Extra census bulletin

hy yy a
ake <
y g.
ag OV
a ae
G A ey Ss
;
aN

_» Digitized by the Internet Archive
in 2010 with funding from
Boston Public Library

*/ a rchive.org/details/extracensusbulle91 unit

EXTRA CENSUS BULLETIN.

October 6, 1894.

STATISTICS OF FARMS, HOMES, AND MORTGAGES.

OWNERSHIP AND DEBT IN DELAWARE AND OKLAHOMA.

DEPARTMENT OF THE INTERIOR,
Crensus OFFICE,
Wasunineron, D. C., September 22, 1894.
SIR:

The leading results of the investigation of farm and home proprietorship in Delaware for 1890, conducted by
Special Agents George K. Holmes and John S. Lord, are contained in this bulletin. In regard to farms, the
conclusion is that 49.42 per cent of the farm families hire and 50.58 per cent gwn the farms cultivated by them;
that 29.40 per cent of the farm owning families own subject to incumbrance and 70.60 per cent own free of
incumbrance. Among 100 farm families, 49 hire their farms, 15 own with incumbrance, and 36 without
incumbrance. On the owned farms there are liens amounting to $2,995,263, which is 44.04 per cent of their value,
and this debt bears interest at the average rate of 5.70 per cent, making the average annual interest charge $122
to each family. Each owned and incumbered farm, on the average, is worth $4,875, and is subject to a debt of
$2,147.

The corresponding facts for homes are that 66.71 per cent of the home families hire and 33.29 per cent own
their homes; that of the home owning families 61.31 per cent own free of incumbrance and 38.69 per cent with
incumbrance. In 100 home families, on the average, 67 hire their homes, 13 own with incumbrance, and 20 without
incumbrance. The debt on owned homes aggregates $5,299,877, or 45.17 per cent of their value, and bears interest
at the average rate of 5.65 per cent, so that the annual amount of interest to each home averages $92. An average
debt of $1,633 incumbers each home, which has the average value of $3,616.

There is one city in the state, Wilmington, in the class of those having a population of 8,000 to 100,000, and in
this city 69.80 per cent of the home families hire and 80.20 per cent own their homes, and of the home owning
families 49.48 per cent own with incumbrance and 50.52 per cent own free of ineumbrance. In 100 home families,
on the average, are found 70 that hire their homes, 15 that own with incumbrance, and 15 that own without
incumbrance. The liens on the owned homes are 46.91 per cent of the value of those subject to lien. Several
averages show that the rate of interest is 5.61 per cent; value of each owned and incumbered home, $3,979; lien
on the same, $1,866, and yearly interest charge on each home, $105.

Real estate purchase and improvements, when not associated with other objects, caused 84.24 per cent of the
farm families to incur 83.04 per cent of the farm debt and 85.24 per cent of the home families to incur 82.33 per
cent of the home debt.

OWNERSHIP AND DEBT IN OKLAHOMA.

Oklahoma was organized as a territory May 2, 1890, and when the census was taken, June 1, 1890, no farm or
home occupied by owner was found under incumbrance. In regard to farms, it is found that 4.95 per cent of the
farm families hire and 95.05 per cent own the farms cultivated by them. The corresponding facts for homes are
that 31.54 per cent of the home families hire and 68.46 per cent own their homes.

Very respectfully,
CARROLL D. WRIGHT,
Commissioner of Labor in charge.
The SECRETARY OF THE INTERIOR.
C. 0. P.—4m

2

FARMS, HOMES, AND MORTGAGES.

TABLE 1.—NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED
FARMS AND HOMES: 1890.

DELAWARE.
| PERCENTAGE OF
| PERCENTAGE OF eet
| PERCENTAGE OF FAMILIES OWNING | pteeneeee tek
|| FAMILIES OWNING. FAMILIES OWNING | FREE AND INCUM- SRD OT eeyen
| 1 AND HIRING. | BERED OF TOTAL ITE A
aati RTOS Aggre- || | Families | | OWNING FAMILIES. | NG EN Ea
CIVIL DIVISIONS. nie. |) hiring, ||| I | ING FAMILIES.
| |
| | | | |
| Ineum- | F | a4 I - -
| Total. | Free | eer | Owning. Hiring. | Free. | aaa | iree: eee
2. ees | eter Ne : |
The Statesscsecceeseee| 84,578 || 18,183 || 8,493 | 4,640 || 21,445 || © 87.98 62.02 64.67 35.83 | 24.56 13.42
9,381 || 4,745 | 3,350 | 1,395 4,636 | 50.58 | 49.42 70.60 29.40 || 85.71 14,87
25,197 | 8,388 | 5,143 3,245 16,809 33.29 66.71 61.31 38.69 | 20.41 12.88
I | | ——| = e
| : | = | | |
Wilmington (for homes)........... 12,448 || 3,759 | 1,899 | 1,860 8,689 | 30.20 | 69.80 || 50.52 49.48 I 15.26 | 14.94
|—— ——|— | || SS =H]
Rest of state (for homes)........... 12,749 || 4,629 | 3,244 | 1,385 | 8,120 |) 36.31 63.69 70.08 29.92 | 95.45 10.86
ul
OKLAHOMA.
SL i 5 eee i eo ae | ; eae
The Territory................- 15,029 | 13,059 | | 1,970 86.89 13.11 100.00
| | E |
| | } —— =
For farms =| 10,419 | 9,903 | 516 | 95.05 4.95 | 100.00
For homes.. 4,610 | 3,156 | 1,454 | 68.46 81.54 | 100.00
| Il |

