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TH£ INSURANCE YEAR BOOK. 



Fire, Tornado and 
Sprinkler Leakage Insurance 






NEW YORK 
UNDERWRITERS AGENCY 



A. < J. H. STODDART 

100 WILLIAM STREET, NEW TOHE 



The New York \}nSiiarmiien Agency has a notable recoril 
of half a century of honorable deaUng witii the fai8iir> 
faig puUic 
Represeitf^ fhrn..n.b...^ -k^ United States and Canada. 




uigitizea Dy ^ 



WBJP 



THR NEW YORK PUBLIC LIBRARY 



J T«.Bo..u--._^_-.-^3sr- 



to b« 




the Comptakjr^ 



IsMes m 

Automobile. CoHUn, 
•oiler, PtrWhcd. Piste 
' Mt of fMeUty sad 

ClolN 
43 

Otkm<*TJkUL «4 




THE STANDARD LIFE 
INSURANCE QO, 

OF PITTSBURGH 

made nibstaiitial gains in every department 
during 1913. 



LOOK UP ITS GROWTH IN THIS BOOK 



Wfite PRANK A. WESLEY, 

(Vke-Preaideot and Directar of Agcndes) 

for agency contract 



r^. 






THE INSUKANCB YEAR BOOK. 



• 


» 






POUNDED 1792 






INSURANCE COMPANY 






OF NORTH AMERICA 






OP PHILADELPHIA* PA. 




Cadi Capital, KOOO,OOaOO 




FIRE, MARINE, AUTOMOBILE, TOURIST 
AND INLAND INSURANCE 


' 


EUGENE L. ELLISON. PMIni 
BENJAMIN RUSH, Vioe-Ptat. JOHN 0. PLAIT. 2miV»^Pm. 
T.HOUARD WRIGHT. S«Mtty SHELDON CATUN. Amm SMntary 




' ,,. 





'The Acme of Mutuality" 

THAT is liow "The Eastern Underwriter/' a New York City insurance journal, 
described the "1912 Program" of the Mutual Benefit. The Company's 
announcement was pronounced "one of the most important in the history of 
the business." 

From 1900 to 1909, inclusive, for ten years. The Mutual Benefit Life Insurance 
Company maintained without change its very liberal dividend scale adopted in 1900. 
when the current premium rates were adopted. Furthermore, the company had 
lareelv increased the liberality of its already extremely liberal policies, making the 
added benefits so far as possible available to old members as weu as new* 

Because of a very favorable mortality experience and an economical administra- 
tion of its business, the Mutual Benefit was able in 1910 not only to increase its 
regular dividend scale for policies issued since 1900, but in addition, to apportion a 
special cash dividend to participating policyholders amounting to 9676,000. In 
1912, the Mutual Benefit made a genml increase in dividends to policyholders, also 
after adding to its suspended mortality fund (which stands as a bulwark behind the 
mortality^ assumption of. the scale) the company set aside a non-forfeitable dividend 
equalisation fund to the credit of ^licyhdders. 

From this fund, in 1918, another special dividend of $867,000 was apportioned to 
policyholders. 

In 1914, stiU 

A THIRD SPECIAL DIVIDEND f 

of 9861,000 has been apportioned to Mutual Benefit policyholders. 

The 1914 Special Dividend is another evidence of the leadership of 

The Matual Benefit Life Insuraiiee Co., Newark, N. J. 

OR0AN1ZBD IMI PRfiDBIUCK PRBUNaHUYiBH, Pfirtint 

Send for The Mutual Benefit's Message ^To the Seekers for Success.*' 



THE 



INSURANCE 

YEAR BOOK 

1914-1915 



Fire and Marine 



FORTY-SECOND ANNUAL ISSUE 



Carefully Corrected to June 20, 1914 



» * • 3^ 





•' • PAeAri $6.00 pttr.^y 






the^^'egtaW company 

CMCAOoOmcE ' ' ' 136 William Strut 
MMHMibmMM NEW YORK 


4 


1914 

CopyriglU, 1914. by Tbb Spbctator CoMPAinr 


, New York 



Digitized by 



Google 



THE INSURANCE YEAR BOOK. 



fiftk Income for 




To Insurance Solicitors 

Any Ins^umiftce Agent, Fire, Life or Accident, can 
write SiclcneM and Accident Insurance 

Wc tell all forms of policy, from $1 .00 a year to $120 per year 

The profits of an agent, on a profit-sharing contract, based 
on our average of claims, are as follows: — 

300 Poiidet-ltt year profit, $1,456.00; SabMquMit years, $486JflO 

500 •* •» H 6,140.00; •• " 1,140.00 

1,000 " " " 7,350.00; " " 3,350.00 

Policy covers any sickness and all accidents. Most popular and easiest selling form 
cost $1.00 a month. Profit-sharing contract based on this form. Any good man can 
build up an agency of 1,000 in one year. 

NORTH AMERICAN ACCIDENT INSURANCE CO. 

CHICAGO 

Deposited with SUte of Illinois, $100,000 

LIBERAL COMMISSIONS . 



ORGANIZED 1886 



lliL iiLyy lUiiii 



Plim l/^ i !I^^l>AT?V 



558 M" 



A8T0R, LENOX AND 
TILDEN FO; NOai ,ONS 

R 1914 L 



Reliance I-.lfe 



of Plttsburgfi 



ORIGINATOR^-XIF -IBE 

•* • • \ • • • • 

Perfect PrcKl^t^ Policy 

HOME OFFICE 

F'armers Bank Building 
Plttsburgti, Pa. 



Digitized by VjU«jy IC 



Table of Contents. 



NOTICE 
For complete Index to "Reports of Fire Insurance Companies," see pages a 
to 7. See also Addenda, pages 391 and 531 



Pace 

Addenda 391; 6S1 

Addenda, Fire Department and Water Sup- 
ply C-403 

Adjusters Independent B-227 

Agents, General and Special (see under re- 
spective companies in "Reports of Fire 

Insurance Companies") 9-891 

Agents, List of Insurance B-1 

Agencies, Underwriters 339 

Alabama, Fire Departments and Water Sup- 
plies in C-3 

Alaska, Fire Departments and Water Sup- 
plies in C-8 

Alberta. Fire Departments and Water Sup- 
plies in C-404 

Algeria, Fire Insurance in 464 

American Dependencies, Insurance in 469 

American Fire Insurance Companies, Un- 
licensed 371 

American Mutual Fire Insurance Companies, 

Statistics of (see addenda) 235 

American Stock Fire and Marine Insurance 

Companies, Statistics of «(see addenda).! 9 

Annual Fire Losses in United States 476 

Appendix, Fire Department and Water Sup- 
plies ' ; C-1 

Arizona. Fire Departments and Water Sup- 
plies in C-8 

Arkansas, Fire Departments and Water Sup*- 

plies in ^ C-9 

Argentine Republic, Fire Insurance in 464 

Ar^on and Incendiarism 487 

Associated Factory Mutual Fire Insurance 

Companies 392 

Attorneys and Counselors, Insurance B-240 

Australasian Fire Insurance Companies 465 

Aostrian Fire Insurance Companies 447 

Automobile Policies, Risks (Covered by 498 

Automatic Sprinkler Leakage Insurance 479 

Automatic Sprinklers, List of.... 7 479 

Bahama Islands, Fire Insurance in 464 

Balkan States Fire Insurance Companies 447 

Barbados. Fire Insurance in 464 

Belgian Fire Insurance Companies 448 

Bermuda, Fire Insurance in 456 

Blue Goose, Order of the 487 

Boston, Fire Premiums in 1913 in 490 

Boston Short Rate Table f«v;iv •% 

Brazil, Fire Insurance in t\.t^.,.t. « 46« 

British Coluihbia, Fire Dcpartnikiifai*antJ/*, * 

Water Supplies in ♦. . .04^6 ; C-403 

British and Colonial Cos., Directory of. .«•,«. «44!l 
British Fire Insurance Companies* S^i<S- *,*.,; 

raents for 1913 j..^. -524- 

British Guiana, Fire Insurance in 166 

Brokers and Companies Accepting Siurptfijrf*, *•* 

Lines .^...^t.•\ dS8 

Brooklyn, Fire Premiums in 1913 iti..^m»^*.*» Vfi 
Brooklyn, Insurance Losses of 18 years in... 604 
Bulgaria, Fire Insurance' Cos. in (Balkan 

States) 447 

California, T^»t Departments and Water Sup- ^ 

plies \n7?T , C-l2 

California, Fire Insurance for Twenty-nine 

Years in ,...'.... 478 

Canada, Insurance Written and in Force in 462 
Canada, Fire Departments and Water Sup- 
plies in C-iol C-403 

Canada, Fire Insurance in 464 

Canada, Monthly Fire Losses in 463 

Canada, Monthly Fire Losses in U. S. and.. 897 

Canada, Provincial Companies in 471 

Canadian Short Rate Table 896 

Canal Zone, Fire Insurance Cos. in 459 

Cape Colony, Fire Insurance in 456 

Capital and Dividends 413 



Page 

Chicago, Fire Premiums in 1913 in 490 

Chili, Fire Insurance in 456 

China, Fire Insurance Companies in 467 

Cities. Statistics of Fires in American 480 

Cleveland (O.) Short Rate Table 396 

Colorado, Fire Departments and Water Sup- 
plies in C-24 

Commissions of Fire Insurance Companies. 416, 418 
Companies and Brokers Accepting Surplus 

Lines 628 

Companies Supposed to Have Ceased Busi- 
ness 371 

Conflagrations in the World's History, 

Notable 477 

Connecticut, Fire Departments and Water 

Supplies in C-28 

Costa Kica. Fire Insurance Companies in.... 4S7 

Coimselors, Insurance Attorneys and B-240 

Cuba, Fire Insurance Companies in 467 

Danish Fire Insurance Companies 452 

Dependencies, Insurance in American 460 

Delaware, Fire Departments and Water Sup- 
plies in C-35 

Departments and Water Supplies, Fire C-1 

Directory of Fire and Marine Insurance 

Companies in Great Britain 443 

District of Columbia, Fire Departments and 

Water Supplies in C-36 

Dividends, Capital and 413 

Dividends of American Fire Insurance Com- 
panies for Twenty-five Years 506 

Dutch Fire Insurance Companies 448 

Earned Premium, Scales for Computing. . .392-397 

£gypt« Fire Insurance Companies in 458 

European Fire Insurance Business in 1912, 

Synopsis of 447 

Expenses of Fire Insurance Companies.. 414, 416 
Factory Mutual Insurance Companies, Asso- 
ciated ^ 392 

Factory Mutual Insurance Companies, Junior 

Conference of 392 

Failed and Retired Companies 421 

Finnish Fire Insurance Companies 462 

Fire Business of British Companies in 1913... 524 
Fire Insurance Companies, Reports of (see 
Detailed Index, pages 2-7). (See Ad- 
denda.) 9-391 

^ir^ Iil^r|Lnfe Companies, Statistics of Mu- 

• * ; tgxiX ; A .* 235 

'«Fire « I^td^'tnce Companies, Statistics of 

• "'Ameritan Stock 9 

Fire, Insurance Companies, Statistics of U. S. 

^ *• Branches of Foreign 184 

;^Fh-4 .Insurance Companies, Unlicensed 

""* " American 371 

:^\lt»tTi^rz.nc^ in the United States, ToUl.. 520 
• ^irt* IfAurance Companies, Unlicensed For- 

"" ••'tim 372 

Fire Departments and Water Supplies C-1 

Fire Departments and Water Supply (Ad- 
denda) C-403 

Fire Departments and Water Supplies in— 

Alabama C-3 

Alaska C-8 

Alberta C-404 

Arizona C-8 

Arkansas '>-<... C-9 

British Columbia C-406. C-403 

California C-12 

Canada C-404, C-403 

Colorado C-24 

Connecticut C-28 

Delaware C-35 

p/orid? °^ ^^^"""^'^•••nrzed-by^iiri^^-- C-36 

Georgia !!!.*!.'.'!!!!*..'.!!."!!!!!.'!!!*.!.".*.!!!! c-39 



IV 



THE INSURANCE YEAR BOOK. 



Page ! 

Hawaii C-« 

Idaho C-46 

Illinois C-47 

Indiana C-70 

Iowa C-84, C-403 

Kansas C-104 

Kentucky C-U6 

Louisiana C-122 

Maine C-125 

Manitoba C-409 

Maryland C-183 

Massachusetts C-IS^ 

Michigan C-164 

Minnesota C-170 

Mississippi C-186 

Missouri C-190 

Montana C-200 

Nebraska :..C-2(» 

Newfoundland C-412 

Nevada C-212 

New Brunswick C-410 

New Hampshire C*214 

New Tersey C-219, C-403 

New Mexico C-2S1 

New York C-232 

North Carolina C-2e0 

North Dakota C-26B 

Nova Scotia C-412 

Ohio C-269 

Oklahoma C-293 

OnUrio C-414 

Oregon C-299 

Pennsylvania C-808, C-4a3 

Prince Edward Island C-429 

Quebec C-429 

Rhode Island C-834 

Saskatchewan C-433 

South Carolina C-886 

South Dakota C-840 

Tennessee C-847 

Texas C-a51 

Utah C-368 

Vermont C-866 

Virginia C-S70 

Washington C-S74 

West Virginia C-38S 

Wisconsin C-386 

Wyoming C-402 

Yukon C-403 

Fire Insurance Companies- 
Australasian 466 

Austrian 447 

Balkan States 447 

Belgian 448 

Brazilian 466 

British Statements for 1913 624 

Chinese 467 

Danish 452 

Dutch 448 

Finnish 462 

French 448 

German 449 

Great Britain, Stotistics of, in 443, 461, 624 

Home Office Statements of Foreign 

iu.u„ .^:.^!:.^..^:?!f':.f*.^ 

?^',?5l •:::::::::::::::::::::<;?:{:?:-.••• 

Russian •••* j461, 

Scandinavian * •452* 

Spanish P^* :m: 

Swedish w •,. 462 

Swiss «.«.! •4B& 

In Hands of Receivers .V..V:4fi: 

Licensed to do Business in Canada, LiA * * 

of 464 

Failed or Retired 421 

Reports of (see Complete Index, pages 

2-7). (see addenda) 9-991 

Fire Insurance Field Men 9-391 

Fire Insurance in — 

Algeria 464 

Argentine Republic 464 

Australasia 465 

Bahama Island 454 

Barbados 464 

Bermuda 466 

Brazil 466 

British Guiana 466 

Canada 462 

Canal Zone 469 



Page 

Cape Colony 462 

C:hili 456 

China 467 

Costa Rica 457 

Cuba 457 

Egypt 468 

Europe 447 

Foreign Countries 

443, 447, 464, 461, 462, 624, 527 

GibralUr 458 

Greece 458 

Hawaii 469 

India 458 

Jamaica 458 

Japan 468 

Java •. , 458 

Maderia Islands 458 

Mexico 458 

New Zealand 455 

Panama 458 

Paraguay , 459 

Peru 459 

Philippine Islands 460 

Porto Rico 460 

Portugal 453 

Samoa 460 

Servia 447 

Spain 453 

Tasmania 455 

Turkey (Balkan States) 447, 459 

Uruguay 469 

Venezuela 459 

West Indies 458 

Fires in the World's History, Great 477 

Fire Insurance Premiums in New York City.. 488 

Fire Insurance Ratios 416, 416 

Fire Insurance Stocks and Dividends 606 

Fire Insurance Transacted in Canada 462 

Fire and Marine Insurance Written and in 

Force BOl 

Fire Losses in New York 606 

Fire Losses in Canada, Monthly 463 

Fire Losses in the United Sutes and Can- 
ada, Monthly 397 

Fire Marshals, State 442 

Fires, Large, in United States and Canada.. 474 

Fire Losses in United States, Annual 476 

Fire Patrols in the United States 531 

Fire Risks and Rates, Term 419 

Fire Risks Written and in Force 501 

Fire Underwriters' Organizations »... 399-412 

Fires in American Cities, Statistics of 480 

Fires in Foreign Cities 484 

Florida, Fire Departments and Water Sup- 
plies in C-36 

Forei^ Companies Operating in U.S., Un- 
licensed 372 

Foreign Companies, Receipts from and Re- 
mittance to Home Offices 472 

Foreign Companies' Home Office Statements, 

443, 447. 464, 461. 462, 624, 627 
Foreign Companies, Statistics of United 

States Branches of Fire 184 

Foreign Countries, Insurance in 

^ 443, 447, 464. 461. 462, 524, 627 

T'ijt^^,>^r9ie Companies, Statistics of U. 

V •^A*r-^<t« o^ 184 

French insurance Companies 448 

• ^t<j.»r|kt,; Fire Departments and Water Sup- 

• •-• itr^t l:i C-39 

• i;c*tTSfrin ^Fire Insurance Companies 449 

Ui 1 J V'UV' *'**"* Insurance in 458 

•T.rrTf» tUiHrin Companies, Directory of 443 

,11/ in. Fire Insurance in 443, 461, 524 

•<^ n. New Companies in 461 

ll:^„. ..Jn, Statistics of Fire Insurance 

Companies in 443, 461, 524 

Greece, Fire Insurance in ., 458 

Hawaii. Fire Departments and ^iter Sup- 
ply in C-45 

Hawaii, Fire Insurance Companies in 459 

Home Offices. Foreign Companies. Receipts 

from and Remittances to 472 

Idaho, Fire Departments and Water Supplies 

. in :.... C-45 

Illinois, Fire Departments and Water Sup- 
plies in C-47 

Incendiarism and Arson 487 

Independent Adjusters B-227 

Index to Reports of Fire Insurance Com- 

' P*n'«« E)l9nt2ed-by\i3'^i:>Vi-^--- 2-7 



THE INSURANCE YEAR BOOK. 



iv-a 











- ^ 


« 




OVER 






1000% INCREASE 






in net premium income in Five Years, 
based upon widespread approbation 
of its methods and standing by agents 
and the insuring public, is the proud 
record of the 






Massachusetts Bonding 






and Insurance Company 






OP BOSTON 






X. J. FALVEY, Pres. JOHN T, BURNETT, Sec'y 






Paid-in Gapitqh M,pOO,000.00 






Fidelity and Surety So!?d£';, liability, Workmen's Com- 
pensation, Automobi!^ and T^anus Property Damage, 
Burglary and Plate Glass Insurance. 






Commercial and Monthly Premium Accident 
and Health Insurance 






r^ 


^T^ 



IV-b THE INSURANCE YEAR BOOK. 

Good Openings for Men 
of Experience and Ability 

To Contract with 

The Equitable Life Insurance Co. 

OF IOWA 

A full line of up-to-date policies. 

Forty-eight Successful Years. 

Satisfied Policyholders and a Loyal Agency 
Organization. 

Write Home Office, Des Moines, Iowa 



Assets $2,390,167.34 



NATIONAL COMMERCIAL UNDERWRITERS 

of the 

First National FO^iifis^mcil^o. of the U. S. 

• *::aiKt.:: :•.: 

• •• ••,••• J 

Commercial Fire lnsijraQ(»^ of D. C 

Southern Building, Washington, D. G. 



Robert R. Tattle, Managing Underwriter 



Agency Correspondence from principals desired. 



THE INSURANCE YEAR BOOK. 



Page 

India, Fire Insurance in 468 

Indiana, Fire Departments and Water Sup- 
plies in C-70 

Insurance Agents, List of B-1 

Indianapolis Short Rate Table 886 

Insurance in American Dependencies 469 

Insurance in Foreign Countries 

443, 447, 464, 461, 462, 6M. 617 

Insurance Lawyers, List of 0-240 

Insurance Officials, State 896 

Insurance Written and in Force 601 

Iowa Short-Rate Table 896 

lowa^ Fire Departments and Water Supplies 

m •••••••••••••••••••••>•*•«•••••••«• C— 84, O-4I0 

Italian Fire Insurance Companies 461 

Jamaica, Fire Insurance in 468 

Japan, rire Insurance in 468 

Java, Fire Insurance in 466 

Junior Conference of Factory Mutual Insur- 
ance Companies 898 

Kansas, Fire Departments ai\d Water Sup- 
plies in C-104 

Kansas City, Fire Premiums in 1913 in 480 

Kentucky, Fire Departments and Water Sup- 
plies in C-116 

Large Fires in the United States and Canada 474 

Lawyers, List of Insurance B-240 

Leakage Insurance, Automatic Sprinkler... 479 

Legislatures of States and Territories 896 

List of Fire Underwriters' Organizations.... 899 
Lloyds and Reciprocal Underwriters, Statis- 
tics of 847 

Lloyds and Inter-Insurance Associations 

Supposed to Have Ceased Business 370 

Losses, Insurance, in Brooklyn 604 

Losses, Annual Fire, in United States 476 

Losses Under Perpetual Policies 413 

Losses in Canada, Monthly Fire 463 

Losses in U. S. and Canada, Monthly Fire.. 897 
Louistana, Fire Department and Water Sup- 
plies in c-m 

Madeiza, Fire Insurance in 468 

Maine, Fire Departments and Water Sup- 
plies in C-126 

. Manitoba, Fire Department and Water Sup- 

;»lics in .....C-409 

Manne Companies, Sutistics of United 

States Branches of Foreign 184 

Marine Insurance Companies, Reports of 

(see Complete Index, pages 2-7) 9-391 

Maryland. Fire Departments and Water 

Supplies in C-133 

Maaaacnusetts, Fire Departments and Water 

Supplies in C-18S 

Mexico, Fire Insurance Companies in 468 



i]«an, 
pitcs : 



plies in C-164 

Milwaukee. Fire Premiums in 1918 in 490 

Minneapolis, Fire Premiums in 1913 in 490 

Minnesota. Fire Departments and Water 

Supplies in C-170 

Mississippi. Fire Departmenta and Water 

Supplies in C-186 

Missouri, Fire Departments and Water Sup- 
plies in C-190 

Montana, Fire Departments and Water Sup- 
plies in C-200 

Monthly Fire Losses in Canada 463 

Monthly Fire Losses in U. S. and Canada... 897 
Mutual Fire Insurance Companies, Statistics 

of 235 

National Board of Fire Underwriters, Statis- 
tics of 414 

Nebraska, Fire Departments and Water Sup- 
plies in C-203 

Nerada, Fire Departments and Water Sup- 
plies in C-212 

Kewfotmdland. Fire Departments and Water 

Supplies in C-412 

Newark. N. J.. Fire Premiums in 1913 in... 490 
New Assurance Associations of Great 3ritain 461 
New Brunswick. Fire Departments and 

Water Supplies in C-410 

New Companies, Mutual 633 

New Companies. Stock 633 

New England Short-Rate Table 397 

New Hampshire, Fire Departments and 

Water Supplies in C-214 

New Jersey, Rre Departments and Water 

Supplies in C-219, C-403 

New Mexico, Fire Departments and Water 

Supplies in - C-2S1 



Page 
New York City. Fire Insurance Premiums in 488 
New York, Fire Departments and ^^^^q.^z 

New YOTk. Fire Lossc8*in. g| 

New Yortc Short-Rate Table.... gj 

New Zealand, Fire Insurance >« ;••••,•••«•• *■ 

Notable Confiagations in the Worid s His- ^^ 

North?aroVina,' Fire Departments and Water 

Supplies in ;*\;r:' 

North Dakota. Fire Departments and Water 

Supplies in •• : ^'Jg 

Norwegian Fire Insurance Companies.^.... 4M 
Nova Scotia. Fire Department and Water 

Supplies in "m 

Obituary Record gj 

Official Changes •••V'*-*j;: 

Officials Having Authority m Insurance 

Matters, Stote •:'\ir:"iz""SiL: 

Ohio, Fire Departments and Water Supplies ^^ 

Oklahoma! * ' Fire ' Depsrtments and Water 

Supplies in .....C-2W 

Ontario, Fire Departments and Water Sup- 

-ji|^ jjj , , c-*i* 

Oregon, Fire "Departments and Water Sup- 

nlies in t.-3sw 

Organisations' of Fire Underwriters g 

PaSiic Coast Short-Rate Table......... ^ 

Panama, Fire Insurance Companies in JW 

Paraguay, Fire Insurance m.^.. jw 

Patrols of the United Sutes. Fire......^..., 631 

Pennsylvania, Fire Departments »na Water 

Supplies in V-i-^"^^^"!!! 

Perpetual Fire Insurance Risks »nd Premium 413 
Perpetual Policies, Losses Incurred Under 413 

Peru. Fire Insurance Companies in... «» 

Philadelphia, Fire Premiums in 1913 w- •"• «> 
Philippine Islands, Fire Insurance Com- 

panics in •' :•••; JS 

Porto Rico. Fire Insurance Companies m.... ^ 

Portugal, Fire Insurance in.......... «J 

Premiums in New York City, Fire Insurance «8 

Premiums and Risks. Perpetual Jg 

Premiums in Various Cities. Fire^ 490 

Prince Edward Island, Fire Departments »rid 

Water Supplies »«•••••••••.••• v •* ill* -l^"*^ 

Projected American Stock Fire Insurance 

Provincial Companies in Canada 471 

Publishers' Preface ':'\i;':""c"' ^"^^ 

Quebec, Fire Departments and Water Sup- 

plies in .- C-429 

Rates and Risks, Term Fire .- 419 

Ratios, Table of... .......416,416 

Receivers of Fire Insurance Companies «i 

Recapitulation of Sutistics of American and 

Foreign Stock Companies in the United 

g^j^g ^ oli- 

Recapitulation'of Statistics of Mutual Com- 

panics in the United States v,"*"" "^ 

Receipts from and Remittances to Home 

Offices. Foreign Companies JJZ 

Record of Year..................... .•••;•• 582 

Remittances to and Receipts from Home 

Offices, Foreign Companies...... JJ^ 

Reports of Fire Insurance Companies....... »-wi 

(See Index pages 2-7.) (See addenda.) 
Retired Fire Insurance Companies........... «l 

Rhode Island. Fire Departments and Water 

Supplies in ^"gj 

Risks and Rates, Term Fire.......... 419 

Risks Covered by Automobile Policies 4»S 

Risks Outstanding • J}J 

Risks and Premiums, Perpetual «J 

Risks Written. Premiums and Losses 4M, «b 

Risks Written and in Force wl 

Risks Written. Premiums Charged......... 414. 416 

Rumania, Fire Insurance Companies m (Bal- 
kan States) : 447 

Russian Fire Insurance Companies.. 451 

.Samoa, Fire Insurance Companies in........ 460 

San Francisco, Fire Premiums in 1913 in... 490 
Saskatchewan, Fire Departments and Water 

Supplies in ; C-43S 

Scandinavian Fire Insurance Companies..... 4^ 
Servia. Fire Insurance in (Balkan Sutes).^^ 447 

Short-Rate Tables : •;-;i-. ^"SI 

St. Louis Fire Premiums m 1913 in 490 

St. Paul, Fire Premiums in 1913 in 490 



VI 



THE INSURANCE YEAR BOOK. 



Pace 
South Dakota, Fire Departments and Water 

Supplies in C-340 

Spain, It ire Insurance in 453 

Sprinkler Leakage, Insurance, Automatic... 479 

Sprinklers, List of Automatic 479 

State and Territorial Legislatures 398 

State Officials Having Authority in Insur- 
ance Matters 398 

State Fire Marshals 442 

State Fire Marshals Association of North 

America 442 

Statistics of Fire Insurance Companies of 
Foreign Countries, 

443, 447, 464. W.^ 462, 624, 527 

Statistics of Fires in American Cities 480 

Statistics of Fires in Foreign Cities 484 

Statistics of Lloyds and Reciprocal Under- 
writers 347 

Statistics of Mutual Fire Insurance Com- 
panies 235 

Statistics of Stock Fire and Marine Insur- 
ance Companies 9 

Statistics of United States Branches of For- 

ei^ Fire Companies 184 

Statistics of United States Branches of For- 
eign Marine Companies 184 

Stocks and Dividends of American Fire In- 
surance Companies for 25 Years 506 

Stock Companies Transacting Tornado In- 
surance 630 

Supplies, Fire Departments and Water C-1 

Surplus-Line Companies and Brokers , 528 

Swedish Fire Insurance Companies 45B 

Swiss Fire and Fire Reinsurance Companies 453 

Tasmania, Fire Insurance in 455 

Taxation of Fire Insurance Companies 473 

Taxes Paid by Fire Insurance Companies in 

1913 603 

Tennessee, Fire Departments and Water 

Supplies in C-347 

Term Fire Risks and Rates 419 



Page 

Territorial Legislatures, State and 898 

Texas, Fire Departments and Water Sup- 
plies C-351 

Tornado Insurance, Stock Companies Trans- 
acting 530 

Total Fire and Marine Insurance Trans- 
actions in the United States 520 

Turkey, Fire Insurance Companies in (Bal- 
kan States) 447, 459 

Underwriters' Agencies 339 

Underwriters' Organizations 399-412 

Union Short-Rate Table, Western 392 

United States, Annual Fire Losses in 476 

United States and Canada, Monthly Fire 

Losses in 397 

Unlicensed American Fire Insurance Com- 
panies 371 

Unlicensed Foreign Fire and Marine Insur- 
ance Companies 372 

Uruguay, Fire Insurance in 469 

Utah, Fire Departments and Water Sup- 
plies in C-363 

Venezuela, Fire Insurance Companies in.... 469 
Vermont, Fire Departments and Water Sup- 
plies in C-366 

Virginia, Fire Departments and Water Sup- 
plies in C-370 

Wasnington, Fire Departments and Water 

Supplies in C-374 

Water Supplies, Fire Departments and C-1 

Western Union Short- Rate Table 892 

West Virginia, Fire Departments and Water 

Supplies in C-383 

Wisconsin, Fire Departments and Water 

Supplies in C-386 

Written and in Force, Risks 501 

Wyoming. Fire Departments and Water Sup- 
plies in C-402 

Year, Record of 632 

Yukon, Fire Departments and Water Sup- 
plies in C-403 



ESTABLISHED 1885 

GENERAL ACCIDENT 

FIRE AND LIFE 
ASSURANCE CORPORATION, Ltd. 

U. S. OPF^ICBS, 8B JOHN ST., ISBW^ YORK 

C NORIB-MIL.L.BR. U. 8. Mffr. 



ACCIDENT 

HEALTH 

BURGLARY 



AUTO LIABILITY 

AUTO COLLISION 

AUTO PROPERTY DAMAGE 



All Forms Liability 
Workmen's Compensation Insurance 



iBdostrial Health and Accident Insorance on the Neathly PImi 



Unexcelled Service Superior Policy Forms 
Liberal Claim Settlements 

r' J. 



THE INSURANCE YEAR BOOK. 



VU 



A. D.BAKER 
& CO. 

Fire, Automobile, Tornado 

and Tourist Baggage 

Insurance 

LANSING, MICH. 

General Agente 



Old G)lony Ins. Co. 

BOSTON. MASS. 
Capital . . . $400,000 
AsMts . . . 1,317,655 
Surplus to PoUcy- 

holder> - 770,483 

Boston Insurance G). 

BOSTON. MASS. 
Capital . . . $1,000,000 
Assets . • . 6,384,742 
Surplus to Policy- 

holders . . 3,531,430 

Michigan G)mmercial 
Insurance G). 

LANSING. MICH. 
Capital • . • $400,000 
Assets . . 921,089 

Surplus to Pdicy- 

holders . . 581,503 



CONTINENTAL 

Casualty Company | Assurance Company 

H. G. B. Alexander, President 
CHICAGO 



All forms of 

Health and Accident 
Insurance 



All forms of 

Life Insurance 



Most Attractive Policies Most Attractive Territory 

Most Attractive Commissions 



Vlll THE INSURANCE YEAR BOOK 



A REFEKNCE BOOK FM AU WHO KQUIIE HIE, CUDAL1Y 01 IISOELUUIEOOS IIIS0IAII6E 

REPORTS OF FIRE INSURANCE COMPANIES 

Every merchant, manufacturer or property owner carrying fire, casualty, 
fidelity, liability or other insurance (other than fife), particularly those requiring 
lar^ lines, who are frequently obliged to accept policies of unlicensed or light- 
weight fire insurance companies, or else have their property under-insured, should 
have at hand a copy of ^'Refokts of Fntx Insurance Companies," by which to 
judge of the quahty of the policies offered by agents and brokers. This book 
presenU the latest statements of about 900 fire and marine insurance companies, 
m detail, with lists of their investments, etc, and also comparative statements of 
about 200 casualtsr and miscellaneous insurance companies for a series of years. 

The information concerning each company is segregated, so that all desired 
data relating to a sinA[le company ma^r be found by one reference, the companies 
being arranged in alpnabetical order in their respective groups. The book also 
contains a complete Index. 

This publication is a compendium of the various State insurance department 
.reports upon fire insurance and is more than the equivaUnt of a library of such 
reports, for it contains the statements of many com(»nies which are not given 
in any State reports, but which companies are soliciting business in the united 
Sutes. 

The work embraces the following-named classes of institutions : American 
Stock Fire and Marine Insurance Companies {[licensed) ; Foreign Fire and 
Marine Insurance Companies (licensed in the United States) ; American Mutual 
Fire and Marine Insurance Companies; Underwriters A^ncies; Lloyds and 
Reciprocal Underwriters' Associations; Unlicensed Amencan Fire Insurance 
(Companies ; Unlicensed Foreign Fire Insurance Companies ; Casualty and Miscel- 
laneous Insurance Companies. 

Some of the information which is presented for the individual fire and 
marine companies is briefly described below : 

LIABILITIES. DECEMBER 81« 1018. 
Losses unpaid. 
Unearned premiums. 
Perpetual deposits reclaimable. 
Other liabiltucs. 
Toul liabilities. 
Capital paid up. 
Net surplus. 



ASSETS. DECEMBER 81. 1918, 
Real estate. 
Mortgage loans. 
Bonds and stocks. 
Collateral loans. 
Cash. 

Agents' balances. 
Interest and rents. 
Other assets. 
Total admitted assets. 



Total. 

In elaboration of the above-specified items of assets, the companies' real 
estate holdings and mort^f^e loans are described, in sufficient detail to assist in 
the formation of an opmion as to their value; detailed lists of securities for 
collateral loans, and bonds and stocks owned, with values, etc., are given ; tabula- 
tions showing the standing and business of the companies for a series of years 
are presented; and names of officers, directors, general and special agents are 
included, with other interesting and helpful information. 

The San Francisco conflagration fosses of the respective companies, with 
information concerning their consequent surplus contributions, remittances of 
foreign companies, etc., are also presented in this book. 

The data contained in "Reports of Fise Insueance Companies" are such 
as to render this publication of the utmost usefulness to all who buv or sell fire, 
marine, casualty or other kinds of insurance (except life). It enables the pos- 
sessor to discover at once the character^ importance and degree of reliabilit^r of 
any company whose agency or policy he is likely to be offered; and gives sufficient 
detail to enable him to form a just opinion upon such a company. 

"Reports of Fire Insurance Companies" comprises over 428 pages, and is 
substantially and handsomely bound in red cloth and gold. Price per copy, $5.00, 
sent prepaid to any address in the United States, or any country in the Postal 
Union, on receipt of price. 

The information embraced in this book is kept up to date by means of eleven 
Monthly Supplements, which will be furnished to subscribers to the book at 

t2.oo per annum, or $7.00 with the Annual Book. An excellent binder for the 
upplements may be obtained for $1.00. 

THI SPICTATOI COMPANT, PUBUSHllS, 115 WILLIAM ST., NIW TOM 



THE INSURANCE YEAR BOOK. ix 

The Fidelity and Casualty Company 
of New York 

92 Liberty Street, New York, N. Y. 



Annual Statement, December 31, 1913 

ASSETS ::::::::: $11,063,356.70 

LIABILITIES ::::::: 8,055,163.65 

CAPITAL :::::::: 1.000,000.00 

SURPLUS OVER ALL LIABILITIES : : : 2,008,193.05 

LOSSES PAID TO DECEMBER 31, 1913 : : 44,841,703.50 



TUs CompMty Issues contracts *s fMowst 

Fidelity Bonds; Surety Bonds; Accident, Health, and Disability Insurance; 
Burglary, Larceny, and Theft Insurance; Plate QIass Insurance; Liability 
Insurance — Employers, Public, Teams (Personal Injury and Property Dam- 
aj(e). Automobile (Personal Injury, Property Damage and Collision), Phy- 
sicians, Druggists, Owners and Landlords, Elevator, Workmen's Compen- 
sation — Steam-Boiler Insurance; Fly-Wheel Insurance. 



Tke 

Provident Life and Trust Co. 

of Philadelphia, Pa. 

Insurance in Force ( Paid for basis) : : $302, 103, 1 25 



What is the Best Form of Policy? 

Write for Information. 



J. THOMAS MOORE, Manager Insurance Department. 
Fourth and Chestnut Streets. 



Dioitize^^^OOQlC 



THE INSURANCE YEAR BOOK. 



The South^s Most 
Progressive Life 
Insurance Company 



#|T If you are considering working the field 
jj in the South, why not begin with the 

best known and nniost popular Company in 

the South? 

The Empire Life, an Old 
Line Legal Reserve Company 
embodying the progressive 
spirit of the new South, 
operated along careful and con- 
servative lines. Its policies are 
clean-cut contracts, liberal, and 
without a flaw — and are easily 
sold; in fact Empire Agents are 
all making money. 




Empire Life Insurance Company 

Building, Home Office of 

the Company 



New territory, together with 
attractive contracts can be 
secured by flrst-class men. 

WRITE US AT ONCE. 



Xhe Empire Life InsuranceCo. 

''The Company of the South ^^ 
HOME OFFICE ATLANTA, GA. 

r^ ^1 



Index to Advertisers. 



Page 

Abbott & Edwards. St. Louis B-256 

£tna Life Insurance Co.. Hartford xxxii 

Adams. C. J.. Co.. Atlantic City B-128 

Agricultural Ins. Co. of Watcrtown, N. Y..xxill 

.\kiii, James F.. Ogdensburg, N. Y B-269 

.\merican Surety Co. of New York xv 

American Temperance Life Ins. Assn., N. Y. xliz 

Anderson. J. S. & Son. Cedar Rapids. la B-59 

Armstrong- Roth-Cady Co., Buffalo B-136 

Arnold & Game. Columbus. O B-262 

Anott & Hawley Ins. Agency. Phila B-177 

Ashley. Egbert F.. Co.. Rochester B-15i 

Assecuranz Compass. Vienna, Austria xiviii 

Atidns. Charles B.. Atlanta B-243 

Atlantic Life Ins. Co.. Richmond xxvi 

•Atlai Assurance Co.. Ltd.. New York xx 

Automatic Sprinkler Co. of America. New 

York B-276 

Basle>- & WiUet, AUanta B-33 

Baker. A. D. & Co.. Lansing vii 

Baldwin & Frick. Baltimore B-85 

Baltimore Life Ins. Co., Baltimore xlil 

Bamberger & Moise. PhUadelphia B-264 

Bankers Life Company. Dcs Moines xxiv 

Barron. McKay. Frierson & Moffatt. ColumbiaB-265 

Beattie Wm. A. & Co.. Boston B-88 

Bms, Kenison & Co.. Galveston B-197 

Benedict. Gill & Smith, Denver B-21 

Berkshire Life Ins. Co. of Pittsfield. Mass. . . xxxviii 

Binsham, James. Indianapolis B-24d 

Black. Rogers & Co.. Ltd., New Orleans... B-76 

Bloodgood, Kemper & Bloodgood. Mil B-273 

Bond. Thomas E., Baltimore B-231 

Bond k Schoeneck. Syracuse B-259 

Blonnt & Blount & Carter. Pcnsacola B-243 

Botton Insurance Co.. Boston 8-b 

Boyle & Howell. Kansas City, Mo B-255 

Biady & Savage. Saginaw B-102 

Brewer. Cyrus & Co., Boston B-87 

British- America Assurance Co.. Toronto Iv 

Brock. W. B.. Lexington. Ky B-230 

Brock- Jones & Co.. Chas.. Chicago B-39 

Brown. Anderson & Young. Chicago B-39 

Brown. Edward & Sons. San Francisco B-17 

Brown. Jackson & Knight. Charleston. W. 

Va..... B-271 

Brown, J. Howard & Co.. Philadelphia B-177 

Brown. T. Y. & Co.. New York B-146 

Brown. Joseph S. & Son, Pittsburgh B-181 

Brown, Willard S., & Co.. New York B-143 

Bssiness of Insurance. The B-86-b 

Botler and Mitchell. St. Paul B-254 

Buxton. Herbert." New York B-149 

Byrne. W. M. & Co.. St. Louis B-117 

Calculating Machines B-146-b 

Campbell. C. P.. Ins. Agency, Pittsburg B,181 

CampbeU. Walter T. & Co.. St. Louis B-117 

Caadec & Kleb. Cairo. lU B-38 

Can. J. O.. Wilmington, N. C B-261 

Cart. Beggs & Steinmetz. Philadelphia B-264 

Cair Bros.. St. Louis B-117 

Carson, John E.. Los Angeles B-241 

Canwell. John D., Savannah B-35 

Cavanagh. B. J., Des Moines B-247 

Chapman Ins. Agency, Louisville B-73 

Cheney. Wm. D., Syracuse B-259 

Cherokee Life Ins. Co., Rome, Ga xxxi 

Cherry. U. S. G.. Sioux Falls B-266 

Cadaaati Underwriters. Cincinnati xxxi 

Clapp. E. E. & Co.. New York B-144 

Clark. C. C. Chicago B-39 

Clarke. Charles M. & Co.. Buffalo B-136 

Qark, J. Lindsay & Co.. Baltimore B-82 

Clark, W. L. Co.. Pittsburg B-181 

Cobb. Geo. M. & Co.. Indianapolis B-51 

Cobb. Howard 8c Bailey. Cincinnati B-261 

Cochran & McCanU. Meridian B-254 

Columbian Fraternal Assn.. Washington. D. C. Ivi 

Commercial Paper Co.. New York 8-a 

Commercial Union Assurance Co.. Ltd.. of 

London. New York xxxvii 

Ceoklin — Zonne — Harrison Agency. Minne- 
apolis B-106 

Continental Casualty Co.. Chicago vii 

Cooper & Hall. NashviUe. Tenn B-193 

Coyle, Robt. M. & Co.. Philadelphia B-179 

Cowen & Gray. St. Louis B-117 

Ctain, Jones. Bixby & Co.. Boston B-88 

Cravens & Cage. Houston B-198 

Crescent Adj. & Insp'n. Co.. New Orleans B-78 



Page 

Critchell, Miller. Whitney & Barbour. Chicago B-40 

Crosthwaite. B. M., Co.. New York B-141 

Crum & Forster, New York B-148 

CurUs. Charles E.. Toledo B-235 

Dart, Keman & Dart. New Orleans B-251 

Davis. Jesse B. & Bros.. Shenandoah B-236 

Dewick & Flanders. Boston B-88 

Dinkelspiel. Henry G. W.. San Francisco .... B-242 

Douglas Bros. & Rice. Inc., Chicago B-41 

Downing & Downing. Erie B-173 

Dox. Charles E.. Chicago B-41 

Dudley, The John L.. Jr. Co.. New York 

Cover and B-144 

Duffin. James R.. Louisville B-250 

Duval. E. B.. & Co.. Baltimore B-84 

Eddy. H. W., St. Louis B-117 

Edwards, George & Co., Pittsburg B-181 

Ellis and Holland, Des Moines B-62 

Embert. Thos. Howard. Balto B-251 

Emery & Norton, New Orleans B-76 

Empire Life Ins. Co.. Atlanta x 

Employers Liaoility Assur. Corp.. Boston . . . xxxvi 
Equitable Life Assurance Society. New York B-146-a 

Equitable Life Ins. Co.. Des Moines iv-b 

European Accident Ins. Co.. New York.. Iviu 

Evans. Chas. T.. Philadelphia B-179 

Exton, B. N. & Co.. Inc.. New York B-146 

Fabrc and Albrecht. New York B.149 

Ferguson & Scott, Louisville B-73 

Ferguson & Wallace. Saginaw B-102 

Fidelity and Casualty Co. of New York ix 

Fidelity Mutual Life Ins. Co.. Philadelphia, .xxiv-d 

Field & Cowles, Boston B-88 

Flanegin. Wm. W.. & Co., Pittsburg B-181 

Flinn. F. A., Inc.. New York xxiv-d 

Forman & Forman, Lexington B-250 

Forrest. Geo. L.. New York B-141 

Frankfort General Insurance Co., New York xvi 

Frelinghuysen. J. S.. New York B-148 

Froggaf. Morrison & Co.. Inc., New York Cover 

Fuller & Cannon. Cleveland B-261 

Fuller & Fuller. New York B-259 

Gamewell Fire Alarm Telegraph Co.. N. Y...xliii 

Gardner. Pirce & Thornley. Providence B-264 

Gavin & Gavin, Indianapolis B-246 

General Accident Fire & Life Assnce. Corp.. 

New York vi 

Georgia Home Ins. Co. of Columbus, Ga xlix 

German Fire Ins. Co., Balto B-82 

German Fire Ins. Co. of Pittsburg Iv 

German Fire Ins. of Wheeling xxvi 

Germania Fire Ins. of New York xxxvi 

Germania Life Ins. Co. of New York xx .'li 

Gibbs, Clinton B., Buffalo B-258 

Gilchrist Harry C, PitUburgh B-182 

Gill, Jones & Tyler, Houston B-268 

Gillingham. Harrold E.. Phila B-177 

Gitmour. Rothery & Co., Boston B-89 

Girard Fire & Marine Ins. Co., Philadelphia. . xhi 

Globe Indemnity Co.. New York B 

Goodelle & Harding. Syracuse B-259 

Granite State Fire Ins. Co.. Portsm'th, N. H. Ivi 

Great Southern Life Ins. Co., Houston xxvi 

Green & Michael, Athens, Ga B-243 

Green, Breckenridge. Gurley & Woodrough. 

Omaha B-257 

Haas. Aaron. Son & Howell, Atlanta B-33 

Hall. Claud D.. St. Louis B-256 

Hall, Edward E. & Co., New York B-143 

Hall & Henshaw. New York B-144 

Hanover Fire Ins. Co., New York Ivi 

Harper, C. L. & Co., Philadelphia B-180 

Harris Co.. Agency, Atlantic City B-128 

Hartford Accident and Indemnity Co., Hartford xxix 

Hartford Fire Ins. Co., Haryford xxix 

Harty. Wm. J.. Savannah B-35 

Hilbert & Baerwald Co., Milwaukee B-210 

HilUard, J. G.. New York B-142 

Hinckley & Woods. Boston B-89 

Holland. Rutledge & Lashly. St. Louis B-256 

Home Ins. Co.. New York xxx-b 

Home Life Ins. Co. of New York xxiii 

Home Life Insurance Co. of America. Phila- 
delphia X 

Hood & Matschke Co.. The. Minneapolis ..... .B-106 

Hopper Elmer J.. New YorBigitized.hy. Vj.iJU^M^ 



Xll 



THE INSURANCE YEAR BOOK. 



Pagk 

Hornberger. J. G.. San Antonio B-200 

Hosmer. R. W. & Co., Chicago B-41 

Hunt. E. R. & Co.. Philadelphia B-180 

Hutchinson. Geo. A., Chicago B-41 

Hutchinaon, Rivlnua & Co.. Philadelphia B-178 

Ide. Henry J., Boston B-88 

Illinois Life Ins. Co.. Chicago xxxvil 

Insurance Agency Co.. The. St. Louis B-118 

Ins. Co. of North America. Philadelphia C 

Irwin, Leon & Co., New Orleans B-76 

James. Fred S.. & Co.. Chic. & N. Y... B-40, B-143 
John Hancock Mut. Life Ins. Co., Boston., xiv 

Jones. Watkin W., Far Rockaway. N. Y B-138 

Jordon, Harry P., Waco B-289 

Kaler, Carney. Liffler & Co.. Boston B-87 

Kansas City Life Ins. Co.. Kansas Ci4y, Mo. . . xv 

Kausler. Geo. S.. Ltd.. New Orleans B-77 

Keller & Keller. San Antonio B-269 

Keller, The W. F. Agency Co., Denver B-22 

Kelly & FuUer, New York B-144 

Kelsey. Fred W.. Joplin B-26fi 

Kenzel. The WlUlam H.. Co.. New York, Cover- B-146 

Kimball. Warren M.. & Co., New York B-141 

Kirk & ShurUeflf, Peoria B-246 

Kitchen. J. D.. & Bro.. New Orleans B-78 

Klee. Rogers & Co.. Chicago B-41 

Klein. Julius M.. Vicksburg B-232 

Knickerbocker Press. The, New York 8-a 

Knowles. Ellis. Pensacola B-32 

Kohne. John C. & Co., Pittsburgh B-182 

Krouse. Clarence A.. & Co., Philadelphia B-178 

Lamey, H. T., Denver B-22 

La Dow. Jesse E., Mansfield B-262 

Lathrop, Morrow, Fox & Moore, Kansas 

City, Mo B-255 

Latimer, W. Carroll, Atlanta B-244 

Lauber. John P., Baltimore B-82 

Law, Geo. W., Chicago B-41 

Lay ton. Charles & Edwin, London xlvii 

Le Blanc & Railey. Ltd.. New Orleans B-77 

Lee, Ralph W., Washington, D. C B-30 

Leigh, L. B.. & Co.. LitUe Rock B-10 

Levy, Leo. New York B-259 

Life Ins. Co. of Virginia. Richmond xlv 

Llndley. Penwell & Lindley, Danville. lU B-245 

Liverpool and London and Globe Ins. Co., 

Ltd..N. Y Ivii 

London Guarantee and Accident Co., Chicago xxv 

Love-Haskell Co., Omaha B-124 

Low, Clarence F., New Orleans B-78 

McDonald & Goldman. St. Joseph, Mo B-256 

McGregor. T. B., Frankfort. Ky B-250 

McKay Publishing Co., Brooklyn. N. Y xxiv-c 

Maloy & Brady. Baltimore B-251 

Manhattan Life Ins. Co., New York zxvi 

Mann. Owen R.. Louisville B-74 

Markham, W. H. & Co., St. Louis B-118 

Marks Ins. Agency, The Ferd. New Orleans B-77 
Marsh & McLennan, Chicago & N. Y. . . B-40. B-141 

Martin & Martin. Leesburg. Va B-270 

Martin Bros. & Co.. Omaha B-123 

Masonic Mutual Lire Assn.. Washington, D. C. zx 
Massachusetts Bonding &Insurance Co., Boston iv-a 
Massachusetts Flre& Marine Ins. Co., Boston. B-86-a 
Maury . & Donnelly — Williams & Thompson 

Co., Baltimore B-83 

Meade, John Paulding & Co., Boston B-90 

Meador & Davis, Dallas B-268 

Mendentiall, Mark F.. Spokane B-271 

Merges, F.. & Co.. New York B-145 

Messier, Louis J., Manchester B-127 

Metropolitan Casualty Ins. Co.. New York.xxlv-b 

Metropolitan Life Ins. Co., New York xllv 

Michigan Commercial Ins. Co., Lansing vli 

MiUer, E. J., Denver B-23 

Miller, W. B., Chattanooga B-266 

MiUers National Ins. Co., Chicago xlili 

Minneapolis Ins. Agency, Minneapolis B-105 

Montgomery, Hall « Young. Omaha B-257 

Montross & Clarke Co., New York xxiv-d 

Moore, Case. Lyman & Hubbard, Chicago B-40 

Mordecai & Gadsden & Rutledge, Charleston, 

S. C B-2fi5 

Morgan. J. P. & Co., New York Cover 

Moss, The Hartwig, Ins. Agency, Ltd., New 

Orleans B-77 

Mutual Benefit Life Ins. Co., Newark C 

Mutual Life Ins. Co. of New York zxx 



Paob 

Naghten. John, & Cs., Chicago B-42 

Nathan. Arthur S.. & Co.. Chicago B-42 

National Commercial Underwriters. Washing- 
ton, D. C Iv-b 

National Fire Ins. Co., Hartford xxxviii 

National Life Ins. Co., Montpeller xlvi 

Neare. Glbbs, Geo. W.. & Co.. Cincinnati B-139 

Nelson. W. L.. & Co.. Memphis. Tenn B-192 

Newark Fire Ins. Co., Newark xxx-a 

Newburger & Co.. Chicago B-42 

Newman & MacBain. Inc.. New York B-143 

New Amsterdam Casualty Co.. New York. . .xxlv-b 

New Jersey Fire Ins. Co.. Newark xxiv-b 

New York Life Ins. Co.. New York xxxiii 

New York Safety Reserve Fund. Syracuse Iv 

New York Underwriters Agency, New York. . . A 
North American Accident Ins. Co.. Chicago. . . ii 
Norris. McPherson & Harrington. Grand 

Rapids B-262 

North British and Mercantile Ins. Co.. N. Y. . . xiv 
Norwich Union Fire Ins. Society. Ltd-. N. Y. .xxvli 

Obrion, Rifssell & Co., Bostoi} B-89 

O'Connor, W. A. & Co.. St. Louis B-118 

Ogden. W. B., & Son, New York B-142 

Ohio Farmers Ins. Co., LeRoy xxxii 

Onion, John F., San Antonio B-2d9 

Oi4.cr of the Golden Seal. Roxbury, N. Y xxv 

Orient Ins. Co., Hartford xxiv 

OtU, J. C, Spartanburg, S. C B-26o 

Pacific Mutual Life Ins. Co., Los Angeles xlill 

Page. Hunter. Page & Dallwig, Peoria B-246 

Paige, John C. & Co.. Boston B-86 

Palm, O. W., Lincoln B-123 

Parker. Chas. E., & Co., Hartford B-25 

Pennsylvania Fire Ins. Co., Philadelphia xl 

Pescud, Peter F.. New Orieans B-78 

Phillips. Alex. K.. Washington. D. C B-30 

Phoenix Assu^nce Co., Ltd., of London. 

N. Y xxxiv 

Pittsburgh Fire Insurance Co.. Pittsburgh xlii 

Pittsburgh Life & Trust Co.. Pittsburgh B-2 

Planters Insurance Office. Lock Rock B-Il 

Piatt. Yungman & Co., Philadelphia B-179 

Pohlman Agency Company, The. Cincinnati. .B-159 

Poor & Van Ness. Baltimore B-84 

Pope & Lohman, Jefferson City, Mo B-255 

Preferred Accident Ins. Co., of New York. . . . xlix 
Presbyterian Ministers Fund. Philadelphia. . . .xxxvil 

Provident Life & Trust Co., of Phila ix 

Prudential Ins. Co., of Newark, N. J xviii, xix 

Prussian Life Ins. Co Inside Back Cover 

Publications of The Spectator Company . b-275; 1 to liv 

Rehm & Olin. Indianapolis B-55 

Reid. Wallace, New York B-142 

Relnhardt. I., & Son, Dallas B-196 

Reliance Life Ins. Co.. Pittsburgh li 

Reserve Loan Life Ins. Co.. Indianapolis xxxix 

Riall Jackson Company, The. Baltimore B-83 

Richardson, H. D., & Co.. New Orleans B-78 

Richardson, E. J.. & Sons, Baltimore B-84 

Richmond, Jackman & Swansen. Madison. . .B-272 

Ridge & McNeill. Philadelphia B-180 

Ringler Co., F. A., New York xxlv-b 

Rogers & Rollo, Chicago B-42 

Rollins & Burdick Co.. Chicago B-42 

Rollo, Webster & Co., Chicago B-42 

Rosenberger. J. C. Kansas City, Mo B-255 

Rosser, Brandon, Slayton & Phillips. Atlanta . . B-244 

Roy Press, New York xxiv-a 

Royal Life Ins. Co.. Chicago xlii 

Runck. Lewis F.. Cincinnati B-159 

Russell & Fairfield. Boston B-88 

Sanborn & Blake. Madison B-272 

Scruggs. Gross R.. & Co., Dallas B-194 

Seay & Seay, Dallas B-268 

Selnshelmer. J. F.. & Co., Galveston B-197 

SeUlng & Brand, Detroit B-262 

SewalT & Alden, New York B-145 

Sexton, Charles W., Co.. Minneapolis B-106 

Shackelford, W. T. & Co.,' Baltimore B-82 

Shaw, A. F., & Co., Chicago B-39 

Shlpman & Wayne, Chicago B-41 

Shipley, Edward E., Cincinnati B-159 

Shook, Henry & Son, Pittsburg B-182 

Simpson, Campbell & Co., Boston B-89 

Smith, Davis s Co., Buffalo B-136 

Smith, Marshall J.. & Co.. Ltd.. New Orleans. . B-78 
Smythe & Visanska, Charleston, S. C B-265 



THE INSURANCE YEAR BOOK. 



XIU 



Pace 

SoeUinc. John K.. Barnwell. S. C B-236 

SprioKfidd F. & M. Ins. Co.. Springfield. Mass . . xvi 

Standard Accident Ins. Co.. Detroit ivi 

Standard Fire Ins. Co. of N. J., Trenton xl 

Standart. Frederick W.. Denver B-23 

Standard Life Ins. Co.. of Pittsburgh B 

Starkweather & Shepley. Chicago. Boston. 

New York. Providence. . B-40-W. B-146. B-186 

State Life Insurance Co., Indianapolis zx 

Stephens. WUI. Los Angeles B-16 

Scephany & Co.. Atlantic City B-i28 

Stewart. The W. H.. Agency Co.. Denver B-23 

Stokes. W. M.. HartsvUle. S. C B-2fJ5 

Stone. Mathews & Co.. Philadelphia B-179 

Stout. Rose & Wells. Omaha B-257 

StoweU. C. D.. & Co.. Kansas City. Mo B-114 

StringfeUow. Wm. £.. St. Joseph B-266 

Strother. John P.. Vanceburg. Ky B-260 

Sturtevant. Frank C. Philadelphia B-i78 

Sun Ins. Office of London. New York xzidv 

Srea F. and L. Ins. Co., Ltd.. Gothenburg. 

Inside Back Cover 
Sweetser. H. P.. Portland. Me B-251 

Thomas. The Fred P.. Co.. Cleveland B-160 

Thomas, John M.. & Co.. Dallas B-196 

Thompson. R. H. & J. H.. Jackson B-254 

Thornton, The H. H., Co.. Pensacola B-32 

Thowless. Arthur J. & Co., New York B-141 

Travelers Ins. Co.. of Hartford zzi 

Tuner & Thomas, Baltimore B-83 

Tomey & Sipe, Cleveland B-261 

Tyler & Rutherford. Inc.. Washington. D. C. . B-81 

Umstead & Rlchman, Philadelphia B-180 

UnderwritexB Brokerage Corporation, N. Y. . . B-149 



Paqb 

Union Casualty Ins. Co.. Philadelphia xiii 

Union Central Life Ins. Co.. of Cincinnati Iv 

United States Fidelity and Guaranty Co., 

Baltimore xxii 

United States Life Ins. Co.. New York xli 

Van Houton & Sherwood Co.. Jersey City B-130 

Virginia F. and M. Ins. Co.. Richmond ucxiz 

Wadsworth. E. L.. & Co., Erie. Pa B-173 

Wagner, F. H.. Agency. Minneapolis B-107 

Wagner. Geo. E.. & Co.. Philadelphia B-179 

Wagner & Taylor Co.. Philadelphia B-178 

Wakefield. Morley & Co.. Hartford B-26 

Walters. KeUy & Co.. New York B-145 

Ware & Beringer. Belton. Tex B-267 

Warren. Cady & Ladd. Detroit B-2&2 

Watson. E. L.. & Co., Providence B-186 

Weed & Kennedy. New York B-147 

Werth Insurance Agency. St. Louis B-119 

West. The W. H.. Co., Washington. D. C B-31 

Western Adiustment & Inspection Co., Chi- 
cago B-228 

Western Assurance Co.. Toronto. Canada xlix 

Whittemore. F. Churchill Co.. St. Louis B-I17 

Wile. Edwin W.. New York B-234 

Wile. Loeb & Gutman. Chicago B-42 

Wiley. Magill & Johnson. Chicago B-42 

Withers & MUls. New York B-149 

Wolf. M.. & Son. Baltimore B-84 

Wolff. H.. New York xxx-a 

Wood. Richard L.. & Co.. Buffalo B-136 

Woodward & WilUamson. Inc.. Jersey City. . . . B-130 
Worthington & Sill. Inc.. Buffalo B-136 



Yorkshire Ins. Co., Ltd.. York (Eng.). N. Y. 



WRITE THE 



UNION CASUALTY INSURANCE CO. 

HOME OFHCB 

UNION CASUALTY BUILDING 
PHILADELPHIA 

FOR 

Agency in States of Pennsylvania, Ohio, New Jersey, 

Maryland, District of Columbia, West Virginia, 

Delaware, Illinois, Michigan, 

Kentucky, Nebraska 



WORKMEN'S 

GOMPEK- 

8ATION 

UABIUTY 

TEAMS 

ELEVATOR 



INSURANCE 



AUTOMOBILE 
COLLISION 
PROPERTY DAMAGE 
PLATE GLASS 
PHYSICIANS' AND 
DRUGGISTS' DEFENSE 



Digitized by VjUOV LC 



XIV 



THE INSURANXE YEAR BOOK. 



Established 1809 



Entered the United States in 1866 



NortK BritisH 

and 

Merc antile 
Insurance Co. 

Of LfOndoii and Edinburgh 



OFFICE 

76 William Street* New York City 




Mutual 



Life Insurance Co. 

of Boston, Mass. 



Good Contracts to Reliable 
Agents. Address the Company 



ROLAND O. LAMB. President 

ARNOLD A. RAND, Vice-President 

EDWIN B. HOLMES. 2nd Vice-President 

WALTON L. CROCKER. 3rd Vice-Pres. and Sec'y 

L. H. HOWE. Actuary 

ROBERT K. EATON. Superintendent of Agencies 

ELBERT H. BROCK. Asst- Supt. of Agencies 



Get a Binder 

for your 

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No systematic reader of a technical journal 
like The Spectator ^ should waste the full value 
of the subscription price paid by throwing 
away the paper after reading, but should 
keep it on file for future reference. Prom- 
inent company managers and other under- 
writers who keep The Spectator on file will 
testify to the benefits derived thereby. 

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forward a handsome binder that will carry 26 
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THE SPECTATOR COMPANY 

135 WillUm S^|^,,y^^^^pw York 



THE INSURANCE YEAR BOOK. 



XV 



The Successful Western Company 




Chartered by the State of Missouri as a Stock Company 

The Middle- West is the most prosperous section of America and 
the best field for life insurance salesmen. Get details of our 
agency proposition — liberal commissions and continuous renewals. 
During 191 3, the Kansas City Life was conspicuous among the 
moderate sized companies for its large volimie of new business. 



FRED W. FLEMING. Sec'y 



J. B. REYNOLDS. Pres. 




Avoid 
Losses 



Our special Insurance 
Bond guarantees 
absolute protection 
against dishonesty. 

Strikingly brief, ex- 
tremely liberal, and 
Company's f^ec from ambiguous 
OfBce Building or conf using tcrms. 

Issued in Individual or Schedule form 
and covers Officers, Employees and 
Field Force. 

For full particulars address our 
nearest Agency or Branch Office. 



American Surety Company 

OP NEW YORK 

Home Office, 100 Broadway 

The Larscft Surety Company in the World 



Ready Reckoner 

FOR 

EARNED AND UNEARNED 
PREMIUMS 



READY RECKONER FOR EARNED AND UN- 
EARNED PREMIUMS. A S«riee of Tables 
designed for the Speedy Calculation of the 
Sums earned and unearned on Policies of In- 
surance; by the late William Ellsworth, Jr.» 
formerly of the Continental Fire Insurance 
Company. 
This new and important work is designed to 
furnish representatives of Fire Insurance Com- 
panics the means for instantaneously computing 
earned and unearned premiums. The method is 
the simplest yet devised, and can be comprehended 
by any one who is comi>etent to understand tne 
easiest rules of arithmetic. The tables preoared 
furnish a ready-made answer to all the problems 
relating to premiums that underwriters are required 
to solve. Wm. Ellsworth, Jr., author of the 
Ready Reckoner, was a wetl known mathematician, 
who was long connected with the Continental and 
Niagara fire insurance companies, and later with 
the Caledonian Insurance Company. THE 
READY RECKONER is the result of his daily 
experience, and is designed to simplify the calcu- 
lations required of every underwriter. 12mo., 80 
pp. Printed on fine paper and substantially bound 
m half leather. 

Pdce, $5^ Per Copf. 

THE SPECTATOR COMPANY, 
PUBLISHERS^ 
135 Wiffi«n S^^^^ J5gi^ 



Xvi THE INSURANCE YEAR BOOK 



tOAQ LARQBST PIRB INSURANCE COMPANY IQIA 

^^^^^ Clurtored by the State of MasMchnietts i:ri'» 

Incorporated 1849 Charter Porpetnal 

SPRINGFIELD FIRE and MARINE 

INSURANCE COMPANY, of Springfield, Mass. 
CASH CAPITAL. - $2,800,000.00 

ANNUAL STATCIMCNT, JANUARY !• 1S14 

TOTAI^ ASSETS. • • • «10»943»90S.SS 
LIABILITIES 

CAPITAL STOCK $2,500,000.00 

Reserve for Re-insurance .... 5,286,834.80 

Reserve for all unpaid Losses .... 483,024.63 

Reserve for all other Liabilities - . - . 342,669.59 

TOTAL LIABILITIES $8,612,529.02 

NET SURPLUS *2,33 1,373.86 

SURPLUS TO POLICYHOLDERS - . - 4,831,373.86 

LOSSES PAID SINCE ORGANIZATION - - 58,525,255.78 

* S500,000 transferred from Surplus to Capital account by stock dividend declared in July, 1913. 

A. W. DAMON, President 
W. J. MACKAY. SecKtaiy CHAS. E. GALACAR, Vice-President F. H. WILUAMS, Treasurer 

PRIOLEAU ELUS. Ass't Sec'y GEO. G. BULKI£Y, Ass't Sec'y E. H. HILDRETH, Ass't Sec'y 

WsarrBKN Dbpartmbnt. Chicago, III. 
A. F. DEAN/Manacer J. C. HARDING and W. H. UNINGER, Ass't Manaoert 

E. G. CARLISLE, 2nd Asst. Manager L. P. VOORMEES, Casliier 

Pacipic Coast Dbpartmbnt. San Pkancisco. Cal. 
GEO. W. DORNIN, lianafer JOHN C. DORNIN, Ass't Manager 

Acencies in all Promiaeat Localltiei tbroaghoat the United States and Canada 



ESTABLISHED 1865 T" !-» WT ENTERED U. S. 1896 

KRAIMKFORX 

General Insurance Company 

Of P>«nlit ort-on-Hi«-MMln, Ocrmany 

UNITED STATES BRANCH 
Stateinent of December 31^ 1013 

AsseU, $1,364,864 12 

Liabilities, 911,618 77 

Surplus to Policy Holders, - $453,245 35 

INSURANCES TRANSACTED 

LIABILITY A WORKMEN'S COMPENSATION BURGLARY 

MANUFACTURER'S! EMPLOYER'S WORKMEN'S COLLECTIVE ACCIDENT 

A CONTRACTOR'S f PUBLIC WORKMEN'S COLLECTIVE SICKNESS 

) PHYSICIANS' INDIVIDUAL ACCIDENT St HEALTH 

\MtfW\tf^A1 S SURGEONS' * *^^**^^ ^-m^i^^^^aa^ra^*-! « ^^ MMa^r^msMum 

M£0I^AL« j gygggf S^, INDUSTRIAL ACCIDENT A HEALTH 

TEAMS GENERAL ELEVATOR 

LANDLORD'S CONTINGENT VESSEL OWNERS 

UNITED STATES DEPARTMENT 

las William S treet^ Ne^v York 

C He FRANKLIN, United States Manager 

•f NO. M. SMITH, Secretary United States Brancli 
r^SETtiriCE Tfjrthm FTtAJ^i KJP OTtT 



THE INSURANCE YEAR BOOK. XVU 

Publishers' Announcement 

For forty-one years The Insurance Year Book has appeared annually, 
expanding year by year with the growth of the insurance business, and adding 
new features to its mass of information as the conditions demanded. The pub- 
lishers therefore take pride in presenting the forty-second annual edition, and 
in acknowledging the widespread recognition that has been accorded this publi- 
cation, both in this country and abroad. 

The 1914 edition of the Year Book is issued in two volumes, as hereto- 
fore, one being devoted to Life, Casualty and Miscellaneous Insurance, 
and the other to Fire and Marine Insurance. Each volume contains the 
standard statistics regarding companies and their transactions that are neces- 
sar\' to perfect their history from year to year. These statistics are brought 
forward to include their transactions to December 31, 1913. Some of the prin- 
cipal features of this volume are briefly summarized as follows : 

FIRE AND MARINE VOLUME 

The section entitled "Reports of Fire Insurance Companies" presents in- 
fomiation more or less exhaustive concerning over 1,000 fire and marine insur- 
ance organizations (including unlicensed companies). 

The importance of the fire and marine insurance transactions in the United 
States is indicated by the grand totals for 1913 here exhibited taken from 
the Recapitulation Tables of the Fire and Marine Volume of the Insurance 
Year Book : 

Number of companies 645 Total Income $421,598,687 

Capital Paid Up (U. S. Cos.).. $105,195,851 Losses Paid 204,797,043 

Assets 801,918,783 Dividends (American Cos.) . • • 34,266,904 

Net Surplus 291,192,548 Expenses 143,033,840 

Net Premiums 385*367,544 Total Expenditures 3o2»097,7»7 

Fire Departments and Water Supply is the title of a department in which 
is given extensive information as to the fire protection of 8,380 cities and towns 
in the United States and Canada. This department occupies 436 pages, closely 
printed. 

The Directory of Insurance Agents (including also lists of Insurance Attor- 
neys and Adjusters) occupies about 270 pages, 4 columns to the page, and 
comprises about 62,000 names, being the most comprehensive list of its kind 
extant Comprised therein are about 54,000 agents (35,000 of whom write fire 
insurance) and about 8,000 attorneys and adjusters. 

The list of Companies that have Failed or Retired contains about 2,500 
names. 

Data are presented as to insurance companies in 45 Foreign Countries. 

The officers of about 350 Underwriters' Organizations are given. 

The Premium Receipts of individual companies are tabulated for 12 cities. 

Notable Conflagrations in the World's History comprise 365 such events 
from B. C. 1897 to A. D. 1914. 

The list of Large Fires in thje United States and Canada embraces 319 fires 
occurring in the last two centuries, each causing $1,000,000 or more of loss. 

In addition to the foregoing, there is a considerable amount of other useful 
information presented regarding various features of the insurance business, 
each adding its quota to the value of this volume, which, aside from advertising 
matter, contains over 1,200 pages. The Life and Miscellaneous volume is simi- 
larly comprehensive in covering its peculiar field. 

Our thanks are due to the heads of Insurance Departments of the various 
States and to officers of companies for their courtesy and promptness in fur- 
nishing us with desired information, THE SPECTATOR COMPANY.^ 

New York, July 3, 1914. Digitized by VjUU^lC 



XVlll 



THE INSURANCE YEAR BOOK. 







Kf)t jgrttbenttal 

I POU NDBD BY JOHN P. DrYDBN. PIONBBR OP INDUSTRIAL InSURANCB IN Alf BRICA I 

^'^t~4^»^hJ^cSS5tt^'"""•''"*"^*"*'- 590 Million Dollars 

Life Innmuee baued and Piid for In 1913, over - 481 MilHOll Doll&TS 

323 Million Dollars 

297 Million Dollars 

25 Million Dollars 



{Indndtng Policy Reserve, over 200 MiUimi Dollara; 1 
and amount wt atidefor Holder* of Deferred Di- I 
vidend PoUcie«.over81 MUUonDoUan; of which f 
there is payable in 1014. over 6H Million Dollara J 

Cai>ital and Surplus, over .... 



rrFil^fHSXr^ 2 BILLION, 406 MILLION DOLLARS 



LoW9t Expenmm Ratm in thm HUtmry of thm Company 
OFFICCRS 



PORRBST P. DRYDSN 

Vice-Pre«dent and Actuary 

3rd Vice-President 

General Counsel 

Secretary 

Associate Actuary 

Assistant Secretary 

Assistant Secretary 

Assistant Secretary 

Assistant Secretary 

Assistant Actuary 

Medical Director 



Torn K. Gorb 
Edward Gray 
Richard V. Lindabury 
WnxARD I. Hamilton . 
PRSDK. H. Johnston . 
Valbntins Rikbr . 
GsoRGB P. Williams . 
PRBDK. A. C. Bakbr 
Archibald M. Woodruff 

HOLGBR B. KrAUSS 

Waltsr a. Jaquith 

J. AllBN Patton . Associate Medical Director 

Thbo. C. E. Blancbard .Snpt. of Real Estate 

Harry Vlibt Supervisor 

William J. Graff . Supervisor 

John H. Birkbtt Supervisor 

J. H. Huntington, Jr. ... Supervisor 
David A. McIntyrB Supvr. Print. & Allied DepU. 
Harry C. Thompson Assistant Comptroller 

GsoROB S. MowBR . . Assistant Actuary 

Harvby Thomas 



President 

Wilbur S. Johnson 2d Vice-Pres.and Comptroller 
Edward D. Duffibld 4thVice-Pres. and Gen. Sol. 



Edward Kanousb 
prbdsric a. boylb 
pRBDBRicK L. Hoffman 

GSORGB W. MUNSICK . 

Gborob B. Sfbbr . 

ROBBRT GBMMBLL . 
WiLUAM R. KONOW 

Gbo. H. Kirkpatrick , 



Treasurer 
Cashier 
Statistician 
Assistant Secretary 
Assistant Secretary 
Assistant Secretary 
Assistant Secretary 
Assistant Actuary 



Thbo. C. E. Blanch ard 
Edward Kanousb 

PORRBST P. DRYDBN 

JBROMB Taylor 

WILLIAM T. CarTBR 



DIRECTORS 

(Elected by the Stockholders) 
Anthony R. Kusbr 
UzAL H. McCartbr 
Wilbur S. Johnson 
Richard V. Lindabury 
John K. Gorb 



Wm. Pbrry Watson Consulting Medical Dir. 
Paul PitzGbrald Associate Medical Director 

Gborob W. Gorb Supervisor 

Edwin P. Kulp Supervisor 

J. Albbrt Sandford 
R. H. Elphinstonb 
Chas. a. Stonblakb 

PRBD. W. TaSNBY 

John W. Halsby 
Jambs P. Littlb 

Supervisor 



. Supervisor 
. Supervisor 
Office Supervisor 
. Supervisor 
. Supervisor 
Assistant Actuary 



William J. Maoib 
Bbnnbt Van Syckbl 
Gilbbrt Coluns 
Edward Gray 
Edward D. Duffibld 



(Appointed by the Chancellor, from the policy hinders, pursuant to Chapter 81, 

Laws of 1007 of the State of New Jersey) 

Edward J. Ill Edwin A. Stbvbns Isaac P. Rob 

The Prudential Insurance Company of America 

irtl^T^iVuJi'N^'rJ^;"^'^ Home Office. Newark, N. J. 



Digitized by VjUUV LC 



THE INSURANCE YEAR BOOK. 



XIX 



THE PRUDENTIAL 
FIRST IN BIG STATES 



The Prudential stood in first place in 1913 according to 
published records and the reports of the viu'ious Insurance 
Departments in the following leading States: 

Insurance Issued The Prudential 

STATE and Revived Has Held 

in 1913 First Place For 

New Jersey $46,455,660 Sixteen Years 

New York 96,645,161 ♦Three Years 

Pennsylvania 76,285,845 Fifteen Years 

Ohio 32,426,356 Seven Years 

Indiana 21,051,592 Thirteen Years 

Illinois 39,676,734 Six Years 

Michigan 10,888,521 Two Years 

Delaware 2,780,568 Eight Years 

West Virginia 4,647,575 Four Years 

Kansas 5,715,497 Six Years 

MinnesoU 6,031,452 Five Years 

Colorado 4,262,574 Five Years 

*Yean 1909, 1910 and 1913. 

The Company also attained second place in many other 
States, and since the close of 1908 has added to the insur- 
ance in force on its books nearly a billion dollars, making 
a greater net gain than that of any other company in the 
world. 

Reliable Men with Selling Ability Succeed as Prudential 
Agents. Send for Particulars of Contract. 



:«.^ 



PRUDENTIAL, 

^, Hlf TBI J 

STREHGTHOr J 



The Prudential 

Insurance Company of America 

Incorporated as a Stock Company by the State of New Jeraey 
FORREST F. DRYDEN, Preaidant 

Home Office: NEWARK, N. J. 



XX 



THE INSURANCE YEAR BOOK. 



The State Life 

Indianapolis 

NOT THE OLDEST; NOT THE LARGEST; 
JUST THE BEST 

Splendid Territory ; Profitable C>ntract8 ; 
For Men Who Gin Do Thmgs 

On Agency Matten Addreis 

CHARLES F. COFFIN 

Vice-President 

1231 State Life Building 



A FEDERAL INSTITUTION 



The Masonic 
Motoal Life 
Association 

of tbt 

District of Coliabia 




CHARTERED BY SPECIAL ACT 
OF CONGRESS, March 3, 1869. 

The Security of the Old Line. 
The Economy of the Fraternal. 
Surrender Values, and Special 

Advantages not found elsewhere. 



Select work, with big returns to high dasa repre- 
sentatives. For terms and territory write to 

WM. MONTGOMERY, Washington, D. C. 

New Masonic Temple 

Secretary and General Manager. 

Required by the laws of the United States to main- 
tain the legal reserve on every policy. 



ATLAS 

Assurance Co. , Ltd. 

OF LONDON 



ESTABLISHED 
1808 



New York Branch 

100 WILLIAM STREET - 



THE INSURANCE YEAR BOOK. 



XXI 



The Agent and Broker Who Represents the 
Travelers Enjoys Great Advantages 

Our Guaranteed Low Cost Life Insurance Policies with their 
unique Disability clause arc guaranteed in every particular. 

The Travelers, which has been the leading exponent of this form of 
Life insurance for over 48 years, led all the New England companies in 
new Life insurance pafd for in 1913, and showed the largest percentage 
of gain in new business paid for of any of the ten leading companies in 
the country. 

ACCIDENT INSURANCE— Accident Policies containing the most 
comprehensive benefits. 

LIABILITY AND COMPENSATION INSURANCE with the most 
efficient service for the prevention of accidents in the world. 

Every man is a prospect for more than one line of insurance. Tlie Agent 
who can supply these several needs poss esse s the broadest field for his efforts. 

The Travelers Insurance Company 

OF HARTFORD 

S. C. DUNHAM. Prciidcnt 



Annual and Deferred Dividends 

Dividends paid to policyholders in 1914 and 1913 by life insurance 
companies on annual dividend policies issued in the years 1883 to 1912 
and 1913, inclusive, on ordinary life, twenty-payment life and twenty- 
year endowment forms per $1,000, by 5-year periods, at ages 25 to 60 at 
date of issue. Also results under deferred dividend policies with 5, 10, 
15 and 20 year periods. • 

Includes tables also of net cost for each company. Extension flaps 
for comparison. 



Prices for ANNUAL AND DEFERRED DIVIDENDS: 
Bound In flexible leather cover 



Per copy 

12 OOpKS 

25 copies 



91.50 
15.00 
28.00 



50 copies .... 950.00 

100 copies 80.00 

500 copies .... 350.00 



THE SPECTATOR COMPANY 



CUci«o Office: 

Imoraiice Exchange 



135 WUllam Stieet 

NEW YORK 

Digitized by VjUUV LC 



XXll 



THE INSURANCE YEAR BOOK. 



CAPITAL PAID IN CASH 
$2,000,000 




TOTAL RESOURCES OVER 
$7,700,000 



UNITED STATES FIDELITY AND GUARANTY CO. 

BALTIMORE, MD. 



ISSUES 

Judicial 
Contract 
Fidelity 
Offficiia 
RaUroad 
Fraternal Order 
Bank and 
Internal Revenue 

BONDS 


INSURES 

Banks 

Residences and 
Mercantile 
EsUUishments 
AGAINST 

Loss and 
Damage 

BURGLARY 


ISSUES 

Accident— Health 
Plate QIass 
Physicians, Dentists and 

UabBftydMoywandPubUe) 

Automobile 
Workmen's Collective 

POLICIES 



Offers to MercKants tKe Best Possible Protection 
TKrota^K Its Department of Otaaranteed Attornexs 

JOHN R. BLAND, President GEO. R. CALLIS. Vice-Pres. and Sec'y-Treas. 



VEST POCKET 

LIFE- AGENTS BRIEF 

(SIXTH KDITIOIf, 1914- I9I5) 

A Synopsis of Premium Rates, Policy Provisions and Net Cost of Insurance 

Premium Rates — Arranged by ages, for quick comparison. Ages 20 to 65. 
Participatingand non-participating rates. Whole life; 15and20-payment; 10, 15 
and 20-year endowment; 10 payment 20-year endowment; 10 and 20-year term. 

Policy Provisions. — Arranged by subjects. Age Limit, Application, 
Dividends, Grace, Incontestability, Loans, Non-Porfeiture, Occupation Pay- 
ment of Claims, Reinstatement, Residence and Travel, Suicide, Women. 

Net Cost of Insurance. — Arranged by ages. Premiums less dividends 
for the years 1906-14 on policies from one to five years old; also ten, fifteen 
and twenty years. Ages 25, 35, 45 and 55 on Ordinary Life, 20-Payment Life 
and 20-Year Endowment forms. 

The Vest Pocket Life Agents Brief, as its name implies, is in shape 
for convenient carrying in the vest pocket, and is a most valuable companion 
for the solicitor. It contains 250 pages, is printed on a fine quality of im- 
ported bible paper, is less than a J inch thick, less than 6 inches long and 3i 
inches wide, and is bound in flexible leather covers. 

PRICE PER COPY - - $1.00 

A discount of 20 per cent, will be made on orders of 100 copies or more 
ADDRESS ALL ORDERS TO 

THE SPECTATOR COMPANY 



CHICAGO OmCE: 

INSURANCE EXCHANGE 



135 WILUAM STREET 
NEW YORK 

Digitized by VjUUV LC 



THE INSURANCE YEAR BOOK. XXIU 



HOME UFE INSURANCE COMPANY 

OF NEW YORK 

An examination of the Home Life of New York by the 
New York Insurance Department, the report on which has 
just been issued, shows the Company to be in splendid 
condition in every respect with an excellent record in all 
of its relations with policyholders. The chief examiner 
closes the report on the examination as follows: 

"From the above report it is apparent that the Company 
is efficiently managed, its claims under its policies promptly 
settled and its policyholders treated fairly." 

During the period under examination the Home Life has 
experienced a steady and sound growth, its assets, now 
nearly $30,000,000 being well over five millions greater 
than in 1909 and the insurance in force having increased 
from $92,532,533 in the year mentioned to over $116,000,000 
in 1913. 

2A6 BROADWAY 
NEW YORK, N. Y. 



W. H. STEVENS, President JOHN Q. ADAMS, Secretary 

CHARTERED 1853 



•5V- 






INSURES AGAINST 

Fire, Lightning and Tornado 

SIXTY-FIRST ANNUAL STATEMENT, JANUARY I, I9I4 

Capital $500,000.00 

Aafets (to pixytect Pdllcyholders) 4,302,768.37 

Conllasration Surplus 200,000.00 

Sorpliis to Piolicyliolden 2,250,636.90 

Net Surpiua to Stockholders 1,550,636.90 

TOTAL LOSSES PAID SINCE ORGANIZATION, $21,995,394.00 



XXIV 



THE INSURANCE YEAR BOOK. 



The Bankers' Life Company 



OF DES MOINES, IOWA 



ERNEST E. CLARK 

A Mutual Company 



Ptefldeat 

Preferred Risks 



Exceptional record during thirty-five years, for 
Low Rate of Mortality Economy of Management 

Prompt Payment of Claims Security of Its Funds 

and Satisfactoiy Results for Its Policyholders. 



ADMITTED ASSETS OVER 9aa»000»000.00 



ORIENT 

Insurance Company 

HARTFORD, CONN. 



Capital . .nmMH 
Assets . . 3,511,912.41 
Sirplis. 875,fll.^ 



A. G. McILWAINE, JR., President 
HENRY W, GRAY, JR., Secretary 



A Vilnrtte AM to Lite lisirMce Aaeite 

THE MONTHLY 
INCOME POLICY 

Bx V^. T. NASH 

A booklet oontaining instructioiia to Agents 
relative to the advantages of the monthly in- 
come form of insurance. 

Arcumants Clearly S«t Forth 
Hints, Instruetions and Aphorisms. 

The publishers have issued two editions of this 
work, one being in cloth binding, for permanent use 
by the life insurance canvasser; the other in heavy 
paper binding. PRICES 

Cloth Binding Hoavy Papor Binding 



Per copy 


. f .go 


Per copy. . 


. f .80 


JgCOR-.. 


16.00 


12 copies 
00 ^• 




100 " . . 


25.00 


100 •• 


. 10.00 


fiOO " .. 


. 100.00 


600 " 


. 40.00 


1000 " 


. 1M.00 


1000 " 


. 60.00 



An Auxittary PuhltomHon 

Safetf uardintf the Home 

A leaflet pointing out to prospects the advantages 
of monthly income policies. 

Send 6 cents for sample copy. 

THE SPECTATOR COMPANY 

Chicago Orrieai 13S William Straat 

Insurance Exchange, y VjUWEW YORK 



THE INSURANCE YEAR BOOK. 



xxiv-a 



TELEPHONES, 3 16 0-3161-3162 BEEKMAN 



General 
Printing 

OF ALL KINDS 



ROY PRESS 

Beekman and Gold Sts, 

N E W YORK 



Insurance Printing 

Trade Papers and Book Work 

Pamphlet Binding 



THIS Establishment is especially equipped to handle large lines of 
Insurance Printing. Many companies throughout the country 
order all their supplies from us. Managers and Agents are 
requested to send for estimates. :: :: :: :: :: :: 

The numerous publications of THE SPECTATOR COMPANY are 
printed here. 



xxiv-b 



THE INSURANCE YEAR BOOK. 



NEW AMSTERDAM 
CASUALTY CO. 



59 Jokn Street 
New York 



Equitable Buildtng 
Baltimore 



W. r. nOOIC, Pres. J. XITHUI NELSON, VIce-Pres. 
SirrOli HMU, Treis. €C0. C. Tff YLOB, Set'y 

CAPITAL, 1400,000 
ASSETS, 11,340,586 

Compensation 

Liability Burglary 

Accident and Health Plate Glass 

Automobile 

Fidelity and Surety Bonds 

ATTRACTIVE OORTRACTS TO 
LIVE AOERTS 



BEST EQUIPPED. 

^ COMMERCIAL 

DESIGNING 
PHOTO-ENGRAVING, 

EimRorypiNG 

PHdOGRAPHING 
SIHUSTRATING 

PUNTintheWORID 



^^3 



IhE 



FMlNGLERCo 

21-23 BARCLAY ST. TO 
26-28 PARK PLACE 
NEW YORK 



NEW JERSEY FIRE 

INSURANCE GOMPANY 

NEWARK. N. J. 



STATEMENT AS OF JAN. 1, 1914 
As filed with Dept. of Inauranee and Banking, Trmton, N. J 

Capital $1,000,000.00 

Net Surplus 426,215.33 

Gross AsseU 2,076,896.37 

Surplus to Policy- 
holders 1,426,215.33 



WILLIAM G. WHILDEN, President 
CHARLES L. AUGER, Vice-President 
RUDOLPH F. RABE, Vice-President 
ALBERT E. HARTCORN, Vice-President 
GEORGE E. LYON, Secretary 
WM. B. LUTZ, Asst. Secretary 
E. C. BATAILLE, Treasurer 

THE 

METROPOLITAN 
CASUALTY 

INSURANCE CO. OF NEW YORK 
Home Office • 47 CEDAR STREET 



OHARTCRKD 1874 



PLATE GLASS 
PERSONAL ACCIDENT 
AND HEALTH 



POLICIES 



OF THE MOST APPROVED FORMS 



EUQENE H. WINSLOW, President 
DANIEL D. WHITNEY, Vice-Preildcat 
8. WM. BURTON, Swntary 

ALONZO Q. BROOKS,'*Aut. Secretary 



.T 



SCLIABLE AND ENEiSniC ASENTI WANTED 



THE INSURANCE YEAR BOOK. Xxiv-C 




Rate Books ~^ 

Printed AND ^|-, 

«^ Other 

Bound ^^^^^^^ 



JJEADQUARTERS for the 
very flexible Pocket Rate 
Books now in general use by 
the larger Insurance Com- 
panies. 

gEST Equipped Establish- 
ment in Greater New York 
making a specialty of the 
Manufacture of Rate Books. 

AX/'E bind all the Spectator 
Company's Flexible 
Leather Publications. 

Rstimates Furnished 

MeKay Publishing Company 

BUSH TERMINAL 

3rd Avenue, 33rd to 34th Streets 
Brooklyn Borough 

TELEPHONE "Ml? 1X7 V/^TJ IT /^f T'V 

SUNSET FIFTYSIX INU/W 1 UKJV Cil 1 1 



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p 



xxiv-d 



THE INSURANCE YEAR BOOK. 



THE FIDELITY MUTUAL LIFE 

INSURANCE COMPANY OF PHILADELPHIA, PA. 



WALTER LE MAR TALBOT. Pr«sld«nt 



flA progressive company that has given life insurance 
some of its best ideas. 

flThe Fidelity's prosperity, substantial progress and 
prompt payment of claims for over thirty-five years, are 
excellent credentials to public confidence. 

Insurance in Force - - $134,000,000.00 

Paid to and held in 

trust for policyholders 59,534,526.70 

Desirable openings in good territory for the right men. 



Telephones 



327« I 

] 3ri V 

( 3272 ) 



Beekman 



N«nir«ss&ciarkc 

CO. 

Printers & 
Stationers 



Catalog Printing 

Lithographing-Engraving 

Blank Book Makers 

Office Supplies 

30 Ferry Street, N. Y. 



R A. FLINN, Inc. 

PAPER 



32 BEEKMAN STREET 

NEW YORK 



HaTe you tried 

1776 BOND 

for your policies? NONE BETTER 



Sole Agents in United States 

IMPROVED INDIA 
BIBLE PAPER 

, ., _ . Digitized by VjUUVI 

A Very Desirable Paper for Raid Books 



THE INSURANCE YEAR BOOK XXV 



THE SIGN OF GOOD CASUALTY INSURANCE 




LOHDOH GUARANTEE and ACCIDEHT CO., LTD. 

HEADOFFICE: 134 SO. LA SALLE STREET 
CHICAGO, ILL 

F. W. LAWSON. CMcral MaM«af 



ALL BRANCHES OF 

LItbiilty, Conp«atatlM, Automobilt , AccM«Bt, HMltk, Bvrfllary, Boll«r and Cratfit 

IntHraaea. 



Agents 



Desiring a Satisfactory and Profitable 
Contract to represent a Fraternal Bene- 
ficiary Society, having all the Safety of 
Old Line Plans; Adequate Rates; Full 
Legal Reserve, and yet retaining the best 
of the Fraternal System, should communi- 
cate with 

The Order of the Golden Seal 

Northern Department, Roxbury, N. Y. 
Southern Department, Traveler's Bldg., Richmond, Va. 



Digitized by VjUUV LC 



XXVI 



THE INSURANCE YEAR BOOK. 



Are you looking 

for 
an Opportunity? 

See what the Year Book 
tells you the Atlantic has 
accomplished, and you will 
realize what opportunity it 
has for you. Its past prog- 
ress will continue — will you 
share it? 

Atlantic Life 
Insurance Co. 

Richmond, Vo. 



GERMAN FIRE 
INSURANCE CO. 

OP WHEEUNG, WEST VA. 
1219 CHAPLINE STREET 

Organized in 1867 

Capital Stock - - $200,000.00 

Assets 672,104.68 

NET SURPLUS - 156,431.83 

OFFICERS 

WM. F. STIFEL, President 

A. REYMANN, Vice-President 

F. RIESTER, Secretary 

WM. QOERINQ, Assistant Secretary 

S. W. RICE, Supt. of Agencies 



Great Southern Life 

Insurance Company 

HOUSTON, TEXAS 

J. S. RICE, President J T. SCOTT. Trearorer 

CHAS. BOEDBKER. Secretary 




Oar Record 



Commenced Buainese Nov. 1, 19M 

Insnnaoe in Fbroe 
Oral inttt 
Dec. 31, 1909 $ 655,004.93 
Dec. 31, 1910 1,057,016.02 
Dec. 31, 1911 1,128,912.85 
Dec. 31, 1912 1,306,689.41 
Dec. 31, 1913 1,500,835.10 
Apr. 30, 1914 1,658,702.96 



(Pu4-f«r Baai) 
$ 992,000.00 

5,352,260.00 
10,057,028.00 
14,859,856.00 
23,650,512.00 
26,884,911.00 



o. s 



For Agency Contracts Adtirett 

. CA.RLiTON» Vice-President 
HOUSTON, TEXAS 



Bnild Yonr Own Bnsiiess 

under our direct general agen- 
cy contract. This is a liberal 
proposition for which men of 
ability can qualify. A few 
Exceptional opportunities are 
open at present. 
For particulars 
M address: John 

m^ F. Roche, Vice- 

^^ President, 

^^ Organized 1850 

The Manhattan life 

Insurance Company 

M Broadway New York 



uiym^b'u uy 



^d" 



THE INSURANCE YEAR BOOK. 



XXVll 



The Germania Ltt e Insurance Company 

ol New York 

Established 1860 

Assets (January 1, 1914) - 349,748,862.00 
Liabilities - - , - 43,230,677.00 

Surplus and Dividend Funds ^,518,1815.00 




New Insurance. 1913 Paid for ^20,289,565.00 
Insurance in Force - - 146,537,632.00 

(Paid for Basis) 

Germania policies are plain business-like contracts 
framed to suit the needs and circumstances of the 
people and contain the most up-to-date features. 
The age, experience, strength and liberality of the 
of the Germania Life make it the Ideal Company 
for the capable agent. 

For Direct Agency Contracts 
in desirable territory Address: 

HOME OFFICE 

51 Union Sqaare, New York Oty 



-NORWICH UNION- 
FIRE INSURANCE SOCIETY 



UMITED 



: NORWICH ENGLAND^ 

Estabiislied, A. D., 1797 



FIRE AND TORNADO INSURANCE 



UNITED STATES TRUSTEES 

A. W. HARD, Esq., Of Messrs. Hard & Rand 

W. BMLBN ROOSBVBLT, Esq., ... Of Messrs. Roosevelt & Son 

JAMBS A. SCRYMSBR, President Central and South American Tel. Co. 



Head Office for the United States, 5f John St, New York 

J. MONTGOMBRY HARE. 



WILLIAM HARB, 



^Managers 



J. F. VAN RIPER, Branch Secy. 
J. H. BURGER, Supt. of Agencies 



XXviii THE INSURANCE YEAR BOOK. 



Principles and Practice of 
Life Insurance 

Eighth Edition, 1912— Revised, Enlarged and Improved 

Originally pi^pared by NATHAN WILLEY, Actuary 

Thia edition contains entirely new explanatory text and numerous 
additional tables prepared by and under the supervision of 

HENRY MOIR, F.RA., F.I.A. 

Fellow Actaarial Soctoty of Aoierlca 

Among the manjr new tables will be found 'tables showing the terminal 
net values 1^ the modified Preliminary Term Basis of calculation, according to 
the Illinois Standard — modified on 20-payment life for 10 and 15-pavment ufe, 
and 10, 15 and 20-year endowments by the American Experience Table, with 
3H per cent, interest; "Ckwtsof Insurance;" Net Reserves on 0, 14 and 19- 
parent life and 0, 14 and 19-^ear Endowment Policies, by the American Ex- 
perience Table of Mortality with interest at 3 and 3H per cent., also net 
premiums and Reserves on Term Policies. 

Send two cents for elaborate circular regarding this important new work 

PRICE. BOUND IN HALF MOROCCO, - - $lt.00 

Address all orders to the puUiskers 

THE SPECTATOR COMPANY 

CHICAGO OFFICE I 135 WILUAM STREET 

Innraiictf Etthaofi NEW YORK 



NEW TABLES PUBLISHED IN 191S 

Total Disability Benefits in Life Insurance 

Baaed on Mead'a Adjuated American-Maccabeea 
Experience Tablea and 33^% Intereat 

By the Late LUCIUS McADAM» M. So., F. A. L A. 

Es-Prasld«nt and Lif« Govamor of Th« Amariean Institute of Actuaries 

A complete system of tables for computing total disability and waiver of 
premium benefits, with commutation columns, formulae, and mean reserve 
values on ordinary, 10, 15 and 20-payment life plans and 10, 15 and 20-year 
endowments. Application to workmen's compensation and old-age pensions. 

Entirely new and of immediate pertinent value to Actuaries, Managers, 
and Insurance Department Officials. 

Price $20 "per copy. Sent postpaid on receipt of price^ 

THE SPECTATOR COMPANY 

CHICAGO OFFICE: {Sole SeUing Agents) 138 WiUUm Street, 

Insurance Exchange NEW YORK 

Digitized by VjUUV LC 



THE INSURANCE YEAR BOOK. 



XXIX 





HART 

^ir^ Insurance Company 
HairMord, Conn., 


FORD 

Aooidont and IndomnHy Co. 
Hartford, Conn., 


• 


lias ^ven safety and saris- 
fectaon to its policy-holders 
for more than a hundred 
years. Its liberal policies 
cover the following: 


is a newccHner in the Insur- 
ance world, but it is pre- 
pared to carefully write all 
desirable lines and to pay 
its losses promptly. 




Fire Policies 

Buildings Contents 

Tornado Rents 

Use and Occupancy 

Automobiles HuUs 

Mail Packages 

Merchandise in Transit 

Tourists' Floater 

Salesmen's Samples 


Auiomobile 

All InauraiU Hazards 

Plate Ola$» LiabUity 

Workmeti't Compensation 

Burglary Theft 

Hold-up 

Accident and Health 

Surety Bonds 

Fidelity Bonds 




Address: 

S. E. LOCKE, 

Secretary 
Hartford, Conn. 


Address: 
NORMAN R. MORAY. 
Vice-President and Manager 
Hartford, Conn. 




For HARTFORD Service Buy HARTFORD Policies 




R. M. BISSELL, President 




Board of DIrootors of Both Companies 




CHAS. E. CHASE, Chairman 




JAMES J. GOODWIN MEIGS H. WHAPI.F.S 
THEODORE LYMAN R. M. BISSELL 
GEORGE ROBERTS HENRY S. ROBINSON 
WILUAM C. SKINNER C. L. F. ROBINSON 




The Hartford Agont is a Good Man to Know 

Diqitized by VjOU^ iC 



XXX THE INSURANCE YEAR BOOK. 

''Pre-eminence in Benefits to Policyholders" 
THE WATCHWORD 

The Mutual Life 

Insurance Company of New York 



Paid to Policyholders in 1913 ■ - $63,757,992.51 
Received from Policyholders in 1913 - 58,486,326.08 

Ejccess of Payments over Receipts - - $5,271,666.43 

Paid Dividends in 1913 .... $17,201,730.49 
Apportioned (or Dividends in 1914 - $18,078,840.88 

Mutual Life Agents Make Most Money 

BECAUSE 

Mutual Life Policies Sell Most Freely 



For tenu to producing agents, addrex 

GEORGE T. DEXTER 

2dl Wke-PimSM 

34 NASSAU STREET NEW YORK. N. Y. 

Digitized by LjOO^LC 




THE INSURANCE YEAR BOOK. XXX-a 

Newark Fire 
Insurance Co. 

Newark, N. J. 

Capital $500,000 

Assets $2,009,892.77 

Surplus to Policyholders $1,108,033.56 

Edgar J. Haynbs, President T. L. Farquhar, Secretary 

Gborgq F. Rbbvb, Vice-President T. D. Richardson, Treasurer 
J. G. Maconachy, Agency Sup't 

Pacific Coast Department, San Francisco, CaL 

Geo. W. Domin, Manager John C. Domin, Assistant Manager 

Loren H. Green & Co., General Agents, Jacksonville, Fla. 

E. J. Miller, Gen'l Agent, Mountain Department^ Denver, Col. 

Alfred Paull & Son, Gen'l Agents, West Virginia, Wheeling, W. Va. 

The Arnold Co., General Agents, Providence, R. I. 



H. WOLFF 

Book Manufacturer 
518-534 WEST 26th STREET 

NEW YORK 



LARGEST and best equipped bindery on 
this continent. Books bound in leather, 
cloth, etc., in the various styles of bind- 
ing. Yearly output over 1 0,000,000 books. 

Botk voliimei of the 1914 INSURANCE YEAR BOOK are boand by u.. 

n 



xxx-b 



THE INSURANCE YEAR BOOK. 




THE HOME 

INSURANCE COMPANY 

NEW YORK 



56 CEDAR STREET 



Marine - Inland and Ocean 

Automobile 

Windstorm 

Parcel Post 

Registered Mail 

Sprinkler Leaka^^e 



FIRE 



Use and Occupancy 

Commissions 

Profits 

Rents 

Hail 

Tourists' Baggage 



Conflagration Proof 



Cash Capital $ 6,000.000 

Cash Assets, January 1st, 1914 33,139,915 

Liabilities (except cash capital) 15,266,896 

Surplus as regards Policy-Holders 17,873,019 



Organized 1833 



Levi P. Morton, 
Elbridge G. Snow, 
George H. Hartford. 
Henry F. Noyet, 
Lucien C. Warner, 



DIRECTORS: 

John Qaflin, 
John H. Flagler. 
William D. Baldwin, 
Lewis L. Clarke, 
Clarence H. Kelsey. 



WUliam Ives Washburn. 
Elbert H. Gary, 
Thomas B. Kent, 
Cornelius N. Bliss. Jr.. 
Frederic C. Buswell. 



ELBRIDGE G. SNOW, President 

FREDERIC C. BUSWELL, Vie«-PrMl<ient. 
CLARENCE A. LUDLUM, Vic«-PrMident. 

CHARLES L. TYNER, Vic«-PrMld«nt and S^rstary. 
AREUNAH M. BURTIS, Secretary. 

HENRY J. FERRIS, AMistant Saccatary. 

HOWARD P. MOORE, AssUtant Sacretary. 

VINCENT P. WYATT, AasUtant Secretary. 



^igflizeffiy'S^O^T^ 



THE INSURANCE YEAR BOOK. XXXI 



F. A. ROTHIER, President ADAM BENUS. Secretary 

F. C. BARTON, Ass*t Sec'y 

The Ginciiinati Underwriters 

COMPOSED OF THE 

Eureka Fire and Marine and Security Fire 
Insurance Companies of Cincinnati 

121 EAST THIRD STREET, GINGINNATI, O. 

STATEMENT, JANUARY 1, 1914 

Cash Capital $250,000 

Reserve for Reinsurance 234,875 

Unpaid Losses and other Liabilities 22,936 

Net Surplus 205,360 

Total Assets $713,171 

Surplus to Policy Holders $ 455,360.00 

Losses paid since organization.. 4,101,992.66 

Income, 1913 237,985.59 

Disbursements, 1013 204,333.17 



EXTRA! 

Dividend Policies 

They Sell Themselves 



Average Individual Production of I.eadin|( A.|(ents 

$50,000 Per Month 



Don't you want to get into the gams? Write us and we will tell you 
more about this new departure in the net cost of insurance. 

Still have some good territory and reasonable contracts. 



BARRY WRIGHT, President LLOYD DAMRON, Agency Director 

Cherokee IJfe losnraoce Co., Rome, fieorgia 



XXXll 



THE INSURANCE YEAR BOOK. 



OHIO FARMERS INSURANCE COMPANY 

LEROY, OHIO 

FIRE. LIGHTNING AND TORNADO INDEMNITY 






STATEMENT JANUARY 1, 1914 

Reserve for Reinsuiance, - - 12,013,726.25 

Reserve for Losses, - - - - 68,236.67 

Reserve for Contingencies, - - 125,000.00 

Reserve for aU other Liabilities, 45,230.24 

Net Cash Surplus, - - - - 1,016,343.58 

Total Assets, - - • $3,268,545.74 

Surplus to Policyholders, . $1,141,343.58 



F. H. HAWLEY, President W. E. HAINES, Secretary 

OSOAiaZED 1848 

LOSSES PAID MORE THAN $18,000,000.00 



-/ETNA CASUALTY INSURANCE 

ACCIDENT LINES 

Personal Accident Health Disability 

LIABILITY LINES 

Employers' Workmens' Compensation - Teams 

Public (Direct) Elevator Commercial 

Public (Contingent) Automobile Owners' and Landlords' 

Physidans and Surgeons Workmen's Collective 

OTHER CASUALTY LINES 

Combination Automobile Combination Residence Burglary 

Automobile Collision Plate Glass Flywheel 

Automobile. Fire. Theft and Transportation Sprinkler Leakage 

Vehicle Property Damage Elevator Property Damage Water Damage 

Parcel Post Registered Mail Tourist's Baggage 

FIDELITY AND SURE TY BONDS 

iCTNA LIFE INSURANCE CO. 
HARTFORD, CONN. 

AsmU, January 1, 1914 $113,956,997 

Liabilitiea, January 1, 1914 100,931,370 

Surplua to Policyholders, January 1, 1914 13,025,627 

THE iCTNA ACCIDENT & LIABILITY CO. 
HARTFORD, CONN. 

AasaU, January 1, 1914 $3,083,698 

UabiliUea, January 1, 1914 952,658 

Surplus to Policyholders, January 1, 1914 2,131,040 

THE AUTOMOBILE INSURANCE CO. 
OF HARTFORD, CONN. 

AsseU, January 1, 1914 $693,983 

Uabilities, January 1, 1914 70,970 

Surplus to Policyholders, January 1, 1914 623,012 



Reports of Fire Insurance Companies 



INTRODUCTION 

Credit men of mercantile and manufacturing concerns are yearly realizing 
to a greater degree the dependence necessarily placed by them upon the fire 
insurance companies for the protection of their expanding business interests 
and also more clearly understanding the importance of obtaining their insurance 
from safe and strong companies. However, they often find it very difficult to 
secure an adequate volume of good insurance to cover their enlarged risks. 
The conditions which had existed prior to the great San Francisco conflagration 
of April 18-21, 1906, not having been fully met by the legally authorized fire 
insurance companies, had led to the formation of ntimerous companies and 
Lloyds associations, many of which had not gone through the formality of secur- 
ing licenses from the State insurance officials of their respective States, and 
had also tempted a considerable number of foreign companies to write "surplus 
line" risks without making any deposit of cash or securities in this country or 
securing a license from any State Insurance Department. The conflagration, 
being followed by a greater scarcity of insurance, brought about the organiza- 
tion of numerous new companies, and business houses requiring considerable 
lines of insurance find themselves dependent, to some extent, upon such com- 
panies, many of which have ample assets to conduct business along reasonable 
lines, although several have already gone out of business. 

A development of these conditions, in conjunction with the desire of most 
insurance agents and business men to have at hand some authority on the 
standing of the fire insurance companies, both licensed and unlicensed, with 
which they deal from time to time, has been a realization of the desirability of 
not only having all such information embraced within a single volume, instead 
of scattered through numerous different State reports and loose documents, 
but of having, equally available, sufficient details as to assets, liabilities, etc., 
to enable those interested in any particular company to judge as to its 
actual standing. To meet this requirement, this department of The Insurance 
Year Book has been prepared. We trust that it will be found serviceable in 
giving subscribers correct information as to the standing of concerns whose 
policies they may be offered, and in saving them from dealing with unreliable 
companies. In this connection we suggest that subscribers read carefully the 
remarks at the head of each of the respective groups of organizations. 



Digitized by 



Google 



INDEX 



TO 



Reports of Fire Insurance Companies. 



Paob 

Aachen ft Munich Fire Ins. Go.. Au-Ia-ChspeUe 184 

Aachen ReiDsunuioe Co., Aiz-bFChapelle 372 

Abeille Ins. Co., Pteis, France 185 

Abington Mutual Fire Ins. Co., Abington, Mass 235 

Acton ft Qeneaee Mutual Fire Ins. Co.. Atwater, Minn 235 

Addison Fanners Mutual Ins. Co., Addison, lU 235 

£tna Fire Ins. Co., Louisville 371 

iEtna Fire Ins. Co., New Orleans 371 

iEtna Ins. Co. , Hartford 9 

Asrioultural Ins. Co., Watertown, N.Y 11 

Agrippina Ocean, River ft Land Transport Ins. Co., Cologne, 

Ger, 372 

Albany iM. Co.. Alboay, N. Y 13 

Allemikaiua Fira Ins. Co., Pittsburg, Ps 14 

Allii;maniija Und^r^writ«T?, Httaburgh. Pa 339 

AUc^iSBy Fire UinJa-writens Policy. Pittsburj, Pa 339 

AiUaiiM OoopoTBtiire Ins. Co., Topebi, Kim 236 

Antaam Ina. Co., Philadelphia 15 

AlOiiH* AflKinDoa Co., loadoii, Eog ^ 185 

Alaai Jm. Co,, Bwiin, Gcr 185 

AlliadUKlerwritcr* at N.Y. A Chicago Lloyds, N.Y 347 

Alpha Redprooat UodcTftTilcrs St. JtJ»eph, Mo 347 

Amtma. FSre Ins. Co., DfllUa. Tex 16 

Anwon Ina. Co., Lima, 0. (»[ui Charlfiston, W. Va.) 371 

AuMrlcao Automobile Inn. Co., St. Louis, ^lo 20 

Aroeric&Hi Druggists Firt Ini. Co,, Cincumati 19 

Amerinan Ina. Co., Newark, N, J 16 

AnMsrlcua lu^. Co,, T&ta KiiubQ, lad 371 

American Fire Ins. Co., Wihnington, Del 371 

American Central Ins. Co., St. Louis 17 

American Exchange Underwriters, New YoA 347 

American Fire Ins. Assn., Dallas 348 

American Fire Underwriters, St. Louis, Mo 348 

American ft Foreign Marine Ins. Co., New York 19 

American Inter-Insuranoe Exchange, Kansas City, Mo — 349 

American Lloyds. New York 348 

American Mutual Ins. Co., Providence 236 

American National Fire Ins. Co.. Indianapolis, Ind 21 

American Trust ft Ins. Co., Chicago 371 

American Underwriters Agoiey, Philadelphia, Pa 339 

American Underwriters, Cnicago 371 

American Wholesale Reoip. Inter-Insurers. San Antonio — 370 

Amsterdam-London Ins. Co., Amsterdam. Holland 372 

Amusement Indemnity Exchann, St. Louis, Mo 370 

Anchor Fire Ins. Assn.. Dallas, Tex 349 

Anchor Fire Ins. Co., Des Moines 21 

Angb-Americaa Fire Ins. Co., Toronto 372 

Ando-American Reinsurance Co., Chicaso 21 

Anthradte Mutual Fire Ins. Co., Shamokin, Pa 236 

Ariaona Fire Ins. Co., Phoenix, Aris 22 

Arkwright Mutual Fire Ins. Co., Boston 237 

Arlington Fire Ins. Co., Washington, D. C 22 

Ariaona ft New Mexico Underwriters, Phosnix, Arii 349 

Ashland Mutual Fire Ins. Co.. Ashland, Pa 237 

Assiouraiioni Generali Ins. Co., Trieste 372 

Awociated Industries Fire Ins. Co.. Chicago 338 

Assurance Company of America, New York 23 

Assurance Undffwnters of Amoica, New York 350 

Atlanta Home Ins. Co. , Atlanta, Oa 24 

Atlantic aty Fire Ins. Co., Atlantic City. N. J 23 

Atlantic Fire Ins. Co., Ralri^, N. C 24 

Atlantic Mutual Fire Ins. Co., of Philadelphia, Philadelphia 238 

Atlantic Mutual (Marine) Ins. Co.. New Yoric 238 

Atlantic National Fire Ins. Co.. Macon, Ga 25 

Atlantic Underwriters, New York 339 

Atlas Assurance Co., London 186. 339 

Atlas Fire Underwriters. Chicago 370 

Attieborough Mutual Fm Ins. Co.. Attieborough, Mass 239 

Austin Fire Ins. Co.. Dallas. Tex 25 

Austrian Elementar Ins. Co.. Vienna. 372 

Automatic Sprinkler Inter-Ins. Exchange, Baltimore, Md 350 

Automobile Indemnity Exchange. Kanns City, Mo 350 

Automobile Ins. Co.. Hartford 26 

Automobile Inter-Indemnity Assn., St. Loius. Mo. . .'. 350 

Automobile Mutual Ins. Co. of America. Providence, R. I. . . 239 

Automobile Reriprocal Exchange, Kansas City. Mo 350 

Automobile Underwriters, San Antonio. Texas 350 

Automobile Underwriters Exchange. Dayton, 350 

Badische Ina. Co., Mannheim 373 

Bakers Reciprocal Exchange. Kansas City, Mo 350 

Balkan National Ins. Co.. Sofia. Bulgaria 187 

Baltimore Equitable Society. Baltimore 239 

Baltimore Mutual Fire Ins. Co.. Baltimore 240 

Banker) and Merchants Fire Ins. Co., Minneaoplis 26 

Bankers Inter-Ins. Alliance of America, Kansas City, Mo. ... 351 

Bankers Security Fire Ins. Underwriters, Houston, Tex 351 



Pa< 
Barnstable Co. Mutual Fire Ins. Co.. Yarmouthport. Mass. . 2i 
Baron Steuben Co-operative Fire Ins. Co., Ithaca, N. Y. . 2i 

Ben Franklin Underwriters. Pittsburg. Pa 32 

Berkshire Mutual Fire Ins. Co., Pittsfidd. Mass 2^ 

Bernese Reinsurance Co., Berne, Switserland 31 

Birmingham Fire Ins. Co., Pittsburg S 

Blackstone Mutual Fire Ins. Co., Providence ^ 

Bohemian Kossuth Mutual Fire Ins. Co.. Kossuth, Wis 2^ 

Bonded Underwriters of America. Houston. Tex 3j 

Boston Ins. Co., Boston ] 

Boston Manufacturers Mutual Fire Ins. Co., Boston 2^ 

Bremen Farmers* Mutual Ins. Co., Bremen, Kan 24 

Brewers Reciprocal Exchange, Kansas City, Mo ^ 

British America Aasur. Co., Toronto u 

British Crown Aasur. Corp., London 3) 

British Dominions General Ins. Co., Ltd., London. Eng 31 

British ft Federal Fire Underwriters. N. Y * 

British ft Foreign Marine Ins. Co., Ltd., Liverpool Ic 

British General Ins. Co., Ltd., London, Eng 3j 

British Underwriters, Hartford, Conn 3i 

Brooklyn Fire Underwriters, Brooklyn 3i 

Brown County Farmers Mutual Ins. Co., Morrill, Kan 2j 

Buckeye National Fire Ins. Co., Toledo, ■ ^ 

Bucks Countv Contributionship for Insurin|t Houses and 

Other Buildings from Loss ^ nre, MorrisviUe, Pa 2j 

Buffalo Commercial Ins. Co.. Buffalo ^ 

Buffalo German Ins. Co., Buffalo J 

"Bulgaria" First Bulgarian Ins. Co.. Rustohuk, Bulgaria.. It 

Burlington County Association, Medford, N. J ff 

Burlington Mutual Fire Ins. Co., Burlington, Vt ff 

Business Mens Mutual Fire Ins. Co., Towanda, P^ 24 

Caledonian-American Ins. Co., New York J 

Caledonian Ins. Co.. Edinburi^ !< 

California Ins. Co^ San Franoisoo j 

Calumet Mutual Fire Ins. Co., Calumet, Mich ^ 

Calumet Underwriters, Pittsburg * 

Cambridge Mutual Fire Ins. Co.. Cambridge. Mass 2| 

Camden Fire Ins. Association. Camden, N. J J 

Campbellsport Mutual Fire Ins. Co., Campbellsport, Wis. . . . f 

Canton Ins. Co., Hong Kong J 

Canners Exchange, Chicago, 111 ^ 

Cantwell Mutual Ins. Co.. Odessa, Del ^ 

Capital Fire Ins. Co., Concord, N . H 

Capital Fire Ins. Co. of California, Sacramento, Cal J 

Capital Mutual Fire Ins. Co., Austin. Tex Jj 

Car ft General Ins. Corp.. Ltd., London, Eng 3i 

Carolina Ins. Co., Wihmngton. N. C J 

CatskiU Mountain Fire Ina. Co., Greenville, N.Y * 

Cental Ins. Co., Chicago J 

Central Ins. Co., Ltd., London 3 

Central Manufacturers Mutual Fire Ins. Co., Van Wert, 0. . . 2| 

Central States Inter-Ins. Exchange, St. Louis 3. 

Central Union Fire Ins. Co.. Kansas City, Mo ; 

Century Ins. Co., Edinburgh J| 

Chesapeake Fire ft Marine Ins. Co.. Richmond. Va Ji 

China Traders Ins. Co.. Ltd Ji 

Cincinnati Equitable Ins. Co., Cincinnati ^ 

Cincinnati Underwriters. Cincinnati ^ 

Citisens Cooperative Underwriters, Chicago ^; 

Citisens Fire Ins. Co.. Baltimore, Md j 

Citisens Ins. Co., St. Louis J 

Citisens Ins. Co., Chicago % 

Citisens Mutual Ins. Co., Boston. Mass ^ 

City Ins. Co., Pittsburg : 

City of New York Ins. Co., New York -J 

Cleveland National Fire Ins. Co.. Cleveland. 37. 3 

Coal Operators Exchange, Kansas City. Mo % 

Coal Operators Mutuallns. Co.. Springfield. lU ^ 

Cobnial Assurance Co., New York . 

Cok>nial Assurance Co.. Winnipeg. Man J 

Colonial Marine ft Fire Ins. Co.. Batavia, Java J 

Cok>nial Fire Underwriters, Hartford ^ 

Cologne Reinsurance Co.. Cologne ' 

Columbia Fire Ins. Co.. Athens, Cb . 

Columbia Fire Underwriters. Omaha ^ 

Columbia Ina. Co., Chicago ^ 

Columbia Ins. Co.. Dayton, 

Columbia Ins. Co., Jersey City . 

Columbian Ina. Co.. Chica^ ^ 

Cohimbian Ins. Co. of Indiana, Indianapolia, Ind 

Columbian National Fire Ins. Co., Detroit, Mich 

Commerce Ins. Co., Albany. 

Commercial Fire Ins. Co., Washington, D. C ^ 

Commercial Fire Ins. Co., Chicago i 

Commerciale Ins. Co., Lille, France i 

Commereial Ins. Co., Philadelphia ^ 



REPORTS OF FIRE INSURANCE COMPANIES. 



Pa<» 

CoDurail Ins. Co^JTilmmfiibm, Del 371 

CaoBeraalMntailKreAflm.. MitobeO.S. D 248 

Comaml Mutual Fire Ins. Co. of Qreeoe Co., CatakiU,N.Y. 248 

CkuDBcal Underwriters, Chicen 370 

Cmaaenal Undenrritcre. Des Moines. la 340 

CoBBeraal Underwriten, Sui Antonio, Tex 370 

CoBOMrailUDdvwritssAgBoey. Salt Lake City. Utah 340 

GaomadalUnderwritenEzokaagB, Portland. Ore 361 

Coomadal Umoo AaBuraaoe Co., London 191 

Coontftiil Unkm Fire Ins. Co.. New York 41 

CoBiamcBltk Fire lu. Co., DaUas, Tes 43 

CooDODwealth Lis. Co.. New York 42 

CflmBQaveatth Ins. Co.. Chicago .'371 

Cannoaveilth Underwriters, San Antonio, Tex 370 

C<ianrdMataal Fire Ins. Co., Concord, N.H 248 

Coaoonfia Fin Ins. Co.. Mihraokee 43 

CaBeardia Town Mutual Fire Ins. Co., Conoordia, Mo 249 

CoBfaDcsRrelm. Co.. Paris 374 

Canaectieat Fire Iqb. Co., Hsrtford 44 

Coaserrstkm Vm Ins. Co., Springfield. Ill 338 

Coonfidsted Asnraoee Co., London 374 

Coatamtal bs. Co.. Mannbeim. Ger 374 

Cflotineotd Lis. Co.. New York 46 

C(H>pentiTe Rre Ins. Co. of Greene, Schoharie ft Delaware 

C(witiea.CatakiIl,N.Y 249 

CoopoBtaon Ins. Co., Psris. France 375 

CoRonn Fin In. Co.. Waahii«ton. D. C 38 

QjnAill In. Co., London, Eng 375 

Cosaopofitsn Ins. Corp.. Glasgow 375 

Cotton Seed Oil Millers Ins. Bnreaii, Dallas, Tex 351 

Cotton StatcB Mutual Fire Ins. Co., Dallas, Tex 250 

Cottoo ^ Woolen Maniifartnrere Mutual Ins. Co., Boston . . . 249 

Coinrtir fire las. Co.. Philadelphia 48 

CnftOnenLidemnity Exchange, Seattle, Wash., 351 

CrauiCity Mutoal Lis. Co., MUwaokee 250 

Crete Finoen Township Mutual Fire Ins. Co., Crete, 111. . . 250 

CoBberbod Mutual Fin Ins. Co.. Bridgeton, N. J 250 

Daaboiy Mutual Fixf In» <>*.. DmhxiTy, Conn 251 

Dm^ Ids. C>».* C^peahagen 375 

DtDibeLa CoL Vittsa, Austria 375 

Daytoa Mutoal Fire las. Co.. Davton, 251 

D«dbm Mot . r : ' ,.. C<j., D©lhaiu, Miiss. 251 

DdsnreCo xi Lib Co., M.?iiiji. Pa 252 

WawtttUs ' l^h^tsfklphbft. Pa 340 

Detroit Fire . lrtnr»< tun, Co , iNrtroit 49 

DrtroitNataiAl Hre lui C« . Detroit, Micli 50 

DeattefalsDd I l.-,- 1 ' Qdrrwntcri,, Vmnn, U\ 340 

Datilleni Mu i ,; Fir« las. Gj. of BaJlimore City 252 

D«iBera k V \.<m^-niitn^ kermnwat. \\ »«>. Tex 352 

KnoFne In?. Co„ GreeaftboTo. N. C 61 

DoRtecr Mutual Fire Los. Co.. Boston 252 

I>npn Mutual Fire & General Ins. Corp., London 375 

Dnaiiti Indemnity Exduaage. St. Louis, Mo 352 

Draspate Mutual nre Ins. Co., Canton, S. D 253 

Dafaoqae Fire t Marine Ins. Co., Dubuque 51 

DoqaaBe Underwriters, Pittsburg. Pa 340 

Datch Uttlvwriten, Peorin, lU 340 

&gle Fire L«. Co., Paris, France 376 

E««ieRre.lM. Co.. Newark, N.J 62 

Extern Fire Ids, Co.. Atlantic City, N. J 52 

Eastin Shore of VirginU Fire Ins. Co.. KeUer.Va 53 

E««nPiis Lis. Co., Concord, N.H 53 

£■«« Underwriters Anoey. Camden. N.J 340 

^ India Marine & F^ too. Co., Ameterdam, Holland. . . 370 

gnnnie Marine Ins. Co^ Ltd.. Great Britain 376 

gKa Ins. Co., Madrid, &pin 375 

QlWUndffwritere. El pSso, Texas 370 

B|ia h'stiooal Ins. Co., Chicago 371 

gtatp(nC(KoperativeFlreIns.Co.,Middleburg.N.Y 253 

Wre Reap. Inter-Insurers, San Antonb 370 

Ea^*.Ameriean Underwriters Aseocy, Hartford 340 

|>t«pnse Mutual FSreloB. Co JPnmdeaee 253 

E«I«nUbleFireLitCo.,CharieBton.8.C 54 

Bvtitahle Foe ft Marine Ins. Co.. Ptovidienoe 54 

gvntable Fire Underwriters, Chieaflo,I]l 370 

|9i^ible Lb. Alfiance, San Franosoo. Cal 340 

fi(|«»»hk IiH. Co., i~ttM»T«'* 371 

S^ntable Reoproeal Exchange. Dallaii. Tex 352 

SifQitrrireliM. Co., Kansas City, Mo 55 

|an4 Soffolk Equitable Ins. Society, Colchester, Eng 376 

™«k»riR ft Mtfioe Ins. Co., Cincinnati 56 

nops Raneuranee Co., Berlin 370 

|»ae las. Co., Ltd, London 376 

u^aeeRre Lis. Co., Chicago and U Porte, Ind 371 

Eie^afeUnderwriten Agency, New York, N.Y 340 

Ftttana Uttd»writ«9, Toronto. Can 340 

f;«t«i ft Traden Ins. Co.. Mobile, Ala 56 

^Ktory bts-Inaunuioe Asaooiation, Kansas aty, Mo 352 

M Bife Manoiaeturers Mutual Ins. Co., FaU River. Maes. 254 

^«BB(^y German Mutual Fire Ins. Co., LodsviUe 254 

J"»>P.ftM.,Fsr«>. N. D 57 

^■»> ladcmiten, Fsrgo, N.D 338 



VkOM 

Faimen Ins. Co., Cedar lUpids. la 67 

Farmers AOianoe Ins. Co., MePnerson. Kan 255 

Farmers Fire Ins. Co.. York. Ps 255 

Farmers Fire Ins. Co. of Upper and Lower Sauoon Townships, 

Fanmnd^anuAujtiinn Ins.' Co.jpharle8toii,' W.' Va .' .' .' .' .' 371 
Farmers Mutual Fire Ins. Co. of Houghton, Keweenaw and 

Ontonaoon Cotmties, Cahunet, Mien 257 

Farmers Kiutoal Fire Lis. Co.. Salem, N. J 257 

Farmen Mutual Fire Ins. Co., Wilmington. Del 256 

Farmen Mutual Home Ins. Co., Hooper, Neb 255 

Farmen Mutual Home Tornado Ins. Co.. Hooper. Neb 255 

Farmers ReBanoe Ins. Co., Camden, N. J 257 

Farmers Town Mutual Fire Ins. Co., Mexico. Mo 257 

Farmers Underwritere Reciprocal Indemnity Exchange. Ft. 

Worth, Tex g? 

Federal Fire Ins. Co., Chicago 371 

Federal Ins. Co., Jersey City 67 

Federal Umon Fire Ins. Co., Chicago 59 

Pidelity-Phenix Fire Lis. Co., N. Y. 59 

Fidelity Underwritas, New York 341 

FideUty Underwriters, Chicago, ID 370 

Fine Art ft General Ins. Co., London 377 

Finnish Mutual Ins. Co., Calumet, Mich 258 

Fire Association of Philaddpfaia 60 

Fire AsKdation of Illinois, Chicago 370 

Fire Ins. Co. of Northampton County. Easton, Ps 258 

Fire Lisuranoc Co. of Seattle, SeatUe, Wash 64 

Fire ReasBurance Co., Paris, France 193 

Fire Relief Assn. of Wayne County, Newark, N. Y 258 

Firemans Fund Ins. Co., San Franosoo 62 

Flremens Fire Underwriters, Chicago, 111 370 

Flremens Ins. Co., Newark 65 

Firemens Ins. Co., Wsshington, D. C ^66 

Flremens Fire Ins. Co.. Chicago 371 

Firemens Mutual Ins. Co., Proridence 258 

Flremens Underwriters. Newark. N. J 341 

Firemen ft Mechanics Ins. Co., Madison, Ind 66 

First Bohemian Reinsurance Biy^c, Prague 377 

First Bulnrian Ins. Co., Rustohuk, Bulgaria 189 

First National Fire Ins. Co., WasUngton. D. C 66 

First Reinsuranoe Co. of Hartford, Hartford, Conn 67 

First Rusnan Ins. Co., St. PeterBburg 193 

Fitchburg Mutual Fire Ins. Co., Fltchburg 259 

Floridn Fire ft Casualty Ins. Co.. Jacksonville, Fla 67 

FonciereLiB.Co.,Ptei8 JW 

Foncter des France ft des Colonies. Paris 377 

Fondiaria Fire Ins. Co.. Florence, Italy 377 

Forest City Ins. Co., Rockford, Hi 68 

Fortuna General Ins. Co., Berlin, Ger 377 

France (La) Ins. Co.. Paris, Prance 377 

Frankford Mutual Fire Ins. Co., Philadelphia 260 

Franklin Fire Ins. Co.. Philadelphia 68 

Franklin Mutual Fire Ins. Co.. Providence 260 

Frankona Reinsuranoe Co.. FrankfortNon-the-Main. Germany 194 

Garfield Assurance Fire Lk)yds, New Yoric 3TO 

General Fire Assurance Co., Paris, France 194 

General Indemnity Exchange. St. Louis 352 

General (Marine) Ins. Co., Dresden 195 

General Trust ft Ins. Co^ Atlanta, Ga 371 

General Fire Assurance Ckxporation, Richmond, Va 371 

Geor^ Fire Lis. Co., Atlanta. Ga 70 

Georgia Home Ins. Co., Ckihimbus 70 

Gewgia Indemnity AsBociation, Atlanta 371 

Georgia Industrial Ins. Co., Atlsjita, Ga 371 

CSerman Fire In^. Co., Baltimore 71 

German Ins. Co., Louisville 72 

German Fire Ins. Co., Peoria, III 72 

German Fire Ins. Co., Pittsburg TZ 

German Fire Ins. Co., Wheeling, W. Va 73 

(jerman Alliance Ins. Assn., New York 341 

(Scrman AlHanoe Ins. CSo., New York 74 

German-American Ins. (>>., New York 75 

CSerman-Amerioan Fire Ins. Co., Baltimore 78 

(3erman-American Ins. Co., Pittsburg 77 

German-American Fire Ins. 0>., Washin^n. D. C 78 

German-American Fire Underwriters, Chicago 370 

German Fire Underwriters, Gary, Ind 352 

(Scrman Mutual Fire Ins. Ck>.. Chicago, HI 260 

German Mutual Ins. Ck>.. Cincinnati 261 

German Mutual Fire Ins. Ck).. Covington, Ky 261 

German Mutual Fire Ins. Co. of Jeffenon Ck).. Louisville, Ky. 261 

German Mutual Farmers Fire Ins. Co., Mishioot, Wis 260 

German R^- ft Co-Ins. Co., BerUn, Germany 378 

German Reinsuranoe Ck)., Dusseldorf, Germany 377 

German Security Ins. Co., Louisville 79 

German Underwriters, Milwaukee 341 

German Underwriters, Omaha, Neb 341 

German Union Ins. Co., Wilmington, Del 371 

German Washington Mutual Fire Ins. Co., Louisville 261 

Gkrmania Fire Ins. Co., CJhicMo 371 

G««d. Fir. I». Co.. N.^oA^.. ... . y y^^yjyj^ ^^ 



REPORTS OF FIRE INSURANCE COMPANIES. 



Paob 

OflnnaBia Undflrwritan, New York 341 

Germaiitown Ftomen Mutual Ids. Co., So. Q«niiuitoint, Wis. 262 

Giimen Ins. EzebaoM, Tex 3&2 

QinnecB Mutual Underwriten ABBodatkn. Tvlcr, Tex 862 

QinnecB Mutual UnderwriteEa, Sao Anceb. Tex 852 

Qomen BedpnMal Underwriten, St. Louis, Mo 868 

Guard Rie A Marine Ids. Co., Philadelphia 81 

Girard Underwriters, PfaUadelphia. Pa 341 

G]adbaohFiTeIn8.Co..M.Obdbaoh 878 

Gleo Gove Mutual Ins. Co., Glen Cove, N. Y 202 

Glens FaUs Ins. Co., Glens Palis. N.Y 82 

Globe Fire Ins. Co., Huron, S. D 85 

Globe Fire Ins. Co., San Antonio, Tex 83 

Globe Fire Underwriters. St. Louis, Mo 353 

Globe A Rutgers Fire Ins. Co., New Yoric 84 

Globe Underwriten Aaenay, New York 341 

Gk)bus Ins. Co., Hamburg 378 

Grain Dealers Mutual Fire Ins. Co., Boston 263 

Grain Dealers National Mutual Fire Ins. Co., Indianapolis. . . 263 

Grun Shippers Mutual Fire Ins. Assooiation, Ida GfOTS, la. . 263 
Grand Rapids Merchants Mutual Fire Ins. Co., Grand Rapids, 

Mioh 264 

Granite Mutual Ins. Co^Barre, Vt 263 

Granite State Fire Ins. Co.. Portmsouth, N. H 85 

Graphic Arts Mutual Fire Ins. Co., Phihdelphia 264 

Great American Mutual Fire Ins. Co., San Antonio, Tex 264 

Great Lakes Fire ft Marine Ins. Co., Chicago 371 

Great Northern Ins. Co., Chicago 37 1 

Great Northern Ins. Co., St. Paul, Minn. 338 

Great North Ins. Co., Calmry, Alta 378 

Great Southern Fire Ins. Co., Lyndon, Ky 86 

Great Western Lloyds, New York 353 

Great Western Underwriten, Chicago 371 

Greene County Mutual Fire Ins. Co., Greenville, N. Y 264 

Gresham Fire ft Accident Ins. Sooety, Ltd., London, Enc. . . 378 

Grooen Cash Deposit Mutual Fire Ins. Co., Huntingdon, Pa. . 265 

Guardian Assur. Co., London 378 

Guardian Fire Ins. Co., Salt Lake aty, Utah 87 

Guar(fian Ins. Corp., Norfolk, Va 371 

Guaranty Fire Ins. Assn., Dallas. Tex 354 

Guaranty Fire Ins. Co., New York 338 

Guaranty Underwriters, New York. 341 

Hamburg Assurance Co., Hamburg 196 

Hamburg-Bremen Fire Ins. Co., Euunburg 105 

Hamburg Town Mutual Ins. Co., Hamburg, Wis 266 

Hamburg Underwriters, Hamburg, Ger 378 

Hamilton Fiie Ins. Co., New YoA, N. Y 87 

Hampshire Mutual Fire Ins. Co., Pittsfield. Mass 265 

Hand-4n-Hand Underwriters, New York 341 

Hanover Fire Ins. Co., New York 87 

Harbor Creek Mutual Fire Ins. Co., Erie, Pa 265 

Hardware Dealen Mutual Fire Ins. Co., Stevens Point, Wis. 265 

Hardware Mutual Fire Assn., Huntingdon, Pa 266 

Harmonia Mutual Fire Ins. Co.. Buffak) 266 

Hartford Fire Ins. Co., Hartford 88 

Hartford Ins. Co. of Indian Territory. So. McAIester, Okla. . 371 

Hartford County Mutual Ins. Co., Hartford 267 

Hartford Underwriters, Dallas, Tex 354 

Hawkeye ft Des Moines Fire Ins. Dept, Dee Mdnes 341 

Hearts of Oak life ft General Assur. Co., Ltd., London. ... 379 

Henry Clay Fire Ins. Co., Lexington, Ky 91 

Herman Farmen Mutual Fire Ins. Co., Herman, Wis 267 

Hernando Ins. Co., Memphis, Tenn 92 

Hibemia Fire Ins. Co., Chicago 92 

Hibemia Ins. Co., New Orleans 92 

Hibemia Underwriters. New Orleans 342 

Hibernian Mutual Ins. Co., Charleston, S. C 267 

Hingfaam Mutual Fire Ins. Co., Hiniduun, Maes 267 

Holland Underwriters, Amsterdam, Holland 379 

Holyoke Mutual Fire Ins. Co., Salem, Mas 268 

Home Fire Ins. Co.. Fordyce. Ark 92 

Home Fire Ins. Co., Hampton, Va 95 

Home Fire Ins. Co., Salt Lake City 95 

Home Ins. Co., New York 93 

Home Ins. Co. of Hawaii, Ltd., Honolulu 96 

Home Ins., Bkg. ft Tr. Co., Galveston, Tex 371 

Home Inter-Ins. Exchange, Kansas CiW, Mo 370 

Home Mutual Fire Ins. Co. of Broome Co., Binghamton, N. Y. 269 

Home Underwriten, Fordyce, Ark 342 

Home Underwriten, New York 342 

Homestead Ins. Assn., Waco, Tex 354 

Hope Mutual Rre Ins. Co., Providence 269 

Hotel Indemnity Exchange, St. Louis 354 

Hudson Underwriters, N. Y 3*2 

Humboldt Fire Ins. Co., Pittsburg. Pa 96 

Hurst Home Insurance Co., Millersburg, Ky 270 



Ice Manufacturera Reciprocal Ex., Kansas City, Mo 354 

Illinois Ins. Co., Chicago 371 

Illinois Mutual Fire Underwriten, Belviden, 111 270 

Illinois Underwriten, Chicago 111 342 > 



PiOB 

Illinois UnderwxHen Mutual Asm., Chicago 870 

Imperial Ins. Co. of America, Chicago 371 

Implement Dealen Mutual Ins. Co., Grand Forks, N. D. . . . 270 

Indemnity Assn., London, Eng 379 

Indemnity Exchange. Chicago 354 

Indemnity Mutual Fire Ins. Co., Houston, Tex 271 

Indemnity Mutual Marine Aaeur. Co., London 196 

Independence Fire Ina. Com Philadelphia 97 

Indiana RetaU March. Assn. Mut Fire Ina. Co., Andereon, Ind. 271 

Indiana Lumbermens Mutual Ins. Co., Indianapolis 271 

Indianapolis German Mutual Fire Ins. Co., IndianapoUs 271 

Individual Fire Underwriters, St. Louis 354 

Individual Underwriten, New Yoric 355 

Industrial Fire Ins. Co., Akron, Ohb 97 

Industrial Mutual Ins. Co., Boston 272 

Industrial Underwriters, ChioBgo 370 

IndustrieUe Mutual Ins. Society. Paris, France 379 

Inland Fire ft Marine Ins. Co., Chicago and La Porte, Ind. .. 371 

Insurance Co. of North America, Philadelphia 98,391 

Insurance Co. of the State of Pennsvlvania, Philadelphia 100 

Insurance Exchange Underwriters, Philadelphia, Pa 342 

Insurance Underwriters, New York 342 

Insulinde Fire Ins. Co., Batavia, Java (see Holland Under's) 379 
Ittter-Inauranee Exchange of the AutomobUe Club of Southern 

California 365 

Inter-lnsuren Exchange, Chicago, in 855 

Inter-Insurenof Amenoa, WasUngton, D. C 355 

International Assur. Assn., Paris 37fl 

International Fire Ins. Co., Chkjago 371 

International Fire Ins. Co., Fort Worth, Tex 103 

International Ins. Co., New YoriK lOS 

International Fire Office, New York 37( 

International Reassurance Cq^ Vienna, Austria. .*. 19< 

International Underwriters, m Paso, Tex 35< 

Inter-Ins. Co., Galveston, Tex 37( 

Inter-Ins. Fire Co. of Aris.. Kansas City, Mo 33^ 

Inter-Ooean Fire Ins. Co., Conoord, N. H 371 

Inter-State Flie Ins. Co., Detroit 10! 

Inter-State Ins. Co., Chicago 371 

Inter-State Underwriten, Agency, Peoria, 111 341 

Inter-State Underwriters. Dallas, Tex 351 

Iowa Hardware Mutual Ins. Assn., Mason City, la 27! 

Iowa Asseeement Mutual Ins. Assn., De Witt,Ia 27! 

Iowa Manufacturen Ins. Co., Waterloo, la 10( 

Iowa Mercantile Mutual Fire Ins. Assn., Spencer. la 27! 

Iowa Implement Mutual Ins. Assn., Nevada, la 27! 

Iowa Mutual Tornado Ins. Assn., Des Moines, la 27 

Iowa State Ins. Co., Keokuk, la 27 

Iowa Underwriten, Dubuque, la 31 

Isthmus Lloyds of the City of New York, N.Y 35 

Italian Fire ft Marine Ins. Co., Turin, Italy 37 

Italian Mutual Fire Ins. Co., Laurium, Mich 27 

ItaUana Ins. Co., Genoa, Italy 37 

Jakw Ins. Co., Moscow, Russia 19 

James River Fire Ins. Co., Richmond, Va 37 

Jefferson County Patrons Fire Relief Assn^ Watertown. N. Y. 27 

Jefferson Fire ft Marine Ins. Co^ Richmond, Va 37 

Jefferson Mutual Fire Ins. Co.. St. Louis 27 

Jersey Fire Underwriten. Newark, N.J 34 

Jordan Mutual Fire Ins. Co., Allentown, Pa 2^ 

Kanawha Ins. Co., Maywood, W. Va 1( 

ICanaas Farmen Mutual Ins. Co., Upland, Kan 2; 

Kent Countv Mutual Ins. Co„ Dover, Del 21 

Kewaskum Mutual Fire Ins. Co., Kewaskum. Wis 2* 

Keystone Mutual Fire Ins. Co., Philadelphia 2' 

Kqrstone Underwriten, Pittsburg 3^ 

King Ins. Co.. London 3> 

Knickerbocker Ins. Co., New York U 

Knox County Mutual Ins. Co.. Mt. Vernon, 2' 

Kyodo (Union) Fire. Marine ft Transit, Tokio, Japan 3' 

Lafayette Fire Ins. Co., New Orleans II 

Lancashire ft Cheshire Ins. Co., Ltd., Liverpool, England 3) 

Lancaster Mutual Fire Ins. Co., Lancaster, N. Y 2 

Launderen Reciprocal Exchange, Kansas City, Mo 3 

Laundrymans Assur. Exchange, Chicago. Ill 3 

Law Accident Ins. Societv of London, Eng 3i 

Law Fidelity ft General Ins. Co., London 3 

Law Union ft Rook Ins. Co., London 1 

Lebanon Mutual Ins. Co., Lebanon, Pa 2 

Lee Fire Ins. Co., Alexandria, Va 3 

Legal Ins. Co., Ltd., London, Eng 3 

Liberty Fire Ins. Co., Jersey City. N.J . 1 

lanooln Ins. ft Banking Co., Hammond, Ind 3 

Litchfield Mutual Flrelns. Co^ Litchfield. Conn 2 

Littie Black Farmen Mutual Fire Ins. Co., LitUe Black. Wis. 2 

Liverpool ft London ft Globe Ins. Co., liverpool 1 

liverpool ft London ft Globe Ins. Co., New York 1 

Livingston County Mutual Fire Ins. Co.. Livonia Center, N Y. 2 

Lloyds, London .. ^. 3 

Digitized 5y \LjOO Vl ■ 



REPORTS OF FIRE INSURANCE COMPANIES. 



PAa 

Iiv*.NwYoA w 3M 

Uodan Ambt. Cp^ London 300 

Loadin ft LiaoMhire Fire Ins. Co., livorpool 201 

Loodn ft MkOud Ins. Co.. London, Ens. 884 

LiBdaa Stetaifaip Ovnen, Qlaagow, Gt. Britain 386 

LaBdmUnderwntan. New York 348 

Loadon ft Pkorbdal Ins. Co., London 884 

LKninsFirabi8.Co., BstonIUraBe,La 100 

LodmileG«rmaBMataalFiraIns.Go..Loai0irUb 277 

LmfllfatnalKre Ins. Co., Lowell, MsM 277 

LBriwlM.Oo.,NewYoik 106 

Lsobff Msmibetofen Intcr-Ins: Asm., New Orleens 8A6 

LoBDlMr Mtttosl Ffre Ins. Co., Boston 278 

LBBfacr Undvwriten, El Fino, Tex 350,370 

LainberUDd«writfln,FMd5ree,Ark 343 

LoBberUDderwritfln, New York 367 

LBBbemsas Bnhnnee, Kansas CitF, Mo 357 

Loifamnins Matwi tedetj, Spokane, Wash 358 

Laafacnaeos Rre Indemmty Contreet, Sandoflky. 350 

LoDbenaeMlademm^Exdiann, Seattle, Wash 367 

LoBtbenaaDfl In. Co., Fhiladelp&a 106 

lABbanoB Inter-Ins. Assn.. Kansas aty 370 

lABbsmeoB Uoyds, Ban Claoe, Wis 358 

Laabenaen Marine Ins. Co., Norfolk, Va 106 

leBbemaiaMatiial Ins. Co., Mansfield, Ohk> 279 

Unobwaeas Underwritera, Howtoo, Tex 368 

Loenie Mtttoal Fire Ins. Co., Haileibm, Pa 279 

Lfsn M6i. ft Merehants Mutual Ins. Co., Lynn, Maaa 280 

LTBaUotDal File Ibb. Co., Lynn, Mass 280 

MBdiR»Iofl.Co.,Ma&aD,lBd lOB 

lUieGtie Ins., Ltd.. London. Eng 386 

Macheats Fire Underwriters (see Atlas) 339 

Maaitovoe Metoal Fire Ins. Co., Manitowoc, Wis 380 

^bnrae Bapids Farmers Mntual Fbe Ins. Co., Manitowoe. 

„Wii 280 

Uaaofaeim Ins. Co., Mannheiin 202 

Mui6eklMatwlFlreIns.Co.,Maarfield.0 281 

MiatBBMntaalFireIia.Co.,I1iiladehihin 281 

tuaahttatn AUiaoee for Intavlns., Chioaflo 358 

MoBbetaranUoyds, New York 368 

J(aabetwenMntaalKieIns.Co.,Pnyridenoe.R.1 282 

MiiiifHtaenftMefeantileIns.Co.,d^ioaaD 371 

H^nbetoras ft Merobanta Reqoitable^h., St Louis, Mo 358 
Unbetnnn ft Mmshs. MutTPire In. Co.. Concord, N. H. 281 

I LamfaermeoB Underwriten, Kansas Ci^ 850 

|WoodwarkenUBderB.Ins.Co.,Chiea80,Il].. 369 

^, o.,LoDdoii 202 

M«itnaeL».Co.,Lr«rpool 208 

Mnqoette National Fbe Ins. Co., Chieago 108 

MvTbod Motor Carlos. Co., Baltimoie,Md 109 

H^rriaod Mutual Fire Ins. Co., Baltimoce 282 

wHhaiettB Fire and Marine Ins. Co., Boston 100 

Me^ui(iln8.Co..Phi]adelpluft 110 

Uetbames ft TradenloB. Co., New Orleans HI 

Ua^baoiei Mutual Fire Iw. Co., Provideoo^R. 1 282 

JWeay las. Co., Ltd., Norwich, Eng. 385 

MmoeiteMutwl Fire Ins. Co., Newton, Kan 288 

UercuitikAMir. Co.. Wilmington. Del 371 

{foctttileRre ft Marine Ins. Co.. Washington, D.C 371 

Mamutik fm ft Marine Underwriters, Clucaco 370 

Mer^Qtik F. ft M. Underwriten, St. Louis, llo 343 

Mmaatjle Rie ba. Aasa., Waco, Tex 369 

MmatileLM.Co.,Indiaoapolia 371 

M«natile Uofdi. Little FaHsTN.Y 370 

MataDti]eMutaalFlreIns.Co.,Proridenoe.R.I 283 

motfleUodervritaa,DaiTer,Cob 348 

Men^tsftBorioesBMeosMut. Underwriten, Towmnda,Flk 343 
Meitbaato ft Bankers Fire Underwriters, San Antonio, Tex. 369 

{MiatiBxdiaage,Chicaeo 370 

"mats Ex. Fire Ins. Co., Cfaica0> and Hammond, Ind. . 371 

iinfaaata Fire Assn. of Americ»,LePbrto.Ind 371 

MatAanto Fire Aaanr. Corp., New Yoric 112 

{J«jntB Pile Lw. Co., Denver 118 

'f>«BtB Fire ft Msrine Uadsrwriters, Chjeago 370 

}fatharta Fire Linyds, New York 359 

J!"'(^Lis.Co.,Ba]>ear,Me 113 

M«iiaatoLia.Co.,CharieBtoD,W.Va 371 

M«cbiatsInter-Lia.ExehaiupB,Baltimofe,Md 370 

miaato Marine Lw. Co., f^td., London. Eng 386 

{j<i^MiitttalFlrBlm.Co.,PR>ridenae 285 

ft*Bts Mutual Ins. Co., Redfield,S.D 286 

J}«*«B National Fire Ins. Co., Chicago IM 

»|^ National Mutual Iia.Cow.nrao,N.D 286 

Hs^ou Benproeal Underwriten, Austin, Tex 360 

*"wti Reoproeal Intcr-Insiiren of Texas, Austin 360 

g«^UBdBwriten,Fordyt5e,Aric 343 

5«i»atUoderwrita% Kansas City 360 

{w^ Union Ins. Co., Meridian, Misi 114 

S^^ ft Farmen Mutual Fire Ine. Co., Worcester. Msss. 284 

{J"***! ft Faimm Underwriten, El Ptaso. Tex 370 

£;^ftMattnhetannIns.Co.,Charicston,W.Va.... 371 
^^^■AMioaCMtairenMatml las. Co., Mansfield, 0.. 284 



Paoi 

MenhaataftMaiiufMtttr«nFireIn8.Co., Dover. Del 871 

Menhaata ft Manufaotorenlnterwlns. Alii.. Galveston. Tex. 869 

Merchants Mutual Fire Ins. Co.. Wvahnng. Pa 286 

Memmack Mutual Fire Ins. Co., Andover, Mass 386 

Metropole Fire Ins. Co., Paris 885 

MetropofitMi Fire Ins. Co., Chicago U6 

Metropolitan Fire Ins. Co., Loui^Ue. Ky 338 

MiflhigaD Commercial Ins. Co.. Lansing 115 

Michigan FarmenMutoal Fire Ina. Co.. Yale, Mich 286 

Michigan Fire ft Marine Ins. Co., Detroit 115 

Michigan Millen Mutual Fire Ins. Co.. Lansfau 287 

Michigan Mut. Twn., Cyc. ft W. S. Ins. Co.. HMlings 286 

Mkldlesex Mutunl AsBur. Co., Middletown. Conn 287 

Middlesex Mutual Fire Ins. Co., Concord, Mass 288 

Middlewest Underwriten Policy. Valley City, N. D 348 

Mill Ownen Mutual Ftre Ins. Co., Chicaeo 289 

Mill Ownen Mutual Fire Ins. Co., Dea MoineB 289 

Mill Ownen Underwriten, El Paso, Tex 360,370 

Millen Mutual Fire Ins. Co.. Fort Worth. Tex 290 

Millen Mutual Fire Ins. Co., Harriabiirg. Pa 289 

Milkra Mutual Ftre Ins. Asn. of Illinois. Alton, 111 289 

Millen Nataonal In. Co., Chicaoo 290 

Milwaukee Mechanics Ins. Co.. Milwaukee 116 

MuuMSota Fire Ins. Co., Chstfield, Minn 118 

Minnesota Implement Mut. P. Ins. Co., Owatonna 291 

Mmnesoto Underwriten Agency. St Paul. Minn 348 

Minneapolis Fire ft Marine Ins. Co., Minneapolis, Minn 117 

Minerva Retrocesrions ft Ransurance Co..Cok)gne,Germany 208 

Minster Mutual Fire Ins. Co., Minster, 292 

Model Ins. Assn., Paris, Tex 860 

Monareh Assur. Co., London. Eng 885 

Monitor Mutual Fire Ins. Co.J*ontiac, Mich 202 

Monroe County Co-operative Fire Ins. Co.. Rochester. N. Y. 892 

Montana Fire Ins. Co., Butte. Mont 118 

Montgomery Fire Ins. Co., Amsterdam, N. Y 292 

Morris County Ins. Co., MorristownTN. J 298 

Moscow Tire Ins. Co., Moscow 204 

Motor Union ft Ins. Co., Ltd.. London. Eng 886 

Mower County Mutual Vin Ins. Co.. AusUn, Minn 298 

Munich Rems. Co., Munich 204 

Mutual AsBur. Co. for Insuring Houses from Loss by Fue, 

Philadelphia 298 

Mutual Assur. Co. of City of Norwich. Norwich, Conn 294 

Mutual AsBur. Society, Richmond, Va «[4 

Mutual Farmen Fire Ins. Co.. Newton. Wis 394 

Mutual Fire Assur. Co.. Spring^Md. Mass 394 

Mutual Fire Ins. Co., Pottstown, Pa 297 

Mutual Fire Ins. Co., Saoo. Me »6 

Mutual Fire Ins. Co., St Charles. Mo 296 

Mutual Fire Ins. Co.. Washington, D. C »6 

Mutual Fire Ins. Co. in Hariord County. Bdair, Md .299 

Mutual Fire Ins. Co. of Waehington Coun^, Hagentown.Md 297 

Mutual Fire Ins. Co. of Albany, Albany, N. Y 296 

Mutual Fire Ins. Co. of FMeriok Co.. Frederick. Md ^ 

Mutual Fire Ins. Co. of Carroll CountyjWestminster, Md. . . 297 

Mutual Fire Ins. Co. of Cecil County, Blkton, Md 297 

Mutual Fire Ins. Co. of Chester County. CoatesriUc, Pa. ... 298 
Mutual Fire Ins. Co. of Calvert Co., Prince Frederick, Md.,. 297 
Mutual Fire Ins-Co-of Gcnnantown and Vieinity, Philadelphia 298 

Mutual Fire Ins. Co. of Kent County. Chestertown, Md 299 

Mutual Fire Ins. Co. of Loudoun County. Waterford. Va. . . . 299 
Mutual Fire Ins. Co. of Montgomery Co.. Sandy 3pnng.Md. 299 

Mutual Fire Ins. Co. of Readinc. Reading. Pa 300 

Mutual Fire. Marine ft Inlandlns. Co.. Philadelphia 300 

Mutual Indemnity Exchange, La 360 

Mutual Ins. ft Industrial Co., Chicago. 111. and Delaware. ... 371 

Mutual Protection Fire Ins. Co., Charlestown. Mass 801 

Mutual Protection Ini. Co., Washinston. D. C 301 

Mutual Trust ft Ins. Co., Dover. Dei 871 

MutueUe de Valence Ins. Co. , Paris 385 

NarraganseU Mutual Fire Ins. Co., Proridence 301 

Natkmal American Manufaeturen Ins. Co., Durham. N. C. 371 

National Aasur. Co. of Virginia, Richmond. Va 371 

National Automobile Ins. Assn.. Waco, Tex 360 

National Benefit L. ft P. Ins. Co., Ltd., London. Eng 385 

National-Ben Franklin lu. Co.. Pittsburg. Pa 121 

National British ft Irish Millen Ins. Co., Ltd., London 385 

National Brewen Ins. Co., Chicago 122 

National Commercial Ins. Co.. London, Eng 386 

National Commercial Underwriten Agency, Washington. D.C. 343 

National Exchange Ins. ft Trust Co., Waco, Tex 122 

National Fire ft Marine Ins. Co., Elisabeth, N. J 122 

National Fire Ins. Co., Hartford 118 

Natwnal Fire Ins. Co. of America, Mo 371 

National Fire Ins. Co. of the U. S., Evansville, Ind 121 

National Fire Underwriters, Chicago, 111 370 

National General Ins. Co., London, Eng 386 

National Hardware Mutual Fire Ins. Co., Huntingdon. Pa. . . . 302 

National Inter-Ins. Bureau, Kansas City. Mo 360 

National Ins. Co.. Dover. Del. and Oklahoma 371 

National Ins. ft Investment Co., Dover, Del 371 

National Ins. Co. of Great Britain^^gfl^y ^y kniiiiii V L^ 



REPORTS OF FIRE INSURANCE COMPANIES. 



Paob 

National Lumber Ins. Co., Buffalo 123 

National Mutual Churoh Ins. Co., Chieaeo 302 

National Petroleum Mutual Fire Ins. Co., Phila., Pa 303 

National Protector Ins. Co.. Ltd., Liverpool, Eds, 386 

National Standard Life Aaeur. Cp., Ltd.. London. £ng 386 

Natbnal Underwriters Exohange, DaUas. Texas 361 

Natbnal Underwriters of Amenca. New Yoric 361 

National Union Fire Ins. Co., Pittebuis 123 

National Union Fire Ins. Exchange of Liquor Dealers, Kansas 

City, Mo 361 

National Union Ins. Co., Washington, D. C 125 

Nationals Fire Ins. Co., Paris 205 

Nebraska Fire Ins. Co., Omaha 338 

Nebraska Hardwar« Mutual Ins. Co., Lincoln. Neb 303 

Netherlands Uoyd Ins. Co., Amsterdam 386 

Netherlands Fire ft Life Ins. Co.. The Hague. Holland 206 

Newark Fire Ins. Co., Newaric, N. J 125 

Newark Underwriters, Newark. N. J 343 

New Bnmswick Fire Ins. Co., New Brunswick, N. J 126 

New Brunswick Mutual Fire Ins. Co., New Brunswick. N. J. 303 

Newburyport Mutual Fire Ins. Co., Newburyport, Mass 305 

New Castle County Mutual Ins. Co., Wilmington, Del 304 

New Denmark Mutual Fire Ins. Co., New Denmark, Wis. . 304 

New England Underwriters Agency. Concord. N. H 343 

New Hampshire Fire Ins. Co.. Manchester 127 

New Haven Underwriters, New Haven, Conn 344 

New Jersey Aasn^ Crosswioks. N. J 304 

New Jersey Tire Ins. Co.. Newark, N. J 129 

New London County Mutual Fire Ins. Co.. Norwich, Conn. . 304 

Newport Mutual Fire Ins. Co.. Newport, Ky 306 

New State Fire Ins. Co., So. McAlester, OUa 371 

New York ft Boston Lloyds, New York 362 

New York ft New England Underwriters, New York 370 

New York Central Mutual Fire Ins. Co., Edmeston, N. Y.. . 305 

New York Fire Lloyds, New York 363 

New York Ins. Assn., New York 370 

New York Reciprocal Underwriters, New York 363 

New York Underwriters Agency, New York 344 

New York-California Underwriters. San Franoisoo. Cal 344 

New York Fire ft Marine Underwriters, New York 362 

New Zealand Ins. Co.. Auckland 206 

New Zealand Underwriters 344 

Niagara-Detroit Underwriters, New York 344 

Niamra Fire Ins. Co.. New Yoric 130 

Nord-Deutsche Ins. Co.. Hamburg 207 

Nordisk Reinsuranoe Co.. Copenhagen, Denmark 386 

Norfolk Mutual Fire Ins. Co.. Dedham, Mass 306 

North American Ins. Co., Chicago 371 

North American Intei^Insurers of the City of New York, N. Y. 363 

North Branch Mutual Fire Ins. Co., North Branch, Minn. . 307 

North Branch Fire Ins. Co., Sunbury, Pa 131 

North British ft Mercantile Ins. Co.. London 207 

North British ft Mercantile Ins. Co.. New York 131 

North Carolina Home Ins. Co.. Raleigh 132 

North China Ins. Co.. Ltd., Shanghai. China 208 

North-Eastem Ins. Co., Darlington. Eng 387 

North River Ins. Co.. New YoA 133 

Northern Assur. Co.. London 209 

Northern Fire Assn., Chicago 370 

Northern Fire Ins. Co., Chicago 371 

Northern (Nord) Ins. Co., Paris. France 387 

Northern Ins. Co.. Moscow. Russia 210 

Northern Ins. Co.. New York 133 

Northern Fire Underwriters, Chicago. Ill 370 

Northern F. ft M.. Grand ForksVN. D 134 

Northern Underwriters, New York 344 

Northwestern Underwriters. Chicago. lU 370 

Northwestern Fire Ins. Co., ChieaoD 871 

Northwestern Fire ft Marine Ins. Co.. Minneapolis 134 

North Western Ins. Co^ Liverpool, Eng 387 

Northwestern Mutual Fire Assn.. Seattle, Wash 307. 391 

Northwestern National Ins. Co., Milwaukee 135 

Northwestern Underwriters Agency, Milwaukee 344 

Norwegian Mutual Fire Ins. Co., Cottonwood, Minn 307 

Norwtttan Underwriters. New York 364 

Norwich Union Fire Ins. Society, Norwich, Eng 210 

Nova Sootia Underwriters, Hattfax 344 

Nye Danske Fire Ins. Co.. Copenhagen 387 

Occidental Fire Ins. Co.. Albuquerque, New Mexico 136 

Ocean Marine Ins. Co., London 211 

Ohio Commonwealth Fire Ins. Co., Cleveland 137 

Ohio Farmers Ins. Co., LeRqy. 307 

Ohio Grain Dealers Mutual Fire Ins. Assn., Columbus, 0. . . . 308 

Ohio Hardware Mutual Fire Ins. Co.. Coshocton. 308 

Ohio Ins. Co.. New Albany, Ind 371 

Ohio Millers Mutual Fire Ins. Co., Canton, 308 

Ohio Mutual Ins. Co.. Salem, 309 

Ohio Retail Grooers Mutual Fire Ins. Co.. Sprinfdiekl 310 

Ohio Underwriters Mutual Ins. Co., Columbus, Ohio 310 

Ohio Valley F. ft M. Ins. Co., Paducah, Ky 137 

OW Coteny Ins. Co., Boston 137 

Old Dominion Fire Ins. Co.. Richmond, Va 371 



Paqb 

Old Kentucky Home Fire Ins. Co., Louisville 338 

Olympic Fire ft Marine Ins. Co., Fort Smith, Aik 371 

Ontano Fire Ins. Co.. St . John , N . B 387 

Oosterling Fire Ins. Co., Batavia, Java (see Holland Undrs.) 379 

Oregon Fin ReUef Assn., McMinnville, Ore 310 

Orient Ins. Co., Hartford 138 

Otsego Mutual Fire Ins. Co., Burlington Flats. N. Y 311 

Pacific Automobile Indemnity Exchange, Los Angeles, Cal . . 364 

Ptwifio Fire Ins. Co., New York 139 

Padfio National Fire Ins. Co., Sacramento, Cal 140 

Pacific States Fire Ins. Co.. Portland, Ore 140 

Paelfio Underwriters Ansncy 345 

Paint Trade Fir« Ins. ^change, Seattle 370 

Paint Trade Mutual Fire Ins. Co.. Philadelphia, Pa 311 

Palatine Ins. Co., London 212 

Palmetto Fire Ins. Co., Sumter. S. C 140 

Pannonia Hungarian Reins. Co., Budapesth 387 

Paper Mm Mutual Ins. Co.. Boston 311 

Parkersburg German Ins. Co.. Parksrsburg, W. Va 371 

Pass City Underwriters. El Paso. Tex 364 

Patapeoo Mutual Fire Ins. Co.. Baltimore 312 

Patemelle Vin Ins. Co.. Paris 213 

Patrons Mutual Fire Ins. Co., Hartford, Conn 312 

Pawtucket Mutual Fire Ins. Co., Pawtueket. R. 1 312 

Peerless Fire Ins. Co.. Waco. Tex "0 

Pelican Assur. Co.. New York WJ 

Penn Mutual Fire Ins. Co. of Chester Co., W. Chester, Pa. . . 313 

Penn Underwriters, Pittsburg, Pa 345 

Pennsylvania Fire Ins. Co., Philadelphia HI 

Pennsylvania Lumbermens Mutual Fire Ins. Co., Phila 313 

Pennsylvania Millers Mutual Fire Ins. Co., Wilkes-Barre. ... 314 

Peoples Co-operative Underwriters, Chicago. HI 370 

Peoples Fire Ins. Co.. Frederick. Md 143 

Peoples Ins. Co., Chicago 371 

Peoples Ins. Co., Chicago and Kenosha, Wis 371 

Peoples National Fire Ins. Co.. Philadelphia, Pa 144 

Petersburg Savings ft Ins. Co., Petersburg, Va 145 

Phila. Contb. for the Ins. of Houses from Loss by Fire. 

Philadelphia 316 

Philadelphja Manufs. Mutual Fire Ins. Co., Philadelphia. . . 3r> 

Philadelphia Underwriters. Philadelphia, Pa 345 

Phoenix Assur. Co^ London 213 

Phoenix Ins. Co., Hartford 145 

Phcnix Ins. Co., Paris 213 

Phenix Mutual Fir* Ins. Co.. Concord, N. H 316 

Piedmont Fire Ins. Co., Charlotte, N. C 147 

Pioneer Cooperative Fire Ins. Co., Greenville. N. Y 318 

Piscataqua Fire Ins. Co.. Portsmouth, N. H 147 

Pittdrarg Lumbermens Mutual Fire Ins. Co., Pittsburg. . .317. 391 

Pittsburg Fire Ins. Co.. Pittsburg 148 

Pittsburg Underwriters. Pittsburg 345 

Planters Fire Ins. Co.. little Rode. Ark 317 

Planters Ins. Co., Bowlinff Green. Ky 317 

Planters Underwriting Alfianee. St. Louis, Mo 364 

Pohjola Fire Ins. Co.. Helsingfori, Finland 388 

Portland Marine Underwriters, Portland, Me 365 

Portsmouth Fire Assn., Portsmouth, N. H 148 

Potomac Ins. Co., Washington, D. C 149 

Prairie Stote Ins. Co., Chicago 371 

Preferred Mutual Fire Ins. Co., New Beriin, N.Y 317 

Premier Ins. Co., Ltd., London, Eng 388 

Printers ft Publishers Exohange, Houston, Tex 365 

Printers ft Publishers Ins. Assn.. Waco, Tex 365 

Printing Trades Mutual Fire Ins. Co., Chicago. Ill 318 

Profitaiaring Co.. £3 Paso, Tex 370 

Progressive Relief assn., Dallas, Tex 365 

Property Undenmters Assn., San Francisco 365 

Protection Mutual Fire Ins. Co., Chicago 318 

Protector Underwriters, Hartford, Conn 345 

Protestant Ins. Co.. Pateraon, N. J 338 

Prondence Mutual Fire Ins. Co.. Providence 318 

Providence Underwriters Agency. Providence. R. 1 345 

Providence Washington Ins. Co., Providence 149 

Provincial Ins. Co.. Ltd^ Bolton, Eng 388 

Provinces Reunies Ins. Co., Ltd., Brussels, Belgium 388 

Prudential Fire Ins. Co., Manchester. N. H 151 

Prudentia Ronsuranoe Co.. Zurich, Switserland 388 

Prussian National Ins. Co., Stettin 214 

Prusaan National Underwriters Aoency, Chicago, 111 345 

Publishers Reciprocal Exchange, Kansas City, Mo 365 

Queen Ins. Co. of Amerioa, New York 151 

Queen City Fire Ins. Co., Sioux Falls, S. D 153 

Queen City Fire Underwriters. Chicago, III 370 

Quinoy Mutual Fire Ins. Co.. Qumey, Mass 319 

Reciprocal Annex, ICansas City, Mo 365 

Reciprocal Indemiufiers of America, St. Louis, Mo 370 

Reciprocal Indemnity Exchanse. Los Angeles. Cal 366 

Redprooal Exchange. Kansas City 365 

IMpnH.1 Uod«™g»„KMfgiy(^^y ^^^.f^. 366 



REPORTS OF FIRE INSURANCE COMPANIES. 



Paob 

Baime Im. Odu. Philadrfphin 153 

BdhMMarine In. Co-TCrapool 215 

BqHtteOounty Mutual Vin I^ Co., Bdkville, Km 320 

IU|)iiiiiBUBdcrwritere.l>ftI]M,Tez 3M 

Bosre Rre& Marine Ins. Ck>.,Cbka0» and UPbrto 371 

lUtdDiupirtsMatiiml FiroInB.Co..CSiidimaa 320 

HniaSmfm hm. Co., OkJaboma Ci^. Okk 154 

Retiafli(d«areMati]alFireIiM.Co.,MiziDeftpoliB 320 

Hctiil Lumber Dealon Mutual Ina. Co., MilifBukee, Wis. . . . 321 

RetulLambenfeeuIna. Aasn.. MinDMDolii 321 

Ritiil Modiaata Aan. Mutual Fire Ids. Co.. Spnngfiald. . 322 

RetaflMvehmatelna. Ajwn., Newport, Ky 366 

BebflMaRhaata Mutual Fire Ins. Co.. Minnflapolis 322 

BelaienMataalFbeIna.Co..PbiIadeH>luft>P<t 322 

Bhm^WwtohaHan Rbjm. Co.. M. Gladbach, Germany... . 388 

BbodeldaadliMrCo^Ptovidenoe 154 

Rhode UukiMataal Fire Ins. Co., Prondeooe 322 

BkUnl County Mutual Ins. Co., Maoifield.0 323 

BiduDonl Ina. Co., West New Bnghton. N. V 155 

BiaQnateFizeIns.Co., San Antonio. Tex 156 

Boctaber German Underwritflta, Rochester, N.Y 846 

Ro^nAsMntad Ftre Ins. Go., RoekriUe, Conn 323 

Bfidcy Moontun Ftre Ins. Co., Qrest Fads, Mont 156 

RinalM.Co.,Bt.Pe(tenlM]rg 216 

EonlIm.Co.,Lrrerpool 217 

lo|il i^«***»»B* Aamr., Ijondon 216 

Bofal Louisa Annfiary Ins. Corp.. Ltd., London. Eog 388 

BardBeottUilBa.Oo.,Ltd.,Gla8BDw,SeotIaiid 389 

Boyaiataolard Underwriters, Cliia«o 371 

Rami Undvwritere Agency. Chieaeo 346 

SidterMamdaetoienMatQallm. Co., Boston 328 

Pass III Raas. Co.. St. Pstetsborg 210 

FTiMMii Tiaaiport k General Ina. Co.. St. Petewburg 380 

St. Joaenh nrelv. Co.. St. Joseph, Mo 156 

Sc Pisair Fire & Marine Ids. Co., St. Paul 156 

Sa&cy MntaaiFireIna.CoM Lebanon. Pa 324 

■-^alaiawW Vire In. Co^ WMhingtao, D. C 371 

SalaauadnIns.Co.,StFMenbure 210 

SaleDaCoantyMiitaalIn8.Co..SaIein,N.J 324 

SalaBaMiitaalFireIns.CoM Salem, Mass 324 

Saaa Houston Inter-Ins. Eiohanse, Houston. Tex 366 

Saw nah Fhalns. Co., aavanmih. Ga. 150 

Seotah UndvwrHersi Ssa Franoino 346 

3eo*tiahflkkneaB ft AeoLlm. Co., Ltd.. GlasBow. Scotland.. 380 

SoottiakUDMn ft National Ins. Co., Edinbur^ 220 

Sea Ina. Co., Liverpool 221 

^ ■ '" Bias. Co., Atlsntio City. N.J 150 

1 Ins. Co., St Petersbois 222 

L Ooi. Vienna, Austria 380 

iaeBerafeIns.CbMBni«els.Bel8iam 380 

r Mutual Fire Ins. Co. of DebwareCoMDeaii,N.Y.. 325 

-J Fire Uadswiiten, CUcscd. 370 

SeearityMotasl Fire Ins. CoMCbatSeld, Minn 325 

Oeuaity Ins. Co^ Cincinnati 150 

tJtjuaHy Fire Ins. Co^ Davenport, la 160 

SeearHy Im. OoL. New Havea, Conn KM) 

Seevil^ Fire ft Marine Ins. Co.. WashiDgtoD,D.C 371 

SeneeaFte Ins. Co.. Buffalo, N.Y 162 

^ScvwMe Fire ft Marine Ins. Co.. L'nna.0 338 

~ /MiitaalFirelDS.Co..Eatontown,N.J 326 

fclasLCoMStoekhobn 222 

^jaivia arias. Com Copeohasen, Denmark 380 

SoUIOaii} Fire Ins. Co.7mi..:... 380 

- " - ~ iins.CoMColnmbia.3.C 162 

jMutnrFireIns.Co..PesMytMasB 326 

I Fire IxM. Co., Chicago and Ridunond, Va 371 

s Bcina. Co.. Munich > 223 

i Ffae Ins. Co., Atlsnta, Ga 37 1 

iHon» Ins. Co., Charleston, S.C 162 

I Lumber Untkrwritera, New Orleans 366 

i Mataal Ids. Co^ Atbeu. Ga 326 

I Stales Motoai Fire Ins. Co.. Philadelphia 327 

I Stock Fire Ins. COm Greensboro, N. 163 

I Uoderwriten, Gneuboro, N. C 163 

I Underwriten. San Antonio, Tex 366 

_jFireUDderwiiters,KansiBCit;y.Mo 370 

Boalb-Wartcni Redpcoeai Underwriters, Widdta. Kan 367 

~ iFire ftMarine Ids. Co. SpriD<6eld,M&ss 164 

1 Risk Underwriters. Chicago 366 

i Ins. COm Amsterdam 300 

I Fire Ih.Gom Hartford, Conn 165 

1 Fire LM.CoM'AcBtoa. N.J 166 

iM«ieIa8.CoMLmpool 224 

IMatMlFlreli&CoMlUiaddphia 327 

2JlateIaa.GbMDept. of Pfaoeoix Fire of Hertford. 346 

SMtiMr.Gv,UTerpool 224 

dlBteI]M.CororNebM Omaha 167 

:3teieMatB&lFiMii»Oo..Ratiand.Vt 328 

Sl8leIHnffiBKHbaBeIns.CoMConoord.N.H 167 

afeBleMaSrFireii»Co.,PMrideDce 328 

[FiRla8.Co.,CobkBkiJLN.Y 828 

t Fire las. Co^TwifianapoHB. hid 108 




Paoi 

Sterling Fire Ins. Co., Quebec 300 

StonewaU Ins. Co.. Mobile, Ala 160 

StnyTeBantIns.Co., NewYork 160 

Sti|yTessntUnderwriten.N.Y 846 

Sidolk County Mutual Lis. Co., Soathold,N.Y 820 

Sun Ins. OlBoe, London 225 

Sun Mutual Ins. Co.. Cincinnati 320 

Sun Underwriters. New York 846 

Svea Fire A life Ins. Co., Gothenburg 226 

Swiss National Ins. Co., Bssle.Switseriand 227 

Swiss Reinsurance Co.. Zurich, Switserland 228 

Switserland General Ins. Co., Zurich. Switieriand 228 

Telephone Fire Ins. Exch., Cleveland. 367 

Tennemee Farmen Mutual Fire Ins. Co., Nashville, Tenn. . 320 

Teutonia Fire Ins. Co.. Pittsburg 170 

Texas Fire Ins. Assn., Tyler. Tex 367 

Texas Merchants Ins. Assn., Dallas 367 

Texss National Mutual Fire Ins. Co., Fort Worth, Tex 320 

Texas Undis. Rerip. Indemnity Exch.. Ft. Worth 367 

Textile City Fire Ins. Co., Lowell. Mess 338 

Textile ManufMturen Mutual Fire Ins. Co., Providence 330 

Thames t Mersnr Marine Ins. Co., Liverpool 220 

Themis Ins. Co., Fkris, France 300 

Three Trades Fire Ins. Co., Louisville. Ky 171 

Tidewater Fire Ins. Co., Cambridge, Md 371 

Tokio Marine Ins. Co.. Tokio. Japan 220 

Toledo Fire k Marine Ins. Co.. Ssndusky. 171 

TomiAitts County Co-operative Fire Ins. Co., IthaoLN.Y.. 380 

Town of Herman Mutual Fire Ins. Co.. Herman, Wis 881 

Traden Fire and Marine Ins. Co.. Kansas City. Mo 338 

Traden k Mechanics Mutual Fire Ins. Co.. Lowell, Mass. ... 381 

Transportation Mutual Ins. Co., Philadelphia 881 

Twin City Fire Ins. Co., Minneapolis, Minn 172 

Tri-dtate Mutual Grain Dealers Ins. Co.. Luveme. Minn. . . 832 
Triton Ins. Co.. HeUngfofs, Finland 300 

Underwriting Agreement, New York 867 

Underwriten Exchange, Chicago 367 

Underwritcn Fire Ins. Co., Concord, N. H 172 

Underwriten Fire Ins.CoM Rocky Mount. N.C 173 

Underwriten of Greensboro, Greensboro. N. C 173 

Underwriten at Lk>yds of Minneapolis 367 

Unbn AsBur. Society, London, Bng 220 

Union Continental Ins. ft Remsurance Com Turin, Italy 800 

Union Fire Ina. Co.. Buffalo, N. Y 174 

Union Fire Ins. Co., Chicago 871 

Union Fire Ina. Co., Paris 230 

Unkm Ins. Co., Banoor, Me 174 

Union Ins. SooMteTof Canton, Ltd 300 

Unkm Ins. Co., Pittsburg 1 75 

Union k Phenix Espanol Ins. Co., Madrid 231 

Unkm Marine Im. Com Liverpool 230 

Union Mutual Fire Ins. Co., Lincoln. Neb 332 

Unkm Mutual Fire Ins. Co., Montpelier, Vt 332 

Union Mutual Fire Ins. Co., Providence 332 

Union Nat. Fire Ins. Co. of the U. S.. Indianapolis 338 

Unkm Underwriters, New York 368 

Unrnn Underwriters, New York 370 

United American Underwriten, Mmneapolis 346 

United Assurance Asm., Dallas. Tex 368 

United Druggists Mutual Fire Ins. COm Boston 333 

United Firemens Ins. Co.. Philadelphia 176 

United Ownm Fire Ins. Co.. Springfield, 111 338 

United States Fire In8.CoM New York 177 

United States Fire k Marine Ins. Co., W. Va 371 

United States Ins. Co., Memphis. Tenn 338 

United States Lbyds, New Yoric 368 

United States Underwriters Policy, New York 346 

Upper Rhine Ins. Co., Mannheim, Germany 300 

Urbaine Fire Ins. Co- Pteis 232 

UticaFh«Ins.CoMUtica,N.Y 333 

Vennont Mutual Fire Ins. Co., Montpelier, Vt 384 

Vkstoria Ins. Com Burehareat, Roumania 300 

Vienna Reins. COm Vienna 301 

Virginia Fire k Marine Ins, Co.. Richmond 178 

Virginia Home Ins. Co.. Richmond 371 

Vuloanlns. Co., New ifork , N . Y 1 70 

Vulcan Fire Ins. Com Oakland. Cal 170 

Wabaah Ins. COm Hammond, Ind 371 

Waco Ins. Co., Waco, Tex 338 

Waiehousemens Fire Ins. Assur. of Texas, San Antonio 360 

Warsaw Fire Ins. Com Warsaw, Russia 232 

Washington Fire Ins. Co.. Washington. Pa 338 

Wsahiiiiton Counbr Mutual Fire Ins. Co., Washington, Pa. . 334 

Washington Ins. Co., Seattle, Wash 180 

Wsahington Fire Ins. Com Washington. D. C 371 

Washington Hardware k Implement Dealen Fire Ins. Assn., 

^pSu^ 834 

Wasldngton Mutual Fire Ins. Co., St. Louis 384 

WSh&s. CorpM Cardiff. lgf^^dty\:3-^<L:>^i-^- ^^^ 



REPORTS OF FIRE INSURANCE COMPANIES. 



