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Full text of "Annual reports"

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STATE OF NEW HAMPSHIRE 



ANNUAL REPORTS 



VOLUME I 



1905 



CONCORD 

.1906 






Bound by Rumford Printing Company 
Concord, N. H. 



CONTENTS. 



Report of the State Treasurer. 
Report of the Board of Equalization. 
Report of the Bank Commissioners. 
Report of the Railroad Commissioners. 



REPORT 



STATE TREASURER 



STATE OF NEW HAMPSHIRE 



FOR THE YEAR ENDING 



MAY 31, 1905 



VOLUME IV - - PART I. 



CONCORD, N. H. 
1905. 



Printed by Ira C. Evans Co., Concord. 
Bound by Rumford Printing Co., Concord. 



REPORT. 



Office of State Treasurer, 

Concord, June 1, 1905. 

To the Honorable Senate and House of Representatives: 

Gentlemen : — I have the honor to submit the following 
report, exhibiting- the transactions of this department for 
the fiscal year ending' May 31, 1905 : 

ABSTRACT OF RECEIPTS AND DISBURSEMENTS. 

RECEIPTS. 

Cash and cash items on hand June 

1, 1904 $215,221.91 

Total receipts during the year. . . .1,353,900.05 

$1,599,121.99 

DISBURSEMENTS. 

Total disbursements during the 
year $1,514,399.48 

Cash and cash items on hand 

June 1, 1905 84,722.51 

$1,599,121.99 

DEBT. 

Liabilities June 1, 1905 $1,337,501.72 

Assets June 1, 1905 548,541.44 

Net indebtedness June 1, 1905 $788,960.28 

Liabilities June 1, 1904 $1,432,909.00 

Assets June 1, 1904 815,140.03 

Net indebtedness June 1, 1904 $617,768.97 

Increase of debt during the year $171,191.31 



4 STATE TREASURER'S REPORT. 

REVENUE AND EXPENSES. 

The following statement exhibits the sources of the reve- 
nue and the nature of the expenses for the year 1904--1905 : 

REVENUE. 

State tax $300,000.00 

Railroad tax 161,863.86 

Insurance tax 50,722.24 

Interest on deposits 6,215.48 

License fees (fertilizers) 1,800.00 

License fees (feed stuffs) 560.00 

Telegraph tax 2,074.00 

Telephone tax 9,831.10 

Charter fees 1,675.00 

Fees (insurance department) . ; . . . 13,904.50 
Benjamin Thompson estate, income 

for year ending January 30, 1905 24,247.93 

Profit and loss ditto 84.00 

Fees (secretary of state) 3,929.00 

Fines and forfeitures 2,310.08 

Profits publication Vol. 72, N. H. 

Reports 552.25 

Escheated estates 745.34 

Town liquor agents 4.97 

Sales public property 1,000.00 

Fines N. H. National Guard 45.00 

Fees Board Registration Dentistry. 142.00 

Batchellor & Mitchell refund 1.00 

Total revenue $581,707.75 

EXPENSES. 

Ordinary expenses $518,140.44 

Extraordinary expenses 173,946.88 

Interest 60,811.74 

Total expenses $752,899.06 

Revenue (see above) 581,707.75 

Excess of expenses over revenue* $171,191.31 

* Corresponding with increase of debt, page 3. 



STATE TREASURER'S REPORT. 5 

For convenience, expenses are divided into two classes, 
ordinary and extraordinary. Ordinary expenses include 
salaries and expenses whose payment is authorized by gen- 
eral laws, and which are of annual or biennial occurrence. 
During the past year they have been as follows, viz. : 

ORDINARY EXPENSES. 

Salaries $94,566.82 

Legislature, pay-rolls senate and house ($5,- 

124.90, $82,935.70) 88,060.60 

Honorable council 5,620.18 

State printing 26,711.80 

Auditing printers' accounts 400.00 

State library 13,464.46 

Trustees of normal school (expenses) 342.14 

Messenger supreme court 122.00 

Support of indigent insane 6,000.00 

Support of convict insane 6,368.54 

Twenty-year patients 4,918.09 

Dependent insane 52,597.41 

Commissioners of lunacy 830.75 

N. H. National Guard (annual appropriation) . . 34,999.44 

Bounty on wild animals, etc 8,890.75 

Fish commissioners 8,510.39 

Governor's secretary 600.00 

State house 3,297.89 

Clerical expenses, treasury 1,000.00 

Industrial school 6,000.00 

Board of agriculture 5,228.68 

Board of equalization 460.00 

Independent militia 300.00 

Auditing treasurer's accounts 200.00 

Board of health 4,085.65 

Bank commissioners 8,995.53 

Clerk, adjutant-general's department 500.00 

Amount carried forward $383,071.12 



6 STATE TREASURER'S REPORT. 

Amount brought forward $383,071.12 

Clerk, superintendent public instruction 1,000.00 

Clerk, insurance department 1,000.00 

Clerk, bank commissioners 1,000.00 

Deaf, dumb and blind (education of) 12,151.34 

Normal school 25,000.00 

Agricultural college 3,000.00 

Compiling financial statistics 200.00 

N. H. Historical Society 500.00 

Contagious diseases (cattle) 10,000.71 

State hospital library 100.00 

Governor's contingent fund 379.16 

Trustees state library (expenses) 76.15 

Commissioners of pharmacy 803.21 

Granite State Dairymen 's Association 500.00 

Rifle ranges 1,300.00 

Engrossing bills 300.00 

Board of registration (dentistry) 323.93 

X. H. Horticultural Society 300.00 

Presidential electors 68.80 

Steamboat inspectors 105.00 

X. H. Reports, Vol. 72 1,050.00 

Ben j. Thompson state trust fund* 3,000.00 

Forestry commission 825.67 

Labor bureau 1,461.27 

Game detectives 2,222.67 

Australian ballot 2,840.60 

Treasurer's and deputy's bonds 230.00 

Legislative manuals 2.50 

Board of charities and correction 661.90 

School fundi 25,000.00 

Justices courts (expenses) 2,847.12 

Public printing commission 289.93 

Epidemic fund 247.44 

State truant officer 608.43 

Anion, it carrii d forward $482,467.25 

* Credited to fund. t $23,850.00 paid. 



STATE TREASURER'S REPORT. 7 

Amount brought forward $482,467.1'.") 

Highway engineer 1,854.73 

High school tuition 5,000.00 

Highway commission 1,298.95 

Highway department 9,306.74 

I [ighways to public waters 3,434.78 

Indexing records (secretary) 1,000.00 

Indexing records (registrar vital statistics) .... 1,898.74 

Indexing province records 1,574.56 

Publishing legislative journals 300.00 

Expenses superintendent public instruction. . . . 24.57 

Expenses automobile law 425.35 

War album 4.00 

Incidentals 4,557.43 

Laboratory of hygiene 4,993.34 

Total ordinary expenses $518,140.44 

EXTRAORDINARY EXPENSES. 

Extraordinary expenses are those which are authorized 

by special acts of the legislature. For the past year they 
have been as follows, viz. : 

Agricultural college (special appropriation) .... $7,500.00 

Prisoners' Aid Association 14.00 

White Mountain roads, etc 33,954.65 

State prison (special repairs) 2,436.59 

State prison (deficiency current expenses) 2,747.04 

Legislative resolves 13,382.25 

Prison library 198.82 

Historian 475.44 

Sunapee lake (lights and buoys) 184.91 

Squam lake (lights and buoys and bridge) 318.69 

Constitutional convention 150.00 

Soldiers' Home (net expenses) $17,220.42 

5,447.52 

11,772.90 

Lighting Weirs channel 407.38 



Amount carried forward $73,542.67 



8 STATE TREASURER'S REPORT. 

Amount brought forward $73,542.67 

Protection public rights 744.40 

Dartmouth college 20,000.00 

Fish hatchery 60.33 

X. H. State Hospital 30,000.00 

Fish screens 156.71 

School for feeble minded 10,033.61 

Escheated estates 201.02 

Sanatorium consumptives 3,861.88 

Industrial school 2,000.00 

Enoch Poore monument 500.00 

Vicksburg monument 3,000.00 

State house plans 923.82 

State library plans 95.38 

Preserving muster rolls 500.00 

Forestry survey 761.53 

Regimental histories 570.00 

Manchester armory 26,989.50 

Total extraordinary expenses $173,916.88 

INTEREST. 

There has been paid on account of interest the past year, 
or credited to the several trust funds, the following- 
amounts, viz. : 

Fiske legacy $1,055.11 

Kimball legacy 270.11 

Agricultural college fund 1,800.00 

Teachers' institute fund 2,372.66 

Coupons on bonds and interest on reg- 
istered bonds 24,310.00 

Benj. Thompson trust fund 25,200.97 

Benj. Thompson state trust fund 2,102.83 

Hamilton Smith trust fund 400.00 

Total interest charges $60,811.74 



STATE TREASURER'S REPORT. 9 

The following has been received, viz. : 

Interest on deposits $6,215.48 

Income Benj. Thompson estate one 

year to January 30, 1905 24,247.93 

Total interest receipts $30,463.41 

Net interest $30,348.33 

PRINCIPAL OP STATE DEBT. 

There has been paid during the year state bonds 

amounting to $144,500.00 

TRUST FUNDS. 

Trust funds are now as follows, viz. : 

Fiske legacy $26,378.43 

Kimball legacy 6,753.49 

Teachers' institute fund 59,470.37 

Agricultural college fund 80,000.00 

Unclaimed savings-bank deposits 21,475.59 

Benj. Thompson trust fund 655.225.23 

Benj. Thompson state trust fund 62,473.61 

Hamilton Smith trust fund 10,000.00 

Total trust funds $921,776.72 

LITERARY FUND. 

Receipts. 

Balance June 1, 1904 $533.31 

Non-resident savings-bank tax 36,363.68 

$36,896.99 



10 STATE TREASURER'S REPORT. 

Disbursements. 

Dividend to towns, fifty-five cents per 
scholar, as per table in appendix 
( pages 58 to 65) $36,529.90 

Balance to credit of the fund 367.09 

$36,896.99 

TEACHERS' INSTITUTE FUND. 

Balance June 1, 1904 $59,316.58 

One year's interest at 1 per cent 2,372.66 

$61,689.24 

Expenses of institutes, 1904-1905 2,218.27 



Balance June 1, 1905 $59,470.37 

UNCLAIMED SAVINGS-BANK DEPOSITS. 

Balance in treasury June 1, 1904 $4,290.46 

Received from David A. Taggart, assignee Gran- 
ite State Provident Association 17.271.05 



$21,561.51 
Paid during year 85.92 



Balance June 1, 1905 $21,475.59 

This amount is subject to the demand of the depositors, 
in accordance with the provisions of sections 22, chapter 162 
of the Public Statutes, and is reported in trust funds (page 
9). 

THE BENJAMIN THOMPSON TRUST FUND. 

The principal reported June 1, 1904, the same 
being the condition of the fund January 30, 
1904, was $630,024.26 

One year's interest at 4 per cent, to January 30, 
1905 25,200.97 



New principal January 30, 1905, reported in 

trust funds (page 9) $655,225.23 



STATE TREASURER'S REPORT. 11 

THE BENJAMIN THOMPSON STATE TRUST FUND. 

The principal reported June 1, 1904, the same 
being the condition of the fund January 30, 
1901, was $57,070.78 

Add appropriation January 30, 1905 3,000.00 

$60,070.78 
One year's interest at 1 per cent, to January 30, 

1905 2,102.83 

Now principal, January 30, 1905, reported in 

trust funds (page 9) $62,473.61 

The income of the Benjamin Thompson estate for the 
year ending January 30, 1901, was as follows: 

INCOME ON BONDS. 

Interest on $180,000 No. Pa. & Gt. No. 

1 per cent $7,200.00 

Interest on $19,000 Chi., Bur. & Qui. 7 

per cent., extended at 1 per cent. . . . 760.00 
Interest on $7,000 Chi., Bur. & Qui. 1 

per cent 280.00 

Interest on $5,000 Chi., Mil. & St. P. 6 

per cent 300.00 

Interest on $6,000 Chi. Mil. & St. P. 5 

per cent 300.00 

Interest on $1,500 Wis. Valley 7 per 

cent 315.00 

Interest on $1,500 Central Vt. 1 per 

cent 60.00 

Interest on $2,000 Or. S. Line 5 per 

cent 100.00 

Interest on $9,000 N. Y. C. & H. R. 3% 

per cent, received in exchange for 81 

shares Michigan Central P. P. stock 315.00 

Amount carried forward $9,630.00 



12 STATE TREASURER'S REPORT. 

Amount brought forward $9,630.00 

Interest on $2,000 State of Virginia . . . 60.00 

Interest on $29,000 State of 

N. H. 6s $1,740.00 

Less premium paid 691.60 

1,018.40 

Interest on $75,000 State of 

N. H. 4s $3,000.00 

Less Ys premium paid 668.72 

2,331.28 

Interest on $28,000 City of Berlin 3%s 980.00 

Interest on $12,000 Jaffrey 3y 2 s 420.00 

Interest on Grafton County note 700.00 

Interest on City of Concord note 125.00 

Total income on bonds, etc $15,294.68 

INCOME ON RAILROAD STOCKS. 

Dividends on 100 shares Portland & 

Ogdensburg $200.00 

Dividends on 106 shares Fitchburg. . . . 530.00 

Dividends on 66 shares Boston & Low- 
ell 528.00 

Dividends on 42 shares Vt. & Mass. . . 252.00 

Dividends on 214 shares B. & M. . . «. . 1,498.00 

Dividends on 87 shares B. & A 761.25 

Dividends on 66 shares 111. Central .... 396.00 

Dividends on 310 shares N. Y. C. & H. 

R 1,550.00 

Dividends on 37 shares U. P., pfd 148.00 

Dividends on 5 shares A., T. & S. F., 

pfd 25.00 

Dividends on 254 U. P. com 1.016.00 

Dividends on 50 shares A., T. & S. F., 

com 200.00 

Total income on railroad stocks $7,104.25 



STATE TREASURER'S REPORT. 13 

INCOME ON MANUFACTURING STOCKS. 

Div. ou 10 shares Boston Belting- Co. . . $80.00 
Div. on 43 shares Great Falls Mfg. Co. 430.00 

Total income on manufacturing stocks $510.00 

INCOME ON BANK STOCKS. 

Div. on 39 shares Strafford National. . $390.00 

Div. on 50 shares Merchants' National 300.00 

Div. on 9 shares Commerce National. . . 54.00 

Div. on 8 shares Atlas National 20.00 

Div. on 4% shares Newmarket Na- 
tional 24.05 

Total income on bank stocks $788.05 

MISCELLANEOUS INCOME. 

Interest on deposits $550.95 

Total miscellaneous income $550.95 

RECAPITULATION. 

Income on bonds $15,294.68 

Income on railroad stocks 7,104.25 

Income on manufacturing stocks 510.00 

Income on bank stocks 788.05 

Miscellaneous income 550.95 

Total income for year ending Jan. 30, 1905. . $24,247.93 

MATURITIES AND LIQUIDATIONS. 

The following securities, included in the Benjamin 
Thompson estate, and investments for account of same have 
been converted into cash during the year and duly ac- 
counted for: 



14 STATE TREASURER'S REPORT. 

Chicago, Burlington & Quincy 4 per cent, bond $1,000.00 

8 shares Atlas Nat '1 Bank, appraised at $936 . . . 940.00 

Credited profit and loss 4.00 

$29,000 State of X. H. 6s $29,000.00 

Premium on ditto refunded 691.60 

29,691.60 

Vs premium on $75,000 State of N. H. 4s re- 
funded 668.72 

City of Concord note 20,000.00 

Grafton County note (part) 2,000.00 

Total maturities and liquidations $54,300.32 

Cash balance January 30, 1904 52,298.92 

Income one year to January 30, 1905 24,247.93 

Transferred to state treasury $130,847.17 

In debt statement June 1, 1904, the Benjamin 
Thompson estate was reported at original ap- 
praisal $321,047.76 

This amount has been reduced during the year 

as stated: 
Chicago, Burlington & Quincy bond . . . $920.00 

8 shares Atlas National Bank 936.00 

1,856.00 



Leaving the estate at $319,191.76 

Reported in assets, page 44. 

Profit and loss has been credited : 
Chicago, Burlington & Quincy bond . . . $80.00 

Atlas National Bank 4.00 

$84.00 

INVESTMENTS, ACCOUNT BENJ. THOMPSON ESTATE. 

June 1, 1904, this account was reported at $241,671.55 

This account has been reduced during the 
year as follows: 



STATE TREASURER'S REPORT. 15 

N. II. 6 per cent, bonds redeemed.. $29,000.00 

Premium on ditto 691.60 

Premium on N. H. 4s 668.72 

City of Concord note 20,000.00 

Grafton County note (part) 2,000.00 

Cash balance June 1, 1904 52,298.92 

Transferred to state treasury $104,659.24 

Leaving account June 1, 1905 $137,012.31 

soldiers' home. 

The following sums have been received from the United 
States on account of allowance for the support of the in- 
mates of the New Hampshire Home for disabled soldiers : 

Quarter ending June 30, 1904 $1,450.00 

less $477.48, pensions $972.52 

Quarter ending September 30, 1904 1,200.00 

Quarter ending December 31, 1904 1,525.00 

Quarter ending March 31, 1905 1,750.00 



Total receipts $5,447.52 

The total expenditures on account of Soldiers' 
Home for the year ending May 31, 1905, have 
been $17,220.42 

Received from the United States during the year 

as stated • 5,447.52 



Net expenses of Home for year ending May 31, 

1905 $11,772.90 



SCHOOL FUND. 



Balance June 1, 1904 $20,775.00 

Appropriation for 1904-1905 25,000.00 

See ch. 77, Pam. Laws, 1899. —$45,775.00 



16 STATE TREASURER'S REPORT. 

General distribution $18,750.00 

Supervisory fund 5,100.00 



Total distribution, see pages 58 to 65, appendix $23,850.00 



Balance to credit of supervisory fund, reported 

in liabilities, page 41 $21,925.00 

INSURANCE TAX. 

Tax on home stock companies, see p. 51 $11,850.00 

Tax on foreign companies 47,997.08 



$62,817.08 

To firemen's relief fund $2,000.00 

To towns, see pages 58 to 65 10,121.81 

To revenue, see page 4 50,722.21 

$62,847.08 

SPANISH WAR GRATUITY. 

Balance reported June 1, 1904 $609.95 

Paid Daniel J. Callahan (Co. I) 30.57 



Balance June 1, 1905 $579.38 

UNCLAIMED SAVINGS-BANK DEPOSITS. 

Balance reported in trust funds June 1, 1904. . . $4,290.46 
Received from David A. Taggart, assignee Gran- 
ite State Provident Association 17,271.05 



$21,561.51 
Paid claims during year 85.92 



Balance reported in trust funds, p. 9 $21,475.59 



STATE TREASURER'S REPORT. 17 

DETAILED STATEMENT OF RECEIPTS AND 
DISBURSEMENTS. 



RECEIPTS. 
Cash and cash items in treasury June 1, 1904. . $245,221.94 

STATE TAX OF 1904 (in full). 
As per table in appendix (pages 58 to 65) $300,000.00 

INSURANCE TAX, 1904. 

Foreign Life Insurance Companies. 

Aetna $589.03 

Columbian National 158.66 

Connecticut General 467.54 

Connecticut Mutual 415.51 

Equitable Life 988.21 

Fidelity Mutual 37.87 

John Hancock 36.86 

Manhattan 47.23 

Massachusetts Mutual 1,310.94 

Metropolitan 4,165.17 

Mutual 3.655.61 

Mutual Benefit 418.98 

National 3,884.48 

New England Mutual 99.75 

New York 1,841.08 

Northwestern Mutual 952.40 

Penn Mutual 72(1.77 

Phoenix Mutual 299.16 

Provident Savings 137.28 

Amounts carried forward $20,226.53 $545,221.94 

2 



18 STATE TREASURER'S REPORT. 

Amounts brought forward $20,226.53 $545,221.94 

Provident Life and Trust 246.18 

Prudential 888.65 

Reliance 3.80 

State Mutual 351.92 

Security Mutual 35.33 

Travelers' 344.84 

Union Mutual 793.34 

United States 26.94 

Washington 125.34 

$23,042.87 

Foreign Fire Insurance Companies. 

iEtna Insurance Co $1,518.15 

Aachen & Munich 85.61 

Agricultural 67.90 

American Central 209.18 

American of Boston, Mass 136.74 

American Insurance Co. of Newark. . 103.05 

Assurance of America 40.14 

Atlas Assurance 102.15 

Boston 322.05 

British America 137.43 

British American of New York 11.37 

Continental 824.79 

Caledonian 174.08 

Commercial Union 313.23 

Commercial Union, New York 15.53 

Connecticut 174.23 

Delaware 103.11 

Equitable Fire & Marine 53.17 

Fire Association of Philadelphia 451.55 

Firemen's Fund 315.96 

Federal 22.57 

Fireman's of New Jersey 197.96 

Fttchburg Mutual 259.84 

Amounts carried forward $5,639.79 $568,264.81 



STATE TREASURER'S REPORT. 19 

Amounts brought forward $5,639.79 $568,264,81 

Franklin 58.93 

( rerman- American 417..")!! 

German Alliance 26.57 

( rermania 101.53 

(Urns Falls 60.38 

Hamburg-Bremen 106.39 

Hanover 198.63 

Hartford Fire Insurance Co 679.38 

Home 984.72 

Home Fire and Marine 67.56 

Indemnity 18.29 

Insurance Co. of North America 1,702.19 

Law Union and Crown 16.29 

Liverpool and London and Globe 562.82 

London Assurance Corporation 115.96 

London and Lancashire 443.26 

Manchester (Eng.) Assurance * 104.17 

Moscow 34.31 

Merchants and Farmers' Mutual 155.39 

Mercantile Fire and Marine 89.76 

Merrimack Mutual 141.10 

Munich Reinsurance 393.49 

National of Hartford 532.26 

National Assurance 142.99 

Niagara 560.88 

North British and Mercantile 321.65 

Northern Assurance 226.60 

Norwich Union Fire Ins. Society 224.59 

Orient Insurance Co 203.66 

Palatine 68.56 

Pelican 13.50 

Phenix Insuranee Co.. New York 341.56 

Amounts <<<rri<<l forward $14,754.75 $568,264.81 



20 STATE TREASURER'S REPORT. 

Amounts brought forward $14,754.75 $568,264.81 

Phoenix Insurance Co., Hartford 502.39 

Phoenix Assurance 163.11 

Pennsylvania Fire Insurance Co 220.80 

Providence Washington . . . 188.71 

Providence Mutual 108.25 

Queen Insurance Co 283.72 

Quiney Mutual 109.64 

Royal Insurance Co 662.18 

Royal Exchange 136.72 

Scottish Union 137.15 

Springfield Fire and Marine 504.31 

Sun 173.24 

State Fire 10.00 

Security 76.77 

Skandia 95.79 

Traders and Mechanics' Mutual 237.50 

Traders ! 183.53 

United States 79.10 

United Firemen's 152.04 

Union Assurance 61.54 

Victoria 13.96 

Westchester 205.45 

Western 329.94 

Williamsburg City 213.85 

$19,604.44 

Miscellaneous Foreign Insurance Companies. 

Mtna. (accident department) $206.48 

American Bonding 45.81 

American Surety 69.14 

American Fidelity 12.12 

Amounts carried forward $333.55 $587,869.25 



STATE TREASURER'S REPORT. -1 

Amounts brought forward $333.55 $587,869.25 

City Trust Safe Deposit and Surety. . 11. '24 

Continental Casualty 290.43 

Casualty Company of America 146.58 

Employers' Liability 34(3.95 

Fidelity and Casualty 343.69 

Fidelity and Deposit 438.17 

Frankfort Marine 58.57 

General Accident 134.02 

Hartford Steam Boiler 183.87 

Lloyd's Plate Glass 46.94 

London Guarantee and Accident.... 46.53 

Maryland Casualty 204.15 

Metropolitan Plate Glass 8.21 

National Surety 16.37 

New Amsterdam Casualty 10.16 

Pennsylvania Casualty 4.30 

Preferred Accident 35.05 

Philadelphia Casualty 17.35 

Standard Life and Accident 19.03 

Travelers' (accident department) . ... 671.22 

United States Casualty 145.28 

United States Fidelity and Guaranty. 224.87 

United States Health and Accident . . . 495.10 

Union Casualty and Surety (tax 1903) 41.92 

— — $4,273.55 

Assessnn nt Insurance Companies. 

Equitable Accident $105.86 

Loyal Protective 532.92 

Masonic Protective Association 107.36 

Massachusetts Mutual Accident 60.11 

National Accident Society 58.89 

Eidgeley Protective Association 211.08 

$1,076.22 

Amount carried forward $593,219.02 



22 STATE TREASURER'S REPORT. 

Amount brought forward $593,219.02 

Home Stock Insurance Companies. 

Capital $2,000.00 

Fire Underwriters' Association 100.00 

Granite State 2,000.00 

New Hampshire 10,000.00 

State Security Life and Accident . . . 100.00 

Portsmouth Fire Association 500.00 

State Dwelling House 150.00 

$14,850.00 

SAVINGS-BANK TAX OF 1904. 

As per table in appendix (pages 54 to 56) ... . $398,325.67 

BUILDING AND LOAN ASSOCIATIONS, TAX OF 1904. 

As per table in appendix (page 57) $1,031.66 

RAILROAD TAX OF 1904. 

As per table in appendix (page 52) $386,141.40 

TAX ON TELEGRAPH COMPANIES FOR 1904. 

As per table in appendix (page 53) $2,074.00 

TAX ON TELEPHONE COMPANIES FOR 1904. 

As per table in appendix (page 53) $9,831.10 

INTEREST. 

Interest on deposits $6,215.48 

FEES, INSURANCE DEPARTMENT. 

John C. Linehan, commissioner $13,904.50 

FEES, SECRETARY OF STATE. 

License fees, peddlers $2,696.00 

Miscellaneous fees 1,233.00 

— $3,929.00 

Amount carried forward $1,429,521.83 



STATE TREASURER'S REPORT. 23 

Amount brought forward $1,429,521.83 

EXPENSES OF RAILROAD COMMISSIONERS. 

Assessment by hoard of equalization on railroad 
corporations for expenses of board from June 
1, 1903, to June 1, 190-4 $7,198.78 

LICENSE PEES, FERTILIZERS. 

Received of Hon. Nahum J. Bachelder, Secre- 
tary Board of Agriculture, for licenses issued 
by him $1,800.00 

LICENSE FEES, FEED STUFFS. 

Received of Hon. Nahum J. Bachelder, Secre- 
tary Board of Agriculture, for licenses issued 
by him $560.00 

SOLDIERS' HOME. 

The United States (support of home) $5,447.52 

UNCLAIMED SAVINGS-BANK DEPOSITS. 

David A. Taggart, assignee Granite State 

Provident Association $17,271.05 

TOWN LIQUOR AGENTS. 

Marlborough $4.97 

CHARTER FEES, CHARTERED CORPORATIONS. 

Claremont Gas Light Co $25.00 

Manchester & Haverhill Street Ry. . . 25.00 

Deny & Salem Street Railway 25.00 

Eastern Insurance Co 100.00 

Capital Fire Insurance Co 25.00 

Hudson Water Co 50.00 

Laconia Power Co 50.00 

Amounts carried forward $300.00 $1,401,804.15 



24 STATE TREASURER'S REPORT. 

Amounts brought forward $300.00 $1,461,804.15 

North Conway & Mt. Kearsarge R. R. 25.00 

Charlestown Sewer and Water Co . . . 50.00 

Upper Coos & Essex Water Co 50.00 

Monroe Water Power Co 50.00 

New England Breeders' Club 50.00 

Nutfield Savings Bank 100.00 

Bretton Woods Company 25.00 

Keene Gas and Electric Co 25.00 

Nashua Trust Co 25.00 

Nashua Light, Heat and Power Co. . . 25.00 

Meredith & Ossipee Valley R. R. Co. . 25.00 

Deny Gas Light Co 50.00 

Walpole Electric Light and Power Co. 25.00 
Uncanoonuc Incline Railway and De- 
velopment Co. (two fees) 50.00 

Pittsfield Loan and Trust Co 25.00 

Peerless Casualty Co 45.00 

Manchester Street Railway 25.00 

Concord & Montreal Railroad 25.00 

Keene Electric Railway 25.00 

Suncook Water Works 25.00 

Dover Gas Light Co 25.00 

Dover Gas Light Co 25.00 

United Gas and Electric Co 25.00 

American Accident Association 25.00 

Nashua & Hollis Electric Railway Co. 25.00 
Goffs Falls, Litchfield & Hudson 

Street Railway Co 25.00 

Keene, Marlow & Newport Electric 

Railway Co 25.00 

Dunbarton & Goffstown Street Ry. Co. 25.00 
Concord, Dover & Rochester Street 

Railway Co 25.00 

Amounts carried forward $1,270.00 $1,461,804.15 



STATE TREASURER'S REPORT. 2") 

Amounts brought forward $1,270.00 $1,461,804.15 

Troy & Fitzwilliam Light and Power 

Co 50.00 

Coos County Telephone Co 50.00 

Kearsarge Mountain Electric Railway 25.00 

$1,395.00 

CHARTER FEES. VOLUNTARY CORPORATIONS. 

Kilburn & Company. $25.00 

Eddy. Smith Mfg. Co 25.00 

Haverhill Baseball Association 10.00 

Bonabel Refining Co 50.00 

.1. ML Brown Co 10.00 

New York Liquidating Co 10.00 

Nebraska Lighting Co 25.00 

Canadian American Oil Co 25.00 

Provident Investment -Co 50.00 

Marelos Mining Co 25.00 

Wakefield Mfg. Co 25.00 

$280.00 

ESCHEATED ESTATES. 

Frank T. Currier, executor will of 
Mary A. Stearns, late of Enfield, for 
the benefit of George E. Dudley. .. $1.00 

Frank T. Currier, administrator estate 
of Asahel P. Chase, late of Enfield, 
for the benefit of Carrie J. Barlow. . 1.00 

John C. Bickford, administrator es- 
tate of Lizzie Kelley, late of Man- 
chester, for benefit of Flora, William 
and Michael Kelley, $25.00 each. . . 75.00 

John McCrillis, administrator estate 
of Salome D. Libby, late of Goshen, 
for the benefit of Sanford, John S., 
Albert, Elvira S. and Juliet Libby. . 627.01 



Amounts carrii d forward $701.04 $1.4ti:-!.479.15 



26 STATE TREASURER'S REPORT. 

Amounts brought forward $704.04 $1,463,479.15 

A. H. Leighton, administrator estate 
of Wm. H. Hill, late of Haverhill, 
for the benefit of Laura Booth and 

Emma Hill, $5 each 10.00 

Henry I. Whitney, administrator es- 
tate of Thomas Fitzpatrick, late of 
Mason, for the benefit of James Cul- 

len 31.30 

$745.34 

FINES AND FORFEITURES. 

James Rand, State v. Goodwin $20.00 

E. B. White, State v. Brissaid 100.00 

F. W. Prindle, State v. Nichols 25.00 

Thomas Entwistle, State v. Avery. . . . 40.86 

Thomas F. Clifford, State v. Warren . 20.00 

Fred T. Woodman, State v. Knowles. 10.00 

L. W. Holmes, State v. Wellington . . . 25.00 

Henry A. Shnte, State v. Rowe 45.00 

James L. Gibson, State v. Young 15.00 

A. D. Emery, State v. Igo et als 70.00 

Chas. B. Clarke, State v. Nutting et 

als 60.00 

Nathaniel Wentworth, State v. Stevens 

et als 315.00 

Merrill Shnrtleff, hunters ' licenses. . . 550.00 
George F. Rich, State v. Stevens et als. 40.00 
Nathaniel Wentworth, hunters' li- 
censes 110.00 

Nathaniel Wentworth, State v. Kim- 
ball et als 60.00 

George F. Rich, State v. Wyman 50.00 

George F. Rich, State v. Rice 25.00 

John E. Cochran, State v. Beodoin. . . . 50.00 



Amounts carried forward $1,630.86$1,464,224.49 



STATE TREASURER'S REPORT. 27 

Amounts brought forward $1,630.86*1,464,224.49 

Merrill Shurtleff, State r. Reynolds 

et als 135.52 

Chas. B. Clarke, hunters' licenses. . . . 460.00 

Chas. B. Clarke, court fees 33.70 

L. W. Holmes, State v. Haskell 50.00 

$2,310.08 

FINES, N. H. NATIONAL GUARD. 

H. S. Baldwin $45.00 

.MISCELLANEOUS REVENUE. 

Sale of Bristol hatchery $370.00 

Sale of Plymouth hatchery 5.00 

Sale of Plymouth hatchery cottage, etc. 600.00 
Sale of old boilers from state house. . 25.00 
Cash refunded by Batchellor & 

Mitchell, account of overcharge. . . . 1.00" 
Profit on Vol. 72, New Hampshire Pie- 
ports 552.25 

$1,553.25 

BOARD OF REGISTRATION IN DENTISTRY. 

F. H. Brown, treas $142.00 

BENJAMIN THOMPSON ESTATE. 

Income one year to Jan. 30, 1905. . . .$24,247.93 
Maturities, liquidations and cash bal- 
ance of 1904 106,599.24 

$130,847.17 

Total receipts $1,599,121.99 



28 STATE TREASURER'S REPORT. 

DISBURSEMENTS. 

EXECUTIVE DEPARTMENT. 

Governor's salary $2,000.00 

Honorable council 5,620.18 

Printing governor's message 91.85 

Printing blanks, proclamations, etc . . 205.29 

Incidental expenses 272.95 

Contingent fund 379.46 

Governor 's secretary 600.00 

Doorkeeper, governor and council. . . 268.00 

$9,137.73 

secretary's department. 

Salary of secretary $3,000.00 

Salary of deputy secretary 1,200.00 

Indexing records 1,000.00 

Printing blanks 236.43 

Printing inventory blanks 503.71 

Incidentals 1,181.07 

Indexing provincial records 1,574.56 

Printing report 70.36 

$8,766.13 

TREASURY department. 

Salary of treasurer $2,500.00 

Salary of deputy treasurer 1,200.00 

Clerical expenses 1,000.00 

Printing report 315.30 

Printing blanks 116.60 

Auditing treasurer's accounts 200.00 

Incidentals 238.19 

Compiling financial statistics 200.00 

Treasurer's and deputy's bonds. . . . 230.00 

$6,000.09 



Amount carried forward $24,203.95 



STATE TREASURER'S REPORT. 29 

Amount brought forward .$24,203.95 

adjutant-general's department. 

Salary of adjutant-general $1,500.00 

Printing blanks 360.38 

Printing- report 447.89 

Clerk 500.00 

Incidentals 243.84 

$3,052.11 

DEPARTMENT OF PUBLIC INSTRUCTION." 

Salary of superintendent ""!... $2,159.62 

Clerk 1,000.00 

Printing- blanks, etc 554.19 

Incidentals 608.91 

Printing report 1,124.63 

State truant officer 608.43 

Expenses superintendent 24.57 

Channing Folsomf 250.00 

$6,330.35 

INSURANCE DEPARTMENT. 

Salary of commissioner $2,000.00 

Printing blanks 329.52 

Incidentals 800.02 

Clerk 1,000.00 

Printing report 1,296.79 

$5,426.33 

SUPREME COURT. 

Salary of justices $18,200.00 

Justices' expenses 647.94 

Salary of attorney-general 2.500.00 

Salary of state reporter 1,800.00 

Amounts carried forward $23,147.94 $39,012.74 

*For expenses teachers' institutes, see Miscellaneous Items, page 42. 
t Paid under joint resolution. 



30 STATE TREASURER'S REPORT. 

Amounts brought forward $23,147.94 $39,012.74 

Clerk of supreme court 500.00 

Incidentals s 855.18 

Messenger 122.00 

Vol. 72, N. H. Reports 1,050.00 

Printing report attorney-general.... 50.12 

$25,725.24 

SUPERIOR COURT. 

Salaries of justices $18,200.00 

Justices' expenses 2,199.18 

Incidentals 41.25 

$20,440.43 

PROBATE COURT. 

Salaries of judges $9,316.67 

Salaries of registers 8,615.42 

$17,932.09 

STATE LIBRARY. 

Salary of librarian $2,500.00 

Assistants 2,925.1 1 

Books 4,913.89 

Binding 2,099.77 

Printing blanks 199.76 

Printing report 95.10 

Expenses trustees 76.15 

Periodicals 679.95 

Maintenance of building 4,717.34 

Maintenance of library 1,0»3.51 

Plans 95.38 

Printing catalogue 3,106.49 

$22,462.45 



Amount curried forward $125,572.95 



STATE TREASURER'S REPORT. 31 

Amount brought forward $125,572.95 

STATE HOUSE. 

Salary of janitor $650.00 

Watchmen 1,300.00 

Lighting 777.72 

Water 118.25 

Fuel 363.52 

Furniture 385.43 

Repairs 1,059.43 

Miscellaneous 593.54 

Plans 923.82 

$6,171.71 

NEW HAMPSHIRE STATE HOSPITAL. 

Special appropriation $30,000.00 

Support of indigent insane 6,000.00 

Support of convict insane 6,368.54 

Support twenty -year patients 4,918.09 

Dependent insane 52,597.41 

Library 100.00 

Printing report 473.39 

$100,457.43 

EDUCATION OF DEAF, DUMB AND BLIND. 

American School, Hartford $2,375.00 

Clark Institution, Northampton 1,475.00 

Maine School 1,600.00 

Granite State Deaf Mute Mission . . . 150.00 

Perkins Institution 5,951.34 

State Board of Education, Hartford . 600.00 

$12,151.34 

Amount <a)Ti<<l forward $244,353.43 



32 STATE TREASURER'S REPORT. 

Amount brought forward $244,353.43 

INDUSTRIAL SCHOOL. 

Special appropriation $2,000.00 

Current expenses 6,000.00 

Printing report 152.83 

— $8,152.83 

STATE PRISON. 

Salary of warden $2,000.00 

Salary of chaplain 800.00 

Prisoners' Aid Association 14.00 

Printing reports 106.31 

Repairs (special appropriation) 2,436.59 

Prison library 198.82 

Deficiency (current expenses) 2,717.04 

$8,302.79 

NEW HAMPSHIRE COLLEGE OF AGRICULTURE AND THE ME- 
CHANIC ARTS. 

Appropriation (annual) $3,000.00 

Appropriation (special) 7,500.00 

Printing report 980.93 

Printing blanks 10.57 

$11,191.50 

NORMAL SCHOOL. 

Annual appropriation $25,000.00 

Expenses of trustees 342.14 

Printing blanks 262.18 

Printing report 19.74 

— $25,624.06 



Amount carried forward $297,924.61 



STATE TREASURER'S REPORT. 33 

Amount brought forward $297,924.61 

FISH COMMISSIONERS. 

Salaries $2,600.00 

General expenses 4,312.95 

Personal expenses of commissioners. 1,597.44 

Printing blanks 97.20 

Printing report 91.80 

Game detectives 2.222.67 

Fish screens 156.71 

Fisli hatchery (Laconia) 60.33 

Incidentals 12.14 

■ $11,151.24 

RAILROAD COMMISSIONERS. 

Salaries and expenses of board*. . . . $7,614.86 

Printing blanks 89.82 

Printing report 957.56 

$8,662.24 

BANK COMMISSIONERS. 

Printing report $952.39 

Printing blanks 91.40 

Compensation, etc 8,995.53 

Incidentals 174.82 

Clerk 1,000.00 

$11,214.14 



NEW HAMPSHIRE NATIONAL GUARD. 



'N. II. National Guard (regular ap- 
propriation) $34,999.44 

Rifle ranges 1,300.00 



$36,299.44 



Amount carried forward $365,351.67 

* This item is not included in statement of expenses, but is reported in 
assets as a claim upon the railroad corporations. (See chapter 165, section 7, 
Public Statutes.) 
3 



34 STATE TREASURER'S REPORT. 

Amount brought forward $365,351.67 

BOARD OF AGRICULTURE. 

Salary of secretary $1,500.00 

General expenses of board 1,099.74 

Printing- blanks, etc 222.24 

Printing report 707.45 

Incidentals 109.06 

Immigration department 2,079.96 

Nursery inspections 179.50 

Fertilizer analyses 1,447.74 

Feed stuff analyses 421.74 

$7,767.43 

WHITE MOUNTAIN ROADS. 

Sandwich Notch (in Thornton) $50.00 

Dummer 75.00 

Pinkham Notch (Gorham to Jackson) 650.00 

Chase Farm to Echo Lake 3,750.00 

Errol and Dummer 100.00 

Miller Park ■ 128.00 

Franconia Notch 400.00 

Wentworth's Location 75.00 

Errol and Wentworth's Location . . . 250.00 

Second Connecticut Lake 200.00 

SandwichNotch (Sandwich) 125.00 

Randolph' 150.00 

Warren and Woodstock 305.95 

Campton 400.00 

Dorchester 150.00 

Jefferson Notch 4,260.00 

Willey and Bartlett 250.00 

Breezy Point and Warren 150.00 

Albany 100.00 

Crawford and Willey 300.00 

Amounts carried forward $11,868.95 $373,019.10 



STATE TREASURER'S REPORT. 35 

Amounts brought forward $11,868.95 $373,019.10 

Groton 100.00 

Lake Shore ( Sunapee) 500.00 

Ocean Boulevard 12,485.70 

Crotchet Mountain 50.00 

North Woodstock to Flume 350.00 

Dixville 250.00 

Millsfield 150.00 

North and South road (Benton)... 100.00 

Diamond Pond 100.00 

Dale road (Sandwich) 100.00 

Hurricane Mountain 100.00 

Cardigan Mountain 100.00 

Ossipee and Effingham 100.00 

Forest Lake 100.00 

Pinkham Notch (Jackson) 200.00 

Twin Mountain and Fabyans 5,750.00 

Moultonborough 50.00 

Errol Hill 1,500.00 

$33,951.65 

Highway commission 1,298.95 

Highway engineers 1,854.73 

Highway department (law 1903)... 4,611.84 
Highway department (law 1905) . . . 4,694.90 
Highways to public waters 3.434.78 

$49,849.85 

BOARD OF EQUALIZATION. 

Salary of secretary $600.00 

Expenses of board 460.00 

Printing report 190.66 

Incidentals 5.00 

$1,255.66 

Amount carried forward $424,124.61 



36 STATE TREASURER'S REPORT. 

Amount brought forward $-424,124.61 

BOUNTY ON WILD ANIMALS, ETC. 

Bounty on 80 bears, at $5 $400.00 

Bounty on 33,963 hedgehogs, at $0.25 8,490.75 

■ ■ $8,890.75 

STATE BOARD OF HEALTH. 

Salary of secretary $2,500.00 

Clerk 500.00 

Expenses of board 1,085.65 

Printing report 1,142.52 

Epidemic fund 247.44 

Laboratory of hygiene 4,993.34 

Indexing vital statistics 1,898.74 

Report vital statistics 1,201.68 

$13,569.37 

STATE HISTORIAN. 

Compensation, etc $475.44 

COMMISSIONERS OF LUNACY. 

Expense of commission $830.75 

Printing report 255.71 

$1,086.46 

COMMISSIONERS OF PHARMACY. 

Expenses of commissioners $803.21 

Printing blanks 4.58 

$807.79 

Amount carried forward $448,954.42 



STATE TREASURER'S REPORT. 37 

Amount brought forward $448,954.42 

FORESTRY COMMISSION. 

Salary of secretary $1,000.00 

Expenses of commission 825.1)7 

Forest examination 764.53 

Printing report 1,154.56 

$3,744.76 

STEAMBOAT INSPECTORS. 

Compensation $105.00 

Printing blanks 61.80 

$166.80 

LABOR BUREAU. 

Salary of commissioner $1,500.00 

Expenses 1,461.27 

Printing report 486.26 

$3,447.53 

CONTAGIOUS DISEASES — CATTLE. 

Paid for cattle slaughtered by order 

of commissioners $6,459.75 

Expenses of commissioners 3,540.96 

$10,000.71 

LEGISLATURE. 

Pay-roll and mileage, senate $5,124.90 

Pay-roll and mileage, house of repre- 
sentatives 82,935.70 

Clerk of senate 1,000.00 

Clerk of house 1,200.00 

Assistant clerk of senate 500.00 

Assistant clerk of house 600.00 

Amounts carried forward $91,360.60 $466,314.22 



38 STATE TREASURER'S REPORT. 

Amounts brought forward $91,360.60 $466,314.22 

Engrossing- bills 300.00 

Printing consolidated reports 3.00 

Printing bills, etc 1,458.69 

Printing manuals 1,527.50 

Manuals 2.50 

Printing blanks, etc 264.97 

Sergeant-at-arms, doorkeepers, pages, 

and employees* 4,292.72 

Newspapers* 1,606.24 

Janitor and assistants* 1,115.00 

Clerks and assistants* 600.00 

Mileage* 6.70 

Reporters* 1,300.00 

Chaplain* 231.00 

Stenographers* 1,179.00 

Contested elections* 50.00 

Telegraph and telephone operators*. 175.00 

Incidentals 15.00 

Miscellaneous supplies* 1,092.34 

Printing journals, senate and house 431.66 
Printing daily journals, senate and 

house 1,339.79 

Senate manuals* 41.25 

Publishing journals 300.00 

Pamphlet laws 144.29 

$108,837.25 

INDEPENDENT MILITIA. 

Amoskeag Veterans $100.00 

Manchester War Veterans 100.00 

Lafayette Artillery Co 100.00 

$300.00 

Amount carried forward $575,451.47 

* By joint resolution. 



STATE TREASURER'S REPORT. 39 

Amount brought forward $575,451.47 

soldiers' home. 

Bills for the year* $17,220.42 

Printing report 157.82 

$17,378.24 

INSURANCE TAX OF 1904. 

To towns as per table in appendix, pages oS 
to 65 $10,124.84 

RAILROAD TAX OP 1904. 

To towns as per table in appendix, pages 58 
to 65 $224,277.54 

SAVINGS-BANK TAX OF 1904. 

To towns as per table in appendix, 

pages 58 to 65 $361,961.99 

To literary fund 36,363.68 

$398,325.67 

BUILDING AND LOAN ASSOCIATION TAX. 

To towns as per table in appendix, pages 58 
to 65 $1,031.66 

PRINCIPAL OF DEBT. 

Bonds, municipal war loan, series of 

1872, due Jan. 1, 1904 $1,000.00 

Bonds, series 1872, due Jan. 1, 1905 . 143,500.00 

$144,500.00 

Amount carried forward $1,371,089.42 



40 STATE TREASURER'S REPORT. 

Amount brought forward $1,371,089.42 

INTEREST. 

Interest on Fiske legacy $1,055.14 

Interest on Kimball legacy 270.14 

Interest on Agricultural college fund 4,800.00 

Interest on H. Smith trust fund 400.00 

Coupons and interest on registered 

bonds .' 24,310.00 

$30,835.28 

BOARD OF CHARITIES AND CORRECTION. 

Expenses of board $661.90 

Salary of secretary 1,200.00 

Salary of clerk 600.00 

Printing report 398.23 

$2,860.13 

SCHOOL FUND. 

General distribution $18,750.00 

Supervisory fund 5,100.00 

See table in appendix, pages 58 to 65 $23,850.00 

CONSTITUTIONAL CONVENTION. 

Printing $150.00 

SCHOOL FOR FEEBLE-MINDED. 

Printing report $167.57 

A. C. Kennett (loan refunded)* ... 1,025.00 
The payments for the year have been 10,033.64 

$11,226.21 

Amount carried forward $1,440,011.04 

* By joint resolution. 



STATE TREASURER'S REPORT. 41 

Amount brought forward $1,440,011.04 

An agent of the board has disbursed the 
funds, with the exception of the printing bills. 
For details of the expenditures reference may 
be made to the report of the trustees. 

PUBLIC PRINTING COMMISSION. 

Expenses $289.93 

PROTECTION OF PUBLIC RIGHTS. 

Paid for legal services, under chapter 21, pam- 
phlet laws of 1901 $744.40 

ESCHEATED ESTATES. 

Paid following individuals from funds pre- 
viously deposited with state treasurer: 

Frank Bean $121.71 

Benj. A. Gibson's estate 82.31 

$204.02 

BOARD OF REGISTRATION IN DENTISTRY. 

Expenses $323.93 

MISCELLANEOUS. 

Auditing printers' accounts $400.00 

Australian ballot 2,840.60 

Dartmouth College 20,000.00 

Firemen 's Relief Association 2,000.00 

Granite State Dairymen's Ass'n... 500.00 

High school tuition* 5,000.00 

N. H. Horticultural Society 300.00 

Amounts carried forward $31,040.60 $1,441,573.32 

* See table in appendix, pages 58 to 65. 



42 STATE TREASURER'S REPORT. 

Amounts brought forward $31,040.60 $1,441,573.32 

N. H. Historical Society 500.00 

Sanatorium for consumptives 3,861.88 

Teachers' institutes 2,218.87 

Grand Army Republic printing. . . . 260.74 

State printing' (unclassified) 1,739.52 

Manchester armory 26,989.50 

Unclaimed savings-bank deposits. . 85.92 

Lighting Weirs channel 407.38 

Sunapee lake, lights and buoys. . . . 184.91 

Squam lake, lights and buoys 100.40 

Squam lake, bridge 218.29 

Enoch Poore monument 500.00 

Vicksburg monument 3,000.00 

Presidential electors 68.80 

Preserving muster rolls 500.00 

Regimental histories 570.00 

Expenses automobile law 425.35 

War album 4.00 

Expenses St. Louis Exposition com- 
mission* 150.00 

$72,826.16 

Total disbursements $1,514,399.48 

* By joint resolution. 



STATE TREASURER'S REPORT. 43 



FUNDED DEBT. 



The bonds now outstanding and dates of their maturity 
are as follows : 

Municipal war loan, series of 1872 : 

Due January 1, 1892, overdue $200.00 

Due January 1, 1900, overdue 500.00 

Due January 1, 1902, overdue 500.00 

Due January 1, 1903, overdue 500.00 

Due January 1, 1905, overdue 6,500.00 

Total municipal war loan outstanding', 6 per 

cent $8,200.00 

Bond, series 1873, due July 1, 1879, overdue $500.00 

Bonds, library loan, 4 per cent. : 

Due July 1, 1911 $175,000.00 

Due July 1, 1913 75,000.00 

$250,000.00 

Bonds, Agricultural College loan, due July 1, 

1913, 4 per cent $135,000.00 

Total funded debt $393,700.00 



44 STATE TREASURER'S REPORT. 



STATE OF THE TREASURY, JUNE 1, 1905. 



LIABILITIES. 



Floating debt $100.00 

Trust funds (see items, page 9) . .921,776.72 

Funded debt (see page 43) 393,700.00 

School fund (supervisory fund)*. 21,925.00 

Total liabilities $1,337,501.72 

ASSETS. 

Cash and cash items on hand June 

1, 1905 $84,722.51 

Benjamin Thompson estate, securi- 
ties at appraisal 319,191.76 

Due from railroad corporations for 
expenses of railroad commission- 
ers for year ending May 31, 1905 
(chapter 155, Public Statutes) . . 7,614.86 

Investments account Benjamin 

Thompson estate 137,012.31 

Total assets June 1, 1905 $548,541.44 

Deficiency, being net indebtedness June 1, 1905 $788,960.28 

* See remarks, pages 15 and 16. 



STATE TREASURER'S REPORT. 45 



REMARKS. 



For the first time in recent years, the expenses have ex- 
ceeded the revenues, a condition for which the treasurer 
disclaims all responsibility, which must be charged to those 
who advocated a reduction of the state tax from $425,000 
to $300,000. 

Results have justified the treasurer's contention that the 
state tax should have been increased, rather than reduced. 
Had the state tax for 1904 been retained at $425,000, the 
deficit would have been $46,191.31. 

The credit of the state, which is first-class at present, will 
not stand frequent repetitions of such financial legislation 
as characterized the session of 1903. 

The condition of the treasury is such as to compel recourse 
to a temporary loan to provide for current expenses until 
the revenues are available, an emergency which has not 
occurred since 1896. 



&A 



ASLQJUUuUJU< 



46 STATE TREASURER'S REPORT. 



AUDITORS' REPORT. 



Concord, N. H., June 1, 1905. 

To His Excellency the Governor, and the Honorable Coun- 
cil: 

The annual audit of the books of the state treasurer for 
the fiscal year ending May 31, 1905, has been made by two 
members of the honorable council and the accountant, as 
provided for by the statutes, and they herewith submit their 
report. The audit covers the last six months of the year, 
the first six months having been covered by the committee 
of the former council. 

The various sources from which the state revenues are 
derived have been examined, and we find that the collections 
have been fully made by the treasurer, and the amounts 
properly credited on his books. We find that the disburse- 
ments have been made in accordance with the laws govern- 
ing the same and that the proper vouchers are all on file in 
the office. 

The entire business of this very important office has been 
performed in a manner creditable to Treasurer Carter and 
his assistants, and we find everything pertaining to the 
office in a very satisfactory condition. 

Cash on hand May 31, 1904 $245,221.94 

Receipts for the year ending May 31, 1905. . 1,353,900.05 

Total $1,599,121.99 

Disbursements for the year ending May 31, 

1905 $1,514,399.48 

Cash on hand May 31, 1905 84,722.51 

Total $1,599,121.99 



STATE TREASURER'S REPORT. 47 

The treasurer has other funds in his hands as follows: 

The Benjamin Thompson fund at its original 

appraisal $319,191.76 

Income, maturities and liquidations of the 
Benjamin Thompson estate, .Jan. 30, 1!)<>4. 

to May 31, 1905 4,708.7] 

Investments on account of Benjamin Thomp- 
son estate 137,012.3] 

State prison account 894.45 

Deposits of railroad corporations to secure 

damages 372.51 > 

Deposits of boulevard commission to secure 

damages 33.00 

Balance of literary fund 367.09 

Spanish War gratuity .~>79.38 

Treasurer's cash balance 84,722.5] 

Total $547,881.71 

EDWARD G. LEACH, 
JOSEPH W. HOWARD, 
Committee of the HonorabU Council. 

IRA CROSS, 

Accountant. 



APPENDIX 



APPENDIX. 



TABULAR STATEMENT 

Showing the number of shares in the various chartered stock insurance com- 
panies in the state, April l, 1904; the amount of tax paid by them, the 
amount distributed to the several cities and towns, and the balance 
accruing as revenue to tlie state. 



Companies. 

Capital Fire Insurance Company 

Fire Underwriters' Association. 

Granite State Fire Insurance 
Company 

The New Hampshire Fire Insur- 
ance Company 

Portsmouth Fire Association 

State Dwelling House Insurance 
Company 

State Security Life and Accident 
Company 

Totals 



Shares. 



Tax. 



To towns. : To state 



2,000 $2,000.00 
100 100.00 

2,000 2,000.00 

10,000 | 10,000.00 
500.00 



500 

150 

1,000 



150.00 
100.00 



$1,365.75 

75.00 

1.426.50 

6,720.75 
375.00 

112.50 

49.34 



15,750 $14,850.00 



$10,124.84 



$634.25 

25.00 

573.50 

3,279.25 
125.00 

37.50 

50.66 



84,725.10 



52 



STATE TREASURER S REPORT. 



TABULAR STATEMENT 

Showing the assessment of railroad taxes for 1904, the amount distributed to 
the several cities and towns, and the balance accruing as revenue to the 
state ; also assessments on account expenses Railroad Commissio7ie?'S to 
June 1, 1904. 



Corporations. 



Tax. 



To towns. To state 



Expenses 
R. R. 
Com. 



Boston & Maine 

Concord & Montreal. 



.S126.123.00 
858.50 



Concord & Claremont 

Concord & Portsmouth 

Connecticut River 

Dover, Somersworth & Rochester 

Street 

Fitchburg.. 

Grand Trunk 

Laconia Street 

Manchester & Lawrence 

Manchester & Keene, I to B. & L. 

k toC. & M 

Manchester Street Railway 

Mount Washington 

Nashua, Acton & Boston 

Nashua &: Lowell 

Nashua Street 

New Boston 

Northern 

Peterborough 

Peterborough & Hillsborough... 

Pemigewasset Valley 

Portland & Ogdensburg 

Sullivan County 

Suncook Valley 

Upper Coos 

Wilton 

Worcester, Nashua & Rochester 



Totals $386,141.40 



$67,405.00 



125,264.50 
8,432.00 
10,200.00 
5,270.00 

1,360.00 
27,217.00 

5,924.50 

425.00 

25,443.90 

1,717.00 
5,610.00 
1,700.00 

306.00 
6,330.80 
1,963.50 

425.00 
40,097.90 

838.10 

850.00 
2,720.00 
5,008.20 
12,750.00 
2,303.50 
1,351.50 
5,064.30 
20,163.70 



$21,281.86 



103.593.94 
8,335.10 
9,373.40 
1,348.10 



7,290.49 

1,481.12 

311.21 

16,244.77 

429.25 
5,61000 
1,269.00 

251.14 
2,728.48 

709.41 

224.68 
23,134.91 

621.20 

850.00 
2,014.96 
1,269.25 
3,187.50 
2,111.67 

663.25 
4,108.49 
5,834.36 



,123.14 a $5,589.85 



21.670.56 

96.90 

826.60 

3,921.90 

1.360.00 
19,926.51 
4,443.38 
113.79 
9,199.13 

1,287.75 



431.00 

54.86 

3,602.32 

1,254.09 

200 32 

16,962.99 

216.90 



705.04 

3,738.95 

9,562.50 

191.83 

688.25 

955.81 

14,329.34 



$224,277.54 $161,863.86 



325.81 
25.97 



285.82 
29.74 



69.37 



325.97 
358.78 



$7,198.78 



Includes entire system. 6 Included in Boston & Maine. 



STATE TREASURERS REPORT. 



53 



TABULAR STATEMENT 

Showing the valuation of the several telegraph companies witliiti. the limits of 
the state, and the tax assessed upon them by the State Board of Equaliza- 
tion for the year 1904. 



Corporations. 


Valuation. 


Tax 

Assessed. 


Tax paid - 




$2,000.00 
8,000.00 
8,000.00 
4,000.00 
10,000.00 
90.000.00 


$34.00 
136.00 
136.00 
68.00 
170.00 
1,530.00 

$2,074.00 


$34.00 




136 00 


Direct United States Cable 


136.00 
68.00 




170.00 




1,530.00 








$122,000.00 


$2,074.00 







TABULAR STATEMENT 

Showing the valuation of the several telephone companies within the limits of 
the state, and the tax assessed upon them by the State Board of Equaliza- 
tion for the year 1904. 



Corporations. 


Valuation. 


Tax 

Assessed. 


Tax paid. 




$500.00 

22,000.00 

2,000.00 

1.000.00 

300 00 

2,000.00 

1.200.00 

500.000.00 

1,500.00 

20,000.00 

2,500.00 

15,000.00 

1.000.00 

1,500.00 

800.00 

4,000.00 

3,000.00 


$8.50 

374.00 

34.00 

17.00 

5.10 

34.00 

20.40 

8,500.00 

25.50 

340.00 

42.50 

255.00 

17.00 

25.50 

13.60 

68.00 

51.00 






374 00 


Colebrook.Stewartstown & Conn. Lake 
Exeter 


34.00 
17.00 


Granite State 


5.10 




34.00 


Merrimack County 


20.40 


New England Tel. & Tel. Co 

Northern 


8,500.00 
25.50 
340.00 


OssipeeVallev 


42.50 




255.00 


Potter Place & New London 


17.00 


Sanbornton 


25.50 
13.60 


Wilton 


68.00 


"Woodsville 


51.00 






Totals 


$578,300.00 


$9,831.10 


$9,831.10 







54 



STATE TREASURER'S REPORT. 



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55 



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STATE TREASURER S REPORT. 



57 



TABULAR STATEMENT 

Showing the amount of capital stock and shares in force in each Building 
and Loan Association in the state on the first day of April, 1904 ; with the 
amount of exemptions claim id, under the provisions of Chapter 126 of the 
Pamphlet Laws of l'J03 ; the balance subject to tax a>id the tax paid. 



Association. 



Capital 
stuck or 
shares in 

force. 



„ Balance 

Exemp- 8m bject to Tax paid. 
ti°ns. tax. 





$29,550.00 
431.00 

328,563.02 
65,941.00 
67,584.00 
85,730.00 
44,564.86 
90,334.83 

269,782 00 
38,825.61 

130,957.00 
36,166.00 
63,352 00 
S4.-j.x:;.oo 

121,154.45 
52,970.05 


$500.00 


$29,050 00 

431.00 

6,810.22 


$217.88 




3.23 


Concord 


321.752.S0 
82,47500 
7,950.00 

109,071.77 
44,564.86 
81.334.29 

329,725.00 
38,375.00 

157.08S.57 

8,847.18 

87.90S.32 

99,775.00 

116,667.00 
49,600.00 


51 .OS 


Exeter Cooperative Bank ... 


59,634.00 


447.26 










6,000.54 


45.01 






Milford 


450.61 


3.38 




27.318.S2 


204.89 














4,487.47 
3,370.05 


33.65 


Ruinford (Concord) 


25.28 


Totals 


$1,510,1S8.S2 


$1,538,634.79 


$137,552.71 


$1,031.66 







58 



STATE TREASURER S REPORT. 



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60 



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STATE TREASURER S REPORT. 



61 













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38.82 


29.57 

11,017.55 

4.46 

251.17 

87.77 

44.13 

68.80 

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63.09 

133.96 

685.48 

271.79 

207.14 

3,840.55 

253.23 

211.47 

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65 



588 

OJ o c 



co OOS9S 
o c 25 5 © © © 






o © © © © © o oo c c 
c SSSSS c cq c c 
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H tc 



FINANCIAL STATEMENTS 

OF THE CITIES AND TOWNS, COMPILED 

BY COUNTIES IN ACCORDANCE WITH 

THE PROVISIONS OF CHAPTER 16 

OF THE PUBLIC STATUTES. 



68 



STATE TREASURER S REPORT. 



ROCKINGHAM 



TOWNS. 



Assessed 
valuation. 



Taxes 

assessed 

for nil 
purposes. 



Tax 
on 



Total 

liabilities. 



Assets. 



1. Atkinson 

2. Auburn 

3. Brentwood 

4. Candia 

5. Chester 

6. Danville 

7. Deertield 

8. Derry 

9. East Kingston. . 

10. Epping 

11. Exeter 

12. Fremont 

13. Greenland 

14. Hampstead 

15. Hampton 

16. Hampton Falls. 

17. Kensington 

IS. Kingston 

19. Londonderry ... 

20. Newcastle 

21. Newfields 

22. Newington 

•23. Newmarket . ... 

24. Newton 

25. North Hampton 

26. Northwood 

27. Nottingham. ... 

28. Plaistow 

29. Portsmouth.. .. 

30. Raymond 

31. Kye 

32. Salem 

:;;;. Sandown 

34. Seabrook 

35. South Hampton 

36. Stratham 

37. Windham 

Aggregate 



$302,792.00 



363.944.00 
276.889.00 
358 082.00 
380,975.00 



187,060.00 

418.O00.0tl 

1,628,224.00 



?33,56S.00 
712.099.00 
3,214,697.00 
286,785.00 
350.375.00 
393,039 00 



822,435.00 

294.329.00 
250,688.00 
377.122.0(1 
575.024.00 
290,705.00 

200.23G.00 
210,665.00 

1,321 780.00 
377,081.00 
733,283.00 
14s,s:i:i no 
343,731.00 
374,215.00 

9,377,574.00 

456,S32.00 
74! 1, 225 00 

838,597.00 
102,243.00 
313,908 00 
193,926.00 
391,773.00 
354,864 00 



$28,566,264.00 



$4,632.72 


$1.53 


5,968.68 


1.64 


4.042 5S 


1.46 


7,s,7.sl 


2.20 


6,781.35 


1.78 


3.452 86 


1.84 


8,319.10 


1.99 


39,219.18 


2.41 


3,151.17 


1.35 


12.960.20 


1.82 


62,686.59 


1.95 


4,072.34 


1.42 


5.606.50 


1.60 


6.095.15 


1.55 


11,514.09 


1.40 


4.414.94 


1.50 


3,985.46 


1.59 


6,788.20 


1.80 


10.695 44 


1.86 


5,843.17 


2.01 


3,604.30 


1.80 


3.458.80 


1.64 


29,089.85 


2.20 


6,041.74 


1.60 


10,206.03 


1.40 


S.!i77.80 


2.00 


6.874 62 


2 00 


7,484.30 


2.00 


262,572.00 


2.80 


10,279.20 


2.25 


11,487.65 


1.53 


19.288 52 


2.30 


2,553.60 


1.57 


6,906 77 


2.20 


•2,714 '.'6 


1.40 


6,465.35 


1 65 


5,464.90 


1.54 


$621,637.98 


$2.18 



5820.00 



143.73 
1.221.16 
5.28S.31 
2,020.69 



2.695.00 
10,455.22 

62,456.70 



4,*t)l 52 
19,133.35 

61,40(1.00 

355.90 

5,947.08 

2,361.69 



7,850.00 
2,100.00 
1,530.55 

0.N22.23 

2,019 13 

22,000.00 



1,852.25 

85,450.00 

450.00 

2,000.00 

4. 73! 1. 86 

5,234.47 

18,669.69 

1,160,802.95 

34,713.27 
5,335.00 

3,184.20 
1,466.74 
5,135.11 
1,500.00 
1,918.39 
4,324.00 



$643.26 



1.105.22 

658.32 

5,040.95 

1,107.09 



565.46 

5.3! (9.96 

26,634.28 



4,679.94 
5,608.07 
10. Sill. 1!) 
314.80 
6,477.03 
1,911.43 



3,854.20 
575.34 
495.59 
3,489.89 
3,800.00 
6,449.44 

1,041.66 

375.60 

8,079.70 

607 98 

2.915.06 

3,216.47 

2,629 50 

2.349.35 

243,3S6.32 

3,280.40 
1,585.57 
4,001.77 
1,906.90 
3,573.72 
963.21 
265 92 
2.434.48 



$1,561,207.19 $378,315.07 



STATE TREASURER'S REPORT. 



69 



COUNTY. 



Net debt. 



Surplus. 



a Increase 



b decrease 
during year. 



Cost of Precinct 
Public tl cbts. 
w orks. 



Purpose for which debt 
was incurred. 



1 


$182.74 




a 

d 
a 
b 

a 

b 
b 
b 

d 
b 
b 
b 
b 
a 

b 
a 
a 
a 
d 
b 

c 
b 
b 
d 
c 
b 
b 
b 
a 

a 
a 
d 
c 
b 
b 

K 

b 


$842.30 

493.73 
538.46 
494.28 

863.43 

61.14 

2,219.07 

401.58 

145.09 

2,036.43 

8,731.04 

417.50 

926.03 

1,543.17 

192.26 
322.91 
497.95 
74S.52 






Certain items amounting 
to $199.64 were m>i re- 
ported in assets iii 1904. 




$961.49 






s 


565.84 
247.36 
913.60 

2,129.54 

5,055.26 

35,822.42 








4 










5 








Repairing highways and 
bridges ami breaking out 
roads. 

War of 1861. 


r, 








7 










8 


47S.42 
529.95 








9 






sidewalks and public 
building. 


In 


1 525 28 

44,508.81 

41.10 










$109,258.39 






1" 






1? 








14 


450.26 

3,995.80 
1,524.66 

1,034.96 
6,332.34 








1 r > 






bills not previously set- 
tled. 


16 










17 










18 










19 


1,180.87 
1,041.66 


112.59 
363.51 

529.98 

73.53 

6,355.85 

322.76 

537.20 

418.41 

97.20 

1,317.56 

68,297.42 

81.12 
135.34 
920.75 








^o 


15,550.56 






Bonded war debt, incurred 


»i 






furnishing substitutes. 


...) 


1.476.65 
77,370.30 












83,000.00 




Water-works. 


"4 


157.98 
915.06 




°5 










?fi 


1.523.:)9 

2,604.97 

16,320.34 

917,416.63 

31,432.87 

3.749.43 








07 








?8 










9f) 




375,000.00 
28,100.00 




Water-works, high school 


30 






and municipal expenses. 


31 




Purchase of gravel pit. 


39 


817.57 
440.16 








33 


188.30 
139.00 
322.23 
644.22 
161.07 




:::::::::: 




34 


1,561.39 

536.79 

1,652.47 

1,889.52 








35 








36 








Snow paths. 


37 








Trust funds. 












$1 


189,415.28 


$6,523.16 


ad 
be 


$76,505.36 
25,983.77 


$597,358.39 














e 


$50,521.59 





c Increase ol assets. 



d Decrease of assets. 



e Net increase. 



STATE TREASURER'S REPORT. 



STRAFFORD 



TOWNS. 


Assessed 
valuation. 


Taxes 
assessed 

for all 
purposes. 


Tax 

on 
$100. 


Total 
liabilities. 


Assets. 


1. Barrington 

2. Dover 

3. Durham 

4. Farmington 

5. Lee 

6. Madbury 

7. Middleton 

8. Milton 

9. New Durham 

10. Rochester 

11. Rollinsford 


8467,115.00 

8,596,957.00 

599.326.00 

1,125,899.00 

29S,550.00 
245,651.00 
101,845.00 
656,940.00 
221,062.00 
4,185.646.00 
1,033.264.00 


$12,612.00 

172,107.74 

10.815.41 

29,494.23 

3,731.09 
3,095.20 

2.483.45 
11.824.92 

5.749.85 
83,712.92 
15.498.97 
04,318.64 

10,336.47 


$2.70 
2.00 
1.80 
2.62 

1.25 
1.26 
2.44 
1.80 
2.G0 
2.00 
1.50 
1.93 

2.22 


$47,529.28 

601,967.11 

613.75 

84,648.35 

5S2.34 

397.81 

1,378.4S 

51,137.33 

1,000.00 

409,407.75 

473.88 

334,086.55 

9,688.28 


$6,206.50 

80,105.57 

1,951.10 

34,806.49 

2.025.64 

762.40 

899.50 

52,361.75 

2,522.60 

112,164.02 

2,591.39 


13. Strafford 

Aggregate 


3,332,572.00 
4G5.607.00 


1S.450.28 
5,445.45 


$21,330,434.00 


$425,780.89 


$2.00 


$1,542,910.91 


$320,292.69 



STATE TREASURES S REPORT. 



71 



COUNTY. 



Net debt. Surplus. 



a Increase 



b decrease 
during year. 



Cosl of 

lmhlic 
works. 



Precinci 
debts. 



Purpose for which debt 

was incurred. 



1. $41,322.78 I b 

2. 521,861.51 la 

3 $1,337.35 C 

4. 49,841.86 a 



1,443.30 

364.59 



1,224.42 
1,522.00 



10. 297,243.73 

11 2,117.51 C 

12. 315,636.27 ! 6 

13. 4,242.83 & 



$4,510.51 i 

9,193.48 >:;:<5.000.00 

182.29 

10,724.35 



483.32 

25 1. 80 

100.15 

154.12 

435.34 

25,731.98 

1.593.36 

5,673.19 

3S9.33 



323,000.00 



$15,679.23 



§1,230,627.99 $8,009.77 &C $39,705.24 
ad 20,017.98 



$19,687.26 



$678,000.00 $15,679.23 



New high school building. 

To refund war debt, build 
town hall, and increase 
water supply. 



Water-works and 
improvements. 



general 



c Increase of assets. 



d Decrease of assets. 



e Net decrease. 



72 



STATE TREASURER S REPORT. 



BELKNAP 



TOWNS. 


Assessed 
valuation. 


Taxes 
assessed 

for all 
purposes. 


Tax 

on 
$100. 


Total 
liabilities. 


Assets. 


1. Alton 

2. Barnstead 


$643,140.00 $15,307.84 
4!t!>.0'22.00 j 9,481.42 
51:1.264.00 11,527 67 
269,974.00 4,319.58 
421,528.00 7,503.64 
483.308.00 10,104.67 

4,391,636.00 102,095.08 
700,53S.00 16,367.80 

311,400. mi 6,881.34 
392,700.00 7.226.78 
972,383.00 21.4 "0.20 


$2.38 
190 
2.22 

ixo 

1.78 
2.09 
2.32 
2.34 

2.21 
L84 
2.20 


$13,805.45 $3,540.99 
4,573.67 3.330.25 
8,408.50 2,210.14 


4. Center Harbor 

5. Gilford 

6. Gilmanton 


51S.40 1,138 20 

1,301.53 ! 2,821.50 

20,091.50 14,300.39 

263,204.84 ' 21,255.87 


8. Meredith 

9. New Hampton 

10. Sanbornton 


4S.679.55 2,899.57 

2,100.00 1,504.18 
4,816.73 6,709.99 


11. Tilton 


34,516.35 10,325.04 










Aggregate 


$9,605,022.00 


$212,245.08 


$2.20 


$402,610.52 


$70,10S.12 



STATE TREASURER'S REPORT. 



7:5 



COUNTY 



Nel debt. 



Surplus. 



a Increase 

or 

h decrease 

during year. 



Cost Of 

public 

works. 



Precinct 
debts. 



Purpose for which debl 
was incurred. 



l. $10,264 
1,243 

3. G.192 

4 

5 

6. 6,385 

7. 241,948 
S. 45,779 



$619.80 
1,519.97 



9. 535.82 

10 

11. 24,191.31 


1,893.26 






$336,541.43 


$4,033.03 



be 
ad 



S1.4G0.09 

225.15 

939.94 

69.74 

1,19023 

166.01 

10,187.80 

3,271.03 

76.60 
136.42 

1,952.62 



























$119,821.00 

44,50l).(Ml 


$43,506.'66 








•12,000.00 



S14.S67.34 
1,808.29 



§10,059.05 



Breaking roads. 
Water-works. 



Trust funds. 

Concreting streets 

water system. 
Repair of highways. 
Current expenses. 



and 



S104.321.00 



$55,500 00 



c Increase of assets. d Decrease of assets. 

* Not included in total liabilities. 



e Net decrease. 



74 



STATE TREASURER S REPORT. 



CARROLL 



[OWNS. 



Assessed 
valuation. 



Taxes 

assessed 

for a 1 1 

purposes. 



Tax 

on 
$100. 



Total 
liabilities. 



Assets. 





S12:).474.II0 
416,960.00 

134.55S.00 

117.463.00 

1,037,676.00 

126,164.00 

229,541.00 

243.2S8.00 

16,070 00 

319,840.00 

189,384.00 
425,430.00 
609,676.00 
480,220.00 
448,822 00 
284,370.00 
668,SG9.00 
1,166.434.00 


$2,848.35 


S2.20 




8469.57 


■I. Bartlett 


7,990.44 1.91 
2,422.04 ISO 


$1,255.05 


1.763.41 
°19 35 




2,351.38 

21,825.17 

2,649.49 

4,912.17 

4,573.36 

80.35 

5,517.00 

4.204.32 
5,538.59 
10,732.61 
10,084.63 
8,796.91 
5,403.03 
16,922.39 
27,384.56 


2.00 
2.10 

2.10 

2.14 

1.88 

.50 

1.72 

2.22 
1.30 
1.76 
2.10 
1 .96 
1.90 
2.53 
2.34 


237.10 




5. Conway 

0. Eaton 

7. Effingham 

S. Freedom 


20,229.43 

883.13 

1,882.10 

3,264.20 


903.24 

758.21 
590.64 

1,279.01 




1,706.87 
1,822.16 


OSl. 1 ^ 


n. Madison 

12. Moulton borough 

14. Sandwich 

15. Tamworth 


1,326 87 
3.034.27 
1,965.37 
2,321.52 
2,102.93 


202.43 
6,709.97 
2.672.50 


17. Wakefield 


2.146.S5 
107,360.41 


4 770 51 




11,457.95 




$7,044,239.00 


$144,236.79 


$2.05 


$150,372.26 


$35,446.32 



STATE TREASURERS REPORT. 



7.'. 



COUNTY 



Net debt. 


Surplus. 


a Increase 

or 

// decrease 

during year. 


( !ost of 
public 

w (irks. 


Precincl 
debts. 


Purpose for which debt 

was incurred. 


l. 




$469.57 
508.36 

219.35 
319.41 


c 

h 

d 

<> 
a 

a 

a 

b 
d 

b 

a 

c 
• 1 
b 
b 
d 
c 
b 


$177.55 

1.643.25 

36.44 

47.93 

826.03 

53 35 

292.19 

169.14 

1ST. 09 
529. 99 

13.24 
279.39 








o 




$255.05 


$1,338.01 assets in fire pre- 
cincl and town school 
district included in total 

assets. 






4. 


$19,326.19 

124.112 

1,291.46 

1,985.19 
















fi 








house. 


7 








trict. 


8 


115.34 

3,034.27 

1,762.94 






of scarlet fever cases. 


9. 








in 


72.'.. 01 
495.29 






Town hall, town library, 

and highways. 


ii 






i ■• 






13. 








14 


4.388.45 
569.57 


1,279.99 






IS 




1,451.00 
605.65 
220 52 

2,208.26 








16 


830.30 
2,623.66 








17. 








IS. 


95,902.46 


$75,000.00 


2,500.00 


War, railroad and water- 
works. 




?124,809.14 


$9,883.20 


be 
ad 


$7,959.09 
2, 722. 05 


$75,000 00 


$2,755.05 






e 


$5,237.04 





c Increase of assets. 



d Decrease of assets. 



e Net decrease. 



76 



STATE TREASURER S REPORT. 



MERRIMACK 



TOWNS. 



Assessed 

valuation. 



Taxes 

assessed 

for all 

purposes. 



Tax 
on 
$100. 



1. Allenstown.. 

2. Andover 

3. Boscawen 

4. Bow 

5. Bradford 

6. Canterbury.. 

7. Chichester... 

8. Concord 

9. Danbury 

10. Dunbarton .. 

11. Epsom 

12. Franklin 

13. Henniker.. . 

14. Hill 

15. Hooksett. ... 
1G. Hopkinton. .. 

17. Loudon 

IS. Newbury 

19. New London 

20. Northfield... 

21. Pembroke . .. 

22. Pittslield .... 

23. Salisbury.... 

24. Sutton 

25. Warner 

26. Webster . ... 

27. "Wilmot 

Aggregate 



$669,057.00 

471,289.00 

629,807.00 
583,836.00 
440,205.00 
449,339.00 
364.OSS00 
11,609,001.00 

214,100.00 
301,000.00 
362.076.00 

2,834,902.00 

748.335.00 
215,809.00 
744,012.00 
989,686.00 
499,702.00 
361.446 00 
494,170.00 

640,742.00 

1,209,346.00 
1,211,832.00 



296,652.00 
335.892.00 
714,463.00 
284.240.00 
211,333.00 



$27,898,960.00 



§9,701.32 

7,25s. 14 
14.789.08 
5,535.29 
6,288.87 
8.074.48 
5,097.23 
258,043.86 

4,282.00 

5.S98.36 
6,165.49 

52,445.69 

14,667.38 
4,316.18 
11,235.05 
16,528.33 
8,096.24 
4,516.23 
8,156.04 

12,531.05 

21,284.49 
26,726.39 



5,102.41 
6,046.05 
14,732.03 
3.S37.24 
4,332.32 



$545,687.24 



$1.45 

1.54 

2.34 

.95 

1.40 

1.80 
1.40 

2.22 

2.00 
1.96 
1.70 

1.85 

1.96 
2.00 
1.51 
1.67 
1.62 
1.25 
1.65 

1.95 

1.76 
2.20 



1.72 
1.80 
2.06 
1.35 
2.05 



$1.95 



Total 
liabilities. 



Assets. 



$3,700.00 

451.37 

77.397 02 

500.00 

405.25 

S.404.S8 

S64.66 

1,065,675.19 

409.11 
1,968.67 
4,663.34 

152,156.44 

13,013.94 

2,602.72 

300.00 

35,799.75 
3,063.30 
1,979.58 

10,205.49 

6,823.17 

6,300.00 
68,279.38 



4,961.14 

1,658.48 

47,403.43 



$1,522,7(58.09 



$66.35 

5,084.27 
960.00 
1,195.55 
1,467.83 
2,375.66 
2,035.85 
95,346.68 

29.89 
2,274.74 
2,871.64 

10,402.12 

1,745.74 
259.43 
893.85 

1,522.09 

2,292.81 
698.20 

3,134.52 

505.53 

2,884.29 
9,176.14 



1,873.08 
1,308.82 
2,115.95 
1,968.49 
1,161.64 



55,741.16 



STATE TREASURER S REPORT. 



77 



COUNTY. 



Net debt. Surplus. 


a Increase 

or 

h decrease 

during \ ear. 


Cost of 

public 

works. 


1'iv. nut 
drills. 


Purpose for u hich debt 
was incurred. 


1, $3,633.65 


$4,632.90 

695.55 
1,062.58 

1.171.19 


a $902.22 

d 993.08 
b 721.95 

d 445. (Ill 

b 873.77 
C 225 29 

a 30.s77.ll 

a 19.43 
C 33.54 
U 36.01 

b 4.054.77 

a 1,025.45 

b 517.35 






Smallpox a n d scarlet 
Eever, 








3. 76,437.02 
4 


$75,000.00 


$67,200.00 


\\ ater and bridges. 


5 








6. 6,029.22 




7 

S. 970.32S.51 

9. 379.22 


1 A9£6fcG (0 


819.461.72 


Water-works, sewers and 

general purposes. 
Highways. 


10 


306.07 






11. 1.791.70 








Repairing- highways and 

bridges. 
Water-works and public 

buildings. 


12. 141,754.32 






13. 11,268.20 

14. 2,403.29 








15 


593.S5 b 








16. 34,277.66 

17. 770.49 

18. 1,281.38 




b 2. 509. '.'5 
<l .44 
</ 66.10 
a 762.73 

b 88.51 

b 1,211.16 

" 1,081 55 


30.000.00 


34,400.00 


High school and precinct. 








19. 7,070.97 








Land damage for new 

state road. 
Sewers, macadam ized road 

and town history. 

Construction of S. V. R.R., 
Rebellion, general ex- 
penses. 

Highways and bridges. 


20. 6.317.64 






21. 3.415.71 

22. 59. in:;. 21 

23. 3.088.06 





24. 259.66 




b 383 05 
b 135.16 




25. 45.2S7.48 


..:::::::: 






26 


1,968.49 


C 368.60 
b 231.11 


17,000.00 , 18.596.90 




27. 2,560.14 












$1,377,467.56 


S 10,430.63 


ad $36, !0l 34 

be 14.7s.V2! 


SI. 417. 668. :0 


$939,661.62 






e $21,424.60 





c Increase of assets. 



d Decrease of assets. 



e Net increase. 



78 



STATE TREASURER S REPORT. 



HILLSBOROUGH 



TOWNS. 



Assessed 

valuation. 



Taxes 

assi'sscil 

for all 

purposes. 



Tax 

on 
$100. 



Total 

liabilities. 



Assets. 



1. Amherst 

2. Antrim 

3. Bedford 

4. Bennington — 

5. Brookline 

6. Deering 

7. Francestown . 

8. Goft'stown 

9. Greenfield 

10. Greenville. — 

11. Hancock 

12. Hillsborough . 

13. Hollis 

14. Hudson 

15. Litchfield 

16. Lyndeborough 

17. Manchester... 

18. Mason 

19. Merrimack ... 

20. Mil ford 

21. Mont Vernon. 

22. Nashua 

23. New Boston.. . 

24. New Ipswich. 

25. Pelbam 

26. Peterborough. 

27. Sharon 

28. Temple 

29. Weare 

30. Wilton 

31. Windsor 



Aggregate 



$621,546.00 

660,048.00 

627,997.00 

273.210.00 
291,587.00 
201.7S5.00 
312,996.00 

1.279,166.00 
273,167.00 
665.245 00 
368,480 00 

1,251,532.00 

505,980.00 

736,494.00 

253,564.00 ' 

283,341.00 i 

34,176,466.00 ! 

222,951.00 
681,628 00 

2,050 974.00 

347,091 00 

14,676.894.00 

639,401.00 



520.354 00 
539,270.00 
1.534.905 00 
79,851.00 
178.770.00 
667.768 00 
977,372.00 

40,701.00 



$10,939.20 

17,526.66 

10,047.96 
5.465.00 
5,395.27 
3,733.26 
5,842.90 

20,743 44 
5,333.82 

11,309.16 
6,274.17 

29,327.17 



12,373.09 
2,662.42 

4,95:'. 66 
710,870.13 

3,242.55 
10.76S.54 
38,968 50 

5,215.51 

314.036.58 

10,752.17 



9,100.19 
7.549.9S 
24.251.49 
1,421.90 
3,039.09 
13,355.36 
19.547.44 

543.45 



S06.001. 110.00 SI. 333,710.53 



$1.76 

2.65 1 , 

1.60 
2 00 
1.85 
1.85 
1.86 
1.62 
1.95 
1.70 
1.70 
2.34 



9,058.47 1.60 



1.68 
1.05 
1.75 
2.08 

1.45 
1.58 
1.90 

1.50 

2.14 
1.68 



1.75 
1.40 
1.58 
1.78 
1.70 
2.00 
2.00 

1.33 



$2.02 



$3,390-84 

40,589.50 

2,956.18 

4,700.00 

1.93S36 

730.46 

4,021 40 

46,894 82 

6,700 00 

15.150.37 

3. 294. SO 

116,273.88 

1,700 00 

13.900 00 



6,125 50 
1,830,154.09 

667 07 
10,414.02 
133,576 18 

7,132 00 

812,140 18 

9,750 00 



8.936 70 

2,980.30 

72,260 83 

1,430 00 

2,011.50 

1,160 42 

67.7^:6.21 

8744 



$2,567.53 

6,015 79 

4,044.76 

3,039 4S 

323.06 

1,448 71 
2,852 68 
4,646.30 
1,972 49 
1,146 94 
2,270 97 
28,432.43 

1,263 25 

3,563.59 

619.39 

1,453.46 

662,316.61 

972.26 
1,044.44 

43,885.60 

327.30 

221,71469 

210 62 



7,730.50 

1,330.48 

16,223.86 

213 84 

517.71 

1,927.35 

3,177.96 

140.46 



$3,228,823.05 $1,027,424.51 



ST ATI-: TREASURER S REPORT. 



79 



COUNTY 



Net debt. Surplus. 



a Increase 

or 

b decrease 

during year. 



Cost of 
public 

works. 



Precinct 
debts. 



Purpose for which debt 
was incurred. 



I. 

2. 

3. 
4 
5. 
6. 

8- 
9- 

10. 

11. 

12. 

13. 



5823.31 

34,543.71 



1,660.52 
1,615.30 

1,168.72 
42,248.52 

4,727 51 
14,003.43 

1,023.83 
ST. 841. 45 

436.75 



14. 10.336.41 

15 

16. 4,672 04 
17.1,167,837 is 



9.309.58 
89,690 58 



21. 6.804.70 

22. 590,425 19 

23. 9,539.38 



24 
25. 
26. 
27. 
28. 
29 
30. 



$2,204,949.90 



■S1.08S.58 



718 25 



619.39 



305.10 



1 .206 20 
1,649.82 

56.036.97 
1,216 16 
1,493 7! I 

64,548 25 



53.02 



$3,551.36 



$1,602.90 

1,489 27 

3,015.16 

1,414.37 
303.20 
197.82 
605.55 

1,023.97 
16.57 

8,526.08 
65.61 

5,215 93 

1.542.02 

1.715.66 

31 76 

278.05 

115,556.63 

17.78 
827.46 

6.385.38 

880 19 
32,033.39 

807.29 



740.66 

10,493 64 

155.84 

421.89 

1,055 49 

39,814.27 



17 63 



be $150,191.72 
ad 86,632.46 



563,559.26 



$26,303-96 



41,500.00 



69,896 90 



$13,370.11 



125,000.00 



278,861.18 



46,046.65 



40,500.00 



New town hall and water- 
works. 



Water-works. 

New school building. 



44,188.54 Bridge, water-works and 

sewers. 
*3.700.00 Town house and school 
district. 
Sewer construction. 



Heavy snows. 
\V a t e r-w o r k s, school - 
houses and bridges. 



57.0S9.99 



$5,370,715.61 $158,848.64 



\V a t <■ r-w r k s. school- 
house and library. 

Various departments. 
To replace buildings de- 
stroyed by fire, and for 

highways. 



Winter roads. 
Breaking snow roads. 

Schoolhouse and water- 
works. 



c Increase of assets. d Decrease of assets. 

' Not included in total liabilities. 



e Net decrease. 



80 



STATE TREASURER S REPORT. 



CHESHIRE 



TOWNS. 



Assessed 
valuation. 



Taxes 

assessed 

for all 

purposes. 



Tax 

on 

$100. 



Total 
liabilities. 



Assets. 



Alstead 

Chesterfield . 

Dublin 

Fitzwilliam 

G-ilsum 

Harrisville . 



Hinsdale 

Jaffrey 

Keene 

Marlborough 

Marlow 

Nelson 

Richmond . .. 

Rindge 

Roxbury 

Stoddard 

Sullivan 

Surry 

Swanzev 

Troy 



21. Walpole 

22. Westmoreland 



23. Winchester. 



Aggregate . 



§536.788.00 
G55.433.00 

871.SOO.OO 
584. CO'. 1. 00 
22S.317.00 
412,020.00 



1.00G.014.00 

1,031,920.00 

7,020.G71.OO 

687,556.00 

220,078.00 

155,227.00 

319,207.00 

547,041.00 

98,142.00 

1S8,874.00 

145,170.00 

159.130 00 

882,165.00 

625,765.00 



1,707,470.00 

487,896.00 



1,153,779.00 



$19,725,130.00 



$6,978.47 


$1.30 


10.355.84 


1.58 


11,333.71 


1.30 


9.237. 77 


1.58 


3,881.21 


1.70 


0,386.31 


1.55 


24.144.02 


2.411 


18.574. CO 


1.80 


10S.S20.40 


1.55 


12.582.27 


1.83 


3,741.32 


1.70 


2,432.72 


1.57 


5,426.51 


1.70 


7,932.71 


1.45 


1,364.17 


1.39 


3.173.08 


1.68 


2,526.07 


1.74 


2,164.16 


1.36 


13.673. 56 


1.55 


10.011.80 


1.60 


38,178.65 


2.23 


7,562.38 


1.55 


23.075 58 


2.00 


$333,557.31 


$1.69 



$3,578.17 
1.508.68 

18,070.45 

627.99 

1,470.87 

18,517.59 



34,347.47 

56,164.16 

223.195.48 

9,499.26 

2,468 94 

36!l.45 

1,112.02 

1.100 00 

391.19 

1.913.2!! 

565.95 

"4,252!l5 

7,691.00 



91.253.39 
3.47S.08 



28.98(1.10 



$510,555.68 



$2,923.43 
2,507.02 

20,010 58 

1,990.74 

733.47 

2,372 06 



3,243.45 

2,263.16 

95,826.16 

1,628.02 

999.80 

1,134.17 

1,487.73 

112.32 

574.51 

988.50 

546 39 

357.55 

2,077.80 

2.014.42 



4,651.20 
2.518.31 



7, 348.51 



$158,309.30 



STATE TREASURER S REPORT. 



SI 



COUNTY 



Net debt. Surplus. 



« Increase 



b decrease 
during year. 



Cost of 
public 
works. 



Precinct 
debts. 



Purpose for which debt 
was incurred. 



1 


$654.74 
737.40 

10.145.:.;; 

31,104.02 

53.901.00 

127,369.32 

7,871.24 

1,409 14 

987.68 

924.79 
19.56 

2,174.35 
5,676 58 

80,602.19 
959.77 

21,631.59 


s 198. 1 
1.940.13 
1,362.75 


b 
c 
d 
c 
b 
a 

h 


$652.46 
937.54 
01.59 
571.90 
819.81 
332.19 

2,811.81 

1,327.33 

29J04.S8 

1,398.93 

27.12 

365.59 






Building town hall. 


9 






3 








4 








5 








6 








Gratuity to M. & K R. R., 


7 








damages on highways, 
new roads, and smallpox 
epidemic in 1901. 
Town hall and bridge. 


8 


6 

b 






9 


$479,096-47 






10 




b 
a 
c 






11 










1? 


704.72 








13 


375.71 (/ 


108.96 

1,114.55 

39.05 

551.94 

45.50 

14S.32 

1,456.95 

3,122.05 

40,862.70 
573 30 

507.21 








1 1 












15 


183.32 


c 
a 
b 
d 
b 








16 









17 










18. 


357.55 








10 








"II 




a 

a 
b 

b 






Damage caused by bridge 
accident and cost of new 
bridges. 

Bridge and water-works. 


M 




38,639.04 




2? 




$808.90 


?3 






bridge, and school dis- 
trict debt. 
General purposes. 












* 


5358,228.90 


S5.9S2.52 


ad 
be 


.$40,329.4.3 
40,072.32 


$517,736.11 


$808.90 






e 


$5,057.10 





c Increase of assets. 



d Decrease of assets. 



e Net increase. 



82 



STATE TREASURER'S REPORT. 



SULLIVAN 



TOWNS. 



Assessed 
valuation. 



Taxes 

assessed 

for all 
purposes. 



Tax 

on 

$100. 



Total 
liabilities. 



Assets. 



1. Acworth...., 

2. Charlestown 

3. Claremont . . 

4. Cornish 

5. Croydon 

6. Goshen , 

7. Grantham .., 

8. Langdon 

9. Lempster — 

10. Newport 

11. Plainfield.... 

12. Springfield . . 

13. Sunapee 

14. Unity 

15. Washington . 

Aggregate.. .. 



$274,927.00 
898,985.00 

3,555,986.00 
611,986.00 
203,257.00 
141,581.00 
143,725.00 
199,460.00 

160,368.00 
1,621,802.00 



558,800.00 
199,388.00 
713,956.00 

223,518.00 
239,634.00 



),747,373.00 



$4,943.52 


$1.80 


$1,080.00 


14,504 02 


1.61 


3,930.33 


76,453.70 


2.15 


319,172.07 


10,281.39 


1.68 


2,2S6.74 


3,049.06 


1.50 


416.60 


2,973.20 


2.10 


555 00 


2,443.49 


1.70 


1,115.26 


2,713.55 


1.36 


S09.30 


3,818.62 


2.40 


3,527.89 


35,679.64 


2.20 


183,466.34 


8,717.28 


1.56 


3,999.95 


4,886.09 


2.45 


9,915.64 


13,387.49 


1.87 


48,997.00 


3.665.72 


1.64 


200.00 


3,834.19 


1.60 


136.00 


$191,3S0.96 


$1.96 


$579,608.12 



$1,552.31 

l,S.s6.!l(i 

16,499.76 

1,365.07 

549.35 

751.78 

594.51 

214.24 

952.60 
4,729.37 



3,516.17 
1,057.11 
1,096.43 

688.10 
164.45 



$35,618.21 



STATE TREASURERS REPORT. 



s:; 



COUNTY 



Net debt. 



Surplus. 



ii Increase 

or 

h decrease 

during year. 



Cost (if 

public 
works. 



Precinct 

debts. 



Purpose for which debt 
was incurred. 



1 

2. $2,043.37 


§472.31 


C 
h 
h 
a 
c 
h 
b 


§362.37 
818 61 
6,310.34 
1,295.91 
108.32 
277.57 
540.75 


$166,909.91 




3. 302.672 .".I 

4. 921.67 




*$7,200.00 


5 


132.75 
196.78 






6 






7. 520 75 








S. 595.06 


15 3 4 

539.12 
6,479.59 

445.74 

754.02 

2,561 83 

465 98 
181.56 






9. 2,575.29 




b 






10. 17S.;::t',.:.7 

11. 483.78 




a 

b 

b 
a 

d 
d 


80,000.00 


♦12,000.00 


12. 8,858 53 








13. 17.900.57 
14 


-INN. 10 

2S.45 


29,847.10 


*1,641.05 


15 












$545,308.30 


$1,31S.39 


ad 
be 


$11,000.21 
10,156.92 


$276,757.01 


$20.S41.05 




e 


§843.29 





Water-works 



Damage caused by insuffi- 
ciency of bridge in 1901. 

Civil war. railroad, water- 
works, sewers, park, 
town hall, fire depart- 
ment, etc. 

Town hall. 

Expenses of civil war. 

Extension of water-works, 
and new highways. 



Increase of assets. d Decrease of assets. 

* Not included in total liabilities. 



e Net increase. 



8-4 



STATE TREASURER S REPORT. 



G R AFTON 



TOWNS. 



Assessed 
valuation. 



Taxes 

assessed 

for all 

purposes. 



Tax 

on 
$100. 



Total 
liabilities. 



Assets. 



Alexandria. 

Ashland . ... 



9. 
10. 
11. 
12. 
13. 
14. 
15. 
16. 
17. 
18. 
19. 
20. 
21. 
22. 

23. 

24. 



34. 
35. 
36. 
37. 
38. 
39. 



3. Bath 



Benton 

Bethlehem .. 
Bridgewater. 

Bristol 



Campton. .., 
Canaan — 
Dorchester , 

Eastern 

Ellsworth.. 

Entield 

Franconia . 

Grafton 

Grolon 

Hanover . . 
Haverhill... 
Hebron ... 
Holderness 
Landaff — 
Lebanon . . . 



Lincoln 
Lisbon . 



25. Littleton... 

26. Livermore. 

27. Lyman 

28. Lyme 



29. Monroe ... 

30. Orange — 

31. Or ford 

32. Piermont . 

33. Plymouth 



Runiney 
Thornton ... 

Warren 

Waterville. 
Went worth. 
Woodstock . 



Aggregate. 



$211,096.00 
627,786.00 

386,648.00 

123,222.00 
863,722.00 
114,810.00 
786,810.00 

393,852.00 

601,378.00 

125,348.00 

121,380 00 

24.831.00 

685,520.00 

448.530.00 

274.154.00 

95.178.00 

1,288,062.00 

1,395,510.00 

83,268.00 

376,210.00 

274.88S 00 

2,712,256.00 

355,807.00 
1,281,672.00 

1,810,598.00 

146,480.00 
184,824.00 

527.885.00 

306,306.00 
69,268 00 

421,100.00 
367,683.00 

837,212.00 

323,853.00 
177,961.00 
391,330 00 
151,132 00 

206.268.00 
281,840.00 



§19,855,678.00 



$4,774.17 
13,057.94 

10,013.15 

2,156.63 
19.507.04 

1,974.92 
16,935.15 

8.848.35 

10.201.84 

3.635 09 

1,820 81 

744.95 

16,742.74 

8,073.54 

5,478.50 

2,427.04 

25,650.52 

33,690.23 

1.498 82 

S, 276. 60 

4,461.05 

58,579.61 

6.048.72 
34,818.36 

50,637.82 

1.452 58 
3.4S0.08 
9,240.14 

3,675.67 
1,351.71 
7,327.20 
6,618.29 



$2.26 



2.59 

1.75 
2.26 
1.72 
2.15 

2.24 
1.69 
2.90 
1.50 
3.00 
2.44 
1.80 
2.00 
2.55 
1.99 
2.41 
1.80 
2.20 
1.62 
2.16 

1.70 
2.71 



6.477.06 
4,S09.14 
10,174 66 
2.641.81 
5.0.14.86 
6,101.34 



.99 
1.88 
1.75 

1.20 
1.95 

1.74 
1.80 



25.605.08 ! 3.05 



2.00 
2.70 
2.60 
1.75 
2.47 
2.16 



$444,115.21 $2.24 



$800.18 
49,922.86 



7,448.82 



831.76 
61,049.81 



20,100.00 

7,424.95 
4,139.55 

12.770.77 
400.00 
415.00 

50,612.43 
5,427 04 
4.906.48 
1.221.53 

20,726.18 

58,909.35 



936.18 

740.60 

101.S66.01 

400.00 
65,372.46 

354,656.85 



40.69 
4,313.31 



434.43 
1.752.46 
6,091.08 

83,433.27 

670.00 
7,639.14 
2,335.25 



15.00 
21,629.89 



$968,133.33 



$S66.24 
593.23 

3,172.19 

1.371.93 

5,067.42 

S53.48 

8.219.07 

5,273.32 
483.02 

2,114.80 
801.30 
121.76 

7,559.76 

1,482.78 
740.89 

2,164.25 

23,463.42 

11,318.39 

731.49 

1.345.77 

956.42 

39,688.64 

858.42 
2,946.23 

17,180.95 



431.16 
1,362.10 

815.45 

589.37 

3,247.35 

1,662.05 

1,406.86 

1,754.50 
4.293.41 
2,730.41 
647.36 
1. 18! 1. 35 
9.075.75 



$168,580.29 



COUNTY. 



STATE TREASURER S REPORT. 



Net debt. 


Surplus. 


a Increase 

or 

i> decrease 

during year. 


Cost of 
public 
works. 


Precinct 
debts. 


Purpose for which debt 
was incurred. 


1 


$66.06 


b $297.78 








2. S49.329.63 
3 4 °7G 03 


b 1,311.64 
b 1.160.39 

C 102.14 

a 150.76 
C 9.79 
b 1,186.57 

b 2,659.73 
a 13.31 
b 1,085.51 
b 526.47 
a 906.82 
a 1,720.15 
b 768.88 
a 1,077.69 
C 293.06- 
C 1,196.65 
b 3,072.62 
C 90.36 
C 179.96 

b 14,835.20 

6 2,568.28 
b 1,822.67 

a 19,811.54 


$36,618.20 




Water-works and high- 




$2,058.67 


ways. 
Highways and school dis- 


4. 


540.17 




trict debt. 


5. 55 982.39 


53,000.00 


50,293.05 


Water and sewers. 


6. 


853.48 




7. U,S30.93 
8 2 151 G3 






$1,179.64 are assets in school 






districts. 
General purposes. 


9. 3,656.53 
10. 10 655 97 






Now town building. 


401 .30 






War claims. 


11. 








12. 293 24 






Support of paupers. 


13. 49,052.67 

14. 3,944.26 




45,839.38 


45,750.35 
*1,870.00 


Water system. 


15. 4, 16.">. 59 








16. .. 


942.72 

2,737.24 

731.49 
409.59 
215.82 

458.42 








17. .. 


97,000.00 




Water system. 


18. 47,590.96 






19 








20. .. 








21 


162,294.29 


35,053.51 




22. 65,177.37 
23 


Water-works, sewers, side- 
walks and* iron bridge. 


24. 62,426.23 




23,343.80 
55,291.75 


School bonds and precinct 
debt. 

Electric light plant, water- 
works, etc. 


25. 337,475.90 
26 


218,510.24 


27 


390.47 

815.45 

154.94 

1,494.89 


C 153.89 
6 1,288.94 

c 359.11 
d 10.49 
C 562.69 
a 965.76 

a 13,328.75 

d 590.60 
a 2,459.46 
d 369.99 
C 46.07 
d 92.56 
a 334.05 








28. 2,951.21 






Building bridge over Con- 
necticut river. 


29 






30 








31 









32. 4,429.03 

33. 82,026.41 






Building lobby and high- 
ways. 




43,000.00 


81,398.11 


34 


1.084.50 


high school. 


35. 3,345.73 






Repair of bridge. 


36 


395.16 

647.36 

1,174.35 






37 








38 








39. 12,554.14 


13,000.00 








$13,513.41 








$813,366.45 


ad $41,831.93 
be 35,646.75 


$669,202.11 


$296,271 .30 






e $0,185.18 





c Increase of assets. d Decrease of assets. 

* Not included in total liabilities. 



e Net increase. 



86 



STATE TREASURER'S REPORT. 



COOS 



TOWNS. 



Assessed 
valuation. 



Taxes 
assessed 

for all 
purposes. 



Tax 
on 

.$100. 



Total 
liabilities. 



1. Berlin* 

2. Carroll 

3. Clarksville 

4. Colebrook . 



5. Columbia. 

6. Dalton . ... 

7. Dummer. . 

8. Errol 

9. Gorbani... 

10. Jefferson. . 

11. Lancaster. 



12. Milan 

13. Northumberland... 

14. Pittsburg 

15. Randolph 

16. Shelburne 

17. Stark 

18. Stratford 



19. Stewartstown 

20. Whitefield 

21. Weiitworth'sLocat'n 

Unincorporated Places. 



Bean's Grant 

Bean's Purchase 

Cambridge 

Chandler's Purchase 

Crawford's Purchase 

Cutt's Grant 

Dixville 

Dix Grant 

Erving's Grant 

Green's Grant 

Gilmanton and Atkinson 

Academies' Grant 

Had ley's Purchase 

Kilkenney 

Low & Burbank's Grant. 

Martin's Location 

Millsfield 

Odell 

Pinkham's Grant 

Sargent's Purchase 

Second College Grant . . . 

Success 

Thompson & Meserve's 

Purchase 



Aggregate . 



.$3,896,102.00 
577,638.00 
162.854.00 
964.712.00 

2SS,511.00 
163.001.00 
231.S95.00 
221,042.00 
820,496.00 
378.780 00 
1,540,363.00 

433.384.00 
813,451.00 
701.645.00 
118,736.00 
195,110.00 
305,354.00 
423,245.00 

427.286 00 

047,086.00 

75,697.00 



10,000.00 

150.000.00 

250,000.00 

3,000.00 

25,000.00 

10,000.00 

200,000.00 

70,000.00 

30,000.00 

20,000.00 

150,000.00 

10.000.00 

75.000 00 

100,000.00 

5,000.00 

250,000.00 

125,000.00 

10,000.00 

165.000.00 

125,000.00 

60,000.00 

70,000.00 



$15,308,388.00 



$97,402.56 
9.532.08 
2,687.09 
20,936.78 

4,778.20 
4.S90.03 
3,478.69 
4,089.36 

14,711.76 
9,469.50 

37,336.69 

8,017.60 
15,995.48 
10,217.35 
1,958.70 
2,829.07 
4,885 66 
S,8S8.14 

9,420.31 
16.884.33 

794.84 



$2.50 
1.65 
1.65 
2.17 

1.65 

3.00 
1.50 
1.85 
1.78 
2.50 
2.42 

1.85 
1.97 
1.45 
1.65 
1.45 
1.60 
2.10 

2.20 
2.61 
1.05 



31.20 1 
519.95 
935.90 

10.40 

93.59 

31.20 
717.53 
249.58 
103.99 

83.19 

519.95 

31.20 
270.37 
415.95 

20 81 
915.11 
467.95 

31.20 
592.74 
467.95 
207.98 

249.58 j 



$296, 171. 54 



$1.93 



$181,000.00 
151.25 

5,035.19 



17,503.40 
2S3.54 
1,435.34 
15,074.01 
4,679.64 
104,956.63 

1,400.63 
46,390.57 
2,538 09 
2,315.65 
1,081.81 
570.5' 
1,650.00 



:± 



9,562.22 

76,081.90 

91.50 



$471,801.94 



Assets. 



$89,707.35 
1,129.33 

442.56 
1,598.78 

501.63 
5,194.28 

736.51 
3.257.7S 
2,128.38 

426.76 
5,598.18 

1,864.94 
5,761.95 
3,007.13 
2,195.08 
5S1.03 
1,158.66 
1,549.12 

2,777.20 

1,795.81 

619.47 



$132,031.93 



* No statement filed ; valuation and taxes copied from inventory, and debt state- 
ment from 1904 report. 



STATE TREASURER S REPORT. 



ST 



COUNTY. 



Net debt. 


Surplus. 


a Increase 

or 

b decrease 

during year. 


Cost of 
public 
works. 


Precinct 
debts. 


Purpose for which debt 
was incurred. 


1. $91,292.65 
2 






$59,644.69 






$978.0S 
442.56 


C $370.95 

162.89 

a 79.39 

d 71: 3.05 
b 403.07 
C 3M.35 
d 1.44 
U 614.48 
/; 893.86 
b 4,605.25 

b 866.13 
a 5,133.98 
C L57.62 
b 675.34 
b 565 89 
d 653.94 
b 770.72 

6 304.85 
b 373.63 
d 56.21 






3 








4. 3,436.41 




$1,900.00 




5 


501.63 




debt. 


6. 1°,309 12 






War. 


7 


452.97 
1,822.44 








8. .. 








9. 12,945 63 




5,407.52 Scb ool district debt. 


10. 4,252.88 








11. 66,358.45 




79,004.93 


53,617.96 


Water-works and general 


12. 


464.31 


expenses. 


IS. 40,628.62 


45,695.02 






14 


469.04 






15. 120.57 








16. 500.78 








17 


58809 








18. 100.8S 






Building bridges across 


19. 6,785.02 




60,000.00 


1,500.00 
62.059.25 


Connecticut river. 


20. 74,286.09 






21 


527.97 






















































































































































































::::::::.: 




























































































$346,017.10 


$6,247.09 


&C $10,464.55 
ad 7,252.49 


$244,344.64 


$124,484.73 












e $3,212.06 





c Increase of assets. 



d Decrease of assets. 



i Nel decrease. 



88 



STATE TREASURER S REPORT. 



RECAPITULATION 



COUNTIES. 



Assessed 
valuation. 



Taxes ,., 

assessed i iax 

fora11 Co 

purposes. ?m 



Rockingham . 

Strafford 

Belknap 

Carroll 

Merrimack . . . 
Hillsborough . 

Cheshire 

Sullivan 

Grafton 

Coos 

Aggregate 



$•28,566,26-1.00 

21,330,434.00 

9,605,022.00 

7,044,239 00 

27,898,900.00 

66,001,140.00 

19,725,130.00 

9,747,373.00 

19,855,678.00 

15,308,388.00 



$225,082,628.00 



Total debt. 



$621,637.98 


$2.18 


425,780.89 


2.00 


212,245.08 


2.20 


144,236.79 


2.05 


545,687.24 


1.95 


1,333,710.53 


2.02 


333,557.31 


1.69 


191,380.96 


1.96 


444,115.21 


2.24 


296,171.54 


1.93 


$4,548,523.53 ' 


$2.02 



$1,561,207.19 

1,542,910.91 
402.610.52 
150,372.26 
1,522,768.09 
3,228,823.05 
510,555.68 
579,608.12 
968,433.33 
471,801.94 



$10,939,097.09 



STATE TREASUKKi; 8 REPORT. 



89 



BY COUNTIES. 



Assets. 



Net debt. 



Surplus. 



a Increase 



b decrease 
during year. 



Cost of 
public works. 



Precinct 
debts. 



$378,315.07 


$1,189,415.28 


$6,523.16 


320,292.69 


1,230,627.99 


8,009.77 


70,108.12 


336,541.43 


4,03303 


35,446.32 


124,809.14 


9,883.20 


155,741.16 


1,377,457.56 


10,430.63 


1,027,424.51 


2,204,949.90 


3,551.36 


158,309.30 


358,228.90 


5,982.52 


35,618.21 


545,308.30 


1,318.39 


168,580.29 


813,366.45 


13,513.41 


132,031.93 


346,017.10 


6,247.09 


$2,481,867.60 


$8,526,722.05 


$69,492.56 



a $50,521.59 

b 19,687.26 

b 10,059.05 

b 5,237.04 

U 21,424.60 

b 63,559.26 

a 5,657.16 

a 843.29 

a 6,185.18 

b 3,212.06 

b $101,754.67 

a 84,631.82 



e $17,122.85 



$597,358.39 

678,000.00 

164,321.00 

75,000.00 

1,417,068.30 

5,376,715.61 

517,736.11 

276,757.01 

669,262.11 

244,314.111 



$10,017,163.17 



$15,679.23 

55,500.00 

2,755.05 

939,661.62 

158,848.64 

808.90 

20,841.05 

296,271 30 

124,484.73 

$1,614,850. 52 



e Net decrease. 



90 



STATE TREASURER S REPORT. 



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INDEX. 



INDEX.-VOL IV, PART I. 



Page. 

Abstract of receipts and disbursements 3 

Adjutant-general's department 29 

Agricultural college 6, 7, 32 

fund 

interest on 8, 40 

Appendix . . 49 

Assets 3, 44 

Attorney-general 29 

Auditing printers' accounts 5, 41 

treasurer's accounts 5, 28 

Auditors' report 4G 

Australian ballot 6, 41 

Balances paid to state 58-65 

towns 58-65 

Bank commissioners 5, 33 

Belknap county financial statistics 72, 73 

Benjamin Thompson estate 14, 27, 47 

income 4, 9, 11, 13 

trust fund 9, 10 

state trust fund 6, 9, 11 

Blind 6, 31 

Board of agriculture 5, 34 

.charities and corrections 6, 40 

equalization 5, 35 

health 5, 36 

registration dentistry 4, 6, 27, 41 

Bonds, interest on 8, 40 

redeemed 9, 39 

state 39, 43 

Bounty on wild animals 5, 36 

Building aud Loan Associations tax 22, 39,58-65 

Carroll county financial statistics 74, 75 

(.'ash on hand 3,44,47 

Chaplain of prison 32 

Charter fees 4, 23 

Cheshire county financial statistics 80,81 

Clerk, adjutant-general 5, 29 

board of health 36 

insurance department 6, 29 

superintendent public instruction 6, 29 

treasury department 5, 28 

bank commissioners 6, 33 

supreme court 30 



94 INDEX. 

Commissioners of lunacy 5, 36 

pharmacy 6, 36 

railroad 33 

Compiling financial statistics 6, 28 

Constitutional convention 7, 4ii 

Contagious diseases of cattle 6, 37 

Contingent fund 6, 28 

Convict insane 5, 31 

Coos county financial statistics S6, 87 

Council, the honorable 5, 28 

Coupons S, 40 

Court, probate 30 

superior 30 

supreme 29 

Dartmouth College 8, 41 

Deaf, dumb and blind 6, 31 

Debt 3, 9, 44 

floating 44 

funded 43 

of counties 91 

of towns, by counties 68-87 

1 dependent insane 5, 31 

Deposits by railroad corporations for land damages 47 

interest on 4,9 

Deputy secretary of state 28 

state treasurer 28 

Detectives, game 6, 33 

Disbursements 3, 28 

Engrossing bills 6, 37 

Epidemic fund 6, 36 

Escheated estates 4, 8, 25, 41 

Executive department 28 

Expenses 4 

extraordinary • 4,7 

ordinary 4, 5 

railroad commissioners 23, 33 

trustees, library 6, 30 

normal school 5, 32 

justices' courts 6, 29 

Fees, secretary of state 4, 22 

insurance department 4, 22 

Financial statistics, Belknap county 72, 73 

Carroll county 74, 75 

Cheshire county 80, 81 

CoiJs county 86, 87 

Grafton county 84, 85 

Hillsborough county 78, 79 

Merrimack county 76, 77 

Rockingham county • 6S, 69 

Strafford county 70, 71 

Sullivan county 82, 83 

compiling 6, 28 



INDEX. - 95 

Fines N. il. National Guard 4,27 

and forfeitures 4, 26 

Firemen's relief fund 16, 41 

Fish commissioners 5,33 

Fisk, Catherine, legacy 9 

interest on 8, 40 

Floating debt 44 

Forestry commission 6,8,37 

Fund, literary 9 

to towns 58-65 

Funds, trust 9 

Game detectives 0,33 

Governor 28 

Governor's contingent fund 6, 28 

Governor's secretary 5, 28 

Grafton county financial statistics 84, 85 

Granite State Dairymen's Association 6, 41 

High school tuition 7, 41, 58-65 

Highway commission 7, 35 

department 7, 35 

engineer 7,35 

Highways to public waters 7. 35 

Hillsborough county financial statistics 78,79 

Historian 7, 36 

Historical Society, the New Hampshire 6, 4i 

Honorable council 5, 28 

Horticultural Society 6, 41 

Hospital library 0, 31 

Incidental expenses 7 

Independent militia 5, 38 

Indexing records (secretary) 7, 28 

Industrial school 5. 8, 32 

Insane, indigen t 5, 31 

convict 5, 31 

dependent 5, 31 

Insurance department 29 

fees 4, 22 

tax 4,16 

foreign fire companies 18 

life companies 17 

miscellaneous companies 20 

home stock companies 16, 22 

to towns 39, 58-65 

Interest 4, 8, 40 

on Agricultural College fund 8, 40 

Benjamin Thompson trust fund 8 

state trust fund s 

deposits 4, 9, 22 

Fisk legacy 8, 40 

Investments 14. 44, 47 

Janitor state house 31 

Justices' courts, expenses G, 20 



96 INDEX. 

Kimball, Jacob, legacy 9 

interest on . 8, 40 

Laboratory of hygiene 7, 3G 

Labor, bureau 6, 37 

commissioner 37 

Land damages, deposited by railroad corporations for 47 

Legacy, Catherine Fisk 9 

Jacob Kimball 9 

Legislature 5, 37 

Legislative resolves 7 

Liabilities 3, 44 

Librarian, state 30 

Library, prison 7, 32 

state 5, 30 

state, trustees' expenses 6, 30 

License fees, fertilizers 4, 23 

feed stuffs 4, 23 

Lighting Weirs channel 7, 42 

Literary fund 9, 39 

to towns 58-G5 

Lunacy, commissioners of 5, 36 

Manchester armory 8, 42 

Manuals, legislative G 

Merrimack county financial statistics.. 76, 77 

Messenger, supreme court 5, 30 

Militia, independent 5, 38 

Mountain, White, roads 7, 34 

National Guard, the New Hampshire 5, 33 

New Hampshire Historical Society 6, 42 

reports 6, 30 

state hospital 8, 31 

library G, 31 

Non-resident savings-bank tax 9 

Normal scbool 6, 32 

trustees' expenses 5, 32 

Ordinary expenses 4, 5 

Presidential electors G, 42 

Prison library 7, 32 

state 7, 32 

Prisoners' Aid Association 7, 32 

Probate court 30 

Protection public rigbts 8, 41 

Public printing commission 6,41 

Railroad commissioners 33 

tax 4,22,52 

to towns 39, 58-65 

Receipts 3,17 

Regimental histories 8, 42 

Report, and itors 4G 

Reporter, state 29 



INDEX. 97 

Revenue 4, 27 

Kiile ranges 6. 33 

Rockingham county financial statistics C8, 09 

Sanatorium, consumptives 8, 41 

Salaries 5 

Savings bank, unclaimed deposits 9, 10, 16, 23. 4'2 

tax, 1904 22 

to towns .'. 39, 58-65 

School for feeble-minded 8, 40 

fund 6, 15, 40, 58-65 

Secretary of state's department 28 

Smith, Hamilton, trust fund 8. 9, 40 

Soldiers' Home 7, 15, 23, 39 

Spanish war 16, 47 

Squam lake, lights and buoys 7, 42 

State house 5, 31 

librarian 30 

library 5, 30 

trustees' expenses 6, 30 

reporter 29 

of the treasury 44 

printing 5 

prison 7, 32 

repairs 7 

tax 4, 17, 58-65 

truant officer 6, 29 

Steamboat inspector 6, 37 

Strafford county financial statistics 70, 71 

Sullivan county financial statistics 82, 83 

Sunapee lake, lights, etc 7, 42 

Support of convict insane 5, 31 

indigent insane 5,31 

Superintendent of public instruction 29 

Superior court 30 

Supreme court 29 

clerk 30 

justices' expenses 29 

Tax, insurance 4, 39 

railroad 4, 22, 52 

state 4, 17, 58-65 

telegraph 4, 22, 53 

telephone 4, 22, 53 

savings-bank 22, 39 

Taxes levied by towns 68-87 

Tax rate, by counties 89 

Teachers' institute fund 9, 10 

interest on 8, 10 

expenses of 10, 41 

Telegraph tax 4, 22, 53 

Telephone tax 4, 22, 53 

Thompson, Benjamin, estate 14,27 

income of 4, 9, 13 

interest on state trust fund 8 

Town liquor agents 4,23 



98 INDEX. 

Treasurer's bond 6, 28 

Treasury department 28 

Trust funds 9 

Trust companies, tax on 56 

Trustees Normal school, expenses 5, 32 

state library, expenses 6, 30 

Twenty-year patients hospital 5, 31 

Unclaimed savings-bank deposits 9, 10, 16, 23, 42 

United States 15, 23 

Valuation of county buildings 91 

by counties 88, 89 

War album 7. 42 

Warden of prison 32 

Watchmen 31 

Weirs channel, lighting 7, 42 

White Mountain roads 7, 34 



Valuation and Taxation 



OF THE 



STATE OF NEW HAMPSHIRE 



FOR THE YEAR 1905 



Compiled by the 
SECRETARY OF THE STATE BOARD OF EQUALIZATION 



BOARD 




Charles McDaniel, Chairman 


Springfield 


William B. Fellows, Secretary 


Tilton 


Edwin Snow 


Eaton 


George W. Sanborn 


. East Kingston 


Freeman Higgins .... 


Manchester 



CONCORD, N. H. 
1905 



PRINTED BY 
RUMFORD PRINTING CO., CONCORD, N. H. 



REPORT OF STATE BOARD OF 
EQUALIZATION. 



Concord, N. H., October 1, 1905. 

The State Board of Equalization having completed the as- 
sessment of taxes for the current year upon the railroad, 
telegraph and telephone companies of the state, present the 
following report : 

A deduction has been made from the valuations of all sums 
assessed in towns and paid by the railroads upon their property 
not required for general use in the running of the roads. The 
amount thus obtained has been assessed at the average rate of 
property taxation throughout the state, to wit: $1.77 upon 
each $100 of the taxable property. The following table will 
indicate how the "average rate " of taxation is determined. 
The law governing the actions of the board of equalization 
will be found in Public Statutes, chap. 15, sec. 9; chap. 43, 
sec. 13 ; chap. 63 ; chap. 64. 

1905. 

Total inventory valuation of towns $223,169,628 

Total valuation of unincorporated places 1,913,000 

$225,082,628 

Savings-hank deposits taxable $55,317,899 

Building and loan capital stock taxable 31,279 

Insurance capital 1,485,000 

$281,916,806 
1905. 

Taxes assessed in towns and rate .$4,541,556.21 $2.03 

Taxes assessed in unincorporated places 6,967.32 .86 

$4,548,523.53 $2.02 

Taxes on savings-bank deposits 417,501.74 

Taxes on building and loan association capital 234.61 

Taxes on insurance capital 14,850.00 

Total taxes and average rate $4,981,109.88 $1.77 



VALUATION AND TAXATION. 



1904. 



Total inventory valuation of towns $218,711,307 

Total valuation unincorporated places 1,913,000 

$220,624,307 

Savings-bank deposits taxable 52,655,587 

Building and loan association capital stock taxable 137,553 

Insurance capital 1,485,000 

$274,902,447 
1904. 

Taxes assessed in towns and rate §4,255,371. 83 $1.94 

Taxes assessed in unincorporated places 7,306.90 .38 

$4,262,678.73 $1.93 

Taxes on savings-bank deposits 397,434.43 

Taxes on building and loan association capital stock 1,031.66 

Taxes on insurance capital 14,850.00 

Total taxes and average rate $4,675,994.82 $1.70 

Increase of inventory valuation in 1905 over 1904 $4,458,321.00 

Increase of savings-bank deposits same period 2,662,312.00 

Decrease of building and loan ass'n capital stock same period. .. 106,274.00 

Increase of taxes in towns same period 286,184.38 

Decrease of taxes in unincorporated places same period 339.58 

Increase of railroad, telegraph and telephone tax same period... 17,638.00 

Increase of savings-bank tax same period 20,067.31 

Decrease of building and loan association capital stock tax same 

period 797.05 

The railroad tax is paid by the corporations to the state 
treasurer, and divided as follows : one entire fourth part to 
towns through which the roads pass, for right of way and 
buildings, proportioned to expenditure for the same ; the other 
thi'ee fourths to each town in the state, such portion thereof as 
the number of shares owned in said town bears to the whole 
number of shares in the corporation ; and the balance of the 
said three fourths (non-resident) directly to the state, and is a 
part of its revenue. 

The telegraph and telephone tax is paid to the state treas- 
urer and not divided, but held by the state as part of its reve- 
nue. 

The expense of the railroad commission is met by a tax 
levied on the gross receipts of the railroads. Its amount is 
$7,614.86 against 87,198.78 in 1904. 

The amount of tax assessed upon the railroad, telegraph and 
telephone properties in this state since the formation of the 



VALUATION AND TAXATION. 



board of equalization has been 


annual] 


v as follows 


L879, 


$215,094.72 


; 1880, 


$176,192.44 


; 1881, 


$185,109.85 


1882, 


$170,871.58 


1883, 


$194, 757.97 


; 1884, 


$206,688.69 


; 1885, 


$194,358.47 


1886, 


$213,337.27 ; 


1887, 


$220,538:70 ; 


1888, 


1242,994.79 


1889, 


$246,186.32 


; 1890, 


$472,500.20 


L891, 


1287,849.31 


1892, 


$306,661.30 


; 1893, 


$312,920.13 


L894, 


$315,313.91 


, 1895, 


$320,382.38 


, 1896, 


$338,359.11 


; 1897, 


$357,926.51 ; 


1898, 


$360,666.69 


; 1899, 


$368,081.26 


; 1900, 


$391,860.24 


1901, 


$391,940.30 


1902, 


$404,312.27; 


1903, 


$407,338.75 


1904, 


$398,046.50 


1905, 


$415,684.50 





VALUATION AND TAXATION. 



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VALUATION AND TAXATION. 
TELEPHONES. 



Names. 



Valuation. 


Tax. 


8500 


$8.85 


500 


8.85 


25,000 


442.50 


2,000 


35.40 


500 


8.85 


1,000 


17.70 


300 


5.31 


2,000 


35.40 


1,500 


26.55 


500,000 


8,850.00 


1,500 


26.55 


20,000 


354.00 


2,500 


44.25 


15,000 


265.50 


1,000 


17.70 


1,500 


26.55 


500 


8.85 


500 


8.85 


500 


S.85 


400 


7.08 


4,000 


70.80 


3,000 


53.10 


$583,700 


$10,331.49 



Ammonoosuc 

Canterbury & Boscawen 

Citizens' 

Colebrook, Stewartstown & Connecticut 

Lake 

Dunbarton 

Exeter 

Granite State 

Kearsarge 

Merrimack County 

New England 

North Conway & Jackson 

Northern 

Ossipee Valley 

Plymouth & Campton 

Potter Place & New London 

Robie, Geo. A. (Bristol) 

Sandwich 

Union 

Wakefield 

West Hopkinton 

Wilton 

Woodsville 

Total 



TELEGRAPHS. 



Names. 


Valuation. 


Tax. 


American 


$2,000 

8,000 

8,000 

4,000 

10,000 

90,000 


$35.40 


Commercial Union 


141.60 


Direct U. S. Cable 


141.60 


Great Northwestern 


70.80 


Maine.... 


177.00 


Western Union 


1,593.00 






Total 


$122,000 


$2,159.40 







VALUATION AND TAXATION. 

APPORTIONMENT OF SALARIES AND EXPENSES OF 

RAILROAD COMMISSIONERS FOR YEAR ENDING 

JUNE 1, 1905. 



Names. 



Gross 
receipts. 



Proportion 
of expenses. 



Boston & Maine 

Grand Trunk 

Mount Washington 

Portland & Ogdensbuig 

Sullivan County 

Upper Coos 

Laconia Street 

Manchester Street 

Nashua Street 

Dover, Somersworth & Rochester Street 

Total 



$5,9.55,250 
355,801 

26,213 
328,087 
375,624 
103,127 

26,663 
291,729 

69,464 

82,944 



$7,614,902 



>,955.25 
355.80 

26.21 

328.08 

375.62 

103.12 

26.66 

291.72 

69.46 

82.94 



$7,614.86 



Proportion of other roads included in Boston & Maine. 



TABLE 

Showing Number of Ratable Polls, Valuation, 

Live Stock, and Amount of Taxes in 

Each Town as returned by 

the Assessors for 1905. 



12 



VALUATION AND TAXATION. 



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13 



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15 



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16 



VALUATION AND TAXATION. 



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VALUATION AND TAXATION. 



17 



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18 



VALUATION AND TAXATION. 



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VALUATION AND TAXATION. 



19 



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32 



VALUATION AND TAXATION. 



•prcaq 
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t — t— m si id -t x 30 oo <© ■* o oc oa omt-«o 

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ti — i~ :: ce o c i- c c :: c c - -t c s o 






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~ •_: :ii-i-:iai- co ;r — eq -m ~ s •-- cn — i 

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•puaq 
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— r. X' t- a i- t- cfj im o n t- n -r -* k G r- 

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VALUATION AND TAXATION. 



38 



uO CO 00 i.O M — ' 3S i~ ~j 

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G-r Mr: >< '■ • .' • 
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3 



34 



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g 

I 

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o »ra >-■: 

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uaquinj^; 



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crj'*cxooM"'tooNOOOiiccc 

co cn cn cn co <n co -tf cn" co co id co cn tj5 co co co" 



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co cn ci ~ '~ >o m — ~ cr ~. r; c: t c; cn i— cn 

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N CC 00 N M CO " (M CO C "t K « K X t- ■+ ffl 

H CC 19 i5 7) C M ^ 1- th CO ri C XCSS CN OS 

CO ri CN ■>* rt i-i CN i-l i-l CN CN CN 



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t^ r- ^ ^ d d n ?S o to c>i ?! s m oi 't 'O t- 

HHn«flH««HH|NHHHr1HHH 



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Wi'MX'-riCt fOOKOCSt- -ttotoco 

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ro ct i- c to 3 x -t x r. c a o -t co io in i- 
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i-l CO CO CN --i CN ri CN CO CN CO rH 



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a- 3 



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35 



o o o o 

I- Mi- 30 

M > ' ::o 



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r-l rji CM 



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cocor-JjMOTfo 
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N H n i-i i-i 05 {ij h IM 



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36 



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•ap^n ui ^oo^g 



•jisodap 
no jo '^saja^ni 
^u 'pneq no jfauopi 



iOOOfit»i50HO»-tOOiOSiOBiO 
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t-t-iomc»wacoTiiMca®iSrtNiooo 



a . • . . >^ u . . c . . . 

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VALUATION AND TAXATION. 



37 



16,875 
52,195 
85,500 

104,014 
4,750 
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38 



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39 



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W -' X N O ■* eo so CO 
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40 



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t-iot-oia^occt'OCffit-eceoio 


a i- i.t o w ot) n Tf c 'tiooio-*0'i , t-o 
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41 



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42 



VALUATION AND TAXATION. 



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r- lO CO iff CS - 1 •* ■>* O OS N iff ■* 

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VALUATION AND TAXATION. 



43 



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44 



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•aptu!} m jioo^s 



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no jo 'isa-ia^ni 
W 'purcq uo ^anopf 



•oSuuiooq 



su\% jo jno suor) 
-vJLodioo a; spo^g 



suoij'BJod.ioo aaqjo 
pern s^avq uiJioojg 



•spanj 
oiiqnd u; Jtoo^g 



•sSaippnq pun 
spmq paAoadtui 
-an pan paAO-iduij 



©OOOOiCOOOOiOOOOOOOGO 

TfoeocHMocoMxonsooo 



oooct-cat-osoiS'f^a-oiBio 
t-in»'*-*(eTf"iooi i oaocct-ioo 



c o 
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cc o o o 
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t»«M-xt-ai , HMisot-OM'^t»» 

i-Teo^-^eootfef •* -^afiQ r-^r-^eo cj -*"■<* eo of 

rn Tf ® o cc t; ti t « c o o -t a ^ m « t- 

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45 



lOOOOOlOOOOO-tOO 
i _ -* . -^ -*. . ^ rr -r -^ -~i * .— i ee r^ 



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1-1 O r-l 



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CO -1" t- 



L.O CD CD O 3 

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t-h as i-h e^so 



oo o 
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MrtC CI -f -J< t- 31 O — cocoes 
OOLOt-CCCOCCSQOr-I-CT. OCS 



OJOOJOt-OMOO^r-losODiO 
I- lO OS O CO i.O CT. r— O CO t- — ' CM 

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46 



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t- CO «D O 00 00 00 5D OS t- JC-iCC «o «D O £- o ■** 


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N S C O « N O -t » ri - h •* O -t O « O 






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« cm -t c c. k -t t -: 2 I— ?J id X— ~ iff I— -* 






cioOTtcor-xt-co«'NKCcc»aa)N 








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Ot-OlOiffWlffOOrttOOOINN'tOCO 
rtHrl C*> 1— I <M i— 1 i-H 






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4*»"tf •* i-h o o t- o 


pae sauoqauj 's[[ij\[ 






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VALUATION AND TAXATION. 



47 



oo co o o n to ffl — ~* © uo r- co 
c o -h co c o -r i? n k m -t- -r 

t-OtNOt-i-HClNTfO«lOK5 



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cowooicoio ^h © © 

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co" 



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c-CM©r— ©-ncor-cococo©© 

CN lO — © CC Ol Ol CO CO CO CO lO i-l 

COOnOSCNflCMO "* -* 




48 



VALUATION AND TAXATION. 



•puaq 
.iad aStt.i8Ay 



•UOI^ll[13A 



•jaqinn^T 



•p«aq 
jad aSiMaAy 



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Maqiunx 



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jad a§u.iaAy 



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«t-iacc»r- ;o -* co c<i cc -■# co — i«ioo 
■^i'scr. wocMTto-cict-ioooH 
^ cc tr- <& co & co -^ *-* a$ <d co xs a* ccTco'ira' 

i-H i-l 1-1 tH <N 1-1 



HWtOWfflDSil^OlOOCCOJOiOONt- 
IMIMTf-ilOOHifr'MlOOJCM^tCO 
lO«OlMM«!NmO(XlCO(Ni-((NTti i-i <N iM 



i»B(O©00rtNM(D»MTf(Offlt-00 



•puaq 
jad aSuaaAy 



•uohbiiiba 



oooo— 'Coor- N^-tiflOoooooo 
OMMiftOooot" io co a r. - eo co cc i-* co 

(NOOHOCOCCOJ^OOOHCOiCt-OW 



•jaquinx 



ir; »o i-i t- i-i O "N O IN oi © OS cc x -* -r -* co 

CO CO Si Si t-i (N CO TH O <N i-l i-l IN i-H rH tH 












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s -^ ~ CS.S73 cs cs ce a; .2 .2 o ° 



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49 



o o x ;r -f 
o o »h h- oo 

o'o'x'— ' >f 



t-co x oc t— 

t(NOt-00 



o ira o o o 
>n x 00 -r (N 

oxoao 



c K [- c 10 



-f X <M X t- 
QOQOOODH 

CO H t- (M Tji 



n n « 

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4 



50 



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•norvcnieA 



uaqiunx 



lOOffliO 

i— o coco 
cc — cs o 



in 1.0 in o o ■* o 
t— <m co o m o 10 

CS_©00C-^©<N 

r-T<N ■* »T5 c4" 



•UOI^Hll'BA 



•jaquin^ 



one 



OOO^tOOM 
iONH(N^005 



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jad oSb.i9ay 



hiocoo 



•norveniraA. 



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.I9Cl 8i5VI3Ay 



O3COCOO?IOIOC0O0(MtNO0C<l"*eO0?COCCCNI 



•not;i3ni'B_A i _ 



t050C50ir!!NOON»(N!MOO'HCOMO 
NiO^t-XiOaaDiOOSHnOaNMINiO 



uaqumjyr 



-* o «o o t — * •* t- r- 10 so o i~- ec oc to cm ■* 

t-MrtMlOrtjqt-CMacCrHtNM-MIN 

CO ^h i-H nrt h MH 



•puaq 
jad aSu.i8Ay 



•noi; , Biqi?A 



•jaquinx 



ot-HiiMMaioooesio^Hajoo 
OHt-x;-iiao'M-tf--!ooccooo 
coocJooiNciooo^csoce^o ""l 50 ,. 

rcNrcNTi-TcNr «-rw cnTi-t 



oao-tioaat-t"©-H»<»iMW'iiwa 
h -t « a r- c x i" >: oo no c t- w 10 a h 

CM <N i-l »-( rH ^H 




VALUATION AND TAXATION. 



51 



• •: o -f o o 
<M -r oa o ~ 




CO -f C4 CO iC 



"■* a; x 10 



>C t- -M O t- 

a » *o f. 

"1-/.N00 



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CO CO -* r-i 



© e * 



52 



VALUATION AND TAXATION. 



