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Full text of "Extra census bulletin"

BOSTON PUBLIC LIBRARY 



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^lHAg0l.l8907A|l 

o > I o J\ 

,1802 




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Given By 

United Stgtes Census Office 



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Digitized by the Internet Archive 

in 2010 with funding from 

Boston Public Library 



http://www.archive.org/details/extracensusbulle18unit 



Extra Census Bulletin. 



No. 18. WASHINGTON, D. c. April 8, 1892. 

STATISTICS OF FARMS, HOMES, AND MORTGAGES. 

OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



DEPARTMENT OF THE INTERIOR, 

Census Office, 
Washington, D. O, April 2, 1892. 
Sir: 

The tables of this bulletin are the first results of the returns under the investigation of farm and home ownership 
and indebtedness. They were made in compliance with the following request from Hon. W. A. Peffer United 
States Senator and member of the Census Committee of the Senate : 

I should be pleased to obtain some of the more important results of the investigation of farm and home ownership and indebtedness in a 
few counties in Kansas and Ohio, if the returns are ready for tabulation. 

It is particularly desired to know what sort of tables can be made from these statistics and in what form they may be expressed ■ but I 
should not wish you to go into all possible details, and I shall be very thankful if you cover only the particulars mentioned in the act callin<>- 
for this investigation. 

I trust that I am not asking too much of the Census Office, and that the importance of the matter may be sufficient excuse for the labor 
required. 

When work was begun on these tables their publication was not thought of, because only portions of states are 
represented, and it is too early to begin the tabulation of complete states before they are so prepared that their 
results will be final. The tabulation was experimental, but upon its conclusion the results are found to be so novel 
and interesting and so nearly final that it may be presumed that the public will desire to know them, although 
they are derived from only 20 counties. 

In selecting the Kansas counties the effort was made to find a body of neighboring counties neither amono- the 
newer nor among the older ones, with the hope that then' conditions would be a fair average for the whole state. 
In the selection of the Ohio counties it was desired to find much older conditions than in Kansas, and especially to 
discover the degree of home ownership in a large city; therefore Hamilton county, containing Cincinnati and 9 
neighboring counties in the southwest corner of the state were selected. 

This is the first investigation of its kind that has ever been undertaken by a statistical office, and in a country 
as large as the United States, with a population of 12,690,152 families, is one of great magnitude and of numerous 
perplexities. It affords me great pleasure to call attention to the admirable report in regard to the scope of this 
branch of the Farms, Homes, and Mortgages investigation by Mr. George K. Holmes and Mr. John S. Lord 
special agents of the Eleventh Census. These gentlemen both deserve great credit for the thoroughness and ability 
displayed in bringing to a successful termination the most difficult statistical inquiry ever undertaken by the 
government of any country. This work of the Eleventh Census has attracted widespread attention at home and 
abroad on account of the novelty of the inquiry, the difficulties to be overcome, and the importance of the results. 
Special attention is directed to that portion of the report which refers to the information descriptive of farm and 
home owners and tenants obtained by this inquiry. These data will surely aid greatly in the solution of the 
individual debt question. 

Very respectfully, 

ROBERT P. PORTER, 

Superintendent of Census. 
The Secretary of the Interior, 

C. O. P.-7m 



STATISTICS OF FARMS, HOMES, AND MORTGAGES. 

OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



BY GEORGE K. HOLMES AND JOHN S. LORD. 



SCOPE OF THE INVESTIGATION. 

The tabulation that leads to the publication of this bulletin is the first that has been done for any of the 
returns under the investigation concerning farms and homes, and its purpose is explained in the letter of the 
Superintendent of Census on the Srst page. The character of this investigation has not been understood by the 
public, and some explanation of it may now be made. 

Many petitions were presented to Congress in the winter of 1889-1890 with the following request : 

* * * That Mr. Robert P. Porter, Superintendent of the Eleventh Census, be respectfully requested to collect data to show in the 
next census what percentage of the people in this country occupy their own homes and farms ; what proportion are tenants ; and, of those 
who occupy their own homes and farms, what proportion have their property free from debt ; and, of the homes and farms which are under 
mortgage, what percentage of the value is so mortgaged. 

In compliance with this request an act was passed by Congress, and approved by the President February 22, 
1S90, as follows: 

Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, That it shall be the duty of 
the Superintendent of Census, in addition to the duties now required of him by law, to ascertain the number of persons who live on and 
cultivate their own farms, and who live in their own homes, and the number who hire their farms and homes, and the number of farms and 
homes which are under mortgage, the amount of mortgage debt, and the value of the property mortgaged. He shall also ascertain whether 
such farms and homes have been mortgaged for the whole or part of the purchase money for the same, or for other purposes, and the rates of 
interest paid upon mortgage loans. 

Sec. 2. That for the purposes of this act the sum of one million dollars is hereby appropriated out of any money in the Treasury not 
otherwise appropriated. 

Sec. 3. That the provisions of sections thirteen, fourteen, fifteen and sixteen of the "Act to provide for taking the Eleventh Census and 
subsequent censuses", approved March first, eighteen hundred and eighty-nine, shall apply to the provisions of this act. 

In section 15 of the census act, which is applied to this act, it is provided that every member of a family over 
20 years of age shall, upon request of the Census Office, supply the information in regard to the family called for by 
the census law, and that "whoever shall willfully fail or refuse shall be guilty of a misdemeanor, and upon 
conviction thereof shall be fined in a sum not exceeding one hundred dollars". 

The difficulties encountered in planning the execution of this investigation and the means adopted for evading 
and overcoming them have already been explained by the Superintendent of Census in Census Bulletin No. 5. As 
the tables herewith presented show, the requests of the petitioners have been fully complied with by this office. To 
the points embraced in the petitions the law added two, namely, in regard to the objects of the indebtedness and 
the rates of interest to which it is subject, and information in regard to these also has been obtained with the same 
success that has attended the remainder of the investigation concerning indebtedness. 

In addition to the information requested by the petitions and required by law the Census Office has obtained 
a considerable amount of description of farm and home owners and tenants that will be of much interest to the 
public. This description consists of the following items in regard to every person occupying a farm or home that 
he owns and in regard to the head of each tenant family : race, sex, age, conjugal condition, country of nativity, 
number of years resident in the United States if foreign born, whether a citizen or not, occupation, and, in the case 
of owners, relationship to the head of the family. 

A tabulation of these items of description will disclose, among other things, to what extent the colored people 
have become owners of farms and homes ; how far ownership is vested in wives ; at what age ownership has more 
generally been acquired ; whether the circumstances of unmarried persons are such as to lead considerably to 
ownership ; whether the Irishman or the German has been more successful in becoming an owner, and so with the 
Italian, the Swede, the Frenchman, etc. ; whether the German has required a longer or shorter residence in this 
country than the Irishman before owning his farm or home, and so with people of other nativities ; to what extent 
the citizenship of the foreign born is related to their ownership ; a comparison between the sexes in the ownership 
of farms and homes, and the dependence of ownership upon the various occupations of the people. 

3 



4 FARMS, HOMES, AND MORTGAGES. 

Distinctions to be made. — It will be observed from the foregoing that the investigation concerning farms and 
homes does not cover the same ground that is covered by the investigation of real estate mortgage indebtedness, 
some of the results of which have been published in several bulletins. The latter inquiry includes the 
incumbrances upon all real estate except that which is owned by public and quasi-public corporations ; the farm 
and home inquiry includes the incumbrances only upon farms and homes not on farms, occupied by owners. The 
chief purpose of this inquiry, as a careful reading of the petitions that led to it will show, is to determine the 
degree to which the ownership of farms and homes prevails among the families of the country ; the question of debt 
is subsidiary to this, since the object of the petitioners in regard to debt was to discover how far ownership is 
qualified by incumbrance. 

The unit of the farm and home inquiry is the family, and every family is accounted for in one way or another. 
Therefore, the total number of families occupying farms is not the same as the total number of farms as enumerated 
in the census, nor is the total number of families occupying homes the same as the total number of enumerated 
dwellings. Wherever the word farm is used in the following pages it generally embraces a farm as ordinarily 
understood, but in some cases it embraces only a portion of such farm, and may include what are commonly 
accepted as two or more farms. The family being the unit, whatever it cultivates must necessarily be credited to 
it, no more and no less. The total number of families occupying farms added to the total number occupying homes 
equals the total number of families within any given political area. If two distinct families live on the same farm 
or in the same dwelling not situated on a farm, two families are counted. A family cultivating a farm is counted 
as a farm family, although it necessarily has a home ; a home family is counted as such if it does not cultivate a 
farm. 

OWNERSHIP OF FARMS AND HOMES. 

In the 10 Kansas counties selected for tabulation no returns have been received concerning 6.38 per cent of 
the total number of families occupying farms and homes, as is shown in Table 1. After eliminating these families 
from further consideration, it is shown that 60.89 per cent of the remaining 28,785 families own their farms and 
homes, the date for which this was true being June 1, 1890. Consequently 39.11 per cent of the families were 
tenants. The uniformity of these percentages for the several counties will be noticed, the greatest variation being 
in Riley county, where the owning families are 70.97 per cent of the total regarding which report was received and 
the hiring families 29.03 per cent. 

Of the 17,526 owning families, 43.28 per cent own their farms and homes free of incumbrance and 56.72 per 
cent with incumbrance, the two counties exhibiting the greatest variations being Riley, with 57.32 per cent of the 
owning families free of incumbrance and 42.68 per cent with incumbrance, and McPherson county, with 35.07 per 
cent of the families free of incumbrance and 64.93 per cent subject to incumbrance. 

From 5.04 per cent of the total number of families occupying farms and homes in the Ohio counties no returns 
were received. Of the remaining 131,184 families, 37.24 per cent own their farms and homes and 62.76 per cent 
hire them. 

Of the 48,847 owning families in Ohio, 78.72 per cent own free of incumbrance and 21.28 per cent with 

incumbrance. 

OWNERSHIP OF FARMS. 

In Table 2 the facts corresponding to the foregoing are presented for families that cultivate farms to the 
exclusion of families occupying homes not on farms. From 6.91 per cent of those in the Kansas counties no 
returns have been received. Of the remaining 17,574 families, 66.75 per cent own and 33.25 per cent hire farms. 
In 1880, according to the census of that year, 13.13 per cent of the farms in these 10 counties were hired, a farm, 
and not a family, being the unit. The percentages of hired farms for the 20 counties in Kansas and Ohio in 1880 
are presented in the following table in comparison with the percentages of hiring families in 1890 : 





FARM TENANCY, 1880 AND 1890. 




COUNTIES. 


Percentage 

of families 

hiring farms 

1890. 


Percentage 

of hired 
farms 1880. 


COUNTIES. 


Percentage Percent 
of families f hj | 

"890 armS farms 1880. 

1 




33.25 
35.69 
30.16 
33.18 
29.66 
32.73 
39.73 
37 69 


13.13 
19.23 
13.67 
13.08 
15.38 
10.75 
17.66 
10.22 
9.53 
15.83 
12.44 




37.10 24.96 
37.79 18.40 
32.19 17.50 ( 

41.33 30.48 
36.46 21.80 

38.34 23.92 
39.28 28.27 
39.52 33.51 
31.44 16.85 
37.68 30.49 
40.68 29.89 






Clay 






Butler 

Greene 

Hamilton 










Riley 


36.86 
23.55 
30.65 





OWNERSHIP AND DEBT IN KANSAS AND OHIO. 5 

Of the 11,731 owning families in Kansas, 35.62 per cent own farms that are free and 64.38 per cent farms that 
are subject to incumbrance. County variations will be noticed upon examination of the table, Eiley county being 
the most prominent one in this respect. 

No returns were received from 7.79 per cent of the farm families in the Ohio counties ; 62.90 per cent of the 
27,717 farm families making returns own the farms they occupy and 37.10 per cent hire them, the county variations 
being inconsiderable. In 1880 24.96 per cent of the farms in these counties were hired. 

The proportion of the 17,435 Ohio families owning farms free of incumbrance is 79.68 per cent of the total 
number owning, and the proportion owning subject to incumbrance is 20.32 per cent of the total, the county 
variations here also being inconsiderable. 

HOME OWNERSHIP. 

In Table 3 it is shown that, after omitting the 5.52 per cent of the total number of home families in the Kansas 
counties concerning which no report has been received, 51.69 per cent of the remaining 11,211 families own and 
48.31 per cent hire their homes, and of the 5,795 owning families, 58.81 per cent own free of incumbrance and 
41.19 per cent own with incumbrance. The largest town in these 10 counties is Salina, in Saline county, with a 
population of 6,149 ; the next in population is Junction city, in Geary county, with 4,502 people, and the third is 
Abilene, in Dickinson county, with 3,547 people. 

After deducting 4.28 per cent of the home families in the Ohio counties from which no returns were received 
103,467 families making returns remain, and 30.36 per cent of these own and 69.64 per cent hire their homes. The 
proportions for Hamilton county, containing the city of Cincinnati, are 21.95 per cent for owning families and 
78.05 per cent for hiring families ; for 9 Ohio counties, omitting Hamilton county, the proportions are 50.24 per cent 
for owning and 49.76 per cent for hiring families. 

Of the 31,412 home-owning families in the 10 Ohio counties 78.18 per cent own free of incumbrance and 21.82 
per cent with incumbrance. In Hamilton county 74.10 per cent of the home-owning families own free and 25.90 
per cent own with incumbrance, while in 9 counties, omitting Hamilton county, 82.40 per cent own free and 17.60 
per cent own with incumbrance. Cincinnati, in Hamilton county, has a population of 296,908 ; Hamilton, in Butler 
county, 17,565 ; Middletown, in Butler county, 7,681 ; Xenia, in Greene county, 7,301. 

RATIO OF DEBT TO VALUE. 

The value of incumbered farms and homes occupied by owning families from which reports have been received 
the amount of incumbrance thereon, and the ratio of incumbrance to value are presented in Table 4. The 
percentages are derived from actual reports, and probably would be but little different if they were based on reports 
from all families. 

In the Kansas counties 38.12 per cent of the value of farms and homes occupied by owners and incumbered is 
represented by the incumbrance thereon ; the percentage for farms is 37.96 and for homes 38.95. The accepted 
valuation is that reported by owners. 

In the Ohio counties the incumbrance is 40.53 per cent of the value of farms and homes, 36.97 per cent in the 
case of farms and 42.76 per cent in the case of homes. County variations are more noticeable for homes than for 
farms. The percentage of home incumbrance in Kansas is 0.99 of 1 per cent more than that of farm incumbrance ; 
in Ohio it is 5.79 more. 

AVERAGE VALUE AND INCUMBRANCE. 

The average value of the farm cultivated by each family from which a report of incumbrance was received 
is $3,694 in the Kansas counties; of each home, $2,198; total, $3,335. The average amount of incumbrance to a 
farm is $1,402 ; to a home, $856 ; total, $1,271. These averages are found in Table 7. 

In the Ohio counties the average farm is valued at $3,848 ; the average home, $3,167 ; total $3,399. The 
average home in Hamilton county is valued at $4,020 ; the average home in 9 Ohio counties, excluding Hamilton 
county, $1,872. It should not be forgotten that these farms and homes are occupied by owners and incumbered 
and that none that are hired or free of incumbrance are included. 

The average farm in the Ohio counties is worth $154 more than the average farm in the Kansas counties, but 
the average home of the Kansas counties is worth $326 more than the average home of the Ohio counties, excluding 
Hamilton county. 