Paob 

Wot Bend Mutual Fire los. Co.. West Bend, Wis. 335 

West of Sootland Ina. Office, Ltd.. Glassow, SootlaDd 391 

WestohMter Fire Ins. Co.. New York 180 

Western Aasur. Co., Toronto 232 

Western Automobile Underwriten, San Fraociaco 360 

Western Canada Fire Ins. Co.. Ca^ry, Alberta 391 

Western Exchange Underwriters, £l Paso. Tex 869, 370 

Western Fire ft Marine Ins. Co.. McAIester. Okla 371 

Western Grain Dealers Mutual Fire Ins. Assn., Dee Moines,Ia. 336 

Western Ins. Co.. Pittsburg 181 

Western Lumber Underwriters, Kansas City, Mo 370 

Western Millers Mutual Fire Ins. Co.. Kansas City. Mo 335 

Western Mutual Fire Ins. Co., Urbana, 335 

Western Redprocal Underwriters Ins. Ex., Oklahoma City. . 369 
Western Union Fire Underwriters, Chieago, 111 370 



Pa<3b 

What Cheer Mutual Fire Ins. Co., FrovideDee 336 

Wholesale Grocers Reciprocal Indemnity Exch., St. Louis 370 

Wholesale Grocery Subscribers at Warners Ins. Bur., Chicago 370 

WiUiaoMbur^ City Fire Ins. Co., Brookhm 182 

Wihnington Fire Ins. Co^ Wifanington, Del 183 

Winnipeg Underwriters, Winnlpee 346 

Wisconsin Church Mutual Fire Ins. Assn., Merrill, Wis. . . . 336 

Wisconsin Underwriters, Milwaukee 346 

Worcester Manufacturers Mutual Ins. Co., Worcester, Mass. 336 

Worcester Mutual Fire Ins. Co., Worcester, Mass 337 

Worid Marine Ins. Co.. London, Eng., Ltd 391 

Wyoming Valley Fire Ins. Co., Warsaw, N. Y 338 

Yang Tise Ins. Assn., Shanghai 233 

Yorkshire Ins. Co., Ltd.. York, Eng 234 



LIST OF ABBREVIATIONS 

USED IN THE FOLLOWING PAGES: 



AdL, additional. 
Ad., adjustment. 
Ala., Alabama. 
Alas., Alaska. 
Amer., American. 
Ariz., Arizona. 
Ark., Arkansas. 
Assn., Association. 

Bg., bridge. 
Bs., bonds. 
Bk., bank. 
Bkg., banking. 
Big., building. 

C, coupon. 

C. H., courthouse. 
Cal., California. 
Can., Canada. 

Co., company or county. 
Col., collateral. 
Colo., Colorado. 
Com., common. 
Conn., Connecticut. 
Cp., Corporate. 
Cs., consolidated. 
Cv., convertible. 
Ctf., certificate. 
Cur., currency. 
Cy.. City. 

D., debenture. 
Del., Delaware. 
Dep^ deposit. 

D. C, Dist. of Columbia. 
Div., division. 

Dis., District 

E., east or eastern. 
El, electric. 



Ex., Exchange. 
Eq., equipment. 
Ext., extended. 
Extn., extension. 

F., funding. 
Fla., Florida. 

G., gold. 
Ga., Georgia. 
Gn., general. 
Gt, great. 
Gr., guaranteed. 

Haw., Hawaii. 
Ht, Heat. 
Htg., Heating. 

Ida., Idaho. 
111., Illinois. 
Illg., illuminating. 
Imp., improvement 
Insp., inspection. 
Inc., income. 
Ind., Indiana. 
Inv., investment 
la., Iowa. 
Int., International. 

Jc, junction. 

Kan., Kansas. 
Ky., Kentucky. 

La., Louisiana. 
Lt, light 
Ltd., limited. 
Ltg., lighting. 
Loco., locomotive. 
Ln., Lien. 



Mass., Massachusetts. 
Md., Maryland. 
Me., Maine. 
Mfg., manufacturing. 
Mich., Michigan. 
Minn., Minnesota. 
Miss., Mississippi. 
Mo., Missouri. 
Mont, Montana. 
Mtn., mountain. 
M., mortgage. 

Nat, national. 

Neb., Nebraska. 

Nev., Nevada. 

N. H., New Hampshire. 

N. T„ New Jerse^. 

N. M., New Mexico. 

N. v.. New York. 

N. C, North Carolina. 

N. D.. North Dakota. 

No., north or northern. 

N., Notes. 

Nwn., northwestern. 

O., Ohio. 

Okla., Oklahoma. 

Ore., Oregon. 

Pa., Pennsylvania. 
Pac., Pacific. 
PR., Porto Rico. 
Pow., Power. 
P., preferred. 

R., Refunding. 
R. E., Real Estate. 
Reg., registered. 
R. I., Rhode Island. 



R. R.^ railroad. 
Rs., rights. 
Ry., railway. 

Sav^ savings. 

S. C.. South Carolina. 

S. D., South Dakota. 

Sc, school. 

Ser., series. 

S. f., sinking fund. 

So., south or southern. 

St, street 

Stk., stock. 

Sr., Sewer. 

T., Term. 
Tl., telephone. 
Tg., telegraph. 
Tenn., Tennessee. 
Tm., terminaL 
Ter., Territory. 
Tex., Texas. 
Tr., Trust 
Tc, traction. 
Tun., tunnel. 

U. S., United States, 

Va., Virginia. 
VaL, valley. 
Vt, Vermont 

W., west or western. 

Wat., water. 

Wash., Washington. 

W. Va.. West Virginia. 

Wjs., Wisconsin. 

Wks., works. 

Wyo., Wyoming. 



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THE INSURANCE YEAR BOOK. 



8-a 



POUCY BOND 

is one of the "Butler Brands** of 
Paper suitable for your business. 
A complete stock of this and other 




Ce^ed in New York City. 

COMMERCIAL PAPER COMPANY 

25 Howard Street 







Knuktrbotktt Pr^aa 

(Q. P. Putnam's Sons) 

2-4-6 West 45th Street 

NEW YORK 


ENTEKTAlNINa ANB INSTIDCTIYE 

liiiltiplying Your 
Income 

or 

How to Sell Life Iisiruce 

By William T. Nash 

Author of The Monthly Income PoUcy 

Agency managers and general agents will 
find this an invaluable book to place in the 
hands of all their agents, as it is replete 
with suggestions and hints drawn from 
actual experience. It is written in an easy, 
conversational style, and can be thoroughly 
digested by the neophyte as well as the vet- 
eran in a comparatively short time. 

Multiplying Your Income is handsomely 
printed on a good equality of paper, and con- 
tains 124 pages with illustrations. Price: 
Bound in cardboard 76c., cloth binding. 
$1.00, flexible leather binding $1.26. 

THE SPECTATOR CO. 

Chicago Oflica 135 William StrMt 
Insurance Exchange New York 

.,itizedby>orUU^LC 


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lid 

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Books, Mono- 
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Genealogies, 
Catalogues and 
all other kinds of 
printing handled 
expeditiously 
with good taste 
and at moderate 
cost. 



8-b THE INSURANCE YEAR BOOK. 

BOSTON INSURANCE 
COMPANY 

BOSTON, MASS. 

Capital Surplus 

$1,000,000. $2,000,000. 

Fire, Marine, Automobile, Tornado, 
Yacht and Tourist Baggage Insurance, 

HOME OFFICE: 

Company's Building 

87 Kilby Street, Boston, Mass. 

NEW YORK OFFICE: 
66 Beaver Street. 

BALTIMORE OFFICE: 
Chamber of Commerce Building. 

WESTERN DEPARTMENT: 

A* D. Baker & Co., Managers, 

Lansing, Michigan. 

PACIFIC COAST DEPARTMENT: 

H. J. Knowles, Manager (Marine) 

Curtis & Gordon, Managers (Fire and 

Automobile) 

San Francisco, Cal. 

SOUTHWESTERN DEPARTMENT: 

(Texas, Arkansas, Louisiana) 

Cochran, Thomas & Co., General Agents, 

Dallas, Texas. 

FLORIDA DEPARTMENT: 

J. H. Norton & Co., General Agents, 

Jacksonville, Florida. 



AMERICAN STOCK FIRE AND MARINE 
INSURANCE COMPANIES 

Tbe fbOpviDc psfsi eontain abstneti of the ofBekl itotcmento eorerinc the year 1913. of all n|ularl]r liceoaed icant itoek fire 
aod Baiine imuraDee wrnipanwi now domiciled and operating in tbe United Statea. together with nimmariea of their eoodition and 
buoiMB for each of the last fire yeara. 

NoiB.— The Net FMrnnma ^ren in the following tablea, for praetieally all of the wrnipaniwi. l e pree cn t the groai premiumB written 
lea uBoaatB pnd fat reinanranee, rriwte. abatement and return pranioms in the ntpottift years, eioept in 1913, when deductions 
^Pb to boamcos written b that year. Total ineome exchides depooitf rsoeiTed on perpetual polieiea. premiums of previous year 
necrred, and other extraneous itema. Expenses exclude deposits returned on perpetual pobdes and other items which cannot 
pro|Kriy be t' 



iETNA INSURANCE COMPANY. Hartford. Conn.J 



Pkeadent. Wm. B. Clark; Vice-Pteaidenta. 
Whittdsey. Jr. - 



Heniy E. Reea. A. N. Wilfiams; Seoretary. E. J. Skan: Marine Seeretary. W. 
aries. £. 8. Allen. Guy E. Beardalqr. Ralph B. Ires, Organised, 1819. 



Ymam Aaeli 


Uonmed 
Ptaninms 


Net 

Surphis 


Net 
Ftanrams 


Total 
Ineome 


Losses 
Paid 


Dividends 


Expenses 


Total Ex- 
penditures 


Lasses 
Inourrsd 


1913 !82.481.250 
1912 22.882.779 
1911 22.017.380 

1110 tijmjM 

1909 1 18.062.110 


10.060,728 
8.642.177 
7.030.866 
7.424.218 
6,719,977 


16.909390 
7.985.668 
7.839.723 
7369,016 
6.062.704 


o89.948,471 
9374.431 
8.906.084 
8327346 
7334364 


810,801,069 
10.493316 

9316.103 
•10417.482 

8.063.683 


016319,796 
4.977,974 
4396363 
8.966.749 
3.663.396 


8900.000 

749.864 
762.000 


13360.753 
3390.194 
3.039398 
2.876339 
2,680.422 


10,980.648 
9313.168 
8.679.661 
7382.962 
7.036318 


$6331350 
6376346 
4.669336 
3.996.928 
3.726.918 



sindnde 



81300.000 



perpetual PoheieB._a Indudes 81.424.676 inarine 



Aasna. Dk. 31. 1913. 



Realertate 8410300 

Bowk and sloeks.. 183O7.609 
Loam on N. Y.. N. 

H.AH.R.R.stk. 

val^ 877300 and 

Bos. A Alb. stk. 

▼aL. 115.600 . 60.000 

Cash 1,626300 

Agents' bahnrwi.... 1.778,186 

Inlcrat 97.674 

Other assets 2.482 



LuBiLBna. Dk. 31. 1913. 

8722399 

8.946.789 

104.939 

480376 

317.968 



Unearned prems. . . 
Pttp. dep. reel • . . . 
HddforTciiMioos. 
Other liabilities... 



Total liabilities . . . 10371360 
Capital paid up... 6.000.000 
Net surphis 6.909390 



I 8146300 tax paid for stockholders. 

BoNoa AND Stocu Ownbd.— Cofll. 
BoiiDa. — C<nU. 

Ownvrlk. Ala , Cy., 8ch., 1922. 6%. . . . 
Grwciwich. Coon , Twn. ref.. 1929-30-1- 

2-3. II' r 

Hamaton, Ont., Cy.. deb., 1920. 4% 

HamilUiD. Ont., Cy. deb.. 1932. 4%. .... 
Hartford. Cma., Cy. Conn. Rr. Bridge. 

Jmcy Cily! N^ J.. CyVHaii.'l923,'6%.' .' 
JefBey City, S.J., Cy. rfg.. 1928. 4J%. . 
Jersey Cily, N. J-. Cy. Wat. 1961. 4|%. 



.822381350 Total 822.481.250 



Total asse 

Underwriting profit. 1913. • 8276387; inTestment loss. 8424306. 



'Ui 



profit includes perpetual. 

RISKS AND PREMIUMS: Fire risks in foree. December 31, 
11,432323368; preminins thereon, 816,069,766; marine and inland 
rub m farce. 846311.684; premhims thereon. 8866.761; perpetual 
in risks. 86370.404; deposit premiums thereon, 8116399. 

BUSINEaB SINCE ORGANIZATION: Pnmiumi raceiTed. 
066,748.414; loMS paid, 8138301348; dindends deolared. caah. 
S35301306; stock, 9306.000. 

REAL ESTATE OWNED: CcamuU of the company's home 
«fiee bwhfiag, 662-680 Main St.. Hartford, which property cost 
SS923QB m cwied at a rahaation of 8376.000 and a dwelling at 45 
Pnapeet st.. Hvtford, carried at coat (835,000). 

BONDS AND STOCKS OWNED: 



luted States. 1826, 4% 

Aliaay. N. Y., Cy. imp., 1918-19-20-21, 

Aim. Ore. Cyi. B»t!.' 1921.' 6% - - " • 
Aanos, Ga., 6y. Pub. Bldg.. Sch. Wr.. 

1919-1810. 8%. 

BiiaMd«e. Ga., Cy. Acad.. 1814-1926. 

Bd&K, Md..' Qy. Co^Vtfticl.' 1961. 4% 
BthJane, Md^ Cy. Corp., stk.. 1961. 4% 

Boston, Uses., 1923. 4% 

Bridv^ Ccna^ Of. Sr.. 1949-61. 4i% 

Boiib, N. Y.. Cy. 6np^ 1839. 4% 

5»g9,UL.San. Dm^ 1914,6% 

Oaofi, ID., San. Dis.. 1988. 4% 

2«5ad. 0.. Cy.. int. sr., 1822. 4%. . . 
nevdsad. 0, Cy., sr. die., 1826. 4%. . . . 

Coba4ia.8.C.,Cy.flg..l841.6% 

^wssrtieBt State, 1886.4%. 

^JwawtMBt State. 1884. 34% 

Whi, TaScTyfr. Md *.. 1890. 6%. 
Dwtaai. N.C.. Cy. Seb^ 1835. 4*%. . . . 



ssssrs.'^'*-**^' 



.CCy. Sch.. 1822.6%. 



ITrssmiisboth fire and i 



Par 


Market 


Vahae. 


Value 


8100,000 


8112300 


50300 


50.000 


25.000 


27,125 


18,000 


18,800 


6300 


6,630 


10,000 


9300 


40.000 


38,000 


26300 


23.750 


25,000 


25350 


22300 


21,600 


13.000 


13.000 


25.000 


23,750 


25300 


25.000 


26300 


25,000 


80300 


83300 


50300 


50375 


100300 


94.000 


36300 


36,720 


26300 


24300 


10300 


10.000 


24,000 


25,440 



LeunBlon, Ky., Cy.. 1918. 5% . 
W auitoba i ftov . ) , 1947-48, 4% . . . 

MarylwKi Stiiic, 1027, 4% 

MecktetibiiTR Co.. N. C., 1920, 6%. 
Milfori. Cunn., Tn., 1927. 4%. 



MilwBukw, Wtf , Cy. Pk., 1917-29,4*% 
Milwftukre. Wis . Cy. Lib^ 1917-32, 4*% 
Miiuif&polu, Minn.. Cy. Wat.. 1920. 4% 

MootMiil, Csn.. Cy. s. f.. 1942, 4% 

Montreal. Csn.. Corp.. stk.. 1926. 4%. . . 

Muotreal. Cm . Hutor, 1917. 4% 

NtshYiUc. T«nn , Cy. H. Sch., 1940, 44% 
N<(w Briiiun, Cona., Cy. Mun. Bklg.. 

1948, 4% 
Nbw Merico Tct ". "iQlS-sisV 5%.' ." ." ." .' .' '. ." 

H, Y. C. Corp.. rtk., Ift-iT, U% 

N. Y. C. Corp Btk., 19Q0, 41^;, 

Nwwraik, C^jnii., Twn.. 1942, 4j% 

Sorwicb, C^aa,. Cy. rf r . Wi\ 4*%. . . . 
Portbnd, Ore., Cy . lit. and Blv., 1933.4% 

Port of Portland. Ore., g . IStlia, 5% 

Hihway. N. J.. Cy. AdI. t922, 4% 

Rictimond, Vm., Cy. Pub. Imp , 1943, 4% 

RJctummd. Va.. Cy.. lB2ft-3S, 4% 

RoaoDke. Va.. Cy. Pub. Bldg., 1941, 4i% 
Roaiwkt, Vs.. Cy. ft. imp,, VM, 4%. . . 
Spftrl*at^tirji, S. C , Cy. Scb. Die.. 1932. 

SimL^ WasL'Cy. Bdg'.,' i934.' 44%'. '. ! 
Spokane Co.. Wash., rfg. J923. 4i%. . . . 
Spokane. Wash.. Cy. rfg. Wat., 1931. 4i% 
Stamford, Conn.. Tn. Hall., 1938, 4%. . 
Stamford. Conn.. Cy. Pub. Pk.. 1942. 4% 
dyracuse. N. Y.. Cy. Wat.. 1914-28, 44% 
Syracuse N. Y.. Cy. int. sr.. 1928-29. 4*% 
Tao(»na. Wash., Cy. Bdg.. 1929. 4i%. . . 

Toronto. Ont., Cy. deb., 1920, 4% 

West Hartford. Conn.. Tn. ref . and imp.. 

1943 44% 

Westmlmnt QuwBbee. Tn.' deb!/ 1938.' 34% 
Winnipeg. Man., Cy. Loc. mip.. deb.. 

1914,4% 

Winston, N. C. Cy.. 1924. 5% 

Ala. Cen. R. R.. 1 m.. g.. 1918. 6% 

B. k 0. R. R.. 1 m., g., 1948. 4% 



and 8063316 

Par 
VahM. 
820.000 

25.000 
46.000 
25.000 

50.000 
25.000 
25.000 
66.000 
50.000 
15.000 
26.000 
72.000 
21.000 
17.000 

8.000 
25.000 
50.000 

6.000 

4.000 
37.000 

100.000 
10.000 
50300 
50.000 
25.000 
25.000 
50.000 
50,000 
22.000 
25.000 
26.000 
25.000 
30.000 

26.000 
21.000 
50,000 
25.000 
50.000 
25.000 
30,000 
20,000 
30.000 
10,000 

50,000 
50.000 

31,793 
25,000 
50,000 
126.000 



Market 
VahM. 
820.600 

25.125 
43.700 
22300 

48.000 
26.250 
26300 
57300 
50.000 
13300 
24300 
74.160 
20370 
17310 
8340 
24300 
45.000 
5.640 
3340 
36360 

98.000 
10300 
51.750 
50.000 
25.000 
26.750 
47.500 
61300 
20.900 
23350 
23.750 
24300 
27,600 

24300 
20366 
48.750 
24.126 
47.760 
28.750 
30,460 
30360 
30.000 
9.500 

51.750 
40.000 

31.783 
26300 
62,000 
116,000 



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10 



REPORTS OF FIRE INSURANCE COMPANIES. 



iETNA INSURANCE 

Bonds and 8rocu Ownid.— <?ofi<. Par 

BoNOB.— Cwa. Value. 

B. ft 0. R. R.. p. In., m.. 1925. 3|%. . . . 136,000 

B. & Me. R. R., deb.. 1929. 4|% 150.000 

B. ft N. Y. Air Ln. R .R. 1 m.. 1955. 4% 100.000 
Buff.,N.Y.ftErie.R.R.lm..l910.7% 125.000 
Burl.. C. Rm. ft N. Ry.. 1 m.. 1934. 5% . 150.000 
Canada So. Ry.. ons. nL.ser. A., 1962, 5% 50.000 
0. N. Ry.. Wmn. Tm.. m., 1939. 4%. . . . 50.000 
Central Branch Ry. 1 m.. g., 1919. 4%. . 37.000 
Central Ohio R. R. 1 ens.. 1930. 4i% . . . 25.000 

Central Pac. Ry. m.. g., 1929. 3i% 1.000 

Central Pac. Ry., 1, m. g., 1949. 4% . . . . 50.000 

C. R. R. of N.J., gn. m., 1987. 5% 250.000 

Chea. ft 0. R. R, R ft All. dhr., 1 m.. 

1989, 4% 100.000 

Chi.. B. ft Q. R. R, lU. Dtv.. m., 1949, 

34% 160,000 

Chi. B. ft Q. R. R, Neb. Ex., 1927, 4% . . 100,000 
Chi., ft £. 111. R. R. gn. cna. and 1 m., 

1937. 57p «0,000 

ChLftfe.Ill.RR lens., 1984,6% 50,000 

ChL ft Erie R. R, 1 m., 1982, 5% 250,000 

Chi.. Ham. ft W. R. R., 1 m.. 1927. 6% . 130,000 

ChL. Ind. ft So. R R. m., k.. 1956, 4% . . 54.000 
Chi.. M. ft St. P. Ry., Dub. Div., 1 m.. 

1920,6% 85.000 

ChL. li. ft St. P. Ry., go. m., IS89- i% - 75.000 

ChL. M. ft St. P. Ry.. tv., 1932, 4i%. . . 44.100 

Chi. ft Nwn. Ry., gn. m, IffST. 1% „ . , . 75.000 

Chi. ft Nwn. Ry., a. t ni,. 1^2^, 6^.h 18,000 

ChL ft Nwn. Ry. ona. ». f . 1UI5. r : 80,000 

ChL ft Nwn. Ry.. gn. m„ «., mi, W, 100.000 

Chi., ft Nwn. Ry., a. [.. dd>.. 1^33, 6' ; . . 100,000 

Chi. ft Nwn. Ry. s. f. m.. la^EU. 5% 1,000 

ChL Rya. ens., m., cl. A.. 1927, B% 30,000 

ChL Rya. cna., m., CI. B.,ini,^ 45.000 

ChL Rys. Adj. Inc. m.. \m'. *%-• 15,700 

Chi. Rya. Pur. my. m , s a37, A% 57,500 

Chi.. R. I. ft P. R. R. m., 1017, 6%. ... 60,000 
Chi.. R I. ft Pm. R R. gn. m., g., 1988, 

4% lOO/KX) 

ChL. St. L. ft N. 0. R. R. g. hL, 1951, 5% 75,000 

Chi. ft W. Ind. R. R. ens., m., 1952, 4% . 100,000 

ChL A W. Ind. R. R. »»• "^» 1^2, 6% . . 94,000 

Cin.. Day. ft Iron. R. R. g.. 1941, 5% . 50,000 

Cin. fSS. ft Ft. W. R. R. 1 m.. 1923. 4% 50,000 
Cin.. Ham. ft Day. R. R gn. m., g., 1942, 

6% 108,000 

Cin., Ind. ft W. Ry. 1 and rfg m., g., 

18(53, 4% W,000 

.Cler.. Cii.. Chi. ft Bt. L. Ry., gn. m.. 

1993 4% 200,000 

Olev., fcol.. Ciii. ft Ind. R R.. 1 ens. m., 

1914 7* c 100.000 

Clev.Li)r.4WhicLRy.,lcni.,m.,1933, 

6% 100,000 

c5o. ft So. Ry. 1 m.. 1929. 4% M,000 

cSl ft Tol. R. R 1 m.. s. C, 1W5. 4%. . . 127.000 

D«r. ft Mich. R R 1 m., IWl. **% • • - 25,000 
DeL ft Hud. Can. Penn. Div., m.. 1917 

•tar 100,000 

Di.4Hud.Vl m.;*rfg.. lS*3i *%••;-■ ^^'^ 
Del Moines i Ft. bo3keRR.lm.. 1935. 

AOL i8,0UU 

Drt^t Ry.; 1 m.. 1915-21-24. 5% ... 30,000 
E. Tenn., Ya., ft Ga.. Ry., os., m., 1956, 

tc7 26,000 

Elg.fjoi. A Eiw-R R 1 m.. 1W1,5%^ 84,000 

fffit ft P. M. R R. 1 ens. m., 1939, 5%. 25.000 

fSt ft P M. R R., 1 m.. 1939. 5%. . . . 65.000 

Gal* Har. ft S. Ant. Ry.. 1 m., 1931, 5% 76.000 

Ga^> Ala. Ry., New 1 ons.. 1945. 5%. . 50.000 

SuRRftBli.. 1947.4% 26,000 

Sitfid St. Ry^ i m., 1930, 4% 50,000 

H^Val. 55. 1 ons:. m.. g., 1999, 4j,% 75.000 

Housatoniac R R. 1 ona.. m., 1937. 5%. 44.000 

UL cSTr.. Spfld Div. 1 m.. 1951. 3|% 100.000 

K cSt Ry., 1 and rfg. m., 1951, 4%. . . 50,000 

lIcS.Ry.lm^l938.5% 60.000 

SiMaTCy. Tm. fo. 1 m.. 1960. 4%. .. 26,000 

SSSftD.MoinasR Rim.. 1923.5% M.OOO 

lTa Mich. So. R. R deb.. 1931. 4%. . 200.000 

L H. Ry. 1 m.. gr.. g., 1940. 4*%. . . . . . 200.000 

L. V. tS. R R 1 m. gr. g.. 1941. 5%. . . 200,000 

£ 4 Jeff Bdg., m., 1946, 4%. .......... 50,000 

L. ft N. R. R. P»d. ft Memp. div., 1 m.. 

1046 4% •0.000 

Mahoning Ci^ R. R.. m-, 1»34. 6% .... 60.000 
Mich. cS.RR.Gr.k.VaLR Rim.. 

1959.4% 50.000 



COMPANY, Hartford, Cotm,^Continued. 



Market 
Value. 
122.625 
135,000 
90,000 
130.000 
163.760 
62.000 
46.000 
32.930 
25.000 
910 
46.000 
285,000 

87.500 

123.000 
94.750 

60.000 
66,500 
260.312 
144,300 
44320 

92.012 
69,662 
44.541 
70.600 
19.080 
82.000 
80,600 
101.500 
1.040 
27,000 
35.326 
7.300 
38.525 
62.100 

84.000 
76,687 
83,000 
98,700 
60,600 
37,600 

109,060 

43.500 

170.000 

100,000 

106.000 
22,600 

116,840 
24,000 

107,600 
94,760 

16,250 
27,000 

27,500 
87,360 
22.000 
48.950 
75.760 
52.000 
21,760 
49,600 
73,600 
48,400 
88,000 
25,600 
43.600 
22.760 
48.000 
m.500 
202,000 
216.000 
42.000 

45.600 
63.600 

47.500 



Bonds and Stoces Ownbd.— CoiU. 

BONDB.— CoiU. 

Middlesex Val. R. R 1. m.. 1942. 6%. . . 

Midland R. R of N. J.. 1 m.. 1940. 5%. . 

Minn, ft St. L. Ry., 1 m.. 1927. 7% 

Minn, ft St. L. Ry.. Pac. Ex.. 1921. 6%. 
Minn. Union R. R.. g., m.. 1922, 6%. . . . 

Mont. Cent. Ry.. 1 m., 1937, 6% 

Morris ft Essex R R. 1 m., 1914. 7% . . . . 
Morris ft Essex R. R 1 cs. m.. 1915. 7%. 
Mutual Tm. Buff.. 1 m.. s. f., 1924. 4%. . 

New Eng. R. R ons. m., 1945, 6% 

New Eng. R R. ens. m.. 1945. 4% 

N. H. ftNthpton cons. rfg. m.. 1956. 4%. 
New London No. R. R. 1 m.. 1940. 4% . . 
N. Y.. Lac. ft W. Ry. Tn. imp. m., 1923, 

4% 

N. Y., L. E. ft W. R. R 1 CDS. g., 1920, 7% 
N. Y.. N. H. ft H. R. R. cv. deb. ctfs.. 

1923-48.6% 

N. Y.. N. H. ft H. R. R. deb.. 1956. 4% 
N. Y.. N. H. 4 H. R. R. 6 mo. n., 1914.6% 
N. Y.. N. H. 4 H. (H. R. 4 P. C. Div.). 

Im..l964.4% 

N. Y.. Sus. 4 W. R. R.. 1 m. Tm.. 1948. 

6% 

N. Y., Sus. 4W. R. R. 1 rfg. m.. 1937, 6%. 
Nor. 4 West. R. R. gn.. 1 m.. 1931. 6%. . 

Nor. 4 Weat. R R. 1 m.. 1932. 6% 

No. Pac. Gt No. Jt. (C. B. 4 Q. CoH). 

1921.4% 

No'westem Un. R R. 1 m.. s. f.. 1917. 7% 

Ore. Sh. Ln. Ry. 1 m.. 1922, 6% 

Ore. Sh. Line Ry. 1 cs. m., 1946, 6%. . . . 
Oswego, R R Bridge, 1 m., 1915. 6%. . . 
0e.4Syr.RRgtd.cnB.m., 1923. 6%. . 
Port Readinff R. R. 1 m., gr. g., 1941, 5% 
R, Wat. 40gd. R R, 1 cs. m., 1922, 6% 
St. P., Minn. 4 Man. R R. cs.. 1 m., 

1933,6% 

St. P., Minn. 4 Man. R R cs., 1 m., 

1933,4% 

St. P., Minn. 4 Man. R. R. cs., 1 m., 

1933,4*% 

St. P., Mum. 4 Man. R R (Mont Ex.). 

Im., 1937,4% 

St. P. 4 N. Pac. R. R. 1 m., g.. 1923, 6%. 
St. P. 4 S. Cy. R R. 1 m.. g., 1919, 6%. . 
San Fran. 4 S. J. Val. Ry., m., 1940, 6% . 
8. Ste. M. 4 Swn. Ry., cs., m.. 1915. 5%. 
Southern Ry . 1 ens., m. g.. 1994, 5% . . . . 

Southern Ry. 1 m., 1951, 4% 

Ter. H. 4 Pttnria R. R, 1 m., g..l942, 6% 
Tol. 4 0. Cent. R. R 1 m.. g., 1935. 5%. 
Tol. 4 0. Cent. R R. (W. Div.) 1 m.. 

1935,6% 

Tor., Ham. 4 Buff. Ry. 1 m., g.,1946.4% 
(Jtt. Pac. R. R. 1 m., R. R and L. Or.. 

1947.4% 

United N. jf. R. R. 4 Can. g. Ul, 1929. 4% 
Vermont Valley R. R.. 1 m.. 1940. 4i%. 

Wabash R. R 1 m., g.. 1939. 5% 

Washington Tm.. 1 m., 1946, 3)% 

West Shore R R.. 1 m.. 2361. 4% 

WiUmar 4 S. Falls. R. R. 1 m.. g.. 1938. 

6% 

Arsenal Se. Dis., Htfd. Conn.. 1942. 4%. 

Atlantic Mut. Ins., Scrip. 1914. 6% 

Masonic Temp. Corp.. Wihnington. N.C., 

1919. 6% 

Mortgage Bond. N. Y.. 1966. 4% 

N. Y. Dock., 1 m., g.. 1951 4% 

No. East Sch. Dis.. Hartford. 1931, S|% 
No. West Sch. Dis., Hartford. 1938, 4% . 
Peoples Qas Lt. 4 Ck., Chi., rfg.. 1947.6% 
Toronto M.. 1916.4% 

Stocu. 

Alb.4Sus.R.R 

AQeg. 4 Western Ry 

B.4 0.R. R.p 

ChL, M. 4 St. P. Ry., p 

Chi., M. 4 St. P. Ry., c 

Chi. 4 Nwn. R. R, p 

Chi. 4 Nwn- R. R., c 

Clev., Cin., ChL 4 St. L. R. R, p 

Clev. 4 Pitts. R R 

Connecticut River R R 

Dayton 4 Mich. R. R., p . . 
DeL 4 Bound Brook R R. 



Par 


Maricet 


Vahie. 


Value. 


126,000 


126.750 


60,000 


62.500 


77,000 


86.470 


25.000 


26.250 


183.000 


210.300 


100.000 


21.000 


61.000 


61.228 


160.000 


156,625 


50.000 


47.500 


108.000 


110.210 


50.000 


45.000 


60.000 


45.000 


60.000 


46.000 


100,000 


94.000 


100,000 


111.000 


250,000 


868.750 


250.000 


187.500 


250.000 


250.000 


250,000 


232.500 


60,000 


63.500 


60,000 


60.000 


100.000 


119.000 


45.000 


53.550 


250.000 


237.500 


100.000 


108.000 


160.000 


174300 


35.000 


36.925 


60.000 


50.500 


23.000 


23.600 


100.000 


103.500 


100.000 


102.000 



115.000 138.000 



40.000 
29.000 



87.400 
29.145 



Fort Wayne 4 ^^^^^M}5^-,^iDU^ 



50.000 


47.250 


200300 


220.000 


125.000 


183.750 


25.000 


26.750 


20.000 


20.200 


60.000 


51.250 


50.000 


41312 


25.000 


26375 


60.000 


50300 


50.000 


61.000 


100.000 


84.000 


50.000 


47375 


106.000 


102.290 


100.000 


95.000 


100.000 


102.000 


35.000 


28.437 


100.000 


91,000 


106.000 


112350 


50.000 


48300 


90 


00 


30.000 


31,500 


25.000 


22300 


55.000 


45,100 


20.000 


18^)00 


30.000 


29,400 


50.000 


49.500 


50.000 


49.000 


50.000 


182.500 


30.000 


39.000 


30.000 


24.000 


150.000 


210«K) 


60.000 


60.000 


50.000 


85.000 


60.000 


76300 


100.000 


65.000 


50.000 


79300 


80.000 


00.000 


15.000 


27.000 


30.000 


54.000 


n¥m 


<2300 



REPORTS OF FIRE INSURANCE COMPANIES. 



11 



iETNA INSURANCE COMPANY, Hartford, Conn.'-ConUnued. 



BoxsB ASD Stocu OwwB>,—<^mt. 
Srocu.— Cant 

GeagiftR.R.4cBkng 

DLCai4.R.R. 

m.So.Ry^e 

JoBetACRILR 

Kab.A%. A Gmd Rapids R.R 

Maira&EMexR.R 

N.Y.C.Afl.R.R.R. 

N.Y,LMk.AW.R.R 

K.Y..N.H.4H.R.R 

C^«c«o k S^yncDse R. R 

PaaqrlTftmft R. R 

Ptoitt4BuraniVaLR.R 

Pitti^ Fart Wayne ft Chi. R.R 

RaaB.ftS8ntogftR.R 

5tJofc,So.B.48o.R.R.,p 

StJot,So.B€odASo.R.i,c 

l'tiea.Clienai8oftSas.Val.R.R 

VilteyRR 

-Etna Nat. Bk..Htttfocd 

AjaaiaDEKcfaan0eNat.Bk^N.Y 

BukoftheManhattaaCo 

Bk.ofN.y.Nat.Bke.A«o,N.Y 

CatnJlWN.Y 

CbvterOakNat.Bk.. Hartford 

City Bank, Hartfofd 

Cooa. Riw Bakg. Hartford 

Tvma ft Meeh. Natl. Bk. Stk.. Fhib. . 

Fwt .Vat Bk.,HartCofd. Conn 

FteNatiooal Bank. New York 

Haoovcr Nat. Bk^Nevr York 

Hartlofd Nat. Bk., Hartford 

HflfluidTrwt, New York 

laporten and Traders Nat. Bk. N. Y. . 
uteraatiaittl Bnkg Corp., New York. . . 
Market ft FoHtmNat. Bk^ New York. . 
MMfauicsft Metab Nai. Bk.. New York. 
Merehiate EsOmawt Nat. Bk, New York 

Moduate Nat. Bk., New York 

Metropofitaa Tr.. New York 

Natioaal Bk of Commerce. New York. . . 

Natiwal City Bk, New York 

Natiooal Etth. Bk., Hartford 

New Britain Nat. Bk., New Britain 

New York Life Iw. ft Tr., New York .. . 

PtopIttBk., New York 

Pkniiz Nat. Bk., Hartford 

Si. Bk. ft Tr., Hartford 

Tkird Nat. bIL New York 

CiuoBTnirt, New York 

l'.3.'nmt,NcwYork 

AnerieaaTg.ft(^ble 

Geaaal.\di. Bar., New York 

GoU and Stock Tg 

iBteraatbaal Oeeao Tg 

NortiiwertTf 

Pacific Coast Adj. Bmoo, San. Fran. . . 

Sposfcera Ad}. Banma, Atlanta 

I odovriten' Salvage, ChicitfD 

laderviiten' Salvage, New York 



Par 


Mari»t 


Value. 


Vafaie. 


$50,000 


$127,500 


40,000 


43,600 


18.100 




10.000 


14.500 


45.000 


58950 


50.000 


82.500 


180.000 


167.400 


35.000 


40.600 


481.300 


370.601 


45.000 


90.000 


220.000 


240.900 


30.000 


46,000 


100.000 


158.000 


100.000 


175.000 


14.000 


14.700 


50.000 


17.500 


30.000 


42.000 


40,000 


46.000 


20,000 


64,000 


40.000 


81.000 


20,000 


62000 


30.000 


118,600 


30.000 


300.000 


40.000 


68.000 


20.000 


21.000 


4.500 


13.500 


25.000 


85.900 


30.000 


51.900 


7.500 


69.375 


30.000 


187.500 


100,000 


190.000 


20.000 


3.000 


30.000 


150.000 


10.000 


10.000 


11.200 


27.440 


34.500 


75,900 


6.000 


9.000 


35.000 


59.500 


1OO.O0O 


35.000 


02.500 


107.500 


50.000 


170.000 


27.500 


44.000 


10,000 


17.000 


15.000 


150.000 


5.000 


12.000 


100.000 


155.000 


55.000 


121.000 


loxno 


500 


30,000 


109.500 


10.000 


102.500 


40,000 


24300 


450 


450 


30.000 


35.400 


30,000 


27.000 


50.000 


55.000 


500 


500 


500 


500 


1.000 


1.000 


1.000 


1.000 


H5.588.733 $18,507,609 


business with 


aeaoital 


paid in; by 1864 the 
by means of $180,000 



WSCILLANBOUS: .„ 

«aek of $1504W0. of wfaieh $15.000 

ovHsI had been increased to t2,:^,000 

cMh paid in, and $2X65.000 of stock dividend, the increases hav- 
oc bem made as foOowa: In 1822, to $200,000; in 1846. to 
tza^: in 1849. to $300,000; m 1854. to $500,000; in 1857, to 
SUOOjOOQ; in 1859, to $1,500,000; in 1864. to $2,250,000. In- 
enasBd in 1866 to $3,000,000 by stock dividend. In 1871 the 
apMal was redoeed to $1,500,000 and iaereased again to $3,000.- 
!?L^..2"T»»^ of $1,500,000 by stookhoideiB. Inereased to 
HOOOXnO m 1881 by sale of stodc. and in 1910 to $5,000^)00 
ind |1.0(KMXM) leafisad on sale of new stoek. Conflanation 
kwe: New York, 1845, $120,000; St. Loom, 18407$125.000; 



ChiUicothe. 0., 1852, $104,000; Montreal, 1852. $105,000: Port- 
land. Me., 1866. $170,000; Vieksbiirg, 1867. $110,000; Chi 



1871. $3,782,000; Boston, 1872, $1,635,000; St. John, N. B., 
1878. $262,000; Ottowa. Can.. 1900. $198,000; Jacksonville. Fla., 
1901. $168,000; Baltimore, 1904, $727,000; Toronto. 1904. $181.- 
000: San Fnneisoo. 1906. $2,910,893. Market vahies of speeial 
deposits: Can.. $260,573: Oa.. $10,000; Va.. $49,510; N. M., $10,- 
300; N. C. $24,500. Statement according to Conn, standard. 

DIRECTORS: Austin C. Dunham, Mornn O. Bulkdev. At- 
wood Coffins. William B. Clark. Francis Goodwin, Charles E. 
Gross, James H. Knight. Charles P. Cooley, Arthur L. Shipman. 
Chas. L. Spencer, layman B. Brainerd. Chas. A. Goodwin, Henry E. 
Rees. A. N. Williams, J. P. Morgan. 

FIELD MEN AND TERRITORY COVERED: Speeial juris- 
diction of the home office extends over the New Fdiglanri, Middle 
and South Atlantic States, Louisiana. Mississippi, Texas, Arkansas, 
Oklahoma and the Dominion of Canada. Special agents at home 
oflBoe: W. H. Wart. Portland, Me., for Me. and N. H.; W. H. 
Boutell, F. W. Blatbews, Boston, Mass.. for Mass. and R. I.; F. W. 
Brodie. Hartford, Conn., for Vt.. Western Mass. and Conn.; J. M. 
Biggert, Arthur Norton. New York. N. Y.. for N. Y. C and N. J.; 
W. C. Roach. Rochester, N. Y.. H. B. Smith. Syracuse. N. Y.. 
H. B. Nucent. Albany. N. Y.. for N. Y. SUte; C. J. Irvine. Phib- 
delphia. Pa., for Eastcra Pa.; H. 0. KUne, Pittabuigh. Pa^ for 
Western Pa.; A. Lohmeyer. F^erstMUg, W. Va.. for wTVa.; 0. H. 
King, Richmond. Va.. for Va.; P. W. D. Jones. Charbtte. N. C, 
forN. C: J. S. Middleton, Cohmibia, S. C. for S. C; C. L. Ruse, 
Atianta. Ga.. for Ga.; C. D. Wmn, Jr.. Atlanta. Ga.. for Ga.; G. W. 
Mills, Jacksonville, Fla.. for Fla.: S. L. Johnson. Birmingham, Ala., 
for Ak.; I. B. Beard. Jackson, IdisB.. for Miss^E. C. French. New 
Orleans, La., for La.; P. P. Tucker, Dallas, Tex. State agent for 
Tex.; E. Wright, J. A. Braekney. W. S. Clark, Dallas, Tex., special 
agenta for Tex.; W. Roes MoCun, Little Rock, Ark, State agent for 
Ark.; Fred C. Clarke. OUahomaCSty. State agent, for Okla.; A. G. 
O'Neill. OUahoma City. Okla.. speeial scent for Okla.; J. B. 
Hughes. Waterloo, Ont.; J. R. Stewart, Toronto, Ont., special 
agenta for Can.; Thee. E. GaUagfaer. general agent; Loois 
0. Kohts, general agent (marine departanent). Chicago, 111., for 
Western branch, comprising Cok>., Kan., Mo.. 0.. Wyo.. DL. Ky.. 
Neb.. S. D.. Ind.. MwhTN. D.. Tenn.. la.. Minn.. N. M.. Wis., 
speeial agents Western department: Wm. B. Goodwin. Columbus, 
0., State agent for 0.; C. R. Loomia. PainoBville. 0., for 0.; P. J. 
Robinson. Columbus, 0.. for 0.; Louis H. Wolff. Indianapolis. 
Ind., State agent for Ind.; W. B. Stoner. N. B. Berry, H. C. Wolff. 
Indianapolis, Ind., special agents for Ind.: W. E. VanDeventer. 
~' .m. State agaitforllL; A. E. VanDeventer, Chicago, 111., 
nt for D1.7watts Rosborough, S. M. LaRoee, J. H. Good, 



fS^, 



lU., special agenta for III; G. A. Armstrong. Detroit. 
_.. State agent for Mich.; F. W. Groves, Detroit, Mich., speeial 
^^t for Mich.; Paul E. Rudd, Milwaukee. Wis.. Stote agent for 
Tie.; James K. Polk, Nashville, Tenn., State agmt for Tenn.; L. B. 
Manson. Louisville. Ky.. State aaent for Ky.; G. Gordon Long. 
Louisville, Ky., special agent for &.; W. J. Tippery. Minneapolis, 
Minn.. State agent for Minn.; H. W. Lindbuist. Minneapolis. 
Minn., spedal agent for Minn.; H. N. Stone, Farffo, N. D., State 
agent for N. D.-; E. S. Knowles, Sioux Falls, S. D., special aoent 
for S. D.: W. A. Hand. Des Moines. la., speeial agent for la.; C. R. 
Elgas. Lmoohi. Neb., special agent for Neb.; J. L. Thorbum, 
Norfolk. Neb., speeial agent for Neb.; C. F. Collins. Kansas City, 
Mo., State agent for Mo.; J. A. Thomas. KansM City. Mo., speeial 
agent for Mo.; E. W. Tatman, Kansas City. Mo.. State aoent for 
^n.; C. H. O'Neill. Kansas City. Mo., speeaal agent for Kan.; B. 
M. McDonald, Denver. Colo.. State agent for Colo.. Wyo.. and 
N. M.; Pacific Coast Branch. San Francisco. Cal.. W. H. Breed- 
ing, general agent. E. S. Livingston, asristant general agent: H. F. 
MSb, San Frandsoo. Cal.. special agent for Coitral Cal.; Geo. F. 
Roberts, San Francisco, CaL, apecial agent for No. Cal. and W.Nev.; 
E. V. Culver. San Francisco, Cal., spedal agent for Bay Counties. 
Cal.; H. E. O'Brien, Los Angeles, Cal.. speeial agent for So. Cal. and 
Aris.; J. A. Gallagher, Loe Angeles. Cal.. special agent for So. CaL: 
G. S. Mariner, Spokane, Wash., special uent for E. Wash., EJ)re.. 
No. part Idatko. and part B. C; F. H. Rhoads. Seattle. Wash, 
raecial agent for W. Wash.. W. Ore., Alta. and Saak. and part B. C; 
J. P. Breeden, Salt Lake City. Utah, special agent for Montana. 
Utah and So. part Ida. The company operates in all the U. S. 
and in Canada. 



AGRICULTURAL INSURANCE COMPANY, Watertown. N. Y. 

Pkcskknt, W. H. Stevens; Secretary. J. Q. Adams; Assistant Secretary. P. H. WiOmott Organised. 1853. 



Uaesined 
Yua AsMis Fkeoimiii 



Net 



Net L Total 
Pnmiums f Inoome 



Fkid 



Total £x- 
Divkiends Expenses penditures Inemrcd 



1J13 i IMiI,4»4 
ISll 4jB22.72$ 



1,736.047 



$1,584,528 
1.409.510 
1.328.204 
1.222.421 
1.040,072 



$1,700310 
1.607.349 
1,712.991 
1.685.574 
1.653,437 



$1394,091 
1.872.160 
1.878386 
1387.611 
1.789.176 



$848,648 
860371 
880.194 
777.800 
663.492 



$75,000 
75300 
75.000 
75.000 
62300 



$696,498 
702314 
696,629 
701.188 
672312 



$1,622,146 
1.638385 
1.651.823 
1353.968 
1398.904 



$846,107 
858.928 

871.601 
786.484 
678.940 



12 



REPORTS OF FIRE INSURANCE COMPANIES. 



AGRICULTURAL INSURANCE COMPANY, Watertown, N. Y , ^Continued. 



Amkb, Dk. 31, 1913. 

Realestate $30^18 

Mortgage lotns 712.802 

Bonds and stocks... 2.815.877 

ColUtenJ loans 128,400 

Cash 209.974 

Agents' balances . . . 300.646 

Interest 42.688 

OtherasNts 520 



LiABiLinsfl. Die. 31, 1913. 

Loves unpaid 1120.052 

UnearaediNreins.... 1,881,104 
Other liabitities..... 45,815 
Conflagration reserve 200,000 



Total 



Total Habifities. . t2,246.971 
Capital paid up ... . 500,000 
Netsurplus 1.584.523 

14,331,494 Total 14,331.494 

Underwriting profit, 1913, 1112,307; inTestment profit. 947.696. 

RISKS AND PREMIUMS: Fire risks in force December 31, 
9389.061,600; premiums thereon. $3,644,426. 

BUSINESS SINCE ORGANIZATION: Fkemiums reeeiTed. 
943,783,247: losses paid. 921,995,394; dividends dedat«d. cash, 
92.092,500; stock, $400,000. 

REAL ESTATE OWNED: There are 3 items of real estate, 
2 of which are sold on contract and carried at amounts due thereon. 
The principal item b the company's home office bniUing, the 
book vahie of which u $35,665, and which is carried at $30,000. 
The other items are dwellingi in Syracuse and Watertown, N. Y. 

MORTGAGE LOANS: There are 148 loans, aggregating 
$712362, which are secured bv properties (principally loeated in 
Watertown and other New York cities) vahied at $1,624,916. 
the companv holding $591,665 of insurance on the mortgaged 
buildings. Most of the loans are small, and the total past due 
interest on December 31, last, was $553. A few of the Urger loans 
are as foUows: $200,000 on property in Eastchester, N. Y., val- 
ued at $434,000; $69,000 on paper mills at Carthage, the insurance 
on buiklings amounting to $150,000; $35,000 on property u Bv- 
mingham. Ala., valued at $250,000 (buildings insured for $37,000) ; 
and $73,500 on Watertown City Park (apprabed at $150,000). 



COLLATERAL LOANS are as folk>wB 

Broekway Ck>.. Watertown, N. Y 

Brockwur Co., Watertown. N. Y 

Arthur Omn ft Coal. Lowville. N. Y. . . 

Real estate mortnge 

St Rcgb Paper. D5reriet.N.Y 

St. Uwrenoe Int E. R. R. ft L., 5% 1932, 

Alexandria Bay, N.Y 

Carthage Tis. Pap. Mills. Carthage. N. Y. 

West End Panr. Cartilage. nTy 

Wat'n Nat'l Bank. Watertown, N. Y. . . 

International Paper 

Hunting Co., Watertown. N. Y 

Deed ofRttl Estate, Efanira, N. Y 

Wat'n Nat'l Bank, N.Y 

Ontario Talc, 6%, Gouvemeur, N. Y. . . . 

Wat'n Nat'l BaoL N.Y 

Brownville PaperTN. Y 

Real estate OMirtflage 

Wat'n Nat'l BankTN.Y. 



Market 
Value. 
$10,000 
500) 

i.ooo[ 

15,000j 
33.600 

29.500 
10,000 
15,000 
1,1501 
1.715/ 
25,000 
3.000 
1,150 
3.600 
920 
40.000 
5.000 
2.300 
1.780 
11,900 
5.0001 
4.000 
1.050 
1.500 



Amount 



$8,000 

12,750 

20,000 

20,000 
3,000 
8.500 

2,200 

15.000 
1.500 

350 
3,000 

500 
8,000 
4,000 
1.000 

600 
10,000 

10,000 



Oregon Short Line R. R. 4% 1929. . . . 

International Paper 

West End Paper. Cartiisge. N.Y 

Republic Iron ft Steel 

U.S. Steel Corp 

Remington-Martin. N. Y.. 6% 1921 . 

Totab $213,665 $128,400 



BONDS AND STOCKS OWNED Par Market 

Boifne. Vahie Value. 
Aflb^tjH^, N, C. wat. wk>, Ei. k imp. 

JS23,4*7^. $10,000 $9,300 

DubiJii, CI*., l«^7p 5fJ 10.000 '10,500 

LouifflMji. Bute or, r, 1931 -90.1 ^'V .. 50.000 49,000 

Now York. Cily, n«., im% 4 c . . 27,000 25.920 

Nft* York , Static* itwi. i mp. ««., 195&, 3 % 25,000 23,500 

Richi»ind. Vh, lft2:-32, i-?; 27,000 25,730 

St. PeterabuTK. F]«- . 1 04 1 . 0*^^ 10,000 10,700 

Sulfivm Co .. S. C ., r, mi, 6 4 V,-, ...... 7.500 8.025 

Watertown, N. Y., hih. Leap., 1940. 4%. 4.000 3,640 

B. ft 0. By.. PX. ft W,Vi,. r, 1941. 4% 10,000 8,400 

B, ft 0. Ry,. So. W. Div., I to.. 1925* 31% 16,000 14,400 
Brooklyn B. T., m., 1 918, fi-?;,, ....... . 25,000 24.031 

BuHrajckm Ey., ft L. J m. r 1, 1 933, 5% 25.000 23,375 

Caro., CUbc. ft 0. Ry^ 1 m.. I9as, 5%. 15,000 14,587 

Chi., ft EariL m.. It, r i.. 1955, A% 25.000 16,500 

Gbi, Ort»t Woitem R,, 1 na.. 1959. 4^'^. . 50.000 85.375 

C, M ft St. P. Ry., c, JAM, i^ ..... 85.000 35,850 

C, M . 4 St F, Rv , 4^,, I9U, 4% 25.000 22,062 

Oyasc^fUiJirasrt, BBu,l9a7,5';;^....,. 16.000 14.487 



Bonds and Stocu Ofnxwn.—Cmd. 

Bonds.— Con<. 

C, R. I. k Pc. Ry.. 1 and r, 1934, 4% . . . 

Denver and Rio Or. R. R. 1 c and Coll. 

Tr.,1949.4% 

Erie R. R.. c. 1953. 4% 

Erie R. R.. Penn. ooU., 1951. 4% 

Federal L and To. 1 L s f.. 1942. 5%. . . . 
Galv.. Har. db San. Ant. Ry., T.. M. db P.. 

Ex., 1931, 5%, 

Galv.-Houston El. Ry.. 1 m., 1954, 5%.. 

Interboiough R. T.. 1 in..l966. 5% 

Interborough R. T., 1 m . f; n., 1917, 5%. 

Iowa R. andL., 1 and r . J mi. r>% 

Kansas City So. Ry.^ aih] mp. , 1950.5% 
Kings Co., Elev. R. B . i m . HU9, 4%. . 

Loe Angeles Ry., 1 r., I cMi i, o . 

Mah. ft Shen. Ry. ft L . 1 e r . 1916. 5%. 

Mich., Central R., deb.. iU'2^, i% 

Midland VaUey R.. 1 m.. 1943. 5% 

Milwaukee El. Ry. ft L., g ft r.. 1951. 5% 

M. Pacific Ry.. Bq. g. n., 1920, 5% 

M. Pacific Ry., ooll. tr.. 1917, 5% 

labela Val. Tct.. 1 m., r.. 1942. 5% 
.ftH.R.R.R.,L.S.ooU..1998. 

N. tl.'c". ft St*. L. R. iLVg deb!.i98i,*4% 
N. Y.. N. H. ft H. Ry., cv.. 1948. 6%. . . 
N. Y.. ft W. Ry., gn. m.. 1955. 4%. . . 
N.Y.Hys.,r. es.andr.g..l942,4%.... 

N. Y. Rr". , Adj. g., 1942. 5% 

N. V Stah^ lin., 1 onsl m.. 1962. 4i%. . 
Nrjrfolk A s .. R. R.. 1 and rg.. 1961, 5%. 

OklahoTDfl Hy., 1 ft r., 1941 

Pu«et ^ lu ri . j El. Ry^ 1 en. g m.. 1932, 5% 
H J . Ark .t La. R. R., 1 m. g., 1934. 4*% 

J.....1, » , i.&r.s.f..l929.5% 

1 ific.cy..l929,4% 

L«.i««rii li>., dev. ft gn., 1956, 4% 

St. L., I. M. ft S. Ry.. R and G. diT.. 

1933,4% 

Toledo Ten. L ft Pr., 1 m., 1918, 6%. . . . 
United L ft Rys., 1 and rg., 1982, 5%. . . 
United Rys.. St. L.. gn. 1 m.. 1934. 4% 
Va. ft S'westem Ry., 1 en., g. 1958, 5% . 
Virginia Ry. ft Pr.. 1 rg. g.. 1934. 5%. . . 

Adirondack El. Pr.. 1 m., 1962, 5% 

American Tl. ft Tg., ooll. tr., 1929, 4%. . 

American Tl. ft Tg., ot., 1933, 4i% 

Appalachian Pr.. Va.. 1 m., s. f.. 1941, 5% 

Brownville Paper. N. Y., 1915, 5% 

Butte. El. ft P.. Mont. 1 m.. 1951, 5%. . 
Consolidated L<s.. Vt., 1 m.. s f ., 1926, 5% 
Consumers Pr., Mich., 1 and rg., 1936, 5% 
Dayton Lg-, Ohb, 1 and rg., 1937, 5%. . 

Dee Moinee El., 1 m., g., 1938, 5% 

Great Western Ft., 1 m., s f., 1946. 5% . . 

Ind. ft Mich. El., 1 m.. 1957, 5% 

International Paper, es. s. f ., 1935, 5% . . 

Iroquois Iron, 1 m., 1917. 5% 

Iroquois Iron. 1 m.. 1918. 5% 

Loiusville Gas ft E.. 1 and rg.. 1918. 6% . 
Meroh. Ht. ft Lt, Ind., rg. g.. 1922.5% 

Mortgage Bond, N. Y^ 1966, 4% 

N. Y. Business Bldg Corp-. 1927. 6%. . . 
N. Y. ft Westoh. Lg., (p». m., 2004. 4%. . 
Odd FeUowB Temp^ Littie Falls, N. Y., 

1914-1930,5% 

Psdfie Gas ft El., gn. rg., 1942, 5% 

Padfio Pr. ft Lt., m. rg.. 1930. 5% 

Portiand G ft C. Oro., 1 ft rg., 1940, 5% 
Raquette Fdry ft Sup.. 1 m.. 1918, 6%. 
Roekford El.. ID.. 1 ft rg.. 1939.. 5%. . . . 
San Joaquin Lt ft Pr.. 1 ft r s f.. 1950. 5% 

Seattle Lifting, rg.. 1949, 5% 

St. RegiBTPaPM Im., 1923-1932. 6%. . . . 

Tennenee Power, 1 m., 1962, 5% 

Texas Pr.ft Lt, 1 m.g., 1937,5% 

West End Pap., Cartilage. N.Y.. 1916. 6% 
West End Pap., Cartilage. N.Y., 1917,6% 



Stocks. 



Atiantie C. L. R. R.. 
At,T.ft8.Fe.Ry.. 

B.&O.R.R. 

Brooklyn R.T 

Cayuga ft SU8.R.R. 
C..MT&StP.Ry. 
CM.ftS. P.,prer. 
CftN.W.Ry 



Pfer 


Market 


Vahie. 


Vahie. 


$25,000 


$18,062 


25.000 


17.000 


20.000 


14.250 


20.000 


17.725 


16.000 


13.850 


20,000 


20.000 


25.000 


23.250 


25.000 


24,398 


12.000 


12.000 


25.000 


22.500 


25.000 


23.760 


25.000 


21.500 


25.000 


22.760 


10.000 


9.700 


15.000 


12.262 


40,000 


35.200 


25.000 


23,000 


15,000 


14.250 


25.000 


23.750 


25.000 


23.000 


10.000 


7.776 


35.000 


30.800 


8W 


8,777 


30.000 


24.600 


4.000 


2,995 


15.000 


9,037 


50,000 


41,750 


50.000 


47,000 


15.000 


12,600 


10.000 


8.500 


20.000 


16,000 


25.000 


23,750 


25.000 


21,500 


25,000 


18.250 


25,000 


19,000 


25.000 


24,375 


25.000 


21.500 


10.000 


6,900 


10.000 


8,950 


25.000 


22.500 


20.000 


18,500 


30.000 


25.650 


6.000 


5305 


15.000 


10.200 


60,000 


00.000 


25.000 


23.250 


15,000 


14.250 


25.000 


22.500 


20,000 


18.000 


25.000 


23.750 


15.000 


11.925 


15,000 


13.518 


25.000 


20.625 


10.000 


9.600 


10.000 


9.500 


15,000 


14.700 


25,000 


23.250 


25.000 


20.750 


7,000 


5,250 


25,000 


19.250 


17,000 


17.000 


25,000 


20.750 


25,000 


22,600 


25.000 


23,500 


8,000 


4.000 


10.000 


9.400 


15.000 


13.950 


20.000 


17,800 


50,000 


47.500 


15.000 


11.700 


40.000 


35.000 


4,000 


4.000 


4.000 


4,000 


21.000 


24.360 


54,000 


60.490 


40.000 


37.000 


90000 


17,600 


7.500 


14,250 


20,000 


20,000 



b ig itized by Vj O KJW l^ 



30,000 



36.000 
38.250 



REPORTS OF FIRE INSURANCE COMPANIES. 



13 



AGRICULTURAL INSURANCE COMPANY, Watcrtown, N. Y,— Continued. 



Hereford By^^ 
.nLCaitnlR.^.L.L..Kr. 



Bonds aio 8tood OwnwD.—CmL 
SiociB.— CorI. 

G«»t Northern Ry 

Gftftt Northflm Ry., 80% Pkud 

ID.Cen(rmlRR 

WiiriiVal.R.R 

L4N.R.R 

MorriiAEBKxR.R.,gr 

Morris A Ena Ext. R.R.,gr 

Niah, Chstt. A St L. Ry 

Nirii.ADecRR..Br 

N.Ya.AW.Ry.^S 

N.Y..N.H.Afi:ii:R 

Northern hwfie Ry 

Orweco 4 Qynenae R. R gr 

PtamqlTanBi R. R 

P.FuW.ACh.Ry.,gr 

ttmSatCo 

SootbemPkdfie 

Union PkdficRR 

WvnBRR.0 

C*rthHeNat.Bk..N.Y 

JefferaoD Co^ Nnt Bk.. W»tertown. N. Y . 
N&t. Herkinier Co. Bk.. UtUe Falla. N. Y. 
Northern N. Y. Tr.. WaterUmn, N. Y. . 
Watmown Nnt. Bk., N. Y 

ABSKSD liOOO., p.... 

AoMrieu Tie db Tg 

H. H. Babeoek. Watertown, N . Y 

Gea«rdAiij.Bur.,N. Y 

GewrdHectric 

fioocerford-HolfatQok 

iBtemalioaal Paper 

LonbviDe Poverty. Ky 

Soothcra A4j. Bur., Atlanta, Ga 

loderwriteB* Sahraee, N. Y 

I adervritcTs'Salrase, Chicago 



P»r 


Market 


Vahifi. 


Vahie. 


125,000 


til, 593 


5.000 


.^100 


10,000 


7.000 


1.400 


1.148 


50.000 


53,250 


20.000 


29.900 


70,000 


93.450 


11.000 


I7;i80 


2.600 


-,896 


17,800 


?:^M1 


11.900 


^-2:2SS 


10,000 


n/00 


33.300 


-^;i49 


40.000 


-ri.rOO 


6.600 


i->70 


60.500 


nr;,:^23 


15,000 


2:t„>50 


20.000 


,13,725 


47.000 


tl.712 


2,800 


4,.T40 


2000 


SfiOO 


2,000 


4,360 


2.600 


f>m 


7,500 


ls,750 


20.000 


,"1 I.I 00 


15,000 


37.00 


20.000 


P.>.250 


20.000 


2:5.s00 


12.900 


3.?25 


450 


450 


32.500 


4x337 


28,300 


iii>;^ 


30,000 


UI,,MX) 


300 


105 


250 


250 


500 


625 


500 


500 



Bomw AND Stocks Owmsd.— Conl. 
Stoou. — Cont. 



Watertown Transp, N. Y. 
WertemAdj.ftIn8..ni.. 



Par 
Vahie. 
S500 

100 



Market 

Value. 
SO 
100 



Totals Oxwk yahie. 82,964,570) 82,837,600*82,781.991 



* Securities as per company's Tahiations; the item in asKta is 
based on insurance department vahiations. 

MISCELLANEOUS: Company began business as a farmers' 
mutual company; became a stock company in 1863. The original 
capital was 850,000. and ineresses haye been as foDows: 1865, 
eadh, 850,000; stock dividends, 8100,000, in 1863; 8100,000 in 
1880. and 8200,000 in 1883. Conflagration losses: Baltimore. 
1904, 8239.984. net; San Frandsoo, 1906, 8884348, net. Vahies 
of special deposits: Vs.. 825,730; Oa.. 810JS00; N. C, 80.300; 
Fla., 810,700. 

DIRECTORS: R. 8. Whitman, J. C. Knowlton, W. H. Ste- 
vens, H. Bamum, D. M. Anderson, E. B. Sterling, W. C. Steb- 
bins. 8. A. Upham, J. Q, Adams, W. P. Herring, D. C. Mkkileton, 
R J. Buck, P. H. Willmott. 

FIELD MEN AND TERRITORY COVTRED: Pa^sLBe de- 
pftftincntr Genera] uccnbi, iiklwird Brown k Son*, San Frsacbco; 
ppecial agents, W. B. Westkkfc, tot Not,, Contiml Cal,: L. M. HiJe 
Rfid W. H. Hill, for No. Cal.: Chw, Van Valkfnburg. Tor So, 
fal. mud Aria.; W. P. Porep. for W. Ore. nad W. Wiah.; Ch*i. 
A. Wendler, for E. Ore., K. WmK. Ids, and Mont; J*». P Hapie, 
for L'Uh. So. Ida. sad Watj.: A. L. Plfsfanbi, Riclimond, Vs.; 
N, T. Julian, C^lombuM, 0.: P. P. WipiM?!], ChraiST); Qm Shaw, 
BoeloiL, Man,: P. F. BucH, Troy, N. Y.: C, H. Lacey, Biagbaoiton, 
N Y,: K. J, Pftrroalee. Ryracuw, N. Y.; Riiwdl Gilpin. Philir 
dftlphi*, Pm.: W\ B. Mc^l«llft.^. Pbiladctphin, Pa , F. C, SAnunu, 
MinrHApoli.1, Minn.« H, F, Witertnsn, Kanjiu City, M«.; K. 3. 
Freeman, Oaiaha, Neb.; H. M. Tanner. Atlajita, Ga : F. G. Her- 
man, In'lt&napollji, Ind.; K. W. Pchuchman, Pillchtirgh, Pa.: 
Btuarl Morgan, Howell, Mieh.; The Cajshmmn-Kvuna Co., Denfer, 
Colo., ffeoeral aitentP fyf Cf)lo,; J. M. Tboraaa A Co., Dallsa, Tex., 
fjenrrml ftirpiitii for Tci. The rompany oprrat<»!! in all the Sttatea 
and Territariesof the U. S., oi(*pE Ark., N. M, N. D, 8. D. and Vt . 



ALBANY INSURANCE COMPANY. Albany, N. Y. 

Praidakt, J. E. UtEhoy; Yiee-PrefldcDt, J. T. Lenamg; Secretary, C. H. Hahn; Amistant SeereCary, John P. Deal. Organiied. 181 L 



^ 1 


Unearned 


Net 


Net 


Total 


LOM 




1 Total Ex- 


Loane 


Tub 


AmelB 


Pwwihime 


SurphH 


Ptaniuma 


Income 


Paid 


DiTidende 


Expeeees 


penditures 


Incurred 


1913 


•1,074,7W 


$325,588 


1452,149 


$329,377 


1385.618 


$179,241 


$25,000 


$131,297 


$335,538 


$186,708 


1912 


1,047,033 


306,222 


453,250 


322,452 


376.898 


197,608 


25,000 


125,722 


348.330 


188.137 


1911 


1,028,908 


290.235 


446,144 


305.887 


361,968 


187.525 


25,000 


120,481 


333,006 


183.485 


1910 


097,430 


287,318 


410,704 


319,925 


371.811 


152.037 


25,000 


124,193 


301,230 


158.446 


19(JQ 


032,705 


271,324 


383.184 


316.378 


371,755 


1.51.810 


25,000 


119,870 


296,68d 


152.944 



Aaam, Dmc. 31, 1913. 



Rede 



LiABiuTXM, Dnc. 31, 1913. 



Montage loans 224.150 Unearned 

nnds and stocks.. 

Cnh 

Asents' halmnf.m 

lAtoest ud rents.. 



$75,000 LosMss unpaid $39,346 



687,752 Other 
38,324 

43.930 TotalKabifitieB.. 
5,560 Capital paid up. 
Net surplus 



325.588 
7.638 

$372,567 
250.000 
452,149 



Total a 



... $1,074,716 Total $1,074,716 

Inderwritins loss. 1013. $1^06; inTcstment profit, $25,786. 

.RISKS AND PREMIUMS: Fire risks in force December 31. 
<<2i240.231; pranhnns thereon, $621,030. 

BUSINESS SINCE REORGANIZATION: Premiums re- 
»nd. $S435.256; kwea paid, $2,715,604; dividends declared, 
e»h. t7Q2J00; stock, $50,000. 

REAL ESTATE OWNED: Consists of the company's home 
o&e boikfiaa at 03 State st. and 3244 Lodse st, Albany. N. Y., 
*>i^aj hn^ stone and iron buikiing which cost $80,000. 

MORTGAGE LOANS: There are 72 k>ans, ranging in amount 
™ taoo to $15,000, upon properties in Albany and nearby 
^,aad towns, exe«>t 3 loans ($4,150, $5,000 and $6,000) on 
J^Mroperties and one of $13,000 on 236 W. 74th rt.. New 
lork City. Seenring loans aggregating $224,150 (with no over- 
<l« mtenst) are knds and buii^gs yahied at $487,740. 

BONDS AND STOCKS OWNED: 

Bomw. 

i*^vSSNR.R.,im..l046.5%.... 

B-4 0.R.R..CV., 1033.41% 

w»kl>^R.T..not€^ 1918,6% 



Vahie. 


Market 
Value. 


$20,000 
5.000 
10.000 


$21,800 
4.550 
0,600 



BOKDS AND StOCU OWNnD.— Cofl<. 

Bonds. — Cont. 

Brooklyn R. T.. 1 r., 2002, 4% 

Chi.. B. ft Q. R. R.. 1058. 4% 

Central Pac. R. R.. 1 r.. 1049. 4% 

Chi.. M. & St. P. Ry.. cv.. 1032. 4*%. . . 

Columbus R. R.. 1030 4% 

D. ft H. R. R., cv„ 1916. 4% 

Det. ft Mackinac R. R. g.. 1995. 4% . . . 
H. E. W. ft Tex. R. R. 1 m., 1933, 5% . . 

Inter.-Mct. ooI.Tr., 1056,41% 

L. S. ft M. 8. R. R.. deb.. 1928, 4% 

MU. El. Ry. ft Lt. Co., r.. 1931, 4*% . . . 
N. Y. C. ft H. R. R. R.. deb.. 1934. 4% . 
N. Y. S. Rys.. 1 col. m., ser. A.. 1062, 4)% 
N. Y. W. ft B. R. R.. ser. I.. 1946, 4J% . . 

Nor.8o.R.R..lr.m..l961.5% 

No. Pac. Ry.. gn. hi.. 2047, 3% 

N. P.-Gr. N., C. B. ft Q. col., 1921, 4% . . 

Pennsylvania cv. g., 1915, 3 j% 

St. L. ft San Fr., r., 1951. 4% 

Schenectedy Ry.. 1 m., 1941. 4]^} 

Springfield ft Eastern R. R.. 1922. 5% . . . . 

Texas Central R.R.. 1923,5% 

UnionRy.of N. Y.. 1942,5% 

Union Pac., cv.. 1927.4% 

United Tc, Albany ft Troy, 1919, 4 S %.. . 

United Tc.cs., 2004. 4i% 

Va. ft Southwestern R. R., 2003. 5% 

Va. ft Southwestern R. R.. 1 cs.. 1958, 5% 

Wabash R. R., 1 m., 1939, 5% 

Wabash. Chi. ft Det. Ext., 1941. 5% . . . . 
Watervtiet Turn, ft Ry. Co., 1919. 6%. . . . 
Western N. Y. ft Pa. R. R., 1937, 6% . . . . 

Digitized 



Par 


Market 


Vahie. 


Value. 


$5,000 


$4,400 


6,000 


4.600 


5,000 


4.600 


5.000 


5.050 


5.000 


3,850 


5.000 


4.850 


13.000 


11.050 


5.000 


5.100 


10,000 


7.600 


10.000 


8.900 


12,000 


10,800 


10,000 


8.600 


10,000 


8.500 


13.000 


10.270 


15,000 


14.250 


5,000 


3.250 


10.000 


9,500 


5,000 


4.850 


24,000 


17,040 


10,000 


10,200 


5.000 


4.760 


25.000 


24,750 


10.000 


10.200 


5.000 


4,600 


15.000 


14.250 


25.000 


23.000 


25,000 


25,750 


30,000 


27.000 


25.000 


25,500 


9,000 


9,540 


15,000 


15.750 


25,000 


25.750 


by>oiUUyLC 



14 



REPORTS OF FIRE INSURANCE COMPANIES. 



ALBANY INSURANCE 

BONDS AND STOCKS OWNED: Pto 

BoNDB. Value, 

AmericaDTube& St.. 1032,5% tll.OOO 

Colo. Pud 4 Iron Co., 1943, 5% 10,000 

Consumers' Ga8 Co., Chi.. 1936, 5% . . . . 5,000 

Elee.Sec.Col.te.A8.f., 1936,5% 10.000 

EIkhornPucl,lm.,1918.5% 6.000 

Equitable Gas & EI. Utica.. 1942. 5% . . . . 8.000 

Gen. Motors, 1 In., 5 yr., s. g. n., 1915, 6% 14,000 

Kings Co. El. Lt. A Pow., 1997, 6% 5,000 

Kin^ Co. Lt., 1 r. m., g., 1954,5% 30.000 

LouisviUeGas A El.. 1918, 6% 6.000 

Laolede Gas Lt. St. Louis. 1934. 5% 10.000 

Montreal Lt., Ht. A Pow., 1932. 4i% . . . . 5.000 

N.Y.GasAEl.Lt..Ht.APow..l948.5% 10.000 

Pacific Tg. A Tl., 1937,5% 10,000 

Pto. Gas Lt. A Cok., Chi.. 1 os., 1943, 6% 15,000 

Portland Gas A Coke. Ir.. 1940. 5% 20.000 

8crantonEl..lr.m..l937.5% 6,000 

United El. Lt. A Pow., Bait., 1929, 4i% . . 10,000 

U. S. Rubber. 1918, 6% 10.000 

U. S. Steel Corp., 2 m„ 1963, 5% 25.000 

Union El. Lt. A Pr., St. Louis, 1932, 5% . . 10,000 

Utica Gas A El., r. A ext.. 1957. 5% 5,000 

Watertown Lt. A Pow., 1 m., 1959, 5% . . . 5,000 



COMPANY, Albany, N. Y.— Continued. 



Market 

Vahe. 

IIOJ80 

iKiOO 

I, "WO 

^.■»80 
^.160 
i:},^60 

.V565 

:^-.,;iOO 

smO 

liHOO 

i/m 

lO.LlOO 

tfjiOO 
U.iOO 
ls.?WO 
;j.tlOO 
o,c)00 
10.200 
2r^(IOO 
lii.'lOO 
4,*00 
4H50 



Bonds aitd Stoces Ownbd. — ConL 
Stocu. 



Conn.Rv.ALtg.p 

Det.A Mackinac, p 

N.Y.St. Nat 'IBk.. Albany. 
Central State El. Corp., p. . . 

Central State El. Corp 

Elec. Sec. Corp.. p 

MackayC.p 



Pfer 

Value. 

$5,000 
5,000 
5,000 
5,000 
1,300 

10.000 

10.000 



Market 
Value. 
$3,500 
4.750 
14.500 
4.150 
312 
8.400 
6.000 



Totals (book value. $717,862). . 



$717,300 $687387 



MISCELLANEOUS: Starting with $500,000 in 1811. th« 
capital was reduced in 1829 to $300,000. and in 1851 to $100,000 
and increased in 1857 to $125,000. in 1859 to $160,000, in 1872 to 
$200,000. and in 1889 to $250,000. Conflagration kMses: Albany, 
1848. $369,775; Boston. 1872. $20,000. 

DIRECTORS: J. Townsend Lansing, John E. McElroy. 
Ledyard Co0Bwell, Clifford D. Gregory, Henry M. Sage, Frederick 
Tillinghast, Charles E. McElroy. Charles S. Stednum, Beniamin 
Walworth AmoM, Lewis R Pwker, Rnssell E. Sard, Thooias I. 
Van Antwerp, Pkrker Coming. Chas. H. Hahn. Robert Oloott. 
Edward W. Rankin. 

FIELD MEN AND TERRITORY COVERED: H. J. Ide. 
Boston, Mass., general agent for E. Mass. The company operates 
in Conn.. lU.. Mass.. N. J.. N. Y.. P^ and R. I. 



ALLEMANNIA FIRE INSURANCE COMPANY of Pittsburgh, Pa. 

Ptesident, Wm. Steininqrer; Secretary, Chas. B. Reiter. Oigamaed. 1868. 







Unearned 


Net 


Net 


Total 


Losses 




Total Ez- 


Losses 


Ybar 


Assets 


Premiums 


Surplus 


Premiums 


Income 


P^ 


Dindends 


Expenses 


penditures 


Incurred 


1913 


$1349.589 


$790,455 


$763,012 


$817,320 


$905,982 


$408,288 


$80,000 


$374,661 


$812,949 


$421,137 


1912 


1,759,238 


760.041 


718.139 


781,400 


863.533 


383,943 


30.000 


341,891 


756,834 


365.015 


1911 


1,649.504 


743.995 


608.771 


811.755 


888,282 


404,766 


30.000 


365.897 


800,663 


416,024 


1910 


1.550.843 


721,196 


542.400 


775,725 


847,952 


387.076 


30,000 


344,700 


761,776 


374.829 


1909 


1.465.180 


682.357 


486,886 


753.829 


834.237 


340.495 


30.000 


810.134 


680.629 


352.933 



Amkb. Dec. 31. 1913. 

Realestate $142,000 

Mortgage k>ans 828,245 

Bonds and stocks. . . 555.080 

Collateral bans 8.000 

Cash 159.165 

Afgents' balances .... 126.997 

BOls reo. for prems . . 9.303 

Interest and rents . . . 20,749 

Total assets $1,849,539 



LiABiUTixs, Dec. 31. 1913. 

Losses unpaid $74,173 

Unearned prems.... 790,455 
Other liabiUties 21,899 

Total liabiUties... $886,527 

Capital paid up 200.000 

Net surplus 763,012 

Total $1349.539 



Underwriting kiss, 1913, $3,449; investment profit, $78,822. 

RISKS AND PREMIUMS: Fire risks in force December 31. 
$165313.492; premiums thereon, $1,547,152. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$14,749,422; kwses paid. $7,046,770; dividends declared, cash. 
$648,600; stock. $50,000. 

REAL ESTATE OWNED: Consists of 12 vacant ktts m 26th 
Ward. Pittsburgh, acquired by exchange in 1909, and 12 proposes 
acquired under foreclosure. 

MORTGAGE LOANS: There are 206 k>ans, averaging about 
$4,200 each, and only 9 are larger than $10,000. AU are secured 
by property k>cated in Pittsburgh and neighboring (Pa.) towns, 
and the total value of the mortgaged properties is estimated at 
$2,054,000, or about two and one-half times the amount loaned. 
But $967 of interest was overdue on December 31, Uat. 

COLLATERAL LOANS are as follows: Market Amount 

Securities. Value. Loaned. 

Nat. Lead Co., p $10,400\ ^^nn 

Cnunble Steel Co. of Amer.. p 8,700/ •*'"*^ 

Totals $19,100 $8.000 

BONDS AND STOCKS OWNED Par Market 

Bonds. Vahie. Value. 

OreenvUle,Pa.,Wat.Co.,1932,5% $30,000 $30,000 

Monongabda Riv. Cs. Coal A Coke Co.. 

1949.6% 10,000 11,500 



BoifDB AND Stocks Ownid.— Cont Par Market 

Bonds.— Colli. Value. Value. 

Palatine Sc.. Fairmont. W.Va.. 1915. 4i% $19,000 $19,000 
Youngstown A Sharon Ry. A Lt. Co.. 

1931,6% 27.000 26.190 

Ft.W.AWab.Val.Tc.Co.,1934.5%.... 20.000 14.800 

Ind..Col.AE.Tc.Co..l926.5% 10.000 8,600 

Phg. A Butler St. Ky. Co., 1935. 5% 10.000 6.000 

Glassport. Pa., sc.dis.. 1913-20-34.5%... 46.000 48.300 

Pitts.-Buff . Co., 1929. 5% 10,000 9,500 

New Brighton, Pa., sc. dis^ 1913-25, 5% . . 14,000 14,450 
Mt. Pleasant Coke Co., Groensburg. Ft., 

_1923,6% 10,000 10300 

Keystone Coal A Coke Co., Greeosburg, 

Pa..l923.6% 30.000 30300 

Jamison Coal Co.. Pittsburgh. 1930, 5% 20,000 18300 
St. Louis Smelting A Refg. Co., gr. Nat. 

Lead Co.. 1920, 5% 48,000 47.040 

Four States Coal A Coke. 1913, 5% 32,000 32.000 

Nat. Tube, 1952, 5% 85,000 33.600 

Ind. Steel. 1952, 5% 15.000 14.850 

New Castle, Pa., wat.. 1932. 5% 6.000 5, 100 

Ellsworth Coal, Cleve.. 1925. 5% 25,000 25.000 

InterlakeS.Sj 1921.6% 25.000 25300 

InterboroR.T..1966,5% 20,000 19.600 

Medicine Hat. Can., 1942. 5% 8,000 7,440 

PrinceAlbert.Can.,1933,5% 7,000 6310 

Stocks. 

Braddock Nat. Bk 14.800 62.900 

Bessemer Tr. Co., Braddock. Pa 9,200 16.100 

W.Ad.AInsp.Co.,Chicago 100 200 

Ps-l.R 11.000 12.100 

Totals (book vahie, $505,468) $512,100 $555,080 



MISCELLANEOUS: Conflagration kMses: Baltimore. 1004. 
$62383. 

DIRECTORS: Chas. F. Wells, Wm. M. BeU, L. F. Demmler. 
C. P. EeUerman. James R Sterrett, George Sheppard. Wm. 
Steinmeyer, Edw. Snoderass. Jr., W. A. Steinmeyer, J. B. RMtmrnmn 
J. W. Donnan, H. W^Ludebuehl. 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



15 



ALLEMANNIA FIRE INSURANCE COMPANY of Pittsburgh, Fsl,— Continued, 



FIELD MEN AND TERRITORY COVERED: F.L.W«Tcr. 
Detroit. MieL, q)ecua asent far Mich, and Ind.; Thot. H. Smith. 
DaytoB, 0.. Sttte aecnt for 0.; R. P. Ockemen, Fteria, UL. 
KBOBod meat for IlL; Berry, Tremaine k Co., State agenta for 
N. T.; Akx. L. Barbour. Fittabondi. special acent for Pa. and 
N. J.; Cram k Fotater, New York City, smeral acents for 
MetrepoGtan <fiitriet; Geo. W. CoattoA. general acent for 
lobariMn desmrtnmi, Bk)omfield. N. J., for N. J. and N. Y.: 
G. S. Boinflranti, Boaton, Maae.. general agent for Maaa. and 



Conn.; Caahman ft Evan. Denver. Cok).. State agenta for Cofe.; 
Windsor k Co.. Salt Lake Ci^. State agents for Utah; Loh- 
meyer. Goldsmith, Patterson Co» Charleston. W. Va.. general 
agents for W. Va.; Fish k Sehulkamp. Madison. Wis., general 
agents for Wis: Gross R. Seroggs k Co.. Dallas, general annta 
for Tex.. La., Okla., and Ark. The oompany operates in Ark., 
Cok>., Conn., D. C. U., Ind.. La.. Md.. Mass.. Mioh.. N. J.. N 
Y., 0., Okla., Pa.. Tex., Utah. W. Va. and Wia. 



ALLIANCE INSURANCE COMPANY, Philadelphia, Pa.§ 



Ptaident.KL.1 


Wright; Assistant Secretary. Sheldon Catlin. Organised. 1004. 


TlAE 


AMte 


Unearned 
P^ifthiwa 


Net 
Sorphis 


Net 
Pkemiums 


Total 
Income 


Losses 
Paid 


Dividends 


Expanses 


Total £x- 
peoditttres 


IxMses 
Incurred 


1913 
I91S 
1911 
1910 
1909 


12,281.444 
2.M2A51 
2,028.658 
1.813.398 
1.830.754 


8650.084 
660.721 
647.012 
608.016 
544.683 


1603.216 
636.782 
400.426 

C406.140 
450.252 


all.004.077 

1.036.443 

056.316 

040348 

867.021 


$1,005,258 

1.107.415 

1.033.006 

1.015377 

024.805 


01572.805 
488,0n 
508320 
472.727 
435.104 


$60,000 
60.000 
157.168 
141.661 
141.661 


346,167 
318.134 
314.137 
277.751 


873.831 
828325 
754316 


$560,476 
530.007 
501.682 
463.607 
463.386 



Unearned preminme inehide amoonts redaimable on perpetual policies, t Inehides payments to seripholdera. 
~ ^ , and S214.216 marine kMses. e ExcIusitc of $172,271 contingent fund. 



Assm. Dk. 31. 1013. 

BoDdi and stocks... $1,000,427 

CMb 135364 Unearned preoa 

134,485 Perp. dep. red 



Iitcrast.. 



LuBiLinis. Dae. 31. 1013. 
$140381 
650.084 
15363 



22.168 Other lisMlitiee 



15.000 



Totali 
Ui 



Total liabilities... 830328 

Capital paid up 760300 

Net surplus 603316 



$2382.444 Total $2382.444 



profit, 1013. $102,615; investment profit. $16304. 

RISKS AND PREMIUMS: Fire risks in force (except per- 
petaab). Deoember 31. $06,618,166; prenuuma thereon. $1,060,678; 
aarine and inland riaks in force. $12,676,287; premiums thereon, 
$198,657; perpetoala fire risks. $550360; dciiosit premiums thereon, 
$17383. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
S7375.000; koses paid. $4,600,614; diiridends declared, caah, 
S240.0QO. 



BONDS AND STOCKS OWNED: 
Boiroa. 

Atissta.Ga^reg., 1031.31% 

Lbsok Co.. Pa., c. 1010-20. 4i% 

N. Y. Stale, can. imp., g. ,c. 1062, 4%. . 

X.Y.,reg..l054.4% 

N. Y.. CD. alk-. g. .c, 1060, 4% 

N. C. khn. Wg.. c. 1051. 4% 

PhibdeUua. reg.. 1032-34, 3i7c 

A., TiXP. Ry., CT.. g.. c. 1060, 4%. . 
B. 4 0. R-It, CT.. g.. c. 1033. 4*%. . . . 

B. 4 0. RJt. pr. In., g., reg.. 1025. 3i% 

C. Pa*. Ry.. 1 r., g., c, gr.. 1040. 4% 
C.Pie.Ry.,Th.8.L., 

4% 



.lg..e.g..gr.. 1054. 



Ol 4 0. Ry., eq.. n.. g.. c, 1914. 4% . . . . 
C. 4 E. UL. r. and imp. m.. c, 1055. 4%. 

C.,B.4aR.R..gB..e.. 1058,4% 

Coal Rhrly..l g.. c. gr., 1045, 4% 

Ci.Tc, N. J., g. c. 1033. 5% 

Erie RA.. 1 ert., g. c. 1018, 5% 

Erie RRjeq. trxtf., g.. c. 1914, 4%. . . . 
Ga. Ry. 4 H.. r juid imp., g.. c. 1049. 5% 
I.. C. 4 E. Tc. gn. k r.. c, 1026. 5% . . . . 
Jrfown RR.. 1 est-, g.. c, 1010. 6% ... 
L 8. 4 M. So. Ry.. d.. g.. c. 1028, 4% . . 
L L RR-^Ferry. g., c. 1022, 4J%. . . . 
NYC. 4 BL R. yJL d., g., c, 1034. 4% 
Narf.4W. Ry.,div. 1 hi..gn.*,c..l044, 4% 
V 4 W. Ry. 4 P. C. A C 1 g..c, 1041, 4% 
hL 4 No. W. R.R^ gn.. c. 1030. 6% . . . . 



^ yL. CT.. g.. c 1015. 34% 

Fob. Serr. cp. .N. J., c. 1., g.. r., 1014 5% 

P5-^.N J..«uB-.ai..l0503% 

Beajag Co..7. a. ooL. tr.. g..c.. 1016.4% 
R:-W, ooL, tr.. g.. c.. gr.. 1043. 4%. . . . 
Rio Giaada W. tS-. cs-. 1 g.. c. 1040. 4% 
8c. P. RA, 1 r., g..«s..gr., 1065. 4%. . . . 



Par 
Vahie. 

$10,000 
20.000 
60.000 

200.000 
50.000 
20.000 

200.000 
15,000 
50.000 
10.000 
35.000 

50,000 
33.000 
20.000 
20.000 
15,000 
25.000 
15.000 
25,000 
15,000 
25.000 
12.000 
50.000 
15,000 
50.000 
50.000 
25,000 
25.000 
120,000 
40.000 
50.000 
50,000 
10.000 
25.000 
15.000 



Market 
Vahie 

%^m 

2ii.tiOO 
4N,760 
]iJ7,<>00 
4^,tO0 

\w.iiOO 
14.250 
4o.^00 

Li 100 

:iJ.n25 

42300 
32.670 
13300 
18.000 
12.750 
25.000 
14350 
24,750 
14.400 
22,500 
12,000 
45.000 
14350 
41,750 
44300 
22,125 
26.250 
116.400 
40.000 
44,000 
46.000 
0.300 
17300 
13.350 



Boma AMD Stocks Ownid.— CpM. 
Boinw.— Coat. 

Tm.RJl.Asn..St.L..gn.rAf.4(*.e..l053. 4% 

Va. By,. 1. 50-yr.. g., c. 1062, 5% 

WaahTii..l g., c, gr., 1045, 3i% 

Am. Tl. k Tgy ooi.. tr.. c. 1020, 4%. . . . 
Amer. Tl. 4 Tg.. or.. g..c ..1033. 44%. . 
Mfr.'s Wat.. 1 a. f.. g.. c, gr., 1030. 5%. . 
Mum. Gas Lt., 1 gn., g.. c. 1030, 5%. . . . 

PhU. EL g. tr.. ctTng.. 1048, 5% 

Pitts.Tm., Wh.* Tr.. 1 r., g., C..1036, 5% 
U. S. Steel Cp.. s. f.. g., c, 1063, 5%. . . . 



C.AO.Ry.. 
Norf.4W.,Ry.. 

Reading Co 

Amer. TL4Tg.. 
United Gas Imp. 



Stocks. 



a Includes $336,182 


Par 


Market 


Vahie. 


Vahie. 


$60,000 


$45,000 


60.000 


48.500 


55.000 


44,687 


60,000 


42.500 


4.000 


3.800 


0.000 


0.000 


50.000 


50.000 


50.000 


50.875 


25,000 


25.000 


74.000 


74,000 


50.000 


30.000 


100.000 


102.875 


25.000 


42300 


20.000 


24300 


50.000 


83300 



Totala (book Tahie. $2.126.823) $2,102,000 *$1.083.108 



* Securities as per company's yaluations; the item in assets is 
based on insurance depatnnent vahiationa. 

MISCELLANEOUS: This oompany commenced business in 
1004 with a paid-up capital of $600,000 and an initial cash sur- 
phis of $500,000. It is under the same management as the Insur- 
ance Company of North America. $733,786 assessment paid in 
by stockhoUers in 1006 and $3362 in 1007. Capital was increased 
in 1011 from $500,000 to $750,000. Conflagration kMses: San 
Francisco, 1006, $1,032,786. Vahie of speml deposit in Ga., 
$8300. 

DIRECTORS: William D. Winsor. Chas. Piatt. Jr.. Rudulph 
Elba. Henry W. Biddle. Theodore Annstroog. Bayard Henry, 
J. Levering Jones. Arthur E. Newbold. Eugene L. Ellison. 

FIELD MEN AND TERRITORY COVERED: John M. 
Talbot k Co.. New York City; Edward S. Gay and EweU S. Gay, 
Atlanta. Ga.. for southern departments; Chas. E. Parker k Co., 
Hartford, Conn., for New Eng. SUtes; A. C. Shaffer. Keneral agent 
for N. Y. sUte; J. C. Johnston, general agent, and J. K. Hamilton, 
assistant manager, San Frandaco. for Cal.. Aris., British Cohnubia, 
Hawaiian Isl.. Ida., Mont., Neb.. Ore.. Utah. Wash.; Field k 
Cowles, Boston. Mass. Special iuriadiotion of home office: N. Y., 
N. J.. Pa.. Md.. W. Va.. 0., Ind., lU.. Ky.. Cok>. John Kremer, 
Philadelphia, seneral agent; H. B. Jennings, special acent. Phil- 
adelphia: P. C. Bumham. Pittsburgh, for Western Pa.; F. E. 
Benjamin. Harrisburg, for Eastern Pa.; G. Hope Miller, Newark, 
for N. J.; U. 0. Michaels, Richmond. Va.. for Md.; Henry W.Myors. 
Albany, for Eastern N.Y.; P. W. Clark. Buffalo, for Western N.Y.; 
J. Fred Neill, SUte agent. Wheeling, for W. Va.; L. J. Bonar. 
SUte asent, Mansfield, for 0.: W. H. itiker, SUte acent and E.R. 
Shoemaker, special agent, Indianapolis, for Ind.; W. H. Weaver, 
SUte agent, Henderson, for Ky.; A.R. Gress, Sute agent, Minneap- 
olis, for Minn.; M. V. B. Benson, SUte agent, Denver, Colo.; 
Geo. E. Maoomber, special agent. Augusta. Me.; W. H. Winkler, 
special agent, Boston, for N. H.. E. Sfaas.. and R. I.; Lewis H. 
Small, smcial agent. Hartford. Conn., for Vt.. Western Mass. and 
Conn.; W. C. lUder, special agent, Birmindbam, for Ala.; John A. 
St^henson. special agent, JacksonviUe. for Pla.; R.N. Clark, special 



I Traaaacta both fira and marine basines> 



Digitized by 



Goov 



IC 



16 



REPORTS OF FIRE INSURANCE COMPANIES. 



ALLIANCE INSURANCE COMPANY, Philadelphia, V2i,— Continued. 



acent, Atlanta, for G*.; Alonao Qeorge, special aoe&t. New Orieana, 
far La.; W.G. Soun, special agent. Jackson, for Mms.; Robert Mable. 
•peeial agent. Charlotte, for N. and 8. C; John C. Drewrv, State 
agent, Raleigh, for N.O.; Hany W. Crutcher, speoial agent. 
DaDas. for Northern Tex. and Ark.; R. B. KiUough. special agent. 
Waoo, for Southern and Middle Te«.; M.H. Reeves, special agent. 
Spokane, Waah.,for E. British Columbia, E. Ore. and E. Wash.; 



Geo. O. Smith, special agent, San FrandM»,for Cal. and Nev.; 
W.F. Kuhl, Lee Angeles. Cal.. for Southern Cal^Qibnan L. Camp, 
special amnt, Bilhnn. for Mont; George F. Guerras, Portland. 
Ore., for W. Ore. The company is Uoensed in all of the States 
and Temtocies of the U. 8. except Alas.. Ark., Del.. D. of C, U.. 
Kan.. Mioh.. Minn.. Mo., Neb.. N. M., N. D., 8. D.. OUa.. S. C. 
Tenn., Va., Wis. and Wyo. 



AMAZON FIRE INSURANCE COMPANY, Dallas, Tex. 

^ H. Gaston, Seeretazy, C. H. Eekford. Organised, 1900. 



YlAH 


AMtS 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Paid 


Dividends 


Expenses 


Total Ex- 
penditures 


Loasea 
Inourrcd 


1913 


1838.368 
327,238 
388,870 
306.089 


164.068 
36,069 
9,772 
5327 


101,508 
123.750 
186,641 
59.729 


$105,156 
61,533 
15,919 
10.251 


$119,104 

72,402 

•106.341 

•48.833 


$43,192 
14.511 
8,966 




ilil 


$111,068 
113.448 
39.640 
tl9.50i 


$61,203 


1912 




15,824 


1911 




0,227 


1910 




2,007 



• Includes $27,067 premium on sale of stock in 1910, $173,657 in 1911. 
iabilily discharged tqr issue of stock. 



t Excluding $18^18 partial payment on capital stock 



Aaans, Die. 31, 1913. 



LiABiLinis, Die. 31, 1913. 



SealesUte 

Mortgage loans..., 
Bonds and stocks.. 

Gbah 

Agents' balanoes... 
Interest 



Total 



$11,480 

64.068 

3,448 

1,767 

$80,753 
162.000 
05,613 



$33%,368 Total $338,368 



$5,085 Losses unpaid 

156.402 Unearned jxems . . . 

05.576 Reins, res 

57.628 Other liabiliti«... 
18.670 

4.107 Total liabilities. 
Capital paid up. . . 
Netsurphis 



Undcrvriting loss, 1913, $27,808; Investment profit, $6. 

RISKS AND PREMIUMS: Fire risks in force December 31, 
$7,085,442; premhims thereon, $118,105. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$102,251 ; knws paid, $65,780. 

REAL ESTATE OWNED: The company owns farm prop- 
erty valued at $5,085 procured by foreclosure. It received $130 
rents and paid $34 ezpoQses during the past year. 

MORTGAGE LOANS: There are 61 loans, aggregatins 
$156,402, protected by farm lands in Oklahoma, Kansas and 
Texas valued at $604,320. There was $175 of interest past due 
December 31, last. Insurance on buildings, $7,000. 



BONDS AND STOCKS OWNED. 

BOKDS. 

Commerce Big., Kansas Cy., Mo 

General Lbr. of Maine 

Greensboro, N.C 

People's Wat.Sante Rosa. N. M 

Akron. 0.. imp.. 1016,5% 

Akron, 0.,imp.. 1028. 5J% 

Dallas, Tex.,Pk., 1015.4% 

Stocks. 
Texas Inv. Co. Big 



Totals. 



Par 


Market 


Value. 


Value. 


$3,000 


$3,000 


21,000 


16,800 


11,000 


11,000 


20,000 


13,801 


0,000 


0,000 


20,000 


20.200 


10.000 


10,000 



2,000 



2.775 



$105,000 $05,576 



MISCELLANEOUS: This company was omniaed in 1009 
under the title of the Western k Soutiiern Fire, and in 1011 changed 
its name to the Amaion Fire, moving its head office from (Xua- 
homa City, Okla.. to Dallas, Tex., in 1012. Its home office ia in 
Shawnee, Okla. Capital decreased in 1011 from $243,230 to 
$174,035. In 1910 $27,087 was realised as premhim on stock and 
in 1911, $173,657. In 1912 $44,7n was returned to policyholders 
on account of cancelled stock. 

DIRECTORS: Capt. W. H. Gaston. Jno. H. Gaston. H. H. 
Hobnan, C. H. Eekford, E. C. Standard, E. G. Senter, W. H. Pen- 
ington, Q. L. Miller, F. Lee Williama, J. M. Terrell, E. M. Alvord. 

FIELD MEN AND TERRITORY COVERED: J.M.Twlal, 
Greenville, Tex., for northern Tex; E. E. Forston, San Antcmio. 
Tex. for southern Tex; B. H. Dickson, Teoumaeh. Okla.. for Okla. 
The company operates in 0., Okla., and Tex. 



Ptesident, P. L. 



AMERICAN INSURANCE COMPANY, Newark, N. J. 

Assistant Seoretaxy, 



Hoadley; Vice-Presidents, Chas. E. Sheldon and C. Weston Bailey; Secretary, F. Hoadley. 
Roy C. Vanderfaoof; Treasurer, A. C. Cyphers. Organised, 1846. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 1 Loasea 


YlAR 


Assets 


Premiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


penditures | Incurred 


1913 


$10,004,003 


$4,036,060 


t$3,252,859 


n$4,210.348 


$4,625,452 


iiS2.209,203 


$280,050 


$1,739.2731 $4,228,616 


$2,005,356 


1912 


0367,025 


4,780327 


■ 


3.135.053 


a3.034.062 


4.320,180 


ttl.932.126 


240.054 


1.563.6631 3.735.843 


2,032,003 


1011 


0344,435 


4,513,550 




2.062.549 


3.570.908 


3,950.737 


1.959.844 


230.054 


1.408,992 3,598,890 


1,944,836 


1010 


0,048,082 


4,553,042 




2.620399 


3.608,526 


3.060,769 


1,719310 


201.050 


1.419.949 3.340.809 


1,771.439 


1000 


8.535326 


4.381.834 




ra,355,055 


3,443.880 


3.762.987 


1,719.402 


149.922 


1315.66S| 3,184.992 


1.731.951 



t Excluding special reserve, $300,000. n Includes $04,635 marine premiums and $26,844 marine losses. 



AaasTS. Dec. 31. 1913. 

Real estate $493,000 

Mortgage k)an8 1.771.441 

Bonds and stocks . . . 6.361 ,05 1 

Cash 391.630 

Agents' balances .... 624,994 

Bills rec. for prems . . 276,446 

Interest and rents . . . 86.342 



LiABiunas. Dsc. 31, 1913. 
Losses unpaid $280,513 



Unearned prems. 

Dividends 

Special reserve . . 
Other liabilities. 



4,936,969 
70,114 
300,000 
164.443 



Total liabiUties. $5,752,044 

CapiUl paid up 1 ,000.000 

Net surplus 3.252,859 



Total 



$10,004,908 Total $10,004,903 



Underwriting profit, 1913, $239,820; investment profit. $157,140. 

RISKS AND PREMIUMS: Fire risks in force, December 31. 
$027,062,195; premhims thereon. $9,326,823; marine and inUnd 
risks in force, 14,006.249; premiums thereon. $88,115. 



BUSINESS SINCE ORGANIZATION: Premiums received. 
$50344.954; losses paid. $24,016,542; dividends declared, cash. 
$4,258,058; stock. $600,000. 

REAL ESTATE OWNED: The company owns 2 parcels of 
real estate. 1 of which is located in Newark. N. J., and the other 
in Rockford. III. The largest propertv is the company's home 
office building at 68-72 Park pi.. Newark, the book vahie of which 
Is $400,000. It is a new 3-Btory. stone and steel structure, stand- 
ing on a k)t 73 X 166 X 144 X 199 feet The other property is 
the company's office building at Main and Peach sts.. Rock- 
ford, 111. It is a 2-8tory brick structure, and is carried at $93,000. 
There are no incumbrances on eith«r of the properties. The net 
income from real estate (over expenses) was $14,303 in 1909, 
$15,139 in 1910. $15,777 in 1911. $16,346 in 1912 and $16,520 in 
1913. 

MORTGAGE LOANS: There are 429 mortgage Wtans. which 
range in amount between $200 and $125,000. few exceeding $6,000 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



17 



AMERICAN INSURANCE COMPANY, Newark, N. },— Continued, 



Most of the lotiH are apon property ia Newark or neighborinc 
thieB and towv, and loans amounting to 11,771,441 are secured 
by propertiBS Tabed in the agnegate at $4,108,142, upon which 
the oompaiqr holds 12.174,475 of fire insurance. Past due interest 
•Buonted to 12,379 on December 31, last. 

BONDS AND STOCKS OWNED; 
Bomw. 

D.C.,rt«,1924.3.«% 

UiutedStatea.reg.es., 1930,2% 

BayooneCy., N J., g. f., 1928, 5% 

B*yoBiieCy.,N.J.,h.ac.,1928,5%. . . . 
Bergen Co., N. J., co. bldg., 1933-37, 4|<^ 

£jwCo.,N.J.,g..ho«p..l947.4% 

Hack.. N. J., imp. com. f ., 1942. 44% . 
Ma&on Bori^N. J.. rd., 1916. 4i% . . 



MaitdBr,N.J.,8C. 1942.44% 

Newiik, N. J., BC. 1957. 4% 

Fuaaie Co.. N. J., bg. re4>ldg., 1929, 4i% 
PHnie Co.. N. J.. Rath. Are. Bdg., 1929, 

J\% 

Toronto, d. gn.es. In.. 1948,4% 

Union Co.. N. J., Co. heap., 1942, 44% . . 

C.R.R.of N.J.,gn.m.g.. 1987.5% 

CoBMlidatedTc.. N. J., 1933, 5% 

EwtoQ and Amboy K. R., law. mon., 

1«»,5% 

Lehigh Val. B. R. Tm.. J. Cy.. 1 m. g., 

1941.5% 

Midland R. R.. N. J., I tn. g„ 1040, 5' J 
Mormand EsKX R. R.. 1 m, lOU, 7'i 
MoniiandEsKX R. R.. 1 » ,g.. 1915. 7^ c 
Newark Pan. Ry.. 1 es. m. g,, 1930. S' c . 
.V. Y. A G. Lake R. R.. ler. g„ 194G. h'\ 
N. Y., 8. A W. R. R., ton. h m.. I W3, 5' c 
North HiKkon Co. R. R., a.. 192S. STc . 
Trenton Pan. Ry.. cs. 1 m. f.. 1923, fi'^i 
United N. J. R. R. A Cual. go.. 1929, 4% 
WestJ.4Sca.R.R.. I m-i. 1936,3) ^l 
Wert J. A 8e». R. R.. 1 m. g., 1936, 4% , 
Aaer. Dock A Imp.. J. Cy, 1921. 5% 

LoagDoek. J.Cy-.cs.R., 1935, ftVc 

MortgattBood.N.Y.,1932.5% 

N. Y, L E. A W. DkL< k Imp , I m. 

19«.5% 

Newark Gas, lm.g.. 1944.6% 

Stocks. 

Atdi.T.A8.FeRy..p 

B.AO.R.R.,p 

Chi.Mfl.ASt.PaulR.. p 



Chi.4Nwn.Ry..e... 
ChL,St.Pftal.ifinn.AOmnhaRy.p ... 

Gt»l Northern Ry., p 

IlL Central R.R 

Lc«imlleANaafaTiIleR.R 

Minn.. St Paul A Snult Ste. Marie Ry .. p . 

MonriBA&aBsR.R 

Nor. A Western R.R.,e 

Northen Pacific Ry 

™9yhaiiia R. R 

5tu.,Cin.,CliLASt.L.Ry.,p 

ptta.. Fort Wayne A CbLRy 

l>iedN.J.R.R.ACanal,gr 

lnionPteifieR.R.,p 

AflwieanTLATg 

MatanCo 

Gea(fiIAdj.Bar..N.Y 

ladcrvriteiB' Sal.. Chicago 

Ud«wTit«n'8aL.N.Y 

Wertcra Ad), and Insp.. Chicago 

TotahOiookTnlue. 16.731.059) 



Par 


Market 


Value. 


Vahie. 


130.000 


$31,200 


30.000 


29.400 


50.000 


53.600 


75.000 


80.250 


25.000 


25,500 


200,000 


189.000 


25.000 


25.000 


3.000 


3.000 


50.000 


51.000 


100.000 


94.000 


5.000 


5.050 


30.000 


30.300 


55.966 


47.671 


100.000 


102.000 


237,000 


270,180 


122,000 


122,000 


215,000 


221.450 


225.000 


243,000 


114.000 


117.420 


40,000 


40.400 


220,000 


226,600 


150,000 


156,000 


131,000 


133,620 


144.000 


152,640 


200.000 


202,000 


47.000 


50.840 


150.000 


144.500 


15.000 


12.150 


100.000 


97.000 


340.000 


353.600 


356.000 


434.320 


15.000 


14.850 


196.000 


197.960 


300,000 


369.000 


70.000 


70.000 


60,000 


48.600 


100.000 


140.000 


50.000 


64.500 


50,000 


67.500 


70.000 


88.900 


30.000 


32.400 


50.000 


67.000 


70.000 


98.000 


250.000 


417.500 


50,000 


51.500 


50.000 


54.500 


52.500 


57,750 


50,000 


62,000 


50.000 


79.500 


200,000 


452.000 


50.000 


42.500 


60.000 


72,600 


50.000 


76,500 


400 


400 


500 


500 


500 


500 


100 


100 



15,509,966 86,361,062 



MISCELLANEOUS: After organisation, the capital in the 
form of scrip was gradually increased to 8600,000 by dividends 
from profits. This scrip was later changed to stock. No aaseas- 
ment nas erer been lened upon the stockholderB, but the latter 
paid in $150,000 new capital and 8300,295 surphis in 1907, and 
1250,000 new capital in 1909. In 1899 the business of the company 
was largely increased bv re-insuring the risks of the Rockford 
Insurance Company of Koekford. 111. The company has paid the 
foUowing conflagration losses: Chicago, 1871. 1510: Patenon, 
1902, f90,298^timore, 1904. $244,072; San Franeisoo. 1906. 
$1,109,836: Bangor. Me.. $21,269. Values of special deposits: 
Ga.. $9,800; Va.. $50,800; Can.. $47,572. 

DIRECTORS: Geo. W. Keteham, John 0. H. Pitney. Philemon 
L. Hoadky, J. William Clark, Samuel S. Dennis, Edward L. 
DobbiiM, WUliam T. Carter. Bouamin Atha. Wm. E. Stewart, 
Forrest F. Dryden, John R. Hardin. 

FIELD MEN AND TERRITORY COVERED: New England 
department: Covering Me.. N. H., Mass. and Conn. Henry J. 
Ide, general agent, Boston; Ralph O. Hinkley. aanstant geiMral 
agent, Boston. Russell E. Stevens, special aoent, Boston, Mass. 
Eastern department: Wm. A. Lester, Providence, SUte agent 
for R. I.; Jos. A. Qeyer, Syracuse, special acent for N. Y. SUte. 
ezceipting Suburban Counties and Metropolitan District; Alfred 
PauUASon. Wheeling, State agents for W. Va.; W. G. Shannon. 
Eaton, 0., SUte agent for 0.; Richard S. Steadman, Newark. 
N. J., special agent for N. J.; K. Lee Riggs, Philadelphia, special 
arrBt fnr oastem Pa., Md.. Del.. D. C. and Va.; Clyde E. Culp. 
ritubLsr^. Pa., special agent for western Pa. Western department: 
Rockford, 111., covering Colo., lU., Ind., Ia., Kan., Mich.. Minn., 
Mo , S^h., N. D.. Okla.. S. D. and Wis.. Chas. E. Sheldon, mana- 

SChu. T. Sackett and Chas. N. Qorham. aasbtant managers, 
tal agents: Fred C. Haupt. Cokvado Springs. SUte acent for 
.; Geo. W. Stuck. Peoria, ill.. State agent for III.; Fred D. 
Hf^ pA^ria. III., special agent for III.; Geo. Aldrich. Sprin«£eld. 
Ill ;- I a agent and adjuster farm department. 111.; A. W. Cum- 
loiiiria. Hockford. Ill.jezecutive n)ecial agent. III. farm department; 
Chas. J. Richman. Tipton. Ind.. State asent for Ind.; De Wit 
Bamingfaam, Tipton. Ind.. special agent tor Ind.; R. V. McCor- 
mick. Davenport. Ia., Sute agent for la.; W. C. Kireheck. Dela- 
ware, la., special agent for la.; J. S. Ohind. Leavenworth, Kan., 
State agent for Kan.; J. J. Dillingham, Oklahoma Citv, Okla., 
State agent for Okla.; Geo. A. Mmskey, Lansing. Mioh.. Sute 
agent foe Mich.; E. R. Perfect, Kansas City, Mo., SUte agent for 
Mo.; H. S. Norton, Rockford, 111., State agent for Wis. Southern 
department: Jas. W . Shirley, superintendent of agencies, Newark, 
N. J. Special agents: Louis J. Leonard, Atlanta, Oa., speeial 
agent for Ala., FU., Ga.. La.. Miss., and Tenn.; H. R. Bush, 
Groensboro. N. C. manager, N. C. and S. C. department; W. L. 
Tlmmerman. Memphis, Tenn., general asent for Ark.; Lafon Riker, 
Harrodsburo, Ky.. special agent for Ky.; Rienhardt. PatteUo A 
Rienhardt. Dallas, Tex., general agents for Tex.; Pacific depart- 
ment: San Franeisoo, Cal.. covering Cal., Ida., Mont., Ore., 
Utah and Wash., and the territory of Alas, and Prov. of B.C., Geo. 
0. Hoadley. manager; Thomas H. Williams, assistant manager. 
Special agents: Alex. J. Cartwrigfat, San Franeisoo, roecial agont 
for northern Cal.; Frank Cleaves, Jr., San Franeisoo, Cal., speeial 
agent for Central Cal.; Mark B. Harris, Los Angeles, Cal., special 
agent for Southern Cal.; A. H. Jackson. Portland, Ore., special 
agent for western Ore., western Wash., Alas, and B. C; F. J. Root, 
^kane. Wash., special agent for eastern Wash., eastern Ore.. Ida., 
Mont, and Utah. CanaxUan department, Winnipeg. Man.: 
Covering the Provinces of Ala., Man. and Sask., Can. CS. Ril«y. 
manager, Winnipeg. The company operates in all the States 
except Aris., Nev.. N. M.. Vt. and Wyo. 



AMERICAN CENTRAL INSURANCE COMPANY, St. Louis, Mo. 

Pnwint, E. T. CampbeO; Vice-President. W. A. Bkidgett; Secretary. B. G. Chapman, Jr.; Assistant Secretary, Conrad Boeder. 

Organised, 1853. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex- . Loases 


Yul AmO 


PMninms 


Sorphis 


Ptamrams 


Income 


VuA 


Dividends 


Expenses 


penditures 


Incurred 


1913 


t5J33339 


$3,002,064 


-$50,801 


tS3.4O0.143 


$3,699,443 


$tl.922.623 


$119,985 


$1,342,518 $3,385,131 


$1,969,841 


I!»12 


M?-**** 


2.702.040 


404,349 


3,241,135 


3.468.065 


1.685.383 


240.000 


1.324.518 3.249.901 


1.736,806 


ilii 


5,471.662 


2.364303 


865,872 


2.599.618 


2.854.242 


1.679.835 


260.000 


l.a35.534 2.975.369 


1,647.617 


ItlO 


5.635.017 


2,398,062 


892,944 


2.673.372 


2.911.690 


1.335,172 


240.000 


1.055.75.5 2.630,927 


1,447.086 


\%H 


5.487.989 


2.244,928 


1,006.129 


2.506.731 


2.766.357 


1.204.573 


2.50.000 


974.225 2.428.798 


1.274.193 



$64,1241 



B and $42,336 marine loases. — Excen of liabilities over assets. 



Digitized by V^J 



oogle. 



18 



REPORTS OF FIRE INSURANCE COMPANIES. 



AMERICAN CENTRAL INSURANCE COMPANY, St. Louis, Uo.—CanUnued, 



AflBBTB, Die. 31. 1913. 

Mortgage k»o8 $40,740 

Bonds and BtookB... 4.004.477 

Collateral loans 209.MO 

Cash 300380 

Agents' balances. . . . 008.484 

Interest 49.248 



LiABiums. Die. 31. 1013. 

Losses unpud 1341,331 

Unearned prems. . . . 3.002.064 
Other liabilities 40.735 



Total liabilities... $3,384,130 
Capital paid up 2.000.000 

16.384.130 
'Impairment —60,801 



Total 



15.383.320 Total. 



15.333,320 



*0n March 16. 1914. $1,000,000 was transferred from eapiUl 
to surplus, eapi^ being iwluoed to $1,000,000. 
Underwriting loss, 1913, $211,797; inrestment loss. $123352. 

RISKS AND PREMIUMS: Fire risks in force. Deeember 31. 
$544,800,126; preminms thereon, $5,673,789; marine and inhmd 
risks in force, $653,359; premiums thereon, $20,913. 

BUSINESS SINCE ORGANIZATION: Premiums reeeived. 
$62,075,425; losses paid, $28,213,995; dividends declared, cash, 
$3,717,931. 

MORTGAGE LOANS: A loan of $25,000 is secured by part of 
lots 4 and 5, Graham's sub-division of the Sulphur Sprinei tract, 
city of St. Louis, valued at $63,100; one of $4,000 is upon lots in 
Harmon's addition to Minneapolis, vahiad at $39300, with $17,000 
of other incumbrances thereon; one of $10,000 is upon lot 53 
Oakland pi. extension, block 4906B.; $5,237 on Waterman ave.. 
valued at $16,000, and one of $1,740 is secured by property in 
Nashville, Tenn.. valued at $3,000. 



COLLATERAL LOANS are as follows: Market 
Securities. Value. 

Broadway R. E., St. Louis $149,400] 

66.000 
108.4501 
15,200/ 
15.470 
5.000 



Amount 



Nat. Bk. of Commerce. St. Louis. 
Westinfdiouse Air Brake. Pittsburg. 

Third Nat. Bk.. St. Louis 

United Rvs. Co.. St. Louk 

Wagner El. Mfg., St. Louis 

Annuity Realty, St. Louis 



$187,886 

100.000 

10.000 
4.500 



Totals $424320 $302,386 

BONDS AND STOCKS OWNED: Par Market 

Bonds. Value. Value. 

Bowie Co.. Tex., rd. dis.. 1949. 4|% $25,000 $21,000 

Brandon. Man., d.. 1942. 4i% 25.000 22.750 

Can. penn. m.. cp.. d.. 1918, 4i% 5,000 5,000 

Dona Ana Co., N. M., F., 1925, 6% 10,000 10,000 

Enid, Okla., s. sr. ft W. wks.. 1934, 5%. . 25,000 24,750 

Ft. William, Ont., d.. 1937. 4i% 24.820 22.338 

Ft. Worth. Tex., r., 1941. 4% 9.000 8.100 

Ga li, 4i% 10,000 10,000 

N/v 5. die., 1949, 4i% 10,000 9.600 

N i ■- - fcg.. 1956.4% 200.000 190,000 

I'.jr . I :.. r I?., 1917,5% 12,000 12,000 

i^iij-Uiiiiu, uti'., r , 1928, 4% 50,000 48,000 

Ricluiwjn J. \ i . imp., 1940. 4% 50,000 46,500 

SeLkirk. M&n., 19 i i, 1958. 5% 3.500 2.980 

Sdkirk. Mmn, lUVj 1.500 1,260 

TofOhJo. Got., d .. 1949, 4% 26,766 23,287 

Victorm, 0. C, J, 1937, 4% 30.660 27,440 

WiimJpeE, Mui . k.ical imp..d..l928, 4%.. 10.000 9.100 

A., T, k ^ F.. «lj . 1995. 4% 50,000 43,000 

B- A 0. P . l: e: k W., Va..r..l941, 4%. 50,000 43300 

B. 4 M* , |f>?^j, 4i% 50.000 43,000 

Canadian .Nt.. u^., 1 m.. 1917. 4J% 25.000 24,000 

Cent, of Ga.. cs. m.. 1945. 5% 50,000 52,000 

Cent. Pac.. 1 r.. 1949. 4% 25,000 23.500 

Ch. A 0., gn.. m.. 1992. 4i% 50.000 46,500 

Ch. ft 0., gn. f . ft imp., 1929, 5% 50,000 49,000 

C, B. ft Q., 1921. 4% 12,000 11,760 

Chi. Rys., cs. m.. 1927, 5% 25.000 22.500 

Chi. Rys.. 1 m., 1927. 5% 25,000 24,2.50 

Chi.. Mil. 4 St. P., d.. 1934. 4% 50,000 45,000 

C. R. L ft P.. 1 and r.. 1934, A% 25,000 18.000 

Cote, ft So., r. ft ext. m.. 1935. 4J% 25.000 22.750 

Columbia ft St. L.. 1 m.. 1942. 4' ;, 32.000 24,960 

E. St. L. ft Sub.. N. J., col. tr.. 1932, 5%. 50,000 45.000 

Ft. Worth ft Denv. Cy.. 1 m.. 1921. 6 "o . 50.000 52,000 

Ft. W. ft Rio Grande. 1 m., 1928, 4' o • • 25.000 16300 

H. Belt ft Tm.. 1 m. gr. b. f .. 1937. 5 ;^ . . 50,000 483O0 

III. Cent., 1 and r.. 1955. 4% 25,000 22,500 

lU. Cent.. St. L. Div. ft Tm.. 1951 . 3% . . 10.000 7. 100 

Kanawha ft Mich.. 2 m.. 1927. 57o 25.000 23,750 

Kan. Cy .. Ft. S. ft Mem., r.. 1936. 4% . . 100.000 72.000 



Boma AMD Sroon Owmio.— Coal. 

Boinw.— Coal. 

K. Cy. Ry. ft Lt., 1 In, r.. 1913, 5%. . . . 

K. Cy. So., 1 m., 1950. 3% 

L. S. ft Mich. So., d., 1928. 4% 

L. S. ft Mich. So., d.. 1931, 4% 

L. R. ft H. 8. W., 1 m.. 1939. 4% 

Miss. River ft B. T.. 1 m.. 1931. 5%. . . . 

M.. K. ft T.. 1 and r.. 2004. 4% 

Mo. Pac.. g. In,. 1945. 4% 

N. Y. C. L., eq. tr., 1914. 5% 

N. Y. C. L., eq. tr.. 1916. 5% 

N. ft W. Div., 1 In, ft gn. m.. 1944. 4%.. 
N. P. Gt. N. Jt. iC3A Q.00I.). 1921, 4% 

Ore. S. Ly r.. 1929. 4% 

R. I.-F. Tm., 1 m.. 1927. 5% 

St. Clair, M. ft St. L. Belt. 1951. 4%. . . . 

St.L.4.M.ft So..un.ft r.. 1929. 4% 

StX..I.M.ft So.«i.osjn.. 1931. 5%.... 
St.L.,I.M.ft S0..I m.. riv.ft gulf. 1933. 4% 

St.L.ft San F.. r., 1951. 4% 

St.L.ft San F.. gn. In.. 1927, 5% 

St. L.. Swn.. 1 OS. m.. 1932. 4% 

So. Pac.. 1 r., m.. 1965. 4% 

Tenn. Cent., gn. m., 1954, 5% 

Tm. R.R., AsBn.St.L.,gnjnjj)i.,1953,4% 

Union Depot. 1 m.. 1918. 6% 

Union Pac.. cv.. 1927. AVo 

United Rys., 1 gn. m.. 1934. 4% 

Va.. 1 m.. 1962. 5% 

W. Pac.. 1 m.. 1933. 5% 

W. Md.. 1 m.. 1952. 4% 

W. Falls ft Nwn.. 1 and r. m.. 1940. 5%. 
C'wealth-Edison, Chi.. 1 m., 1943. 5%.. . 
Consumer's P., 1 In. and r.. 1936. 5% . . 
Cumberi'd Cft C. N. J., pr. In.. 1913. 6% 
Cumberland C. ft C..N J..pr.bi..8ub. . . . 

Frisco An. Realty. 1 m.. 1928. 5% 

Intern. Steam Pump. 1 01.. 1929. 5%. . . . 

Kintech L.D.T1.. 1 m.. 1929. 5% 

Laclede Gas Lt.. 1 m.. 1919. 5% 

Lincobi R. E. ft Big.. 1923. 6% 

Mo. El. Lt. ft Pow., 2 m.. 1921, 6% 

Mortgage Bond. N. Y., 1966. 4% 

Pac. Tl. ft Tg.. 1 m.. 1937. 5% 

Peoples' G.-Lt. ft C. r. m.. 1947. 5%. . . . 

Ry. ExchyBlg 

So. BeU Tl. ft Tg.. 1 m., s i.. 1941. 5%.. 

Underwriters Big.. N. Y.. 1928. 5% 

Wright Big.. St. Louis. 1931. 5% 

Stocsb. 

Norf. ft West. Ry., c 

Pa.R.R 

Boatmen's Bk., St. Louis 

Mechanics-Am. Nat. Bk.. St. Louis 

Mercantile Tr.. St. Louis 

Nat. Bk. of Commerce. St. Louis 

St. Louis Union Tr 

Tbird Nat. Bk.. St. Louis 

Annuity Realty. St. Louis 

Gn. Adj. Bur.. N. Y 

UargacUne-McKittrick D. G.. St.L..l p. . 

Laclede Gas Lt.. p., St. Louis 

Laclede Gas Lt.. c, St. L 

St. L. Coliseum 

80. Adj. Bur.. AtlanU 

Underwriters' Salvage. Chicago 

Union Sand and Mat.. St. L 

N.R. Wall ft E. T. Campbell Ag'y.. St. L. 
W. Adj. ft Insp., Chicago 



Par 


Market 


Vahie. 


Vafaie. 


$25,000 


$21,250 


26.000 


17,250 


25.000 


22.250 


25.000 


22,250 


30.000 


24.300 


30.000 


28.500 


75.000 


51.000 


50.000 


31.000 


50.000 


50.000 


25.000 


25.000 


25.000 


22.000 


50.000 


47300 


25.000 


22.250 


50.000 


46.500 


38,000 


29.640 


75.000 


57.000 


25.000 


25.500 


50.000 


38.500 


67.000 


47370 


50.000 


26.000 


50.000 


38.000 


50,000 


45.000 


233.000 


116,500 


50,000 


44.187 


100.000 


102.000 


25.000 


23.000 


50.000 


34.000 


50.000 


49,000 


25.000 


18,750 


25,000 


19,000 


25,000 


21,250 


25.000 


25.000 


25.000 


23.500 


20.000 


16.000 




14,000 


56.000 


51.700 


25,000 


15300 


49.000 


44,590 


75.000 


75.750 


75,000 


75.750 


88.000 


92.400 


25,000 


21.250 


60.000 


48,000 


25.000 


24.750 


33.333 


31.250 


50.000 


40.000 


23.000 


23,000 


75.000 


72,000 


40.000 


42.000 


82.500 


92.400 


10,000 


20.000 


6.800 


18.632 


10.000 


33.200 


351.100 


456.430 


20.000 


82.000 


25,000 


60.750 


27.000 


27.000 


100 


100 


50,000 


37.500 


5.700 


5.472 


1.100 


1.034 


500 


500 


200 


200 


500 


500 


30,000 


21.000 


5,000 


5.000 


100 


2ir) 



Totals (book value, $4377.134) $4,289,180 $4,051,481 



MISCELLANEOUS: Capital increased in 1901 from $600,000 
to $1,000,000. and m 1906 to $2,000,000. In 1914 capital reduced 
from $2,000,000 to $1,000,000 and $1,000,000 added to surplus. 
Stockholders contributed $949,670 to surplus in 1906. Con- 
flagration loaaea: Chicago. 1871, $300,000; Boston. 1872. $20,00i): 
Baltimore, 19J4: $172,405; San Francisco. 1906. $1,610,803: 
values of special deposits: Ga.. $10,000; Can., $109,156; N. M.. 
$10,000; Va.. $46,500. 

DIRECTORS: Thos. H. McKittriek. John F. Lee, Edw. T. 
Campbell, George L. Edwards, W. A. Btedgett. T. H. West. 
H. N. Davis. 0. H. Peckham. Thos. Wright, E. K. Ludington. 
D. L. Hoffman. 

FIELD MEN AND TERRITORY COVERED: W. H. Taylor, 
special agent. Utica. N. Y.. for W. N. Y.; James N. Brown, special 
agent, St. Louis, Mo.; E. S. Merrill, Beividere, 111., special agent 
Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



19 



AMERICAN CENTRAL INSURANCE COMPANY, St. Louis, Mo,— Continued. 



far No. IBj Bert C. Bobb. gpeouJ aceni, Deertur, lU., for So. lU.; 
R. E. MeEbttoo, apedal agant for bid., IndianapofiB. Ind.; 0. A. 
MoRii. apedal agent, JaekaonviUe. DL. for 01. and Ind.; J. C. 
RagKUe, State aoeat, and A. A. Meyer, speoial agent, Milwaukee, 
Wh^ for Wk. andNo. Bfieh.; Cbm. G. Batea. State aoent, Min- 
aeapofis. Mioo., for Biinn. and N. D.; C. B. Sheppard, Detroit, 
MidL. ipedal agent for So. Mich.; A. C. Speed. State agent. 
CoiiiBbaB. 0.. for 0.; L. A. EUemaan, State agent, Dea Moinea. 
U^ for la.; 0. £. Soitt. Sioux Falb. S.D., ipeeial agent for S. D.; 
L C. Rikcr, apecial agent, Harrodabuis, Ey.. for Ky.; L. B. 
Leigfa A Co. mienl acenta for .\rk., LittleKock. Aik.: R. W. 
DtTii, apenaTageat, NaahTille, Tenn.. for Tenn.; Wm. B. Ham- 
moad. State agent, and G. P. HammoDd, apeeial aoent, Hania- 
barg, Pk., for ETPa., N. J., Md., D. C. and Del.; W. C. Perry, 
ipenl igest, Fittaborg. IV, for W. Pa. and W. Va.; H. R. Tyler, 
fpeal Meat, Elmiim. N. Y.. for E. N. Y.; J. W. Herd, opeoial 

r^ma City. Mo., for W. Mo.; J. C. Cliaae, St. Loda. 
. jpedal agent for E. Mo.; Sam F. Woolard, State agent, 
Widata. Kan., for Kan. and part N. M.; L. P. Terhune. 
meial agent for Colo.. Wyo. and Neb., and part N. M.; 
H. 1. Riemann. apeeial agent, Oklahoma City, for C^la.; 
C. H. Godfrey, manager. Southern department. Atlanta, Ga., 
caoiinnig Ga., Fla., Va.. N. C, S. C, Ala. and Miaa.; L. 
T. MiSer. Atlanta, Ga., agency auperintendent for Ga.; W. W. 
Smth. Ralagh. N. C, State agent for N. C; ChMoee StockdelU 
fiiefaiDood, Va., apectal aoent fer Va.; W. N. H. Smith. Raleigh. 
N.C. special agent for nTC. andS. C; A. F. Irby, Atknta, Ga.. 



special agent for Ga.; C. A. PMoott, Jackaon, Miaa., apeeial agent 
for Maa.; Ed. M. Hafer, Jackaon^ille, Fla., aponal agent for Fla.; 



A. C. Eiiler, I 
65 John at. 



^ Ala., Boecial aoent for Ala., J.G. Billiard. 

otk City, Metropofitan department. Paoifie 



Ooaet department: Qiriatoiaen A Goodwin, managera. San Fian- 
eiaoo. CaLTfor Oal.. Waah.. Ore., Arii.. Utah, Mont, Ida^ Nev.. 
Hawau. Alaa. and B. C; R. Ddupe. San Frandaco, Gal., for 
No. and Cent Cal.; Geo. T. GrayTBerkel^. Cal., for No. Cal. 
and Cent Cal. and Ooaat and Day Coe.; E. B. Flaek, Loe Angeles. 
Cal.. for So. Cal. and Aria.; W. F. Zwiok, Seattle, WaaL, for W. 
Wadi. and W. B. C; W. A. Fraiier, Spokane, Waah.. for E. Waah., 
No. Ida. and E. B. C; Fred Tebben. Portiand. Ore., for Ore.; 
L. L. Dibble. Boiae, Ida., for So. Ida. and Utah; J. B. Fritachi. 
Helena, Mont., for Mont.; H. R. Haokett. San Franoiaoo. Cal.. 
for Saeramento and San Joaquin VaUaya and Mountain diatncta. 
to the east and N«7. New England department: Simpaon. Camp- 
ben k Co., managera, 111 Milk at. Boaton. liiaaB.: Hufdi T. Camp- 
beUjgeneral agent Boaton, MaaB..far Conn.. R. I.. Maaa.. Me., 
N. H: and Vt.; W. N. Burgeas. Boaton. Maaa., apeeial agent for 
Me.. N. H. and Vt; H. C. SordeU. New Haren. Conn., apeeial 
agent for Conn.; J. W. Cooke, Providenoe,R. I., apeeial uent for 
R. I.; E. T. CampbeU, Jr.. H. L. HaTeoe.d. T. Jordon and Joeeph 
Beal,Borton, Maaa., apeiaalageDtB for Maaa. Texas department: 
CraveiH k Gage, managera, Hooaton, Tes.. for Tex. and La.; 
mecial annta for Tex.. R. L. Abbe, Waoo. Tex.; C. A. Bowerman. 
Belton, Tex.; Jaa. L. Detrerelle. Houaton^Tex.; Walter T. Gal- 



laway. Dallaa, Tex.; B. A. Gniaenbeok, San Antonio. Tex.; E. 
J. McCultoiiA, Wichita Faila. Tex.; Glenn T. Hemdon. Dallaa. 
Tex.; DaUaa Smith. Houaton. Tex.; John Burke, adiuater. Fort 
Worth. Tex. Company operatea in aU Statea of the U. S. and in 



AMERICAN AND FOREIGN MARINE' INSURANCE COMPANY. 

New York. N. Y.H 

Preadent W. L. H. Simpaon; Seeretary. John E. Hoffman. Organiaed. 1896. 



1 Unearned 


Net 


Net 


Total 


Loaaea 






Total Ex. 


LOM. 


TiiB AaaelB 


Ftamnma 


Surplua 


IrcmiumB 


Income 


Attd 


Dindandi 


BuMoaea 


penditurea 


Inemred 


1B13 11^092.235 


948.294 


9691.870 


9161.841 


9193.797 


969,329 


921,000 


945.853 


9127.192 


944.572 


1912 1,066.524 


60.174 


623,984 


145.552 


184.543 


42,n4 


21.000 


40.783 


104.667 


?4H 


»tl 


992,720 


83.203 


656,799 


178.859 


212,915 


81,329 


21.000 


88.183 


140.459 


"•S! 


1110 


935,005 


63,444 


507.725 


217.022 


247.603 


74,057 


14.000 


77.608 


156,655 


105.826 


IW 


797.145 


15,610 


482.045 


148,215 


174.139 


68,664 


14.000 


61.979 124.632 


55.391 



w Dk^ 31, 1913. 
Boodi and atocka. . . 91,047.156 

Qih 11,756 

Acnti'balaneea.... 24321 
latewl 8.474 



Other 



med prema. 
liabiJitiea.. 



Dbc.31,1913. 
.... 942,351 
48.294 
9.700 



Total fiabilitiea. 
Capital paid up.... 
Net a ' 



9100,356 
300.000 
691.870 



Totala 



91.092.225 Total 91.092.226 



Indervritinc pnfit 1913. 885.284; inreatment profit 93.552. 

RISKS AND PREMIUMS: Marine and inland riaka in foree 
I^DCDbcr 31. 911.402.642; premiuma thereon, 981.576. 

BCSNE8S SINCE ORGANIZATION: Prwniuma received, 
0.053,318; kaaea paid. 9753,506; dividenda dedaied, eaah, 9211,- 
000. 

BONDS AND STOCKS OWNED: 

BOMSS. 

Nev York Stale Canal, rcg., 1961, 4%.. . 

Nw York State, reg.. 1965^,3% 

Jew York Slate, leg., ba.. 1958, 4% 

Wt-A0..1nL,1948.4% 

C_M^4SLP..1989.4H% 

Porting T«.. 1 m., 1961. 4% 

&. P. E- G. t., 1 m., 1947. AH% 

.New York Cy., reg., «.. 1928-9, 3H%. . . 



Par 


Market 


Value. 


Vahie. 


956,000 


964,020 


60,000 


67,600 


100,000 


97.000 


25,000 


23.000 


30,000 


30.300 


20,000 


17.600 


20,000 


19.000 


76,000 


68.250 



Bonds ahd Stocks Ownid.— CoiU. 

SlOCKS. 

Del. A Hud.. 1 m.. g., 1943. 4% 

Lake Shore A Mioh. So., rcg.. 1931, 4%.. 
M., S. A Nwn. Ry. Co.,1 m.. be.. 1947. 4% 

Lehigh Val. Ter.. 1 m., g., 1941, 6% 

Naah.. F. A S. Ry. Co.. 1 m.. 1937. 6%. . 

Louia. A Naah.. 1 m.. 1946. 4% 

C. R. R. of N. J., gn. m., 1987, 6% 

Cler. A Pitta., gr.. 4% 

Cler. 4 Pitta., gr., 77o 

111. Central, gr 

Morris A Eeaex, gr 

N.Y..L.,AW.,jff 

Pitta., Pt. W. A On., gr 

Un. N. J. R. R. A Canal, gr 

Albany A Soaq., gr 



Par 


Market 


Vahie. 


Vahie. 


980,000 


975.200 


60,000 


44.500 


76,000 


68.250 


45.000 


48.600 


8.000 


8.320 


3,000 


2.700 


6,000 


5,700 


6,000 


7,900 


34,450 


54.431 


127,500 


110.926 


8,950 


14.946 


10,700 


12.412 


60,800 


96.672 


41,300 


93.338 


10.000 


25.500 



Totab (book value. 91,145,561) 9960.700 91,047,164 

MISCELLANEOUS: Thia company waa organiaed by partiea 
oonneeted irith the Britiah A Foreign Marine. Catntalincreaaedin 
1910 from 9200,000 to 9300,000. Confla^tion loasea: Baltimore, 
1904.91.25a Value of apeeial depooitinCanada. 925.220. 

DIRECTORS: W. A. W. Burnett William Gow. of Liverpool. 
John E. Hoffman. Frank Gair Macomber, Charka E. Mather, 
Jamea H. Poet, W. L. H. ampaon, E. O. Stcinert A. G. Thachcr, 
E. P. Beddatt. W. A. Jamiaon. Walter B. Poikxsk. CecU F. 
Shallcroas. 



IThamatei 



e and inbad Iranait i 



AMERICAN DRUGGISTS FIRE INSURANCE COMPANY, Cincinnati, O. 

FMidcat, Chvh. H. Atot; SMntur, Ftink H. Fnericb. OrguuMd. 1907. 



Ytia Aaela 


Unearned 


Net 
Sorphia 


Net 
Premiuma 


Total 
Inoome 


Loa... 
Paid 


Dividends 


Ezpensea 


Total Ex- 


Loaaes 
Incurred 


»12 ^£7 

uii mi76 

!«•_ 277.501 


957.698 
48.462 
41.976 
33.421 
24425 


988,300 
74.075 
75.031 
58.750 
60.376 


9110,197 
93.463 
81.048 
64.667 
46,757 


9122311 
105,902 
92,604 
76,132 
t79.8l9 


941.993 
42.264 
18,249 
17,413 
12.195 


918,000 
18.000 
16,000 
12,000 


943.857 
34,792 
31,207 
26,108 
22,701 


9103,850 
95,066 
65,456 
55.521 
34.896 


$37,170 
46,558 
19.139 
15.751 
12.893 


tlad«fas92i 


MIOOpremmn 


lonnewatoel 


tin 1909. 








Digiti: 


ledby Vj^ 


^uvie 



20 



REPORTS OF FIRE INSURANCE COMPANIES. 



AMERICAN DRUGGISTS FIRE INSURANCE COMPANY, CincinnaU, O.— Continued. 



Aonn. Dtc. 31. 1913. 
Bondeaadstoeks. . . $324,150 

OMh 9.M5 

Acmtn* balaooes. . . . 13.703 
Interert 4,89« 



Total 



LuBiLims, Dk. 81. 1913. 

LoMes unpaid 13.499 

Unearned premB .... 57.698 

Other liabUitm.... 3.107 

Total liabilitiei . . . 164.364 

Capitalpaid ap 200.000 

Net surplus 88.300 



1362.664 Total 1362.664 



Underwriting profit, 1913. $20,267; investment profit. $11,958. 

RISES AND PREMIUMS: Fire risks in forae, December 31. 
111.808.645; premiums thereon. $11 1.278. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$454,673; losses paid. $143,760; dividends declared, cash. $64,000. 



BONDS OWNED. 

U. B. Ot.* IfliS, .1 .... 

Akren, 0^ tr. bt., mi, 4*^ ^ 

AlBiuw, 0. Bt, imp.. IflH. 5% . . 

Oamhridwr, (I, wt.&w.. 1 91 S- 19, 41^ ^ 

CaPflon. 0„ sc., l925-^t,ii% , , . . 

CbcUmati Evwi,. D..«w., ltl&-24, 6%. . 
CindfflJiali, M*i\il, O.. el Jl„ 1924, 5%, 
Ciiwiimati. 0. . tf . sr. , teg., 1 933 , 4^ .... . 

CiaoitLnati, 0.^ viat.,r»«c, IflAO. A%.., 

Ciwiiw«iti.0..iJ.. 1952, 3 J ^i, 

OnrUinati, 0,. w»t, wka.^reg,. 1945. ^% 
Cioeifliiati, O,, it. bnp..rBp,. 1327,3^^1 . 
CleirdSiiid. 0-, eJev . rdwiy .. 19 18 , 4 Vr ^ - 
Ctow*awl,0.,ir..r«..l922,.'i^^. ,,.,,.. 
GsrelaKl, 0., intep. n., I Oao, 4|% ...... 

Ctov«laiid,0..pt,i*(E.J924,4^^ 

Ctevelaad, 0,. wat. nrks., rtg., 19^, V^ . 
Cfevftlfcad, 0,, Id, for p|j«j, Stat., 1925. 4% 

Columbus, 0.. K., 1921 ,3rf ,.--., 

CdumkiB, O., it, imp.. 19IQ, 4%.. .... . 

Gocumut. 0,, Et, imp., tSII-lS, 4|':'c 

d^boRsCo., 0.,rd.iiQp.. 1914-18,11 ^r. 
Gvqnbofa FmU8,0..eIJU. 1915-26, &% - 
BamUlon. 0., vat. ttkn.. 192Q, 4'^:. . . . 

HaiBlJion.O,.T., IMI, 3 J' i 

Hartwpir. 0.. Ml., 1021-22, h% , , 

Keatoq. 0.. si. p*v., 1914, 5-^, . . 

Lkkifi«Co.,0..rd.iiBp.,tDlS,4i% 

Manobeiter. 0., elJt;i»31^,fi% 

M5ddletowii»0..fle., 191^2241%. .... 

Nfwu'k.0..rt.imp., 1914, 4|%. . 

Newark, ()., jmv., 1914-15. 5*^1 

Newark, D., wat wkit., 192*.31J, 4i%.... 

Nor., Q„ ?rt. icii,. 1914^18. 44% ... ... 

NwwOCkI. a, rtr., 1911,5% , 



Par 


Market 


Value. 


Vahie. 


$10,000 


$10,100 


4.000 


4,000 


5.000 


5,023 


10.820 


11,073 


6.000 


6,260 


2.000 


2.203 


2.500 


2.694 


3.000 


2,903 


6.000 


5,040 


2.000 


1,771 


3.000 


2.657 


6.000 


5,572 


1.000 


1.000 


10,000 


10.743 


10.000 


10,256 


13,000 


13.154 


1.000 


998 


2.000 


2.000 


30.000 


29.781 


2.000 


2.000 


20.000 


20.161 


17,500 


17.671 


6.000 


6,278 


10.000 


10,215 


10.000 


9.797 


1.000 


1.065 


3,500 


3,518 


8,500 


3,528 


4,000 


4,511 


10.000 


10,163 


9.000 


9,140 


2.000 


2,018 


5.000 


5,289 


2.790 


2.820 


3,500 


3,514 



Bonds OwmD.—Cant. 

Nonrood. 0.. sr..oon8tr.. 1925, 4i% 

Piqna. 0., r.. 1925. 3*% 

Riehwood, 0.. st. imp., 1921-22. 4|%. . . 

St. Marys, 0., sr., 1936, 4% 

Sdo, 0.. St. imp., 1921-28. 4 J% 

TIflMn. 0.. r.. 1916. 4% 

Vermillion. O.. wat. wks.. 1018-22, 5% . . . 

Wauseon. 0., sc., 1914-16, 4*% 

Wellington, 0.. st. imp., 1923. 5% 

WestMUton, 0., sc^ 1040, 4J% 

S. Ca., Dorchester Co., sc. dis., 1932. 6% 

Totab. (bookyalue. $323.417) 



Par 


Market 


Vahie. 


Vahie. 


$500 


$522 


21.000 


20.781 


6,000 


5,129 


3,000 


3.036 


0,500 


7340 


25.000 


25.108 


9.000 


9.401 


4,000 


4,030 


1,000 


1,080 


5,000 


5.427 


1,000 


1.122 



$319,111 *$S23.417 



• Securities as per company's valuations; the item in aaseta is 
baaed on insurance department vahiationa. 

MISCELLANEOUS: The company was orsanited and com- 
menced business in 1907 with a paid-up capital of $100,000, 
increased in 1908 to $150,000 by cash 
to $200,000 by cash paj ~ " 

as premium on new stock 

DIRECTORS: Chas. H. A^ 



its, and in 1909 



> $150,000 by cash payments, and m 1909 
I payments. In 1008, $10,000 was realiaed 
tock soU. and b 1909, $25,000. 



L. O. Hebrits. James H. 

A. 0. Zwick. Lewis C. 

nan, M. & Kahn, E. B. 

N. Jones, W. S. EUdn. 



Avery, 

Real, Wm. C. Anderson, O. 0. Yp 
Hopp, Waiter RothweU, Geo. B. 
Heunstreet Frank H. Fnerkfcs, 
Jr., John D. Muir. 

FIELD MEN AND TERRITORY COVERED: Sute agents: 
Connecticut, Herbert M. Lerou, Norwich: Georgia, Ben. 8. Per- 
sons, Maoon; lUbois, Chas. H. Avery. Chicago; Indiana. B. M. 
Keene, Indianapolis; Kanau, A. 0. Rosser, Topeka; Kentucky, 
Simon N. Jones, LouJsville: Massaehusetta, L. Q. Heinrits, Hol- 
yoke; Micldgan. J. W. Seelff^, Detroit; Minnesota, Chaa. H. 
Huhn, Minneapolis; Missouri, fi. C. Hunr, St Lods; New Jersey, 
Chas. M. Butcher. Camden; New York. Dr. Wm. C. Anderaoo. 
Brooklyn; Ohio, A. D. WeUs, CinoinnaU; Pennsylvania, Walter 
Rothwell, Hatboro; Rhode Island, Emil S. Bhmwnkrans. Provi- 
dence; South Carolina, A. A. Coleman, Greenwood; Tennessee, 
SamL C. Davis, Nashville; Texas, B. fi. Hill, Dallas; Vermont. 
Welcome B.Eastman. St. Johnabury; Washmcton. C. R. Redding. 
Seattle; West Virnnia, G. O. Young. Buekbannon: Wisoouui. 
E. B. Hcimstreet, Fabnyra; California, B. C. Andey, Lee Angeies; 
Maine, H. E. Rinx. Porthmd: New Hampshire, S. Howard Bell. 
Derry; Cok)rado. F. W. Cotton, Denver; Iowa. J. H. Axt. Ft. 
Madison; Nebraska. J. G. McBride. Universi^ Place; North 
DakoU. E. H. Mattingly, Jamestown; Delaware, Walter A Grant. 
Wilmington; District of Cohimlua, Chas. J. Fuhrmann, Wadiing- 
ton. The company operates in Cal., Colo., Conn., Del.. D. C. 
Ga.. lU.. Ind., la.. Kan.. Ky., Me.. Mass., Mich.. Minn.. Mo. 
Neb.. N. H., N. J.. N. Y.. N. D.. Ohk). Pa., R. I.. S. C. Tenn.. 
Tex.. Vt. Wash.. W. Va. and Wis. 



AMERICAN AUTOMOBILE INSURANCE COMPANY, St. Louis, Mo. 

President, Chas. W. Disbrow; Secretary. 8. 8. Williams. Organised, 1911. 



Yn4B 


Ameta 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Aud 


Dividends 


Expenses 


Total Ex- 
penditures 


Lottea 
Incurrol 


1913 


$579,053 
539,988 


$214,081 
174,310 


$62,490 
22301 


$404,196 
369,214 


$590,477 
424.624 


$234,473 
91.945 




$234303 

144.027 


$468,776 
235,972 


$236,136 


1912 




103378 



Aaana, Dnc. 31, 1913. LuBiunn, Dae. 31, 1913. 

Mortgage loan $3,000 Loaseaunpaid $30,197 

Bonds and stocks... 297,183 Unearned prems... 214.981 

Cash 140.529 Other liabihties 46,385 

Agents' babooes. ... 134,125 

Interest and rents... 737 Total UabiUties.. . $291,563 

Due from reins Cos.. 3,479 Capitalpaidup 225,000 

Net surplus 62,490 

Totalassets $579,053 Total $679,053 



Underwriting kias, 1913, $37326; bvestment profit, $2,715. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$863,410; losses paid, $323,118; 

MORTGAGE LOANS: This is one loan of $3,000 on St. Louis 
property vsJued at $5,000 on which there was no mterest past due 
ooDec.31,bst. Accrued bterest $18. 



Par Market 

BONDS OWNED Vahie. Value. 

U.S.Gov..Pan. Can., 1961,3% $273,000 $274365 

St. Louis R.R., 1920, 4*% 6300 4,850 

Penn.R.R.,stk 16300 18,067 

Totals $294300 $297,182 



MISCELLANEOUS: Capital stock increased by unanioKMia 
vote of stockholdrrs from $200,000 to $300,000 and same paid in 
b cash at $150 per share. $50,000 of proceeds going to surphia. 
In 1913 capital reduced from $300,000 to $225,000 and $75,000 
added to sunrfus. 

FIELD MEN AND TERRITORY COVERED: The company 
operates b Ark., Cal., Cob^ III., Ind.. Kan., La., Mich.. Misa.. 
Mo., Tenn., Tex., Utah and Wash. 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



21 



AMERICAN NATIONAL FIRE INSURANCE COMPANY, Indianapolis, Ind. 

Among the Dromoten are B. D. Brooka, J. A. Erontt, 0. L. Ball- 
ingar, John W. MoQini^, H. A. Harmon. 8. C. FerreJl, L. D. Bona. 



This ecnnpany ia being oiganiaed and promoted with dw objeet 
of fltartmg bBflmaaa with a 11,000.000 capital and a like amount of 
nrpfais. AO itoek to be owned by the ageota of the company. 



brake, Rer. Jooq>h F. Weber and Theodore Portteua. 



ANCHOR FIRE INSURANCE COMPANY, Des Moines, la. 

IVnideat, L. E. EUia; Secretary, O. A. Holland. Oiganiaed. 1880. 



Tiia 


Amali 


Unearned 


Net 
Surphia 


Net 

rrfWIIIlMB 


Total 
Ineome 


Lows 


Dindendi 


Ezpemes 


Total £x- 
penditufaa 


Loan 
Inflomd 


1913 
1912 

1911 


8321,647 
•001,044 

•323,310 
*3tt,503 


f72,9» 
240.413 
279.410 
187,441 
382.196 


S25.458 
36,466 
51,543 
10,348 
16,125 


17,092 
154,300 
271,524 
150,668 
162,076 


855.206 
199,515 
418,112 
168.575 
169,523 


889,547 
163.144 
254.571 
97,044 
83.254 


812.000 
10.713 


8113.134 
116.618 
171.769 
98.704 
85,371 


8214.681 
290,475 

302.298 
174.625 


882389 
144.130 
340.174 


1910 
1909 


6.500 
6.000 


89.369 
82.485 



18150.000 paid for r 



. of farm buainen, tkna reducing net premiume and increaong eipenditurea. 



Bed 



Abbrb, Dec. 31, 1913. 



LuKLnm, Die. 31, 1913. 



BaooB aodftoeks. , 
Bad Mtate oonta. 

CMb 

Afeats'balaiieeB.. 
laterestaadreata. 

OiherMeta 

Bilbrec 



Lonca vnpald . . . . 
Unowned prema.. 



8284.000 

17.900 

875 

31,600 Other 

12.204 

11.689 Total liabilitiea.. 
1.280 Capital paid up. 
87 Neta ' 



12.103 



812.047 

72,999 

5.000 

6.142 

896.188 

200.000 

25.459 



Total 



8321,647 Total 8321,647 



RISKS AND PREMIUMS: Fire riaka in force December 31. 
I8J319.271: premiiimB thereon, $138,640. 

BUSINESS SINCE ORGANIZATION: Premiuma recdved, 
SU13,908; kaaea p«d, 81.706.481; diridenda declared, eaah. 
150,380: Bloek. 825,000. 

KRAL BBTATB OWVED: CompiiM Secoritiea Building. 
7thitfaetLoeartn]MlGrandaTe.,DaMfliBeB,Ia. . 

MORTGAGE LOANS: There are 8 loan aggregating $17,900 
oa property valued at 847.785 on which the company hokfa 817.060 



BONDS AND STOCKS OWNED: 



Heaperion Field A Motor Chib. 

Lodge No. 612LO. 0. F 

Mutual Tdephooe Co 



Pfer 
Vahw. 


Market 

Vahw. 


8500 

300 
75 


8500 

300 
75 



Totals.. 



8875 



$875 



MISCELLANEOUS: Tlie eaah eai 
imereaaed in January. 1907, firom 82lr,uw »/ vw.wv. «. ««vv 
850.000 to 852.500 and 82^ adxfitmnal aurplua paid in; in 
to $103,025 and 82,600 additional aurplua paid in. Capital 



of thia eompaay waa 
,000 to 860,000; in 1909 

J50.000 to 852.500 and 82.500 add 

lOlOt . . ^ 

increaaed in 1911 to $178,579. and 817^75 lurplus pakl in. Capi- 
tal inereaaed in 1912 to 8200.000. The company abaoibed the 
Atha of Dea Moinea in 1011. 

DIRECTORS: L. E. EDia, G. A. Holland, M. H. Cohen, 0. 
G. Chfliley. W. S. Haaaid. Jr.. S. 0. Moore. L. M. Swindler. 

HELD MEN AND TERRITORY COVERED: Saaard and 
Cheiby. noeral aoenta for N. D. and S. D.; W. N. Mintonm, Dea 
Moines, la., for la. The company is Uoenacd in Ark., la., IIL, 
Kan.. Mo., Mont., N. D.. S. D., Pft., Tenn. and Tex. 



ANGLO-AMERICAN REINSURANCE COMPANY, Chicago, 111. 

Prendent, Willis S. Hemek; Secretary, F. M. Rice. Organised. 1909. 



Tatt 


Aaeta 


Unearned 
Fkeminma 


Net 
Surplus 


Net 
Ptenuuma 


Total 
Income 


Leasee 
Paid 


Dtyidenda 


Expenses 


Total Ex- 
penditures 


Loves 
Incurred 


19U 
1912 
1911 
1910 


$358,106 
705.129 
828330 
776,174 
432318 


323.663 

275.919 

281,971 

65,760 


875,000 
113226 
79.179 
130.157 
146.951 


$53,027 
469.560 
399373 
542353 
200.419 


$90,091 
497.990 

f^-496 

(09a,4V0 

t303.610 


$297,984 

329.990 

331.285 

164.091 

54.482 


'"$18,666 
12.000 


$130,735 
268338 
233395 
249.776 
118.168 


$428,719 
616.228 
576380 
413.867 
172.650 


$267,630 
835.063 
830388 
174,294 


1909 




63,607 



tbdudss 8100,000 initial sorphis paid in 1909 and $100,000 additional in 1910 and 1911. 



Aenm, Dk. 31, 1913. 



Besleatete 

BoadBaadaloGka! 
Ckrfi . 



LxABiunia. Dio. 31. 1913. 



$100 
64380 Unearned 
208,413 Other" 



AOBtB* 



ICC for preoa . . 



Otea 
Total 



29.675 

37.643 

3313 

5.441 

0.441 



Total liabilities.. 
Capital paid up. . . 
Net surplus 



$21,987 

50333 

1.636 

$83,106 

200,000 

75.000 



$358,106 ToUl $358,106 



UadBrwritbg loss. 1913. $58344; investment profit, $7,945. 

USK8 AND PREMIUMS: Fire risks in foree December 31. 
110^^449; proniimia thereon. $131,709. 
^ BtaiCESS SINCE ORGANIZATION: Pnauums reodved. 
M»Ml: kisses paid, $1,160,613; diridenda declared, cash. 
$«M)QO. 

MORTGAGE LOANS: Then are 18 bans, aggregating 
HU80, secured 1^ HI., Wis.. Neb, and Mont, propertiea. vahied 
«t$m,IOO. $530 of interest was past due on Deoonber 31. laat. 
iDekaascHBga in amount from $500 to $14300. the largeet being 
opw Lee Co., nL, property vahied at $33300. 



BONDS AND STOCKS OWNED. 
BoMoa. 

BaUvia. lU., bg., 1929-31. 4^% 

Bureau Co:, lU.. h. sc.. 1925-31. 5%. . . 

Cook Co., lU.. pk.. 1928-32. 5% 

ChL F. Jdgt.. 1918 

Chi., m. CD.. 1924 

Cook a)..ni. sc.. 1918 

E. St. Louis. lU.. f .. 1928. 4H% 

Herrin, lU., wat. wka.. 1929, 6% 

KaneCo.. 111., «., 1926, 4^% 

~ Co.. I11..BC., 1931.4%. 



Kaw VaUenr. Kan., dr.. 1940. S'^'o 
U Salle. 111., fl -'"^ 



.BC., 1923-26. 4^%. 



N.Y..g.ex.,cp.8tk..l969.4'o. 
Okla. (^.. Okla. pub. pks., 1034. 5%. 

Peoria, 111., bg.. 1928. 4% 

Peoria. IU.,bg.. 1926. 4% 

Rockford.f.jdg..l929,4% 

Roesville, lU.. wat. wks.. 1920-24, 6% 

St. Clair Co., lU.. dr.. 1914, 6% 

Hendvson Co.. lU.. sc.. 1915-20. 5% . 
Toubn. lU.. wat. wks., 1921-30. 5% . 
Weetchester Co.. N. Y., sc., 1014. 4';i 



Par 


Market 


Value. 


Vahie. 


$5,000 


$4,943 


7,000 


7353 


10.000 


10.400 


5.000 


5.050 


15.000 


15300 


3,000 


3.000 


10,000 


10.112 


4300 


4.679 


5.000 


4.950 


10.000 


9,400 


5.000 


5.075 


10.000 


9,875 


5,000 


4.800 


5.000 


5.100 


5.000 


4312 


5.000 


4337 


10,000 


9.562 


6.000 


5,456 


12,000 


11,634 


5,400 


5.481 


10,000 


10312 


3.000 


2.993 



Digitized by V^Ji^OV LC 



22 



REPORTS OF FIRE INSURANCE COMPANIES. 



ANGLO-AMERICAN REINSURANCE COMPANY, Chicago, IVL.— Continued. 



hasM AMD Stocks Owmio.— Coirf. 

Bom».—Cont. 

WiUiainaon Co., HI., bc.. 1914-23. 4H%. 

WichiU Fb. A N. W. Ry.. 1 r., 1040, 5%. 

West Statee Qas A El., 1 r.. 1041, 5%. . . 

Wert. 0. Ry., 1 m.. 1921, 5% 

Waterloo C. F. ft N. Ry.. 1 m.. 1940. 5% 

San J. Lt A Pow., 1 r., 1950, 5% 

Mil. Wert. Fad, 1916, 5% 

Craig Mtn. Lumber, 1918, 6% 

Butte El. ft Pow., 1 m.. 1951, 5% 

Stocu. 
Mer. ft MIn. Bk., MU. 
WertflTD Adj. ft Insp.. CI 
Douglas Bros, ft Rioe, Inc., 



Psr 


Market 


Vahie. 


Value. 


$10,000 


$0,925 


5,000 


4,650 


10.000 


9300 


2.000 


1.860 


5.000 


4.600 


5,000 


4.500 


500 


500 


5,500 


5,500 


5.000 


4.850 


5,000 


6,000 


100 


200 


1,500 


1.500 



Totals (book values, $217,908) $209,500 $208,413 



MISCELLANEOUS: This company, which was formerly the 
Central National Fire, was ocganited early in 1909 and was lioeDsrd 
by the Illinois Insurance Department to commenon business in 
March, with apaid-up capital of $100,000 and a net cash surphu of 
$100,000. Capital increased in 1909 to $200,000 and $100,000 
added to suiphis; in 1910 to $300,000 and $100,000 added to sur- 
plus, and m 1911 to $400,000 and $100,000 added to suzphis. In 
1912. $200,000 transferred from captal to surphis. SUtements 
according to Illinois standard. In 1913 the company reinsured all 
business in the North British and Mercantile of New York, and 
wrote no buaineas though it continued its organisation. Early m 
1914 it reorganised to transact reinsurance only and changed the 
name to the above. 

DIRECTORS: James B. Hobbs, Oliver H. Horton, Edwin 
8. OoBDod, Robert W. CsmpbeU, Frank M. Rice, C. E. Hunt. 
8. T. Jacobs, J. E. Kavanac^ S. R Wagg, M. H. Preaeott. W. 
8. Hasard, Jr.. Willa 8. Heixiek, RalphH. Fobom, Calvin P. 
lEBng. 



ARIZONA FIRE INSURANCE COMPANY, Phoenix, Ariz. 

Praident, Ckotge A. Ohqr; SMratuy, Qto. A. Mbti. OrmuHd, 1(10. 



TlAB 


Assets 


Unearned 
IVemiums 


Net 
Suiphis 


Net 
l^emiums 


Total 
Income 


Losses 
PSid 


Dividends 


Expenses 


Total Ex- 
penditures 


Losses 
IneaiT«d 


1913 


$400,524 
366.388 
819.690 
283,330 


$66,063 

42,651 

35,776 

4.640 


$128,218 
122,345 
83,737 
78.690 


$103,150 
54,678 
72,070 
6,782 


t$139.737 
69,174 
77,205 
•81,782 


$51,990 
30.092 
22.441 




$47,622 

30.130 

32,019 

8339 


55,360 
8339 


$55355 


1912 




30,970 


1911 




221441 


1910 







* InohideB $75,000 initial sorphis. t Inehdes $14,351 surphis paid in in 1913. 



ASBBTB, Die. 31, 1913. 



Mortgage k>ans... 
B<mds and stocks. 
Cash 



Intcnrt. 



$229,025 

122,940 

19.504 Other 

21.351 

7,704 



Lubilrhs, Die. 31, 1913. 
$5,743 
66.063 
500 



Unearned prems.. 
liabilities... 



Total liabiUti«... $72,306 

Capital paid up 200,000 

Netsurplus 128,218 

Totalassets $400,524 Total $400.524 

Underwriting ktss, 1913. $29,005; investment profit. $20,528. 

RISES AND PREMIUMS: Fire risks in foroe. December 31* 
$7374,661; premiums thereon, $125,895. 

BUSINESS SINCE ORGANIZATION: Premiums reeaved. 
$236,681; losses paid, $102321. 

MORTQAQE LOANS: There are 64 mortgages at 8%. 
aggregating $229,025 on properties in Arisona, valued at $573,475, 
the company holding $142300 insurance on buildings. But $720 
of intcnrt was part oue on December 31, last. 

Par 
BONDS OWNED; Value. 

Rxverside. CaL, se $20,000 

SanDiflco, CaUinq) 20,000 



Msrket 
Value. 

$20380 
20,428 



Boma OwmD.^Cont. 



Par 
Value. 


Market 

Vahie. 


$10,000 

80,000 

6,000 

7,000 

30,000 


$10313 

80.450 

6.180 

7.101 

31.000 



Los Angelei, Cal., wat 

Phoenix, Aris.. ar 

Apache Co., Axis., se., 1919. 6% 

Maricopa Co., Aru., so., 1932, 5%. . . . 
Maricopa Co., Aris., se., 1932, 6%. . . . 

Total^Cbook vahie, $126351) $123,000 $126,051 

MISCELLANEOUS: This oompany was organised June 4, 
1910. and commenced businen with a paiikip capital of $300,000 
and an initial surplus of $76,000. Additional surplus, $14,861, 
paid in 1913. AU of the stock of the Arisona Fbe is held fay the 
Alisons Finance Co. 

DIRECTORS: Epes Randolph. Uovd B. Christy. John R. 
Hampton. David Babbitt. Euaene Brady O'Neill. T. G. Norris, 
A. J. Pickerel, Geo. A. Mints, Louis Melcser. Geo. A. Ohiey. J. G. 
" mgler. E. A. Sawyer, Albert Steinfeld. H. W. Asbuiy, J. J. 

FIELD MEN AND TERRITORY COVERED: Artiiur J. 
Davis, Chicsgo, lU., general agent for DL, Ind., Mo.. 0., Wis. 
and MichTniul G. Keeler, Lra Angeles, Cal.. for CaL The 
comnany operates in Aris., Cal.. Cob., Ifi., Lid.. Mich.. Mo., N. Y., 



ARLINGTON FIRE INSURANCE COMPANY, Washington, • D. C. 

President. James M. Johnston; Secretary, E. McC. Jonea. Organised, 1872. 







Unearned 


Nrt 


Net 


Totd 


Losses 






Total Ex- 


La.» 


Ybab 


AMii 


Pkemiums 


Surplus 


pjremiums 


Income 


Psid 


DivideDda 


Expenses 


penditures 


Ineumd 


1918 


$411,066 


$20,261 


$127,684 


$16,121 


$31309 


$12,926 


$16,000 


$12,077 


$41,003 


$11324 


1912 


421300 


25.235 


131,787 


38301 


52,856 


12.141 


16,000 


18376 


46.717 


15388 


1911 


370,672 


13,560 


165,076 


10378 


21,928 


4.630 


•16.000 


8354 


29.484 


6360 


1910 


278,184 


14,155 


163,886 


10,452 


23363 


4,100 


16,000 


7,541 


27,642 


4343 


1900 


283,055 


15347 


167.808 


12,164 


25,808 


2.776 


16,000 


7,784 


26,560 


2.776 



•Abo $100300 stock dividend. 



Real 
MortQgB 

N.Yicr, 

Wj ■ 



Agents' balaoees.. 
Intenrt and rents 



Dm. 31, 1913. 

$200,960 

131,406 
60,000 
1300 
1308 
4,067 
2,716 



LuMLnoB, Die. 31, 1913. 



"m; 



Losses unpaid.... 
Unearned prems. . 
BctTOwed money. 
OtiwrliabiUties... 



$4,252 

20361 

58300 

409 



Tbtalfiabffities. 
Capital paid-up. 
Net 1 ' 



$83,422 
200,000 
127,684 



Total 



$411,056 Total $411,056 



UBdvwiHmg kMB, 1918, $2375; 



profit, $14368. 



RISKS AND PREMIUMS: Fire risks in foree. December 31 
$7,250,121; premiums thereon, $38,537. 

BUSINESS SINCE ORGANIZATION: Premiums leoeived, 
$676,018; losseB paid. $191,026; dividavis declared, cash, $644,000: 
stock, $100,000. 

REAL ESTATE OWNED: Comprises 5 parcels of Waahin«- 

ton, D. C, property, tiie I • * ~ 

1506 Pennsylvania ave.. 



le laroert being company's office building. 

. N. W;, ramodeled in 1911 and 1912, thus 

book value to $85,736. This property was appraised 

The nextjargert properties are 212-4VS rt., N.W.. 

carried at $8,000 each, the rert having 

~ int3 



at $176,460. 

and 1401— 5th rt., N. W., i 

oort less than $6,000 each. Rents received last year amount 
to $10,087. whUe the taxes and expesaes were $1315 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



23 



MORTGAGE LOANS: There were 52 Umob, aU fint fiena 
on improved real estate in the Diitriet of Cohnnbia, vahied at 
1446,786. There wae 165 of interest past due on December 31. 
The company holds 1143,250 of insnranoe on the buildings. 

MISCELLANEOUS: Capital xedoeed in 1697 from |20(M)00 
to $100/100. 1100.000 being earned to sorpkia. Capital increased 
b 1911 from $100,000 to 1300.000: $100,000 being transferred 
froD sBipfais to capital. The company's charter was amwi^ 



ARLINGTON FIRE INSURANCE COMPANY. Washington. D. C— Continued. 

in 1911 so that its buainess is not restricted to the District of 
Cofannbia as formerly. 

DIRECTORS: Wiffiam T. Brown. Chas. R. Edmonston. Wm. 
King. W. Bladen Jackson, Robert C. Howard. Herbert A. Qill. 
Burr N. Edwarcfe, Alex B. Legaie, James M. Johnston, Sami 
L. PhiOipa. Isaac E. Shoemaker. 

TERRITORY COVERED: The company is licensed in Conn., 
D. C. lU., Mass.. N. J., N. Y. and Pa. 



ASSURANCE COMPANY OF AMERICA, New York, N. Y. 

Fkeiident. R. Bleeckcr Rathbone; Secretary, Charles S. Conklin. Organised. 1897. 



1 




Unearned 


Net 


Net 


Total 


Losses 




Total Ex- 


Lomes 


YliBi 


Am(s 


Ptamiums 


Surplus 


Premiums 


Income 


Fkid 


DiTidends 


Expenses penditures 


Incurred 


1913 


$553,434 


$126,727 


$193,519 


$209,119 


$226,911 


$82,406 


$10,000 


$66,882 $158,788 


•Xi'SS 


1912 


485.7S2 


93,596 


175.641 


156.913 


171,901 


65.433 


10.000 


56.586 181.969 


65377 


1911 1 


451.647 


90.946 


145.064 


165.739 


178.714 


63.468 


10.000 


54,382 137.860 


61,401 


1910 1 


394.933 


72,073 


107,607 


146.671 


160,637 


56.533 


10,000 


48.593 115.126 


*?'££ 


1900 


403.290 


43,485 


97,801 


89.606 


102.473 


63.207 




21,890 85.097 


56320 



. Dkc. 31. 1918. LuBiLmiB, Dm. 31, 1913. 
BoDdBsadstocks. . . $444,790 Lossesunpaid $24,720 



CiA.. 



87,634 Unearned p 
16367 Other liafaifities., 
4,743 



Total 



126.727 
8.468 



Totalliabilities... $159,915 

Capitalpaidnp 200,000 

Netaurphis 193319 

$553,434 Total $553,484 

Uaderwriting pio6t. 1913, $11,157; inTcstment profit. $16,720. 

RISES AND PREMIUMS: Fire risks in force. December. 31, 
$94321.122; preminms thereon. $196,021; marine and inland 
rab IB force. $1,409,689; premiums thereon. $42312. 

BUSINESS SINCE ORGANIZATION: PtemiunM received. 
16.662347; k«es pud. $4,495,515; dividends declared, cash, 

BONDS OWNED. 
Ne«YaikCyMrflC^l«20.J 
New York Cy^rtfr. 1916.1^ 
New York Cy.,reg., 1916.4?! 
New Yorkgr^ieg.. 1925.3^ 
NevY<KkCy.,n«^ 1927.34 
New York Cy.,rflC^1938,3i 



Par 


Market 


Vahie. 


Value. 


$35,000 


$24,000 


25300 


24300 


25300 


24,750 


100,000 


88,000 


100.000 


92,000 


25.000 


22,750 



Bonds Owmio.— CoiU. 
Cticapo & Alton R. R. Cfi.. 1949, 3%. . . . 
St.L.J.Mtn,ASo.Ey C43.1929,4%.... 

Scioto Vil , A N . E. il. R. Co.. 1989,4%. . 

New York Rys. Co.. \%\2A% 

Kt'K York By*. C&., inc.. iy42, 5% 

N.Y.StatcJ914.4l&5't, 

B.AO.cv..lOJ3,4i% 

B-AO.eq,10lS-l7J4rt 

N.Y.Gciit.jaiS.lJ*; 

8oPic,lB15,4t% 

Totals (book vahie, $495,687) 



Pv 


Market 


Vabe. 


Vahie. 


190000 


$12300 


20.000 


15.200 


20.000 


17300 


5.000 


3.750 


15,000 


9.000 


60,000 


60,000 


20.000 


18300 


13,000 


12340 


10.000 


9,900 


10.000 


9,900 



$493,000 $444,790 



MISCELLANEOUS: Capital uicreased from $200,000 to 
$400,000 in 1903 and reduced to $200,000 in 1906. Conflagration 
kMs: Baltimore. 1904. $183309; San Franmsoo. 1906. $455.109.. 
On February 14, 1907, the company reinsured all its outstand^ 
ing risks in the National Fire ot Hartford, and resumed writing 
January 1, 1908. 

DIRECTORS: KimbaU C. Atwood, Charles S. Conklin. John 
W. Masury. Albert R. Ledoux, Fred H. Pouch, ^bert C. Rath- 
bone, R. Bleecker Rathbone. R. C. Rathbone, 2d. Wm. 0. WiUcoz , 
Wm. W. Lawrence. Edward E. Hall. R. WUfiams. 



TERRITORY COVERED: The company operates in Conn., 
DL. Mass.. Minn., Mo., N. J.. N. Y.,0.,^; R. I ' "^ 



. I. and Wis, 



ATLANTIC CITY FIRE INSURANCE COMPANY, Atlantic City, N. J. 

Preskient, George F. Currie; Vke-Pkesident, William Riddle; Secretary, Edward E. Seeler. Organised, 1902. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex. 


Loass 


Ki&x 


Ameti 


Ptemhims 


SurphiB 


PrnmHims 


Income 


Fkkl 


Dtvidends 


Expenses 


penditures 


. Incurred 


1913 


004.480 


$25,192 


$176,789 


$37353 


$51,925 


$4,461 


$14,000 


$16311 


$34,762 


$3348 


1112 


287381 


24.998 


160386 


36.987 


50301 


8379 


12.000 


15.583 


3539C 


8322 


mil 


273.779 


25369 


145.844 


40389 


57.868 


7336 


12300 


15374 


84.31C 


6390 


miu 


255.781 


23.122 


129321 


38314 


49,180 


8,662 


10,000 


13,068 


26.73C 


1378 


\m 


234.115 


18306 


106.715 


31342 


42,172 


4311 


8.000 


10,222 


32333 


9348 



A8snB.Dio.3]. 

Uartpgefeaas 

Boadiiad stocks... 
C«h. 



lAUTCBtaadreBtsi.' 
Bilhree 



Totals 



1918. 