•apiu} m jpojg 



COOOOOOOOOOOOOOO^OiO 
C. "~ CO X 1-0 iC O O -T i~ i.O CO X i.O tt O 1> » 

»t-ccotto-*'*(N-*iNe:mari(»oo 



H 

P 
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•^isodap 
uo jo 'jsa.iajm 
!}« 'putjq no a^uoj^ 



»-i<MTj<-^i<3S<N«OOSeO(NeOO-^-'CO O OS GO f 

th^t-^t^co <m r-^e^io eo_eo oo oaocat-io 

>^^Ci^cc~s£<?5zD<:'fc'~i^iaoi-r* •*£ go" 

COrtOOrH 1-1 CO'*-* 

^ CM 



•8Sijuiooq 



siqj jo ^no suon 
-luodaoo ai 3[oo^g 



snotj'B.iod.ioo joq^o 
pirn sjpreq ai jpo^g 



OOCCNON 

io o t— «o o co 

i-i GO <M CM Oi CM 



o o 

CM O 
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M O O O O c o 

MCN10-*000 
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o o 

i— CM 



•spuni 
3i[qnd m spo^s 



oooo 

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O O lO o 



•ssaip^inq pn« 
spu^i paAO.idiui 
-an put; paAoaduii 



ootiocNoooooojiffloinN'fcit 
to r-t I- r. c -t -t m i- c. i-: c -t c t -t o 

■^00 COOOOlOlOOrH-HCCCCTjiNINCN'* 

r- "+~xJ -^go go cm' go — -""io'io of-* -^cc'oo'o' m' 

lOCOOt— lOOH-OMt-'fr-.if Ol- COOICM 
MlOO'*rt(Nt-00-*i- , H(N"* i-i i-l 



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iS.SljSaS.S'gSSS'iSJSlTgS 

<JOQEOKRi-sMSS^;Wi^P5x5cox) 



VALUATION AND TAXATION. 



53 



o iO so ~ — ■ 
oaoclo 
o ro m -r -r 






ocooot- CM 



<M IC i.l ^ cT 



<§<§. 



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54 



VALUATION AND TAXATION. 



•^nao idd aj^g 



•saxu} jo ^unoray 



-U9AUI jo ;nnoiuy 



OOOMr-rnSf^OlN- Ol © MtWO"* 

i-iftMcodocoTft-Nzi-c:?] m © t— <m © 

CMOJNOCiMi-iOOOiOt" "<f Tp © CO — iG — 



QOMOfflt-O'tOiHtOGC'l- t- >-i <M-*00 
XMOtDHff)-HNt-iOI-IN01"tt-t-M 

^■* a ® co o^o a to 10 o « n q h a h « 

o o — i" ■<# x' in to i-T © i- o to ©~ r— ' ad ad «o os 

ct '~ r- x oi — © or 01 /. n c -^ •* a cc ■* o 

OOaOiOIM'J'OOOOINnMiO r-i r-i i-i 



-sap ^ou sSaipima 



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•Ajaaupijiu 
pire saijo^cnjj 'sxiIPI 



O>00000>000©<00©< 
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o» ©' i-T -f os r— of ©~ © co -*' o io 

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s^oo[ 's^onpenby 



























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wnnO"Mi-xO'-i(Nt-wcsf("a;i- 

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VALUATION AND TAXATION. 



55 



~ — ■ M --i <N 



CO ■— *S. 71 O 
I t-OI— 

o o i-c m o 



to cor— es i- 

rHt-T^QC I- 

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ta r- • o r- 
co r- • co r- 



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Tt< CO CO <N -o 



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gg*8.2 
kEh£££ 



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56 



VALUATION AND TAXATION. 



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J8d aJjtf.iaAy 



•aoi:pmpjA 



•jaquinx 



CM 0<1 CN IN Ol IN t— «MIN«JlNf)ff) 
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li in ia c ^1 10 ^ s o ■* so 10 c c o 



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rr — ©""i-h"© Cit~ ©~X~©'il'~'t-- -4~— ~ 
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VALUATION AND TAXATION. 



57 



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jad aStuaAy 



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OlCO^COCNCNCOCOOlCNCNcNCNCqcO 



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O^-'G0'-<0;c0^C0-rt<00C0OC0t— 15 



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ccr— O 15 C >- M K T c c r - — o 

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£ -I § J d " I S £ t, ? ,S « : M 

P - 3 n c * <s = S ? -~ 'Z a '2 % 



58 



VALUATION AND TAXATION. 



•aptuj m 3po:)S 



COOCO-^OOOTf* — oo»co 
~. o t-i c ct-cc o t -f o 10 o ^ 10 

ocsoaJwa't-oooniocoHO 

m ■* t- I-l 

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no .10 '4S8.ia}U! 
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VALUATION AND TAXATION. 



59 



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pnu sauojoxjj 'sniH 



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o o -r :i c ' t t- 00 cor-^co eo_c© so 

-t-' -t ©' ©" co' of of of co' »o co -* co co co 



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70 



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71 



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72 



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76 



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77 



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SIXTIETH ANNUAL REPORT 



I OF IK HUB 



STATE OF NEW HAMPSHIRE. 




DECEMBER, 1905. 



Frinted by Ira C. Evans Co., Concord. 
Bound by George: G. Neal, Dover. 



STAT]' OF NEW HAMPSHIRE. 
Office of Hoard of Bank Commissioners, 

Concord, December i, 1905. 

To His Excellency the Governor : 

Sir, — The Board of Bank Commissioners have the 
honor to submit herewith their sixtieth annual report of 
the condition of the savings banks, trust companies, and 
other institutions placed by statute under their supervision. 

Appended to the report is a list of depositors who have 
not made a deposit or withdrawn any money from their 
account for twenty years next prior to April 1, 1905, who 
are not known to the treasurer to be living, or, if dead, 
whose executors or administrators are not known to him, — 
in compliance with section 24 of chapter 165 of the Public 
Statutes. 

In accordance with permission granted by the governor 
and council, the commissioners have prepared an abstract 
of the laws of New Hampshire relating to state banks, 
savings banks, trust companies, and building and loan asso- 
ciations, and publish the same as a part of this report. 

There are at the present time under the supervision of 
the bank commissioners : 

Fifty-four savings banks. 

Nine banking and trust companies, — six with savings 
bank departments. 

Sixteen building and loan associations. 

Twelve savings banks, and two banking and trust com- 
panies with savings bank departments, that are in process 
of liquidation. 

The aggregate resources of the fifty-four savings banks 
and six savings departments of banking and trust companies 



IV BANK COMMISSIONERS REPORT. 

in active operation June 30, 1905, summarized from the 
annual reports of the treasurers, amount to $81,691,916.55, 
an increase for the year of $5,996,095.21. 

The amount due depositors has increased $4,138,281.08, 
amounting at the close of business June 30, 1905, to $70,- 
278,991.17. The guaranty fund has increased $303,340.- 
11, and now amounts to $4,001,673.49. Undivided earn- 
ings have increased $146,646.52, and now amount to 
$1,862,475.45. The premium, as indicated by the treas- 
urers' returns, amounts to $5,541,137.70, an increase of 
$1,400,994.11. 

The number of depositors has increased from 159,956 to 
164,891, and the average amount clue each depositor, from 
$413.49 to $426.21. 

The guaranty fund and undivided earnings amount to a 
trifle over 8 per cent, of the deposits. 

The amount of dividends declared for the year ending 
June 30, 1905, aggregate $2,193,887.18, and the rates of 
dividends have been as follows : 

Four banks, with deposits amounting to $15,946,477.49, 
paid 4 per cent. 

Eighteen banks, with deposits amounting to $28,348,- 
763.52, paid oh per cent. 

Four banks, with deposits amounting to $1,553,672.94, 
paid 3[ per cent. 

Thirty-three banks, with deposits amounting to $24,384,- 
175.80, paid 3 per cent. 

The increase or decrease in the various classes of invest- 
ments is shown by the comparative table. Loans on col- 
lateral security have decreased $484,802.49. Bonds of 
other states and municipalities show a decrease of $47,696.- 
91. The decrease of $242,8(52.91 in real estate, largely 
acquired by foreclosure, is gratifying ; and much of the 
property so acquired is now in good condition and yielding 



BANE COMMISSIONERS REPORT. V 

some income. The favorable conditions in the West, 
where much of this real estate is located, the increased 
values and abundance of money, may lead to a larger dis- 
position of these properties the ensuing year. 

A large increase in real estate loans outside of New 
Hampshire, amounting to $1, 034,837.2(5, indicates renewed 
confidence on the part of some of the savings banks in 
this class of investments. 

Another feature of the comparison is the increase of 
$1,289,500.47 in the investments in railroad bonds, and 
$1,359, 020.2(1" in railroad stocks. Loans on New Hamp- 
shire real estate have increased $545,927.14 ; loans on per- 
sonal security, $790,562.45 ; public funds of this state, 
$22,479.07 ; miscellaneous bonds, $1,085,036.41 ; bank 
stock, $201,575.92 ; manufacturing and miscellaneous 
stocks, $271,339.50 ; bank buildings and fixtures, $46,812.- 
88; deposits in banks, $94,133.80; and cash on hand, 
$21,415.95. 

The following is a comparative statement of the liabili- 
ties and assets of the savings banks and savings depart- 
ments of the banking and trust companies in active opera- 
tion at the close of business June 30, 1904, and June 30, 
1905 : 



VI 



bank commissioners report. 
Savings Banks. 

Liahtht ies . 




Increase. 





$66,140,710.09 

3,698,333.38 

1,715,828.93 

805.35 


1 

i $70.27S.991.17 

4.001,673.49 

1,862,475.45 

7,638.74 


S4.13S.281.08 


Guaranty fund 

Surplus, less expenses and taxes. .. 
Miscellaneous indebtedness 


303,340.11 

146,646.52 

6,833.39 




$71,555,677.75 
4,140,143.59 


1 $76,150,778.85 
5,541,137.70 


$4,595,101.10 
1,400,994.11 








$75,695,821.34 


$S1,691,916.55 


$5,996,095.21 



Assets. 



1904. 



1905. 



Increase. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Public funds of the United States 

and of this state 

Bonds of other states and munici 

palities 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Manufacturing and miscellaneous 

stocks 

Bank buildings and fixtures.. 
Miscellaneous investments. .. 

Real estate 

Cash on deposit 

Cash on hand 

Total increase 

Total decrease 



$11,837,185.91 


$12,383,113.05 


$545,927.14 


6,014,443.90 


7,049,281.16 


1,034,837.26 


6,573,019.36 


6.088,210.87 


*484,802.49 


6,592,789.89 


7,3S3,352.34 


790,562.45 


906,018.16 


928,497.23 


22.479.07 


6,979,43S.07 


6,931,741.87 


*47,696.20 


14,023,776.95 


15,313.277.42 


1,289,500.47 


4,271,449.48 


5,356,485.89 


1,085,036.41 


2,520,870.00 


2,722,445.92 


201,575.92 


9,722,744.99 


11,081,765.25 


1,359,020.26 


2,055,165.92 


2,326.805.42 


271.339.50 


526,643.71 


573,456.59 


46,812.88 


40,279.09 


49,094.79 


8.815.70 


1.877,104.56 


L,634,241.65 


*242,862.91 


1,596,562.39 


1,690,696.19 


94,133.80 


158,028.96 


179,444.91 


21,415.95 






$6,771,456.81 


$75,695,821.34 


$81,691,916.55 


*775,361.60 


$5,996,095.21 



Total number of depositors. 



159,956 



164,891 



4,935 



l'.ANK COMMISSIONKWS IIKI'IHJT. 



VII 



Comparison of deposits for the year ending June 30, 
L904, and June 30, 1 !»<);>. 





1904. 


1905. 


Increase. 




$63,919,183.10 
2,029,614.02 
13,953, 154.04 


$66,140 710 09 SS2.221.S2fi.99 


Dividends dec hired during year 

Amount of deposits received 


2,193,887.18 
15,251,650.33 


164,273.16 

1, 298,495.60 

$3,684,295.84 
*453,985.24 




$79,901,951.76 

13,701,241.67 


$83,586,247.60 
13,307,256.43 








Balance due depositors 


$66,140,710.09 


$70,278,991.17 


$4,138,281.08 



Decrease. 



VIII 



hank commissioners report. 
State Banks and Trust Companies. 

Liabilities. 





1904. 


1905. 


Increase. 




$480,000.00 

84,683.55 
962,724.27 
322,702.83 

250.971.75 


$480,000.00 

100,084.45 

1,049.735.42 

207,483.23 

268,732.46 




Undivided profits, less expenses 


$15,400.90 




87.011.15 




*115,219.60 


Certificates of deposit and miscel- 


17,760.71 








$2,101,082.40 
3,554.21 


$2,106,035.56 
29,812.68 


$4,953.16 
26,258*47 








$2,104,636.61 


$2,135,84S.24 


$31,211.63 



Assets. 




Iucrease. 



Loans on New Hampshire real 
estate 


$29,884.77 
138.870.21 
350,441.99 
526,291.85 


$25,263.02 
124,747.03 
292,646.13 
615,453.18 

700.00 

23,312.80 
85,100.00 

209,387.50 
11,062.50 

114,766.75 

64,687.50 
5,412.25 

51,774.92 
109,215.04 
309,148.94 

93,170.68 


*$4,621.75 

*14,123.18 


Loans on collateral security 

Public funds of the United States 


♦57.795.S6 
89,161.33 

700.00 


Bonds of other states and munici- 


10,562.80 
47,352.50 
207,025.00 
11,462.50 
76,6S5.10 

59,980.00 
7,271.00 

33,309.51 
104,717.94 
410,784.50 

89,996.94 


12,750.00 


Railroad bonds 

Miscellaneous bonds 

Bank stock 


37,747.50 
2,362.50 
*400.00 




38.0S1.65 


Manufacturing- and miscellaneous 


4,707.50 


Bank buildings and fixtures 


* 1,858. 75 
18,465.41 




4,497.10 


Cash on deposit in authorized banks 


*101,635.56 
3,173.74 












$211,646.73 








180,435.10 




$2,104,036.61 


$2,135,848.24 


$31,211.63 



Decrease. 



BANE COMMISSIONERS' REPORT 



IX 



BUILDING AND LOAN ASSOCIATIONS. 

The sixteen building and loan associations in the state 
report 29^978^ shares outstanding on June 30, 1905 ; 
shares added during the year, 6,405^ ; withdrawn, 3,736 ; 
forfeited, f>2 ; retired, 734 ; matured, 746. Number of 
shares pledged on share loans, 691^ ; on real estate loans, 
8,538|. Total assets June 30, 1905, $1,799,363.65, an 
increase for the year of $71,088.31. 

The following is a condensed statement of the condition 
of the associations June 30, 1905, with the receipts and 
disbursements : 

BlILDINO AND LOAN ASSOCIATIONS. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 


$1,635.53S.96 
14,663 66 
36,546.00 
68,075.27 

1.6 16. 24 
10,296.88 
1,438.95 

31,187.69 

$1,799,363.65 


Dues, capital 

Profits, surplus and re- 


$1,425,656.00 




359,871.03 




Notes pavable. 

Rent account 

Miscellaneous 


3,500.00 


Real estate by foreclosure. 
Office furniture and fix- 


2,314.13 

648.00 

7,374.49 


Other investments 






Cash in hands of secretary 






$1,799,363.65 



Receipts and Disbursements for Year ending June JO , ICJOJ, 



RECEIPTS. 


DISBURSEMENTS. 


Cash on hand June 30, 1904. 


$56,844.58 

353,117.00 

81,945.10 

13,528.37 

2.947.66 

288.26 

218.775.66 1 

12,555.00 

1.063.08 

20,760.98 

9,699.14 

1,382.53 

1,796.28 

7.374. til 


Overdrafts June 30, 1904. . 


$1,431.55 
276,493.60 






14,145.00 






145,619.50 


Fines 




75,430.00 


Fees. 




89,769.00 


Leal estate loans paid . . 
Withdrawal profits 


Profits withdrawn 

Profits forfeited 

Profits retired 

Profits matured 


33,759.22 
320.88 

22,1159.22 
37,314.48 




Expenses paid 

Furniture and fixtures... 
Account real estate 


14,174.90 


Rents 

Overdrafts June 30, 1905... 


838.59 

36.37 

10,990.38 

15.700.00 




Miscellaneous 

Cash on hand June 30,1905 


10.496.88 

1,410.87 
31,187.69 




$782,078.13 


$782,078.13 



X BANK COMMISSIONERS REPORT. 

An examination of the building and loan associations 
shows in some instances very unsatisfactory methods of 
bookkeeping. This is largely due to the policy of electing 
to the position of secretary one who is connected with 
some other business and whose work in the association is 
secondary to other interests. While the number of trans- 
actions in many associations does not warrant the expense 
of a secretary who shall devote his whole time to its in- 
terests, every association, however small, should so keep 
its books that they will show at any time its true financial 
condition and the condition of each shareholders' account. 
The inability to take off a trial balance of the shareholders' 
ledger, or to reconcile the total value of the shares with the 
clues capital and profits, indicates that the work has not 
been properly and accurately clone. A disposition has 
been shown to correct all faults of this nature wherever 
found, when brought to the attention of the officers. 

In order to guard against the formation of any building 
and loan association where there does not appear to be a 
sufficient demand for its existence, the laws relating thereto 
were amended at the last session of the legislature, and 
now provide that the bank commissioners shall approve the 
articles of agreement of any association hereafter organized 
before it shall commence business. 

BANKS IN LIQUIDATION. 

Since the last report, final dividends have been de- 
clared in the following banks in liquidation : 

The Bank of New England, of Manchester, declared a 
final dividend of 3 t 7 o per cent., on April 10, 1905, making 
a total of 9() T 7 o per cent. 

The Lake Village, of Lakeport, a final dividend of 3i 
per cent., on February 17, 1905, making a total of 93J 
per cent. 



BANK COMMISSIONERS REPORT. XI 

The Milford, a final dividend of 1 per cent., on March 
27, 1905, making a total of 99 per cent. 

The Ossipee Valley Ten-Cents, of Freedom, a final 
dividend of 4 per cent., on Ma)- 11, 1905, making a total 
of 74 per cent. 

The Wilton, a final dividend of ,'U per cent., on April 10, 
L905, making a total of ss.\ per cent. 

In addition, dividends have been declared by the follow- 
lowing banks : 

The Cheshire Provident Institution, of Keene, a dividend 
of 5 per cent., on May 15, 1905, making a total of 80 per 
cent. 

The Farmington (old account), a dividend of 10 per 
cent., on December 10, 1904, making a total of 100 per 
cent, on deposits reduced 25 per cent. January 30, 1894. 

The Nashua, a dividend of 5 per cent., on February 7, 
L905, making a total of 90 per cent. 

The Sullivan Savings Institution, of Claremont, a divi- 
dend of 4 per cent., on March 1, 1905, making a total of 
71 1 per cent. 

The Wolfeborough Loan and Banking Company, a divi- 
dend of 40 per cent., on May 1, 1905, and another of 10 
per cent., on October 2, 1905, making a total of 90 per 
cent, in its savings department. On December 26, 1904, a 
dividend of 40 per cent, in the banking department, mak- 
ing a total of 100 per cent. 

The following banks have failed to pay any dividend to 
their depositors during the year: 

The Belknap, of Laconia, which has paid 89 per cent. 
The Francestown, which has paid 55 per cent. 
The Guaranty, of Manchester, which has paid 70 per 
cent. 



XII BANE COMMISSIONERS REPORT. 

The Keene Five-Cents, which has paid 80 per cent.* 

The Keene Guaranty, which has paid 70 per cent. 

The Lebanon, which has paid 100 per cent, and which 
it is expected will pay an extra and final dividend of 7 per 
cent, on or before January, 190'o. 

The Mechanics', of Nashua, which has paid 45 per cent. 

The New Hampshire Banking Company, of Nashua, 
which has paid 95 per cent.f 

The Security Trust Company, of Nashua, — savings de- 
partment, — which has paid ()0 per cent. 

The commissioners have urged the assignees of the sev- 
eral banks to make every possible effort to sell the remain- 
ing assets and declare a final dividend. The results have 
not been so satisfactory as desired, but it is hoped that the 
report for 1906 will show a large decrease in the number 
of banks in the hands of assignees. 

The Belknap Savings Bank, of Laconia, commenced to 
liquidate in May, 1897 ; the Cheshire Provident Institu. 
tion, of Keene, in August, 1896 ; the Guaranty, of Man- 
chester, in February, 1900 ; the Keene Five-Cents, in 
June, 1895; the Keene Guaranty, in July, 1894; the 
Mechanics', of Nashua, in- May, 1893; the Security Trust 
Company, of Nashua, in October, 189(5 ; the Sullivan Sav- 
ings Institution, of Claremont, in February, 1897. 

It will thus be seen that the depositors have been with- 
out the use of a part of their money from five to nearly 
thirteen years, and, as stated in our last report, it would 
seem that the time has arrived when the sale of such assets 
as remain may properly be urged and even required. 

Ffforts have been made by the commissioners during 
the past year to fix a date with the various assignees, prior 
to which they shall have disposed of all property possible 

*A further dividend of 5 per cent, has been declared, payable December 1, 
1905. 

t A further dividend of 5 per cent, has been declared, payable December 4, 
1905. 



BANK COMMISSIONERS REPORT. XIII 

by private sale, when the commissioners shall join with 
them in a petition to the court for an order for the disposi- 
tion of the remaining assets in such manner as the court 
may determine. 

OPINION OF THE ATTORNEY-GENERAL. 

Attorn ey-( i en eral's Office, 

Exeter, N. H., March 17, L905. 

To the Honorable Board of Bank Commissioners : 

I am in receipt of your communication of the 16th in- 
stant, wherein you inquire in regard to the penalties in 
cases where the investment laws relating to savings banks 
are violated by the bank officials. Your first question is : 
Does the penalty provided in chapter 114, section 5, Laws 
of 1901, supersede the penalty prescribed in chapter 105, 
section 13, Laws of 1895, or is it added to it ? 

Upon examination of these different statutes, it seems 
clear that the provisions of the law of 1901 are in addition 
to the penalties already prescribed ; in other words, this 
section makes the official liable, personally, for all loss 
which may occur to the bank by reason of the illegal 
investment, and in addition to this, under section 13, 
chapter 105, Laws of 1895, such officer is subject to a fine 
not exceeding $500. I do not think the provisions of the 
law 7 of 1901, making a party personally liable, are to be 
considered in the nature of a penalty ; consequently, the 
words in section 13, Laws of 1895, " where no other pen- 
alty is prescribed," do not relieve a party from liability 
under said section 5. Moreover, the statute of 1901 is 
subsequent to that of 1895, and the manifest intention of 
the law of 1901 was to add to, not diminish, penalties 
already existing ; and it seems to me that any force or 
effect which might be given to the words, "where no other 



XIV BANK COMMISSIONERS REPORT. 

penalty is prescribed," is now removed by the later statute, 
which, under section (3, repeals all inconsistent acts and 
parts of acts. 

If an illegal investment has been innocently made by a 
bank official, and such official, after having reasonable 
opportunity to change the investment, still wilfully persists 
in holding the same, he, in my opinion, is subject to the 
penalties provided for making an illegal investment in the 
first instance. 

Respectfully submitted, 

EDWIN G. EASTMAN. 

THE NEW IPSWICH SAVINGS BANK. 

Owing to the death of Mr. Frank W. Preston, for thirty 
years treasurer of the New Ipswich Savings Rank, the 
trustees, after a conference with the bank commissioners, 
voted to close the bank. An examination by the commis- 
sioners on September 14, 1905, showed the total amount 
due depositors to be $44,649.16, and the estimated value 
of the assets, $57,378.76. The bank, while solvent, was 
small, with no reasonable probability of any material 
increase in deposits ; and the trustees represented that 
they were unable to secure a suitable person to perform 
the duties of treasurer for such a sum as the income of the 
bank would warrant them in paying, and that to continue 
business under such conditions would result in a gradual 
depreciation of the resources of the bank, and work a hard- 
ship and injury to the depositors. 

The members of the corporation petitioned the court for 
such orders as might be necessary to effect the liquidation 
of the assets and the equitable distribution of the same 
among the depositors, less than seventy in number. Mr. 
Thomas D. Luce, of Nashua, was appointed receiver, Oc- 
tober 23, 1905 ; and, in view of the character of the assets, 
it is expected that an early distribution will be effected. 



BANK COMMISSIONERS REPORT. \ \ 



BONDS OF TREASURERS. 



In accordance with an act passed by the last legislature 
(chapter 32, section 1), treasurers of trust companies, loan 
and banking companies, and other similar corporations 
receiving savings deposits, are required to give a bond to 
the savings department of their institutions in like manner 
as is required of the treasurers of savings banks. 

Since the passage of this act, all of the treasurers have 
complied with its requirements, and are bonded to the 
savings departments in such sum as is required by the law, 
and to the trust or banking departments in such sum as 
the directors and commissioners may approve. 

The policy of the commissioners to encourage the adop- 
tion of surety company bonds will be continued. About 
seventy-five per cent, of the savings banks in the state are 
now insured in corporate companies. 

NEW CHARTERS. 

The commissioners are of opinion that legislation should 
be enacted providing that the trustees of any mutual sav- 
ings bank hereafter incorporated shall furnish guarantees 
for the expense, until such time as the earnings of the 
bank are sufficient to meet the cost of operation and man- 
agement, after providing for dividends to the depositors of 
3 or 3 i per cent 

The deposits and earnings of a new bank are usually 
small, and in order to pay dividends the initial expenses 
are sometimes carried as an asset. Should the bank meet 
with losses, or be obliged to pay a larger per cent, than its 
competitors for operating expenses, it is difficult oftentimes 
to accumulate sufficient surplus to wipe out the earlier 
expense incident to its birth. Wherever there appears to 
be an actual demand for a savings bank, those interested 



XVI BANK COMMISSIONERS REPORT. 

should provide for the expense and management, in order 
that the institution may properly establish itself in the 
confidence of the community. 

RICHARD M. SCAMMON, 
ARTHUR E. DOLE, 
HENRY F. GREEN, 

Bank Commissioners. 



SAVINGS BANKS. 



AMOSKEAG SAVINGS BANK.— MANCHESTKK. 

Albert O. Brown, President. 

*George Byron Chandler, Treasurer. 

Trustees — Albert O. Brown, Gordon Woodbury, James W. 

Hill, George Byron Chandler, S. Melville French, 

Uberto C. Crosby, George E. Gould, Charles A. Hoitt, 

George Henry Chandler. 
Investment Committee — Board of Trustees. 
Clerks — James E. Currier, Harry L. Davis, Martin P. 

Farmer. 

Examination May 16, 1905. 



STATEMENT. 

Liabilities. 





$7,69S,463.04 

400.000.00 

435,007.93 

1.510,898.50 




$7,698,463.04 


Interest 


400,000.00 
435,007.93 








$10,044,369.47 


$S,533,470.97 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Public funds of this state 

State and municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Manufacturing stock 

Miscellaneous stocks 

Real estate 

Cash on deposit 

( lash on hand 



$744,100.24 
984,748.56 
557,745.33 

1,512,802.86 

52,500.00 

202.100.00 

2,371,880.00 
697,440.00 
489,535.00 

1,210.473 50 

512,375.00 

474,990.00 

10,001.00 

183.235 94 

10,442.04 



$10,044,369.47 



$744,100.24 
984,748.56 
557, 745.33 

1,512,802.86 
50,000.00 
192,500.00 

2,242,485.00 
681,500.00 
225,300.00 
741,260.00 
433,900.60 
259,800.00 
40,001.00 

. 183,235.94 
10,442.04 



S8.S59.810.97 



$744,100.24 
984.748.56 
557,745.33 

1,512.802.86 
50,000 00 
192,500.00 

2,061 ,820.00 
659,500.00 
241,700.00 
719,875.00 
332,600.00 
242,400.00 
40,001.00 
183,235.94 
10,442.04 



$8,533,470.97 



'Deceased: Succeeded b\ licorice Henry Chandler. 



2 bane commissioners report. 

Statement of Deposits and Earnings 
For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . .$7,169,387.93 

Amount of dividends declared during year . 287,444.95 

Amount of deposits received .... 1,985,268.57 

$9,442,101.45 
Amount of withdrawals ..... 1,371,378.19 



Amount of deposits at close of business, 

June 30, 1905 $8,070,723.26 



Total income $518,143.98 

Interest paid out . . . $11,478.98 

Salaries, rents, and incidental expenses 13,404.29 

State tax 45,848.42 

Other taxes ..... 65.62 

Expenses of foreclosure, insurance, 

and repairs .... 230.84 

Premiums paid .... 22,699.09 
Losses charged off . . . .26,525.00 

Carried to guaranty fund . 100,000.00 

220,252.24 



Net income $297,891.74 

To surplus 10,446.79 

Rate and amount of dividends declared, 

annual, July, 4 per cent. . . . $287,444.95 



Undivided earnings at last annual return . . $72,982.30 

Increase ....... 10,446.79 



Undivided earnings June 30, 1905 . . $83,429.09 

Incorporated, 1852. 

Treasurer's bond, surety company, $50,000. Date of bond, 

November 6, 1902. 
Annual compensation of officers : President, $200 ; treasurer, 

$11,580; trustees, $2 per meeting; clerks, paid by treasurer. 
Largest amount loaned to any person or corporation, $85,000. 
Total amount invested in New Hampshire, 82,141,984.22. 
Indebtedness of officers as principal, $1 19,000 ; as surety, nothing. 



HANK COMMISSIONERS REPORT. O 

SCHEDULE OF BONDS AND STOCKS OF THE AMOSKEAG SAVINGS 

BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value <m 
books. 



State. 

Massachusetts, 3Js 

City and Town. 

Manchester, 4s 

St. Paul, Minn., 4s 

Tacoma, Wash., 6s 

Seattle, Wash., 5s 

Boston, Mass., 3js 

School District. 

Harlan County, No. 1, Neb., 7s 

Kail road. 

Cliieago, Milwaukee & St. Paul, 
Dubuque Div., 6s 

Chicago, Burlington & Quincy, 
Denver Div., 4s 

Chicago, Burlington & Quincy, 
Nebraska Ext., 4s 

Chicago, Burlington & Quincy, 
Iowa Div., 5s 

Chicago & Northwestern, 6s 

Boston, Concord & Montreal, 6s 

Concord & Montreal. 4s 

St. Paul, Minneapolis & Manitoba, 
first mortgage, 6s 

St. Paul, Minneapolis & Manitoba, 
second mortgage, 6s 

Pei >ria & Eastern, 4s 

Evansville X' Indianapolis, 6s 

Watertown & Rome, 7s 

Atchison, Topeka & Santa Fe, gen- 
eral mortgage, 4s 

St. Paul, Minneapolis & Manitoba, 
4is 

Milwaukee & Madison, 6s 

Chicago, Burlington & Quincy, Illi- 
nois Div., 3is 

New York Central & Hudson 
River, 3$S 

Chicago, Rock Island & Pacific, 4s. 

Hocking Valley, 4js 

Concord & Montreal (Man. & Mil.), 
3is 

Morris & Essex, 7s 

( ihicago, Milwaukee & St. Paul, 3js 

Chicago, Milwaukee & St. Paul, 6s. 

Minneapolis & St. Louis, 7s 

Minneapolis & St. Louis, 6s 

Kansas City, St. Joseph & Council 
Bluffs, 7s 

Minneapolis & St. Louis. 7s 

St. Paul. Stillwater & Taylor's 

Falls. 7s " 

Chicago & Northwestern, 5s !! 

Milwaukee & Lake Winnebago, 6s 
Michigan Central, 6s 

Amount carried forward 



$26,500.00 


$25,000 00 


$25,000.00 






$52,500.00 
52,500.00 
16,350.00 
26,750.00 
77,500X0 


$50,000 00 
50,000.00 
15,000.00 
25,000.00 
75,000 00 


$50,000.00 
50,000.00 
15,000.00 
25,000.00 
75,000.00 


$225,600.00 


$215,000.00 


$215,000.00 


$2,500.00 


$2,500.00 


$2,500.00 


$25,000.00 


$20,000.00 


$20,000.00 


42.S40.00 


42,000.00 


37,920.00 


27,000.00 


25,000.00 


23,712.50 


24,S40.00 
40.950.00 
56.000.00 
120,750.00 


23,000.00 
35,000.00 
50.000.00 
115,000.00 


23,000.00 

35, i do 

50,000.00 
115.000.00 


5,600.00 


5,000.00 


5,000.00 


20,520.00 
31,680.00 
22 800.00 
10,400.00 


19,000.00 
32,000.00 

20,000 00 
10,000.00 


19,000 00 
23,000.00 
14,000.00 
10,000.00 


123,600.00 


120,000.00 


105,675.00 


22,200.00 
15.000.00 


20,000.00 
15,000.00 


20.000.00 
15,000.00 


98,000.00 


100,000.00 


59,612.50 


91,200.00 
26,500.00 

11,000 00 


100,000.00 
25. 110(1.00 
10,000.00 


64.310 00 

25, 0(10.00 
8,000.00 


73,500.00 
32,500.00 
24,500.00 

22.200.00 
45,200.01) 
59,500.00 


75,000.00 
25,000.00 

25.000 00 
20.01111.(111 
40.000 00 
50,000 00 


75.000.00 
25.00(1(10 
25.(10(1 00 
20.000.00 
10,000.00 
50,000.00 


26,250 00 
12,600.00 


25,000.00 

12,000.00 


25.000.00 
12,000.00 


5,350.00 

39 .'.'00.00 

5.400.00 

4.:iGO.0O 


5.000 00 

38,000.00 

5,000.00 

4,000.00 


5.000 00 

38, 1.00 

5.000 00 
4.000.00 


$1,167,340.00 


$1,110,000.00 


8997,260.00 



4 BANK COMMISSIONERS REPORT. 

SCHEDULE OF BONDS AND STOCKS OF THE AMOSKEAG SAVINGS 
BANK.— Continued. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



Railroad.— Continued. 



A mount brought forward 

Eastern Railway Co. of Minn., 5s. .. 

Pennsylvania, 4's 

Cleveland, Columbus, Cincinnati & 
Indianapolis, Gs 

Grand Rapids ..V' Indiana, 4*s 

Northern Pacific, 4s 

Chicago, Milwaukee & St. Paul, 7s. 

Pittsburg, Bessemer \ T Lake Erie, 5s 

Chicago, Milwaukee & St. Paul, 5s. 

St. Paul, Minneapolis & Manitoba, 6s 

Chicago, Milwaukee & St. Paul, 
Western Div., 5s 

Missouri Pacific, 5s 

Pennsylvania, 3-iS 

Rutland, 4As 

Chicago, Burlington & Quincy, 5s.. 

Pennsylvania, 3jS 

Missouri Pacific, 5s 

Oregon Short Line, 5s 

Missouri Pacific, Os 

Cincinnati, Indianapolis & Wes- 
tern, 4s. ... 

Chicago, St. Paul, Minneapolis & 
Omaha, Gs 

West Virginia Central & Pittsburg, 
6s 



Missouri Pacific, 5s 

Chicago, Burlington & Quincy, 4s.. 
Chicago, Rock Island & Pacific, 4s. 
N. Y. Central &~ Hudson River, 4s. . . 

Oregon Short Line, 4s 

St. Paul, Minneapolis & Manitoba,4s 

Terminal Railroad Asso. of St. 

Louis, 4s 



Miscellaneous. 



Indianapolis Water Co., Ind., 6s 

Adams Express Co., 4s 

Swift & Co., 4s 

Manchester Electric Light Co., 5s. . 

American Tel. tV Tel. Co., 4s 

St. Louis National Stock Yards, 4s. 
Manchester Traction, Light & 

Power Co., 5s 

United States Mortgage & Trust 

Co., 4s 

Minneapolis & St. Paul Suburban 

Railway Co., 5s 

Western Union Telegraph Co., 4is. 
West End Street Railway, Boston, 4s 
28th and 29th Streets Crosstown 

Railway, New York, 5s 

Wesl End Street Railway, 4s 

Minneapolis Citv Railway Co., and 
The St. Paul City Railway Co., 5s.. 

W. B. Durgin Co., 5s 

Odd Fellows' Building Assn., 4's. . . 
American Bell Telephone Co., 4s. .. 



SI, 167,340.00 
51.000.00 
27,500.00 

30,820.00 
24,420.00 
200,000.00 
17,250.00 
22,400 00 
6,000.00 
41,780.00 

29,250 00 

26,750.00 
49,500.00 
25,000.00 
37,100.00 
23,920.00 
27,000.00 
47.600(H) 
62,500.00 

24,500 00 

34,000.00 

27,750.00 
70,000.00 
5.000.00 
19,000.00 
102,000.00 
72,500.00 
50,000.00 

50.000.00 



$2,371,880.00 



S9.690.00 
51,500.00 

51.000.00 
36,750.00 
72,750.00 
48,000 00 

105,000.00 

50,000.00 

26,750.00 
52,500 00 
25,750.00 

28,000.00 
26,500.00 

26.250.00 
25.0(10 00 
12.000.00 
50,000.00 



SC97.440.00 



$1,110,000.00 
50.000.01) 
25,000.00 

23,000.00 
22,000.00 
200.000 00 
15,000 00 
20.000.00 
5,000.00 
31,000.00 

25,000.00 
25,000.00 
50,000.00 
25,000.00 
35,000 00 
23,000.00 
25,000.00 
40,000.00 
50,000 00 

25.000.00 

25,000.00 

25,000.00 

70,000.00 

5,000.00 

20.000.00 
100,000.00 
75,000.00 

48,485.00 

50,000.00 



$2,242,485.00 



$9,500.00 
60.000.00 
50,000.00 
35,000.00 
75,000.00 
50,000.00 

100,000 00 



25,000.00 
50.000.00 
25,000.00 

25,000.00 
25,000.00 

25,000.00 
25,000.00 
12,000.00 
50,000.00 



$997,200.00 
50,000.00 
25,000.00 

23,000.00 
22,000.00 

140,000.00 
15,000.00 
20,000.00 
5,000.00 
31,000.00 

25,000.00 
25,000.00 
49,187 50 
25,000.00 
35,000.00 
23,000.00 
25,000 00 
40,000.00 
50,000.00 

23,837.50 

25,000.00 

25,000.00 
69,500.00 
4,987.50 
19,250.00 
97,500.00 
72.S12.50 
48,485.00 

50,000.00 



$2,061,820.00 



S9.500.00 
30,000.00 
50,000.00 
35,000.00 
73,250.00 
49,750.00 

100,000.00 

50,000.00 

25.000.00 
50,000 00 
25,000.00 

25,000.00 
25,000.00 

25,000.00 
25.000.00 
12.000.00 

5(1,(1(1(100 



$681,500.00 



$059,500.00 



BANK COMMISSIONERS REPORT. O 

SCHEDULE OF BONDS AND STOCKS OF THE AMOSKEAG SAVINGS 
I ! A X K. — Co nt i nued . 



STOCKS. 



Est i mated 
\ alue. 



Par value. 



Value 'in 

I ks. 



Bank. 

Amoskeag National, Manchester. 

Merchants' National, Boston 

American Exchange, National, 

New York 

Atlantic National, Boston 

National Exchange, Boston.. 
Nat'l Bank of Commerce, Boston... 

National Shawmut, Boston 

Nat'l Bank of the Republic, Boston. 

Eliot National, Boston 

Pemigewasset National, Plymouth 

Laconia National 

Lancaster Trust Co 

Chemical National, New York 

First National, Boston 

Mercantile Trust Co., Boston 

Merchants' National Bank, Dover. 
Commonwealth Trust Co., Boston. 



Railroad. 

Chicago & Northwestern, common 

Illinois Central 

New York Central & Hudson River 

Concord & Montreal, class 3 

Hi isle >n & Maine, common 

Concord & Portsmouth 

Concord & Montreal, class 4 

Pemigewasset Valley 

Concord & Montreal, class 1 

Concord & Montreal, class 2 

Pennsylvania 

Evansville & Terre Haute, pref 

Delaware & Hudson Canal Co 

Chicago Junction Railway & Union 

Stock Yards, pref 

Chicago, Milwaukee & St. Paul, 

common 

New York. New Haven & Hartford 
Chicago.Milwaukee & St. Paul, pref 

Manchester & Lawrence 

( 'hicago Great Western, deb., 4s 



Manufacturing. 

Manchester Mills, common 

Amoskeag Manufacturing Co 

Amory Manufacturing Co 

Moline Plow Works, Koline, 111.... 

( 'oncord Axle Co 

Page Belting Co 

Revere Rubber Co 

Bast niton Pulp Co 

Mandt Wagon Co 

Manchester Mills, pref 

Boston Belting Co 

Glendale Elastic Fabric Co 

Nashua Card, Gummed & Coated 
Paper Co., pref 



$225,000,00 


$90,000.00 


$90,000.00 


19,100.00 


10,000.00 


10,000 00 


27,500.00 


10,000.0(1 


10,000.00 


27,200.00 


20.000.00 


20,000.00 


45,000.00 


30,000.00 


30,000.00 


7,500.00 


5,000.00 


5,000.00 


26,000.00 


10,000.00 


10,000.00 


7,750.00 


5,000.00 


5,000.00 


10,000.00 


5,000 00 


5,000.00 


5,000.00 


2,5O0.oo 


2,600.00 


7,035.00 


6,700.00 


6,700.00 


2,500.00 


2,500.00 


2.500.00 


25,800.00 


600.00 


12,000.00 


26,000.00 


10.000 00 


15,000.00 


8,500.00 


5,000.00 


5,000.00 


3,150.00 


3,000.00 


3,000.00 


10,500.00 


10,000.00 


10,000.00 


$489,535.00 


$225,300.00 


$241,700.00 


$151,875.00 


$67,500 00 


$67,500.00 


126,400.00 


80,000.00 


80,000.00 


102,200.00 


70,000.00 


70,000.00 


17,848.00 


9,700.00 


9,700.00 


170,000.00 


100,000.00 


100,000.00 


24,840.00 


12,000 00 


12,000.00 


103,785.00 


55,500.00 


44,000.00 


37,500.00 


25,000.00 


25,000.00 


732.00 


400 00 


400.00 


4,732.00 


2,600.00 


2,600.00 


183,954.00 


133,300.00 


133,300.00 


11.6S7.50 


13,750.00 


7,500.00 


21,960.00 


12,000.00 


12,000.00 


24,800.00 


20.000.00 


20.000 00 


38,000.00 


22,000.00 


22,000.00 


55,000.00 


27,500.00 


27.500.00 


36.000.00 


20.000.00 


20.000 00 


50,000.00 


20.000 00 


20,000.00 


42,500.00 


50,000 00 


46,375.00 


$1,210,473.50 


$741,250.00 


$719,875.00 


$8,375.00 


$12,500.00 


$12,500.00 


100,000 00 


50.000.00 


50,000.00 


12,500.00 


10,000.00 


10,000.00 


250,000 00 


250,000.00 


150,000 00 


4,900.00 


4,900.00 


1,900.00 


2,500.00 


2,500.00 


2,500 00 


36,000.00 


20.0O0.00 


20,000.00 


000.00 


1,500.00 


200.00 


15,000.00 


15,000.00 


[5,000 00 


37,500.00 


37,500 00 


37.500.00 


21,000.00 


10,000.00 


10.000 00 


9,000.00 


5,000.00 


5.000.00 


15,000.00 


15,000.00 


15,000.00 


$512,375.00 


$433,900.00 1 


$332,000.00 



b BANK COMMISSIONERS REPORT. 

SCHEDULE OF BONDS AND STOCKS OF THE AMOSKEAG SAYINGS 
BANK.— Continued. 



STOCKS. 


Estimated 
value. 


Par value. 


Value on 
books. 


Miscellaneous. 
Manchester Gas Light Co 


$6,000.00 S 1.000.00 £ 1.000 00 


American Sugar Refining Co., pref. 

Adams Express Co 

American Express Co 

The Pullman Co 

Providence Building Co 


67,500.00 
98,400.00 
67,500.00 
142,400.00 
4,680.00 
71,910.00 
16,600.00 

$474,990.00 


50,000.00 50,000.00 
40.000.00 40.000.00 
30.000.00 30.000.00 
60,00000 50,000.00 
7,800.00 3 noo on 


American Tel. & Tel. Co 

Massachusetts Gas Companies 


51,000.00 
20,000 00 


51,000 00 
16,500.00 




$259,800.00 


$242,400.00 



15ANK COMMIsSIONKRS REPORT. I 

ASHLAND SAVINGS BANK.— ASHLAND. 

Daniel C. Hill, President. Willis D. Hardy, Treasurer. 

Trustees — George F. Plummer, James L. Wilson, John B. 
Sullivan, Ora A. Brown, Daniel C. Hill, John H. Mor- 
rill, Willis F. Hardy. 

Investment Committee — John B. Sullivan, Daniel C. Hill, 
James L. Wilson. 

Examination January 13, 1!>0">. 



STATEMENT. 

Liabilities. 



Amount due depositors 


$70,587.75 

1.300.00 

2,375.32 

152.50 




.$70,587.75 
1,300.00 


Premium 


2,375.12 




874,415.37 


§74,262.87 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on collateral security 

Loans on personal security 

Municipal bonds (Jeff erson County, 

Ala.,4is) 

Railroad bonds: 

Long Island, 4s 

St. Louis, Iron Mountain & South- 
ern, is 

Atlantic Coast Line, 4s 

Miscellaneous bonds: 

Dakota Investment Co., deb., 7s.. 

Security Trust Co., deb., series C. 

Grand Forks Gas& Electric Co., 6s 

Western Union Telegraph Co.,4is 

Real estate 

Cash on deposit 

Cash on hand 



$36,328.00 

1,710.00 

11,027.19 

6,240.00 

2,040.00 

1,920.00 
1,020.00 

285.00 
110.00 
1,000.00 
2,080.00 
3,971.68 
6,565.77 
117.73 

$74,415.37 



S36.32S.00 

1,710.00 

11,027.19 

6,000.00 

2,000.00 

2,000.00 
1,000.00 

285.00 
110.00 
1,000.00 
•-',000.00 
3,971.68 
6,565.77 
11773 

$74,115.37 



$30,328.00 

1,710.00 

11,027.19 

6,200. 00 

2,010.00 

1,895.00 
960.00 

285.00 
110.00 
1,000.00 
2,082.50 
3,971.68 
6,565.77 
117.73 

$74,262.87 



8 bank commissioners report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $56,761.28 

Amount of dividends declared during year . . 1,883.46 

Amount of deposits received .... 51,411.25 



$110,055.99 
Amount of withdrawals 34,540.81 



Amount of deposits at close of business, June 

30, 1905 875,515.18 



Total income 83,522.66 

Interest paid out .... $211.92 
Salaries, rents, and incidental expenses 842.56 

State tax 167.13 

Other taxes . . . . . 53.15 

Carried to guaranty fund . . . 360.00 

1,634.76 



Net income ...... 81,887.90 

To surplus . . ... . . • 4.44 



Rate and amount of dividends declared, 

annual, July, 3 per cent. . . . . 81,883.46 



Undivided earnings at last annual return . . $1,297.77 

Increase ........ 4.44 



Undivided earnings June 30, 1905 . . 81,302.21 

Incorporated, 1872. 

Treasurer's bond, personal, $25,000. Date of bond, April 4, 

1905. 
Annual compensation of officers : President, nothing ; treasurer, 

$720 ; trustees, nothing ; clerks, nothing. 
Largest amount loaned to any person or corporation, $3,500. 
Total amount invested in New Hampshire, $55,795.87. 
Indebtedness of officers as principal, $3,850 ; as surety, $4,270. 



BANK COMMISSIONERS REPORT. '.I 

BRISTOL SAVINGS BANK.— BRISTOL. 

George H. Calley, President. 

William II. Marston, Treasurer. 

Trustees — George H. Calley, Burley M. Ames, Benjamin 
F. Perkins, William A. Berry, Marshall W. White, 
Henry C. Whipple, Charles H. Proctor, J. S. Conner, 
William C. White. 

Investment Committee — Benjamin F. Perkins, Burley M. 
Ames, Marshall W. White, Henry C. Whipple, William 
C. White. 

Clerks — William C. White, Edwin M. Davis. 
Examination April 18, 1905. 





STATEMENT. 

Liabilities. 








$553,743.62 

7,199.62 

10,504.31 

661.98 




$553,743 62 

7.199.62 

10,504.31 

661 98 


Guaranty fund 




Lank building' account 










$572,109.53 

26,372.55 












$545,73G.9S 


•5572,109.53 


Assets. 




Estimated 

value. 


Par value. 


Value on 
books. 



Loans on New Hampshire real 


$25,285.35 
85,358.00 

:;;;. 2^5.54 
43,234.17 
105,435 00 
41,640.00 
74.333.75 
42,596.00 
11.000.00 
24,123.42 
26.603.23 
23,097.50 
8,626.22 
1,148.80 


$25,285.35 $25,285.35 
85.358.00 85,358.00 
33,265.54 33,255.54 


Loans on other real estate 

Loans on collateral security 


Municipal bonds 






52,200.00 46,235.36 




Lank stork 




Railroad stock 


11.500.ihi 11,170.00 
52,655.00 49,623.42 
26,603.23 26,603.23 
23,097 50 23,097.50 
8,626.22 8.626.22 
1,148 80 1 14s 80 


Real estate 


( 'ash on deposit 

Cash on hand 








$545,736.98 


$572,00S.S1 


$572,109.53 



10 bank commissioners' keport. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $550,989.30 

Amount of dividends declared during year . . 15,515.29 

Amount of deposits received .... 97,032.94 

$664,137.53 
Amount of withdrawals 108,668.48 



Amount of deposits at close of business, June 

30, 1905 $555,469.05 



Total income ....... $25,355.38 

From guaranty fund ..... 882.50 



$26,237.88 



Interest paid out ... . $844.02 

Salaries, rents, and incidental expenses 2,300.91 

State tax ..... 3,456.80 

Other taxes 694.48 

Expenses of foreclosure, insurance, 

and repairs . . . . . 216.87 

Premiums paid . . . . 31.25 

Losses charged off .... 882.50 

Carried to guaranty fund . . . 1,782.00 

10,208.83 

Net income $16,029.05 

To surplus . . . . . . . 513.76 

Rate and amount of dividends declared, 

annual, July, 3 per cent. . . . $15,515.29 



Undivided earnings at last annual return . . $15,520.80 

Increase . . . . . . . . 513.76 



Undivided earnings June 30, 1905 . . $16,034.56 

Incorporated, 1868. 

Treasurer's bond, surety company, $27,500. Date of bond, 

January 3, 1905. 
Annual compensation of officers : President, nothing; treasurer, 

$737.48; trustees, nothing; clerks, $956.33. 
Largest amount loaned to any person or corporation, $8,658. 
Total amount invested in New Hampshire, $85,584.71. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



BANK COMMISSIONERS REPORT. 



11 



SCHEDULE OF BONDS AND STOCKS OF THE BRISTOL SAVINGS 

BANK. 



I'.OXDS 



Estimated 
value. 



Par value. 



Value on 
books. 



County. 



Cumberland, Va., 6s.. 
Wyandotte, Ivan., -lis. 



City and Town. 



Watertown, S. Dak , 6s 

Olympia, Wash., 3's 

Missoula, Mont., 6s 

New Whatcom, Wash., 6s 

North Chicago, II).. Lincoln park, 5s 

Sioux Falls, S. Dak.. 5S 

Martinsville, Intl., 5s 

( ralveston, Tex., 5s 

Niles, Mich., 5s 

Logausport, Ind., 4s 

Quincv, Ill.,4's 

Fort Worth, Tex., 4s 

Woonsocket, R. I., 4s 

Port of Portland, Ore., dry dock, 4s 
Port of Portland. Ore., refunding. Is 
Borough of South Sharon, Pa., lis. . 



School District. 

Huron, S. Dak., Board of Educa- 
tion, 3s 

Champaign, 111., 4^8 

Decatur, II)., Board of Education, 4s 

Denver, No 17, Col., 4s 

Borough of Taylor, Pa., 4;.s 

Billings, Mont., 4 As 



Railroad. 



Atlanta & Florida, 6s 

Northern Pacific, 3s 

Ogdensburg & Lake Champlain, 4s 

Buffalo cy~ Susquehanna, 4s 

Central Branch (Mo. Pac), 4s 

Pere Marquette, Ind., 4s 

Hereford,4s 

Long Island. 4s 

Lake Shore & Michigan Soutn'n, 4s 

Imperial Rolling Stock Co., 5s 

Buffalo, Rochester & Pittsburg, 4*s 

Penn. Rolling Stock Trust, 3£s 

Terminal Railroad Asso. of St. 

Louis, 4s 

Oregon Short Line, 4s 



Miscellaneous. 

Arkansaw Water Co., Little Rock, 

Ark., 6s 

Fairfield Gas& Electric Co.,Iowa,6s 

Marinette Water ( !o., Wis., 6s 

Arkansas City Water Co., Kan., 5s. 



A ni', a nt carried forward. 



$9,200.00 

3,090.00 



§12,200.00 



$10,500 00 
6,000 00 
2,000.00 
[0,600.00 
5.350.00 
6,605.00 
5,250.00 
9,000.00 
2,040.00 
2,000.00 
1,020.00 
7,000.00 
2,000.00 
3.000 00 
2.000 00 
5,500.00 



§79,955.00 



SI. 800.00 
4,120.00 
1.030.00 
2,040.00 
1.0S0 00 
.•i.ll'O.OO 



$13,190.00 



$1,900.00 

2.000.00 
4,950.00 
4,850.00 
4,850.00 
2,040.00 
3,060.00 
2,020.00 
5,000 00 
3,120.00 
2,010.00 

3.000 00 
1,040.00 



$41,640.00 



.$5,000 00 
5.000.00 

5,000.00 

3.000.00 



$1S.OOO.OO 



$8,000.00 
3,000.00 



$11,000.00 



fil0.000.00 
6,000.00 
2,000.00 

10.OO0IH) 

5,000 00 

6,500 00 
5.000.00 
10,000.00 
2,000.00 
2,000.00 

l.ooo.oo 

7,000.00 
2,000.00 
3,00000 
2,000.00 
5,000.00 



$78,500.00 



$2,000.00 
4,000.00 
1,000.00 
2.000.IX) 
1,000.00 
3,000.00 



$13,000.00 



$0,700.00 
2,500.00 
2,000.00 
5,000 00 
5,000.00 
5.000.00 
2,000.00 
3,000.00 
2,000 00 
5.000.00 
3.000.00 
3,000.00 

3,000.00 
2,000.00 

$52,200.00 



$5,000.00 

.V 000 0(1 

5,000.00 

3,000.00 

$18,000.00 



$8,000.00 
3,127.50 



$11,127.50 



$10,000.00 
6,000.00 
2,000.00 
10,000.00 

5,000.00 
6,500.00 
5,000.00 
10.000.00 
2,000.00 
2,000.00 
1,000.00 
7,000.00 
2.000.00 
3.000.00 
2,000 00 
5,437.50 



$78,037.50 



$2,000.00 

4,000.00 
1,000.00 
2,000.00 
1,058.70 
3,000.00 



$13,148.70 



$5,000.00 
1,875.00 
2.000.00 
5,025.00 
4,700.00 
4 8-'5.00 
2,000.00 
3.000.00 
2,000.00 
4.889.50 
3,100.(10 
2,883.36 

3,000.00 
1,937.50 



$46,235.36 



$.-,,( KK».(H I 

5,000.00 

5.000.00 

3,000.00 
$18,000.00 



12 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE BRISTOL SAVINGS 
BANK— Continued. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 

books. 



Miscellaneous.— Continued. 

Amount brought forward 

Western Electrical Construction 

Co., Denver, 6s 

Kearney Water Co., Neb., Gs 

Huntington Water Co., W. Ya.,5s.. 
Merrill City Water Co., Wis., 6s ... 

Wichita Water Co., Kan., 5s 

Denver Consolidated Electric Co. ,6s 

Decatur Water Co., Ala., 4s 

Hutchinson Water, Light & Power 

Co., Kan., 4s 

Macon Gas Light & Water Co., 

Ga.,5s 

Muncie Water-Works, Ind., 5s 

Nebraska Loan & Trust Co., deb., 

5s and 6s 

Winrield Mortgage and Trust Co.. 

deb., 6s 

New Hampshire Trust Co., deb., 4s. 
New York & Pennsylvania Tel. & 

Tel. Co., 4s 

North Chicago Street Railway., 4's. 

Watchung Water Co., N. J., 5s 

American Tel. & Tel. Co., 5s 



STOCKS. 



Bank. 



Casco National, Portland, Me 

First National, Bristol 

Atlantic National, Boston 

Merchants' National, Boston 

Second National, Boston 

National Bank of the Republic, 

Boston 

National Bank of Lebanon 

Citizens' National, Tiltou 

National Shawmut, Boston 

State National, Boston 

National Union, Boston 

Commonwealth Trust Co., Boston.. 
First National of Boston 



Railroad. 

Baltimore & Cumberland Valley 

Extension 

Buffalo & Susquehanna, pref 

Chicago Great Western, deb., 4s 



Miscellaneous. 

Nebraska Loan & Trust Co 

Muscatine Mortgage & Trust Co. .. j 
Anglo-American Land Mortgage 

Agency I 

New Hampshire Real Estate Co \ 

Macon Gas Light & Water Co 



$18,000.00 

4,000 00 
2,000.00 
3,000 00 
3,000.00 
3,000.00 
4,000.00 
11,845.00 

5,000.00 

7,000.00 
5,000.00 

3,206.25 

375.00 
37.50 

950.00 

870 00 

1,010.00 

2,040.00 



$74,333.75 



$5,-1110.00 
6,250.00 
5,280.00 
1,000.00 
1,075.00 

1,085.00 
6,500.00 
1,750.00 
2,600.00 
3,000.00 
1.800.00 
1,650.00 
5,200.00 



$18,000.00 


$18,000.00 


1,000.00 


4.000.00 


2,000 00 


2,000.00 


3,000.00 


3,000.00 


3,000.00 


3.000.00 


3.0CO.OO 


3,000 00 


4,000.00 


4.000.00 


11.815.00 


11,S45.00 


5,000.00 


5,000.00 


7,000.00 


7,000.00 


5,000.00 


5,000.00 


4,275.00 


4,125.00 


1.S75.00 


1,875.00 


150.00 


150.00 


1,000.00 


950.00 


1,000.00 


1,058.75 


1,000.00 


1,010.00 


2,000.00 


2,000.00 


$77. 145.00 


$77,013.75 


$5,300.00 


$5,300.00 


5,000.00 


5,000.00 


4.000 00 


5,060 00 


500 00 


801.25 


500.00 


874.12 


700.00 


1,046.00 


5,000 00 


6.120.00 


1.400.00 


1,652.00 



$42,590.00 



$2,100.00 
4,500.00 
4,400.00 



$11,000.00 



$4,000.00 



14,748.42 
1,175.00 
4.200.00 

$24,123.42 



1,000 00 

2.0(10.00 

1,000 00 

1,000 oo 

2,000.00 



$29,400.00 



$1,500.00 
.-.iiiiii on 
5,000.00 



$11,500.00 



$10,000.00 
10,000.00 

27.275.00 
1.175.00 
4,200.00 

$52,650.00 



2,345.00 
2,893.62 
1,622.50 
1,530.00 
4,000.00 



$3S,244.49 



$2,070.00 

t, 150 1)11 
4,650.00 



$11,170.00 



$10,000.00 
2,500.00 

31,748.42 
1,175.00 
4.200.00 

$49,623.42 



HANK COMMISSIONERS REPORT. 



13 



CHESHIRE COUNTY SAVINGS BANK.— KEENE. 

Daniel R. Cole, President. 

Herbert B. Viall, Treasurer. 

Trustees — Daniel R. Cole, John M. Parker, George E. 
Holbrook, Jerome E. Wright, George H. Eames, Or- 
ville E. Cain, Charles L. Russell, Willard Bill, Jr., 
Francis C. Minor. 

Investment Committee — Daniel R. Cole, John M. Parker, 
Jerome E. Wright, Charles L. Russell, Orville E. Cain. 

Clerk — John B. Adams. 

Examination April 4, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 


$1,053,259.59 
30,000.00 
18,084.03 
44,630.00 




.$1,053,259.00 
30,000.00 


Interest 


18.084.03 




§1,145,973.62 


81,101,343.62 



Assets. 





Estimated 

value. 


Par value. 


Value ou 
books. 


Leans on New Hampshire real 


$385,339.00 

25.850.00 

29.258.00 

49,650.00 

5,200.00 

67,310.00 

226,960 00 

16,910.00 

78.500.00 

144.550.00 

10.0110.01) 

50.000.00 

5,000.00 

46,633.05 

4,813.67 


$385,339.00 
25,850.00 
29.258.00 
49,050.00 

5,000.00 
63.000.00 
221,000.00 
10.000 00 
50,400.00 
93,000.00 

5.000.00 
50,000.00 

5,000.00 
46,633.05 

4,813.57 


$385,339 00 


Loans on other real estate 

Loans on collateral security 

Loans on personal security 


25.S50.00 
2:1,258.00 
49.650 00 


Public t'u in Is of this state 


5,200.00 

65,800.00 

221 "00 00 


Railroad bonds 


Hank stock 


10,400.00 
69 750 (Kl 


Railroad stock 


116,450 (Ml 


Miscellaneous stocks 


10,000.00 
50 000 00 


Real estate 


5,000.00 
46,633.05 
4,813.57 










$1,145,973.62 


$1,049,943.62 


$1,101,343.62 



14 BANK commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June SO, 1905. 



Amount of deposits June 30, 1904 . 
Amount of dividends declared during year 
Amount of deposits received 



Amount of withdrawals 



$1,008,890.86 

29,394.38 

206,612.64 

§1,244,897.88 
185,738.15 



Amount of deposits at close of business, June 

30, 1905 81,059,159.73 



Total income ...... 

Interest paid out .... $1,233.69 

Salaries, rents and incidental expenses 3,233.43 

State tax ..... 4,135.57 

Other taxes 801.30 

Expenses of foreclosure, insurance 

and repairs .... 2,861.45 

Reduction of book values . . 2,650.00 

Carried to guaranty fund . . 5,000.00 



852,254.69 



Net income ..... 
To surplus ...... 

Rate and amount of dividends declared, semi 
annual, April and October, 3 per cent. 

Undivided earnings at last annual return . 
Increase ...... 

Undivided earnings June 30, 1905 



19,915.44 

832,339.25 
2,944.87 



829,394.38 

820,734.60 
2,944.87 

823,679.47 



Incorporated, 1897. 

Treasurer's bond, surety company, $40,000. Date of bond, 

May 1, 1905. 
Annual compensation of officers: President, nothing; treasurer, 

82,000 ; trustees, 830 ; clerk, 8780. 
Largest amount loaned to any person or corporation, 828,000. 
Total amount invested in New Hampshire, 8667,073. 
Indebtedness of officers as principal, $6,290; as surety, 81,250. 



BANK COMMISSIONERS REPORT. 



15 



SCHEDULE OF BONDS AND STOCKS OF THE CHESHIRE COUNTY 
SAVINGS BANK. 



BONDS. 



Estimated 
value. 



Par value 



Value on 
books. 



City and Town. 

Burlington, Vt., 4s 

Manchester, 4s 

New tun, Mass., 4s 

Chicago, 111.. 5s 

Columbus, Ohio, 4s 

Cleveland, Ohio, 4s 

Minneapolis, Minn., 4s 

St. Paul, Minn., 5s 

Evansviile, Ind., 4s 

Bay City, Mich., 4s 

Newark, Ohio, 5s 

Railroad. 

Concord & Montreal, 4s 

Concord & Montreal, deb., 4s 

Connecticut & Passumpsic, 4s 

Boston & Providence, 4s 

Boston & Maine, 4s 

Boston & Lowell, 4s 

Maine Central, 4s 

New York, New Haven & Hart 

ford, deb., 4s 

Illinois Central, 3jS v 

Hoosac Tunnel & Wilmington, 5s.. 
N. Y. Central & Hudson River, 3ls. 

Connecticut River, 4s 

New York, Brooklyn & Manhattan 

Beach, 5s 

New York & Rockaway Beach, 5s. 

Mohawk & Malone, 4s 

Pennsylvania, 3iS ; 

Baltimore & Ohio, 3£s 

Long Island. 4s 

Hereford, 4s 

Lake Shore & Michigan South 'n, 4s 
Toledo Railway & Terminal Co.. 4-'.s 
Cincinnati, Hamilton & Dayton, 4s 



Miscellaneous. 

West End Street Ry., Boston, iis. . 

Keene Gas Light Co., 5s 

Western Union Telegraph Co., ihs. 



STOCKS. 

Bank. 

Ashuelot Natioual, Keene 
( Iheshire National, Keene 
Citizens' Nat ional, Kerne 

Winchester National 

Lancaster National 



$6,300.00 
5,200.00 

10,800 00 

10,800 00 
5,150.00 
1 10,300.00 
1,070.00 
1,060.00 
1,010 00 
1,020.00 

19,800 00 


$6,000.00 
5,000.00 
10.000.00 

10,000 00 
5,0(10.00 

10,000.00 
1,000.00 

1,000.00 
1,000.00 
1,000.00 

18,000.00 


$6,200.00 

5 200 00 


10,400.00 

10 400 00 


5 000 00 


10 000 00 


1,000.00 

1,0110.00 




19, son. ihi 


$72,510.00 


$68,000.00 


$71,000 00 


$23,100.00 
10,200.00 

5,400 00 
11,550.00 

7,030 00 
10,500.00 

5,100.00 

5,500.00 
14.250 00 
10,200.00 
9,200 1)0 
3,240.00 

11,600.00 
11,300 00 
5,100.00 
13,040.00 

9,400.00 

15,300 01! 

15,300 00 
10 100.00 
10,500.00 
9,450.00 


$22,000 00 
10,000 00 

5,000.00 
11,000.00 

7,000 mi 
10.000.00 

5,000.00 

5,000.00 
15,000.00 
10.000.00 
10 000.00 

3,000.00 

10,000.00 
10,000.00 
5,000 00 
13,000.00 
10,000.00 
15.000.00 
15.000.00 
10,000.00 

10,000.00 

10,000.00 


$22,625.00 
10,200.00 

5,000.00 
11,300.00 

7,200.00 
10,400.00 

5,000.00 

5,250.00 
14,250 00 
10,300.00 
9,400.00 
3,100.00 

10.600.00 
10,600.00 

5.0O0.00 
12,800.00 

8.900.00 
14,860.00 
15.000.00 

9,975.00 
10.000.00 

9,450.00 


•S226.960.00 


$221,000 00 


$221,200.00 


$1,060.00 
5.150.00 
10,700.00 


$1,000.00 
5,000.00 
10,000.00 


$1,000.00 
5.000 00 
10,400.00 


$16,910.00 


$16,000.00 


$16,400 00 


$24,750.00 
17.500.00 

17. son 00 

10.000 00 

8,450.00 
$78,500.00 


$15,000.00 
10.000.00 

8 : ii io oo 
10,000.00 
6,500.00 


$21,020.00 
14,200.00 
16.080.00 
10,000.00 

S.450.00 


$50,400.00 


•«69,750 00 



16 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE CHESHIRE COUNTY 
SAVINGS BANK.-Continued. 



STOCKS. 



Par value. 



Value on 
books. 



Railroad. 
New York, Brooklyn & Manhattan 


§15,150.00 
28,400.00 
38,160 00 
12,500.00 
4,500.00 
45,840.00 

$ 144.550.00 


$15,000.00 

20,000.00 

24,000.00 

5,000.00 

5,000.00 

24,000.00 


$12,500.00 




23,500.00 




26.100.00 


Manchester & Lawrence 

Buffalo & Susquehanna, pref 

Delaware & Hudson 


12,500.00 
4,400.00 
37.450.00 


Miscellaneous. 
New Hampshire Fire Ins. Co 


$93,000.00 


$116,450.00 


$10,000.00 


$5,000.00 


$10,000.00 



BANK COMMISSIONERS REPORT. 



17 



CITIZENS' INSTITUTION FOR SAVINGS.— 
NASHUA. 

Edward II. Wason, President. 

Jason E. Tolles, Treasurer. 

Trustees — Edward II. Wason, Nelson S.Whitman, Arthur 
K. Woodbury, Charles H. Petit, John H. Field, James 
H. Tolles, Michael H. O'Grady, Kimball Webster, 
Daniel F. Runnells, James B. Crowley, Henry II. 
Jewell. 



Investment Committee — Nelson S. 
Crowley, Michael H. O'Grady. 

Clerk — Clarence A. Woodbury. 

Examination May 24, 1905. 



Whitman, James B. 



STATEMENT. 

Liabilities. 





$102,029.26 

53S.00 

1,100.00 




$102,029.26 




538.00 


Bills payable 


1,100.00 


Impairment 


.$103,667.26 
1,603.69 






$102,063.57 


$103,667.26 


Assets. 




Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


$64,549.00 
10,375.00 
12,697.36 

8, 400.00 

200 00 

4,500.94 

1,341.27 


$64,549.00 
10,375.00 
12,697.36 

4,800.00 
2,414.69 
4,500.94 
1,341.27 


$64.;">49.00 


Loans on col hit era 1 security 

Loans on personal security 

Miscellaneous stocks (Nashua 
Light, Heat & Power Co.) 

Cash on hand 


10,375.00 
12,697.36 

7.789.00 

2.414.69 
4,r>00.94 
1,341.27 








SliiJ,063.57 


$100,678.26 


$103,667.26 



18 bank commissioners' report. 

Statement of Deposits and Earnings 
For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $87,470.85 

Amount of dividends declared during year . . 2,176.04 

Amount of deposits received .... 40,055.18 

$129,702.07 
Amount of withdrawals ..... 25,569.53 



Amount of deposits at close of business, June 

30, 1905 $104,132.54 



Total income $4,447.91 

Interest paid out . . . . $74.91 

Salaries, rents, and incidental expenses 1,468.36 

State tax 222.01 

Losses charged off .... 200.00 

Carried to guaranty fund . . . 270.00 

2,235.28 



Net income . . . . . . $2,212.63 

To surplus 36.59 

Rate and amount of dividends declared, 

annual, July, 3 per cent. . . . $2,176.04 



Undivided earnings at last annual return . . $1,783.09 

Increase ........ 36.59 



Undivided earnings June 30, 1905 . . $1,819.68 

Incorporated, 1899. 

Treasurer's bond, surety company, $15,000. Date of bond, 

April 2, 1905. 
Annual compensation of officers: President, nothing ; treasurer, 

$600; trustees, nothing; clerk, $400. 
Largest amount loaned to any person or corporation, $3,500. 
Total amount invested in New Hampshire, $90,215.36. 
Indebtedness of officers, as principal, $7,412.36; as surety, 

$4,035. 



BAKE COMMISSIONERS REPORT 



19 



CITY SAVINGS BANK.— BERLIN. 

Abram M. Stahl, President. 

Frank C. Hannah, Treasurer. 

Trustees — Abram M. Stahl, James M. Lavin. George E. 
Clarke, Isaac F. Jacobs, John B. Ciilbert, John B. Noyes. 

Investment Committee — Board of Trustees. 

Clerks — Harry W. Noyes, John L. Mclntire. 

Examination September 5, 1905. 



STATEMENT. 

Liahilities. 



Amount due depositors 


$328,917.18 
2,000.00 

7,937.26 

5.933.7G 

800.00 




$328,917 IS 




2 000 00 


Interest 


7 937 26 




5,933.76 


Premium 








S345.588.20 


§344,788.20 



Assets. 



Estimated 
value. 



Par value. 



Value "ii 
books. 



Loans on New Hampshire real 

estate 

Loans on collateral security 

Loans on personal security 

Public funds of this state 

Municipal bonds (Jefferson County, 

Ala., 4js) 

Railroad bonds: 

Illinois Central, 4s 

Chicago, Rock Island & Pacific, 4s 
Miscellaneous bonds (Berlin Mills 

Co., 5s) 



$220,981.97 

44,582.64 
47,223.59 
9,280.00 

5,200.00 

5.400.00 
3,920.00 

9,000.00 



$345,588.20 



$220,981.97 
44,582.64 
47,223.59 

9,000.00 

5,000.00 

5,000.00 
4,000.00 

9,000 00 



$344,788.20 



$220,981.97 

44.582.64 
47,223.59 

9,000.00 

5,000.00 

5.000.00 
4.000.00 



20 bank commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $307,635.23 

Amount of dividends declared during year . . 9,686.38 

Amount of deposits received .... 156,787.42 



$474,109.03 
Amount of withdrawals ..... 153,123.47 



Amount of deposits at close of business, June 

30, 1905 $320,985.56 



Total income $14,628.90 

Salaries, rents, and incidental expenses $1,820.87 

State tax 1,501.51 

Premiums paid .... 200.00 

Losses charged off . . . .2,125.00 

Carried to guaranty fund . . . 500.00 

6,147.38 



Net income ...... 88,481.52 

From surplus ....... 1,204.86 



Rate and amount of dividends declared, semi- 
annual, May and November, 3^ per cent. Si), 686.38 



Undivided earnings at last annual return . . $5,561.20 
Decrease 1,204.86 



Undivided earnings June 30, 1905 . . $4,356.34 

Incorporated, 1901. 

Treasurer's bond, surety companv, $45,000. Date of bond, 

October 1, 1905. 
Annual compensation of officers : President, nothing ; treasurer, 

not fixed ; trustees, nothing; clerks, $1,100. 
Largest amount loaned to any person or corporation, $25,000. 
Total amount invested in New Hampshire, $261,456.62. 
Indebtedness of officers as principal, $9,000 ; as surety, $16,000. 



HANK COMMISSIONERS REPORT. 



21 



CITY SAVINGS BANK.— LACONIA. 

Henry B. Quinby, President. 

Arthur W. Dinsmore, Treasurer. 

Trustees — Henry B. Ouinby, William A. Plummer, Julius 
E. Wilson, John F. Merrill, Dennis O'Shea, Charles F. 
Stone, Edwin P. Thompson, Stephen S. Jewett, Charles 
\Y. Vanghan, William F. Knight, Herbert J. Jones, 
Edwin C. Bean. 

Investment Committee — Henry B. Ouinby, Julius E. Wil- 
son, William A. Plummer, John F. Merrill. 

Examination March 17, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 

Interest 

Premium 



$372,733.80 
6,800.00 
6,247.76 
2,628.14 



§388,409.70 



§372,733.80 
6,800.00 

0.247. 76 



$385,781.56 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


§158,539.00 
5,637.48 
2,030.00 
14,500.00 
38,790.00 
90,010.00 
26.180.00 
12,625.00 
21,776.00 
1,800 00 
16,522.22 


$158,539.00 
5,637.48 
2,030.00 
14.000.00 
36,750.00 


§158,539.00 


Loans on collateral security 


5,637.48 
2,030.00 




14,595.50 




38.019.86 


Railroad bonds 


89,000.00 ; 88,953.75 


Bank stock 


25,000.00 26,131.25 
12,100.00 12,275.00 


Railroad stock 

Real estate 


18,100.00 ' 21,277.50 
1,800.00 1,800.00 


Cash on deposit 


16,522.22 16,522.22 




$388,409.70 


$379,478.70 §385,781.56 



22 bank commissioners' report. 

Statement of Deposits ani> Earnings 

For the Year ending June 30, 190o. 

Amount of deposits June 30, 1904 . . . $357,739.33 

Amount of dividends declared during year . . 11,298.28 

Amount of deposits received .... 103,802.89 



$472,840.50 
Amount of withdrawals ..... 80,479.52 



Amount of deposits at close of business, June 

30, 1905 $386,360.98 



Total income $18,760.77 

Interest paid out ... $142.25 

Salaries, rents, and incidental expenses 1,158.48 

State tax 1,828.18 

Other taxes 67.90 

Reduction of book values . . . 1,542.86 

Carried to guaranty fund . . . 1,450.00 

0,189.67 



Net income $12,571.10 

To surplus . . . . . . . 1,272.82 



Rate and amount of dividends declared, semi- 
annual, January and July, 3| per cent. . $11,298.28 



Undivided earnings at last annual return . . $1,303.55 

Increase . . . . . . . . 1,272.82 



Undivided earnings June 30, 1905 . . $2,576.37 

Incorporated, 1895. 

Treasurer's bond, surety company, $22,500. Date of bond, 

August 13, 1904. 
Annual compensation of officers : President, nothing; treasurer, 

$600; trustees, nothing; clerks, nothing. 
Largest amount loaned to any person or corporation, $10,000. 
Total amount invested in New Hampshire, $227,015.30. 
Indebtedness of officers as principal, $9,600; as surety, $2,500. 



BANK COMMISSIONERS REPORT. 



23 



SCHEDULE OF BONDS AND STOCKS OF THE CITY SAVINGS BANK 
OF LACONIA. 



BONDS. 



Estimated 

value 



Par value. 



Value on 
books. 



State. 

Arizona Territory, 5S. 

County. 

Sedgwick, Kan.,5fs. .. 
Lake, Col., 4s 



City and Town. 

Atlantic Highlands, N. J.,4-'.s. 

Great Falls, Mont., 5s 

Manitou, Col., 5s 

Chicago, 6s 

Chicago, 4s 

Norfolk, Va., 4s 

Emporia, Kan., 4js 

Bel hiehem, 4s 

Littleton, 4s 

Northumberland, 5s 



School District. 

Portage. No. 1, Houghton County, 
Mich., 4'.s 

Teller County, No. 1, Col., 6s 

Grand Forks, N. Dak., Independ- 
ent, 4s 

King County, INo. l, Wash., 4's 

Borough of Greenville, Pa., 4s 

Railroad. 

Illinois Central, 3;S 

Rutland Canadian, 4s 

Hoosac Tunnel & Wilmington, 5s . 

Mohawk & Malone, 4s 

Northern Pacific, 4s 

< tgdensburg & Lake Champlain, is 
Fonda, .Johnstown & Gloversville,4s 

Midland Terminal, 5s 

Rutland, Us 

Illinois Central. 4s 

Buffalo & Susquehanna, 4s 

< rreal Northern, 4s 

Fitchburg, 3*s 

Chicago, Burlington & Quincy, 5s.. 
Chicago, Rock Island & Pacific, 4s. 
Chicago, Burlington & Quincy, 4s.. 

< ientral Branch (Mo. Pac), 4js 

( incumati, Inch mapolis & '*.\ : st- 
ern, Is 

St. Louis, Iron Mountain & South- 
ern, 4s 



$3,150.00 



£5,900 00 
3,000.00 



$8,900.00 



$3,210.00 
2,080.00 
2,120.00 

750.00 
1.000.00 
3,060.00 

•-',180.00 
5.150.00 
4,000.00 
5,350.00 



$28,000.00 



$2,080.00 
3,000.00 

2,000.00 
2,140.00 
3,120.00 



$12,340.00 



$2,SS0.00 
5,000.00 
5,100.00 
5,100.00 
6.3C0.00 
9,000.00 
2,040 00 
2,000.00 
5,400.00 
4,320.00 
4,950.00 
5,000.00 
5,000.00 
5,400.00 
4,850.00 
3,060.00 
4,850.00 

4,900.00 

4,800.00 

$90,010.00 



$3,000.00 



$5,000.00 
3,000.00 



$8,000.00 



$3,000.00 
2,000.00 
2,000.00 
750.00 
1,000.00 
3,000.00 
2,000.00 
5,000.00 
4.000.00 
5,000.00 



$27,750.00 



$2,000.00 
3,000.00 

2.000.00 
2,000.00 
3,000.00 



$12,000.00 



$3,000.00 
5,000.00 
5,000.00 
5,000.00 
6,000.00 
9,000.00 
2,000.00 
2,000.00 
5,000.00 
4,000.00 
5.000 00 
5,000.00 
5,000.00 
5,000.00 
5,000.00 
3,000.00 
5,000.00 

5,000.00 

5,000.00 



$3,110.00 



$5,400.00 
2,865.00 



$S,265.00 



$3,250.00 
2,065.00 
2,075.00 
750.00 
995.00 
3,025.00 
2,100.00 
5,060.00 
4,000.00 
5,535.50 



$28,855.50 



$2,075.00 
3,075.00 

2,030.00 
2,110.00 
3.094.86 



$12,384.86 



$2,900.00 
5.000.00 
5,140.00 
5,250.00 
6,240.00 
8.920.00 
2,100.00 
2,000.00 
5,232.50 
4.100.00 
4,985.00 
4,843.75 
5,040.00 
5,300.00 
4,927.50 
3,000.00 
4,675.00 

1,750.00 

4,550.00 



$S9,000.00 



$88,953.75 



24 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE CITY SAVINGS BANK 
OF LACONIA.-Con^Huetf. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


Miscellaneous. 

North Chicago Electric Ry. Co., 6s. 

Manhattan Elevated Rv. Co., 4s 

New England Tel. & Tel. Co., 5s.. .. 
Western Union Telegraph Co., 1 \s 

American Tel. & Tel. Co., 4s 

Holvoke Street Railway, 5s 


$5,000.00 
3.180.00 
4,240.00 
5.350.00 
2,910.00 
5,500.00 


$5,000.00 
3,000.00 
4,000 00 
5,000.00 
3,000.00 
5,000.00 


35.350.00 
3,050.00 
4,200.00 
5,100.00 
2,981.25 
5,450 00 






STOCKS. 


$26.1S0.00 


$25,000.00 


$26,131.25 


Bank. 
National, of Lakeport 


$970.00 


SI. 000. 00 


$975.00 


Laconia National 


11,655.00 11.100 00 


11,300.00 












$12,625.00 


$12,100.00 


•312,275.00 


Concord & Montreal, class 4 

Chicago Great Western, deb., 4s 

Buffalo & Susquehanna, pref 

Cripple Creek Central, common 

Cripple Creek Central, pref 


$12,716.00 

4,350.00 

2,700.00 

750.00 

1,260.00 


$6,800.00 
5,000.00 

3,000.00 
1,500.00 ( 
1 .800.00 I 


$12,470.00 

4,637.50 
2,670.00 

1,500.00 










$21,776.00 j 31S.100.00 


$21,277.50 



BANK COMMISSIONERS REPORT. 



25 



CITY GUARANTY SAVINGS BANK.— NASHUA. 

Charles H. Burns, President. 

HARRY W. RaMSDELL, Treasurer. 

Trustees — Charles H. Burns, John A. Spalding, F. M. 
Winn, Benjamin E. Burns, Charles S. Collins, Lester F. 
Thurber, Frank A. Andrews, George F. Wilber, Daniel 
A. Fletcher, James M. Swallow, Harry W. Ramsdell. 

Investment Committee — Board of Trustees. 

Clerk — Annie ?. Trombley. 

Examination March 21, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 

Interest 


$887,907.22 
100,000.00 
38,629.84 
23,277.47 




$887.1107.22 
100.000.00 
38,629.84 












$1,049,814.53 


$1,026,537.06 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


$498,827.83 

3,320.00 

42.150.00 

19,815.00 

25,000 00 

6.941.72 

25,250.00 

24,120.00 

10.000.00 

22:5.882.00 

U.530.00 

115,155.00 

4.100.00 

9.030.40 

002. r,S 


$498,827. S3 ' $498,827.83 




3,320.00 1 s.32n.nn 


Loans on collateral security 

Loans on personal security 

Public funds of this state 


42,150 00 

19,815.00 

25,000.00 

0.011.72 

25,000.00 

24,000.00 

10,000.00 

131,900.00 

33,500.00 

65,800.00 

4.100.00 

9,030.40 

692.58 


42,150.00 

19.S15.00 
V5.000.00 
0,911.72 
24.93528 
24,500.00 
10,000.00 

204,118.75 
4.-.. lio 50 

loT.iiof) 00 


Bank stuck 

Manufacturing stock 


Real estate 


1,100 oo 
9,030.40 




692.58 








$1,049,814.53 


$900,077.53 


$1,026,537.06 



26 BANK commissioners' report. 

Statement of Deposits and P^arnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $837,641.95 

Amount of dividends declared during year . 28,729.42 

Amount of deposits received .... 251,826.50 



SI, 118, 197. 87 
Amount of withdrawals ..... 170,152.49 



Amount of deposits at close of business, 

June 30, 1905 $939,045.38 



Total income $49,391.59 



Interest paid out 
Salaries, rents, and incidei 
State tax 
Other taxes . 
Premiums paid 
Losses charged off . 



$641.70 

tal expenses 3,861.09 

. 3,412.08 

35.73 

. 1,346.25 

. 2,239.00 



Dividends to guaranty shareholders . 5,000.00 

16,535.85 

Net income ...... $32,855.74 

To surplus 4,126.32 



Rate and amount of dividends declared, 

annual, April, 3£ per cent. . . . $28,729.42 



Undivided earnings at last annual return . . $11,774.21 
Increase 1,126.32 



Undivided earnings June 30, 1905 . . $15,900.53 

Incorporated, 1891. 

Treasurer's bond, surety company, $40,000. Date of bond, 

November 16, 1900. 
Annual compensation of officers: President, $500; treasurer, 

$1,500; trustees, nothing ; clerks, $600. 
Largest amount loaned to any person or corporation, $55,000. 
Total amount invested in New Hampshire, $796,913.33. 
Indebtedness of officers as principal, $5,000 ; as surety, nothing. 



BANK COMMISSIONERS REPORT. 



27 



SCHEDULE OF BONDS AND STOCKS OF THE CITY GUARANTY 
SAVINGS BANK. 



BONDS. 


Estimated ' „ , 
value. Par value. 


Value on 
books. 


County. 


$5,000.00 


$5,000.00 


$5,000.00 






City and Town. 
Sioux City, Iowa, 6s 


$1,941.72 


$1,1)41.72 


$1,941.72 


Railroad. 

Chicago, Rock Island & Pacific, 4s. 
Lake Shore & Michigan South'n, 4s 
Atchison, Topeka & Santa Fe, gen- 
eral mortgage, 4s 


$4,800.00 
5,150.00 

5,200.00 


$5,0110 111) 
5,000.00 

5.000.00 


$4,935.28 
5,000.00 

5.000.00 


Erie, 4s 


5,100.00 5.000.00 1 5.000.00 


North'n Pacific-Great Northern. 4s. 


5,000.00 


5,000.00 


5,000.00 




$25,250.00 


$25,000.00 


$24,935 


American Tel. & Tel. Co., 4s 


$9,400.00 
4,120.00 

5.300.00 
5.300.00 

$24,120.00 


$10,000.00 
4,000.00 
5,00000 
5,000.00 


$10,000.00 


West End Street Rv., Boston, 4s 
New England Tel. & Tel. Ci ., 
Western Union Telegraph Co., 4is 


4.000.00 
5,500.00 
5,000.00 


STOCKS 


$24,000.00 


$24,500.00 


Bank. 


$10,000.00 


SI 0.000. 00 


$10,000.00 






Railroad. 

Concord & Montreal, class l 

Concord & Montreal, class 4 

Wilton 


$27.000 00 $15,0(10.00 $22,500.00 

65,450.00 35,000.00 52.500.00 

7,350.00 i 3,000.00 6,375.00 

50.000.00 20.000.00 52,000.00 

28,800.00 20,000.00 ' 28.000.00 

830.00 500.00 850.00 

1,716.00 1,200.00 1,200.00 


Nashua & Lowell 

Fitchburg, pref 

Northern, N. H 

Michigan Central 


Peterborough 


10,000.00 10.000.00 , 9.675.00 
2,486.00 2,200.00 2.200.00 


Atchison, Topeka & Santa Fe, pref. 

Chicago Great Western, deb., 4s 

Illinois Central 


10.200 00 10,000.00 
4,250.00 5,000.00 
15,800.00 10.00000 


10,000.00 
4,650.00 
14,168.75 










Manufacturing. 

Amoskeag Manufacturing Co 

Nashua Manufacturing Co 

Jackson Company 


$223,882.00 


$131,900.00 


$204,118.75 


$20,00(1 tin 
14,030.00 
7,500.00 


— 

$10,000.00 
11.500.00 
12,000.00 


$18,262.50 
15.51S.00 
11,300.00 


Miscellaneous. 


$41,530.00 


$33,500.00 


$45. 110.50 


Nashua Light. Heat & Power Co. .. 

The Pullman Co 

American Sugar RefiningCo., pref. 

Pennichuck Water- Works 

New Hampshire Fire Insurance Co. 


$8,750.00 
30,625.00 
28,000.00 
17.280.00 
27,900.00 
2,600.00 


$5,000.00 
12,500.00 
20.000.00 
12,000.00 
15,000.00 
1,300.00 


$8,000.00 
25,625.00 

24.800.00 

IS. 170.00 

28,500.00 
2,600.00 




sit:.. 155. oo 


$.;.-,. simi.oo 


$107,995 00 



28 



BANK COMMISSIONERS REPORT. 



COLEBROOK GUARANTY SAVINGS BANK.— 
COLEBROOK. 

Thomas F. Johnson, President. 

Dean S. Currier, Treasurer. 

Trustees — Thomas F. Johnson, Warren E. Drew, Thomas 
H. Van Dyke, Henry E. Forristall, Charles O. Stevens. 

Investment Committee — Board of Trustees. 

Clerk — George M. Weeks. 

Examination May 4, U>05. 



STATEMENT. 



Liabilities. 





$184,063.60 

25,000.00 

7,434.69 

90.00 




$184,063.60 




25,000.00 




7,434.69 












$216,588.29 


$216,498.29 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 










$78,391.13 


$7S,391.13 


$78,391.13 


Loans oil other real estate 


17,863.19 


17.S63.19 


17,863.19 


Loans on collateral security 


40,081.60 


40,081.60 


40,081.60 


Leans mi personal security 


45,103.33 


45,103.33 


45,103.33 




10,325.00 


10,325.00 


10,325.00 


Municipal bonds: 








Garfield County, Col., 5s 


3,090.00 


3,000.00 


3,000.00 




2,000.00 


2,000.00 


2,000.00 


Miscellaneous bonds (Denver Con- 






2,000.00 


2,000 00 


2,000.00 


Bank stock: 








City National, Wichita Falls, Tex. 


500.00 


500.00 


500.00 




500.00 


500.00 


500.00 


Merchants' National, Portland, 








Ore 


250.00 


250.00 


250.00 




1,000.00 
2,365.13 


1,000.00 

2,365.13 


1,000.00 




2,365.13 


Real estate 


1,150.00 


1,150.00 


1,150.00 


Cash on deposit 


11.96S.91 


11,968.91 


11,968.91 




$210,588.29 


$216,498.29 


$216,498.29 



bank commissioners' report. 29 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $180,293.98 

Amount of dividends declared during year . . 5,114.62 

Amount of deposits received .... 56,889.36 



$242,297.96 
Amount of withdrawals ..... 61,102.31 



Amount of deposits at close of business, June 

30, 1905 $181,195.65 



Total income • . $10,951.63 

Interest paid out .... $328.75 

Salaries, rents, and incidental expenses 823.1*4 

State tax 1,260.30 

Other taxes 217.19 

Losses charged off . . . . 100.00 

Dividend to guaranty shareholders . 1,250.00 



3,974.38 



Net income $6,977.25 

To surplus 1,862.63 



Rate and amount of dividends declared, semi- 
annual, January and July, 3 per cent. . $5,114.62 



Undivided earnings at last annual return . . $7,545.23 

Increase . 1,862.63 



Undivided earnings June 30, 1905 . . $9,407.86 

Incorporated, 1889. 

Treasurer's bond, surety company, $35,000. Date of bond, 

June 19, 1899. 
Annual compensation of officers: President, nothing; treasurer, 

$400; trustees, $1 each meeting; clerks, nothing. 
Largest amount loaned to any person or corporation, $15,000. 
Total amount invested in New Hampshire, $173,172.83. 
Indebtedness of officers as principal, $53,216.90; as surety, 

$25,345.80. 



30 



BANK COMMISSIONERS REPORT. 



CONWAY SAVINGS BANK.— CONWAY. 

John C. L. Wood, President. 

Christopher W. Wilder, Treasure! 

Trustees — John C. L. Wood, Benjamin F. Clark, Levi C. 
Quint, H. Boardman Fifield, John Chase, A. Crosby 
Kennett, Christopher W. W T ilder, John B. Nash, Henry 
B. Cotton, Joel E. Morrell, Elijah B. Carlton, S. M. 
Hobson, Edwin Snow, J. Fred Thorns, John E. Potter, 
Sumner C. Hill, John C. Chase, Ora S. Hiscock. 

Investment Committee — John C. L. Wood, Levi C. Quint, 
Christopher W. W 7 ilder, Henry B. Cotton, Elijah B, 
Carlton. 

Examination August 9, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 

Interest 

Special deposits 

Impairment 



$167,129.68 
5,212. 23 
1,298.15 
2,295.73 



SI 75.935. 79 
2,776.88 



$173,158.91 



$167,129.68 
5,212.23 
1,298.15 

2,2;>5.73 



$175,935.79 



. Issi ts. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 
Loans on other real estate 


$51,292.42 

599.67 

8,836.32 

13,614.68 

30,975.00 

26,940.00 

26,312.50 

100 00 

1,000.00 


$51,292.42 

599.67 

8.836.32 

13,614.68 

30,500.00 

26.000.00 

27.587.50 

100.00 

1,000.00 

2.800 00 

1,360.00 

9,810 17 

2,328.15 


$51,292,42 
599.67 


Loans on collateral security 

Loans on personal security 


8,836.32 
13,614.68 
30.615 00 


Railroad bonds 

Miscellaneous bonds 


27,285.00 

27,104.38 


Bank stock 


100.00 


Manufacturing stock 


1,600 00 


Miscellaneous stocks 


1,400.00 


Real estate 


1,350.00 
9,810.17 
2,328.15 


1,350.00 


Cash on deposit 


• 9,810.17 


Gash on hand , 


2,328.15 








$173,158.91 


$175,818.91 


$175,935.79 



BANK COMMISSIONERS' REPORT. 31 

Statement of Deposits \\i> Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $164,139.58 

Amount of dividends declared during year . .. 4,o'.)0.47 

Amount of deposits received .... 40,07'J.86 



$208,809.91 
Amount of withdrawals ..... 42,137.79 



Amount of deposits at close of business, June 

30, 1905 $166,072.12 



Total income $8,342.10 

Interest paid out .... $38.69 

Salaries, rents, and incidental expenses 1,046.94 

State tax 1,017.98 

Other taxes ..... 9.55 
Expenses of foreclosure, insurance and 

repair.- ..... 52.50 

Losses charged off .... 1,149.64 

Carried to guaranty fund . . . 611.80 

3,927.10 



Net income $4,415.00 

From surplus ....... 175.47 



Rate and amount of dividends declared, semi- 
annual, June and December, 3 per cent. $4,590.4' 



Undivided earnings at last annual return . . $1,218.44 

Decrease ....... 175.47 



Undivided earnings June 30, 1905 . . $1,042.97 

Incorporated, 1869. 

Treasurer's bond, surety company, $17,500. Date of bond, 

February 15, 1899. 
Annual compensation of officers : President, nothing; treasurer, 

$750; trustees, nothing; clerks, paid by treasurer. 

Largest a unl loaned to any person or corporation, $4,000. 

Total amount invested in New Hampshire, $73,477.97. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



o2 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE CONWAY SAVINGS 

BANK. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


County. 


$5,000.00 


$5,000.00 


$4,850.00 




City and Town. 
Grand Forks. N. Dak., 6s 


$3,060.00 
1,000 00 
5.000.00 
4,815.00 


$3,000.00 
1,000.00 
5,000.00 
4,500.00 


$3,000.00 


Gunnison, Col., 5s 

Belfast, Me., 4s 


950.00 
5,000.00 
4,815 00 








S13.S75.00 


$13,500.00 


$13,765.00 


Gunnison County, No. 1, Col., 6s — 

Silver Bow County, Mont., 4s 

Deer Lodge County, No. 10, Mont.,4$s 


$2,000.00 
5,000.00 
5,100.00 


$2,000.00 
5.000.00 
5,000.00 


$2,000.00 
5.000.00 
5,000.00 




$12,100.00 


$12,000 00 


$12,000.00 


Rutland, Vt., 4is .• 


$8,720.00 
7,000.00 
4,160.00 
1,000 00 
3,000.00 
3,060.00 


$8,000.00 
7,000 00 
4,000.00 
1,000.00 
3,000 00 
3,000.00 

$26,000.00 


$8,885.00 
7 000 00 


Hoosac Tunnel & Wilmington, 5s.. 


4,280.00 

l.ooo.oo 


Ogdensburg & Lake Champlain, 4s. 


3,120.00 
3,000.00 




$26,940.00 


$27,285.00 


Denver Consolidated Elec. Co., 6s.. 

Securities Co. of New York, 4s 

New Hampshire Trust Co., deb., 4s. 

Dakota Investment Co., deb., 7s 

Dakota Investment Co., deb., 6-jS. . . 
Metropolitan Railway Co., Denver, 

North Chicago Electric Ry. Co., 6s. . 
North Chicago Street Ry. Co., 4?>s .. 
Electric Light & Power Co., Mil- 

N. Y. & Penn. Tel. & Tel. Co., 4s.... 

Nashua Street Railway, 4s 

Western Union Telegraph Co.,4jS.. 


$5,000 00 

1,600.00 

250.00 

112.50 

300.00 

, 2,100.00 
1.000.00 
1,740.00 

1,000.00 
2,850.00 
2,060.00 
5,300.00 
3,000.00 


$5,000 00 

1.600.00 

1,575.00 

112.50 

300.00 

2,000.00 
1,000.00 
2,000.00 

1,000.00 
3,000.00 
2,000.00 
5.000 00 
3,000.00 


$5,000 00 

1,600.00 

1,075.00 

112.50 

300.00 

2,000.00 
1,000.00 
2,000.00 

1,000.00 
2,820.00 
2,000.00 
5.196.88 
3,000.00 


STOCKS. 


$26,312.50 


$27,587.50 


$27,104.38 


Bank. 

Nashua Trust Co 


$100.00 


$100.00 


$100.00 






Manufacturing. 
Page Belting Co 


$1,000.00 


$1,000.00 


$1,600.00 






Miscellaneous. 

Investment Trust Co. of America, 
Topeka, Kan., common 




$2,000.00 
S00.00 


$800.00 


Investment Trust Co. of America, 
Topeka, Kan., pref 




600.00 












$2,800.00 


$1,400.00 









BANE COMMISSIONERS REPORT. 



:;:; 



DARTMOUTH SAVINGS BANK.— HANOVER. 

Frank .W. Davison, President. 

Perley R. Bugbee, Treasurer. 

Trustees — Frank W. Davison, Charles P. Chase, Perley 
R. Bugbee, Asa W. Fellows, Robert Fletcher, Gilman 
D. Frost, Newton A. Frost, Alfred W. Guyer, George 
Melvin, Henry V. Partridge, Charles F. Richardson, 
Frank I. Spencer, Edward P. Storrs. 

Investment Committee — Frank W. Davison, Newton A. 
Frost, Charles P. Chase, Edward P. Storrs, Perley R. 
Bugbee. 

Clerks — Claude Morey, Thacher W. Worthen. 
Examination May 31, 1905. 



STATEMENT. 

Liabilities. 





$913,975.5S 
65,000.00 
56,147.16 
64,631.59 

$1,099,754.33 




$913,975.58 




65,000.00 


Interest 


56,147.16 








$1,035,122.74 



Assets. 



Estimated 

value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

Loans mi i it her real estate 

Loans on collateral security 

Loans on personal security 

State and municipal bonds 

Railroad bonds 


$92,698.26 

239,468.44 

3,145.61 

7,47i;.:n 

287,070.00 

247,3_'0.00 

97,460.00 

18,900.00 

49,763.00 

1,650 00 

90.00 

8,000.00 

21,368 00 

24,581.07 

763.04 

81,099,754.33 


$92,698.26 

239,468.44 

3,145.61 

7,476.91 

270,000.00 

232.000.00 

99,500.00 

14,000.00 

51,800.00 

3,000 00 

90.00 

8,000 00 

21.368.00 

24,581.07 

763.04 


$92,698.26 
239,468.44 
3,145.61 
7,476.91 
272,173.75 
212,682.19 




96,283 47 


Bank stock 


14,000.00 


Railroad stock 


41,012.00 


Manufacturing stock 


1.3S0.00 




90.00 


Bank building and fixtures 


8,000.00 


Leal estate 


21,368 i") 


Cash mi deposit 


24.5S1.07 
763.04 




si. n:r,, sat.:;:; 


$1,035,122.74 



34 bank commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $904,175.60 

Amount of dividends declared during year . . 26,284.68 

Amount of deposits received .... 132,139.86 

$1,062,600.14 
Amount of withdrawals ..... 142,815.39 



Amount of deposits at close of business, June 

30, 1905 $919,784.75 



Total income $53,076.21 

Interest paid out .... $917.48 

Salaries, rents, and incidental expenses 3,096.93 

State tax 5,638.60 

Other taxes ..... 1,223.25 
Expenses of foreclosure, insurance, and 

repairs ..... 1,579.97 

Premiums paid .... 1,972.95 

Losses charged off .... 50.00 

Reduction of book values . . . 3,012.00 

17,491.18 



Net income $35,585.03 

To surplus 9,300.35 

Rate and amount of dividends declared, semi- 
annual, January and July, 3 percent. . $26,284.68 



Undivided earnings at last annual return . . $47,765.14 

Increase ....... 9,300.35 



Undivided earnings June 30, 1905 . . $57,065.49 

Incorporated, 1860. 

Treasurer's bond, surety company, $75,000. Date of bond, 

November 1, 1904. 
Annual compensation of officers: President, $250; treasurer, 

$1,550; trustees, nothing; clerks, $550. 
Largest amount loaned to any person or corporation, $28,500. 
Total amount invested in New Hampshire, $148,220.78. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



HANK COMMISSIONERS' REPORT. 



35 



SCHEDULE OF BONDS AND STOCKS OF THE DARTMOUTH 
SAVINGS BANK. 



BONDS. 



Esl i mated 
value. 



Par value. 



Value on 

books 



State. 

Arizona Territory, 4s . 

County. 

Cloud, Kan., Ss 

Ottawa. Kan., 8s 

Cochise, Ariz., 7s 

Routt, Col., 7s 

Missoula, Mont.. 6s . . . 
Chesterfield, Va., 6s.. 
Chehalis, Wash., 6s... 

Mesa, Col., 4£s 

Albany, Wyo.,4&3 

Uinta, VVyo., 4£s 

Deer Lodge, Mont., 5s 

Jefferson, Ga., 5s 

Jefferson, Ala., 4's . . . 

Whatc Wash-, 4;s. 

Fayette, K\\, 4 Is 

Lancaster, S. C, 4s 

Madison, Tenn.,4s. ... 



City and Town. 

New Whatcom, Wash., Gs... 

Woodland, Cal., 5s 

Ogden, Utah. r>s 

San Diego, Cal., 4's 

Cheyenne, Wyo., 5s 

Great Falls. Mont., :>< 

San 1 >iego, Cal., 4Js 



School District. 

Alturas, No 12, Idaho, 8s 

Huron, S. Dak., Hoard of Educa 

tion, 3s 

Skagit County, No. 10, Wash., 7s ... 
Deer Lodge Co., No. to. Mont., Cs.. 

Utah County, No. 15. Utah, Gs 

Johnson County, No. 2, III., Gs 

Uinta County, No. I, Wyo., 4is 

( >tero County, No. i. Col., 5s 

Weld County, Col., 4js 

Lewis & Clarke County, No. 1 

Mont.,4js 

Fremont County, No. 1, Col., 4's . . 
San Miguel County, No. 1, Ool., 5s 
Brigham County, No. 4. Utah, tjs 

Bal i i County, No. 31, Ore.. 5js 

Kalispell, Mont., 5s 

Ta> lor. Pa., IJS 

Deadwood, s. Dak., 5s 



Railroad. 

Loner Island. 7s. . 

St. Louis & San Francisco, Gs. 
Ohio \- West Virginia, 7s 

Amount carried forward . 



$5,300.00 



$8,000.00 
9,720.00 
10,700.00 

10,000.00 
13,200.00 
5,000 00 
9,720 (in 
5.000.00 
10.300.00 
10.300.00 
2.080.00 
5,300 00 
5.200 00 
10.300.01) 
10.200.00 
4.950 00 
5,880.00 



$135,850.00 



$5,300.00 
5,100.00 
8,240.00 
5,250.00 

5.300 00 
11.000.00 
5,350 00 



$45,540.00 



$1,000.00 

0,000 00 
8.800 00 
10,200 00 
5,500.00 
500 00 
5,100 00 
7.210.00 
5,100.00 

10 301 

5 150.110 

5,200.00 
8,240.00 
;; 030 00 
5,350 00 
5,400 00 
5,300.00 



Hon :;mi ho 



$17,250 00 
13.000 00 

1G. 950.00 

$ 17.201) 00 



$5,000.00 



$8,000.00 
9,000 00 
10,000 00 
10,000 00 
11,000.00 
5,(100.00 
9.000 00 
5,000 00 

io.ooooo 

10.000.00 
2.000.00 

5,000 00 
5,000 00 

in ii i 

10 OHO. 00 

5.000 00 
6,000.00 



$130,000.00 



$5,000.00 
5,000.00 
S. 000.00 
5,000 00 
5,000.00 

10,000.00 
5.000.00 



$43,000.00 



$1,000.00 

10.000.00 
8, ooii. on 
10.001) (10 

5,5 in 

500 00 

5.000 00 

7,000.00 

5,000.00 

10,000 00 

5.000 01) 

5,000 00 

s. I'll 

3,000 00 
5,000 oo 
5,000 00 
5,000 00 



$98,000.00 



$15,000.00 

10. Ill III on 
15,000.00 



§40,000.00 



S5.000.00 



ss.oon mi 
9.000.00 
10,000.00 
10,000.00 

11,00000 

5,000.00 
9.000.00 
5.000 00 
10,000 00 

10.000 00 

2.000 00 
5.000.00 
5.000 00 
10.000.00 
10.000 00 
1,925 oo 
5.880 00 



$129,805.00 



$5,000.00 
4,868 75 

8,1 

5,000.00 

5.1 

10.000 00 
5,000 00 



$42,868.75 



$1,000.00 

6 500.00 

S. 000 00 
lo huh on 
5.500 00 
500 00 
5 Ill 10 00 
7.000 00 
5,000.00 

10.000 00 
5.000.00 

5. (II ill no 

8,000.00 
3 000.00 
5,000 00 

5.000 00 
5, IKK) 00 



$94,500.00 



$1 1,710.87 

loooooo 
15.000 iK) 



$39,710.87 



36 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE DARTMOUTH 
SAVINGS BAKK.-Continued. 



BONDS. 



Estimated 
value. 



Par value. 



Value ou 
books. 



Railroad.— Continued. 



Amount brought forward 

St. Paul & Sioux City, 6s 

Peoria & Eastern, 4s 

Rio Grande & Western, 4s 

Duluth & Iron Range, 5s 

Chicago & Eastern, 111., 5s 

Evansville iS: Indianapolis, 6s 

Atchison, Topeka & Santa Fe', gen. 

mortgage, 4s 

Georgia Midland & Gulf, 3s 

Oregon Ry. & Navigation Co., 5s. .. 

Rutland, Vt., 4is 

Colorado & Southern, 4s 

Hocking Valley, 4sS 

Willmar & Sioux Falls, 5s 

Union Pacific, 4s 

North'n Pacific-Great Northern, 4s. 

St. Louis & San Francisco, 4s 

Pontiac, Oxford & Northern, 6s — 

Buffalo & Susquehanna, 4s 

Midland Terminal, 5s 

Norfolk & Southern, 5s 

Rutland. 4-'s 

Central Branch (Mo. Pac), 4s 

Oregon Short Line, 4s 



Miscellaneous. 

Denver Consolidated Elec. Co., 6s.. 

Bessemer Ditch Co., 7s 

St. Paul (ias Light Co., 6s 

Hanover Water- Works, 5s. 

Washington Gas & Electric Co., 
Ohio, 5s 

New York & Pennsylvania Tel. & 
Tel. Co., 4s 

American Tel. & Tel. Co., 4s 

New England Tel. & Tel. Co., 4s.... 

Manchester Traction Light & Pow- 
er Co., 5s 

United Gas & Elec. Co., Dover, 5s.. 

Western Union Telegraph Co.,4's.. 

Taunton Street Railway, Mass., 5s. 

South Shore & Boston St. Ry.,5s... 

North Chicago Street Ry. Co.,4-2S. .. 



STOCKS. 
Bank. 

Dartmouth Nat ional 

Railroad. 

Northern, N. H 

Colorado & Southern 

Hocking Valley, pre!' 

Union Pacific 

Amount carried forward 



$47,200.00 
12,400.00 
8,910.00 
10.000.00 
11,500.00 
11,900.00 
17,100.00 

10,300.00 

11,900.00 
5,150.00 
5,450 00 
6,510.00 
8,880.00 

11,900 00 
1,220.00 

15,300.00 
4,500.00 

10,500 00 
5.000.00 
5,000.00 

12.000.00 
5,000 00 
4,800.00 
4,900.00 



$247,320.00 



S5.000.00 
1,500 00 
5,500.00 
3,500.00 

25,000.00 

4.750 00 
9.700 (HI 
2.910.00 

5,250.00 
10,200.00 

5,250.00 
5,250 00 
5,350.00 
8,300.00 



897, 460. (Hi 



$18,900.00 



$5,478.00 
1,665.00 

11.830 00 
0,790.00 



§40.000.00 
10,000.00 
9,000 00 
10,000.00 
10,000.00 
10.000.00 
15,000.00 

10,000.00 

17,000.00 
5.000.00 
5,000.00 
7,000.00 
8,000.00 

10.000.00 
1.000.00 

15,000 00 
5,000.00 

10.000.00 
5,000.00 
5,000.00 

10.000.00 
5.000.00 
5,000.00 
5,000.00 



$232,000.00 



$5,000.00 
3,000.00 
5.000.00 

3,500.00 

25.000.00 

5.000.00 
10.000.00 
3.000.00 

5,000.00 
10,000 00 
5.000.00 
5,000.00 
5.000.00 
10,000.00 



$99,500.00 



$39,710.87 
10.000.00 
7,110.00 
7,487.50 
9,700.00 
10,000.00 
15,000.00 

6,900.00 
9,955.59 
4,778.63 
5,000.00 
5,436.88 
8,000.00 

10,000.00 
997.72 

14,637.50 
4,500.00 

10,000.00 
5.000.00 
3.930.00 

10.000.00 
5,000 00 
4,67500 
4,862.50 



$212,682.19 



$5,000.00 
1,731.80 

5.000.00 
3,500.00 

25,000.00 

4,700.00 
9,! 100. 00 
2,876.67 

5,000.00 
10,000.00 
5.000.00 
5,000.00 
5,000.00 
8,575.00 



$96,283.47 



$14,000.00 



$3,300 00 
3.500 00 
13,000.00 

7.000.00 



$25,763.00 



$26,800.00 



$14,000.00 



$3,760.00 

1. 01 10 00 

7,600.00 

:;,!i_'7.oo 



$16,287.00 



l'.ANK COMMISSIONKKS ItEI'OKT. 



37 



SCHEDULE OF BONDS AND STOCKS OF THE DARTMOUTH 
SAVINGS BANK.-Continued. 



STOCKS. 



Estimated 
value. 



Par value. 



Value 011 
books. 



Railroad.— Continued. 



A mount br<> ugh t forward 

Baltimore <& Cumberland Valley 

Extension 

Buffalo & Susquehanna, pref 

( 'liicag-o ( freat Western, deb., 4s 



Manufacturing. 

E. & T. Fairbanks & Co., St. Johns- 
bury, Vt 

Miscellaneous. 

New Hampshire Real Estate Co 



$25,763.00 



$-20,800.00 



$1G,287.00 



6.500.00 
9,000.00 
8,500.00 

$49,763.00 


5,000.00 
10,000.00 
10,000.00 


6,500.00 
8,90(100 
9,325.00 


$51,800.00 


$41,012.00 


$1,650.00 


$3,000.00 


$1,380.00 


$90.00 


$90.00 


$90.00 



38 



BANK COMMISSIONERS REPORT. 



DERRY SAVINGS BANK.— DERRY. 

William S. Pillsbury, President. 

Frederick J. Shepard, Treasurer. 

Trustees — William S. Pillsbury, Greenleaf K. Bartlett, 
William H. Jones, Frank A. Hardy, Randolph R. Mer- 
rick, Charles Bartlett, George F. Priest, Volney H. 
Moody, Joseph B. Bartlett, Gilbert H. Hood, Arthur 
H. Wilcomb/Arthur M. Emmerson, George E. Seavey, 
Harrison Alexander, Frederick J. Shepard. 

Investment Committee — William S. Pillsbury, Greenleaf K. 
Bartlett, Joseph B. Bartlett. 

Examination October 5, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 


• $44,912.55 
68.75 
21.00 
96.25 




$44,912.55 
68.75 




21.00 












$45,098.55 


$45,002.30 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



LoaDS on New Hampshire real 
estate 

Loans on collateral security 

Railroad bonds: 
Ogdensburg& LakeChamplain,4s 

Atlantic Coast Line, 4s 

St. Louis, Iron Mountain & South- 
ern, 4s 

Oregon Short Line, 4s 

Miscellaneous bonds (Western 
Union, 4Js) 

Cash on deposit 



$21,990.00 
800.00 



1,000.00 
2,020.00 



970.00 
970.00 



1,060.00 
16,288.55 



$45,098.55 



$21,990.00 
800.00 

1,000.00 
2,000.00 

1,000.00 
1,000.00 

1,000.00 
16,288.55 

$45,078.55 



$21,990.00 
800.00 



995.00 
1,920.00 



965.00 
975.00 



1,068.75 
16,288.55 



$45,002.30 



bane commissioners' report. 39 

Statement of Deposits and Earnings 

For eight months ending June 30, 100-~). 

Amount of deposits received .... $5(1,891.06 
Amount of withdrawals ..... 13,006.00 



Amount of deposits at close of business, June 

30, 1905 $43,885.06 



Total income $432.64 

Interest paid out . . . . . . 59.17 



Net income ...... $373.47 

Incorporated, 1903. Commenced business, November, 1904. 
Treasurer's bond, surety company, $15,000. Date of bond, 

December 10, 1904. 
Annual compensation of officers : President, nothing ; treasurer, 

nothing ; trustees, nothing ; clerks, nothing. 
Largest amount loaned to any person or corporation, $3,500. 
Total amount invested in New Hampshire, $14,100. 
Indebtedness of officers as principal, nothing ; as surety, nothing. 



40 



BANK COMMISSIONERS REPORT. 



FARMERS' SAVINGS BANK.— PITTSFIELD. 

Charles H. Carpenter, President. 

Electa A. Goss, Treasurer. 

Trustees — Charles H. Carpenter, Peabody H. Adams, 
Charles H. Lane, Oscar Foss, Herman A. Greenleaf, 
True H. Maxfield, Eliphalet W. French, Edwin A. 
Lane, Edgar F. Ring, B. W. Carr, L. W. Kaime. 

Investment Committee — Peabody H. Adams, Herman A. 
Greenleaf, Charles H. Lane. 

Clerk — Herbert B. Fischer. 

Examination June 14, 1905. 



STATEMENT. 

Liabilities. 





$124,980.37 

3,502.67 

976.55 

1,986.68 

$131,446.27 




$124,980.37 
3,502.67 




976.55 












$129,459.59 



^lsse^.s. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate $30,299.60 

Loans on collateral security 13,300.00 

Loans on personal security 43,708.57 

Miscellaneous bonds i 8,328.00 

Bank stock 9,285.00 

Railroad stock j 1,798.00 

Manufacturing stock 14,190.00 

Miscellaneous stocks 1 ,390.00 

Real estate I 5,200.00 

Cash on deposit I 3,947.10 

$131,446.27 



$30,299.60 

13,300.00 

43,708.57 

9,000.00 

8,700 00 

1,400.00 

12,600.00 

1.000.00 

5,200.00 

3,947.10 

$129,215.27 



$30,299.60 

13,300.00 

43,708.57 

8,750.00 

9,005.32 

1,785.25 

12,463.75 

1,000.00 

5,200.00 

3,947.10 

$129,459.59 



bank commissioners' report. 41 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits .Tune 30, 1904 . . . $127,231.18 

Amount of dividends declared during year . . 3,420.30 

Amount of deposits received .... 38,457.16 

Amount of withdrawals 

Amount of deposits at dose of business, June 
30, 1905 . 

Total income ..... 

Interest paid out .... 
Salaries, rents, and incidental expenses 
State tax ..... 

Other taxes ..... 
Expenses of foreclosure, insurance, and 
repairs ..... 

Premiums paid .... 

Losses charged off .... 
Carried to guaranty fund . 

Net income .... 
To surplus ..... 

Rate and amount of dividends declared, 
annual, April, 3 per cent. 

Undivided earnings at last annual return 
Increase ...... 

Undivided earnings June 30, 1905 . . $1,555.09 

Incorporated, 1883. 

Treasurer's bond, surety company, $35,000. Date of bond, 
March 1, 1903. 

Annual compensation of oilicers : President, nothing; treas- 
urer, $800; trustees, nothing; clerks, nothing. 

Largest amount loaned to any person or corporation, $5,000. 

Total amount invested in New Hampshire, $40,208.17. 

Indebtedness of officers as principal, $1,000; as surety, nothing. 





$169,108.64 
43,448.62 


;ss, June 


$125,660.02 


$306.99 

869.31 

760.76 

47.84 

41.66 

45.83 

421.44 

402.67 


$7,119.48 
9 896 50 






. 


$4,222.98 
802.68 


leclared, 


$3,420.30 




$752.41 

802.68 



42 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE FARMERS' SAVINGS 

BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



Miscellaneous. 

New Hampshire Trust Co., deb., 4s 
Crippen, Lawrence & Co., deb., Gs.. 

American Tel. & Tel. Co.. 4s 

Renfrew Manufacturing Co., Bos 
ton, Mass., 5s 



STOCKS. 

Bank. 

Merchants' National, Dover .. 
Pittstield National 

Railroad. 

Suncook Valley 

Pennsylvania 

Manufacturing. 

Amoskeag Manufacturing Co. 
Merrimack Manufacturing Co 
United States Steel Co., pref.. 

American Locomotive Co 

American Woolen Co 

Pittstield Gas Co 

Miscellaneous. 
American Tel. & Tel. Co 



$108.00 

250.00 

2,910.00 

5,000.00 



Ss.ni'N.un 



$8,085.00 
1,200.00 



$9,285.00 



$44S.OO 
1,350.00 



$1,798.00 



$4,040.00 

950.00 

930.00 

2,020.00 

5,050.00 

1,200.00 



$14,190.00 



$1,390.00 



$560.00 

500.00 

3,000.00 

5,000.00 



$9,060.00 



$7,700.00 
1,000.00 



$8,700.00 



$400.00 
1,000.00 



$1,400.00 



$2,000 00 
1,000.00 

1,000.00 

2.000.00 
5,000.00 
1,600.00 



$12,600.00 



$1,000.00 



$250.00 

500.00 

3,000.00 

5,000.00 



$8,750.00 



$7,805.32 
1,200.00 



$9,005.32 



$484.00 
1,301.25 



$1,785.25 



$3,675.00 

950.00 

930.00 

1,758.75 

4,650.00 

500.00 



$12,463.75 



$1,000.00 



BANK COMMISSIONERS REPORT. 



43 



FARMINGTON SAVINGS BANK. 
TON. 



-FARMING- 



John F. Cloutman, President. 

Charles W. Talpey, Treasurer. 

Trustees — John F. Cloutman, John H. Barker, Jonathan 
R. Hayes, James B. Edgerly, Edward T. Willson, John 
F. Hall, Dwight E. Edgerly, Frank E. Edgerly, Samuel 
S. Parker, Asa A. Hall, John P. Bennett, John G. John- 
son, B. Frank Perkins, Charles W. Jenness, Frank R. 
Copp. 

Investment Committee — John F. Cloutman, John H. Bar- 
ker, Dwight E. Edgerly, Frank E. Edgerly, John F. 
Hall. 
Examination March 17, 1905. 



NEW ACCOUNT.— STATEMENT. 

Liabilities. 





$125,174.20 
2,150.00 
2,525.19 
1,551.50 

$131,400.89 




$125,174 20 


Guaranty f uud 


2,150.00 
2,525.19 


Premium 






$129,849.39 



Assets 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate. 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Manufacturing stock 

Bank building and fixtures 

Real estate 

Cash on deposit 

Cash on hand 



530,233.25 
11,280.00 
13,600.00 
5,1)75.00 
2.030.00 
32.740.00 
7.050.00 
3,729.00 
13,175.00 

1.01 10.00 
5.350.00 
1,000.00 
4.116.89 
61.75 



$131,400.89 



$30,233.25 

11,280.00 

13,600.00 

5,975 00 

2,000.00 

32,500.00 

7,(1110 on 

3,300 00 

10,000.00 

1,000.00 

5,350.00 

1,060.00 

4,116.89 

61.75 



$127,476.89 



$30,233.25 

11,280.00 

13.600.00 

5,975.00 

2.000.00 

32.072.50 

7,000.00 

3.300 00 

12.800.00 

1.000.00 

5.350.00 

1,060.00 

4,116.89 

61.75 



$129,849.39 



44 bank commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $108,582.88 

Amount of dividends declared during year . . 3,121.87 

Amount of deposits received .... 47,427.87 

$159,132.62 
Amount of withdrawals ..... 34,652.80 



Amount of deposits at close of business, June 

30, 1905 $124,479.82 



Total income $7,424.92 

Interest paid out .... $238.59 
Salaries, rents, and incidental expenses 1,285.47 



State tax ..... 
Other taxes ..... 


784.78 
123.71 




Expenses of foreclosure, insurance, and 
repairs ..... 
Premiums paid .... 
Carried to guaranty fund . 


180.73 
107.50 
350.00 


3,070.78 






Net income .... 
To surplus ..... 


declared, 


$4,354.14 

1,232.27 


Rate and amount of dividends 
annual, January, 3 per cent. . 


$3,121.87 


Undivided earnings at last annual return 
Increase ...... 


$2,423.98 
1,232.27 



Undivided earnings June 30, 1905 . . $3,656.25 

Incorporated, 1868. 

Treasurer's bond, personal. $35,000. Date of bond, February 

4, 1898. 
Annual compensation of officers ; President, nothing; treasurer, 

$1,000; trustees, nothing; clerks, nothing. 
Largest amount loaned to any person or corporation, $3,500. 
Total amount invested in New Hampshire, $65,445.55. 
Indebtedness of officers as principal, $13,100 ; as surety, $1,000. 



HANK I (i\IMISSK»M.i;S KF.l'OKT. 



45 



SCHEDULE OF BONDS AND STOCKS OF THE FARMINGTON SAV- 
INGS BANK-NEW ACCOUNT. 



BONDS. 


Estimated 

value. 


Par value. 


Value on 
books. 


School District. 
Teller County, No. 1, Col., 6s 


$1,010.00 
1,020.00 


$1,000.00 
1.000.00 


$1,000.00 


Arapahoe County, No. 7, Col., 5s 


1.000.00 




$'-',030.00 


$2,000.00 


$2,000.00 


Maine Central. 4s 

Honsae Tunnel \- Wilmington, 5s. . 
Rutland Canadian, 4s 


$1,530 00 
1,020.00 
3,000.00 
6,540.00 
2,860.00 
5,000 00 
2.000 00 
2,000.00 
3,030.00 
5.7G0.00 


$1,500.00 
1,000 00 
3,000.00 
6,000.00 
3,000.00 
5,000 (H) 
2,000.00 
2,000.00 
3,000.00 
6,000.00 


$1,500.00 
1,000 00 
3,000.00 
6.000.00 
3,000.00 
4.9S5.00 


( >gdensbufg & Lake Champlain, 4s 

North'n Pacific-Great Northern, 4s. 
Central Branch (Mo. Pac), 4s 


2,000.00 
2,000.00 
2,850.00 
5,737.50 




$32,740.00 


$32,500.00 


$32,072.50 


American Tel. & Tel. Co., 4s 

United Gas & Electric Co., Dover, 5s 
Western Union Telegraph Co.,45S. 


$2,910.00 
2,040.00 
2,100.00 


$3,000.00 
2,000.00 
2,000.00 


$3,000.00 
2.000.00 
2.000.00 


STOCKS. 


$7,050.00 


$7,000.00 


$7,000.00 


Bank. 

Farmington National 


$3,729.00 


$3,300.00 


$3,300 00 






Railroad. 

Baltimore & Cumberland Valley 
Extension 


$3,000.00 • 

2,250.00 
4.400.00 
3,525.00 


$2,500.00 

2,500.00 
2,500 00 
2,500.00 


$3,450.00 

2.225.00 
4.1 "5 00 


Pennsylvania 


3,000.00 




$13,175.00 


$10,000.00 


$12,800.00 


Page Belting Co 


$1,000.00 


$1,000.00 $1,000.00 





46 



BANK COMMISSIONERS REPORT. 



FRANKLIN SAVINGS BANK.— FRANKLIN. 

Isaac N. Blodgett, President. 

Alexis Proctor, Treasurer. 

Trustees — Warren F. Daniell, Alvah W. Sulloway, John 
H. Rowell, John B. Howard, David S. Gilchrist, H. A. 
Weymouth, C. C. Kenrick, Frank L. Morrison, Frank 
Proctor, Edwin H. Sturtevant, George E. Shepard, 
Horace F. Giles. 

Investment Committee — Isaac N. Blodgett, Alvah W. Sul- 
loway, Frank L. Morrison, Frank Proctor. 

Clerks — Arthur L. Smythe, Guy B. Clement. 

Examination February 21, 1905. 



STATEMENT. 
Liabilities. 





§1,348,125.04 
100.000 00 
58,399.57 
96,671.11 

$1,603,195.72 




$1,348,125.04 




100.000 00 




58,399.57 












$1,506,524.61 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


$152,651.66 

322,083.00 

126,155.00 

191.625.37 

21 700 00 

100.530 00 

203,020.00 

73.700 00 

49,420.00 

245.796 00 

45.725 00 

1.000 00 

38,769.00 

30,874 32 

146.37 


$152,651.66 

322.083.00 

126,155 00 

191,625.37 

21,000.00 

98.000 00 

197.000.00 

80,500 00 

30.700.00 

166,700 00 

26,100 00 

1.000 00 

38.769.00 

30.S74.32 

146.37 


$152,651.66 




322,083.00 


Loans on collateral security 

Loans on personal security 

Public funds of this state 


126,155.00 

191.625 37 
21.000.00 




98 000 00 




I9(i 83 1 8 1 




70,500 00 

30.700 00 

200.925 (10 


Manufacturing stork 


31,260 00 

1 IKK) Hi) 




38 769 00 


Lash on deposit 


30.S74.32 
146.37 








$1,603,195.72 


$1,483,304.72 


$1,506,524.61 



bane commissioners' report. 47 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . .81,286,179.54 

Amount of dividends declared during year . . 35,860.32 

Amount of deposits received .... 307,024.45 

$1,629,064.31 
Amount of withdrawals ..... 258,526.66 



Amount of deposits at close of business, June 

30, 1905 81, 370.537. 65 



Total income 885,231.03 

Interest paid out . . . $2,104. 52 

Salaries, rents, and incidental expenses 3,825.46 

State tax 8,498.01 

Other taxes . . . ' . . 69.31 

Expenses of foreclosure, insurance, 

and repairs .... 226.78 

Premiums paid .... 2,968.85 

Losses charged off . . . . 2,920.00 

Carried to guaranty fund . . . 46,974.55 

67,587.48 



Net income ...... $17,643.55 

From surplus ...... 1*. 216. 77 



Rate and amount of dividends declared, 

annual, October, 3 per cent. . . . 835,860.32 



Undivided earnings at last annual return . . 8'.'7,416.73 

Decrease ....... IS, 2 16.77 



Undivided earnings June 30, 1905 . . 879,199.96 

Incorporated, 1 869. 

Treasurer's bonds, personal, $90,000. Date of bonds, Novem- 
ber 8, 1889, May 27, 1905. 

Annual compensation of officers: President, $100; treasurer, 
81,400; trustees, 81 each meeting; clerks, 8800. 

Largest amount loaned to any person or corporation, $30,000. 

Total amount invested in New Hampshire, 8400,784 66. 

Indebtedness of officers as principal, 81 8,300 ; as surety. 830,000. 



48 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE FRANKLIN SAVINGS 

BANK. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


State. 


§5,400.00 


$5,000.00 


$5,000.00 




County. 

Jefferson, Wash., 6s 

Wyandotte, Kan., 4}s 


$5,000.00 
10.400.00 
5,150.00 


$5,000.00 
10,000.00 
5.000.00 


$5,000.00 
10.000.00 
5,000.00 




$20,550.00 


$20,000.00 


$20,000.00 




$6,300.00 
5,400.00 

5:250.00 

2,000.00 
S.500.00 
3,120.00 
10.600.00 
11,000.00 
5,400.00 
5,350.00 
5,000.00 
4,040.00 


$6,000.00 
5,000.00 
5,000.00 
2,000.00 

10,000.00 
3,000 00 

10,000 00 

10,000.00 
5,000.00 
5.000.00 
5,000.00 
4,000.00 


$6,000 00 


Brigham, Utah, 6s 


5,000.00 
5,000.00 
2,000.00 


Butler, Inch, 6s 


Galveston, Texas, 5s 

Missoula, Mont., 6s 

New Whatcom, Wash., 6s 

Salem, Ore., 6s 

Seattle, Wash., 5s 

Sprague, Wash.., 6s 

Parkersburg, W. Va., 4s 


10,000.00 
3,000.00 
10,000.00 
10,000.00 
5,000.00 
5,000.00 
5,000.00 
4,000.00 




$71,960.00 


$70,000.00 


$70,000.00 


Latah County, No. 5, Idaho, 6s 

Gallatin County, No. 7, Mont., 6s. .. 
Yavapai County, No. 1, Ariz., 6s 


$5,000.00 
8,320.00 
1,000.00 


$5,000.00 
8.000.00 
1,000.00 


$5,000.00 
8.000.00 
1,000.00 


Railroad. 


$14,320.00 


$14,000.00 


$14,000.00 


Boston, Concord & Montreal, 6s 

Union Pacific, 4s 


$39,900.00 
6,100.00 


$35,000.00 
fi noo mi 


$35,000.00 
5 000 00 


( rreai Northern, 4s 


52,520.00 52,000 00 
9.7(10.00 . 10,000.00 

10,200.00 1 10,000.00 
5,000.00 5,000.00 
4,900.00 1 5.000.00 
9,600.00 10,000.00 

20.400.00 ; 20,000 00 
5,250 00 t 5,000 00 
9,800.00 1 10.000.00 
5,050.00 5,000.00 
4,950.00 5.000.00 

4,950.00 s.nnn nn 


48 000 00 


Chicago, Rock Island & Pacific, 4s.. 


9,800.00 


Buffalo & Susquehanna, 4s 


5,000.00 
4,600.00 
9.4S1 00 


Central Branch (Mo. Pac), 4s 

Ft- re Marquette, 4s 


Lake Shore & Michigan South 'rn, 4s 
Pine Bluff & Western, 5s 


20,000 00 
5,000.00 


Central Indiana, 4s 

N. Y. Central & Hudson River, 4s.. 

Chicago & Western Indiana, 4s 

Cincinnati, Indianapolis & West- 
ern. 4s 


9,600.00 
4,903 89 

4,900.00 

4,850.00 


Buffalo, Rochester & Pittsburg, 4Js. 
Oregon Short Line, 4s 


5,000.00 
9,700.00 


5,000.00 
10,000.00 


5,000.00 
9,700.00 






Miscellaneous. 


$203,020.00 


$197,000.00 


$190,834.89 


New Hampshire Trust Co., deb., 4s. 
American Tel. & Tel. Co., 4s 


$11,000.00 
1,500.00 
9,700 00 


$10,000 00 
10,500.00 

hi nun nn 


$10,000.00 
1,500 00 
9,000.00 


Western Union Telegraph Co., 4is.. 
William B. Durgin Co., 5s 


31,500.00 | 30.000(H) 
10,000.00 , 10,000.00 
10,000.00 1 10,000.00 


30.000.00 
10.000.00 
10,000.00 








$73,700.00 


$80,500.00 


$70,500.00 



HANK roMMISSIilNKKS ItKl'ORT. 



40 



SCHEDULE OF BONDS AND STOCKS OF THE FRANKLIN SAVINGS 
BANK.— ( 'ontinued. 



STOCKS. 


Estimated 
value. 


Par value. 


Value on 
books. 


Bank. 


$24,200.00 ; $12,10000 

1,760.00 1,600.00 
10,500.00 8.400.00 


$12,100.00 


National Mechanics & Traders', 


1,600.00 




8,400.00 




6, 710.00 
6,250.00 


6,100.00 
2,500.00 


6,100.00 




2,500.00 








$49,420.00 


$30,700.00 


$30,700.00 


Northern, N. H 

Pemigew asset Valley 


$13,860.00 
13,800.00 
36,256.00 
12,200.00 

2,910.00 
29,600.00 

2,250.00 
31.600.00 
40,000.00 

5,500.00 
8,800.00 
4,300.00 

2,720.00 
42,000.00 


$8,400.00 

9,200.00 

20,600.00 

10,000.00 

3,000.00 

20,000 00 

1,500.00 

20,000.00 

20,000.00 

5,000.00 
10,000.00 
5,000.00 

4,000.00 
30,000.00 


$8,400.00 
9,200.00 
35.000.00 




3,000.00 




1,500.00 


New York Central & Hudson River 
Chicago. Rock Island & Pacific 


24,000.00 

1,500.00 

23,000.00 


New York, New Haven & Hartford 
Baltimore & Cumberland Valley 


38,000.00 
6,000.00 


Buffalo, Susquehanna & Western, 


8,925.00 
4,650.00 

2,750.00 




35,000.00 






Manufacturing. 
Franklin Light & Power Co 


$245,796.00 


$166,700.00 


$200,925.00 


$2,625.00 
2,500.00 

39, 100.00 
1,500.00 


$2,100.00 
2,500 00 

20,000.00 
1,500.00 

$26,100.00 


$2,100.00 
1,500.00 


Amoskeag Manufacturing Co 


26,160.00 
1,500.00 






Miscellaneous. 


$45,725.00 


$31,260.00 


$1,000.00 


$1,000.00 


$1,000.00 



50 



BANK COMMISSIONERS REPORT. 



GORHAM SAVINGS BANK.— GORHAM. 

Alfred R. Evans, President. 

Thomas Gifford, Treasurer. 

Trustees — Alfred R. Evans, Charles G. Hamlin, Wesley 
Wight, Seben M. Leavitt, Charles C. Libby, Stephen 
C. Foster, Thomas Gifford. 

Investment Committee — Charles G. Hamlin, Seben M. 
Leavitt, Thomas Gifford. 

Examination September 7, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 


$174,170.48 

6,000.00 

6,029.37 

985.67 




$174,170.48 
6,000.00 
6,029.37 










$187,185.52 


$186,199-85 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 

Loans on oth er real estate 

Loans on collateral security 

Loans on personal security 

Public funds of this state 

Miscellaneous bonds 


$117,604.90 ' $117,604.90 

2,400.00 2,40000 

11,880.00 ' 11.880.00 

24.170.52 24.170.52 

500 00 : 500 00 

11.225.00 11,525.00 

7,351.67 6,266.67 

392.74 392.74 

5.749.91 I 5,749.91 

5,304.11 5,304.11 

606.67 > 60667 


$117,601.90 
2,400.00 
11,880.00 
24.170 52 
500.00 
11,224 33 


Bank stock 


6,366 67 


Ban k fixtures 


392 74 


Real estate 


5,749 91 


Cash on deposit 


5,304 11 


Cash on hand 


606.67 








$187,185.52 


$186,400.52 


$186,199.85 



bank commissioners' report. 51 

Statement of Deposits and Earnings 

For the Year ending Jane 30, 1905. 

Amount of deposits June 30, 1904 . . . $144,742.54 
Amount of dividends declared during year . . 5,669.19 

Amount of deposits received .. . . . 51,923.03 

$202,334.76 
Amount of withdrawals ..... 32,01").7<> 



Amount of deposits at close of business, June 

30, 1905 $170,319.00 



Total income $10,476.00 

Interest paid out .... $121.94 

Salaries, rents, and incidental expenses 875.62 

State tax 989.50 

Other taxes 105.00 

Expenses of foreclosure, insurance, 

and repairs ..... 353.35 

Losses charged off .... 933.33 

Carried to guaranty fund . . .1 ,000.00 

4,378.74 



Net income $6,097.26 

To surplus 428-07 



Rate and amount of dividends declared, semi- 
annual, April and October, 4 per cent. . $5,669.19 



Undivided earnings at last annual return . . $4,210.86 

Increase ....... 428.07 



Undivided earnings June 30, 1905 . . $4,638.93 

Incorporated, 1872. 

Treasurer's bond, surety company, $17,500. Date of bond, 

April 15, 1905. 
Annual compensation of officers; President, nothing; treasurer, 

$700; trustees, nothing; clerks, nothing. 
Largest amount loaned to any person or corporation, $6,500. 
Total amount invested in New Hampshire, $162,158.91. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



52 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE GORHAM SAVINGS 

BANK. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


Miscellaneous. 

