(navigation image)
Home American Libraries | Canadian Libraries | Universal Library | Community Texts | Project Gutenberg | Children's Library | Biodiversity Heritage Library | Additional Collections
Search: Advanced Search
Anonymous User (login or join us)
Upload
See other formats

Full text of "Extra census bulletin"

) 



M 



*MA20I . 1^90. A2 



Apr. IB92 
uo. IB94 




/ 



Extra Census Bulletin. 



No. 26. WASHINGTON, D. c. November 10, 1892. 

. STATISTICS OF FARMS, HOMES, AND MORTGAGES. 

OWNERSHIP AND DEBT IN IOWA. 



DEPARTMENT OF THE INTERIOR, 

Cknsus Office, 
Washington, J). C, November 2, 1892. 
Sir: 

The leading results of the iuvestigatiou of farm and home proprietorship in Iowa are contained in this bulletin. 
In regard to farms the conclusion is that 29.57 per cent of the farm families hire and 70.43 per cent own the farms 
cultivated by them ; that 53.29 per cent of the farm owning families own subject to incumbrance and 46.71 per 
cent own free of incumbrance. Among 100 farm families, 30 hire their farms, 37 own with incumbrance, and 33 
without incumbrance. On the owned farms of this state there are liens amounting to $101,745,924, which is 33.29 
per cent of their value, and this debt bears interest at the average rate of 7.36 per cent, making tlie average annual 
interest charge $97 to each family. Each owned and incumbered farm, on the average, is worth $3,964 and is 
subject to a debt of $1,319. 

The corresponding facts for homes are that 44.96 per cent hire and 55.04 per cent own their homes ; that, of 
the home owning families, 73.24 per cent own free of incumbrance and 26.76 per cent with incumbrance. In 100 
home families, on the average, 45 hire their liomes, 15 own with incumbrance, and 40 without incumbrance. The 
debt on owned homes aggregates $17,766,870, or 33.17 per cent of their value, and bears interest at the average 
rate of 7.66 per cent, so that the annual amount of interest to each home averages $51. An average debt of $659 
incumbers each home, which has the average value of $1,987. 

In the state 12 cities have a population greater than 8,000 each, the largest being Des Moines, with a population 
of 50,093. In these cities 54.68 per cent of the home families hire and 45.32 per cent own their homes; and of 
the home owning families 35.48 per cent own with incumbrance and 64.52 per cent own free of incumbrance. In 
100 home families, on the average, are found 55 that hire their homes, 16 that own with incumbrance, and 29 that 
own without incumbrance. The liens on the owned homes are 33.70 per cent of the value of those subject to lien. 
Several averages show that the rate of interest is 7.45 per cent ; value of each owned and incumbered home, 
$2,710 ; lien on the same, $913 ; and yearly interest charge, $68. 

Real estate purchase and improvements, when not associated with other objects, caused 79.43 per cent of the 
farm families to incur 79.22 per cent of the farm debt and 80.58 per cent of the home families to incur 77.66 per cent 
of the home debt. 

Comparison with the older state of Maine shows a larger proportion of farm tenancy in Iowa but a smaller 
proportion of home tenancy ; a larger proportion of incumbered farms among those that are owned in Iowa, and 
a larger proportion of incumbered homes. 

Very respectfully, 

ROBERT P. PORTER, 

Superiiitenilenl of Ccnaas. 

The Secretary of the Interior. 

C. O. p.— 3,500 



Digitized by the Internet Archive 

in 2010 with funding from 

Boston Public Library 



http://www.archive.org/details/extracensusbulle26unit 



STATISTICS OF FARMS, HOMES, AND MORTGAGES. 



OWNERSHIP AND DEBT IN IOWA. 



BY GEOKGE K. HOLMES AND JOHN S. LOKD. 



Selections from the results of the investigation of farm and home ownership and indebtedness in Iowa are 
presented in this bulletin. Every family in the state is regarded as occupying a farm or a home not on a farm, and 
as hiring such farm or home, or owning it free of incumbrance, or owning it subject to incumbrance. In the class 
last named, and in no other, account has been taken of the incumbrance, its rate of interest and object, and the 
value of the farm or home. 

Habitation propeietoeship. — Among the 388,517 families of the state thei-e are 143,056, or 36.82 per cent of 
the total, who hire their farms and homes, and 245,461, or 63.18 per cent, who own them. Of the families which 
own, 104,072, or 42.40 per cent, have farm or home incumbrance, and 141,389, or 57.60 per cent, are free of 
incumbrance. In 100 families, on the average, 36.82 hire their farms and homes, 26.79 own with incumbrance, 
and 36.39 own without incumbrance. 

Farm peopeietoeship. — There are 205,435 farm families in Iowa, which is 52.88 per cent of the total number 
of families. Of these 144,698, or 70.43 per cent, own and 60,737, or 29.57 per cent, hire the farms cultivated bj' 
them, while of the owning families 77,111, or 53.29 per cent, have incumbrances on their farms, and 67,587, or 
46.71 per cent, have no incumbrances. The average 100 farm families are composed of 29.57 that hire, 37.53 that 
own with incumbrance, and 32.90 that own without incumbrance. Details for the counties are in Table 1. 

Until a comparison can be made between the farms of 1880 and the farms of 1890, in respect to proprietorship, 
the best that can be done is to compare the reported farms of 1880 with the farm families of 1890. Whether this 
is or is not a fair comparison depends on facts whose weight will never be known. There is reason to believe that 
some of the enumerators of 1880 did not regard as separate farms more or less of those that were hired but were 
generally considered in neighborhood talk as parts of owned farms, as, for instance, where a farmer, who owns 200 
acres, cultivates 150 acres himself and lets 50 acres to be cultivated on shares. To what extent this omission was 
made is not known, but it made the percentage of hired farms is 1880 too small. 

With this explanation, the following table is presented, showing an apparent increase in farm tenancy from 23.83 
per cent to 29.57 per cent during the decade: 

FARM PEOPRIETOKSHIP, 1880 AND 1890, BY COUNTIES. 



The State 

Adair 

Adams 

Allamakee 

Appanoose 

Audubon 

[ Benton 

: Blackhawk 

I Boone 

' Bremer 

Buchanan 

Buena Vista 

Butler 

Calhoun 

Carroll 

Cass 

Cedar...- 

Cerro Gordo 

Cherokee 



Number 
of farm 
owning 
families, 



Number 
of hired 
farms, 



Percent- 
age of 



1,438 
1,273 
2,031 
1,597 
1,310 
1,890 
1,606 
1,762 
1,534 
1,791 
1,186 
1,342 
1,156 
1,500 
1,555 
1,566 
1,046 
1,261 



I Percent- 
age of 
farm own- 
ing fami- 
lies, 1890. 



Percent- Percent- 
age of age of 
hired farm hir- 
farms, ing fami- 
1880. lies, 1890. 



67.10 


25.06 


32.90 


72.74 


28.92 


27.26 


87.35 


11.84 


12.65 


72.62 


24.48 


27.38 


69.50 


27.96 


30.50 


68.80 


23.97 


31.20 


71.03 


24.86 


28.97 


68.77 


26.24 


31.23 


81.64 


19.42 


18.36 


74.25 


21.48 


25.75 


67.89 


20.00 


32.11 


65.05 


30.99 


34.95 


67.48 


22.27 


32.52 


69.67 


26.09 


30.33 


70.27 


26.07 


29.73 


69.88 


25.61 


30.12 


65.83 


29.27 


34.17 


67.94 


25.24 


32.06 



FAKMS, HOMES, AND MORTGAGES. 

FARM PROPRIETORSHIP, 1880 AND 1890, BY COUNTIES— Coutiuued. 



COUNTIES. 



Chickasaw 

Clarke 

Clay 

Clayton 

Clinton 

Crawford 

Dallas 

Davis 

Decatur 

Delaware 

Des Moines 

Dickinson 

Dubuque 

Emmet 

Fayette 

Floyd 

Franklin 

Fremont 

Greene 

Grundy 

Guthrie 

Hamilton 

Hancock 

Hardin 

Harrison 

Henry 

Howard 

Humboldt 

Ida 

Iowa 

Jackson 

Jasper 

Jefferson 

Johnson 

Jones 

Eeokuk 

Kossuth 

Lee 

Linn 

Louisa 

Lucas 

Lyon 

Madison 

Mahaska 

Marion 

Marshall 

Mills 

Mitchell 

Monona 

Monroe 

Montgomery .... 

Muscatine 

O'Brien 

Osceola 

Page 

Palo Alto 

Plymouth 

Pocahontas 

Polk 

Pottawallamie - 

Poweshiek 

Ringgold 

Sac. 

Scott 

Shelby 

Sioux 

Story 

Tama 



1,611 
1.162 



Number 
of farm 

owning 

families, 

1890. 



Number 

of hired 

farms, 

1880. 



Percent- 
age of 
owned 
farms, 



1,555 
1,172 



2,877 


2,734 


2.198 


1,811 


1,287 


1,727 


1,657 


1,675 


1,758 


1,775 


1,482 


1,524 


1,766 


1,551 


1,753 


1,544 



2,273 


2,319 


1,454 


1,361 


1,070 


1,157 


1,266 


1,331 


1,298 


1,532 


1,137 


1,024 


1.228 


1,484 


1,110 


1,450 


415 


740 


1,453 


1,483 


1,459 


1,728 


1,765 


1,575 



1,906 


1,592 


2,245 


1,990 


2,619 


2,137 


1,772 


1,464 


2,204 


2,015 


2,017 


1,699 


2,168 


1,984 


638 


1,295 


1,937 


1,766 


2,738 


2,480 


1,223 


998 


1,235 


912 


274 


724 


1,707 


1,630 


2,258 


1,942 


2,135 


1,818 


1,856 


1,475 


1,087 


1,086 


1,459 


1,227 


S53 


1,235 


1,326 


1,268 


1,272 


1,261 


1,398 


1,197 



899 


1,574 


527 


1,064 


1,968 


1,736 


2,406 


2,405 


1,639 


1,503 


1,337 


1,519 


979 


1,240 


1,554 


1.235 


1,522 


1,701 


698 


1,381 


1,628 


1,538 


2,015 


1,731 



Percent- 
age of 
farm own- 
ing fami- 
lies, 1890. 



Percent- Percent- 
age of age of 

hired farm hir- 

farms, ing fami- 

1880. lies, 1890. 



80.23 


77.63 


19.77 


22.37 


73.73 


72.30 


26.27 


27.70 


77.76 


70.02 


22.24 


29.98 


86.63 


82.77 


13.37 


17.23 


75.82 


68.83 


24.18 


31.17 


75.62 


68.59 


24.38 


31.41 


71.82 


67.51 


28.18 


32.49 


75.52 


76.11 


24.48 


23.89 


74.66 


70.65 


25.34 


29.35 


77.56 


72.07 


22.44 


27.93 


77.19 


76.66 


22.81 


23.34 


78.39 


65.47 


21.61 


34.53 


87.38 


83.11 


12.62 


16.89 


81.30 


72.78 


18.70 


27.22 


79.23 


76.59 


20.77 


23.41 


76.05 


69.19 


23.95 


30.81 


74.88 


67.62 


25.12 


32.38 


67.66 


61.51 


32.34 


38.49 


76.62 


72.26 


23.38 


27.74 


60.74 


56.95 


39.26 


43.05 


71.31 


65.32 


28.69 


34.68 


70.93 


73.42 


29.07 


26.58 


76.99 


69.22 


23.01 


30.78 


75.28 


68.88 


24.72 


31.12 


74.44 


65.43 


25.56 


34.57 


78.65 


73.05 


21.35 


26.95 


78.83 


67.12 


21.17 


32.88 


81.94 


74.69 


18.06 


25.31 


62.46 


56.94 


37.54 


43.06 


77.92 


73.36 


22.08 


26.64 


85.43 


82.27 


14.57 


17.73 


78.23 


68.85 


21.77 


31.15 


79.14 


73.57 


20.86 


26.43 


78.74 


77.92 


21.26 


22.08 


83.04 


73.77 


16.96 


26.23 


77.26 


75.24 


22.74 


24.76 


81.28 


74.81 


15.72 


25.19 


77.02 


73.95 


22.98 


26.05 


78.79 


73.90 


21.21 


26.10 


77.50 


65.40 


22.50 


34.60 


73.03 


56.61 


26.97 


43.39 


87.54 


59.83 


12.46 


40.17 


74.74 


70.02 


25.26 


29.98 


76.72 


69.51 


23.28 


30.49 


75.84 


67.99 


24.16 


32.01 


74.66 


66.35 


25.34 


33.65 


68.88 


65.15 


31.12 


34.85 


80.43 


74.05 


19.57 


25.95 


72.97 


60.16 


27.03 


39.84 


80.22 


76.76 


19.78 


23.24 


70.90 


67.76 


29.10 


32.24 


72.81 


66.61 


27.19 


33.39 


75.36 


67.80 


24.64 


32.20 


78.18 


54.61 


21.82 


45.39 


73.97 


70.03 


26.03 


29.97 


87.26 


76.12 


12.74 


23.88 


74.17 


65.26 


25.83 


34.74 


80.58 


74.04 


19.42 


25.96 


73.41 


63.61 


26.59 


36.39 


73.94 


63.67 


26.06 


36.33 


70.10 


69.94 


29.90 


30.06 


76.18 


71.72 


23.82 


28.28 


73.61 


66.13 


26.39 


33.87 


61.96 


55.83 


38.04 


44.17 


78.21 


69.03 


21.79 


30.97 


76.87 


65.64 


23.13 


34.36 


73.40 


69.91 


26.60 


30.09 


71.73 


65.74 


28.27 


34.26 



OWNERSHIP AND DEBT IN IOWA. 

