106 STAT. 4072 PUBLIC LAW 102-550—OCT. 28, 1992

31 use 5321 (b) EFFECTIVE DATE.—The amendment made by subsection (a)

note- shall apply with respect to violations committed after the date

of the enactment of this Act.

SEC. 1S62. AUTHORITY TO ORDER DEPOSITORY INSTITUTIONS TO
OBTAIN COPIES OF CTRS FROM CUSTOMERS WHICH ARE
UNREGULATED BUSINESSES.

Section 5326 of title 31, United States Code, is amended—

(1) by redesignating subsection (b) as subsection (d); and

(2) by inserting after subsection (a) the following new sub-
section:

"(b) AUTHORITY To ORDER DEPOSITORY INSTITUTIONS To OBTAIN
REPORTS FROM CUSTOMERS.—

"(1) IN GENERAL.—The Secretary of the Treasury may, by

regulation or order, require any depository institution (as

denned in section 3(c) of the Federal Deposit Insurance Act)—

"(A) to request any financial institution (other than

a depository institution) which engages in any repprtable

transaction with the depository institution to provide the

depository institution with a copy of any report filed by

the financial institution under this subtitle with respect

to any prior transaction (between such financial institution

and any other person) which involved any portion of the

coins or currency (or monetary instruments) which are

involved in the reportable transaction with the depository

institution; and

"(B) if no copy of any report described in subparagraph
(A) is received by the depository institution in connection
with any reportable transaction to which such subpara-
graph applies, to submit (in addition to any report required
under this subtitle with respect to the reportable trans-
action) a written notice to the Secretary that the financial
institution failed to provide any copy of such report.
"(2) REPORTABLE TRANSACTION DEFINED.—For purposes of
this subsection, the term 'reportable transaction' means any
transaction involving coins or currency (or such other monetary
instruments as the Secretary may describe in the regulation
or order) the total amounts or denominations of which are
equal to or greater than an amount which the Secretary may
prescribe.".

SEC. 1663. WmSTLEBLOWER PROTECTION FOR EMPLOYEES OF
FINANCIAL INSTITUTIONS OTHER THAN DEPOSITORY
INSTITUTIONS.

(a) IN GENERAL.—Subchapter II of chapter 53 of title 31, United
States Code, is amended by inserting after section 5327 (as added
by section 1511(a) of this title) the following new section:

"§ 5328. Whistleblower protections

"(a) PROHIBITION AGAINST DISCRIMINATION.—No financial
institution may discharge or otherwise discriminate against any
employee with respect to compensation, terms, conditions, or privi-
leges of employment because the employee (or any person acting
pursuant to the request of the employee) provided information
to the Secretary of the Treasury, the Attorney General, or any
Federal supervisory agency regarding a possible violation of any
provision of this subchapter or section 1956, 1957, or 1960 of title
18, or any regulation under any such provision, by the financial