New Hampshire Trust Co., deb., 4s. 
Western Electrical Construction 


$225.00 

1,000.00 

1,000.00 

1,000.00 
2,000.00 
1,000.00 
1,000.00 
1,000.00 
3,000.00 


$525.00 

1,000.00 

1,000.00 

1,000.00 
2,000.00 
1,000.00 
1,000.00 
1,000.00 
3,000.00 


$225.00 
1,000.00 


Rhinelander Water Co., Pelican, 
Wis., 6s 


1,000.00 


Bellaire, Bridgeport & Martins 

Ferry Street Railway, Ohio, 6s. .. 

Pueblo Water Co., Col. ,6s 


1,000.00 

2,000.00 

1,000.00 

004.33 


Arkansaw Water Co., Little Rock, 6s 
Berlin Mills, 5s 


1,020.00 
2,985.00 






STOCKS. 

Bank. 

First National, Portland, Me 


$11,225.00 


$11,525.00 


$11,224.33 


$1,575.00 

3,510.00 

66.67 

1,200.00 
1,000.00 


$1,500.00 

2,700.00 

66.67 

1,000.00 
1,000.00 


$1,500.00 
2,800.00 


Farmers & Traders' National, Cole- 


66.67 
1,000.00 


Ruml'ord Nat'l, Rumford Falls, Me. 


1,000.00 




$7,351.67 


$6,266.67 


$6,366.67 



BANK COMMISSIONERS REPORT. 



53 



GRANITE SAVINGS BANK.— MILFORD. 

William F. Frenxh, President. 

Arthur L. Keyes, Treasurer. 

Trustees — William F. French, Charles S. Emerson, Frank 
W. Ordway, Henry H. Barber, Frank E. Kaley, Emri 
C. Hutchinson, Edgar I. Kendall, Charles A. Langdell, 
Arthur L. Keyes. 

Investment Committee — William F. French, Arthur L. 
Keyes, Frank W. Ordway, Frank E. Kaley, Henry H. 
Barber. 

Examination August 3, 1905. 



STATEMENT. 

Liabilities. 





$253,252.49 

2,120.00 

6,982.41 

894.00 




$253,252.49 


Guaranty fund 


2,120.00 


Interest 


6,982.41 


Premium 










$263,248.90 


$262,354.90 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


$80,944.00 
14,285.00 

1,675.00 
13,670.00 

6,160.00 
17,200.00 
75,050.00 
28,430 00 

2,568.00 
15,577.00 

4.760.00 

2,171.00 
758.90 


$80,944.00 

14,285.00 

1,675.00 

13,670.00 

6,000.00 

17,000 00 

76,000 oo 

28,000 00 

2,400.00 

8,600.00 

2.000.00 

2,171.00 

758.90 


$80,944.00 

14,285.00 

1,675.00 

13, 670. (X) 


Loans on collateral security 

Loans on stock exchange securities 


Public funds of this state 


6,145.00 




17 136 00 


Railroad bonds 


75,168.00 


Miscellaneous bonds 

Railroad stock 


28,328.00 
2,525 oo 
15,529.00 




I 020 00 


Cash on deposit 


2,171.00 
758.90 




$263,248.90 


$253,503.90 


$262,354.90 



54 bank commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $234,376.04 

Amount of dividends declared during year . . 0,503.24 

Amount of deposits received .... 62,137.86 

$303,017.14 
Amount of "withdrawals ..... 50,936.43 



Amount of deposits at close of business, June 

30, 1905 $252,080.71 



Total income $12,030.55 

From guaranty fund ..... 1,000.00 



$13,030.55 



Interest paid out .... $422.90 

Salaries, rents, and incidental expenses 519.61 

State tax ..... 1,353.77 

Premiums paid .... 135.00 

Reduction of book values . . . 1,553.00 

Carried to guaranty fund . . . 995.00 

4,979.28 

Net income $8,051.27 

To surplus ....... 1,548.03 



Rate and amount of dividends declared, 

annual, January, 3 per cent. . . . $6,503.24 



Undivided earnings at last annual return . . $4,205.75 

Increase ....... 1,548.03 



Undivided earnings June 30, 1905 . . $5,753.78 

Incorporated, 1897. 

Treasurer's bond, personal, $30,000. Date of bond, March 28, 

1901. 
Annual compensation of officers : President, nothing; treasurer, 

$400 ; trustees, nothing ; clerks, nothing. 
Largest amount loaned to any person or corporation, $12,092. 
Total amount invested in New Hampshire, $127,174. 
Indebtedness of officers as principal, $2,500; as surety, nothing. 



BANE COMMISSIONERS REPORT. 



55 



SCHEDULE OF BONDS AND STOCKS OF THE GRANITE SAVINGS 

BANK. 



BONDS. 



County. 



Sangamon, 111., 3's 

Whatcom, No. 34, Wash., 4-Vs. 



City and Town. 

Whitefield, 3js 

Penacook and Boscawen,4js 

Colorado Springs, Col., 4s 

Santa Barbara, Cal., 5s 

Sherman, Tex., 5s 

School District. 

Tilton, No. l, 4s 

Woodsville, high school, 4s 

Silver Bow County, No. 1, Mont., 4s 

Denver, No. 17, Col., 4s 

Wyandotte, Kan., 4s 

Grafton, W. Va., Independent, 4-'.s.. 



Railroad. 

Chicago. Burlington & Quincy, 3-'s. 

II I in i lis Central. 4s 

Concord& .Montreal, deb., 4s 

Concord & Montreal (M. & M.), 3is. 

Rutland, 4's 

Illinois Central. 3s 

N. Y. Central & Hudson River, 3's. 

Rutland Canadian, 4s 

Ogdensburg & Lake Champlain, 4s 

Atchison, Topeka & Santa Fe, gen- 
eral mortgage, 4s 

Chicago Junction & Union Stock 
Yards, 4s 

Missouri Pacific, 5s 

Terminal Railroad Association of 
St. Louis, 4s 

Chicago & \\ ton, 5s 

Buffalo & Susquehanna, 4s 

< incinrati, Indianapolis %. West- 
ern, 4s 

Louisville & Nashville, 4s 

Centra] Pacific, 4s 

Oregon Short Line, 4s 

Bangor & Aroostook, 4s 

Pennsylvania, steel equipment 
trust, 3is 

Atchison, Topeka & Santa Fe, 4s. .. 

Chicago, Rock Island & Pacific, 4s. 

Lake Shore & Michigan South 'n, 4s 

Long Island, 4s 



Estimated 




Value on 


value. 


Par value. 


books. 


$3,000 00 


$3,000.00 


$2,980.00 


1,030.00 
•«4, 030.00 


1,000.00 


1,028.00 


$4,000.00 


$4,008.00 


$2,000.00 


$2,000.00 


$2,000 00 


1,080.00 


1,000.00 


1,070.00 


2,000.00 


2,000.00 


2,000.00 


1,050.00 


1,000 00 


1,057.00 


2,020.00 


2,000.00 


2,031 00 


SS.1.-.U.00 


$8,000.00 


$8,158.00 


$2,040.00 


$2,000.00 


$2,040 00 


1,040.00 


1,000.00 


1,035.00 


2,000.00 


2,000.00 


2,000.00 


3,060.00 


3,000.00 


3,000.00 


2,000.00 


2,000.00 


2,000.00 


1,040.00 
$11,180.00 


1,000.00 


1,010.00 


$11,000.00 


$11,115.00 


$1,920.00 


$2,000.00 


$2,000.00 


4.320.00 


4,000.00 


4,140.00 


2,020.00 


2,000.00 


2,067.00 


1,940.00 


2,000 00 


2,000.00 


2,180.00 


2,000.00 


2,080.00 


l.GOO.OO 


2,000.00 


1,810.00 


8,160.00 


9,000.00 


8,642.00 


3,000.00 


3,000.00 


3,000.00 


4,000.00 


4,000.00 


4,000.00 


5,200 00 


5,000.00 


5,000.00 


7,000.00 


7,000.00 


6,910.00 


2.060.00 


2,000.00 


2,(100.00 


5,000.00 


5,000.00 


5,050.00 


2,000 00 


2,000.00 


2,000.00 


2,970.00 


3,000.00 


2,940.00 


1,940.00 


2,000.00 


1,940.00 


1,980.00 


2,000.00 


1,955.00 


3,920.00 


4.000.00 


3,930.00 


1.940.00 


2.000.00 


1,950.00 


1,920.00 


2,000.00 


1,900.00 


1,960.00 


2,000.00 


1.949.00 


2,000.00 


2,000.00 


1,975.00 


1,940.00 


2,000.00 


1,910.00 


2,040.00 


2,000 00 


2,000.00 


2,040.00 


2,000 00 


2,020.00 


S75.050.00 


$76,000.00 


■S75.168.00 



5G 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE GRANITE SAYINGS 
BANK.— Continued. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


Miscellaneous. 

Western Union Telegraph Co., 4Js. 


$5,250.00 
3,880.00 
4,120.00 
2,100.00 
3,060.00 
3,000.00 
1,000.00 
970.00 
5,050.00 


$5,000 00 
4,000.00 
4,000.00 
2.000.00 
3,000.00 
3,000.00 
1,000.00 
1.000.00 
5,000.00 


$5,225.00 
3,995.00 


West End Street Ky. Co., Boston, 4s 
Lowell & Suburban St. Ry. Co., 5s. 

American Bell Telephone. Co., 4s. . . 
Newport & Fall River St. Rv., 4-'.s. . 
New England Tel. &- Tel. Co. ,4s.... 
American Bell Telephone Co., 5s. .. 


4.080.00 
2,100.00 
3.000.00 
2,970.00 
990.00 
9(58.00 
5,000.00 


STOCKS. 

Bank. 

Souhegan National, Milford 


$28,430.00 


$28,000.00 


$28,328.00 


$2,568.00 


$2,400.00 


$2,525.00 


Railroad. 
Concord & Montreal, class l 


$915.00 
183.00 
6.919.00 
4,400.00 
2,920 00 
240.00 


$500 00 
100.00 
3,700.00 
2,200.00 
2,000.00 
100.00 


$924.00 
1S2.00 


Concord i<: Montreal, class 4 

New York, New Haven & Hartford 

Fitchburg, pref 

Wilton 


6,919.00 

4,466.00 

2,800.00 

238 00 






Miscellaneous. 
The Pullman Co 


$15,577.00 


$8,600.00 


$15,529.00 


$4,760.00 


$2,000.00 


$4,020.00 







BANE COMMISSIONERS REPORT. 



57 



HILLSBOROUGH BRIDGE GUARANTY SAV- 
INGS BANK.— HILLSBOROUGH BRIDGE. 

John B. Smith, President. 

WlLSON D. FORSAITH, Treasurer. 

Trustees — John B. Smith, James F. Grimes, Samuel W. 
Holman, Ruthven Childs, Nathan C. Jameson, Warren 
P. Grimes, Wilson D. Forsaith. 

Investment Committee — John B. Smith, James F. Grimes, 
Samuel W. Holman, Ruthven Childs, Wilson D. For- 
saith. 

Examination June 6, 1905. 



STATEMENT. 

Liabilities. 





$450,448.75 
45,000.00 
16,737.03 
11,492.25 

S523,678.03 




$450,448.75 




45,000.00 




16,737.03 


Premium 






$512,185.78 



Assets. 



Estimated 
value. 



Par value. 



Value, on 
books. 



Loans mi New Hampshire real 

estate 

Loans on otlier real estate 


$162,075.91 
95,965.00 

1,280.00 

128,190.00 

77,050.00 

21.0711 00 

12,330.00 

2,069.67 

1,800.00 
14,256.72 

1,968.65 

$523,678.03 


$162,075.91 

95,965.00 

5,022.08 

1 ,280.00 

124,400.00 

74,000.00 

23,000.00 

7,000.00 

2,069.67 

1,800.00 

14,256.72 

1,008.63 

$512,838.03 


$162,075.91 
95,965.00 


Loans on personal security 

Miscellaneous bonds 


5,022.08 

1,280.00 

123,725.00 

73,022.75 

21.500.00 

9,500.00 

2,069.67 




1,800.00 




14.25C.72 


Cash on hand 


1,968.65 

$512,1S5.7S 



58 BANK commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $434,956.99 

Amount of dividends declared during year . . 12,09(5.28 

Amount of deposits received .... 117,829.04 

$564,882.91 
Amount of withdrawals ..... 118,748.26 



Amount of deposits at close of business, June 

30, 1905 $446,134.65 



Total income $28,355.64 

Interest paid out .... $823.34 

Salaries, rents, and incidental expenses 1,984.58 

State tax 2,323.70 

Other taxes 38.22 

Premiums paid .... 237.03 

Dividend to guaranty shareholders . 7,200.00 

12,606.87 



Net income ...... $15,748.77 

To surplus ....... 3,652.49 

Rate and amount of dividends declared, 

annual, April, 3 per cent, . . . $12,096.28 



Undivided earnings at last annual return . . $14,085.86 

Increase ....... 3,652.49 



Undivided earnings June 30, 1905 . . $17,738.35 

Incorporated, 1889. 

Treasurer's bond, surety company, $25,000. Date of bond, 

May 1, 1903. 
Annual compensation of officers : President, nothing; treasurer, 

$1,000; trustees, $3 each meeting; clerks, nothing. 
Largest amount loaned to any person or corporation, $23,500. 
Total amount invested in New Hampshire, $183,902.99. 
Indebtedness of officers as principal, nothing ; as surety, $50. 



BANK COMMISSIONERS UEI'OUT. 



.V.) 



SCHEDULE OF BONDS AND STOCKS OF THE HILLSBOROUGH 
BRIDGE GUARANTY SAVINGS BANK. 



BONDS. 


Estimated „ ■ 
value. Par value. 


Value on 
books. 


State. 


$5,500.00 $5,000.00 


$5,000.00 






County. 

Sweetwater, Wyo., Cs 

Clark, Wash., Is 


$9,000.00 ; $9,000.00 
5.000.00 ' 5,0(10.00 
5,000. (in 5,000.00 
3,090.00 3,000.00 


$9,000.00 
5,000.00 
4,750.00 


Whatcom, Wash., 4js 


3,000.00 


City and Town. 
Whiteiield, 3'.s 


$22,090.00 


$22, 000.00 


$21,750.00 


$5,000.00 
5,300.00 
5,350 00 
9,000.00 
:;,150 00 
5,000 00 
5,200.00 
5,250.00 
!, -100.00 
5.550.00 
5,000 00 

$55,200.00 


$5,000.00 
5,000.00 
5,000.00 
9,000.00 
3,000 00 
5,000.00 
5,000.00 
5,000.00 
1,400.00 
5,000.00 
5,000.00 


$5,000.00 


Ellensburg, Wash., 6s 

Port Townsend, Wash., os 

Moscow, Ida lm, 6s 


.-,.(100.00 

4,975.00 

9.000.00 


Brigham, Utah, 6s 

Kent, Wash., 6s 


3,000.00 
5.000.00 
5,000.00 
5,000.00 


Watertown, S. Dak., 3s 

Dallas, Texas, 5s 

Chicago, 111., 4s 


l.noo.oo 
5.000.00 
5.000.00 


School District. 

Skagit County, No. 10, Wash., 7s. .. 
\\ hatcom County, No. 57, Wash., 7s 
Whatcom County, No. 25, Wash., 7s 

Yavapai County, No. 1, Ariz., 6s 

Shoshone County, No. 8, Idaho, 7s.. 
Cerrillos, X. M., Gs 


$53,400.00 


$52,975.00 


$5,500.00 
7,350.00 
5,000.00 
4,200.00 
5,100.00 
3,000 00 
5,000 00 
5.150.00 
5,100.00 


$5,000.00 
7,000.00 
5,000.00 
4,000.00 
5,000.00 
3,000.00 
5,000.00 
5,000.00 
5,000.00 


$5,000.00 
7,000.00 

5,000.00 
4,000.00 
5,000 00 
:■: .oo 


Silver Bow County, No. 1. Mont., 4s 
Lewis & Clarke County, Mont., is 
Moline, 111., 5s 


5,000.00 
5,000.00 

5,000.00 




$45,400.00 


$44,000.00 


$44,000.00 


Chicago, Milwaukee & St. Paul, 5s 
Fitchburg, 4s 


$5,800.00 
2,090.00 

10,000 00 
4,240.00 

7,000.00 
10,500.00 
4,900 00 

4,000.00 

5,350 00 
4, 8IHI.IIO 
12.010.00 
5,760.00 


$5,000.00 
2,000 00 

10,000.00 
4,000.00 

5,000.00 

10,000.00 

5,000.00 

4,000.00 

5,000.00 
5,000.00 
13.0(H) (X) 
6,000.00 


$5,000.00 
2,000.00 


Chicago, Burlington & Quincy, 4s. 


io.oon.no 
4,000.00 


Fremont, Elkhorn & Missouri Yal- 

Illinois Central, 4s 

Chicago. Rock Island & Pacific, 4s. 
Chicago •(unction & Union Stock 

Chicago .Junction & Union Stock 

Central Branch (Mo, Pac), 4s 

Chicago, Rock Island & Pacific, 4s 


5.000.00 
10,000.00 
4,934.00 

3,920.00 

5.000.00 
4,800.00 
12,638.75 
5,730.00 




$77,050.00 


$74,000.00 


$73,022.75 


Pennsylvania Telephone Co., 5s ... 
Western Union Telegraph Co., IS 
American Tel. & Tel. Co., 4s 


$1,000.00 
6,300.00 
5,820.00 

$31,120.00 


$1,000 00 
6.000.00 
6,000.00 

$13,000.00 


$1,000.00 
6,000.00 
6,000.00 


Amount carried forward 


$13,000.00 



60 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE HILLSBOROUGH 
BRIDGE GUARANTY SAVINGS BANK— Continued. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



Miscellaneous.— Continued. 


$13,120.00 

500.00 

3,000.00 

5,050.00 


$13,000.00 
2,000.00 
3,000.00 

5,000.00 


$13,000.00 
500.00 


Denver Consolidated Electric Co., Gs 
Boston Consolidated Street Rail- 


3.000.00 
5.000.00 


STOCKS. 

Manufacturing. 

Nashua Manufacturing Co 


$21,670.00 23,000.00 


$21,500.00 


$1,220.00 

1,010.00 

10,100.00 


$1,000.00 
1,000.00 
5,000.00 


$1,000.00 
1,000.00 


Anioskeag Manufacturing Co 


7,500.00 




$12,330.00 


$7,000.00 


$9,500.00 



HANK COMMISSIONERS REPORT. 



CI 



HILLSBOROUGH COUNTY SAVINGS BANK.— 
MANCHESTER. 

William N. Johnson, President. 

Nathan P. Hunt, Treasurer. 

Trustees — William N. Johnson, John Kennard, Walter G. 
Africa, Tom W. Robinson, Kendrick Kendall, Frank 
W. Sargent, George I. McAllister, Henry W. Parker, 
William F. Harrington, Nathan P. Hunt. 

Investment Committee — William N. Johnson, Nathan P. 
Hunt, Frank W. Sargent. 

Clerk — Edwin H. Carpenter. 

Examination February 18, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 


$116,839.46 
1,416.00 
2,320.49 
3,335.00 




$116,83946 
1,416.00 


Guaranty fund 


Interest 


2,320.49 








$123,910.95 


$120,575.95 



Assets. 



Estimated 
\;due. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on collateral security 

Loans mi personal security 

Railroad bonds 

Miscellaneous bonds 

Hank stock 

Railroad stock 

Manufacturing stock 

Cash on deposit 



$34,811.00 

4, 665. Of) 

37,350.00 

6,472.00 

10,100.00 

III. II 

9,040.00 

8,937.00 
2,535.95 



$123,910.95 



$34 
4 

37 
6 

10 



,811.00 
,665.00 

350.00 
100 00 
ooo.on 
,500.00 
,000.00 
.000.00 
,535.95 



$116,961.95 



$34,811.00 
4,665.00 
37,350.00 
6,100.00 
9,750.00 
9,625.00 
8,079.00 
7,660.00 
2,535.95 



$120,575.95 



62 bank commission ers' report. 

Statement of Deposits and Earnings 

For tlie Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $109,767.87 

Amount of dividends declared during year . . 2,866.43 

AmouDt of deposits received .... 60,493.55 

$173,127.85 
Amount of withdrawals ..... 50,258.25 



Amount of deposits at close of business, June 

30, 1905 $122,869.60 



Total income ....... $6,568.89 

Interest paid out .... $438.08 
Salaries, rents, and incidental expenses 82.46 

State tax . . . . . 564.34 

Reduction of book values . . . 1,619.88 

Carried to guaranty fund . . . 509.26 

3,214.02 



Net income ...... $3,354.87 

To surplus 488.44 

Rate and amount of dividends declared, 

annual, October, 3 per cent. . . . $2,866.43 



Undivided earnings at last annual return . . $3,944.77 

Increase ........ 488.44 



Undivided earnings June 30, 1905 . . $4,433.21 

Incorporated, 1899. 

Treasurer's bond, personal, $50,000. Date of bond, January 15, 

1900. 
Annual compensation of officers : President, nothing; treasurer, 

nothing; trustees, nothing; clerks, nothing. 
Largest amount loaned to any person or corporation, $6,000. 
Total amount invested in New Hampshire, $62,411. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



T.ANK COMMISSIONERS UKPOHT. 



G3 



SCHEDULE OF BONDS AND STOCKS OF THE HILLSBOROUGH 
COUNTY SAVINGS BANK. 



BONDS. 


Estimated ., , 
value. i Par vaIue - 


Value on 
books. 


Railroad. 

Chicago, Burlington & Quincy, 5s.. 

Burlington, Cedar Uapids& North- 


$5,350.00 
1,122.00 


$5,000.00 
1,100.00 


$5,000.00 
1,100 00 








$6,472.00 


$6,100.00 


$6,100.00 




$4,850.00 
5,250.00 


$5,000.00 
5,000.00 


$4,750.00 
5,000.00 


Western Union Telegraph Co., 4Js. . 


STOCKS. 


$10,100.00 


$10,000.00 


$9,750.00 


Bank. 

Merchants' National, Manchester.. 
Manchester National 


$8,750.00 
1 ,250.00 


$7,000.00 
500.00 


$8,400.00 
1,225.00 






$10,000.00 


$7,500.00 


$9,625.00 


Illinois Central 


$4,740.00 
4,300.00 


$3,000.00 
5.000.00 


$3,979.00 
4,100.00 


Chicago Great Western, del)., 4s 


Manufacturing. 


$9,040.00 


$8,000 00 


$8,079.00 


Amoskeag Manufacturing Co 

Amory Manufacturing Co 

Manchester Mills, common 


$5,865 00 

1,220.00 

252.00 

1,600.00 


$3,000.00 

1,000.00 

400.00 

1,600.00 


$4,800.00 
1,000.00 


Manchester Mills, pref 


1,600.00 




$8,937.00 


$6,000.00 


$7,660.00 



6-t 



RANK COMMISSIONERS REPORT. 



IONA SAVINGS BANK.— TILTON. 

Adam S. Ballantyne, President. 

Arthur T. Cass, Treasurer. 

Trustees — Adam S. Ballantyne, Frank Hill, Enoch G. 
Philbrick, Gawn E. Gorrell, William H. Moses, Andrew 

B. Davis, Walter C. Wyatt, Sidney W. Taylor, Edwin 

C. Bean. 

Investment Committee — Board of Trustees. 
Clerks — Charles E. Smith, Edith C. Samuels. 
Examination January 11, 190"). 



STATEMENT. 

Liabilities. 





$499,839.02 

25,500.00 

8,525.40 

5,115 00 




$499,839.02 




25,500.00 




8,525.40 












$53S,979.42 


$533,864.42 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 
estate 


$114,404.95 

122,789.50 

10,399.00 

14,218.97 

16,550.00 

118.655.00 

62,780.00 

42,430.00 

5,000.00 

5,170.00 

2.552.50 

6,000.00 

8,043.00 

8,024.90 

1.961.60 


$114,404.95 

122,789.50 

10,399.00 

14.218.97 

16,000.00 

115,875.00 

62,000.00 

43,050 00 

4,000.00 

6.000.00 

2,552.50 

6,000.00 

8,043.00 

8,024.90 

1,961.60 


$114,404.95 
122,789.50 


Loans on collateral security 


10,399.00 
14,218.97 


Public funds of this state 


15,955.00 
115,572.50 




61,852.50 


Miscellaneous bonds 


42,450.00 
4,100.00 




5,540.00 




2,552.50 




6,000.00 


Real estate 

Cash on deposit 


8,043.00 
8,024.90 
1,961.60 








$538,979.42 


$535,319.42 


$533,864.42 



bank commissioners' report. 65 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amountof deposits June 30, 1904 . . . $498,040.79 

Amount of dividends declared during year . . 16,017.96 

Amount of deposits received .... 103,665.97 

$617,724.72 
Amount of withdrawals ..... 124,504.85 



Amount of deposits at close of business, .June 

30, 1905 $493,219.87 



Total income $26,696.90 

Interest paid out .... $937.92 

Salaries, rents, and incidental expenses 2,752.63 

State tax 3,091.28 

Other taxes 823.99 

Expenses of foreclosure, insurance, and 

repairs . . . . . 25.00 

Premiums paid .... 1,102.22 

Losses charged off .... 462.50 

9,195.54 



Net income $17,501.36 

To surplus 1,483.40 



Rate and amount of dividends declared, 
annual, December, 3 per cent, and i per 
cent, extra. . . . . " . $16,017.96 



Undivided earnings at last annual return . . $15,952.92 

Increase ........ 1,483.40 



Undivided earnings June 30, 1905 . . $17,436.32 

Incorporated, 1870. 

Treasurer's bond, surety company, $50,000. Date of bonds, 

June 5 and 17, 1901. 
Annual compensation of officers: President, $50; treasurer, 

$1,650; trustees, $2 each meeting; clerks, paid by treasurer. 
Largest amount loaned to any person or corporation, $17,104.88. 
Total amount invested in New Hampshire, $179,823.29. 
Indebtedness of officers as principal, $5,200 ; as surety, $3,000. 

5 



60 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE ION A SAVINGS BANK. 




State. 

Arizona Territory, 5s 

County 

Albany, Wyo., 4?s.... 
Chehahs, Wash., 6s . 
Rio Grande, Col., 5s . 
Jefferson, Ala., 4's. . . 

Uinta, Wyo., 4is 

Atchison, Kan., 4s... 
Cascade, Mont., 4s. .. 
Winneshiek, Iowa, 4h 



City and Town 

Bethlehem, village, 4s — 

Northumberland, 5s 

Littleton, 3-2.S 

Evansville, Ind., 4s 

Fort Worth, Tex., 4s 

Grand Forks, N. Dak., 6s. 

South Denver, Col., Gs 

Lexington, Neb., Cs 

Salem, Ore., 6s 

Salt Lake City, Utah, 4s .. 
Colorado Springs, Col., 4s. 

Pueblo, Col., 6s 

Revere, Mass., 4s 

San Diego, Cal., Us 

Chevenne, Wyo., 5s 

Pueblo, Col., 4£s 

Helena, .Mont., 4s 

Grafton, W. Va., 4js 

Portland, Ore., 4s 

Port of Portland, Ore., 4s., 



School District. 

North Ogden, Weber Co., Utah, Cs. 

Huron, S. Dak., 3s 

Boone County, la., Independent, 4s 
Gallatin County, No. 7, Mont., 6s .. 
Kins' Co., No. 1, Seattle, Wash., 4js. 
Pierce County, No. 10, Tacoina, 

Wash., 4is 

Lewis & Clarke Co., No. 1, Mont.,4£s 
Deer Lodge, No. 10, Mont., 4*s .. . 
Cascade County, No. 1, Mont., 4s 



Railroad. 

Concord & Montreal, deb., 4s 

Rutland Canadian, 4s 

Illinois Central, 4s 

Chicago, Burlington & Quincy, 

deb., 5s 

Ogdensburg & Lake Champlaiu, 4s 

Buffalo & Susquehanna, 4s 

Buffalo, Rochester & Pittsburg, 4As 

Amount carried forward 



$2,180.00 


$2,000.00 


$2,000.00 


$3,000.00 


$3,000.00 


$3,000.00 


5.400.00 


5,000.00 


5,000.00 


2,060.00 


2,000.00 


2,000.00 


6,240.00 


6,000.00 


6,000 00 


5,150.00 


5,000.00 


5,000.00 


5,150.00 


5,000 00 


5,000.00 


4,000.00 


4,000 00 


4,000 00 


2,180.00 


2,000.00 


2,000.00 


$33,270.00 


$32,000.00 


$32,000.00 


$5,200.00 


$5,000.00 


$5,000.00 


5,350.00 


5,000.00 


5,000.00 


3.000.00 


3,000.00 


2,955.00 


1.010.00 


1,000 00 


1,000 00 


4,1)00 00 


5,000 00 


5,000.00 


4.000.00 


4,000 00 


4,000.00 


2,040.00 


2,000 00 


2,000.00 


1,000.00 


1,000.00 


1,000 00 


2,160 00 


2,000 00 


2,000.00 


5,000.00 


5,000 00 


5,000.00 


5,000.00 


5,000.00 


5,000 00 


1.000.00 


1,000 00 


1.000 00 


2,175.00 


2,175.00 


2,175 00 


5,100 00 


5.000.00 


5,000.00 


5,300.00 


5,000 00 


5,000 00 


3,090.00 


3,000 00 


3.000.00 


5,000 00 


5,000.00 


5,000.00 


2,060.00 


2,000 00 


2,000.00 


2.0S0.O0 


2,000 00 


2,000.00 


1,000.00 


1,000.00 


997.50 


$65,465.00 


$64,175.00 


$64,127.50 


$700.00 


$700.00 


$700 00 


1,800 00 


2,000.00 


1,700.00 


5,000 00 


5,000.00 


5.000.00 


3,120.00 


3,000.00 


3,000.00 


5,350.00 


5.000.00 


5,000.00 


5,200.00 


5,000.00 


5,000.00 


3,060.00 


3,000 00 


3,000 00 


3,060 00 


3,000.00 


3,000 00 


4,000.00 


4,000.00 


4,000.00 


$31,290.00 


$30,700.00 


$30,400 00 


$5,100 00 


$5,000.00 


$5,000.00 


5,000.00 


5,000 00 


5.000.00 


10,400.00 


10,000 00 


10,000.00 


5,300.00 


5,000 00 


5.000 00 


5.000 (Mi 


5,000.00 


5,980.00 


4.950.00 


5,000 00 


5.000 00 


3,120.00 


3,000.00 


3,000.00 


$38,870.00 


$38,000.00 


$38,980.00 



l'.ANK COMMISSIONEIIS WI.I'OUT. 



67 



SCHEDULE OF BONDS AND STOCKS OF THE ION A SAVINGS BANK. 

— Continued. 



BONDS. 



Estimated 
value. 



Par value. 



Railroad.— Continued. 



Amount brought forward 

Chicago, Burlington & Qaiucy, 111. 
Div., 3;S 

St. Louis, Iron Mountain & South- 
ern, 4s 

Rutland, 4's 

Cincinnati, Indianapolis & West 
ern, 4s 

Pennsylvania, 3's 

Missouri Pacific, 5s 

Central Branch (Mo. Pad, Is 



838,870.00 

2,910.00 

4.800.00 
2,100.00 

4.950.00 
1,960.00 
3,270.00 
3,920.00 



Miscellaneous. 

New Hampshire Trust Co., deb., 4s. 
New England Tel. & Tel. Co., 4s.... 

American Tel. & Tel. Co.. 4s 

Western Union Telegraph Co., 4£s.. 
North Chicago Street Railway. 4's. 

Taunton Street Railway, 5s 

Manhattan Railway. 4s 

West End Street Ry. Co., Boston. 4s 
MetropolitanCrosstown Street Rail- 
way. N. Y., 5s 



STOCKS. 
Bank. 

Citizens' National, Tilton 

Railroad. 

Chicago Great Western, deb., 4s 
Buffalo & Susquehanna, pref. . 



Miscellaneous. 

New Hampshire Real Estate Co 

Ashland Knitting Co., pref 

Tilton Optical Co., pref 



$02,780.00 



$150.00 
2,910.00 
7,700.00 
10,400.00 
4,350.00 
3.150.00 
7,350.00 
3,120.00 

3,240.00 



§42,430.00 



S5.000.00 



§4,300.00 
870.00 



S3S.000.00 

3,000.00 

5,000.00 
2,000.00 

5,000.00 
2,000.00 

3,000.00 
4,000.00 



$02,000.00 



$1,050.00 
3,000.00 
S.000.00 

10,000.00 
5.000 00 
3,000 00 
7,000.00 
3,000.00 

3,000.00 



$5,170.00 



$652.50 

500.00 
1,400.00 

$2,552.50 



Value on 
books. 



$:;s,:>sn.(K> 

2.820.00 

4,000 00 
2,000.00 

4,750.00 

1,857.50 
3.000 00 
3.845.00 



$43,050.00 



$4,000.00 



$5,000.00 
1,000.00 



$0,000.00 



$052.50 

500.00 

1,400.00 

$2,552.50 



101,852.50 



$450.00 
3.000.00 
8,000 00 
10.000.00 
5.000.00 
3,000 00 

7.000 00 
3,000 00 

3,000.00 



$42,450.00 



$4,100.00 



$4,050.00 
890.00 



$5,540.00 



$052.50 

500.00 

1,400.00 

$2,552.50 



68 



BANK COMMISSIONERS REPORT. 



KEENE SAVINGS BANK.— KEENE. 

Gardner C. Hill, President. 

Herbert E. Fay, Treasurer. 

Trustees — Gardner C. Hill, James S. Taft, Frank Hunt- 
ress, Martin V. B. Clark, Jerry P. Wellman, Charles C. 
Buffum, C. O. Whitney, Edward H. Fletcher, Charles 
Wright, 2d, A. L. Wright. 

Investment Committee — Gardner C. Hill, James S. Taft, 
Frank Huntress, Martin V. B. Clark, Edward H. 
Fletcher, Jerry P. Wellman, A. L. Wright. 

Clerk — Julia E. Fay. 

Examination April 5, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 

Interest 

Premium 




$434,205.94 
5,000.00 
3,637.03 
1,485.25 



§434,265.94 
5.000.00 
3,637.03 



$442,902.97 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real' 

estate ' $283,129.48 I $283,129.48 

Loans on collateral security '' 2,424. 16 2,424.16 

Loans on personal security 4,800.00 i 4,800.00 

Public funds of this state I 18,520.00 19,000.00 

Railroad bonds 64,570.00 65,000.00 

Miscellaneous bonds 29,090.00 28,000.00 

Bank stock 13,300.00 9,500.00 

Railroad stock 21,100.00 18,000.00 

Bank fixtures 500.00 500 00 

Cash on deposit 6,356.34 l 6,356.34 

Cash 011 hand 538.24 538.24 

$444,388.22 $437,248.22 



$283,129.48 

2,424.16 

4,800.00 

19.020.00 

64,292.00 

29,615.00 

12,695.25 

18,932.50 

500 00 

6,350 34 

538.24 

$442,902.97 



bank commissioners' report. 69 

Statement of Deposits and Earnings 

For the Tear ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $405,694.96 
Amount of dividends declared during year . . 11,653.45 

Amount of deposits received .... 114,344.99 

• $531,693.40 
Amount of withdrawals ..... 95,281.45 



Amount of deposits at close of business, June 

30, 1905 $436,411.95 



Total income $17,910.05 

Salaries, routs, and incidental expenses $1,930.24 

State tax 1,145.78 

Premiums paid .... 133.89 

Losses charged off . . . . 626.50 

Carried to guaranty fund . . .1 ,500.00 

5,336.41 



Net income $12,573.64 

To surplus 920.19 

Rate and amount of dividends declared, semi- 
annual, April and October, 3 per cent. . $11,653.45 



Undivided earnings at last annual return. . . $4,211.10 
Increase 920.19 



Undivided earnings June 30, 1905 . . $5,131.29 

Incorporated, 1895. 

Treasurer's bond, surety company, $25,000. Date of bond, 

March 15, 1905. 
Annual compensation of officers : President, nothing; treasurer, 

$1,500; trustees, nothing; clerk, paid by treasurer. 
Largest amount loaned to any person or corporation, $35,000. 
Total amount invested in New Hampshire, $290,778.64. 
Indebtedness of officers as principal, $3,500; as surety, none. 



70 



l'.ANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE KEENE SAVINGS BANK. 



BONDS. 



Estimated 
value. 



City and Town. 

Lancaster, 4s 

Haverhill, 4s 

Whitefield, 3is 

Northumberland, 4s 

Bethlehem, 4s 



Railroad. 

Rutland, 4'.s 

Rutland Canadian, 4s 

Mohawk & Ma lone, 4s 

Illinois Central, 4s 

Ogdensburg & Lake Champlain, 4s 
Chicago, Rock Island & Pacific, 4s. 
N. Y. Central & Hudson River, 33S.. 
North'n Pacific-Great Northern, 4s 

Chicago & Alton, 3s 

Long Island, 4s 

St. Louis, Iron Mountain & South- 
ern, 4s 

Grand Rapids & Indiana, 4?.s 

N. Y. Central & Hudson River, 4s.. 



Miscellaneous. 

West End Street Ry., Boston, 4s. . . . 

Temple Iron Co., Pa., 4s 

Western Union Telegraph Co.. 4{s 
West End Street Railway, Boston, 4s 

Adams Express Co., 4s 

United Gas & Electric Co., 5s 



STOCKS. 

Bank. 

Ashuelot National, Keene 

Lancaster National 

Citizens' National, Keene 

Winchester National 

Railroad. 

Chicago Great Western, deb., 4s. 
Pennsylvania 



Par value. 



Value on 
books. 



$1,070 00 
J. 100.00 
o.OOO.OO 
5.200.00 
5,150.00 



$18,520.00 



$2,160.00 
5,000.00 
5,050.00 
5,250.00 
5,000.00 
4,800.00 
4,600.00 

10,000.00 
4,300 00 
15,060.00 

4,800.00 
5,500 00 
5,050.00 



$64,570.00 



$4,120.00 
2,040.00 
6,360.00 
5,300.00 
5,160 00 
6,120.00 



$29,090.00 



$1,650.00 
7,150.00 
3,000.00 
1,500.00 



$13,300.00 



$6,960.00 
14,200.00 



$21,100.00 



$1,000.00 

2.000 00 
5,000.00 
5,000.00 
5,000.00 



$18,000.00 



$2,000.00 
5,000.00 
5,000.00 
5,000 00 
5,000.00 
5,000.00 
5,000 00 

10.000.00 

5, .(ill 

3,000.00 

5,000.00 
5.000.00 
5.000.00 

$65,000.00 



$4,000.00 
2,000.00 
6.000.00 
5,000.00 
5,000.00 
0,000 00 



$28,000.00 




$1,000.00 
5,500 00 
1,500.00 
1,500.00 



$9,500.00 



$8,000.00 
10,000.00 

SIS.IIIKMW) 



$18,620.00 



$2,190.00 
5,025.00 
5,550.00 
5,212.50 
5,200.00 
4,934.00 
4,625.00 
9,450.00 
4,150.00 
2,968.00 

4,600.00 
5,450.00 
4,937.50 



$64,292.00 



$4,260.00 
2,040.00 
6,590.00 
5,275.00 
5,300.00 
6,150.00 



$29,615.00 



$1,421.50 
7.100.00 
2,625.00 
1,548.75 

$12,695 25 



$7,120.00 
11,812.50 

$18,932.50 



BANK COMMISSIONERS' REPORT. 



71 



LACONIA SAVINGS BANK.— LACONIA. 

Albert G. Folsom, President. 

Edmund Little, Treasurer. 

Trustees — Albert G. Folsom, Almon C. Leavitt, Samuel 
B. Smith, Woodbury L. Melcher, Frank H. Lougee, 
Alfred W. Abbott, John T. Busiel, Oscar A. Lougee, 
Stanton Owen, Lewis S. Perley, Josephs. Morrill, Fred 
Keasor, John Parker Smith. 

Investment Committee — Albert G. Folsom, Woodbury L. 
Melcher, Samuel B. Smith. 

Clerks — George P. Munsey, Oscar George, Blanche E. 
Tetley. 
Examination April 25, 1905. 



STATEMENT. 

Liabilities. 





$1,750,491.04 
92,000.00 
48,259.78 
27,778.00 




$1,750,491.04 
02,000.00 
48,259.78 


Guaranty fund 

Interest 


Premium 








$1,918,528.82 


$1,890,750.82 



Assets. 





Estimated 
value. 


Par value. 


Value on 

books. 


Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Public funds oi; this state 


$259,199.GG 

G8.875.00 

172,550.00 

115,060.59 

36,390.00 

576,915.00 

412,300.00 

151,170.00 

38,530 <M) 

11,528.00 

4,055.00 

8,000.00 

17,925.00 

42,960.98 

3,069.59 

$1,918,528.82 


$259,199.66 

68,875.00 
172,550.00 

115,000.59 

35,000.00 

563,850.00 

415,000.00 

160,150.00 

30,050.00 

12,800.00 

8,950.00 

8,000.00 

17,925.00 

1J,!I60.98 

3,069.59 


$259,199.66 

68,875.00 

17J.55O.O0 

115,060 59 

35,000.00 

562,850.00 

409,700.00 

151.550.00 

29,550.00 

10,700.00 

3,760.00 

8,000.00 

17,925.00 

42,960.98 

3,069.59 


Railroad bonds 

Miscellaneous bonds 

Bank stock 


Railroad stock 

Miscellaneous stocks. . . 


Bank fixtures 


Cash oil deposit 


Cash on hand 






$1,913,440.82 


$1,890,750.82 



13ANK COMMISSIONERS REPORT. 



Statement of Deposits and Earnings 
For tlie Year ending June SO, 1905. 



Amount of deposits June 30, 1904 . 
Amount of dividends declared during year 
Amount of deposits received 

Amount of withdrawals . 



81,766,984.78 

59,109.27 

287,744.24 

$2,113,838.29 
317,517.25 



Amount of deposits at close of business, June 

30, 1905 $1,796,321.04 



Total income .... 




$97,207.85 


Interest paid out .... 


$1,605.03 




Salaries, rents, and incidental expenses 


5,394.28 




State tax ..... 


12,120.34 




Other taxes . 


204.46 




Expenses of foreclosure, insurance, 






and repairs . . . . 


842.63 




Premiums paid . 


1,143.35 




Losses charged off . 


2,876.11 




Reduction of book values . 


7,675.00 


31,861.20 






Net income . 


$65,346.65 


To surplus . 




6,237.38 


Rate and amount of dividends dec 


ared, semi- 




annual, January and July, 3i 


per cent. . 
irn . 


$59,109.27 


Undivided earnings at last annual reti 


$24,602.81 


Increase . 




6,237.38 



Undivided earnings June 30, 1905 



000. 



$30,840.19 
Date of bonds, 



Incorporated, 1831. 

Treasurer's bond, surety company, $100 

July 30, 1895, July 13, 1904. 
Annual compensation of officers: President, nothing; treasurer, 

$3,000; trustees, nothing; clerks, paid by treasurer. 
Largest amount loaned to any person or corporation, $40,000. 
Total amount invested in New Hampshire, $389,826.36. 
Indebtedness of officers as principal, $75,280 ; as surety, $5,000. 



BANK COMMISSIONERS REPORT 



73 



SCHEDULE OF BONDS AND STOCKS OF THE LACONIA SAVINGS 

BANK. 



BONDS. 


Estimated 

value. 


Par value. 


Value on 
books. 


State. 
Massachusetts, 3s 


$25,000.00 


$25,000.00 


$25,000.00 


County. 

Otero, Col., OS 


$11,200.00 
2.060.00 
5,0011 (Hi 
5,500.00 
6,000 00 
2,000.00 

10,400.00 
5,200 00 

10,000 00 
5,125.00 
5,000.00 
5,050.00 
5.150 00 
5,000.00 

10,500.00 
5,000.00 

$98,185.00 


$10,000.00 

2.000.00 

5,000.00 

5,000.00 

6,000.00 
2,000 00 

10,000.00 
5.000.00 

10.000 00 
5,000.00 
5,000.00 
5,000.00 
5.000 00 
5,000 00 

10,000.00 
5,000.00 


$10,000.00 
2,000.00 
5,000.00 
5.000.00 
6,000.00 


Wyandotte, Kan.. lis 


2.000 00 
10,000.00 

5.000.00 




10 000.00 




5.000.00 
5.000 00 


La Plata. Col., lis . 


5.000.00 


Lewis. Wash., 4-'.s 

Lake. Col., 4s 


5.000.00 
■ 5,000.00 




Ki ( .00 

5,000.00 








$95,000.00 


$95,000.00 


Chicago, 111.. 4s 


$25,000.00 
5,100.00 
5,300.00 

10,600 00 

10,200.00 
5,500.00 
5,000.00 
5,400 00 
5,100.00 

11,500.00 
5,250.00 
5,000.00 

10.900.00 
5,250.00 
5,300.00 
6,000.00 
5,000.00 
2.000.00 
5,000 00 
4,500.00 
1,250.00 
6,000(10 
5,000.00 

16,050.00 
5,250.00 
5,350.00 

10,000.00 

15.450 00 
5,200.00 
5,150.00 

20.000 00 
5.000.00 
5,000 00 
5,500 00 
10.100.W) 
10,000 00 
12,240 00 


$25,000.00 
5.000.00 
5,000.00 
10,000.00 
10.000 00 
5,000.00 
5,000 00 
5,000 00 
5,000 00 
10.000 00 
5,000.00 
5,000.00 

lo.ooo.oo 

5,000.00 

5,000.00 

0.000.00 

5.000 00 

2,000.00 

5,000.00 

5.000 00 

1 ,250 00 

6,000.00 

5,000 00 

15.000.00 

5,000.00 

5,000.00 

10,000 00 

15.000.00 

5.000 00 

5,000 00 

20,000.00 

5.000.00 

5.000 00 

5. IKK) 00 

10,000.00 

10,000 00 

12,000.00 


$25,000.00 


Logan City, Utah, 5s 


5.000.00 


Seattle, Wash., 5s 

Port of Portland, Ore., 4s 


5,000.00 
10,000.00 
10.000.00 




5,000.00 
5.000 00 
5.000.00 
5,000 00 




10,000.00 


St. Paul, Minn., 4s 


5,000 00 


Missoula, Mont., Os 


5,000. 00 


South St. Paul, Minn., 6s 


10,000 00 
5.000.00 


Colorado Springs, Col., 4s 

Butte, Mont., 6s 

Grand Forks, N. Dak., 7s 

Colorado Springs, Col., 5s 


5,000.00 

6.000.00 
5.000.00 
2,000 00 
5.000.00 




5,000.00 
1,250.00 

6,000.00 
5 000.00 


Emporia, Kan., 4 is 


[5,000.00 

5.000.00 


Cranston, R. I. 4s 

Atlantic Highlands, N. J., 4s 


5,000.00 
10.000.00 
15,000.00 

5,000.00 


Belfast. Me., 4s 

Salt Lake Citv, Utah, 4s 


5.000(H) 
20.000.00 




5.(11 1(1. (Ml 


Lincoln, Neb.. 4s 


:,.(HI0(HI 


Sault Ste. Marie, Mich., 4s 


5.000.00 

II (Mill 

10,000.00 




12,000.00 






.1 mount carried forward 


$285. HO. (Ml 


$277,250 00 


$277,250.00 



74 



BANE COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE LACONIA SAVINGS 
BANK.— Continued. 



BONDS. 



City and Town.— Continued 

Amount brought forward. ... 

Hillsborough Bridge, 4s 

Farmington, 4s 

Berlin, 4s 

Somersworth, 4s 

Helena, Mont., 4s 

Pneblo, Col., 4js 

Austin, Tex., 3s, 4s and 5s 

Bellaire, Ohio, 4's 



School District. 

La Plata County, No. 9, Col., 5s. . . . 

King County, No. 2, Wash., 6> 

King County, No. 1, Wash., 4s 

Arapahoe County, No. 17, Col.. 4's 
Arapahoe County, No. 2, Col.. 4's . 
Gunnison County, No. l, Col., os... 

El Paso County, No. 31, Col., 6s 

El Paso County, No. 1, Col., 4is 

Archuleta County, No. 1, Col., 8s.. 
Springville, Utah County, Utah, 6s 
Manti, San Pete County, Utah, 6s.. 
Arapahoe County, No. 21, Col., 5s.. 
Las Animas County, No. 1, Col., 5s. 
Grand Forks, N. Dak., Independ- 
ent, 4s 

Weld County, No. 6, Col., 4's 

Silver Bow County, No. 1, Mont., 4s 
Lewis & Clarke County, Mont., 4's. 

Fremont County, No. 1, Col.,4As 

Stockton, Cal., 5s 

Otero County, No. 4, Col., 5s 

Otero County, No. 11, Col., 4is 

Larimer County, No. 5, Col., 4s 

Hannibal, Mo., 4s 

Danhury, Conn., 4s 



Railroad. 

Central Vermont, 4s 

Chicago, Burlington & Quincy, 48.. 

Atchison, Topeka & Santa Fe\ gen- 
eral mortgage, 4s 

Atchison, Topeka & Santa Fe, ad- 
justment, 4s 

Northern Pacific, 3s 

Terre Haute & Southeastern, 7s 

Concord & Montreal, 4s 

Ogdenslmrg & Lake Champlain, 4s 

Rutland Canadian, 4s 

Baltimore & Ohio, 4s 

Chicago. Rock Island & Pacific is 

Central Pacific, 4s 

Midland Terminal, 5s 

Battle Creek & Sturgis, 3s 

Illinois Central, 4s 

N. Y. Central & Hudson River, 3is. . 

Amount carried forward 




$194,050.00 



$195,000.00 



3,500.00 

3,500 00 

5.000.00 

40,000.00 

10.000.00 

10,000.00 

10.000.00 

20,000.00 

10,000.00 

10.000.00 

8,700.00 

10,000.00 

10,000.00 

$190,700.00 



HANK COMMISSIONERS REPOB I • 



75 



SCHEDULE OF BONDS AND STOCKS OF THE LACONIA SAVINGS 
BANK.— Continued. 



BONDS. 



Estimated 

value 



Par value. 



Railroad. -( 'ontinued. 

Amount brought forward | 

Chicago Juncl ion Railway & Union 
Stock Yards, 4s I 

Cleveland, Cincinnati, Chicago & 
St. Louis. -Is ' 

Seaboard Air Line, 5s 

Rio < rrande Western, 4s 

Buffalo & Susquehanna, 4s 

North'n Pacific-Great Northern, 4s. 

Indiana, Illinois X' Iowa. 4s 

Rutland, equipment, 4is 

Pennsylvania, 3*s ! 

Buffalo, Rochester & Pittsburg, 4js 

St. Louis & San Francisco, 4s 

Baltimore & < >hio, 3ks ! 

Terminal Railroad Association, St. 
Louis, 4s 

St. Louis, Iron Mountain & South- 
ern, 4s 

Marquette & Bessemer Dock & 
Navigation Co., 4's 

Pere Marquette, 4s 

Cincinnati, Indianapolis cV West- 
ern. 4s 

Kansas City, Clinton & Spring- 
field, 5s 

Louisville & Nashville, 4s 

Central Indiana, 4s 

Chicago & Western Indiana, 4s 

Oregon Short Line, 4s. 

Long Island, 4s 



Miscellaneous. 

Denver Consolidated Electric Co. ,6s 

Huntington Water-Works, Ind.. Gs. 

Brainerd Water Co., Minn., 4is 

Parsons Water Supply & Power 
Co., Kan., 6s 

New Hampshire Trust Co., deb., 4s 

The Securities Co.. 4s 

City Water Co., Marinette, Wis., 6s 

Newark Water-Works Co., Ohio, 6s 

Decatur Water Co., Ala., 5s 

City Water Co., Chattanooga, 

Tenn., 6s 

•Wichita Water Co., Kan., 5s 

City Water Co., Kearney, Net).. 6s. . 

.Minnesota Water-Works, Brain- 
erd, 4jS 

West End Street Railway, Boston, 4s 

Michigan State Telephone Co., 5S.. 

Pennsylvania Telephone Co., 5s 

New York & Pennsylvania Tel. & 
Tel. Co.. 4s 

North Chicago Street Railway, 44s. 

American Tel. X: Tel. Co., Is 

Cicero & Proviso Street Ry., 5s. . . 

Manhattan Railway, 4s 

New England Tel. & Tel. Co., 4s. .. 

United Gas & Electric Co., Dover,5s 

Western Union Telegraph Co., 4's. 



$194,050.00 
10,000.00 

I0.00O.0O 

5,250.00 
15 000.00 

9,900.00 
10,000.00 
10,000.00 
10,200.00 

4,650.00 
10,400.(10 
10.(1(10.00 

3,500.00 

10.000.00 

9,600.00 

10.000.00 
0,600.00 

9,900.00 

5,050.00 
9,800.00 
9,800.00 
9,900.00 
9,700.00 
10,000.00 



$412,300.00 



$10,000.00 
5,000.00 
2,500.00 

3,000.00 
750.00 
1,680.00 
5,000.00 
2,500.00 
1,500.00 

5,000.00 

5,000.00 
5,000.00 

1,500.00 

20,750.00 
7,840.00 

5,000.00 

4,750.00 
8,700.00 
9,700.00 
10,000.00 
10,400 00 
4,800.00 
10,200.00 
10,600.00 

$151,170.00 



$195,000.00 

10,000.00 

10,000.00 
5,000.00 
15,000.00 
10,000.00 

10,000.00 
10,000.00 
10.000.00 
5,000.00 
10.000 00 
10,000.00 
10,000.00 

10,000,00 

10,000.00 

10,000.00 
10,000.00 

10,000.00 

5,000.00 

10,000.00 
10.000.00 
10,000.00 
10,000.00 
10,000.00 



$415,000.00 



$10,000.00 
5,000.00 
5,000.00 

3.000.00 
1,250.00 
2,400.00 
5,000.00 
5,000.00 
2,500.00 

5,000.00 
6.000.00 
5,000.00 

3,000.00 

20.000.00 
S.OOO.IHI 
5,000.00 

5,000.00 

10.000.00 
10,000 00 
10,000.00 
10.000.00 
5,000.00 
10.000.00 
10,000.00 

8160.150.00 



Value on 

hooks. 



$190,700.00 

10,000.00 

10,000 00 
5,000.00 
15,000.00 
10,000.00 

10,000 00 
10,000.00 
10,000.00 

5.000.00 
10,000.00 
10,000.00 

9,000.00 

10,000.00 

10,000.00 

10,000.00 
10,000.00 

10,000.00 

5,000.00 
10,000.00 
10,000.00 
10.000.00 
10,000.00 
10,000.00 



$409,700.00 



$10,000.00 
5,000.00 
2,500.00 

3,000.00 
750.00 
2,400.00 
5,000.00 
2,500.00 
1,500.00 

5,000.00 
5,000.00 
5,000.00 

1,500.00 

20,000.00 

7,400.00 

5,000.00 

5.000.00 
10,000.00 
10,000.00 

10,000.00 
10.000 00 
5,000.00 

10,000.00 

10,000.00 

$151,550.00 



76 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE LACONIA SAVINGS 
BANK.— Continued. 



STOCKS. 


Estimated 
value. 


Par value. 


Value on 
books. 


Bank. 

Merchants' National, Boston 


$3,820.00 
9,870.00 
400.00 
2,080.00 
3,525.00 
2,280.00 
5,875.00 
1,250.00 

500.00 
7,475.00 
1,455.00 


$2,000.00 
9,400.00 
400.00 
800.00 
1,500.00 
1,500 00 
4,700.00 
1,250.00 

500 00 
6,500.00 
1,500 00 


$2,000.00 
9,400.00 




400.00 


National Shawmut, Boston 

National State Capital, Concord 

Nat'l Bank of Commerce, Boston.. 


800.00 
1,500.00 
1,500.00 
4,700 00 


Merchants' National, Portland, Ore 

Merchants' National, St. Johns- 

hury, Vt 


1,250.00 
500.00 




6,500.00 




1,000.00 






Railroad. 

Atchison, Topeka & Santa Fe.pref. 

Chicago, Great Western, deb., 4s. . . 


$38,530.00 


$30,050.00 


$29,550.00 


$2,828.00 
8,700.00 


$2,800.00 
10,000.00 


Si, 400.00 
9,300.00 


Miscellaneous. 
Union Publishing Co., Manchester. 


$11,528.00 


$12,800.00 


$10,700.00 


$675.00 

500.00 

2,880.00 

$4,055.00 


$750.00 
5,000.00 
3,200.00 


$700.00 
500.00 


Michigan State Telephone Co.,pref. 


2,560.00 




$8,950.00 


$3,760.00 



i: \\k < OMMISSIONKH8 RKPOET. 



I i 



LANCASTER SAVINGS BANK.— LANCASTER. 

Ezra Mitchell, President. 

Henry O. Kent, Treasurer. 

Trustees — Ezra Mitchell, Henry O. Kent, Erastus V. Cob- 
leigh, Edward R. Kent, Charles A. Cleveland, Henry 
P. Kent, Joseph D. Howe. 

Investment Committee — Board of Trustees. 
Clerks — Davis T. Timberlake, Arthur R. Timberlake. 
Examination September 26, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 

Interest 

Impairment 



$712,310.27 

451.42 

25,588.70 




$712,310.27 

451.42 

25,588.70 


$738,350.39 
1,284.53 




$737,065.86 


$738,350.39 



Assets. 





Estimated 

value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


$201,613.79 
102,001.10 
67.290.03 
50,767.20 

11,490.00 

82,670.(10 

11,905.00 

83.250 00 

10,850 00 

36,335.00 

5,000.00 

1,525.00 

1,495.52 

5,000 00 

9,721.51 

20,151.71 


$201,613.79 
102,001.10 
67,290.03 
56,767.20 

11.000.00 

80,500.00 

41,500.00 

86,000.00 

10,000.00 

29.500.00 

5.000.00 

2,000.00 

1,495.52 

5,000.00 

9,721.51 

20,151 71 


$201,613.79 


Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Public funds of the United States 
and of this state 


102,001.10 
67,290.03 
56,767.20 

11,516.48 


Municipal bonds 


82,578.80 
42,610.50 


Miscellaneous bonds 


84,881.25 




10,000.00 


Railroad stock 

Manufacturing stock 


35,722.50 
5,000.00 




2,000.00 




1,495.52 


Bank vault and fixtures 


5,000.00 


Real estate 


9,721.51 


Cash on deposit 


20,151.71 








$737,065.86 


$729,540.86 


$738,350.39 



78 



BANK COMMISSIONERS REPORT. 



Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 



Amount of deposits June 30, 1904 
Amount of dividends declared during year . 
Amount of deposits received .... 

Amount of withdrawals . . . . . 

Amount of deposits at close of business, June 
30, 1905 

Total income ....... 

From guaranty fund ..... 



Interest paid out .... 6015.72 

Salaries, rents, and incidental expenses 3, 702. '.'7 

State tax ..... 3,635.23 

Other taxes 102.18 

Expenses of foreclosure, insurance, and 

repairs . . . . . 177.91 

Losses charged off .... 10,033.02 

Carried to guaranty fund . . . 11,000.00 



Net income ..... 
From surplus ...... 

Rate and amount of dividends declared, semi 
annual, January and July, 3 per cent. 

Undivided earnings at last, annual return 
Decrease ...... 

Undivided earnings June 30, 1905 



$093,573.27 

20,016.70 

135,909.83 

1849,499.80 
132.519.75 



6716,980.05 

$35,691.09 
10,033.02 

645,724.11 



29,267.03 

616,457.08 
3,559.62 



620,016.70 

621,907.45 
3,559.62 

618,347.83 



Incorporated, 1868. 

Treasurer's bond, surety company, 630,000. Date of bond, 

May 12, 1905. 
Annual compensation of officers : President, nothing; treasurer, 

61,500; trustees, 682; clerks, 6900. 
Largest amount loaned to any person or corporation, 614,000. 
Total amount invested in New Hampshire, 6323,469.29. 
Indebtedness of officers as principal, 64,950 ; as surety, 6250. 



BANK COMMISSIONERS REPORT. 



79 



SCHEDULE OF BONDS AND STOCKS OF THE LANCASTER SAVINGS 

BANK. 



BONDS. 


Estimated 
value. 


,, , \ alue on 
Par value, j ,,,„, ks 


United St \tks. 


$8,400.00 

$5,250.00 
5,000.00 
5,300.00 

10,100 00 
1,010 00 
5.300 00 

10,000 00 
S, 240.00 

i.oio.oo 


$8,000.00 


$8,454.38 


County. 

Grant, Oklahoma, 6s 

Bannock, Idaho, 6s 


$5,000.00 
5.000 00 
5,000.00 
10,000.00 
1,000.00 
5,000.00 

10,000.00 

8,000 (X) 
1,000.00 


$5,000.00 
5,350.00 

.5. 'J! 10 00 

10,000.00 


Bent, Col., 5s 


1,062.50 




5,369.00 
9,800.00 




8,481. SO 
1,000.00 




$51,240.00 


$50,000 00 


$51,416.30 




$3,090.00 
2,600.00 

8,320.00 
2,000.00 
5,100.00 
3,210.00 


$3,000.00 
2.500.00 
8,000.00 
2.000 00 
5,000.00 
3,000.00 


$3,062.10 


Arkansas City, Kan., 6s 

Wilson, N. O, 5s 

Paris, Tenn., 5s 

Rockv Ford, Col., 5s 


2,500.00 
8,040.00 
2.000.00 
5,200.00 
3,210.00 






School District. 
Montrose County, No. 1, Col., 5s 


S24.320 00 


$23,500.00 


$24,012.10 


$5,000.00 
5,200.00 


$5,000 00 
5,000.00 


$5,050.00 
.5,102.50 




$10,200.00 


$10,000.00 


$10,212.50 


Atchison, Topeka & Santa Fe, gen- 


$1,055.00 

450.00 
5,000 00 
5,450 00 
9,800<>o 
5,200.00 
5.050.00 
! 1,000.00 


.$1.000 00 

.-,00.00 

5,000.00 
5,000.00 
10,000 00 
5.000.00 
5,000.00 

10,000.00 


S 1 ,000 00 


Atchison, Topeka & Santa Fe, ad- 
justment, 4a 


500 00 




5,050 00 


Rutland, 4's 


5,550.00 


Midland Terminal, Col., 5s 


10,250.00 


Hoosac Tunnel & Wilmington, -5s.. 

Rutland, ear trust. 4's 

Buffalo & Susquehanna, 4s 


5,300.00 
5,060.50 
9,900.00 








$41,905.00 


$41,500.00 


$42,610.50 


Evansville Electric Railway, Ind.,4s 
New Hampshire Trust Co., deb., 4s. 

Xenia Water Co., Ohio, 5s i 

Denver Consolidated Electric Co. ,6s 

Hurley Water Co., Wis., 68 

Western Electrical Construction 

Portland Railway Co., Ore., 5s.. .. 
Denver Hotel & Theatre Co., 5s ... . 
Western Union Telegraph Co., lis.. 
New York & Pennsylvania Tel. & 

Tel. Co., 4s 

American Tel. & Tel. Co., 4s 


$9,000.00 
1,500 00 
5,000 00 
.5.000.00 
5,000.00 

3,000.00 

500.00 

6,000.00 

5.300.00 

9,200.00 

4,950.00 

$51,450.00 


$10,000.00 
3,500.00 
5,000.00 
5,000.00 
5.000.00 

3.000 00 

5 i 

6.000.00 
5.000(H) 

10.000 00 
5,000.00 


$10,000.00 
1,500.00 

5,075 00 
5,000 00 
5.000.00 

3,000 00 

500 00 

6.000.00 

5,381.25 

9.600.00 
4,950.00 


Amount carried forward 


$58,000.00 


$56,006.25 



80 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE LANCASTER SAVINGS 
BANK.— Continued. 



BONDS. 


Estimated 
value. 


„ , [ Val ue on 
Par value. t books _ 


Miscellaneous. —Continued. 

Amount brought forward 


$54,450.00 
5.000 00 
5,400.00 
5.300.00 
8,000.00 
5,100.00 


$58,000.00 
5,000 00 
5,000 00 
5,000.00 
8,000.00 
5,000.00 


$56,006.25 
5.000.00 


South Shore & Boston Street Ry., 5s 
Manchester Traction Co., 5s 

United Gas & Electric Co., 5s 


5.450 00 
5,325.00 

S.000.00 
5,100.00 


STOCKS. 

Bank. 

South End National, Boston 

National B a n k of Commerce, 


$83,250.00 


$86,000.00 


SS4.881.25 


$950.00 

1.000 00 
1.300.00 
2,600.00 
5,000.00 


$1,000.00 

1,000.00 
1,000.00 
2,000 00 
5,000.00 


$1,000.00 
1,000 00 




1.000.00 


Lancaster National 


2,000.00 
5,000.00 






Railroad. 

Atchison, Topeka & Santa Fe', pref. 
Baltimore & Cumberland Valley 


$10,850.00 


$10,000.00 


$10,000.00 


$5,200.00 

0,000 00 
4.400.00 
7.500.00 
5,000.00 
8,235.00 


$5,000.00 

5.000 00 
5,000.00 
5.000.00 
5,000.00 
4,500 00 


$3,500.00 
6,900.00 


Chicago Great Western, deb., 4s. . . 


4,587 50 
7.500.00 




5,000 00 


Concord & Montreal, class 3 


8,235.00 




$36,335.00 


$29,500.00 


$35,722.50 


Royal Pulp & Paper Co., Sher- 


$5,000.00 


$5 000 00 


$5,000.00 






Miscki: LANEOUS. 


$625.00 
900.00 


$500 00 
1,500.00 


$500.00 




1.500 00 








$1,525.00 


$2,000.00 


$2,000.00 



BANK < OMMISHONKKS KKl'OKT. 



81 



LITTLETON SAVINGS BANK.— LITTLETON. 

Charles F. Eastman, President. 

Oscar C. Hatch, Treasurer. 

Trustees — Charles F. Eastman, Oscar C. Match, George 
T. Cruft, William H. Bellows, James H. Bailey, Frank 
P. Bond, Henry O. Hatch. 

Investment Committee — Oscar C. Hatch, Charles F. East- 
man, William H. Bellows. 

Clerk — Henry O. Hatch. 

Examination February 7, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 


§1,437,800.18 
100.000.00 
41,053.16 
45,461.75 




$1,437,800.18 
100,000.00 
41,053.16 












$1,624,405.09 


$1,578,943.34 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 
estate 


$225,050.26 

167.650.00 

56,008.09 

251.3S4.16 

44,700.00 

312,552.00 

284,850.00 

112.855.00 

70,775.00 

52,300 00 

600.00 

10,000.00 

32,542.70 

2,237.88 


$225,050.26 
167,650.00 

56,908.09 
251,384.10 

44,000.00 
299,825.00 

288,000.00 

117,000.00 

46,850.(10 

45.000.00 

600.00 

10,000.00 

32,542.70 

2,237.88 


$225,050.26 
167,650.00 


Loans on collateral security 

Loans on personal security 

Public funds of this state 


56,908.09 
251,384.16 

43,550.00 
299,825.00 


Railroad bonds .. 


281,870.25 
111,025.00 

H ; s5ii (Mi 


Bank stock 


Kail road stock 

Miscellaneous stocks 

Bank building and fixtures 


49,450.00 

600.00 

10,000.00 


< 'ash OH deposit 


32,542 7ii 




2,237.88 








$1,624,405.09 


$1,587,048.0!) 


$1,578,943.34 



82 bank commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending Jane 30, 1905. 

Amount of deposits June 30, 1904 . . . 81, 383, 161. 31 

Amount of dividends declared during year . . 46,61V. 1 . 81 

Amount of deposits received .... 326,188.06 



$1,756,019.18 
Amount of withdrawals ..... 294,539.05 



Amount of deposits at close of business, June 

30, 1905 81,461,480.13 



Total income 873,820.23 

Interest paid out .... 8848.51 

Salaries, rents, and incidental expenses 4,694.74 

State tax 8,576.83 

Other taxes ..... 185.17 

Premiums paid .... 493.7 "> 

Losses charged oft' . . . . 477.39 

Carried to guaranty fund . . 15,000.00 

30,276.39 



Net income 843,543.84 

From surplus ....... 3,125.97 



Rate and amount of dividends declared, semi- 
annual, January and July, o\ per cent . 846,669'.81 



Undivided earnings at last annual return . . 863,455.36 
Decrease 3,125.97 

Undivided earnings June 30, 1905 . . 860,329.39 

Incorporated, 1868. 

Treasurer's bond, surety company, 847,500. Date of bond, 

March 31, 1905. 
Annual compensation of officers : President, 850 ; treasurer, 

82,600; trustees, $2 each meeting; clerks, 81,000. 
Largest amount loaned to any person or corporation, 825,000. 
Total amount invested in New Hampshire, 8425,725.31. 
Indebtedness of officers as principal, $9,730.89 ; as surety. 84,950. 



BANK COMMISSIONERS REPORT. 83 

Schedule of bonds and stocks of the Littleton savings 

bank. 



BONDS. 



Estimated 

value. 



Par value. 



Value on 
books. 



State. 

Colorado, is 

Arizona, 5s 

County. 
Wyandotte, Ivan.. 4 is 

City and Town. 

Berlin, 4s 

Haverhill. 4s 

Littleton, 4s 

Littleton, 3|s 

Bethlehem, 4s 

Farmington, 4s 

Seattle. Wash., 5s 

East Portland. Ore., 6S 

Toledo. Ohio. 5s 

Attiea, hid., 5S 

Walla Walla, Wash.,6s 

Olympia, Wash., 3js 

Napa, Gal., 5s 

Beatrice, Neb.. 4s 

Woodland, Cal., 5s 

Wellston. Ohio, 5s 

Pueblo, Col.. 6s 

Colorado Springs, Col.. 5s 

Bessemer, < 'id., 5s 

New Britain, Conn., 4s 

Denver, Col., 4s 

Kansas City, Mo.. 4s 

Niles, Mich., 5s 

Wausau, Wis., 5s 

East Liverpool, Ohio, 5s 

Moscow, Idaho, os 

Central Falls, K. I., 44s 

Boston, Mass., 4s 

Barre, N't. , 4s 

Dry Point, III., 4s 

Atlantic Highlands. X.J..4.'s 
Glenwood Springs, Col.. 5s . . . 

Colorado Springs, Col., 4s 

Sault Ste. Marie, Mich., 4s.... 

Pueblo, Col. ,4^s 

Topeka, Kan.. 4's 



School District. 

La Plata County, No. 9, Col.. 5s. . . . 
Arapahoe ( 'oitntv. No. 17. Col., 4's. . 
Grand Forks. N. Dak., In depend 

ent, 4s 

Laramie County, No. i. Wyo.,6s . . . 

Duluth, Minn.. 5s 

Decatur, III., 4s 

Pierce County. No. 10. Wash.,4Js. .. 
King County, No. 1, Wash., 4's 

Amount carried forward 



$3,000 00 


$3,000.00 


$3,000.00 


5,250.00 


5,000.00 


5,000.00 


$8,310.00 


$8,000.00 


SIS. 000. (Ml 


$5,150.00 


$5,000.00 


$5,000.00 


$5,250.00 


.-.-..000.00 


$5,000.00 


6.0G0.00 


6,000.00 


6.000.00 


5.000 00 


5,000.00 


5,000.00 


15,000.00 


15,000.00 


14..V,0.(M> 


10,300.00 


10.000 00 


10,000.00 


3,090.00 


3,000.00 


3.000.00 


10.600 00 


10,000.00 


10,000.00 


12,500.00 


10,000.00 


10,000.00 


5,350.00 


5,000.00 


5,000.00 


1 .500.00 


1,500.00 


1.500.00 


5,500.00 


5,000 00 


.-,.000.00 


4,000.00 


4,000.00 


4.o:k).oii 


4.N20.00 


4.725.00 


4,725.00 


2,000.00 


2.000.00 


2,000.00 


3,07200 


3,000.00 


3, G00 00 


4,400.00 


4.000.00 


4.1)00 00 


5,000.00 


5,000.00 


5,000.00 


1,000 00 


1,000.00 


1,000 00 


1,010.00 


1,000.(10 


1,000.00 


5,200.00 


5,000.00 


5,000.00 


5,000.00 


5,0<>o.<Ht 


5,000.00 


12.300.00 


12,000.00 


12,000.00 


0.000.00 


6,000.00 


6,000 00 


6,120.00 


0.000 00 


6,000.00 


8,640 00 


8,000.00 


8.000.00 


5,000m» 


5,000.00 


5,000.00 


2,01)0 00 


2,000 00 


2,000.00 


10,000 00 


10,000.00 


10,000.00 


8,000.00 


8,000 00 


S, (10(1 00 


5,000.00 


5,000.00 


5,000.00 


5,400 00 


5,000.00 


5.000.00 


1.070.00 


1,00000 


1,000.00 


10.000 00 


10,000.00 


10,000.00 


5,000.00 


5.000 00 


5,000.00 


5.250 00 


5,000.00 


5.000.00 


5,500.00 


5,000.00 


.-,.0(11.(1(1 


$212,192.00 


$203,825.00 


$203,375.00 


$0,000.00 


$6,000.00 


$6,000.00 


3,000.00 


3,000.00 


:;.ooooo 


8.000.00 


8,000.00 


8,000.00 


4.000 00 


4,000.00 


4,000.00 


6.7.SO.0O 


O.Ooo no 


C, i)i*i on 


17,310.00 


17,000.00 


17.000 (HI 


15.600 00 


15,000.00 


15,000.00 


5,350.00 


5.000.00 
$04,000.00 


5,000.00 


$00,130.00 


$64,000.00 



84 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE LITTLETON SAVINGS 
BANK.— Continued. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



School District.— Continued. 

Amount brought forward 

Salt Lake City, Utah, Board of 

Education, 5s 

Silver Bow County, Mont., 4s 

El Paso County, No. 11, Col., 4s 

El Paso County, No. 1, Col , 4js.... 
Arapahoe County, No. 21, Col., 5s.. 

Seattle, Wash., 4is 

Mercer County, Pa., 4s 

Railroad. 

Illinois Central, S$8 

Illinois Central, 4s 

Illinois Central, 3s 

Midland Terminal, 5s 

Ogdensburg & Lake Champlain, 4s 

Buffalo & Susquehanna, 4s 

Grand Rapids & Indiana, 4*s 

Chicago, Burlington & Quincy, 5s.. 

Chicago, Burlington & Quincy, 3is. 

Mohawk & M alone, 4s 

Cleveland, Cincinnati, Chicago & 
St. Louis, 4s 

Rio G rande Western, 4s 

Rutland, 4js 

Chicago, Rock Island & Pacific, 4s. 

Burlington & Missouri River, 4s... 

Chicago & Northwestern, 3is 

Terminal Railroad Association, 4s.. 

St. Louis, Iron Mountain & South- 
ern, 4s 

Chicago Junction & Union Stock 
Yards, 5s 

N. Y. Central & Hudson River, 3is. 

Cincinnati, Indianapolis & West- 
ern, 4s 

Hereford Railway Co., Canada, 4s.. 

Chicago & Western Indiana, 4s 

Lake Shore & Michigan South 'n, 4s 

Central Branch (Mo. Pac), 4s 

Pennsylvania, 3is 

Long Island, 4s 

N. Y. Central & Hudson River, 3is. 



Miscellaneous. 

Multnomah Street Ry., Portland' 
Ore., 6s 

Central Loan & Land Co., deb., 6s.. 

New Hampshire Trust Co., deb., 4s 

Denver Consolidated Electric Light 
Co., 6s 

Des Moines Street Railway Co., 6s. 

(Wand Forks Gas & Electric Co., 
X. Dak., 6s 

Western Union Telegraph Co., 5s.. 

Kansas City Investment Co.,deb.,Gs 

Amount canted forward 



$66,130 00 


$64,000.00 


$61,000.00 


26,500.00 


25,000.00 


25,000.00 


5,000.00 


5,000.00 


5,000.00 


5,000.00 


5,000 00 


5,000.00 


5,050 00 


5,000.00 


5,000.00 


13,520.00 


13,000.00 


13,000.00 


5,400.00 


5.000.00 


5,000.00 


5,000.00 


5,000.00 


5,000.00 


$131,600.00 


$127,000.00 


$127,000.00 


$9,900.00 


$10,000.00 


$9,525.00 


26,250.00 


25,000 00 


25,000.00 


12,150 00 


15,000.00 


13,575.00 


9,900.00 


10,000 00 


10,000.00 


30,000 00 


30,000.00 


30,000.00 


19,800 00 


20,000.00 


20,000.00 


5,500.00 


5,000.00 


5,000.00 


7.490.00 


7,000.00 


7,000.00 


28,800.00 


30.000.00 


29,100.00 


10,500.00 


10,000.00 


10,000.00 


4,950.00 


5,000.00 


5,000.00 


4,950.00 


5.000. (X) 


5.000.00 


10,100.00 


10,000.00 


10,000.00 


5,000 00 


5,000 00 


5,000.00 


4.000 00 


4,000.00 


4.000 00 


10.000.00 


10,000 00 


10,000.00 


15,000.00 


15,000.00 


14,900.00 


19,400 00 


20.000.00 


18,500.00 


3,180 00 


3,000.00 


3,000.00 


5,000.00 


5,000.00 


4,750.00 


4,900.00 


5,000.00 


4,750.00 


5,000.00 


5,000.00 


5,000.00 


4,950.00 


5,000.00 


4,900.00 


5,050.00 


5,000.00 


5,000.00 


4,900. TO 


5 000.00 


4,787.50 


4,850.00 


5,000.00 


4,859.00 


5,050.00 


5,000.00 


5,000.00 


8,280.00 


9,000.00 


8,223.75 


$284,850.00 


$288,000.00 


$281,870.25 


$5,000.00 


$5,000.00 


$5,000.00 


225.00 


1,250 00 


250.00 


700.00 


3,500.00 


1,000.00 


10,000.00 


10,000.00 


10,000 00 


5,400.00 


5,000 00 


5,000.00 


3,000.00 


3.000.00 


3,000.00 


5.500.00 


5.000.00 


5,000.00 


1,300.00 


3,250.00 


1.250.00 


$31,125.00 


$36,000.00 


$30,500.00 



BANE COMMISSIONERS' REPORT. 



85 



SCHEDULE OF BONDS AND STOCKS OF THE LITTLETON SAVINGS 
BANK.— Continued. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


M i st ■ e i. i.AN eous.— Continued. 

Amount brought forward 

Mutual Union Telegraph Co., 6s 

Omaha Water Co., Neb., 5s 

America n Bell Telephone Co., 4s. .. 

■Western Union Telegraph Co., t's. 

New York & Pennsylvania Tel. & 

Tel. Co., 4s 

West End Street Railway, Boston, 4s 
Manhattan Elevated Ry. Co., 4s.... 


$31,125.00 

1,080.00 

4,400.00 

10,000.00 

26,250.00 

4,750.00 
14.550.00 
5,300.00 
5,300.00 
5,000.00 
5,100.00 


$36,000 00 
t.000.00 

5,000.00 
10.000.00 
25,000.00 

5,000 00 
15,000.00 
5,000.00 
5,000.00 
5,000 00 
5,000.00 


$30,500.00 

1,000.00 

5,000.00 

10,000.00 

25,000.00 

4,700.00 
15,000.00 
5,000.00 
5,000.00 
4.S75.00 
4,950.00 






STOCKS. 


$112,855.00 


$117,000.00 


$111,025.00 


Bank. 

Pemigewasset National 

Citizens' National, Tilton 


$41,250.00 
2,200.00 
1,875.00 
1,050.00 
2,300.00 

1,300.00 

1,000.00 
5,400.00 
750.00 
7,150 00 
6,500.00 

$70,775.00 


$25,000.00 
1,100.00 
1.500.00 
1,000 00 
2,000.00 

1 000 00 


$25,000.00 
1,100.00 


Laconia National 

People's National, Laconia 

Minnehaha National, Sioux Falls. 
S. Dak 


1,000.00 
2,000.00 


National Bank of Commerce, 
Pierre, S. Dak 


1,000.00 1 1,000.00 

3,000.00 1 3,000.00 

750.00 1 750.00 

5,500.00 5,500.00 


South Texas Nat'l, Houston, Tex... 
Merchants' National, Portland, Ore. 
Lancaster National 






$46,850 00 


, V. V 


Railroad. 


$46,850.00 


Baltimore & Cumberland Valley 
Extension 


$6,500.00 
8,800.00 
8,500.00 
13,700.00 
14,800.00 

$52,300.00 


$5,000.00 
10,000.00 
10.000.00 


$6,900.00 
8,900.00 
9,200.00 


Buffalo & Susquehanna, pref 

Chicago Great Western, deb., 4s 


New York Central & Hudson River 


ioiooo.00 12,050.00 


Miscellaneous. 


$45,000.00 


$49,450.00 


Littleton Bridge 


$100.00 
500.00 


$100.00 
500.00 


$100.00 
500.00 


Sioux Falls Trust Co., S. Dak 




$600.00 


$600.00 


scnu.m 



86 



BANK COMMISSIONERS REPORT. 



LOAN AND TRUST SAVINGS BANK.— CONCORD. 
*Johx F. Jones, President. Fred N. Ladd, Treasurer. 

Trustees — John F. Jones, John M. Mitchell, John C. Line- 
han, James C. Norris, Josiah E. Fernald, Howard A. 
Dodge, Charles H. Sanders, John F. Webster, Henry 
C. Brown, Fred N. Ladd. 

Investment Committee — John F. Jones, Howard A. 
Dodge, Josiah E. Fernald, Charles H. Sanders, Henry 
C. Brown. 

Clerks — George R. Connell, Charles C. Jones. 

Examination January 24, 1905. 



STATEMENT. 

Liabilities. 





S2.S70.827.S4 

140,000.00 

81,263.13 

66,801.50 

$3,158,802.47 




$2,870,827.84 


Guaranty fund 

Interest 

Premium 


140,000.00 

81,263.13 




$3,092,090.97 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 


$568,440.35 

:.77.:il5.00 

224,652.78 

197,848.16 

407,8S6 00 

602,860.00 

336,332.00 

71,545.00 

153,228.50 

10.450.00 

8,720.00 

1(17.358.87 

85,815.33 

5,840.48 

$3,158,892.47 


$568,440.35 

377,915.00 

224,652.78 

197.8-i8.16 

390,650.00 

600,500.00 

354.910.00 

41,300.00 

109,450.00 

13,150.00 

8,720.00 

1(17,358.87 

85,815.33 

5,840.48 

$3,086,550.97 


$568,440.35 


Loans on other real estate 

Loans on collateral security 

Railroad bonds 

Miscellaneous bonds 


377,915.00 
224,652.78 
197,848.16 
398,110.00 
585,100.00 
334,160.00 




53,200.00 
136,330.00 


Railroad stock 


Manufacturing stock 


S.600.00 


Miscellaneous stocks 


8,720.00 

107,358.87 

85,815.33 

5,840.48 




$3,092,090.97 



* Deceased : Succeeded by John M. Mitchell. 



BANK COMMISSIONERS REPORT. 



87 



Statement op Deposits and Earnings 
For the Year ending June 30, 1905. 



Amount of deposits June 30, 1904 . 
Amount of dividends declared during year 
Amounl of deposits received . . . . 

Annumi d!' withdrawals ..... 

Amount of deposits at close of business, .June 
30, 1905 . .... 

Total income ....... 

Interest paid out .... $2,044.21 
Salaries, rents, and incidental expenses 7,352.69 

Taxes on real estate . . . 2,357.63 



$2,769,010.48 

'.11,035.42 
498,370.39 



$3,361,416.29 
491,971.86 



$2,869,44 1.43 
$144,922.29 



Expenses of insurance and repairs 
Premiums paid 
Losses charged off . 
Reduction of book values 
Carried to guaranty fund 



4,255.95 

2,882.45 
4,484.00 
3,595.96 
5,000.00 



31,972.89 



Net income ...... 

To surplus ....... 

Rate and amount of dividends declared, 
annual, July, 3.Y per cent. 

Undivided earnings at last annual return . 
Increase ....... 

^Undivided earnings dune 30, 1905 . 



81 12, '.149. 40 
18,913.98 



$94,035.42 



$94,035.12 
18,913.98 

8112,949.40 



Incorporated, 1 .S 7 2 . 

Treasurer's bond, surety company, $50,000. Date of bond, 

January 20, 1897. 
Annual compensation of officers: President, $600; treasurer. 

$2,200; trustees, $2 each meeting; clerks, $2,200. 
Largest amount loaned to any person or corporation, is40,000. 
Total amount invested in New Hampshire, $1,005,553.62. 
Indebtedness of officers as principal, nothing; as surety, nothing. 

" $16,375.43 of tins amount is reserved for state tax. 



88 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE LOAN AND TRUST 
SAVINGS BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



State. 

New Mexico, capitol building, 7s. 

Massachusetts, 35s 

Arizona, 53 

Arizona, 3s 



County. 

Clay, Miss., 6s 

Iron, Midi., 6s 

Sedgwick, Kan., 5js. . 

Vigo, Ind., 5s 

Spokane, Wash., 4£s. . 
Wyandotte, Kan., 4's. 
Whatcom, Wash., 4's. 



City and Town. 

Columbus, Kan., 6s 

Columbus, Neb., 6s 

East St. Louis, 111., 5s 

Sioux City, Iowa, 6s 

Kearney, Neb., 6s 

Los Angeles, Cal., 5s 

Seattle, Wash., 5s . 

Ogden, Utah, 6s 

Grand Forks, N. Dak., 6s 

Ellensburg, Wash., 6s 

Walla Walla, Wash., 6s 

Dayton, Wash., 6s 

Astoria, Ore., 6s 

Missoula, Mont., 6s 

Logan City, Utah, 5s. 

Kedlands, Cal., 6s 

Toledo, Ohio, 4s 

Lafayette, Ind., 4s 

Newton, Kan., 6s 

San Diego, Cal., 4Js 

Spokane, Wash., 5is 

Atlantic Highlands, N. J., 4is. 

Great Falls, Mont., 5s 

Cheyenne, Wyo., 5s 

Colorado Springs, Col., 4s 

Durham, N. C, 4>.s 

Ballard, Wash., 4£s 



School District. 

Fargo, N. Dak., 6s 

Salt Lake City, Utah, 5s 

Duluth. Minn., Independent, 5s... 
Arapahoe County, No. 2, Col., 4As. 
King Co., No. 1, Seattle, Wash., 4^s 

Stockton, No. 6, Cal., 5s 

Indianapolis, Ind., 5s 



$10,000.00 


$10,000.00 


$10,000 00 


26,000.00 


25,000.00 


27,500.00 


27,100.00 


25,000.00 


27,000.00 


8,600 00 
$71,700.00 


10,000.00 


S,600.00 


$70,000.00 


$73,100.00 


$5,750.00 


$5,000.00 


$5,000.00 


5,000.00 


5.000.00 


5,200.00 


11,500.00 


10.000.00 


10,600.00 


5.050.00 


5.000.00 


5.000.00 


10,500.00 


10.000.00 


10,000.00 


10,300 00 


10.000.00 


10,000.00 


10,300.00 


10,000.00 
$55,000.00 


10.000.00 


$58,400.00 


$55,800.00 


$4,896.00 


$4,800.00 


$4,800.00 


5,500.00 


5,000.00 


5.000.00 


11,330.00 


11,000 00 


11,000.00 


1,100.00 


1,100.00 


1,100.00 


5,250.00 


5,000.00 


5,000.00 


3,000.00 


3,000 00 


3,000.00 


5,250.00 


5,000.00 


5,000.00 


10,300.00 


10,000.00 


10,000.00 


5,350.00 


5,000.00 


5,000.00 


5,400.00 


5.000.00 


5,000.00 


11,000.00 


10,000.00 


10,000.00 


10,800 00 


10,000.00 


10,000.00 


10,500 00 


10,000.00 


10,000.00 


5,000.00 


5,000.00 


5,000.00 


15,300.00 


15,000.00 


15,000.00 


8,400 00 


8,000.00 


8,000.00 


4,280.00 


4,000.00 


4,000.00 


3,120.00 


3,000.00 


3.000.00 


2,250.00 


2,250.00 


2,150 00 


20,400.00 


20,000.00 


20,400 00 


5,750.00 


5,000.00 


5,300.00 


10,700.00 


10,000.00 


10,800X0 


15,600.00 


15,000.00 


1.-,,soo.on 


10.400.00 


10,000.00 


10.500.00 


20,000.00 


20,000.00 


20,000.00 


5,300.00 


5,000.00 


5.200.00 


10,600 00 


10,000.00 


10,000.00 


$226,776.00 


$217,150.00 


$220,050.00 


$5,500.00 


$5,000.00 


$5,000.00 


10,600 00 


10,000.00 


10,000 00 


5,650.00 


5,000 00 


5,000.00 


10.200.00 


10,000.00 


10,160.00 


5,350 00 


5,000 00 


5,300.00 


7,650.00 


7.500.00 


7,700.00 


6,060.00 


6,00000 


6,000.00 


$51,010.00 


$48,500.00 


$43,160.00 



BANE COMMISSIONERS REPORT. 



89 



SCHEDULE OF BONDS AND STOCKS OF THE LOAN AND TRUST 
SAVINGS BANK.— Continued. 



BONDS. 



Estimated 

value. 



Par value. 



Value on 

1 ks. 



Railroad. 

Evansville & Indianapolis, 63 

Cleveland, Lorain & Wheeling, 5s 

Maine Central, 4s 

Toledo & Ohio Central Ry. Co., 5s 

Atchison, Topeka & Santa Fe, gen 
eral mortgage. 4s 

Northern Pacific, 4s 

Northern Pacific, 3s 

Oregon Short Line. 5s 

Concord & Montreal, deb., 4s 

Illinois Central, Louisville Div., 3is 

Illinois Central, St. Louis Div., ;;'s. 

Fitchhurg, 4s 

Burlington, Cedar Rapids & North- 
ern, 5s 

Rutland, 4js 

Chicago, Rock Island & Pacific, 4s. 

Rutland Canadian, 4s 

Montana Central, 5s 

Union Pacific, 4s 

Central Vermont, 4s 

Chicago, Burlington & Quincy, 4s. 

Ashland Coal & Iron Ry. Co., 4s 

Illinois Central, 4s 

Chicago, Burlington & Quincy, 
sinking fund, 4s 

Minneapolis & St. Louis, 4s 

N. Y. Central & Hudson River, 3is. 

Ogdensburg & Lake Champlain,4s 

North'n Pacific-Great Northern, 4s 

Louisville & Nashville, 4s 

Midland Terminal, 5s 

Rutland, 4is 

Pennsylvania, 3's 

Chicago, Rock Island & Pacific, 
Scries J, 4s 

Chicago, Rock Island & Pacific, 
Series L, 4s 

St. Joseph & Grand Island, 4s 

Buffalo, Rochester & Pittsburg, 4's 

Chicago, Burlington & Quincy, 3js. 

Terminal Railroad Association of 
St. Louis, 4s 

St. Louis & San Francisco, 4s 

Chicago, Burlington & Quincy, 4s. 

Baltimore & Ohio, 3js 

St. Louis, Iron Mountain & South- 
ern, 4s 

Pere Marquette, 4s 

Cincinnati, Indianapolis & West- 
ern, 4s 

Missouri Pacific. 5s 

Missouri Pacific, equipment, 5s 

Buffalo & Susquehanna, 4s 

N. Y. Central & Hudson River, 4s.. 

Chicago & Western Indiana, 4s 

Toledo Railway & Terminal, lis, .. 

Chicago, Rock Island & Pacific, 4s. 

< entral Branch (Mo. Pac), 4s 



$11,400.00 


$10,000 00 


$ 10,000 00 


11.600.00 


10,000.00 


9,650.00 


15,150.00 


15.000 00 


15.000.00 


5,700.00 


5,000.00 


5,000.00 


36,050 00 


35,000.00 


33.250.00 


12,720.00 


12,000.00 


10,000.00 


3,850 00 


5,000.00 


2,500.00 


2,950.00 


2.500.00 


2,125.00 


35,700.00 


35,000.00 


36,750.00 


■J. 850 00 


3,000 00 


2,775.00 


6,650.00 


7,000 00 


6.450.00 


10,500.00 


10,900.00 


10,500.00 


10,200.00 


10,000.00 


10,400 00 


10,800.00 


10,000.00 


10,700.00 


10,600.00 


10.000.00 


10,300.00 


15,000.00 


15,000.00 


15,000.00 


5,900 00 


5,000.00 


5,700.00 


2,625.00 


2,500.00 


2,500.00 


8,900.00 


10,000.00 


8,500 00 


9,000.00 


9,000.00 


9.000.00 


10.3001)0 


10,000.00 


10.300 00 


15,900.00 


15,000.00 


15,300.00 


3,060 00 


3,000.00 


3,000.00 


14,550.00 


15,000.00 


14,100.00 


18.400(H) 


20,000.00 


19,500.00 


10,000.00 


10,000.00 


10,000 00 


25,250.00 


25.000.00 


24,000.00 


10,300.00 


10,000.00 


10,000.00 


14,850.00 


15.000.00 


15,000.00 


10,200.00 


10,000.00 


10,400.00 


'.',575.00 


2,500.00 


2,500 00 


9,700.00 


10,000.00 


9,800.00 


9.700.00 


10.000.00 


9.800.00 


15.980.00 


17,000.00 


16.500.00 


10,400.00 


10,000,00 


10,400.00 


9.600.00 


10,000.00 


9,000.00 


10,000.00 


10.000 00 


10,000.00 


9,100.00 


10,000 00 


8,800 00 


2,000 00 


2,000.00 


2,000.00 


9.200.00 


10,900.00 


8,900.00 


9.700 00 


10,000.00 


9,200.00 


19,000.00 


20,000.00 


19,000.00 


19,600.00 


20,000.00 


18,800.00 


11,000 00 


10,000 00 


10.000 00 


10,008.00 


10.000 00 


10,000.00 


24.750.00 


25,0001)0 


25,O00.<<0 


10,000.00 


10,000.00 


9,600.00 


9.900 00 


io,oix).oo 


9,800.00 


10,400.00 


10.000 00 


10.000 00 


19,600.00 


20.1KMI.OO 


19,100.00 


9,700.00 
$6 02, 860.00 


10,000.00 


9,600.00 


$600,500.00 


$585, 100.00 



DO 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE LOAN AND TRUST 
SAVINGS KAKK.-Continued. 



BONDS. 



Miscellaneous. 

Niles Water-Works, .Mich., Ts 

Fort Plain Water Co., X. V., 6s 

Central Loan & Land Co., deb., 6s.. 
Nebraska Loan & Trust Co., Hast- 
ings. Neb., 6s 

Xenia Water Co., Oliio. 5s. 

Crippen, Lawrence & Co., deb., 6s. 
Newark Water-Works Co., Ohio, 68 

Streator Aqueduct Co., 5s 

New England Loan & Trust Co., 

deb., 6s 

Arkansaw Water Co., Ark., 6s 

Portland Water Co., Conn., 5s 

Denver Consolidated Electric Co., 

Col., 6s 

Grand Forks Gas & Electric Co., 

N. Dak.. 6s 

Lincoln Gas Co., Neb., 6s 

Pueblo Mater Co., Col., 6s 

Western Water & Elec.Co.,Kan.,5s 
Parsons Water Supply & Power 

Co., 6s 

Minneapolis Genera] Electric Co. ,6s 
Xew Haven Street Ry., Conn.. 5s . . 
Xew Hampshire Trust < !o., deb., 4s. 
Metropolitan Water Co., Kansas 

City, Kan., 4s 

Chicago Street Ry., West Hi v., -Cs. 
Xew York & Pennsylvania Tel. & 

Tel. Co., 4s 

Lowell & Suburban Street Ry., 5s.. 
South Shore & Boston Street Ry.,5s 
American Bell Telephone Co., -is .. 
Western Union Telegraph Co.. 4Js. 

American Tel. & Tel Co., 4s 

North Chicago Street Railway, 4's. 

Iowa Loan & Trust Co., 4js 

Evansville Electric Ry., Ind.. 4s 

Taunton Street Railway, 5s 

Xew Bedford, Middleboro & Brock- 

r ton Street Railway, 5s 

Tacoma Railway & Power Co., 5s.. 

Nashua Street Railway, 4s 

Iowa Loan & Trust Col, 5S 

Lynn & Boston Street Railway, 5s. 

Minneapolis Street Railway,5s 

-Manchester Traction, Light &: 

Power Co., 5s 

St. Paul City Railway Co., 5s 

Denver Gas & Electric Co., 5s 

Manhattan Railway Co., 4s 



STOCKS. 

Bank. 

National State Capital. < 'oncord. .. 

First National. Nashua 

Merchants" Xat'l, Kansas City, -Mo. 

Second National, Manchester 

People \s National, Clareniont 




£71,545.00 



841,300.00 



$53,200.00 



BANK < OMMISSIONI RS REPORT. 



91 



SCHEDULE OF BONDS AND STOCKS OF THE LOAN AND TRUST 
SAVIN ( rS I ''A NK.— Continued. 



STOCKS. 



Estimated 

value. 



Par value. 



Value on 
books. 



Railroad. 

Concord N" Mon I real, class 4 

Kvans\ ille & Terre Haute, pref.. . 

Northern, N. It 

Pennsylvania 

Pittsburg, Fort Wayne & Chicago 

Pemigewasset Valley 

Union Pacific, common 

( lentral Vermont 

Chicago Great Western, deb., is,. 

Buffalo & Susquehanna, pref 

Illinois Central 

Manufacturing. 

Abbot-Down inn Co 

Page Belting- Co 

New Hampshire Spinning Mills. . . 

Miscellaneous. 

Capital Fire Ins. Co., Concord 

New Hampshire Real Estate Co... 



$64,750.00 


$35,000.00 


855,000.00 


7,777.. Mi 


9,150.00 


8,000.00 


8,200.00 


5,000.00 


7,500.00 


18,221.00 


[3,300.00 


18,000.00 


8,950.00 


5,000.00 


8,500.00 


1,800.00 


1,200.00 


1. 080.00 


6,100.00 


5,000.00 


1,900.00 


sn.oo 


800.00 


100.00 


12,750.00 


15,000.00 


13,650.00 


8,800.00 


10,000.00 


8,900.00 


15,800.00 
$ 153,228.50 


:n,<KK).00 


12,500.00 


$100,450.00 


$136,330.00 


$300.00 


$3,000.00 


$900.00 


750.00 


750.00 


300.00 


9,400.00 


9,400.00 


7,400.00 


$10,450.00 


$13,150.00 


$8,600.00 


$8,000.00 


$8,000.00 


-is.lHMUJO 


720.00 


720.00 


720.00 


$8,720.00 


18,720.00 


$8,720.00 



92 



BANK COMMISSIONERS REPORT 



.MANCHESTER SAVINGS BANK.— MANCHES- 
TER. 

Hiram A. Tuttle, President. 

Walter M. Parker, Treasurer. 

Trustees — Hiram A. Tuttle, Stephen N. Bourne, Roswell 
Annis, J. Brodie Smith, John H. Whitten, Walter M. 
Parker, Frank E. Putney, Mitchell Ward, W. Byron 
Stearns. 

Investment Committee — Hiram A. Tuttle, Stephen N. 
Bourne, W. Byron Stearns. 

Clerks — George H. Holbrook, Frederick L. Richardson, 
Mitchell Ward, Dick W. Barker, Edward B. Stearns. 

Examination May 23, 1905. 



STATEMENT. 

Liabilities. 





$9,201,790.08 
465,000.00 
365.020.16 
644,595.42 

$10,676,414.66 




$9,201,790.08 




465.000.00 




365,029.16 












$10,031,819.24 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate i $882,225.1S 

Loans on other real estate 1,025,626.00 

Loans on collateral security , 2,322,640.80 

Loans on personal security ; 2,361,904.54 

Public funds of this state 51.500.00 

State and municipal bonds 141,090.00 

Railroad bonds ' 1,809,465.00 

Miscellaneous bonds 706,400.00 

Bank stock 131,083 00 

Railroad stock 649,276.00 

Manufacturing stock 65,596.00 

Miscellaneous stocks 46,200.00 

Real estate 234.700.00 

Cash on deposit 248,708.14 



$10,076,414.66 



$S82,225.18 

1,025,626.00 

2,322,640.80 

2,361,004.54 

50.000.00 

131,000.00 

1,702,000 00 

703,000.00 

71,500.00 

420,300.00 

68,200.00 

20,000.00 

234.700.0fJ 

248,708.14 



$882,225.18 

1,025,626.00 

2,322,640.80 

2,361,904.54 

50,000.00 

131,000.00 

1,575,167.33 

672,125.00 

67,534.25 

371,988.00 

68,200 00 

20,000.00 

234,700.00 

248,708.14 



$10,241,804.66 $10,031,819.24 



bank commissioners' report. 93 

Statement of Deposits and Earnings 

For the Year ending June -30, 190o. 

Amount of deposits June 30, 1904 . . . $9,060,381.30 

Amount of dividends declared during year . 304,629.50 

Amount of deposits received .... 2,058,498.82 



$11,423,509.62 
Amount of withdrawals 1,955,011.68 



Amount of deposits at closeof business, June 

30, 1905 $9,468,497.94 



Total income $479,179.33 

Interest paid out . . . .$16,857.58 

Salaries, rents, and incidental expenses 19,535.53 
Premiums paid .... 8,235.15 
Losses charged off . . . 1,610.32 

Reduction of book values . . 39,649.37 

Carried to guaranty fund . . 20,000.00 

105,887.95 



$373,291.38 
68,661.88 


$304,629.50 


$49,996.17 
68,661.88 



Net income ...... 

To interest ....... 

Rate and amount of dividends, annual, 
July, 3^ per cent. .... 

Interest at last annual return .... 
Increase ....... 

♦Interest June 30, 1905 .... $118,658.05 

Incorporated, 1846. 

Treasurer's bond, personal, $200,000. Date of bond, May 4, 

1895. 
Annual compensation of officers : President, $500 ; treasurer, 

$17,500; trustees, nothing; clerks, paid by treasurer. 
Largest amount loaned to any person or corporation, $277,695. 
Total amount invested in New Hampshire, $3,767,573.82. 
Indebtedness of officers as principal, nothing; as surety, nothing. 

*$58,40l.70 of this amount is reserved for state tax. 



:>4 



BANK COMMISSIONERS liEFOKT. 



SCHEDULE OF BONDS AND STOCKS OF THE MANCHESTER 
SAYINGS BANK. 



BONDS. 



Estimated 

value. 



Par value. 



Value on 
books. 



State. 



Massachusetts, 3js. . . . 
County. 



Hillsborough, 4s 

City and Town. 



St. Paul, Minn., 5s 

Fremont, Ohio, Gs 

East Providence, R. 1., 4s. 
East Portland, Ore., 6s 



School District. 



Fargo. N. Dak., 6s . 
Cleveland, Ohio, 5s 



Railroad. 

Northern Pacific, 3s 

Oregon Short Line, 5s 

Central, of New Jersey, 5S 

Concord & Montreal, 4s 

Chicago & West Michigan, 5s 

Morris & Essex, N. -J., 7s 

Chicago, Burlington & Quincy, 
deb., 5s 

Atchison, Topeka & Santa Fe, gen- 
era 1 mortgage. 4s 

Chicago & Northwestern, deb.. 5s.. 

Chicago & Northwestern. 6s 

Fremont, Elkhoni & Missouri Val- 
ley, 6s 

Eastern, of Massachusetts, 6s 

Chicago, Burlington & Quincy, 4s.. 

St. Paul & Northern Pacific, 6s 

Chicago, Milwaukee & St. Paul, Gs 

Montana Central, 5s 

Burlington & Missouri River, 4s — 

Boston, Concord X: Montreal, 6s ... 

Union Pacific, 4s 

Concord & Claremont, 4jfi 

Chicago, Burlington & Quincy, 3js. 

Pittsburg, Cincinnati, Chicago & 
St. Louis, 3is 

St. Paul, Minneapolis & Mani- 
toba, 4Js 

Lake Shore & Mich igan Sou th'rn,:;.\s 

Maine Central, 4s 

Baltimore & Ohio, 3Js 

Nortb'n Pacific-Great Northern, 4s. 

Norfolk & Southern, 5s 

Union Pacific, 4s 

Chicago &; Northwestern, 5s 

Cincinnati, Indianapolis & West- 
ern, 4s 

Lake Shore & Michigan South'u, 4s 



S24.0O0.0O 



§51,500.00 



§29,700.00 

22,050.00 

3,090.00 

31,250.00 



§86,090.00 



§5.500.00 
25.500.00 



§31,000.00 



$15,580.00 

6,000.00 

27,200 00 

157,500.00 
21,800.00 
25,200.00 

20,500.00 

45,320 00 
28,000.00 ! 
33,930.00 

28,000.00 

15,965.00 
21,420.00 
63,000.00 
32,500.00 
29,750.00 
20,000.00 

112,000.00 
58,300.00 

106,000.00 
48,500.00 

32,550.00 

28,250.00 
100,000.00 
102,000.00 
24.000.00 
87,720.00 
29,430.00 
122,000.00 
20.800.00 

24.500.00 
50,500.00 



Amount carried forward §1,544,215.00 



§25,000.00 



§50,000.00 



§27,000.00 
21,000.00 

3,000.00 
25,000.00 



§70,000.00 



§5,000.00 
25,000.00 



§30,000.00 



§20,500.00 

5.000.00 

20,000.00 

150,000.00 

20,000 00 

20,000.00 

25,000.00 

44,000.00 
25,000.00 
29,000.00 

20,000.00 
15,500.00 
21.000.00 
50.000 00 
25,000.00 
25,000.00 
20.000.00 

100.000.00 
55,000.00 

100,000.00 
50,000.00 

35,000.00 

25,000.00 

100.000.00 
100,000 00 
25,000.00 

S6.000.00 
27,000.00 
100,000.00 
20,000.00 

25,000.00 
50,000.00 



§25,000.00 



§50,00(1.00 



§27,000.00 
21,000.00 
3,000.00 
25,000.00 



§76,000.00 



§5,000.00 
25,000.00 



§30,000.00 



$4,675.00 
2,000.00 
20,000.00 
149,125.00 
10.000.00 
20,000 00 

23,750.00 

33,000.00 
25,000.00 
29,000.00 

20.000.00 
15,500.00 
15.250.00 
50,000.00 
25,000.00 
24,250 00 
16,000.00 
99,287.50 
45,500.00 
1(1(1,01)11.011 
50,000.00 

33,250.00 

25,000.00 
100,000 00 

100.000.00 

23,750.00 
39,069.83 

27,000.00 
100,000.00 
20,800.00 

20,250.00 

49,250.00 



,433,000.00 I §1.315.707.33 



BANK COMMISSIONERS REPORT, 



95 



SCHEDULE OF BONDS AND STOCKS OF THE MANCHESTER 
SAVINGS BANK.— Continued. 



BONDS. 


Estimated 

value. 


Par value. 


Value on 

hooks. 


Railroad. — ( 'ontinued. 

A mount brought forward. 

N, Y.. New Haven & Hartford, 4s. . 
N. Y. Central & Hudson River, 4s.. 


$1,544,215.00 
19.000.00 
51,500.00 
50,000.00 
23,500.00 
48.0DO.lKI 
24,500.00 
24,000.00 
24,750.00 


$1,433,000.00 
19,000.00 
50,000 00 

5O.IKMI.00 
25.0110.00 
50,000.00 
25,000.00 
25,000.00 
25,000.00 


$1,315,707.33 
[9,000.00 
50,000.00 

48.250.00 
23 125 oo 


Chicago. Rock Island & Pacific, is. 


17,500.00 
23,000.00 

23,710 00 


Atchison, Topeka & Santa Fe,deb.,4s 


24,875.00 




$1,809,465.00 


$1,702,000.00 


$1,575,107.33 


Plattsinouth Water Co., Neb. , 4s.... 
West End Street Railway, Boston,4s 
Manchester Traction, Light & 

Western Union Telegraph Co., 4is. 
West End Street Railway, Boston, 4s 


$2,500.00 
51,500.00 

202,650.00 
52,500.00 
53,000.00 

50,000.00 

218,250 00 

23,500.00 

52,500.00 


$10,000.00 
50,000.00 

193,000.00 
50,000.00 
50,000.00 
50,000.00 

225,000 00 
25,000.00 
50,000.00 


$1,000.00 
50,000.00 

193,000 00 
i5,500.00 
44,000.00 


American Tel. & Tel. Co. , 4s 

Old i Jolony Street Railway, 4s 

Boston Elevated Railway Co., 4s... 


215,625.00 

23.500.00 
50,000.00 


STOCKS. 


$706,400.00 


$703,000.00 


$072,125. (Ml 


Baxk. 

Merchants' National, Boston 

Amoskeag National. Manchester .. 
Souhegan National, Milford 

.Metropolitan Nation.tl. Boston 
Nat'l Hank of Commerce, Boston .. 
Merchants' National. Manchester.. 

Second National. Manchester 

Manchester National 

Tremont National. Boston 

National Shawn int. Host on 


$15,000.00 

12,000.00 

2,860.00 

1,485.00 

4.012.00 

12,160.00 

16,226.00 

0.000.00 

29,250.00 

30.00 

26,000.00 

5.400.00 


.S7.500.00 
1,800.00 
2,000.00 
1,100.00 
3.400 00 
8,000.00 

13,300 00 
5.500.00 

11,700 00 
1,500.00 

10,000.00 
2,100.00 


$7,500.00 
4.SO0.00 
2,470.00 
000.00 
2,550.00 
8,000.00 

12,313.25 
5.500 00 

11.700 00 
1.00 

10.000.00 


First National, Boston 


2.100 00 






R ULROAD 


$131,083.00 


$71,500.00 


$07,534.25 


Bi ®1 on & Maine, 


$28,700.00 
30,600.00 
33,534.00 
11,200.00 
.-,7,500 00 
25,600.00 
25,122.00 
20.SOO.00 
37,400.00 
54.900.00 
84,150.00 
12.20D.OO 
64,400.00 
27,270.00 


$16,400.00 

12.000.00 
10,200.00 
10,000.00 
25,000.00 

10.01 

15,800.00 
10,000.00 

is. Too 00 
30,000 00 

45.000 00 
10,000 00 
46,000.00 

20.200.00 


SI 4.1)00.00 


Manchester & Lawrence 


12.000.00 


Concord & Portsmouth 


10. 200. (HI 


Suncook Valley 


10,000.00 


Pemigewasset valley 


25,000.00 


1 >o8ti 'ii & Albany 


10,000.00 


Illinois Central 


13.800.00 


Old Colony 


10,000.00 


New York. New Haven & Hartford 

Concord & Montreal, class l 

Concord & .Montreal, class 4 

Union Pacific, common 


23,588 00 

30.000.00 

15,000.00 

800.00 


New York Central & Hudson River 
Pennsylvania 


46,000.00 
20,200.00 


Amount carrit 1 1 forward 


$493,376.00 


$285,300.00 


.S277.4S3.00 



96 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE MANCHESTER 
SAVINGS BANK. -Continued. 



STOCKS. 



Estimated 
value. 



Par value. 



Value on 
books. 



Railroad.— Continued. 

Amount brought forward 

Union Pacific, pref 

Chicago Great Western, deb., 4s — 
Chicago, Milwaukee & St Paul, 

common 

Chicago & Northwestern, common 
Louisville & Nashville 

Manufacturing. 

Manchester Mills, common 

Manchester Mills, pref 

Miscellaneous. 
The Pullman Co 



$493,376.00 
38,800.00 
42,500.00 

17,400.00 
21,200.00 

36,000.00 


$285,300.00 
40.000.00 
50,000.00 

10,000.00 
10,000 00 
25,000.00 


$277,488.00 

5,500.00 

44,000.00 

10,000.00 
10.000.00 
25,000.00 


$649,276.00 


$420,300.00 


$371,988.00 


$7,420.00 
58,176.00 


$10,600.00 
57,600.00 


$10,600.00 
57,600.00 


$65,596.00 


$68,200.00 


$68,200.00 


$46,200.00 


$20,000.00 


$20,000.00 



BANK COMMISSIONERS REPORT 



97 



MASCOMA SAVINGS BANK.— LEBANON. 

Gilman C. Whipple, President. 

George S. Rogers, Treasurer. 

Trustees — Gilman C. Whipple, Charles M. Hildreth, 
George S. Rogers, Charles A. Dole, William A. 
Churchill, Charles E. Cooper, Henry M. Day, Wilbur 
F. Smith, Clayton J. Richardson, Augustus H. Carter. 

Investment Committee — -Gilman C. Whipple, Charles M. 
Hildreth, Henry M. Day, Charles A. Dole, George S. 
Rogers. 

Clerk — Alary F. Tarbell. 

Examination April 11, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 


$241,744.93 
2,000.00 
l,6-'4.00 
1,485.00 

$246,853.93 




$241,744.93 
2 000 00 


Interest 


1,624.00 








$245,368.93 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


$75,861.50 

35,700.00 

978 33 

6,000.00 
30,870.00 
49,540.00 
20,600.00 
10,400.00 
14,190.00 

2.714.10 


$75,861.50 

35,700.00 

978.33 

5,800.00 
30.000 00 
50,000.00 
20,000.00 

8,000.00 
10.G00.00 

2,714.10 


$75,861.50 

35,700.00 

978.33 

0.050.00 
31,080.00 
48,600.00 
20.320 oo 

9,765.00 
14,300.00 

2,714.10 


Loans on otlier real estate 

Loans "ii collateral security 

State and municipal bonds 






Bank stock 


Railroad stock 


Cash on deposit 






$246,853.93 


$239,653.93 


$245,308.93 



98 BANK commissioners' report. 

Statement of Deposits and Earnings 
For the Year ending June 30, 19(>o. 

Amount of deposits June 30, 1904 . . . $211,799.91 

Amount of dividends declared during year . . 6,088.89 

Amount of deposits received .... 97,455.48 



$315,344.28 
Amount of withdrawals ..... 76,650.28 



Amount of deposits at close of business, June 

30, 1905 $238,694.00 



Total income $11,076.10 

Interest paid out .... $170.88 

Salaries, rents, and incidental expenses 693.13 

State tax 1,004.19 

Premiums paid .... 243.75 

Reduction of book values . . . 570.00 

Carried to guaranty fund . . . 500.00 

3,181.95 



Net income ...... $7,894.15 

To surplus 1,805.26 



Rate and amount of dividends declared, semi- 
annual, February and August, 3 per cent. $6,088.89 



Undivided earnings at last annual return . . $1,678.64 

Increase 1,805.26 



Undivided earnings June 30, 1905 . . $3,483.90 

Incorporated, 1899. 

Treasurer's bond, personal, $35,000. Date of bond, January 

12, 1905. 
Annual compensation of officers: President, nothing ; treasurer, 

$500; trustees, nothing; clerk, paid by treasurer. 
Largest amount loaned to any person or corporation, $7,000. 
Total amount invested in New Hampshire, $106,708. 
Indebtedness of officers, as principal, $5,000; as surety, nothing. 



HANK COMMISSIONERS REPORT. 



99 



SCHEDULE OF BONDS AND STOCKS OF THE MASCOMA SAVINGS 

BANK. 



BONDS. 



Estimated 

value 



Par value 



Value on 

books. 



State. 


$960.00 


Sl.000.00 


$1,000.00 








County. 

Woodbury, Iowa, 3 jS 


$2,000.00 $2,000.00 
2,060.00 ! 2,000.00 

5,250.00 s.ooo.on 


$2,000.00 
2,080.00 

5,200.00 




5,100.00 
5,000 00 


5,000.00 
5,000.00 


5.100 00 
5,000 00 


City and Town. 


$19,410.00 


$19,000.00 


$19,380.00 


Salt Lake City, Utah, 5s 

Colorado Springs, Col., 4s 

Great Falls, Mont., 5s 


$5,300.00 
3,000.00 
2 "'00 00 


$5,000.00 
3,000.00 
2.000.00 


$5,100.00 
3.100.00 
2,200.00 


Laconia, 4s 


4,200.00 4,000.00 


4,250.00 
1.000.00 












$15,700.00 


$15,000.00 


$15,950.00 


Concord & Montreal, deb., 4s 


$1,010.00 $1,000.00 
3.150.00 3,000.00 
1,080.00 , 1,000.00 
3,000.00 3.000.00 
2,910.00 1 3,000 00 
3,000.00 ' 3,000.00 
2,760 00 i 3,000 00 
2.880.00 3.000.00 
4,850.00 i 5,000.00 
4 900 00 5.000.00 


$1,000.00 
3,000.00 


Ogdensburg & Lake Champlain, 4s 
Chicago, Rock Island & Pacific, 4s. 

N. Y. Central & Hudson River, 3's. 
Central Branch (Mo. Pac), 4s 

Buffalo & Susquehanna. 4s 


1.100.00 
3,000.00 
3,000.0(5 
3,000.00 
2,700.00 
2.800.00 
4,750.00 
4.900.O0 


Cincinnati, Indianapolis & Wes- 
tern, 4s 


4.900.00 
4.950.00 
5,250.00 
4,900:00 

$49,540.00 


5,000.00 
5,000.1 10 
5,000.00 
5,000 00 


4.750.00 


Louisville & Nashville, 4s 


4,800.00 


Baltimore & Ohio, 4s 


5.000.00 


Chicago, Rock Island & Pacific, 4s. 


4,800.00 




$50,000.00 


$48,600 00 


Nashua Street Railway Co., 4s 

Western Union Telegraph Co., 4*s. 
Taunton Street Railway Co., 5s 
American Tel. & Tel. Co., 4s 


$5,150.00 
5,350.00 
5,250.00 
4,850.00 


$5,000,110 
5,000.00 
5,000.00 
5,000.00 


$5.100 00 

5.170.00 
5. 250.00 
4,800.00 


STOCKS 


$20,600.00 


$20,000.00 


$20,320.00 


Bank, 
National Bank of Lebanon 


$10,400.00 


$8,000.00 


$9,765.00 


Railroad. 

Connecticut & Passu mpsie River.. 

Concord & Montreal, class 1 

Chicago Greal Western, deb., 4s.... 


$2,640.00 
7,200.00 

4. .-',50.00 

$14,190.00 


i i ,600.00 
4,000.00 

5,000.00 


$2,560.00 
7,440.00 
1,300.00 




SIII.CIIOIIO 


$14,300.00 



100 



BANE COMMISSIONERS REPORT. 



MASON VILLAGE SAVINGS BANK.— GREEN- 
VILLE. 

Stephen H. Bacon, President. 

Charles E. Marsh, Treasurer. 

Trustees — Herbert J. Taft, Isaiah Wheeler, Henry I. 
Whitney, Morton L. Barrett, Frederick W. Ely, Wil- 
liam W. Stevenson, Frederick W. Jones, Bronson P. 
Lamb, Charles E. Hall, Thomas E. J. Devoy, George 
W. Sargent, James O. Reed, William H. Sanborn, 
George C. Robbins, Charles A. Preston. 

Investment Committee — Stephen H. Bacon, Herbert J. 
Taft, Charles E. Marsh, Morton L. Barrett, Henry I. 
Whitney. 
Examination August 3, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors. 

Guaranty fund 

Interest 

Impairment 



.$214,603.91 
10.21S.85 
3,351.46 



S22S.234.22 
877.85 



$227,356.37 



$214,663.91 
10,218.85 
3,351.46 



$228,234.22 



Assets. 





Estimated 
value. 


Par value. 


Value on 
hooks. 


Loans on New Hampshire real 
estate 


$46.153 00 

38,950.00 

1,027.97 

1,77000 

5,500.00 

47,270.00 

18.650 00 

28,590.00 

5,600 00 

10,304.00 

15 275.00 

7,069 55 

1,196.85 


$46,153.00 

38,950 00 

1,027.97 

1,770.00 

5.500 00 

45.200 00 

20,000 00 

31,450 00 

5,600.00 

9,800.00 

13.600.00 

7,009.55 

1,196.85 


$46,153 00 
38,950.00 


Loaiis on collateral security 

Loans on personal security 


1,027.97 
1,770.00 




5,530.00 
47,047.85 




20.219.00 




31,765 00 


Railroad stock 


8,400.00 
6,510.00 


Cash on hand 


12.595.00 
7,069.55 
1,196.85 








$227,350.37 


$227,317.37 


$228,234.22 



bank commissioners report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1 ( .)<>~>. 



101 



Amount of deposits June 30, 1904 

Amount of dividends declared during year 
Amount of deposits received 



Amount of withdrawals ..... 

Amount of deposits at close of business, June 
30, 1905 

Total income ....... 

Interest paid out .... $44.09 

Salaries, rents, and incidental expenses 591.47 

State tax 1,207.03 

Losses charged off . . . . 10.00 

Carried to guaranty fund . . . 2,040.53 



Net income ..... 
To surplus ...... 

Rate and amount of dividends declared, semi 
annual, January and July, 3 per cent. 

Undivided earnings at last annual return 
Increase ...... 

Undivided earnings June 30, 1905 



$202,883.26 

5,813.98 

42,077.48 

$250,774.72 
37,357.53 



$213,417.19 



$10,099.12 



3,953.12 

£6, 746. 00 
932.02 



$5,813.98 

$3,347.30 
932.02 

$4,279.38 



Incorporated, 1870. 

Treasurer's bond, personal, $30,000. Date of bond, April 21, 

1892. 
Annual compensation of officers : President, nothing; treasurer, 

$400; trustees, nothing; clerks, nothing. 
Largest amount loaned to any person or corporation, $0,000. 
Total amount invested in New Hampshire, $53,150.97. 
Indebtedness of officers as principal, $1,200; as surety, nothing. 



102 



HANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE MASON VILLAGE 
SAVINGS BANK. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books 


State. 


$5,250.00 


$5,000.00 


$5,385.00 






County. 


$1,010.00 
2,060.00 
1,140.00 
500.00 
2,000 00 
1,050.00 


$1,000 00 
2,000.00 
1,000.00 
500.00 
2.000 00 
1,000.00 


$1,077.50 


Uinta, Wyo., 4£s 


2,066.00 
1,150.00 


Routt, Col., 7s 


505.00 




1,960.00 




1,060 00 








87,790.00 


$7,500.00 


$7,818.50 




$3,000.00 
1.000.00 
5,600.00 
1,100.00 
2,140.00 
2,140.00 
1,500.00 
2,000.00 
4,520.00 


$3,000.00 
1,000.00 
5,000.00 
1,000 00 
2,000.00 
2.000.00 
2,000.00 
2,000.00 
4,000.00 


$3,030.00 




1,000.00 


Spokane, Wash., 6s 

Snohomish, Wash., 6s 

Medical Lake, Wash., 6s 

Shelton, Wash., 6s 

Cerillos, N. M., 6s 


4.997.75 
1,000.00 
2.000.00 
2,000.00 
2,000.00 


Elma, Wash., 6s 

Port of Portland, Ore., 5s 


2,000.00 
4.691.40 




$23,000.00 


$22,000.00 


$22,719.15 


Whatcom County, No. 2, Wash., 7s. 

Pineville, Ky., 4s 

Teller County, No. 1. Col., 6s 

Lewis & Clarke County, No. 1, 

Deer Lodge Co., No. 10, Mont., 4s.s.. 


$2,300.00 
2,000.00 
1,070.00 
2,000.00 

2,060.00 
2,040.00 
700.00 
1,000.00 
1,060.00 


$2,000.00 
2,000.00 

l.ooo.oo 

2,000.00 

2,000 00 
2,000.00 
700 00 
1,000.00 
1,000.00 


$2,000.00 
2,000.00 
1,130.00 
2,040.00 

2,142.60 

2,077.60 

700.00 

1,000.00 


Deadwood, S. D., 5s 


1,005.00 




$14,230.00 


$13,700.00 


$14,155.20 


Peterborough & Hillsborough, 4|s. 
Upper Coos, 4Js 


$1,080.00 
1,100.00 
4,320.00 


$1,000.00 
1,000.00 
4.nnn no 


$1,110.00 
1,132.50 
4 4'>5 0n 




3.250.00 5.00000 1 4.375.00 


Pontiac, Oxford & Northern, 6s 

Chicago, Rock Island & Pacific, 4s 


2,000.00 
1,050.00 
2,910.00 
1,900.00 
980.00 


2.000.00 
1,000.00 
3,000.00 
2,000.00 
1,000.00 


2,085.00 
1,175.00 
2,956.50 
2,020.00 


Central Branch (Mo. Pac), 4s 


940.00 




$18,650.00 


$20,000.00 


$20,219.00 




$3,000.00 

490.00 

3,000 00 

3,150.00 


$3,000.00 
2,450.00 
3,000.00 
3,000.00 


$3,000.00 


New Hampshire Trust Co., deb., 4s 
Denver Consolidated Electric Co., 6s 
Metropolitan Ry. Co., Denver, 6s. .. 


2,430.00 
3,000.00 
3,000.00 


Amount carried forward 


$9,640.00 


$11,450 00 


$11,430.00 



BANK COMMISSIONERS REPORT. 



103 



SCHEDULE OF BONDS AND STOCKS OF THE MASON VILLAGE 
SAVINGS BANK— Continm d. 



BONDS. 


Estimated 
value. 


Par value. 


Yalueou 
books. 


Miscellaneous.— Continued. 

Grand Forks Gas iV Electric Co., 
N. Dak., Gs 


*!>,(M0.00 

2,000.00 
2,800.00 

2,790.00 
5,250.00 
2.060.00 
1,050.00 
3,000.00 


$11,450.00 

2,000.00 
4,000.00 

3,000.00 
5,000.00 
2,000.00 
1,000.00 
3,000.00 

$31,450.00 


§11,430.00 

2,000.00 
4,000.00 

2,8 9 00 


New York & Pennsylvania Tel. & 
Tel. Co., 4s 


Western Union Telegraph Co., 4's. . 


5,415.00 
2,050.00 
1 050 00 




3,000.00 


STOCKS 


$28,590.00 


$31,765.00 


Bank. 


$5,600.00 


$5,600.00 


$8,400.00 






Railroad. 

Atchison, Topeka & Santa Fe', pref. 
Atchison, Topeka & Santa Fe, com- 


$412.00 

3,520.00 

730.00 

10.00 

2,640.00 

2,992.00 


$400.00 

4,000.00 

500.00 

300.00 

3,000.00 

1,600.00 


$400.00 


Fitchburg, pref 

Great Northern. Canada 

Buffalo & Susquehanna, pref 

Concord & Montreal, class 4 


475.00 

5.00 

2,670.00 

2,960.00 




$10,304.00 


$9,800.00 


$6,510.00 


Massachusetts Real Estate Co., 

New Hampshire Fire Ins. Co 

Capital Fire Ins. Co., Concord 


$500.00 
8,000.00 
2,000.00 
2,000.00 
2,475.00 
300.00 


$2,000.00 
4,000.00 
2,000.00 
2,000.00 
3,300.00 
300.00 


§2,000.00 
4,000.00 
2,000.00 
2,080.00 


Rockford & Interurban Ry. Co., 111. 
The Eastern Fire Ins. Co 


2,215.00 
300.00 








$15,275.00 


$13,600.00 


$12,595.00 



104 



BANK COMMISSIONERS REPORT. 



MECHANICS' SAVINGS BANK.— MANCHESTER. 

Henry E. Burnham, President. 

Josiah Carpenter, Treasurer. 

Trustees — Henry E. Burnham, Josiah Carpenter, Frank 
P. Carpenter, Charles C. Hayes, George F. Whitten, 
George H. Tanswell, H. Nason Hall. 

Investment Committee — Board of Trustees. 

Clerk — Frederic S. Nutting. 

Examination February 14, 1905. 



STATEMENT. 

Liabilities. 





$955,450.50 
47,500.00 
42.657.47 
25,150.75 

$1,070,758.72 




$955,450.50 




47,500.00 




42.657.47 








$1,045,607.97 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 
estate 

Loans on collateral security 

Loans on personal security 

Public funds of the United States 
and of this state 

.Municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Manufacturing 1 stock 

Cash on deposit 



$311,653.33 
236,555.00 
229,455.46 

5,402.75 
18,392.00 
85,730.00 
37,400.00 
42,850.00 
55,800.00 
40,646.00 

6.S74.18 



$311,653.33 
236,555.00 
229,455.46 

5,050.00 
18,600.00 
85,000.00 
38,000.00 
35,000.00 i 
30,000.00 
32,800.00 

6,874.18 



$1,070,758.72 i $1,028,987.97 



$311,653.33 
236,555.00 
229,455.46 

5,050.00 
16,700.00 
81,825.00 
37,000.00 
35,000.00 
48.000.00 
37,4f)5.00 

6,874.18 



$1,045,607.97 



BANK COMMISSIONERS' REPORT. 105 

Statement <»f Deposits and Earnings 

For the Year ending June 30, liKf."). 

Amount of deposits June 30, 1904 . . . $874,346.16 

Amount of dividends declared during year . 33,671.23 

Amount of deposits received .... 322,107.79 



SI, 230, 125. 18 
Amount of withdrawals ..... 221,464.55 



Amount of deposits at close of business, June 

30, 1905 $1,008,660.63 



Total income $54,518.65 

Interest paid out .... $889.37 

Salaries, rents, and incidental expenses 3,676.40 

State tax 4,206.69 

Other taxes 520.00 

Expenses of foreclosure, insurance, and 

repairs . . . . . 41.07 

Premiums paid .... 854.55 

Reduction of book values . . 100.00 

Carried to guaranty fund . . 4,500.00 

14,788.98 



Net income $39,729.67 

To surplus ....... 6,058.44 



Rate and amount of dividends declared, 

annual, October, 4 per cent. . . . $33,671.23 



Undivided earnings at last annual return . . $54,210.80 

Increase 6,058.44 



Undivided earnings June 30, 1905 . . $60,269.24 

Incorporated, 1877. 

Treasurer's bond, personal, $100,000. Date of bond, Novem- 
ber 23, 1903. 

Annual compensation of otlicers : President, nothing; treasurer, 
$1,500; trustees, nothing; clerks, $650. 

Largest amount loaned to any person or corporation, $45,000. 

Total amount invested in New Hampshire, $437, Olio. 61 . 

Indebtedness of officers as principal, $15,838.62 ; as surety, $700. 



10(3 



HANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE MECHANICS' SAVINGS 

BANK. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


United States. 


$52.75 


$50.00 


$50.00 






City and Town. 


$5,350.00 
4,872.00 
3,120.00 

10,400.00 

$23,742.00 


$5,000.00 : $5,000.00 
5.600.00 i 3,700.00 


Pierre. S. Dak., 2s and 3s 


Santa Barbara, Cal., 5s 


3,000.00 J 3,000.00 
10,000.00 










$23,600.00 


$21,700.00 


Kansas City, Fort Scott & Gulf, 7s.. 
Chicago, Milwaukee & St. Paul, 7s. 
Atchison, Topeka & Santa Fe, gen- 


S3.270.00 

5,800.00 

2.0G0.00 
3,900.00 
9,900 00 
15,150.00 
20.400.00 
25,250.00 


$3,000.00 
5,000.00 

2,000.00 
5,000 00 
10,000.00 
15,000.00 
20,000.00 
25,000.00 


$3,000.00 
5,000.00 

1,700.00 
2,500.00 




9,625.00 

15.000.00 


Lake Shore & Michigan South' rn, 4s 
N. Y. Central & Hudson River, 4s.. 


20,000.00 

25,000.00 




$85,730.00 


$85,000.00 


$81,825.00 


Western Electrical Construction 


$3,000.00 
5.000.00 
10,400.00 
10,000.00 


$3,000 00 

5,000 00 

20.000.00 

10.000.00 


$3,000.00 


Clinton Water-Works Co., Iowa, 5s 

American Tel. & Tel. Co., 4s 

Renfrew Manufacturing Co.. 5s ... . 


5,000.00 
19,000.00 
10,000.00 


STOCKS 


$37,400.00 


$38,000.00 


$37,000.00 


Bank. 

Second National, Manchester 

Merchants' National, Manchester.. 
Merchants' National, Dover 


$25,625.00 
12,500.00 
4.725.00 


$20,500.00 
10,000.00 
4.500.00 


$20,500.00 
10,000 00 
4,500.00 




$42,850.00 


$35,000.00 


$35,000.00 




$55,800.00 


$30,000.00 


$48,000.00 


Manufacturing. 


$7,820.00 

22,326.00 
100 00 

10.000.00 
400.00 


$4,000.00 
18,300 00 

100 00 
10,000 00 

400.00 


$6,000.00 
21,095.00 


Boston Manufacturing Co 

Manchester Mills, pref 

Waltham Bleaehery & Dye Works. 


100.00 

9,900.00 

400.00 




$40,646.00 


$32,800.00 


$37,495.00 



BANK COMMISSIONERS REPORT 



107 



MERCHANTS' SAVINGS BANK.— DOVER. 

William W. Cushman, President. 

Charles Carpenter Goss, Treasurer. 

Trustees — William W. Cushman, Adams T. Pierce, Theo- 
dore \V. Woodman, Frank B. Clark, Edwin J. York, 
John W. Jewell, William IE Roberts, Harry P. Hender- 
son, Charles S. Otis, Dudley E. Eurber, Miah B. Sulli- 
van, Joseph E. Mooney, Charles Carpenter Goss. 

Investment Committee — Theodore W. Woodman, William 
W. Cushman, John W. Jewell, William H. Roberts, 
Charles Carpenter Goss. 

Clerk — Lila E. Burgess. 

Examination February 2X, 1905. 

STATEMENT. 

Liabilities. 





$120,517.46 

1,200.00 

1,679.08 

522.93 




$120,517.-16 


Guaranty fund 


1.200.00 
1,679 OS 












$123,919.47 


$123,390.54 



Asst Is. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

I.ci.t us 1 1! i col lateral security 

Loans on personal security 

Municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Railroad stock 

C ;t>l i mi deposit 



$53. 

35, 
1, 
4, 
5 
4 
5 

14 



955.00 
000.00 
500.00 
180.00 
070 00 
920.00 
135.00 
159.47 



$123,919.47 



$53,955.00 
35,000.00 
1,500.00 
4.000.00 
5,000.00 
5,000.00 
3.500.00 
14,159.47 

$122,114.47 



$53 
35 
1 
■t 
5 
4 
4 
14 



! 155. 00 
000.00 
500.00 
260.40 
188.67 
8!)0.00 

443.00 

,159.47 



$123,396.54 



108 BANK commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $102,229.20 

Amount of dividends declared during year . . 3,261.93 

Amount of deposits received .... 53,622.49 



$159,113.62 
Amount of withdrawals 26,063.85 



Amount of deposits at close of business, June 

30, 1905 $133,049.77 



Total income ....... $5,566.43 

Interest paid out .... $27.22 
Salaries, rents, and incidental expenses 423.50 

State tax 474.94 

Carried to guaranty fund . . . 500.00 

1,425.66 



Net income $4,140.77 

To surplus 878.84 



Rate and amount of dividends declared, semi- 
annual, January and July, 3 per cent. . $3,261.93 



Undivided earnings at last annual return . . $1,303.42 

Increase ........ 878.84 



Undivided earnings June 30, 1905 . . $2,182.26 

Incorporated, 1901. 

Treasurer's bond, surety company, $35,000. Date of bond, 

May 22, 1905. 
Annual compensation of officers: President, nothing; treasurer, 

$300 ; trustees, nothing ; clerks, nothing. 
Largest amount loaned to any person or corporation, $10,000. 
Total amount invested in New Hampshire, $58,173. 
Indebtedness of officers as principal, $10, 000 ; as surety, nothing. 



HANK COMMISSION!'.!:* KKPOKT. 



109 



SCHEDULE OF BONDS AND STOCKS OF THE MERCHANTS' SAVINGS 

BANK. 



BONDS. 


Estimated 

value. 


Par value 


Value on 

hooks. 


City and Town. 

Silver Bow County, No. l, Mont., 4s 
Cheyenne, Wyo. ,63 


$1,000.00 • 
3,180.00 


$1,000.00 
3,000.00 


$1,015.00 
3,245.40 




$4,180.00 


$4,000.00 


$4,260.40 


Pontiac, Oxford & Northern, 6s . .. 
Chicago, Burlington & Quincy, 4s.. 
N. Y. Central & Hudson River, 4s.. 


.$1,050.00 
2,000.00 
2,020.00 


$1,000.00 
2,000.00 
2,000.00 


$1,178.67 
2,030.00 
1,980.00 


Miscellaneous. 


