366 THE FACTORS OF THE MIND tions (or covariances) between persons as well as between traits. (a) With, the method of weighted summation (least- squares method), when the averages for persons and for tests have been equalized (a process which is virtually equiva- lent to eliminating the corresponding general factor), the factor-loadings obtained by covariating persons are identical with, the factor-measurements for persons obtained by co- variating tests multiplied by the standard deviation of the corresponding factor. (£) The factor-loadings obtained from a table of co- variances^ when divided by the standard deviations of the tests, yield saturation coefficients that will satisfy the corresponding table of correlations. (c) The variance of mental traits when directly measur- able appears to vary closely with their complexity; and, when not directly measurable, may be treated as equal to the complete communality, i.e. to the sum of the squares of the saturations for all factors. 5. The group-factors resulting from the group-factor method tend to have positive or zero saturations only : the factors resulting from the general-factor methods (other than the first factor) have both positive and negative saturations, and are thus bipolar. (a) The relations between the two sets of saturation coefficients can be expressed by a triangular rotation matrix, containing positive and negative multipliers appropriately placed. Such a transformation matrix provides the best means of converting one set of factor-saturations into the other. (V) The relations between the two sets of factor-measure- ments are expressed by the same triangular matrix. This shows that the general-factor measurements may be regarded as derived from the group-factor measurements by taking weighted differences between the latter. Thus the bipolar factors extracted by the general-factor method are essentially * difference-factors,' and as such may be intelligibly inter- preted as they stand. (c} The group-factor method (with overlapping factors if necessary) yields a speedier and more precise method of