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Full text of "Extra census bulletin"

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Digitized by the Internet Archive 

in 2010 with funding from 

Boston Public Library 



http://www.archive.org/details/extracensusbulle72unit 



Extra Census Bulletin. 



No. 72. ^VASHINGTON, D. C. July 10, 1894. 

STATISTICS OF FARMS, HOMES, A^N^D MORTGAGES. 

OWNERSHIP AND DEBT IN OHIO. 



DEPARTMENT OF THE INTEEIOE, 

Census Office, 
Washington, D. C, June 28, 1894. 
Sir: 

The leading results of the investigation of farm and home proprietorship and indebtedness in Ohio are 
contained in this bulletin. In regard to farms, the conclusion is that 27.25 per cent of the farm families hire and 
72.75 per cent own the farms cultivated by them ; that 28.90 per cent of the farm owning families own subject to 
incumbrance and 71.10 per cent own free of incumbrance. Among 100 farm families 27 hire their farms, 21 own 
with incumbrance, and 52 without incumbrance. On the owned farms there are liens amounting to ยง70,744,771, 
which is 34.29 per cent of their value, and this debt bears interest at the average rate of 6.68 per cent, making the 
average annual interest charge 888 to each family. Each owned and incumbered farm, on the average, is worth 
$3,829, and is subject to a debt of $1,313. 

The corresponding facts for homes are that 54.64 per cent of the home families hire and 45.36 per cent own 
their homes; that, of the home owning families, 71.02 per cent own free of incumbrance and 28.98 per cent with 
incumbrance. In 100 home families, on the average, 55 hire their homes, 13 own with incumbrance, and 32 without 
incumbrance. The debt on owned homes aggregates $61,145,301, or 37.16 per cent of their value, and bears interest 
at the average rate of 6.63 per cent, so that the annual amount of interest to each home averages 858. An average 
debt of $879 incumbers each home, which has the average value of $2,366. 

There are 27 cities in the class of those having a population of 8,000 to 100,000, and in tjiese cities 55.95 per 
cent of the home families hire and 44.05 per cent own their homes ; and of the home owning families 36.26 per 
cent own with incumbrance and 63.74 per cent own free of incumbrance. In 100 home families, on the average, 
are found 56 that hire their homes, 16 that own with incumbrance, and 28 that own without incumbrance. The 
liens on the owned homes are 37.32 per cent of the value of those subject to lieu. The average rate of interest is 
6.85 per cent ; average value of each owned and incumbered home, $2,595 ; average lien on the same, $968, and 
average yearly interest charge on each home, $66. 

Cincinnati and Cleveland ai-e the only cities in the state having a population of more than 100,000. In 
Cincinnati 80.82 per cent of the home families hire and 19.18 per cent own their homes; 28.98 per cent of the home 
owning families have incumbrance on their homes and 71.02 per cent own and occupy homes free of incumbrance. 
Among 100 home families, on the average, 81 hire, 5 own with incumbrance, and 14 without incumbrance. Averages 
for each owned and incumbered home: incumbrance, $1,897 ; value, $4,415; interest charge for one year, 8115 ; 
rate of interest, 6.05 per cent. Homes are incumbered for 42.97 per cent of their value. In Cleveland 60.90 per 
cent of the home families hire and 39.10 per cent own their homes; 36.73 per cent of the home owning families have 
incumbrance on their homes and 63.27 per cent own and occupy homes free of incumbrance. Among 100 home 
families, on the average, 61 hire, 14 own with incumbrance, and 25 without incumbrance. Averages for each 
owned and incumbered home: incumbrance, $1,122; value, $3,075; interest charge for one j'ear, $70; rate of 
interest, 6.23 per cent. Homes are incumbered for 36.48 per cent of their value. 

For the state, real estate purchase and improvements, when not associated with other objects, caused 78.28 per 
cent of the farm debtor families to incur 77.86 per cent of the farm debt and 82.21 per cent of the home debtor 
families to incur 80.05 per cent of the home debt. 

Very respectfully, 

CARROLL D. WRIGHT, 

Commissioner of Labor in charge. 

The Seceetaey of the Interior. 



FARMS, HOMES, AND MORTGAGES. 



Table 1 -NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

FARMS AND HOMES. 



CIVIL DIVISIONS 



The State 785,291 



Aggre 
gate. 



FAMILIES OWNING. 