$160320 

100305 

31362 

7382 

3.952 

589 



LiABiurm, Dee. 31. 1913. 
Unearned jpreme.... $25,192 
Other liabimies.... 2309 



Totalliabilities... $27,701 

Capital paid up 100,000 

Netsorphis 176,789 

$304,480 Total $304.480 

RISKS AND PREMIUMS: Fire risks in force (except peiw 
Penais). Deeaabcr 31, $2,727,131; premiums thereon, $50,041. 

BUSINESS SINCE ORGANIZATION: PKnuums received. 
t359.&g2; kaMS paid, $57372. <fividends declared, cash. $74,000. 
.^OSTGAGB LOANS: There are 43 loans, aggregating $160,- 
^^■"taortiBfes on improved property (hotels and cottages), 
"^' SSi^ " ^^^ ^ ^rf Atlantic City, (Sttb^ 
*t Sm.;W apoa wfaidi the company holds $155,400 of fire in- 
fnacc. There ma $585 of interest past due on Dec. 31. last. 
I»»«tsHeeniedwM$2372. 



BONDS AND STOCKS OWNED: 
BoHDa. 

AtlanticCy., crem., 4% 

Ocean Cy., pav., 4%. 

Ventnor, st. imp.. 5% 

Ventnor, pav.^ 5% 

Ventnor. pk. nnp.. 5% 

Pub. Serv. Corp- N. J., 5% 

Ventnor City HI.. 5% 

Ventnor School, 5% 



Totals., 



Fto 


Market 


Vahie. 


Vahie. 


$16,000 


$16,000 


17,000 


17.000 


3.000 


3.000 


36.000 


36,000 


2.000 


2.000 


13.000 


11.506 


13.000 


13.000 


2.000 


2300 



$102,000 $100,505 



MISCELLANEOUS: Conflagration kMsee: Baltimore. 1904. 
$2300. Company writes legitimate surphis and sprinklered busi- 
neas throughout the U. S. 

DIRECTORS: George F. Currie. I. O. Adams, James T. Bew, 
Amoe Bateman, William Riddle, M. B. Woodruff. Louis Kuehnle. 
William J. Black. Joseph Thomson. Thomas O. Sheen. Edward 
E. Seeler. David Fitssimmons. A. CeUa. Geo. A. Bourgeois, Silas 
Shoemaker. E. V. (Corson. Samuel Jackson. M. E. Eeffer. 

FIELD MEN AND TERRITORY COVERED: Edward E. 
Seeler, general agent. Atlantic City. N. J. The company operates 
only in N. J. 

Digitized by VjUUV LC 



24 



REPORTS OF FIRE INSURANCE COMPANIES. 



ATLANTA HOME INSURANCE COMPANY, Atlanta, Ga. 

Praiident, Joel Hart; Seeretary, Chas. A. Biekentaff. OrguuMd. 1882. 







Unearaed 


Net 


Net 


Total 


homm 






Total Ex- 


LoMa 


YlAB 


Aaeti 


Ptaninma 


Smphia 


Ftamiuiiia 


laoome 


Paid 


Dividendi 


Expeoaet 


penditiiNi 


Ineoind 


1913 


$460309 


171,000 


1174311 


173.015 


S98367 


141333 


114.000 


140,937 


996,170 


844.366 


1912 


479.732 


67.183 


203.770 


41,047 


68.961 


91,448 


14.000 


36339 


141.787 


72327 


mi 


668947 


134131 


206063 


168 709 


182 209 


118354 


14,000 


72,034 


204388 


106374 


1910 


679.222 


128,286 


212.038 


176,066 


196,041 


88.749 


14.000 


70376 


173.026 


103,147 


1909 


501,700 


125.724 


146,736 


182.913 


204.720 


109.479 


14.000 


66,511 


189.990 


113.097 



AaaxTB, Die. 31, 1913. 

Mortgaeeloaiui 166.000 

Bonds and stoeka . . . 347.910 

Collateral loans 14.000 

Cash 17.651 

Agents' bdanoes. . . 21,086 

Interest and rents . . . 3322 

Total assets $460,309 



LiABiLmia, Dec. 31, 1913. 



$9,187 

71.000 

5371 



Losses unpaid... 
UneaniedDnms. 
Other liabiUtieB.. 



Total UabiUtfes... 

Capital paid up 200,000 

Net surplus 174311 



Total. 



$460369 



RISKS AND PREMIUMS: FireVisks in foree Deoember 31. 
$7,203,749: premiums thereon, $134,062. 

BUSINESS SINCE ORGANIZATION: Preminow reeeired. 
$3,742,061; kMsee paid, $2,171,997; dividends deehtred, eash. 
$423,797; stoek, $130,000. 

MORTGAGE LOANS: There are 3 loana aggieeating $66300. 
secured by Atlanta properties vahied at $110300. One kmn or 
$27,000 is on 17-23 Exchange pi., and one of $4,000 is on 37 Daniel 
St., vahied at $7300; and the other of $28,600 on a strip of land on 
N. side Edgawood ave., between Courtlandt st., and Piedmont ave.. 
Atlanta, Ga.; $58 mtereet was past due on Deoestiber 31, last. 
The company holds am|^ insurance on the buUdings. 

BONDS AND STOCKS OWNED: Par Market 

BoNse. Vahie. Vahie. 

Augusta, Ga $5,000 $4300 

Atlanta, Ga 25.000 21376 

New York City 10,000 9300 

Greensboro. N. C 10.000 8,276 

Arlington, Ga 22.000 22,000 



BoMiM AND BrocxB OwnmB.—CofU. Par 

BoirD8.-^ofU. Vahie. 

Calhoun, Ga $12,000 

Canton, Ga 9.000 

Mill«n,Ga 10.000 

Roawell.Ga 6300 

Georgia St.. Ga 10300 

Atlantic Ice ft Coal 13.000 

Stocks. 

American Nat. Bk.. Macon 47300 

Social Circle Bk 1300 

8ou.Tr 7300 

N. P. P*att Lab 36300 

Atlantic Ice A Coal, p 47300 

Atlantic Ice ft Coal, c 64.600 

Nat. Bk., Dublin 1300 

Citiaeos Fiist Nat. Bk., Albany. Ga 6300 

Totals $312,000 



Biarket 

Vahie. 

$12,000 

9.00O 

10,000 
5300 
9.700 

11.960 



80.625 

1300 

6300 

28300 

40375 

46325 

1.500 

9.075 



$347,910 



MISCELLANEOUS: Csfutal bcraaaad in 1886 from $14a000 
to $160300; in 1887. to $200,000; in 1893, to $600300; ladueedto 
$200,000 m 1902; by return of cask to stockholden. Vahna of 
special depositB; La., $0,700. 

DIRECTORS: Jod Hurt, DowdeU Brown, Geo. F. Hurt, J. C. 
HaUman. W. M. Hutchinson, Chas. A. Biokenstaff, J. S. Akera, H. 
R. Duzand, W. T. Roberts. 

FIELD MEN AND TERRITORY COVERED: Special 
agenta. F. W. BUdock and W. F. Prioleau. AtUnta. Ga. The com- 
pany operates in Ga. only. 



ATLANTIC FIRE INSURANCE COMPANY, Raleigh. N. C. 

VnMatt, Charlee E. Johuon; Secratary, R. B. Buabce. OcguiMd, ItOS. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


Loasea 


YlAB 


Assets 


Pnmiuma 


Sorplua 


pjremioma 


Income 


Paid 


Dividends 


Expeoaes 


penditures 


Inouned 


1913 


$264,418 


$76,192 


$60,948 


$86,400 


$00,933 


$44336 


$10,000 


$34,462 


$88,79^ 


$44378 


1912 


268383 


71.912 


64.161 


88.776 


100314 


36.644 


10,000 


30363 


76307 


33333 


1911 


230.943 


64312 


36.728 


77318 


87.139 


41.641 


10,000 


28,028 


793«^ 


*^'S!Z 


1910 


223327 


62.085 


31300 


76,040 


86.781 


40067 


10,000 


26334 


76.401 




1909 


216,835 


57,132 


80.063 


76,876 


83366 


49.003 


10,000 


24,026 


83,029 


48,949 



Aaacn, Uk. 31, 1913. LuBiLRna, Dmc. 31. 1913. 

Mortgageloaos $126,910 Lossesnnpaid $2378 

Bonda and stocks... 41,800 Unearned prems.... 76,192 

Collateral kiaos 28.000 

Caah 44387 Total liabilities... $78,470 

Agents' balanees .. 27.466 Capital paid up. ... 126,000 

Interast and rants... 688 Netsurplus 60,948 

OtherMsela « 

Totalassets $264,418 Total $264,418 



RISKS AND PREMIUMS: Fire risks in foroe (except per- 
detuals), Deoember 31. $7386,107; premhims thereon, $141,963. 

BUSINEB8 SINCE ORGANIZATION: Premhims received. 
$610378; hMses paid, $388,721; dividends declared, eash« $66,000. 

MORTGAGE LOANS: Theia are 40 hwns aggregating $126,- 
910, prote e te d by improved dty real estate vahied at $276,000. 
The company hotds $188,000 of insurance on the mortgaged 



COLLATERAL LOANS aie as foOowB Market Amount 

Securities. Value. Loaned. 

Va. Cotton $30,000 $20,000 

SmitUleUCot 4.000 1300 

True. Church, (P*i. end.) 1300 1,600 

Totals $35300 $23,000 



BONDS AND STOCKS OWNED. Par 

Value. 

N. estate, 6% $10,000 

St Marys sc, Raleigh, N. C 23,000 

Raleigh Country aub 2300 

Peace Instttnte 6,000 

Totals 



Ma^et 

Vahie. 
$11,800 

28,000 
3300 
6300 



$40300 $41,800 

BfflSCELLANEOUS: This company waa orgaaiaed in Decem- 
ber, 1906, with a aubecribed capital of $126,000, and bsnn boai. 
neas February 1, 1906, with the full amount of ita capital paid 
in. Stockholden, later m year, paid in $36,000 adchttonal sur- 
plus. 

DIRECTORS: Chaa. E. Johnson, A. B. Andxewi, Jr., Alf. A. 
Thompson, E. C. HUlyer, H. T. HickB. Joseph 0. Brown. Ivan 
M. Ptoetor, N. A. Dunn, J. S. Wynne, C. B. Edwards, C. W. 
Hone, George Howard, Wm. M. Sanders, F. A. WoodaitLWea- 
eoU Roberson, R. H. Ridca. W. B. Banow, D. H. ffifl, W. N. 
Jonea, C. E. Johnson, Jr.. S. B. Shnheni. J. W. Haitleo,R. 8. Boa- 
bee, W. J. Young, C. K. Durfey, R. E. Royall, Heniy WeiL 

FIELD MEN AND TERRITORY COVERED: J. N. Jaeoba, 
special agent, Raleigli, N. C. The eooBpany operates in N. C. 



Digitized by 



Google 



REPORTS OF FIRE INSURANCE COMPANIES. 



26 



ATLANTIC NATIONAL FIRE INSURANCE COMPANY, Macon, Ga. 

FkwkDt, G«arie Dole Wadky; Seeratary and Muster. Jolm J. MeEiqr. Organlied. 1909. 


YliB 


AmO 


UoMined 
TnamoB 


Nat 
Surpliii 


Net 
PlenuuiDB 


Total 
Income 


LOM. 

Pud 


IXvidende 


EipeDM 


Total Ex- 
peoditani 


LoaM 
Ineuned 


1113 


$302,781 
354.043 

390,301 
333.040 
242.510 


$00,077 
83,137 
73.121 
50,058 
55.540 


$55,080 
66,668 

67,579 
38.163 


$102,351 
96.103 
85,718 
70.045 
60.728 


lilli 


$63,618 

68^ 

47,044 

40,019 

4,597 




$55,117 
52.256 
51,587 
40.509 
33.920 


$118,735 
110,796 
98.631 
89,528 
38,517 


$66,225 


1919 




54.402 


ini 




51.070 


1916 




35,270 


1909 




13,909 



t IndDdei $68,502 eiBpliis paid in 



Aasns, Dk. 31, 

Mortgage loams 

BoodsudBtoekB.. . 

CoQatanlloaBi 

CMh 

AfftkiM' babncee... . 
Istenetuid rente... 

Total ~ 



1013. 
$23,205 



LiABiumB. Dbc. 31, 1913. 



Loasee unpaid. 



67.350 Unearaed prams. 
229.417 Otherliabffitiea.. 
5,600 
TotalliabiHtiea 



$8,378 

90.077 

7,446 



9,293 
26331 



$106301 
Capital peidnp 200.000 



1.405 NetaurpluB. 



55,060 



$362,781 Total $362,781 



Uoderaritinc loaa, 1013, $25,146; investment profit, $14,468. 

RISKS AND PREMIUMS: Fire risks in foree, Deoember 31. 
t8.84«,803; praninms thereon, $170,331. 

BUSINESS SINCE OBOANIZATION: Premiuma reeeiTed. 
N243I6: ktesee pnid, $230,878. 

,REAL ESTATE OWNED: GooMta of home offiee building. 
Nos. 45»^1 Cotton ave.. Macon, Qa. 

MORTOAOE LOANS: There are 15 loans, aggregating 
167.350. the appraiaed value of the property being $185,850 



OOLLATERAL LOANS are as foUova: 
Seenrities. 



Market 

Value. 



Amount 



SOAn.CitiaenaNat.Blc.,Maoon.Ga.../ •lonnn Mann 

10Aa.Com1.4SaT.B£;Maoon,Ga...\ '"'^ ^'^ 



Totah.. 



$12,000 $5,600 



BONDS AND STOCKS OWNED: Fte 

Boifoa. Value. 

Add, Ga., 1937. 5% $3,500 

AUttta.Ga., 1031.44% 4,000 

BlakdT. Ga., 1926-0, 44% 6,000 

Btae Radge, Oa., 1037, 5% 17,000 

CMToflton, Qa.. 1919, 6% 4,000 

ColnnbnB.Ga.. 1039.44^1 6,000 

Dswon,(k..l921,5% 1.000 

googlM.a»..l088,5% 10,000 

Rti»ahl,Qa.. 1932.5% 4,000 

Ga.8tate,l915.44% 10,000 

Ga. State, 1015J8, 34% 7,000 



Market 

Value. 

$3,650 
4,048 
5.878 

17.000 
4.062 
5,153 
1,018 

10,374 
4.145 

10,087 
6,801 



BoHse AMD Stocks Owmio.— CoiU. 
Bonds.— Cont. 

Hawkinaville,Qa.,1938,5% 

Macon. Ga., 1918-23. 5% 

Macon, Ga., 1920^. 44% 

Madiaon, Qa.. 1915, 4}% 

Moultrie, Ga.. 1934. 5% 

Ocilla, Oa^ 1923-32, sr^ 

Tennille, Ga., 1924, 6% 

Thomaon,Ga., 1929,5% 

VaIdoeta,Ga., 1935,6% 

VidaUa,Ga.,1939,5% 

Vinna, Ga., 1921-6, 5% 

Weat Point. Ga.. 1926, 6% 

Wright8viIle,Ga., 1926,5% 



Stocks. 



MaeoD Savings Bk.,Qa 

Continental Tr., Macon, Qa 

So. Ad. Bureau. Atlanta, Ga 

Macon Ry. A Lt., 6% p. stk 

Citiaens Nat. BLJiif aeon, Ga 

Commereial Nat. Bk.. Maoon, Ga 

Fourth Nat. Bk.. Maoon, Ga 

Amer. Nat. Bk^ Macon, Ga 

Peoples Bk. k Tr., Maoon, Ga 

Real Estate Bk. A Tr., Savannah, Ga. 



Par 
Vahie. 

$5,000 
4.000 

10,000 
3.000 
2,000 
5,000 
3,000 
8.000 
2,000 
5,000 
6,000 
3.000 

10,000 



5.000 

19.000 

150 

10,600 

13.000 

10.800 

5.100 

5,300 

1,000 

1,000 



Market 

Vahie. 

$6,319 
4,226 

10.165 
2,993 
2,080 
5,140 
3,331 
8,256 
2,082 
5,182 
6,147 
3.376 

10,240 



6,000 
21,850 
150 
10,600 
16,350 
13,500 

8,415 
10,600 

1.000 

1.300 



Totals. 



$208,450 $220,417 



MISCELLANEOUS: Thia company was organised in 1900 
and commenced business in 1909 with a paid-up capital of $137,- 
203, and a cash sorphis of $68,592. In 1910 capital was increased 
to $200,000. It took over the outstanding risks of the Flonda 
Home in Ala., Fla., Oa.. N. C. and 8. C. 

DIRECTORS: G. D. Wadley. J. C. Murphey, J. J. McKay, 
J. N. Neel, L. M. Happ, L. S. Dure, R. L. Anderson, E. Wmship. 
E. N. Lewis, E. W. StetMu, W. E. Dunwody. F. S. Etheridge. 

FIELD MEN AND TERRITORY COVERED: R. S. Bus- 
bee, general agent for N. C, Raleigh, N. C; Halt. F. Callaway. 
Maoon, Ga., for Fla., S. C, and part of Ga.; John J. McKay, Jr.. 
Maoon, Ga., for Ala. and part of Ga. The oompany operates in 
Ala., Fla., Ga., N. C. and S. C. 



AUSTIN FIRE INSURANCE COMPANY, Dallas, Tex. 

IVesident, Geo. W. Jafenick; Secretary, A. F. Fillet. Organised, 1902. 







Unearned 


Net 


Net 


Total 


Loeses 






Total Ex- 


Loasea 


VlAl 


Aaseta 


xTBnnnns 


Sorphia 


Ftenuums 


Income 


Paid 


Dividends 


Expenses 


penditures 


Incurred 


mu 


$668^13 


$200,621 


$130,479 


$230,223 


$281,510 


$118,497 


$25,000 


$92,818 


$236,315 


$116,589 


19121 


J0W71 


101,217 


119,801 


231,626 


271.387 


136,497 


24.151 


89.006 


249,744 


mjm 


19ili 


SH** 


180,417 


110,118 


220,859 


*383.906 


149,016 


20,458 


86.704 


258,706 


150,511 


191U( 


51M01 


160,027 


100,054 


228,325 


*265.380 


137,409 


20.000 


96.475 


253.884 


145,606 


J9(MM 


488,006 


150.473 


100.186 


222,105 


256,608 


138.570 


20,00(^ 


93,284 


251.854 


132310 



$5j000in 1910 and $20,000 in 1011. {Statement according to Texas standard. 



Asam. Dm. 31. 1013. LuBiunM. Dsc. 31. 1013. 

Rotate $16,480 Loasesunpaid $24,752 

J^vfPSelonB 542,213 Unearned raeoM.... 208,621 

9*^-.v .- 31360 Other liabifitaea 30,661 

A«MlB'halBaess..... 45384 

I«*«w*- 17,627 Totailiafailities... $264,034 

Capital paid up 250,000 

Netaurphia 139,479 



TotalasBSts $653313 Total $653313 

MmriiiBg profit. 1913, $13,707; investment profit. $39,473. 

RIBAND PREMIUMS: Fiie risks in foree, Deoemb« 31. 
<21309344; pnaaioas thereon. $300303. 



BUSINESS SINCE ORGANIZATION: Premiums received. 
$2,078,653; loeses paid, $1,069,340; dividends declared, eadi, 
$187,418. 

REAL ESTATE OWNED: Conaisto of one-half interest in 
an office building in Hi^Iand Park addition, Dallas, owned and 
occupied jointly with the Commonwealth Fire Insuranoe Company, 
book value, $12,000, a fruit farm in Cherokee County, book 
vahie, $2,502, and another farm valued at $2000. 

MORTGAGE LOANS: There are 486 loans, aggregating 
$542312. on improved city and farm property in Tex., valued at 
$1,994,054. None of the loans exceeds $6300 in amount and 
average $1,000. 

MISCELLANEOUS: Capital paid in was originally $100,000, 
and was increaeed by quarterly paymento. Increased in 1903 
from $115,840 to $240,154; in 1904. to $258391, and in 1906 to 



26 



REPORTS OF FIRE INSURANCE COMPANIES. 



AUSTIN FIRB INSURANCE COMPANY, DaUas, T^T.—CarUinued. 



$318,075; icdnoed in 1006 to $200,000; inereMed in 1911 to 
$250,000; in 1007. $10,558 addittooal smrphia paid in; in 1008, 
$1,003; in 1010. $5,000 and in 1011, ^.OOOTAU i«ymenta 
made on aoooont of $45,367 stock notes were tnaafenred to sar- 
ins. Conflagration Iosms: Baltimoce, 1004. $17,000; San 
mneisoo. 1006, $105,415. 

DIREC7T0RS: Geo. W. Jaloniok. J. B. Adone, C. C. SUm^ter, 
Akx.Saonr,F.C.Camer; T. W. Qriffiths, J. E. WhiteeeU67>L S. 
Tinnin, AIbx. Coke, Jos. Faust, M. A Joy, I. Jakmiek, 8. D. Heard. 



FIELD MEN AND TERRITORY COVERED: Andenon A Ed • 
wards. Managers, for Cal., Utah, Wash., and B. C, San Frandseo. 
Cal.; special agents: J. C.OriswoldLSan Antonio, Tex.; V. Davis 
Brownwood, Ttx.; W. H. Quirk, Dallas, Tex.; Heuy George.* 
DaUaStTex.; H. F. Knee, Coraioana, Tex.; E. 8. Eean, Jr., Waco, 
TaETThe company operates in Cal., HI., N. Y^ Tex., Utah, 
Wash. A B.C. 





AUTOMOBILE INSURANCE COMPANY OF HARTFORD, Conn. 

PNsident. M. G. Bulkdey; Secretary, J. Soofieki Rowe. Commenced business, 1013. 


Ybar 


Assets 


Unearned 
Premiums 


Net 
Surphis 


Net 
Premiums 


Total 
Income 


Losses 
Paid 


Dirklends 


Expenses 


Total Ex- 
penditures 


Losses 
Incurred 


1013 


$673,082 


$45,542 


$303,012 


•$106,883 


t$415.504 


•$3,747 




$21,146 


$24303 


$5,602 



* Indodes $104387 mar. prams, and $3,667 mar. losses. f Includes $300,000 suiphis pakl in. 



Dec. 31, 1013. 



LiABiumB, Dbc. 31, 1013. 



Bonds and stocks... $510,000 Losses unpaid $2,025 

Cash 105,643 Unesniednems.... 45342 

Asents'balaoees.... 53340 Other liaUfities 33.403 



Interest.. 



Total 



5,000 



Total liabilities... $70,070 

Caintalpaidup 300300 

Netsurplus $303,012 



$673,062 Total $673,082 



Underwriting profit, 1013, $0,708; investment kiss, $6,786. 

RISKS AND PREMIUMS: Fire risks in foroe, December 31, 
$284,405; premiums thereon, $1,041; marine and inland risks in 
foree, $3,086,156; premiums thereon, $88,712. 

BUSINESS SINCE ORGANIZATION: 
$51,750; knws paid. $3,667. 



BONDS OWNED: 

Connecticut SUte. 1034, 3H% 

N. Y., N. H. A H. RJL, 1014, 6%. 



Par Market 

Vahie. Vahie. 

$500,000 $600,000 

30,000 30,000 

Totals (book vahie; $520,025) $530.000 $530.000 

MISCELLANEOUS: This company was incorporated in 1007, 
but dki not bn^ business until 1013, in which year its cental 



) were paid in. The 



($300,000) and an initial suiplua of $300,000 \ 
capital stock is oontroUed by the iBtna Ufe. 

DIRECTORS: M. Q. Bulkelcy. S. G. Dunham. J. 0. Enders. 
M. B. Bninard, J. L. EoglMh, J. Boofield Rowe, Walter C. F^ion, 

FIELD MEN AND TERRITORY COVERED: General and 
special agents: A. W. Burke, general agent, 4 liberty Sq., Bost<», 
Mass.: Doble & Throckmorton, managers, 706 Traction Terminal 
Big., IndianMoBs, Ind.; £yler k Henry, dist. managers, 1001-^ 
Maehesnev Bk., Pittsburg, Pa.; Essick k Barr. 536 Penn st., 
Reading, Pa.; Wm. S. Essick, 75 Unkm Tnist Co. Big., Harriabnrg, 
Pa.;^^. M. Famsworth, HubbeU Big.. 0th k Walnut sts.. Das 
Momes. la.; Rosooe H. Eeffer, 416-7 Connell Big.. Scranton, Fa.; 
KnoU k Turgeon, mgrs. and adjrs. 1010 White Big.. Buffalo, N.Y.; 
R. C. Knox, 05 Peari st., Hartford, Conn.; James A. Lewis, 432-6 
McKnight Big., Minneuiolis, Minn.; Lucas k Dake, 106 Lake 
Big.. Rochester, N.Y.; fl. A. Mackinney. mgr., 1013 Turks Head 
Big.. Ptovideoee, R. I.: G. A. Mills, asst. mcr., 25 N. Pearl at.. 
Albany. N. Y^C. E. Mount, mp.. Woodworth Big., Washington, 
D. C; Chas, 6. Phelan, mgr.. 100 William st. New YorkTN. Y.; 
H. D. Plimpton, mgr.. Pabst Bl^ ., Milwaukee. Wis.; H. K. Rem- 
ington, m0., Lyman Big.. Springfield, Mass.; George T^ameL 
mgr., 175 W. Jackson st.. Chicago. HI.; J. S. iSim, mgr., Drexel 
Big. JPhiladelphia, Pa.; W. G.Wilson. Leader News BLe.. Cleveland. 
O.; Watson k Wadsworth, mgrs., Onondago Co. Savings Bank 
Big., Syracuse, N. Y. The eonqiany operates in 0»n., D. d 
C, hi.. IndLIft-. Me., Md.. Mass.. Mmn., N. H., N. J., N. Y.. 
0., Pa., R. I., Vt. and Wis. 



BANKERS AND MERCHANTS FIRE INSURANCE COMPANY, 

Minneapolis, Minn. 

Presklent, C. A. Fonntam; siBoretary. H. F. Thompson. Organiaed 1011. 



Ybar 


Assets 


Unearned 
Premiums 


Net 
Surphis 


Net 
Ptanmms 


Total 
Income 


Loases 
Pakl 


Divkiends 


Expenses 


Total Ez- 
pendituies 


LoaBea 
Incurred 


1013 


3206.001 


$7,531 


181,024 


$18,107 


$21,335 


$167 




$28,622 


$28,780 


$167 



Aasan, Drc. 31, 1013. 

MortgagehMUM $204,650 

Bonds and stocks... 1.040 

Cash 70.168 

Agents' balances.... 5,627 

Interest and xenta... 5,516 



LiABiunss, Die. 31, 1013. 
Unearned prems.... $7JS31 
Reins, due COS. 6,485 



Total liabilities. 
Capital paid up... 
Net surphis 



$14,016 
200,060 
81.025 



Total 



$206,001 Total $206,001 



RISKS AND PREMIUMS: Fire risks in foree. December 31, 
$670,077; premhuns thereon, $11,126. 

BUSINESS SINCE ORGANIZATION: Ftamhims received, 
$24,707; hMses pakl, $167. 



MORTGAGE LOANS: These loans agnegating $204,650 are 
on unproved property valued at afanost dcrable the amount kMoed 
thereon. Company hokb ample inanrance on the mortgaged 
buildings. 

MISCELLANEOUS: This oomiiany was incorporated in 1011 
and commeooed business in 1013 with $200,060 capital pakl in. 

DIRECTORS: M. Bullis. P. A. Chriatiaason. C. A. Fountwn, 
J. G. Gebhard. Chas. Koonse. M. E. Lewis. J. B. Neben, Robert 
Olson, J. G. Swan, H. F. Thompson, L. H. Colson, H. E. Sox, 
C. S. Atkinson, Lafayette Dodds, F. J. Wame. 

TERRITORY COVERED: The ooo^iany operates in Aria., 
Minn., N. D. and S. D. 



BIRMINGHAM FIRE INSURANCE COMPANY, Pittsburg, Pa. 

Fkesident, Charies Mailing; Secretary, A. J. Henning; Assistant Secretary. A. G. Kaufmann. Organist^. 1871. 



YB4m 


AMii 


Unearned 
Ftanmma 


Net 

Surplus 


Net 
Pramrama 


Total 
Income 


Loesea 
Pkki 


Dividends 


Expenses 


Total Ex- 
penditures 


Losssa 
Incurred 


1013 
1012 
1011 
1010 
1000 


$407,063 
401,607 
470,508 
440,358 
430^063 


$06,430 
87.045 
85,644 
77,303 
70,802 


$104,000 
106.660 
170.106 
156,068 
141,346 


$104,536 
01.371 
00,258 
70,353 
72.125 


$132,112 
116,675 
110.710 
107,084 
08,461 


$55,341 
34321 
25,007 
28317 
30.378 


$24,000 
20.000 
20/)00 
30,000 
30,000 


$47,060 
38,820 
42.688 
30.485 
36.068 


$127,201 
03.641 
881505 
88302 
86,446 


$60,775 
37305 
31,660 
36.067 
32373 



REPORTS OF FIRE INSURANCE COMPANIES. 



27 



BIRMINGHAM FIRB INSURANCE 

Ambb, Dk. 31, 191S. LiABiLRiM, Deo. 31, 1913. 

Re^eitate 124,536 Looet onpud $6,434 

lifortB^elouH 304,980 Uneuned prans. . . . 08.430 

CMh 53,902 

Agoti'bdbiieei.... 17.147 ToUlliabilitiei... $103,804 

loteraCandraitflL.. M73 C^xtd pud up . . . . 200.000 

OtiMraantB 525 Netmrphu 194.099 

Totalaasete $497.963 ToUl $497.963 

REAL ESTATE OWNED: Conaiits of oompuy's home 
office bii]ldix«. valued at $24,536. 

MOBTQAGE LOANS: Tlnae loaos aggresate $394,980. on 
property Tahaed at oooaiderably more than doable the amount 



COMPANY, Pittsburg, Fsl.— Continued. 



Then was $895 of interaet paet due and $5,978 accrued on 
V 31. hut. The company bokb ample fire insurance on 
the mortgaged buildingB. 

MISCELLANEOUS: Capital increased in 1879 from $148,000 
to $171,410. and in 1880 to $200,000. 

DIRECTORS: Charies MeUing, William Ruake. Leonhard 
Kanfman. John Rudolph, Charles Schmels. Frederick Boehler. 
GeoTKe HoAneister, WDliam Heoning. Peter J. Keeling. George 
L. Sutter. John Sielerth. J. E. Roth. 

FIELD MEN AND TERRITORY COVERED: Harrold E. 
GilHnriiam, Philaddphia. Fk.. jpoeral agent for Philadelphia and 
six acQoining counties: F. 8. Tewkabury, Pittsburg. Pa., ^wdal 
agent for Pa..* Esra A. Benner, Haselton. Pa., general agent for 
The company operates in HI. ft Pa. 



BOSTON INSURANCE COMPANY, Boston, Mass.§ 

Fnadoit, R. B. FnlhR Seontaqr, Tnaaa WAmmm. Oicuused. 1873. 



Unearned 


Net 


Net 


'IV>tal 


Losses 






Total Ex. Losses 


Tiis, Aaseto 


Fnumnm 


Sorphu 


Ptamiuntf 


Income 


Pfeid 


Dividendi 


Expenses 


penditures 


Incurred 


1913/ $8^884,741 


$2,237,637 


$2,531«429 


•$3,228,129 


$3374.425 


•$1319.748 


$240,000 


$1309.478 


$336032« 


$1340356 


ina 6.696,196 


2410,114 


3,060,705 


3.156327 


3.403.250 


1.788.391 


210.000 


1.153,601 


3.151,992 


1.741381 


I91U 6,467.567 


2,088.311 


2371,561 


ZfiTOfiH 


3317.960 


1.851395 


300.00Q 


1377.483 


3329.078 


132331S 


1«10| 6469.763 


1,953.010 


2,676,412 


3377,066 


3328356 


1,656314 


300,000 


1.102330 


3.058.744 


1.674317 


m\ 5.975.064 


1.783 854 


2,751.553 


2356,609 


3.098.909 


1320.902 


3003001 


977.492 


2398394 


1367.888 



•ladadBS $1366,6881 

Dm. 81, 1913. 

$393,197 



I and $986,779 marine kMses. i Statements aoeoitliag to Mas. standard. 



Rasl 

MorteigekaiM.. 
Bonds and stocks 
CoOatflnlkaiM.. 
CiA. 



Otbera 
Totals 



Di 



441300 

4,487,700 

20,000 

448,676 

524.180 

19321 

49.067 



LuBiuma. Dec. 81. 1913. 

LoMsannpaid $446349 

Uneanad prams.... 2337,637 

Dividends 120,000 

Other Uabilities 49.426 



Totalliabilities.... $2353312 

Cbpitalpaidup 1.000.000 

Netsurphis 2331.429 



$6384,741 Total $6384.741 



profit. 1913. $52,068; inrestment kw, $271,023. 

KISKS AND PREMIUMS: Fire rida in force. December 31. 
011.38738: premhmw thereon, $8,101,606; marine and inland 
nbiafane, ^310361; prammme thereon, $1,136,749. 

BUaNSSS SINCE ORGANIZATION: P^emimiM leeaTed, 
S5S.462.797:kwm paid. $34.784399; diiideods deelaiwl, cash, 
$4310,000. 

REAL^TATEO^TNED: CotMsts of properties at Hanrard 
«t and Nttka road, Bnwkfine. Mass.. valaed at $6,000. and at 
ICk sad Kilby sta. (in proceas of eowtmetion), vahied at $387,198. 

UORTGAOE LOANS: Then are 31 kans. of wUeh 17 ara 
«Mk far $10300 or more. They are all secured by Mass. p ro p er ty . 
oiely located in Boston and its suburbs. The total amount of 
lotts ($481300) ia only about one-half of the estimated vahie 
of the nearitaes ($876,900). One loan of $90300 is upon 275- 
ttS Ompem st., Boston; one of $25,000 is upon 138lTy st.: 
«e of 840300 is upon property at GUendon and Eagle sts^and 
ow of $26300 is upon 166-166 TVemont St., Boston. There 
«« 12.281 of interest past due on December 31, last, but the 
<^ dste for aO sueh interest was Deeember 31. 



COLLATERAL LOANS are as foDowa: 



Umta, Banter, Me.,.. 

XOTSh«r,p 

Bos. A Won. BL Co., p.. . 



Market 

Value. 
$1,000 



Amount 



$600 



TMab.. 



B0!n)8 AND STOCKS OWNED: 



Bo6too,Chdnabg..ao..l923.4i% 

B«t»,b^.hg,lSo.4i%..r^.. 

B«oa, Idt SBd bldg^ sc. 1928. 4%. . . . 

B«tae, liaa-Bldg.. Wanl 17. 1683, 3% 
ITaaBselBboth fire and 



$63300 $20,600 



Far Market 

Vahie. Vahie. 

$5,000 $5300 

8.000 8320 

50,000 51300 

26,000 36,750 

8,000 8,480 

8,000 8360 

6300 6360 

6300 6.420 



Bonds and Sroon Ownnd.— Cent 
BoNDa.— Coat 

Btfltcm. Mun, Bid*!., Cite, laai. «^^, . 
Br«ton, Mun. BMk,, Cst a. 1933,41% . 

B*aEoti,3«p. ays. dr., nT2,4\ % . . , 

Boston, »p. ftya. dr., S9i33, 4r^ _ 

Bt^on, scp, tsyn. dr.. mu, 3 j %..... . . 

Btifltori, Nlw Buildin«a. 1633, il%. 

BostciQ. New BldKJi. dis. & aiJd., im, 4|% 
Boetfin, ScTerBfe horn, 1033, 4|^(, ..... . 

BmIoo^ PWiftcTt., So. Bwtoi), JB33. 4i% 
BoBtoD, PlaypofLndA. 1933, 4i%. ....... 

Boflton, Bm. TuiL.Sub. In., IH9, ^% . , . 

Bot^n, R. Tr. Ln., 1 W0.3ri 

THctoria, B . C. , dpk. 1 923, < K c * . 

Georgia, St*te, IB15, 4i*^^ 

Gf->rgii, Slate, J 9 1 5, 4 i ^ '; 

GiwrKiji, aiAte, m^, W\ .,-..... 

GriirFb, Sutt. imil Z^%, ....... ... 

CftirKUk, State, I92.S. 31%. ...... , 

Com. cjf Ma«., St. Ey . In.. 1915, i%. . . , 
Gom.of Maw., at. HyLn. ,1917,4%. . . 
GDin.ofMftsa..St,Hy, Lu , Iftl!^, 4' • 
Com. of Maj^„ ^t. Hy . Ln., I ^i,4% . 
Com. of Maas., Si. Hv. Ln., 1928. 31*1 . , 

Com. of Matt., Arm. In, 19)8, i% 

Cc»iii. of Maas^ ikr. pt. Boaton, 1919, 4% 
Com. of Mtm., pr. k bos., 103l», 31%. . . , 
Comof Ma«.j,iMt,«-,lii.. 1946,31%. . , , 
Afch.,T.*S.FflR.R..J»ea, 4%. ....... 

Atch.,T.ftS.FeR.R-.adj.,196&.4%, . 
BoitoiiQeT.Rj., 1935,4%. .... . . . 

B^KitoB^Low^kR., 1832,4% .... 

Boston * Main* R. R.. 1920, i%, 

Cbi.Mil Jt at. V. Ry.C<i., 1913,41%, ■ • . 

Fittihtwti R. R., 1 025, 4% . , , 

Fitchburp R. R., 1927, 4% 

Fitx-hbur^ R, R.. 192^, 4*% .,. 

Ill Cen. R, R, (Uuia. DW.), I9fi3, Zi%. . 
Mabe C^fl. R, R. {g. n.), 1914, 4% .... . . 

N. Y. C. * H, R. R R. fL. a ), 1998, 31 % 
N. Y C. A rr. R H . R, ^L. 9). 1998. 3^%, 
N. > .. N J J . ,. i. . . -i. U.. cv^ d., IU%, fl% 

N.Y.Coii.R.R.,lni..g..l953,4J% 

Old Colony R.R.. 1926. 4% 

Oregon Short Line Ry., 1022.6% 

Oregon Short Line ^..CB.. 1 m.. 1946.5% 

Southeni Pacific. CY.. 1029.4% 

South«niRy^l951,4% 

St. L. & San Fnn. R. R., gn. In.. 1927, 5% 

West End St. Ry.. 1932, 4% 

Wm. Central R.R.. 1949,4% 

Booth Mfg., eT.,1931.4i% 

MaDarySteamBhip.,1932.5% 

GkraeeeterCity,1914.4% 



Par 

VahM. 

$6,000 

6.000 

16.000 

16,000 

10.000 

14.000 

14.000 

15.000 

5.000 

5.000 

73.000 

4.000 

25,000 

2.000 

3.000 

1.000 

3.000 

1.000 

59.000 

20300 

18,000 

12,000 

12.000 

8.000 

50.000 

63,000 

13,000 

66,000 

30,000 

50.000 

25,000 

50.000 

10300 

50.000 

10.000 

50.000 

25.000 

50.000 

20.000 

30,000 

41.700 

25.000 

15.000 

10.000 

500 

8,000 

2.000 

25,000 

25.000 

12,000 

25.000 

100300 

25,000 



Market 

Vahie. 



6,420 
17,120 
17,120 

9.600 
14.980 
14,980 
16.050 

5.350 

5.350 
60350 

3300 
24.000 

2.000 

3.000 
980 

2.940 
950 
60,010 
20300 
18360 
12360 
11380 

3.060 
51,000 
61,740 
12,740 
52,080 
25300 
43,000 
22,750 
41300 
10.605 
45300 

9,000 
47300 
19350 
50.000 
15.600 
23.400 
44302 
24,000 
13,950 
11,000 
530 
6.880 

1.680 
13.000 
22.000 
10320 
22300 
87,000 
24.911 



Digitized by 



Google 



28 



REPORTS OF FIRE INSURANCE COMPANIES. 



BOSTON INSURANCE 

Bonds and Stockb Owmn.—Cont. Par 

8T0CXS. Vahie. 

Boston A Albany R.R $50,000 

BoBtonEler-Ry 300.000 

Boston A Lowell R.R 10.000 

Boston A Maine R.R 100.000 

ChL,MiL4StP.Ry.,c 40,000 

Chi.,Mil.48t.P.Ry., p 80,000 

Delaware k Hudson 110,000 

FitchburgR.R.,p 10,000 

Manfihester A Lawrence R.R 5.000 

N.Y.C.AH.R.R.R 170,000 

N,y.,NH.AH.R.R 175,000 

N, Y., N. H. * H, R, R„ rt*. on iitkj.i 

N. Y:. N. H. & H. R. E.. m. na Jida.j 

NortheriiPiKificRy .............. 10,000 

Old Colony .,. , 42,600 

Peiu^yJvajiiaK.RJpartiO) 250,000 

SautfumFadiie, . ,. 25,000 

Vmon Pacific R, R. , 20,000 

riiitE!ink.Bo<itaQ. Mtm 66,600 

Pint B&nk. Sakm iia liquidation), Man. 10,000 

Grand E&ak, Mu-blefa^id. Uim . .. 1.700 

Mm^dtik Bank. Saii.-jn. Msaa. . , 10,000 

Merch&nUBiuiiE, 8al«B (EMftSO) . . 5.000 

Mer£hai]tA Bank, Woraesttr, Mmi ..... ^ 15.000 

ShAwmuiBtak, Baton. Ma«. ..,.. 45,000 

WebrtCT * Alkp Bank, Boiton, Main . , , 15,400 

BrookliJie Trust Co., BrooUioe, M ah . . 10,000 

Am«ric*ii ^i^ Rc^ninx Co,, p . 50.000 

AmflrkanTde^onu A Trlcfraj^h Co . . 210,000 

Ediaon Eiecixk IJf timiiiAttng C^i 100,000 

EdisQii fUectrit? IllucoioatiDK Co., Righl^ 

0«ifi:alAdiiustiziFatHum.u,Keir Vdrk 50 

General EJttrtricC* 13.000 



COMPANY. Boston. Mass.— Continued. 



Market 

Vahie. 

$94,500 

258.000 

16.300 

43.000 

40.000 

42.000 

168.300 

8.500 

7.600 

158.100 

133.000 

2,167 

10.900 
66.300 

275,000 
22.500 
31.600 

285.048 

1.956 

11.500 

8.500 

30.000 

96,750 

29.722 

25,700 

57.000 

254.100 

247,000 

3.250 

50 

18.330 



BoNDe AND Stocks Ownid.— Conl. 
8rtocKA.—€onL 

Old Colony Insurance Co 

Polbnan Company 

UnderwriteiB*^va«e Co 

Western Union Tfiei^ph Co 



Par Market 

Vahie Vahie. 

$858,600 $717,000 

60.000 76.500 

500 500 

30,000 17.400 

Totals (book Tahe. $4377.141) $3,643,950 $4,487,700 

MISCELLANEOUS: Prior to 1880 this company was named 
the Boston Muine Insurance Company. Capital increased from 
$300,000 to $600^ in 1876. and to $1,000,000 in 1881. Con- 
flagration kiss: Baltimore. 1904. $258,235. Company transacts 
both fire and marine insurance. Value of dq)osit m Qa.. $9,870. 
This company owns $358,500 (oar yalue) of the stock of the Old 
Cobnv Insurance Company, Tiuued at $717,000. which is not ad- 
mitted as an asset by the New York Insurance Department. Loes 
by San Francisoo oonflagratbn, 1906, $24,260 (marine only). 

DIRECTORS: Ransom B. Fuller, Donald M. Hill, Wm. H. 
Linoob, Frank B. Dole. Israel E. Decrow, Calm Austin. Herbert 
Fuller. Eugene P. Carver. James W. Dunphy, Frank B. McQuesten. 
William R. Hedge. Edward E. Blodgett 

FIELD MEN AND TERRITORY COVERED: 
^^nehester. fire numager; I. Lk>yd Greene, assistant fire i 
Boston. Mass.: Frank 0. Channell. Rochester, and John B. Daooy. 
Albany, special agents for N.Y. State; W. S. (^terro, Poughkeep- 
sie, N. YVspeeial agent for N. Y. and N. J.: Harokl A. Miller. 
Philadelphia. Fk.. for East Pa.. Del.. Md. and D. C; F. W. Sip- 
peU. Pittsburg. Pa., special agent for West Pa.. Md. and W. Va.; 
Alfred H. MiUs. Boston. Mass.. special agent for No. New England: 
Jas. W. Hemingway. New Haven. Conn., spedal agnet for So. New 
England. The company operates in all the States of the United 
SUtes except Ala., Alas.. Aria.. Ida.. Miss.. Mont.. Nov., N. M.. 
S. C. and Wyo. 



BUCKEYE NATIONAL FIRE INSURANCE COMPANY, Toledo, O. 

President. H. M. Barfiekl; Secretary. H. S. BasseU. 



This company which under the name of the Peoples National was 
over a year in the process of organisation is understood to be 
about ready to do a general fire insurance business m Ohb with a 
cash capita] of $100,000 and an initial cash surplus of $50,000. The 



directors are H. M. Barfield. H. S. Baawtt. J. M. Spencer. Charles 
Fulbach. D. L. Durbin and Charles F. Souder. The company 
will confine its operations for the present to Ohio <mly. 



BUFFALO COMMERCIAL INSURANCE COMPANY, Buffalo, N. Y. 

Praaident, Charles Groben; Secretary, Geo. H. Hofheins. Organised. 1896. 
ASSETS. DECEMBER 31. 1913, $622,395; unearned pre- i dividends. $8,000; expenses. $106^; total expenditures. $320.- 
miuuM. $264,888; net surplus. $134,381; capital. $200,000; net 438; losses incurred. $188,230. In April. 1914. this company 
premiunv. $273,843; total income. $298,174; loeses paid, $206,049; | moged with the Buffalo German of Buffaki. 



BUFFALO GERMAN INSURANCE COMPANY, Buffalo, N. Y. 

President, John G. Wickser; Vice-P^dents. E. B. Eggert. Fred Greiner; Secretary, Chas. A. Georger; Assistant Secretary. F. C. Hanpi. 

Organised. 1867. 







Unearned 


Net 


Net 


Total 


Loeses 




; Total Ex- 


Lottea 


YlAR 


Assets 


Premiums 


Surplus 


Premiums 


Income 


Paid 


IXvidends 


Expeues 1 penditures 


Inourral 


1913 


$2,631,631 


$677,584 


$1,661,075 


$619,190 


$739341 


$350372 


$270,000 


$264,446^ $885317 


$382,662 


1912 


2.789.480 


678305 


1309,087 


660,622 


759.857 


375,547 


70.000 


272,672, 718.219 


358388 


1911 


2.575.274 


652.051 


1,611.092 


648,281 


757.169 


359.375 


70,000 


290.563; 719.938 


369.779 


1910 


2.533.610 


631.200 


1,597,906 


642,881 


755.006 


289.683 


70,000 


289.1041 648.787 
267.6961 588.222 


296.944 


1909 


2.446.555 


596.602 


1,567,804 


601.265 


707.902 


260,526 


60.000 


26431S 



Aann. Drc. 31. 1913. 



Real estate 


. $625,000 


Mortgage kians.... 


419.650 


Bonds and stocks.. 


. 1.421.149 


Collateral loans.... 


10,500 


Cash 


130.968 


Agents' balances... 


99.292 




25.072 


Total assets 


. $2,631,631 

— 



LiABiuniB. Dae. 31. 1913. 

Losses unpaid $32,972 

Unearned prems .... 677,584 
Res. for cont'gencies 43.000 
Other liabilitica 17,000 



Tota! liabmties . . . $770356 

Capital paid up 200,000 

Netsurphis 1,661.075 



Total 



$2,631,631 



Underwriting profit, 1913. $13,177; investment profit, $108,811. 

RISKS AND PREMIUMS: Fire risks in force, December 31. 
$135.685395; premiums thereon. $1310.478. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$17,452,569; losseB paid, $8,748,307; dividends declared, cash, 
$2,145,925. 

REAL ESTATE OWNED: Consists of a 5-story iron building 
at Main st. and Broadway, Buffak). N. Y.. carried at book value, 
$525,000, and which cost $820,000 in 1871. 



MORTGAGE LOANS: There are 198 loans, all but 1 of which 
are on Buffalo properties, and only 5 of the whole number equal 
or exceed $10,000 in auKnmt. The average amount is about 
$2,100. and on the entire number there was no overdue interest. 
Loans aggregating $419,660 are secured by properties vahied at 
$1,176,278. The largest single loan is one of $15,000 on a foundry 
at Amherst ft Tonawanda Sts.. Buffalo, vahied at $48,000. 



COLLATERAL LOANS are as foOows: 



Sacuarma. 

Am. Agri. Chcm. Co., p 

Wst-UmonTlg 

Union Pac Co 

Am. Smlt ft Ref. 0> 

Chi. R. I. ft Pac. 4% May 1. 2002. . 
Del ft Hudson. 4% June 15. 1916. 

Third Nat Bk.Birfrak} 

Germ. Am. Bk., Buffafe 



Market 
Value. 
$7401 
2.900 
13fi0l 
660f 
500 
980] 
8.0001 
4,000/ 



Amount 



$6,000 



430O 



Total. 



gitized by Vj'-L! 



$14,320 $10300 



T^r^ 



REPORTS OF FIRE INSURANCE COMPANIES. 



BUFFALO GERMAN INSURANCE COMPANY, Buffalo, N. Y,— Continued. 



B0ND8 AND STOCKS OWNED; 
Bomw. 

*rterfN.Y.CM.T..1942.4% 

0o.BTe.N.Y.,1925.4M%, 

Co. Erie, N.Y.. 1936-28, 4?^c 

Wertefaoter Co., N. Y.. 1937. 4% 

Baflib.N.Y.. 1915-29, 3M% 

Boffalo, N. Y, 1924-29. 4% 

City of N. Y. ea. itk, 1916-22. ZH% ■ • • 
aty of N. Y. It. Apk. op.. 1929. 3M% • 
Loe Aogefei, Cal., H. pit., 1920, 4M%- . 
Lo8Aii|dM.CaL,Har.i]iip., 192],4M%. 

Brtam.N.Y.,«.,1919,4S% 

C..M.A8t.P.,Clu4Pte..WDiv..l921, 

5% 

C^ M. 4 St P., Wis. ft Minn., 1921, 5% 
C. M. ft 8t P.. Dak. ft Or. So. f>iv.. 



P., La Cr. ft Day. Div., 



^1916, a. ^ 

C. M. ft 1 

1919.5% 

C. M. ft St. P., Daboque Dir.. 1920. 6% 

C. B. ft Q., Neb. Ext.. 1927. 4% 

C. NarthwaCBS. f.. 1915. 7% 

C, Nortbwn. Eq. Tr., 1912. 1918. iH% 

StP.ftSknzCity, 1919,6% 

St P.. Minn, ft Alan., 1033. 4% 

A.. T. ft & Fe, East OUa. Div., 1928. 4% 

Ddsvareft Hodaon. 1943. 4% 

Booe. Wat.ft Ogdans.. 1922, 5% 



Pfer 

Vahw. 

975,000 

15,000 

42,000 

40.000 

206,916 

320.000 

135,000 

40.000 

16,000 

9,000 

14.000 

55.000 
40,000 



25.000 
25.000 
30,000 
11.000 
30.000 
29,000 
20.000 
25,000 
40.000 
26.000 



Maiket 

Vahw. 

973,500 

14.850 

40320 

38,400 

201,668 

316,800 

129,300 

36.400 

16.840 

8,820 

13^60 

66.660 
41.200 



25.000 36,250 



25,500 
27,000 
28,500 
11,330 
19,800 
31,080 
19,000 
23,000 
37,600 
26.780 



Boma AND SvocKB Owmbo.— Conl. 
hoiam.—C(nU. 

L. S. ft M. So.. 1997. ZH% 

Buffalo So. Wert. Ext. Cont.. 1918. 5%.. 

N. Y.. Lack, ft W., 1921. 6% 

N. Y. Central, Eq., 1920, 4^% 

Peontflvania. Gn. Eq. IV.. 1917. 4%. . . 
BQffak>RaUwMr.]931,5%...» 



Niagara Falb P.. 1982, 5%. 
B^Mo General El., 1939. bZ 



Par 

Value. 

$25,000 
15,000 
25.000 
15.000 
15.000 
25.000 
15.000 
25.000 



Market 

Vahie. 
121.250 
15.000 
37,250 
14JK50 
14,700 
25,500 
15.000 
25,500 



Toteb (book vahie, $1,421.149) $1,443,916 $1,421,149 

- a .-s -r — ■■■ ' SB 

MISCELLANEOUS: Conflasntkm Umnh: Ckicago. 1871, 
$5,000; SanFrandMso. 1906. $375,000. net Cbebea, 1908. $65,430. 
In April, 1914. thia oompaay absorbed the Buffalo CommerciaL 

DIRECTORS: 0. J. Enrt. Charlea BoUer. George GoeU. 
Michael Hauaaoer, Edwm B. Egnrt, Georce urban, Jr.. John 
G. Wickaer. Henry P. Houck, Chtfks Groben. Edwin Q. S. Miller, 
F^ank Nodi. Frank P. Pemn, William J. Bearer. Georce W. 
GoeU. Fred Greiner, L. P. Adolff. Jr., J. M. Meaner, Alfred 
G. Hauenetein. John L. KronenbvK. J«oob C. Dold. 

FIELD MEN AND TERRITORY COVERED: Chas. J. 
HerboM, general aoent, Edw. F. Chike, Henry M. BliOer, C. W. 
Thinoer, W. F. Abbey. H. J. Lambin. C. C. Boireiaox, special 
agents. The oompany operates in Colo., Conn., D. C„ IH, Ind., 
Ia..Ky.,Md.,Ma8i., Mieh., Minn.. Mo., Neb..N.J.. N.Y..O., 
Pa., W. Va.. and Wis. 



CALEDONIAN-AMERICAN INSURANCE COMPANY, New York, N. Y. 

Pkndent, Chaa. H. Port; Viee-Pket., R. C. Christopher; Seoretary. Milward Prain; Aart. Sec., H. E. Franek. Organised. 1898. 



TSAX 


Aasete 


Unearned 
Fkennunis 


Net 
Airplus 


Net 
Pwiftfaitni 


Total 
Ineome 


Loans 
Pfeid 


Dividends 


Expms 


Total Ex- 
penditures 


Losses 
Incurred 


)913 
1912 
1111 


$253,360 
253,114 
256,827 
2S0,2M 
253J098 


$14,165 
12.617 
13,337 
16.202 
24.673 


$35,938 
38,104 
39,134 
31,505 
25,406 


$16,986 
15,635 
13,423 
16.306 
14.232 


$26,741 
25.516 
22.966 
25,883 
23.337 


$9,506 
9.321 
11.784 
10.259 
6.230 


$8,000 
8.000 


$6,794 
5.524 
4^93 
5,965 
4.846 


$33,300 
22.845 
16.677 
24.224 
I9.07d 


$9,715 
6,921 
12,960 


1910 
1909 


8,000 
8.000 


0.670 
4.434 



« Dk;. 31. 1913. LuBiinxaa, Drc. 31, 1913. 

Boadi and stocks... $229,982 Loaaes unpaid $2,466 

CMk 4,789 Unearned jprems... 14.165 

AcBBtB'hahnees.... 12,295 Other liahmties. .. . 800 

Intewt 2,480 

OtlMrasBsIs 3.833 Total liabiUti«... $17,431 

Capital paid up. . . . 200.000 
Netsuiphis 35.938 

TotalasseU $253.369 Total $253.369 

Undwiitiag loas, 1913. $433; inTestment profit. $6,268. 

RISKS AND PREMIUMS: Fire risks in forw, December 31. 
12.861,888; pramama thereon, $26,590. 

Bl-SINESB SINCE ORGANIZATION: Premrams received, 
$481,064; ksns paid. 9426,006; divkkinds declared, cash, $84,000. 

BONDS AND STOCKS OWNED: Fsr Market 

BoHiM. Vahie. Value. 
N. Y. Oy., ep. atk.. 1985-54, Zk%; 

I9m,i}i% $231,000 $199,470 

Brooklya, Qneena Co. ft Sub. R. Co., 

Ini.g..l941,5% 5,000 5,000 



BoNDa AND Stocu OwKWD.—Cmt, Par Market 

BoNM.— CoA<. Value. Vahie. 

N. Y., 0. ft W., Ry. Co., r.m.g., 1992. 4% $5,000 $4,200 

8teinwayR.R.,N.Y..lni.g..l922.6% 5.000 5.000 

10th ft 23d St. Fy. Im. g.. 1919. 5% 5,000 2,300 

Amar. Tl. ft Tg. cr. g.. 1933. AH% 1,200 1,152 

Stocks. 

Amer. Tl. ft Tg, Co.. cap 6,000 7,260 

Pitts.. Bess, ft L. E. rTr. Co., gr 10.000 5.600 

Totab (book value. $245,648) $268,200 $229,982 

DIRECTORS: Chas. F. Mathewson, Chester B. Lawrence 
Walter D. Brig^, Hany A. Kahlv, N. A. MeNeU, Chas. H. Post. 
R. C. Christopher. Chaa. B. HubbeU, H. E. Franek. 

FIELD MEN AND TERRITORY COVERED: Theoomi 



is Uoensed in Cal., Cob., Conn., Me., Md., 
N. Y., Pa. and Wash. 



, Mich., 



T7. 



CALIFORNIA INSURANCE COMPANY, San Francisco, Cal. 

VrmdeaU E. T. NiebOng: Secretary, George W. Brooks. Organised, 1861. f 







Unearned 


Net 


Net 


Total 


Loesai 






Total Ex- 


Losses 


VlAB 


AsssiB 


Pkemhans 


Surplus 


Premiuntf 


Income 


Pfeki 


Dividends 


Ei.[fphwffl 


penditures 


Incurred 


1913 


$1454,679 


$350,681 


$305,450 


$482,562 


$546,977 


$299,282 


$55,000 


$247,076 


$601358 


$276,473 


1912 


UIB.144 


518»4A2 


269,137 


493,910 


550,606 


324,048 


60.000 


216.974; 601.022 


294.926 


1911 


U13.1Q6 


mm 


204,812 


750,615 


818,090 


284,464 


60.000 


307.747 652.211 


287,112 


122 H****** 


545,136 


151,709 


682.437 


738,950 


324,487 


60,000 


297354 682.341 


311,566 


1«09, U23JB44^ 501.084 


160,730 


723.009 


768.745 


271,853 


60.000 


302,364 634.217 


275,599 



^BdsaBwl in 1882 m 
15.1906. 



Fund, Home of New York and Peoples of Manchester; reorganised and resumed business June 

Digitized by ^^UUV LC 



30 



REPORTS OF FIRE INSURANCE COMPANIES. 



CALIFORNIA INSURANCE COMPANY, San Francisco, Cal.—CorUinued. 



Aasm, Die. 31, 1913. 

Realestate $86,000 

Mort«i«elottzi8 343.000 



Bonds a^ stocks 
Collateral lottos 
CMh 



Interest 
Other 

Total 



454.275 
47,000 
66,738 

147,736 

10,756 

174 



LuBiLrrm, Die. 31, 1913. 

Looes unpaid $21,614 

Unearned prems .... 350,681 

Reins and ret prems. 154349 

OtherliabiUties 22,085 

Total liabiUtieB. . . $549,229 

Capital paid ap 400,000 

Netsurphis 205,450 



$1,154,679 Total 



$1,154,679 



Underwriting loss, 1918, $5,401; inrestment loos, $621. 

RISES AND PREMIUB4S: Fire risks in force. December 31, 
$48328,296; premiums thereon. $702,159. 

BUSINESS SINCE ORQANIZATION: Premiums receiyed. 
$4381.235; losses ptid, $3358.664; dividends dedaied, cash, 
$825,000. 

REAL ESTATE OWNED: CompriseB k>t 40x60 ft, 4-«tory 
and basement brick building, 550458 Sacramento St.. San Fran- 
daeo, Cal. The net income in 1907 was $2,975; in 1908, $6,045; 
in 1909. $5,152; in 1910, $5,945; in 1911, $4317; in 1912. $4316. 
in 1913, $517. The rental includes $3,600 for the company's 



MORTGAGE LOANS: There are 9 mortgage loans aogre- 
gating $343,000 protected by real estate in and near San Fnui- 
dsoo, in SpokanCjJFash., and in Fresno, vahied at $916,960. The 
company holds $276,750 of fire insurance on the buildings. There 
was no interest past due on December 3 1. last. 

COLLATERAL LOANS an as foOows: 



Securities. 
Judaon Mfg. Co.. 1.000 shrs. 
Pacific Casualty Co^ 40 shrs. 
People's Wat. Co.. OaUaod. . 



Market 
Vahie. 



Totals., 



BONDS AND STOCKS OWNED. 
Bonds. 

LoaAwiH. ;...1;v,l;^;., 11)43,^%.... 

Lo* An^sebs Pao., 1 gs.. 11*31. 5''b 

Oaklao{lTr%D9]t.Qa., 1932, 5% 

(kklaiid Tr., 1935. 5^^.... 

OakUwdTr. a,, 1935. 5% 

United R. R. Jao Fria, 1927, 4% 

Ptetaluma k Sajita Rosa R. R., 1924. 5%. 

LosAngelcftRy., 1938,5% . . , 

San F^an. Oak. A: Skq J. Ry.. 1 933 . 5% . . . 
Rte.El.Rj.ofCol.jM3.5% 



Amount 
Loaned. 

«^P $12,000 
47,950 35,000 

$72,450 $47,000 



Par 
Value. 
$20,000 
10.000 
10.000 
10.000 
20,000 
50.000 
12,000 
20,000 
5,000 
5.000 



Market 

Value. 

$19,000 

10.050 

9.900 

7.500 

16.500 

26,000 

10.800 

20.500 

4.875 

5.012 



Bomw AMD Svoou Owmo.—CcnL 
Bofnts,—CcnL 

WettHUpfti! ,. .. 

Butter Stml il-,\, <^ii i riia..l9l5.5%. . . 

I'nciDa TL ^ T«., iyri?,5% 

Edbon \Aght A Pow . , Sim Fnin. , 1 93 1, 6% 
Gnat Western Fow.. Sao Fmo.. 1946,5% 

Na£oti£hiCik,iki] F^mo., \9m, 6% 

City m, San Fraa. 1937.5%...... 

Dij. No. VaowSTW, B.C.. 1961. 5% 

N«w Wartminsta. B, C, imiAifo 

Wuinipflf M. da,. 1943.4% , 

Calgary, Albttta ,iwn. 4f % 

Br&QdfUi. ^f^lllitoba, 1953. 4*% 

Oak Bay, B C. 1962. &%..,. ..... 

PacGisA El . ™., %a FrM„ 1943,5% 

Sac. Gas. El. ARy., 1927, 5% 

PeopleiWater,Oakland.l937,5% 

9X00X8. 

Merchants Nat. Bk., San Fran., 

Calif. Wine A88n.,p., San Fran 

PacifioGasAEl.,p.,SanFran 

PacifioTl.ftTK.,p.,SanFran 

Paoifio Coast Ad. bur., San Fran 



Totak, (book value, $491,323). 



Par 


Market 


Vahie. 


Value. 


$65,000 


$48,181 


5.000 


4.625 


20,000 


194K50 


15,000 


15,750 


25.000 


20.000 


40,000 


20.000 


15,000 


12.075 


10,000 


8.500 


10,000 


8.900 


10,000 


8.500 


10,000 


9,100 


10,000 


8.400 


5.000 


4.250 


5.000 


4.212 


10.000 


10.000 


50.000 


34.250 


12.500 


11.250 


40.000 


32.400 


20.000 


16.300 


17,000 


13,855 


500 


500 



$557,000 $440,436 



MISCELLANEOUS: This company was reorganised and re- 
sumed business June 15. 1905, with a net cash surplus of $150,000. 
Its losses in the San Frandsoo conflagration of 1906 amounted to 
$l.n6.764. Subsequent to the conflagration its stoekholderB 
paid in assessments aggregating $1,830,000 during 1906. In 
1907, stockholders paid in $860,000 additional surplus, and $160,000 
additional capiUl. Reins, its Western, Middle East depCs in the 
Commercial Union, London, in 1913. Valueof deposit in Canada, 
$47,650. 

Early in 1912 the company reinsured its Eastern Department 
business in the American Union of Philadelphia, Pa., effectiTe- 
Julyl. 1912. 

DIRECTORS: W. E. Dean, A. D. Cutier, E. W. McCarthy. 
George L. Payne. A. Haas. E. T. Niebling, Wm. Thomas, Chas, 
H. Jones, Ja8.K.Moffitt. 

FIELD MEN AND TERRITORY COVERED: Special 
agents. L. H. Robins, Los Angeles, Cal., for So. Cal.; G. Sohiurler. 
Denver, Colo., general agent, Rocky Mountain department. Cok>, 
and Wyo.; Geo. A. Olney, general agent for Arii.; J. J. Clayton, 
San Francisco, Cal., fo^ No. Cal.; J. W. Warner, San Francisco, 
Cal., for Cent. CaL and Ner.; A. N. Lindsay and C. M. Rupe. 
Seattle, Wash., for Wash., Utah, Mont and Ida.; B. A. Sifford. 
PortJaod. Ore., for Ore. The company operates in Alas., Alta., 
ArU., B. C, Cal.. Colo.. Haw., Ida., Mont., Nev., N. Y., Ore., 
Utah, Wash., Wyo., Man. and Sask. 



CAMDEN FIRE INSURANCE ASSOCIATION, Camden, N. J. 

President, Edmund E. Read, Jr.; Vice-President, J. Lynn Truscott; Secretary and Treasurer, Joseph E. Sharp; Aanstant Secre- 
tary, Millwood Truscott; General Agent, Arohibald Kemp. Organised, 1841. 







Unearned 


Net 


Net 


Total 


Loeses 






Total Ex- 


Loeses 


Ymjjl 


Assets 


Premiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


penditures 


Incurred 


1913 


$3,056,474 


$1,439,414 


$812,106 


$1,578,274 


$1,710,993 


$853,017 


$65,980 


$616,336 


$1,535,333 


$823,002 


1912 


2,930,045 


U14.875 


826.321 


1.452.063 


tl.568,778 


770,358 


66.955 


558.090 


1.395.403 


814.294 


1911 


2.562.690 


1.187.929 


743.325 


1.305.574 


1,415.148 


736.871 


59.980 


502.937 


1.299.788 


718.437 


1910 


2.444.473 


1.169.630 


644.437 


1.316,467 


1,422,682 


740,727 


48.981 


497.515; 1.287.223 


712.126 


1909 


2.319.348 


1,076,615 


597.734 


1,261,880 


tl.348.280 


652,460 


45.113 


451.650 1.149,223 


664.744 



Unearned premiums include amounts reclaimable on perpetual policies. t Excludes $100,000 additional surplus paid in. 



Assets, Dec. 31, 1913. 



Real estate 

Mortgage loans... 
Bonds and stocks. 
Collateral loans... 

Cash 

Agents' balances.. 

Interest 

Other assets 



$99,000 

716,525 

1,778.165 

96,070 

83.929 

252.143 

30,187 

455 



LiABiLnTBS, Dbc. 31, 1913. 

Losses unpaid $143,083 

Unearned prems.... 1,411,385 

Perp. dep. reel 28,029 

Contingent reserve . 40,000 
Other liabilities 21,871 



Total liabilities... $1,644,368 

Capital paid up 600,000 

Netsurplus 812.106 



Total assets $3,056,474 Total . . . 



$3,056,474 



Underwriting profit, 1913, $5,049; investment profit. $76,736. 

RISKS AND PREMIUMS: Fire risks in force (except per- 
petu&ls). December 31, $251,648385; premiums thereon. $2,686,- 



655; perpetual fire risks, $1,272,067; deposit prenuums thereon 
$31,143. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$13,634,471; losses paid, $6,960,737; dividends declared, cash. 
$770,026; stock, $52,865. 

REAL ESTATE OWNED: Consists of the companv's office 
building, and annex to office at S. W. cor. 5th and Federal sts. 
(company occupies both buildings), Camden, valued at $99,000 
(cost $105,036). 

MORTGAGE LOANS: There are 211 loans, relatively few of 
which exceed $4,000. They are chiefly secured by properties in 
Camden. Atlantic City and nearbv towns. There are several 
loans of $10,000 to $25,000 secured by Atlantic City properties 
valued much higher. The overdue interest upon $716325 of 
mortgages amounts to only $372, and the loans thus in default 
numberl3foranaggremteof$12,95(}. . ,. .. ...^ 

digitized byVjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



31 



CAMDEN FIRE INSURANCE ASSOCIATION, Camden, N. J.— Continued, 



COLLATERAL LOANS ue m foUows: 



Central Tr..Oundeii.N.J^ 140 ahn 

CatnlTT.,Caindea.N. J.,(X)ahn 

(^mden Hone R.R^ 250 ahn 

GloaeeBtcr Turnpike, 132 ahn 

GkNuaUr Turapike, 132 ahn 

Gkmceiter Turnpike, 133 ahn 

F]ntNat.Bk.,OtiennCity,10ahn 

SeeantyTr..OBmdea,N.J^10ahn 

8eamtyTr..Cundai.N.J..5ahn 

Security 'IV.,CKadeii,N. J., 5 ahn 

W.Jet8eyA8em.R.R..270dn 

Pub. Ser. Corp. of N.J^gn.m^l058,5% 

Bari.GMLt.lm.g.. 1055.5% 

StL.*Sa2iFnii.,gn.faL,1927,5% 

Pab. Ser. Corp. of N. J., perp. ini, 6% . . . 

WcrtMo«bndCo.,EI 

Ft W. ft Wab. Val. Te.. 1 cs. m.. 1034. 5% 

Coaa-Tc. 1033. 5% 

Jeney CHy. Hob. A Pftt. Ry.. 1 m.. 1040. 
4% 



Totala.. 



BONOS AND STOCKS OWNED: 
Bonds. 

AUaiiticCity.N.J..pnv..l028.4i% 

Brklgeton. N J., pk.. 1027,4% 

Camden City,N.J.,hoip.. 1037.41%.... 

CamdenCo.,N.J.,c.h..l044.5% 

CoUbflnrood. N. J., ac., 4% 

DukthGty, vsi. A It.. 1026,5% 

GJoueeaterCity.f. 1915,4% 

Haddonfidd, N. J., ac, 1042-M, 4}% 

JeneyCity,N.J.,f.w»t.,1032.4% 

M(rcfaantTille.N.J..ac..l022.4i% 

Oe«nCity.N. J..8C., 1020, 4J% 

Obmi City, N. J.. p»v. f. g.. 1032. 4% . . . . 
Oeean City. N. J., floating ind., 1041. 5% 



RkfainoDd,Va.,1026,4% 



Va.,103S,4< 



€■ 



iVV, pub. imp., 1045, 4% 

Ricfamood, Yn.. pub. imp., 1043, 4% 

Troup Co.. Ga^ 1041, 5% 

Atbatie Cy. Ry.. 1 cs. m. g.. 1051. 4% . . . . 

Athatae CHy Ry.. g. m., 1010. 5% 

Bnd«eton ft MiUvile Tc, 1 m., 1030, 5% 
CaoMkn ft Suburban Ry., 1 m., 1046, 5% 
CitiKos St. Ry.. Munde, Ind.. 1 m.. 1027. 

^■. 

Comolid»t«dTc..N.J..g..l033.5% 

Eaitoo ft Amboy Ry., res. 1 m.. 1020. 5% 
J. C, Hobokcn. Pst. R. R., 1 m. g., 1040. 

i% 

Lehigh ft Hud. R Ry. ft F. Co., gn. m. g., 

\m,h% 

UhighVaJ.Tm.Ry.,g., 1041.5% 

Mkflaad R. R. N. J.. 1 m.. 1040. 5% 

Morria ft Eiaex R R.. 1 ca. m.. 1914, 7% . 

N.J.ftN.Y.Ry., Im.. 1050,5% 

N. J. ft Hudaon River Ry. ft Ferry, 1 m.. 

1950,4% : 

Newark Pasi. Ihr.. os. 1 m. g., 1030, 5%. . 
North Hmkon Co. Ry.. m.. 1014, 6% .... 

P»teraonRy.,cB.m-, 1031,6% 

Seaoos8tRR.,pr.hL,1048,5% 

SeaeQastR.R..gn. m.^ 1048,5% 

So. J«r. Gaa El. ft Te.. 1 m. g., 1053. 5% . . 

TmiiooG aa AEl.. 1 m.. 1040, 5% 

TraitoaPaaa.RR,lm.,6% 



Market 


Amount 


Vshie. 


Losned. 


$14,605 


110.000 


6.286 


3,500 


35.000 


24.000 


0,900 


3.000 


0.900 


320 


9.075 


3.000 


2.000 


1.500 


2350 


1.000 


1.425 


600 


1.425 


500 


14310 


10.000 


2.700 




3.720 


7.750 


3315 




10.400 




5.000 




10.000 


y 30.000 


10.000 





10.000 



1158.070 106.070 



Pftr 


Market 


Vfthie. 


Value. 


140.000 


$40,000 


5.000 


4.750 


50.000 


50.000 


100.000 


05.000 


23.000 


21.116 


5,000 


5.000 


50.000 


50.000 


10,000 


10.000 


5.000 


4300 


18,000 


18.000 


38.000 


38.000 


11300 


10350 


15.000 


15.000 


3300 


2.010 


12.000 


11.640 


5.500 


5.335 


11.000 


10.670 


10,000 


10,000 


26.000 


23.400 


26,000 


26.260 


12.000 


12.000 


100.000 


101.000 


2.000 


2.000 


100.000 


100.000 


2.700 


27.270 


50.000 


37.500 


12,000 


12,000 


65,000 


60.550 


25300 


25.500 


10,000 


10.000 


15.000 


15.000 


30,000 


23.400 


35.000 


36.050 


3.000 


3.000 


20.000 


21,400 


15,000 


15.750 


2.000 


2,100 


55,000 


54.450 


16.000 


16.000 


37,000 


40.700 



Bonds and Svocu Owwa.—Cmd, 

Bonds.— CoMl. 

West Jer. ft Sesahore R. R. 1 ca. m.. 1036. 

3i% 

American Tl. ft Tg..cB.g-, 1083, 4*% . . . 
Hoboken Ferry. Im^' IDIn 5 
Hudaon Co. Gm. 1 m. g.. I9t^, V , 
Long Dock. ea. m. g. J WAh . 4V , 

NewarkCa.Gaa.,c8.m J&48,5 c 

Newark Qaa.. lm.g, 1944,6^;. 

Pat. ft FMaaic Gas k EL, cs. m., 1949, 5% 
Pub.Ser.Corp.ofN J. PCT. int., 0% ... 
Pub. Ser. Corp. of N . J. . ». f . J 059, 5% . . . 
Pub. Ser. Corp.. N. J., par. ctr. 1914. 5% 
United El of N.J. 1 m.,g., )WS),4'\ . . . 



Stoces. 

Camden HoraeRR 

Camden and Sub. R.R 

Phila.. Germ, ft Norria. R. R . . 

Reading Co.. c 

UnitedN.J.R.R.ftCan 

West Jeney ftSeaahore R. R . 

Camden Safe Dep. ft Tr 

Girard Trust 

Phila. Nat. Bk 

American Tl.ftTg.,N.Y.... 

General Adi. Bur.. N.Y 

Phila. and Camden Ferry 



Pftr 


Market 


Value. 


Vahie. 


$10,000 


$8300 


8.000 


7.760 


25.000 


25.000 


25.000 


25.000 


20.000 


24.200 


10.000 


10.100 


3.500 


4.235 


20.000 


20.000 


20.000 


20.600 


20.000 


18,000 


20.000 


20.000 


50.000 


30.000 


12.500 


70.000 


12300 


10.000 


5.000 


14300 


10.000 


16.800 


70.000 


155.400 


30.000 


32.400 


625 


2.500 


4300 


37.800 


3.000 


13.050 


40.000 


40300 


450 


450 


27300 


77.000 



Totala (book value. $1.851,408) $1.542.775 $l.n8.006 

MISCELLANEOUS: Capital meraaaed in 1000 from $105,730 
to $200,000; in 1003. to $300,000; in 1004, to $400300; in 1000. 
to $600,000; in 1012. to $600,000. Abo $100,000 additbnal 
aurphia added each year. Conflagration loaaea: Baltimore, 1004, 
$40,000; San Frandaoo. 1006. $365,000. net. 

DIRECTORS: F. Wayland Aver. Frank J. Burr. David Baird, 
John F. Hamed. Wm. C. Jonea. Edmund E. Read. Jr.. Chaa. A. 
Revnokb. Wilbur F. Roee. Frank C. Somera. Wm. J. SeweU. Jr.. 
J. Lynn Truacott. Wm. T. Read. 

FIELD MEN AND TERRITORY COVERED: A. J. Wood- 
worth ft Co., Syracuse. N. Y., general aowta for N. Y.; Lohmeyer, 
Gokiamith. Fktteraon Co., Charleston, W. Vs.. general agents for 



W. Vs.; Cravena ft Cage. Houston. Tex., general agents for Tex.; 
Edmund Wmehester. Boston, Maas.. general agent for New Eng- 
land SUtes: Loren H. Green ft Co.. Jsckaonville. Fla.. general 
aoents for Fla.; C. W. Kimmell, general agent for 0.. Ind. and 
Mich.; Rodney Davis, general agent for Ifl.. Ky.. Tenn., Neb., 
la.. Minn.. Wki.. Mo., N. D. and Cok>.; John F. Gillians, special 
agent for N. J.; A. Y. Find]«y, apecial agent for Pa.; Dan B. 
Harria. manager; Chas. M. Jerome, aaaiatant manager. Atlanta, 
Ga.. for Ga.. Ala.. N. C, S. C. Va. and Eastern Underwriten 
for Fla. Special agenta: P. W. D. Jonea. Richmond, Va., for 
Va.: T. H. DeGraffenraid. Chark)tte, N. C. for N. C. and S. C; 
L. J. Leonard. AtlanU. Ga.. for Ga.: Ben P. Richards, Jackson- 
ville. Fla., for Fla.; H. E. Parker, Birmingham, Ala., for Ala.: 
Groea R Scruggs. Dallas, Tex., general agent for Ark.. Okla. and 
La.; George OT Hadley. San Franciaco. Cal., manager Pacific 
Dept.; C. H. Ward. San Franciaco. Cal.. manager Pacific Dept. 
for the Eastern Underwriten. The company operatea in all the 
aUtea of the U. S.. except Alaa.. Aria., Ida.. Kan.. Me., Mont., 
Nov.. N. M.. S. D.. Utah. Vt., Wyo. 



CAPITAL FIRE INSURANCE COMPANY of Concord, N. H. 

Preaident, Chas. L. Jsckman; Anistant Secretary. F. T. Jaokman. Organised. 1886. 





Unesraed 


Net 


Net 


Total 


Loeses 






TotsI Ex- 


Loaaea 


Ysia 


Aaaets 


Premiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


penditures 


Incurred 


1913 


$761371 


$180380 


$256,006 


$201,628 


$241,628 


$00,149 


$16,400 


$94,674 


$210,223 


$95,432 


1912 


752364 


156.330 


250306 


217.658 


250.413 


96.598 


16.400 


SS'SS^ 


209319 


106.538 


1911 


758318 


83.687 


301303 


♦11.542 


tios.ooi 


251,133 


54.900 


67,921 


373354 


216.670 


1910 


016340 


374.052 


214372 


450.400 


500,801 


264.443 


10.350 


170,400 


445,193 


271.070 


19U9 


834352 


387380 


160.006 


464.140 


502.651 


265.729 


7.700 


175.552 


448,981 


286.037 



* AggRgate net 



premiuma written. $459365; paid for reinaurance, $448323. 
paid. 



t Includea $51,740 exceaa of commiaaions re- 
Digitized by VjiUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



CAPITAL FIRE INSURANCE COMPANY of Concord, N. H.^CotUinued. 



AflBsn. Dbc. 31.1913. 
Realestote 183.200 



Mortgage kMuu., 
Bonds and stocks.. 
Collateral loans. . . . 

Cash 

Agents' balances... 
Interest and rents. 
Otlieri 



Total 



116.114 
406.196 
8.500 
22.661 
30.749 
3.924 
27 



LxABiunw. Dbc. 31.1913. 

Losses unpaid 121^1 

Unearned prems.... 180JS89 
Borrowed mon«y . . . 100,000 
Other fiabilitia.... 3.154 



Total liabiUties... $305,275 
Capital paid up.... 200,000 
Netsurplus 256.096 



$761,371 Total $761,371 



Underwriting profit. 1913, $11,472; L 



profit. $5,490. 



RISKS AND PREMIUMS: Fin> risks in foree. December 31. 
$34,955,102; premiums thereon. $364,890. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$5,768,980; losses paid. $3,408,525; dividends declared, cash, 
$265,364. 

REAL ESTATE OWNED: The priadpal item is a brick 
bkwk on School st., ConcQrd,t he book vahe of which is $75,000 
and which is carried at $75,000. There are also improved prop- 
erties in Nashua and Concord, N. H.. valued at $1,200 and $7,000 
respeetivdy. 

MORTGAGE LOANS: There are 29 kmns. amountinf to 
$116,1 14. and secured^ improved real estate in Concord. Nashua, 
Manehester, N. H.; WoroeBter, Mass.. St. Johnsburv. Vt.. and 
Lawrence, Mass.. vahed at $257,600. The company nolds $156.- 
700 insurance on the buildings. Interest past one December 31, 
last, amounted to $124. Most of the loans are small, the largest 
being one of $33,000 on 4-etor7 brick mercantile block, and two 
tenement brick dwpUings, Concord, N. H. 



COLLATERAL LOANS ar« as foUows: 

SacuRims. 
Nat State Capital Bk.. Conooiti. N. H. . . . 
Swift* Co 



Maricet 

Value. 

$1,175 

9.450 



Amount 

Loaned. 

$1,000 

7,500 



Totals.. 



BONDS AND STOCKS OWNED: 
Bonds. 



$10,625 



$8,500 



Albany, N. Y^ 1926. i% 

Concord, N. H., 1914. 3J% 

Concord, N. H.. 1919,3*% 

New Rochdle, N. Y., 1921, 5% 

Now York Cy., 1954. 3i% 

New York Cy., 1936.4% 

Now YoricCy., 1953. 3i% 

New York Cy., 1960. 4i% 

Orange County. 1020. 4i% 

Richmond, Va.. 1944, 4% 

Somersworth. N. H.. 1915. 4% 

Somervworth, N. H., 1918, 4% 

Syracuse, N. Y.. 1921, 44% 

B. A M. R. R. time n., 1914, 5% 

N. Y.. N. H. k H. R. R.. saL adv 

Ptte Marquette R. R.. Ind., 1 m.. 1943, 

4% 

Somerset Ry.. 1 m.. 1955, 4% 

Southern Indiana Rv., 1 m., 1951. 4%. . . 
Consolidated Gas. fe. Lt. & Pr., Bait., 

1935.41% 

Federal Sugar Re., time n.. 1914. 5% . . . 

Keokee Cs. Coke.. 1959, 5% 

Metropolitan Steamship, 1 m., 1939, 5%. 

N. Y. k Pa. Tl., 1929. 4% 

NipeBay,1914,6% 

Pige Belting Co., dem. n., 1914. 6% . . . . 

Stocks. 

Atch., T. A S. Fe R. R.. c 

B.AM.R.R.,0 

Ch. Je. R. R. Union Sck Yd, p 



Par 

Value. 

$5,000 

1.500 

1,000 

3.000 

2.'S.000 

40.000 

32,000 

15,000 

5.000 

11,000 

1,000 

2,000 

5,000 

5.000 

1.100 

2.000 
1,000 
7.000 

1.000 
1.000 
3.000 
5,000 
3.000 
5.000 
35.000 



10.000 
3.300 
3.000 



Maricet 

Value. 

$4,900 

1,500 

960 

3.120 

21.250 

38,400 

27,200 

15.000 

5.050 

10,230 

1.000 

1.980 

5,a50 

4.700 

1,100 

1,460 

870 

5.040 

860 
080 
2.700 
3,750 
2.610 
5,000 
35,000 



9,400 
1.419 
3,150 



Bonds and Stocu Ownbd.— Cogf. 
Stocks.— Cm/. 

C. M. & St. P. R. R., c 

Ch. Northwestern R. R., c 

Concord A Montreal R. R 

Delaware k Hudson 

Great Northern Ry., p 

Great Northern Ry., p. 

Illinois Central R. R 

Manhattan E. R. R 

Massachusetts E., p 

N.Y.C.&H.R.R.R 

N. Y.. N. H. & H. R. R 

Northern Pacific R. R 

Pennsylvania R. R 

Southern Pacific R. R 

Southern Pac. R. R. ct. of int 

Union Pac. R. R., c 

Pint Nat. Bk, Concord. N.H 

Mechanics Nat. Bk. Concord, N. H . . . . 

National Bk, Lebanon, N. H 

Nat. St. Capital Bk, Concord, N. H . . . 

American Agr. Chem., p 

American Locomotive, p 

American Sugar Re., p 

American Tl. & Tg 

American Tob., p 

American Woolen, p 

Amoskeag Mfg.. o 

Concord Axle 

Concord El., c 

Concord El., p 

Concord Real Estote 



Federal Sumr Re., p 

General Ad). Bur 

General Electric 

Liggett k Myers Tob., p 

P. Lorillard Co., p 

Mergenthal«r LiiKvtype 

Nashua Mfg 

National Surety 

National Sugar Re 

Page Belting 

Phenix Mut. Fire Ins., c 

Phenix Mut. Fire Ins., p 

Pnscott Piano., p 

PulhnanCo 

Stonega Coke k Coal, e 

Swift A Co 

Woodbury E Hunt Co 

Underwriters Salv., Chicago. . . 

United Fruit 

United Shoe Mach.. p 

United States Sted. p 

Virginia-Carolina Chemical, p. 

Western Adj. k Insp 

Western UmonTg 



Par 


Market 


Vahie. 


Value. 


$3,000 


$3,000 


4.500 


5,805 


2.000 


2,500 


4,000 


6.120 


9,400 


11,938 


800 


1.070 


6,800 


7,344 


1,000 


1.310 


2W 


1.650 


6,000 


5.580 


3,500 


2.660 


4,500 


4.906 


2,500 


2.750 


12,000 


10.800 


800 


760 


34X10 


4,740 


1.400 


4.900 


15.000 


24.000 


1,000 


1.400 


14,800 


35,520 


8,000 


2,760 


4,000 


3.880 


8,000 


9.120 


16.600 


20,086 


1.600 


1,664 


6,400 


4.928 


7,800 


4.758 


2,200 


2.640 


5.800 


4,640 


3,100 


2.945 


9.300 


6,975 


2,000 


1,540 


100 


100 


8.100 


11.421 


400 


452 


300 


336 


2,200 


4.664 


1,000 


1.100 


600 


875 


600 


470 


8,750 


8,730 


2,900 


2.900 


5,600 


5.600 


2,500 


1.250 


8,200 


12.546 


1,500 


450 


7,500 


7.950 


500 


250 


500 


500 


.%100 


5.115 


1,500 


1.740 


8,500 


9.010 


1,000 


900 


100 


200 


2,000 


1.160 



Totals (book value. $503.312) . 



$467,450 $406,196 



MISCELLANEOUS: This company guarantees the policieii of 
the New England Underwriters' Agency. The company started 
business. 1885, with $1,500 capital, which was subsequently in> 
creased by cash paymentK as follows: 1886, to $25,000; 1887, to 
$50,000; 1889. to $100,000; 1891, to $200,000. Conflagration loss: 
Chelsea. 1908. $32,619. 

DIRECTORS: Charies L. Jackman. Joaiah E. Femald. Fred N. 
Ladd. I. M. Savace, F. T. Jackman. Eben M. Willis, aU of Con- 
cord; Wm. P. FiBke. of Lebanon; Fred W. Cheney. Edward G. 
Leach. Franklin; Geo. H. TUden, Keene; J. D. MUh, Summit, N J. 

FIELD MEN AND TERRITORY COVERED: Special agents. 
F.T. Jackman. A. R. Kendall, Concord, N. H.. for N. H., Vt.. 



Mass.. R. I. and Conn.; John W. Gailey, Bedford, Pk.. special 
tent for Pa.. N. Y. and N. J. The company operates in Conn., 
fd.. Mass.. N. H.. N. J.. N. Y.. Pa., R. Land Vt 



CAPITAL FIRE INSURANCE COMPANY OF CALIFORNIA, 

Sacramento, Cal. 

President, H. C. Muddoz; Secretary, J. F. Landis. Organited, 1911. 



YlAB 


AsMta 


Unearned 
Premhims 


Net 
* Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Paid 


Dividends 


Expenses 


Total Ex- 
peodituns 


Losses 
Ineumd 


1913 


$329,170 
312.172 


$31,606 
9.242 


$39,468 
51.069 
















1912 


$14,367 


$26.3i0 


1724 




116.651* . 117.375 


$749 
















. bigitb 


:6d by V_J K 


^^x^- 





REPORTS OF FIRE INSURANCE COMPANIES. 



33 



CAPITAL FIRE INSURANCE COMPANY 
Aflnn. Dk. 31. 1913. LuBiLRns. Dae. 31, 1913. 

12.176 
31,606 
5.920 



CUi. 



Others 



Toula 



1301.914 
13.012 

12.796 Other 
715 

Total liabilitiet. 



UoMtnifldprema., 
rIbbtUtiM.. 



139,702 

Cftpital paid up 250.000 

Net sorphu 39.468 



I329.17D Total. 



MORTGAGE LOANS: Then am 94 loana. _ 
914. OB imp fo ro d bunMBB and dvelfing propertHS, 



9,170 
I301-, 



OP CALIFORNIA, Sacramento, Cal.—Cont. 

dpally thfottdioat the Saomneato Valley. The avorate amoont 
loioied 18 miifi. The mortgaged vahiation k 1698.860, on which 
the oompanj holds $235350 of immnnee. There wae 1715 
interest past due Deconber 31, hut. 

DIRECTORS: H. C. Muddox, Chaa. HoUister. C. J. Ellis. 
Miehael Hughes. J. H. Hatman, H. S. WilBamson. P. C. Cohn. 
J. S. Gattman. F. J. Miehel. 

FIELD MEN AND TERRITORY COVERED: Manacer. 
H. M. Schmidt, San Frandsoo department, 237 Sansome St., 8u 
FVaneisoo. Cal. Special agent. 8. G. Carruthers. Jr., San Finn- 
eisoo, Cal., for Northern and Cwtral Cal. The company operates 
in Cafifomia only. 



CAROLINA INSURANCE COMPANY, WUmington, N. C. 

PNadent, H. C. McQumd; Baattuy, U. 6. WiOaid. Oigimnd, 1887. 



— 




Unearned 


Net 


Net 


Total 


Loeses 




Total Ex- 


Lasses 


Viae 


AmsIb 


iTBaUBfflS 


Surplus 


FMniuffls 


Inoome 


Fkid 


Dividends 


Expenses 


penditons 


laoumd 


1913 


$132,215 


130.175 


840.234 


129361 


840,800 


812.745 


84.000 


819.416 


836,161 


818,782 


im 


123,142 


27,964 


38,673 


24,136 


34.624 


12.188 


4,000 


16370 


32,758 


12,846 


mi 


118,176 


27.764 


37.134 


25.764 


34.407 


13,176 


4,006 


12.691 


29373 


18,489 


IIIU 


117,171 


27.364 


35,746 


25.924 


44.978 


13.281 


3,492 


10,758 


27382 


14,061 


im 


107.358 


25364 


23.075 


26.439 


81.774 


16325 


3.000 


12.187 


81.7ia 


14.698 



Asm, Dk. 81, 1913. 

Bnieitate 85,000 

IMweloans 78300 

Boodsaad stocks. . . 29,500 

CiA 2309 

AccDtB'faafauieM.... 6.041 

Iitoestaadicots.. 1,100 

Otbtfsswts 5 

TolalsaBete 8122315 



LiABiuTiiB. Dbc. 31. 1913. 

Lossesunpaid 81.797 

Unearned prems — 30, 175 

Other habitities 9 

Totalliabilitiee... $31,981 

Capital paidup 50,000 

Netsurphis 40,234 

Total 8122.215 



RISKS AND PREMIUMS: Fbe risks in force. December 31. 
$3391.153; pnaunms theraon. $57,727. 

BUSINESS SINCE ORGANIZATION: Premiums teoeiTed, 
$437,706: loBBa paid. 8233368; dividends declared, caah. $69,702. 

REAL ESTATE OWNED: The real estate, which is carried at 
ISjOOO sad valoed at 812.000. eondsts of the company 'b home office 

DQlkfiog. 

MORTGAGE LOANS: There are 31 loans on improved prop- 
erty. ifsregatiBK 878300, in Wilmington, N. C. In most cases 



the loan does not exoeed 50% of the value of the OMiigaged 
property, and in no case does it exceed 40% of the estimated 
market value. Company holds $73,000 of fire insuranee on the 
buildings. 

Fw 
BONDS OWNED. Value. 

North Carolina, 4% $21300 

New Hanover Co., 5% 3,000 

Masonic Temple, 6% 5,000 

Total $29,500 



MISCELLANEOUS: Capital 
to $50,000. 



in 1890 from $31,870 



DIRECTORS: Sol. Stembener.H. L. VoUers, Donald MaoRae, 
H. C. McQueen, R. A. FUaley. S. M. Boatwright, Clayton Giles, Jr., 
Walker Taykv. J. Haugbton James, J. Irving Besr, J. 0. Rally, 
F. A. Lord, J. Van B. Metts. 

FIELD MEN AND TERRITORY COVERED: M.S.Wil]ard. 
general agent and seoretanr. E. M. Beery, spedal agent. The 
ciMnpaay operates only in N. C. 



CENTRAL UNION INSURANCE COMPANY, Kansas City, Mo. 

President, John G. Edwards; Secretary, E. R. Durham. Organised, 1910 



T^ 


Amets 


Unearned 
Ftanhims 


Net 
Sorphis 


Net 
Premiums 


Total 
Income 


Lceses 
Pdd 


Dividends 


Expenses 


Total Ex- 
penditures 


Loans 
Ineuned 


1913 


$483,734 
4923S2 


8132309 
91386 


$59330 
121.858 
95313 


$230,041 

185.050 

11371 


$254332 

305.973 

17,436 


$139,962 
73316 

4 




$118312 
89.424 
11.66^ 


$258374 

162.640 

11.670 


$145,868 


1912 




92.725 


1911 


452.779 


6308 




4 



.AasBTB, Dk. 81. 1913. 



Jfalartate 819.030 .-. — , 

MtftguKkam 397.043 Unearned 

BnidsaDdstocks. . . 13300 Other liabilities 

13.655 

25.498 



Aeenta'bslanees 

OlWanetB 



LiABiUTiBs, Dbc. 31, 1913. 
$33,169 
132.909 
8316 



Totals 



Total lUbiUties... $174,394 

5,838 Capital paidup 250,000 

Net surplus 59,330 



$483,724 Total $483,724 



jms AND PREMIUMS: Fire risks in force. December, 31, 
$2$.99S.966: pronhmiB thereon. $242,859. 

BCSINBSS SINCE ORGANIZATION: Premiums received. 
><S««361:!QKspsid,$211.651. 

mi ESTATE OWNED: Consists of 11 houses occupied as 
dedlisff. IB Kaoass City. Kan. 

MORTGAGE LOANS: There sre 142 ktans. aggregating $397.- 
otz. protected fcnr farm lands in Kansss, Iowa and Mo., valued 
at^Sl.140.456. Ob Dee. 31 laRt there was $2,684 of interest past 



BONDS AND STOCKS OWNED: 
BoKoe. 

Union Lt A Power Co 

Kansas Cy. El. Ry. Co 

Cent. Petroleuifa 

U. S. PortUnd Cement 



Totals.. 



Par 

Vahie. 

$5,000 

1,000 

7,500 

600 



Market 

Value. 

$5,000 

1,000 

7,600 

300 



$14,100 $13,800 



MISCELLANEOUS: Early in 1912 the stockholders voted to 
reduce the capital to $250,000. addias the $100,000 to surplus. 

DIRECTORS: T. T. Kelly, J. G. Edwards, P. H. Young. 
J. M. Singleton. G. C. Priestley, J. M. Kepple, £. R. Durham, 
Jos. Wear. W. W. Cook. John A. Haseltine. Ike Hart. V. K. Hoover. 

FIELD MEN AND TERRITORY COVERED: R. D. Twee- 
dale, Baltimore, Md., general agent for Md.. N. J. and Pa.; Amaion 
Fire Insurance Co.. Dallas, Tex., general agent for Tex.: F. E. 
IXckerson, St. Louis. Mo. special agent for III.; F. M. De Haven, 
and Roy J. Maybee, Kansas City, Mo., special agents for Mo; 
Geo. P. Cook, Kansas City, Kan., special agent for Kan. The 
company does business in 111., Ind., Kan., Md., Mo., N. J., Pa., and 

'^'*- Digitized by VjUUV LC 



34 



REPORTS OF FIRE INSURANCE COMPANIES. 



CITIZENS INSURANCE COMPANY OF MISSOURI, St. Louis, Mo. 



Prendnt, Chariei K Chase; 



Vioe-Pkmdeata. R. M. Biavll, J. H. Cvr; Seorataiy. P. O. Croeker; Aanitent Seoratoriee, Geo. Gordon 
and Thos. H. Seotfauid. Oisuiaed, 1837. 







Unearned 


Net 


Net 


Total 


Loeees 




1 Total £z. 


Loaecs 


Year 


AMtB 


PremhimB 


Surplut 


Ftemhima 


Inoome 


FkOd 


Dividenda 


Expenaei 1 peoditurea 


Incurred 


1913 


1811.335 


1406.758 


1159,706 


1457.952 


1490.147 


$331,052 


823.000 


$162,019; $616,071 


$317,291 


1912 


862.101 


437.217 


166.084 


511.315 


641376 


843.743 


24.000 


173.933 


641,676 


341,266 


1911 


Hl'^2 


457.290 


169,347 


641.326 


671.744 


344388 


24.000 


212.270 


580,658 


342.701 


1910 


882,038 


458.911 


164.529 


669.402 


699.935 


815347 


22.000 


227.150 


564.497 


328,430 


1909 


853.586 


417.599 


190.026 


562.781 


691.426 


316.489 


16.000 


220.24^ 


562.737 


31S398 



AflBKH, Dk. 31. 1913. 



Mortgage loans. > 
Bondaandatoeka. 

Caah 

Agenta' balances.. 
Interest 



$95,700 

453.735 Unearned 
86.096 Other 
167.463 
8,351 



LxABiLRna. Die. 31, 1913. 
$40,871 
406.758 
4300 



Total 



TotalliabUities... $451,629 

Capital paid up 200.000 

Net surplus 159.706 



$811336 Total $811335 



Underwriting profit, 1913, $10,208; investment profit. $6,389. 

RISKS AND PREMIUMS: Fire risks in force. December 31. 
$72,067,607; praniums thereon, $770,648; marine and inland 
risks in force, $98,657; premiums thereon. $2,821. 

BUSINESS SINCE ORGANIZATION: Premiums receiyed, 
$13,100,732; kMMs paid. $7,686,001; dividends declared, cash. 
$2,110,798; stock. $165,000. 

MORTGAGE LOANS: The 6 loans amount to $95,700 and 
the securities are valued at $233,800. No interest was past 
due on December 31. last. The company holda $1 16.750 insurance 
on mortgaged buildmgs. The larger loans are $60,000 on mei^ 
eantile IMding. 3621-8631 Olive st.. St. Louis, valued at $150.- 
000; $20,000 on brick apartment. 6321-6326 Savoy Court, St. 
Louis, vahied at $45,500; and $11,000 on mereantile building. 
813-815 No. 4th st.. St. Louis, valued at $28,000. The remain- 
ing loans are respectively $1,700 and $3,000. and are upon St. 
Louis properties. 

BONDS AND STOCKS OWNED: Pftr Market 

Boiine. Value. Vahie. 

SUte of Ga., reg., 1918, 3i% $10,000 $9,800 

Va. Century, 1992, 3% 10300 8,715 

Sir. of St L., pub. Ug. & imp., 1928. 4% 105.000 103,950 

ew Yoric Cy., op. stk., 1960, i\%. . . . 5.000 5.000 

Richmond. VL, pub. imp.. 1943, 4%. . . 1.000 930 

B. A 0. (Swn. Div.), 1 m., 1926. 3^% .... 75.000 66.000 

Chesa. & 0. Ry.. 1 as. m. g., 1939, 5% . . . 40.000 42,000 

Elgin, Joilet&E.Ry.,lm.g., 1941. 5%.. 26.000 26.260 

Int. A Gt No. R. R., 1 m. g., 1919. 6% . . 48.000 49.440 

Ia.Cent.,lm.tt., 1938,5% 26.000 21.750 

L., H. A St L. R. R., 1 m. g.. 1946, 6% . . 35,000 35.700 

Mo. Pso., 1 OB. m. g., 1920, 6% 15.000 16.450 

N. Y.. N. H. A H., cv. d., 1948. 6% 30.000 31300 

So. Ry. (Mem. Div.), 1 m. g., 1996, 5% . . 35.000 36,050 

Siocsa. 

Underwriters' Sahrags Co. of Chicago. . 500 600 

Gn. Ad. Bureau, New York 60 60 

W. Ad. A Inap. Co.. Chicago 100 200 

So. Ad. Bureau, AtlanU 150 150 

Totals (book vahe. $496,994) $460300 $453,736 



MISCELLANEOUS: In 1902 and 1903. the stockholden paid 
in $50,000 to surplus; in 1904, $25,000. and in 1906. $36,000. 
Conflagration loasea: Baltimore, 1904, $76331; San Franonoo, 
1906. $231318. Vafaiea of special deposits: Qa., $9,800; Va., 

DIRECTTORS: Chas. E. Chaae, S. E. Waggoner. J. H. (}vr. 
R. M. Biflsell, Thos. Egleston, (3eo. (Sordon, ATG. Dugan, F. C. 
Case, J. E. Tenner. 

HELD MEN AND TERRITORY COVERED: Eastern de- 
partment: ThoB. H. Scotland, general agent, Hartford, Conn.; 
Southern department: Egleston k Prescott. general agents, 
AtlanU. Ga.. for (3a.. Fla.. Ala.. Miss.. La., Va., N. C. and S. C; 
special aoenta, R. P. Luther, Atlanta, Ga., for weatem (3a.: J. 8. 
(ioldamitn, Birmini^iam, for Ala.; Arthur Lane, Jacksonville, for 
Fla.; W. W. Roberts, Atlanta, for eastern Ga.; W. Y. Harper, 
New Orleans, La., for La.; E. H. Jones, Richmond, for Va.; M. G. 
Hunter, Charbtte, for N. C; R. L. BaiW, Cohmibia. for S. C; 
P. L. Davis and C. L. Davis. Vicksburg. Miss., for Miss. Texas 
department: J. B. Hereford, general agent Dallas, Tex.; M. G. 
Jarreau. special agent Dallas. Tex., for northwestern Tex.; F^x 
S. Hereford, DaUas. for eastern Tex.: W. Hugh Hunter. San 
Antonio, for southern Tex.; H. C. Craig. Dallas, for central western 
Tex. Pacific department: Dixwell k Hewitt general agents; 
Adam GHOiland, assistant seneral agent; San Francisco, Cal.; 
special agents, J. J. Dennis. Portiand^for western Wash. 



On., western B. C. and Alas.; L. H. Earle, San Fnxunco (office); 
Neil Stewart, Spokane, for eastern Wash., northern Ida., eastern 
Ore. and eastern B. C: P. H. Griffith. Los Angeles, for aoutfaem 
CU.. Aris. and Nov.; C. E. Miller, Salt Lake (Tity. for Mont., 
Utah, southern Ida. and southeastern Ore.; Gto. £. Devine. San 
Francisco (office): M. E. Spaulding, San Fnnciaoo, for coast and 
cnitral Cal.; R. E. DoUard. San Frandaoo, for northeastern Cal., 
Nev. k southwestern Ore.; W. S. Dennis. San Fhmdsco. for St. 
Joaquin Vallev, Cal.; Ernest E. Price. Los Angeles, for soutbcni 
Cal. Aris. and Nev.; M. F. Barclay. San Frandaco, Marine and 
Transportation department: Laaher k Tayk>r, general aoenta, 
suburban N. Y. and northern N. J.; John H. Ray. Brooklyn. N/Y.; 
Cook (^nty department Chicago. 111., Jno. Shepherd, manager. 
Special agents reporting to home office: Geo. E. Hill. Boston, for 
Mass., 0>nn.. R I. and Me.; G. A. Ruasell, Philadelphia. PtL. for 
Md.. D. C. southern N. J., eastern Pa. and Del.; Jos. P. FUwr. 
Pittsburgh. Pk.. for western Pa.; C. W. Phelps. Syracuse. N. T., 
for N. Y. State. Local agency managers: Braerton Kimball k 
Smith, Boston, Mass.; Western department Chicago. 111.. Diuao 
k Car. general agents; W. B. Tobias. Indianapolis, Ind.. for Hid. 
and 111.; H. M. Wardle, Detroit Mich., for Mich, and 0.: F. M. 
(Sreene, Minnesipolis, Minn., for la., Minn, and Wb.; W. B. Dudley 
Omaha, for Neb.; C. F. Hardy, Topeka, for Kan.; S. R. Bmce. 
Oklahoma C^ty. for Okla.; Geo. (}ordon. St. Louia. Mo. and J. F. 
Dieben, Kansas City. Mo., for Mo.; J. E. Tenner. St Louia, Mo., 
for St Louis. R. H. Cooper, Wheeling, for W. Va.; C. R. Boynton, 
Louisville, for Ky.: 0. P. Smith. Nashville, for Tenn. The eom- 
pan^ operates in Can. and in all the States and Territories, except 
C. Z., N. M., P. I. P. R.. Vt. and Vfyo. 



CITIZENS FIRE INSURANCE COMPANY, Baltimore, Md.t 

FMidoit, R. W. Almodcr; Vnt-Pim., A. N. Stewirt; SMntanr, W. V. AkuBdec; Ant. Stcratvy, A. D. L«(. OrvuiiMd, 1M>7. 



Ybab 


Assets 


Unearned 
Premiums 


Net 

Surplus 


Net 
lYflmiums 


Total 
Inoome 


Losses 
Paid 


Dividends 


1 Total Ex- 
Expenaea 1 penditures 


Losaes 
Incurred 


1913 
1912 
1911 
1910 


$1,739,997 

1,038.611 

689.587 

676,897 

373,683 


$429,728 
336,392 
199,885 
126370 
85,897 


$203,605 
75.082 
101.281 
182326 
78.009 


$528,381 
446.708 
304,718 
195.072 
150.146 


|$927.700 
}629,589 
323383 
t282,498 


$332,850 
208.404 
154.485 
91,658 


$17300 
32300 
15.000 


$269.182i $619332 
2043441 445.248 
140.8911 310376 
86.881' 17833$ 


$308,794 

246356 

169,808 

99.885 

68.771 


1909 


166.581 


63.085 


1*5.666 


653151 143.700 



$70,000 



paid in in 1910, $154,000 in 1912 and $318,500 in 1913. 



t Statsment according to West Virginia standard . 

Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



35 



CITIZENS FIRE INSURANCE COMPANY, Baltimore, Md.—CotUinued. 



I>K. 31, 1913. 



UAaturoB, Dk. 31. 1913. 



llortiafle loaai 3303,611 LoaseB unpaid., 



i;236,765 UnemiednreiM. 

Ckak 149.188 Augorta F%re liab.. 



Bai». AoKOito 100868 



OUmt 



Totel 



126.210 
11.174 
13.849 



OOmt liabiaties. . 



160.633 

429.728 

29.993 

16.038 



ToUllubiUtiee... 1636392 

200 Capital pud up 1,000.000 

Nrtfurphtt 203.606 



11.739.997 Total $1,739,997 



Uaderwiiting lav. 1913. $166,962; inyeatment profit, $40,507. 

RISKS AND PREMIUMS: Fire riaka in forae. Deoonber 31. 
$59,922,661; premhuDB thcnoo, •$775,926. 

BUSINESS SINCE ORGANIZATION: Pnmhims reoevied, 
11.737,721: loaaei pud. $866,936; diridends declared, cash. $83,- 
78l 

MORTGAGE LOANS: Tbcre are 30 loans aoragating 
00,611, proteetad by improved real estate valued at $694,515. 
No isteraai was past due on December 31. last, and the company 
hoUi $141350 of fire insurance on the mortgaged buildingik 



BONDS AND STOCKS OWNED: 

BOIIDS. 

AUaata,aa.,1939,4H% 

A]igMta.Ga., 1028-30. 3H% 



ABgaBta.Ga..l»42.4H%: 
•,0a.. 1921, 5%. 



B1AI0.N.Y., 1958.4%. 
GbarieslOB. W. Va., 1922. 4%. . . . 
OKltftob, W. V*., 1942. %%%. - 
ChttieetovTi. W. Va., 1927-45. 5^ 
Chariotte, S C„ l9i»-20. 5%. . 

CI«tCo..Va.,|B30,4'i 

ClarlciliQli. W. W 1931. 4% . 
CbrUborg, W. V*., 1939. 4H% 

D«eTflk,Va.. l»42.4}4'x 

ElnnfcW.V*,. IftSO.yc 

W. V».. liM.4'^':c 

, Va,, imi.i% 

HoutiBctOD. W. Ya,, 1937^ 5"^^ 

itbSjO-. i«8. m^ 



iOo.,W. Wl9ai,6'^c 
boii;.W, Vs.. 1943.5% 

UcdJtalMfS Co.. Va.. 192«-7, 6% 

New York. N.Y., 1937. 4H%. 

New tofk. N. Y-. 1958. 4^^e 

N«wY«rtjN.Y-, l9fla,*H% 

Ota*ip».N.Y-. lflao.4H%.... 

RicfaBoad, Vm^ 1945. 47o 

Rouoke; Vsu . 1996, m% - 

EaaiiokeGo^Va^lSS9,fi% 

aaUjv7,N,C.«1999,5% 

T»Tiy.K.y..m5.i%. : 

Utiea, N. Y., 1925. 4% 

Werii^un Co.. V»., 1333-5, 6% 

W^ertown^N. Y, 19M.4% 

Wteiag,W.V»-, 1330.4% 

Wb«J6Bf.W. W, 1W1.4H% 

Ale. Gt. S. R.R,. 1 m,. 1927. 5% 

B. t O.. R. L. K & W. V*., t., 1941, 4% 

B. k O, RJL. ev., 1933. 4H% 

B.4 O. R.R-, 1 m., in», 4% 

Caa.Ho,Ey,eq.. 1917,44':^, 

Ol ft 0. Ry., «c. n.. 1914. 44'^c 

CM* St. P Rv.. sn. m . lUSft, 44%. 
a. 14, ft St. P., P. S. ft W. H. Ry., tr.. 

e«iL,19lS,5% 

ChL ft Nwn. Ry^ eq. tr. n., 1919. 4H%. 

C^ R. I. A P.. eq. n.. 1915. *H% 

Coal ft Coke Ry., eq. n.. 1915. 5% 

Coal ft Coke Ry.. 1 m., 1919. 5% 

Conp. H^ U. D. ft M. Tm.. 1 m., 1923. 

5% 

D. 4 S. L. JUL Co.. eq. tr. n., 1916-17, 

5*^ 
Ft. iSr. ft b. Cy- Ry.', 1 m.*, IWl, 6%. . . . 

G».ftAla.Ry.,lm.,1945,5% 

G. T. Ry., Can., Car Tr.. 1917-18, 4H% 

Hock- VaL Ry., eq.. 1919, 5% 

m. Cent.. Bq-, 1916, 44% 

Intn. ft Gt. No. By.. 1914. 5% 

latcn. ft Gt. No. Ry.. eq. tr. etf.. 1917- 

19,5% 

Kan. Cy. 80. Ry.. eq,, n., 1921. 5% 

" I Cy. ft Ft.DTRJt.1 m., 1955. 4% 



Par 

Vahie. 

$10,000 

20.000 

».000 

5.000 

5,000 

5.000 

io,oqo 

16.500 
5.000 
5.000 
2.000 

15,000 

1.000 
6.500 

6.000 

2,500 
5,000 
5)000 

15,000 

15.000 
10.000 
5.000 
5.000 
10.000 
10.000 
5.000 
5.000 
5,000 
10.000 
5.000 
lOjOOO 
5.000 
5.000 
7,000 
5.000 
10.000 
25.000 
25.000 
15.000 
10,000 
10.000 

10.000 
10.000 
10,000 
10.000 
5.000 

5.000 

10.000 
5.000 
5,000 
15.000 
10,000 
15,000 
20,000 

15.000 
5.000 
5.000 



Market 

Vahie. 

$10,000 

17.7tK) 

19.800 

5.060 

4.860 

4,700 

9.MD 

16,665 

5.060 

4.650 

1300 

14.700 

10.000 

1.0p0 

6i8o 

6.000 
2,775 
5.150 
5.000 
4.000 
15.300 
15.150 
10.400 
4,800 
5,000 
10,100 
9,300 
4,850 
5,100 
5,050 
10,000 
4.900 
10.015 
4,800 
4.850 
7,000 
5,150 
8.400 
22,750 
23,000 
14.400 
9.900 
10.100 

9.900 
9.800 
9.700 
9.900 
4.700 

4.900 

9.750 
5.200 
5.150 
14.630 
9.900 
14,850 
19,n5 

14,248 
4,900 
3.200 



BoKDa AND Stocks OwmD.—Con^. 

BoKDa.— Ceal. 

Mo., K. ft T. Ry., eq., 1914-22, 5%. . . . 

Mo. Pao. Ry., eq., 1916, 5% 

Mo. Pac. Ry.. 1 ool. m., 1920, 5% 

Mo. Pae. Ry., eq. n., 1921, 5% 

Mornnt'n ft iOng. R. R., eq.. 1914. 5% 

N. yTc. R.R.. eq., 1918-21, 4^% 

N. Y. C. ft H. R. k. R., B. ft A., eq. tr.. 

1^14. 4!n 

N. Y.. i5. ft W. R. R., I m., iB37. 5%.. , 
Pa, R. R., Kn. fr *q.. 1918-22. 4H%. 
Raltuah 4 Char!eit^nRy.4 pr-ln.. 1956.4% 

Rio <} W. Ry.J m., 1639. 4% 

Seal. A. L. Ry.. 1 m.. 1950. 4% . 

80 Pac.. eq. tf.. 1918-22. iH% 

80 R%., I ra. m.. 1094, 5^:^r 

St. U, I. M. ft Bo. Ry., go, os., Ry. ft 1 1 . 

1931,5% 

St, L. i M. ft S, Ry.. R. ft G.. 1933. 4% 
St. U ft Stm F- R.R.. eq.. 1910. 5% , 

St. L. ft SwD. Ry.. «i„ 1917, 5% 

Tet ft Pie. Ry., «; . 1916, 5% 

Te^ * Pk. Ry.. La. Div.J m., 1931. 5% 

Va. Midland Ry. 1916. 6% 

W»sh- ft V»nd. R.R.. I m.. 1947, 44Tn.. 

Am Pub UlU., col. tr.. 1943, 5%, 

Aur , E ft C R R , I A r m. mfi. 5% 

B. El., 1 m., 1947, 5% 

Biim. Ry,, U. ft Pow., d. n., 1915, 6%.. 

B. Rap. Tran., see. n., 1918, 5% 

Charfest'n, W. Va., Wat, 1 m., 1938, 5% 
Chattanooga Rys., 1 as. n., 1956, 5%. . . . 

CheMupeake Stm., eq., 1918. 5% 

CarCyJCon.Ry..ool.,tr.,Bi., 1927, 5% 

Chi. Rys., 1 m.jl927, 5% 

Cd. Ry., G. ft k., 1 m., 1936, 5% 

Cs. Coal. CT. sec. g.. 1923. 6% 

Cb. Coal, 1 ft r. m., 1950, 5% 

C^.Gas, El. Lt.ft Pow.,gn. m., 1935, 44% 
Den. ft Pac. Sub. Ry., 1 m.. 1930, 5%. . . 
Elk Horn Fuel, 1 m.. ev. n., 1918. 5%. . 
Fainn. ft Clark. Tc, 1 m., 1938, 5%. . . . 

Houston El., 1 m., 1925, 5% 

Lexington Ry., 1 m., 1949. 5% 

Louisv. Gas ft El., 1 ft r., 1918, 6%. . . . 

Md.El.Ry8.,lm.,193l,5% 

Meroh. ft Min. Tpn.. eq. m., 1914, 5%. . 

Mon. Val. Tc, 1 m., 1942, 5% 

Montreal Trwys., 1 ft r., 1941. 5% 

Norf. Ry. ft Lt^ 1 os. m., 1949, 5% 

Norf . ft Porto. Tc, 1 m., 1936, 5% 

Peoples Wat., la.. 1 m., 1931, 5% 

Pa. Wat. ft Pow.. 1 m., 1940. 5% 

Roanoke Tc. ft Lt., 1 m. ft ool. tr., 1958, 

T. h! Tc ft lit.', l ce." m.', 1944. 5% . . . 
United Rys., St. L.. gn. 1 m., 1934, 4%. . 
United Rys. ft fil., Balto., 1 os., m.. 1949, 

4% 

Univ. of 80.. 1 m., 1953, 5% 

Va. Ry. ft Pow., 1 ft r. m., 1934, 5%. . . . 
Wash., B. ft A. El. R.R., 1 m., 1941, 57o 

Stocks. 

Balto. ft 0. R.R., c 

Balto. Tr., Balto., Md 

Cs. Gas, El. Lt. ft P.. Balto., Md., p. . . . 

Elk Horn Fuel, c 

Fidelity ft Deposit, Md 



Gt. No. Ry., p 

Langky NIfg., S. C, c 

Merc. Tr. ft Dep., Balto 

Merch.-Meoh. Nat. Bk.. Balto. 

Nat. Exch. Bk., Augusto 

Nat. Exch. Bk.. Balto 

Nat. Union Bk., Balto 

Norfolk ft Western Ry., c 

Pa.R.R 

United Rys. ft El., Balto., c . . . 



Par 


Market 


Vahie. 


Vahie. 


$20,000 


$19,480 


5,000 


4.900 


5.000 


4.800 


10,000 


9.500 


10.000 


10.000 


20,000 


19.450 


10.000 


10.000 


5,000 


4.860 


20.000 


19.690 


10.000 


8,000 


10.000 


8,000 


10,000 


8,300 


15,000 


14.640 


10,000 


10,300 


5,000 


5,100 


10,000 


7,700 


5,000 


4.900 


5,000 


4,900 


5,000 


4,900 


6,000 


4,700 


15.000 


15,300 


5,000 


4.650 


10,000 


8,300 


5,000 


4,600 


15.000 


14,550 


10.000 


9.900 


10,000 


9.600 


5,000 


4.000 


10,000 


9.500 


20,000 


19.600 


5.000 


3.900 


10.000 


9.700 


15.000 


13.800 


25.000 


25.000 


10.000 


8.800 


15.000 


12.900 


15,000 


15.000 


20.000 


18.600 


5.000 


4.950 


5.000 


4.950 


10.000 


9.100 


10.000 


9,900 


15,000 


14.400 


5.000 


5.000 


25.000 


23.250 


5,000 


4.850 


15.000 


14.700 


20,000 


17.400 


15.000 


14.250 


10.000 


9.000 


15.000 


14.100 


5,000 


4.850 


5,000 


3,400 


20,000 


16.600 


14,000 


12.880 


10,000 


9,200 


15,000 


12.300 


5,000 


4.650 


2.000 


6.400 


10.000 


10,800 


2.500 


300 


4,700 


13.913 


5,000 


- 6.350 


2,500 


1.750 


2,000 


6,520 


2,670 


8,864 


17.000 


23.460 


5.000 


8.100 


5,000 


6,900 


5.000 


5,150 


5.600 


6,050 


10.000 


5,000 



Total $1,263,370 $1,236,764 

MISCELLANEOUS: This company commenced business in 
1907 with a net cash surplus of $100,000. Capital increased in 
1910 to $300,000 and $70,000 added to surplus; in 1911 capital 
increased to $325,000 and $17,500 additituial surplus paid in; 
in 1912 capital increased to $545,000 and $154,000 added to 
surplus, and in 1913 to $1,000,000 and $318,500 paid in to surplus. 



Digitized by VjiUUV LC 



36 



REPORTS OF FIRE INSURANCE COMPANIES. 



CITIZENS FIRE INSURANCE CO., Baltimore, Ud.—ConUnued. 



Early in 1911 this company absorbed the Norfolk Fire Insiiranoe 
Corporation of Norfolk, Va., and later in the year moved its 
headquarters from Charkstown. W.Va., to Baltimore, Md. Value 
of special deposits in Va., $28,900; in Oa.. $10,000. 

T>IT Wiliiam G. Bater, Jr^T^IIIJun Hugh Harris. 

T. 1, i n }\ Curtin, F. W- Mieh, Willi*m F. Alexander, 

Rcbcrt S. IJiirivtT, E. B. ChamberiK IL L. Withers, W. Fontaine 
Aletaader, W»JU>ii Miller, B. D. GibKiD, W. O. Nonw, C. F. Wall. 
W. A. IlisTiei, T. C. Bflwiicji, Robert C. Cote. T 1 Mward Hambleton, 
W, BUdeo LowBiks, Thonmfl ONeill. H. A. Vurr, Jr.. Thomas A. 
Whclaa, R. W. Aleiiifickr. Vsn U»r Black. R. L. WUBams, Ed- 
wiii Warfield, J. B. Mabool J. M. Cate?, H. C. Shippen, Jr. 

FIELD MEN AND TERRITORY COVERED: E. S. Adams. 



Baltimore. Md., special asent for Md. and Va.: Geo. A. Stickney, 
Boston, special agent for Mass., Conn., RJ.and N.Y.; Hughs, Yates 
A Hurt, Atlanta, general agents for Ga.. Ala. and Fla.: Webb 
k Skinner. Raleigh, N. C. general agents for N. C. and 8. C; 
F. E. Woods, Cincinnati, 0., special annt for 0.. Ind.. HI. and 
Ky.; Wm. H. Burkhardt. Philadelphia, Pk., special agent for Pa. 
and N. J.; Macdonald k Miles. San Frandsoo. general agents for 
Cal.. Ore.. Afis.. Mont. B. C. Alasjtnd Haw.; £. J. Miller, Den- 
ver, general agent for Col. and Wyo.; Blaek. Rogers A Co., New 
Orleans, general agents for La. The company operatesin Ala.. Alas., 
Aris.. CaL. Colo.. Conn., Fla.. Qa., Haw.TlIl., Ind., Ky., La., Md.. 
Mass.. Mont, N. J., N. Y.. N. C, 0., Ore., Pa., R L. S. C. 
Va., W. Va., Wyo. and in B. C. 



CITY INSURANCE COMPANY, Pittsburg, Pa. 

Fkendent. Eugene 8. Reilly; Seeretary. W. R. Becger. Organiaed. 1870. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ei. 


LOMS 


Year 


Assets 


IVemiums 


Surplus 


FMniums 


Income 


nod 


Dividends 


Expenses 


penditures 


Ineorrad 


1913 


$182,591 


$22,615 


$60,320 


$21,724 


$32,407 


$7,969 


$12,500 


$11,430 


$31,899 


$8,461 


1912 


182.499 


21,497 


53,067 


21.734 


34.075 


7.803 


10.000 


11.027 


28.830 


HJS 


1911 


181.717 


20.304 


52.945 


18,715 


28.149 


9.548 


10.000 


14302 


34350 


8.068 


191U 


185.991 


20.559 


56,259 


19.724 


80.959 


8.006 


10.000 


14.493 


82.499 


5-21 


1909 


184.297 


18,698 


62,234 


17.178 


28.381 


4,644 


10.000 


14.17^ 


28.81» 


tjsn 



AflSRB. Dm. 31. 1913. 
RMlestate $34368 



Mortgage kians.... 
Collateral k>ans.... 

Cash 

Agents' balances.., 
Interest and rents. 
Oth«i 



Total 



111.505 

850 

23.981 

3.891 

2.711 

5.065 



LuBiuTxn. Dbc. 31. 1913. 

LosnsunpMd $3,114 

Unearned prems 22.615 

Other liabiUtieB.... 6.642 



Total liabilities. 
Capital paid up. .. 
Netsurphis 



$32,271 
100.000 
50.320 



$182,591 Totab $182391 



RISKS AND PREMIUMS: Fire risks in force. December 31. 
$5.008321; prenuums thereon. $43,034. 

REAL ESTATE OWNED: There are 6 pieoes of real estate 
(unincumbered) all located in Allegheny Co.. Pa., valued at $34.- 



568. upon which the rents last year amounted to $799. and the 
taxes and expenses to $1,025. 

MORTGAGE LOANS: The 40 kwns. aggregating $111,505. 
are all upon Allegheny County real estate, valued at $288,975. 
The company holds $124,100 insurance on the buiklinga. Decem- 
ber 31. last, the past due interest amounted to $1,052. 

COLLATERAL LOANS: There is one kmn of $850 on Southern 
Traction Co.'s 5% Gold Bonds vahied at $1,000. 

DIRECTORS: A. V. D. Watterson. J. D. CaUery. E. M. Bige- 
low. Richard Pollard. John P. Hanis^Edward Hogan. W. C. Mc- 
Eldowney. Charles L. Young, 
W.R- 



TERRITORY COVERED: 
Pomsylvania. 



P. B. Reilly. Jr.. Eugene S. Reilly. 
The company operates only in 



CITY OF NEW YORK INSURANCE COMPANY, New York, N. Y. 

PmidaDt, Major A. WUte: 6ecnrUiy, J. Carroll Frmab. Orguund, ItOB. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


LOSMS 


YlAR 


Assets 


Premiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


penditures 


Inooried 


1913 


$1352.957 


$610,441 


$274,148 


$627,560 


$a763.432 


$384,406 


$50,000 


$274,631 


$709,037 


$367312 


1912 


1.471.618 


569.002 


304375 


600.484 


658.285 


323324 


50.000 


276325 


650.049 


292.432 


1911 


1.466,009 


514.474 


330.062 


610.404 


664374 


317.240 


50.000 


280.837 


648.077 


827,918 


1910 


1,445,117 


432318 


427.536 


571.427 


621.089 


238.435 


42.500 


242.302 


523.237 


239.623 


1909 


1,434323 


330,211 


545.746 


389.455 


a712.887 


182.274 


15.000 


164314 


361.788 


163343 



a Inchides $300,000 surphis paid in in 1909 and $80,000 in 1913. 



Assns. Dae. 31. 1913. 

Mortgage loans $272,250 

Bonds and stocks... 911350 

Cash 209.759 

Agents' bahmces... 151.125 
Interest 7,973 



LiABiUTiM. Dbc. 31. 1913. 

Losses unpaid $15,325 

Unearned prams .... 610,441 

Dividends 12.500 

Reins. A ret. prems . 52,043 
Other liabiUties.... 8.500 



Total liabUiUes... $698,809 
CapiUl paid up ... . 580,000 
Net surplus 274.148 



Total assets $1,552,957 Total 



$1352,957 



Underwriting loss. 1913. $60,744; investment profit. $318. 

RISKS AND PREMIUMS: Fire risks in force. December 31. 
$122,754,717; premiums thereon. $1,142,733. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$3,904,793; losses paid, $1,859,663; dividends declared, cash. 
$220,000. 

MORTGAGE LOANS: There are 8 k>aiis. of which 6, for 
$157,250. are guaranteed, principal and interest, by mortgage 
guarantee companies. A loan of $105,000 is secured by northwest 
comer Maiuen Lane and William st.. New York City, the land 
being valued at $165,000. 



BONDS AND STOCKS OWNED: 

BOMM. 

New York St. can. imp. In., 1959, 3% . . . 

New York City, 1954, 3i% 

Savannah, Ga.. 1959. 4k% 

C. R. I. A P R. R.. 2002. 4% 

Inter. Metropolitan Tr. g.. 1956. 4i% ■ • . 
Phihidelphia Co.. cv. g. deb.. 1922, 5%. . 
Great Falls Pr., 1 m., s. f. g.. 1940, 5%. . 

Mortgage Bond Co.. 1966. 4% 

Mutual Union Tg.. 1 m. ext. g., 19413% 
Van Dyck est., dem. note.. 1914, 5% ... . 
Weatinghouse El. A Mfg.. cv. s. f., 1931. 



Stocks. 

B.AO.R.R.,c 

Chesapeake k Ohio Ry 

C. M. A St. P. Ry., c 

Eric R. R.. 1 p 

Great Northern Ry., p 

Great Northern Ry., p., 80% j 



Great Northern Ry., ir. ore 

Lehigh Valley R. R 

Louisville A Nashville R. R 
Manhattan Ry.. N. Y. Cy 
Northern Pao Ry 



Digitized- by -Vu ^ Oy?*' 



Par 


Market 


Vahie. 


Vahie. 


$200,000 


$192,000 


25.000 


21350 


10.000 


10.200 


10.000 


>5.000 


10.000 


7,600 


10,000 


9.600 


10.000 


9.600 


25.000 


21.250 


10.000 


9.900 


5.000 


5.000 


10.000 


8.9O0 


30.000 


27.900 


50.000 


30.000 


50.000 


50.000 


30.000 


13.200 


50.000 


63.500 


4.000 


6.350 


10.000 


3300 


20.000 


31.000 


24.000 


32,160 


10.000 


13.100 


i.|5|0.000 


21,800 



REPORTS OF FIRE INSURAN'CE COMPANIES. 



37 



CITY OF NEW YORK INSURANCE 

Bong AXD Stocu OinrxD.— Cent. Pftr Market 

9toaa.—CmiL Value. Vahie. 

Soathera Pkdfie Ry.. e $48,100 $48,290 

UnioDPtaifieRy^e 60.000 94^00 

CQQnlidttedGaa.N.Y.Cy..N.Y 45.000 58,950 

LihighVallqr Coal Sales 10.000 21.000 

lehich Valley Coal Sales, ridits 2^00 5.250 

Uaideii Lane A William St. Co.. N. Y. Cy 100.000 100.000 

Totoh (bo ok vahiee, $1.044.100) $888.000 *$915.100 

'Seooritiei as per eompaoy's vahiations: the item in anets is 
based oa iasozaiiee department vahiatioaa. 

MI8CELLANB0US: Company eommeneed busbess with a 
pud in flurphis of $300,000; capital iaereaaed in 1909 from $200.- 
000 to tSmjOOO and $300,000 added to supliis; capital incrcMed 
1804)00. and soiplus $80,000 in 1913. Deposit in Ga.. $10,200. 
^DIRECTORS: ikiwaid Aahforth. Leopold 8. Baehe. Daniel 
nrdaaD, J. Roraaine Brown. E. C. Cammann. Wm. H. Chese- 



COMPANY. New York, N. Y .—Continued. 

brooch. Edwin A. Croiekshank. Wm. P. Dixon. Robert E. Dowlint . 
Frederick H. Eokcr. Chas. Jerome Edwards. Doodas L. EDimaa. 
J. Carroll French. Frederic E. Gunnison. Jos. W. Harriman. Wm, 
M. y. Hoffman. A. P. W. Kinnan. J. Edgar Leayeraft^red E. 
MarKng. Frederick O. Potter. Wm. G. Ver Plandke. Wm. Roes 
PhNstor. Major A. White, Albert H. Wiggin. Silas Wodell. Col. A. 
H. Wray. Frederick Winant. 

FIELD MEN AND TERRITORY CfH ivKED: J C. Bur- 
rows. Boston, Mass., special agent frr Ntw Enflwd i^utm; 
Henry H. Noble, special agent. Chicago Ul, for MipIi.^ IJL. uid 
Ind.; W. E. Main. Madison. Wis.. Stat^^ v^at for Wis.; E. JL 
BUke. Syracuse. N. Y.. special agent for N. J , N Y uid Pa.; 
Fredk. Rutledge. AsheriUe. N. C. SUt^ ^^t lor N. C4 G. 6. 
Lamping & Co.. Seattle. Wash.. State ai^cntjp for Wufa.; E^t 4 
O'Bieme, Gen'l agents. Atlanta. Ga. for < 1ft.. E- A Groover. Jack* 
sonTille. Fla.. general SMnt for Fla. and AU.; John B. Coone^, 
agency sapenntendeot, home office. 1 he «>mr4ny opnatei m 
Ba.. Cal.. Cok).. Conn.. D. C. Fla.. Ga , 111 ^ Ind., la., Ky.. U.. 
Md^ Mass.. MiA^Mo.. Neb., N. H.. N. J., N. Y.. N. C. d. ft*,. 
Pa.. R. I.. Utah. Wash.. W. Va. and Wk. 



CLEVELAND NATIONAL FIRE INSURANCE COMPANY, Cleveland, O. 

IVoidrat. Hyman D. Davis; Vloe-Preaident and Underwriting Manager. Canoll L. DeWitt; Secretary, 0. T. Brown. Inc. 1913. 
Amni,AniLl. 

Mortage bans 

OUoMm.bs 

NatBLrtk 

Cadimdep 

Biflsreeeirable 



Totals 



1914. 

1332.834 

88.653 

1.000 

493.081 

145.183 



11.061.840 Total $1,061,340 



LuBiUTXia, AmiL 1, 1914. 
Accounts payable. . . 1811 

Capital paid up 700.000 

Netsorphis 360.529 



MISCELLANEOUS: Thk company wrote its first policy on 



April 1, 1914. Its capital was then $700,000 and it had an initial 
surphis of $360,529 

DIRECTORS. (See addenda). 

FIELD MEN AND TERRITORY COVERED: J. H. Mae- 
farlane. Cleveland. 0.. executive special agent. wiH have general 
supervision over the entire fidd wherein the company operates. 
Spedal agents: A. C. Meeker, aeveland, 0., for No. 0., and D. 
M. Tanner. Cohmibus. 0.. for S. E. 0. Bradford Murraar, Cin- 

dnaati. forS. W.O. Theoompany was on May 22, 1914.1 ^ 

m 0. and III., and applications were to be made tot h 
Ind.. N. Y.. N. J.. Pa. and Wk. 



in Mo., 



COLONIAL ASSURANCE COMPANY OF THE CITY OF NEW YORK, 

New York, N. Y. 

tnaimt, Lw H. Wiie; 'Moe-Praidente, E. E. Hidl ud C. J. FoDiiMr: Seeratuy, E. S. PoweU, Jr. Oifnind, 18M. 







Unearned 


Net 


Net 


Total 


Losses 




1 Total £x- 


Loans 


YlAl 


AsMti 


Ptanhuu 


SniphM 


Pfemhuns 


Ineome 


Paid 


Dividends 


Ezpeves 1 peoditures 


Incurred 


1913 


$451,150 


101.428 


$132,329 


$164,080 


$179,067 


$59,345 


$8,000 


$67,508 $134,853 


$72,186 


1»12 


410300 


61.084 


134.339 


110.641 


124.906 


32.259 


8.000 


45,471 85,730 


29.964 


ilMl 


373.189 


54.931 


102.222 


109.840 


121.967 


49.275 


8.000 


43.511 100.786 


51.956 


191U 


350.580 


38.123 


101.884 


77.201 


89.737 


15.129 


16,000 


33.234 64.363 


15,767 


l*» 


333,611 


33.485 


92.743 


61.160 


73,895 


18,527 




30.183 48,710 


7,606 



AsBBia, Dm;. 31. 1913. 

Bfln* $363,900 

C«h 60,409 

Agenf'hslmnw. . . . 21316 
brtatst 5/125 



LuBiutm. Dae. 31. 1913. 

Lossesunpaki $21,498 

Unearned prems.... 91.423 
Other liabilities 6.000 



Total a 



Totalliabifities... $118,921 

Capitalpaidup 200.000 

Netsurplus 132.229 

$451,150 Total 451.150 

1913. $4396; investment profit. $10,486. 

RISKS AND PREMIUMS: Fire risks in force. Deoonber 31. 
00,984354: premimw thereon. $174366. 



BUSINESS SINCE ORGANIZATION: Pramiums received. 
»^/l74;knes paid. $3.396357; dividends declared, cash, 
n34j000. 

Par Kfarket 

BONDS OWNED. Vahie. Vahie. 

^orN.Y..canal. 1961-2. 4% $110,000 $106,700 

*rteofN.Y..highimp..l961.4% 30.000 29.100 

N. Y.Cy..ep.stk.. 1963. 4J% 100,000 104,000 



BONDB OWNXD.— CONI. 

New York Cy., cp. stk., 1959, 4% 

N. Y. C. 4 H. R. R. R., n., 1915, 4*% . 
N. Y. Stote Rys.. 1 cs. m.. 1962, 4|% . . 

Totab (book vahie, $370310) 



P»r 
Vahie. 


Market 

Vahie. 


$60,000 
50,000 
20,000 


$57,600 
49300 
17300 



$370,000 $363,900 



Capital increased from $200,000 to 
I merger with Washington; reduced in 
) eomjMny reinsured its outstanding risks 
ister Fire and continued writing business. 



MISCELLANEOUS: 
$400,000 in 1900. 
1900 to $200,000. 
in 1908 in the Westchester 1 

confining its operations exchisivdy to properties equipped with 
approved qrstcins of automatic sprinklers. Conflagration kMses: 
Baltiinore, 1904. $30,000; San Francisco. 1906. $19,148, net. 

DIRECTORS: Leo H. Wise, R. Bleeeker Rathbone. Thomas 
Dimond, David S. Walton. Charles J. FoDmer. Otto M. Ekllits. 
L. Laflin Kellogs. Edgar Pabner, Chas. F. Hoffman, Edward H. 
Wis^ ChM. A.^rrowbridge. John S. Sutphen. Edward E. Hall, 
Elias S. PoweU. Jr. 

FIELD MEN AND TERRITORY COVERED: C. & Conk- 
lin. superintendent of agencies. The company operates in C<mn., 
HI.. Mass.. Minn.. Mo.. N. J.. N. Y., 0.. KTWash. and Wis. 



COLUMBIA FIRE INSURANCE COMPANY, Athens, Ga. 

Prandant. J. Y. Carithen; Secretary. Langdon C. Quin; Assistant Secretary, W. B. WiUdiMon. Organised, 1909. 



Tm 


ASHte 


Unearned 
PkamiumB 


Net 
Surpfaii 


Net 
PhwnJums 


Total 
Income 


Losses 
Pkid 


Dividends 


Expenses 


Total Ex. 
penditures 


Losses 
Incurred 


1913 


$W,717 
305328 
209306 

210391 
131373 


$S9309 
41,190 
30.983 
18310 
8366 


$88,061 
543M 
72.947 
87.163 
19.794 


Illli 


$85,428 
64.117 
50397 
39347 
19.112 


$45,460 
33339 
17.465 

723 




$38,030 
30.019 
28329 
14.164 

•19.877 


$83,490 
63358 
46394 
28.042 
20.600 


$47,785 


1912 




35.428 


1911 




19,043 


1910 




13.665 


1909 




4:123 



Digitized by VjUUV LC 



38 



REPORTS OF FIRE INSURANCE COMPANIES. 



COLUMBIA 

Amktb, Dbc. 31, 1913. 

Mortgaee loans S8350 

Bonds and stocks . . . 129,046 

CoUateral loans 32.746 

Cash 12.217 

Agents' balances.... 19,933 
Interest and rents . . . 6,425 



FIRE INSURANCE 
LiABmnu, Die. 31, 1913. 

Losnsunpaid $9,472 

Uneaniedprems.... 59.009 

Reins, due 008 1.817 

Other liabUities.... 298 



Total 



Totalliabilities... 170.656 
Capital paid up.... 100.000 
Net surplus 38.061 



8208.717 Total $208,717 



Underwriting loss. 1913, $25,108; investineat profit. $8312. 

RISKS* AND PREMIUMS: Fire risks in force, Deoembtf 31, 
$6,162,603; prmhims thereon. $106,993. 

BUSINESS SINCE ORGANIZATION: Premiums reeeived, 
$212,620; kMses paid, $111,006; 

MORTGAGE LOANS: Then are 3 Umdb for $8350, protected 
by property vahied at $30,000. There was $1,427 ol interest 
past due on Dee. 31, last. The company holds $7,000 of insur- 
ance on the mortgaged bids. 

COLLATERAL LOANS are as foOowi: Market Amount 

Securitks. Value. Loaned. 

Athens Ry.A EL, Athens, Ga $2,000) 

Athens Ry. A £1., Athens, Ga., stk. . . . 65,700 

Comer Bk lOOf $32,746 

Bk.ofDaniel8vUle 120 

CitisensBk.ATr 400 



Totals. 



$69320 $32,746 



COMPANY, Athens, GsL.—ConUnued, 
BONDS AND STOCKS OWNED: 

BONM. 

Waycross.5% 

Athens, 4% 

Rockmart, 5% 

Elberton,5% 

Clarke County, Ga., 4% 

Athens, 4% 

Blue Ridge, 5% 

Athens, 4% 

Canton, 5% 

Lyons. 5% 

NichoHs,5% 

Ashbum, 5% 

RutledgB.5% 

fiSirk»,6% 

Winder,5% 

P*TO,5% 

AtlanU.4% 

Sylvester. 5% 

Stocks: 
Athens Hotel Co.. p.. 8% 

Totals 

MISCELLANEOUS: This company was orsvuMd early in 
1909 and was licensed to transact buBnesi m Ga. in April, with 
a paid-up captial of $100,000 and a like amount of surplus. 

DIRECTORS: Jas. Y. Carithers, Wm. T. Bryan. James White. 
John R. White, HamUton MoWhocter, J. T. Pittard. Chas N. 
Hod0K>n, F. C. Shackelford. J. T. Johnson, Judoe John R. Wllk- 



Par 


Market 


Vahie. 


Vabe. 


$5,000 


$5350 


2.000 


2300 


5.000 


5.000 


5.000 


5300 


4.000 


4.000 


3.000 


3,000 


10.000 


10.000 


10.000 


10.000 


2.500 


2300 


20.000 


20.000 


10,000 


10.000 


9.000 


9.000 


10.000 


10.000 


5.000 


5375 


3.000 


3.000 


7,000 


7.000 


14,000 


13,975 


3.000 


2.940 


400 


400 


$127,500 


$129,046 



inson. Dr. J. C. MoKinney. A. C. Erwin, H. 
David W. Meadow, Langdon C. Qnin. 

FIELD MEN AND TERRITORY COVERED: 
operates only in Ga., field work from home office. 



Company 



COLUMBIA INSURANCE COMPANY. Jersey City, N. J.I 

Ptaaident 0. F. Cimoe; VkK-PNadeat, Fnoi Hmmam: Snreteiy, C. E. Deu. Otiiawti, IMl. 



Year 


A«ets 


Unearned 
Premiums 


Net 
Surplus 


Net 
Pramums 


Total 
Income 


Loans 
Fkid 


Dividends 


Expenses 


Total Ex- 
pendiHixei 


Looes 
Incurred 


1913 


$973,679 
944.988 
858.983 
777,821 
703,384 


$189,129 
173,198 
170,721 
160380 
141,807 


$339,121 
326,702 
275,026 
203344 
152,167 


$396,770 
401,007 
360,547 
301,634 
242.068 


$431,844 
432,270 
388309 
327,954 
265307 


$228321 
180.941 
162.581 
127,678 
110,766 




ill 


$880,472 
334349 
304,535 
240,119 
201.5n 


$2I8.46« 


1912 




205383 


1911 




158,171 


1910 




131.914 


1909 




105334 



Asans, Die. 31, 1913. 



LuBiutm, Dio. 31, 1913. 



Bonds and stocks. 

Cash 

Agents' balances.. 

Interest 

Others 



Total 



$849,215 Losses unpaid $29,429 

53,352 Unearned nrems.... 189,129 

43,149 Other liabilitieB 16,000 

11,163 

16300 Total liabilitieB... $234,558 

Capitalpaidup 400.000 

Netsurplus 339.121 



$973,679 Total $973,679 



Underwriting profit, 1913, $1,056; 



profit, $11303. 



RISKS AND PREMIUMS: Marine and inland 
Dee. 31, $19,993,402; premiums thereon, $375,420. 

BUSINESS SINCE ORGANIZATION 
$3,300,346: loMs V^ $1312.914; dividends 
$14,000. 



BONDS OWNED: 



risks in foiee 



Bergen Co., 1935-37, 4H% 

- ■ Dton,Exch.8t^B.,1937,3H%. 



Saio, Com. so., 1917-22, 3^% . 



Jersey Cy., a. pk., reg., 1961, iH%. . . . 

New York. d. i ferries, 1940, 3»^% 

New York. H. of R., 1940, 3H% 

New York. p. lib.. 1942. 3H% 

New York. San Proo,, 1920, 3>^% 

Ga.Bs.,1915,4H% 

Union Co., N. J., 1942, 4K% 

C.R.R.ofN.J.,1987,5% 

C, B. A 0. R.R._gn. m. reg., 1958, 4< 
C, St P., M., 0. £R.,eajnjeg.,1930,' 

Chi. A Nwn. Ry. g., 1987, 3H% 

L. 8. k Mich. So. RJl., 1931, 4% 

Lehigh Valley Ry., 1940, 4H% 

Mich. Central RiU, d. reg., 1929, 4% 
Ma., S. A No. W. Ry.. g., 1947, 4% . . . 
Mil.. 8. 4 No. W. Ry.. 1 m.. 1947. 4%. 
Nat. R.R.. Mexico. 1926. 4H% 



Pte 


Maricet 


Vahie. 


Value. 


$35,000 


$35,700 


50.000 


44,500 


60 000 


58300 


100.000 


97,000 


6.000 


5,220 


2.000 


1,740 


104300 


90315 


•62300 


60,000 


10.000 


10,000 


31.000 


30380 


1.000 


1.140 


30,000 


27,600 


32.000 


28.160 


14,000 


11.200 


20300 


17.800 


10.000 


10.100 


10,000 


8300 


10,000 


9.100 


25.000 


22.750 


12,000 


9360 



Per 


Market 


Value. 


Vahie. 


$10,000 


$8300 


42,000 


39,900 


30,000 


23,100 


25.000 


23350 


35,000 


33350 


20.000 


17.000 


25.000 


22350 


20300 


15.400 


20.000 


20.800 


10,000 


8.600 


20,000 


20.000 


20,000 


19.000 


10.000 


9300 


10.000 


9,700 



Bonds.— Cent 
N.Y.C.A H.R. R.R.. r.. 1997, 3^%.. 
N. Y. Connecting Ry^gr., 1953, 4H%.. 

N.Y.,N.H.AH.R.R.,1956.4% 

No. P*c R. R., 1997, 4% 

No.Pac.A Gt. No. CBA Q.CoL.1921. 4% 
0. ft W. R.R. * N., 1 r. m., 1961, 4%. . 

Ore. Short Line, r., 1929. 4% 

St. L., I. mTaSo. R.R.. 1., 1933, 4% . . . 
Amer. Dock ft Imp^ 1 m., 1921, 5%.. . . 

A. M. Tl. ft Tg., reg., 1929, 4% 

New Eng. Tl. ft Tg., g. reg.. 1932. 5% . . . 
N.Y.T1..1 gnjn.«. J.m., 1939. 4H% 

Ontario Prov.. d.. 1926, 3H% 

Toronto Local Imp., d., 1916, 3H% 

Totals $922,000 $849315 

MISCELLANEOUS: Company began business with $50,000 
surplus; in 1902, $30,000 additional surplus was paid in, and in 
1906, $50,000 additional was paid in. Caoital increased in 1003 
from $250,000 to $400,000. The Union Marine Insurance Ga 
of Liverpool owns $399,300 of the stock of this company. Con- 
flagration losses: Baltimore, 1904, $3,734; San f^andsco, 1906, 
$7373 (net). Vahie of deposits; Ont., Can., $35,700; Ga., $10,000. 

DIRECTORS: Geo. F. Crane, F. Hemnann, Geo. D. HaUook, 
Fredk. T. Busk, Uwrenoe Knedand, C. E. Dean, Wade Robinaon. 

FIELD MEN AND TERRITORY COVERED: Geaenl 
agents: G. L. ft K. J. Gross, Providence. R. L; FieM ft Cowlea, 
Boston, Mass.: E. P. Lenehan, Cleveland, Oj Geo. W. Neare, 
Gibfas ft Co., Cincinnati. 0.; F.H. Osbora ft BroaM Chicago, III.; 
A. G. Hancock, Baltimore, Md.; W. T. Toirey, Houaton. Tex.; 
Geo. W. MoMurrich ft Sons, Toronto, Can.; Peabody, SkMson ft 
Sngrth, New York City; Woodward ft Williamson, Jersey Citjr; 
Ertert F. Ashley, Rochester, N. Y. The company ooBratee u 
Ab.. Ark., GaL, Conn.. Del» D. C, Ga.. HI., IncL la., Kan., Kr.. 
Me., Md., Maa., Mich., Mmn., Mo.. Neb» N. H., N. J.. N. Y., 
N. C., N. D.. 0.. Okla.. Pa.. R. I., B. D., T«m., Tex.. Vt, Vn.. 
W. Va., Wis., and in Canada. 



f Traoaaets i 



i only. 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



39 



COLUMBIA INSURANCE COMPANY, Dayton, O. 

FNMlaot,O.Laaiak«l;Se(nt>i7.H«nmaBis*. OnutedlSSl. 








Uneuned 


Net 


Net 


Total 


Lo«es 






T0I5IEX- 


Losees 


Tta 


Amte 


FtammM 


ftirphis 


Ttmbaam 


Inoome 


Pkid 


DiTidflwIi 


Eipenice 


penditoTCS 


Ineumd 


1913 


t7S8,7M 


•115,412 


1521,079 


1108,540 


•188,292 


800.449 


tnjaoo 


•44306 


•^•SJ 


•59.992 


1912 


770,111 


114;883 


503.020 


104;»4 


134.727 


38.987 


15,000 


45.016 


X?'22 


Jf'SS 


1911 


740^ 


113,434 


471,7«0 


102,079 


133305 


34.940 


15.000 


41380 


91329 


ij'SS 


1910 


702,7SM 


114,001 


429,380 


103.778 


131.157 


41,104 


15,000 


41.234 


•K-JS 


44.699 


IW 


808.1601 


1I8.00B 


804,373 


107.215 


133332 


43,440 


15.000 


47388 


106.978] 


41.620 



LuBiLnns. Dec. 31, 1913. 



AflBRS,DK.31,1918. 

BMleitate 858.000 

MartgieelMuit 17300 Unearned prems 

Bonds and stoeb... 077370 Tansaeerued 

Go3atnlk»M O3OO 

Ctafa 14.456 

Ageoti' faalaoeei. . 
latcretaadicnta. 



Totila 



Total liabUities. 
15322 Caintal paid up . 
419 Net! ' 



115.412 
807 

•117,067 
150,000 
521,079 



•788,700 Total 0788,700 

UadenmtiBK profit. 1913, te.388; investment profit, •31371. 

RiaSS AND PREMIUMS: Fire rjaka in forae. Dceember 31, 
121.431397; preminms tbeicon, •228.760. 

BMN^B SINCE ORGANIZATION: PreminoM reoeired, 
l237ilM: kens paid. •1.149.771; dirideods deebied. eaah, 
1584)00. 

R£AL ESTATE OWNED: Cooqnsta oompany'a home offioe 
taldini. earned at •5300(aetaaleoft). Donng the pait yew it 
reeeneJ 14317 in rente and 



d 14317 in rents and paid •2.479 

MORTGAGE LOANS: Then are 6 morteage loans, amre- 
Ptmg 117300 on pfopertjr. located in dtf of Dayton, 0., Tatued 
'^Tt!^^"'^^*'°°<"™^^<'>°^™'®<"^ Themnrtgigwi 
fn ftB fimt fieos; there is no interest past doe and the company 
hoUs 113.000 of inannee on the bundbgs. 

CqUATERAL LOANS: The eompaay has a bwn of •0300 00 
MnntM tabled at •8380. 



BONDS AND STOCKS OWNED: Market 

BONM. Value. 

Cincinnati, 0., 4% •100.000 

Cleveland. O., 4% 100.000 

DaTton,6.,4% «.000 

Columbus, 0.. 4% 70.000 

Toledo, 0., 4i% 50,000 

Montgomery Co., 0..4i% 14,000 

Akron, 0., 4% 30,000 



NatBk. 



Stooeb. 



111,100 

City Ry.. Dayton, 30.060 

D.Afi.R.R.,p 27,760 

~ - 4,000 

10,000 

26,250 

10,000 

20,160 



D. AM. R.R.. com.. 

Little Miami R. R 

Clev. ft Htti. R. R 

Columbus * Xenia R. R. . 
Dayton Gas 



Totafa 0677370 

DIRECTORS: 0. 1. Gonekel. Sam'l W. Davies, Fieroe D. 
Sebenek, Albert Thresher, F. P. Beaver, J. D. Whitaore, Tomnoe 



FIELD MEN AND TERRITORY COVERED: A. F. MoEav, 
Cohnnboa. 0.. medal agent. The company operates in Ind., 0., 
Mich, and W.ViL 



COLUMBIAN INSURANCE COMPANY OF INDIANA, Indianapo 

Ptaadent, George £. Feeney; Secretary, Edward T. Lyons. Organised, 1911. Began businesB. Maroh. 1912. 


lis, Ind. 


Ytu 


Aaeto 


Unearned 
Pkeminms 


Net 
SnrphB 


Net 
Pkenunme 


Total 
Inoome 


Losses 
Pkid 


IXvidends 


Eipensee 


Total Ex- 
penditures 


Lcseas 
Inouxred 


1913 


1229396 
175.009 


•10.049 
4.145 


•43.049 
50.835 


•14372 
6311 


'•58.401 
10304 


«.«^« 




•32352 
11313 


•34.260 
11340 


•2,045 


1912 




100 



'lockjdes •34303 preminms on new itoek sokj. 



iMiB, Dtc. 31, 1913. 

JJortpwe loans 3141375 

Mmiapal bonds... 7,002 

Ciih ... 

AfBDti'balajioes' 

;g««wt«ad rents... 2304 

Other 



LuBiLmn, Dnc. 31, 1913. 

LosBCB unpaid 048 

Unearned 1 



nedprems... 
74383 Other fiabimies.... 
2.738 

Total liabilities.. 

SH Capital paid up.... 

Netsorphis 



10,949 
2.941 



•229390 Total. 



•13.938 
172,409 
43,049 

•229.39flr 



Tout a 



ei^?^^*^^'!^^^^!^^^' Fire risks m force, Deosnber 31. 
•1.787.219; pranimna thereon, •17.676. 

8^NE88 SINCE ORGANIZATION: 
»».?»; Vmm paid, 52,031. 



MORTGAGE LOANS: These loans aggregate 3141.275 and 
are upon im^ved real estate and farm properties in Ind. valued 
at about twice the amount kwned thereon. On December 31, 
bet, no interest was past due. 

MISCELLANEOUS: The company oommenced business in 
March, 1912. with a paid-up capital of 3107310, which has been 
subsequently increased during 1913 to 3172,400 by new stock sold. 

DIRECTORS: George E. Feennr. Miohad F. GiU, Edward 
T. Lyons, Charles Fox. John P. Flan, Matthew F. Gartbnd, 
Frank X. Schaifer, Jacob Buennagil. Danid L. Boland. 

FIELD MEN AND TERRITORY COVERED: General 
agent. John A. Moriarity, Indianapolis, Ind., for Ind. The 
company operates in Ind. only. 



COLUMBIAN NATIONAL FIRE INSURANCE COMPANY, Detroit, Mich. 

"<^^^l<*tQ.timt:TietrnMm»B,CbM.}.mg^tadH»nak}ioai; SMntaty ud Tnuurer, M.W.W,Ui. Oriuued, 1913. 



Yl41 


Aaets 


Unearned 
Fkeminms 


Net 
Surpfais 


Net 

Premrams 


Total 

Tfiwmift 


Losses 
Paid 


Dividends 


Expenses 


Total Ex- 
pendituree 


Looes 
Inoorred 


^ 


S132U40 


•48,746 


•301,480 


•74.036 


•91300 


•5.968 




•102352 


nmjKtd 


•12.180 



Aw»,Dk;.31, 

ifortBwkns 

?«*i«lito4i... 
l««icaUANet3k.. 
(^•■^414300 

A^bitoei:::: 

ifttawt 

0lh8ri«et»;. 



Total 

Ui 



1913. 



LxABZums, Dnc. 31, 1913. 

ioesesunpaid 86314 

842.723 Unearned prams.... 48,740 

Otherfiab&iM 2341 

9300 

100480 Total liabilities. . . 867,001 

10,145 Capital paid up 902,060 

18307 Netsomhtt 201,488 

877 



•1321,740 Total ^1321,740 

. 1911, •88,700; iDvestsaent profit, 821.730. 



RISKS AND PREMIUMS: Fire risks in farce December 31, 
•7,070,063; premmms thereon, •72,942. 

BUSINESS SINCE ORGANIZATION: Pnmiums received, 
•74,030; kMMs paid. OS.OOS. 

MORTGAGE LOANS: The company has 34 k)ans amountin| 
to 8233.000 on property vahed at 8734.494. There are but 8 
k»ns as large as 310,000 each, those above this sum bemg 030.000 
on k>t 2. block 78, subdivision of Caas farm, Detroit, valued at 
873,394; 815.000 on Mason City. la., property vahied at 840.000; 
•14,000 on Gamer. In., property appraised at •37,800, and 820,- 
000 on Detroit property vahied at 842,400. 

Digitized by VjUUV iC 



40 



REPORTS OF FIRE INSURANCE COMPANIES. 



COLUMBIAN NATIONAL FIRE INSURANCE COMPANY, Detroit, Mich.— Cow/, 



BONDS AND STOCKS OWNED: 

Bonds. 

Addimm Apt.. 1 m., Detroit, 191&-33 . . . 

Bay Cy., Mich., local imp.. 1917 

Bdliiigham. Wash., f .. 1926 

Berrien Bpss, r., wat. wks., 1037 

Big Rapids. Mich., wat. wics., 1935-42 . . . 

Brown Cy., Mich., wat.. 1942 

Brown Ct.. Mich., el. It.. 1934 

Carson C^-. Mich., r. wat. wks., 1920.. . 

Dallas Cy.. Ore., ar., 1937 

Detroit Pub. so.. 1942 

Detroit. HT.. 1943 

Detroit grade soMration, 1942 



Elfaridge Twp. Oceana. 1920-27 

Flint. Mich., Union sc. dist.. 1986 

Grand Rapids, Mich., sand filtra., 1931-3 

Hamtnunaok, Mich., pyt int., 1916 

Hamtnunaok, Mich., pave., 1916 

Hamtramaek Twp., sc.. 1928 

Ter. of Hawaii, imp., 1942 

d PkTMidi., 1928 

, Mich., pub. sc.. 1930 

lessa, Mich., wat. wks.. 1928 

LaurenberK,N.C..r.. 1923 

Limestone Twp-. Midi., imp., 1916-18.. . 

Lorain Co., 0., 1922 

Ludington pavement, 1942 

Muskogee. Okla., pub. sc., 1929 

NatTffiBca, 1 m. g., 1921 

State N. M. otf.. ind., 1914-16 

Paulding Co., 0. Rd.. imp., 1919 

Pontiac. Mieh.,ae., 1928 

Riohmood Twp., sc., 1928 



Psr 

Vahie. 

$15,000 

10,000 

4.000 

5.000 

30.000 

12,000 

4.000 

4,000 

25.000 

3.000 

50,000 

10,000 

10.000 

11.000 

25.000 

1.711 

2,522 

10.000 

60.000 

30.000 

5.000 

3,500 

13,000 

6.000 

1,000 

30,000 

25,000 

26,000 

45.000 

15,000 

10,000 

18.700 



Market 

Vahie. 

115,520 

10,200 

4,040 

5,000 

30,750 

12,360 

4,073 

4,000 

25.375 

2.910 

50.000 

10,000 

10.420 

11,110 

25.650 

1,711 

2,522 

10,430 

60,200 

31.800 

5,000 

3,710 

13,260 

6.300 

1.030 

31.053 

24.250 

26.520 

45.600 

15.186 

10.000 

19.261 



Bonds and Stocks Ownnd.— Cont 

Bonds.— ^sfU. 

Northampton Twp.. N.C.. Rd. Imp.. 1936 

Royal^i Wat.. 1937 

Schoolcraft Co., Mich., rd. 1926 

Sebewaing Twp. Rd., 1924 

ShdbysTwp., Rd., Mich., 1927 

S. Haven, Mich., Rd. Imp., 1933 

Strike Axe Twp., Okla., Rd. Imp.. 1936. 

Sweetwater, Tex., sr., 1952 

Sylvia Twp., N. C, rd.. 1937 

Tuba. Okla.. so.. 1932 

U. 8. Panama, 1961 

Stocks. 
W. Adi. A Insp.. N.Y. Life Big.. Chi.. lU. 

Total " 



Pte 

Vahie. 

115.000 

33.000 

6,600 

31.000 

7.000 

20.000 

5.000 

25.000 

15.000 

54.000 

100,000 



100 



Market 

Vahw. 

$15,712 

33.990 

6,760 

31.595 

7394 

20.890 

5.300 

25.000 

16.200 

56.019 

100,000 



200 



$832,034 $849,303 



MISCELLANEOUS: The company orgBoiaed in 1913 with 
a $500iX)0 capital. Capital inoreased December 31, 1913, by 
lubscripyons to $902,650, and $104,626 added to sorphis. 

DIRECTORS: R. J. Bowes. P. M. CaoapbeO, E. G. Dunn, 
John Q. Ewing. John I. Lesry. Sherman Steele. Philip FxitM, 
Chas. J. Higgins. Francis J. O'Connor, Patrick Noud. M. W. Wd^. 

FIELD MEN AND TERRITORY COVERED: Edward 
Bliven. managing underwriter; C. R. Barber and Rav L. Hswlett. 
special agents for Southern Mich.. 0. and Ind., H. H. Rimiogtoo, 
special agent for Pa., N. J. and N. Y.; W. E. Gunn, speoial agent 
for HI.. la.. MimL, Wis. and Northern Mich. The company is 
' in Ind.. 111.. la.. Mich., Minn., N. J., N. Y., O.. PaTaad 



operating ii 
Wis. 



COMMERCE INSURANCE COMPANY, Albany, N. Y. 

Piesidsiit, E. D. Jeoison; Vioe-Prerident. Frank Van Benthuysen; Seeretaiy. A. J. Hmman; ABUstant Secretary, A Van AAen. 

Organised, 1859. 







Unearned 


Net 


Net 


Total 


Losees 






Total Ex. 


Losses 


Year 


Asssts 


Premiums 


Surplus 


iremxums 


Income 


Paid 


Dividends 


Expense! 


pendituiss 


Ineamd 


1918 


$748,642 


$243,583 


$271,799 


$249375 


$285,588 


$130,238 


$20,000 


$106,011 


$256349 


$121,442 


1012 


747,089 


238.745 


269,286 


J^f'S^ 


287,570 


155,845 


20300 


106379 


282,424 


140.729 


1911 


724,709 


226.893 


263,035 


246,284 


281,146 


146,132 


20,000 


102,029 


275357 


147394 


1910 


714.909 


227,975 


255,401 


266,445 


303341 


115,157 


20300 


106,781 


268,772 


121.880 


1909 


669.637 


214,901 


230,397 


265,447 


290,426 


106,511 


20,000 


105,601 


282,113 


105.981 



Assns, Dae. 31. 1913. 



Reale 
Mortgage kMuis.. 
Bonds and stocks. 
Cash. 



Intersst and rents.. 
Other sssets 



Total 



$100,000 
80300 
532.727 
36.146 
41,858 
4,177 
2,934 



LuBiinaBS, Dae. 81, 1913. 

Losses unpaid $17,910 

Unearned prenos.... 243.583 
Other liabilities 15.350 



Total liabiUties . . . $276,843 

Capital paid up 200.000 

Netsurphis 271.799 



$748,642 Total $748,642 



Underwriting profit. 1913. $15,265; investment profit, $7,247. 

RISKS AND PREMIUMS: Fire risks in fom, Decennber 31. 
$48301.788; prenuums thereon, $465,361. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$8343387; losses paid, $5301317; dividends declared, cash. 
$1,156,000. 

REAL ESTATE OWNED: Consists of the buUdinip and k>ts 
at 58, 55 and 57 State St., Albany, a portbn of which is used by 
the company ss its head office. 53 ana 55 is a 5-story white stone 
front bnck building in front and 4-story brick in roar; 57 is a 
4-stoiy brown stone front brick famlding, with brick additions. 
The whole is carried at $100,000, its cost having been $90,000. 
It was appraised at $100340 tor the N. Y. Ins. Dept, m 1909. 

MORTGAGE LOANS: There are 12 loans, sll of which (aggre- 
gatbg $80,800) are upon Albany properties, and seem well secured 
by ptoperties valued at $79300. Ijiere was no interest overdue 
on December 31, last. 

BONDS AND STOCKS OWNED: 

BOMDB. 

N.Y. State Canal, 1960. 4% 

Albany, N. Y., Co., 1919, var. 3^% 

Albany, N. Y., hitfiway nnp., 1915, var., 

4% 

Albany, N. Y., P. 0.. r.. 1914. 3*% 

AttMoy, pub. imp., 1914-24, B\% 



Pte 
Vahie. 


Market 
Vshie. 


$60,000 
8,000 


$48300 
7,430 



6,000 
5,750 
5300 



5.940 
5.750 
5835 



Bonds amd Stocks OwvmD.^CmU. 
Bonds.— Conl. 

Albsny.stimp., 1914-29.4% 

Albany, imp. wat.. 1927.4% 

Albany, imp. wat., 1925-27, 4% 

N. Y.Cy.,g.reg..l915.3f% 

N. Y.Cy.,g.reg., 1918,34% 

N. Y.Cy..g.reg.. 1936.8}% 

N. Y.Cy..g.reg.. 1930, 3{% 

N.Y.Cy.,g.reg., 1915,31% 

N. Y.Cy..g.reg..l955.4% 

N. Y.Cy..g.reg.. 1956.4% 

N. Y.Cy..g.reg.. 1950, 3|% 

N. Y.Cy..g.reg..l963.4f% 

B.R.T..g.r«.n., 1918,5% 

Central Sc.Ry.. 1954,4% 

N.Y..O.AW.R.R..1955.4% 

N. Y.SUteRy., 1962.4*% 

Schenectady Ry., 1 m.. 1941. 4|% 

Schenectady Ry.. cs. g. m.. 1941. Ak%. . . . 

United Tc. Co., g. m.. 2004. 4J% 

United Tc. Co., g. d., 1919, 44% 

Watervliet Turnpike R. R.. 1 m.. 1919. 6% 
Albany Board of Underwriters, 1914. 6% 

Bethlehem Steel. 1 p.. 1942. 5% 

KingsCo.El.Lt.&Pow.. 1925. 6% 

Stocks. 

DeLAHud8onR.R 

Gt.No..p 

Pennsylvania R.R. Co 

So. Pac.. com 

First Nat. Bk.. Albany, N.Y 

Nat.Bk.ofCohoe8rN.Y 

Nat. Com. Bk., Albany, N.Y 

Amer. Tobacco, p. (new) 

On. Ad. Bureau, N.Y 

Gn.El.Co. 



King.Co.El.Lt.AP<|^.g(^^.^^.^,. ^^^^^ 



Psr 


Market 


Vahie. 


Vafaie. 


$16300 


$15340 


10,000 


9300 


15.000 


14,700 


4350 


4307 


10,000 


9.700 


10.000 


8.800 


10.000 


9.000 


10.000 


9300 


10.000 


9.500 


10.000 


9300 


10300 


8.500 


10.000 


10.400 


10.000 


0.600 


10.000 


8.400 


9,000 


7.650 


25,000 


21350 


10,000 


10300 


6,000 


6.120 


10.000 


9300 


15,000 


14350 


10,000 


10300 


1,000 


1.000 


10,000 


8.100 


4,000 


4360 


20.000 


30.600 


10,000 


12.700 


22300 


24.750 


10.000 


9.000 


10.000 


16.000 


5.000 


10300 


5.000 


15.000 


10.000 


10.400 


400 


40O 


10300 


14.100 


;^^ 


27325 



REPORTS OF FIRE INSURANCE COMPANIES. 



41 



COMMERCE INSURANCE COMPANY, Albany, N. Y.— Continued, 



B02VM AXP 9IOCE8 OwKKD.— Cofll. 

Stogkb.— Cmt. 

MQiiiei|MJGaBCo.,Allwo7,N.Y 

rnd«writenS«LCo..irY 

UBdenmim8aLCo.,ChJeaeo.Ill 

W..\d. A Inp. Co.. Chicago. lU 

W.UoioDTg 

r.M.4St.P.R.R 



Fte 


Market 


Viihie. 


Value. 


$10,000 


$39,300 


500 


600 


500 


750 


100 


200 


30.600 


17,400 


10,000 


10,000 



Toteb (book vBhie. $554,404) . 



$497,000 $532,157 



MISCELLANEOUS: After Chicago conflagration ea|)ital was 
redneed faom $400,000 to $100,000 and efaaice from $100 to $25; 
tin u adfBtinnai $100^)00 was paid in in cash to bring capital 



to $200,000. The company kiet $400,000 in the Chicago con- 
flagratkm of 1871; $26;600 at Lynn, in 1889; and $70,000 at 
Boeton, in 1872. 

DIRECTORS: Oriando H. Davenport, Mfttthew J. Wallace. 
Simon W. Roeendale, Jamea Milwam, William Piatt Adams, 
E. Darwin Jenison, Frank Van Benthuyeen, William J. Nellia, 
Morria L. Ryder, John J. GaUogly, James B. McEwan, Chas. 
Gibeon. Robert M. Chalmers. Henry H. Kohn. 

HELD MEN AND TERRITORY COVERED: R. P. 
Ockenga, general agent for lU.; A. Q. Rose, State annt for Wis.; 
G. M. Tobin. special afsot for N. J. and Pa. The company 
operates m Conn.. 111., Ind., U., Ky., Me^Md., Mass.. Mioh.. 
Minn.. Mo., N. J.. N. Y., 0., Pa., R. I. and Wk. 



COMMERCIAL FIRE INSURANCE COMPANY, Washington, D. C. 

President, Robert R. Tattle; Secretary, Paul F. Grove. Organiied. 1890. 



Ymb 


AOKti 


Unearned 
IVeDEiiams 


Net 

Sorpliia 


Net 
Premiums 


Total 
Income 


Looes 
Pkid 


Dividends 


Expenses 


Total Ex- 1 Losses 
penditores Ineuired 


1913 

1912 
1911 
1910 
1909 


$759,187 
925.751 
367,297 
187,525 
150.171 


1131,119 
185.550 
81,449 
28,751 
14.335 


1100,498 
243,560 
78,173 
35.386 
35,579 


til0,147 

263.348 

142,736 

40,403 

10.653 


1170,598 

*566;786 

t209.974 

48,219 

18.757 


1178.944 

177,199 

36,061 

4,819 

6.150 


"mm 

7.000 
6.000 
6.000 


$142,175 

tl48.604 

67.360 

20,376 

8.4061 


$321,119 $172,512 

t354.626| 205.216 

110,803' 40,908 

31,195 8.167 

20.556 6.157 



* Inebdes $281,489 surpliis oonbibnted in 1912 and $24.1 12 in 1913. t Inchides $60,000 premium on new stock. } Indudes 
D and cap. of seOmg stoek. 



AsBRfl, Dae. 31. 1913. 



Ralsitate 

MortpcekMBS.... 
Boeds sad stocks.. 

C*h 

iBtcnrt sad rents. 



Tools 



LiABiLinu. Dec. 31, 1913. 
$83,798 
131,119 
19.043 



$350,000 
106,500 Unearned prems.. 
203.765 Other liabmties.. 
80,748 

Total liabilities 
Capital paid np 



9.174 



$183,960 

474.729 

Netsurphis 100,498 



$759,187 Total $759,187 



RISKS AND PREMIUMS: Fire risks in force, December 31, 
120.238.071: premiums thereon. $237,620. 

BUSINBSS SINCE ORGANIZATION: Premiums received. 
S847,432; knses paid, $512,024; dividends declared, cash. $1 13,633. 

REAL BTTATE OWNED: Consists of a half interest in South- 
ern BIr^ 15th and H. sto.. N. E., Wash.. D. C, on which its net in- 
come for the past year was $12,061. 

MORTQAGE LOANS: There ate 62 kwns, aggregating, $106.- 
KA, protected by improved real estate in the city of Washington, 
nloed at $416,940. There was $379 of interest past due on 
I^Kesiber 31, task Ccunpany hoMs $125,815 of insurance on the 
boih&ip. 



BONDS AND STOCKS OWNED: 
Bomw. 

AUwta. BC. 1929-80, 4i% 

Kwoiood, pub. imp., 1W3. 4% 

Awr. TL 4 Tg., col. tr., 1929, 4%. . . 
Nw York Qy., ep. stk^ 1957, 4J%. . . 



Par Market 

Value. Value. 

$10,000 $10,000 

11,000 10.230 

5.000 4,300 

10,000 10,400 



BoNDA AMD Stocks Ownbo.— Conl. 
Bonds.— CofU. 

Seattle, p. J932. 41% 

Asheville Water Wks., extn. ft Imp. 

1922.4% 

New York, canal unp., 1962, 4% 

Va. Ry. * Pow.. 1 k r. m., 1934, 5%. . 
A, T. A S. P. Ry., gn. m. g.. 1996, 4% 
Umon Pa. Rr. * LandGrant. g., 1917 J% 
C. * Nwn Ry„ gn. m. g., 1987. 4%.. 
Wash. Ry. & El., cs. m. g., 1951, 4%. 

Richmond pub. imp., 1945, 4% 

Southern Bldg.. corp.. 1915, 6% 

Laporte k Mich. Cy., 1930. 5% 



Pte 


Market 


Value. 


Vahie. 


10,000 


9.500 


10,000 


9,500 


50.000 


48,500 


10.000 


9,200 


25.000 


23,250 


25.000 


24,000 


25,000 


23.500 


11.000 


8,800 


12.000 


11,160 


1,000 


1,000 


500 


42& 



Totals (book values, $211.989) $215,500 $203,765 



MISCELLANEOUS: Capital niereased in 1911 from $100,000 
to $200,000, and $60,000 realised as premium on the new stock 
issued. Capital increased in 1912 to $460,619, and $281,480 of 
surplus contributed. Capital increased in 1913 to $474,728 and 
$24,112 contributed to suiphis. Conflagration kws, Baltimore. 
1904. $2,250. 

DIRECTORS: Hon. Geo. W. Atkinson, Fred S. Dudley, Fred 
T. Dubois, Paul F. Grove, Clarence A. Krouse. John McEee. John 
E. Speirv, Robert R. Tuttle, Richard Wightman. Robert Wynne. 
Bestor R. Walters, Eldridge E. Jordon, Wm. Frank Thyson, 
Bates Warren. 

FIELD MEN AND TERRITORY COVERED: The company 
operates in Ala.. Ark., Cal., D. C, Fla., Ga., 111., Ind.. La., Md., 
riSch., Mo.. N. J., 0., Pa.. Va. and W. Va. 



COMMERCIAL UNION FIRE INSURANCE COMPANY, New York, N. Y. 