In the Kansas counties the average farm incumbrance is $1,402 ; the average home incumbrance, $856 ; total, 
$1,271. 

The average farm incumbrance in the Ohio counties is $1,422 ; the average home incumbrance, $1,354 ; total, 
$1,378. The average home incumbrance in Hamilton county is $1,768 ; the average home incumbrance in 9 Ohio 
counties, excluding Hamilton, $726. 

For the 10 counties that are included the average Ohio farm has an incumbrance $20 greater than the average 
Kansas farm ; but the average Kansas home has an incumbrance $130 greater than that of the average Ohio home, 
excluding Hamilton county. 



FARMS, HOMES, AND MORTGAGES. 



CLASSIFICATION OF VALUES AND INCUMBRANCES. 
A classification of families and of amounts of farm and home values and incumbrances according to the 



amount thereof is made in Table 5, which may be examined if so detailed a classification is desired, 
of this table for value are condensed into the following table : 



The percentages 



PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND OF THE VALUE 

THEREOF, BY CLASSIFICATION OF AMOUNTS OF VjiLUE. 





UNDER 5100. 


UNDER $500. 


UNDER $1,000. 


$100 AND UN- 
DER $500. 


$500 AND UN- 
DER $1,000. 


$1,000 AND UN- 
DER $5,000. 


$5,000 AND UN- 
DER $25,000. 


$5,000 AND 
OVER. 


$25,000 AND 
OVER. 


STATES. 


For 

num- 
ber of 
fami- 
lies. 


For 
value. 


For 
num- 
ber of 
fami- 
lies. 


For 
value. 


For 
num- 
ber of 
fami- 
lies. 


For 

value. 


For 
num- 
ber of 
fami- 
lies. 


For 
value. 


For 
num- 
ber of 
fami- 
lies. 


For 
value. 


For 
num- 
ber of 
fami- 
lies. 


For 

value. 


For 
num- 
ber of 
fami- 
lies. 


For 
value. 


For 
num- 
ber of 
fami- 
lies. 


For 

value. 


For 
num- 
ber of 
fami- 
lies. 


For 
value. 


Kansas (10 counties). . 


0.02 
0.10 




2.40 
5.88 


0.24 
0.52 


10.74 

18.58 


1.97 
3.11 


2.38 
5.78 


0.24 
0.52 


8.34 
12.70 


1.73 
2.59 


71.17 
60.54 


53.43 
41.62 


17.77 
20.27 


41.48 
48.80 


18.09 
20.88 


44.60 
55.27 


0.32 
0.61 


3.12 




6.47 















FOR FARMS. 



Kansas (10 counties). .| , 

Ohio (10 counties) ! 0.1 



0.71 
5.42 



0.07 I! 4.05 
0.43 ' 16.01 



0.73 
2.34 



0.71 


0.07 


3.34 


0.66 


75.13 


53.40 


20.45 


42.63 


20.82 


45.87 


0.37 


5.39 


0.43 


10.59 


1.91 


57.77 


36.42 


25.63 


55.38 


26.22 


61.24 


0.59 



3.24 
5.86 



FOR HOMES. 



Kansas(lOcounties).. 0.08 
Ohio (10 counties) j 0.13 



7.70 
6.12 



1.15 

0.60 



31.87 
19.92 



8.60 
3.61 



7.62 
5.99 



1.15 ! 
0.60 



24.17 

13.80 



7.45 j 


58.70 


53.50 


9.26 


35.42 


9.43 


37.90 


0.17 


3.01 


61.98 


44.88 


17.49 


44.66 


18.10 


51.51 


0.61 



2.48 
6.85 



For the included counties 4.05 per cent of the farm families in Kansas own incumbered farms worth less than 
$1,000, and these farms are worth in the aggregate 0.73 of 1 per cent of the value of all the farms represented. In 
Ohio 16.01 per cent of the farm families own farms of the same class worth 2.34 per cent of the value of all farms. 

In Kansas 75.13 per cent of the farm families own incumbered farms worth $1,000 and under $5,000, their 
aggregate value being 53.40 per cent of the total value. In the same class in Ohio 57.77 per cent of the farm 
families are represented, and the aggregate value of these farms is 36.42 per cent of the total value of all farms 
included. 

Of the Kansas farm families 20.82 per cent own incumbered farms worth $5,000 and over, having an aggregate 
value that is 45.87 per cent of the total, and in Ohio 26.22 per cent of the farm families own farms in the same 
class having an aggregate value that is 61.24 per cent of the total. 

The percentages of the same classes for homes show that in the Kansas counties 31.87 per cent of the home 
families own incumbered homes worth less than $1,000, whose aggregate worth is 8.60 per cent of the total value. 
In the Ohio counties 19.92 per cent of the home families own homes in the same class worth 3.61 per cent of the 
total. 

In the class of $1,000 and under $5,000 58.70 per cent of the home families in Kansas own incumbered homes 
worth 53.50 per cent of the total value, and 61.98 per cent of the home families in Ohio own incumbered homes 
worth 44.88 per cent of the total. 

Of the Kansas home families 9.43 per cent own incumbered homes, valued at $5,000 and over, that are worth 
37.90 per cent of the total, and of the Ohio home families 18.10 per cent own homes in the same class worth 51.51 
per cent of the total value of all homes included. 

A condensation of the percentages of Table 5 for the amount of incumbrance is presented in the table on the 
following page, in which it appears that while, as already shown, the many families are not provided with as costly 
mortgaged farms and homes as the few are provided with, it is also true that the many are individually carrying 
mortgage debts less costly than the mortgage debts individually carried by the few. 



OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND OF THE INCUMBRANCE 

THEREON, BY CLASSIFICATION OF AMOUNTS OF INCUMBRANCE. 





UNDEK $100. 


UNDER $500. 


OTDIR $1,000. 


$100 AND 
UNDER $500. 


$500 AND 
UNDER $1,000. 


$1,000 AND 
UNDER $5,000. 


$5,000 AND 
UNDER $25,000. 


$5,000 AND 
OVER. 


$25,000 AND 
OVER. 


STATES. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


Forin- 

cum- 

brance. 


Kansas (10 counties) 
OhioflO counties) ... 


0.97 
3.53 


0.04 
0.14 


22.10 
30.46 


5.01 
5.37 


51.43 
53.64 


20.69 
16.78 


21.13 

26.93 


4.97 
5.23 


29.33 
23.18 


15.68 
11.41 


46.31 
42.10 


66.20 
60.18 


2.25 
4.22 


12.91 
21.97 


2.26 
4.26 


13.11 
23.04 


0.01 
0.04 


0.20 
1.07 



FOE FARMS. 



Kansas (10 counties) 0.25 | 0.01 
Ohio (10 counties) ... 3.30 0.13 



15.06 
29.66 



3.31 
5.04 



44.63 I 17/ 
52.52 I 15.1 



14.81 
26.36 



3.30 
4.91 



29.57 
22.86 



14.48 
10.78 



52.1 
42.! 



69.07 
61.04 



2.51 
4.49 



13.14 
21.86 



2.51 
4.55 



13.14 
23.14 



0.06 



1.28 



FOE HOMES. 



Kansas (10 counties) 
Ohio (10 counties) ... 



3.23 
3.65 



0.21 
0.15 



44.34 13.82 
30.88 5.56 



72.91 i 35.73 
54.23 j 17.32 



41.11 

27.23 



13.61 
5.41 



28.57 
23.35 



21.91 
11.76 



25.59 
41.67 



51.31 
59.69 



1.46 
4.07 



11.74 
22.04 



1.50 
4.10 



12.96 
22.99 



0.04 
0.03 



1.22 
0.95 



INTEREST ON" THE DEBT. 

Owners were requested to include in the rate of interest reported by them all bonuses and commissions paid to 
lenders or their agents, the aim being to arrive at the true annual cost of indebtedness to the borrower. The rates 
of interest are presented in detail in Table 6, which shows the number of families paying each rate, the amount of 
the debt at each rate, and the percentage that it is of the total debt. These percentages are condensed in the 
following table, and percentages are added for number of families: 



PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARJtS AND HOMES AND OF THE INCUMBRANCE 

THEREON, BY RATES OF INTEREST. 





UNDE] 

CE 

For 
num- 
ber of 
fami- 
lies. 


I 6 PER 

NT. 

For in- 
cum- 
brance. 


6 PER CENT. 


7 PER CENT. 


8 PER CENT. 


6 TO 8 PER CENT, 
INCLUSIVE. 


OVER 6 PER 

CENT. 


OVER 8 PER 
CENT. 


OVER 10 PER 
CENT. 


OVER 12 PER 
CENT. 


STATES. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


Forin- 

cum- 

brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


For 
num- 
ber of 
fami- 
lies. 


For in- 
cum- 
brance. 


Kansas (10 counties) 
Ohio (10 counties) ... 


0.48 
3.71 


0.58 
4.99 


5.57 
48.01 


5.36 
54.77 


13.26 
12.96 


11.91 
14.89 


31.05 
27.06 


31.15 
14.37 


56.78 
93.57 


59.41 
93.64 


93.95 
48.28 


94.06 
40.24 


42.74 
2.72 


40.01 
1.37 


6.09 
0.30 


4.47 
0.18 


0.95 
0.10 


0.61 
0.06 


FOR FARMS. 


Kansas (10 counties) 
Ohio (10 counties) ... 


0.43 
2.03 


0.53 
2.59 


6.34 
30.99 


5.75 
31.64 


14.27 
18.46 


12.06 
26.22 


32.62 
41.15 


31.60 
24.99 


61.39 
97.21 


61.30 
97.05 


93.23 
66.98 


93.72 
65.77 


38.18 
0.76 


38.17 
0.36 


3.26 
0.06 


3.46 
0.01 


0.64 


0.50 








FOR HOMES. 


Kansas (lOcounties) 
Ohio (10 counties) ... 


0.67 
4.58 


0.81 
6.30 


3.14 
56.80 


3.33 
67.33 


10.05 11.13 
10.11 8.73 


26.06 28.84 
19.77 8.61 


42.19 
91.68 


49.61 
91.79 


96.19 
38.62 


95.86 
26.37 


57.14 
3.74 


49.58 
1.91 


15.04 
0.42 


9.75 
0.27 


1.93 
0.15 


1.26 
0.10 



S FARMS, HOMES, AND MORTGAGES. 

Of the total farm and home debt in the Kansas counties, 5.36 per cent bears interest at 6 per cent, and this is 
paid by 5.57 per cent of the families ; in the Ohio counties 48.01 per cent of the families pay interest at 6 per cent 
on 54.77 per cent of the debt. 

Interest rates of 6 to 8 per cent, both inclusive, are paid by 56.78 per cent of the Kansas families on 59.41 per 
cent of the farm and home debt, and by 93.57 per cent of the Ohio families on 93.64 per cent of the debt. 

Kates higher than 8 per cent are paid by 42.74 per cent of the Kansas families on 40.01 per cent of the farm 
and home debt, and in Ohio by 2.72 per cent of the families on 1.37 per cent of the debt. 

On 4.47 per cent of the Kansas debt interest rates higher than 10 per cent are paid by 6.09 per cent of the 
families, and in Ohio on 0.18 of 1 per cent of the debt by 0.30 of 1 per cent of the families. Such differences as 
exist between the rates of interest for farms and those for homes will be noticed on examination of the foregoing 
table. 

In Table 7 it appears that the annual interest charge to each Kansas farm family for the 10 counties is $114 
to each home family, $74 ; total, $104. In Ohio it is $97 to each farm family ; $85 to each home family ; total, $89 
to each home family in Hamilton count}', $108 ; to each home family in 9 Ohio counties, omitting Hamilton county 
$52. The county variations are considerable. 

The average interest charge to each farm family is $40 greater than the average to each home family in Kansas, 
and $33 greater in the Ohio counties, omitting Hamilton county 7 . The annual interest charge to each farm family 
in Kansas is $29 greater than in Ohio ; to each home family in Kansas $22 greater than to each home family in 
the Ohio counties, omitting Hamilton county. 

The average annual rate of interest also is shown in Table 7. It is 8.12 per cent on farm debt in Kansas ; 
8.69 per cent on home debt; total, 8.22 per cent. In Ohio it is 6.85 per cent on farm debt; 6.30 per cent on home 
debt ; total, 6.49 per cent. 

The rate for farms in Kansas is 0.57 of 1 per cent less than for homes ; for fai-ms in Ohio 0.55 of 1 per cent 
greater than for homes. The lowest average rate of interest found in the 20 counties is 6.08 per cent on the home 
debt of Hamilton county, Ohio, and the highest is 9.26 per cent on the home debt of Ottawa county 7 , Kansas. The 
difference between the average rate of interest on farms and the average on homes in each of these states is explained 
by a difference in supposed risk. The highest rate of interest reported in Kansas is 36 per cent, borne by a debt of 
$350 on one home. 

OBJECTS OF INDEBTEDNESS. 

Remarkable success has attended the efforts of this office to ascertain why this indebtedness was incurred, as 
will be realized upon examining Tables 8 and 9, in which the objects of indebtedness are classified for farms and 
homes, Tables 10 and 11, in which they are classified for farms, and Tables 12 and 13, for homes. 

In the Kansas counties 53.79 per cent of the farm debt was incurred to secure purchase money or the deferred 
payments for the purchase of real estate, and for real estate improvements, when not associated with any other 
objects of indebtedness, and this debt is owed by 55.10 per cent of the total number of farm debtor families from 
which report has been received. In Ohio the same objects of indebtedness are represented by 7 74.75 per cent of the 
farm debt and by 75.81 per cent of the number of farm families. 

The difference between the percentages of Kansas and Ohio is more apparent than real, because in Kansas 
other objects are associated with the objects of purchase and improvements more than in Ohio, and this association 
of objects is represented in other classifications. 

The objects of real estate purchase and improvements, business, and the purchase of personal property, when 
not associated with other objects, were the reasons for incurring 71.23 per cent of the farm debt in the Kansas 
counties by 70.02 per cent of the farm families, and in Ohio these were the objects for incurring 81.96 per cent of 
the farm debt by 82.25 per cent of the farm families. The general uniformity in the county 7 percentages of each 
state is noticeable. 

Farm and family expenses, standing alone as an object of debt, led to 3.85 per cent of the farm debt in the 
Kansas counties by 6.54 per cent of the farm families, and in Ohio to 2.14 per cent of the farm debt by 4.63 per cent 
of the farm families. 

Real estate purchase, improvements, business, and the purchase of personal property, in combination with farm 
and family expenses, led to 19.91 per cent of the farm debt by 18.96 per cent of the farm families in Kansas, and to 
6.27 per cent of the farm debt by 5.81 per cent of the farm families in Ohio. 

The objects of home debt are less complicated with each other than those of farm debt. In Kansas 74.24 per 
cent of the home families incurred 67.60 per cent of the home debt for the purchase of real estate and improvements, 
unconnected with other objects, and in Ohio 83.09 per cent of the home families incurred 79.85 per cent of the home 
debt for the same class of objects. 



OWNERSHIP AND DEBT IN KANSAS AND OHIO. 9 

For real estate purchase, improvements, business, and the purchase of personal property, not combined with 
other objects, 87.22 per cent of the Kansas home families incurred 87.39 per cent of the home debt, and in Ohio 
90.55 per cent of the home families incurred 91.61 per cent of the home debt. 