For farms 256.264 jj 186,423 

For homes I 529,027 239,943 



Cincinnati, Hamilton county \ 63,i23 ;' 12,162 

Cleveland, Cuyahoga county 52,947 



Twenty-seven cities (for homes).. 



Akron, Summit countj' 

Ashtabula, .\shtabula county . 

Bellaire, Belmont county 

Canton, Stark county 

Chillicothe, Ross ec 
Columbus, Franklii 
Dayton, Montgome 
Delaware, Delaware county... 
East Liverpool, Columbiana c 

Findlay, Hancock county 

Hamilton, Butler county 

Ironton, Lawrence county 



mnty 

a county.... 
ry county . 



, Alle 



nty.. 



nd county 

junty 

gton county.. 



Mansfield, Richla 
Mariou, Marion c 
Marietta, Washin 

Massillon, Stark county 

Newark, Licking county 

Piqua, Miami county 

Portsmouth, Scioto county 

Sandusky, Erie county 

Springfield, Clark county 

Steubenville, Jefferson county.... 

Tiffin, Seneca county 

Toledo, Lucas county 

Youngst(r\vn, Jlahoning county.. 
Zanesville, ISIuskingum county.. 



Rest of state (for homes) 286,022 



681 
2,657 
1,162 
5,880 
5,440 



1,528 
1,694 

921 
1,450 
1,615 

971 

890 
1,143 
1,474 j' 
1,021 j 
1,060 j 
2,064 
2,484 
1,077 
1,193 
7,810 
3,058 
2,327 

I 



132,540 
170,403 



8,638 
13,099 



3,617 
2,964 



1,017 
1,134 



1,511 
1,585 



4,844 
2,202 
1,459 



53,883 
69,540 



3,524 
7,604 



2,263 
2,476 



Families 
hiring. 



51,261 
32,244 



1,346 

2,747 



12,102 
7,674 



1,301 
1,893 
1,443 
837 
875 
975 
1,691 
1,033 
1,524 
1,798 
4,563 
1,768 
1,096 
9,167 
3,463 
2,338 



PERCENTAGE OP 

FAMILIES OWNING 

AND HIRING. 



72.75 
45.36 



19.18 
39.10 



' 44.05 



56.15 
46.49 
33.60 
49.17 
45.55 
32.70 
41.48 
56.13 
42.99 
41.38 
46,03 
41.45 
43.37 
52.81 
53.71 
50.42 
53.97 
46.57 
49.71 
41.02 
53.44 
35.25 
37.86 
52.12 
46.00 
46,89 



27.25 
54.64 



80.82 
60.90 



INC0MBEaED OF 

TOTAL OWNING 

FAMILIES. 



55.95 



71.10 
71.02 



71.02 
63.27 



43.85 
53.51 
66.40 
50.83 
54.45 
67,30 
58.52 
43.87 
57.01 
58.62 
53.97 
58.55 
56.63 
47.19 
46.29 
49.58 
46.03 
53.43 
50.29 
58.98 
46.56 
64.75 
62.11 
47.88 
54.00 
53.11 
50.12 



47.11 



Incum- 
bered. 



28.98 
36.73 



36.26 



62.45 
64.15 
49.19 
57.85 
81.76 
61.51 
54.49 
67.85 
47.28 
66.56 
66.94 
72.31 
57,86 
64.83 
56.33 
86.18 
68.15 
54.41 
72.38 
77.64 
73.21 
63.81 
76.69 
65.63 
62.02 
72.01 
62.70 



74.76 



37.55 
35.85 
50.81 
42.15 
18.24 



52.72 
33.44 
33.06 
27.69 
42.14 
35.17 
43.67 
13.82 
31.85 
45.59 
27.62 
22.36 
26.79 
36.19 
23.31 
34.37 
37.98 
27.99 
37.30 



PERCENTAGE OF 

FAMILIES OWNING 

FREE AND 

INCUMBERED OF 

TOTAL OWNING 

AND 

HIRING FAMILIES. 



51.72 
32.21 



13.62 
24.74 



28.08 



35.07 
29,82 
16.53 
28.44 
37.24 
20.11 
22,60 
38.08 
20.33 
27.54 
30.81 
29.97 
25.10 
34.24 
30.26 
43.45 
36.78 
25.34 
35.98 
31.85 
39.12 
22.49 
29.01 
34.21 
28.53 
33,77 
31.27 



Incum- 
bered. 



