Extra census bulletin

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Boston Public Library

EXTRA CENSUS BULLETIN.

September 17, 1894,

No. 78. WASHINGTON, D. C.

STATISTICS OF FARMS, HOMES, AND MORTGAGES.

OWNERSHIP AND DEBT IN KANSAS.

DEPARTMENT OF THE INTERIOR,
CENsuS OFFICE,
Wasuineton, D. C., September 1, 1894.

Sir:

The leading results of the investigation of farm and home proprietorship in Kansas are contained in this
bulletin. In regard to farms, the conclusion is that 31.03 per cent of the farm families hire and 68.97 per cent own
the farms cultivated by them; that 55.48 per cent of the farm owning families own subject to incumbrance and
44.52 per cent own free of incumbrance. Among 100 farm families, 31 hire their farms, 38 own with incumbrance,
and 31 withoutincumbrance. On the owned farms there are liens amounting to $73,749,283, which is 35.99 per cent
of their value, and this debt bears interest at the average rate of 8.15 per cent, making the average annual interest
charge $92 to each family. Each owned and incumbered farm, on the average, is worth $3,129, and is subject to a
debt of $1,126.

The corresponding facts for homes are that 49.85 per cent of the home families hire and 50.15 per cent own their
homes; that of the home owning families 60.84 per cent own free of incumbrance and 39.16 per cent with incumbrance.
In 100 home families, on the average, 50 hire their homes, 20 own with incumbrance, and 30 without incumbrance.
The debt on owned homes aggregates $20,330,951, or 37.25 per cent of their value, and bears interest at the average
rate of 8.42 per cent, so that the annual amount of interest to each home averages $69. An average debt of $820
incumbers each home, which has the average value of $2,202.

There are 9 cities in the state in the class of those having a population of 8,000 to 100,000, and in these cities
58.42 per cent of the home families hire and 41.58 per cent own their homes, and of the home owning families
43.27 per cent own with incumbrance and 56.73 per cent own free of incumbrance. Jn 100 home families, on the
average, are found 58 that hire their homes, 18 that own with incumbrance, and 24 that own without incumbrance.
The liens on the owned homes are 36.68 per cent of the value of those subject to lien. Several averages show that
the rate of interest is 8.02 per cent; value of each owned and incumbered home, $3,061; lien on the same, $1,123,
and yearly interest charge on each home, $90.

Real estate purchase and improvements, when not associated with other objects, caused 52.01 per cent of the
farm families to incur 52.01 per cent of the farm debt and 75.34 per cent of the home families to incur 73.66 per
cent of the home debt.

Very respectfully,
CARROLL D. WRIGHT,
Commissioner of Labor in charge.
The SECRETARY OF THE INTERIOR.
Cc. 0. P.—4m

2

FARMS, HOMES, AND MORTGAGES.

TABLE 1.—NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED

FARMS AND HOMES.

FAMILIES OWNING.

|
| PERCENTAGE OF

PERCENTAGE OF | FAMILIES OWNING |

FAMILIES OWNING I FREE AND INCUM-
AND HIRING. BERED OF TOTAL

PERCENTAGE OF
FAMILIES OWNING
FREE AND INCUM-
BERED OF TOTAL
OWNING AND HIR-

3 Aggre- | Families | | OWNING FAMILIES. |
CIVIL DIVISIONS, gate hiring. \° | ING FAMILIES.
| | = | | i} J
| Incum- Incum- | | Inecum-
| | Total. | Free. areas Owning.) Hiring retell mereae | Free | Bessa
| | |
= i | | | | | | |
The State 297 ,358 181,328 91,057 90,271 | 116,030 60.98 39.02 | 50.22 49.78 || 30.62 | 30.36
| | iromeres : |
LO Ta ACIS teeeseceetassacreetesnseeeeneeensetecactesmais 171,145 118,031 52,548 65,483 58,114 | 68.97 31.03 || 44.52 55.48 || 30.71 | 38.26
DQM OM eS reicrercccviccertuetes pe nccccneveucensnseee 126,213 63,297 || 88,509 | 24,788 | 62,916 50.15 49.85 60.84 39.16 30.51 |} 19.64
| i id
Nine cities (for homes).,......2..sseeceseesseeeeeeees 35,591 14,797 | §,394 6,403 20,794 || 41.58 58.42 | 56.73 43.27 23.59 | 17.99
: | }
Arkansas city, Cowley county.............. 1,780 597 | 318 279 1,183 33.54 | 66.46 | 53.27 | 46.73 17.87 15.67
Atchison, Atchison county... 2,915 1,432 |} 905 527 1,483 49.18 | 50.87 || 63.20 | 36.80 31,05 | 18,08
Fort Scott, Bourbon county.. 2,564 1,240 || 615 625 1,324 48.36 51.64 | 49.60 50.40 23.98 | 24.38
Hutchinson, Reno county...........-..- 1,807 763 | 279 484 1,044 42.22 57.78 || 36.57 63.43 || 15.44 | 26.78
Kansas city, Wyandotte county 8,110 2,803 1,485 1,318 5,307 || 34.56 65.44 | 52.98 47,02 | 18.81 | 16.25
Lawrence, Douglas county 2,167 1,190 839 351 977 54.91 | 45.09 | 70.50 29.50 || . 38.71 16.20
Leavenworth, Leavenworth county...... 4,352 || 2,150 1,691 459 | 2,202 49.40 50.60 || 78.65 21.35 38.85 | 10.55
Topeka, Shawnee county. 6,927 || 2,945 |) 1,420 1,525 3,982 42.51 57.49 || 48.22 | 51.78 ||. 20.50 | 22.01
Wichita, Sedgwiek county.. 4969 | 1,677. | 842 835. | 8,292) || 83.75 66.25 || 50.21 | 49.79 || 16.95 | 16.80
{= = i} i} I = == == =, |
Rest of state (for homes)..........:secsseeeeeesseeene | 90,622 |} 48,500 | 30,115 | 18,385 | 42,122 | 53.52 46.48 62.09 Sk ||| SB || 20,29

TABLE 2.—VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED AND AMOUNT AND PERCENTAGE

OF INCUMBRANCE THEREON.

