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Full text of "Extra census bulletin"

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Extra Census Bulletin. 



No. 92, WASHINGTON, D. C. October 8, 1894. 



STATISTICS OF FARMS, HOMES, AND MORTGAGES. 

OWNERSHIP AND DEBT IN COLORADO. 



DEPARTMENT OF THE INTERIOR, 

Census Office, 
Washington, D. C, September 26, 1894. 
Sir: 

The leading results of the investigation of farm and home proprietorship in Colorado for 1890, conducted by 
Special Agents George K. Holmes and John S. Lord, are contained in this bulletin. In regard to farms, the 
conclusion is that 19.61 per cent of the farm families hire and 80.39 per cent own the farms cultivated by them ; 
that 25.48 per cent of the farm owning families own subject to incumbrance and 74.52 per cent own free of 
incumbrance. Among 100 farm families, 20 hire their farms, 20 own with incumbrance, and 60 without 
incumbrance. On the owned farms there are liens amounting to 15,573,154, which is 32.39 per cent of their value, 
and this debt bears interest at the average rate of 9.23 per cent, making the average annual interest charge $131 
to each family. Each owned and incumbered farm, on the average, is worth $4,379, and is subject to a debt of 
$1,418. 

The corresponding facts for homes are that 59.70 per cent of the home families hire and 40.30 per cent own 
their homes ; that of the home owning families 77.30 per cent own free of incumbrance and 22.70 per cent with 
incumbrance. In 100 home families, on the average, 60 hire their homes, 9 own with incumbrance, and 31 without 
incumbrance. The debt on owned homes aggregates $9,424,117, or 34.77 per cent of their value, and bears interest 
at the average rate of 8.64 per cent, so that the annual amount of interest to each home averages $137. An average 
debt of $1,583 incumbers each home, which has the average value of $4,552. 

There are 3 cities in the state in the class of those having a population of 8,000 to 100,000, and in these cities 
62.71 per cent of the home families hire and 37.29 per cent own their homes, and of the home owning families 25.99 
per cent own with incumbrance and 74.01 per cent own free of incumbrance. In 100 home families, on the average, 
are found 63 that hire their homes, 10 that own with incumbrance, and 27 that own without incumbrance. The 
liens on the owned homes are 34.91 per cent of the value of those subject to lien. Several averages show that the 
rate of interest is 8.86 per cent ; value of each owned and incumbered home, $4,225 ; lien on the same, $1,475, and 
yearly interest charge on each home, $131. 

Denver is the only city in the state having a population of more than 100,000. In this city 70.89 per cent of 
the home families hire and 29.11 per cent own their homes; 35.98 per cent of the home owning families have 
incumbrance on their homes and 64.02 per cent own and occupy homes free of incumbrance. Among 100 families, 
on the average, 71 hire, 10 own with incumbrance, and 19 without incumbrance. Averages for each owned and 
incumbered home : incumbrance, $2,304 ; value, $6,544 ; interest charge for one year, $181 ; rate of interest, 7.87 
per cent. Homes are incumbered for 35.20 per cent of their value. 

Real estate purchase and improvements, when not associated with other objects, caused 57.42 per cent of the 
farm families to incur 60.49 per cent of the farm debt and 78.66 per cent of the home families to incur 76.74 per 
cent of the home debt. 

Very respectfully, 

CARROLL D. WRIGHT, 

Commissioner of Labor in charge. 

The Secretary of the Interior. 

O. O. P.— 4m 



2 FARMS, HOMES, AND MORTGAGES. 

Table 1.— NUMBER AND PERCENTAGE OF FAMILIES OCCUPYING OWNED AND HIRED AND FREE AND INCUMBERED 

FARMS AND HOMES : 1890. 



CIVIL DIVISION'S. 


Aggre- 
gate. 


FAMILIES OWN] 

Total. Free. 


NG. 

Incum- 
bered. 


Families 
hiring. 


PERCENTAGE OF 

FAMILIES OWNING 

AND HIRING. 


PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING FAMILIES. 


PERCENTAGE OF 
FAMILIES OWNING 
FREE AND INCUM- 
BERED OF TOTAL 
OWNING AND HIRING 
FAMILIES. 




Owning. 


Hiring. 


Free. 


Incum- 
bered. 


Free. 


Incum- 
bered. 