$5,070.00 


$5,000.00 


$5,188.67 


New York & Pennsylvania Tel. & 

Tel. Co., 4s 

American Tel. & Tel. Co., 4s 

Lynn & Boston Street Railway, 5s. . 


$ 1,900.00 
1,900.00 
1,120.00 


$2,000.00 
2,000.00 
1,000.00 


$1,900.00 
1,840.00 
1,150.00 


STOCKS. 


$4,920.00 


$5,000.00 


$4,890.00 


Railroad. 

Concord & Montreal, class 4 

Boston & Maine 


$187.00 
177.00 
720.00 
890 00 
785.00 

2,370.00 


$100.00 
100.00 
500.00 
800.00 
500.00 

1,500.00 


$183.00 








960 00 


New York Central & Hudson River 
Illinois Central 


580.00 
1,980.00 






$5,135.00 


$3,500.00 


$4,443.00 



110 



BANK COMMISSIONERS REPORT. 



MEREDITH VILLAGE SAVINGS BANK.— MER- 
EDITH. 

-Justus Erskine, President. 

Daniel E. Eaton, Treasurer. 

Trustees — Justus Erskine, John F. Beede, Edwin Cox, 
George H. Clark, Daniel \V. Coe, Joseph S. Graves, 
Bertram Blaisdell, Daniel E. Eaton. 

Investment Committee — John F. Beede, Edwin Cox, Ber- 
tram Blaisdell. 

Examination January 9, 1905. 



STATEMENT. 

Liabilities. 





$387,607.93 

20.000.00 

19,979.38 

8,304.00 




$387,607.93 




20,000 00 


Interest 


19,979 38 








S435.891.31 


$427,587.31 



Assets 



Estimated 

value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

State and municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Miscellaneous stocks 

Real estate 

Casta on deposit 

Cash on hand 



$51,196.50 

93,495 00 

12.184.00 

13,903.07 

202.469.00 

10.100.00 

7.240.00 

2.26.", 00 

30,475.55 

9.668.21 

2,894.98 



$435,891.31 



$51, 196.50 

93,495.00 

12,184.00 

13,903.07 

195.400.00 

10,000.00 

7.000.00 

2.265.00 

30,475 55 

9,668.21 

2,894.98 



$428,482 31 



$51,196.50 

93,495.00 

12,184 00 

13,903.07 

194,287.50 

9,677.50 

7,000 00 

2.805.00 

30,475.55 

9,668.21 

2,894.98 



S427.5S7.31 



bank commissioners' report. ill 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . 83*3,050.65 
Amount of dividends declared during year . . 10,986.18 

Amount of deposits received .... 68,018.98 

$462,055.81 
Amount of withdrawals ..... 80,782.43 



Amount of deposit.* at close of business, June 

30, 1905 8381,273.38 



Total income 823,085.18 

Interest paid out . . . . 8215.90 

Salaries, rents, and incidental expenses 1,389.38 

State tax 2,115.05 

Other taxes 330.88 

Expenses of foreclosure, insurance, and 

repairs ..... 1,287.44 

Premiums paid .... 575.00 

Losses charged off .... 650.00 

Reduction of book values . . . 2,385.09 

8,94«.74 



Net income 814,136.44 

To surplus ....... 3,150.26 

Rate and amount of dividends declared, semi- 
annual, January and July, 3 per cent. . $10,986.18 



Undivided earnings at last annual return . . 818,454.77 

Increase ....... 3,150.26 



Undivided earnings June 30, 1905 . . 821,005.93 

Incorporated, 1869. 

Treasurer's bond, personal. 815,000. Date of bond, January 

27, 1903. 
Annual compensation of officers : President, nothing; treasurer, 

81,150; trustees, nothing; clerks, nothing. 
Largest amount loaned to any person or corporation, 812,000. 
Total amount invested in New Hampshire, 87li.219.43. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



112 



DANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE MEREDITH VILLAGE 
SAVINGS BANK. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


State. 


$1,060.00 


$1,000.00 


$1,000.00 


County. 
Bernalillo, N. M., 6s 


$4,320.00 
7.650.00 
1,41400 
5.000 00 

10,400.00 
5,000.00 

10.000.00 

10,400.00 

$54,184.00 


$4,000.00 
7,500.00 
1,400 00 
5,000.00 

10.000.00 
5,000.00 

10,000 00 

10,000.00 

$52,900.00 


$4,000 00 
7,500.00 
1,400.00 
4,887.50 

10,000.00 
5,000.00 
10,000.00 
10,000 00 






City and Town. 


$52,787.50 


$10,700.00 
8,925.00 

15,750 00 
5,250 00 

10,200.00 
5,200.00 
5,400 00 
5,750.00 

10.600.00 
5,250.00 


$10,000.00 
8,500.00 

15,000 00 
5,000.00 

10,000.00 
5,000.00 
5,000.00 
5,000.00 

10,000.00 
5,000.00 


$10,000.00 


Medical Lake, Wash., 6s 

Wilson, N. C, 5s 


8,500.00 
14,000.00 
5,000.00 


Spokane, Wash., 5s 


10,000.00 
5,000.00 
5,000.00 
5,000.00 

10,000.00 
5,000.00 


School District. 

Salt Lake, No. 1, Utah, 5s 

Chaffee County, No. 7, Col., 6s 

Deer Lodge Co., No. 10, Mont., 4^8.. 

Lewis & Clarke Co., No. 1, Mont.,4*s 
Silver Bow County, No. 1, Mont., 4s 

Mesa County, No. 1, Col., 5s 

Las Animas County, No. 1, Col., 5s. 
Kansas City, Kan., Board of Educa- 


$83,025.00 


$78,500.00 


$77,500.00 


$1,040.00 
7,280.00 
8,Ki0.00 
5,050.00 
5,100.00 

10,300.00 
8.000.00 
5.000.00 
5,000.00 

9,270.00 


$1,000.00 
7,000 00 
8,000.00 
5,000.00 
5,000.00 

10,000 00 
8,000.00 
5,000.00 
5,000.00 

9,000.00 


$1,000.00 
7,000.00 

8,000.00 
5,000.00 
5,000.00 

10,000.00 

8,000.00 
5,000.00 
5,000.00 

9.000.00 






Railkoad. 


$64,200.00 


$63,000.00 


$63,000.00 


$5,250.00 
4,850.00 


$5,000 00 
5,000.00 


$5,000.00 


Central Branch (Mo. Pac), 4s 


4,677.50 


Miscellaneous. 

United Gas & Electric Co., Dover, 5s 
Western Union Telegraph Co., 4is. 


$10,100.00 


$10,000.00 


$9,677.50 


$2,040 00 
5,200.00 

$7,240.00 


$2,000.00 
5,000.00 


$2,000.00 
5,000 00 


STOCKS. 

Miscellaneous. 

New Hampshire Real Estate Co 


$7,000.00 


$7,000.00 


$2,265.00 


$2,265.00 


$2,805.00 



BANK COMMISSIONERS REPORT, 



113 



MERRIMACK COUNTY SAVINGS BANK.— CON- 
CORD. 

Lyman D. Stevens, President. 

John Kimball, Treasurer. 

Trustees — Lyman D. Stevens, John Kimball, V. Charles 
Hastings, Leland A. Smith, Henry W. Stevens, Willis 
D. Thompson, Paul R. Holclen, Frank P. Andrews, 
Joseph S. Matthews, Benjamin W. Couch. 

Investment Committee — Lyman U. Stevens, John Kimball, 
Frank P. Andrews, Leland A. Smith. 

Clerks — Frank P. Andrews, William S. Huntington. 

Examination January 31, 1005. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 


$2,074,453.30 

175,000 00 

18.785.02 

102,877.00 




$2,074,453.30 

175.000.00 

18,785.92 












$2,371,116.22 


$2,268,230.22 



Assets 



Estimated 




value. 


Par value. 


$470,384.34 


$470,384.34 


281.667.28 


281,067.28 


124,075.00 


124,075.00 


10H.104 S8 


100,104 8S 


225.21000 


216.000.00 


529,850.00 


520,000.00 


180 900.00 


182,400.00 


63,400.00 


32,200 00 


257.087.00 


162,600 00 


3.910.00 


2,000.00 


43.400 00 


29,600.00 


33.325 00 


33,325 00 


41.270.52 


44,279.52 


3,623.20 


3,623.20 


$2,371,116.22 


$2,211,259.22 



Value on 

In inks. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

St.ue and municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Manufacturing stock 

Miscellaneous stocks 

Real estate 

Cash on deposit 

Cash on hand 



$470,3S4.34 

281,667.28 

124,075.00 

109,104.88 

213,000.00 

50::, it: K). (id 

177.100.00 

55,120.00 

214,470.00 

3,500.00 

34.600.00 

33.326.00 

44,279.52 

3,623.20 



$2,268,239.22 



114 bank commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . .$1,993,761.51 
Amount of dividends declared during year . 67,331.93 

Amount of deposits received .... 393,1 1 1 .1*2 

$2,454,205.36 
Amount of withdrawals ..... 387,773.38 



Amount of deposits at close of business, June 

30, 1905 $2,066,431.98 



Total income $104,115.37 

Interest paid out .... $2,422.86 

Salaries, rents, and incidental expenses 7,410.55 

State tax 11,421.48 

Other taxes 420.61 

Expenses of foreclosure, insurance, 

and repairs .... 111.03 

Premiums paid .... 1,776.67 

Losses charged off . . . . 1,174.02 

Carried to iruaranty fund . . 5,000.00 

29,737.22 



Net income ...... $74,378.15 

To surplus 7,046.22 

Rate and amount of dividends declared, 

annual, January, 3^ per cent. . . $67,331.93 



Undivided earnings at last annual return . . $43,975.15 

Increase ....... 7,046.22 



Undivided earnings June 30, 1905 . . $51,021.37 

Incorporated, 1867. 

Treasurer's bond, personal, $200,000. Date of bond, August 

10, 1895. 
Annual compensation of officers ; President, $400 ; treasurer, 

34,925; trustees, $3 each meeting; clerks, paid by treasurer. 
Largest amount loaned to any person or corporation, $28,500. 
Total amount invested in New Hampshire, $1,184,313.93. 
Indebtedness of officers as principal, $12,254; as surety, 

$6,007.50. 



BANK COMMISSIONERS REPORT. 



115 



SCHEDULE OF BONDS AND STOCKS OF THE MERRIMACK COUNTY 
SAVINGS BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 

books. 



State. 

New Mexico, 6s 

County. 

Hennepin & Minneapolis, Minn.,4is 

Clark. Wash., 4s 

Walk. Walla. Wash., 4s 

Allegheny, l'a.. 4s 

Jefferson, Ala.. 4's 

Whatcom, Wash., 4's 



City and Town. 

Salt Lake City, Utah, 4s 

South Denver, Col., 6s 

Colorado Springs, Col., 4s 

Last St. Louis, 111., 5s 

Cincinnati. Ohio, 7s 

Chicago, 111., 5s 

Chicago, 111., 4jS 

Ellenslmrg, Wash.. Gs 

Pueblo, Col., 4is 

San Diego. Oaf., 4%s 

Walla Walla, Wash.. Gs 

Kansas City, Kan., 5s 

Dayton, Wash., 5s 

Woodland, Cab. 5s 

Ogden, Utah, 4s 

Los Angeles, Cal., 5s 

Astoria, ( (re., 6s 

Atlantic Highlands, N. •!., 4i- 
East Providence, R. I., 4As 



School District. 

Araj >a In"- County, No. 17. Col., 4 is. . 
Arapahoe County. No. 2, Cob, 4is. .-. 

Arapahoe < 'mintv, No. 5. Cob. c.-, 

Sail Lake City, Utah, 5s 

King County, No. l. Wash., i s. ... 



Railroad. 

Atchison, Topeka & Santa Fe, gen 

era I mortgage, 4s 

Concord & Montreal, 4s 

Concord & Montreal, deb., 3ls 

Concord & Montreal, deb., is 

Maine Central, 4s 

Rutland. 4is 

Rutland Canadian, Is 

Chicago, Rock Island & Pacific, 4s 
Chicago, Burlington it Quincv, 111 

Div.. 3Js 

Chicago, Burlington & Quincy 

Nebraska Extension., is 

Chicago, Milwaukee & St. Paul, 6s 
Illinois Central, :i's 

Amount carried forward 



$6,600.00 


$G,000.00 


$6,000.00 


■•55,750.00 


$5,000.00 


$5,000.00 


5,100.00 


5,000.00 


5,000.00 


5,000.00 


5,000.00 


5.000 (Ml 


5,300.00 


5,000.00 


5.000.00 


10,400.00 


10,000 00 


10 OOO.(X) 


5.300.00 


5.000.00 


5,000.00 


$36,850.00 


$35,000.00 


$35,000.00 


.$•.'0,000.00 


$20,000.00 


$20,000.00 


5,100.00 


5,0OO.oo 


5.000.00 


20,000.00 


20,000 no 


20,000.00 


10,300.00 


10,000.00 


7.000.00 


5,500 00 


5,000 00 


5,000 oo 


5,150.00 


5,000.00 


5.0(10 00 


11,770 00 


11,000.00 


11.000 00 


6,360.00 


G, 000(10 


6,000.00 


5.150.00 


5.000.00 


5.000. (HI 


5.250 00 


5,000.00 


5.000.00 


5.500.00 


5,000.00 


5.000 00 


5,300.00 


5,1 .oo 


5.000.00 


5.400.00 


5.000.00 


5.000.00 


5,200.00 


5,000.00 


5,000.00 


5.000.00 


5,000.00 


5,000.00 


4.1G0.00 


4,000 00 


4,000.00 


3,270 00 


3,000.00 


3,000.00 


10,800.00 


10,000.00 


10,000.00 


10,600 00 
$149,810.00 


10,000 00 


10,000.00 


$144,000.00 


$141,000.00 


$15,300 00 


$15,000 00 


$15.000 00 


5,100.00 


5,000 00 


5.001 


1. in in. nn 


1.01 10. 00 


l.ooo.oo 


5,200.00 


5,000.00 


5.000.00 


5,350.00 


5,000.00 


5.000.00 


$31,950.00 


$31,000.00 


$31,000.00 


$51.5(io mi 


$50,000.00 


$49,590.00 


31.500 00 


30,00(1 00 


30.000.00 


9,800 00 


10,000.00 


10.000.00 


10,200 00 


lo.ooo 00 


10.IHH 


10,200 00 


10 0(H). 00 


10,000.00 


in 800.00 


lO.lii iii mi 


10,000.00 


10,000.00 


10,000.00 


9,900.00 


20,400.00 


20,000.00 


19,600.00 


ls.ooo.00 


50,000.00 


46.600.00 


5.350.00 


5,000.00 


1,975 00 


15.120.00 


12,000 00 


12,000.00 


19,000.00 


20,000.00 


19,000.00 


1241,870.00 


$237,000.00 


$231,665.00 



116 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE MERRIMACK COUNTY 
SAVINGS BANK— Continued. 




Railroad.— Continued. 

Amount brought forward 

Republican V;illey, 6s 

Ffitchburg, 4s 

Union Pacific, 4s 

( >regon Short Line, 5s 

Oregon Short Line, 4s 

Cincinnati, Lebanon <& Northern, 5s 

Union Pacific, 4s 

Ogdensburg & Lake Champlain, 4s 

Buffalo & Susquehanna, 4s 

Great Northern, 4s 

St. Joseph & Grand Island, 4s 

St. Louis & San Francisco, 4s 

Wabash , 5s 

Pere Marquette, 4s 

Philadelphia, Baltimore & Wash- 
ington, 4s 

N. Y. Central & Hudson River, 4s.. 



Miscellaneous. 

Iowa Loan & Trust Co., deb., 4ls. . . 
Chicago Electric Transit Co., 6s... 
Manchester Traction Light <fc 

Power Co., 5s 

West End Street Railway, Boston, 4s 
Metropolitan Ry. Co., Denver, 6s. 
Evansville Electric Ry. Co.,Ind.,4s 
American Bell Telephone Co., 4s 
Denver Consolidated Electric Co.,6s 
Grand Forks Gas & Electric Co., 

N. Dak., 6s 

Winfield Gas Co., 6s 

Danville Water Co., 111., 6s 

Xenia Water Co., Ohio, 5s 

Streator Aqueduct Co., 111., 5s 

Parsons Water Supply & Power 

Co., Kan., 6s 

Metropolitan Water Co., Kansas 

City, Mo., 4s 

Crippen, Lawrence & Co., deb., 4s.. 
New Hampshire Trust Co., deb., 4s. 
Central Loan & Land Co., deb., 6s 
North Chicago Street Ry. Co., 4is.. 
Western Union Telegraph Co., 4|s. 
Smith Shore & Boston Street Ry. ,5s 
Lynn & Boston Street Railway, 5s. 
Nashua Street Railway, 4s 



STOCKS. 

Bank. 

Mechanicks National, Concord 

National State Capital, Concord... 

First National, Concord 

Second National, Nashua 

New Hampshire Nat'l, Portsmouth 



$241. 87O.0O 
S.240.00 
5,050.00 
5,250.00 

11,800.00 
5,800 00 
2,180 00 
1,220.00 
5,000.00 
5.000.00 
191,900.00 
4,700.00 
4,550.00 

11,900.00 
0,600.00 

10,700.00 
5,000.00 



$237,000.00 
8,000 00 
5.000.00 
5,000.00 
10,000.00 
6,000 00 
2,000.00 
1,000.00 
5.000 00 
5,000 00 
190,000.00 
5.000 00 
5,000.00 
10,000.00 
10,000 00 

10,000.00 
5,000.00 



$63,400.00 



$231,665.00 
8,000.00 
5.000.00 
4.800.00 

10,000.00 
5,700.00 
2,000.00 
1.000.00 
5.000.00 
5,000.00 
182,100 00 
4,925.00 
4,400.00 

10,000.00 
9,500.00 

10,000.00 
4,900.00 



$529,850.00 


$519,000.00 


$503,990.00 


$20,000.00 


$20,000.00 


$20,000.00 


12,000 00 


12,000.00 


12,000.00 


15,900.00 


15 000 00 


15,000.00 


5,150 00 


5,000.00 


5.000.00 


5,250.00 


5,000.00 


5.000.00 


4,500.00 


5.000 00 


5,000.00 


5,000.00 


5.000.00 


5.000.00 


10,000.00 


10,000.00 


10.000.00 


5,000 00 


5,000 00 


4,950.00 


5,000.00 


5,00(100 


5,000.00 


10,500.00 


10,000.00 


9,750.00 


10,000.00 


10.000.00 


10.000.00 


5,000.00 


5,000.00 


5,000.00 


5,000.00 


5,000.00 


4,900.00 


3,500.00 


3,500.00 


2.900.00 


3.000 00 


3.000 00 


3,000 00 


1,050.00 


3.500.00 


1,500.00 


2,700 00 


5,400 00 


3,100 00 


4.350.00 


5,000.00 


5,000.00 


15,600.00 


15.000 00 


1 5.000.00 


16,050.00 


15.000.00 


15.000.00 


11,200.00 


10.000.00 


10,000.00 


5,150.00 
$180,900.00 


5,000.00 


5,000.00 


$182,400.00 


$177,100 00 


$24,300 00 


$16 200.00 


$23,575.00 


23,500 00 


10,000 00 


20,995.00 


13,650.00 


4.200 00 


8,650.00 


1,500.00 


1,500 00 


1,500.00 


450.00 


300.00 


400.00 



$32,200.00 



$55,120.00 



BANK COMMISSIONERS REPORT. 



1 17 



SCHEDULE OF BONDS AND STOCKS OF THE MERRIMACK COI.M 5 
SAVINGS BANK. Continued. 



STOCKS. 



Estimated 
value. 



Par value. 



Value on 
books. 



Railroad. 

Fi>rt Wayne & Jackson, pref 

Chicago, Milwaukee & St. Paul. 

pref 

Concord & Montreal, class 1 

Concord & Montreal, class 2 

Concord & Montreal, class 4 

Northern, N. H 

Illinois Central 

Union Pacific, pref 

I'n ion Pacific, common 

Chicago Great Western, deb., 4s... 
New York Central & Hudson River 
Pennsylvania 



Manufacturing. 

Amoskeag Manufacturing Co 

Miscellaneous. 

Board of Trade Building, Concord 

Iowa Loan & Trust Co 

Concord Oas Light Co 

The Pullman Co 



$15,000.00 

9.500 00 

22,500.00 

13,650 00 

74,400.00 

8,250 00 

47.4IIU IK) 

1,067.00 

6,100.00 

8.600.00 

17,020.00 

34,500.00 



8257.987.00 



83.910.00 



$23,750.00 

7,000.00 

900.00 

11,750.00 



843,400.00 



$10,000.00 

5.000.00 
12,500.00 

7,500.00 
40,000.00 

5,000.00 

30,000.00 

1,100.00 
5,000 00 

10,000.00 
11,500.00 

25,000.00 



S102.GOO.O0 



82.000.00 



819,000.00 

5,000.00 

600.00 

5,000.00 



829,600.00 



89,000.00 

5,000.00 
14,625.00 
12,750.00 
71,025.00 

7,500 00 

34,500.00 

495.00 



9,000.00 
16,875.00 
33,700.00 



$214,470.00 



$3,500.00 



$19,000.00 

5,000 00 

600.00 

10,000.00 



$34,600.00 



118 



RANK COMMISSIONERS REPORT. 



MERRIMACK RIVER SAVINGS BANK.— MAN- 
CHESTER. 

Freeman Higgins, President. 

Arthur H. Hale, Treasurer. 

Trustees — Freeman Higgins, David Cross, Arthur H. 
Hale, Luther C. Baldwin, Abraham F. Emerson, Josiah 
G. Dearborn, James F. Brown, Leonard G. Smith. 

Investment Committee — Freeman Higgins, Arthur H. 
Hale, James F. Brown. 

Clerks — Abraham F. Emerson, Frederick A. Spaulding. 

Examination April 13, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors, 

Guaranty fund 

Interest 

Premium 



:,069.426.51 

110,000.00 

76,243.57 

201,934.37 



$2,457,604.45 



$2,009,426.51 
110,000.00 
76,243.57 



$2,255,670.08 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


$590,499.06 
215,712.10 
419,275.00 
35,720.00 
115,300.00 
295,280.00 


$590,499.06 
215,712.10 
419,275.00 
35,720.00 
113,500.00 
289.150.00 


$590,499.06 


Loans on collateral security 

Loans on personal security 

Public funds of this state 


215,712.10 
419,275.00 
35,720.00 
113,500.00 
289.070.00 




309.400.00 ' 285.000 00 


283.500.00 




152,965.00 

253,616.00 

6,511.00 

40,000 00 

23.163.05 

163.24 


101,100 00 
141,800.00 
3,400.00 
40,000.00 
23,163.05 
163.24 


100,907.50 




141,405.13 




2,755.00 




40,000.00 




23,163.05 




163.24 




$2,457,604.45 


$2,258,482.45 


$2,255,670.08 



bane commissioners' report. 119 

Statement <>k Deposits and Earnings 

Fur the Year ending June 30, 19(>.">. 

Amount of deposits June 30, 1904 . . .$1,928,538.98 

Amount of dividends declared during year. . 64,02.") . <>7 

Amount of deposits received .... 586, 775. 01 

$2,579,337.66 
Amount of withdrawals ..... 470,782.65 



Amount of deposits at close of business, June 

30, 1905 $2,108,555.01 



Total income $128,383.77 

Interest paid out .... $4,365.14 

Salaries, rents, and incidental expenses 5,541.22 

State tax 10,230.50 

Other taxes ..... 4,277.41 
Expenses of foreclosure, insurance, 

and repairs .... 23,418.52 

Premiums paid .... 3,561.02 

Reduction of book values . . 9,465.00 

60,858.81 



Net income ...... $67,524.96 

To surplus 3,501.29 

Rate and amount of dividends declared, 

annual, October, 3 J per cent. . . $64,023.67 



Undivided earnings at last annual return . . $100,104.11 
Increase 3,501.29 



Undivided earnings June 30, 1905 . . $103,605.40 

Incorporated, 1858. 

Treasurer's bond, personal, $200,000. Date of bond, June 5, 

1899. 
Annual compensation of officers: President, nothing; treasurer, 

82,000; trustees, $2 each meeting; clerks, $2,700. 
Largest amount loaned to any person or corporation, $100,000. 
Total amount invested in New Hampshire, $1 ,268,523.19. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



120 



BANK COMMISSIONERS KEPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE MERRIMACK RIVER 
SAVINGS BANK. 



BONDS. 




Par value. 



Value on 
books. 



State. 

Massachusetts, 3*s 

Massachusetts, registered, 3js 

New York, registered, 3As 

Philippine, 4s 



County. 



Merrimack, 3is 

Rockingham, 3's 

Hillsborough, 4s 

Weston, Wyo., Gs 

Middlesex, Mass., 4s... 
New York, N. Y.,3i 3 bS. 



City and Town. 

Dover, 4s 

Nashua, 4s 

Haverhill. 4s 

Concord, 3*s 

Goft'stowu,5s 

Manchester, 4s 

Concord, Sis 

Portsmouth, 4s 

Manchester, 3* 

New York. N. Y., 3jS 

Hartford. Conn.. 4s 

Lowell, Mass., 4s 

Boston, Mass., 3k 

Worcester. Mass.. 3*s 

New Haven, Conn., 3is 

East Providence, R. I., 4jS. 

Fitchburg, Mass., 3js 

Cambridge, Mass., 3j.s 

Providence, R. I., 4s 

Worcester. Mass., 3j.s 

Philadelphia, 3|s 

New York City, 3's 

Broc>kline, Mass.,32S 

Revere, Mass., 4s 

Newport, R. I., 3*s 

Newburyport, Mass., 3is .. 



Railroad. 

Boston, Concord & Montreal, 6s.. 

Concord & Montreal, 4s 

Oregon Short Line, 5s 

Union Pacific, 4s 

Michigan Central, 5s 

Portland & Ogdensburg, 3;S 

Cleveland Terminal & Valley, 4s 
New York Central, deb., 4s 



$5,200.00 


$5,000.00 


S5.CxiO.00 


21,000.00 


20,000.00 


20.000.00 


5,050.00 


5.000.00 


5,000.00 


32,400.00 


30,000.00 


30,000.00 


863,650.00 


$60,000.00 


$60,000.00 


§500.00 


$500.00 


$500 00 


7,000.00 


7,000.00 


7.000.00 


S. (II 10. 00 


8.000.00 


8,000.00 


7.000.00 


7,000 00 


6920.00 


1,000 00 


1,000.00 


1,000.00 


58,000.00 


58,000.00 


58,000.00 


$81,500.00 


$81,500.00 


$81,420.00 


$2,000 00 


$2,000.00 


$2,000.00 


3,120.00 


3,000.00 


3,000.00 


3,030.00 


3,000.00 


3,000.00 


4,000 00 


4,000.00 


4,000.00 


10,800.00 


10,000.00 


10.01 III. no 


30,600.00 


30,000.00 


:;n, (HHi.no 


7,000.00 


7,000.00 


7.000 00 


5,250 00 


5,000.00 


5,000 00 


34,000.00 


34,000.00 


34.000.00 


25,500.00 


25.000.00 


25.000.00 


3,060 00 


3,000.00 


3,000.00 


1,060.00 


1,000.00 


1.000. 00 


29,480.00 


29,000.00 


29,000.00 


7.070.00 


7,000.00 


7,000 00 


8,000.00 


8,000.00 


8.000.00 


1,080.00 


1,000.00 


1,000.00 


650.00 


650.00 


650 00 


5,000.00 


5,000.00 


5,000.00 


1,080.00 


1,000.00 


1,000 00 


5,050.00 


5,000 00 


5,000.00 


5,0.50.00 


5.000.00 


5,000.00 


35,350.00 


35,000.00 


35,000.00 


6,500.00 


6,500.00 


6,500 00 


10.600.00 


10.000 00 


10,000.00 


10,100.00 


10,000.00 


10.000.00 


11,000.00 


11,000.00 


11,000.00 


$265,430.00 


$261,150.00. 


$261,150.00 


$28,000.00 


$25,000.00 


$25,000.00 


52.500 00 


50.000.00 


50,000.00 


12.000.00 


10.000.00 


9,000.00 


15,900.00 


15,000 00 


14,500.00 


116,000.00 


100,000.00 


100,000.00 


25.000.00 


25.000.00 


25.000.00 


10,000 00 


10,000.00 


10.OCO.00 


50,000 (X) 


50,000.00 


50,000.00 


$309,400.00 


$285,000.00 


$283,500.00 



BAKE COMMISSIONERS REPOKT. 



121 



SCHEDULE OF BONDS AND STOCKS OF THE MERRIMACK RIVER 
SAVINGS BANK.— Continued. 



STOCKS. 


Estimated 
value. 


Par value. 


Value on 
1 looks. 


Bank. 


§140,585.00 
9,760.00 
1.470.00 
1.150.00 


$90,700.00 
8,000.00 

1.400.00 
1,000.00 


$90,700.00 


Merchants' National, Manchester.. 


7,807 50 

1.40O.II0 

1 ,000.00 








.$152,965.00 


$101,100.00 


$100,907.50 


Concord & Portsmouth 

Pemigewasset Valley 

Concord >S: Montreal, class l 

Concord & Montreal, class 2 . 

Concord & Montreal, class 3 

Concord & Montreal, class 4 

Northern, N. H 


$20,600.00 

31.800.00 
3,780.00 

10.192.00 

46,228 00 

125,103 00 

3,795.00 

12,118.00 


$10,000.00 

21,200.00 

2.100.00 

5,600.00 

25,400.00 

66,900 00 

2,300 00 

8.300.00 


$10,000.00 
21,200.00 

2,100.00 
5.600.00 
25,400.00 
C6.900.0O 
2.300.00 
7,905.13 








•8253,616.00 


$141,800 00 


$141,405.13 




$496.00 
6,015.00 


$400.00 
3,000.00 


$200 00 


Amoskeag Manufacturing Co ... , 


2,555.00 




$6,511.00 


$3,400 00 


$2,755.00 



122 



BAKE COMMISSIONERS REPORT. 



MONADXOCK SAVINGS BANK. 

FREY. 



■EAST JAF 



Oscar H. Bradley, President. 

John G. Townsend, Treasurer. 

Trustees — Oscar H. Bradley, Alfred Sawyer, John B. 
Shedd, Derostus P. Emory, Warren W. Emory, Julius 
E. Prescott, Calvin B. Perry, Cornelius W. Warren, 
Charles L. Rich, Will J. Mower, Joel H. Poole, Henry 
D. Learned, W. Elmer Webster. 

Investment Committee — Derostus P. Emory, Alfred Saw- 
yer, Julius E. Prescott. 

Examination August 23, 1905. 



STATEMENT. 

Liabilities. 





§479.915.60 

24.025 00 

5,958.55 

2,000.00 




$479,915.60 
24,025.00 




5,958.55 
2.000.00 








$511,899.15 
2,610.13 

.$509,289.02 










$511,899.15 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Public funds of this state 

Municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Miscellaneous stocks 

Bank fixtures 

Real estate 

Cash on deposit 

Cash on hand 



$123,678.59 


$123,678.59 


$123,678.59 


119,175.00 


119,175.00 


119,175.00 


18,300 00 


18,300.00 


18,300.00 


13,023.89 


13,023.89 


13,023.89 


1,000.00 


1,000.00 


1,000.00 


59,120.00 


58,500 00 


56,300.00 


77,100.00 


77,000.00 


75.361.13 


31,286.08 


32.766.08 


38,408.58 


10,735.00 


7,300.00 


9,323.00 


13,259.00 


14.700.00 


13,217.50 


1,000 00 


2,500.00 


2,500.00 


1,850.00 


1,850 00 


1,850.00 


37,650.47 


37,650.47 


37,650.47 


1.874.52 


1,874.52 


1,874.52 


236.47 


236.47 


236.47 


$509,289.02 


$509,555.02 


$511,899.15 



bane commissioners' report. 123 

Statement of Deposits and Earnings 

For /If Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . 8454, 371). 69 

Amount of dividends declared duriug year . . 15,643.31 

Amount of deposits received .... 63,302.57 

$533,325.57 
Amount of withdrawals ..... 52,940.33 



Amount of deposits at close of business, June 

30, 1905 $480,385.24 



Total income $26,092.53 

Interest paid out .... $445.39 

Salaries, rents, and incidental expenses 2,168.77 

State tax ..... 2,216.72 

Other taxes ..... 797.85 
Expenses of foreclosure, insurance, and 

repairs ..... 1,555.95 

Premiums paid .... 664.20 

Losses charged off .... 2,300.00 

Carried to guaranty fund . . . 266.16 

10,415.04 



Net income ...... $15,677.49 

To surplus 34.18 

Rate and amount of dividends declared, semi- 
annual, January and July, o}, per cent. . $15,643.31 



Undivided earnings at last annual return . . $13,105.69 

Increase . . . . . . . . 34.18 



Undivided earnings June 30, 1905 . . $13,139.87 

Incorporated. IS 69. 

Treasurer's bond, surety company, $25,000. Date of bond, 

July 1, 1904. 
Annual compensation of officers: President, $50; treasurer, 

81,000; trustees, $1 each meeting; clerks, nothing. 
Largest amount loaned to any person or corporation, $10,000. 
Total amount invested in New Hampshire, $120,938.59. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



124 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE MONADNOCK SAVINGS 

BANK. 



BONDS. 


Estimated 
value. 


t, , Value on 
Par value. books 


County. 
Lake, Col. , 4s 


$8,000.00 

3.240.00 


$8,000.00 
3,000.00 

$11,000.00 


$7,400.00 
3.000.00 




$11,240.00 


$10,400.00 


Clinton, Iowa, 6s 


$1,500.00 l $1,500.00 
5,500.00 ! 5.000.00 
•5,300.00 5,000.00 
6,000.00 1 6,000.00 
5,100.00 i 5,000.00 


$1,500.00 


Snohomish, Wash., 6s 

New Whatcom, Wash. , 6s ... 

Aberdeen, Wash. , Gs 
San Diego, Cal. , 4js 


5,000.00 
5,000.00 
6,000 00 
5,000.00 




$23,400.00 


$22,500.00 


$22,500.00 


Huron, S. Dak., Board of Educa- 
tion, 3s 


$8,100.00 i $9,000.00 


$7,400.00 


Argentine, Kan., 6s 

El Paso County, No. 1, Col. , 4's 

Silver Bow, No. 1, Mont., 4s. .. 


3,150.00 
5,050.00 
5,000.00 
3,180.00 


3,000.00 
5,000.00 
5,000.00 
3.000.00 


3,000.00 
5,000.00 
5,000.00 


Dead wood, S. Dak. , 5s 


3,000.00 








Railroad. 

Pacific Coast Co. , 5s 


$24,480.00 


$25,000.00 


$23,400.00 


$3,450.00 
5.000.00 
3,060.00 
5,050.00 
4,950.00 
1,000.00 

5,000.00 
5,200.00 
4,900.00 
6,760.00 
5,000.00 
3,000.00 
2,000.00 
4,900.00 
3,150.00 
4,000.00 
2,910.00 
1,860.00 
2,910.00 
3,000.00 


$3,000.00 
5,000.00 
3,000.00 
5,000.00 
5,000.00 
1,000.00 

5,000.00 
5,000.00 
5,000.00 
7,000.00 
5,000.00 
3,000.00 
2,000.00 
5,000 00 
3,000 00 
4,000.00 
3,000.00 
2,000.00 
3,000.00 
3,000.00 

$77,000 00 


$2,800.00 


Rutland Canadian, 4s 


5,000.00 


North'n Pacific-Great Northern, 4s. 
Rutland, 4£s 


2,955.00 
5,000.00 


Chicago, Rock Island & Pacific, 4s.. 
Oregon Short Line, 4s 


4,958.00 
900.00 


Chicago Junction & Union Stock 


4,987.50 


Buffalo, Rochester & Pittsburg. 4s. 

Central Branch (Mo. Pac), 4s 

Buffalo & Susquehanna, 4s 


5,125.00 
4,812.50 
6,640.00 
5,000.00 


Louisville & Nashville, 4s 

Ozark & Cherokee Central, 5s 

Chicago, Rock Island & Pacific, 4s.. 
Gulf & Ship Island. 5s 


2,925.00 
1,950.00 
4,796.88 
3,000.00 


Ogdenshnrg &Lake Champlain, 4s. 
Oregon Short Line, 4s 


3,900.00 
2,917.50 




• 1,840.00 


Missouri Pacific, 4s 


2,853.75 


Norfolk & Southern, 5s 


3,000.00 






Miscellaneous. 


$77,100.00 


$75,361.13 


Denver Consolidated Electric Co.,6s 
New Hampshire Trust Co., deb., 4s. 
Wahpeton Water- Works, Dak., 5s. 
Hutchinson Water, Light & Power 

Evansville Electric Railway, Ind.,4s 

Western Union Telegraph Co.,4is.. 

Light & Power Co., St. Cloud, 

Minn., 5s 


$8,000 00 

160.00 

2,166.08 

3,000.00 
3,600.00 
6,360.00 

8,000.00 


$8,000.00 
1,600 00 
2,166.08 

3,000.00 
4,000.00 
6,000 00 

8,000.00 


$S,000.00 

600.00 

2,166.08 

6,000.00 
4,000.00 
6,442.50 

11,200.00 


1 


$31,286.08 


$32,706.08 


$38,408.58 



BANE COMMISSIONERS REPORT. 



L25 



SCHEDULE OF BONDS AND STOCKS OF THE MONADNOCK SAX INGS 
BANK.— Continued. 



STOCKS 


Estimated „ , ,„ Value on 
value. Par value. , ks 


Bane. 

First National, Peterborough 


$405.00 

3,850.00 
6,480.00 


$300.00 
2,200.00 
4,800.00 

$7,300.00 


$3S4.00 
2,731.00 
6,208.00 


Monadnock National, East Jaffrey. 


Railroad. 


$ Kt.735.00 


$0,323.00 




$4,559.00 
4,1(10.00 
4.300.00 


$4,700 00 
5,000.00 
5,000.00 


$4,230 00 
4,450.00 
4,537.50 


Buffalo & Susquehanna, pref 

Chicago Great Western, deb., 4s 


MISCELLANEOUS. 

West Side Co., Manchester 


$13,25:1.00 


$14,700.00 


$13,217.50 


$1,000.00 


$1,000 00 
1,500.00 


$1,000.00 


Montezuma Gold .Mining Co. . . 


1,500.00 










$1,000.00 


$2,500.00 


$2,500.00 



126 



BANK COMMISSIONERS REPORT. 



NEW HAMPSHIRE SAVINGS BANK.— CONCORD. 

Samuel C. Eastman, President. 

William P. Eiske, Treasurer. 

Trustees — Samuel C. Eastman, Henry McFarland, Enoch 
Gerrish, George M. Kimball, John H. Stewart, Charles 
R. Walker, John C. Ordway, John P. George, Henry 
F. Hollis, Adam P. Holden, John C. Thorne. 

Investment Committee — Henry McFarland, John C. Ord- 
way, George M. Kimball. 

Clerks — Ernest P. Roberts, Mildred B. Clark, Louis P. 
Elkins. 

Examination February 1, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 


§6,441,958.96 

400,000.00 

74.021.10 

1,110,945. 00 

.$8,026,925.06 




§6.441,958.96 

400,000.00 

74,021.10 








$6,915,980.06 



Assets. 



Estimated 

value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans mi collateral security 

Loans on personal security 

Municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Kail road stock 

Manufacturing stork 

Miscellaneous stocks 

Lank building and fixtures 

Real estate 

Cash on deposit. 

Cash on hand 



§930,488.04 


$933,488.04 


$933,488.04 


377,710 56 


377,710.56 


377,710.56 


196,900.00 


196,900.00 


196,900.00 


84,210.96 


84,210.96 


84,210.96 


102.812.00 


95,752.00 


95,752 00 


1.927.195.00 


1,849,000.00 


1.578,000.00 


539,050.(K) 


539,200.00 


525,700.00 


727.944.00 


225,550.00 


530,950.00 


2.252,728.00 


1,431,400 011 


1,723,225.00 


181,993.00 


183,700.00 


179,400.00 


73,000.00 


37.500.00 


00.750.00 


61.500.00 


61.500.00 


61,500.00 


383,007. 46 


383,007.46 


383,007.46 


165,430.06 


165,430.06 


165.430.06 


19,955.98 


19,955.98 


19.955.98 


$8,026,925.06 


§6.584,305.06 


$6,915,980.06 



BANK COMMISSIONERS' REPORT. 127 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . $6,087,550.57 

Amount of dividends declared during year . 235,925.87 

Amount of deposits received .... 1,313,577.14 

87,637,053.58 
Amount of withdrawals 9-40,278.98 



Amount of deposits at close of business, June 

30, 1905 $6,696,774.60 



Total income $401,303.02 

Interest paid out .... 83,653.34 

Salaries, rents, and incidental expenses 10,490.01 

State tax ..... 35,654.81 

Other taxes 9,129.29 

Expenses of foreclosure, insurance, 

and repairs .... 21,921.00 

Premiums paid .... 34,669.13 

Losses charged off .... 644.96 

Reduction of book values . . 7,000.00 

Carried to guaranty fund . . 25,000.00 

148,162.54 



Net income $253,140.48 

To surplus 17,214.61 

Kate and amount of dividends declared, 

annual, January, 4 per cent. . . $235,925.87 



Undivided earnings at last annual return . . $169,378.01 

Increase ....... 17.214.61 



Undivided earnings June 30, 1905 . . 81 .s6.5D2.62 

Incorporated, 1830. 

Treasurer's bond, surety company, 850,000. Date of bond, 

October 8, 1895. 
Annual compensation of officers: President. 81,500; treasurer, 

$3,000; trustees, 82 each meeting; investment committee, $4 

each meeting; clerks, $2,700. 
Largest amount loaned to any person or corporation. 830,000. 
Total amount invested in New Hampshire, $1,990,284.47. 
Indebtedness of officers as principal, nothing ; as surety. 85. 550. 



128 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE NEW HAMPSHIRE 
SAVINGS BANK. 



BONDS. 



Estimated 
value. 




City and Town 

Chicago, 111., 5s 

Fort Worth. Tex., 6s 

Minneapolis, Minn., 6s 

St. Louis. Mo., Gs 

New York, 3hs 



Railroad. 

Atchison, Topeka >S: Santa Fe', ad- 
justment, 4S 

Atchison, Topeka & Santa Fe', gen- 
eral mortgage, 4s ... 

Burlington & Missouri River, 
Neb., 6s 

Central, of New Jersey, 5s 

Chicago, Burlington & Quincy, 4s.. 

Chicago, Burlington & Quincy, 3js. 

Chicago, Milwaukee & St. Paul, 7s. 

Chicago, Milwaukee & St. Paul, 
S. W Div ,6s 

Chicago, Milwaukee & St. Paul, 
Dubuque Div., 6s 

Chicago & North Michigan, 5s 

Chicago & West Michigan, 5s 

Chicago, St. Paul, Minneapolis & 
Omaha, 6s 

Cincinnati, Dayton & Ironton, 5s .. 

Concord & Montreal, 4s 

Evansville & Indianapolis, 6s 

Iowa Central, 5s 

N. Y. Central & Hudson River, 3jS. 

Non 1 a w a y Val I ey , 7s 

Northern Pacific, 3s 

Northern Pacific, 4,s 

Oregon Short Li ne, 6s 

( >regon Short Line, 5s 

Oregon Short Line, income, 5s 

Repuhlican Valley, 6s 

St. Joseph & Grand Island, 4s 

St. Paul & Northern Pacific, 6s 

Southern Pacific, in California, Gs.. 

Tarkio Valley, Mo. , 7s 

Union Pacific, 4s 

Washington Central, 4s 

Wisconsin Valley, 7s 

Chicago & Eastern, 111 , 5s 

St. Louis & San Francisco, 4s 

Nortli'n Pacific-Great Northern, 4s 

Kansas City, Fort Scott & Mem- 
phis, 4s 

Pontine. Oxford & Northern, 6s 

Rutland, equipment, 4js 

Union Pacific. 4s 

Atchison, Topeka & Santa Fe, 

deli ,4s 

Louisville & Nashville, 4s 

St. Louis, Iron Mountain & South- 
ern, 4s 

Amount carried forwar-d 



.$21,600.00 


$20,000.00 


$20,000 00 


28,000.00 


25.000 00 


25,000.00 


18,752.00 


1S.752.00 


18.752.00 


7,210.00 


7.H00.00 


7,000.00 


27,250.00 


25,000.00 


25,000.00 


$102,812.00 


$95,752.00 


$95,752.00 


$95,000.00 


$100,000.00 


$49,800.00 


143,170.00 


139,000.00 


111,200.00 


20,340.00 


18.000.00 


1S.000.00 


27.000 00 


20 000 00 


20,000 00 


5.100 00 


5,000 00 


5,000.00 


58.800.00 


60,000.00 


48,000.00 


46,400.00 


40.000.00 


40.000.00 


33,000.00 


30,000.00 


30,000.00 


03.000.00 


50,000.00 


50.000 00 


10.800.00 


10.000.00 


10,000.00 


3,270 00 


3,000.00 


3.000.00 


40,200.00 


30,000 00 


30.000 00 


29.000.00 


25,000.00 


23,900.00 


42,000.00 


40,000 00 


40.000.00 


22.800.00 


20.000.00 


20,000.00 


34,200.00 


30,000.00 


29.500.00 


36.800.00 


40.000.00 


22.000.00 


9,54000 


9,000 00 


9,000.00 


20,280.00 


26,000.00 


14,300.00 


80.030.00 


75.500.00 


00.400.00 


64,000.00 


50,000.00 


50,000.00 


11,800.00 


10,000.00 


9,200.00 


10,400.00 


10,000.00 


6.200 00 


18,540.00 


18.000 00 


18,000.00 


23,500.00 


25,000.00 


17,500.00 


37,500.00 


30.000.00 


30,000.00 


40,400.00 


40,000 00 


40.000 00 


5,250.00 


5.000 00 


5.000.00 


525.00 


.-iiii.nii 


500.00 


16.740.00 


18,000 00 


13.500.00 


67,200.00 


60,000.00 


60,000.00 


12.000.00 


10,000.00 


10.000.00 


91.000.00 


100,000 00 


so.ono.oo 


266,640.00 


264,000.00 


185,000.00 


11.570.00 


13.000 00 


11,500.00 


26,250 00 


25.000 00 


25.000 00 


20,400 00 


20.000.00 


20,000.00 


61,000.00 


50,000.00 


50.000.00 


9,800.00 


10,000.00 


9,500.00 


9,900.00 


10,000.00 


9,500.00 


24,250.00 


25,000 00 


22,000.00 


$1,649,395.00 


$1,564,000.00 


$1,306,500.00 



BANK COMMISSIONERS REPORT. 



L29 



SCHEDULE OF BONDS AND STOCKS OF THE NEW HAMPSHIRE 
SAVINGS BANK. Continued. 



BONDS. 



Estimated 

value. 



Par value. 



Value on 
books. 



Railroad.— Continued. 

Amount brought forward 

Cincinnati. Indianapolis & Wesl 

era, is 

Great Northern. 4s 

Rio Grande Western, 4s 

Toledo Railway & Terminal Co., 4is 
Central Branch (Mo. Pac), 4s 

Oregon Short Line, 4s 

Cincinnati, Hamilton <N Dayton, 4is 
Cincinnati, Hamilton & Dayton, is 



Miscellaneous. 

Arkansaw Water Co. , Little Rock, 6s 
City Water Co., Chattanooga 

Tenn. , Cs 

City Water Co., Sheboygan, Wis ,6s 
Connellsville Water Co., Pa., 6s... 
Eau Claire Water-Works, Wis. , 4As 

Lyons Water Co. , Iowa, 6s 

Muncie Water Co., Ind., 5s.. 
Parsons Water Supply Co. , Kan. . Os 
Portland Water Co., Conn., 5s.. 

Pueblo Water Co., Col., 6s 

St. Joseph Water Co.. Mo.. 5s . 
Wichita Water Co., Kan.,5s ... 
Denver Consolidated Electric Co. ,6s 

Des Moines Street Railway, 6s 

Metropolitan Street Ry .. N. Y. ,4s.. 
Multnomah Street Railway, Port- 
land, Ore. , 6s 

Newton Street Railway, Mass. , 5s. 

Omaha Street Railway, 5s 

Portland Railway Co. , Ore. , 5s 

Manhattan Railroad, N. Y , 4s 

Central Loan & Land Co., deb ,6s 
New Hampshire Trust Co , deb. , 4s 
Border City Mfg. Co., Mass. ,5s.... 
Connecticut Ry & LishtiiifjCo. ,4£s 
North Chicago Street Railway, lis 
Grand County, Col. . judgment .... 
Western Union Telegraph Co . 5s 
Western Union Telegraph Co., 4Js 
.Manchester Traction, Light & 

Power Co . 5S 

St. Paul's School, 4is 



STOCKS. 

Bank. 

American Exchange Nat'l, N. Y 
Lank of New York, New York.. 

Cjaremont National 

First National, ( 'uncord 

First National, Nashua 

First National. Manchester 

Fourth National, New York 

Gallatin National, New York 

Amount carried forward 

9 



1 $1,649,395.00 


$1,564,000.00 


$1,306,500.00 


9,800.00 


10,000.00 


9,500.00 


25,000.00 


25,000.00 


25,000.00 


22,500.00 


25,000.00 


22,000.00 


51,500.00 


.-,0.000 00 


50,000.00 


•.'4,51)11 mi 


25,000.00 


24,000.00 


48,500.00 


50.000 00 


45,000.00 


49.000.00 


50,000.00 


40.000 00 


47.000.00 


50,000.00 


47,000.00 


$1,927,195.00 


$1,849,000 00 


$1,578,000.00 


$25,000.00 


$25,000.00 


$25,000.00 


5.000.00 


5,000.00 


5,000.00 


3,000.00 


3,000 00 


3,000.00 


10,000.00 


10. 000 00 


10.000 00 


24,000.00 


24,000.00 


23,000.00 


10,000.00 


io.ooo.oo 


10,000.00 


15,000.00 


15.000.00 


I."., Ill 10. 00 


10,000.00 


10,000.00 


10,000.00 


5,100.00 


."..000.00 


5,000.00 


26,000.00 


26,000.00 


20,000.00 


10,000 00 


10,000.00 


10,000.00 


10,000.00 


10,000.00 


10,000.00 


40.000.00 


40.000 00 


40.01 tO. 00 


27,250.00 


25,000. (M) 


25.000.00 


10,500.00 


50,000.00 


45,000.00 


10.000.00 


10.000 00 


10.000 00 


10,500.00 


10.000.00 


10,000.00 


20.000.00 


20,000.00 


20,000.00 


12,500.00 


12,500.00 


12,500.00 


10,600 00 


10.000.00 


10,000.00 


1,100.00 


2,200.00 


1,200.00 


1,050.00 


3.500.00 


1,000.00 


7,000.00 


7,000.00 


7,000.00 


75,000.00 


75,000 00 


71.000 00 


s, 700.00 


10,000.00 


10.000 00 


1,000.00 


i.ooo.oo 


1,000.00 


27.750.00 


25,000.00 


25,000.00 


10,5(10.00 


10,000.00 


10,000.00 


26,500.00 


25,000.00 


25.000.00 


50,000.00 


50.000.00 


50.000.00 


$539,050.00 


$539,200.00 


$525,700.00 


$27,300.00 


$10,000.00 


$10,000.00 


41.600.00 


13.000.00 


31,200.00 


0.00X00 


6.700.00 


6,700.00 


32,500 00 


10.000.00 


25,000.00 


8,500.00 


8.500 00 


8,500.00 


3.410 00 


2,200.00 


2,200.00 


22,000.00 


10.000.00 


10.000.00 


41,500.00 


lO.OOiiiio 


36,000 00 


$183,77800 


$70,400.00 


$129,600.00 



130 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE NEW HAMPSHIRE 
SAVINGS BANK.-Conti?iued. 



STOCKS. 



Estimated 
value. 



Par value. 



Value on 
books. 



Bank. —Continued. 

Amount brought forward 

Merchants' National, Boston 

Merchants' National, New York... 
Nat'l Bank of Commerce, New York 
Nat'l Bank of Commerce, St. Louis 
National State Capital, Concord .. 
Northwestern Nat'l, Minneapolis.. 

Second National, Nashua 

Third National, St. Louis, Mo 

National City, New York 

Mechanics' National, New York... 
United States Trust Co. , New York 

Central Trust Co., New York 

New York Life Ins. & Trust Co .. 
Farmers' Loan & Trust Co.,N. Y. 

National Shawmut, Boston 

New York Security & Trust Co... 

Old Colony Trust Co 

Mechanicks National, Concord 



Railroad. 

Atchison, Topeka & Santa Fe', pref . 

Boston & Albany 

Boston & Maine, common 

Boston & Maine, pref 

Chicago, Milwaukee & St. Paul, pref 

Concord & Montreal, class 1 

Concord & Montreal, class 2 

Concord & Montreal, class 3 

Concord & Montreal, class 4 

Concord & Portsmouth 

Delaware & Hudson Co 

Delaware, Lackawanna & Western 

Evansville & Terre Haute, pref... 

Illinois Central 

Iowa Central, pref 

Maine Central 

Manchester & Lawrence 

Michigan Central 

New York Central & Hudson River 

Old Colony 

Pemigewasset Valley 

Pennsylvania 

Pittsburg, Fort Wayne & Chicago. 

St. Joseph & Grand Lsland, 1st pref. 

St. Joseph & Grand Island, 2d pref. 

St. Louis & San Francisco, 1st pref. 

St. Louis & San Francisco, 2d pref. 

Union Pacific, pref 

Union Pacific, common 

New York, New Haven & Hartford. 

Baltimore & Cumberland Valley 
Extension 

Northern, N. H 

Kansas City, Fort Scott & Mem- 
phis, pref 

Chicago & Northwestern, pref 

Chicago & Northwestern, common 



§183,778.00 
3.720.00 
13,500.00 
69,000.00 
65,751.00 
15,745.00 
18.000.00 
1,600.00 
47,100 00 
72,500.00 
17,700.00 
45,300.00 
43,S00.00 
26,875.00 
18,375.00 
39,000.00 
28,000 00 
15,200.00 
3,000.00 



$727,944.00 



§62,923.00 
25,700.00 
70,400.00 
72,000.00 
95,000.00 
26,460.00 
18,382 00 
41,678 00 

246,264.00 
13.390.00 
87,840.00 
34,000.00 
23,37500 

250.272.00 
3,314.00 
17,500 00 

109,800.00 
27,000.00 

148,000.00 
20,600.00 
30,000.00 

280,000 00 
17,900.00 
18.550 00 
3,250.00 
4,560.00 
11,690.00 
10,670.00 
24,400 00 
70,000.00 

27,750.00 
66,000 00 

12,300.00 

127,500 00 

18,300.00 



■S70.400.00 

2,000.00 

7,500.00 

30,000.00 

21,700.00 

6,700.00 

8,000.00 

1,600.00 

15,000.00 

25,000.00 

6,000.00 

3,000.00 

2,000.00 

2,500.00 

1,250.00 

15.000.00 

4,000.00 

1,900.00 

2,000.00 



$225,550.00 



Amount carried forward ! $2,116,768.00 



$62,300.00 
10,000.00 
40,000.00 
40,000.00 
50,000.00 
14,700.00 
10,100.00 
22,900 00 

132,400.00 

6,500.00 

48.000.00 

10,000.00 

27,500.00 

158,400.00 
5,900.00 

'10,000.00 
45,000.00 
20,000.00 

100,000.00 
10,000.00 
20.000.00 

200,000.00 
10,000.00 
35.000.00 
12,500 00 
6,000.00 
16.700.00 
11,000.00 
20,000.00 
35,000.00 

22.500.00 
40,000.00 

15,000.00 

50,000.00 

7,500.00 



$1,324,900.00 



$129,600.00 

2,000.00 

12,000.00 

30,000.00 

48,500.00 

7.950.00 

8,000.00 

1,600.00 

19,500.00 

56,500.00 

12,500 00 

45,000.00 

35,000.00 

25,000.00 

17,500.00 

30,000.00 

35,000.00 

13,300.00 

2,000.00 



$530,950.00 



$12,775.00 
22,000.00 
49,200.00 
40,000.00 
82,500.00 
14.844.00 
19,923.00 
39,364.00 

240,869.00 
13,000.00 
62,000.00 
15,000.00 
10,500.00 

158,400.00 
1,900.00 
10,000.00 

107,700 00 
20,000.00 

112,000.00 
10,000.00 
25,000.00 

240,000.00 
17,000.00 
14,000.00 
1,500.00 
2,100.00 
2.800.00 
9,500.00 
4,600 00 
68.000.00 

27,000.00 
50,000.00 

10,500.00 

74,500.00 

7,500.00 



,601,975.00 



T.ANK COMMISSIONEHS REPORT. 



131 



SCHEDULE OF BONDS AND STOCKS OF THE NEW HAMPSHIRE 
SAVINGS BANK.— Continued. 




Railro ad. —Continued. 

Amount brought forward. 

Upper ('(ins 

Chicago, St. Paul, Minneapolis & 

Omaha, common 

Chicago, Great Western, deb., 4s .. 
Pere Marquette 

Manufacturing. 

Amory Manufacturing Co 

Amoskeag Manufacturing Co 

Border City Manufacturing Co., 

Fall River, Mass 

Jackson Mfg. Co. , Nashua 

Manchester Mills, common 

Manchester Mills, pref 

Massachusetts Cotton Mills 

Massachusetts Mills, in Georgia 

New Hampshire Spinning Mills 

Osborne Mills, Fall River, Mass 

Page Belting Co. ,■ Concord 

Sagamore Mfg. Co., Fall River,Mass. 
Bigelow Carpet Co 

Miscellaneous. 

The Pullman Co 

Nebraska Lighting Co 



$2,116,76S.OO 


$1,324,900.00 


$1,601,975.00 


43,500.00 


30,000.00 


i:;. oi to .mi 


44,000.00 


20,000.00 


30,000.00 


43,000.00 


50,000.00 


45,000.00 


5,460.00 
$2,252,728.00 


6,500.00 


3,250.00 


$1,431,400.00 


$1,723,225.00 


$8,174.00 


$6,700.00 


$7,500.00 


19,550 00 


10,000.00 


13,000.00 


13,775.00 


14.500.00 


14,500.00 


9,750.00 


15,000 00 


10,000.00 


3,150.00 


5,000.00 


5.000.00 


10,000.00 


10,000 00 


10,000.00 


7,500.00 


10,000.00 


10.000.00 


20,000.00 


20,000 00 


20,000.00 


56,300.00 


56,300.00 


56,300.00 


7,200.00 


9,000.00 


7.500.00 


6,500.00 


6,500.00 


5,000.00 


12,604.00 


13,700.00 


13,700.00 


7,490.00 


7,000.00 


6,900.00 


$181,993.00 


$183,700.00 


$179,400.00 


$70,500.00 


$30,000.00 


$60,000.00 


2,500.00 


7,500.00 


750.00 


$73,000.00 


$37,500.00 


$60,750.00 



132 



BANK COMMISSIONERS REPORT. 



NEW IPSWICH SAVINGS BANK.— NEW IPSWICH. 

John Preston, President. 

Frank W. Preston, Treasurer. 

Trustees — John Preston, Edward O. Marshall, Derostus 
P. Emory, Frederic Preston, William A. Preston, Wil- 
liam H. Wilson, Stephen W. Wheeler, Wilbur L. 
Phelps, Frank W. Preston. 

Investment Committee — Derostus P. Emory, William H. 
Wilson, Wilbur L. Phelps. 

Examination August 2, 1905. 



STATEMENT. 

Liabilities. 



Guaranty fund 


$44,719.53 
3,600.00 
9,335.76 
1,635.00 




$44,719.53 
3.600.00 
9,335.76 








$59,290.29 


$57,655.29 



Assets. 



Estimated 

value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Public funds of this state 

Railroad bonds: 

North'n Pacific-Great North'n, 4s 

New York, New Haven & Hart- 
ford, 4s 

Miscellaneous bonds (U. S. Steel 

Co. , 5s) 

Railroad stock: 

Union Pacific, pref 

Fitchburg, pref 

Miscellaneous stocks (The Pullman 

Co.) 

Bank building and fixtures 

Real estate 

Cash on deposit 

Cash on hand 



$8,685.00 

750.00 

2,651.00 

1,000.00 

6,060.00 

5,050.00 

3,800.00 

4,074.00 
7.300.00 

8,57500 

200.00 

6,899.00 

3,877.17 

309.12 



$59,290.29 



$8,685.00 

750.00 

2,651.00 

1,000 00 

6,000.00 

5,000.00 

4.000.00 

4,200.00 
5,000.00 

3,500 00 
1.000.00 
7,999.00 
3,877.17 
369.12 



$54,031.29 



$8,685.00 

750.00 

2,651.00 

1,000.00 

5,900.00 

5,000.00 

3,600.00 

3,134.00 
7,200.00 

6,490.00 
1,000.00 
7,999.00 
3,877.17 
369.12 



$57,655.29 



bane commissioners' report. 133 

Statement of Deposits am> Earnings 

For the Year ending Junt 30, 1905. 

Amount of deposits June 30, 1904 . . . $44,; 526.01 

Amount of dividends declared during year . . 1,309.78 

Amount of deposits received .... 3,109.90 



$48,945.69 
Amount of withdrawals ..... 4,229.47 



Amount of deposits at close of business, June 

30, 1905 $44,716.22 



Total income 82,754.10 

Salaries, rents, and incidental expenses $343.00 

State tax 246.62 

Other taxes 129,14 

Expenses of foreclosure, insurance, and 

repairs ..... 306.61 

Premiums paid .... 139.89 

1,165.26 



Net income ...... $1,588.84 

To surplus 279.06 



Rate and amount of dividends declared, 

annual, January, 3 per cent. . . . $1,309.78 



Undivided earnings at last annual return . . $8,754.38 

Increase ........ 279.06 



Undivided earnings June 30, 1905 . . $9,033.44 

Incorporated, 1849. 

Treasurer's bond, personal, $25,000. Date of bond, June 10, 

1903. 
Annual compensation of officers : President, nothing; treasurer, 

$300; trustees, nothing; clerks, nothing. 
Largest amount loaned to any person or corporation, $1,691. 
Total amount invested in New Hampshire, $12,285. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



134 



BANK COMMISSIONERS REPORT. 



NEWPORT SAVINGS BANK.— NEWPORT. 

Alfred J. Gould, President. 

George E. Lewis, Treasurer. 

Trustees— Alfred J. Gould, Albert S. Wait, Henry P. 
Coffin, Dana J. Mooney, Seth M. Richards, George E. 
Lewis, Patrick Herrick, Samuel D. Lewis, Franklin P. 
Rowell, William F. Richards, Frank A. Robinson, 
Rufus S. Dudley, Fred W. Aiken, Fred E. Lovell, 
David P. Goodhue, Albert O. Whitney. 

Investment Committee — Alfred J. Gould, Seth M. Richards, 
Patrick Herrick, Dana J. Mooney, Franklin P. Rowell. 

Clerk — Richard W. Sherman. 

Examination June 19, 1905. 



STATEMENT. 

Liabilities. 





$524,989.0fi 

35,000.00 

5,211.78 

29,099.00 




$524,989- 06 




35,000.00 




5,211.78 












$594,299.84 


$565,200.84 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


$184,292.00 

41,675.00 

35,084.57 

10,092.00 

23,700.00 

13,316.00 

18,600.00 

22,320.00 

155.100.00 

8,872.00 

275 00 

72,821.21 

3,247.16 

4,304.90 

$594,299.84 


$184,292.00 

41,675.00 

35,684.57 

10,092.00 

23,000 00 

13,790.00 

25,500.00 

18,200.00 

105,200.00 

8,750.00 

275.00 

72,821.21 

3,247.16 

4,304.90 


$184,292.00 




41,675.00 


Loans on collateral security 


35,684.57 
10,092.00 


Municipal bonds 


23,000.00 
13,604.00 




21,285.00 
23,930.00 




120,525.00 


Manufacturing stock 


10,465.00 
275.00 

72,821.21 
3,247.16 
4,304.90 








$546,831.84 


$565,200.84 



BANK commissioners' report. 135 

Statement op Deposits and Earnings 

For the Year ending June 30, 19<>.~>. 

Amount of deposits June 30, 1904 . . . $515,488.43 

Amount of dividends declared during year . . 15,021.06 

Amount of deposits received .... 91,478.30 

$621,987.79 
Amount of withdrawals ..... 95,825.97 



Amount of deposits at close of business, June 

30, 1905 $526,161.82 



Total income $23,809.60 

Interest paid out .... $79.25 

Salaries, rents, and incidental expenses 3,006.42 

State tax 2,389.47 

Other taxes 89.00 

Expenses of foreclosure, insurance, and 

repairs ..... 208.85 

Losses charged off .... 500.00 

Reduction of book values . . . 500.00 

6,772.99 



Net income $17,036.61 

To surplus ....... 2,015.55 



Rate and amount of dividends declared, semi- 
annual, April and October, 3 per cent. . $15,021.06 



Undivided earnings at last annual return . . $3,904.08 

Increase ........ 2,015.55 



Undivided earnings June 30, 1905 . . $5,919.63 

Incorporated, 1868. 

Treasurers' bond, personal, $45,000. Date of bond, January 9, 

1901. 
Annual compensation of officers : President, nothing; treasurer, 

$1,600; trustees, $1 each meeting; clerks, paid by treasurer. 
Largest amount loaned to any person or corporation, $25,000. 
Total amount invested in New Hampshire, $293,521.47. 
Indebtedness of officers as principal, $31,025; as surely, $710. 



13G 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE NEWPORT SAVINGS 

BANK. 




County. 

Jefferson, Ala., 4$s 

City and Town. 

Moscow, Idaho, 6.s 

Ellensburg, Wash., 6s 

School District. 

Gunnison County, No. 1, Co]., 6s .. 
Las Animas County, No. 1, Col., 5s. 



Railroad. 

Wisconsin Central, 4s. 

Chicago, Burlington & Quincy, 3is. 
Chicago, Rock Island & Pacific, 4s . 
Pere Marquette, 4s 



Miscellaneous. 

Manhattan Beach Hotel & Land 

Co., 4s 

New Hampshire Trust Co.. deb., 4s. 
Dakota In vestment Co., deb., 6's... 

The Securities Co., 4s 

Indianapolis & Eastern Ry. Co., 5s. 
Broad Ripple Traction Co., Ind., 5s. 



STOCKS. 

Bank. 

First National. Newport 

Otoe County National, Neb 

Indian Head National, Nashua 

Railroad. 

Michigan Central 

Norwich & Worcester 

Cleveland & Pittsburg 

Pittsburg-, Fort Wayne & Chicago 

Manchester & Lawrence 

Chicago Great Western, deb., 4s 

Concord & Montreal, class 1 

Northern, N. H 

Pennsylvania 

Cn ion Pacific, pref 

Wisconsin Central, common 

Wisconsin Central, pref 

Buffalo & Susquehanna, pref 



$5,200.00 


$5,000.00 


$5,000.00 


$5,200.00 

5,300.00 


$5,000.00 
5,000.00 


$5,000.00 
5,000.00 


$10,500.00 1 $10,000.00 


$10,000.00 


$5,000.00 
3,000.00 


$5,000 00 
3,000 00 


$5,000.00 
3,000.00 


$8,000.00 


$8,000.00 


$8,000.00 


$2,850.00 

970.00 

4,850.00 

4,646.00 


$3,000.00 
1.000.00 
5,000.00 
4,790.00 


$3,000.00 
1.000.00 
4,954.00 
4,650.00 


$13,316.00 


$13,790.00 


$13,601.00 


$1,500.00 

800.00 

500.00 

2,800.00 

5,000.00 

5,000.00 


$7,500.00 
3,500.00 
500.00 
4,000.00 
5,000.00 
5,000.00 


$5,675.00 
1,310.00 
500.00 
3.675.00 
5,000 00 
5,125.00 


$18,600 00 


$25,500.00 


$21,285.00 


$18,750.00 
2,625.00 

945.00 


$15,000.00 

2,500.00 

700.00 


820,585.00 

2,500.00 

845.00 


$22,320.00 


$18,200.00 


$23,930.00 


$8,370 00 

9,280.00 

20,240.00 

17,900 00 

2,550.00 

4,300.00 

4.575.00 

45,650.00 

27,000 00 

9,700.00 

330.00 

705.00 

4,500.00 


$6,200 00 

4,000.00 

11,000.00 

10,000.00 

1.000.00 

5,000.00 

2,500.00 

27.500.00 

20,000.00 

10,000 00 

1,500.00 

1.500.00 

5,000 00 


$6,200.00 

4,000.00 

11,000.00 

10,000.00 

2,100.00 

4,500 00 

4.875.00 

42,350.00 

21,800.00 

8.200.00 

300.00 

700.00 

4.500 00 


$155,100.00 


$105,200.00 


$120,525.00 



P.ANK COMMISSI" >NKKS KKl'OKT. 



137 



SCHEDULE OF BONDS AND STOCKS OF THE NEWPORT SAVINGS 

HANK.—' '<>i, United. 



STOCKS. 


Estimated 

value. 


„ , Value on 
Par value. | books< 


Miscellaneous. 
The Pullman Co 


$2,310.00 


S1.000.00 


$2,07000 


Faintiouut Cemetery Association, 
Denver 


3,312.00 5,250.00 
3,250.00 2,500.00 


4,895.00 


Nashua Street Railway 


3,500 00 








$8,872.00 


$8,750.00 


$10,465.00 



138 



BANK COMMISSIONERS REPORT. 



NORWAY PLAINS SAVINGS BANK.— ROCHES- 
TER. 

Orrix A. Hoyt, President. 

Henry M. Plumer, Treasurer. 

Trustees — Orrin A. Hoyt, John Greenfield, Horace L. 
Worcester, John Hanscom, Henry M. Plumer, Sidney 
B. Hayes. 

Investment Committee — Board of Trustees. 

Clerks — Ernest N. Goodwin, Bernard O. Bond. 

Examination April 21, 1905. 



STATEMENT. 

Liabilities. 





$739,397.28 
31,000.00 
11,593.66 




$739,397.28 




31,000.00 




11,593.66 








$781,990.94 
1,278.62 

$780,712.32 










$781,990.94 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

State and municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Miscellaneous stocks 

Bank building and fixtures 

Real estate 

Cash on deposit 



$89,946.70 

49,995.00 

9.800.00 

30,001.37 

81,270.00 

176,800.00 

210,800.00 

7,080.00 

42,800.00 

9,750.00 

38,300.00 

14,925.00 

19,244.25 



$780,712.32 



$89,946.70 


$89,946.70 


49,995.00 


49,995.00 


9,800.00 


9,800.00 


30,001.37 


30.001.37 


76,000.00 


79,940.00 


173,000.00 


171,649.25 


229,550.00 


220,112.50 


5,900.00 


5,900.00 


32,500.00 


42,676.87 


12,500.00 


9,500.00 


38,300.00 


38,300.00 


14,925.00 


14,925.00 


19,244.25 


19,244.25 


$781,662.32 


$781,990.94 



HANK COMMISSIONERS UEl'OKT. 



139 



Statement of Deposits and Earnings 
For the Year ending June30, 1905. 



Amount of deposits June 80, 1904 . 
Amount of dividends declared during year 
Amount of deposits received .... 

Amount of withdrawals ..... 

Amount of deposits at close of business, June 
30, 1905 

Total income ....... 

Interest paid out .... $442.94 
Salaries, rents, and incidental expenses 3,544.86 

. 4,582.25 
284.94 



475.70 
12.50 

4,666.67 
2,000.00 



State tax ..... 

Other taxes ..... 
Expenses of foreclosure, insurance, and 
repairs . .... 

Premiums paid .... 
Losses charged off .... 
Carried to guaranty fund 

Net income ..... 
From surplus ..... 

Rate and amount of dividends declared, semi 
annual, May and November, 3 per cent 

Undivided earnings at last annual return 
Decrease ..... 

Undivided earnings June 30, 1905 



87;">0,657.88 

21,149.81 

139,607.49 

$911,415.18 
168,069.91 

8743,345.27 
$36,915.78 



16,009.86 

$20,905.92 
243.89 



$21,149.81 

$4,887.21 
243.89 

81,643.32 



Incorporated, 1851. 

Treasurer's bond, surety company, $65,000. Date of bond, 

April 15, 1904. 
Annual compensation of officers : President, nothing; treasurer, 

$1,140; trustees, $25 each; clerks, $960. 
Largest amount loaned to any person or corporation, $25,000. 
Total amount invested in New Hampshire, $146,959.34. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



140 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE NORWAY PLAINS 
SAVINGS BANK. 




State. 

Massachusetts, 3js 

City and Town. 

Tacoma, Wash., 6s 

Portland, Ore., 5s 

Seattle, Wash., 5s 

Evansville, hid., 4As 

Colorado Springs, Col., 4s. 
Boston, Mass., 3is 



Railroad. 

Chicago Great Western, 5s 

Cincinnati, Hamilton & Dayton, 5s 

Atchison, Topeka & Santa Fe, gen- 
eral mortgage, 4s 

Oregon Short Line, 5s 

Washington Central, 4s 

Baltimore & Ohio, 4s 

New York, Ontario & Western, 4s.. 

Long Island, 4s 

Missouri Pacific, 5s 

Illinois Central, 4s 

Ogdensburg & Lake Champlain, 4s 

North'n Pacific-Great Northern, 4s. 

Chicago, Rock Island & Pacific, 4s. 

Boston & Albany, 3js 

Terminal Railroad Association of 
St. Louis, 4s 

Pere Marquette, 4As 

Buffalo & Susquehanna, 4s 

Bangor & Aroostook, 4s 

Wabash-Pittsburg Terminal, 4s 



Miscellaneous. 

Plattsmouth Water Co., Neb., 4s. . 

New Hampshire Trust Co., deb., 4s 

Minneapolis Water Co., Kan., 4s 

Janesville Water Co., Wis., 5s 

Cleveland City Cable Railway, 5s.. 

Arkansaw Water Co., Little Rock, 
Ark., 6s 

City Water Co., Chattanooga, 
Tenn., 6s 

Omaha Street Railway, 5s 

Grand Avenue Railway Co., Kan- 
sas City, 5s 

Salem Water- Works Co., Ohio, 5s.. 

Chicago West Division Ry. Co., 4jS. 

Duluth Street Railway Co., 5s 

Kimball-Champ Investment Co., 
Iowa, deb , 6s 

Helena Water Co., Mont., 5s 

North Chicago Street Railway, 4As 

St. Joseph Water Co., Mo., 5s 

Taunton Street Railway, Mass., 5s 

Western Union Telegraph Co., 4is. 

Amount carried forward 



§10,700.00 


$10,000.00 


$11,000.00 


$10,900.00 


$10,000.00 


$11,100.00 


16,950.00 


15.000.00 


16,500.00 


22,260.00 


21,000.00 


21.000.00 


4,160.00 


4,000.00 


3,765.00 


6.000.00 


6,000.00 


6,000.00 


10,300.00 


10,000.00 


10,575.00 


$70,570.00 


$66,000.00 


$68,940.00 


§10,600.00 


$10,000.00 


$ 10,000.00 


5,600.(K) 


5,000.00 


5,000.00 


5,200.00 


5,000.00 


4,500.00 


12,000.00 


10,000.00 


10,000.00 


6,510.00 


7,000.00 


7,000.00 


15,750.00 


15.000.00 


15,000.00 


10,300.00 


10,000 00 


10,450.00 


9,600.00 


10,000.00 


10,000.00 


5,350.00 


5,000.00 


4,987.50 


10,800.00 


10,000.00 


10,300.00 


10,000.00 


10,000.00 


10,000.00 


25,000.00 


25,000.00 


24,250.00 


9,600.00 


10,000.00 


9,868.00 


5.000.00 


5,000.00 


5,175.00 


10,000.00 


10,000.00 


10,000.00 


6,240.00 


6,000.00 


6,000.00 


4,950.00 


5,000.00 


4,893.75 


9,600.00 


10,000.00 


9,600.00 


4,700.00 


5,000.00 


4,625.00 


$176,800.00 


$173,000.00 


$171,649.25 


$2,500.00 


$10,000.00 


$7,250 00 


3,000.00 


7,000 00 


3,000.00 


10,500.00 


15.000.00 


12,750.00 


10,000.00 


10,000.00 


10.000.00 


20,400.00 


20,000.00 


19,650.00 


5,000.00 


5,000.00 


5,000.00 


5,000.00 


5,000.00 


5,000.00 


15,000.00 


15,000 00 


14,700.00 


20,600.00 


20,000.00 


21.150.00 


7,500.00 


7.500.00 


7,500.00 


9,700.00 


10,000.00 


10,850.00 


15,450.00 


15,000.00 


15,000.00 


1 ,800.00 


4,300.00 


1,800.00 


8,250.00 


10.750.00 


8,250.00 


13,500.00 


15,000.00 


15,712.50 


10,000.00 


10,000.00 


10,000.00 


10,500.00 


10,000.00 


10,500.00 


10,700.00 


10,000 00 


10,700.00 


$179,400.00 


1 $199,550.00 


$1 S3.. SI 2. 50 



BANK COMMISSIONERS REPORT. 



141 



SCHEDULE OF BONDS AND STOCKS OF THE NORWAY PLAINS 
SAVINGS BANK— Continued. 



BONDS. 


Estimated 
\ alue. 


Par value. 


Value on 
books. 


Miscellaneous.— Continued. 

Western Tel. & Tel. Co.. 5s 

Light & Power Co.. of St. Cloud, 5s 
West End Street Railway, Boston, 4s 


-i7ii.400.00 
10,500.00 
5,000.00 

15,900.00 


$199,550.00 

10,000.00 
5,000.00 
15,000.00 


$188,812.50 
10,625.00 
5,000.00 
15,675.00 


STOCKS. 
Bank. 


$210,800.00 


$229,550.00 


$220,112.50 


.$7,080.00 


$5,900.00 


$5,900.00 






Railroad. 

Chicago Junction & Union Stock 
Van Is, pref 


§6,250.00 
17,750.00 
8,800.00 
10,000.00 


$5,000.00 
12,500.00 

10,000.00 
5,000.00 


$6,250.00 

17, Mill. ST 


Chicago Great Western, deb.. 4s 
New York, New Haven & Hartford 


9.275.00 
9,850.00 




$42,800.00 


$32,500.00 


$42,676 87 


Salem Water- Works Co., Ohio 

Duluth Superior Traction Co 


$6,500.00 

3.250.00 


$7,500.00 
5,000.00 


$6,500.00 
3,000.00 




$9,750.00 


$12,500.00 


$9,500.00 



142 



BANK COMMISSIONERS REPORT. 



PEOPLE'S SAVINGS BANK [GUARANTY].— 
MANCHESTER. 

Elijah M. Topliff, President. 

*George Byron Chandler, Treasurer. 

Trustees — Elijah M. Topliff, Henry M. Putney, George F. 
Elliot, George Byron Chandler, Charles H. Anderson, 
Thomas R. Varick, Edward M. Brooks. 

Investment Committee — George Byron Chandler, Elijah 
M. Topliff, Henry M. Putney. 

Clerk — Edward M. Brooks. 

Examination May 16, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 


$690,653.34 

150,000.00 

78,187.14 

567.50 

75,816.00 




$690,653.34 




150,000.00 


Interest 


78,187.14 


Dividends unpaid 


507.50 








$995,223.98 


$919,407.98 



Assets. 





Estimated „ . 
value. Par value - 


Value on 
books. 


Loans on New Hampshire real 
Loans on other real estate 


$124,182.00 ! $124,182.00 
380,200.00 380,200.00 
32,000.00 32,000.00 
179,826.06 179,826.00 
11,000.00 10,000.00 
50,710.00 43,000.00 
15,450.00 17,100.00 
48,621.00 : 33,200.00 


$124,182.00 
380,200.00 


Loans on collateral security 

Loans on personal security 


32,000.00 
179,820.06 




10,000.00 


Miscellaneous bonds 


43,000.00 
12,501.00 
33.200.00 


Railroad stock 


42,564.00 25,800 00 25,600 00 


Manufacturing stock 

Cash on deposi t 


41,902.00 31,100.00 31,100.00 
40,470.00 22,000.00 19,500.00 
3.00 3.00 1 3.00 
14.579.02 14,579.02 j 14,579.02 
13,716.90 ' 13,716.90 , 13,716.90 




$995,223.98 : $926,706.98 $919,407.98 



*Deceased: Succeeded by Henry M. Putney. 



HANK COMMISSIONERS REPORT. 



143 



Statement of Deposits and Earnings 
For the Year ending June 30, 190~>. 



Amount of deposits June 30, 1904 . 
Amount of dividends declared during year 
Amount of deposits received .... 

Amount of withdrawals ..... 

Amount of deposits at close of business, June 
30, 1905 

Total income ...... 

Interest paid out . . . $631.53 

Salaries, rents, and incidental expenses 2,370.22 

State tax ..... 5,554.95 

Other taxes ..... 178.07 
Expenses of foreclosure, insurance, and 

repairs ..... 734.24 

Premiums paid .... 235.00 

Losses charged off . . . 265.00 

Dividends to guaranty shareholders . 7,500.00 

Net income ...... 

To surplus ....... 

Rate and amount of dividends declared, 
annual, October, 3 T V per cent. 

Undivided earnings at last annual return . 
Increase ....... 

Undivided earnings June 30, 1905 . 



$677,098.36 
23,021.06 
92,358.90 

$792,478.32 
105,731.02 

$686,747.30 
$68,078.65 



17,469.01 

$50,609.64 

27,588.58 



$23,021.06 

$54,430.57 
27,588.58 

$82,019.15 



Incorporated, 1873. 

Treasurer's bond, surety company, $32,500. Date of bond, 

March 12, 1901. 
Annual compensation of officers: President, nothing; treasurer, 

$2,000; trustees, nothing; clerks, paid by treasurer. 
Largest amount loaned to any person or corporation, $25,500. 
Total amount invested in New Hampshire, $257,542. 
Indebtedness of officers as principal, nothing ; as surety, nothing. 



144 



DANK COMMISSIONERS 1IEPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE PEOPLE'S SAVINGS 

BANK. 



BONDS- 


Estimated 
value. 


Par value. 


Value on 
books. 


City and Town. 
Columbus, Ohio, Board of Educa- 


.$11,000.00 


$10,000.00 


$10,000.00 






Railroao. 

Concord & Montreal, deb., 4s 

Chicago, Milwaukee & St. Paul, 7s 

Chicago, Hammond & Western, 8s. 

Cleveland, Columbus, Cincinnati & 

Indianapolis, 6s 


$10,200.00 
13,800.00 
13,310.00 

13,400.00 


$10,000.00 
12,000.00 
11,000.00 

10,000.00 


$10,000.00 
12.000.00 
11,000.00 

10,000.00 


Miscellaneous. 
New Hampshire Trust Co., deb., 4s 


$50,710.00 


$43,000.00 


$43\000 00 


$300.00 
5,150.00 


$2,100.00 
5.000.00 


$1.00 
2.500.00 


Jefferson Hotel & Land Co., 6s 


10,000.00 1 10,000.00 


10,000.00 


STOCKS. 


$15,450.00 


$17,100.00 


$12,501.00 


Bank. 

First National, Peterborough 


$1,650.00 
6,750.00 

2,835.00 
8,000.00 
2,500.00 
4.636.00 
6,500 00 
15,750.00 


$1,000.00 
5,000.00 
2,700.00 
3,200.00 
2,000.00 
3,800.00 
5,000 00 

10,500.00 


$1,000.00 
5,000.00 
2,700.00 




3,200.00 


Second National, Manchester 

Merchants' National, Manchester.. 


2,000.00 
3,800.00 
5,000.00 


National Exchange, Boston 


10.500.00 


Railroad. 


$48,621.00 


$33,200.00 


$33,200.00 


$1-7,600.00 
24,964.00 


$10,000.00 
15,800 00 

$25,800.00 


$10,000.00 




15,600.00 








$42,564.00 


$25,000.00 




$2,500.00 

402.00 

9,000.00 

14,000.00 

16,000.00 

$41,902.00 


$2,500.00 

600.00 

5,000.00 

7,000.00 

16,000.00 


$2,500.00 




600.00 




5,000.00 


Amoskeag Manufacturing Co 

Nashua Card, Gummed & Coated 


7,000.00 
16.000.00 








$31,100.00 


$31,100.00 




$12,300.00 
11,250.00 
16,920.00 


$5,000.00 
5,000.00 
12,000.00 


$2,500.00 




5,000.00 


American Tel. & Tel. Co 


12,000.00 








$40,470.00 


$22,000.00 


$19,500.00 



BANK COMMISSIONERS REPORT. 



145 



PETERBOROUGH SAVINGS 
BOROUGH. 



BANE 



PETER- 



JOHN Q. Adams, President. 

Mortier L. Morrison, Treasurer. 

Trustees — John O. Adams, William G. Livingston, James 
M. Cummings, George H. Scripture, Eben \Y. Jones, 
George A, Hamilton, William Ames, Alvin Towhsend, 
Charles S. Pierce, Lewis P. Wilson, George F. Living- 
ston, Mortier L. Morrison. 

Investment Committee — George H. Scripture, William G. 
Livingston, Eben W. Jones. 

Clerk — Nellie F. Cummings. 
Examination August 22, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 

Interest 

Premium 




828,199.04 
46,268.86 

50,717.51 



$925,185.41 



Assets. 





Estimated 
value. 


Par value. 


Value on 

books. 


Loans on New Hampshire real 
estate 

Loans on collateral security 

Loans on personal security 

Public funds of the United States 

and of this state 

State and municipal honds 

Lank stuck 


$68,890.00 
62,538.00 
12,879.41 
43,895.00 

110.675.00 
165,815.00 
205,435.00 

1 16,330.00 
32,810.00 
121,745.00 
30,852.00 
8,000.00 
1.00 


$68,890.00 
62,538.00 
12,879.44 
43,895.00 

96,000.00 

it;:;. iKio tio 

203,500.00 

115.250.00 

24.600.00 

83,600.00 

12.70O.0O 

8,000.00 

1.00 

17,249.27 

12,716.65 


$6S,890.00 
62.538.00 
12,879.44 
43,895.00 

117.15S.71 

160,382.00 

184.263.34 

110.125. IK) 

29,500.00 

79,::os.oo 

18,280.00 

8,000.00 


Real estate 


Cash on deposit 

( ':\s\i mi hand 


17.2t9.27 
12.716.65 

$1,015,831.36 


17,249.27 

12 716 65 






$924,819.36 


$925,1S5.41 



146 



BANK COMMISSIONERS REPORT. 



Statement of Deposits and Earnings 



For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 
Amount of dividends declared during year . 
Amount of deposits received .... 

Amount of withdrawals ..... 

Amount of deposits at close of business, June 
30, 1905 

Total income ....... 

Interest paid out .... $1,232.23 

Salaries, rents, and incidental expenses 2,875.89 

State tax 5,091.69 

Other taxes . . . . . 1,115.56 
Expenses of foreclosure, insurance, and 

repairs ..... 793.08 

Premiums paid .... 3,919.42 

Losses charged off . . . . 499.00 

Reduction of book values . . . 500.00 

Carried to guaranty fund . . . 5,000.00 

Net income ..... 
From surplus ...... 

Rate and amount of dividends declared, semi 
annual, January and July, 3J per cent. 

Undivided earnings at last annual return 
Decrease ...... 

Undivided earnings June 30, 1905 



§763,961.90 

26,246.54 

120,284.17 

$910,492.61 
92,647.93 

8817,844.68 
$42,145.89 



21,026.87 

$21,119.02 
5,127.52 



$26,246.54 

$42,684.11 
5,127.52 

$37,556.59 



Incorporated, 1859. 

Treasurer's bond, personal, $75,000. Date of bond, April 24, 

1893. 
Annual compensation of officers: President, nothing; treasurer, 

$1,200; trustees, nothing; clerk, $1.25 per day. 
Largest amount loaned to any person or corporation, $20,535. 
Total amount invested in New Hampshire, $169,118.15. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



BANK COMMISSIONKK- KI.POKT. 



147 



SCHEDULE OF BONDS AND STOCKS OF THE PETERBOROUGH 
SAVINGS BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



United States. 



United States, 4s. 
United States, 3S. 



State. 



Utah, 5s 

Arizona, 3s 

Arizona, 5s 

New Hampshire, 3js. 



County. 



Johnson, Wyo., 68 

Sheridan, Wyo., 6s. . . . 

Clay, Miss., 6s 

Uinta, Wyo., 4-Vs 

Montgomery, Ky., 5s. 

Larimer, Col., 4s 

Spokane. Wash., 4-'s. . 
Hillsborough, Fla. ... 

Fayette, Ky., 41 s 

Alpena, Mich., 5s 



City and Town. 



Peterborough, 4s 

Peterborough, 3s 

Bethlehem, 4s 

Dayton, Wash.. 6s 

Missoula, Mont., 6s. 

Grand Forks, N. Dak,, 6s. 

Falls City. Neb.. 5s 

Hickman, Ky., 6s 

Dallas, Tex , 6s 

Pueblo, Col, 6s 

Fall River, Mass., 6s 

Denver, Col ., 4s 

Great Falls, Mont., 5s 

San Diego, Cal., 4-is 



School District. 



Springville, Utah, 6s 

Teller County, No. 1, Col., 6s 

Pierce County, No. 10, Wash., 4Js. .. 
Silver Bow County, No. 1, Mont., 4s 
Lewis & Clarke (Jo., No. 1, Mont.,4's 

Otero County, No. 11, Col., 4's 

Spokane, Wash., 4As 

Arapahoe County, No. 2, Col., 4js. . 

South Sharon, Pa.. 4is 

Port of Portland, Ore., 4s 

I (anbury, Conn., 4s 

Dead wood, S. Dak., 5s 

Pima County, Ariz., 5s 

Salt Lake City, Utah, 5s 



S80.465.00 
1,560.00 



S82.025.00 



$5,450.00 

6,020.00 
5,250.00 
10,500 00 



$27,220.00 



S2.060.00 
2,000.00 
1,150.00 
3,090.00 
1,000.00 
6,000.00 
5.200.00 
5.000.00 
5,500.00 
3.570.00 



S34.570.00 



1 10,500.00 
8,500 00 
5,150.00 
3,240.00 
3,000 00 
5,350.00 
4,080.00 
5,250.00 
1,130.00 
4,000 00 
11.000 00 
5,000.00 
2,080 00 
4.250.00 



$72,530.00 



$2,000 00 
3,000.00 
2,080.00 
5,000.00 
3,090.00 
5,555.00 
5,150.00 
in. .'iiii mi 
2,260.00 
6.000.00 

3,030.00 
10,400 mi 
5,200 00 
3,180.00 

$66,145.f)0 



$60,500.00 
1.500.00 



$02,000.00 



$5,000.00 
7,000.00 
5,000.00 

10,000.00 



$27,000.00 



$2,000.00 
2,000.00 
1,000 00 
3,000.00 
1 ,000 00 
6,(K 10.00 
5,000.00 
5,000.00 
5,500.00 
3,000.00 



$33,500.00 



$10,500 00 
8.500 00 
5,000.00 
3,000.00 
3,000.00 
5,000 00 
4.000.00 
5.000 00 
1 .000.00 
4.00(1 00 
11,01)11.00 
5.000 no 
2,000.00 
4,0(X).00 



$71,000 00 



$2,000.00 
3.000.0U 
2,000.00 
5,000.00 
3.O00.00 
5.500(H) 
5,000.00 
io,oo(i(i() 
2,000.00 
6.01 >o. no 

3.000. DO 

10,000 on 

5.000.00 
3,00O(K) 

$64,500.00 



$81,593.75 
1,591.25 



$83,185.00 



$5,000.00 
5,877.00 
5,000.00 

10,1 10 



$25,877.00 



$ 1,950.00 
2,000 00 
1.000 00 
3,000.00 
1.000 00 
6,000.00 
5,000.00 
4.925 00 
5,500.00 
3,000.00 



$33,375.00 



$10,500.00 
8,473.71 
5,000.00 
3,000.00 
2,700.00 
5.000 00 
3,930.00 
5,000.00 
1.000.00 
4,000.00 
11.000.00 
5,000.00 
2,000.00 
4,000.00 



$70,603.71 



S2.000.00 
3,000 00 
2,000.00 
5.000.00 

3,0 hi 

5,500.00 
5,000 00 
10.000 IIII 

2.000.00 

6. 000.00 

3,000.00 

111.000 00 
5.IHHMH) 

3,000.00 
$64,500.00 



148 



HANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE PETERBOROUGH 
SAYINGS BANK.— Continued. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


Railroad. 

Boonville, St. Louis & Southern, 6s 
Chicago, Burlington & Quincy, 4s . 
Chicago, Milwaukee & St. Paul, 7s 
Atchison, Topeka & Santa Fe, gen- 
eral mortgage, 4s 

Atchison, Topeka & Santa Fc, ad- 
iustmcnt, 4s 


$7,000.00 
4,080.00 
9,120.00 

S,320.00 

3,920.00 
5,150.00 

16,275.00 
9,360.00 
8.160.00 
2,880.00 
950.00 
2,720.00 

50,500.00 
4,700.00 
5,000.00 
2,100 00- 

10,000.00 
5,300.00 
9,600.00 
5,100.00 
5,000.00 
4,950 00 
5,000 00 
5,100.00 
5,000.00 

10,150.00 


$7,000.00 
4,000 00 
8,000.00 

S.000.00 

4,000.00 
5,000.00 

17,500.00 
9,000.00 
8,000.00 
3,000.00 
1,000.00 
2,000.00 

50,000.00 
5,000.00 
5,000.00 
2,000.00 

10,0(10.00 
5,000.00 

10,000 00 
5,000.00 
5,000.00 
5,000.00 
5.000.00 
5,000.00 
5,000 00 

10,000.00 


$6,000.00 
3,991.25 
S.500.00 

8,000.00 

3,000 00 


Fitchhurg. 4s 


5,000.00 
13,000.00 




Hoosac Tunnel & Wilmington, 5s.. 

Portland & Ogdcnshurg, 5s 

Chicago, Burlington & Quincy, 3ns 

Southern Pacific, 4s 

Union Pacific, 4s 

North'n Pacific-Great Northern, 4s. 

Buffalo, Rochester & Pittsburg, 4s 

Pontiac, Oxford & Northern, 68 

Buffalo & Susquehanna, 4s 

Pine Bluff & Western, 5s 


S.980.00 
8,000.00 
2,815 00 
500.00 
2,000.00 
38,422.09 
4,925.00 
5,000.00 
2,000.00 
9.940.00 
5,000.00 


Central Branch (Mo. Pac), 4s 

Hereford, 4s 


9,502.50 
4,993.75 

5,000.00 


Chicago & Western Indiana, 4s 

Buffalo, Rochester & Pittsburg, 4As 
Lake Shore & Michigan South n, 4s 
N. Y. Central & Hudson River, 4s.. 
Chicago, Rock Island & Pacific, 4s. 


4,875 00 
5,000.00 
4,993.75 
5,000.00 
9,825.00 


Miscellaneous. 


•$205,435.00 


$203,500.00 


$184,263.34 


Phoenix Water- Works, 111., 6s 

Streator Aqueduct Co., 111., 5s 

New Hampshire Trust Co., deb., 4s. 
Fairmount Cemetery Association, 

Grand Forks Gas & Electric Co., 6s 
Denver Consolidated Electric Co.,6s 

Portland Railway Co., Ore., 6s 

Evansville Electric Rv\, Ind., 4s 

Salt Lake City Street Ry., Utah, 6s 
Metropolitan Street Rv., Denver, 6s 
Salt Lake City Rapid Transit Co., 6s 
Omaha Street Railway Co., Neb., 5s 
East Middlesex Street Railway, 5s. 
New York & Pennsylvania Tel. & 
Tel. Co.. 4s 


$5,000.00 

5,000.00 

100.00 

2,000.00 
3,000.00 
5,000.00 
6,250.00 
4,500.00 
5,000.00 
10,500.00 
5,000 00 
3,000.00 
5,350 00 

4,600.00 

5,000 00 

1,070.00 

5,250.00 
1,010.00 
11,000 00 
21,200.00 
2,100.00 
4,800.00 


$5,000.00 
5,000.00 
2,000.00 

2,000.00 
3,000.00 
5,000.00 
6,250.00 
5,000.00 
5,000.00 
10,000.00 
5,000.00 
3.000.00 
5,000.00 

5,000.00 

5,000.00 

1,000.00 

5.000 00 
1,000.00 
10.000.00 
20,000.00 
2,000.00 
5,000.00 


$5,000.00 

5,000.00 

50.00 

2.000.00 
3,000.00 
5,000.00 
5.000.00 
5.000.00 
5,000.00 
S.000.00 
5.000.00 
3.000.00 
5,500.00 

4,750.00 


28th & 29th Streets Crosstown Rail- 
way, New York, 5s 

New Bedford, Middleboro & Brock- 
ton Street Railway, 5s 

Manchester Traction, Light & 
Power Co., 5s 


5,000.00 
1,000.00 
5,000.00 


New England Tel. & Tel. Co., 6s .. 
Lynn & Boston Street Railway, 5s. 
Western Union Telegraph Co., 4j 8 . 

Manchester Electric Light Co., 5s.. 


1,000.00 
10.000.00 
20.000.00 

2,000.00 

4,825.00 




$116,330.00 


$115,250.00 


$110,125.00 



BANK COMMISSIONERS REPORT. 



149 



SCHEDULE OF BONDS AND STOCKS OF THE PETERBOROUGH 
SAVINGS BANK— Continued. 



STOCKS. 


Estimated 
value. 


Par value. 


Value on 
books. 


Bank. 

Monadnock National, East Jaffrey 

Citizens' National, Keene 

Souhegan National, Milford 

Richardson County National, Neb. 


$16,335.00 

10.125.00 

l.Ol 10.00 
2,750 00 
2,600.00 


$12,100.00 

7,500.00 

500.00 

2,500.00 

2,000.00 


$15,125.00 

8,625.00 

625.00 

2.625.00 

2,500.00 




$32,810.00 


$24,600.00 


$29,500.00 


Chicago & Northwestern, common 
Chicago, St. Paul, Minneapolis & 


$23,100.00 

9,750.00 

3,300.00 
1/200.00 
13,500.00 
13,440.00 
19,285.00 
19,470.00 
1S.700.00 


$10,500.00 
5,000.00 


$12,900.00 
fi.950.n0 




5.000.00 1 700.00 




1,000.00 1.000.00 


Atchison, Topeka & Santa Pe, com. 
Atchison. Topeka & SantaFe, pref. 
Pennsylvania 


15,000.00 
12,800.00 
13,300.00 
11,000.00 
10,000.00 


6,500.00 
7,000.00 
16,460.00 


Illinois Central 


l.'Uox.no 


Concord & Montreal, class 4 


15,000.00 








$121,745.00 


$83,600.00 


$79,308.00 


Niagara Fire Insurance Co 


$7, 875.00 

21.402.00 

1.575.00 

$30,852.00 


$2,250.00 I $3,575.00 
8,700.00 14.530.00 


The Pullman Co 


Lincoln Traction Co 


1,750.00 
$12,700.00 


175.00 




$18,280.00 



150 



BANK COMMISSIONERS REPORT. 



PISCATAQUA SAVINGS BANK.— PORTSMOUTH. 

Edward P. Kimball, President. 

William C. Fraser, Treasurer. 

Trustees — Edward P. Kimball, John H. Broughton, Alfred 
F. Howard, Wallace Hackett, Joseph O. Hobbs, Henry 
A. Yeaton, Charles A. Hazlett, Lewis E. Staples. 

Investment Committee — Board of Trustees. 

Clerk — Charles W. Brewster. 

Examination March 1, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 


S802.753.56 

50,000.00 

8,129.93 

5,708.50 




$802,753.56 
50,000.00 




8,129.93 




$866,591.99 


$860,883.49 



Assets. 




Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Miscellaneous stocks 

City judgment 

Real estate 

Casli on deposit 

Cash on hand 



$214,658.02 

159.415.00 

37,500.00 

68,335.00 

65,778.00 

H7.260 00 

57,925.00 

35,81000 

29,950.00 

6,740 00 

1,730.92 

73,823.11 

15.600.23 

2,066.71 



$866,591.99 



§214,658.02 

159,415.00 

37,500.00 

68,335.00 

62,750.00 

96,000.00 

61,400.00 

28,200.00 

25,000.00 

7.300.00 

1,730.92 

73,823.11 

15.000.23 

2,066.71 



SS53,778.99 



$214,65S.02 

159,415.00 

37,500.00 

68,335.00 

62.750.00 

95,750.00 

59,430.00 

35,722.00 

27,362.50 

6,740.00 

1,730.92 

73,823.11 

15,600.23 

2,066.71 



$860 883.49 



bane commissioners' report. 151 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . §7X3,130.22 

Amount of dividends declared during year . . 22,656.94 
Amount of deposits received .... 180,126.72 

$985,913.88 
Amount of withdrawals ..... 172,953.53 



Amount of deposits at close of business, June 

30, 1905 $812,960.35 



Total income $38,874.94 

Interest paid out .... $1,483.00 

Salaries, rents, and incidental expenses 3,388.43 

State tax 3,617.33 

Other taxes 851.71 

P^xpenses of foreclosure, insurance, and 

repairs . . . . . 59.01 

Premiums paid .... 1,541.52 

Losses charged off* .... 745.10 

Carried to guaranty fund . . . 5,000.00 

16,686.10 



Net income $22,188.84 

From surplus ....... 468.10 

Rate and amount of dividends declared, semi- 
annual, January and July, 3 per cent. . $22,656.94 



Undivided earnings at last annual return . . $7,642.24 

Decrease ....... 468.10 



Undivided earnings June 30, 1905 . . $7,174.14 

Incorporated, 1877. 

Treasurer's bond, surety company, $32,500. Date of bond, 

April 1, 1904. 
Annual compensation of officers : President, $650; treasurer, 

$1,300; trustees, $1 each meeting; clerks, $150. 
Largest amount loaned to any person or corporation, $28,000. 
Total amount invested in New Hampshire, $373,537.02. 
Indebtedness of officers as principal, $31,000 ; as surety, $12,500. 



152 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE PISCATAQUA SAVINGS 

BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



County. 

Douglas, Kan.. 6s 

Norfolk, Va., 5s 

Doniphan, Ivan., 6s 

Lawrence, Ind., 5s 

Leavenworth, Kan., 5s 

Marion, Ind., 5s 

City and Town. 

Paris, Tex., 6s 

Paris, Tex., 5s 

Dallas, Tex., 4s 

Leavenworth, Kan., 5s 

Windsor, 111., 6s 

Newton, Kau., 6s 

School District. 

Paola, Kan., 6s 

Teller County, No. 1, Col., 6s 



Railroad. 

Rutland Canadian, 4s 

North 'n Pacific-Great Northern, 4s 
Cleveland, Cincinnati, Chicago & 

St. Louis, 4s 

Toledo Railway & Terminal Co., 4Js 

New York Central, 4s 

N. Y., New Haven & Hartford, 4s.. 
Lake Shore & Michigan South'n, 4s 
Chicago, Rock Island & Pacific, 4s 



Miscellaneous. 

Johnson Loan & Trust Co., deb., 6s 
Kansas City Investment Co., deb.,6s 

Indianapolis Water Co., Ind., 5s 

Independence Water-Works, Mo., 5s 
Metropolitan Water Co., Kan., 4s. 
Cicero & Proviso St. Ry., Chicago, 5: 
Manchester Traction Light & 
Power Co., 5s 



STOCKS. 

Bank. 

New Hampshire Nat'l, Portsmouth 
National Mechanics & Traders', 

Portsmouth 

First National, Portsmouth 

Central National, New York 



$200.00 
3.150 00 
1,000.00 
5,100.00 
3,210.00 
8,640.00 



S21.300.00 



$10.700 00 
2.100.00 
10.000.00 
1.378.00 
3,000.00 
1,250.00 



$28,428.00 



S5.350.00 
10,700.00 



S16.050.00 



S 10.000.00 
6,000.00 

14,000.00 
10,500.00 
21.210.00 
10,300.00 
15,450.00 
9,800.00 



S97.260.00 



Sl.530.00 
1,300.00 

25,500.00 
2,020.00 
6,375 00 

10,700.00 

10,500.00 



$57,925.00 



S2,94O.O0 

2,310.00 

28,250.00 

2,310.00 



S.35,810.00 



S200.00 
3,000.00 
1,000.00 
5.000.00 
3,000 00 
S, 000. 00 



S20.200.00 




S27,550.00 



S5.000.00 
10,000.00 



$15,000.00 



S 10.000.00 
6,000.00 

14,000.00 
10,000.00 
21,000.00 
10.000.00 
15.000.00 
10,000.00 



$96,000.00 



S2.650.00 
3,250.00 

25,000.00 
2,000.00 
8.500.00 

10,000.00 

10,000.00 



$61,400.00 



$2,100.00 

2,100.00 

22,600.00 

1,400.00 



$28,200.00 



$200.00 
3,000.00 
1,000.00 
5,000.00 
3,000.00 
8,000.00 



$20,200.00 



$10,000.00 
2,000.00 

10,000.00 
1,300.00 
3,000.00 
1,250.00 



$27,550.00 



$5,000.00 
10,000.00 



$15,000.00 



$10,000.00 
5,750.00 

14,000.00 
10,000.00 
21,000.00 
10,000.00 
15,000 00 
10,000.00 



$95,750.00 



$1,680.00 
2,250.00 

25,000.00 
2,000.00 
S.500.00 

10,000.00 

10,000.00 



$59,430.00 



$2,352.00 

2.100.00 

29,380.00 

1,890.00 



S35.722.O0 



BANK COMMISSIONERS REPORT. 



153 



SCHEDULE OF BONDS AND STOCKS OF THE PISCATAQUA SAVINGS 
BANK.— Continued. 



STOCKS. 

Railroad. 

Chicago Great Western, deb., 4s — 
Pennsylvania 

Miscellaneous. 

Independence Water-Works Co., 
Mo 

Mount Washington Cemetery Co., 
Kansas City, Mo 



Estimated 

value. 



Par value. 



Value on 
books. 



$8,500.00 
21,450.00 


$10,000.00 
15,000.00 


$0,200.00 
18,102.50 


$29,950.00 


$25,000.00 


$27,362.50 


$5,000.00 
1,740.00 


$5,800.00 
1,500.00 


$5,000.00 
1,740.00 


$6,740.00 


$7,300.00 


$6,740.00 



154 



BANK COMMISSIONERS REPORT. 



PITTSFIELD SAVINGS BANK.— PITTSFIELD. 

Hiram A. Tuttle, President. 

Sherburn J. Winslow, Treasurer. 

Trustees — Hiram A. Tuttle, Benjamin F. Kaime, Andrew 
B. Taylor, Alvin W. Sanders, John B. Sanborn, Her- 
bert W. Dustin, Frank W. Adams, Sherburn J. Wins- 
low, John S. Rand, Burt W. Carr. 

Investment Committee — Herbert W. Dustin, Benjamin F. 
Kaime, Alvin W. Sanders. 

Clerk — Hattie E. Boyd. 

Examination June 13, 1905. 



STATEMENT. 

Liabilities. 





$394,358.21 

18,500.00 

6,614.35 

1,888.91 

$421,361.47 




$394,358.21 




18,500.00 




6,614.35 












$419,472.56 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 


$68,622.18 

33,992.01 

44,255.08 

101,417.01 

1,138.24 

1,060.00 

36,160.00 

39,029.50 

1,220 00 

6,434.00 

17,125.00 

11,194.00 

5,662.30 

45,759.10 

2.980.34 

5,312.71 


$68,622.18 
33,992.01 
44,255.08 


$68,622.18 


Loans on other real estate 


33,992.01 
44,255.08 




101,417.01 


101.417.01 




1,138.24 1,138.24 




1,000.00 1 1,000.00 




35,500.00 : 35,100.00 




43,966.00 i 40,641.84 




1,000.00 1,000.00 




5,200.00 ' 5,250.00 




14,500.00 ; 16,723.75 




7,400.00 10,61800 


Bank building and fixtures. 


5,662.30 5,662.30 
45,759.10 45.759.10 


Cash on deposit 

Cash on hand 


2,980.34 
5,312.71 


2,980.34 
5,312.71 




$421,361.47 


$417,704.97 


$419,472.56 



bank commissioners' report. 155 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $382,876.52 

Amount of dividends declared during year . . 11,846.20 

Amount of deposits received .... 113,592.02 

$508,314.74 
Amount of withdrawals ..... 113,936.03 



Amount of deposits at close of business, June 

30, 1905 $394,378.71 



Total income $19,824.05 

Interest paid out .... $646.31 

Salaries, rents, and incidental expenses 2,010.14 

State tax 1,967.52 

Other taxes ..... 896.25 
Expenses of foreclosure, insurance, and 

repairs ..... 520.42 

Premiums paid .... 32.50 

Losses charged off .... 1,336.48 

Carried to guaranty fund . . . 1,000.00 

8,409.62 



Net income $11,414.43 

From surplus . . . . . . . 431.77 

Rate and amount of dividends declared, 

annual, April, 3] per cent. . . . $11,846.20 



Undivided earnings at last annual return . . $7,337.00 

Decrease . . . . . . . 431.77 



Undivided earnings June 30, 1905 . . $6,905.23 

Incorporated, 1855. 

Treasurer's bond, surety company, $22,500. Date of bond, 

April 12, 1903. 
Annual compensation of officers : President, $50 ; treasurer, 

$1,400 ; trustees, 50 cents each meeting ; clerk, paid by treasurer. 
Largest amount loaned to any person or corporation, $15,000. 
Total amount invested in New Hampshire, $191,338.43. 
Indebtedness of officers as principal, 84,580.49 ; as surety, 

821,427.68. 



156 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE PITTSFIELD SAYINGS 

BANK. 




City and Town. 

Salt Lake City, Utah, 5s 

Railroad. 

Terre Haute & Southeastern, 7s. . . 
Boston, Concord & Montreal, 6s .. 

Union Pacific, 4s 

Midland Terminal , 5s 

Baltimore & Ohio, 3js 

Rutland, 4js 

Chicago, Rock Island & Pacific, 4s 

Oregon Short Line, 4s 

Central Branch (Mo. Pac), 4s 

Pine Bluff & Western, 5s 

Chicago, Rock Island & Pacific, 4s. 
Cincinnati, Hamilton & Dayton, 4^8 



Miscellaneous. 

Western Elec. Construction Co., 6s. 

Winfield Water Co. , Kan. , 4s 

Metropolitan Water Co. , Kan. , 4s. . 
Fort Plains Water Co. , N. Y. . 6s. . . . 
New Hampshire Trust Co., deb., 4s. 
Lomhard Investment Co. , deh. , 6s. . 
Central Loan & Land Co. , deb. , 6s.. 
Dakota Investment Co. , deb., 7s . .. 

Portland Railway Co., Ore., 5s 

New York & Pennsylvania Tel. & 

Tel. Co., 4s 

Western Union Telegraph Co., 4is.. 
North Chicago Street Railway, 4*s. 

American Tel. & Tel. Co., 4s 

Milford Elec. Light & Power Co., 5s 
American Bell lelephone Co. , 4s. . 
American Tel. &Tel. Co., note, 5s 
Japanese Government, 4*s 



STOCKS. 
Bank. 

Merchants' National, Manchester 

Railroad. 

Union Pacific, common 

Union Pacific, pref 

Pennsylvania 

Manufacturing. 

Amory Manufacturing Co 

Merrimack Manufacturing Co 

American Woolen Co 

Dwight Manufacturing Co 



SL060.00 


$1,000.00 


$1,000.00 


$2,180.00 


$2,000.00 


$2,000.00 


6,720.00 


6,000.00 


0,000.00 


530.00 


500.00 


500.00 


4,950.00 


5,000.00 


5,250.00 


920.00 


1,000.00 


890.00 


2,040.00 


2,000.00 


2,000.00 


1,940.00 


2,000 00 


1.9S0.O0 


900.00 


1,000.00 


1,000.00 


4.S00.00 


5,000.00 


4.700.00 


5,300.00 


5,000.00 


5,000.00 


2,880.00 


3,000.00 


2,880.00 


2,940.00 


3,000.00 


2,900.00 


836,160.00 


$35,500.00 


$35,100.00 


$3,000.00 


$3,000.00 


$3,000.00 


1,500.00 


2,000.00 


1,950.00 


750.00 


1,000.00 


1,000.00 


375.00 


1,500.00 


1,000.00 


1,200.00 


2,800.00 


1,200 00 


440.00 
675.00 


91S.00 
750.00 




450.00 


300.00 


300.00 


300.00 


3,637.50 


3,750.00 


3,750.00 


2,850.00 


3,000.00 


3,000.00 


5,250.00 


5,000.00 


5,000.00 


4,250.00 


5,000 00 


5,250.00 


2,91000 


3 000 00 


2,970.00 


2,000.00 


2,000.00 


2,000.00 


3,000.00 


3,000.00 


3,000.00 


5,100.00 


5,000.00 


5,000.00 


1,792.00 


1,948.00 


1,771.84 


$39,029.50 


$43,966.00 


$40,641.84 


$1,220.00 


$1,000.00 


$1,000.00 


$1,220.00 


$1,000.00 


$750.00 


1,164.00 


1,200.00 


900.00 


4,050.00 


3,000.00 


3,600.00 


$6,434.00 


$5,200.00 


$5,250.00 


$1,250.00 


$1,000 00 


$1,300.00 


700.00 


1,000.00 


950.00 


10,100.00 


10.000.00 


9,470.00 


5,075.00 


2,500.00 


5,003.75 


$17,125.00 


$14,500.00 


$16,723.75 



BANK COMMISSIONERS REPORT. 



15; 



SCHEDULE OF BONDS AND STOCKS OF THE PITTSFIELD SAVINGS 
BANK.- Continued. 



STOCKS. 



Miscellaneous. 

New England Tel. & Tel. Co. 
American Sugar Refining Co. 
Pittslield Aqueduct Co 



Estimated 
value. 



pref. 



$3,264 (in 
2,6S0.00 
5,250.00 

$11,194.00 



Par value. 



.$2,400.00 
2,000.00 

:5,()00.00 

§7,400.00 



Value "ii 
books. 



$2,978.00 
2,390.00 
5,250.00 

$10,618.00 



158 



BANK COMMISSIONERS REPORT. 



PLYMOUTH GUARANTY SAVINGS BANK.— 
PLYMOUTH. 

Charles H. Bowles, President. 

John E. Smith, Treasurer. 

Trustees — Charles H. Bowles, George H. Adams, Davis 
B. Keniston, Fred P. Weeks, Scott N. Weeks, Charles 
J. Gould, John E. Smith, Henry C. Currier, Benjamin 
Sanborn, Edward H. Sanborn, David B. Pulsifer. 

Investment Committee — Charles H. Bowles, George H. 
Adams, Davis B. Keniston. 

Clerks — R. E. Smythe, George B. Blood. 

Examination January 19, 1905. 



STATEMENT. 

Liabilities. 





$543,556.64 
60,000.00 
21,033.78 
38,470.75 




$543,556.64 




60,000.00 




21,033.78 












$663,061.17 


$624,590.42 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Public funds of this state 


$84,570.90 

100,465.00 

8,973.39 

9,300.00 

25,900.00 

35,850.00 

192,100.00 

48,850.00 

20,000.00 

87,585.00 

26,192.00 

1,674.60 

8,900.00 

12,700.28 


$84,570.00 

100,465.00 

8,973.39 

9,300.00 

25,900.00 

34,000.00 

170,000.00 

48,500.00 

10,000.00 

58,600.00 

15,000.00 

1,674.60 

8,900.00 

12,700.28 


$84,570.90 

100,465.00 

8,973.39 

9,300.00 

25,900.00 

34,275.00 




182,106.25 


Miscellaneous bonds 


50,116.00 
13.2S0.00 




75,209.00 


Manufacturing' stock 


17,030.00 




1.674.60 




8,900.00 




12,700.28 








$663,061.17 


$597,584.17 


$624,590.42 



bane commissioners' report. 159 

Statement of Deposits and Earnings 

For the Year ending June oO, 1905. 

Amount of deposits June 30, 1904 . . . 8522,541.50 

Amount of dividends declared during year . . 15,025.79 

Amount of deposits received .... 1(55,676.66 

$703,243.95 

Amount of withdrawals ..... 143,183.27 



Amount of deposits at close of business, June 

30, 1905 $560,060.68 



Total income $33,555.97 

Interest paid out .... $1,552.59 
Salaries, rents, and incidental expenses 1,731.44 

State tax 3,467.28 

Other taxes . . . . . 77.31 

Losses charged off . . . . 5,028.90 

Dividends to guaranty shareholders . 3,000.00 

14,857.52 



Net income $18,698.45 

To surplus ....... 3,672.66 

Rate and amount of dividends declared, semi- 
annual, April and October, 3 per cent. . $15,025.79 



Undivided earnings at last annual return . . $21,559.04 

Increase ........ 3,672.66 



Undivided earnings June 30, 1905 . . $25,231.70 

Incorporated, 1889. 

Treasurer's bond, surety company, $27,500. Date of bond, 

May 1, 1905. 
Annual compensation of officers: President, nothing; treasurer, 

$1,000; trustees, nothing; clerks, nothing. 
Largest amount loaned to any person or corporation, $15,000. 
Total amount invested in New Hampshire, $118,526.69. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



160 



BANK COMMISSIONERS KEPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE PLYMOUTH GUAR- 
ANTY SAYINGS BANK. 



BONDS. 




Par value. 



Value on 

books. 



City and Town. 

Plymouth, 3is 

Dayton, Wash., 6s 

Olympia, Wash., 4s 

New Whatcom, Wash., 6s. 

Dallas, Tex., 5s 

Menominee, Mich., 6s 

Cheyenne, Wyo., 5s 

Taylor, Pa., 4Js 



Railroad. 

Chicago, Milwaukee & St. Paul, 5s. 

Iowa Central, 5s 

Chicago & Northwestern, 5s 

Chicago cV' Western Indiana, 6s 

Wabash, 5s 

St. Paul & Northern Pacific, 6s 

Rio Grande Western, 4s 

Concord & Montreal. 4s 

Elgin, Joliet & Eastern, 5s 

Illinois Central, 4s 

Buffalo & Susquehanna, 4s 

Chicago, Burlington & Quincy, 5s.. 

Norfolk & Southern, 5s 

Buffalo, Rochester & Pittsburg, 4's 

Rutland, 4$S 

Terminal Railroad Association of 

St. Louis, 4s 

Louisville & Nashville, 4s 

Chicago & Western Indiana, 4s. ... 

Atlantic Coast Line. 4s 

N. Y. Central & Hudson River, 4s . 
Cincinnati, Indianapolis & West 

ern, 4s 

Missouri Pacific, 5s 

Central Branch (Mo. Pac), 4s 

Lake Shore & Michigan South'n, 4s 



Miscellaneous. 

Crippen, Lawrence & Co., deb., 6s.. 
Western Union Telegraph Co., 4is. 

American Tel. & Tel. Co., 4s 

South Shore & Boston Street Rv., 5s 
New England Tel. & Tel. Co., 4s 



STOCKS. 
Bank. 

Pemigewasset National, Plymouth 

Railroad. 

Pemigewasset Valley 

Chicago, St. Paul, Minneapolis & 
Omaha, pref 

Amount carried forward. 



$25,500.00 


825,500.00 


$25,500.00 


5,400.00 


5,000.00 


5,000.00 


5.000.00 


5,000.00 


5,000.00 


5.300.00 


5,000 00 


5,000.00 


5,550.00 


5.000.00 


5 000.00 


4,000.00 


4,000 00 


4,000.00 


5,300.00 


5,000.00 


5,000.00 


5,300.00 


5,000.00 


5.275.00 


$61,350.00 


$59,500.00 


$59,775.00 


§11,700.00 


$10,000.00 


$10,000.00 


11,400.00 


10.000 00 


9,350.00 


11.500.00 


10.000 00 


10.000.00 


5,650.00 


5,000 00 


5,800.00 


11.800.00 


10,000.00 


10,375.00 


12.300.00 


10,000.00 


11,425.00 


10,000 00 


10,000.00 


9,000.00 


5,250.00 


5,000.00 


5,600.00 


5,850.00 


5,000.00 


5.000.00 


8,320.00 


8,000.00 


8,320.00 


14,850.00 


15.000.00 


15.000.00 


10,600.00 


10,000.00 


10.912.50 


5,550.00 


5,000.00 


5,725.00 


5,200.00 


5,000 00 


5.000.00 


10,500 00 


10,000.00 


10,600.00 


10,100.00 


10,000 00 


10,000.00 


5,200 00 


5,000.00 


4,900.00 


4,950.00 


5.000.00 


4,850.00 


5.100.00 


5,000.00 


4,800.00 


5,000.00 


5,000.00 


4,875.00 


4,950.00 


5,000.00 


4,850.00 


5,400.00 


5,000.00 


5.000.00 


5,880.00 


6,000 00 


5,730.00 


5,050.00 


5,000.00 


4,993.75 


$192,100.00 


$179,000.00 


$182,106.25 


$250.00 


$500 00 


$261.00 


22,880.00 


22.000.IX) 


23,805.00 


10.670.00 


11,000 00 


10,900.00 


5,350.00 


5,000.00 


5,450 00 


9,700.00 
$48,850.00 


10.000.00 


9,700.00 


$48,500.00 


$50,116.00 


$20,000.00 


$10,000.00 


$13,280.00 


$14,400 00 


$9,600.00 


$13,564.00 


15,200 00 


8,000.00 


10,490.00 


$29,600.00 


$17,600 00 


$24,054.00 



BANK COMMISSIONERS REPORT. 



161 



SCHEDULE OF BONDS AND STOCKS OF THE PLYMOUTH GUAR- 
ANTY SAVINGS BANK— Continued. 



STOCKS 


Estimated 
value. 


„ , Valueon 

Par value. b(1(lks 


Railroad.— Continut d. 
Amount brought forward 

Chicago, Milwaukee & St. Paul, 
pref 

Baltimore & Cumberland Valley 
Extension 

Chicago, Milwaukee & St. Paul, 


$29,600.00 
8,700.00 

18,400.00 

2,750.00 

1,710.00 
6,900. (Kl 
7,800.00 
7,100.00 
4,625.00 

$87,585.00 


$17,600.00 

10,000.00 

10,000.00 

2,500.00 

1,000.00 
5,000.00 
5,000.00 
5,000.00 
2,500.00 


$24,054.00 
S.900.00 

14,220.00 

3,450.00 

1.000.00 




6. '-'12.50 


Illinois Central 

New York Central & Hudson River 
Concord & Montreal, class 4 


6,637.50 
6,200 00 
4,625.00 


Manufacturing. 


$5S,600.00 


$75,299.00 


Amoskeag Manufacturing Co 

Trenton Potteries Co., N. J., pref... 
Trenton P< itteries Co., N. J 


$1,950.00 
2,125.00 

693.00 

21,424.00 


$1,000.00 

2,500.00 
1,100.00 

10,400.00 


$2,000 00 

2,500.00 

250.00 


Proctor & Gamble Co., Cincinnati, 

pref 


12.280.00 








$26,192.00 


$15,000.00 


$] 7,030.00 



162 



BANK COMMISSIONERS REPORT. 



PORTSMOUTH SAVINGS BANK.— PORTS- 
MOUTH. 

G. Ralph Laighton, President. 

Harry E. Boynton, Treasurer. 

Trustees — G. Ralph Laighton, Joseph \V. Peirce, D. F. 
Borthwick, Moses A. Safford, William E. Marvin, Gus- 
tave Peyser. 

Investment Committee — Board of Trustees. 

Clerks— George B. Lord, Mabel L. Shedd, Mark \Y. 
Anthony. 

Examination August 15, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 

Interest 

Premium 



$4,307,931.22 

230,000.00 

70,216.76 

62,438.71 



$4,670,586.69 



.$4,307,931.22 

230,000.00 

70,216.76 



84,608,147.98 



Assets. 



Estimated 
value. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Public funds of this state 

Municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Hank stock 

Railroad stock 

Miscellaneous stocks 

Sundry balances 

Bank building and fixtures 

Real estate 

Cash on deposit 

Cash on hand 



S853.416.59 

309,641.00 

158,540.90 

175,169.55 

231,250 00 

480.705.00 

779,000 00 

177,173.00 

53,035.00 

935,491.00 

92,950.00 

33,600.00 

99,826.78 

181,140.00 

89,475.89 

20,171.98 



Par value. 



S853.416.59 

309,641.00 

158,540.90 

175,169.55 

222,000.00 

461,750.00 

765.000.00 

202,070.00 

42,300.00 

564,600.00 

72,500.00 

33,600.00 

99,826.78 

181.140.00 

89,475.89 

20,171.98 



Value on 

books. 



$853,416.59 

309,641.00 

158,540.90 

175,169.55 

222.000.00 

461,680.00 

772.9S0.25 

183,673.91 

49,985.00 

921,883.63 

74,962.50 

33,600.00 

99,826.78 

181, 140.00 

89,475.89 

20.171.98 



$4,670,586.69 



$4,251,202.69 $4,608,147.98 



BANK COMMISSIONERS' REPORT. 1G3 

Statement ok Deposits and Earnings 

For the Year ending June 3(9, 1905. 

Amount of deposits June 30, 1904 . . . $4,142,771.43 

Amount of dividends declared during year . 121,749.27 

Amount of deposits received .... 841, 052. 45 

$5,105,573.15 
Amount of withdrawals ..... 7:>5,485.47 



Amount of deposits at close of business, June 

30, 1905 $4,370,087.68 



Total income ...... $240,711.(35 

Interest paid out .... $,2069.83 

Salaries, rents, and incidental expenses 10,26(5.01 

State tax 20,877.10 

Other taxes ..... 5,215.80 
Expenses of foreclosure, insurance, 

and repairs .... 8,586.70 

Losses charged off . . . 14,554.36 

Reduction of book values . . 1(5,841.21 

Carried to guaranty fund . . 25,000.00 



109,411.01 



Net income $131,300.64 

To surplus 9,551.37 

Rate and amount of dividends declared, semi- 
annual, January and July, 3 per cent. . $121,749.27 



Undivided earnings at last annual return . . $15,112.27 

Increase . . . . . . . 9,551.37 



Undivided earnings June 30, 1905 . . $24,663.64 

Incorporated, 1823. 

Treasurer's bond, surety company, $50,000. Date of bond, 

February 15, 1900. 
Annual compensation of officers: President, $1,500; treasurer, 

$2,800; trustees, $3 each meeting ; clerks, $5,000. 
•Largest amount loaned to any person or corporation, $48,000. 
Total amount invested in New Hampshire, $1 ,668,431.01. 
Indebtedness of officers as principal, $4,800 ; as surety, $1,967. 68. 



164 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE PORTSMOUTH SAYINGS 

BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



City and Town. 

Concord, 4s 

Manchester, 4s 

Nashua, 4s 

Rochester, 4s 

Newcastle. 3s 

Bridgeport, Conn., 4s 

Cambridge, Mass., park, 4s.. 
Cambridge, Mass., water, 4s 

Danbury, Conn., 4s 

Geuda Springs, Kan., Gs 

Haverhill, Mass.. 4s 

Lawrence, Mass., 4s 

Lowell, Mass., 4s 

Maiden, Mass., 4s 

New Haven, Conn., 4s 

Minneapolis, Minn., 4s 

Pawtucket, R. I., 4s 

Providence, R. I., 4s 

St. John, Kan., 2s 

Syracuse. Kan., 7s 

Woonsocket, R. I., 4s 

Greensburg, Kan., 3s 



School District. 

Cooliilge. No. 1, Kan., 7s 

Duluth, Minn., Independent, 4*s. 
Duluth, No. 3, Minn., 5s 



Railroad. 

N. Y. Central & Hudson River, 3?s. 

Concord & Montreal, 4s 

Lake Shore & Michigan South'n, 3's 

Union Pacific. 4s 

North'n Pacific-Great Northern, 4s 
Lake Shore & Michigan South'n. 4s 
Chicago, Burlington & Quincy, 111. 

Div., 3Js 

Oregon Short Line, 4s 

Boston Elevated Railway, 4s 

N. Y., New Haven & Hartford, 4s.. 



Miscellaneous. 

Alton Water-Works, 111., Cs 

Bucyrns Water-Works, Ohio, 6s — 
City Water Supply Co., Ottumwa, 

Iowa, 5s 

Ottumwa Water-Works, Iowa, 6s.. 

Gas Light Co., Galena, 111., 4s 

Western Irrigated Land Co. .Kan., Gs 
Winchester Land Associates. Mass., 

6s 

Metropolitan Water Co., Kansas 

( itv, Kan., 4s 

Carthage Water Co., Mo., 5s 

Berwick Power Co., Me., 4js 

Palmetto Cotton Mills, Ga., 6s 



$53,000 00 
ln4.iKi0.iin 
25.750.00 
26,500.00 
22.000.00 
2G, 750.00 
26.750.00 
53,500.00 
26,750.00 

7.000.00 
2G.750.00 
51.500.00 
52,500.00 
26,250.00 
10,300.00 
52,000.00 
31.030.00 
10,700.00 
10,41X1.00 

6,000.00 
26,000.00 

6,525.00 



$681,955.00 



$G.500.00 

LOGO 00 

22,440.00 



$30,000 00 



$23,000.00 
21), 400. 00 

100.000.00 
15,600.00 

101.000.00 

102,000.00 

06.000.00 
48,500.00 

157.500.00 
106,000.00 



$779,000.00 



$13,000.00 
20,000.00 

3G. 000.00 
10.000.00 

20.000.00 
3,750.00 

2,448.00 

19,875.00 

37.000 00 
4. 1C0 00 
11,000.00 



$177,173.00 



$50,000.00 
100.000.00 
25,000.00 

25. KOO 

22,000.00 
25.000.00 
25,000.00 
50.000 00 
25.000.00 

7,000.00 
25.000.00 
50,000.00 
50,000 00 
25.000.00 
10,000.00 
50,000.00 
29,000.00 
10,000.00 
13,000.00 

6,000.00 
25.000.00 

7,250.00 



$054,250 00 



$6,500 00 
1,000.00 

22.000.00 



$29,500.00 



$25,000 00 
28.000.00 

100.000.00 
12,000.00 

100,000.00 

100,000.00 

100.000.00 
50.000.00 
150,000.00 

100,000.00 



$765,000.00 



$13,000.00 
20,000.00 

54.000.00 
10. 000. 00 
20.000.00 
3,750.00 

2,720.00 

26.500.00 
37,000.00 
4,100.00 
11,000.00 



$202,070.00 



$50,000.00 
100.000.00 
25.000.00 
25,000.00 
22,000.00 
25.000.00 
25.000.00 
50.000.00 
25,000.00 
6,930.00 
25,000.00 
50,000.00 
50.000.00 
25.000.00 

1(1. 1100.00 

50,000.00 

29.000.00 
10,000.00 
13,000.00 

G. 000. 00 
25,000.00 

7,250.00 



$654, ISO. 00 



$6,500.00 

1.000.00 

22.000.00 



$29,500.00 



$24,000.00 
31,300 00 
99,000.00 
11,968.75 

100.211.50 
99.250.00 

94.000.00 
48,937.50 
158,062.50 

106,250.00 



$772,980.26 



$12,870.00 
20,000.00 

37,553.91 

10.000.00 

20.000.00 

3,750.00 

2,400.00 

25.000 00 

37,000.00 

4,100.00 

11.000.00 



$183,673.91 



BANK COMMISSIONKKS UKPOKT. 



1G5 



SCHEDULE OF BONDS AND STOCKS OF THE PORTSMOUTH SAVINGS 
BANK.— Continued. 



STOCKS. 



Estimated 
v ul ue. 



Par value. 



Value on 
books. 



Bank. 

National Mechanics & Traders', 

Portsmouth 

Rockingham National, Portsmouth 
New Hampshire Nat'l, Portsmouth 
Strafford National, Dover 



Railroad. 

New York Central & Hudson River. 

Pennsylvania 

New York, New Haven & Hartford 

Concord & Montreal, class 2 

Concord & Montreal, class 4 

Boston & Lowell 

Northern, N. H 

Concord & Portsmouth 

Nashua >N Lowell 

Connecticut & Passumpsic 

Norwich & Worcester 

Maine Central 

Delaware & Hudson Co 

Boston & Maine 

Baltimore & Ohio 

Central, of New Jersey 

Miscellaneous. 

East Cambridge Land Co 

The Pullman Co 

Western Irrigated Land Co., Col. I 
Lakin Irrigation Co I 



$11,910.00 
4,300.00 
2,940.00 

3,885 00 


$38,100.00 


s 12,616.60 
1,293.50 
2,190.00 

3,885.00 


2,100.00 
2,1 00.00 


$53,035.00 


$42,300.00 


$49,985.00 


$14,600.00 

320,034.00 

130,050.00 

736.00 

187,000.00 

53,724.00 

56.772.00 

10,971.00 

7,800.00 

8,964.00 

9,890.00 

1,850.00 

38.600.00 

17.700.00 

56,000.00 

20,200.00 


$10,000.00 

223,800.00 

65,000.00 

400.00 

100.000.00 

22,200.01) 

34,200.00 

5,300.00 

3,000 00 

5,400.00 

4,300.00 

1,000.00 

20,000.00 

10,000.00 

50,000.00 

10,000.00 

$564,600.00 


$12,625.00 
314,673.75 
129,143.75 

796.00 

197,801.25 

53,545.00 

57,236.75 

10,699.00 

7,743.75 

8,625 38 

9,589.00 

1,650.00 

30,456.25 

15,505.00 

51.793.75 

20,000.00 


$935,491.00 


$921,883.63 


$10,000.00 
71,700.00 

11,250.00 


$20,000.00 

30,000.00 

( 15,000.00 1 

1 7,500.00 1 


$1,450.00 
62,262.50 

11,250.00 


$92,950.00 ' 


$72,500.00 


$74,962.50 



166 



BANK COMMISSIONERS REPORT. 



PORTSMOUTH TRUST AND GUARANTEE COM- 
PANY.— PORTSMOUTH. 



Calvin Page, President. 



Samuel J. Gerrish, Treasurer. 



Trustees — Calvin Page, Moses H. Goodrich, Samuel J. 
Gerrish, Justin V. Hanscom, Alfred F. Howard, Benja- 
min F. Webster, John H. Bartlett, Marcus M. Collis, 
Alonzo K. \V. Green. 

Investment Committee — Board of Trustees. 

Clerk — Howard Anderson. 

Examination February 25, 1905. 



STATEMENT. 



Liabilities. 





$1,020,208.25 

100,000.00 

64,700.75 

25.00 

29,079.25 

SI. 214,013.25 




$1,020,208.25 




100,000.00 


Interest 

St. Cloud trust fund 


04,700.75 
25.00 












$1,184,934.00 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 
estate 


$159,751.10 

54,821.20 

74,266.00 

127,757.56 

30,000.00 

131,200.00 

118,185.00 

111,898.00 

3,225.00 

213.967.50 

9,300.00 

161,925.71 

10,572.93 

7,143.25 


$159,751.10 

54,821.20 

74,266 00 

127,757.56 

30,000.00 

124,000.00 

112.500.00 

122,320 00 

2,500.00 

153,250.00 

10,000.00 

161,925.71 

10,572.93 

7,143.25 


$159,751.10 
54,821.20 


Loans on collateral security 

Loans on personal security 


74,260.00 
127,757.56 
30,000.00 




123,450.00 


Railroad bonds 


108,475.00 




110,250.00 




2,500.00 




204,071.25 


Real estate 


9,350.00 

161,925.71 

10,572.93 




7,143.25 








$1,214,013.26 


si,ir.n„so7.7.-. 


$1,184,934.00 



bank commissioners' report. h'>7 

Statement of Deposits and Earnings 

For ilw Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $1,011,331.47 

Amount of dividends declared during vear . 29, 725. 08 

Amount of'deposits received .... 266,844.84 

$1,307,901.39 

Amount of withdrawals ..... 284,830.45 



Amount of deposits at close of business, June 

30, 1905 $1,023,070.94 



Total income ...... $68,135.72 

Interest paid out .... 8744.04 

Salaries, rents, and incidental expenses 3,823.48 

State tax 6,314.94 

Other taxes 3,030.33 

Expenses of foreclosure, insurance, 

and repairs .... 927.11 

Premiums paid .... 694.62 

Losses charged off . . . . 330.00 

Dividend- to guaranty shareholders . 5,000.00 

20,864.52 



Net income $47,271.20 

To surplus ....... 17,546.12 



Rate and amount of dividends declared dur- 
ing the year, 3 percent, (computed daily) $29,725.08 



Undivided earnings at last annual return . . $61,229.38 

Increase ....... 17,546.12 



Undivided earnings June 30, 1905 . . 878,775.50 

Incorporated, 1871. 

