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Full text of "Extra census bulletin"

jyb *HA20'I . I890.A2 
Aug. IB94 
"Ian. 13 Sq 




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in 2010 with funding from 

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Extra Census Bulletin 



No. 82. WASHINGTON, D. c. September 26, 1894. 

STATISTICS OF FARMS, HOMES, AID MORTGAGES. 

OWNERSHIP AND DEBT IN ILLINOIS. 



DEPARTMENT OF THE INTERIOR, 

Census Office, 
Washington, D. C, September 8, 1894. 
Sir: 

The leading results of the investigation of farm and home proprietorship in Illinois for 1890, by Special 
Agents George K. Holmes and John S. Lord, are contained in this bulletin. In regard to farms, the conclusion is 
that 36.72 per cent of the farm families hire and 63.28 per cent own the farms cultivated by them ; that 36.71 per 
cent of the farm owning families own subject to incumbrance and 63.29 per cent own free of incumbrance. Among 
100 farm families, 37 hire their farms, 23 own with incumbrance, and 40 without incumbrance. On the owned 
farms there are liens amounting to $98,940,935, which is 34.63 per cent of their value, and this debt bears interest 
at the average rate of 6.92 per cent, making the average annual interest charge $117 to each family. Each owned 
and incumbered farm, on the average, is worth $4,862, and is subject to a debt of $1,684. 

The corresponding facts for homes are that 56.90 per cent of the home families hire and 43.10 per cent own 
their homes ; that of the home owning families 70.18 per cent own free of incumbrance and 29.82 per cent with 
incumbrance. In 100 home families, on the average, 57 hire their homes, 13 own with incumbrance, and 30 without 
incumbrance. The debt on owned homes aggregates $78,535,763, or 37.37 per cent of their value, and bears interest 
at the average rate of 6.69 per cent, so that the annual amount of interest to each home averages $78. An average 
debt of $1,164 incumbers each home, which has the average value of $3,114. 

There are 23 cities in the state in the class of those having a population of 8,000 to 100,000, and in these cities 
51.23 per cent of the home families hire and 48.77 per cent own their homes, and of the home owning families 31.67 
per cent own with incumbrance and 68.33 per cent own free of incumbrance. In 100 home families, on the average, 
are found 51 that hire their homes, 16 that own with incumbrance, and 33 that own without incumbrance. The 
liens on the owned homes are 36.46 per cent of the value of those subject to lien. Several averages show that the 
rate of interest is 7.03 per cent ; value of each owned and incumbered home, $2,584 ; lien on the same, $942, and 
yearly interest charge on each home, $66. 

Chicago is the only city in the state having a population of more than 100,000. In this city, 71.27 per cent of 
the home families hire and 28.73 per cent own their homes; 43.17 per cent of the home owning families have 
incumbrance on their homes, and 56. S3 per cent own and occupy homes free of incumbrance. Among 100 home 
families, on the average, 71 hire, 13 own with incumbrance, and 16 without incumbrance. Averages for each owned 
and incumbered home : incumbrance $1,773; value, $4,623; interest charge for one year, $114; rate of interest, 
6.44 per cent. Homes are incumbered for 38.36 per cent of their value. 

Real estate purchase and improvements, when not associated with other objects, caused 79.17 per cent of the 
farm families to incur 82.03 per cent of the farm debt and 86.74 per cent of the home families to incur 86.84 per 
cent of the home debt. 

Very respectfully, 

CARROLL D. WRIGHT, 

Commissioner of Labor in charge. 

The Secretary of the Interior. 

C. O. P.-4m 



FARMS, HOMES, AND MORTGAGES. 



-NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

FARMS AND HOMES : 1890. 



CIVIL DIVI-IONS. 



FAMILIES 



Families 
hiring. 



PERCENTAGE OF 

FAMILIES OWNING 

AND HIRING. 



PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING FAMILIES. 



PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING AND HIRIN( 
FAMILIES. 



Incum- 
bered. 



252,953 
525,062 



160,065 
226,309 



101,305 
158,819 



58,760 
67,490 



92,888 
298,753 



36.72 
56.90 



63.29 
70.18 



36.71 
29.82 



40.05 
30.25 



23.23 
12.85 



lities (for homes).. 