84,270 


41,619 


31.765 


9,884 


42,627 


49.42 


i 
50.58 


76.27 


23.73 


37.69 


11.73 






F r farm 


19,178 
65,098 


15,417 
26,232 


11,458 
20,277 


3,929 
5,955 


3,761 
38,866 


80.39 
40.30 


19.61 
59.70 


71.52 
77.30 


25.48 
22.70 


59.90 
31.15 






9.15 








19,621 


5,712 


3,657 


2,055 


13,909 


29.11 


70.89 


64.02 


35.98 


18.64 


10.47 




8,029 


2,994 


2,216 


778 


5,035 


37.29 


62.71 


74.01 


25.99 


27.60 










2,161 
2,158 
3,710 


950 

968 

1,076 


522 
870 

824 


428 
98 
252 

3,122 


1,211 
1,190 
2,634 

19,922 


43.96 56.04 
44.86 55.14 
29.00 71.00 


54.95 
89.88 
76.58 


45.05 
10.12 
23.42 


24.15 




Leadville 


40.32 
22.21 


4 54 
6.79 




46.80 








37,448 


17,526 


14,404 


53.20 


82.19 


17.81 











Table a.— VALUE OF FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED AND AMOUNT AND PERCENTAGE 

OF INCUMBRANCE THEREON: 1890. 



CIVIL DIVISIONS. 


Number 
of families 
owning 
with in- 
cumbrance. 


Value. 


Incum- 
brance. 


Percentage' 
of incum- 
brance 
of value. 




9,884 


$14,312,072 


$14,997,271 


33.84 




3,929 
5,955 


17,205,433 
27,106,639 


5,573,154 
9,424,117 


32.39 
34.77 






2,055 


13,448,623 


4,734,297 


35.20 


' ' 


778 


3,287,328 


1,147,750 


34.91 




428 
98 
252 


1,614.714 

276,697 

1,395,917 


574,717 
103,366 
469,667 


35.59 
37.36 
33.65 




Pueblo 

i Rest of state (for homes) 


3,122 


10,370,688 


3,542,070 


34.15 



OWNERSHIP AND DEBT IN COLORADO. 3 

Table 3.— AMOUNT OF ANNUAL INTEREST CHARGE AND AVERAGE VALUE, INCUMBRANCE, ANNUAL INTEREST 
CHARGE, AND ANNUAL RATE OF INTEREST FOR FARMS AND HOMES OCCUPIED BY OWNERS AND INCUMBERED : 



CIVIL DIVISIONS. 


Average 
value 
of each 

bered farm 
or home. 


Average 

each farm 
or home. 


Total 
annual 
interest 
charge. 


Average 
annual 

interest 
charge on 
each farm 

or home. 


Average 
annual 
rate of 

interest. 




$4,483 


$1,517 


81,328,662 


8134 


8.86 




4,379 
4,552 


1,418 
1,583 


514,341 
814,318 


131 
137 


9.23 
8.64 






6,544 


2,304 


372,671 


181 


7.87 


Leadville 

Pueblo 


4,225 


1,475 


101,680 


131 


8.86 


3,773 
2,823 
5,539 


1,343 
1,055 
1,864 


48,932 
12,508 
40,240 


114 

128 
160 


8.51 
12.10 
8.57 




3,322 


1,135 


339,967 


109 


9.60 



'ABLE 4 — PERCENTAGE OF FAMILIES OCCUPYING OWNED AND INCUMBERED FARMS AND HOMES AND OF AMOUNT 
OF INCUMBRANCE THEREON, BY RATES OF INTEREST: 1890. 



RATES OF INTEREST. 



THIS STATE. 



For 
ruber For 

amount, 
families. 



Under 6 per cent 0.74 1.16 

6 per cent 3.77 4,49 

7 per cent 6.29 8.07 

8 per cent ; 10.69 13.67 

6 to 8 per cent, inclusive j 21.84 28.82 

Over 6 per cent I 95.49 l 94.35 

Over 8 per cent I 77.42 ! 70.02 

Over 10 per cent 21.04 11.96 

Over 12 per cent.. I 4.40 2.42 



For 
mber For 

amount, 
families. 



0.96 
4.23 
6.11 
36.01 
48.70 
94.81 
50.34 
11.19 
6.53 



FOR HOMES IN 

CITIES OF 8,000 Ti 

100,000 PEOPLE. 



For 
number 



7.36 
8.10 
40.83 
63.53 
92.11 
35.94 
7.33 



36.63 


45.21 


43.19 


57.72 


95.25 


92.97 


54.50 


41.44 


12.73 


7.01 


7.07 


3.17 



0.29 
7.11 
7.88 
58.30 
77.62 
92.60 
22.09 
1.46 
0.15 



For 
amount. 



0.14 
10.80 
10.21 
51.06 
83.07 
89.06 
16.79 
0.84 
0.08 



BOSTON PUBLIC LIBRARY 



3 9999 06398 553 3 



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