Treasurer's bond, personal, $100,000. Date of bond, February 

10, 1893. 
Annual compensation of officers : President, $500 ; treasurer, 

$1,500; trustees, nothing; clerk, $1,000. 
Largest amount loaned to any person or corporation, $20,000. 
Total amount invested in New Hampshire, $2*0,740.69. 
Indebtedness of officers as principal, $8,200; as surety, nothing. 



1G8 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE PORTSMOUTH TRUST 
AND GUARANTEE COMPANY. 



BONDS. 


Estimated ~ . 
value. Par value. 


Value on 
books. 


State. 


$15,900.00 


$15,000.00 


$15,000.00 




County. 
Chehalis, Wash., 6s 


S5.400.00 


$5 000 00 


»k nnn nn 






City and Town. 


$10,200 00 
21,400.00 


$10,000.00 $9,800.00 
•?o ruin no io 'ion no 






16,200.00 j 15,000.00 1 15,000.00 
s,400. 00 R nnn on ! R.nnn.nn 




10.700 00 
16,800.00 

5,000.00 


10,000.00 
16,000.00 
5,000.00 


10,000.00 
16.000.00 
4,950 00 








$88,700.00 


$84,000.00 


$83,650.00 




$10,400.00 .«ionnnoo ftn.xoooo 


Chehalis County, No. 5, Wash. , 6s . . 


10,800.00 


10,000.00 
' $20,000.00 


10.000.00 




$21,200.00 


$19,SO0.OO 


Portsmouth, Great Falls & Con- 

North'n Pacific-Great Northern, 4s. 
Chicago, Rock Island & Pacific, 4s. 


$47,385.00 
22,000.00 
29.400.00 
19,400.00 


$40,500 00 
22,000.00 
30,000.00 
20,000.00 


$40,500.00 
19,800.00 
'.'8.775.00 
19,400.00 




$118,185.00 


$112,500.00 


$108,475.00 


Central Loan & Land Co., Kan., 
Hurley Water Co.. Wis., 6s 


$3,450.00 
10,000.00 
5,000.00 

1,000.00 
7,350.00 

2,448.00 

24,000 00 

16,050.00 
22,500.00 
9,500.00 
10,600.00 


$7,600.00 
111,000.00 
5,000.00 

10.000.00 
7,000.00 

2,720.00 

20,000.00 

15.000,00 
25,000.00 
10,000.00 
10,000.00 


$7,600.00 
10,000.00 
5,000.00 


Kingman Water >!<: Power Co., 
Kan, 6s 

Newton & Boston St. Ry., Mass. , 5s 

Winchester Land Associates, Mass., 
6s 

Cincinnati, Newport & Covington 


1,000.00 
6,720.00 

2,680.00 

18,000.00 


Danbury & Bethel Horse Railway 


15,000.00 


Western Union Telegraph Co. , 4is. 


24,500.00 
9,750.00 
10,000.00 


STOCKS. 

Bank. 

Metropolitan National, Boston 

New Hampshire Nat'l, Portsmouth 
National Mechanics & Traders', 


$111,S98.00 


$122,320.00 


$110,250.00 


$1,150.00 
1,960.00 

115.00 


$1,000.00 
1,400.00 

100 00 


$1,000.00 
1,400.00 

100.00 








$3,225.00 


$2,500.00 


$2,500.00 



HANK COMMISSIONERS REPORT. 



169 



SCHEDULE OF BONDS AND STOCKS OF THE PORTSMOUTH TRUST 
AND GUARANTEE COMPANY.- Continued. 



STOCKS. 


Estimated 
value. 


Par value. 


Value on 

books. 


Railroad. 


$12,320.00 
49,455.00 
63,992.50 

20,600.00 
31,600.00 

8,500.00 
18,700 00 

8,800.00 


$7,000.00 $13,650.00 


New YbrkCentral & Hudson River 


31,500.00 1 43,575.00 
44,750.00 62,533.75 


Atchison, Topeka & Santa Fe, pref. 


20,000.00 19,862.50 
20,000.00 27.1)75.00 


Chicago Great Western, deb., 4s.. . 

Concord & Montreal, class 4 

Denver & Rio Grande, pref 


10,000.00 
10,000.00 
10,000.00 


9,275.00 

18,475.00 
9,325.00 




$213,967.50 


$153,250.00 


$204,671.25 


Western Union Telegraph Co 


§9,300.00 


$10,000.00 


$9,350.00 



170 



HANK COMMISSIONERS REPORT. 



ROLLINSFORD SAVINGS BANK.— SALMON 
FALLS. 

Edwin A. Stevens, President. 

John O. A. Wentworth, Treasurer. 

Trustees — Edwin A. Stevens, Joseph D. Roberts, George 
H. Yeaton, Albertus B. Potter, James P. YVilley, George 
W. Nutter, A. Pugsley, Robert Doe. 

Investment Committee — Board of Trustees. 

Examination May 10, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors ! S673.577.49 

Guaranty fund 45,000.00 

Interest 61,054.03 

Premium 33,160.50 




§673,577.49 
45,000.00 
61,054.03 



8779,631.52 



Assets. 





Estimated 
value. 


„ , Value on 
Par value. , books 


Loans on New Hampshire real 


$29,800.00 

153,445.00 

27,000 00 

5,100.00 

295,575.00 

79,430.00 

120,940.00 

67,830.00 

5,280.00 

1,625.00 

14.710.60 

12,056.42 


S29,S00.00 

153,445.00 

27,000.00 

5,000.00 

287,705 00 

77,000.00 

130,180.00 

44,900.00 

6,000.00 

2,500.00 

14.710.60 

12,056.42 


S29.SO0.00 




153,445.00 


Loans on collateral security 

Public funds of tliis state 


27,000.00 

5,000.00 

287,280.00 




76,362 50 


Miscellaneous bonds 


122,132.00 

44,900 00 


Railroad stock 


.".,445.0(1 


Miscellaneous stocks 


1,500.00 


Rial estate 


14,710.60 
12,056.42 








§812,792.02 


$790,297.02 


$779,631.52 



bank commissioners' report. 171 

Statement of Deposits and Earnings 

For the Year ending June 30, 19<)~>. 

Amount of deposits June 30, 1904 . . . $676,964.66 

Amount of dividends declared during year . . 20,156.59 
Amount of deposits received .... 63,278.83 

$760,400.08 
Amount of withdrawals ..... 85,899.77 



Amount of deposits at close of business, dune 

30, 1905 $674,500.31 



Total income $37,355.77 

Interest paid out .... $516.12 

Salaries, rents, and incidental expenses 2,486.17 

State tax 4,808.56 

Other taxes . . . . . 72.80 
Expenses of foreclosure, insurance, and 

repairs ..... 442.25 

Premiums paid .... 2,230.00 

Losses charged off .... 1,400.00 

Reduction of book values . . . 1,864.95 

13,820.85 



Net income $23,534.92 

To surplus 3,378.33 



Rate and amount of dividends declared, semi- 
annual, January and July, 3 per cent. . $20,156.59 



Undivided earnings at last annual return . . $58,365.28 
Increase 3,378.33 



Undivided earnings June 30, 1905 . . $61,743.61 

Incorporated , 1850. 

Treasurer's bond, suretv companv, $30,000. Date of bond, 

February 24, 1903. 
Annual compensation of officers: President, nothing; treasurer, 

$2,000; trustees, nothing; clerks, nothing. 
Largest amount loaned to any person or corporation, $20,000. 
Total amount invested in New Hampshire, $81,200. 
Indebtedness of officers as principal, $20,000; as surety, nothing. 



172 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE ROLLIXSFORD SAVINGS 

BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



State. 

Arizona Territory, 5s . 

County. 

Apache, Ariz, ,7s 

Missoula, Mont., 6s... 

Pierce, Wash., 6s 

Albany, Wyo. ,6s 

Mesa, Col. ,4^s 

Lewis, Wash., 4is 

Lake, Col., 4s 

Larimer, Col., 4s 

Alpena, Mich , 5s ... . 
Winneshiek, Iowa, 4's 

Dallas, Iowa, 4s 

Jefferson, Ala., 4Js 

Franklin, Ky., 5s 

Wyandotte, Kan. , 4\s. 



City and Town 

Portsmouth, 4s 

East St. Louis, 111. , 5s 

Sedalia, Mo , 4Js 

Lancaster, Ohio, 6s 

Salt Lake City, Utah, 5s. . 

Portland, Ore., 5s 

Cheyenne, Wyo., 5s 

Trinidad, Col., 5s 

Santa Barbara. Cal. , 5s. . . 

Boston, Mass., Sbs 

Pittsburg-, Pa., 3is 

Colorado Springs, Col., 4s 

Helena, Mont , 5s 

Port of Portland, Ore., 4s 

Pueblo, Col., 4js 

Lincoln, Neb., 5s 



School District. 

Deer Lodge County, No. 10, Mont. ,4 js 

Brainerd, Minn., Board of Educa- 
tion, 6s 

Arapahoe County, No. 7, Col., 5s. .. 

Arapahoe County, No. 21, Col., 5s .. 

Teller County, Col., 6s 

King County, No. 1, Wash., 44s 

Weld County, No. 6, Col., 4.1s 

Lewis & Clarke Co., No. l,Mont.,4js 

El Paso, No. 1, Col..4is 

King County, No. 1, Wash., 4s 

Great Falls Cascade County, No. 1, 
Mont., 4s 

Hamilton, Ohio, Board of Educa- 
tion, 4s.. 

Ogden City, Utah, 4s 

Denver, No 1, Col. , 4As 

Silver Bow County, No. 1, Mont., 4is 

Deadwood. S. Dak. , 5s 



$5,550.00 


$5,000.00 


5,000.00 


.$10,000.00 


$10,000.00 


$10,000.00 


5,600.00 


5,000.00 


5,000.00 


5,700.00 


5.000 00 


5.000.00 


5,000 00 


5.000.00 


5,000.00 


10,000.00 


10,000 00 


10,000.00 


5,100.00 


5.000 00 


5,000.00 


5,000.00 


5,000 00 


4.775.00 


15,000.00 


15,000.00 


15,000.00 


5,400. (X) 


5,000.00 


5,000.00 


5,400.00 


5.000.00 


5,000.00 


5,000.00 


5,000.00 


5,000.00 


5,150.00 


5,000.00 


5,000.00 


5,450.00 


5,000.00 


5,000.00 


6,000.00 
$93,800.00 


6,000.00 


6,000.00 


$91,000.00 


$90,775.00 


$5,100.00 


$5,000.00 


$5,000.00 


8,755.00 


8,500.00 


8,500.00 


5,000.00 


5,000.00 


5,000.00 


330.00 


330.00 


330.00 


5,000.00 


5,000.00 


5,000.00 


3.420.00 


3,000.00 


3,000.00 


12,560.00 


12,000.00 


12,000.00 


5,000.00 


5,000.00 


5,000.00 


2,470.00 


2,375.00 


2,375.00 


5,150.00 


5,000.00 


5,000 00 


5,000.00 


5,000.00 


5,000.00 


10,000.00 


10,000 00 


10.(100.00 


5,800.00 


5,500.00 


5,500.00 


5,000.00 


5,000 00 


4,800.00 


5,150.00 


5.000.00 


5,000.00 


5,250.00 
$89,045.00 


5,000.00 


5,000.00 


$86,705.00 


$86,505.00 


$15,300.00 


$15,000.00 


$15,000.00 


5,200.00 


5.000.00 


5,000.00 


6,120.00 


6,000.00 


6,000.00 


8,160.00 


8,000.00 


8,000.00 


5,000.00 


5,000.00 


5,000.00 


10,500.00 


10,000.00 


10,000.00 


5,100 00 


5.000.00 


5,000.00 


10,400.00 


10,000.00 


10,000.00 


5,050.00 


5,000.00 


5,000.00 


3,000.00 


3,000.00 


3,000.00 


10,000.00 


10,000.00 


10,000.00 


5,100.00 


5,000 00 


5,000.00 


10.000.00 


10,000.00 


10,000.00 


5,100.00 


5,000 00 


5,000.00 


5,100.00 


5,000.00 


5.000.00 


3,150.00 


3,000.00 


3,000.00 


$112,280.00 


$110,000.00 


$110,000.00 



HANK COMMISSIONERS REPORT. 



173 



SCHEDULE OF BONDS AND STOCKS OF THE ROLLINSFORD SAVINGS 
BANK.— ( 'm, tin in (I. 



BONDS. 



Esl imated 

value. 



Bar value. 



Value on 
books. 



Railro \i>. 

Portsmouth, Great Falls & Con- 
\\ ay, 4js 

NI i.lln ml Terminal, Col., 5s . .. 

Rutland, 4-'s 

Rutland ( lanadian, 4s 

Chicago, Burlington & Quincj . 3§s. 

Hereford Kail way Co., 4^ 

Buffalo & Susquehanna, 4s.. .. 

i >gdensburg & Lake Champ lain, 4s 

Illinois ( Vntral. 3is 

Chicago, Rock [sland & Pacific, 4s. 

Chicago Junction Railway & Union 
Mock Yards, 5s 

St. Louis, iron Mountain & South- 
ern, 4s 

Norfolk >N Southern, 5s 



Miscellaneous. 

Marinette Water Co., Wis., cs 

Arkansaw Water Co., Ark. . Gs 

City Water Co., Chattanooga 
Ten n , 6s 

Leavenworth City & Fort Leaven- 
worth Water Co., 5s 

Decatur Water Co , Ala. ,4s .. 

Water Supply & Storage Co., Lari- 
mer, Col. , Gs 

Denver Consolidated Electric Co., 6s 

Sedalia Electric Railway, Light & 
Bower Co. , 6s 

Metropolitan By Co., Denver, Gs . 

Grand Avenue Railway (Jo., Kan- 
sas ( Jity, Mo. .5s 

Bessemer Ditch Co , Col., 7s 

New Hampshire Trust Co., <leh.. 4s 

Metropolitan Water Co. of Va.,4s . 

Duluth Street Railway, Co. , 5s 

West End Street Railway, Boston,4s 

St. Joseph Water Co., 5^ 

Western Union Telegraph Co. , 4As 
Manhattan Railway Co. , 4s 



STOCKS. 

Bank. 

First National, Somersworth 

Somersworth National 

National State Capital, Coneord . . 

First National, Manchester 

First National. Carthage. Mo 

Salmon Falls State 

Railroad. 
Chicago Great Western, deb. , 4s . . 



$11,700.00 


$10,000.00 


$10,000.00 


1,980.00 


2,000.00 


2,000.00 


5. Kill. (10 


5,000.00 


5,000.00 


5,000.00 


5.000.00 


5,000.00 


9,700.00 


10,000 IKI 


9,762.50 


5,000.00 


5,000.00 


5.000.00 


4. 050.00 


5,000.00 


5.000.00 


5,000.00 


5,000.00 


5,000.00 


4.750.00 


5,000.00 


5,000.00 


4,900.00 


5,000.00 


5,000.00 


10,700.00 


10,000.00 


10,000.00 


4,750.00 


5,000.00 


4,600.00 


5,600.00 


5.000.00 


5,000.00 


$79,430.00 


S77.OO0.00 


$76,362.50 


$5,000.00 


$5,000 00 


$5,000.00 


10,000.00 


10,000.1111 


10,000.00 


10,000.00 


10,000.00 


10,000.00 


10.000.00 


10,000.00 


10.000.00 


5.000.00 


10,000.00 


5,000.00 


4,000.00 


4.000 00 


4.000 00 


5,000.00 


5,000.00 


5,000.00 


3,500.00 


:;.500.00 


3.480.00 


5,250.00 


5,000.00 


5,000.00 


20,400.00 


20.000.00 


10,200.00 


1,000 00 


2,180.00 


2.180.00 


500.00 


3,500.00 


1,500.00 


5,250 00 


7.000.00 


G. 772.00 


5,150.00 


5,000.00 


5,000.00 


10,300.00 


10,000.00 


10,000.00 


10.000.00 


10.000.00 


10,000.00 


5,300.00 


5,000 0(1 


5,000.00 


5,200.00 


5.000.00 


5,000.00 


$120,940 00 


$130,180.00 


$122,132.00 


$7,680.00 


$6,400.00 


$6,400.00 


4,800.00 


4.0(10.(1(1 


1,(1(1(1 (Kl 


28,200.00 


12.000 00 


12,000.00 


6,200.00 


4,000 00 


1,000.(1(1 


5,000.00 


4,000.00 


4,000.00 


15,950.00 
$67,830.00 


14,500.00 


14,500.00 


$44,000.00 


$44,000.00 


$5,280.00 


$6,000.00 


$5,445.00 



174 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE ROLLINSFORD SAVINGS 
BANK.— Continued. 



STOCKS. 



Estimated 
value. 



„ , Value on 

Par value. books . 



Miscellaneous. 

Duluth Superior Traction Co., pref. 
Duluth Superior Traction Co., com- 


$1,500.00 
125.00 


$2,000.00 
500.00 


$1,500.00 








$1,625.00 


$2,500.00 


$1,500.00 



BANK COMMISSIONERS REPORT 



175 



SIWOOGANOCK GUARANTY SAVINGS BANK. 
—LANCASTER. 

Irving W. Drew, President. 

*Frank D. Hutchins, Treasurer. 

Trustees — Irving W. Drew, Chester B. Jordan, Frank D. 
Hutchins, Burleigh Roberts, George W. Lane, Wil- 
liam H. Leith, George K. Stevens. 

Investment Committee — Board of Trustees. 

Clerk — William H. McCarten. 

Examination May 3, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 


$515.399. '25 

60.000.00 

16,345.53 

6,460.00 

$598,204.78 




$515,399.25 
60,000.00 
16,345.53 


Premium 






$591,744.78 



Assets. 



Estimated 
value. 



Par value. 



Value on 

books. 



Loans on New Hampshire real 

estate 

Loans on otbei real estate 

Loans on collateral security 

Loans on personal security 

Municipal bonds 

Kail road hi mi Is 

Miscellaneous bonds 

Bank stock 

Manufacturing stock 

Miscellaneous stocks 

Cash on deposit 



$285,462.45 


$285,462.45 


139,650.00 


139,650.00 


57.879.36 


57,879.36 


27,390.96 


27,390.96 


7,200.00 


7,000.00 


25,050 00 


25,000.00 


18,235.00 


19.000.00 


25,000.00 


19,000.00 


4,250.00 


5,000.00 


1.700.00 


2,700.00 


6,387.01 


6.3S7.01 


$598,20 1.7s 


$594,469.78 



$285,462.45 

139,650.00 

57,879.36 

27,390.96 

7,000.00 

24,425.00 

19.000.00 

18,350.00 

4,500.00 

1,700.00 

6,387.01 

$591,744.78 



•Deceased: Succeeded bj William II. McCarten. 



176 bank commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $495,688.24 

Amount of dividends declared during year . . 14,449.85 

Amount of deposits received .... 141,271.39 

$651,409.48 

Amount of withdrawals ..... 115,440.73 



Amount of deposits v at close of business, June 

•30, 1905 8535,968.75 



Total income ...... §32,675.06 

Interest paid out .... $1,173.44 
Salaries, rents, and incidental expenses 1,672.71 
State tax ..... 2,528.65 

Other taxes 90.84 

Expenses of foreclosure, insurance, and 

repairs ..... 50.00 

Premiums paid .... 56.25 

Reduction of book values . . . 2,045.00 

Dividend to guarantv stockholders . 3,600.00 

11,216.89 



Net income ...... $21,459.17 

To surplus 7,008.32 

Rate and amount of dividends declared, semi- 
annual, April and October, 3 per cent. . $14,449.85 



Undivided earnings at last annual return . . $11,841.31 

Increase ........ 7,008.32 



Undivided earnings June 30, 1905 . . $18,849.63 

Incorporated, 1887. 

Treasurer's bond, surety companv, $50,000. Date of bond, Octo- 
ber 1, 1904. 

Annual compensation of officers : President, nothing; treasurer, 
$600 ; trustees, nothing ; clerks, $450. 

Largest amount loaned to any person or corporation, $54,800. 

Total amount invested in New Hampshire, $427,850.15. 

Indebtedness of officers as principal, $2,800 ; as surety, $4,500. 



BANK COMMISSIONKHS KKI'OKT. 



177 



SCHEDULE OF BONDS AND STOCKS OF THE SIWOOGANOCK 
GUARANTY SAVINGS BANK. 



BONDS. 



County. 

Jefferson, Ala., Us 

City and Town. 

Missoula, Mont., 6s 

Railroad. 

Rutland, 4|s 

N. Y. Central & Hudson River, 4s.. 

Buffalo & Susquehanna, 4s 

Central Branch i Mo. Pac), 4s . 

Chicago, Rock Island & Pacific, 4s 

Miscellaneous. 

Denver Consolidated Electric Co. ,6s 
Combination Bridge Co., Iowa. 5s.. 
Light & Power Co., St. Cloud, 

Minn., 5s 

"Western Union Telegraph Co., 4is. 

STOCKS. 

Bank. 

Lancaster National 

Minnehaha National, Sioux Falls, 

S.Dak 

Atlantic National, Boston 

Railroad. 

Chicago Great Western, deb., 4s. . . . 
Miscellaneous. 

State Loan & Trust Co., Los Ange- 
les, Cal .. 

Security Improvement Co., Grand 
Forks, N. D 



Estimated 
value. 



$5,200.00 



$2,000.00 



$5,400.00 
5,100.00 
5,000.00 
4,800.00 
4,750.00 



$25,050.00 



$5,000.00 
1,000.00 

1,635.00 
10,600 00 



$18,235.00 



$16,250.00 



1,950.00 
G.SO0.0O 



$25,000.00 



$4,250.00 



Par value. 



Value tut 
books. 



$700.00 

1,000.00 

$1,700.00 



$5,000 00 



$2,000.00 



$5,000.00 
5,000.00 
5.000.00 
5,000.00 
5,000.00 

$25,000.00 



$5,000.00 
1,000.00 



3.000.00 
10,000.00 



$19,000.00 



$12,500.00 



1,500 00 
5,000.00 



$19,000.00 



$5,000.00 



$5,000.00 



$2,000.00 



$5,000.00 

4,875.00 
4,950.00 

4,800.00 
4.800.00 



$24,425.00 



$700.00 

2,000.00 

$2,700.00 



$5,000.00 
1,000.00 



3,000.00 
10,000.00 



$19,000 00 



$12,500.00 

850.00 
5,000.00 



$18,350.00 



$4,500.00 



$700.00 

1,000.00 

$1,700.00 



178 



BANK COMMISSIONERS REPORT. 



SOMERSWORTH SAVINGS BANK.— SOMERS- 

WORTH. 

Edward Hargraves, President. 

William S. Tibbets, Treasurer. 

Trustees — -Edward Hargraves, Jesse R. Home, S. Augus- 
tus Seavey, Christopher H. Wells, Freeman A. Hussey, 
Edward A. Smith, Charles H. Harmon. 

Investment Committee — Board of Trustees. 

Clerk — Angenette Stickney. 

Examination May 8, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 


$1,942,662.56 
97,100.00 
68,864.03 
140,724.07 




$1,942,062.56 
97,100.00 




68,864 03 












$2,249,351.26 


$2,108,626.59 



Assets. 



Estimated 
value. 



Par value. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security .. 

Loans on personal security 

Public funds of this state 

State and municipal bonds .. . 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Miscellaneous stocks 

Bank building and fixtures.. 

Cash on deposit 

Cash on hand 



Val ue on 
books. 



$106,616.00 


$106,616.00 


$106,616.00 


31,425.00 


31,425.00 


31,425.00 


50.400.00 


50,400.00 


50,400 00 


35,385.00 


35,385.00 


35,385.00 


20,249.00 


20,249.00 


20,249.00 


662,130.00 


627,000 00 


627.000.00 


712,865.00 


682,500.00 


663.859.08 


245.150.00 


253,000.00 


241,015.00 


54,560.00 


46.150 00 


45,900.00 


l:i7.430.00 


174,500.00 


163,661.25 


27,600.00 


40,000.00 


17,575.00 


55,669.44 


55,669.44 


55,669.44 


40,000 00 


40.000.00 


40,000.00 


9,871.82 


9,871.82 


9,871.82 


$2,249,351.26 


$2,172,766 26 


$2,108,626.59 



bank commissioners' report. 179 

Statement ok Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . .$1,842,790.63 

Amount of dividends declared during year . . 62,514.51 

Amount lit' deposits received .... 351,360.62 

82,256,665.76 
Amount of withdrawals ..... 294,164.60 



Amount of deposits at close of business, June 

30, 1905 $1,962,501.16 



Total income $100,557.38 

Interest paid out .... $1,851.50 

Salaries, rents, and incidental expenses 5,929.44 

State tax 12,448.97 

Other taxes ..... 738.50 

Local real estate expenses . . 2,515.24 

Premiums paid .... 4,352.50 

Losses charged off .... 2,751.18 

Carried to guaranty fund . . 6,000.00 



36,587. 


33 


$63,970.05 
1,455.54 


$62,514, 


,51 


$87,361 
1,455 


.86 
.54 



Net income ...... 

To surplus ....... 

Rate and amount of dividends declared, semi- 
annual, January and July, 3,V per cent. . 

Undivided earnings at last annual return . 
Increase ....... 

Undivided earnings June 30, 1905 . . $88,817.40 

Incorporated, 1845. 

Treasurer's bond, surety company, $50,000. Date of bond, 

April 19, 1898. 
Annual compensation of officers : President, nothing; treasurer, 

$2,500; trustees, $2 each meeting; clerk, $701). 
Largest amount loaned to any person or corporation, $25,000. 
Total amount invested in New Hampshire, $471,633.23. 
Indebtedness of officers as principal, $4,940 ; as surety, nothing. 



180 



HANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE SOMERSWORTH 
SAVINGS BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



State. 

Arizona, 5s 

Massachusetts, 3-jS 

County. 

Otero, Col., 6s 

Belmont, Ohio, 5s 

Hennepin & Minneapolis, Minn. ,44s 

Deer Lodge. Mont., 5s 

Uinta, Wyo., 4is 

City and Town. 

Elizabeth, N. J., 4s 

Cincinnati, Ohio, 7s 

Fall River, Mass.. 5s 

St. Paul. Minn., 5s 

Red Wing, Minn., 5s 

Minneapolis, Minn., 4*s 

Austin, Minn., 6s 

Beatrice, Neb., 4s 

St. Cloud, Minn., 6s 

Evansville, Ind., 4s 

Council Bluffs, Iowa, 6s 

Seattle, Wash., 5s 

Helena, Mont., 6s 

Fort Worth, Tex., 4s 

Portland, Ore., 5s 

Lafayette, Ind., 4's 

Bessemer, Col., 5s 

Helena, Mont., 5s 

Spokane, Wash., 6s 

Spokane, Wash.. 5is 

Salt L;ike City, Utah, 4s 

Great Falls. Mont., 5s 

Trinidad. Col., 5s 

Cheyenne, Wyo., 5s 

Gainesville, Tex., 5s 

Los Angeles, Cal., 5s 

Colorado Springs, Col., 4s 

Lincoln, Neb., 5s 



School District. 

Pueblo County, Col.. 6s 

Arapahoe Comity, No. 17, Col., 4'.s 

La Plata, No. 9, Col., 5s 

Lake County, No. 2. Col., 5s 

Teller County, No. l, Col., 6s 

Pierce County, No. 10, Wash., 4is. . 
West Des Moines, Iowa, 4s 



Railroad. 

Atchison, Topeka & Santa Fe, gen 
eral mortgage, 4s 

Atchinson, Topeka & Santa Fc', ad 
justment, 4s 

Amount carried forward 



$9,720.00 


$9,000 00 


$9,000.00 


10,600.00 
$20,320.00 


10,000.00 
$19,000.00 


10,000.00 


$19,000.00 


$5,000.00 


$5,000 00 


$5,000.00 


33,300.00 


30.000.00 


30.000.00 


11.500 00 


10.000.00 


10,000.00 


10,400.00 


10,000.00 


10,000.00 


9,090.00 


9,000.00 


9,000.00 


$69,290.00 


$64,000.00 


$64,000.00 


$3,000.00 


$3,000 00 


$3,000.00 


16,500.00 


15,000.00 


15,000.00 


5,300 00 


5,000 00 


5,000.00 


28,000.00 


25,000.00 


25.000 00 


5,0001)0 


5.000.00 


5.000.00 


10.S00 00 


10.000.00 


10.000.00 


16,000.00 


16.000 00 


16,000.00 


15,000.00 


15.000 00 


15,000.00 


10,080.00 


9.000 00 


9.IHI0.00 


11,110.00 


ii.ooo.oo 


11,000.00 


1,000.00 


1.000 00 


1 000 00 


58,300.00 


55.000 00 


55,000.00 


10,000.00 


10,000.00 


10,000.00 


10,000.00 


10.000.00 


10,000.00 


58,000.00 


50,000 00 


50.000 00 


26,750 00 


25.000.00 


25,000.00 


5,050.00 


5,000.00 


5,000.00 


5,400.00 


5,000.00 


5,000.00 


5,600.00 


n.ooo.oo 


5.000.00 


17,250 00 


15,000.00 


15.000.00 


25,000 00 


25.000.00 


25.000.00 


26,500 00 


25,000.00 


25,000.00 


7,000.00 


7,000.00 


7.000.00 


26,000.00 


25,000 00 


25.000.00 


17,000 00 


17,000.00 


17,000 00 


6,180.00 


6,000 00 


6,000.00 


10.00000 


10.000 00 


10,000 00 


12,720 no 


12,000.00 


12,000 00 


$448,540.00 


$422,000.00 


$422.000 00 


$7,000.00 


$7,000.00 


$7,000.00 


40,400 00 


40,000.00 


40,000 00 


9.360 00 


9,000 00 


9.000.00 


20,000.00 


20,000.00 


20,000.00 


11,420.1)0 


n.ooo.oo 


ii.ooo oo 


20.800 00 


20,000.00 


20,000.00 


15,000.00 


15,000.00 


15,000.00 


$123,980 00 


$122,000 00 


$122,000.00 


$12,360.00 


$12,000.00) 


$11,000.00 


6,305.00 


6,500.00 ) 




$18,665.00 


$18,500.00 


$11,000.00 



HANK COMMISSIoM'.ltS KKI'OKT. 



181 



SCHEDULE OF BONDS AND STOCKS OF THE SOMERSWORTH 
s. WINGS BATSK.-Continued. 



BONDS. 



Estimated 

value 



Par value. 



Value on 
books. 



Railroad.— Continued. 



Amount brought forward ... 
Portsmouth, Great Falls & Con- 

w ay, ii> 

Cincinnati, Hamilton & Dayton, 6s 

St. Paul \' Northern Pacific, 6s. . 

Host on & Maine, -is 

Oregon Hy. & Navigation Co., 4s 
Ogdensburg & Lake Cbamplain, 4s 

Boston & Maine, Cs 

Chicago, Burlington & Quincy, 

Nebraska Extension, 4s 

Illinois Central. 3js 

-Montana Central, 5S 

Chicago, Milwaukee & St. Paul, 5s. 

Rutland Canadian, 4s 

Hoosac Tunnel >N Wilmington, 5s.. 

Willmar & Sioux Falls, 5s 

Central, of New Jersey, 5s 

Chicago, Burlington & Quincy, 

Denver Extension, 4s 

Illinois Central. 4s 

I Ihicago Juncl ion Railway & Union 

Stock Yards, 4s 

Buffalo & Susquehanna, 4s 

North'n Pacific-Great Northern, 4s. 

Norfolk & Southern, 5s 

Chicago, Rock Island & Pacific, 4s 
Chicago, Burlington & Quincy, 3ls 
St. Louis, Iron Mountain & Sonth- 

. ern, 4s 

Pennsylvania, 3's 

Missouri Pacific, 5s 

Here!,, I'd. 4s 

Terminal Railway Association of 

St. Louis, 4s 

North'n Pacific-Great Northern. 4s 
Chicago Junction & Union Stock 

Yards, 5s 



Miscellaneous. 

Standard Rope &TwineCo.,N. J. ,5s 
North Chicago Electric Ry. Co., 6s. 

Manhattan Railway Co., 4s 

Lynn & Boston Railroad Co., 5s 

Western Union Telegraph Co., t|s 

American Tel. & Tel. < !o., 4s 

New England Tel.& Tel.Co.,deb.,4s 
New England Tel. & Tel. Co., 5s.. .. 
American Bell Telephone Co., 4s.. 



STOCKS. 
Bank. 

First National, Somerswortl 

Somersworth National 

Salmon Falls State 

Newmarket National 



$1S,G65.00 

23,400.00 

in, km). (in 
18,900.00 
16,050.00 
30,600.00 
25,000.00 
211,750.00 

27,000.00 

24,000.00 

5,950.00 

5,850.00 

20,000.00 

5.200.00 

17,850.00 

34,000.00 

5,100.00 
10,500.00 

19,000.00 
65,000.00 
60,000.00 

11,200.00 
14,400.00 

9,800.00 

57,000.00 
26,000.00 

10,800.00 
10,000.00 

50,000.00 

25,000.00 

26,750.00 



S712.S05.00 



SI '.50 00 

10. (Kin. on 
26,000.00 
11.000.00 
84,000.00 

i;:;.o:,(i mi 

9,7(10.00 
15,750.00 
25,000.00 



8245,150.00 



.$29, 160.00 

17,880.00 

6,270.00 

1,250.00 

$54,560.00 



$18,500.00 

20,000.00 
10.000.00 
15,000.00 
15,000.00 
30,000.00 
25,000.00 
25,000.00 

25,000.00 
25,000.00 
5,000.00 

5,000.00 
20,000.00 

5,000.00 

15,000.00 
25,000.00 

5,000.00 
10,000.00 

19,000.00 
65,000.00 
60,000.00 
10,000.00 
15,000.00 
10,000.00 

60,000.00 
25,000.00 
10,000.00 
10,000.00 

50,000.00 
25,000.00 

25,000 00 



$682,500.00 



$13,000.00 
10,000.00 
25,000.00 
10,000 00 
80,000.00 
65,000.00 
10,000 00 
15.000.00 
25,000.00 



$253,000.00 



$24,300.00 

14,900.00 
.-,.700.00 
1.250.00 

$46,150.00 



$11,000.00 

20,000.00 
10,000.00 
15,000.00 

15. Ill III. no 
30,000.00 
25,000.00 
25,000.00 

25,000.00 
25,000.00 

5,000.00 

5,000.00 

20,000.00 

5,000 mi 
15,000.00 
25,000.00 

5.000.00 
10.000.00 

19,000.00 
04,725.83 
57,556.25 
10.000.00 
14,783 25 
9,412.50 

54,525.00 
24,062.50 

10.000.00 
9,950.00 

49,000.00 
24,843.75 

25,000.00 



$663,859.08 



$2,500.00 
10,000.00 
25,000.00 
10.000.00 
80,000.00 
63.643.75 
10.000.00 
15,000.00 
24,871.25 



$241,015.00 



$24,300.00 
14,900.00 
5,700.00 
1,000.00 

$45,900.00 



182 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE SOMERSWORTH 
SAVINGS BANK.— Continued. 



STOCKS. 


Estimated 
value. 


Par value. 


Value on 
books 


Railroad. 

Pittsburg, Fort Wayne & Chicago. 

Hereford Railway Co 

Buffalo & Susquehanna, pref 

Chicago Great Western, deb., 4s 


$17,900.00 
37,730.00 
16,000.00 
9,000.00 
34,000.00 
82,800.00 


$10,000.00 
38.500.00 
16,000.00 
10.000.00 
40,000.00 
60,000.00 


$10,000.00 
32,381.25 
16,000.00 
8,900.00 
36,380.00 
60,000.00 










$197,430.00 


§174,500.00 


$163,661.25 


Tbe Pullman Co 


$15,000.00 

11,900.00 

700.00 


$30,000.00 
5,000.00 
5,000.00 


$7,575.00 
5,000.00 




5,000.00 








$27,600 00 


$40,000.00 


$17,575.00 



BANK COMMISSIONERS REPORT. 



is;; 



STRAFFORD SAVINGS BANK.— DOVER. 

Elisha R. Brown, President. 

Harold W. Brown, Treasurer, 

Trustees — Elisha R. Brown, Samuel C. Fisher, B. Frank 
Nealley, Daniel Hall, Arthur G. Whittemore, Robert 
G. Pike, Charles H. Fish. 

Investment Committee — Elisha R. Brown, Daniel Hall, 
Arthur G. Whittemore. 

Clerks — John K. Hatch, Moses Shackford, G. Fisher 
Piper, Harriet Drew. 

Examination May 10, 1005. 



STATEMENT. 

Liabilities. 



Amount due depositors 


$5,907,209.88 

300.000.00 
121,985.78 
936,390.00 




§5,907,209.88 
300,000.00 




121,985.78 












$7,265,585.66 


$6,329,195.66 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 

estate 

Loans on collateral security 

Loans on personal security 

Public funds of this state 

Slate and municipal bonds 

Railroad bonds 

Miscellaneous 1 Kinds 

Bank stuck 

Railroad stock 

Bank building and fixtures 

Real estate 

('ash mi deposit 

Cash on hand 



S677, 

22, 

67, 

306 

725, 

2.357, 

103. 

63 

2,821 

l(i 

21. 

89, 



851.19 
817.31 
756.29 
000.00 

,-,(K)(K) 

000.00 
000.00 
000.00 
350.00 

e K) 

.-,11(1.110 

050.75 
760.12 



$677,851.19 

22,817.31 

07.756.29 

3O0,(XI0.00 

700,000 00 

2.280.000.0(1 

100.000.00 

30 000.00 

1,635.000.00 

10.000.00 

21.500.00 

89,050.75 

760.12 



$7,265,585.66 $5,934,735.66 



6677.851.19 

22,817.31 

67,756.29 

300.1 "in en 

G85.0ou.oo 

2.261,000.00 

97,960.00 

30.000.00 
2,1 IG.-..5O0.00 

10,000.00 

21.500 00 

89,050.75 

760.12 



$6,329,195.66 



184 bank commissioners' report. 

Statement of Deposits and Earnings 
For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . .$5,829,497.07 

Amount of dividends declared during year . 170,168.00 

Amount of deposits received .... 777,127.87 

80,776,792.94 
Amount of withdrawals ..... 853,642.49 



Amount of deposits at close of business, June 

30, 1905 $5,923,150.45 



Total income $486,322.47 

Interest paid out .... $8,478.25 
Salaries, rents, and incidental expenses 14,951.45 

State tax 36,494.60 

Other taxes 1,518.94 

Expenses of foreclosure, insurance, 

and repairs .... 3,589.53 

Premiums paid . . . 109,907.35 

Losses charged off . . . . 30.00 

Reduction of book values . 160,500.00 

335,470.12 



Net income ...... $150,852.35 

From surplus . . . . . . 19,315.65 

Rate and amount of dividends declared, semi- 
annual, January and July, 3 per cent. . $170,168.00 



Undivided earnings at last annual return . . $109,154.18 

Decrease . . . . . . . 19,315.65 



Undivided earnings June 30, 1905 . . $89,838.53 

Incorporated, 1823. 

Treasurer's bond, surety company, $50,000. Date of bond, 

June 6, 1905. 
Annual compensation of officers : President, $5,000 ; treasurer, 

82,500; trustees, nothing; clerks, $3,700. 
Largest amount loaned to any person or corporation, $81,000. 
Total amount invested in New Hampshire, $2,430,951.85. 
Indebtedness of officers as principal, nothing ; as surety, nothing. 



HANK COMMISSIONERS KEPOHT. 



185 



SCHEDULE OF BONDS \M» - I < >CKS ( >F THE STRAFE* >RD SAVINGS 

BANK. 



BONDS. 



Estimated 

\ .1 ; iir 



Par vahn 



Value on 
hooks 



STATE. 

M issaehusetts, 3;S 

Cn v \m> Tow n . 

Dover, Us 

New port . K. I . is 

New Bedford. Mass., ts 

Pm\ idence, K I . is 

gtiehl. Ma — ., is 

New \ ork Cit\ . 3 > 

< 'amliridge, Mass., 3-'s 

Railroad. 

Old Col i- 

Portsmouth, Great Falls & Con 

way, l-'.s 
Lake Shore X Michigan South'n, 4: 
New York Cent ra I . ...... 

Philadelphia, Baltimore & Wash 

i ng t on , 4s 

Lake Shore & Michigan Soul h'n.3 
N i . New Haven \ II. nil 

ord .V Montreal. Is .... 

Chicago .v Nortl i.'.s .... 

I >hl Colony, 3-'.s 



Chica hi.' .\ Paci 

1 igo \" Sort hwestern, Is 

( >regon Short Line, 4^ 



Mis. ii.: \\ rocs. 

West End Street Railway, Boston. 

STOCKS. 

i ; \ s 



Si rafford Nat ional, I ' 
Nat ional Shawmut . I 






8 150,000 00 





- 00.000 00 


13 1.00 


1 10 


216.000 IH1 


000 i«i 




100,000 no 


00.00 


;,i l.(K)i 


101 


100,000 00 




50,0i 


SST-i 




000.00 






r.s . .1 


000 no 


250.1 i 


. ..i i («i 


100,000 00 


U iii 00 


IOS,0 


100,1 ii 




000.00 


1.S6.000 "ii 


00.00 


105.000.1H) 


100.000.1.0 


100.01 


100. 000. 00 


100.00 


I'M 


200,01 


000.00 


212.1 


OIK) 00 


84.000 00 


.-II III II 




;.<u 






S103.0I 0.00 


1)0.00 



II \ I LRi IAD. 

Boston a I iv e : 

Maine ( tent nil 

Northern, N. II 

Vork Hal borX Beach 

New York, New Haven .V Hartfor 

i lonconl ,v Mont rea I, class l 

( Concord & Montr 

Bait imore .\ Ohio 

rd .v Mont real, class 3.... . 

Concord & Montreal, class I 

Pitt shurg, Fort Was ne .V Chi 
Connect icut & Passumpsic 

Boston & Maine 

Pennsylvania 

New "i oi k < lentral .v Hudson Rive 
i linois i lent ral 



2C.000.00 



- 




In. nan nn 



120.1 

80.0(H) 00 

50,i 
150,001 

000 00 

- 



an, nun. no 
245.000.00 

'..".imn.nn 

100.000 nn 
204.000 no 
150.(HI0 00 
100,000 nn 
100.000 00 
200,000.00 
200. Ot 10.00 

I ,0 m 

mi. nnn IK) 

i;. ii 

.201.000.00 






10,000.00 



I I 

75 mm nil 
.'.il. una 00 



186 



BANK COMMISSIONERS REPORT. 



SUGAR RIVER SAVINGS BANK.— NEWPORT. 

Carlton Hurd, President. 

Perley A. Johnson, Treasurer. 

Trustees — Carlton Hurd, Rotheus E. Bartlett, George H. 
Bartlett:, Nathan P. Baker, Elisha H. Carr, Frank O. 
Chellis, Charles M. Emerson, Charles E. Dudley, 
Nathan A. Smith, Edward J. Tenney, William T. This- 
sell, George H. Woodbury. 

Investment Committee — Carlton Hurd, George H. Wood- 
bury, Elisha H. Carr. 

Clerks— H. F. Barry, S. A. Reed. 

Examination June 20, 1905. 



STATEMENT. 

Liabilities. 





$2S 1,536. 55 
6,100.00 
7,729.23 
8,270.00 




$2S1,536.55 




6,100.00 




7,729.23 












$303,635.78 


$295,365.78 



Assets. 



Estimated 

value. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on col later;'. 1 security 

Loans on personal security 

Public f umls of this slate 

Municipal bonds 

Kail road bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Casb on deposit 



Par value. 



Value on 
books. 



$129,950.89 


$129,950.89 


$129,950.89 


10,500.00 


10,500.00 


10,500.00 


21,000 00 


21,600.00 


21,600.00 


12,500.00 


12,500.00 


12,500.00 


6,555.00 


6,500 00 


6,500.00 


22,570.00 


22,000.00 


22,000.00 


51,735.00 


51,500.00 


50.780 00 


27,200.00 


26,000.00 


26,000.00 


6,75(Miii 


5.400.00 


5,400.00 


12.ot0.00 


8,000.00 


7,900.00 


2,234.89 


2,234.89 


2.234.S9 


$303,635.78 


$296,135.78 


$295,365.78 



BANE COMMISSIONERS' REPORT. 187 

Statement of Deposits and Earnings 
/•'or the Year eliding June 30, 1905. 

Amount of deposits June 30, 1904 . . . $270,863.46 

Amount of dividends declared during year . . 7,881.09 

Amount of deposits received .... GO, 927. 67 



$345,672.22 
Amount of withdrawals 62,946.29 



Amount of deposits at close of business, June 

30, 1905 $282,725.93 



Total income $14,029.91 

Interest paid out .... $250.25 
Salaries, rents, and incidental expenses 1,272.97 

State tax 1,251.65 

Premiums paid .... 927.50 

Carried to guaranty fund . . . 1,000.00 

4,702.37 



Net income ...... $9,327.54 

To surplus ....... 1,446.45 



Rate and amount of dividends declared, semi- 
annual, May and November, 3 per cent. $7,881.09 



Undivided earnings at last annual return . . $7,023.36 

Increase ........ 1,446.45 



Undivided earnings June 30, 1905 . . $8,469.81 

Incorporated, 1895. 

Treasurer's bond, surety company, $40,000. Date of bond, May 

1, 1903. 
Annual compensation of officers: President, nothing ; treasurer, 

$800; trustees, $1 each meeting; clerks, paid by treasurer. 
Largest amount loaned to any person or corporation, $10,500. 
Total amount invested in New Hampshire, $182,115.74. 
Indebtedness of officers, as principal, $5,000 ; as surety, $10,000. 



188 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE SUGAR RIVER SAV- 
INGS BANK. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


County. 


$3,120.00 


$3,000.00 


$3,000.00 


City and Town. 
Pueblo, Col., 6s 


$1,000.00 
505.00 
1,030 00 
3.120.00 
1,050 00 
1,000 00 
1,100.00 


$1,000.00 
500.00 
1,000.00 
3,000 00 
1,000.00 
1.000.00 
1,000.00 


$1,000.00 




1 000.00 


Berlin, 4s 


3,000.00 
1,000 00 


Quiney, Mass., 3is 

Great Falls, Mont., 5s 


1.000.00 
1,000 00 








$8,805.00 


$8,500.00 


$8,500.00 


Arapahoe County, No. 21, Col., 5s. .. 
Lewis & Clarke Co., No. l, Mont.,4^s 

El Paso County, No. l, Col., Us 

El Paso County, No. 11, Col.. 4s 

Silver Bow County, No. 1, Mont., 4s 
Deer Lodge County, No.lO,Mont.,4ns 


$1,040.00 
2,060.00 
1,000.00 
1,000.00 
2,000.00 
5.100.00 


$1,000.00 
2,000 00 

l.ooo.oo 
l.ooo.oo 

2.000.00 
5,000.00 


$1,000.00 
2,000.00 
1,000.00 
1,000.00 
2,000.00 
5,000.00 


Railroad. 


$12,200.00 


$12,000.00 


$12,000.00 


82,160.00 
2,000.00 
525.00 
1,000.00 
1,000.00 
2,000.00 
2,910.00 
1,900.00 
4.000.(10 
1,000 00 
1 ,920.00 
2,040.00 

5,300.00 
4,900.00 
4,900.00 
5.250.00 
5,050.00 
3,880.00 


$2,000 00 
2,000.00 
500.00 
1,000.00 
1,000.00 
2,000.00 
3,000.00 
2.(100.00 
4.000.00 
1.0(10.00 
2,000 00 
2,000.00 

5,000.00 
5,000.00 
5,000.00 
5,000 00 
5,000 00 
4,000.00 


$2,000.00 
2 000 00 




Ill ini pis Central, 4s 


500 00 


North'n Pacific-Great Northern, 4s. 
Boston & Lowell, 5s 


1,000.00 
1,000 00 


Rutland Canadian, 4s 


2,000 00 


Central Branch (Mo. Pac.j, 4s 

St. Joseph & Grand Island, 4s 

Ogdensburg & Lake Champlain, 4s 
Portland & Rochester. 4s 


2,775.00 
2,000.00 
4,000.00 
1,000 00 


Chicago, Rock Island & Pacific, 4s. 
Buffalo, Rochester & Pittsburg, 4is 
Chicago Junction «& Union Stock 

Pere Marquette, 4s 


2,000.00 
2,000.00 

5.000.00 
4,750.00 
4,875.00 


Concord & Montreal, 4s 

Long Island, 4s 


5,000.00 
5,000.00 


Oregon Short Line, 4s 


3,880.00 






Miscellaneous. 


$51, 735.00 


$51,500.00 


$50,780.00 


South Shore & Boston Street Ry.,5s 
Lowell & Suburban Street Ry., 5s . 
North Chicago Street Railway, 4's. 
Worcester & ( Tin ton Street Ry., 5s. 

Naumkeag Street Railway, 5s 

Western Union Telegraph Co., 4Js. 

United Gas & Electric Co.. 5s 

Globe Street Railway Co., Fall 

Bridgewater, Whitman & Rockland 
Street Railway, 5s 


$5,400.00 
2,100.00 
900.00 
4,200.00 
1,050 00 
5,300.00 
5,100.00 

2.100.00 

1,050.00 
$27,200.00 


$5,000.00 
2,000.00 
1,000.00 
4.000.00 
1,000.00 
5,000.00 
5,000.00 

2,000.00 

1,00(100 


$5,000.00 
2,000.00 
1,000.00 
4,000.00 

i ,000.00 

5,000.00 
5,000.00 

2,000.00 

1,000.00 








$20,000.00 


$26,000.00 



I'.ANK COMMISSIOXKHS HKI'OKT. 



189 



SCHEDULE OF BONDS AND STOCKS OF THE SUGAR RIVER SAV- 
[NGS BANK.-CWmuecZ. 



STOCKS. 


Estimated 

value. 


Par value. 


Value on 
books. 


Bank. 

First National, Newport 

People's National-, Clareniont 


8625.00 

5,750.00 
375 00 


$500.00 

4,600.00 

300.00 


$500.00 
4,600.00 

300.00 




$6,750.00 


$5,400.00 


>:,. imwio 


Baltimore & Cumberland Valley 


$650.00 

1,250.00 
1,500 00 
850.00 
<\m.m 
1,400.00 
1,650 00 
1,980.00 
1,870.00 


$500.00 

1,000.00 
1,000.00 

1,000.00 
500.00 
1,000.00 
1,000.00 
1,000.00 
1,000.00 


$500.00 


Chicago Junction & Union Stock 

Yards, pref 

Upper Coos 

Chicago Great Western, deb., 4s 


1,000.00 

1,000.00 

900.00 

500.00 




1,000.00 


Illinois Central 

New York, New Haven & Hartford 
Concord & Montreal, class 4 


1.000.00 
1,000.00 
1,000.00 




$12,040.00 


$8,000.00 


$7,900.00 



100 



BANK COMMISSIONERS REPORT. 



UNION FIVE-CENTS SAVINGS BANK.— EXETER. 

William H. C. Follansby, President. 

Sarah C. Clark, Treasurer. 

Trustees — William H. C. Follansby, Edwin G. Eastman, 
John N. Thompson, Sperry French, Ephraim G. Flan- 
ders, John E. Young, John Templeton, Albert N. Dow. 

Investment Committee — William H. C. Follansby, Edwin 
G. Eastman, John N. Thompson, John E. Young. 

Clerk— Dora N. Walker. 

Examination September 12, 1905. 



STATEMENT. 

Liabilities. 





$665,640.81 
15,000.00 
17,326.38 
12,243.21 




$665,640.S1 




15,000.00 




17.326.3S 








$710,210.40 


•-$697,967.19 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real] 

estate 

Loans on other real estate. . . . 
Loans on collateral security.. 
Loans on personal security... 

Public funds of this state 

State ami municipal bonds... 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Rail mad stock 

Miscellaneous stocks 

Bank fixtures 

Real estate 

Cash on deposit 

Cash on hand 



$192,969 01 


$192,969.01 


$192,969.01 


6,500.00 


6,500.00 


6,500.00 


8,961.82 
10,603.00 


8,961.82 
10,603.00 


8,961.82 


10,603.00 


22,200.00 


22,000.00 


21,997.80 


72,170.00 


69,500 00 


69,802.50 


137,580.00 


136,000 00 


134,212.87 


58,940.00 


59,750.00 


60.402.50 


1,125.00 


1,175.00 


1.175.00 


121.503.00 


73,100.00 


115,749.75 


18 525.00 


8,750.00 


16.459.37 


2,000 00 


2,000 00 


2.000.(1(1 


5,000.00 


5,000.00 


5,000.00 


48,712 71 


48,712.71 


48.712.71 


3,420.86 


3,420.86 


3,420.86 


$710,210.40 


$648,442.40 


$697,967.19 



BANK COMMISSIONERS REPORT. 



1D1 



Statement of Deposits and Earnings 
F<>r the Year ending June 30, 1905. 



Amount of deposits June 30, 1904 
Amount of dividends declared during year 

Amount of deposits received 



Amount of withdrawals 

Amount of deposits at close of business, June 
30, 1905 .... 

Total income ..... 
From guaranty fund 



Interest paid out . . . . $386.94 

Salaries, rents, and incidental expenses 2,842.00 

State tax 3,222.83 

Other taxes ..... 65.01 

Premiums paid .... 3,126.65 

Losses charged off .... 4,467.50 

Carried to guaranty fund . . . 3,000.00 



Net income ...... 

To surplus ....... 

Rate and amount of dividends declared, 
annual, January, 3 per cent. . 

Undivided earnings at last annual return 
Increase ....... 

Undivided earnings June 30, 1905 



$614,646.99 
17,068.21 

1 si), 7 74. 83 

$821,490.03 
180,956.53 

$640,533.50 

$33,524.03 
3,000.00 

,524.03 



17,110.93 

$19,413.10 
2,344.89 



$17,068.21 



$9,979.11 
2,34 L89 

$12,324.00 



Incorporated, 1868. 

Treasurer's bond, surety company, $27,500. Date of bond, April 

I, 1899. 
Annual compensation of officers : President, $500 ; treasurer, 

$1,300; trustees, nothing; clerks, $300. 
Largest amount loaned to any person or corporation, $10,000. 
Total amount invested in New Hampshire, $310,829.63. 
Indebtedness of officers as principal, nothing; as surety, $500. 



192 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE UNION FIVE-CENTS 
SAVINGS BANK. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



State. 

Massachusetts, 3>s 

County. 



Lake. Col., -is 

Leavenworth, Kan., 6s. 



City and Town. 



Exeter, 4s 

Penacook & Boscawen, -Us 

Concord, 3s 

North Chicago, Lincoln Park, 111. ,5s 

Minneapolis, Minn., 4s 

Salina, Kan., 6s 

St. Paul, Minn., 4s 

Seattle, Wash., 5s 

Lima, Ohio, 5s 

Chicago, III., sanitary district. 4-s.. 

Peabodv, Mass., 3>.s 

Duluth, Minn., 4s 

Quincy, III.. 4js 

Cleveland, Ohio., 4s 

Seattle, Wash., 5s 

Haverhill, Mass., 4s 

Boston, Mass., 5s 



Railroad. 



Boston & Maine, 4js 

Concord & Montreal, 4s 

N. Y. Central & Hudson River, 3js. 
Chicago Junction & Union Stock 

Yards, 4s 

Illinois Central, 3Js 

Chicago. Burlington & Quincy, 4s.. 

Baltimore & Ohio, 3Js 

Pennsylvania, 3is 

Eastern, 6s 

Lake Shore & Michigan South'n, 4s 
N. Y. Central & Hudson River, 4s. . 

Long Island, 4s 

N. Y. Central & Hudson River, 3is. 
Chicago. Rock Island & Pacific, 4s. 
Terminal Railroad Association of 

St. Louis, 4s 

Oregon Short Line, 4s 

Illinois Central. 3's 

Pennsylvania, 3£s 

Chicago & Eastern Illinois, 4^s 

N. Y., New Haven & Hartford, 4s. . . 
Chicago & West Michigan, 5s 



Miscellaneous. 

Cleveland City Cable Railway, 5s.. 
Denver Consolidated Electric Co., 6s 
New Hampshire Trust Co., deb., 4s 

Amount carried forward 



$5,250.00 



§11,500.00 
16,200.00 



$27,700.00 



$1,500.00 
10,200.00 
500.00 
2,14000 
1,060.00 
1,080.00 
5.250.00 
2,120.00 
2,180.00 
1.010.00 
5,000.00 
5.100.00 
1,020.00 
5,150.00 
1,060 00 
5.050.00 
2,000.00 



$51,420.00 



$5,850 00 

15.750 00 

900.00 

10,000 00 
950.00 
5,100.00 
4.750.00 
5,300 00 
10,200.00 
10.200.00 
10,100 00 
5,100.00 
3,680.00 
4,900.00 

5,000.00 
9,700.00 
4.700 00 
9,600.00 
5,000.00 
5,350.00 
5,450.00 



$137,580.00 



$1,020.00 

2,000 00 

750.00 



$3,770.00 



$5,000.00 



$11,500.00 
15,000.00 



$26,500 00 



$1,500.00 

10,000.00 

500.00 

2,000.00 

1,000.00 

1. .0(1 

5.000.00 
' 2,000.00 
2,000.00 
1,000.00 
5,000.00 
5.000.00 

l.ooo.oo 

5,000.00 

l.ooo.oo 

5,000.00 
2,000.00 



$50,000.00 



$5,000.00 

15.000.00 

1,000.00 

10,000.00 
1 ,000.00 
5,000.00 
5.000.00 
5,000.00 
10,000 00 
10.000.00 
10,000.00 
5,000.00 
4,000.00 
5,000 00 

5,000.00 
10,000.00 

5.000.00 
10,000.00 
5,000 00 
5,000.00 
5,000.00 

$136,000.00 



$1.000 00 
2,000.00 
1.750 00 



$4,750.00 



$5,000.00 



$11,500.00 
15,000.00 



$26,500.00 



$1,500.00 
10,000.00 
497. SO 
2,000.00 
1,000.00 
1,000.00 
5,000 00 
2,000.00 
2,000.00 
1,050 00 
5.050 00 
5,102.50 
1,040 00 
5,000.00 
1,000.00 
5,000.00 
2,000.00 



$50,300.30 



$5,000.00 

15,407.00 

900.00 

10,000.00 
985.00 
5,050 00 
4.450.00 
4,837.50 

10,250 00 
9,950 00 
9,871.87 
5,000.00 
3,645.00 
4,800.00 

4,97500 
9.712.50 
4,700.00 
9,619.00 
5.000 00 
5.000.00 
5,000.00 



$134,212.87 



$1,000.00 

2,000.00 

750.00 



$3,750.00 



HANK COMMISSION KKS KKl'OIiT. 



193 



SCHEDULE OF BONDS AND STOCKS OF THE UNION FIVE-CENTS 
SAVINGS BANK.— Continued. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



Miscellaneous.— Continued. 

Amount brought forward 

Crippen, Lawrence & Co., deb., 6s.. 
Wesl End Street Railway, Boston, 4s 

New Haven Street Railway, 5s 

Lynn & Boston Railroad, 5s 

American Tel. & Tel. Co., 4s 

Metropolitan Street Railway, New 

York, 5s 

Pennsylvania, 3*8 

New England Tel. & Tel. Co., 6s.. .. 
Boston Elevated Railroad x 4s 

STOCKS. 

Bank. 

Tremont National, Boston 

South End National, Boston 

Railroad. 

Old Colony 

Boston & Maine, common 

New York, New Haven & Hartford 

Concord & Montreal, class 4 

Chicago, Mil waukee& St. Paul.pref 
Chicago, Milwaukee & St. Paul, 

common 

Maine. Central 

Union Pacific, pref 

Pennsylvania 

Miscellaneous. 

West End St. Ry., Boston, common 
The Pullman Co 



$3,770.00 
3,000.00 

10,400,00 
3,210.00 

11, (MX). 00 
9,600.00 

5,700 00 
1,960.00 
5,050.00 
5.250.00 



$58,940.00 



$175.00 
950.00 



$1,125.00 



$4,160.00 
35,600.00 
20.500.00 
22,253.00 
3,680.00 

360.00 
3,500 00 
9.700.00 
21,750.00 



$121,503.00 



$12,375.00 
6,150.00 



$18,525.00 



$4,750.00 
5,000.00 

in. nim. mi 
3,000.00 
10.000.00 
10,000.00 

5.000.00 
2.000.00 
5,000.00 
5,000.00 



$59,750.00 



$175 00 
1,000.00 



$1,175.00 



$2,000.00 
20,000.00 
10,000.00 
11,900.00 
2,000.00 

200.00 
2,000 00 
10.000.00 
15,000.00 



$73,100.00 



$6,250.00 
2,500.00 

$8,750.00 



$3,750.00 
5,000.00 

10,000.00 
3,000.00 

10,825.00 
9,900.00 

5,987.50 
1. 940.00 
5,000.00 
5,000.00 



$60,402.50 



$175.00 
1,000.00 



$1,175.00 



$3,700.00 
34.384.75 
19,948.75 
21.529.25 
3,395.00 

200 00 

3,200.00 

7,562.50 

21,829.50 



$115,749.75 



$11,334.37 
5,125.00 

$16,459.37 



13 



194 



HANK COMMISSIONERS REPORT. 



UNION GUARANTY SAVINGS BANK.— CON- 
CORD. 

Solon A. Carter, President. 

William F. Thayer, Treasure?: 

Trustees — Solon A. Carter, George P. Little, David E. 
Murphy, Henry McFarland, Edmund E. Truesdell, 
Gardner B. Emmons, Edson J. Hill, Edward H. Car- 
roll, William F. Thayer, James H. Rowell, David D. 
Taylor. 

Investment Committee — Solon A. Carter, James H. Row- 
ell, Edson J. Hill, William F. Thayer. 

Examination June 12, 1D05. 



STATEMENT. 

Liabilities. 



Amount due depositors 


$518,139.15 
50,000.00 
58,151.55 
20,958.00 

$677,24S.70 




$54S,139.15 
50,000.00 




58,151.55 




$656,290.70 



Assets. 



Estimated 




Value on 


value 


Par value. 


books. 


$131,337.00 


$131,337.00 


$131,337.00 


21,300.00 


21,300.00 


21.300.00 


36,725.00 


36,725 00 


30,725.00 


1G.000.00 


16,000.00 


16,000.00 


117.975.00 


112,500 00 


106,317.00 


'-'4,000.00 


24,750.00 


24,500.00 


76,800.00 


29,725 00 


75,035.00 


144,595.00 


96,300.00 


141,645.00 


14,620.00 


8,500.00 


10,950.00 


9,225.00 


7,150.00 


7,810.00 


68,470.00 


68,470.00 


08,470.00 


15,902.27 


15,902.27 


15,902.27 


299.43 


299.43 


299.43 


$677,248.70 


$568,958.70 


$656,290.70 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Railroad bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Manufacturing' stock 

Miscellaneous stocks 

Real estate 

Cash on deposit 

Cash on hand 



bank commissioners' report. 195 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $531,250.91 

Amount of dividends declared during year . . 15,913.44 

Amount of deposits received .... 130,907.56 

$678,071.91 
Amount of withdrawals ..... 131,375.91 



Amount of deposits at close of business, June 

30, 1905 $546,696.00 



Total income $32,048.33 

Interest paid out .... $719.58 
Salaries, rents, and incidental expenses 2,737.58 

State tax 2,942.77 

Other taxes 1,204.94 

Expenses of foreclosure, insurance, and 

repairs ..... 811.45 

Premiums paid .... 577.00 

Losses charged off and reduction of 

book values . . . .1,630.00 

Dividend to preferred guaranty share- 
holders . . . . . 2,000.00 

12,623.32 



Net income ...... $19,425.01 

To surplus ....... 3,511.57 

Rate and amount of dividends declared, 

annual, January, 3] per cent. . . $15,913.44 



Undivided earnings at last annual return . . $54,444.95 

Increase ....... 3,511.57 



Undivided earnings June 30, 1905 . . $57,956.52 

Incorporated, 1887. 

Treasurer's bonds, surety company, $27,500. Date of bonds, 

July 13, 1904; July 27, 1905. 
Annual compensation of officers: President, $100; treasurer, 

$1,500; trustees, $1 each meeting; clerks, nothing. 
Largest amount loaned to any person or corporation, $17,000. 
Total amount invested in New Hampshire, $247,012. 
Indebtedness of officers as principal, $17,000 ; as surety, $9,500. 



196 



BANK COMMISSIONERS RErORT. 



SCHEDULE OF BONDS AND STOCKS OF THE UNION GUARANTY 
SAVINGS BANK. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


Railroad. 

Evansville & Indianapolis, 6s 

Atchison, Topeka & Santa Ft : , gen- 


$11,500 00 

23,175 00 

19,200.00 
19,400.00 
15,300 00 
24,400.00 
5,000.00 


$10,000.00 

22,500.00 

20,000.00 
20,000.00 
15,000.00 
20,000.00 
5,000.00 


$10,000.00 
21,690.00 


Atchison, Topeka & Santa Fe, ad- 


14.727.00 




20 000 00 




14,150.00 




20,750.00 


Lake Shore & Michigan South'n, 4s 


5,000.00 


Miscellaneous. 

Denver Consolidated Electric Co. ,6s 
Evansville Electric Ry., Ind., 4s — 
New England Loan & Trust Co., 


$117,975.00 


$112,500.00 


$106,317.00 


$9,000.00 
9,000.00 

750.00 

5,250.00 


$9,000.00 
10,000.00 

750.00 

5,000.00 


$9,000.00 
10,000.00 

500.00 


Manchester Traction, Light & 


5,000.00 






STOCKS. 
Bank. 

National State Capital, Concord... 

Merchants' National, St. Paul 

Nat'l German American, St. Paul.. 
First National. Worcester, Mass 


$24,000.00 


$24,750.00 


$24,500.00 


$58,500.00 
6.345 00 
7,000.00 
3,375.00 
425.00 
1,155.00 


$18,000 00 
2,700.00 
5.000.00 
2,500.00 
425 00 
1,100.00 

$29,725.00 


$57,000.00 
6,335.00 
7,500.00 
2,500.00 
600.00 
1,100.00 






Railroad. 
Atchison, Topeka & Santa Fe, pref. 


$76,800.00 


$75,035.00 


$2,392.00 
34,030.00 
27,632.00 
10,650 00 
40 500.00 


$2,300.00 
20,500 00 
15,700.00 
7.500.00 
30.000.00 


$700.00 
34,440.00 


Boston & Maine, common 

New York Central & Hudson River 


30,755.00 
10,165 00 
41,250 00 




6,100.00 5.000.00 


2.250.00 


Union Pacific, pref 

Upper Coos 


291.00 
15,000.00 
8,000.00 


300.00 1 210.00 
10,000.00 1 15,000.00 
5,000.00 6.875.00 








Manufacturing. 


$144,595.00 


$96,300.00 


$141,64500 


$2,500 00 
12,120.00 


$2.500 00 
6,000.00 


$2,500.00 




8,450.00 




$14,620.00 


$8,500.00 


$10,950.00 


Eagle-Phenix Hotel Co 


$1,000.00 i $1,000 00 
6,500.00 5,000.00 
1,725.00 ' 1,150.00 


$1,000.00 
5,000.00 


Concord Gas Light Co 


1,810.00 








$9,225.00 


$7,150.00 


$7,810.00 



BANK COMMISSIONERS REPORT. 



19 7 



WALPOLE SAVINGS BANK.— WALPOLE. 

Thomas B, Buffum, President. 

*Harkv B. HuRD, Treasurer. 

Trustees — Thomas B. Buffum, George H. H olden, Edwin 
K. Seabury, George P. Porter, Thomas B. Peck, Ed- 
ward M. Holden, Charles C. Davis, John W. Hayward, 
Horace A. Perry. 

Investment Committee — George H. Holden, Edwin K. Sea- 
bury, George P. Porter. 

Clerk— Maud E. Staples. 

Examination April (5, 1005. 



STATEMENT. 



Liabilities. 





$337,236.21 
20.000.00 
15,351.40 
20,070.50 




$337,236.21 




20,000.00 




15,351.40 












$392,658.11 


$372,587.61 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 


$137,137.55 

6,900.00 

22,508.95 

4,725.00 

46,241.00 
14,575.00 
79,258.00 
21,960.00 
44,645.00 
13.320.00 
1,387.61 

$392,658.11 


$137,137.55 

6,900.00 

22,508.95 

4,725.00 

44,591.00 
15,025 00 
76.100.00 
22,050.00 
28.950.00 
9,000.00 
1.387.61 


$137,137 55 


Loans on other real estate 

Loans on collateral security 


6,900.00 

22,508.95 

4,725.00 

45,091 00 


Public funds of the United States 




13,555.00 
71,632.50 
21,450.00 

37,700 00 




Miscellaneous bonds 

Kail mad stock 


Manufacturing stock 


10,500.00 
1,387.61 


Cash on deposit 






$368,375.11 


$372,587.61 



♦Deceased: Succeeded by Clifford L. Sturtevant. 



198 BANK commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $319,259.62 

Amount of dividends declared during year . . 10,454.90 

Amount of deposits received .... 54,147.02 

$383,861.54 
Amount of withdrawals ..... 42,933.79 



Amount of deposits at close of business, June 

30, 1905 $340,927.75 



Total income $21,782.26 

Interest paid out .... $618.43 

Salaries, rents, and incidental expenses 1,310.66 

State tax 1,521.60 

Other taxes 129.80 

Expenses of foreclosure, insurance, and 

repairs ..... 271.32 

Premiums paid . . . . 105.00 

Carried to guaranty fund . . . 3,000.00 

6,956.81 



Net income ...... $14,825.45 

To surplus ....... 4,370.55 



Rate and amount of dividends declared, 

annual, July, 3J, per cent. . . . $10,454.90 



Undivided earnings at last annual return . . $16,414.03 

Increase ........ 4,370.55 



Undivided earnings June 30, 1905 . . $20,784.58 

Incorporated, 1875. 

Treasurer's bond, surety company, $22,500. Date of bond, 

January 25, 1905. 
Annual compensation of officers: President, $10; treasurer, 

$900 ; trustees, $35 ; clerks, paid by treasurer. 
Largest amount loaned to any person or corporation, $33,200. 
Total amount invested in New Hampshire, $233,671.38. 
Indebtedness of officers as principal, nothing ; as surety, nothing. 



HANK COMMISSIONKKS KKPOKT. 



199 



SCHEDULE OF BONDS AND STOCKS OF THE WALPOLE SAVINGS 

BANK. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


I'm i ed States. 


$6,650.00 


$5,000.00 


$5,500.00 


County. 


$600.00 


$600.00 


$600.00 






City and Town. 
Dallas/Tex ,5s « 


$1,325.00 
1,200.00 

1,080.00 
3,060.00 
5,150.00 
1,060.00 


$1,325.00 
2.000 00 
1,000.00 
3,000.00 
5,000.00 
1,000.00 


$1,325.00 
500.00 
9S0.0O 




3,000.00 
5.000.00 


Atlantic City, N. J.,4|s 


1,050.00 


Si IIOOL DlSTKICT. 

Alturus County, No. 6, Idaho, 8s 


$12,875.00 


$13,325.00 


$11,855.00 


$1,100.00 


$1,100.00 


$1,100.00 


Railroad. 


$3,180.00 
3,750.00 

3,270 00 
3.270.00 
2,500.00 

6,300.00 
4,560 00 
3,240 00 
6,300.00 

2,000.00 

10,000.00 

678.00 
2,850.00 

3,150.00 

3,210.00 
3,180.00 

4,600.00 
4,100.00 
3,060.00 

3,000.00 
3,060.00 

$79,258.00 


$3,000.00 
3,000.00 

3,000.00 
3,000.00 
2,500.00 

5,000.00 
4,000.00 
3,000.00 
6,000.00 

2,000.00 

10,000.00 

600.00 
3,000.00 

3,000.00 

3.000.00 
3,000 00 
5,0110.00 
5,000 00 
3,000.00 

3,000 00 
3,000.00 


$2,625.00 




3,000.00 


Galveston, Harrisburg & San Anto- 


3,165.00 


Chicago & West Michigan, 5s 

Detroit. Grand Rapids & Western ,4s 

Kansas City, Fort Scott & Mem- 

phis, Cs 


2,000.00 
1,500.00 

5,000.00 


Pacific Coast Co. , 5s 


3,700.00 


Chicago & North Michigan, 5s 

Concord & Montreal, deb. i.M. & 
L.), 4s 

Burlington & Missouri River, 
Neb., 4v 

Burlington & Missouri River, 
Neb., 6s . 


2,000.00 
6,000.00 

2,000.00 

10,000.00 

600.00 


Atchison, Topeka & Santa Fe, gen- 

Chicago Junction &. Union Stock 
Yards, 5s 


2,820.00 
2,985.00 
3.075.00 


Worcester, Nashua & Rochester, 4s 
N. Y. Central & Hudson River, 3js. 


3,000.00 
4,900.00 
4,262.50 
3,000.00 


Terminal Railroad Association, St. 
Long Island, 4s 


3,000.00 
3,000.00 


Miscellaneous. 
KLeene < ;.is Light Co. , 5s 


$76,100.00 


$71,632.50 


$5,150.00 

450.00 

3,150.00 

5,150.00 
4,850.00 
3,210.00 


$5,000.00 
1,050.00 
3,000.00 
5,000.00 
5,000 00 
3,000.00 


$5,000.00 


New Hampshire Trust Co., deb., 4s 
Metropolitan Streel Ry .Denver, 6s 
West End Street Ry. Co. , Boston, 4s 

A merican Tel. & Tel. Co. .4s 

Western Union Telegraph Co., 4is.. 


450.00 
3,000.00 
5,000.00 
5,000.00 
3.000.00 




$21,960.00 


$22,050.00 


$21,450.00 



200 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE WALPOLE SAVINGS 
BANK.— Continued. 



STOCKS. 



Estimated 
value. 



Par value. 



Value on 
books. 



Railroad. 

Pere Marquette, pref 

Union Pacific, pref 

Pittsburg, Fort Wayne & Chicago, 
Connecticut & Passumpsic Rivers 

Northern, N. H , 

Fitchburg, pref 

Manchester & Lawrence 

Cleveland <& Pittsburg 

Delaware & Hudson 

Pennsylvania 

Manufacturing. 

Amoskeag Manufacturing Co 

Manchester Mills, common 

Manchester Mills, pref 



$2,520.00 
3,267.00 
4,475.00 
4,950.00 
4,980.00 
3,050.00 
5,000.00 
2,760.00 
5,730.00 
7,313.00 



$44,645.00 



$10,000.00 
1,320.00 
2,000.00 

$13,320.00 



$3,000.00 
3,300.00 
2,500.00 
3,000.00 
3,000.00 
2,500.00 
2,000.00 
1,500.00 
3,000.00 
5,150.00 



$2S,950.00 



$5,000.00 
2,000 00 
2,000.00 ! 

$9,000.00 | 



$750.00 
1,125.00 
4,525.00 
4,500.00 
4,650.00 
3,125.00 
5,200.00 
2,850.00 
4,675.00 
6,300.00 



$37,700.00 



$6,500.00 
2.000.00 
2,000.00 

$10,500.00 



BANK COMMISSIONEB S REPORT. 



201 



WOODSVILLE GUARANTY SAVINGS BANK.— 
WOODSVILLE. 

Charles R. Gibson, President. 

Jerrv Abbott, Treasurer. 

Trustees — Charles R. Gibson, Henry \Y. Keyes, George 
E. Cummings, Henry C. Carbee, John A. Buffum, 
Herbert W. Allen, William F. Whitcher, Charles I. 
Smith, William H. Gilchrist, Ezra B. Mann. 

Investment Committee — William F. Whitcher, Charles R. 
Gibson, William H. Gilchrist, George E. Cummings, 
Henry W. Keyes. 

Examination May 31, 1905. 



STATEMENT. 

Liabilities. 



Amount due depositors 

Guaranty fund 

Interest 

Impairment 



$260,013.04 

32.000.00 

1,146.80 

$293,159.84 
9,644.(12 




$260,013.04 

32,000.00 

1,146.80 


$283,515.82 


$293,159.84 



Assets. 




Par value. 



Value on 

books. 



Loans on New Hampshire real 


$76,300.79 

44,170.34 

31,788.32 

72.215.06 

7,000.00 

11,515 00 

9.800 00 

9,000.011 

1,000.00 

:;.4:;o.00 

2,802 10 

2,860.00 

11,634.21 


$76,300.79 
44,170.34 
31.788.32 
76,161.08 
7,000.00 
12,700.00 
io.ooo no 

12,050 00 
1,000.00 
6,277.50 

2,802.10 
2.860.00 
11,634.21 


$76,300.79 


Loans on other real estate 

Loans on collateral security 


14,170.34 

:;i.7ss.:;- 
76,161.08 




7,000.00 




14,700.00 




9,813.00 




10,735.00 




1 ,000.00 




4.195.00 




2,802.10 




2.860.00 
11,634.21 








$283,515.82 


$294,744.34 


$293,159.84 



202 



BANK COMMISSIONERS REPORT. 



Statement oe Deposits and Earnings 
For the Year ending June 30, 1905. 



Amount of deposits June 30, 1904 
Amount of dividends declared during year 
Amount of deposits received 



Amount of withdrawals ..... 

Amount of deposits at close of business, June 
30, 1905 

Total income ....... 

Interest paid out .... $132.24 

Salaries, rents, and incidental expenses 883.75 

State tax 1,988.29 

Other taxes 303.62 

Losses charged off . . . . 3,145.30 

Dividend to guaranty shareholders . 350.00 

Net income ...... 

To surplus ....... 

Rate and amount of dividends declared, semi- 
annual, April and October, 3 per cent. 

Undivided earnings at last annual return 
Increase ........ 

Undivided earnings June 30, 1905 



$248,528.20 

7,024.23 

80,243.55 

$335,795.98 
71,610.93 

$264,185.05 
$14,596.55 



6,803.20 

$7,793.35 
769.12 



$7,024.23 

$1,469.10 
769.12 

$2,238.22 



Incorporated, 1889. 

Treasurer's bond, surety company, $20,000. Date of bond, 

March 11, 1903. 
Annual compensation of officers : President, nothing; treasurer, 

$600; trustees, $1 each meeting ; clerks, nothing. 
Largest amount loaned to any person or corporation, $11,500. 
Total amount invested in New Hampshire, $119,138.05. 
Indebtedness of officers as principal, $5,000 ; as surety, $2,645.20. 



BANE COMMISSIONERS REPORT. 



203 



SCHEDULE OF BONDS AND STOCKS OF THE WOODSVILLE GUAR- 
ANTY SAVINGS HANK. 



BONDS. 


Estimated 
value. 


„ , Value on 

Par value. books. 


City and Town. 
Pierre, S. Dak., 2S and 3s 


$3,915.00 

2,400.00 

5,000.00 

200.00 

5,000.00 


$4,500.00 

3,000.00 

5,000.00 

200.00 

5,000.00 


$6,500.00 


Aberdeen, Wash., 6S 

Sioux Rapids, Iowa. 6s 


3,000.00 

5.000.00 

200.00 

5,000.00 






Railroad. 

Buffalo & Susquehanna, 4s 

Chicago, Rock Island & Pacific, 4s 


$16,515.00 


$17,700.00 


$19,700.00 


$5,000.00 
4,800.00 


$5,000.00 
5,000.00 

$10,000.00 


$5,021.11 

4,791. S9 




$9,800.00 


$9,813.00 


Burlington Railway & Light Co., 


$5,000.00 


$5,000.00 

50.00 

5,000.00 

2,000.00 


$5,000.00 


Security Trust Co., deb., Gs 


50.00 


Grand Forks Gas & Electric Co., 6s 


2,000.00 
2,000.00 

$9,000.00 


3,685.00 
2,000.00 


STOCKS. 


$12,050.00 


$10,735.00 


Bank. 

National Bank of Commerce, 
Pierre, S. Dak 


$1,000.00 


$1,000.00 


$1,000.00 




Miscellaneous. 

Woodsville Loan & Banking Co 

New England Loan & Trust Co., 
Iowa 


$70.00 


$277.50 

500.00 


$277.50 
500.00 


Woodsville Opera Building Ass'n.. 
E. & T. Fairbanks & Co 


450.00 

2,910.00 


.-.011.(1(1 

r,. ooo no 


450.00 
2,967.50 










$3,430.00 


$6,277.50 


$4,195.00 



BANKING AND TRUST COMPANIES. 



BERLIN SAVINGS BANK AND TRUST COM- 
PANY.— BERLIN. 

J. Howard Wight, President. 

Quincy A. Bridges, Treasurer. 

Directors — J. Howard Wight, John D. Lary, J. George 
Marier, George A. St. Germain, T. Eugene Lemieux, 
Herbert I. Goss, Alphonse Roderick, Joseph A. Vallan- 
court, Quincy A. Bridges. 

Investment Committee — Board of Directors. 

Clerk — Arthur N. Gendron. 

Examination September 6, 1905. 



STATEMENT. 
Trust and Banking Department. 

Liabilities. 



Capital stock 

Undivided profits, less expenses 

and taxes 

Business deposits 

Due savings department 

Due banks 



$25,000.00 

5,388.45 

96,214.25 

1,138.85 

5,617.14 



$133,358.69 



$25,00000 

5,388.45 

96,214.25 

1,138.85 

5,617.14 



$133,358.69 



Assets. 





Estimated 
value. 


Par value. 


Value on 
books. 




$81,477.90 

44,172.54 

7,561.71 

140.54 


$81,477.90 

44,172.54 

7,561.71 

146.54 


$81,477.90 
44,172.54 




7,561.71 




146.54 








$133,358.69 


$133,358.69 


$133,358.69 



BANK COMMISSIONERS REPORT. 



205 



Incorporated, 1890. 

Treasurer's bonds, surety company, Si 7,500, savings depart- 
ment ; $15,000 banking department. Date of bonds, April 
12, 1905. 

Annual compensation of officers : President, $2 each meeting ; 
treasurer, $1,200; directors, SI eacb meeting; clerk, $500. 

Amount of capital stock owned by officers of the company, 
$15,500. 

Savings Department. 

Liabilities. 





$169,309.02 
10,500.00 
3,080.36 

$182,889.38 




$169,309.02 
10,500 00 
3,080.36 


Guaranty fund 








$182,889.38 



Assets 





Estimated 

value. 


Par value. 


Value on 

hooks. 


Loans on New Hampshire real 
estate 


$86,362.30 
26.206.62 
54,181.61 
15,000.00 

1,138.85 


$86,362.30 
26.206.62 
54,181.61 
15,000.00 

1,138.85 


$86,362.30 
26,206.62 
54,181.61 
15,000.00 

1,138.85 


Loans on collateral security 


Cash on deposit in hanking- depart- 
ment 






$182,889.38 


$182,889.38 


$182,889.38 



206 BANK commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending Jane 30, 1905. 

Amount of deposits June 30, 1904 . . . §152,801.71 

Amount of dividends declared during year . 3,979.52' 

Amount of deposits received .... 115,017.26 

8271,798.49 
Amount of withdrawals ..... 107,133.85 



Amount of deposits at close of business, June 

30, 1905 §164,664.64 



Total income ...... §7,870.55 

Interest paid out .... §239.62 
Salaries, rents, and incidental expenses 1,551.92 

State tax 787.80 

Losses charged off . . . . 1.050.00 

3,629.34 



Net income ...... §4,241.21 

To surplus 261.69 

Rate and amount of dividends declared, semi- 
annual, May and November, 3^ per cent. §3,979.52 



Undivided earnings at last annual return . . §1,928.46 

Increase ....... 261.69 



Undivided earnings June 30, 1905 . . §2,190.15 

Largest amount loaned to any person or corporation, §17,500. 
Total amount invested in New Hampshire, §157,443.53. 
Indebtedness of officers as principal, §30,815; as surety, 
§4,115. 



HANK COMMISSION!'.];* KlI'uKT. 



207 



EXETER BANKING COMPANY— EXETER. 

George A. Wentworth, President. 

Charles E. Byington, Cashier. 

Directors — George A. Wentworth, Edwin G. Eastman, 
William IT. C. Follansby, John E. Young, John N. 
Thompson, Charles H. Merrill. 

Investment Committee — Board of Directors. 

Clerks— Daniel F. Wells, Frank \W Taylor. 

Examination September 19, 1905. 



STATEMENT. 

Liabilities. 





$25,000.00 

4,871.07 

217 422.22 

~ 3,700.00 

27,052.12 




$25,000.00 


Undivided profits, less expenses 
Business deposits . .^ 


4.871.07 

217.422.22 
3,700.00 












$278,045.41 


$250,993.29 



Assets. 



Estimated 
value: 



Par value. 



Value on 
books. 



Loans on collateral security 
Loans on personal security . 
Public funds of this state . .. 

Municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Railroad stock 

Miscellaneous stocks 

Cash on deposit 

Cash on hand 



$5,91500 
22,449 85 
10,700.00 
10.750.00 
46,150.00 
20,050.00 
104,115.87 
14,190.00 
31,485.38 
12,239.31 



$5,915.00 
22,449.85 

10,700.00 
10,000 00 
45.000.00 
20,000.00 
C3.000.00 
9,000.00 
31,485.38 
12,239.31 



$278,045.41 



$229,789.54 



$5,915.00 
22,449.85 
10,700.00 
10,000.00 
44.577.50 
20,231.25 
79,295.00 
14,100.00 
31,485.58 
12,239.31 



$250,993.29 



Incorporated, 1893. 

Cashier's bond, surety company, $25,000. Date of bond, April 

1, J 903. 
Annual compensation of officers: President, nothing; cashier, 

82,000; directors, $1 each meeting; clerks, I). F. Wells, paid 

by cashier; I'". \\\ Taylor, $6 per week. 
Indebtedness of officers as principal, nothing; as surety, nothing. 
Amount of capital stock owned by officers of the company, 87,500. 



208 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE EXETER BANKING 

COMPANY. 



BONDS. 



Estimated 
value. 



Par value. 



Value on 
books. 



City and Town. 

Concord, 3js 

Salem, Mass. ,3* 

School District. 

Dulutli, Minn., 4s 

Railroad. 

Louisville & Nashville, 4s 

Northern Pacific, 4s 

Erie, 4s 

Pennsylvania, 3;S 

Lake Shore & Michigan South'n, 4s 
Chicago, Cincinnati &Louisville,4£s 

Oregon Short Line, 4s 

Eastern, of Massachusetts. 6 

N. Y. Central & Hudson River, 4s. . 



Miscellaneous. 

American Tel. &Tel. Co., 4s 

American Bell Telephone Co., 4s. .. 
Interborough Rapid Transit Co., 4s. 
Boston Elevated Railway Co., 4s . . . 



STOCKS. 

Railroad. 

Concord & Montreal, class 1 

Concord & Montreal, class 4 

Northern, N. H 

Chicago, Milwaukee &St. Paul.pref 

Pennsylvania 

Maine Central 

Chicago (ireat Western, deb.. 4s 

New York, New Haven & Hartford. 
Boston & Maine, common 



Miscellaneous. 

Massachusetts Gas Companies, pref 
The Pullman Co 



$700.00 


$700.00 


$700.00 


5,000.00 


5,000.00 


5,000.00 


85,700.00 


$5,700.00 


$5,700.00 


S5.050.00 


$5,000.00 


$5,000.00 


S5.200.00 


$5,000.00 


$5,000.00 


5,300.00 


5.000.00 


5,000.00 


5,150.00 


5,000.00 


4,912.50 


5,300.00 


5,000.00 


4,837.50 


5,100.00 


5,000 00 


4,950.00 


5,100.00 


5,000.00 


5.000.00 


4,S50.00 


5,000 00 


4,850.00 


5,100.00 


5.000 00 


5.000 00 


5,050.00 


5,000.00 


5,027.50 


§46,150.00 


$45,000.00 


$44,577.50 


$4,850.00 


$5,000.00 


$5,000.00 


5,000.00 


5,000 00 


5.000.00 


4,950.00 


5,000 00 


4.962.50 


5,250.00 


5.000.00 


5,268.75 


S20.050.00 


S20.000.IHI 


$20,231.25 


$4,575.00 


$2,500.00 


$2,500.00 


23,865.87 


12.500 00 


12.762.50 


16,600.00 


10.000.00 


10.000.00 


9,200 00 


5,000.00 


8.562.50 


21,750 00 


15,000.00 


18,000 00 


900 00 


500 00 


845 00 


4,300.00 


5.000.00 


4,550.00 


5,125.00 


2,500 00 


4,275.00 


17,800.00 


10,000.00 


17.800.00 


$104,115.87 


$63,000.00 


$79,295.00 


$4,350.00 


$5,000.00 


$4,140 00 


9,840.00 


4,000.00 


9,960.00 


$14,190.00 


$9,000.00 


$14,100.00 



BANE COMMISSIONERS REPORT. 



209 



LANCASTER TRUST COMPANY.— LANCASTER. 

Henry O. Kent, President. H. Percy Kent, Treasurer. 

Directors — Henry O. Kent, Ezra Mitchell, Charles A. 
Cleveland, Erastus V. Cobleigh, Abner Bailey, Chester 
B. Jordan, Edward R. Kent, H. Percy Kent. 

Investment Committee — Henry O. Kent, Ezra Mitchell, 
Charles A. Cleveland, Abner Bailey, H. Percy Kent. 

Examination September 20, 1905. 



STATEMENT. 

Liabilities. 



Capital stock 

Surplus 

Undivided profits, less expenses 

and taxes 

Business deposits 

Due savings hanks 

Certificates of deposit 

Dividends unpaid 



Impairment. 



$100,000.00 

'.".ooo.oo 

2.368.31 

53,019 58 

S.998.50 

3,115.58 

202.50 



$169,764.47 
1,000.00 



$168,764.47 



$100,000.00 
2,000.00 

2.368.31 

53,010.58 

8,998.50 

3,115.58 

202.50 



;),7G4.47 



Assets. 



Estimated 
value. 



Par value. 



Value on 

books. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans on collateral security 

Loans on person nl security 

Public funds of this state 

Miscellaneous bonds : 

Perl in Mills Co., 5s 

Evansville Elec. Ky. Co., Ind., 4s 
Bank stock : 

First National, Buffalo, Wvo 

First National, Douglas, Wyo 

Overdrafts 

Cash on deposit 

Cash on hand 



$7,500.00 


$7,500.00 


4,700 00 


4.700.00 


15,342.47 


15,342.47 


86.860 64 


86,860 64 


2,000.00 


2,000 00 


5.000 00 


5,000.00 


9,000.00 


10,000.00 


1.562 50 


1,250.00 


2,400 00 


2,000.00 


191.74 


191.74 


20.108.86 


26.108.86 


8,098.26 


8,098.26 


$168,764.47 


$169,051.97 



$7,500.00 

4,700.00 

15,34247 

86,860 64 

2.000.00 

5.000.00 
10,000 00 

1,562.50 

2,400.00 

191.74 

26.108.86 
8,098.26 

$169,764.47 



210 BANK COMMISSIONERS' REPORT. 

Incorporated, 1891. 

Treasurer's bond, personal, 825,000. Date of bond, October 

26, 1899. 
Annual compensation of officers : President, $1,000 ; treasurer, 

8700; directors, nothing; clerks, nothing. 
Indebtedness of officers as principal, nothing; as surety, nothing. 
Amount of capital stock owned by officers of the company, 

$16,400. 



BANE COMMISSIONERS REPORT. 



•ill 



LISBON SAVINGS BANK AND TRUST COMPANY. 
—LISBON. 

Augustus A. Woolson, President. 

Ernest II. Hallett, Treasurer. 

Directors — Augustus A. Woolson, Edward Woods, Her- 
bert B. Moulton, Lyman C. Payne, Henry C. Libbey, 
A. C. Wells, George Brummer, James E. Richardson, 
John B. Noyes, H. L. Clough, Seth F. Hoskins, George 
W. Wells. 

Investment Committee — A. A. Woolson, H. B. Moulton, 
L. C. Payne, S. F. Hoskins, E. H. Hallett. 

Clerks— -W. M. Payne, H. E. McGaffey. 

Examination January 18, 1905. 



STATEMENT. 

Trust and Banking Department. 

Liabilities. 



Capital stock 


$50,000.00 

7.439.35 
81,075 83 
14,721.31 
10,741.43 




■S50.000 00 


Undivided profits, less expenses 


Business deposits 

Due savings department 

Certificates of deposit 


81,075.83 

14,721.31 

10 741 43 








$163,977.92 


8163,977.92 



Assets. 



Estimated 

value. 



Par value. 



Value "ii 
books. 



Loans on collateral security •S5i.424.76 S5i.424.76 

Loans on personal security 83,204.31 83,204.31 

Bank fixtures 3.000.00 3,000.00 

Warrants 120 00 420110 

Cash on deposit ( 20, 101.92 20.401.92 

Cash on hand , 5,526.93 5,526.93 

SIC:;, 977.92 S163.977.92 



$51,424.76 
83,204.31 
3,000.00 

420.00 

20.401.92 

5,526.93 

$163,977.92 



212 



BANK COMMISSIONERS REPORT. 



Incorporated, 1889. 

Treasurer's bond, surety company, $20,000. Date of bond, 

July 1, 1901. 
Annual compensation of officers : President, $100; treasurer, 

Si, 600; investment committee, $75; clerks, $1,020. 
Amount of capital stock owned by the officers of the company, 

$15,700. 

Savings Department. 

Liabilities. 



Amount due depositors 

Guaranty fund 

Interest 

Premium 



8352,195.49 
5,000.00 
2,211.26 
3,332.00 



2,738.75 



$352,105.49 
5,000.00 
2,211.26 



8359,406.75 



Assets. 



Estimated 
value. 



Par value. 



Value on 

1 ks. 



Loans on New Hampshire real 
estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Municipal bonds 

Miscellaneous bonds 

Bank stock 

Railroad stock 

Bank building and fixtures 

Real estate 

Cash on deposit in banking depart- 
ment 



.$132,753.75 

600.00 

61,170.73 

80.252.67 

9.152.00 
23,005 00 

6,550.00 
11.950.00 
18.000.00 

4,583.29 

14,721.31 



8362.738.75 



132,753.75 

600.00 

01,170.73 

80.252.67 

9,600.00 
22,500.00 

5,500.00 
10.000.00 
18,000.00 

4,583.29 

14.721.31 



8359.6S1.75 



8132,753.75 

600.00 

61,170.73 

80,252.67 

8,000.00 
22,050.00 

6,525.00 
10,750.00 
18,000.00 

4,5S3.29 

14,721.31 



8359,406.75 



bank commissioners' report. 213 

Statement of Deposits and Earnings 

For the War ending June 30, 1905. 

Amount of deposits June 30, 1904 . . . $327,970.2] 

Amount of dividends declared during year . . 9,297.19 

Amount of deposits received .... 121,485.81 

$458,753.21 
Amount of withdrawals ..... 99,562.17 



Amount of deposits at close of business, June 

30. 1905 $359,191.04 



Total income ....... $19,333.33 

[nterest paid out .... $333.33 

Salaries, rents, and incidental expenses 759.29 

State tax ..... 1,636.58 

Other taxes ..... 676.68 

Losses charged off . . . . 150.00 

Reduction of book values . . . 5,000.00 

Carried to guaranty fund . . . 1,000.00 

9,555.88 



Net income ...... $9,777.45 

To surplus 480.26 

Rate and amount of dividends declared, semi- 
annual, January and July, 3 per cent. . $9,297.19 



Undivided earnings at last annual return . . $5,603.35 

Increase 480.26 



Undivided earnings June 30, 1905 . . $6,083.61 

Largest amount loaned to any person or corporation, §30,900. 
Total amount invested in New Hampshire, 8277,561.96. 
Indebtedness of officers as principal, $11,000; as surety, $41,- 
184.14. 



214 



BANK COMMISSIONERS REPORT. 



SCHEDULE OF BONDS AND STOCKS OF THE SAVINGS DEPART- 
MENT OF THE LISBON SAVINGS BANK AND TRUST COMPANY. 



BONDS. 



Estimated 

value. 



Par value. 



Value ou 
books. 



City and Town. 

Pierre, S. Dak., 2s and 3s 

Uniontown, Wash., Gs 

Miscellaneous. 

Metropolitan Railway Co., Denver, 

Col., 6s 

Parker-Young; Co., Lisbon, 5s 

New Hampshire Trust Co., deb., 4s 
Bath Lumber Co., 5s 

STOCKS. 

Bank. 

National Bank of Commerce, 

Pierre, S. Dak 

Lancaster National 

Atlantic National , Boston 

Lancaster Trust Co 

Railroad. 

Pennsylvania 

Atchison, Topeka & Santa Fe' 



S4.002.00 
5,150.00 


$4,600.00 

5,000.00 


$3,000.00 
5,000.00 


$9,152.00 


$9,600.00 


$8,000.00 


85,250.00 

13,650.00 

105.00 

4,000.00 


$5,000.00 

13,000.00 

400.00 

4,100.00 


$5,000.00 

12,900.00 

150.00 

4,000.00 


$23,005.00 


$22,500.00 


$22,050.00 


$1,000.00 
1,300.00 
3,250.00 
1,000.00 


s 1.000.00 
1,000.00 
2,500.00 
1,000.00 


$900.00 
1.250.00 
3,375.00 
1,000.00 


$6,550.00 


$5,500.00 


$6,525.00 


$6,900.00 
5,050 00 


$5,000.00 
5,000.00 


$5,856.25 
4,893.75 


$11,950.00 


$10,000.00 


$10,750.00 



BANK COMMISSIONERS REPORT. 



215 



NASHUA TRUST COMPANY.— NASHUA. 

George \V. Currier, President. 

Joseph L. Clough, Treasurer. 

Directors — George W. Currier, Fred K. Priest, George B. 

French, John A. Fisher, William D. Swart, Milton A. 

Taylor, Roscoe S. Milliken, William S. Norwell, Elmer 

W. Eaton. 
Investment Committee — Board of Directors. 
Clerks — William A. Nelson, Warren B. Nelson. 

Examination August 1, 1905. 



STATEMENT. 

Trust and Banking Department. 

Liabilities. 



Capital stock 

Surplus 

Undivided profits, less expenses 

and taxes 

Business deposits 

Due savings department 

Certificates of deposit 

Dividends unpaid 

Other liabilities 

Colby Academy trust 

Impairment 



$50,000.00 
1,000.00 

913.71 

102,451.45 

85,411.32 

750.00 

968.63 

11.94 

96,000.00 




$50,000.00 
1,000.00 

913.71 

102,451.45 

85,411.32 

750.00 

96S.63 

11.94 

96,000.00 


8337,507.05 
1,080.00 




$336,427.05 


$337,507.05 



Assets. 



Estimated 




Value on 


value. 


Par value. 


books. 


$1,800.00 


$1,800.00 


$1,800.00 


8,890.00 


8,890.00 


8,890.00 


20,107.51 


20,107.51 


20.107.51 


8.999.03 


8,999.03 


8,999.03 


237.80 


237.80 


237.80 


20,750.00 


20,000.00 


20,563.75 


2,000.00 


2,000.00 


2,000.00 


1,250.00 


2,500.00 


1,000.00 


58,800.00 


55,000.00 


i;o..",i<;.25 


1,711.25 


1.711.25 


1.711.25 


32,791.91 


32,71)1. 91 


32,791.91 


96,000.00 


96,027.50 


96,000.00 


3.064.38 


[.064.38 


3,064.38 


55,201.97 


55,201.97 


55,201.97 


24,823.20 


24,823.20 


24,823.20 


$336,427.05 


$333,154.55 


>:::::. .Mi?. (i5 



Loans on New Hampshire real 

estate 

Loans on other real estate .... 
Loans od collateral security .. 
Loans on personal security . . 

Municipal bonds 

Miscellaneous bonds 

Bank stock 

Manufacturing stock 

Miscellan* s stocks 

Bank fixtures 

Real estate 

Colby Academy trust 

Other nsvct-. 

Cash on deposit 

Cash en hand 



216 



RANK COMMISSIONERS REPORT. 



Incorporated, 1889. 

Treasurer's bond, surety company, $50,000. Date of bonds, 

November 1, 1904, and June 1, 1905. 
Annual compensation of officers: President, nothing; treasurer, 

$2,000; directors, nothing; clerks, $1,620. 
Amount of capital stock owned by officers of the company, 

8H1.020. 

SCHEDULE OF BONDS AND STOCKS OF THE BANKING DEPART- 
MENT OF THE NASHUA TRUST COMPANY. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


City and Town. 


8237.80 


$237.80 


$237.80 






Miscellaneous. 
Broad Ripple, Traction Co., Indian- 


S5.000.00 

15,750.00 


$5,000.00 
15,000.00 


$5,000.00 


Western Tel &Tel Co. ,5s 


15,563.75 






STOCKS. 

Bank. 

National Bank of Commerce, 
Pierre. S. Dak 


$20,750.00 


$20,000.00 


$20,563.75 


$2,000.00 


$2,000.00 


$2,000.00 


Manufacturing. 


$1,250.00 


$2,500.00 


$1,000.00 






Miscellaneous. 

Massachusetts Electric Co. , pref — 


$12,400.00 
27,800.00 

5,000.00 
13.600.00 


$20,000.00 
20,000.00 

5.000.00 
10.000.00 


si 4.800.00 
26,950.00 


United Traction & Electric Go 

Providence, R. I 

New England Tel. & Tel. Co 


4,: ioo. oo 
13,666.25 




$58,800.00 


$55,000.00 


$60,316.25 



bank commissioners report. 

Savings Department. 

Liabilities. 



217 



Amount due depositors 


S6S6.958.43 
3.081.14 
15,74399 
18,333.24 

$724,116.80 




8680,058.43 


Interest 

Premium 


3,081.14 
15,743.99 




■S705.783.56 



. Issets 





Estimated 
value. 


Par value. 


Value on 
books. 


Loans on New Hampshire real 
estate 


$185,047.00 $185,047.00 
70.7(11.27 ' 70.701.27 
50,825.80 (50.825 80 


$185,047.00 


Loan-; nn collateral security 

Loans on personal security 


70,701.27 
50,825 80 


.Municipal bonds 

Bank stock 

Railroad stock 

Manufacturing stock 

Miscellaneous stocks 

Real estate 


7,000(111 

44,270.00 

-I.S50.00 

6,980.00 

158,101.00 

33,045.00 

48,000.00 

21i.SS5.41 

S5.411.32 


7,000.00 

45.000.00 
5,000.00 
5,300.00 

101,10(1 no 
15,500.00 
20.000.00 
29,885.41 

85,411.32 


7,000.00 
14,325.00 

4,806.25 
6,010.00 
142.046.51 
33.fi25.00 
44.600.00 
29,885.41 

S5.411 32 


Cash on deposit in banking depart- 
ment 








$724,116.80 


$620,770.80 


$705,783.50 



218 bank commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 



Amount of deposits June 30, 1904 
Amount of dividends declared during year . 
Amount of deposits received .... 

Amount of withdrawals . . . . . 

Amount of deposits at close of business, dune 
30, 1905 

Total income ....... 

Interest paid out .... 81,433.56 

Salaries, rents, and incidental expenses 2,000.00 

State tax 4,544.26 

Losses charged off . . . . 179.43 



Net income . . . ... 

To surplus ...... 

Rate and amount of dividends declared 
annual, January, 3^ per cent. 

Undivided earnings at last annual return 
Increase ....... 

Undivided earnings June 30, 1905 



§662,393.89 

21,793.70 

234,999.14 

§919,186.73 
233,132.24 



.054.49 



$38,968.60 



8,157.25 

$30,811.35 
9,017.65 



21,793.70 

53,865.67 

9,017.65 

12,883.32 



Largest amount loaned to any person or corporation, $20,000. 
Total amount invested in New Hampshire, $399,700.05. 
Indebtedness of officers as principal, $2,000; as surety, $13,850. 



HANK COMMISSIONERS REPORT, 



219 



SCHEDULE OF BONDS AND STOCKS OF THE SWINGS DEPART- 
MKN'T OF THE NASHUA TRUST COMPANY. 



BONDS. 



Estimated 

value. 



Par \ alue. 



Value "ii 
books. 



City and Town. 

Ehna, Wash., 6 

Rah. road. 

Chicago, Rook Island & Pacific, 4s 
Chicago, Rock Island i\r Pacific, 1st 

refunding 

Oregon Short Lino, 4s 

Miscellaneous. 
American Tel. & Tel. Co. ,4s 

STOCKS. 

Bank. 

Fourth National, Boston 

First National, Nashua 

Lancaster Trust Co 

Railroad. 

Chicago Junction Railway <& Union 
Stock Yards, common 

Pennsylvania 

New York, New Haven & Hartford 

Chicago Junction Railway & Union 
Stock Yards, pref 

Atchison, Topeka & Santa Fe, pref. 

Manufacturing. 

Great Falls Manufacturing Co 

Jackson Company, Nashua 

Temple Iron Co 

Miscellaneous. 
The Pullman Co 



$7,000.00 


$7,000.00 


$7,000.00 


$24,870.00 

H.700.00 
9,700.00 


$25,000.00 

10,000.00 
10,000.00 


$25,000.06 

9,600.00 
9,725.00 


$44,270.00 


$45,000.00 


$44,325.00 


$4,850.00 


$5,000.00 


$4,806.25 


$5,880.00 

100.00 

1,000.00 


$4,200.00 

100.00 

1,000.00 


$5,460.00 

100.00 

1,050.00 


$6,980.00 


$5,300.00 


$6,610.00 


$34,400 00 
72,501.00 
40,400.00 

51)0.00 
10,300.00 


$20,000.00 
50,700.00 
20,000.00 

400.00 
10,000.00 


$28,600.00 
63,375.00 
39,990.88 

502.50 
10,175.13 


$158,101.00 


$101,100.00 


$142,646.51 


$8,085.00 

4,960.00 

20,000.00 


$5,500 00 

8000 00 

20,000.00 


$8,525.00 

5,400 00 
20,000.00 


$33,045 00 


$15,500.00 


$33,925.00 


$48,000.00 


$20,000.00 


$44,600.00 



220 



BANK COMMISSIONERS REPORT. 



NORTH CONWAY LOAN AND BANKING COM- 
PANY.— NORTH CONWAY. 



Henry B. Cotton, President. 



Dana J. Brown, Treasurer, 



Directors — Henry B. Cotton, John B. Nash, W. D. H. 
Hill, James L. Gibson, William Pitman, E. E. Hodgdon. 

Investment Committee — E. E. Hodgdon, William Pitman. 

Clerk — George C. Fernald. 

Examination August 8, 190."). 



STATEMENT. 
Trust and Banking Department. 

Liabilities. 



Capital stock 

Surplus 

Undivided profits, less expenses 

and taxes 

Business deposits 

Due savings department 

Treasurer's checks 

Dividends unpaid 




$50,000.00 
3,500.00 

537.14 

57,247.80 

7,925.60 

457.56 

18.00 

$119,686.10 



Assets. 





Estimated 
value. 


„ . Value on 
Par value. books. 


Loans on New Hampshire real 


$12. 183.93 

19. 767.20 

58,625.70 

200.00 

25,049.30 

3,859.97 


$12,183.93 

19,767.20 

58,625.70 

200 00 

25,049.30 

3,859.97 


$12,183.93 


Loans on collateral security 


19,767.20 

58,625.70 




200.00 




25,049.30 
3,859.97 








S119.6S6.10 


$119,686.10 


$119,6S6.10 



HANK COMMISSIONERS REPORT. 



221 



Incorporated, 1891. Commenced business, July 3, l'.'OO. 
Treasurer's bond, surety company, ^20,000. Date of bond, 

November 21, L903. 
Annual compensation of officers : President, nothing; treasurer, 

$800; directors, nothing; clerk, $600. 
Anion nt of capital stock owned by officers of the company, $5,500. 

Savings Dkpartment. 

Liabilitit s. 



Amount due depositors 

Guaranty fund 

Interest 



S44.2SK.37 

480.40 

1,051.79 



$45,812.56 



$44,280.37 

480.40 

1,051.79 



$45,S12.56 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 
estate 

Loans on other real estate 

Loans on collateral security 

Loans on personal security 

Cash on deposit in banking- depart- 
ment 



$19,563.42 
3.820.91 

5.87(1.(1(1 
8,032.63 

7,925.60 


$19,563.42 
3,820.91 
5,870 00 
S,632.63 

7,925.60 


$19,563.42 
3,820.91 
5,870.00 
8,632.63 

7.925.60 


$45,S12.50 


$45,812.56 


$45,812.56 



222 BANE commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1904 
Amount of dividends declared during year 
Amount of deposits received 



Amount of withdrawals 

Amount of deposits at close of bi 
30, 1905 

Total income .... 



siness, June 



Interest paid out .... $35.92 

Salaries, rents, and incidental expenses 300.00 

State tax 220. 7G 

Other taxes ..... 8.05 
Expenses of foreclosure, insurance, and 

repairs ..... 11.28 

Carried to guaranty fund . . . 173.66 

Net income ...... 

To surplus ....... 

Rate and amount of dividends declared, semi- 
annual, January and July, 3^ per cent. 

Undivided earnings at last annual return 

Increase ........ 

Undivided earnings June 30, 1905 



$39,502.04 

1,293.30 

19,016.98 

$59,812.32 
17,216.75 



$42,595.57 
$2,394.77 



'49.6; 



$1,645 
351 


.10 

SO 


$1,293 


30 


$1,211.19 
351.80 



$1,562.99 



Largest amount loaned to any person or corporation, $3,573.05. 
Total amount invested in New Hampshire, $34,481.10. 
Indebtedness of officers as principal, nothing; as surety, nothing. 



BANK COMMISSIONERS REPORT. 



223 



ROCHESTER LOAN AND BANKING COMPANY. 

—ROCHESTER. 
Sumner Wallace, President. John L. Copp, Cashier. 

Directors — Sumner Wallace, Albert Wallace, George E. 

Wallace, Isidor Salinger, Elmer J. Smart, Edward 

Josselyn, John W. Tebbetts, Stephen C. Meatier, 

Charles E. Hussey, John L. Copp. 
Invest incut Committee — Sumner Wallace, Albert Wallace, 

Isidor Salinger, Elmer J. Smart, John L. Copp. 
Clerks — Charles S. Buck, Eugene L. Hutchins, J. Stacey 

Tripp, Effie A. Locke, B. H. Home. 

Examination August 30, 1905. 



STATEMENT. 

Trust and Banking Department. 
Liabilities. 



Capital stock 

Surplus 

Undivided profits, less expenses 

and taxes 

Business deposits 

Due savings department 

Certificates of deposit 

Debentures outstanding 

Premium 



S 100,000.00 
30,000.00 

27,775.83 
420.505.41 
48,533.95 
38,271.74 
100,000.00 
1.810.00 




$100,000.00 
30,000.00 

27,775.83 
420.505.41 
48,533.95 
.".8,271.74 
105,900.00 


$772,891.93 


$771.07(5.93 



Assets 



Estimated 




Value on 


value. 


Par value. 


books. 


$80,683.98 


$80,683.98 


$80,G83.08 


21 1 ,580.00 


211,580.00 


211.580.00 


137,704.57 


137,794.57 


137,704.57 


2.400.00 


2.400.00 


2,400.00 


40.000 00 


40,000.00 


39,085.00 


128,600 00 


130,000.00 


127,700.00 


1.00 


1.00 


1.00 


17.730.02 


17,7:::'! 2 


17,739 02 


0,0s: i 91 


6,080 01 


6.089.91 


475.00 


475.00 


475.00 


700.00 


700.00 


700.00 


120,675.73 


120.075.73 


120.075.73 


20.151.82 


20,151.82 


26,151.82 


5772,891.93 


$774,201 93 


$77 l.i 170.: 13 



Loans nn real estate 

Loans <hi collateral security 
Loans on personal security. 

Municipal bonds 

Railroad bonds 

Miscellaneous bonds 

Bank fixtures 

Real estate 

Overdrafts 

Warrants 

Certificates of deposit 

Cash on deposit 

Cash on hand 



224 



HANK COMMISSIONERS REPORT. 



Incorporated, 1887. 

Cashier's bonds, surety company, $50,000, savings depart- 
ment; 825,000, banking department. Date of bonds, May 
15 and June 8, 11*05. 

Annual compensation of officers: President, nothing; cashier, 
$1,500; directors, $1 each meeting; clerks, $3,594. 

Amount of capital stock owned by officers of the company, 
$57,300. 

SCHEDULE OF BONDS AND STOCKS OF THE BANKING DEPART- 
MENT OF THE ROCHESTER LOAN AND BANKING COMPANY. 



BONDS. 


Estimated 
value. 


Par value. 


Value on 
books. 


City and Town. 
Butte, Neb., 6s 


$2,400.00 


$2,400.00 


$2,400.00 


Railroad. 
Mexican Central, 6s 


$25.000 00 
15,000.00 


$25,000 00 
15,000.00 


S24.S75.00 
14,210.00 








$40,000.00 


$40,000.00 


$39,085.00 


Oxford Light Co., Portland, Me., 5s 

Hurley Water Co., Wis., 6s 

Omaha & Council Blurt's St. Ry., 5s 
Ottumwa Traction & Light Co., 

New England Brick Yards Co., 5s.. 


$40,000 00 
15,000 00 
50,000 00 

12,000.00 
7,200.00 
4.400.00 


$40,000.00 
15,000.00 
50,000.00 

12,000.00 
8,000.00 
5.000.00 


$40,000.00 
15,000.00 
50,000.00 

12,000.00 
6,400.00 
4,300.00 








$128,600.00 


$130,000.00 


$127,700.00 



bank commissioners report. 
Savings Department. 

Liabilities. 



oo; 



Amount due depositors 


$1,686,326.28 

85,000 00 
39,378.37 
42,693.00 




§1,686,325.28 
- 85,000.00 




39,378.37 








§1,853,396.65 


sl,xl(l,70:s.05 



Assets. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire i - eal 

Loans on other real estate 

Loans on collateral security 


$131,569.25 

152,885.00 

475,589.82 

289,315.77 

21,187.50 

187,680 00 

251,990.00 

925.00 

234,863 00 

52,8-10.00 

6,017.36 

48,533.95 


$131,569.25 

152,885 00 

475,589.82 

289,315.77 

21,687.50 

189,000.00 

252,000 00 

500.00 

164,300.00 

52,000.00 

6,017.36 

48,533.95 


$131,569.25 

152,885.00 
475.589.82 
289,315.77 




20,687.50 




185,805.00 




251,400.00 




500 00 


Railroad stock 


198.000.00 
50,400.00 


Real estate 


6,017.36 


Cash on deposit in banking depart- 
ment 


48,533.95 




§1,853,396.65 


$1,783,398.65 


$1,810,703.65 



15 



226 BANK commissioners' report. 

Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 

Amount of deposits June 30, 1004 . . . $1,421,380.97 

Amount of dividends declared during year . 50,927.19 

Amount of deposits received .... 487,123.00 

$1,959,431.16 

Amount of withdrawals 316,369.81 



Amount of deposits at close of business. June 

30, 1905 81,043,061.35 



Total income §73,300.03 

Interest paid out .... 81,497.43 

State tax 10,898.29 

Premiums paid .... 1,370.55 

Carried to guaranty fund . . 15,000.00 

28,766.27 



Not income ...... $44,533.76 

From surplus ...... 6,393.43 



Rate and amount of dividends declared, semi- 
annual, June and December, 3^ per cent. 850,927.19 



Undivided earnings at last annual return . . 831,124.27 
Decrease 6,393.43 



Undivided earnings June 30, 1905 . . 824,730.84 

Largest amount loaned to any person or corporation, 875,600. 
Total amount invested in New Hampshire, 8451,676.93. 
Indebtedness of officers as principal, $98,500 ; as surety, 
810,870.36. 



BANK COMMISSIONERS REPORT. 



•227 



SCHEDULE OF BONDS AND STOCKS OF THE SAVINGS DEPART- 
MENT OF THE ROCHESTER LOAN AND BANKING COMPANY. 



BONDS. 


Es1 imated 

\ alue. 


Par value. 


Value on 
books. 


City and Town. 


$2,000.00 
10,500.00 

5,000.00 
1,200.00 
2,487.50 


$2,000.00 S2.000.00 




10,000 00 

5.1100 011 

1,200.00 
2,487.50 


10.000.00 
5,000.00 
1,200.00 
2,487.50 








$21,187.50 


$21,687.50 


$20,687.50 


Missouri, Kansas & Texas, Si. 

Southern Pacific, 4s 

Lake Shore & Michigan South'n, 4s 
N. Y. Central ^c Hudson River, 4s.. 
Chicago, Rock Islam! & Pacific, 4s. 


$5,250.00 

3,480.00 
5,300 00 
14.550.00 
48,500.00 
40.800.00 
30.G00.00 
39,200.00 


$5,000.00 

4,000.00 
5,000.00 
15.000 00 

50.000.01) 
40,000.00 

30.0oo.oo 
40,000.00 


$5,000 00 

."..400.00 

5.000 00 
14.610.00 

49.000.00 
39,805.00 
30,000 00 
38,900.00 


Miscellaneous. 


$187,680.00 


$189,000.00 


sis5.805.00 


Dnluth Street Ry. Co., Minn., 5s 

Hurley Water Co., Wis., 6s. 


$15,150.00 
10,000 00 
14.141)0(1 
10,500.00 

9,200.00 
13,000.00 

50,000.00 

25,000.00 

35,000.00 

25,000.00 
15,000.00 

30.000.00 


$15,000.00 
10,000.00 
14.000.00 
10,000.00 

10,000 00 
13.000.00 

50,000 00 

25,000.00 
35,000.00 

25.000.00 

15,000.00 

30.000.00 


$15.000 00 

10,000.00 

14,000.00 


West End Street Ry., Boston, 45S. .. 
New York & Pennsylvania Tel. & 

Tel. Co., 4s 

Ottumwa Traction & Light Co., 5s. 
Omaha cS: Council Bluffs St. Ry.,5s 
Urbana, Bellfontaine, & Northern 

Fort Wagner& Southwestern Trac- 


10,000.00 

9,400.00 
13,000.00 

50,000 00 

25,000.00 
35,000.00 


Indianapolis Northern Traction Co., 
68 

Indianapolis & Eastern, 5s 

Canton & New Philadelphia Rail- 
way Co., 5s 


25,000.00 

15,000.00 

30,000.00 






STOCKS. 


$251,990.00 


$252,000.00 


$251,400.00 


Bane. 
Strafford National, Dover 


$925.00 


$500 00 

$4,500.00 
2,700.00 

12O.0IMI.00 

27,100.00 

5,000.00 
.-,.000 00 


$500.00 






Railroad. 
Boston & Maine 

Concord & Montreal, class 2 

Pennsylvania 


$8,010.00 

1,968.00 

174,000.00 

36,585.00 

7,000.00 
1,300.00 


$4 500.00 
2,700.00 

140 000 00 


Worcester, Nashua & Rochester.. . 

Baltimore & Cumberland Valley 

Extension 


35,400.00 

5,000.00 


Chicago ( ireat Western, deb., 4s ... 


1,400.00 


Manufacturing. 


$234,803.00 


$164,300.00 


sios.000.00 


Temple Iron Co 

(ireat Falls Manufacturing Co 
Massachusetts 1 ias Companies, pref 


$ 10,000.00 

15.000.00 

27,840.00 


$10,000.00 

10.000 00 

32,000.00 


$10,000.00 

1 1.000 00 
26,400.00 




$52,840.00 


$.-,2,000.00 --o.400.00 



228 



BANK COMMISSIONERS REPORT. 



SALMON FALLS BANK.— SALMON FALLS. 

Joseph D. Roberts, President. 

John O. A. Wentworth, Cashier. 

Directors — Joseph D. Roberts, John O. A. Wentworth, 
Edwin A. Stevens, Curtis W. Blaisdell, George W. 
Nutter, F. E. Brigham, Ralph S. Wentworth. 

Investment Committee — J. O. A. Wentworth, Edwin A. 
Stevens, George W. Nutter. 

Examination May 10, 1905. 



STATEMENT. 

Liabilities. 





$50,000.00 

8,999.91 

39,655.81 

594.00 

1,099.00 

1.700.00 




$50,000.00 


Undivided profits, less expenses 
and taxes 


8,999.91 
39,655.81 




5')4 00 


Bills unredeemed 

Premium 


1,099.00 




$102,048.72 


$100,348.72 



Assels. 



Estimated 
value. 



Par value. 



Value on 
books. 



Loans on New Hampshire real 
estate 

Loans on other real estate 

Loans <>n col lateral security 

Loans on personal security 

Municipal bunds: 

Bay City, Mich., 8s 

Denver, Col., School Dist. No. 17.. 

Railroad bonds (Rutland Cana- 
dian, 4s) 

Miscellaneous bonds: 
Burlington Railway & Light Co., 

[owa, ."•< 

Denver Consolidated Elec. Co., 6s 
St. Joseph Water Go., 5s 

Bank fixtures 

Cash on deposit 

(ash un h..nd 



$3,200.00 
■28,300.00 

9.830.00 
4,900.00 

5,600.00 
5,108.00 

5,000.00 

6,000.00 

5.000 00 
1,000 00 

500.00 
23,143 46 

4,475 'JO 

8102,048.72 



$3,200.00 

28,300.00 

9.830 00 

4,900.00 

5,000 00 
5,000.00 

5.000.00 

6,000.00 

5,000.00 

l.(K»(« 

500 00 

23,143.40 

4.475.26 

$101,348.72 



$3,200 00 

28.300 00 

9,830.00 

4,900 00 

5,000 00 
5,000.00 

5,000.00 

5,000.00 

5,000.00 
1,000.00 

500.00 
23,143.46 
4,475.26 

$100,348.72 



BANK COMMISSIONERS' REPORT. 229 

Incorporated, 1851. 

Cashier's bond, personal, $20,000. Date of bond, October 

29, 1894. 
Indebtedness of officers as principal, nothing; as surety, $300. 
Annual compensation of officers : President, nothing; cashier, 

$200 ; directors, nothing; clerks, nothing. 
Amount of capital stock owned by officers of the company, $4, 500. 



230 



BANK COMMISSIONERS RETORT. 



WHITEFIELD BANK AND TRUST COMPANY.— 
WHITEFIELD. 

V. H. Dodge, President. Fred W. Page, Treasurer. 

Directors— -V '. H. Dodge, E. M. Bray, B. C. Garland, C. 
H. Gordon, George H. Morrison, George W. Darling, 
Manasah Perkins, E. O. Garland. 

Investment Committee — Y. H. Dodge, E. M. Bray, B. C. 
Garland. 

Clerks— W. G. Hadley, W. C. Colbath. 

Examination February 9, 1905. 



STATEMENT. 
Trust and Banking Department. 

Liabilities. 





$30,000.00 

9,854.86 

51,624.19 

2,327.86 

4,200.64 

75.00 




$30,000.00 


Undivided profits, less expenses 


9,854.86 


Business deposits 

Due savings department 


51,624.19 
2,327.86 
4,200.64 












$98,082.55 


$98,007.55 





Estimated 

value. 


Par value. 


Value on 
books. 


Loans on collateral security 


$3,000.00 
71,367.75 

825.00 

1,000.00 

16,327.93 

5,561.87 


$3,000.00 
71,367.75 

750.00 

1,000.00 

16,327.93 

5,561.87 


$3,000.00 
71,367.75 


Railroad stock (Baltimore & Cam- 


750.00 
1,000 00 




16,327.93 




5,561.87 




$98,082.55 


$98,007.55 


$98,007.55 



BANK COMMISSIONERS REPORT. 



231 



Incorporated, L89 1 . 

Treasurer's bonds, surety company, $20,000, savings depart- 
ment : $10,000, banking department. Date of bonds, May 
1, 1905. 

Annual compensation of officers : President, nothing; treasurer, 
81,400; directors, nothing; clerks, 81,100. 

Amount dt' capital stock owned by officers of the company, $6,800. 

Savings Department. 
Liabilities. 





$221,828.40 

6,500.00 

8,543.81 

320.00 




$221,828.40 




0,500.00 




8,513.81 












$237,192.21 


$236,872.21 



Assets. 



Estimated 
value. 



Par value. 



Value on 

111 inks. 



Loans on New Hampshire real 

estate 

Loans on other real estate 

Loans mi collateral security 

Loans on personal security 

Public funds of tliis state : 

Dalton, 4s 

Littleton, 4s 

Whitefield, 3|s 

VVhiterield, notes 

Railroad bonds (Long Island, 4s) 

Bank stock (Atlantic Xat'l, Boston) 
Cash on deposit 



£89,315.30 

4,458.95 

22,506.09 

97,714.01 



$237,192.21 



5589,315.30 

4,458.95 

22,506.09 

97,714.01 



700.00 


700.00 


2,000.00 


2,000.00 


5,500.00 


5,500.00 


10,350.00 


10,350.00 


1,020.00 


1.000.00 


1,300.00 


1.000.00 


2,327.86 


2,327.86 



$236,872.21 



$89,315.30 

4,458.95 

22,500.09 

97,714.01 

700.00 
2,000.00 
5,500.00 
10,350.00 
1,000.00 
1,000.00 
2,327.86 

$236,872.21 



232 



BANK COMMISSIONERS REPORT. 



Statement of Deposits and Earnings 

For the Year ending June 30, 1905. 



Amount of deposits June 30, 1904 
Amount of dividends declared during year 
Amount of deposits received .... 

Amount of withdrawals .... 

Amount of deposits at close of business, June 
30, 1905 

Total income ........ 

Interest paid out . . . . $195.60 

Salaries, rents, and incidental expenses 1,042.44 



$224,119.84 

6,679.23 

75,375.10 

$306,174.17 
79,936.92 



1226,237.25 

$12,789.57 



State tax . . . . . 1 
Other taxes ..... 
Expenses of foreclosure, insurance, and 
repairs . .... 
Premiums paid .... 
Losses charged off 1 .... 
Carried to guaranty fund 


,478.80 
13.63 

193.35 

29.61 

375.00 

500.00 


3,828.43 




d, semi- 
cent. 


Net income .... 
To surplus ..... 


$8,961.14 
2,281.91 


Rate and amount of dividends declare 
annual, January and July, 3^ per 


$6,679.23 


Undivided earnings at last annual return 
Increase ...... 


$6,962.36 
2,281.91 



Undivided earnings June 30, 1905 



1,244.27 



Largest amount loaned to any person or corporation, $5,100. 
Total amount invested in New Hampshire, $192,350.56. 
Indebtedness of officers as principal, $22,763.74 ; as surety, 
$7,684.80. 



BUILDING AND LOAN ASSOCIATIONS. 



BERLIN BUILDING AND LOAN ASSOCIATION. 
—BERLIN. 

W.m. H. Gerrish, President. Owen F. Cole, Secretary. 
James M. Lavin, Treasurer. 

Directors — William H. Gerrish, James M. Lavin, J. H. 
Wight, A. N. Gilbert, E. F. Osgood, A. M. Munce, 
L. B. Marcon, George Caird, C. C. Gerrish, W. W. 
Burlingame, H. E. Williams, O. F. Cole, J. Stahl. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 
real estate 


818,750.00 

500.00 

395.29 

4,106.17 

$23,751.46 


Dues, capital 

Interest, premiums, tines, 
transfer fees, less ex- 
penses paid 


$17,463.50 


Real estate by foreclosure. 

Suspense account 

Cash in hands of treasurer 


6,287.96 




$23,751.46 



Receipts and Disbursements for Year ending June JO, IQO$. 



RECEIPTS. 


DISBURSEMENTS. 


Cash on hand June 30, 1901 


$1,665.67 

3,932.00 

1,547.94 

37.41 

70.52 

10,050.00 

15.72 


Real estate loans 


$350.00 






8 370.00 


Interest 


Profits withdrawn 

Temporary expenses paid 
1 Taxes paid and perma- 


4,039.37 




71.60 


Fines 




Real estate loans paid 


317.88 


Suspense account paid 


Unearned premiums with- 
drawn 

Cash on hand June 30, 1905 


64.24 
4,106.17 




$17,319.26 


$17,319.26 



Number of shares last annual return, 4o2i ; number added 

during the year, 37. 
Number of shares withdrawn, 59 ; forfeited, none ; retired, 

5 ; matured, 4li. 
Number of shares June 30, 1905; 359£. 
Pledged shares on real estate loans, 93| ; pledged for share 

loans, none. 
Bond of secretary, $2,000 ; salary of secretary, $150 ; bond 

of treasurer, $10,000 ; salary of treasurer, $50. 



234 



BANK COMMISSIONERS REPORT. 



CONCORD BUILDING AND LOAN ASSOCIATION. 
—CONCORD. 

Alvix B. Cross, President. Frank P. Quimby, Secretary. 

Nathaniel E. Martin, Treasurer. 
Directors — Seth R. Dole, Hamilton A Kendall, Frank P. 

Quimby, Nathaniel E. Martin, William A. Thompson, 

Clifton W. Drake, James E. Randlett, Ebenezer B. 

Hutchinson, Alvin B. Cross, Henry E. Chamberlin, 

David E. Davis, Fred B. Powell. 



ASSETS. 


LIABILITIES. 




$331,775.00 
1,800.00 
5,450.00 
5,244.03 
5.S94.03 

2,038.66 




$273,421.50 


real estate 


Interest, premiums, fines, 
transfer fees, less ex- 
penses paid 




Loans on other real estate. 
Leans on shares 


7S.541.26 
23S.96 


Cash in hands of treasurer 

Temporary loans on New 

Hampshire real estate . . 








§352,201.72 


$352201. 7 2 



Receipts and Disbursements for Year ending June JO, 1905. 



RECEIPTS. 




Cash on hand June 30, 1904 


$6,114.87 

62,06100 

16,339.81 ! 

4,525.00 

953.55 

7.597.08 

150.00 

1,699.14 

20,252.92 

40.00 

1,400.00 

200.08 

47.50 

5.00 

17.00 

79.00 

192.26 






Real estate loans paid , , 

Share loans paid 

Temporary loans paid 
Real estate loans matured 


Share loans matured 

Taxes 


Membership 

Insurance 

Water bills 






$121,674.21 



DISBURSEMENTS. 



Real estate loans $43,700.00 

Share loans 150.00 

Dues withdrawn | 4,207.00 

Dues retired 28,277.00 

Dues matured 14.274.00 

Profits withdrawn : 421.17 

Profits forfeited 320.88 

Profits retired \ 9,931.35 

Pr< >fits matured ! 8,007. 18 

Expenses paid 1,983.47 

Taxes paid 40.50 

Real estate i 4,344.03 

Insurance I 5.00 

Water bills ! 17.00 

Rents i 79.00 

Miscellaneous 22.60 

Cash on hand June 30, 1905! 5,894.03 

$121,674.21 



Number of shares last annual return, 4,979 ; number added 

during the year, 890. 
Number of shares withdrawn, li»l ; forfeited, 36 ; retired, 

168 ; matured, 158. 
Number of shares June 30, 1905, 5,316. 
Pledged shares on real estate loans, 1,6671 ; pledged for 

share loans, 27 \. 
Bond of secretary, $5,000 ; salary of secretary, $1,500 ; 

bond of treasurer, $10,000 ; salary of treasurer, $200. 



BANK COMMISSIONERS REPORT, 



235 



DOVER CO-OPERATIVE BANK.— DOVER. 

J. Frank Seavey, President. G. D. Barrett, Secretary. 
James F. Goodwin, Treasurer. 

Directors — J. Frank Seavey, John H. Brackett, Charles 
M. Corson, Henry E. Perry, James F. Goodwin, E. C. 
Colbath, Miah B. Sullivan. David W. Herrett, James 
Craig, E. L. Currier, Adams T. Pierce. 



ASSETS. 



Leans on New Hampshire 

real estate $88,625.00 

Loans on shares 990.00 

Suspense ace. unit 2.25 

Cash in hands of treasurer! 2,392.96 

Cash in hands of secretary 360.48 



LIABILITIES. 



Taxes and insurance paid. 



Dues, capital 

Fronts (all series) 

Interest, fines, less ex 

penses paid 

Surplus 

Withdrawal profits 

Forfeiture profits 



S73.917.00 
15,921.55 

329.02 

54.83 

2.05 

2,428.20 



§92,652.65 



Receipts and Disbursements for Year ending June JO, K)0$. 



RECEIPTS. 




DISBURSEMENTS. 


Cash cm hand June 30, 1904 


$678.97 

16,424.00 

4.388.91 

73.95 

3.250.00 

850 00 

123.07 

39.24 

1,042.03 




$8,300.00 


Dues 




1.040 00 




1 1 099 00 


Fines 


Profits withdrawn 

Lxp.nses and taxes paid 

Taxes and insurance 

Cash on hand June 30,1905 


3,146 72 


Real estate loans paid 

Share loans paid 

Withdrawal profits 

Taxes 


490.97 

40.04 

2,753.44 


Real estate 










$26,870.17 


$26,870.17 



Number of shares last annual return, 1,368 ; number added 

during the year, 305. 
Number of shares withdrawn, l'7.">. 
Number of shares June 30, 1905, 1,400. 
Pledged shares on real estate loans, 589 ; pledged for share 

loans, 210. 
Bond of secretary, $2,000 ; salary of secretary, $2">0 ; 

bond of treasurer, $1,000 ; salary of treasurer, $50. 



236 



BANK COMMISSIONERS REPORT. 



EXETER CO-OPERATIVE BANK.— EXETER. 

Wm. Burlingame, President. John A. Brown, Secretary. 
John A. Brown, Treasurer. 

Directors — William Burlingame, Henry W. Anderson, 
Rufus N. Elwell, Albert S. Wetherell, George W. Hil- 
liard, Albert J. Weeks, Herbert C. Day, Frederic A. 
Charles, William Morrill, C. Charles Hayes, John A. 
Brown. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 


$84,650.00 
3,500.00 

100.00 

290.35 

2,471.65 




$70,624.00 


Interest, premiums, fines, 
transfer fees, less ex- 
penses paid 

Surplus 








Office furniture and fix- 
tures 


16,453.40 
3,934.60 


Cash in hands of treasurer 






$91,012.00 


$91,012.00 



Receipts and Disbursements for Year ending June JO, lOOjj. 



RECEIPTS. 




Cash on hand June 30, 


1904 


84,295.57 

16,348.00 

4,679.79 

291.22 

172 64 

.25 j 

7,475.00 

2,250.00 

213.03 

1,500.00 

23.35 






Fines 




Real estate loans paid 

Share loans paid 

Withdrawal profits 

Loan to non-member 








$37,248.85 



DISBURSEMENTS. 



Real estate loans 

Share loans 

Dues withdrawn 

Dues retired 

Dues matured 

Profits withdrawn 

Profits retired 

Profits matured 

Expenses and taxes paid. 
Loan to non-member . ... 

State tax 

Rebate to borrower 

Cash on hand June 30, 1905 



j: 17,700.00 

1,900.00 

7,336.00 

680.00 

1,868.00 

1,337.46 

275.55 

853.68 

374.50 

2,000.00 

447.26 

4.75 

2,471.65 



$37,248.85 



Number of shares last annual return, 1,360 ; number added 
during the year, 283. 

Number of shares withdrawn, 192 ; forfeited, none ; retired, 
5 ; matured, 12. 

Number of shares June 30, 1905, 1,434. 

Pledged shares on real estate loans, 360 ; pledged for share 
loans, !>!). 

Bond of secretary and treasurer, $3,000 ; salary of secre- 
tary and treasurer, $250. 



BANK COMMISSIONERS REPORT. 



237 



FRANKLIN BUILDING AND LOAN ASSOCIA- 
TION.— FRANKLIN. 

Edward G. Leach, President. Omar A. Towne, Secretary. 
Rufus G. BURLEIGH, Treasurer. 

Directors — G. O. Thompson, John Whitehead, R. G. Bur- 
leigh, Sumner Marvin, O. A. Towne, M. Duffy, A. W. 
Page, Alonzo Messer, E. H. Sturtevant. 



ASSETS. 


LIABILITIES. 


Loans on Now Hampshire 


$104,560.40 

8,21600 

2,862.54 

932.01 


Ones, capital 

Interest, premiums, fines, 
transfer fees, less ex- 
penses paid 


$95,582.00 






Real estate by foreclosure. 


20,749.49 
239.46 










$116,570.95 


$116,570.95 



Receipts and Disbursements for Year ending June JO, lQO$. 



