(navigation image)
Home American Libraries | Canadian Libraries | Universal Library | Community Texts | Project Gutenberg | Children's Library | Biodiversity Heritage Library | Additional Collections
Search: Advanced Search
Anonymous User (login or join us)
Upload
See other formats

Full text of "Extra census bulletin"

"fr 



JV9 *HA20I . I890.A2 
Aug. IB9+- 
Jan. 18 




3n 1 



1 



A ;> \ 



I 



fc 



Digitized by the Internet Archive 

in 2010 with funding from 

Boston Public Library 



http://www.archive.org/details/extracensusbulle75unit 



Si 



Extra Census Bulletin.' 

No, 75, WASHINGTON, D. C. August 29, 1894. 



*/M 



STATISTICS OF FARMS, HOMES, AND MORTGAGES. 

OWNERSHIP AND DEBT IN NEW YORK. 



*w 



/) y DEPARTMENT OF THE INTERIOR, 

Census Office, 
bu^fr ■ 2% /??¥ - ) Jut/^j J$ftj> " Washington, D. C, August 6, 1894. 

Sib: 

The leading results of the investigation of farm and home proprietorship in New York are contained in this 
bulletin. In regard to farms, the conclusion is that 22.9-4 per cent of the farm families hire and 77.06 per cent own 
the farms cultivated by them; that 44.17 per cent of the farm owning families own subject to incumbrance and 
55.83 per cent own free of incumbrance. Among 100 farm families, 23 hire their farms, 34 own with incumbrance, 
and 43 without incumbrance. On the owned farms there are liens amounting to $134,960,703, which is 43.63 per 
cent of their value, and this debt bears interest at the average rate of 5.66 per cent, making the average annual 
interest charge $99 to each faniity. Each owned and incumbered farm, on the average, is worth $4,010, and is 
subject to a debt of $1,749. 

The corresponding facts for homes are that 70.72 per cent of the home families hire and 29.28 per cent own 
their homes; that of the home owning families 60. SO per cent own free of incumbrance and 39.20 per cent with 
incumbrance. In 100 home families, on the average, 71 hire their homes, 11 own with incumbrance, and 18 without 
incumbrance. The debt on owned homes aggregates $245,647,981, or 42.50 per cent of their value, and bears 
interest at the average rate of 5.38 per cent, so that the annual amount of interest to each home averages $107. 
An average debt of $1,979 incumbers each home, which has the average value of $4,657. 

There are 42 cities in the state in the class of those having a population of 8,000 to 100,000, and in these cities 
62.45 per cent of the home families hire and 37.55 per cent own their homes, and of the home owning families 40.44 
per cent own with incumbrance and 59.56 percent own free of incumbrance. In 100 home families, on the average, 
are found 63 that hire their homes, 15 that own with incumbrance, and 22 that own without incumbrance. The 
liens on the owned homes are 40.18 per cent of the value of those subject to lien. Several averages show that the 
rate of interest is 5.59 per cent; value of each owned and incumbered home, $3,766; lien on the same, $1,513, and 
yearly interest charge on each home, $85*. 

Brooklyn, Buffalo, New York, and Rochester are the cities in the state having a population of more than 
100,000. In Brooklyn, 81.44 per cent of the home families hire and 18.56 per cent own their homes ; 40.94 per 
cent of the home owning families have incumbrance on their homes, and 59.06 per cent own and occupy homes 
free of incumbrance. Among 100 families, on the average, 81 hire, 8 own with incumbrance, and 11 without 
incumbrance. Averages for each owned and incumbered home: incumbrance, $3,390; value, $7,349; interest 
charge for one year, $176; rate of interest, 5.19 per cent. Homes are incumbered for 46.12 per cent of their value. 

In Buffalo, 60.03 per cent of the home families hire and 39.97 per cent own their homes ; 47.31 per cent of the 
home owning families have incumbrance on their homes, and 52.69 per cent own and occupy homes free of 
incumbrance. Among 100 families, on the average, 60 hire, 19 own with incumbrance, and 21 without incumbrance. 
Averages for each owned and incumbered home: incumbrance, $1,569; value, $4,057 ; interest charge for one year, 
$90; rate of interest, 5.72 percent. Homes are incumbered for 38.69 per cent of their value. 