Family expenses caused 2.33 per cent of the home debt by 4.57 per cent of the home families in Kansas and 
1.31 per cent of the Ohio home debt by 3.93 per cent of the home families. 

Real estate purchase, improvements, business, and the purchase of personal property, in combination with 
family expenses, caused 5.93 per cent of the Kansas home debt by 5.49 per cent of the home families, while in Ohio 
these objects caused 2.71 per cent of the home debt by 2.55 per cent of the home families. 

Of the total home debt 9.66 per cent was incurred for trade, manufacturing, and other business by 6.95 per 
cent of the home families in Kansas, and in Ohio this class of objects is represented by 7.60 per cent of the home 
debt and by 5.20 per cent of the home families. There is more or less of the object of business, however, in debt 
classified under the objects of real estate purchase and improvements. The term personal property is not used hi 
its strictly legal sense, and does not include groceries, clothing, medicines, seed wheat, ordinary hardware supplies, 
and other articles that are included in the class of farm and family expenses. 

SUMMARY. 

In bringing together the prominent conclusions that have been developed, it may be said in regard to farms, 
farm families, and farm debt in the 10 counties in Kansas that 66.75 per cent of the families own and 33.25 per cent 
hire the farms they occupy; that 35.62 per cent of the owning families have no incumbrance on their farms, and 
that 64.38 per cent have an incumbrance that is 37.96 per cent of the value of the incumbered farms, bearing the 
average rate of interest of 8.12 per cent, which makes the average annual interest charge to each farm family $114 ; 
that the average farm owned, incumbered, and cultivated by each family is worth $3,694, and is subject to a debt 
of $1,402, and that 70.02 per cent of the farm families incurred 71.23 per cent of the debt to secure purchase money, 
to pay for improvements, to invest in business, and to buy various articles of personal property when these objects 
are not associated with others. 

In regard to Kansas homes, home families, and home debt in the 10 counties it may be said that 51.69 per cent 
of the families own and 48.31 per cent hire the homes they occupy ; that 58.81 per cent of the owning families have 
no incumbrance on their homes, and that 41.19 per cent have an incumbrance that is 38.95 per cent of the value of 
the incumbered homes, bearing the average rate of interest of 8.69 per cent, which makes the average annual 
interest charge to each home family $74; that the average home owned, incumbered, and occupied bj r each family 
is worth $2,198, and is subject to a debt of $S56, and that 87.22 per cent of the home families incurred 87.39 per 
cent of the debt for the objects of real estate purchase, improvements, business, and the purchase of personal 
property, unconnected with other objects. 

The summary of conclusions for Ohio farms, farm families, and farm debt in the 10 counties is that 62.90 per 
cent of the families own and 37.10 per cent hire their farms ; that 79.68 per cent of the owning families have no 
incumbrance on their farms, and that 20.32 per cent have an incumbrance that is 36.97 per cent of the value of the 
incumbered farms, bearing the average rate of interest of 6.S5 per cent, which makes the average annual interest 
charge to each family $97 ; that the average farm owned, incumbered, and cultivated by each family is worth 
$3,848, and is subject to a debt of $1,422, and that 82.25 per cent of the farm families incurred S1.96per cent of the 
debt for the objects of real estate purchase, improvements, business, and the purchase of personal property when not 
found in combination with other objects. 

For Ohio homes, home families, and home debt in the 10 counties the summary of conclusions is that 30.36 per 
cent of the families own and 69.64 per cent hire their homes; that 78.18 per cent of the owning families have no 
incumbrance on their homes, and that 21.82 per cent have an incumbrance that is 42.76 per cent of the value of 
the incumbered homes, bearing the average rate of interest of 6.30 per cent, which makes the average annual 
interest charge to each family $85 ; that the average home owned, incumbered, and occupied by each family is 
worth $3,167, and is subject to a debt of $1,354, and that 90.55 per cent of the home families incurred 91.64 per 
cent of the home debt for the objects of real estate purchase, improvements, business, and the purchase of personal 
property when not combined with other objects. 
18—2 



10 



FARMS, HOMES, AND MORTGAGES. 



Table 1.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING 
OWNED AND HIRED AND FREE AND INCUMBERED FARMS AND HOMES, BY COUNTIES. 



STATES AND COUNTIES. 


Aggregate. 


OWNING. 


Hiring. 


Unknown. 


PERCENTAGE OF FAM- 
ILIES OWNING AND 
HIRING. 


PERCENTAGE OF FAM- 
ILIES OWNING FREE 
AND INCUMBERED. 


Per- 
centage 
of un- 
known 
of ag- 
gregate. 




Total. 


Free. 


Incum- 
bered. 


Owning. 


Hiring. 


Free. 


Incum- 
bered. 




30,745 


17,526 


7,586 


9,940 


11,259 


1,960 


60.89 


39.11 


43.28 


56.72 


6.38 






Chase 


1,688 
3,283 
4,461 
1,937 
4,235 
4,046 
2,330 
2,628 
2,636 
3,501 

138,148 


956 
1,893 
2,501 
1,085 
2,461 
2,149 
1,293 
1,452 
1,797 
1,939 

48,847 


503 
676 

1,084 
533 
863 
871 
545 
604 

1,030 
877 

38,450 


453 

1,217 

1,417 

552 

1,598 

1,278 

748 

848 

767 

1,062 

10,397 


638 

1,135 

1,741 

739 

1,448 

1,670 

892 

971 

735 

1,290 

82,337 


94 

255 
219 
113 
320 
227 
145 
205 
104 
272 

6,964 


59.97 
62.52 
58.96 
59.48 
62.96 
56.27 
59.18 
59.93 
70.97 
60.05 

37.24 


40.03 
37.48 
41.04 
40.52 
37.04 
43.73 
40.82 
40.07 
29.03 
39.95 

62.76 


52.62 
35.71 
43.34 
49.12 
35.07 
40.53 
42.15 
41.60 
57.32 
45.23 

78.72 


47.38 
64.29 
56.66 
50.88 
64.93 
59.47 
57.85 
58.40 
42.68 
54.77 

21.28 


5.57 


Clay : 


7.77 




4.91 




5.83 




7.70 




5.61 




6.22 




7.80 




3.95 




7.77 




5.04 








5,376 
6,335 

10,368 
7,535 
5,487 
6,675 

78,718 
6,361 
5,486 
5,807 


2,903 
3,720 
4,746 
4,045 
2,782 
3,267 
17,838 
3,728 
2,988 
2,830 


2,422 
3,102 
3,635 
3,460 
2,198 
2,751 
13,408 
3,105 
2,247 
2,122 


481 
618 

1,111 
585 
584 
516 

4,430 
623 
741 
708 


2,245 
2,319 
4,818 
2,861 
2,343 
2,885 
57,978 
2,264 
2,036 
2,558 


228 
206 
804 
629 
362 
523 
2,902 
369 
462 
419 


56.39 
61.30 
49.62 
58.57 
54.28 
53.10 
23.53 
62.22 
59.47 
52.52 


43.61 
38.70 
50.38 
41.43 
45.72 
46.90 
76.47 
37.78 
40.53 
47.48 


83.43 
83.39 
76.59 
85.54 
79.01 
■ 84.21 
75.17 
83.29 
75.20 
74.98 


16.57 
16.61 
23.41 
14.46 
20.99 
15.79 
24.83 
16.71 
24.80 
25.02 


4.24 




4.20 




7.75 




8.35 




6.60 




7.84 




3.69 




5.80 




8.42 
7.22 







Table 2.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING 
OWNED AND HIRED AND FREE AND INCUMBERED FARMS, BY COUNTIES. 



STATES AND COUNTIES. 


Aggregate. 


OWNING. 


Hiring. 


Unknown. 


PERCENTAGE OF FAM- 
ILIES OWNING AND 
HIRING. 


PERCENTAGE OF FAM- 
ILIES OWNING FREE 
AND INCUMBERED. 


Per- 
centage 

of un- 
known 

of ag- 
gregate. 




Total. 


Free. 


Incum- 
bered. 


Owning. 


Hiring. 


Free. 


Incum- 
bered. 




18,879 


11,731 


4,178 


7,553 


5,843 


1,305 


66.75 


33.25 


35.62 


64.38 


6.91 








1,043 

2,212 
3,455 
877 
2,856 
2,583 
1,524 
1,820 
1,658 
1,851 

30,058 


636 
1,424 
1,557 

574 
1,755 
1,461 

891 
1,050 
1,211 
1,172 

17,435 


270 
425 
544 
226 
524 
476 
301 
368 
623 
421 

13,892 


366 
999 

1,013 
348 

1,231 
985 
590 
682 
588 
751 

3,513 


353 
615 
773 
242 
854 
963 
539 
613 
373 
518 

10,282 


54 
173 

125 
61 

247 

159 
94 

157 
74 

161 

2,341 


64.31 

69.84 


35.69 
30.16 


42.45 


57.55 


5.18 


Clay 


29.85 


70.15 


7.82 




66.82 33.18 

70.34 ; 29.66 
67.27 j 32.73 
60.27 39.73 
62.31 | 37.69 
63.14 ; 36.86 
76.45 23.55 

69.35 ! 30.65 


34.94 65.06 
39.37 60.63 


5.09 




6.96 




29.86 
32.58 
33.78 


70.14 
67.42 
66.22 


8.65 




6.16 




6.17 




35.05 ! 64.95 
51.45 48.55 
35.92 ! 64.08 


8.63 
4.46 




8.70 




62.90 


37.10 


79.68 


20.32 


7.79 








3,338 
3,631 
2,597 
3,679 
2,518 
2,572 
3,347 
3,339 
2,671 
2,366 


1,961 
2,351 
1,364 
2,091 
1,425 
1,424 
1,882 
2,135 
1,523 
1,279 


1,580 
1,893 
1,038 
1,744 
1,096 
1,191 
1,585 
1,698 
1,110 
957 


381 
458 
326 
347 
329 
233 
297 
437 
413 
322 


1,191 

1,116 
961 

1,200 
886 
921 

1,230 
979 
921 
877 


186 
164 
272 
388 
207 
227 
235 
225 
227 
210 


62.21 
67.81 


37.79 
32.19 


80.57 
80.52 


19.43 
19.48 


5.57 




4.52 




58.67 41.33 
63.54 i 36.46 
61.66 38.34 


76.10 23.90 
83.41 16.59 
76.91 ( 23.09 
83.64 16.36 
84.22 15.78 
79.53 1 20.47 


10.47 




10.55 




8.22 




60.72 
60.48 
68.56 
62.32 
59.32 


39.28 
39.52 
31.44 
37.08 
40.68 


8.83 




7.02 




6.74 




72.88 
74.82 


27.12 
25.18 


8.50 




8.88 







OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



11 



Table 3.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING 
OWNED AND HIRED AND FREE AND INCUMBERED HOMES, BY COUNTIES. 



STATES AND COUNTIES. 



.\ggregate. 



Free. 



Incum- 
bered. 



Hiring. 



Unknown 



PERCENTAGE OF FAMI- 
LIES OWNING AND 
HIEING. 



Owning. 



Hiring. 



PERCENTAGE OF FAMI- 
LIES OWNING FREE 
AND INCUMBERED. 



Free. 



Incum- 
bered. 



Per- 
centage 
of un- 
known 
of ag- 
gregate. 



Kansas (10 counties) 

Chase 

Clay 

Dickinson 

Geary 

McPherson 

Marion 

Morris 

Ottawa 

Eiley 

Saline 

Ohio (10 counties) 

Adams 

Brown 

Butler 

Clermont 

Clinton 

Greene 

Hamilton 

Highland 

Preble 

Warren 



11,866 



545 

1,071 

2,006 

1,060 

1,379 

1,463 

806 

808 

978 

1,650 

108,090 



2,038 
2,704 
7,771 
3,856 
2,969 
4,103 
75,371 
3,022 
2,815 
3,441 



320 
469 
944 
511 
700 
688 
402 
402 
586 
767 

31,412 



942 
1,369 
3,382 
1,954 
1,357 
1,843 
15,956 
1,593 
1,465 
1,551 



3,408 



233 
251 
540 
307 
339 
395 
244 
236 
407 
456 



2,387 



5,416 



655 



87 
218 
404 
204 
367 
293 
158 
166 
179 
311 

6,854 



842 


100 


1,209 


160 


2,597 


785 


1,716 


238 


1,102 


255 


1,560 


283 


1,823 


4,133 


1,407 


186 


1,137 


328 


1,165 


386 



285 
520 
968 
497 
594 
707 
353 
35S 
362 
772 

72,055 



1,054 
1,233 
3,857 
1,661 
1,457 
1,964 
56,748 
1,285 
1,115 
1,681 



40 
82 
94 
52 
79 
68 
51 
48 
30 
111 

4,623 



42 
102 
532 
241 
155 
296 
2,667 
144 
235 
209 



51.69 



52.89 

47.42 

49.37 

50.69- 

54.31 

49.32 

53.25 

52.89 

61.81 

49.84 

30.36 



47.19 
52.61 
46.72 
54.05 
48.22 
48.41 
21.95 
55.35 
56.78 
47.99 



48.31 



58.81 



47.11 
52.58 
50.63 
49.31 
45.69 
50.68 
46.75 
47.11 
38.19 
50.16 

69.64 



52.81 
47.39 
53.28 
45.95 
51.78 
51.59 
78.05 
44.65 
43.22 
52.01 



72.81 
53.52 
57.20 
60.08 
48.02 
57.41 
60.70 
58.71 
69.45 
59.45 

78.18 



89.38 
88.31 
76.79 
87.82 
81.21 
84.64 
74.10 
88.32 
77.61 
75.11 



41.19 



27.19 
46.48 
42.80 
39.92 
51.98 
42.59 
39.30 
41.29 
30.55 
40.55 

21.82 



10.62 
11.69 
23.21 
12.18 
18,79 
15.36 
25.90 
11.68 
22.39 
24.89 



5.52 



6.20 
7.66 
4.69 
4.91 
5.73 
4.65 
6.33 
5.94 
3.07 
6.73 

4.28 



2.06 
3.77 
6.85 
6.25 
5.22 
7.21 
3.54 
4.77 
8.35 
6.07 



Table 4.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS 

AND INCUMBERED AND AMOUNT AND PERCENTAGE OF INCUMBRANCE THEREON, BY COUNTIES. 

[The numbers of this table do not include any estimate for farms and homes concerning which no report has been received, but probably the percentages 

represent more or less closely all of the farms and homes occupied by owners and incumbered in these counties.] 



STATES AND COUNTIES. 



Kansas (10 counties).. 



Chase 

Clay 

Dickinson.... 

Geary 

McPherson.. 

Marion 

Morris 

Ottawa 

Riley 

Saline 



Ohio (10 counties).. 



Adams 

Brown 

Butler 

Clermont.. 

Clinton 

Greene 

Hamilton.. 
Highland.. 

Preble 

Warren .... 



Number 
of fami- 
lies 
owning 
with in- 
cum- 
brance. 



9,940 



453 

1,217 

1,417 

552 

1,598 

1,278 

748 

848 

767 

1,062 

10,397 



481 

618 
1,111 
585 
584 
516 
4,430 
623 
741 
708 



Value. 