FARM PROPRIETORSHIP, 1880 AND 1890, BY COUNTIES— Continued. 



Taylor 

Van Buren .. 

"Wapello 

Warren 

Washington. 

Wayne 

Webster 

Winnebago.. 
Winneshiek, 
Woodbury.... 

Worth 

Wright 



Number 
of farm 
owning 

families, 
1890. 


Number 

of hired 

farms, 

1880. 


Number 
of farm 
hiring 

families, 
1890. 


Percent- 
age of 
owned 
farms, 
1880. 


Percent- 
age of 
farm own- 
ing fami- 
lies, 1890. 


Percent- 
age of 
hired 
farms, 
1880. 


Percent- 
age of 
farm hir- 
ing fami- 
lies, 1890. 


1,557 


610 


738 


73.23 


67.84 


26.77 


32.16 


1,0U 


389 


478 


72.70 


67.96 


27.. 30 


32.04 


1,481 


651 


562 


71.35 


72.49 


28.65 


27.51 


1,412 


504 


620 


75.32 


69.49 


24.68 


30..51 


1,839 


654 


838 


75.01 


68.70 


24.99 


31.30 


1,699 


518 


616 


79.42 


73.39 


20.58 


26.61 


1,619 


529 


549 


75.72 


74.68 


24.28 


25.. 32 


1,708 


485 


609 


72.05 


73.72 


27.95 


26.28 


813 


56 


164 


91.57 


83.21 


8.43 


16.79 


2,412 


317 


457 


88.35 


84.07 


11.65 


15.93 


1,632 


294 


966 


74.52 


62.82 


25.48 


37.18 


l,06fi 


203 


272 


82.27 


79.67 


17.73 


20.33 


1,0U9 


184 


465 


76.56 


68.45 


23.44 


31.55 



Home propeietoeship. — The 183,082 home families are 47.12 per cent of the families of the state, and are 
divided into the several classes as foUovFs: hiring families, 82,319, or 44.96 per cent of the total number of home 
families; owning families, 100,763, or 5.5.04 per cent; families owning, free of incumbrance, 73,802, or 73.24 per 
cent of the total number owning; families owning, subject to incumbrance, 26,961, or 26.76 per cent of the owning 
families. Of 100 liome families, on the average, 44.96 hire their homes, 14.73 own with incumbrance, and 40.31 
own without incumbrance. Table 2 shows details for the counties. 

Citj'^ homes are hired and incumbered in a greater degree than is found outside of cities. In the 12 larger 
cities of the state, each having the population subsequently mentioned, there are 54,291 home families, of which 
29,686, or 54.68 per cent, hire and 24,605, or 45.32 per cent, own their homes. Homes subject to incumbrance are 
occupied bj^ 8,731 owning families, or 35.48 per cent of the total of owning families, and 15,874 families, or 64.52 
per cent of the owning families, have no home incumbrance. In 100 of these city home families, on the average, 
54.68 hire their homes, 16.08 own with incumbrance, and 29.24 own without incumbrance. The home proprietorship 
of the cities will be found in Table 3. The names of the 12 cities and their population follow: Des Moines, 50,093 ; 
Sioux city, 37,806 ; Dubuque, 30,311 ; Davenport, 26,872 : Burlington, 22,565 ; Council Blufls, 21,474 ; Cedar Rapids, 
18,020; Keokuk, 14,101; Ottumwa, 14,001; Clinton, 13,619; Muscatine, 11,454; Mar.shall, 8,914. In the state, 
outside of the 12 cities, 40.87 per cent of the home families hire, and 59.13 per cent own their homes; 23.94 per 
cent of the home owning families own with incumbrance and 76.06 per cent without incumbrance, while among 
100 home families, on the average, 40.87 hire their homes, 14.15 own subject to incumltrance, and 44.98 own free 
of incumbrance. 

Value and incumbrance. — Liens amounting to $119,512,794 incumber 104,072 owned farms and homes of the 
state, $101,745,924 of which is on 77,111 farms and $17,766,870 on 26,961 homes. The value of the incumbered 
farms and homes is $359,218,173; farms, $305,658,669; homes. $53,.559,504. Ratios of debt to value : farms and 
homes, 33.27 per cent; farms, 33.29 per cent; homes, 33.17 per cent. The general uniformity of the county 
percentages is such that attention need not be called to any particular county. The county figures for value and 
incumbrance are in Table 4, and the figures for city homes in Table 5. 

A debt of $7,973,777 incumbers 8,731 owned homes of the 12 cities, and these incumbered homes are worth 
$23,659,932, so that the debt is 33.70 per cent of the value. The debt incumbering the owned homes in the state, 
outside of the 12 cities, is 32.75 per cent of the value of the homes subject to the incumbrance. 
26—2 



FARMS, HOMES, AND MORTGAGES. 



Classification of amoitnts of value and incumbrance. — In the following table xiercentages represent 
various classes of farm and home values and incumbrances, and the numbers from which these percentages are 
derived are in Tables 6 and 7. It is to be remembered that these tables are confined to farms and homes occupied 
by owners and incumbered and to the occupying families. 

PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES, AND OF THE VALUE THEREOF 
AND OF THE INCUMBRANCE THEREON, BY CLASSIFICATION OF AMOUNTS OF VALUE AND OF INCUMBRANCE. 











THE STATE. 








FOE HOMES IN CI 
100,000 F 


TIES OF 8,000 TO 




For farms. 




For homes. 




EOPLE. 


CLASSII-IOATION OF AMOUNTS. 


For value. 


For incumbrance. 


For value. 


For incumbrance. 


For value. 


For incumbrance. 




For 
number 

of 
families. 


For 
amount. 


For 
number 

of 
families. 


For 
amount. 


For 
number 

of 
families. 


For 
amount. 


For 
number 

of 
families. 


For 
amount. 


For 
number 

of 
families. 


For 


For 
number 

of 
families. 


For 
amount. 




1.77 
7.28 
5.51 
31.06 
36.16 
20.13 
25.50 
5.37 
0.38 


0.14 
1.13 
0.99 
13.62 
31.81 
33.34 
53.44 
20.10 
3.41 


19.76 
47.98 
28.22 
39.35 
10.43 
1.97 
2.24 
0.27 
0.01 


4.18 
18.68 
14.50 
44.02 
25.26 

9.19 
12.04 

2.85 

0.30 


12.16 
40.07 
27.91 
37.21 
14.53 
5.95 
8,19 
2.24 
0.29 


1.94 

11.53 
9.59 
26.96 
23.59 
18.96 
37.92 
18.96 
5.62 


57.29 
81.44 
24.15 
14.47 
3.16 
0.76 
0.93 
0.17 


20.20 
43.83 
23.63 
30.61 
15.27 

7.07 
10.29 

3.22 


3.75 
24.45 
20.70 
42.49 
19.94 

9.17 
13.12 

3.95 

0.64 


0.45 
5.93 
5.48 
22.99 
23.72 
21.44 
47.36 
25.92 
9.23 


41.03 


12.04 




71.69 33.99 


$500 and under $1,000 


30.66 21.95 
21.00 33.10 




5.69 19.87 




1.24 8.09 




1.62 13.04 




0.38 4.95 








] 







In looking for the most prominent class in each column it appears that 36.16 per cent of the farm families own 
incumbered farms worth $2,500 and under $5,000, and that 53.44 per cent of the total farm values is in farms worth 
$5,000 and over. The farms having an incumbrance of less than $1,000 each are owned by 47.98 per cent of the 
farm families, while farms worth $1,000 and under $2,500 carry 44.02 per cent of the total farm debt. 

Home values are more prominent in the class of those worth less than $1,000, which are owned by 40.07 per 
cent of the home families, and in the class of $5,000 and over, whose homes are worth 37.92 per cent of the value 
of all owned and incumbered homes. Upon turning to incumbrance, it will be noticed that 81.44 per cent of the 
home families own homes each with an incumbrance of less than $1,000, and that 43.83 per cent of the total home 
debt rests on homes each of which is incumbered for less than $1,000. 

The owned and incumbered homes of the 12 cities that are worth $1,000 and under $2,500 are owned by 42.49 
per cent of the home families, and the homes worth $5,000 and over constitute 47.36 per cent of the value of all 
homes; incumbrances of less than $1,000 are carried by 71.69 per cent of the home families, and the total amount 
of the incumbrances in the same class is 33.99 per cent of the total amount. 

Average values and incumbrances. — Tables 9 and 10 show that the average owned and incumbered farm of 
the state is worth $3,964 ; home, $1,987 ; of each home in the 12 cities, $2,710. The average farm incumbrance is 
$1,319 ; home, $659 ; home incumbrance in the 12 cities, $913. Sioux city has homes of the highest average value, 
namely, $4,955, and the least average value, $1,378, is in Muscatine. In the state, outside of the 12 cities, the 
average home value is $1,640; incumbrance, $537. 



OWNEESHTP AND DEBT IN IOWA. 



Inteeest rates. — The chief rate of interest in this state is 8 per cent. This rate is paid on 38.15 per cent of 
the farm incumbrance by 4.5.80 per cent of the farm families ; on 45.17 per cent of the home incumbrance by 49.25 
per cent of the home families, and in the 12 cities on 46.36 per cent of the home incumbrance by 54.46 per cent of 
the families occupying owned and incumbered homes. These percentages are contained in the following table, and 
the facts from which they were computed are exhibited in Table 8 : 

PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES, 
AND OF AMOUNT OF INCUMBRANCE THEREON, BY RATES OF INTEREST. 



1 OF INTEREST. 



Under 6 per cent 

6 per cent 

7 per cent 

8 per cent 

6 to 8 per cent, inclusive.. 

Over 6 percent 

Overs percent 

Over 10 per cent 

Over 12 per cent 



THE STATE. 



For 
number 



0.89 
12.23 
24.53 
45.80 
91.27 



0.20 
0.07 



1.23 
13.30 
27.07 
38.15 
93.02 
85.47 
5.75 
0.21 
0.07 



1.20 
7.21 
13.99 
49,25 
73.49 
91.59 
25.31 
0.61 
0.35 



9.25 
20.06 
45.17 
83.21 
89.52 
15.56 
0.31 
0.14 



FOR HOMES IN 

CITIES OF 8,000 T< 

100,000 PEOPLE. 



