PUBLIC LAW 102-550—OCT. 28, 1992 106 STAT. 4085

(A) in subsection (a), by striking "A insured" and insert-
ing "An insured"; and

(B) in subsection (c), by striking "capitalized," and
inserting "capitalized (but not well capitalized),".

(2) Section 7(bX2) of the Federal Deposit Insurance Act
(12 U.S.C. 1817(bX2)) (as amended by section 302(a) of the
Federal Deposit Insurance Corporation Improvement Act of
1991) is amended—

(A) in subparagraph (D), by striking the comma after
"members"; and

(B) by adding at the end the following new subpara-
graph:

"(H) BANK ENTERPRISE ACT REQUIREMENT.—The Cor-
poration shall design the risk-based assessment system
so that, insofar as the system bases assessments, directly
or indirectly, on deposits, the portion of the deposits of
any insured depository institution which are attributable
to lifeline accounts established in accordance with the Bank
Enterprise Act of 1991 shall be subject to assessment at
a rate determined in accordance with such Act.".

(3) Effective on the effective date of the amendment made
by section 302(a) of the Federal Deposit Insurance Corporation
Improvement Act of 1991, section 232(aXD of the Federal
Deposit Insurance Corporation Improvement Act of 1991 (12
U.S.C. 1834(aXl)) by striking a7(bX10)" and inserting
«7(bX2XH)w.

(4) The subsection which was added to section 10 of the 12 use 1820.
Federal Deposit Insurance Act by section 302(d) of the Federal

Deposit Insurance Corporation Improvement Act of 1991 and
designated as subsection (f) is hereby redesignated as sub-
section (g).

(5) Section 302(e) of the Federal Deposit Insurance Corpora-
tion Improvement Act of 1991 is amended—

(A) by redesignating paragraphs (2), (3), and (4) as
paragraphs (3), (4), and (5), respectively; and 12 use 1817,

(B) by striking paragraph (1) and inserting the follow- J| use isis
ing new paragraphs:

"(1) in section 5(dX3XBXi>—

"(A) by striking 'average assessment base* and insert-
ing 'deposits'; and

"(B) by striking 'shall—' and all that follows through
the period and inserting 'shall be treated as deposits which
are insured by the Savings Association Insurance Fund.';
"(2) in section 5(dX3XBXii)—

"(A) by striking 'average assessment base' and insert-
ing 'deposits'; and

"(B) by striking 'shall—' and all that follows through
the period and inserting 'shall be treated as deposits which
are insured by the Bank Insurance Fund/ ".

(6) Effective on the effective date of the amendment made
by section 302(eX4) of the Federal Deposit Insurance Corpora-
tion Improvement Act of 1991 (as so redesignated by paragraph
((5XA) of this subsection), section 7(b) of the Federal Deposit
Insurance Act (12 U.S.C. 1817(b)) (as amended by section 302(a)
of the Federal Deposit Insurance Corporation Improvement
Act of 1991) is amended by adding after paragraph (6) (as