$33,150,424 



1,644,317 
3,909,327 
5,072,272 
1,782,465 
5,519,425 
4,013,703 
2,340,445 
2,644,119 
2,520,562 
3,703,789 

35,337,986 



840,043 
1,377,041 
3,718,918 
1,407,484 
2,091,614 
1,763,460 
18,130,328 
1,464,240 
2,086,135 
2,458,723 



Incum- 
brance. 



312,635,841 



616,861 
1,585,361 
1,865,009 

674,308 
2,204,961 
1,591,663 

862,939 
1,045,334 

777,892 
1,411,513 

14,321,927 



284,161 
480,391 

1,347,461 
521,331 
795,328 
749,302 

7,772,820 
583,081 
813,714 
974,338 



Percent- 
age of 
incum- 
brance 

of value. 



38.12 



37.51 
40.55 
36.77 
37.83 
39.95 
39.66 
36.87 
39.53 
30.86 
3S.11 



34.89 
36.23 
37.04 
38.02 
42.49 
42.87 
39.82 
39.01 
39.63 



FOR FARMS. 



Number 
of fami- 
lies 
owning 
with in- 
cum- 
brance. 



1,013 

348 

1,231 



588 
751 



381 
458 
326 
347 
329 
233 
297 
437 
413 
322 



Value. 



$27,904,172 



1,465,442 
3,492,742 
4,201,652 
1,323,250 
4,695,410 
3,451,453 
2,012,930 
2,315,409 
2,129,655 
2,813,229 

13,632,015 



725,840 
1,194,336 
1,857,060 
1,032,194 
1,663,734 
1,266,322 
1,517,441 
1,235,861 
1,478,906 
1,660,321 



Incum- 
brance. 



$10,592,416 



547,026 

1,400,770 

1,533,068 

496,560 

1,860,234 

1,359,309 

747,947 

910,287 

653,287 

1,083,928 

5,039,507 



249,469 
419,119 
678,125 
362,973 
631,540 
528,288 
464,996 
481,690 
585,709 
637,598 



Percent- 
age of 
incum- 
brance 

of value. 



37.96 



37.33 
40.11 
36.49 
37.53 
39.62 
39.35 
37.16 
39.31 
30.68 
38.53 

36.97 



31.37 
35.09 
36.52 
35.17 
37.96 
41.72 
30.64 
38.98 
39.60 
38.40 



FOR HOMES. 



Number 
of fami- 
lies 
owning 
with in- 
cum- 
brance. 



2,387 



87 
218 
404 
204 
367 
293 
158 
166 
179 
311 

6,854 



100 

160 
785 
238 
255 
283 
4,133 
186 



Value. 



$5,216,252 



$2,043,425 



178,875 
416,585 
870,620 
459,215 
824,015 
559,250 
327,515 
328,710 
390,907 
890,560 

21,705,971 



114,203 
182,705 
1,861,858 
375,290 
427,880 
497,138 
16,612,887 
228,379 
607,229 
798,402 



Incum- 
brance. 



184,591 
331,941 
177,748 
344,727 
232,354 
114,992 
135,047 
124,605 
327,585 

9,282,420 



34,692 
61,272 
669,336 
158,358 
163,788 
221,014 
7,307,824 
101,391 
228,005 
336,740 



Percent- 
age of 
incum- 
brance 

of value. 



38.95 



39.04 
44.31 
38.13 
38.71 
41.84 
41.55 
35.11 
41.08 
31.88 
36.78 

42.76 



33.54 
35.95 
42.20 
38.28 
44.46 
43.99 
44.40 
37.55 
42.18 



12 



FARMS, HOMES, AND MORTGAGES. 



Table 5.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— NUMBER AND PERCENTAGE OP FAMILIES OCCUPYING 
OWNED AND INCUMBERED FARMS AND HOMES AND THE AMOUNT AND PERCENTAGE OF THE VALUE THEREOF 
AND OF THE INCUMBRANCE THEREON, BY CLASSIFICATION OF AMOUNTS OF VALUE AND INCUMBRANCE AND BY 
COUNTIES. 

[The numbers of this table do not include any estimate for farms and homes concerning which no report lias been received, but probably the percentages represent 
more or less closely all of the farms and homes occupied by owners and incumbered in these counties.] 





TOTAL. 




FOR 


FARMS. 






FOR HOMES. 




STATES AND CLASSIFICATION 
OP AMOUNTS. 


For value. 


For incumbrance. 


For value. 


For incumbrance. 


For value. 


For incumbrance. 




Number 

Of 

families. 


Amount. 


Number 

of 
families. 


Amount. 


Number 

of 
families. 


Amount. 


Number 

of 
families. 


Amount. 


Number 

of 
families. 


Amount. 


Number 

of 
families. 


Amount. 




9,940 


$33,150,424 


9,940 


$12,635,841 


7,553 


$27,904,172 


7,553 


$10,592,416 


2,387 


$5,246,252 


2,387 


$2,043,425 




Under $100 


2 

16 

35 

71 

114 

829 

1,045 

1,166 

1,167 

3,697 

1,382 

384 

32 

10,397 


150 

2,287 

7,720 

22,440 

46,465 

574,038 

1,182,531 

1,874,877 

2,407,698 

12,244,162 

8,659,956 

5,093,300 

1,034,800 

35,337,986 


96 

254 

588 

646 

612 

2,915 

1,899 

1,106 

703 

896 

189 

35 

1 

10,397 


5,123 

34,439 

132,863 

205,408 

255,541 

1,981,645 

2,177,134 

1,809,401 

1,495,504 

2,882,034 

1,182,639 

449,110 

25,000 

14,321,927 






19 

82 

279 

393 

365 

2,233 

1,606 

978 

615 

794 

160 

29 


935 

11,061 

62,763 

124,004 

152,183 

1,533,857 

1,846,302 

1,602,799 

1,311,259 

2,555,409 

1,010,234 

381,610 


2 

13 

28 

55 

86 

577 

444 

305 

199 

453 

158 

63 

4 

6,854 


150 

1,842 

6,185 

17,320 

35,125 

390,675 

491,925 

484,266 

405,850 

1,424,664 

989,150 

869,100 

130,000 

21,705,971 


77 
172 
309 
253 
247 
682 
293 
128 

88 
102 

29 

6 
1 

6,854 


4 188 


$100 and under $200 


3 

7 

16 

28 

252 

601 

861 

968 

3,244 

1,224 

321 

28 

3,543 


445 

1,535 

5,120 

11,340 

183,363 

690,606 

1,390,611 

2,001,848 

10,819,498 

7,670,806 

4,224,200 

904,800 

13,632,015 


23,378 
70,100 








103,358 
447,788 
330,832 
206,602 
184,245 
326,625 
172,405 
67,500 
25 000 


$500 and under $1,000 


$1,500 and under $2,000 


$2,000 and under $2,500 


$2,500 and under $5,000 
$5,000 and under $10,000 
$10,000 and under $25,000 
$25,000 and over 




3,543 


5,039,507 


9,282,420 




Under $100 , 


10 
62 
133 
206 
200 
1 321 


618 

8,680 

29,893 

65,672 

83,117 

914 172 


367 

747 

761 

675 

618 

2,410 

1,583 

915 

722 

1,157 

375 

63 

4 


20,328 

97,502 

172,251 

218,666 

260,829 

1,634,795 

1,822,232 

1,500,223 

1,526,281 

3,768,855 

2,326,508 

820,857 

152,600 


1 

22 

36 

73 

60 

375 

439 

332 

308 

968 

670 

238 

21 


98 

3,037 

7,904 

23,146 

24,930 

259,781 

502,337 

540,457 

646,366 

3,276,351 

4,371,333 

3,177,151 

799,124 


117 
256 
251 
232 
195 
810 
518 
311 
264 
428 
140 
19 
2 


6,636 

33,695 

57,727 

74,226 

81,873 

513,007 

591,777 

507,735 

559,335 

1,417,327 

861,641 

239,928 

64,600 


9 

40 

97 

133 

140 

946 

910 

853 

700 

1,785 

902 

297 

42 


520 

5,643 

21,989 

42,526 

58,187 

654,391 

1,036,736 

1,381,153 

1,454,644 

5,868,917 

5,711,010 

3,984,295 

1,485,960 


250 

491 

510 

443 

423 

1,600 

1,065 

604 

458 

729 

235 

44 

2 


13,692 

63,807 

114,524 

144,440 

178,956 

1,091,788 

1,230,455 

992,488 

966,946 

2,351,528 

1,464,867 

580,929 

88,000 


$100 and under $200 


$200 and under $300 


$300 and under $100 


$400 and under $500 


$500 and under $1,000 


$1,000 and under $1,500 


1,349 j 1,539,073 
1 185 1 921 610 


$1,500 and under $2,000 


$2,000 and under $2,500 


1,008 
2,753 

1,572 

535 

63 


2,101,010 
9,145,268 
10,082,343 
7,161,446 
2,285,084 


$2,500 and under $5,000 


$5,000 and under $10,000 
$10,000 and under $25,000 





OWNERSHIP AND DEBT IN KANSAS AND OHIO. 

Table 5.— FARM AND HOME CLASSIFIED AMOUNTS— Continued. 



13 



PERCENTAGES. 



Total. 



STATES AND CLASSIFICATION 
OF AMOUHTS. 



Kansas (10 counties).. 



Under $100 

$100 and under $200 

$200 and under $300 

$300 and under $100 

$100 and under $500 

$500 and under $1,000 

$1,000 and under $1,500 .... 
$1,500 and under $2,000.... 
$2,000 and under $2,500 .... 
$2,500 and under $5,000.... 
$5,000 and under 810,000 ... 
$10,000 and under $25,000 . 
$25,000 and over 



For value. 



For num- 
ber of 
families. 



100.00 



0.02 

0.16 

0.35 

0.72 

1.15 

8.34 

10.51 

11.73 

11.71 

37.19 ! 

13.91 

3.86 

0.32 



For 

amount. 



Ohio (10 counties).. 



0.01 

0.02 

0.07 

0.14 

1.73 

3.57 

5.C6 

7.26 

36.94 

26.12 

15.36 

3.12 



100.00 100.00 



For incumbrance. 



For num- 
ber of 
families. 



100.00 



Under $100 

$100 and under $200 

$200 and under $300 

$300 and under $100 

$100 and under $500 

$500 and under $1,000 

$1,000 and under $1,500.... 
$1,500 and under $2,000 .... 
$2,000 and under $2,500 .... 
$2,500 and under $5,000.... 
$5,000 and under $10,000 ... 
$10,000 and under $25,000 . 
$25,000 and over 



0.10 

0.60 

1.28 

1.98 

1.92 

12.70 

12.97 

11.40 

9.69 

26.48 

15.12 

5.15 

0.61 



0.02 

0.08 

0.19 

0.23 

2.59 

4.35 

5.44 

5.95 

25.88 

28.53 

20.27 

6.47 



0.97 

2.55 

5.92 

6.50 

6.16 

29.33 

19.10 

11.13 

7.07 

9.01 

1.90 

0.35 

0.01 

100.00 



For 

amount. 



100.00 



3.53 

7.18 

7.32 

6.49 

5.94 

23.18 

15.23 

8.80 

6.94 

11.13 

3.61 

0.61 

0.04 



0.04 

0.27 

1.05 

1.63 

2.02 

15.68 

17.23 

14.32 

11.84 

22.81 

9.36 

3.55 

0.20 

100.00 



For farms. 



For value. 



For num- 
ber of 
families. 



100. 00 



0.14 

0.68 

1.20 

1.53 

1.82 

11.41 

12.72 

10.48 

10.66 

26.32 

16.24 

5.73 

1.07 



0.04 

0.09 

0.21 

0.37 

3.34 

7.96 

11.40 

12.82 

42.95 

16.20 

4.25 

0.37 



For 
amount. 



100.00 



0.01 

0.02 

0.04 

0.66 

2.48 

4.98 

7.17 

38.77 

27.49 

15.14 

3.24 



For incumbrance. 



For num- 
ber of 
families. 



For 
amount 



For homes. 



For value. 



100.00 100.00 



100.00 100.00 



0.03 

0.62 

1.02 

2.06 

1.69 

10.59 

12.39 

9.37 

8.69 

27.32 

18.91 

6.72 

0.59 



0.02 

0.06 

0.17 

0.18 

1.91 

3.69 

3.96 

4.74 

24.03 

32.07 

23.31 

5.86 



0.25 

1.09 

3.69 

5.20 

4.83 

29.57 

21.26 

12.95 

8.14 

10.51 

2.12 

0.39 



100.00 



3.30 

7.23 

7.08 

6.55 

5.50 

22.86 

14.62 

8.78 

7.45 

12.08 

3.95 

0.54 

0.06 



0.01 

0.10 

0.59 

1.17 

1.44 

14.48 

17.43 

15.13 

12.38 

24.13 

9.54 

3.60 



For num- 
ber of 
families. 



100.00 



100.00 



0.13 

0.67 

1.15 

1.47 

1.62 

10.78 

11.74 

10.08 

11.10 

28.12 

17.10 

4.76 

1.28 



0.08 

0.55 

1.17 

2.30 

3.60 

24.17 

18.60 

12.78 

8.34 

18.98 

6.62 

2.64 

0.17 

100.00 



For 
amount. 



100.00 



For incumbrance. 



For num- 
ber of 
families. 



100.00 



0.13 

0.59 

1.42 

1.94 

2.04 

13.80 

13.28 

12.45 

10.21 

26.04 

13.16 

4.33 

0.61 



0.03 

0.12 

0.33 

0.67 

7.45 

9.38 

9.23 

7.74 

27.15 

18.85 

16.57 

2.48 

100.00 



0.03 

0.10 

0.20 

0.27 

3.01 

4.78 

6.36 

6.70 

27.04 

26.31 

18.35 

6.85 



3.23 

7.21 
12.95 
10.60 
10.35 
28.57 
12.27 
5.36 
3.69 
4.27 
1.21 
0.25 
0.04 

100.00 



For 

amount. 



100.00 



3.65 

7.16 

7.44 

0.46 

6.17 

23.35 

15.54 

8.81 

6.68 

10.64 

3.43 

0.64 

0.03 



0.21 

1.14 

3.43 

3.98 

5.06 

21.91 

16.39 

10.11 

9.02 

15.99 

8.44 

3.30 

1.22 

100.00 



0.15 

0.69 

1.23 

1.56 

1.93 

11.76 

13.25 

10.69 

10.42 

25.33 

15.78 

6.26 

0.95 



14 



FARMS, HOMES, AND MORTGAGES. 



Table 6.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— NUMBER OF FAMILIES OCCUPYING OWNED AND 
INCUMBERED FARMS AND HOMES AND AMOUNT AND PERCENTAGE OF INCUMBRANCE THEREON, BY RATES 
OF INTEREST AND BY COUNTIES. 

[Rates of interest represented by mixed numbers are combined into groups; for instance, rates represented by "1-2" per cent include mixed rates greater than 1 
per cent and less than 2 per cent. The numbers of this table do not include any estimate for farms and homes concerning which no report has been 
received, but probably the percentages represent more or less closely all of the farms and homes occupied by owners and incumbered in these counties.] 

KANSAS. 



Total (10 counties). 



percent... 
1-2 percent... 

2 per cent... 
2-3 percent... 

3 percent... 
3-1 percent... 

4 percent... 
4-5 percent... 

5 per cent... 
5-6 percent... 

6 percent... 
6-7 percent... 

7 percent... 
7-8 per cent... 