19.87 
54,46 
89.07 
88.86 
9.77 
0,25 
0,U 



1.67 
11.55 
23.30 
46.36 
91.43 
86.77 
6.90 
0,17 
0,07 



Rates that are less than the principal rate of 8 per cent are paid by 46.36 per cent of the farm families on 
56.10 per cent of the farm debt, by 25.44 per cent of the home families on 39.27 per cent of the home debt, and in 
the 12 cities by 35.77 per cent of the home families on 46.74 per cent of the home debt. Eates higher than 8 per 
cent are paid by 7.84 per cent of the farm families on 5.75 per cent of the farm debt, by 25.31 per cent of the home 
families on 15.56 per cent of the home debt, and in the 12 cities by 9.77 per cent of the home families on 6.90 per 
cent of the home debt. The highest rate reported is 80 per cent, which is paid by 1 family on a debt of $2,300. 

The highest rates of interest in this state were established by law in the years named as follows : 1839, 20 per 
cent; 1843, 10 per cent; 1851, no limit; 1853, 10 per cent; 1890, 8 per cent. 

Interest charge and average rates of interest. — Table 9 contains a statement of the interest charge on 
the farms and homes of Iowa that are occupied by owners and incumbered, and Table 10 contains the corresponding- 
facts for the homes of the 12 cities. The total interest charge for 1 year on the owned farms of the state is 
$7,491,665; on the homes, $1,361,741 ; total, $8,853,406. The average interest charge for 1 year on each farm is 
$97 ; home, $51 ; on each home in the 12 cities, $68. On farm loans the average rate of interest is 7.36 per cent; on 
home loans, 7.66 per cent; on home loans in the 12 cities, 7.45 percent. Hence the average annual interest value of 
each owned and incumbered farm in this state is $292 ; of each home, $152 ; of each home in the 12 cities, $202. 
Outside of the 12 cities the average annual interest charge on each home is $42 ; average rate, 7.84 per cent ; 
average annual interest value, $129. 

Ob.jects of indebtedness. — Investigation of the reasons why farm and home indebtedness was incurred 
discloses the fact that 79.43 per cent of the farm families incurred 79.22 per cent of the farm debt for the purpose 
of buying real estate and making real estate improvements, when these objects were not associated with other 
objects. In the case of homes 80.58 per cent of the home families incurred 77.66 per cent of the home debt for these 
objects, and in the 12 cities 84.55 per cent of the home families incurred 81.45 per cent of the home debt for the 
same objects. The objects of real estate purchase and improvements, business, and the purchase of personal 
property, when not complicated with other objects, led 87.33 per cent of the farm families to incur 88.17 per cent of 
the farm debt, 89.38 per cent of the home families to incur 90.94 per cent of tlie home debt, and 91.16 per cent of 
the home families in the 12 cities to incur 92.89 per cent of the home debt. Farm and family expenses, standing 
alone, are represented by 2.83 per cent of the farm families and 1.32 per cent of the farm debt, family expenses by 
4.40 per cent of the home families and 1.98 per cent of the home debt, and family expenses in the 12 cities by 3.43 
per cent of the home families and 1.55 per cent of the home debt. 



8 FAEMS, HOMES, AND MORTGAGES. 

Table 1.— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

FARMS, BY COUNTIES. 



Adams 

Allamakee.... 
.\ppanoose .... 

Audubon 

Benton 

Blackhawk .. 

Boone 

Bremer 

Buchanan 

Buena Vista.. 

Butler 

Calhoun 

Carroll 



Cedar 

Cerro Gordo.. 

Cherokee 

Chickasaw .... 

Clarke 

Clay 

Clayton 

Clinton 

Crawford 

Dallas 

Davis 

Decatur 

Delaware 

Des Moines.... 

Dickinson 

Dubuque 

Emmet 

Fayette 

Floyd 

Franklin 

Fremont 

Greene 

Grundy 

Guthrie 

Hamilton 

Hancock 

Hardin 

Harrison ...... 



Henry 

Howard 

Humboldt.. 



Iowa 

Jackson ... 

Jasper 

Jefferson . 
Johnson... 

Jones 

Keokuk ... 
Kossuth.... 



Louisa 

Lucas 

Lyon 

Madison.. 



The State ' 205,435 



1,438 
1,273 
2,031 ; 
1,597 ,' 
1,310 
1,890 : 
1,600 
1,762 I 
1,534 t! 
1,791 : 
1,186 |i 
1,342 i| 
1,156 'I 
1,500 I 
1,555 
1,566 
1,046 
1,261 
1,555 
1,172 

932 
2,734 
1,811 
1,727 
1,675 
1,T75 
1,524 
1,551 
1,544 

347 
1,924 

361 
2,319 
1,361 
1,157 
1,331 
1,532 
1,024 
1,484 
1,450 

740 



1,728 
1,575 



1,592 


782 


1,990 


1,079 


2,137 


1,050 


1,464 


932 


2,015 


1,095 


1,699 


989 


1,984 


1,211 


1,295 


387 


1,766 


1,252 


2,480 


1,496 


998 


601 


912 


368 


724 
1 («n 


157 
8911 



77,111 60,737 



506 



PERCENTAGE OP PERCENTAGE OF 

! FAMILIES OWNING j| FAMILIES OWNING 
FREE AND INCUM- FREE AND INCUM- 



FAMILIES OWNING 


BERED OF TOTAL 
OWNING FAMI- 


BERED OF TOTAL 
OWNING AND 






LIES. 


HIKING FAMILIES. 


Owning. 


Hiring. 


Free. 


Incum- 
bered. 


Free. 


Incum- 
bered. 


70.43 


29.57 


46.71 


53.29 


32.90 


37.!53 


67.10 


32.90 


30.39 


69.61 


20.39 


46.71 


72.74 


27.26 


36.68 


63.32 


26.68 


46.06 


87.35 


12.65 


59.33 


40.67 


51.83 


35.52 


72.62 


27.38 


60.49 


39.51 


43.93 


28.69 


69.50 


30.50 


21,60 


78.40 


15,02 


54.48 


68.80 


31.20 


55,24 


44.76 


38,00 


30.80 


71.03 


28.97 


56.23 


43.77 


39,94 


31.09 


68.77 


31.23 


48.64 


51.36 


33.45 


35.32 


81.64 


18,36 


52.28 


47.72 


42.68 


38.96 


74.25 


25.75 


49.08 


50.92 


36.44 


37.81 


67.89 


32.11 


28.92 


71.08 


19.63 


48.26 


65.05 


34,95 


46,20 


53.80 


30.05 


35.00 


67.48 


32.52 


23,36 


76.64 


15,76 


51.72 


69.67 


30.33 


35.60 


64.40 


24,80 


44.87 


70.27 


29.73 


33.83 


66.17 


23.77 


46.50 


69.88 


30.12 


52.87 


47.13 


36.95 


32.93 


C5.83 


34.17 


39.67 


60.33 


26.12 


39.71 


67.94 


32.06 


29.42 


70.58 


19.99 


47.95 


77.63 


22.37 


52.22 


47.78 


40.54 


37.09 


72.30 


27.70 


47.95 


52.05 


34.67 


37.63 


70.02 


29.98 


27.90 


72.10 


19.53 


50.49 


82.77 


17.23 


58.08 


41.92 


48.08 


34.69 


68.83 


31.17 


53.34 


46.66 


36.71 


32.12 


68.59 


31.41 


27.39 


72.61 


18.79 


49.80 


67.51 


32.49 


50.33 


49.67 


33.98 


33.53 


76.11 


23.89 


60.28 


39.72 


45.88 


30.23 


70.65 


29.35 


47.38 


52.62 


33.47 


37.18 


72.07 


27.93 


52.03 


47.97 


37,50 


34.57 


76.66 


23.34 


62.56 


37.44 


47.96 


28.70 


65.47 


34.53 


39.77 


60,23 


26,04 


39.43 


83.11 


16.89 


62.16 


37.84 


51,66 


31.45 


72.78 


27.22 


28.25 


71.75 


20,56 


52.22 


76.59 


23.41 


53.60 


46.40 


41,05 


33.54 


69.19 


30.81 


46.73 


53.27 


32.33 


36.86 


67.62 


32.38 


34.75 


65.25 


23.49 


44.13 


61.51 


38.49 


45.98 


54.02 


28,28 


33.23 


72.26 


27.74 


38.25 


61.75 


27.64 


44.62 


.56.95 


43.05 


43.65 


56.35 


24.86 


32.09 


65.32 


31.68 


38.95 


61.05 


25.44 


39.88 


73.42 


26.58 


33.38 


66.62 


24.51 


48.91 


69.22 


30.78 


25.41 


74.59 


17.58 


51.64 


68.88 


31.12 


41.00 


59.00 


28.24 


40.64 


65.43 


34.57 


38.66 


61.34 


25.29 


40.14 


73.05 


26.95 


65.14 


34.86 


47.59 


25.46 


67.12 


32.88 


46.00 


54.00 


30.87 


36.25 


74.69 


25.31 


25.91 


74.09 


19.35 


55.34 


56.94 


43,06 


22.72 


77.28 


12.94 


44.00 


73.36 


26.64 


49.12 


50.88 


36.03 


37.33 


82.27 


17.73 


54.22 


45.78 


44.61 


37.66 


68.85 


31.15 


49.13 


50.87 


33.83 


35.02 


73.57 


26.43 


63.66 


36.34 


46.84 


26.73 


77.92 


22.08 


54.34 


45.66 


42.34 


35.58 


73.77 


26.23 


58.21 


41.79 


42.94 


30.83 


75.24 


24.76 


61.04 


38.96 


45.92 


29.32 


74.81 


25.19 


29.88 


70.12 


22.36 


52.45 


73.95 


26,05 


70.89 


29.11 


52.43 


21.52 


73.90 


26.10 


60.32 


39.68 


44.58 


29.32 


65.40 


34.60 


60.22 


39.78 


39.38 


26.02 


56.61 


43.39 


40.35 


59.65 


22.84 


33.77 


59.83 


40.17 


21,69 


78.31 


12.97 


46.86 


70.02 


29,98 


50,37 


49.63 


35.27 


34.75 



OWNERSHIP AND DEBT IN IOWA. 



Table 1.— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

FARMS, BY COUNTIES— Continued. 



COUNTIES. 



Mahaska 

Marion 

Marshall 

Mills 

Mitchell 

Monona 

Monroe 

Montgomery... 

Muscatine 

O'Brien 

Osceola 

Page 

Palo Alto 

Plymouth 

Pocahontas 

Polk 

Pottawattamie 

Poweshiek 

itinggold 

Sac 

Scott 

Shelby 

Sioux 

Story 

Tama 

Taylor 

Union 

Van Buren 

Wapello 

Warren 

Washington 

Wayne 

Webster 

Winnebago 

Winneshiek.... 

Woodbury 

Worth 

Wright 

26—3 



Aggre- 
gate. 



2,053 ll 



1,942 
1,818 
1,475 



1,235 
1,268 
1,261 

1,197 
1,093 

456 
1,792 

867 
1,574 
1,064 
1,736 
2,405 
1,503 
1,519 
1,240 
1,235 
1,701 
1,381 
1,538 
1.731 
1,557 
1,014 
1,481 
1,412 
1,839 
1,699 
1,619 
1,708 



1,066 
1,009 



1,148 
1,213 



PERCENTAGE OF 

FAMILIES OWNING 

FAMILIES OWNING I' FREE AND INCUM- 

AND HIRING. BERED OF TOTAL 

OWNING FAMILIES. 



Owning. ] Hiring. || Free. 



69.51 
67.99 
66.35 
65.15 
74.05 
60.16 
76.76 
67.76 
66.61 
67.80 
54.61 
70.03 
76.12 
65,26 
74.04 
63.61 
63.67 
69.94 
71.72 
66.13 
53.83 
69.03 
65.64 
69.91 
65.74 
67.84 
67.95 
72.49 
69.49 
68.70 
73.39 
74.68 
73.72 
83.21 
84.07 
62.82 
79.67 
68.45 



30.49 
32.01 
33.65 
34.85 
25.95 
39.84 
23.24 
32.24 
33.39 
32.20 
45.39 
29.97 



25.% 
36.39 
36.33 
30.06 
28.28 
33.87 
44.17 
30.97 
34,36 
30.09 
34,26 
32.16 
32.04 
27.51 
30.51 
31.30 
26.61 
25.32 
26.28 
16.79 
15.93 
37.18 
20.33 
31.55 



59.11 
66,72 
47.93 
55.71 
SO. 29 
28.50 
63.09 
30.29 
62.49 
25.07 
27.63 
44.75 
31.03 
41.68 
26.50 
58.81 
39.92 
44.11 
33.38 
28.79 
63.64 
30.57 
28.75 
43.04 
43.91 
38.79 
36.19 
69.07 
63.88 
50.79 
59.56 
50.77 
35.77 
24.23 
61.82 



Incum- 
bered. 



