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(13) Co-operaitve societies for marketing farm produce
and necessaries should be started for a group of villages
or for the Bulsar Taluka, with branches and sub-branches
in villages.

(14) The local co-operative credit society should be put
in such a position as to be able to lend money to its mem-
bers, at a rate of interest varying from about five to seven
per cent.

(15) The burden of old debt should be removed by
starting a Land Mortgage Bank for the Bulsar Taluka
or Surat District in which the village is situated. .

(16) Relief should be given to the people of the village
by a reduction in taxation and by spending more on
village welfare than at present.

(17) Above all, efforts should be made to spread ele-
mentary education at a greater speed, along with a
quarterly course in certain subjects e. g. agriculture and
rural economics.

"Better farming, better business and better living" was
the ideal prescribed for a rural community by Sir Horace
Plunkett, the economic regenerator of Ireland. The
first and the second can be done by the co-operation of
Government and the people, and the third will naturally
follow. What is lacking most on the part of the people is
enthusiasm, and on the part of the State, initiative and
encouragement. Both these are necessary at present for
the solution of the problems of rural poverty in our
country.

In conclusion, let us mention that the essentials for re-
generating the village community of Atgam are, in short,
education, organisation, industrialisation1 and co-
operation,

1 In the restricted sense of developing rural industries.