Pteodent, A. H. Wray; Vice-President and Secretary, Chas. J. Hofanaa. Orsanised, 1890. 



i Unaanied 


Net 


Net 


Total 


LOSMS 






Total Ex- 


Losses 


Ttis. Aaeta 


Rtemiums 


Surphis 


IVemiums 


Income 


Paid 


Dividends 


Expenses 


penditures 


Incurred 


m \ 11/189.437 




$393,092 


$453,687 


$469,151 


$217,687 


$20,000 


$144,785 


$382,343 


$224,241 


JI2 1.028.090^ 391.211 


350,671 


424,787 


456.396 


177.848 


20,000 


137,387 


335.235 


179,949 


;i 9M,M9 342.366 


310,059 


366,727 


396,578 


191,629 


20.000 


115.178 


326.807 


181,768 


9W 8S8.806 816.876 


251,554 


351,200 


378,998 


160,880 


20.000 


115,358 


296,244 


158,879 


I«» 792.796 279.498 


215,924 


345,235 


371.554 


128,605 


20,000 


101,064 


249,569 


116,221 



AsBtia. Dk. 31, 1913. 

^sadstoeb. . $888,187 

^** 75,880 

A^Brtihahnoes ... 116.096 
I««»«» 9,274 



LiABXLrms. Die. 31. 1913. 

Losses unpaid $44,282 

Unearned prems .... 436.697 
Other liabiUties 15.366 



Total liabilitia... $496,345 

Capital paid up 200,000 

Netsurplus 393,092 

To^asHts $lj089,4a7 Total $1,089,437 

Cair^ritJBg profit. 1913. $39^51; investment profit. $22,571 



RISKS AND PREMIUMS: Fire risks in force December 31, 
$82,243,412; premiums thereon, $814,141. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$4,330,668; losses paid, $2,136,371; dividends declared, cash, 
$241,225. 



BONDS AND STOCKS OWNED: 
Bonds. 


Par 
Vahie. 


Market 
Value. 


N. Y. SUte, hwy. imp., reg.. 1962, 4^^; . . 
N. Y. State, hwy. imp., reg., 1956, 3'; . 
N. Y., State, canal imp.. reg.. 1958, Z'{ . . 
N. Y.. reg., 1914. SU'^, 


$50,000 

20.000 

5.000 

19.000 


$48,500 
19,200 

4.800 
19.0») 



Digitized by N^Ji^OV iC 



42 



REPORTS OF FIRE INSURANCE COMPANIES. 



COMMERCIAL UNION FIRE INSURANCE COMPANY. New York, N. Y.^Coniinued, 



BoNoe AMD Stoou Ownsd.— CofU. 

BONM.— Colli. 

N. Y. Cy. add'], wat. ln.j«g.,1915. 3^% 

N. Y. C>-., reg., 1942-64, 3H% 

N.Y.Cy.,reg..l966.4% 

Norfolk, V»., reg.. 1940. 4H% 

Atch., T. & S. F. R.R.,_m. m., 1995, 4% 

B. A 0. R Jl., I m., 8. C. 1925. 3H% . . 

C, L. S. ft E. Ry. KT., 1 m., 1969. 4^%. 

InteH).R.T.,l&T.m..l96e,5% 

M., St. P. k S. B. M. Ry.OB.,br.,ig38,4%. 

Mo. Pm. Ry., 1 ool. m., 1920. 5% 

N.Y., N. H. ft H. R.R., n., 1914, 6%. . . . 

Pa. Gn. F. Eq. Tr., 1914. 6% 

St. L. Swu. Ry., 1 m., 1989, 4% 

S. Fe, P. ft P. By., 1 m., 1942, 5% 

So. Ry., 1 ca. m., 1994, 6% 

Un. Pac. R.R., cv., 1927, 4% 

Mieh. No. Pow., p., 1 m., 194j. 5%... . 
W. Ua. Ti.. F. 4 R. E. M.. 1950, 4^%.. 

SiQcu. 

All.&W.Ry..gr 

Chi., Mil. ft St. P. Ry.. p 

~y..N.V:,gr 



Par 
VahM. 
113.000 
200.000 
185.000 
25.000 
10.000 
40,000 
20,000 
25.000 
20,000 
20.000 
38.000 
10.000 
40.000 
25.000 
48.QdO 
20,000 
5,000 
25,000 



25.000 
15.000 
20.000 



Market 

Vahie. 

112.870 

170,500 

175.750 

24.000 

9300 

35,200 

18.000 

24,500 

18,000 

18,000 

38,000 

10,000 

34,000 

26,000 

49,440 

18,400 

4,000 

21,750 



32,750 
21,000 
26,200 



Bonds amd Siockb Ownbd.— Cm<. 
Stookb.— Colli. 

Saoood Ave, Ry., N. Y., gr 

8o.Ky.,p 



Fte 
Value. 



Market 

Value. 
$12,700 II?: 

10.000 7.70r) 



Totab (book value. 1931. 987) $045,700 $888,187 

MISCELLANEOUS: A ooatroUing intereit in tkis oompanv 
18 held in London by the Conuneroial Union of London. Tbe 
oompany paid $26398 on aooount of the Baltimore oooflagration 
in 1904; $4,916 at RooheBter in 1904; at San FraooMo. 1906, 
$115,186 net. 

DIRECTORS: A. H. Wray, C. J. Holman. Wm. M. BaUard. 
John Claain, H. C. Eddy, R. A. Boit, Frad'k R. CampbeD, R. J. 
Croea, Chaa. RiuseU, Walter P. Bliv. T. H. Banks. C. E. Porter. 

FIELD MEN AND TERRITORY COVERED: H. C. Eddy. 
Chieafo, lU., manager Western department; E. T. NieUins. San 
FVaneiBco, general agent for Pacific coast; J. F. Edmonds, general 
agent Northwestern dqwrtment. Denver, Cok>. The oompany 
operates in Alas., Ark., Cal., Cob., Conn., D. C, ED.. Ind.. la . 
Kan., Ky^ La.. Me., Md.. Mass., Mich., Minn.. Mo., Mont.. 
NA.. N. H., N. J„ N. Y., N. C, N. D., 0., Ore.. Pa., R. I., Tenn.. 
Tex.. Utah, Wash., W. Vs., Wis. and Canada. 



COMMONWEALTH INSURANCE COMPANY OF NEW YORK, 

New York, N. Y. 

Pmidait, E. O. Richards; Vice-Presidsnts. J. F. Hastii^B, W. P. Young, C. R. Perkins. W. S. Berdan; Seeretanr, Robert Neirboult; 

Assistant Secretary, L. H. Eekhardt. Organised. 1886. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


Loaaes 


Tbab 


Assets 


Premiums 


Surplus 


PMniums 


Income 


P^ 


Dividends 


Expenses 


penditures 


Ineomd 


1913 


$2,633,267 


$840,854 


$1,184,780 


$873,449 


$981,908 


$453331 


$60,000 


$338304 


$841335 


$444,981 


1912 


2.599347 


803.946 


1.179.662 


858.922 


983363 


521,946 


50,000 


343.669 


915315 


402356 


1911 


2,687,026 


038.412 


1,009,385 


1.204,642 


1,317,767 


486.371 


60,000 


448.187 


984,658 


653,124 


1910 


2.271.817 


601370 


1,110,071 


711,176 


810,934 


285,727 


60000 


278.601 


614328 


293.286 


1900 


2.106,185 


622,293 


1,034.511 


672,789 


760322 


213.433 


50.000 


358,944 


522377 


217.138 



AsaxTB. Dkc. 31. 1913. 



LuBiLnnB, Dbc. 31. 1913. 



Mortgage loans... 
Bonds and stocks. 

Cssh 

Agents' bahmoes... 

Interest 

.Ptberi 



$307,100 Losies unpaid $76,133 

2,098331 Unearned prans.... 840,854 
68,557 Other Uabmties.... 31,500 

138356 

Total liabilities 
Capital paid up 



19,142 
1.581 



948.487 

_ 500,000 

Net surplus 1.184.780 

Totalassete $2.633367 Total $2.633.267 

Underwriting pro6t, 1913, $52,975; investment profit, $2,143. 

BISKS AND PREMIUMS: Fire risks in force, December 31, 
$183,487,479; premiums thereon, $1,626,099. 

BUSINESS SINCE ORGANIZATION : Prenuums received. 
$9,963,550; losses paid. $4,749,530; dividends declared, cash, 
$871,000. 

MORTGAGE LOANS: There are 19 k)ans, all on improved 
New York City property. These range in amount from $7,600 
to $27,000 each, and all appear to be well secured. *" 
but $675 of interest ovwdoe on December 31, Isst, am _ 
ties securing $307,100 of loans are estunated worth $499,( 

Pte Mariwt 

Vahie. Value. 
U. S. Gov. Issue of 1896, e., 1918. 3% . . . $2300 $2,060 

U. S. Gov., Pan. Can., reg.. 1961, 3%. . . 35,000 35,000 

N. Y. Cy.. Aqu., reg., 1920, 3J% 

N. Y. Cy .. sch. reg., 1916, 3i% 

N. Y. Cy.. w sup., reg., 1954, 3i% 

B. A 0. R. R., cvt. g., reg.. 1933. 4|%. 
B. A 0. R. R., 1 m., reg., 1925. 3j%.. . . 

Canada So. Ry.. g., reg.. 1962, 5% 

Cent. Pac. Ry. 1. rfg. m., g., reg.. 1949, 



, _ There was 

Uitim^ interest ovenfaie on December 31. bkrt. »^ the proper- 

BONDS AND STOCKS OWNED: 
BoMoe. 



4%. 



C, B. A Q. R. R., c. r«.. 1949. 4%. . . 
C, M. A St. P. Ry.. ov. g.. reg.. 1932.4*% 
C. M. k St. P. Ry., deb. g.. reg., 1934. i% 
Del. A Hud. Co.. 1 A rfg.. reg.. 1943, 4% 
L. 8. A M. S. Ry., deb., reg.. 1931,4%. . 
Leh . Vail. R.R.. gn. cs. m., reg.. 3003. 4% 
Leh. Vail. R.R,gn. cs. m., reg., 2003. Ak% 
Manhattan By.,eDS.(st)m.,reg., 1990,4% 
MU- Sp. A Nw. By., gr., reg, 1947, 4% . . . 
M.. K. A T. Ry., 1 m.. g.. reg., c..l990,4% 



40.000 


38.400 


30.000 


29,400 


170,000 


144,500 


50,000 


45,500 


50,000 


44,000 


50,000 


52.000 


25,000 


23,000 


25,000 


23.250 


50.000 


55.000 


50.000 


44300 


50.000 


47.000 


25.000 


22,250 


20.000 


18.000 


50,000 


47,000 


50.000 


44300 


50,000 


45300 


25,000 


22,000 



Boinw AND Stocu OwHKO.—^eiU. 

Bonds.— Cm/. 

N.Y.C.AH.R.R.R..g.. reg^c..l996. 

31% 

N. Y., C. A St. L. R. R.. d., rep.. 1981,4% 
N. Y.. N. H. A H. RR.. ev. deL. 1948.6% 
N. Y. Tl. 1 A gn. m., g., s. f., reg.. 1939, 

44% 

N. Y. A W. Ltg. d., gr., r«., c. 1964. 5% 
N. Y. A W. Ltg., gn. m., gr., reg.A.2004, 

4% 

N. A W. Ry., 1 b. A gn. m., reg.. 1944,4% 
No. Pac. Ry.xn. In. Aid gt., ieg.3047,3% 

N. P.— Qt Noijt.. wg.. 1981. 4% 

Pla. Gn. Fr. Eq. Tr., g. ctf ., reg., 1917, A% 

Ptan. Co.. Ln., reg. c. 1916, 3*% 

Bonn. Co.. hi.. 1906. reg. c. 1931, 4%. . . 

Bonn. R. R., ev., reg., 1915, 3i% 

P^ A N. Y., C. A RR.. c m./eg..l9393% 
Rea. Co.. J. C. coU. tr.,r«g., 1951. 4%. 
R. W. A 0. RR.l en. m.. reg. c..l922,4% 
So. PSc. Co. 20 yr. oonv. g.. reg.. 1929, 4% 
St. P., Minn. A Man. Ry., reg.. 1933. 4*% 
U. P. R. R.,1 A rfg. m.. reg.. 2008. 4%. 
U. P. R. R, 20 yr. cvt., reg. 1927, 4%.. 
Vandalia Ry.. ens. m. B., reg., 1957. 4%. 
Wsshington Tm.. 1 m.. reg., 1945. 3^%. 

Stocks. 

Atch., T. A S. Fe Ry., p 

AUeghemr A West. Ry.. gr. stk 

B.AO.R.R.,p 

Chi., MU. A St. P. Ry., p 

ChL A Nwn- Ry., o 

ChL A Nwn. Ry., p 

Clu., St. P., Minn. A Omaha, Ry., p . . . . 

Clev., Cin., Chicago A St. L. Ry., p 

Great Northern Ry., p 

in.Cen. R.R 

Kan. Cy.. St. L. A Chi. R. R., p 

Minn., St. P. A S. S(e M. Ry., led. his. 

(Wis. Cent. Ry.), P 

Missouri, Kansas A Texas Ry.. p 

N.Y.C.AHud.R.RR 

N. Y., N. H. A H. R. R 

Reading Co.. 1 p.. (Par $50.) 

Digitized by VjU^I^V 



Per 


Market 


Value. 


Vahje 


$30000 


$23,400 


10.000 


8.600 


25.000 


26,»J 


50,000 


47,5ft) 


25.000 


M.?*.) 


25.000 


19.751) 


50,000 


44,001) 


50,000 


32300 


25 000 


23.750 


25.000 


24.500 


9.000 


8,S20 


30.000 


27.900 


10,000 


9.7O0 


10,000 


10.800 


29,000 


20,970 


25.000 


24.250 


60.000 


S1.000 


26.000 


25.3S0 


25.000 


22,750 


25.000 


asjooo 


25.000 


23.500 


20300 


16.200 


80,000 


80.000 


20,000 


20.200 


50,000 


40.600 


50.000 


70.000 


50,000 


64.50Q 


80.000 


5O.70« 


10.000 


13300 


10.000 


630fl 


20,000 


2&.4IN 


20.000 


3l.«M 


5,000 


5.23< 


50.000 


41.00( 


20.000 


10.9QI 


40300 


37.201 


30.000 


22.801 


80,000 


».6<M 



LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



43 



COMMONWEALTH INSURANCE CO. OF NEW YORK, New York, N. Y.— Continued. 



BoifM AHD 81OCU OWHID.— Con(. 

Union P^R.H.,p 

The Manltttten Co.. N. T., (Far $50) . . 
Aner. TL dk Oible Cb., N. Y. cr. Btk. . . 

C«iolkktedGMOo.,N.Y 

Hie PoJIbiu Co., Cfainso. IB 



Par Market 

Vahw. VahM. 

100,000 85.000 

850 2,771 

20,000 12,000 

50,000 65,500 

12,000 18,360 

Totals (book value. $2,234,682) $2,202,856 $2,098,331 



MISCELLANEOUS: Early in 1907 intereata identified with the 
Noth Britiah & Mereantife of London porchaaed the control of 
thii eompuy. Capital increMed in 1887 from $300,000 to $500,- 
OOa Coafl^ntion loaaea: Bahimore, 1904, $45,000; San Fran- 
dm. 1906, $13,160. Value of apedd depoaita: Va., $25,000; 

ck^$ioj(na 

DIRECrORS: M. M. Behling, B. Aymar Saada, George H. 
Mac7. Cfaai. F. Haffman, Bradiah Johnaon. G. Paha Snow, Ben- 
imiD Mordecai. £. G. Rkfaards. J. F. HaatingB, Lathiop Brown, 
AOaa Robinaon, Wm. C. DemoreBt, Stuart Duncan, E. C. BeD, 
Lavreooe B. Effiokan. 

FIELD MEN AND TERRITORY COVERED: Departmenta: 
Metiopofitan. W. P. Young, Vioe-Ptendent; Middle, C. RTPvkina, 



Vice-Pterident; R. P. Barbour, general agent; Pacific, W. S. Ber- 
dno, Vioe-Prea.: J. S. Hereford, general agent; New EngjUnd and 
Southern . W. S. AHar. general agent; Central: E. T. Causa, ffia- 
eral agent; Western. Chaa. E. Caae, general agent; improved luke. 
G. PTDavia, general agent. Special agents: L. W. CottrelL Boeton. 
Maaa.; for New Endjtnd Stotes; Perey Ling, Albany, N. Y., for 
eaatem N. Y.; L. B. temple. New York City, for Hudson River and 
North Suburban; B. L-Ionkfield, Bayside. N. Y., for South Subur- 
ban; D. H. Collinaon. Newark, N. J., for central N. J.; C. H. Eb- 
betta, BkKimfieki, N. J., for northern N. J.; E. E. Ikier. New YoHe. 
N. Y., for southern N. J. : Nevin N. H. Hucated, Pittaburg. Pa,, for 
Pa.: J. H. Bonney, Pittsburg. Pa., for W. Va., except Counties of 
Morgan, Berkley and Jefferson; R. M. August, Baltimore, Md., for 
Md., Del. and Counties of Morgan, Berkley and Jeffereon. W. Va.; 
Jefferson Pearee, New York, N. Y. for Va. and N. C; C. B. Rogen, 
Indianapolis, Ind., for Ind., Ky. and Tenn.: P. J. Moriarly, Detroit, 
Mich., for 0. and Mich.; F. G. Cargill, Chicago. lU., for lU.; Jamee 
E.Bndkt.DesMoinea,Ia..forIa.and Neb.; FVedH.Sabin. Min- 
neapo&, Mun.. for Wis. and Minn.; A. R. Thommaason and H. F. 
D. Wheber, Atknta, Ga.. for Ga. and Ala.; 0. Unmaok, Spokane. 
Wash., for On., Wash.. Ida. and Mont.; Wirt Leake and H. J. 
Thomaea, Dallas, Tea. for Tex. The oompaoy operatea in all the 
states exeept Alas., Aria., Ark., D. C, Fla., Haw., Kan., Miaa., Nov.. 
N. M., N. D., Okla., P. I.. P. R., S. C, S. D., Utah and Wyo. 



COMMONWEALTH FIRE INSURANCE COMPANY, Highland Park. 

Dallas, Tex. 

President, I. Jakmick; Secretary, J. B. Adoue. Organiied. 1008. 






> Unearned 


Net 


Net 


Total 


Loesee 






Totol Ex- 


Lonea 


Vux- 

1 


AieetB 


xTemiinns 


SurpluB 


IVemioms 


Income 


Paid 


Dividends 


ExpeDM. 


penditnrea 


Incuned 


19131 


1804,454 


$194,427 


$120,145 


$246,206 


$286,457 


$126,806 


125.000 


197,072 


$248,877 


$128,315 


1912/ 


540.400 


185,935 


101,328 


242,266 


281340 


150.067 


25,000 


90,478 


265,545 


149.628 


191 U 


552.920 


174,354 


92,722 


236,561 


1278,864 


143,106 


23.000 


89,512 


265.618 


133.976 


19l« 


507,808 


170,887 


73.720 


283,420 


266,897 


145,374 


23.000 


91,377 


259.751 


149301 


J««| 


500,028 


158,331 


86,111 


217,306 


251,346 


124,386 


23.000 


85.600t 232.986 


129.060 



IStatemeDt aeoordiiig to Tezaa ataadard. f Inehides $10,000 premium on new stock. 



Heal estate . 



Dk. 31, 1913. 



LuBiLinBB, Dnc. 31, 1913. 



$12,000 



Mcrtpgeloana 502,670 Unearoed prems.. 

30.061 Other fiabrnties. . 



Afcoti' balaneeB 

laterert 



Totela 



$23,702 
194.427 
16,180 



Total liabilities ... $234,309 

Capital paklup 250,000 

Netaurplua 120,145 



$604,454 Total $604,454 



44.643 
15.080 



profit. 1913, $7,649; investment profit, S3U21. 

RiaSS AND PREMIUMS: Fixe risks m foroe, Deoembv 31. 
122,321,500; prcmiuma thereon, $369,092. 

BUSINESS SINCE ORGANIZATION: Pkemiums recdved, 
^mjDOi; hwn paid, $956381; dividends deohmd, cash. 
II733Q9. 

REAL ESTATE OWNED: Coonata of l-atoiy brick office 
nikfiBg Bad l-atoiy frame oottags at GiOon and Abbott sts.. 
Hiihlsad Park. Dallaa, in which thia eompany owna a one-haff 
■ateert, book vafaie of one-half inteiest, $12,000. 



% 



MORTGAGE LOANS: Thwe are 662 mortgsge loans, aggre- 
gating $502,670, on improved eity and farm property, valned at 
$1,972,646. The company holda polideB covering the fauikiings 
amounting to $23,975. The largest loans are one of 88,200 and 
one of 16,400, and a larxe majority of them are under $1,000 
each. On Deisember 31, laat, there was no interest past due. 

MISCELLANEOUS: Caah capital increased $94,938 in 1906 
payment of capital stock notes, in 1907 to $230,000 and in 
idll to $250,000, fuUy paid. A premium of $10,000 was reaKaed 
on the sale of stock in 1911 which was added to aoiplus. 

DIRECTORS: Alex. Sanger, C. C. Slaughter, J. B. Adoue, 
F. A. Piper, J. S. Heard, T. W. Griffiths, HTS. Keating. J. C. 
Duke, J. W. Alliaon, I. Jaloniek, Geo. W. Jaloniek, H. F. Speer, 
E. L. Flippen. 

FIELD MEN AND TERRITORY COVERED: The Wm. 
H. Kensel Co;. New York Cy., general agents for N . Y.: Anderson 
A Edwarda, San Frandaco, Cal., general agent for Cal. Waah., 
Utah and B. C; Thoa. W. Bums, Ft. Smith, AtIl, special aoent 
for Ark.; E. S. Kean, Jr.. Waco, Tex., Henry Georgge, Dallbs, 
Tex., V. Davie, Brownwood, Tex., J. C. Griswold, San Antonio, 
Tex., H. F. Hinea, Coraicana, Tex., and W. H. Quirk, Dallas, 
Tex., special agenta for Texas. The company operates in Ark., 
CaL, nLTN. YTrex., Utah, Waah. and bTc. 



CONCORDIA FIRE INSURANCE COMPANY OF MILWAUKEE, 

MUwaukee, Wis. 

IVeaident, Gnstav .WoUaeger, Jr.; Secretary, Frank Damkoehler. Oiganiied, 1870. 



Tl4X 


Am«s 


Unearned 
Ftanrama 


Net 
Surphia 


Net 
Premiuma 


Total 
Income 


Losses 
Paid 


Divkiends 


Expenaes 


Total Ex- 
penditures 


Loasea 
Inouired 


1913 
1912 
1911 
1910 
1909 


12,347^14 
2401,532 
1.736,782 
l,64i639 


$1,121,510 

1,108,508 

1/B5388 

940,741 

916.694 


$411,834 
400,508 
238,104 
221,645 
161.522 


iii 


$1,219,566 

vl,514,638 

1,149,579 

1,052,112 

1.002,995 


$677,812 
601,697 
561,009 
405,267 
479.462 


$60,000 
62,895 
30,000 
24.000 
24.000 


$475,133 
489,762 
455,785 
427.375 
429.635 


$1,212,445 

1,154,252 

1,046,794 

946,642 

933.097 


$671,768 
619.667 
533,687 
481,643 
487.070 



«lKliidflBt3O0j00O| 



Digitized by VjUUV LC 



44 



REPORTS OF FIRE INSURANCE COMPANIES. 



CONCORDIA FIRE INSURANCE COMPANY OF MILWAUKEE, MQ waukee. Wis.— C^m/. 



AflSRB. Deo. 31, 1913. 

MortgBgeloaiiB 1971.308 

Bonds 051.064 Unearned proms... 



Cash 113,796 

Agents' balaaoes. 
Interest 



LuBJumB, Dae. 31. 1913. 
186.314 
1.121.510 
10.000 



Res.foroontmgen. 

288.903 OtherlialMlities 117366 

22 444 — — ^— ^ 

TotalliftbUities. . . 11.335.680 

CapitaliMidup 600,000 

Netsurxdus 411.834 



Total 



12.347.514 Total $2,347,514 



Undenrriting loss, 1913. $83,320; inTestment profit, $64,645. 

RISKS AND PREMIUMS: Fire risks in foroe. December 31. 
$208,933,944; premiums thereon. $2.155.152.. 

BUSIKBS8 SINCE ORGANIZATION: Premiums receiTed, 
$18,449,728; losses paid, $9,919,831; dividends declared, cash, 
$620,562. 

MORTGAGE LOANS: There aie 174 mortgage loans, aflm^e- 
gating $971,308, the seourities being vslued at $2.621,000.^rhe 
mortgajras are mostly for small amounts, only 17 bong over $10,- 
000. The e(»npany holds polides oovering the property amount- 
agio $1,150,900. No interest was past due on December 31, last. 



BONDS OWNED. 



Appleton. Wis., wat. wks.. 1925-6, 4i% . . 
Brown A Pike. lU., McGee lev. & dr. dis., 

1915-22, 6% 

Cascade Co.. Mont., so.. 1932. 5% 

Davidson Co.. Tenn.. bg., 1937, 4*% 

Des Moines, la., ind. se. f ., 1932, 4i% .... 

Fond du Lac. Wis., sr.. 1921 . 3i% 

Houston, Tex., mun.imp., 1920, 4)% .... 
Juneau Co.. Wis.. 1. yel. dr. dis.. 1914. 5% 
Eewanee. 111., wat. dep.. 1915-23. 5% . . . . 
Menomonee JITis.. j. sc. dis.. 1914-21. 5% 

MUwaukee, Wis., st. imp.. 1919. 3% 

MUwaukee, Wis..pk.. 1914, 3i% 

Mil. Co., Wis., sc. agr.. 1929-31 , 4i% 

New York City,op. stk., 1928, 3i% 

New York City. cp. stk.. 1962. 4^% 

Orie.Co.,IU.,so. 1920-26.44% 

C^lahoma City, Okl.. so. bids.. 1929. 4^% 
PMadena.Cal..wat.wk8.,]929,4i%. . . . 
Peoria Co., lU., Pek. A U M. dr. ft Lev. 

1916-18,6% 

Portland, Ore.,imp., 1922, 6% 

Porthmd, Ore., dr.dk., 1934. 4% 

Seattle, Wash., mun. It. ext. f ., 1930. 4i% 

Sioux Falls, S. D.. sr. sys.. 1932, 5% 

Spokane, Wash., se. dis., 1931. 4}% 

Starke Co., Ind.. Kan. reel, dr., 1914-16 

6% 

Tomah. Wi8..Br., 1917-26, 5% 

Wausau. Wis.,pub.imp.. 1925.4% 

Wausau, Wis..r..l924.4% 

Wausau. Wis., pub. imp., ext. wat. wks., 

1923-28. 4% 

Wan., Wis., Pub. imp., add. fire prot., 

1921-8,4% 

Wau.ftQmfld..Wis..j.sc.,1914.5%. ... 

Wmder. Qa.. wat. wks.. 1937. 5'^r 

At.. T. & S. Fe Ry., T., 1 m.. g.. 1958, 4% 
C. M ft St. P. Ry.. gn. m. g., 1989, i%... 

C. ft Nwn. Ry., gn. m. g.. 1987, 4% 

C, R. I. ft P. Ry., 1 m. r. g., 1934, 4% . . . 

C.,R.L&P.Ry.,eq.gn.,1916,44% 

L.S.4M.8o.Ry..c.g.b., 1931,4^'. 

Met. St. Ry.. K. C, Mo., cs. m., 1913, 5% 



Par 


Market 


Vahie. 


Value. 


$20,000 


$20,000 


15.000 


15,200 


25,000 


26,000 


10.000 


10,000 


25.000 


25,500 


12,000 


11,400 


25,000 


25,000 


12398 


12.318 


13,000 


13.250 


7,800 


7.948 


1,000 


930 


1,000 


1.000 


25,000 


25,000 


25,000 


22,750 


25,000 


25.000 


10.000 


10.000 


25,000 


25.000 


25.000 


25.000 


5.000 


5.110 


10.000 


10.000 


50.000 


46.500 


20.000 


20.000 


25,000 


25.750 


21.000 


21.000 


8.438 


8.438 


10,000 


10.160 


3,000 


2.880 


7.000 


6,720 


15,000 


14,250 


20,000 


19,000 


5,000 


5,040 


10,000 


9.900 


10,000 


8.700 


50,000 


46.000 


25.000 


23.500 


25,000 


18.000 


10.000 


9.900 


25,000 


22.250 


25,000 


25.000 



BONM OWKSD.— C(m<. 
Mil. El. Ry. ft Lt, 1 os. m. g.. 1926. 5% . . 
Mil. Lt.. Ht ft Trao» 1 m. g.. 1929, 5% . . 
MU., SpU. ft N. W. Ry., 1 m. g.. 1947. 4% 
N.Y..N.H.ftH.Ry.. deb.. 1956.4%... 
O.S.L.R.R..r.,25-yr.g.b.. 1929,4%.... 

So. Pie. R. R.. 1 r.m. g., 1955. 4% 

Union Pao. R. R., 1 hi. ft r. m., 2008, 4% 
La Clede Gas Lt., St. L., Mo., r. ext. 1 m. 

g.. 1934. 5% 

MLGasLt..lm.g.,1927.4% 

Peo. Gas Lt. ft Ck., Chi., r. m. g.. 1947. 5% 
Portland Gas ft Ck.. Portland. Ore., 1 ft 

r.g..l940.5% 

Wisconsin Gas ft El., 1 m. g., 1952, 5% . . . 



Pftr 


Market 


Vahie. 


Vafaie. 


$60,000 


$51,000 


50.000 


50,500 


25.000 


22,750 


25.000 


isjao 


20,000 


18,000 


25.000 


22.250 


10,000 


9.000 


10.000 


9,900 


25,000 


22.750 


25.000 


24.750 



25.000 
25.000 



24,250 
24,250 



Totals (book value, $957.6 



$996,635 *$957.623 



* Securities as per company's vahiations; the item in assets is 
based on insurance department vahiaticos. 

MISCELLANEOUS: Capital increased in 1879 from $27,790 
to $35,730; in 1880 from the latter amount to $43,670; in 1881 to 
$59,550; in 1882 to $200,000. in 1906 to $300,000. and in 1912 to 
$600,000; surplus was also increased in 1906 by $50,000. Confla- 
gration loss: San Francisco. 1906. $195,237, net. Deposit in G».. 
^.900. 

DIRECTORS: Julius Andrae. Wm. A. Starke. Geo. F. Brum- 
der. Fred T. Goll. H. A. Luedke. Fred C. Pritslaff. Frans WoUaeger. 
Gustav WoUaeger. Jr.. Geo. P. Mayer. Frank Damkoehler. John 
A. Stolper. Fred Vogel. Jr.. A. R. Munkwits. Walter A Zinn. 

FIELD MEN AND TERRITORY COVERED: A.F.Hchm«, 
Milwaukee, Wis., executive special; Henry E. Miller. Milwaukee, 
Wis.. State agent for Wu.. Minn, and Upper Mich.; F. C. Secor. 
Detroit. Mich., SUte agent for Lower Mich.; Fred. B. Clarke. 
Indianapolis, Ind., State agent for Ind.: John Naghten ft Co., 
Chicago, ni., general agents for Cook Co., 111.; John Dreifas, 
Chicago, lU.. SUte agent for lU.: F. E. Hoffman. Jr. Sedalia. Mo., 
State agent for Mo. and Kan.; Loekwood Bros., New York City, 
general agents, Metropolitan District; J. R. Gardner, general 
agentfor Colo., and 0. G. Graham, Des Moines, State agent for la. 
and Neb.; W. L. Nelson ft Co., Memphis, Tenn., general agents 
for Ark. and Tenn^ Fred C. Stockdell, New Orleans, La., general 
agent for La.; Co-Operative General Agency, Bir min g ham , Ala.. 
General Agents for Ala.; Bertheau, Selbach ft Bcrtheau. San Fran- 
dsoo. Cal., managers for Cal^Utah. Mont.. Ida.. Aris. and Kev.; 
Geo. W. Jalonick. Dallas. Tex., general agent for Tex.; Quin. 
Wilkinson ft Co.. Athens, Ga.. General asents for Ga; E. C. Gil- 
man. Worcester. Mass.. State agent for Mass., Conn, and R. I.; 
John C. Allen. Philadelphia. Pa.. State agent for N. J.; R, H. 
Moore. Albany. N. Y.. SUte agent for New York SUte; S. R. 
Dibert. Hollidaysburg. Pa. State agent for Pa. and Md.; P. E. 
Norris. Cohimbus. 0., State agent for 0. and W. Va.; E. G. Ford. 
Seattle, Wash.. Stote agent for Wash, and Ore.; Merrill ft Braniff. 
Okla. City. Okla.. gezieral agents for Okla. The company do« 
business in Alabama, Aris., Ark., Cal., Cok>., Conn., Ga., Ida., 
lU., Ind., la., Kan., La.. Md., Mass.. Mich.. Minn.. Mo.. Moot., 
Neb.. Nov.. N. J., N. Y.. 0.. OkU., Ore.. Pa.. R. I.. Tenn., Tex., 
Utah, Wash., W. Va., Wis. and Wyo. 



CONNECTICUT FIRE INSURANCE COMPANY, Hartford, Conn. 

president, Edward Milhgan; Vice-Presidents, W. T. Howe and George M. Lovejoy; Secretary, John A. Cosmus. Organised, 1850. 



Yeaf 


Assets 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Paid 


Dividends 


Expenses 


Total Ex- 
penditures 


Loasea 
Ineuired 


1018 
1912 
1911 
1910 
1909 


••,761,549 
7.709.634 
7,491,191 
7.433,995 
6.959.518 


$4,086,104 
4.114.573 
4.065.646 
4.040.318 
3.904.747 


$1,816,311 
2.238.529 
2.086.518 
1.993.669 
1.720,864 


$3,609,927 
3,739^1 
3,728,364 
3,783,142 
3.825.806 


$3,943,083 
4.038.333 
4.024,602 
4,060,906 
4.084.429 


$2,168,727 
3.063.755 
2,298.211 
1.871.961 
1.880.654 


$930,000 
160.000 
160.000 
180.000 
120.000 


$1,518,203 
1.539.057 
1.467,137 
1,481,607 
1.460.7.')6 


$4,616,930 
3.762.812 
3.935,348 
3.513.568 
3.461 ,4 irt 


$2,158,978 
2.086^9 
2,210,772 
l,899,»fi 

1.<567 7'2T> 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



45 



CONNECTICUT FIRE INSURANCE COMPANY, Hartford, Conn.^Continued. 



AflSRS, Die. 31, 
RttlesUte. ... 
Monpeekwia. 



Lotti on TkftT. Ibb., 
stLvshie. $59,900. 

Cnh 

.\9ata* bahooa — 
Intenrt ... 
BObrecfor 



1913. 

13,250 
I/WO.IOO 
4,880^15 

30,000 

431,338 

355,540 

40,357 

20.649 



LuBiLrinB, Dw. 31, 1913. 

Loaesunpaid $306,783 

Unearned premB... 4,086.104 
Ikbifitiee.. 



52.351 



Other li 



Total IbbifiticB... $4,445,238 
Capital paid up... 1.000,000 
Netauxphn 1,316,311 



Total 



. $6,761,549 Total $6,761,549 



I'Mkmritisc loas, 1913, $15,761; infertment profit, $28,543. 

RISKS AND PREMIUMS: Fire raks in f oroe, Deoonber 31, 
{768,927.912: praunms thereon, $8,003,304. 

BUSINESS SINCE ORGANIZATION: Pramhuu reeeived, 
$73,054,904: k«m paid, $41,714,569; diTidende declared, caab. 
HJ06.0(n. 

REAL ESTATE OWNED: The eompany'e home office building. 
51 Ptoipect ft., Hartford, which was acquired in 1882, was eold 
la 1913 at a profit of $20/X)0. The company owns several houM 
sad ioti in St. Ptal, and 25 acree of land at Riverside, Cal. 

MORTGAGE LOANS: There are 98 loans, segrafBating $1,000.- 
100. tad the apnraised vahies of the propertieB securing these kiaaa 
looaat to $2,683,250. or over two aiid one-half tunes the amount 
iwKd. With relatively few eioepCionB, the loans are for len than 
llOjOOO eadi, and more than onenhalf of them are upon Hartford 
ud West Hartford propertieB. The most of the remaining loans 
an ncored by Cfaieago and Minneapofis dweHings and stores. A 
fpv of the larger Wmuu are as follows: In Hartford, $46,200 on 3 
i^tey basons boiidings. Main St. and Central Row; $18,000 on 
4M8 Trambull st.; $254)00 on stores, 589-593 Mam st.; $50,000 
OQ 607-613 Main at.; $19,000 on 34 Praspeet st.; $27,000 on cor. 
Ailya and Aan sts.; $30,000 on 195-215 Peari st.; $50,000 on stores, 
r>9-ni Main at.; $40,000 on stores, 520-438 Asylum st.; $20,000 
OB dweOing. Arch and Praapeot sta. In Chingo, $25,000 on 
i^ton bunwi block, 198-204 Kinne st.; $60,000 on ehureh and 
nboof boiUiiv. Stewart ave.; $15,000 on store, 2430-2 Linoob 
ivc: 165.000 on cor. 22nd and State sta.; $25,000 on stores and 
dveOiQ^. Park and 48th aves. In MinneapolW, $40,000 on buai- 
«■ block. 604Hn6 NiooQet ave.; $55,000 on 122-128 Washington 
vrt. 

BONDS AND STOCKS OWNED: 

BONDB. 

AriajaaTenitoty, 1940. 5% 

A^oriaCity, 1825. 5%^. 

Miiwe »r, Md., 1980, ih%. '. '. 
Bndgeport C^, Conn., 1936-39. 4%. . . 

B^tfiJo Chy, N. Y., 1924, 4% 

^■sbCity.N. Y.. 1962, 4i% 

Chia«> Ci^, m.. 1920. 4% 

CiDdnoati City, 0. 1965. 3i% 

Ciwtbad, 0. 1922. 4% 

CobmboB. 0., 1922, 4% 

C^jbrado Spriag^ Col., 1924, A% 

^,TeiaB. 1920. 5% 

Dal^. To.. Wwhs. & perm, imp., 1946, 

IJwltttb, MiBni,"i9l4,'4i%". '/.'.'.'.'/.'. 

J>ilalh, Mum., 1932, 4% 

^ Hartford. Coon., Fire Dia., 1931. 4% 

f»rfeld Co., Conn., 1939. 4% 

g«^State,l915,4i% 

Word. Conn.. 1954,34% 

gKtfjni. Coon, 1955, 3i% 

H^tford. Coon., So. Sch., 1931. 3i%. . . 

g«Jc» Cihr. Mont.. 1916, 5% 

«o*pia Co., Minn., 1925. 4J% 

i^S*««.19Jl.4*% 

J^asttCHr. Mc 1924.4% 

Mwtreal, Can.. 1952. H% 

h»ATiUe,Tenn..l927.4% 

;« Bfitaia, Conn.. ». f., 1932, Zh% ■ • • 

New Britain, Conn., 1936,4% 

.\ew Havem. Coon., 192ft^. 4% 

^ifodoo. Conn., 1926, 34'^'o 

>«• MoKo Territory, 1933. i% 

Nev Meneo State. 1952, 4\% 

Je-pwt, R. L, i«S4, aj% 

Ji«rt. Coan, 1981, 4% 

fS^^*^ Mun. Imp.. 1944-46. 4*% 

g?«» Pw.Caa., 1936. 3*% 

^wtodBt.R.L.1934,4%. 

Pwtbnd.Ore.,1923.5% 

'^«>**fc«e. R. U 1923, 4% 



Pkr 


Market 


Vahie. 


Vahie. 


$25,000 


$25,250 


5,000 


5,050 


50,000 


49,500 


100,000 


82,000 


40,000 


38,400 


30,000 


29,700 


20,000 


20,200 


100,000 


96/)00 


50.000 


46,500 


50,000 


50.500 


34,000 


34,000 


25.000 


23.500 


12,000 


12,120 


25,000 


23,000 


10,000 


10,000 


35,000 


32.900 


40.000 


38.400 


50.000 


48,000 


25,000 


25.000 


72,000 


62.640 


28,000 


24.860 


25.000 


23.000 


20,000 


20.000 


50/)00 


51.000 


50.000 


50.500 


sojoao 


48,500 


40,000 


37,200 


50.000 


48.500 


25.000 


22.500 


25.000 


24.000 


60.000 


58.800 


50.000 


46.500 


10.000 


9.500 


50,000 


60.500 


44,000 


38.720 


25.000 


24.250 


50.000 


48,000 


15.000 


13,200 


30.000 


28,500 


30,000 


30,600 


50,000 


52,000 


50,000 


49.500 



BoMDS AMP Stocks Owhip.— ConI. 
BoMss.— Coal. 

Richland Co.. S. C, 1933, 5% 

Ridunond, Va., 1924, 4% 

Rockville, Conn., 1935, 4% 

St. Louis, Mo., 1928, 4%. 

Salem. Oregon. 1914, 6% 

Salt Lake City, Utah. 1924. i\% 

SaH Lake City, sob., 1932. Ah% 

San Diego. Oal., 1937, 4i% 

San Frandaco. Cy. and Co.. Cal.. 1928. 

„5% 

Seattle, Wash^Seh., 1928. 4i% 

Spokane Co., Wash., Sch.. 1927. 4|%. . . 
Stot^ton City. Cal., ffigh Sdiools DiB.. 

1914.5% 

Syracuse. N. Y., 1920, 34% 

Tacoma, Wash, 1931, 44% 

Torrington Bor.. Conn., 1929. 4% 

Toronto. Can., 1963, 44% 

Ttenton, N. J., 1934, 4% 

Victoria, B. C, 1923, 4% 

Waterbury, Conn., 1927, 4% 

Ateh., T. A 8. Fe. R.R.. gn.m., 1995, 4% 

B. A O. R. R., p. b., 1925. 34% 

Bos. A Al. R. R.. imp., 1933, 4% 

Bos. ft Me. R. R.. deb.. 1929. 44% 

CM., B. ft Q. R. ft., lU. Div., 1949. 34% 

Chi. ft Erie R. R., 1 m.. 1982. 5% 

ChL. M. ft St. P. R. R.. gn. m.. 1989. 4% 

Chi., M. ft St. P. R.R,. 1989. 44% 

Chi. ft Nwn. R. R., deb., 1921, 5% 

Chi. ft Nwn. R. R.. s. f . m., 1929, 5% . . . 
Chi. ft Nwn. R. R., gn. m.. 1987, 34%- ■ 

Chicago Rys.. A, en. m., 1927, 5% 

Chicago Rys.. B, ens. m., 1927, 5% 

ChLTst. L. ft N. 0. R. R., cnsj, 1951, 34% 
Chi. St. P., Minn, ft Omaha R. R., 1930. 

Cin., fiam. ftbayVlLR,", gn. m.. 1942,' 5% 
On., Ind. ft Wes. R. R., 1 rfg. m., 1963. 

40^ 

Clev.. Cin".." Odi ft St.*L! R."R., St. L. Div. 

lm.,1990,4% .. 

Clev.. Cin., Chi. ft St. L. R. R., Cm., W. ft 

M. Div., 1 m.. 1991, 4% 

Clev. ft Mah. Vsl. R.R., ens. m., 1938, 5% 

Detroit Ry.. 1 m.. 1924. 5% 

lU.. Cen. R. R.. Spr. Div.. 1 m.. 1951. 34% 

in. Cen. R. R.. rfg, m.. 1955. 4% 

Ind., lU. ft la. R. R., 1 m.. 1950, 4%. . . . 

la. Cen. R. R., 1 m., 1938. 5% 

Lake Sh. ft Mich. So. R.R., deb.. 1931, 4% 
Lehigh Valley R. R., 1 m., 1940, 44%. . . 

Lehigh Valley Tm., 1 m., 1941, 5% 

Long Island R. R., rfg. m., 1949, 4% . . . . 

Mich. Cent. R. R., 1 m., 1952, 34% 

M., St. P. ft 8. Ste. M. R. R., 1 ens. m., 

1938 4% 

Minn.4St.L.R"."R.","liuidrfg., 1949,4% 
New England R. R., ens., m., 1945. 4% 
New London North. R.R.. 1 m.. 1940. 4% 
N. Y. C. ft H. R. R. R, rfg., 1997. 34% 
N. Y. C. ft Hud. R. R. R., L. Sh.. coU.. 

1998 3i*^ 

N. Y. C. 4 Hud. r! R. R.. Mich. Cent.. 

1998.34% ^- ••■;•••• 

N. Y.. Lack, ft Wes. R. R. Tm.. Imp.. 

1923.4% ••• 

N. Y.. N. H. ft H. R. R., H. R. ft P. C, 

1954,4% •• 

N. Y., N. H. ft H. R. R. deb. cte., 1947, 



N. 



, N. H. ft H. R. R.deb. ctB., 1947, 



N. Y.. N. H. ft H. R.R., deb. cte. and cnv., 

1956,34% • • 

N. Y., N. H. ft H. R. R., deb. cts. and cv., 

1948.6% 

N. Y.. N. H. ft H. R. R., n.. 1914, 6%. . 
Northern Pac. ft Gt. Nor. R. R., C. B. ft 

Q. coll.. 1921. 4% 

Penn. gn. frt. Eq. Tr. cts.. 1920. 4"'r ... 

Port Reading R. R., 1 m.. 1941, 5"; 

Rutland R. R.. 1 cm. m.. 1941, 4r^. 
Rutland Canadian R. R.. 1 m. gr.. 1949, 

4% 

S. L. ft San Fran. R. R, So. W. Div.. 

1947.5% 

S. L. Southern R. R., 1 rt. m., 1931, ^^Myr^M 
Southern Pac. R. R., 1 rfg. m., 1956, 4^ c - ^° 



Fkr 
Vahie. 
$15,000 
50,000 
25,000 
50,000 
11,000 
10,000 
40,000 
30,000 

60.000 
25,000 
50.000 

80,000 
50.000 
76,000 
25,000 
25.000 
60.000 
65,000 
50,000 
50,000 
50,000 
100,000 
100,000 
50,000 
50,000 
60.000 
50,000 
60,000 
100.000 
50,000 
9,000 
21,000 
25,000 

50.000 
50,000 

50,000 

10,000 

10,000 
10.000 
50,000 
25,000 
25,000 
50.000 
25,000 
50,000 
55.000 
25.000 
50.000 
25.000 

50.000 
75,000 
25,000 
25.000 
55.000 

50,000 

30.000 

100,000 

50,000 

50.000 

30.000 

30.000 

25.000 
40.000 

50.000 
50,000 
25,000 
25.000 

25.000 

25.000 

by 



Market 

Value. 
$15,750 
48,000 
24.000 
49.500 
11.000 
9.900 
39.200 
28.800 

50.750 
24.000 
49.000 

30.000 
47,500 
72,750 
34,250 
33.500 
47,000 
51.150 
48.500 
46.500 
45,000 
91,000 
85,000 
41,000 
52,500 
46,500 
50,500 
50,000 
106,000 
40,000 
8,100 
16,590 
20,000 

44.000 
49.000 

40,000 

8.300 

8,200 
10,400 
44,500 
19,250 
22,500 
43,500 
21,750 
44,500 
55.550 
27,000 
45,000 
20,500 

45,000 
38,250 
22.000 
22.000 
45.100 

39.000 

21,900 

94.000 

44.500 

35.000 

23,700 

20.400 

26.500 
39.950 

47..500 
48,000 
27,500 
21.250 

18.750 

23.250 



46 



REPORTS OF FIRE INSURANCE COMPANIES. 



CONNECTICUT FIRE INSURANCE COMPANY, Hartford, Conn.—Continued. 



BoifDS AND Stocks Oinmo.—ConL Fkr Mariut 

Boiiw.--Coii<. Vahie. Vahie. 

Southern Pm. R. R.. 1 ons. m.. 1937. 5% S50.000 153.000 

Toledo k Central R. R.. 1 m., 1935, 5% 10.000 10,400 

Toledo A 0. Cen. R. R. 1 m. Wes. Dir.. 

1936,5% 16.000 15.450 

Union Pftc. R R., 1 m.. R. R. k L. gt, 

1947, 4% 50,000 48.000 

Vandalin R. R. cm. m.. 1955, 4% 50.000 47,000 

Vennont VaUor R. R. 1 m.. 1940. ^%.. 50.000 47.500 

Washington "nn., 1 m., 1945, 3i% 25.000 20.250 

Mortgage Bond. N. Y., 2, 1966. 47c 23,000 19.550 

NorthweBtern Tk.. 1 m^ 1934. 4^% 25.000 22.500 

People's Qae ft Coke. CUoago. rfg., 1947. 

5% 25.000 24.750 

Western Union Tg. Co.. eoU. tr.. 1938. 5% 25.000 23 JMW 
Western Union Tg.. fg. and r. est. m., 

1950, 44% 25,000 21,750 

Stocks. 

N. Y.. N. H. A H. R. R 73,700 56.012 

Pittsburgh. Fort Wayne A Chi. R. R. . . . 30.000 47,700 

JBtoa Nat Bk.. Hartford 10.000 31.300 

Charter Oak Nat. Bk.. Haitfoitl 9^00 15,903 

First Nat. Bk.. Hartford 18.500 32.560 

Importers' and Traders' Nat. Bk.. N. Y . 10.000 51.500 

Nat. EiehannBk.. Hartford 20.600 32.960 

Phoenix Nat.'^k.. Hartford 15.000 23.250 

Empire and Bay Stetes Tg 20.000 13.200 

NorthwestemTg 25.000 27.250 



Totals (book vahie, 15,297,498) 15,146,100 $4.880,315 

MISCELLANEOUS: Capital inereaaed in 1876 from 1500.000 
to tl.000.000, by cash pi^yment, and in 1906 reduced from $1,000.- 
000 to 1600.000 and immediately restored to 61,000.000 (fnlhr paid) : 
1500.000 was also added to the company's net surplus. On Dee. 
81, 1913. 9482 shares of the company's stock were owned by the 
Phoenix Securities Co. Conflagration losses: Boston. 1872. tl32.- 
600; Baltimore. 1904. $290,067; San Francisoo. 1906. $2,378,428 
net. Vahies of special deports: Can.. $125,050; Qa., $10,000; N. 
M.. $9,500; Va.. $48,000. 



iwe. John A. Cosmus, George M. 
m. a. Knox. 



DIRECTORS: FhmUin Q. Whitmore, Daniel R Howe. Willie 
O. Burr. Lucius F. Robinson. Francis R. Cooley. Edward Milligan, 
EfishaC.Hilliard. William T.How( '* 
Loyejoy, Thomas C. Tenyok, John 

FIELD MEN AND TERRITORY COVERED: B. J. SmHh. 
manager, and Guy Francis, assistant manager. Pse. department, 
San Francisco, Cal. F. W. Browers and F. E. Swoerer, general 
agents for Western department. Hartford. Conn. W. P. Sage, gen- 
eral agent for Southern department, Hartford. Conn. Specie] 
agents: W. J. Snyder. Pbdla.. Pa.; Wm. G. MoekeU, Fitteburg, 
P^; T. W. Langstioth. N. Y. City; Wm. B. Neal. Boston, Mass.. 
for New Eng. and New York; John M. Daggett, general annt for 
New Eng. and New York. Hartford. Conn.; Philip, Walter ft 
Dougba. JaeksonTille. Fla.. general agente for Fla.; P. C. Cothnn, 
Chariotte. N. C^ specoal agent for Va., N. C. and S. C; George P. 
Pfouts. Dallas. Tex., special agent for Tex.; A. E. Hill for G*. ftod 
Ala., and S. B. Roei, New Orleans, La. , manager for La. and Miss.; 
W.Q. Lawrence. Kan., state ag't for Kan.; Wil.Bbck. Dee Moines, 
la.. State aoent, Iowa; R. J. QiampSn. Chicago. III. special agent. 
Cook Co.;T. E. Drehmer, Arkansas aty, Kan., smcial agent, Kan.: 
J. D. Fleming, Mazahall. Mo., stete sgent. Mo.; E. L. Green. Cam- 
bridge. Ohio, spedal agient. Ohio; C. A. Merritt. MinneapoBa. 
Minn.. State agent. Minn.; F. C. Hatfiekl, little Rock, Ark., special 
agent, Ark.; w. F. Ramsey. Independence. Mo., apeical agent for 
Mo. ; A. J. Knaak. Aberdeen. 8. D., sneoal agent for N. D. and 
S. D.; B. A. Lehnburg. Stete agent. Milwaakee. Wis.; R. L. Rey- 
nolds. Columbus, Ohio, State agent. Ohio; J. V. Richards. SUte 
agent, Tenn.; C. D. Rushmore. Oklahoma City. OUa.. Stete agent, 
Okla.; J. J. McDonaki. Jr.; Chieago, lU., special agent for Ind.: G. 
Sohemann, Detroit, Mich., State agent, Mich.; W. P. Smith, 
MontioeUo, lU.. special aomt for HI.; S. S. Welpton, Omaha. Neb., 
Stete agent. Neb.; A. B. Williams, Denrer. Cok>., special agent for 
Coh>.. N. M. and Wyo.; W. P. Swope. Lexington. Ky., special 
aflent for Ky.: J. S. Reed, Portland. Ore., for Ore.. Wash, and B. C. ; 
W. S. Ferris. Salt Lake City, for Utah. Idaho, Mont, and Alberte: 
Chas. Von Ta«en, San Francisoo, Cal.. the Bay and North Cottst 
Cos. of Cal.; L. P. Stephens. Loe Angeies. So. Oil. and Aria. The 
oompanyoperates throughout the Unitea Stetes and Canada, ex- 
oeptmg Fla. and Miss. 



CONTINENTAL INSURANCE COMPANY, New York, N. Y. 

Pftsident. Hemy Evans: Vioe-Pnrident. George E. Kline; Second Vice-Preddent and Secretary. J. E. Lopes; Seeond Vice- 
President and Counsel, David Rumsey; Secretaries, Chas. R. Tuttle. Jas. A. Swinncrton, Ernest Stuim. F. R. MiOard; Auditor, 
Chaa. A. Cross. Organised. 1853. 



YlAB 


Amete 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Totel 
Income 


Losses 
P^ 


Dividends 


1 Totel Ex- 1 Loasea 
Ezpeoees pendxtures ] Ineurred 


1918 
1912 
1911 
1910 
1909 


$27,080,826 
28,159.457 
2«.770.567 
25380.915 
22332.787 


$9,240,320 
9,022,217 
•8,522.785 
•7,917,552 
•7,426.028 


$15,115,848 
15379.417 
15,193.820 
14.246.478 
13,044,879 


t$8.095,893 
8,118.909 
7,774,769 
7,308.443 
6.668,803 


$9,211,791 
9.302,767 
9.098.133 
8,756,232 
8.882.802 


t$4.417362 
4.029.757 
3.935,446 
3.179,358 
3.074.432 


a$l,0Q0.073 
01,000,044 
01,000,097 

tal,750,003 
0550.035 


$3^038362 
3,015,839 
2,976382 
2,724.281 
2.501.099 


$8,456,067 $4320.570 
8.045.640 8,934,013 
7.912,436 S.7«0,999 
7,868,642 3,177325 
6.125.5661 8.144,872 



a Inehides paymente to scripbolders. • Also contingent reserve $250,000. t Includes $1,000,000 stock dividend, t Indodes 
$124,266 marine premiums and f--"- ' 

AflSKTB, Dm. 31, 1913. 



Realestete 

Mortgage loans.... 
Bonds and stocks.. 
CoDatcralkians... 

Cash 

Agente' babnoee... 
Bills rec. for prems, 
Interest and rente. 

Total 



$1,175,000 

2,700 

21.822,873 

250.000 

3,127,027 

1.090,821 

135.882 

76323 



LuBiuma, Die. 31. 1913. 

unpaid $617338 

9.240320 
500.000 
307.120 



Unearned prems. . 

Dividends 

Other liabifities.. 



Total liabifities. . $10364.978 
Capitel paid up ... . 2,000.000 
Netsurphis 15.115.848 



..$27,680,826 Total. 



.$27,680,826 



UndenrriUng profit. 1913, $426,852; investment loss. $140370. 

RISKS AND PREMIUMS: Fire risks in force. December 31, 
$1,741,672,447; premiums thereon, $17,633,201; marine and inhmd 
risks in force, $4,889,023; premiums thereon, $132,489. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$166,796,407; losses paid. $87,364,484; dividends declared, cash, 
$14314.357; stock. $1,000,000. 

REAL ESTATE OWNED: There are but four items of real 
estate (an carried at book vahie). vis.: The buikiing at 42-48 
Cedar st.. a 14-6tory and basement brick and stone fireproof 
struoture. with 3-etory addition on adjotninc lot carried at $930,- 
000 (cost $1.062337); 4-story brick building at 126 Broadway, 
Brooklyn. E. D.. valued at $5,000 (ooet $23,000); a tot and 
buikiing at 158 Montague st. Brooklyn, vahied at $40,000 (cost 



$76392). and a 5-8toiy and basement brick and iron oflioe boikfinc 
at southwest eomer Montague and Court ste. Brooklyn, eanied 
at $200,000 (cost $342358). There are no incumbrances. 

COLLATERAL LOANS are as foUows: 



Market 

Securities. Vahie. 

Ateh., T. k S. Fe Ry.. 4% cv.. g., c. 1960. $47,000 
Pitte., Gin., Chi.,A S. L. Ry.. 4i% ens. m., 

g., c, 1963 50.000 

Southern Ry.. 5% ens. m., g., c. 1094 .. . 22350 

Atlantic C. Ln. R. R. c 46.400 

Reading Co.,c 42.000 

Southern Pac 52,800 

Union P*c. R. R,, c 77,500) 

Totals 



Amount 



$250,000 



$337,950 $250,000 



BONDS AND STOCKS OWNED: Par 

BoifDS. Value. 
U. 8. Gov., Pan. Can. Ln.. g.. reg.. 1961. 

3''o $650,000 

Steteof Ga.. reg, 1915. 4^^ 10.000 

Ter. of New Mexico, gn. rfg. c. 1939, 4% 10.000 

Stete of N. Y., Can. unp. reg., 1957, 3"o . 2a),000 

N. Y. Stete. Can. imp., reg.. 1960-61, 4% 203.000 



Market 

Value. 

$650,000 

10.000 

9.200 

192.000 

196,91') 



REPORTS OF FIRE INSURANCE COMPANIES. 



47 



CONTINENTAL INSURANCE COMPANY, New York, N. Y.— Continued. 



BOJCD8 AND SnocxB OwKMD.—Ccmi. 
BOMM.— Coitf. 

Ct of N. Y.. e«. .tk, dk.. g.. reg.. 1W7. 

J. p. 

Cy of N. Y. ep! itk. m.! t, refl. im,Zk% 
Cy. of N. Y., ep. itk. H^ oCR«., g.. reg.. 

Su Fnodno, Cy ud Co. of, Cal. Ex., g., 
t,.\93»Ji% 

Toroirto, 0ml, e., 194S, 4% 

AtcL, T. A S. Fe. Ry. cv, g. c. 1960. 4%. 

Atl C. LiL R. R^ L A N. Con., g.. c. 
Ift52,4% 

B.4 0.R.R,eT..g..c.,l»33,4irp 

(Ja. * 0. Ry., CT.. g., c, 1930. 4it% . . 

<TiL A Alt Ry., 1 In., g., c, 1950. 3|% . . 

(>, B. 4 Q. R. R.. gn., m., c.. 1958. 4% 

rjL Gt W«. R. Rl 1 m^ g.. c, 1969. 4':^o 

/ CbL, M. 4 St. pTky., deb., cv., g.. c. 

l«2.4rc .... 

Co. k G'fiDe. R. R.. 1 m.. g., c. prin. reg.. 

^m«.«% .......?. 

W. A Hwl.. ddb-. g.. C-, 1916. 4<^r 

^. C. A No. R. R., p m.. g., c. prm. rag.. 

1914, «% .... ...! ....?^. 

fne R. R.. A., cv.. g.. c. 1953. 4% 

Ene R. R, B.. ev.. g.. c. 1963, A% 

Fi. Worth A D. Cy. R. R., 1 m., g.. c. 

19216% ... 

ni- C«ti»l R R. rrf., m.. g.. c. 1965. 4% 
Ukc Shore A Mich. 80. Ry.. n.. c. 1914, 

*\% ...........: 

I>A .N.RR..M. A M. Ry., 1 m-,C..c. 

IWL,ieg..l945.4*% 

M«h. CentnL R. R.. n.. c. 1914. 4i^c . 
N 0. M. A Chi. R. R., 1 rfg. m.. g^ re^.. 

rtfi.dm.,1960.5% 

N Y. A Bar. R. R.. rfg. m.. g.. rag., c. 

^,^.^1% ..?... 

N«folk A We*. Ry., cv., «., c, 1938. 4*% 
-Nortlwn Pic-Gt. No. Jt., C. B. A Q.. 

.»ll, «.,€.. 1921. 4% 

NwtiiTB Pto., cv., g, c. 1929. 4% 

lawn P»c. R R. ev.. g.. c. 1927, 4^^c • . 
Aa»ri5Hi»l«d Copper. N. J., n., g., c. 

A«r. Smdten See.. N. J., deb., s. f.. cv.. 

^lt,e., 1926. 6% 

C«tril Leether. N. J.. 1 In., g. c. 1925. 

Fine Coil Bfc*^.' Corp. N. Y.'. 1 ml. a.' f.^ 

^R-e., 1961.4*-.^ 

G«er»l Rubber. N. J.. Deb., g., c. 1915. 

Mortii^Bood. N.' Y.^m.; g.', c., i9i66. 

N \^ dtt A h! iii H. A P.. N. Y.. piir.; 

^ m^j.. c, win., reg.. 1949. i% 

Oui EJer.. S. J.. Deb., cv.. g.. c, 1920. 

f**^ U. A P. Corji.; Cnl!, n.'. coil- tr.. pr. 
«-c..l914.6 i 

Stocxs. 

AU.Aa»riA.LRy..gr..ct£fcdep 

Ati»BtitCbLLn..Coim 

5tiMtie(it.Ln.R.R..c 

B.AO.RR,p : 

Brookly* Cy. R. R., gr 

grooklyBRT 

«;^ Roeh. A Phto. Ry., p 

?««-. Boehertcr A Pitta. Ry.. c 

C.R.R.C0..0IN.J 

Ca-ANwiLRy.,p 

?»-ASwilrJ.?., 

^««D,Cy.Ry 

C^MJLi8l.P.Ry.,p 

^ 8t Pillion. A O.Ry. Co.. p 

IW.Uk.4W€«.R.R. 

DeL, UeL A Wc R. R. 50* X p«d . .. . 

Gi»tNflrtUnRy..p 

Ot. Sorthcm Ry.. p 

Lebilh Vaflev R. R.. e 

ifw»aieANirfmlIeRR. 

M»h.tlMRy.,N.Y 

Mna., St P. A 8, &te M. Ry.. Id In. . . . 



p« 


Market 


Value. 


Vnhie. 


$125/)00 


$113,750 


250.000 


215,000 


186.000 


159,960 


52.000 


49.920 


25,000 


25,250 


299400 


254,406 


787,000 


739,780 


50.000 


43,500 


222.500 


202,475 


100.000 


79,000 


20,000 


10,800 


75.000 


68.250 


100.000 


70,000 


52.500 


53,025 


50.000 


50.500 


100.000 


97,000 


50.000 


50,000 


186,000 


135,780 


39,000 


27,690 


100.000 


104.000 


40.000 


35,600 


100.000 


100.000 


50.000 


50.000 


100,000 


100.000 


50.000 


25.000 


82.000 


68380 


76.000 


77,520 


250.000 


235,000 


225.000 


193.500 


150.000 


138,000 


200,000 


198,000 


25,000 


25,750 


75,000 


72,750 


1,000,000 


1.000.000 


250.000 


210.000 


25.000 


21.250 


50.000 


41.000 


100.000 


98.000 


50.000 


49,500 


20,000 


30,000 


100,000 


232.000 


385,000 


460.075 


30,000 


24.000 


140,000 


231.000 


500.000 


447.500 


70,000 


87,500 


100,000 


109.000 


100,000 


300.000 


250.000 


422.500 


150,000 


193.125 


62,700 


106.590 


250,000 


350.000 


100 W) 


135,000 


lO/XX) 


15,300 


240.000 


936.000 


116,000 


396,154 


400,000 


504,000 


160.000 


172,800 


314.600 


1,528,956 


725.000 


1,116,500 


600.000 


798.000 


25.000 


187.500 




263.500 


100,000 


81.000 



BoNM AMD Stoou Owim>.— Cofil. 
Stocu.— Conl. 

NaahviDe, ChnU A St. L. Ry 

N.Y.&6.R.R.,B 

N.Y.,C.A8tL.R.R.,l.p 

Norfolk A Western Ry., e 

Pitts. Cin.. Chiosgo A St. L. Ry., p. . . . 
Pitts., Cinn., Chiouo A St L. Ry., c. . 

Pitts., Ft W. A Chi. Ry.. gr 

Southern pMufio 

Southern Pacific, ctfs. int 

Union Pfeeifie R. R.. p 

Union IVafie R, R.. e 

United N. J. R. R. A Can., gr 

Westsm Md. Ry.. p 

American Ezc/Nat Bk.. N. Y 

Bank of America, N.Y 

BankofN.Y.7N.B.A 

Central Tr..N.Y 

Fourth Nat Bk.. N. Y 

Mechanics A Metals Nat Bk. N. Y ... . 

American Can.. N. J., p 

Consolidated Gas. N.Y 

Del.. Lack. A Wes. Coal. N.J 

Fira CompanicB BMg. Corp., N. Y 

Lehigh Valley CoalSales. N. J 

Mahoning Investment 

Northern SecuriUes, N. J 

Sears. Roebuck. N. Y.. p 

United States Express. N. Y 



Fkr 

Vahie. 

8350.000 

251,050 

50.000 

510,500 

250,000 

200.000 

50.000 

170,000 

111.000 

100.000 

20.000 

130,000 

300,000 

25,000 

5,000 

50,000 

60,000 

12,500 

42,500 

40,000 

400.000 

29,250 

1,000.000 

25,000 

30.000 

10.000 

200.000 

70.000 



Market 

Value. 

S479.500 

891.228 

48.500 

520.710 

262.500 

168.000 

78.875 

152.150 

104.340 

85.000 

31.500 

290.550 

165.000 

50.000 

27,700 

194,000 

606.000 

20.875 

91.375 

36.300 

520.000 

73.125 

1.000.000 

57,750 

19.500 

10.400 

247.500 

32.200 



Totals (book vahie. $21.634,215) $16.480.400*21.770,522 



* Securities as per company's vahiations; the item in assets is 
based on insurance department valuations. 

MISCELLANEOUS: Com^aiy was orgamied in 1853 jith a 
capital of $500,000: increasedrnJanuMy.. 1872, to f^fif^^-". 
1872, made up by "calls on capital" mipairment of $400,000 
(40 per cent). In 1910 the «P»J^,.«*«*j^«" »"?~^_S^^ 
tUoSoSXiO to $2,000,000 by a stock dividend. The C^pntmental, 
tooetber with the Fidelity-Phenix Fire, guarantees the poMcies 
issued under the title of the FideUty Undenrnters. VJu«» of 
special deposits: Canada, $254.4(»; Georgia. $10,000; Viigma, 
$49,920; New Mexico, $9,200. Conflagratwn losses:. Chicago. 
1871. $1.485388; Baltimore. 1904, $92431»; San Francisoo, 1906. 
$1,749,925. net 

DIRECTORS: William L. Andrews. Wah«P Bli», George 
Blumenihal. John Kerr Branch. James C. Brady. James H. Doo«sy, 
H^EvIn.. G. Trowbridge HoUist*, George E. Khne. W^ 
G. Low, William J. Matheson, Charles A. Moore, Alexander B. 
Orr, Daniel G. Reid, J. N. Wallace. 

FIFXD MEN AND TLltliS 1 1 >HY COVEaKiD; S|i«i*l *««it* 
reporting to the home office, m Maided Une. New \ orkj uy and 
thSr twritory: J. H. McClure. Me.; W. D. Dmvol, N. H. k \ U 
ILC. BuSTconn. A W. M«.; H. B. Sly. R. 1. and E, Mm«,.: D. 
A. Golden, N.Y. Sub.; R. H. Doboti, ^;^{^-} «}^^^*l^*^^iS* 
E. N.Y.; J. A. Jordan, Middle N.Y.; II.M. Mw W. N.^ /- W. 
Sk>cum, No. N. J.: R. F. R.«i«, ito. W; J : D^HmcV^ey. E. Fj.; 

E. A. MorreU, Mi(idle Pr; G. G. Ply«r,W P^.. H- O. ^g-;'f^ ^W^» 
Del. and D. 6.; G.WeUkm.Va.; E. C Lai«l, N. t : N, H„t lar^n. 
S. C: Vernon HaU, No. (Ja.; W. F. CKelkrs. ho Oe A ^^^\^;^^: 
Uwis, Ala.; M. B. Griffin. U. and S. Mia,; A. f- II*'^^-^"^" »^ 
No. Miai.; H. L. Houseman, No Teww.W. G. AchmWh. so Texas, 

A. R. Stell. E. Canada; M , F l*ibler. L. 1 Western Department, 
332 South U Salle st. Chirano. III. C. a. Tunle. uei-mary m 
charge; special agents rei>ortmK tfl the WcsUxn L>ni«irtment ftod 
theirt6mtobr:A.J.DiU.aJ.lJ.*-...,;l 1-y' -. •: '',l"\{'^' ■ 
Lon. D. Mc(3onneU. Bernard bharkey. l^*^^^.^ • '*;,*-i^>tii; ^• 
Whitchureh. E. J. McDonough. Minn.; H. H. Kim, C. L-Foeter 
Ky.; F. M. Ewing. W. P Davis. Tenn.; W. A. Wifliams. Ore. and 
Warii.; G. L. A. Uuer, Wash. and B. C; F. P. Wilson, CaLand Nev. 
J. C. Wickler. Cal.; Geo. L. Mclntire, CaL and Ani.; Tracy Loan 
and Trust Co.. Utah; J. W. Gamble, Ida A Mont.; N. A. Bkwm, 

B. V. Legg, J. Mark Ferris, Mich.; R. T. Miller, Wis. »nd Mich.; 
A. A. Matoney, F. Meriwether, Mo.; G. C. Grupe. III. and Mo.; C. 
J. Potter, N. D.; Al. C. Schmuke, 8. D.; Harry Howes, Canada; J. 

F. Donica, E. A. Henne. Henry Paine. P. E. Taylor. la.; K T. 
McAnaUy, C. A. Mowry, R. A. Hommes. E. P. Rogeni. lU.; T. E. 
Griffith. R. D. Vofls. J. Battershill. Kan.: E. B. Lilly. S . F McGiU. 
Okla.; A. G. Evans. L. J. Coylc, Neb.; J. R. Martin. W J. Begn, 
J. Edgar Lyons. Ohio; Nelson Reid. W. Va.: L. S. Day. A. E. 
White. CJok).,Wvo. and N. M.; W. 0. Campbell. Cok).; T. M. Pur- 
tell. Wis.; W. M. Broe. Mo. The company operates throughout 
the United SUtes and in Canada. 



Digitized by 



Google 



48 



REPORTS OF FIRE INSURANCE COMPANIES. 



CORCORAN FIRE INSURANCE COMPANY, Washington, D. C. 

Ptemkot, William E. Edmonston; Seeratary. L. R. Pfeak. Oifaniaed. iS73. 







Unearned 


Net 


Net 


Total 


Loeaes 






Total Ex- 


Loam 


YlAB 


Aflsets 


PrAUiiuina 


Surplus 


PtemiumB 


Income 


Paid 


DiTidendi 


Ewimmm 


peoditurea 


laenmd 


1913 


1273,072 


S18.110 


S154.200 


$12,641 


129.691 


82.706 


$10,000 


$11,884 


$24,590 


$2,706 


lttl2 


F'!*i 


17.482 


149.354 


13.032 


30.990 


2.229 


10,000 


10.654 




2.229 


lyii 


259,849 


20.668 


137,572 


11.737 


28.890 


1.784 


10.000 


11.959 


23,743 


2,265 


1»10 


254.312 


19,126 


133.618 


12.770 


27.491 


2.183 


10.000 


11.121 


28.304 


3,457 


IVUtf 


249,905 


20,302 


128.738 


15.648 


29.045 


1.213 


10.00G 


11.674 


22^ 


1.234 



Aaam, Dae. 31, 1913. . 

Real estate $68,967 

Mortgage loans 192.150 

Caah 7,971 

Agento'balanoee.... 660 

Intereataodreatfl.. 3^34 



LuBiLima, Die. 31, 1918. 



LoflBes unpud 

Unearned prems.. 
Other liabilitiea... 

Total liabilities. 
Ca|»talpaidup. .. 
Net surplus 



$132 
18.110 



$18,872 
100,000 
164.200 



Total 



$273,072 Total $273,072 



RISKS AND PREMIUMS: Fire risks in force. Deoember 31. 
$8,541,924; premiums thereon. $35,093. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$562,749: kases pud, $116,902; dividends declaiwi. cash. $298-, 
000. 



REAL ESTATE OWNED: The real estate ooBBprins the 
home office building of the companr. 604 11th at.. N. W., Wash- 
ington. D. C. and the adjoining building. 606. valued at $68,967. 
Rents received last year. $8,000. taies and expenses $407. 

MORTGAGE LOANS: These kNms aggregate $192,150. 
and are moatly on improved property in D. 07, vahied at about 
three times the sum kwaed thereon. Company holds ample insur- 
ance on the bttildingi. 

DIRECTORS: Albert T. Coumbe. Albvt F. Marsh. Frmnk 
J. Lewis. Louis R. Peak. Wilfiam E. Edmonston. F^»nk Me- 
Clellaad. Robert D. Weaver. Watson F. Clark, Frank P. Raeside. 

TERRITORY COVERED: The company operates only in 
the District of Cohmibia. 



COUNTY FIRE INSURANCE COMPANY OF PHILADELPHIA, 

Philadelphia, Pa. 

Ptesideot. Chaa. R. Peck; Secretary. E A. Uw. Organised, 1832. 



— 




Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


Lasses 


YnAR 


Assets 


Premiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


penditures 


Incurred 


1913 


$1,156,658 


$520,061 


$191,869 


$369,836 


$419,368 


$235,052 


$32,000 


$178,404 


$445,456 


$230,437 


1912 


1.211.934 


524.381 


245,075 


381.080 


430.410 


199.565 


32,000 


177.633 


409.198 


197.428 


1911 


1.204.450 


529.561 


228.415 


399.142 


448.364 


208.598 


32.000 


183,431 


424,029 


233.021 


1910 


1.183.580 


517.046 


219.124 


392.453 


441.389 


204.314 


32.000 


175,964 


412.278 


199.442 


1909 


1.179,080 


409.883 


231.210 


378.533 


426.957 


167.665 


82.000 


166.85^ 


366.511 


177.888 



Unearned premiums include amounts rerlaimable on perpetual pobdes. 



Asana. Dm:. 31. 1913. 

Realestate $71,165 

Mortgage loans 172.040 

Bonds and stocks. . 772.090 
Loan on Union Pass. 
Ry.stk.val.. $3,974 



Ky.i 
Cash. 



Agents' balances. 

Interest 

Other assets 



Total 



3.300 
62.453 
60345 
8,721 
6.544 



LiABiums. Dec. 31. 1913. 

Leases unpaid $31,686 

Unearned prems ... 337.286 

Perp. dep. reel 182.775 

Other liabiUties 13.042 

Total li«biUties. . . $564,789 

Capital paid up 400.000 

Net surplus 191.869 



$1,156,658 ToUl $1,156,658 



Underwriting loss. 1913. $39,891; investment profit, $18,649. 

RISKS AND PREMIUMS: Fif« risks in force (except per- 
petuals). December 31. $67,489,809; premiums thereon. $651,073; 
perpetual fire risks, $8,217,821; deposit premiums thereon, $200.- 
923. 

BUSINESS SINCE ORCANIZATION: Premiums received. 
$7,480,140; losses paid, $4,272,560; dividends declared, cash. 
$1,132,408. 

REAL ESTATE OWNED: The principal property is the 4- 
story stone and brick building on Fourth st., 129 ft. south of 
Chestnut st.. Philadelphia, the book value of which is $30,208. and 
which is carried at $50,000. The remaining 6 propo'ties comprise 
6 stores and dwellings in Philadelphia. These are all carried at or 
below their book values, which range from $3,258 to $6,600 
There are no incumbrances. 

MORTGAGE LOANS: There are 49 mortRaxe loans and ground 
rente, secured by propeKies in or near Philadelphia. Loans to 
the amount of $172,040 are protected by properties estimated 
to be worth $374,500. and but $37 of interest was overdue on 
Deoember 31, last. The largest loans are one of $42,000 on 1716 
Chnttnut st. (valued at $110,000), one of $14,000 on 1021-23 
Cal!ow},ill St. (valued at $26,000). one of $12,000 on S. W. .comer 
9th and Oxford sts. (valued at $22,000). and one of $25,000 on 
19.1') Chmtnut t. (valued at $55,000). 



BONDS AND STOCKS OWNED: 
BoNna. 
AU. Co.iPa.. rd.. 1939. 4% 



Mass., Comw'h., g.. 1934. 3H% 

Bait.. Burnt dia. imp., reg., 1960. 4%. . . . 

N. Y. Cy.. cp.8tk.,c.. 1957. 4^% 

Norfolk, Cy. of. 5% b.. c, 1923. 5% .. . 
Norfolk, Cy. of, 4% wat. b., c. 1928. 4% 

Pitts., imp., reg.. 1915, 4% 

Pitts., f.. c. 1921. 4Vi% 

Phila. Cy., 1931. 3H% 

Phila., In., c. 1940, 4% 

Phila., In., reg.. 1940. 4% 

Roanoke. Va.. pub. big., c. 1941. 4h' «'• 

Roanoke. Va.. r., c, 1936. 4^% 

St. P.. Minn., f. dept.. c. 1938. 4% 

Trenton. N. J., Cy. HaU. 1939. i% 

Wilkas-Barre. Pa., imp., c. 1921, 3)2%. 

Wihnington. Del., s. f.. 1932. 4% 

Catawissa R.R.. cs. 1 m., c. 1948, 4 c- 

Ch. A 0. Ry.. eq. tr. c. 1914. 4' '„ 

Del. A Hud.. 1 A r. m. g., c. 1943, A% . 

El. k Peoples Tc. stk. tr. ctfs.. 4 "J; 

Erie k West. T'p n., c, 1925, 4% 

B.& O.R.R..P..L.E.& W.Va.. r., 1941, 4% 

L. 8. k M. So. Ry., g., c, 1931, 4% 

Lehigh Val. Rv.. c, 1940. 44% 

Lehigh C. k Nav.. col. tr.. 1930, i}^'"c. . 

Leh. Val. RR., an. reg., 6% 

Leh. Val. R.R.. gn. ca.. m.. c, 2003, 4"o. 
Newark Pas. Ry., I cs. m., c, 1930, 5';. 
N. Y. C. Lines, eq. tr., c. 1920. 4^''; . 
N. Y. C. k H. R. R.R., reg., 1998, 3V/ c 
N. Y.. L. k W. Ry.. im.k imp., c, 1923.4 'o 
N. Y.. P. k N. R.R.. stk. tr., c, 1948. 4% 



No. Cent. Ry.. 2 gn. m.. c, 1926, 5%. . 
No. Ont. Ry., 2 gn. m., c. 1926, 5%. 

Pa. Co., c. 1916. 3 H% 

Pa. Co.. g. In., c, 1931, 4% /r^ 

Pa. k N. w. R.R.. K-bigfti^edW^OO^ooo 



Par 

Value. 

$10,000 

20.000 

15.000 

20.000 

8.000 

6.000 

3.000 

5.000 

10.000 

6,000 

10,000 

4,000 

2.000 

7.000 

5.000 

4.000 

10.000 

4,000 

10.000 

12.000 

25,000 

15.000 

10.000 

10.000 

25.000 

20.000 

15.000 

5.000 

15,000 

15.000 

10.000 

10.000 

20.000 

6.000 

4.000 

6.000 

25.000 



Market 

Value. 

$10,000 

18.400 

14.250 

20.800 

8.080 

5.400 

3.000 

5.100 

9.500 

6.000 

10.000 

4.000 

1.920 

6.720 

4.880 

3,800 

10.000 

3,800 

10.000 

11,400 

20.500 

13.950 

8.500 

9,000 

25.000 

20.000 

21.000 

4.350 

15.525 

14.700 

7.900 

9.500 

18.800 

6.300 

4.200 

5.880 

23,00l> 

10,600 



REPORTS OF FIRE INSURANCE COMPANIES. 



49 



COUNTY FIRE INSURANCE CO. 

BosM Am Stocks Owned.— Conf. Par 

Bo]n>B.--CcfU. Value. 

P., B. A W. R.R., 1 m., c, 1943, 4%. . . . $5,000 

P.AB.R.R.,e8.m.,ng.. 1920. 5^^ ... 10.000 

PM. A R«Mi. Tm., c, 1941. 5% 10.000 

P., C. C. A a. L. Ry., C8. ia.^.,1942,4H7o 20,000 

R. 4 P. A B. C. A I..«n. m.. c, 1997. 4% 15,000 

W. J. A S. RJL. 1 CB. m., c, 1936. 47o 10.000 

WIidik»«rkMRy.,8ribi».goT.,e.l957.4% 15.000 

Eq.m.Gm Lt., PhU., c. 1928, 5% 13,000 

P*. Sted, M., rag., 1917, 6% 15,000 

Phila. Cft.. 1 m., e., 1949. 5% 5,000 

W. UukmTg.. f. A r. e., c, 1950, 4^^c ■ 25,000 

Stocks. 

ElunAWiDianisportRJl 550 

rnakSard A Soathwark P. C. P. R.R.. . . 2,500 

GonaBtowii Paos. Ry 10,260 

No. P». R.R 5,200 

H.KA 33,000 

Pliik^ Gcnuant'n. A Norrist'n. R.R 13.200 

Pluk.Tc 10.000 

2daiKl3dat.Patt.Ry 5,000 

13tli ud 15th SI. Pan. Ry 1,000 

I'aited Cob. oC N. J 15,000 

I'nion Te., Phik 8.200 

Bk-ofNcAmer., Phila 2,800 

Fast Nmt. Bk.. Pniia 1.000 



OF PHILADELPHIA, PhUadelphia, Vsl.— Continued, 



Market 
Value. 
*4.900 
10,400 
11,350 
20,000 
13.950 

9,700 
13,500 
13,«50 
15.000 

5.000 
22,250 



550 

17,900 

21,525 

9,464 

36,300 

36,960 

16.000 

24.200 

4.860 

33.750 

7.380 

7.840 

2.100 



BONM AND SlOCKB OwOTBD.— C«U. 

Stocks.— Cofi<. 

Nat. Bk. of No. Libertia 

Gn. Adj., Bureau 



Par 
Value. 
13.500 



Market 

Value. 

18,750 

100 



Totab (book vahie, 1774,787) $671,200 1773.064 

MISCELLANEOUS: Name changed in 1905 from Fue^Im. 
Co. of the Co. of Philadelphia. Capital increased in 1880 from 
1100,000 to 1200,000, and in 1883 to 1400,000. both by cash pay- 
ments. 

DIRECTORS: Joseph Moore. Jr., Chas. R. Pbek, WiOism W. 
Fitler. John W. Pearoe, Heoiy E. Dravton. George Steyenson. 
George Pales Baker. M. D.. Antoine Boumonville, Walter H. 
RoaamasBler, Alex. M. Fox. Jr., Chaa. H. Smith, Geo. V. Massey. 

FIELD MEN AND TERRITORY COVERED: Thompson, 
Derr A Bro.,Wilkes-BazTe, general agents for Pa.; A. J.Woodworth 
& Co., N. Y., SUte managers, Syracuse. N. Y.; John H. Nelson, 
Madison, special agent for Minn, and Wis.; Edward J. Meagher 
Cmcinnati, special agent for central Western States; Albert W. 
Sewall, Boston, Mass.. special agent for New England; A. G. 
Hancock, Baltimore, Md.. general agent for Md., WT Va., N. C, 
Va. and D. C; Geo. F. Murphy, special agent for N. Y. suburban 
department; E. J. Miller, general agent for Cok)., Wyo. and Utah. 
The company operates in Cok)., Conn., Del.. D. C, 111.. Ind., la.. 
Ky., Md.. Mass.. Mich., Minn., Mo., N. H., N. J.. N. Y., N. C. 
0.. I»a.. R. I., UUh. Va.. W. Va. and Wis. 



DETROIT FIRE AND MARINE INSURANCE COMPANY, Detroit, Mich.§ 

President, Edward H. Butler. Secretary. A. H. McDonell. Organised. 1866. 



1 


Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


Losses 


Tkib Assets 


Premhims 


Surplus 


Phmhims 


Inoome 


Paid 


Dividends 


Expenses 




Incurred 


1913 1 12.377,539 


S637.650 


$1,073,767 


tl723,495 


1824,241 


t8367,088 


165.000 


1307.950 


1740.038 


1363.748 


1912 , 2,1M,300 


571.242 


1,049.495 


6.\8,072 


756.480 


345.026 


60,000 


270.061 


675.067 


333,864 


19U 2^38,818 


522.981 


1.046,676 


603,951 


700,815 


336,660 


72,500 


246.927 


656,096 


320,288 


1910 1 %mjMO 


490.945 


1.041.484 


572,548 


663.904 


286.358 


50.000 


230,805 


567,163 


296361 


im 2,032,305 


480.428 


961,689 


576,723 


665.264 


301.694 


62.500 


222.050 


586.244 


296,044 



$15,820 msrin 
Dk. 31, 1913. 



R«ale 

Mortgigekaas. 

Bonds 

CoOateralkians. 

Cash 

.A^mts' I 
bterest. 
Others 



Total 



) premiums and $4382 marine kisses. 
LiABnjnn, Dig. 31, 1913. I 

Losses unpaid $58,422 I 

Unearned prems.... 637,650 
Other fiabibties 7.700 



$217,659 

841,142 

975,724 

8,600 

92,663 

114,017 

22399 

4.835 



$3,277339 Total $2.277339 



Total liabilities . . . $708,772 

Capital paid up 500.000 

Net surplus 1.073,767 



Cmfarwritiiv profit. 1913. $4377; investment profit. $84,895. 

RISKS AND PREMIUMS: Fire risks in force, December 31. 
$111,493,915; premiums thereon, $1,203,285. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$14301.051: looses pud, $7,425,700; dividends declared, cash. 
$1.738300: stock. $350,000. 

REAL ESTATE OWNED: There are 19 parceb of real estate 
Bustlj dweffing aod stovs properties, all but 1 of which are sold 
uder eootraet aod are earned at the respective halanww due. 
There are rsbtivdy few exceeding $5,000 in vahie, ud none are 
caeumbered. The company's home office building, acquired in 
Idll, is earned at eost, $144,963. 

MORTGAGE LOANS: There are 187 loans. a««regating 
$841,143. secured by Detrtst and other Michigan pr(q)ertie8 valued 
St 6.406,951. The eompany holds insurance aaxiunting to 
$^355. and OB December 31, hst, the past due interest amounted 
ti» $5,685. The hwos are mostly ksss than $5,000 each, and but 
23 oeeed $10,000 each. 

COLLATERAL LOANS are as follows: Market Amount 



Loaned. 



Securities. 

Wayne Co.. Mieh^dae Mar. 1. 1918. 4% 

Dstrat, Mlefa^ Blvd., due August 1. 

im,u% 

Detroit. mA., Blvd., due 1914, Z\%... 
Detroit k Ckveiand Navigation Co., stk. 

Drtwit Pub. Se. fas.. 3)%. 1932 

Wayne On.. BCch.. r., 3i%. 1925 

To<*h $21300 $18,000 

I Traaaaets both &e and marine bosinen. 



Value 
$5,000 

2.910 

990 

10300 

950 

950 



$8,350 



8,000 
825 



BONDS OWNED: 

Ariaona, 1956, 4% 

Arisona. 194648, 5% 

Ann Arbor. Mich., so., 1930^1. 4% 

BattleCreek.Mich.,sr.,1929,4% 

Benton Harbor, Mich, 1924-25. 5% 

Detroit, Mich., boul. imp., 1913-4,4%. . . 
Detroit, Mich., Fairview Vil., 1934, 4)% 
Detroit. Mich., Mua. of Art.. 1929, 330% 

Detroit. Mich., pk. imp., 1922, 4% 

Detroit, Mich., pk. imp., 1930, 3.50% .... 
Detroit. Mich., pub. imp., 1918. 3.65%. . 
Detroit, Mich., pub. srs., 1919-26, 4% . . . . 

Detroit, Mich., sc., 1924-42, 4% 

Detroit, Mich., sc., 1932, 3.50% 

Detroit, Mich., Springwells sc., 1935. 4% 
Detroit, Mich., Springwells Ts., 1933, 4% 
Detroit, Mich., Woodmere wat., 1931, 

8.50% 

EcoRie,Mich.,sc., 1925, 4.25% 

Flint Mich., wat. wk8.,1934. 4% 

FKnt, Mich., pav., 1914, 5% 

Grand Rapids, Mich., st. imp., 1913-15, 

4.60% 

Grand Rapids, Mich., srs.. 1013. 4.50% 
Grand Rapids, Mich., eng. and standpipe, 

1929,4% 

Groase Pt.. Mich., pav., 1928. 430% .... 
Ham^amck, Mich., pav., 1914-15, 6%. . 
Hamtramck, Mich., sc., 1926, 4.50^o- . . ■ 

Hamtramck, Mich., wat.. 1943. 5% 

Hawaii. Ter. of, 1921, 3.50% 

Hawaii. Ter. of, 1920, 4.26% 

Hawau, Ter. of. 1920. 4.26% 

Highland Pk.. Mich., imp., etc.. 1929, 4% 

Jackson, Mich., imp.. 1930, 4% 

Kalamasoo. Mich., f. p. 1917-20, 4.50% 
Kalamasoo, Mich., sun. dr., 1914-18, 

4.75% 

Kalamasoo, Mich., sr., 1914-15, 4% 

Kalamasoo, Mich., 8c.. 1921-2.4.60%. . . . 
Kahunasoo. Mich., st. imp., 1914-17, 4% 
Kalamasoo, Mich., st. imp., 1914-15, 

4.50% ^.........^ 

Digitized by 



Par 


Market 


Value. 


Value. 


$25,000 


$23350 


15,000 


15,240 


5,000 


4,750 


15,000 


14.850 


10,000 


10,100 


10,000 


9,900 


5,000 


5.150 


9,000 


8380 


25,000 


24,750 


22,000 


20.240 


3,000 


2.940 


203,000 


200.140 


20,000 


19,500 


52,000 


47320 


24,000 


23.280 


9,000 


8.730 


5,000 


4.550 


10,000 


9,600 


20,000 


18.600 


2,556 


2.666 


34,000 


34.000 


4,000 


4.000 


17,000 


16.490 


9.000 


9,180 


12,914 


12.914 


10,000 


10.200 


10,000 


11.200 


25,000 


24.250 


6.000 


6.000 


2,000 


2.000 


35.000 


34.900 


14,600 


14,066 


5.500 


5,540 


25,000 


25.250 


3,920 


3,900 


10,000 


10,100 


4,000 


3,970 



vJl9fl(^^lt" 



UKX) 



60 



REPORTS OF FIRE INSURANCE COMPANIES. 



DETROIT FIRE AND MARINE INSURANCE COMPANY, Detroit, Mich.^CotUinued. 



BOMM OWNSD.— CoilL 



Par 
Vahie. 



Market 

Vafaie. 

Maofoe. Mich., w, laia^Sl. 4% 15,000 14.81? 

MoDtealm Oa., Mich., c, b. 4 ]., I&t4, 4% 14.000 14,000 

HoniQaCfia, Mieli .^.,1 9 K4-23 , 4% .... 12,000 10.600 

New Mexi«iJ, ou . imp., 1 9S7J% ...... . 15.000 14.250 

Nirir Mfiira. mil. imt., lP2t, 5% , . ... 15,000 15,000 

Pontiac. Mich. wU, wka,, 1920^, 4.50% 26.000 25.000 

Portliuid, t>P,. imp., Jt*21, 6% 10,000 10,700 

RiMlfqrd, M leh . , h . imp. , 1 14-25 , 4.50% . . 14,000 14,000 

Riv. Rotuip, Mich.. K. r.. 1939. 4.50^^^. . 20,000 20,400 

Bflgini w . M k'h ., pub , BC.19 1 4, 4% 7.500 7.500 

Bmnm^ , M k-h ., er, J a I*. 1 S. 4% 4,700 4,667 

Sa*riJiftir.Micb,Br.r,.19H,4%.,- . ... 1,000 1.000 

Baein*w. Mich,. Hidewk.. 1914-16. 3.50% 10.200 10,100 

Saetatt"- Mich.Rt Jmp,, igi4-l6, 4^;,, . . 3,000 2,985 

AiiKsriwun Ui mbi^ C^ . , 19 16- 1 8. fl*^^ 10.000 10,000 

HjunMon d Lumber. N . J„ 1 020-2 1 . ^7. . 10,000 10,000 

Hat^iikiffi Timber, C&l.. 19 1 S-1 7, 6% . . 10,000 10,000 

PottlAod LuiDber. Mfi.. 19f i», @<r^ , . . . 5,000 5,000 

JohiuoiL-DtiQn Jjm\m, Waidi. 11115. 6% 5.000 6.000 

RY.miteKotei,e»n. imp., 191*5%. . 5,000 5,000 

N. Y. 8ut« Notot, ky . imp., I »14, 5^^ . 10.000 10,000 

Peon, Lumber, W. Y a., 1»18. 6% 10,000 10,000 

Port Bl»kcly Mm.C*l„ 191&. 6% 10,000 10,000 

S. E. Slade Lumber, Cal, ,1916- IT, %% . . 10.000 10,000 

Totok (book ralue, 1992.279) {992.979 *I976.223 



* Seeurities ai per company's valuations; the item in assets 
based on insurance department valuaUons. 



MISCELLANEOUS: Capital ineraaeed in 1868 to $150,000; 
in 1877 to $350,000; in 1881 to $300,000; in 1887 to $350,000; in 
1891 to $400,000; in 1897 to $500,000; total stock dividends since 
organisation. $350,000. Conflagration loss: C1uqb«o, 1871. 
$190,000. 

DIRECTORS: Aksander I. Lewis. Merrill B. Milk. Edward 
H. Butler, Edward C. Van Husan. Chas. A. Duchaime. Jonins 
E. Beal. H. L. Jennees, D. E. Heineman, Qeo. N. Brady. Albert 
L. Stephens, C. L. Andrews, Chas. A Dean. A. H. McDonneU. 
Wimam V. Moore. Sidney T. Miller. W. A. Butter, Jr., Chas. 
E. Hisoock. Elwood Croul. Frank W. Eddy. Wm. T. Barbour. 

FIELD MEN AND TERRITORY COVERED: Special 
agents: F. W. Andrews. Detroit. Mich., for Mich.; E. L-Seneco. 
Cincinnati, 0.. for Ohio and Ind.: Georee H. Ball. Detroit. Mich., 
for lU.. Mo., Ky., N. J., Pa.. Md. and N. Y.; George A. Roberts. 
St. Paul, Minn, for Minn, and Wis.; Cravens A Cage, general 
agents. Houston, Tex., for Tex. and La.; Simpson. Campbell A 
Co.. general agents, Boston. Mass., for Mask, Conn, and Me.; 
E. J. Milkr. Denver. Colo., general agent for Cob.; D. Ciiffe 
Stone, Nashville. Tenn., for Tenn. The company operates in all 
the States of theUnited States, except Ala.. Ark.. Del., D. C. Fb.. 
Ga.. la.. Miss.. Neb.. N. M.. N. d, N. D., Okla., 8. C, S. D.. 
Vt.,Va.. Wash, and B.C. 



DETROIT NATIONAL FIRE INSURANCE COMPANY, Detroit, Mich. 

President, M. 0. Rowland; Secretary, Henry J. Guthard. Organised, 1911. 



Ymak 


Assets 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Paid 


Dividends 


Expenses 


Total Ex- 
penditures 


Losses 
Incurred 


1913 
1912 


$585,818 
435.794 
209,293 


$82,739 
25.904 


$123,300 
123.237 
66,9I» 


$132,512 
43.518 


b $212,886 
6191.382 
tHO.370 


$59,573 
9,471 


$3,901 


e $67394 

(»8.687 

e4.085 


«$126,967| $64.0^5 
(2106.1581 n.4S5 


1911 




e4,085 





t Inehdes $140,250 surplus paid in. h Inchides $139,550 surplus from sate of stock in 1912 and $88,775 in 1913. 
$70,150 organization expenses, e Excludes organisation expenses. 



Assm, Dec. 31, 1913. 



LuBiunxs, Dkc. 31, 1913. 



Mortgage loans... 
Bonds and stocks. 
Collateral loans... 

Cash 

Agents' balances . . 

Interest 

Other assets 



$337,815 
167,756 



Losses unpaid . 
Unearned I 



ned prons. 
12.500 Other liabilities.. 
36,195 
22,432 Total liabilities . 



$7,325 

82.739 

1,753 



$91,817 



8,971 Capital paid up 370.700 

150 Net surplus 123.301 



ToUl assets $585,818 Total $585,818 



Underwriting loss. 1913, $54,252; investment profit, 618,144. 

RISKS AND PREMIUMS: Fire risks in force, December 31, 
$13,030,983; premiums thereon. 6140,961. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$176,031; losses paid, $68,294; dividends dectered, cash, $8,904. 

MORTGAGE LOANS: There are 79 loans, for $337,815, on 
Michigan city and farm property valued at more than double the 
amounts loaned. But $270 of mterest was past due on December 
31, last. Only 5 loans exceed $10,000 in amount, the largest 
mngte investment of this character being $22,800 bonds of the State 
Security and Realty Company, secured by mortgages. 

COLLATERAL LOANS are as follows: 



SXCURITIES. 

German- American Bk., Ann Arbor 

Peninsular State Bank, Detroit 

Peninsular State Bk., Detroit 

United Ry. 4 El. Co., bs 

Columbia Ry. Gas & El., bs 


Market 
Value. 
$3,000 
3,150 
4,200 
3001 
4,000f 


Amount 

Loaned. 

$2,500 

3,000 

3.50a 

3,503 


T^»i^ 


614.650 


$12,500 



BONDS AND STOCKS OWNED: 
Bonds. 

Ardmore, Okla., 1922, 5% 

Muskegon. Mich., wat.. 1939-41, 4H%.- 

Muniang, Mich., sr., 1920, 5% 

Otisco, Mteh., sc., 1922. 5% 

Stambaugh. Mich., sc.. 1930-4. 5% 

Clifford, Mich., sc., 1920-3, 5% 

Whiteford. Mich., rd., 1919-22. 5% 

Bloomfield. Mich., sc., 1915-27, 4^%. . . 

Bad Axe, Mich., so., 1927, 4K% 

Winsor Twp., Mich., rd., 1914-21, 4^%. 
E. Mich. Edison Co.,wat. pow.. 1931. 5% 

Baraga Co., Mich., 1914-27. 5% 

Big Rapids. Mich., 1942, 4H% 

Caro, Mich., 1922. iM% 

Richmond. Va.. 1945, 4% 

Sault Ste. Marie, Mich., 1922, 4^' ^ .... 



Par 
Value. 
$1,000 
30,000 

1,000 

500 

10.000 

2.000 
10.000 
11.000 
35.000 
10,000 

5.000 
14,000 
15.000 

3,000 
19.000 

2.000 



i< Includes 

Market 
Vsdue. 
$1,020 
30.000 

1,000 

515 

10.300 

2,000 
10.136 
11.000 
33.950 

0.960 

4.950 
14.000 
15.00*1 

3.0O) 
17,670 

2,000 



Stocks. 



Ger-Amer. Bk. 



1.000 



1.000 



Totak (book value. $169,500) $169,500 $167>501 

MISCELLANEOUS: This company was organised in 1911. 
and commenced business with a paid-up cafntal of $140,250 and 
an initial net cash surplus of $66,918. Capital increased in 1912 
to $280,550. and $139,550 surplus paid in; and $90,150 capita 
and $88,775 surplus were paid in in 1913. Deposit in Va.. $17,670. 

DIRECTORS: M. 0. Rowland. Philip Breitmeyer. J. Edvrard 
Ready, Henry J. Guthard, Paul Turner, H. A. Lockwood, Q. T. 
Calvcrt, Adolphus Fixel, J. V. Sheehan, T. L. WiUdneon. C. R. 
Hawley. H. A. Thompson. V. T. Barker. J. E. Weter, W. C 
Grobhiser, M. D. Wiggins, Jas. Hoatson, R. R. Pealer. J. K. 
Hutchinson, J. C. Srk^i^JS*^^^^-^^^ ^^ 



REPORTS OF FIBE INSURANCE COMPANIES. 



51 



DIXIE FIRE INSURANCE COMPANY, Greensboro, N. C4 

noideat, H. R. Bub; FSnt Vioe-Pnridat, Jimas B. Bladm; SamUiy, F. M. Guner. Orguiied, IMM. 



Yum 


Aaets 


UuirDed 
Fhrnimu 


Net 
Surplu. 


Net 
Preauums 


Totd 
Ineome 


L0M8 

Fkid 


Dividcndi 


Igypffntm 


Totd Ex. 
penditurei 


Lo»» 
Inound 


1913 
1112 


$1.071311 
1.W8327 
1,152,101 
1303341 
1340.617 


1346.480 
416,104 
370,164 
500,425 
500,631 


1184373 
204382 
215,388 
211,077 
256368 




1405348 
620372 
508322 
767368 
826307 


1345316 
355,248 
400338 
434312 
730,184 


$20301 


1207.410 
249,633 
251360 
307,442 
400,180 


1581,936 
604382 
742,098 
742.354 

1,139,364 


335.180 


1111 




454340 


1910 




430.523 


1909 




713.124 



Assns, Dk. 31. 1013. 

Balestote $112,500 . 

Hortpge bus 338,484 Unearned prams 

" ' 445370 Other liftbiUtieB. 



Boodsuditodn, 
Co&tenllouH... 
Cjik 



OiWriMti 



Total t 



3,100 
50.737 
95.423 
14342 

1385 



LuBiuiXH, Dec. 31, 1913. 
$29,189 
346,480 
10.699 



TotttHkbifities. 
Oapiteipwdup. .. 
Netfurphis 



500.000 
184373 



$14>71341 Total $1,071341 



UDdotniting loa, 1913, $24,070; invatuMat profit, $34,669. 



> AND PREMIUMS: FSre rake in foroe, December 31. 
KliS3.775; praniame thowm. $677,071. 

BUSINESS SINCE ORGANIZATION: Pnaunnw neeiyed. 
HK0.467; lomm pud. $3,059,880; dividaidfl dechnd. eaah. $70.- 

000. 

KEAL ESTATE OWNED: Coosefci of 5-etoi7 and basement 
inUut •nd lot, at So. Efan and Qreamore sts., Greensboro. 
*beh n vahHd at $100,000 (eoet). and a lot on Syeamore st Tal- 
ced at $12300 (east). Rente leceived last year, $8,649; taies and 
BpcnM, $5,115. 

MORTGAGE LOANS: Tfaero aro 48 loans, which aegreo^ 
tB8.48i tad are seevred by propertiei valued at $1,139,900. The 
ham taast fhnn $32300, the latter on N. A S. Realty Co., Rich- 
nnd. Va., water boat (Tsfaied at $100300), down to $800. 
nm wm $165 of intefest overdue on December 31, last. The 
r holds $371,950 of insnrance on the boildings. 



COLUTERAL LOANS an as foOows: 



Wattns MeClamroeh M. ft T. Co. 
IBoodsGreaaboroNews 



Total.. 



Market 

Vahie. 
$3,000 
2.000 



Amount 



$1,100 
2,000 



BONDS AND STOCKS OWNED: 
Boiroa. 

SS"*^ "$-*♦% 

North Oarohna State, 4% 

GtMfffle Co., N. C, 4i % 

S?S||«i««..4% 

WWoASuaqiie.,lni.,r..4% 

Jtlaatic Coast line, lc8.m., 4% 

ChL 4 W. IiMfiaaa. ca,, 4% 

A.C.LUDifiedMtg.,4% 



$5,000 $3,100 



Par 
Vahie. 
$20,000 
74.000 
25.000 
25,000 
10,000 
10,000 
25,000 
10300 
48,000 



Market 

Value. 

$20,000 

74,000 

25,750 

23,250 

9300 

5,000 

22,750 

8,300 

40.800 



BoNDt AMD Stogkb OwNn>.— CoiiL 

Borne.— Coat. 

Iowa Cent. R. R. Co.. 1 ft r. m.. 4%. . . . 

Lake Shoro ft Mich. So., g.. 4% 

Mil., Sparta ft N. W.. 1 m.,g., 4% 

No. Pac. ft G. Nor.. C. B. ft Q., ooL. 4% 

Penna., cv., Zk% 

Oiegon Short Line, r., g., 4% 



So. Ry., 1 OS., m^ u /o 

Pteee Institute, RaJogh. N. C. 5%. 

Wikon Township. 5% 

Mtg. Bd., Co., 1932, 5% 



SrocKB. 

Western Adj. ft Insp., Chicago, III 

General Adj. Bureau, N. Y 

Guilford Im. ft Rlty., Greensboro. N. C. 

Southern Ad). Bureau, Ga 

Southern Car, High Point. N. C. p. 

Totab (book value. $466,168} 



Par 


Market 


Vafaw. 


Value. 


$21,000 


$10,710 


25,000 


22,250 


25,000 


22.750 


25,000 


23.750 


30,000 


. 39.100 


25,000 


22350 


22.000 


22.600 


500 


500 


40300 


40300 


10.000 


9.900 


100 


200 


200 


200 


5.000 


6330 


100 


100 


5300 


6.000 



$480,900 $445370 



MISCELLANEOUS: This ecnnpany was organised in 1906 
with a paidHip capital of $600,000, and an initial surplus of $250,- 
000. In 1909 it absorbed the North State Fire of Greensboro, 
N. C. VahMS of special deposits: FU.. $10,100; Ga.. $10,000; 
Va.. $24,180. 

DIRECTORS: William B.BhuleB, CoL. Jno. F. Braton. Geo. 
Hackn«y. Capt. Jas. P. Sawyer. J. P. Council. W. E. Holt. Jr., H- 
L. Hopkins. /.H. Uttle, Jas. B. Blades. Sol. WeiL W. 0. EUbtt. R- 
F. Daaton, Jno. F. McNair. Dr. L. S. Blades, Geo. A. Grimsley. 
Dr. Osear McMullen, C. D. Bcnhow, Dr. R. H. Reeves, A. D. 
Ward. C. J. Harris, R. M. Miller, Jr.. J. Vernon Blades. C. B. 
Cheatham, J. E. Latham, H. R. Bush, A. L. Brooks. Dr. W. L. 
GrisBom, C. M. Vanstoiy, P. D. Gold. J. W. Stewart, L. C. Blades. 

D. R.Huffines. 

FIELD AND 'TERRITORY COVERED: General agents: 

E. E. Hall, general agent, and C. S. Conklin, superintendent of 
agencies. 45 Cedar st.7New York City, N. Y., for N. Y. and Mass.; 
Newman ft MoBain, agents for N. Y. City; Wikjy. Magill ft 
Johnson, Chicago, 111., for Cook Co., IlL: Insurance Agency 
Co., St. Louis. Mo., for Mo. Special agente: £. G. Michaels, Rich- 
mond, Va.. for Va., W. Vs., Ml, and D. C; £. G. Cox. and Clyde 
A. Holt, Greensboro. N. C, for N. C; A. E. HiU. CohunlMa. S. C. 
special agent for S. C; E. Perdue, New Orleans, La., for La. and 
Miss.; John L. Coleman, Mt. Sterling, Ky., for Ky., Tenn. and 
Ohio; Ervm J. Dickey, Atlanta, Ga^lor Ga., Fla. and Ala. This 
company operates in Ala., D. C. Fla., Ga., lU., Ky., U.. Md., 
Miss., Mass., Mo.. N. Y., N. C, Ohio, Pa.. S. C. Tenn., Va., and 
W.Va. 



* Statoneat acecnUng to North Carolina standard. 



DUBUQUE FIRE AND MARINE INSURANCE COMPANY, Dubuque, la. 

emUtat, John EUmnger; Seoretaiy, N. J. Schrap; Amtttni Secntarjr, S. F. Weiier. OrRuiiad, 1883. 





Unearned 


Net 


Net 


Total 


Losses 




Total Ex- , 


Losses 


\UM 


Asaeti 


Premhuna 


Sorptos 


Premiums 


Income 


P^ 


Dividends 


Expenses 


penditores 


Incurred 


WU 


$1373,730 


$908373 


$404343 


$791371 


$869399 


$387,462 


$40,000 


$334303 


$762,265 


$375,074 


1^12 


1,469327 


823312 


388.766 


741,994 


814,741 


346,680 


40,000 


310362 


697,042 


329,953 


Wll 


13S5321 


7«,728 


341.438 


714,254 


786,413 


376.169 


40,000 


302.485 


718.664 


353,739 


im 


1J00371 


707,162 


332358 


761382 


824.779 


358,536 


40,000 


303,277 


701313 


366,024 


mt 


1.176,480 


601318 


325307 


689338 


696.506 


311.467 


40,000 


264.793 


616,260 


287.558 



AaBt»,Dic.31, 

5^«toe 

Jf«^h*na.. 
ooKbaaditodts 

^oOaterelk«B8... 
Caab 



Ittcreat. 
Total 



1913. LuBXLmBS, Dae. 31. 1913. 

$2324 Loasesunnaid $26,114 

. 1,089.470 Unearned prems.... 908373 

303350 Other liabifitleB 35.000 

7385 

84.409 Total liabilities... $969,487 

114.706 Capital paid up.... 200,000 

21,186 Netsorplus 404343 



^Bdanritiag losB. 



$1373,730 Total $1373,730 

1913. $16,919; investment proat. $72396. 



RISKS AND IREMIUMS: Fire risks in force. December 31, 
$150,746,248; premiums thereon. $1,700,803. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$7,412,130; losses paid, $3,161,670; dividends declared, cash, $513.- 
000; stock, $100,000. 

REAL ESTATE OWNED: Comprises two small Dubuque 
properties, one of which was sold under contract. 

MORTGAGE LOANS: There are 313 loans, amounting to 
$1,039,470, and secured by properties va ued at nearly three times 
Interest was overdue on 16 loans amounting to $1,902. 

y, but there 
he loans are 



Most of the mortgages are upon III., and Iowa property, but there 
are also a number in S. D., N. D., Okla. and Minn. The 
mostly for small amounts, but 10 being u* 



^tizei 



Wy^m^^ 



52 



REPORTS OF FIRE INSURANCE COMPANIES. 



DUBUQUE FIRE & MARINE INSURANCE COMPANY, Dubuque, la. 



COLLATERAL IX)ANS are as foUows: 
SKCURrnxs. 

50 Bhra. Q«nnan Savinn Bank 

50 shrs. Gennan StateBaok 

25 An. Gennan Savings Bank 



Totab.. 



BONDS AND STOCKS OWNED: 
Bonds. 

Chioi*^ Cy.. Ejr.. 1 m, 1927, ft% 

Chka^a Ryu Co., 1927, &%...^ 

CitBHur Gm ^ E.. 1B29, ."i^, , 

Ihibuque 4 Wk. BdRc. 1917. 5% . , 

Mldktid V»llr>- H. it.. m:i, 5% ....... . 

Milwmukw El. Ry. hU IMS I, &% 

Natwniil flriclc. 19H- Jl*|?i, 5J%, .,,.... 

P»ci5c Tl & Tr., l«3r. 5^ ; . . . , , 

PacLEe Gu A El. Jft42. m 

V. S, St«d Cwjp,, I. f.. 19ti3. S% 

Wfirtioghmiso El. A Ufg,. 1831. 5% . . . . 
leUanstone In-. EHb. Eosebvid, Munt,, 

1940,r; ,,... 



Stocks. 

Avery Co., Peoria. Ill 

Bank and Ins. Bldg., Dabuque. la 

Franklin Tr. k Sav. Bk.. Chicago, HI . . 



Market 

Vahie. 

$6,500 

5.000 

3.250 



$14,750 



Par 

Value. 

$40,000 

25.000 

2.500 

1.000 

10,000 

25.000 

6.000 

10.000 

20.000 

25.000 

15.000 



10,000 
10,000 
7,500 



Amotint 



$1,700 
3,500 
2.685 



$7,885 



Market 

Vahie. 

$40,000 

24.250 

2,500 

1.000 

9,200 

24,000 

6,000 

9,600 

18,000 

25,000 

13,500 



25.000 25,000 



10.000 
10.000 
12.375 



BoiVDS AND Stocks Ownbd.— C<m<. 

Stocks.— Con<. 

German American Sav. Bk., Dabuque. la 

German American Sav. Bk., Dubuque, la 

Mason Cy. Ln. & Tr., Mason City, la. . . 

U. 8. Steel Corp. p 

United States Bk.. Chicago, 111 

Totals (book value $289.012) 



^Continued. 


Par 
Value. 


Market 

Value, 


$10,000 

25,000 

5.000 

25.000 

1.000 


$12,000 

32,50C 

5.500 

28.25C 

i.ioa 



$273,000 $308,775 



MISCELLANEOUS: Pud-up capital increased in 1891 from 
$25,000 to $100,000; in 1905. mereased by stock dividend to 
$200,000. 

DIRECTORS: John EUwanger. Mauriee Connolly. N. J. 
Schrup, John Pslen, C. J. Schrup, M. J. McCuUough. Geo. W. 
Schnip. 

FIELD MEN AND TERRITORY COVERED: J. R. Balse^ 
meyer, State agent, O., and Mich.; W. R. McLeod. spedal anni; 
N. Y.; E. I. ^ockett, State agent. Colo.; J. H. Harbeck. State 
agent, Wis. and Minn.; George N. Schrup, State agent, la. and 
Neb.; R. R. Stowell, State agent. Penn.; £, J. Weinfiirth, State 
uent, Mo. and Okla.; J. H. Reed, special airant for Ind.; T. M. 
Hogan, ffipedal agent for 111.; A. Paull k Son. general ageatsi, 
W. Va.; W. L. IVrrin ft Son. general agents. N. Y. City.; Clar- 
ence de Veuve, general agent, Cal., Ore. and Wash. The coixh 
pany operates in Alas., Cal., Colo.. Ida., 111., Ind.. la.. Mam., 
MioL, Minn., Mo., Neb., N. Y., 0.. Okk.. Ore.. IV. Utah. 
Wash., W. Va.. and Wis. 



EAGLE FIRE INSURANCE COMPANY, Newark, N. J. 

President. E. M. Waldron; Secretary. Wm. B. Reed. Organised. 1913. 



Y«AB 


Assets 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Paid 


Dividends 


Expenses 


Total Ex- 
penditures 


Lo«es 
Incurred 


1913 


$353,562 


$12,074 


$140,794 


$17,288 


•$164,043 


$2,054 




$9,732 


$11,786 


$2,124 



* Includes $144,000 surplus paid in. 



AssBTB, Dig. 31, 1913. 
Mortgage loans f^'§^ Losses unpaid 



LiABiums. Dbc. 31. 1913. 



Bonds and stocks 

Cash 

Agents' balances... 
Interest and rents. 



216.253 
65.628 
4.488 
3,343 



Unearned 
Other 



oedmems. 
liabilities.. 



$70 

12,074 

624 



Total liabilities... $12,768 

Capital paid up 200,000 

Net surplus 140,794 

Totalaasets $353,562 Total $353,562 



RISKS AND PREMIUMS: Fire risks in force. December 31, 
$1,367,955; premiums thereon, $18,098. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$17,288; losses paid, $2,031; 

MORTGAGE LOANS: There are 12 loans aggregating $63,850 
on property valued at $136,020, the largest of which is $14,000. 
The company holds $75,800 on the mortgaged buildings. On 
Dec. 31. last, there was no interest past due. 

BONDS OWNED. 

Bayonne, N. J., 1928. 5% 

So. Amboy. 1923-7. 5% 

J. C, 1962, 4J% 

Asbury Pk., 1947. 4i% 

Union Co.. 1942, 4J% 



P*r 
Value. 


Market 
Vahie. 


$5,000 
5.000 
5.000 
5.000 

10.000 


$5,350 
5,200 
4.850 
5.000 

10,200 



Bonds OwwsD.—Coirf. 

Middlesex Co., 1934-6, 4i% 

Gloucester Co., 1922, 44% 

Newark. 1930, 4% 

Essex Co., 1949, 4% 

Middlesex Co., 1933. A\% 

Union Co., 1943, 4i% 

A. Pk.. 1918. 5% 

N. Y.Cy..l950.4J% 

J. C.Tc. Co., 1954.5% 

Nutley, 1933. 5% 

UtUe Falls, 1917-24. 44% 

N.Y..N.A.4H.. 1914.6%.... 
Erie R. R.. 1914. 6% 



Par 


Market 


Value. 


Value. 


$5,000 


S5,095 


5,000 


5.1011 


5,000 


4.S(kJ 


5,000 


4.7t>3 


43,000 


44.139 


10.000 


10.335 


25,000 


25.437 


22.000 


21.917 


1.000 


8.V1 


25.000 


26.297 


17,000 


17.10"! 


10,000 


9.875 


10,000 


ICOC) 



Totals (book vahie. $215,801) $213,000 $216,253 



MISCELLANEOUS: This company commenced business is 
May. 1913. with a paid-up capital of $100,000 and $72,000 
surphia; it was furthw increased in November. 1913, to $200,000 
and $72,000 additional surplus added by cash subscriptions. It 
transacts a reinsurance business by treaty only throughout the 
U.S. 

DIRECTORS: E. M. Waldron, J. P. Fort, I. A. Hall, John 
Howe, Paul Guenther. W. A. Baker. J. R. Hall. L. V. Aronson. 
F. H. Smith. C. Stnippmann, F. C. Stumpf, V. E. Downer. P. S. 
Van Kirk. T. S. Brown. 



EASTERN FIRE INSURANCE COMPANY, Atlantic City, N. J. 

Prendent. David Fltisimons; Secretary, J. Haines Lippinoott; Assistant Secretary, F. L. Bosworth. Organised, 1892. 



YlAR 


Assets 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Paid 


Dividends 


Expenses 


Total Ex- 


Losses 
Incurred 


1913 
1912 
1911 


$264,870 
250,112 
246.742 
439,889 
404.171 


$16,176 

12.274 

4.912 

169.669 

116.543 


$48,736 
36.674 
26,899 
10,457 
23,820 


$21,779 
19,093 
54.599 
277,114 
199,316 


$35,613 

31,239 

t72,935 

t308,386 

224.114 


$2,803 
4.037 
112,597 
148,726 
220.182 


$8,000 
8.000 


$8,612 
9,083 

39,075 
112,566 
105.213 


$19,415 
21.120 
151,672 
261.292 
325,395 


$2,996 
1.077 

71.723 
136.105 
216.470 


1910 




1909 





t Includes $7,800 advance pajrments on sale of new stock, 
reinsurance. 



t Excluding $28,607 borrowed money and $48,061 commissions oo 

Digitized by Vji^UV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



53 



EASTERN FIRE INSURANCE COMPANY, Atlantic City, N. J, ^Continued, 

BoNM OwmoD.— CoRl. 

Ketfny. N. J.« psT.. 1922, 4H% 

Loocport. N. J., bdwk. imp.. 1036. 4%... 

NewJenej Gas, 1 m., g., 1940, 5% 

OoeuiCiW,N.J.,ic..l942.5% 

PleMUitviUe, N. J., m. (firt., 1917-22,4% 

Sdem, N. J., rt. imp., 1919. 8H% 

Union Towuhip, N. J..ae., 1920-52, 4H% 

Ventoor Cy.. N. J., wat., 1988, 5% 

Ventnor Cy.. N. J., w., 1938. 6% 

Ventoor Cy.. N. J., sc., 1919, 6% 

Woodbuiy. N. J.. 1931-33, 4H% 



^ Dk. 31. 1913. LuBiUTnB. Dk. 31. 1913. 

MortgigekMM $162,330 

Bondnoditocb... 74.712 
L(»B<»A.S.dcp. ft 

tr.itk.inl416.200 7.500 

CiA 10.614 

.A«mti'bidaaeeB.... 4.640 

Intetert 4.279 

Otkeraaaete 796 



Totila 



9284.870 



Unearned jpnmB.... 
Other fisbOities 


8296 

15.176 

662 


Total liabifitiee.. 




Total 


I2M370 



Uodffwriting profit. 1913. 17.452; investment profit. $12,507. 

RISKS AND PREMIUMS; Fire raki in force. Deoenber 31. 
S1J44.58S: pramhm» tberaon. $27,411. 



BUSINESS SINCE ORGANIZATION: 
11X50.915: loMi paid. $1,078,334; diridendi deelaied. eaah. $88.- 
QOOl 

MORTGAGE LOANS: There are iMma amefatinf $162,330. 
protected I7 i mp ro ved real estate, moatly in Atlantic City, Tahiea 
•t rnim. Comjiany hokh $107,000 foe iowrance on the mort- 
{•cedboMRgi. IniefCBt paat doe Dee. 31. h»t. $471. 

BONDS OWNED: 



.\Uutit Chy H.. 1933. 5% 

E«i Co, N. J., hg.. 1924. 4% 

Fort Lee, N. J., f., 1938. 5% 

Hodm Co.. N. J., pbnk rd.b8..1924. 4% 
fljdioaCo.. N. J., 1924. 4% 



Fkr 
Vahie. 


Market 
Value. 


$3,000 
10.000 
2.500 
5.000 
5,000 


$2,940 
9.700 
2.600 
4.850 
4.850 



Pte 


Market 


Vahie. 


Value. 


$2,000 


$2,000 


3.M0 


3.185 


4.000 


3.400 


7,000 


7.280 


12.500 


12.225 


8.000 


7,800 


3,000 


3,000 


600 


612 


500 


510 


5.000 


5,050 


5.000 


4.910 



$76,600 $74,712 



Totab (book tahie. $75,163) 

MISCELLANEOUS: Thk oompany began banoem with a Mr- 
phis of $200,000. Capital inereaaed in 1904 from $100,000 to 
$200,000 by traMfer of $100,000 from iorphu. and in 1909 to 
$207,067. Capital radneed in 1910 to $200,000. Th«a eompanjr 
re-inaored all of its oatatandinc rieka in 1911 and eontinoed buah 
iwM opcrationa only in N. J. Conflagration kiam: Baltimore, 
1904. $6^; SuFranoiaoo. 1906. $69,467. Vahie of depoat 
with N. jTinaaranee department, $103,350. 

DIRECTORS: J. Haines lippinoott. David Fitiaimona. 
D. W. Myen. W. E. Edge. W. F. Wahl W. J. Buil^. L. B. 
Ryon. John C. SUpe, Hubert Somera. G. F. Currie, D. L. Colhna. 
Job. SehwarU. E. eT Seeler. C. L Burkhaid. H. W. Leeda, J. T. 
Bew. H. E. Tietien. J. B. Slaok. Joa. Marie. 

TERRITORY COVERED: Opcratea in New Jeraey only, 
though company ia also lioenaed in N. Y. and Pa. 



EASTERN FIRE INSURANCE COMPANY, Concord, N. 

PnB(lent,ClMthaL.J»ebiian: SecnUiy.F.T.Jaekiiun. Orguind, 1905. 



H. 







Unearned 


Net 


Net 


Total 


LoaM 





1 Total Ez- 


Lome. 


TtiK 


AaMta 


Pnuiiims 


Suphu 


Pftmiuma 


Income 


Paid 


Dividenda 


Ezpeoaea 


pendituroB 


Inouired 


1113* 


$44,957 


$4,779 


$10,178 


$5,611 


$7,583 


$1,708 


$1,600 


$1,138 


$4,446 


$1,708 


1912 ' 


24.557 


4.249 


10.306 


4.785 


7.291 


2.016 


3.000 


1,426 


6.177 


?'92i 


mi 1 


24.834 


4j077 


10,258 


4.562 


6311 


1.466 


6.000 


936 


8,402 


1.466 


\m 


26,706 


4.064 


12.642 


4.548 


5.939 


1.182 


800 


826 


2.808 


1,182 


1908 


24,425 


3.768 


9352 


4.410 


6357 


1.427 


550 


831' 2308 


1,426 



^ Dk. 31. 1913. LuBiuraa. Die. 31. 1913. 

Boadiudstocb... $17,100 Unearned prema... $4,779 

CMh 27344 Capital paid up. ... 30.000 

Odkcrawti 13 Netmirphia 10.178 

Totolaaeti $44,957 Total $41,957 

Uodswntii« profit. 1913. $2,498; inveatment loat. $3,004. 

RISKS AND PREMIUMS: Fire rWca in fone. December 31. 
t6$9.656: mmimtta thereon. $9,012. 



BGSINE8B SINCE ORGANIZATION: 

t»3U: ksa paid. $0,680; dividenda declared, caah. $13,450. 



BONDS AND STOCKS OWNED: 



Atdona By. Lt A P^.. 1B35. 5%. 
1 4 Maine R.R^ 1914. 6%. 



PSw Maitet 

Vahie. Vahie. 

$1,000 $900 

1300 1300 

1.000 950 



BoMiw AMD Stogkb Owmsd.— CorI. 

SroosB. 

Great Northern Ry.. p 

Nat Stote Capital Bk 

Mackay Companies, p 

« Mackay Company, e 

United Fruit 

U. 8. Steel Coip 

N. Y.. N. H. & H. R. R 

Boston k Maine R. R 

Southern Padfie R. R 

Illinoia Central R. R 



Pte 


Market 


Vahie. 


VafaM. 


$1,100 


$1386 


500 


1350 


500 


325 


500 


390 


800 


1304 


500 


290 


5.500 


4,180 


3.000 


1305 


2300 


2350 


1.000 


1,070 



Totals (book vahie. $19.117) . 



$19,400 $17,100 



MISCELLANEOUS: This company ia under the i 
ment as the CapiUl Fire of Concord and the New 1 




in 1913 from $10,000 to $30,000 by 

DIRECTORS: Charlea L. Jaekman. Fred W. Cheney, Freeman 
T. Jackman. J. E. Femahi F. L. Dole and I. M. Savage. 



EASTERN SHORE OF VIRGINIA FIRE INSURANCE COMPANY, 

KeUer, Va. 

Freaidait. E T. PoweH; Secretary, L. C. Mean. Organised, 1906. 



Tml 



Unearned 



Net 

Suipbia 



Net 
Ptwninma 



Total 
Income 



P^ 



Dividends 



I Total Ex- I 
Eipenaas | penditures I Ineuired 



}»« 1114394 

1911 nSs 

1»W i MJWl 



834306 
82.024 
26.637 
26,716 
24.796 



$44,148 
36368 
23.602 
18.921 
13.144 



$31,196 
32.179 
25.907 
26333 
25.788 



$35,199 
35348 
28.624 
28.008 
28.066 



$8,198 
6366 

12312 
9.345 
4.708 



K151 
10.155, 
10.082 

8325| 

3«.„.J33^ 



$19349 
16,447 
22394 
17.869 



.^.itizod by^ 



$8,198 
6366 
10,762 
10,395 



54 



REPORTS OF FIRE INSURANCE COMPANIES. 



EASTERN SHORE OF VIRGINIA FIRE 

AflBan, Dae. 31. 1913. LuBiunH, Dm. 31, 1913. 

Reftlestete $1300 LosBes unpftid $8,324 

Mortgseekwas 57.193 Unevned Drems.... 34.807 

AeoamaoCo.Vft..b. 10.060 Other Ikbifitm. .. . 1,016 

CoUateralloMU 6,000 

Caah 572 Total fiftfailituB... $88,647 

A«0ntB'baluioea.... 20,179 C^iitalpudup. ... 20350 

Interest and rents... 1.939 Netsnrphu 55397 

OtbcrasBetB 17,142 

TotaluMtB $114,594 Total $114,594 



REAL ESTATE OWNED: The home office yalued at $1300. 
MORTQAQE LOANS: These loans acgngate $67,193 and 



INSURANCE COMPANY, KeUer, Va.— Coni. 
bjr imiHayed real estate situated for the most pert 
Oountaes. Va. There was $140 



and N4 
interest past due on 



81, 



MISCELLANEOUS: This oompany waa inoorporated m 
Febniary. 1906. It has a sabsoribed eapitai of $102,750. of 
which $20350 is paid in, the oompany hol^ notes for $81,000. 
and haying oatstanding sabsoription aeoounts aggregating $1300. 
Company transaots buoness only in Va. 

DIRECTORS: S. W. Ames, F^ank a Saaith, J. 8. Bufl. Dr. 
J. W. Bowdoin. J. W. BanMs. J._H._ Hopkins, L. F._Noi S. 



Chandler. Dr. T. J. 



Otbo F. Mesn, 



T. Johnson, J. V,. v.»«,.«. *.. „-.— . w«« *. ™^ 

W. M. Upshur. F. B. Bell. 8. D. Rnlon, Frank Fusons. Jr.. H. 
T. White. T. W. BhMskstone. E. T. PoweD. P. B. Tankard. J. H. 
Jones, Dr. W. L. Dalk^. 



EQUITABLE FIRE INSURANCE COMPANY, Charleston, S. C. 

iVesident. David Hugueoin; Secretary. W. O. Maiyek; Assistant Secretary. R F. Touhey. Organised. 1895. 



Yu 


Asaeta 


Unearned 
PnmhmM 


Net 

Surplus 


Net 
Premhims 


Total 
Inoome 


Losses 


Dividends 


Expenses 


Total Ex- 
penditures 


Losses 
Incurred 


1913 
1912 
1911 
1910 
1909 


$401,740 
401.432 
878.007 
861311 
328,263 


$116314 
120313 
106,690 
96398 
87.344 




$183,122 
141.014 
124.431 
119.718 
116,979 


$151,297 

158306 
141,370 
132.831 
130.249 


$83,023 
61.104 
68,772 
71.694 
68.708 


$14,000 
15.000 
20.723 
11.665 
9.939 


$54,416 
55.947 
49.475 
44.503 
48312 


$151.43»; 
l32.aMi 
128.9701 
127382: 
126359' 


$81,092 
63346 
49.863 
69,7«5 
72,584 



AasKTB, Dk;. 31. 1918. 

Realestate $20,000 

Mortgage kwns 24300 

Bonds and stocks... 238.395 

Collateral loans 64300 

Cash 23.202 

Agents' balances.... 27,298 

Interest and rents... 1385 

Othcraasets 2.160 



LiABnima. Dnc. 31, 1913. 

Lossesunpaid $8,774 

Unearned prems. ... 1 16314 

Other liabilities.... 4.518 

Total liabUities . . . $129,606 

Capital paid up. . . . 200.000 

Netsurphis 72.134 



Total 



$401,740 Total $401,740 



RISES AND PREMIUMS: Fire risks in foroe, December 31. 
$11378.790; premiums thereon, $222,197. 

BUSINESS SINCE ORGANIZATION: Premittms reodved, 
$1,730346; losses paid, $868311; dividends declared, cash. $150,- 
181. 

REAL ESTATE OWNED: Comprises a 8-etory brick office 
boUding and a 2 and 3-etory brick warehouse (the Dook vahie of 
which is $15,583). The rents last year aggregated $1,495 and the 
taxes and expenses $447. 

MORTGAGE LOANS: There i 
seeored by first liens on Charleston ... 

mortgaged premiseB are valued at $49,000, and ue company 
holds K^,000 of insurance on the buiklings. There was no interest 



5 feans. aggregating $24,800, 
n dwelung properties. The 



past due on Deoonber 31, last. 

COLLATERAL LOANS: There are kMms aggregating $64,300 
(m securities valued at $121,275. 



BONDS AND STOCKS OWNED: 
Bonds. 

Abbeville, S.C., 5% 

Aiken. S.C^ 44% 

' • ,s.c.,e~ 



Asheville,N.C..4%. 
Athens, Qa., 4 



,4%. 

Atlanta, Qa.,4i% 

Belton.S.C..5% 

BennettsviIle,S.C..5i%. 
ChadeBton,S.C.,4%.... 
Charl«ton.S.C.,4irr.. 
Chariottesville. Va., Ai% ■ 

Clinton. S.C.. 5% 

Colombia, S. a, 41%.... 



PW 
Value. 
$1300 
5,000 
1.000 
5.000 
6,000 
5,000 
5,000 
3,000 
50,000 
5,000 
5,000 
6300 
5,000 



Market 

Vahie. 

$1330 
5.000 
1.030 
4.800 
5.700 
5,150 
5,100 
3,120 

49350 
5.150 
5,000 
6.630 
5.100 



Bonds and Srocxa Ownu>.— Conf. 

BoNDfl.— CoiU. 



Edgefield. S. C. 5% 

Florence, S. C, 5% 

Georgia. 34% 

QmvUie, Si 6.\ 5%. ... 
Greenville, S.C.,4i%... 
Greensboro, N.C., 4%.. 

Lvnchburg, Va., 4% 

Macon, Ga.. 4% 

MobUe,Ala.,4i% 

Montgomery, Ala., 4^%. , 
Newberry, S.C.,4i%.... 
NewOrlentts,La.,4%... 

New York City, 4% 

Norfolk, Va., 4% 

Roanoke, Va., 4i% 

Rome, G*., 4% 

Spartenburg,8.C.,4%.. 

Sumter, S, C.. 44% 

Wilmington, N.C., 6%.. 
Wifanington,N.C.,4%.. 
Witanmgton, N. C, 4i%. 



Pftr 
Vahie. 
$5,000 

3,000 
10,000 
3.000 
8300 
8.50O 
5.000 
5.000 
5.000 
10.000 
5.000 
1,000 
10300 
10,000 
9,000 
5,000 
6,000 
5,000 
5,000 
3.000 
1.000 
4.000 



Markvt 

VahK. 

$5.0S0 
3.060 
9.800 
3.030 
8.905 
8.500 
4350 
4.700 
4300 

10.000 
5,000 
1.000 
9,400 
9.600 
8,460 
5.000 
5,700 
4.900 
5,025 
3,080 
950 
4,000 



Srocxa. 

Ex. Bk. A Tt-.. Charleston, S. C 

Planters Pert. A Phoa., Charleston, S. C. 
Pferker Cotton Mills, 7%, Greenville, S. C. 

Totals (book vahie, $242352) 



500 1.025 

500 m 

10,000 9300 

$241,000 $238395 



MISCELLANEOUS: Pftid-ap capital increased in 1896 from 
$35,170 to $108,945; in 1897 to $117,600; in 1898, $117300: in 
1909 to $168,500, and in 1910 to $200,000. Conflagration Iosb: 
Baltimore, 1904, $35312. 

DIRECTORS: F. Q. O'NeiU, PhiUp H. Gadsden, B. I. Sim- 
mons. Sam'l TiaphMn, W. P. Carrington, A. B. Murraj. f^ands 
J. PUser, J. H. C. Wulbem, E. H. Pringle. D. Huguenin, J. Ross 



FIELD MEN AND TERRITORY COVERED: T. J. Ingram, 
general agent for Va., Lynchburg, Va.; J. C. NoUe. Charies* 
ton, S. C, special agent for S. C. and N. C. The company oper 
ates in Ala.. Ga.. N. C, S. C. and Va. 



EQUITABLE FIRE AND MARINE INSURANCE COMPANY, 
Providence, R. I.§ 

Pkesident, F. W. Arnold; Vice-Presidents. Edward Milligan and John B. Knox; Secretary, Samuel G. Howe. Organised, 1859. 



YlAB 


Asaeta 


Unearned 
Phimiume 


Net 
Surplus 


'Net 
Premiums 


toUl ' 


"Losses 
Pkid 


Dividends 


Expenaes 


Total Ex- 
penditures 


Loom 
Incomd 


1913 
1912 


$960,525 
1,142337 
1374375 
1.374394 
1,371,781 


$205349 
256,929 
300315 
768,083 
746,172 


$264379 

258306 

238,921 

96300 

132,625 


$343,227 
468,761 
869,110 
933357 
940318 




*$223,763 

328,185 
574,938 
557,401 
532,109 


$24,000 


$167377 
203382 
194,122 
388.618 
378.912 


$415340 
531347 
781.060 
970.019 
9^1.021 


$214,903 
318,741 


1911 
1910 
1909 


12,000 
24,000 
20.000 


527,709 
S64337 



* Inchidei $19,532 marine k«es! i IVansacts both fire and marine bo^ineas. Digitized by VjWI^^LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



55 



EQUITABLE FIRE AND MARINE INS. CO., Providence, R. l.^Continued. 



AaBTB. Dbc. 31, 1913. 



LuBiurm, Dkc. 81, 1913. 



Rale 
Morteaceloaai.. 
Boodiand Btoein. . 

Cwh 

AseatB'bthBcm... 
lotoniaBd rents.. 



1101,180 
115.400 

706.882 Other 
0.203 
20.284 



LoeHeBiiiipttid. 
Uneernedi 



S47.678 

206.240 

43.310 



Total liabiUtieB. . 



Total 



1296.246 

9;066 CapHalpaidup.... 400.000 

Netnirplus 264.279 



1960,525 



8060.525 Total. 



Uiiderwritiz« profit. 1913, $32,604; inTestmant loes, 82,530. 

RISKS AND PREMIUMS: Fb« risks in force. Deoember 81, 
142 J14395^jpremiiiiDs thereon, 8423.442; marine and inland risks 
in fane, 88.830; prenunnu thereon, 8066. 

BUSINESS SINCE ORGANIZATION: Premiums leceiyed. 
S16.440.697: knHS paid, 810,302,374; diyideods declared, cash, 
S8I5.500. 

REAL ESTATE OWNED: The nineipal item is the eom- 
pugr's hoDW office bailding at Weybooiet and Costom House 
stfl., Pkondenee. This is a 5-Btonr mm front building, vahied 
si $89,000, Bkortly ooeopied by the oompany, the remainder being 
vdl rented. The other properties are 2 dweDings in Providenoe. 




MORTGAGE LOANS: Ther« an 
1115,400. and raiding from 8100 to 818,000, but lew 
13.000. No mortgages are in nroeess of fondosure, and all are 
fint&eas. The securities for these k)ans are vahied at 8381,350. 
and the enmpany hoUs 8131.600 of insurance on the mortmera 



BONDS AND STOCKS OWNED: 

BOMDfl. 

Inpsia! Japanese Gt, 2 Ser., 1925, 4i% 

Boston Cy. of 1916, 4% 

E. Prorkknce, R, I., F. Dis., 1932. 4J%. 

Fort Wiffiam. Ont.. 1942. 5% 

M«soB, Ga^ 1930, 44% 

State of Mass.. r., 1941. 3% 

Stste of Ma«^ e, 1941, 3% 

New York Cy., 1958. 4% 

Prtrndence, R. I.. 1928. 3i% 

Proridaiee. R. I.. 1929,3% 

Ridunood, Va., 1945. 4% 

Stratford, Ontsrio, 1942. 4*% 

WooiBocket.R. I., 1923.4% 

WooMoeket, R. I., 1927.41% 

B. * 0. R. R., So. DiT.. 1925, 3*% 

Bos. A AL R. R., Eqt. Tr., 1919. 4}%.. . 

Bridgeport Te., 1923, 5% 

naca«ByB.,S».B., 1927.5% 

C^ibQa.O.,8t.R.R.,1932.5% 

DeBwrCy.,Trwy^l933.5% 

Detroit EL Ry^ 1916. 5% 

East St Louis Subn., 1932. 5% 

G«rpaRy.AEL,1932,5% 

Lehigh Valley Tcr., 1041. 5% 

MSnokee E. Ry. ft Lt. 1926. 5% 

N. Y. C. k Hodson Riv., 1996. 3^%. . . . 
N.Y^N.H.ft H. R. R., Deb. e., 1948, 

«rc 

Nor. Psc ft Gt. Nor. R. R., C, B. ft 0., 

1921,4% 

R.L4 8ab.R.R.,1950,4% 

Unit Tc ft El., Prov. ft Pfcwt., 1933, 5% 
rtieaft Mohawk VaL St Ry., 1941. 4i% 
ClefeiaadH,IIL.1939.5% 



Par 


Market 


Vahie. 


Vahie. 


89,750 


88.482 


25,000 


25,000 


13,000 


13,260 


24,333 


23.116 


10,000 


10.000 


50.000 


41.500 


15,000 


12,450 


25,000 


24.000 


25.000 


23.250 


5.000 


4.350 


20,000 


18.600 


25.000 


22.250 


10.000 


9.700 


20,000 


20.000 


10,000 


8.800 


25,000 


24,500 


5.000 


5.100 


5.000 


3.950 


5,000 


4,900 


5.000 


4.350 


5.000 


4.250 


5.000 


4,500 


5.000 


5,000 


5,000 


5,400 


10,000 


10.200 


10.000 


7,300 


30,000 


31,800 


35.000 


33,250 


5.000 


4.100 


3,000 


2,970 


5.000 


4.600 


3.000 


3,000 



BoNsa AND Stocks Owvm.—ConL 
Bonds.— CofU. 

IVlroit Kdjwn, 1933, ¥^, 

GTmnd Rapida G*h Lt.. 1915, 5% 

New York Td., 1939, 4i^^ 

PiMific Td. A Tg.. 1837, S^J, 

Tawluckft EL, 1910. 5% 

rnioB-Stcd, 1952. 5* t 

I lilted El. Lt. A P^., Bait.. 1929. 4i%. 
I tica El. Lt, ft Pr.. 19&0. 5% 



Stocis. 

Chiea«o Ot. Wertem R. R.,p 

nUnois Central R. R 

N. Y. Central ft Hudaon River R. R. . 

N. Y.. N. H. ft H. R. R. 

Pttinsylyania R. R 

uSiaTcftEl 

Blaekstone Can. Nat Bk, Providence. 

Industrial Tr., Provideoee 

Meebanies Nat Bk, Providenoe 

Nat Bk of Commerce, Providence — 

General Adit. Bur., New York 

Narracansett £i. Ltg, PMvidenoe 

Providence Gas 

Providenoe Tl 

Southern Adj. Bur 

Underwriters Salv., CbicaiEo 

Underwriters Salv., New York 

Western Adj. ft. Ins., Cbicaeo 

Totals (book values. 8689.383) 



Par 
Value. 
85,000 
5,000 
5.000 
5.000 
3.000 
5.000 
5.000 
5,000 



11,000 

16,800 

16.000 

20.000 

27.500 

20.000 

12,500 

3.000 

5,000 

15,000 

300 

7,500 

35.500 

1,950 

100 

1,000 

500 

100 



Market 
Value. 
85,000 
5.000 
4.750 
4.800 
2,970 
5.150 
4,500 
5.100 



3.080 

18.144 

14,880 

15.200 

30,250 

19.400 

18.000 

7.290 

6,000 

21.000 

800 

18,650 

71.000 

3.939 

100 

1,000 

750 

200 



8684,833 8705,882 



MISCELLANEOUS: Capital increased in 1881 from 8200.000 
to 8300.000. and in 1899 from 8300,000 to 8400.000. Confla- 
gration ksses: Boston, 1872. 8306.000: Baltunora. 1904. 8121.- 
298; San Francisco. 1906. 8264.750. Vahie of deposit with R. 
I. Ins. Dept. 842,000; in Ga., 810.000; in Va.. 818.600; in Can.. 
8107,799. Equitsble Securities Co., of Hartford owns a majority 
of the stock of this company. 

DIRECTORS: Fred W. Arnold, Jufius Pidmer. Herbert F- 
Hinckley, H. Martin Brown. Cyrus M. Van Slyek, Qeonn R- 
Smith, Charles A. Morgan, Edward Milli^an, John B. Knox, Rob- 
ert L. Snenoer, Thomas C. Tenmle. Pftoker Braman, Geo. L. GitMS, 
George M. Lovejoy, Edward M. Day. 

FIELD MEN AND TERRITORY COVERED: Lovejoy ft 
Spear, managers Western department. Hartford, Conn. General 
asents: John J. McKi^, Macon, Ga., tor Ga. and Ala.; J. L. Prae, 



New( 



. La. for lA. and Miss.; Gerald L. Sdiuyler, Denver, 



Orleans. L 

Colo., for Cok).; 

and N. H.; Clarence C Senter, Hartford, Conn.. F.B. Luce, 
Boston, Mass., for Boston MetropoUtan District and R. I.; James 



. Special agents: F. C. Burrill, Port&md. Me., for 
Me. and N.H.; Clarence H. Ser" " - • - 



Hutchison. Hartford, Conn^for Conn and Mass.; J. W. Friend, 
Petersburg, Vs.. for Va.. G. W. Roberston, AugusU. Ga., for N. C; 
W. H. A. Munns, Syracuse, N. Y., for N. Y.; Walter G. Kent, 
Philadelphia, Pa., for Eastern Pa., N. J., Del., Md. and D. C; 
Black ft Woohnan, Philadelphia, Pa., for Western Pa.; A.N.Evans, 
Cohimbus, 0., for O^W. Va. and Ind.; Robert G. Hoemer, Chicago, 
IlLJor m.; Roy E. Eblen, special agent, Kansss City, Mo., for Mo.; 
C. H. Luce, Detroit, Mich.. State agent for Mich.; G. W. Holton, 
Des Momes, la.. Btote agent; J. F. Dale, Omaha, Neb.. SUte agent; 
B. F. Wietsel, Louisville, Ky., State agent for Ky. and Tenn.; M. 
A. Freedy. Milwaukee, Wis., special apent for Wis.; B. K. Cowles. 
Minneapolis, Minn., State agent for Minn. The company operates 
in all the States and Territories of the United SUtes except Ala- 
Alas., Aris., Ark., Fla., Nov., N. M., N. C, N. D., Okla., 8. C., S. D. 
Tenn. and Tex. 



EQUITY FIRE INSURANCE COMPANY, Kansas City, Mo. 

President, E. G. Rowley; Secretary, C. T. Hinkle; Manager, Bruce Dodson. Organised, 1900. 



1913 
1912 
1911 
1910 
1909 





Unearned 


Net 


Net 


Total 


Losses 




Total Ex- 


Losses 


ASKtS 


Ftaniums 


Surplus 


IVemhims 


Income 


P^ 


Dividends 


Expenses 


peoditures 


Incurred 


8307,447 


825,444 


878,602 


844,033 


852,671 


87,967 


86,000 


812,016 


826,583 


88,467 


181,369 


26.745 


51,99& 


45,659 


52323 


29,983 


6,000 


13,639 


49,622 


26.983 


178,149 


26,52£ 


45,602 


45,498 


53,513 


12,103 


6,000 


15,649 


33,752 


15.102 


158A30 


25.634 


3039< 


50,612 


56,837 


13,399 


6,000 


17,235 


36,634 


12,149 


138.164 


14J4.' 


20.88f 


31,805 


•45,718 


1.717 




6,724 


8:441 


2,967 



* IMudcs 810,000 initial surplus paid in. 



Digitized by VjiUOQIC 



56 



REPORTS OF FIRE INSURANCE COMPANIES. 



EQUITY FIRE INSURANCE COMPANY, Kan:as City, Mo. —Continued, 



Abbstb, Dig. 31, 1913. 



LuBiLiTm, Dbc. 31, 1913. 



Mortgace loans 142,000 Losses unpaid . 

Bonds and stocks.. 
Collateral loans.... 

Cash 

Asents' balances... 
Interest and rents.. 



130,900 Unearned 

2,000 Other 
24.320 

6,883 Total liabilities. 

1,344 Capital paid up... 
Net surplos 



1600 
25.444 
2,901 



128.846 
100.000 
78,602 



Total I 



$207,447 Total 1207,447 



Underwriting profit, 1913, 123,579; investment profit, 99,028. 

RISKS AND PREMIUMS: Fire risks in force, December 31. 
92,617,827; premiums thereon, 951.073. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
9210,725; losses. 165,168; dividends declared, cash. $24,000. 

MORTGAGE LOANS: There are 3 loan aggregating $42,000, 
secured by improved Kansas City property worth over twice 
the amount kMmed. There was no interest past due on December 
31^ last. Company hoMs $52,500 of insurance on the mortffiged 
buildings. 

COLLATERAL LOAN: There is one loan of $2,000 secured 
by a Deed of Trust on a lot in Clemens Place. St. Louis, Mo. 



BONDS AND STOCKS OWNED: 
BoNDe. 



a>dCy.,Mo., sc. 

Cass Co., Mo 

St. Louis. Mo 

Chicago, lU. 



Kansas Cv., Mo., wat.. 
Jackson Co., Mo., se. . . 
Roflouneli-Braun Co. . . 
iCo.,IU.,sc.. 



Stoces. 
City Ice k Storage, Kansas Cy., Mo. . . 

SUteBank of Kansas Cy., Mo 

Peet Bros.. Mfg. Co.. Kansas Cy.. Mo.. 

Totals (book value, $130,900) 



Par 


Market 


Vahie, 


Value. 


$50,000 


$50,000 


10,000 


10.000 


10,000 


10.000 


10,000 


10.000 


10,000 


10.000 


2,500 


2.555 


7,000 


7,000 


5,000 


4.846 


28,900 


28.900 


2.500 


3,750 


3,500 


3,500 



$139,400 $140,551 



MISCELLANEOUS: This company was organised and oom- 
roenoed business early in 1909 with a paid up capital of $100,000 
and a net cash surplus of $10,000. It operates only in Mo. 

DIRECTORS: Bruce Dodson. E. R. Rankm. E. Sinelair. J. W. 
Carenoe, A. L. Dodson. E. Q. Rowley, C. T. Hinkle. R. F. Qilkeson. 
A. Hioe. 



EUREKA FIRE AND MARINE INSURANCE COMPANY, Cincinnati, 0. 

PresideDt. F. A. Rothier; Secretary. Adam Benus; Assistant Secretary, F. C. Barton. Orsaiuied, 1864. 







Unearned 


Net 


Net 


■ TV,tal 


Losses 




Total £x- 


Losses 


Yb^ 


Assets 


Premiums 


Surphie 


Premiums 


Income 


Paid 


Dividendi 


Ezpenees 


penditures 


Ineurred 


1913 


$363 J»5 


$121,069 


$130,002 


$106352 


$121,653 


$45,600 


$8,000 


$49311 


$102311 


$45,496 


1912 


364.493 


120,743 


133.954 


102,a57 


116,427 


41,877 


8.000 


49.513 


9939c 


39,194 


1911 


363.240 


120.615 


129,241 


102,529 


117.263 


53.637 


8.000 


49,162 


110.79t 


47300 


1910 


362.772 


128322 


115,434 


115,301 


130.282 


70,660 


8,000 


61.142 


139305 


71.189 


1909 


371.172 


138,646 


106.256 


142377 


155,752 


69,156 


8,000 


63.759 


130315 


6131$ 



ABBsn. Dm. 81, 1913. LiABiunn. Die. 31, 1913. 



RealesUte 

Bonds and stocks.. 
Collateral kians... 

Cash 

Agents' balances.. 
Interest and rents. 



^otal 



$5,337 

121,009 

7,127 

$133,533 
100.000 
130,002 



$363,535 Total $363,535 



$5,000 

316,354 

500 

24,135 

16,692 

864 



Unearned 
Other 

Total liabilities. 
C^>ital paid up . . . 
Net surplus 



RISKS AND PREMIUMS: Fire risks in force. Deoember 31, 
.'$24,646,024; premiums thereon, $238,819. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
94,462,656: kMses paid, $2,481,989; dividends declared, cash, 
$394,000. 

REAL ESTATE OWNED: Consists of the Produce Alley 
Fruit House, book vahie. $8,061, carried at $5,000. 

COLLATERAL LOANS: There b one kian of $500 on Early 
ft Daniels, pref . stk., the market vahie of which is $700. 

BONDS AND STOCKS OWNED: 

BONDB. 

MoAlesttf. Okla.. wat & sr., 1933. 5% . . . 

Muskogee, Ok]a..8c.. 1923.5% 

Socorra. ^. M., water bonds. 1917, 5% . . 
Clinton. Okla.. wat. wks., 1927. 5% 

SlOCKB. 

Second National Bk 

First National Bk 

Cincinnati Inter Tm. R. R., g.. p 

Cohimbus A Xenia R. R 



Fkr 
Value. 


Market 
Vahie. 


$7,000 
5,000 

11,000 
1,000 


$7,805 
5387 

11,176 
1,062 


6,000 
17300 
8,000 
2,350 


6360 

85,000 

7320 

4.794 



I BoifDB AND StOCU OWNSD.—^Oflf . 

I Cincinnati St. Ry 

, Cleveland A Pittsbuigh R. R 

Cincinnati Gas A El 

; Fifth-Third Nat, Bk 

I Citisens Nat. Bk 

German National Bk 

Security Insurance 

AUas National Bk 

Little Miami R. R 

Cincinnati Tobacco W. H., 1 p 

Fourth National Bk 

Farmers ft Shippers If tob W. H., 1 p. . . 

OddFelbwsTWle 

Girard National Bk 

National Bk of Commerce. N.Y 

Cincinnati, Newport ft Covington Lt. ft 
Trac.c 

Scioto Valley Trac 

First Nat. Bk. Norwood, 

Western Adj. ft Insp 

Chamber of Commerce ctfs 

Ohio lYaotionj;) 

Cm., N. 0. ft T^. Pae. R. R., p 

Totals (book vahie. $301.158) 



PBt 


Market 


Vahie. 


Value. 


$25,600 


$26,880 


15.000 


24,000 


44.300 


32,782 


11.000 


22,000 


7.000 


14,000 


5300 


17,875 


28300 


34.200 


1.000 


3350 


2300 


5.125 


2.600 


\jm 


4.000 


10,800 


2300 


2,550 


1.000 




4,200 


15,960 


6.000 


10,500 


3,500 


2,975 


2300 


2331 


2.300 


4,066 


100 


200 


200 


90 


8.000 


6,400 


1300 


1336 



$235350 $316354 



DIRECTORS: Geo. Slimer, W. B. Carpenter, Matthew Ryan. 
Miflhael Ryan. F. A. Rothier. Adam Benus. C. G. Rothier. 

FIELD MEN AND TERRITORY COVERED: H. C. Kkek- 
siem. State agent. Lansing, Mich., for Mich.; Rollin B. Heaton. 
Salem, 0., and Chas. Benus, Cincinnati. 0.. qieoial agents for 
0. Tlus company operates in 111.. Mich, and 0. 



FACTORS AND TRADERS INSURANCE COMPANY, MobUe, Ala.§ 

Pmadat, Ferd. Fonbomer; ScctelUT, Jade F. Roa; AmUat SeocUty, Jm. F. BuUoek. Orguind, 1870. 





Unearned 


Net 


Net 


Total 


LOSMS 







Total £x- 


Losses 


Y«.n 


AsBeta 


Premiums 


SurphiB 


Premiums 


Income 


Paid 


Dividends 


ExpenBes 




Inooned 


1913 


$323,663 


$10,122 


$156326 


•$15,135 


$34,756 


•$3,092 


$15,000 


$11.33^ 


$29.43C 


$3,087 


1912 


315,800 


9354 


155.346 


12.635 


29.204 


378 


15,000 


10,060 


25.447 


378 


1911 


330.066 


11.235 


152.851 


21.603 


33.938 


1.190 


15,000 


9,437 


25.627 


1.190 


1910 


324,792 


10.476 


151315 


30.722 


42.024 


2.081 


15.000 


9.958 27.043 


2,085 


1909 


290,051 


7.833 


132317 


18.127 


35.056 


12313 


15.000 


9.465 37,278 


12.813 



> Inehidea $4,124 marine premiums and $449 marine ktsseB. 



i Transacts both fire and marine business. 

Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



57 



FACTORS AND TRADERS INSURANCE COMPANY, MobUe, Ala.—ConUnued. 



Aosn. Dk. 31. 1913. 



Rnl estate 

MortfagelouB... 
Bofids vtd stocks . 
rcQatenlloaos... 

Caafa 

Ai^ta' 1 

laterot. 

Other assets .... 

BOIsrecaTmUe.. 



820.000 

12.350 

179.640 

73.400 

1,747 

12.962 

329 

684 

22.551 



LiABiLmBB, Dbc. 31, 1913. 
Unewned prams .... 110.122 

BiUspayable 5.000 

OtberMnfitia 2^15 



Total liabiKties.. $17,437 

Capital paid up 150.000 

Netsorplas 156.226 



Totaiasaets $323,663 Total $323,663 

ladcrwriting pro6t, 1913. $4,945; investmeat profit, $11,395. 

RISKS AND PREMIUMS: Fire risks b force. December 31. 
$1421,300; premiimM thereon. $18,795. 

Bl'SINBSS SINCE ORGANIZATION: Premiums leeeiyed, 
Sl.r«3,307: loeses paid, $322,397; dindends declared, cash. $522.- 

REiL ESTATE OWNED: Cooaists of company's home office 
bdkiiaK No. 7 9t. Miehad St.. MolMie; market valae. $20,000. 



MORTGAGE LOANS: There are S 

and are protected by improved real estate in 1 

at $22,200. The oompany holds $12,000 of insurance on the boild- 



B segregating $12,350. 
i MobiSe. Ala.. Talued 



CX)LLATERAL LOANS: These loans, aggregating $73,400. 
are all well secured by securities whose maricet Tslue is $94,825. 



BONDS OWNED: 
State of Ala $1 10.000 



State of AU.,f. 

State of Aia., reg 

MobileLt. *Ry. Co.,cs... 
MobileLt.ARy.Co., Im. 

Battle House 

NewYoricRy.,5% 

New York Ry., 4% 



Par 


Market 


Vahie. 


Value. 


$110,000 


$104,500 


28,500 


29.070 


10.000 


10.300 


10,000 


10.100 


5.000 


5,100 


23,000 


14,950 


7,000 


4.060 


2,000 


1.560 


$195,500 


$179,640 



Totals $195,600 



DIRECTORS: A. G. Quina, C. P. Dumas. P. J. Lyons. 
Ferd. Foreheimer, M. P. Levy, J. PoUook, R. A. Smith, L. Lyon. L. 



TERRITORY COVERED: Mobile Co., Ah., only. 



FARGO FIRE AND MARINE INSURANCE COMPANY, Fargo, N. D. 

President. J. H. Wishek; Secretary. C. B. Thompeon. Organised, 1912. 



Vkai! Aaaets 


Unearned 
Pranhum 


Net 
Surphis 


Net 
Premiums 


Total 
Income 


Losses 
Paid 


Dividends 


Expenses 


Total Ex- 
penditures 


LOSMS 

Incurred 


1913 $61,016 




$7,956 










$35li $35l! 



A^FTS. Deoember 31, 1913: Bills receivable. $6,845; 
anna^ kwia. $17,200; Loan on Fargo Und. Co., $35,900; 
»^ SM6: other aaaeCs. $125; total assets, $61,016. Liabilities: 
Ca;iital paid iq>. $53,060; net surplus. $7,956; total, $61,016. 



MISCELLANEOUS: This company is not yet writing business 
but iii expected to commence eariy this year. 



FARMERS INSURANCE COMPANY, Cedar Rapids, la. 

Pnodent, Ed. H. Smith; Saoetuy, C. N. Jenkio.. Orguised, IMO. 








Unearned 


Net 


Net 


ToUl 


LoSMS 






Total Ex- 


Loesea 


KUB 


Assets 


Pnmiums 


Surplus 


Iremiums 


Inoome 


Paid 


Dividends 


Expenses 




Inouired 


1913 


$964,547 


$609,947 


$118,358 


$504,530 


$556,748 


$314,500 


$20,000 


$177,978 


$512,478 


$307,029 


1V12 


914.044 


509.607 


116,224 


394.729 


444,392 


197,170 


20,000 


197.000 


410,170 


194.906 


m\ 


tW0337 


539,114 


114.630 


361,999 


405,018 


184.409 




177,414 


381,823 


178.266 


1910 


W1.439 


537.040 


111,995 


829,077 


414.014 


133.934 


20.000 


158,536 


312.470 


139,942 


im 


1767332 


435.599 


106,575 


277.116 


366.112 


131,436 


15,000 


134,698 


281,134 


153,166 



for 



Asscn.DK.31. 1913. 

Kcalcstate $41/)57 

HortfSfekaiis... 

Ciah 

Afeoti' balances. . . . 7^20 

0;l«ra««B 72.824 



LuBiUTOB. Die. 31, 1913. 

Loeses unpaid $12,957 

800,568 Unearned prems.... 609,947 
32.278 Other liabmties.... 13.285 



Total 



Total liabilities. . . $636,189 
Capital paid up ... . 200.000 
Net surplus 118.358 



$054,547 Total $954,547 



RISKS AND PREMIUMS: Fire risks in force. December 31, 
«.72S,935: praninms thereon. $1,510,229. 
, BUSINEBB SINCE ORGANIZATION: Ptamhmis received. 
ll6.4e7.OIS; losaes paid. $4,289,098; dividends declared, cash. 
l9ft5.5Q0; stock. $175,000. 

REAL ESTATE OWNED: Company's home office building. 
ud other teal estate canned at its book vahie, $41,057; market vahie 
laacesiorthBtaaioant. Net reveooe to the company. $3,368. 



MORTGAGE LOANS: There are 181 mortgam loans, r_ 
gating $800,568 on first mortgages on la. farm and Cedar Rapids 
real estate woperty worth about three times the amount knuied 
thereon. There is no interest ^ast due, and the company holds 
policies on the buildings amounting to $187,098. 

MISCELLANEOUS: Company declared a $75,000 stoek divi- 
dend in 1880, and in 1909 transferred $100,000 from surphis to 
capital account, thereto increasing the capital from $100,000 to 
$200,000. 

DIRECTORS: Ed. H. Smith, John B. Henderson, Isaac B. 
Smith, Norman E. Smith. C. N. Jenkins. 

FIELD MEN AND TERRITORY COVERED: Special agents. 
C. W. Hook. F. S. Snyder. Cedar Rapids, la., D. H. Crilsy. Ot- 
tumwa, la., W. M. Hotchkiss, Sioux Falls, S. D.; P. K. Walsh, 
Humboldt. Neb.; adjusters, D. M. KeUey. E. H. Pirkel, J. H. Mer- 
ritt, Cedar Rapids, la. The company operates in la.. Neb. and 
S.D. 



FEDERAL INSURANCE COMPANY, Jersey City, N. J.I 

President, Percy Chubb; Secretary, M. Grundner. Organised. 1901. 



^■^1 Asseto 


Ui»»ed 
Fkcmitmit 


Net 

Suipbts 


Net 
Premiums 


Total 
Inoome 


Losses 
Pkud 


Dividends 


Expenses 


"Total Ex- 
penditures 


Losses 
Ineumd 


;il5; 3.273.114 
li 3.106i81 

1«9 2.44UI17 


$811,144 
615.186 
572.968 
541.784 
663,367 


$1,135,054 
988.394 
924.150 
593.150 
340.489 


$1,365,246 

1.467,971 

1.189,978 

1.332.388 

944.853 


$1,482,053 
1.575.284 
1.288,347 
1,421,253 
1.034,484 


$572,763 
688.543 
334,457 
653,556 
372,255 


$100,000 
100,000 
80,000 
80.000 
80.000 


$648,436 
619,093 
543.197 
492,207 
370.768 


$1,321,199 
1.407.636 

957.654 
1,225,763 

823,023 


$634,551 
656,745 
363.288 
641.135 
396.066 



Digitized by VjUUV LC 



58 



REPORTS OF FIRE INSURANCE COMPANIES. 



FEDERAL INSURANCE COMPANY, Jersey City, N. J,^ConHnued, 



Abbmb. Dm. 31. 1913. 



Mortgage lous. 
Bonds and stocks. 

Cadi 

Agents' bdanoes. . 

Interast 

Others 



130.000 
2,532,815 
417.515 
279345 
33,466 
1,036 



LuBiLiTm, Dig. 31, 1913. 

Looses unpaid 1387,586 

Unearned prems.... 611,144 

Dividencfe 60,000 

Other liabUities 100.893 



Total 



Total liabiUties... $1,159,623 

Capital paid up 1.000.000 

Net surplus 1.135,054 

$3,294,677 Total $3,294,677 



Underwriting profit, 1913, $216321; investment profit. $39,840. 

RISKS AND PREMIUMS: Marine and inland risks in foroe, 
December 31. $114,103,316; premiums thereon. $1,146,405. 

BUSINESS SINCE ORGANIZATION: Premiums reoeiyed. 
$13355370; losses paid. $6,851,822; dividends declared, cash. 
$870,000. 

MORTGAGE LOAN: The mortgage of $30,000 is secured by 
7 St Marks place. Borough of Manhftttan, N. Y.. yahied at $45,000. 
Principal and interest guaranteed by Lawyers Mtg. Co. 



BONDS AND STOCKS OWNED: 

BONM. 

Camden Co.. N. J., rd. imp., 1931. 4h% 

CubiL Rep., ext. bx.. 1944. 5% 

CiS»hog»Co.,0.,bg.,1922.5% 

BaBtOrM»e,N.J.,wal.,1933.4^f . 
E0»belh7N- J , adi. 1922, 4 , 

EngJewoDd, N . J., k., 1»35. 4 „ 

E«««Co.,N.J.,b«.,lim.4':c 

G»,84aie.TC£.. 1927,34%.. 

Hilda™ Co.. N. J., bg., 1924, A%.... ... 

i«sr*ey City, N. J., witt., 1916-23, 5'1, . 
N. Y., St*i«, In- hwy . imp., H»l, V( . . 

N. Y., Wfct. ni*iaa. 1914. Vr^ 

N. Y.dockfl, 1914,3^^ ..,.. 

N. Y., rcTaviii«, 1918, 3H% 

N.Y.,dockj. 1917.3% 

N. Y., dodu k (trnm, 1929. 3^% 

N . Y., dock* k femtt. 1940, 3h% . • • 

N. v.. r»pid tnumt, 1948, 3^% 

N. Y, rtpaving. 19*3. 3^% . 

N, Y. CD. itk.. ISSft-Sft. 4% 

Onmb Co., N, Y,. rd.. 1916^16. 4,4^ • 

PtWMC, N. J., «., mo, 44* c 

PasBK Co., N. J .. bg.. L923. 4' ; . . 
PerthAmboy. HJ..8C.. lHl.44'i • 
Priucetoa. N. J., bc.. 1921-28, 44* i • 

Rutherfwd, N. J . «-, IttSO. 4^*^ i • 

W«t OraiiRe, N. J., r, 1M1, 44' < 
Albaay A Su*i, R.R .. 1 tti.. 1946, V j' . . 
AIL Coiat LI. ll.R., 1 ro.. 194.'>. h\ . 

B. A O. R.R., priof In., 1925, .14' . • 
Bergen Co,, R.H.. 1 m.. eit.. 1921, 5' , . 

C. R.H. of N. J., res-, 1987, h% 

C^mtraJ Branch Ry,. I m., 1UI'>. 1 

Chi. ft Alton Ry.. 1949, 3%. 
Chi. k Alton Ry., 1 In.. 1950, 
C, I. k St, L. Ry., S. L., 1953, 4V1 
~ " "■ P.Ry 



Chi. k Alton Ry., 1 In.. 1950. 34% 

C, I. k St, L. Ry., S. L., 1953, 4%. 

C, M. k St. P. Ry., cs., m., 1934, 44% • 

C. k No. Ry., eq. tr., 1919, 44% 

C. ft Nwn. Ry., eq. tr., 1920, 44"c 

C. ft Nwn- Ry., eq, tr., 1921, 44% 

Choetow ft Mem. RJL. 1 m., 1949. 5%. . 

Cs. Tc, N. J., 1933, 5% 

Del. ft Hud., 1 ft r. m.. 1943, 4% 

Denv.ft RioGrande RJl., 1 cs. m., 1936.4%, 
E. TemL.Va. ft Ga. RJl.. cs. m.. 1956. 5% 
Easton ft Amboy R.R.. reg.. 1920. 5%.. . 

El., Jol. ft E. Ry., 1 m., 1941. 5% 

Elis.. Plainf. ft Cent. J. Ry.. 1950, 5%.. . 

Flint ft P. M. R.R., 1 m., 1920. 6% 

Houston ft Tex. C. RJl.. gn. m.. 1921, 4% 

UL Central RR.. 1 m.. 1951, 34% 

HI. C. R.R., 1 m.. ext., 1951, 34'% 

111. C. RR., 1 m,, 1951, 3% 

111. C. RJL, 0. Div.. I m.. 1951. 3% . . . . 

111. C. .R.R., r. m.. 1955. 5% 

Kan. Cy. So. Ry., 1 m., 1950. 3% 

Ky. C. Ry.. 1 m.. 1987. 4% 

L. S. ft M. So. Ry., 1 m.. 1997. 34'"c. . . 
Lehigh Val. Tm. Ry., 1 m.. 1941, i%... . 

Long Doek, oe. m.. 1935. 6% 

L. I. RJl.. ferry, 1 m., 1922, 44% 

L. ft N. R.R., A. K. ft C, 1955, 4% 

Manhattan Ry.. cs. m., 1990. 4' I 



Par 


Market 


Value. 


Value. 


$5,000 


$5,100 


25.000 


25.000 


12.000 


12.480 


15.000 


14.250 


50.000 


48.500 


25,000 


23.250 


25,000 


24.250 


10.000 


9.500 


50.000 


48.500 


78,000 


79,580 


15,000 


14.550 


10.000 


10.000 


7.000 


7,000 


2.000 


1,960 


5.000 


4,750 


5,000 


4,550 


25.000 


21,750 


200.000 


170.000 


48,000 


40.800 


60,000 


57,100 


10,000 


10,000 


30,000 


30,600 


25,000 


24.250 


25,000 


25.000 


12,000 


12.325 


10.000 


10,100 


15.000 


15,000 


10.000 


8.500 


20,000 


19.000 


25.000 


22.500 


6.000 


6.000 


10.000 


11.400 


27.000 


24.030 


25.000 


15.250 


10,000 


5.400 


10,000 


9.000 


10,000 


10.000 


5,000 


4,900 


10.000 


9.800 


10,000 


9.800 


20,000 


19,600 


25.000 


25,000 


25,000 


23,500 


50.000 


41,000 


10,000 


10,500 


30,000 


30,900 


10,000 


10,500 


25,000 


24,000 


10,000 


10,100 


20,000 


18,800 


1.000 


830 


30.000 


24.900 


12.000 


8.520 


10.000 


7,100 


10.000 


9,000 


25.000 


17.250 


10.000 


8.800 


50,000 


42.500 


30,000 


32.400 


20,000 


24.400 


10,000 


9.300 


15,000 


13,200 


25.000 


22,000 



BONDB AND StOCU OwNWD.—CoiU. 

hoKM.—C<nU. 

Mich. C. R.R., n.. 1914, 44% 

Midland R.R., N. J., 1 m.. ext., 1940.5% 

Mo., K. ft T. Ry.. I m., 1990. 4% 

M. k 0. R.R., 1 m.. 1927. 6% 

Newark Pass. Ry.. 1 cs.. m.. 1930. 5%.. . 

N. J. ft N. Y. R.R., 1 m.. 1950. 5% 

N. Y. C. ft H. R R.It. gn.r.. 1997. 34% 

N. Y. C. L. eq. tr., 1915-18. 44% 

N. Y., C. ft St. L. R.R.. 1 m., 1937, 4%. . 
N.Y., L. E. ft W. RJl.. d.ft imp. ext.. 1 m.. 

1943,5% 

N. Y. ft L.B. R.R., gn. m., 1941, 4%. . . . 
N. Y.,0. ft W. Ry., r. m., 1992.4%. . . . 
N. Y.. P. ft N. R.R., 1 m.. 1939. 4%. . . 
N. Y., 8. ft W. R.R., 1 m.. 1937. 5% ... 
No. Pae. Ry.. gn. ]nA 1. g., 2047, 3% . . . . 

No. Jersey St. Ry., 1948, 4% 

Om.ft C.BhiffsRy.,ft bg.. 1 Gs.m.. 1928. 5% 
Paterson Ext. RJR. 1 m.. ext.. 1950. 5%. . 

Pa. RJl., cv„ 1915, 34% 

Peoria ft E. Ry.. 1 cs. m., 1940. 4% 

Port Reading Ry.. 1 m.. 1941, 5% 

St. Jos. Ky/Li., Ht. ft Pow.. 1937. 5%.. . . 

St. Louis Swn. Ry.. 2 m., 1989, 4% 

So. Pac. R.R., eq, tr., 1921. 44% 

Third Ave. R.RJN. Y., 1 m., 1937. 5%. . 

T. ft 0. C. RJl., I m.. 1985. 5% 

Wabash R.R.. 1 m., 1939, 5% 

Western Md. RJl.. 1 m.. 1952. A% 

Am. Apieuh. Chem.. 1 m.. cv..l928. 5% 
Amer. Dock ft Imp.. 1 m.. 1921. 5%. . . . 

Amer. Smelters Sec., s. f .. 1926, 6% 

Amer. TL ft Tg., ool., tr., 1929, 4% 

Amer. TL ft 1^., cv., 1933. 44% 



Central Leather, lb.. 1925. 5% 
Com Products Refining, s. f. g.. 1931. 5% 
Edison El. IUum.,N.Y:, 1 cs. m., 1995, 5% 
Gas ft EL, Beraeo Co., N. J., 1949. 5% . . 
Kings Co. EL Lt. ft Pow., 1997, 6%. . . . 

Massachusetts Gas, d.. 1929, 44% 

N. J. 2Snc. 1 m., 1926, 4% 

Newark Cs. Gas. 1948. 5% 

N. Y. Gasft El. Lt. Ht. ft Pow.. 1949, 4% 

N.Y.ftN.J.Tl.,gn.m.,1920,5% 

Ont. Pow. Niagara Falls.l mjii..l943, 5% 

Pac. Coast. 1 m., g.. 1946. 5% 

Sloes I. ft Steel, gn. m., 1918, 44% 

Standard Gas Lt.. N. Y.. 1 m.. 1930. 5% 

Syracuse Ltg.. 1 m.. 1951, 5% 

Trenton Gas ft El.. 1949. 5% 

Wash. Wat. Pow./ss. m..ft ooLtr..l929.5% 

Wash. Wat. Pow.. 1 r. m.. 1939. 5% 

Western Union Tg.. col. tr.. 1938. 5% . . . 
Western Union Tg.. f .. 1950. 44% 

Stocks. 

Cs.Tc..N.J 

American TL 4 Tg 

Underwriters' Salvage. N. Y 

Pac. Coast Salvage Assn 



Par 


Market 


Value. 


Vahie. 


$25,000 


$25,000 


25.000 


25,750 


25.000 


22,000 


10.000 


11.400 


25.000 


26,(100 


10.000 


10.200 


15.000 


12.300 


45.000 


43,400 


50.000 


48.000 


25.000 


25,250 


10,000 


9.600 


25.000 


21.000 


10.000 


9,500 


50.000 


48.500 


60,000 


39.000 


10,000 


7.800 


10,000 


9,41*) 


31,000 


32.240 


10,000 


9,700 


30,000 


24,300 


12.000 


13.200 


10.000 


9.800 


25.000 


19;»0 


25.000 


24.250 


85.000 


37,450 


10.000 


10.400 


35.000 


35.700 


15.000 


11.400 


25.000 


24.500 


20.000 


20.800 


10.000 


10.400 


10.000 


8.600 


12.000 


11.520 


25.000 


24,500 


7.000 


6.5S0 


50.000 


52.500 


25.000 


25.250 


20.000 


22,200 


25.000 


24.000 


10.000 


9.500 


25.000 


25.750 


10.000 


8.200 


26.000 


26.000 


10.000 


9.500 


25.000 


24.750 


15.000 


14.100 


15.000 


15.750 


10.000 


9.900 


50.000 


51.000 


10.000 


10.200 


15.000 


15.300 


30.000 


28JJ00 


10.000 


8.700 


10.000 


7,401) 


60,000 


72,6«)0 


1,000 


1.5C0 


1.000 


I.OUO 



Totals (book value. $2,701,250) . . . 