52.07 
44.29 
49.71 
71.50 
36.91 
69.71 
37,51 
74,93 
72.37 
55.25 
68.97 
58.32 
73.50 
41.19 
60.08 
55.89 
66.62 
71.21 
36.36 
69.43 
71,25 
56,96 
56.09 
61.21 
63.81 
30.93 
36.12 
49.21 
40.44 
49.23 
64.23 
75.77 
38.18 
66.18 
66.14 
73.14 



PERCENT.AGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 

OWNING AND 
HIRING FAMILIES. 



41.09 
45.36 
31.80 
36.29 
37.24 
17.15 
48.43 
20.53 
41.62 
17.00 
15.09 
31.34 
23.62 
27.20 
19.62 
37.41 
25.41 
30.85 
23.94 
19.04 
35.53 
21.10 
18.87 
30.09 
28.86 
26.32 
24.60 
50.07 
44.39 
34.89 
43.71 
37.92 
26.37 
20.16 
51.97 
21.25 
26.98 
18.38 



28.42 
22.63 
34.55 
28.86 
36.81 
43.01 
28.33 
47.23 
24.99 
50.80 
39.52 
38.69 
52.50 
38.06 
54.42 
26.20 
38.26 
39.09 
47.78 
47.09 
20.30 
47.93 
46,77 



41.52 
43.36 
22.42 
25.10 
33.81 
29.68 
36.76 
47.35 
63.05 
32.10 
41.57 
52.69 
50.07 



]0 



INARMS, HOMES, AND MORTGAGES. 



Table 2.— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

HOMES, BY COUNTIES. 



PERCENTAGE OF PERCENTAGE OP 

FAMILIES OWNING || FAMILIES OWNING 
FREE AND INCUM- FREE AND INCUM- 
TOTAL BERED OF TOTAL 
NING FAMI- OWNING AND HIR- 

ING FAMILIES. 



PERCENTAGE OF 

FAMILIES OWNING 

AND HIRING. 



Owning, ' Hiring, 



Incum- 
bered. 



Incum- 
bered. 



Adair 

Adams 

Allamakee .... 
Appanoose... 

Audubon 

Benton 

Blackhawk... 

Boone 

Bremer 

Buchanan 

Buena Vista.. 

Butler 

Calhoun 

Carroll 

Cass 



Cedar 

Cerro Gordo.. 

Cherokee 

Chickasaw ... 

Clarke 

Clay 



Clayton 

Clinton 

Crawford 

Dallas 

Davis 

Decatur 

Delaware 

Des Moines.. 
Dickinson ..., 

Dubuque 

Emmet 

Fayette 

Floyd 

Franklin..... 

Fremont 

Greene 

Grundy 

Guthrie 

Hamilton ... 

Hancock 

Hardin 

Harrison 

Henry 

Howard 

Humboldt.... 

Ida 

Iowa 

Jackson 

Jasper 

Jefferson 

Johnson 

Jones 

Keokuk 

Kossuth 

Lee 



55.04 44.96 



73.24 



1,351 
1,764 
1,321 



719 
934 

2,810 
207 

3,384 
183 

1,051 
783 
444 



1,047 

893 

1,157 



1,404 
1,151 
1,485 
502 
2,908 
3,190 



570 
312 



1,138 
2,235 



626 
1,026 



2,303 
2,318 



254 
203 



2,529 
140 

4,123 



61.71 

62.62 

58.09 

53.42 

60.04 

60.66 

63.07 

58.63 

63.85 

62.51 

59.84 

61.90 

67.03 

61.41 

58.78 

60.83 

.59.55 

64.54 

58.95 

63.80 

60.66 ] 

62.00 

62.48 

58.54 

56.01 

60.67 

62.85 

61.53 

52.90 

59.65 

45.08 

60.20 

56.87 

60.51 

55.92 

52.86 

55.94 

57.89 

54.59 



57.85 
52.00 
64.64 
61.27 
58.72 
63.62 
53.89 
59.13 
58.03 
62.00 
62.26 
58.28 
60.41 
63.38 
51.51 
50.97 
63.44 
51.63 
65.. 53 
58.. 59 



38.29 
37.38 
41.91 
46.58 
39.96 
39.34 
36.93 
41.37 
36.15 
37.49 
40.16 
38.10 
32.97 
38.59 
41.22 
39.17 
40.45 
35.46 
41.05 
36.20 
39.34 
38.00 
37.52 
41.46 



37.15 
38.47 
47.10 
40.35 
54.92 
39.80 
43.13 



38.73 
41.28 
36.38 
46.11 
40.87 
41.97 
38.00 
37.74 
41.72 
39.59 
36.62 
48.49 
49.03 
36.56 
48.37 
34.47 
41,41 



73.47 
64.37 
79.08 
71.60 
67.18 
79.57 
70.46 
77.74 
76.04 
76.59 
66.36 
77.98 
56.01 
68.59 
68.69 
80.84 
67.44 
67.37 
74.10 
77.87 
75.22 
85.05 
61.59 
70.36 
78.54 
84.03 
73.99 
76.02 
70.46 
68.60 
76.51 
31.69 
74.31 



26.76 



44.08 


69.37 


47.14 


80.49 


44.06 


74.07 


42.11 


79.72 


45.41 


76.72 


39.31 


78.20 


42.78 


58.10 


42.15 


77.84 



71.71 
82.45 
76.51 
61.58 
70.72 
83.69 
76.91 
79.02 
80.58 
82.62 
81.67 
80.07 
64.34 
79.20 
72.66 
83.14 
76.74 
53.73 
71.21 



26.53 
35.63 
20.92 
28.40 
32.82 
20.43 
29.54 
22.26 
23.96 
23.41 
33.64 
22.02 
43.99 
31.41 
31.31 
19.16 
32.56 



22.13 
24.78 
14.95 
38.41 
29.61 
21.46 
15.97 
26.01 
23.98 
29.54 
31.40 
23.49 
68.31 
25.69 
23.12 
30.63 
19.51 
25.93 
20.28 
23.28 
21.80 
41.90 
22.16 
28.29 
17.55 
23.49 
38.42 
29.28 
16.31 
23.09 
20.98 
19.42 
17.38 
18.33 
19.93 
35.66 
20.80 
27.34 
16.86 
23.26 
46.27 
28.79 



40.31 



45.34 
40.31 
45.94 
38.25 
40.34 
48.27 
44.44 
45.58 
48.55 
47.88 
39.71 
48.27 
37.55 
42.12 
40.38 
49.17 
40.16 
43.48 
43.68 
49.68 
45.63 
52.73 
38.48 
41.19 
43.99 
50.98 
46.50 
46.77 
37.27 
40.92 
34.49 
19.08 
42.26 
46.52 
38.79 
42.55 
41.43 
46.15 
41.88 
47.46 
33.24 
45.03 
37.29 
53.30 
46.88 
36.16 
44.99 
45.10 
45.48 
45.85 
49.96 
51.44 
47.60 
48.37 
40.78 
40.79 
37.04 
52.74 
39.62 
35.21 
41.72 



14.73 



16.37 
22.31 
12.15 
15.17 
19.70 
12.39 
18.63 
13.05 
15.30 
14.63 
20.13 
13.63 
29.48 
19.29 
18.40 
11.66 
19.39 
21.06 
15.27 
14.12 
15.03 

9.27 
24.00 
17.35 
12.02 

9.69 
16.35 
14.76 
15.63 
18.73 
10.59 
41.12 
14.61 
13.99 
17.13 
10.31 
14.51 
11.74 
12.71 
13.23 
23.98 
12.82 
14.71 
11.34 
14,39 
22,56 
18.63 

8.79 
13.65 
12.18 
12.04 
10.82 
10.68 
12.04 
22.60 
10.72 
13.93 
10.70 
12.01 
30.32 
16.87 



OWNERSHIP AND DEBT IN IOWA. 



11 



Table 3.— NUMBER AND PERCENTAGE OF FAMILIES 0CCUPYINC4 OWNED AND HIRED AND FREE AND INCUMBERED 

HOMES, BY COUNTIES— Continued. 



COUNTIES. 



Aggre- 
gate. 





PERCENTAGE OF 
FAMILIES OWNING 


PERCENTAGE OP 
FAMILIES OWNING 
FREE AND INCUM- 


PERCENTAGE OP 
FAMILIES OWNING 
FREE AND INCUM- 


Hiring. 


AND BIKING. 


BERED OF TOTAL 
OWNING FAMILIES. 


OWNING AND HIK- 
ING FAMILIES, 




Owning. 


Hiring, 


Free. 


Incum- 
bered. 


Free. 


bered. 


1,687 


48.44 


51.56 


80.13 


19.87 


38.81 


9,63 


833 


61.54 


38.46 


86.87 


13.13 


53.46 


8.08 


1,506 


51.96 


48.04 


69.61 


30.39 


36.17 


15.79 


542 


53.68 


46.32 


80.10 


19,90 


42.99 


10.69 


357 


65.20 


34.80 


75.49 


24,51 


49.22 


15.98 


326 


57.61 


42.39 


67.72 


32.28 


39.01 


18.60 


590 


48.78 


51.22 


81.85 


18,15 


39.93 


8.85 


577 


58.76 


41.24 


69.10 


30,90 


40.60 


18.16 


1,417 


59.20 


40.80 


75,24 


24,76 


44.54 


14.66 


416 


58.81 


41.19 


62.79 


37,21 


36.93 


21.88 


83 


66.40 


33.60 


43.90 


56,10 


29.15 


37.25 


808 


54.53 


45.47 


81.84 


18,16 


44.63 


9.90 


269 


56.05 


43.95 


70.26 


29.74 


39.38 


16.67 


586 


54.92 


45.08 


64.57 


35.43 


35.46 


19.46 


156 


62.23 


37.77 


61.48 


38.52 


38.26 


23.97 


6,471 


40.37 


59.63 


58.82 


41,18 


23.75 


16.62 


2,942 


48.01 


51.99 


61.94 


38.06 


29.74 


18.27 


694 


58.29 


41.71 


77.32 


22.68 


45.07 


13.22 


218 


64.67 


35.33 


70.68 


29.32 


45.71 


18.96 


387 


.58,12 


41.88 


66.29 


33.71 


38.53 


19.59 


3,411 


49.90 


50.10 


77.60 


22.40 


38.73 


11.17 


390 


58.69 


41,31 


74.37 


25.63 


43,65 


15.04 


552 


59.38 


40,62 


65.43 


34.57 


38.85 


20.53 


514 


63.78 


36.22 


77.24 


22.76 


49.26 


14,52 


732 


58.85 


41.15 


74.79 


25.21 


44.01 


14,84 


367 


65.67 


34.33 


69.37 


30,63 


45.56 


20,11 


933 


52.90 


47.10 


70.13 


29,87 


37.10 


15,80 


602 


60,88 


39.12 


86.23 


13,77 


52,50 


8.38 


2,250 


48.34 


51.66 


64.66 


35,34 


31.25 


17.09 


417 


63.39 


36,61 


81.02 


18.98 


51.36 


12.03 


628 


63.55 


36,45 


85.39 


14.61 


54.26 


9.29 


427 


61.53 


38.47 


77.60 


22.40 


47.75 


13.78 


760 


61,65 


38,35 


79,46 


20.54 


48.99 


12.66 


141 


64.84 


35.16 


57,31 


42.69 


37.16 


27.68 


542 


63.94 


36.06 


83,98 


16.02 


53.69 


10.25 


4,382 


37.54 


62.46 


61,24 


38,76 


22,99 


14.55 


104 


68.58 


31.42 


74,01 


25,99 


50,76 


17.82 


368 


60,56 


39.44 


68,67 


31,33 


41.59 


18.97 



Mahaska 

Marion 

Marshall 

Mills 

Mitchell 

Monona 

Monroe 

Montgomery 

Muscatine 

O'Brien 

Osceola 

Page 

Palo Alto 

Plymouth 

Pocahontas 

Polk 

Pottawattamie.. 