8 per cent... 
8-9 percent... 

9 percent... 
9-10 per cent... 

10 percent... 
10-11 per cent.. 

11 percent.. 
11-12 per cent.. 

12 per cent.. 
12-13 percent.. 

13 per cent.. 
13-14 per cent.. 

14 percent.. 
14-15 per cent.. 

15 per cent.. 
15-16 per cent.. 

16 percent.. 
16-17 per cent.. 

17 percent.. 
17-18 percent.. 

18 percent.. 

20 percent.. 
20-21 per cent.. 

21 percent.. 

22 percent.. 
24 per cent.. 
26 per cent.. 
33 per cent.. 
36 per cent.. 



Number 

of 
families. 



9,940 



11 

1 

1 

1 

4 

4 

2 

4 

16 

4 

554 

172 

1,318 

514 

3,086 

873 

1,432 

259 

1,079 

118 



316 
17 
3 

7 

7 
9 

1 



1 

4 

i 

11 

2 
2 
1 
2 
11 
1 
1 
1 



Incumbrance. 



812,635,841 



9,490 

950 

2,000 

400 

5,600 

5,325 

3,000 

8,510 

28,464 

9,940 

677,087 

377,656 

1,504,370 

1,010,553 

3,936,051 

1,454,132 

1,796,724 

450,999 

788,812 

218,407 

34,347 

53,340 

182,279 

20,692 

2,500 

8,452 

4,155 

7,115 

7,756 

830 

2,500 

800 

3,880 

4,404 

3,540 

488 

620 

35 

1,000 

2,325 

4,000 

1,963 

350 



Percent- 
age of 
incum- 
brance. 



0.07 
0.01 
0.02 



0.04 
0.04 
0.02 
0.07 
0.23 
0.08 
5.36 
2.99 
11.91 
8.00 
31.15 
11.51 
14.22 
3.57 
6.24 
1.73 
0.27 
0.42 
1.44 
0.16 
0.02 
0.07 
0.03 
0.06 
0.06 
0.01 
0.02 
0.01 
0.03 
0.03 
0.03 



0.01 
0.02 
0.03 
0.02 



FOE FARMS. 



Number 

of 
families. 



1 
1 

4 

2 

2 

4 

11 

1 

479 

161 

1,078 

455 

2,464 

775 

1,225 

209 

429 

85 

12 

20 

81 

9 

1 

5 

3 

4 

5 

1 

2 

1 

2 

2 

6 



Incumbrance. 



810,592,416 



6,730 



2,000 

_400 

5,600 

3,600 

3,000 

8,510 

26,100 

1,200 

609,104 

342,076 

1,276,969 

917,194 

3,346,807 

1,281,058 

1,588,576 

397,546 

409,713 

175,183 

17,431 

36,497 

85,740 

14,680 

1,400 

5,602 

2,930 

4,400 

3,630 

830 

2,350 

800 

2,100 

2,800 

2,660 



Percent- 
age of 
incum- 
brance. 



620 



617 
4,000 
1,963 



100.00 



0.06 



0.02 



0.05 
0.03 
0.03 
0.08 
0.25 
0.01 
5.75 
3.23 
12.06 
8.66 
31.60 
12.09 
15.00 
3.75 
3.87 
1.65 
0.16 
0.34 
0.81 
0.14 
0.01 
0.05 
0.03 
0.04 
0.03 
0.01 
0.02 
0.01 
0.02 
0.03 
0.03 



FOB HOMES. 



Number 

of 
families. 



0.01 



0.01 
0.04 
0.02 



2,387 



75 

11 

240 

59 

622 

98 

207 

50 

650 

33 

27 

18 

235 

8 

2 

2 

3 

3 

4 



Incumbrance. 



$2,043,425 



2,760 
950 



1,725 



2,364 

8,740 

67,983 

35,580 

227,401 

93,359 

589,244 

173,074 

208,148 

53,453 

379,099 

43,224 

16,916 

16,843 

96,539 

6,012 

1,100 

2,850 

1,225 

2,715 

4,126 



150 



1,780 
1,604 



488 



35 
1,000 
1,708 



Percent- 
age of 
incum- 
brance. 



350 



100.00 



0.13 
0.05 



0.12 
0.43 
3.33 
1.74 

11.13 
4.57 

28.84 
8.47 

10.19 
2.62 

18.55 
2.12 
0.83 
0.82 
4.72 
0.29 
0.05 
0.14 
0.06 
0.13 
0.20 



0.09 
0.08 
0.04 
0.02 



0.05 
0.08 



0.02 



OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



15 



Table 6.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— NUMBER OF FAMILIES OCCUPYING OWNED AND 
INCUMBERED FARMS AND HOMES AND AMOUNT AND PERCENTAGE OF INCUMBRANCE THEREON, BY RATES OF 
INTEREST AND BY COUNTIES— Continued. 

OHIO. 



Total (10 counties) 

per cent... 

1 percent... 
1-2 percent... 

2 percent... 
2-3 per cent... 

3 percent... 
3— 4 per eent. ... 

4 percent... 
4-5 percent... 

5 percent... 
5-6 percent... 

6 percent.... 
6-7 percent.... 

7 percent.... 
7-8 percent.... 

8 per cent.... 
8-9 per cent.... 

9 percent.... 
9-10 per cent.... 

10 percent.... 
10-11 per cent.... 

11 percent.... 
11-12 per cent.... 

12 per cent.... 
12-13 per cent.... 
13-14 per cent. .. 

14 percent.... 

15 percent.... 

16 percent.... 
20 percent.... 
21-22 per cent.... 



Number 

of 
families. 



10,397 



62 

1 

1 

1 

2 

5 

2 

39 

11 

195 

67 

,991 

339 

,347 

238 

:,813 

105 

78 

9 

60 

5 

5 

1 

10 

1 

1 

2 

3 

1 

1 

1 



Incumbrance. 



514,321,927 



54,855 

300 

2,200 

5,550 

3,200 

4,593 

5,425 

73,620 

28,143 

381,552 

155,474 

7,814,510 

874,431 

2,132,148 

501,900 

2,05S,205 

63,662 

51,929 

5,027 

49,457 

7,579 

2,825 

1,250 

5,110 

300 

2,800 

900 

2,200 

2,000 

300 

482 



Percent- 
age of 
incum- 
brance. 



0.38 



0.02 
0.04 
0.02 
0.03 
0.04 
0.51 
0.20 
2.66 
1.09 

54.77 
6.11 

14.89 
3.50 

14.37 
0.44 
0.36 
0.04 
0.35 
0.05 
0.02 
0.01 
0.04 



0.02 
0.01 
0.02 
0.01 



FOR FABM8. 



Number 

of 
families. 



3,543 



18 



10 

1 

32 

9 

1,098 

133 

654 

101 

1,458 

7 

7 

1 

10 



Incumbrance. 



$5,039,507 



17,463 



2,200 
1,700 



19,740 

3,200 

65,226 

20,992 

1,594,695 

428,328 

1,321,521 

287,323 

1,259,303 

4,980 

4,549 

2,598 

5,489 



Percent- 
age of 
incum- 
brance. 



0.35 



0.04 
0.03 



0.39 
0.06 
1.30 
0.42 

31.64 
8.50 

26.22 
5.70 

24.99 
0.10 
0.09 
0.05 
0.11 



0.01 



FOR HOMES. 



Number 

of 
families. 



6,854 



44 
1 



1 

1 

5 

2 

29 

10 

163 

58 

3,893 . 

206 

693 

137 

1,355 



50 
5 
5 
1 
8 
1 
1 
2 
3 
1 
1 
1 



Percent- 

Incumbrance. . age of 
incum- 
brance. 



89,282,420 



37,392 
300 



5,550 

1,500 

4,593 

5,425 

53,880 

24,943 

316,326 

131, 4S2 

6,249,815 

446,103 

810,627 

214,577 

798,902 

58,682 

47,380 

2,429 

43,968 

7,579 

2,825 

1,250 

4,910 

300 

2,800 

900 

2,200 

2,000 

300 

482 



100.00 



0.06 
0.02 
0.05 
0.06 
0.58 
0.27 
3.41 
1.15 
67.33 
4.81 
8.73 
2.31 
8.61 
0.63 
0.51 
0.03 
0.47 
0.08 
0.03 
0.01 
0.05 



0.03 
0.01 
0.03 
0.02 



0.01 



16 



FAEMS, HOMES, AND MOETGAGES. 



Table 7.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE 
VALUE, INCUMBRANCE, ANNUAL INTEREST CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES 
OCCUPIED BY OWNERS AND INCUMBERED, BY COUNTIES. 

[The numbers of this table do not include any estimate for farms and homes concerning which no report has been received, but probably the averages represent 
more or less closely all of the farms and homes occupied by owners and incumbered in these counties.] 



STATES AND COUNTIES. 



Kansas (10 counties) . 



Chase 

Clay 

Dickinson.... 

Geary 

McPherson.. 

Marion 

Morris 

Ottawa 

Eiley 

Saline 



AVERAGE VALUE OF 
EACH INCUMBERED — 



Total. 



83,335 



3,630 
3,212 
3,580 
3,229 
3,454 
3,141 
3,129 
3,118 
3,286 



Ohio (10 counties) 3,: 



Adams 

Brown 

Butler 

Clermont.. 
Clinton .... 

Greene 

Hamilton 
Highland- 
Preble 

Warren 



1,746 
2,228 
3,347 
2,406 
3,582 
3,418 
4,093 
2,350 
2,815 
3,473 



Farm. 



S3, 694 



4,004 
3,496 
4,148 
3,802 
3,814 
3,507 
3,412 
3,395 
3,622 
3,746 

3,818 



1,905 
2,608 
5,697 
2,975 
5,057 
5,435 
5,109 
2,828 
3,581 
5,156 



Home. 



$2,198 



2,056 
1,911 
2,155 
2,251 
2,245 
1,909 
2,073 
1,980 
2,184 
2,864 

3,167 



1,142 
1,142 
2,372 
1,577 
1,678 
1,757 
4,020 
1,228 
1,851 
2,068 



AVERAGE INCUM- 
BRANCE ON EACH- 



Total. 



1,271 



1,362 
1,303 
1,316 
1,222 
1,380 
1,245 
1,154 
1,233 
1,014 
1,329 

1,378 



591 

777 
1,213 

891 
1,362 
1,452 
1,755 

936 
1,098 
1,376 



Farm. 



SI, 402 



1,495 
1,402 
1,513 
1,427 
1,511 
1,380 
1,268 
1,335 
1,111 
1,443 

1,422 



655 
915 
2,080 
1,046 
1,920 
2,267 
1,566 
1,102 
1,418 
1,980 



Home. 



803 
847 
822 
871 
939 
793 
728 
814 
696 
1,053 

1,354 



347 
383 
853 
665 
642 
781 
,768 
545 
695 
872 



TOTAL ANNUAL INTEREST 
CHARGE— 



Total. 



$1,038,176 



50,746 
131,261 
149,310 
52,964 
182,158 
132,084 
70,269 
88,379 
62,801 
118,204 

930,178 



20,158 
34,618 
94,271 
35,867 
55,878 
52,769 
473,262 
42,245 
55,820 
65,290 



For 

farms. 



5860,608 



44,531 
114,672 
120,069 
38,504 
152,217 
111,060 
60,490 
75,870 
52,675 
89,920 

345,400 



17,674 
30,113 
45,872 
25,171 
44,160 
36,902 
28,877 
35,018 
39,539 
42,074 



For 

homes. 



S177,568 



6,215 
16,589 
28,641 
14,460 
29,941 
21,024 

9,779 
12,509 
10,126 
28,284 

584,778 



2,484 

4,505 

48,399 

10,696 

11,718 

15,867 

444,385 

7 227 

16,281 

23,216 



AVERAGE ANNUAL IN- 
TEREST CHARGE ON 
EACH — 



S104 



112 
108 
105 

96 
114 
103 

94 
104 

82 
111 

89 



Farm. 



$114 



42 
56 
85 
61 
96 
102 
107 
68 
75 
92 



122 
115 
119 
111 
124 
113 
103 
111 
90 
120 

97 



Home. 



46 
66 

141 
73 

134 

158 
97 
80 
96 

131 



$74 



25 
28 
62 
45 
46 
56 
108 
39 
50 
60 



AVEBAGE ANNUAL 
RATE OP INTEREST — 



Total. 



8.22 



8.23 
8.28 
8.01 
7.85 
8.26 
8.30 
8.14 
8.45 
8.07 
8.37 

6.49 



For 
farms. 



8.12 



7.09 
7.21 
7.00 
6.88 
7.03 
7.04 
6.09 
7.25 
6.86 
6.70 



8.14 
8.19 
7.87 
7.75 
8.18 
8.17 
8.09 
8.33 
8.06 
8.30 

6.85 



For 

homes. 



7.08 
7.18 
6.76 
6.93 
6.99 
6.99 
6.21 
7.27 
6.75 
6.60 



8.69 



8.90 
8.99 
8.63 

8.14 
8.69 
9.05 
8.50 
9.26 
8.13 
8.63 

6.30 



7.16 
7.35 
7.23 
6.75 
7.15 
7.18 
6.08 
7.13 
7.14 
6.89 



OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



17 



Table 8.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— NUMBER OF FAMILIES OCCUPYING OWNED AND 
INCUMBERED FARMS AND HOMES AND AMOUNT OF INCUMBRANCE THEREON, BY OBJECTS OF INDEBTEDNESS 
AND BY COUNTIES. 

[The numbers of this table do not include any estimate for farms and homes concerning which no report has been received, but probably the percentages of 
Table 9 represent more or less closely all of the farms and homes occupied by owners and incumbered in these counties.] 



STATES AND COUNTIES. 



Kansas (10 counties) 

Chase 

Clay 

Dickinson 

Geary 

McPherson 

Marion 

Morris 

Ottawa 

Riley 

Saline 

Ohio (10 counties) 

Adams 

Brown 

Butler 

Clermont 

Clinton 

Greene 

Hamilton 

Highland 

Preble 

Warren 



Number 

of 
families. 



9,910 



453 

1,217 

1,417 

552 

1,598 

1,278 

748 

848 

767 

1,062 

10,397 



481 

618 
1,111 
585 
584 
516 
4,430 
623 
741 
708 



Incumbrance. 



$12,635,841 



616,861 
1,585,361 
1,865,009 

674,308 
2,204,961 
1,591,663 

862,939 
1,045,334 

777,892 
1,411,513 

14,321,927 



PURCHASE OF EEAL 
ESTATE. 



Number 

of 
families. 



4,092 



284,161 
480,391 

1,347,461 
521,331 
795,328 
749,302 

7,772,820 
583,081 
813,714 
974,338 



186 

459 
637 
221 
625 
652 
284 
286 
332 
•110 

5,728 



Number 
Incumbrance. of 

families. 



REAL ESTATE IMPROVE- 
MENTS. 



55,112,689 



340 
389 
670 
36-1 
323 
304 
2,075 



229,044 
637,231 
808,689 
294,206 
821,845 
749,056 
320,485 
376,716 
322,059 
553,358 

7,603,247 



1,148 



209,432 
317,814 
842,297 
29S.962 
450,647 
451,961 
3,531,080 
345,675 
531,778 
623,601 



42 
132 
174 

72 
209 
109 

98 

58 
115 
139 

1,924 



31 
48 

186 
71 
67 
64 
1,234 
45 
77 

101 



Incumbrance. 