39.54 



21.03 
13.15 



5.56 
14.36 



15.97 



21.08 
16.67 
17.07 
20,73 

8,31 
12.59 
18.88 
18.05 
22.66 
13.84 
15.22 
11.48 
18.27 
18.57 
23.45 

6.97 
17.19 
21.23 
13.73 

9.17 
14.32 
12.76 

8.82 
17.91 
17.47 
13.12 
18.61 



13.3S 



OWNERSHIP AND DEBT IN OHIO. 3 

Table 3.โ€” VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED AND AMOUNT AND PERCENTAGE 

OF INCUMBRANCE THEREON. 



CIVIL DIVISIONS. 


Number of 
families 
owning 
with in- 
cumbrance. 


Value. 


brance. 


Percent- 
age of in- 
cumbrance 

of value. 


CIVIL DIVISIONS. 


Number of 
families 

with in- 
cumbrance. 


Value. 


brance. 


Percent- 
age of 

brance 
of value. 


The State 


123,423 


$370,854,548 


$131,890,072 


35.56 


Hamilton, Butler county 

Ironton, Lawrence county 

Lima, Allen county 

Mansfield, Richland county ... 

Marion, Marion county 

Marietta, Washington county. 

Massillon, .Stark county 

Newark, Licking county 

Piqua, Miami county 

Portsmouth, Scioto county 

Sandusky, Erie county 

Springfield, Clark county 

Steubenville, Jefferson county. 


560 
255 
611 
568 
424 
123 
364 
672 
282 
237 
553 
899 
251 
410 
2,966 
856 

868 


$1,536,885 

542,344 

1,593,282 

1,561,215 

785,486 

334,747 

626,070 

1,591,009 

650,668 

468,181 

1,011,097 

2,482,457 

658,466 

879,208 

6,281,723 

1,967,508 

1,736,052 


am, 001 
202,523 
486,310 
545,079 
261,323 
98,999 
236,219 
549,125 
228,994 
172,898 
419,196 
909,564 
243,331 
316,789 
2,459,406 
755,285 

678,443 


32.99 






53,883 
69,540 


206,318,867 
164,535,681 


70,744,771 
61,145,301 


34.29 
37.16 


37.34 




30.52 




34.91 


Cincinnati, Hamilton county. 
Cleveland, Cuyahoga county. 


8,524 
7,604 


15.558,125 
23,380,833 


6,685,161 
8,528,583 


42.97 
36.48 


33.27 
29.57 


Twenty-seven cities (for 
homes). 


20,231 


52,490,080 


19,589,579 


37.32 


34,51 


1,273 
299 
346 

1,120 
212 

2,263 

2,476 
318 
514 

511 


2,859,153 
710,906 
741,029 

3,340,603 
494,136 

9,142,901 

6,969,597 
709,658 

1,406,143 

1,409,556 


1,054,653 
278,425 
291,892 

1,088,976 
177,196 

3,486,167 

2,897,185 
263,964 
537,973 

442,663 


36.89 
39.16 
39.39 
32.60 
35.86 
38.13 
41,57 
37.20 
38.26 

31.40 




Ashtabula, Ashtabula county. 
Bellalre, Belmont county 


36.93 
41.46 
36.64 




36.95 






Columbus, Franklin county... 






Dayton, Montgomery county. 

Delaware, Delaware county... 

East Liverpool, Columbiana 
county. 


Youngstown, Mahoning 
county. 

Zanesville, Muskingum 


38.39 
39.08 




38,181 


73,106,643 


26,341,978 


36.03 







Table 3.โ€” AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST 
CHARGE, AND ANNUAL EATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED. 



CIVIL DIVISIONS. 


Average 
value 
of each 
incum- 
bered 
farm or 
home. 


Average 
incum- 
brance 

on each 
farm 

home. 


Total 
annual 
interest 
charge. 


Aver- 
age an- 
nual 
inter- 
est 
charge 
on each 
farm 

home. 


Aver- 
age an- 
nual 
rate of 
inter- 
est. 


CIVIL DIVISIONS. 


Average 
value 
of each 

bered 
farm or 
home. 


Average 

brance 

on each 

farm 

home. 


Total 
annual 

interest 
charge. 


Aver- 
age an- 
nual 
inter- 
est 
charge 
on each 
farm 

home. 


Aver- 
age an- 
nual 
rate of 
inter- 
est. 