2 FARMS, HOMES, AND MORTGAGES. 

In New York, 93.67 per cent of the home families hire and 6.33 per cent own their homes; 41.36 per cent of 
the home owning families have incumbrance on their homes, and 58.64 per cent own and occupy homes free of 
incumbrance. Among 100 families, on the average, 94 hire, 2 own with incumbrance, and 4 without incumbrance. 
Averages for each owned and incumbered home: incumbrance, $8,832; value, $19,200; interest charge for one 
year, $438 ; rate of interest, 4.95 per cent. Homes are incumbered for 46.00 per cent of their value. 

In Eochester, 56.02 per cent of the home families hire and 43.98 per cent own their homes ; 51.14 per cent of 
the home owning families have incumbrance on their homes, and 48.86 per cent own and occupy homes free of 
incumbrance. Among 100 families, on the average, 56 hire, 23 own with incumbrance, and 21 without incumbrance. 
Averages for each owned and incumbered home: incumbrance, $1,653; value, $3,900; interest charge for one year, 
$94; rate of interest, 5.66 per cent. Homes are incumbered for 42.38 per cent of their value. 

Real estate purchase and improvements, when not associated with other objects, caused 84.88 per cent of the 
farm families to incur 86.01 per cent of the farm debt and 83.26 per cent of the home families to incur 81.78 per 
cent of the home debt. 

Very respectfully, 

CARROLL D. WRIGHT, 

Commissioner of Labor in charge. 

The Secretary of the Interior. 



OWNERSHIP AND DEBT IN NEW YORK. 3 

Table 1.— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

FARMS AND HOMES. 



CIVIL IHYIMMN 



For farms... 
For homes.. 



Brooklyn 

Buffalo 

New York 

Rochester 

Forty-two cities (for homes).. 

Albany 

Amsterdam 

Auburn 

Bingham ton 

Cohoes 

Corning 

Cortland 

Dunkirk 

Edgewater 

Elmira 

Flushing 

Glens Falls 



Glo 



ille.. 



Hornellsville 

Hudson 

Ithaca 

Jamestown 

Kingston 

Lansingburg 

Little Falls 

Lockport 

Long Island city 

Middletown 

Mount Vernon 

New Brighton 

New burg 

New Rochelle 

Ogdensburg 

Oswego 

Peekskill 

Port Jervis 

Poughkeepsie 

Rome 

Saratoga Springs 

Schenectady 

Singsing 

Syracuse 

Troy 

Utica 

Watertown 

West Troy 

Yonkers 

Rest of state (for homes).. 



226,631! 
1,081,383 



170,732 
51 ,275 



[■■AMI LIES OWNING. 



174.652 
316,631 

31,692 

20,497 
19,798 
11,964 

71,211 

5,529 
1,153 
2,692 



97,509 
192,516 



1,022 
1,487 
1,157 
765 
1,184 
2,025 
1,653 



1,906 
1,969 
1,019 



1,499 
1,469 
1,154 



8,371 
2,922 
4,012 
1,592 
850 



18,716 
10,800 
11,610 
5,846 



1,472 
1,662 



1,227 
1,344 



4,157 
1,773 
2,289 



77,143 
124,115 



12,976 
9,697 
8,188 
6,118 

28,811 



1,220 
1,327 



Families 
hiring. 




4,214 
1,149 
1,723 



2,795 
4,640 
3,534 



2,011 
3,786 
1,034 

972 
1,959 
1,322 
1,447 
1,430 
1,624 
2,920 
1,551 
1,189 
1,638 
4,263 
1,551 
1,301 
2,172 
3,742 