$2,680,000 $2,532,815 



MISCELLANEOUS: Capital increased in 1906 from $5Oa000 
to $1,000,000 and $100,000 added to surohis. Compaiur rein- 
Bured all of its outstanding fire business early in 1907 in the Na- 
tional Fire of Hartford. ConflagratioD losses: Baltimore, 1904, 
$41,172; San Francisoo. 1906. $^.000. Value of deposit in N. J . 
$100,000. 

DIRECTORS: Percy Chubb, Alexander E. Orr, F. H. Skwn. 
Samuel Sk)an. Wm. Schall. Jr.. Charles Myers, Wm. Redmond 
Cross. Horace M. Kilbum, Hendon Chubb. 

TERRITORY COVERED: The company operates in Ala., 
Ark.. Cal.. Colo.. Conn.. D. C. Haw.. III., Ind., la., Kan., Ky.. 
Me., Md., Mass.. Mich., Minn., Mo., Neb., N. D.. N. J.. N. Y., 
0.. Ore.. Pa.. R. I.. S. D., Tenn.. Tex., Utah, Wash., W. Va. and 
Wis. 



Digitized by 



Google 



REPORTS OF FIRE INSURANCE COMPANIES. 



59 



FEDERAL UNION FIRE INSURANCE COMPANY, Chicago, Ill.§ 

Praidat, V. F. Mtdwk; SMnUir ud Muager, F. H. Oabon. Otooiied, ItOS. 



TiAS 


AaeCi 


Uaaned 
"PtmaaxoM 


Net 

Surplus 


Nt 

PKmiumi 


Totel 
Inoome 


LoaseB 
Pud 


Dmdflncb 


EzpeoMi 


Totel Ex- 
penditarcfl 


LoaB» 
Ineumd 


1813 
1912 


8227.974 
281316 
9D1JSS 


800.024 
60304 
60316 
40373 
49.773 


845,065 
46316 
31342 
23.994 
19.624 


•8123390 
117300 
90387 
106.804 
140383 


8132,757 
125.160 
97.016 
115.124 
146.063 


•892.630 
57.466 


83.000 


839,037 
35328 
31.604 
35.667 


8134,667 
93.293 
91.486 
117,876 


890.770 
61,965 


1911 


59.882 
82,209 
58.192 




47,277 


1910 196.811 




85392 


imi 


200.135 




48.122 


106.814 


78.591 



» 847,792 
Aann.DTC.31.1913. 

Mat9^\omas 875300 

Beads aaditooks... 111316 

CtA 21,566 

A«BDts'balttieeB.... 16,710 

lotoert and rente... 2383 



and 850,431 
LuBiums. Dk. 31. 1913. 

$21,095 



UnesmedpNais, 
liabiStMB. 



60,024 
1.800 



Totel liafaifitifls. 
CspHsJpaidup. .. 
Net surplus 



882.919 
100.000 
45,055 



Totel 



8227,974 TotttI 8227,974 



Undswritbic loss, 1913, 85.968; inYestment profit. 87,480. 

RISKS AND PREMniMS: Vbe risks in force, December 31, 
tt,7l0356; prcmimns thereon, 896388; marine and inland risks in 
fane, 8728.961; premimnB thereon, 89.068. 



BU8INEBB SINCE OBOANIZATION: Premiums receired, 
1629.062; kMHS paid, 8874,185; i&ridendB dedarad. eaah. 83,000. 

MORTGAGE LOANS: There are 11 bans, acneeatinc 876,- 
300, aO fiiet SBortcBffea, protected by brick flate in T%in«o, valued 
at 8161306. There was no interest past due on Dee. 81, bst 
Gotepaoj holdB ample fiie insoianoe on the buildings. 



i Teauaete both fiie and 



Par Market 

BONDS OWNED: Value. Value. 

Chicaco. lU 82.000 81.960 

Chieago, San. Dm 30,000 29.493 

Chicago. South Park 10.000 9.712 

Chicago. West Perk 5,000 4.900 

Chicago. Lineobi P^ 18,000 17376 

CookCo.,111 20,000 19.800 

Wabash Co., lU.. se., dist. 3 5,000 5,025 

Pub. Ser. Corp.. No. HI 5.000 4300 

Southern Ry 10.000 7.800 

Cok>.ASo.Ry 10,000 9,050 

Chi. R. I. A nw. R. R 5.000 2,500 

Totals 8120300 8111.816 



. Bkdratt, W. R. Creer. J W. 
O^Km^ C. E. Kremer. A. 0. 



MISCELLANEOUS: Companv commenoed business in 1908 
with a paid-up capital of 8100.000 and an initial cash surpfais 

DIRECTORS: Capt. 0. W. 

Embree. A. W. EUenberaer, W. ^^. 

Kuehmated. Geo. W. Keefan. Chas. Kruplte. V. F. Mashek, F. H. 
Osl^im, M. F. Rittenhouse. F. P. Potter, Geo. C. Wiloe, E. L. 
FUier. 

FIELD MEN AND TERRITORY COVERED: The oom- 
pany operates in HI., Mieh., 0.. and Wis. W. C. Anderson, Special 
agent (or entire territory. 



FIDELITY-PHENIX FIRE INSURANCE COMPANY, New York.§ 

Hcnr; Evaps;_ Viee-fteside n t, George E. Kfine; Second Vice-President and Seeretary. J. E. Lopes; 

F. R, ; 



Evans; Viee-Pteside n t, George E. Kline; Second Vice-President and E . 

' David Rumsey; Secretaries, C. R. Street, James A. Swinncrton, Ernest t 
Auditor, Chas. A. Croas. Organised. 1910. 



Second Vioe-PresKient 
Millard; 



YB4B 


Aaseto 


Unearned 
Pkeminms 


Net 
Surplus 


Net 
Premiums 


Total 


Loesm 


Dividends 


Eipenses 


Total Ex- 
penditures 


Losses 
Incurred 


1913 
1912 
1911 
1910 


814,972,049 
15446385 
14338.423 
13,790308 


87.160,947 
6334,792 
6,569.693 
6310,468 


84.194,608 
4399.670 
4327.756 
3334.087 


•86389.890 
6,185.991 
6.021.183 
5.627343 


86369.194 
6335.009 
6.865.877 
6.106.114 


•83.385,017 
3395303 
3,609.107 
3.660,276 


8250.000 

250.000 

250,000 

50.000 


82334.010 
2.505,429 
2,439,988 
2.452.952 


86.169.027 
6.050,632 
6,299,095 
6.163.228 


83,186.006 
3.344,851 
3.422.207 
3,482,295 



• ladodBB 8123,186 prcmiuna and 875,698 
Dk. 31, 1913. 

8572300 

23300 

11,440,906 



Bends and stoeka 
Gssh 



Totets 



LiiiBiLinia, Dkc. 31. 1913. 

Lossesunpaid 8440.433 

Unearned prams.... 7.160.947 
Reserve for contested 

liab.(notk)sses).. 250,000 
Reserve for eaof 

tJngiMiwf 100.000 

Divktends.. 125,000 

Total liabilities . . . 88378.041 
Capital paid up.... 2300.000 
Netsurphis 4.194.608 



.$14,972,649 Total 814,972.649 



856,110 

340,106 

33.739 

7350 



TJndervriting profit. 1913, 8144.497; investment loss, 8360.531. 

RISKS AND PREMIUMS: Fire risks in force. December 31. 
81382301319; ; premiunH thereon. 813308.179; marine and in- 
Isad riAa in foroe. 84,702.798; premiun» theraon, 8130,648. 

BUS1NEB8 SINCE ORGANIZATION: Premiums received, 
iaOM80,lS: hnsas paki, 8104,771.966; dividends declared, cash, 
18384300. 

REJa ESTATE OWNED: Comprises kit 25 z 100 feet with 
Vstny hriek bmkfing. situated 114Broadway, Brooklyn, N. Y.: 
lot 28 z 100 feet with 4«toty brown stone front buikling, situated 
UO Moat^ne at.. Brook^ N. Y.; ptot of hmd with 3 and 4-story 



buiklings, situated 113-115-117-119 Broadway, Brooklyn, N. Y.; 
4-etory brick and stone office buikling at 108 Montague st.. Brook- 
lyn, and 7"Stoiy brick office buikling at 12-16 Court st.. Brooklyn. 
N. Y.; aD earned at book value. 

MORTGAGE LOANS: There are 7 kMun, aggregating 823.500, 
all first Uens ranging in amount from 81.000 to 86.000. No interest 
was overdue on Dec. 31. last. The company holds fire insurance 
pohoies on the mortgaged buildings amounting to S29.5O0. Total 
value of buildinffi. 830.750, value of land. 817.250. 



BONDS AND STOCKS OWNED: 

Bonds. 

U. S.. Pan. Can. La., g.. reg. k c, 1961. 

3% 

Dis. CoL, reg., 1924, 3.65% 

N. Y. Cy.. dk.. reg.. 192». 3% 

New York City, reg.. 1936, 4% 

Oeorria. reg., 1917. 34% 

New Mezioo. gn. rig., c. 1939, A^^h 

Richmond, Va., reg., 1926-43. 4% 

San Francisco, Cal., Exp., c. 1938, 5%. . 

Toronto, Can., c. 1929-44, 3 J% 

Toronto. Can., c, 1948. V^ 

Amer. Smelters Sec., cv.. deb., g.. c. 1926. 

6% 

B. a 0. R. R. cv.. g., c. 1933. 4i% 

Buff. & Sus. R. R., 1 m.. g., p.. 1964. 4%. 



P*r 


Market 


Value. 


Value. 


8400,000 


8400.000 


175,000 


183,750 


165,000 


146.850 


145,000 


137,750 


10,000 


9,800 


10,000 


9300 


60.000 


55.320 


25.000 


25.250 


80300 


66,992 


299,300 


254,405 


15.000 


15,450 


248,500 


226.135 


10,000 


1,500 



i TrsBsartB both fire and marine 



Digitized by N^Ji^iJV LC 



GO 



REPORTS OF FIRE INSURANCE COMPANIES. 



FIDELITY-PHENIX FIRE INSURANCE COMPANY, New York.— Continued, 



BoNDe AKD Stocxb Owvn.—Cont. 

Bonds.— Coirf. 

Chcs. A 0. Ry., ov., g., c. 1930, A\%. . . . 

Chi.. B. k Q. R. R.. gn. m., c. 1938, 4%. 

Del. A Hud., deb., c, 1916. 4% 

Erie R. R., A, ev., g., e., 1953, A% 

Erie R. R., B. cv.. g., c, 1963, 4% 

Fire Co. Bldg. Corp.. 1 m.. g., c. 1961, 

*k% 

Lebanon. Pa., Gas k Fuel, gn. m., g., e, 

1956, 6Vc 

N. 0., M. k Chi. R. R., 1 k r. m.. g.. rag.. 

ctf. ofdcp., 1960,5% 

Nor. k Western Ry., cv. g., c. 1938, 4i% 
Pac. U. k Pr.. 1 yr. ns., g., c, 1914, 6% . 

So. Pac.. cv., g.. c. 1929. 4% 

Union Pac. R. R.. cv.. g., c. 1927, 4% . . . 

Stocks. 

Central Tnwt. N. Y 

Fi»tNat.Bk.,N.Y 

Nat. Bk Commerce, N. Y 

Nat. Park Bk.. N. Y 

Nat. City Bk., Brooklyn 

American Lt. k Trac., p 

Amer. Lt. k Trac. c 

Atoh., T. & S. Fe Ry., c 

Atlantic Coast Line R. R 

B.&O.R.R.,p 

Brooklyn R.T 

Buff, k 8u8. R. R., p., dep. rec 

C.R.R.ofN.J 

Chi. k Nwn. Ry., p 

Chi. k Nwn. Ry.. c 

Chi.. St. P., Minn, k 0. Ry.. p 

Chi., St. P., Minn, k 0. Ry.. c 

ConsoUdated Gas. N. Y 

Delaware k Hudson 

Del., Lack. A W. R. R 

Del., Lack, k W. R. R, 50;"o pd 

Del., Lack. A W. Coal 

Erie A Pitts. R. R.. g 

Fire Co. Bldg., Corp 

Gt. Northern Ry., p 

Gt. Northern Ry.. p. 80"© pd 

Hocking Valley Ry 

Lehigh Valley R. R 

LouisvUle A NashviUe R. R 

Manhattan Ry., gr 

Mich. Central R. R 

Nash.. Chatt. A St. L. Ry 

N. Y. Mut. Gas Lt 

Norfolk A Western Ry., c 

Northern Pac. Ry 

Pittsburg A Lake Erie R. R 

Sears, Roebuck A Co., p 

Southern Pac 

Southern Pac. ctfs. int 

Union Pac. R. R., p 

Unbn Pac. R. R., c 

Western Maryland Ry., p 



Par 

Vafaie. 


Market 

Vahie. 


tlOO.000 
30.000 
25.000 
110.000 
15,000 


179.000 
27,300 
24,250 
80,300 
10.650 



500.000 500,000 
38.000 22.800 



50.000 


25,000 


15.000 


15,300 


25.000 


24,750 


135,000 


116.100 


100,000 


92.000 


10.000 


99.000 


10,000 


91.000 


31,700 


53.890 


50,000 


172.500 


30,000 


82.500 


50.000 


53.500 


72.900 


244.215 


100.000 


93,000 


341.000 


395.560 


30.000 


24.000 


350.000 


308,000 


20.000 


1.000 


220.000 


660,000 


50.000 


83.500 


20,000 


23.400 


100,000 


135.000 


120.000 


145.200 


350.000 


455.000 


110.000 


168.300 


235.000 


916.500 


109,000 


370,600 


58,250 


145.625 


25,000 


31,250 


1.000,000 


1,000,000 


290,000 


365,400 


105,000 


113,400 


30,000 


37,500 


500.000 


745.000 


300,000 


399,000 


100,000 


130,000 


30,000 


45,000 


100.000 


137,000 


60,000 


75,000 


100.000 


102,000 


40.000 


43.600 


20.000 


82.000 


100.000 


122.000 


80.000 


70.400 


89.300 


83,942 


100.000 


85,000 


200.000 


310.000 


200.000 


110.000 



Totals 18.713,250111,359.834 



* Securities as per company's vahiations. the item i 
based on insurance department vahiatbns. 



MISCELLANEOUS: This eompanv is an amalnmation of 
the Fidelity of New York and the Pheniz of BrooUyn. which 
took place early in 1910. Values of special depoaito: Can., 
$372,897; Ga.. ^800; N. M., $9,200; Va., $48,870. 

DIRECTORS: Charles Altachul, E. C. Converse, Henry 
Evans. Benedict J. Greenbut, Frands L. Hine, Eugene Meyer, Jr.. 
William H. Moore, Henry K. Pomroy, Nonnan B. Ream, John 
J. Riker, Frederic W. Scott. E. R. Stettintus, Henry C. Tinker. 
Samuel A. Walsh and Albert H. Wiggin. 

FIELD MEN AND TERRITORY COVERED: Special agents 
in Eastern territory: David B. Street, for Eastern Can. and mari- 
time provinees, Toronto, Out.; 0. E. Cook« for Eastern Mass, and 
R. I. Boston- P. A. Cosnove, for Western Mass., Vt.. Conn.; H. 
C. Letson. suburban NTY. and Hudson Co.. N. J.; Norman P. 
Hodges, Western N. Y., Rochester. N. Y.; D. C. McKdway. 
Western Pa., Pittsburg. Pa.; G. W. In^klls, Central N. Y.. Svra- 
cuse. N. Y.; H. A. Robier. Md.. Del. and D. C. Baltimore; J. F. 
Campbell. La.. New Orleans, A. F. Fitisunons. Ala.JBinningham; 
Ben. R. Franklin: Miss.. New Orieans. La.; Edward W. Grigg. Va.. 
Petersbun. Va.; Ben. P. Richards. Fla.; GamesviUe. Fla.; Louis 
H. Piatt. N. C. and S. C. Greensboro. N. C; Lester B. Howard, for 
Me. and N. H.. AugusU, Me.. W. N. Van Alstine for E. N. Y., Al- 
bany. N. Y.; C. G. Baxter, for N. J. (except Hudson Co.). Mer- 
ohantville. N. J.; R. G. Leypoldt. for E. Pa., Philadelphia. Pa.; A. 
Zbtgraff. State agnnt. Tex.. Dallas. Tex.; C. R. Street. Chicago. 
Seeretaiy in charn. Western department; W. H. Clemons. Chicai^. 
seneral adjuster; W. H. Kinney. Chicago, adjuster; Robt D. Air, 
Kansas City. Mo., State agent for Kan. ; F. Earl Anderson, Loe 
Angeles. Cal., special agent for Aris. and Cal.; E. J. Arimond. 
Campbellsport, spedal annt for Wis.; C. L. Bailey, Spokane, 
Wash., special agent for Brit. Columbia. Idaho. Ore. and Wash.; 
J. W. BaiW. Denver. Colo.. SUte agent for Cob.. Mont.. N. M., 
Utah and Wyo.; John Bauer. Chicago. HI., special agent for 111.; 
H. 0. Benedict. Detroit, Mich.. State agent for Mieh.; Harry 
W. Car«y, Springfield. 0.. speeial agent forO.; Glenn E. Chariton. 
Minneapolis, Minn., speoal agent for Minn.; Chas. Estbom, Chi- 
cago, 111., special agent for Cook County; Chas H. Gibson. Calgary, 
Alta., n)eeial agent for Alberta, Manitoba, Ont.. Sa^tchewan; 
H. A. Davidson, Fargo, No. Dak., special agent tor No. Dakota; 
Thos. R. Dugan. Denver. Colo., speeial agent for Cok>.. Mont., 
N. M., Utah. Wyo^ M. A. Hassenflu. Ok!a.City, Okla.. special 
arnnt for OMa.; W. B. Henry. Kansas City. Mo., adjuster for Kan.. 
• Mo.. Neb.. E. H. Johnson. IndianapoUs, Ind.. special agent for 
Ind.; Hudson Jones, South Bend, Ina.. special agent for Ind.; Gar- 
nett Kemper. Lexington. Ky.. special aoent for Ky.; G. A. Lane. 
Cleveland. 0.. special agent for 0^ W. Va.; A. P. Lann, Portland. 
Ore., SUte ai^t for Alaska. Brit. Col.. Ore., Wash.; Chas. J. Lin- 
genfelder. Chicago. 111., speoud agent for 111.; J. C. Lucas. Nashville. 
Tenn.. special agent for Tenn.; W. B. McCausland. Denver. Cok>.. 
special agent for Colo., Mont.. N. M., Utah. Wyo.; J. A. McClel- 
land. East St. Louis, 111., special agent for Dl.; A. N. McDoumU. 
Detroit. Mich., special agent for Mich.; R. S. Odell, ChieagoTul.. 
State agent for 111.; F. M. Pond. Omaha. Neb.. SUte agent for 
Neb.; W. H. Rans. Sioux Falls. So. Dak., special agent for So. 
Dak.; L. C. Roberts. Minneapolu, Minn., special agent for Minn.; 
A. C. Robertaon, Oklahoma City. Okla.. SUte agent for Okla.; 
E. M. Scharf. Cleveland, 0., special agent for 0.; Paul A. Sehmuck. 
Uttle Rock, Ark., special annt for Ark.; Theo. SchniUler. MU- 
waukee. Wis., special agent for Wis.; W. G. Ships, Kansas City. 
Mo., special agent for Mo.: Chas. E. Siefken, Omaha, Neb., 
special agent for Nebj_A. P. Skowrup. MUwaukee. Wis., Sute 
agent for Wis.; J. W. Wamshuis, Des Moines. la.. SUto agent for 
la.; H. R. Wickler. Sacramento. Cal.. speeial agent for CaL, Nev.; 
Frank P. Wilson. San Francisco. Cal.. sUte agent for Cal.; W. J. 
Wood, Indianapolis, Ind.. SUte agent for Ind. The eomnaay 
operates in Canada and in all of the SUtes and Territories of the 
United Sutes except Haw., Phil. Ids., and Porto Rioo. 



FIRE ASSOCIATION OF PHILADELPHIA, Philadelphia, Pa. 

President. E. C. Irvin; Vioe-Preisdent. Theo. H. Conderman; 2d Vice-President, John B. Morton; Secretary and Treasurer. M. G. 
Gairigues; Assistant Secretary, R. N. Kelly. Oreuiised, 1817. 





Unearned 


Net 


Net 


Total 


Losses 


1 Total Ex- 


LOMS 


YlAB 


Assets 


Pnmiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


peoditures 


IneuiTCd 


1913 


99.091,916 


$5,445,444 


S2.495.966 


•4.258,129 


14.665.378 


S2.265.77l 


S300.000 


81,746,385 


S4,312.15« 


S2;M6.4SS 


1912 


9,054,950 


5,350,762 


2,553,709 


4,170,778 


4.561.460 


2.401.259 
2.3TO.917 


300.000 


1.688.381 


4,389.643 




1911 


8,942,706 


5,349,375 


2,458,848 


4.231.667 


4.617,687 


300.000 


1.093.894 


4,372311 


i'Silm 


1910 


8,727,317 


6,198,204 


2,406.868 


4,094.335 


4.491.027 


2.329,902 


300,000 


1.597,223 


4.227,126 


2,30Ultt 


1909 


8.529,744 


5.136.547 


2.287.787 


4.143.457 


4,544.617 


2,137.197 


300.000 


1.576.143 


4.013,340 


2,106,607 



Unearned premiums include amounts recUimable on perpetual policies. 



Digitized by V^J 



lOogh 



REPORTS OF FIRE INSURANCE COMPANIES. 



61 



FIRE ASSOCIATION OF PHILADELPHIA, Philadelphia, Fa.— Continued. 



, Dk, 31, 1913. 

Rttlcatate 1715.250 

Martgi«e lottBs 2/)26,720 

Boadsandftoeki ... 4,940,788 

CoOatenlloau... . 139,527 

CMh 499,605 

AgentB* bducQi. . . . 659,180 

Interart ud notB . 110,837 



LuBiLimB, Dk. 31, 1913. 

LotM unpaid $354,826 

UnevoedprenM.... 3,905.148 
Pttp.dep.Kd 1,540,296 



Oth«li 

Total fiabilitiea. 
Capital paid up. 
Nets ' 



45.680 



$5,845,950 

750.000 

2.495.966 



Tolala 



$9,091,916 Total $9,091,916 



UBdcmritiog profit, 1913, $139,612; inTestment profit. $102,181. 

RISKS AND PREMIUMS: Fire riaks in force (eieept peiw 
petuab). December 31. $721,480,993; premhuna thereon, $7,503,- 
754: perpetual fire riaks, $74376,313; depoeit premiume thereon, 
11.686.126. 

BUSINESS SINCE ORGANIZATION: Premiums raeeiTed. 
1103.941.790; loaaea paid, $69,526,191: dividenda deebnd, cash. 
$9,229,762. 

REAL ESTATE OWNED: The prineipal items are the eom- 
paoT'a home office fanildinc, a 7-ttai7 stone and steel struetore, 
at N. W. oor. 4th and Walnut ata., I%ifaiddphia (carried at book 
vafaie, $tmjaOO). and the 4-stoiy atone office building, 407-400 
Wafamt St., whieii cost $120,545, and is earned at $114,000. The 
only other _properties earned at over $5,000 are the following: 
4155-4168 Aialcford am, mi]l and dwemngB, vahied at $88,000; 
101 Federal St., Camden, N. J., a 2Hrtorv briek office building, 
faloed at $13,000; a direffing on nest side of Beaeh ave.. Long- 
port, N. J., eanied at $15,000, and 531 E^ Broad st. Cohimbus. 
C a dwdfioe. carried at $6,00a 



MORTGAGE LOANS: There are 656 mortgage k)ans, aggre- 
lating $2,014,177. the majority of which are small; a few bemg 
for $10,000 or over. There ia one loan of $46,000 on 51^^20 
Rax St.. Philadelphia; one of $40,000 on 1440 acres of land and 
kuiUngs in Minn.; one of $35,000 on church, aefaool, etc., in Butte, 
Mont.; one of $45,000 on hospital in Sioux Fatta, S. D.; one of 
$57,000 OD an apartment hotel in Cleveland; one of $27,500 on stone 
mansion, etc., m Portland. Ore.; and one for $30,000 on property 
kieated in Indianapolis, Ind., all the othen being for amaUer 
amounts. The mortgaged property is valued at $5,273,116. and 
ttie coaapany holds $2,271,750 of insurance on the mortgaged 



COLLATERAL LOANS are as folbws: 

SBCVBirraa. 
Mortage oo Beecfaer St., Syracuse. N. Y. 

Pint Nat. Bk.. Phila 

GcrmsA-Ameriean, N. Y 

Pdllmaa Fklaoe Car 

Frank., Tae. ft Hohne. St. Ry.. 5%. 1 m.. 

1940 

Fint Nat Bk of Phila 

West Phila. TL ft Tr 

Pbrtlaad By.. Lt. ft Pr.. 5%. 1 and rf . m., 

1942 

Cwm Ry., Gas ft EL, 5% eol. tr.. g., 1943 

TennemeelV., 1 m.,5%, g.. 1967 

Imperial Japanese gv.. atlg. hi 

New York ^ Rys., 44%. 1 en. m.. 1962 . 
Industrial TL ft Tr., Phik 

Girsrd Nat Bk. Phihi 



Indmbial Tl. ft Tr , Phila 

Mohawk VaB^ 

^yraeose IL T.. 5%, 2d m.. 1930 

P*. A N. J. Sec Corp., 6%. g. n.. 1918. . . 

Daav., Ufb. ft Omm. Ry.. 5%. g.. 1923.. 

Porthnd Ry. Lt. ft P^.. 1 ft rf.. 5%, m., 

1912 



Mariwt 
Vahie. 
$3,000 
12.8001 
7,210f 
15,000l 

4W 
5,000 
8.460 

18.40o| 
18.4001 
16.000 f 

4.3501 
10.200J 

1.650 

7.000} 

33.000 
10,500\ 
3,920/ 
36,000 
970 1 

2.760J 



Amount 



$1,651 
15.076 

16.000 

4.000 
1.400 

50.000 



1.400 
2.500 
1.500 
10.000 

10,000 

25.000 

1,000 



Totals $219,420 $139,527 



BONDS AND STOCKS OWNED: Par Market 

Bosna. Value. Value 

»tate of Georgia. 1915. 4i% $5,000 $5,000 

Atlanta. Ga..rCK.. 1932. 4i% 5.000 5.075 

Atlae«ie City, N. J., Cy. wat. 1925, 5 7 25.000 26.125 
Binnisi^iBai, Ala., Pub. Imp., p. g., 1022, 

«7c 20,000 22.000 

Birmiaiham. Ala., aan. r. p. g.. 1930. 5% 30.000 31.800 

Butte, Mont., r.. 1925.4)% 25,000 25,000 

DaOss, Tex., g., wat wks. imp.. 1947, A% 10,000 9, 150 

DskUk. wat. and It g.. 1026. 5% 100.000 105.000 

Greenvflle, 8. C, st unp., 1942, 5% 25,000 27,000 

Hoortoa, Tet, st. pav., 1938, 5% 25,000 26.750 

Mobile. Ala.,r., 1937. 4*% 50.000 60.000 

Corp. 8A,N.Y.CHy, 1957. 4»% 25.000 26,000 

New Tsik.g.,exmpt Corp stk, 1963. 4i'c 50,000 52.250 



BoMna AND Srocu Owmn.— Coal. 
Boima.— Coa<. 

Petersburg. Va.. 1929, 6% 

Philadelphia, c, 1941, 4% 

Portkncl, Ore., New Cy HaU. g., 1922, 5? 
Richmond, ctf.. 1920-29, 4%. 



1923. 



Bklv. Un. E. R. R.. 1 m. g.. 1950. 5%. . . 

Buff, ft Sub. Ry.. e. tr., 191^16, 5% 

Cambria ft Ind. R. R., e. tr., 1922-23. 5% 
Canadian Northn Ry.. eq. tr., 1920, 41% 
Central of Ga. Ry., os. m. g., 1945. 5% . 
Central of Ga. Ry. pur. mon. m., g., 1951, 

4% 

Central Paaa. Ry., Pitts., 1 m.. 1924. 6% . 
Chattanooga Rya., Im. en. g.. c. 1956,5% 
Ches. ft O. Ry^m. m. g., 1992, 4)% . . . 
Chic, ft E. in. RJl., r. ft imp. g., c , 1955, 

i-/o 

Chi.. R. I., ft P. R. R., gn. m. g., 1988, 4% 
Chi., R. I. ft P. Ry.. 1 ft r m. g.. c. 1934. 

Cin.,Ham. ft Day. R.R.. reg.i gn. m., 19412, 

Cm-^^Day! ft iron. R. R.,i m. g.ilMl, 5% 
Clev.. Lor. ft Wheel. Ry., 1 m. en. g., 1933, 

5'c 

Clev. Short La. Ry.. 1 m. g.. 1961. 4* ,0 . 

Colo. Sprinei El., 1 m. K., 1920, 5^o 

Dan. ft Urb. ft Cham. R. R., g., 1923, 5% 
Decatur Ry. ft Lt, 1 cs. m. g., 1933, 5%. 
Det., Roc., R. ftL. 0. Ry., 1 m. c, 1920, 

5% 

Detroit ft Nwn. Ry.. 1 m. gr. g., c, 1921, 

4i% 

East Side Tc, 1 m. a., 1929. 5% 

Elmira. Wat. Lt. ft K. R., pur. mon. 1 m. 

g.. 1949,5% 

Elmira. Court, ft No. R. R. 1 m., c. 1914, 

5%. 

Erie R. R., gn. b. g., 1996. 4% 

Erie R. R. eq. tr.. M.. c. 1916. 5% 

Evans, ft Terre H. R. R.. 1 gn. m., 1942, 

Fortlstt tc.,' i ml, t,'l935, 6%. . - 
Indianapolis Tc. ft Tm., 1 m. g., e,1933, 

5% 

King^a Co. Elev. R. R.. 1 m. g.. 1949, A% 
Lafayette St Ry.. 1 m. g.. 1923, 5*% . . 

L. S. ft Mich. So. Ry.. g., 1931, 4% 

Lehigh CI. ft N.. coU. tr., pr. In., 1921, 4)% 
Lehigh Val. R. R., reg. os. m., 1923, 6% . . 

Lehigh Val. R. R., rag., 1923, 4*% 

Lehigh Val. R. R., coll. tr., g., 1921. 4%. 
Lehigh Val. R. R., gn. oa. m. g , 2003,4i%. 

L. ftN. R. R.. gn. m., 1930. 6% 

Lynn, ft Boston R. R.. 1 m.. g., 1924. 5%. 
Msh. ft Shen. Rv. ft Lt, 1 r. m., 1916, 5% 
Met. St. Ry., Mo., cs. m. g., 1913, 5% 



Par 

Vahie. 
$50,000 
50.000 
15.000 
65.600 



Portland, Ore., g., 1922, 5% 39,000 

Alberta, Can., g. deb., 1923. 4^% 25,000 

Manchester, N. J., wat., 1931-35, 5% . . . 25.000 

Atch., Top. ft S. Fe Ry., 1 m. g., c, 1928, 

4% 

Aurora. Chi. ft Elg. R. R., 1. and r. m., g., 

1946,5% 

Baltimore El., 1 m., 1947, 5% 

B. ft 0. R. R. (S. W. Dtv.), 1 m. g., 1925, 

34% 

B. ft 0. R. R., eq. tr., G., 1919, 4|% .... 25,000 

B. ft 0. R. R.. eq. tr.. J.. 1923. 4i% 25.000 

Bangor ft Aroostook R. R.. Tr., 1916-17, 

5% 

Beaver Valley To., m. m. g., 1953, 5% 
Boston ft Wor. St. ^., 1 m. g., c. "' 



50,000 

60,000 
25,000 

50,000 



Mo., Kan. ft OkU. R. R., 1 m. g., c, 1942, 

5'^c^. 

Mo. Pac. Ry., tr. g., c, 1917, 6 b 

Mo. Pac. Ry., eq. tr.. c, 1916, 5% 

Mutual Tm.. Buif., 1 m. a. f. g., 1924. 4^ 
Newark Paaa. Ry. 1 m.. ca., 1930, 5% . . 
N. Y. C. ft H. R. R. R.. g. deb. ctfa.. 1934, 

4% 

N. Y. C. Lns., eq. tr., 1919. S'^o 

Ohio R. R. R., 1 m., 1936, 5% 

Oma. ft C. Bluffs St. Ry., 1 cs. m. g., c, 

1928.5% 

People's R. R., Syracuae, 1 m., 1921, 5%. 
Peoria Ry., 1 A r. m. g.. c, 1917, 5%. . . . 
Phila.. B. ft Waah. R. R., g. In., aer. B, C, 

D, 1916-18. 4% Digitized- by \j^^W I 



50,000 
25,000 

50.000 
60.000 
20.000 
30.000 
25.000 
50.000 

50.000 
25.000 
50,000 
81.000 

50.000 
25.000 

50,000 

20,000 
25,000 

50.000 
50.000 
50.000 
30.000 
50.000 

50.000 

30.000 
50.000 

25.000 

36.000 
50,000 
25,000 

50.000 
50.000 

25.000 
36,000 
25,000 
50,000 
50,000 
100,000 
75,000 
25,000 
50.000 
34,000 
50.000 
50.000 
50.000 

50.000 
25.000 
25.000 
50,000 
22,000 

25,000 
45.000 
25,000 

50.000 
23.000 
25,000 



Market 
Value. 

$52,750 
50.000 
15.525 
65,600 
40.267 
24.000 
26.562 

46.000 

54.600 
24.250 

45.500 
24.125 
24,125 

50.000 
25.000 

47.500 
59,850 
20.000 
30.000 
24.260 
53,250 

45.000 
27.000 
48.000 
81.000 

33,000 
20.750 

36,500 

19.400 
24.250 

51,500 
47.625 
47,500 
29,100 
47,500 

50,000 

28.500 
51,250 

25,000 

36.000 
35.750 
25,000 

49,750 
52,500 

24,125 
29,610 
25,000 
44,500 
50,000 
111,500 
75.562 
22,625 
47,125 
37,010 
51,000 
49,000 
50.000 

49.750 
25.000 
25.000 
47.500 

22.880 

21.437 
45.01)0 
25.500 

4H.500 
23,575 
24.250 

49.000 



REPORTS OF FIRE INSURANCE COMPANIES. 



FIRE ASSOCIATION 

BoMM ▲icD Stocks Owmo.— Coirf. 

Bonds.— CofU. 

Phil., C8. m. ft coU. tr. g.. c, 1951. 5%. . . . 

Phila.. 1 m. ft ooU. tr. g.. c. 1M9, 5%... . 

Phils. R. T., eq. tr.. 1917, 5% 

Phil*, ft West Chester Tc, c, 1954, 4%. 
Pitts., MoK. ft C. Ry.. 1 es. m., g., 1931. 

5% 

Pitts.. MeK. ft Gr. Ry.. 1 m. g., 1931, 5%. 

Pitts. Ry.. g. tr., c. 1915, 6% 

Pitts, ft Char. St. Ry.. 1 m.. g., 1932. 5% 
Resding Co. sod P. ft R. C. ft I., go. m., 

1997,4% 

Bio G. Western Ry^ 1 os. m. g.. 1949. 4% 
Sesbosrd ft Rosn. R. R.. 1 m. 1926. 5% . 
Sootbem Psc. R. R. 1 r. m. g.. 1965. 4% 
So. PSc. R R. R^eq. tr. ctf., 1918. 4*% ■ 
at. Jos. Ry., Lt.. Ht. ft Pr.. 1 m. g., 1937, 

5% ...... 

St. L.. In. Mt. ft So. Ry., 1 m. g., 1933.4% 
gyrsoiise R. T. Ry., 1 m. g., 1945. 5%. .. 
"nn. RR AsB'n, St. L., 1 es. m. g.. 19U, 

Tol.,*Pnan. ft Nor.R rI i m.,'i926, 5%.* 
Td. ft 0. Csn. Ry. (St. M. Div.). 1 m. g., 

1961,4% . 

Tranton St. Ry., es. g. m., 1938. 5% 

United Rys.^^. tr. ctf., 1949. 4% 

United Tc. PHts., gn. m. g.. 1997, 5%. . . 
Wsb. R. R. (0ns. Div.). 1 m. g.. 1941, 

Wssh-Vm.. i m.' g.,* 1945! 8*'%.-' .' .' 
Waterloo, Cedar Falls ft No. Ry., 1 m.. 

8. f..g.. 1940,5%.. 

Western N. Y. ft Pa. R. R. 1 m., 1987,6% 

West Penn. Rye^ 1 m. g., 1931. 5% 

Wheeling ft Lk. E. R. R, 1 cs. m. g.. 1949. 

4% 

WheeBng Tc, 1 ce. m. g., 1931. 5% 

Wilm. ft Chester Tc, coll. tr., 1918, 5% 
Wilk. ft E. Pitts. St. Ry., 1 m., 1929. 5%. 

Cin. Gss Trans., 1 m. g., 1933. 5% 

Decatur Gss ft El., 1 m. g.. 1929, 5%. . . . 
Edison El. Lt.. stk. tr. ctf., 1946, 5% ... 
Harrisboig. Lt., Ht. ft Pr., 1 m. g.. 1924. 

6% 

Jscksonville Gss.. 1 m.. b. f ., g., 1942. 5% 
Lsclede Gas Lt., r. ft ext. m., g.. 1934, 5% 

Lehigh Val. CoaL. 1 m. g., 1933, 5% 

Louisville Ltg., 1 m. g., 1963, 5% 

Maiestae. Cleveland. 0.. g., 1914. 6%. . . 

Mortgage Bond N. Y.. g.. 1966. 4 ^ 

PsssaicSteel Co.. 1 m., 1952, 5% 

Peoria Lt., ooU. tr.. g., 1936. 5% 

Trenton Gas ft El., 1 m. g., 1949. 5%. . . . 
Underwriters Bldg.. 1 m. g., 1928. 5%. . 
Uuon Lesgue. Phila., 1 m., b. f ., g.. 1939. 

4K% 

West Chester Ltg., 1 m. g., 1930. 5%, . . . 

Srocu. 

Baltimore ft Ohio R R 

Chestnut HiU R R 

Chicsgo. Milwaukee ft St. Paul R. R . . . 

lUinots Southern Ry. e 

Lehigh Valley R. R 

NTyTc. ft H. R R. R 

Northern Pac. Ry.. c 

Pennsylvania R. R 

Phila., Germ, and Norristown R. R 

First National Bk 

Union National Bk 

Fire AsMxnataon 

General Adjustment Bureau 



OP PHILADELPHIA, Philadelphia. Pa.- 

BOHDB AMD SlOGXB OWNKD.— Cosl. 

9roaa.—CmU, 

Southern Adjustment Bureau. . . : 

Western Adj. and Insp 

Philadelphia Bourse, e 

Philadelphia Bourse, p 

Underwriters Salvage 

Underwritera Salvage. Chicago 

United Gss Insp 



Psr 
Vahie. 
125.000 
30.000 
25.000 
25,000 

80,000 
25.000 
25,000 
1.000 

6.000 
50.000 
26.000 
20,000 

50.000 
50,000 
50,000 

76.000 
50.000 

50.000 
31.000 
30,000 
50.000 

25,000 
50.000 

50,000 
20.000 
50.000 

25.000 
75,000 
50.000 
50,000 
25.000 
20,000 
13.000 

25.000 
50,000 
25.000 
26.000 
25.000 
6.000 
49.000 
62,552 
50,000 
40,000 
50,000 

86.000 
20.000 



20.000 

3.500 

10.000 

30.600 

10,000 

10.000 

10.000 

68.750 

16.550 

11.200 

15.000 

1,550 

100 



Market 

Vahie. 
821.260 
30.000 
25,000 
20,375 

30,000 

21,250 

25.000 

970 

23.187 
3,375 
50.760 
22.375 
19,525 

48.500 
88.250 
51,250 

78,375 
50.000 

45.000 
81,000 
21.600 
42,500 

16.250 
40.625 

44.500 
20,600 
48,875 

18.125 
72.750 
48.000 
50.750 
25.000 
20.000 
13.000 

25.000 
46.500 
25.000 
26.250 
24.000 
6.000 
44.100 
17.552 
48.750 
40.000 
60.000 

86.000 
20,000 



18.500 
4.900 
10.000 

15.000 
9.200 
10.900 
76.625 
46.340 
22,400 
30,000 
10.075 
200 



ConUnued. 




Psr 


Market 


Vahis. 


Vahie. 


8500 


81,000 


100 


100 


1.000 


100 


375 


127 


500 


500 


1,000 


900 


26.000 


41.750 



Totals (book vahie. 86.191.280 85,166377 86,026,306 

MISCELLANEOUS: This oompany, together with the Insur- 
anoe Company of North America, guarantees the pofieies of the 
Philadelphia Underwriters. C^tsl incnassd ia 1906 from 
8600,000 to 8760.000, sod 81,260(000 realised on sale of new stock 
issued. Conflagration losses: Bsltimon. 1904. 8389,000; San 
Francisoo. 1906. 81,835.930. net Values of apecial depoaito: Va.. 
838.900; Ga., 810,076; N. M., 821,000. 

DIRECTORS: EUhu C. Irvin, Theo. H. Comdeman, James 
Butterworth. John McKinney, lU^Mrt Whitsker, Charles B. 
Adamson, William T. TiUen. H. T. Potts, R. Canmion, Di 
BeeberTOeo. W. Nevil. Wilbam A. Law. Edward Ofoore. 

FIELD MEN AND TERRITORY COVERED: Home Office 
Jurisdiction, John B. Morton, ssoond vice-president, for the ^sneral 
departments and for 0. and Ind.; apedal sgente, J. A. Wemland, 
Cohimbos, 0., for 0.; S. E. Faber. Indiimapofi^ Ind.. for Ind.; I. H. 
Undsley. gsoeral sgent for New Endand and New York depart- 
ment; spenal aents, William H. HeUyar, Boston, Mass., William 
Levis. Boston, Msss., George E. Cordon. Rochester, N. Y.. A. T. 
Lovett, Albany. N. Y., J. Woods Brown, general aoent, middle 
department and W. Va.; special agentB, T. J. Ttout, Altoona. Pa.; 
John E. Thomson, Philadelphia, Pa.; William Y. Young, Balti- 
more. Md., William C. Wells, Philadelphia, Ps.. R WesleySisBoos, 
Philadelphia. Southern department: W. £. Chapin, manager. R. 
A. Pahner. ssnstant manager. Equitable Building, Atlanta. Ga.; 
special agents, W. W. Graves. Montgomery Ala., for Ala.; Miller 
A. Gowen. Jacksonville, Fla.. for Fla.: R. B. Bamett. Atlanta. Ga.. 
for Ga.; BenneU B. Bean. Lexington. Ky .. for Kv.; Frank B. Clarke, 
New Orleans, La., for Miss, and Orleans Parish (only) in La.; B. 

A. Hamlin, Danville. Va., for North Carolina and Va.: Marion 
Knowles, Atlanta, Ga.. for S. C; C. M. Benjamm. Nsshville, Tenn.. 
for Tenn. Western department: J. W. Cochran, manager, F. H. 
Burke, assistant manager, Insuranoe Ezohan« Building. CUoago. 
111.; special agents. J. Lewis CaneU, Chicago. 111., for Cook County. 
lU.; PTb. Churchill. Helena, Mont., forMont. and Idaho; E. L 
Colbum, Minneapolis. Minn., for Minnesota; N. T. Head, Minnea- 
polM, Minn., for Minn.; E. W. DeCrof, KansM Qty. Mo., for Kan. 
and Mo.; R B. ElBs, Milwaukee. Wis., for Wis.; L. D. Griffin. 
Denver. 0)1.. for Col. end Wyo.; Louis H. Ksshner, Kansss CHty. 
Mo., for Kansas snd Mo.; Ed. L. Kelley, special sgnnWat-larKe, 
ChkJsgo. 111.; Mdven LePitre, Chicago. 111., for lU.: Thomas C. 
Uttle. Chiosgo. lU.. for lU.: C. D. Msckensie, Omaha, Neb., for 
Iowa and Neb.; A. F. Powrie, Detroit, Mich., for Mieh.; Qias. V. 
Wilson, Fsrgo, N. Dak., for North and South Dak. Southwestern 
department: Treievant k Cochran, nneral sgents. Dsllas, Tex.; 
special agents: E. E. Wright. New Orleans, La., for La.; W. E. 
Horton. Jr.. New Orleans. La., for La.; F. C. Hatfield. Uttle Rock. 
Ark., for Ark; Allan H. Dixon. Little Rock. Ark., for Aik.; Judge 
Harrison, Muskogee, Okla.. for eastern Okla.; J. H. Prise, Okla- 
homa City, for western Okla.; F. A. Nisbet. Delias, Tex., for north- 
eastern Tex.; J. G. Smith, Dallas. Tex., for northwestern Tex.; V. 

B. Wright. Palestine. Tex., for eastern Tex.; S. M. Powell, Dallas. 
Tex., for central Tex.; M. M. Overby, San Antonb. Tex., for south- 
western Tex.; R. M. Anderson, San Antonio, Tex., for south Tex. 
and N. Mex. Pacific Cosst department: F. M. Avery, manager. 
San Francisoo. Cal.; Chss. L. Bsrsotti, special sgent-at-btgc for 
San Frandfloo, Cal.; special agents: Uowvd W. Hogsn, San Fran- 
cisoo, Cal., for oeniral Cal.; George F. Staniford, Loe Angdes. 
for southern Cal. and Aris.; T. F. O'Grady. San Franeuoo. for 
northern Cal.. Nev. and Utah; and F.J. Alex. Mayer. Portland. 
Ore., for Ore. and Wash. Tuis company does businssB throughout 
the enUrc United Stotes except Alaska. 



FIREMANS FUND INSURANCE COMPANY, San Francisco, Cal.§1 

President, Bernard Furmonville; Vice-President, J. B. Levieon; Secretary. Louis Weinmann; Assistant Secretaries, H. B. Blanehard. 
John S. French; Marine Secretary, A. W. FoUansbee. Jr.; Treasurer, Thos. M. Gardiner. Or^uiised, 1863. 







Unearned 


Net 


Net 


Total Losses 




1 ToUl Ex- 


Lossm 


Ybar 


Assets 


Premiums 


Surplus 


Preoiiunui 


Income 


Paid 


Dividends 


Expenses 


penditures 


Incurred 


1913 


89.864,872 


85.118.515 


83.751,245 


•87.462.946 


17.882.812 


•84,005.137i 


1240,000 


82.826.552 


87,071,689 


84,066.035 


11)12 


9.268.924 


3.812,953 


3.104,731 


5.472,766 


6,850.333 


2,957.9121 


240,000 


1.987.437 


5,185,349 


2.873.062 


1911 


8.649,592 


3,714.708 


2.581.461 


5,487.674 


5,819.139 


3.047.481 


180,000 


2,037,227 


5,264,708 


3.102.287 


1910 


8.070.629 


3.390,131 


2,386.381 


5.002,234 


5.346.677 


2.585.87?: 


225.000 


1,834,025 


4,644.902 


2.674.000 


1909 


7,431.402 


3.180.066 


2.014.857 


4.645.112 


4.948,493 


2.207.7351 


155.000 


1.730.184 


4,092,9U 


2.172,278 



•Includes $2,221,773 marine premiums and $1,334,424 marine losses, 
t Statement according to California standard. 



S Transacts both fire and marine 

Digitized by VjUUV IC 



REPORTS OF FIRE INSURANCE COMPANIES. 



63 



PIREMANS FUND INSURANCE COMPANY, San Francisco, Cal.— « 

Ck>LLATBBAL LOAlfS.— C<m(. 

Seeoritua.— Conl. 

Northern El. Ry 

Northern El. Ry.. 1 A 08 

Northern El. Ry., I & os 

Northern Ba.Ry., 14 a 

Cal.-Ore.Pow 

Wert8M..ool.tr.cT.g.n 



Aun.DK. 

RedoUte 

BoadEudstoeki. 

CoUatmllottoi... 

Cash 

A«e&ti' babooes. 

Ifltwert 

Bilbree.. 


31. 1913. 

.. $471,000 

.. 1.512.900 

... 5.317.954 

397.450 

748.071 

.. 1.179.454 

92.977 

145,066 


LuBiLRns, Dmc. 

LoMOB unpaid 

Unearned premi... 
Earned dindends.. 
Other tiabilitiee.... 

Total liabUities.. 
Capital paid up.... 
Netflorplufl 

Total 


31. 1913. 

1642.612 

5,118.515 

60,000 

202.500 

$6,113,627 
1.500.000 
3.7514245 


ToUlanete.... 


. W.864372 


$9,864,872 



Indmrntuv k». 1913. $794,507; inrestment profit. $181,022. 

RISKS AND PREMIUMS: Flrariaksin foroe. Deecmber 31. 
m^jmMS; pteBBhims theroon, $8,505,328; marine and ' 

ridka in foree. $65,019,964; premhmM thereon, $1,382,292. 



BUSINESS SINCE ORGANIZATION: Premiums reoeiyod. 
»3.818.»48; kMBea paid. $54,405,657; ifiyidends deelared, cash. 

ts.o7s.o(n. 

R£AL ESTATE OWNED: The principal property is that at 
S. W. eoraer Sansome and Califomia sts., San Franeiseo. with 
^itory and basement brick building, vahied at $400,000. The 
mIv other unportant property is that at comer of Montgomery 
ifid Sacramento sts., wliieh ooet $66,000. 

MORTGAGE LOANS: Thoe number 96 and agsregate 
{1^.383, and are secured by properties vahied at $4,007,535. 
IW ccmpaay holds $747,405 munnoe on buildings. The 8 
pnoeipsl loans are as foDows: $200,000 on S. W. corner Cal. 
ud Battery sts.. San FrancMoo. vahied at $375,000. $75,000 on 
uif bbek at Chestnut. Montgomery and Sansome sts., San Fran- 
OKo, Tabled at $137,000; $40,000 on 8. W. comer Kearny and Clay 
rtL. Su Fiandseo, vnlued at $89,000; $45,000 on Clay, oomer 
D»Tii sL, San Franeisoo, valued at $112,000; $50,000 on 260 
Kres or^ard land and impts. near San Jose. Cal.. vahied at 
S2«2J)OD: $66,000 on comer 5th and Bluxome sts.. San Francisco. 
^hiad at $in.00O; $80,000 on comer 2nd and Tehama sts.. San 
FnodsQo. vahisd at $165,000: $100,000 on comff 3rd and Hunt 
sti. Ssa Fraaoseo, vahied at $174,500; $60,000 on comer 6th and 
Ntums Us.. San F^aoeiaoo. vahied at $133,000. $45,000 on 6th 
tf^ near Jcseie sL, vahied at $125,000; $75,000 on Des Moinee (la.) 
property valoed at $00,000; $75,000 on cor. Cal. ft Van Ness, st., 
^ Fraoaseo, vabed at $145,000; $65,000 on cor. 5th and Minna. 
^ Fraadm, vabed at $160,000; $58,750 on Kearny near Bush. 
Su Fnodsco. vahied at $130,000; $85,000 on Cal. near Front, 
^u FraooMO. valued nt $195,000. Overdue interest amounted 
oa December 31. bst, to $2.1 14. 

COLUTERAL LOANS are as follows: 
Securities. 

latn Te,. Ssnta Cms 

NoteofF.F.Faw 

^'^raaoSav.ALoan 

Reshj Syndicate 

JeopfcsWatcr 

F«nplaWatcr 

Sprini VaD^ Water 

C«tnlBldg.IVop..Ptetb 

ConiLlBip^g«ttle 

t^uLlaip^ Seattle 
^Warehouse, Seattle.'.' .' 

;«teniPsdfieRy 

NortlimiEl 

£«i«eaRy 

NonhmjCal.Pow 

P»afitGa»4El 

PwfcCosst Borax 

??W»dTe.,p 

^Rv..Hooolnhi 

Hik)Ry.,Hoaohiltt 

0*haRj.4 Ld..Hooohihi 

CaLTrasm 

MitwoNsT 

^^?*tkatAmo\.\. '../.'. 

•J Wa Packers .\» 

Anrfoi London Psris Nat. Bk 

A2?JoCal.Tr 

5'noM3«r.4Ln.Soc %... 

U.duPoatdeNe.PowderCo..p 

t-idaPootdeNe.P&wdefCo..c 

f««>ttC«.Nst.Bk 

SraonaVatarBk 

McNcarCo.,Petalunia 

•^«»i»»iBk.,8.p.. ..;;:;::::;:.;:;;: 

iwwatedOil,lr.... 

j»tooaDeT.,iBi. ....;;; 

5t<rfCaL,Nat.Asso 



Market 


Amount 


Value. 


Loaned 


$19,000 


$10,000 


7.500 


5.000 


19.800 


10.000 


50.625 


40.000 


17.500 


10.000 


14.000 
843 


8.500 


4.500 




4,500 


5.000 


2.250 




11.40( 


3.500 


2.235 




1,800 


1.500 


1.000 




30.000 


20,000 


2.535 


1,850 


50.000 
21.250 


t 24.300 


3.333 




15.000 


25,000 


31.250 




60.000 




9,500 


25,000 


31.600 




5,530 


4,000 


13.900 




12,000 




10.800 


> 30,000 


9.680 




390 




15.000 




3.250 
7.600 


20.000 


880 




11.640 
1,980 


5.000 


7,760 
36.250) 


30.000 



Totals. 



Continued. 


Market 


Amount 


Vahie. 


Loaned. 


$60.3001 
11.700/ 


$50,000 


81.000 


63,000 


18.000 


12.000 


2,925 


1.800 


2,925 


3.000 


$738331 


$897,450 


Par 


Market 


Value. 


Vahie. 


$100,000 


$111,000 


10.000 


11.153 


10.000 


10,500 


15.000 


15.000 


70.000 


66.600 


30.000 


29.610 


10.000 


10.000 


5.000 


4.810 


10.000 


10.442 


10,000 


10.583 


15,000 


15.514 


4.000 


3.988 


14.000 


14,000 


50,000 


41.750 


1.500 


1,500 


10.000 


10.000 


10,000 


10.000 


2,500 


2.500 


10,000 


laooo 


12.000 


13.000 


7,000 


7310 


25.000 


23,788 


20,000 


20,000 


10.625 


10.635 


3.000 


3.023 


2.800 


2387 


10,000 


10,000 


20.000 


20,000 



BONDS AND STOCKS OWNED: 
Bonds. 

United SUt», tm, 1925. 4% 

Aiiwa, r«J. St, Imp.. 1921-40. 6";, . ,. 
BrSifrinle, MonL, Town ttall. 1932. fi'\ . . 
Bf-nma, Cal,, Muii Imp., 1920-25,5' ^ . 
Ol -f -ian Fnrn. SoairsU, 1924, 4% ... 

Cl ! iE;hway Act. IftSO, i^'l 

CI i3,h.»e.dia., 192 1-30,5'^ c. 

Or 1, l^,iiid.M. I9ai.4i<:i, 

Half .Mwo Bay, Csl., Uo. fl, Sc., lB31-«), 

^% 

Hr'.-^ ('ni **'„l91fr-22.fl^>b 

a ►r«.wat„l022.&i% • 

U ^I..cjfnc.,l9t4.4%- .. . 

L« ^,.193(^26.5% . 

M .ulth Met, wat., 1941, 3«^o.. 

M <\jai5,5%. . . 

M .. ;,. I \*,.. IB2&^18, 5%. . 

M..r»rovT*, Cal., w*t., 192644, 5% 

NupH.CaL.b. w.. 1914-16, 5% 

OiJtari«, Cal.„«aL, 194044,5% , . 

Oi^ , Jle. Val., ST., lftl7-27, 5% . . 

Par ., tise, Cal, Bc„ 1916-33. 6% 

Porn uEiii City, Cal. K ac., I91M0, ii% . . 

lU ilandti, Cal., h. ic,, 1924-2S, 5 '<, 

ReJw.NHi Cy., Cal . mun., lUt^lh. 5^^ . 
Redwood Tv.. Cal , muti. imp., 1 914-17, 

^5*%....: 

Roae. Cal.,8C.. 1914-20, 6% 

San Anaehno, Cal.. mun. imp.. 1920^. 

San 6e^^rdhio'.'cid.! w!.' 1922^27. 5%.' .' 
San Buenaventura, Cal., mun. imp.. 1930- 

33,5% 14,200 

San Francieoo. Cal.. Cy. ft Co.. fire pro.. 

1939^. 5% 150.000 

San Franeisoo. Cal.. Cy. k Co.. so., 1921, 

3J% 25,000 

Santa Ana, Cal.. h. ac.. 1914-27. 5% 35,000 

Sehna,Cal.,er., 1914-28.5% 14,000 

Spirit Lake. Ida., mun.. 1931. 6% 4.700 

Thermaiito, Cal.. un. ac.. 1914-19, 5% . . . . 6.000 

Tulare, Cal., mun. imp., 1920-24, 5% . . . 10,000 

Viaalia, Cal., mun. imp., 1922-26, 5% . . 10.000 

Waahington State Cap. Bldg., war., 5 o . ■ 15.000 

WataonvUle, Cal.. mun. ar.. 1939-50. 5% 5.500 

Whittier, Cal.. un. h. bc., 1924-26. 5% .... 5,000 

Williams, Cal., un. h. «., 1918-21, 5% . . . . 6.000 

B.40.R.R.lm.g..l948,4% 75.000 

Cal. Nwn. Ry., San Fran.. 1928, 5% 35,000 

Cal. St. Cable R. R., San Fran.. 1015. 5% 15.000 

Can. Southern Ry.. cs. gr.. g.. 1962, 5% . . 50,000 

Chi., Mil. k St. P. Ry.. gn., 1989, 4% . . . . 50,000 

Chi., Mil. k St. P. Ry .. cv. g., 1932, 4i% . 700 

Chi.. R. 1. A Pac. R.R., 2002. 4% 10,000 

E. S. k Sub. Ry.. Richmond. Cal.. 1940. 

5% 25,000 

Ferries k Cliff House Ry., San Fran.. 

1914.6% 25.000 

la. Central Ry., 1 r.. 1951,4% 16,000 

L.S.AMich.So.Ry..lg..l997,3i%.... 25,000 

Ix» .Angeles Ry.. Cal., 1938, 5% 125.000 

Los Angeles Pac. R. R., 1 cs.. 193 1 , 5% . 34.000 
Los Angeles Pac. R. R.. Cal.. 1 r.. 1943, 

h% 106.000 

Lo5 Angeles Pac., 1 r., 1950, 4% 50,000 

Market St. Ry ., 1 cs., San Fran., 1924 , 5% 150,000 

Market St. Cable Rv ., 1915, 6% 96.000 

Mo. Kan. 4 Teww Ry., gn , 1936. 4§% • • 25,000 

Montreal Trmwy.. Canada 1941. 5' c . . ■ 55.000 
No. Pac. Ry., pr. In. ry. k Id. grant, g., 

1997,4% 50,000 

Northern Ry ., Cal., 1938, 5% 23.000 

Oakland Tc. cs., Cal., 1933, 5% 90.000 

Oakland Tr., Cal., 1918, 6% 32,000 

Oakland Tr.. Cal.. 1931, 5% 10,000 

Omnibus Cable, San Fran., 1918, 6% .... 143,000 

Digitized by VjiUUV IC 



14.200 

153,097 

22.962 

35.000 

14,000 

4.700 

6.000 

10,000 

10,000 

15,000 

5,500 

5,000 

6.000 

68.437 

35.175 

15.000 

51.635 

45.250 

707 

5.000 

22.500 

24.937 
9.120 
21,250 
128,750 
34,340 

100,700 
41,000 

125,625 
94,800 
20,375 
53,075 

46.250 
24.380 
74.700 
33,280 
10,150 
140,855 



64 



REPORTS OF FIRE INSURANCE COMPANIES. 



FIREMANS FUND INSURANCE COMPANY, San Francisco, Cal.—ConUnued. 



Bonds and Stocks Ownbd.— CoiU. 

Bonds. — Cont. 

Ontario k San Ant. Heights R. R., Los 

AngeIoB,1935,6% 

Pacific El. Ry., Los Angeles, 1942, 5% .. . . 
Petalunu & S. Rosa Ry.. Cal.. 1924, 5% . . 

San Fran, ft No. Pac. Ry., 1919, 5% 

San Fran., Oak. ft San Jose Ry.. 1933, 5% 

SaaFr. ft San J. Val. Ry.. 1940, 5% 

San J. ft Santa CI. Co.. R. R.. 1946. 4i% 

Southern Pac. R. R., 1 r.. 1955. 4% 

South Pac. Coast Ry.. Cal.. gr.. 1937. 4%. 
St. L. ft San Pr. R. R., gn. In.. 1927, 6% . . 

Sutter St Ry.. San Fran.. 1918. 6% 

Union Pac. K. R.. 1 m. r. r. ft Id. grant, 

g., 1947.4% 

Union Tc. San. Crux., 1935, 5% 

Western Pac. Ry.. San Fran., 1933. 5%. . 

Alameda Fanns, Cal., 1933. 6% 

American TI. ft Tg., col. tr., 1929. 4%. . . . 

Bay Co. Pow., San Fran.. 1930. 5% 

Blue Lakes Wat.. San Fran., 1938. 6%. . . 

Cal. Central Gas ft El., 1931.5% 

Cal. Gas ftEl. Corp.. unify, ft r., 1937, 5% 

r r.r.t--, P - -*r, 'Vat .. 11515, S^ 

Croi^W Hotel, ian Frau., t id , J H2S, 54% 
Edisan El., Lu .\njKk8, 1 ft r.. IU22, 5% 
Eflia&n lit. ft Pow ^ Ban Fran.. 192 1 , %%. . 
Fvta Land Inv., CaJ., 1 m., 1919. 6% . . . 

Jamriinct' Exfh.. CsL, 10^7,54*^1 

la. Ld, a Tr. iJm Moiaai, 101, 1^19. 5% 
la. Lb. ft Tf.. Dai Moifus, iCkS. I'ilO. 5% 

Lofl Ancelsi lu C*l., 1B24. 5' [. 

Ml, Wfiitney Ptow. ft EJ,. Cal,, l^^, 6% 

NatomH Dcv, 9m Fnui., 1917, 6^1 

Nevida Co. ¥2. Fnv^ Cal. IIJ2J*, 8% 

No. Cal. Pow.. iifiD Fran-, 1 m., 1932, 5% 

No.Cjvl.Ptiw..K.. 1848.5* (. 

Norths EL. Cal., I ni., 1955,. ^-^ 

Oftkkiid Gu EiL ft Bt., Cal, 1916. 5% . . . 
Parific G&a ft FA., Cal , gn, r., 1942, 3% . . . 
Pac. riifi ft m., ^ma Fran , ft. a., 1 81 4, 6% 

Pac. Gas Imp.,, San Fraiu. 1930. i% 

Pm. TL ft Ti,. ISan Fran. , I B37, 5 , . 

RiBdnii 1. ft Ld. Wk*., San Fr„ IflT. 5% 

Bfcftnifli-dUi El f .ts ,4 Hv |y27, 5"i 

BanFran. lSrv!>nc^:J^Jn,^-.; . 

San Fran. Gas ft El., 1933. 44% 

San Joaquin Lt. ft Pow., Los Ang.. 1945, 

5% 

Siskiyou El. Pow. ft Lt., Cal., 1938. 5% . . 

Siskiyou El. Pow.. Yreka. 1923. 6% 

South Yuba Wat., Cal., 1923. 6%. 

Spring Val. Wat., gn. m.. 1923, 4% 

Standard El.. Cal., 1939,5% 

United Gas ft EL. Cal., 1932, 5% 

Union Iron Wks.. D. Dk.. San Fr., 1929, 

6% 

Valley Co. Pow., Cal., 1930,5% 

Stocks. 
Anglo ft Lon. Paris Nat. Bk., San Fran. . . 

Bank of Cal.. Nat. Asso., San Fran 

Mercantile Nat. Bk., San Fran 

Nat. Bk. of D.O. Mills ft Co.. Sac 

Security Sav.Bk.. San Fran 

Seaboard Bk.. San Fran 

Union Tr.. San Fran 

Chi.,MU.ftSt.P. Ry..o 

111. Central R. R 

Northern Pac. Ry 

Union Pac. R. R.. c 

Mission Rock. San Fran 

Pac. SUtes TI.ft Tg., p 



Par 


Market 


Value. 


Value. 


S10,000 


S9,900 


100.000 


100,000 


38,000 


36,100 


22,000 


22.000 


165,000 


159.225 


27,000 


28.350 


100.000 


87.000 


200,000 


179.000 


220.000 


202.400 


3,000 


1,545 


54,000 


50.760 


50,000 


47.750 


25.000 


23,760 


100.000 


74.500 


15,000 


14,250 


25,000 


21,500 


25.000 


24,875 


19,000 


19.570 


5,000 


4,975 


75,000 


69.000 


101,000 


97.970 


55,000 


55.000 


50,000 


48.750 


16,000 


16.800 


10.000 


9.900 


21.000 


21,000 


400 


392 


13,200 


12.936 


10,000 


9.900 


35.000 


34.650 


21.000 


20.160 


26.000 


26,780 


36,000 


35,640 


45.000 


88,250 


75,000 


67.500 


75.000 


74.260 


50.000 


42.250 


25,000 


24.750 


56,000 


49.280 


100.000 


96,250 


79.000 


75,050 


10.000 


10.000 


40.000 


38.400 


100.000 


90.000 


15.000 


14.700 


25,000 


24.500 


3.000 


3.000 


48.000 


49,200 


150.000 


134.250 


25.000 


22,500 


25,000 


24.750 


43,000 


38.700 


50,000 


49.500 


30.000 


41.700 


115.000 


223.100 


20.000 


42.600 


14.000 


42.000 


25.000 


32.500 


1.600 


1.760 


10.000 


25.250 


5,000 


4,975 


10,000 


10,750 


15,000 


16,350 


10.000 


15,500 


13,120 


3,280 


74,300 


71.328 



Bonds and Stocks OwmtD. — Cont. 
Stocks. 

Spring Valley Wat. . San Fran 

Oakland Bk. of Savinm. Oakland 

Insurance Ezeh., San Fran 



Par Market 

Value. Vahic. 

1120,000 S67.500 

2.500 5.500 

150,000 150,000 



Totals (book value, $5.546,800) 15.441,745 15.317,953 

MISCELLANEOUS: Original capital, 1200.000; increased is 
1865 to 1500,000; stockholders assessed $350,000 in 1871; capital 
reduced in 1873 to $300,000; increased in 1880 to $750,000; in 
1886 to $1,000,000; in 1907 to $1,600,000. Conflazratbn k»ei, 
Chicago, 1871, $529,365; Boston, 1872, $158,000: Va. Cy.. Ner., 
1879, $126,402; Balto.. 1904, $351^13; San Frandsoo. 1906. $11.- 
100,000 groai, mcluding Josses of Home Fire and Marine and the 
Pac. Underwriters. A new company styled Firemen's Fund la- 
mrance Corporation was organised with $800,000 coital and 
$800,000 of subscribed surplus, and aasumed, Mar 22, 1906. by 
reinsurance, all policies of old company not involved in loss duma. 
On Novembn* 7, 1906. an assessment of $300 per share was levied, 
and $3,404,997 premium on new stock was received. On Mareh 
1, 1907, the old Fireman's Fund resumed control with a capital oi 
$1,600,000 which was reduced in 1909 to $1,500,000. and received 
licenses from all the States and Territories in which it formerly 
transacted business. Vahies of special deposits: Va., $55,000; 
Ga., $11,000; N. M.. $10,000; Can., $41,750, and Cal.. $100,000. 

DIRECTORS: Wm. J. Dutton, Charles P. EeUs. Chss. R. 
Bishop, Bernard FaymonviUe, Arthur A. Smith. J. B. Levivo, 
Geo. A. NewhalJ. Henry Rosenfeld. F. W. Van SieUen, Vander- 
lynn Stow and J. C. Coleman. 

FIELD MEN AND TERRITORY COVERED: Eastern de- 
partment: A. K. Simpson, Mason Big., Boston, Mass., manager; 
J. W. Little, assistant manager; C. E. Dosser, State aaent, and 



L. Lester Webster, special agent for N. Y.; A. M. Wo( 

agent, and Hendarson Kellogg, special agent for New Englaad; 
J. Y. Sheehy. M. J. Mullin. special agents for Del.. D. C, Md. 
N. J., Pa. and W. Va.; J. R. Beardsley, Auto., special ai:eat. 
Central department, John Marshall, Jr., and F. H. McElhone. 
managers, 39 So. La Salle st.. Chicago, lU.- J. G. Stauffer. SUte 
agent, and Paul G. Knieger, special agent for 111.; R. G. McCul- 
lough. State aoent for Ind.; R. J. Mclntyre, for Wis.; D. W 
Andrews, for Mich.; W. A. Sawyer, for 0.; Louis L. Law. special 
agent for Minn.: E. S. Snyder, special agent for N. and S. D.; 
James Marshall, tor la. and Neb.; A. B. Dintins, for Kan. and Mo. 
M. B. Russell. SUte agent for Ky. and Tenn.; Roland Reed, 
special agent for Okla. Southeastern department: Edgar S. 
Wilson. Macon. Ga.. manager; E. T. Gentrv. ass't manager, com- 
prising Ga., N. C, S. C. Ala.. La., Fla.. Miss, and Va.; specisl 
agents: J. M. Waller, for Va. and N. C; Edmr 8. Wilson. Jr.. 
for Ga. and S. C; Paul S. Felder, for La. and Miss.; J. W. Harm, 
for Ala. and Fla. Atlantic marine department: Frans Hernnann 
ft Co.. 37-43 Wall st.. N. Y., managers. Pac. Coast (home office 
department); Chas. R. Thompson, general adjuster; Robert D. 
Hunter, superintendent of agencies for Cal.; special agents, H. B. 
Tickner, for Ore. and Wash.; west of the Cascades, Jas. R. Quick. 
Ore., Wash., east of the Cascades and Ida.; F. L. Emerick, for Ore. 
and Wash., west of Cascades; K. M. Brown, auto, special agent 
Cal.. Nev. and Aris.; W. M. Klinger, manager, A. E. Webber, 
home office, special agent, automobile department; W. D. Whelan 
and Chester A. Swift, for So. Cal. and Aris.; F. G. White, general 
agent for Rocky Mtn. Dis.; W. P. Coffey, special agent for N. M. 
and Colo.; Fred R. Lanagan. special agent for Utah and Wyo.: 
C. D. French, special agent, Mont.; N. fi. Swett. special agent for 
Cent. Cal.; B. E. Nourse, special agent. Cent. Cal.; Samuel Sim- 
men, special agent; Geo. D. Gilmore, auto.. So. Cal.; Prank Bon- 
side, special agent, Seattle; John J. Hammond, No. Cal.: C. C. 
Wright, State agent, J. H. Snel. J. C. Evans. Eait Texas, and Jame« 
C. Stephens, special agents, for Tex.; Adams ft Boyle, Uttle Rock. 
Ark., general agents for Ark.; Frank C. Taylor, general agent ma- 
rine department. Pac. Coast; Grayson Dutton. manager city depart 
ment. Fordgn nneral agents: Bishop Insurance Asency. Ltd.. 
Honolulu, Haw.. T.; China and Japan Trading; Co.. Ltd.. Shan^. 
China; Joseph Hadley, agent, EJuropean Manoe A^ncy. London. 



FIRE INSURANCE COMPANY OF SEATTLE, Seattle, Wash. 

Pnrident, Ju. H. de Veuve; Secretanr, I. S. Wmteon. Orgaoited ISll. 



Y.AB 


Assets 


Unei^ned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Fdd 


Dividends 


Expenses 


Total "Ex- 
penditures 


Losses 
Incurred 


1913 


$72,181 $3,874 
71,402 3-203 


$908 

1,165 

502 


$7,425 
6,081 
2.802 


$11,275 
10,068 
4,993 


$6,135 

5,133 

12 




$4,127 

4.735 

579 


$10,263 

9368 

591 


$6,198 


1912 




5.133 


1911 


69,202 


1,498 




12 












uigitize 


d by VJJO 


u^. 





REPORTS OF FIRE INSURANCE COMPANIES. 



65 



FIRE INSURANCE COMPANY OP 

LiABiLiTiM. Dbc. 31, 1913. 

Looms onpftid $63 

UnevnedntoM.... 3375 

OtUrfiabiHtieB 535 



, Dk. 31. 1913. 

MortmekMBi $26300 

BondiaDdstoeka... 10.000 

TmliDart8i«e 26300 

C«h 7,991 

1,600 



ToUl liAbilitiflB. . 
Ospitalpaidup.... 
Netflorphis 



$4,473 

66300 

906 



Totala 



872.181 ToUl $72,181 



Cadcnritinc kioi. 1913. $1326; inveftmflat profit, $1,270. 



SEATTLE, Seattle. W&^h.— Continued, 

RISKS AND PREMIUMS: Fire risks in force, December 31. 
$505,033; prenuuins tlMreon, $7,609. 

BUSINESS SINCE ORGANIZATION: Premiums reeeiTed. 
$16306; losBSB pud, $11380. 

MORTGAGE LOANS: Tliere are 4 lous as^reg^tiog $26,500 
on property vahied st $53,500. There was no interest past due 
on Dee. 31, last. The company holds $3,000 of insurance on the 
morticed buildin0i. 

HELD MEN AND TERRITORY COVERED: The James H. 
De Veure Co., general acents, Seattle, Wash. The company 
operates in Wash. only. 



FIREMENS INSURANCE COMPANY, Newark, N. J. 

hmitad, D. H. Donham; Vice-IVesideDt and Treasurer; John Kay: Vico-Pnsident, Neal Baasefet; Seeretary. A. H. Haowner. 

Organiacd, 1855. 



Vau< Assete 


Uneaped 
Pnmiuma 


Net 
Surph. 


Net 
Premiums 


Total 
Ineome 


Losses 
Fkid 


DiTidands 


Expenses 


Total Ex. 
penditurss 


Losses 
Incurred 


»13 $6y860,575 
lfI3 6349,805 
Itll 6,389.556 
»IOj 6.136,^ 
im! 5.715,088 


13345.186 
2.78U78 
2306.914 
2,037,953 
1,755.911 


$2,740,403 
2,736366 
2,796,426 
2346,750 
2,739,782 


lllll 


2.153369 


$1,436,135 

1.429,663 

1343.120 

986.933 

828,033 


$240,000 
200,000 
200.000 

al80,023 
160.000 


$1,099,807 

1339,327 

970352 

059392 

696,107 


$2,775,942 
2368.990 
2.413.672 
2.126348 
1.685443 


$1381312 

1.490323 

1362360 

1306.475 

803333 



AsBBiB. Dw. 31, 1913. 



LiAMLRin, Dsc. 31, 1913. 
$236,153 
2345.186 
37333 



lUalestate S1373.668 . 

UortpieloaM 23n.900 Unearned 

Beads and slocka. . . 2374314 Other 

C«h 150.761 

439.900 ToUl fiabifitiea . . 

52.732 Capital paid up. 

Nets ' 



loterait and rents 



$3,119,172 
1.000,000 
2.740.403 



Totals 



$6350375 Total $6359375 



Uadvmitiag profit, 1913. $116,671; investment profit, $127,467* 

^ SISK3 AND PREBUUMS: Kre rkks in force. Deeemher 31, 
tM7,K7331; premiuns thereon, $5312344. 

BISINB88 SINCE ORGANIZATION: Pimniums received, 
0)135,039; loaaes paid, $14,168,987; dividends declared, cash. 
6^.500; stock, $860,000. 

REAL ESTATE OWNED: ConaistB of the company's home 
cSr« UddiK at 780-786 Broad St., Newark, which cost $939,014 
u4 » cvTiBd at $1,060,717. and a double brick apt. at 255-257 
Ftvaoaat ave.. Newark, carried at cost, ($12,951). 

MOaTGAGE LOANS: There are 501 knns, aggregating 
C377JB0O, wlueh are secured by properties estimated to be worth 
t3345J06. and the company holds $3356,400 of 



t&e imr t gt ged buildin^L There are 61 loans as large as or larger 
'•1^ 110300. and only one as laroe u $47,000. The loans are 
"f^7 upon properties located in Newark and its suburbs, with 
'B'^tivdy few in uarby cities. 

BONDS AND STOCKS OWNED: 
Boiroa. 

"!»»»« "iOewgia. 1915. 4*% 

V*«eo(f New Mexieo, 1952, i\^o 

;«y<if ToroBto, 1948, 4 > 

B*?wiae, N. J., seh.. 1928, 5 c 

f«tb Aaboy. M. J., st. imp.. 1923, 4| x - 

' RR.rfN.J..199t.H 

f;«ao6ditodTiac Co., 1933. 5 ^ 

f-won k Amboy R R. 1920, 5 c 

;f^^ Vidley Tm. Ry, 1941. 5% 

^'^PhBMerRy.. 1930,5 r 

J K fe. * Wotern R R, 1937, 5 ^o- 
V \* Gnawood Lake Ry.. 1916. 5 r. 

J«h Hadsn Co.. Ry„ 1928. 5^o 

North Hudson Co.. Ry.. 1914. 6 c 

V*i^ Hudna Co., Ry., 1924. b"v 

TrwUaPs«,By^lfl31,«- 

™«» Dock k Imp.. 1921, 5 i, 

Atittiie City. N. J., water. 1925. 5 "o . . 
iff**" ^^^- * Pf- IW8. 5^0 .. . 

g««»ekWtt«r.l952.4% 

H*fa«r(^Gs8.,1949.5'c 



Tar 


Maricet 


Value. 


Value. 


$10,000 


$10,000 


10.000 


10.000 


67.647 


56,823 


10.000 


10,300 


40,000 


40,400 


25,000 


24,250 


20,000 


20,000 


100.000 


114,000 


100,000 


101.000 


50.000 


51.500 


100.000 


103.000 


50,000 


51.500 


40.000 


38.400 


25,000 


25,000 


50,000 


50,000 


20,000 


20,000 


20,000 


19,000 


30300 


33,600 


20.000 


20300 


22300 


23320 


10.000 


10.000 


20.000 


17,000 


40.000 


40.400 



BoMM kfm BfocMB Owmo.— Coni. 
BoMDe.— CoiU. 

Newark Oas, 1948, 5% 

Newark Gas. 1944. 6% 

Passaic Water, 1937, 5% 

Trenton Gas ft El.. 1949. 5% 

United Elec. of N. J.. 1949, 4% 

Canadian Northern Ry., Wmn. Tm., 
1939.4% 

Stocks. 

Chi.AN.W.Ry 

Consofidated Trae 

D.L&W.R.R 

Lackawanna R. R 

Morris k Essex R. R 

Northern R R, N. J 

Penmylvania R. R 



Rapid Transit Ry . . 
UmtodN.J.R.R.ftCan. 

Essex Co. Nat. Bk 

Manufactorm Nat. Bk. . . 

Merohants Nat. Bk 

National Newark Bkg 

Natbnal SUte Bk 

American Tl. ft Tg 

D.L. ft W.Coal. 



General Adi. Bur. of N. Y 

Milwaukee Udwrts Bldg.. Assn 

Newark Consolidated Gas 

Western Adj. ft Ins.. Chicago 

Underwriters Salvage Co.. N. Y 

Totals (book value, $1,859,297) $1,859.297*$2,554.048 



Par 


Market 


Value. 


Vahie. 


100,000 


101,000 


50.000 


61,000 


20.000 


19,600 


10.000 


10,000 


100.000 


78,000 


10.000 


8.800 


20,000 


25.400 


40,000 


29300 


96,600 


376,740 


24.100 


21,690 


100,000 


160.000 


10,000 


8.000 


55,000 


59,950 


15,000 


34.500 


50,000 


111.000 


20.000 


60.000 


10,000 


25.000 


20,000 


50.000 


40.000 


150.000 


32.500 


71300 


100.000 


121.000 


15.000 


38350 


200 


200 


150 


150 


40.000 


36,800 


100 


125 


1.000 


1.250 



* Securities as per company's valuations; the item in aaaet« is 
based on insurance department valuations. 

BflSCELLANEOUS: Capital increased in 1880 from $400,000 
to $500,000; in 1888, to $600,000; in 1898. to $1,000,000. In 
April. 1906. it took over the outstanding risks of the American 
ofBoston. Values of deposits: Canada, $65,623; Ga., $10,000. 

DIRECTORS: J. Ward Woodruff, Daniel H. Dunham. Charles 
G. Colyer, Fred'k PrelinghuyHen. Matthias Plum. Edgar B. Ward. 
Geo. W. Hubbell, Wilbur Doremus, E. Luther Joy. Oacar B. Mock- 
ridge. Edward T. Ward, Jas. P. Dusenberry, Chas. Hobhauer, 
Percy Jackson. John C. Kirtland, Samuel W. Baldwin. Edward 
Kanouse. Thomas W. Dawson. William B. Kinney, Edgar Percy 
I Ward. John Kay, Neal Baasett. 

1 FIELD MEN AND TERRITORY COVERED: Neal Ba«ctt. 

Chicago. 111., Western manager, for Ark., Colo., Ky., Mo., 0., Utah 
! lU.. la.. Mich., Mont.. Okla., Wis.. Ind., Kan., Minn., Neb., Tenn.; 
I Cravens ft Cage. Houston. Tex., general agents for Tex.; C. H. 

Ward, San Francisco.. Cal., for Cal., Ore. and Wash. The 
, company operates in all the Sutes and Territories of the United 
I States except AU.. Alas., Haw.. Ida., Miss., Nev. and Vs,, V IC 



66 



REPORTS OF FIRE INSURANCE COMPANIES. 



FIREMENS INSURANCE COMPANY, Washington, D, C. 

President, Allan E. Walker; Secretary, William M. Hoffman. Charterad by Congress in 1837. 







Unearned 


Net 


Net 


Total 


Losses 




1 Total Ex- 


Losses 


YlAK 


AmXs 


Pramiums 


Surplus 


Premiums 


Income 


P^ 


Dividends 


Expenses 


penditures 


Incurred 


m 


$812,000 


$50,837 


$40,373 


$53,850 


$71,371 


$40,043 


$12,000 


$81,126 


$88,160 


$38313 


ittl2 


326,406 


51,438 


64.412 


51357 


68327 


15.182 


12.000 


28.380 


55321 


17,221 


XJi 


314,330 


37,871 


70,284 


32368 


48356 


10.831 


12,000 


21.740 


44.580 


10.831 


iVlO 


311.312 


35,001 


70,321 


28,337 


43301 


2.706 


12.000 


18302 


32,008 


2,706 


J909 


300.906 


34,064 


61.032 


27.812 


43.306 


4.325 


12.000 


17,766 


34,090 


4325 



AflsvTB, Dec. 31. 

Real estate 

Morteage loaud . . . 
Bonds and btocks... 

Cash 

Agaite' balances.... 

Interest 

Other assets 



1013. 

$75,000 

170.640 

36.230 

11.201 

6315 

3.301 

232 



LiABiUTiss. Dkc. 31. 1013. 

Losses unpaid $1,220 

Unearned prems. . . . 50,837 
Other liabilities. ... 10,570 



Total liabititics . . . $62,636 
Capital paid up ... . 200,000 
Net surplus 49,373 



Total 



$312,009 Total $312,000 



Underwriting loss, 1013. $17,565; investment profit. $14325. 

RISKS AND PREMIUMS: Fire risks in force. December 31. 
$10.533350; premiums thereon, $02,055. 

REAL ESTATE OWNED: Consists of home office building. 
Rents reedved last year. $4,682; taxes and expenses. $1,603. 

MORTGAGE LOANS: There are 36 loans, aggregating $170,- 



640. protected by improved real estate in the Distriot of Columbia, 
valued at $308,450. There was $451 interest past due on Dec. 31. 
last. Company holds $157,200 of insurance on the buildings. 



BONDS AND STOCKS OWNED: 

BONSB. 


Par 
Value. 


Market. 
Value. 


Pot. Elec. Power, 1936, &% 


$22,000 
10.000 


$21,780 


Cy. of N. Y.. c. p.. Btk.. 1962, 4J7c 


lo.ooa 


Stocks. 






Wash. Ry. A Elec.. p 


5.000 


4.450 



Totals (book value. $37.640) . 



$37,000 $36330 



DIRECTORS: H. W. Offutt. Geo. W. Mo«, Edward Derriek. 
John Quinn. Samuel 8. Luts. AOan E. Walker. L. W. Groomes. 
Geo. C. Gertman, A. H. MoCormiek. Jr.. John L. Edwards. ChaL 
H. Kindle. M. T. Dixon. J. M. Woodward. 



FIREMEN AND MECHANICS INSURANCE COMPANY, Madison, Ind. 

President. N. Horuff; Secretary, W. 0. McLelland. Omnised. 1850. 





1 Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


Losaea 


Y>All 


Assets 


Premiums 


Surplus 


Premiums 


Income 


Pfeid 


Dividends 


Expenses 


penditures 


Incun«d 


1913 


$117,880 


$11311 


$5,803 


$9,476 


$18,225 


$13,890 


$7,000 


$7,466 


28356 


13390 


1912 


128,021 


17.866 


18.887 


20.201 


27387 


32.136 


8.000 


8337 


48.375 


31.195 


1911 


136.455 


26.541 


7,655 


47,675 


55.345 


36.223 


10,000 


14.937 


61.160 


36.436 


1910 


146.299 


20,847 


23.405 


44.075 


51.786 


26.713 


8.000 


17.947 


52.060 


26.017 


1909 


147.226 


15,184 


26,587 


42.431 


50.903 


25.271 


8.000 


13.403 


46.67^ 


28.014 



Amrb. Dkc. 31. 1913. 



Realestete.. 
Mortgage k>ans.... 
Bonds ud stocks.. 

Cash 

Agents' balances... 
Interest and rents.. 
Other aasets 



L1ABILITIK8, Die. 31. 1913. 



$5,691 
41392 
55326 
2.409 



Losses unpaid 

Unearned prems... 



$566 
11.511 



Total 



Total liabilities.. 
2,459 Capital paid up. . . 

1.438 Net surphis 

9365 



$12,077 

100.000 

5303 



$117,880 Total $117380 



REAL ESTATE OWNED: Comprises office building at Mad- 
ison, Ind.. nutfket vahie $8,000. and 12 tots m Topdca. Kan., 
market value $1,000. 

MORTGAGE LOANS: These aggregate $41,292. protected 
by ifflofoved real estate property m Indianapolig, valued at 
twice toe amount loaned thereon. 



BONDS AND STOCKS OWNED: 
Bonos. 

Union Real Estate Co.. Anderson. Ind 

Winnimos Tribe. I. 0. 0. F.. Indianapolis. . 



Book 

Vahie. 

$11,300 

5.000 



Bonds and Stocks Ownvd.— CofU. 
Bonds. — ConL 

Cy. of Seattle 

Byon Irrigation 

Gravel Road Bonds 

Cy. of Tacoma. 

Syracuse Lodge. K. of P 



Stocks. 

First Nat. Bk 

Eagle Cotton Co.. Anderson, 
Big. Assn.. Madison. Ind. . . . 



Ind. 



Book 

Value. 

$4,020 

5.000 

4.700 

830 

1.000 



16.500 
15.000 
5.998 



Totals. 



$60,348 



MISCELLANEOUS: This company transacts a surphis in 
business outnde of Indiana through Rehm db Olin. Indianapolifl, 
Ind. Conflagration losses: Baltimore, 1904, $0,500; San Fran- 
dsoo. 1006, $3,500. 

DIRECTORS: John T. Schofield, C. R. McLelland. N. Horaff. 
H. S. Moffett, David Johnson. M. D. Wilson^ 



FIRST NATIONAL FIRE INSURANCE COMPANY, Washington, D. C. 

President. Robert J. Wynne; Secretary, S. J. Johnson. Organised, 1012. 



Ykab 


Assets 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Pkid 


Dividends 


Expenses 


Total Ex- 
penditures 


Losns 
Ineorred 


1013 


$1,630,080 
060.377 


$181,072 
6,000 


$548,583 
464,170 


$404,078! *i822.328 


$150,854 




$289,800i $440,753 


$188,072 


1012 


7;250 


•407,419 




12,465 


12,4&'^ 


163 



* Includes $487,612 contributed surplus in 1912 and $373,605 in 1913. 



Asans. Die. 31, 1913. 



Realestete 

Mortgage loans.... 
Bonds and stocks.. 
Collateral kttns... 

Cash 

Agents* balances... 
Interest and rents.. 



$350,000 
234,350 
844,450 
6,103 
112.519 
62,752 
21,207 



LiABiunsB. Dkc. 31. 1913. 

Losses unpaid $38,281 

Unearned prems .... 181 ,972 
bilities. . 



19.177 



Total 



Other liabiliti 



Total liabiUties . . . $239,430 
Capital paid up.... 842,967 
Net surplus 548.583 



$1,630,980 Total $1,630,980 



RISKS AND PREMIUMS: Fire risks in force December 31. 
23,161.894; premiums thereon. $324,139. 



BUSINESS SINCE ORGANIZATION: 
$412,237: lasses paid, $150354. 



Premiums received. 



REAL ESTATE OWNED: Undivided one half interest in 
Southern Buikling, comer I5th and H sts.. Washington. D. C; 
appraised at $2,000,000 by a eommittee appointed by the Super- 
intendent of Insurance of the D. C. Ineumbraaoes eoDsist of 
the trusts amounting to $1,300,000. one-half whidi b aaaumcd 
by this company. Digitized by VjJi.J^ V VC 



REPORTS OF FIRE INSURANCE COMPANIES. 



67 



FIRST NATIONAt FIRE INSURANCE 

MOftTGAGE LOANS: Thore are 42 loan aggrafAtiog I2M.- 
3J0, twi afl we fiist liens on improTed property in the D. C, 
aeeptioK am of 125,000 on property in Fort Wayne, Ind., vahied 
u mjOOO; total Tahiation. 1407,036. Thte company bolda 1240.. 
UOimnaDoeontliebaildingB. On Deoember 31, bet* there was 
$400 of iatoert past doe. 

FW Market 

BONDS OWNED: Vahie. Value. 

Toited States cs., 1030,2% $100,000 106.000 

Ncv York's La. for GanL. 1962, 4% ... . 25.000 24.250 

Ne«Yfdt,HyIm]>.,1062.4% 50.000 48,500 

DsaTflk,Va..r,1942,4i% 20,000 20.000 

Aloaadria, Va., 1938. 4% 5.000 4,550 

Atksta. Ga., vsL wks., 1933, 3)% 5.000 4350 

Maeon, Ga^ vat. wks., 1921. AH% 5,000 bJOOO 

Msjiaad, State roads, 1928, 3)% lOJOOO 0.400 

Alfeglwy Co.. Pk., rd,. 1943, AH% • 20.000 20,000 

SaaFnB..C.AC..eKp..l935.5% 25.000 25.500 

Vi.Ky.APr..lAr., 1934,5% 40,000 36,800 

N. Y. C. 4 H. R.. m, 1997, 3H% 20,000 16,400 

Gt Nothem Ihr., 1 A r^ 1961, 4}% . . . . 10.000 10,000 

riorida Ceo. A Pen. R. R.. 1 cs. m.. 1943. 

i''c 26.000 25.500 

Pahiic Senrioe Corp., N. J., 1959. 5% . . . 10.000 8.900 

E<finaELlAr.,lM3.5% 10,000 9,750 

Hainbvg L«ht A Fdwcr, 1962. 5%. . . . 10,000 9,500 

CkTcbnd, C. C. A St. L. R. R.. 1939. 4</c 10,000 8,800 

Atlaotae Coast L«ie, 1952. 4% 10,000 9,100 

na.,R.I.APiM5.1Ar..l934,4% 25.000 18,000 

Icterbaro^RJL,N.Y.,lr., 1966.5%... 50.000 49,000 
Hkkaaod Lt., Ht. A P^., deb., 1914. 6% 46,000 46.000 



COMPANY, Washington, D. 

BONnS OWNKD.— CoRl. 

United Gas A El.. Conn.. 1915. 5% 

St. L.. Sprinsfd & Peo., 1 A r.. 1930, b^'i. 
Southern Bldg. Corp., 2d m., 1915. 6%. . . 
Southern Bkig. Corp., 3d m., 1915, 6% . . 



C. — Continued, 


Par 


Market 


Vahie. 


Vahie. 


125,000 


$23,750 


50.000 


.47,000 


41,000 


41.000 


225,000 


225,000 



Totals (book vahie, $856.482) $872.000 3844.080 

MISCELLANEOUS: Capital inereased December 31. 1912, from 
1250.000 to $320,000 by oompletk>n of payment on subscription to 
stock. On Dee. 31. 1913. capital had been inereased to 3842.967. 

DIRECTORS: Hon. George W. Atkinson, Hon. Fred. T. Da- 
bois, Hon. Robert J. Wynne. S. J. Johnson. John Lewis Smith, 
Frederick S. Dudl^. Robert R. Tuttle. Robvt N. Harper. Richard 
Wightman. John McKee, Bestor R. Walters. Eldridge E. Jordan. 
Clarence A Knnise. Wm. Frank Thyson and Bates Warren. 

FIELD MEN AND TERRITORY COVERED: General 
stents: Planters Insurance Agency, Little Rode. Ark., for Ark.: 
Edward Brown A Sona. San Fraaeisoo. Cal., for Pacific Coast and 
Roeky Mtn. territory; Leon Irwin A Co., New Orleans. La., for 
U.; Cbtfenoe Krouse A Co.. Philadelphia. Pa., for south N. J. 
F. R. MoCormaek, Live Oak. Fla., for Fla. ^Mcial agents: E. P. 
Fiteh. Chicago. 111., for Dl. and Mo.; Chas. Boioourt, IndianapotiB. 
for Ind. andO.; Oia C. Einnison, Toledo. O.. for O: R. C. Oeflers. 
Jr.. Philadelphia. Pa., for eastern Pa. and N. J.; Harry Birehard, 
Ehnira. N. Y.. for N. Y. and Western Pa.; R. W. Power. Wash- 
ington. D. C. for Md., Del.. Va. and W. Va. The company 
operates in Ark., Cal.. Del.. D. C. Fla., Oa.. Ida., HI.. Ind.. U. 
Md. Mo., Mont., Nov., N. J.. N. Y., 0.. P*., Utah. Va. and W. Va' 



FIRST REINSURANCE COMPANY OF HARTFORD, Hartford, Conn. 

FkvsideDt. Carl ScfareJoer; Vice-President and Secretary. H. H. Stryker; Asst. Sec.. William Ehmann. OrKanised, 1912. 



YiAa Assets 


Unearned 
Pkemioms 


Net 

Sorphis 


Net 

Premiums 


Total 
Income 


Losses 
Pkid 


Dividends 


Ezpeuee 


Total £z- Loeses 
penditures Incurred 


1913 tl.544.S21 


$437,743 


$519,716 
495.482 


$1,062,952 


$1,108,423 
•504,8<M 


$202,960 




13.33.129 


$536,089' $278,407 


mi 995.774 




17.880 


17.880' 



*IfldQde8$5(IOj000 8urphispaidin; esehides capital. 

LuBiunn, Dxc. 31. 1913. 

Losses unpaid 175.447 

Unearned prems.... 437.743 
Otiicrliabaities.... 11.715. 



^ Dbc. 31. 1913. 

Bonds $1,214,000 

CMh 266.284 

AfBBtaT balances... 47^66 
Isterertandrenta... 16.971 



Total liabilities. 
Capital paid up. 
Neta ■ 



$524,905 
500.000 
519,716 



Total 



$1,544,621 Total tl.544.621 



RISKS AND PREMIUMS: Fire risks in force, December 31, 
173.430.755: pteminms thereon. $782,785. 

BCSINEaB SINCE ORGANIZATION: 
%\mX2; h«8 paid. $202,960. 



Premioma received, 



BONDS OWNED. 
Ne» York Cy.. 1968, 4i% 



XwYflACy..l057.44^, 

AtcL, T A S. Fe Ry., g. nu. 1995. A% . . 

.4tbatie Cit. L. RJL 1 es. m., 1952. 4"^^. 

B. A O.R.R.lm.. 1948.4% 

BA 0. R.B.eq. tr. n. yer. "A". 1914. 4\% 
B.4 0. RJL eq. tr. n. scr. "B", 1915, 4{% 
B 40. R.R. eq.tr. n-s«."C.'' 1916. 4i% 
B.AO.ILR.eq.tr. n.ser. "D " 1917. 4i% 
B 4 0. RR. eq. tr. n. ser. "E." 1918. 4\% 
C»aa(P).B. AQ. RJL gn. m.. 1958, 4%. . . 
Ctecv. M. 4 P. S. Ry. 1 m., 1949. 4%. 
C1tta«>. M. A St P. Ry., deb.. 1934. 4% 



Pfer 
Vahie. 
$75,000 
50.000 
50.000 
50.000 
50.000 
10.000 
10.000 
10.000 
10.000 
10.000 
45.000 
50.000 
50,000 



Market 

VahM. 

$75,000 

52.000 

46.500 

45.500 

46.000 

10.000 

9.900 

9.900 

9.800 

9,800 

41.400 

44,500 

44.500 



Chicago, M. 4 St. P. Ry. gn. m.. 1989. 4i% 
Del. A Hud. 1 and ref. m.. 1943. 4%. . . . 

Dd. A Hud. cv. g. d.. 1916. 4% 

Or. No. Ry. 1 and rf. m.. 1961, 4J%. . . . 
Hockmg Val. Ry. 1 es. m.. 1999. 41^0 • . 
Kansas Cy. So. Ry. 1 m.. 1950. 3%. . . . 

L. 8. A Mich. So. Ry.. 1931. 4% 

L. S. A Mich. So. Ry. n.. 1914, 4k%. . . . 
Lehigh Val. R.R. m. cs. m.. 2003. 4%. . . 
Milw.. Sp. A Nw. Ry.. gn. m.. 1947,4%.. 
Norf. A Wes. Rj. 1 es. m.. 1996. 4%. . . . 
Northern Pac. Ry. pr. lien. 1997, 4%. . . . 

Oregon S. L. R.R. rf. m., 1929, 4% 

Penn. Co. g. tr. ct.. 1942. 3i% 

Pitts.. Cin. Chi. A SL L. Ry. cs. m.. ser. 

"I,"1963,44% 

Reading Co.. gn. m., 1997. 4% 

So. Pac. R.R. 1 and rf. m.. 1955. 4%. . . . 
Un. Pac. R.R. 1 b. and rf. m.. 2008. 4% 
Pierce OU Cor., g. n.. 1914, 6% 



Par 


Market 


Vahie. 


Value. 


$50,000 


•50.500 


50.000 


47.000 


25,000 


24.250 


25.000 


25.000 


10,000 


9,700 


50,000 


34,500 


50,000 


44,500 


50,000 


50.000 


50.000 


45,000 


25,000 


22,760 


50.000 


47.000 


50,000 


46.500 


50,000 


44.600 


50.000 


41,500 


60,000 


50,000 


50,000 


46,500 


50.000 


45,000 


50,000 


45.500 


50,000 


49.500 



Totals $1,305,000 $1,214,000 



MISCELLANEOUS: The company began writing 1 
1913, taldng reinsurance only. 

DIRECTORS: Richard M. BisnU. Sylvester C. Dunham. 
Wilhelm von Finck, Chas. E. Gross, Walter T. Rosen, Carl 
Schreiner. H. H. Stryker. 



FLORIDA FIRE AND CASUALTY INSURANCE COMPANY, 

Jacksonville, Fla. 

, C. n. Barnes; Secretary and General Manager. Gerald E. Hart. Organiied, 1912. 



Yiis 


Assets 


Unesrned 
Ptanhims 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Looes 
Pftid 


Dividends 


Expenses 


Total Ex- 
penditures 


Losses 
Incurred 


ms 


tl».158 
272,444 


$70,766 
22.973 


$30,330 
34.244 


t$129.626 
54.335 


•$168,362 
•231.M2 


t$34,969 
7.924 




$105,432 
113.703 


$140,401 
121.627 


$44,524 


\m 




9.863 



iodsB siDckhoidm snbs. to surphis $174,289 in 1912 and $21,950 in 1913: excludes capital^, ^..ll^Flnd^ M^,442|^ualty 
■ and $7,130 casualty kMses. Digiti.&Tr^y XJX/^^i,-^ 



68 



REPORTS OF FIRE INSURANCE COMPANIES. 



FLORIDA FIRE AND CASUALTY INSURANCE COMPANY.— Continued. 



Ambtb, Dk. 31. 1013. 
R(»le8Ute 156.000 



Mortgage loans . 
Bondi and ftoeks 
Gollatflnlloana.. 

Oadi 

Agents' balances. 
InteroBt and rents 
Other 



Total 



75,600 
87.238 
17.215 
55.751 
80,2M 
7.915 
4.170 



Uabilrxm, Dk. 81. 1013. 

Loeses unpaid $10,055 

Unearned jpreoM.... 70,766 
Other UabifitieB.... 2,074 



Total BabifitieB. 
Capital paid up. .. 
Netsurpfais 



210.324 



3.158 Total 1833.158 



RISKS AND PREMIUMS: Fire risks m force Deoember 31. 
88,035,310; premiums thereon. $81,728. 

BUSINESS SINCE ORGANIZATION: Pnmiums reoeiTed. 
$183,062; loases paid, $42,372. 

REAL ESTATE OWNED: The company owns its home office 
building in JaoksonviUe. vahied at $110,000. on which there is an 
incumbrance of $55,000. 



MORTGAGE LOANS: These loans 



$75,600 



, aaragate 

first class property in Jaeksonville and other Flonda places. The 
largest loan is one of $40,000 on pnmrty vahied at ahnoet three 
tunes the amount loaned thereon. The total vahie of the mort- 
gaged propertieB is $101,600. There was no interest past due on 
Deo. 31. last. The company holds $40,300 of iivuxance on the 
mortgaged buildings. 



COLLATERAL LOANS are as foUows 
SicuBrnn. 

00-day note 

Ftoaons Realty 

80M(iay note 

ab Bk of Jacksonville 



Market Amount 

Vahie. Loaned. 

$1,400 $1,400 

1.000 1,000 

1.060 1.050 

1.060 1.050 



CoUAmiAL LOAMB.— C0ll<. 

SeeuritieB.— Coirf. 

Gennania Bk of Jaeksonville 

Amer. Nat Life Ins. Pbl. No. 21.511 . 

Smith k Niion Co.. Louisville 

Keystone Lbr. Co 

Consolidated Naval Stores otf 



Totals. 



Market Amount 

Vahie. Loaned. 

$525 $375 

140 

1.500 1,500 

5.000 5.000 

10,000 4.000 



BONDS AND STOCKS OWNED: 

BONM. 

Port Tampa, Fla.. 1030. 5% 

Dade Co.. Hd. Surf, ft F.. 1040. 4i% . 

Dade Co.. Co. Ho.. 1021, 4i% 

Key West Gas, 1031, 6% 

Lake Cy. Pub. Wts. ft Imp.. 1035. 5%. 

Jeoninffi Twp., 1041. 6% 

Pensaoob. 1018, 5% 

Mason Hotel ft Inv.. 1032. 6% 

Canal Packet Line. 1028. 6% 



$23,725 



$17,215 



Stocks. 



Fla.F.ftC. 
Totals (book vahie. $87.238) . 



Fkr 
Vahie. 
$5,000 
1.000 
4.000 
5.000 
5.000 
5.000 
5,000 
7.000 
50.000 

500 



Market 

Vahie. 

$5,000 
1.000 
4.000 
5,000 
5.000 
5.000 
5.238 
7.000 

50.000 

1.000 



$87,000 887.238 



DIRECTORS: Henry GaiUard,Harbw Banatt, C. H. Barnes. 
Chas. Blum, Dr. Jos. N. Fogartar, Bainfaridoe Richardson. Hucling 
DavM. L. B. Skinner. C. B. Willis. M. ETC&lett, R. H. RoweTw. 
8. Hart. 

TERRITORY COVERED: The company openles in Fla. and 
Mia. 



FOREST CITY INSURANCE COMPANY, Rockford, lU. 

Ptesklnit. Thos. D. Reber; Secretary and Treasurer, Frederick Haines. Organised. 1874. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


Losses 


yiAR 


Assets 


Ftaniums 


Surplus 


Ftaniums 


Income 


Fkid 


Dividends 


Expenses 


penditurm 


Incurred 


1013 


$784,083 


$330,143 


$240,032 


$153,076 


$102,248 


$74,150 


$36,000 


$00,156 


$200,315 


$71,012 


1012 


IXS*^ 


335.AG0 


243.601 


150.763 


191.058 


67.460 


36.000 


08.454 


201,OM 


64.007 


1011 


802.482 


342.340 


244.280 


158.011 


100.585 


72.616 


36.000 


08,5111 


207.1U 


78,278 


1010 


811.186 


347.688 


251.008 


140.341 


170.810 


55.687 


36.000 


80.087 


181.674 


53.000 


1000 


810,730 


365.005 


230,840 


157,817 


103.042 


60.306 


36.000 


05.08fl 


101.305 


61.851 



AseiTB, Dec. 31. 1913. 



Mortgage k>ans. 
Bonds and stocks.. 

Bills receivable 

Cash 

Agents' baUnoee... 
Interest and rents. 
Others 



LuBiUTiaa, Dec. 31. 1013. 

Losses unpaid $816 

Unearned prema .... 330,143 
Other liabilities. . . . 12.102 



Total 



$620,500 
40.405 
60.130 
35.514 
1.050 
16.637 
748 



$784,083 Total $784,083 



Total liabilities... $343,151 

Capital paid up 200,000 

Net surplus 240.932 



RISKS AND PREMIUMS: Fire risks in force. December 31. 
$45,411,938; premiums thereon. $647,310. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$4,443,170; losses paid. $1,438,285; dividends declared, cash, $901.- 
110: stock, $100,000. 

MORTGAGE LOANS: There are 201 loans, am^ating $620.- 
500 protected by improved real estate mostly in IlUDoiB, with a few 
farms in Utah, Idaho. Mont, and Okla.. vahied at $1,845,510. 
There was $363 of mterest past due on December 31. last. Com- 
pany bokls $233,885 of fire msurance on the buildings. 



BONDS OWNED: 
Coal Creek. lU^ D ft Levee. 1016. 6%.. . 
Murphysboro. 111., imp.. 1014-18. 5%. . . 
Nutwood. 111.. D. ft Levee, 1016, 6%. . . . 
Hillview. 111.. D. ft Levee. 1014-15. t%. 
McGee Creek. D. ft Levee. 1017-10. 6% . . 
Highwood, lU.. sewers. 1914-15. 5% ■ . • - 
Findlay. 111.. Elae. Lt., 1918-25, 5% . . . 

Mound City, Kansas, 1930. 5% 

Rockford, III,. Elks Lodge, 1931, 5"^^.. . . 

Total 



Par 


Market 


Value. 


Value. 


$2,000 


$2,020 


2,000 


2.000 


4,000 


4.040 


10,500 


10.535 


15,000 


15300 


1.000 


1.000 


4,000 


4.000 


500 


500 


200 


200 



$10,100 $40,495 



MISCELLANEOUS: Capital increased in 1800 from $100,000 
to $200,000 by stock dividends. In Mareh. 1013. control of this 
company passed into the hands of parties identified with the 
National Fire of Hartford. 

DIRECTORS: T. D. Reber. B. J. Chanay. Wm. T. Brown. 

A. H. Frost, Frederick Haines, H. W. WiUiama, Malcolm Love. 

B. W. Maguire, A. G. Parmele. 

HELD MEN AND TERRITORY COVERED: L. K. Piaber, 
Soringfield. lU., adjuster; G. H. Fisher. Springfield; C.E.Oastlee. 
The company operates in 111. only. 



FRANKLIN FIRE INSURANCE COMPANY OF PHILADELPHIA, 

Philadelphia, Pa. 

President. Fmnk E Parkhurst; Secretary, Edgar P. Luce. Organised, 1820. 







Unearned 


Net 


Net 


Total 


Losses 




Total Ex- 


Losses 


Year 


Assets 


Premiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses peoditures 


Incuntxl 


1013 


$3,200,383 


$1,307,108 


$534,043 


$1,433,541 


$1,561,829 


$868,533 


$59,989 


$598,0561 $1,526.5781 


$838,432 


1912 


3,325.147 


1.985.890 


634.253 


1,415.68S 


1.537.948 ■ 


888.056 


59,997 


576.041, 1.524.004 


862.K76 


1911 


3,380,822 


1,922.161 


727.232 


1,467.848 


1.601.506| 


813.398 


59.997 


501,99i; 1.465.38^ 


796.63S 


1910 


3.312.894 


1.839,002 


767,711 


1.373.391 


tl.595.590, 


675.245 


54.000 


546.785 1.276.030 


727.572 


1909 


2.968.880 


1,746,767 


601.459 


1.242.060 


1.355.289! 


509.188 


48.000 


488.959 1.046.147 


509.204 



Unearned praniums inchide amount reclaimabie on perpetual policien. Prenuums inel 
t Includes $100,600 premium on new stock. 



^^e^^^^^j^nj^f^ 



deponts. 



REPORTS OF FIRE INSURANCE COMPANIES. 



69 



FRANKLIN FIRE INSURANCE COMPANY OF PHILA., Philadelphia, Vsl.— Continued, 



Dk. 31. 1913. 



Rale 

MflrtcafskMOfl... 

Baodfaadstoda. 

CMh 



latere^.. 



Totali 



LuBiunn. Die. 31, 1913. 

LoneB unpaid $142,830 

Uaetfoed prams .... 1 ,307,108 

Perp.dep.reel 668,145 

Otherlimbilitifla 48,257 

TotallbbiUties... $2,166,340 
Capital pud up. . . . 500.000 
Netwrplua 534.043 



$3,200,383 Total $3,200,383 



$137,500 
29,185 

2.624.685 
97394 
274349 
36^0 



UodervritiQC loflB. 1913. $51,658; investment profit. $11,448. 

RISKS AND PREMIUMS: Fin risks in foroe (except pcr- 
petub), Deeember 31, $263,105,275; pramioms thereon, $2341,- 
9H; perpetaal fire riska, $33,763398; deposit premiums thereon, 
S73U11 

BUSINESS SINCE ORGANIZATION: Premiums received, 
115347,085; kaes paid. $25,760,644; dividends declared, cash, 
t&.625300. 

REAL ESTATE OWNED: The most important single pareel 
«f real estate owned is the company's home oflioe building at 421 
Wihai St., the book value of which is $99,935, and which is 
earned at $102,000. This was acquired in 1872. The other 6 
prnpertieB are brick and stone stores and dwellings in Philadelphia, 
ill at which are carried bek)w their book values. The taxes and 
expeases on the home office property, in which the space occu- 
pied by the company has a rental value of $6,000, amount to 
fnua tl.720. to $4,745 yearly. Omitting these taxes and expenses, 
t^ expenditures for the remaining properties in the bMt three 
yevi have aggregated $2,968 and the income therefrom $5,783. 

MORTGAGE "LOANS: There are 26 loans, all for relatively 
nuU loma, the largest being one of $3,000. They are all upon 
Piuiadelphia property, worth m the aggregate $114,650. and no 
uuerest was overdue on Dec. 31. last. 

BONDS AND STOCKS OWNED: 
BoinM. 

AIJeulMyCy.,P^,ac.,1934,4% 

Ailesheoy Co., Pk., rtMMl imp., 1936. 4% . . 

AUaata.Ga^wat..l929.4i% 

Berpn Co^ N. J., bldg. In.. 1921. 4}%. . 
Braddoek. Pa., f . ft stTunp.. 1918-21. i% . 

Caa»rooCo..Pa.,r.rc«., 1922,4% 

0<Ai«hia,S.C..r.. 1941,5% 

D*ytoa.O.,at.pav.,1919.5% 

Dow]iiBgton,Pa., wat..l924.4|% 

QrwnwoodCo..S.C.. 1937.5J% 

MooM^aheb Cy.. Pa.,r.. 1914-28, 3i% 

Norfoft, Va., r.. 1929, 4% 

Norfolk, Va.. imp.. 1929-32. 4% 

Norfolk. Va.. app.. 1937. 4% 

Norfolk, Va.. app.. pk. pi. imp., 1939, 4% 

Philaddphk ^. 1938-40. 4% 

R«adnit.Pa.,r., 1914.4% 

Sudu^.O., whv.ft klg.. 1914-22, 5%. . 

Sewickly. Pa..se.. 1914, 5% 

B.40.R.IUpriorln.,g., 1925,3|%. . . . 

BAO.R.E.,r.m..g.,1941,4% 

B AO.eq.tr.. 1913. 1916, 4i% 

C«t»alPacry.. 1 r.. 1949,4% 

C 4 0. Ry. eq., tr.. ser. F.. 1914, 4% 

C 40.,eq.,tr.. 1914. 4% 

f^ 40.Ry.,eq,tr..l917,4% 

CR. 1. 4.Pfey.. «!..«.. 1914. 4i%.... 

C . R. 1.4 P. Ry.. g., 1918.4% 

r.R.I.4Pa^lr..l934,4% 

ESoira 4 Williamaiwrt R. R., 2862, 5% . . 

ErieR. R.,eq. tr^ 1915-16, 4% 

Erie B. R., oir tr.. 1914. 5% 

Er« 4 Rttsbur^ R. R.. es.. g.. 1940. 3|% 

Erie4WatemTrau..l925.4% 

Hont. 4 Broad Top R. R.. 1 m., ext. 
l«»,4f>w 

L.S4M.So.Ry.,1931.4% 

LtMh Valley R.R. gn.es.. 2003. 4%. . . . 

L«ki?h Valley R. R.. 1 m. reg.. 1948, 4%. 

l-)aeUaadR.R.,r.t.l949.4% 

O.C.4H.H.k,E.reg..(L.S.) 

i9»8.3i% .v: 

?«• York ComlR-R., 1963, 4i% 

K Y., P. 4 Nor. R, R^ 1 m.. g.. 1939, 4%. 
M Y^ P 4 Nor. R. R.. ooO. tr.. 1948. 4%k 

5 tSI-^*«^ «•'*••••*% 

N.4W.R.R..gii.g..l944.4% 

N 4W.R.R..e« tr., 1914,4% 

P«Ba8yhranaR.R.g.ev.,1915.3i%. . . . 



Pte 


Market 


Vahie. 


Value. 


$15,000 


$14350 


30.000 


29,400 


10.000 


9,900 


22.000 


22,220 


16.000 


15.840 


5.000 


4.950 


5.000 


5.450 


20,000 


20.400 


2,000 


2,040 


5.000 


5.300 


45.000 


43.110 


3.000 


2320 


2,000 


1,880 


10,000 


9.400 


10,000 


9.400 


330.000 


330.000 


100,000 


98,930 


27,000 


27.690 


2300 


2,500 


25.000 


22,760 


50,000 


42300 


15.000 


14.800 


50.000 


45,600 


25,000 


25,000 


10.000 


9,950 


15.000 


14,560 


50.000 


49,730 


50,000 


47,500 


20,000 


14.600 


10,000 


11.000 


15,000 


14.750 


39,000 


39,000 


50.000 


44.000 


25.000 


23,750 


20,000 


19.000 


40.000 


35,600 


100,000 


89.000 


25,000 


25350 


50,000 


45.000 


60,000 


46,800 


25.000 


23,750 


55,000 


53,900 


25,000 


23,000 


20.000 


18300 


50,000 


44.000 


30,000 


30.000 


10.000 


9,800 



BoMM km Stocks Owned.— Coni. 

Bonos.— Coni. 

Pennsylvania Co., coll. tr., g., 1916. 3i%. 

PennaylvaniaCo., tr., 1944,3i% 

Penn.Co.,g.,1931,4% 

Phila., Bait, ft Wash. R. R., 1915, 4% .... 
Phila., BaHo. ft Wash. R. R., 1943, 4%. . 
Pitts., Cin.. Chi. ft St. L., os., g., 1949. 

34*7 
Readiing R.'R.."gn.,'l997V4%.." ." 
Richmond-Washington, coll. tr., 1943. 4% 
Rio Grande West. R. R.. 1 os.. g.. 1949. 4% 
St. L. A San Ft. R. R.. gn. In., 1927. 5% . . 

St. L.. Iron Mt. ft So. Ry.. 1914, 5% 

St.L..IronMt.ASo.,eq,. 1917.5"^ . , 
SouthemRy ,f*f| tr .IPM.-J'; 
Southern Hy.,pq.tr,lui6,4r< 
W.Jer.ftS«a. R R..C8..g., 1936. 31*:^. 
W. Jer. ft Sea. R . R. , €«., g. J 93(5 , 4% . . . 
Wil.ft No. R R., K . itk tr.clf».,4' c . 
Wilm.ft W' J . loo R . R .. Rti - K . . 1 935 4 '7 

Del.Riv.K.iTy,g.,1921,5fr 

Ediaon El. Lt , g, rr. ctff»., rcg., IMn. 5' o 
Inf. Bat., Ht. teiipi,N.tj.,Pft. reg., I91+, 

6% 

Lehigh Coal ft Nav., ext.. reg., 1914, 4% 
Lehigh Coal ft Nav.. g. ah. n.. 1914, 5% . . 

Lehigh Coal ft Nav., 1930. 44% 

Market St. Elev. Pass. R. W., 1955, 4% . . 
Phila., Pitts.. Pa.. 1 m., col. tr., 1949, 5% 

Phila. Rapid Tr., col.tr., 1957, 5% 

Pub. Serv. Corp., N. J., gn. m., 1959, 5% 
Spanish-Amer.Iron, 1 m., s. f. g., 1927. 6% 
Terre Haute, Ind. ft E. Tc, 1 r.. 1945. 5% 
United Rya.. St. L., Mo., gn. g., 1934. 4% 
Washington Tm., 1 m., 1945, 3|% 

Stocks. 

Girard Nat. Bk., Phila 

United Gas Imp., Phila 

PennsylvaniaR. R 

Pa.Ss3tMfg.,Phila 

Lehigh Coalft Nav 



Par 


Market 


Value. 


Value. 


$90,000 


$88300 


50,000 


42,000 


50.000 


46,500 


20.000 


19,690 


50,000 


49,000 


50,000 


45.000 


15.000 


13.950 


15.000 


13.800 


25,000 


17300 


35.000 


18.550 


15,000 


15.000 


10,000 


10.000 


50.000 


50,000 


25.000 


24,750 


100.000 


85.000 


25,000 


24.000 


65,000 


61.750 


50.000 


47.500 


2,000 


2.100 


30,000 


31300 


500 


500 


10.000 


10.000 


20,000 


20.000 


15.000 


15.150 


50,000 


47.000 


50.000 


60.000 


25,000 


25.000 


20,000 


17,800 


22,000 


22320 


25,000 


24.250 


50,000 


35.500 


20.000 


16.400 


3300 


13,475 


15,000 


24,900 


25,000 


27,500 


5,000 


10,400 


7,500 


12.460 



Totals (book vahie. $2.731,706) $2,776,000 *$2.639.615 



* Securities as per company's valuations; the item in assets is 
based on Ins. Dept. valuations. 

MISCELLANEOUS: In 1906 the capital was decreased from 
$400,000 to $100,000 and immediately thereafter increased to 
$400,000. The premium on the new stock issued netted $300,000. 
Capital increased m 1910 to $500,000 and $100,000 premium 
netted on new stock iaraed. Conflagration kMses: St. Louis, 1849 , 
$294,855: Chicago. 1871, $635,429: Boston, 1872, $451305; 
Baltimore. 1904, $153,944; San Frandseo, 1906, $1316.479. 
Special deposits; Va., $25,000; Ga., $10,000. 

DIRECTORS: Geo. A. He^l. Geo. Fales Baker. M. D.. 
Joseph Moore. Jr., Samuel Y. Heebner, Andrew F. Derr. John 
Story Jenks, F. M. Kirby. Chas. P. Hunt. Theodore F. Armstrong. 
Geo. Stevenson. Jos. A. Steel, F. E. Parkhurst. 

FIELD MEN AND TERRITORY COVERED: C. C. Kinney, 
manager Pacific Coast department, San Francisco, Cal.; Thompson, 
Derr ft Bro., Pa. SUte Agen(nr, Wilkee-Barre, Pa. Special agents. 
Wm. P. Long, Philadelphia, Pa., for suburban N. Y.. N. J., Del., 
Md. and D. C; I. B. Woohnan. Philadelphia, and V. I. Car- 
penter, New York City, assistants; H. L. SUley, Itica. N. Y., 
for N. Y. State outside of the suburban dist.; Ehner E. Cole. Utica, 
N. Y., asst.; C. H. WiUdns. Boston. Mass.. for Me.. N. H., Vt., 
Mass.. R. I.. Conn.; Lewis C. Fletcher, Detroit. Mich., for Mich.; 
John E. Jackson. Milwaukee. Wis., for Wis., Minn, and N. D.; 
Gerald L. Schuyler. Denver, Col., general agent for Col., Wyo. 
and So. half of S. D.; Carl B. Richardson, Denison. la., for la., 
Neb. and No. half of S. D.; A. M. L. Wasson, Cincinnati. 0., for 
So. 0.: Edgar D. Elder. Columbus, 0.. for No. 0. and Ind.; Har- 
rison Keyser, Kansas City, Mo., for Mo. and Kan.; Daniel A. Per 
Lee. Peoria. 111., for 111.; Groes R. Scruggs ft Co.. general agents. 
Dallas, Tex., for Tex.; Robert S. Price, general agent. Dallas, Tex., 
for Okla.; Fred N. Strudwick, Greensboro, N. C, for N. C. S. C. 
and Va.; Harry Austin, Philadelphia. Pa., for Ky.. Tenn., W. Va.. 
Ga. and Fla. The company operates in all States including British 
Columbia except Ala.. Ark.. La.. Miss.. Nev. and N. M. 



Digitized by 



Google 



REPORTS OF FIRE INSURANCE COMPANIES. 



THE GEORGIA FIRE INSURANCE COMPANY, Atlanta, Ga. 

Pnrident. Wm. J. Harris; Vioe-IVeddent, W. 8. Coleman; Secretary. C. M. Ramqwok. Otsamied. 1907. 







Unearned 


Net 


Net 


Total 


LoaMM 






Total £z- 


Lona 


Ybar 


Anete 


Premiuma 


Surplua 


Prtmhunw 


Income 


F^ 


Dirideada 


Expenaea 


penditurea 


lueurred 


1913 


1333.635 


$139,922 


$68,031 


$149,856 


$205,333 


$83,123 




$102,920 


$186,043 


t8«.5M 


1912 


316.331 


128.935 


72.693 


154.463 


188.940 


69.442 


14,368 


95393 


179,098 


67,670 


1911 


306.034 


88365 


103,760 


96,823 


t205.413 


38.814 


13.100 


51,166 


108,08Q 


45.788 


1910 


228.488 


72,499 


23,506 


100,723 


145.689 


28.017 


10.000 


40.382 


78.400 


29.088 


1909 


164.587 


38,214 


18,751 


47,682 


57.440 


27,733 




15.551 


43.284 


20,991 



t Includes $100,000 decreaaed capital tranrfeiTed to aurplua and $2,639 additional aorplua paid in. 



AsBXTB. Dec. 31, 1913. 



Real estate 

Mortga^ loans... 

Bank stocks 

Collateral loans... 

Caah 

Agents' balances.. 
Interest and rents . 
Other assets 



Total 



$12,000 
131.163 
50,443 
13,944 
49.667 
51.614 
8,471 
16333 



LuBxunn, Dec. 31, 1913. 

Loases unpaid $14,971 

Unearned prems .... 139.922 
Other liabilities. .. . 10.711 



Total liabiliUes.. 
Capital pud up. .. 
Net surplus 



$165,604 
100.000 
68.031 



$333,635 Total $333,635 



Underwriting k». 1913. $29,445; investment profit, $14,419. 



RISKS AND PREMIUMS: Fire riaka in force. December 31, 
$12,750,746; premiums thereon, $251,934. 

BUSINESS SINCE ORGANIZATION: Premiuma received. 
$603,744; kMMs paid, $255,388; dividenda dedared, caah, $38,100. 

REAL ESTATE OWNED: Consists of property in Cedar- 
town, Ga., vahied at $12,000. 



MORTGAGE LOANS: Theae loans aggregate 1131.163 ob 
property valued at more than double the amount loaned themo. 
The company holds ample insurance on the mortgaged bmldiogs. 

COLLATERAL IX)ANS: Theae consist of loans on well placed 
securities totalling $14,616. 

MISCELLANEOUS: Thia company waa arganiaed in 1907. 
and commenced business with a pud-up capital of $100,000, 
which waa later increaaed to $130,000. Tin charter of the coo- 
pany waa amended in January. 1909, inoreaaiiig the autboiiMd 
ci^tal atook to $300,000. and in December. 1911. stoekhoiden 
tranaferred $100,000 of the $200,000 then nidHip capital to 
surplus account and reduced the paid-up capital to $100,000. 

DIRECTORS: W. J. Harria, W. S. Coleman. L. 8. Ledbetter. 
John D. Walker, C. M. Ramspeck, R. W. Gravea, A. R. Dyer. 
J. A. Davenport, H. H. Cauthen, T. W. Ventulett, Phil Luier, 
E. B. Russefl. 

FIELD MEN AND TERRITORY COVERED: L. A. Haid- 
man. apedal agent. Atianta, Ga., for Oa.; H. H. CaatfasB. 
Roanoke, Ala., apeoial agent for Ala. The company opantes ii 
Ala. and Ga. 



GEORGIA HOME INSURANCE COMPANY, Columbus, Ga. 

President, Rhodes Browne; Secretary, Wilfiam C. Coart. Organiied, 1859. 



YB4R 


Atteta 


Unearned 
Premiums 


Net 
Surplua 


Net 
Premiums 


Total 
Income 


Loases 
Paid 


DividendB 


Bxp«»e. 


Total Ex- 
penditures 


Loases 
Incurred 


1913/ 
1912/ 


$720,440 
762,993 
1,043,506 
1,155.029 
1.201.015 


$296,519 
307.276 
347.379 
627.507 
642.530 


$71,596 
94.206 
177,111 
121,960 
156.486 


$304,320 
300,251 
359.704 
721.486 
746,598 


$333,393 
417.584 
420,403 
770,396 
801.962 


$227,252 
309.583 
438.323 
486348 
435.578 


$9,000 


$186,742 
173.328 


$372,994 
488376 


W 


191U 
19102 
1909 


9.000 
22.500 
30.000 


210.763 
313.976 
317.964 


658,080 
822.824 
783,54^ 


415.515 
4S0^ 
443.MS 



I Statement according to Georgia standard. 



AasBTS, Dec. 31, 

Real estate 

Mortgage k)an8 

Bonds and stocks... 

Collateral loans 

Cash 

Agents' balances.... 
Interest and rents... 
Other assets 



LuBiums, Dae. 31, 

Losses unpaid 

Unearned prams.... 
Other liabilities. ... 



Total liabilities.. 
Capital paid up. . . 
Net surplus 



1913. 

$39,023 

296,519 



Total 



1913. 

$60,000 

39.575 

504.143 

14,520 

21.203 

76.487 

4.087 

425 



$720,440 Total $720,440 



$348,844 
300,000 
71,596 



REAL ESTATE OWNED: The principal item ie the company's 
home oflSce buikUng, 1046 Broad st., Columbus, earned at book 
value. $60,000. There are no encumbrances. 

MORTGAGE LOANS: There are 19 loans, all first Uena, and 
all are on Columbus property save one small one on Mich. prop. 
The loans range from $475 to $7,500. The aggregate of the loans. 
$39,675, is protected by properties valued in aU at $171,100. The 
company holds $78,600 of msurance on the mortgaged properties. 
On Dec. 31, hwt. there was $15 of intereat past due. 



COLLATERAL LOANS are as foUowa: 
Securities. 

100 ahn. Col^ Ga.. Mfg. Co 

39 ahn. Nat Bk. of Columbus. Ga 

Bull Creek Sand db Grav., Columbus. . . 



Totals. 



BONDS AND STOCKS OWNED: 
Bomw. 

United SUtes reg., 1918, 3% 

Alabama State, 1956. 4% 

Georgia State, 1926. 4% 

Loui^ma State, 1914, 4% 

North Carolina State, 1919, 6% 

Virginia State, 1932,3% 

Norfolk. Va., 1930, 4% 



Market Amount 

Value. Loaned. 

$8,600 $8,250 

4,930 4,n0 

3,000 1,500 

$16,430 $14,620 



Par 

Value. 

$10,000 

6,000 

4,000 
10,000 
10,000 
15,000 

2.000 



Market 
Value. 
$10,300 
6,000 
4,000 
10,000 
10,725 
12.975 
1,860 



Bonds ▲in> Siocu Owjxm.^Cont. 
BoHna.— Cojrf. 

Charleaton. S. C, 1929, 4% 

Rock HUl. S. C, 1951, 5% 

Ann Arbor, Mich., 19334, 4% 

Augusta, Ga., 1925, 4}% 

Augusta, Ga.. 1924, 4i% 

Ausuata, Ga., 1942, 4^% 

StTLouis, Mo.. 1918. 4% 

Louisville. Ky.. 1923, 4% 

OpeUka, Ala., 1934, 5% 

Ardmore, Okla., 1922, 5% 

Macon, Ga., 1931-2, 4J% 

New York City, 1953-4, 3i% 

Quitman, Ga., 1926, 5% 

Columbus, Ga., 1927-8, 4i% 

Columbus. Ga.. 1935, 4% 

Cohmibua, Ga., 1914, 5% 

Cohmibus, Ga., 1931, 3J% 

Atlanta, Ga., 1920, 4% 

Cedartown. Ga., 1933, 5% 

Dalton, Ga., 1930, 5% 

Fairburn, Ga., 1942 , 5 % 

Americus, Ga., 1941, 4% 

College Pbrk, Ga., 1923-4, 5% 

Fitsgerald. Ga., 1942, 5% 

GainesviUe, Ga.. 1940, 4i% 

Carrollton. Ga.. 1942. 5% 

Nelson Hall. Ga.. 5% 



Stocks. 

Nat. Bk.. Columbus, 

Home Savinffs Bk.. Columbus. . 

Swift Mfg. Co.. Cohuibus 

Hamburger Milla, Columbus. . , 

Raymond Oil ft Gin, Ga 

Southern Adj. Bur.. Atlanta. . . 
General Adj. Bur., N.Y.Cy... 



Pte 


Msdet 


Vahw. 


Vil«. 


$5,000 


•M50 


5.000 


6,000 


10,000 


9.345 


2.O0O 


l,W 


4.000 


3.ftW 


6,000 


4.W0 


10,000 


10,000 


10,000 


10,000 


4,000 


4.000 


10,000 


10,000 


10,000 


9.W0 


11,000 


9,570 


1,000 


1,000 


14.500 


14,210 


3.000 


2,745 


5.000 


5.W) 


6,500 


5,M7 


5,000 


i,m 


5,000 


4.9W 


5.000 


4.9M 


3,000 


2,880 


5,000 


4,300 


5.000 


4.950 


5.000 


5,030 


5,000 


4.6S0 


5,000 


4.950 


1,000 


900 


58.700 


99.790 


18,200 


13,200 


100,000 


imooi) 


10.200 


^^V. 


1,000 


1,000 


400 


400 


350 


350 



Totab (book value. $504.143) $399360 $504,143 

Digitized by LjOOV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



71 



GBORGIA HOME INSURANCE 

lOSCELUNBOUB: Gooflapstioa kMv: Baltiinora, 1904, 
tlS7^. Valoes of spedai d«n»tB: Ak.. $10,930; Ky.. $10.- 
m; Md. S10a»0; U., $0,950; Va., $16,200: N. Y.. mTO; 
IfieL, 19.700; Mo^ $10,000; N. C^ $11,300; Okliu, $10,100: 

DIRECTORS: Duia Blackmar, Ehodai Bitmne, L. H. Chap- 
pdl, E. J. Rukm. H. L. WiUttna, J. 0. MoNultrTH. H. Swifk. 



COMPANY, Columbus, G9i,— Continued. 

FIELD MEN AND TERRITORY COVERED: J. M. Youog. 
RiohmoDd. Va., for Va.. W. Va., N. C. and Ky.; Ed. S. Hams, 
Columbua, Ga.. for Qa., Pla. and S. C; J. C. PriolMui. Jaekaoa. 
Mis., for Ala.. Ark. aod Mm; A. F. Merao, DaUaa, T«., for Tex. 
and La.; The company is tioensad in Ala., Ark., D. C, Fla., Ga., 
Ky.. La.. Miss.. N. C, 8. C. T«.. Va. and W. Va. 



GERMAN FIRE INSURANCE COMPANY, Baltimore, Md. 

President, John P. Lauber; Secretary. John G. VaapeL Organised, 1866. 





Unearned 


Net 


Net 


Total 


Lessee 






Total £x- 


Loeses 


YiAX| Assets 


Premiums 


Surplus 


Premiums 


Income 


Pkid 


Diyidends 


Expenses 


penditurw 


Ineamd 


1913 $1,489,678 


$280,002 


$606,627 


$200,307 


$268,796 


$71,662 


$30,000 


$82,688 


$184,266 


168.440 


1912 1,406.131 


274.133 


626,686 


188,481 


269.778 


72.649 


30.000 


69366 


172.614 


76.212 


1911 1,383,511 


262.981 


668.780 


189,116 


249,668 


60.222 


30.000 


67,548 


167.770 


67,772 


»10 1,231,932 


261,396 


476,736 


186.088 


241,460 


66301 


80.000 


60,992 


166.703 


62.391 


im 1.155,6771 


237,589 


410,378 


178.646 


224.264 


60.409 


30,000 


65,742 


166.151 


69399 



Uoeamed premiums inchide amounts reeiaimable on perpetual poliaes. 



AsuTS,I>ic.31, 



Bonds and stocks.. 

Gnmadmt 

CMh 



lotereat. 
OCksaw 

Total 



1913. 

$9760 
1.391.723 
20,825 
21,026 
20,014 
14,470 
2,641 



LuBiLRiM. Dae. 31, 1913. 

LoesesonMid $4,449 

UnMroedprems.... 285339 
Perp. dap. reel 4,263 



Total liafaiUties . . . $294,061 
Capital paid up.... 600.T)Q0 
Netsurplus 605.627 



$1,480,678 Total $1,489,678 



RISKS AND PREMIUMS: Fire rUn in focee (except p«^ 
Ptimk), Deeember 31. $64,011,016; promiunu thereon, $687,163; 
popetual 6re li^ $155,935; deposit pnmhaBU thsceoo, $4,487. 

BUSINESS SINCE ORGANIZATION: 
St.400305; kMses paid, $3,474,632; dindands deeiared. 
I1.7733Q0; stock, $440,000. 

MORTGAGE LOANS: These aggregate $9,750. and are pro- 
tected by dweOings keated in Baltunore eity and county Tamed 
St doable the amount knned thereon. 

BONDS AND OTOCKS OWNED: 
Boma. 

Atiaala,Ga. red., 4% 

Bifwngham.Ala..5% 

Galveston, Tex. Hd. deU. 6% 

lapcrid Japanese. 44% 

wsrt KnoxTiOe Gn. Imp.. 6% 

ieffoson County, Ala., 6% 

aSo«h«niRjLg..4% 

JiadsiaCft., 1 m. BLR.c.,4% 

CfcTdaadTeim. A VaL RJt 1 m.,4%.. 

Toledo, St. L. db W. RJL 1 m., 4% 

Mwsid A. L. Ry. 1 m., 4% 

SBaolkACar.Ry.,g. 

Seaboard A. L., AtL A Bir. Div.. g.. 4%. 

Rich. A Ptlsr. R.R. cs. m.. 6% 

Wiha.4WekiooR.R.,Lm..4% 

Rich., Fied. A Pot R.R.. m.. 6% 

W ert Shore. R.R. 47o 

Gs^SoatboB A Fk. Ry. 1 m., 5% 

Ceotnl of Ga. Ry., 1 m.. G. A N., g.. 4% 
^aofft. Bur. A Qiiia. R.R., 111. div., 4% 

Chies«o. Ma. A St. Paul Ry..4% 

Botab A SoathveBtem R.R., 5% 

AtbatieCoastL.ILR.,CT.,4% 

Soathem Ry.. St. L. diT., 1 m. g., 4% . . . 

nofideMeTemL,lm.g^4% 

C^MrieslOD A WesL Car. By.. 6% 

N. Y. CsDtnl A Hod. River R.R.. 3i% . 
Tmnaal RR. Asso. St. L., 4i% 

ft«ficRRM«..lm..4%. 

IILCenlrelRR., If. m.,4% 

RiL A CkarL RJL 1 m. pr. lien g.. 4%.. 

gi End. RR. 1 and if. m.. g.. 4%. . . . 

We*onMd.R.R.,lm.,g.,4% 

B. A 0. %SL Southw. <fiT., 1 ra.. g.. 3J% 

n9a..Beito. A Wash. RJL, 1 m.T4%. • 

nai.. Baho. A Wash. RJL, aer. g.. 4%. 

N Y,S.H.AH-RR..deb.,6% 

NY SH.AH.,ev.3i%r... 

>«^ Ry.Co.. 1 sa, g.,6% 

Cefaabm A TofedTiLiL. 1 m., 4%. . . . 

C«rti»l Pfeeifie Ry.. 1 If .. 4% 

Ctsh* NorthcmRy., 1 m.. 4% 

N«rthwsl«raT«fm.Ry.,lm..6% 



Pkr 


Market 


Vahie. 


Yahie. 


$10,000 


$9,800 


6.000 


5.000 


9,000 


8.100 


6300 


4.400 


6300 


6.000 


16.000 


16.000 


6.000 


6.100 


10,000 


9.400 


16300 


12,750 


16300 


8,400 


34300 


27380 


10.000 


10300 


10.000 


8.000 


6,000 


6.000 


10300 


9.200 


8.000 


8.000 


16.000 


13300 


10300 


10.300 


6.000 


5320 


15.000 


13.060 


10.000 


9.000 


10.000 


10300 


10300 


9,200 


10300 


8.400 


6300 


4300 


6.000 


6.000 


10.000 


8,000 


6300 


6.000 


10300 


8.600 


10300 


9,000 


10300 


8300 


10300 


9300 


10300 


7,500 


10300 


8,800 


10.000 


9,800 


6.000 


4.900 


7300 


7.660 


30300 


21,000 


16.000 


14.850 


10300 


8300 


16300 


13300 


10.000 


9.100 


10.000 


8300 



Boms Aim Svocu Ownkd.— Conl. 

BovM.—CaiU. 

Canadian No. Ry.. Win. Term., g.. A% . 

Kana A Mich. Ry.. 2 m., g., 6% 

BaHo. County W. A Elee.. 1 m., 5% .... 

Virginia Ry. A Pow. 1 m.. g^6% 

Omaha A Goun. Bluffs Ry. A Br^ g.. 6% 

Anaeoetia A PoL River R.IL. 6% 

Balto. aparrowB P. A Chce. Ry., g.. 4)% 

City A Sub. Ry., 1 m., 5% 

Imperial. Chinese Gov. Ry.. o.. 5% 

Columbia Ry. Gas A Elec. 1 m.. g., 5% . 

South. Ga. Ry. g.. 5% 

Birm. Ala. Ry. L. A P. g. m. m.. g.. 4i% 
New Port News. Old PL ^. A Eleo.. g.. 

6% 

Norf. Ry. A Light, 1 m., g., 5% 

Norf. Ports. Tree.. 1 m., g., 6% 

Maryland Elee. Ry., g., 5% 

Fla.. W. Shore Ry., 6% 

P. W. A Wab. Val. Tree., 1 m.. g., 6%. . 
St. Joseph Ry.. Lt. Ht. A Power.. g.3'ro 

Conaoiidsted Gas. 6% 

Consolidated Gas, gn. m.. g.. 4|% 

Georgia R.R. A Bkg.. 4% 

AngustarAiken Ry. A Elec. Corp., g.. 6% 

Great Northern Rv., 1. m.. g.. 4i% 

Consolidation Coal, 1 m.. g., 5% 

UnitedEleo.ofN.J..lm..g.,4% 

Penn. Water and Power.. 1 m.. g.. 5%.. . 
Fla. Central A Peniimilar R Jl., 1 m., g.. 

5% 

New Orleans. Mob. A Chi. R.R. 1 m., g., 

6% 

Roanoke Va. Trac. A light.. 1 m.. g.,5% 
Danville. Va. Trac. A Pr.. 1 m.. g., 6% . 

Balti. Elec., 1 m., g., 5% 

Monongahela Vj. TVac.. 1 m.. g.. 5?o- . . 



Par 

Value. 
$10,000 
10.000 
10,000 
10.000 
10,000 
10,000 
6.000 
10.000 
10.000 
6,000 
6.000 
10.000 

6.000 
10.000 
10,000 
20,000 

6.000 

6300 
10,000 
16300 
12300 
10,000 

5.000 
10.000 
10,000 
10.000 
10,000 

6.000 

10.000 
10.000 
6.000 
16.000 
10,000 
5.000 
2.500 
103,400 

26.000 
42.000 
8,700 
1.800 
2.000 
26,500 



Market 

Vahw. 

$0,600 
9,400 
9.500 
0300 
0.600 

10,000 
4.600 

10300 
9.000 
4300 
4.700 
8300 

4.600 
0300 
8,600 
19300 
4.600 
3,700 
10.000 
16,450 
11.160 
8.800 
4300 
10300 
8300 
8.000 
9.000 

6.000 

4.700 
9.300 
4.600 

14,400 
9.400 
5,300 
2.500 

93.060 

22.750 
37.800 
8.700 
1.800 
2300 
24310 



Ports. A Suff. Water, 1 m., g., 6% 

Consolidation Coal. g.. 6% 

Baltimore Cy. In., 1940, 3i% 

Baltimore Cy Burnt Dist., imp. In., 1964, 

„3J% 

Baltimore Cy., pubUc imp.ln., 1940, 3i% 

Baltimore Cy.. Water In., 1916, 5% 

Baltimore Cy., fund. In.. 1916. 5% 

State of Md., exchange k, 3% 

Richmond. Va.. 4% 

Stockb. 

Safe Deposit A Trust Co., Baltimore. . . . 2,000 12,000 

Northern Central R.R 15,100 36340 

N. Y., New Haven A Hartford R. R 6,700 4324 

Consolidation Coal 10,000 0,600 

Baltimore Eleetrio. p 10,000 8300 

Merchants A Minera Transportation .... 25,000 12300 

Marybnd Life Insurance 2.000 2300 

Farmera A Merchants National Bank. . . 6,000 6.750 

German American Bank 36.000 39.600 

National Union Bank 13.100 17.686 

German Bank 80.200 88.220 

Citiaens National Bank 7.500 30,750 

National Exehann Bank 7300 12.076 

National MariMBank 4.500 6,300 

Drovsn and Mechaoios National Bank . . 4.000 8.880 

Second National Bank 8300 16.600 

Western Natbnal Bank 21.740 40319 

Fint National Bank 1.500 2.175 

Digitized by V^Ji^OV LC 



n 



REPORTS OF FIRE INSURANCE COMPANIES. 



GERMAN FIRE INSURANCE COMPANY. Baltimore, MA,'-ConUnued. 



BONM AND StOCU OwNSD.— CoiU. 

8tocu. 

NatloDal City Bank of Baltimore 

U.S. Fidelity and Guarantee 

Fidelity and Depodt 

Mercantile Trust and Depoeit 

Baltimore Tniat 

Maryland Trust, conunon 

Maryland Trust, cum., p., 6% 

Pidefity Trust 

Consolidated Gas El. Lt. ft Pr. p. 

Atlantic Coast Ijne. Conn 



Pte 


Market 


Value. 


Value. 


$5,000 


$6,560 


6.300 


11,025 


27.500 


40.700 


15.000 


24,000 


16.700 


25.050 


4.200 


4.620 


1.500 


1.650 


3.000 


4.800 


10,000 


10.800 


10,000 


23.000 



Totals (book value, $1,391,723) $1,340,240 $1,391,253 



MISCELLANEOUS: The e^xtal has been inereaspd from time 
to time from $60,000 to $500,000 all oat of aooumulated sarnfais. 
The company operates in Md. and Va. Conflasratim loss: 
Baltimore. 1904, $924,497. 

DIRECTORS: J. G. Hulshoff, C. H. Koppefanan. Georee Bunn- 
eeke, August Wehr. John P. Lauber. Anton H. Fettang. Augnit 
Weber. John B. Adt. Lewis H. Uhrig. Kilian A. Volk. Genrge Lang. 

TERRITORY COVERED: The company is lioemied in Md. 
and Va. only. 



GERMAN INSURANCE COMPANY, Louisvffle, Kj 

Pnad«t,HeiityC.Win)Mk: 8«en«WT,A.P.Wiiikls. OrfuiMil. 18M. Cmital, tI00,006 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


Losses' ~ 


YlAK 


Aflsetf 


premiums 


Surphii 


Premiums 


Income 


P^ 


DiTidends 


Expenses 


penditures 


Ineuned 


1913 


$473,985 


$27,206 


$246,504 


$15,413 


$42,275 


$4,461 


$12,000 


$21,562 


$38,023 


$4,461 


1912 


466,294 


26.894 


289.825 


15.732 


89.827 


2.868 


12/)00 


16.629 


31.497 


2.743 


1911 


459.322 


25.966 


233.156 


16.466 


89.566 


3.161 


12.000 


16.643 


80.804 


S.S61 


1910 


449,359 


23,889 


225.394 


15.823 


37.011 


2,180 


12.000 


14.178 


28.357 


1.959 


1909 


440.562 22,516 


217.750 


14,791 


36.271 


3,946 


12.000 


12^4^ 


28.491 


4.243 



Aa8n«.DK.31, 

Real estate 

Mortgage loans 

Bonds and stocks... 

Collateral k»m 

Cesh 

First lien notes 

Interest and rents... 
Other) 



1913. 

$15,000 

123.855 

44.010 

32.055 

54.583 

198.546 

5.684 

252 



LuBiums. Dec. 31. 1913. 

Losses unpaid $275 

Unearned prems. . . . 27.205 

Total liabitities... $27,480 
Capital paid up ... . 200,000 
Net surplus 246.504 



Total 



$473,985 Total $473,965 



RISKS AND PREMIUMS: Fire risks in foroe December 31. 
$3,287,035; premiuna thereon. $53,255. 

BUSINESS SINCE 1873: Ptemsums reoeivad. $821,953; losses 
paid. $259,720; dividemk declared, cash. $446,000; stock. $100,000. 

REAL ESTATE OWNED: The company owns its home office 
building in Louisville carried at $15,000, on whioh last year its in- 
come was $1,620 and expenses $921. 

DIRECTORS: Edw. F. PMer. Alfred Struck, Geo. Kopmeir. H. 
C. Walbeek. A. P. Winkler. Henry Ahnstedt. Chas. Sehohs, Jr 

TERRITORY COVERED: Ky. only. 



GERMAN FIRE INSURANCE COMPANY, Peoria, 111. 

Preodent, Bernard Cremer; Secretary. Charles Cremer. Orguiiaed. 1876. 



Y>All 


AMets 


Unearned 
ftemiums 


Net 

Surplus 


Net 
Premiums 


Total 
Income 


Los«» 
Paid 


Dividends 


Expenses 


Total Ex- 


Losses 
Incurred 


1913 
1912 
1911 


$1,185,756 

1,011.266 

794.233 

769.134 

797,668 


$665,136 
493.256 
357.092 
378.105 
426.570 


$174,422 

203.294 

172,782 

134.042 

88,728 


$930,315 
604.515 
887.871 
400.034 
461.906 


$964,390 
637.634 
422.140 
428,897 
489.848 


$447,513 
255,996 
249,608 
244,200 
347,246 


$20,000 
20.000 


$318,941 
209367 
145,146 
149358 
179,867 


$786,464 
485.363 
394.754 
394.058 
527,113 


t4«4.911 
262.380 
235.000 


1910 




251.229 


1909 




337.200 



Ambtb. Dbc. 31, 1913. 



RealesUte 

Mortgage loans 

Bonds and stocks . . . 
Loans on Avery Co., 

val. $6.000 

Cash 

Agents' balances — 
Interest 



$250,000 
250.235 
326.763 

3.000 
176,768 
170.788 

8,202 



LuBiUTiEB. Dae. 31, 1913. 

Losses unpaid $87,950 

Unearned prems .... 665,136 
Due on real estate . . 30.000 
Other liabilities 28.248 



Total liabilities. 
Capital paid up . . . 
Net surplus 



$1,185,756 Total. 



, $811,334 
200,000 
174.422 

$1,185,756 



Total 

Underwriting loss. 1913, $40,070; investment profit. $31,197. 

RISKS AND PREMIUMS: Fire risks in force. December 31, 
$92,286,418; premiums thereon. $1,217,507. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$9,972,578; losses paid. $5,064,693; dividends declared, cash, 
$396,000. 

REAL ESTATE OWNED: The only property is at Mam 
and Jefferson sts., Peoria. III., the actual cost of which is $250,000, 
subject to a mortgage of $30,000. This property is valued at 
$250,000. 

MORTGAGE LOANS: There are 21 loans, of which the 
largest are: one of $75,000 on 113-115 W. Jefferson St., Peoria, 
111., which property is valued at $200,000; one of $20,000 on 
N. W. comer Main and Madison sts.. Peoria, valued at $60,000. 
and one of $19,000 at 608414 W. 12th st., Chicago, valued at 
$60,000. Of the remainder, the more important ones are upon 
propertiei in and near Peoria and Chicago, while others are upon 
farm properties in other portions of Illinois. There was $978 of 
interest overdue on December 31. last, and the total valuation of 
the properties securing $252,171 of loans is $827,000. 



BONDS AND STOCKS OWNED: 

Peoria, 111., imp.. 5*^ 

Hippodrome Theatre and 0. Bldg. 1933, 

C. A A." R.'R., i)8., 1950, 31%. .' . 

Nat. Bk. of Commerce, N. Y.. stk 

State Bk. of Chicago, stk 

Home Sav. k State Bk.. Peoria, stk 

Coml. Ger. Nat. Bk., stk 

Standard Big. Loan Assn., Denver, stk. . 

Totals (book value, $232,425) 



Par 


Market 


Vahie. 


Vahie. 


$9,000 


$9,050 


5,000 


5.000 


10.000 


5.400 


10.000 


17.200 


7,500 


29.325 


12.500 


34.375 


96.100 


223.913 


5,000 


2.O0U 



$155,100 $326,763 



MISCELLANEOUS: Capital increased in 18S2 from $100,000 
to $200,000, and in 1884 from $200,000 to $300,000; capital re- 
duced in 1892 from $300,000 to $200,000. In 1906 the stock- 
holders paid in $100,000 to surplus. Conflagration losses: Balti- 
more. 1904. $102,697; San Francisco, 1906. $470,165. 

DIRECTORS: Bernard Cremer. Chas. Cremer, H. E. Sieberan, 
Frank Giehl, Mich. Pfeifer. M. S. Cremer, Adolph Cremer. F. 
M. Story. Rob. Zimmermann. 

FIELD MEN AND TERRITORY COVERED: Brummell 
Bros, for Cook Co.. Sam Richmond, for 111.; W. C. CoUmao. State 
agent for la.; Loluneyer. Goldsmith. Patterson Co., State agents 
for W. Vs.; W. L. Nelson k Co.. Memphis. Tenn., for Tena.. 
Ark. and Miss. F. C. Stockdell. state agent for La. The oom- 
panv operates in AU., Ark., Cal., Cok>.,7U.. Ind.. la., Ky.. La.. 
Mich., Minn.. Miss., N. J.. N. Y.. Pa., Tenn.. Tex.. Utah.. W. 
Va.. and Wis. 



Digitized by 



Google 



REPORTS OF FIRE INSURANCE COMPANIES. 



73 



GERMAN FIRE INSURANCE COMPANY OF THE CITY OF PITTS- 
BURG, Pittsburg, Pa. 

PMideat, A. £. Saeeop; Secretary. A. H. Eekert Qrganiied. 1862. 



YBial AmttB 


Ftanrama 


Net 

Surphit 


Net 

Ftemiumi 


I^^ 


LotM 

Fhid 


DiTidendi 


ExpeDM 


Total Ex- 
penditurei 


Losaei 
IncQXTed 


1913 1 SM30LS60 
1912 142S.ia 

1911 , ijmjooo 

1910 . 1428.449 
I9G9 ' 1.110.154 


8611,828 
618.227 
602.281 
612,585 
506,172 


$160,066 
142.881 
1864»3 
187.005 
186,057 


$581,042 
604304 

720,770 
714.060 


$686,504 
671.730 
680.617 
776.515 
760.610 


8825,079 
820.780 
347,171 
388,015 
876.211 


$36,000 
36,000 
36.000 
86.000 
36.000 


$263348 
273354 
277,120 
832.628 
8263^ 


$624,922 
630334 
660.201 
756.643 
738.434 


$302315 
313.781 
824.851 
881,707 
865,425 



.AasKiB. Dk. 31. 1913. 

BedMtale $164,700 

3lflrtfli«eloaaB 536367 

BoadBaadstoeki... 62.745 



CaA 163384 

AiEBti'balaoeei.... 104.175 

laURstudnDta... 9.963 

OtlxrMKta. 100 



Total a 



LuBunua. Dk. 31. 1013. 

LoaeeB unpaid 838,602 

Uneaned jprana. . . . 611326 
OtiMTliabiKtiee.... 11375 



$661,208 
800,000 
169.066 



Totall 
Capital paid up. 
Netfl ' 



$1.130350 Total $1.130359 



Uadcrwritiiw profit. 1913. $18,765; 



profit. $48,921. 



RISKS AND PREMIUMS: Fin riaka in foroe, December 31. 
ll21ilS364; praniome thereon. $1,194,560. 

BUSDIBSS SINCE ORGANIZATION: Ftanhu 
S13394310; kaiea paid, $6373.767; dividendi declared, 
tU11300: Hock. $150300. 

RSAL ESTATE OWNED: The prineipal item ia the oompany'e 
hone office baiUias. wUeh coat $123355 in 1902. and ia eamiMl 
It IUQ300. The remaining paroeiB are four dudfiass, carried 
It ».O0O. $5,000. $1300 and $3,500. napeetrrely. 

M0RTCU6E LOANS: There are 190 loana, amonntfau to 
1536387, which are aeenred by propertieB located in Pitteburg 
tad Daghbocing towui. viUned at $1340350. the inaonaee held 
bf the eompaqy on buildingi being $615300. There waa $1,437 
« uUrat paet doe on Deeenber 31, laet. The hrgmt loan ia 



COLUTERAL LOANS are as foOowe: 



WertiogboaKAirBnkeCo 

Omau Nat. Bk. of Fittaburg. Pa. . 

DaaMdNaLBk. 

WortiagfaoaaeEIftMfg 

Aameaa Window Glaaa, com 

ABerie«iWlBdofvGlaaB,p 

Cihonet ft Araona 

RolEatateTr 

WatEodBLATr 

CdamfaiaNatBk 

AanieaaMSfing 

i^Depodtftfr 

MtKcesRoekaTV 



Maricet Amount 

Vahie. 

$1320 

1,400 

4.480 

1320 

300 

700 

1.600 

7.000 

3,100 

1306 

500 

14,945 

950/ 



$1,000 
1,000 



6,700 



8300 



12300 



CoUiimAL hOAM.—CvHt. 



Pore Oil 

Bnia. L. ft H.. . 
Union SU.bd8. 
Union Stlbda. 



Totab.. 



BONDS AND STOCKS OWNED: 

BoNDa. 

Millvale. Etna ft Sharpabing st. ry. be., 

1928,5% 

Pitts, ft Binningham Tnc 1929, 5%. . . . 



75 afan. FInt Nat. Bk.. Allegheny Cy. 

10 Fifth At. Bk.. Pitta 

100 Gennan Nat. Bk.. Pittaburg 

6 ahn. Met. Nat. Bk., Pittsburg, Pa. . 

160 shn. Mil. Under, big 

100 shrs. Third Nat. Bk.. Pittsburg. . . 



Market 

Value. 


Amount 
Loaned. 


$57340 

5,000 

25,750 

18,540 


$20,000 
4.125 
20,000 
15,000 


$145,650 


$88,825 


Par 
Value. 


Market 
Value. 


$11300 
8.000 


$11370 
8.160 


7.500 
500 

10,000 
600 
160 

10,000 


900 

20.000 

840 

200 

12300 



Totab (book vahie. $66.9! 



$48,260 $62,745 



MISCELLANEOUS: Li 1877 compaoy pakl stock dividend of 
$150300. In 1907, capital uereMed from $200,000 to $300,000 
by payment of $150,000, of which $100,000 ireat to capital an4 
$60,000 to surplus. Conflagration loss: Chelsea, 1908, 865.000« 

DIRECTORS: Aug. E. Snooop. Geo. Wetteogel, Geo. Wanhoff. 
St., a. H. Eekert, John A. Eekert. J. MoP. Carpenter. Chas. A. 
Mttdklbronncr. August Daub. A. E. Niemann, Dr. W. J. Langfitt» 
tSustay Wehrstedt, John C. Eohne, A. H. Eekert. 

FIELD MEN AND TERRITORY COVERED: Special jniie- 
(fietion of home office. Allegheny Co., Pa.: Fred 0. Fuessel. Jr.. 
State agent for III.. Mo. and Wis.; geDeral agents for Middle Pa., 
Theu Bros., WiOces-Barre, P^; EoufJ. Hermann. Detroit. Miefa^ 
specia] a^te for Mich.; Lockvood Braa. ft Ward, managers 
Metropohtan district. New Ywk Cy.. and general agents for N. J.; 
Geo. T. Wilson, SUte agent for 0. and Ind.; Cashman ft Evans, 
general agents for Cob.; Bertheao. Sdbaeh and Bertheau, San 
Francisco, Cal., general agents for Cal. and Utah. The company 
operates in CaL, Cob., Conn., DL, Ind., Ia., Mass., Md., Mich., 
Mom N. J., N. Y., 0., Pa^ Utah. Wash, and Wis. 



GERMAN FIRE INSURANCE COMPANY, Wheeling, W. Va. 

PKsident. Wm. F. Stifel; Secretary, F. Riester. Organised. 1867. 



. 


r Uuaned 


Net 


Net 


Total 


Lossea 




Total Ex. 


Lome 


Uttt, 


ASBSto 


Pkemioms 


Surphis 


xTemuns 


Income 


Hud 


Diyidends 


Expenses 




Ineumd 


1113' 


tmjm 


$276,555 


8156.432 


8300.873 


8831,446 


$163,120 


818.000 


8149373 


8380.493 


$164,729 


1113 


mjm 


200.049 


178,576 


296,963 


329,778 


173394 


18,000 


145,926 


33732(^ 


160.100 


1911 • 


25^1! 


254,942 


198.466 


293,158 


324,162 


157.198 


24,000 


144,977 826.170 


155396 


1910 ( 


S** 


233,404 


223.587 


268.285 


297,589 


118306 


24.000 


181,145 273,950 


121.967 


i«w 1 


810.710 


208,387 


241.503 


247.651 


274,837 


97.980 


28,000 


116.573 242,553 


108.460 



iana. Rac. 31. 1913. UiBiLinBB. Dae. 31. 1913. 

fci««f $75,000 LosMsunpaid $34,568 

Jf«^iottB 61,700 Unearned wems,... 276.555 

S^aodsfaMka... 416330 OtherliabiHtiea. . .. 4,550 

PsofaaadklV. ilk., — 

fl43.e0O) 28340 Total liabUitieB... $315,678 

V^ • 36316 Capital paid up.... 200,000 

^gatfbalaaeM.... 47312 Netsurphis 156,432 

WwatsBdreata... 7317 

TotdasMh $672,106 Total $672.105 

Cadmhiiag loat, 1913. 182324; inveatnent profit, $18360. 



RISKS AND PREMIUMS: Fire lisiD in foroe, December 31, 
$18,421,419; premiums thereon, $523368. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$4,198,888: losses paid. $1,966,704; dividends declared, cash. 
$462,000; stock. $90,000. 

REAL ESTATE OWNED: Consists of 2 2-story brick office 
buildings, with lot 66x150 ft. on Cbapline St., Wheeling, book 
value, $66,354. 

MORTGAGE LOANS: There are 10 loans, aggregating $61,700 
and protected by property valued at $191,500. The hraeet is a 
ban of $20,000 on a brick bdUing at 1219 Market St., Whediog. 
valued at $50,000. There waa no interest overdue on December 
81, bet. 



Digitized by VjUUV LC 



74 



REPORTS OF FIRE INSURANCE COMPANIES. 



GERMAN FIRE INSURANCE COMPANY, Wheeling, W. Y a. —Continued. 



BONDS AND STOCKS OWNED: 
BoMse. 

U.S.,c..4% 

U. S. Pan. CMal, 3% 

Wheding, W. Va., 5% 

Wlieeliiig,W.Va.,r.,4% 

Wheeling, W. V&., imp., 4% 

Wheeliiig. W. Va., aoh., 4i% 

OhioCo.,W.Va.,4i% 

Whetfng To., 5% 

Wheelinff ft Elm Grove, 6%'. 

Ind. ft Nwn. Tc, 5% 

Wheeling B. of Trade Big., 5% 

Banda Realty, 6% 

Underwriters Big., N.Y., 6% 

U Belle Iron Works, 6% 

Wheeling Steel ft Iron, 5% 

Whitaker Qlessner, 6% 

Wheeling Mold ft Foundry, 6% 

WardBSg.Co.N.Y..«% 



Totab (book value. U17,000) . 



Par 


Mvket 


Value. 


Vahie. 


150,000 


160,000 


50,000 


60,000 


14,000 


14,000 


20.000 


26,080 


70,000 


68,900 


30,000 


30,300 


1,000 


1,000 


45,000 


43,200 


42,000 


39.000 


15,000 


13,200 


5,000 


6,000 


10.000 


10,000 


10,000 


10,000 


18,000 


18,640 


1,000 


1.000 


10,000 


10,300 


5.000 


5.100 


16.000 


14.100 



1417.000 1416,220 



MISCELLANEOUS: Capital mereased in 1868 from tlQjm 
paid up to 116,000 paid up hy stock dividend of 15.000; in 1868 
to 323,000; in 1871 to 133.000; in 1872 to $50,000; m 1873 to 
160,000; m 1874 to 170,000; m 1876 to 1100,000; aU by stock 
dividends. In 1905 capital was ineraased from 3100,000 to 
1200.000 by cash payments. 

DIRECTORS: Wm. F. Stifel, August Bolf. Henry BidxHon, 
Geo. E. Stifel, Anton Reymann, F. Riester, F. C. Drishont. 
A. H. WiedebuBoh, H. E. Overling. 

FIELD MEN AND TERRITORY COVERED: Heiriek 4 
Auerbaeh, Chicago, 111., _general agents for Dl., Oofo., Mdhl, 
Mich, and Wis.; S. W. £oe, supenntendent of agender, A.G. 
Hancock, general agent for Md.; J. 0. HiDaid, manager Mctoh 
poBtan district. N. Y. aty; Edward A. Heeler, roeeU agent 
for Ohio, Ind. and Pa.; Chester C. Wright, spedal ^ent for 
W. Va.; F. C. Sturtevant. manager. Eastern deoartaDent, com- 
prising N. Y. State (except. MetropoUtan distrwt), MaB.iad 
N. J. The company operates in Colo., Dl., Ind., Md.. Uatm 
Mich., Minn.. N. J., N. Y. 0.. Fk.. W. Va. and Wis. 



GERMAN ALLIANCE INSURANCE COMPANY, New York, N. Y. 

President, William N. Kremer; Secretary, El?rin M. Cragin. Organised. 1897. 







Unearned 


Net 


Net 


Total 


Losses 




1 Total Ex- 1 L08K8 


Ybab 


Atteta 


Ptwnhims 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


pendituies 


Ineorred 


1913 


$1,864,277 


3487,667 


3868,737 


$628,327 


3710,134 


1343.048 


360.000 


$239,970 


$643.0181 S332377 


1912 


1.909,836 


466,074 


885,548 


613,319 


689,339 


362,242 


60.000 


187,642 


600,7841 359.667 


1911 


1,834,026 


438,623 


841.787 


586.840 


657,127 


328,772 


60,000 


174,69fl 


663,468 343,68 
490302 268,571 
481375 262,419 


1910 


1,732,692 


413.896 


790,740 


628.563 


599,427 


272,927 


60.000 


166376 


1909 


1,591,667 


429,412 


630.831 


658.174 


608.996 


265,858 


48.000 


167,417 



Aflsm, Dec. 31, 1913. 

Mortgage loans $66,000 

Bonds and stocks . . 1,657377 

Cash 33,353 

Agents' balances .... 109301 

Jnterest 9,146 

Total assets $1364377 



LulBILRIU, Dec. 31, 1913. 
Losses unpaid $97373 



487,667 
10,000 



Unearned prems. 
Other liabihties. 



Total liabiUties... $606340 

Capital paid up.... 400.000 

Netsurphis 868,737 

Total $1,864,277 



'Underwriting profit. 1913, $76,295; invesUnent Ums, $33,106. 

RISKB AND PREMIUMS: Fire risks in force, Decsmber 31, 
$92,893,480; pcenuums thereon, $925,858. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$7,651,880; losses paid, U.339,713; dividends declared, cash. $600,- 
000. 

MORTGAGE LOANS: Of the two loans, one of $30,000 is 
aeeuied by the brick store and dwelling at 304 E. 103d St., New 
York, valued at $55,000, and the other $26,000 is upon the bnok 
dweOing at 10 E. 95th st. New York, valued at $38,000. 

BONDS AND STOCKS OWNED: Par Market 

BoNM. Vahie. Value. 

United States reg., 1926. 4% $130,000 $144300 

uSSstaSrS. 1»30 2% 10,000 9,700 

Mttinehuaette^te icg., 1942. 3i%, ... 1.000 890 

^S^Y^Cy.^.E^.a9isM%.-- 76,000 67300 

aS., T\ & 8. Fe. Ry ..^.. 1960, 4% . . . 25,000 23300 

AtS.T.&S.Fe.Ry.,gn.m.,1995.4% 10,000 9300 

b!a 6. R. R.. cy.. 1933, 44%.... ... . . . 16.000 13,650 

C R.R.of N. J., gn.m..c., 1987.6%.... 10,000 11,400 

C R?R. of N. J., pTm.. reg., 1987, 5% . . . 10.000 11300 

Ch«.4aRy.,£.,lW274»% 25,000 23360 

Cto^ R 4 Q/bLI. lU. dIv., 1949, 3*%. 2,000 1.640 

cS AB.in.R.B.,lcn.,1934,6%.... 25,000 26,760 

SLlnd.&8o,R.fe.,lW6.4% 20,000 18,000 

cS:M.4St.P.R.R.ov.,1932 4J%.. 4300 4.242 

Ho<ihBg VaD«y Ry., 1 en., 1999. 4i% . . . 10,000 9,700 

MrSlTr&.. 1.1990. 4% 25,000 21,750 

N^WOiieanaTk' im..i953.4% 26,600 19,750 

N!Y.c!&H.R.i.R.«.. 1922-28, 44%. 26.000 24.000 
Nor. & Western Ry., Div.. 1 dc gn. m., 

1944 4%^.. ......^.... 80,000 26.100 

No.P«i.Ot.No.R.R.Joint,192l.4%. 10300 9,400 

Ore8onShortLineR.R..rEK..1929.4%.. 26,000 22360 
floothera Piolfic.. Bq. Tr. otfs ser. A., 

1914-28, 4i% 10,000 9,700 



BoMM ▲MD Stockb OwvaD.—CoHt. Mvkct 

Bonds.— Coirf. Vslw. 
Southern Pacific Co.. Eq. Tr. et£B ssr. B^ 

1914-28, 4i% $10,000 $9,700 

Southern Ry., 1 en.. 1944, 5% 10.000 10200 

Southern Ry.,Dev..gn.m.. 1956.4%... 3S.O00 IS^ 

Third Avenue R. R.. 1962. 4% 10,000 S.OOO 

American Tl. A Tg., ev., 1933, 4i% 10,000 0,500 

Edison Electric DLCo.. 1995. 5% 10,000 10.500 

Kana. ft Hock. CI. k Ck., 1, 1961. 5% ... . 20,000 1S,40<) 

New York Tl.,1., 1939, 4J% 20.000 IM® 

U. S. Steel Corp. s. f:, 1963. 5% 80,000 30.0W 

Western Union Tg., Col. Tt., 1938. 5%.. 2.000 1.8«0 

Westinghouse El. db Mlig.. 1931, 5% 15.000 13,350 

STOcxa. 

Atch.. T. A S. Fe. Ry, e 30,000 27,900 

B.&O.R.R..P 20.000 16.000 

B.&O.R.R.,c 33.000 30.360 

Chi..M.&St.P.R.R..p 20,000 28,000 

Chi.&Nwn.R.R.,p 20.000 38,400 

Chi. & Nwn R. R. c 60,000 76.20i3 

Delaware ft Hudson 10300 15.300 

ErieR.R.,lp 8O3OO 13.2(>) 

Great Northern Ry..p 40.000 60,m 

Great Northern Ry., p (80% pud) 4,000 4.040 

Lehigh VaIlffirR.R..c 10.000 14.900 

L.&N.0 12,000 15.960 

Manhattan Elev. R. R. 30,000 37.500 

Pennsylvania R.R 192300 20Q32& 

Rensselaer ft Saratoga R.R..gr 10,000 17300 

Southern Pacific.. ctTint 18.900 17.7M 

Southern Railway, p 100,000 78,00; 

Union Pacific R.R..P 00300 61,000 

Union Pacific R.R.,c 10.000 15JI0J 

Citiiens' Centra] Nat. Bk.,N.Y 22300 39,900 

Nat. Bk. of Commerce, N.Y U300 21,350 

Ameriean Sugar Refy.,p 20300 22,40; 

AmmoanTl.ftTg 80.000 71.40J 

Consolidated Gas SO30O 39,00j 

International Harvester, N. J., p IO3OO 11,40J 

International Harv. Corp., p 1O30O 11,400 

Lehigh Valley CI Sales 1.O0O l.«0 

National Sugar Reig 1300 910 

Underwriters' SaIv.,N.Y 1300 l.OW 

Western Union Tl 20,000 11.400 

Totab (book vihie, $1.769.933) $1382.900*$1.689,018 

* Securities as per company's vahiataons; the item in aaets 'n 
ce departmeat vahiationa. 

Digitized by ^^OUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



76 



GERMAN ALLIANCE INSURANCE COMPANY, New York, N. Y.— Continued, 



MI8CELUNE0US: Thk oompaoy began bunneiB with a 
piidHq» tapM of 8200.000 and a nirpliiB of $100,000. Capitel 
locnned in 1896 bom 8200,000 to 6400,000 and $100,000 added 
to mplDL CboflAcntaon kMBee: Baltimore. 1904, $65,471; 
Stt Fnneieo. 1906. $256,537. Vahw of qMoal depoats: Ga., 

sn.100: V... $ao.8oa 

DIBECTORS: Chariei F. Aekennann. Joeeph H. Choate. 
Mu Chfib. Ralph L. Catter, Otto L/Dommerieh, Eustia L. 
HoitkiBi, Wmiam N. Kremer, Woodbuiy Lanodon, LoweU Lin- 
eob. Geo. W. Perkiia, JoJiua A. Stanboig, Wilfiazn Wood, Chas. 
Cteitfa. CSiaa. H. Coffin, H. C. Fkitman. 

FIELD MEN AND TERRITORY COVERED: E. & Ansher, 
Hartfard. ComL, special agent for Coim.; L. B. Alexander, Park- 
tatrnf, W. Va^ wwblagntfor W.Va.: W. E. Aah, Lehighton, P^ 
9eeiil ■gmt for Fenn.: T. J. Barber, Jr» Winston Salem, N. C. 
Vecai agent for N. C; Harry £. Parker. Birmingham, Ala., apecial 
apt for Ala.; J. M. Donald, Rochester, N. Y., special agent for 
>. T.; E. S. Docfl^ Boston. Mas., special annt for Maai.; C. F. 
fliH. Gteenriile, S. C., special agent for Fla., Qa., and 8. C: W. C. 
Bon, Anwqr, N. Y., special agent for N. Y.; R. R. MeDoweil. 
Di3h, Tcl, ipedal aont for Tex.; T. E. Mount. Baltimore, Md., 
S«aal agent for Dd.;DiL of Col. ft Md.: W. P. Pinllips, New Yocfc 
(^.spedal agent for N. Y.; C. H. Philfarick, Ptoridenoe, R. I., 
spoal agent for R. L; C. ReynoUs, Pktefson, N. J., medal agent 
br N. J. (Northeastcra, N. J.): E F. Scott, LouisriDe, Ky., spedal 
aeeat for Ky. A Tenn.; P. F. Tomer. Pbrtland. Me., special agent 
for Uiiw k N. H.; J. D. TaDey. Pittsburg, Pa., special agent for 
n.: S. Y. Tapper, Atlanta. Ga., special agent for Ga.; J. M. Wood- 
rorie. FhiladdphiB, Pa., special agent for P^ and N. J.; C. Piatt, 

™«tt|*ia, A.,sp< " ~ • '' '^ * 

la^apeeial 



a«nt for N. J.; L. F. Brand. New Orleans, 
. ial Ment for La.; FTP. Stoddard. Syraonse, N. Y., special 
apt for N. TTAIeander Webb, Raleigh. N. C. feneral agent for 
^ C; J. M. F^Ririi, Jackson. Miss., special agent for Miss.. W. H. 
Saft, mgr., J. C. Ingram, aast. mgr., w. L. Lereh. see. east mgr., 
CsicigD. 01.. for tne Western department; Clarence A. AUen, 
MmiMpolis. Minn.. sUte agnt for Minn, and West. Can.; £d- 
Kttd 0. Baaae, Mlhrankee. Wh.. state agent for Wv.; William F. 
Beabov. Abodecn. 8. D.. special agent for S. D.. N. D. and Mont.; 
Jaaet Braukit, Oklahoma aty, Okla., opeeial agent for Okku (W.) ; 
Hony 0. Gasper. Mattoon. UL. special agent for IIL; C. A. Dafo, 



^m. Paton MoGuire, Independenee 
Wright. Indianapohs. Ind.; speeial 



Bad Axe. Mioh.. special agent for Mich, and So. Can.: Guy E. 
Dixon. Springfield. Mo., special agent for Miss.; Will I. Drum, 
Topeka. Kan., special agent for Kan.; Clifford B. Dye. Cofamibus, 
0.. special agent for O.; Joeei^ 0. Dye, Columbus, 0.. stoto arnnt 
for 0.; Wilham G. Fowler. Chicago, Ul., State annt for Mich, 
and So. Can.; Burt J. Gihnore, Indianapolis. Ind., Stote agent for 
Ind.; Charles H. Hsnmann. Chicago. ID., speoal agent for Cook 
Co.. HI.; Joseph E. Innis. Cohimbus, 0.. special agent for 0.; Alvin 
L. Jessup. Denver. Cok>., State uent for Cok>.. N. M. and Wyo. 
Robert J . Jordan. Minneapohs. Minn., RMoial agent for Minn and 
W. Can.: Phil H. Knighton. Hannibal, Mo.. State agent for Mo.; 
Julius M. Miller, MuXoflse, Okla.. spedal ngmt for Okla.;Walter 
E Miller. Chicago. lU.. State agent for UL; Aftcrt S. Reed. Aber- 
deen. 8. D.. Stote agent for S. D.. N. D. and Mont.; Lynn C. 
Storey. Linoohi. Neb.. State agent for Neb.; Roger Swire. Iowa 
City. la.. State acent for la.; Wm. F " " " " ' 
la.. w|MM?'al agent tor la.; Frank 

agent for In^George G. Wright. Milwaukee. Wis., speeial 'agent 
for Wis.; A. Wm. Baxter, Detraii, Mich., speeial agent for Blioh.; 
RoUin J. Hopkirk, Fort Madison. la.. speaalannt for la.; William 
E Landers. Dayton. 0., speeial agent tor 0.; Fred Men. Indian- 
apohs. Ind., speeial agent for Ind.; Wm. F. Woeher, Indianapolis, 
Ind., speeial agent for Ind.; Charles E. Conrad. Haatangs. Neb.. 
neoal acent for Neb.: George E. Carr.. William M. Carr, Thomas 
Cowley, George W. Mendenhall and James K. Stuart. Des Moines 
la., special agento for la.; George H. Tyson, general agent. H. 
Folger. assistant general manager. R. R. Weber. James B. Hateher. 
Douglas Parker and Harry L. Cope. San Frandsoo, Cal., qwcial 
agnnta ooyering San Frandsoo and Bay counties, San Joaguin 
Valley; E. F. Hewit. Sacramento, CaL, special agent for no. Cal.; 
Earl R. HoUand, Loe Angeles, special agent for ao. Cal. and Aiis.; 
Harvey Wdb. Portland, Ore., special agent for Ore.; Frank 0. 
Vincent, Spokane, Wash., special agent for eastern Wash, and 
northern Idaho; W. T. BurweU, Seattle, Wash.. W. F. Hi^. 
Taooma, Wash.; medal agente for western Wash, and British 
Columbia, Arthur D. Ferns. Salt Lake City. Utah, special agent 
for Utah, Mont, So. Idaho. Nev. and Ore.: Lester DTMiteh^ 
Seattle. Waah.. spedal agent for western Wash, and British Cobm- 
bia. The oompiuay operates in all the Stotes and Tenitorias 
except N. M. andVt. 