RECEIPTS. 


DISBURSEMENTS. 


Dues 


$27,323.00 

5.436 29 

153 38 

23.70 

18,74900 

200 mi 

87.17 


Overdraft July 7, 1904 
Heal estate loans 


$1,041.79 
21.409.10 




2.395.00 


Fines 


20,961.00 


Real estate loans paid 
Share loans paid 


Profits withdrawn 

Expenses and taxes paid 
1 lash tin hand June 30,1905 


1,753.73 

419.97 
932.01 








$51,972.60 


$51,972.60 



Number of shares last annual return, 1,930.V ; number 

added during the year, \\W.\. 
Number of shares withdrawn, 529^. 
Number of shares June 30, 1905, 1,754. 
Bond of secretary, $500 ; salary of secretary, $300 ; bond 

of treasurer, $1,000 ; salary of treasurer, $50. 



238 



HANK COMMISSIONERS REPORT. 



GORHAM BUILDING AND LOAN ASSOCIA- 
TION.— GORH AM. 

J. F. Libby, President. Fred \V. Noves, Secretary. 

Fred W. Noyes, Treasurer. 

Directors — R. L. Doring, C. C. Libby, YY. C. Libby, A. 
W. Wheeler, Simon Stahl, S. C. Foster, George W. 
Noyes, George E. Noyes, S. S. Bennett, J. A. Dube, 
H.J. Weston, Fred W. Noyes. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 

real estate 

Cash in hands of treasurer 


$5,350 00 
812.52 


Dues, capital 

Interest, premiums, hues, 
membership fees and in- 
terest, less expenses paid 


$6,092.00 

70.52 




$6,162.52 


$6,162.52 



Receipts and Disbursements from Date of Organization to 
fane JO, ICjOj. 



RECEIPTS. 


DISBURSEMENTS. 




$6,462.00 
164.86 
58.22 
25.61 
58.25 


Real estate loans 


$5,350.00 
370.00 






Expenses and taxes paid. 
Cash on hand June 30. 1905 


1.87 


Fines 


234.55 

812.52 








$6,768.94 


$6,768.94 



Number of shares issued, "> 7 !>.',. 

Number of shares withdrawn, 69 ; forfeited, 16 ; retired, 
none ; matured, none. 

Number of shares June 30, 190."), 494^. 

Pledged shares on real estate loans, 30i ; pledged for share 
loans, none. 

Bond of secretary and treasurer, $1,500 ; salary of secre- 
tary and treasurer, 8100. 



BANK COMMISSIONERS REPORT. 



239 



HOME BUILDING AND LOAN ASSOCIATION.— 
NASHUA. 

Chas. H. Burke, President, Bertis A. Pease, Secretary. 
Walter C. French, Treasurer. 

Directors — Bradford Allen, William C. Leahy, Charles H. 
Burke, Bertis A. Pease, Walter C. French, Albert T. 
Laton, E. B. Milliken, Charles M. Foote, Charles H. 
Austin. 



ASSETS. 


LIABILITIES. 




$46,817.-.':; 
1,987.1)0 




$33,611.00 


real estate by foreclosure 

Cash in hands of secretary 


Interest, premiums, tines, 


15,024.55 
169.58 










$48,805.13 


.•548,805.13 



Receipts and Disbursements for Year ending June JO, 100$. 



RECEIPTS. 


DISBURSEMENTS. 


< last "it hand June 30. 1904 $84.69 
Dues 6,045.00 


Real estate loans 


$6,344.14 

4,088.00 


Interest 2,119.23 




1,074.40 
541 85 


Fines 67.96 


Expenses and taxes paid. . 




1,200.00 




Cash mi hand dune 30, 1905 


1,987.90 


1 $15,236.29 


$15,236.29 



Number of shares last annual return, 536; number added 

during the year, 43. 
Number of shares withdrawn, 51 ; forfeited, none; retired, 

none ; matured, 10. 
Number of shares June ."><>, L905, 518. 
Pledged shares on real estate loans, 217 ; pledged for 

share loans, none. 
Bond of secretary, $5,000 ; salary of secretary, $350 ; bond 

of treasurer, $2,000 ; salary of treasurer, $50. 



240 



HANK COMMISSIONERS REPORT. 



LACONIA BUILDING AND LOAN ASSOCIA- 
TION.— LACONI A. 

Edmund Tetley, President. A. C. Moore, Secretary. 

C. \Y. Tyler, Treasurer. 

Directors — W. S. Baldwin, C. W. Vaughan, S. S. Jewett, 
W. A. Plummer, F. P. Webster, L. J. Truland, C. H. 
Perkins, E. P. Thompson, C. K. Sanborn, L. E. Hay- 
ward, C. W. Tyler, A. C. Moore. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 

real estate 

Real estate by foreclosure. 
Office furniture and fix- 


§53,634.01 
12,278.43 

521.64 

228 7;; 

1.456.31 


Interest, premiums, fines, 
transfer fees, less ex- 

1 penses paid 

Surplus 


$55,053.00 

11,026.46 

39.G6 

2,000.00 


Cash in hands of treasurer 








$68,119.12 


$68,119.12 



Receipts and Disbursements for Year ending- June JO, IQO$. 



RECEIPTS. 


DISBURSEMENTS. 


Cash on hand June 30, 1904 


$9,521.52 
9,451.00 
3,171.13 
• 158 79 

.90 

19,049.33 

1,350.00 

268.85 

614.78 

9,000.00 

54 97 

2,000.00 

17.50 




$8,000.00 






7.117.00 




Dues matured 


22,624 00 


Fines 


1,074.99 






7,517.35 


Real estate loans paid. ... 
Share loans paid 


Expenses paid 


1,759.16 
280.24 


Withdrawal profits 

Rent of real estate 

Sale of real estate 

Suspense account, sun dries 
Notes payable 


Heal estate account 

Suspense account, sundries 
Cash on hand June 30, 1905 


36.37 

4,668.41 

124.94 

1,456.31 








$54,658.77 


$54,658.77 



Number of shares last annual return, 922 ; number added 

during the year, 192. 
Number of shares withdrawn, 109 ; forfeited, none ; retired, 

none ; matured, 150. 
Number of shares June 30, 1905, 855. 
Pledged shares on real estate loans, 24(i ; pledged for share 

loans, none. 
Bond of secretary, $1,000 ; salary of secretary, §500 ; bond 

of treasurer, §2,000 ; salary of treasurer, 



BANE COMMISSIONERS REPORT. 



211 



MANCHESTER BUILDING AND LOAN ASSOCI- 
ATION.— MANCHESTER. 

Wm. McElrov, President. Willis L. Mason, Secretary. 
George A. Wagner, Treasurer. 

Directors — William McElroy, Perry H. Dow, George A. 
Wagner, Willis L. Mason, Thomas W. Lane, Charles J. 
Abbott, Harrison D. Lord, Charles M. Eloyd, Charles 
R. Dustin, John W. Mears, John M. Kendall, Henry 
W. Allen. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 

real estate .. 

I. (Kins on other real estate. 

Loans on shares 

Real estate by foreclosure 
Office furniture and fix- 


$346,400.00 
8,025.00 
3.850 00 
13,150.00 

600.00 


Profits (all series) 


$30 0.097.00 

64,553.51 

7,374.49 




$372,025.00 


$372,025.00 



Receipts and Disbursements for Year ending June JO, ItyO^. 



RECEIPTS. 


DISBURSEMENTS. 


Dues 


$74,555 00 

14.503.25 

4,777.38 

447 63 

50.00 

29,125.00 

1,075 00 

7,374.49 




$389.76 






72,900 ("i 






1 .925 00 


Fines ... 




22,631.00 




Dues retired 


16.988 00 




5,282.00 


Share loans paid 


Profits withdrawn 


2,446.34 
5,220 86 






2, 295. '.If. 




Expenses and taxes paid.. 


1.888.83 




$131,967.75 


$131,967.75 



Number of shares last annual return, 0,541) ; number added 
during the year, 1,458. 

Number of shares withdrawn, 934 ; forfeited, none ; re- 
tired, 107 ; matured, 44. 

Number of shares June 30, 1905, (5,1)22. 

Pledged shares on real estate loans, 2,43") ; pledged for 
share loans, 39. 

Bond of secretary, $5,000 ; salary of secretary, $1,200 ; 
bond of treasurer, $10,000 ; salary of treasurer, $125. 

16 



242 



BANK COMMISSIONERS REPORT. 



MILFORD BUILDING AND LOAN „ ASSOCIA- 
TION.— MILFORD. 

Frank E. Kalev, President. Carl E. Knight, Secretary. 
Carl E. Knight, Treasurer. 

Directors — John McLane, F. E. Kaley, J. E. Webster, 
Edward Finerty, G. A. Worcester, C. H. V. Smith, C. S. 
Emerson, C. E. Knight, B. F. Foster, C. E. Kendall, 
W. S. Keith, E. E. Hill. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 


$35,025.00 


Dues, capital 

Interest, premiums, tines, 
transfer fees, less ex- 
penses paid 

Reserve premium 


$27,339.00 


Cash in hands of treasurer 


650.03 


6,463.01 
1,035.00 






836.62 






1.40 




§35,675.03 


$35,675.03 



Receipts and Disbursements for Year ending June JO, 100$. 



RECEIPTS. 

Cash on hand June 30, 1904 

Dues 

Interest 

Fines 

Real estate loans paid 

Withdrawal profits 



$366.40 
5,050.00 
1,802.55 

25.81 
5,150.00 

81.54 



2,476.30 



DISBURSEMENTS. 



Real estate loans 

Dues withdrawn 

Dues matured 

Profits withdrawn 

Profits matured 

Expenses paid 

Taxes paid 

Loan charged off 

Cash on hand June 30,1905 



,800.00 
,667.00 
,462.00 
646.47 
,806.44 
256.75 
3.38 
184.23 
650.03 



$12,476.30 



Number of shares last annual return, 437 ; number added 
during the year, 55. 

Number of shares withdrawn, 32 ; forfeited, none ; re- 
tired, none ; matured, 34. 

Number of shares June 30, 1905, 42<>. 

Pledged shares on real estate loans, 190 ; pledged for 
share loans, none. 

Bond of secretary and treasurer, $5,000 ; salary of secre- 
tary and treasurer, $250. 



BANE COMMISSIONERS REPORT. 



243 



NASHUA BUILDING AND LOAN ASSOCIA- 
TION.— NASHUA. 

John A. Fisher, PresMcnt, William C. Small, Secretary. 

Frederick A. Eaton, Treasurer. 
Directors — John A. Fisher, George H. Alley, William C. 

Small, Frederick A. Eaton, James H. T«lles, John H. 

Field, William O. Clough, Joseph L. Clough, Horace C. 

Phaneuf. 



ASSETS. 



Loans on New Hampshire 
real estate $144,679.00 



Loans on shares.. 

Real estate I 

Office furniture and fix- 
tures 

Cash in hands of treasurer 
Gash in hands of secretary 

Taxes advanced 

$5,000 Philippineipercent. 

bonds 

$5,000 N. Y. C. c\; H. R. K. 
R. 4 per cent, bonds. 



G.OtO.OO 

18,089.61 

224.00 

3,021.30 
516.02 

21.20 

5,400.00 

4,896 S8 



LIABILITIES. 



$182,888.61 



Dues, capital 

Profits (all series) 

Interest, premiums, fines, 
transfer fees, etc., less 
expenses paid 

Reserve premium 

Withdrawal profits 

Forfeited shares 



$138,362.00 
29,679.68 



1,227.15 
13,522.95 

87.88 
9.00 



$182,888.61 



Receipts and Disbursements for Year ending June JO, IOO^. 



RECEIPTS. 



Cash on hand June 30, 1904 

Dues I 

Interest 

Premiums 

Fines 

Transfer fees, etc 

Real estate loans paid and 
matured 

Share loans paid and ma- 
tured 

Withdrawal profits 

Expense account 

Taxes advanced 

Real estate accounts 

Interest on Philippine 
bonds 

Interest on N. Y. C. & H. 
R.R.R. bonds 



$21,113.12 
34,447.00 

7,252.64 

1,854.43 

208.27 

39.86 

31,830.00 

2,000.00 

295.17 

308.27 

8.46 

2,953.87 

100.00 

100.00 

$102,511.09 



DISBURSEMENTS. 



Real estate loans 

Share loans 


$37,414 00 
2,895.00 
11.076.00 




22 005 00 


Profits withdrawn 


1,426.21 
10,689 90 


Expenses and taxes paid.. 


2,056.72 
21.20 


$5,000 4 per cent. Philippine 
bonds 


5.5(H). 00 


Accrued interest on same. 
$5,000 4 per cent. N. Y. C 

&H. R. R. R. bonds 

Accrued interest on same. 


19.44 

4,996.88 

20.00 

1 68 


Real estate accounts 

Cash on hand June 30, 1905 


851.74 
3,537.32 




$102,511.09 



Number of shares last annual return, 2,808 ; number added 

during the year, 608. 
Number of shares withdrawn, 349 ; forfeited, none ; retired, 

none ; matured, 1 ii.">. 
Number of shares June 30, 1905, 2,904 
Pledged shares on real estate loans, 758 ; pledged for share 

loans, 69. 
Bond of secretary, $4,000 ; salary of secretary, $600 ; bond 

of treasurer, $5,000 ; salary of treasurer, $100. 



244 



BANK COMMISSIONERS REPORT. 



PEOPLE'S BUILDING AND LOAN ASSOCIA- 
TION.— BERLIN. 

D. J. Daley, President. G. L. Stuart, Secretary. 

George L. Stuart, Treasurer. 

Directors — Thomas Gifford, E. F. Osgood, Daniel J. Daley, 
Herbert I. Goss, J. P. Derby, A. N. Gilbert, R. VV. 
McHugh, Julius Stahl, H. G. Noyes, D. C. Hamlin, 
George E. Clark, Thomas H. McHugh. 



assets. 


LIABILITIES. 


Loans on New Hampshire 


$22,100.00 

1.74;. 73 

1,075.31 

47.76 

115.25 

50.52 

5.64 




$19,296.00 
5,841.21 


Real estate by foreclosure. 
Cash in hands of treasurer 
Temporary expense 




















$25,137.21 


$25,13721 



Receipts and Disbursements for Year ending June JO, /905. 



RECEIPTS. 


DISBURSEMENTS. 


Cash on hand June 30, 1904 
Dues 


$1,660.77 
5,766.00 

2,230.44 

132.71 
16387 
18,600 00 
710 31 
128.00 


Dues withdrawn 


$18,607.50 
8,321.78 


Interest 


1 Expenses and taxes paid. . 
Temporary expense 

Real estate 

Cash on hand June 30, 1905 


96S.82 
282.95 




97.74 


Real estate loans paid 
Real estate 


38.00 
1,075.31 








$29,392.10 


$29,392.10 



Number of shares last annual return, 553 ; number added 

during the year, 44. 
Number of shares withdrawn, \Y'2h ; forfeited, none ; retired, 

127 ; matured, none. 
Number of shares June 30, 1905, 377£. 
Pledged shares on real estate loans, 110',; pledged for 

share loans, none. 
Bond of secretary and treasurer, $5,000 ; salary of secretary 

and treasurer, $150. 



BANE COMMISSIONERS REPORT. 



245 



PEOPLE'S BUILDING AND LOAN ASSOCIA- 
TION.— NASHUA. 

Henry H. Davis, President. M. A. Taylor, Secretary. 
Albert Shedd, Treasurer. 

Directors — Henry H. Davis, William R. Mooney, M. A. 
Taylor, Charles A. Roby, George H. Brigham, Albert 
Shedd, M. H. O'Grady, Walter F. Norton, H. H. 
Jewell, John Hagerty, N. S. Whitman, E. D. Perrault. 



ASSETS. 


LIABILITIES. 




$76,038.32 

1,910.00 

10,100.00 

100.00 

1,347. 73 

457.76 

$89,953.81 


Dues, capital 


$67,238.00 




Interest, premiums, tines, 
transfer fees, less ex- 
penses paid 




Loans on shares 

Real estate by foreclosure. 


15,260.28 
3,641.40 




Notes payable 


1,500.00 




2,314.13 


Cash in hands of treasurer 








$89,953.81 



Receipts and Disbursements for Year ending June JO, fOOJj. 



RECEIPTS. 


DISBURSEMENTS. 


Cash on hand June 30, 1904 


$1,603.85 i 

17.957.00 

4,278.19 

141.00 

89.19 

5,800 00 

250.00 

4,500 00 

584.75 




$4,400.00 
1,070.00 
4,983.00 


Dues 








6,758.00 


Fines 


Profits withdrawn 


751.44 
2,737.22 


Share loans paid 

Notes 


Expenses paid 

Notes payable 

Cash on hand June 30, 1905 


1,546.56 
12.500.00 


Reiits 


457.76 




$35,203.9S ! 


$35,203.98 



Number of shares last annual return, 1,423 ; number added 

during the year, 302. 
Number of shares withdrawn, 138 ; forfeited, none ; retired, 

none ; matured, 47. 
Number of shares June 30, 1905, 1,540. 
Pledged shares on real estate loans, 324 ; pledged for share 

loans, 73. 
Bond of secretary, $3,000 ; salary of secretary, $600. 
Bond of treasurer, $2,000 ; salary of treasurer, 



246 



BANK COMMISSIONERS REPORT. 



PORTSMOUTH BUILDING AND LOAN ASSO- 
CIATION.— PORTSMOUTH. 

John W. Emery, President. John Pender, Secretary. 
John Pender, Treasurer. 

Directors — M. M. Collis, John Hallam, W. J. Moat, John 
Griffin, L. T. Burnham, John Pender, F. H. Ward, F. 
R. Garrett, Gustave Peyser, F. M. Dennett, W. L. Con- 
Ion, M. J. Griffin. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 


$09,975 00 
851.81 
238.81 


Dues, capital 

Profits (all series) 


$83,377.00 

17,688.62 


Casli in hands of treasurer 
Cash in hands of secretary 






$101,065.62 


$101,065.62 



Receipts and Disbursements for Year ending June JO, IQOfj. 



RECEIPTS. 




DISBURSEMENTS. 


Cash on hand June 30, 1901. 


1 

$1,689.83 

21,872.00 

4,673.97 

142.62 

111.27 

18,400.00 

12.00 


Real estate loans 


$14,956.36 
14,145.00 


Premiums 


Profits withdrawn 


10,368.00 
3.636.63 
2,290.33 


Real estate loans paid 

Fees 


Expenses and taxes paid. 
Cash on hand June 30, 1905 


414.75 
1,090.62 








$46,901.69 


$46,901.69 



Number of shares last annual return, 1,956 ; number added 
during the year, 284. 

Number of shares withdrawn, 3(54 ; forfeited, none ; retired, 
none ; matured, 6fi. 

Number of shares June 30, 1905, 1,810. 

Pledged shares on real estate loans, 556 ; pledged for share 
loans, none. 

Bond of secretary and treasurer, $5,000 ; salary of secre- 
tary and treasurer, $375. 



BANK COMMISSIONERS REPORT. 



247 



ROCHESTER BUILDING AND LOAN ASSOCIA- 
TION.— ROC II 1CSTER. 

Sidney P>. Hayes, President. F. L. Kendall, Secretary. 
Frank L. Kendall, Treasurer. 

Directors — S. C. Meader, John Young, Elmer J. Smart, 
Peter Poisson, John \Y. Dame, P. H. Hartigan, R. J. 
Wallace, John E. Meader, G. E. Varney, E. M. Sinclair, 
L. P. Pickering, Frank L. Kendall. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 


$116,360.00 
2,800.00 
2,790.00 
2,760.20 

1,720.58 


Dues, capital 


$108,553.00 
14,944.05 


real estate 

Loans on other real estate. 


Profits (all series) 

Interest, membership fees, 
lines, transfer fees, less 
expenses paid 

Surplus 


Real estate by foreclosure. 
Cash in hands of treasurer 


2,826.47 
62.88 




Withdrawal profits 

Forfeited share account.. 


43.48 
6.90 




$126,436. 7S 


$126,436.78 



Receipts and Disbursements for Year ending June JO ', lOO^, 



RECEIPTS. 


DISBURSEMENTS. 


Cash on hand June 30, 1904. 


1 

$6,195.00 

30.560 00 

5,983.83 

258.14 

2.00 

15,125.00 

3,030.00 

81.42 

18.50 

134.45 

104.00 


Real estate loans 


$15,210.00 


Dues 




2,270 00 


Interest 




3 470 00 




Dues retired 


29,089.00 




Dues matured 

Profits withdrawn 

Profits retired 




Share loans paid 


278.05 
7,301.96 


Withdrawal profits 


Profits matured 


1"!).70 




Expenses and taxes paid.. 

Taxes paid 

Real estate improvements 
Cash on hand June 30, 1905 




Bents 


175.39 
1,088.20 
1,726.58 






$61,492.34 


$61,492.34 



Number of shares last annual return, 2,542 ; number added 
during the year, 45!). 

Number of shares withdrawn, 14!> ; forfeited, none; re- 
tired, 319 ; matured, 2. 

Number of shares June 30, 1905, 2,531. 

Pledged shares on real estate loans, 644 ; pledged for share 
loans, 129. 

Bond of secretary, $3,000 ; salary of secretary, $600 ; 
bond of treasurer, $5,000 ; salary of treasurer, $50. 



248 



BANK COMMISSIONERS REPORT. 



RUMFORD BUILDING AND LOAN ASSOCIA- 
TION.— CONCORD. 

Josiah E. Dwight, President. Harry R. Hood, Secretary. 
Isaac M. Savage, Treasurer. 

Directors — L. C. Merrill, John Brooks, George Goodhue, 
William E. Hood, C. E. Clifford, Josiah E. Dwight, 
Harry R. Hood, Isaac M. Savage, James K. Kennedy. 



ASSETS. 


LIABILITIES. 


Loans on New Hampshire 


$60,800.00 
3,800.00 

70.00 
2,236.04 


Dues, capital 


$55,630.00 
8,279.98 


Loans on shares 

Office furniture and tix- 


Interest, premiums, fines, 
entry fees, less expenses 
and interest paid 


1,060.55 




1,935.51 










$66,906.04 


$66,906.04 



Receipts and Disbursements for Year ending June JO, 1905. 



RECEIPTS. 


DISBURSEMENTS. 


Cash on hand June 30, 1904. 


$1,854.32 
14,864.00 
3,112.27 
1,415.00 
96.70 
41.50 
9,000.00 


Real estate loans 


$18,600.00 
500.00 






4,492 00 


Premiums 


Dues retired 

Profits retired 


396.00 
1,848.00 




402.59 


Real estate loans paid 


229.50 
986.72 




Expenses and taxes paid . 
Cash on hand June 30, 1905 


692.94 
2,236.04 




$30,3S3.7!I 


$30,383.79 



Number of shares last annual return, 1,045 ; number added 
during the year, 513. 

Number of shares withdrawn, 204 ; forfeited, none ; re- 
tired, 3 ; matured, 14. 

Number of shares June 30, 1905, 1,337. 

Pledged shares on real estate loans, 317 ; pledged for share 
loans, 45. 

Bond of secretary, $1,000; salary of secretary, $400 ; 
bond of treasurer, $1,000 ; salary of treasurer, $50. 



BANKS AND TRUST COMPANIES IN 
' PROCESS OF LIQUIDATION. 



BELKNAP SAVINGS BANK.— LACONIA. 

William A. Plummer, Laconia, Assignee. 
Statement of Condition, as returned by Assignee, June 30, 1905. 

Liabilities. 





$105,530.19 




42.13 




45.24 


Due on dividend No. :> 


90.48 


Due on dividend No. 4 


65.14 


Due on dividend No. 5 


70.51 


Due on dividend No. 6 


267.14 


Due on dividend No. 7 


328.49 


Due on dividend No. 8 


266.32 


Due on dividend No. 9 


1,078.72 






$107,784.36 



Assets. 




Loans secured by western mortgages 
Loans secured by local real estate. . . 

Loans on personal security (local) 

Loans on personal security (western). 
Loans on collateral security (local). .. 

Miscellaneous bonds 

Bank stock 

Kailroad stock 

Miscellaneous stocks 

Certificates of deposit 

Real estate by foreclosure 

Casb on deposit in authorized banks. 
Cash on hand 



ss. :;,-,( I. IKI 

565.00 

25,000.00 

6,800.00 

524.90 

4,537.50 

300.00 

1,140.00 



1,000.00 

27,575 00 

5,691.18 

28.47 



884,512.05 



§8,350.00 

505.00 

25,000.00 

40,322.58 

2,052.73 

15,075 00 

300.00 

3.007.00 

250.00 

1.000.00 

39.650.00 

5,691.18 

28.47 



8141,291.96 



* Previous reports have been made according to the cash book of the 
bank, but this is made according to depositors accounts in ledgers, and as 
cash book and the ledgers do not exactly agree (and have not for many years) 
there is a slight variation between this and previous reports as to the 
amounts due depositors. 



250 



DANK COMMISSIONERS REPORT. 



Statement of Receipts and Disbursements. 



Receipts. 

Cash on hand June 30, 1904 . 
Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks 

On interest and dividends 

On rents ..... 

On sales of real estate 

On miscellaneous items . 



$6,559.84 

18,454.19 
1,167.93 
3,131.09 

'22,564.50 
36.04 

$51,913.59 



Disbursements. 

Paid depositors on account dividend No. 1 
Paid depositors on account dividend No. 2 
Paid depositors on account dividend No. 3 
Paiil depositors on account dividend No. 4 
Paid depositors on account dividend No. 5 
Paid depositors on account dividend No. 6 
Paid depositors on account dividend No. 7 
Paid depositors on account dividend No. 8 
Paid depositors on account dividend No. 9 
Losses charged off .... 
Temporary loans and mortgages taken 

estate sold ..... 
Paid taxes ..... 

Paid expenses, litigation, foreclosure, etc. 
Paid local expenses .... 
Cash on hand June 30, 1905 



for real 



.61 
.61 

.24 
.61 
11 

71 



1. 
23. 

40.22 

66.21 

359.19 

4,048.58 

35,639.00 

682.98 

2,057.45 

2,272.39 

6,719.65 

$51,913.59 



Dividends declared since date of liquidation, 89 per cent. 



BANK COMMISSIONERS REPORT. 



251 



CHESHIRE PROVIDENT INSTITUTION.— 

KEENE. 

Orville E. Cain, Keene, Assignee. 
Statement of Condition, as returned by Assignee, June 30, 1905. 

Liabilities. 



Amount due depositors 
Due on dividend No. 1. . 
Due on dividend No. 2. . 



$354,904.27 
566.88 
675.87 



$356, 147.02 



. Isst ts. 



Estimated 

value. 



Value on 
books. 



Loans secured by western mortgages.. 

Loans sesured by local real estate 

Loans on personal security (local) 

Loans on personal security (western).. 
Loans on collateral security (local). . . . 
Loans on collateral security (western). 

Miscellaneous bonds 

Miscellaneous stocks 

Real estate by foreclosure 

Casb on deposit in authorized banks . . 



§5,000.00 
200.00 



500.00 

100.00 

1,000.00 

10,000.00 

17,500.00 

60,000.00 

9,464.SS 



$103,764.88 



.$13,008.00 

200.00 

95.28 

2,840.61 

6,645.19 

44,013.85 

54,450.00 

11,420.33 

135,725.33 

9,464.88 



$277,863.47 



252 BANK commissioners' report. 

Statement of Receipts and Disbursements. 

Receipts. 

Cash on hand June 30, 1904 .... $83,342.63 

Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks . . 62,873.84 

On interest and dividends .... 1,778.54 

On rents 4,433.38 

On miscellaneous items ..... 732.37 



$153,160.76 



Disbursements. 

Paid depositors on account dividend No. 1 . . $166.82 
Paid depositors on account dividend No. 2 . . 166.82 
Paid depositors on account dividend No. 3 . . 141.43 
Paid depositors on account dividend No. 4 . . 70.70 
Paid depositors on account dividend No. 5 . . 70.70 
Paid depositors on account dividend No. 6 . . 70.70 
Paid depositors on account dividend No. 7 . . 87,669.99 
Paid other taxes and expenses of repairs, insur- 
ance, etc. ....... 4,124.48 

Paid expenses, judgments, costs of litigation, fore- 
closure, losses, etc. ..... 50,773.09 

Paid local expenses ...... 441.15 

Cash on hand June 30, 1905 .... 9,464.88 



$153,160.76 
Dividends declared since date of liquidation, 80 per cent. 



HANK COMMISSIONKKS K KP< > KT. 



253 



FARMINGTON SAVINGS BANK (old account).— 
FARMINGTON. 

Charles W. Talpey, Farmington, Treasurer. 

Statement of Condition, as returned by Treasurer, June 30, 1905. 

Liabilities. 



Due on dividend No. 2 


$153.67 
165 83 




167.13 


Due on dividend No. 4 


191.98 
230.91 


Due on dividend No. 6 


252.99 


Due on dividend Xo. 7 


324 04 


Due on dividend No. 8 

Due on dividend Xo. 9 


436.19 
726.36 


Due on dividend No. 10 


1,957.60 




$4,606.70 



Assets. 



Estimated 
value. 



Value on 
books. 



Loans secured by local real estate 


$600.00 

526 59 

423.00 

5.000.00 

3,170 00 

6,281.25 

2,375.00 

6,553.41 

937.54 


$600.00 
526 59 


Loans on personal security (local) 


Loans on collateral security (local) 

Loans on collateral security (western) 


423.00 
5.000.00 


Miscellaneous bonds 


3.161.25 
7,262 50 


Miscellaneous stocks 


3,145 00 


Real estate by foreclosure 


10,262.54 




937.54 




$25,866.79 


$31,318.42 



254 



BAKE COMMISSIONERS REPORT. 



Statement op Receipts and Disbursements. 



Receipts 

Cash on hand June 30, 1904 
Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks 

On interest and dividends 

On rents ..... 

On miscellaneous items . 



$5,690.47 

28,186.00 

1,678.32 

181.45 

7,172.40 

842,908.64 



Disbursements. 

Paid depositors on account dividend No. 1 
Paid depositors on account dividend No. 2 
Paid depositors on account dividend No. 3 
Paid depositors on account dividend No. 4 
Paid depositors on account dividend No. 5 
Paid depositors on account dividend No. 6 
Paid depositors on account dividend No. 7 
Paid depositors on account dividend No. 8 
Paid depositors on account dividend No. 9 
Paid depositors on account dividend No. 10 
Paid for bonds ..... 
Paid taxes ..... 

Paid expenses, litigation, foreclosure, etc. 
Paid local expenses .... 
Paid new account loss on Nashua Trust Co 
Cash on hand June 30, 1905 



stock 



$49.75 

51.19 

53.40 

57.85 

79.54 

242.60 

282.50 

362.00 

636.41 

29,766.94 

8,423.75 

280.17 

499.45 

252.22 

933.33 

937.54 

$42,908.64 



Deposits reduced 25 per cent. January 30, 1894. 
Dividends declared on reduced deposits since date of liquidation, 
February 26, 1896, 100 per cent. 



HANK COMMISSIONKHS KKl'OKT. 



255 



FRANCESTOWN SAVINGS BANK.— FRANCES- 
TOWN. 

Mortier L. Morrison, Peterborough, Assignee. 

Statement of Condi/ion, as returned by Assignee, June 30, 1905. 

Liabilities. 



Amount due depositors 

Due on dividends Nos. 1, 2 and 3. 
Due on dividend No. 4 



$33,597.87 
388.44 
768.86 

$34,755.17 



Assets. 





Estimated 
value. 


Value on 

books. 






$2,007.20 
332.48 
424.63 
980.00 


Loans on collateral security (local) 


$37.00 
10.00 






10,545.00 


Real estate by foreclosure 


200.00 
4,239 84 
3,004.82 


9,286.60 
4,239.84 




3,004.82 








$7,491.66 


$30,820.57 



256 BANK commissioners' report. 

Statement of Receipts and Disbursements. 

Receipts. 

Cash on hand June 30, 1904 .... $5,322.14 

Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks . . 2,000.00 

On interest and dividends .... 44.02 

On miscellaneous items . . . . . 5.60 



17,371.76 



Disbursements. 

Paid depositors on account dividends Nos. 1, 2, 
and 3 ....... . 

Paid depositors on account dividend No. 4 

Paid local expenses ...... 

Cash on hand June 30, 1905 . 

$7,371.76 
Dividends declared since date of liquidation, 55 per cent. 



$4.65 


119.10 


3.35 


7,244.66 



HANK COMMISSIONERS REPORT. 



257 



GUARANTY SAVINGS BANK.— MANCHESTER. 

Nathan P. Hunt, Manchester, Treasurer. 
Statement of Condition, as returned by Treasurer, June 30, 1905. 

Liabilities. 



Amount due depositors. 
Due on dividend No. 1 
Due on dividend No 2 
Due on dividend No. 3 
Due on dividend No. 4 
Due on dividend No 5 
Due on dividend No. 6 



$194,669.29 
72 09 

S1.67 

74.42 

103.32 

257.37 

1,590.53 



$196,848.69 



Assets. 



Estimated 
value. 



Value on 
books. 





$4,425.00 


.*4 4''5 00 


Loans on personal security (western) 


18,138 58 


Loans on collateral security (local) 

Loans on collateral security (western) 


21,217.16 


21,217 10 
8.000.00 


Miscellaneous bonds 


11.350.00 
5.000.00 
1,082 21 
3,493 28 
109.088 68 

40.525.87 


15.100.00 


Bank stock 


10,000.00 




8,082.21 

3.493.28 

182,814.47 

40,525.87 


Certificates of deposit 

Real estate by foreclosure 

Casb on deposit in authorized banks 








$196,782.20 


$311,796.57 



258 



BANK COMMISSIONERS REPORT. 



Statement oe Receipts and Disbursements. 



Receipts. 

Cash on handJune 30, 1904 . 

Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks . 

On interest and dividends .... 

On rents ....... 

On miscellaneous items (being reduction of real 
estate and gains on sale of real estate) . 



$15,092.25 

7,485.40 
3,461.40 
9,185.31 

24,481.72 

$59,706.08 



Disbursements. 

Paid depositors on account dividend No. 1 
Paid depositors on account dividend No. 2 
Paid depositors on account dividend No. 3 
Paid depositors on account dividend No. 4 
Paid depositors on account dividend No. 5 
Paid depositors ou account dividend No. 6 
Loss on sale of real estate (charged off) 
Paid other taxes .... 

Paid expenses, litigation, foreclosure, etc. 
Paid local expenses .... 
Cash on hand June 30, 1905 



$7.57 

14.53 

9.96 

33.70 

149.61 

1,809.80 

3,261.25 

4,245.00 

3,622.53 

2,532.98 

44,019.15 



$59,706.08 
Dividends declared since date of liquidation, 70 per cent. 



BANK COMMISSIONERS REPORT. 



259 



KEENE FIVE-CENTS SAVINGS BANK.— KEENE. 

George A. Litchfield, Keene, Assignee. 
Statement of Condition, as returned by Assignee, June 30, 1905. 

Liabilities. 



Aiiim.mt due depositors. 
Due on dividend No. 1 
Due on dividend No. 2 
Due on dividend No. 3 
Due on dividend No. 4 
Due on dividend No. 5 
Due on dividend No. 6 
I hie on dividend No. 7 
Due on dividend No. 8 



$4S3,019 57 
2,280.52 
2,371.44 
1,975 82 
3,181.01 
1,233 83 
5,054.82 
5.873.G6 
13,359.34 



$521,350.01 



Assets. 



Estimated 
value. 



Value on 

books. 



Loans secured by western mortgages 

Loans secured by local real estate 

Loans on personal security (local) 

Loans on personal security (western) . 
Loans on collateral security (local).. .. 
Loans on collateral security (western) 

Miscellaneous bonds 

Miscellaneous stocks 

Real estate by foreclosure 

Casb on deposit in authorized banks. 
Cash on band 



$38,744 61 


$38,744.61 


2,180.(K) 


2,180.00 


150.00 


150.00 


3,940 07 


3,94667 


787 06 


2,212.06 


45,475.00 


90,951.00 


41,480 00 


103,940.64 


25,000.00 


62,500 00 


77.380.00 


97,350.09 


73,205.40 


73,205.46 


707.99 


707.99 


$309,556.79 


$475,888.52 



260 



BANK COMMISSIONERS REPORT. 



Statement of Receipts and Disbursements. 



Receipts. 

Cash on hand June 30, 1904 
Collected since June 30, 1904 : 

On principal of notes, bonds, stocks, and real 
estate . . . . " . 

On interest and dividends .... 

On rents ....... 

On miscellaneous items ..... 



$79,507.16 



111,340.43 
2,625.74 
2,968.29 
4,659.22 

$201,100.84 



Disbursements. 

Paid depositors on account dividend No. 1 
Paid depositors on account dividend No. 2 
Paid depositors on account dividend No. 3 
Paid depositors on account dividend No. 4 
Paid depositors on account dividend No. 5 
Paid depositors on account dividend No. 6 
Paid depositors on account dividend No. 7 
Paid depositors on account dividend No. 8 
Paid taxes ..... 

Paid expenses, litigation, foreclosure, etc. 
Paid local expenses .... 
Cash on hand June 30, 1905 



$89.51 

89.51 

904.09 

1,156.78 

1,213.54 

2,279.27 

4,444.96 

107,395.55 

3,595.36 

2,870.00 

3,148.82 

73,913.45 



$201,100.84 
Dividends declared since date of liquidation, 80 per cent. 



BANK COMMISSI* )\KltS REPORT. 



261 



KEENE GUARANTY SAVINGS BANK.— KEENE. 

George G. Davis, Marlborough, Assignee. 
Statement of Condition, as returned by Assignee, June 30, 1905. 

Liabilities. 



Amount due depositors 
Due on dividend No. 1. 
Due on dividend No. 2. 
Due on dividend No. 3. 
Due on dividend No. 4. 
Due on dividend No. 5. 
Due on dividend No. 6. 
Due on dividend No. 7. 
Due on dividend No. 8. 
Due on dividend No. 9. 
Due to agents 



$392,1 12.89 

200.10 

159.17 

87.45 

216.50 

252.49 

361.76 

925.87 

1,609.55 

4,959.60 

13.70 



8400,899.08 



Assets. 





Estimated 
value. 


Value on 
books. 


Loans secured by western mortgages 

Loans on personal security (western) 


$8,124.00 


$8,802.00 
9,411 39 


Loans on collateral security (local) 


5,000.00 
10,000.00 
5,000.00 
1,325.00 


6,500.00 


Loans on collateral security (western) 


37,773.40 


Miscellaneous bonds 


60,350.62 
13 616 67 


Bank stock 




7,142 86 


Real estate by foreclosure 


25,81000 

33,537.51 

330.72 


50.674 57 


Cash on deposit in authorized banks 


33,537.51 


Cash on hand 


330 72 








$89,127.23 


$228,139.74 



262 



BANK COMMISSIONERS REPORT. 



Statement of Receipts and Disbursements. 



Receipts. 

Cash on hand June 30, 1904 
Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks 

On interest and dividends 

On rents ..... 

On miscellaneous items . 



$24,951.11 

22,231.60 

2,541.59 

561.11 

160.40 

850,445.81 



Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Ca 



Disbursements. 

d depositors on account dividend No. 1 
d depositors on account dividend No. 2 
d depositors on accouut dividend No. 3 
d depositors on account dividend No. 4 
d depositors on account dividend No. 5 
d depositors on account dividend No. 6 
d depositors on account dividend No. 7 
d depositors on account dividend. No. 8 
d depositors on account dividend No. 9 
d state tax ..... 
d other taxes .... 

d expenses, litigation, foreclosure, etc. 
d local expenses .... 
h on hand June 30, 1905 



$373.46 

177.28 

88.64 

133.70 

152.76 

194.35 

349.18 

971.65 

10,615.25 

729.76 

351.45 

857.17 

1,582.93 

33,868.23 

$50,445.81 



Dividends declared since date of liquidation, 70 per cent. 



BANK COMMISSIONERS REPORT. 



263 



LEBANON SAVINGS BANK.— LEBANON. 

Charles E. Cooper, Lebanon, Assignee. 
Statement of Condi/ion. as returned by Assignee, June 30, 1905. 

Liabilities. 



Due on dividend No. 1 
Due on dividend No. 2 
Due on dividend No. 3 
Due on dividend No. 4 
Due on dividend No. 5 
Due on dividend No. 6 
Due on dividend No. 7 



$127.10 
140.91 
234.35 
234.92 
570.94 
1,432.38 
3,183.89 



$5,924.49 



Assets. 





Estimated 

value. 


Value on 
books. 


Loans secured by western mortgages 


$200.00 
4,750.00 
16,760.00 
50,148.62 


$500.00 


Miscellaneous bonds 


8,600.00 


Real estate by foreclosure 


18,648.26 


Cash on deposit in authorized banks 


SO 14S fi9 








$71,858.62 


$77,896.88 



264 



BANK COMMISSIONERS REPORT. 



Statement of Receipts and Disbursements. 



Receipts. 

Cash on hand June 30, 1904 
Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks 

On interest and dividends 

On rents ..... 

On miscellaneous items . 



$23,300.69 

21,891.50 

1,322.64 

786.68 

7,268.15 

$54,569.66 



Disbursements. 

Paid depositors on account dividend No. 1 
Paid depositors on account dividend No. 2 
Paid depositors on account dividend No. 3 
Paid depositors on account dividend No. 4 
Paid depositors on account dividend No. 5 
Paid depositors on account dividend No. 6 
Paid depositors on account dividend No. 7 
Paid taxes ..... 

Paid expenses, litigation, foreclosure, etc. 
Paid local expenses .... 
Cash on hand June 30, 1905 



$1.84 

2.65 

2.96 

37.97 

514.40 

465.41 

1,749.51 

277.05 

471.49 

897.76 

50,148.62 

$54,569.66 



Dividends declared since date of liquidation, 100 per cent, of 
principal of deposit accounts. 



BANK COMMISSIONKKS KEl'OKT. 



265 



MECHANICS' SAVINGS BANK.— NASHUA. 

Charles W. Hoitt, Nashua, Assignee. 

Statement of Condition, as returned by Assignee, June 30, 1905. 

Liabilities. 



Amount due depositors 
Due on dividend No. 1. 
Due on dividend No. 2. 
Due on dividend No. 3. 
Due on dividend No. 4. 



$438,722.06 

69.50 

71.57 

934.42 

5,340.59 



$445,138.14 



Assets. 



Estimated 
value. 



Value on 
books. 



Loans secured by western mortgages. .. 

Loans on personal security (local) 

Loans on personal security (western). .. 
Loans on collateral security (western).. 
County, city, town, and district bonds. 

Miscellaneous bonds 

Bank stock 

Miscellaneous stocks 

Tax certificates and taxes paid 

Real estate by foreclosure 

Real estate taken by order of court 

Casli in hands of agents 

Cash on deposit in authorized banks. ., 
Cash on hand 



$2,920.00 
1,500.00 



75,439.45 



96,100.00 
6,700.00 
2,411.31 
3,443.68 

32,692.61 



$221,207.05 



$1,066.68 
2,682.56 
2,500.00 

78,820.96 



28,000.00 

6,000.00 

160.482.56 

46,099.27 

169,614.14 

10,000.00 

2,411.31 

3,443.68 

32,692.61 



$543,813.77 



266 



BANK COMMISSIONERS REPORT. 



Statement oe Receipts and Disbursements. 
Receipts. 



and stocks, including 



Cash on hand Jane 30, 1904 
Collected since June 30, 1904 

On principal of notes, bonds, 
real estate sold . 

On interest and dividends 

On rents 

On miscellaneous items . 



Disbursements. 

Paid depositoi-s on account dividend No. 1 
Paid depositors on account dividend No. 2 
Paid depositors on account dividend No. 3 
Paid depositors on account dividend No. 4 
Paid taxes ..... 

Paid expenses, litigation, foreclosure, etc. 
Paid local expenses .... 
Cash on hand June 30, 1905 



$55,395.03 



16,500.00 

4,187.33 

1,667.75 

441.06 

$78,191.17 



$50.44 

50.44 

179.04 

34,543.23 

2,510.61 

1,478.38 

831.43 

38,547.60 



$78,191.17 
Dividends declared since date of liquidation, 45 per cent. 



BANE COMMISSIONERS KEl'ORT. 



267 



NASHUA SAVINGS BANK.— NASHUA. 

Thomas D. Luce, Nashua, Assignee. 

Statement of Condition, as returned by Assignee, June SO, 1005. 

Liabilities. 



Amount due depositors 

Due on dividend No. 1 . 
Due on dividend No. 2.. 
Due on dividend No. 3.. 
Due on dividend No. 4. 
Due on dividend No. 5. . 
Due on dividend No. 6.. 
Due on dividend No. 7. 
Due on dividend No. 8 , 



S250.174.49 
1,872.24 
1,005.81 

2,;;::.-..:«5 
1,554.74 
2,479 02 
3,065.60 
2,623.31 
17,750.68 

$291,861.25 



Assets. 





Estimated 

value. 


Value on 
books. 




$700.00 
1,660.00 


Loans on personal security (local) 


$806.73 


806.73 
32,158.06 






39.361.64 




8,320.00 
17,457.14 
16,6S2.00 

5.400.00 
16 835.00 
11,068 96 
34,466.15 


8,000.00 


Miscellaneous bonds 


106,138 80 


Railroad stock 


19,286.67 


Manufacturing stock 

Real estate by foreclosure 


9,750.00 
29,100.00 
33,206.89 


Casb on deposit in autborized banks 


34,466.15 








$111,035.98 


.$314,634.94 



268 



BANK COMMISSIONERS REPORT. 



Statement oe Receipts and Disbursements. 



Receipts. 

Cash on hand June 30, 1904 .... $23,201.06 

Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks . . 121,081.52 

On interest and dividends .... 7,377.94 

On rents 1,446.45 

On miscellaneous items ..... 4,051.42 

$157,158.39 

Disbursements. 

Paid depositors on account dividend No. 1 . . $100.46 
Paid depositors on account dividend No. 2 . . 71.98 
Paid depositors on account dividend No. 3 . . 145.05 
Paid depositors on account dividend No. 4 . . 414.30 
Paid depositors on account dividend No. 5 . . 708.32 
Paid depositors on account dividend No. 6 . . 1,169.56 
Paid depositors on account dividend No. 7 . . 2,281.82 
Paid depositors on account dividend No. 8 . . 111,836.56 
Paid to makers of notes, amount collected on insur- 
ance and collateral in excess of amount due bank 798.60 

Paid taxes 773.12 

Paid expenses, litigation, foreclosure, etc. . . 3,080.15 

Paid local expenses ...... 1,312.32 

Cash on hand June 30, 19 05 .... 34,466.15 



$157,158.39 
Dividends declared since date of liquidation, 90 per cent. 



BANK COMMISSIONERS RETORT. 



269 



NEW HAMPSHIRE BANKING COMPANY.— 
NASHUA. 

W. A. Farley, Nashua, Treasurer. 

Statement of Condition, as returned by Treasurer, June 3< >, 1905. 

Liabilities. 



Amount due depositors 

Amount due on May 1, 1897, interest 

Due mi dividend No. i 

Due on dividend No. 2 

Due on dividend No 3 

Due on dividend No. 4 

Due on dividend No. 5 

Due on dividend No. 6 

Due on dividend No. 7 



$41,991.40 

.50 

8.02 

1207 

12.51 

16.14 

86.77 

138.18 

2,554.99 



$44,S20.58 



Assets. 



Estimated 
value. 



Value on 
books. 





$20,210.00 

925.00 

11,407.00 

24 457.50 


$20,210.00 


Loans on personal security (local) 

Miscellaneous bonds 


925.00 
11,407 00 
30,250.00 

300 00 




7,000.00 
13.611.05 
15,089.01 


9,100.00 




13,611.05 




15.0S9.01 








$92,699.56 


$100,892.06 



* Includes temporary loan of $15,000. 



270 



HANK COMMISSIONERS REPORT. 



Statement of Receipts and Disbursements. 

Receipt*. 

Cash on handjune 30, 1904 .... $5,515.21 

Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks . 

On interest and dividends .... 

On rents ....... 

On miscellaneous items (premium and real estate 
accounts) ....... 



29,945.00 

3,738.90 
520.57 

9,333.72 

?49,053.40 



Disbursements. 

Paid on interest due May 1, 1 81)7 
Paid depositors on account dividend No. 1 
Paid depositors on account dividend No. 2 
Paid depositors on account dividend No. 3 
Paid depositors on account dividend No. 4 
Paid depositors on account dividend No. 5 
Paid depositors on account dividend No. 6 
Paid depositors on account dividend No. 7 
Loans made* ..... 
Paid state tax ..... 
Paid other taxes .... 

Paid expenses, litigation, foreclosure, etc. 
Paid local expenses .... 
Charged off . . . • . 

Cash on hand June 30, 1905 



Si. 70 

4.97 

7.96 

18.72 

18.72 

19.11 

213.73 

2,068.40 

25,957.00 

57.27 

463.40 

708.70 

1,173.31 

4,040.35 

13,700.06 



849,053.40 
Dividends declared since date of liquidation, 95 per cent. 

* Composed principally of loans on real estate sold, city note, etc. 



I1AXK < OMMISSIONKKS lll'.l'OKT. 



•J 71 



SECURITY TRUST COMPANY.— NASHUA. 

Lester F. Thurber, Nashua, Assignee. 

Statement of Condition, as returned by Assignee, June 30, 1905. 

Trust and Banking Department. 

Liabilities. 



Capital stock 

Business deposits 

Dae savings department 

Certificates of deposit .. . 

Treasurer's checks 




8485,149.08 



Assets. 



Estimated 
value. 



Value on 
books. 



Loans on first and second mortgages. See note... 

Loans on personal security. See note 

Miscellaneous bonds 

Manufacturing and miscellaneous stocks 

Furniture and fixtures 

Real estate 

Due from American Loan and Trust Co., Boston. 

Certificates of deposit , 

Debenture bond, interest account 

Coupons advanced 

Claim paid by receiver from Minnesota 

Cash on deposit in authorized hanks 

Cash on hand 

Deficit 



$25,000.00 

20,000.00 

5.00 



13,350.00 



111,479.24 

31,840.93 



1,684.17 



$91,820.22 
157,257.74 

30.00 
35,700 00 

4,010.75 



144.54 

9.71(1 29 
4,986.60 

12,178.24 

900.00 

111,479.24 

31,849.93 

24,481.53 



$485,149.08 



Note.— Of the above assets, " Loans on other real estate " to the 
amount of par value $33,000 and estimated value $25,000,— also "Loans on 
personal security," par value $42,538.03 and estimated value $20,000, were 
pledged by the officers of the Security Trust Company with various credit- 
ors, who still hold the collateral and receive full benefit of all collections 
thereon. 



272 BANK commissioners' report. 

Statement of Receipts and Disbursements. 
Receipts. 

Cash on hand June 30, 1904 .... $143,900.56 

Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks . . 37.00 

On interest and dividends .... 2,431.90 

On rents and ou sales of real estate . . . 12,914.28 

On miscellaneous items . . . . . 150.00 



.59,433.74 



Disbursements. 

Paid for protection of western real estate . . $13,115.93 

Paid expenses, litigation, foreclosure, etc. . . 2,524.26 

Paid local expenses ...... 464.38 

Cash on hand June 30, 1905 .... 143,329.17 

$159,433.74 



hank commissioners report. 

Savings Department. 

Liabilities. 



273 



Amount due depositors 
Due on dividend No. 1 
Due on dividend No. 2 
Due on dividend No. 3 
Due on dividend No. 4 
Due on dividend No. 5 



§117, 102. 85 
323.50 
318.44 
322.07 
926.40 
:;,i2i.?t; 



$122,415.02 



. Issets 



Estimated 

value. 



Value on 
books. 





$179.00 


S 179.00 




76,538.92 




9,123.55 


9,123.55 
11,000.00 






75.00 


472.50 


Manufacturing stoek 


7,500 00 


Real estate by foreclosure 


1,800.00 


in 330 75 




29,600.00 


Cash on deposit in authorized banks 

Cash on hand 


19,562 13 
474.08 


19,562 13 

474.08 








$31,213.76 S164. 780.93 



274 



BANK COMMISSIONERS REPORT. 



Statement of Receipts and Disbursements. 



Receipts. 

Cash on hand June 30, 1904 
Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks 

On interest and dividends 

On rents and on sales of real estate . 



$48,963.86 

715.00 

1,417.74 

210.00 

$51,306.60 



Disbursements. 

Paid depositors on account dividend No. 1 
Paid depositors on account dividend No. 2 
Paid depositors on account dividend No. 3 
Paid depositors on account dividend No. 4 
Paid depositors on account dividend No. 5 
Paid for protection of western real estate 
Cash on hand June 30, 1905 



$3.20 

12.94 

39.43 

223.53 

1,220.76 

170.53 

49,636.21 

$51,306.60 



Dividends declared since date of liquidation, 60 per cent. 



BANK COMMISSIONERS REPORT. 2/0 

SULLIVAN SAVINGS INSTITUTION.— CLARE- 
MONT. 

Henrv C. Sanders, Claremont, Assignee. 

Statement of Condition, as returned by Assignee, June 30, 1905. 

Liabilities. 



Due on dividend No. 1 


$335,609.15 
193.04 




250.20 


Due on dividend No. 3 


407.30 




5S6.69 


Due on dividend No. 5 


886.02 


Due on dividend No. 6 


1,540.46 


Due on dividend No. 7 


6,874.95 








$346,347.87 



Assets. 



Estimated 


Value on 


value. 


books. 


$100.00 


$1,730.00 


3,198.68 


46,597.85 


1,000.00 


3.4S9.46 


114.79 


11.995.S8 


250.00 


750.00 


52,994.63 


140,665.27 


526.88 


526.88 


14,035.07 


14,035.07 


2,272.57 


2,272.57 


$74,492.62 


$222,062.98 



Loans on personal security (local) 

Loans on personal security (western). 
Loans on collateral security (local). .., 
Loans on collateral security (western) 

Miscellaneous bonds , 

Real estate by foreclosure 

Cash in hands of agents 

Cash on deposit in authorized banks. 
Cash on hand 



276 



BANK COMMISSIONERS REPORT. 



Statement oe Receipts and Disbursements. 
Receipts. 



Cash on hand June 30, 1904 
Collected since June 80, 1904 : 

On principal of notes, bonds, and stocks 

On interest and dividends 

On rents ..... 



Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Pa 
Cash 



Disbursements. 

depositors on account dividend No. 1 
depositors on account dividend No. 2 
depositors on account dividend No. 3 
depositors on account dividend No. 4 
depositors on account dividend No. 5 
depositors on account dividend No. 6 
depositors on account dividend No. 7 
state tax ..... 
other taxes ... 

expenses, litigation, foreclosure, etc. 
local expenses .... 
on hand June 30, 1905 



i, 788.42 



24,779.93 

6,403.72 

759.85 

$70,731.92 



$7.30 

112.91 

473.03 

350.11 

866.28 

1,495.59 

40,128.05 

231.94 

.•5,424.05 

1,998.11 

4,810.03 

16,834.52 



$70,731.92 
Dividends declared since date of liquidation, 71^ per cent. 



HANK COMMISSIONERS REPORT. 



277 



WOLFEBOROUGH LOAN AND BANKING COM- 
PANY.— WOLFEBO ROUGH. 

James E. French, Moultonborough, Assignee. 

Statement of Condition, as returned by Assignee, June 30, 1905. 

Liabilities. 



Capital stock 

Due on dividend No. l 

Due on dividend No. 2 

Claims pending in court (estimated) 



.550,000.00 
2,173.93 
1,547.97 
3,000.00 



$56,721.90 



Assets. 





Estimated 
value. 


Value on 
books. 


Loans on personal security 


$400.00 
8,500.00 
4,000.00 
500.00 
7,945 00 
6,500.00 
1,200.00 
6,307.87 


$475 00 




8.5(H). 00 


Miscellaneous bonds 

Bank stock 

Railroad stock 


4,000.00 

500.00 

9,430.00 


Bank building and fixtures 


7,000.00 


Real estate 


2,347.00 


Deposits in authorized banks 


6,307.87 








$35,352.87 


$38,559.87 



* Differences in accounting of liabilities between June 30, 1904, and June 30, 
1905, due to adjustment of claims. Claims pending in court estimated at $3,000. 



278 BANK commissioners' report. 

Statement of Receipts and Disbursements. 
Receipts. 

Cash on hand June 30, 1904 .... $35,816.91 

Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks . . 40,059.90 

On interest and dividends .... 3,117.33 

On rents G91.37 

$79,685.51 

Disbursements. 

Paid depositors on account dividend No. 1, August 

1, 1904, 60 per cent $43,105.54 

Paid depositors on account dividend No. 2, De- 
cember 26, 1904, 40 per cent. . . . 28,638.39 

Paid taxes . 173.66 

Paid expenses, litigation, foreclosure, etc. . . 756.65 

Paid local expenses ...... 703.40 

Cash on hand June 30, 1905 .... 6,307.87 

$79,685.51 
Dividends declared since date of liquidation, 100 per cent. 



hank commissioners report. 
Savings Department. 
Liabilities. 



279 



Amount due depositors, 
Due on dividend No. 1. 
Due on dividend No. 2. 



40,221.33 
1,249.82 
5,788.39 



$47,259.51 



Assets. 





Estimated 
value. 


Value on 
books. 


Loans on personal security (local) 


$200.00 
3,000.00 
9,500.00 
800.00 
550.00 
3,500.00 
G.1G0.28 


$342.00 
3,000.00 




9,500.00 




1.000.00 




1 ,500 00 




7,400.00 




6,100.28 








$23,710.28 


$28,902.28 



Statement of Receipts and Disbursements. 
Receipts. 



Cash on hand June 30, 1904 
Collected since June 30, 1904 : 

On principal of notes, bonds, and stocks 

On interest and dividends 



Disbursements. 

Paid depositors on account dividend No. 1 
Paid depositors on account dividend No. 2 
Cash on hand June 30. 1905 



$45,974.92 

110,123.65 
3,908.92 

$160,007.49 



§79,192.84 

74,654.37 

6,160.28 



$160,007.49 

Dividends declared since date of liquidation, 80 percent.* 

* Since the above report a dividend of 10 per cent, has been declared. 



280 BANK commissioners' report. 

SAVINGS BANKS DOING BUSINESS IN THE SAME OFFICE WITH 
NATIONAL OR STATE BANKS. 

Amoskeag Savings Bank, Manchester, with Amoskeag National Bank. 

Bristol Savings Bank, with Bristol National Bank. 

City Savings Bank, Berlin, with City National Bank, Berlin. 

City Savings Bank, Laeonia, with Laconia National Bank. 

Colebrook Guaranty Savings Bank, with Colebrook National Bank. 

Dartmouth Savings Bank, Hanover, with Dartmouth National Bank. 

Derry Savings Bank, with Derry National Bank. 

Farmers' Savings Bank, Pittsfield, with Pittsfield National Bank. 

Farmington Savings Bank, with Farmington National Bank. 

Franklin Savings Bank, with Franklin National Bank. 

Hillsborough County Savings Bank, Manchester, with Merchants' National 

Bank. 
Iona Savings Bank, Tilton, with Citizens' National Bank. 
Laconia Savings Bank, with People's National Bank. 
Lancaster Savings Bank, with Lancaster Trust Co. 
Littleton Sayings Bank, with Littleton National Bank. 
Manchester Savings Bank, with Manchester National Bank. 
Mascoma Savings Bank, Lebanon, with National Bank, Lebanon. 
Mechanics' Savings Bank, Manchester, with Second National Bank. 
Merchants' Savings Bank, Dover, with Merchants' National Bank. 
Merrimack County Savings Bank, Concord, with Mechanicks National Bank. 
Merrimack River Savings Bank, Manchester, with First National Bank. 
Monadnock Savings Bank, Jaffrey, with Monadnock National Bank. 
Newport Savings Bank, with National Bank, Newport. 
Norway Plains Savings Bank, Rochester, with Rochester National Bank. 
People's Savings Bank, Manchester, with Amoskeag National Bank. 
Piscataqua Savings Bank, Portsmouth, with First National Bank. 
Plymouth Guaranty Savings Bank, with Pemigewasset National Bank. 
Rollinsford Savings Bank, with Salmon Falls State Bank. 
Siwooganock Savings Bank, Lancaster, with Lancaster National Bank. 
Sugar River Savings Bank, Newport, with Citizens' National Bank. 
Union Guaranty Savings Bank, Concord, with First National Bank. 
Woodsville Guaranty Savings Bank, with Woodsville National Bank. 



STATISTICAL TABLES. 



BANK COMMISSIONERS REPORT. 



283 



TABLE No. l.— Showing the number, condition, and progress of the Savings 
Banks and Savings Departments of Banking Companies in each year, from 
1850 to 190."). inelush e. 










o 


■~ . 


t-.ti 




03 DO 


&M 


- X 








s s 




s-a 


fc 


fc 



Amount of 
deposits. 



Increase or 

decrease in 

amount of < !*■- 

posits from 

pre\ ions 

year. 



« Q 
Pi 

5 »S 



, 


<u 




X3 


S w 






















'_ 






; 3 




/. -/_ 



= c 

C c« 



12 


13,031 


13 


14,316 


15 


15.771 


1G 


18,105 


16 


20,154 


17 


21,300 


19 


23,489 


20 


27,786 


21 


23,463 


23 


26,762 


26 


30,828 


2G 


35,590 


27 


35,920 


27 


39,358 


28 


43,175 


29 


43.572 


29 


42,894 


28 


47,792 


31 


55,218 


38 


62,931 


45 


70,918 


52 


77,471 


54 


86,790 


Gl 


94,967 


64 


92,788 


CS 


9G,938 


G8 


100,191 


67 


97,683 


66 


94,967 


66 


87,279 


67 


89,934 


64 


96,881 


65 


104,432 


66 


113.167 


G7 


117,317 


G8 


12 1,2 1 G 


67 


125,273 


66 


132,714 


69 


139,967 


69 


145,021 


80 


162,782 


83 


170,264 


82 


175,984 


83 


184,210 


83 


178,066 


84 


175,653 


84 


175,040 


86 


173.253 


87 


174.859 


88 


183,198 


89 


186,909 


86 


189,399 


84 


193.867 


77 


195,876 


77 


201,379 


60 


164,891 



$1,641 

1.77G, 

2.009 

2,507 

3.222 

3,341 

3,537 

3,748 

3,588 

4,138, 

4,860 

5,590 

5.653 

6,500 

7. CGI 

7,831. 

7,857, 

10,463 

13,541 

16,379, 

18,759. 

21,472. 

24,700 

29.671 

28,829 

30,214 

31,198 

32,338 

28,793 

26,282 

28,204 

32,097 

3G,181 

39,124 

42.091 

43,827 

46,631 

50,292 

53,939 

57,300 

66,645 

71,004 

74,467 

77,018 

73,458 

70,344 

66,667 

64,395 

62,336 

61,873 

62,427 

63,862. 

65,141. 

67,671 

69,673 

70,278 



,543.71 
668.00 
,619.42 
,909.61 
,261.52 
,256.81 
,363.31 
,285.63 
,685.23 
,822.40 
,024.86 
,652.18 
,585.46 
,308.07 
,738.46 
,335.72 
601.01 
,418.50 
534.96 
867.09 
,461.05 
,120.07 
,774.47 
,114.88 
,376. S3 
,585.71 
,064.16 
,826-55 
,947.48 
,136.09 
,791.70 
,734.17 
,186.70 
,814.68 
,596-55 
,356.41 
,913-72 
,666.85 
,079-29 
,590.48 
.,027.70 
,935-35 
,204.50 
,291.29 
,419.40 
,643-90 
,810-82 
,873.70 
,176-89 
,385-92 
.577-54 
,216.24 
,958.98 
,552.99 
;,707.47 
1,991.17 



Inc. 



Dec 
Inc. 



Dec 

Inc. 



Dec 
Inc. 



Dec 



Inc. 



$76,972.76 
135,254.29 

232,849.42 

498,292.19 

714.351.91 

118,995.29 

196,106.50 

210,922.32 

159,627.40 

550,164.17 

721,202.46 

730,627.32 

62,933.28 

906,722. Gl 

1,161,430.39 

169,596.26 

26,265.31 

2.605,817.47 

3,078,116.46 

2,838,333.13 

2,379,593.96 

2,712.659.02 

3,228,653.37 

4,970,340.41 

841,737.35 

1,385,108.88 

983,478.45 

1,140.812.39 

1,256,267.10 

1,991,801.20 

1,922,655.61 

3,838,120.76 

4,312,860.10 

2,943,127.98 

2,966,781.87 

1,735,789.86 

2,804,557.31 

3,060,753.13 

3,646,412.44 

3,361,511.19 

9,344,437.22 

4,359,90765 

3,462,329.45 

3,151,026.79 

4,159,871.89 

3,113,775.50 

3,676,S33.08 

2,271,937.12 

2,059,696.81 

462,790.97 

554,191.62 

1,434,638.70 

1,279,742.74 

2,529,594.01 

2.002,154.48 

605,283.70 



$125.97 
124.11 
127.42 
138. 52 
150. 95 

156. 86 
150 59 
151.62 
152 94 
154. 65 
157 65 
157. 08 
157.39 
1G6 68 
177 45 
179 33 
183. 13 
218.77 
245 12 
2'.;n 2s 
264. 52 
277. 16 
284 40 
312.45 
310.70 
327.37 
326.01 
327.70 
303.19 
301.13 
313.61 
331.31 

355 37 
345. 81 
358.78 
361.25 
372.25 
378.95 
385. 36 
395. 12 
409 41 
417.03 
423. 15 
421.36 
412 53 
400 47 

380. 87 
371 69 

356 49 
337. 74 
334.00 
337. 18 
336 01 
345. 48 
345.98 
426.21 



$5.16 

5. 58 
6.32 
7.89 
10.13 
10.51 
11.12 
11.79 
11.29 
13.01 
14.90 
17.14 
17.34 
20.12 
25.50 
24.02 
24.47 
32.56 
42.18 
51.02 
59.00 
67.52 
77 06 
93.21 
90.65 
93.00 
100.07 
99.50 
91.36 
80.87 
86.78 
92.91 
103.00 
111.78 
120.20 
125.20 
131.85 
141. G7 
151.94 
161.41 
177.25 
188.85 
198.05 
20G.46 
195.37 
183.70 
170.95 
1G9.44 
164.04 
162.83 
152.2G 
155.76 
15888 
165.05 
169.93 
171.41 



31S.000 
318.000 
318,000 
318,000 
318,000 
318,000 
318,000 
31S.000 
318,000 
318,000 
326.000 
326.000 
326,000 
326,000 
326,000 
32G.000 
321.000 
321,000 
321,000 
321,000 
318.000 
318.000 
318,000 
318.000 
318,000 
325,000 
325,000 
325.000 
325,000 
325,000 
325,000 
346,000 
350.000 
350.000 
350,000 
350,000 
355,000 
355.000 
355,000 
355.000 
376.000 
376.000 
376,000 
376.000 
376.000 
390.000 
390.000 
380,000 
380.000 
380.000 
410,000 
410.000 
410.000 
410,000 
410,000 
410.000 



•The hanks in liquidation are not included in the above table for the year 
1905. The hanks in actr\ e operation show an increase in deposits for the year 
ending June 30, 1905, of $4,138,281.08. 



284 



HANK COMMISSIONERS REPORT. 



TABLE No. 2.— A statement of the condition of the savings banks as returned 
value of the classified assets, the total book values, and the pre- 



SAVINGS BANKS.-NAME. 



Amount due 
depositors. 



3 
4 
5 
6 
7 
8 
9 
l(i 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
29 
30 
31 
32 
33 
34 
35 
36 
37 
38 
39 
■in 
41 
42 
43 
44 
45 
16 
47 
48 
49 
50 
51 
52 
53 
54 



Amoskeag, Manchester 

Ashland 

Bristol 

Cheshire County, Keene 

Citizens' Institution for Savings, Nashua 

City, Berlin 

City, Laconia 

City Guaranty, Nashua 

Colebrook Guaranty 

Conway 

Dartmouth, Hanover 

1 terry 

Farmers', Pittsrield 

Farmington (new account) 

Franklin 

Gorham 

Granite, Mil ford 

Hillsborough Bridge Guaranty 

Hillsborough County, Manchester 

Iona, Til ton 

Keene 

Laconia 

Lancaster 

Littleton 

Loan and Trust, Concord 

Manchester 

Mascoma, Lebanon 

Mason Village, Greenville 

Mechanics', Manchester 

Merchants', Dover 

Meredith Village 

Merrimack County, Concord 

Merrimack River, Manchester 

Monadnock, Fast -laft'rey 

New Hampshire, Concord 

New Ipswich 

Newport 

Norway Plains, Rochester 

People's, Manchester 

Peterborough 

Piscataq.ua, Portsmouth 

Pittsrield 

Plymouth Guaranty 

Portsmouth 

Portsmouth Trust and Guarantee Co 

Rollinsford, Salmon Falls 

Siwooganock Guaranty, Lancaster 

Somersworth 

Strafford, Dover 

Sugar River, Newport 

I'll ion Five-Cents, Exeter 

Union Guaranty, Concord 

Walpole 

Woodsville Guaranty 



070,723.26 
75,515.18 
555,469.05 
059,159.73 
104,132.54 
320,985.56 
386,360.98 
939,045.38 
181,195.65 
168.CS8.48 
919,78475 
43,885.06 
125,660 02 
124,479.82 
370,537.65 
170,319.00 
252,080.71 
446,134.65 
122,869.60 
493,219.87 
436,411.95 
,796,321.04 
716,980.05 
,461.480.13 
869,444.43 
,468,497.94 
238,694.00 
213,417.19 
,008,660.63 
133,049.77 
381,273.38 
066,431.98 
,108,555.01 
480.385.24 
690.774.60 
44,716.22 
526,161.82 
743,345.27 
686,747.30 
817,844.68 
812,960 35 
394,378.71 
560,060.68 
370.0s7.68 
,023,070.94 
674,500.31 
535.968.75 
,962,501.16 
,923,150.45 
282,725.93 
640,533.50 
546,696.00 
340,927.75 
264,185.05 



$67,157,186.83 



BANK COMMISSIONERS REPORT. 



285 



by the treasurers at the close of business, June 30, 1905, with their estimated 
mium or impairment ; also the Dumber of depositors in each bank. 



6 


Guaranty fund. 


Surplus less 
expenses and 

laxes. 


Total liability. 


Number of 
depositors. 


l 


$500,000.00 


$83,42:;. 0:1 


$8,654(152.35 


15,826 


2 


1,660.00 


1,302.21 


7S.177 39 


419 


3 


8,981.62 


16,034.56 


580,485.'.':; 


1.716 


4 


30,000.00 


23,679.47 


1,112,839.20 


2,710 


5 


808.00 


1,819.68 


106.760.22 


632 


6 


2.0110.00 


4,356.34 


327.341.90 


1,000 


7 


7,600.00 


2,576.37 


396,537 35 


1,128 


8 


100,000.00 


15.900.53 


1.054,945.91 


2,673 


9 


25,000.00 


9,407.86 


215,603.51 


749 


10 


5,212.23 


1.042.97 


174.943.68 


881 


11 


65,000.00 


57,065.49 


1,041,850.24 


2,363 


12 




373.47 
1.555 09 


14,25853 

130,717.78 


186 


13 


3,502.67 


569 


14 


2,150.00 


3,65(;.'_T, 


130,286.07 


545 


15 


100.000.00 


79,199.96 


1,549,737.61 


3,768 


16 


5,500.00 


4,638.93 


180.457.93 


690 


17 


2,120 00 


5,753.78 


259,954.49 


1.161 


18 


45,000 00 


17,738.35 


508,873.00 


1,990 


19 


1,411'. (id 


4,433.21 


128,718.81 


498 


20 


'.'.-.,.-,00.00 


17,436.32 


536,156.19 


1.584 


21 


0,000.00 


5.131.29 


447,543.24 


1,751 


22 


92,000.00 


30,810. 19 


1,919,161.23 


4,030 


23 


1. 02:1. si; 


18,347.83 


736.357.74 


2,227 


24 


100,000 00 


60,329.39 


1,621,809.52 


.'Mils 


25 


145,000.00 


112,949.40 


3,127,393.83 


6,378 


26 


475,000.00 


118.658.05 


10,062.155.99 


17,387 


27 


2 000.00 


3,483.90 


244,177.90 


1.179 


28 


10,21,s. 85 


4,279.38 


'-"J7.915.42 


739 


29 


47.500.00 


60,269. 24 


1,116,429.87 


1.5:;.-, 


30 


1.500.00 


2,182.26 


136,732.03 


361 


31 


20.000 00 


21,605.03 


422,878.41 


1,160 


32 


175,000 00 


51,021 37 


2,292,453.35 


4,390 


33 


llO.OOOOO 


103,605.40 


2,322,160.41 


5,264 


34 


24,025.00 


13,139.87 


51 7. 550. 11 


1,122 


35 


400,000.00 


186,592.62 


7,283,367.22 


12,366 


36 


3.600 00 


9.033.44 


57,349.66 


67 


37 


35,000 00 


5,919-63 


567,081.45 


1,842 


38 


32.000 00 


4.643.32 


779,988.59 


2.115 


39 


15U.000.00 


82,334.15 


919,081.45 


997 


40 


4(3.268.86 


56,242.07 


920,355 61 


2,264 


41 


50,000.00 


7,174.14 


870,134.49 


2.257 


42 


18,! 500 00 


6,905.23 


419,783.94 


1,492 


43 


60.000 00 


25,231.70 


645.292.38 


2.428 


44 


230.000 00 


24,663.64 


4,624,751.32 


9,739 


45 


100,000 00 


78,775.50 


1, '-'01,816.44 


2,396 


46 


1.-.. 000.00 


61,743 ill 


781.243.92 


1,342 


47 


60,000.00 


18,84!( 63 


614,818.38 


1,216 


48 


98,500.00 


88.817.40 


2,149,818.56 


4,436 


49 


300,000.00 


89,838.53 


6,312,988.98 


10.594 


50 


6,100.00 


8,469.81 


'-'97. '.'95. 74 


1,086 


51 


15.000.00 


1 'J.324.00 


667.857.50 


2,859 


52 


50,000 00 


57.956.52 


654,652.52 


1,599 


53 


20,000.00 


•JO. 784 58 


381,712.33 


982 


54 


32.000 00 


2.238.22 


298,423.27 


1,498 




83,892,693.09 


Sl.805,780.27 


$72,855,660.19 


155,897 



286 



HANK COMMISSIONERS KKPORT. 



TABLE No. 



6 


NAME. 


Loans on 

New 
Hampshire 
real estate. 


Loans on 

other 

real estate. 


1 


Amoskeag 


$729,215.24 

37,575.00 

387|049.00 

60,779 00 

173,374.97 

181.798.30 

523,877.83 

06,99858 

52,062.42 

93,248.26 

13,300 00 

30,299.60 

29,585.55 

144,696 66 

105,920.59 

80,504.00 

163,175.91 

33,111.00 

119.116.79 

281,079.48 

259,253.16 

204,905.79 

223.885.20 

577.747.74 

871.595.1S 

75,460.50 

48,853.00 

318 173.33 

45,365.00 

51,011.19 

487,343.77 

610,810.56 

120,51359 

968.808 51 

8,634 00 

192,039.47 

87.4S2.95 

125.782.00 

67,895.00 

220,430.02 

72,372.18 

71,446.69 

781,148 59 

158.5tl.10 

29,800.00 

300,47.!61 

123,816.00 

631,730.99 

130,825.89 

188,701.01 

131,337,00 

127,541.43 

76,235.79 


$1,054,077.73 


? 


Ashland 


3 
4 

5 
6 


Bristol 

Citizen's Institution for Savings 

City, Berlin 


85,758 00 

36,250.00 

4,250.00 




Citv, Laconia 




8 
9 




8,320.00 
31,363.19 


10 
11 
1? 


Fanners' 


2,299.67 
237,752.42 


13 




14 
15 
16 


Farmington (new account) 

Gorhani 


10,990.00 

338,433 00 

2,000 00 


17 


Granite 




18 
19 


Hillsborough County 


99,265.00 


20 
21 


Iona 

Keene 


118,614.50 

1,200.00 

68,550 00 


B3 


Lancaster 


S9.931.10 


94 


Littleton 


177,400.00 


25 


Loan and Trust 


412,515.00 


26 
?7 


Mascoma 


1,037,126.00 
35,700.00 


28 


Mason Village 


38,950.00 


30 






31 
32 
33 


.Meredith Village 

Merrimack County 

Merrimack River 


87,685 00 
290,117.28 
244,612.10 


34 

35 


Monad nock 

New Hampshire 


119,075 00 
489,980.56 


38 


New Ipswich 


750.00 


37 


Newport 


41,675.00 


38 




49,470.65 


39 
40 
41 


Peterborough 

Piscataqua 


38S.425.00 
62,738.00 
154,377.50 


4? 


Pittsfield 


33,982.01 


43 


Plymouth Guaranty 


138,190.00 


44 
45 
4fi 


Portsmouth 

Portsmouth Trust and Guarantee Co 

Rollinsford 


383,413.45 
55,911.20 
153.445.00 


47 


Siwooganock Guaranty 


136,750.00 


48 
49 


Somers worth 

Strafford 


13,725 00 
33,117.70 


50 
51 


Sugar River 

Union Five-Cents 


10,500.00 
9,500.00 


52 
53 


Union Guaranty 

Walpole 


19,750.00 
10,268.00 


54 


Woodsville Guaranty 


50,970.34 










$11,722,011.01 


$6,869,180.40 



BANK COMMISSIONERS REPOKT. 



287 



2.— Continued. 



Loans on 
collateral 

security. 



Loans on 

stock 
exchange 
securities. 



$46(5,720.33 
3,130.00 

33,605.54 
28,258.00 

S.Nf,IIIIO 

45,858.06 

5.037.48 

40,800.00 

44,456.60 

8,861.32 

3,145.61 

Slid (III 

14,500.00 

13,100.00 

48,600.00 

11,880.00 

14,285.00 

5,022.08 

9,000.00 

12,651.17 

1,625.00 

122,870.00 

70,794.20 

14,424.76 

182,153.98 

1,007,626.95 

978.33 

1,027.97 

154,300 00 

20,000.00 

11,829.00 

63,440.00 

84,025.00 

18,300.00 

217,920.00 

2,651.00 

17,837.10 

8,500.00 

32,000.00 

12,924.44 

38,000.00 

37,864.00 

1,000.00 

179,001.65 

81,904.59 

27,000.00 

57,803.11 

50,400 00 

32,557.31 

21,600.00 

9,061.82 

36.725.00 

32,008.95 

30.283.61 



$138,225.00 



76,400.00 
' 1,675.66' 



665.00 



2,074.16 
42,000.00 



35,763.00 
1,227,843.24 



104,987.50 
37,500.00 



58,135.00 
261,900.00 



31,000.00 



Loans on 
personal 
security. 



Public funds 
of t lie United 

States and 
Of this stale. 



Bonds of 
other states 
and munici- 
palities. 



$1,551,676.60 
11,619.19 
56,463.61 
46,391.00 
11,697.36 
42,223.59 

1,000.00 
15,250.00 
45,512.82 
14,038.90 

9,476.91 



10,000.00 
2,700.00 



6,391.08 



41,208.57 
5,925.00 

175,748.00 

30,639.00 

13,670.00 

1,205.00 

37,350.00 

14.070.33 

4,800 00 

104,690.64 

60,467.20 

246,871.61 

185,174.63 

2,489,688.54 

1.300.00 

7,270.00 

256,776.45 

1,500.00 

13,379.24 

107,157.88 

72,720 00 

13,023.89 

100,752.59 

1,000.00 

10,092.00 

35,001.37 

169,485.61 

46,295 00 

86.214.28 

100,823.01 

5,300.00 

138,050.55 

174,983.04 



$3,498,998.96 ' $2,037,258.98 



27.S41.10 
58.624 00 
79,656.29 
12,500.00 
20,648.00 
16,000.00 
5,455.00 
64,857.48 



$6,843,565.28 



$10,325.00 



28,000.00 

500.00 

6,160.00 

5,000.00 



16,700.00 
19,574.20 
36,730.00 
11,544.38 
100,170.00 



66,500.00 
5,200.00 



204,840.00 
1,000.00 



91,146.25 

1,138.24' 

243,887.56' 



6,550.00 
12.620.00 



46,241.00 



$913,880.57 



$254,500.00 

9.212.50 

107,771.25 

73,350.00 



9,000.00 

53,638.00 

6,941.72 

5,300.00 

31,485.00 

294,660 00 



2,030.00 
114,200.00 



16,128.00 
123,275.00 



119.055.00 



594,960.00 

84,710.00 

305,919.00 

433,050.00 

112,310.00 

30,930.00 

45,695.90 

26,750.00 

4,180.00 

206,150.00 

244,650.00 

261.311.50 

59,450.00 

99,534.00 



23,100.00 

80,290.00 

11,000.00 

186,260.00 

65,002.00 

2,822.00 

62.225.00 

482,620.00 

125.320.00 

305,472.00 

7,000.00 

658.280.00 

1,026 000.00 

22,625 00 

73,779.00 



14,365.00 
17,950.00 



$6,894,256.87 



288 



BANK COMMISSIONERS' REPORT. 



TABLE No. 



NAME. 



3 
4 
5 
6 
7 
8 
9 
10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
29 
30 
31 
32 
33 
34 
35 
36 
37 
38 
39 
40 
41 
42 
43 
44 
45 
46 
47 
48 
49 
50 
51 
52 
53 
54 



Amoskeag 

Ashland 

Bristol 

Cheshire County 

Citizen's Institution for Savings. 

City, Berlin 

City, Laconia 

City Guaranty 

Colebrook Guaranty 

('(in way 

Dartmouth 

Derry. 



Farmers' 

Farmington (new account) 

Franklin 

Gorham 

Granite 

Hillsborough Bridge Guaranty 

Hillsborough County 

Ion a 

Keene 

Laconia 

Lancaster 

Littleton 

Loan and Trust 

Manchester 

Mascoma 

Mason Village 

Mechanics' 

Merchants' 

Meredith Village 

Merrimack County 

Merrimack River 

Mon ad nock 

New Hampshire 

New Ipswich 

New port 

Norway Plains 

FV< tple's 

Peterborough 

Piscataqua 

Pittsfield 

Plymouth Guaranty 

Portsmouth 

Portsmouth Trust and Guarantee Co. 

Rollinsford 

Siwooganock Guaranty 

Somersworth 

Strafford 

Sugar River 

Union Five-Cents 

Union Guaranty 

Walpole 

Woodsville Guaranty 



Railroad 
bonds. 



!,391,005.00 

4.948 25 

39,942.50 

233,550.00 



9,000.00 
89,987.00 
45,715.42 



27,335.00 

248.331.25 

5,923.75 



35,142.50 

229,900.00 



65,959 00 

77,425.00 

6,411.00 

61.655 00 

65,028 00 

436,160.00 

43.300 00 

295.855 00 

649.572 00 

,836.635.00 

49,040 00 

18.580.00 

90,130.00 

5.170 00 

9,800 00 

534,215.00 

262,550.00 

76,881.00 

,954,-280 00 

11,200 00 

13,570 00 

183,505 00 

50.2ti0.00 

201.S75 00 

96.500.00 

36,445 00 

191.700 00 

729,317.50 

129,290 00 

79,750 00 

24,850.00 

688.387 50 

,318.500.00 

51,740.00 

138.983 00 

117.775 00 

79,710.25 

9,800.00 



Miscellaneous 
bonds. 



§696.440.00 

3,477.50 

79.533.75 

16.700.00 



9,000.00 
26,370.00 
30.015.00 

3,667.49 
27, 156. 50 
97,742.50 



8,750.00 

7,064.58 

85,300.00 

11,275.00 

33.426.00 

21,660.00 

10,062.50 

43,170 00 

29.250.00 

163, 190. 00 

75,510.00 

112,575 00 

32S. 125.00 

7117.154.67 

20.350 00 

30.070.00 

37,550.00 

4,985 00 

7.250 00 

186,175.00 



33,126.08 
567,650.00 



$15,082,584.92 



19.400.00 

218.850.00 

15.450 00 

112.450 00 

45,650.00 

39.67500 

49,301.00 

182,250.00 

111,955 00 

1 15 280 00 

19,200.00 

271 652.50 

104,000.00 

27.350.00 

C0.8S1.25 

23.000.00 

22,012.50 

9,000.00 



.,051,128.82 



BANK COMMISSIONERS REPORT. 



289 



2.— Continued. 



6 


Bank stock. 


Railroad 
stuck. 


Manufactur- 
ing and 
miscellaneous 
stocks. 


Miscellaneous 
ins estments. 


Bank build- 
ings and 
fixtures. 


l 


S4S4.500.00 


$1,184,965.00 


S9S3.200.00 


S3. 771. 02 


$40,000.00 


3 

4 


39,523.25 

80,950.00 


14,820.00 

145,750.00 


26,123.42 

10,000.00 
8.400.00 




26 605 -i 




50,000.00 












7 
8 
9 


12,625.00 

10.000.00 

2,250.00 

100.00 

18,900.00 


21,859 00 

229,371.1/0 








154,435.00 









1,00(1 ("I 
1,842.00 




11 


50.800.50 


8,000.00 






15.610.00 
1,000.00 

47,730.00 






3.729.00 

50,902.00 

7.4(11.67 

2,568.00 


13,870.75 
255,670.00 




5.350.00 






16 




392.74 




15,008.00 


4,800.00 
11,700.00 
9,452.00 
2,480.00 




18 


2,069.67 






10,000.00 

4,800.00 

13.348.75 

38.315 00 

11.300.00 

72,425.00 

70,170.00 

126.202 00 

10,000.00 

7,000.00 

41,100.00 


9.330.00 

5,400.00 

21,005.00 

11,656.00 

33,260.00 

52,400.00 

157.011.00 

698,193.00 

14,368.00 

10,00* 50 

56,100.00 

4,535.00 




°0 




6.000.00 
500.00 
8,000.00 
5,000.00 
10,000.00 


"1 




22 


4,080 00 

7,250.00 

600.00 

19, 145.00 
113,196 00 




23 


1,650.00 






*>6 




°7 




°8 


15,340.00 
42,337.00 





"9 




30 




31 




1,000.00 

47,300 00 

6,560.00 

1,100.00 

264.2NS (Kt 

11.900.00 

8,942.00 

9.700.00 

81, 770 00 

27,372.50 

6,740.00 

28,730.00 

25,600.00 

92,950.00 

9,300.00 

1,625.00 

1,500.00 

27,600.00 




32 


63,005.00 
153,035.00 

10,990.00 
80E.705.00 

22,320.66 

7,080.00 

47,950.00 

30,73000 

36.590.00 

1.250.00 

20.000.00 

70.491.00 

11,535.00 

66,550.00 

25,325.00 

54.560 00 

62.000.00 

6,72.5.11(1 

1,135.00 

80,990.00 


261,453.00 

254.227.00 

13,356 00 

2,257.667.00 

11,400 mi 

156.290.00 

41,650.00 

42.880.00 

111.840.00 

30,500.00 

6,590.00 

72,620.00 

973,563 00 

169,110.00 

5.445.00 

8,875.00 

198.989.00 

2,725,300.00 

11,995 00 

125.735.00 

146.707.00 

41.431.50 




33 




4(1.(100.(10 
1,850.00 

88.500.00 
1,000.00 

38,300.00 


34 




35 




36 




37 

38 


3,566.62 


39 


2,801.88 


40 


8,000.00 


41 




42 





5,662.30 


4'1 


1.635.60 
33,600.00 


44 
45 


99,826.78 


46 


:::::::::::::::: : 


47 




48 





55.669.44 
40,000.00 


49 




"0 






51 


18,125.00 

24,805.00 

13,445.00 

3,487.50 




2,000.00 
1 


5? 




53 






54 


1.000.00 




2,802.10 












82,706.437.67 


$10,675,574.25 


$2,193,620.42 


$49,094.79 


$543,450.59 



290 



BANK COMMISSIONERS REPORT. 



TABLE No. 



NAME. 



Real estate. 



Deposits in 
banks. 



9 
10 
11 
12 
13 
14 
15 
16 
17 
18 
19 
20 
21 
22 
23 
24 
25 
26 
27 
28 
29 
30 
31 
32 
33 
34 
35 
36 
37 
38 
39 
40 
41 
42 
43 
44 
45 
46 
47 
48 
49 
50 
51 
52 
53 
54 



Amoskeag 

Ashland 

Bristol 

Cheshire County 

Citizens' Institution for Savings. 

City, Berlin 

City, Laconia 

City Guaranty 

Colebrook Guaranty 

Conway 

Dartmouth 

Deny 

Farmers' 

Farmington (new account) 

Franklin 

Gorham 

Granite 

Hillsborough Bridge Guaranty. .. 

Hillsborough County 

Ion;- 



Keene 

Laconia 

Lancaster 

Littleton 

Loan and Trust 

Manchester 

Mascoma . 

Mason Village 

Mechanics' 

Merchants' 

Meredith Village 

Merrimack County 

Merrimack River 

Monadnock 

New Hampshire 

New Ipswich 

Newport 

Norway Plains 

People's 

Peterborough 

Piscataqua 

Pittstield 

Plymouth Guaranty 

Portsmouth 

Portsmouth Trust and Guarantee Co. 

Rollinsford 

Siwooganock Guaranty 

Somersworth 

Strafford 

Sugar River 

Union Five-Cents 

Union Guaranty 

Walpole 

Woodsville Guaranty 



Si. on 

3,971.68 

23,097.50 

5,000.00 



1,800.00 
4,100.00 

1,150.00 

1,350.00 

18,368.00 



5,200.00 

1,060.00 

38.769.00 

5,749.91 



1,800.00 
'8.043.00' 



15,795.00 
9,721.51 



101.160.00 
220,000.00 



2.000 00 



30,325.55 
32,225.00 



37,650.47 

318,136.00 

8,150.00 

72,821.21 

14,925.00 

2.00 

3,439.65 

73,577.97 
45.759.10 

7,300.00 
193,790.00 
160,529.85 

13,310.60 



35,000.00 



5,000.00 
67,970.00 



2,860.00 



$1,590,909.00 



$11S,950.72 

4,190.47 

5.6S5.38 

40,694.36 

7,139.39 

38,885.28 

6,891.57 

14,029.21 

4.879.83 

5,740.17 

22,700.98 

24,234.78 

6.505.29 

3,928.16 

20.927.48 

4,681.69 

5,337.05 

7,087.51 

7,378.81 

7,645.85 

8,605.68 

46,433.10 

29.843.89 

56,196.10 

54,805.46 

76,223.20 

1.424.07 

2,980.69 

11,872.59 

14,164.96 

4,579.02 

21,167.07 

73,083.07 

10.466.94 

192,615.80 

2,977.58 

6,241.05 

4,761.50 

25,011.59 

7.897.86 

22,647.96 

1,131.86 

34,651.34 

101,564.25 

38,010 02 

18,950.82 

12,275.56 

75,000.00 

105,652.26 

3,289.85 

15.099 94 

17,713.52 

7,835.45 

20,524.93 



81,483,212.96 



HANK COMMISSIONERS REPORT. 



291 



2.— Continued. 



( lash "ii hand 



Total assets. 



Book \ alue <>f 

assets. 



Premium. 



Impair- 
ment. 



9 

10 

11 

12 
13 
14 
15 
10 
17 
18 
19 
20 
■21 
22 
23 
24 
25 
26 
•-'7 
28 
'J!) 
30 
31 
32 
33 
34 
35 
36 
37 
38 
39 
40 
41 
42 
43 
44 
45 
46 
47 
48 
4!i 
50 
51 
52 
53 
54 



$21,119.71 


$10,118,367.35 


352.80 


7s.477.39 


1,989.97 


566,199.93 


9,596.84 


1,163,539 20 


2 ,266.23 


103,381.98 




327,341.90 
401,006.35 




14.'!. 73 


1,082,998.91 




21. -..903.51 


2,486.82 


173,915.80 


2,111.65 


1,107,080.08 




44,258.53 

133,345.46 




174.86 


132.950.40 


2,343.58 


1,657,619.72 


1,103.00 


181,543.60 


780.44 


260,900.49 


1,500.08 


520.185.25 




132,760.31 


2.39 1 55 


541,796.19 


2,379.17 


450,469.44 


7,059.33 


1,959,742.23 




739,188.07 


2,359.59 


1,671,081.32 


5,954.02 


3,212,346.83 




10,680,293.78 




244,750.90 


2,266.91 


228,102.97 





1,142.130.87 




137,399.96 i 


6,054.41 


429,063.41 


3.912.35 


2,400,296.35 


872.05 


2,530,546.28 


560.01 


517,342.9.8 


27,813.96 


8,384,651.42 


1,163.08 


60,825.66 




597,894.45 
782,222.47 
993,490.45 




672.37 


11,588.26 


982,451.96 


:;.. ".32.26 


879,761.99 


4,326.57 


424,962.35 




680,969.63 


23,483.26 


4,708,957.53 


4,010.39 


1,230,400.19 




816,628.42 




621.893.38 


18,573.79 


2,295,277.23 


1,814.43 


7,225,328.98 




305,700.74 


2,684.44 


683,953.46 




682,832.52 

400.314.08 






289,771.75 




§179,444.91 


$78,334,616.40 



$1,404,215.00 
50,700.66' 



$72,855,660.19 



4,469.00 
28,053.00 

300.00 



65,229.84 



2,627.68 
2,664 33 

107.882.11 
1,085.67 

946 00 
11,312.25 

4.011.50 

5,640.00 

2,926.20 

40,581.00 

2,830.33 

49, 271. SO 

84,953.00 

618.137.79 

573.00 

187.55 

25,701.00 

667.93 

6,185.00 

107,843.00 

208,385.87 



$14,285.30 
3,378.24 



1,101,284 20 
3.476 00 
30,813.00 

2.2:;::.ss 

74.409.00 
02.096.35 

9,627.50 

5,178.41 
35,677.25 
84.206 21 
2S.553.75 
35.384.50 

7,075.00 
145,458.67 
912.340.00 

8,405.00 
16,095.96 
28,180.00 
18,601.75 



$5,506,506.28 $27,550.07 



1,027. 



8,651.52 



292 



BANK COMMISSIONERS REPORT. 



TABLE No. 3. 



-A statement of the condition of the Banking and Trust 
value of the classified assets, the total book 



Banking and Trust Companies. 




Berlin Savings Bank and Trust Co... 

Exeter Banking Co 

Lancaster Trust Co 

Lisbon Savings Bank and Trust Co.. 

Nashua Trust Co 

North Conway Loan and Banking Co 

Rochester Loan and Banking Co 

Salmon Falls Bank 

Whitelield Bank and Trust Co 



Savings Bank Department. 

Berlin Savings Bank and Trust Co... 
Lisbon Savings Bank and Trust Co... 

Nashua Trust Co 

North Conway Loan and Banking Co 

Rochester Loan and Banking Co 

Whitefield Bank and Trust Co 



$25,000.00 




25,000 00 




100,000.00 
50,000.00 
50,000.00 
50,000 00 

100.000.00 
50,000.00 
30,000.00 


















$480,000.00 






Savings 
deposits. 

$164,664.64 

359.191.04 

686,054.49 

42,595.57 

1,643.061.35 
226,237.25 


Guaranty 
fund. 

$10,500.00 
6,000.00 


480.40 

85,000.00 

7,000.00 


$3,121,804.34 


$108,980.40 



TABLE No. 



Banking and Trust Companies. 



Loans on 

New 

Hampshire 

real estate. 



Loans on 

other 

real estate. 



Berlin Savings Bank and Trust Co 

Exeter Banking Co 

Lancaster Trust Co 

Lisbon Savings Bank and Trust Co — 

Nashua Trust Co 

North Conway Loan and Banking Co. 

Rochester Loan and Banking Co 

Salmon Falls Bank 

Whitefield Bank and Trust Co 



Savings Bank Department. 

Berlin Savings Bank and Trust Co... 
Lisbon Savings bank and Trust Co... 

Nashua Trust Co 

North Conway Loan and Banking Co 

Rochester Loan and Banking Co 

Whitelield Bank and Trust Co 



$7,500.00 

500.00 

1,800.00 

12,l.s.S.(l2 



3,275.00 



$25,263.02 



$87,030.30 
135.913.75 
182,062 00 

19.693.42 
142,739.36 

93,063.21 



$661,102.04 



$4,650.00 



8,890.00 

3.573.05 

80,683.98 

26,950.00 



$124,747.03 



$2,600.00 



3.573.05 

106,572.06 

7,355.65 



$180,100.76 



BANK COMMISSIONERS REPORT. 



293 



Companies, as returned by the treasurers June 30, 1905, with their estimated 
value, and the premium or impairment. 



o" 


Surplus and 

undivided 

profits, less 

expenses 

and taxes. 


Business 

deposits. 


Due savings 

bank 
depart ment. 


Miscellaneous Total 

indebtedness. Liabilities. 


1 


$5,000.00 
1,193.78 
5,453.44 
7,095.61 
2,706.50 
3,858.32 

54,243.48 
9,406.97 

11,126.35 


$90,863.68 

226,315 37 
68,483.21 
;;;, :io8.04 

102,071.25 
59,085.33 

312,950.39 
53,354.00 
62,698.15 






$120,863.68 


2 




$3,650.00 


256,159.15 


3 




173,936.65 


4 
5 
6 

7 

s 


$21,281.77 

61.4S6.37 

6,657.86 

92.211.17 


10,228.78 
97,181.94 

" 11(1.005'. 74" 
1,666.00 
10,000.00 

$268,732.46 


162,514.20 
313,446.06 

119,601.51 
705,41*;. 78 
114,426.97 


9 


25,846.00 


139,670.56 




S1IKI.0S4.-I.-, 


$1,049,735.42 


$207,483.23 


$2,106,035.56 


) 


Surplus, less 

expenses 

and taxes. 

$2,190.15 

6.0S3.61 

12,883.32 

1,562.99 

24,730.84 

9,244.27 




Due trust 
department. 

$7,638.74 


Total. 

$184,993.53 
371,274.65 
698,937.81 
44,638.96 

1,752,792.19 
242,481.52 


Number of 

depositors. 

812 


4 




1,326 


5 






2,433 


6 






275 








3,058 


q 






1,090 












$56,695.18 




$7,638.74 


$3,295,118.66 


8,994 









3.— Continued. 



6 


Loans 
on collateral 

security. 


Loans on 

stock 
exchange 
securities. 


Loans 

on personal 

security. 


Public funds 

of the, United 

States and 

this state. 


Bonds of 
other states 
and munici- 
palities. 


1 






$79,677.97 
32.497.47 

105.299.17 
70,(120.48 






? 


$6,387.76 
14,689.97 
41,720.82 
22.490.89 
19,982.20 
174,669.49 
9,705.00 
3,000.00 




$700.00 


$10,000.00 


3 






4 








5 




9.50S.90 




237.80 


6 




57,366.54 

135,41m;. 21 

4,500 00 

120,486.44 




7 






2,400 00 


8 






10,675.00 


9 
















$292,646.13 




$015,453.18 


$700.00 


$23,312.80 






1 


$26,356.62 




$56,006.61 
77,236.30 
46,990.00 
8,632.63 

287,099.28 
63,822 2 t 






4 


63,617.88 




$14,016.66 


$9,150.00 
7,000.00 


5 


36,208.77 

6,082.00 

357,377.82 

24,723.34 


$37,592.50 


6 




7 






21,335.00 


9 
















$514,366.43 


$37,592.50 


$539,7S7.00 


$14,616.66 


$37,4S5.00 



294 



BANK COMMISSIONERS REPORT. 



TABLE No 



Banking and Trust Companies. 



Railroad 

bonds. 



[Miscellaneous 
bonds. 



Berlin Savings Bank and Trust Co 

Exeter Banking Co 

Lancaster Trust Co 

Lisbon Savings Bank and Trust Co — 

Nashua Trust Co 

North Conway Loan and Banking Co. 

Rochester Loan and Banking Co 

Salmon Falls Bank 

Whitefield Bank and Trust Co 



Savings Bank Department. 



Berlin Savings Bank and Trust Co 

Lisbon Savings Bank and Trust Co 

Nashua Trust Co 

North Conway Loan and Banking Co. 

Rochester Loan and Banking Co 

Whitefield Bank and Trust Co 



.$55, 100.00 



25.000.00 
5,000.00 



$85,100.00 



S44.2S7.50 



186,405.00 



$230,602.50 



■89,837.50 
15,000.00 



20,750.00 



151,800.00 
12,000.00 



S209.3S7.50 



S22.820.00 
4,950.00 



253,140.00 
24,447.07 



$305,357.07 



TABLE No. 



Banking and Trust Companies. 



Real estate. 



Deposits in 
banks. 



Berlin Savings Bank and Trust Co 

Exeter Banking Co 

Lancaster Trust Co 

Lisbon Savings Bank and Trust Co.. . 

Nashua Trust Co 

North Conway Loan and Banking Co. 
Rochester Loan and Banking Co. . . 

Salmon Falls Bank 

Whitefield Bank and Trust Co 



Savings Bank Department. 



Berlin Savings Bank and Trust Co 

Lisbon Savings Bank and Trust Co 

Nashua Trust Co 

North Conway Loan and Banking Co. 

Rochester Loan and Banking Co 

Whitefield Bank and Trust Co 



$34,035.00 
17,739.92 



$51,774.92 



$4,583.29 
36,485.41 



2.263.95 
$43,332.65 



524.416.79 
49,229.77 
13.00S.94 
32,633.97 
38,584.16 
22,918.16 
84,470.88 
38,635.63 
5,250.64 



$309,148.94 



$21,281.77 

61,486.37 

6,657.86 

92.211.17 

25,846.06 

$207,483.23 



BANE COMMISSIONERS REPORT. 



295 



3.— Continued. 



Bank stock. 

55 1 


Railroad 
stock. 


Manufactur- 
ing and 

miscellane- 
ous stocks. 


Miscellane- 
ous invest- 
ments. 


Bank build- 
ings and 
fixtures. 


1 








*$7,638.74 




•> 


$3,962.50 


$100,958.00 


$4,237.50 




3 






4 


6,968.75 






S2.000 00 


5 


2,000.00 


60,450.00 


99,064.38 


1,711 25 


6 




200 00 


7 


5, 100.00 






2,511.92 


1 00 


S 






500 00 


9 




S40.00 






1,000.00 














$11,062.50 


$114,766.75 


$64,687.50 


$109,215.04 


$5,412.25 


1 










$ 15,000. (X) 


4 


$6,075.00 
6,993.26 








15,000.00 


5 


$173,307.00 


$80,945.00 






6 








7 


1,000.00 
1,340.00 


232,884.00 


52,240.00 






9 


















$16,008.25 


$406,191.00 


$133,185.00 




$30,000.00 









3.— Continued. 



F Due from savings department. 



c 


Cash on 

hand. 


Total assets. 


Book value 
of assets. 


Premium. 


1 


$9,130.18 
0,530.40 
9,820 07 
8,332.68 

13,972.61 
3,373.54 

27,960.38 
4,861.34 
9,183.48 


$120,863.68 
281,478.40 
173,936.65 
162,776.70 
313,494.99 
119,601.51 
707,833.78 
110,101.97 
139,700.50 

$2,135,848.24 


$120,863.08 
256,159.15 
173,936.65 
162,514.20 
313,446.06 
119,001.51 
705,416.78 
114,426.97 
139,670.50 




2 

3 


$25,319.25 


4 
5 
6 


262.50 
48.93 


7 
8 
9 


2,417.00 

1,075.00 

90.00 




$93,170.68 


$2,106,035.56 


$29,812. G8 


1 




$184,993.53 
373,494.05 
718,307.80 
44,038.90 

1,793,003.69 
242.861.52 


$184,993.53 
371,274.65 

698,937.81 

44,038.96 

1,752,792.19 

212.481.52 




4 
5 




$2,220.00 
19,309.99 


7 
9 




40,211.50 
380 00 






$3,357,300.15 


$3,295,118.60 


$62,181.49 







296 



HANK COMMISSIONERS REPORT. 



TABLE No. 4.— A statement of the condition of banks in liquidation, as 

showing the amount due depositors, with their estimated value 

also the aggregate of dividends declared 



Savings Banks— Name. 



Amount 

due 

depositors. 



Due on 

dividend 

No. 1. 



Due on 

dividend 

No. 2. 



Belknap, Laconia 

Cheshire Prov. Inst., Keene.. 

Farmiugton (old account) 

Francestown 

Guaranty, Manchester 

Keene Five-Cents 

Keene Guaranty 

Lebanon 

Mechanics', Nashua 

Nashua 

N. H. Banking Co., Nashua .. 
Sullivan Sav. Inst., Claremont 



Trust Companies. 



Security Trust Co., Nashua. . . 

Savings department 

Wolfeborough Loan and 
Banking Co 

Savings department 



§105,530.19 
354,904.27 



33,5117. ST 
194,669.29 
483,019.57 
392,112.89 



438,722.06 

259,174.49 

41,991.40 

335,609.15 



$2,639,331.18 



$117,402.85 



$157,624.18 



842.13 
566.88 
153.67 



72.09 

2,280.52 

200.10 

127.10 

69.50 

1,872.24 

8.52 

193.04 



$5,585.79 



$323.50 



2,173.93 
1,249.82 



3,747.25 



$45.24 
675.87 
165.83 



81.67 

2,371.44 

159.17 

140.91 

71.57 

1,005.81 

12.07 

250.20 



$4,979.78 



$318.44 



1,547.97 
5,788.39 



$7,654.80 



HANK COMMISSIONERS REPORT. 



297 



returned by the assignees or treasurers at the close of business, 
of tht- assets, total hook value, and premium or impairment ; 
in liquidation, and number of depositors. 



June 30, 1905, 



6 

25 


Due on 

dividend 
No. 3. 


Due on 
dividend 

No. 4. 


Due on 
dividend 

No. 5. 


Due on 
dividend 

No. 6. 


I >ue on 
dividend 

No. 7. 


Due on 

<li\ idend 

No. 8. 


l 


$90.48 


$65.14 


$70.51 


$267.14 


$328 19 


$266.32 


3 

4 


167.13 
388.44 

74.42 
1,975.82 

S7.45 

234.35 

934.42 

2,335.36 

12.51 
407.36 


191.98 
768.86 
103.32 

3,181.01 

216 ".ii 

234.92 

.-.:140.59 

1.5.VI.74 

16.14 

586.69 


230.91 


252.99 


324.04 


136.19 


" 


257.37 

4.233.S3 

252.49 

570.94 


1,590.53 

5,054.82 

361.76 

1,432.38 






6 

7 

a 


5,873.00 

925.87 

3,183.89 


13,359.34 
1,609.55 


9 




10 

ii 


2,479.02 

86.77 
886.02 


3,065.60 

138.18 

1,540.46 


2.623.31 
2. 554.99 
6,874.95 


17.7.-.O.GS 


V 










S6.707.74 


$12,259.89 


$9,067.86 


$13,703.86 


$22,689.20 


$33,422.08 


1 












Capital 

stock. 

$200,000.00 




$322.07 


$9211.40 


$3,121.7(3 




2 






50,000.00 






























$322.07 


$926.40 


$3,121.76 


• 




$250,000.00 









298 



BANE COMMISSIONERS REPORT. 



TABLE No. 



6 


Savings Banks. 


Due on 

dividend 

No. 9. 


Due on 

dividend 

No. 10. 


i 




$1,07S.72 






Cheshire Provident Institution 




3 
4 


Francestown 


726.36 


$1,957.60 


5 




6 




7 




4,959.60 *13.70 


8 









in 




11 






i*> 










Trust Companies. 








$6,764.68 


$1,971.30 


i 


Business 
deposits. 

t$117,913.94 


Miscellane- 
ous indebt- 
edness. 

$167,235.14 








2 






3,000,00 












$117,913.94 


$170,235.14 



* Due to agents. 

t $29,600 due savings department. 



TABLE No. 



Savings Banks. 



Loans 

secured by 

western 

mortgages. 



Loans 

secured by- 
local 
mortgages. 



Belknap 

Cheshire Provident Institution 

Farmington Cold account) 

Francestown 

Guaranty 

Keene Five-Cents 

Keene Guaranty 

Lebanon 

Mechanics' 

Nashua 

New Hampshire Banking Co. .. 
Sullivan Savings Institution. .. 



Trust Companies. 



Security Trust Co 

Savings department 

Wolfeborough Loan and Banking Co. 

Savings department 



$8,350.00 
5,000.00 



4,425.00 

38,744.61 

8,124.00 

200.00 



20,210. 00 



$85,053.61 



$25,000.00 



$25,000.00 



$565.00 
200.00 
600.00 



$3,545.00 



HANK COMMISSIONKK> KI-.l'iMM. 



299 



4.— Continued. 



6 
ft 


Total 

liability. 


Commenced to 
liquidate. 


Percentage 

of dividends 

declared. 


Aggregate 

of dividends Number 
declared in of depositors, 
liquidation. 


i 

2 
3 
4 
5 
6 
7 
8 
9 
10 
11 
12 


$ 107, 784. 36 

356,14702 

4,606.70 

34,755.17 

196,848.09 

521,350.01 

400,899.08 

5,924.4!) 

445.13S.14 

291,861.25 

44,820.58 

346.347.87 


May 18, 1897 
August 17, 1S96 
February 26, 1896 
July 6, 1897 
February 14, 1900 
June 10, 1895 
Julv 1, 1894 
August 16. 1897 
May 9, 1893 
March 26, 1895 
\pril 29, 1897 
February 1, 1897 

October 9, 1896 
October 9,1896 
February 9, 1904 
February 9, 1904 


89 
80 

100 
55 
70 
80 
70 

100 
45 
90 
95 
714 


$854,333.02 

1. 408,828. 82 

317,245.35 

41.118.83 

454,228 20 

1,932,078.27 
914,930.09 
889,092.00 
358,954.40 

2,332,570.26 
796.912.37 
840.185.26 


2,305 

3,628 

1,340 

351 

1.475 
7,500 
2,752 
2,962 
1,768 
5,478 
1,764 
2.838 




$2,756,483.36 


$11,140,476.87 


34,161 


1 


S485.149.08 
122,415.02 
56,721.90 
47,259.54 






o 


60 
100 
80 


SI 76, 104.20 
75,465.83 
160,885.32 


947 




850 




$711,545.54 


$412,455.35 


1,797 



4.— Continued. 



6 

to 


Personal 
loans 
(local). 


Personal 

loans 
(western). 


Collateral 
loans 
(local). 


Collateral 

loans 
(western). 


i 


$25,000.00 


$6,800.00 
500.00 


$524.90 

100.00 

423.00 

10.00 

21,217.16 

787.06 

5,000.00 






$1,000.00 


3 


526.59 
37.00 


5,000.00 


4 






*> 




6 

7 


150.00 


3,946.67 


45,475.00 
10,000.00 


8 






<) 










ID 


806.73 

15,925.00 

100 00 


::::::::::::::::::: 




*S.320.00 


11 




11.407.00 
1,000 00 




12 


3,198.68 


114.79 




$42,545.32 


$14,445.35 


$40,469.12 


S69.909.79 


1 




$20,000.00 








$179 00 
400.00 
200.00 


$9,123.55 




?, 
























$779.00 


$20,000.00 


$9,123.55 









♦United States bonds. 



300 



BANK COMMISSIONERS REPORT. 



TABLE No. 



© 
S5 


Savings Banks. 


County, city, 
town, and 

district bonds. 


Railroad 
bonds. 


1 








■> 








3 






$3,170.00 


4 








>> 








r. 
















s 













$2,920.00 




m 




11 








T> 










Trust Companies. 
Securi by Trust Co 








$2,920.00 


$3,170.00 


i 








Savings department 






- 


Wolfeborough Loan and Banking Co 




$8,500.00 




Savings department 




3,000.00 














$11,500.00 














TABLE No. 



Savings Banks. 



„ . . , Bank build - 
Real estate by mgS and fix- 
foreclosure. : tures. 



Belknap 

Cheshire Provident Institution 

Farmington (old account) 

Francestown 

Guaranty 

Keene Five-Cents 

Keene Guaranty 

Lebanon 

Mechanics' 

Nashua 

New Hampshire Banking Co 

Sullivan Savings Institution 

Trust Companies. 

Security Trust Co 

Savings department 

Wolfeborough Loan and Banking Co 

Savings department 



.$27,575.00 

60,000.00 

6,553.41 

200.00 

109,688.68 

77,880.00 

25,810.00 

1(5,760.00 

102,800.00 

11,068.96 

7,000.00 

52,994.63 

$498,330.68 



$13,350.00 
1,800.00 
1,200.00 
3.500.00 

$19,850.00 



$6,500.00 



$0,500.00 



HANK COMMISSIONERS REPORT. 



301 



4.—Continn< d. 



6 


.Miscellaneous 
bonds. 


Bank stock. 


Railroad 
stock. 


Manufactur- 
ing and 
miscellaneous 
stocks. 


Miscellaneous 

investments. 




$4,537.50 

10,000.00 
6,281.25 


$300.00 


$4,140.00 






2 


$17,500.00 
2,375.00 












,| 










11,350.00 

41,480.00 
5,000.00 
4,750 mi 
1.500.00 
17,457.14 
24.457.50 
250.00 


5,000.00 




1,082 21 
25,000.00 




e 








1,325.00 






s 








9 






75.439.45 
22,235.00 


$2,411 31 


10 




16,682.00 










12 








526.88 














$127,063.39 


$6,625.00 


$20,822.00 


$143,631.66 


$2,938.19 


1 


$5.00 

75.00 

4,000 00 

9,500.00 

$13,580.00 




















2 


$500.00 
800.00 

$1,300.00 


$7,945.00 








$550.00 
$550.00 












$7,945.00 









4.— Continued. 



6 

55 


Cash on 
deposit. 


Cash on hand. 


Total assets. 


Premium. 


Impairment. 


1 
9, 


$6,691.18 
9.464.88 
937.54 
4.239.S4 
44,019.15 
73,205.46 
33,537.51 
50,14s 62 
3,443.68 
34,466.15 
13.61 1.05 
14,035.117 

$287,800.13 


$28.47 


$84,512.05 

103,764.88 

25,866.79 

7,491.66 

196,782.20 

309,556.79 

89,127.23 

71,858.62 

221,207.05 

111,035.98 

92,699.56 

74,492.62 


$21,260.09 


$23,272.31 
252.3S2.14 


3 






4 


3,004.82 

707.99 
330.72 


27,263.51 


5 




66 49 


6 




211,793.22 


7 




311,771.85 


8 


65,934.13 


9 


32,692.61 


223,931.09 


10 




180,825.27 


11 


89.01 
2,272.57 

$39,126.19 


47,878.98 




12 


271,855.25 










$1,388,395.43 


$135,073.20 


$1,503,161.13 


1 


$111,479.24 

19,562.13 
6.307.87 
6.160.28 


$31,849.93 
474.08 


$201,684.17 
31,213.76 
35.352.87 
23,710.28 




$283,464.91 


?, 




91,201.26 
21,369 03 








23,549.26 










$14::,. 51 HI. 52 


$32,324.01 


$291,961.08 




$419,584.46 









302 



HANK COMMISSIONERS REPORT. 



LIST OF DEPOSITORS 

"Who have not made a deposit or withdrawn any money 
upon their accounts for twenty years next prior to april 
1, 1905, who are not known to the treasurer to be living, 
or, if dead, whose executors or administrators are not 
known to him. (see section 24, chapter 165, public stat- 
UTES.) 



NAMES. 


Last known resi- 
dence or post- 
office address. 


Fact of 

death, 

if known. 


Amount 
due de- 
positor. 


Amoskeag Savings Bank, Man- 
chester. 

George H. Mitchell 

James S Wallace 






$8.86 






358.24 






5.13 


Eliza J. Gregg 






317.26 






781.12 








8.88 








250.32 


W. Wellington Gillespie 






148.75 


Manchester 




51.47 
118.24 




•< 




162.77 


Katy Edwards 


ii 




9.65 


" 




1G9.29 


Vernon E. Corning 

Charles S. Paige 


" 




39.05 


" 




21.26 


" 


17.03 








28.79 








5.52 






19.52 








19.SG 






t 


42.91 








21.09 








18.93 




" 




57.25 


George Chapman 


Bedford 





30.57 






7.13 








7.13 








14.77 








35.51 


A E Howe 






77.30 








16.42 








17.61 







22.47 


Phebe J. Hopkins 






8.11 






8.17 








14.31 


Walter L Hart 






25.46 








42.26 


• • 





24.05 




'• 




11.48 




• > 




30.50 


Mary A. Mitchell 






16.49 






6.33 


Arthur W. Taylor 






22.19 



BANK COMMISSIONERS' REPORT. 303 

LIST OF DEPOSITORS.— Continued. 



NAMES. 



Last known resi- 
dence or post- 
office address. 



Fact of 

death, 
if known. 



Amount 
due de- 
positor. 



Belknap Savings Bank.Laconia 

S. s. Wiggin, guardian of Mary 
Morrill 



City Guaranty Savings Bank, 
Nashua. 



Henry L. Allen 

Nancy Arbuckle 

Frank W. Babcock 

James I. Boutelle 

Luke Col burn, administrator. 

Jolm A. Farrell 

.Ii iseph ( raread 

T. H. Greeley 

Ann Holland 

W. N. Jewett 

Charles E. La ton 

Moses K. Little 

John N. Longa 

Hannah B. Lovell 

George A. Lovejoy 

Peter Maury 

George Musgrave 

Albert H.Olin 

Thomas (Juinn 

Edward H. Read 

Alden Ring 

Sarah G. Robbins 

Bessie A. Russell 

Allen C. Sawtelle 

Isaac N. Smith 

Charles H. Miller 



Sp eneer, Mass. 



< iua i' d i a n 
dead; res- 
idence of 
ward un- 
known 



Dartmouth Savings Bank, Han- 
over. 



Frank Hawkins 

W. H. Patterson 

Eugene C. Pushee . . 

Anna Rule 

James R Hayes - . 
Edwin W San horn. 
Margaret Hamilton. 
Mary Ann Scannel. 

W. G. Rogers 

Allison E. Johnson . 

Frank B. Noyes 

Azro T Johnson . . . 
C. W. Healy 



Nashua 



Boston, Mass. 
Nashua 



Greenville. 
Nashua 



Brook! ine 
Nashua ... 



Pepperell, Mass. 

Nashua 

Wilton 

Nashua 



Hudson 

Pepperell, Mass. 



Thetford, Vt. 



Hanover 

West Lebanon 
Sharon, Vt... . 



Dead. 



Farmington Savings Bank, 
Farmington. 



John F. Perkins.. 
George A. Hurd. . 
Frank T. Collins. 
Carrie D. Shaw .. 
James A. Plan- . . 
John H. Young . . 



Alton 



Gilmanton \ 

York Corner, Me. . | 

Farmington 

South Berwick, Me 



$32.77 



$20.46 
23.55 
21.36 
22.36 
411.84 

108.31 
30.50 
51.76 
16.07 
26.57 
20.40 
20.65 
10.28 
34.01 
21.39 
19.17 
76.00 
82.60 
31.83 
28.84 
16.31 

135.69 
32.15 
29.37 
74.52 
93.63 



S7.13 

16.47 

10.40 

10.46 

14.86 

49.46 

100.61 

246.44 

23.32 

33.90 

8.50 

7.91 

12.(12 



$9.46 
1.26 
1.32 

25.26 
3.13 
1.49 



304 



BANK COMMISSIONERS REPORT. 

LIST OF DEPOSITORS.— Continued. 



NAMES. 



Last known resi- 
dence or post- 
office address. 



Fact of 

death , 

if known. 



Amount 
dne de- 
positor. 



Farmington Savings Bank, 
F armington.— Continued. 

Elizabeth H. Page 

John E. Nutter 

Celia G. Gammon 

Frank W. Hodgdon 

Clara S. Downs 

Viola A. Edgerly 

Rufus P. Wedgwoi id 

Heirs of Jane Clark 

Cotton 

Maria B. Wentworth 

Marcia H. Wentworth 

Winnie Armstrong 

John Huhhard 

John H. Stevens 

Frank W. Peavey 

Augusta E. Wheeler, guardian 

Wilbur 'Wentworth. . .-. 

Mary E. White 

Minnie A. H. Morrow 

Iona Savings Bank, Tilton. 

W. W. Whitcher 

George W. Tilton 

Keene Five-Cents Savings 
Bank, Keene. 

Hiram M. Greeley 

Carleton .J. Joslin 

George W. Comstock 

Fred Hemmenway 

George I. Cross 

Elmer E. Howe 

Eddie Robert Priest 

Eli Thomas 

Cora Forristal 1 

Fiankie J. Field 

Rosanna M. Derby 

Ellen T Roche 

Margie A. Ellis 

Mary C. Ranney 

Gertrude L. Travis 

Clesson Stevens 

Laconia Savings Bank, Laconia 

Nathaniel J. Leavitt 

Sarah Libby 

Jacob Smith 

T. Ann Dalton 

W. Lee Milliken 

George E. Bryant 

John C. King , 

Herbert C. Page 

George A. Batclielder 

Hattie M. Blaisdell 

Edward O. Cook 



South Berwick, Me 
Farmington 



Orange, N.J. 
Rochester 
Farmington. . 



Dead . 



Rochester . 
Milton 



Farmington. 



Alton 

Farmington. 

Alton 

Barnstead. .. 
Farmington 
Kittery, Me. 



Plymouth , 
Laconia . . . 



Keene . .., 

Chesterfield .. . 

Sullivan 

Troy, N. Y 

West Swanzey. 
Chestertield ... 
Swanzey 



Dead. 



S.Rovalston.Mass. 

Rutland, Vt 

Marlborough 

Keene 



Athens, Vt... 

Marlow 

East Sullivan 



Boston, Mass 
Wolfehorough 

Laconia 

Sanbornton .. 

Maine 

Gilford 

Laconia 

< rilmantou 

Laconia 

Boscawen 

Laconia 




$1.48 
4.61 
1.37 
6.90 
6.94 
.07 
1.33 
1.32 
7.07 
7.00 
7.00 
2.44 
1.27 
6.71 
3.83 

146.17 
2.98 

30.99 
3.37 



$6.24 
71.73 



$11.99 
6.98 
5.21 

15.59 
6.75 
5.81 
5.42 

11.77 
5.62 
5.44 
5.71 
513.49 

19.76 

17.97 
8.38 

16.71 



$30.32 

16.97 

314.52 

11.46 

4.00 

47.97 

133.58 

2.47 

2.46 

1.87 

27.79 



BANE COMMISSIONERS' REPORT. 305 

LIST OF DEPOSITORS.— Continued. 



NAMES. 



Lasl known resi- 
dence or post- 
ottice address. 



Fact of 
death, 

if known. 



Amount 

due de- 
positor. 



Lancastbb Savings Bank, Lan- 
caster. 



Robert J. Johnson. 
Edward B. Forbes 



Lake Village Savings Bank, 
Lakeport. 



Gorhaui D. Abbott 

Wi liner C. Bryer , 

James J. Burns 

Alvira H. Glidden 

Harry Howe 

Franklin S. Stnrtevant 



Lebanon Savings Bank, Leb- 
anon. 



Levi H. Manning I Lebanon 



Littleton Savings Bank, Lit- 
tleton. 



Julia W. Gates 

Miss A. M. H. Goss. .. . 
Lambert W. Hatch.. . 
Rena A. Mathewson.. 
Charles C. Woodside. 
James Vivian 



Loan and Trust Savings Bank, 
Concord. 



Asa Clark 

Lorin Dishno 

Herbert H. Eaton 

Fred S. Morse 

Eugene Tappan, guardian William 
B. Tappan 

Manchester Savings Bank, 
Manchester. 



Albert B. Putney 

Sarah A. Bartlett 

Nancy F. Jackman 

Mary Ann McNeil 

Martha A. Bryant 

E. L. Kimball 

Ellen Regan 

Charles J. Fulton 

John Jones Hood 

Orlando G. Xeal 

Marianna Tasksr 

Albert H. George 

Lucy Jam- Wallace 

Harlan P. Young 

Frank L. Marshall 

Lottie Messer 

Frank Lyman Marshall. 

Irving A. Bolman 

Emma F. Gilchrist 



Milan 
















" 



















1 






















Whitefield... 




































" 




























































Londonderry 





Jll-64 

38.99 



$1.70 
2. 76 

13.07 
2.67 
8.11 

12.66 



$32.31 



S:S7.56 
101.23 
10.57 
11.-14 
42.45 
10.87 



$19.49 
9.79 

29.56 
4.91 

43.36 



$6.40 
27.81 
28.71 
282.50 
12.52 
44.34 
26.38 
03 21 
90.38 
7.73 
1 1 .53 
10.83 
0.66 
9.06 
374.05 
18.11 
48.38 
14.16 
12.99 



20 



"> l " ; BANK COMMISSIONERS' REPORT. 

LIST OF DEPOSITORS.— Continued. 



NAMES. 


Last known resi- 
dence or post- 
ot'tice address. 


Fact of 

death, 

if known. 


Amount 
dne de- 
positor. 


Manchester Savings Bank, 
Manchester.— Vo ntinued. 

George M. Colby 






$5 13 








22 20 


Martha J. Richardson 






56.43 

27. CO 


Frank Philbrick 






97 5G 








11 84 




Bedford 




6 39 








33 22 


Willie Kelley 






35.'l4 








06 4.50 


MaryE. Allen 


Bartlett 







78.17 


Mary McGowaa 


16.25 




14.01 








47 3') 
















12. SI 








9.87 








321.94 








12.04 








5 18 


.1 (). Magoon 






5.51 


Lima M. Pettengill 






15.62 




Bow 





312.74 


Sunnier E. Philbrick 






3,993.11 








IS. 17 




Milford 




11.42 








23.17 








11.14 




Manchester 




105.80 






1,100.73 








10.98 


G E Thomes 






5.06 








57.15 


Harry F. Marsh 






6.22 








6.22 


Hattie E. Wheeler 






12.3.3 


Martin D. Farnuin 






21.80 






115.56 








950.32 


Charles Fish 






7.82 


Hattie \. Ray 






32.23 


Edith M. Goodwin 






5.93 








6.04 








41.29 


Frank D. Clark 






9.88 








9.85 








9.69 


Mechanics' Savings Bank, 
Nashua. 






$0.30 








1.00 


Fred F. Reynolds 


• ' 




1.00 


George H. Cogswell > 


" 




3.53 



BANK COMMISSIONERS' REPORT. 307 

LIST OF DEPOSITORS.— Continued. 



NAMES. 



Lasl know a resi- 
dence or post- 
office address. 



Fact of Amount 

death, duede- 

if know ii. positor. 



M ERRIMACK < )OT M V S.W l\<;s 
B INK, CON< ORIX 






$3.88 


S \ Hall 






5.74 








12.72 








■_' I (15 








52 Td 


Merrimack River Savings 
Bane, Manchester. 


Manchester 




> : ;< i 8 1 








:: 61 




Springfield 




13 10 


John Sullivan 

Albeit N. Wright 






24 06 
3 31 


.Manchester 




47.7'.l 








55 "i; 




" 




3.40 


David A. Far h-v 


" 




20.50 




Londonderry 




i; 99 


Fred ('. Foss.. 






2 ill 


William A. Farley 






3.72 


FJirii (i. Follansbee 


t roffstown 




41.16 




Manchester 




3.74 








3 91 




" 




2.63 




" 




144 01 




" 




.36 




" 




3 45 




« 




"1 66 




" 




:; 32 


Josephine F. Holmes 


Beloit, Mich 






Percy 1 >. Mahoney 


Manchester 




21.02 








4 63 


Edward S. Dow 


Fitchburg, Mass.. . 




83 38 


Annie T. Cumnock 


Manchester 




.46 








.70 


Joseph Ela 


Hooksett 




1.94 


Josie Barnard Hardy 


Manchester 






i It- 1 en M. Morgan 






2.51 

25.95 

9.15 

.15 

6.93 

12.10 

23.03 

.<;: 

1.92 

1,235.89 

117.57 

1.89 

1.79 

•J.ns 

4.15 

1.74 

1.72 

5.87 

16 82 

8.28 

5.62 

22.60 


Annie F. Cumnock 


" 




Susie Ma v Jordan 


" 




Ella F. Woodman 


" 




Willie 11 Sargenl 


" 




John Harrington 

Ch irles F. Wood 






Patrick Flaherty 


■' 




La Forest < '. Knight 


" 




George P. Pillsbury 


W. Andover, Mass 
Manchester 








Joseph 0. Parmeton 






Charles A. Ward 


'• 




Mattie I.. Soule 


" 




Mary W. Mitchell 


" 




John W. Brown 












George 11. Farley 






John E. Folsom 


" 




C. H. Brown 


" 




Frederick Wood 


" 




Jenett Stew aid West 


" 





308 BANK commissioners' report. 

LIST OF DEPOSITORS.— Continued. 



NAMES. 



Last known resi- 
dence or post- 
office address. 



Fact of 

dentil, 

if known. 



Amount 
due de- 
positor. 



Merrimack River Savings 
Bank, Manchester.— Contin tied. 

Charles P. Shannon 

Sarah E. Rundlett. . 

Leonard Colby 

Daniel Annis 

Anna Russell 

Helen M. Wilson 

Marie C. Smith 

Sophia McGee 

Ella Pearson 

John Mooney 

Julia A. Clarke 

Harriet N.Clarke 

Mrs. Louisa C. Shepard 

F. L. Coffin 

Willie C.Coult 

Minnie R. Philbrick 

Josephine Laudreville 

George Bule, M. D 

M.E. LeBosquet 

I. J. Mclntire 

E. A. Housinann, treasurer 

Charles F. Gould 

Francis M.Mills 

Joseph G. Burns 

George W. Piper 

Frank P. Noyes 

John Sullivan 

William F. Blood 

Sarah Brown 

Milford Savings Bank, Mil- 
ford. 

William J. French, guardian 

Patrick Holohan 

Rachel Hutchinson 

Willis O. Hutchinson 

Florence A. Kendall 

Bertha S. McQuesten 

Willie L. Robinson 

Fanny Sanborn 

Georgia M. Scruton 

Judson J. Willoby 

Monadnock Savings Bank, 
East Jaffrey. 

John M.Holt 

Nashua Savings Bank, Nashua. 

William B Palmer 

G.J. Wilder 

Henry Huntoon Holt 

Lucinda Chamberlain 

Mary Cahill 

Leonard W. Noyes 

E. E. Searles 

Martha A. Foster 

John Clifford 











Manchester 




Goffstown 




Manchester 








" 




" 




Haverhill 




Manchester 








" 




" 




Londonderry 

Cashmere, Wash.. 




Manchester 








" 




" 




" 




" 




" 




" 




" 




Lyme 




Candia 




Manchester 








" 




Brookline 




Milford 


Dead 


" 




" 




Mont Vernon 








Nashua 




Milford 








Rindge 












" 




" 




" 






Dead 


•• 




" 





i$5.7S 
57.59 

7.89 

5.53 
511.81 

6.05 
143.13 

7 31 
17.25 
10.76 

6.65 
40.40 
21.88 

4.62 
31.70 

7.57 
10.94 
25.88 

4.79 
10.94 
30.45 

4.63 
28.19 

4.63 

2.28 

3.61 
40.00 
39.41 

6.94 



•$19.59 
6.19 
8.66 

14.32 

12.86 
9.75 

12.72 
5^25 
8.43 

24.21 



3.47 



$28.48 

9.05 

11.98 

584.21 

33.59 

45.24 

9.08 

6.43 

6.43 



l'.ANK COMMISSIONERS REPORT. 

LIST OF DEPOSITORS.— Continued. 



:io!i 



NAMES. 



Last known resi- Fact of 
denceorpost- death, 

office address. if known. 



Nashua Savings Bank, Nashua. 
— Continued. 



Willie L. York 

Charles E. Hall 

Abbie A. Adams 

George T. Pease 

Mary A. .limes 

George H. Knowlton.. 

Oretta H. Stone 

Leila A. Peabody 

George B. Fosdick 

George H. Lawrence 

Ella M. Langley 

Maria Willis 

T. W. Tolman 

Alonzo I less 

A. W. Darling 

Charles L. Shipley 

Charles 1). Cross 

M. B. Hanscom 

Peter Powers 

John Carey 

John D. Sullivan 

Bridget Murphy 

Mary E. Barnes 

Maria S. Gibbins 

Eugene F. Barrett 

Lizzie A. Perham 

Charles L. Vizard 

Alary C. Nye 

Thomas McGrath 

C. B. Driscoll 

T.J.Bills 

M. Clancy 

Sarah M. Buttrick 

Clara M. Buttrick 

Gracie M. Barnhart 

Frank W. Hunt, Jr 

Charles D. McQuesten. 

Jennie C. Crombie 

Prospect Lodge 

Wendall A. Ballon 

Indianna L. Campbell.. 
Elizabeth Armstrong .. 

Cora F. Warren 

Mrs. A. M. Batchelder. . 
M. E. C. Sunday-school. 
Mary Murphy 



New Hampshire Banking Com 
i'anv, Nashua. 



William L.Wells Nasi 

W. H. Fields 



New Hami'shiue Savings Bank, 
Concord. 



Jacob Johnson 

Charles I'. Elkins.. . 

James ( 'orliss. et als. 
Martha W. Pike 











" 




" 




•' 




•' 




'« 




" 




" 




" 




" 




" 




•• 




" 




'• 




" 








" 




" 




" 




" 




" 




" 




" 




" 




" 








" 








" 










" 




" 




" 




Milford, 




City Mills. Mass.. 




Boston, Mass 




Mont Vernon 




Elgin, 111 




Townsend, Mass.. 


• 


Windham 


Dead 


Littleton. .Mass .. 


Manchester 




Amherst 




Ayer June, Mass.. 




Nashua 










[1841 
Died Feb.23, 


Bow 









Amount 
due de- 
positor. 



$24.33 

12.79 

11.54 

6.02 

18.49 

12.43 

360.99 

17.S0 

45.G7 

25.18 

7.77 

30.27 

3.68 

3.69 

3.40 

2.71 

2.52 

2.34 

1.74 

1.94 

2.69 

1.88 

3.93 

3.14 

1.72 

3.3S 

3.98 

1.60 

2.70 

2.08 

3.13 

1.78 

4.32 

4.32 

1.43 

2.90 

27.89 

9.11 

70.47 

37.97 

14.85 

82.31 

20.33 

9.08 

10.99 

2.0!) 



$0.65 

2.i:; 



$720 26 

98.17 
173.97 
14.47 



310 



BANK COMMISSIONERS REPORT. 
LIST OF DEPOSITORS.— Continued. 



NAMES. 



Last known resi- 
dence or post- 
office address. 



Fact of 
death, 

if known. 



Amount 
due de- 
positor, 



New Hampshire Savings Bank, 
Concord.— Con tin tied. 



Concord 



Allenstown. 
Concord 



Amos Perry 

Ezra F. Gould 

Francis H. Call 

E. A. Marden 

Mrs. M. A. Hackett I 

Marshall Burpee, guardian Dorchester .. 

Thomas Smith [ Concord 

Agnes .M. Caswell Chichester .. 

Rosanna McShane j Concord 

Norway Plains Savings Bank, 
Rochester. 

Jane Young Strafford 

Moses Huddeston Rochester 

William Wentworth Lebanon, Me. 

Margaret Riley Rochester 



Ossipee Valley Ten-Cents Say 
ings Bank, Freedom. 



Effing-ham. 



Madison 



Armeny Brooks 

Lessie S. Clough 

Cora Lyman 

L. Allelic Lord ; Parsonsfield, Me. 

Eugene Roberts Effingham. 

Eugene Roberts 

John E. Thurston 

Paris W. Thurston 



People's Savings Bank, Man- 
chester. 

Jeanette G. Martin 



Peterborough Savings Bank, 
Peterborough. 



Manchester 



Joseph R. Knight. 
James L. Knight. . 

Abigail Rice 

Charles E. Rines. . 



Piscataqua Savings Bank, 
Portsmouth. 



Mrs. T. Sheafe Coffin .. 
Mrs. Sarah L. Marston 



Pittsfield Savings Bank, Pitts 

FIELD. 



Eunice A. Dennett 

Elma H. Dore 

Samantha E. Evans 

Rebecca J. Hill 

Ralph R. Billiard 

Juvenile Templar Society. 

Henry W. Nutter 

F. Elmer Yeaton 



Hancock. 



Nelson 

Peterborough 



Portsmouth 
Exeter 



Barnstead . 

Pittsfield .. 