872 
1,187 
2,114 
1,171 
1,184 
3,506 
1,550 
1,661 
2,854 

960 
10,863 
9,936 
5,447 
1,721 
2,039 
4,727 

168,277 



PERCENTAGE OF 
FAMILIES OWNING 



77.06 
29.28 



18.56 
39.97 



37.55 

27.12 
31.74 
49.06 
39.18 
22.00 
47.89 
51.56 
68.50 
27.47 
43.57 
37.97 
51.25 
43.15 
46.67 
34.58 
45.29 
55.49 
36.15 
37.41 
38.84 
53.78 
31.59 
39.65 
41.53 
29.11 
26.90 
41.20 
52.80 
55.56 
37.08 
39.96 
29.95 
48.66 
40.99 
33.97 
41.07 
43.52 
22.73 
42.41 
48.05 
29.42 
21.31 

48.96 



81.44 
60.03 
93.67 
56.02 

62.45 



68.26 
50.94 
60.82 
78.00 
52.11 
48.44 
31.50 
72.53 
56.43 
62.03 
48.75 
56.85 
53.33 
65.42 
54.71 
44.51 
63.85 
62.59 
61.16 
46.22 
68.41 
60.35 
58.47 
70.89 
73.10 
58.80 
47.20 
41.44 
62.92 
60.04 
70.05 
51.34 
59.01 
66.03 
58.93 
56.48 
77.27 
57.59 
51.95 
70.58 
78.69 

51.04 



PE 



OF 



•AMILIES OWNING 

PRICE AND 

INCUMBERED OF 

TOTAL OWNING 

FAMILIES. 



55.83 

60.80 



59.06 
52.09 
58.64 
48.86 

59.56 

66.07 
45.71 
54.68 
55.60 
54.66 
70.73 
42.45 
76.25 
69. CO 



61.15 
49.43 
66.21 
70.33 
59.80 
47.36 
61.71 
57.50 
58.15 
64.38 
68.26 
53.09 
46.54 
59.64 
55.70 
46.32 
79.59 
72.49 



55.04 
71.95 
61.70 
59.40 
55.01 
49.66 
60.68 
57.05 
59.92 
64.47 
58.83 

63.87 



44.17 
39.20 



40.94 
47.31 
41.36 
51.14 

40.44 



54.29 
45.32 
44.40 
45.34 
29.27 
57.55 



30.17 
38.85 
50.57 
33.79 
29.67 
40.20 
52.64 
38.29 
42.50 
41.85 
35.62 
31.74 
46.91 
53.46 
40.36 
44.30 
53.68 
20.41 
27.51 
40.00 
30.20 
44.96 
28.05 
38.30 
40.60 
44.99 
50.34 
39.32 
42.95 
40.08 
35.53 
41.17 

36.13 



PERCENTAGE OF 
FAMILIES OWN- 
ING FREE AND 
INCUMBERED OF 
TOTAL OWNING 



43.02 

17.80 

10.96 
21.06 
3.71 
21,49 



18.08 
14.51 
26.83 
21.79 
12.03 
33.87 
21.89 
52.23 
19.12 
27.02 
26.51 
31.34 
21.33 
30.90 
24.32 
27.08 
26.28 
22.31 
21.51 
22.58 
34.62 
21.56 
21.05 
19.33 
17.36 
14,98 
19.08 
42.03 
40.28 
22.25 
27.89 
16.48 
35.01 
25.29 
20.18 
22.59 
21.61 
13.79 
24,20 
28.79 
18.97 
12.54 

31.27 



4 FARMS, HOMES, AND MORTGAGES. 

Table 2.— VALUE OF FARMS AND HOMES OCCUPIED EY OWNERS AND INCUMBERED, AND AMOUNT AND PERCENTAGE 

OF INCUMBRANCE THEREON. 



CIVIL DIVISIONS. 



The State 

For farms 

For homes 

Brooklyn 

Buffalo 

New York 

Rochester 

Forty-two cities (for homes) 

