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 (21)	The houses of the people are, on the whole, poor
in character and unattractive in appearance.
 (22)	Furniture in its modern sense is as yet rare in this
village.
 (23)	The people of the village are fond of ornaments
in which they invest their meagre savings, if any; they
are proverbially short of capital and know little of modern
forms of investments.

 (24)	The labour problem of the village is acute, as
with a rising rate of wages, the efficiency of the labourer
is falling.    This is mainly due to outside influences im-
ported by labourers who occasionally go out in search of
employment.
 (25)	The marketing organization of farm products like
paddy, gul and mango-fruits, as well as of necessities, is
uneconomical.
 (26)	AH these and other factors like the rise of prices
have a marked effect upon the general economic condition
of the  people,   which seems  to be  stationary,   if not
deteriorating, during the last decade or more.
IV. REGARDING THE SPECIAL FACTS OF THEIR
ECONOMIC CONDITION AS GAUGED BY STATISTICS
 (27)	The average standard of living varies with the
different groups of the people, but in the case of the majo-
rity of the Kaliparaj it is decidedly low.
 (28)	Taking the village as a whole, the average Atgam
dweller just lives from hand to mouth.

 (29)	Taking the village by economic groups, more
than half of the families inhabiting the village live below
a decent standard of living as understood by them.
 (30)	The causes of their poverty are the small size^ of
the holding resulting in low production, over-population
and indebtedness.    The first is the primary cause while
the latter two are the accentuating^1 factors.
 (31)	Looking at the village population as subdivided
into the Kaliparaj and the Ujaliparaj, the former are
found to be worse situated than the latter.   The compari-
36