Belleville 

Bloomington... 

Cairo 

Danville 

Decatur 

East St. Louis- 
Elgin 

Freeport 

Galesburg 

Jacksonville — 

Joliet 

Kankakee 

Lasalle 

Moline 

Ottawa 

Peoria 

Quincy 

Rockford 

Rock Island 

Springfield 

Streator 



2,100 
4,324 
3,081 
4,324 
2,193 
2,555 
3,690 
2,899 
3,544 
2,295 
3,229 
2,369 
4,067 
1,423 
1,651 
2,493 
2,053 
8,519 
6,637 
5,090 
2,799 
5,256 



2,302 
1,414 
2,361 



1,311 

1,770 
1,197 
2,246 
831 
1,031 
1,277 
1,197 
3,498 
2,835 
2,506 
1,331 
2,551 
1,257 



807 
931 
2,276 
2,101 
1,448 
1,010 
1,752 
951 



1,222 

734 

1,058 



40,381 

1,214 
2,022 
1,667 
1,963 
1,436 
1,230 
1,802 
2,113 
1,661 
984 
1,459 
1,172 
1,821 



1,216 
856 
5,021 
3,802 
2,584 
1,465 
2,705 



48.77 

42.19 
53.24 
45.89 
54.60 
34.52 
51.86 
51.17 
27.11 
53.13 
57.12 
54.82 
50.53 
55.22 
58.61 
62.45 
51.22 
58.30 
41.06 
42.72 
49.23 
47.66 
48.54 
56.22 



46.76 
54.11 
45.40 
65.48 
48.14 
48.83 
72.89 
46.87 
42.88 
45.18 
49.47 
44.78 
41.39 
37.55 
48.78 
41.70 
58.94 
57.28 
50.77 
52.34 
51.46 
43.78 



67.33 
65.77 
66.54 
82.30 
60.53 
66.63 
77.86 
60.06 
71.47 
67.74 



77.21 
63.19 
77.78 
65.07 
74.11 
57.78 
75.71 
68.68 
75.66 



31.67 

15.01 
32.67 
34.23 
33.46 
17.70 
39.47 
33.37 
22.14 
39.91 
28.53 
32.26 
25.15 
43.28 
20.38 
22.79 
36.81 

31.93 
25.89 
42.22 
24.29 
31.32 
24.34 



35.86 
35.85 
30.18 
36.33 
28.41 
31.39 
34.09 
21.11 
31.91 
40.83 
37.13 
37.82 
31.32 
46.66 
48.21 
32.37 
45.35 
26.72 
31.66 
28.45 
36.08 
33.31 
42.53 



15.44 

6.33 
17.39 
15.71 
18.27 

6.11 
20.47 
17.08 

6.00 
21.22 
16.29 
17.69 
12.71 
23.90 
11.95 
14.24 
18.1-5 
12.95 
14.34 
11.06 
20.78 
11.58 
15.20 
13.69 



Rest of state (for ho 



55.06 



44.94 



77.50 



22.50 



OWNERSHIP AND DEBT IN ILLINOIS. 3 

Table 2.— VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED AND AMOUNT AND PERCENTAGE 
: ... OF INCUMBRANCE THEREON : 1890. 



, DIVISIONS. 



For farms... 
For homes . 



Chicago (for homes) . 



Twenty -three cities (for ho 



Belleville 

Bloomington... 

Cairo 

Danville 

Decatur 

East St. Louis- 
Elgin 

Freeport 

Galesburg 

Jacksonville... 

.ToJiet 

Kankakee 

Lasalle 

Moline 

Ottawa 

Peoria 

Quincy 

Rockford 

Rock Island 

Springfield 

Strriitor 



58,760 
67,490 



285,706,170 
210,173,123 



Rest of state (for homes).. 



