106 STAT. 4224

PUBLIC LAW 102-558—OCT. 28, 1992

12 USC 3104
note.

12 USC 1817.

12 USC 1834a.

TITLE III—MISCELLANEOUS
PROVISIONS

SEC. 301. ENERGY SECURITY.

Section 203 of the Geothermal Energy Research, Development,
and Demonstration Act of 1974 (30 U.S.C. 1143) is amended by
striking "1990" and inserting "1993".

SEC. 302. DOMESTIC RETAIL DEPOSIT-TAKING BY FOREIGN BANKS.

(a) IN GENERAL.—Section 6(c) of the International Banking
Act of 1978 (12 U.S.C. 3104(c)) is amended—

(1) in paragraph (1)—

(A) by inserting "domestic retail" before "deposit
accounts"; and

(B) by inserting "and requiring deposit insurance pro-
tection," after "$100,000,"; and

(2) in paragraph (2)—

(A) by striking "Deposit" and inserting "Domestic retail
deposit"; and

(B) by inserting "that require deposit insurance protec-
tion" after "$100,000".

(b) EFFECTIVE DATE.—This section, and the amendments made
by this section, shall have the same effective date as the Federal
Deposit Insurance Corporation Improvement Act of 1991.

SEC. 303. DEPOSIT INSURANCE ASSESSMENT RATES FOR LIFELINE
ACCOUNT DEPOSITS.

(a) IN GENERAL.—Section 7(b)(2) of the Federal Deposit Insur-
ance Act (12 U.S.C. 1817(b)(2)) (as amended by section 302(a)
of the Federal Deposit Insurance Corporation Improvement Act
of 1991) is amended—

(1) in subparagraph (D), by striking the comma after "mem-
bers"; and

(2) by adding at the end the following new subparagraph:

"(H) BANK ENTERPRISE ACT REQUIREMENT.—The Cor-
poration shall design the risk-based assessment system
so that, insofar as the system bases assessments, directly
or indirectly, on deposits, the portion of the deposits of
any insured depository institution which are attributable
to lifeline accounts established in accordance with the Bank
Enterprise Act of 1991 shall be subject to assessment at
a rate determined in accordance with such Act.".

(b) CONFORMING AMENDMENTS.—

(1) Section 232(b)(l) of the Federal Deposit Insurance Cor-
poration Improvement Act of 1991 (Public Law 102-242) is
amended—

(A) by striking "(8), (9), and (10)" and inserting "and
(8)"; and

(B) by striking "(9), (10), and (11)" and inserting "and
(9)".

(2) Section 233(a) of the Federal Deposit Insurance Cor-
poration Improvement Act of 1991 is amended by striking "sec-
tion 235" where such term appears in paragraphs (3) and
(5) and inserting "section 234".

(3) Section 7(d)(5) of the Federal Deposit Insurance Act
(12 U.S.C. 1817(d)(4)) (as added by section 233(c)(l) of the