590 NICHOLLS'.S SEAMANSHIP AND NAUTICAL KNOWLEDGE vessel, must notify the same to the Lloyd's agent at his next place of call on arrival. He must also give all such information as he may possess regarding the supposed locality or identity of such derelict vessel, the date and place where she was observed, etc. The penalty for failing to make such a report is a sum not exceeding £5. Disbursements.—Money disbursed by the master in financing the ship. Vouchers are receipts preserved by the master for production to the owners, along with his disbursement account. The agents in a foreign port usually advance money to the master as cash for current expenditure, or there may be a balance of freight to draw upon. But if neither of those means are available and there are considerable expenses to be met, then the master may give the creditor * a " bill " on the owners Grain Certificate.—Before a British ship laden with a grain cargo at any port in the Mediterranean or Black Sea, and bound to ports outside the Straits of Gibraltar* or laden with gram cargo on the Coast of North America, leaves her final port of loading, or within 48 hours after leaving that port, the master shall deliver, or cause to be delivered to the British Consular officer, or if the port Is in a British Possession, to the chief officer of Customs at that port, a notice stating:— (a) The draught and freeboard after the loading of her cargo has been completed. (6) 1. The kind of grain and the quantity thereof. 2. The mode in which the grain cargo has been stowed. 3. The precautions taken against shifting. When arriving at a port in the United "Kingdom the master shal also deliver a similar document to the proper officer of Customs This is done when the vessel is entered in at the Custom House. Penalty for failing to make this report, or for making a falst statement, a sum not exceeding £100 (Merchant Shipping Act 1894, Section 454). Insurance Policy.—An agreement containing the condition; under which a ship is insured, and the perils she is thereby insure< against. The policy is nullified if— The ship deviates from her voyage, If she be engaged in any illegal trade. if she was unseaworthy at the time of insuring.