31,457,771 



336,860 
1,850,085 
1,232,354 
1,709,546 

2G8.317 
1,318,423 
1,531,304 

658,033 
2,292,370 

816,240 
1,323,787 

715,012 
2~, 952, 466 

391,374 

480,437 

874,475 

683,688 
4,019,384 
1,719,112 
3,209,844 

567,586 
2,024,318 

482,756 



98,940,935 
78,535,763 



52,750,331 



118,267 
691,037 
501,769 
622,610 
101,085 
518,848 
489,943 
234,947 
813,294 
321,392 
489,441 
276,229 
962,915 
133,264 
156,522 
356,247 
227,294 

1,499,822 
628,555 

1,152,197 
239,642 
766,063 
168,751 



of incum- 
brance of 
value. 



18,743,503 



34.63 
37.37 



36.46 



35.11 
37.35 
40.72 
36.42 
37.67 
39.35 
32.00 
35.70 
35.48 
39.37 
36.97 
38.63 
32.61 
34,05 
32.58 
40.74 
33,25 
37.31 
36.56 
35.90 
42.22 
37.84 



4 FARMS, HOMES, AND MORTGAGES. 

TABLE 3.— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST 
CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED : 
1890. 



CIVIL DIVISIONS. 



Average 
value of 

each 
incum- 
bered farm 
or home. 



Average 
incum- 
brance on 
each farm 
or home. 



; Average 
annual 

! interest 
charge 

1 on each 
farm or 
home. 



Average 
annual 
rate of 

interest. 



The State 

For farms 

For homes 

Chicago (for homes) 

Twenty-three cities (for homes) 

Alton 

Aurora 

Belleville 

Bloomington 

Cairo 

Danville 

Decatur 

East St. Louis 

Elgin 

Freeport 

Galesburg 

Jacksonville 

Joliet 

Kankakee 

Lasalle 

Moline 

Ottawa 

Peoria 

Quinoy 

Roekford 

Kock Island 

Springfield 

Streator 

Rest of state (for homes) 



4,862 
3,114 



2,533 
2,460 
2,546 
2,164 
2,002 
2,521 
2,431 
3,782 
3,048 
2,182 
2,318 
2,375 
3,038 
2,302 
2,044 
1,861 
2,570 
3,289 
2,342 
3,034 
1,752 
2,534 
1,578 



1,879 



$12,101,865 



1,684 
1,164 



6,849,004 
5,252,861 



806,117 



889 

919 

1,037 



1,350 
1,082 



7,431 

48,943 
32,720 
43,830 

7,938 
38,037 
37,439 
16,857 
55,677 
22,214 
37,679 
19,016 
70,717 

8,936 
10,352 
26,803 
15,806 
101,928 
38,671 
80,229 
17,262 
51,477 
13,075 



6.52 
7.05 
7.85 



7.17 
6.85 
6.91 



7.34 
6.71 
6.61 
7.52 
6.95 
6.80 
6.15 
6.96 
7.20 
7.11 



Table 4.— PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED FARMS 
AND HOMES AND OF AMOUNT OF INCUMBRANCE THEREON, BY RATES OF INTEREST : 1890. 



RATES OF INTEREST. 



THE STATE. 



FOR HOMKS IN 
CITIES OF 8,000 TO 
100,000 PEOPLE. 



For 
lumber | For 
of amount, 
families. 



Under 6 per cent ] 1.26 1.81 2.41 

6 per cent 17.68 24.01 , 28.85 

7 per cent j 31.59 38.17 27.70 

8 per cent | 40.07 20.61 34.26 

6 to 8 per cent, inclusive... 1 96.84 97.55 , 96.07 

Over 6 per cent 81.06 j 74.18 68.74 

Over 8 per cent j 1.90 I 0.64 1.52 

Over 10 per cent j 0.36 i 0.07 0.34 

Over 12 per cent 0.19 I 0.02 [ 0.15 



3.20 
42.42 
26.63 
17.95 
95.84 
54.38 
0.96 
0.22 



2.23 
22.63 
32.57 
36.53 
96.09 
75.14 



2.23 

24.73 
36.21 
28.99 
96.32 
73.04 
1.45 
0.34 
0.18 



3.35 

42.26 
34.34 
11.30 
95.68 
54.39 
0.97 
0.21 
0.07 



24.66 
7.11 
95.29 
42.63 
0.66 
0.16 
0.01 



BOSTON PUBLIC LIBRARY 



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