$844,497 



21,558 
94,985 

131,939 
53,320 

158,227 
74.3S0 
62,772 
40,811 
67,467 

139,038 

2,274,436 



5.5S5 
16,019 
146,583 
57,892 
51 ,698 
38,637 
1,822,915 
19,334 
35,621 
80,152 



PURCHASE AND IM- 
PROVEMENTS (IN 
COMBINATION WITH 
EACH OTHER). 



Number 

of 
families. 



694 



30 
94 
103 
39 
102 
101 
70 
47 
53 
55 

729 



6 
• 30 
55 
16 
33 
25 
460 
21 
45 



TRADE, MANUFACTUR- 
ING, AND OTHER 
BUSINESS. 



Number 
Incumbrance. | of 

families. 



$1,122,093 



46,808 
163,783 
185,777 
50,885 
192,833 
139,337 
99,239 
70,861 
80,636 
91,934 

1,301,180 



5,650 
41,471 
74,011 
21,545 
57,704 
38,866 
947,384 
21,336 
50,278 
42,935 



10 

27 
42 
18 
38 
28 
17 
17 
16 



14 
24 
47 
24 
37 
22 
187 
16 
22 
31 



Incum- 
brance. 



¥326,192 



6,810 
27,790 
65,501 
19,475 
58,551 
36,283 
17,521 
20,176 
18,575 
55,510 

820,800 



11,931 
18,802 
61,137 
21,618 
47,771 
43,358 
541,023 
12,570 
18,175 
44,415 



18—3 



18 



STATES AND COUNTIES. 



FARMS, HOMES, AND MORTGAGES. 

Table 8.— FARM AND HOME OBJECTS— Continued. 



TO BUY FARM IM- 
PLEMENTS, MA- 
CHINES AND DOMES- 
TIC ANIMALS, AND 
OTHER PERSONAL 
PROPERTY. 



PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY 
(IN COMBINATION 
"WITH ONE 
ANOTHER). 



Number 
of fami- 
lies. 



Kansas (10 counties) 

Chase 

Clay 

Dickinson 

Geary 

McPherson 

Marion 

Morris 

Ottawa 

Riley 

Saline 

Ohio (10 counties).... 

Adams 

Brown 

Butler 

Clermont 

Clinton 

Greene 

Hamilton 

Highland 

Preble 

Warren 



23 
25 
31 
17 
43 
29 
16 
29 
20 
18 

57 



Incum- 
brance. 



223,210 



10 
6 
2 
6 
6 
1 
5 
9 
6 
6 



28,208 
22,010 
24,030 
11,245 
41,545 
34,126 
11,985 
28,750 
10,220 
11,091 

20,512 



1,117 

864 

585 

1,415 

1,972 

120 

4,350 

1,606 

4,528 

3,955 



Number 
of fami- 
lies. 



940 



$1,702,236 



48 
113 
130 
46 
194 
117 
80 
79 
54 
79 

258 



6 
16 
29 
21 
14 
16 
90 
18 
24 
24 



Incum- 
brance. 



120,757 
192,780 
248,478 
102,825 
342,629 
228,900 
141,665 
117,038 
90,871 
116,293 

617,151 



11,000 
16,955 
51,029 
31,537 
26,326 
66,225 
301,091 
33,808 
34,977 
41,203 



PURCHASE, IMPROVE-, 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY 
(IN COMBINATION | 
■WITH OBJECTS 
OTHER THAN FARM 
AND FAMILY EX- 
PENSES). 



Number 
of fami- 
lies. 



1 
20 
14 

9 
23 
26 

1 
13 
10 
17 

112 



2 

8 
16 
12 
11 

9 
25 
10 

9 
10 



Incum- 
brance. 



$256,174 



29,200 
25,180 
40,787 
44,958 
500 
22,600 
16,775 
35,725 

281,964 



875 
6,305 
48,383 
13,975 
29,220 
48,900 
77,006 
25,491 
9,735 
22,074 



PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY 
(IN COMBINATION 
"WITH FARM AND 
FAMILY EXPENSES). 



Number 
of fami- 
lies. 



1,563 



$2,230,594 



71 
227 
161 

83 
240 
149 
106 
200 
122 
204 

381 



Incum- 
brance. 



25 
24 
40 
19 
27 
23 
119 
32 
44 
28 



105,988 
285,854 
244,192 
84,565 
401,095 
229,652 
148,916 
267,269 
145,099 
317,964 

566,864 



FARM AND FAMILY 
EXPENSES. 



Number 
of fami- 
lies. 



Incum- 
brance. 



ALL OTHER 
OBJECTS. 



603 



16,590 
27,299 
69,091 
28,120 
31,752 
16,218 
211,997 
35,355 
83,523 
46,919 



21 
81 
92 
34 
76 
43 
56 
85 
37 



433 



25 
44 
41 
25 
32 
31 
126 
40 
30 
39 



$455,221 



11,701 
71,917 
74,611 
18,707 
65,376 
28,936 
39,860 
60,445 
21,178 
02,490 

229,193 



8,585 
10,227 
24,770 

8,657 
12,875 
11,855 
86,350 
31,914 
15,859 
18,101 



Number 
of fami- 
lies. 



21 
39 
33 
13 
48 
24 
20 
34 
8 
29 



22 
29 
25 
27 
34 
21 
109 
39 
16 
29 



Incum- 
brance. 



$362,935 



44,847 
49,702 
52,582 
13,900 
82,073 
26,035 
19,996 
40,668 
5,012 
28,110 

606,580 



13,396 
24,635 
29,575 
34,610 
85,363 
33,162 
249,624 
55,992 
29,240 
50,983 



OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



19 



Table 9.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— PERCENTAGE OF FAMILIES OCCUPYING OWNED AND 
INCUMBERED FARMS AND HOMES AND OF AMOUNT OF INCUMBRANCE THEREON, BY OBJECTS OF INDEBTEDNESS 
AND BY COUNTIES. 

[The numbers of this table do not include any estimate for farms and homes concerning which no report has been received, but probably the percentages 
represent more or less closely all of the farms and homes occupied by owners and incumbered in these counties.] 



STATES A.ND 
COUNTIES. 


PURCHASE OF REAL 
ESTATE. 


REAL ESTATE 
IMPROVEMENTS. 


PURCHASE AND 
IMPROVEMENTS (IN 

COMBINATION 
WITH EACH OTHER). 


TRADE, MANUFAC- 
TURING, AND OTHER 
BUSINESS. 


TO BUY FARM IM- 
PLEMENTS, MACHINES 

AND DOMESTIC 
ANIMALS, AND OTHER 
PERSONAL PROPERTY. 


PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY (IN 
COMBINATION WITH 
ONE ANOTHER). 


- 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


Kansas (10 counties). 


41.17 


40.46 


11.55 


6.69 


6.98 


8.88 


2.47 


2.58 


2.52 


1.77 


9.46 


13.47 




41.06 
37.72 
44.95 
40.04 
39.11 
51.02 
37.97 
33.73 
43.29 
38.61 

55.09 


37.13 
40.19 
43.36 
43.63 
37.27 
47.06 
37.14 
36.04 
41.40 
39.20 

53.09 


9.27 
10.85 
12.28 
13.04 
13.08 

8.53 
13.10 

6.84 
14.99 
13.09 

18.51 


3.49 
5.99 
7. OS 
7.91 
7.18 
4.67 
7.27 
3.90 
8.67 
9.85 

15.88 


6.62 
7.72 
7.27 
7.07 
6.38 
7.90 
9.36 
5.54 
6.91 
5.18 

7.01 


7.59 

10.33 

9.96 

7.55 

8.75 

8.75 

11.50 

6.78 

10.37 

6.51 

9.08 


2.21 
2.22 
2.96 
3.26 
2.38 
2.19 
2.27 
2.00 
2.09 
3.11 

4.08 


1.10 

1.75 
3.51 
2.89 
2.66 
2.28 
2.03 
1.93 
2.39 
3.93 

5.73 


5.08 
2.05 
2.19 
3.08 
2.69 
2.27 
2.14 
3.42 
2.61 
1.69 

0.55 


4.57 
1.39 
1.29 
1.67 
1.88 
2.14 
1.39 
2.75 
1.81 
0.79 

0.14 




Clay 

Ottawa 

Eiley 


9.29 
9.18 
8.33 

12.14 
9.16 

10.70 
9.32 
7.04 
7.44 

2.48 


12.16 
13.32 
15.25 
15.54 
14.38 
16.41 
11.20 
11.68 
8.24 

4.31 






70.69 
62 95 


73.70 
66 16 


6.44 
7.77 
16.74 
12.14 
11.47 
12.40 
27.86 


1.97 
3.34 
10. S3 
11.10 
6.50 
5.16 
23.45 
3.32 
4.38 
8.23 


1.25 

4.85 
4.95 
2.73 
5.65 
4.85 
10.38 
3.37 
6.07 
5.37 


1.99 
8.63 
5.49 
4.13 
7.26 
5.19 
12.19 
3.66 
6.18 
4.41 


2.91 
3.88 
4.23 
4.10 
6.34 
4.26 
4.22 
2.57 
2.97 
4.38 


4.20 
3.91 
4.54 
4.15 
6.01 
5.79 
6.96 
2.16 
2.23 
4.56 


2.08 
0.97 
0.18 
1.03 
1.03 
0.19 
0.11 
1.44 
0.81 
0.85 


0.39 
0.18 
0.01 
0.27 
0.25 
0.01 
0.06 
0.28 
0.56 
0.41 


1.25 
2.59 
2.61 
3.59 
2.40 
3.10 
2.03 
2.S9 
3.24 
3.39 


3.87 
3.53 
3.79 
6.63 
3.31 
8.84 
3.87 
5.80 
4.30 
4.23 






60 31 62 51 




62.22 | 57.35 
55.31 j 56,66 
58.92 60.32 
46 84 ■ 45 43 




Greene 






Preble 

Warren 


63.16 ' 65.35 j 10.39 
56.78 j 64.00 , 14.26 






















1 







20 



FARMS, HOMES, AND MORTGAGES. 



Table 9.— PERCENTAGE OF FARM AND HOME OBJECTS— Continued. 



STATES AND 
COUNTIES. 


PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY (IN 
COMBINATION WITH 
OBJECTS OTHER THAN 
FARM AND FAMILY 
EXPENSES). 


; PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
| AND TO BUY" PER- 
SONAL PROPERTY (IN 
COMBINATION WITH 
FARM AND FAMILY 
EXPENSES). 


FARM AND FAMILY' 
EXPENSES. 


ALL OTHER OBJECTS. 


TOTAL OF FIRST 

THREE COLUMNS OF 

THIS TABLE. 


TOTAL OF FIRST 

SIX COLUMNS OF THIS 

TABLE. 




For num- 
ber of 
families. 


For 

incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 

incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


Kansas (10 counties). 


1.35 


2.03 


15.72 


17.65 


6.07 


3.60 


2.71 


2.87 


59.70 


56.03 


74.15 


73 T85 




0.22 
1.64 
0.99 


0.19 
2.48 

1 57 


15.67 

18 65 


17.18 


4.63 
6.66 
6.49 
6.16 
4.76 
3.36 
7.49 
10.02 
4.82 
7.34 

4.16 


1.90 
4.54 
4.00 
2.77 
2.96 
1.82 
4.62 
5.78 
2.72 
4.43 

1.60 


4.64 
3.20 
2.33 
2.35 
3.00 
1.88 
2.67 
4.01 
1.04 
2.73 

3.38 


7.27 
3.14 
2.82 
2.06 
3.72 
1.64 
2.32 
3.89 
0.65 
1.99 

4.24 


56.95 
56.29 
64.50 
60.15 
58.57 
67.45 
60.43 
46.11 
65.19 
56.88 

80.61 


48.21 
56.51 
60.40 
59.09 
53.20 
60.48 
55.91 
46.72 
60.44 
55.56 

78.05 


74.84 
69.85 
78.83 
74.82 
75.78 
81.07 
75.54 
60.85 
76.93 
69.12 

87.72 


73.46 
71.81 
78.52 
78.90 
73.28 
79.28 
75.74 
62.60 
75.82 
68.52 

88.23 


Clay 




11.36 ' 13.09 
15.04 ' 12.54 




i 




1.44 
2.03 
0.13 
1.53 
1.30 
1.60 

1.08 


1.85 
2.83 
0.06 
2.16 
2.16 
2.53 

1.97 




11.66 
14.17 
23.59 
15.91 
19.21 

3.66 


14.43 
17.26 
25.57 
18.65 
22.53 

3.96 






Riley 






0.41 
1.30 
1.44 
2.05 
1 88 


0.31 
1.31 
3.59 
2.68 
3 67 


5.20 
3.88 
3.60 
3.25 
4.62 
4.46 
2.69 
5.14 
5.94 
3.95 


5.84 
5.68 
5.13 
5.39 
3.99 
2.16 
2.73 
6.06 
10.26 
4.81 


5.20 
7.12 
3.69 
4.27 
5.48 
6.01 
2.84 
6.42 
4.05 
5.51 


3.02 
2.13 
1.84 
1.66 
1.62 
1.58 
1.11 
5.47 
1.95 
1.86 


4.57 
4.69 
2.25 
4.62 
5.82 
4.07 
2.46 
6.26 
2.16 
4.10 


4.71 
5.13 
2.19 
6.64 
10.73 
4.42 


78.38 
75.57 
82.00 
77.09 
72.43 
76.17 


77.66 
78.13 
78.88 
72.58 
70.42 
70.67 
81.07 
66.26 
75.91 
76.64 j 


84.62 
83.01 
89.02 
85.81 
82.20 
83.72 
91.44 
80.57 
86.64 
85.03 


86.12 
85.75 
87.25 
83.63 
79.99 
85.31 
91.96 
74.50 
83.00 
85.84 




Butler 






1 74 fl S3 




0.57 
1.61 

1.21 
1.41 


0.99 

4.37 
1.20 
2.26 






Preble 


3.59 
5.23 


79.62 
76.41 







OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



21 



Table 10.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— NUMBER OF FAMILIES OCCUPYING OWNED AND 
INCUMBERED FARMS AND AMOUNT OF INCUMBRANCE THEREON, BY OBJECTS OF INDEBTEDNESS AND BY 
COUNTIES. 

[The numbers of this table do not include any estimate for farms concerning which no report has been received, but probably the percentages of Table 11 
represent more or less closely all of the farms occupied by owners and incumbered in these counties.] 



STATES AND COUNTIES. 



Number 

of 
families. 



Incumbrance. 



PURCHASE OF REAL 
ESTATE. 



Number 

of 
families 



Incumbrance. 



REAL ESTATE IMPROVE- 
MENTS. 



Number 

of 
families. 



Incumbrance. 



PURCHASE AND IM- 
PROVEMENTS (IN 
COMBINATION "WITH 
EACH OTHER). 



Number 

of 
families. 



Incumbrance. 



TRADE, MANUFACTUR- 
ING, AND OTHER 
BUSINESS. 



Number 

of 
families. 



Incum- 
brance. 



Kansas (10 counties) . 



Chase 

Clay 

Dickinson.... 

Geary 

McPherson.. 

Marion 

Morris 

Ottawa 

Eiley 

Saline 



Ohio (10 counties).. 



Adams 

Brown 

Butler 

Clermont.. 

