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Full text of "Extra census bulletin"

jVbjMH [A 20 I . I890.A2 

Aug. 1894-J 
n. 13 9c 




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Extra Census Bulletin. 



No. 79. WASHINGTON, D. C. September 20, 1894. 

STATISTICS OF FARMS, HOMES, AND MORTGAGES. 

OWNERSHIP AND DEBT IN ALABAMA. 



DEPARTMENT OF THE INTERIOR, 

Census Office, 
Washington, D. C, September 4, 1894. 

Sir: 

The leading results of the investigation of farm and home proprietorship in Alabama are contained in this 
bulletin. In regard to farms, the conclusion is that 56.85 per cent of the farm families hire and 43.15 per cent own 
the farms cultivated by them ; that 4.35 per cent of the farm owning families own subject to incumbrance and 
95.65 per cent own free of incumbrance. Among 100 farm families, 57 hire their farms, 2 own with incumbrance, 
and 41 without incumbrance. On the owned farms there are liens amounting to $1,907,199, which is 43.77 per cent 
of their value, and this debt bears interest at the average rate of 8.91 per cent, making the average annual interest 
charge $54 to each family. Each owned and incumbered farm, on the average, is worth $1,392, and is subject to 
a debt of $609. 

The corresponding facts for homes are that 77.12 per cent of the home families hire and 22.88 per cent own 
their homes ; that of the home owning families 97.01 per cent own free of incumbrance and 2.99 per cent with 
incumbrance. In 100 home families, on the average, 77 hire their homes, 1 owns with incumbrance, and 22 own 
without incumbrance. The debt on owned homes aggregates $982,580, or 37.98 per cent of their value, and bears 
interest at the average rate of 8.25 per cent, so that the annual amount of interest to each home averages $98. An 
average debt of $1,190 incumbers each home, which has the average value of $3,132. 

There are 4 cities in the state in the class of those having a population of 8,000 to 100,000, and in these cities 
78.64 per cent of the home families hire and 21.36 per cent own their homes, and of the home owning families 2.89 
per cent own with incumbrance and 97.11 per cent own free of incumbrance. In 100 home families, on the average, 
are found 79 that hire their homes, less than 1 that owns with incumbrance, and 21 that own without incumbrance. 
The liens on the owned homes are CI. 08 per cent of the value of those subject to lien. Several averages show that 
the rate of interest is 8.09 per cent ; value of each owned and incumbered home, $8,004 ; lien on the same, $2,488, 
and yearly interest charge on each home, $201. 

There are reasons for believing that a considerable portion of the owned and mortgaged farms and homes in 
Alabama were not reported as such, and the omissions are especially noticeable for Mobile. 

Very respectfully, 

CARROLL D. WRIGHT, 

Commissioner of Labor in charge. 

The Secretary of the Interior. 
c. o. P.— 4m 



2 FARMS, HOMES, AND MORTGAGES. 

Table 1.— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

FARMS AND HOMES. 



CIVIL DIVISIONS. 


Aggregate. 


FAMILIES OWNI 


VG. 


Families 
hiring. 

187,771 

1 


PERCENTAGE OF 

FAMILIES OWNING 

AND HIRING. 


PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING FAMILIES. 


PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING AND HIR- 
ING FAMILIES. 




Total. 


Free. 


Incum- 
bered. 


Owning. 


Hiring. 


Free. 


Incum- 
bered. 


Free. 


bered. 




287,292 


99,521 


95,564 


3,957 


34.64 


65.36 


96.02 


3.98 


33.26 


1.38 








166,690 
120,602 


71,929 
27,592 


68,798 
26,766 


3,131 
826 


94,761 
93,010 


43.15 
22.88 


56.85 
77.12 


95.65 
97.01 


4.35 
2.99 


41.27 
22.19 


1.88 




0.69 




17,637 


3,767 


3.658 


109 


13,870 


21.36 


78.64 


97.11 


2.89 


20.74 


0.62 




1,624 
5,215 
6,471 
4,327 


314 

530 

1,855 

1,068 


304 

462 

1,854 

1,038 


10 
68 
1 
30 


1,310 
4,685 
4,616 
3,259 


19.33 
10.16 
28.67 
24.68 


80.67 
89.84 
71.33 
75.32 


96.82 3.18 
87.17 12.83 
99.95 0.05 
97.19 2.81 


18.72 
8.86 
28.65 
23.99 


0.61 
1.30 




0.02 




0.69 


° 






102,965 


23,825 


23,108 


717 


79,140 


23.14 


76. S6 


96.99 


3.01 


22.44 


0.70 









Table 2.— VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED AND AMOUNT AND 
PERCENTAGE OF INCUMBRANCE THEREON. 



CIVIL DIVISIONS. 


Number of 
families 

with" 

brance. 


Value. 




Percentage 
of incum- 
brance of 
value. 


TheState 


3,957 


=6,914,498 


$2,889,779 


41.61 




4,357,139 
2,587,359 


1,907,199 
982,580 


43.77 
37.98 










j 109 


872,455 


271,183 


31.08 


j 10 


53,800 

713,905 

3,000 

101,750 


17,720 

229,898 

1,150 

22,415 


32.94 
32.20 
38.33 
22.03 




,.:,.. 68 










1 717 


1,714,904 


711,397 


41.48 



OWNERSHIP AND DEBT IN ALABAMA. 



Table 3.— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST 
CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED. 



CIVIL DIVISIONS. 


Average 
value of 

each 
incum- 
bered farm 
or home. 


Average 

brance on 
each farm 
or home. 


Total 

annual 
interest 
charge. 


Average 
annual ! Average 

interest annual 
charge on ! rate of 
each farm interest. 

or home. , 




SI ,755 


S730 


9250,999 


S63 8.69 




1,392 
3,132 


609 
1,190 


169,919 
81 ,080 


54 j 8.91 
98 8.25 




Anniston 




8,00i 


2,488 


21,943 | 201 8.09 


5,380 
10,499 
3,000 
3,392 


1,772 
3,381 
1,150 

747 


1,658 166 9.36 

18,392 1 270 : 8.00 

115 ' 115 j 10.00 

1,778 59 | 7.93 








2,392 


992 


59,137 82 1 8.31 









Table 4.— PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND AMOUNT OF 

INCUMBRANCE THEREON, BY RATES OF INTEREST. 



OF INTEREST. 



Under 6 per cent 

6 per cent 

7 per cent 

8 per cent 

6 to 8 per cent, inclusive 

Over 6 per cent 

Over 8 percent 

Over 10 per cent 

Over 12 per cent 



THE STATE. 



For 
number For 

of amount, 
families. 



0.16 
0,45 
0.38 
72.21 
73.07 
99.39 



0.36 
0.25 
0.58 



21.86 
2.66 



For 
number ! For 

of , amount, 
families. 



0.60 

2.42 
0.73 
80.27 
83.42 



0.18 
1.25 
0.90 
86.48 
88.63 
98.57 
11.19 
6.28 
0.42 



CITIES OF 8,000 
TO 100,000 

PEOPLE. 



93.58 
97.25 



2.75 
1.83 



96.34 
96.62 



BOSTON PUBLIC LIBRARY 



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