Poweshiek 

Ringgold 

Sac 

Scott 

Shelby 

Sioux 

Story 

Tama 

Taylor 

Union 

Van Buren 

Wapello 

Warren 

Washington 

Wayne 

Webster 

Winnebago 

Winneshiek 

Woodbury 

Worth 

Wright 



1,585 
1,333 
1,629 



2,056 
594 



4,381 

2,717 



905 
1,047 

702 
1,048 

937 
2,105 

722 



1,270 
1,158 
1,134 



2,577 

1,683 

750 



12 



FARMS, HOMES, AND MORTGAGES. 



Table 3.— NUMBEK AND PEKCE>fTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FEEE AND INCUMBERED 

HOMES, BY CITIES OF 8,000 TO 100,000 PEOPLE. 



CITIES OF 8,000 ■ 



Total... 

Bui'lington, Des Moines county 

Cedar Rapids, Linn county 

Clinton, Clinton county 

Council BluflTs, Pottawattamie county 

Davenport, Scott county 

Des Moines, Polk county 

Dubuque, Dubuque county 

Keokuk, Lee county 

Marshall, Marshall county 

Muscatine, Muscatine county 

Ottumwa, Wapello county 

Sioux city, Woodbury county 



Aggre 
gate. 



21,605 



2,432 

1,722 
1,793 
1,992 
2,764 
4,001 



1,450 
1,340 
2,078 



1,193 
896 
1,150 
2,092 
2,267 
1,929 
1,086 



AND HIRING. 



54.68 



48.33 

54.78 
37.85 
54.40 
52.06 
60.49 
58.07 
51.37 
52.61 
41.51 
54.27 
65.20 



PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 

OWNING AND 
HIRING FAMILIES. 



64.52 35.48 t 29.24 



69.16 
69.28 
49.97 
57.73 
75.69 
56.62 
74.77 
72.16 
60.11 
71.10 
56.79 
58.66 



30.84 
30.72 
50.03 
42.27 
24.31 
43.38 
25.23 
27.84 
39.89 
28.90 
43.21 
41.34 



35.74 
31.33 
31.06 
26.33 
36.29 
22.37 
31.35 
35.09 
28.48 
41.59 
25.97 
20.41 



16.08 



15.93 
13.89 
31.09 
19,27 
11.65 
17.14 
10,58 
13.54 
18.91 
16.90 
19.76 
14.39 



Table 4.— VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED AND AMOUNT AND PERCENTAGE 

OF INCUMBRANCE THEREON, BY COUNTIES. 



COUNTIES. 



Number 
of fami- 
lies 
owning j 
with in- 1 
cum- I 
brance. ' 



Percent- 
age of 



FOB FARMS. 



Number 
of fami- 
lies 



Percent- 
age of 



FOR HOMES. 



jPercent- 
age of 



The State | 104,072 

Adair I 1,131 | 

Adams r 966 

Allamakee 980 

Appanoose 913 

Audubon j 1,133 

Benton i 1,122 

Blackhawk j 1,224 

Boone ' 1,199 

Bremer ! 911 

Buchanan 1,129 

Buena Vista 1,023 

Butler 883 

Calhoun 1,131 

Carroll 1,228 

Cass ' 1,354 

Cedar 921 

Cerro Gordo 897 

Cherokee 1,137 

Chickasaw 894 

Clarke ^ 720 

Clay i 758 

Clayton | 1,346 

Clinton j 2,239 

Crawford 1,444 

Dallas 1 1,044 

Davis 789 

Decatur 989 

Delaware 968 

Des Moines ' 1,417 

Dickinson 274 

Dubuque ' 1,523 

Emmet 384 

Fayette 1 ,.346 

Floyd ■ 906 



8359,218,173 $119,512,794 



3,738,281 
2,935,526 

2,370,094 
2,057,059 
3,620,985 
4,916,225 
4,379,021 
3,706,702 
2,956,833 
3,840,829 
3,653,019 
3,205,730 
3,557,277 
5,013,177 
4,770,950 
5,081,471 
2,681,420 
4,699,015 
2,425,110 
1,956,433 
2,609,027 
4,104.963 
7,607,705 
5.774,407 
3,524,466 
1,659,543 
2,501,667 
3,808,681 
3,727,477 

739,451 
5,532,081 

921,423 
3,912,688 
2,737,027 



3.27 



1,282,719 
991,971 

822,693 
623,243 
1,297,188 
1,455,815 
1,417,796 
1,209,097 
901,160 
1,307,231 
1,211,087 
1,035,152 
1,263,614 
1,664,710 
1,582,224 
1,776,228 

931,503 ; 

1,533,385 

813,574 

557,879 

839,036 

1,419,935 

2,799,776 

2,052,916 

1,072,437 

550,744 

701,785 

1,288,356 

1,405,213 

256,217 

2,030,150 

299,495 

1,311,423 



34.31 
33.79 

34.71 

30.30 

35.82 

29.61 

32.38 

32.62 

30.48 

34.04 

33.15 

32.29 

35.52 

33.21 ! 

33.16 

34.95 

34.74 

32,63 

33.55 

28.52 

32.16 

34.59 

36.80 [ 

35.55 I 

30.43 I 

33.19 ' 

28.05 

33.83 

37.70 

34.65 

36.70 

32.50 

33.26 

34.68 



3305,658,669 $101,745,924 



3,565,878 
2,688,497 
2,144,379 
1,745,245 
3,470,883 
4,529,228 
3,380,648 
3,180,377 
2,696,888 
3,459,395 
3,342,442 
2,957,094 
3,150,274 
4,534,208 
4,323,576 
4,672,122 
2,298,649 
4,097,301 
2,183,279 
1,790,369 
2,427,008 
3,767,914 
5,346,290 
5,499,041 
3,253,742 
1,573,732 
2,203,917 
3,387,395 
2,164,330 

626,694 
3,749,269 

720,451 
3,572,731 
2,470,383 



1,223,570 

910,701 

748,448 

516,178 

1,250,581 

l,a35,609 

1,107,798 

1,030,799 

820,443 

1,183,722 

1,109,299 

951,854 

1,122,264 

1,505,398 

1,422,495 

1,642,478 

798,848 

1,341,889 

731,873 

511,661 

792,824 

1,303,751 

1,992,694 

1,955,226 

980,303 

522,601 

621 ,431 

1,146,988 

797,. 521 

218,739 

1,392,417 

233,843 

1,199,250 

866,991 I 



34.31 

33.87 I 

34.90 

29.58 ■ 

36.03 

29.49 

32.77 

32.41 

30.42 

34.22 

33.19 

32.19 

35.62 

33.20 

32.90 

35.15 

34.75 

32.75 

33.52 

28.58 

32.67 

34.60 

37.27 

35.56 

30.13 

33.21 

28.20 

33.86 

36.85 

34.90 

37.14 

32.46 

33.57 

35.10 



26,961 I $53,559,504 $17,766,870 



172,403 


59,149 


34.31 


247,029 


81,270 


32.90 


225,715 


74,245 


32.89 


311,814 


107,065 


34.34 


150,102 


46,607 


31.05 


386,997 


120,206 


31.06 


998,373 


309,998 


31.05 


526,325 


178,298 


33.88 


259,945 


80,717 


31.05 


381,434 


123,509 


32.38 


310,577 


101,788 


32.77 


248,636 


83,298 


33.50 


407,003 


141,350 


34.73 


478,969 


159,312 


33.26 


447,374 


159,729 


36.70 


409,349 


133,750 


32.67 


382,771 


132,655 


34.66 


601,714 


191,496 


31.83 


241,831 


81,701 


33.78 


166,064 


46,218 


27.83 


182,019 


46,212 


25.39 


337,049 


116,184 


34.47 


2,261,415 


807,082 


35.69 


275,366 


97,690 


35.48 


270,724 


92,134 


34,03 


85,811 


28,143 


32.80 


297,750 


80,354 


26.99 


421,286 


141,368 


33.56 


1,563,147 


607,692 


38.88 


112,757 


37,478 


33.24 


1,782,812 


637,733 


35.77 


200,972 


65,652 


32.67 


369,957 


112,173 


30.32 


266,644 


82,092 


30.79 



OWNERSHIP AND DEBT IN IOWA. 



13 



Table 4.— VALUE OF FARMS AND HOMES OCCUPIED BY OAVNEES AND INCUMBEKED AND AMOUNT AND PERCENTAGE 
OF INCUMBRANCE THEREON, BY COUNTIES— Continued. 





TOTAL. 


FOR FAKMS. 


FOB HOMES. 




Number 








Number 








Number 








COUNTIES 


of fami- 






Percent- 


of fami- 






Percent- 


of fami- 






Percent- 




lies 
owning 
with in- 


Value. 


Incum- 
brance. 


age of 
brance 


lies 
owning 
with in- 


Value. 


Incum- 
brance. 


age of 
incum- 
brance 


lies 
with in- 


Value. 


brance. 


age of 
brance 




cum- 






of value. 


cum- 






of value. 


cum- 






of value. 




brance. 








brance. 








brance. 










891 
854 


83,491,094 
3,359,409 


$1,223,856 
1,131,547 


35.06 
33.68 


755 
719 


83,222,556 
3,191,832 


51,114,360 
1.068.758 


34.58 
33.48 


136 
135 


$268,538 
167,577 


$109,496 
62,789 


40.77 


Fremont 


37.47 


Greene 


1,106 


3,844,883 


1,263,205 


32.85 


946 


3,559,294 


1,178.966 


33.12 


100 


285,589 


84,239 


29.50 


Grundy 


664 


4,079,731 


1,249,170 


30.62 


577 


3,901,375 


1,193,541 


30.59 


87 


178,356 


65,629 


31.19 


Guthrie 


1,075 


3,847,135 


1,027,594 


30.70 


906 


3,100,618 


949,778 


30.63 


169 


216,517 


77,816 


31.57 


Hamilton 


1,104 


3,711,682 


1,224,113 


32.98 


966 


3,499,040 


1,156,424 


33.05 


138 


212,642 


67,689 


31.83 


Hancock 


640 


1,908,303 


682,747 


35.78 


552 


1,734,712 


624,539 


36.00 


88 


173,591 


58,208 


33.53 


Hardin 


1,107 


4,057,692 


1,361,914 


33.56 


875 


3,647,192 


1,238,010 


33.94 


232 


410,500 


123,904 


30.18 




1,314 
752 


4,296,174 
2,189,129 
1,667,624 


1,435,362 


33.41 


1,060 


3,831,873 


1,290,521 


33.68 


254 


464,301 


144,841 


31.20 


Ilenr 


724,323 


33.09 


549 


1,891,628 


624,182 


33.00 


203 


297,501 


100,141 


33.60 




619 


525,209 


31.49 


506 


1,519,870 


479,370 


31.54 


113 


147,754 


45,839 


31.02 




856 


3,007,395 
3,168,921 


971,516 


32.30 


715 


2,811,992 


905,160 


32.19 


141 


195,403 


66,356 


33.96 


Ida 


759 


1,127,457 


35.58 


653 


2,962,891 


1,053,121 


35.54 


106 


206,030 


74,336 


36.08 




932 
1,219 


3,609,191 
4,133,624 


1,263,251 
1,585,255 


35.00 
38.35 


810 
911 


3,395,006 
3,616,472 


1,189,612 
1,407,481 


35.04 
38.92 


122 
308 


214,185 
517,152 


73,639 
177,774 


34.38 




34.38 


Jasper 


1,347 


5,233,532 


1,704,798 


32.57 


1,087 


4,778,422 


1,556,438 


32.57 


260 


455,110 


148,360 


32.60 


Jefferson 


693 


1,878,477 


608,770 


32.41 


532 


1,621,076 


.525,149 


32.40 


161 


257,401 


83,621 


32.49 




1,164 
921 


4,683,436 
4,028,542 


1,486,323 
1,450,024 


31.74 
35.99 


920 
710 


4,244,772 
3,740,364 


1,350,749 
1,351,508 


31.82 
.36.13 


214 
211 


438,664 

288,178 


1.35,574 
98,516 


30.91 


.Tones 


34.19 


Keolculc 


1,069 


2,962,105 


879,241 


29.68 


773 


2,617,228 


769,907 


29.42 


296 


344,877 


109,334 


31.70 


Kossutli 


1,087 


3,243,704 


1,049,942 


32.37 


908 


2,918,849 


946,500 


32.43 


179 


324,855 


103,442 


31.84 


Lee 


1,119 


2,623,778 


928,624 


35.39 


514 


1,620,221 


578,323 


35.69 


605 


1,003,557 


350,301 


34.91 




1,856 
512 


6,352,679 
1,853,197 


2,007,620 
672,537 


31.60 
36.29 


984 
397 


4,546,975 
1,696,476 


1,361,604 
615,707 


29.95 
36.29 


872 
115 


1,805,704 
156,721 


646,016 
56,830 


35.78 


Louisa 


36.26 


I-^ucas 


721 


1,717,012 


528,771 


30.80 


544 


1,496,175 


455,741 


30.46 


177 


220.837 


73,030 


33.07 


Lyon..... 


