210 ENGLISH SAGA and parliamentary elections and controlled by salaried public servants, had spiling into existence in the island dedicated to the sanctity of private wealth. Parliamentary powers of collective control and ownership, and sometimes of monopoly, were sought and obtained, at first by the greater cities, later by the counties and smaller urban areas. The Local Government Act of 1888 established elective County Councils with control of local affairs and taxation. In that year London achieved its County Council— presently to revolutionise the life of its poorer inhabitants. The services of communal life which individual effort had failed to give to the vast urban agglomerations it .had created, were supplied step by step by local authorities. They were paid for out of rates and loans charged on rates. The first successful flotation of municipal stock was made in 1880 by the Liverpool Corpora- tion. By 1896 the local government debt of the country was already 200 million pounds. Only fourteen years later it was three times greater. The first services performed by the new local authorities were lighting, paving, and cheap transport. By far the most important were education and housing. In nothing had laissez-faire achieved so much and so badly as in housing. It had built homes for millions of new factory workers, and not to endure but to perish. The vital attribute of a home is that it should be per- manent. The principle of the jerry builder was to make as quick a profit as possible on as large a turnover for as little expendi- ture of labour and money. The houses went up fast enough but they did not last. They were not meant to. They were built in rows and usually back to back—poky, hideous, uncomfortable and insanitary. The last thing that was thought of in making them was the convenience of the occupant.1 Except in the granite towns and villages of East Lancashire and the West Riding they were so flimsy that they swayed with the wind and their walls so thin that their inmates were traditionally reputed to be able to hear their neighbours making up their minds. Frequently such houses were erected by the companies that employed their occupants This was particularly so in iron and coal districts where there was little alternative employment. A man who lost his job lost his home. The rents were "kept back" from 1 Jack Jones, the Labour M.P., said of one of them in the House of Commons that when a man got up in the morning he had to put his legs through the window to get his trousers on.