GERMAN-AMERICAN INSURANCE COMPANY, New York, N. 

Pnddeat, Wm. N. Kremer; Vice-IVeBidentB. Charles O. Smith and C. H. Coffin; Secretary, Edwin M. Cragm; 
Afldstant Secretary. Jnse E. White. Organised. 1872. 



Y. 



r^ 


Asnts 


Unearned 


Net 

ourplus 


Net 
Ptemmms 


Total 
Income 


Losses 
And 


Dividewk 


Eipenses 


Total Ex- 
pendituna 


Losses 
Incuned 


m 

1912 
1911 

mo 

I9» 


t21.n2.01ft 
21.614.475 
20.753,408 
17^1302 
16.ie.229 


10,420.808 
8.444,179 
8.165.007 
6.917.453 
0.996,322 


19.412.953 
9,952.448 
9.204.426 
7,904.150 
6.440.211 


•9.009.134 
8.470.180 
8,850.806 
7.150,198 
0.886.302 


110,119,687 
9.691.676 
9.273.848 
7.940.917 
7.512.315 


iiiii 


•600.000 
600.000 
665.000 
450.000 
450.000 


•8.452,712 
3.218.613 
3.286.644 
2.613,803 
2.476,611 


•8,984,271 
8,605.165 
8.751,228 
6,684.723 
6,328.076 


•4.881.762 
4.618.238 
4.796.606 
3.490.602 
3.406368 



Aaaw, Dk. 31, 1913. 



LuBiunBS. Die. 31.1913. 



Bolatate 82.450.000 Losses unpaid. 

Mflrtdfekans 83.600 Unearned pcoiM.. 

Beodiaod stocks... 16.717.232 Other liafa&ies.. 

C"fc 793.936 

Acnti'belaaem.... 1,600.209 Total liabilities. 

Bikne.forpnDB. . 964M9 Capital paid up. 

lateotttdrenls... 148.990 Nets * 

TetilaMi 



•889.558 

9.420.868 
168,637 

10.479.063 
2.000.000 
9.412,968 



21.8024)16 Total 21,892,016 



, 1913. 822.063; mvestment pnfit. •82.669. 

ma AND PBEMIUMS: FSra rUcs in foroe. December 31. 
llia.175.78D; praniun» thereon, 818.282.126. 

B081NE88 SINCE ORGANIZATION: Fnaaaam reesved, 
^«^a^: loan paid. •76,630363; dividen<fa declared, cash, 

UAL ESTATE OWNED: Gonosts of the 30-«tof7 offiee 
^itt«jt Nes. 62-76 Makhn Lane, and Nos. 1-11 Liberty St., 
2«» >ici^wUeh coat •1359323, vahwd at •1,630,000: ud 
■tt tauiogi at Irving place and Main st and on RroKangs 
^»^«!«. N. T.. wUolioost •985.612. and are vahied at 
TOAIO. TheBoeheslcr praperty was acquired in 1911 thraogh 
tfe>iaarnththeBoefaesleraeRnanIns.Co. 

loins upon propertiee 
estimated to be worth 



MWUiGB LOANS: There are 3 k 

J««ioKewYofksndEdgBwa*er.N.J., 

S^fW damat kiaaed 879.000) . the lanest of these being one 
oiMajn on 1524-1526 Amsterdam ave..NrY. Thflreare4other 
2?i^'*'t5'*'P«««**V***™«t»^'W>*'» Rochester Gcr- 
^J^ ^\ J^M nm* » amount from 8700 to 61,400. and 
"^ ■» ■oaed by ** " * ....... 

D«c«.l-L 



p ro p w U e s . No interest was overdue 



BONDS AND STOCKS OWNED: 
Bonds. 

United SUtes reg., 1925. 4% 

Brooklyn Cy. Se. Bldg reg.. 1936. 3|%. 

Lachine. Can.. Town. 1941, 4% 

Laohine, Can.. Town. 1944. 4i% 
Manitoba. Province. 1935, 4% . 



Montreal, Can.. Harbor, 1924, 4%. 
New York Cy., 1960, 4i%. 



New York Cy., 1962; 4iVo 

New York Cy Var. reg.. 1957, 41% 

New York Cy. Dept. of Corr. BldgB reg., 

1928.34% 

New York Cy Dk reg., 1927. 3% 

New York Cy. Dks & P. reg.. 1928, WJ 
New York Cy. Schs.. Brook^ ng.rJW^, 

New i'cik Cy.' Sefas.' and' S.', 



1941,34% 

New York St. Can. 



impJt023.3%. 



,44%. 



Richmond, Va., 1941, 4 
Savannah, Ga.. City, 
Toronto. Can., 19 ~ 
Toronto, Can., gny&., 1944, 34%. 

Toronto. Can.. 1920. 4% 

Virginia. StoteJr991. 3% 

AtcLTr. A S^e Ry. adj.. 1995, 4%. . . . 
Atch.. T. A «: Fe Ry. Tr. S. L.. 1958, 4%. 
Atch., T. AS. Fe. Ry. B. Okla.. 1928, 4% 
■ "" k S. Fe Ry., cv.. 1960. i%. . . . 

3 ^J L R. R.. 1, 1952. 4% 

Atlantic C L R. R.. L. and N. ColL. 1952. 

Jki. . 
B./ 



.R.R.. 1.1948,4%... 



Par 


Market 


Vafaie. 


Value. 


•105X)00 


•116360 


100,000 


86.000 


25300 


19.750 


5,000 


4360 


50.000 


45.000 


25.000 


23300 


125.000 


125300 


1.000.000 


1.000,000 


455.000 


468.650 


50.000 


45.000 


50.000 


46.000 


^ 50.000 


46,000 


50.000 


46.000 


25300 


21350 


125,000 


116360 


20.000 


18,000 


10300 


10,100 


160,600 


138,116 


51.100 


40.369 


25.307 


24.041 


10,000 


8.100 


60,000 


49.800 


50,000 


43.500 


76.000 


68350 


100300 


94.000 


26,000 


22,760 


100.000 


87300 



■ Digifized 



bJ^eSbiJ^ 



REPORTS OF FIRE INSURANCE COMPANIES. 



GERMAN-AMERICAN INSURANCE COMPANY, New York. N. Y. 



BORM AND SrOCKB OwifSD.— Coflt 

BoNDe.--CofU. 
B. A 0. R. R.. Pg.. L. E. k W. Va. rfg.. 

1941 4% 
B. k d R. R.; w!," i933,' 44'%" '• " * 

B. k 0. R. R., 8wn. Div., 1.. 1926. 8*%. 
Boston k N. Y. A. L. R. R., 1. 1955. 4% 

C. R. R. of N. J., gn. op.. 1987. 5% 

C.R.ofN.J..gii.raK..1967.5% 

ChM. k 0. Ry., gn.. 1992. 44% 

Ghee, ft 0. R. R.. ev.. 1930, 44% 

Chi. ft A. R. R rfg., 1949, 3% 

Chi. ft A. Ry. 1 L., 1950. 84% 

Chi. ft EmTIII. R. R. 1 en.. 1934. 5%. . . 

Chi.ftNwn.Ry.8.f.,1929,5% 

Chi.ftNwn.Ry.,8.f., 1929,6% 

Chi. ft Nwn. Ry., s. f. d^., 1933, 5%. . . 
Chi. ft W. Ind. R. R., ev., 1952, 4% . . . . 
Chi., Ind. ft 8o. R R., gr., 1956, 4%. . . . 
ChL L. 8. ft E. Ry., 1 m.. 1909. 44%. . . 
Chi.. M. ft St. P. R. R.. <y>., 1934. 4% . 
Chi.. M. ft St. P. R. U GroiBe. 1919. 5. . 
Chi^^M. ft St. P. R. R.. C. ft P. W., 1921. 

5% 

CU.. M. ft St. P. R. R, or., 1932, 44% . . 
Clev.. C. Cin. ft Ind. Ry., gn. en., 1934, 

6% 

Clev., C. C. ft St. L. R. R. St. L. Diy., 1, 

1990.4% 

Colwnbua ft Ninth Aye. R.R.. 1. 1998, 5% 

De. ft Hnd.., cv., 1916, 4% 

El Paso and Rock lalend Ry., 1951, 5%. 

EHeR.R.,l(aL,1920.7% 

B«eR,R..Pa.CoU..1951.4% 

Erie Railway gn. In.. 1996, 4% 

Hooking Valley Ry., 1 on., 1999, 44%. . . 

InterMct., Coll. T^., 1956, 44% 

Interborough R T ., 1966, 5% 

L. 8. ft M. So. Ry., deb.. 1931. 4% 

L. S. ft M. So. Ry.. deb., 1928, 4% 

Lex. ft P*y. Fy. Ry., 1, 1993. 5% 

L. ft N. ft M. ft Mont R. R, jt., 1945. 



.n. 



R.R.. Unified. 1940. 4%. 



L. ft N. R. R, So. it.. 1952, 4%. 
Midland R R, N. J., 1 m. 1940. 5%. . . . 
Minn, ft 8. L. R. R., 1 rfg.. 1949, 4%. . . 

Minn. L. ft M. St By.. 1919. 5% 

Minn., St P. ft S. Ste M. Ry.. 1938. 4% 
M.. K. ft T. R R, 1 and rfg.. 2004, 4%. 

M. Pac. Ry. 1 Coll.. 1920. 5% 

Mobile ft Ohb R. R.. Mont, 1. 1947. 5% 

Mont Centwl R. R.. 1. 1937. 6% 

Nash.. Chatt ft St L Ry., 1. 1928. 5%. 

New Orleans Tm., 1. 1953, 4Vr 

New York Rys., 1 ri est. ft r., 1942, 4% . . 
New York Rys., adj. m., ino., 1942, 5%. . 
N. Y. ft Jersey R. R 1 m., 1932, 5% . . . 
N. Y. C. ft H. R. R R. Eq. Tr. ctfs., 1920- 



N.W.- 



. .and W.R.R. 1,1921. 6«^f 

N. Y.. N. H. ft H. R R, cv., 1948. 6% . . 
N. Y.. N. H. ft H. R. R cy. deb., 1933,6% 

N.Y..S.ftW.RR.,l,1937,5% 

N. Y.. 8. ft W. R R, Tm., 1, 1943, 5% . . . 
Nor. ft W. Ry.. Div. 1 Ln. ft gn. m.. 1944. 

4% 

Norfolk ft W. Ry.. Poo., jt. 1, 1941, 4%. 

Nor. ft W. Ry., cy., 1932, 4% 

Nor. ft Wester Ry., cy., 1938. 44% 

Nor. Pac., Gt No. R. R, 1, 1921. 4'"c • . • 

Oragon 8. L., rfg, 1929. 4% 

Pennsylyania Co.. leg., 1937, 3)% 

Rio Grande West. Ry., Tr.. 1. 1939, 4%. 
Rochester Ry. ft Lt, os. m., 1954, 5% . . . 
S. Fe, Pkee. ft Phoenix R R, 1942, 5%. . 
Soathem FMific R R, 1 rfg, 1955, 4%. . 
Southern Paeifio R. R, cy., 1929, 4%. . . 
Soathem Paci6o R R, Eq. Tr. ctfs, 1918, 

„44% 

Southern Ry., dev. ft gn. m., 1956. 4% . . 

Southern Ry., 1 ens., 1994, 5% 

Southern Ry.. Memp. Diy., 1, 1996, 5%. 
St. P.. Minn, ft Man. Ry.. 1 ens., 1933, 6% 
St. LawreneeftAdirondaek R. R, 1, 1996, 

5% 

St. L.. I. M. ft S. R IL, uni. ft r.. 1929. 4% 
St. L., I. M. ft So. R. R., gn. os., Ry. and 

hid gr., 1931. 5% 

St L., I. M. ft So. R. R. R ft Q. Diy., 

1988.4% 



Par 


Market 


Vahie. 


Value. 


$100,000 


184.000 


155,000 


141,050 


60.000 


48.500 


50,000 


42.500 


50.000 


57.000 


15,000 


16.950 


100,000 


93.000 


25,000 


19,750 


25,000 


15,250 


25,000 


13,500 


25.000 


26,750 


57,000 


58,140 


35,000 


37.100 


55.000 


55,560 


50,000 


41,500 


50,000 


45,000 


20,000 


20.000 


50,000 


44.000 


60,000 


60,000 


80,000 


80.000 


130,000 


131.800 


10,000 


12.000 


50.000 


41.500 


25.000 


34.250 


150,000 


145,500 


50,000 


50,000 


150,000 


165,000 


175,000 


154,000 


100,000 


71,000 


100,000 


97,000 


100,000 


76.000 


100,000 


12,000 


100.000 


88,000 


100,000 


80,000 


25,000 


24.250 


100,000 


98,000 


50,000 


46.000 


100,000 


83.000 


125,000 


125.000 


10,000 


5,000 


25,000 


24,750 


25,000 


22,500 


10.000 


6,700 


82.000 


75.440 


50,000 


51.500 


55.000 


64.900 


35,000 


86.750 


50.000 


39.500 


50,000 


87,600 


35.000 


21,000 


50.000 


48,500 


50,000 


47,500 


100,000 


108,000 


25,000 


26,250 


25,000 


25,750 


25.000 


24.000 


35.000 


37,450 


150.000 


130,500 


100.000 


88,000 


26.000 


26,520 


16,000 


16,320 


100,000 


94,000 


200.000 


178,000 


80.000 


66.400 


18,000 


14,220 


50,000 


48.500 


75,000 


77,250 


50,000 


44,500 


75,000 


64,500 


44,000 


42,340 


100,000 


73,000 


170,000 


173.400 


75.000 


76.500 


71.000 


83.780 


25.000 


25.000 


75,000 


56.250 



75.000 75.750 
100.000 76.000 



BoiTM Ain> Stocks Owinu>.-~C<oii(. 

BOHDB.— CoiU. 

St L. ft San I^an. R. R. rfg., 1951. 4%. . 

Third Ave. Ry.. 1 r. m.. 1960.4% 

84th8tCrosetownRy.,1996.5% 

Tol.. St. L. ft West. R. R.. 1 m.. 1950. 4% 

Troy, N. Y.. City Ry.. 1942. 5% 

Union PteiBo Ry., oy., 1927, 4% 

West Shore Ry.. 1 gr. leg.. 2861. 4%. . . . 

West Shore Ry.. 1 gr. c. 2361. 4% 

AmerieanStedFd8.,1935.6% 

Ameriean Tl. ft Tg.. ColL tr., 1929. 4%. . 

Ajneriean Tl. ft tL. ev.. 1933. 44% 

Edison El. 111., N. Y.. 1. 1995. 5% 

International Harvester, g %, 1915. 5%. 
Kanawha ft Hocking CI. ft Ck.. 1951. 5% 
Memphis Union Station. 1 m.. 1959. 5%. 
N. Y. Gas 4 El L, Hlftft.. 1949. 5%. . . 
N. Y. Gas ft EI. L.. H. ft Pr.. 1948. 5%. . 

New York Tl., 1. 1989. 44% 

N. Y. ft Bast River Gas.. 1 en.. 1945. 5% 

N. Y. ft West Ltg. 1964, 5% 

Roohester Tl., 19^, 5% 

Standard Gas Lt. 1930, 5% 

Mortmge Bond, N. Y., 1966. 4% 

U. 8. Stool Corp^ s. f., 1963, 5% 

Western Union Tg., 1938, 5% 

Westchester lighting., 1950, 5% 

SrocEfl. 

Albany ft Sus. RR 

Atch.. T. ft S. Fe, Ry., 

B.ftO.RR..p 

B.ftO.RR..c 

Cayuga ft Susquehanna R. R 

Ches. ft 0. R. R. o 

Chi., M. ft St. P. R R. p 

ChL. M. ft St P. R R.. 

Chi. ft Nwn. R R. p 

Chi. ft Nwn. R. R.. o 

Clev. C. C. ft St Louis R. R.. p 

Det,HiU8daleft8wn.RR 

De. ft Hudson Co 

ErieRR. Ip 

Great Northern Ry.. 80% pd 

Great Northern Ry.. p 

Lake Erie ft WestemR. R., p 

Lehigh Valley RR.o 

Louisville ft NashvilieRR 



Manhattan El. Ry..N.Y., 

Minn»ft St L. R. 2 p 

Minn.. St P. ft 8. Ste. M. Ry.. p 

Minn., St P. ft 8. 8to. M. Ry., c 

M.,K.ftT.RR.p 

Mobile ft Birmingham R R 

Morris ft Essex R. R 

N.Y.C.ftHud.R.RR 

New York ft Harlem RR 

N.Y.L.4W.R.R 

N.Y..N.H.ftH.R.R 

Norfolk ft Western Ry., p 

Norfolk ft Westem Ry ., o 

Northern Paeifio Ry 

Northern Securities 

Pennsylvania R R 

Pitta. C. C. ft St L. R. R., p 

Pitts.. Ft. Wayne ft Chi. R. R 

Reading Co.. 



Rensselaer ft Saratoga R R. . 

St L. ft San Fran. R. R 

Southern Pacific. 



8ontheniRy.,p.. 
Southern Pacific, e 



Third Avenue Ry 

Union Pacific R. R. p 

Union Pacific R. R, c 

American Exchange Nat Bk, N. Y. C . . . 

Bond ft Mortgage gr.. N. Y. C 

Citiiens' CenSal Nat Bk., N. Y. C... 

Fourth Nat Bk.. N. Y. C 

German American Bk., N. Y. C 

Unooh Nat Bk. oC Rochester 

Mecchanto' Nat Bk , N. Y. C 

National Bk. of Commerce. N. Y. C. . . . 

New York Trust Co.. N. Y. C 

Title Guarantee and Trast Co., N. Y. C. 

American Agri. Chem.. p 

American Car ft Fdjr.. p 

American Cotton Oil, p 

American Locomotive,j 
American Smeltii^j^ 



Sbf^inUUV 



Continued, 


Ptt 


Mariut 


Value. 


Yihtt. 


$100,000 


tim 


200.000 


iflo/no 


50.000 


48,500 


50.000 


vm 


25.000 


25,250 


50.000 


4&,fiOD 


44.000 


40,MO 


6,000 


5.400 


20,000 


19.800 


50.000 


42,500 


80.000 


28,500 


85,000 


8«,7S0 


100.000 


»m 


80.000 


78,000 


50.000 


50,500 


25.000 


20JQO 


25.000 


25,250 


75.000 


70JOO 


25.000 


25,000 


35.000 


24,260 


26.600 


15.900 


26,000 


25,000 


25,000 


20.750 


175,000 


175,000 


25,000 


23^ 


25,000 


25^ 


10,000 


26.000 


270,000 


2S1.1O0 


200,000 


mfm 


200,000 


184.000 


30,000 


58.500 


10,000 


%m 


300,000 


4204)00 


17,500 


17,500 


70.000 


116.900 


150.000 


190,500 


30.000 


18.300 


20.000 


17.000 


100.000 


153.000 


100.000 


44.000 


20.000 


20.^ 


200.000 


2S2.O0>3 


30,000 


4300 


125,000 


186,250 


300,000 


266.000 


50.000 


62,500 


10.000 


3W 


58.400 


78.811 


16.700 


20.87: 


20.000 


10,40C 


25,000 


16,25< 


60.000 


97,20( 


50.000 


46.on( 


130,000 


i6lJS0^ 


20.000 


22.00 


120.000 


91.2a 


100.000 


85,00 


10.500 


10.71 


300.000 


218,00 


1.000 


1.00 


660.000 


719,40 


125.000 


187.50 


45,000 


63.00 


115.000 


1S3,2Q 


50,000 


86.5( 


10.000 


5.00 


110.000 


»6.8t 


800.000 


238.0C 


110.700 


104,0! 


37.000 


l\^ 


310,000 


263,5< 


100.000 


1&5,0( 


10.000 


20.01 


10.000 


3R.0I 


47.500 


S3.L 


40.000 


66.a 


16,575 


22.3 


30.000 


42,C 


4.500 


7,6 


60.000 


102,0 


60.000 


205.0 


11.600 


44.8 


3OJ000 


18.C 


30.000 


28.8 


30.000 


18.4 


30.000 


19.a 


40000 


89.2 



REPORTS OF FIRE INSURANCE COMPANIES. 



77 



Par 


Market 


VahM. 


VahM. 


$U(MXX> 


$145,000 


lafMXX) 


190.400 


SMLflOO 


200,000 


60.000 


57.000 


50.000 


57,000 


5.000 


9450 


800 


280 


30X)00 


20.800 


7.500 


0325 


20.000 


16.000 


5.000 


3.250 


102,000 


154.020 


25.000 


27.000 


10.000 


8.000 


40.000 


160,000 


2.000 


2.000 


20X)00 


19.600 


22.500 


22.725 


20^)00 


21.200 


20.000 


20.064 



Totah (book Taloe, $17.079.784) $15,790.182*$16.550.134 

^ ■ — 

* Seevitiei as per oompuy's Tataataone; the item in aaeta ia 
iMed OQ iniirance department Taluationa. 

MI9CELLANBOU8: Oaphal increaaed in 1903 from $1,000.- 
000 to $1,500,000 and $913,680 new sorphia was paid in, and 
B 1911 capital was incTCMed to $2,000,000 by merger with Roch- 
«tar Gcrmao. Conflagmtirai kwMs: Baltimore. 1904. $640,735; 
^ Fnodno, 1906. $2.297330. Vabea of special deposits: 
G^„ 111.100; Va^ $49,960; N. M.. $11,100; Can., ^.026; 
N.T..tl.03030O. CompMiyabo owns $96300 (par vahie) stock 
d .V. C. Home Ina. Co.. which eost $87,174, estimated worth 
Pv. laeome thacbom, 1913, $5,772. 

DIRECTORS: Cfaaries F. Aekerman. Joeeph H. Choate. John 
Cldbi, Ralnh L. Cotter. Otto L. Dommerioh, Hermann C. Fleit- 
■MQ, Wilham N. KreBoer. Woodbury Lanfdon. Lowell Lincoln. 
^orie W. Pcridas. Jufius A. Slorsberg. Geo. Bhimenthal, Wm. E. 
^m. Wm. Wood, Chaa. H. Coffin. E. L. Hopkins. Chas. O. 

FIELD MEN AND TERRITORY COVERED: E. 8. Archer, 
^vtford. Conn., speeial agent for Conn.; L. B. Alexander. Parkffs- 
"«l. W. Va^ apeoal Msnt for West Virginia; W. E. Ash, Lehigh- 
^ Pi. speaalaaeat for Penn.; T. H. Brian. Jr.. Richmond. Va., 
apwil scent farVa.; T. J. Barber. Jr., Winston Salem. N. C. 
■Ptoal aoat for N. C; L. F. Brand. New Orleans. La., special agent 
w U; G. A. Cony, Harrodri>arg, Ky.. special agent for Ky. and 
|aA^ H. E. Pkrker. Birmtogham, Ala., spedal unnt for Ala.; J. M^ 
DoBsid, Rochester. N. Y.. ^maai agent forN. yTk. S. Ducayet. 
«*«», MssL. medal aoent for Maai.iC. F. Hard. Greenville, 8. 
^•^ State ageat for Fla.. STC. k E. Ga.; W. C. Howe. Albany. N. Y., 
«^ amt for N. Y.; W. KeDey. Houston, Tet. sUte agent for 
To.; T. E. Mount. Baltimore. Md.. state agent for Del.. Diet. 
£<y Md.; A. RTPhilfipe, DaUas. Tex., state agent for Tex.: W. 
P. PUffipa, New York City, atate agent for N. Y.; C. PlaU, PUlap 
deiploa. Pe^ state afant for N. J.; C. H. Philfarick. Providence, 
f l-<fte •gent for R. 1.; C. Reynolds, Patsraon. N. J., state agent 
^i'i-: P P' Stoddard, Syraeuae. N. Y.. state agsnt for N. Y.; 
P F.TanHf. Portland. Me^ state agent for Mcand N.H.; J. D. 
l^, PHtsborg. Pa., atate acent forPenn.; S. Y. Tupper, Atlanta. 
^ ^ scent for Ga.; J. iTWoodroffe, Philadelphia; Pa., state 
Hai «or New Jersqr * Penn.; W. Roluns, Toronto, Can., Supt. of 
Ata. Cul; J. A. Pkniah, Jackson, Miss., special agent for Miss.; 
y s. Mmty. Toronto. Can., Supt. for Canada.; J. H. Bourne, Bos- 
^ Mm., special agent for Eastern Mass.. Me.. N. H.. and R. I.; 



special agent for Wei 

Patanon. N. J., special agent lor 



GERMAN-AMERICAN INSURANCE COMPANY, New York, N. Y .—Continued. 

Bom>s AMD Sioca Ownbd.— CsnC. 
BasDa.— Coat. 

ABflriesn Sogar Refig., p 

AacfiesD TL A Tg 

CoM)lid8tedGM.N.Y 

IslenatioBal Harvester. N. J., p 

latsBstioaal Harvester Corp.. p 

Uk«h Valley Coal Sales 

LoaisriDe Prop. 

NatioBsl Leaden 

Naiioaal Sogar Refg 

Ncv York k Kentucky, p 

Nev York 4 Kentucky, e 

PafiaanCo 

BedtTAsmeistei. Brooklyn 

WShefUd Steel A Iron, p 

S*ii«liri(».N.J 

Uadraiten' Salv., of N. Y 

Uiited Dry Goods, p 

rated Slates RnUiar.l.p 

rued States Steel, p 

VvinispCsrofina Chemical, p 



agent 
MoZ 



F. R. Knox, SprinsfieU, 

and Conn.; Arthur^ireb. .^ 

So* eaurtem N. Y. and N. J.jTwciua Q. Leonard. 'Sjracuaa, N. Y.. 
spef t&l &gf Ell for Ccnirai iLttd ^N catcm New York; John F. Stief, 
PhikdrlphJa. Pi , spct^ial a^nt fnr Penn» DeL. Maryland and D. 
of C . ^ LohMey er-^moldfrnii t b- Pat terwan CoM_CharleBton-on-Kana- 
wba W. Va., ipecial sweats for W. Va.; H. A. Barteb. Detroit. 
Mick., lUte agmit IdJ. ud So. Mich .• W. J. Cisoel, Denver, Col., 
stat« aA«nt for Colo., Kan»., Neb.. N. M. and Wyoming.; F. M. 
Fargv. MinaeApolu, MLnn., state assnt for Minn.. N. D. and So. 
Dak,; C. G, McCray.Columbtu.O.. state Msnt for 0.; W. E. 
PkKf^. Dctt Mokoes, la.^ state s«eat fcr la. and Missouri; Raymond 
WalrJfoti, Chir&i;a, III., Btmte ■«^nt For 111., Wn.. No. Penmsula of 
Mkh.; R. T. (aid well. Atlanta, Ga.. eperial agent for Fla. and Ga.; 
Dan. M. Murchiaon, Chiriotte, K . C. special agent for No. Caro- 
lina, So. Caratina and Vimnia; J. Priestly Orme. Atlanta, Ga., 
ipcdal Bgeot for Ak,, Ky. MIm, and Tenn.; W. H. Sage. mgr.. J. C. 
Irkpam. aart. bi^., W. L. Lerch, sec. east, mgr., weetem dept., 
C^riuco, 111.; C1tirr>Tiee A. Allen. Mtnneapolia. Minn., state agent 
for Minn aticl \\ . Can.; Edmtirj^l O. Basse. Bfilwaukee, Wis., atate 
agent for Wk.; William F. Benbow, Aberdeen. S. D., apeeiBl agent 
for S. D., N. D. and Mont.; James Brundrit, OklahonaCi^Okla.. 
special agent for Okla. (W).; Henry G. Gaaper, Mattoon, lU., 
' ' agent for HI.: C. A. Dafoe, Bad Axe. Mich., special 
for Mich, and So. Can^ Guy £. Dixon. SprincfieM. 

rt for Mo.: Will I. Drum. Topelo. Kan., 
Kansas; Cfifford B. Dye. Cohimbus. Ohio., 
special agent for 0.; Joeeph 0. Djn. Cohuibna, 0., atate 
agent for 0.; William C. Fowler, Chicago, lU., state agent 
for Blioh. and So. Canada.; Burt J. Gilmore, Indianapolis, ud.. 
state agent for Ind.; Charles H. Herrmann, Chicago, In., qweial 
agent for Cook Co.. HI.; Joeeph B. Innis. Cohmibua. 0.. special 
a«nt for O.; Alvin L. Jessup, Denver. Coto.. state agent tor Col., 
New Mexico, and Wyoming; Robert J. Jordan, Minneapolis, Minn., 
sjpedal aoent for Minn, and Western Can.; Plul H. Kmghton. Han- 
mbal. Mo., stete agent for Misa.; Julius M. Miller, Muakogee. 
OkU., apecial agent for Okla.; Walter E. Miller, Chicago, Dl.. state 

rat for lU.; Albert S. Reed, Aberdeen, S. D., state agent for S. D.. 
D. and Mont.; Lynn C. Storey. Lincoln. Neb., state agent for 
Neb.; Roger Swire, Iowa City. Ia., state agent for la.; Wm. Paten 
McGuire. Independence. Ia.. special agent for la.; Frank Wri^t. 
Indianapolis, Ind., speoal agent for Ind.; George G. Wrii^t, Mil- 
waukee. Wia.. spedal agent for Wis.; A. Wm. Baxter, Detroit, 
Mich., speeial agent forMioh.; RoUin J. Hopkirk. Fort Madieon, 
la., spedal agent for la.; William E. Landers. Dayton. 0.. special 
aoent for 0.; Fred Men, Indianapolis, Ind., special agent for Ind.; 
Wm. F. Wocher, Indianapolis. Ind.. speeial agent for Ind.; Charles 
E. Conrad. Hastings, Neb., special agent for Neb.; George B. Carr. 
William M. CarrTrliomaB Cowley, Georn W. Mendenhall, and 
Jamee K. Stuart, Dee Moines, la., special agento for la.; George 
H. TvBon, gen. agt., H. Folger, east. gen. a«t., R. R. Weber, Jamea 
B. Hatcher. Doudas Parker, and Harry L. Cope, special agents. 
San Francisoo. Cai., covering San Francisco and Bay Counties, San 
Joaquin VaQey; E. F. Hewit, Sacramento, Cal., speeial agent for 
No. Cal.; Earl R. Holland, Loa Angelea, Cal., special agent for So. 
Cal. and Aris.; Harvor Wells, PbrUand, Ore., nec'ial agent for Ore.; 
Frank 0. V'moent. Spokane, Wash., special agent for Eastern 
Wash., and Northern Idaho; W. T. BurweD. Seattle, Wash^and 
W. F. Higbee, Taooma, Waah., speeial agento for Western Wash, 
and Brit. Col.; Arthur D. Ferns, Salt Lake City, Utah, speeial 
agent for Utah, Mont., So. Idaho. Nev. and Oregon.; Lester D. 
NmcheU. Seattle. Wash., special a^t for Weslan Wash, and 
British Col. This oompany does busmees in all States (except Vt.) 
and in the Dominicm of Canada. 



GERMAN-AMERICAN INSURANCE COMPANY, Pittsburg, Pa. 

President W. J. Patterson; Secretary. E. P. Niebaum. Organized, 1873. 



Yua 

1911 I 
1912 
1911 
1910 

1900 





Unearned 


Net 


Net 


Total 


Loeses 






Total Ex- 


Losses 


ASMtS 


Prauoa. 


Sorphia 


I^emiums 


Income 


Paid 


Dividends 


Expenses 




Incurred 


1798.481 


8801,340 


8245.191 


8371,464 


8409,965 


8195,945 


828,000 


8153,269 


8377.214 


8201.413 


76W 


257.828 


263.068 


311.945 


350,025 


152,953 


28,000 


125.564 


306.517 


155,147 


7».9e2 


228.926 


250.222 


286,246 


321,768 


138.569 


28.000 


110.569 


277,138 


144.770 


fil'*" 


180,770 


261.516 


241.256 


273.892 


95.442 


21,000 


95.089 


211,531 


100365 


•W.Jlt 


188348 


260.400 


166.496 


t238.556 


77.679 


12.000 


64.879 


154.55d 


82.201 



•IoefaideB8S0300i 



I on new stock. 



Digitized by VaiJOV LC 



78 



REPORTS OF FIRE INSURANCE COMPANIES. 



GERMAN-AMERICAN INSURANCE 

Dm. 31, 1913. LuBEUim, Dm. 31, 1913. 

Realestate $48,993 LooMunpttd S44342 

Martgaeeloftiu 562,025 UnMrnedpranB.... 301340 

" ' Other liabi&tieB... 



BoDcb and stoeka. , 
CoUatenlkMuis... 

Caah 

Agents' balances.. 
Interest and rents. 

Total 



62.750 
16300 
57,720 



7,108- 



Totalliabmties.. 



53.956 Capital paid up. 
11337 Netsurphia 



$353390 
200,000 
245,191 



$798,481 Total $796,481 



Undemriting loss, 1913, $27,626; investment profit, $37,728. 

BISKS AND PREMIUMS: Fire risks in force, December 31, 
$51,183,160; premiums thereon. $558396. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$3,444,405; kMsca paid. $1,757312; dividends declared, caah, 
$369,000. 

BEAL ESTATE OWNED: Consists of 12 dwelling prtqierties 
in and near Pittsburgh, wfaieh cost $36372. 

MORTGAGE LOANS: There are 206 feans, aggregatinK 
$662,025, on property worth $1318,350. There was $1,631^ 
interest past due on December 31, last. The company holds 
$669,400 of insurance on the buildings. There is but one loan as 
large as $11,000. 

COLLATEBAL LOANS are as foDows: Market Amount 

SecuritieB. Vafaie. Loaned. 

FtfthAve.Bk..Fit«Bburfth $1,800 $1300 

Pitts.Bdg.ftIronWks.,bB 20,000 12,000 

Mfg.LtlHeatGo.,Btk 5,000 3300 

Totals $26300 $16,800 



COMPANY, Pittsburg, PsL—Continued. 

BONDS AND STOCKS OWNED: Par Market 

Boime. Value. Value. 

W.Pa.Ezposition8oe., 1926,5% $5,000 $5,000 

W.End'lWl938,5% 10300 9,800 

NatFpfa.1920,5% 5.000 4.950 

Monon.L.AP.,1949,5% 5,000 4.800 

FedaalSt.ftPl.VaLBy.,1942,5% 5.000 5,050 

SlOGEB. 

DeLIns. Co 160 

Duouesne Nat. BL, Pittsburg 4,000 0,600 

FSf& Ave. Bk.. Pittsburg 5,000 9.000 

Pbg.StL. Pittsburg 5,000 4.550 

Totals (book value. $49350) $44,160 $52,750 



MISCELLANEOUS: Capital inereased in 1909 from $100,000 
to $200,000 and $50,000 realised as premmm on the new atoek 
sold added to surplus. Conflagration hisses: Bait, 1904. S70.- 
136: San Frandsoo, 1906, $8,148. 

DIRECTOBS: Wm. H. Barker, C. W. Hehnold, Wm. F. Mgr- 
ers, Philip Qettman, W. J. Patterson. John R. Riesmgrer. J. B. 
Kaercher, Chas. H. GeOfnai, E. H. Myers, Jr., Geo. H. KlaiiaB, 
Frederick Mugele, Geo. R. Aufderheide. 

FIELD MEN AND TERRITORY COVERED: Theis Brw^ 
Wilkes-Barre, Pa., general agents for Central Pa.; Berry, Treniaine 
k Co., N. Y. aty, general agents for N. Y.; Fish k SchnlkaiBp, 
Madison, Wis., goural agents for Wis. The company operates m 
Cal., Del., in., LaTMasa.. Md.. N. J., N. Y.. 0., Ore.. K., Tex, 



GERMAN-AMERICAN FIRE INSURANCE COMPANY, 
Washington, D. C. 

President, E. G. Schafer; Secretary. H. H. Bergmann. Organised, 1873. 





Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


LOMB 


YSAB 


Aasets 


Fkemiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


penditures 


Ineurrad 


1913 


$363,023 


$20,402 


$341,581 


$15,320 


$35,297 


$4,765 


$18,000 


$11,710 


$84,475 


$4,713 


1912 


368,992 


20.448 


240,543 


15.232 


32,199 


3,066 


12,000 


^2'?1? 


25379 


3.386 


1911 


355335 


20.933 


233.498 


16,502 


34397 


4381 


18.000 


9,506 


32.086 


4.546 


1910 


853,409 


20,259 


233.105 


16355 


34353 


2.405 


20,000 


9,451 


H:^ 


2390 


1909 


338300 


19378 


218,762 


16346 


34,222 


4.033 


15.000 


9.619 


2.905 



Dmc. 31, 1913. 



LuBiunBS, Dae 31. 1913. 



Realestate $73,686 Losses unpaid... 

Mortgage kwns 277,936 Unearned prems. 

Cash 7.738 Other liabilities. . 

Agents' balances.... 131 

Interest and rents. . . 3332 



$278 

20.402 

762 



Total 



TotalliabUitaes... $21,442 
Capital paid up.... 100,000 
NetsurphiB 241.581 



$363,033 Total $363,033 



RISKS AND PREMIUMS: Net fire risks in force. December 
81, $8317,757; premhmu thereon, $39,979. 



REAL ESTATE OWNED: Consists of company's home office 
building, book value, $61384, carried at market vahia, $73,685; 
expenses, $595, and rents, $5,300. 

MORTGAGE LOANS: These aggregate $2n.936, and are 
protected by imnroved real estate in the District of Cohunfaia, 
valued at more than double the amount loaned thereon. 

MISCELLANEOUS: Company operates only in D. C. Coa- 
flagration kiss: Baltimore, 1904, $10,000. 

TRUSTEES: E. G. Schafer. JuKus A. Maedd, O. L. Wolf. 
steiner, Chas. Schafer, Chas. B. Pearson, F. A. Blundon. E. L. 
~ ' " W. £. Edmonston, Herman E. Gasch. 



GERMAN-AMERICAN FIRE INSURANCE COMPANY, Baltimore, Md. 

President, Martin Meyerdirek; Secretary, T. H. Manson. Organised, 1880. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex. 


LQaM~ 


YlAH 


Aasets 


Ptaniums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


penditures 


IncttTTvd 


1913 


$1,311,404 


$257,987 


$530374 


$241,412 


$309,581 


$128,902 


$40,000 


$103,749 


$272,661 


n26,$3)> 


1912 


1,291352 


242,950 


515316 


239.019 


303,197 


112,323 


40,000 


106,042 


258365 


106,425 


1911 


1,256,166 


225,430 


482.841 


236326 


t464325 


123.746 


28,000 


90,280 


242,02C 


isSlssi 


1910 


726,080 


206.976 


278.633 


209.108 


244,125 


98,899 


16,000 


81339 


196388 


•7,56« 


1909 


687,0941 200.018 


246.726 


207,600 


238,808 


91,533 


16.000 


78.469 


186302 


9U9M 



Unearned premiums include amount reobamable on perpetual polides. t Includes $180,000 surplus pai(i|^i^ 



REPORTS OF FIRE INSURANCE COMPANIES. 



79 



GERMAN-AMERICAN FIRE INSURANCE COMPANY, Baltimore, Md,— Continued. 



, Die. 31. 1913. 

159,638 




LiABiums, Die. 31, 1913. 

Loaaesunpftid $18,935 

663.276 UoMrnedpraoM.... 257,814 

416.955 P«.dep.recl 123 

75,378 Other fiabifitiei.... 4,258 



42.166 
42.282 



Total IbUfities.. 



11.508 OftpitaliMidiip. 



$281,130 
500,000 



Netaurplus 530.274 

Total $1311.404 



Uaderwritiiig profit, 1913. $10359; myeBtment profit. $44399. 



RKKS AND PREMIUMS: Fire risks in foroe Deoember 31. 
^.641,921; premiums theram, $487,183; perpetual fire risks, 
15,250; deposit premiums thereon, $123. 



Comprises 411 E. Bait, st (ooeo- 
at $40,000. and 23 small prop- 



BCSINE8S SINCE ORGANIZATION: Praniums leoelved, 
6489.014: kMBi paid. $1,669364; dividends deelarad. cash. $465.- 

060. 

BEAL ESTATE OWNED: 
Pted by the oompany). carria 
eniei and groimd rents in Baltimofe. 

MORTGAGE LOANS: There an 270 kwns. ranging in i 
fam IIW to $150,000 and aggregating $663^6. ~ They are aU 
spoD property in or near BalUmore and are m few instances for 
» Boefa as 50 per cent, of the estimated value of the security. 
loae vas $72 of intseet overdue on Deoember 31. last. The 
Jnceit baa. $150/X0, is secured by dweilings at Nos. 2201-59 
£atsv pbee. vahied at $450,000. 



COLUTEEAL LOANS are se foDows: 
SacuRRisa. 

BiltCo..W.AE.Co..bB.,5% 

I>%Raorde»k 

BaltCo,W.4ECo..bB..5% 

Wi.Co.,W.*ECo.,stk 

Mortga^ on seventeen dwrilings 

Deimarvia TL. bs 

WLCo,W.*ECo..bB..5% 

Ddaurria TL. be 

Bt»t.Co.,W.AE.bB..5% 

F»m.Clsik,eB.bB. 

Mc^tme, 833 F^cmoDt st 

lnitedR.Inc4% 

BritEUrtk!?... 

Md.Tnirt,p 

C«ie.Gas.E.LAP..p 

^U(.a044AbeUave 

5«rf.4Port«Bouth Tc, 5% 

B«telTerm^6% 

Sew Engbad, IV., 5% 

Jew England, Pr^stk 

Mt\enion Cot Dk., 5% 



Market 

Vahie. 

$880 

900 

930 

1.366 

4.350 

11.700\ 

13,020/ 

18.000\ 

13,020j 

9.900 

4,000 

10,800] 

2,250 

1,170 

9,900^ 

1,100 

900] 

1.100 

920 

60 



Amount 



$500 

500 

860 

450 

2,000 

11,400 

12.500 

6.000 
2,000 

20,000 

1,100 

2,728 



COLLAISBAL LOANB.— Cofrf. 

SeeuritieB.— Conf. 

Mtge. 3018 AbeU ave 

Mtge. 1626 £. Balto st 

U.S.Guar.&Tr^stk 

Balto Co., W. A E., g., 5% 

Cons. Gas. E. L. A P. E., p 

Balto Cy..3i% 



Market 
Value. 
$1,250 

1.000 
360 

3.720 
10,800\ 

1,820/ 



Amount 



$1,250 

1,000 

300 

3,000 

10.800 



Totals $125,945 $75,378 



BONDS AND STOCKS OWNED: 
BoiCDe. 

Bah. Cy.. 1928-54. 34% 

Bait. Cy., 1925-6, 4% 

Bait. Cy., 1916. 5% 

Bait. Co.. 1946, 5% 



Stocks. 



Gn. Ad. Bureau 

Md.Tr. Co.. p 

Bait. Tr. Co 

Cons. Gas.. El. Lt. A Pr., p. . 

Merch. A Miners Trans 

N. Y.. N. H. A H. R. R. R.. 
Fannere A Merch. Nat. Bk. . 

Mereh.-Meeh. Nat. Bk 

Nat.Ex.Bk 

W.Nat. Bk 

SeoondNat.Bk 

Citiaeus Nat. Bk 

German Bk 

U.S.Fid.AG.Co 



Par 

Value. 

$251,900 

7.100 
20,600 
10,000 



150 

11,000 

3,150 

10.000 

21.300 

18.700 

9,000 

7.170 

13.300 

2,000 

2,800 

1,320 

1,000 

12,500 



Market 

Vahie. 

$225317 

6,958 

20306 

9300 



150 

12370 

8320 

10.800 

9,586 

14,025 

10.800 

22,944 

21,280 

3.800 

5,600 

5,544 

1.100 

22,500 



Totals (book value. $412,699) $400,990 $412,699 



MISCELLANEOUS: Capital tediioed in 1881 from $206,350 
to $200,000. After Bait, oonflaoation capital reduced to $50,000 
and immediately increased to IQOO.OOO. The company increased 
its capital in 1911 to $600,000 and added $180,000 to its net 
surplus. Conflagration loss: Bait. 1904. $330363- 

DIRECTORS: Martin Mcyerdirck, F. Mueller, George A. 
Hax, Arthur Wallenhorst, L. C. Sohneidereah, John C. Distler, Jr.. 
H. S. Rippel, George J. Thaler. Heniy G. Von Heine, Rudolph 
Sommerwerok, Ernest SchmeisBer, F. C. Bressler. 

FIELD MEN AND TERRITORY COVERED: Prank S. 
Lake, special agent, Fall River, Mass.; Secor Cunningham, Chi- 
cago, in., general agent for 111.; R. P. Ookenga. Freenort. DL, 
State agent for HI. The company operates in D. C. lU., Md., 
Maes.. N. J., N. Y., 0. and Pa. 



GERMAN SECURITY INSURANCE COMPANY, Louisville, Ky. 

President. Chas. H. Bohmer; Seeretary, B. Frese. Organised. 1872. Capital, $100,000. 





Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


Losses 


)fm 


AKtS 


PKmrams 


Surplus 


Pkemhims 


Income 


Paid 


Dividends 


Expenses 


penditures 


Incurred 


ms 


$186306 


$15,801 


$70,002 


$8,455 


$17,459 


$5,132 


$6,000 


$8,717 


$10349 


$5,132 


1M2 


181351 


16321 


63327 


10364 


19.201 


2.855 


7,000 


7319 


17,274 


2.854 


191 1 


188.772 


16.130 


72,627 


10,966 


18.488 


3.044 


5,000 


7,464 


15308 


3,059 


\m t 


185,422 


15.202 


70.130 


10,014 


16315 


2.461 


6.000 


7,105 


15,566 


2.461 


!»» ■ 


185394 


16.422 


68.856 


10363 


16318 


4.358 


5.000 


6,675 


16,033 


3.449 



Dctaib of assets, etc., not received when this page went to press. 

DffiBCTORS: Geo. Gotig, W. S. Moots, C. H. Bohmer, John i 
ManiaIl,H.H.Stoekhoir. 



TERRITORY COVERED: Ky. only. 



GERMANIA FIRE INSURANCE COMPANY, Nev^ York, N. Y. 

^nadteX, Geo. B. Edwards; Viee-PresidenC and Secretary, Gustav Eehr: Assistant Secretaries, Louis Pfingstag, Louis F. Goule. 

Organised, 1859. 



Yui 


AsMts 


Unesrned 
lYemiums 


Net 
Sorphis 


Net 
Premiums 


Total 
Income 


Lo«»s 
Paid 


Dividends 


£xi>eiise8 


Total Ex- 1 Losses 
penditures 1 Incurred 


1113 
1112 
IMl 
1910 
19D9 


17392,157 
7333378 
6.961440 
$.707,471 
6348329 


$3365,001 

3368348 
3386380 


$2,728327 
2,733,131 
2,396,126 
2360340 
2306<4I9 


$2,978,178 
2311344 
2.962346 
2375357 
2.907.416 


$3,291,536 
3344,842 
3339,818 
3,203,546 
3.100.112 


$1,413,213 
1.394,250 
1.545.355 
1.357,275 
1.258.487 


$200,000 
200.000 
200,000 
180,000 
150,000 


$1,282365 
1312,793 
1.231,324 
1,230,585 
1.192,554 


$2.895.578| $1,415,605 
2307,043 1.398.169 
2,976.679 1,488.200 
2,767,860! 1.372,231 
2.601.041 1301318 



80 



REPORTS OF FIRE INSURANCE COMPANIES. 



GBRMANIA FIRB INSURANCE COMPANY, New York, N. Y.—ConUnued. 



AasBTS, Deo. 31. 1913. 



3806.500 



Mortgage loana 402,500 UuMmedpranw., 

^ ' 4,880333 OtberlbUfitias... 



Bonds and stoekB 
Cuh 



Interest and nntB.. 



529374 
584.193 



LuBiuim. Die. 31, 1913. 
$184365 
3365,601 
113,464 



Total fiafailitias. . . 13.663,930 

46357 Capitalpaidap 1,000,000 

Net surplus 3,728327 



Total 



17392.157 Total $7393.157 



Underwriting profit, 1913. $189308; inTestaMnt profit. $5394. 

RISKS AND PREMIUMS: Fire risks in fbroe. Deoember 31, 
$703,462314: premiums thmon. $6360343. 

BUSINESS SINCE ORGANIZATION: Pramtoms reoeiTed, 
$89,066,511; losses paid. $35,141303; dividendB declared, cash. 
$6331.000. 

REAL ESTATE OWNED: Consists of the 8-stor7 stone And 
iron building at 62-64 William st. New York, ooeunied as offioss 
and as the main oifioe of the company, carried at $775,000 (aotoal 
cost, $628,162). and the 4-stor7 fanck store and dwelling at 5 
Gboper sq.. New York (carried at $33,500 (book vahie. $60,000). 

MORTGAGE LOANS: All but 5 of the 33 loans are upon 
dwelUngs in New York C^ty. the ranyntng 5 being secured by 
a brick apartment hotel and 4 brick bttiUingB. Thelargest mort- 
fue is for $40,000. on 821-3 CouldweU Ave.. New Yoric. which is 
^Eed at $60,000. There is one for $35,000 on 40 W. 60th St, 
N. Y.. one for $30,000 on 40 W. 37th st.. one for $25,000 on 354 
Willis ave.. one for $23,000 on a brick dwelling on Suburban pL, 
near Boston rd.. one for $33,000 on Home st.. near Prospect ave.. 
one for $25,000 on 368 E. 149th st., one for $25,000 on 1044 TeUer 
aye., one for $30,000 on 460 E. 184th St.. and several for $10,000 
to $18,000 each. There is no past due interest, and the total valu- 
ation of the mortgaged premises is $904,000, while the amount 
kaned isbut$492300. 

BONDS AND STOCKS OWNED: 

BOMDB. 

United SUtes, rag., 1925. 4% 

United Stetes, reg.. 1961. 3% 

Qeoraia State, r«.. 1918. Zk% 

Ph>vuioe of Ontano. deb.. 1039. 4% 



Tmitory of N. M., m. r.. 1933. 4% 
Corp. Sti.. New York Cy., 1960, 4i% .... 
Core. Stk.. New York Cy., reg., 1953, 3*% 

Richmond City, reg., 1923-9,4% 

Atlantic C. L. R. R.. 1 m., g., 1952, 4% . . . 
At. T. A 8. Fe Ry.. cv. g.. 1960. 4% . 
At..T.&S.FeRy..gn.m.B.,K''- ' 
B. A 0. R. R.. ev. g., 1933, 4^% . 



At, T. & S. Fe Ry., gn. m. «., 1995, 4% . . 

B.40.R.R..cy.g., 1933, 4*% 

B'way ft 7th Av. R. R., 1 os. m., g., N.Y. 



Cy.,1943,5% 

Brooklyn Rapid Transit, 1 r. m., 2002, 4% 
Brooklyn Umon El. R R., 1 m. g., N. Y. 

Cy., 1960,5%;-...-;-. 

Ches. & 0. Ry., R. A A. Div.. 1 on. m.. g.. 

1989.4% 

Ches, ft 0. Ry.. gn. m. g.. 1992. 4*% . . . . 
Chi.. MU. ft St. P. Ry.. cv.^.^ 1932. 4*% . 
ChL, Mil. ft St. P. Ry. (CJhi. ft Pac. W. 

Div., 1921.5% 

Chi.. Mil. ft St F. Ry., gn. m. g.. 1080. 

Ai% 

Chi.&N.W.Ry..8.f..deb..reg., 1033.5% 
Chi., R. I. ft Pac. Ry., 1 r. g., 1034, 4%. . 
C. St L. ft N. 0. R. R., hi. g., 1051, 5% . 
Denver ft Rio (Sde. RR.. 1 os. m. g., 1036, 

4% 

Evans, ft T.H.RR..lm.g., 1021. 6%. 
Flint ft P. M. R.R.. 1 e. m., g.. 1030. 5% 
Great Northern Ry., 1 ft r. m., 1061, Ak% 

lU. Central R R.. r. m. g., 1065, 4% 

Interborough R. T., l ft r. m. g., 1066, 5% 
Kansas City So. Ry. 1 m. g.. 1050. 3%. . . 

L. E. ft W. R. R., 1 m. g.. 1037, 5% 

L.8.ftMich.So.Ry.,g.. 1028.4% 

Lehigh Valley Ry.. N. Y.. 1 m. g.. 1040. 

i^% 

Long Island R. R.. gn. m. g.. 1038. i%. . 
Lou^. ft Nash. RjL uni. g., 1040. 4''^ . . . 
Mil.. Sparta ft N. W. Ry., 1 m. g., 1047, 

4% 

Mo., Kan. ft Tex. Ry., 1 m. ext. g.. 1044. 

6% 

Mo. Pac. Ry., 1 cs. m. g., 1020, 6% 

Na«h.. Chatt ft St. L. Ry., 1 cs. m. g., 

1928 5^'r ' • 

Norf. ft Wert'ernRy.,' cv.' g.,' 1038,' 4*% ! . 



Pftr 


Market 


Vahie. 


Value. 


$20,000 


$22,000 


5,000 


4.950 


10,000 


0,600 


60.000 


57.000 


5.000 


4.700 


50,000 


50.000 


500.000 


230.000 


52,100 


40.405 


50.000 


45 000 


50.000 


47,000 


50.000 


46,000 


30.000 


27,000 


25.000 


24.750 


50,000 


43.500 


25,000 


24,750 


30,000 


25,500 


50.000 


45,500 


13,000 


13,000 


100.000 


102,000 


25,000 


25,000 


40,000 


40.000 


50,000 


35,500 


25,000 


26,000 


35,000 


28,000 


25.000 


25.750 


25.000 


21,750 


50.000 


40,000 


60.000 


53.400 


50.000 


48,500 


50.000 


34.000 


50.000 


49,000 


25.000 


22.000 


25,000 


25,000 


25,000 


21,500 


25.000 


22,750 


50.000 


45,000 


25,000 


23,750 


25,000 


25,500 


25.000 


26,000 


10.000 


10,100 



Boifna am Sioon Owmid.— Cml. 

BoNna.— Cml. 

No. P*c.^t N., C, B ft Q.. col. g. jt b., 

1021J% 

N. Y., West ft B. By.. 1 m. g., 1046. 4^% 
N. Y., Bkn. ft M. Beach Ry.. 1 en. m. g., 

1035,5% 

N. y. (5en. Lines, eq.tr. ctf.. 1022, 4*%. . 
N. Y., N. H. ft fa. TEL R. cv. deb.. 1048. 

N. y!,'a ft 'W. Ry "rl 'mi g..* 1002,' 4%! '. '. 
Oregon Short Line R. R, r. g., 1020, 4%. . 
Seaboard Air line ^., 1 m. g., 1050, 4% 
St. L. ft San Ft. R R., r. m. g., 1051, 4% 

So.Fte..RR.Lr.m..g.,1055.4% 

So.Ry..los.m.g.,I004.5% 

Toledo ft 0. Cen. Ry., 1 m. g., 1035, 5% . . 

Wabash RR.,lm.g., 1030, 5% 

W. N. Y. ft P*. R R., 1 m. g., 1037, 5% . . 
Wheeling ft L. E. R R., 1 os. m. g., 1040. 

4% 

Western Md. R. R, 1 m. g. 1052, 4% ... . 
Wisoonain Cen. Ry., 1 gn. m. g., 1940, 4% 
Amer. Dock ft Imp.. 1 m., N. J., 1031, 5% 

Amer.Tlft Tg.,oy.K.. 1933. 4i% 

Mortgaf».Bond., N. Y., g. m., 1966, 4%. . 
Tenn. Coal Iron, ft RR, en^ 1 m., g., 

1917,6%. 

U.S. Steel Corp., s.f.g.. 1963.5% 

Stocu. 

Atoh., Top. ft Santa FeRy.,c 

Ateh.. Top. ft Santo FeRy.,p 

Atlantic (3oa4 line R.R.,c 

B.ftO.R.R,p 

Chi., Mil. ft 8t P. Ry., c 

Chi. ft Nwn. Ry., o 

Delaware ft Hudson 

Denver ft Rio Gr.R.R,p 

Great Northern Ry., p 

Louisville ft Nashville R. R 



nRy.. 
.ft St I 



N.Y.,Chi.ftStL.R.R.lp 

N.Y.,N.H.ftH.R.R 

Norfolk ft Western Ry., adj. p . . . . 

Pennsylvania R. R 

Reading Co., 1 p 

Southern Pacific 

Southern Ry.,p 

Union Pacific R.R., c 

Union Pacific R R.,p 

(jerman American BL, N.Y 

National Park Bk., N.Y 

American .\gri. Chem. Co., p 

American (Dar ft Fdry.,p 

Amer. Locomotive, p 

American Sugar Refining, p 

American Tl. ft Tg 

ConaoUdateaQas,N.Y.C 

(}cneral Adj. Bur 

Law}'en Mortgage. N.Y.C 

Pullman Co 

Standard Oil. N.J 

Underwriters Sttlv., N. Y 

Underwriters Salv., Chicago 

U.S. Steel Corp, p 



Ptt 


Market 


Vahie. 


Vnhie. 


$100300 


$94,000 


25,000 


19.000 


25,000 


25.000 


50300 


47.000 


25,000 


26.250 


25.000 


30.750 


50.000 


44.000 


50.000 


4O.S00 


26,000 


17300 


50300 


44.500 


50,000 


51.000 


85300 


36.050 


50.000 


50.500 


50.000 


51.000 


25,000 


18.000 


50300 


S7.5O0 


25.000 


21.350 


25300 


253O0 


10.000 


9300 


25,000 


21.000 


25300 


25.250 


50.000 


49300 


250,000 


232.500 


100.000 


96,«W 


44.000 


51.040 


100.000 


78.000 


40.000 


39.600 


30300 


38.100 


50.000 


75.SO0 


40300 


10.000 


70.000 


88,200 


120300 


159.600 


30.000 


37.500 


120.000 


111.600 


50.000 


37.500 


50.000 


42.500 


100.000 


100.000 


50.000 


43.000 


100.000 


88.000 


100.000 


75.000 


100.000 


154,000 


100300 


85.000 


9375 


12,187 


12300 


43.135 


50.000 


45.000 


50000 


55.500 


30.000 


2S.800 


50.000 


55.000 


40,000 


46.S00 


80,000 


103.200 


450 


450 


20,000 


3«.ono 


60,000 


90.000 


50,000 


202.000 


1,000 


1.250 


1,000 


1,000 


30,000 


31.5O0 



Totals (book value, $5,493,254) $4.868.425 *4,007.»47 



* Securities as per company's valuations; the item in aaaets U 
based on ins. dept valuations. 

MISCELLANEOUS: Capital was increased in 1864 to S500.- 
000, in 1872 made up by "calls on capital." an impairment nf 
$250,000 (50^'o): capital increased in 1880 from $500,000 to %l,OlM ■. . 
000. Cooflacation kMses: Chicago, 1871, $256,833; Boat, itk. 
$406,750; Baltimore, 1904. $264398: San Frandseo. 1906. r2,- 
050.331. Net vahie of special deposite: Ga.. $0,600; Va . 
$49,495; N. M. $9,650; Can.. $47300; N. Y.. $500,000. 

DIRECTORS: Fr. Von Bemuth. EVnest Hall. Marcos 1. 
Waid, Carl Vietor, Steffen Dieckmann. A. Sondem, Geo. B. Era- 
wards. Alfred Roelker. Gustav Kehr, Henry G. ESUassodtts. O»omr 
Drtwier, Rudolf Pagenstecher, Frederick T. H. Lodwig. Edwmrct 
G.Halle,M.J.Averbeck. 

FIELD MEN AND TERRITORY COVERED: E. Q. H»tl«, 
manager; Edw. E. Foster. C. H. Coatai and C. Koeh. rnrrt-mm 
managers; H. A. Clark, general adjuster. Weateni dapartaaen^ 
160 W. Jackson Boul., Chicago, lU.; Soeoial agents: Eastern «i^ 
partment, E. H. Hombostel, Chas. Haas, G. H. Kehr. F. < - 



REPORTS OF FIRE INSURANCE COMPANIES. 



81 



GERMANIA FIRE INSURANCE COMPANY, New York, N. Y,— Continued. 



FKhad. John G. Bolker. Frank R. Ku^. Wotern depart- 
■CBt: H. W. Ovkm, Sute aeent for Ky., W. Va. uid 0.; H. M. 
Bnxdo, Aba Koris uid R. D. Cooke, motaaX aceats for 0.; 
FnokE. Halle, Stete agent for Wis.; John R. Engie, Stole agent 
br Ind.: H. L Mee. Stote agent for Mich.; M. F. He|der. epeeial 
Kcot for IH: C. CTNiehobon, State agant for lU.; Lee £. Eldrake, 
Sute i«ait far la.; Ang. H. Chrieat, State agent for Mq^ Ark.; 
On T. Priee. qwdal amnt for Kan. and OUa.; F. J. Haiaon. 
Sule spot for Muuu. Mont, and N. D.; R. H. Sinunonda, apecial 
^cent for Tenn.; Wm. A. Qraham, apecial agent for Neb. and 8. D.; 
L P. Applcaaan, State agent for Cok>.; Wm. E. Walker, special 



agent for N. M. and Aris. 

and W: " " 

Ida., 
Cal. 



Alex. C. Sundell, special agent for Colo. 

il agent for Cal., Wash.. Ore., 

Nauman Co., State agents for 

Welty. spedal agent for 



Wyo.; Fred S. Penfield, general agent 

.. Utah and B. C; Chapman ft Naumai 

. for the Qermania Undn.; Per Lee W 
Ore., Wash, and B. C; Z. M. Boyer. special agent for Ore.. Wash, 
and Ida. Southern department special agents: George Harring- 
ton, Atlanta, for Ga.. S. C. and Fla.; R. C. Patterson, Cohunbus. 
Ga., for Ala. and Miss.: P. R. Carlton, Richmond. Va.. for Va. and 
N. C: W. 0. Kraft, Houston, for sooth Tex.; W. L. Foreman, 
special agent for north Tex. The company operates in all the 
States of the United States except Alas, and Ner. 



GIRARD FIRE AND MARINE INSURANCE COMPANY, PhUadelphia, Pa. 

Preadcot, Henry M. Grata; Viee-President, George W. Watt; Secretary and TrsMunr, E. J. Thomaaon. Organised, 18S3. 



1 


Unearned 


Net 


Net 


Total 


Loases 




1 Total Ex- 1 


Losses 


Tut' Aaets 


FkemiumB 


Sorpha 


Fkemiums 


Income 


Fkid 


Dnrideoda 


Expeoaes 


penditures , 


Incurred 


mi \ 12.477,988 


$1,548,922 


$372,664 


$815,376 


$917,982 


$418,045 


$100,000 


$381,264 


$899,309! 


$411,928 


1912 2Ml^36 


1,6«1,«24 


417.093 


836,547 


039,509 


417,635 


100.000 


388.34^ 


905.9821 


411,804 


Ifll 1 2,546,485 


1,568,661 


409,565 


862,562 


964,170 


441.664 


100.000 


402,744 


044.408 


433.800 


1910 ! 2,543,902 


1,565,816 


406397 


925,325 


1,023,067 


376.403 


100.000 


417,540 


893.943 


394.039 


1909 2.446,083 


1,504,496 


390,084 


861,387 


063.912 


379.002 


100.000 


394,825 


873.827 


376,022 



AsBn. Dk. 31. 1913. 



LuBiuma, Dbc. 31. 1913. 



lUtleMatc $267,250 Loasesimpaid 

Mortpeeknna 180,400 Unearned prei 

Bonds aad Hocks 
Collatenlkans.. 

C^ 86,565 

Ai^ntababaceB ... 141.687 

Iot«Test 25,530 

OdMtaKts 4.477 Netsorplus 372,664 

Total Msed 



1.737,579 Per.dep.red. 
34,500 Other labilities. 



Total liabifities. 
Capital paid up. 



$52,902 

963,458 

585,464 

3,500 

$1,605,324 
500.000 



Uomed irainmu include aoMrant reelaimable on perpetual policies. Deposits received and returned on perpetual policies 

BoiTM Am Srocu OwiaD.--Cml. Par Marke 

Bomw.— Ceni. Value. Vahie. 

New York Cy ., N. Y., 1957, 4*% $25,000 $26,125 

Norfolk, Va., 1936. 4% 25.000 23,750 

Norfolk. V» . 1^40, 4i% 2,000 2,000 

North ( ju-olina. red., 1950, 4% 10,000 10.000 

Pitl^bwKh, P* . 1917, 4J% 5,000 5,050 

Pit l^^lAirwh , Pa., 1927. 4J% 90.000 20,400 

SoiiULe. \K'mK 1930. 4i% 30.000 30.000 

Aci^-nrjvn Elv , 1 917, 5% 5.000 4,725 

AtJ;.!iik ( ^L I.. R, R., Lou. k Naah. Dir., 

1952. 4% 20,000 17,900 

B. k 0. R. R., 1948. 4% 10.000 9.200 

B. ft 0. R. R., P., L. E. & W. Va., Sys., 

1941,4% 35.000 29,760 

B. A O. R. R.. So. W. Div., 1925, 3»% . . . 10.000 8,500 

Big Sandy R. W., gtd.. 1944, 4% 10,000 8,775 

Buffalo&Susq.R.R.,lm.r.,1951.4%.. 30.000 15,000 

Bush Terminal. 1955, 5% 20.000 19.400 

Ches, * 0. R. k. 1930, 4**7. 10,000 8.000 

Clev.. Lor. *W.R.W.,B. 40., 1980,4*% 6,000 4.600 

Central P^. Ry., Thr. Sh. L.. 1954, A%. 20.000 18.800 

Chi., M. k St. P. R. R., 1989. 4*% 10.000 10.100 

Chi.&E.IU.R,R.,r.iimp.,1955,4%. 10.000 6,900 

Chi.. R. I. k Pac. R. R., 1 r.. 1934, 4%. . 20.000 15,000 

Chi. k Wat. Ind. R. R., cs. m., 1952, 4% 20.000 18.000 

Coal RiTer Rv., 1 m., g.. 1945, 4% 20.000 18.000 

Choc., Okla. k 6. R. h., OS. m.. 1952, 5%. 20,000 20,000 

Coto. Southern Ry., 1 m.. 1929, 4% 10,000 9.000 

Consolidated Tc. N. J.. 1933, 5% 10.000 10.200 

ConestogaTc.,1960.4% 10,000 9.200 

Delaware R. R., 1932. 44% 6,000 6,300 

Del. and Hud. R.R., 1 and r. m.. 1943. 4% 20,000 19,000 

East McK. St. R,, 1 m., 1929. 5% 20.000 20.200 

Elm.. Cort. k No. R. R., 1914. 5% 10.000 10.000 

Frisco Construction, 1922. 5% 10.000 9,275 

Fort Pitt Tc. Pitts., 1935. 5% 10,000 10.400 

Georgia k Alabama Ry .. 1945. 5% 20.000 20,800 

111. Cen. R. R.. eq.. tr..l92l-23. 4|% . . . . 20,000 19,812 

Indianapolis St. Ry.. gn. m.. 1933. 4% . . 15,000 12.600 

JeffwaoTR. R.. 1919.5% 20,000 20.800 

Kansas City So. Ry., p., 1950, 3% 20.000 14.000 

L. 8. k Mich. So. R. W.. 1931. 4%, 20.000 17,800 

Lehigh Val.. cs. m., 1923, 4i% 10,000 10.200 

Lehigh Valley R. R,. ooU.. 1917, 4% 5.000 4.900 

Lehigji Val. R. R. col., 1919, 4% 20.000 19.600 

Lehigh Val. R. R., gn. cs. m., 2003, 4%. . 30.000 26.400 

Lehigh VaUey Tr., 1935. 4% 25,000 21,750 

Long Island R. R. Ferries, 1922. 4i% . . . 20.000 19,600 

Lynn 4 Boston R. R., 1924, 5% 25.000 26.000 

Mt. Washington St. R.W..lm.. 1933, 5% 10.000 10.000 

Mutual Tm. Buffalo, 1924, 4% 10.000 9.500 

Newark Pan. R. W.. 1 cs. m.. 1930, 5% . 10,000 10,600 

New Orleans Tm. 1 m., gr.. 1953. 4% . . . 10.000 8,600 

N. Y. C. L., eq, tr.. 1924. 4i^t 20,000 19.200 

Norf . k WeetTRy., eq. tr.. 1914. 4% . . . . 5.000 5,000 

Norfolk k West. Ry. Div., 1. In. 4 gn. m., 

1944 4% . 20.000 18.000 

Norf. k West. Ry.. eq. tr.. 1917, 4^7 10.000 9,700 

Norfolk Ry . A Lt., 1 . cs. m., 1949, 5' c . . 5,000 4.950 
Digitized by VjiUUV LC 



. . $2,477,988 Total $2,477,988 

itiag profit. 1913. $27,489; investment profit, $27,697. 

RISKS AND PREMIUMS: Fbe risks in force December 31, 
t30e,957.006: premioms thereon, $1348.353; perpetual fire risks, 
tiimMl: deposit premiums thereon. $650,515. 

Brsi!^EaB SINCE ORGANIZATION: Pramiums received, 
C4J%,103: losses paid, $10,562,386; dividends declared, cash, 
C.134.6M. 

&£.\L ESTATE OWNED: The two principal real estate 
new aie the 4-stor7 brick and iron boik&ng at Chestnut and 
^rh ita^ Fbiladdphia. the book vahie of which is $129,012. and 
vttich ■ esrried at $200,000: and the hotel buiMing at 29-31 
^<»til 7tk iL. Phikdelphia, carried at $50,000 (book vahie. $61,- 
'Hi. IV ranainittg parcels are 3 dwellings in Washington. 
D. C. Ahoona, Pk., and Philadelphia, two of which are carried 
u Tihataoos cooakmbly less than book vahies. 

MORTGAGE LOANS: There are 38 k)ans, of whieh but 4 
(qui or eseesd $10jOOO in amount. PoUowing are the amounts 
o' the bifer loans, their securities and the valuations of the 
Wtter $40000, N. W. cor. Broad and Norris sts., Philadelphia, 
t7S.llOO; laoXlOO, 326 S. 21st st. PhibKielphia, $37,000; $13,000, 
fariek bakfiv, 213 Federal St.. Allegheny. Pa., $63i)00: $16,000, 
bnek aptrtaeat house, 2253 N. 83rd at, Philadelphia, $24,000. 
TV naosining loana areprindpally upon dwellings Mid farm prop- 
BtT in Pa. snd N. J. The $180,400 of k)ans are aeeured by prop- 
mxs eatimated to be worth $378,400. 

COLUTERAL LOANS are as foDows: Maricet Amount 
Securities. Vahie. Loaned. 

TiTt 1st OL. Leonard and Van Kirk sta., 

^tkWsrd. Philadelphia $8,000 $5,500 

lA B^ 3222 Mantua ave., Phila., gr. by 

EqaitTr 6,000 5,000 

iBnj-tfarat lat OL, DO. ft ao. akk Winton 

,"t,Phil» 39,600 14,000 

2 Biea.. 3 p-. rents. 1623 No. 32d st., 

?'l 12 Cokaabia av., 1720, 1722, 1730 So. 

5««h St, Phila 15,000 10,000 

Totak , .. 



BONDS AND STOCKS OWNED: 

BOMM. 

Atj«ta,Ga,lt22,44% 

klkatic Cy.. N. Jf.. 1942. 4*% 

rf?^^-J-.lW6,4% 

Woth, MiBB., 1927, 4*% 



$68.600 $34.500 

Par Market 

Vahie. Value. 

$10,000 $10,200 

20,000 21,000 

20.000 20.000 

15.000 15.300 



82 



REPORTS OF FIRE INSURANCE COMPANIES. 



GIRARD FIRE AND MARINE 

Bonds aitd Stocu OwitiD.—Cont Tv 

BoNDe.— Cone. Vahie. 

North Hudson R. R., imp. m., 1924, 6% . $25,000 
N. Y. C. & H. R. R. RB. and Al.. 1926. 

4*% 6,000 

Norfolk k Wertern Ry., 1996. 4% 10,000 

Omaha 8t. Ry., 1914, 5% 6,000 

Pwm. Co.. ooll. tr., g. 1-, 1931, 4% 10,000 

P«m. R. R.. cv. g.. 1915, 3*% 20.000 

PhUa. R. T., coll. tr., 1957, 5% 10,000 

Phila. , Wil k BaIL R. R , t r. , 1 92 1 . 4% . 50,000 

Phila., Wil. ^fc B&ll. H- H . .iclj . t932, 4% 20,000 

Phiii, A Reading R. R. Tin. ,1941, 5% . . . 5a000 

Phil* k Weat, Chester Tc. 1954, 4* o • • 10,000 

Pilia.. Cm., Cbi. A m. L, R. R.. 1940, 4*% 10,000 

Pitto, McK . 4 CoML R. K .» mi , A'-^c • • . • 15,000 

Pruvidenrc Security,, p., 1957, i% ... 10,000 

Pwe MarquetU! E. R.. cs.. IMl. 4% . . . 20,000 

RiwaiE^ Ga, . J cnsey Gen. , colL , mi , 4% 30,000 

Rcftdtn* Co., Rn. en, mi. 4% 10,000 

Rkhinotvd- Washington, 1943. 4%. 40,000 

8t, Ckir Tm. R. R , IW2, 5% 10.000 

Swond Ave. R. R., 1 c«. m,, 1948, 5% . . . 20,000 

Steubetinik Tc. 4 Ll, 1 m., 1928, 6%. . . 20,000 

et. L. Iron Ml ft So. R, R., 1833, 4% . .. . 20,000 

Southern Piicific R. R., 1 r . m ., 1 &55, 4"/o ■ 10,000 

Schuylkill Valley Tc, 194S, h^^ 10,000 

Soutbem Ry, i^L L. Div , I9ft|, 4' ^ . - 10,000 

St. L. .So- Western Ry.. l»32, 4' ;, 20,000 

Tol, ft 0. Cen. Ry.. I m., |%1, 4, ... 15,000 

Tol., St L, & W, R. R , 11*25, 'i\' o 15,000 

WthuL I'liu. Tffi. R.W., 1 m., 1954, 4% 32.000 

WiUdns. ft E. Ktta. 8t. R. W., 1929, 5% . 10,000 

American Gas, 1920, 5% 5.000 

American Gas, 1914, 6% 10,000 

American Tl. ft Tg., coll. tr., 1929, 4% . 20.000 

Altoona Gas. 1932, 5% 5.000 

Atlantic City El., 1938. 5% 10,000 

Atlantic City Gas., 1960. 5% 18,000 

Beech Creek CI. ft Ck., 1944. 5% 10.000 

Conaalidated Gas, Pittsburg, 1948, 5%. . . 20.000 

Ehnira Wat., Lt. ft R. R, 1949. 5% . . . 10.000 

Friehofer Vienna Baking. 1914, 5.4% ... . 5,000 

Glens Falls Gas ft El. Lt., 1919. 5% . . . . 10.000 

Hamilton Rl. Es., PhiU., 1927, 5 ft 5.4% 9.100 

Hudson River Gas. ft El., 1929. 5% . .. . 20.000 

Hutchinson Wat., Lt. ft Pr.. 1928. 4%. . . 6.000 

Kingston Gas ft El. 1952.5% 5.000 

Mortgage Bond, N. Y., 1966, 4% 10.000 

MunaeEl. Lt.. 1932, 5% 10.000 

N. Y. ft Westchester Ltg., 2004. 4% . . . . 10.000 

Philadelphia El., 1948. 5% 10.000 

Peoria Gas ft El.. 1923, 5% 10.000 

Phila. Sub. Gas. ft El.. I960, 5% 10,000 

Publio Service, N. J., 1959, 5% 5,000 



INSURANCE COMPANY, Philadelphia, Pa.— Coni. 



Market 

Value. 
126,000 

4,800 
9,400 
6.060 
9,200 
19,500 
9,900 
49,750 
19.900 
57.500 
8.500 
10,000 
15.300 
8.500 
15,000 
27.750 
9,250 
38,800 
10.000 
8,000 
18,000 
16,000 
9,400 
10,000 
8,500 
15,400 
13.050 
12,600 
3.520 
10.000 
4.800 
10.000 
17,200 
15,000 
9,800 
16,200 
9.000 
14.000 
10.000 
5,000 
9,200 
9,100 
19.000 
5,100 
5,000 
9.000 
9.750 
8350 
10.250 
10,100 
9,300 
4.500 



BoRM AMD Sroou OwifiD.— Cml. 

BoifM.— Conl. 

Rookford Gas Lt ft Coke.. 1950, 5% . . . . 

Underwriters' BuiWing, 1928, 5% 

Wanamaker, John, reg., 1923, 5% 

West Chester Ltg., 1950. 5% 

Wm. Cramp ft Sons., 1929, 5% 

Wilson, George B., reg.. 1916, 41% 



Stocu. 

Lehigh CI. and N»v 

Metro[K>lil4n 8t. Ry, N. Y 

Penrwyl vanift R. R. 

Phila. ft Darby Pa«. Ry 

Pliii&rtrlphiA Tc . 

Ccrt. FAiuii Tl. and Tr , 

GeritTal Adjuirtment. N. Y 

PentLHvlvaaia Salt Mfg., Phila.. . 

Philarir»tphii Bourse 

Philafln^lnhb B^ntrsc, p 

irnit^^l Gas Imp , I'hda 

I" Eiderwritcr?" Salvage, N. Y 

Suulhou Adiustme&t Bureau 

Atlantic Cy. Gas 

Giant Cenient, p. and o 



a. Pa. 


--Conl. 


P»r 


Market 


VahM. 


Value. 


$15,000 


$15,000 


10,000 


10.000 


25,000 


25.avj 


15,000 


15.600 


10.000 


10.50«3 


20,000 


20.000 


11,000 


18.370 


20.000 


13» 


15,000 


16.500 


2,250 


1.800 


15.000 


24.450 


2,500 


5.100 


150 


150 


25,400 


53,594 


1,000 


M 


500 


290 


11,000 


18,370 


500 


623 


100 


1<)0 


5,000 


400 


16.500 


5.010 



Totals (book value, $1398,126). 



$1,905,000 •$1,791,232 



* Securities as per company's vahiations; the item in aaets is 
based on insuraooe department vahiations. 



MISCELLANEOUS: Capital increased in 1906 from $300,000 
to $600,000 and $600,000 received in cash on aoooont of new 
capital; $200,000 going to capital and $400,000 to surphis. Con- 
flagration losses: Chicago, 1871, about $20,000; Boeton. 1872. 
$62,000; San Francisco, 1906, $753,786. Value of spednl de- 
posits; Ga.. $10,200; Va., $23,750; N. C, $10,000. 

DIRECTORS: Henry M. Grats, John C. Lowry, Wilfinm R. 
Nicholson, William F. Roik>, Edward B. Smith, Edward J. Thoo- 
ason, Franklin M. Potts, George W. Watt, P. HoUingsworth. C. 
S. W. Packard. ^^ 

HELD MEN AND TERRITORY COVERED: Wm.E.RoUo 
ft Son, managem for Western States. Chicago, ID.; J. G. HilEard. 
Metropolitan district, N. Y.; H. W. Saunders, oeDeral afent for 
Va.; Edw. E. Potter ft Son, San Francisco, Cal., general n«ents 
for the Pacific Coast; John C. Whitner ft Co., Atlanta, Qa., general 
agents for Ga. and S. Cj H. C. Hare ft Co., Jaoksonyine. Fla^ 
general agents for FUl; Frederick Rutledge ft Co., general n«ent5 
for N. C: John D. Bioniface. special agent for Western Pn. and 
W. Va.; Jos. J. Shields. Philaddphia, Pa., special agent for N. J. 
and suburban territory. The company operates in all the States 
and territories of the United States except Ala., Alas., Ark., Knn^ 
Ky., La., Me., Miss., Nev., N. H.. N. M., N. D., Okla., P. I., P. R.. 
S. D., Tenn., Tex., Vt. and Wyo. 



GLENS FALLS INSURANCE COMPANY, Glens Falls, N. Y.^ 

President, R. A. Little; Vice-Presidents. E. W. West. J. L. Whitlock; Secretary. H. N. Dickinson. Organised. 1850. 







Unearned 


Net 


Net 


Total 


Losses 




Total £x- 


LosMe 


Ymaml 


AjKtS 


Premiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


ExpeoMS penditures 


Incurred 


1913 


$5,523,123 


$2394.537 


$2317378 


•$2,217,163 


$2,501,799 


•$1,227,586 


$185,000 


$909,728 $2322314 


$1,185,606 


1912 


5.753.621 


2326.832 


2325311 


2,163.265 


2.421.929 


1.166.425 


210.000 


852.158 2,228383 1,183,038 


1911 


5.657.100 


2358.247 


2.778.194 


2,100391 


2372.082 


1.037.502 


220.000 


822,286 2,079.788 1.082.022 


1910 


5397.368 


2.149.983 


2,689,927 


1.966.161 


2332.921 


971.760 


240.000 


791.871 2,003,6311 987.875 


1909 


5.0973661 2.114.779 


2.434.776 


1.971.850 


2.243.346 


887,5a3 


230.000 


762.879 1.880382^ 877.190 



• Includes $90,319 marine premiiuis and $42,139 marine losses. 



Abbktb. Dbc. 31, 1913. 

RealflsUte $218,408 

Mortgage loans 1394,185 

Bonds and stocks . . . 2.502.381 
Loans o Finch. 

Pruyn ft Co. bonds 

(value S60.000)... 60.000 

Cash 441.027 

Agents' balances .... 359.860 

Interest and rents . . . 47362 



LiABiums, Dec. 31, 1913. 

Loosesunpaid $208,091 

Unearned prems .... 2,394.537 
Res. for dividends . . 50.000 
Other lUbilitiee 53.117 



Total liabilities . . . $2,705,745 

Capital paid up 500.000 

Net surphis 2317.378 



Total assets $5,523,123 Total $5,523,123 

Underwriting profit, 1913, $25,495; investment kw, $143,426. 



RISKS AND PREMIUMS: Fire risks in foree, December 
31, $470,386,443; premiums thereon. $4354,002; marine and in- 
land risks in foroe, $3,652,383; premiums thereon, $79,761. 

BUSINESS SINCE ORGANIZATION: Premiums reocdved. 
$43,760,091; kMses paid. $21,747,854; dividends declared, cash. 
$2,875,000; stock. $300,000. 

REAL ESTATE OWNED: The principsl item of real 08ua« 
is the company's home oflSce building at Glens FaOs. carried at 
$200,000 (cost. $457,257). The remaining parcels are nmznly 
dwellings in Rochester. Troy, Pittsburgh, etc., ranpng in Talue 
from r41 to $13,468. 

MORTGAGE LOANS: There are 173 loaaa, of whieh 57 are 
for $10,000 or more. The larger loans comprise the foUowing. 



f Transacts both fire and 



Digitized by 



000*^ 



ic 



REPORTS OF FIRE INSURANCE COMPANIES. 



sa 



GLBNS FALLS INSURANCE COMPANY, Glens FaUs, N. Y.^Continued. 



»17jD0O an Ckvehnd. 0^ proiMrty. appniaed »t 175^)00; SIOXXX) 
on Troy property, Tahed at 136,000: ^,475 on York. Ba^ prop- 
erty, valued at 942,000; $15,000 on GleDsFallapropttfer.«amated 
worth t25,O0O; $114)00 on OknaFalla property, valued at $30,000: 
$14,000 OQ CkvdaDd property, iiMiied tot $20,000; $17^)50 on 
Brooklyn praperhr, vahied at $31,060; $17,000 on Olena FaDa 
property, worth $30,000: $aO/)00 on Brooklyn property, vafawd at 
$38,500; $30,000 on Okw Falle property, vahwd at $35,000; 
$10,000 on Brookbm property, valued at $30,000; $83,500 on 
Brooklyn pnoerty ^rth $40,000; Umu of $15,000, $33,500, 
$22;250, and $354)00 on Brooklyn propertieB. vahied at $304)00, 
$«UOOO, $68,500. and $68,000. AJao eerenl kwns of $10,000 
to $39,000 on Brooklyn, Nov York and Fhiahing pr<»ertieB; 



$3404)00 on 
$043300; ~~ 
HSOJOOJ; 



> on paper o^ property at Dexter, N. Y., vi 
; $2004K)0 on palp mill, etc., at Fafanar, N. Y., v) 
K and various other loans ranguig as high as 



.valued at 
$38,000 



I to be amply secured by properties scattered through 
the Stafaa of N. Y,. Pa., 0. and ID. Interast was past due to 



the 



of $6366 on 41 ktam. 



BOKD6 AND STOCKS OWNED: 
Bo5Da. 

itc,lM9,3irr 

Cy..Ort., 1929.5;c 

Ont.. 1923,4i%. 



New Yoek Cy., 1953. 3»%. 

New Yoek Cy.. 1957, 4*% 

Befpnm,Soak..l933.5% 

RirNmmfcd Cy.. Va., 1923-45. 4% 

St. CathMiim, Ont., 1933. 4i% 

Fort WOiBaa, Onk, 1933, 5% 

Daa^ Urtu 4 Chaotp. Ry., 1 m.. 1923. 5'%, 
VL Centxal Tmctkm Co.. 1 m^ 1933. 57{, 
Scao P. L. A W. Co., 1 m., 1944, %% . . 
No. FSaoL-Gre. No. R. R, j, 1 m.. 1921. 4% 
Southern Pte. R. R. 1 r. m., 1955. 4%.. . 

So«tfaera Plic. C 1 m., 1929. 4% 

So. W. Intenirbaa Ry.. I m., 1940. 6%. . 
Unioa IVac., Ind., Kan., 1 UL, 1937. 5 7o 

Chicaoo Ry.. 1 m^ 1937, 5% 

WeatTaaofe R. R.. 1 m., 2361, 4% 

Weatara Faeifie R. R., 1 m.. 1935. b7o- . 

Go«ld Paper, 1 m., 1914-1917, 6% 

HodMMB R. lSih>and Fap.. 1 m., 1918. 6% 
FBBch, Ptrayn 4 Co., 1 m., 1936. 6%. . . . 
Istenntknal Paper, N.Y., 1 m., 1918, 6% 
J. * J. Bogeta. bL, 1 m.. 1914-1918, 6%. 
J. * J. Bo^era, an., 1 m.. 1914-1917, 6%. 
NewtoB FaOa Paper. 1 m., 1914-1925, 6% 
TwB Ffa. No. side La. 4W., 1 ul, 1916-17, 

SaoMMnto V^.'ii^'.,' 1 m..' '1919-20, 6%! 

Scsttie Imp^ 1914-1920, 7% 

State of Wadi. Tide la. etf .. 10% of prin.. 

8-c 

Siocxa. 

C3iia49D Gt. W. R. R., p 

CKL 4 Nwn. R. R.. 

ClaiaioplMr*10lh8tR.R 

Great Northern R. R 

IJasm Oentral R. R 

MaohattnRy 

New York Ctn. A H. R. R. R. 



Par 

VahM. 

$354)00 

50,000 

204)00 

100,000 

70,000 

304)00 

254)00 

204)00 

104)00 

1004)00 

574)00 

1004)00 

25.000 

15.000 

3.000 

204)00 

25,000 

25.000 

604)00 

100,000 

168,000 

820,000 

200.000 

210.000 

105.000 

56.000 

104.000 

50.000 
100.000 
69.600 



60.000 
10,000 
10,000 
10.000 
11.500 
40.000 
10.000 



Market 

Vahie. 

$34,500 

50,000 

19,064 

85.000 

72300 

19.075 

23,690 

18,372 

9.550 

97,000 

54.150 

94,000 

23.750 

13.500 

2,580 

194)00 

18,750 

24,250 

454M)0 

75,000 

1684)00 

336.000 

200.000 

214,200 

106,575 

57,120 

164,000 

15,000 
20.000 
69.600 



39316 39316 



16300 
12.900 
12.000 
12.700 
12.420 
52.400 
9.300 



BoMM A,in> 8TO0SB OwNio.— Coal. 
810GEB.— Cm(. 

Northern Pae. R. R. 

23dBt.R.R. 

First NatwnalBk.. QloDa Falls 

Mount Kisoo Nat. Bk.. Mt. Kisoo 

Nat. Bank of Glens Falls 

General Adj. Bureau 

Underwriters Salvsge 

Western Unkm Tg. 
Louisville Pr op ert y 

Barnhart Bros. A L 

American Wtr.Wka. A Gar., p.. Pittsburg 
American Wtr. Wks. A Gar., c, Pittsburg 



Par 


Market 


Vafaie. 


Value. 


$10,000 


$10,900 


6,700 


16.080 


10.000 


60.000 


5.000 


13.750 


10.000 


40.000 


400 


400 


500 


500 


10,000 


5.800 


200 


200 


50,000 


44.500 


50,000 


12300 


5,700 





Totals (book vahie, $2308,613) $2363,417 $3302.91$ 



BflSCELLANEOUS: This « ^__ 

1850 as a mutual; nhanging to a stock baas and present title in 
1864. In 1867, capital was increased from $100,000 to $200,000 
by cash payments, and m 1912 from $200,000 to $600,000 by stock 
dfrridenL Copflaipmtkm kwes: Chkago. 1871. $7300: Boston, 
1872, $61,000- Jacksonville, Fla.. 1901, $654)00: Baltimore. 1904. 
$197300; Rochester, 1904, $12300: San Fnndsoo. 1906, $997330. 
Vafaies of special depoaita: Ga.. $34300; Va., $33,690: Ore., $25.- 
000; N. Y., $200,000; Cha., $65,961. 



DIRECrORS: Thomas S. Coolidge. John L. 
RusseD A. Little, Louis M. Brown, Byron Lapham, Gkna 1 
MaA L. Shekkm, Salem. N. Y.; C. J. Da Lona, Egbert W. West. 
Geo. Cahoon, Jr., Geo. B. Gteendet, Maurioe Boopes, Arthur W. 
Sherman and Wiffiam A. Brown, Glens FaUs. 

FIELD MEN AND TERRITORY COVERED: J. L. Whit- 
kxdc. manager Western department, Gkna Falls, N. Y., territory 
west of 0. and east of Rocky Mtns., inebding IH, Ind., la., Kan., 
Ky., Mich., Minn.. Mo., Neb., Okla.. Wis., Cok>., Utah. N. D., S. D. 
and Tenn. Special agents: Royal J. Whitkxsk. Chicago. IIL; 
Milton Welch, Jr.. Kansas City. Mo.; H. G. Buir. Cedar Rai^ 
U.; J. L. Windsor. IndiaoMoUs. Ind.; Merrill E. Smith. Minneap- 
ofis. Minn.; J. A. Mavon, Chioago, lU.; Edwin G. Seibds, manager 
Southern department. Columbia. S. C; for Ala.. Fte.. G.a, N. C. 
and S. C; John L. Seibels. assHtant manager. Columbia. 8. C. 
Special agents: Charles B. Robb, Cohimbia, 8. C. for S. C; 
dttries MTHilUard, Tampa, Fb. and J. Walter Billiard, Pabtka, 
Fb., for Fb.; A. L. Brooks, aod T. H. Brooks. Atbnta, Ga., for 
Ga. and Ab.; G. L. M«yen A Co., Memphis, Tenn., general 
agents. E. E. Potter. San Francisco, general agent; W. W. Potter, 
aasiatant for Pacific Coast States. Aris.. Cal., Ida., Mont., On, 
and Wash.; E. G. Potter, superintendent of agents. Specbl 
agents: H. C. Davis, Oakbad. Cal.: C. R. Kerns. Hebna, Mont.; 
C. H. GateheU, Los Angefes, Cal.; Tresevant A Cochran, Dalbs. 
Tex., general agenta for Tes. Special agents: J. G. Smith, S. 
M. Fkmell, F. A. Nisbet and E. E. Robinson, Dallas, Tex.; V. B. 
Wright. Pabstine, Tex.; R. M. Anderson and M. M. Overby, 
San Antomo. Tex.; E. W. Reynolds, Cohnnbus, 0., for 0.; F. M. 
Smalby, Syracuse. N. Y., for western N. Y.; George B. Greensbt. 
general agent; H. W. Knight, Glens FaUs, N. Y^for southeastern 
nTy. and eastern N. J.; H. N. West. 440 Wabut St.. Phib- 
ddphia. Pa., for eastern Pa. and southern N. J.; J. S. Akers. 123 
Bryant Ave., BeUenie. Pa., for western Pa.; Chas. H. Hoxb, 18 
Central St.. Boston, Mass., for New Engbnd: R. E. Michaeh, 
Richmond, Va., for Del., Md.. W. Va. and Va. The company 
operates m all the sUtes excepting Alas., N. M. and Vt. 



GLOBE FIRE INSURANCE COMPANY, San Antonio, Tex. 

FnideBt, Vin A. WAt^; Sraataiy, H. C. Kii«. Oisuised 1(11. Ftud esiital t300,000. 



Yajui 


Asseca 


Unearned 
Premhuns 


Net 
ourptus 


Net 
Premiums 


Total 
Income 


IxMsee 
Paul 


Dividends 


Expenses 


Totel Ex- 
penditures 


Losses 
Incurred 


1913 


ai.S7«72 


111.762 
61.300 
82.568 


16347 
15.237 
52.418 














1912 237il?S 


1100,754 


1111,093 


$33,421 




$32,054) $65,475 


'l^.872 


1911 


299,368 








.....^.... 



Cdkieralbaoa. 

C^ .^^ 

AjDenti' babaoes 

etcher 



Dbc.31. 1913. 

m 805.496 

oe I2jxn 

17.043 

11.587 
21.546 



LiABiLrnsa. Dae. 31, 1913. 

Losses unpaid $4,974 

Unearned prems.... 11.762 
Other liafaffitaes 1.428 



Total fiabilities. 
Capital pud up.. 
Nets * 



$18,164 

132,661 

6,847 



Totali 



$157,762 Total $157,762 



MISCELLANEOUS: In 1913 this company reinsured its 
fire business in the Occidental Fire of Albuqueniue, and re* 
stricted its busLoesB to automobib risks. 

DIRECTORS: W. F. McCaleb, F. C. Groos. H. C. King. G. 
W. Roydty. E. F. Booty. H. Miller. J. 0. Patterson. Percy T. 
Norton. Van A. Webster. Abe M. Leavy. J. W. Cochran. C. B. 
Hudspeth. J. W. Rutbnd. 

TERRITORY COVERED: Texas only. 



Digitized by 



Google 



84 



REPORTS OF nRE INSURANCE COMPANIES. 



GLOBE AND RUTGERS FIRE INSURANCE COMPANY, 
New York, N. Y. 

IVerideat, E. C. JameMn; Viot-FMidgiiti, Iiymu CandM. H. B. Thompnn; Seavtaria, W. H. FtulinD, J. T. Oonka. 

OigaiUHd, MW. 







TJneanied 


Net 


Net 


Total 


Losses 






Total Ex. 


LoM 


Tl4H 


Aveta 


FlramhimB 


Surplus 


Premiums 


Income 


Psid 


Dividends 


£q>eiises 


pendittms 


Ineomd 


1913 


17,900^96 


13,150,801 


13.095.446 


14,452,098 


14,748.492 


$2,508,919 


$160,000 


$1,193,966 


$3,862,884 


$2,571,007 


1912 


7^7^28 


2.704.971 


3,287.646 


3,806,954 


4,073,216 


2,063,600 


160.000 


954.664 


3.178,264 


^•Sl'^ff 


1911 


6^2.628 


2,659,270 


2,639,960 


3.681.307 


3.920,808 


1.930.111 


160,000 


1,000378 


8.090.489 


1,877,155 


1910 


5^9.692 


1,936.225 


2.352.368 


3.064.762 


3,265,197 


1,644,191 


160,000 


823.922 


2.628,113 


1,702,138 


1909 


6,177.134 


1.830.603 


2,398.322 


2.810.706 


2.978.586 


1.611,885 


160.000 


756,947 


2,527,832: 1.644;580 



Aaam. Drc. 31, 1913 

BmI estate $72,945 

Mortage loans 113,700 

Bonds and stocks.... 6.374,990 

Cash 343,016 

AfleDts'balaooes.... 057.768 

Interest 38,177 

Totalassets $7,900,596 



LuBiunu, Dsc. 31, 1913. 

Loasesunpaid $694,808 

Unearned prans.... 3,150,801 

Borrowed money . . . 570.000 

Other liabilitiee.... 89,541 

Total lialMlities... $4,405,150 

Catntalpaidup 400,000 

NetBor^ 3,096.446 

Total $7,900,696 



Underwriting profit, 1913, $238,822; invertment loss, $220,921. 

BISKS AND PREMIUMS: Fire risks in force, December 31. 
$556,140,536; premiums thereon, $6,346,746. 

BUSINESS SINCE ORGANIZATION: Premiums leoeiTed, 
$35,195,673; kisses paid. $19,810,466; dividends declared, cash. 
$1,352,000. 

REAL ESTATE OWNED: Consists of the property at 200 
Pkrk Row. 1 and 3 Mott st., and 201-205 Worth st., N. Y., book 
vafaie $72,945. There are no incumbrances thereon, and it has 
yielded a yearly net income ranging from $3,044 to $4,174 in the 
last seven years. 

MORTGAGE LOANS: In the aggregate, properties semiring 
$113,700 of kwns are valued at $220,500, and the compMiy hoMs 
$90,000 of insttranoe on the bmklings. $530 of interest was over- 
due December 31, last The bans are as foUows: $9,000. Broad- 
way, through to John St., Tairytown, N. Y.; $5,000, 75 St. James 
nl., Brooklyn; $1,700, 89i Stnyvesant ave.. Brooklyn; $1,500. 91 
Btayvesant ave., Brooklyn; $18,500, 35 W. 71st. st., N. Y.; $7,- 
000, Valentine and Tiebout ave., N. Y.; $3,500 E. S. Valentine 
ave. No. of 184th st.. N. Y.; $45,000, 16 W. 76th st., N. Y.; $6,- 
600, Valentine and Tiebout aves.. N. Y.; $15,000, Maple st., 
Englewood, N. J. 

BONDS AND STOCKS OWNED: Par Maricet 

Boifns. Vahie. Vahie. 

Imperial Japanese. 1925, 4i% $43^30 $39,600 

Georsift— Dawson wat.wk8., 1917-23. 5% 10,000 10,300 

New York Cy., dock, 1917. 3% 150,000 144.000 

. New YoritCy.. 1954. 3i% 210,000 178,500 

New York Cy., 1937, 34% 60.000 44,000 

New York Cy., 1963, 44% 121,000 126,840 

Virginia— Norfolk. 1922, 5% 20.000 20.800 

At(£^.&S.FeRy.,cv..l955.4% 2.000 1.880 

AIbanyftSusq.Ry..l946,3i% 30.000 25,500 

BriuonRy.. 1 m.g.. 1935.5% 20.000 19,200 

Bwy. A 7th Ave. Ry.. 1 m. en., 1943. 5% 88.000 88.880 

BuffabftSuM..25%pd..l951.4% 10.000 2,500 

Brooklyn R.T..lm., 2002, 4% 40.000 35.200 

B.ftO.R.R.,cv.,1933,4i% 50,000 45,500 

ChicMoRy., 1 m., 1927,5% 10,000 9,660 

Chi jiU. A St. P. Ry., cv., 1932. 4i%. . . . 50.000 50.500 

Chi., Mem. A G. R. R.. g., 1940, 5% . . . . 50,000 47,500 

Delaware k Hudson, cv.. 1916, 4% 44,000 42.900 

Den. ft Rio Gr. R. R., cum. adj. m.. 1932, 

7% 40,000 28,000 

Den. A Rio Gr. R. R., imp. m., 1928, 5% 53.500 48,685 

Den. ft Rio Gr. R. R., 1 r. m., 1955, 5% . . 9.000 6.120 

ErieR.R.,gn.hi..l996.4% 36.000 25,200 

Erie R. R., pr. In., 1996, 4% 187,000 157,080 

Kan. Cy., Ft. Soott ft Memp. Ry., r. m., 

1936,4% 44,000 31,680 

Mo., Kan. ft Tex. Ry.. St. L. Div., 2001, 

4% 20,000 15,600 

New York Ry., 5% adj. m. inc., 1942, 5% 18,000 10,980 

New York Ry., 1 ft r. m., 1942. 4% 6.000 4.500 

Southern Pacific R. R.. cv., 1929, 4% . . . . 30.000 27,000 

Southern Rv.. gn. m.. 1956, 4% 60.000 37.000 

St. L. ft So'wn. Ry.. 1 m., 1932. 4% 100.000 76,000 

8t.L.ftSanFran.R.R.,gn.hi.,1927,5% 10,000 6,300 

8t.L.ftSanFran.R.R.,r.m.,1951,4% 29,000 20.735 

Third Avenue Ry., 1 r. m., 1960, 4% . . . . 20.000 16.200 

Third Avenue Ry., adj. m. inc., 1960. 5% 50,000 38,250 



Boms AMD Stocks Ownsd.— CoiU. Par Market 

BoMns.— C<m(. Vahie. Value. 
United Rys. Inv. Co., 1 In. ool. trust, 

1926,5% $20,000 $15,600 

Wabash R.R.. 2 m.. 1939. 5% 50,000 48,000 

Western PacRjMlm., 1933, 5% 35,000 26,600 

Western Md. R. R., 1 m., 1952. 4% 100,000 76,000 

Western N. Y. ft Peon, tc, 1 m. r.. 1057, 

5% 20.000 19.000 

Amer.SmeltersSee.Co.,g.deb..l926.6% 20.000 20.800 

Bethlehem Steel, 1 m.. 1926. 5% 40,000 87,600 

Bethlehem Steel,l b. r., 1942, 5% 65,000 58,300 

Cambria Fuel, Im., 1925, 6% 10.000 9.700 

Cal.Gas ft El., r. m., 1937, 5% 50.000 46.500 

ConsoUdation Coal, 1 ft r. m.. 1950, 5% . . 60,000 54,000 

Great Falls Pow., 1 m., 1940, 5% 50.000 48,000 

Ind. Natural Gas ft 00 r. m., 1936. 6% . . 40,000 34.400 

Indiana Steel, Im., 1952, 5% 60.000 60,000 

N. Y.ftWest.Ltg..deb..l954.5% 50.000 49.500 

N. Y. ft Weet. Ltg., g. coup., 2004. 4% . . . 17.000 13,430 

New York Air Brake, ov.g.. 1928. 6%.... 40.300 39.091 
New Yoric Gas. EL Lt., Ht. ft Ptow. 1949, 

4% 59.000 48,970 

Clean £1. Lt. ft Pow.. cv., 1951, 5% 25,000 23,500 

Pac. TL ft Tg., lm.ftool.tr., 1937, 5%.. 70,000 67.200 

Pkdfic Gas ft El., gn. ft r. m.. 1942. 5%. . 25.000 22,500 

Philadelj^ Co.. cv. deb., 1919, 5% 50,000 52,000 

So.BellTl7&Tg,,lm.8.f.,1941,5%.... 100.000 98,000 

StandardGas ft £1., 1926. 6% 25.000 23,750 

TexasCo., cv. g. d., 1919, 6% 45,000 45,000 

Stocks. 

Atch.,Top. ft Santo Fe.. c $10,000 $9,400 

B.ftO.R.R..c 160,000 148.000 

Brin8onRy.,p 10,000 10,500 

BulIak>ftSu8q.R.R.,p 100,000 8.000 

California Ry. ft Pow..pr.p 25.000 23.250 

Chi.ftNwn?Ry.,c 90,000 116,550 

C.R.R.ofN.J 160,000 604,000 

Chi.,MU.ft8t.P.Ry.,c 140,000 140.000 

Chi., Mil. ft St. P. Ry. J) 61.600 86,100 

Denver ft Rio Grande R.R.,p 30,000 8.100 

Delaware ft Hudson 140,000 214,200 

ErieR.R.,lp 70.000 30.800 

Great Northern Ry.,p 110,000 189.700 

Great Northern Ry.. p.. 80% pd 16.000 21.S00 

Kan. Cy .. Ft. Soott ft Mem. Ry.. p 190.000 123.500 

LoubvaieftNaah.R.R..p 120.000 160.200 

Louisville Property Co 900 360 

Manhattan Ry. Co 60.000 65.750 

Northern Pacific Ry..c 130.000 1434)00 

Southern Pacific, c 160.000 135.750 

Southern Pac..ctf. full pd 4.900 4.655 

Southern Pacctfs., part pd 8,775 8.248 

St. L. ft San Fran. R. R., ft Chi. ft E. HI. 

R.R.,p.ctfs 25,000 22,125 

Union Pacific R.R.,c 50.000 78.750 

Union Pacific R.R..P 80.000 68.000 

United Rys. Inv.. San Fran., p 60.000 24.000 

Western Md.Ry.,p 60,000 30.000 

Chatham ft Phenix Nat. Bk 10.200 18360 

IrvingNat.Bk 6300 12.240 

Uwyers Title Ins. ft Tr 58,500 81^20 

American Smelt, ft Ref.,p 130.000 118.800 

Amalnmated Copper 90.000 65.700 

Brooklyn Union Gas 60.000 75^00 

CambnaFuelCo..p 2.000 2.000 

ConsoUdatedGas 330.00D 419.200 

City Investing Co 10.000 8,300 

General Adj. Bur 450 450 

Golden HiU Building Co 100.000 100,000 

NorthAmerican 100.000 69.000 

New York Air Brake 151,200 102,816 

Peoples Gas Lt. ft Ck., Chicago 140,000 168.400 

Peoples Gas Lt. ft Ck., Chicago 3,500 6.440 



REPORTS OF FIRE INSURANCE COMPANIES. 



85 



GIOBB AND RUTGERS FIRE INSURANCE COMPANY, New York, N. Y.—QmL 



fioinw AMD SrocD Owhhx— CmiI. 

SlOCKB.— CoiU. 



VmSeTlkTj^e 

SuBadGsotU) 

Usitod Bjri. Inr^ San fVaa., dnr. 8cr . 

United StataBSted Corp., p 

U.S. 8tod Corpse 

Uodcnmten&lT 



Value. 

$100,000 

3^00 

2.700 

220,000 

70.000 

1,000 



Market 

Vahie. 

$28,000 
2,260 
2,241 

283,200 

41.300 

1.000 



Totab (book ^ue. $6,932,407) $6,545,066 *$6,4»5,201 



&fISCELLANEOUS: Compaiiy fonoad in 1890 by coosolida- 



tion of Ok>be Fize aad Rntgm Fire Lmranoe Gompaatca. Cap- 
itel tmseaaed from $200,000 to $400,000. Cooflagration loam: 
Baltimore, 1904. $90,000, net; San Franciaoo. 1906. $876,661. 
net. Values oT special deposits: Om., $10,300; Va.. $20,800. 

DIR£CTOBS: H. R. Chambers, J. 8. FraBndninBa. £. C. 
Jameson j:;. M. Jameson. R. K. Pfentioe. J. Y. Watkins. W. H. 
KeDner, William Hills. Chas. £. W. Chambers Wm. H. W. Moiria. 
Edward C. Gregory. Hemy 8. Thompeon, Lyman Candee. How> 
ard K. Brown. Alfred M. Rocen. DavidMahaay. 

INSPECTORS AND TERRITORY COVERED: Inspectors: 
Louis Mink, and E. M. Knowies. The company is lieensed in 
aU the states of the United States, except FlnTKan., Ky., Me.. 
Mont.. Neb.. N. M.. N. D.. OkU., S. D.. Tex.. Vt. and Wyo. 



GLOBE FIRE INSURANCE COMPANY, Huron, S. 

PresideDt. H. C. Shober; Secretary, W. N. Fanner. Organised 1911. 



Yua 


Asseta 


Unearned 


Net 
surprai 


Net 

Prenuums 


Total 
Income 


Loss.. 
faid 


Dividends 


Expenses 


Total £x- 


Losses 
Incurred 


1913 
1912 
1911 


$302,988 
138.033 
143.282 


$40,044 
21.397 
9.749 


$54,090 
14.209 
29.467 


$166,256 
131.232 
62370 


$205,262 
144.441 
•79,746 


$63,670 
89393 
16368 


$8,000 
8.000 


$70340 
51,562 
23.611 


$142310 
149.465 
88.979 


$63,670 
87.262 
20.493 



'loelodee $25,000 surplus paid in. 



AasBTS, Dwc. 31. 1913. 



$9,600 



LuBiLinw. Die. 31. 1913. 
$8,431 
40.044 
433 



Mortffcekians 148304 Unearned prans. 

Booda and stocks... 39.700 Other liabiUtieB.. 
Cif J. of deposit.... 

Aceats'bahnoes... 
lotosit and rents.. 
Other awts 



Totals 



31.900 Total liabifities. . . $48,906 

16.279 Capital paid up 200,000 

4.692 Netsurphis 54.090 

1.635 



$302,998 Total $302,996 



MISCELLANEOUS: This company was orgsniaed Maieh 18' 
1911. It commenced business with a paid-up capital of $100,000* 
Capital increased m 1913 to $200,000. 

DIRECTORS: H. C. Shober. NeU McKay. Geo. C. Fulfin- 
weider. W. N. Farmer, C. P. Swanaon. H. C. Hams. A. A. Chamber- 
lain. 

TERRITORY COVERED: N. D. and 8. D. only. 



GRANITE STATE FIRE INSURANCE COMPANY, Portsmouth, N. H.« 

President, Cahrin Pa«e: Secretary, A. F. Howard. Organised, 1885. 








Unearned 


Net 


Net 


Total 


Losses 




Total Ex- 


Losses 


Yiu 


Aasete 


Ftremmme 


Surphn 


Premiums 


Income 


Fkid 


Dividends 


Expenses 


penditures 


Ineuned 


1913 


$1,198326 


$594,020 


$337389 


$617,750 


$665,956 


$343,685 


$20,000 


$229,572 


$593357 


$340,086 


1912 


1.165.745 


661.724 


835.127 


668.153 


606316 


830.128 


20,000 


220.065 


670.193 


337.431 


1911 


1.136326 


562308 


312330 


607387 


654324 


411,806 


20300 


229323 


66132S 


391388 


1910 


1,154349 


641327 


319.628 


600,006 


644,166 


330386 


20.000 


224.471 




327.495 


NQ9 


1,109313 


517.068 


309365 


588,472 


607,885 


. 297,483 


20.000 


216.743 


534326 


826301 



Asm. Dm. 31. 1913. 



Beslt 

Matmekaas..., 
BoDdi and stocks.. 

CUh 



LiABiunia. Die. 31. 1913. 



$45,000 
10.100 



Losses unpaid. 
Unearned I 



Istmst and rente., 



(medptema.. 
948.610 Other liabOitiM.. 
77,166 

105370 Total liabilitiea... 

12381 Capital paid up. 

Nets ' 



Totals 



$1.198326 Total. . 



$48,946 

694.020 

18.472 

$661,437 
200.000 
337.389 

$1,196,826 



Uaderwiitii« pnEt, 1913. $18,069; investnwnt profit. $7,415. 

BISKS AND PREMIUMS: Fire risks m forae. December 31. 
IS6J02.735; pramimni thereon. $1,146,450. 

BUaNESS SINCE ORGANIZATION: Pnouums received. 
nU441373: losses paid. $6,709,438; diridends declared, cash. 
SMiOOO. 

. BSALEBTATE OWNED: Consists of n 4-fltory briok build- 
B^ « Congress st. Portsmouth, N. H.. and a 1-etory brick 
nuoa« sdjeoiac at Fleet and Porter sts.. Portsmouth. 

MOR TOAGB LOANS: Three kiane. aoEremting $10,100, are 
Nned 1^ propertiea in New Hampshire and Minnesota, vahied 
^61300. l«o intenst b pwt due. Company hoUs $9,000 of 
« BWDsoec on the t*»iMtTiu« 



BONDS AND OTOCKS OWNED: 



AJjV. N. Y.. N. S. anm931. 4|%! . . 
A*i^y.N.Y..iBp..l916.4% 



Fte Market 

Vafaie. Value. 

$9300 $9,786 

500 515 

10,000 10300 



BoMSB AMD Siocu Owioo.—Cenf. 

BOND8.-~C0ll<. 

Allesheny Co., Pa.. Co. rds.. 1936. 4%. . 

BerfinTN. H., imp., 1924, 4*% 

Boston. Mass., Suff. Co. C. H., 1919, 3}% 
Boston. Mass.. Pub. Pk., 1920, 3i%. . . . 

Boston. Mass.. dr.. 1935, 3\% 

Boston. Mass., Bl. H. ave.. 1936, 4% . . . . 

Boston, Mass.. R. T.. 1938, 3i% 

Burlington, Vt., st. imp., 1917, 4% 

ColumUa County, Wash., rfg., 1914, 4|% 
Coos County, N. H., C. H.. 1915. 4% . . . . 
Cumberland Co.. Me.. Co. Bldg.. 1921. 

34% 

Dallas, Tex^ water, 1943-45, 4% 

Derry, N. H.. (g.. 1928. 4% 

Derry, N. H., fg., 1928. 4J% 

Dover. N. H.. fdg bdg.. 1914, 4% 

Gknioester, Maas., wr^l932, 3i% 

HiUsboro Bridge, N. H.. prec., 1917. 4% . 
Hillsbarough G)., N. H., Co. Bldgs. 1921, 

Hu&n Com N.' J.VCo! Bldgsi. 1949, 4%! 

King Co., Wash., fdg., 1928. 59b 

Laoonia, N. H.. Town, 1923, 4% 

Laoonia, N. H., swge. A f.. 1924-27. 4;b 
Los Angeles, Cal.. water. 1920, 4i%. . . . 

Maiden, Mass., water. 1919, 4% 

Maasachuaetts, Stote, St. H., 1918, 3i%. 
Maasachusetts, State, pris. A, bos. 1931, 

34% 

Maasachusetts, State. Met. water. 1938, 

3i% 



Per 

Vahie. 

$10,000 

11.000 

2,000 

6.000 

14,000 

12.000 

10.000 

5,000 

4.000 

5.000 

10.000 
16300 
10.000 
10.000 
5,000 
10.000 
25,000 

10,000 
26,000 
10.000 
5.000 
5,000 
10.000 
12,000 
20.000 

10.000 

20,000 



Market 

Yahie. 
$9,600 
11,440 
1.^40 
5.760 
12.600 
11.640 
9.000 
4.950 
4.000 
6,000 

9,500 
14,720 
10,000 
10300 
5,000 
9.000 
24.750 

9,900 
23360 
10300 
4.900 
4.880 
9.900 
11380 
19,600 

9300 

18300 



Digitized by N^jOOV LC 



86 



REPORTS OF FIRE INSURANCE COMPANIES. 



GRANITE STATE FIRE INSURANCE COMPANY, Portsmouth, N. H.—Continued. 



Bonds and Stocks Ownid.— Conl. 

Bonds.— Con<. 

Mitmuket, Wk, Bt. knp., 1Q2U 3|%. . . 

Mrjatpelieff, Vt.. C^ Hall. 1929. i% 

Aiount VeraoB, N. Y., 3chi., t^9. 31%, 
Kuhaa. N. H., mam.< ISIB, i%.... . . . 

Nwiiivaiis. Tenn., wt., 1028, 4% , 

N, M, Si*te. St. k*., 1920-25, Zl%. .... 
Kewfan, MsKu. WiL*ih. Str.. lfl3S. 4rt.^ . 
New York Slate Can., IBflO. 4% .... . 
Kew York, N Y., Muni.. 1038.4^. ., 
New York, N, Y,. Ea. Tr. IImI, 3^% - 
Kew Yorki, N. Y., Du. d #.. IftSI, 34%. 
Nuw York, N. Y., Muni., Ifl54, H%. ... 
New Ycffk. N. Y.. Muni., 1056, 4%, . . . 
Norfqik, Va., App., mO, 4h%. -..-.... 

Pittafieid, N. H., fdg.. 1918, 4' i ..... 

Portbad. Mc. rfd.. 1922, ^**^r * . ■ 

Partfflnimth, N, H,. sw„ IPH. 4% ...... . 

PorUauiutU, N. H . Kd.. IStlJ]. 1% 

Quincy. Maas.. vs.. 1933. 4% 

RochMtv, N. v.. wr.. 1033, 4i% 

RutbndLyt.. are.. 1924, 4% 

Seattle, Wadi., pk., 1927, 4% 

Seattle, Wash., BTO., 1927, 4i% 

Taooma, Wash., wr.. 1923,5%. 

Taunton. Maas., wr.. 1918, 4% 

Toronto, Can., deb., 1948, 4% 

WatenriUe. Me., fdg.. 1935, 3i% 

Woroester, Maas., vs., 1928, 4% 

Bay State at. ry., c. n., 1929. 5% 

Boston Elev. Ry.. 1937, 4i% 

Boston Elev. Ry. Co., 1942. 5% 

Bos. & Me. R. R., 1923, 3)% 

Bos. A Me. R. R., 1926, 4% 

Boston ft Me. R R., 1929, 4i% 

Concord & Montreal R R, gn. m., 1920, 

4Cr 

Con. a" Mont.* RR.,' C.' k H. El'.,' "l92b| 
34% 

Cone. A Mont R R. M. A M. R R., 
1920,3*% 

Fitohburg R. R, 1928, 4% 

lU. Central R R. 1 m., 1952, 3)% 



Par 


Market 


Value. 


Value. 


$5,000 


14.750 


15,000 


14,550 


10,000 


8,750 


14,000 


14,000 


11.000 


10,120 


60.000 


49,360 


9.000 


8,730 


25.000 


24,250 


10,000 


9,600 


20,000 


17.000 


8,000 


6.800 


10.000 


8,500 


15,000 


14,250 


10.000 


9.600 


2,500 


2.500 


10.000 


9.400 


1.500 


1.500 


18.500 


18.500 


6.000 


5320 


10.000 


10.400 


5.000 


4.950 


20,000 


18.600 


10.000 


9,600 


10.000 


10.100 


8,000 


7,920 


14.600 


12,410 


10.000 


9.000 


9,000 


8,910 


10,000 


9.700 


25,000 


23,000 


10,000 


9,200 


3,000 


2,460 


10,000 


8.300 


20,000 


17.000 


30,000 


28,200 


21.000 


18.900 


14.000 


12,600 


5,000 


4,500 


5,000 


3,850 



Bonds and Stoocs Ownbd.— Cont. 

Bonds.— Coat. 

N. Y. C. & H. R R R gn. m., 1997, 34% 

Northern Pac. R R A Gt. N. Ry., Jt. 

1921,4% 

Old Cobny Bt. Ry., rf d. 1 m., 1954. 4% 
PetflCBb. A milsb. R R, 1 m., 1917, ih% 
Portland A Ogdensbg. Ry., rfg. 1 m., 

1928,44% 

SlOCKB. 

Boston A Me. R. R., c 

Cone. A Mont. R R.. 1 

Con. A Mont. R R, 3 

Con. A Mont. R R, 4 

IlLCea.RR 

Pennsylvania R R 

N. H. Nat. Bk., Portsmouth. 

General Adj. Bur. N. Y 

Nashua Cd., Omd. A Ctd. Pi^wr, p 

Underwriters Salv.,N.Y 

Totals (book vahie, 11,037,197) 



Par 
Vahie. 
$13,000 

15.000 
10.000 
10.000 

10,000 



30,000 

4.800 

700 

3.500 

10,000 

41,650 

16300 

400 

5.000 

500 



Market 

Vahie. 
$10,660 

14,250 
&,400 
9,500 

9,600 



8.600 

6.000 

875 

4,375 

10300 

45315 

36,675 

400 

4,250 

750 



$961,950 $948,610 



MISCELLANEOUS: Value of deposit m Vs.. $0,600. 

DIRECTORS: Calvin Psge, Albert Wallace. Alva W. SqOo- 
way, George H. StoweU. Frad. H. Ward. Parker W. Whittemore. 
Joseph 0. Hobbs, William G. EvereU, Alfred F. Howard, John W. 
Emery, Wallace D. Smith, William C. Walton, Frederick M. Sise. 
Geo. N. Andrews. J. Arthur Brown. 

FIELD MEN AND TERRITORY COVERED: The James A. 
Jones Atneacy, gweral a^ts, Detroit, for Mich.; Albert G. Hso- 
cock, general a«nt, Baltimore, Md.; Mather A Co., general agents, 
Philadelphia, Pa.: Gerald L. Schuyler, general aanit. Doiver, 
Cok).; F. C. Whittemore, St. Louis, Mo., manager; S. D. Turner. 
Tecre Haute, Ind., special agent; Geo. E. Macoinber, nwdal agent, 
Augusta, for Me.; Arthur F. Howard, Portsmouth, N. H.; W. G. 
Everett. Manchestv, N. H.. for N. H. and Vt.; John A. Whalley 
A Co., Seattle, Wash. The ctmipai^ does business in Colo., Coaon^ 
Del., D. C, lU., Ind., Ky., MeVMd., Mass., Midi., Mo., N. H., 
N. J., N. Y., 0., Pa., R I., Vt., Va, W. Va.. Wash., Wis., N. C. and 
la. 



GREAT SOUTHERN FIRE INSURANCE COMPANY, Lyndon, Ky. 

Ftaident, Wm. H. Coi; Seontny, W. J. Ruby; Muacing Undenrritor, L. E. Dyaon. Ornaiiad, 1913. 



Ybab 


Assets 


Unearned 
Ptemmms 


Net 
Surplus, 


Net 
Premiums 


Total 
Income 


Losses ' 
Paid 


Divkiends 


EzpeDses 


Total Ex- 
penditurcs 


Lotees 
Incnrred 


1918 


$597370 


$169,252 


$89,247 


$295,199 


$304,048 


$41,916 




$111,994 


$153,910 


$89,727 



AasiTs, Dbc. 31, 1913. 



Mortgage loans.. 
Bonds and stocks.. 
Collateral loans... 

Cash 

Agents' balances... 
Interest and rents. 
Others 



Total 



LiABiLRiKS, Dbc. 31, 1913. 



$302,617 
60,707 



103.250 Other Ual 
44.181 



Losses unpud... 
Unearned prems. 
ities. 



$47310 
169,252 
11.471 

$228,533 
280.090 
89.247 



$597370 Total $597,870 



76.130 
10.535 



Total liabilities. 
Cafutalpudup 



450 Netsurphis.. 



RISKS AND PREMIUMS: Fire risks in force. December 31, 
$17,676,453; premiums thereon, $302,279. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$295,199; knses paid, $41,916. 

MORTGAGE LOANS: There are 19 loans amounting to $302.- 
617 protected by city and farm property valued at $667,725. 
The company holds $257,200 on the mortgaged buildings. On 
Dec 31 last there was no interest past due. 

COLLATERAL LOANS are as follows: 

SacuRinis. 

Hodoe Tobacco CL m. b 

Portland Ry. Lt. A Pr. stk 

La. State Pt Comm.. b 



Totals.. 



Market 
Vahie. 

$50,000 

1,325 

85.000 


Amount 

Loaned. 

$22,000 

1350 

80.000 


$136325 


$103350 



BONDS AND STOCKS OWNED: 
Bonds. 

Cy.of Winter, Ga 

Cy. of Munfordville, Ky 

Louisville Gas. A El 

Intematbnal R R 

Cumberland Tg. A Tl 



Stocks. 
Hardyville Dep. Bk 



Par 

Value. 

$10,000 

7,000 
10,000 
10.000 
20,000 



800 



Market 
Valoe. 
$10,100 
7,210 
10.000 
930D 
10300 

850 



Totals.. 



$57,800 •$56,990 



* Securities as per company's vahiations; the item in 
baaed on insurance department valuations. 

MISCELLANEOUS: The company began buameas in Feb., 1913* 
with a $100,000 capital and $100,000 initial surplus paid in. 

DIRECTORS: Hon. Wm. H. Cox, W. H. Castner, CoL Robt. 
G. Evans, Hugh Murray, Chas. H. Berryman, T. M. Gihnore, C. 
M. Sumrall, wTH. Dyer, Chas. W. Stoecker, J. W. Crooke, A. G. 
Whiteley, Ingram Crockett. W. J. Ruby, J. L. Gore, Lister Wither- 
spoon, Lafon Riker. John C. C. Msyo, Frank Fisher, Tboe. W. 
Blakey, Dr. H. C. Bruner, D. C. Amos, Luthc^ Carson. J. L. Sher- 
riU, Jacob Bomstein, Hugh Asher, W. B. Pero, U. G. S■Qnder^ 
M. C. Triplet, John W. Green, J. L. HoweU. 

FIELD MEN AND TERRITORY COVERED: Lafon Riker, 
Harrodsburg, Ky.; Geo. W. Neff, Louisville, Ky.: and J. G. Wads- 
worth, Maysville, Ky.; meeial aoents for Kv.; W. L. Timmennan, 
Memphis, Tenn., general agent for AHe. and Tenn.; F. R MeCor- 
mack. Live Oak, Fla., seneral sgent for Fla.; Abu and Ga. The 
oompany operates in Ala., Ark., Cal., Fla., Ga., Ky., and Tenn. 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



87 



GUARDIAN FIRE INSURANCE COMPANY, Salt Lake City, Utah. 

PraadBDt, D. C. Eodei. SMreUry, E. D. PMrie. 



Thk eonqaoy wis ineorponted during 1913 and oommeneed 
bomMM dnriiv Jaimanr. 1914. wHh about $200,000 of aMta. 
It ii the iBtention of ue offidals to dnrtly incraiae the capital 
ud Burptai to at leMt $150,000 eaeh. and to then enter denrable 
«atcn States. The oompany is managed by the Agenoy Oom- 
puyof Seltl^ke CSty. vloeh guarantees under eontraet a certain 



^ inoome at a limited expense ratb. The company for 

the present wiO confine its operations to Utah. Among the di- 
reetOTB are R. W. Sloan, W. L. Dale, Geo. E. Cutler. E. L. Sloan, 
E. D. Peine, D. C. J^des, C. E. Loose. Thomas Smart and L. B. 
McCormiek. 



HAMILTON FIRE INSURANCE COMPANY, New York, N. Y. 

PtaUait, E. C. Jamemn; 8eereUi7, Artlnir Iwmwiii, Jr. Orguiied. 1862. 



Tm' 


Aarti 


Unearned 
IVemmms 


Net 
Sorphis 


Net 
FjteminmB 


Total 
Inoome 


Losses 
Fkid 


Diyidends 


EzpenM 


Total £z- 
poiditures 


LOSMS 

Ineumd 


1913 1 
1912 1 


$121,384 
401,163 


$107,403 
1M.092 


$41,109 
30,385 
61.026 
19.160 
18.410 


. $189,646 

189.063 

208,370 

128.451 

6,328 


$207,776 
208,321 
220,315 
137.478 
22.543 


$139,605 

176.720 

111.236 

28.612 

2.764 


$7,979 


$29,398 

29,987 

27.468 

19,952 

5,857 


$177,072 

206.707 

138.703 

48,564 

8.661 


$143,825 
183,664 


1911 1 


41«,745 102,4fi0 
308^ 62J!02 




141.029 


]m 




42.346 


1»J9 , 


mjSM 


4,621 







Dk. 31. 1913. 



Mortgage loans.... 
Boodi sod stocks.. 

Ci^ 

-A«nto'L 
Interest. 



LuBiLRnB, Die 31. 1913. 



$62,000 

280.480 Unesmedprenu., 

15,456 Other liafailhaeB.. 

61,707 



Totals 



$40,798 
107.402 
32.011 

$180,211 
200.004 
4r.l09 



$421,884 Total $421,384 



1.741 



Total liabilities., 
d^italpaidup. 
Nets ' 



profit. 1913. $11,149; 



profit, $7,614. 



anregating $62,000 are secured 
I WT 176th St, New York, ndued 



BISKS AND PREMIUMS: Fire risks m force. Deoember 31, 
lli.216,297: promnms thereon. $209,956. 

BUSINESS SINCE ORGANIZATION: Fhmuoms leoeiyed. 
».I9S^; kisses paid. $3,222,571: divkksufa declared, cash. 

MORTGAGE LOANS: 

by mperties at 501-507 and 5024 

M $147,900. Both noortgsges are guaranteed. 

BONDS AND OTOCES OWNED: 
BoMns. 

N.Y.C.(Corp.8toA) 

N.Y.C.(Cotp.8toA) 

V\.C.(N.Y.C.I>oek) 

N.Y.Cgntifehanyhtes) 

VY.C.(A«i^) 

pdsnre and Hudson (Cony, dcben.) . . . 

I>vvaadR»GnuidelBtAref 

ErieCknllieD 



Psr 


Market 


Vahie. 


Vahie. 


$53,000 


$50,350 


25,000 


21.250 


20.000 


18.400 


m 


25,000 
35.000 


5.000 


4.850 


8,000 


6.800 


10,000 


7.200 



Bome Am Stocks Ownbd.— Conl. 
BOMM.— Cofi<. 

Southern Fteifie. oony 

St. Lods A San Francisco, ref 

SlOGKB. 

Amerieaa S. A R. Co., e 

Ameriean S. A R. Co., p 

Louis A Nssh, e 

Northern Paoifie 

Umon Pacific, p 

Kan. City, F. 9. & M., p 

PBe.Tg.ft TL,p 

Totals (book 



Par 
rahie. 


MariDSt 

Vahie. 


$6,000 
3.500 


$4300 
3.550 


40.000 
10.000 
12,000 
20.000 
9.000 
7.000 
10.000 


.32.500 
9.900 
16.060 
21.800 
8.500 
6.300 
8.700 



$308,151). 



$297,500 $280,480 



MISCELLANEOUS: Company reinsured in Hartford Fire. 
February 18. 1904; made assessment on its stock of $79,549 and 
resumed basinesB June 9, 1904; reinsured in Delaware. Phila.. 
1906; resumed business December. 1909. Capital increased in 
1906 from $150,000 to $200,004. and $50,001 surplus pakl in. 
Conflagration kmm: Baltimore. 1904. $95,794; San Frandsco 
1906. $2,445. 

DIRECTORS: Jos. F. Stout. E. C. Jameson. J. S. FVefing- 
huysen. Arthur Lenssen. Jr.. S. R. Onterfaridge. ArohibaU Doug> 
be. C. M. Jameson. N. F. Lensnn. S. S. CainpbeU. H. R. Cham- 
bers. A. A. Forrest. H. W. Hsyivard. T. L. Bailey. 

HELD MEN AND TERRITORY COVERED: Genera 
agents: Edward Brown k Sons, San Franoisoo. Cal.; J. T. 
^dsall. PhiladelphivPa.; C. J. Adams Co.. AUantie aty, N. J.; 
Rollins A Bmrdiek. Chicago. 111. The company operates m Cat.. 
IlL. N. J.. N. Y. and Pa. 



HANOVER FIRE INSURANCE COMPANY, New York, N. Y. 

President. R. Emory Warfield; Vu»-Pkeskient and Seeretary, Joseph MoCord. Organised. 1852. 



Unearned 


Net 


Net 


Total 


Lossss 


1 Total Ex- 1 Losses 


Yua Aorta 


rnBuunu 


Surphis 


F^enuums 


Inoome 


Paid 


Diyidends 


Expenses 




Inouned 


m M.734^ 


$2,642,122 


$741,304 


$2,528,857 


$2,700,684 


$1374375 


$160,000 


$1,022,19^ 


$2,756.5^ $1,444,411 


aH K&«H 


2.701.092 


911.592 


2,772362 


2,947.128 


1394.096 


160.000 


1.173340 


2.727.3381 1.293,848 


JU i818.183 


2.275.288 


1.182.412 


2371364 


2349,695 


1384.673 


195.000 


937,115 


2316.788; 1340.065 


m 4320.678 2.210,667 


1.288.070 


2.423326 


2314,661 


1343.094 


150.000 


953374 


2.446368 1316.122 


m 4.765.101 2.184.566 


1.252.594 


2361329 


2357.678 


1302.236 


100.000 


906.536 2308.7721 1,165.551 



Aisra. Dk. 31. 1913. 

PjBilcBtste $1,129,473 

Mcrtpgekaas.... 3300 

B«Mii and stocks... 2361.759 

\^ ' 297,182 

Afols'faslsaeeB.... 404373 
Inunrtsadventa... 27370 



LuBiLrmB, Dbo. 31. 1913. 
$230,630 
2.642,122 
110361 



nedprems.. 
liabilities.. 



Otiier 

Totalliabilities.. 
Capital pakl up. 



$2,988,108 
1.000.000 



Netsorphis 741304 

TotalssfcH..!... $4.724.407 Total $4.724,407 

roderviitiDg profit, 1913. $17,059; iuTcstment kw. $27,346. 

RISKS AND PREMIUMS: Fire rUcs in foree. Deoember 31* 
VfKMtJKB; iMBatnam tiiereon. $5,187,923. 

Biapas SINCE ORGANIZATION: Plremiums reoeiyed. 
J6M37310; Iosm paid, $89363.075; divkksuds dechtfed, cash. 
CJ64309; itoek. $100300. 



REAL ESTATE OWNED: Consists of the 13-8tory oflioe 
buiUing at 34-36 Pine st, New York, occupied in part by the 
company's bead office; no incumbrance, book value. $907,956. 
carnedat $1,129,473. 

MORTGAGE LOAN: A loan of $3300 is secured by a Brook- 
lyn property, 413 Union st. vahied at $7,500. 

BONDS AND STOCKS OWNED: 

BONDB. 

District of Col. Funding, 1924, 3.65%. . 

Stote of Georgia, 1917^, 3i% 

Commonwealth of Mass., reg., 1940, 3)% 
Commonwealth of Mass.. c, wat. In., 

1942,34% 

State qf.N. v.. Canal Imp.. 1958-59. 3% 



^ofN.Y.. Dock,1921,3%. 



Richmond. Va^ 1922. 5% .M\z'e6 by ^§0,000 

Ati. Ct. L. rA. 1 cs. m., 1952. 4%:!' . ^ 25.000 



Psr 
Value. 


Market 
Value. 


$50,000 
10,000 
40.000 


$52,000 

9.700 

36.400 


60,000 
10.000 
75.000 
\50,000 
25.000 


54.600 
96.000 
60.000 
51.500 
22.750 



88 



REPORTS OF FIRE INSURANCE COMPANIES. 



HANOVER FIRE INSURANCE COMPANY, New York, N. Y.^Continmi. 
Bonds and 8xocu Owiobd.— Oonf. Par Market 

Bonds.— Conf. Vshie. Vshie. 

AU. Coast L. R.R.. or. deb., 1039, 4% . . 150.000 $40,000 

45.000 40.060 



BflOOES. 

Atch., Top. A 8. Fe. p 

Chi.Gt.W.Ry.,p.tr.ct... 
Chi. Mil. & St. P. Ry.. p.... 
Chi. A Nwn. Ry., 



20.000 14.400 
86.000 21,000 



B. A 0., cv.. 1033, 4*% 

BiooUyn Cy. R.R., 1 m. and os. m., 1041. 

5% 25,000 25.000 

Brooklyn Un. Elev. R.R., 1 m., g., 1050, 

5% ■^■^'•', 25,000 25,000 

Central Pac. R.R., 1 rf . m. c. 1040, 4% . 50,000 46.000 

Chi.,Mil.ASt.P.fey.,(Wi8.AMU.div.), * 

1 m., 1021, 5% 10,000 10,300 

Chi., MU. A St. P. Ry., ov., 1037. 4|% . . 8,000 8 060 

ChL,R.I.APac.Ry.,gn.m.,g.,1088.4% 40,000 33,600 

Chi., R. I. A Pac. Ry., 1 A rf . m., g., 1034. 

4% 

CI., Cin., Chi. A St. L. Ry., gn. m., g., 

1003,4*^;; 

Col. A Ninth Ave. N. Y. Ry.. 1 m., g.^ 

1003,5^6 - 10,000 0.000 

Col. A So., rf. and ext, m. g., 1035, 4^% 25.000 22,750 

Del. A Hud., ov. deb., 1016. 4% 25.000 24,250 

Erie R. R., pr. lien. g. cv.. 1006. 4% . . . . 50,000 41,500 

Kan. Cy. Tm. Ry., 1 m., g.. 1060, 4%. . 20.000 18.400 

King's Co. EI. R. R.. 1 m.. g., 1040, 4% 35,000 20.060 

Long lal. R. R.. rf. m., g.. lOM. 4% . . . . 50,000 45.000 

Man. Ry.. ce. m., k.. 1000, 4% 26,000 22.000 

Mich.Cen.R.R.,deb.,g.,1020.4%.... 25jOOO 20.760 

Mis., Kan.A Tex. R.R.,lm.,c., 1000, 47o 50,000 44.000 

MiB. Pac. R. R., 1 col. m., 1020, 5% . . . . 75,000 00.750 

No. Pftc. A Gr. No., j. C. B. A Q. CoU.. 

1021,4%.....................^... OaOOO 86.600 

N. Y. Cen. A Hud. Riv. RJl., Lake Shore 

CoU.. 1098. 3i% 50,000 80.000 

No. Cen. R. R., gn. m.. 1025. 4i% 20,000 20,400 

Nor. A Wee. R. R., 1 ool m. c., 1096, 4% 50.000 47,000 

P«in. Co., rag., guar., 1021. 4i% 36.000 86,000 

Ponn. R. R.. cv., g., 1016, 3i7o ...... • 50,000 48,500 

8t. L., Iron Mou. A So. R.R., un. A rf., 

1020,4% 50.000 38,000 

8t L., Iron Mou. A So. Ry., gn. ce. R. and 

L.Gr.in., 1031,5% 

8o. Ry., 1 en. m., g.. 1004, 6% 

So. Ry., (St. L. div.), 1 m., g., 1051, 4%. . 
So. Pac., cv. K., 1020, 4%. 
So. Pac., San Pr. Tm., ' 



,1m., 1060.4%.. 
So. Pac'R. R., 1 rf. m.. g., 1065, 4%. . . 
Un. Pac. R.R., 1 In. A rf. m., g., 2008. 4% 
Wab. R. R., 1 rf. A ext., g., 1956. 4% . . . 

Wee. Md. R.R.. 1 m., g., 1062. 4% 

Laclede Gas Lt, (St. L.), 1 m., g., 1019,5% 25,000 

Mortg. Bd. N. Y., g., 1066, 4% 24.000 

M.Y. Gas A £1. Lt., Ht. A Pr., pur. ool., 
J040,4% 



30,000 
50,000 
25,000 
53.000 
34.000 
50.000 
25.000 
50,000 
50,000 



26,000 

11.000 
50,000 
80,000 
30,000 



Chi.ANwn.Ry..p...^ 80,000 

Cl„Cin.,Chi.A8t.L.Ry..p 60,000 



Cok>.ASo.,Ry.,p. 

Del.AHud.^.. 

Kan. Cy., Ft. Soott A Mem. Ry., p. 

Man.I&..c8 

N. Y., N H. A H. R.R. 

Penn.R.R, • 

RensKiaer A Saratoga R. R.. ea 

Umon Pac. R. R 

Union Pac. R. R., p 



30,000 
10,000 
80,000 

120,000 
60.000 

151,260 
10,000 
30,000 
55,000 



30,600 
51,500 
21,000 
49,580 
28,900 
45.000 
22.750 
25,500 
38,000 
25,250 
20,400 



25.000 20,500 



25.000 
3.060 
70.000 

103,200 
50,700 
31,500 
18,000 
15,300 
18.600 

157,200 
45,600 

166,375 
17,500 
47,400 
46.750 



Bonds and Srocau Ownid.— CoiU. 
Stocks. 

United N. J. R.R. A Canal 

Ameriean Exoh. Nat. Bk 

Bank of America 

Natunai Park Bank 

Brooklyn Unku Gas 

CoMofidated Gas 

General Adiustmeat of N. Y 

Lduah Coal A Nav 

The United Gas Imp 

UnderwritaB Salvage of N.Y 

Underwritors Salvage of Chicago 



Par 


Market 


Vahie. 


Vslue. 


$15,00» 


$38.9(/J 


15.00» 


30,3<)>j 


8.000 


45.120 


2,500 


8.S0J 


20.000 


25.200 


50,000 


65.500 


150 


150 


30,550 


5U24 


50.000 


85.000 


500 


750 


500 


soo 



Totals (book vahie, 13,000,403) 82.810,450 t2JB61.759 

MISCELLANEOUS: Capital increased in 1863 from. S200.000 
to 8400.000. In 1871 received for **ealls on capital." 8200.000, 
of 50 per cent; reduoed in 1872 to 8250.000; inereaeed m 1873 to 
8400XX)0; iwveaaed in 1875 to $500,000. by stock divkknd; 
increased in 1881 to 81.000,000; reduoed in 1006 to 8500,000 and 
kter in the same year inoreased to 81,000.000; »M)jQQO vaa 
realised as premmm on the new stock issued. Coofiaarstion 
hMsee: Portland, Me.. 1866. 827.074; Philadelphia,. F^ im, 
887328; Chicago, HL. 1871. 8260321; Boston, Maaa^ 1872. 
8252.772; Boston, Mass.. 1873. 815.166; HaverhUI. Mm.. 18n:'. 
813376; Carthafls. N. Y.. 1884. 842366; Lynn. Mml. im. 
830.662; Boston, Mass.. 1880. 828.423; Syncuae, N. Y., 1891, 
817363; Sea. Bright. N. J.. 1801. 810,322; Jaoksonviie. Fis.. 

1001. 887377; Watcrtiwy. Coon., 1002, 822,102; PateMn. N. J., 

1002, 850.188: Roehestv. N. Y.. 1004. 10307; Baltuote. Md^ 
1904. 8363385; Hot Springs, Ark.. 1005. 810360; San FnnciKo, 
CaL. 1006. 81376342; Chelsea. Mass., 1008, 8232,4ai. Vaba 
of special d^xMits: Qa., 80,700; Va.. 851300. 

DIRECTORS: R. finory Warfidd, Andrew F. D». Joseph 
T. Low, Wlllkm Allen Butler^tuart G. Nelson, Fomk P. C^- 
A. D. SteaUB,^ George W. Stiekle. Israel P: Etedee. Wm. 



ITq^, Chaa. A. Shaw, Bamuel J. Ckirke, Jam« E. Hamm, 
Joseph MoCord, Goorae CromweU, Beniamin Walworth Araold, 



Arthur & Walcoti, John F. Den, Henry G. SaBlnd. Jamei E. 
Clark, Edward Hunter Landon, Robert L. Piemvoit, Edward 
H. Ladd, Jr.. Alfred E. Marling, Frank G. Dacl% Honee C. 
Coleman, S. Davies Warfield. 

FIELD MEN AND TERRITORY COVEREDc CImiIm D. 
Palmer, New England; E. Stanley Jarvis, Cono. and Eastern 
N.Y.: Chu. R. Hobart, Omtral N.Y.; F. M. CnttmlMi. WMtan 
N. Y.; Thompaan. Den A Bro., general agsntB^PlL; CNinDefT. 
for N. J.; Reinhardt. Pattik> A Bernhardt, geoflcal aflents, Tes.; 



G. L. Meyers A Co., Memphis. Tenn.. genecaL agents for .4rk.L 
H. Y. Chatterly, for D. C. DdLMd., Va. and W. Ya^ J. C. Uovd. 
Jr.. far La. and Miss.; F. A. MeCarroll, for Ab^ Fla., and (H.; 
R. W. Snyder. Ky. and Tenn.; Webb A Skionr, soural agents 
for N. and 8. C; Chas. W. Hifl^. 1106 loflicMee Exdiange. 
ChicaBo. 111., general agent. Western States; F. A. Hubbard. 

nnecal agent: Wm. M. Higley. Mink.; Geo. H. Soott. 

for Minn.; <3eo. M. Graham, N. D.; B. W. IVpper, 
S. D.; Lee W. Bort. 0.; A. B. Fipp, niiiiiitMi for O.; W. K. 
Maxwell, HL; W. C. Myers, assistant farDL: W. a Neviu, Mo. 
and Kan.; C. M. Carter. Okla.; F. ETHatiurn, lauTc.W. 
Bonett, asMtaat for la.; H. 0. Phill«|, Ind.; A. K. DracoU. 
Cob.; C. Allhouse. MioL; Chas. uTHmindDon. for Neb.; 
Montgomery Clark, Wis.; Bertheai^ SdfaMh A Bertheaa. 411 
Sanaome St.. San Fraaeisoo. Cal.. geiNral avnlB far OaL and Utah; 
William Deans, State agent. A. S. HeatfieUTMristanL Id*., Moot, 
Ore. and Wash.; T. D. Schwabel, special asmt for Baj ooontriet 
and No. CaL; R. L. McCulloch, toidui ageat for So. Cal.; Eea« 
neth C. V. Medoalf. Mountainfiald. The oompany doea buainem 
in all the States and Territaries ooepliBg AIm., Am., Nar., N. U. 
andVt. 



HARTFORD FIRE INSURANCE COMPANY, Hartford, Conn.t 

Pteaident. R. M. BisseO; Chainnan of Board, Chas. E. Chase; Vioe-Pkesidents, Whitney Palache and James Wyper; 
Frederick Samson and 8. E. Locke; Reoording Secretary and Treaaurer, D. J. Glaaer; Asastant SeoreUinee, 
Thos. H. Scotland and E. A. Bohnar. Orgauiaed, 1810. 



, 1 Unearned 


Net 


Net 


Total 


Lossee 





Total £z- , Loases 


YULM 


AmtU 


Premiums 


Suiphia 


I^emhuns 


Income 


Pkid 


Dividnds 


Expenses 


psaditttres 


laaonad 


1013 


826,566.146 


814,781392 


17376.782 


1816,454305 


817.472,448 


tl8.812.708 


8800.000 


86373.475 




W^79iM\ 


1012 


26317.854 


13371,788 


8.530328 


16,443,141 


16.435.061 


8311326 


830.000 


5.606318 


15.087,744 


8316330 


1011 


25.440.839 


14.100.774 


7310.707 


16,478.017 


16.450.657 


8.770.086 


700.000 


5,717301 




83M316 


1010 


24,363,635 


13.784,741 


6,023,067 


16,780,680 


16313.187 


8,470,018 


800.000 


5.764301 


15314310. MtMH 


1000 


23,035,701 


12,784.021 


6.670.400 


14.080.010 


16327.765 


7,678,131 


650,000 


63873481 18,816,0741 7,«TQ,476 



t Inehidci 8726300 mar. prems. and 8360,014 mar. kMses. X Transacts both 6re and marine buatDsss. V 



LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



89 



HARTFORD FIRE INSURANCE COMPANY, Hartford, Conn.-'Continued, 



MortsBfeloftXM... 
Boadi umI stocks. 
CoOatenlloMis ... 

Cadi 

Agents' balaiiMB.. 
Bills ree. for preni 
Intflrast And rents 

ToUl 



Dk. 31. 1913. 

1737,600 

453.167 

21.096,619 

33.500 



0.171 

2,4S4,937 

5.921 

275.231 



LuBomM, Dkc. 31. 1913. 

Losses onpud 11.252.974 

UDoaniedprsms.... 14.781.893 

Speebl reserve 500.000 

OUnriiAbUhifls.... 455.998 

ToUl liftbiUties. . .$16^)90.364 
CsinUlpsidup.... 2.000,000 
Netsorphis 7.575.783 



.326.566.146 Totol. 



.326.566.146 



UadsrwrHiiig profit, 1913. 3327.599; a 



kw. 1241.045. 



RISKS AND PREBilUMS: Fire risks in force Dsoembsr 31, 
32,632X103.790: praninnM thereon. 327.711.415; marine and inbnd 
rkki in foree, $34,748,655; premiums therson. $599,910. 

BUSINESS SINCE ORGANIZATION: PremhuM received. 
$289,947,623: losses psid. $167,420,514; dividends declared, essh. 
$17,420,329: stock. $950,000. 

REAL ESTATE OWNED: The principal item is the brick 
sad graatte boikfinc at Pearl and Trumbull sts.. Hartford, of 
which tbe actoal cost wss $838,560. and which is carried at $700.- 
000. The remaining properties are 5 brick buiUings in Chiosfo 
and Hartlbiti, vakied at from $2,600 to $16,000 each. 

MORTGAGE LOANS: Ther« ai« 20 loans, aggragating $453.- 
167. and ranging in amount from $4,500 to $82,000. The hugest 
are one of $82,000 on apartment building, 714-728 W. Van Buren 
St., and 713-727 Boston ave., Chicago, valued at $125,000, and one 
of $80,000 on brick department stores at 701-705 Nicollet ave.. 
Mimwaoofis, Minn., vahied at $215,000. The others are upon 
propcrtMB in Chicago, Portland (Ore.), New York. New Britain, 
Coon., and West Hartford. The total vahiatbn of the mortgaged 
propcftis m $1,095,100 and the company holds $401300 ofmrnr- 
aaee on the buildings. There was no interest past due on Deeam- 
bcrSlbst. 



COLLATERAL LOANS are as follows: 
Sacnnims. 

Bngktoa German Bk., Cin.. 

Bowfaon Stock Yards, Louisville, Ky . . . . 

devdaodUnioa Stock Yards 

Oacannati Unkm Stock Yards 

Cincinaati Rubber Mfg 

Atlaata, Gn^. 4% red., 1920 

AUaiita.G^3*%red.,1931 

Ailairt».G^3i% wat., 1931 

Atkatn, Gs., 4i% wat., 1922 
AtiBBta.G»..4i% 



, wat., 1922. 



Market 

Vahie. 

$7,000) 
1,000 
3.380 
2.470 
2.500 

19.400 
8.700 
1.750 
3,000 
5.000 



$3,500 



30,000 



Totals. 



BONDS AND STOCKS OWNED: 

BOHM. 

Cuba, Recmblie, est. hi. 1944. 5% 

United States of America, 1925, 4 « 

Atkala,Ga.. wat.. 1921-35. 4i% 

Atlaata.Ga.,se.. 1932-35.41% 

Baltimore Md.. new sr. imp. In., 1980. 



$54,200 $32,500 



DaL^I 



.Cy.H..g., 1952,4i% 
Georgia State, 1918. 3i% 



— Bt-M — . Ont., deb.. 1927. 4% 

Hartford. Coon^ Conn. Iliv. Br.. 1955, 

3i% 

Leodoo, Ont., gn. es. hi. deb., 1924, 34% 
Loa Anceics. Cal., wat. wka.. 192M1,4(% 

Montreal Corp.. 1926, 4% 

NashviBe, Tenn.. H. se.,1940. 4)% 

Pbrtbad, Ore, Cy. H., 1930-22. 5% 

Portbad, Ore, wat.. 1935. 4% 

Portbad Ore, Pk. and Blv., 1937. 4%. . 
■,Va.,1921.4%. 



Par 
Vahie. 
$75,000 
10.000 
92.000 
10.000 

50,000 
50.000 
15.000 
50,000 

113,000 
59.000 
80/)00 



Toraoto, OdL. gn. cs. In. deb.. 1929. 31% 
Toronto. Ont., deb.. 193(M5. 31% 



,N.Jf..w«..1938.44%. 

rictarta.B.C.. deb., 1923.4% 

WmaiiMC. Man., se. dis.. dab., 1941, 4%. 
Wmaipcc. Man., wat. wks., 1941. 31%. . 
Atdu, T. A S. Fe R. R.. gn. m., g., 1995, 

4% 

Alch.. T. A S. Fe. Ry.. Cal-Aris., 1 r. m., 

1918. 4jt% 

Atlaata, Kaox. ft No. R.R. 1 m.. 1946, 5% 
Atiaatie Coast Una L. ft N. eoD. tr., 

1962. 4«^ 

B.ftO.R:R.,lm.g..l948.4% 

B. ft O. RJL, 1 m. g., twn^ 1935, 31%. . 



50,000 
24,000 
50.000 
50.000 
52.500 
68.133 
239.440 
50.000 
MJOOO 
50,000 
60,000 

25,000 

25.000 
54.000 

n&jooo 

100,000 
175,000 



Market 
Vahie. 

$75,000 
11,150 
92,430 
10.050 

41.750 
50.000 
14,775 
45.625 

96,592 
51,772 
79.725 
58,125 
50,000 
24,750 
46,750 
46.500 
50,925 
57,913 
189.556 
51,500 
23.660 
43.250 
40,625 

23,250 

23,625 
57,510 

240,625 
91J50 
153.125 I 



BoKiia AifD Siocss Owinu).— Cmi<. 
BoNDa.— CoiU. 
B. ft 0. R.R.. (P., L. E.ft W.Va. System). 
r.m..l941,4% 

B. ft 0. R. R.. pnor In., g.. 1925, 31% . . . 
Belt R. R. Stk Yds.. Ind.. 1 r m., 1939. 4% 
Boston ft Albany R. R. deb.. 1933. 4% . . 
Boston ft Maine R. R.. deb., 1929, 41%. 
Boston ft No. St. Ry., 1 m., r., 1954. 4% . 
Bkbr. Un. Elev. R.R., 1 m.. 1950. 5%. . . 
Buifab, Rooh. ft Pitts. Ry.. cs. m.. 1957. 

41% 

Burl. C. R. ft No. Ry.. cs., m.. 1934. 5% 
Canada So. Ry.^. ul. gr.. 1962. 5%. . . 
Caoa. No. Ry.. Winn. Tm.. g.. 1939. 4% . 
Central of Ga.. Ry.. cs. m.. g.. 1945. 5% . 
Cental Pac. Ry. 1 r. m., g., 1949. 4% . . 

C. R. R. of N. J., gn. m.. g.. 1987. 5%. . 
Chat, ft 0. Ry., m. m., g., 1992. 41%. . . 



CheB.ftO.Ry..ros.m..g.. 
Chi. ft Alt. R.R. r. m.. 50-yr. g.. 1949. 3%. 
Chic, ft W. Ind. RJl. gn. m.. g.. 1932. 6% 
Chi. ft W. Ind. R. R.. cs. m.. g.. 1952. 4% 

ChL ft Nwn. R. R. s. f.. 1929. 6^o 

Chi.ftNwn.R.R.s.f.,1929,5^ 

ChL ft Nwn. Ry. deb.. 1921. 5% 

ChL. Bur. ft Q. R. R. (lU. Div.) m..l9l9. 

31% 

Chi. ft Gt. W. R. R. 1 m. tm.. g.. 1936. 5 c 

Chi. ft Erie R. R. 1 m.. g.. 1982. 5% 

Chi. ft East. 111. R. R. gn. cs. and 1 m.. 

1937.5% 

ChL. Ind. ft Louis. Ry.. r. m.. 1947. i^.'o . 
Chi.. M. ft St.P. Ry. gn. m. g.. 1989, i % 
Chi.. M. ft St. P. Ry. cv., 1932, 4|% . . 
Chi.. St.P.. M. ft 0. Ry. cs. m.. 1930. 6 o 
ChL. St. L. ft N. 0. R. R. cs. m.. 1951. 5 i 
Chi., St. L. ft P. R.R. 1 C8.m., 1932. b'/c 
Choc, ft Memp. R. R. 1 m., g., 1949. h % 
Cin., Day. ft Chi. R. R. 1 m., 1942, 4% . 
Cin., Incl.. St. L. ft ChL R. R. cs. m., 1920, 

6% 

Clev., Cin., Chi. ft St. L. R. R. (CoL ft 

Spring. Div.) 1 m., g., 1940. 4% 

Clev., Cm., Chi. ft St. L. R.R., 1 m. coll. 

tr., g., 1990, 4% 

Clev., Lorsin ft Wheel.. 1 m.. cs.. 1933,5% 
Clev., Col., Cm. ft Ind. R. R., 1 cs. m., 

1914,7% 

Dayton ft Mich. R. R.. gr.. 1931. 41% . 
Det.. G. R. ft W. R. R. 1 cs. m.. 1946, 4% 

Det. ft Mack. Ry., 1 In., 1995, i% 

Detroit Tm. and Tun.. I m.. 1961. 41%. 
East, ft Amboy R. R. 1 m.. gr.. 1920. 5% 
Elgin. Joliet ft East. R. R., 1 m.. 1941. 5% 

Erie RJl., prior b. g.. 1996. 4% 

Erie Ry.. os. m.. 1920. 7% 

Ga. Ry. ft El., os. m., 1932, 5% 

Gr. Rapids ft Ind. R.R. 1 m. g. gr., 1941, 

flartfori* St' Ry. i m." g.Vi936.'4% ." .' .' 
III. Cen. R. R. (L. Div. ft Tm.) m..l953. 

31% 

ID. Ccn. (Sp. Div.) 1 m. g.. 1951. 31%. . . 

lU. Cen. sec. g. n., 1914. 4|% 

Intern, ft Gr. No. P. M.. 1 m. g.. 1919. 6% 

Interborouch R. T., 1 m.. 1966. 5% 

Iowa Cen. Ry. 1 m.. g.. 1938. 5% 

Iowa Falls ft Sioux City. 1 m.. 1917, 7% . 
Jefferson R. R.. 1 m. gr.. g.. 1919. 5% . . . 
Kentudnr Cent. Ry.. 1 m., 1987. 4%. . . . 

L. E. ft W. R. R. 1 m. g., 1937, 5% 

L. E. ft W. R. R. 2d m. g., 1941, 5%. . . . 
L. Sh. ft Mich. So. Ry., deb. g.. 1931. 4% 
L. Sh. ft Mich. So. Ry. deb. g., 1928, 4% . 
Lehigh ft N. Y. R. R. 1 m.. 1945. 4% . . . 
Lehigh Val. R. R.. 1 m. tm. g.. 1941. 5% . 

Lehigh Valley R. R., os.. 1923. 6% 

Lehigh Valley R. R., 1 m. g., 1940. 41%. 
Long Uand RJl., Un. m.. g., 1949. 4%. 
Louisville ft Jeff. Bdg.. g. m.. 1945. 4%. 
LouisviUe ft Nash. R. R. gn. m.. 1930. 6% 
Louisville ft Nash. R. R.. 1 m., 1919, 6% 
Louisville ft Nash. R. R. Uni. g.. 1940. 4% 
Louisville ft Nash. R. R. (At.. Knox, ft 

Cin. Div.) m.. 1955. 4% 

LouiBville ft Nash. (P. ft M. Div.), 1 m.. 

1946.4% 

Louis.. Hend. ft StL.Ry.. 1 m. g.. 1946. 

5% 

Man.. 0r.By. ft Nwn. Ry. 1 m.. 1941. 31% 



Pkr 


Market 


Value. 


Value. 


$50,000 


$42,250 


100.000 


90,500 


100.000 


94.000 


50.000 


45.500 


200.000 


170.000 


50.000 


42.000 


125.000 


124.687 


50,000 


50.000 


120.000 


122.400 


66.000 


68.640 


150.000 


135.000 


150.000 


153.750 




184.000 


301.000 


344.645 


150.000 


139.875 


210.000 


219.975 


150.000 


91.500 


260.000 


275.600 


100.000 


83.250 


181.000 


193.670 


236.000 


246.620 


100,000 


100.000 


200,000 


164.000 


59,000 


59.000 


125,000 


130.625 


25,000 


24.000 


75,000 


66,375 


25,000 


23,187 


17.800 


17,978 


150.000 


175,500 


212.000 


222.600 


26.000 


27.830 


50.000 


49.000 


50.000 


39.000 



110.000 115,500 



72,000 



60,480 



200,000 


167.000 


100.000 


104.000 


8.000 


8.040 


60.000 


57.600 


41.000 


32.390 


50.000 


42,500 


50.000 


48,000 


203.000 


209,090 


252.000 


260.820 


150.000 


125.250 


137.000 


152.070 


50.000 


49,750 


20.000 


19,250 


100.000 


98,000 


60.000 


39,000 


65,000 


51.025 


50.000 


49.875 


200.000 


206.000 


325,000 


320.125 


110,000 


95.700 


100.000 


107.000 


175.000 


176.750 


50,000 


44.000 


50.000 


50.500 


75.000 


74.250 


100.000 


88.750 


200,000 


178.500 


47.000 


40.890 


315,000 


339.412 


75,000 


83.250 


200.000 


202,000 


60.000 


51.600 


100,000 


84.750 


135,000 


150.525 


29.000 


31.392 


100.000 


92.250 


50.000 


43,500 


100.000 


88,000 


200.500 


204,510 


175,000 


141,750 



90 



REPORTS OF FIRE INSURANCE COMPANIES. 



HARTFORD FIRE 

BOMM AMD StOCU OwiTBD.— CofU. 

BOND8.— CoiU. 

Mil., Lk. Sh. kW. tK.k imp. m., s. f ., g., 

1929,5% 

Mil., Sparta A Nwn. Ry., 1 m.. 1947. 4% 
Minn., St. P. ft S. Ste. M. Cen. Tm. Ry., 

Im., 1941,4% 

Minn., St. P. k S. Ste. M. Ry., os. m.. 

1988,4% 

Minn, k Pao. R. R. 1 m., 1936, 4% 

MiDn.ftSt.L. R.R. 1 OB.m. g.. 1934, 5% 

Minn. Union R.R., gr. g., 1922, 6% 

Minn. St. Ry. k St. P. Cy. Ry. os. m., 

1938,5% 

MisL, Kans. ft E. R. R. 1 m., 1942. 5%. . 
Min. Pac. R. R. C8. 1 m. g., 1920, 6%. . . 
Mutual Tm. Buffalo, 1 m. S. F., 1924, 4% 
Naah.. Chat ft St. L. R. R. ca. 1 m. g.. 

1928,5% 

New Eng. R. R. oa. m.. 1945, 4% 

New London ft No. R. R. 1 m.. 1940, 4% 
N. Y. C. ft H. R. R. R., L. Sh. ooU. tr., 

1998, 3i% 

N. Y. C. ft H. R. R. R., ooU. tr. g., 

1998,3*%. 

N. Y. C. ft H. R. R.R., deb.,g., 1934, 4% 
N. Y. ft Erie R. R. 4 m., est, 1920, 5%. 

N. Y., L. ft W. Ry^ 1 m., 1921, 6% 

N. Y., Lack, ft W. Ry. et. m., 1923, 5% . . 
N. Y., Lack, ft W. Ry., tm. and imp., m., 

1923,4% 

N. Y., Ont. ft W. lU., gn. m., g.. 1955, 47o 
N. Y., N. H. ft H. R.R, er. deb.. 1948, 6% 
N. Y., N. H. ft H. R. R., n., 1914, %%. . 

Norf . ft W. R. R. gn. m., 193 1 , 6% 

Northern 0. Ry. 1 m.rl945, 5% 

No. Pae.. Qt. No.. C. B. ft Q., 1921, 4%. 
No. Pae. Ry.. Drior In., L. O., g.. 1997. 4% 

No. Pac. Ry. P. M., 1996. 4% 

No. Pm. Tm., Ore.. 1 m. g.. 1933, 6% . . . 
Old Cok>ny St. Ry., 1 m. r., 1954, 4%. . . 

Ore. Sh. Line Ry. 1 m.. 1922, 6% 

Ore. Sh. Line Ry. oa. 1 m., 1946. 5% 

Pa. R. R., cv., 1915, 3*% 

Penaaoola ft Atlan. R. R.. 1 m., 1921. 6% 
Phil, ft Read. R. R. Tm. g.. 1941, 5%. . . 
Pitta., Gin.. Chi. ft St. L. Ry., oa. m.. A.. 

1940,41% 

Fitta., Cin., ChL ft St. L. Ry., oa. m., D.. 

1945,4% 

Pitta.. Cin., CM. ft St L. Ry. oa. m., Q., 

1967,4% 

Port Reading R. R. 1 m. g., 1941, 5%. . . 
Portland Ry. 1 andr m. g.. 1930, 5%. . . . 
Reading Co., gn. m., a. f ., g., 1997, 4% . . 
St P. ft No. Pac. R. R. gn. m. g., 1923, 6% 
St P.. Minn, ft Man. Ry. oa. m., 1933, 4% 
St P., Minn, ft Man. Ry. cb. m., 1933, 

8trP.^MiiuL ft Man. Ry! c8.'m.,' i933, 6% 
St P., Minn, ft Man. Ry. 1 m., 1937, 4% 
St L., In. Mt ft So. R. R. gn. ca. L. G., 

1931.5% 

St L.. In. Mt ft So. R. R. U. ft R. g..l929, 

4% 

St L. ft S. Fran. R. R. gn. m. g., 1931, 5% 
St L. So. R. R. 1 m. gr. g., 1931, 4% . . . . 
San Fran, ft San. Jo. Val. By. 1 m.. 1940, 

5% 

Sav., Fla. ft Wes. R. R. 1 m., g., 1934, 6% 
Sav., Fla. ft Wes. R. R. 1 m., 1934, S^'c • ■ 
So. ft No. Ala. R R. OB. m.. g., 1936, 5% . 

So. Pae. R. R. 1 r. m. g., 1955, 4% 

So. P»c. Cen. Pac., eoiL, 1949, 4% 

80. Pac. R. R., 1 08. m., g., 1937, 5%. . . . 
So. Ry. (St L. Dir.) 1 m. g., 1951. 4%. . 

So. Ry. 1 ca. m. g., 1994, 5% 

So. iU. 1 m. g., 1996. 5% 

Tm. R. R. Aaso., St. L. gn. m. r., 1953,4% 
Tm. R. R. Aaso. St L., 1 m., g., 1939,4i% 
Tm. R. R. Aaso. St L. 1 oa. m., 1944, 5% 
Union Pac. R. R. 1 m. ft L. G. g., 1947,4% 

Utah ft No. Ry. 1 m. ext.. 1933. 4<: 'c 

Vandalia R. R. ca. m., 1955, 4% 

Vermont Valley R. R. 1 m., 1940, 4i%. . 

Wabash R. R. 1 m. g., 1939, 6% 

Wabash R. R 1 m. g. (T. ft Chi. Div.), 

1941.4% 

Wcatem Md. R. R. 1 m. g., 1952, 4'^c • . • 

West Shore R. R gr^ 2361 , 4% 

Wheel, ft Lk E R. R 1 m., OB. g., 1949, 4% 



INSURANCE COMPANY, Hartford, Corm.^Continued, 



Pw 


Market 


Vahie. 


Value. 


150,000 


$52,250 


75,000 


68,062 


50,000 


46.500 


150,000 


135.000 


50.000 


46,000 


112,000 


98,560 


50.000 


54.500 


50,000 


50,000 


100,000 


103,500 


100,000 


102,000 


100.000 


93.000 


200,000 


211,000 


100,000 


89.000 


50,000 


43,000 


225,000 


175,500 


100,000 


73.000 


50.000 


42,875 


gZ 


68.005 


62,930 


53,000 


55,120 


43,000 


40.420 


200,000 


168,000 


117.000 


123,727 


100,000 


99,750 


261,000 


807.327 


29,000 


27340 


250,000 


237.500 


80,000 


74.200 


159,000 


138,330 


122.000 


135,420 


50,000 


41,500 


100,000 


109,500 


150,000 


159.000 


25,000 


24,312 


42,000 


45.675 


150,000 


168,000 



50,000 
18.000 



50,000 
16,740 



50,000 


46.500 


60,000 


65,400 


50,000 


49.250 


30.000 


27,750 


150,000 


165,750 


100,000 


95.000 


65,000 


65,325 


54,000 


64.260 


26,000 


24.180 


100,000 


101.260 


100,000 


75,500 


50,000 


50,000 


75,000 


66,750 


87,000 


91350 


100.000 


116,000 


50,000 


52,000 


100,000 


106.500 


200,000 


179,000 


100,000 


91,000 


105,000 


110,775 


150,000 


125.625 


50,000 


51350 


100,000 


104,000 


200,000 


176,000 


162,000 


160,785 


50.000 


51375 


75,000 


71,812 


100,000 


91300 


152,000 


139340 


50,000 


47,500 


75,000 


76,125 


75.000 


54.000 


50,000 


38,000 


150,000 


136375 


100,000 


78.000 



I BONDB AMD StDCKB OwiTSD.-CoiU. 

BoNDe.-<7ofi<. 
Wheel, ft LE.R.R. (L. B. Div., 1 m. g., 

1926,5% 

WiUinar ft Siouz Falb. 1 m., 1938, 6%. \ 
Ww. Oentral Ry. 1 gn. m. g.. 1949. 4%. . 
Wis. Cent Ry. (8u. ft D. Div. ft t£.). 

^lm.,1936,4% 

&nadaPm.M.. deb., 1923,41% 

Cfa, Tl., 1 m., B., 1923, 5% 

Cleveland El. lU. 1 m., 1939. 5% 

Detroit Ed. 1 m. a., 1933, 5% 

UdedeGaa Lt (St L)) 1 m,, 1919, 5%. 
Uctode Gaa Lt r. and ext m.. 1934, 5% . 

Mioh. State Tl. 1 m. g., 1924, 5% 

New Engbnd Tl. ft fg., 1982, 5% 

N.Y.Tl.ni.m.g.,1939,4*% 

N.Y DocVlm.,1951.4% 

Northcm Ter. Tc. 1 m., 1933, 5% 

Nortiwrn Inv. ft Rlty. ooU. g., 1940, 4%. 
Umon EL Lt ft Pr. (St. L.) 1 m. g., 1932. 

5% 

SrocEB. 

Chicago, MU. ft St. P. R. R. 

Chica«o,Mil.ftStP.R.R.,p 

Chicago ft Nwn. R. R 

Cadcago ft Nwn. R. R., p 

Connectieut River R. R 

JoBet ft Chicago R. R., gr 

N. Y. CenTftHud. Riv. R. R 

N.Y3N.H.ftH.R.R 

New York, Lack, ft W0B.R.R 

Southern Pacific 

Union Pacific R. R 

Aetna National Bank, Hartford 

Amorican Exc. Nat Bk, N. Y 

Bank of America. N.Y 

Bank of Montreal. Montreal 

Boyiston Nat Bank, Boeton 

Charter Oak Nat Bank. Hartford 

City Bank, Hartford 

Conn. Tr. and Safe Dep., Hartford 

First Natbnal Bank, Hartford. 

Hartford National Bank 

Importers and Traders Nat. Bk., N. Y.. . 

Manhattan Company Bank, N. Y 

Merchants NatwnalBank, N.Y 

Natwnai Bank of Commeroe, N. Y 

National Bank of North America, N. Y.. 

National Exch. Bank, Hartford 

New York Dock, p 

Northwestctn Tl 

Hartford Ace. and Ind 



Pw \ ^ Maiket 
Value. Vahie. 



175300 
65.000 
100,000 J 

50,000 
25,000 
50.000 
43.000 
50,000 
57300 
25,000 
50300 
50.000 
50,000 
82300 
2,000 
400,000 

26,000 



47,700 
37,000 

188,400 
20,000 
2.000 
50,000 
93300 

400,000 
50.000 
1.000 
3,000 
31300 
20,000 
15.000 
38.800 
12300 
12300 
16,600 
78,600 
17300 
55,600 
30.000 
10,000 
16,700 
12300 
20,000 
2,000 
82300 
25.000 

745300 



175.000 

09325 

li 86300 

42300 
25300 

49375 
43.430 
50350 
67385 
24300 
49.000 
60.000 
47,500 
66325 
2.000 
S40300 

28.000 



47.700 
51300 

240310 

33300 

4,000 

71300 

86.136 

309.000 

57300 

9S0 

2350 

100300 
40.400 
S1300 
89.628 
15375 
21350 
16300 

2513O0 
29340 

103.416 

148300 

30300 

28390 

21,2S0 

2,000 

3.160 

20,625 

27300 

1.401.000 



Totals (book vahie, 122311347) $21,146373 «S21,«56.446 



* Securities as per company's valuations; the item in ansrtn ia 
based on insurance department valuations. 

MISCELLANEOUS: Capital ineraases (8950,000 by stock 
dividends): From 1150,000 to 1300,000 in 1853; to I500.000 in 
1857; to 11,000,000 in 1864: to 11350,000 m 1876: in 1906 to 
12,000.000 1^ the issuance of 7300 shares of stock of a par vaiue 
of 1100 at 1600 per share, thua adding 13,000.000 to eorahu. 
Conflagration kMses: Chicago, 1871, 11.968325: Boston. 1872. 
$485356; Baltimore. 1904, $1313,844; San Frandsoo, 190& 
$6,766,937. Values of special deposits: Can., $668367; GaT. 
$9,850; Va., $60,925; N. M., $11,150. In 1909. 1910 and 1911 the 
assets and surplus do not inchide $340,000 of Northern Invsalment 
and realW bonds disallowed by the New York Insurance Depart- 
ment 'tht Hartford Fire owns a controlling interest in the UM- 
ford Accident ft Indemnity Co. 

DIRECTORS: James J. Goodwin, Theo. 
Roberts, Wm. C. Skinner, Meiffi W. Whaples. C. L. F. 
Chas. E. Chase. R. M. BisselL H. & BofamniL 

FIELD MEN AND TERRITORY COVERED: 

general agents: Dugan ft Cair, general agents, 39 So. La SaBc at.. 
Chicago, III.: W. C. Boom, aasistant general agent 39 So. La SiJle 
St., Chicago, 111.; J. J. Puroell, 2d assistant general agent 39 80. La 
Salle st, (Jhicagp., III.; Egleston ft Presoott general agents, Atlanta 
Ga.; Dizwcll ft Hewitt, general agents. 430 Cafifomia st, San Fran- 
dsoo, Cal.: Adam Gilliland, Assistant general agent. 430 Cafifonia 
st, San Francisco, CaL; J. B. Hereford, general agent Dallaa, Tex. 
Marine and tranpaortation dcmartment: C. S. Tmberiake, gMiera] 
agent Hartford, Conn.; J.D. Vail, assistatttgeiieral agent Hartford, 
Conn. Local agency managers: Howard Hampton, manager New 
York City Department 58 Maiden Lane; Bnierton ft KuabaO, 
58 KUby st, Boston, Mass.; Walter R. J. Smith, asaistaat 



GecriB 



REPORTS OF FIRE INSURANCE COMPANIES. 