Albany 

Amsterdam 

Auburn 

Binghamton 

Cohoes 

Corning 

Cortland 

Dunkirk 

Edge water 

Elmira 

Flushing 

Glens Falls 

Gloversville 

Hornellsville 

Hudson 

Ithaca 

Jamestown 



Number 

of 
famil 



77,143 
124,115 



309.352.39S 
57S,036,985 



95,366,474 
39,341,590 
157,207,357 
23,860,058 



108,493,925 



7,830,620 
2,494,886 
3,306,493 
4,449,926 
1,473,558 

706,772 
1,529,435 

555,496 
1,622,245 
3,266,S71 
1,309,317 
1,061,309 
1,998,547 
1,016,948 

868,512 
1,191,183 
2,896,406 



134,960,703 
245,647,981 



43,984,834 
15,219,299 
72,318,130 
10,111,873 



43,590,434 



3,626,636 

1,034,106 

1,396,693 

1,737,400 

576,608 

258,606 

597,596 

227,103 

569,846 

1,325,205 

495,097 

429,480 

841,581 

365,409 

374,062 

448,450 

1,036,390 



CIVIL DIVISIO 



43.63 
42.50 



46.12 
38.69 
46.00 
42.38 



40.18 



46.31 
41.45 
42.24 
39.04 
39.13 
36.59 
39.07 
40. 8S 
35.13 
40.56 
37.81 
40.47 
42.11 
35.93 
43.07 
37.65 
35.78 



Kingston 

Lansingburg 

Little Falls 

Lockport 

Long Island city.. 

Middletown 

Mount Vernon 

New Brighton 

Newburgh 

New Rochelle 

Ogdensburg 

Oswego 



Peekskill 

Port Jervis 

Poughkeepsie 

Rome 

Saratoga Springs . 

Schenectady 

Sine-sing 



Utica 

Watertown.. 
West Troy... 



Rest of state (for homes) ' 58,325 



S2, 021, 593 
1,620,184 
1,183,077 
1,772,797 
2,629,206 
1,717,014 
3,736,174 
2,586,815 
2,943,686 
2,450,738 

516,290 
1,158,870 
1,119,886 

695,357 
3,00S,83S 
1,035,396 
2,453,410 
2,011,682 
1,440,051 
15,408,646 
6,030,566 
6,065,914 
1,893,227 

820,424 
4,595,560 



153,767,581 



$819,742 
703,576 
473,862 
720,823 

1,050,573 
661,735 

1,541,134 
928,349 

1,248,138 
926,966 
203,052 
521,451 
457,080 



886,267 

757,220 

567,739 

5,962,076 

2,559,894 

2,457,689 

740,671 

301,509 

1.821,810 



60,423,411 



40.55 
43.43 
40.05 
40.66 
39.96 
38.54 
41.26 
35.89 
42.40 
37.82 
39.33 
45.00 
40.81 
39.23 



1,269,750 42.20 
392,987 37.96 



36.12 
37.64 
39.42 
38.69 
42.45 
40.52 
39.12 



OWNERSHIP AND DEBT IN NEW YORK. 5 

Tabie 3.— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST 
CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED. 



CIVIL DIVISIONS. 



The State 

For farms 

For homes 

Brooklyn 

Buffalo 

New York 

Rochester 

Forty-two cities (for homes) 

Albany 

Amsterdam 

Auburn 

Bingham ton 

Cohoes 

Corning 

Cortland 

Dunkirk 

Edgewater 

Elmira 

Flushing 

Glens Falls 

Gloversville 

Hornellsville 

Hudson 

Ithaca 

Jamestown 



bered 



<,010 
4,657 



7,349 
4,057 
19,200 
3,900 



3,766 



Average 
incum- 
brance 
on each 
farm or 



Total annual 
interest 
charge. 



1,749 
1,979 



3,390 
1,569 



7,637,425 
13,220,703 



1,513 



1,908 
1,652 
1,145 
1,309 
1,276 



2,425 
1,194 
2,592 
1,082 
1,119 



2,282,283 
870,510 

3,583,196 
572,173 



2,438,410 



193,607 
59,919 
78,198 

100,081 
34,001 
15,069 
35,283 
12,990 
32,754 
78,149 
27,574 
25,246 
50,036 
21,715 
20,653 
25,818 
61,670 



Aver- 
age 

charge 



Aver- 
age 
annual 
rate of 
inter- 



5.19 
5.72 
4.95 



5.60 
5.76 
5.90 
5.83 
5.90 
5.72 
5.75 
5.90 
5.57 
5.88 
5.95 
5.94 
5.52 
5.76 
5.95 



CIVIL Divisions. 