The State 


$3,005 


$1,069 


$8,779,143 


$71 


6.66 




82,744 
2,127 
2,608 
2,749 
1,853 
2,722 
1,720 
2,368 
2,307 
1,975 
1,828 
2,761 
2,623 
2,144 
2,118 
2,298 

2,000 


$905 
794 
796 
960 
616 
805 
649 
817 
812 
730 
758 
1,012 
969 
773 
829 
882 

782 


$36,199 
13,453 
33,912 
38,290 
19,784 
6,568 
14,881 
35,530 
16,453 
11,699 
29,059 
65,566 
15,281 
21,942 

163,477 
50,017 

43,961 


$65 
53 
56 
67 
47 
53 
41 
53 
58 
49 
53 
73 
61 
54 
55 
58 

51 


7.14 




Ironton, Lawrence county 




3,829 
2,366 


1,313 
879 


4,728,126 
4,051,017 


88 
58 


6.68 
6.63 


6.64 




6.97 




Mansfield, Richland county ... 

Marion, Marion county 

Marietta, Washington county. 




7.02 


Cincinnati, Hamilton county 

Cleveland, Cuyahoga county 


4,415 
3,075 


1,897 
1,122 


404,137 
531,696 


115 
70 


6.05 
6.23 


7.57 
6.63 


Twenty-seven cities (for homes). 


2,595 


968 


1,341,251 


66 


6.85 


Newark, Licking county 

Piqua, Miami county 

Portsmouth, Scioto county 

Sandusky, Erie county 

Springfield, Clark county 

Steubenville, Jefferson county 


6.47 




2,246 
2,378 
2,142 
2,983 
2,331 
4,040 
2,815 
2,232 
2,736 

2,768 


828 

931 

844 

972 

836 

1,541 

1,170 

830 

1,047 

866 


75,133 
18,812 
20,123 
75,105 
11,824 
232,710 
203,948 
17,870 
37,348 

32,276 


59 
63 
58 
67 
56 
103 
82 
56 
73 

63 


7.12 
6.76 
6.89 
6.90 
6.67 
6.68 
7.04 
6.77 
6.94 

7.29 


7.18 


Ashtabula, Ashtabula county 


6.77 
6.93 




7.21 




6.28 






Columbus, Franklin county 






Dayton, Montgomery county 

Delaware, Delaware county 

East Liverpool, Columbiana 
county. 


Youngstown, Mahoning 
county. 

Zanesville, Muskingum 
county. 


6.63 
6.48 


Findlay, Hancock county 


1,915 


690 


1,773,933 


46 


6.73 







4 FARMS, HOMES, AND MORTGAGES. 

Table 4.โ€” PERCENTAGE OF FAJIILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND AMOUNT OF 

INCUMBRANCE THEREON, BY RATES OF INTEREST. 



INTEREST. 



Under 6 per cent 

6 percent 

7 per cent 

8 per cent 

6 to 8 per cent, inclusiv 

Over 6 per cent 

Over 8 per cent 

Over 10 per cent 

Over 12 per cent 



THE STATE. 



For num- 
ber of 
families. 



2.73 
40.71 
19.51 
29,25 
96.37 
56.56 
0.90 
0.13 
0.04 



For 
amount. 



3.29 
40.56 
22.71 
19.53 
96.26 
56.15 
0.45 
0.05 
0.02 



For num- 
ber of 

families. 



2.66 
45.95 
17.48 
26.52 
94,78 
51.39 
2.56 
0.45 
0.12 



19.45 
17.68 
94.58 
47,75 
1.65 
0.26 
0.08 



FOR HOMES IN CITIES 

OF 8,000 TO 100,000 

PEOPLE, 



For num- 
ber of 
families. 



38.51 
21.05 
29.09 
95.24 
59.51 
2.78 
0.56 
0.16 



For 
amount. 



1.95 
36,78 
25.86 
22.55 
96.11 
61.27 
1.94 
0.37 
0.12 



FOR HOMES IN 



For num- 
ber of 
families. 



80.59 
5.14 
2.67 
91.66 
12.03 
0.96 
0,34 
0,17 



8,11 
81.38 
4.42 
1.62 
91,30 
10.51 
0.59 
0,28 
0.14 



For num- 
ber of 

families. 



62.09 
25.81 
3.59 
95.83 
34.11 
0.37 
0.04 
0.01 



7.14 
60.17 
21.27 

2.52 
92.60 
32.69 

0.26 

0.02