91 



HARTFORD FIRE INSURANCE COMPANY, Hartford, Conn.^CanUnued. 



muicer, 58 Kilbv rt., Bcston. Man.; Henry W. Brown ft Co., 
zouicen, 435 Wataut It, Fhihdelphn, Pft.; Walter J. Chaae. muk- 
aeernbarbandept, 435 Walnut at, Fhiladelphn.Pk. Eaatcra 
departemnki: Adama ft Boyle, general aoents. little Rock. Aik., 
for AjL; W. W. Scrimea. aupennteodent Northweatcni department, 
M Main at. Winnipeg. MiuL. for Man., Saak. and AlbcrU; Peter 
A. MeCallnm. general agent, 29 Wellington at, E. Toronto, Ont, for 
^onneeB of Ont, Que., N. B., N. 8.; A. R. Knight, uupeetor. 29 
Weffia|toD at, eaat, Tonmto. Can.; J. H. OampbeO. apeoal aoBot, 
Boz223,MaadMBt«.N.H.,for Me.. N. H.. and Ver.; W.P.^urr, 
{noal agent, 54 KiJbv at, Boston, Blaa%, for eaatem Maaa. and 
&. I.; Artfaur E.Goodwm. apeoal agent 58 EUlv at., Boston, Maaa.. 
lor BffltoB. aoburlNui department; S. C. Arery, apecial agent Hart- 
lord. Cona^ for Conn, and wealem Maaa.; T. E. CoUina, iupeetor. 
ipedalriik department, Hartford, Conn.; C. H. Smith, uupeetor, 
ipccal riik departmeat, Hartford, Conn.; Laaher ft Taylor, gBDcrai 
■cmta. 58 Maiden Lane. New York. N. Y., for metropofitan de- 
IvtBCDt: Paaenj Lee, brokerage department, 58 Maiden Lane, 
New Y<Kk. N. Y.; Ghas. B. Con, apeoal agent, 58 Maiden Lane, 
^••JJ"*^,^;,^.; John H. Ray, apecial agent 138 Montagoe at, 
BrooUyn. N. Y.: F. J. Solfiran, apecial agent. Niagara Falla, N. Y., 
frj^^J'-J- W. W.Lenox, meaal agent 452 Bitjadway, 
Albaaj. N. Y.. for eastern N. Y.; H. H. Smith, apecial agent Look 
Ba 183, 8yneaBe.N.Y., for central N.Y.; Theodore Croaa, apecial 
>^^ w?^ dept, Hodaon Fklla, N. Y.; George Brinley. apeeial 
aCBt. Wilhamapart Pa^ P. 0. Box 19. northern Pit.; John M. 
Holmei. apedal agent. 416 Walnnt at, Philadelphia. Pk.. for eaat- 
T^Sr* "l!!?*^ •*«* N. J.: C. S. Knaner, apeeial MBnt, 808 Arr^ 
Bokfiag. Pittabugh. Pa., for western Pk.; HTa Waffrtaff, apecial 
Hat, 435 Wahmt at, PhihMieiphia. Pit.; L. R. Titaworth, ^edal 
• • Montroaej P*.; W. L. Beeeher, 




rGw. L. Dni A Co., Cotamhi. 8. C. for 8. C; R. P. Luthv. 
ul agent, 801 Eqoitahle B^dbg. Atla^ 
W Robota, apeoal agent 801 Emiitable Building. Atlanta, Ga., 
n ^^^ ^: Arthur Lane, apeeial agent care of J. H. Norton ft 
5x).JadawmlIe,Fla., for Fla.; Jno. S. Goldamith, apecial agent, 
1»13 I6th avemie aoath, Birmingham, Ala., for Ala.; P. L. Dayia, 
Vwl agent P. O. Box 202. Vickaburs. Miss., for Miaa.; CeoU L. 
Ovm, apeoal a^eot P. O. Box 202, Vu£iburs, Miaa., for Miaa.; W. 
i.'.^fl?' ^'^^ *flF^' Hennen Building. New Orleau, La.. Box 
{U. Iw Ia; C. D. Dopa, apeeial agentTHomen Bldg., New Oi- 
SH!!:^^*"- 'ftaMdepartomtrHughbert Craig, apedal 
W 407 Inaoraace Buldug, Dallaa, Tex., for central Tex.; 
l^ S. Hereford, apeeial agent 407 Insurance Building, Dallaa, 
lo-. «« nartheaatflm Tex.; Hogh W. Hunter, apeeial agent Box 
^. sen Antonio, Tex., for aoathon Tex.; M. G. Jarreau, apeeial 
*5Bt 407 laauranee Buil^ Dallas. Tex., for northwesttfn Tex. 
]^atmi department: W. L.Bennett, apedal agent 39 So. U Salle 
ii..QBcaw),IlL, for Cook County; F.R.Biaael]r^edalagent39So 
^ Salle at, Ch]ean>.I]L, for Cook County; C. R. Boynton, n)edal 
g«. 408 Eq^aUe Boidling, Looiavilt Ky., for Ky.; WTL. 
««po, apeoal agent Farm dept. P. 0. Box 1556. Denver, Col.. 
^5^ H. M. Brooka. manager Coyahoga Co. department The 
Httn Dealer Building. Cleveland, Ohio, for Aah., Sen.. Cuy, Huron, 
i^ Wood, Williama, Gcwiga, Sandoal^. De6anoe. Fulton, Otta- 
*tl«rain, Lake, lAcas and Henry oountiea.; Stanley R. Brace, 
*P«aI agent 222 TnsttTance BuiUing, Oklahoma City, for Okla.; 
Aibot A. Comrie, special agent Fa«o, N. Dak., for N. Dak,; R. H. 
g»pw. epedal a«»t, Schumibaeh Buidlmg. Wheefing. W. Va., for 
« >>: C. E. Danida, adjuster for the Northwest.!^ York life 
nw p oB s , Mmn., for N. and S. Dak. and Minn.; M 
inapector. 39 So. U Salle at., Chicago, III., for 1 



department; J. F. Deiber, apedal agent, 124 East Market at., Indi- 
anapolia, Ind., for Ind.; Walter B. DudW. apedal agent. Arhngton 
Blodc, Omaha, Neb., P. 0. Box 713, forNeb.; J. T. Fiaher. apedal 
agent farm department Marahall, Mo., for Mo.; Jaa. A. Flaws, 
apeeial agent 39 So. La Salle at., Chicago, 111., for Survev depart- 
ment northern 111.; Geo. C. Frickel, speaal agent 222 Inauranoe 
BMg.. Oklahoma, for Okla.; W. L. Griipe. apeoal agent. 39 So. La 
Salle atreet, Chicago, 111., for marine and transportation depart- 
ment; Chas. F. Hanly, special amt, Topeka, Kan., for Kan.; G. 
A. Haetrdter, spedal agent and adjuster, 911 Ohvia ave.. Ann 
Arbor, Mich., for southern Mich.; W. J. Hatcher, special agent 
Mitchell Building. Milwaukee, Wia., for Wia.; L. E. Hildreth, ad- 
juater, 39 So. U Salle at., Chicago, lU., for lU. and Ind.; B. T. 
Hough, apedal agent and adjuater, Dea Moinea, la., for la.; Frank 
H. Jonea, spedal agent 39 So. La Salle at., Chicago. 111., for northern 
lU.^ N. S. King, ^uater, 1414 First National Bank Bldg., Cincin- 
nati, 0., for 0.. W. Va., Ky. and Tenn.; E. T. Lawrence, special 
agent Farm department 614 Center St., Hendemn. Ky., for Kv.; 
Jaa. T. Leavitt inspector, 39 So. La Salle at.. Chica^, lU., for 
western department; J. H. Loonev, apodal agent, Sedalia^ Mo., for 
aurveymg department. Mo.; M. v. Looney, adjuater, Pnoe Bldg., 
St. Looia, Mo., for Mo.; W. A. McGrew, apecial agent and adjuater. 
P. 0. Box 1555, Denver, Colo., for Cob., N. Mex. and Wyo.; H. L. 
Meek, special agent, 1734 So. High at, Columbus, 0., for central 
and aouthem 0.; R. H. Norria, manager Milwaukee Braneh. Mit- 
chell Bldg.. Milwaukee, Wia., for City of Mil.; F. E. Pearaon. apecial 
agent, Pipeatone, Minn., for aouthem Minn, and So. Dak.; Geo. P. 
neroe, apiedal sgent. New York life BMg., Minneapolia. Miim., for 
central and northen Minn.^. F. Ridey. apedal agentMitehell 
Bldg., Milwaukee. Wis., for Wis.: A. W. Schell, manager Hamilton 
County department 1414-1416 First National Bank Bldg.. S. E. 
cor. 4th and Wahiut ata.. Cincinnati, 0.. for Hamilton Co., 0.; J. 
P. Sheridan, apecial agent and adjuster. 931 Genesee ave.. East 
Saginaw, Mich., for northern Mich, and Upper peninsula: 0. P. 
Smith, spedal agent 205 Third ave. No., Naahville, Tenn.. for 
Tenn.; C. E. Tebbetta, adjuater and apedal agent for Kansas City. 
St Joseph, and Independence. Mo., and Kansas City. Kans., 210 
W. Electric st, Independence, Mo.; J. E Tenner, apedal agent, 
Pierce BMg.. St Louia, Mo., for St L, Mo., E. St L., Granite Cy., 
Madiaonand Venice, lU.; W.H. TourteUot, spedal agent Wyo., la., 
for aurvey dq>artment, la.; Wm. F. Wataon, special agent, 124 
East Market at, Indianapoha, Ind., for Ind.; Lnden A. Wilbor, 
apecialagent The Plain Dealer Building, Cleveland, 0., for northeni 
0.; C. J. Wooldridge, auperintendent farm department Sioux Ci^, 
la., for la.. Neb. and S. D.; Henry A. Yatea, apecial agent. 209 E. 
Capitol ave., Springfield, lU., for aouthem 111.; C. C. Turbr. supt, 
39 So. La Salle st, Chicago. 111. Pacific department: M. F. Bar- 
clay, apedal agent. 430 California at, San Frandsoo. Cal., for 
marine and trann)ortation department; J J. Dennia, apecial a«nt. 
Sherk>ck Bldg, Portland, Ore., for weatem Waah., weatera Ore., 
weatcm B. C. and Alaska.; W. S. Dennis, spedal agent 430 Cali- 
fornia st, San Francisco, Cal.. for St. Joaquin Valley. Cal.; G. E. 
Devine, apedal aMnt 430 Califomia at.. San Franoaco. CaL, for 
office; R. E. Doflard, special agent 430 Califomia at., San Fran- 
oaco, Cal., for narthweatcmCal., Nev., andaouthweatenOre.; L.H. 
Earle, apedal agent 430 Califomia at., San Frandsoo. Cal.. for 
office.; P. H. Griffith, apedal agent, 415 Security BMg., Loa Angdea, 
Cal.. for aouthem Cal., Aria, and Nev.; C. E. Miller, apedal agent, 
P. 0. Box, 1508. Salt Lake Qtv, Utah, for Mont.. Utah, aoutiiem 
Idaho, aotttheaatern Ore.. E. E. Price, apedal agent 415 Seeuri^ 
BMg., Loa Angdas, Cal., for aouthem Cal., Aria., and Nev.: M. E. 
Spaulding, speoal agent, 430 Califomia at., San Franciaco, Cal., for 
central Cal.; Ndl Stewart apedal agent 1123 Paulaen Bldg., Spo- 
kane, Waah., for eastern Waah^northera Idaho, eaatem Ore., and 
eaatem British Columbia.; J. H. Wolbold, apeoal agent 430 Cali- 
fomia at., San Frandaoo, Cal., for Califomia Coast. The company 
operates in all the SUtes and Territories of the United States (ex- 
cept Porto Rico) and in the Dominion of Canada. 



HENRY CLAY FIRE INSURANCE COMPANY, Lexington, Ky. 

IMdBt, Hon. nuk P. Jama; Seeretery, P. Q. Stils; Manager, Claade P. Snyder. Orgnniied, 1«10. Caiital, $270,000. 



Yl4t 


Amato 


Unearned 

I^eulums 


Net 

Surplus 


Net 

Ftanmms 


Total 
Income 


Loeaa 
Pkid 


Divklenda 


Expensea 


Total Ex- 


Loaaa 
Incurred 


»13 
»12 
Mil 
1910 


S5M,338 
2SSAM 
174,M5 
10M» 


891.407 
M,45« 
34,805 
9,806 


$168,238 
50^146 
58.476 
35,530 


19146,597 
151,381 
73,215 
16,465 


$162,560 

tl99,615 

•135,293 

•90.899 


$115330 
80,796 
29,754 
5,049 


$20,000 
13,025 
5,854 


$58,932 
73,698 
51,586 

t41.221 


$194,262 
167,419 
87,194 
46,270 


$99,831 
86,311 
32,702 
4,031 



* IndndBB $72,547 sarphv paid in 1910. $66,250 in 1911. t Inchides $40,927 paid in for aorplua on stock. t Includea organi • 
~P wwa sB B L I Indodes tobaeoo hail premiums on iHucfa there are no reserve requirements. Reserve on fire and tornado 
"W" figored OB the baab of N. Y. requirementa. 

Chaa. E. Hoge, W. B. Brook, Qarrett D. Wilson, R. B. Jillson, Jr., 
W. T. Congleton, Jas. S. Helm, H. G. Garrett T. W. Blakey. 
G. B. Winak)w. G. P. Burke, Dr. S. H. Halley, Charles A. Hardin, 
W. H. Caatner, Loum Marahall, W. J. Price, W. A. McDowea 



M13CELLAHEOU8: Thia 
A«fM U 1910, wil^ a 

aawpfcaiel 
Wipddia. 

.DPfflCTMM: Aaak P. Jama. Captem E. Fwky. William 
A«Ba, J. L Watkiaa, Judge MattwSton, F. G. Stils, Col. 



of $56,000. and a net 

$72^7. In 1911. $66^260 additkmal aorphia 



E.J. Tanner. C. F. Snyder. L. F. -^^^/v^uU V LC 
TERRITORY COVERED: Ky. Sal? °^ O 



92 



REPORTS OF FIRE INSURANCE COMPANIES. 



HERNANDO INSURANCE COMPANY, Memphis, Tenn.§ 

Praadent, J. R. Ftpper; Seeietanr, J. S. Dunnomb. Orguiwd, 1840. 



Ybak 


Aaets 


Uneanied 
Fnmiuma 


Net 
Surplus 


Net 
Ptemiuns 


Total 
Inoome 


Lonei 
Paid 


DiTidends 


Ezpeoaea 


Total Ex- 
peDdHnm 


Lo«» 


1013 


1127,830 
131306 
120,973 
136,483 
137.843 


$10,521 
11,457 
11,415 
13.526 
12.n4 


$10,291 
17,408 
15.233 
14.175 
22.164 


$9,195 
12.264 
10393 
15,141 
16.800 


$17,634 
20,630 
20.185 
24,077 
24,774 


$4,818 
2,044 

10,208 
6.480 
2.842 


$3,000 
8,000 
3.000 
7.000 
8.000 


$12,927 
14.417 
11.953 
12.628 
12,300 


$20,745 
19.461 
25,161 
26.058 
23.148 




1012 
1011 
1910 
1009 


13,044 
6.110 

11.172 
2,842 



AssBTB, Dec. 31. 1913. 

Mortgage loans $3,400 

Bonds and stocks . . . 93.200 

Collateral loans 5^00 

Cash 1,611 

Agents' balances. . . . 20,858 

Interest and rents... . 1 ,800 

Other assets 1,470 

Total assets $127,839 



LiABiLinn, Dbc. 31. 1913. 

paid $1,834 

Unearned mms .... 10,621 

Other fiabmtias..... 5.193 

Total liabiUties... $17348 

Capital paid up 100,000 

NetBurphu 10,291 

Total $127339 



MORTGAGE LOANS: These aggngate $3,400 and are pro. 
tected by impioTed real estate Tslued at more than double the 
amount loaned. 

BONDS AND STOCKS OWNED: Par Market. 

BoMDB. Vahie. Vahie. 

Reading Co $5,000 $4,626 

Atchison. Topeka ft SanUFe 10,000 9350 

Memphis Light A Power Co 5.000 4.950 

Memphis City . g 10.000 9.900 

S Transacts both fire and marine buainesa. 



BoNDB AND Stocks Ownxo.— Con<. Par Market 

BovM.—Coni. Vafaie. Vshie. 

Taxing Difltriet $5,000 $5,050 

NorthemPaoifie 15,000 1S,875 

aty of Memphis, "Water" 20.000 18,000 

YaiooAMiaiaBippiDelta 5,000 4.500 

West Shore 10.000 9.150 

Cotton Exchange 3.000 

Sfocsfl. 

Illinois Central R.R. 10.000 10.800 

Totals $05300 WiOO 



MISCELLANEOUS: Capital reduced in 1897 from tlSO.OOO 
to $100,000. Early in 1914 this company absorbed the Bhiff City 
Fire of Memphis, Tenn. 

DIRECTORS: J. R. Pepper. 0. B. PoDL Fn^mA OroU 
Edward Fontaine, W. B. MaUoiT. Paul ^Uaid, J. F. Hokt 
F. M. Norileet, Ray Dunsoomb, J. S. Duneoomb. 

TERRITORY COVERED: Tenn. only. 



HIBERNIA INSURANCE COMPANY, New Orleans, La. 

Praddent. P. E. Burke; Secretary. George T. MoCkMkey. Organised. 1871. Capital $200,000. 





Unearned 


Net 


Net 


Total 


Loesa 






Total Ex- 


Lossei- 


YlAB 


Assete 


Pnmiums 


Surplus 


Pfeemiums 


Income 


Paid 


DiTidends 


Expenses 


pendituraa 


Ineumd 


1918 


$532,066 


$65333 


$263351 


$68,001 


$91338 


$28,616 


$ao.ooo 


$42,671 


$91,187 


$28.6ie 


1912 


536.634 


71333 


263.000 


64.072 


93.117 


15.983 


22.00(] 


28.801 


66.770 


15,983 


1911 


513.466 


71,226 


238.000 


64.919 


91.363 


30357 


20.000 


28311 


78.668 


30,357 


1910 


499.464 


72,900 


226,000 


76,207 


97.895 


31.614 


20.000 


35.320 


86.934 


31.614 


1909 


491.408 


72.863 


215.040 


77,735 


98.475 


84.348 


20.000 


29,361 


83.709 


U^i 



MISCELLANEOUS: Capital decreased in 1889 from $400,000 New York in March, 1914, and discontinued 
lo $200,000. This company reinsured all risks in the Home of 



HIBERNIAN FIRE INSURANCE COMPANY, Chicago, lU. 

President, M. J. Naghten; Secretary and Treasurer. George Essig. 
This company is being organised by the firm of John Na^ten I According to recent advices the organisation work b . 
A Co. of Chica^, and it is propoaed to commence business some- quite satisfactorily. W. E. Farlow. Insurance B»«fc«*^ 
time in 1914 with $500,000 capital and a sbnilar initial surplus. | is in charge of the 



HOME FIRE INSURANCE COMPANY, Fordyce, Ark. 

FnaidaDt, A. B. Bank.; Seoretaiy, John R. Hunpton. Orguised, 1805. 







Unearned 


Net 


Net 


Total 


Loesa 






Total Ex- 


Losses 


YB4a 


Aaeta 


Ptemiums 


Surplus 


Pnmiums 


Income 


Paid 


DiTidends 


Expenses 


penditurss 


Incurred 


1913 


$353315 


$103,065 


$115,999 


$160,937 


$190,237 


$108,640 


C$36,766 


$44,192 


$189399 
186;»7 


$117,790 


1912 


351.860 


84361 


122.899 


127.429 


188.635 


66.149 


el00,877 


29311 


54,205 


mi 


545.165 


86,036 


173353 


115.590 


133.489 


78.134 


e32,945 


40.00« 


16138& 


76,187 


1910 


524.613 


91.740 


160.494 


120.417 


165,864 


62,907 


c31,774 


85,975 


130,666 


613$S 


1909 


483,283 


82.626 


126,355 


93.162 


186.246 


100.334 


032.299 


56.018 


188.651 


76.952 



e Includes $2,732 dividend to policyholders in 1909, $6,774 in 1910. $7,945 in 1911, $10,001 in 1912 and $26,766 in 1913. 



Awm. Die. 31. 1913. 

MortgagekNuis $27320 

Stocks 254.605 

Cy. of Fordyce War. 1339 

Gash 31.611 

Agents' balances .... 37381 

Interest and rents... 459 



LuBiuim. Die. 31, 1913. 

Losses unpaid $10,735 

Unearned prems 103,065 

Policyholders div . . 22.941 
Other tiabilities 575 



Total liabiUties... $137316 
Capital paid up. . . . 100.000 
Netsurphis 115.999 

Total assets $353315 Total $853315 

Underwriting Umi, 1913. $16,644; investment profit. $25399. 



RISKS AND PREMIUMS: Fire risks in fane, Deeamber 31. 
$10,911,028; premiums tiiereon. $196,626. 

BUSINESS SINCE ORGANIZATION: IVemhuoa reeeiTeii. 
$1,162,764: kMses pdd. $622,354; divideDds dedared, cash, $330.- 
444; stock. $100,000. 

MORTGAGE LOANS: There are 3 loans. aggiegatii« tf73» 



on property in Arkansas. There was no interest past doe on 
December 81, last. The prooerty is valued at $110300. and the 
compaqy holds insurance on tne buildings for $17,450. Ise build- 
ings an valued at $21,800. 



Digitized by 



Google 



REPORTS OF FIRE INSURANCE COMPANIES. 



93 



HOME FIRE INSURANCE COMPANY, Pordyce, Aik.—ConUnued. 



STOCKS OWNED: 

Stocks. 

BukofCvtiMaB..\ik y 

BfflkofPordyw.AA .* 

B«kofPalton,AA 

BukofLeokArk 

gMkorM«lnfii.Ark 

B«kofMeNaI,Aik 

B«kofNewEinlMrg.Aik 

B«krfB«oo.Aik.. : 

BiBkofTilhr.Arit 

Huk of Waldo. Ark 

Bodlor Comity Bttok, Hermitage. Aik. . 
gefcbad County Bank, KjdcsImkI. Ark. 

FntNatbaal Bank. Beaton 

Gnat CouBly Bank. Slnidan 

UF»|ctteCoan^Bwik.Baekner 

5nii«klThiat.iik 

P^l^ County Bank. MmfiKMboro 

\etariaBaiik.StroQg 

B«iko£PttIhrtoD,Ll 

Ut State Bank. LeeoTffle. La. 

^ State Bank, KaoT.U 

AiL-Vaaeoow Thn. ft Liioi.. Fofdyoe. . 



Pw 


Market 


Vahie. 


Vahie. 


1676 


$709 


4,460 


5,562 


1.500 


2,100 


14,500 


19,575 


750 


1,000 


350 


350 


250 


350 


1.000 


1.500 


350 


472 


1.500 


1375 


750 


1.125 


ixno 


1.750 


6,000 


7.500 


5,200 


7300 


4.000 


5.200 


7.000 


8.750 


260 


313 


2.000 


3.000 


125 


250 


3.425 


4.281 


5.000 


5.000 


3.300 


3.630 


400 


800 


66.300 


66300 



Sroou OwKKb.—Coni. 

CoDina I^unber. Fordyoe 

Collins-Hampton Gro.. Fordyoe 

Edmr Lumber, WeBK>n 

El Dorado A Wenon Ry., Ark 

Hall A LacsQ Lumber, Morton. Miss. . 
Leesvi]]eIronWorkB.La. 



Totals.. 



Par 


Market 


Value. 


Vahie. 


$19,500 


$3,000 


3.125 


4.063 


20.000 


65.000 


4.000 


4.000 


11.300 


28.250 


200 


200 



$188,200 $254,605 



MISCELLANEOUS: In 1907 the paid-ap capital was ii 
from $50,000 to $100,000 and $75.000additioiuJ surplus was paid 
in and in January, 1908, capital was imoreased to 600.000 by a 
stock divkleiui of $100,000. In January, 1906. the Meroantik 
Fire of Little Rook was mernd with the Standard Fire of Fordyoe, 
and on December 81. 1908. the Standard Fire was merged with the 
Home Fire, inereasiag the paid^p o^tal of the latter to $250,000, 
and the net cash nrplus standing at $75300. 

DIRECTORS: A. B. Banks, J. R. Hampton. C. S. MoCain. 
J. G. Pbttillo and J. H. Meek. 

FIELD MEN AND TERRITORY COVERED: A. B. Banks 
A Co.. Fordyoe. Ark., ^eoeral agents; J. C. Hooea. W. W. O'Neal 
and £. F. HolnieB. meeial agents for Ark. and Mia. The company 
operates in Aik. 1 



THE HOME INSURANCE COMPANY, New York, N. Y.§ 

I'^oide&t, Elfaridce G. Snow; Viofr-PMaidents, F. C. BusweD. C. A. Lodhun; Vioe-PkeBident and Secretary, C. L. Tyner; 
A. M. BurtM: Asnstant Secretaries. H. J. Ferris. H. P. Moore. V. P. Wyatt. Orgaaiied. 1853. 



Seeretaiy. 



Tuil AsKtB 


Unearned 
Framijms 


Net 

Surplus 


Net 
PMnhims 


Total 
Income 


Loases 
Pkid 


Diridends 


Expenses 


Total Ex- 
penditures 


Lonea 
Incurred 


»13 $33,717,074 
1912 33.777,057 
1911 ; 32,536,746 
1910 30.440,814 
1909 27J307,762 


$13,447,976 
12.341.420 
11.796,635 
11,645,873 
10.244.415 


t$10.650.178 
tl4.722,378 
tl4;205.622 
tl2,591.514 
tll.182.837 


•$14,603,435 
13.024.171 
12.712.223 
13.199.397 
11.363.531 


$16,015,791 
14343.583 
13.911.022 
14.343.572 
12.419.735 


•$7,749,667 
7,035.185 
6,578.686 
5.764.310 
5,447320 


t$1.200.000 

1.050.000 

1,050.000 

900.000 

750,000 


$6,335,933 
4.620.436 
4.370,690 
4345.934 
3.909,401 


$14385,600 
12,714,621 
11,999376 
11.010344 
10.107.221 


$7,669,929 
7.000.408 
6,404,668 
6.131.474 
5.634311 



'ladndei $850,537 marine preminnu and $314,331 marine Iobms. tEzoludei $3,000,000 stook diridend. 
11300.000 reMxre as conflagration sorphis in 1909. $1,500,000 in 1910, and $1300,000 in 1911. 1912 and 1918. 



Dk. 31. 1913. Lulbilribs. Dae. 31. 1913. 

$10300 Losses unpaid $1,184,260 

29.157.719 Uncamedprems.... 13.447.976 



Boodiaad stoeki ._ 

Cadi 1310.185 Reins. A ret. prems. 334,660 

. 2.493.651 Conflagration surp.. 1.800.000 

244.719 Other liabilities 300,000 



latent. 



Total Babilities.. .$17,066,896 
Capital paid op ... . 6,000.000 
Net surplus 10.650.178 

Total «setB.... «38,717.074 Total $83,717.074 

Uodmnitinc profit. 1913. $514,406; iuTestment kns. $387,903. 

RISES AND PREMIUMS: Fire risks in foree. December 31, 
t2;U533l3S0: prendnms thereon. $24.350380; marine and 
aliad risks in force, $31.627358; premiums thereon. $734,773. 

BUSINESS SINCE ORGANIZATION: Premiums recaved. 
^,690.161; loases paid, $147,417,128; dividends declared, cash, 
taUl5,000; stock, M.000300. 

. MOBTGAOE LOANS: There are 4 loans, the largest of which 
»i<«9530O. The remaining loans are spmuI ones upon Qreater 
^*«« York property. No interest is past due, and the mortgaged 
vn^er^a SR Tshwd in the aggregate at $22300. 

B0KD8 AND STOCKS OWNED: 

BOXVDS. 

pk of CoL. fig.. 1924. 3.65% 

^•afN!Y..e..l957.4i% 

Cy.rfH.Y..fK..1960.4{% 

C]r.rfKetoa;Va..reg..l922.5%.. 
9r-.ofHaBultoB.44%. 



, s, N. Y.. reg.. rf., 1983. Zh% . . 

ToroBJo, *5^. ret. 1044-1948. i% 

«"watoB8Aoori953.5% 

fe^Cy.Wr..l961.4J% 

J«»it. 6^1923, 44% 

Pw^^^ltario.dA.,1941.4% 

SWe rf Georgia, reg., 1920. 3*% 



Par 


Market 


Value. 


Value. 


$50,000 


$52,000 


100,000 


110,000 


200.000 


200,000 


300.000 


300,000 


2,000,000 


1.980,000 


50,000 


50.000 


50,000 


48.500 


100,000 


86.000 


350.400 


297,840 


50,000 


46300 


200,000 


200,000 


50.000 


47,500 


35.000 


32,900 


10.000 


9,000 



llbassctoboth fire and i 



BoMDB AND Stocks Owhbd. — Cant. Par 

Boifna.~Con<. Value. 
Stete of N. Y. Can. Imp., reg.. 1956-1959. 

3% $2,800,000 

State of N. C. 1951. 4% 50.000 

State of S. C. 1933. 4*% 117.000 

Town of MaiaonneuTC. 1950. 4\7o 146.000 

U. S. of Mexico, int., reg.. 5% 25,000 

Atch^ T. A S. Fe Ry.. cv.. 1960. 4%. . . . 200,000 

AU. Coast Line R R. g.. 1932. 4% 100,000 

B. A 0. R. R, cv.. 1933. 4*% 210,000 

Bos.AMe.RR.,1929,4i% 200.000 

Buff.. Roch. A Pitts. R. R. 1937, 4|%. . 200,000 

Can. No. Ry.. eq., 1918, 4i% 100,000 

Central New Eog. Ry., 1961, 4% 200,000 

Central of Oa.Ry.. 1945,5% 100.000 

Ches. A Ohb Ry.. cv.. 1930, 4|% 300,009 

Ches. A Ohio Ry., 1992. 4i% 100,000 

ChL A Alton R R, rf.. 1919. 3% 200.000 

Chi., Ind. A So. R R. g., 1956. 4% 100,003 

Chi.. MU. A St. P. Ry., deb.. 1934, 4%. . 250.000 

Chi.. MU. A St. P.- Ry.. cv., g.. 1932. 4i % 100.000 

ChL A Nwn. Ry., ext., reg., 1926. 4% . . . 300.000 
Chi.. Rook Isl. A Pao. Ry.. 1 A rf. m.. 

1934. 4% 

Chi., Rock Isl. A Pao. Ry., eq.. 1914-1918, 

4i% 100.000 

Chi. A West. Ind., R. R., 1932, 4% 200,000 

Chi. A West. Ind.. R R. n.. 1915. 5%. . 150.000 

Clev. Tm. and Val. R. R., 1995, 4% . . . . 100,000 

Colo. So. Ry.. rf.. ex.. 1935. 41% 200.000 

Del. A Hud., cv., g., 1916, 4% 103,033 

Erie R R.. Penn. c col.. 1951. 4% 300,000 

Erie R R, eq.. tr. ct.. 1921, 5% 50.000 

Flo. East Coast Ry.. 1959, 4 J% 100,000 

GalT.. Bar. A San Ant. Ry., 1931. 57o.. . 100.000 

Ga.RR.ABkg..l947.4%, 100.000 

James.. Fran. A Clear. R. R.. 1959. 4%. . 100,000 
Kan. Cy.. Ft. Scott A Mem., Ry.. 1936, 

4% 100,000 

Kan. Cy. So. Ry.. 1 rf .. 1950. 5% 100.000 

Kan. Cy. Tm. Ry., 1 m., g.. 1960, 4%. . 250,000 

' ' " " 200.000 



Markel 

Value. 

$2,576,000 

48.000 
117,000 
131,400 

15.000 
188.000 

87,000 
189,000 
150.000 
198.000 

93.000 
160,000 
103.000 
237.000 

92.000 
122,000 
' 87.000 
220,000 
100,000 
270.000 



Lake Sh.A Mich.&). Ry., g., 1931, 4> 



100,000 72,000 



97,000 
166,000 
148,500 

81.000 
180.000 

97.000 
264,000 

48.500 

90,000 
100,000 

86.000 

90,000 

72,000 
95.000 
227,500 
176,000 



Digitized by V^J 



oogle 



94 



REPORTS OF FIRE INSURANCE COMPANIES. 



THE HOME INSURANCE 

B0IfD6 AND 8T0CK8 OwMBD.— Cofrf. Piff 

Bonds.— Cofrf. Value. 

Lehigh Val. R. R., gn. m.. en., 2003. 4% 300.000 
Lou., Hend. A, St. L. Ry.. 1 nu, 1946, 5% 25,000 

Manhattan Ry., ob. m., 1900. 4% 100.000 

Memphis Un. Station, 1959. 5% 100,000 

Mo., Kan. ft Tex. Ry., gn. m., 1936, 4*% 100,000 

Mo., Kan. ft Tex. Ry.. 1 rf., 2004. 4%. . 200,000 

New OrleanB Tm., 1 m.. 1953. 4% 100,000 

N. Y. Gen. Lines Ba. Tr., 1915. 4|%. . . 200,000 

N. Y. N. H. ft H. ^. R., cv., 1948, 6%. 100,000 
N. Y., N. H. ft H. R. R., cv. deb. eft, reg., 

1956,3*% 100.000 

N. Y., N. H. ft H.. R. R., cv., deb.. 1933, 

„ «% 1 88300 

Norf. ft West. Pocahontas Joint, 1941, 4% 250,000 
No. Rmj.. Gr. No. Joint, reg., C. B. ft Q. 

^ool.,1921,4% 400.000 

Oregon Bh. L. R. R., rf ., 1929, 4% 100,000 

PeDnayivama, g., \n. of 1906, 4% 100,000 

Raiding Co. (Jer. Cen. eoL), g., 1951, 4%. 100,000 

Roek Island Imp., eq., 1915, 4i% 100,000 

Southern Pac., cv., 1929, 4% 100,000 

Southern Pac. San Fr. Tm., 1950, 4% . . . 100.000 

Term. R. R. Assn. St. L., 1953. 4%. . . . 100,000 

Hud. Co., K. n., 1918, 6% 200,000 

Toledo ft 0. Cen. Ry., 1935, 6% 100,000 

VandaUa R. R Cn., 1957, 4% 200,000 

Va. Mi i hu i J K. H , gn. m . 1936, 6% . . . 50,000 

Va.Ry.. liM., 196^. Vv 100,000 

Un. Pac. R. R., g , 2i;m, i% 250.000 

Wash. Tm . I in , c., l vm, 3i% 100,000 

Wi8.C« = , n r; ; 100.000 

Adams 7<, 100,000 

Am. T< 7o 300,000 

Am.Te t, 44% 70,000 

Boonvi] L, 1951,4%. 120,000 

TnrtUfni . . , , , , , ijjj 100,000 

Inter, h i / s a n. i n . ^ ] 166,' 6% '. '. '. lOO.'oOO 

Internal iunal Har vest«r . 3 vt. n., 1915,5% 190,000 

National 1 nbe, I m., 1«52, 5% 200,000 

N, Y. Tele., 1939, 4J% 100,000 

N.Y. ft Westchester Ltg., deb.. 1954, 5% 200,000 
N. Y. ft Westchester Ltg., gn. m., 2004, 

4% 200,000 

So. BeU Tel. ft Tel^., 1 m., 1941, 5%. . 100,000 

Mortgage Bond NTy.. 1966, 4% 50,000 

U. S. Steel Corp., 1W3, 5% 150,000 

Stocks. 

Atch., T. ft S. Fe Ry., p 400,000 

Atch., T. ft S. Fe Ry., c 700,000 

B.ftO.R.R.,c 500,000 

B. ft 0. R. R., p 300,000 

Chi., MU. ft St. P. Ry., c 400.000 

Chi., MU. ft St. P. Ry., p 200,000 

Chi. ft Nwn. Ry., o 700,000 

Chi. ft Nwn. lU. p 100,000 

Chi., St P., Mm. ft Omaha Ry., p 100,000 

Clev. ft Pitts. R. R., gtd., 7% 100,000 

Delaware ft Hudson 200,000 

Great Northern Ry., p 650.000 

Illinois Central R. R 100,000 

Kan. Cy., Ft. Scott ft Mem. R. R.. p . . . 200,000 

Lehigh Valley R. R 300,000 

L.ftN.R.R 150,000 

Manhattan Ry 500,000 

N. Y. C. ft Hud. River R. R 300,000 

N. Y., N. H. ft H. R. R 300,000 

Norfolk ft Western Ry 700,000 

Northern Pacific Ry 600,000 

Northern R. R. Co. of N. J 100.000 

Pennsylvania R. R 825,000 

Pitts.. Bessemer ft Lake Erie R. R 250,000 

Reading Co.. 1 p 250,000 

Rensselaer and Saratoga R. R 100.000 

Rochester ft Genesee VaUey R. R 180.000 

Southern Pacific, c 516.500 

Southern Ry.. p 200,000 

Valley R. R 100,000 

Amencan Te . ft Teleg. 350,000 

ConsoUdated Gas, NTY 600.000 

International Nickel, c 100.000 

Lawyers MorU^e 50.000 

The Mackay (^, p 200,000 

Am. Exchange Natl Bk. of N. Y 50.000 

Fourth Naf Bk 50.000 

Hanover Nafl Bk 10,000 

Manhattan Co.. New York 10.000 

Metropolitan Trust 5,000 



COMPANY, New York, N. Y, —Continued, 



Market 
Vahie. 

258,000 
20,000 
85,000 

101,000 
81,000 

136,000 
75.000 

198,000 

106,000 

66,000 

138,800 
220,000 

376,000 
89.000 
91,000 
92.000 
98.000 
85.000 
83.000 
85.000 
194.000 
103.000 
180,000 
51.000 
97.000 
225,000 
79,000 
85,000 
72,000 
255,000 
66,500 
96,000 
98,000 
98,000 
188,100 
192,000 
94.000 
194.000 

154.000 
97.000 
40.000 

150.000 



388,000 
661.000 
460,000 
240,000 
396,000 
270,000 
889,000 
165,000 
130.000 
156,000 
304,000 
819.000 
106.000 
112,000 
447.000 
199,500 
625,000 
276.000 
228,000 
714,000 
654,000 
75,000 
899,250 
135,000 
215,000 
170.000 
189,000 
454.520 
152,000 
110.000 
413.000 
774,000 
114.000 
90.000 
128.000 
100,000 
83,000 
62,000 
30,000 
17,0J0 



Bonds and Stocks OwKED.—ConL 
Stockb.--Coii<. 

PtMifieBank 

U. 8. Mortgage and Trust 



Psr Maiket 

Vahie. Vahie. 

$14,300 $35,750 

20fim 80,000 

Totals $29.068.000$28,580,560 



good. Stoek dividends aofegated 
knses: Chioago, 1871. $3,071,300; Ba 



, * Securities as per company's valustions; the item in assets 
18 baaed on Ins. Dept. vahiations. 

MISCELLANEOUS: Capital inoreased in 1858 fram $500,000 
to $600,000; in 1859 to $1,000,000; in 1863 to $2,000,000; in 1870 
to ie.500.000; in 1875 to $3,000,000; in 1913 to $6,000,000, by 
atoek dividend. In 1871. $1JM)0.000 impairment oaj^ made 
ited $4,000,000. Conflagration 

J; BoBton, 1872, about $800,000; 

Baltmiore, 1904. $1,054,814; San Franoisoo, 1906, $2,248,904. 
Values of special depoaite: Va.. $60,000; Ga.. $9,000; Ore.. $54,400; 
N. M., $11,000; NTc., $24,000; Fla., $10,400; S. C. $10,000; 
Can., $477,740; Mex.. $15,000; Cuba, $82,500. 

DIRECTORS: Levi P. Morton. Elbridge G. Snow. George 
H. Hartford, EeaxyF. Noyes. Luaen C. Warner. John Claflin, 
John H. Fjader, Wm. D. Bakiwin, Lewis L. Clarke. Clarence 
H. Kelsey. l^iam I. Washburn, Elbert H. Gaiy. Thoe. B. Kent. 
Comelnis N. Bliss, Jr., Frederie C. BusweO. 

FIELD MEN AND TERRITORY COVERED: Eastern de- 
partanent: Frank W. Alden, State agent, Waterville, Me.; Ehncr. 
B. Bailey. Burlington, Vt., State agent for N. H. and Vt.; F. A. 
Wetherbee, general agent for Mass.; Howard H. Worttungtoo. 
special agent for Mass.; Charles F. Simmons, roeeial agent 
for Boston and suburban; Gilmour, Rothery ft Co.. Boston. 
Mass., general agents for Mass. sub-agencies; Elfiott G. Beanfaley. 
Hartford, Conn., State acent for R. I. and Conn.; Richard Van 
Vranken, Benson Bldg., Albany, N. Y., special agent for eastern 
N. Y.; Henrv L. Morgan. Syracuse, N. Y., State agent for oentnl 
N. Y.; Frank E. Burke. Rochester, N. Y., State agent for western 
N. Y.; George A. Clarke. State agent. J. V. N. ^nonsoa. special 
agent for southern N. Y.; Harry O. Huth, home office. N. Y., 
special unnt; F. J. Schulto. home offioe, N. Y.. inspector for N. Y.: 
Nelson H. Simmons. Syracuse. N. Y.. manager for N. Y. State 
Farm Dept.; George A. Clarke, State agent, J. V. N. Simansoa, 
special agent, for N. J. and Del; Harry 0. Huth. home offioe. N. 
Y., special agent for N. J. and Del.; E. S. McKillip, BkKnnsburg. 
Pa., special agent for north and northeastern Ps.; Fred D. Bless- 
meyer, Pittsburgh, Pa., special tt^t for western Pa.; William 
J. Christie, Philadelphia, Pa., special agent for south and south- 
eastern Pa.; F. J. McFadden. manager. Lows Harding, special 
agent department of Improved Risks, home office, N. Yl, Arnold 
A. Hepp, special agentj 1401 Insurance Exchan^ Chiosgo, IlL, 
E. V. McKarahan, special agent, room 517, Amencan Bank Bklg.. 
Kansas City, Mo., for department of improved risks; Westoi* 
Department: L. B. Leigh ft Co., UtUe Rock, Ark., noeral agents 
for Ark. and Ark. farm department; Harold Rogers, Denver, Oolo., 
State agent for Cok>.; H. M. Zimmer, Chicago, 111., State agent for 
111.; Herbert Ban., Mattoon, 111., special agent for southern HI.: 
Cortland 0. Bray, special agent, Bloomington, 111.; H. G. BuswelL 
manager. F. L. Eastman, special agent, Chicago, IlL, for lU 
(Cook Co.); John B. Cromer, State agent, Clinton D. Lasher. 
Ivan Escott, special amits, Indianapous, Ind., for Ind.; O. J. 
Davis, State agent. 0. W. FoUett. special agent. Dee Mcnnea. la., 
for la.; C. W. Fort, SUte aoent, 0. P. Rush, special agent, Kansas 
City, Mo., for Kan.; Robt H. Sherman, manager for southwestern 
hail department and John F. Hicks, special agent, Wichita, Kan., 
for Kan. and Okla.; W. H. Wheeler, State aeent. H. Lee Upton, 
special agent. Louisville, Ky., for Ky.; Joseph W. CBrieo. SUte 
agent, Eugene G. O'Brien, special agent. Detroit, Mich.. Wm. J. 
Rvan. State Bank Bldg., Detroit, Mich., for western, eastern dis- 
tricts and The Thumb, Mich., respectively; WUiam D. Lowry. 
State agent. Jay A. Weeks, special agent, and James R. Cooper, 
special agent, hul dept., Minneapolis, Minn., for Minn.; WiUter 
Scott, State agent, John H. Walsh, W. O. Woodamall, Frank H. 
Rea, special agents, Kansas City. Mo., for Mo.; John K. Morrison. 
State agent, E. G. White, special agent, Omaha. Neb., John M. 
Shickley, special agent, Lincoln, Neb., for Neb.; William D. Lowry. 
State agent. James R. Cooper, special agent, hail dept., Min- 
neapolis, Minn.; Herman 0. Kallgren, special agent, Fargo, N. D.. 
for N. D.; C. T. Deatrick, State agent. Claris 0. Wood, Ray Decker, 
special agents, Columbus, 0., for Ohb; C. T. Deatrick. State agent 
in charge, Columbus, 0., for Ohio farm department; R. W. Bates, 
State agent, Charles H. Cowan, special agent. Okbhoma City. 
Okla.. for OkU.; L. C. Nichols. State agent, Sioux Falls. 8. D.. 
for 8. D.; W. H. Wheeler, general agent, Louisville, Ky.. E. H. 
Sherley, State agent, Nashville^ Tenn., for Tenn.; E. A. Rade- 
macher. State agent. Roy L. Nicholson, C. H. Anderson, special 
agents. Milwaukee, Wis., for Wis.; H. H. Walker, seoratary, F. L. 
Joy, assistant secretarv, F. H. Cornell, assistant secretary, Chicago. 
III., for western farm department. Southern department: Kalford 
Kreth, general agent, Percy Putnam, special agent, Montgomery. 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



95 



THE HOME INSURANCE COMPANY. New York, N. Y,^CotUinued. 



Ala^ for AJa.; F. L Modicr. Baltimore. Md., Stete agent for D. 
of C. and W. Va.; Charks W. Fhilfipe. State amnt. Donay T. 



DanL ipeeiBl aaent, Atlanta. Ga.. for Fla. and Ga.; Emerson 
H. AddingUn. Neir Orieana, La.. State agent for La.; Albert G. 
Hueoek, nnenl annt. G. Fred Swem. ipeeial agent. Baltimore. 
Mi, W. S];dne3r OunA, special agent, Wasfaington. D. C, for 
M<L; Kalfotd Kreth. M<«kte«Dary. Ala., general annt, A. J. 
bhmaiv. Thoe. L. Spends. Jaekson, Mifli.. speeid^ 
BGol; Ben. J. Sudth, geDenJagent. Charlotte, N. C., H. G. Foard. 
WUimogtan. N. C. speeial agent for N. C. and S. C; Leon Dargan, 
Stite Meat. D. D. Mdiunr. C. M. Hunt. DaUaa. Tex., special 
•gesti for Tex.; Fhmk J. MeCarthy, Richnwnd. Va.. State agent 
for Va.; Faeifie. Menean, nMM<fii^n and Cuban departments: 
Hany L Baff2_general aunt. John J. Sheahan, assistant general 
•cent. H. W. Wagenet, E. A. Sheahan. speeial agents. San F^an- 



cisoo, CaL; Geo. W. Madison, special agent. Home underwriters, 
for northern Cal., Ner. and Alas.; Charles Quitiow. James S. 
Suydam, Los Angelea. Cal., speeial agents for southern Cal., Aria, 
and New Mex.; John D. Cokman, general agent. John C. Fox, 
speeial agent, Portland, Ore.; Vernon B. MeDoweli, epedal agent, 
$)okane. Wash., for B. C, northwest and southwest Ida., Ore. 
and Wash.; Junius Young and Lawrence C. Tonng, Salt Lake City. 
Utah, raecial agents for Ida., Utah and Wyo.; Ben. A. Scott, 
Great FaUsTMont., State agent for Mont^ A. M. M. Eirkpatriek, 
nneral agent for Ontario, 15 Wellington. E. Toronto. Ont., Arthur 
C. BaU&e, Redna, Que., speoial agent, Halifax. N. S.. for Can.; 
William B. Woodrow Co., Apartado 606, Mexico City, Mex., 
manager for Mcac; business throui^ home office for Cuba. Cobh 
pany operates in all States of the United SUtes, Canada and in 
Mexioo. 



HOME FIRE INSURANCE COMPANY OF UTAH, Salt Lake City, Utah. 

Pnnlnit, EMw J. Gnnt; Seeietary, H. 0. WUtiwy. Oiguiinl, 18M. 





Unearned 


Net 


Net 


Total 


Lossea 






Total Ex- 


Losses 


TiASJ Assela 


Fkeminms 


Surplus 


Fteouums 


Income 


Fakl 


Divideiids 


Expenses 


penditures 


Inourred 


»13 I1.049.476 


196,203 


6646,930 


$106,676 


$192,015 


$42383 


$42,000 


$50319 


$135,002 


$43,687 


W^ 1.03«.643 


86.460 


648,143 


93,576 


166,554 


45386 


42,000 


46.981 


134357 


36.622 


1911 037380 


79.546 


634.330 


91.445 


153,730 


36.449 


42.000 


43329 


122378 


42325 


llJOl 844,608 


74.019 


462,354 


90.130 


142370 


45314 


36.000 


40.268 


121382 


41,031 


1«9 1 817.442 


62,303 


442.627 


79.969 


*166,653 


24.929 


32.000 


37.337 


94.266 


30.795 



* Indodes $40,000 surplus paid in. 

AsBiTB, Dbc. 31, 1913. LuBiLmiB, Dnc. 31. 1913. 

1/0*111011 ""p»i'^ $2343 

Unearned prems.... 96.203 
Other liahffities 5.000 



Bealotate 

Ilattg«ek>ana.. 
Boadi and stocks 
CoQatanlk»na.. 

CaA 

Agents' balances. 



$127,000 

265.400 

606.160 

6.000 

29348 

16368 



Total liabiMtieB . . . $103346 
Capital paid up... 300.000 
Netsurphis 645.930 

TotalasKts $1,049,476 Total $1.049.476 

lodervriting profit, 1913. $3386; investment profit, $39,900. 

RISKS AND PREMIUMS: Fire risks in foroe. December 31, 
IU.168JM7; pnmiania thereon, $184398. 

BU8INB9B SINCE ORGANIZATION: Premiums received. 
muSK keses paid, $346342; (fivideods deelaied, cash, $642,485; 
stock, ISO.00O. 

^ REAL ESTATE OWNED: ConristB of 72} feet fronting on 
Main at. between Soath Temple and Firet South sts., 110 feet 
oepth. with ^«tory and basement brick building on same. 18-26 
Soetii Main St.. SbH I^ke City, the book vahie of which is 
II09300. Total rents received in 1913, $7325; real estate, 
tauB and eqiensea. $2341. No incumbrance. 

MORTGAGE LOANS: There are 97 loans for $265,400 on 
Itah and Idaho prup er ty , bunnem and rendenee property valued 
u 1761300. Company holds $191,450 of insoranee on mort- 
oged buildian. On December 31. last, there was $373 of 
Qitecest pastdue. 



OOLUTERAL LOANS are as foDows: 



Amount 



290 An. Utah Hotel Co 

20 sbs. Bewfieial Ufe Ins. Co. 



Totals.. 



Market 

Value. 

$10,000 $4,000 

4,460 2.000 



BONDS AND STOCKS OWNED: 



$14,460 



$6,000 



Par Market 

Vahie. Value. 

Mt Hood Ry, Ore., 1927. 6% $14300 $14,500 

Aha Chib, 8, L. Cy.. 1919. 6% 10,000 10,000 

ltahHoteL8.L.Cy..l921.6% 5.000 5,000 



Bonds and Stocib Ownbd.— Con<. 
BONDB.— CofU. 

Cache VaUev Irrigation., Utah, 6% 

Sumpter Valley R. R.. Ore., 6% 

Sevier River Ld. A Irrisation, Utah. 6%. 



Sfocss. 

Deseret Nat. Bk., Salt Lake Cy 

Deseret Sav. Bk., Salt Lake Cy 

^ns Cooperative Mer. Inst.. Ut 

Consolidated Wagon and Mach., Ut.. 

Thatcher Broe. Bkg.. Logan 

OgdenSav.Bk..Ogden 

C^iagon Lumber 

Amalnmated Sugar. Utah, p 

Utah Idaho Sugar. Utah 

Farmers Ut. Loan Assn., Logan 

Heber J. Grant. Salt Lake 

San Vinoente Lumber Csi 

Sugar Cy. Townsite, Idaho 

Mt. Hood Ry., Ore 

Utah Hotel, Salt Lake Cy 

Hotel Ut. Operating, Salt Uke Cy.. . 
Utah State Nat. Bk.. Salt Lake Cy.. 
Walker Broe. Bk.. Salt Lake Cy 



Par 


Market 


Vahie. 


Value. 


$1300 


$1,710 


4.000 


4.000 


10,000 


8,500 


10,000 


32.600 


3,000 


36300 


65,000 


264,150 


78.400 


67,082 


5.000 


8,000 


1.200 


5,520 


29.200 


33380 


15.000 


13300 


78,980 


48,178 


420 


420 


1.150 


2,760 


4.500 


3,150 


1,000 


550 


720 


2.880 


25,000 


12300 


7,500 


11350 


6.000 


16.880 


5.000 


11.900 



Ttftals (book value $589.895) $382370 $605.159 

MISCELLANEOUS: Capital increased in 1891 from $100,000 
to $250,000; increased in 1909 to $300,000 and $40,000 realised 
on sale of new stock. 

DIRECTORS: Thomas G. Webber. Charles S. Burton. P. T. 
Famsworth. Francis M. Lyman, John R. Barnes, Elias A. Smith, 
Joseph F. Smith. John C. Cutler, L. S. Hills, George Ronmey, 
Heber J. Grant. John F. Bennett, Matthew S. Browning. 

HELD MEN AND TERRITORY COVERED: Heber J. Grant 
ft Co.. Salt Lake Citv, general agents; A. L. Macdonald and E. 
M, Weiler, Jr.. specia] agents; H. R; Mann ft Co., San Francisco, 
Cal., general agents for Cal. and Wash.; Gerald L. Sohuvler. 
Denver, Cob., general agent for Colo, and Wyo.; Gus E. Hart- 
ung. special agent. Denver. Colo. The company operates in 
Am.. Cal., Colo.. Ida., Mont., Utah. Wash, and Wyo. 



HOME FIRE INSURANCE CORPORATION OF VIRGINIA, Hampton, Va. 

President, J. T. Lee; Secretary. H. W. Saunders. Organised, 1905. 



^u> Assets 



$71337 
66343 
62,624 
58,n6 
«367 



1»U1 
1912 I 
19U : 
1910 
1W9. 



Unearned 


Net 


ftwiiinms 


Surplus 


$19,626 


$33,362 


20381 


28.661 


193M 


26388 


17380 


22.842 


18,062 


15.725 



Net 


Total 


Premhuns 


Income 


$18,789 


$22,120 


20347 


23.541 


20320 


23,083 


17,703 


19.954 


21.252 


23.125 



Losses 
Paid 



$6,960 
8306 
0,149 
5.037 
6,744 



$10,495 
10309 
10.126 
7,895 
7,786 



Totol Ex- I 
Dividends Expenses penditures Incurred 



$17,464 $9,606 

19315 8306 

19,2751 8,061 

12,9321 5374 

14.5291 7.494 



Digitized by VjU'UV LC 



96 



REPORTS OF FIRE INSURANCE COMPANIES. 



HOME FIRE INSURANCE CORPORATION OF VIRGINIA, Hampton, VsL.—Conttnued. 



AaasTB, Dm. 31, 1913. 



Mortgage loans 

Bonds and stocks. . 
Collateral loans.... 

Cash 

Agents' balances... 
Interest and rents.. 



123,066 
21.319 



LiABiuim, Dnc. 31, 1913. 
11,000 
19,626 
1,883 



i unpaid . 
Unearned I 



ned prems.. 
14;080 Other fiabmties... 

6,624 

5,248 Total liabilitieB. . . 122,009 

1,001 Capital pud up.... 15,975 

Netsurplus 33353 



Total 



$71,337 Total 171,337 



Underwriting profit, 1913, 11,623; investment profit, 13.068. 

RISKS AND PREMIUMS: Fire risks in foroe. December 31, 
$1,924,946; premiums thereon, $39,192. 

BUSINESS SINCE ORGANIZATION: Premiums reodved. 
$151,087; kMses paid, $53,617. 

MORTGAGE LOANS: Thve are 29 loans aggregating $23,065 
on property in Va. vahied at more than double the amount loaned 
thereon. 



COLLATERAL LOANS: Thoe kians amount to $14,080 on 
securities whose maricet value is $22,300. 



BONDS OWNED: 



Pulaski Co^Va. 

Hampton, Va. Sav. k Bklg. . 



Totals. 



Far Market 

Value. VahMU 

$10,000 $10335 

10.000 10.484 

$20,000 $21319 



MISCELLANEOUS: Company beon business July 1, 1905, 
with a paid-up capital of $13,020, which was increased in 1906 to 



Company Qpcr- 



$15,975 and $1,110 additional surplus paid in. 
ates only in Va. 

DIRECTORS: F. W. Darling, H. L. Sohmels, H. R. Booker, 
W. B. Baldwin, J. T. LeeijTW. Rowe, A. T. Ranaone, R. J 
ins, W. ■ -- • — - 



Dr. J. W. Hope, 



Baldwm, J. 

Mason, Chas. H. Hewins, W. W. Kienarason. _, 

J. B. Kimberly, Dr. Geo. E. VandenBoe, E. M. Tennis. W. W. 
Woodwaid, J. S. Wj^tt Alex. Jamee, J. A. WUlett, J. M. Willis, 
N. S. Groome. H. W. Saunders, Geo. E. Hunt. 



HOME INSURANCE COMPANY OF HAWAII, Ltd., Honolulu, Haw. 

President, Ceeil Brown: Secretary, Norman Watidns. Organised, 1911. 



TlAB 


Assets 


Unearned 
Fnmiuffis 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Paid 


Diyidends 


Expenses 


Total Ex- 
penditures 


Losses 
iDconed 


1913 


$71,768 
65.075 


$10,137 
7,289 


$10,096 
5,150 


$12,990 
12,766 


•$30,688 
19.105 


$1,287 
742 




$18,232 
8.418 


$19,519 
9,160 


$1,287 


1912 




M2 



* Includes $347 surplus paid in. 
AasETB, Dtc. 31, 1913. 



LiABiLmH, Dbc. 31, 1913. 



Mortgage kuuis $21,365 Unearned prems., 

"^ ' 11,979 Other liabilities... 



Bonds 
Collateral loans... 

Cash 

Agents' balanoes.. 
Interest and rents. 
Other 



18,410 
16,754 



Total 11 
735 Capital paid up... 
277 Netsurplus 



Total 



2,248 



$10,137 
1,535 

$11,672 
50,000 
10,096 



$71,768 Totals. $71,768 



Underwriting profit, 1913, $1,366; investment profit. $3,579. 

RISKS AND PREMIUMS: Fire risks in foiee December 31. 
$979,656; premhmu thereon, $19,551; 

BUSINESS SINCE ORGANIZATION: Dividends declared, 
cash. $28,427. 

MORTGAGE LOANS: There are 10 k)ans.aggragating $21365 
on 10 k>ts in the best residential sections of Hooohihi, valued at 
$56375. The company holds $33,600 insurance on the property. 
There was no interest past due on December 31, last. 



COLLATERAL LOANS: These loans, amounting to $18,410, 
are upon sugar stodcs and bonds whose market value b hekl at 
$45370. 

BONDS OWNED: 

Mutual Inv., Hawui 

Chinese Mutual Inv., Hawaii 

HiloR.R.,6% 

Honolulu Lava Brick, 6% 

F&oneer Building and Loui Association. . 

Totals 



Par 


Market 


Value. 


Vahie. 


$500 


$500 


500 


500 


5,000 


4.000 


6.000 


6.000 


979 


979 



$12,979 $11,979 



DIRECTORS: Cecil Brown, J. A. MeCandless, Norman Wat- 
kins, Zeno H. Myers. F. D. Lowrey, i. A. Kennedy, Cbu Gem, John 
A. Soott, A. S. WUcox, R. A. Wadsworth. 

FIELD MEN AND TERRTTORT COVERED: C.D.Lofkin, 
general agent. Island of Maui; Spinola ft Wise, resident agents, 
BSlo, Hawaii; Chinese Mutual Investment Company of Hawan, 
Ltd., agents at Honohihi. A. W. Eames, agent at Wahiaoa, Oahu. 
Tlie company is licensed in Hawaii only. 



HUMBOLDT FIRE INSURANCE COMPANY, Pittsburg, Pa. 

Pnrideiit, A. H. Trimble; Secratair, Edmid Hecr. OicuuMd. 1871. 







Unearned 


Net 


Net 


Total 


Loeses 






Total Ex- 


Loases 


Ybab 


Aswts 


Pftoniums 


Surphis 


Premiums 


Income 


Pkid 


Dividends. 


Expenses 


penditures 


Incumd 


1913 


$1,455369 


$842,060 


$248,114 


$793315 


$870,203 


$405,132 


$48,000 


$362,067 


$815,199 


1391.112 


1912 


1,410,073 


772311 


264,084 


730.928 


800.851 


376,742 


48,000 


321,133 


745375 


370.954 


1911 


1356,627 


712,713 


262,781 


734,7n 


806,472 


395,234 


44,000 


322,66<] 


761,90C 


389.823 


1910 


1312.778 


479;047 


323.851 


656,749 


t788,l80 


277,421 




271,781 


581302 


272,141 


1909 


1.000.764 


253.072 


521.657 


571,807 


211.081 


32,000 


218,128 


461.209 


234340 



t Includes $77,445 premium on new stock. 



Asann. Dw. 31, 1913. 



LiABXLRns, Die. 31, 1913. 



Real estate 

Mortgage loans. . . 
Bonds and stocks. 
Collateral kians... 

Cash 

Agents' balances... 
Interest and rents.. 
Others 



Looses unpaid. 
Unearned t 
Other 1] 



$114,157 
875,882 
134.350 
51.740 

123.780 Total liabiUties. 
137300 Capital paid up 



$54,195 

842.060 

11.000 



$907355 
300.000 

18.020 Net surphis 248.114 

240 



Total assets $1.455369 Total $1.455.369 

Undffwriting h)ss, $25,801; investment profit. $57,831. 

RISKS AND PREMIUMS: Fire risks in foree December 31, 
$159,894,846; premiums thereon, $1371.927. 



BUSINESS SINCE ORGANIZATION: Premiums 
$5.774313; kMses paid. $2,445,704; dividoids declared, cash. 
$531,192. 

REAL ESTATE OWNED: The principal parcel of re^ csUte 
is the company's home office building at 1310 Beaver avc, Pitts* 
burg, the book value of which is $56,000. and an office building 
and apartments at 1627 Beaver ave.^ Pittsburg, carried at co^ 
$26,415. None of the remaining 10 properties (mostly dw«lfiagi) 
is carried at more than $5,500. 

MORTGAGE LOANS: The company has 404 kwns, agvecating 
$875,882, the total estimated vahie of the mortcand pranisae 
being $1,884,484. The insurance carried on the buD^tgi amounts 
to $1,123,650. The loans are all small, relatively few exceeding 
$4,000, and the largest being $12,000. They are principally upon 
real estate in or near Kttsburg. 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



97 



HUMBOLDT FIRB 
COUATERAL LOANS an i 



INSURANCE COMPANY, Pittsburg, FB,—ConUnued. 



rS»T.Bk.*TV 

tSvi.Vk.ATt 

^&T.Bk.ATr 

U.a.aiBeL,o 

PittAorgbdW^p 

SdtDfvomtkTt 

Mud>atar&T.Bk.ATr 

Mudi8rtflr8«T.Bk.ATr 

Web^ Moo.. B. V. A; F. Cy. St By., 1923 

Ci«iWe8t«el.p TT. 

fntNatBLofAUe^toy 

MuobertflrSftv.Bk.&Tr. 

Wwoe Ratios. AT 

Unelwrter8ftv.Bk.ATr 

MMdwt«r8»v.Bk.ATr 

Mucfae8ter8ftv.Bk.ATr 

MMcliate8ftv.Bk.ATr 

PeofilesNatunlGMAPiiMftSft 

M>jrtana EomataX 6^ 1919 

MttKlieatffSttrBk.AlV 

MuefaeitcrSftV.Bk.ATr 

MttohateSftT.B.ATr 

UuclMUrSftv.Bk.ATr 

Mw^etamLicbtAHflftt 

Wwriia«HoBftQ« 

GneoeGuftiMftCdpiwr 

WflrtDihoiMBAirBrikft 

CoJntittFlBteQliv 

MMcbotcrftkv.BkATr 

OjhmhiaPlftteGlMB 

CobmbiftFlateGluB8B,J.1931 

CofaBinPlftteGlMB 

MaDdMtcr8ftv.Bk.ATr 

ObioTaOeyWftt.. 6ft, 1964 

MudMtcrSbv.bk.ATr 

Totili ~ 

BONDS AND STOCKS OWNED: 
B<nn>8. 

Goiudtt Plate Ofaw. 1921. 6% 

(>wbteSt«I.Ktta.,l«3,$% 



lilftiket 

Value. 



1,200 

434, 

3.602 

13,920] 

960 

300 

7,000 

876\ 

3,400/ 

600 

3,000 

4,500 

300 

1,500 

1,800] 

4,080 

600 

1.200 

2,400 

600 

900 

500 

1.300 

3.000 

8.176 

17.490] 

900 

3.640 

1,000 



600 



Amoont 

Loftoed. 

$400 

600 

600 

11.000 

175 

300 

5.000 

3.675 

aoo 

3,600 

3,000 

130 

1.000 

1,600 

1.000 
500 
500 



17.600 

600 
500 
300 

3,570 

100 



$87,666 $51,740 



Pftr 
Vftloe. 
$16,000 
10.000 



Market 

Vfthie. 

$16,000 

9,950 



BoKSft AMD Skmu Owmo.— Cofrf. 
BoMM.— Con<. 

Jones A Lftodilm Steel, 1914. 6% 

PittBbiiiih^ii;i931.6% 

Repablio Iron A Steel. 1940, 5% 

Nfttionftl Tube, 1963, 5% 

United Goftl, Pittibuish, 1915, 6% 

Rock Iflbnd So. Rj.. 1947, 5% 

Lftke Shore A Mi^. So. Ry.. 1915. 4i%. 
Union Nat. Gas. Corp.. 1916-30. 6%. . . . 

Stoces. 

Crueibie Bood Sorip 

GeMnl AdjastoMkt 

Pemia.R.R 

Westingfaouae EL e 

Americftn Tl. A Tg 

Westinghouae Electrie, p 



Pfer 


UarkM 


Value. 


Vahie. 


$5,000 


$5,000 


10.000 


9,160 


6.000 


4,660 


5,000 


4378 


5.000 


3,600 


5.000 


4,67S 


5.000 


5,000 


10.000 


10,000 


10,000 


7,700 


100 


100 


33.000 


36.406 


12.500 


8,186 


5.000 


6,150 


5,000 


5300 



Totab (book value, $144.431) $141,600 $136,101 



MISCELLANEOUS: Capital iMraaiad in 1879 fran $61,096 
to $81,733; in 1880. from $81,733 to $100,000; in 1904, from 
$100,000 to $300,000, vhen $50,000 of eurphia waa alao p^ in, 
and in 1910 to $300,000 and $77.445 prenium on new itookadded 
to soiphia. 

DIRECTORS: Edward W. Gwinaer, E. Hoeveler, Edward 
Fried, Jaa. P. McKinney, Aug. Tiangmheim, Fred W. Cardinal, 
A. F. Sehwerd, Miehad Kreas, Geo. W. Crawford, W. A. SelUng, 
A. H. TrimUe, Wm. H. Jaeob, Jacob M. Loeb, Edward Hear, 
M. W. Stoner, Dr. J. B. Keaggy. Wm. £. Conroy. 

HELD MEN AND TERRITORY COVERED: Pttey B. 
Dutton, Rooheater, N. Y., general agent for N. Y. State (outwle 
of Metropolitan diat.); Wood Broe. and Comatock, general agenta, 
N. Y. auburban die.; U. C. Cow|4and, auperintendent of ageoeiaa: 
H. J. A. Finky, apeoia] agent for Weatem.Pa.; R. D. Simpeon, for 
Northern 0.; Geo. E. Mohler, for Md., D. C. aouthernNT J. and 
Eaatem Pa.; John L. lind. apedal agent for Ind. and IIL; Geo. S. 
RoaenenuitB, general agent for Maas., R. I. and Conn.; FSah A 
Sehulkamp, gmeral agenta for Wia.; £. W. Clinton, epeoia] agent 
for Ohio and Mich. The company operatea in Colo., Conn., 
D.C.,ni..Ind..Md.,MaaB.,Mo.,N.J.,XY..C 
Mich, and Cal. 



.O..P.,R.I.,Wia.. 



INDUSTRIAL FIRE INSURANCE COMPANY, Akron, O. 

President, F. R. Ormaby; Secretary, Joseph Winum. Organind. 1911. 



^ " Unwned ' 
Ti&a Aaela Prflmhima 


Net 
Surplua 


Net 
Fremiuma 


Total 
Income 


Loseea 
Pkid Dividends 


Expenaes 


toUl Ex- 
penditures 


Losses 
Ineuned 


1913 I $144,471' $19381 


$31,178 
84346 
60.079 


$28370 

15,775 

334 


$85,026 
22,256 
4,016 


$8.724 


$22,712 

28310 

7,248 


$31,430 
31.601 




»12 • 139.7061 4.600 


2,881 


$2,865 


1911 ' 150.9971 221 


150 


7.398 


150 



AasBis. Dbc. 31. 1913. 

Mortg^ekiaBB $81,906 

B^dsuditoeka... 20,700 

C»ab 32,157 

Afeatt'balaaDeB.... 9,140 

latenrtaadreata... 560 



Lunuma, Dae. 31, 1913. 

Lcaseannpftid $1,459 

Unearned prems. . . . 19.382 

Due reins. COS. 1348 

Other Jiabilitiea 1,100 



Total fiabilities.. 
Capital pud up. 

NetB ' 



Total a 



100,000 
21.173 



$144,471 Total $144,471 



radenniting loas, 1913, $16,145; invoBtment profit, $6,116. 

UBKS AND PREMIUMS: Fin rUa in force, December 31. 
C.907.611: praniuma thereon, $34,240. 



MORTGAGE LOANS: There are 20 loans, aggragating $81,906 
protected by mercantile property in Akron, ^mton and Wada- 
worth. 0.. vahied at $240330. There was $33 interest past due 
on Decembtf 31, last. Company holds $76,850 of insurance on, 
the buildings. 

Par Market 

BONDS OWNED: Vahie. Vahie. 

Canton. 0.. imp $9,600 $9,969 

Akron, 0., imp 11,100 11,195 



Totab (book value, $20,700) . 



$20,700 $20,964 



MISCELLANEOUS: The company is licenaed in Ohio only. 

DIRECTORS: Chas. W. Seiberling. W. A. Ault, Gottfreid 
Wdd. A. R. Tumbull. I. S. Myers, F. R. Ormsby, Joseph Wmum. 
Homer H. Hine, A. H. Rohrer, Joseph Dangel. W. A. Helper 
H. A. Penkert. 



INDEPENDENCE FIRE INSURANCE COMPANY. PhUadelphia, Pa. 

Preaident, Henry I. Brown; Vioe-President, Everett U. Cnwby; Secretary, Theodore E. Brown. OrRaniied. 1010. 



Titt Aaets 


Unearned 
Praniuma 


Net 
Surplus 


Net 

Premiums 


Total 
Income 


Looes 
Paid 


Dividends 


Expenses 


Total Ex- 
penditures 


Loesa 
Incurred 


l»U' 1337369 


illi 


$65,707 
74314 
66392 
51.786 


$100,794 

53303 

20315 

3335 


$113,482 
63.139 
29,881 

•54.928 


$47,240 
8.943 
2.241 




$33325 
17.577 
7,266 
t2.269 


$80,465 

26,520 

9,507 


$54,915 


Ui2 309jSb 




14,046 


»ll 277^57 




2347 


WIO 253366 




2,269 





laebdss $50300 initial surphis paid in. t Inchides organisation expenses, $ 1 .268. 



Digitized by VjUUV LC 



98 



REPORTS OF FIRE INSURANCE COMPANIES. 



INDEPENDENCE FIRE INSURANCE COMPANY, Philadelphia, Fsl.— Continued, 

Maikit 

Valae. 



AflsiTB. Dbc. 31, 1013. 



LiABiumBs, Dbc. 31, 1913. 



Mortgage loans. 
Bonds and stocks., 

Cash 

Agents' balanees.. 

Interest 

Other assets 



$27,500 Losses anpaid . . . 
262,490 Unearned jorems. 

23.007 Other liabmties. 

19,943 

4,329 



$13,257 

56.472 

1,933 

$71,662 



Total 



Total liabilities. 

100 Capital paid up 200,000 

Net surplus 65,707 



$337,369 Total $337,369 



Underwriting loss. 1913, $15,890; investment profit, $7,281. 

RISKS AND PREMIUMS: Fire rUa in foroe December 31. 
$10,612,969; premiums thereon, $106,602. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$178,234; losses paid, $57,963. 

MORTGAGE LOANS: Then are 2 loans for $27,500; one 
for $7,600 on residential property at Wynnewood. Pa., and the 
other for $20,000 on hmiber property m Philadelphia valued at 
$40,000. 

BONDS AND STOCKS OWNED: Par Market 

Bonds. Vahie. Vahie. 

Can. No. 1916. 44% $5,000 $4,875 

ID. C, 1919, 4i% 10,000 9.775 

Philadelphia, Pa., 1940, 4% 25,000 25,000 

New York Cy., 1960, 4i% 20,000 19,950 

New York State, canal, 1960, 4% 20.000 19.250 

Pitts., Cin.. ChL k St. L.. 1957. 4%. . . 5.000 4.600 

Pennsylvania R. R.. 1915, 3i% 5.000 4.862 

Northern Pac., 1997, 4% 5.000 4,625 

Norfolk k Western. 1944. 4% 5.500 4,350 

Chi.. R. L & Paeifii;. 1934. 4% 5.000 3,594 

LouKville ft Nashville. 1940. 4% 5.000 4.600 

Allegheny VaL, 1943, 4% 5.000 4.750 



BoMDe AMD BroOSB OWRSD.— Coii<. 

Bonds.— CofU. 

ChL. Mil. A St P.. 1969, 4% 

Harrisbarg, P^, 1915, 4% 

Union Pa^e, 2006, 4% 

Atch-, Top. A a Pe, 1995. 4% 

Allegheny Co., 1940, 4% 

BuifilorN. Y., reg., 1940. 4% 

Troy, N. Y.. 1914-16. 4*% 

Washington Co., P^. 1923, 4% 

Buffah), N. Y., 1960,4% 

Pittsburg, P*.. 1914, 4% 

Troy. N. Y., 1914, 4*% 

Utioa.N. Y., 1914,4*% 

Utica, N. Y., 1914. 4i% 

Inter. Gt No. Ry.. 1914, 6% 

Chicago. Elev. Rys., 1914, 5% 

Portland Ry., 1942,5% 

Pacific Pow. A Lt, 1930,5% 

Chi. M. A St. Paul. 1932,4}% 

Altoona. Pa.. 1934, 4% 



Par 

Vafaie. 

$5,000 

15,000 

5,000 

5,000 

20,000 

20,000 

3,000 

10.000 

5,000 

10,000 

9.000 

10,000 

1.250 

5.000 

5,000 

5.000 

5.000 

5.000 

2.000 



S4.S00 

14,925 
4.544 

4.650 
19.200 
19,350 
3,007 
9,700 
4300 
10.000 
9.000 
10,000 
1,250 
4,750 
4,750 
4,550 
4,500 
5.050 
1,935 



Stocks. 
Frankford A Southwark St. Ry 1,500 10.830 

Totals (cost, $272,195) $261.750 $261.623 

MISCELLANEOUS: This compaqy was orgaaiied in 1910. 
and commenced basiness with a paid-up capital of $200,000 ua 
an initial cash surphia of $50,000. 

DIRECTORS: Uberto C. Crosby, Edward F.Henson, RuflBefl, 
8. Hubbard, Geo. H. May, Maishalf S. Morgan. Roland L. Tkykr. 
Edward D. Toland. William H. Woodin and officers. 

TERRITORY COVERED: The company operates in lU., 
Mass., N. Y. and Pa. 



INSURANCE COMPANY OF NORTH AMERICA, Philadelphia, Pa.§ 

Pnsident, Eugene L. Ellison; Vioe-Prcsident, Beiyaroin Rush; Second Vioe-Prendent, John 0. Piatt; Secretary and Treaeiirer, T. 
Houard Wri^t; Ase^ant Secretary, Sheldon Catlin. Organisod. 



, 1792. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex- ; Losm 


YSAR 


Assets 


Premiums 


Surplus 


Pnmiums 


Income 


Pkid 


Dividends 


Expenses 


penditurea 


Ineuned 


1913 


$17,801376 


$7,765,161 


$4,541396 


•$9,412,992 


$10,094,657 


•$5349338 


$480,000 


$3.620319 


$9,449357 


$5,400.1$ 


1912 


$17307,456 


7.588315 


4.688.673 


9314,283 


9.982,754 


5.041,968 


480,000 


3310312 


9.032,180 


6.189,1«8 


1911 


17,002,775 


7.401338 


4.000,000 


9,169,772 


9317.736 


6,072,530 


480.000 


3.416,117 


8,968,647 


6,185,5» 


1910 


16,068.457 


7,146.145 


3,620335 


8,990.711 


tl0,130.498 


4,643,471 


360.000 


3,345,140 


8348.611 


4,795,221 


1909 


13.344.638 


6.940.718 


2,333.988 


8.599.002 


9.146.162 


4,397.832 


360.000 


3.073,954 


7,881,786 


4.559.773 



Unearned premiums include amount redaimable on perpetual policial * Includes $3.049364 marine 
t Inchides $500,000 surplus paid in. 



mnd $1,438,026 



AflSKB, Dtc. 31, 1913. 



Real estate 

Mortgage loans 

Bonds and stocks. . . 

Cash 

Agents* balances... 
Buls reed, for prems. 
Interest 



$235,300 

243375 

14,569.458 

1318,529 

1339.694 

50,931 



LiABiunis, Dsg. 31. 1913. 

Leases unpaid $1395,419 

Unearned prems. . . 7,044.485 

Per.dep.recl 720.678 

Other liabiUties 100,000 



Total UabilitieB $9,260380 

144,589 Capital paid up.... 4.000.000 
Netsuiphis 4341.296 



Total 



.$17.801376 Total $17,801,876 



Underwriting profit, 1913. $183,092; investment profit, $169,964. 

RISKS AND PREMIUMS: Fire risks in force (except per- 
petuals). December 31. $1,094,844,332; premiums thereon, $12.- 
176378; marine and inland risks in force, $114,903,724; premiums 
thereon, $1,436,174; perpetual fire risks. $30,660,138; deposit 
premiums thereon, $795365. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$252,154,011; kMses paid. $164,800,757; dividends declared, cash. 
$20,298,875; stock. $200,000. 

REAL ESTATE OWNED: Consists of 8 properties, aggre- 
gating in book value $235,300. The largest sin^e propoty is the 
ennpany's home office building, situated at 228-232 Wabiut St., 
PhiU., canied at $180,000. The majority are brick and frame 
buUdings, mostly dwellmgs, worth from $2,800 to $16,000. The 
net income last year aggregated $6,589. No mcumbrances on 
any of the propertiea. 

MORTGAGE LOANS: Theie are 51 loans aggiegating $243375 
mostly on dwelling houses, ranging from $400 to $19,000, with 
but 8 amounting to $10,000 or more. The vahiation of the mort* 



S Transacts both fire and marine bunnesB. 



gaged properties was $638,207. and the interest past due Deeea* 
ber 31, last, aggregated but $103. 

BONDS AND STOCKS OWNED: Par Maiket 

Bonds. . Value. Vshx. 

At!., Ga.. sc.. reg., 1936. iM% $10,000 $10,000 

Colfax Co.. N. M.. sc., c. 1917, 6% 100 100 

Grant Co., N. M., r.. c, 1932. 5% 8.000 8,000 

Jersey (^.. N. J., r., as., g. c, 1935, 4% . 100.000 98,000 

Montreal, Can., sc.. d.. c, 1939. 3>^%. . . 45.000 38,250 

Montreal. Can., d., c. 1925-44, 4% 138.000 128.000 

N. Y.,aq., reg., 1952, 3H% 100.000 85.000 

N. Y., cp. stk., g.. reg., 1936, 4% 176,000 168,S«0 

N.Y.,cp.8tk.,g.c.,1957,4H7o 40,000 41.600 

N. Y., cp. stiL, g., c. 1959. A% 100300 96.000 

N. Y., cp. stk., g., reg., 1960, 4^% 600,000 500,000 

N. C, State, adm. big., c, 1951, 4% . . . . 25,000 24,500 

Nova Scotia, Prov., d., c. 1922, 3% 10.000 8,900 

Ottawa, Can., d.. c, 1928, 3 J^% 30.000 24.6P0 

Phila., Pa., 1.. ree., 1939, 4% 100,000 100,000 

Portland, Ore., N. Cy. h., g., c.,1922. 5% 50,000 51,500 

Raton, N. M., c, 1917, 6% 200 200 

Richmond, Va., reg., 1923-27, 4% 53,000 51,410 

San Miguel Co.,N lil.,r.,g.,c., 1930. 4% . . 12.000 1 1.520 

Toronto, Can., ce. d., c, 1945, 3,^% .... 4366 3,893 

Toronto, Can., gn. cs. I d., c, 1948. 4% . 20,000 18.600 

Winnipeg, Man., k>oalimp.d.,c.. 1938. 4% 30,000 26.700 

W'umipeg,Man.,sc.,d.,c.. 1941, 47o 12,000 10.6iiO 

Ala. Gt. 80. R.R.,ext.,l g., c, 1927, 5% . . 50,000 50,000 

A.,T.& S. Fe. Ry., 1 k r., g., c. 1962.4H% 100.000 94.000 

A., T. k 8. F. Ry., cv., g., c. 1960, 4% . , 100,000 95.000 

A., T. k S. F. Ry., gn.,g.,c.. 1995. 4%. . 13300 11.160 

A.. T. k S. P. Ry.. T.-C.S.L,.l.g.,cl9584% 38,000 33,060 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



99 



INSURANCE COMPANY OF NORTH 



BamBmBiooDOwiaD.— Cenl. P»r 

Bmam.—CmL Yahie. 

Atl. A Dm?. Ry.. 1 g., c. 1948, 4% . . . . 135,000 

AtiXVJLR..a.A.gr., 1061. 4% 75.000 

B. 4 0. eq. tr.. g.. c. gr., 1914—18, 4H% 100,000 

B. * 0. R.R., cv., g., c. 1933, 4H% ... 200,000 

B. A O.R.R.,lg.,e., 1948,4% 30.000 

B. k 0. R JL, P., L. E ft W. Va., r., g.,c 

1941,4% 50.000 

B. k 0. RJl^pr. liL,g.,c., 1925, 3H% . . 200,000 

B. k 0. R JL, •iniuiiv.4 g., e., 1925, 3H% 200,000 

BigSttdy Ry, 1 g.,c.,gr., 1944,4%. . . . 25,000 

B. 4 A. RJL, imp, c, gr., 1938, 5% . . . 50,000 

CvL No. Hy, 1 c gr, 1930, 4% 66,213 

Cin.No.Ryjeq,l g-, e, 1914. 4H%. . . . 75.000 

Cent Pte. Ry, m. g, c, gr., 1929. 3^7© 50,000 

Col Pae. Ry, Thrl,l g, e,gr,1954.4% 190,000 

a A 0. Ry, 1 «■, reg., 1939, 5«"c 50,000 

Cba. k OTky, gn. g, c, 1992, 4H% ■ - • 75,000 

Cki A Erie RJL. 1 g.. c, 1982, 5% 50.000 

C. k Nw. Ry, gn, g, c, 1937, 3H% • • 100,000 
C 4 W. bi ILR, m. n, g., c,1915, 5% 100,000 
Cbi.. B. A Q. RJL. gn, 0,1958,4%.... 25.000 
OL a R*»,eol.tr,n.,g,c.. 1914. 5% . . . 100.000 

OiGt. W. R.R, 1 g.. c, 1959. 4% 100,000 

C.. I. k So-RJL. g, cgr., 1956, 4% 25,000 

C. Ma. ft P. SdJRy, 1 g,c,gr.. 1949. 4% 100,000 
Chi^liiLft 8LP Jly,ev, c, 1932, VA'l . . 50,000 
Chic, R. I. ft Pm. Ry., gn., g,c., 1988, 4% 100,000 
est. Lft N.OJLIL,a,g.A,gr..l951.3^% 50.000 
Cboc ft Man. RJL, 1 g, c, 1949. 5% . 50.000 
C., 0. ft G. RJL. Qi., g, c, 1952. 5%. . 50,000 

C., 0. ft G. RJL. gn., c. 1919, 5% 75.000 

C.. H. ft D. Ry., gn.. g., c, 1942. 5%. . . . 50,000 

CitJMos 8t JLlL. 1 Qi., g.,e., 1933, b%... 50,000 

C., C, CbL ft St. L. Ry., gn-*/j.l9934% 50.000 

C.. L ft W. Ry.,a.. 1 g., c. 1933, 5% . . . 50.000 

C.. L ft W. Ry, gn. g., c, 1936, 5% . . . . 25,000 

C SL L. Ry..l g., c. gr., 1961, 4H%. • • 50,000 

Oi Te,N. J.. lg..e.. 1933.5% 100.000 

M-ftH, 1 ft r. g.. e., 1943,4% 50,000 

Dd. R. RJL. ft Bg.. 1 g.. c. gr..l986,4% 50,000 

D, M. ft No. Ry, gn.. g.. c. 1941. 5%.. 46.000 

En* HJL, ooL, g., g.,c., 1914, 5% 50,000 

ErieRJL.gn.ln.,g..c.,1996,4% 100,000 

ErieR.R,iir.ln..g..c.,1996.4% 94^)00 

Ene RJL. eq. tr., g.. c. 1914. 4% 50,000 

Ene R.R.. eq. tr.. g., c, gr.. 1914-17, 

Jli%,..^.... .....:..: 50,000 

ErieRJLeq.tr,g,c.l922,5% 50.000 

Ga. C. ft E. r. ft bnp.. g., c. 1949. 5%. . 50.000 

Jad,Cft ETe.«i. ft r., g.. c. 1926, 5% 100.000 

IjmL. Ill.ft la. RJL. 1 g., c, 1950, 4% . . . 50,000 

}^Te.ftTm,lg..c,1933,5% 100.000 

Intffb. R. T.. 1 4 r., g., c, 1966, 5% . . . . 100,000 

J. F. ft C. RA, 1 g.. e.. gr.. 1959. 4%. . 100.000 

Jefferson R.R, 1 ext.. g., c, 1919, 5% . . . 50,000 

-. Cy.. H. ft P. Si. Ry., 1 g.. C..1949, 4% 50,000 

L. & ft M. 8o. Ry.. d.. g., c. 1928, 4%. . 150.000 

\^ 5*!- J-"-. JWL. reg, 4H% 52.000 

LeL \ tL RJL, eol. tr.. g..e, 1919. 4% . . 30.000 

LA. ViL R.R, OB., re*., 1923. 4^% .... 50.000 

Wl V«L RJL. gn.. en. jj.. c. 2008. 4% . . 200.000 

l^^tLRf^ 1 g.. c.,gr.. 1940. 4^% . . . 50.000 

U.>iLTinRy.. 1 g.. T«g.*r., 1941. 6% 40 W) 

Uh. V «L T.. 1 g.. 0, 1935. 4% 50.000 

V \ ^ fmy. 1 K.. c. 1922. 4^%. . . . 50.000 

L L RJl, r, g, c jr., 1949, 4% 100,000 

L A N. RJL. i. ri: ft N. Div,l g.^. 

IJM.^- 28.000 

L- ft N. R.R, nn. g.. c., 1940, 4% 50,000 

M«K.ftBdleV.RJL,lg..c., 1918,6% 20.000 

M«tat 8t aJtaB-Ry..! g..c.,g..l965,4% 100.000 

Mm*. EL, eoLn.,g..e., 1915,5% 60,000 

M?tSLRy4Un.Cy.ve8,g.,c., 1913. 5%. . 50.000 

}J»J.ViiLRA,«li..ni..g.x., 1953, 5% . . . 67.500 

Miffl. ydLWCaSj Jn.. B, g.. c. 1953.5% 32,000 

N ^ . A E. R.R, 3. ot.. g..e., 1923, 4 Vi% 30,000 
J» } .Cft HJLR-R3.A A.veq.tr, c.1916- 

..«.m 100,000 

J J. C. Una. •q.tr-.g.A. 1915, 5%, . . 100,000 

V 2vf ■Jf*;^*-*^- >»l*' *^% • 100,000 
2 t S- ^y- *r-.lla^ gn-,g..c.,1944,4% 100,000 

V t?^ J^y-1 «•. 8- c-. 1W«. ^% 150.000 

NPEyft Gt No. Ry., j.. C. B.. ft Q.. 

«Ur., 0,1921, 4% 50,000 

pAV^^ r.,g.. e, gr, 1929, 4%. . . 150,000 

P x^ Y. 1^ ft r.r.vM.,i«g.. gr.,1939, 4% 50,000 

J»- ft N^ R.R.. gn, c, 1930, 5% 35.000 

*'*-Co.,g,L, o,gr, 1916. 3H7o 17,000 



Markit 

Vnhie. 
$29,750 

69,000 

99.400 
182.000 

27,600 

42,500 
182,000 
176,000 
21.250 
52,500 
59,996 
74,500 
46,000 
161,500 
52,500 
69,000 
52,000 
81,000 
100.000 
22.500 
100.000 
71.000 
22,500 
90.000 
50,500 
84,000 
38.500 
49.000 
49.000 
73.500 
46.000 
50.000 
43.000 
51.000 
25,000 
47.500 
100,000 
47.500 
46,500 
46,920 
49.750 
71.000 
77.080 
49.500 

49.525 
49.500 
48.000 
90.000 
44.500 
98.000 
98,500 
90,000 
50.000 
37.500 

135,000 
55.640 
28,800 
50.500 

176,000 
50,000 
42,800 
43,000 
47,500 
90,000 

30,520 
46.000 
20.000 
94,000 
49.500 
46,000 
33.750 
8,000 
28,500 

98,625 
100.000 
100.000 

89.000 
141.000 

93.000 

47,000 
135.000 
48.500 
36,750 
16.660 



AMERICA, Philadelphia, Fsl.— Continued. 

BoHM AMD SroGU OwsBD.— Coiii. Pnr Market 

Bomm.-Cmd, VahM. Valw. 
Pn. Gn. F. Eq. Tr. G. Ctfa.. reg.. gr..l91fr- 

„ 18. 4% 1250,000 1247.500 

Pa. R.R., C8.. g-. c, 1948. 4% 50,000 50,000 

Pn. RR, cv., «.. 0.. 1915, 3H% 250.000 242.500 

PhJa. ft B. R.R.. gn-. g..reg.4;r., 1920.6% 150,000 154.500 
Phi]a.3.ft W. R.R..g.. ln..8er.E.A, 1919, 

„4% 35.000 33.600 

P.. B. ft W. RR.,g., ln..8er J..C..1923. 47o 5.000 4,800 

P.,Co.. 1 eoLtr^x., 1949. 5% 50.000 49,500 

PhUa. R. T, ool. tr., c. 1957, 5% 100,000 99.000 

P. R T.. eq.tr.etii..A. g,o..gr.,1914-20, 5% 35.000 34.900 

P. R. T., eq. tr. etfB.3.S. A, 1916, 5% . . 100.000 100.000 

Philn. R T.. a. f, g.. 1962. 5% 100,000 100.000 

P. . C, C. ft 8t. L. Ry.,CB,A.g.,o.. gr.. P*. 

^Co.,1940,4H% 60,000 50,000 

P., C, C. ft St. L. Ry..oe., B,g.A*r.,1942, 

„4H% 25.000 25,000 

P.,C.,C. ft St. L. Ry., CO., D, g., c, gr.. 

1945,4% 50,000 56,050 

P..C,C.ftSt.L.Ry,CB.4.g,o.,gr..l963. 

^4H%: 50,000 50.000 

P., McK. ft Y. RR, 2 cgr.. 1934. 6% . . 50.000 50,000 

Portland Ry.. 1 r.. g., o., 1930. 5% 50,000 SOfiOO 

Pub. Serr. Cp.. N. J.. oolJn.. g..reg.,l9l4. 

5% 100.000 100.000 

Pttb.8ery..N.J..gnjn.,ii,g.,c.,1959,5% 100,000 88,000 
Rending Go.ft P. ft R. CM I.,gn.. g., c, 

1997.4% 200.000 186.000 

R.-W.. 0.ool.tr,g..e.,gr., 1943, 4% 100,000 93,000 

Rio G. W. Ry,, 1 ee., g.. c, 1949, 4% . . . 50.000 35.000 

8t.L.,P.ft N.W.Ry,l g.A.gr.. 1948. 5%. 50.000 51,500 

St P.ft D. RJL. 1 CB.. B,. 0., 1968, 4% . . . 65,000 55.250 
8LP.ft Kan.Cy.8.L.ILR.,l g,c.«r..l941. 

4H% 60.000 39.500 

San AM A.P.Ry.,1 cx.«.,e.«r..l943. 4% . . 21.000 16.380 

So. P. eq. tr. etfe., g..o.«r.. 1920-23. 4H% 100,000 95.000 

So. Ry., der. ft gn. m, g.. c. 1056. 4% . . 150.000 109.500 

So. Ry, eg. tr., g, c, 191&-19. 4H% ... 150.000 147.000 

S. ft Ind. RJL. 1 ex, reg., 1914. 5% . . . . 200.000 200.000 

S. To. ft U.. 1 g.. cgr, 1926, 5% 25,000 25,000 

Tm. RR. Aan.,St. L.. 1 ca.. g..c..l944. 5% 40.000 42.000 
Tm.RJL.AflBn..St.L.«i.r..s.f.,g., c, gr., 

1953,4% 150,000 135,000 

Terre H. ,Ind..ft E. Tc, 1 ft r.. g.. c,1945. 

5% 100,000 98.000 

Tioga RR. 1 est., g.. o.. 1915. 5% 5.000 5.000 

Un. Pec. RR. c.v. g., c, 1927. 4% 100,000 90.000 

Va. Ry, 1 g.. c. 1962. 5% 100.000 97,000 

West Shore R.R,1 reg.,gr., 2361. 4% . . . 25.000 22.750 

W. N. Y. ft P*. Ry.. gn. g.. c.. 1943. 4% 100,000 78,000 

Wilki. ft E. P. St. Ry..l g, c. 1929. 5% 50.000 48.000 

W. ft No. RR.. gn.. g., reg.. gr.,1932,5% 25.000 25.000 

W. ft W. RR, m., 1 g., c.. 1935, 4% . . . 50.000 47,500 
ZueBT Jty. Jit.ftPow..l 0B..ext..g.,c.,1924, 

5% 50.000 50.000 

Amer. Can., d.. g., c. 1928. 5% 50.000 46.000 

Amer. Looo., g., n, H. c., 1914, 5% 25.000 25,000 

Amer. Looo., g, n., K. e.. 1917, 5% 50.000 50,000 

Amer. Tl. ft Tg., col. tr., c, 1929, 4% . . . 150,000 127.500 

Amer. Tl. ft Tg, cv., g, c, 1933, 4^%. . 50,000 47.600 

Armour ft Go. JlE.,1 m..g.,c., 1939, 4H% 50,000 45,000 

Atl.Mut,acrip,6% 6,650 6,650 

Baldwin Looo. Wka., 1 g., o, 1940, 5% . . 100,000 102,500 
Ck. Ga8,ELLt. ftPow.3^t.«i.«..c.,1935. 

4»^% 50.000 44.000 

EquiUble 111. Gas Lt,Phila.,l c,1928, 5% 106,000 111,300 

EM W. Tp., gr..b.*,c, 1925, 4% 100.000 96.000 

Haniaburg Gae. 1 g., c, 1928, 5% 25.000 25.000 

Intern. Harveeter, g. n., c, 1915, 5% .... 100.000 100.000 

Leh. Coal ft Nav., f..ft imp..g.. c. 1948, 4% 50.000 47.500 

Leh. Coal ft Nav., go. reg.. 1924. 4H% • 50,000 50,000 
Mfn.' WaL.(JohnBrn) 1 8i.,g.,e.,gr.,1939. 

5% 49.000 49,000 

Met. El., Rending,l si.,g.,c., 1939. 5%,. . 50,000 47,500 

Mbn. Gaa Lt., 1 gn, g., c, 1928-30, 5% 50,000 50.000 

M. B., N. Y, g, c, 1966. 4% 26.000 24.750 

N. Y. Dock. 1 g.. c, 1951, 4% 16.500 13.200 

N. Y. Tl., 1 ft gn, g., c, 1939, 4^% . . . . 100.000 95.000 

Omaha Gaal. 1 ca^ g, o., 1917. 5% 25.000 23,750 

RMJ.G.A El.,San.F.*i.,ft r.*.c..l942.5% 50.000 42,500 

Penn-MaryCoal. 1 a. f..g..c..gr,1939. 5% 47,000 44,650 

Pitte.Tm.Wh,ft.Tr8.,l r..g,c..l936. 5%. . 50.000 60,000 

Potomac El. Pow, 1 g., c. 1929, 5%. . . 25,000 26,250 

U. S. Steel.Cp..8. f., g., c, 1963, 5% 200,000 200,000 

Western H, 1 g, c, 1922, b'.l 25,000 25,000 

Stocks. 

Atch, T. ft S. Fe, Ry |?0O:0pQ ^U^.PQO 

Ch.&O..Ry DigitizGC 150.000 W),m 



100 



REPORTS OF FIRE INSURANCE COMPANIES. 



INSURANCE COMPANY OP NORTH AMERICA, PhUadelphia, Tsi,—ConUnued. 



BoNDB AND Stocks OwiaD.--C0ia. 
SrooKS.— Coftf. 

Del. ft Bound Brook R.R 

L^ Valley R.R 

Norf.* Wertern Ry.. c 

No.Pic. Ry 

No.P».R.R 

Pa.RJl 

PhO».Tc 

Reading Co 

8o.Rmj 

GimdNat.Bk 

Phila.Nat.Bk 



.TI.&TB 

On. Adj. Bur., N. Y 

N.YrDick,p 

Pac. Coast Salvaee Aasn 

Philadelphia Boune 

Philadelphia Boune. p 

So. Adj. Bur., AtlanU 

Undennitere' Salvage, Chicago . 
Undenrriters' Salvage, N. Y. . . . 

United Gas Imp 

Western Adj. ft Insp., Di 



Pfer 

Vahie. 

$10,000 

50,000 

182,500 

50,000 

25.000 

106,000 

125,000 

200.000 

50,000 

10,000 

10,000 

250.000 

150 

16,500 

2,500 

2,000 

750 

300 

1,000 

1,000 

250.000 

100 



Maiket 

Value. 

$18,000 

75.000 

136,300 

55,000 

45.500 

181,500 

202,500 

340,000 

45,000 

35,000 

44,000 

302,500 

150 

4,125 

1.250 

120 

420 

300 

1,000 

1.000 

417.500 

200 



Totals (book vahie. $15,176, 101) $14,017.830 $14.590.304 

MISCELLANEOUS: This oompany, together with the Fire 
Assn., guarantees the poKrinn of the t%ila. Underwriten. In 
1850 capital inoraased from $300,000 to $500,000 by stock diTi- 
dend of $200,000; in 1874 to $1,000,000; in 1876 to $2,000,000; 
in 1882 to $3,000,000, together with epedal surphis paid in $1.- 
000,000. Capital was increased in 1010 from $37000.000 to $4.- 
000,000, and $500,000 additional surplus paid in. Conflagration 
kMses: Chicago. 1871, about $650,000: Boston, 1872. about 
$090,000; BalUmore, 1904, $507,292: San Fraadsoo, 1906, $3.315,. 
4)00. Value of special dmoeits: Qa., $10,000; N. M., $19,520; 
Va.. $51,410; Can., $31972^ 

DIRECTORS: Edward H. Coatee. John Story Jenks, Edwaid 
Hoddnson, George H. McFadden, William D. Winsor, Henry 
W. Biddle. C. Hartman, Kuhn Nathan Trotter. Arthur E. Newbold. 
Charles PlaU. Jr., Charles 8. W. Packard, J. Percy Keating, linoofai 
Godfre>'. G. Coleebeny Punres, Bavard Henry, John W. Pepper, 
Eugene L. Ellison, Edward S. Buckley, Jr.. Rudulph EUis. Wm. 

FIELD MEN AND TERRITORY COVERED: W.N.John- 
son, Chicago, III., general agent; B. L.West k L. J. Bnddook, assist- 
ant genersi agents, western department: Charles E. Psrker ft Co.. 
Hartford, Conn., managers for New £ngland States; Albert C. 
Shaffer. Phila., general agent for New Yoik State; Edward 8. 
Gay, manager and Ewell G«y, assistant manago^ Atlanta, Ga. 
Southern department, eonuxruug N. C, 8. C. Qa., Ala.. Fla., 
Miss.. La., Tex. and Aric: J. C. Johnston, general sfi^t and J. K. 
Hamilton, assistant manager for Pacific department, San FVandaoo, 



CaL eomprises CaL, Ore Wash., Moat., Ner., Ida.. Aiii., Alas.. 
Utah, B. C, Haw.: Robert Hampson ft Son, B»Bnl agents for 
Can.: John M. Talbot ft Co., New Yoik City, manacers Met- 
ropolitan district. Stpeeial agenti. New York Kate deiwrtmcnt: 
Heniy M. Mras, AfbaiQr, N. Y. for Eastern New York; Vmy 
W. Claik, BttSato, for Westm New York: Western deoartneat 
SUte and mdal agents: L. J. Bonar, State BgmLMndbAi 
0. for 0.; F. J. Kmg, special agent. Cohunbus for Eastera 0.; 
R. P. Hare, Jr.. special agent. Cotumbns for Western O.; J. Vnd 
NeiU, State aoent, Whedmg for W. Va.; W. H. Riker. State sgmt. 
Indianapolis tor Ind.: E. R. Shoemaker, epedal agent. Indianapolis 
for Ind.; E. E Manon, SUte agent, Detooit for Mich.; Qeancr, 
A. Arena, special agent, Chicago for Northern Hi.: IVank Golu- 
thoip, specul agent, E. St Louis, for Southern IIL; Frank A. 
PhiUipa, State agent, Milwaukee, for Wis.; W. H. WeaTer, Slate 
agent, Henderson for Ky.; Caessr Thomse. State agent. Water- 
town for Tenn.; B. E Stroud, epedal agent, Owensboro. Kentucky 



for Ky. and Tenn.; W. L. Ely. Bute agent, Monroe Cibr for Mo.: 
E. STPhelps, State agent, Burlington for la.; R. W. MiDer, spedsl 

rnt, Webrter City for la.; W. D. Peny, State agent, aod 
E StepheM, special Mnnt, Topeka, for Kan.; Frank V. Gay, 
supt. of ageneiee and W. E. Costello. special agent. Clay Center for 
Kan.; Henry Ludkm. State agent, Oklahoma aty for OkU. 
S. J. Hendereon. State agent, Omaha for Neb.; Mik> D. BasKit, 
Stote agent, Sioux City, S. D. for N. and S. D.; Eaton ft Eaton, 
general aoents (fann) Faiso, N. D. for N. D.; A. R. Greas. State 
agent, Minneapolis for Nlinn.; Robert D. Brown, special sgcnt. 
Minne^wlis for Minn.; M. V. B. Benson, State agent, Denm. 
for Cob., Wyo. and N. M.; H. E. Pete, special agent, Denm. 
Cok>., for Colo.. N. M. and Wyo. Southern departaent, nedftl 
agents: Walker Taylor, State agent Wifanington, for N. C; 
Robert Mable, Charlotte, N. C. for N. and S. C: Richard M. 
Clark, Atlanta, Qa. for Ga.; W. C. Rader, Birmin^iam for Ak.; 
John A. atepheoson, Jacksonville for Fla.; Hany W. Crateher. 
Dallas, Tex. for Northern Tex. and Aik; R. B. KUknudi, Waeo. 
Tex. for Southern and Middle Tex.; Afenso Chureh, N. O. for La.; 
W. G. Sours, Jackson for Miss. New England department: 
George E. Maoomber, AugueU for Me.; W. H.WinUeyt Boetoa. 
Mass. for N. H., R. L and Maak, east of Connecticut River: 
Lewis H. Small, Hartford, Conn, for Vt., Conn, and Mas. west 
of the Connecticut River. Geo. F. Gucrm, Portland. Ore., for 
Western Washington, Westm Ore. and Western Britidi Col.; 
Gibnan L. Camp, Billings, Mont, for Mont, Ida.; M. H. Reeves. 
Spokane, Waeh. for Eestem Wash.. Eastern Ore., Eastern B. C. 
and Northern Ida.: W. F. Kuhl, Los Angeles, CaL for Southsn 
Cal. and Aris.; Geo. 0. Smith, San Francisco for Central Cal. 
and Nov.; A. C. Wri^t ft Son, San Frandsoo for Northern Central 
Cal. Canada: Percy S. Grant, special agent. Toronto for Man.. 
Alb. and See.; J. Saur, special aoent, Montreal. Can., for Mod ; 
E. G. Hampson. special agent, Montreal, Can., for Quobec, Ont 
Special juriadktion of home office: Pa., Del.. N. Y., Md., N. J. 
Va., N. Y. City. L. I. and Boston: John Kremer, genend agent- 
Special agents: Horace B. JenningB, Pa.: P. C. Bumhsum, Pitts., 
for W. Pa.; F. E. Benjamin, Haznsburg, nu. for E. Pn^ G. Hope 
Miller. Newark, for N. J.; U. 0. Michaels. Stote annt, Riehmond. 
Va. for Md. and Va. The company operates in all the 
territories and in Canada. 



1 the states and 



INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA, 

Philadelphia, Pa.f 

President. Qustevus Remak, Jr.; Vice-Presidents. Waite Bliven. J. Henry Seattergood, H. W. Stephenson; 

Secretary. J. J. P. Rodgors. Organised. 1794. 







Unearned 


Net 


Net 


Total 


Loesea 






Total Ex- 


Losses 


YlAB 


Asset! 


Premiums 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Bxpenaes 


penditures 


IneniTed 


1913 


14,006.653 


$2,258,020 


1347.774 


12.154.660 


12.294.541 


$1/413.703 


164.1^4 


•1874,666 


$2,399,2881 


$1,439,179 


1912 


3,703.190 


1,775.460 


403.493 


2.289,203 


2.367,469 


1.397,462 


64.000 


848.919 


2,310,381 


1,88«.444 


1911 


3.710,952 


2,166.084 


439.770 


2.214.729 


2.311,696 


1.773,695 


48,000 


847.516 


2,660,211 


1,606.860 


1910 


3389.241 


2.151.651 


438.944 


2,575.835 


2.702.766 


1.460.335 


48.000 


901.934 


2,410,26i 


1,549.00 


1909 


3.187.821 


1.941.567 


536,020 


2.342.773 


2.480.807 


1.285.126 


32.000 


817,0lj 


2,134.138 


1.225.564 



Unearned premiums includes amount reclaimable on perpetual 
LUBILITIBB. Die. 31, 1913. 

Looses unpaid $325,206 

Unearned prems .... 1 ,722, 194 
Perp. dep. reel ... 535,826 
Other liabUities 75,652 



Assets. Die. 31, 1913. 
Realestote $377,314 



Mortgage loans 
Bonds and stocks . 

Cash 

Agents' balancoB.. 
Interest and rents 
Other assets 



53,450 

2,891.973 

165.385 

490,310 

26.680 

1,541 



Total liabilities. 
Capital paid up. . . . 
Net surplus 



Total 



$4,006,653 Total.. 



$2,658,879 

1.000.000 

347,774 

$4,006,658 



Underwriting Ion. 1913, $309,675; investment proBt. $176,431. 



policies. 

RISKS AND PREMIUMS: Fire risks in forae (eneepi per- 
petuals). December 31, $279,012,930: premiums thereon, $3,042.- 
002; marine and inland risks in force, $9,431,613; premiums 
thereon. $284,910; perpetual fire risks, $24,079,323; deposit prem- 
iums thereon, $587,012. 

BUSINESS SINCE ORGANIZATION. PKmiua 

$5,439,431; losses paid. $3,585,836; dividends declared, 
$128,000. 

REAL ESTATE OWNED: Consists of 4 acne of baOding loto 
at Narberth, P. R. R., Mont. Co., Pa., earned at $4(360, aod lot 
containing 310 aoree, with 6 stone and frame dwdJiass, bams, 
pumping stations, etc., Bradford Hills, Chester, Co., Pa.^ oanied 
at $20,000; also 12 Philadelphia, Pa., dwellings, oanied at from 



t Penneylvania standard. 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



101 



INSURANCE COMPANY OF THE STATE OF PA., Philadelphia, Pa.— an/tni^rf. 
$3,000 to 15^. eMdi; offipeJoOdiog a^^ 134-138 8. iUi it, Fliil»- Bomw Aim Srocu Owmo.-Coni. 

CaiiMdiaii Pftc. By., righto 

Gt.No.By..p 

Gt. No. Ry., p., 80% pd 

LouiBvilleANMhTiilelLR 

Norfolk ft Wstorn By 

Pbila-Tc 

13th and 15th St. Pan. Ry 

8o.Ry.,p .._ 

8o,Fae. 

Union Pac. R.R., p 

Fidelity Tr 

Fourth St. Nat. Bk.. Phila 

GirardNat.Bk.,Phila 

Phila. Nat. Bk 

C8.0a8.N.Y 

On. Ad|. Buraau, N. Y. Cy 



. _ eort. $172,000, earned at 3142,000: »w««^ 
It 25K W. 37th et, DcoTV. Goto., earned at book vaJoa, 10,064, 
ud offet bmUiiiK at 308-310 Wahnit at., PhikL, vahied at $100,- 
080. There ere no incumfaraiieea. 

MOETGAGE LOANS: TVre are 18 kMae. amrcntiBt $53.- 
450. protoetod by improved real eetata in PhibdelpkSiaod Nai^ 
bertb. Fa., yahied at $100360. There waa no interwt p«t dn« 
ea Deeenber 31, bet. The eompaoy hokle $00,250 of iMuranot 



BONDS AND STOCKS OWNED: 



Par 
Vakie. 



Atfauta. Ga.. g. r., iwl. 3^% $10,000 

E. Pwland, On^ It, c, 1921, 6% 16.000 



Bdwotoo. A^. C^., d., 1043-14. 4^%. 
n-Wata, Out., i, 1938. 4H9; 
N.y,Cy,ep.g..l9S7,4>^% 



N- Y, Or. ep.g..ec., 1953. 3>., ...... 

C J- "• g., d., 1924, 3% 

V Y.. Cy., ea. g. sA.. d., 1927. Zyi%. , 

2' ?•• &•• ^' «•• ^ T.. 1954. 3H%. . . . 

;. Y., gr.. cp- g., fib.. 1952. 3Vi% 

g. Y.. 0,., ep. g.. BUyB ee.. 1919. 3%. . 
N. Y.. Or., ep. g.. new aq.. 1921. 3H%. • 
J Y- Or., ep. g., L. I. wat., 1918. 3H% 
\}.. Cy.. cp. g.. New E. Rir. Bg..l928. 

«*J?'0 5.000 

N^^..Cy,,cp. g., pab. pka.. 1929. 3H% 20,000 

OrtmD,ftOT.,d.. 1941.4% 5.000 

SS^^-'^***^'*^ 10,000 

2^?nd, Ore., wai. In.. 1917-23, 5%. . . . 32,000 

S«;»«d:Or^Ptw.diydock.l934,4%.. 2.000 

fwt Arthor, Ont., d.. 1041. 4H% ... 

m«e b Ptuio, Man., d.. 1927. 5% 

•TOwi. Va.,r., 1940.4% 

|«d««»a, Va^ pob. imp.. 1943. 4% 



5.000 

5.000 

50,000 

25,000 

45.000 

50.000 

25.000 

30,000 

1.000 

5,000 

5.000 

5.000 

5.000 

10,000 

30.000 

3.000 

3,000 

2,000 

5.000 



Toronto. ObL. gn. e. 1. d.', 1948. 4%. .' 
Wow, hoep. d., ] 



_ -.— , _^. _, 1944, 4%. 
J»etoR».B.C..d.. 1922.4%... 
V*. Comw'h. f .. 1991. 3%... 
Wbbm. M» , d., 1918, 4% 



fnipei. Man.; tool imp. i. 1*924.' 4% 
Jii^a.. P.. L. E.. r. m. g..l941.4^ 



9,700 
2.000 
20.000 
1,000 
19,700 
10.000 
43,200 
23.000 
8,000 
8.000 
50,000 
10,000 
10,000 
50,000 
50,000 
25.000 
50,000 
44,000 
25,000 
25.000 
18.000 
50,000 
50.000 
10.000 
15.000 
50,000 
75.000 
iOJOOO 
50,000 
50,000 
5,000 

_ ,,,„ 75.000 

g^^r-^ By., lni..g.. 1930,5% 50,000 

Sf7SlJ^.a»-.fc,1983,57o 50,000 

S V- ^5«-j5: *5r.. 1 m. g-,19805% 50,000 
«^ LA 8an F. R.R.. r. m.. g., 1951, 4% 75.000 

wS^B«!:Vl«9.*% 50.000 

^^".'KM- 1 na. g.. 1952. 4% 25.000 

43.000 
50.000 
50.000 
50,000 
25.000 
25.000 



n-7-ri3^iAy..lm.,1923.5% 

C.Gl.W.R.R.,lm.g.,1959,4% 

f^M.ASt.P.By.g'!;'l934:4^: 

^. R. I. A PacRy. 1 r. m. g.. 1934. 4% 
JJ«.Okl»A Gulf R.R.,gn. m.g..l919,5% 
Cfcoe.. OWaA G. R.R., 5!m. g.. 1952. 5% 
rTT?J- ^ ^^ cean.,g..l«33. 5% 
E^f *C Ry^ 1 ea. m-. g., 1940, 4%. . 

ri* Pwpbi Tc, g.. tr.. ctfi., 1945, 4% 

^ H-Cl ca. m. g.. 1918. 5% 

&\Py So. By.. 1 m. g.. 1950, 1%. 




?£C^ Ryj gn. ni. g.. 1949, 4%. 
^ag.t.ctle..l946,5% 

"»*. Co, 1 m. g. A col. tr. g.. 1949. 5 . 



Market 

Vahie. 

$8,800 

17.280 

4.350 

4,400 

52,000 

21,250 

88,250 

42,500 

21,250 

31.200 

890 

4.600 

4.850 

4.850 

4,250 

8,500 

25,500 

2320 

2350 

1,940 

4350 

8300 

4,750 

8,900 

32,600 

1360 

8342 

1.860 

18.600 

930 

16.745 

18300 

39,100 

19,090 

7,760 

7,440 

42,000 

9,900 

9,600 

35300 

44300 

24350 

36300 

43360 

24300 

24,750 

16,380 

45,500 

45,000 

8300 

14,700 

34.500 

61300 

45.000 

44,000 

47300 

4,700 

72,750 

50300 

50300 

52,000 

53.250 

43.000 

19.000 

45380 

43,000 

52,500 

38300 

26,000 

25,000 



iSJhii-T ^^^'^ • «20'000 $112,800 



50,000 105,000 



Golden HiU Big., N.Y.Cy 

Lehigh Coal A Navigation 

Philadelphia Bourae, e 

Philadelphia Boiuae, p 

So. Adj. Bureau. .-. 

UnderwriteraSalTage, N. Y.. . . 
Weetcm Adj. A Inap., CUeago. . 



Par 


Market 


Vahie. 


Vahie. 


$ 


$2,000 


70,000 


88,900 


7,000 


7,490 


30.000 


40,200 


192.500 


198375 


5,000 


8.100 


5,450 


26314 


90.000 


69300 


100.000 


90,000 


30.000 


25,500 


2,000 


11,760 


11.000 


32330 


10.000 


38,000 


6,800 


29380 


60,000 


78,600 


450 


450 


50,000 


50300 


55,000 


92,400 


1,000 


60 


375 


217 


500 


500 


500 


750 


200 


400 



Totab (book Tabe, $3,075,707) $2367375 $2391,973 



MISCELLANEOUS: Thb comran^ has, with one czoeptioii, 

any atotk fire mauranoe company in the 

United SUtos (thefint charter being only four days oMer), hvr- 



the oldest charter of i 



ing been chartered with perpetual rights, April 18, 1794. In 
1911 the Spring Garden, the Unkm ofPhibdelphia and the In- 
aurance Company of the State of Penaorhmnia were consolidated 
under the charter and titb of the Insuranoe Company of the State 
of Pennsylvania and in 1913 the American Fire Insurance Com- 
pany of Philadelphia was merged witii it. Thb company guar- 
anteea the policies of the Insuranoe Underwriten, and the American 
Underwriters Agency. Vahiea of deposit: Can., $111,956; Ga.. 
$8,800; Va.. $38,620. 

DIRECTORS: George Vauz. Jr., Gustavus Remak, Jr., 
Richard L. Austin, Charbs Feaion. John M. Shrigley. C. H. 
Krumbhaar, Jr.. Lawrence T. Paul, Joseph S. Frdinghuysen, 
Clinton V. Meeerob, J. Henry Scattergood. Per^ H. Clark, C. 
E. Morgan, 3d.. Laurence R. Bowden, Edward F. Beab. Waite 
Bliven. 

FIELD MEN AND TERRITORY COVERED: Thomas H. 
Dooley. Boston, Mass^for New En^and; E. H. Bradt, N. Y., for 
N.Y.; H. A. Furkmc, Phibdelphb, Pa., for N J. and E. Pa.; E.W. 
Dreher, Pittoborg, Pa., for wTPa. and W. Va.; H. G. Spaulding 
Philadelphia. Pa., for Va., Del., Md. and D.C; D. C. Mcnsa. 
ColumbuStJ).. for 0.. Ky. and Tenn.; H. B. Doteo. Milwautee, 
Wb., for Wb.; N. Del. and N. Mich.; 0. H. Rudy, Indianapolb, 



Ind., for Ind. and S. Mich.; A. F. MiUer, BeUevQle. 111., fm So.' 
111.; E. P. Epmoh. Denver, Colo., for Cob. and Mont.; John H. 
Burgard, Portland, Ore., for Ore.; Haas A Mclntyre, Atlanta, 
Ga., for Ga.; David Huguenin. Charbston, S. C, for S. C; W. 
W. Merritt, Fort Dodge. la. for la. and Neb.; G. A. Rydquisi, 
Minneapofis, Minn., for Minn, and 8. D.; Merrill A Braniff, 
Oklahoma (^ty, Okb. for Okb.; Starkweather A Shepjey, Prov- 
idenoe, R. I., for R. I.; E. A. Strout A Co.. Seattb, Wash., for 
Wash, and Alas.; Windsor A Co.. Salt Lake City, Utah for Utah; 
Loren H. Green A Co., Jaoksonvilb, Fla.. for Fb.; McLean, SselbU 
A Stone, Toronto, Ont., for Ont.; Dominion Trust Co., Vaneouver. 
B. C. for B. C. andSaak.; 0. G. Devenbh A Co.. CalgBry. Alta., 
for Atb., Notre Dame, Inv. Co., Winnipeg, Man. for Man. The 
eompany docs business in all the states (n the United States ex- 
cept Ala., Aria., Ark.. Ida., Kan., Mbi., Nev., N. M., N. D.. 
Tez., Vt. and Wyo. 



Digitized by 



Google 



102 



REPORTS OF FIRE INSURANCE COMPANIES. 



INTERNATIONAL INSURANCE COMPANY, New York. 

President, Sumner Ballard; Secretary. Frita KortenbeateL Organiied. 1909. 



Ybab 


A»et. 


Unearned 
Pftmiuma 


Net 
Surpliia 


Net 
Ptemiumfl 


Total 
Inoome 


LOMS 

Paid 


IXyidenda 


Expeoie. 


Total Ex- 1 LoMi 
pendHniei' Ineined 


1913 
1912 
1911 
1910 
1909 


13,803.16] 
3,766,281 
2.772.447 
2.210.499 
1.706.607 


12,420,451 

2.618,166 

1.977,493 

1.372.126 

822.053 


1632.078 
529,717 
285.009 
366.175 
546.783 


S3.700.740 
3395.289 
2,920.833 
2,026.944 
1,921,890 


13.882.341 
t4.118.505 
3.011.176 
2.093,664 
t2.317.240 


12 403,878 

1302,332 

1,560.000 

960334 

263.159 


$20,000 
20.000 
20.000 
20,000 


11,412311 

1.278.155 

864.984 

616393 

558.147 


13.836,689 12,453.651 

3.100,4871 13S0.40S 

2,4543841 1.805847 

1386.627 1,003.964 

8213061 886.507 



t Includes 6385,000 surplus paid in in 1909, and $100,000 in 1912. 



AsaiTB, Dbc. 31, 1913. 



LlABIUTIM, Die. 31, 1913. 



Bonds and stocks... $3,606350 Losses unj 



Cash. 

Agents' balances. , 

Interest 



138.994 Un< 
10.084 Other 



47.733 



Total 



$406,503 

2.420.451 

55.129 

$2,971,063 
200,000 
632,078 



$3303,161 Total $3,803,161 



Total fiabibties. 
Capital paid up. .. 
Net surplus 



Underwritiiig loss. 1913. $3,229; inTestment profit, $125390. 

RISKS AND PREMIUMS: Fii« risks In foroe, Deoember 31. 
$407,680390; pramiums thereon. $4,545,972. 

BUSINESS SINCE ORGANIZATION: Pkvmiums reeeived. 
$14,465,696; losses paid. $6,883,362; dividends declared, cash. 
$80,000. 



BONDS OWNED: 
Buffalo, Cy. N. Y., reg., 1914. 3i%. 

Houston. Tex., 1918. 4|% 

Louisiana, St., c, 1914, 4% 

Maryland. St., reg., 1914. 3% 

N. Y. Cy., N. Y., c, 1914, 3*% 

N. Y. Cy.. N. Y., reg., 1914, 34%. 

zh 



N. Y. Cy.. N. Y.. reg., 1915, 3j%. 
N.Y.Cy..N.Y.c.,1916,34%. 



N. Y. Cy., N. Y.. reg., 1917, 3*% 

N. Y. Cy., N. Y.. Ft. Wash. Pk.. reg., 

1918,3*% 

N. Y. Cy., N. Y.. Rep. Ave. A., reg.. 

1920,3% 

N. Y. Cy.. N. Y., dock, reg., 1921. 3%. 

N. Y., St., n., reg., 1914, 4|% 

N. Y., St., n., reg., 1914, 5% 

Portland, Cy. Ore., wr. b.. o., 1936, 4%.. 

Salt Lake Cy.. Ut., o., 1914. 5% 

San Fr.. Cy. and Co.. c, 1915. 4}% 

Ban Fr., Cy. and Co.. ex., 1917. 5% 

Westchester Co., N. Y.. rag.. 1914. 

3Vio% 

Yonkcrs, N. Y., lev., reg.. 1916. 5% . . . . 
Yonkers. N. Y., rev., reg.. 1917, 5%. . . . 

Atch., T. k S. Fe, cv^. 1917. 5% 

Buffalo. N. Y. & Erie Ry.. 1 m.. 1916, 7%. 

Buffalo and Swn. R R. 1918. 5% 

Central PacRy.. 1929. 3*% 

CheB.AO.Ry..n.,1914.44% 

ChL. Bur. ft Quin. R. R.. la. div.. 1 m., 

1919,5% 

Chioago ft AHonR.R. 1916.41% 

dSTl East. IlL R R. 1965. 4% 

ChL. MU. ft St. P. Ry.. tm. m.. 1914. 5% 
Chi.. MU. ft St. P. Ry.. ev.. 1932. 4i%. . 
Cbi. ft Nwn. Ry.. eq. n.. 1915. 4i%. . . . 
Chi. ft Nwn. Ry., cs.. m.. 1915. 7%. . . . 

Chi. ft Nwn. Ry., deb., 1921. 5% 

Chi. ft Nwn. Ry., gn. m., 1987, 34%. . . . 

Chicago Rys.. 1 m., 1927, 5% 

ChLRoek Idand ft Pfte. Ry., 1 m.. 1917, 

6% 

ChL. Rock Island ft Pac. Ry.. 1 rf. m.. 

1934.4% 

Chi.. St. P.. Minn, ft Omaha Ry.. deb.. 

1980,5% 

Del. ft Hud., ev. deb.. 1916, 4% 

Erie R R.. ooU., g. n.. 1914. 5% 

Erie Ry.. 1 os. m.. 1920, 7% 

FHchborg Ry.. 1914. 4*% 

Fla. East Coaet R R. 1 m.. 1969. 4|% . 

111. Central R R, n.. 1914. 4i% 

m. Central R. R. rf. m., 1955, 4% 

Kaa. Cy. So. R R, eg., 1916, 5% 

L. 8. ft Mieh. So. R. R.. n.. 1914. 4)%. . 
L. S. ft hDdk. So. R. R. deb., 1928, 4%. 



Par 


Market 


Value. 


Value. 


$50,000 


$50,000 


25.000 


25300 


50,000 


50,000 


30.000 


80,000 


15300 


15,000 


25,000 


25,000 


5,000 


4,950 


10,000 


9.800 


10,000 


9.700 


75.000 


72,750 


100.000 


93,000 


85.000 


78.200 


200.000 


200.000 


50.000 


50,000 


50,000 


46300 


34.000 


34,000 


20,000 


19.800 


30,000 


30.000 


15,000 


15.000 


25,000 


25350 


25,000 


25.500 


100,000 


100.000 


50,000 


52.500 


15,000 


15.000 


50000 


45300 


100,000 


90.000 


25,000 


25300 


25,000 


24300 


25.000 


16300 


38.000 


38.000 


25.000 


25.250 


25300 


24.750 


210,000 


216300 


25,000 


25.000 


25,000 


20,000 


50.000 


48300 



20,000 21,000 



25,000 



18.000 



25.000 


25360 


100,000 


97.000 


25,000 


25300 


25.000 


27.760 


25.000 


25.000 


25,000 


22300 


100.000 


100.000 


25,000 


22300 


25,000 


24.750 


100.000 


10O30O 


26.000 


22360 



Par Market 

Bonds OwnmD.—Cont. Value. Vibe. 

Leh. Val. R R. ooU. tr.. 1915. 4% $50300 $49^ 

L. ft N. R. R.. eq.. ser. A. 1914-18, 5% . 50.000 50.100 

L. ft N. R R, un. m., 1940, 4% 25,000 23,000 

Manhattan Ry.. es., 1990, 4% 50.000 44.500 

Morris ft Essex R. R. os. m., 1915, 7%. . 65,000 66,950 
Morris ft Essex R. R. cs. m., reg., '1915, 

7% 35,000 36.060 

N. Y. C, eq. n.. 1914, 4|% 25,000 25.000 

N.Y.C.,n..l914,4|% 25,000 25,000 

N. Y. C, eq. tr., 1915, 4|% 50300 49.500 

N. Y. El. Ry., deb.. 1916, 5% 20.000 20.200 

N. Y.. L. E. ft W. R R, 1 cs. m., 1920, 

7% 25,000 27,500 

Norf. ft West. R R, cv.. 1932, 4% 16,000 15,450 

No. Pac.. Gt. No., Chi.. Bur. ft Q., Coll. 

joint, 1921. 4% 75.000 71.250 

Nwn. Un. Ry., 1 m. sink, fd., 1917, 7% . 60300 54300 

Penn. R R, eq.. 1914. 4% 25.000 25,000 

Pton. R. R., cv.. 1915, 3*% 200,000 194,000 

Penn. RR., 1915, 4% 80,000 29.700 

Rock Island Imp., eq., 1914, 4i% 75,000 74{00 

St. P. ft Sioux (^. R. R, 1 m.. 1919. 6% 25,000 26.750 

Seioto Val. ft N. Eng..R R. 1989. 4% . . 25.000 22.tt0 

S.ftN.AIa.RR.,a.m.,1936,5%.... 50.000 53.500 

Southern Pac., ev., 1929, 4% 50,000 43.000 

Union Pac. RR,cv.. 1927, 4% 50.000 46.000 

Wuxma ft St. Peters R R., ex.. 1 m.. 

1916,7% 85,000 37.4M 

Am. Locomotive, n., 1914,5% 25.000 25.000 

Am. Tel. ft Teleg.. coU. tr., 1929, 4% . . . 60.000 «^ 

Ayer Mills, cs. and eq.. n.. 1916, 4|% . . . 25.000 23.500 

ChL Tel., 1 m.. 1923, 5% 26,000 25.000 

Intemat. Harvesters, g. n., 1915, 5% . . . . 50,000 50.000 

Laclede Gas Lt.,lm., 1919,5% 20,000 20.200 

Leh. ft WilkM. Coal., cs. m.. 1915. 4% . . 25.000 24.750 

N. Y. Tel., 1 m. smk. fd.. 1939. 4i% .... 20,000 12.000 

Pac. TeL ft Teleg.. 1 m. sg. fd., 1937, 5% 25,000 24.000 

U. 8. Rub.. coU.tr.8g.fd., 1918,6%.... 25.000 25,500 



Totals (book vahie. $3,674,969) $3.677.000 $3,606350 

MISCELLANEOUS: This company was orgaoiaed Mswh 6, 
1909, and confines its transactions to fire remsuraooe exdosrrely, 
doing business in all states where it is necessary for a reinflur> 
anoe company to be espedaOy admitted. It commenced buo- 
ness with a paid-up capital of $200,000 and an initial mam <* 
$50,000. During 1909 the stockholdeis vohmtarlly oootnboted 
an additional sorphis of $335,000, and in 1912. $100,000. Of m 
stoek, $193,500 is owned l^ Vefncherungs QeseUsohaft Hambus. 

DIRECTORS: William SohaU. Jr.. Edmund Pavemtodl, 
William 0. Willoox. Rudolph Keppler Hufo G. Baefaenhaw. 
Frana F. Mutsenbeoher. William YrWenmle. Hennan Muy» 
beoher. Ernst Behre, Pftul C. 8ehnitaler7&mner Bdlard, FMi 
Max MuF 



Kortenbentel. 



iiuUer. 



Digitized by 



Google 



REPORTS OF FIRE INSURANCE COMPANIES. 



103 



INTERNATIONAL FIRE INSURANCE COMPANY, Fort Worth, Tex. 

FkoideDt, W. H. Eddlemaa; Active Vio»-Prerid«iit, Ow. W. Jaloniek; SeoreUiy. I. Jftlooiok. Organiied, 1909. 



Yiii. AmeiM 


UDMined 

PkVOlhllM 


Net 

Surplus 


Net 
Ftanhimfl 


Total 
Inoome 


LOSBM 

Fkid 


DivideDda 


T&HMWIi|lff 


Total Ex. 
peodituxv 


LoaNS 
Ineumd 


1913 1320340 


ilill 


849.702 
87319 
36.440 
46.043 

107358 


895.940 

76.644 

117.971 

133.746 

15.960 


8111.810 

138.925 

140357 

•183.961 

•134.472 


858.249 
72,735 

112.390 

53.893 

19 




843.726 
41312 


8101.975 
114JM7 


844.967 


m2 816,649 




65344 


lUl 1 332.192 




83,481 104^1 


117,405 


1910 1 370302 
1909 1 337.777 


89.276 


62360 
16.48^ 


16303 


72,185 
1.857 



•Isdadea 8116380 aorphia pud in in 1909 and 814375 in 1910. 



Aaim. Dk. 31. 1913. 

MoftaweloaiM 8188329 

B.]Ddsaod6toekB... 92.620 

C«h 18.761 

AcntB'baluoeB.... 13347 
Interest and renta... 6.783 



LuBXunBB. Dbc. 81. 1913. 

LoflnannpMd 87.138 

Unearned prema 63.811 

Other liabifities 189 



Total liaUfitieB. . 
Capita] paid up. . . 
Net surplus 



871.138 

200.000 

49,702 



Total a 



8330.840 Total 8320.840 



rndemitere profit. 1913. 83361; investment profit, 89,540. 

RISES AND PREMIUMS: Fire risks in foree. December 31. 
ir,2»,900; praniums theraon. 8120.663. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
M3S,U0; loam paid. 8295.640. 

. MORTGAGE LOANS: There are 31 loans, aggresating 8188,- 
«3> protected by improved farm and aty real estate in Texas, 
y^iwd at 1637309. There was 8350 of interest past due on 
DecSLlast. Compamr holds 8191300 of fire and tornado i 
aoee on tiie mortgafled buildings. 

BONDS AND STOCKS OWNED: 
BomB. 

Saath Co.. C.H.. 1948,4% ' 

Ft Worth, imp., 1950. 5% 



Vahie. 


Market 

Value. 


81300 
50300 


8 940 

47300 



Bonds amd Stocks Owhtmd.—CoiU. 
Boin».~Con<. 

Byara Stote Bk.. Okla 

atiaens Nat. Bk.. Stamford. Tex 

Mereh. A Farmers State Bk.. W'thfd. Tex. 

Western Nat. Bk., Ft. Worth, Tex 

First Nat. Bk., Comanche. Tex 

Totab 



Par 
Vahie. 


Market 

Vahie. 


82.600 
1300 
10.000 
18,000 
1,000 


83.900 

2.340 

11,000 

25,740 

1.200 



881.100 892.620 



MISCELLANEOUS: TUs oompany was organised in 1909 
sad eommenoed biirineM with a paid-up camtal of 8216.700 and 
an mitial oaah surplus of 8116,860. Capital increased in 1910 to 
8231.900 and 814375 additional surplus paid in. Capital reduced 
o u i » «re a th Jan. 16. 1912. and then stock sold to make capital 
8200.000, the new stock selling for 8116. 

DIRECTORS: S. R. Crawford. Geo. P. Levy, W. H. Eddie- 
man. Rufua Coy, Geo. W. Jak>niek. Tom B. Owens, H. H. Hardin. 
E. E. Whitney, W. G. Burton, Jno. L. CasBell, J. P. Crouch. 
T. J. Peniston. Bacon Saunders, M. D. 

FIELD MEN AND TERRITORY COVERED: J. H. Ankele. 
agent, and Anderson A Edwards. San Franeisoo, Cal.. general 
agents for Cal., John Naghten A Co., Chicago, lU., general agents; 
E, S. Kean,_Jr.. W. H. Quirk, J. C. Griswold. V. Davis. H.F. 



^ . W. H. ^ , 

Hines and Henry Geonpe. special agents for Tex. 
operates in Cal.. IlL. Tex. and Wash. 



The oompany 



INTER-STATE FIRE INSURANCE COMPANY, Detroit, Mich. 

President. C. A. Pahner; Secretary. W. A. Eldridge. Incorporated, 1912. 



This eonpaay's iaoorporatkm papcn call for a capital of 8500.000. 
isdgdste of kanOi Sth we were advised that over 8300,000 was 
■bacifted and 000300 paid up. and the compaiiy was thm ex- 
uded to eoramenee baauess about July 1. 1914. S. D. Andms. 
hie Of the Newaric Fira, is underwriting maoaoar. The (firectocs 



are: C. A. Pahner, W. A Eldridge, C. 0. Davis, S. D. Andrus. Leo 
K. Hennei. C. L. Ayres, Harmon R. Vemor. W. W. Wright. Gus- 
tav Dietrich. Frank O. Row. Dr. Roman Sadowkai, J. R. Santo. 
Wm. R. Bunw. W. T. Dodge and Gard. T. Sands. 



IOWA MANUFACTURERS INSURANCE COMPANY. 

. W. Marsh: Secretary. Hermann Miller. Organised. 1905. 



Waterloo, Iowa. 



Tus 


Awts 


Unearned 
Ptanhma 


Net 
Surphis 


Net 

Ftaniums 


Total 
Inoome 


Losses 
Paid DiTidends 


Expeaaes 


Total Ex- 
peodituxes 


Loeses 
Incurred 


1M3; 


illii 


Silt 

80JB18 


814.756 
22.404 
28,968 
11.488 
14.097 


880388 

97.402 
78.387 
87.908 
59.807 


898.783 
105.675 
84,587 
75.211 
tl03.213 


846.004' 


851.076 
52,265 
44,607 
37,697 
35.985 


897.080 
96,496 
76,659 
70,137 
58,192 


845.667 


1912 


44.2311 


42.565 


mil 

IIUI 

im! 


29.052 3.000 
30.M IW 
22.2071 


30.173 
30.940 
23.007 



lladudea 810.000 1 
AiBm,Dic.31.1913. 

Jli***?. 814.000 

JWfftoana 1184)00 

?^ ,- 48.907 

A«Bsls'baIaneei.... 5495 

^jw* sad rents... 2.284 

<^**»"wta 12,772 



LuBiumB. Dae. 31, 1913. 

LcaNB unpaid 8210 

Unearned prema.... 83.617 
Other liafaffities 555 



Total t 

Capital pud up. 
Netsorphis.. 



884.382 

100,000 

14,756 



Toiila 



8199.138 Total 8199,138 



^^gBS AND PREMIUMS: Fbe rUcs in force. December 31. 
n8.9a(UC7: pranhmw thereon. 82094M3. 



bS^^ ^^^ ORGANIZATION: nanmms xecovecu 
»17^ lows paid, $307,067; drndends deobred, cash. 84.500 

.JKALE8TATB OWNED: Ponhaae priea 814^)00. Vahied 



MORTGAGE LOANS: There are 22 mortgage loans aggra- 
oating 8118,000, protected by Iowa farm lands vahied at 8352,750. 
No interest paat due December 31, hat. The company holds 
850,445 of fire insurance on the buildings. 

MISCELLANEOUS: Stookholdera contribnted 810.000 to 
surphis in 1906 and in 1909 capital was increased from 825,000 
paid up to 8100,000, and $40,000 realised as premium on new 
stock BoU. 

DIRECTORS: W. W. Marsh. C L. KmgBley. Thos. B. Canon. 
F. H. Keys, Robert Patereon, Wm. Louden. George E. liohty. 
Robert 8. Ondair. F. J. Fowler, A. H. Holt. Robert Pahner. C. 
W. Mullan. Geo. N. Garrettaon. J. T. SuIliTan, Henry Weis, J. 
E. Sedgwick, H. V. Myers. N. Northey, Herman MiOer. D. 
Tnmey. 

FIELD MEN AND TERRITORY COVERED: H. V.Mayers. 
State aoent for la.; J. C. Baaeh. specia] agent for W. la., and 0. 
0. Wolfe specia] agent for Eastern la. tiie company operates 
in la. 



Digitized by VjUUV LC 



104 



REPORTS OF FIRE INSURANCE COMPANIES. 



THE KANAWHA INSURANCE COMPANY OF AMERICA, 
Mayweed, W. Va. 

President, R. F. Mooro; Secretary, JuBtw E. Ralph. Orguuied. 1804. 



Tbih 


Aaeto 


Unearned 
FraniumB 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Pkid 


DivideBdB 


Eipeose. 


Total Ez- 
penditura 


Lom 
Ineumd 


1913 


H87.533 
444325 
426,302 
395,136 
347,110 


121389 
23,029 
25,715 
26,896 
21,187 


1364,556 
321346 
291,088 
262.063 
225,673 


132350 
37355 
34,051 
38.322 
32,119 


147,652 
51332 
50,078 
53,735 
44,069 


15,634 
33,623 
17,469 
4.471 
17.705 




$1368 
1,643 
1,442 
1238 
1,297 


96,902 
35.266 
18,911 
5,709 
19,002 


16,72! 


1912 




24,424 


1911 




21,154 


1910 




im 


1009 




17.705 



AflBETB, Dtc. 31. 1913. 

Realestato $1,300 

Bonds and stocks. . . 251331 

Cash 230,098 

Agento* balances.... 2347 

Interest and rente... 1,957 



LuBnjTiBS, Dbo. 31, 1913. 

unpaid $1,088 

21,389 
200 



Unearned 
Other 

Total li^biUties 
Capital paid up 



$22,6n 
100,300 



Total 



NetsuipiuB 364356 



$487333 Total $487,533 



RISES AND PREMIUMS: FSre risks in foree December 31, 
$3,657,630; premiums thereon, $42,779. 



BUSINESS SINCE ORGANIZATION: Premiums noanA, 
$446,152; kMses paid, $157,977; divideDds declared, csih, ISO.- 
400. 

REAL ESTATE OWNED: Consista of office building and lot 
at M^wood, W. Va., oarried at book value, $1,105. and s pvtd 
of land, 91 acres, situated in Fayette Co.. W. Va., book valiie $195. 



Capital 



in 1906 from $50,400 



MISCELLANEOUS: 
to $100300. 

DIRECTORS: George A. MorriMm, Bradish Johnson, H F. 
Munro, Justus E. Ralph, Alphonse Fraoooni. 

FIELD MEN AND TERRITORY COVERED: Gn7 S.U 
Tourette, manaoer, Maywood, Fayette Co., W. Va. 



KNICKERBOCKER INSURANCE COMPANY, New York. 

President, Chas. E. Peok; Secretary, S. J. Townseod. Organised, 1918. 



YlAB 


Asseto 


Unearned 
Premiums 


Net 
Surplus 


Net 

Premiums 


Total 
Inoome 


Losaes 
Paid 


Dividends 


, Total Ex- 
Expenaes peaditures 


Loom 
Ineantd 


1913 


$403,726 


$10,043 


$130,799 


$28,739 


$32,969 


$519 




$7,8081 $8,327! 


$2.11» 



Dm. 31, 1913. 



Bonds and stocks.. 

Cash 

Agento' balances.. 
Interest , 



$376,300 
12,461 



10,186 Other 
4,779 



LiABnmn, Dk. 31, 1913. 
$1,597 
10,943 
1387 



unpaid. 
Unearned p 

ities. 



Total 



Total UabiUties . . . $13,927 
Capital paid up.... 250300 
Net surplus 139.799 



$403,726 Total $403,726 



Uodenvritrng profit. 1913, $1,484; investment profit. $13316. 

RISKS AND PREMIUMS: Fire risks in force. December 31, 
$2,798386; premiums thereon, $20,954. 

BUSINESS SINCE ORGANIZATION: Pkwniun 
$23,739: losses paid, $519. 

BONDS OWNED: Vahie. 

N. Y. Cy., cp. stk., 1917-20, 3 J% $210,000 

Un. Pac. cv., 1927, 4% 20.000 

Portland Ry.. 1930, 5% 10,000 

Chic. Rys., 1927, 5% 20,000 

KiuL d; Mich. Ry., 1027, 5% 10,000 



Market 
Value. 
$203300 
18.400 
9.800 
19.400 
9,500 



BoMM Ownjy.—Cmt. 

Int. A Gt. No.. 1919, 6% 

So. Pac. eq., 1019-20, 4i%. . . . 
Pa. gn., frt. eq., 1920, 4*% 

B. ft 0. m. 1918-19, 4i% 

C. ft N. W. eq^ 191^19, 4J%. 
So. BeUTl. ft Tg.. 1941,5%... 

Clev. Elec., Itt., 1939, 5% 

• r. TL ft Tg., 1929, 4% 



Par 
Value. 
$10,000 
20,000 
10.000 
20.000 
20,000 
10.000 
10.000 
20,000 



Miitet 
Vahie 

$10^ 
18^ 
9.90O 
19,600 
19,700 
9300 
10,000 
17.200 



. Totals (book value. $376,994) $390.000 $376,300 

MISCELLANEOUS: This company was formed early in 1913 hj 
parties identified with the well-known insurance firm of Wifloo!, 
Peek ft Hughes. Ite capital is $250,000, and ito initial surphu w 
$125,000. 

DIRECTORS: Chas. E. Peek, R. T. Marshall, S. J. Tovn- 
send, P. S. Mallett. H. N. Townsend, C. D. Rranks. R, Van Ider- 
stine. J. C. Shafer. E. B. Walker. S. G. WUoox. William G. WID- 
cox. Victor R. Meta. A. Leroy Eustace. 

FIELD MEN AND TERRITORY COVERED: The c 
operates m Cal., lU., Mass.. N. J., N. Y., 0.. aad Pa. 



LAFAYETTE FIRE INSURANCE COMPANY, New Orleans, La. 

President, John X. Wegmann; Secretary, Charles A. Gordon. Organised, 1869. 







Unearned 


Net 


Net 


Total 


Losses 




Total Ex- 


Losses 


YlAR 


Aaseta 


xremiuma 


Surplus 


Premiums 


Income 


P^d 


Diyidends 


Expenses 


penditurw 


Ineuned 


1913 


$496,722 


$48,468 


$286,035 


$45,995 


$20,542 


$18396 


$22,558 


$16,504 


$57,958 


•»^2S 


1912 


493,205 


50,846 


280.172 


53,313 


73,494 


11,336 


22,693 


19,384 


53.413 


8.7W 


1911 


478,298 


50,564 


261,570 


54.902 


73,885 


21.844 


22.500 


15.402 


69.746 


24.5M 


1910 


466,830 


52,027 


252.473 


59,905 


79,844 


21.817 


19.476 


19,002 


60,395 


J0.1M 


1909 


449,045 


50,631 


237.308 


60,019 


78.645 


25.714 


17,791 


20.580 


64.044 


27.3M 



Real estate 

M(«tgage loans. . 
Bonds and stocks 

Caah 

Agente' balances. 



Dec. 31, 1913. 

$5,000 



35.115 

444.710 

3,952 

7,945 



LiABiunxs, Dec. 31, 1013. 
Unearned prems.... $48,468 
Dividends unpaid. . . 1 2,2 19 



Total 



$496,722 



Total liabUities... 
Capital paid up.... 
Net surplus 

Total 


$60,687 
150.000 
286.035 

$406,722 



Underwriting profit, 1913, $14,100; mvestment profit, $14,263. 



RISKS AND PREMIUMS: Tire risks in force. December 31, 
$8,105,739; prenuums thereon, $91,624. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$2,106,982; losses paid, $802,655; dividends declared, cash, $712.- 
500; stock, $103,500. 

REAL ESTATE OWNED: Consista of building situated 2123 
Magiiine sL, New Orleans. Taxes for 1913 wer $141. Book 
value $6,500, market vahie $5,00a 

Tortate in New 



MORTGAGE LOANS: Tbeiv ai« 21 loans, 
115; all secured by first mortgage on im] 

Digitized by VJi^ 



'HgVr 



REPORTS OF FIRE INSURANCE COMPANIES. 



105 



LAFAYETTE FIRE INSURANCE COMPANY, New Orieans, hsL.-^ConHnued, 



OrfeaoB vorth 181,900. Tlien 
Decentbv31.lML Hi* en 
00 tlw martgaced boildiick 

BONDS AND CTOCES OWNED: 



N.0.4% 

S.0.7% 

N.O.Pub.i«p 

N.Oftan 

Lonauait 

AtcfaafiliumLevw 

BowrLme 

CWdoLww 

Ufcoifee Levee 

Fbatcfaertain Levee " D" ... . 
R.R.AtdLaDdB.B.Levw.. 
Can] tod Claifaome RJL . . . 

EdwoELCo 

N. 0. and CbmDton R. R. . . 



intenet past 
10.090 of &«u 


doe on 


Pfer 


Bfarket 


ValiM. 


Value. 


180,000 


$75,200 


18.000 


21,600 


25,000 


28,250 


15,000 


88,400 


50.000 


50.000 


10,000 


10.400 


20,000 


20.000 


25.000 


26,000 


45,000 


46300 


50,000 


57,500 


10,000 


10.400 


15,000 


17.250 


86.000 


26.260 


17,000 


17.510 



BoiiDa Ajn 9rpcn Ownn.—CmL 

D. 

fcT.ftS.B..10ah. 



DiziaHomaiteadAaB. 
Eureka Homaitead Soe. .. . 
Hibenia Homeatead Aam. . 
Third Dietriet Bldg Am. . 

Totals 



Market 

Vahw. 

81.000 

820 



660 



8444.710 



MIBCELLANEOOB: Capital baa been inereaaed from 846.500 
to 8150,000 by mcau of atoek dindendi. OoBUMuqr operates 
only IB La. 

DIRECTORS: Joaeph BamnaniL Hannr P. Dart. Geo. M. 
naTre, Adam Gambel. John O. Hertwrth, Walter H. HoAnami, 
John W. JoM»him, T. J. Kohl. ChrieCiaaMiller. F. W. Qraa, A. 
Regel, Loois Sehnler, A. Norton Skardon. R. Theum, Joaeph 
Tra&ddna. John X. Wecman. Samuel Wibon, Jacob Young. John 
T. Hohnee. Hemy P. Pfeffer. 



Hid SI. 
dtoi 



LIBERTY FIRE INSURANCE COMPANY, Jersey City, N. J. 

Fkcaident, John A. Potter; Seerefeaqr, C. D. Hirst. 

vaaiooorporatedm 1918 with an aatboriaedcain- adneee from the eompamr. though roquastehATa been made. Hm 
* we were adtiaed that the eoaqiany es- foHowiBg t e Btl anen are mr e eto r e ; Tiiiv L. Ford, Chaa. J. Brooks. 

Dr. Qeo. H. Dowsegr. Arthur Carter Hume. John A. Pbttcr, Fred- 
erick V. Stott, Harold B. Weaver. Walter G. Eari, A. K. Auiramo, 
Edward H. Brent, Charlee D. Hsst. 



during January, 1914» with a paid up capital 

flf $100,000 end a surphu of 850.000; eapitaltobe ' ** 



d. The oaaxpamr for tho praeent was to oonnne ite oper»- 
ifeeckhokien.^r a have not been able to obtain any reeent 



LIVERPOOL & LONDON & GLOBE INSURANCE COMPANY 
OF NEW YORK, New York, N. Y. 

/Mhkat, H. W. Baton; Seeretaiy. O. W. Hoyt; Assistant SooretvieB, J. B. Kramer. T. A. Weed. Oiganiaed. 1807. 





UDSafued 


Net 


Net 


IVMal 


Loeaoi 




i Total £x- 


Losses 


Y.«j Asset. 




Surplus 


FkemiuiM 


Ineome 


Pfeid 


DivkkDcb 


Bipenses 


pendituiee 


Incurred 


ms ii.o8o.no 


8282.207 


8548,077 


*8206»674 


8830,770 


•8115344 


815.000 


873.402 


820i346 


8115387 


m , 968.170 


236,215 


450,027 


235.124 


268.015 


137.100 


15.000 


64315 


216.615 


129.048 


1911 988,663 


282.388 


420,906 


226350 


256343 


117339 


15.00Q 


71.047 


20838( 


119.112 


JJIO 881.158 


227,258 


879,084 


221.738 


249.030 


111355 


15.00G 


68,091 


194.644 


113.685 


im 882,964 


247.310 


843.913 


228,002 


252360 


108.820 


10.000 


wMfi 


180.706 


103,000 



8813061 

AMiB,DBC.81.191S. 

Boadiaoditoeks... 8708380 

C«h 340.460 

Aetata bahMes.... 132.193 

litewt 4.767 



Toteli 



imnd 85631 

LuBOflna, Dm. 31. 1913. 

LosBOB unpaid 827,013 

Unearned prems.... 282.207 

Other fiabiUtifli.... 23.413 

Total BabifitiM... 8332.638 

Capital paid up.... 200,000 

Netsurphv 548.077 



81380.710 Total 81.080.710 



UodennitinK prafit. 1013. 890.609; mvestment profit, 87351. 

BISKS AND PREMIUMS: Fire risks in fone, December 31. 
MU7)3M; praninma tberaoD. 8497389; marine and inland risks 
B fane. $1,458340; pfemmms thereon, 833317. 

BCSINEBB SINCE ORGANIZATION: Ftaniums received, 
M6J017; losns paid. 8137.%66B; dividenda deelaiH oash, 
tU»325. 

BOHDS AND STOCKS OWNED: 
Boms. 

G«rai State, 1930. 3i% 

-5«ryflA^,aDa..l«23,34%. 

^cTeric Stale Oan^ 1957. 3% 

5;*O.E.R,cv,1983.4»%. 

3^5:40 iLR.Jt., 1921. 4% 

^ M. 4 at P^ ST.. 1932.4}% 

>«Uk4 WeiL a^. 1 COS. bl, 1996, 4% 

5« A We*. R. IL, ev., 1982. 4% 

£|-*5e>i.B.R,cv..l9W.4i% 

^««hm%.las.m..l9N,5% 

^utea, &kB k Southbound R. R.. 

I»m860,4% 



Vm 


Maitet 


Vahie, 


Vahie. 


810,000 


80,500 


195,000 


183300 


50,000 


48.000 


6,000 


5.460 


15300 


14.250 


6300 


6.060 


25300 


23300 


6300 


6.180 


7300 


7.140 


50.000 


51,500 



30300 26,400 



Boms AMB SroGU Owmid. 
Stocks. 

Ateh.. T. ft & Pe., p 

B.40.R.R.,D 

ChL. M. 4 St. P. R. R., p.. . . . 

C.C.C.A8t.L.R.R. 

01. Cent. R. R., lad h»., gr. . . 
Noifolk4WeBtemR.R..p... 

Southern Rv.,n 

Unkm Pacific K. R.. p 



Pte 


Market 


Value. 


Value. 


8100,000 


8100,000 


20.000 


16300 


40.000 


66.000 


40.000 


25.200 


80.000 


26.100 


50,000 


43.000 


50,000 


38.500 


20,000 


17.000 



Totals (book vahie, 8776,185) 8750,000 8703390 

MISCELLANEOUS: This company is controlled by intereste 
identified with the Liverpool and London and Qlobe of Liver- 
pool Vahie of special depoeit b Georgia, 89,500. 

DIRECTORS: Henry W. Eaton, Seymour J. Hyde. J. A. 
Stewart. Walter 0. Hubbard, T. M. Brown, Edmund D. Ran- 
dolph, A. G. Dent. 

FIELD MEN AND TERRTTORT COVERED: W. S. Warren, 
mneral affent, Chicago, HI., Clarence F. Low, general agent, New 
Orieaos, La. The company operates in Ala., Colo., Conn., Fla., 
Gil, IU., la.. Kan., La., Mioh., MUul, Misi., Blo^Mont.. Neb.. N. 
M.. N. J., N. Y.. N. D., P*., S. D., Tex., Utah, Wis. and Wyo. 



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106 



REPORTS OF FIRE INSURANCE COMPANIES. 



LOUISIANA FIRE INSURANCE COMPANY, Baton Rouge, La. 

PNnd«Qt.0.B.St6de:SeeKtar7.R.N.R<Mi. Onuised, 1891. FladHip Oapital. 105,250. 


Year 


Assets 


Uneuned 
PremimiiB 


Net 
Surplus 


Net 
Ftwniuins 


Total 
Inoome 


LOSM 

Pfeid 


DiTidends 


Expenses 


Total Ex- 
peoditnres 


LOSM 

Incurred 


1913 


105.280 
05.421 
03.801 
01,959 




105.200 
06,420 
40.809 
44,909 
40.170 




•7.333 
7.158 
7361 
7331 
7.008 


21 




$7375 


•7390 
7325 
7.270 
7395 
7.327 




1912 










1911 








3,473 
3,901 
3,203 


3,803 
3.934 
4.004 




1910 










1909 


57.210 











MISCELLANEOUS: The eompany made a reinsuniioe treatgr 
in 1907 with a hr^ American stook fire iosuranoe oompaoy by 
which all the Loiuaiana's liabilities were eliminated and it re- 
tained its identibr. contmuiag business as theretofore bat with- 
out any liability for unearned i 



DIRECTORS: J. D. Fisher. 0. B. Steele, C. C. Bird. Joseph 
Qebefin, S. I. Reymond, T. Jones Cross, W. P. ConaeH J. Vva- 
bacher, H. H. Howell, W. B. Burice. A. Doherty. Jr., J. N. Thonsi. 
J. A. Canithers King H. Knox. H. C. Pauben. 



LUMBER INSURANCE COMPANY, New York, N. Y.a 

President. Q. A. MiteheD; Secretary, R. H. McKelvey. Organiaed 1904. 



Year 


Assets 


Unearned 
Premiums 


Net 
Surphii 


Net 
Ftemiums 


Total 
Income 


Loom 
Pkid 


DiTidends 


RTpoDoqi 


Total Ex- 
peoditoiei 


Loaes 

Inooned 


1913 


•022.908 
834,448 
880.065 
497388 
630.005 




{•90313 
160.776 
79.648 
61,945 
106.118 


•153332 
407.102 

•405300 
350370 
800.081 


•182,110 
430398 

5474301 
308/)72 
318.415 


•311.414 
229.803 
300310 
231310 
170,947 




•75,221 
191.795 
178,496 
110,779 
98,931 


•380.035 
401.508 
538,708 
301.995' 
295.878 


•341,290 


1912 
1911 


•40300 


180.17S 
378.55S 


1910 
1909 


20.000 
20.000 


237381 
107385 



* As a result of merger a number of lines were reduced by reinsurance, making earned premiums, •467,799. 6 Inrindee •38.00U 
paid in by stoekholdere to equahae vahies on merger. 



Abshb, Die. 31, 1913. 



LuBiLRXM. Dbc. 31. 1013. 



Bonds and stocks. 

Cash 

Agents* balances. . 

Interest 

Other assets 



•453.470 Losses unpaid •71.020 

42385 Unearned orems.... 50320 

121,230 Other liabilities 4.000 

5,047 

30 Total liabiKties . . . •132,155 

Capital paid up 400.000 

Netsurphis {90313 



Total 



... 5022.908 Total •622.906 

{ This statement is m accordance with that filed by the company 
with the N. Y. Ins. Dept. 
Undvwriting loss. 1913. 075.020; mvestment profit, •15,657. 

RISKS AND PREMIUMS: Fire risks in force, December 31. 
49.091,399: premiums thereon. 0112320. 

BUSINESS SINCE ORGANIZATION: Pnmnmis received. 
^,749.870; Umbcs paid, •2.404,100; diyidends declared, cash. 
'•180.000. 



BONDS OWNED: 
Province of Ont., 1930, Zyi%.... 

New York Cy.. 1929. 54. 3H% 

New York Cy.. 1955-50. 4% 

Savannah. Ga., 1959. 4H% 

Inter. Tc. Buffalo. 1949. 4% 

Lackawanna Steel. 1923, 5% 

Lackawanna Steel. 1 cs., 1950. 5% . 
Nia., Lock. A Ont. Pow., 1954, 5%. 



Par 
Value. 
•107.000 
200,000 
90,000 
20.000 
25.000 
25.000 
28.000 
25.000 



Market 
Vahie. 
•100.407 
173,000 
85300 
20,400 
15.500 
22.500 
20.100 
22,250 



Totals (book value, •518,852) 5520.000 5453.470 



MISCELLANEOUS: This eompany 

1904 with a paid-up capital of •200,000 and an initial cash anrphs 
of •100.000. The Advoodaek Fire and the Lumber mflrcBdml9U 
under the title of the Lumber Insurance Oonpany, inorcMing the 
paid-up capital of the latter company to •400,000. The Lumber 
guarantees the policies of the Hudson Underwriters. Vahies of 
special depoeita: Oul, MMJOO; Ga.. 020,400; S. C. 98300. 

DIRECTORS: R. K. Albright. William H. Qntwiek, Biw 
M. Johnson.. John D. Larkin, John Jay McKelvey. R. H. McKehey. 
Guy H. Moulthiop, George A. MitoheU, John MitoheO. Robert 
W. PomermF, C L. Ring. Dwkht J. Turner, Guy White, F. C. 
Gratwick, Wm. G. FhMt and George M. Stevena. Jr. 

FIELD MEN AND TERRITORY COVERED: F.J.CaoIkini. 
Boston, Maas., general agent for Mass.; John McKdvey, flnndusky, 
0., general agisnt tat 0.: D. A. Fisher, Memphis, Tenn., geocnl 
agent for Tenn.; Leon Irwin A Co., New Orleans, La., genenl 
agents for La.: Walter T. Campbell. St Louis, Mo., general ageot 
for Mo.; J. U. Rainnie, Halifax, Nova Sootiajgcoeral agent* 
for the Maritime Provinces; J. M. Moorhouse, Wmnimg, Mao.. 
branch manager for the Provinces of Manitoba, Saskatchewan and 
Alberta: J. W. Garvey, Independence, Mo., nneral agent for Mol; 
W. T. Jelliff, general agent for Ore.; E D. Hardy, Ottawa. Ont. 
general agent for Dominion of Canada. The company operates in 
Gal.. Conn.. Del., Ga.. lU.. la.. La.. Md.. Mass.. h&eb.. Minn. 
Mo., N. Y.. N. C., 0., Ore., Pla.. S. C. Tenn., Wash., W. Va., 
Wia. and in Can. 



a Adirondack of New York merged with Lumber in 1911. 



LUMBERMENS INSURANCE COMPANY, Philadelphia, Pa. 

Prcflklent, Lewis Davis; Vice-President and Secretary. OUver H. Hill. Organised. 1673. 








Unearned 


Net 


Net 


Total 


Losees 




1 Total Ex- 


LOM. 


YSAB 


Assets 


Premiums 


Surphis 


Premiums 


Income 


Ffeid 


Dividends 


Expenses ipenditnres 


loeairal 


1913 


•1350,009 


•401,791 


•1.112,093 


•243,002 


•325319 


•107.901 


•45,000 


•115.087! •206348 


$112^ 


1912 


1^109 


450.791 


1.107307 


240.051 


321322 


135310 


45,000 


113,357, 293.007 


123 j)r. 


1911 


1321,277 


452328 


1.081.040 


243.850 


327303 


130.416 


45.000 


116.139 290354 


»53» 


1910 


1,782310 


4S2311 


1.015.750 


204.940 


340.754 


*?1'S** 


40.000 


119.019: 201.463 


10134 


1909 


1.708.439 


475398 


944.481 


204,925 


339317 


118.200 


35.000 


117.345! 270.Q0« 


120,7* 



Uoeariied premiums include amount reclaimable on perpetual poUeies. 



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REPORTS OF FIRE INSURANCE COMPANIES. 



107 



LUMBERMENS INSURANCE COMPANY, Philadelphia, Fsl,— Continued. 



Atfm. Dae. 31, 1913. 

Roles^ 

.Mortp0ekNUM.. 
Boadiud stocks. 

CoOitcnlkNUM... 

C«db 

Agents' bduees. 
laiertrt 



Totdi 



LuBiLRm, Dk. 31, 1913. 

LoMi unpaid 119.873 

Unnniedpranfl... 385.182 

Perp.dep.reoi 178.659 

Other iubilitka.... 6,852 

Total lubilitMa... 1488,516 

Capital paid up. ... 250.000 

Netsurphis 1,112.093 



81350,609 Total 81.850.609 



864.920 
126,250 
1,567,522 
5,000 
30,418 
32,014 
24,485 



ladenrhting pro6t, 1913, 88,638; inyertment profit, 840,588. 

RISKS AND PREMIUMS: Fire riaki in force December 31, 
I3l:04.136; praniuna thereon, 8530336; perpetual fire rieki, 
n^l.487; d^xMit prcmhims thereon, 8196.287. 

BUSINESS SINCE ORGANIZATION: Praawum reoeiTed, 
tS.TST.m; kMH paid. 83366322; divideiida dedarcd. oaah, 

RL4L ESTATE OWNED: The prindpal propertyiB the con- 
Put'i borne oSee boildtns at 427 Wafamt it, Philadelphia 
Vm'ai ttorin in front and 3 in back; its book ralue is 842,i'^ 



ud it ii caiTied at $40,000. There are 3 other Philadelphia 
pnpertiei (dvdlinsi), 6 in St Paul, inclnriing atoras, dweUmga. 
^'A6 and itabfei; 2 dweUinn in Denver: a dwelling in South 
■MbuiapoliB, and 1 in Omaha, Neb. The book yahie of none 
oi tiMw pnmrtiei etoeeds 85427, and in moet inrtancei ia much 
mOer; and in many eaaes they are eanied much below book 
nkat. There are no incumbnnoea. 

MORTGAGE LOANS: None of the 32 kiaiM ezoeeda 817,000 
ia laoont, the leearitieB being boated in Philadelphia, Duluth, 
MuuapoBs. St. Paul, Oak Park, lU., Omaha. Austin, 111.. Welcome, 
MiaiL, and Travera Co., Minn. The total k)aiM, 8126,250. are 
wured by properties Tahwd at 8254,100 and no interest ia overdue. 



COLLATERAL LOANS are na foUowa; 



Aixr. Pipe Mfg. Co., stk 

W«fi Cberter St. Ry. Co., 1 m. . 
FiddityDep.,itk 



ToUb 



Market 

Vahie. 

83380 

1.600 

1,480] 



Amount 



85,000 



85.960 



85.000 



BONDS .\ND STOCKS OWNED: 

BOHU. 

X«v York Ci^. 1956, 4% 

Ipper Darby TownAip, 1922. 5% 

Aa(«be«T.K.,1935,4% 

Ititta,N.Y.,1942,4i'^^i, 

Aiit?be«y Cc 1938-4. 4% 

AhooM, P^ 1«4. 4% 

.N?w York City. 1953. 3i% 

B 4 0. R. R. eq.. 1916-2.3. 4*% 

Beflerae, Pk., 193^-38. 4\% 

I>«il»tb, r., 1927, 4|% 

Woodbury, N. J., 1938, 4*% 

L« Aa^ CaL. 1960. 4J% 

AJbaBySo. R. R., 1939. 5% 

Axkatic Coait EL R.R., 1945.5% 

Aorera, Hg. 4 ChL R.W., 1 m.. 1941. 5% 
B«ty 4 7tti ave., R. R., ca.. 1943, 5%. . . 

B4 0.R.R^priorhi., 1925.3i% 

Brwkbra Imon Et R. R., gr., 1950, 5%, 
Qa^Si. L A Pitta. R. R-, 1932, 5%. . . . 
taaUia k QcarficU R. R., 1941. 5%. . . 
C«»l»ohockai Gm k Water, 1929. i% ■ • 

t«ailPae.R.R..gr.,1929,34% 

3»L,R.I.*Pac.Ry.,1917.4% 

t|t,U.ATe.,Sedalia,1952.5% 

(>»e. k PHti. sn. m-. gr., 1948, 3J%. . . 

P*3»23^W27,5% 

Coenirriflewat^.. 1939.5% 

fe^Uib. k C^m. Ry.. 1923, 5%.. . 

^9tRy,1910,5% 

P«n«i4iJaek.Rv.l995.4% 

Not^ UL Gaa U., Pbila.. 1928, 5%,. 
l^P*rt» »k. Tr. ctf., 1945. 4%. . . . 
J*« a U Stk. Tr. ctf ..Pa., 1946. 5% 

^Q.IlUBk*yn,1939,4% 

E«ieR.R,pnorh-.1996,4% 

?*^dV«1-»W17.5% 

0»aadB»iadiGMLt..l915,5% 

W»%r.*EL,1932.5% 

ID CcBL R. R.. Bt. L. Div;i96l, 3*%.. 



Par 
Vahie. 
825,000 
11.000 
20.000 
25,000 
50,000 
25,000 
25,000 
25,000 
25,000 
15,000 
25,000 
25,000 
25,000 
20,000 
25.000 
10.000 
15.000 
20,000 
18,000 
12,000 

5,000 
25,000 
20,000 

3300 
10,000 
25300 
25300 
25,000 
25,000 

5300 
21300 
25,000 

5,000 
20300 
25,000 

15,000 
10300 
25300 
25300 
15300 
10.000 



Market 

Vahie. 
823.750 
11.000 
19.200 
25.000 
48.000 
24,000 
21.000 
24.000 
25300 
15.000 
25.500 
25.000 
23.000 
19.000 
25,000 
10.100 
13300 
20.000 
19,060 
12.600 

4.750 
22300 
18300 

2,450 

8.600 
24,000 
23,750 
24300 
24300 

4350 
22,060 
20300 

5350 
17,600 
20,750 
15300 

9,900 
25,000 
24300 

11,700 

7300 



BONIMI AMD StOCU OWKtD.—ConL 

BoNDa.— Coal. 
Jamison Coal k Ck— Car Tr., 1915. 5%. 

Jackaon Ca. Tc, p., 1934. 5% 

Kauas City So. &., 1960, 5% 

Lehigh VaUey R. R., Annuity, 6% 

Lehigh Tc, 1923, 5% 

Lake Sh. k Mich. So. Ry.. 1931, 4%. . . . 

Lehigh d. k Nav^ 1930, 4i% 

Master BuUdera' Exch., 1917. 5% 

Milwaukee Gaa Lt., 1927. 4% 

Market St. Elev. Ry.. 1955, 4% 

Manufaoturera Wat. gr., 1939, 5% 

N. Y. Rya., 1 k r.. 1942. 4% 

N. Y. Rya. Co.. Adi^ln.. 1942 

N. Y. Gas. El. LtTnt. k Pr., 1949, 4% . 

Ohio Rivw R. R., 1 936, 5% 

Pa. SteeL 1917. 5% 

Pfessaic Ltg., 1925, 5% 

Philadelphm El. g. tr. ctf., 1948, 5% . . . . 

Phila. Co., Pitta., ce. m., 1951, 5% 

Pitts, k CharL St. Ry.. gr.. 1932, 5%. . . 

Pa. Co.,_gr., 1916, 34% 

Peoria, GtakE\.l m., 1923, 5% 

Public Service Corp., N. J., 1959, 5% . . . 

Rich, k Dan. R. R., cs.. 1915. ^% 

Reading kP.kR. CI. k I.. 1997. 4% . 
Rio Grande Western R. R., 1939. 4% . . . 

Soin^icrn Rv . fi], 1917-23, 5% 

St4 '-^k Ind, H. II., 1914.5%.... 

St. Swn, Hv.i^., 1948,5%.... 

Sui tt W -B. k. U., 1928. 5% .. . . 

Shi. . ,; k Lew. R. R. gr.. 1925, 4%. 

St. i. M^^rc. Bfte , rt . 1929, 6% 

SufKrior Wat. Lt. A Pr., 1931. 4% 

8ui>erit>r Wat, Lt. * Pr , 1929. 6% 

St. Pnul Gv U., IM4, 5% 

St. L Tm.. 1917. 4rc 

St. JiwtH <*>■.. 1937. 5% 

St. f i HI24.6'^^ 

Scr ;:v., JS32. 5*:; 

T€ ' ir. R. R,. 2000. 5% 

Tc A Nwtk R. R., gr.. 1920, 5% . . 

Ui r, Bldit, N Y., 1 m., 1928, 5% 

Ui 1 ,.,i?t. L, 1934.4% 

Wf'-tcheflicr Lt«., 1950, 5% 

WKhita Falln A Swn. Ry.. 1939, 5%. . . . 



SrocEB. 
Wilkea-Barre k Has. R. R.. p 

American Lt. k Tc. p 

American Lt. k Tc. c 

Grand Rapids k Indiana Ry. . 

Philadelphia Tc 

Phibdelphia Co.. p 

Philaddphia Bourse, o 

Philadelphia Bourae. p 

Detroit k Mack. Ry., p 

Detroit k Mack. Ry.. e 

Citiaeos Pass. Ry., of Phila. . 
City Lt. k Tc, p., Sedalia. . . 



Par 


Market 


Vahie. 


Vahie. 


85,000 


85300 


25,000 


24,000 


25,000 


23,750 


10.000 


13,900 


15,000 


14,250 


25,000 


22350 


25,000 


25,000 


4,000 


4,000 


20,000 


17,600 


25,000 


23350 


24,000 


24.000 


20,000 


15,000 


20.000 


12300 


25,000 


20300 


7,000 


7.140 


10,000 


10.000 


10,000 


10,000 


20.000 


20.400 


20.000 


16300 


10.000 


9300 


8,000 


7340 


25,000 


25300 


25.000 


22,000 


25,000 


25,000 


10,000 


9300 


25,000 


20.000 


20,000 


19,200 


15,000 


15.000 


25.000 


25,250 


7.000 


7.000 


10,000 


9300 


20,000 


21.600 


10.000 


8.000 


1300 


1300 


10,000 


9.600 


15.000 


14.400 


15,000 


13300 


25,000 


17300 


25,000 


24300 


11,000 


11.000 


25.000 


24350 


10.000 


10.000 


25.000 


17.500 


25,000 


25.250 


20.000 


19.600 


1300 


65 


10.200 


10.710 


4.800 


15.600 


10.000 


2.000 


12300 


20350 


20,000 


17300 


500 


30 


100 


56 


3300 


3380 


8,000 


6.800 


600 


3360 


3300 


1,060 



Totals (book vahie, 81, 599. 175) 81.658300 81369.961 

MISCELLANEOUS: Capital increased in 1876 from 8125.000 
to 8200,000, and in 1880 to 8250,000. Losses incurred and Umscs 
paid inchide those occurring under perpetual policies. Cohf 
flagration losses: Baltimore, 1904, 8780. 

DIRECTORS: Lewis Davis, J. Gibson Mcllvain. Edmund 
Webster, David E. Williams, Oliver H. Hill. John Hay, Edwin 
S. Dixon. Francis I. Maule. Herman Hoopea. Isaac W. Roberts. 
George J. Watson, Jay Gates. 

FIELD MEN AND TERRITORY COVERED: Herriok k 
Auerbach, 189 U SaOe st., Chicago, lU.. managers for lU.. O.. 
Mich., Wis., Colo., and la The company operates m Colo., III., 
Ia., Md., Mich., Minn., Miss.. N. Y.. 0., Pa. and Wis. 



Digitized by 



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108 



REPORTS OF FIRE INSURANCE COMPANIES. 



LUMBERMENS MARINE INSURANCE COMPANY, Norfolk, Va.1 

Fftadeot. John L. HoiMr; SeeretMy and TVeararor. W. B. Boper. Ofe^oindJlSM. 







Unearned 


Net 


Net 


Total 


LoeeeB 




Tni^ Ex. 1 


ham 


Ybab 


Awrti 


Fkanhime 


Sorphii 


Ftanhum 


Income 


Ffeid 


Diridendi 


ExpenM 


penditom 


Immd 


1913 


•SJ-JS 


$169 


S36.994 


18.666 


111.666 


65.496 


62.500 


18,417 


611,415 


K.l« 


IV12 


61499 


138 


y-ss 


^2'5*2 


12.713 


6.183 




3,353 


12,28( 


3^17 


1911 


61,709 


126 


34.772 


9,646 


12,160 


738 


6,000 


3^ 


oioS 


Ui 


1910 


68,469 


IM 


33,092 


11.804 


14,268 


871 




83^ 


17.174 


871 


1909 


68,400 


39S 


32,876 


18,292 


20,837 


6.640 




8!^ 


16>8ll 


5.640 



gtort«eU«.. 

stoob.. ..'!.■.'.*..*;. 

CMh 

Agenti' balaaew. . . 
Interest and rente.. 



Dbo.31.1913. 



Lunumg, Dbc. 31. 1913. 



66,500 

31,500 

12,936 

7,510 

1.722 

1.103 



Unearned 
Other 

Total liabiMiiee. 
Capital paid up. .. 

Netiorplus 



6169 
106 



$277 
25.000 
35,994 



Total 



661.271 Total 661,271 



RISES AND PREMIUMS: Marine and inland rMke in foroe. 
683.128: piemhnaa thenon, 6338. 

BUSINESS SINCE ORQANIZATION: FMnhuns leeeiTed, 
6210.628; loeM paid, 689,603; divideoda deelaied. cash, $51,610: 
■took. 618,200. 

MORTQAQE LOANS: There are 2 loan aorwitinc 66,500 on 
oopertsr Tahied at 612.000. There was 75% interest past due on 
Deo. 31. laei. There is $6,500 of iuoianee on the 



I only. 



BONDS OWNED: 

Norfolk aty, wat 

Norfolk City.r 

River Fhttt Belt line 

GaneU ft Co. Ine. 

Nauenmond Bxf. Biiek ft TUe. 
CeeeKa linneor , 



Totab (book vahie, $31.500) . 