Average 

value of 

each 

bered 
farm or 
home. 



Kingston $3,194 

Lansingburg ' 4,112 

Little Falls 3,744 

Lockport | 2,611 

Long Island city 4,207 

Middletown 3,592 

Mount Vernon 7,563 

New Brighton : 7,186 

Newburg 4,826 

NewRochelle 7.472 

Ogdensburg 1,905 

Oswego 1,594 

Peekskill 4,058 

Port Jervis i 2,922 

Poughkeepsie j 4,464 

Rome 2,513 

Saratoga Springs 5,551 

Schenectady 3,375 

Singsing 4,784 

Syracuse 3,657 

Troy 5,249 

Utica 3,521 

Watertown 2,967 

West Troy 2,717 

Yonkers 8,720 

Rest of state (for homes) ! 2,636 



Average 

brance 
on each 
farm or 

home. 



Total anmu 
interest 
charge. 



SI, 295 
1,786 
1,500 
1,062 
1,681 
1,384 
3,120 
2,579 
2,016 
2,826 
749 
717 
1,656 
1,146 
1,884 
954 
2,005 
1,271 
1,886 
1,415 
2,228 
1,426 
1,161 
1,008 
3,457 



Aver- 
age 



$44,028 
39,823 
27,775 
42,876 
60,725 
31,855 
86,734 
52,546 
64,394 
51,997 
12,033 
29,650 
23,859 
14,553 
64,942 
23,041 
50,822 
43,351 
30,461 
326,618 
141,380 
139,361 
43,617 
17,611 
98,595 



annual 
rate of 
inter- 



5.95 
5.78 
5.27 
5.63 
5.66 
5.16 
5.61 
5.93 
5.69 
5.22 
5.34 
5.11 
5.86 
5.73 
5.73 
5.37 
5.48 
5.52 
5.67 
5.89 
5.78 
5.41 



Table 4.— PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND AMOUNT OF 

INCUMBRANCE THEREON, BY RATES OF INTEREST. 



KATES OF INTFKICST. 



Under 6 per cent 

6 per cent 

7 per cent 

8 per cent 

6 to 8 per cent, in 
Over 6 per cent... 
Over 8 per cent... 
Over 10 per cent. 
Over 12 per cent. 



73.26 
1.21 

0.06 
75.02 
1.82 
0.06 
0.02 
0.01 



36.33 
62.22 
0.78 
0.05 
63.61 
1.45 
0.03 
0.01 
0.01 



Fomu 
I ber o 
familii 



0.91 
0.10 
70.25 
1.46 
0.17 
0.02 
0.01 



58.93 
40.18 
0.40 



0.11 
0.01 



HOMES IN 
. OF 8,000 T( 
100,000 PEOPLE. 



Fornum- 
families. 



28.65 
70.03 
0.86 
0.07 
71.22 
1.32 
0.13 
0.02 



41.40 . 

57.18 
0.58 
0.05 

53.48 
1.12 
0.12 
0.03 
0.01 



For num- 
ber of 

families. 



72.' 



27.26 
0.39 
0.01 

27.86 
0.71 
0.11 
0.02 



82.31 
17.12 
0.26 
0.02 
17.56 
0.54 
0.10 
0.03 



For 
num- 
ber of 

fam- 



17.88 
81.20 
0.35 
0.16 
82.00 
0.92 
0.12 
0.04 
0.02 



29.77 
69.68 
0.14 
0.12 
70.16 
0.55 
0.07 
0.02 
0.01 



ber of 
fam- 
ilies. 



83.21 
16.13 
0.37 
0.12 
16.77 
0.66 
0.02 



91.12 
8.52 
0.11 
0.11 
8.85 
0.36 



ber of 
fam- 
ilies. 



33.13 
63.37 
0.S0 
0.60 
65.36 
3.50 
1.51 
0.07 



For 
amount. 



44.17 
52.89 
0.46 
0.53 
54.69 
2.94 



BOSTON PUBLIC LIBRARY 



3 9999 06398 553 3 



± J by/