Number | Percent- |
of families | age of
CIVIL DIVISIONS. owning | Value. Incumbrance. | incum-

. with in- | brance of

jeumbrance. | value. |

; | | a

IRN CIS tate. cess ctoseececceremneresetaenersseeises 90,271 $259 ,505 ,006 $94,080,234 | 36.25 |

For farms 65,483 204,926,655, 73,749,283 | 35.99 |

For homes.. 24,788 54,578,351 20,330,951 | 87.25 |

fe s | paee

Nine cities (for homes).......:..0-.1.---cerereseresnes-| 6,403 19,600,291 7,189,547 | 36.68

Arkansas city, Cowley county... 279 750 ,612 299 747 39.93
Atchison, Atchison county ......... 527 | 1,318,570 440,403 33.40
Fort Scott, Bourbon county.. 625 | 1,323,443 476,962 | 36.04
Hutchinson, Reno county.. 484 1,410,267 626,681 | 43.51
Kansas city, Wyandotte county. 1,318 4,449 618 1,457,167 82.75
Lawrence, Douglas county. 851 785,138 275 ,842 85.13
Leavenworth, Leavenworth county 459 | 1,099 , 427 426,723 | 38.81
Topeka, Shawnee county.. sieeeeeeeeneeseseees) 1,525 5,225,881 1,844,383 | 35.29
Wichita, Sedgwick county.........-ee, 835 3,207 335 1,341,689 41.83
Rest of state (for homes).. | 18,385 | 34,978,060 13,141,404 37.57

OWNERSHIP AND DEBT IN KANSAS. 3

Taste 3.—AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST
CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED.

| |
Average eal Average)
value of AN eraee annual
incum- Total |. Average)
each a | interest | Sail
B es brance | annualin- | annual |
CIVIL DIVISIONS. | incum- | charge |
| on each terest | rate of |
bered | 5 A charee, | 0 each]. ferent
farm or reer ox Be: | farm or MMOS |
home. | pea | home. |
fs | = | |
The State..c.s..se.cssescsesesereessssseseossss| $2,875 | $1,042 | $7,722,864 | $86 | 8.21 |
| = |
For farms.... 3,129 1,126 6,010,538 Cel Gaby
For homes... 2,202 820 1,712,326 | 69 | 8.42 |
Nine cities (for homes)...........-..-:.sesece0-------| 93,061 1,123 | 576,771 | 90 | 8.02 |
| ul = A =
Arkansas city, Cowley county -| 2,690 1,074 27,456 | 98 | 9.16 |
Atchison, Atchison county.. 2,502 836 36 ,063 | 68 8.19 |
Fort Scott, Bourbon county.... ee2RLLs 763 42,038 67 8.81 |
Hutchinson, Reno county 2,976 1,295 50,429 104 8.05 |
Kansas city, Wyandotte county 8,376 | 1,106 118,198 90 8.11 |
Lawrence, Douglas county..............200 | 2,237 786 22,405 64 Sale|
Leavenworth, Leavenworth county...... | 2,395 930 | 32,662 | 71 7.65 |
Topeka, Shawnee Sin a el 3,427 1,209 141,116 93 | 7.65
Wichita, Sedgwick county................. ...| ~ 3,841 1,607 106,404 | 127 7.93
= SSS | SSS SSS SSS —— a S|
Rest of state (for homes) ..eeceeeeeeeeeeeeeeee| 1,903 | 715. |) -1,135,555. | 62 8.64

TABLE 4.

PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND OF. AMOUNT
OF INCUMBRANCE THEREON, BY RATES OF INTEREST.

an RGD
EE eee FOR HOMES IN |

CITIES OF 8,000

: To 100,000 |
For farms. For homes. ERO EL Es |
KATES OF INTEREST. ng |
| |
| For | eter | For
number | For number For number For ||
of amount. of amount. of amount. |
| families. | ‘families. | families.
Bit See SL Cer | ibe aaa
| Under 6 per cent............---..cesesee-enee | 0.37 0.58, 0.67 | 0.57 0.72 0.59 |
6 per cent... 7.20 | 7.45 || 4.70 || 6.40' || 6.17 | 8.40
7 per cent... 14,95 14.30 11.87 | 15.33 15,42 19.56
8 per cent. 25.23 | 26.86 || 28.75 | 380.26 34.98 34.08
6 to 8 per cent, inclusive. 53.65 | 58.99 48.18 59.24 60.55 70.89 |
Over 6 per cent 92.43 | 91.97 94.63 93.03 93.11 91.01 |
Over 8 per cent.. 45.98 40.43 51.15 | 40.19 38.73 2852) |
| Over 10 per cent. 4.05 3.24 10.53 6.64 3.37 2.11
| Over 12 per cent... 0.88 0.67 1.65 | 1.00 0.61 0.40

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