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Full text of "Extra census bulletin"

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Digitized by the Internet Archive 

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Extra Census Bulletin. 

No. 84. WASHINGTON, D. C. September 28, 1894. 

STATISTICS OF FARMS, HOMES, AND MORTGAGES. 

OWNERSHIP AND DEBT IN TEXAS. 



DEPARTMENT OF THE INTERIOR, 

Census Office, 
Washington, D. C, September 12, 1894. 
Sir: 

The leading results of the investigation of farm and home proprietorship in Texas for 1890, conducted by 
Special Agents George K. Holmes and John S. Lord, are contained in this bulletin. In regard to farms, the 
conclusion is that 49.23 per cent of the farm families hire and 50.77 per cent own the farms cultivated by them; 
that 5.72 per cent of the farm owning families own subject to incumbrance and 94.28 per cent own free of incumbrance. 
Among 100 farm families, 49 hire their farms, 3 own with incumbrance, and 48 without incumbrance. On the owned 
farms there are liens amounting to $6,494,633, which is 41.68 per cent of their value, and this debt bears interest at 
the average rate of 8.38 per cent, making the average annual interest charge $75 to each family. Each owned and 
incumbered farm, on the average, is worth $2,158, and is subject to a debt of $899. 

The corresponding facts for homes are that 60.86 per cent of the home families hire and 39.14 per cent own 
their homes; that of the home owning families 95.73 per cent own free of incumbrance and 4.27 per cent with 
incumbrance. In 100 home families, on the average, 61 hire their homes, 2 own with incumbrance, and 37 without 
incumbrance. The debt on owned homes aggregates $2,958,082, or 42.26 per cent of their value, and bears interest 
at the average rate of 9.42 per cent, so that the annual amount of interest to each home averages $103. An average 
debt of $1,090 incumbers each home, which has the average value of $2,580. 

There are 11 cities in the state in the class of those having a population of 8,000 to 100,000, and in these cities 
67.74 per cent of the home families hire and 32.26 per cent own their homes, and of the home owning families 6.02 
per cent own with incumbrance and 93.98 per cent own free of incumbrance. In 100 home families, on the average, 
are found 68 that hire their homes, 2 that own with incumbrance and 30 that own without incumbrance. The liens 
on the owned homes are 44.31 per cent of the value of those subject to lien. Several averages show that the rate 
of interest is 9.71 per cent; value of each owned and incumbered home, $3,671 ; lien on the same, $1,627, and yearly 
interest charged on each home, $158. 

Real estate purchase and improvements, when not associated with other objects, caused 93.99 per cent of the 
farm families to incur 82.84 per cent of the farm debt and 92.55 per cent of the home families to incur 60.29 per 
cent of the home debt. 

Very respectfully, 

CARROLL D. WRIGHT, 

Commissioner of Labor in charge. 

The Secretary of the Interior. 

C. O. P.— 4m 



2 FARMS, HOMES, AND MORTGAGES. 

Table 1 NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

FARMS AND HOMES : 1890. 



CIVIL DIYI-K'NS 



The State 

For farms 

For homes 

Eleven cities (for homes) 

Austin 

Dallas 

Denison 

El Paso 

Fort Worth 

Galveston 

Houston 

Laredo 

Paris 

San Antonio 

Waco 

Rest of state (for homes).. 



KAMILIL.S OWNING. 



248,782 
162,469 



43,067 



2,807 
6,968 
2,455 
2,082 
4,239 
5,837 
5,185 
2,162 
1,516 
7,108 
2,708 



126,314 
63,592 



119,093 
60,879 



1,068 
1,774 



1,219 
1,710 
1,722 



7,221 
2,713 



Families 
hiring. 



122,468 
98,877 



29,173 



1,739 
5,194 
1,647 
1,607 
3,020 
4,127 
3,463 
1,508 
860 
4,471 
1,537 



PERCENTAGE OF 

FAMILIES OWNING 

AND HIRING. 