Clinton 

Greene 

Hamilton.. 
Highland.. 

Preble 

Warren 



7,553 



810.592,416 



3,122 



84,355,282 



366 
999 

1,013 
348 

1,231 
985 
590 
682 
588 
751 



381 
458 
326 
347 
329 
233 
297 
437 
413 
322 



547,026 

1,400,770 

1,533,068 

496,560 

1,860,234 

1,359,309 

747,947 

910,287 

653,287 

1,083,928 

5,039,507 



157 
372 
438 
154 
497 
506 
228 
213 
260 
297 



213,699 
563,783 
667,412 
246,960 
705,465 
642,143 
279,164 
320,239 
268,572 
447,845 

3,295,707 



249,469 
419,119 
678,125 
362,973 
631,540 
528,288 
464,996 
481,690 
585,709 
637,598 



280 
310 
223 
234 
209 
161 
165 
282 
277 
211 



193,104 
283,270 
462,827 
228,623 
380,553 
363,178 
247,421 
294,242 
396,053 
446,436 



508 



16 
83 
74 
23 
80 
52 
52 
32 
53 
43 



12 
20 
15 
24 
25 
11 
44 
15 
24 
12 



8402,870 



10,659 
65,996 
52,847 
16,000 
73,920 
46,564 
39,985 
27,249 
28,610 
41,040 

199,357 



1,975 
9,822 
15,500 
25,325 
31,626 
11,542 
63,884 
7,464 
10,419 
21,800 



8939,605 



25 
81 
82 
21 
76 
76 
53 
39 
43 



5 
20 
9 
7 
14 
12 
19 
13 
23 
10 



41,900 
145,483 
170,089 
33,150 
151,224 
116,140 
76,559 
62,313 
75,457 
67,290 

271,791 



5,515 
34,309 
33,800 
14,260 
42,500 
30.056 
45,352 
16,112 
32,086 
17,801 



2 
6 

15 
4 

15 
9 
7 
9 
9 
4 

68 



6 
12 
6 
5 
6 
3 
6 
9 
7 
8 



8128,807 



2,200 

5,950 
25,850 

7,150 
28,325 
18,308 

9,275 
13,976 
10,925 

6,848 

115,088 



2,915 
13,650 
11,340 

4,800 
27,023 

5.500 
14,611 

8,349 

5,250 
21,650 



22 



FARMS, HOMES, AND MORTGAGES. 



Table 10.— FARM OBJECTS— Continued. 



STATES AND COUNTIES. 



Kansas (10 counties).. 



Chase 

Clay 

Dickinson.... 

Geary 

McPherson.. 

Marion 

Morris 

Ottawa 

Eiley 

Saline 



Ohio (10 counties).. 



Adams 

Brown 

Butler 

Clermont.. 

Clinton 

Greene 

Hamilton.. 
Highland . 

Preble 

Warren 



TO BUY FARM IM- 
PLEMENTS, MA- 
CHINES AND DOMES- 
TIC ANIMALS, AND 
OTHER PERSONAL 
PROPERTY. 



PURCHASE, IMPROVE- 
i; MENTS, BUSINESS, 
! AND TO BUY PER- 
! SONAL PROPERTY 
(IN COMBINATION 
WITH ONE 
ANOTHER). 



Number 
of fami- 
lies. 



22 
24 
28 
11 
39 
25 
12 
23 
20 
15 

41 



Incum- 
brance. 



Number 
of fami- 
lies. 






222 8211,954 



825 



28,008 
21,760 
23,580 
11,000 
39,865 
33,500 
10,300 
23,455 
10,220 
10,266 

13,350 



1,042 

740 

85 

1,415 
247 



42 

100 

116 

33 

170 

104 

75 

70 

46 

69 

119 



Incum- 
brance. 



81,506,529 



800 
1,506 
3,610 
3,905 



5 
14 
15 
15 
11 
8 
9 
16 
15 
11 



91,787 
174,140 
229,898 

77,460 
308,129 
202,838 
134,415 
107,073 

80,296 
100,493 

235,151 



PURCHASE, IMPROVE-! 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY 
(IN COMBINATION 
WITH OBJECTS 
OTHER THAN FARM 
AND FAMILY EX- 
PENSES). 






Number 
of fami- 
lies. 



116 



10,400 
14,355 
37,250 
27,488 
20,126 
35,075 
11,600 
31,772 
28,155 
18,930 



1 

19 
13 

7 
19 
23 

1 
12 

7 
14 



11 
10 
7 
7 
5 
6 



Incum- 
brance. 



$212,074 



1,140 
38,009 
29,000 
11,180 
33,912 
34,008 
500 
21,400 
14,475 
28,450 

171,221 



PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY 
(IN COMBINATION 
"WITH FARM AND 
FAMILY EXPENSES). 



FARM AND FAMILY 
EXPENSES. 



875 

6,305 
31,273 

9,950 
21,320 
46,900 

8,000 
19,224 

6,500 
20,874 



Number 
of fami- 
lies. 



1,432 



$2,109,369 



66 

215 
140 

64 
228 
143 

96 
181 
112 
187 

206 



Incum- 
brance. 



25 
19 
21 
13 
19 
13 
15 



17 



103,141 
275,282 
223,262 
69,853 
387,281 
225,147 
142,493 
240,674 
140,074 
302,162 

315,727 



Number 
of fami- 
lies. 



16,590 
25,584 
53,234 
21,970 
26,932 
11,237 
25,615 
31 ,705 
70,826 
32,034 



164 



Incum- 
brance. 



§407,686 



14 


9,645 


70 


64,517 


77 


69,238 


19 


12,607 


65 


61,515 


31 


21,536 


46 


35,260 


75 


57,595 


32 


19,958 


65 


55,815 



107,917 



21 


8,091 


25 


7,359 


13 


15,754 


10 


7,689 


10 


4,930 


8 


5,000 


13 


13,775 


28 


22,315 


10 


7,760 


20 


15,244 



ALL OTHER 
OBJECTS. 



Number 
of fami- 
lies. 



222 



21 
29 
30 
9 
42 
16 
20 
28 



189 



Incum- 
brance. 



$318,240 



44,847 
45,850 
41,892 
11,200 
70,598 
19,125 
19,996 
36,313 
4,700 
23,719 

314,198 



16 


8,962 


25 


23,725 


12 


17,062 


17 


21,453 


26 


76,283 


10 


19,800 


20 


33,938 


32 


49,001 


11 


25,050 


20 


38,924 



OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



23 



Table 11.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— PERCENTAGE OF FAMILIES OCCUPYING OWNED AND 
INCUMBERED FARMS AND OF AMOUNT OF INCUMBRANCE THEREON, BY OBJECTS OF INDEBTEDNESS AND BY 
COUNTIES. 

[The numbers of this table do not include any estimate for farms concerning which no report has been received, but probably the percentages represent more or 

less closely all of the farms occupied by owners and incumbered in these counties.] 



STATES AND 
COUNTIES. 


PURCHASE OF REAL 
ESTATE. 


REAL ESTATE 
IMPROVEMENTS. 


PURCHASE AND 

IMPROVEMENTS (IN 

COMBINATION 

WITH EACH OTHER). 


TRADE, MANUFACTUR- 
ING, AND OTHER 
BUSINESS. 


TO BUY FARM IMPLE- 
MENTS, MACHINES 
AND DOMESTIC ANI- 
MALS, AND OTHER 
PERSONAL PROPERTY. 


PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY (IN 
COMBINATION WITH 
ONE ANOTHER). 




For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


1 

For num- For 

berof incum- 
families. brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


Kansas (10 counties).. 


41.33 


41.12 


6.73 


3. SO 


7.01 


8.87 


1.06 


1.22 


2.94 


2.00 


10.92 


11.22 




42 90 


39.07 
40.25 
43.53 
49.73 
37.92 
17.21 

37 39 


4.37 
8.31 
7.31 
6.61 
6.50 
5.28 


1.95 
1.71 
3.15 
3.22 
3.97 
3.43 
5 35 


6.83 
8.11 
8.10 
6.04 
6.18 
7.72 
8 98 


7.66 
10.39 
11.09 
6.68 
8.13 
8.54 
10.21 
6.85 
11.55 
6.21 

5.39 


0.55 
0.60 
1.48 
1.15 
1.22 
0.91 
1.19 
1.32 
1.53 
0.53 

1.92 


0.40 
0.13 
1.69 
1.44 
1.52 
1.35 
1.24 
1.53 
1.67 
0.63 

2.28 


6.01 
2.40 
2.76 
4.02 
3.17 
2.51 
2.03 
3.37 
3.40 
2.00 

1.16 


5.12 
1.55 
1.51 
2.21 
2.11 
2.47 
1.38 
2.58 
1.56 
0.95 

0.26 


11.18 
10.01 
11.15 
9.18 
13.81 
10.56 
12.71 
10.26 
7.82 
9.19 

3.36 


16.78 
12.13 
15.00 
15.60 
16.57 
11.92 
17.97 
11.76 
12.29 
9.27 

1.67 


Clay 

Dickinson 

Geary 

McPhersou 

Marion 


37.21 
13.21 
44.25 
40.37 
51.37 
38 65 


Ottawa 

Riley 


31.23 35.18 
41.22 11.11 
39 55 41 29 


1.69 
9.02 
5.73 

5.70 


2.99 
1.3S 
3.78 

3.96 


5.72 
7.31 




66.38 


65.10 


3.73 




73 19 


77 11 






1.31 
1.37 
2.76 
2.02 
1.26 
5.15 
6.40 
2.98 
5.57 
3.11 


2.21 
8.19 
1.99 
3.93 
6.73 
5.69 
9.75 
3.35 
5.18 
2.79 


1.58 
2.62 
1.81 
1.11 
1.82 
1.29 
2.02 
2.06 
1.70 
2.18 


1.17 
3.26 
1.67 
1.32 
4.28 
1.04 
3.11 
1.73 
0.90 
3.10 


2.36 
1.09 
0.31 
1.73 
0.61 


0.42 
0.18 
0.01 
0.39 
0.01 


1.31 
3.06 
1.60 
1.32 
3.34 
3.13 
3.03 
3.66 
3.63 
3.12 


1.17 
3.12 
5.19 
7.57 
3.19 
6 61 




67.68 








Butler 


68.11 68.25 1.60 
67.43 62.99 , 6.92 
63.53 60.26 ! 7.60 
69.10 68.71 II 4.72 


2.29 
6.98 
5.01 
2.18 
13.71 
1.55 
1.78 
3.12 


55.56 
61.53 
67.07 
65.53 


53.21 
61.09 
67.62 
70.02 


11.81 
3.43 
5.81 
3.73 


0.31 
1.83 
0.97 
1.55 


0.17 
0.31 
0.61 
0.61 


2.50 
6.60 
4.81 
2.97 



24 



FARMS, HOMES, AND MORTGAGES. 

Table 11.— PERCENTAGE OF FARM OBJECTS— Continued. 



STATES AND 
COUNTIES. 


PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY (IN 
COMBINATION WITH 
OBJECTS OTHER 
THAN FARM AND 
FAMILY EXPENSES). 


PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BITS" PER- 
SONAL PROPERTY (IN 
COMBINATION WITH 
FARM AND FAMILY 
EXPENSES). 


FARM AND FAMILY 
EXPENSES. 


ALL OTHER OBJECTS. 


TOTAL OF FIRST 

THREE COLUMNS OF 

THIS TABLE. 


TOTAL OF FIRST 

SIX COLUMNS OF THIS 

TABLE. 




For num- 


For 


For num- 


For 


For num- 


For 


For num- 


For 


For num- 


For 


For num- 


For 




ber of 


incum- 


ber of 


incum- 


ber of 


incum- 


ber of 


incum- 


ber of 


incum- 


ber of 


incum- 




families. 


brance. 


families. 


brance. 


families. 


brance. 


families. 


brance. 


families. 


brance. 


families. 


brance. 


Kansas (LO counties).. 


1.54 


2.00 


18.96 


19.91 


6.54 


3.85 


2.94 


3.01 


55.10 


53.79 


70.02 


71.23 




0.27 
1.90 


0.21 
2.71 


18.03 
21.52 


18.85 
19.65 


3.82 
7.01 


1.76 

4.61 


5.74 
2.90 


8.20 
3.27 


54.10 
53.66 


48.68 
55.35 


72.14 
66.67 


70.98 


Clay 


69.76 




1.28 
2.01 


1.89 
2.25 


13.82 
18.39 


14.56 
14.07 


7.60 
5.46 


4.52 
2.54 


2.96 
2.59 


2.73 
2.26 


58.65 
56.90 


58.07 
59.63 


74.34 

71.55 


76.30 




78.88 




1.54 


18.52 
14.52 


20.82 
16.56 


5.28 
3.15 


3.31 
1.58 


3.41 
1.62 


3.80 

1.11 


53.05 
64.37 


50.02 
59.21 


71.25 
78.38 


70.25 




2.33 


2.50 


77.95 




0.17 


0.07 


16.27 


19.05 


7.80 


4.71 


3.39 


2.67 


56.44 


52.91 


72.37 


73.50 


Ottawa 


1.76 2.35 


26.54 | 26.44 


11.00 


6.33 


4.11 


3.99 


41.64 


45.02 


56.59 


60.89 


Riley 


1.19 2.22 


19.05 | 21.44 


5.44 


3.06 


1.02 


0.72 


60.55 


57.04 


73.30 


72.56 




1.86 2.62 
1.98 3.40 


24.90 27.88 


8.65 
4.63 


5.15 
2.14 


2.80 
5.33 


2.19 
6.23 


50.07 
75.81 


51.31 
74.75 


61.79 
82.25 


62.16 




5.81 


6.27 


81.96 




0.53 


0.35 


6.56 


6.65 


5.51 


3.24 


4.20 


3.59 


77.95 


80.41 


83.20 


86.17 




1.74 
3.37 


1.50 
4.61 


4.15 


6 10 


5.46 
3.99 


1.76 
2.32 


5.46 
3.68 


5.66 
2.52 


76.42 . 

75.77 


78.12 
75.53 


83.19 
82.52 


84.98 




6.44 7.85 


82.70 




2.88 


2.74 


3.75 | 6.05 


4.61 


2.12 


4.90 


5.91 


76.37 


73.90 


83.86 


83.18 




2.13 


3.37 


5.77 4.26 


3.04 


0.78 


7.90 


12.08 


75.39 


72.00 


81.16 


79.51 




3.01 


8.88 


5.58 ! 2.13 


3.43 


0.95 


4.29 


3.75 


78.97 


76.61 


83.69 


84.29 




1.68 
1.37 
1.45 
2.48 


1.72 
3.99 
1.11 
3.27 


5.05 5.51 
6.41 6.5.8 


4.38 
6.41 
2.42 
6.21 


2.96 
4.63 
1.32 
2.39 


6.73 
7.32 
2.66 
6.21 


7.30 
10.17 
4.2S 
6.11 


76.77 
70.94 
78.45 
72.37 


76.70 
65.99 
74.88 
76.23 


82.16 
78.49 
84.75 
79.82 


82.51 




74.63 




8.72 
5.28 


12.09 
5.02 


81.20 




83.21 







OWNERSHIP AND DEBT IN KANSAS AND OHIO. 