691 


2,739,312 


1,158,402 


42.29 


567 


2, .522, 748 


1,085,871 


43.04 


124 


216,564 


72,531 


33.49 




976 
1,109 


2,998,885 
3,829,697 


921,824 
1,195,586 


30.74 
31.22 


809 
794 


2,719,271 
3,295,391 


837,455 
1,015,206 


30.80 
30.81 


167 
315 


279,614 
534,306 


84,369 
180,380 


30.17 


Mahaska 


33.76 


Marion 


780 


2,220,014 


705,920 


31.80 


605 


1,961,839 


615,776 


31.39 


175 


258,175 


90,144 


34.92 


Marshall 


1,263 


5,132,183 


1,677,927 


32.69 


768 


4,205,061 


1,327,812 


31.58 


495 


927,122 


360,115 


37.76 


Mills 


606 
774 


2,531,849 
2,337,321 


738,119 
714,116 


29.15 
30.55 


481 
610 


2,335,758 
2,064,045 


681,896 
629,941 


29.19 
30.52 


125 
164 


196,091 
273,276 


56,223 
84,175 


28.67 


Mitchell 


30.80 




1,026 


3,140,364 


1,218,964 


38.82 


833 


2,916,023 


1,137,009 


38.99 


143 


224,341 


81,955 


36.53 




570 


1,549,720 


433,720 


27.99 


468 


1,404,316 


391,535 


27.88 


102 


145,404 


42,185 


29.01 


Montgomery 


1,133 


4,633,107 


1,653,968 


35.70 


879 


4,176,868 


1,497,828 


35.86 


254 


456,239 


156,140 


34.22 




958 
1,040 


3,329,511 
3,938,637 


1,173,326 
1,497,106 


35.24 
38.01 


449 
819 


2,580,696 
3,609,648 


907,336 
1,383,126 


35.16 
38.32 


509 
221 


748,815 
328,989 


265.990 
113,980 


35.52 


O'Brien 


34.65 


Osceola 


422 


1,309,489 


522,799 


39.92 


330 


1,189,243 


478,369 


40.22 


92 


120,246 


44,430 


36.95 


Page 


1,166 


4,945,643 


1,515,244 


30. 6i 


990 


4,616,296 


1,424,526 


30.86 


176 


329,317 


90,718 


27.54 


Palo Alto 


700 


1,903,759 


602,074 


31.63 


598 


1,713,880 


538,707 


31.43 


102 


189,879 


63,367 


33.37 


Plymouth 


1,171 


5,031,725 


1,689,111 


33.-57 


918 


4,563,910 


1,511,795 


33.12 


253 


467,815 


177,316 


37.90 


Pocahontas 


881 


2,921,195 


1,025,788 


35.12 


782 


2,711,867 


961,808 


35.47 


99 


209,328 


63,980 


30.56 


Polk 


2,519 


10,205,743 


3,023,639 


29.63 


715 


3,674,640 


948,718 


25.82 


1,804 


6,531,103 


2,074,921 


31.77 




2,479 
1,060 


10,249,458 
4,715,679 


3,231,611 
1,568,121 


31.53 
33.25 


1,445 
810 


7,129,788 
4,206,118 


2,215,636 
1,407,387 


31.08 
33.46 


1,034 
220 


3,119,670 
509,561 


1,015,975 
160,734 


32.57 




31.54 


Ringgold 


1,129 


3,333,191 


1,022,060 


30.66 


1,012 


3,129,729 


965,537 


30.85 


117 


203,462 


56,523 


27.78 




1,064 


4,429,243 


1,460,725 


32.98 


883 


4,089,935 


1,347,181 


32.94 


181 


339,308 


113,544 


33.46 


Scott 


1,210 


4,738,765 


1,740,880 


36.74 


449 


3,053,636 


1,122,763 


36.77 


761 


1,685,129 


618,117 


36.68 


Shelby 


1,323 


5,385,667 


1,853,993 


34.42 


1,181 


5,115,475 


1,776,145 


34.72 


142 


270,192 


77,848 


28.81 


Sioux 


1,263 


5,442,535 


1,901,016 


34.93 


984 


4,963,195 


1,737,507 


35.01 


279 


479,340 


163,509 


34.11 




1,082 


3,728,397 


1,186,106 


31.81 


876 


3,437,308 


1,093,624 


31.82 


206 


291,089 


92,482 


31.77 


Tama 


1,235 


5,149,967 


1,689,235 


32.80 


971 


4,649,244 


1,519,180 


32.68 


264 


500,723 


170,055 


33.96 


Taylor 


1,168 


3,353,232 


1,129,366 


33.68 


953 


3,077,611 


1,038,983 


33.76 


215 


275,621 


90,383 


32.79 


Union 


960 


2,787,355 


874,268 


31.37 


647 


2,194,045 


680,718 


31.03 


313 


593,310 


193,550 


32.62 


VanBuren 


587 


1,256,441 


423,859 


33.73 


458 


1,151,166 


389,647 


33.85 


129 


105,275 


34,212 


32.50 


Wapello 


1,254 


2,837,362 


908,729 


32.03 


510 


1,566,160 


458,475 


29.27 


744 


1,271,202 


450,234 


35.42 




1,042 


3,122,333 


989,713 


31.70 


905 


2,914,039 


920,822 


31.60 


137 


208,294 


68,891 


33.07 


Washington 


847 


3,087,176 


1,000,579 


32.41 


687 


2,847,019 


917,632 


32.23 


160 


240,127 


82,947 


34.54 


Wayne 


950 


2,611,856 


847,078 


32.43 


797 


2,424,353 


780,880 


32.21 


153 


187,503 


66,198 


35.31 


Webster 


1,348 


4,451,180 


1,385,965 


31.14 


1,097 


3,969,437 


1,245,825 


31.39 


251 


481,743 


140,140 


29.09 


Winnebago 


727 


1,387,446 


532,795 


38.40 


616 


1,244,155 


483,670 


38.88 


111 


143,291 


49,125 


34.28 


Winneshiek 


1,075 


3,393,294 


1,128,493 


33.26 


921 


3,152,038 


1,046,819 


33.21 


154 


241,256 


81,674 


33.85 




2,101 


8,771,161 


2,744,036 


31.28 


1,080 


4,211,747 


1,398,587 


33.21 


1,021 


4,559,414 


1,345,449 


29.51 


Worth 


764 


1,997,065 


646,282 


32.36 


705 


1,930,151 


624,036 


32.33 


59 


66,914 


22,246 


33.25 


Wright 


915 


3,087,004 


1,012,247 


32.79 


738 


2,800,252 


924,220 


33.00 


177 


286,752 


88,027 


30.70 



14 



FARMS, HOMES, AND MORTGAGES. 



Table 5.— VALUE OF HOMES OCCUPIED BY OWNERS AND INCUMBERED 
AND AMOUNT AND PERCENTAGE OF INCUMBRANCE THEREON, BY 
CITIES OF 8,000 TO 100,000 PEOPLE. 



CITIES OF 8,000 TO 100,000 PEOPLE. 



Total 

Burlington, Des Moines county 

Cedar Rapids, Linn county 

Clinton, Clinton county 

Council Bluffs, Pottawattamie county 

Davenport, Scott county 

Des Moines, Polk county 

Dubuque, Dubuque county 

Keokuk, Lee county 

Marshall, Marshall county 

Muscatine, Muscatine county 

Ottumwa, Wapello county 

Sioux city, Woodbury county 



Number 

of 
families 
owning: 

with 
incum- 






Percent- 


Value. 


brance. 


age of 

brance 

of 
value. 


brance. 






8,731 


$23,659,932 


$7,973,777 


33.70 


750 


1,423,141 


557,282 


39.16 


529 


1,306,572 


494,464 


37.84 


897 


1,464,670 


543,358 


37.10 


812 


2,676,107 


874,293 


32.67 


672 


1,515,663 


556,090 


36.69 


1,737 


6,435,768 


2,044,071 


31.76 


651 


1,459,742 


526,560 


36.07 


419 


703,743 


250,383 


35.58 


377 


749,373 


290,879 


38.82 


419 


577,398 


206,083 


35.69 


579 


1,091,438 


384,852 


35.26 


859 


4,256,317 


1,245,462 


29.26 



Table 6.— STATE SUMMARY OF NUMBER OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES 
AND THE YALUE THEREOF AND THE INCUMBRANCE THEREON, BY CLASSIFICATION OF AMOUNTS OF VALUE 
AND OF INCUMBRANCE. 



CLASSIFICATION OP AMOUNTS. 



TheState 104,072 

Under S500 4,615 1,476,653 

S500 and $1,000 11,775 8,153,595 

81,000 and under Sl,500 11,594, 13,260,699 

Sl,.50O and under S2,000 9,648 j 15,704,754 

S2,000 and under 82,500 12,737 i 27,116,443 

S2,500 and under 83,000 7.031, 18,309,450 

83,000 and under 84,000 13.936: 45,310,757 

84,000 and under 85,000 10,831 46,249,723 

85,000 and under 87,000 10,516 59,289,385 

87,000 and under 810,000 6,611 52.781,449 

810,000 and under 825,000 4,377 58,141,353 

$25,000 and over 371 i 13,423,912 



For incumbrance. 



104,072 $119,512,794 



30,684 
28,269 
18,309 
9,491 
6,446 
3,451 
3,832 
1,606 
1,299 
429 



7,847,896 
18,951,251 
20,961,754 
15,583,847 
13,679,854 
9,090,848 
12,488,342 
6,831,315 
7,331,738 
3,374,573 
3,166,726 
301,650 



For incumbrance. 



Num- 
ber of 
fami- 
lies. 



Num- 
ber of 



$305,658,669 77,111 $101,745,924 



4,251 
6,343 
6,830 

10,774 
5,748 

12,215 
9,917 
9,454 
6,070 
3,851 
292 



437,631 
3,016,028 
7,381,885 
11,192,591 
23,069,439 
15,031,292 
39,797,986 
42,405,797 
53,418,308 
48,495,694 
50,998,360 
10,413,658 



15,239 
21,759 
15,966 
8,481 
5,897 
3,116 
3,466 
1,456 ! 
1,146 
376 ; 



Num- I 
ber of 
fami- 



For incumbrance. 



Num- 
ber of 
fami- 
lies. 



26,961 $53,559,504 26,961 



1,039,( 
5,137,! 
5,878,! 
4,512,; 
4,047,( 
3,278,: 
5,512,^ 
3,843,i 
5,871,1 
4,285,' 
7,142,! 
3,010,; 



15,445 
6,510 
2,343 
1,010 
549 



$17,766,870 

3,588,388 

4,198,055 

2,643,514 

1,637,450 

1,157,920 

874,006 

1,198,954 

639,797 

842,644 

414,475 

571,667 



OWNERSHIP AND DEBT IN IOWA. 



15 



Table 7.— SUMMARY OF NUMBER OF FAMILIES OCCUPYING OWNED AND INCUMBERED 
HOMES AND THE VALUE THEREOF AND THE INCUMBRANCE THEREON, BY 
CLASSIFICATION OF AMOUNTS OF VALUE AND OF INCUMBRANCE ; TOTAL FOR 
CITIES OF 8,000 TO 100,000 PEOPLE. 



