261 CASE 1L* FAMILY, SCHEDULE No* 248. Bate Amount borrowed into. Amount repaid in Rs. Outstanding1 loans in As. 22- 3-18 50 __ 50 18-12-18 _ 33 17 20- 1-19 — 17 — 12- 1-22 115 _ 115 12-11-22 — 70 45 26-11-23 — 45 — 27- 2-24 220 _ 220 15-12-24 — 100 120 9- 3-26 — 100 20 18-12-26 — 20 _ 9- 1-27 125 — 125 1-12-27 — 95 30 10-12-27 — 30 _ These accounts again show that the people are being taught the habit of regular banking. THE WORK OF THE SOCIETY The services rendered by the Society may be thus summarised. (i) It has made capital available to the people at a low rate of interest. (ii) It has diverted the people from the unproductive to the productive use of loans. (iii) It has, in some cases, removed the burden of debt that checked the enterprise of the farmer, and increased his earning capacity. (iv) By its policy of vigilant recovery it has taught the people the habit of regular banking. (v) It has also enabled a few members to realise the advantages of deposit-banking and thus cultivate the habit of thrift. * In both these cases payments of interest are ignored for the sake of simplicity.