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Full text of "Extra census bulletin"

P M> *HA201 . 1890 . A 2 
Aug. IB 9^1 
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Digitized by the Internet Archive 

in 2010 with funding from 

Boston Public Library 






http://www.archive.org/details/extracensusbulle91unit 



Extra Census Bulletin. 



No. 91. WASHINGTON, D. c. October 6, 1894. 



STATISTICS OF FARMS, HOMES, AND MORTGAGES. 

OWNERSHIP AND DEBT IN DELAWARE AND OKLAHOMA. 



DEPARTMENT OF THE INTERIOR, 

Census Office, 
Washington, D. O, September 22, 1894. 
Sir: 

The leading results of the investigation of farm and home proprietorship in Delaware for 1890, conducted by 
Special Agents George K. Holmes and John S. Lord, are contained in this bulletin. In regard to farms, the 
conclusion is that 49.42 per cent of the farm families hire and 50.58 per cent o,wn the farms cultivated by them • 
that 29.40 per cent of the farm owning families own subject to incumbrance and 70.60 per cent own free of 
incumbrance. Among 100 farm families, 49 hire their farms, 15 own with incumbrance, and 36 without 
incumbrance. On the owned farms there are liens amounting to $2,995,263, which is 44.04 per cent of their value 
and this debt bears interest at the average rate of 5.70 per cent, making the average annual interest charge $122 
to each family. Each owned and incumbered farm, on the average, is worth $4,875, and is subject to a debt of 
$2,147. 

The corresponding facts for homes are that 66.71 per cent of the home families hire and 33.29 per cent own 
their homes; that of the home owning families 61.31 per cent own free of incumbrance and 38.69 per cent with 
incumbrance. In 100 home families, on the average, 67 hire their homes, 13 own with incumbrance, and 20 without 
incumbrance. The debt on owned homes aggregates $5,299,877, or 45.17 per cent of their value, and bears interest 
at the average rate of 5.65 per cent, so that the annual amount of interest to each home averages $92. An average 
debt of $1,633 incumbers each home, which has the average value of $3,616. 

There is one city in the state, Wilmington, in the class of those having a population of 8,000 to 100,000, and in 
this city 69.80 per cent of the home families hire and 30.20 per cent own their homes, and of the home ownino- 
families 49.48 per cent own with incumbrance and 50.52 per cent own free of incumbrance. In 100 home families, 
on the average, are found 70 that hire their homes, 15 that own with incumbrance, and 15 that own without 
incumbrance. The liens on the owned homes are 46 ; .91 per cent of the value of those subject to lien. Several 
averages show that the rate of interest is 5.61 per cent ; value of each owned and incumbered home, $3,979 ; lien 
on the same, $1,866, and yearly interest charge on each home, $105. 

Real estate purchase and improvements, when not associated with other objects, caused 84.24 per cent of the 
farm families to incur 83.04 per cent of the farm debt and 85.24 per cent of the home families to incur 82.33 per 
cent of the home debt. 

OWNERSHIP AND DEBT IN OKLAHOMA. 

Oklahoma was organized as a territory May 2, 1890, and when the census was taken, June 1, 1890, no farm or 
home occupied by owner was found under incumbrance. In regard to farms, it is found that 4.95 per cent of the 
farm families hire and 95.05 per cent own the farms cultivated by them. The corresponding facts for homes are 
that 31.54 per cent of the home families hire and 68.46 per cent own their homes. 

Very respectfully, 

CARROLL D. WRIGHT, 

Commissioner of Labor in charge. 

The Secretary of the Interior. 

C. O. P.— 4m 



FARMS, HOMES, AND MORTGAGES. 



Table 1.— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

FARMS AND HOMES : 1890. 

DELAWARE. 



CIVIL DIVISIONS. 


Aggre- 
gate. 


FAMILIES OWNING. 


Families 
hiring. 


PERCENTAGE OF 

FAMILIES OWNING 

AND HIRING. 


PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING FAMILIES. 


PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING AND HIR- 
ING FAMILIES. 




Total. 


_ • In cum- 
Free - 1 bered. 


Owning. 


Hiring. 


Free. 


Incum- 
bered. 


Free. 


Incum- 
bered. 




34,578 


13,133 


8,493 


4,640 


21,445 


37.98 


62.02 


64.67 


35.33 


24.56 


13.42 








9,381 
25,197 


4,745 
8,388 


3,350 
5,143 


1,395 
3,245 


4,036 
16,809 


50.58 
33.29 


49.42 
66.71 


70.60 
61.31 


29.40 
38.69 


35.71 
20.41 


14.87 




12.88 








12,448 


3,759 


1,899 


1,860 


8,689 


30.20 


69.80 


50.52 


49.48 


15.26 










12,749 


4,629 


3,244 


1,385 


8,120 


36.31 


63.69 


70.08 


29.92 


25.45 









OKLAHOMA. 





15,029 


13,059 


13,059 




1,970 


86.89 


13.11 


100.00 




86.89 












For farm 


10,419 

4,610 


9,903 
3,156 


9,903 
3,156 




516 
1,454 


95.05 
68.46 


4.95 
31.54 


100.00 
100.00 




95.05 

68.46 




F r homes 






1 











-VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED AND AMOUNT AND PERCENTAGE 
OF INCUMBRANCE THEREON : 1890. 

DELAWARE. 



CIVIL DIVISIONS. 


Number 
of families 
owning 
with in- 
cumbrance. 


Value. 


brance. 


! 
Percent- 
age of 

brance of 
value. 




4,640 


$18,534,062 


$8,295,140 


44.76 




1,395 
3,245 


6,801,178 
11,732,884 


2,995,263 
5,299,877 


44.04 
45.17 






1,860 


7,401,198 


3,471,563 


46.91 




1,385 


m 4,331,686 


1,828,314 


42.21 



OWNERSHIP AND DEBT IN DELAWARE AND OKLAHOMA. 



Table 3.— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST 
CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED : 
1890. 

DELAWARE. 



CIVIL DIVISIONS. 


Average . 

, ° Average 
value of i . 

, ea * branceon 
incum- each &rm 

or hom™ ° 1 ' h0me ' 


Total 

interest 
charge. 


Average 
annual 
interest 
charge 
on each 
farm or 


Average 
annual 
rate of 

interest. 




93,994 $1,788 


8470.249 


$101 


5.67 




4,875 2,147 
3,616 1,633 


170,737 
299,512 


122 
92 


5.70 
5.65 






3,979 1,866 


194,673 


105 


5.61 




3,128 1,320 


104,839 


76 


5.73 



Table 4.— PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND OF AMOUNT 
OF INCUMBRANCE THEREON, BY RATES OF INTEREST : 1890. 

DELAWARE. 



INTEREST. 



Under 6 per cen 

6 per cent 

7 per cent 

8 per cent 

6 to 8 per cent, ii 
Over 6 per cent . 
OverS percent. 
Over 10 per cent 
Over 12 per cent 



For 
number For 

amount 
families. 



18.50 
80.65 
0.22 
0.14 
81.29 
0.85 



35.18 
64.25 
0.08 
0.23 
64.72 
0.57 
0.10 
0.08 



FOR HOMES IN 
CITIES OF 8,000 TC 
100,000 PEOPLE. 



19.57 
79.75 
0.19 



0.68 
0,18 
0.09 



For 

amount. 



37.35 
62.28 
0.08 
0.14 
62.58 
0.37 
0.07 
0.04 



44.99 
54.90 



54.95 
0.27 0.11 

0.11 J 0.06 
0.11 ' 0.06 



BOSTON PUBLIC LIBRARY 



3 9999 06398 553 3 



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