CLASSIFICATION OF AMOUNTS. 



Total 

Under $500 

SoOO and under 81,000 

$1 ,000 and under $1 ,500 .. . 
51,500 and under 82,000 ... 
$2,000 and under $2,500 ... 
82,500 and under 83,000 ... 
$3,000 and under 84,000 ... 
81,000 and under 85,000 ... 
85,000 and under 87,000 ... 
$7,000 and under $10,000 .. 
810,000 and under 825,000 
$25,000 and over 



FOR VALUE. 


FOK INCH 


MERANCE. ; 


Number of 
families. 


Amount. 


Number of 
families. 


Amount. 


8,731 


$23,659,932 


8,731 


$7,973,777 


327 


106,673 


3,582 


960,363 


1,807 


1,297,960 


2,677 


1,750,337 


1,822 


2,061,870 


1,009 


1,146,204 


1,104 


1,774,862 


517 


SJ0,751 


784 


1,602,380 


308 


652,475 


546 


1,391,723 


193 


504,626 


793 


2,546,861 


215 


700,934 


402 


1,672,752 


89 


378,462 


525 


2.902,290 


85 


465,753 


276 


2,170,013 


23 


179,000 


289 


3,948,694 


33 


394,867 


56 


2,183,854 











16 



FARMS, HOMES, AND MORTGAGES. 



Table 8.— SUMMARY OF NUMBER OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES, AND OF 
THE INCQMBRANCE THEREON, BY RATES OF INTEREST. 

[Rates of interest represented by mixed numbers are combined into groups; for instance, rates represented by "1-2" per cent include all rates greater than 1 

per cent and less than 2 per cent.] 





KATES OK 1NTEKE6T. 


T 




THE 


STATE. 






FOE HOMES IN 

CITIES OF 8,000 TO 

100,000 PEOPLE. 




otal. 


Fo 


r farms. " 


For homes. 




Number 

of 
families. 


Incum- 
brance. 


Number 

of 
families. ! 


Incum- 
brance. 


Number 

of 
families. 


Incum- 
brance. 


Number 

of 
families. 


lucum- 
brance. 


""" 




104,072 


$119,512,794 


77,111 


$101,745,924 


26,961 


$17,766,870 


8,731 


$7,973,777 










p 
1-2 .. 


i 354 


322,586 

5,700 

3,985 

15,175 

36,566 

11,350 

124,704 

47,620 

664,215 

236,059 

15,175,275 

6,278,805 

31,108,139 

10,023,738 

46,840,868 

2,655,056 

1,109,286 

586,415 

3,998,181 

82,637 

20,520 

31,823 

35,365 

34,429 

7,622 

8,089 

2,850 

1,326 

18,113 

7,285 

2,143 

1,500 

1,000 

473 

5,815 

235 

30O 

2,513 

lOO 

1,535 

500 

208 

390 

2,300 


167 
3 

3 

6 

18 

8 

51 

22 

325 

85 

9,427 

2,347 

18.913 

4,373 

35,314 

1,373 

811 

287 

3,418 

45 

15 

20 

16 
7 
3 
2 
2 

10 
2 
1 
1 
1 
1 
2 
1 
1 
3 


222,287 

5,700 

3,950 

11,200 

31,566 

9,650 

107,696 

45,940 

591,940 

219,700 

13,531,624 

5,590,471 

27,544,817 

9,160,790 

38,814,528 

2,278,089 

844,232 

481,936 

2,035,792 

79,337 

18,967 

24,168 

17,267 

30,943 

5,225 

5,550 

590 

1,326 

12,570 

6,400 

1,500 

1,600 

1,000 

473 

2,300 

235 

300 

875 


187 


100,299 


35 


54,168 












1 
3 

1 

2 

25 

3 

91 

11 

1,945 

305 

3,772 

514 

13,277 

258 

450 

96 

5,855 

4 

7 

7 

52 

7 

8 

3 

7 


35 

3,975 

5,000 

1,700 

17,008 

1,680 

72,275 

16,359 

1,643,651 

688,334 

3, 563,. 322 

862,948 

8,026,340 

376,967 

265,054 

104,479 

1,962,389 

3,300 

1,553 

7,655 

18,098 

3,486 

2,397 

2,539 

2,260 








9 


1 1,850 






19 








10 


1 1,100 






76 


17 1 14,903 






25 


1 ' 750 






416 


40 51,114 






96 


6 9,496 






11,372 


871 921,967 






2,652 


176 428,213 


7 




22,685 


1,735 1,858,151 




4,887 


240 ' 385,492 






48,591 


4,755 3,696,689 






1,631 


80 139,539 






1,261 


82 62,577 






383 


26 35,790 






9 273 


643 298,491 






49 


2 2,550 






22 


1 
1 
8 
2 
1 
1 
2 


400 






27 


3,552 






74 


1,740 






23 


2,500 


13 


..do 


15 

6 


100 
1,200 


14 .. 
U-15.. 

15 .. 
15-16. 

16 . 
16-17. 
17 

17-18. 
18 . 
18-19. 
19-20. 
20 . 
21-22. 
24 

25 . 
28 . 
48 
80 


..do 


9 

2 

36 


900 


26 
3 
3 


5,543 
885 
643 












..do 


















..do 

...do 

...do 

...do 

...do 


18 

14 

' 11 


16 


3,515 


1 26 








1 11 
1 
8 


1,638 
100 
845 


2 311 


3 
1 


690 
500 






1 

1 


208 
390 


1 : 208 








1 


2,300 











OWNEESHIP AND DEBT IN IOWA. 



17 



Table 9.— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST 
CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED, 
BY COUNTIES. 

































AVEEAGE VALUE OF 




TOTAL. 


ANNUAL INTEEEST 








EACH 


INCUMBERED — 


BEANCE ON E/ 


ICH — 




CHAEGE. 






N EACH- 


_ 


EATE 


OF 1NTEEF.ST. 


COUNTIES, 




















Total. 














Total. 


Farm. 


Home. 


Total. 


Farm. 


Home. 


Total. 


For 
farms. 


For 
homes. 


Farm. 


Home. 


Total 


For 

farms. 


For 
homes. 




