PUBLIC LAW 102-554—OCT. 28, 1992 106 STAT. 4161 (e) DOWN PAYMENT LOAN PROGRAM.—Section 346(b) (as amended by subsection (a) of this section) is further amended by adding at the end the following new paragraph: "(6) Notwithstanding any other provision of this title, at the end of the third quarter of each fiscal year, the Secretary shall transfer, and use to cany out section 310E, 75 percent of the amount that would otherwise be available for guaranteed operating loans.*1. SEC. 21. EQUAL ACCESS TO FmHA ASSISTANCE BY GENDER. (a) TARGET PARTICIPATION RATES.—Section 355(a) (7 U.S.C. 2003(a)) is amended— (1) in paragraph (2), by striking "In establishing" and inserting "Except as provided in paragraph (3), in establishing"; and (2) by adding at the end the following new paragraph: "(3) GENDER.—With respect to gender, target participation rates shall take into consideration the number of current and potential socially disadvantaged farmers and ranchers in a State in proportion to the total number of farmers and ranchers in the State/*. (b) TARGETING OP LOANS TO MEMBERS OP GROUPS WHOSE MEM- BERS HAVE BEEN SUBJECTED TO GENDER PREJUDICE.—Section 355(eXD (7 U.S.C. 2003(eXD) is amended by striking "or ethnic" and inserting ", ethnic, or gender". (c) RECORDKEEPING OF LOANS BY BORROWER'S GENDER.—Sub- title D (7 U.S.C. 1981 et seq.) is amended by adding at the end the following new section: "SEC. 369. RECORDKEEPING OF LOANS BY BORROWER'S GENDER. "The Secretary shall classify, by gender, records of applicants for loans and loan guarantees under this title.". SEC. 22. STATE MEDIATION PROGRAMS. Section 502 of the Agricultural Credit Act of 1987 (7 U.S.C. 5102) is amended— (1) in subsection (bXD, by striking "50" and inserting "70"; and (2) in subsection (c), by inserting "with respect to which the amount was paid" before the period. SEC. 23. REGULATIONS. (a) INTERIM REGULATIONS.—Not later than 180 days after the date of enactment of this Act, the Secretary of Agriculture shall issue such interim regulations as are necessary to implement this Act and the amendments made by this Act. (b) FINAL REGULATIONS.—Not later than October 1, 1993, the Secretary of Agriculture shall issue such final regulations as are necessary to implement this Act and the amendments made by this Act. SEC. 24. TECHNICAL AMENDMENT. Section 306C(aX2) is amended to read as follows: "(2) CERTAIN AREAS TARGETED.— "(A) IN GENERAL.—Loans and grants under paragraph (1) shall be made only if the loan or grant funds will be used primarily to provide water or waste services, or both, to residents of a county— 7 USC 2008d. 7 USC 1989 note. 7 USC 1926c.