North wood 

Epsom 

Pittsfield 

Barnstead ...... 

Pittsfield ] Dead , 



Dead , 



Dead 



$26.82 
•-'1.76 
27.47 
25.95 
29.57 
29.18 
10.10 
24.30 
6.04 



■SI. 88 

228.96 

16.12 

2.60 



$2.06 

2.56 

.64 

10.36 

2.38 

3.10 

.59 

3.25 



§750.99 



$0.94 

.94 
15.69 
18.57 



$1,275.25 
32.05 



.$251.48 

5.64 

682.43 

170.97 

10.27 

21.59 

10.76 

26.44 



BANE COMMISSIONERS REPORT. 

LIST OF DEPOSITORS.— Continued. 



3 1 1 



NAMES. 



Last know n resi- 
dence or post- 
office address. 



Fact of Amount 

death, duede- 

if known, positor. 



porstmouth savings bink, 
Portsmouth. 

Aliby 8. Akerman Portsmouth 

Sarah Adams 

Henry W. Ayers, Jr " 

George W. Burleigh Brookfield 

Elizabeth Bean Portsmouth 

William J. Burke Boston, .Mass 

Abbie Connor Portsmouth 

William ('. Claggett 

Isaac M. Currier 

Mary A. Campbell 

Sarah Cole Kitten, Me 

Joseph J. Dennett Portsmouth 

George E. Dalton North Hampton. 

Sarah II. Dee Portsmouth 

Christopher !'. Davidson 

('ma Fuller | Portsmouth 

Susie Finn " 

Robinson Foss Rye 

George A. Floyd Greenland 

Margery Fernald Portsmouth... . 

Martha Griffith 

Angelina Gardner 

Herbert W. Garland " 

Florence A. Grant Kittery 

Mary Gunnison York 

Ann T. Green 

M. Holmes Portsmouth 

Francis \V. Hoyt Greenland 

Sarah F. Haven Portsmouth 

La\ inia Hayes 

Charlotte Hoyt Lewiston, Me.. .. 

Daniel M. Holdridge Bridgeport, Me.. 

Hannah Harrington Portsmouth 

Fred P, Jones 

Jane H. Libbey I 

Hannah Lamprey Hampton 

Dennis Long Portsmouth 

Samuel Ford New York 

John Lynch Portsmouth 

Mary Fane Portsmouth 

< Catherine Leavey 

Charles McKenna 

Sally G. Marsh 

Mary E. Morrison 

Sarah S. Moses 

Harrj P. Nowell 

Mary Ann C. Norton 

.lames Nolan 

Mary Nutter 

Susan E. Putnam 

Marj J. Parker 

Lydia F. Pickering, trustee 

Henry M. Paul 

Henry IF Richardson 

Lewis Richardson 

Rufus Remick 

Martha A. Sherburne 

John Spaulding 

John Sullivan 

Joseph Spilsbury 



Manchester . 
Portsmouth 



Portsmouth 



Greenland. . 

Portsmouth 

Kilters . Me. 
Portsmouth 



Paw tucket, R. I. 
Portsmouth 



State Prison. 
Portsmouth . 
Stratham .. .. 



862 in 

16.05 

20.52 

14.26 

5.84 

5.53 

30.52 

8.4G 

100.08 

5.21 

5.83 

6 91 

32.98 

116.91 

6.81 

C.70 

7.83 

46.59 

115.82 

124.36 

7.17 

i.273.71 

12.46 

6.81 

315.85 

8.78 

5.12 

68.62 

121.08 

41.35 

68.39 

52. J5 

0.70 

11.91 

157.41 

18.31 

15.74 

68.81 

83.06 

9.45 

5.61 

lO.til 

165.79 

110.45 

7.82 

5.20 

7.91 

130.76 

8.12 

8.55 

116 89 

226.77 

44.58 

5.13 
128.79 

8.12 
190.82 

31.09 



312 



HANK COMMISSIONERS REPORT. 

LIST OF DEPOSITORS.— Continued. 



NAMES. 



Last known resi- 
lience or post- 
office address. 



Fact of 

death, 

if known. 



Amount 
due de- 
positor. 



Portsmouth Savings Bank, 
Portsmouth.— Continued. 

Joseph L. Seavey 

Annie Hall Spencer 

Owen Shackley 

Ferdinand Spiiler 

Martha A. Trefethen 

Joseph Todd 

William W. Tuttle 

Henrietta A. Tuttle 

Fran k H. Tarr 

Henry E. 'Jut tie 

George H. Tuttle 

Daniel Thurston 

Mary E. Tuttle 

Mary E. Wood 

Michael Walsh '. 

Mrs. AlmiraJ. Williams 

Jamie W. Walker 

William Williams 

Charles F. Willey 

Elijah B. Young'. .. 

Portsmouth Trust and Guar 
antee Co., Portsmouth. 

Mrs. Mary F. Borden 

H.B. Bu/zell &Son 

Ann Peirce Coffin 

Marv E. Cunningham , 

Mary F. Fraser 

Laighton Brothers 

George Marston 

G. W. & J. S. Peirce 

ROLLINSFORD SAVINGS BANK, 
ROLLINSFORD. 



Rye 

Portsmouth 

Cn mhridg'p't.Mass 
Portsmouth 



Wenham, Mass. 
Portsmouth 



Ca mhridg'p't.Mass 
Portsmouth 



Dead. 



Kittery, Me .' 

Portsmouth 

Jamaica Pl'n.Mass 

Portsmouth 

Dover 

Portsmouth 



Catharine Glynn. 



SOMERSWORTH SAVINGS BANK, 
SoMKRSWORTH. 



Lvdia J Ahhott, 

Sarah J. Ahhott 

Adelaide Andrews 

Mary J. Bailev 

Fred I. Blaisdell 

Charles B. Brown 

Harry M. Brown 

Herhert O. Bunker 

George P. Burleigh 

John Burns 

Sarah E. Chainherlain. . . .. 

William H. Chapman 

William M. Chick 

Celia M. Chisholm 

Frank M. Chisholm 

Marv Delaney 

Frances D. Dodge, guardian. 

Frank T. Downs 

George S. Downs 



New Bedford, Mass 

Portsmouth 

Boston Highlands. 

Boston, Mass 

Portsmouth 

Appledore 

Sandown 

Portsmouth 



Dead. 



Dead. 
Dead. 



Roll ins ford Dead . 



Somersworth 



Somersworth 

Effingham 
Dover 

Somersworth 
Wakefield .... 
Somersworth 



Rochester 

Somersworth 
Berwick, Me. 



$7.22 

'-'25.64 

45.63 

6S.45 

957.77 

169.32 

86.52 

46.05 

20 42 

10.02 

139.38 

45.63 

5.93 

69.33 

77.20 

33.52 

23.19 

742.21 

1,052.38 

6.81 



§32.96 
8.85 
157.14 
9 86 
162.36 
39.76 
191.15 
36.13 



$115.09 



$20.76 

140.58 
6.15 

238.04 
2.70 
1.92 
1.92 
6.54 
7.72 
4.59 

260.60 
8.25 

137.54 
5.02 
5.02 
7.32 
53.91 
7.94 
3.70 



BANE COMMISSIONERS' REPORT. 

LIST OF DEPOSITORS— CWmuetf. 



313 



NAMES. 



Somki:s\v,.i;th Savings I!\\k 
bOMERswoRTs.— Continued. 



Sylvanus W. Downs 

George Fisher 

Clara E. Foye 

Abbie A. Furbu'sh.*'! 

La\ ma A. Gallant 

Emma J. Gerrish.. 

Hannah Gilpatrick ... 
.Tames \V. Goodrich 

Euuice I. Goodwin.. . 
Alphonso Grant. 
Nellie Haley. 

Minton R. Hight 

Joseph Hobbs . 

Julia M. Bollihan 

Edward F. Hussey 

Nettie Mabel Hussey 

( harles B. Jenness ' 

Inez Blanche Jones.!; 

V\ alien ( '. ,Tnn«s 



Last known resi- 
dence or post- 
office address. 



Somersworth 



Somersworth 
Somersworth 



Effingham . . . 
Somersworth 

Milton Mills. 



i arren C. Jones. 

Mary Ann Kelley. 

John Kinsella . 

John Leseau 

Aaron Littlefield. 

John Henry Littlefield. 

Marianna Lord 

Almina M. Marsh! 

Arthur L. Marsh.. 

John Martin. .. 

Flora Murray 

George Everett Norman 

Annie O Neil 

George F. Page.. 

George Henry Page.::.'."" 

George 1. Page 

James Wesley Palmer 

Henry Clay Parker...:. '" 

Edite Patros . 

Franklin E. Peterson..'.'."" 
Winfield S. Pray.. 

Hannah A. Pollard 

Eunice Rhodes 
Lydia A. Rines. .. 

Frank A. Roberts 

Arthur G. 11. Sanborn.": 

laylor Sanborn.... 

gred A. Shallis .' 

Ehza A. Shepley.. 

Eliza Sherburne 

Edward Smith 

Abwe M.stevens .:::.:::'.:: 

Rnoda H. Stone ... 
Charles Sunnier. . 
Warence W. Thompson I.'.".'; 
Franklm II. Tibbetts 

FrapkH. Warren.. 

Walter E. Went worth.....':: 
Mary White.. 
Joseph M. YViggin 

Annie J!. Willard. 

Alvira Clark Willey. ...\ '..'.., 



Somersworth 
Somersworth 



Somersworth 
Acton, Me. ... 



Somersworth 
Somersworth 



Troy, N. Y. ..: 
Somersworth 



Somersworth 



Concord... ., 
Somersworth 



Somersworth 
Somersworth 

Somersworth . 

Somersworth' . 
Somersworth 



Fact of 

death, 

if known. 



Dead. 



Dead . 



Dead. 



Dead. 



Amount 
due de- 
positor. 



$3.48 
68.02 
4.85 
48.32 
45.31 
11.56 
9.27 
17.85 
55.28 
2.00 
3.84 
10.02 
231.06 
43.43 
11.51 
5.88 
8.31 
4.36 
11.49 
87.31 
S88.07 
10.42 
43.43 
44.37 
58.66 
13.88 
1.71 
7.09 
6.09 
8.31 
21.27 
30.05 
1.91 
3.99 
54.52 
6.36 
3.88 
8.64 
9.81 
42.32 
99.21 
1S8.41 
10.94 
22.81 
8.12 
1.96 
17.03 
36.51 
4.99 
71.10 
4.84 
39.41 
5.29 
3.77 
1.71 
8.89 
16.39 
:;.'.v2 
I 74 
22.44 



314 



BANE COMMISSIONERS KEPORT. 

LIST OF DEPOSITORS.— Continued. 



NAMES. 



Last known resi- 
dence or post- 
office address. 



Fact of Amount 
death, due de- 
if known, positor. 



Strafford Savings Bank, 
Dover. 



I,e wis Stark 

John Libbey 

Martha Robinson 

Joseph T. Watson 

John Howe 

Joseph Watson 

Bradbury T. Merrill — 
Richard B. Richardson. 

Claudius M. Hatch 

David K. Harvey 

John H. Downs 

Mary E. Burley 

Elizabeth Brewster 

Martha W. Pike 

Susan \V. Miller. ... 

Herbert M. Moody 

Ebenezer R. Smith 

Joseph YV. Wade 

William H. Hanson 

James W. Wisheart 

Lydia A. Warren 

Ann Kane 

Ellen Judge 

James Kelle 

Herbert F. Hanson 

Albert E.Hall 

Charles A. Morrison 

George Wilbur Dow 

David Tuttle 

Minnie L. Gould 

George F. Gage 

William M. Caverno . . . 



Lyman, Me. 



Salem, Mass. 



Dover 

Lynn, Mass. 



Rochester. 



Barrington .. . 

Dover 

Boston, Mass. 
Manchester . 

Durham 

Concord 

Rochester 



Dover. 



Dover 

Portsmouth .. 
Boston, Mass. 
Dover 



Sullivan Savings Institution. 
Claremont. 

IraF. Bailey 

John L. Flanders 

Michael Riley 

James Williams 

Union Five-Cents Savings Bank, 
Exeter. 

John Flanagan and others 

Horace G. Low 

Jefferson J. Morse 

Amy G. Smyth . 

George P. Tibbetts 

Herbert A. Wadleigh 

George Henry Wright 



Kenosha, Wis. 



Claremont 
Bradford... 
Vermont .. 
Claremont 



Exeter 

Haverhill, Mass. 
Exeter 



Dead 



[gan dead 
John Flana- 



Kensington 

North wood. 



$5.78 

33.89 

499.57 

10.02 

73.39 

9.31 

9.27 

63.91 

7.73 

7.57 

7.14 

3G.77 

SO. 78 

15.29 

5.26 

530.72 

19 23 

S11.49 

6.00 

24.96 

32.69 

10.67 

177.46 

18.49 

11.40 

8.69 

20.30 

23.33 

1.227.63 

25.54 

2.30 

2.12 



•913.53 
8.22 
15.S5 
16.76 



$5.04 

16.23 
7.12 

20.47 
5.49 
9.G9 
5.04 



INDEX. 



GENERAL INDEX TO BANKS AND TRUST COMPANIES. 



Amoskeag .... 
Ashland .... 
Belknap .... 
Berlin Savings Bank and Trust 
Bristol ..... 
Cheshire Provident Institution 
Cheshire Count}' . 
Citizens' Institution for Savings 
City, Berlin .... 
City, Laconia 
City Guaranty 
Colebrook .... 
Conway .... 

Dartmouth .... 

Berry 

Exeter Banking Company . 
Fanners' .... 
Farmington .... 
Farmington (old account) . 
Franeestown 

Franklin .... 
Gorham .... 

Granite .... 

Guaranty .... 
Hillsborough Bridge Guaranty 
Hillsborough County . 
Iona ..... 

Keene 

Keene Five-Cents 
Keene Guaranty . 
Laconia .... 
Lancaster .... 
Lancaster Trust Company . 



omp 



any 



Page. 

1 
7 

249 

204 
9 

251 
13 
17 
19 
21 
25 
28 
30 
33 
38 

207 
40 
43 

253 

255 
46 
50 
53 

257 
57 
61 
64 
68 

259 

261 
71 
77 

209 



316 



BANK COMMISSIONERS REPORT. 



Lebanon ...... 

Lisbon Savings Bank and Trust Company 

Littleton 

Loan and Trust 

Manchester . 

Mascoma 

Mason Village 

Mechanics', Manchester 

Mechanics', Nashua 

Merchants' . 

Meredith Village . 

Merrimack County 

Merrimack River 

Monadnock . 

Nashua 

Nashua Trust Company 

New Hampshire Banking Company 

New Hampshire . 

New Ipswich 

Newport . . 

North Conway Loan and Banking Company 

Norway Plains 

People's 

Peterborough 

Piscataqua . 

Pittsfield 

Plymouth Guaranty 

Portsmouth . 

Portsmouth Trust and Guarantee Company 

Rochester Loan and Banking Company 

Rollinsford . 

Salmon Falls 

Security Trust Company 

Siwoogailock Guaranty 

So niers worth 

Strafford 

Sugar River, Newport . 

Sullivan Savings Institution 

Union Five-Cents 

Union Guaranty . 

Walpole 

Whitefield Bank and Trust Company 

Woll'eborough Loan and Banking Compan 

"VYoodsville Guaranty .... 



263 
211 
SI 
86 
92 
97 
100 
104 
265 
107 
110 
113 
118 
122 
267 
215 
269 
126 
132 
134 
220 
138 
142 
145 
150 
154 
158 
162 
166 
223 
170 
228 
271 
175 
178 
183 
186 
275 
190 
1<J4 
1!)7 
230 
277 
201 



BANK COMMISMONKRS REPORT. 



317 



BUILDING AND LOAN ASSOCIATIONS 



Berlin . 
Concord 
Dover . 
Exeter . 
Franklin 
Gorharn 
Home, Nashua 
Laconia 
Manchester . 
Milford 
Nashua 
People's Berlin 
People's, Nashua . 
Portsmouth . 
Rochester 
Rumford, Coucord 



INDEX TO TABLES. 



Table No. 1. — Showing the number, condition, and progress 
of savings banks and savings departments of banking 
companies in each year from 1850 to 1905, inclusive . 

Table No. 2. — Statement of the condition of savings banks with 
their estimated value of classified assets, total book value, 
and premium or impairment, and number of depositors, as 
returned by the treasurers, June 30, 1905 .... 

Table No. 3. — Statement of the condition of the banks and 
trust companies, as returned by the treasurers, June 30, 
1905, with their estimated value of the classified assets, 
total book value, and the premium or impairment 

Table No. 4. — Statement of the condition of banks in liquida- 
tion, as returned by the assignees or treasurers at the close 
of business, June 30, 1905, showing the amount due depos- 
itors, with their estimated value of the assets, total book 
value, and premium or impairment; also the aggregate of 
dividends declared in liquidation, and number of depos- 
itors . 



233 
234 
235 
236 
237 
238 
239 
240 
241 
242 
243 
244 
245 
246 
247 
248 



283 



284 



292 



296 



MISCELLANEOUS. 
Banks and trust companies in process of liquidation . . 249 
Savings banks doing business in same ofhce with national or 

state banks 280 



318 



HANK COMMISSIONERS REPORT. 



List of unknown depositors who have not made a deposit or 
withdrawn any money on their accounts for twenty years 
prior to April 1, 1905 302 

Abstract of the laws of New Hampshire relating to state 
banks, savings banks, trust companies, and building and 
loan associations ........ Appendix 

Investments authorized by law for savings banks of New 
Hampshire. See pages 21 to 26 of Appendix. 



LOCATION OF SAVINGS BANKS, TRUST COMPANIES. 
AXD BUILDING AND LOAN ASSOCIATIONS. 



Ashland. — Ashland Savings Bank 
Berlin. — Berlin Savings Bank and Trust Company 
Berlin Building and Loan Association 
City Savings Bank .... 
People's Building and Loan Association 
Bristol. — Bristol Savings Bank . • . . 
Colebrook. — Colebrook Guaranty Savings Bank 
Concord. — Loan and Trust Savings Bank 

Merrimack County Savings Bank 
New Hampshire Savings Bank 
Union Guaranty Savings Bank 
Concord Building and Loan Association 
Rumford Building and Loan Association 
Conway. — Conway Savings Bank .... 

North Conway Loan and Banking Company 
Derry. — Deny Savings Bank ..... 
Dover. — Dover Co-operative Bank .... 
Merchants' Savings Bank .... 
Strafford Savings Bank .... 
Exeter. — Exeter Banking Company .... 
Exeter Co-operative Bank .... 
Union Five-Cents Savings Bank . 
Farmington. — Farmington Savings Bank . 
Franklin. — Franklin Savings Bank .... 
Franklin Building and Loan Association . 
Gorham. — Gorhani Savings Bank .... 

Gorham Building and Loan Association . 
Greenville. — Mason Village Savings Bank . 
Hanover. — Dartmouth Savings Bank .... 
Hillsborough. — Hillsborough Bridge Guaranty Savings Ba 
Jaffrey. — Monadnock Savings Bank . 



ik 



7 
201 
233 

19 

244 

9 

28 

si; 
113 
126 
194 
234 
24 s 

30 
220 

38 
235 
107 
183 
207 
230 
190 

43 

46 
237 

50 
238 
100 

33 

57 
122 



BANK COMMISSIONERS REPORT, 



319 



Keene. — Cheshire County Savings Bank 

Keene Savings Bank .... 
Laconia. — City Savings Bank .... 
Laconia Savings Bank 
Laconia Building and Loan Association 
Lancaster. — Lancaster Savings Bank . 
Lancaster Trust Company 
Siwooganock Guaranty Savings Bank 
Lebanon. — Mascoma Savings Bank 
Lisbon. — Lisbon Savings Bank and Trust Company 

ton. — Littleton Savings Bank 
Manchester. — Amoskeag Savings Bank 

Hillsborough County Savings Bank 
Manchester Savings Bank 
Mechanics' Savings Bank 
Merrimack River Savings Bank . 
People's Savings Bank .... 
Manchester Building and Loan Association 
Meredith Milage. — Meredith Village Savings Bank 
Milford". — Granite Savings Bank 

Milford Building and Loan Association 
Nashua. — Citizens' Institution for Savings . 
City Guaranty Savings Bank 
Nashua Trust Company 
Home Building and Loan Association 
Nashua Building and Loan Association 
People's Building and Loan Association 
.Y< w Ipswich. — New Ipswich Savings Bank 
Ni wport. — Newport Savings Bank- 
Sugar River Savings Bank 
Peterborough. — Peterborough Savings Bank 
Pittsjield. — Farmers' Savings Bank 
Pittsfield Savings Bank 
I'li/mouth. — Plymouth Guaranty Savings Bank . 
Portsmouth. — Piscataqua Savings Bank 

Portsmouth Savings Bank . 
Portsmouth Trust and Guarantee Company 
Portsmouth Building and Loan Association 
Rochester. — Norway Plains Savings Bank . 

Rochester Loan and Banking Company . 
Rochester Building and Loan Association 
Salmon Falls. — Rollinsford Savings Bank . 

Salmon Falls Bank .... 



13 

68 

•Jl 

71 
•_' lo 

77 
209 
175 

!»7 
•211 

8] 
1 

61 

92 
101 
lis 
112 
211 
110 

5:; 
212 

17 

25 
215 
2:51) 
213 
215 
132 
134 
186 
115 

40 
151 
158 
150 
162 
166 
246 
138 
223 
217 
170 
228 



320 



BANK COMMISSIONERS REPORT. 



Somersworth. — Somersworth Savings Bank . 
Tilton. — Iona Savings Bank ..... 
Walpole. — Savings Bank of Walpole . 
Whitejield. — Whitefield Bank and Trust Company 
Woodsville. — Woodsville Guaranty Savings Bank 



ITS 
64 
197 
230 
201 



SIXTY-FIRST 



ANNUAL REPORT 



RAILROAD COMMISSIONERS 



STATE OF NEW HAMPSHIRE. 



1905 



Printed by The John B. Clarke Company, Manchester. 
Bound ry Geo. Ci. Neal, Dover. 



TABLE OF CONTENTS. 



Commissioners' Report: 

Electrics 
Berlin 

Boston & Maine 
Chester & Derry 
Claremont . 
Earnings per capita 
Keene .... 
Laconia 
Lovell S3'stem 
Manchester 
Nashua 

Pleasure Travel 
Street Railway Statistics 
Steam Roads 

A Distance Tariff Fatal to 

Annual Reports 

Atlantic & St. Lawrence 

Boston & Maine 

Fatal Accidents 

Maine Central . 

Railroad Returns 

Railroad Taxes 

Rate Regulation 

Report 

Traction Companies 

Fatal Accidents: 
Arlin, Walter E. 
Aubin, Fred 
Beede, C. H. . 
Berry, L. 

Caldon, Mrs. James . 
Charon, L. 
Collins, P. . 
Connor, J. J. 



Xew 



II;, 



mpsh 



Page. 

xxi 

xxii 

xxii 
xxiii 
xxiii 
xxv 
xxiii 
xxiii 
xxiv 
xxiii 
xxiv 
xxix 
xxviii 

xiii 

xviii 

xii 

ix 

xix 

xii 

xviii 

xx xi 

xiii 

ix 

xxvi 

342 
320 
315 
349 
::i I 
350 
3G0 
362 



111 



IV 



TABLE OF CONTENTS. 



Cornell, Janies . 
Costello, William F. 
Dow, Josiah 
Downes, Patrick 
Dyer, Herman C. 
Flanders, E. L. 
Fourneur, Peter 
French, Mrs. A. 
Gould, Harry 
Hannon, W. H. 
Hardy, E. H. . 
Harris, Edward C. 
Hart, Fred 
Haynes, Joseph 
Jenness, D. H. . 
Johnson, Peter J. 
Keeough, Joseph 
Kelley, John 
Kidder, Frank S. 
Kimball, John . 
Lappi, John 
McDonald, Leslie 
Messer, John 
Merrill, Arthur F. 
Merrow, Leslie P. 
Miller, Joe . 
Moran, Louis 
Nutter, Edwin . 
Page, John 
Paupos, Athanasious 
Rosebrooks, Mrs. A. S. 
Robinson, John T. 
Sanders, Frank 
Stearns, C. C. . 
St. Sauveur, Eli 
Stott, John W. 
Swahn, Frederick 
Unknown Man 
Worthen, F. S. . 
Wright, Harley 

Incidental Expenses 

Petitions, Orders, and Findings: 
Change of Highways in Concord 



281 



TABLE OF CONTENTS. 



Kail 



the 



Change of Location of Highway in Goffstown 
(laremont Railway & Lighting Co. Bonds . 
Claremont Railway & Lighting Co. Stock 
Condemnation of Private Property for Street 

way Purposes ...... 

Condemnation Proceedings upon Petition of 

(laremont Railway & Development Co 
Connecticut River Railroad Stock 
Farm Crossing in Quincy 
Grade Crossing in Berlin 
Grade Crossing in Gorham 
Grade Crossing in Nashua 
Land Damage in Hollis . 
Land Damage in Walpole 
Manchester Street Railway Capital Stock 
Manchester Traction, Light & Power Co. Bonds 
Operation of Dover, Somersworth & Rochester Stree 

Railway ......... 

Operation of Laconia Street Railway . 

Operation of Seabrook & Hampton Beach Street 

Railway .... 
Private Crossing in Laconia 
Spur track at Plymouth 
Train service at Stark 
Uncanoonuc Incline Railway 

Transfer of Stock 
Worcester, Nashua & Rochester Railroad Bonds 

Railroad Returns: 

Atlantic & St. Lawrence ..... 
Boston & Maine ....... 

Concord & Claremont 

Concord & Montreal 

Concord & Portsmouth 

Connecticut River 

Fitchburg . ........ 

Franklin & Tilton 

Maine Central ....... 

Manchester & Lawrence 

Mt. Washington ....... 

Nashua & Lowell ....... 

Northern ......... 

Pemigewasset Valley ...... 

Peterborough ........ 




268-273 

2->0 
245 

305 

302 
294 
264 
293 
254 
276 
265 
276 
247 
257 

279 

278 

280 
253 
262 
260 

256-259 
300 

3 
11 
42 
44 
49 
51 
55 
61 
64 
80 
83 
88 
91 
94 
97 



VI TABLE OF CONTENTS. 

Peterborough & Hillsborough 99 

Sullivan County 101 

Suncook Valley Ill 

Upper Coos 114 

Wilton 117 

Worcester, Nashua & Rochester ..... 120 

Street Railway Returns: 

Berlin . 127 

Concord & Manchester 135 

Claremont . 143 

Dover, Somersworth & Rochester .... 150 

Exeter, Hampton & Amesburv 157 

Haverhill, Plaistow & Newton 164 

Hudson, Pelham & Salem 170 

Keene 177 

Laconia .......... 182 

Manchester 188 

Nashua 194 

Portsmouth 202 

Portsmouth, Dover & York 207 

Portsmouth & Exeter 215 

Seabrook & Hampton Beach ...... 221 

Springfield 22& 

Traction Companies: 

Claremont Railway & Lighting Co 231 

Manchester Traction, Light & Power Co. . . . 233 

New Hampshire Traction Co 239 

Appendix : 

New Hampshire Electric Company .... 371 



PART I. 



REPORT OF COMMISSIONERS. 



STATE OF NEW HAMPSHIRE. 

To His Excellency the Governor: 

The Railroad Commissioners transmit herewith, in accord- 
ance with Jaw, their report for the year 1905. It includes the 
returns of the railroad corporations of the state for twelve 
months ending June 30, 1905, and the reports, decisions, and 
comments of the board for the calendar year. 

HENRY M. PUTNEY. 
ARTHUR G. WHITTEMORE, 
GEORGE E. BALES, 
Railroad Commissioners of New Hampshire. 
Concord, January 1, 1906. 



viu 



REPORT. 



The abounding prosperity of the country is reflected in the 
returns of the steam railroads published in this report, which 
shows not only a larger volume of business and more receipts 
than in any previous year, but such a distribution of revenues 
as has increased the income of all engaged in the operation, 
including thousands of wage workers. 

STEAM ROADS. 

THE BOSTON & MAINE. 

Of the 2,286 miles of road operated by the Boston & Maine 
corporation all except 122 miles in New York and 38 miles in 
Canada are in Massachusetts, Vermont, Maine, and New 
Hampshire, and 1,037 are in this state. 

During the year the Boston & Maine on its 2,286 miles of 
road carried 41,871,810 passengers 597,126,630 miles and 
20,516,826 tons of freight 1,851,130,258 miles. The railroads 
of the whole country, with an aggregate length of line of 213,- 
901 miles, carried during the year 1901, 715,119,682 passen- 
gers 21,923,213,536 miles, and 1,309,899,165 tons of freight 
174,522,089,579 miles. In other words the Boston & Maine, 
with abc.ut one hundredth part of the mileage, carried one 
twentieth of the passengers and one thirty-sixth of the freight. 

As our entire length of line is 1,190 miles, all but about 
152 are included in the Boston & Maine system, which reaches 
every city and large town, and controls the transportation at 
all points except a few north of the White Mountains. Its 
business is therefore typical of the industrial and commercial 
conditions of practically the whole state. The returns neces- 



X RAILROAD COMMISSIONERS REPORT. 

sarily are for the entire system, but it is the fact that our state 
has furnished its full share of the total receipts, and that com- 
parisons, based upon the statistics as given, are relatively true 
of the New Hampshire section and are an index of the expan- 
sion that has taken place here upon business lines. 

"With the acquisition of the Fitchburg in 1900 the Boston & 
Maine system as it exists today was nearly completed, only 
twenty-two miles of line having been added since. 

In the year ending June 30, 1901, the gross earnings were 
$31,375,620, and they have steadily increased until this year 
they amount to $36,800,834, a gain of over seventeen per cent, 
while the fixed charges and dividend obligations have increased 
only three per cent. During the same time the operating ex- 
penses have risen from $21,522,187.38 to $26,619,710.19, the 
greater part of the difference being chargeable to advance in 
the wages of employees and in the cost of fuel and other sup- 
plies. 

As compared with the year ending June 30, 1901, this re- 
turn shows an increase in gross income derived from passengers 
carried of $192,290.70; from freight traffic of $1,019,290.81; 
and from miscellaneous sources of $117,760.59: a total increase 
in income from all sources of $1,329,342.10. The number of 
passengers carried increased 1,617,509, and the tons of freight 
1,151,374. 

The fiscal year's operating expenses were $1,347,832.56 
greater than those of the preceding year, but they include all 
improvements and other expenditures made upon the com- 
pany's property during the year, except $389,695.83 charged 
for rebuilding the road between Rochester and Portland, the 
separation of grade crossings and land purchased. 

New equipment was added as follows: 38 locomotives, 130 
freight cars, 16 passenger, 4 baggage, 3 combination, 4 mail, 
3 milk and 1 road car. Their cost, including expenditures 
made upon 5T6 other new freight cars in process of construc- 
tion hut not completed at the close of the fiscal year— less 
proceeds of old equipment sold, — amounted to $807,781.58 and 
is included in the year's operating expenses. 



RAILROAD COMMISSIONERS' REPORT. xi 

Some of the larger items of maintenance expense, full de- 
tails of which are shown in the returns, arc here summarized: 

Repairs of locomotives, $1,349,315.19; of passenger, hag- 
gage, mail, and express cars, $6S0,523.50; of freight cars, 
$963,710.19; of roadbed and track, $2,224,477.03; steel rails 
laid, $580,855.13 (less value of old rail taken up, $441,350.03), 
net $145,505.10; ties laid, 1,520,004 at a cost of $602,429.53; 
maintenance of bridges, $409,408.35; of buildings and struc- 
tures, $612,002.84; ballasting track, $29,173.17; 14,041 tons— 
116 miles — of new steel rails have been laid in main tracks, 
and 7,132 tons — 65 miles — of partly worn steel rails have 
been laid in branch tracks and sidings. 

As these nine items of maintenance expenditure furnish a 
trustworthy standard for determining the relative annual im- 
provement in a railroad's method of maintaining its property, 
a comparison of their five yearly totals will be of value. 

I 1901.. $5,645,808.60 

For the five fiscal years from 1901 to 1905 1902. . 6.055,262.16 

they were, upon the Boston & Maine -| 1903.. 5,963,286.61 

Railroad, iu 1904.. 6,409,069.45 

[ 1905. . 7,077,211.50 

an increase from 1901 to 1905 of 25* 3 per cent $1,431,402.90 

In five years the freight carried by the Boston & Maine has 
increased from 17,516,571 tons to 20,546,826 tons, or more 
than seventeen per cent, and, while during that time 3,024 
new freight cars have been purchased, and the number owned 
and in use by the corporation last June was 17,401, and its 
freight and switching locomotives have increased and now 
number 366, there is still great lack, to supply which the cor- 
poration has issued 53,319 new stock to procure 5,000 new 
freight cars, estimated to cost five million dollars and to erect 
and equip new repair shops estimated to cost a million dollars, 
the balance of the proceeds, amounting to two million seven 
hundred thousand dollars, to be applied to constructing sec- 
ond tracks between Rockingham Junction and Dover, Kenne- 
bunk, Me., and West Biddeford, Me., and between Portsmouth 
and Conway Junction, Me., and the separation of grade cross- 
ings in Massachusetts. 



Xll RAILKOAD COMMISSIONERS REPORT. 

The increase of freight traffic has created a demand for 
freight cars and locomotives far beyond the capacity of the 
roads to meet throughout the country. In all sections there 
has been and is a great shortage which makes for the disap- 
pointment and damage of shippers who need prompt service, 
and nowhere is this felt more constantly than in New Eng- 
land. For this reason the managers of our roads are compelled 
to turn their attention and financial resources largely to pro- 
curing new equipment for the freight service, diverting to this 
purpose to some extent, expenditures that would otherwise be 
made upon roadbeds, tracks, and structures, and issuing new 
capital. 

THE 'MAINE/ CENTRAL. 

The Maine Central reports a prosperous year, with a gross 
income of $7,336,268.38, which is an increase of $344,646.57 
compared with the previous year. Its receipts were $81,387.- 
61 from passenger traffic, $244,271.11 from freight and $18,- 
987.85 from miscellaneous sources. But the New Hampshire 
division was, as it always has been, a financial burden, and 
there is little promise that it will ever show a favorable bal- 
ance. Whatever advantages it brings to its owners are inci- 
dental. 

The road is maintained in fine physical condition, and the 
service it offers is not surpassed on any road within our knowl- 
edge having a like amount of business. It is a striking illus- 
tration of the benefits that accrue to New Hampshire from 
the consolidation of our weak roads in great systems, financed, 
controlled and operated by corporations having immense and 
profitable business and able to operate branch lines with little 
regard to balance sheets. 

THE ATLANTIC & ST. LAWRENCE. 

The Atlantic & St. Lawrence earned $1,303,206.02 against 
$1,215,630.05 in 1904 and reduced the deficit from operation 
from $166,766.42 to $35,196.46, but fixed charges, including 



RAILROAD COMMISSIONERS' REPORT. xiii 

interest on its debt, taxes, and dividends guaranteed to the 
stockholders by the Grand Trunk as lessee swelled the deficit 
for the year to $624,192.98, which is the amount the Grand 
Trunk had to pay for its outlet to tidewater at Portland, 
across this state and Maine. 

The road has a large and profitable business at Berlin, but 
beyond this its New Hampshire traffic is small. It has been 
greatly improved physically and renders a service much out of 
proportion to its receipts here. 

KATE REGULATION. 

A DISTANCE TARIFF FATAL TO NEW ENGLAND. 

The section of our country served by railroads that cross 
New Hampshire has been and is free from the complaints and 
agitations that have grown out of the discriminations and 
other abuses which the trunk lines in their fierce competition 
for through business have been guilty of, and that have crys- 
talized in a demand that the power to make freight rates shall 
be taken from railroad managers and given to a tribunal of 
seven men with no training, experience or other than academic 
knowledge of the business. This fortunate exemption is 
largely due to the conditions under which our traffic origi- 
nates. 

Little if any business which requires the use of refrigerator 
cars is produced in New England. There are no gigantic in- 
dustrial or commercial combinations here so powerful as to 
be able to extort from railroads exorbitant charges for the 
use of their ears, their sidings or their elevators, or to make 
effective other devices for securing rebates and discrimina- 
tions. 

The rates and terms upon which railroads constituting a 
through line carry merchandise are fixed by the roads, where 
the business originates, and on the eastbound shipments ours 
must take what is offered them at their southern and western 
connections at the rates agreed upon at the terminals of the 
shippers — or leave it. 



Xiv RAILROAD COMMISSIONERS' REPORT. 

With no direct compulsion to cut outgoing rates and no 
power to cut incoming, they cannot if they would be guilty of 
the practices against which public sentiment has been arrayed 
and lashed into fury far away. But there is one phase of the 
current discussion that is of vital interest to New England. 
It is everywhere admitted that passenger fares are reasonable 
and uniform, and it is not contended that freight rates are as 
a whole too heavy. The complaint is that they are not uni- 
form. Three fourths or more of the freight transportation 
is across state lines and subject to the control of congress and 
within the jurisdiction of the Interstate Commerce Commis- 
sion, but we recall no case of alleged discrimination or exor- 
bitant charges against a New Hampshire road before the inter- 
state or other state commission, and none has come to us re- 
garding the local traffic subject to our orders. There is dis- 
crimination here of a certain kind, but it is necessary to the 
very existence of our state, and when understood is satisfactory 
to our shippers and consignees. In the East the railroad com- 
petition of the present is the competition of localities. The 
managers of our great roads must protect their own territory 
or they will have no business and cannot survive. The theo- 
retically just and correct tariff is a distance tariff, which 
charges the same per ton per mile for goods of the same char- 
acter, with due allowance for terminal expenses, and towards 
this any tribunal considering rates in the abstract and with- 
out regard to the special needs of communities will naturally 
drift, as the Interstate Commission always has; but such a rule 
would be ruinous to New England. The doctrine that traffic 
may be charged all it will bear is atrocious, but it can not be 
charged more than it can bear without destroying it, and some- 
times it must be charged less than it costs. Millions of tons 
of freight are carried in this country for two mills per ton 
per mile or less than half the actual cost of hauling it, and 
much of this passes over our New England roads, which are 
constrained to accept these rates in order to protect the indus- 
tries and save the towns and villages upon their lines upon 
which they depend to furnish their business. 



RAILROAD COMMISSIONERS REPORT. XV 

Informally we have received complaints that short haul local 
rates are out of all proportion to long haul charges, that mer- 
chandise can be shipped, for instance, a thousand miles for 
little more than is charged for shipping it a hundred miles. 
This is partially explained by the fact often lost sight of by 
the public, thai terminal expenses, which are figured by experts 
at from twenty to twenty-five cents per ton at each end, or at 
from forty to fifty cents a ton at both ends, are the same 
whether the shipment is for a long or a short distance. If this 
reasonable and necessary charge is spread over a thousand 
miles it amounts to little per mile. If it is charged upon a 
twenty mile shipment it often exceeds that for the haul — that 
is the railroad in moving a carload of freight twenty miles must 
get the same for terminal expenses that it does when the move- 
ment is five hundred or one thousand or fifteen hundred miles, 
and these terminal charges upon short hauls are more than 
half the bill. 

Upon long hauls there are great discriminations in favor of 
this section. The freight patronage of our railroads is largely 
incidental to manufacturing. Situated as they are upon the 
edge of the country, far removed from the supplies of raw ma- 
terial and food and the centers of population, and confronted 
as they constantly are by the sharp competition of other sec- 
tions, which reduces the margins to a minimum, unless the 
railroads enable our manufacturers to assemble their materials 
and distribute their products at a very low rate fixed with little 
regard to the length of haul or the cost, they must abandon 
their present sites and go where a distance tariff will be not 
only a protection but an advantage. 

In his testimony before the committee of the United States 
senate President Tuttle of the Boston & Maine cited these 
illustrations from his own experience: 

"Take one item that I am^familiar with, the manufacture 
of boots and shoes. There is no mystery in that art. They 
can be made in one place just as well as in another. Whal d i 
we have to do? The manufacturers of boots and shoes in Lew- 



X.vi RAILROAD COMMISSIONERS REPORT. 

iston, Me., could probably supply with two months' manu- 
facturing all the boots and shoes that would be used in a year 
within a radius of five hundred miles. That being the case 
all the other shoe shops would close. What must we do? We 
must make it possible for every shoe manufacturer between 
Lewiston, Me., and the Hudson River to put his product into 
the uttermost parts of the West and Southwest at rates that 
will admit those manufacturers to competition with shoemak- 
ers, even in Chicago or in St. Louis or in Denver. As an illus- 
tration of what must occur in equalizing this transportation, 
it costs about one and one half cents to send a pair of shoes 
fourteen hundred miles from Lewiston, Me., to St. Louis, and 
that pair of shoes sells for $3, $5 or $8. 

"That is one of the kind of things that we must do. If we 
do not do that particular thing the busy cities that live upon 
shoe manufacturing in New England would dry up. What 
would be the result to the railroads? Suppose a city has a 
population of thirty thousand inhabitants engaged in the man- 
ufacture of shoes and the product of their manufacture is dis- 
tributed to the world at a loss to the railroads; yet the carry- 
ing of the other things for those thirty thousand people at 
reasonable and profitable rates compensates for the loss occa- 
sioned by the low rates. * * * * Worcester, Mass., has 
always been a center for making wire. The Washburn & 
Moen Wire Manufacturing Company had a monopoly of mak- 
ing barbed wire and other kinds for many years. That busi- 
ness was begun at Pittsburg, and extensively introduced. 
Pittsburg, being a center of trade in all metals, had rates 
to Chicago and the West that made it impossible for the Wor- 
cester manufacturers to continue business unless the railroads 
could help them out. Immediately the railroads did help out 
by reducing the rate. The roads leading from Pittsburg to 
the West brought up the matter before the Trunk Line Asso- 
ciation, and claimed that the rate from Worcester ought to be 
higher than the rate from Pittsburg because of the greater 
distance. What was the answer? The Boston and Albany, 



RAILROAD COMMISSIONERS REPORT. XV11 

leading west from Worcester, said: 'Gentlemen, we shall be 
very glad to adjust those rates if you can show us how our wire 
manufacturers can continue to do business. If you can not 
authorize as low a rate from Worcester as from Pittsburg, five 
thousand men may go out of employment in Worcester. We 
can not stand the collateral damage that will ensue.' 

"Perhaps in the city of Lowell forty thousand out of the 
population of eighty thousand are dependent upon textile in- 
dustries for their living. If those mills for any reason are 
closed that forty thousand people cease to live in Lowell, for 
they have nothing else to do; the traffic of that forty thousand 
people over the railroads going into Lowell would cease. 
There is no philanthropy in this railroad business any more 
than there is in any other business. It is an endeavor to make 
as much business for the railroad as possible, and in making 
as much business as possible for itself it is obliged to make 
business for the customer as well." 

The same general proposition applies to our export trade. 
Whether grain and meat are shipped from the northwest to 
foreign countries via Portland, Boston, and New York, or via 
Philadelphia, Baltimore, and gulf ports, depends almost en- 
tirely upon rail rates from the Far West to the coast, and, as 
Boston is two hundred miles further from Chicago than its 
competing ports, the business can only be saved to us by con- 
cessions by our railroads. 

Congress can no more decree directly or by edict of a com- 
mission a distance tariff without sending export products via 
other ports and paralyzing ours than it can without closing 
our shoe factories and crippling most of our industries that 
are dependent upon transportation facilities. 

We think our railroads are protecting New England by just 
this kind of discrimination as far as they can and keep within 
the present law, and we trust no grievance, real or fancied, of 
other sections or academic theories will be permitted to inter- 
fere with their doing it in the future. 



xviii RAILROAD COMMISSIONERS' REPORT. 

THE RAILROAD RETURNS. 

This report contains the sworn returns to the board of the 
railroad corporations doing business in New Hampshire during 
the year ending June 30, 1905. Together they are the his- 
tory of railroading in this state for the year, and whoever is so 
disposed may learn from them exactly what were the receipts 
of the several corporations and the sources from which they 
came, the expenses and for what they were incurred; the vol- 
ume of business of all kinds, the improvements made, the as- 
sets and liabilities and all else necessary to a complete under- 
standing of their financial and physical condition. 

No other corporations are required to make or do make such 
exhibits. This explains in large measure the demand for the 
annual reports of the board. 

ANNUAL EEPOETS. 

The law creating the present board of railroad commission- 
ers, passed in 1883, provides they shall make an annual report 
to the legislature containing abstracts of the returns of rail- 
road corporations, statistical and other information, showing 
the relations of the railroads to the business interests and 
prosperity of the state, and such suggestions and recommenda- 
tions as they think will promote the public good. 

Such a report, covering a portion of the year, was made as 
of June 30, 1881, and since then one has been prepared and 
published each year. In accordance with the law two thousand 
copies of each have been printed, and of these six hundred 
have been laid aside for the use of the state and bound with 
those of the other departments, leaving fourteen hundred to 
be distributed upon request to parties interested in the subject 
matter. These reports taken together contain a very com- 
plete history of New Hampshire railroads and railroading dur- 
ing the last twenty years. The demand for them has varied 
greatly. In some years, particularly when the legislature has 
been in session, it has exhausted the supply. In others it has 



RAILROAD COMMISSIONERS REPORT. XIX 

not. Of those for the years 1885-86-87-88, 1891-93, '96 we 
have none at our command. Complete sets, which are often 
called for, cannot be supplied. We can still furnish upon re- 
quest a limited number of those for the years 188-1, 1890-91- 
95-97-99, 1900-01-02-03-0-1. 

In connection with the annual reports the board has pre- 
pared and published the Laws of New Hampshire Relating 
to Eailroads, which have been distributed free, and a railroad 
map of the state revised to its date. 

FATAL ACCIDENTS. 

The findings of the board in regard to forty-seven fatal 
accidents on steam railroads, in which forty-eight persons lost 
their lives, are printed in Part VI. 

Eleven victims were railroad employees and thirty-seven 
were not. Of those not in railroad employ one was a lady pas- 
senger who was fatally injured while in her seat in a car by 
being struck by a timber driven into the end of the car in a 
collision due to a broken wheel. One jumped and another 
fell from a moving passenger train. Seven were killed on 
crossings, fifteen were trespassers who were walking upon the 
tracks, six were stealing rides, one was playing under and 
another was sleeping under a car; one tried to jump upon and 
one staggered against a moving train, one was caught between 
a car and building and one committed suicide. Of the rail- 
road employees two slipped from cars, two were caught be- 
tween cars, one fell from an engine, one was walking on the 
track, two were shifting cars, one fell from a broken ladder, 
one stepped in front of an engine, and one was at work upon 
a hand car. 

No fatalities upon street roads were reported during the 
year, but a serious accident in which several persons were badly 
injured occurred upon the Boston & Maine electrics in Ports- 
mouth, at the time of the explosion at Henderson's Point, 
when many people were crowded upon two cars that collided. 

For reasons which are stated in the following circular, the 



XX RAILROAD COMMISSIONERS REPORT. 

board has changed its procedure in accident investigations 
and now conducts them without the assistance of attorneys for 
parties interested in suits for damages. 

State of New Hampshire. 
In Board of Kailroad Commissioners. 

Concord, October 14, 1905. 

The law of New Hampshire requires this board to "investi- 
gate the causes of all accidents happening upon the railroads 
of the state resulting in the loss of life and of all other acci- 
dents so happening which in the opinion of the board ought 
to be investigated." 

The evident purpose of the legislature in making this enact- 
ment was to ascertain as soon as practicable, after a serious 
railroad accident, whether it was due to causes which could be 
removed by changes in the construction, equipment or operat- 
ing force, that the commission could order or recommend. 
But the board, in complying with the requirement, has per- 
mitted its investigations to go beyond this. It has been 
our custom to appoint a time and place for an investigation, 
to require the railroad upon which such accident occurred to 
produce the witnesses who were believed to be able to give the 
information desired, to notify the relatives or legal representa- 
tives of the persons killed and invite them to submit such testi- 
mony as they saw fit, to allow both parties to examine and cross- 
examine all witnesses very much as they pleased, and to fur- 
nish stenographic copies of the evidence free to all interested. 
This practice has led to some unsatisfactory results. In cases 
in which suits for damages have been pending or contemplated 
it has opened the way to a wide range of inquiries which have 
often been for the obvious purpose of discovering the ground 
upon which such suits could be maintained or resisted, and 
which have had little or no bearing upon the main question 
before us. It has operated sometimes to the concealment of 
important facts. While neither the testimony nor the report 
in such investigations are admissible in the trial of a case in 
court, attorneys for the defendant railroads have naturally 
been averse to bringing out testimony which would disclose 
their position, and those who have appeared for plaintiff claim- 
ants have almost invariably declined to present any evidence 



RAILROAD COMMISSIONERS' REPORT. xxi 

or in any way show their side of the cases, and have contented 
themselves with excursions into the defendants' field or with 
attempts to confuse witnesses and put them upon record as 
saying what they do not intend to. Instead of impartial in- 
vestigations we have often had ex parte proceedings, which 
have been merely preparatory to court trials, relating to claims 
for damages, which are outside our proper consideration, it 
being no part of our duty to determine the legal liability or to 
assess damages. 

In the hope that this may be corrected, the board will here- 
after conduct the examination of witnesses without the assist- 
ance of attorneys on either side, and will decline to furnish 
copies of the testimony upon which their reports are based. 
The investigations will be open to all who see fit to attend, 
and reports will be furnished upon request to parties in inter- 
est. Witnesses within our jurisdiction will be called when 
requested by representatives of the railroad or the victims who, 
when known, will be notified of investigations, and such in- 
quiries as the board deems proper will be made at the sug- 
gestion of such representatives. 

HENEY M. PUTNEY, 
AETHUE G. WHITTEMOEE, 
GEOEGE E. BALES, 
Railroad Commissioners of New Hampshire. 

THE ELECTEICS. 

In the year ending June 30, 1904, the gross income of all 
the electric railways in New Hampshire, except the Claremont, 
whose accounts were merged with those of a lighting com- 
pany, and the Portsmouth,, Dover & York, which has less than 
three miles of track in this state, was $961,269.54, the operat- 
ing expenses were $836,346.37, and the fixed charges were 
$158,343.93, leaving a deficit of $33,420.76. This year the 
gross receipts of the same roads were $955,139.54, the operat- 
ing expenses were $793,036.23, and the fixed charges were 
$170,415.11. leaving deficits aggregating $8,311.80. The 
number of five cent fares collected was 18,620,154 in 1904, 
and 18,558,545 in 1905. 

The figures show a falling off in the volume of business, 
which was more than offset by reductions in the cost of opera- 



XX11 RAILROAD COMMISSIONERS REPORT. 

tion, and in a few cases by a slight increase in long distance 
rates. 

No new roads were opened and the only new construction 
was in sidings and double tracks, except that some rails were 
laid from Grasmere to the base of the Uncanoonuc mountain, 
over which a few cars were run by the Manchester road. It 
is expected that the Uncanoonuc road, which is owned by an 
independent company, will be completed and operated next 
summer. Beyond this we are not advised that any new roads 
are contemplated in the near future. 

THE BOSTON" & MAINE ELECTRICS. 

The Portsmouth and the Concord and Manchester, now 
merged with the Concord, reported small profits from opera- 
tion for the first time last year, but neither can be said to 
have earned a dividend. Their bonded debt, incurred in the 
purchase of the Concord, is only $462,000, and many of the 
expenses, which would necessarily be deducted from their in- 
come if they were owned and operated independently, are paid 
by the Boston & Maine. 

With these advantages the Portsmouth reported net earn- 
ings of $2,549.08, and while the accounts of the Concord & 
Manchester are combined with those of the Concord, also oper- 
ated by the Boston & Maine, it is believed that if kept separate 
they would disclose a similar gain. The Concord & Man- 
chester and Concord together had a divisible income of $16,- 
202.63 from a gross of $141,684.60. The Portsmouth col- 
lected 1,262,606 five cent fares and the Concord & Manches- 
ter 2,750,179. 

THE BERLIN. 

This road collected 781,660 five cent fares against 732,113 
in 1904, but its gross income fell from $40,876.31 to $40,- 
569.44, and its operating expenses were reduced from $38,- 
262.33 to $36,785.01, so that while its fixed charges were in- 
creased from $5,988.38 to $6,320 its deficit for the year was 
$2,535.57 against $3,374.35 in 1904. 



RAILROAD COMMISSIONERS 7 REPORT. xxiii 

THE CHESTER & DERRT. 

This road earned some money because it was operated by 
its owners, who charged little or nothing for their services. 
While its receipts were only $13,921.99, its operating expenses 
were but $9,8S5.85, and its fixed charges $2,918.70, of which 
$2,500 was interest on its debt of $50,000, leaving a divisible 
income of $1,117.44, or about two per cent on its stock. 

THE CLARE1IONT. 

This road is owned and operated by a railway and lighting 
company, and its balance sheet depends upon the bookkeeping 
of the company, but its returns show that it collected 322,197 
five cent fares, that its gross income was $22,770.41, its oper- 
ating expenses $22,809.71, and its deficit for the year $3,358,- 
53. Its favorable feature as a business proposition is in its 
freight traffic between the factories of the town and the steam 
railroad station. 

THE LACOXIA. 

The Laconia collected 514,226 five cent fares against 500,- 
898 the next preceding year, and its deficit for the year was 
reduced from $2,130.61 to $2,004.09. Its owners have some- 
what improved it and are hopefully struggling to make it a 
paying enterprise. 

THE KEEXE. 

The Keene collected 539,989 five cent fares against 530,- 
223 in 1904, and changed a deficit of $3,764.49 into a divisible 
income of $91.83. Its proposed extension to Swanzey waits to 
be financed. 

THE MANCHESTER. 

The Manchester's central car house, with twenty-six cars, 
was burned March 4, 1905, and although the company was 
fortunately able to borrow from the Boston & Maine a number 
of cars until the opening of the summer season, its loss seri- 



xxiv RAILROAD COMMISSIONERS REPORT. 

ously interfered with its operations for a time. But, not- 
withstanding this, its report for the year shows an increase 
of business and of gross and net receipts corresponding nearly 
to the growth of the community which it serves. It collected 
5,663,228 five cent fares against 5,572,719 in 1904, and its 
divisible income increased from $43,381.60 to $56,366.19. 
During the year its funded debt of $250,000, which matured 
January 1, was converted into stock, making its capital $944,- 
500, on which six per cent dividends are paid. 

Its car barn and rolling stock, destroyed by fire, have been 
replaced by new. Extensive and expensive improvements 
have been made at its Pine Island Park, and there have been 
renewals and repairs where they were needed. It is in first- 
class condition, physically and financially; its policy as regards 
the public is a liberal one and its future prosperity is assured. 
It is the one New Hampshire electric which serves a popula- 
tion large enough to support it handsomely. 

THE NASHUA. 

The Nashua road, which is leased to the Boston & North- 
ern at six per cent on its stock, earned, according to the book- 
keeping of the lessee, its board. It carried 1,389,296 passen- 
gers, who paid five cents each, which was almost the same 
number that contributed to its revenues in 1904. Its stock- 
holders may congratulate themselves that it is leased for a long 
period upon favorable terms. 

THE LOVELL SYSTEM. 

The electrics in Eockingham and Strafford counties, which 
with their power plants, parks, casinos, and bridges are em- 
braced in the system produced by W. D. Lovell with funds 
supplied by New York parties, and recently owned and man- 
aged by the New Hampshire Traction Company, collected 
5,418,364 five cent fares in 1905 as against 5,468,917 in 1904, 
a decrease of 50,633, but their deficits taken together were 
$128 less than in the next preceding year. Their present 



RAILROAD COMMISSIONERS REPORT. XXV 

managers are hard working, intelligent, faithful, and experi- 
enced, and there are few that could do so well in their places, 
but they have almost insuperable obstacles to overcome in 
trying to produce favorable balance sheets, and the financial 
future of the corporations they represent is very doubtful. 

The six New Hampshire roads in the system cost nearly 
three and a half million dollars. Their gross income in 1905 
was $277,112.29; their operating expenses were $211,333.62, 
or only $35,778.07 less than the bare cost of operation, and 
their fixed charges were $123,873.69, a deficit of $88,095.02, 

The Dover, Somersworth & Eochester collected $26,501.73 
more than the operating expenses, its gross receipts being 
$82,911.98 and its operating expenses $56,413.25. Its fixed 
charges were $40,061.07. 

The five Eockingham county roads, which are practically 
one, had a gross income of $191,167.31, and the operating ex- 
penses were $184,890.39, a balance of $9,276.92, exclusive of 
taxes and other fixed charges, which were $83,812.62. 

During the year another transformation has taken place in 
the corporate arrangements of those who have financed and 
own the properties of these railways and their allied enter- 
prises in this state and Massachusetts, the holding company 
known as the New Hampshire Traction Company having 
passed out of existence and been succeeded by the New Hamp- 
shire Electric Company. A copy of the indenture by which 
this change was effected is printed in the appendix of this 
volume. 

EARNINGS PER CAPITA. 

There are five New Hampshire electrics which occupy iso- 
lated positions, having no connection with others, and there- 
fore entirely dependent upon the people of the cities and towns 
in which their cars run. 

These are the Berlin and Gorham, which connects the city 
and town; the Keene, which runs through that city to Marl- 
borough, and the Claremont and Laconia, which do not run 



XXVI RAILROAD COMMISSIONERS REPORT. 

outside the places for which they are named. Each of these 
roads is from seven and a half to eight miles long. 

According to the census of 1900, Laconia had 8,042 people. 
It has perhaps 10,000 now. The gross receipts of its road 
were $25,711, an average per capita of $2.57. Keene and 
Marlborough had 9,165 and 1,524 people respectively, and 
have together about 12,000 now. Their road collected from 
passengers $26,999, an average of $2.22. 

Chester and Derry had 4,444 people five years ago, and are 
credited with 5,000 now. They paid in street car fares last 
year $11,949.80, an average of $2.39 per capita. 

Berlin and Gorham had together 10,683 population, and 
have been growing very rapidly since. Their combined popu- 
lation is probably from 13,000 to 14,000. The receipts of 
their road were $39,083, or about $3 per capita. 

Claremont has about 6,500 people, who paid its road for 
transportation $16,108, or $2.48 per capita. 

In addition to the fares all these roads received small sums 
from parks and miscellaneous sources. 

From this experience, which does not differ much from that 
of other years, it seems fair to say that in a large town or small 
city in New Hampshire, people will pay from $2.27 to $3.00 
per capita per annum for street car transportation upon a road 
eight miles long. 

THE TRACTION COMPANIES. 

The total receipts of the Manchester were $309,335.21, of 
which $135,888.56 was for commercial lights, $48,216.40 for 
municipal lights, $108,227.91 for power, $17,002.34 for rents, 
and $49,170 in dividends on the stock of the Manchester 
street road, all of which it owns. 

Its operating expenses were $91,988.50, leaving a gross in- 
come of $266,516.71, from which interest and taxes amount- 
ing to $96,683.37 and six per cent dividends, amounting to 
$123,000, were paid and $46,833.37 was carried to the surplus 



RAILROAD COMMISSIONERS' REPORT. xxvii 

account. It is capitalized at $2,050,000 in stock and $1,974,- 
000 in bonds, and has other liabilities that total $32,407.32. 

The New Hampshire Traction Company, now the New 
Hampshire Electric Company, which is a holding corporation 
organized to finance the affairs of the railways and other prop- 
erties of the so called Lovell system, returns no receipts from 
operation, but an expense account of $11,793.94, which added 
to the interest on the debts of its constituent companies made 
a deficit for the year of $359,392.30, and this, with the deficit 
of $722,490.23, reported a year previously, brought the total 
deficit to $1,093,693.53. 

The Claremont Railway and Lighting Company sold com- 
mercial lights for $8,990.71, municipal lights for $3,851.01 
and power for $1,060.90, making a total of $13,903.23, and 
its operating expenses were $9,209.71. 



XXV111 



RAILROAD COMMISSIONERS REPORT. 



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RAILROAD COMMISSIONERS REPORT. XXIX 

PLEASURE TRAVEL. 

The miscalculations and disappointments in street railroad- 
ing in New Hampshire have been largely due to a failure to ap- 
preciate fully the fact that the business depends upon climatic 
conditions, or more specifically, that in pleasure travel alone, 
which depends almost entirely upon the weather, is the only 
source of profit in electric railway operation in this state. 

Some statistics taken from the records of the several com- 
panies are instructive upon this point. 

More people feel obliged to ride between their homes and 
places of employment in inclement weather in January, when 
the cold is severe and the walking poor, than in August, when 
the atmosphere is mild and the walking good. January re- 
ceipts are therefore considerably above the average of what can 
be strictly credited to business travel, and it is within bounds 
to take the difference between the patronage of that month and 
of August as the measure of pleasure travel. 

The following table shows the passenger receipts in these 
months in the year 1905: 

January. August. 

E., H. & A. Street Railway Co... $1,479.60 $9,536.24 

D., S. & R. Street Railway Co. .. 4,273.56 11,775.76 

P. & E. Street Railway Co 875.61 2,545.38 

*S. & H. B. Street Railway Co. . . 5,580.27 

H., P. &N. Street Railway Co... 1,402.34 5,165.22 

H., P. & S. Electric Railway Co. . 2,651.02 17,558.94 

Berlin 2,383.38 4,503.41 

Claremont 812,20 2,348.90 

Keene 1,697.40 2,870.10 

Laconia 1,282.42 6,225.15 

Manchester 19,504.45 32,209.95 

Nashua 4,244.62 8,126. 1 5 

Concord & Manchester 8,691.75 15,340.83 

Portsmouth 3,172,70 12,367.75 

Total $52,471.05 $136,154.05 

* Not operated in winter. 



XXX RAILROAD COMMISSIONERS REPORT. 

A striking illustration of the effect of the weather upon 
pleasure travel appears in the report of the New Hampshire 
Traction roads, which shows that on Labor Day, Monday, and 
the next preceding Sunday, which were fair in 1904, the re- 
ceipts of these roads were $9,755.00, while a year later on the 
corresponding two days, which were rainy, the receipts were 
only $3,361.15. The estimates of experts are that eleven per 
cent of all the receipts of street railways are on Sundays and 
holidays. 

In order to secure and handle the pleasure business street 
railways must go to large expense in purchasing and fitting 
up parks, casinos and other resorts and providing theatrical 
and other attractions, which usually fail to pay expenses. 
They must have an equipment large enough for the one day in 
the year when they carry the most people, and must carry 
upon their payrolls many more employees than are needed 
when business is light, for inexperienced men cannot safely 
be trusted to run cars at any time, especially when there is a 
o-reat volume of travel. 



RAILROAD COMMISSIONERS REPORT. 



XXX 1 



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PART II. 



RAILROAD RETURNS. 



REPORT 



ATLANTIC & ST. LAWRENCE RAILROAD 
COMPANY 

FOR THE YEAR ENDING JUNE 30, 1905 



GENERAL EXHIBIT FOR THE YEAR. 

Gross earnings from operation . $1,303,206.92 
Operating expenses .... 1,338,403.38 

Net earnings from operation — deficit 

Charges upon income accrued during the year: 
Interest on funded debt . . $20(5,280.00 

Taxes 53,676.52 

Total charges and deductions from income . 

Deficit 

Dividends declared, 6 per cent on $5,4S4,000, com- 
mon stock ........ 

Deficit for the year ending June 30, 1905 

EARNINGS FROM OPERATION. 

Net reveune from passengers 

Mails 

Express . . . 

Total earnings, passenger service . 
Total earnings, freight service . . . . 
Total other earnings ...... 

Gross earnings from operation . . . . 

3 



$35,196.46 



259,956.52 



$295,152.98 

329,040.00 

$624,192.98 



$282,218.46 
24,057.33 
45,479.43 

$351,755.22 

948.217.30 

3,234.40 

$1,303,206.92 



RAILROAD COMMISSIONERS' PEPORT. 



EXPENSES OF OPERATION. 

General expenses: 

Salaries of general officers . 
Salaries of clerks and attendants 
General office expenses and supplies . 

Insurance . 

Law expenses 

Stationery and printing (general offices) 
Other general expenses .... 



Total 



Maintenance of way and structures: 

Repairs of roadway ...... 

Renewals of rail ....... 

Renewals of ties ....... 

Repairs and renewals of bridges and culverts . 

Repairs and renewals of fences, road crossings, 

signs and cattle guards . . . . . 

Repairs and renewals of buildings and fixtures 
Repairs and renewals of docks and wharves 
Repairs and renewals of telegraph 
Stationery and printing . . . . . 



Total 



Maintenance of equipment: 
Superintendence ..... 
Repairs and renewals of locomotives . 
Repairs and renewals of passenger cars 
Repairs and renewals of freight cars . 
Repairs and renewals of work cars . 
Repairs and renewals of shop machinery 

tools . . 

Stationery and printing .... 
Other expenses of maintaining equipment 



and 



Total 



Conducting transportation: 

Superintendence ..... 

Engine, and roundhouse men 

Fuel for locomotives .... 

Water supply for locomotives 
Oil, tallow, and waste for locomotives 
Other supplies for locomotives . 
Train service ...... 

Train supplies and expenses . 



$15,930.67 
14,619.10 
4,840.63 
12,385.46 
9,933.36 
3,070.61 
3,371.73 



$64,151.56 



$116,301.58 
45,541.64 
25,634.57 

7,884.83 

6,431.99 

65,789.77 

5,953.28 

541.70 

26.58 

$274,105.92 



$12,662.28 
94,578.90 
31,306.00 

144.913.77 
3,000.31 

9,506.66 

511.30 

13,439.71 



$309,918.93 



$4,590.00 

105,560.15 

276,127.10 

9,849.21 

7,332.86 

2,555.42 

64,110.44 

12.206.89 



ATLANTIC & ST. LAWRENCE. 



Switchmen, flagmen, and watchmen . 


$34,303.89 


Telegraph expenses 






30,736.81 


Station service 








66,901.S6 


Station supplies 








3,157.25 


Car mileage — balance 








8,281.50 


Loss and damage . 








630.15 


Injuries to persons 








1,583.75 


Clearing wrecks 








1,631.45 


Operating marine equipment 








223.67 


Advertising .... 








10,097.80 


Outside agencies 








36,419.59 


Commissions . 








6,487.93 


Stockyards and elevators 








2,231.49 


Stationery and printing 








3,207.11 


Other expenses of conducting transportation . 


1,940.65 


Total 


$690,226.97 


Recapitulation: 




General expenses ....... 


$64,151.56 


Maintenance of way and structures . 


274,105.92 


Maintenance of equipment ..... 


309,918.93 


Conducting transportation ..... 


690,226.97 


Total operating expenses 


$1,338,403.38 


Percentage of operating expenses to gross earn- 




ings 


102.71 



GENERAL BALANCE, SHEET. 

Cost of road ..... 

Capital stock, common 

Funded debt 



Total 



$8,922,000.00 

$5,484,000.00 
3,438.000.00 

$8,922,000.00 



CAPITAL STOCK. 

Capital stock authorized by law, common . 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common . 

Number of shares issued and outstanding, com- 
mon, sterling ........ 

Number of shares issued and outstanding, com- 
mon, federal ........ 



$5,484,000.00 

5,484,000.00 
5,484,000.00 

11,290 

190 



RAILROAD COMMISSIONERS REPORT. 



Number of shares issued and outstanding, com- 
mon, fractional ($16) 

Total number of shares outstanding 
Number of stockholders, common . 



40 



11,520 
1,658 



FUNDED DEBT. 



Description of Bonds, etc. interest 



Date of 
maturity. 



Amount 
outstand'g. 



Interest 

paid dining 

year. 



First mortgage 

Second mortgage 

Third mortgage 

Balance on exchange of bonds.. 

Island Pond to Canadian Boun- 
dary Lint . 

Island Pond Debentures, £90,000 
sterling 



Total . 



6$ 



1S84 
1891 
1909 



51,499,916.00 

712,932.00 

786,984.00 

168.00 



438,000.00 



>3,43S,000.00 



589,994.96 

42,775.92 

47,219.0* 

10.08 



26,280.00 



§206,280.00 



VOLUME OF TRAFFIC, ETC. 

Passenger traffic: 

Number of passengers carried paying revenue 
Number of passengers carried one mile . 
Number of passengers carried one mile per mile 

of road operated 

Average length of journey per passenger, miles 

Average amount received from each passenger 

Average amount received per passenger per mile 

carried ......... 

Passenger earnings (gross) per mile of road 
operated ........ 

Passenger earnings (gross) per passenger- 
train mile run 

Freight traffic: 

Number of tons freight hauled earning revenue 
Number of tons of freight hauled one mile 
Number of tons of freight hauled one mile per 

mile of road operated 

Average length of haul per ton, miles 
Average amount received for each ton freight 



423,226 
13,357,917 

80,122 

31.56 

.66683 

.02113 

2,109.86 

.95250 



1,781,116 
149,783,977 

898,416 

84.10 

.53237 



ATLANTIC & ST. LAWRENCE. 



Average amount received per ton per mile 
hauled 

Freight earnings (gross) per mile of road 
operated 

Freight earnings (gross) per freight-train 
mile run 

Operating expenses: 

Operating expenses per mile of road operated . 
Operating expenses per revenue-train mile run 

Train mileage: 

Miles run by passenger trains . 

Miles run by freight trains 

Total mileage of trains earning revenue 
Miles run by switching trains . 
Miles run by construction and other trains 

Total train mileage 

Fares and freights: 

Average rate of fare per mile on single local 

tickets ......... 

Average rate of fare per mile on commutation 

tickets ......... 

Average rate of fare per mile on mileage tickets 
Average rate of fare per mile on season tickets 
Average rate of fare per mile on joint tickets 
Average rate of freight per ton mile on local 

way-bill ........ 

Average rate of freight per ton mile on joint 

way-bill . 

Employees: 
Average number of persons employed 



.00033 
5,687.48 
2.03658 



,027.85 
1.60309 



369,297 
465,593 



834. S90 

306,723 

13,971 



1,155,584 



2.152 cents 

1.690 
2.000 " 
1.111 " 
2.054 

1.612 " 

0.431 

1,117 



RAILROAD OWNED. 

Length of main line in New Hampshire 
Total length of main line ..... 
Length of side track, etc., in New Hampshire 
Total length of side track, etc. 
Total length of track in New Hampshire 
Total length of track owned .... 



52.060 miles 
165.220 

18.890 

80.040 

70.950 " 
245.260 



RAILROAD OPERATED. 



Length of main line in New Hampshire 
Total length of main line 



52.060 miles 
165.220 



RAILROAD COMMISSIONERS' REPORT. 



Length of branch line (Norway branch) 
Total length of line operated in New Hampshire 
Total length of line operated ..... 
Length of side track, etc., in New Hampshire 
Total length of side track, etc. .... 
Total length of track operated in New Hampshire 
Total length of track operated .... 



1.500 miles 

52.060 " 
166.720 

18.890 

80.040 " 

71.950 
246.760 



RAILROAD CROSSINGS IN NEW HAMPSHIRE. 

Crossings with Highways. 

Number of crossings of company's railroad with 

highways at grade ...... 

Number of highway grade crossings protected by 

flagmen 

Number of highway grade crossings unprotected 
Number of highway bridges 18 feet (or more) 

above track 

Number of highway bridges less than 18 feet 

above track ... 

Height of lowest highway bridge above track 

Crossings with Other Railroads. 

Crossings of compan3''s railroad with other rail- 
roads at grade 

1 at Beatties with Maine Central R. R., owned by 
Maine Central R. R. 

1 at Berlin with Berlin Street Railway, owned by 
Berlin Street Railway. 

1 at Cascade Falls with Berlin Street Railway, 
owned by Berlin Street Railway. 



22 



2 
20 



17 ft. 3 in. 



RAILROAD BRIDGES IN NEW HAMPSHIRE. 

Total length of pile and trestle bridging (in feet) 



192 



ATLANTIC & ST. LAWRENCE. 



ACCIDENTS TO PERSONS. 





From causes beyond 
their own control. 


From their own 

misconduct or 

carelessness. 


TotiU in 

New 

Efainpsh'e. 


Total on 
all lines 

operal M 




Killed. 


5 
c 


5 


9 

a 

a 

M 


i2 


9 

3 


5 














4 

4 


4 
6 


is 




5 


1 

1 


5 

9 


i 
i 


33 


Oilier persons. 




g 








Total 


11 


2 7 


2 


18 


111 


54 



STATEMENT OF EACH ACCIDENT IN NEW HAMPSHIRE,. 

July 14, 1904. J. G. Howard, passenger. Derailment; back 
hurt. 

July 14, 1904. G. A. Ulmer, passenger. Derailment; head cut. 

July 14, 1904. J. Delaney, conductor. Derailment; bruised 
and shaken. 

July 14. 1904. J. W. McCrillis, mail clerk. Derailment; inter- 
nal injuries. 

July 14, 1904. B. Cross, express messenger. Derailment; 
shaken up. 

August 11, 1904. Hy Maher, trespasser. Walking on track, 
intoxicated; legs severely injured. 

August 16, 1904. H. Steady, engineman. Operating crane at 
water tank; finger bruised. 

August IS, 1904. C. Corcoran, trespasser. Fell off trestle; leg 
broken. 

September 4, 1904. H. Hodsden, brakeman. Train broke 
apart; leg bruised. 

October 2S, 1904. W. J. Brown, engine foreman. Thrown 
from car; leg bruised. 

February IS, 1905. M. Deen, trackman. Struck by train; 
killed. 

March 2, 1905. — Boisvert, trespasser. Struck by train; 
killed. 

March 4. 1905. D. Stone, passenger. Thrown against seat; 
side injured. 

March 2i), 1905. H. J. Hayden, car checker. Attempting to 
board train; foot crushed. 

April :>. 1905. J. Foley, trackman. Struck by push car; foot 
bruised. 

April 10, 1905. G. Tornquist, passenger. Collision; injured. 

April 24, 1905. J. Devlin, section foreman. Squeezed between 
cars; chest injured. 



10 RAILROAD COMMISSIONERS' REPORT. 



May 9, 1905. C. Clawson, laborer. Unloading rails; foot 
bruised. 

June 14, 1905. T. Walsh, laborer. Struck by piece of iron; leg 
cut. 

June 22, 1905. P. McDonough, trackman. Moving rail; foot 
injured. 



PROPER ADDRESS OF THE COMPANY. 

ATLANTIC & ST. LAWRENCE RAILROAD COMPANY, 
Portland, Me. 

names an d business addresses of principal officers. 

President, Charles M. Hays, Montreal, Que.; vice-president, 
Frank W. Morse, Montreal, Que.; treasurer and clerk, Walter 
W. Duffett, Portland, Me.; solicitor, Clarence A. Hight, Portland, 
Me.; superintendent, M. S. Blaiklock, Montreal, Que. 

NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

Charles M. Hays. Frank W. Morse, John W. Loud. Montreal, 
Que.; Franklin R. Barrett, Walter W. Duffett, William W. Brown, 
Edward A. Noyes, Philip G. Brown, Portland, Me. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

W. W. DUFFETT, 
L. L. HIGHT, 

Directors. 

W. W. DUFFETT, 

Treasurer. 



State of Maine. 

Cumberland, ss. September 16, 1905. Then personally ap- 
peared the above-named W. W. Duffett and L. L. Hight and sev- 
erally made oath that the foregoing certificate by them sub- 
scribed is, to the best of their knowledge and belief, true. 
Before me, 

HARRY P. SWEETSER, 

Justice of the Pence. 



REPORT 



BOSTON & MAINE RAILROAD 



FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOB THE YEAH. 




Gross earnings from operation 


$36,213,245.50 




Operating expenses 


26,619,740.19 




Net earnings from operation . 




$9,593,505.31. 


Dividends received on stocks owned 






Maine Central Railroad, 25,160 






shares, 7 per cent 


$176,120.00 




Portland & Ogdensbnrg Rail- 






road, 3,952 4-10 shares, 2 per 






cent ...... 


7,904.80 




St. Johns Bridge & Ry. Extn Co., 






(par $50) 240 shares, 35 per 






cent ...... 


4,200.00 




York Harbor & Beach Railroad, 






(par $50) 5,071 shares, 2 per 








5,071.00 




Owned by C. & M. R. R.: 






Suncook Valley Railroad, 630 3-5 






shares, 6 per cent . 


3,783.60 




Pemigewasset Valley Railroad, 






381 shares, 6 per cent 


2,286.00 




New Boston Railroad, 100 shares, 






4 per cent ..... 


400.00 




Mt. Washington Railway, 2,115 






shares, 4 per cent 


8,460.00 




Owned by Conn. River R. R.: 






Vermont Valley Railway, 9,734 






shares, 9 per cent . 


43,803.00 




Owned by B. & L. R. R.: 






Peterborough Railroad, 331 






shares, 4 per cent 


1,324.00 




Total 




$253,352.40 



11 



12 



RAILROAD COMMISSIONERS' REPORT. 



Interest received on bonds owned 






Woodsville Acqueduct Company 






owned by B. & M. Railroad 






$5,450, one year at 4 per cent $218.00 




Owned by C. & M. R. R., $10,000 






one year at 4 per cent- 


400.00 




Montreal & Atlantic Railway 






$108,000, 9 months at 5 per cent 4,050.00 




Total 




$4,668.00 


Miscellaneous income, less expense of collecting': 




Rents of tenements, lands, etc. 


, 




$335,942.58; less expense, $72, 






725.59 


$263,216.99 




Bridge tolls, $7,927.01; less ex 






pense, $1,462.50 


6.464.51 




Interest received . 


48.641.60 




Sundry items .... 


11.245.46 




Total .... 


y expenses 
*ing the year: 


329.56S 56 


Gross income above operatin 


$10,181,094 27 


Charges upon income accrued dm 




Interest on funded debt . 




$1,385,842 26 


Interest and discount on unfunded debts and 




loans, real estate, mortgage 


s, etc. 


100,327.10 


Taxes 




1,605,489.77 


Rentals of leased roads: 






Fitchburg .... 


$1.808,506.7S 




Concord & Montreal . 


Sll,999.93 




Boston & Lowell 


770,127.00 




Connecticut River . 


349,065.00 




Worcester, Nashua & Rochester 


250,000.00 




Vermont & Massachusetts . 


221,600.00 




Connecticut & Passumpsic River? 


213,000.00 




Northern .... 


216,104.00 




Nashua & Lowell 


73,000.00 




Lowell & Andover . 


52,500.00 




Manchester & Lawrence 


112,960.00 




Stony Brook 


21,500.00 




Wilton 


20,400.00 




Peterborough 


15,700.00 




Concord & Portsmouth 


25,000.00 




Pemigewasset Valley 


32,790.00 




Suncook Valley 


14,700:00 




Massawippi Valley 


40,000.00 




Kennebunk & Kennebunkport 


2,925.00 




New Boston .... 


2,800.00 





BOSTON & MAINE. 



13 



Troy & Bennington . . . $15,400.00 

Newport & Richford, $17,500; 
sub-let for $1S,000; credit . 500.00 

Total 

Payments to sinking and other special funds: 
Sinking fund, Eastern Railroad . $100,000.00 

Sinking fund, Boston <V .Maine 

Railroad 36,285.00 



Total payments ... . . . 

Total charges and deductions from income . 

Net divisible income ...... 

Dividends declared during the year, payable on — 

October 1, 1904, 1% per cent on 

$22,709,400, common . . . $397,414.50 

January 2, 1905, 1% per cent on 

$22,709,400, common . . . 397,414.50 

April 1, 1905, 1% per cent on 

$23,509,400, common . . . 411,414.50 

July 1, 1905, 1% per cent on 

$23,509,400, common . . . 411,414.50 

September 1, 1904, 3 per cent on 

$3,149,S00, preferred . . 94,494.00 

March 1, 1905, 3 per cent on 

$3,149,800, preferred . . . 94,494.00 



Total dividends declared 

Surplus for the year ending June 30, 1905 
Amount of surplus June 30, 190 1 
Net amount charged to profit and loss . 

Total surplus June 30, 1905 



$5,069,577.71 



136,285.00 



$8,297,521.84 
$1,S83, 572.43 



1,806,646.00 

$76,926.43 

1,538,074.95 

879,139.18 

$2,494,140.56 



EARNINGS FROM OPERATION. 

Gross receipts from passengers 

Deductions: 

Tickets redeemed 
Excess fares refunded . 



$25,064.13 

in:;. 753. 23 



Total deductions 

Net revenue from passengers: On steam 
roads, $12,329,832.96; on electric street 
roads, $200,639.27 



$12,659,289.59 



12S,S17.36 



$12,530,472.23 



14 



RAILROAD COMMISSIONERS REPORT. 



From mails ..... 

From express ..... 
From extra baggage and storage . 

Total earnings, passenger service 

Gross receipts from freight 

Deductions: 

Overcharge to shippers 

Net revenue from freight 
From stockyards .... 
From elevators ..... 
Storage and miscellaneous 

Total earnings, freight service 



Total passenger and freight earnings 

Other earnings from operation: 

Switching charges — balance . . . . 
Telegraph companies . . . . . 
Rentals from tracks, yards, and terminals 
Hire of equipment balance . 
Steamer Mt. Washington . . . . 
Steamer Lady of the Lake . 

Gross earnings from operation . 



$3,011.56 

79,600.71 

235,310.19 



$458,318.55 

1,156,871.28 

145,953.34 

$14,291,615.40 

$21,540,269.59 



187,252.38 
$21,353,017.21 



317,922.46 
$21,670,939.67 
$35,962,555.07 



$137,130.44 
19,022.12 
46,065.09 
26,032.44 
18,209.31 
4,231.03 

$36,213,245.50 



EXPENSES OF OPERATION. 




General expenses: 




Salaries of general officers ..... 


$117,600.00 


Salaries of clerks and attendants .... 


232,628.30 


General office expenses and supplies 


30,024.23 


Insurance ........ 


196,889.88 


Law expenses . . . . 


171,276.44 


Stationery and printing (general offices) . 


22,252.79 


Miscellaneous expenses 


26,222.60 




$796,894.24 


Maintenance of way and structures: 




Repairs of roadway ...... 


$2,386,707.20 


Renewals of rails ....... 


145,505.10 


Renewals of ties ....... 


662,429.53 


Repairs and renewals of bridges and culverts . 


409,408.35 


Repairs and renewals of fences, road crossings, 




signs, and cattle guards 


138,283.77 



BOSTON & MAINE. 



15 



Repairs and renewals of buildings and fixtures 
Repairs and renewals of docks and wharves 
Repairs and renewals of telegraph 
Stationery and printing 
Repairs of electric line 
Tools and machinery 
Miscellaneous expense . 

Total 

Maintenance of equipment: 

Superintendence ....... 

Repairs and renewals of locomotives, includ- 
ing $49o, 152. 50, new locomotives 

Repairs and renewals of passenger cars, in- 
cluding - $157,433.66, new passenger cars . 

Repairs and renewals of freight cars, including 
$155,194.42, new freight cars . . . . 

Repairs and renewals of work cars 

Repairs and renewals of marine equipment 

Repairs and renewals of shop machinery and 
tools 

Stationery and printing . 

Miscellaneous expense, watching, etc. 

Total 



Conducting transportation: 

Superintendence .... 

Engine and roundhouse men 

Fuel for locomotives . 

Water supply for locomotives 

Oil, tallow, and waste for locomotives 

Other supplies for locomotives . 

Train service .... 

Train supplies and expenses . 

Switchmen, flagmen, and watchmen 

Telegraph expenses 

Station service .... 

Station supplies .... 

Car mileage — balance 

Loss and damage .... 

Injuries to persons .... 

Clearing wrecks .... 

Operating marine equipment 

Advertising ..... 

Outside agencies .... 

Stockyards and elevators 

Rentals for tracks, yards, and terminals 

Rentals of buildings and other property 

Stationery and printing .... 

Electric motive power .... 

Miscellaneous expenses .... 

Total 



$612,662.84 
114,479.47 
11,650.92 
4,187.08 
3,494.64 
7,687.02 
4,881.68 

$4,501,377.60 



$121,310.80 

1,844,468.69 

837,957.16 

1,118,910.61 

34,308.40 

5,846.21 

48,020.52 

7,362.22 

185,976. 7S 

$4,204,161.39 



$330,911.23 

2,566,116.82 

4,241,968.57 

175,311.50 

86,322.01 

26,221.88 

2,054,548.14 

418,830.56 

2,033,421.43 

331,906.14 

2,612,948.91 

310,366.49 

765,639.47 

210,144.01 

361,652.43 

51,673.36 

17,121.42 

89,565.92 

97,889.51 

35,582.32 

26,249.72 

29,180.77 

162,418. S4 

57,880.53 

23,434.98 



$17,117.. 306.96 



16 



RAILROAD COMMISSIONERS' REPORT. 



Recapitulation: 

General expenses ....... 

Maintenance of way and structures . 
Maintenance of equipment . . . . . 

Conducting transportation . 

Total operating expenses: Steam roads, $26,- 
434,147.36; electric street roads, $185,592.83 

Percentage of operating expenses to gross earn- 
ings 



$796,894.24 

4,501,377.60 

4,204,161.39 

17,117,306.96 



$26,619,740.19 



5. SOS 



GENEBAL BALANCE SHEET. 



Cost of road 
Cost of equipment 

Real estate, Nashua 
Real estate, Fabyans 

Land at: 

Somerville, Mass. 

Medford, Mass. 

Maiden, Mass. 

Melrose and Melrose Highland: 

Mass. 
Wakefield, Mass. 
Boxford, Mass. 
Georgetown, Mass. 
Dover 
Rollinsford 

Saco and P>iddeford. M 
Kennebunk, Me. 
Old Orchard, Me. 
Portland, Me. 
Bar Harbor, Me. 
Boston, Mass. 
Everett, Mass. 
Chelsea, Mass. 
Revere, Mass. 
Cliftondale, Mass. 
Saugus. Mass. 
Lynn, Mass. 
Salem, Mass. 
Peabody, Mass. 
Dan vers. Mass. 
Beverly, Mass. 
Hamilton, Mass. 
Manchester, M;iss. 
Rockport, Mass. . 
Newbury, Mass. . 
Newburyport, Mass. 



13,365,091. 5S 
7,223,320.2(5 



P215.197.55 I 
1,631.9S | 



460,109. S7 
38,192.64 
28,383.40 

3.000.00 

3,300.00 

32S.00 

825.00 

20,234.69 

1,051.00 

23,701.65 

461.75 

7,648.52 

27,349.29 

45,104.37 

190,894.99 

29,784.36 

21.S36.30 

19,517.92 

4,565.00 

525.00 

72,574.81 

1,000.00 

634.06 

1,000.00 

12,579.60 

5,000.00 

1,000.00 

1,646.46 

300.00 

4,400.0(1 



BOSTON & MAIM!. 



17 



Hampton 

Portsmouth 

Wells, Me. 

Rochester 

Eas1 Cambridge, Mass. 

Clematis Brook, Mass. 

Arlington, Mass. 

Wilmington, Mass. 

Chelmsford, Mass. 

Lowell. Mass. 

Harrisville 

Marlborough „ 

Fremont 

Windham 

On line of N. A. & B. Bran< 

Kingston 

Andover, Mass. 

Aver. Mass. 

Madison .... 

Andover .... 

North Hampton 

Haverhill, Mass. 

Manchester 

Barrington 

Barre, Mass. 

Total 



Stuck of: 

Fitchburg Railroad, common, 
54,547 shares .... 

Maine Central Railroad, 25,160 
shares ..... 

Boston & Maine Railroad, com- 
mon. 11,282 shares . 

York Harbor & Beach Railroad 
(par $50), 5,104 shares . 

Portland & Ogdensburg Rail- 
mad. 3,952 4-K) shares 

Portland Union Railway Station 
Company, 250 shares 

St. Johnsbury & Champlain Rail- 
road (par $50), 809 shares 

Newburyporl Railroad, 1,784 
shares ...... 

Danvers Railroad. 540 shares 

Portsmouth Bridge, 100 shares . 

St. John Bridge & Railway Ex- 
tension Company (par $50), 
240 shares 

Montreal ^v Atlantic Railway 
( 'oinpany. 373 shares . 



$150.70 

1,690.70 
64.12 

2,200.00 

4 1,509.52 

501.67 

2,500.00 
561.50 

1.. 500. 00 

1,613.80 

150.00 

65.00 

400.00 

S1.70 

334.00 

1 12.10 

338.22 

30.87 

231.25 

501.87 

1,013.70 
1 :> 1 . 1 5 
480.66 
587.20 
1 13.87 



$5,454,549.75 

2,516,000.00 

1,293,559.95 

250,875.00 

146,238.80 

25,000.00 

4,303.56 

5,3c 
2,5 i 
1,000.00 

12,000.00 
00.00 



$1,309,721.81 



18 



RAILROAD COMMISSIONERS' REPORT. 



Concord & Claremont Railroad, 

32 shares (340.00 

Proprietors Wells River Bridge, 

11 shares 1,090.00 

Total 

Bonds of: 

Newburyport Railroad, $300,000 . $300,000.00 

Darners' Railroad, $125,000 . . 125,000.00 

Fitchburg Railroad. $57,000 . 57,000.00 

St. Johnsbury & Lake Cham- 
plain Railroad, $432,000 . . 432,000.00 
Montreal & Atlantic Railway 

$108,000 10S,000.00 

Woodsville Aqueduct Company, 

$5,450 5,G1S.50 



$9,719,161.06 



Total 



Other permanent property: 

Steamer Mt. Washington and 

wharves $69,260.24 

Riehford, Vt., elevator . . 52,261.43 



Total 

Total permanent investments 

Cash ....... 

Bills receivable . 

Due from agents . . . . 

Traffic balances due from other 



1,027,618.50 



121,521.67 



$02,766,434.83 



£3,010,965.85 
973,491.10 

1,748,029.36 



companies 


295,059.98 






Due from solvent companies and 








individuals ..... 


2,736,214.96 






Sinking and other special funds . 


925,463.78 






Total cash and current assets . 




9,689,225.03 


Materials and supplies . 


$3,584,769.42 






Other assets and property: 








Prepaid insurance premiums 


255,327.63 






Elimination of grade crossings 








in process ..... 


210,097.79 






Total miscellaneous assets 




4,050,194.84 




$ 


"6,505,So4.75 











BOSTON & maim:. 



19 



Capital stock, common: 






Boston <S Maine, common . 


$24,637,600.00 




Boston tV- .Maine, scrip 


170. 70 


$24,638,070.70 






Capital stock, preferred . 




3,1 19, sou. 00 


Total capital stock 


$27,787,870.70 


Premium on Boston & Maine common stock sold 


2,837,218.90 


Funded debt ..... 




30,808,743.91 


Real estate mortgages 




594,800.00 


Current liabilities: 






Loans and notes payable 


$6H(),000.00 




Audited vouchers and accounts 


1,984,563.78 




Salaries and wages 


576,936.18 




Traffic balances due to other 






companies ..... 


1,242,086.11 




Dividends not called for 


:.,0I5.25 




Matured interest coupons un- 






paid (including coupons due 






July 1) . . 


280,866.20 




Rentals due and unpaid (includ- 




* 


ing rentals due duly 1) . 


1,182,727.11 




Dividend on Common stock due 






July 1 


411,414.50 




Fund to pay Boston & Lowell 






Railroad bonds, due Septem- 






ber 1, 1905 . . 


500,000.00 




Total current liabilities . 




$6,783,609.13 


Accrued liabilities: 






Interest accrued and not yet due 


$281,438.30 




Taxes accrued and not yet due . 


584,834.30 




Rentals accrued and not yet due 


430,505.73 




Total accrued liabilities . 




$1,296,778.23 


Amounts due leased roads at termination of 




leases ..... 




1,823,079.10 


Sinking and other special funds: 






Sinking funds for redemption of 






Boston & Maine Railroad 






bonds ..... 


$924,067.89 




Sinking- funds for redemption of 




' 


Eastern Railroad bonds . 


L,395.89 




Injury fund ..... 


1 50,000.00 




Contingent fund .... 


141,936.65 




Suspense account .... 


862,213.79 




Total sinking and oilier speei; 


1 funds . 


$2,079,614.22 


Profit and loss balance — surplus 




2,494,140.56 


Total 


$76,505,854.75 



20 



RAILROAD COMMISSIONERS REPORT. 



PROPERTY ACCOUNTS: ADDITIONS AND DEDUCTIONS 
DURING THE YEAR. 



Additions to construction account: 
Grading and masonry . 
Bridging . 

Superstructure, including rails . 
Lands, land damages, and fences 
Passenger and freight stations, 

woodsheds, and water station . 
Engineering and other expenses 

incident to construction . 
Elimination of grade crossings . 
Central Massachusetts Railroad 

purchase of 5 shares common 

stock ...... 



$5,041.22 

216.24 

86,871.04 

17,183.92 

37.63 

L,741.24 
274,453.97 



105.00 



Total additions to construction account . 

Other expenditures charged to property accounts 

:;:; shares stock of York Harbor 

& Beach Railroad (par $50) . $825.00 

30:; shares stock of Newburyport 

Railroad ...*.. 909.00 

47 shares stock of Dauvers Rail- 
road 141.00 

Bonds Montreal & Atlantic Rail- 
way 108,000.00 



$385,650.26 



Land at: 












Somerville, Mass 




19,741.40 




Beverly, Mass. 








3,305.35 




Rockport, Mass. 








235.00 




Andover, Mass. 








131.65 




Barre, Mass. 








143.87 




Barrington 








587.20 




Boxford, Mass. 








226.75 




Andover . 








501.87 




Madison . 








231.25 




Total 








134,979.34 


Total additions ' 


proper 


ty a 


.•counts 




$520,629.60 



Deductions from property accounts: 
Eitchburg Railroad Company, 

bonds sold . . . . ' . $6,000.00 

Land at: 

Melrose Highlands, transferred 

to construction .... 1.8,958.53 

Rockport, Mass., transferred to 

construction .... 500.00 

Everett, Mass., transferred to 

construction .... 455.04 



BOSTON & .MAIM'. 



21 



Kennebunk, Me., sold . . $40.00 

STorl hfield, Mass.. sold . . 326.27 

Boxford, .Mass., sold . . . H7.85 

I'eahody, Mass., sold . . . 361.10 
1 lecrease in Ledger ralual ion of 

s< curities :.'.l 18.95 

Total deductions from property accounts . $29,207.72 

Net addition to property accounts for the 
year $491,421.88 



CAPITAL STOCK. 



Capital slock authorized by law, common 
Capital stock authorized by law, preferred 

Total capital stock authorized by law 



Capital stock authorized bj r votes of company, 
common ......... 

Capital stock authorized by votes of company, 
preferred ........ 

Total capital stock authorized by vote . 



Capita] stock issued and outstanding, common 
Capital stock issued and outstanding, preferred . 

Total capital stock outstanding 
Scrip convertible into stock . 

Total capital stock liability . . . . 



Number of shares issued and outstanding - , com- 
mon .......... 

Number of shares issued and outstanding, pre- 
ferred ......... 

Total number shares outstanding - . 



Number of stockholders, common 
Number of stockholders, preferred . 

Total number of stockholders . 



$24,996,725.30 
3,1 19.SOO.00 

$28,146,525.00 



$24,653,125.30 

:;,i 19,800.00 

$27,802,925.30 



$24,637,600.00 
3,149,800.00 

$27,787,400.00 
470.70 

$27,787,870.70 



246,370 
31,498 



177,874 



6,903 
724 



7, 6r: 2 







RAILROAD COMMISSIONERS REPORT. 



Number of stockholders in New Hampshire, com- 
mon .......... 

Number of stockholders in New Hampshire, pre- 
ferred ........ 



Total stockholders in New Hampshire 



Amount of stock held in New Hampshire, com- 
mon .......... 

Amount of stock held in New Hampshire, pre- 
ferred ......... 

Total stock held in New Hampshire 



1,459 
G6 



1,525 



$2,308,600.00 

307,900.00 
$2,676,500.00 



REAL ESTATE MORTGAGES. 



Description ok Mortgaged 
Property. 


Rate of 
interest. 


Mortgage 

when due. 


Amount. 


Interest 

paid during 

year. 


Land in Charlestown, Mass 


m 


Sept 1. 1906 


$594,800.00 


$23,792.00 


Total 


1594,800.00 9S23.792.00 













BOSTON & .MAIN):. 
FUNDED DEBT. 



23 



Description oj Bonds, etc. 



Rate 
of in- 
terest. 



Date of 

maturity. 



Amount 
outstand'g. 



[nterest 
paid during 

year. 



Kcxton & Maine Railroad bonds 



Boston & Maine Railroad [mpt. 
bonds 

Boston & Maine Railroad [mpt. 
bonds 

Boston & Maine Railroad I nipt, 
bonds 



Eastern Railroad certificates of 

indebtedness, U. S. gold 

Eastern Railroad certificates of 

indebtedness, £ sterling 



Portsmouth, Great Falls & Con- 
way Railroad bonds 



Portland & Rochester Railroad 
terminal bonds 



Central Massachusetts Rail- 
road bonds 



Total 



4'. 
4, 

:; 

3** 

81 

m 

+; 

4, 
4-, 
6 

<;. 

41, 

4', 
5?t 



Jan. 
Aug. 
July 
Nov. 
Jan. 
Feb. 

Feb. 

Feb. 

Feb. 

Sept. 

Sept. 

June 

Oct. 

Oct. 



1, 1944 
1. 1942 
1. 1950 
1, 1921 

1, 1923 
•_', 1925 

2. 1905 

1, 190 
1, 1937 
1, 1906 
1, 1906 
1, 1937 
1, 1907 
1, 1906 



16,000,000.00 
2,500,000.00 
, r ),4.-)4,000.00 
1,000,000.00 
2,000,000.00 
500,000.00 



500,000.00 
1,919,000.00 
6,373,000.21 
1,449,243.70 
1,000.000.00 

113,500.00 
2,000,000.00 



8269,347.50 
100,020.00 
163,635.00 
35,175.00 
69,597.50 



10,000.00 
20,000.00 
76,740.00 

383,265.00 
38,852.56 
46,766.25 
4,870.00 

100,000.00 



?30,80S.743.91 



81,398,263.81 



SINKING FUNKS. 

Amount June 30, 1904, for redemption of B. & M. 

R. R. improvement bonds, sinking fund . 
Amount July 30, 1904, of Eastern R. E. bonds, 

sinking fund . . . ' 

Total sinking funds June 30, 1904 . 



$1,337,865.60 
360,321.52 

$1,698,187.12 



* $1,000,000 bonds matured, all have been paid. 



24 



RAILROAD COMMISSION Kits' REPORT. 



Additions during the year to B. & 
M. R. 11. improvement bonds, 
sinking fund $88,163.85 

Additions during the year to East- 
ern R. R. bonds, sinking fund . 100,37S.24 



Total, including additions . 

Deductions during the year from 

1">. tV M. R. R. improvement 

bonds, sinking fund . . . $501,961.56 

Deductions during the year from 

East err, R. R. bonds, sinking 

funds 459,303.87 



Total sinking funds June 30, 1905 . 



$188,542.09 
$1,886,729.21 



901,265.43 



$925,403.78 



INJURY FUND. 

Amount of injuiry fund June 30, 1904 . 
Additions during the year 

Total, including additions 
Deductions during' the year 

Total injury fund June 30, 1905 . 



$150,000.00 
361,052.43 

$511,052.43 
301,652.43 

$150,000.00 



CONTINGENT FUND. 

Amount of contingent fund June 30, 1904 
Additions during the year 

Total contingent fund June 30, 1905 



$05,010.22 
76,926.43 



$141,936.65 



VOLUME OF TRAFFIC, ETC. 


\ 


Passenger traffic: 




Number of passengers carried paying revenue. 




on steam roads ...... .^ 


38,609,511 


Number of passengers carried paying revenue. 




on electric street roads ..... 


3,205,299 


Number of passengers carried one mile, not in- 




cluding electric street roads .... 


702,490,018 


Number of passengers carried one mile per mile 




of road operated, not including electric 




street roads 


313,284 



BOSTON & .MAIM".. 



25 



Vverage miles of steam roads operated . . ::::■ 

Average miles of electric roads operated . . 15.98 

Average length of journey per passenger, no1 

including electric streel roads, miles . . IS. 17 

Average amount received from each passenger, 

including electric street mads .... $0,299 

Average amount received per passenger per 

mile carried, not including electric streel 

roads 1.755 

Passenger earnings (gross) per mile of road 

operated, including electric street roads . 6,245.46 

Passenger earnings (gross) per passenger-train 

mile run. not including electric street roads . 1.23261 

Freight traffic: 

Number tons of freig'ht hauled earning revenue 20,546,826 

Number of tons of freight hauled one mile . 1,854,130,258 

Number of tons of freight hauled one mile per 

mile of road operated, not, including electric 

street roads 820,87:', 

Average length of haul per ton. miles . . 90.24 

Average amount received for each ton freight $1.03924 

Average amount received per ton per mile 
hauled ......... 

Freight earnings (gross) per mile of road oper- 
ated, not including electric street roads . 9,664.43 
Freight earnings (gross) per freight-train mile 
run . 

Operating expenses: 

Operating expenses per mile of road operated, 

not including electric street roads . . . I 11,788.64 
Operating expenses per revenne-train mile run. 

not including electric street roads . 

Train mileage: 

Miles run by passenger trains .... 11,272,913 

.Miles run by freight trains . . . . I 8,605.773 

Miles run by mixed trains . . . . . I l.")8,045 



Total mileage of trains earning revenue . j 20,036,731 

Miles run by switching trains . . . . 7,565,512 

Miles run by construction and other trains . | 1,603,736 

Total train mileage 

Fa res and freights: 

Average rate of fare per mile on single local 

tickets, not including electric street roads . 1.738 cents 

Average rate of fare per mile on commutation 

lickets within suburban circuits . . . 1 to 2 

Aveiage rate of fare per mile on commutation 

tickets, outside suburban circuit . . . 2 to 2^4 



26 



RAILROAD COMMISSIONERS REPORT. 



Average rate of fare per mile on mileage 

tickets (300 miles) 

Average rate of fare per mile on mileage 

tickets (1,000 miles) 

Average rate of fare per mile on season tickets 
Average rate of fare per mile on joint tickets . 
Average rate of freight per ton mile on local 

way-bill ........ 

Average rate of freight per ton mile on joint 

way-hill ........ 

Passengers to and from Boston: 
Number of passengers (including season ticket) 
to Boston ........ 

Number of passengers (including season ticket) 
from Boston ....... 

Season-ticket passengers to and from Boston . 
Average number of persons employed . 



2% cents 

2.000 
0.712 
1.853 

2.071 

0.756 " 



L0,207,443 

10, :,43,6GO 
2,129,190 

23,509 



RAILROAD OWNED. 

Length of main line in New Hampshire 
Total length of main line ..... 
Length of branch line in New Hampshire 
Total length of branch line .... 
Total length of line owned in New Hampshire 
Total length of line owned .... 
Length of second track in New Hampshire . 
Total length of second track .... 
Total length of third track .... 
Length of side track in New Hampshire 
Total length of side track .... 
Total length of track owned in New Hampshire 
Total length of track owned .... 



124.2S miles 
440.52 

75.08 " 
165.77 
199.36 
612.29 

40.76 

166.24 

2.26 

60.41 
333.11 
300.53 
1,113.90 " 



RAILROAD OPERATED. 

Length of main line in New Hampshire 
Total length of main line ..... 
Length of branch line in New Hampshire . 
Total length of branch line .... 
Total length of line operated in New Hampshire 
Total length of line operated .... 
Average length of line operated during the year 
Length of second track in New Hampshire . 
Total length of second track .... 
Length of third track in New Hampshire 
Total length of third track .... 
Total length of fourth track .... 
Length of side track, etc.. in New Hampshire 
Total length of side track, etc. 
Total length of track operated in New Hampshire 
Total length of track operated . 



501. IS 

1,353.90 

557.76 

932.6H 

1,058.94 

2,286.59 

2.288.32 

81.28 

£11.40 

1.35 

8.31 

2.02 

374.52 

1,210.02 

1.516.09 

4,018.34 



miles 



BOSTON & MAINK. 



27 



EQUIPPED FOR ELECTRIC POWER 



Length of main line . 
Length of side track, etc . 

Total length of electric track 



45.98 miles 
3.58 



49.56 miles 



RAILROAD CROSSINGS IN NEW HAMPSHIRE. 

Crossings with Highways. 

XuniluM of crossings of Company's railroad with 

highways at grade ...... 

Number of highway grade crossings protected by 

gates ......... 

Xumber of highway grade crossings protected 

by flagmen ........ 

Xumber of highway grade crossings protected by 

electric signals only ...... 

Number of highway grade crossings unprotected 
Number of highway bridges IS feet (or more) 

above track ........ 

Number of highway bridges less than IS feet 

above Track ........ 

Height of lowest highway bridge above track 

Crossings with Other Nail roads. 

Crossings of Company's railroad with other rail- 
roads at grade ..... . 

Scotts. White Mountain Division with Maine 

Central Railroad. 
Coos Junction. White Mountain Division with 

Maine Central Railroad. 
Fabyans. Mt. Washington Branch with Maine 

Central Railroad. 
Whitefield. Whitefield & Jefferson Branch 

with Maine Central Railroad 
Jefferson Junction. Whitefield & Jefferson 

Branch with Maine Central Railroad. 



Ml:.' 

49 

70 

5 
782 

43 

66 

11 ft. 11 in. 



28 



RAILROAD COMMISSIONERS REPORT. 

Description of Railroads and Branches Owned by 



Name of Railroad <>u Branch. 




Termini of Main or Branch Line. 



Worcester, Nashua & Rochester.. Main. 

Boston & Lowell " 

Mystic Branch. 

Lexington '• 

Middlesex Central " 

Bed tonl & Billerica " 

Woburn " 

Ptoneham " 

Lawrence " 

Salem & Lowell " 

Lowell & Lawrence " 

Nashua & Lowell , Main. 

•Concord & Montreal " 

Hooksett l Branch. 

Mt. Washington i " 

Nashua, Acton <t Boston | " 

Manchester & North Weare — " 

Lake Shore " 

Tilton & Belmont " 

Whitefield & Jefferson " 



Profile & Franconia Notch.. . . 

Manchester & Milford 

Franklin & Tilton 

New Boston 

Concord & Portsmouth 

Suncook Valley , 

Suncook Valley Extension... 

Pemigewasset Valley 

Concord & Manches'r Elec. Br 

Northern , 

Peterborough & Hillsborough 
Bristol 



Main. 
Branch. 



Concord & Claremont 

Connecticut & Passumpsic Riv's. Main. 
Massawippi Valley 

Stan stead Branch. 

Connecticut River Main. 

Chicopee Falls Branch. 

East Hampton 

Dan vers 

Newburyport 

Lowell & Andover 

Manchester & Lawrence , 

Stony Brook 

Kenntbunk& Kennebunkport 

Wilton 

Peterborough (W. N. & P. Div.)... 

Manchester & Keene ' " 

Fitch burg Main. 

Fitch burg 

Fitch burg 

Fitchburg 

Boston Branch. 

Watertown 

Marlborough 

Greenville 



( 'arried forward 



Worcester, Mass., lo Rochester 

Roston to Lowell, Mass 

Somerville lo Mystic Wharves, Mass 

Somerville to Lexington, Mass 

Lexington to Concord, Mass 

Bedford to Billerica, Mass 

Winchester to North Woburn June, Mass... 

Montvale June, to Stoneham, Mass 

Wilmington to Wilmington June, Mass 

Peabody to Tewksbury June, Mass 

Lowell to Lawrence, Mass 

Lowell, Mass., to Nashua 

Nashua to Groveton 

Hooksett to Bow Junction 

Wing Road to Base Mt. Washington 

North Acton. Mass., to Nashua 

Manchester to Henniker 

Lake port to Alton Bay 

Belmont Junction to iJelmont 

I Whitefield Junction to Berlin ) 

I Jefferson Meadows to Jefferson | 

Bethlehem June to Bethlehem and Profile 

Grasmere June, to East Milford [House 

Franklin to Tilton 

Parkers to New Boston 

Portsmouth to Manchester 

Suncook lo Pitt she Id 

Pittsfiekl to Center Barnstead 

I Plymouth to Lincoln ( 

\ Ca'mpton to Campton Village I 

Concord to Manchester and Penacook 

Concord to White River Junction, Vt 

Peterborough to Hillsborough Bridge 

Franklin to Bristol 

I Concord to Claremont Junction ) 

I Contoocook to Hillsborough Bridge 1 

White River Junction, Vt., to Canada Line. 

Canada Line to Lenoxville, P. Q 

Stanstead June to Stanstead, P. Q 

Springfield, Mass., to Keene 

Chicopee June to Chieopee Falls, Mass 

Mt. Tom June to Easthampton, Mass 

Wakefield Junction to Dan vers, Mass 

( Bradford to Newburyport. Mass. I 

\ Geoi getown to Danvers, Mass. ( 

Lowell Junction to Lowell, Mass 

N. H. state Line to Manchester 

No. Chelmsford to Ayer Junction, Mass 

Kennebunk to Kennebunkport, Me 

Nashua to Wilton 

Wilton to Greenfield 

Greenfield to Keene 

Boston to Fitchburg, Mass 

Greenfield, Mass., to Rotterdam Je, N. V. .. 

Vermont State Line to Troy, N. V 

Ashburnham Je, Mass. .to Bellows Falls, Vt. 

Ice Track in Boston, Mass 

W. Cambridge to Waltham, Mass 

So. Acton to Marlborough, Mass 

Aver, Mass., to Greenville 



Hits ION & MAINE. 



29 



Other Companies but Operated by this Company. 



Length of line 

in niiirs. 


Second track. 


Third track. 


Fourth track. 81a *£™ ok « 


.Length com- 
puted ;i> 
> in ale track. 




6 

»! 

- si 

m 


"3 
O 


y< z. 

- os 


o 

■r 


i 

A a 

= 5 

= 


o 


6 
II i 

1 M a 1 


& 

S5 z. 

a 


3 


■; 
?1 


94 48 


55 ii.' 


1 18.13 

26 75 








sn o:: 


18.54 
5.36 

4.90 
114.30 

3 59 
5.16 
2.39 
8.70 
2 03 
.65 

13.75 

1.69 

1.10 
3.61 
.81 
L5.46 
3.89 
1.24 

12.86 

2.43 

23 . 78 
2.00 
1.01 

12.11 
5.17 

10 72 

5.03 

1 58 

2 66 

21.22 


163.54 
117. lis 
35.39 
10. :u 

14. Ml 

8.43 

15.70 

4.06 

4 70 

24.26 

19.15 

4-.' hi; 

331 99 

II 18 

25.33 

24.66 

33 20 

19.31 

4 . 82 

47.44 

14.53 
19 64 
8.56 
6 00 
55 33 
21.30 
5.70 

35 70 

30.31 
93.93 


73.56 
5.36 


26 75 








64.18 

32.29 

3.72 

:; 72 


2 25 


.85 

S.ll 










S.ll 












11. 0> 














7.03 














.80 
3.30 
1.56 
1.58 

7 46 




6.20 




6.20 












2.50 












3.21 
















16.80 
















14.50 


5.25 
181.07 

7.59 


14 50 
35.27 


5.25 
35 . 27 











6.73 
13.06 
114.30 
3.59 
5 16 
4.54 
8 70 
2.03 
.65 

13.75 

1.69 
1.10 
3.61 
.81 
15.46 
3. 89 
1.24 

12.86 

2.4:; 
24.43 
2.00 

1.01 

12.11 

41.99 

6.65 

.96 

61 25 
1 . 85 
1 36 
2.05 

5 IS 

6.23 
10 72 

6 06 
.92 

5.03 
1.58 


15.40 

331.99 

11.18 

25.3:; 

7 37 
33.20 
19.31 

4.82 

47.44 

14.50 

19.60 
S.53 

6 oo 
55.36 
21.33 

5.74 

35.70 
30.31 


181.07 


1.3B 1 35 






7.59 








20 17 


20.17 
4.98 

24.50 

17.28 

4.17 

33.69 








20.1" 








24 ."'U 










1 7 . 28 












4.17 










33 69 













12 84 


12.84 
18.54 
4.95 
5.19 
39.87 
17.41 
4.46 












18 54 












4 95 












5 111 












39 87 












17 41 












4 46 












22 93 













'7 B8 


27 88 
60.26 
18.51 
13.41 

70.90 

























18 51 












20.51 20.51 
14.42 14.42 

83.01 83.01 
152 "9 


1:; 41 










70 90 












110 30 





























:; ;>i 














4 17 


74.00 


23.21 


36.00 




.SO 








172 05 
4.20 
4.86 

11.31 

32.16 

22 36 
33 . 1 1 
19.22 
5 42 
20.53 
12.08 
32 25 
191.74 

70. us 
1.15 

IS 1(1 


28 38 


2 35 


























'i 26 





























22.39 


22.39 


7.28 










33.11 


13 16 














4 50 


















15 50 


15.50 
10.50 
















10 50 














12.08 
32.25 


J:i 5!) 


29.59 j 















4:'. 65 
1ii5.°5 




49.65 

7H.60 


3.90 


2.02 




86.52 
92.73 

in 56 
25.23 














43.09 








64.31 


66 


.49 
6.48 






6.63 









4.09 
3.92 
4.38 






23 . 64 




.... 






2.01 


16.27 

os ii) 


1 1 .VI 












1499.58 


83:;. 73 




4ii 52 


6.05 


1.35 


2.00 


1 807 51 


2595.47 1185.35 



30 



RAILROAD COMM [SSIONERS REPORT. 

Description of Railroads and Branches Owned by 



Name of Railroad or Branch. 



Terminal of Main or Branch Line. 



Milforil 


Branch. 
" 

Main. 
Branch. 








Peterborough (F. Div.) 


| Saratoga June, to Saratoga, N. Y ( 

) Schuylerville Jc. to Schuylerville, N.Y. ) ' 


Turner's Falls 

Troy & Bennington 


Turner's Falls Jc. to Turner's Falls, Mass. . . 
Hoosick June., N. Y.. to State Line, Vt 




In City of Troy, N.Y 


n >> 


i> it 













BOSTON & MA INK. 



31 



Other Companies but <>/>< rated by this Company. 



Length of line 
in miles. 


Second track. 


Third track. 


Fourth track. 


Side track, 

etc. 


Length com 

lulled as 
single track. 


o 


SB 

If 





6 

z p. 

a 


3 

o 
Eh 


In New 
Hampshire. 


o 


- = 


o 
H 


r 
a 


c 


•- 

V. ft 

- ~- 


1499.58 1 833.73 
21.73 l > 1 7 


280 ".I 


40.52 6.05 


135 2.02 


807.51 

4.23 

.52 

14 17 

2.28 

4.36 

42.18 

.59 

1.07 


309.75 
2.08 

2^28 


2595 17 

25 96 

3.11 

49 91 

18.21 

30.18 

153.74 
3.39 
6.11 
4 21 
2.95 
4.26 
6.94 

2904.44 


1185.35 

14."."> 


2.59 













35 74 










15 93 


13.68 








15 '*> 


25.82 












55.78 













2.80 











5.04 















4.21 












2 95 






'.■;■.'.'.:' ".::::::: 








2.13 




■1 13 
















6.94 


























314.11 




1674.30 859 58 345.16 


40.52 


6.05 


1.35 2.02 


876.91 


1215 56 



32 



RAILROAD COMMISSIONERS REPORT. 

Description of Railroads and Branches 



Name of Railroao or Branch 




Termini of Main or Brand) Line. 



Boston & Maine, Western Div. 
Eastern Division 



Southern Division 

W. N. & P. Division 

Medford 

south Reading 

Methuen 

West Amesbury 

Dover & Winnipesaukee 

Somersworth 

Orchard Beach 

Charlestown 

Saugus 

Chelsea Beach 

Swampscott 

Marblehead 

Lawrence ... 

Gloucester 

Essex 

New buryport City 

Salisbury 

Portsmouth & Dover 

Wolfeborough 

Union 

Lowell & Lawrence and Lowell 

& Andover connection 

Electric street railway 



Total 



Main. Boston, Mass.. to Portland. Me. 



Conway .)u lie, Me., to Intervale June 

No. Cambridge to Northampton, Mass 

" Rochester to Portland. Me 

Branch. Medford June, to Medford, Mass 

Peabody to Wakefield June, Mass 

Lawrence, Mass., to N. H. State Line 

New ton June, to Merrhnac. Mass 

Dover to Alton Bay 

Poll histoid to Somersworth 

old Orchard to Camp Ellis. Me 

Freight tracks in Charleston n. Mass 

Everett to West Lynn, Mass 

: Revere June, to Saugus River June., Mass. . . 

Swampscott to Marblehead, Mas> 

Salem to Marblehead, Mass 

Salem to Ninth Andover, Mass 

Beverly to Rockport, Mass 

" Wenham to Essex, Mass [Mass. 

" . Eastern tracks to Newburyport Wharves, 

" | Salisbury to Amesbury, Mass 

" ' Portsmouth to Dover. 

Sanborn ville to Wolfeborough 

Green Street to M. C. P. P., Portland, Me.. .. 

Lowell . Mass 



Branch. 



Portsmouth and Northampton 



BOSTON & MAINE. 



33 



Owned by this Company. 



Length of line 
in miles. 


Si cond track. 


Third track. 


snic track, etc. 


Length com- 
puted as 
single track. 


o 

H 


In New 
Hampshire. 


o 
H 


a. 
■>.% 


"3 
© 


y i. 

— i 3 


o 

H 


If 

— 


- 
o 
H 


_ £ 
— ~. 


115.31 

108.29 

73 37 


34.75 
16.08 

7(1.1.". 


81.21 


24.83 
15 93 


1.53 




115.69 

88 3a 

19.81 

2f,. 14 

24.04 

1.96 

2.16 

14.32 

.(12 

7.20 

1.8.-. 

.36 


15.92 
9.37 
17.96 

2.47 


313.74 75.50 

254.78 41.38 

93.18 88. 11 


95.69 






120.83 

77. !Mi 
5.96 




58.86 


3.00 









5.47 


•■ on 


2.00 








8 12 










10.28 
1! Ii, 
5.0< 

4.60 
3.63 








1.00 










4.45 


2.32 
29.00 

■' 75 








.20 

7.20 

1 8.", 


2 . 52 


29.00 











36.20 












4 . 60 


3.27 












1.09 




1.09 

'i 55 








I 




9 55 








5 .'.It 
. 22 
1.30 
.86 
7.83 
4.95 
1.07 
1.28 
2.43 
3.22 
1.07 




24.40 
6 05 
5.78 
1 38 
29.36 
30.88 
7.!I7 




3.34 
3.96 

19.89 
16.94 
6.00 

l.n: 

3.79 




2 19 






































1.64 

8.99 












































■ - 

6 22 

14.10 














10.88 10.88 






3.22 
1.07 


14.10 


12.03 l ' 03 






13.10 1 13.10 


1 . 12 

18.10 











1 . 12 
.62 

19.25 






.37 














18.10 









1.15 


1.15 


19.25 












612.29 199.36 


166.24 


40.76 


2. '26 




333.11 


(10.41 


1,113.90 300.53 



34 



RAILROAD COMMISSIONERS REPORT. 



Eh 
y. 

*~, 

£ 

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35 





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36 



RAILROAD COMMISSIONERS HEPORT. 



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03 



BOSTON & MAINE 



37 



BRIDGES EXTENSIVELY REPAIRED OR STRENGTHENED 
DURING THE YEAR. 



NUMBEB AND I, oca- I'cscription of 

TION. bridge. 



Eastern Division : 

222 Dover Point 

;«I0, North Conway. 



Western Division : 
73i Dover 



Southern Division 
446, Epsom 



Fitchburg Division : 
412, Keene 



W. N. & P. Division... . 
40, West Windham. . 

49, Epping 

52. Lee 

54, Lee 

62, West Rochester. . 

Concord Division : 
6; Concord 



Pile trestle and draw. 
Iron stringer 



Riveted deck truss •• 

Wood Pony 

Deck plate girder.. . . 
Deck Pratt truss 



•213. Franklin 



Through Pratt truss . 
Through iron riveted 



Framed trestle 

Thro, lattice and pile. 



White Mountain Div : 
47, Bridgewater 

171, Thornton 

172. West Thornton.. 
220, Base Mt. Wash'n. 
229, Maple wood 



Wood pony 

Through Howe 

Wood stringer 

Framed trestle 

Wood stringer 



Description of work done. 



New ties on a portion. 
New ties. 



[beams- 
New ties and additional rl. 



New ties. 
Arches & additio'l ft. beams. 

New ties. 



New ties, horses, and addi- 
tional stringers. 
North pile approach rebuilt. 



New ties. 

New floor. 

New ties & additi'J stringers. 

New ties. 

New abuts, side stgs. & ties. 



BRIDGES ELIMINATED DURING THE YEAR, SPECIFYING 
LOCATION AND MANNER, 



Number and Location. 


.Manner of Elimination. 


Eastern Division . 




Concord Division : 


Filled with 3 ft. of cast iron pipe. 









RAILROAD BRIDGES IN Ni:\v HAMPSHIRE. 



Total length of pile and trestle bridging, 1.5,142 ft. 8 in. 



38 RAILROAD COMMISSIONERS' REPORT. 

ACCIDENTS TO PERSONS. 



From causes beyond 
their own control. 



From their own 
misconduct or 
carelessness 



Total. 



Total on 
all lines 
operat'd. 



Passengers 

Employees 

Other persons. 



Total , 



26 



4 

40 
100 



153 



50 



13!) 



STATEMENT OF EACH ACCIDENT IN NEW HAMPSHIRE. 

July 3. West Rochester. Four trainmen injured on account 
of head-on collision at bridge No. 63, between Rochester and 
West Rochester, killing two horses in car containing nine; de- 
railing three cars. 

July 7. Nashua. Frederick McCann, seen near Hollis street 
as engine was coming out of house, and later found under cars 
badly crushed; died from injuries; trespasser. 

July 22. Nashua. James McLaughlin, brakeman, found be- 
side tracks with left wrist broken and chin bruised; exact cir- 
cumstances unknown. 

July 29. Conway. Leslie P. Derrow, trespasser, both legs off, 
head crushed; circumstances unknown. 

August 10. Rochester. Horace F. Bean, brakeman, sitting 
on monitor of caboose, struck by overhead bridge. 

August 15. Greenland. Moses Toney, trespasser, while walk- 
ing track, was struck and killed. 

August 15. Newport freight yard. Lillian May Nichols, child 
of seven, run over and killed at Pearl-Street crossing. 

August 23. South Lyndeborough. J. H. Perham attempted to 
drive over crossing with horse and buggy and struck by engine; 
cut on eye, three ribs broken; traveler on highway. 

August 25. Rochester yard. John W. Hooper, brakeman, while 
making up train, slipped from train; left arm crushed. 

August 23. Tilton. William Carroll, trespasser, struck and 
killed by train while walking track. 

August 25. Marlborough. Unknown man, trespasser, sitting 
on track, struck and killed by train. 

August 25. Concord yard. William Green, trespasser, at- 
tempted to board train, fell under wheels, sustaining fatal in- 
juries. 

September 12. Concord yard. B. A. Gee, brakeman, right leg 
run over above ankle. 



BOSTON & MAINE. 39 



September 8. Nashua yard. J. 1J. Reardon, brakeman, wrist 

broken and ankle sprained; thrown from car by jar. 

September 23. Manchester yard. E. R. Hardy, employee, toes 
of right loot run over and head bruised; stepped in front of 
engine. 

October 5. Laconia yard. Arthur F. Merrill, brakeman, both 
legs cut off at knees: slipped or fell from pilot of engine. 

October T. Marlborough. Phillip Shunskey, assumed name, 
Phillip Smith, trespasser, fool and ankle badly crushed; cir- 
cumstances unknow n. 

October 22. Dover yard, dames Cornell, boy, trespasser, right 
leg crushed; fatal. 

October 24. Greenfield yard. J. E. Doliver, laborer, shoulder 
bone broken: misplaced switch; one or two other laborers hurt. 

October — . Bridgewater Bridge. Harry L. Gould, employee 
killed; circumstances unknown; taken to Plymouth the twenty- 
fourth. 

November 10. Between Greenland and Portsmouth. C. B. 
Beebe. trespasser, killed while walking- track. 

November 25. Hudson. R. L. Flanders, yard conductor, killed; 
caught between loading run platform and car. 

December 1. Freight yard, Somersworth. Fred Auber, tres- 
passer, killed; struck by train; under influence of liquor. 

December 3. Rochester yard. Herman C. Dyer, trespasser, 
killed; body found on tracks; circumstances unknown. 

December 5. Concord yard. F. S. Kidder, employee, killed; 
coupling cars; head caught between Miller ends. 

December 23. South Charlestown. Mrs. A. French, trespasser, 
killed; struck by engine while crossing tracks. 

December 29. White Mountain Division, Plymouth. Edward 
C. Harris, traveler on highway, fatal; drove on crossing. 

January fi. Manchester. Frederick Swan, trespasser, killed; 
stepped in front of train at private crossing. 

January 11. Manchester. John T. Robinson, trespasser, 
killed; walking tracks. 

January 14. Whitefield. Mr. Madden, trespasser, right leg 
cut off; struck by engine. 

January IS. Woodsville yard. Louis Moran, trespasser, killed; 
walking track; struck by engine. 

January 1!). Goffstown, Leslie McDonald, brakeman. killed; 
crossing from ladder on one car to another ami fell. 

March 2. Portsmouth. William Costello, trespasser, killed; 
circumstances unknown. 

March 3. Salmon Falls. P. J. Johnson, brakeman. killed; 
ladder rung broke and he fell under ears. 

March 3. Nashua. Harley Wright, trespasser, killed; struck 
by engine while walking tracks. 

March 8. Rochester yard. \Y. 11. Hannon, fireman, fatal: D. 
If. Jenness, brakeman. fatal. Head-on collision of two freights. 

March 11. Manchester yard. F. S. Worthen, trespasser, killed; 
struck by engine while walking tracks. 

March 25. Manchester yard. John Page, arm broken, in- 
ternal injuries; employee Mr. Poore, coal dealer, standing near 
public delivery track. 



10 RAILROAD COMMISSIONERS' REPORT. 



March 31. Nashua yard. Wilfred Patnaude, trespasser, arm 
•vu! off, boy; riding on side of ear, fell in getting off. 

April 2. East Lebanon, Joseph Keeongh, trespasser, left leg 
at ankle and lefl arm run over; died from injuries. 

April 8. Nashua Junction. Teter Beauchemin. passenger, 
three ribs broken: attempted to board train after it had started. 

April 19. Manchester yard. Athanasions Panpos, trespasser, 
both legs run over; attempted to cross track; died from in- 
juries. 

May id. Greenville. Patrick Downes, employee, killed; train 
struck hand car, fatally injuring Downes. 

May 24. Nashua yard. F. II. Christian, employee, rib broken: 
fell to ground from ladder: appliances in good order. 

. I line 10. Dover. Joe Miller, passenger, skull fractured, in- 
ternal injuries; supposed to have jumped from train in yard. 

.hint' :.'4. Seabrook. Josiah Dow, trespasser, killed; body 
found by tracks; last seen in an intoxicated condition. 



proper address of the company. 

BOSTON & MAINE RAILROAD, 

Boston, Mass. 

names and business addresses of principal officers. 

President, Lucius Tuttle, Boston, Mass.; second vice-president 
and general traffic manager, William. F. Berry, Boston, Mass.: 
third vice-president and general manager, Frank Barr, Boston, 
Mass.: fourth vice-president and general auditor, William J. 
Hobbs. Boston, Mass.; assistant general auditor, Stuart H. Mc- 
intosh, Boston, Mass.; treasurer, Herbert E. Fisher, Boston, 
Mass.; assistant treasurer. John F. Webster, Concord, X. H.; 
clerk of corporation. William B. Lawrence, Boston, Mass.; gen- 
eral counsel, Richard Olney, Boston, Mass.; general solicitor, 
Edgar J. Rich, Boston, Mass.: assistant general manager, Charles 

E. Lee, Boston, Mass.; general superintendent, Daniel W. San- 
born, Boston, Mass.; general passenger and ticket agent, Dana 

F. Flanders, Boston. Mass.; freight traffic manager, Michael T. 
Donovan. Boston. Mass.; export freight traffic manager, Amos S. 
Crane. Boston, Mass. 

NAMES AM) RESIDENCES OF BOARD OF DIRECTORS. 

Lucius Tuttle. Boston, Mass.; Samuel C. Lawrence, Medford, 
Mass.: Richard Olney, Boston, Mass.; Alvah W. Sulloway, Frank- 
lin. X. II.; Joseph i\. White, Brookline, Mass.; Walter Hunnewell, 
Wellesley, Mass.: Lewis Cass Ledyard, New York, N. Y.; Henry 
M. Whitney, Brookline, Mass.; Henry F. Dimock, New York, N. 
Y.: William Whiting. Holyoke, Mass.: Charles M. Pratt, New 
York, X. Y.: Alexander Cochrane, Boston. Mass. 



BOSTON & maim:. 41 



We hereby certify thai the statements contained in the fore- 
going 1 return are full, just, and true. 

LUCIUS TUTTLE, 
SAMUEL C. LAWRENCE, 
JOSEPH II. WHITE, 
A. W. SULLOWAY, 
WILLIAM WHITING, 
LEWIS CASS LEDYARD, 
WALTEE HUNNEWELL, 
RICHARD OLNEY, 
HENRY M. WHITNEY, 

Directors. 

HERBERT E. FISHER, 

Treasun r. 

FRANK BARR, 
Third Vice-President ami General Manager. 



State of Massac iitsetts. 

Suffolk, ss. September 7. 1905. Then personally appeared 
the above-named Lucius Tuttle, Samuel C. Lawrence, Joseph H. 
White, A. W. Sulloway. William Whiting, Alexander Cochrane, 
"Walter Hunnewell, Richard Olney, Henrv- M. Whitney, Herbert 
E. Fisher, and Frank Barr, and severally made oath that the 
foregoing certificate by them subscribed is, to the best of their 
knowledge and belief, true. 

Before me, 

E. A. RYDER. 
Justice of tin Peace. 



REPORT 



CONCORD & CLAREMONT, N. H., 
RAILROAD 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 

Rental received from lease of road 

Interest on funded debt ...... 


$22,500.00 
22,500.00 


Net divisible income ...... 

Amount of deficit June 30, 1904 .... 


nothing 
$35,439.34 


Total deficit June 30, 1905 .... 


$35,439.34 



GENERAL BALANCE SHEET. 

Cost of road ....... 

Profit and loss balance — deficit 

Total 

Capital stock, common ..... 
Funded debt 

Total current liabilities .... 

Total 

CAPITAL STOCK. 

Capital stock authorized by law, common 
Capital stock authorized by votes of company 
common ........ 

Capital stock issued and outstanding', common 
Number of shares issued and outstanding, com- 
mon ......... 



$1,131,206.38 
35,439.34 

$1,160,645.72 

$412,400.00 
500,000.00 



$254,245.72 



$1,160,645.72 



$412,400.00 

412,400.00 
412,400.00 

412,400 



42 



CONCORD & CLAItEMONT. 43 



Number of stockholders, common . 




8 


Number of stockholders in New Hampshire, 


com- 




mon . 




7 


Amount of stock held in New Hampshire. 


eom- 








$400,200.00 



PROPER ADDRESS OF THE COMPANY. 

CONCORD & CLAEEMONT," N. H., RAILROAD, 
1023 Old South Building, Boston, Mass. 

names and business addresses of principal ofi icers. 

President, Alvah W. Sulloway, Franklin, N. H.; treasurer, 
George U. Crocker, 102,°. Old South Building - , Boston, Mass.; clerk 
of corporation, George W. Stone, Andover, N. H.; assistant treas- 
urer, Horace E. Chamberlin, Concord, N. H. 

NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

Alvah W. Sulloway, Franklin, N. H.; Warren F. Daniell, Frank- 
lin, N. H.; Charles 0. Stearns, Augustus E. Scott, Boston, Mass.; 
Frank P. Vogl, Claremont, N. H.; William F. Richards, Newport, 
N. H.: Charles H. Fish, Dover, N. H. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

ALVAH W. SULLOWAY, 

President and Director. 

GEORGE U. CROCKER, 

Treasurer. 



Commonwealth of Massachusetts. 

Suffolk, ss. October 12, 1905. Then personally appeared the 
above-named A. W. Sulloway and George U. Crocker, and sev- 
erally made oath that the foregoing certificate by them sub- 
scribed is, to the best of their knowledge and belief, true. 
Before me, 

G. GLOVER CROCKER, Jr., 

Justice of tht Peace. 



REPORT 



CONCORD & MONTREAL RAILROAD 



FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE, YEAR. 

Rental received from lease of road: 

October 1, 1904 .... $130,310.25 

January 1, 1905 .... 130,310.25 

April 1, 1905 130,310.25 

July 1, 1905 130,310.25 

Interest received on bonds, from Boston & Maine 
Railroad ......... 

Gross income ....... 

Interest on funded debt, from Boston & Maine 
Railroad ......... 

Net divisible income . . . . . 

Dividends declared, 7 per cent on stock, payable 

quarterly 

Surplus for the year ending June 30, 1905 . 
Amount of surplus June 30, 1901 . . . . 

Total surplus June 30, 1905 . . . . 



$521,241.00 
286,170.00 

$807,411.00 
286,170.00 

$521,241.00 

521.241.00 

nothing 
$212,453.13 

$212,453.13 



GENERAL BALANCE SHEET. 



Cost of road 

Cost of Concord & Manchester electric branch 
Cost of Concord Street Railway branch 

Total 

Stocks and bonds of other corporations 
Other permanent property .... 

Total permanent investments . 



$12,294,168.25 
473,488.64 
456,546.88 



$13,224,203.77 
595.342.59 
928,492.16 

$14,748,038.52 



44 



CONCORD & MONTREAL. 



45 



Cash $l,£ 

Boston & Maine Railroad, Concord 

Railway account . . . . 7,4 L6.90 

Boston & Maine Railroad, Manches- 
ter & Milford branch . . . 839.63 

Boston & Maine Railroad, lease ac- 
count 51,864.83 

Due from solvent companies, Pemi- 

gewasset Valley Railroad . . 12,772.92 

Total cash and current assets 



Total 



$7 1. 730.79 
$1 1,822,769.31 



Capita] stock, class 1 

Capital slock, "lass 2 

Capital stock, class 3 . . . 

Capital stock, class 4 . . . 

Total capital stock 
Funded debt, mortgage bonds . 
Debenture bonds . . . . 

Current liabilities: 

Loans and notes payable 
Audited vouchers and accounts. 
I'... C. & M. Railroad, expense 
account ..... 

Dividends not called for, old B v 
C. & M. Railroad 
• Matured interest coupons unpaid, 
old B., C. & M. Railroad . 





$S00 000.00 




540,400.00 




459,600.00 




5,647,600.00 




$7,447,000,110 




5.500 




1.5 12,000.00 


$101,600.00 




770.56 




857.00 




42S.00 





Miscellaneous current liabilities: 
Advances by Boston & Maine 
Railroad . . . . . 
I'.. & M. R. R., account Concord & 
Montreal Railroad improve- 
ment account .... 
13. & M. R. R.. account Concord & 
Manchester electric branch 

Total current liabilities 
Profit and loss balance — surplus 

Total 



$16,675.16 

18,146.82 
11,738.64 



$150,216.18 

212.453.13 

$14,822,769.31 



46 



RAILROAD COMMISSIONERS REPORT. 



PROPERTY ACCOUNTS: ADDITIONS AND DEDUCTIONS 




DURING THE YEAR. 




Expenditures made for improvements to the prop- 




erty of the Concord & Montreal Railroad for the 




year ending June 30, 1905: 




Land at Wing Road (Wm. H. Blake) 


$50.00 


Underpass at Rumney (Inah E. Hill) 


50.00 


Recording deeds, land at Bow. N. H.. purchased 




by Manchester Traction, Light and Power Co., 




and conveyed to C. & M. R. R. under contract: 




July, 1904. 2 deeds . . . $1.70 




March, 1905, deed and plan, White 




to C. & M. R. R. 1.00 


2.70 
4S9.09 


Rebuilding bridge, Xo. 102, Woodsville . 


Total 


$591.79 


Less proceeds sale of: 




Land at Wells River, Vt., to town 




of Newbury. Vt. . . . $50.00 




Land at Wells River, Vt., to G. 




E. Randall 100.00 






150.00 




Total charge to improvement account, Con- 




cord & Montreal Railroad .... 


$441.79 


Also Manchester & Milford branch, Concord & 




Montreal Railroad . . ., . 


593.00 


Concord electric branch, Concord & Montreal 




Railroad ......... 