$3,452 


$3,964 


$1,987 


$1,148 


$1,319 


$659 


$8,853,406 


$7,491,665 


$1,361,741 


$85 


$97 


$51 


7.41 


7.36 


7.66 






Adair 


3,305 




3,562 


1,326 


1,134 


1,222 


455 


95,931 


91,088 


4,843 


85 


91 


37 


7.48 


7.44 


8.19 


Adams 


3,039 


3,336 


1,544 


1,027 


1,130 


508 


71 ,693 


65,629 


6,064 


74 


81 


38 


7.23 


7.21 


7.46 


Allamakee 


2,418 


2,596 


1,466 


839 


906 


482 


56,826 


51,479 


5,347 


58 


62 


35 


6.91 


6,88 


7.20 




2,253 
3,196 


2,766 
3,380 


1,106 
1,416 


6S3 
1,145 , 


818 
1,218 


380 
440 


47,765 
100,029 


38,576 
96,106 


9,189 
3,923 


52 

88 


61 
94 


33 
37 


7.66 
7.71 


7.47 
7,68 


8.58 


Audubon 


8.42 


Benton 


4,382 


5,354 


1,402 


1,298 


1,579 


436 


101.943 


95,189 


9,754 


94 


113 


35 


7.21 


7.13 


8.11 




3,578 
3,091 


4,809 
3,514 


1,916 
1,790 


1,158 
1,008 


1,576 
1,139 


595 
606 


91,074 
92,380 


78,721 
78,120 


12,3.53 
14,260 


74 

77 


112 
86 


24 
49 


6.42 
7.64 


7.11 
7.58 


3.98 


Boone 


8,00 




3,246 


3,684 


1,452 


989 


1,121 


451 


64,711 


58,559 


6,152 


71 


80 


34 


7.18 


7.14 


7.62 




3,402 
3,571 


3,793 
3,965 


1,758 
1,725 


1,158 
1,184 


1,298 
1,316 


569 
565 


97,331 
92,539 


88,007 
84,142 


9,324 
8,397 


86 
90 


97 
100 


43 
47 


7.45 
7.64 


7.43 
7.59 


7.55 




8.25 


Butlei- 


3,630 
3,145 


4,096 
3,556 


1,544 
1,661 


1,172 
1,117 


1,318 
1,267 


517 
577 


79,091 
96,207 


72,345 
81,841 


6,746 
I1,.36S 


90 
85 


100 
96 


42 
46 


7.64 
7.61 


7.60 
7,56 


8.10 


Calhoun 


8,04 


Carroll 


4,082 
3,524 


4,694 
4,202 


1,828 
1,377 


1,356 
1,169 


1,558 
1,382 


608 
491 


120,080 
118,335 


106,956 
105,100 


13,124 
13.235 


98 
87 


111 
102 


50 
41 


7.21 
7.48 


7.10 
7,39 


8.24 


Cass 


8,29 


Cedar 


5,517 


6,331 


2,237 


1,929 


2,226 


731 


129,461 


119,318 


10,143 


141 


162 


55 


7.29 


7.26 


7,58 


Cerro Gordo 


2,989 


3,643 


1,439 


1,038 


1,266 


499 


71,737 


60,873 


10,864 


80 


96 


41 


7.70 


7.62 


8,19 


Cherokee 


4,133 


4,604 


2,436 


1,349 


1,508 


775 


114,962 


99,717 


15,245 


101 


112 


62 


7.50 


7,43 


7,96 


Chickasaw 


2,713 


2,938 


1,602 


910 


935 


541 


62,329 


65,678 


6,651 


70 


75 


44 


7.66 


7,61 


8.14 


Clarke 


2,717 


2,935 


1,510 


775 


839 


420 


41 ,139 


37,451 


3,688 


57 


61 


34 


7.37 


7.32 


7.98 


Clay 


3,442 


3,612 


2,117 


1,107 


1,180 


537 


64,807 


60,997 


3,810 


86 


91 


44 


7.72 


7,69 


8,24 


Clayton 


3,050 


3,288 


1,685 


1,055 


1,138 


581 


95,118 


86,613 


8.505 


71 


76 


43 


6,70 


6,64 


7,32 


Clinton 


3,398 


6,327 


1,622 


1,250 


2,358 


579 


201,834 


142,079 


.59,755 


90 


168 


43 


7.21 


7,13 


7.40 


Crawford 


3,999 


4,385 


1,449 


1,422 


1,559 


514 


147,654 


139,867 


7,787 


102 


112 


41 


7.19 


7,15 


7.97 




3,376 
2,103 


3,911 
2,232 


1,277 
1,022 


1,027 
698 


1,178 
741 


435 
335 


79,371 
44,320 


71,825 
41,868 


7,546 
2,452 


76 
56 


86 
59 


36 
29 


7.40 
8,05 


7,33 
8.01 


8.19 


Davis 


8,71 


Decatur 


2,529 


2,748 


1,592 


710 


775 


430 


52,640 


45,942 


6,698 


53 


57 


36 


7.50 


7,39 


8,34 


Delaware 


3,935 


4,553 


1,881 


1.331 


1,542 


631 


92,129 


81,506 


10,623 


95 


110 


47 


7.15 


7,11 


7.51 




2,631 


3,745 


1,863 


992 


1,380 


724 


100,177 


56,471 


43,706 


71 


98 


52 


7,13 


7.08 


7,19 


Dickinson 


2,699 


2,999 


1,735 


935 


1.047 


577 


19,902 


16,832 


3,070 


73 


81 


47 


7.77 


7,70 


8.19 


Dubuque 


3,632 


5,150 


2,243 


1,333 


1,913 


802 


136,308 


92,954 


43,. 354 


90 


I 128 


55 


6.71 


6.68 


6,80 




2,400 


2,782 


1,608 


780 


903 


525 


23,352 


17,984 


5,368 


61 


69 


43 


7.80 


7.69 


8.18 


Fayette 


2,929 


3,320 


1,370 


974 


1,115 


415 


97,060 


88,180 


8,880 


72 


82 


33 


7,40 


7.35 


7,92 


Floyd 


3,021 


3,407 


1,473 


1,048 


1,196 


454 


70,337 


63,819 


6,518 


78 


88 


36 


7,41 


7,36 


7,94 




3,918 


4,268 


1,975 


1,374 


1,476 


805 


94,694 


85,596 


9,098 


106 


113 


67 


7,74 


7,68 


8.31 


Fremont 


3,934 


4,439 


1,241 


1,325 


1,486 


465 


85,440 


80,463 


4,977 


100 


112 


37 


7.55 


7,53 


7,93 


Greene 


3,476 


3,762 


1,785 


1,142 


1,246 


526 


97,264 


90,262 


7,002 


88 


95 


44 


7.70 


7,66 


8.31 


Grundy 


6,144 


6,761 


2,050 


1,881 


2,069 


639 


87,542 


83,146 


4,396 


132 


144 


51 


7,01 


6.97 


7,90 


Guthrie 


3,114 


3,422 


1,459 


956 


1,018 


460 


77,745 


71,331 


6,414 


72 


79 


38 


7.57 


7.51 


8,24 


Hamilton 


3,362 


3,622 


1,541 


1,109 


1,197 


491 


91,707 


86,328 


5,379 


83 


89 


39 


7.49 


7,47 


7.95 


Hancock 


2,982 


3,143 


1,973 


1,067 


1,131 


661 


52,305 


47,535 


4,770 


82 


86 


54 


7.66 


7,61 


8.19 


Hardin 


3,665 
3,270 


4,168 
3,615 


1,769 
1,828 


1,230 
1,092 


1,415 
1,217 


534 

570 


101,384 
110,061 


91,544 
97,856 


9,840 
12,205 


92 
84 


105 
92 


42 
48 


7.44 

7.67 


7,39 
7,58 


7,94 


Harrison 


8,43 


Henry 


2,911 
2,694 


3,446 
3,004 


1,466 
1,308 


963 
848 


1,137 
947 


493 
406 


51,267 
39,108 


46,552 
35,570 


7,715 
3,. 538 


72 
63 


85 
70 


38 
31 


7.49 
7.45 


7,46 
7,42 


7,70 




7,72 


Humboldt 


3,513 


3,933 


1,386 


1,135 


1,266 


471 


72,363 


67,032 


5,331 


85 


94 


38 


7,45 


7.41 


8.03 


Ida 


4,175 


4,537 


1,944 


1,485 


1,613 


701 


81,943 


76,007 


5,936 


108 


116 


56 


7.27 


7,22 


7,99 


Iowa 


3,873 


4,191 


1,756 


1,355 


1,469 


604 


93,252 


87,593 


5,659 


100 


108 


46 


7.38 


7.36 


7,68 




3,391 


3,970 


1,679 


1,300 


1,545 


577 


117,222 


103,281 


13,941 


96 


113 


45 


7.39 


7.34 


7,84 


Jasper 


3,885 


4,396 


1,750 


1,266 


1,432 


.571 


125,886 


114,382 


11,504 


93 


105 


44 


7.38 


7.35 


7.75 


Jefferson 


2,711 


3,017 


1,599 


878 


987 


519 


46,903 


40,096 


6,807 


68 


75 


42 


7.70 


7.64 


8,14 


Johnson 


4,024 


4,614 


1,798 


1,277 


1,468 


556 


101,9.53 


94,691 


10,262 


90 


103 


42 


7,06 


7.01 


7,57 


Jones 


4,374 


i 5,268 


1,366 


1,574 


1,904 


467 


106,789 


98,867 


7,922 


116 


139 


38 


7.36 


7.32 


8.04 


Keokuk 


2,771 


3,386 


1,165 


822 


996 


369 


64,807 


55,636 


9,171 


61 


72 


31 


7.37 


7,23 


8.39 




2,984 


3,215 


1,815 


966 


1,012 


.578 


81,159 


72,733 


8,426 


75 


80 


47 


7,73 


7.68 


8.15 


Lee 


2,345 


3,152 


1,659 


830 


1,125 


.579 


69,078 


42,099 


26,979 


62 


82 


45 


7,44 


7,28 


7.70 


Linn 


3,423 


1 4,621 


2,071 


1,082 


1,384 


741 


150,303 


100,201 


.50,102 


81 


102 


57 


7,49 


7.36 


7.76 


Louisa 


3,620 


! 4,273 


1,363 


1,314 


1,551 


494 


50,516 


45,852 


4,661 


99 


116 


41 


7.51 


7,45 


8.21 


Lucas 


2,381 


2,750 


1,248 


733 


838 


413 


38,951 


33,004 


5.917 


54 


61 


34 


7,37 


7,24 


8.14 


Lyon 


3,964 


4,449 


1,746 


1,676 


1,915 


585 


90,037 


83,855 


6,182 


130 


148 


50 


7.77 


7.72 


8.52 


Madison 


3,073 
3,453 


3,361 
4,150 


1,674 
1,696 


944 
1,078 


1,035 
1,279 


505 
573 


66,995 
87,316 


60,489 
73,208 


6,506 
14,108 


69 
79 


75 
92 


39 
45 


7.27 
7.30 


7,22 
7,21 


7.71 


Mahaska 


7.82 


Marion 


2,846 


3,243 


1,475 


905 


1,018 


515 


51,130 


1 44,474 


6,656 


66 


74 


38 


7.24 


7,22 


7.38 



18 



FARMS, HOMES, AND MORTGAGES. 



Table 9.— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST 
CHARGE AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED, 
BY COUNTIES— Continued. 



COUNTIES. 



Marshall | S4.( 

Mills ' 4,1 

Mitchell 3,( 

Monona 3,( 

Monroe 2,' 

Montgomery i 4,( 

Muscatine 3,^ 

O'Brien 3,: 

Osceola 3,1 

Page 4,; 

Palo Alto 2,: 

Plymouth 4,; 

Pocahontas 3,1 

Polk 4,( 

Pottawattamie 4.' 

Poweshiek 4,- 

Ringgold 2,'. 

Sac 4,: 

Scott 3,1 

Shelby 4,1 

Sioux 4,; 

story 3,' 

Tama 4,: 

Taylor 2,1 

Union 2,'. 

Van Buren 2,: 

Wapello 2,; 

Warren 2,! 

Washington 3,( 

Wayne 2,' 

Webster 3,; 

Winnebago 1,1 

Winneshiek 3, 

Woodbury 4, 

Worth 2,1 

Wright 3,; 



! Farm. iHorae. 



$5,475 

4,856 
3,384 
3,302 
3,001 
4,752 
5,748 
4,407 
3,604 
4,663 
2,866 
4,972 
3,168 
5,139 
4,934 
5,007 
3,093 
4,632 
6,801 
4,331 
5,044 
3,924 
4,788 
3,229 
3,391 
2,513 
3,071 
3,220 
4,144 
3,012 
3,618 
2,020 
3,422 
3,900 
2.738 
3,794 



SI ,873 
1,569 
1,666 
1,569 
1,426 
1,796 
1,471 
1,489 
1,307 
1,871 
1,862 
1,849 
2,114 
3,620 
3,017 
2,316 
1 1,739 
1,875 
2,214 
1,903 
I 1,718 
i 1,413 
1,897 
1,282 
1,896 
816 
1,709 
1.520 
1,501 
1,226 
1,919 
1,291 
1,567 
4,466 
1,134 
1,620 



Total. I Farm. Home. 



81,729 

1.418 
1,033 
1,288 

8.37 
1,704 
2,021 
1,689 
1,450 
1,439 

901 
1,617 
1,230 
1,327 
1,.533 
1,675 

951 
1,526 
2,501 
1,504 
1.766 
1,248 
I 1,565 
I 1,090 
1,052 

851 

899 
1,017 
1,336 



1,028 ,, 1,136 



?I,329 

1,218 



1,460 
1,225 
1,440 
1 ,2.39 
1,300 

860 
1,442 
1,164 
1,200 
1 ,.104 \ 
1,479 1 

905 
1,373 
1,439 
1,401 
1,505 



1,050 
1,306 



1,137 
1,295 



1,106 il 1,252 



$119,996 ■ 
64,166 
54,029 
93.852 : 
33,076 
117,762 
86.009 
115,857 I 
41,449 !' 
110,544 
46,930 
128,093 
79,537 
232,116 
243,936 
112,816 ; 
74,975 
108,580 
122,763 
140,461 
144,918 I 
86,728 
118,558 j 
85,164 
63.596 
32,968 
72,390 
72,127 
74,631 I 
62,246 I 
106,534 i 
42,326 ' 
80,414 
211,871 
48,967 
78,299 



For 
farms, 

893.1.33 ' 

49,715 
47,284 
87,103 
29,578 

105,381 
66,113 

]06,'B8*.T 
37,472 

103,265 
41,867 

113,769 
74,337 
69,592 

165,307 ' 

100,744 : 
70,518 i 
99,474 
77,834 

131,126 

131,406 
79,353 

105,555 
77,850 
48,566 
30,176 
35,683 
66,894 
67,949 
56,986 
95,262 
38.282 
74,264 

108,044 
47,136 
71,051 



For 
homes. 



4,451 
6,745 
6.749 
3.498 
12.381 
19,896 
9,776 



5,063 
14,324 

5,200 
152. .524 
78,629 
12,072 

4,457 

9.106 
44.929 

6.335 
13.512 

7,375 
13,003 

7,314 
15.030 

2,792 
35,707 

5,233 

6,682 



4,044 

6,150 

103,827 



AVERAGE ANNUAL 
INTEREST t 

EACH- 



Total. Farm. iHome. 



For 1 For 
farms, homes. 



7.15 
7.34 



7.33 
7.74 
7.93 
7.30 



7.55 
7.19 
7.34 
7.43 
7.05 
7.58 



7.54 1 

7.27 

7.78 

7.97 

7.29 

7.46 

7.35 I 

7.69 I 

7.94 

7.13 

7.72 

7.58 

7.74 



7.01 

7.29 
7.51 
7.66 
7.55 
7.04 



7.46 
7.16 
7.30 



7.55 ; 

7.56 j 

7.26 

6.95 

7.49 

7.13 

7.74 

7.78 

7.26 

7.40 

7.30 

7.65 

7.91 

7.09 

7.73 

7.55 



7.67 
7.92 
8.01 
8.24 
8.29 
7.93 
7.48 
8.58 
8,95 



8.13 
7.35 
7.74 



8.02 
7.27 
8.14 
8.28 
7.97 
7.65 
8.09 
7.77 
8.16 
8.15 
7.60 
8.06 
7.95 
8.04 
8.23 
7.53 
7.72 



OWNERSHIP AND DEBT IN IOWA. 



19 



Table 10.— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, 
INCUMBRANCE, ANNUAL INTEREST CHARGE, AND ANNUAL RATE OF 
INTEREST FOR HOMES OCCUPIED BY OWNERS AND INCUMBERED, BY 
CITIES OF 8,000 TO 100,000 PEOPLE. 



CITIES OF 8,000 TO 100,000 PEOPLE. 



Total 

Burlington, Des Moines county 

Cedar Rapids, Linn county 

Clinton, Clinton county 

Council Bluffs, Pottawattamie county.. 

Davenport, Scott county 

Des Moines, Polk county 

Dubuque, Dubuque county 

Keokuk, Lee county 

Marshall, Marshall county 

Muscatine, Muscatine county 

Ottumwa, Wapello county 

Sioux city, Woodbury county 



Average 


Average 


Total 


Average 
annual 


Average 


each in- 


brance on 


annua! 
interest 


Interest 
charge on 


annual 
rate of 


home. 


home. 


charge. 


each 
home. 


interest. 


82,710 


S913 


$594,071 


«68 


7.45 


1,898 


743 


39,910 


53 


7.16 


2,470 


935 


37,949 


72 


7.67 


1,633 


606 


40,030 


45 


7.37 


3,178 


1,038 


67,012 


80 


7.66 


2,255 


828 


40,441 


60 


7.27 


3,705 


1,177 


150,167 


86 


7.35 


2,242 


809 


35,558 


.55 


6.75 


1,680 


598 


19,226 


46 


7.68 


1,988 


772 


22,136 


59 


7.61 


1,378 


492 


15,357 


37 


7.45 


1,885 


665 


30,995 


54 


8.05 


4,955 


1,450 


95,290 


111 


7.65 , 



B.P.L Bir.j>