TABLE 2

OF INCUMBRANCE THEREON: 1890.

DELAWARE.
= i =
| Number | Percent-
| of families I age of
CIVIL DIVISIONS. owning | Value. sae ER incum-
with in- rane: brance of
cumbrance.) value.
|
PVE |S Cate weeetentesecccreccceconssss | 4,640 $18 534 ,062 $8,295,140 44.76
PEIOTS ALIN Samenentaseteceneersetensneasatearaes 1,395 6,801,178 2,995 ,263 44.04
Mors OMeS eerncscucnstecssstsercccceneresss 83,245 | 11,732,884 5,299 877 45.17
| =
=
Wilmington (for homes) c 1,860 | 7,401,198 3,471,563 46.91
f= |. Be =
Rest of state (for homes)........ .....05- 1,385 |, 4,331,686 1,828,314 42.21

2.—VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED AND AMOUNT AND PERCENTAGE

OWNERSHIP AND DEBT IN DELAWARE AND OKLAHOMA.

TaBLeE 3.—AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST
CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED :

1890.
DELAWARE.
| | | A |
| | | Average
| Average) | Average | annual |
| value O! || Geeae Total | interest | Average]
| CIVIL DIVISIONS, ley each brance on annua | charge ee |
| b See each farm Se | on each | rate © |
| | ae COI) oie. charge. | farm On interest, |
| | or home. homcull|
| |
. os Ki Aaa |
EITORS fll Gserewescesstesesssectsaseteers $3,994 $1,788 $470,249 $101 | 5.67
For farms.... 4,875 | 2,147 | 170,737 | 122 5.70
For homes... 3,616 1,633 | 299,512 | 92 | 5.65
Wilmington (for homes) .............2..) 3,979 1,866 | 194,673 | 105 5.61
|= SSS = = SSS SS S| SSS |I
| Rest of state (for homes) | 3,128 1,320 | 104,839 | Omal 5.78

TaBLE 4.—PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND OF AMOUNT
OF INCUMBRANCE THEREON, BY RATES OF INTEREST: 1890.

DELAWARE.

THE STATE.

For farms. For homes.

RATES OF INTEREST,

| For For
number For | number For
of amount of amount.
| families. | families. |
| | |
== |
Under 6 per cent............... | 18.50 35.18 19,57 37.35
| 6 per cent wa! 80.65 64.25 | 79.75 | 62.28
7 per cent... | O23 || @.05 |! @.09 || 0,03
| 8 per cent....... 0.14 | 0.23 | 0.12 | 0.14
| 6 to 8 percent, inclusive... 81.29 | 64.72 80.25 | 62.58
Over 6 per cent esc: 0.85 Oo7 ||| O63 || Oey
| Over 8 per cent............-.... 0.21 0.10 0.18 0.07
Over 10 per cent 0.07 0.08 | 0.09 | 0.04
Over 12 per cent................. 0.07 Wz013 | beets deesoll Meroicnocoeess

CITIES OF 8,000 To
| 100,000 PEOPLE.

|
|
| FOR HOMES IN
|
|
|
|

For |
number For
| of | amount.
families. | |
ia oe
| |
25.97 | 44.99 |
73.76 | 54.90
| |
fears [svsasieasest |
| 73.92 | 54.95 |
N27 OMIT
0. 0.06
0.11 0.06

aN

rat
aie

BOSTON PUBLIC LIBRARY

IAM

3 9999 06398 5

Pein ca gat
Bint ve dee as
Be BO hers

Den <1
Lys

aa

bare

Sense
Sey

eats

eect

ae
Soa

See

Peer