25 



Table 12.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— NUMBER OF FAMILIES OCCUPYING OWNED AND 
INCUMBERED HOMES AND AMOUNT OF INCUMBRANCE THEREON, BY OBJECTS OF INDEBTEDNESS AND BY 
COUNTIES. 

[The numbers of this table do not include any estimate for homes concerning which no report has been received, but probably the percentages of Table 13 
represent more or less closely all of the homes occupied by owners and incumbered in these counties.] 



STATES AND COUNTIES. 



Kansas (10 counties) 

Chase 

Clay 

Dickinson 

Geary 

McPherson 

Marion 

Morris 

Ottawa 

Riley 

Saline 

Ohio (10 counties) 

Adams 

Brown 

Butler 

Clermont 

Clinton 

Greene 

Hamilton 

Highland 

Preble 

Warren 

18—4 



Number 

offami- Incumbrance, 
lies. 



2,387 



87 
218 
404 
204 
367 
293 
158 
166 
179 
311 

6,854 



100 
160 
785 
238 
255 
283 
,133 
186 
328 



$2,043,425 



69,835 
184,591 
331,941 
177.748 
344,727 
232,354 
114,992 
135,047 
124,605 
327,585 

9,282,420 



34,692 
61,272 
669,336 
158.&58 
163,788 
221,014 
7,307,824 
101,391 
228,005 
336,740 



PURCHASE OF REAL 
ESTATE. 



REAL ESTATE IM- 
PROVEMENTS. 



Number 
of fami- 
lies. 



970 



29 
87 

199 
67 

128 

146 
56 
73 
72 

113 

3,376 



60 
79 
447 
130 
114 
143 
1,910 
111 
191 
191 



Incumbrance. 



$757,407 



15,345 
73,448 

141,277 
47,246 

116,380 

106,913 
41,321 
56.477 
53,487 

105,513 

4,307,540 



16,328 

34,544 

379,470 

70,339 

70,094 

88,783 

3,283,659 

51,433 

135,725 

177,165 



Number 
of fami- 
lies. 



26 
49 

100 
49 

129 
57 
40 
26 
62 
96 

1,722 



19 
28 
171 
47 
42 
53 
1,190 
30 
53 
89 



Incumbrance. 



$441,627 



10,899 
28,989 
79,092 
37,320 
84,307 
27,816 
22,787 
13,562 
38,857 
97,998 

2,075,079 



3.610 
6,197 
131,083 
32,567 
20,072 
27,095 
1,759,031 
11,870 
25,202 
58,352 



PURCHASE AND IM- 
PROVEMENTS (IN COM- 
BINATION WITH EACH 
OTHER). 



TRADE, MANUFACTUR- 
ING, AND OTHER 

BUSINESS. 



Number Number 

offami- Incumbrance, i of fami- 
lies, lies. 



5 
13 
21 
18 
26 
25 
17 

8 
10 
19 



1 
10 
46 

9 

19 

13 

441 

8 
22 
28 



$1S2,488 



4,908 
18,300 
15,688 
17,735 
41,609 
23,197 
22,680 
8,548 
5,179 
24,644 

1,029,389 



135 


8 


7,162 


12 


40,211 


41 


7,285 


19 


15,204 


31 


8,810 


19 


902,032 


181 


5,224 


7 


18,192 


15 


25,134 


23 



8 
21 
27 
14 
23 
19 
10 
8 
7 
29 

356 



Incum- 
brance. 



$197,385 



4,610 
21,840 
39,651 
12,325 
30,226 
17,975 
8,246 
6,200 
7,650 
48,662 

705,712 



9,016 

5,152 

49,797 

16,818 

20,748 

37,858 

526,412 

4,221 

12,925 

22,765 



26 



FARMS, HOMES, AND MORTGAGES. 



Table 12.— HOME OBJECTS— Continued. 



TO BUY PERSONAL 
PROPERTY. 



STATES AND COUNTIES. 



PURCHASE, IMPROVE- 
PURCHASE, IMPROVE- MENTS, BUSINESS, 
MENTS, BUSINESS, AND TO BUY PER- 

AND TO BUY PER- SONAL PROPERTY (IN 
SONAL PROPERTY (rN COMBINATION WITH 
COMBINATION "WITH OBJECTS OTHER 

ONE ANOTHER). THAN FAMILY EX- 

PENSES). 



Kansas (10 counties) . 



Chase 

Clay 

Dickinson... 

Geary 

McPherson . 

Marion 

Morris 

Ottawa 

Riley 

Saline 



Ohio (10 counties) . 



Adams 

Brown 

Butler 

Clermont.. 

Clinton 

Greene 

Hamilton- 
Highland.. 

Preble 

Warren 



Number 

of 
families. 



Incum- 
brance. 



$11,256 



200 

250 

450 

245 

1,680 

626 

1,685 

5,295 



PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY (IN 
COMBINATION 
WITH FAMILY EX- 
PENSES). 



FAMILY EXPENSES. 



ALL OTHER 
OBJECTS. 



Number 

of 
families. 



825 



7,162 



75 
124 
500 



1,725 
120 

3,550 

100 

918 

50 



6 

13 

14 

13 

24 

13 

5 

9 

8 

10 

139 



1 

2 

14 

6 



81 
2 
9 

13 



Incum- 
brance. 



§195,707 



28,970 
18,640 
18,580 
25,365 
34,500 
26,062 
7,250 
9,965 
10,575 
15,800 

382,000 



Number 

of 
families. 



IS 



600 
2,600 

13,779 
7,049 
6,200 

31,150 

2S9.491 

2,036 

6,822 

22,273 



4 
2 
20 
4 
3 
2 



Incum- 
brance. 



844,100 



1,300 

200 

14,000 

6,875 
10,950 



Number 

of 
families. 



131 



1,200 
2,300 
7,275 

110,743 



17,110 
4,025 
7,900 
2,000 

69,006 
6,267 
3,235 
1,200 



5 
12 
21 
19 
12 

6 
10 
19 
10 
17 

175 



5 
19 
6 
8 
10 
104 
4 
8 
11 



Incum- 
brance 



5121,225 



2,847 
10,572 
20,930 
14,712 
13,814 

4,505 

6,423 
26,595 

5,025 
15,802 

251,137 



Number 

of 
families. 



109 



1,715 
15,857 
6,150 
4,820 
4,981 
186,382 
3,650 
12,697 
14,885 



7 
11 
15 
15 
11 
12 
10 
10 

5 
13 



Incum- 
brance. 



$47,535 



4 
19 
28 

9 
22 
23 
113 
12 
20 
19 



2,056 
7,400 
5,373 
6,100 
3,861 
7,400 
4,600 
2,850 
1,220 
6,675 

121,276 



Number 

of 
families. 



9,016 
968 
7,945 
6,855 
72,575 
9,599 
8,099 
2,857 



47 



10 
3 
4 
6 
8 



Incum- 
brance. 



162 



6 

4 

13 

10 

S 

11 

89 

7 

5 

9 



$44,695 



3,852 
10,700 

2,700 
11,475 

6,910 



4,355 

312 

4,391 

292,382 



4,434 

910 

12,513 

13,157 

9,080 

13,362 

215,686 

6,991 

4,190 
12,059 



OWNERSHIP AND DEBT EST KANSAS AND OHIO. 



27 



Table 13.— KANSAS (10 COUNTIES) AND OHIO (10 COUNTIES)— PERCENTAGE OF FAMILIES OCCUPYING OWNED AND 
INCUMBERED HOMES AND OF AMOUNT OF INCUMBRANCE THEREON, BY OBJECTS OF INDEBTEDNESS AND BY 

COUNTIES. 
[The numbers of this table do not include any estimate for homes concerning which no report has been received, but probably the percentages represent 

more or less closely all of the homes occupied by owners and incumbered in these counties.] 



STATES AND 
COUNTIES. 


PURCHASE OF REAL 
ESTATE. 


REAL ESTATE 
IMPROVEMENTS. 


PURCHASE AND 
IMPROVEMENTS (IN 

COMBINATION 
WITH EACH OTHER). 


TRADE, MANUFAC- 
TURING, AND OTHER 
BUSINESS. 


TO BUY PERSONAL 
PROPERTY. 


PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY (IN 
COMBINATION WITH 
ONE ANOTHER). 




For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 

incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


Kansas (10 counties). 


40.64 


37.06 


26.81 


21.61 


6.79 


8.93 


6.95 


9.66 


1.21 


0.55 


4.82 


9.58 




33.33 
39.91 
49.26 


21.97 
39.79 
42. 5fi 


29.88 
22.48 
24.75 
24.02 
35.15 
19.45 
29.11 
15.66 


15.61 
15.70 
23.83 
20.99 
24.45 
11.97 
19.82 
10.04 


5.75 
5.96 
5.20 
8.83 
7.08 
8.53 
10.76 
4.82 
5.59 
6.11 

8.71 


7.03 
9.91 
4.73 
9.98 

12.07 
9.98 

19.72 
6.33 
4.16 
7.52 

11.09 


9.19 
9.63 
6.68 
6.86 
6.27 
6.48 
6.33 
4.82 
3.91 
9.33 

5.20 


6.60 
11.83 
11.94 

6.93 
8.77 
7.74 
7.17 
4.59 
6.14 
14.86 

7.60 


1.15 
0.46 
0.74 
1.47 
1.09 
1.37 
2.53 
3.62 


0.29 
0.14 
0.14 
0.14 
0.49 
0.27 
1.47 
3.92 


6.90 
5.96 
3.47 
6.37 
6.54 
4.44 
3.17 
5.42 
4.47 
3.22 

2.03 


41.48 


Clay 


10.10 
5.60 




32 84 26.58 


14.27 




34.88 i 33.76 
49.83 46.01 


10.01 




11.22 


Eiley 


35.44 
43.98 


35.93 
41.82 
42.92 
32.21 

46.41 


6.30 
7.38 
8.49 


36.33 
49.26 


30.87 29.92 
25.12 22.35 


0.96 
0.23 


0.25 
0.08 


4.82 
4.11 


Butler 


60.00 
49.37 
56.94 
54 62 


47.06 
56.38 
56.69 
44.42 
42.80 
40.17 
44.94 
50.73 
59.53 
52.61 


19.00 
17.50 
21.78 
19.75 
16.47 
18.73 
28.79 
16.13 
16.16 
23.06 


10.41 
10.11 
19.58 
20.57 
12.26 
12.26 
24.07 
11.71 
11.05 
17.33 


1.00 
6.25 
5.86 
3.78 
7.45 
4.59 
10.67 
4.30 
6.71 
7.25 


0.39 
11.69 
6.01 
4.60 
9.28 
3.99 
12.34 
5.15 
7.98 
7.46 


8.00 
7.50 
5.22 
7.99 
12.16 
6.71 
4.38 
3.76 
4.57 
5.96 


25.99 
8.41 
7.44 
10.62 
12.67 
17.13 
7.20 
4.16 
5.67 
0.76 


1.00 
0.63 
0.13 


0.22 
0.20 
0.07 


1.00 
1.25 
1.78 
2.52 
1.17 
2.83 
1.96 
1.08 
2.74 
3.37 


1.73 
4.24 
2.06 
4.45 


Greene 


44.70 
50.53 
46.21 
59.68 
58.23 
49.48 


1.57 
0.35 
0.10 
0.54 
0.61 
0.26 


1.05 
0.05 
0.05 
0.10 
0.40 
0.02 


3.79 
14.09 
3.% 


Preble 


2.01 
2.99 
6.61 



2S 



FARMS, HOMES, AND MORTGAGES. 

Table 13.— PERCENTAGE OF HOME OBJECTS— Continued. 



• 

STATES AND 
COUNTIES. 


PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY (IN 
COMBINATION WITH 
OBJECTS OTHER THAN 
FAMILY EXPENSES). 


PURCHASE, IMPROVE- 
MENTS, BUSINESS, 
AND TO BUY PER- 
SONAL PROPERTY (IN 
COMBINATION WITH 
FAMILY EXPENSES). 


FAMILY EXPENSES. 


ALL OTHER OBJECTS. 


TOTAL OF FIRST 

THREE COLUMNS OF 

THIS TABLE. 


TOTAL OF FIRST 

SIX COLUMNS OF THIS 

TABLE. 




For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


For num- 
ber of 
families. 


For 
incum- 
brance. 


Kansas (10 counties). 


0.75 


2.16 


5.49 


5.93 


4.57 


2.33 


1.97 


2.19 


74.24 


67.60 


87.22 


87.39 


Chas 






5.75 
5.50 
5.20 
9.32 
3.27 
2.05 
6.33 
11.45 
5.59 
5.47 

2.55 


4.08 
5.73 
6.30 
8.28 
4.01 
1.94 
5.59 
19.69 
4.03 
4.82 

2.71 


8.05 
5.05 
3.71 
7.35 
3.00 
4.10 
6.33 
6.02 
2.79 
4.18 

3.93 


2.94 
4.01 
1.62 
3.43 
1.12 
3.19 
4.00 
2.11 
0.9S 
2.04 

1.31 






68.96 
68.35 
79.21 
65.69 
77.11 
77.81 
75.31 
64.46 
80.45 
73.31 

83.09 


44.61 
65.40 
71.12 
57.55 
70.28 
67.96 
75.47 
58.19 
78.26 
69.65 

79.85 


86.20 
84.40 
90.10 
80.39 
91.01 
90.10 
87.34 
78.32 
88.83 
86.82 

90.55 


92.98 




0.46 
0.25 
0.98 
1.09 
1.02 


0.70 
0.06 
7.88 
1.99 
4.71 


4.59 
0.74 
1.96 
1.63 
2.73 


2.09 
3.22 
1.52 
3.33 
2.97 


87.47 




88.80 




78.89 




89.55 




87.19 




90.41 




0.60 
1.67 
0.96 

0.61 


0.89 
1.85 
2.22 

1.19 


3.61 
1.12 
2.57 

2.36 


3.23 
0.25 
1.34 

3.15 


74.08 




92.89 




89.58 


Ohio (10 counties) 


91.64 












4.00 
11.88 
3.57 
3.78 
8.63 
S.13 
2.74 
6.45 
6.10 
4.92 


1.42 
4.68 
1.35 
0.61 
4.85 
3.10 
0.99 
9.47 
3.55 
0.85 


6.00 
2.50 
1.66 
4.20 
3.14 
3.89 
2.15 
3.76 
1.52 
2.33 


12.78 
1.49 
1.87 
8.31 
5.54 
6.05 
2.95 
6.89 
1.84 
3.58 


80.00 
73.12 
84.58 
78.15 
68.62 
73.85 
85.67 
80.11 
81.10 
79.79 


57.86 
78.18 
82.28 
69.59 
64.34 
56.42 
81.35 
67.59 
78.56 
77.40 


90.00 
82.50 
91.71 
88.66 
83.52 
83.74 
92.11 
85.49 
89.02 
89.38 


85.80 








3.12 
2.42 
2.52 
3.14 
3.53 
2.52 
2.15 
2.44 
2.85 


2.80 
2.37 
3.88 
2.94 
2.25 
2.55 
3.60 
5.57 
4.42 


91.03 


Butler 


0.61 
0.84 
1.57 
0.71 
0.48 
2.15 
0.92 
0.52 


2.56 
2.54 
4.82 
0.91 
0.95 
6.18 
1.42 
0.36 


91.85 




84.66 




81.85 




87.69 




92.56 




73.86 




87.62 




90.79 







_. Bindery, 
19W94 






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