50.77 
39,14 



49.23 
60.86 



61.95 
74.54 
67.09 
77.19 
71.24 
70.70 
66.79 
69.75 
56.73 
62.90 



PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING FAMILIES. 



94.28 
95.73 



94.66 
88.44 
95.17 
93,89 
97.05 
93.22 
94.66 
96.94 
94.97 
97.84 
87.02 



96.22 



5.72 
4.27 



5,34 
11.56 
4.83 
6.11 
2.95 
6.78 
5.34 
3.06 
5.03 
2.16 
12.98 



PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING AND HIRINC 
FAMILIES. 



47.87 
37.47 



22.52 
31.32 
21.42 
27.91 
27.31 
31.44 
29.32 
41.09 



Incum- 
bered. 



2.90 
1.67 



1.77 
0.93 
2.18 
0.80 
5.61 



Table 2.— VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED AND AMOUNT AND PERCENTAGE 

OF INCUMBRANCE THEREON : 1890. 



CIVIL DIVISIONS. 


Number 
of families 
owning 
with in- 
cumbrance. 


Value. 


Incum- 
brance. 


Percentage 
of incum- 
brance 
of value. 




9,934 


$22,583,519 


89,452,715 


41.86 




7,221 
2,713 


15,583,093 
7,000,426 


6,494,633 
2,958,082 


41. 6S 
42.26 






836 


3,068,863 


1,359,77L 


41.31 




57 
205 
39 
29 
36 
116 
92 
20 
33 
57 
152 


152,442 

446,410 
122,550 
169,710 
623,357 
392,146 
203,701 
27,380 
101,850 
665,200 
164,117 


45,222 
243,368 
34,400 
51,310 
335,780 
12G 511 
008 
'7,767 
36,630 
304,400 
78,345 


29.67 
54,52 
28.07 
30.25 
53.87 
32.26 
42.22 
64.89 
35.96 
45.76 
47.74 
























1,877 


3,931,563 


1,598,311 


40.65 





OWNERSHIP AND DEBT IN TEXAS. 3 

Table 3.— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST 
CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED: 

1890. 



CIVIL DIVISIONS, 



brance on 
each farm 
or home. 



Total 
annual 
interest, 
charge. 



interest 
charge on 
each farm 



The State 

For farms 

For homes 

Eleven cities (for homes) 

Austin 

Dallas 

Denison 

El Paso 

Fort Worth 

Galveston 

Houston 

Laredo 

Paris 

San Antonio 

Waco 

Rest of state (for homes) 



2,158 
2,580 



544,180 
278,672 



1,627 131,993 



1,187 


24,337 


SS2 


3,440 


1,770 


5,174 


9,327 


33,618 


1,091 


10,281 


935 


7,271 


888 


1,777 


1,110 


4,053 


5,310 


29,585 


515 


8,657 



9.71 



8.40 
10.00 
10.00 
10.08 
10.01 
8.13 
8.45 
10.00 
11.06 



Table 4. 



-PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND OF 

AMOUNT OF INCUMBRANCE THEREON, BY RATES OF INTEREST: 1890. 



RATES OF INTEREST. 



THE STATE. 



Under 6 per cent 

6 per cent 

7 per cent 

8 percent 

6 to 8 per cent, inclusive . 

Over 6 per cent 

Over 8 per cent 

Over 10 percent 

Over 12 per cent 



22.53 
1.26 
0.15 
11.63 
13.06 
76.21 
64.41 
1.52 



1.69 
0.34 
13.44 
15.50 
72.57 
58.76 



14.52 
15.00 



4.15 

1.43 



19.59 
21.02 
91.42 
74.83 
4.21 



FOR HOMES IN 

CITIES OF 8,000 TO 

100,000 PEOPLE. 



For 
number . For 

of I amount, 
families 



26.55 
26.55 
100.00 
73.45 
16.27 



20.37 
20.37 
100.00 



BOSTON PUBLIC LIBRARY 



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