2,010.04 


Concord Street Railway, change of 




gauge ...... $1,316.70 




Concord Street Railway, advertis- 




ing ....... 31.50 




Concord Street Railway, changing 




ears from narrow to standard 




gauge . . . . . . 933.86 




Concord Street Railway, installing 




portable sub-station at Concord . 7.01S.01 






9,300.07 




Net addition to property account for the year 


$12,344.90 



CONCORD & MONTREAL. 



47 



FUNDED DEBT. 



Description of Bos ds, 

1 L< . 


Kate 

of 

interest. 


Date 

of 

mat urity. 

Old. 

ion 

1920 
]'.)20 
1920 
1920 


Amount 
outstand- 
ing. 

J5ii0.no 
500,000.00 
5,000,000.00 
(150,000.00 
400,000.00 
462,000.00 


I nteresl 

paid during 

the year. 


Boston, Concord A Montreal 
Railroad, mortgage bonds. 




Boston, Concord A: Montreal 
Railroad, mortgage bonds. 

Concor<l & Montreal Railr'd, 


6 
4 

4 

n 


9)30,000.00 

200,000.00 
20,000.00 
14,000.00 
10,170.00 


Concord & Montreal Railr'd, 


Concord & Montreal Railr'd. 
Conco'd & Montreal Railr'd, 


Total 






s7,012, 500.00 


$286,1", 0.00 












RAILROAD OWNED. 

Length of main line front Nashua to Groveton 
Length of branch line in New Hampshire . 
Total length of branch line .... 

Total length of line owned in New Hampshire 
Total length of line owned .... 

Length of second track in New Hampshire . 
Total length of second track .... 

Concord & .Manchester Electric Branch (streel 
railway) ........ 

Length <if side track ...... 

Total length of track owned in New Hampshire . 
Total length of track owned . 



181.07 
182.76 

197.90 

363.S:; 

378.97 
34.57 
34.57 

27.88 
151.27 

577.55 
592.69 



PROP! K U3DBESS "I in i I "\ii\\\ v. 

I'll]-: CONCORD A- MONTREAL RAILROAD, 

i ONCORD, N. II. 



NAMES AND BUSINESS ADD>RESSES <" n;iv ll\\l OFFICERS. 

President, Benjamin A. Kimball, Concord, X. II.: treasurer, 
John F. Webster, Concord. X. II.; clerk of corporation, Frank 
S. Streeter, Concord. X. 11. See 1'.. .V M. R. R. for other offii 



48 RAILROAD COMMISSIONERS' REPORT. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

Benjamin A. Kimball, George M. Kimball, Benjamin C. White, 
Concord, N. H.: Walter M. Parker, Noah S. Clark, Arthur H. 
Hale. Frank P. Carpenter, Manchester, X. H.; Hiram A. Tuttle, 
Pittsfield, X. H.; William H. Moses, Tilton, N. H.; Sumner Wal- 
lace. Rochester. X. H.; Hiram X. Turner, St. Johnsbury, Vt.; 
Charles E. Morrison, Boston, Mass. 

We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

BENJAMIN A. KIMBALL, 

President and Director. 

JOHN F. WEBSTER, 

Treasurer. 



State of New Hampshire. 

Merrima< k. 3S. Concord, October 20, 1905. Then personally 
appeared the above-named Benjamin A. Kimball, president, and 
John F. Webster, treasurer, and severally made oath that the 
foregoing certificate by them subscribed is, to the best of their 
knowledge and belief, true. 
Before me, 

GEORGE E. CUMMINGS, 

Justice of the Peace. 



REPORT 



CONCORD cSl PORTSMOUTH RAILROAD 



FOE THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 

Rental received from lease of road .... 
Salaries and maintenance of organization 


$25,000.00 

410.00 

5.00 


Dividends declared, 7 per cent on common stock 


$24,585.00 
24,500.00 


Surplus for the year ending June 30, 1905 
Amount of surplus June 30, 1904 .... 


85.00 
4,358.51 


Total surplus June 30, 1905 .... 


$4,443.51 



GENERAL BALANCE SHEET. 

Cost of road 

Cash 

Total 

Capital stock, common ...... 

Profit and loss balance — surplus . . . . 

Total 

CAPITAL STOCK. 

Capital stock authorized by law, common . 
Capital stock authorized by vot^s of company, 

common . 

Capital stock issued and outstanding, common 



$350,000.00 
4,443.51 



$354,443.51 



$350,000.00 
4,443.51 

$354,443.51 



$500,000.00 

350,000.00 
350,000.00 



49 



50 



RAILROAD COMMISSIONERS' RERORT. 



Number of shares issued and outstanding, com- 
mon 

Number of stockholders, common . 

Number of stockholders in New Hampshire, com- 
mon 

Amount of stock in New Hampshire, common . 

RAILROAD OWNED. 

Length of main line in New Hampshire 
Length of branch line 

Total length of track owned .... 



3,500 
194 

165 
$320,500.00 



40.50 miles 
7.00 " 



47.50 miles 



PROPER ADDRESS OF THE COMPANY. 

CONCORD & PORTSMOUTH RAILROAD, 
Manchester, N. H. 

NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, William A. Peirce, Portsmouth, N. H.; treasurer, 
W. Byron Stearns, Manchester, N. H.; clerk of corporation, Wal- 
lace Hackett, Portsmouth, N. H. 

NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

William A. Pierce, Wallace Hackett, Calvin Page, Ports- 
mouth, N. H.; Walter M. Parker, Manchester, N. H.; Joseph 
B. Walker, Samuel C. Eastman, Concord, N. H.; Elesha R. Brown, 
Dover, N. H. 



I hereby certify that the statements contained in the foregoing 
return are full, just, and true. 

W. BYRON STEARNS, 

Treasurer. 



State of New Hampshire. 

Hillsborough, ss. October 18, 1905. Then personally ap- 
peared the above-named W. B3 r ron Stearns, and made oath that 
the foregoing certificate by him subscribed is, to the best of 
his knowledge and belief, true. 
Before me, 

HENRY M. PUTNEY, 

Justice of the Peace. 



REPORT 



CONNECTICUT RIVER RAILROAD 
COMPANY 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAH. 

Rentals received from lease of road 

Expenses and charges upon income accrued dur- 
ing the year: 

Salaries and maintenance of or- 
ganization $2,000.00 

Interest on funded debt . . 84,065.00 



Total expenses and charges upon income . 

Net divisible income 

Dividends declared, 10 per cent on common stock 

Surplus for the year ending June 30, 1905 . 
Amount of deficit June 30, 190-1 . 

Total deficit June 30, 1905 . 



$349,065.00 



86,065.00 



$263,000.00 
263,000.00 

nothing 
$193,S84.S4 

$193,SS4.S4 



GENERAL BALANCE SHEET. 



Cost of road 
Cost of equipment 



Lands in: 

Chicopee and Brightwood, Mass. $39,175.00 

Greenfield, Mass. . . . 75.00 



,597,366.50 
455,977.66 



39.250.00 



51 



52 



RAILROAD COMMISSIONERS' REPORT. 



Stock of: 

Vermont Valley Railroad Com- 
pany of 1S71 . . . . 
Hampden Park . 



Total permanent investments , 

Cash 

Due from solvent companies and in- 
dividuals . 

Total cash and current assets , 
Profit and loss balance — deficit 

Total 



^579,200.00 
23.9S7.50 



$20,856.53 
159,552.89 



Capital stock, common 

Funded debt 

Current liabilities: 

Dividends not called for . . $430.00 

Matured interest coupons unpaid 

(including coupons due July 1) 22,774.50 

Boston & Maine Railroad . . 146,906.05 

Total current liabilities 

Interest accrued and not yet due . 

Fund for corporation expenses . . . . 

Total 

CAPITAL STOCK. 

Capital stock authorized by law, common . 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common . 

Number of shares issued and outstanding, com- 
mon 

Number of stockholders, common .... 

Number of stockholders in New Hampshire, com- 
mon .......... 

Amount of stock held in New Hampshire, com- 
mon 



$603,207.50 
$4,695,801.66 



186,409.42 
193,884.84 



$5,076,095.92 



$2,630,000.00 
2,262,050.00 



170,110.55 
13,333.34 

602.03 



$5,076,095.92 



$2,670,000.00 

2,660,000.00 
2,630,000.00 

26,300 
967 

27 

67,200 



CONNKCTHTT K I \' Kit. 



53 



FUNDED DEBT. 



Description of Bonds, 


Rate ot 

iuteiest. 


Date of 
maturity. 


Amount 
outstanding. 


Interest 

paid during 

year. 




4 
4 
3J 
3J 


Jan. 1, 1903 
Sept. 1,1943 
Jan. 1, 19-21 
Jan. 1, 1923 


83,050.00 

1,000,000.00 

290,000 00 

969,000 00 


§324.00 
40,000 00 
10,150.00 
33,915.00 


Gold, 50 " ...'. 


» 20 " 


«' 20 " 




Total 






.$2,262,050.00 


884.3S9.00 









RAILROAD OWNED. 

Length of main line in New Hampshire 
Total length of main line ..... 
Total length of branch line .... 
Total length of line owned in New Hampshire 
Total length of line owned .... 
Total length of second track .... 
Total length of third track .... 
Length of side track, etc., in New Hampshire 
Total length of side track, etc. 
Total length of track owned in New Hampshire 
Total lenoth of track owned .... 



23. 210 miles 
74.000 

5.850 " 

23.210 

79.850 

36.000 

.800 

5.200 
64.740 " 
28.410 
181.390 



PROPER ADDRESS OF THE COMPANY. 

CONNECTICUT RIVER RAILROAD COMPANY, 
Springfield, Mass. 

names and business addresses of principal officers. 

President, William Whiting, Holyoke, Mass.; treasurer and 
clerk of corporation, George R. Yerrall, Springfield, Mass. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

William Whiting, Holyoke. Mass.; Oscar Edwards, Northamp- 
ton, Mass.; James II. Will in ins. Bellows Falls, Vt.; John H. 
Albin, Concord, N. H; Edmund P. Kendrick, Springfield, Mass.; 
Seth H. Richards, Newport, N. H.; Joseph W. Stevens, Green- 
field, Mass.; Lucius Tuttle, Boston, Mass.; William W. McCleuch. 
George B. Holbrook, Springfield, Mass. 



54 RAILROAD COMMISSIONERS' REPORT. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

WILLIAM WHITING, 
OSCAR EDWARDS, 
EDMUND P. KENDRICK, 
JOSEPH W. STEVENS, 
WILLIAM W. McCLEUCH, 

Directors. 

GEORGE R. YERRALL, 

Treasurer. 



State of Massachusetts. 

Hampden, ss. August 28, 1905. Then personally appeared the 
above-named William Whiting, Oscar Edwards, Edmund P. Ken- 
drick, Joseph W. Stevens, William W. McCleuch and George R. 
Yerrall, and severally made oath that the foregoing certificate 
by them subscribed is, to the best of their knowledge and belief, 
true. 

Before me, 

STUART M. ROBSON, 

Notary Public. 



REPORT 



FITCHBURG RAILROAD COMPANY 



FOR THE YEAR ENDING JUNE 30, 1905. 



GENEBAL EXHIBIT FOB THE YEAR. 

Rentals received from lease of road 
Interest on bank deposit 



Gross income 



Expenses and chai'ges upon income accrued cor- 
ing the year: 

Salaries and maintenance of or- 
ganization $7,1S8.43 

Interest on funded debt . . 812,328.34 

Interest and discount on un- 
funded debts and loans . . 121,678.34 

Rentals paid by B. &. M. R. R. to 

Fitchburg Railroad . . . 237,000.00 

Contingent fund .... 248.43 



Total expenses and charges upon income 

Net divisible income ...... 

Dividends declared, 5 per cent on preferred stock 

Surplus for the year ending June 30, 190") 
Amount of surplus June 30, 1904 . . . . 
Net disbursements account business prior to July 
1, 1900 

Total surplus June 30, 1905 .... 



$2,046,006.68 
436.86 

$2,046,443.54 



1,178,443.54 

$868,000.00 
868,000.00 

nothing 
$731,155.49 

1,097.57 

$730,057.92 



55 



56 



RAILROAD COMMISSIONERS' REPORT. 



GENERAL BALANCE SHEET. 

Cost of equipment .... 


$12,383.17 

60,805.00 
323,422.70 


$39,912,480.26 
3,828,354.47 
2,240,750.56 


Total permanent investments 

Cash 

Due from solvent companies and 

individuals 

Other cash assets .... 


$45,981,585.29 


Total cash and current assets . 

Other assets and property: 

Boston & Maine, lease improve- 
ments 

Rental accrued not due 

Boston & Maine Railroad, Lessee 


$50,107.02 
278,741.21 
936,034.06 


396,610.87 


Total miscellaneous assets 


$35,132.32 
1,369.50 

63,647.50 


1,264,882.29 




$47,643,078.45 


Capital stock, common 
Capital stock, preferred . 


$7,000,000.00 
17,360,000.00 


Total capital stock 

Current liabilities: 

Audited vouchers and accounts . 
Dividends not called for 
Matured interest coupons unpaid 
(including coupons due July 1) 


$24,360,000.00 
22,174,000.00 


Total current liabilities 

Accrued liabilities: 

Interest accrued and not yet due 

Rentals accrued and not yet due 

Boston, Barre & Gardner Railroad 

stockholders .... 


$219,926.21 
58,815.00 

130.00 


100,149.32 


Total accrued liabilities 
Profit and loss balance — surplus . 




278,871.21 
730,057.92 




$47,643,078.45 



FITCH BURG. 



57 



PROPERTY ACCOUNTS: ADDITIONS AND DEDUCTIONS 
DURING THE YEAR. 



Additions to construction account: 
Superstructure, including rails . 
Lands, land damages, and fences 
Passenger and freight stations, 
woodsheds, water stations, en- 
gine-houses, car-houses, and 
turntables ..... 
Elimination of grade crossings . 
Sidings and yards extensions 
Improvements in process incom- 
plete 



$1,347.48 

8,194.00 



14,369.15 

235,00S.60 
688.80 

20,906.54 



Total additions to construction account 



$205,890.63 



CAPITAL STOCK. 



Capital stock authorized by law, common 
Capital stock authorized by law, preferred 

Total capital stock authorized by law 



Capital stock authorized by votes of company, 
common 

Capital stock authorized by votes of company, 
preferred .*....... 



Total capital stock authorized by vote 



Capital stock issued and outstanding, common . 
Capital stock issued and outstanding, preferred 

Total capital stock outstanding 



Number of shares issued and outstanding, com- 
mon 

Number of shares issued and outstanding, pre- 
ferred 



Total number of shares outstanding 



Number of stockholders, common . 
Number of stockholders, preferred 

Total number of stockholders . 



$7,000,000.00 
17,360,000.00 

$24,360,000.00 



$7,000,000.00 
17,360,000.00 



$24,360,000.00 



$7,000,000.00 
17,360,000.00 



$24,360,000.00 



70,000 
173,600 



243,600 



2 

6,120 



6,122 



58 



RAILROAD COMMISSIONERS' REPORT. 



Number of stockholders 


in 


New 


Hampshire, 


pre- 




ferred 
















669 


Amount 


of 


stock 


held 


in 


New 


Hampshire, 


pre- 




ferred 
















776,600 



FUNDED DEBT. 



Description of Bonds, 
etc. 



Fitcbburg Railroad. 



Troy & Boston, 1st mort. 
Brookline & Pepperell.. 



Total . 



Rate of 
interest. 



5 

4 

5 

4 

4 

4 

5 

4 

4J 

4 

4 

4 

4 

3* 

3i 

4 

7 

5 



Date of 
maturity. 



Oct. 1 
Mar. 1 
Nov. 1 
June 1 
Feb. 1 
April 1 
May 1 
June 1 
May 1 
Mar. 1 
July 1 
Mar. 1 
Tan. 1 
Oct 
Oct 
May 1 
July 1 
Dec. 1 



,1901 
, 1904 
, 1903 
, 1905 
, 1907 
,1907 
, 1908 
, 1920 
,1914 
, 1915 
,1916 
, 1927 
, 1928 
, 1920 
, 1921 
,1925 
, 1924 
,1911 



Amount 
outstand'g. 



Interest 

paid during 

year. 



$7,000.00 

5,000,000.00 

1,500,000.00 

2,000,000.00 

600,000.00 

500,000.00 

1,359,000.00 

500,000.00 

2,750,000.00 

1,450,000.00 

600,000.00 

1,775,000.00 

3,660,000.00 

573,000.00 

100,000.00 



822,174,000.00 



$75.00 

20.00 

50.00 

20,560.00 

200,000.00 
59,460.00 

100,100.00 
20,200.00 
22,545.00 
54,540.00 
20,260.00 

109,540.00 
58,000.00 
17,482.f0 
62,230.00 



40,005.00 
5,025.00 



8790,092.50 



RAILROAD OWNED. 




Length of main line in New Hampshire 
Total length of main line ..... 
Length of branch line in New Hampshire . 
Total length of branch line ..... 
Total length of line owned in New Hampshire . 


43.09 miles 
249.05 " 

35.43 " 
145.09 " 

78.52 " 



K ITCH BURG. 



59 



Total length of line owned .... 

Total length of second track .... 

Total length of third track .... 

Total length of fourth track 

Length of side track, etc., in New Hampshire 

Total length of side track, etc. 

Total length of track owned in New Hampshire 

Total length of track owned .... 



394.] I miles 
127.22 

3.90 

2.02 

27.59 

253.89 " 

L06.ll 

781.37 



PROPER ADDRESS OF THE COMPANY. 

FITCHBURG RAILROAD COMPANY, 
Boston, Mass. 



NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, Moses Williams. Boston, Mass.; treasurer, Daniel A. 
Gleason, Boston, Mass.; clerk of corporation, Paul Crocker, Bos- 
ton, Mass. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

Gordon Abbott, Manchester, Mass.; Brigham N. Bullock, Fitch- 
burg, Mass.; Charles T. Crocker, Fitch-burg, Mass.; William 
H. Hollister, New York, N. Y.; Charles Lowell, Boston, Mass.; 
William E. Rice, Worcester, Mass.; Joseph B. Russell, Belmont, 
Mass.; Francis Smith, Rockland, Me.; Frederic J. Stinson, Ded- 
ham, Mass.; George R. Wallace, Fitchburg, Mass.; Charles E. 
Ware, Fitchburg, Mass.; Moses Williams, Brookline, Mass.; Rob- 
ert Winsor, Boston, Mass. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

MOSES WILLIAMS, 
JOSEPH B. RUSSELL, 
GORDON ABBOTT, 

B. N. BULLOCK, 
CHARLES E. WARE, 

(i FORGE R. WALLACE, 

C. T. CROCKER, 

Directors. 



DANIEL A. GLEASON, 

Treasun r. 



60 RAILROAD COMMISSIONERS' REPORT. 



Commonwealth of Massachusetts. 

Suffolk, ss. August 29, 1905. Then personally appeared the 
above-named Moses Williams, Joseph B. Russell, Gordon Abbott, 
B. N. Bullock, Charles E. Ware, George R. Wallace, C. T. Crocker, 
and Daniel A. Gleason, and severally made oath that the fore- 
going certificate by them subscribed is, to the best of then- 
knowledge and belief, true. 
Before me, 

GEORGE O. FOSTER, 

Justice of the Peace. 



REPORT 



FRANKLIN & TILTON RAILROAD 



FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL BALANCE SHEET. 


$264,496.92 


Due Boston & Maine Railroad for account of im- 
provements at Franklin Falls .... 


$250,000.00 
14,496.92 


Total 


$264,496.92 


PROPERTY ACCOUNTS: ADDITIONS AND DEDUCTIONS 
DURING THE YEAR. 

Additions to construction account: 

Grading and masonry 

Superstructure, including rails .... 


$312.64 
140.81 


Total additions to construction account 


$453.45 


CAPITAL STOCK. 

Capital stock authorized b.y law, common . 
Capital stock authorized by votes of company, 

Capital stock issued and outstanding, preferred . 
.Number of shares issued and outstanding, corn- 
Number of stockholders, common .... 
Number of stockholders in New Hampshire, corn- 
Amount of stock held in New Hampshire, common 


$300,000.00 

275,000.00 
250,000.00 

2,500 
2 

2 
$250,000.00 



61 



62 RAILROAD COMMISSIONERS' REPORT. 



RAILROAD OWNED. 

Total length of main line . 



5 miles 



GENERAL REMARKS AND EXPLANATIONS. 

The Franklin & Tilton Railroad was leased to the Concord & 
Montreal Railroad October 8, 1895, for the term of ninety-one 
3'ears from April 1, 1895, at the nominal rental of one dollar 
($1) annually, with such additional sums as may be necessary 
to keep up the organization of the lessor. On the same date this 
lease was assigned to the Boston & Maine Railroad, which cor- 
poration now operates the Franklin & Tilton Railroad under 
said lease, and all information concerning the operation of said 
lessor railroad will be found embodied in the report of the 
Boston & Maine Railroad. 



PROPER ADDRESS OF THE COMPANY. 

FRANKLIN & TILTON RAILROAD, 
Franklin Falls, N. H. 

NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, Benjamin A. Kimball, Concord, N. H.; treasurer, 
Frank Proctor, Franklin Falls, N. H.; clerk of corporation, 
Edward G. Leach, Franklin Falls, N. H. 

NAMES AND RESIDENCES OF BOARD OF DIRECTORS 

Benjamin A. Kimball, Concord, N. H.; Alvah W. Sulloway, 
Franklin Falls, N. H.; Horace E. Chamberlin, Concord, N. H.; 
Alfred E. Tilton, Tilton, N. H. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

BENJAMIN A. KIMBALL, 
ALVAH W. SULLOWAY, 

Directors. 

FRANK PROCTOR, 
BENJAMIN A. KIMBALL, 

Treasurers. 



FRANKLIN & TILTON. 63 



State of New Hampshire. 

Merrimack, ss. September 14, 1905. Then personally ap- 
peared the above-named Benjamin A. Kimball, Alvah W. Sul- 
loway, and Frank Proctor, and severally made oath that the 
foregoing certificate by them subscribed is, to the best of their 
knowledge and belief, true. 

EDWARD G. LEACH, 

Justice of the Peace. 



REPORT 



MAINE CENTRAL RAILROAD 
COMPANY 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 



Gross earnings from operation 
Operating expenses . 



Net earnings from operation . 

Dividends received on stocks owned: 
Boston & Maine Railroad 
Portland & Ogdensburg Railway 
Bridgton & Saco River Railroad 
St. John Bridge & Railway Ex- ■ 
tension Company 

Interest received on bonds owned: 
Maine Central Consols, 7 per cent 
Washington County Railway 
Compan3 r , 3y 2 per cent 

Miscellaneous income, less expense: 
Rent of real estate 
Interest and discount . 



$329.00 

3,963.60 

250.00 

7,000.00 



$62.22 
4,375.00 



15,438.24 
53,314.34 



Total income from sources other than opera- 
tion 



Gross income above operating expenses 



Charges upon income accrued during the year: 
Interest on funded debt .... 
Taxes 



$7,251,535.98 
4,876,202.34 



$2,375,333.64 



84,732.40 



$2,460,066.04 



$631,860.00 
260,400.00 



64 



MA1NK CENTRAL. 



65 



Rentals of leased roads: 








European cv North American 








Railway . . . . . 




$165,500.00 




Belfast & Moosehead Lake Kail- 








road ...... 




36,000.00 




Dexter & Newport Eailroad 




13,350.00 




Eastern .Maine Railway . 




9,500.00 




Portland & Ogdensburg Railway 




182,300.76 




Devter & Piscataquis Railroad . 




i::. 350. 00 




Upper Coos Eailroad 




61,375.00 




lie refold Railway . . . . 




6 4.500.00 


$515,875.76 






Sinking fund payments 






114,693.85 


Other deductions from income: 








Appropriation for new passenger 








station and terminals at Ban- 








gor, Me. ..... 




$300,000.00 




Note of Portland, Mt. Desert & 








Machias Steamboat Company, 








charged off as uncollectible 




50,000.00 






Off 




350,000.00 




income . 


Total charges and deductions fi 


$1,932,829.62 


Net divisible income . 


$527,236.42 


Dividends declared during the year 


pa 


yable on — 




October 1, 1904 (No. 70), 1% per 








cent on $4,976,500, common 




$87,0S8.75 




January 1, 1905 (No. 71), 1% per 








cent on $4,976,700, common 




87,092.25 




April 1, 1905 (No. 72), 1% per 








cent on $4,976,700, common 




S7,092.25 




July 1, 1905 (No. 73), 1% per 








cent on $4,976,700, common 


30, 


S7.092.25 




Total dividends declared . 


1905 . 


348,365.50 


Surplus for the year ending June 


$178,870.92 


Amount of surplus June 30, 1904 . 






283,114.57 


Total 


$461,985.49 


Credits to profit and loss account 




$895,213.84 




Amount transferred to contingent 








fund ...... 


ml 


17S,870.92 




Net amount credited to profit £ 


loss 


716,342.92 


Total surplus June 30, 1905 






$1,178,328.41 



66 



RAILROAD COMMISSIONERS' REPORT. 



EARNINGS FROM OPERATION. 

Gross receipts from passengers . 

Deductions: 

Tickets redeemed .... $:;,S96.13 

Excess fares refunded . . . S,14S.62 

Other payments .... 651.07 



$2,448,S55.S1 



Total deductions 

Net revenue from passengers 

From mails $18S,6S4.04 

From express ..... 12S, 847.21 

From extra baggage and storage . 47,705.77 

Miscellaneous ..... 12.312.74 



Total earnings, passenger service 

Freight service: 

Gross receipts from freight 
Overcharge to shippers .... 

Net revenue from freight . 

Other earnings, freight service: 

Miscellaneous 

Total earnings, freight service 

Total passenger and freight earnings 



Other earnings from operation: 
Rental from tracks, yards, and 
terminals ..... 
Rentals from other property 
Steamboat earnings 
Wharfage and pierage 

Total other earnings 

Gross earnings from operation 



$27,800.00 

2,851.89 

66,453.55 

27,594.76 



12.695.82 



$2,436,159.99 



377,579.76 



$2,813,739.75 



$4,290,166.50 
27,913.72 



$4,262,252.87 

50,843.16 
$4,313,096.03 
$7,126,S35.78 



124,700.20 



$7,251,535.98 



EXPENSES OF OPERATION. 



General expenses: 

Salaries of general officers . 
Salaries of clerks and attendants 
General office expenses and supplies . 



$49,800.20 
58.456.74 
21,966.74 



MA INK CENTRAL. 



67 



Insurance ....... 

Law expenses ...... 

Stationery and printing (general offices) 
(>i her general expenses . . . . . 



Total 



Maintenance of way and structures: 

Repairs of roadway ...... 

Renewals of rails ...... 

Renewals of tics 

Repairs and renewals of bridges and culverts 
Repairs and renewals of fences, road crossings, 

signs, and cattle guards . 
Repairs and rentals of buildings and fixtures 
Repairs and renewals of docks and wharves 
Repairs and renewals of telegraph 
Stationery and printing . 



Total 



Maintenance of equipment: 
Superintendence ..... 
Repairs and renewals of locomotives . 
Repairs and renewals of passenger cars 
Repairs and renewals of freight cars . 
Repairs and renewals of work cars 
Repairs and renewals of marine equipment 
Repairs and renewals of shop machinery and 

tools ... 

Stationery and printing 

Other expenses of maintaining equipment . 



Total 



Conducting transportation: 

Superintendence ..... 

Engine and roundhouse men 

Fuel for locomotives .... 

Water supply for locomotives 

Oil, tallow, and waste for locomotives 

Other supplies for locomotives . 

Train service ..... 

Train supplies and expenses 

Switchmen, flagmen, and watchmen 

Telegraph expenses 

Station service 

Station supplies 

Car mileage — balance 

Loss and damage . 



$49,1.50.00 

35,722.04 

7,526.17 

2,791.97 



$225,413.86 



$609,487.79 

115,286.51 

90,676.28 

195,746.36 

25,848.68 

139,523.30 

52,069.41 

2,034.61 

1,079.41 



$1,231,752.35 



$26,624.30 
274,086.02 
184,423.93 
225,801.45 
51,555.35 
77,220.35 

22,997.46 
2,438.07 
1,560.92 

$866,707.85 



$50,295.23 

394.9S6.70 

753,861.69 

26,581.97 

11,375.77 

5,285.13 

286,731.00 

63,505.98 

182,666.38 

67,442.57 

292,176.99 

52,058.44 

92,547.68 

32,600.52 



68 



RAILROAD COMMISSIONERS REPORT. 



Injuries to persons .... 
Operating - marine equipment 

Commissions ...... 

Rentals for tracks, yards, and terminals 
Rentals of buildings and other property 
Stationeiw and printing 


- 


$94,346.90 

8.113.44 

67,672.38 

17,124.74 

1,959.30 

3,357.37 

7,500.00 

9,923.60 

30,214.50 


Total 


$2,552,328.28 






Recapitulation: 

General expenses ....... 

Maintenance of way and structures . 
Maintenance of equipment ..... 

Conducting transportation .... 


$225,413.86 

1,231,752.35 

866,707.85 

2,552,328.28 


Total operating expenses ..... 


$4,876,202.34 


Percentage of operating expenses to gross earn- 


67.244 



GENERAL BALANCE SHEET. 










$14,562,748.85 


Cost of equipment .... 




2,617,687.93 


Stock of: 






Boston & Maine Railroad 


$8,225.00 




Portland & Ogdensburg- Railway 


HO. 090.00 




Bridgton & Saco River Railroad . 


5,000.00 




St. John Bridge & Railway Ex- 






tension Company 


20.000.00 




Portland Union Ry. Station Co. 


25.000.00 




Miscellaneous .... 


4.00 


157,319.00 


Bonds of: 




Maine Central Railroad Company 


$31,892.50 




Knox & Lincoln Railway 


35.(131.00 




Maine Shore Line Railway Co. 


6,463.00 




Upper Coos Railroad Co. 


132.278.00 




Washington County Railway Co. 


450.215.00 




Maine Central Railroad Co. and 






European & North American 






Railway Company 


5,350.00 


661,829.50 






Total permanent investments . 


$17,999,585.28 



MAINE CENTRAL. 



69 



Cash $748,056.14 

Bills receivable .... 806,817.50 

Due from agents .... 1.57,702.89 

Traffic balances due from other 

companies (net) .... 176,198.32 
Due from solvent companies and 

individuals 191,378.58 

Sinking and other special funds . 360,793.73 

Total cash and current assets 
Materials and supplies ...... 



Total 



Capital stock, common 

Funded debt 

Current liabilities: 

Audited vouchers and accounts $631,262.43 

Salaries and wages . . . 111,652.80 

Dividends not called for . . 9,655.29 
Matured interest coupons unpaid 

(including coupons due Julj r 1) 40,226.00 
Rentals due and unpaid (includ- 
ing rentals due July 1) . . 29,975.00 
Dividend No. 73, due* July 1 . 87,092.25 

Total current liabilities 

Accrued liabilities: 

Interest accrued and not yet due $154,371.66 

Taxes accrued and not yet due . 142.986.53 

Rentals accrued and not yet due 84,395.91 



Total accrued liabilities 

Sundry lease accounts 

Sinking and other special funds* . $360,793.73 

Equipment fund .... 336,260.00 

Improvement fund .... 470,107.92 

Injury fund 125,000.00 

Contingent fund 432.S34.66 

Sundry accounts .... 91,426.82 



Total sinking and other special funds 
Profit and loss balance — surplus . 



Total 



$2,440,947.16 
830,962.72 

$21,271,495.16 



$4,988,000.00 
11.892,192.00 



909,863.77 



381,754.10 
104,933.75 



1,816, 423. 13 
1,178,328.41 

$21,271,495.16 



"For detail see Forty-Fourth Annual Report of the Maine Central Railroad 

Company. 



70 



RAILROAD COMMISSIONERS REPORT. 



CAPITAX STOCK. 



Capital stock authorized by law, common . 
Capital stock authorized hy votes of company. 
common ......... 

Capital stock issued and outstanding, common 

Portland & Kennebec script 

Maine Central script 

Androscoggin & Kennebec stock bondst 

Total capital stock liability . . . . 

Number shares issued and outstanding, common 

Number of stockholders, common . . . . 

Number of stockholders in New Hampshire, com- 
mon .......... 

Amount of stock held in New Hampshire, com- 
mon .......... 



$12,000,000.00 

4,988.000.00 

4,976,100.00 

600.00 

300.00 

11,000.00 

$4,988,000.00 

49,761 
776 

62 

$177,300.00 



FUNDED DEBT. 



Description of Bonds, etc. 


Rate 
of in- 
terest. 


Date of 
maturity. 


Amount 
outstancl'g. 


Interest 
paid dur- 
ing year. 


Maine Central Collateral Trust... 


7 
5 

4 
5 

6 
4 
5 

ih 
4* 
4* 


Apr. 1, 1912 

June 1, 1923 

Aug. 1, 1920 
Feb. 1,1921 
Feb. 1, 1905 
July 1, 1916 
July 1, 1917 


$3,924,000.00 

269,500.00 

1,525,000.00 

3,265,500.00 

669,000.00 

81,000.00 

1,300,000.00 

400,000.00 


8270,588.50 
13,372.50 
68,748.75 
129,970.00 
34,450.00 
5,310.00 


Penobscot Shore Line, 1st mtg... 

Knox & Lincoln, 2d mortgage 

• Maine Central, sinking fund. . . . 


51,760.00 
18,675.00 
27,382.50 


200,000.00 

250,000.00 

8,192,00 


" " " B 


j 20,250.00 














Total 


511,892,192.00 


8640,507.25 









t Exchangeable for Maine Central stock on presentation. 

* S600.000 in Maine Central Railroad Co. 4t per cent Sinking Fund Bonils, 
due on Feb. 1, 1905, paid at maturity. 



MAINE CENTRAL. 



71 



EQUIPMENT FUND. 

Ammmi of equipment fund June 30, 1904 
Additions during the year 

Tola!, including- additions 
Deductions during the year 

Total equipment fund June 30, 1905 



-INKING FUNDS.* 

Amount June 30, 1904 

Additions during the year ..... 


$803,127.88 
1.57,913.85 


fcal, including additions ..... 
Deductions during the year ..... 


$961,041.73 

600,2 is. HO 


Total sinking funds 


$360,793.73 



$688,000.00 
190,341.79 

$878,341.79 
542,081.79 

$336,260.00 



INJURY FUND. 

Amount of injury fund June 30, 1904 
Additions during the year 

Total injury fund June 30, 1905 



$100,000.00 
25,000.00 



$125,000.00 



IMPROVEMENT FUND. 

Amount of improvement fund Jnne 30, 1904 
Additions during the year .... 

Total, including additions .... 
Sundry improvements ..... 



^283,208.73- 
442,500.00 

$725,708.73 

255,600.81 



Total improvement fund June 30, 1905 . 


$170,107.92 


VOLUME OF TRAFFIC, ETC. 




Passenger traffic: 




Number of passengers carried paying revenue 


3.446,683 


Number of passengers carried one mile . 


120,787,694 


Number of passengers carried one mile per mile 




of road operated ...... 


148,037 


Average length of journey per passenger, miles 


30.05 


Average amount received from each passenger 


$0.70681 



•For full detail of various sinking funds, see Fourty-fourtli Annual Report 
of the Maine Centra] Railroad Company. 



72 



IIAILROAD commissioners report. 



Average amount received per passenger per 
mile carried ........ 

Passenger earnings (gross) per mile of road 
operated ........ 

Passenger earnings (gross) per passenger-train 
mile run ........ 



Freight traffic: 

Number tons of freight hauled earning revenue 
Number of tons of freight hauled one mile 
Number of tons of freight hauled one mile per 

mile of road operated . . . . . 

Average length of haul per ton, miles 
Average amount received for each ton freight 
Average amount received per ton per mile 

hauled ........ 

Freight earnings (gross) per mile of road 

operated ........ 

Freight earnings (gross) per freight-train mile 

run ......... 



BAILROAD OWNED. 

Length of main line 
Length of branch line 

Total length of line owned 
Length of second track . 
Length of side track, etc . 

Total leng-th of track owned 



.02017 
$3,448.51 

1.31672 

4,731,443 
396,734,697 

486,236 

83.85 

$0.90084 

.01074 

$5,286.11 

2.86013 



Operating expenses per mile of road operated . 


$5,976.25 


Operating expenses per revenue-train mile run 


1.38165 


Train mileage: 




Miles run by passenger trains .... 


2,021,263 


Miles run by freight trains ..... 


1,392,339 


Miles run by mixed trains ..... 


115,668 


Total mileage of trains earning revenue . 


3,529,270 


Miles run by construction and other trains 


200,519 


Total train mileage ...... 


3,729,789 


Fares and freights: 




Average rate per fare per mile, all tickets 


.02017 


Average rate per ton per mile, all freight . 


.01074 


Average number of persons employed . 


3,713 



393.10 miles 
2.51 " 

395.61 miles 

37.84 " 
157.85 " 

591.30 miles 



MA INK CENTRAL. 



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74 



RAILROAD COMMISSIONERS' REPORT. 



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MA INK CENTRAL. 



75 



RAILROAD OPERATED. 

Length of main line in New Hampshire 
Total length of main line .... 
Total length of branch line .... 
Total length of line operated in New Hampshire 
Total length of line operated .... 
Total length of second track .... 
Length of side track, etc., in New Hampshire 
Total length of side track, etc. 
Total length of track operated in New Hampshire 
Total length of track operated 



100.13 miles 
807.38 
8.55 
100.13 
815.93 

45.10 

25.79 

279.00 

125.92 

1,140.03 



RAILROAD CROSSINGS IN NEW HAMPSHIRE. 

Crossings with Highways. 

Number of crossing of Company's railroad with 

highways at grade ....... 

Number of highway grade crossings protected 

by flagmen, summer ...... 

Number of highway grade crossings protected 

by flagmen, winter 

Number of highway grade crossings unprotected, 

summer ......... 

Number of highway grade crossings unprotected, 

winter ......... 

Number of highwaj' bridges 18 feet (or more) 

above track ........ 

Height of lowest highway bridge above track 

Crossings with Other Railroads. 

Crossings of Company's railroad with other rail- 
roads at grade ....... 

The Boston & Maine Railroad at Fabyans, 

Whitefield, Scotts, Jefferson Junction, and 

Coos Junction. 
The Grand Trunk Railway at North Stratford. 



63 

6 

3 
57 
60 

1 

20 ft. 8 in. 



BRIDGES EXTENSIVELY REPAIRED OR STRENGTHENED 
DURING THE YEAH. 



Number and Loca- 
tion. 



Israel's River. 



Connecticut River near 
Lancaster 



Description of 
bridge. 



Description of work done. 



Deck lattice, steel... New ties and guard rails. 



Through lattice, 
steel New ties and guard rails. 



Total length of pile and trestle bridging, 1,003 feet. 



76 



RAILROAD COMMISSIONERS REPORT. 



E- 

- 

t— 

w 

o 

sz; 

o 

M 

— 

- 
o 

- 



•s.iaidnoo 
oijBiuoini: hjiav 
pa d d i n b a aaquintf 



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p a d d i n b a asquins 



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MAINE CENTRAL. 



i i 



■:> ei' 






us 


— r. -* t- to 

CO »0 ^ CO Ol 

— CT^ -< l- 





















































~ •-£ CO 



— so 1C 



2,282 

2,011 

104 


oo 




OS iH 0» 

1— CO ro 


o 


31 
co_ 


1,703 

1,280 

737 
23 


00 








C 









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i- _ - 



C5 Q O o 



78 



RAILROAD COMMISSIONERS REPORT. 



ACCIDENTS TO PERSONS. 





From causes beyond 
their own control. 


Prom their own 
misconduct or 

carelessness. 


Total. 


Total on 
all lines 
operat'd. 




5 

s 


0) 


•6 

o 

M 


13 
O 




5 


-a 

5 


5 
'fi 










3 
4 
3 


2 


3 

5 
4 


15 

14 


36 






1 
1 


o 


157 


Others 




60 










Total 




o 


2 


10 


2 


12 


29 


253 









STATEMENT OF EACH ACCIDENT. 

Passenger brakeman run over and killed while making up 
train. 

Laborer struck by train and killed. 

Passenger scratched and bruised by attempting to board a 
moving train. 

Passenger slightly injured in jumping from moving train. 

Passenger jumped from train and broke his leg. 

Passenger brakeman injured leg in getting on the pilot of a 
moving locomotive. 

Engineer jammed his foot in getting on engine. 

Fireman badly burned about the legs and hips by steam from 
an overturned locomotive. 

Car inspector run over and lost a leg. 

Engineer jammed his foot in getting on engine. 

Small boy at play near highway crossing struck by train and 
slightly injured. 

Pullman porter slipped and put his hand through a window 
pane, cutting it badly. 

Small boy, while at play about cars in yard, fell off a car and 
broke his arm. 

Mail clerk had head and back bruised by parting of train. 



PROPER ADDRESS OF THE COMPANY. 

MAINE CENTRAL RAILROAD COMPANY. 

Portland, Me. 



MA INK CENTRAL. 79 



NAMES AND IM SI. NESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, Lucius Tut tie, Portland, Me.; vice-president and 
genera] manager, George F. Evans, Portland, Me.; treasurer, 
George W. York. Portland, Me.; clerk of corporation. Henry B. 
Cleaves, Portland, Me.; comptroller and general auditor, George 
S. Hobbs, Portland, Me.; general passenger and ticket agent, 
Frederic E. Boothby, Portland, Me.; general freight agent, Wil- 
liam K. Sanderson, Portland, Me.; general superintendent, Morris 
McDonald, Portland, Me.; superintendent Mountain division, 
George F. Black, Portland, Me. 



NAMES AM) RESIDENCES OE BOARD OF DIRECTORS. 

George F. Evans, Portland, Me.; William P. Frye, Lewiston, 
Me.; Samuel C. Lawrence, Medford, Mass.; Lewis Cass Ledyard, 
Xew York, N. Y.; Edward P. "Picker, South Poland, Me.; Alvah 
W. Sulloway, Franklin, N. H.; Joseph W. Symonds. Portland, 
Me.; Lucius Tuttle, Boston, Mass.; John Ware, Waterville, Me.; 
George Yarney, Bangor, Me.; Henry M. Whitnej', Brookline, 
Mass.; Franklin A. Wilson, Bangor, Me. 

We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

LUCIUS TUTTLE, 
FRANKLIN A. WILSON. 
SAMUEL C. LAWRENCE, 
GEORGE F. EVANS, 
WILLIAM P. FRYE, 
JOSEPH W. SYMONDS, 
A. W. SULLOWAY, 
GEORGE YARNEY, 
EDWARD P. KICKER, 
JOHN WARE, 

Directors. 
GEORGE S. HOBBS, 

Comptroller. 
GEORGE F. EVANS, 

Vice-President. 

State of Maine. 

Cumberland, ss. Portland, Me., September S, 1905. Then per- 
sonally appeared the above-named Lucius Tuttle, Franklin A. 
Wilson, Samuel C. Lawrence, George F. Evans, William P. Frye, 
Joseph W. Symonds, A. W. Sulloway, George Varney, Edward 
P. Ricker, and John Ware, directors; George S. Hobbs, comp- 
troller, and George P. Evans, vice-president, of the Maine Cen- 
trail Railroad Company, and severally made oath that the fore- 
going certificate by them subscribed is, to the best of their 
knowledge and belief, true. 

Before me, 

EENRY B. CLEAVES, 

Justice of the Peace. 



REPORT 



MANCHESTER & LAWRENCE RAIL- 
ROAD 

FOE THE YEAR ENDING JUNE 30, 1903. 



GENERAL EXHIBIT FOR THE YEAR. 




Rental received from lease of road 
Dividends received on stocks owned: 

Concord & Montreal Kailroad .... 
Interest on deposits ....... 


$112,960.00 

210.00 
33.19 




$113,203.19 


Expenses and charges upon income accrued dur- 




ing year: 

Salaries and maintenance of or- 
ganization ..... $1,715.75 

Interest on funded debt . . 10.960.00 




Total expenses and charges upon income 


12,675.75 


Net divisible income 

Dividends declared, 10 per cent on common stock- 


$100,527.44 
100,000.00 


Surplus for the year ending June MO. 1905 
Amount of surplus June 30, 1904 .... 


$527.44 
134,447.37 


Total surplus June 30, 1905 .... 


$134,974.81 


GENERAL BALANCE, SHEET. 




Cost of telegraph 

Lands in Manchester, N. II., terminals 
* Stock of Concord & Montreal Railroad . 


$1,000,000.00 

4,770.35 

274,298.53 

3,000.00 


Total permanent investments 


$1,282,068.88 



80 



MANCHESTER \- LAWRENCE. 



81 



Cash $9,465.43 

Due from solvent companies and in- 
dividuals 12:1,4.54.00 

Total cash and current assets . 

Total 

Capital stock, common 

Funded debt ........ 

Dividends not called for ...... 

Profit and loss balance — surplus . 

Total 



$132,919.43 



$1,114,988.31 



$1,000,000.00 

274,000.00 

6,013.50 

L34,974.81 



$1,414,9SS.31 



CAPITAL STOCK. 

Capital stock authorized by law, common . 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common . 

Number of shares issued and outstanding, com- 
mon .......... 

Number of stockholders, common 

Number of stockholders in New Hampshire, com- 
mon .......... 

Amount stock held in New Hampshire, common 



$1,000,000.00 

1,000.000.00 
1,000,000.00 

10,000 
557 

279 

$504,S00.0C. 



FUNDED DEBT. 



Description of Bonds, etc. 


Rate of 
interest. 


Date of 
maturity. 


Amount 
outstand'g. 


Interest 
paid ilniing 
the year. 




4 


Jan. 1, 1922 


$-274,000.00 


S10.9G0.00 





RAILROAD OWNED. 

Length of main line in New Hampshire 



22.390 miles 



♦Issued for the purchase of re;il estate in Manchester, N. H., bu1 nol 
secured by mortgage. The interest is guaranteed and paid by the Huston 
& Maine Railroad. 



82 RAILROAD COMMISSIONERS' REPORT. 

PROPER ADDRESS OF THE COMPANY. 

MANCHESTER & LAWRENCE RAILROAD, 
867 Elm St., Manchester, N. H. 

NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, Calvin Page, Portsmouth, N. H.; treasurer and 
clerk of corporation, George Henry Chandler, Manchester, N. H. 

NAMES AND RESIDENCES OF BOARD OF DU5ECTORS. 

Calvin Page, Portsmouth, N. II.; William P. Fowler, Boston, 
Mass.; Sumner Wallace, Rochester, N. H.; Eugene P. Carver, 
Brookline, Mass.; Frank E. Greene, Moultonborough, N. H.; 
George E. Smith, Everett, Mass. 



We herelry certify that the statements contained in the fore- 
going return are full, just, and true. 

CALVIN PAGE, 

Pre s 'uloi (. 

GEORGE HENRY CHANDLER, 
Treasurer. 



State of New Hampshire. 

Hillsborough, ss. Manchester, N. H., August 25, 1905. Then 
personally appeared the above-named Calvin Page and George 
Henrj^ Chandler, and severally made oath that the foregoing cer- 
tificate by them subscribed is, to the best of their knowledge 
and belief, true. 
Before me, 

ARTHUR M. HEARD, 

Justice o/ the Peace. 



REPORT 

OF THE 

MT. WASHINGTON RAILWAY COMPANY 

FOR THE YEAR ENDING MARCH 31, 1905. 



GENERAL EXHIBIT TOR THE YEAR. 

Gross earnings from operation .... 
Less operating expenses 


$21,443.00 
14,172.31 


Income from operation ..... 

Miscellaneous income: 

Rent of Summit House . . $6,003.00 
Less expense 1,234.48 


$7,270.69 
4.770.52 




Deductions from income, taxes .... 


$12,041.21 
2,031.14 


Dividends declared, 4 per cent on common stock 


$10,010.07 
S.460.00 


Surplus for the year ending June 30, 1905 . 

Balance profit and loss account, June 30, 1904, 

surplus 


$1,550.07 
2,065.35 


Total profit and loss account, surplus . 
Reduction in valuation of property as per con- 


$3,615.42 
500.00 


Balance profit and loss account June 30, 1905, 
surplus ........ 


3,115.42 



EARNINGS' FROM OPERATION. 

Passenger revenue .... 
Mail 

Total passenger earnings . 

83 



$21,293.00 
150.00 



$21,443.00 



84 



RAILROAD COMMISSIONERS' REPORT. 



EXPENSES OF OPEBATION. 



Maintenance of way and structures: 
Repairs of roadway 
Repairs of buildings 



Total 



Maintenance of equipment: 

Repairs and renewals of locomotives . 
Repairs and renewals of passenger cars 
Shop, machinery, tools, etc. 



Total 



Conducting transportation: 

Wages of enginemen, firemen, and other train 
men ...... 

Fuel for locomotives 

Water supplies for locomotives . 

All other supplies for locomotives 

All other train supplies 

Wages of switchmen, flagmen, and watchmen 

Expense of telegraph, including train dis- 
patchers and operators . . . 

Switching charges — balances . . . . 

Injuries to persons ...... 



Total 



General expenses: 
Salaries of officers . 
Advertising 

Insurance .... 
Stationery and printing 
Other general expenses . 



Total 



Recapitulation of expenses: 

Maintenance of way and structures 
Maintenance of equipment. 
Conducting transportation .... 
General expenses ...... 

Grand total 

Percentage of operating expenses to earnings 



$2,923.48 
307.G4 



$3,231.12 



$1,150.59 

275.83 

35.97 



$1,462.39 



$2,649.01 

2,698.88 

447.60 

6.25 

3.30 

419.08 

22.35 

7.S9 
45.89 



$6,300.25 



$1,316.16 

52.10 

1,314.78 

50.26 

445.25 



$3,178.55 



$3,231.12 
1,462.39 
6,300.25 

3,178.55 



$14,172.31 



.661 



MT. WASHINGTON. 



85 



GENERAL BALANCE SHEET. 

Cost of road and equipment ..... 

Summit house ........ 

Lands at summit and base of Mt. Washington 


$129,500.00 
26,000.00 
56,000.00 


Total permanent investments 
Cash 


$211,500.00 
3,115.42 


Total 


$214,615.42 


Capital stock, common ...... 

Profit and loss balance ...... 


$211,500.00 
3,115.42 


Total 


$214,615.42 



CAPITAL STOCK. 

Capital stock authorized by charter 
Capital stock authorized by votes of company . 
Total amount paid as per books of the company 
Total number of stockholders .... 

Number of stockholders in New Hampshire 
Amount of stock held in New Hampshire 



$211,500.00 
211,500.00 
211,500.00 

1 

1 

$211,500.00 



VOLUME OF TRAFFIC, ETC. 

Passenger traffic: 

Number of pasengers carried earning rev 

Number of passengers carried one mile" 

Average of distance carried . 

Total passenger revenue 

Average amount from each passenger . 

Average receipts per passenger per mile 

Passenger earnings per mile of road 



7,175 
47,7S5 
6.666 
$21,293.00 
2.97 
.446 
6,388.54 



RAILROAD OWNED. 

Main line of road from Base to summit Mt. 

Washington ........ 

Total road belonging to this company . 

Total length of track owned, computed as single 

track 



3.333 miles 
3.333 



3.333 



86 



RAILROAD COMMISSIONERS' REPORT. 



RAILROAD OPERATED. 

Total miles of road operated by this company . 
Total miles of road operated by this company in 

New Hampshire ....... 

Number of stations in New Hampshire on all 

roads operated by this company . 
Number of telegraph office in same, summer only 
Number of stations on all roads owned by this 

company 

Same in New Hampshire 



3.333 miles 

3.333 " 

2 
1 

2 
2 



EQUIPMENT. 





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7 
1 


3 
1 


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8 


8 


















2 


2 


11 












2 


2 















PROPER ADDRESS OF THE COMPANY. 

MOUNT WASHINGTON RAILWAY COMPANY, 
Concord, N. H. 



MT. WASHINGTON. 87 



NAMES' AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, George E. Cummings, Woodsville, N. H.; vice-presi- 
dent, Benjamin A. Kimball, Concord, N. II.; general auditor, 
William J. Hobbs, Boston, Mass.; superintendent, John Home, 
Lakeport,' N. H.; general passenger agent, Frank E. Brown, Con- 
cord, N. H.; treasurer, John F. Webster, Concord, N. H.; assist- 
ant treasurer, Herbert E. Fisher, Boston, Mass.; clerk of cor- 
poration, Frank E. Brown, Concord, N. H. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

George E. Cummings, Woodsville, N. H.; Benjamin A. Kimball, 
John M. Mitchell, Frank E. Brown, Alvin B. Cross, Frank P. 
Andrews, Concord, N. H.; George A. Fernald, Boston, Mass. 

Persons under whose supervision this report is made. 

GEORGE E. CUMMINGS, 

President. 

JOHN F. WEBSTER, 

Treasurer. 

State of New Hampshire. 

Merrimack, ss. Concord, August 24, 1905. Then personally 
appeared George E. Cummings and John F. Webster, and sev- 
erally made oath to the truth of the foregoing statement by 
them subscribed, according to their best knowledge and belief. 

JOHN M. MITCHELL, 

Justice of the Peace. 



REPORT 



NASHUA & LOWELL RAILROAD 



FOR THE YEAR ENDING JUNE 30, 1905 



GENERAL EXHIBIT FOR THE YEAR. 

Rental received from lease of road 

Dividends received on stocks owned (Boston & 

Maine Railroad) ...... 

Interest received on bonds owned (Maine Central 

Railroad) ....... 

Office rent, $30; interest, $963.7S ... * 

Gross income ...... 

Salaries and maintenance of organization . 

Net divisible income .... 

Dividends declared, 9 per cent on common stocl 

Surplus for the year ending June 30, 1905 
Surplus for the year ending June 30, 1904 
Matured interest coupons unpaid credited to 
profit and loss 



Total surplus June 30, 1905 



$73,000.00 

1,572.00 

100.00 
993.7S 



$75,665.7S 
901.70 



$74,764.08 
72,000.00 



$2,764.0S 
166,226.59 

12.00 



$169,002.67 



GENERAL BALANCE SHEET. 


$4,829.15 
62.545.00 


$6S4,242.07 
218,242.95 


Total permanent investments . 

Cash 

Stock and bonds 


$902,485.02 


Total cash and current assets . 




67,374.15 




$969,S59.17 







NASH I A X LOWELL. 



89 



Capital stock, common 

Dividends not called for ...... 

Total current liabilities . 
Profit and loss balance — surplus . . . . 

Total 

CAPITAL STOCK. 

Capital stock authorized by law, common 

Capital stock authorized by votes of company, 
common ......... 

Number of shares issued and outstanding, com- 
mon . 

Number of stockholders, common . . . . 

Number of stockholders in New Hampshire, com- 
mon .......... 

Amount stock held in New Hampshire, common 



$800,000.00 
85G.50 



$800,856.50 
169,002.67 



$9G9,859.U 



$S00,000.00 

800,000.00 

8,000 
416 

152 

$2,064.00 



RAILROAD OWNED. 

Total length of line owned in New Hampshire 
Total length of line owned .... 



5.25 miles 
14.50 " 



PROPER ADDRESS OF THE COMPANY. 

NASHUA & LOWELL RAILROAD COEPOEATION, 
50 State St., Boston. 

names and business addresses of principal officers. 

President, David P. Kimball, 35 Congress St., Boston, Mass.; 
treasurer, John Brooks, 50 State St., Boston, Mass.; clerk of 
corporation, Walter A. Lovering, Nashua, N. H. 

NAMES AND RESIDENCES OF HOARD OF DIRECTORS. 

David P. Kimball, Boston, Mass.; Alfred S. Hall, Winchester, 
Mass.: Edward A. Newell, Wilton, N. II.; Frederick Brooks, Bos- 
ton, Mass.; John Brooks, Cambridge, Mass. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

ALFRED S. HALL, 
FRED BROOKS. 
JOHN BROOKS, 

Directors. 



JOHN BROOKS, 



Treasurer. 



90 RAILROAD COMMISSIONERS' REPORT. 



Commonwealth of Massachusetts. 

Suffolk, ss. September 16, 1905. Then personally appeared 
the above-named Alfred S. Hall, Fred Brooks, and John Brooks, 
directors, and John Brooks, treasurer, and severally made oath 
that the foregoing certificate by them subscribed is, to the best 
of their knowledge and belief, true. 
Before me, 

HARRY C. FABYAN, 

Notary Public. 



REPORT 



NORTHERN RAILROAD 



FOR THE YEAR ENDINC! JUNE 30, 1905. 



GENERAL EXHIBIT EOR THE YEAR. 

Rental received from lease of road . 

Interest received on bonds owned, Concord & 

Claremont, 4y 2 per cent ..... 
Interest on deposit 



Gross income ...... 

Salaries and maintenance of organization . 

Net divisible income ..... 
Dividends declared, 6y 2 per cent on common stock 

Deficit for the year ending Jnne 30, 1905 . 
Amount of surplus June 30, 1904 

Total surplus June 30, 1905 



$189,104.00 

3C0.0O 

77.32 

$189,541.32 
4,126.81 

$185,414.51 
199,446.00 

$14,031.49 
24,329.27 

$10,297.7S 



GENERAL BALANCE SHEET. 

Cost of road 

8,000 bonds of Concord & Claremont Railroad, 
4% per cent . . 

Total permanent investments . . . . 
Cash 

Total 

Capital stock, common 

Dividends not called for ...... 

Profit and loss balance — surplus . . . . 

Total 

91 



$3,06S,400.00 

9,302.50 

$3,077,702.50 
3J3S.04 



$3,0S0,840.54 



$3,068,400.00 

2,142.76 

10,297.78 



$3,080,S40.54 



92 



RAILROAD COMMISSIONERS' REPORT. 



CAPITAL STOCK. 

Capital stock authorized by law, common 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common . 

Number of shares issued and outstanding, com- 
mon 

Number of stockholders, common . . . . 

Number of stockholders in New Hampshire, com- 
mon 

Amount stock held in New Hampshire, common, 
shares ......... 



$3,068,400.00 

3,068,400.00 
3,068,400.00 

30,684 
2,060 

1,176 

15,416 



RAILROAD OWNED. 

Length of main line in New Hampshire 
Total length of main line .... 
Total length of branch line .... 
Total length of line owned in New Hampshire 
Total length of line owned .... 



68.55 miles 
69.50 
13.41 " 
81.96 
82.91 



PROPER ADDRESS OF THE COMPANY. 

NORTHERN RAILROAD, 

1023 Old South Building, Boston, Mass. 



NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President. A. W. Sulloway, Franklin, N. H.; treasurer, G. U. 
Crocker, 1023 Old South Building, Boston, Mass.; clerk of cor- 
poration, Henry W. Stevens, Concord, N. H. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

Alvah W. Sulloway, Franklin, N. H.; Josiah H. Benton, Jr., 
Boston, Mass.; William F. Thayer, Concord, N. H.; Seth M. Rich- 
ards, Newport, N. IL; Silas Pierce, Edgar Crocker, Boston, Mass.; 
Charles P. Chase, Concord, N. H. 



We herebj r certify that the statements contained in the fore- 
going return are full, just, and true. 

ALVAH W. SULLOWAY, 

President and Director. 



GEORGE U. CROCKER, 

Treasurer. 



NORTHERN. 93 



Commonwealth of Massachusetts. 

Si iiolk, ss. October 10, 1905. Then personally appeared the 
above-named A. W. Sulloway and George U. Crocker, and sev- 
erally made oath that the foregoing certificate by them snb- 
sc] ibed is, to the best of their knowledge and belief, true. 
Before me, 

G. GLOVEE CEOCKEE, Jr., 

Justice of the Peace. 



REPORT 



PEMIGEWASSET VALLEY RAILROAD 
COMPANY 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 

Rental received from lease of road, 6 per cent on 
capital stock ........ 

Organization expense ...... 

Gross income ....... 

Salaries and maintenance of organization 

Net divisible income . . . . . 

Dividends declared, 6 per cent on common stock 

Surplus for the year ending June 30, 1905 
Amount of surplus June 30, 1904 . . . . 

Total surplus June 30, 1905 . . . . 



$32,490.00 
300.00 



$32,790.00 
269.20 



$32,520.S0 
32,490.00 



$30.80 

474.74 



$505.54 



GENERAL BALANCE SHEET. 

Cost of road and equipment . 

Cash 

Total 

Capital stock, common 

Audited vouchers and accounts. Concord & Mont- 
real Railroad (construction) . . . . 
Profit and loss balance — surplus . 

Total 



$554,035.04 
743.42 

$554,778.46 



$541,500.00 

12,772.92 
505.54 

$554,778.46 



94 



PEMIGEWASSET. 



;»;» 



CAPITAL STOCK. 

Capital stock authorized by law, common 

Capital stock authorized by votes of company, 
common . . 

Capital stock issued and outstanding, common . 

Number of shares issued and outstanding, com- 
mon .......... 

Number of stockholders, common 

Number of stockholders in New Hampshire, com- 
mon .......... 

Amount stock held in New Hampshire, common 



$2,000,000.00 

541,500.00 
541,500.00 

5,-115 
197 

1 t6 
$407,000.00 



RAILROAD OWNED. 



Length of main line . 
Length of side track, etc. 

Total length of track owned 



22.93 miles 
0.35 



29. 2S 



GENERAL REMARKS AND EXPLANATIONS. 

The Pemigewasset Valley Eailroad is operated by the Boston 
& Maine Eailroad under the lease of the Concord & Montreal 
Eailroad of June 29, 1S95. 



PROPER ADDRESS OF THE COMPANY. 

PEMIGEWASSET VALLEY EAILEOAD COMPANY, 
Concord, N. H. 

NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, Benjamin A. Kimball, Concord, N. H.; treasurer, 
John F. "Webster, Concord, N. H.; clerk of corporation, George 
II. Adams, Plymouth, N. H. See Boston & Maine Eailroad for 
other officers. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

Benjamin A. Kimball, John F. Webster, Concord, N. H.; Joseph 
W. Campbell, Woodstock, N. H.; John J. Cilley, Deerfield, N. H.; 
George W. Hills, Lawrence, Mass.; Charles II. Bowles, Plymouth, 
N. II.; Nathan P. Hunt, Harry E. Parker, Manchester, N. H.; 
George E. Cummings, Woodsville, N. H. 



96 RAILROAD COMMISSIONERS' REPORT. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

BENJAMIN A. KIMBALL. 

President. 

JOHN F. WEBSTER, 

Treasurer. 



State of New Hampshire, 

Merrimack, ss. Concord, October 17, 1903. Then personally 
appeared the above-named Benjamin A. Kimball and John F. 
Webster, and severally made oath that the foregoing certificate 
by them subscribed is, to the best of their knowledge and belief, 
true. 
Before me, 

FRANK F. STREETER, 

Justice cjf the Peace. 



REPORT 

OF TIIK 

PETERBOROUGH RAILROAD 

FOR THE YEAE ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 

Rental received from lease of road 


$15,700.00 
90.12 


Salaries and maintenance of organization . 


$15,790.12 
250.16 


Net divisible income 

Dividends declared, 4 per cent on common stock 


$15,539.96 
15,400.00 


Surplus for the year ending- June 30, 190"i 
Amount of surplus June 30, 1904 .... 


$139.96 
214,535.54 


Total surplus June 30, 1905 .... 


$214,675.50 



I 



GENERAL BALANCE SHEET. 

Cost of road ....... 

Cash ......... 

Total 

Capital stock, common 

Profit and loss balance — surplus . 

Total 

CAPITAL STOCK. 

Capital stock authorized by law, common . 
Capital stock authorized by votes of company 
common ........ 

Capital stock issued and outstanding, common 

97 



$595. 1 . 
4,481.50 

$599,675.50 



$3S5,000.0O 
214,675.50 



$599,675.50 



$600,000.00 

600,000.00 
3S5,000.00 



98 



RAILROAD COMMISSIONERS REPORT. 



Number of shares issued and outstanding, com- 
mon 

Number of stockholders, common . . . . 

Number of stockholders in New Hampshire, com- 
mon 

Amount stock held in New Hampshire, common 



3.85G 
330 

2S8 
$2S4,700.00 



RAILROAD OWNED. 

Total length of line owned 



10.50 miles 



PROPER ADDRESS OF THE COMPANY. 

PETERBOROUGH RAILROAD, 
Nashua, N. H. 



NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, Charles H. Burns, Nashua, N. H.; treasurer, Gilman 
C. Shattuck, Nashua, N. H.; clerk of corporation, Harry W. 
Ramsdell, Nashua, N. H.; general auditor, William E. Spalding, 
Nashua, N. H. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

Charles H. Burns, Wftlton, N. H.; Thomas B. Eaton, Worcester, 
Mass.; Henry A. Cutter, Ben Emery Burns, George F. Andrews, 
Arthur G. Shattuck, Nashua, N. H. 

We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

CHARLES H. BURNS, 

President. 

GILMAN C. SHATTUCK, 

Treasurer. 



State of New Hampshire. 

Hillsborough, ss. August 31, 1905. Then personally appeared 
the above-named Charles H. Burns and Gilman C. Shattuck, and 
severally made oath that the foregoing certificate by them sub- 
scribed is, to the best of their knowledge and belief, true. 
Before me, 

IRA F. HARRIS, 

Justice of the Peace. 



REPORT 



PETERBOROUGH & HILLSBOROUGH 
RAILROAD 

FOR THE YEAE ENDING JUNE 30, 1905. 



GENERAL BALANCE SHEET. 

Cost of road 

Sinking and other special funds . 

Profit and loss balance — deficit . . . . 

Total . . : 

Capital stock, common 

Funded debt 

Matured interest coupons unpaid (including cou- 
pons due July 1) 

Gratuity 

Total 



$209,29S.44 

925.00 

120,5S3.83 



$330,S07.27 



$45,000.00 
165,000.00 

112,181.25 
8,626.02 



$330,807.27 



CAPITAL STOCK. 

Capital stock authorized bj' law, common 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common . 

Number of shares issued and outstanding, com- 
mon 

Number of stockholders, common . . . . 

Number of stockholders in New Hampshire, com- 
mon 

Amount stock held in New Hampshire, common 



$45,000.00 

45,000.00 
45.000.00 

450 

1 



$45,000.00 



99 



100 RAILROAD COMMISSIONERS' REPORT. 

PROPEK ADDRESS OF THE COMPANY. 

PETERBOROUGH & HILLSBOROUGH RAILROAD, 
1023 Old South Building, Boston, Mass. 

names and business addresses of principal officers. 

President, Alvah W. Sulloway, Franklin, N. II.; treasurer, 
George U. Crocker, 1023 Old South Building, Boston, Mass.; 
clerk of corporation, Barron Shirley, Franklin, N. H.; assistant 
treasurer, Horace E. Chamberlin, Concord, N. H. 

NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

Alvah W. Sulloway, Frederick H. Daniell, Franklin, N. H.; 
Enoch Gerrish, Concord, N. H.; William Power Wilson, Boston, 
Mass.; Horace E. Chamberlin, Concord, N. H.; George E. Whit- 
ney, Enfield, N. H. ; Frederick L. Thompson, Bellows Falls, Vt. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

ALVAH W. SULLOWAY, 

President and Director. 

GEORGE U. CROCKER, 

Treasurer. 



Commonwealth of Massachusetts. 

Suffolk, ss. October 12, 1903. Then personally appeared the 
above-named Alvah W. Sulloway and George U. Crocker, and 
severally made oath that the foregoing certificate by them sub- 
scribed is, to the best of their knowledge and belief, true. 
Before rne, 

G. GLOVER CROCKER, Jr., 

Justice of the Peace. 



REPORT 



SULLIVAN COUNTY RAILROAD 



FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 

Gross earnings from operation .... 


$374,S42.50 
277,170.51 


Net earnings from operation .... 

Miscellaneous income, less expense of collecting: 
Rents of tenements, lands, etc. . $976.00 
Less expense 193.72 


$97,671.99 


Income from sources other than operation . 


782.28 


Gross income above operating expenses 

Charges upon income accrued during the year: 
Interest on funded debt . . $14,280.00 
Taxes 13,260.86 


$98,454.27 


Total charges and deductions from income . 


27,540.86 


Net divisible income 

Dividends declared during the year payable on — 
October 1, 1904, 4 per cent on 

$500,000, common . . . $20,000.00 
April 1, 1905, 4 per cent on 

$500,000, common . . . 20,000.00 


$70,913.41 


Total dividends declared 


40,000.00 


Surplus for the year ending June 30, 1905 
Amount of surplus June 30, 1904 .... 
Net amount credited to profit and loss 


$30,913.41 

131,486.78 

22,500.00 


Total surplus June 30, 1905 .... 


$184,900.19 



101 



102 



RAILROAD COMMISSIONERS' REPORT. 



$24.18 
307.91 



EARNINGS FROM OPERATION. 

Gross receipts from passengers 
Deductions: 

Tickets redeemed .... 

Excess fares refunded . 

Total deductions .... 
Net revenue from passengers 



From mails $7,453.92 

From express . . . . . 5,460.00 

From extra baggage and storage . 1,661.56 



Total earnings, passenger service . 

Gross receipts from freight 
Overcharge to shippers .... 

Net revenue from freight 
Storage and miscellaneous 

Total earnings, freight service 

Total passenger and freight earnings 

Other earnings from operation: 
Switching charges — balance 
Telegraph companies 
Rental from tracks, yards, and 
terminals 



$2,691.96 
95.96 

230.40 



Total other earnings 

Gross earnings from operation 



$110,136.02 



332.05 



$109,803.93 



14,575.48 



$124,379.41 



$247,591.34 
446.89 



$247,144.45 
300.32 



$247,444.27 



$371,824.18 



3,018.32 



$374,842.50 



EXPENSES OF OPERATION. 

General expenses: 
Salaries of general officers . 
Salaries of clerks and attendants 
General office expenses and supplies 
Insurance ...... 

Law expenses .... 

Miscellaneous ..... 



Total 



$900.00 

1,560.00 

49.21 

931.47 
4,918.61 

101.56 

58,460.85 



SULLIVAN COUNTY. 



103 



Maintenance of way and structures: 

Repairs of roadway (includes separation of 

grade crossing's, $9,330.96) . 

Renewals of rails ....... 

Renewals of ties ....... 

Repairs and renewals of bridges and culverts . 
Repairs and renewals of fences, road crossings, 

signs, and cattle guards . . . . . 
Repairs and renewals of buildings and fixtures 

Stationery and printing - 

Miscellaneous ........ 



Total 



Maintenance of equipment: 
Superintendence ..... 
Repairs and renewals of locomotives . 
Repairs and renewals of passenger cars 
Repairs and renewals of freight cars 
Miscellaneous ..... 



Total 



Conducting transportation: 

Superintendence ..... 

Engine and roundhouse men . 

Fuel for locomotives .... 

Water supply for locomotives 

Oil, tallow, and waste for locomotives 

Other supplies for locomotives . 

Train service ..... 

Train supplies and expenses 

Switchmen, flagmen, and watchmen . 

Telegraph expenses 

Station service 

Station supplies 

Car service — balance 

Loss and damage . 

Clearing wrecks 

Advertising 

Outside agencies 

Rentals for tracks, yards, and terminals 

Stationery and printing 

Miscellaneous 

Total 



$29,294.71 

317.64 

3,470.97 

1.298.65 

441.07 

7,945.67 

19.33 

97.33 

$42,S85.37 



$799.43 
30,923.55 

268.76 
34,425.03 

218.17 

$66,634.94 



$3,153.46 

26,357.12 

54,026.54 

1,347.82 

1,221.07 

286.34 

19,073.27 

2.1S1.00 

7,963.09 

3,879.56 

11,351.62 

1,614.87 

19,173.22 

308.16 

96.82 

279.19 

47.36 

6,001.30 

617.55 

209.99 

$159,189.35 



104 



RAILROAD COMMISSIONERS' REPORT. 



Recapitulation: 

General expenses .... 
Maintenance of way and structures 
Maintenance of equipment . 
Conducting- transportation . 

Total operating expenses 



Percentage of operating expenses to gross earn- 
ings 



CAPITAL STOCK. 

Capital stock authorized by law, common . 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common . 

Number of shares issued and outstanding, com- 
mon 

Number of stockholders, common . . . . 

Number of stockholders in New Hampshire, com- 
mon .......... 

Amount stock held in New Hampshire, common 



$8,460.S5 

42,S85.37 

66,634.94 

159,189.35 



$277,170.51 



73.94 



GENERAL BALANCE SHEET. 

Cost of road 

Cost of equipment 


$888,755.37 
98,175.10 


Total permanent investments 
Due from solvent companies and individuals 


$986,930.47 
87,539.72 




$1,074,470.19 


Capital stock, common 

Funded debt 

Audited vouchers and accounts .... 
Interest accrued and not yet due .... 
Profit and loss balance — surplus .... 


$500,000.00 

357,000.00 

29,000.00 

3,570.00 

184,900.19 


Total 


$1,074,470.19 



$500,000.00 

500,000.00 
500,000.00 

5,000 



5 

$600.00 



FUNDED DEBT. 



np^BTPTinv of Rovtis tttp I Rate of I Date of Amount 
description OF ISOJ.DS, etc. intere9t . maturity, outatand'g. 



Interest 

paid during 

the year. 



First Mortgage . 



Apr. 1,1924 £357,000.00 



£14,280.00 



SULLIVAN COUNTY 



105 



VOLUME OF TRAFFIC, ETC. 

Passenger traffic: 
Number of passengers carried paying revenue 
Number of passengers carried one mile 
Number of passengers carried one mile per mile 

of road operated ....... 

Average length of journey per passenger, miles 
Average amount received from each passenger 
Average amount received per passenger per 

mile carried 

Passenger e'arnings (gross) per mile of road 

operated 

Passenger earnings (gross) per passenger-train 

mile run 

Freight traffic: 

Number tons of freight hauled earning revenue 
Number of tons of freight hauled one mile . 
Number of tons of freight hauled one mile per 

mile of road operated . 

Average length of haul per ton, miles 
Average amount received for each ton freight 
Average amount received per ton per mile 

hauled ......... 

Freight earnings (gross) per mile of road 

operated ... 

Freight earnings (gross) per freight-train 

mile run ........ 

Operating expenses: 

Operating expenses per mile of road operated 
Operating expenses per revenue-train mile run 

Train mileage: 

Miles run by passenger trains . 

Miles run by freight trains 

Miles run by mixed trains . . . . . 

Total mileage of trains earning revenue . 
Miles run by switching trains .... 
Miles run by construction and other trains 

Total train mileage ...... 

Fares and freights: 

Average rate of fare per mile on single local 

tickets . . . 

Average rate of fare per mile on mileage 

tickets (500 miles) 

Average rate of fare per mile on mileage 

tickets (1,000 miles) 



245 237 

4,818^407 

185,323 

19.65 

$0.44775 

.02279 

4,783. S2 

1.30744 

1.013,029 
24,697,161 

949,891 

24.37 

$0.243S2 

.01001 

9,517.11 

1.44360 



10,600.40 

1.09760 



81,115 

157,391 

14,017 

252,523 

72,68S 
4,827 

330,038 



2.052 cents 
2.250 " 
2.000 



106 



RAILROAD COMMISSIONERS' REPORT. 



Average rate of fare per mile on season tickets 
Average rate of fare per mile on joint tickets . 
Average rate of freight per ton mile on local 

way-bill ........ 

Average rate of freight per ton mile on joint 

way-bill ........ 

Average number of persons employed 



0.594 cents 
2.551 



4.721 
1.020 



126 



RAILROAD OWNED. 

Length of main line in New Hampshire 

Total length of main line 

Total length of second track .... 
Total length of side track, etc. .... 
Total length of track owned in New Hampshire . 
Total length of track owned .... 


25.19 miles 
26.00 
17.40 
8.60 " 
51.19 
52.00 " 


RAILROAD OPERATED. 

Length of main line in New Hampshire 

Total length of main line 

Total length of second track 

Total length of side track, etc 

Total length of track operated in New Hampshire 
Total length of track operated .... 


25.19 miles 
26.00 " 
17.40 
8.60 
51.19 
52.00 


RAILROAD CROSSINGS IN NEW HAMPSHIRE. 

Crossings with Highways. 

Number of crossings of company's railroad with 

Number of highway grade crossings unprotected 
Number of highway bridges 18 feet (or more) 

Number of highway bridges less than 18 feet 

Height of lowest highway bridge above track 


20 
20 

1 

1 

17 ft. 3 in. 



SULLIVAN COUNTY. 



107 



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108 



IIA1LROAD COMMISSIONERS' REPORT. 



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SULLIVAN COUNTY. L09 

PROPER ADDRESS OF THE COMPANY. 

SULLIVAN COUNTY RAILROAD, 

Boston, Mass. 
Corporate office, Concord, N. H. 

NAMES AMI BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, John H. Albin, Concord, N. H.; treasurer, Henry A. 
Albin, Concord, N. H.; assistant treasurer, Herbert E. Fisher, 
Boston, Mass.; clerk of corporation, Henry A. Albin, Concord, 
X. II.; general auditor, William J. Hobbs, Boston, Mass.; general 
traffic manager, William F. Berry, Boston, Mass.; general pas- 
senger and ticket agent, Dana J. Flanders, Boston, Mass.; gen- 
eral freight agent. Michael T. Donovan, Boston, Mass.; superin- 
tendent, Harley E. Folsom, Lyndonville, Vt. 

NAMES AND RESIDENCES OF BOARD OF DIRECTORS, 

John H. Albin, Concord, N. H.; James H. Williams, Bellows 
Falls, Vt.; George H. Stowell, Claremont, N. H.; George E. An- 
derson, Nashua, N. H.; George W. Abbott, Springfield, Mass.; 
Henry A. Albin, Concord, N. H.; John E. Allen, Keene, N. H. 



We hereby certify that the statements contained in the fore- 
goin return are full, just, and true. 

JOHN H. ALBIN, 

President. 

HERBERT E. FISHER. 

Assistant Treasurer. 

WILLIAM J. HOBBS, 

d' in ml Auditor. 



State of New Hampshire. 

Merrimack, ss. Concord, N. H., September 27, 1905. Then 
personally appeared the above-named John II. Albin and made 
oath that the foregoing certificate by him subscribed is, to the 
best of his knowledge and belief, true. 
Before me, ■» 

WILLIAM IT. SAWVER, 

Justice <ii the Peat i 



110 RAILROAD COMMISSIONERS' REPORT. 



Commonwealth of Massachusetts. 

Suffolk, ss. Boston, Mass., September 16, 1905. Then per- 
sonally appeared the above-named Herbert E. Fisher and Wil- 
liam J. Hobbs, and severally made oath that the foregoing cer- 
tificate by them subscribed is, to the best of their knowledge 
and belief, true. 
Before me, 

E. A. RYDER, 
Justice of the Peace. 



REPORT 



SUNCOOK VALLEY RAILROAD 



FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 

Rentals received from lease of road 
Expenses and charges upon income 

Net divisible income .... 

Dividends declared, 6 per cent on common stocl 

Deficit for the year ending- June 30, 1905 
Amount of surplus June 30, 1904 . 

Total surplus June 30, 1905 



$14,700.00 
301.25 



$14,398.75 
14,400.00 



$1.25 
390.95 



$389.70 



GENERAL BALANCE SHEET. 

Cost of road 

Cash 

Total 

Capital stock, common 

Contributions 

Total sinking and other special funds 
Profit and loss balance — surplus . 

Total 

CAPITAL STOCK. 

Capital stock authorized by law, common . 
Capital stock authorized by votes of company, 
common ......... 



$348,199.19 
2,586.51 



$350,785.70 



$341,700.00 
8,696.00 



$350,396.00 
3S9.70 



$350,785.70 



$500,000.00 
341,700.00 



111 



112 



RAILROAD COMMISSIONERS' REPORT. 



Capital stock issued and outstanding, common . 

Non-dividend paying stock . 

Number of shares issued and outstanding, com- 
mon 

Number of stockholders, common . . . , 

Number of stockholders in New Hampshire, com- 
mon 

Amount of stock held in New Hampshire, com- 
mon 



$240,000.00 
101,700.00 

3,417 

211 

1S7 
$323,200.00 



RAILROAD OWNED. 

Length of main line, Suncook to Pittsfield 
Length of side track, etc. 

Total lensrth of track owned 



17.41 miles 
3.56 



20.97 miles 



GENERAL REMARKS AND EXPLANATIONS. 

For correct mileage see report of the operating company, 
namely, the Boston & Maine Railroad. 



PROPER ADDRESS OF THE, COMPANY. 

SUNCOOK VALLEY RAILROAD, 

Walter M. Parker, Treasurer. 

Manchester, N. H. 

names and business addresses of principal officers. 

President, Hiram A. Tuttle, Pittsfield, X. H.; treasurer, Walter 
M. Parker, Manchester. N. H.; clerk of corporation, Nathan P. 
Hunt, Manchester, N. H. 



names and residences of roard of directors. 

James B. Tennant, Epsom, N. H.: Charles H. Carpenter, Chi- 
chester, N. H.; Eugene S. Head, Hooksett, N. II.; Hiram A. Tut- 
tle, Pittsfield, N. H.; Frank W. Sargeant, Alfred Quimby, Josiah 
Carpenter, Manchester, N. H. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

WALTER M. PARKER, 

Treasurer. 



HIRAM A. TUTTLE, 



President. 



SI N COOK VALLEY. Hg 



State of New Hampshire. 

Hillsborough ss July 31, 1905. Then personally appeared 
the above-named Walter \l. Parker and Hiram A. Tuttle and 
severally made oath that the foregoing certificate by 'them 
subscribed 1S , to the best of their knowledge and belief true 

neiore me, 

ORTEN B. DODGE, 

Justice of the Peace. 



REPORT 



UPPER COOS RAILROAD COMPANY 



FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 

Rental received from lease of road 

Expenses and charges upon income accrued dur- 
ing the year: 

Salaries and maintenance of or- 
ganization $500.00 

Interest on funded debt . . 45,185.00 

Total expenses and charges upon income 

Net divisible income 

Dividends declared, 6 per cent on common stock 

GENERAL BALANCE SHEET. 

Cost of road 

Cost of equipment 

Total permanent investments .... 

Capital stock, common 

Funded debt 

Total current liabilities . . . . . 

114 



$66,685.00 



45,685.00 



$21,000.00 
21,000.00 



$1,161,478.12 
231,521.88 

$1,393,000.00 



$350,000.00 
1,043,000.00 



$1,393,000.00 



UPPEU COOS. 



115 



CAPITAL STOCK. 

Capital stock authorized by law, common . 

Capital stock authorized by votes of company 
common ........ 

Capital stock issued and outstanding, common 

Number of stockholders, common 

Number of stockholders in New Hampshire, com- 
mon . . . 

Amount stock held in New Hampshire, common 



$350,000.00 

350,000.00 

350,000.00 

52 

18 
$122,800.00 



REAL ESTATE MORTGAGES. 



Description of Mortgaged 
Property. 


Rate of 
interest. 


Mortgage 
"when due. 


Amount. 


Interest 

paid during 

the year. 


First Mortgage 

14 


4* 
4^ 


May 1, 1930 


$350,000.00 
693,000.06 


$14,000.00 
31,185.00 




Total 






§1,043,000.00 


$45,185.00 









PROPER ADDRESS OF THE COMPANY. 

UPPER COOS RAILROAD COMPANY, 
S9 State St., Boston, Mass. 



NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, George Van Dyke, Lancaster, N. H.; treasurer, 
Thomas S. McGowen, Boston. Mass.; clerk of corporation, 
Chester B. Jordan, Lancaster, N. H.; general counsel, Irving W. 
Drew, Lancaster, N. H.; general manager, George F. Evans, 
Portland, Me.; superintendent, George F. Blake, Lancaster, N. II. 



NAMES AXD RESIDENCES OF BOARD OF DIRECTORS. 

George Van Dyke, Irving W. Drew, Henry O. Kent, Lancaster. 
N. H.: Parker W. Whittemore, Newton, Mass.; Sherburne M. 
Merrill, Newton, Mass.; Thomas S. McGowen, Boston, Mass. 



116 RAILROAD COMMISSIONERS' REPORT. 



I hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

THOMAS S. McGOWEN, 

Treasurer. 



State of Massachusetts. 

Suffolk, ss. August 10, 1905. Then personally appeared the 
above-named Thomas S. McGowen, and made oath that the fore- 
going certificate by him subscribed is, to the best of his knowl- 
edge and belief, true. 
Before me, 

G. PHILIP WARDNER, 

Notary Public. 



REPORT 



WILTON RAILROAD COMPANY 



FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 

Rental received from lease of road, 99 vears from 

October 1, 1883 . . . 
Dividends declared, S 1 /, per cent on common stock 

Surplus for the year ending June 30, 1905 
Contingent fund ........ 



520,400.00 
20,400.00 



nothing 
$1,000.00 



GENERAL BALANCE SHEET. 

Cash 


'>9.50 
1,000.00 


$242,600.00 
3,9S9.50 


Total 


$246,589.50 


Capital stock, common 

Capital stock never capitalized 


$240,000.00 
2.600.00 


Total capital stock 

Current liabilities: 
Dividends not called for 
Contingent fund .... 


$242,600.00 


Total current liabilities 




3.9S9.50 


Total 


$246,589.50 



117 



118 



RAILROAD COMMISSION ERS' REPORT. 



CAPITAL STOCK. 

Capital stock authorized by law, common . 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common . 

Number of shares issued and outstanding, com- 
mon .......... 

Number of stockholders, common 

Number of stockholders in New Hamp shire, conv 
mon 

Amount of stock held in New Hampshire, com- 
mon ......... 



$240,000.00 

240,000.00 
240,000.00 

2,400 
234 

206 

$199,200.00 



RAILROAD OW>"£D. 

Length of main line in New Hampshire 
Total length of main line 



15.50 miles 
15.50 " 



PROPER ADDRESS OF THE COMPANY. 

WILTON RAILROAD COMPANY, 
Nashua. N. H. 



NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, George O. "Whiting, Lexington, Mass.; treasurer, 
William E. Spalding, Nashua. N. H.; clerk of corporation, I. S. 
Whiting, Wilton, N. H. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

John A. Spalding, Nashua, X. H.; George 0. Whiting, Lexing- 
ton, Mass.; Charles A. Ramsdell, Winchester, Mass.; Charles A. 
Burns, Somerville. Mass.; George E. Anderson, Nashua, N. H. 



We hereby certify that the statements contained in the fore- 
going return are full, just, and true. 

GEORGE O. WHITING, 

President. 



WILLIAM E. SPALDING, 

Treasurer. 



WILTON. 119 



State of New Hampshire, 

Hillsborough, ss. October 30, 1905. The personally appeared 
the above-named George O. Whiting, president, and William E. 
Spalding, treasurer, of the Wilton Railroad Company, and sev- 
erally made oath that the foregoing certificate by them sub- 
cribed is, to the best of their knowledge and belief, true. 
Before me, 

EDWIN S. GAGE, 

Justice of the Peace. 



REPORT 



WORCESTER, NASHUA & ROCHESTER 
RAILROAD COMPANY 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT EOR THE YEAR. 

Rental received from lease of road 
Interest on bank account 



Gross income 



Expenses and charges upon income accrued dur- 
ing the year: 
Salaries and maintenance of or- 
ganization $2,381.61 

Interest on funded debt . . 71,040.00 



Total expenses and charges upon income 

Net divisible income 

Dividends declared, 2% and 3 per cent on common 
stock (5% per cent on 30,644 shares) 

Surplus for the year ending June 30, 1905 
Amount of deficit June 30, 1904 . 

Total deficit June 30, 1905 



GENERAL BALANCE SHEET. 



Cost of road 
Cost of equipment 



Total permanent investments 



$250,000.00 
163.74 

$250,163.74 



73,421.61 



$176,742.13 

176,203.00 

$539.13 
279,481.81 

$278,942.68 



$4,138,584.99 
415,336.03 

$4,553,921.02 



120 



WORCESTER, NASHUA & ROCHESTER. 



121 



Cash 

Worcester, Nashua & Rochester 
Railroad stock .... 


$39,316.30 

35, 100.00 




Total cash ami current assets 
Profit and loss balance — deficit 


(including 


$74,716.30 
278,942.68 


Total 


$4,907, 5S0.00 






Capital stock-, common 

Current liabilities: 

Matured interest coupons unpaid 
coupons due July 1) . 

Accrued liabilities: 

Interest accrued and not yet due 


$:;,099.soo.oo 

1,776,000.00 

27.9S0.00 
3,800.00 


Total 


$1,907,580.00 



PROPERTY ACCOUNTS': ADDITIONS AND DEDUCTIONS 
DURING THE YEAR. 

All additions to property accounts are made by 
the Boston & Maine Railroad. 



CAPITAL STOCK. 

Capital stock authorized by law, common 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common . 

Number of shares issued and outstanding, com- 
mon .......... 

Number of stockholders, common . . . . 

Number of stockholders in New Hampshire, com- 
mon .......... 

Amount of stock held in New Hampshire, com- 
mon .......... 



$3,600,000.00 

3.099.S00.00 
3,099,800.00 

30,998 
785 

189 

$217,700.00 



RAILROAD OWNED. 






Length of main line in New Hampshire 


55.02 


miles 


Total Length of main line .... 


94.48 


'• 


Total length of second track ..... 


18.13 


'• 


Length of side track, etc., in New Hampshire 


19.06 


" 


Total length of side track, etc. .... 


45.28 


M 


Total length of track owned in New Hampshire . 


74.08 


" 


Total length of track owned 


157.S9 





122 RAILROAD COMMISSIONERS' REPORT. 

FUNDED DEBT. 



Description of Honds, Etc. 


Rate of 
Interest. 


Date of 
maturity. 


Amount 
outstand'g. 


Interest 

paid during 

the year. 




■1, Jan. 1. lflOfi 


$150,000.00 
511,000.00 
735,000.00 
380,000.00 


$6, 000.00 




4:i 
4% 
4* 


1, 1913 

1, 1930 

Oct. 1, 1934 


20,440.00 




29.500.C0 


, ( 


15,180.00 












$1,776,000.00 


$71,120.00 









PROPER ADDRESS OF THE COMPANY. 

WORCESTER, NASHUA & ROCHESTER RAILROAD COMPANY, 
Boston, Mass. 

names and business addresses of principal officers. 

President, George G. Haven, 32 Nassau street, New York; 
treasurer and clerk of corporation, Charles H. Bowen, 53 State 
street, Boston, Mass. 

NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

George G. Haven, James N. Jarvie, Adrian Iselin, Jr., Frederic 
Cromwell, Richard A. McCurdy, New York, N. Y.; Henry L. Hig- 
ginson, Boston, Mass.; Nathaniel Thayer, Lancaster, Mass.; 
Albert Wallace, Rochester, N. H.; Charles H. Bowen, Brookline, 
Mass. 



We hereby certify that the statements contained in the fore- 
going return are full, just and true. 

GEORGE G. HAVEN, 
HENRY L. HIGGINSON, 
NATHANIEL THAYER, 
JAMES N. JARVIE, 
ADRIAN ISELIN, Jr., 
ALBERT WALLACE, 
( 1IARLES H. BOWEN, 

Directors. 



CHARLES H. BOWEN, 

Treasurer. 



WORCESTER, NASHUA & ROCHESTER. 123 



Commonwealth of Massachusetts. 

Suffolk, ss. August 4, 1905. Then personally appeared the 
above-named Albert Wallace and C. H. Bowen, H. L. Higginson, 
and N. Thayer, and severally made oath that the foregoing cer- 
tificate by them subscried is, to the best of their knowledge and 
belief, true. 
Before me, 

EUGENE W. LEIGHTON, 

Notary Public. 

State of New Yoek. 

New York, ss. August 22, 1905. Then personally appeared 
the above-named G. G. Haven, James N. Jarvie, and Adrian Iselin, 
Jr., and severally made oath that the foregoing certificate by 
them subscribed is, to the best of their knowledge and belief, 
true. 
Before me, 

MARTIN EICHE, 

Notary Public. 



PART III. 

STREET RAILWAY RETURNS. 



REPORT 

OF THE 

BERLIN STREET RAILWAY COMPANY 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL KXHIBIT FOR THE YEAR. 



Gross income from operation 
Operating expenses . 



Net income from operation . 

Charges upon income accrued during the year: 
Interest on funded debt . . . $5,250.00 

Interest and discount on un- 
funded debts and loans . . 1,070.00 



Total charges and deductions from income 

Deficit for year ending June 30, 1903 
Amount of deficit June 30, 1904 

Total deficit June 30, 1905 



$40,569.44 

36,785.01 

$3,784.43 



6,320.00 



$2,535.57 
7,029.12 



$9,564.69 



EARNINGS EKOM OPERATION. 



Receipts from passengers carried 
Receipts from park and casino 

Gross income from operation 



$39,083.02 
1,486.44 



$10,569.46 



EXPENSES OF OPERATION. 




General expenses. 




Salaries of general officers and clerks 


$2,020.00 


General office expenses and supplies . 


193.35 


Legal expenses ....... 


543.3] 


Insurance ......... 


572.96 


New cars, storage battery, etc. 


2,997.67 



127 



128 



RAILROAD COMMISSIONERS REPORT. 



Maintenance of roadway and buildings: 

Repairs of roadbed and Track . . . . 
Repairs of electric line construction . 
Removal of snow and ice 

Maintenance of equipment: 

Repairs of cars and other vehicles 
Repairs of electric equipment of cars . 

Transportation expenses: 

Cost of electric motive power . 

Wages and compensation of persons emplo5'ed 

in conducting transportation 
Damages for injuries to persons and property 
Car barn supplies, park, etc. . 

Total operating expenses . 



$2,017.22 
230.56 
368.41 



1. 128.91 
2,895.30 



6,000.00 

9.597.13 
3,704.75 

4,215.44 



$36,785.01 



PROPERTY ACCOUNTS: ADDITIONS AND DEDUCTIONS 
DURING THE YEAR. 

Additional cars (1 in number) leased 



$2,890.00 



GENERAL BALANCE SHEET. 

Assets. 
Railway: 

Roadbed and tracks . . . $109,900.00 

Electric line construction, includ- 
ing - poles, wiring, feeder lines, 
etc. 35.000.00 

Interest accrued during construc- 
tion of railway .... 5,000.00 

Salaries, engineering, and other 
expenses incident to construc- 
tion 6.000.00 

Total cost of railway owned .... 

Equipment: 

Cars and other rolling stock and 

vehicles $10,500.00 

Electric equipment of same . . 12,400.00 

Total cost of equipment owned 



$155,900.00 



22.900.00 



BERLIN. 



129 



I.a ihI and buildings: 






Land necessary for operation of 






railway ..... 


$9,200.00 




Electric power stations, includ- 






ing equipment .... 


6,000.00 




Other buildings necessary for op- 






eration of railway 


21,000.00 





Total cost of lands and buildings owned 
Total permanent investments 
Liabilities. 



Capital stock: 
Common . 
l'referred 

Total capital stock 
Funded debt 



$80,000.00 
30,000.00 



Total 



$36,200.00 



$215,000.00 



$110,000.00 
105,000.00 



$215,000.00 



CAPITAL STOCK. 

Capital stock authorized by law, common . 
Capital stock authorized by law, preferred 

Total capital stock authorized by law . 

Capital stock authorized by votes of company, 
common ......... 

Capital stock authorized by votes of company, 
preferred 

Total capital stock authorized by vote 



$80,000.00 
30,000.00 



$110,000.00 



$S0,000.0O 
30,000.00; 



$110,000.00 



Capital stock issued and outstanding, common . 
Capital stock issued and outstanding, preferred 

Total capital stock outstanding 
Total capital stock liability . 



Number of shares issued and outstanding, com- 
mon . . 

Number of shares issued and outstanding, pre- 
ferred . . . 



$80,000.00 
30,000.00 



$110,000.00 



Total number of shares outstanding 



$110,000.00 

S00 

300 

1.100 



130 



RAILROAD COMMISSIONERS REPORT. 



Number of stockholders, common . 
Number of stockholders, preferred 



Number of stockholders in New Hampshire, com- 
mon .......... 

Number of stockholders in New Hampshire, pre- 
ferred ......... 

Total stockholders in New Hampshire . 

Amount of stock held in New Hampshire, com- 
mon . 

Amount of stock held in New Hampshire, pre- 
ferred . . . 

Total stock held in New Hampshire 



7 
33 



3 
28 



$40,000.00 
13.000 00 



$53,00000 



FUNDED DEBT. 

Bonds: 

Rate of interest 
Date of maturity . 
Amount outstanding 
Interest paid during year 



5 per cent. 

Feb. 1, 1922 

$105,000.00 

$5,250.00 



VOLUME OF TRAFFIC, ETC. 

Number of passengers carried during year . 
Number of passengers carried per mile of railway 

track operated 

Number of round trips run . 

Number of car miles run ...... 

Average number of persons employed . 



781,000 

104,221 
16,220 
76,650 

1(3 



EQUIPMENT OWNED. 

Box passenger cars equipped for electric power . 
Open passengers cars equipped for electric power 

Total passenger cars of all kinds 
Number of all above cars with 8 wheels 
Snowplows ......... 

Electric motors ........ 



BERLIN. 



131 



DESCRIPTION OF RAILWAY. 

Total length of railway line owned and operated 
Length of sidings, switches, etc., owned and oper- 
ated 

Total length computed as single track . 



7.50 miles 



.75 



Motive power, all electric. 

System of electric motive power used by the company, over 
head trolley. 

The railway is located in Berlin and Gorham, N. H. 



MISCELLANEOUS. 



Grade Crossings With Railroads. 


Number of tracks at 
crossing. 




Railroad. Railway. 


With Grand Trunk, Berlin Mills spur track, Berlin. . 
With Grand Trunk, Berlin Mills spur track at the 


1 
1 

1 
3 


1 
1 


Total number of tracks at crossings 


3 



ACCIDENTS TO PERSONS. 





From causes beyond 
their own control. 


From their own 
misconduct or 
carelessness. 


Total. 




j5 


• 

p 

3 


0> 


•6 

3 


03 


0) 






3 








3 














































3 








3 















132 RAILROAD COMMISSIONERS' REPORT. 



STATEMENT OF EACH ACCIDENT. 

Vincento Laurito, Leo W. Welsh, and F. J. Carroll. Two cars 
bumped together, October 17, 1904; nothing very serious. 



PROPER ADDRESS OF THE COMPANY. 

BERLIN STREET RAILWAY, 
Berlin, N. H. 

NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, Frank Ridlon, Boston, Mass.; treasurer, E. W. Gross, 
Auburn, Me.; clerk of corporation, A. I. Lawrence, Gorham, N. 
PL; general manager, E. W. Gross, Auburn, Me. 

NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

Frank Ridlon, Boston, Mass.; E. W. Gross, C. W. McAlister, 
Auburn, Me.; William Ames, Lewiston, Me.; H. I. Goss, Berlin, 
N. H.; A. I. Lawrence, J. F. Libby, Gorham, N. H. 



I hereby certifj' that the statements contained in the fore- 
going report are full, just, and true. 

E. W. GROSS, 

Treasurer. 



State of New Hampshire,. 

Coos, ss. October 13, 1905. Then personally appeared the 
above-named E. W. Gross, and severally made oath that the fore- 
going certificate by him subscribed is, to the best of his knowl- 
edge and belief, true. 
Before me, 

HERBERT I. GOSS, 

Justice of the Peace. 



REPORT 



BOSTON & MAINE RAILROAD 

[Operating the Concord and Manchester Electric Branch of the 
Concord & Montreal Railroad.] 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 



Gross income from operation 
Operating- expenses . 



Gross income above operating- expenses . 
Taxes 

Surplus for year ending June 30, 1905, in- 
cluded in Boston & Maine Railroad account 



$141,6S4.60 
124,278.01 



$17,400.59 
1,203.90 



$16,202.63 



EARNINGS FROM OPERATION. 

Receipts from passengers carried . 
Receipts from rentals of buildings and other 
property ....... 

Receipts from advertising in cars . 
Miscellaneous earnings at Contoocook River Park 

Gross income from operation . 



$137,50S.97 

S78.S2 

999.96 

2,296.85 



$141,6S4.60 



EXPENSES OF OPERATION, 

General expenses: 

Legal expenses .... 

Insurance ...... 

Miscellaneous ..... 



$590.23 

1,352.52 

676.S0 



133 



134 



RAILROAD COMMISSIONERS REPORT. 



Maintenance of roadway and buildings 
Repairs of roadbed and track 
Repairs of electric line construction 
Removal of snow and ice 
Repairs of buildings 
Maintenance of parks, etc. 

Maintenance of equipment: 

Repairs of cars and other vehicles 
Repairs of electric equipment of cars 
Other expenses .... 



Transportation expenses: 

Cost of electric motive power . 
Wages and compensation of persons employed 
in conducting transportation . . . . 
Damages for injuries to persons and property 
Cleaning and lubricating equipment . 

Other transportation expenses: 

Advertising ........ 

Stationery and printing . . . . . 

Miscellaneous ........ 



Total operating expenses 



$7,422.54 

2,589.82 

683.18 

169.43 

4,290.30 



6,SS3.52 
5,730.39 
4,614.06 



3S,S36.82 

35,060.19 
4,694.22 
4,209.34 



4,340.09 

966.45 

1,168.11 



$124,278.01 



GENERAL BALANCE SHEET. 

Cost of road and equipment includes Concord 
Street Railway purchased by Concord & Montreal 
Railroad. 

Assets. 

Roadbed and tracks, electric line construction, in- 
terest, salaries, engineering, and other ex- 
penses ......... 

Cars and other rolling stock and vehicles, electric 
equipment, horses, etc. . . . . . 

Land necessary for operation of railwaj 7 , electric 
power stations, including equipment, other 
buildings ........ 

Pleasure park, etc • 

Total permanent investments .... 

Liabilities. 

(Stock and bonds issued by Concord & Mont- 
real Railroad.) 

Capital stock, common, Concord & Montreal Rail- 
road, 2,500 shares 



$4S7,238.8i 
326,051.75 



107,539.43 
9,172.07 



$930,002.06 



$250,000.00 



BOSTON & MAINE. 



135 



Premium on Concord & Montreal Railroad stock 
sold 

Funded debt. Concord & Montreal Railroad, 3% 
per cent bonds, dated June 1, 1901, due June 
1, 1920 

Due Boston & Maine Railroad, account advances 



Total 



$213,932.28 



162,000.00 

4,069.7S 

$930,002.00 



VOLUME OF TRAFFIC, ETC. 

Number of passengers carried during the year 

Number of passengers carried per mile of track 

operated ....... 

Number of round trips run .... 

Number of car miles run 

Average number of persons emplo3 r ed . 



2,199,052 

78,876 

83,912 

767,090 

91 



EQUIPMENT OWNED. 

Box passenger cars equipped for electric power 
Open passenger cars equipped for electric power 

Total passenger cars of all kinds . 

Number of all above cars with 4 wheels 
Number of all above ears with 8 wheels 
Construction, repair, and other work cars . 
Snowplows ......... 



30 
10 



40 

1:.' 
2S 

1 



DESCRIPTION OF RAILWAY. 



Length of railway line owned and operated 
Length of sidings, switches, etc., owned and oper- 
ated 

Total length, computed as single track . 



27.8S miles 
2.43 



30.31 miles 



Motive power, all electric. 

System of electric motive power used by the company. .">00- 
volt direct current supplied partly by direct current generators 
and partly by rotar}' sub-stations. 

This railway is located in Concord, Pembroke, Allenstown. and 
Hooksett. 



136 



RAILROAD COMMISSIONERS' REPORT. 
ACCIDENTS TO PERSONS. 





From causes beyond 
their own control. 


From their own 
misconduct or 
carelessness. 


Total. 




3 




-a 

9 


3 


£ 


3 
p 

a 










1 




i 






















6 




6 












Total 








7 




7 















STATEMENT OF EACH ACCIDENT. 

July IS, 1904. Concord. Mary Noyes was being assisted from 
car and slipped, slightly spraining her ankle. 

September 6, 1904. Concord. William M. Baker, riding bicycle 
along highway too near car, was struck and thrown to the 
ground, injuring his knee. 

October 23, 1904. Hooksett. Melhorn child. Lying between 
rails. Emergency brakes used, but not in time to prevent cat- 
passing over child. It was uninjured except slight cut in face. 

January 11, 1905, Concord. R. W. Gate and John Guetriez. 
Sleigh runner caught in car track, and both men thrown out. 
Cate uninjured, but Guetriez shaken up and arm slightly 
sprained. No cars near at time. 

Concord. J. E. Rand, city marshal, and C. F. Rowe. Sleigh 
runner caught in track and both thrown out; city marshal's 
head slightty cut, but Rowe uninjured. 



PROPER ADDRESS OF THE COMPANY. 

BOSTON & MAINE RAILROAD, 
Boston, Mass. 



NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

[Management and operation of Concord & Manchester Electric 
Branch directed by officers of the Boston & Maine Railroad.] 
President, Lucius Tuttle, Boston, Mass.; third vice-president 
and general manager, Frank Barr, Boston, Mass.; treasurer, 
Herbert E. Fisher, Boston, Mass.; fourth vice-president and gen- 
eral auditor, William J. Hobbs, Boston, Mass.; clerk of corpora- 
tion, William B. Lawrence, Boston, Mass.; superintendent, Wil- 
liam F. Ray, Concord, N. H.; assistant superintendent, Henry A. 
Albin, Concord, N. H. 



BOSTON & maim:. 137 



NAMES AM) III -I PI M ES OF BOARD OF DIRECTORS. 

Lucius 'Puttie, Boston, Mass.; Samuel C. Lawrence, Medford, 
Mass.; Richard Olney, Boston, 'Mass.; Alvah W. Sulloway, Frank- 
lin, X. II.; Joseph II. White, Brookline, Mass.; Walter Hunnewell, 
Wellesley, Mass.; Lewis Cass Ledyard, New York, N. Y.; Henry 
M. Whitney, Rrookline, Mass.; Henry F. Dimock, New York. X. 
Y.; William Whiting-, Holyoke, Mass.; Charles M. Pratt, New 
York, N. Y.; Alexander Cochrane, Boston, Mass. 



We hereby certify that the statements contained in the fore- 
going- report are full, just, and true. 

LUCIUS TUTTLE, 

President. 

HERBERT E. FISHER, 

Treasurer. 

WILLIAM J. HOBBS, 
Fourth Vice-President and General Auditor. 



Commonwealth of Massachusetts. 

Suffolk, ss. Boston, September 11, 1905. Then personally 
appeared the above-named Lucius Tuttle, president; Herbert E. 
Fisher, treasurer, and William J. Hobbs, fourth vice-president 
and general auditor, and severally made oath that the foregoing 
certificate by them subscribed is, to the best of their knowledge 
and belief, true. 
Before me, 

E. A. RYDER. 

Justice of the Peace 



REPORT 



CHESTER & DERRY RAILROAD 
ASSOCIATION 

FOR THE YEAE ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 

Gross income from operation ..... 


$13,921.99 

9,885.85 


Net income from operation .... 

Charges upon income accrued during the year: 
Interest on funded debt . . $2,500.00 
Interest and discount on un- 
funded debts and loans . . 418.70 


$4,036.14 


Total charges and deductions from income . 


2,918.70 


Surplus for year ending June 30, 1905 . 
Amount of surplus June 30, 1904 .... 


$1,117.44 
4,454.48 


Total surplus June 30, 1905 .... 


$5,571.92 



EARNINGS FROM OPERATION. 

Receipts from passengers carried . 
Receipts from carriage of mails 
Receipts from carriage of freight and express 
Sundr}' 

Gross income from operation . 



$11,949.85 

515.86 

1,401.64 

54.64 



$13,921.99 



EXPENSES OF OPERATION. 



General expenses: 
Insurance 



$549.45 



138 



CHESTER & DERKY, 



139 



Maintenance of roadway and buildings: 

Repairs of roadbed and track . . . . 
Removal of snow and ice ..... 
Repairs of buildings ...... 

Maintenance of equipment: 

Repairs of cars and other vehicles . 
Repairs of electric equipment of cars 

Transportation expenses: 

Cost of electric motive power . . . . 
Wages and compensation of persons employed 

in conducting transportation . 
Rentals of buildings and other property . 

Heating cars . 

Sundry 

Total operating expenses . . . . . 



$1,661.27 
53.15 
37.64 



167.35 
395.S2 



3,000.00 

3,577.35 

9.00 

10S.0O 

326.82 

$9,S85.85 



PROPERTY ACCOUNTS: ADDITIONS AND DEDUCTIONS 
DURING THE YEAR. 



Additional cars (1 in number) 
Electrical equipment of same . 

Total additions to property account 



$450.00 
600.00 

$1,050.00 



GENERAL BALANCE SHEET. 



Assets. 
Railway: 
Roadbed and tracks 
Electric line construction, includ- 
ing poles, wiring, feeder lines, 
etc. . .... 

Total cost of railway owned 

Equipment: 

Cars and other rolling stock and 
vehicles ..... 

Electric equipment of same . 
Snowplow ..... 

Total cost of equipment owned 

hands and buildings: 
Land necessary for operation of 
railway ..... 



$64,094.00 



17,709.34 



$7, 47.y2:; 
6,601.59 
1,700.00 



$3,500.00 



$81,803.34 



15,776.82 



140 



RAILROAD COMMISSIONERS' REPORT. 



Electric power stations, includ- 
ing- equipment .... 

Other buildings necessary for 
operation of railway 


$2,500.00 
3,213.94 




Total cost of land and buildings 

Cash and current assets: 

Cash 

Sinking and other special funds 


owned 

$2,442.54 
1,000.00 


$9,213.94 
3,013.78 


Total cash and current assets . 




3,442.54 


Total 


$113,250.42 


Liabilities. 

Capital stock, common 
Funded debt ..... 
Loans and bills payable . 
Interest accrued and not yet due . 
Profit and loss balance — surplus 


$50,000.00 

50,000.00 

7,678.50 

208.33 

5,363.59 


Total 


$113,250.42 



CAPITAL STOCK. 

Capital stock authorized by law, common 
Capital stock authorized by votes of company, 

Capital stock issued and outstanding, common . 
Number of shares issued and outstanding, com- 

Number of stockholders, common .... 
Number of stockholders in New Hampshire, corn- 
Amount stock held in New Hampshire, common 


$50,000.00 

50,000.00 
50,000.00 

500 
137 

134 
$49,500.00 


FUNDED DEBT. 

First mortgage, 5-20 gold bonds: 

Rate of interest' ....... 

Amount outstanding ...... 

Interest paid during year ..... 


5 per cent. 

$50,000.00 

2,500.00 



I EBSTBR & DERRY. 



141 



VOLUME OF TRAFFIC, ETC. 

Number of passengers carried during the year . 
Number of car miles run ...... 

Average number of persons employed . 


268,914 

60,102 
6 


EQUIPMENT OWNED. 

Box passenger cars equipped for electric power 
Open passenger cars equipped for electric power 


5 
5 


Total passenger cars of all kinds . 
Generators. 


10 

1 
1 


DESCRIPTION OF RAILWAY. 

Length of railway owned and operated . 


7 3 4 miles 



Motive power, electric. 

This railway is located in Chester and Derry, N. H. 



PROPER ADDRESS OF THE COMPANY. 

CHESTER & DERRY RAILROAD ASSOCIATION. 
Derry, N. H. 

NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, Greenleaf K. Bartlett; vice-president, Charles Bart- 
lett; treasurer, F. J. Shepard; auditor and clerk of corporation. 
A. H. Wilcomb; general counsel, G. K. Bartlett; general manager, 
F. J. Shepard; superintendent, Charles Bartlett. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

Greenleaf K. Bartlett, F. J. Shepard, Charles Bartlett, Derry, 
X. II.; A. H. Wilcomb. Nathan W. Goldsmith, George S. West, 
Chester, N. H.; William S. Pillsbury, Londonderry, N. H. 



142 RAILROAD COMMISSIONERS' REPORT. 



We hereby certify that the statements contained in the fore- 
going report are full, just, and true. 

G. K. BARTLETT, 

President. 

F. J. SHEPARD, 

Treasurer. 

CHARLES BARTLETT, 

Superintendent. 



State of New Hampshire. 

Rockingham, ss. Berry. October 23, 1905. Then personally 
appeared the above-named G. K. Bartlett, F. J. Shepard, and 
Charles Bartlett, and severally made oath that the foregoing cer- 
tificate by them subscribed is, to the best of their knowledge 
and belief, true. 
Before me, 

JOSEPH B. BARTLETT, 

Justice of the Peace. 



REPORT 



CLAREMONT RAILWAY & LIGHTING 
COMPANY 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOB THE YEAK. 

Gross income from operation . . . . . 
Operating expenses ....... 

Deficit from operation . 

Charges upon income accrued during the year: 
Interest on funded debt . . $2,350.00 

Interest and discount on un- 
funded debts and loans . . 969.23 



Total charges and deductions from income 

Deficit for year ending June 30, 190.") 
Amount of surplus June 30, 1904 

Total surplus June 30, 1905 



$22,770.41 
22,809.71 



$39.30 



3,319.23 

$3,358.53 

7,463.48 



$4,104.95 



EARNINGS FROM OPERATION. 




Receipts from passengers carried .... 


$16,109. S8 


Receipts from carriage of mails .... 


250.00 


Receipts from carriage of freight and express 


6,1 in.!.;; 


Receipts from advertising in cars .... 


105.70 


Baggage 


164.20 


Gross income from operation 


$22,770.41 



143 



144 



RAILROAD COMMISSIONERS' REPORT. 



EXPENSES OF OPERATION. 

General expenses. 

Salaries of general officers and clerks 
General office expenses and supplies . 
Insurance ...... 

Park expenses ...... 



Maintenance of roadway and buildings: 
Repairs of roadbed and track . 
Repairs of electric line construction . 
Removal of snow and ice . . . . . 
Repairs of buildings 

Maintenance of equipment: 

Repairs of cars and other vehicles 
Repairs of electric equipment of cars . 

Transportation expenses: 

Cost of electric motive power . . . . 

Wages and compensation of persons employed 

in conducting transportation . . . . 

Damages for injuries to persons and property . 

Other transportation expenses: 
Freight transportation expense 
Incidental expense, oil, grease, waste, sand, 
labor, etc 

Total operating expenses .... 



$1,729.16 
357.88 
200.00 
617.60 



1,044.66 

S9.93 

930.92 

27.30 



1,445.33 
635.42 



5,259.22 

4,975.02 
1,01S.25 



2,992.55 

1,486.47 

$22,809.71 



PROPERTY ACCOUNTS: ADDITIONS AND DEDUCTIONS 
DURING THE YEAR. 

Extension of railway and tracks, 

permanent improvements . . $6,799.72 

New electric line construction . 549.81 

Total additions to railway . . . . 

Additional cars (2 in number) . $5,039. S2 

Klectrieal equipment of same . 1,380.92 

Other additional equipment . . 118.84 

Total additions to equipment .... 

Additional land necessary for op- 
eration of railway . . . $430.00 

New electric power stations, in- 
cluding machinery, etc., additions 320.06 



$7,349.5- 



0,539. 5S 



CLAREMONT. 



145 



Additional equipment of power 

stations $18,275.52 

Other new buildings necessary 

for operation of railway . . 35.84 



Total additions to land and buildings 

Electric line construction light- 
ing system $3,192.SS 

Sundry equipment (meters, trans- 
formers, etc.) .... 3,342.70 



Total additions to other permanent property 
Net addition to property accounts for year 



$19,061.42 



6,535.58 



$39,486.11 



GENERAL BALANCE SHEET. 






Assets. 






Railway: 






Roadbed and tracks 


$130,977.15 




Electric line construction, includ- 






ing poles, wiring, feeder lines, 






etc. ...... 


27.778.5S 




Interest accrued during con- 






struction of railway 


11,796.78 




Salaries, engineering, and other 






expenses incident to construc- 






tion 


19,713.90 




Total cost of railway owned 




$190,266.41 


Equipment: 






Cars and other rolling stock and 






vehicles 


$22,568.46 




Electric equipment of same 


17.S82.17 




Other items of equipment 


1,226.65 




Total cost of equipment owned 




41,677.28 


Lands and buildings: 






Land necessary for operation of 






railway 


$13,839.03 




Electric power stations, includ- 






ing equipment .... 


128,668.40 




Other buildings necessary for op- 






eration of railway 


5,325.83 




Total cost of lands and buildings 


owned 


147,S33.26 



146 



RAILROAD COMMISSIONERS' REPORT. 



Other permanent property: 

Electric Lighting- Company . $23,110.00 

Electric line construction, light- 
ing system 12,494.S9 

Sundry equipment lighting sys- 
tem, meters, transformers, etc. 5,295.93 

Total cost of other permanent property 
owned ......... 

Total permanent investments 
Cash 

Miscellaneous assets: 

Material and supplies . . . $2,149.60 

Park construction account . . 180.77 

Total miscellaneous assets .... 

Total 

Liabilities. 

Capital stock, common 

Funded debt ........ 

Loans and bills payable ...... 

Matured interest coupons unpaid (including cou- 
pons due July 1) 

Profit and loss balance — surplus . . 

Total 

CAPITAL STOCK. 

Capital stock authorized by law. common . 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common . 

Amount paid in on 41 shares not yet issued . 

Number of shares issued and outstanding, com- 
mon . 

Number of stockholders, common 

Number of stockholders in New Hampshire, com- 
mon .......... 

Amount of stock held in New Hampshire, com- 
mon .......... 



$40,900.S2 

$420,677.77 
152.07 



2,330.37 



$423,160.21 



$186,160.50 

1S0,000.00 

47,224.64 

2,350.00 
7,425.07 



$423,160.21 



$190,000.00 

190,000.00 

185,900.00 

260.50 

1,859 
S8 



$61,200.00 



CLAREMONT. 



147 



FUNDED DEBT. 



First mortgage, 20-3 - ear 
Hate of interest 
Date of maturity . 
Amount outstanding 1 



mid bonds: 



5 per cent. 

April 1, 1925 

$180,000.00 



VOLUME OF TRAFFIC, ETC. 

Number of passengers carried during the year . 
Number of passengers carried per mile of rail- 
way track operated ...... 

Number of round trips run ..... 

Number of car miles run ...... 

Average number of persons employed . 



330,034 

('. 1.920 

10,256 

108,745 

26 



EQUIPMENT OWNED. 

Box passenger cars equipped for electric power 
Open passenger cars equipped for electric power 

Total passenger cars of all kinds 

Number of all above cars with 4 wheels 
Number of all above cars with 8 wheels . 
Number of electric cars equipped with fenders 
Construction, repair, and other work cars . 
Snowplows, 8 wheel, 4 motors .... 
Freight motor car, 8 wheel, 4 motor . 
Electric motors ....... 



3 
5 

7 
1 
1 
1 
26 



DESCRIPTION OF RAILWAY. 

Length of railway, passenger line, owned and op- 
erated ......... 

Length of railway line, freight, owned and oper- 
ated 

Length of sidings, switches, etc., owned and oper- 
ated 

Total length, computed as single track . 



5.33 miles 
1.995 



.36 

7.6S5 



Motive power, all electric. 

System of electric motive power used by the company, over- 
head trolley, General Electric and Westinghouse motors. 
This railway is located in Claremont, N. II. 



148 



RAILROAD COMMISSIONERS REPORT. 
MISCELLANEOUS. 



Gkade Crossings with Railroads.* 



Number of tracks at 
crossing. 



Railroad. Railway 



With Boston & Maine, Concord & Claremont Divi- 
sion, Pleasant street, Claremont 

With Boston & Maine, Concord & Claremont Divi- 
sion, Claremont Junction 

Total 




GENERAL REMARKS AND EXPLANATIONS. 

New bond issue of $180,000 was issued April 1, 1905, the old 
bonds being destroyed, together with all coupons. 



ACCIDENTS TO PERSONS. 







From their own 








From causes beyond 


misconduct or 


Total. 




their own control. 


carelessness. 










•6 




• 




_: 




•a 


0> 




V 


"O 


» 
























3 




p 




2 


£ 


2 


c 


2 


C 







5 








5 














Other persons. .. 


1 






1 


1 











Total 


1 


5 


1 


1 


5 









STATEMENT OF EACH ACCIDENT. 

Boy playing under freight car, train backed into said car and 
moved it about ten feet; boy's skull was crushed and he was 
instantly killed. 

February 17, 1905. Car got out of control of rnotorman and 
crashed into pole at end of line at Claremont Junction; injured 
five passengers. 

May 12, 1905. Lady stepped in front of car, which was mov- 
ing at full speed; car struck her, injuring her leg. 



* At all the above crossings frogs are inserted in the tracks. 



CLAREMONT. 149 



PROPER ADDRESS OF THE COMPANY. 

CLAREMONT RAILWAY & LIGHTING COMPANY, 

Claremont, N. H. 

NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, Hira R. Beckwith, Claremont, N. H.; vice-president, 
John T. Emerson, Claremont, N. H.; treasurer, Louis N. Wheel- 
ock, Claremont, N. II.; auditor, Oscar B. Rand, Claremont, 
N. IT.; clerk of corporation, Edwin B. Hej'wood, Claremont, N. 
H.; general counsel, Frank H. Brown, Claremont, N. H.; general 
manager and superintendent, L. N. Wheelock, Claremont, N. H. 

NAMES AND RESIDENCES' OF BOARD OF DIRECTORS. 

Hira R. Beckwith, John T. Emerson, Ira F. Chandler, Oscar B. 
Rand, Frank H. Foster, Louis N. Wheelock, Claremont, N. H.; 
M. F. Dickinson, 53 State street, Boston. 

We hereby certify that the statements contained in the fore- 
going report are full, just, and true. 

HIRA R. BECKWITH, 

President. 

LOUIS N. WHEELOCK, 
Treasurer and General Manager. 

State of New Hampshire. 

Sullivan, as. September 7, 1905. Then personally appeared 
the above-named Hira R. Beckwith and Louis N. Wheelock, and 
severally made oath that the foregoing certificate by them sub- 
scribed is, to the best of their knowledge and belief, true. 
Before me, 

J. T. EMERSON, 

Justice of the Peace. 



REPORT 



DOVER, SOMERSWORTH & ROCHESTER 
STREET RAILWAY COMPANY 

[Leased to and operated by Exeter, Hampton & Aniesbury Street 
Railway Company.] 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 



Gross income from operation 
Operating - expenses . 



Net income from operation . . . . 

Miscellaneous income, less expense of collecting-; 
Rents, buildings .... $489.92 

Sales of old material . . . 317.81 



Total income from other sources than oper- 
ation 

Gross income above operating expenses 

Charges upon income accrued during the year: 
Interest and discount on un- 
funded debts and loans . . $187.13 

Taxes 1,918.26 

Rentals of leased railways . . 35,775.00 

Loss in operation, Central Park . 2, ISO. 68 



Total charges and deductions from income 

Deficit for year ending June 30, 1905 
Amount of deficit June 30, 1904 



Rebate power, 1903 . 

Total deficit June 30, 1905 



$82,137.25 
56,443.25 



$25,694.00 



807.73 



$26,501.73 



40,061.0'i 



$13,559.34 
48,965.08 



$62,524.42 
4,003.92 



$58,520.50 



150 



DOVER, SOMERSWORTH & ROCHESTER. 



151 



Total income from least' of railway 

interest and discount on unfunded debts and 


$35,775.00 
15,000.00 


Surplus for year ending- June 30, 1905 . 
Amount of surplus June 30, 1904 .... 


$20,775.00 
54,242.51 


Amount written off ....... 


$75,017.51 
9,242.51 


Total surplus June 30, 1905 .... 


$65,775.00 



EARNINGS FROM. OPERATION. 



Receipts from passengers carried . 
Receipts from advertising in cars . 

Gross income from operation . 



$81,872.25 
265.00 



32,137.25 



EXPENSES OF OPERATION. 

General expenses: 

Salaries of general officers and clerks 
General office expenses and supplies . 
Legal expenses ..... 

Insurance ...... 

Advertising ..... 

Miscellaneous ..... 



5953.01 
591.49 



Maintenance of roadway and buildings: 

Repairs of roadbed and track . . . . 
Repairs of electric line construction . 
Removal of snow and ice . . . . . 
Repairs of buildings 

Maintenance of equipment: 

Repairs of cars and other vehicles and elec- 
trical equipment ...... 

Transportation expenses: 

Cost of electric motive power . . . . 
Wages and compensation of persons employed 
in conducting transportation . . . . 
Damages for injuries to persons and property 
Rentals of buildings and other property 
Car service supplies and expenses . . 

Total operating expenses . . . . . 



52,424.42 
710.71 
113.79 

1,347.78 



1,544.50 



3,164.85 

2,007.99 

1,465.85 

267.65 



4,830.45 



13,087.35 

19,653.27 

4,064.20 

97.02 

1,663.42 



$56,443.25 



152 



RAILROAD COMMISSIONERS' REPORT. 



PROPERTY ACCOUNTS: ADDITIONS AND DEDUCTIONS 
DURING THE YEAR. 

Additions to other permanent property, shop 
tools 

Deductions: 

Railway and tracks, valuation . $8,642.51 

Overhead, valuation . . . 75. 2G 
Land, buildings, and fixtures, 

valuation 2,579.75 



Total deductions from propertj r account 

Net deductions from property account for the 
vear .... 



$73.50 



11,297.52 



$11,224.02 



GENERAL BALANCE SHEET. 

Assets. 
Railway: 

Roadbed and tracks 

Electric line construction, including poles, wir- 
ing, feeder lines, etc. 

Interest accrued during construction of railway 

Total cost of railway owned .... 

Cars and other rolling stock and vehicles and 
electric equipment of same . 

Land necessary for operation of railway, electric 
power stations, including equipment, other 
buildings necessary for operation of railway . 

Office furniture and fixtures . . . 

Total permanent investments 
Bills and accounts receivable 

Total 

Liabilities. 

Capital stock 

Funded debt 

Loans and bills payable 

Matured interest coupons unpaid (including cou- 
pons due July 1) ...... 

Profit and loss balance — surplus 

Total 



$224,085.95 

138,656.87 
9,356.65 

$372,099.47 

110,859.06 



227,224.61 
156.71 



ri0,339.S5 
85,775.00 



$796,114.85 



$375,000.00 

300,000.00 

35,339.85 

20,000.00 
65,775.00 



$796,114.85 



DOVER, SOMERSWORTH & ROCHESTER. 



153 



CAPITAL STOCK. 

Capital stock authorized by law, common . 

Capital stock authorized by votes of company, 
common ......... 

Capital stock issued and outstanding, common 

Number of shares issued and outstanding, com- 
mon .......... 

Number of stockholders, common . 

Number of stockholders in New Hampshire, com- 
mon . 

Amount of stock held in New Hampshire, com- 
mon 



$375,000.00 

375,000.00 
375,000.00 

3,750 




$374,600.00 



FUNDED DEBT. 

First mortgage, gold bonds: 
Rate of interest . . . 
Date of maturity 
Amount outstanding 
Interest paid during year . 



5 per cent. 
July 1, 1921 

$300,000.00 
5,000.00 



VOLUME OF TRAFFIC, ETC. 

Number of passengers carried during the year . 
Number of passengers carried per mile of rail- 
way track operated . 

Number of round trips run . . . . . 

Number of car miles run ...... 

Average number of persons employed . 



1,693,352 

99,579 

10,488 

356,700 

50 



EQUIPMENT OWNED. 

Box passenger cars equipped for duplex electric 
power ......... 

Box passenger cars equipped for electric power 
Open passenger cars equipped for electric power 

Total passenger cars of all kinds . 

Number of all above cars with 4 wheels 
Number of all above cars with 6 wheels . 
Number of all above cars with 8 wheels 
Number of electric cars equipped with fenders . 
Construction, repair, and other work cars . 
Snowplows ......... 

Sleighs .......... 

Electric motors 



19 

15 



36 

16 

2 

18 

18 

2 

3 

2 

6S 



154 



RAILROAD COMMISSIONERS REPORT. 



DESCRIPTION OF RAILWAY. 

Length of railway owned and operated 
Length of sidings, switches, etc., owned and oper- 
ated 

Total length computed as single track . 



17.005 miles 
.739 " 



17.744 miles 



MISCELLANEOUS. 



Gradb Crossings with Railroads.* 



Number of tracks 
at crossing. 



Railroad. Railway. 



With B. & M.R. R., W.N. & P. Division, Main street, 
Rochester 

With B.& M.R. R., Northern Division, Railroad Ave., 
Rochester 

With B. & M. R. R., Eastern Division, Central Ave., 
Dover 

With B. & M. R. R., Eastern Division, Washington 
Street, Dover 

With B.& M. R. R., Western Division, Central Ave., 
Dover 



Total number of tracks at crossings. 




Motive power, all electric. 

System of electric motive power used by the company, West- 
inghouse and General Electric. 

This railway is located in Dover, Somersworth, Rochester, and 
Gonic. 



♦Number ot above crossings at which frogs are inserted in the tracks, ?. 



DOVER, SOMERSWOi: I'll & ROCHESTER. 155 

ACCIDENTS TO PERSONS. 




STATEMENT OF EACH ACCIDENT. 

October 9, 1904. Collision of car and team; man in team in- 
jured. 

November 24, 1904. Collision of car and team; motorman in- 
jured. 

November 28, 1904. Derailment, one woman had arm and 
leg injured; not serious. 

February 22, 1905. Derailment; woman had back and stom- 
ach injured. 

May 24, 1905. Piece of glass from window of car struck man's 
shoe, cutting one toe. 

May 27, 1905. Woman walking on sidewalk, slipped and struck 
running board of car; leg fractured. 

June 12, 1905. Man stepped in front of moving car and was 
struck; general bruises. 



PROPER ADDRESS OF THE COMPANY. 

DOVER, SOMERSWORTH & ROCHESTER STREET RAILWAY 

COMPANY. 

Hampton, N. H. 



NAMES AND BUSINESS ADDRESSES OF PRINCIPAL OFFICERS. 

President, D. A. Belden, 50 Merrimack street, Haverhill, Mass.; 
vice-president, F. P. Royce, 84 State street, Boston, Mass.; treas- 
urer and auditor, Samuel P. Russell, 50 Merrimack street, Hav- 
erhill, Mass.; clerk of corporation and general counsel, Samuel 
W. Emery, Portsmouth, N. H.; general manager, Franklin Wood- 
man, 50 Merrimack street, Haverhill, Mass.; superintendent, A. 
B. Leighton, Dover, N. H. 



156 RAILROAD COMMISSIONERS' REPORT. 



NAMES AND RESIDENCES OF BOARD OF DIRECTORS. 

D. A. Belden, Haverhill, Mass.; E. H. Johnson^ Braintree, Mass.; 
F. P. Royce, Dedham, Mass.; S. W. Emery, Portsmouth, N. TL; 
F. W. Stearns, Newton, Mass. 



We hereby certify that the statements contained in the fore- 
going report are full, just, and true. 

DAVID A. BELDEN, 

President. 

SAMUEL P. EUSSELL, 

Treasurer. 

FRANKLIN WOODMAN, 

General Manager. 



Commonwealth of Massachusetts. 

Essex, ss. September 13, 1905. Then personally appeared the 
above-named David A. Belden, Samuel P. Russell, Franklin 
Woodman, and severally made oath that the foregoing certificate 
by them subscribed is, to the best of their knowledge and be- 
lief, true. 
Before me, 

EDMUND B. FULLEE, 

Justice of the Peace. 



REPORT 



EXETER, HAMPTON & AMESBURY 
STREET RAILWAY COMPANY 

FOR THE YEAR ENDING JUNE 30, 1905. 



GENERAL EXHIBIT FOR THE YEAR. 



Gross income from operation 
Operating expenses 



Net income from operation . 

Charges upon income accrued during the year: 
Interest on funded debt . . $11,250.00 
Interest and discount on un- 
funded debts and loans . . 614.71 

Taxes 300.00 

Loss Hampton Beach . . . 3,810.85 



Total charges and deductions from income 

Deficit for year ending June 30, 1905 
Amount of deficit June 30, 1904 



Deductions during the year: 
Rebate power, 1903 
Rebate taxes . 

Total deductions 

Total deficit June 30, 1905 



$6,948.41 
195.97 



$45,226.08 
43,108.45 



$2,117.63 



15,975.56 



$13,857.93 
31,344.82 



$45,202.75 



7,144.38 



$38,058.37 



EARNINGS FROM OPERATION. 

Receipts from passengers carried . 
Receipts from carriage of mails . 
Receipts from carriage of freight and express 
Receipts from rentals of buildings and other 
property 



$42,347.11 

1,800.00 

297.32 

35.00 



157 



158 



RAILROAD COMMISSIONERS' REPORT. 



Receipts from advertising in cars .... 


$14."). 75 


Receipts from interest on deposits .... 


12.00 


Sale of old material 


588.90 


Gross income from operation .... 


$45*226.0S 


EXPENSES OF OPERATION. 




General expenses: 




Salaries of general officers and clerks 


$1,836.42 


General office expenses and supplies . 


511.35 


Legal expenses ....... 


76.96 


Insurance ........ 


829.47 


Advertising ........ 


775.65 


Miscellaneous 


373.22 


Maintenance of roadway and buildings: 




Repairs of roadbed and track .... 


2.416.70 


Repairs of electric line construction 


1,234.87 


Removal of snow and ice ..... 


789.46 


Repairs of buildings ...... 


209.65 


Maintenance of equipment: 




Repairs of cars and other vehicles, and repairs 




of electric equipment of cars .... 


4,215.86 


Transportation expenses: 




Cost of electric motive power .... 


12,716.58 


Wages and compensation of persons employed 




in conducting transportation 


12,970.25 


Damages for injuries to persons and property 


2,105.52 


Rentals of buildings and other property 


73.17 


Car service supplies and expenses 


1,185.84 


Cleaning and sanding track .... 


787.48 


Total operating expenses ..... 


. $43,108.45 


PROPERTY ACCOUNTS: ADDITIONS AND DEDUCTIONS 




DURING THE YEAR. 




Additions: 




Extension of railway and tracks $0.75 




New electric line construction . 284.92 




Total additions to railway .... 


$2S5.67 


Other additional equipment ..... 


510.00 


Additional land necessary for operation of rail- 






1.80 



EXETEJB, HAMPTON & AMESBUIiY. 



159 



New electric power stations, including machin- 
ery, etc., additional equipment of power sta- 
tions, other new buildings necessary for oper- 
atic of railway ....... 

Additions to other permanent property: 

Engineering and superintendence $73.11 

Hampton Beach improvements . 1,563.49 



Total additions to other permanent property 
Total additions to property account 



Deductions: 
Cars, valuation 
Rotary station, valuation 



$1,410.00 
3,321.93 



Total deductions from propertj' account 

Net deductions from propertj'- account for 
the year 



$130.32 



1,63G.G0 



$2,564.39 



4,731.93 



$2,167.54 



GENERAL BALANCE SHEET. 

Assets. 

Railway: 

Roadbed and tracks . . . $198,695.46 

Electric line construction, includ- 
ing poles, wiring, feeder lines, 
etc 117,955.64 

Interest accrued during construc- 
tion of railway .... 16,S75.00 

Salaries, engineering, and other 
expenses incident to construc- 
tion 15,493.21 

Total cost of railway owned .... 

Equipment: 

Cars and other rolling stock and 

vehicles $26,819.16 

Electric equipment of same . . 27,692.87 

Other items of equipment . . 510.00 

Total cost of equipment owned 

Cost of lands and buildings owned 



$349,019.31 



55,022.03 
122,699.40 



160 



RAILROAD COMMISSIONERS' REPORT. 



Other permanent property: 
Shop tools .... 
Office furniture and fixtures 
Hampton Beach investment . 



$1,548.96 

1,706.00 

63,814.13 



Total cost of other permanent property 
owned 

Total permanent investments . 



Cash and current assets: 

Cash 

Bills and accounts receivable 
Unexpired insurance 



$3,537.73 

10,976.68 
2,361.48 



Total cash and current assets 
Materials and supplies .... 
Rentals and loss operating leased roads 
Loss E. H. & A. 



Total 



Liabilities. 



Capital stock, common 
Funded debt 



Current liabilities: 
Loans and bills payable . . $17,934.96 

Rentals due July 1 235,215.00 

Total current liabilities 

Accrued liabilities: 

Interest accrued and not yet due $937.50 

Taxes accrued and not yet due 3,976.13 

Accident reserve .... 7,875.43 

Total accrued liabilities . . . . . 

Total 



$67,069.09 
$593,809.S3 



$16,875.89 

9,709.04 

192,485.89 

38,058.37 



$850,939.02 



$360,000.00 
225,000.00 



253,149.96