Pkr Mute 

Value. Vifax. 

$5,000 $4,700 

5.000 iTOO 

7.000 im 

8.000 8,100 

2.000 2,«iO 

6.000 S^O 

$32,000 131^00 



MISCELLANEOUS: Capital inoreaeed in 1901 fram ttJOO 
to $15,200; in 1908 to $16,000: in 1903 to $244X10: aadtalW 
to $26,000. IHnaaeta buauMM m Va. only. 

DIRECTORS: John L. Roper, C. L MiUwd. Hortoa Oonni. 
R. J. Camp. A. B. Cramer. 



YTVaoMOti ] 



MADISON INSURANCE COMPANY, Madison, Ind. 

Ptewlant, J. W. Oonutt; SMNtwy, J. K. W«grw. Oin^Md, ISU. 







Unearned 


Net 


Net 


Total 


Losees 




Total Ei- 


LOM 


Ymam 


Aaseti 


Fkemiums 


Sorplijs 


IVenuums 


Income 


IVud 


Dhridends 




penditvres 


lamnd 


1913 


$186,360 


$10,871 


$70,497 


614,158 


$24,369 


$12,206 


$8,000 


$5,443 


$26,649 


ftS 


1912 


196.51C 


16.606 


72,162 


26,419 


34377 


16.578 


8,000 


4357 


29.134 


17,MB 


1911 


189,251 


16.572 


65,430 


23,852 


34,144 


19,247 


8.000 


6344 


32391 


17^ 


1910 


192,645 


17.502 


65,459 


26.592 


36.667 


23398 


8.000 


6,333 


87331 


fi^lil 


1909 


196,537 


17.160 


74,259 


23,346 


36.378 


17.630 


7.OO0 


5315 


10.14^ 


im 



Realc 

Bonds and stocks., 

Oollatemlkwiw.... 

Cash 

Agents' balances... 
Interest and rents. . 
Otfaeri 



Dm. 31, 1913. LuBiLmiB, Dm. 31. 1918. 

$1,000 
10,871 
4,000 

1 



$6300 

158315 Unearned I 

11300 Unpaid dividends.. 

'^-' Other liabifitifli.... 



Totals 



2,091 
2,730 
2,961 
1372 



Total liabiliticB. 
Caitttalpaidup.. 

Nets ' 



$15,872 
100.000 
70.497 



$186369 Total 6186369 



RISKS AND PREMIUMS: Fire risks in foree 
$1,606,702; prenuums thereon, $21,656. 

REAL ESTATE OWNED: Consists of office 
leeemd last year. 6100. 

COLLATERAL LOANS are as foUows: 
Smubriss. 

Twin Cy. Ruki Transit 

Fire ft Mech. Insurance 

Personal security loan 



31. 



Amount 



$6,000 

300 

1.238 

5.000 



Totals.. 



BONDS AND STOCKS OWNED: 
Bonds. 



$12338 



Southern Railiray 

United Tl 

Westinghouse El 

Syracuse Lodge K. of P. 
Real estate mortgage. • • . 
Toledo Tm 



Par 
Value. 
$5,000 

5.000 
10,000 
1.000 
2,000 
11.000 



Market 
Value. 
$5,150 
5.000 
9300 
750 
2,043 
9.020 



BoHOB AKD Stocks Owhed.—CohL 
Srocsa. 

Local Building AssDS 

Union Pac. R. R,, e 

Twin City R T.,e 

Ind. National Bank 

Brooklyn R T.. c 

Southon Padfic. c 

National Biscuit, e 

Amer. Tl. ft Tg.. c 

Cin.. Newport ft Cor. L. ft T. Co.. p.. . 

Lehigh Valley Coal Salee 

Lehigh Valley R.R.C 

United Cigar Mb., e 

Proctor ft Gamble, c 

Penn. R. R. c 

lU. Central R. R., c 

Atch., T. ft 8. Pe. R. R., c 

National Biscuit., p 

Pint Natk>nal Bank. Cinn 



Per 
Vahie. 
SS300 

1.000 
2,000 
3.600 
6.000 
6,000 
7300 
4.000 
5.000 
450 
4300 
4.000 
6,400 
13350 
6.000 
5.000 
6.000 
4.600 



Mvbl 

VlfaK. 

1^ 

2.U0 

i.m 

4.4N 
9^ 
4,»1 

6.70! 
I.SO! 
34^ 
14.901 
5,011 
4.7« 
5,90 
8,97 



Totals $120,100 $15831 



did tranaaet a sttiphB lioB bos 

ttdianapolie. Ind., but hse aoi 

Conflagatifm loeses: San Fw 



MISCELLANEOUS: 

ness through A. J. Van Deinse. 
withdrawn from this business. 
Cisco, 1906, $5,000. 

DIRECTORS: J. W. Coraett, John B. Ross, E. E IVnid 
H. W. Hargan. J. K. Weyer. 

TERRITORY COVERED: Indiana only. 



MARQUETTE NATIONAL FIRE INSURANCE COMPANY, Chicago. D 

Prewlent. Anthony Matre; Vioe-PMident, Henry Reis; Seeretaiy, Robert Q. Derlin. Inocqwrated, 1912. 
This company has an authorised eaoital of $1,000,000, and it for in the foDowing week. It is its intention to operate in tl 
is proposed to have an equal amount of surphis. We are advised Middle and Western States only^ for the present. Hcwy 
fay the company's undenniting mana^, as of lifUy 15, 1914, that Woeesner is the «**'**r»e underwriter, 
a liesDse to traneaet a general fire busmeas in Ol-wouM be applied Digitized by ^^ji^OVLC 



■ REPORTS OF FIRE INSURANCE COMPANIES. 



109 



MARYLAND MOTOR CAR INSURANCE COMPANY, Baltimore, Md. 

PMideot, J. Pnrriaiice BobmI: Seeratary, ChM. B. Reefw. Onuund. 1910. 


Tlil iflMti 


UuuiMd 
Fkonniiiis 


Surphii 


FMnfauM 


IVMal 
Ineoma 


Umm 

Fkid DlTidCDdt 


ToUi Ex. Lamm 
BipcDM iModitarat Inramd 


UU 

uu 

Ifti 


5431.881 
414.797 
168.519 
142.5S6 


871,675 
48339 
41,304 
18.709 


882,886 
47347 
11.499 
18.627 


8161,918 
112;4S2 
90355 
88344 


mi 


$46,469 815300 
39.682 8300 
29380 


$91,483 8152,052 $58,478 
61.173 108305 44.143 
45.182 74,712 32.103 


lltO 


6,415 


1635« 23371 7386 



*lBehui« $25,000 initnl 



paid in. Mid $50300 sarphv from nie of sUwk m 1912. 



. Dk. 31. 1013. LiABnniH, Dw. 81, 1918. 

BgodiudflloekB... $382308 LoBBeBuapud $15,059 

CMk 17391 UneanwdprCQH.... 71,675 

27329 OthflrliabiEtiM 12381 

5,158 

Total liifailitM... $89,015 
Capital paid up..... 300.000 
NetBOxphii 32366 



Totala 



$431,881 Total $ai381 



, 1913. $6326: 



profit, $0,670. 



RISKS AND PRBMIITMS: fire mke m fone, Deoembor 31, 
|Bi35329; ptemhiiia thcraon, $143351. 



BUSIN18B SINGB ORGANISATION: ..»»«. .<^,w, 
lttU99; kMMpaid, $132346; dividenib dMdand, oadi, $83300. 



BONDS AND aTOCKS OWNED: 

Boinw. 

Arinia. N. Y^ jwr., 1922-33, 4H% . 

BAb. N. Y., &Bt., 1032, 4yi% 

W«jo, N. Y.,«.. 1932. AH% 

B(Alo,N.Y.,icr.,101»-20.4% 

NJT Cy..«..aHL. 1960, 4K% 

RfABond. V^. pub. imp., 1943, A% 



Va.,r. imp., 1938,4'^; 
^^ — jr. N.Y, StTR. R.. r., 1933, 4H% 

Ro»e,N.Y..wrt.r..l»81,4K% 

TuewD Co^Va.,idi bg.. 1938, 5%.. . . . 
Twf . N. Y., pub. iBBD.. im-81. m%. . 
Itor, N. Y., mTdTRbb.. 1919, 4H%-. . • 
Ctiea. N. Y., jnb. imp.. 1924, 26, 4H%. 

JflQk(n^N\Y..inrT»20^ 

Up.iLR^ev.,1983,4H% 

BQ«iiD4So.RJUezt., 1918,5% 

aa.40.Ry^eT.,1980.4H% 



ai.CT.Ry.,lm..l«27,5%. 
C.R.I.APacRy..eq.ii.. 1915. 4J4%.. 
C. R. I. A Pte. Hy., 1 r.. m., 1934, 4%. . 
CokoDbv St. Ry., 1 ea. m.. 1932. 5% . . . 
J*. A Nwa. Hy^ 1 m-, 1921, 4«%. . . . 

M., D. AS. RJR^ jr, 1947, 5% 

M 8t Ry. A 8t P. Of. Ry. C8ja..l9283% 
M, K. A T. Ry., see. m.. 1915. 5%. . . . 

No. Pie. Ry., pr. Ul. 1997,4% 

P1H.R.,CT,1915,3H% 

?».RRn0^m.,1948.4% 

^ L A 8u F. R. R.. eq. n.. 1915. 5%. . 
^ U 1- Mtn. A So, Ry.. eq. n.. 1916, 6% 
5«-L.. I. M. AS.Ry.,rA.g.,l.m., 1933, 4% 

a»nPk.^,,eT.. 1927,4% 

Ia R}% 4 B., BaHc. 1 m., 1949. 4%. 

W«*nMd.Ry.,n.. 1915.5% 

J Ptib A Swn. R. R.. 1 m., 1939. 5%. 
Bfcto. D.. 1 BL. 1947. 5% 



F» 


Maiket 


Vahw. 


Vahie 


811300 


811.402 


10300 


10.100 


14.000 


14.140 


16300 


15340 


70,000 


70.000 


10.000 


9300 


400 


376 


20.000 


20300 


15300 


14350 


5,000 


5,100 


11.000 


11380 


9,000 


9.090 


10,000 


10370 


10300 


10,120 


5.000 


4350 


5.000 


5,000 


5300 


4.000 


5,000 


4.950 


5.000 


4,900 


5.000 


3,600 


5.000 


4.900 


3300 


2,730 


5.000 


4,750 


5.000 


5.000 


5300 


4.750 


5,000 


4.650 


5.000 


4.850 


5300 


4.950 


5.000 


4,950 


3300 


2,970 


5.000 


3350 


5.000 


4.600 


5.000 


4,150 


10.000 


0,700 


10300 


0.700 


10,000 


9,700 



Bone Ajn Sioon Owim.— CmiL 

Bonos.— CoNi. 

Oi. Gaa, Balto. id. m.. 1964, 4H%.., 

DaTidBon Cham., 1 m., 1932, 6% 

Eqoit. M. Tr.. Balto., 1 m.. 1923, 5%. 

LadodeGaaLt.,St.L.,1934,5% 

8yTaaiMGaa,lm.,1946.5% 



Sfoou. 

Pft.RJl 

Mente. A Meeha. Nar. Bk.. Balto. . 



Ftf 

Vaba. 

$15300 
6.000 
5.000 

10.000 
5,000 



10,000 
2.000 



Maikat 

Vahw. 

$18,950 
4350 
5.000 
0300 
5,060 



11300 
6,640 



Totals (book Talue, $893387) $384,600 $382306 



laSCELLANEOOB: This «Nii|)aiiy ma atgaaiaed ia 1910 
and wwnmanoad hnainw with a paid-up capital of 8100,000 and 
a eadi aurpha of $25300. Tha oompaay inareaaed tta capital in 
1012 to $300,000. ako adding $50,000 to iti net aorphia from 



.GharicaE. 



DIRECTORS: 



John R. Bland. Jm. C. FenhaocB, C^ 
Riaman. J. Purviaaca Bonaal, W. Mna Kayacr. tf ihB Whita. Jr., 
Jaoob A. Uhnan, William Whitridfla, W. Qraham Bovdofai. Jr. " 
D. Book, R. C. Hoffman, Jr.. CTB. 

FIELD MEN AND TERRITORY COVERED: Boriand k 
Mam, San FVaneiaoo, mananra for Oal.: Jaaoha A I 

DeDV«r,manacecaforGok>.:CourtlandE.FianonCo..^ ^.._ 

noeral aflent for Del.: Ralph W. Lea, Waah., seoeral afwt for 
Waah., D. C; GeorKa £. Brennan, Chi.. manat« for HI.; Foatcr A 
Meiaick. Ind.tmanafciB for Ind.; Merritt W. Locaa, Kan. Cy., lan- 
eral agent for lEan. C^., Mo. and Kan.; Parr A Pttrr, Balto., general 
agent for Balto.; O'Neil A Parker, Boeton. managon for Maai.: 
Wm. H. McBiyan, Detroit, manager for Micb.; Stephen A. Martin. 
St. Loma, manager fbr Mo.; Sehryver A Gorier, Newark, manuerB 
for N. J.; Henry K. Brent, N. Y.. manaoer for N. Y. Cy.; American 
Agency Co., Chartotte. general agent for N. C; Hngnna. Smart 
A SearkBj Clereland. managera for No. 0.; EdwardB. Shipley. 
Cindnnati. manager for So. O^ Hartman A Thompeon. PorUand, 
omenl aant for Ore.; Alfred P. Derereux, Philadelphia, manager 
lor Philadelphia. Pa.; Howard Shaw. Pittaborgh. general agent 
for Pittabuigh. Pa.; Jamca E. Smith. Ptovidenee, manager for 
R. I.; W. D. Middleton A Co., Charleaton, general agent for 8. C; 
Seay A Hall. Dallaa, general agent for Tex.; Baklwm Broe.. Nor- 
folk, general agent for Va.; John C. MoCoffiBter. Seattle, manaoer 
for Seattle, Waah.; Stanton A ffiO, Taooma, general agent for 
Taooma, Waah.; Alfred Paull A Son, Wheeling, general agent for 
W. Va.; Haokett. Hoff A Thiennann. Milwaukee, general Ment 
for Wia. The company ia tteenaed in Cal.. Cok>.. Del.. D. of C. 
in.. Lid.. Kan.. MdTMaai.. Mioh^Mo.. N. J.. N. Y.. N. C. 0., 
Ore.. Pa., R. I., S. C, Tex., Va., Waah., W. Va. and Wia. 



MASSACHUSETTS FIRE AND MARINE INSURANCE COMPANY, 

Boston, Mass.§ 

PNBident, Eyerett 0. Benton; Secretary, Walter Adiard. Organiied, 1910. 



Tut 


Aaeete 


UncMiMd 
Pieuiiuma 


Net 
Sorploa 


Net 

Pftmhuna 


Total 
Income 


LoBoea 
Paid 


Dividenda 


1 Total Ez- 
Expenaea | penditurea 


LoBBce 
Incurred 


IfU 


$13fl$.776 
U3I357 
1.218.793 

igQBsm 


$483,787 
a06.433 
270.001 
1194U 


$308311 
377,250 
111.020 
456397 


•$882391 
531310 
393,743 
148,130 


$680,469 
572.019 
437371 

t8fll.012 


•$333,580 

226,465 

130.555 

7387 


$15,000 


$264,042 $612,622 
224.4S9 450,954 
173.835 304390 
95,186J 103.073 


$339,015 
249,463 


1911 




149.111 


m 




16,348 



. I $182,145 1 

i TnaaactB both fire and ] 



I loaees. flneludea $500,000 premium on stock. 

Digitized by 



Google 



110 



REPORTS OF FIRE INSURANCE COMPANIES. 



MASSACHUSETTS FIRE AND MARINE INSURANCE COMPANY, —Continued. 



AMm, Dec, 31. 1013. 



Bonds mod ttocka. . . 11.186,756 Lobbcb unpud 

Cash 62,047 Unnrnedpni 

Other 



Lluiilrxbb, Dk. 31. 1013. 



Agents' balanoes.. 

Interat. 

Otluri 



112.276 
8.608 
00 



ibes.. . 

TotalliabifitieB. 
Capital paid up. 



166.771 

483.787 

10.407 

1560.065 
600,000 



Total 



Netsurphu 308.811 

$1,360,776 Total $1,360,776 



Undenmtiiig loas. 1013. $63,650; mTostmait profit. $10,203. 

RISKS AND PREMIUMS: FSre riolcB in force December 31, 
$70,802,581; premiuma thereon. $710,573; marine and inknd risks 
in force, $7,052,015; premiums thereon. $178,062. 

BUSINESS SINCE ORQANIZATION: PMniums received. 
$1,706,674; kMses paid. $687,166; dividends declared, cash, $15,000. 

BONDS AND STOCKS OWNED: 

BOICDB. 

U. 8. Gov.. leg., 1025, 4% 

Boston, MasB.. rag.. 1058. iH% 

Boston. Mass., reg.. 1030-40. z\% 

QreeDfiekLMaas., Fire Dis. c, 1014^.4% 

Holyoke, Mass.. reg.. 1833-35. 4% 

LoweUTMasB.. c, 1014-16, 4% 

Maaiaohuaetts. reg., 1022^48. Zk% 

Massachusetts, reg. 1036-10. 3% 

Methuen, Mass.. c, 1024-30. A% 

New Bedford. Mass., n«., 1024-27, A% ■ 
No.Attlebaro, Mass.. c. n«.. 1037^0. 47c 

Wayland. Mass.. c, 1014-30. 4^7^ 

Detroit Tm. A Ton. 1 m.. c. 1061. 4i%. 
Ore.-Waah. R. R. ft Nav. 1 A rfg.. c. 

1061,4%, 

American Tl. k Tg., c, 1020. 4% 



Boston Tm. m.. reg.. 1047, 34% 

New England Tl. ft Tg.. c. 1032. 5% . 
Cohabus El., o. n., Ga., 1014, 5%. . 

SrocKB. 

OldOoIonyRR 

First National Bank. Boston 



Par 


Market 


Valoe. 


Value. 


$10,000 


$11,200 


25.000 


28,000 


200.000 


101,500 


51.000 


51,630 


17.000 


17.340 


23.400 


23 400 


156.000 


153.020 


44,000 


38.800 


20.000 


20.230 


42.000 


42.040 


16.000 


16.480 


21.000 


21.160 


20.000 


10.200 




17.600 


10.000 


8.600 


50.000 


46.000 


60.000 


50.000 


25.000 


24,750 


6,200 


0,672 


16.700 


71,476 



Boms AMD Stocu Owmbd.— Coiif. 

SlOCES.— C«ll<. 

Merchants National Bk, Boston 

Merchants National Bk., Worcestflr. . . 

Old Cok>ny Trust. Boston 

American Tel. ft Tg. 

Brockton Gas Lt.. Brockton 

Cambridge Gas Lt.. Cambridge 

Edison El. 111^ Boston 

General Ady. Bur.. N.Y.C 

Lowell EL Lt. LoweD. 

Lynn Gas ft El., Lynn 

New Bedford Gas ft Ed. Lt 

New England Tl. ft Tg 

Sprin^dd Gas Lt.. Mass 

Und»writets8alv..N.Y.Cy 

Western Adj. ft Ins., Chicago 

Western Unira Tg 

Worcester EL, Lt, Mass 

Worcester Gas U., Mass 



Pte 


Market 


Vatas. 


Value. 


$10,000 


$28.S00 


12.500 


25.000 


15.000 


45.900 


10.000 


12,100 


8.000 


12,000 


8.700 


10,323 


10.000 


24.700 


50 


too 


5.000 


10.250 


5.000 


23,400 


6.300 


18,585 


20.000 


26.600 


bjaoo 


14.250 


600 


750 


100 


200 


50,000 


29.000 




13,300 


10.000 


28.500 



Totals (book vahie, $1,202,668). 



10.450 $1.186.7S< 



MISCELLANEOUS: This company was organised in 1910 
aiKl commenced buMness in that year with a paid up cuital of 
$500,000 and an initial surplus of $500,000. Deposirin Ga.. 
$10,000. 

DIRECTORS: Herbert Austin, Hugh Bancraft, E C. Benton. 
E. R Chun^. R. J. Dunkle, W. R Evan. W. S. Gtidden. G. A. 



Ham, W. B. Henderson. J. T. Hoaford. R. O. Lamb, Edw. Lumine. 
W. A. McKenney, E. T. McKnight, E. P. Rioker, F. L. Ripky, B. 
J. RothweU. W. Q. ShiUabcr. G. £. Smith, J. J. Stotrow, Luoob 
Tuttle, Joeeph B. RmseU, E. S. Webster. W. B. Donham. H. A. 
Fabian. R. F. Herriek, C. G. Rice. 

HELD MEN AND TERRITORY COVERED: John J. 
Downey, general aoent, Boston, Mass.; G. B. Holt, Boston^ Mass., 
special agent for New Enghmd; Charles N. Roe. state agent, 
Detroit, Mich., for So. Mich, ft 0.;B. C. Cooke Agei^, Superior. 
Wis., State agents for Wis.. Minn, and No. Mich.; Hay ft Rev- 
nolds, Raleigh, N. C, general agents for N. C ft S. C; James L. 
Dickey, Jr., Atlanta, Ga.. State asent for Ga. The company oper- 
ates in Conn.. Del.. D. C. Ga.. IlL, Ind.. Ky.. Me., Md.. Ma«., 
Mich.. Minn., Mo.. N. H.. N. J., N. Y., N. C, 0., Pa.. R I.. S. C, 
Vt and Wis. 



MECHANICS INSURANCE COMPANY OF PHILADELPHIA. 

Philadelphia, Pa.* 

President Smon J. Martin; Vice-President John M. Campbell; Secretary. John A. Snyder. Organised, 1854. 







Unearned 


Net 


Net 


Total 1 


Losses 




Total £z- 


Looses 


YlAB 


Amets 


Pnmimns 


Surplus 


Premiums 


Income { 


Paid 


Dividends 


Expenses 


penditures 


Incurred 


1013 


$1307,2t64 


$724,652 


$385,591 


$382,858 


$448.4641 


$225,283 


$25,000 


$176,791 


$427i074 


S216.730 


1012 


1,300,016 


711.298 


397.649 


387.623 


446.859 


219.972 


25.000 


181,250 


426.222 


225.126 


mi 


1,875,900 


606,507 


892.410 


383.608 


443.389 


228.005 


25,000 


178.507 


431.512 


215.288 


1010 


1,352.747 


092.492 


364,489 


404.853 


462.986 


199.942 


25.000 


182.724 


407,666 


105,649 


1900 


1.318.089 


677.196 


347,403 


397.609 


452.5971 


186,982 


25.000 


177,787 


889.769 


101,384 



Unearned premiums inchide amount reclaimable under perpetual policies. 



Aaans, Dk. 31, 1913. 



Real estate 

Morsage loans 

Bonu and stocks. . 
Collateral loans.... 

Cash 

Agento' balances.. 
Interest and rente.. 
Others 



$100,000 
214,650 
906.138 
60,000 
54Xt66 
43J952 
13.030 
5.728 



LLuitLrnss. Dae. 31. 1913. 

LosBss unpaid $38,761 

Unearned prems .... 399,598 

Peip.dep.i«cl 325.054 

Other liabiUties 8.560 

Total liabiUties... $761,973 

Capital paid up ... . 250,000 

Netsurplus 385.591 



Totalasseto $1,397,564 Total $1,397.564 

Underwriting kMS. 1913. $26,267; investment profit $44,122. 

RISKS AND PREMIUMS: Fire risks in force (except per- 
petuals). December 81. $78,819,368; premiums thereon. $750,- 
777; perpetual fiie risks, $15,487,023; deposit premiums thereon, 
$850,585. 

BUSINESS SINCE ORQANIZATION: PMniums received 
$8,350,889; )omm paid, $4,490,981; dividends deckred, cash. 
$860,660. 



REAL ESTATE OWNED: Consiste of the oompaiur'a borne 
office buildinjs at southwest cor. Fifth and Wahiut sto.. Philadelphia, 
a 4-story brick building with basement and tower and a 4-6tory 
brick office building adjoining and rommwninating; book vahie. 
$72,430; carried at $90,000. Rente received last year. $4,642: 
taxes and expenses, $1,450; also a Denver iroperty taken under 
foreclosure, which cost $10,776 and is carried at $10,000. 



MORTOAQE LOANS: The 1 



67 and 



$314,650, the value of the mortgaged properties being estimated 
at $420,525. On December 81, last there was $041 " 



overdue, all but one of the due dates beins in De 
pany holds $221,100 of insurance on the buudings. 



of interest 
Com- 



COLLATERAL LOANS are as follows: 
SactriuTixa. 

Union Tc 

Lehigh Coal ft Nav 

United Gas Imp 



Totab.. 



Market Amoimt 
Vahw. Loaocd. 
$25,3751 

27,760> $60,000 
26,737) 

$79,862 $60,000 



* Pannsylvania standard. 



Digitized by 



Google 



REPORTS OF FIRE INSURANCE COMPANIES. 



Ill 



MECHANICS INSURANCE COMPANY OP PHILADELPHIA, Philadelphia, Pa.— Con/. 



BONDS AND STOCKS OWNED: 



United StitfliNev, 1925. 4%. 
CliftoB HoBhti, FL, 1018, 6% 
Ftiladdplia.r, 1918.31%.... 
Philaddpha, 1925^1. 3i%. . . 
Py«U(ihk,19il.4% 



Ne« York Qj^ eoip. stk., 1980, 4i%. . . . 
New Yorit &., oocp. 8tk^l963. 4j% . . . . 
.^Jtoooft k hiui Val. El., 1 A at. m., 

I«a,4i% 

Aooicao SjB.,eoa tr., 1917, 5% 

AriaweaL, 1 m., 1958.5% 

B.40.R.lt.Pitt«.,L.E. A W.Va..r.m., 

1141,4%. 

B.40.R.R.,eq. tr., J.. 1922, 4J«7. 

B. 4 0. R. H., eq. tr.. B., 1915, 4irc ... 
B. 4 0. R. IL. eq. tr.. C, 1916, Ai'-'c.... 
B. 4 0. R. R, eq. tr. D., 1917, A\% .... 

B. 4 0. B. R. eq. tr.. E. 1918, 44% 

B. 4 0. R. R. eq. tr.. P., 1919. 4}% 

Cmda 4 SuboriMii Ry. 1 m.. 1946. 5% . 

nioi.4 0.R3r.,«g.g.n..l915,4% 

rhl, R 1. 4 RiB. ft- eq. g., C, 1918. 4 J% 

CoMoBd«tedTc.,N.j;,l»33,5%. 

CkL. Mil 4 St P. Ry., gn. m. g., C., 1989. 

Hoeki^ VaD^ H. BqVObt Cijt., 1917, 

imn, FtiaL k CImt.' ^.1 m.', 1W9'.4% 

Jobarton Vm. Ry. m., 1931. 4% 

fake Shore A Ifieh. So. Ry., 1928. 4%. . 
Ubgb Coal A Nsv.. oolL tr.. 1930. 4i% . 

Leiugb VaL CmJ, 1 m., 1933, 5% 

Iffavfa VaL R. R.. ea. m. In., 1923. 4|<'^. . 

)<«ket St. Eler. By.. Fhik.. 1 m., 1955. 

i% .T. 

5-J£?J^«a:*'- l»22»*i% 

Noef. 4 W. Ry. Div. 1 h. 4 gn. m., 1944 . 

N'orfift 4 Wcitera' Ry-i eq*. 'tr.Vl9i7 ,4% 

NorthaaPte.Tm., 1933. 6% 

JJ<irthP.B.R. 1 m., 1936,4% 

JfcM. Co., «. loM, 1916. 3i% 

Peaa-.n- frt.eq.tr.. 1917.4% 

Pbi|i.4&ieR.R..g..l920,4% 

Kul*.. V± k Bait. £ R.. 1917, 4%. . . . 



Pte 


Bfarket 


Value. 


Vahie. 


$5,000 


$5,625 


3.000 


3,075 


20.000 


19,450 


13,000 


12,194 


67.000 


67,083 


40.000 


40.100 


10,000 


10.360 


20.000 


16.200 


10,000 


9.500 


10,000 


9.000 


10.000 


8.450 


10.000 


9.700 


5.000 


4.970 


5,000 


4,947 


5.000 


4,925 


5.000 


4.906 


5,000 


4.897 


IJLOOO 


15,150 


10.000 


9.875 


15,000 


14,437 


10.000 


10.025 


15,000 


15.131 


10,000 


9,576 


20.000 


18,150 


10,000 


8,300 


10,000 


9,200 


25.000 


24.750 


10,000 


10,400 


10.000 


10.067 


50.000 


46.500 


25,000 


24.000 


10.000 


8.762 


15,000 


14^612 


10,000 


11.100 


11.000 


10.890 


11.000 


10,725 


25.000 


24,376 


118,000 


27,440 


2,000 


1.940 



BoioM AND Stocu Owmso.— Cont 

BoKM.— CeiU. 

Pitta.. Cin.. Chi. ft St. L. Ry.. 1942. 4i% 

Reading Co. ft P. ft R. CL ft I., gn. m.. g. 

In.. 1997,4% 

SebuyUdll R. ft E. S. R. R., PhU., 1925, 4% 
Second Ave. R. R.. N. Y.. 1 oa. m., c., 

1948,5% 

Second Ave. To.. Pitta.. 1934. 5% 

SoBntoo Ry.. gn. m.. 1920, 5% 

Terminal R. R. Aaao., St. L., 1 ca. m.. 

1944.5% 

Toledo ft 0. Cen. Ry,, C. Tr., 1918, 4%. 
Wabaeh, Pitta. Tm. By.. 1 m^l954. 4%. 
Ediaon El. Lt., g. atk. tr. etf., Phila., 1946, 

5% 

PhikL, 1 m. ft ooU. tr. g.. Pitta.. 1949. 5% 
Pab. Ser. Corp., N. J., gnjn., 8.f.. 1959.5% 

U. S. Steel Con)., a. f., 1963,5% 

Winifrede Coal, 1 m.. g.. 1980. 6% 

SlOCES. 

Fainnount Pk. ft Had. Paa. Ry., gr., 6%. 

Philadelphia To., gr., 8% 

2nd ft Brd Sta. Paaa. Ry.. Phila.. gr.. 24% 
13th ft 15th Sta. PMb. Ry., Phil., gr.. 24% 
Union Paia. Ry. Co., g.. Phila.. 19%. . . . 

Union To., Phila., gr., 6% 

Lehigh Coal and Navigataoo 

United Gaa Imp 



Par 
Vahie. 
110,000 

10,000 
30.000 

15.000 
10.000 
10,000 

10.000 
15.000 
10.000 

20,000 
20,000 
10.000 
25.000 
10.000 



10.000 
25,000 
1,000 
1,500 
5,000 
50,000 
7.500 
7.500 



Market 

Value. 
$10,000 

9,250 
29,776 

3J50 
9,500 
9,600 

10,412 

13,960 

1.113 

21,200 
19,960 

8.850 
25.032 

9,500 



12,000 
40,500 
4,840 
7,203 
18,925 
45,000 
12,562 
12.525 



Totab (book vahie. $067,838) $902,500 $906.188 

DIRECTORS: John P. MeOrath. Cbariea T. Quin. PMer 
Cairigan. Simon J. Martin, P. Dougherty, Fhmda McManua, Jr.. 
ThomuMobnoy, John M. CampbeU, Edivard J. Dooner. William 
BerKan, Jamea M. KeUey, John A. DuroaB, John A. Snyder. Wm. 
MeDaid. Louia Boas. J. Howard Brown, J. J. SulliTaa. Jr,. Walker 
L. Haehnlen, Chriatopher Qallagher. Wm. V. MeOrath, Jr. 

GENERAL AGENTS AND TERRITORY COVERED: Bm- 
rick ft Auerbaeh. ChioasD, manacos for W. departaient. oomDriB- 
ing 111.. Minn.. Mo.. 0.. Mieh..'Wia.. Neb.. la. and Colo. A. J. 
Woodworth ft Co.. geoeral ageota. N. Y. State, oatakle of Mttro- 

KJitan diatriet. The eoinpany operates in Cuo.. HI., la., Maaa. . 
ich-. Minn., Mo., Neb.TlO., nTy., 0., Pft., R. I., and W«. 



MECHANICS AND TRADERS INSURANCE COMPANY, 
• New Orleans, La.§ 

Prendent, Jamea Niehola; Viee-PMidenta, H. A. Smith. R. L. Emery; Secretariea, T. B. Norton and G. H. Tiyon; 
Aariatant Secretariea, F. D. Layton and S. T. Maxwell. Or^niaed, 1869. 



1 Unearned 


Net 


Net 


Total 


Looea 






Total Ex- 


Loaaes 


YuB Aaaeta i PtaDunma 


Suiphie 


Pkemiums 


Income 


Pfeid 


Dividenda 


EzpcoBea 


penditures 


Ittcuired 


jJJJ $1^1,714 


$588,128 


$547,295 


$743,448 


$804,400 


$360,024 


$12,000 


$259314 


$631,838 


$362,256 


J 2 1.404.739 


551.980 


473367 


603365 


740,674 


447363 


12,000 


249,173 


708.436 


431.055 


• 1 1,385M 


(46,979 


463.129 


712,072 


767.558 


437,838 


12.000 


249.785 


699.623 


412,113 


JW 1.321388 


631,419 


305332 


732363 


780,566 


370,184 


18,000 


259,805 


647.989 


384,452 


1^ 1.185393 


486.733 


317.690 


701.232 


749.243 


323,573 


18,000 


246.854 


588,427 


352.159 



•Assan, Dk. 31. 1913. 

Bed estate 
Boadb sad stocks 
C«A 

Afnto'babaees 

Istotrt 



LuBiuma, Dae. 31. 1913. 

$23,500 Loaaeaunpaid $66,291 

1351389 Unearned jptema.... 588,128 
74,630 Other fiabffiticB..... 20.000 

148.752 

23,543 Total liabilities. . . $674,419 

Capital paid up 300,000 

Netsurplua 547,295 



ToUl 
V 



$1321.714 ToUl $1,521,714 



profit, 1913. $81,068; 



profit. $13,172. 



t.^^ AND PREMIUMS: Fue riaka m force. Deoember 31. 
«1^J(I?.417: pnmimM ther«n. $1.120391. 

.wS5?8 SINCE ORGANIZATION: Praniuma «o«ved, 
lij^m^' *°^ ^^ $7.642327; dividenda dedated. cash, 

^.^ALgTATB OWNED: Conabta of the oompany'a home 
S?^?^ ^ ^^''«7 faiiek abted atnieture. at 144 Caron- 
f*\ ^ New (Meaoa. acquired in 1901 at a coat of $22,000. 
H«tifMandh rtyc>r, $3,600; repairs, taxee and expenaea, $1,116. 

STnoaaets both fin and i 



BONDS AND STOCKS OWNED: Par Market 

BoNns. • Vahie. Value. 

AtehafaIayaDi8.Rf.Imp.Lev.,]949.5% $85,000 $89,250 
Board of Conun. Le. Borgne Baa. Lev., 

1952.5% 5.000 5,060 

Board of Comm. Pt. of N. 0.. 1904. b% . 62.000 62.620 

Franklin, U., P. H. St. M. Dne.. 1920, 5% 20.000 20,000 

Fifth Die. Levee, 195(V54, 5% 46.000 46.460 

Lafourche Baatn Levee, 1954, 5% 26,000 26.260 

Louisiana State. 1914. 4% 233.000 233.000 

N. 0. Cy., 1942, 4% 52,000 47,840 

N. 0. Cy. new CO., 1922, 7% 6,000 6.600 

N. 0. Cy. Prom., 1875, 6% 3,860 9.804 

N. 0. Cy. Pub. Imp., 1950. 4% 225,000 209.260 

N. 0. Cy. Pub. Imp. etf., 1919, 5% 20.000 19,800 

Ponchartrain Levee. 1944. 6% 25.000 2S.500 

Red Rv.. Atchaf. ft Bayou Boeuf, 1950- 

53,5% 47,000 47,940 

N. 0. Ry. ft Ltg.. 1935, 4*% 108,000 86,400 

Baton Rouge, La., El., 1939, 5% 25,000 23,250 

Ediaon El., g., 1929. 5% 65,000 65.650 

Mere. El. Lt. ft Pr.. 1 m.. g.. 1929. 5%. 58.000 56,260 

Rice Belt Milling. 1922. 6% 50,000 50,000 

Un. Ixr. ft RioeMil.. 1916-29. 6'^o 20,000 1 7,500 



Digitized by VjUUV iC 



112 



REPORTS OF FIRE INSURANCE COMPANIES. 



MECHANICS AND TRADERS INSURANCE COMPANY. New Orleans, La.— C<ml. 



BOMM AND SXDCO OVMXD.— Coill. 
SlOCES. 

0Hnl4A. Bk. A Tr» N. 

Com.-Q«niL Tr. ft a»v. Bk.. N. 

Hib«nii»Bk.A'IV.,N.O 

Metropolitan Bk.,N.O. 

Mftiaon Bbnebe. p., N. 0., 



Par Maikei 

Vahie. Vafaie. 

81.200 $1,080 

20.000 38,000 

900 2,885 

6,000 7,000 
"''^ 

Toteb (book yahM, 11,367387) 11388,960 $1,251389 

— — — ■ ■ fc ■ :^= 

MISCELLANEOUS: Oraital raduoed from $375,000 to $360,- 
000 IB 1895; to $317300 ml896,Md to $800,000 in 1897. Coo- 
flipation kMi: Baltimoro, 1904. $60,649. Rsurai Moordinc to 
Connaetieat stondard. Majority of eompanjr'a atook k ownad fagr 
Colonial Secuntiaa Co.. Hartford. 

DIRECTORS: Jaa. Niohola. R. L. Emffy. H. A. Staiitli. T. L 
Maeon, J. P. Baldwin, John Grata. QaorBB K. Pratt. Plulp 
Wariiin, W. B. Thonpaon, W. S. Parkenon. W. A. Kurnaghan, 
H. D. No 



FIELD MEN AND TERRITORY OOVBREDi 

fidd: 96 Pearl at. Hartford. Conn.. W. H. Lowia and Q. W. Robarta. 
apodal agenta aaatcm Maia., Boston, Maai.; G. F. CowoflL apodal 
aMDt, waatem Maai, and Conn.. Hartford. Conn.; C. A. Rieh, ape- 
oU agent, Roohester, N. Y.. fornertvn N. Y^ F. L. Oiran. apeoial 
annt, Albany, N. Y., for eaatam N. Y.; L. C. Dameran, general 
adSwtar, New Yoric City: L. C. Breed, nodal agent, ac ' 
Htm York. New York Oty: Roes M. Wfekham. State 



New York City: L. C. Breed, nodal agent, aoathern 
«^w «.^New York Oty; Roes M. Wiokham. State annt, 
and J. B. ThoaApaon,8padal agent for N. J., Newark, N. J.; NTC. 
Rcrabaogh. meoial feat, eaetem Pa^ Philadelphia, Pa.; H. M. 
Zwdg. apeoalagent for weatern Pa.. Fittabugh, Pa.: A. A. War- 
fieU. apeoial agant. Md., Waahington, D. C; A. 0. Kenngott, 
State agent for W. Va., Wheeling, W. Va.; R. G. Hayes, epe- 
dal agmt, N. C, Charioite, N. C. Western department: 176 
West Jaekaon Blvd., Chicago, UL; Fred 8. James, general agent, 
Gaoqpa hkmank. aadatant onenl agent. Charlaa '^' ' 

aadatant genaral agent, nhnob: W. T. Bisbee. st 

Cook Co.. ChieagorD. E Mooroe, State annt. IlL and St L. Co.. 
Mo., ChieaflD; A. B. Owsm and L. F. Knaner, 



Chieaa»;C.W.Batea,spedal agent. Athcoa. Indiaaa: F. C. Dc^ 
nndorf , State agent. Incfianarolia; W. H. Qabrid. epedal icmt. i 
IndianapolM. Iowa: W. W. Waddell. State agent mb Moinn. | 
Kanaaa: Theo. & W. L. Gardner. State agents, Tbpeka: C. M. 
mU. J. L. GaSmafth and I^ank L. Britton. apodal ageals. Topeb; 
John D. Flintjer. spedal agent. Kansas Otar, Mo. Keatoeky: | 
Davki CakiwelL State aomt LooisviOa. /Midl^u: Cbria 
B. Smitn ana E W. Bn, 
Landng. flfinneaota: £. F. Wiith. State KMt, 
[ioois L. Nenberg, special agent, 
C. Gariiok, apodal agent ootdde ofSt 



aty: D. E. Monroe, State agent. St Louis Co.. Mo., C . 
M. 6. Mayhugh. nedal annt. Eraaaa City. Nebnda: A.J. 
Lore, Statejtgent. Omaha; W. H. Elbow 
, spedal agent Bhn 



Thniah and Geprge G. 



agent I 
. Gram. 



Cooper aid Hall. State agents. NashTiDe. 
~ ~* ^ rMiHrattkee. 



Qeoni 



Wb- 



Ray E. Hisoox. State anot - 

- " • and 19. C. Tchey.womd 
H. W. Lodkett J. bTM 



riik department: T. M. Looe and J 

Chioaco. General Inapeoton: H. \.. . ^. ^ 

and Rom Hanawalt Chicago. Southweatem braaDh: flea 
Hooston Life Bldg.. Dallaa, Tex.; John M. TboBaaa k Co.. sncnl 
agents. G. M. Easky, general adjuster. H. H. Laoey. spedal inot, 
Sfcihs. Tex.; TC. McCabe. special agent. Little Rodclit; 
RHTPatteraon. spedal agent OUahoma City. Okbu Ffce* 
branoh. Sanaome ft Sacramento sta.. San Prandaoo, Cat.; Wipio 
A Henry, general agento; F. E. Stone A M. H. Thomson. asmttBt 
general agento. W. W. Clevdand. J. N. Watery J. R. Knn. 
speoal agenta. northern and central Cal.. San Fraaosoo, Cri- 
J. A. FauU. general inspeetor. San Frandsoo. CaL; E A. Bom 
and J. F. Bqylan. special agenta, southern Cal.. Los Ambm. 
Cal.: Bruoe Kalti. spedal agent western Wash.. Seattk, Wuh.; 
W. S. Gin and C. B. Harris, special agenta, eastern WaA., SpooM 
Wadi.; C. S. Hill and H. R Sehroetar, spedal agents. Cob 
and Utah, Denver. Colo. Home office department 144CaroniWet 
St., New Orleans La.; Emery A Norton, general agenta far U. 

and Mies.: A. D. ' ^ 

Chris. NoDgesser, 

operates in all the c^.^... «. ._ w— w^^- .._._ . . 

Azia.. Del, D. C, Fla^Ga., Ida., Me.. Mont, Ner.. N. &. N.M. 
N. D.. Ore., 8. C. ,8. 5., Vt, Va. and Wyo. 



agenta far u. 
TSfaaas. U; 



}. McBryde, spedal agent. New Orleaas, U; 
, spedal agent New Orieans, La. TlieeonM 
m Statae ofthe United States except Ah.. Ate. 



MERCHANTS FIRE ASSURANCE CORPORATION, New York. 

Prendent, Edward L. Ballaid; Secretary, A. C. Noble; Ass't Sec., W. B. Carter. Organised. 1010. 



Year 


Aanta 


Unearned 
Fkemiuma 


Net 
Surplua 


Net 
lYemiums 


Total 
Income 


Losses 

Paid 


Diridenk 


Expenees 


Total Ex- 
penditureo 


LPS- 

iDconed 


1918 
1912 
1911 


1862.709 
810,441 
698.408 
690.767 


8261,496 

207,491 

153,919 

89362 


1394,504 
364,568 
322394 
287.878 


1368.464 
311,194 
246,983 
163,979 


$419,793 
353,624 
283375 
180,530 


1162.764 
132,367 
83.079 
22,536 


120.000 
20,000 


$118^96 
97.882 
83,630 
50.199 


1296,262 

249.740 

166,709 

81,735 


tis8.m 

143.MI 
"42 


1910 




3a»7 



Aeam, Dae. 31, 

Mortgage loana 

Bonda and stocks... 
Cash. 



Intaiest. 



Total 



LiABiunsa, Dae. 31. 1913. 

LoaMB unpaid 639,210 

Unearned jprems .... 361,495 
Other liafaiUtifla.... 7300 

Total liabifitiee... 1298.205 

Capital paid up.... 200,000 

Net surplw 864.504 



$862,709 Total $862,709 



1913. 

$200,150 

555.106 

36397 

66.414 

4.143 



Underwriting profit 1913. $55300; investment loss. $35364. 

RISKS AND PREMIUMS: Fire risks in foroe. Deeember 31, 
$47367,420; premiums thereon, $496311. 

BUSINESS SINCE ORGANIZATION: Premmms leedved 
$1,104,609; loasee paid, $397,429; dividends declared, cash, $40,000'. 

MORTGAGE LOANS: There are 17 kana. aomating $200^ 
150. aU but three of which are upon Brookhm, n7 Y., properties. 
The eeeuritiee are vahied at $451300. and the company holds 
Insurance policies upon the mortgaged premises to the amount 
of $390,750. 



BONDS AND STOCKS OWNED: 
BoNDa. 

B.AO.cv..44'^c 

B. R. ft Ktta. eq. n., 1915. . .-. 

C. R. L A P.. 2002. 4% 

Erie cv.. 4^; 

Interborou^. R. T., 1966, 5% 

Mo. Pac. Ry.. cv., 5% 

N.Y.,N.H.AH„6%n 



Aster Tnwt 
A.T &S. Fe..c.. 



Srocsa. 



Cost. 

$9,037 
5.000 

21.300 

14375 
9.850 
8.743 

34.931 

3.550 
21,750 



Market 

Value. 

$9,100 
5,000 

14.850 

14.300 
9.850 
6.900 

34335 



BoNDB km SrocM Owhid.— r«i<. 
Stocks.— Coirf. 

Atlantic Coast line R. R 

Banken Trust 

B.40.R.R..0 

Brooklyn Union Gas 

Chi.B.4Q.R.R 

Consolidated Gas 

Equitable Trust 

General El 

Great Northern, p 

Guaranty Trust 

International Nickel 

Lawyers Mortgage 

Lawyers T. Ins. A T^ 



Lawyen West M. A T 

Lehigh Valley R. R 

Louisville A Nashville R. R . 

Northern Pacific R. R 

Otis Elevator 

PuUmanCo 

Reading Co 

Southern Pacific R. R 

Tens A Pac. Ry 

Title Guar. A Trust 

United Cigar Storee 

United States Mortg. AT.. 
Vir.-Car. Chem.. p. . . . 
Vir. Iron Coal A Coke 
Western Md.. c 
Western Union Td 



Par 

Value. 
$95350 
22.106 
11.006 
16.718 
22,017 
42300 
17,000 
21.096 
35,670 
33.027 

7306 
10,476 

7,415 

1.046 
15.962 
13.287 
13387 
14342 

8.018 
16.750 

9.968 
25.635 
34310 
10376 
13375 
13.118 

6318 
86.135 
86.087 



Mtrfcet 

Vihf 

$233» 
20.750 
9.3M 
12.M0 
2Z.S00 
39^ 
It<M 
30.93S 
37.800 
26.190 

bjm 

9.290 
3.700 

10.&W 

8.900 
13,500 
19.900 

9.4iO 
10375 

9,986 

4.000 
17.00^ 
17.400 




REPORTS OF FIRE INSURANCE COMPANIES. 



113 



MERCHANTS FIRE ASSURANCE CORPORATION, New Yor}c,— Continued. 



WaCKLLASnOm: The tnaipaiiy oomieiiflM hmnen in 
Mank, 1910, mth a pttdnip eacHteToT t200,000, Md % saphM of 
1300,000. 

DIB£CTORS: Edward L. BalbH. ChariM W. Ballard,Ber- 
tarn Cutler, Wm. A. Jamison. John O. Luke. Ednr L. Marston, 
Stepkn C. MHIett. Samuel T. Morgan, John DTRookefeller. Jr.. 



Akunder V. Roe. Hubwt E. Bi)«Bii»Caaw«ietW.Seamani. Pred- 
eriok D. Undanrood. 

TERRITORY COVERED: Tha oom^jany operataa in CaJ^ 
Ooan., Oolo. la., HL. La.. Mam^ Mich., Mum.. Mo.. Moat., N. J^ 
N. Y., 0., Ore., Pa., Tes. and WaA. 



MERCHANTS FIRE INSURANCE COMPANY, Denver, Colo. 

Pnaident, W. J. Galfigan; Seeretary. J. R. Gardner. Organiied. 1W7. 



YlAlI 



mi I 4(M.«27 

»ii ; 3as,33o 

1«0 I 371.211 

\m S46.903 



S10S.87a 
tt,684 
82.753 
•0.610 
40.078; 



Net 

Suiphia 



1114.607 
107.605 

08J972 
107.200 

96,718 



Net 



1122.835 
102.718 
101.966 
78.246 
83.480 



Total 



1147.459 
127.471 
124.629 
03.607 

tl49.683 



Paid 



168.286 
48.063 
45.241 
28.507 
7.543 



Dindeods 



116.000 
8.000 
16,000 
8A» 

•32375 




Total Ez- 
peoditnrea 



$126,828 
107.366 
111,726 
71341 
57.637 



Ineurxed 



$56,736 

43,392 

49,100 

25,187 

7348 



ladodei stock divided. $28,375. 

1913. 
$238,673 
116.443 



V Dk. 31, 

Mortgage loans 

Boafa and stocks... 
Lota OB lot. Good- 
had. Kaa 

(Ml 



t Inohidas $99,060 aoeta bom Meraantile Fire, and $10,000 "nndivided praAt* 

Par 
Vahie. 



41374 

20321 

8,725 



LiABiuinB, Dio. 31, 1913. 

Losses unpaid $6,191 

Unearned prems .... 102.872 
Qtiier liabmties.... 1.949 



Total liabifities.. 
Capital paid up... 
Netsorphv 



$111,012 
200.000 
114307 



Totals 



$125319 Total $425,519 



I km, 1913, $1390; investment profit, $23,901. 

RISES AND FREMHTMS: Rre risks in force Deoember 31, 
tli»6,822; preBBhima thereon, $197318. 

fiUSNESB SINCE ORGANIZATION: Premiums received, 
t«5383: loases pul, $202,659; dividends dedaied, cash, $56300; 
■tock, 121300. 

MOBTGAGE LOANS: There an 66 kiaoa, aggregating $288.- 
4*3. protsetedkqr improved real estate vahied at $601,700. There 
w S1344 of imteceBtpMt due on December 31. last. Company 
koUi $133,400 of fire insurance on the buildings. 

BONDS OWNED: 
Se. Dia., No. 96. Weki Co., 1921, 5%. . 
Fl Mflma, Goto.,«at^ 1918. 54%. . . . 
St. Dii. No: 2. E. & 8. D. No. 1. Dmver, 



So. Side Curb Dm, No. 3, Denver. 6%. . 
Se. DsL No. 21, LariflMr Co., Cok>.. 1949, 

J% 

Sc Dk No. 4, LarioMT Co.. Cok>., 1929. 

t^t 

Se. Db. No. 32. Roatt Co., Cob.. 1929. 6'/o 
finkyPord,Cob.,wat..l925,6% 



Par 

Vahie. 


Market 
Vahie. 


$2300 
1,000 


$2,500 
1.000 


100 

400 


100 
400 


1,600 


1.575 


1.600 
1,800 
8.000 


1330 
1318 
8340 



BoHDS OwHBD.— <?enl. 

Pt. Momm Iiri. Die.. Goto.. 1921. 6%. . 

Sc. Dis. No. 22. Arapahoe Co.. Colo., 1950. 

6% 

Arvada. Colo., wat., 1925, 6%. . .^. . ... 
San LuM Val. Izri. Dis., Cob., 1929, 6% 

AuH, Cob., wat.. 1922, 6% 

limon. Cob., wat., 1926. 6% 

Johnstown. Cob., wat, 1927. 6%^ . .... 
Steamboat Sprinaa. Cob., wat;. 1»25. 6% 
So. Die. No. 3, Bfontrooe Co., Cob., 1942, 

64% 

U JunU. Cob., wat^ 1927. 5% 



8e. Dia. 23. Prowers 6).. Cob.. 1932. 6% 

Delta. Cob., wat, 1926. 54% 

Hotohkias. Cob., wat, 1918, 6%. 

Del. Norte, Cob., ref., 1928. 6% 

Nevada, CaL, Power Co.. 1927, 6% 

Delta, Cob., wat. 1918. 5*% 

Adams Co.. Cob., sc. d. 7.. 1933, 6% . . . 



$20,000 

10300 
10.000 
10.000 
6.000 
3.600 
5.000 
5.000 

4300 
8.000 
3.000 
5,000 
1.000 
500 
5.000 
5,500 
1300 



Market 

Valne. 
$20,000 

11335 
10.000 
10,000 
4350 
3300 
5,100 
5,050 

4.725 
2,940 
3.150 
5.100 
1.000 
500 
6,025 
5.600 
1.605 



Totals (book value. $116,443) $114.800 $116.443 

MISCELLANEOUS: This eompwy todc over aU **»<«*- 
standing buslnefls of the Merchants Mutual Fire of Denver. Cob. 
It reorganised on July 1. 1907. Latein 1909 thaoompany amal- 
gamated with the Mercantib Fire of Denver. 

DIRECTORS: J. M. Petrikin. A. H. Earth. N. B. MoCranr. 
R. J. Morris, W. J. Gaffinm, J. R. Gardner, a H. Clammw, Chaa. 

Reokcr. Alfred WiM, PTKner, C. F. Beet 

FIELD MEN AND TERRITORY COVERED: C. H. G»in«. 
Denver, Colo., special agent; C. D. HaU.. Los Angel*, Cal., for 
Cal., 0. R. Daly, special agent for Waah.. Spokane. Wash. The 
eomi)any operatee inCal.. Cob.. Id.. Hi., Mont, N. Y. and Waah . 



MERCHANTS INSURANCE COMPANY, Bangor, Me.^ 

Ptesident Wm. B. Snow; Secretary. Charles D. Pavson. Organised, 1885. 



Yua 



»13 $349,621 

UI2| 334,121 

ini 307346 

i«0 1 312,189, 

1 109 ! 292J83I 



Unearned 



$61379 
58,096 
48325 
47,992 
54.032 



Net 

Sun^ua 



$164,003 
150,769 
143,797 
143,152 
126,060 



Net 
Premiums 



$124,091 
113314 
94.047 
95,054 
92,296 



Total 



$139,641 
125,800 
106343 
109,246 
103.403 



Loases 
Paid 



$78,011 
63.600 
76313 
66.562 
75.284 



Dividends 



$12,160 
11,400 
11,760 
11,960 
11,080 



$26,966 
26376 
21.297 
20377 
19,042 



Total Ex- 
penditures 



$117,127 
100365 
100370 
87.799 
105.406 



Ineuxred 



$76,654 
74.306 
69.571 
64,477 
60,424 



AsBB. Dec. 31. 1913. 

U«tci«e1eana W300 

Boadtud stocks... 234.778 

CoBitaal loan 18,400 

CMh 35,010 

AfcatirhalueeB ... 15,650 

hstOBrtaadfcnta.. 3.397 

OthersMto 12386 



Totals 



LiABiLmaa, Dec. 31, 1913. 

Qsses unpaid $22;010 

Unearned prems.... 61379 
" Mfitics.. 



Other Uabifii 



2.220 



Total Uabilities... $85,618 

Capital paid up 100.000 

Nctsuiphis 164,003 



$349,621 Total $349,621 



^BIBEB AND PREMIUMS: Marine and inland risks in force. 
tl.m.7M; pnminBS tfiereoa. $66,918. 

MOBTQAQE LOANS: Thoe an 25 baas, aggregating $29,500 
*B faoiacBi bfaeka. cHy wwdmces, land and wharf propsrtiea. 



valued at mora than doubb tiie amount loaned. There was no 
intereat past due on December 31, last 

BONDS AND STOCKS OWNED: These items consist of a 
widely distributed and well proportioned assortment of raikoad and 
industiral bonds and stocks aggregating at their market vahie 
$254,778. 

MISCELLANEOUS: Company operates only in Maine and 
the nuritime provinces. 

DIRECTORS: H. P. Sargent, Fred B. Cutler, Arthur Chapm. 
Wm. B. Snow. Horace A. Stone, A. H. Baboock. Albert G. Dob. 
James F. Singleton. Walter S. Higgins. 

FIELD MEN J. Fred SuUivan, St John, N. B.; E. S. Croa- 
^. Bath. Me.; E. A. Butler. RocUand, Me.; George EUiott, 
Iliomaston. Me. 



Digitized by 



Google 



114 



REPORTS OF FIRE INSURANCE COMPANIES. 



MERCHANTS NATIONAL FIRE INSURANCE COMPANY, Chicago, HI. 



Thk eompan^ nw ineorpontod in 1918 and bM been admitted 
to lell its stock in eerenl states. It is intended that the oompany 
shall oonunenoe business with a capital of 11,000,000 and an initial 
surplus of 11.500,000. It is to be a feature of the company to in- 



B in the loealities in wfaieb it 
' of Cfaieaco. is managing 



MERCHANTS UNION INSURANCE COMPANY, Meridian, Miss. 

Ptwdnt, UnRothenbai; SaenlaryuKi Manager, H.M.Strert; Aat SMmtaiT and MaiiacBr,B.8«netOol^^ Organiied. IKB- 







Unearned 


Net 


Net 


Total 


LOSKS 






Total Ex- 


Loases 


Tl4B 


Assets 


Ptamiums 


Surplus 


Premiums 


Income 


PSid 


DiTidends 


Expenses 


penditures 


InouTed 


1913 


1164.899 


•11.024 


153375 


$13,709 


824,796 


•6.527 


•8.000 


•10.477 


•25,004 


•6.227 


1912 


175,072 


12.309 


52.702 


14.965 


25,924 


12.430 


8.000 


5,76fi 


26.196 


8.«0i 


1911 


175,345 


18.616 


56.084 


17,578 


27.010 


9,606 


8,000 


1,167| 18.673 


11.807 


1910 


167,008 


15483 


50,600 


17.760 


38,116 


17.789 


8.000 


8.508{ 34.297 


16.0W 


1909 


176.090 


20.742 


51.283 


27.430 


89.131 


90.037 


8,000 


8,639 37.576 


21.420 



Aasns. Dm. 31. 1913. 



Mortflageloaiifl.... 
Bonds and stocks.. 
Coiiatenii leans.... 

CJash 

Afents' balances... 
Int«est and rents. 



LlABILRXB. Dk. 31. 1913. 



•118,756 

13,000 

5.200 



Unearned prems.. 



Total liabilities. 
10.949 Capital paid up.... 

6.591 Netsurphis 

10.403 



Total 



•164,899 Total. 



•11.024 

•11.024 
100.000 
53,875 



•164.899 



Fire risks in force Deeember 31, 3804,231; 
•11.024. 



premiums thereon. 



BUSINESS SINCE ORGANIZATION: Pramiums received. 
•316.896: kMses paid. 3188,710; dividends declared cash, 866,000. 

MORTGAGE LOANS: There are kiaiM a^rasating, •118.756. 
on first mortgans on property mainly in Mendian. Miss., vahied 
at •750,000. No interest past due on December, last. Company 
holds •SiOO.OOO of insurance on the buildingi. 



COLLATERAL LOANS an as foUom: 
Securities. 

Citisens Nat. Bk.. Meridian. Miss 

Meri(fian Pert. Fae 



Totals.. 



Market 

Vahie 



•10.000 



Amoaot 
Loaned 



•5^*1 



BONDS OWNED: 

Meridian Cotton Milk 

Meridian Pert. Fae 

Totab 



•10.000 


•5.2^' 


Par 
Vahie. 
•9.500 

4.000 


Marte 
Value. 

«9.50i' 
4.0L"' 


•13,500 


•13^' 



MISCELLANEOUS: Company formerly operated in Ark. and 
Miss. It now confines its operations to the laUer state. In 1908. 
the company reduced its maximum line on dwelling propertwe to 
•IjSOO, and reinsured a krn portion of its term busineai which 
reduoed its net receipts ana reserve. Conflagration kisB: Yaaoo 
City. 1904, •10,433. 

DIRECTORS: L. Rothenberg J3. W. Grifllth. Harry T. Howari 
R. W. MUlsaps, E. S. Boetick. W. E. BasUn. Louis Cohn. S. J 
Johnson. Edwin McMorries. E. Cahn. H. M. Threefoot. H. M. 
Street. 



METROPOLITAN FIRE INSURANCE COMPANY, Chicago, 111. 

President. Thoe. F. Keeley; Secretary, Geo. Essig. OrKanised, 1902. 



Yl4B 


Assets 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Pkud 


Dividends 


Expeoaes 


Total Ex- 


Loasa 
Ineumd 


1913 
1912 
1911 
1910 


•224.968 
215.999 
221,184 
267,404 
296.004 


•62,857 
53,500 
66.687 
15.032 
13.033 


•160,098 
59,037 
58,211 
97,625 
21.447 


•81.148 
61.936 
104.136 
166.218 
tl37.587 


•88.996 
69,382 
113.131 
175.050 
149.990 


•38.532 
39.030 
44.868 
65.689 

176.522 


•10,000 
10.000 
10.000 


•29.929 
23.405 
63.889 
67.553 
93.114 


•78,461 
72.435 
107.767 
133.342 
279.636 


•38J35 

36.M> 
43.3X 
7D72H 


1909 


10.666 


168^7 



t Aggregate net {wemiums, 3267,569 paid for reiimiranoe in Westchester Fire. 6129,982. 



AsaiTB, Die. 31. 1913. 



LuBiunu, Dig. 31, 1913. 



Bonds and stocks... 

Cash 

Agents' balances.... 
Interest and rents.. 



•184.968 Losses unpaid 

21,684 Unearned prenu... 
14.664 

3,652 Total liabilities.. 
Capital paid up.. . . 
Net surplus 



•2.013 
62.857 



•64,870 
100.000 
60.098 



Totalaasets 6224.968 Total 8224.968 

Underwriting profit. 1913. 34,779; investment profit. •6.281. 

RISKS AND PREMIUMS: Fire risks in force. Dec. 31. 
•8.628.567; premiums thereon. 6119.175. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
•1.514.893; loeses paid, 8916.949; dividends declared, cash. 660.- 
000; stock. •10.000. 

BONDS AND STOCKS OWNED: Par Market 

BoNoa. Value. Value. 

Chicago Cy •87,000 887.000 

So.adeEl 15,000 13.500 

Chica«o(VRy 15.000 14.926 

Comm W.Edison 15.000 15,150 

Chicago Ry 15,000 14.475 

Met., W. S. El. R.R 15.000 11.550 



BoRsa AND Srocu Owino.— Coal. 
Bonds.— Conf. 

Calumet ft So. Chi 

W.Chi. Pk 

Chicago World's Fair 

W. Adj. A Insp.. stk 

Ins. Exch. Big. Tr 



Pte 
Vahw. 
•12.000 

5.000 

5.000 
125 

7.000 



Market 

Vahie 
•n.40» 

5,0»* 

5.01^' 

120 

6.M^ 



Totals (book value, •182,099) 8191,125 S184.96S 



MISCELLANEOUS: Capital increased in 1905 from •lOO.OOi) 
to ^200,000 by pi^rment of 900 shares m cash and a stock dividend 
of 10%, or 100 shares. Company coounenced buabesa with a 
surplus of •25.000, and in 1905 •22.500 was added. Reinmxr«*d 
a large proportion of its bonness m 1909 in the Weatehester ¥m. 
and company continued operations in its home State only, re^ 
ducing its capital from ^200.000 to •lOO.OOO and adding the 
amount ^to surplus. Conflagration kwses: Baltlmot«. 1901. 
•9,349; San Fimncisco. 1906, 6850 (by reinsurance). 

DIRECTORS: Tho8.F. Keeley. M.X.Naghten,Z. P. BrosMu. 
Edward Cluff. James I. Nacdrten. William A. BiiIe, Eugene M 
Keeley. Squire S. Burke and WiDiam J. Kerwin. 

FIELD MEN AND TERRITORY COVERED: J. P. N>h« - 
son, Chicago. HI., special agent for Cook Co. and No. III. Com- 
pany operates only in 111. 

Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



115 



MICHIGAN COMMERCIAL INSURANCE COMPANY, Lansing, Mich.a 

Pnodeat. Fnnk D. Beonetfc; fi«ei«tuy and Tmuurar. A. D. Bdcer. Orfuiied. 1906. 



7iu AMti 


Uneanied 


N«t 
Surplus 


Net 
PMnhuns 


Total 
Ineome 


Loom 
Paid 


Drndendi 


, Total Ex- 


lAMHB 

Inoofred 


1913) 1921,080 


W7JS22 
258314 
549.591 
544349 

746377 


illll 


1496358 
319.100 
721,932 
719362 
987,687 


Hill 


•8251322 
412,431 
473,193 
596309 
603,078 




9215352 3466374 
190.490 602.921 
296.114 771.307 
360.722 956.931 
393.039 1,011.117 


9251.350 


1913 1 362.319 




879333 


1911 < imm 




449,929 


1910 U13.465 
1909 1 1.206.757 


" '31*5,666 


573.948 
636,14 



'laebdes 120.640 1 
Anm. Dae 31, 1913. 

8»l«rtrte 315.196 

jtonceloaia 596.429 

BoMkanditoda... 128,952 

CMb 118398 

50318 
11399 



I and 38.778 marine loam. Compaoy Nntanrad a hrge part of tens 



Dm. 31, 1913. 

344.664 

277,822 
17.100 



Tottli 



Unearned 
Other 



Total liaUlitiee... 3339.586 
Capital paid up.... 400,000 
NetmirpfaM 181303 



3021.089 Total 9921389 



I'odsvritiBc hm, 1913. 310.106; inreitinent profit. 936314. 

USK8 AND PREMIUMS: Rre riaka in f oroe Deeember 31. 
MJQ«,061; premmin tbenoi^ 9518392; marine and ialaad riaka 
n knt, 1186322; pranioiiB thenon. 99.346. 

BUaNESB SINCE ORGANIZATION: PremhxiM reoflived. 
fimjao-, kmn paid. 93,405.456; dtvidenda declared, caah, 

, REAL ESTATE OWNED: Conaiata of aa offioe bmldiag and 
lot JD laaama. which coat 98320, and ia carried at 314,000. and 
i few bte ID Battle Creek, aold on eontraot. 
^MORTGAGE LOANS: The 266 loana ai« all upon Mich, and 
ULraalflrtate. ehiflfly in Battle Creek. Laubg, Detroit and Hol- 
ud, and oolr 18 feaoaeaoeed 98.500 in aBBOont. The aggreeate. 
>&9(,429. is pnteeted bf propertiea vahied at 91338.822, andthe 
raoiittiy hob 9796361 of inauranee on boiUinn. But 9203 of 
^sf^m/t vaa peat doe on December 31. laai. The larseet loan, 
S2S.O0O, is opoo a flat buikfing at 4424-6 MichiBan ate.. Chicago, 
valued at $50300. 

Par Ma^et 

BONDS OWNED Vahie. Vahie. 

AKoOfidi, «L, 1914, 4% 92.000 92.000 

Bii<dd TWn., Mieh.. ac. 1914-18, 4% 10,000 0,880 

CTwwdL JCdL, r.. 1914, 4*% 9,000 9.000 

gwpa. State, reg^ 1915. 4i% 10,000 10,000 

Hooghtoa. Mick, vatw wfca.. 1935. 5%. 18.000 18360 

J«Uii,Mieh..» 1926. 4% 50,000 47,500 

^aMgTowMk . MidL, ac. 1915. 5}% 3300 3,730 

• SlitaBaat aBeonKngto Miehigaa ataadard. 



in 1912. 

Par 
Vaba. 
96.000 
3.000 
4.000 
10.000 
3.000 
5.000 



Market 

Value. 

95300 
3,160 
3.980 
9300 
3,060 
4.960 



Bonds Owiod.— Coal. 
Maniatidue. Mich., mL wka.. 1931. 5% 

Maniatiqne. Mich., ac. 1932. 5% 

Mt. Pleaaant. Mich., wat. wkc, 1913. 4% 
Ptetland. h&h., wat. wkc. 1915. 4%. . 
Saofftaek. Mieh.. wat. wkc. 1923, 5%. 
Shiawaaaee Co.. MioL. c h., 1916. 4%.. 

ToCab (book vahie. 3131.000) 3131.000 9128.952 



MISCELLANEOUS: Thia oompaay began bnainam with a 
paidHTO eapitd of 9300300 and a Bimiua or3100,000. In 1906, 
eapitariacreaaed to 9300,000 and 970,000 waa raaUied aa pre- 
mnm on the new atock Mued, and in 1906 capital waa inoreaaed 
to 9400300 and 9100,000 reahaed aa premium oo new atock. 
Vahiea of apeeial depoait in Georgia. 310.100. 

DIRECTOBS: H. E. Hooker, Robert Henkel A. D. Baker, 
K F. Cooky, F. D. Beanett. S. J. Tltuc H. F. Colbgr. Dayid 
Stott. John A. Kelly, Wm. A. Banmaa, W. B. Paraonc 

FIELD MEN AND TERRITORY COVERED: 



Gordon Co., Winona. Minn.^fencnl agenta for Minn., S. D.. N. D.. 
and Wic; Chaa. B. ADan. &n. Cy.. Mo., State agent for Kan., 
Mo. and Neb.: McrrinftBraniff. dUa. Cy.. Okie, geoerml agenta 
for Okie; L. Q. Weimer, New Yoric Cy., atote agent for NT Y.; 
Logue Broc A Co., Pittc. Fk.. general ageota for Weatem F^:R. S. 
" '" State agent for eaatem Pc and N. J.; 



Barrett. New York ( 

Robt. D. Maohan. IndiaaapolM. Ind., SUte agent for Ind.; Geo. A. 
Brown. Chicago, 111., State agent for 111. (outaide of Cook Co.), Ic. 
and F. J. Sauter, Chicago, Cook Co.. lU^. Mgr.; A. H. MiDa. Beaton, 
- " R, 6. \hley, Columboc 0.. State 



Maaa.. State agent for Maaa.; 

aaent; Bradford Murray, necial ageuk lor \i.i o. u. ohvt. ». 

Mich., and W. W. Webb, Lanaing, Mich., apeeial agenta for Mich.; 



1 agent for 6.; B. E. Starr. Laoaing. 



0. W. Brooka, San Fraadaoo, Cal., general acnit for Paoifie Coaat, 
Haw. & B. C; Geo R. Snyder, Mt. SteriingTKy., apeeial agent for 
Ky. and W. Va. The company oparatea in all the Statea and 
Territoriea of the United Statea except Ala.. Alaa.. Colo.. Del., D.C.. 
Flc, Ga.. Ida.. Ia., Mc. Md., Mim., Ner., N. H., N. C, S. C. 
Utaii, Yt., Va. and Wyo. 



MICHIGAN FIRE AND MARINE INSURANCE COMPANY, Detroit, Mich. 

^Bidat, D. M. Fmy, Jr.; Vioe-PreaideDt. E. J. Booth; Secretary. H. E. Everett; Aaaistant Secretary, E. P. Webb. Organiied 1880. 



1 


Unearned 
Pmnioma 


Net 

Surplua 


Net 
Phsniumi 


Total 
Income 


LoBiies 
Paid 


Dividenda 


Expenaea 


Total Ex- Loaaea 
penditurea Incurred 


12? «»'**7,443 
M2 1.485391 
» I 1.459,456 
JW 1J174,193 
J*» 1301393 


96S3.473 
629394 
584388 
536366 
501.723 


3384.185 
352.063 
366,608 
357316 
342,931 


9702,401 
601,922 
668,042 
630391 
603.393 


9758,092 
745.821 
719316 
681.733 
653,611 


9401.020 
378,856 
311.900 
302,963 
264.062 


940.000 
40,000 
40,000 
40.000 
24,000 


9303,407 
301.504 
274,164 
260.421 
253.191 


9744.427 3394.687 
720360 367.494 
626.064 327.234 
612.384 301.077 
541.253 262.001 



AaB>n,DK^31.1913. 



S«>«i^ 995.653 Loaeeaunpaid 

»niBN!eloaai. . . 550,401 Unearned 

BflodBindrtocka... 645300 Other 

^•*v;-. 74,415 

teatibahaoBi.... 190,874 

te;tv i73g 



LuBOflnB, Dae. 31, 1913. 



Total a 



366,562 

663,473 

33323 

9763.258 
400.000 
384.185 



91347,443 Total 91347,443 



TotalliabilitMB. 
Capital paid op. .. 
Netaurplua 



I bas, 1013. 928,634; inveatment profit. 9100,755. 

.,5f^,AND PREMIUMS: Fire riaka in f oree December 31, 
»»ia2S,612; pnahmia thenon, 31.268333. 
iuFm SS®. ^J^CE ORGANIZATION: Ptamiuma received, 
m^ lonei paid. 97340363; diridenda declared, caah, 

REAL OTATE OWNED: Conaiata mainly of direffing pro] 
minm and aaar Demit, with aome vacant feta, the brgeat ' 



item beinglOO vacant lots in Irving pi., aubdiviaira, valued at 
979,420. There are no encumbranoea. 

MORTGAGE LOANS: There are 146 loana, of which only 8 
exceed 910.000 in amount. The loana aggregate 9550,401, and 
are aeeured by propertiea valued at 91330,475. No interest waa 
overdue on December 31 . last. Moat of the propertiea loaned upon 
are in Detroit and all are in Michigan. The largeat loan ia one of 
920.000 on a brick apartment house at 081-9 John R. St.. Detroit, 
vahied at 980,000. 

BONDS OWNED: 

Ariaona Ter., 1953, 3% 

Ariaona Ter., f., 1954. 67o 

Ariaona Ter., f.. 1953. 6% 

Auatin Co., Tex., rd., 1951. 5% 

Battle Creek. Mich., bd, 1925-26. 4'"c . . 

Detroit City ar., 1918.4% 

Detroit City Pk., 1930. 3^0 

Detroit Art Mua.. 1929. 3^% 

Detroit ar.,19«^20, 4% Dlgrtlzed by'^U^^K: 



Par 


Market 


Vahie. 


Value. 


325.000 


321.000 


10.000 


10,500 


15.000 


15.600 


15,000 


15,000 


10,000 


9.000 


25,000 


24.750 


38.000 


34.960 


10,000 


9.200 



116 



REPORTS OF FIRE INSURANCE COMPANIES. 



MICHIGAN FIRE AND MARINE INSURANCE COMPANY, Detroit, Mich.— Con. 



Bonds Owhid.— Cont 

Detroit Pk.. 1920, 4% 

Detroit City, ar.. 1919-57, 4% 

Detroit Pub., imp.. 1916. 3i% 

Detroit BT.. 1918, 4% 

DetroH Pub., imp.. 1918, 3.W% 

Detroit ■r..l919-M. 4% 

Detrott Pub. «„ 1922. 4% 

Detroit Public Ltg., 1924. 4% 

Detroit Gas. pr. In., 1923, 6% 

EMtern Mich. Edison. 1931, 5% 

Eoorae Tnsp, sc., 1926, 6% 

Qrand Rapuk. Mich., fl. pro.. 1935. ik% 
Grand Rapids. Mich., wat. wks., r., 1929, 

i% 

Grand Rpds.. Mich., wat. eztn.. 1929. i% 
Grand Rapids, Mich., pmpg. st.. 1929, 4% 

Hamtnmck. Mich., so.. 1922, 5% 

Hamtnnck. Mich., sc.. 1926, Ak'c • • . 
Hifi^land Parle. Mich., vge. imp., 1929.4% 
Idabd, Okla., wat. wks., extn and imp., 

1987,8% 

Michiffin Steamship, 1916-17. 5% 

New Menoo Ter., 1921, 5% 

Okla. Cy., Okla., wat. wks, 1936, 4|%. . 
Saginaw. Mich., st. imp. k v.. 191i-15, 

^m> 

Saonaw, M»ch., bd., 1920, 3|% 

8. Fe.. Pws. k JPhoe. Ry., 1942, 5% .. . . 
SoingweUs, Mich., twnsp. sc.. 1915, 5%. 



, wat.. It. k ST. ut., 1936. 



Par 


Market 


Vahie. 


Vahie. 


812.000 


811.880 


85.000 


77,150 


2,000 


1.960 


25.000 


24.750 


10.000 


9.800 


51,000 


60.440 


5,000 


4,950 


50,000 


49,000 


15,000 


15,000 


20,000 


19,800 


15.000 


15.300 


18.000 


18,720 


17,000 


16,490 


15,000 


14,550 


10,000 


9.700 


5.000 


5.150 


10,000 


10.200 


13,000 


12.610 


10.000 


10.700 


15,000 


15,000 


16.000 


16.000 


5,000 


6,000 


18.000 


17,910 


10,000 


9.400 


13.000 


18.520 


6,000 


6.060 



5,000 



5.000 



Totals (book vahie, 1646,250) 1649,000 *I631.700 



MISCELLANEOUS: Capital increased in 1888 from $200,000 
to $400,000 by cash payment: in 1906 $200,000 additional mar- 
" in ^ stockholders. Conflagration kas: San Ftsb- 



plus was paid in by si 
Cisco. 190M371.ia2. 



* Securities as per company's vahiations; the item in i 
based on insurance department valuations. 



DmECTORS: F. J. Heeker. Walter C. Mack. D. M. Ferry. 
Jr., R. P. J(3^. Junes Cravens. Clinton Goodkw Edgar. H. Kirke 
White. Clmrl-^ B Calvert. F. A. Schulte. J. W. Thompeon. Phffip 
H. Mi^.MjtUD. U Elliam R. Hees. James D. Stan^ Lem. W. 
Bowiii, < h:L« r Jenks, Geo. H. Barbour, WilBam H. Murphy, 
Ou«i. oiuwiii^^Jd, Chas. L. Pfthns, Carl A. Henry, David C. Whit- 
ney, Dr. J. B. Book. E. J. Booth. H. E. Everett. C. M. WUkinsoii, 
Geo. E. LawBon, M. B. Whittlesey. 

FIELD MEN AND TERRITORY COVERED: Willard 
0. Wayman A C. A. Henry, San Frandsoo, Cal.. for Pftdfie 
Coast department: D. Cliire Stone. Nashville. Tenn.. general 
agent for Ky. and Tenn j Cravens A Cage, Houston, Tex., man- 
far Tex. and La.; Simpson, Campbell A Co.. BoiBtaa. Mass., 
Its for Mass. and Conn.; C. W. Hutc' ' 



aorats for Mass. and Uonn.; C. W. Uutchlnsoa, spedsl 
agent for Wis.; W. T. Christophff, spedal aoent for Colo.; Marlio 
Y. Whitney, special agent for Mich.. F^ank C. Esterly. special 
agent for Minn, and Wis.; Chas. A.CummingB. special agent for III.; 

" "' ~ " It for Eastflm Pa.: 

Luu., Neal C. Rowland. 

, . Md- and Western Pa. 

The company operates m Aris., CaL. Cok>.. Conn.. Idft.. DL. Ind., 
la.. Kan.. Ky.. U.. Me.. Md., Mass.. MkL. Minn., Mo.. Moot. 
Nev., N. H., N. J.. N. Y.. O.. Ore.. P*.. Tenn.. Tex.. Utnh, Vt . 
WasiU W. Va., Wis.. Wyo.. and in Canada. 



A. M. Waldron. Philadelphia. Pa., general 
Robert Safford. speoial agent lor Ohio and 
State agent, RochestcTf N. Y.. for N. Y., 



MILWAUKEE MECHANICS INSURANCE COMPANY, Milwaukee, Wis. 

President, Wm. L. Jones; Vk)e-President and Treasurer, Chas. H. Yunker: Second Vkje-Preeklent, G. W. Groasenbach; Secretvy 
Oecar GriebBng; Asristant Secretary, Emil Teieh. Orgnnised, I8S2. 





- 


Uoeamed 


Net 


Net 


Total 


Loaa 






Total Ex- 


Loasn 


Y>AR 


Assets 


Ptamiums 


Surplus 


Premiums 


Income 


Psid 


Dividends 


Expenses 


penditures 


Inooned 


1913 


$4,461,026 


$2,289,136 


$874,703 


$2,003,152 


$2,188,262 


$1,000,940 


$120,000 


$004,579 


$2,025,519 


SM4.392 


1912 


4.379,065 


2,259,110 


810.323 


1.948,20? 


2,136,361 


1.110,397 


120.445 


883,049 


2.113391 


1.128.810 


1911 


4.552.698 


2,377,049 


689,365 


2.269,746 


2,456,054 


1,022,472 


422.555 


1.048.575 


2.493.602 


1^4.778 


1910 


3.487.518 


1,756.073 


835,438 


1,606,758 


1,744,716 


728,062 


90.000 


740,6331 1.568.695 


712,467 


1909 


3,252,4331 1,733.387 


655.788 


1,594,570 


1,744,398 


684.353 


80.000 


726.823i 1.491.176 


716.967 



AsuTB, Dk. 31. 1913. 

Realortate $52,825 

Mortgage loans 1.832,487 

Bonds and stocks... 1.994.537 

Cash 187,757 

Agents' balances. . . . 344.283 

Interest 44.868 

Otherassets 4,268 

Total assets $4,461,025 



LuBoniBB. Dk. 31. 1913. 

Losses unpaid $167,861 

Unearned prems.... 2,289,136 
Res. for dividends . . 30,000 
Other liabifities 109,335 

Total liabihties. . . $3,586^22 

Capital paid up 1 ,000,000 

Netsurplus 874.703 

Total $4,461,026 



Underwriting profit. 1913. $80,494; investment profit. $103,886. 

RISES AND PREMIUMS: Fire risks in force, December 31, 
$434,327,221; premiums thereon. $4,458,849. 



BUSINESS SINCE ORGANIZATION: Ptamiums received, 
$36,428,355; Umbcs paid. $18,814,483; dividends declared, cash. 
$2,028,000; stock. $300,000. 



REAL ESTATE OWNED: Comprises 2 paroeb, vn.: 3-story 
stone front brick buikling, at 442-444 City Hall Square, Milwaukee 
ivahie, $48,000), and 9 lots in 17th Ward. Milwaukee (value, 
$4325). There are no incumbrances. 

MORTGAGE LOANS: There are 219 kians, ranging in amount 
from $200 to $161,000. and aggregating $1,832,487. The pro- 
tecting properties are valued at $5,044,637. and there was $625 
interest past due on December 81. last. The loan of $161,000 
is upon a tract of land bounded by St. Paul ave.. 13th st.. 15th 
St. and C. M. k St. P. Ry. Co. (except E. 200 feet), Milwaukee, 
vahied. with buildings, at $388,620, and the company holds 
$170,500 of insurance on the buildingB thereon. 



Par Mvket 

BONDS OWNED: Vahie. Vabe. 

Calgaiy Ptot. Pub. ic., 5% $25,000 $23,000 

Dona Ana Co.. N. M.. 5% 10.000 9,9W 

E. MUwaukee. Wis., 5% 24,000 24,000 

Ga. State, 3t% lOJOOO 9.4O0 

Green Bay. Wk. H. Sc., 4i% 50.000 4S.$!« 

La. St. Pt.. com.. 5% 62.000 54.090 

Milwaukee. Wis.. 3i% 7.000 6.475 

Milwaukee. Wis., 4% 10,000 9.622 

N. Y. Cy., cp. stk.. 3i% 10.000 8 3no 

N.Y.(V..cp.8tk..4J% 115.000 118.450 

PortUnd, Ore., wat., 5% BOJOOO 51.000 

Portsmouth, Va.. 44% 18,000 16.920 

Racine, Wis.. 8c.. 5% 9.000 9.000 

Ramsey Co., Minn., bg., 44% 75,000 75.000 

Richmond, Va.. 4% 25.000 23.000 

St. Paul. Minn.. B. of E., 44% 125.000 125JMM 

St. Louis Co.. Minn., 44% 61,000 51.ai0 

Va. State. 3% 12.000 9.960 

W. Allis. Wis., 5% 26.500 26^W 

Wihningtom. N. C, st imp.. 44% 20,000 19,(rv) 

B.AO.RR.,44% 25,000 22,5iW 

Can. No. Ry., 44% 27,000 25.630 

Chi. k Alton Ry., 34% 80.000 15.900 

Chi. A E. lU.. 5% 25/100 23.00) 

Chi. Ind. ft So. Ry.. 4% 26X100 22.000 

Chi.. M. k St. P. Ry., 4% SOjOOO 44.000 

C. M. k St. P. Ry. (P. S. k W. H.), 5% 30AM) 29.400 

C. k Nwn. Ry. (M.. S. k N. W.). 4% . . 25X100 22,500 

C. k Nwn. Ry. (St. L.. P. k N. W.), 5% . 50X100 51 .Onn 

C. k Nwn. Ry.. eq., 44% 25.000 24.2% > 

C. R. J. k P. Ry.. r., 4%ized.by.\^U U^OOO 54.0U) 



REPORTS OF FIRE INSURANCE COMPANIES. 



117 



MILWAUKEE MECHANICS INSURANCE COMPANY, MUwaukee. Wis.—Continued. 
I 



fioiiDs OwmD.— Coii(. 
iViLEL|T..LtAP.,5%. 



Jt^-*>-J^'3% MDOO 

M..fl.4 0.Ry..8% 

}au.Ht4Te.,5% 

M,8t.P.A8.8te.M. Rt„4% 

SLL IJU S. By. (RJk a. DiT.). 4%.. 

&.Ry!VAb.y,4%.v.;;;;;.*;;;;;;; 

8o. Ry. (K. 4 0.), «% 

So.Pie.Ry.,r..4% 

So.P*e.Eq.,4*%. 

WtW»Ry.(T.4CliL biT.)%% 

W.Kt(i.fiLHy.,4% .. 

WM.CaitRy..4% 

Annoar*Co..4i% 

CQ(UiyPkckiiig.5% 

HydnaBc Pow. NiacBn FtDs. 6%. .... 

MmhMtiHtAU.,5% 

^-gnt /.IbH. Ptow. A Mfg.. 4% 

Ro^rt.IlL.EL,5% .... 

A. p. Snath'Mfc (MiL).*5%i.'.V.' '. 

I ojon EL Lt 4 Pbw. (St. L.). 5% 

lja.GukEL,S% 

Wis. Pub. 8er ., 6% 

The Mil EL Ry. A Lt. Co., p. itk-, 6%. . 
*M.N«t.Bk.8tk .. 

ToUh... 12,240,200 *tl.g70.228 

VSecurhaei m per oompany's vduatkuH; tlie item i 
bind oo iiwiraDee depwteMat ▼mhiatioiw. 



Pto 


Market 


Value. 


Vahw. 


SSOXXX) 


120,100 


30,000 


26.400 


17,000 


16.150 


SOJOOO 


34.000 


25/)00 


25,500 


75.000 


75.000 


75,000 


66,760 


100,000 


72.000 


25,000 


10,000 


UfiOO 


25,500 


35,000 


29.050 


17.000 


18360 


1«,000 


16,720 


35,000 


83.050 


35^000 


22.400 


10,000 


6,000 


50,000 


5300 


50,000 


37300 


25,000 


24300 


45.000 


38.250 


20,000 


25310 


10,000 


0.800 


12,000 


11.760 


25.000 


23300 


18,000 


16.020 


10,000 


0.400 


25.000 


22300 


25,000 


24300 


30,000 


20,100 


50,000 


47.000 


36,000 


32,400 


32,000 


31.040 


6,700 


13,400 



MISCELLANEOUS: Capital incnaaed in 1906 from S300.000 
to S600.000 and 1300.000 waareaHied on aale of new Btoek. Early 
in 1911 tlie Milwaukee Fire waa marnd with tlie Mihrankee 
Mechaniee under tlie title of the latter mstitotion, with a capital 
of 81300,000. Conflagration kisne: Baltimore, 1904. 1321370; 
San Francfaoo. 1906, 81.405310. Vahiea of vedal depoaita: 
Oil, 89,400; Va.. 847,060; N. M.. 80,900. 

DIRECTORS: Chas. H. Yunker, Chae. F. P6et«r, FerdinMid 
Meineeke, O. W. Qroannbaieh, William Finger, Fred T. Goll, Fred 
Vogel, Jr., GusteT Pabet. Wm. L. Jonea. Dr. Joe. Sohneider, Chaa. 
0. Stem, Arthur R. Munkwita. Otto H. FaUc Carl Penabom, H. A. 
J. Upham. Geo. C. SwaUow. 0. C. Fuller and W. C. Qaarlaa. 

F[KL» MEN AND TERHiluHi < UVKKKD: ikt»tA 
tmata ttaiTy FoK for Chi, vid Cook C^J., 175 W, Jtckaon Btird, 
Chii?a^, HI: ¥.. h, Grwbbog Tor Clev., Cujahoga Co.. Cleve- 
land, (>-, TnWll Park Big.; Wm. L. Perrin t Son Jor New York 
City. 711 Maidoa Lmt, New York Crty, N. Y.; State Mcota: H. F. 
Avery for Colo.. Wyo., Am. aod N. M., Colo. Spring Cob.; WaJtor 
£. Blian for ()r«. and Wmh., Poftland. Ura.^ lohu Bohea for No. Ill, 
Freeport, III.; 11. E. BoainK for 0, aud W, V»t.. ancimuti, 0,; 
WmJter L. Burkhartfor Lia . Mont, and L'Uh^ Helena. Mont.; C. W, 
Cou]dfe» for Tex,, and La., Fort Wortb. T« ; Chaa. F. Engte for 
fnd.t fndiiinaiiQlug, Ind.; A^ W. Fr«f!QUiii for fm., Dccorab, la.; 
Rtiejine Givrrtiaiid fur Maad., Coan., R. 1., Vt^ aod N. H.. Btiston, 
Ma»; John A. Haitsoa for Minn.. N. D. and S. D.. St Paul, 
Minn.; R, Wilson HofTman fur Pa. and N J, , Harriabitris. Pa.; 
W. A. HoUjuid far V* antj N C. DanTille, \ a.; G«o. P. Kjessbermr 
frir Mich., Dctrait. Mich,; H. L. Maury for Ky., TemL and Ark.. 
Louiuville, K>'.; W, W. <lK*bau«h for Kara., Oltla. and Neb.. Wich- 
ita, Kan.; Chas. A. Prmidfit for Mo„ Kaosie City. Mo.; C G. Redd 
for Ha., Ga.. Ala. and B. C , ColumbuH, Ga.; R. E, ReipUiifW for 
Win,, Milwaukee. W'a.; L. W. Rich ftir U. (Ger. l"nd.) & (Jkir), Dm 
Mobi». la- Dan T. Smith for So. lU.. WinciiB6U?r, III.; Robt. Wwh- 
aelfwrf for Gernsaa UndirwHtcriw lU. (So.), Mkh,. lud. and O., 
Indianipolia, Ind.: R. U. Wtebon lor German Undennritcvi. Wk; 
Mjrh . Minn, ind III, Milwaukee, Wia.; Paul N. Schuengel. epeetal 
aKcut for \XiB. Milwaukee. Thj* wmpany di»« buennne in all the 
States LiL the Uatt«d SUt«a excepting Ala«.. Cal.. Dd.. Me., Mm. 
aodNev. 



MINNEAPOLIS FIRE AND MARINE INSURANCE COMPANY, 

Minneapolis, Minn.J 

P^Mdeat. F. C. Van Doan; Saeretarj, Alfr«d StinBon; Aanrtant fieei«tafy. F. M. Mcrigold. Orfaniaed. 1M2. 







Unearned 


Net 


Net 


Total 


LoflK* 




1 Total Ez- 


Ix»ea 


Tiia 


Amia 


Premiuma 


Surphia 


Pkaniuna 


Income 


Fakl 


Dmd«D(b 


Eipeoafla 


penditorea 


Inouned 


It» 


9575.415 


9133,338 


V28.138 


1171.688 


8260,316 


861.221 


620,000 


180303 


•161324 


S52.763 


1912 


IS'^^ 


75324 


197.190 


•36.883 


102.366 


•98.734 


20.000 


62,971 


171,705 


79396 


1911 


558,807 


149,628 


176,114 


181,668 


307,261 


142334 


30,000 


64.781 


237,616 


133,061 


1910 


577,866 


183.421 


153,680 


188,698 


233,718 


310,976 


22,126 


68367 


396,968 


271,917 


1909 


739,060 


344,096 


107,042 


528,338 


663,129 


305316 


17,875 


164.62^ 


477.71« 


319302 



•RdatiTdy amaD net 
-rtol9U. 



and heavy loam due to oanoeDation of mueh buaineaB taken throng rflinsuranoe oontraeta 



Aaaaia, Dmc. 31, 

Mortpfek»anB 

BoadsaBditoeka... 

Cidi 

AceatR'balaneea... 
latcnit 



1913. 
$296,026 
197366 
35.966 
36.137 
10343 



LuBiLrnsB. Dae. 31, 

LoBBOB Qiqiaid 

Unearned prema 

Other liabiUtica 



1013. 
$5303 
133338 
8.636 



Total liabilitiea.. . $147,277 

Capital paid up 200.000 

Netsurphia 228.138 



Total a 



$676,416 Total $676,415 



OBderwiitins profit. 1913, $33306; inTeataient profit. $17,663. 

t,?S^J^^ ^^*"^M8: Fire riaka in foroe. December 31. 
I1U78.409; pfenmums thereon, $226,738. 

BU8INE88 SINCE ORGANIZATION: Premhmia reoeiTed. 

fiH^i^ml^. ''•'^•**^ *^*^ "-^ -*• 

M0RTQAOKU)AN8: Th«eaiell4k)anB,a8gre8ating$296.- 
SS^Pf^Sfted by Minn-. N. D. and 8. D^Sll^^^^i 
{1366,428. There waa $780 of intereatpaat due on December 31, 
biBt The eoDiMuqr hpUa $129,796 of ia«iranoe on the hoMaot. 
T^«arcbotfloanBmtiee»of$6300 the largeflt bemgisiooo; 

BONDS AND STOCKS OWNED: 
BoRia. 
If iBBeaooliB Gaa Lt, 1930. 5% 



Par 
Vahie. 
$10,000 
26.000 
26.000 
10.000 
6.000 
10.000 

t fvmmtf Winona Fire; name ehanied is 1911. 



MmewJiBG ,,, 

N^(^ cp. gtk., 1966, 4% 

Q«>nd fofka Gaa 4 El., in&, 6%. 
Tma Hajte Te, 4 U., 1944. 5% . 
WaBBta. limn-, Co., 1917. 6%. ... 
— ""— .1917.5% 



Market 

Vahie. 
$9,700 
23,760 
24313 
9,760 
6,040 
10,066 



Boms AND 9lOGU OWHIO.— CofU. 
BONM.— CofU. 

Roeeau Co.. Minn., 1916, 4H% 

Ellendale, N. D., 1924-29, 6% 

8. D. Central Ry.. 1927. 5% 

Minot. N. D., 1928. 6% 

Cuater Co.. N. D., 1922. 4% 

CUy Co..8.D..Be.d]8t.,1914-15-16-17. 5% 

Butte EL 4 Pow.. 1951. 5% 

Deuel Co.. S. D.. bc. diBt.. 1917. 5% 

Chi. Ry.. 1927, 6% 

Cy. Wcatlake. Bott Co.. N. D..1927, 6% 

Stocu. 

Firat Nat. Bk.. Minn 

Northwwtem Nat. Bk., Minn 

Security Nat. Bk., Minn 



Pfer 


Market 


Vahie. 


Vahw. 


$10,000 


$9,930 


6.000 


6336 


10.000 


9.630 


20.000 


22.000 


1.000 


936 


1.800 


1300 


11.000 


10.460 


1300 


1300 


10.000 


9,926 


2.000 


2.092 


3300 


7360 


7.600 


21,900 


2300 


12,000 



Totab (book vahie, $197,484) $170300 $198,263 

MISCELLANEOUS: Thia company was organised in 1902 aa 
the Winona Fire, with a paid-up cuntal of $130300. and a aor- 
phia of $50,000. and early in 1911 changed its name to the Min- 
neapoUa Fire and Marine. Capital increased in 1904 to $160,- 
000 and in 1906 to $200,000 (7 stock dividend. 

DIRECTORS: F.C.VanDu8en,A.G.MoritiJ.D.McMiUaa. 
A. Stinaon, G. C. Ba^. J. R. Marfield. P. L. Howe, Chaa. W. 
Sexton, C. A. Brown, W. C. Hefan. 

TERRITORY COVERED: The company ficenaed ia Colo., 
ni.. Mao.. Mich., Miaa.. Moat, Neb.. O.. N. Y.. N. D., 0.. 
Fk., 8. D. and Wia. 



Digitized by VaUUV IC 



118 



REPORTS OF FIRE INSURANCE COMPANIES. 



MINNESOTA FIRE INSURANCE COMPANY, Chatfield, Minn. 

Prendeat. Joeqth Underleak; Seeretvy, S. E. Bibbms; Organiied. 1000. 


Ymam 


AmetB 


Unearned 
Premiums 


Net 
SurphiB 


Net 
Ptamioms 


Tn^Mww 


LOMi 

Fkid 


Dividend! 


EzpenBei 


TQtalEx- 
penditurei 


Loaee 
Inearrad 


1013 
1012 


$181,875 
160,702 
176,508 
160,111 
146,066 


138,176 
31.620 
36,412 
21.078 
2.737 


$31,062 
24.686 
20,464 
20.678 
40,201 


$72,220 
64.600 

103,003 

64,682 

6.408 


$81,471 
73.340 

110.600 
66318 
.6,483 


$40321 
40.050 
61,803 
80336 


$16 


$31,137 
33,424 


$71,473 
74^74 


$34380 

43343 


1011 
1010 


6,001 


47,358 104.162 
26,300 6A.aS5 


53377 
29389 


1000 




tlO.080 


tlO.080 


2300 



t InoludeB $8300 omaiuntion 
Ahrb, Dk. 81, 1013. 



Realc 

Morteagsloaoe.... 
Bonds and stookfl.. 

CMh 

Agents' balances... 
Interest and rents.. 
Otiiera 



LuBiiiTiBS, Dbc. 31, 1013. 

$12,150 Lossesunpaid $058 

" 38,176 

7,770 



Total 



80,160 Uneamedprems... 

26302 Other UabiHties... 
30,342 

11,458 Total liabifities.. 

3,132 Capital paid up... 

232 Netsurplus 



$46,013 
103.010 
31,052 



$181,875 Total $181375 



RISKS AND PREMIUMS: Fire rislcs in force December 31, 
$4,106,030; premiums thereon, $74360. 

BUSINESS SINCE ORGANIZATION: Phsniums received. 
$242,621; losses paid. $162,000; dividends declared, cash, $5,015. 

REAL ESTATE OWNED: Consists of 5 pieces carried at 
$0,750. Two of thesepieoes are Canadian farm lands, 1380 acres; 
two pieces of North Dakota farm lands, consisting of 480 acres, 
and one piece of village property in Chatfield. 

MORTGAGE LOANS: There are 81 lous aggregating $00,628. 
protected by farm property in Minn., Wis., N. D. and S. D., valued 
at $242,300. $500 of interest was past due on December 31. last. 



BONDS AND STOCKS OWNED: 
Fk., 1041, 6% 



St. Peter irtiurg Cy., 
Ftoples Tl., p. stk. 
Peoples Tl., e. stk. . . . 
Greenwood Prairie Tl 



Totals (book vahie, $25,030). 



Psr 

Vahe. 


Market 
Value. 


$6,000 

400 

16300 

6330 


$5362 

400 

15300 

5330 



$25330 $26302 



DIRECTORS: F. G. Stoudt. F. L. Teeoa. D. B. Franklin, S. 
MaddoelL, Jos. Underleak, L. D. Haridns, H. A. Baldwin. S. E. 
Bibbins. C. L. Tkurber. 

FIELD MEN AND TERRITORT COVERED: JohaNaghten 
ft Co., 20 So. La SaOe st, Chicago, III., for 111.; F. H. WUder, 
Fano, N. D.. State aoeat for N. D^ N. S. Tykt, Sioox Falte. 
S. D.. State agent for S. D.; Jas. S. Kemper. Chicago. DL. repre- 
sents the company for surphis lines in the Middle Weat, Douglas 
Bros.. New York; A. J. Van Deinse ft Co., Indianapolis, Ind.; W. 
J. Johnson ft Co.. Boston. Mass. The company is licensed in 
Minn.. N. D., and S. D. 



MONTANA FIRE INSURANCE COMPANY, Butte, Mont. 

President, W. R. Allen; Secretary. C. M. McCoy; Manager, Thos. T. Frith. Organised, 1012. 



YlAft 


Assets 


Unearned 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Losses 
Plod 


Dividends 


Eipenses 


Total Ex- 
pendituTCS 


Losses 
Inoaned 


1013 


$340,040 
210,140 


$32,545 
21.678 


$73,120 
10.635 


$37,708 
40370 


$02,283 
308.673 


$6,660 
5.503 




$47,100 
48.658 


$53350 
54351J 


$6,669 


1012 




7.09S 



, Dae. 31, 1013. 

Mortgagekwu $366,862 

Bonds and stocks... 23,620 

Cash 33304 

AgenW balances.... 11,300 
Interest and rents. . . 5.645 



LiABiums, Dbc. 31, 1013. 

Unearned prems $32,545 

Due for reins 5,818 

Other lubiUties 4372 



Total liabilities... 

Capital paid up 

Net surplus 



Totals 



$43,035 

224,785 

73.120 



$340,040 Total $340,040 



Underwriting Urn, 1013. $5,702; investment profit, $15,440. 

RISES AND PREMIUMS: Fire risks in force, December 31. 
$2324,132; premhuns thereon. $54,017. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$70,462; Umscs paid. $12,262. 

MORTGAGE LOANS: There are 35 loans, segregating $266.- 
862, protected by farm real estate in Mont, and Ida There was 
no mterest past due on December Sfl. last. The land mortgaged 
is vahied at $511,235 and the buildings thereon are valued at 
$84,070. The oompttsy holds fire insurance to the amount of 
$47300. 



BONDS AND STOCKS OWNED: 



CityofUbby 

Round Up Water Co. 

City of Butte 

City of Whitefish 



Totals. 



Pfer Market 

Vahie. Vahie. 

$5,000 $5,000 

1.000 1.000 

7.600 7300 

0321 0.221 

$23,621 $2.1.621 



MISCELLANEOUS: This company commenced boaanos 
February 6, 1012, with a subeeribed capital of $200,000 and u 
initial surplus of $120,000. 

DIRECTORS: W. R. AUen. E. E. Essdstyn. C. M. MeCoy. 
John G, Brown. W. Lee Mains, T. J. Nemy, R E. Webster. 
George A. Loasby. David Hilger, J. M. Keith. J. E. Edwards, 
T. J. Bennetts, W. H. Sales. 

FIELD MEN AND TERRITORY COVERED: The eom- 
paoy operates in Mont. only. 



NATIONAL FIRE INSURANCE COMPANY OF HARTFORD, 

Hartford. Conn. J 

Pnwlent, James Nichols; Vioe-Pfeesident, H. A. Snuth: Secretary, Geo. H. Tryon; Asnstant Secretaries, F. D. Layton, a T. ManreO, 
C. 8. Langdon, E. E. Pike; Treasurer, F. B. Seymour; Assistant Treasurer, W. J. Frederick. Organised. 1871. 



1 Unearned 


Net 


Net 


Total 


Losses 


1 Total Ex- 1 Loam 


Year 


A«ets 


Pnmhims 


Surplus 


IVenuums 


Income 


Pfeid 


Dividends 


Expenses penditurei 


Ineoned 


1013 


$15,485,762 


$8,140,336 


$4,082,441 


$8.454341 


$0,070,104 


$4,408,004 


$400,000 


$3.463,420l $8373333 


$4381.437 


1012 


14,082.673 


7.862,027 


3307,205 


7,800,025 


0,665,461 


3.047.105 


244.430 


3,161,063 


7.353,408 


3.030.066 


1011 


11,837,740 


7,212364 


2,630376 


73143I6 


8383337 


3,774.030 


200.000 


3,333317 


7.808.856 


8.673.450 


1010 


10,702,203 


6.075,205 


2,645,000 


7,138.050 


7314311 


3,007,438 


200,000 


2,730.761 


5.047,100 


3,15a601 


1000 


0.328.707 


4.685J»77 


2340.204 


5.606325 


5,066.705 


2.680316 


130.000 


2,116.421 


4.02733^ 


2.685352 



X Conneotieat standard. 



Digitized by VjUUV LC 



REPORTS OF FIRE INSURANCE COMPANIES. 



119 



NATIONAL FIRE INSURANCE COMPANY OF HARTFORD, Hartford. Conn.— Cont. 



Die. 31, 1013. 

BaiflBtate^. $610,167 

McrteacekMU 1.566450 

^HMkudstodu... 10.750.769 

C«fa 028,022 

Asmta'bduees..... 1.253.557 

iDtoot 160.013 

BiUerecforpitms.. 207.184 



Total • 



LuBiLmn, Die. 31, 1013. 

Looesunpud $612^23 

UnnrDedprans... 8.140.336 
ContiDgentreBerTe.. 300.000 
OtherliBbUitiM 350,462 

Total lisbifitiea... tO.403.322 

Cuitelpudup 2.000.000 

Netsoiphifl 4.062.440 



$15,485,762 Total $15,485,762 



lakrwriting profit. 1013. $278,072. Investmeat profit. $206.- 
0I& 

RISKS AND PREMIUMS: Fire riaka in force December 31. 
$1,553^.617: premhuna thereon. $15,870,350. 

BUSINESS SINCE ORGANIZATION: PremiuiiM received, 
S104J04.7M: loaM paid. $54.77830; dividenda declared, caafa. 
S4.731.400:ftoek. $100,000. 

REAL ESTATE OWNED: The princiud parcel ia the oom- 
pur'i ikODe office, a briek bmlding at 05 Fmxi at.. Hartford. 
of w^eh the actual coat waa $406,142, and the otarket value 
M&Sm. The only other important property ia 424 Walnut 
It, PhiiaddidJa, an office buildinc book vahie $60,000. carried 
tt ITOjOQO. Then are other itema, moatly dweHiiiiff in Hart- 
{ord, St Fral and Peoria. HL 

MORTGAGE LOANS: The 268 k)aiia aggregate $1,566,150 
tad are protected by real eatate vahied at $5,283,605. the inaur- 
aaoe heU Iqr the company amounting to $1383.441. Theae 
kuaeovcr proparty in 8 Statea, the bulk, however, being aituated 
ifi Kaa., la.. Neb.. Minn.. Mo. and lU. The largeet loana are 
aloOam: $38,000 on lota and honital m Fort Dodge. Ia.. vahted 
it HiJXO] $40,400 on brick aehool and hoapital. in Cedar Raoida. 
K vakied at $185,000; $60,000 on 130-141 £. 5th at.. St. Paul. 
vihKd at $140,000: $40,000 on 151-157 No. Lawrence ave.. 
Wichita, vahied at $140,000; $100,000 on S. E. cor. 8th and Jack- 
Eoa Ma.. Topeka. Kan., vahied at $175,000. 

BO.NDS AND STOCKS OWNED: 

BOJCDS. 

Aftaay. N. Y., 8. at imp.. 1062. 4i%. . . . 
AivaU, Ga.. new hoapatal. 1042. 4|%. . 

B]ae Rapida. Kan.. 1025, 5% 

Bridgeport. Coon., ca.. 1024. 4% 

Bufab. N. Y.. wat. r.. reg.. 1010-20, 4% 

Canada, DoaL.atk.. 1016. 3i% 

(^baritoa Co.. Mo.. 1014. 6% 

Dai]aa, Tcl, pm. at. imp.. 1050. 4i%.. . . 
Dezter9&ifiB^ChnvaCo..N. M..1036. 6% 
E Hardbrd, Conn..wat. f.. 1042. 4k%. . . 
Fai» ae.. Omvea Co.,N.M.. 1036. 6%. . 
FVHcace. 3.C. wat. wka.. 1050. 5%. . . . 

Fu ^Ufam. can., v. d., 1033. 5% 

ft. Wilfiam, Cta., d., 1932-42. 5% 

G*koa,Kaa..wat.wka.,iei4.5% 

(ia. State. 1015. 4*% 

Graham Co., Kan., t, 1915, 6% 

Grwnrilfe, S. C, tr^ 1042. 5% 

Orotoa, Coon., wat. hu. 1024. 4% 

Ha8iihoo.0nt.ap. d., 1027. 4% 

Uvtfcrd. Conn. riv. bg., 1054-55, ZiVc ■ 

loia, AQcB Co.. Kan^ r.. 1021. Ak% 

Lake Arthur ac <&., N. M.. 1036. 6% .. . 
lAwenee, Kan^ b. of e., 1014-16. 4% . . . 
}^«a twnp., Kjan., r.. 1020. 4|%. 



U Aasdea. CaL, harb. imp.. 1014-16. 4|% 

IpfkxL, Kan.. 1019-20. 4i% 

JJMnanaive, Can., d.. 1046, 4|% 

Mawnoeuve, ac. com., Can., 1050, 4J%. 
>!«qa«tte, Kaa.. wat. wks.. 1027. 5%. . . 

•^vquette, Kan., d. It.. 1027. 6% 

Monphia, Tenn., at. imp.. 1014. 6% 

Miaaapofig, hoapital, 1041, 4% 

M WioGa. Mmn.. wat. wka.. 1020. 4% 

Moo« Jaw, Can., d., 1933. 5% 

.W Briiaiii, Conn.. »., 1036, 4% 

Ne» Bm., Mon. big.. 1948. 4% 

New Britain, Conn., sc, 101^30. 3i% . . 

N«Mex.,deLl»17.6% 

North«rtie,H,rtfotd,Coon..l031.3i% 
NorwaBt, Coon., pav.. 1031, 4*% 

fSi** ^- ^- "«• "»•. 1<»2. *>% • 

J5eaa,Ala..Bcbk.,1934.5% 

g^^a-Oan^kwdimp. d., 1017, 3i%. 

^lola, Kan., ap. imp.. 1014-17, 5% 

gtt*.. Kao^ iBt nnp.^ 1014-17. 6% 

gtt«.. Kaa., uA, imp., 1014-17. 5% 

D *^' ¥^ "*■ ™Pm 1014-17. 6% 

PwtJaod, On., wat. ban, 1023. ^ % 



Par 


Market 


Vahie. 


Vahie. 


$50,000 


$52,500 


30.000 


38.610 


10,000 


10.000 


25,000 


24.500 


25.000 


24.750 


100,000 


00.000 


11.000 


11.000 


100.000 


06.000 


3,200 


3.264 


50,000 


51.000 


3,000 


3,060 


25,000 


25,750 


100.000 


06,000 


50.000 


47,750 


2.000 


2.000 


10.000 


10.000 


1.000 


1,020 


25.000 


26,000 


10,000 


0.600 


60,000 


45.500 


102.000 


88,740 


5.000 


5,000 


6.500 


6,630 


7.000 


6,060 


10,000 


0,700 


55,000 


54350 


17,000 


16.830 


25.000 


22,500 


50.000 


42,000 


7.500 


7,500 


3,500 


3,500 


22.000 


22,220 


25.000 


24,000 


26.000 


24.750 


50.000 


47.000 


20.000 


10,200 


10.000 


0,600 


44.000 


40,070 


25.000 


26.000 


5.000 


4.600 


25,000 


25,500 


50.000 


40.500 


20.000 


10.600 


16.000 


15.360 


7.637 


7,675 


4.160 


4.222 


488 


400 


322 


327 


50.000 


52.000 



BoNM ua> 9iocu Own^.—CowL 
BoNM.— Conl. 

Pdrtkiui. <Jre., pk. Jiud blv., 1937, i"'i,.. 

Rirhinond, Va-, rcfi , 1923-13, i* t 

Salmi, Kjtn, ff., 1914-1020, 5* ^ 

Surnford, tkjiiii. «., 1941, 4i% 

St. llyiwrbihc. Can., d,. 1953. 5% 

&l4>cktoiit K^ ■ «^^' U- 1920, 5% 

Strong, Kaa.. pub. bop., 1928, 5*fr 

ToRjata, C*ii., ca. kwa d., 1048. 4% . . . 
Toronto, Can,, gn. cs. loan d., 1921, i% 
Toronto, local imp. d.. 1932, 4%. ... 

Vie torn, Can. d., 1023, 4*;'c 

Wadhicii|!U:iii, Kao., 1014, 6*;'; 



Ak. Gl. ^. RJI-, eq.. 1914, ik't 

Ala. Tefiti 4 No. R.R., I m., 1956. 5' {,. . 

Atl. k Birm. Ry , 1 m., 1634, 5^V 

Att- Coaal Lij»e H.R., u. m.. 1959, 4^;^. . . 

All. & Danv. Ry , 1 en., 194S, 4* c 

AiwMa Tni. Ry., I m.. 1W7, fi* x 

Aurora, Elgin k Chi. R.R.. I r„ 1046, 5% 

B. A 0. R.R., CT., 1933, 4i^ 

B.A 0, R.R.,t'.,L. K. 4 W. Va,, 1041, 4% 
Bir. Kn. A Be«. H.R., 1 m., 1941 ,&%... 

Birio. & t?. Ry., L m., lOfll, 6' f 

Br«kl>Ti Un. El. R- R-, I m . 1950. h%. . 

Buff. 4 Uck. Te, 1 m., 1928, S% 

BulT. Ry, 1 t«. ro.. 1J*31, 5% 

Bush Tm., C8. m., 1955, 5% 

Ciiii NoKy . imp r. «tk , «!q.. 1918. 4|% 
Can. No. Ry.,Uiip. rjftk . 1 m., 19lfl,4|% 

Can. So. Ry.. ca. gr.. 1063. 6% 

Car.. Cfindu.A 0. Ry., 1 m.. 1038. 5%. . 
Car..Clinchf.A O.Ry., eqji., 1020, 5%. . 
Cent. Br. Un. Pac. Ry., 1 m., 1048, 4%.. 
Cent, ol Ga. Ry.. Chat. Div.. 1051, 4%.. 
Cent.Vt.tran8.,tm. atp., IP^T ^'"t . . , 

Ch.ftO.Ry.,loa.m.. 10 . ^ 

Cb. A 0. Ry., R. 4 A. Div.J ca., 1989.4% 
CbL A E. Ifi. R.R., gn. ca.A I in..l037,5% 

Chi. A Erie RJL, 1 m.. 19?<J. .'V'o 

Chi.. H. A W. R. R.. 1 m., 1927, 6% , 
ChL A Ind. Coal Ry., 1 m., ly^U, 5% 
ChL, P. ft St. L. Ry., pr.ln. m., 1930, ^% 
Chi. Rya., P. money m., 1927, A% 
Ch.3. 1. A P. Ry-eq., 1013:^25, 4i% 
Chi., R. I. 4 Pac. Ry., eq.. 1920, Wi 
Ch., St.P.,M. & 0. R.R., ca. in., 1930, 6 i 
C..St.P.,M.AOm.R.R.,d., 1930, 6^^. 

Chl^t. L. 4 N. 0. R. R., l«51, 6% 

Ch., T. H. A S. Ry^l A r ., I960, 5%. . . 
ChL A W. Ind. R. R., oe. ni., 1953, 4%. . 
Choctaw A Memphia R. K.. 1949, &%... 
Ch., Oki. A G. R. R., gn. m.. 1919, 5% 
Cin., Ham. A Day.Ry., gn. m., 1939, V.^, 
Cin,, Ind.A W. Ry..l A r. m., 1063, 4%. . 
CL, Cin., Chi.A St.L. Ry. d., 1031, i\%. 
Clev. ,Lor. A Wh. R.R., 1 m. g.. 1033, 5% 
Den. A Rio G. R. R., imp., m., 1028, 5% 

Den. Tr. Tm., 1 m.. 1031. 5% 

Elgin. Joliet A E. Ry., 1 m.. 1941, 5%. . . 
Evan. A Ind. R. R.,1 ca. m., 1026, 6%. . . 

Fitchburg R. R^, 1032, 44% 

FUnt A P. M. R. R..C8.1 m., 1030. 5%. . 
Ft. W. A Den. Cy. Ry.,1 m., 1021, 6%. . . 
Gal.3ar. A S. A. Ry..l m.. 1031. 5%. . . 

Ga. A Ala. Ry., 1 ca. m., 1045, 5% 

Grand Trk. Ry. Can., eq. n.. 1018, 4}%. 
Gulf A Ship lal. R. R., gn. r.. 1014, 6%. . 

Gulf Tm., Im.. 1057.4% 

Ind.411-A la. R.R.. 1 m.. 1050. 4% 

Kan. Cy. Eler. Ry.. gn. m., 1022, 6%. . . 

Kan. Cy. So. Ry., eq. n., 1020, 5% 

Kan. C. F. S. A M. R.R., r. m., 1936, 4% 
Kan.A Colo.Pac.Ry.,1 r. m., 1038, 6%. . 

L. E. A W. R. R., 2 m., 1041, 5% 

L. S. A Mich. So. Ry., 1031, 4% 

L. A H. Riv. Ry., d., 1020, 4% 

Leh. Val. Tm. Ry.. 1 m., 1041, 5 % 

Leroy A Caney Val. A. L. RJl., 1926, 5% 

Utch.A Mad. Ry..l m.. 1034, 5% 

Long lal. R.R.,N. Sh. br.,1 cs. m.ie32, 5% 
L. A N. R. R., P. 4 M. Div..l m.,1046,4% 

M., D. A Sav. R.R.,1 m.. 1947. 5% 

M. Cy. A Ft. D. R.R.,1 m., 1065, 4% .... 

Millen A Swn.R.R., 1 m., 1055. 5% 

M.. L. A M., A M. St. Ry.,1 m.,1010. 5% . 
Minn.A St.L.R.R., 1 C8.m.. 1034. 5%. . . 
Minn.A St.L. R.R..1 and r. m.. 1040. 4 /o 

Mifls. Cent. R.R.,1 m^ 1040, 5% 

Mo..Knn. A Okla. R.R.,1 m., 1042. 5%. 



Par 


Market 


Value. 


Vahie. 


$100,000 


$03,000 


52,000 


40,560 


13,630 


13,600 


50,000 


51,500 


50,000 


45,000 


11.000 


11,000 


4.500 


4,500 


20.200 


25,824 


25.000 


24.126 


30.000 


26,700 


25,000 


23.250 


1.000 


1.000 


25.000 


25.000 


150.000 


135,000 


20.000 


18.200 


50,000 


42.500 


100,000 


87.000 


125.000 


137.500 


75.000 


60.000 


25.000 


22.750 


50,000 


42.000 


25.000 


21.250 


50.000 


40,000 


50X)00 


50,000 


25.000 


22,500 


25.000 


25,500 


25.000 


22,500 


50.000 


48,000 


5.000 


4,860 


50.000 


52,000 


55,000 


53,350 


25.000 


24.000 


50.000 


38.500 


25.000 


21.500 


50.000 


40.500 


60.000 


63,000 


71.000 


60.350 


85.000 


81,600 


85,000 


80.250 


06.000 


108,480 


50,000 


50,000 


50,000 


42,500 


25.000 


16,500 


30.000 


28.800 


50,000 


46.000 


50,000 


50,000 


100,000 


101,000 


175.000 


187,250 


100,000 


87.000 


100,000 


83,000 


50,000 


40,000 


3,000 


2,070 


43,000 


27,050 


25,000 


20,000 


50,000 


44,500 


150,000 


154,500 


75,000 


68.250 


25.000 


24.000 


50,000 


62.500 


25,000 


26,000 


25,000 


23.500 


65,000 


57.200 


170,000 


176.800 


50,000 


50,500 


25,000 


25.750 


100,000 


07,000 


50,000 


50,000 


50;000 


43,000 


50,000 


43,500 


100,000 


106,000 


50,000 


40,000 


110,000 


70,200 


50.000 


50,600 


25.000 


24.750 


50,000 


44.500 


25,000 


23,750 


50,000 


64.000 


45,000 


43.650 


75,000 


68,250 


25.000 


25,250 


125.000 


112.600 


75,000 


71.250 


75,000 


48.000 


34.000 


32.300 


25,000 


25,000 


45,000 


40,050 


25,000 


12.750 


50,000 


45.500 


50,000 


50,00() 



120 



REPORTS OF FIRE INSURANCE COMPANIES. 



NATIONAL FIRE INSURANCE 

Boms AND Siocu OwMBD.— CorL Fw 

B0RD8.— Coirf. Value. 

Mo.,KaB. ft T. Ry.,1 and r., 2004, 4% . . . $25,000 

Mo., Kan. k ToLKy .. St. L. DiT.,2001 ,4% 50.000 

Mo.,Ean.ft Tai.Ry..l m.. ext., 1944. 5% 20.000 

Mo. Fkc. Ry..l es. m.. 1020, 6% 100.000 

Mutual Tdl, 1 m., 1024, 4% 25.000 

Nadi.,Chat.A St. L. Ry.. Ct. Br..l923. 6% 15.000 

Nadi..Cbat.* StX.Ry.,1 osjn.. 1928, 5% 45.000 

N«w London No. R. R.. 1 m.. 1940. 4% . . 25.000 

N. M. Ry. ft Coal. 1 in.ft ool.tr..l947, 5% 91,000 

N.Y.C. ft H. R. RJl., L. S. ool., 1998. 3*% 75.000 

N. Y. C. ft H. Riv. R.R., 1915, ik% ■ • . . 25,000 
N.Y.C. ft H. R. R.R., B. ft A., eq. tr.. 

1921. 4i% 100.000 

N.Y.. N.H. ft H. R.R., oy.d.. 1948. 6%. . 2.700 

N. Y.,N. H. ft H. R. R.,n.. 1914. 8%. . . . 100.000 

N. Y. RyB.. r. e. ft r. m.. 1942, 4%. 19AN) 

N. Y. Rys.. mU. m. inc., 1942, 3.9% .... 57,000 

Nodairay ValR. R.. 1 m.. 1920. 7%. . . . 2,000 

Norf ft So. R.R.. 1 r.. 1961, 5% 50,000 

Nwn.Pft.R.R..lin.,1941.5% 50.000 

Nwn. Tm.. 1 m.. 1926. 5% 96,000 

Onran Short line Ry., 1 m., 1922. 6%. . 26,000 

PalRTR., cv., 1915. 8i% 100,000 

Ftaria ft Pekm Un. Rv., 2 m., 1921, 4i% 104,000 

F^ M. R. R.. NO. etfs., 1914, 4i%. . . . 25.000 

Fhil.Co.,deb.ev.,1922,5% 50.000 

P. ft Shaw. R. R.. 1 m. 8. f.. 1969. 6%. . . 100.000 

FHts. Tm. R.R. ft C. 1 m.. 1942. 5%. . . 65,000 

Ral. ft Spt. Ry., 1 m.. 1965, 6% 85.000 

Rio Qrande Je. B^.. 1 m.. 1939, 5% 60,000 

R.Id.Fii80oTm.,lm..l927.5% 26,000 

8. A. L. Ry., A-B., 1 m.. 1933, 4% 100.000 

aA.L.R.R..r.in.,1969.4% 50.000 

S.ftR.R.R..lm..l«26.5% 60,000 

So.P»c.R.R.,lr..l965,4% 78.000 

So. Ry.. 1 C8. m.. 1994, 6% 66,000 

So. Ry ., 1 m., Mem. Div.. 1996, 5% 00.000 

So. Ry., 1 m.. St. L. Dtv., 1961, 4% 35,000 

St. L., I.M. ft S. Ry., R.ft O.Div., 1933,4% 26,000 

St.L. Jl, M. ft Pi«..l m.. 1966, 6% 130,000 

St.L.ft S. F. R,R..l m..N.O..T.ft M.,1940, 

6% 50,000 

St. Louie Traaeit, 1924. 5% 100,000 

St.P.Cy.Ry..cable cbju.. 1937. 5% 50,000 

Tampa ft Jack. Ry.. 1 m., 1949, 5% . . . . 50,000 

Tex.ft Pac. Ry..l m.4A. IXt.. 1931. 5% 100.000 

Toledo ft 0. Ceat.Ry.. W. Div.,1935. 57o 114.000 

Toledo Tm. R.R.. 1 m., 1957, 4i% 50,000 

UbterftD.RJl..le8.m..l928,5%.... 50,000 

Vandalia R.R..OB. m.. 1967, 4% 50.000 

Vnua Ry.. 1 m.. 1962, 5% 100.000 

WahZ R.R.. 1 m.. 1939, 5% 25,000 

W.. C. F. ft No. Ry.,1 m. e. f., 1940. 5% 26.000 

A¥eat. Md. R.R^ 1 m.. 1952. 4% 25.000 

Wheeling ft L. £. Ry..l m.. 1926. 6% . . . 50.000 

Wheelmg ft L. E. RJ1..1 oa. m.. 1949. 4% 76.000 

AmSomPow. ft Lt.,n.. 1921.6% 26,000 

Buffalo On. El., 1 r., 1989, 5% 60.000 

Buah Tm. Bhse.. 1 m.. 1960. 5% 136.000 

QaWeetonWEiiif,1940.&% 25,000 

Huron ft Erie Lo«i ft SaT.. d., 1916, 4i% 75,000 

MortgMeBond,1932.5% 25.000 

OhuJbCo. Lt«.. 1 m., 1925, 5% 25.006 

ftTlt. ft Pow., 1 r.. s. f., 1951. 5%. . . 26,000 

Wertem Union Tg., ool. tr.. 1938. 6% ■ • • 10.000 

Wertem Union Tg.. ool. tr.. 1938, 5% . . . 26,000 

Stocxb. 

AteL,T.ftS.F.R.R..p.... ifiCO 

Cfai.ftE.IU.RJL,p.tr.ctf8 100.000 

Chi.ft£.m.R.R..tr..ctfe..St.L.ftS.FJLR. 25.000 

On. Gt. W. Ry.,_p. tr. ctfa 66,000 

GhLJL L ft FM.Ry..Co 25,700 

Chi.3tP.,M.ft 0. Ry., p 30,000 

Oa.R.R. ft Banking 20.000 

IlLCenlnlRJl 27.400 

L.ftN.ILR 86.000 

M.ftO.ILR.(8o.Ry.) 20.000 

N.H.El.RyB.,p 12.500 

N.H.El.Ryp.,c 14.700 

N.Y.C. ft H.kR.R 49,500 

N.Y.,N.H.ftH.R.R 50.000 

NorflW.Ry..adi.,p 16,400 

Pa. RJl 37360 

Peoria ft Bureau Valley R.R 16,000 

St. Joaeph, 8. B. ft 80. R.R.. p ^2,700 

St.JM^.8.B«iidftSo.R.R. 37300 

So. Ry., p 8,000 

United N. J. R.R.Mid Canal 10.000 



COMPANY OP HARTFORD, Hartford, Conn.—Cont. 



Bfarket 

Vahie. 
$17,000 
85.000 
19,200 
103.000 
28300 
16350 
47350 
22.000 
88370 
68.500 
24.750 

96,850 
2.862 
100.000 
14350 
84.200 
2.060 
50.000 
44300 
77,900 
27300 
97.000 
88.400 
24300 
48300 
90,000 
49300 
83300 
50.500 
22,750 
83.000 
87.000 
51,000 
70300 
66.650 
61,800 
29.400 
20,020 
100.100 

17.000 
70.000 
51,000 
45,000 

94300 
118360 
41,000 
60300 
47.000 
98.000 
26300 
20.750 
19.000 
50.500 
55,500 
24,000 
51.000 
117.450 
25300 
75,000 
24,750 
24300 
20.750 
9,400 
25310 



4300 
30.000 

2,500 
15.400 
16.705 
40.500 
50,000 
29,592 
48340 
14.200 

5,750 

1.176 
46,035 



Boms AMD Srocu Owinm.— Cent. Par 

SiooKS.— Cent. Vahie. 

Utiea, Clinton ft Binghamton R.R 125.000 

Aetna Nat. Bk.. Hardbrd. 6.000 

Charter Oak Nat. Bk.. Hartford 72300 

CitiaenB Central Nat. Bk..N.Y 2300 

City Bank. Hartford. 4,600 

FiTBt National Bk., Hartford 50,000 

Nat. Exchange Bk., Hartford 76,000 

Central ft So. Amer. Tg 20300 

Cobnial Securitiea 199.500 

Commereial Union Tg. 25.100 

Hartford Gas Lt.. p.. Hartford 7300 

Hartford Gas Lt. oom 7300 

No. Central Coal, Mo 25.000 



Maricet 

▼ahie. 
S25.000 

18,781) 
123.463 

4300 

4330 

88.000 

iao.000 
21.000 

748.125 

25.101) 

14.700 

18.600 

2.500 



13344 
41,685 
24.000 

2,700 
10.962 

6,160 
22.600 



Total $10.841388 810,759,769 

MISCELLANEOUS: Capital deeteaaed in 1872 from S5O0.O00 
to 8350.000. and nomptly restored; increaeed in 1878 to tOOOjOOO 
by atook dividend; iaereaied in 1881 to $1,000,000; iaareMed in 
1912 to 82.000.000. This company guarantees the polkiaB of 
the Cokmial Fire Underwritera of Hartford, the Ccdumbaa Fire 
Undcrwriteri of Omaha, Neb., and the German Fire Uaderwriten 
of Omaha, Neb. The Cokmial Seeurities Co..af iHuoh tbe Na- 
tional is practically the owner, oontrob the Mechaniea ft Traders 
Insurance Co. of New Orleans. ConflagnUion kMaas: »»iwtTrn 
1872, 8I6I30O; Baltimore, 1904, 8720.000; Plitenon. 1902. S133.- 
106; San l-Hndsoo, 1906, 82383324. Values of special depoaite: 
Va., 849380; Qa., 810,000; N. M., 810.000; Can., $422,450. 

DIRBCTORS: James Nkhols. John R. Buck, Bmuj C. Judd. 
Francis T. Maxwell. Chas. H. Briscoe, Ralph H. IBnaicn. L. A- 
Barbour. Fred. S. James. Charles Cheney. Omy A. Smith. G«o. 
H. Burt* f^ed. F. SmalL 



FIELD MEN AND TERRITORY COVERED: 

department; C. B. Roulet. general agent: W. H. Lewie and G 
W. Roberts, Boston, Mass.. special Ments for Me., N. H.. R. I. and 
eastern Mass.; 0. F. Cowee, Hartford, Conn., special ageat for 
Conn.. Vt. and Weetem Mass.; F. H. Bumham, Rutland, Vt. 
special agent for Vt.— Cobnial; C. A. Rich, Rochester. N. T.i 
special agent for western New Yorit, and F. L. Owwl Albm 
N. Y.. speoUd agent for eastern New Yoric; L. CTDmaalem. 
New York City, rami adjuster; L. C. Breed, New York Cit7 

raal agent for N. Y. Suburban; R. M. Wickham. State, aad J 
Thompson, special agents Newark, N. J., for N. J.; A. G. 
Kenngott. WheeOng, W. Va., special agent for W. Va. Goioiikl 
branch.; N. C. Roribaudi. Philadelphia, spedal agent for naaiun 
Flu; A. A. Warfield. wSydunston, STc.. special ageDt for V*^ 
Md. and D. C; Henry IiOweig. Pittebuzg, Pfe.. speeml ««»t 
for western Pa.; AJdied PmT & Son, Wheeling, W. Va. 
State agents for W. Va.: R. G. Hayes. CharlotteTN. C^ eoe^ 
rial agent for N. C. and S. C; Hugh T. Powell. Atkate, gZ^ 
special agent for Ga. and Ala.; H. C. Hare ft Co., JnckaonTiUe! 
State agents for Fla.; Gilpin, Van Trump and MontHnsnerr 
Wihnington, Stote agents for Del.; Cokual Bmuk Southera 
department, Cohuibia, S. C: Edwin G. Seibels, maoaaer; Jolm i 
Beibels. asiutant manager. Va.: G. H. Spigener, speeial mmeai. 
Richmond. S. C: Charlee B. Robb. special agent, OoluSSa! 
Ga.; A. L. Brooks, esecutive special sgent. Atlanta; T. H. Brvioka. 
special agent, Atlanta. Fla.: Chas. M. Hilliard. special sunm 
Tai^; J. WalterHilliard. special agent. Pnbtka. Gulf dmrt^ 



ment. 144 Caranddct St.. New Orleans, La.— Em«nr k NStoa. 
fCDoal agents for Miss, and La.; A. D. McBryde and Ghrm 

Southweeten d^^ 
general aaentB for 
i'ex.. ATK., uua. ana uoiomai uraacn. iia.; spscial Monta- F 
C. Hatfield and Allan H. Dixon. little Rock for Ark.7jaMk H* 
Price, Okla. City and Judge Harrison, Muskotee. for Okla.- e! 

E. Wri^t and W. E. Horton, Jr. (Colonial onJy), New Qr fal«^ 
for La.7F. A. Nisbet. Dallas, Jos. G. Smith. DaHas, ll M. AaSenon! 
San Antonio, M. M. Overby. San Antonio, V. B. Wright, P^lca^ae* 
adjuster. Sun Powell, Dallas, for central Tea. MsritiiM depvtl 
ment. Amherst, Nova Scotia. Can.— Dou^m. Bonn Co. Ctel 
nneral sgente for New Brunswick, Nova Scotia, ninoa Bdward 

Idaads and Newfoundland. Ontario department. Toronto. Oat. 

Can.— Smith, MacKensie & Hall, general agents for Ont. ««■& r£ 
Sauh Ste Marie. Western department. 176 W. Jaekaoa BK^ 
Oiicago, HL: Fred S. James, general agent, Geo. W. BkMm! 
assistant general agent and Chas. Richardson, aswintaut cenml 
agent. Imnois: W. T. Bisbee, speeial agent Cook GonatrrDF 
Monroe, State agent 111. and St. Louis, Mo. A. E Owena and Tl 

F. Knauer, special agents, Chicago. 111. C. W. Bibm, apoebd 
aoent. Athens. lU. Indiana: F. C. Deggendctf, State i^mTw 
H. Gttbriel, spedal afent. ^emcke Annex, Indianapftfa^ ^^ ' 



Jas. A. Bawden. and BillU C. 
Fire Underwriters, Lemcke Annex, 



agente, Cofeni^' 

.Mia, Ind. Iaw»^- 

W. W. WaddeU. State agent. Dee Mobes, la. Kansv: ^^Tt 



ft W. L. Gardner, State sgente, C. M. Hill. J. L. Galfareafth, Fkia^ 
L. Britton, special agents, Topeka, Kan. John D. Ffinticr, 1 



REPORTS OF FIRE INSURANCE COMPANIES. 



121 



NATIONAL FIRE INSURANCE COMPANY OF HARTFORD. Hartford. Conn.— Co«/. 



^ 



Keoti 



David Cddwell, State 



MiehkurOttrkB Row. State aoent. 
. W. Bafl, apMial agonte, Uuing, Mieh. 



Cifer. Mo. 

L«wfiBe.Ky. Mi_^_ 

". 8kiith and E. W. BaO, apadal agonte, Lauing. Mieh. 
: £. F. Wirth, State acent. Lonia L. Naaberg, spaeial 
incipoliB, Minii. Miaouri: H. G. Qaribk, ipeeial aceiit 

) of St. Looii. Kaoaaa Citf, Mo. D. E. Monroe, StiUe 
•«mt,8t.LoaiBCo,Mo. M. D. Majhngh, vpeeial acmi,_Eaans 
City. Mo. Nebrad:a: A. J. Lot*. State agent. W. H. ERwum. 
spedal a^eot. Omaka. Neb. Jamea H. Canbeer, special afent. 
Bine Smogft, Neb. North Dakota: Fred D. Hougham, State 
acent. Fargo. N. D. Ohio: Geo. W. Thniah and Geo. G. Groa. 
•pedd aseatB, Cohimboe. 0. Jamca B. Campbell, special agent, 
Colonal Rre Undenniters. Niles. 0. South Dakota: E. D. 
Monom. State egBot. Skwx Fhlk. S. D. Tennetwe: Cooper k 
HiO. State MEmta, Stahhnan Biukliiw. Nadiville, Tenn. Wia- 
eoom: Ray E. ffiacoz. State agentTMilwaukee, Wis. Canada: 
Pace, Harnson k Millar, general agents, Winnmeg. Man. Im- 
proved rak department, spedal sgento: T. M. Luee and H. C. 
Tobqr. Gcoenl inspeetors: H. W. Loekett, J. B. Nichobon and 
Son HaoavaH. Pacific department. Sansome and Sacramento 
StL Sao Franeiseo CaL—WiDard 0. Wagrman and Carl A. Henry. 
JMDt eEoeral actnte; Frank E. Stone and Maxwell H. Thomson. 
mataax geneml agent. Special agents: W. W. Clereland, J. N. 



Waters, J. R. Kenna and P. W. Lord, travening northern and 
central Cal. and Nev.; S-av FrKucl-«eo^. A. FaoU, general inqMctor, 
San Fraooiseo; E. A Rowc unrl J. F. Boylan, handling southern 
Cal. and Aria., Loa Atiici>kp>. Cal.; E. R. Thompson, all of Ore., 
Portland, Ore.; Bnioe Kalu, w>>Htem Wash, and western B. C. 
Seattle, Wash.; W. S. ihll .nd C B. Harris, eastern Wash.. Ida., 
Mont, and eastern B. r . Sf^oUne, Wash.: C. S. Hill and H. R. 
Sehroeter, Cok>., Wy < . N. M. and Utah, Denver, Cok>. Col- 
umbia Fire Underwrites, OuiAha, Neb., C. 0. Talmage, manager; 
Merrick E. Lease, assistant manager. Nebraska: E. G. Bohanan, 
general agent, Lincoln, Neb.; A J. Murrish, State agent. Hast- 
mgs. Neb.; E. B. Nicholson, asastant State agent. Omaha, Neb.; 
C. B. Roberts. Omaha, Neb.: 0. W. Dofing. Box 320. Lincob. 
Neb.; W. B. Ball. Kewncy. Neb.; J. T. Banning, Mason City, 
Neb., special agente. Kansas: C. H. Searle, State agent, A A. 
Searle, assistant State agent, Tppeka, Kan. Iowa: J. F. Weible. 
State agent, Dee Moines; Geo. W. Cain, Dee Moinss, and D. L. 
McCar% Dee Moinss, la.; special agente South Dakota: 
August Wuaster, State sgent, Chas. S. Hoyt, assistant State agent, 
Sioux FaOs. North Dakote: Frank Harris, State agent, Bis- 
marck. Okkhoma: J. H. McNew. State agent. Oklahoma City. 
B. S. Smith, Minneapolis. Minn., special agent for Minn. The 
company opvates in aU the states and in Canada. 



NATIONAL FIRE INSURANCE COMPANY OF THE UNITED STATES, 

Evansville, Ind. 

Artadee of iaeonocation for this company were filed in 1913. 
alkafforacspitarstockof$4/)00,000. Frederick Sehols, former 
!)Ute Treasurer of Indiana, is promoter, and the directors inofaide 



Herbert S. Hadley, John W. Kern. Duncan U. Fletcher, Lawrenoe 
0. Murray, Frank L. Norris and Guy Carleton. We have reeeiTsd 
no recent report of the p ro p ess of this company. 



NATIONAL-BEN FRANKLIN FIRE INSURANCE COMPANY, 

Pittsburg, Pa.a 

hmUai, Samod McKnight; Vice-Pnsideots. C. F. Stifel, J. C. Porter; Seeretaiv. H. M. SehmiU; AsaiBtant Secretaries. 
Thoa. A Hathaway. S. J. Croes. A. C. Rooi. Organised. 1866. 



■ 


Unearned 


Net 


Net 


Total 


Losses 




Total Ex- 


Losses 


Yum AMte 


Pnmhuna 


Surplus 


Premiums 


Income 


Paid 


Dividends 


Expenses 


penditures 


Incurred 


19U 


tU47,530 


$1,665,562 


8532,383 


81,474.754 


11,650.458 


1797,932 


8160,074 


$679384 


$1,637390 


$752,053 


1912 


3.341.451 


1,609.101 


531,052 


1325388 


1,698368 


726.137 


160.000 


692.146 


1378383 


743316 


1911 


3415.161 


1,308,809 


638331 


1306328 


1.470.427 


686.55S 


136,064 


573,990 


1397,607 


695,939 


IttlO 


3.130,«32 


1,343,159 


633,661 


1377.092 


*1 638,538 


642.074 


^287336 


601352 


1,530362 


649.166 


im 


2,719.438 


U13,4S5 


660350 


1371368 


1.407.690 


57434^ 


114.038| 


S3S,m 


1,226,993 


610.544 



*Indudss $125,000 premium on new stock, t Inehides $175,000 stock dividend. 



.team. Die 31, 1913. 

Balestste $157,450 

Mortpge loans 2.478.146 

Botthaodftoeks... 138307 

Coiktcfalkaas 81.900 

5^ 215,486 

AffDte'bsbaecs.... 233304 

latctert sad rente... 42,987 

OtWfMKtB 200 



Totsia 



LiABiuTiH, Dm. 31. 1913. 

Losses unpaid $136385 

Unearned prems 1.665.562 

Other Uabihties 23,000 



Total liabiUties... $1315.147 

Capital paid up 1,000.000 

Netsurphis 532,383 



$8347330 Total $3347330 



profit, $154,099. 



UadBwritiiV ptofit, 1913, $6,720; ii 

.,!^Ji?D ^*REM™^: Fire risks in force, December 31, 
$341,472306; premiums thereon. $3.178366. 

..?S5F* SINCE ORGANIZATION: Premrams received. 
l?^^' ^"""tJ^ $6397,002; dividends declared, cash, 
«U173n; stock, $227300. 

REAL ESTATE OWTiED: Comprises 20 items of dwelling. 
«« Md lot property. aU but onelm Toledo, 0.) in Allegheny 
Si. W7^**^ book vabe being $146,140, and the maricet 

MORTGAGE LOANS: There aie 914 kNms aggregating 
J.478,146jasslly upon properties m PiUaburg, N. S-.lSth %u!w 
t^S^J'S3^ *^ ne^hboring towna. Only a few equal 
oremeai 110300 m amount There was $6330 of interest over- 
5;2^wial»^l.l«rt^ 

«d the eompaay holding $8lSlS6rf £SS!^^e*bS 

Tar Market 

Value. Vahie. 

$6,000 $6,060 

15,000 14,925 



BONDS AND STOCKS OWNED: 
BoHsa. 

P.MeK.ACooa.,1981.5% 



Bonds and Siooks Ownid.— Conf. 
BoNDa.— Cofrf. 

West End Tc. Pitts., 1938, 5% 

West Penn., 1931, 5% 

Jonas ft LaughUn Steel. 1939. 5% 

Monon. Riv., Cs. C. k C. 1949, 6%. . 

Nat. Tub. 1962, 5% 

Phila. Co.. 1949, 5% 

Pitta. Crucible Steel. 1928, 5% 



Stockb. 

Alteheny Tr^ Pitts 

R.£i.Sav. ft Tr.. Pitts... 



AspmwaUDelafieklCo.. 
Gn. Adj. Bureau 



Fte 


Market 


Value. 


Vahie. 


$8,000 


$7,920 


15,000 


14.400 


30.000 


80.000 


10,000 


11,500 


25,000 


24,063 


2.000 


1,990 


20.000 


19.900 


2.500 


3300 


500 


600 


7.100 


4360 


100 


100 



Totals (book value, $139,799) $136,650 $138306 

MISCELLANEOUS : National paid a stock dividend in 1873 
of $12300; capital increased in 1903 from $100,000 to $200,000 by 
cadi payments, and $55,000 premium on new stock realised. In 
1900 craital inoessed from $200,000 to $500,000 and $111,013 
was reaused as premium on the new stock issued, and in 1910 
capital increased to $1,000,000 and $125,000 additional surplus 
paid in. National consolidated with Ben Franklin, December 
28, 1910, capital $1,000,000. Conflagration kMses: Chicago, 
1871. $2,500; Baltimore, 1904. $833. SUtements according to 
Pennsylvania standard. 

DIRECTORS: John Thompson. Chas. F. Stifel, A. H. 
Lauman, P. T. MeCance. Wm. A. Carr. August Loch. N. J. H. 
Qerwig. Saml. McKnight, Jos. C. Porter. T. C. Pitcaim, R. J. 
Graham, Jas. B. Jones, R. V. Pitcaim, H. B. Ingham, R. C. Tanne- 
hiU, Jr., H. M. Schmitt. 

FIELD MEN AND TERRITORY COVERED: Geo. S. 
Rosencrants, Boston, Mass., general agent for New England 



• SlatsBMt aesordrag to PtaiMylvaDia ataadard. 



Digitized by VjiUUV IC 



122 



REPORTS OF FIRE INSURANCE COMPANIES. 



NATIONAI^BEN FRANKLIN FIRE INSURANCE COMPANY, Pittsburg. Pa.— C<w<. 



SUtes; Louis P. Mstthews, New York City, qiecial tteoi for N. Y. 
and N. J.; Geo. J. Porter, Philadelphia, Pa., special agent for Pa., 
Md. and So. N. J.: Thoe. E. Allaire, Oereland. 0., special a 
fof 0.; H. W. Watkina, Indianapofisj Ind., special aeent for^ 



Md. and^So^N^J.; Thqs. E. Allaire, Clereland. 0., special amnt 

1 aoent for Ind.; 
A. E. Hayes, Detroit, Xfieh.. special agent^ for^Mieh.; H. A. 



Lingenfelser Milwaukee. Wis., speoial agent for HI. and So.\l^.; 
Hany E. Maybee, Laolede, Mo., special agent for Kan. and Mo.; 



Norman J. Theiss. Minneapolis. Minn., speeial afent for Minn, 
and No. Wis.; P. M. Wisginton. Portland. Ore., special agent for 
Ore. and Wash.; R. E. St^ffamm. Chicago. 111^ special aoent for 
la. and Neb.; Jas. F. Cobb Co., San Franeisoo. Cal.. general agents 
for Cal. The oompany operates in Cal.. Colo.. Conn., III.. Ind. 
la., Kan., Ky.. U., Md., Mass., Mioh.. Minn.. Mo.. Mont.. Neb.. 
N. J.. N. Y., 0., Ore., Pa., R. I., Tenn., Utoh. Wash., Wis. and Wyo. 



NATIONAL BREWERS INSURANCE COMPANY, Chicago, 111. 

President, W. H. Rehm; Secretary, E. Oraham Rhoads. Organised, 1906. 



Ymar 


Aflseto 


Unearned 
Premiums 


Net 

Surplus 


Net 
Premhims 


Total 
Income 


Losses 
Paid 


Dividends 


Expenses 


Total Ex- 
penditnres 


Losiei 
Ineoned 


1918 
1912 
1911 
1910 
1909 


1339,800 
840,116 
344,246 
840,191 
340,308 


118,618 
18,679 
19,267 
18,fi96 
19,149 


$120,370 
120.687 
123,662 
120.845 
118,297 


634,597 
35.449 
86,427 
85,104 
33,386 


$48,875 
48327 
50,280 
50,174 
46,242 


$12,749 
2.268 
15.376 
6.098 


S$19.157 
I18;019 


$13,657 
13,060 
13,342 
18.48^ 
12.712 


$45,563 
48,737 
46.787 
46,292 
88.979 


$12,611 
2,216 
15,274 
3,658 
3.684 



S Inohides $4,966 dividends to policyholders in 1909, $6,705 m 1910. $8,019 in 1911. $8,889 in 1912, and $9,157 in 1913. 



Absrb. Dbc. 31. 1913. 
Bonds and stocks . . . $308,610 

Cash 22,853 

Agents' balances.... 4,057 

Interest 4,280 



LuBiunxs, Dec. 31, 1913. 
Unearned prems. . . . $18,618 
Other liabilities 812 



Total liabilities... $19,430 

Capital paid up 200.000 

Net surplus 120,370 



Total 



$339,800 Totel $339,800 



Underwriting profit. 1913. $10,455; investment profit, $8,385. 

RISKS AND PREMIUMS: Fire risks in force December 81, 
$4,162,956; premhmM thereon. $36,332. 

BUSINESS SINCE ORGANIZATION: Premhmis received. 
$237,359; kMses paid, $48,714; dividends declared, cash, $105,000. 

BONDS AND STOCKS OWNED: 

BONM. 

Cook Co., lU., c. h., 1920-25, 4% 

San. Dis. of Chi., 1914-20, 4% 

Chi., Park, 1916-23, 4% 

N. Y. Cy., op. stk., 1955-56, 4% 

Pa. R.R. Co., 1915, 3^% 

Chi. Ry., 1927, 5% 



Par 


Market 


Vahie. 


Value. 


$35,000 


$34,400 


33,000 


32,880 


65.000 


63.100 


33,000 


31,350 


5.000 


4,850 


30,000 


29.700 



BOMDB AMD SlOOKS OWHSD.— ConC 
BOMM.— Coirf. 

Chi., cp., 1915-22, 4% 

Phila., 1938, 4%. 

C. B. ft Q., ni. Div., 1940. 4% 

C. R. I. ft P. Ry., gn. m., 1988, 4%. . . 

Peoples Gas, 1947, 5% 

Powell Riv. Co., 1926. 6% 

Stockb. 
Western Ad. ft Insp. Co 



Ptt 


Market 


Yahie. 


VshK. 


$62,000 


$61^ 


30.000 


30.000 


5.000 


4,650 


5.000 


4,200 


5.000 


4.950 


7,000 


7,000 



100 



200 



Totals (book value. $322,181) . 



$315,100 $308,610 



MISCELLANEOUS: The oompany was 
1906, and commenced business early in 1900 wil 



April. 

$100,000 oapital 
and $50,000 surohis. Capital inoeased in 1908 to $200,000. 
Those interested m the oompany are all brewers; and the oom- 
pany will write nothing but brewery plants and alfied indusbnei, 
DIRECTORfi: E. A. Faust, Geo. Reisch, Chas. E. Soeoop. 
Otto Huber, N. W. Kendall. E. F. Mqrsr, Wm. A. Birk, G«t- 
tave Pabet, Carl J. Hoster, Edward Landsberg, Rudolf Brand. 
E. Graham Rhoads, Joseph Thuerer, Hemy Gond. Wm. B. 
Rehm, Gostave W. Lembeck, C. J. Vopicka, W. W. Gingrich. 
Chas. Hasterlik. 



NATIONAL EXCHANGE INSURANCE AND TRUST COMPANY, 

Waco, Tex. 

president. Chas. A. Weathered; Secretary. Nat. S. Smith. Organised, 1912. 



Abbktb. Dec. 31. 1913. 
Realestate $209^27 



Mortgage kmns.. 
Bonds uid stocks. 
Collateral kmns... 

Cash 

Bilk receivable... 
Others 



Total 



LiABiunn, Dkc. 31, 1913. 

Bills payable $73,135 

Accounts payable... 1,002 

Total liabifities... $74,137 
Capital paid up.... 248,969 
Net surplus..: 169,748 



130,539 
41,916 
91,224 
7,349 
204 
10,779 



$491338 Total $491,338 



This company, which was organised in 1912, is em^iowwed by 
its charter to transact fire and other branches of insaranoe, but 
we are informed by the secretary that the oompany has not m 
yet written fire insurance and that it will not do so until the foil 
capital of $1,000,000 is sold. It is at present doing a genenl 
loan ud title guaranty buriness. 



NATIONAL FIRE AND MARINE INSURANCE COMPANY, 

Elizabeth. N. J. 

President, H. R. Chambers; Secretary, H. C. Trowbridge. Organised, 1865. 



TlAB 


Aseetf 


Uneaped 
Premiums 


Net 
Surplus 


Net 
Premiums 


Total 
Income 


Lossee 
P^ 


Dividends 


Eipenses 


Total Ex- 
penditnres 


LOSMB^ 

Ineoned 


1913 
1912 
1911 
1910 
1909 


$334,642 
446,996 
503,381 
439,392 
380.449 


$135,343 
239,038 
252,581 
203,733 
141.063 


$23,620 
61,864 
60.168 
81.695 

112.776 


$334,677 
436.863 
478,003 
377.921 
268,013 


$372,114 
463,033 
493,577 
393399 
290,523 


$381,783 
366,504 
320.126 
223.700 
131.011 


$10,000 
10,00C 
10.000 
10.000 


$99,222 
112.122 
109.107 
97.750 
^.449 
zed b^AJ^ 


$491,005 
478.626 
439.233 
331,450 


$387,222 
338.278 
319,010 
232.609 
132.759 



REPORTS OF FIRE INSURANCE COMPANIES. 



123 



NATIONAL FIRE AND MARINE INSURANCE COMPANY, Elizabeth. N. J.—ConVd. 



A88ni.DK. 31. 1913. 

MortmekuM $23,200 

Bands and stocks... 177,300 

Ciah 23,636 

Aimti'bdbDoeB.... 109,340 
lateraBtandraitL.. 1.166 



LuBanns, Dec. 31, 1913. 

Loom unpaid $35,854 

Unearaed prams.... 135,343 
Other IbbmtieB 39,826 



Totals 



$211,022 

100,000 

23,620 



$334,642 Total $334,642 



Total liabiUtieB.. 
Capital paid up... 
Net surplus 



Ciiderwntii« lev, 1913, $25,250; inTcatment loas, $2,994. 

RISES AND PREMIUMS: Fire risks in foroe, December 31, 
i\imj06; premiums thereon, $268,907. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
l3.2Sg.162; losses paid, $2,094,839; dindends declared, cash, 

MORTGAGE LOANS: There are 11 bans, amcKatiiiff $23,200. 
BQBtly on nsideatial property. in Efisabeth andUuonCo.. N. J., 
rtiaed at $61,700. There was no interest past due on Dee. 31. 
iagt The taapaay holds $32,450 of insurance on the mortgasea 

bukfisp. 

B0KD8 AND STOCKS OWNED: 
Boicne. 

BUyn Rsp. TVaasit 

Bnadiiv8aifaeeR.R. 

HliafaeACy.,r 

hnCai 

imer Cy. H. 4 P. St. Ry 

EMLQjr.FtSeottftMemp 

I«iwilieAWr.Blg 

Mo.P»cRy :. 



Pfcr 


Market 


Vahie. 


Vahie. 


$10,000 


$8375 


10,000 


10.300 


15.000 


15.000 


10,000 


5,100 


10.000 


7,800 


10,000 


7.600 


10.000 


8.800 


10,000 


7,200 



Bonne and Srocu Owkkd.—CoiU. 
BoKDa.— Coirf. 

Morris k Essex 

N.Y.4tHobokenF«ry. 
RahwayCy., " 
St. Louis* r 



Stocks. 

AT.4S.F.R.R 

No. Pacific R.R. 

Chi.. Mil. ft St. Ptoil 

OB.Tr.,N.J 



Sted,p. 



Pur 
Value. 
$10,000 
15.000 
10.530 
10,000 



5.000 
10.000 
20.000 
10,000 
10.000 
10.000 



Market 

Vahie. 
$8,800 
15.000 
10.425 
7.700 



4.700 
11.000 
20,000 

7.500 
11.000 
10.000 



Totals (book vahie, $195,531), $195,530 $177,300 



MISCELLANEOUS: Conflagration kMses: Baltimore, 1904, 
$16,000; San Franoisoo. 1906. $22,658. Compaiw traiwacts some 
surplus bunnesB through Chas. Boffort, New York and Rollins 
A Burdick, Chicago, 111. The company operates in 111. and N. J. 
Chas. Bogert, general agent, Westwood, N. J. 

DIRECTORS: H. R. Chambers, F. F. GUuby, J. S. Freling- 
huyseo, J. E. Dunham, P. K. Brown, W. H. KeUner. H. C. Trow- 
bridge, J. W. Whelan. J. F. Smnning. M. M. Crane. R. S. Wil- 
liams, A. R. Pierson, Henry W. Crane. E. C. Jameson. C. C. 
Coleman, RusseU W. Lewis, Arthur D. Chambers. 

FIELD MEN AND TERRITORY COVERED: Special 
agents, Charles Bogert, Westwood, N. J.; Dunham ft Jordan. 
Newaik, N. J.; Lasurus ft Riekert. Bayonn& N. J.; David Gordon, 
Platerson, N. J.; Alex. Laiks, Passaic. N. J.; Rollins ft Burdick, 
Chicago, m.; general agents for lU. The company operates 
m. and N. J. 



NATIONAL LUMBER INSURANCE COMPANY, Buffalo, N. 

Ptandent. Morns S. Tremaine; Secretary. W. P. Haines. Organised. 1905. 


Y. 


Yta, AsKts 


Unearned 
Premiums 


Net 
Surplus 


Net 
IrfefUHums 


Total 
Income 


Losses 
Paid 


Dividends 


EipenM. 


Total Ex- 
penditures 


Losses 
Incurred 


1913 $333,440 




$63,233 
52,015 
54,220 
14,223 
64,229 


$183,784 
286.394 
233,630 
255.085 
232,758 


$198,064 
250,821 
246,121 
270.365 
250.855 


$142,422 
126,370 
128322 
167332 
107367 


$12,000 
12.000 


$113,875 
99311 
97.985 
104,608 
99310 


$268,297 
238.181 
226,307 
291,940 
226377 


$160 963 


»I2 I 407',S79 
1911 400^ 


$126,400 
124,573 
128.061 
114,080 


132,042 
118,833 


1110 , 380.872 
1109 1 423.146 


20,000 

2o,ooa 


163,124 
157328 



Asssn, Dk. 31, 1913. 

BndisoditodEB... $233350 

Caih 39380 

Aceati'babnees.... 54335 

!"««»t 3393 

OtesBBeta 1,082 



LiABiunaB, Die. 31. 1913. 

$40311 
28.696 



Losses nnpud 
Other liabilities 



Total liabilities. 
Capital paid up. .. 
Netsurphs 



$69307 

200.000 

63.233 



Totals 



$332,440 Total $332,440 



Undervriting profit, 1913, $12,434; investment proBt, $10310. 

FIRE RISKS IN FORCE: None. 
, BUSINESS SINCE ORGANIZATION: PnnuumB received, 
Sl.728.479; kwes psid, $001,454; dividends dedsred, cash. $74,000. 

BONDS AND STOCKS OWNED: 



J. T. ftr, OS. stk, 1914-19, 3*%. 

5J.Cy.,cp.stk., 1954^,3J% 

^. of BbIWo, 1«0, 3J% 

Cy,rfBdUo;i93i;4%? 

fns Co, N. y, good roads, 1919, 4%. 

0«. Pbw, i. 1921, 6% 



Phr 


Market 


Value. 


Value. 


$30,000 


$27,290 


146.000 


122.740 


10.000 


10.400 


5.000 


4.600 


13,000 


12.740 


10.000 


9.800 


3,000 


2380 


10,000 


9.600 



Bonos axd Stocxb Omnm.—CoiU. 
BoMDa.— Con<. 

Yonkere, N. Y.. wat. 1914, 4J% 

Cohoes Cy., 1914. 3*% 



Pfer Market 

Value. Value. 

$5,000 $5,000 

5.000 5,017 



Stocks. 

B. ft 0. R. R., oom 

W. Ad. A Insp 

AtcL, Top. & S. Fe R. R., com 

N. Y. Cen. & Hud. River R. R.. oom. 

Totals rbook value $263.453) $262,100 $233,317 



10,000 

100 

10.000 

5.000 



9300 

200 

9.400 

4,650 



MISCELLANEOUS: This company began businoBs with a 
paid-up capital of $200,000 and a surplus of $50,000. On Dec. 31, 
1913, we company reinsured its outstanding risks in the New Hamp- 
shire Fire, its writings in January, 1914, also being automatically 
rdnsured in the New Hampshire. The company continued busi- 
ness in a more restricted territory with Crum ft Forster, New York, 
as its general agents. 

DIRECTORS: Jos. C. Batchekn*. Herbert F. Bingham. Alfred 
W. Booth. William P. Haines. Chaunoev J. Hamlin. Robtft W. 
Higbie, Walter C. Laidlaw, George B. Montgomery, Horace C. 
Mills. William L. Marey, H. Ernest Montgomery. Walter G. White. 
Maurice E. Prdsch. Frank C. Rice. Morris S. Tremaine, Lewis Dill. 
C. H. Prescott, Jr., A. B. Pimm. 



NATIONAL UNION FIRE INSURANCE COMPANY, Pittsburg, Pa. 

"" " ', R E. Cole; Vio^-Pkesident, A. W. Mellon; Secretary, W. F. Braun. Organised. 1901. 



Tm 


Assets 


Unearned 
Pkenuums 


Net 
Surplus 


Net 
Fkemiums 


Total 
Income 


Losses 
Add 


DiTidends 


Expenses 


Total Ex- 
penditures 


Loseee 


mv 
»Ui 

IflU 
19101 
1109 


U304.781 
4,136.638 

ijium 

3407445 


$2389.334 
2,34«.994 
2,062312 
1.604.168 
1.718J93 


$408,758 
545327 
632.096 
408,102 
268.964 


82.702396 
2302.053 
2.072.601 
1,083,032 


$2375,191 
2,462,874 

12,267.125 
2.069.291 

tl.906361 


$1,291,996 

1.121.888 

1.018.443 

941.286 

800.046 


$90,000 
90.000 
85,500 
81.000 
66,000 


$971,352 
895.563 
785.958 
773,468 
725315 


$2,353,348 
2.107,451 
1.889.901 
1.795.754 
1391.261 


tl.309.269 

1.175.988 

994.466 

931.634 

818,519 



; lodadcs $75,000 premhmi on new stock in 1909 and 160,000 in 1911. I FenneylTania standard. 



124 



REPORTS OF FIRE INSURANCE COMPANIES. 



NATIONAL UNION FIRE INSURANCE COMPANY, Pittsburg. Pa,— Continued. 



AaaKn, Die. 31, 1013. 

RealesUte 130.654 

Mortgftse loufl 636350 

Bonds ftnd atooks . . . 2,iW7,372 
LoMM on Pft. Wat.,57o 1 16.000 

GMh 249.520 

Ajrants' balMUMB .... 621.292 
Bma rec. for prams . . 228.454 

Interest 45,321 

DoaframCos 110.309 



LlABIUTIBS, Die. 31, 1913. 

Losses unpaid 1201,189 

Unearned prems .... 2,889,334 

DiTidends 45,000 

Other liabUities 60,500 



Total liabUitiaB... 13,196,023 

Capital paid up 1.000,000 

Netsttrplus 406.768 



Total I 



14,604.781 Totol $4,604,781 



Underwriting loss, 1913. 162.197; mvestment pro6t, SS8J40. 

RISKS AND PREMIUMS: Fire risks in foroe. Deoonber 31. 
1436,739,527: pnmiums tiierwm, $5,274,671. 

BUSINESS SINCE ORGANIZATION: Premiums received. 
$18 585.991; kuses paid, $0,800,289; dividends declarad. cash, 
$602,500. 

REAL ESTATE OWNED: Consists of a frame dwelling at 
Avakm. Pa., a brick dwelling, etc., at 218 Dallas ave.. Pittsburg, 
and two frame dwelling at Albia. la. 

MORTGAGE LOANS: AU of tbe 50 loans (eioept 3 on brick 
apartments in Salt Lake City, one for $13,000. one for $14^, 
another for $20,000) are upon properties kwated in or near Pittsburg 
and the total amount of $536,850 is protected by real estate 
estimated worth $1,238,255. There is one k>an of $50,000 on 
Springdale, Pa., property vahied at $107,500; one of $50,000 on 
brick store and dwelling in Pittsburg. Pa., valued at $96,000; 
and one for $45,000 on frame storage building and manufacturing 
plant in Pittsburg. Pa., valued at $100,000. The remainder 
range from $27,500 to $1,000. There was no interest past due on 
December 31, last. The company holds $504,050 of insuraaoe on 
the buildings. 

. BONDS AND STOCKS OWNED: 

BOMDS. 

Ashville,N.C.,1941,6% 

Brantford, Can.. 1942. 4i7o 

Calgary. Can. Plrot. pub. sc., 19S5, 4i%. 

Edmonton. Qm.. 1953, 5% 

Qa. Stote, 1915, 44% 

Ouelph, Can., 1932, 4i% 

Quelph, Can.. 1940, i'/o 

Oudph. Can., 1942, 4i% 

Lynchburg, Va., 1932, 4% 

Medicine Hat, Can.. 1942. 5% 

Montreal, Can., d., 1937. 4% 

Monacal. Can.. Prot. sc.. 1039. 4% 

N.M..r.. 1952,4*% 

N. Y. City. 1955, 4%.... s 

Norfolk, Va., var., 4% 

Rflgina, Can.. 1928. 5% 

Richmond. Va.. 1938. 4% 

St. Boniface. Can., 1917. 5% 

Sumter, 8. C, 1951. 5% 

Toronto. Can., d.. 1920. 4% 

Allwheny, Va., at. ry.. 1936, 5% 

A.T.iS. Fe R.R., cv., 1960, 4% 

B. k 0. R.R.. ov., 1033, 4|% 

Centra of Ga. (Chat. Div.) 1051. 4%. . . 

Ch. k 0. Ry. g. n., 1914, 4*% 

Chi., M. A St. P. Ry. cv., 1932, 4t%. . . . 

L.S.&M.S.ILR., 1928-31. 4% 

L.4N.R.R..1935.4% 

N.y.Ry8.,adj.m.,1942.5% 

N. Y. Rys, 1 r. e. A r. m., 1042, 4% 

Norf. A W. R.R., cv., 1938. Ak% 

Norf. & W. R.R., Div.. 1044, 4% 

Reading Co., 1997, 4% 

So. Pac R.R. cv., 1929. 4% 

So. Pac. R.R. 1 r., 1055, 4'/o 

Un. Pac. R.R. ov., 1027, 4% 

W. M. R.R. 1 m., 1052, 4% 

Winston-8. 8. Ry., 1060, 4% 

Amer. T . k Tg., 1020, 4% 

AthwCoal,1982,5% 

Beaver Va . Wat.. 1032, 5% 

H. C. Frick Coke, var., 5% 

Boetetter<:Vnuiellsv. Coke, 1042, 5% . . . . 

Jamison Coal ACoka. 1981, 5% 

Jones ALaugkfin Steel. 1030. 5% 

Kensington Wat.. 1930, 5% 

LatrobeWat.,1918,5% 

Mesta Machine, var ., 5 % 

Mon. River C.O.A C, 1949. 6% 

Nat.PiwP*oof.,var.,6% 



Par 


Market 


Valus. 


Vahie. 


$30,000 


$30,000 


15,000 


14,413 


10,000 


0,500 


10.220 


0,013 


10.000 


10,000 


1,000 


062 


6,000 


5,277 


8,000 


7.646 


20.000 


10.000 


10,000 


0.417 


7,000 


6.650 


13.000 


12350 


10,000 


10,079 


100,000 


96.000 


12,000 


11,400 


15,000 


14305 


18,000 


17,100 


10,000 


10,000 


10,000 


10,000 


24,333 


23,116 


60,000 


50,000 


160,000 


142,125 


50,000 


45375 


20,000 


18,000 


25,000 


24,687 


100.000 


101,000 


60,000 


44,260 


25,000 


23350 


18,000 


10300 


5.000 


3,750 


100,000 


102,500 


50,000 


45,000 


30.000 


27.750 


60,000 


43.000 


50.000 


44.750 


50,000 


46.250 


50,000 


38,000 


50.000 


45.000 


50.000 


42300 


25.000 


25,000 


20,000 


20,000 


100,000 


100,000 


19,000 


19,000 


50,000 


60,000 


26,000 


25.000 


60.000 


50300 


30,000 


30300 


15,000 


15300 


25.000 


38375 


48.000 


47320 



BOMDS AMD SlOCU OWMID.— CoiU. 

Boim.-Cofi(. 

National Tube, 1952. 5% 

Penn Water, 1929, 8% 

Pittsburg Brewing, 1949. 6% 

Pittsburg-Buffak). 1929, 5% 

Pittsburg Coal, 1931, 5% 

Pittsburg Cr. Steel, var., 6% 

Pitteborg Laim), Brass k Glaai. 1916, 6?; 

Radne Wat^ 1931, 5% 

St. Joseph Water, 1941. 5% 

Standard San. Mfg., 1920, 6% 

Union Bag & Paper, 1930, 5% 

Union Gas, 1929, 5% 

Union Steel, 1952, 5% 

VandaUa Coal, 1930, 6% 

West Braddook Bg., 1927, 5% 

Western Union Tg.. 1050. 4i% 



Srocu. 

B.&O.R.R.,p 

B.&O.R.R 

lU. Central R.R 

Norf.AW.RR 

Pa.RR 

P. 4 L. E. R.R. Co 

Fanners Deposit Nat Bk.. Pitte.. 
Western Union Tg 



Par 


Market 


Vahie. 


Value. 


$10,000 


$0,600 


65.000 


05.000 


60,000 


44,000 


42,000 


42.000 


70.000 


84.050 


25.000 


25.000 


25,000 


25.000 


20,000 


20,000 


50.000 


45.000 


50.000 


50.000 


25,000 


22.500 


13.000 


13.000 


117.000 


120.510 


50,000 


47,500 


23,000 


23.000 


25,000 


23.750 


20,000 


16,000 


3.000 


2,760 


30,000 


32.100 


156,200 


160.105 


110.000 


120.450 


12.560 


62,710 


6,500 


6.490 


90.400 


11,833 



Totab $2,727,203 $2,667,372 



Capital 



MISCELLANEOUS: This oompany eommsneed I 
a paid-up capital of $500,000 and a surplus of $250300. 
increased in 1908 to $750,000; m 1906. $1,050,000 of aoq _ 

paid in by stockhoUera, and in 1909 capital was mnreaaad from 
$750,000 to $900,000, and $75,000 realised as prenuums oo the 
new stock soU; capHal increased in 1911 to $1,000,000 and 660.000 
realiaed as premium on the new stock sold. Confiagratioa Imisia: 
Baltimore, 1904, $126,873; San Fhuraisco, 1906, $1,110,976; 
Chelsea, 1908. $144,979. Special deposits, valufls: 0*., 610.000; 
N. M.. $10,080; Va., $47,500; Can., $124,052. 

DIRECTORS: J. Stuart Brown, H. Buhl. Jr., E. E. Cola, John 
Farrell, James B. Haines, Jr., B. F. Jones, Jr., James H. Loekhvi. 
H. C. MoEktowney, A. W. MeUon, George T. Oiver, Dftvid B. 
Oliver, H. K. Porter, Aleundv C. Robinson, Wm. B. Sohiller. 
William Wttherow, Edward A. Woods. George Z. Hoaaek, Fnd 
S. James, W. L Osborae. 



FIELD MEN AND TERRITORY COVERED: 

agente: Davenport-Doohr Company, 1 1 16 Board of TYade BuildiDc. 
Portland, Ore.,for Ore.; Parker. Aleahire k Gardiner. 1033 loMnmiMe 
Eiohange, Chicago. IIL, for Cook County, IlL; Dixwell DaTvsftport, 
manager Metropontan department, 604 Merehaate Exehaiist 
BuiMms. San mnoisco, Cal.; J. B. Siiich, Home Office, Pitte- 
burgh. Fa., Alleshciiy Co., Pa.; F. Aekarman, ezecutivia ^^eesal 
agent for Brooklyn, New York, suburbs and New Jersey, 326 
Clifton ave., Newark, N. J.; J. D. Berry, speeial a«eat for U.. 
Des Moines, la.; Wm. T. Betts, spebttl agent for eMtera P&^ 
D. of C, Md.. Look Haven. Pa.; J. L. Blanoh, special aeeat for 
Cok)., Wyo. and N. M., Denver. Cob.; £. L. BraaaiMa, fans 
special agent for Ky., Shelbyvitte. Ky.; W. P. CaaseO. State aceat 
for La. and Tez., DaDas, Tex.; F. E. Church. State aftant for 
Minn, and Neb., Minneapolis. Minn.; C. F. Copebad. fana. ^leoml 
agent for Ark.. Little Rock, Ark.; A. 0. Denael. speoial Mant for 
western Pa. and northern W. Va.. Pittsburg, Pa.; Geo. Didboki 
State agent for 0., Cincinnati, O.: F. £. Dunham, neoial annt 
for Mass.. R. I., Conn., Me. and N. H., Boston, Maaa.: fSm. 
Fulton, special agent for Kan. and Mo.. Kansas City, Kaa.: 
H. G. Green, State agent for Wash, west of Cascade Mts., B. C, 
Saakatchewan and Alberta, Seattle, Wash.: P. W. Greene. State 
agent for Ind., Indianapolis, Ind; E. C. Harding, qMeinl a 
for Ark., Little Rock. Ark.; H. A. Haskell. spadS^aowt lor 
and W. Va. south of Parkersburg, Ashland, Ky.; H7 H. Hk„^ 
special agent for Ga. and Fla., Atlanta, Ga.; W. R. Howard 
special agent for Va., Norfolk. Va.; A. C. Mack, State asesit fw 
~ I., Detroit, Mich.; J. F. *' ' 



southern Peninsula ot Mich., 



Main, imoriai 
_.ut for Minn, and N. D. (except Minneapolis and Dolath) 
Minneapolis, Minn.; M. B. Marik. special agent for IIL (osont 
Cook CoOTChicago, lU.: A. M. McCUin. Stete agent for Tomi 
Nashville, Tenn.; R. M. Nevins. Stete agent for N. Y. Sute 
(exeept N. Y. sub., N. Y. C. and Brooklyn), aynms^ NTy^ 
J. F. Price, speeial agent for Wash., east of Cascade Mfea.. Ida. 
and Mont., Spokane, Wash.; H. J. Richmond, sapcriataAdemt of 
ageneies eastern Provinses of Canada, Toronto, Can.: R. R. Boper 
Stete agent for northern Cal., San Fhtnasoo. GaL; W. M. 8tedc- 
hill, special agent for southern Cal.. Los Angeles. Cal.; H. C. Seiu 
farm special aoant for OUa.. Chickasha, SKTo. J. Void, apecaal 
agent for N. D. and S. D., Fargo. N. D.; E. B. Wairea. apeoial 
agent for Wis. and northern Peninsula of Mich., Orsia ~^ 



'S^rT^ 



REPORTS OF FIRE INSURANCE COMPANIES. 



125 



NATIONAL UNION FIRE INSURANCE COMPANY, Pittsburg, Pa.—CotiHnued, 



B. B. Weaver, apedal ■cent for Ah^ N. C. and S. C. Atiaata, Ga.: 
An] Zoeber, wpmal ageot for Wb. and mrthem peningala of 
Mak^ Oriikiidi, WiB.; A. 0. Bonk». special ageat, 18331m 
finhttn. Cook Co., nt; E. W. HaUTmaiiamr Oakland ~ 
OCae,Oakkad.Cal.; Ttaey Loan A Tn»rCo., 



I Bianeh 



Utah, Salt Lake City. Utah; H. E. Witham. special aunt for Ore. , 
Pbrtland. OrO;^ A. 8. Lindaly, farm apeeial annt for Tenn., Naah- 
vi]le,Tenn. Tlieeompaay operates in all tha States and Territorial 
of the United States empt Aria.. Alas.. C. Z.. Caba, Del.. Miss.. 
Not.. P. I.. P. R. and Vt. 



NATIONAL UNION INSURANCE COMPANY, Washington, D. C. 

President, Albert F. Fox; Secretary, Philip F. Lamer. Qrganiied. 1886. 







Uneaned 


Net 


Net 


Total 


Losses 






"Total Ex- 


Loam 


YtiB 


Aaeti 


Ptemioma 


Snrphia 


PMniums 


Income 


Paid 


Dividends 


Erpensea 


penditures 


Incuzred 


1913 


^?^ 


823,025 


8157.231 


817.555 


834.924 


82.378 


87.000 


820,290 


829,668 


83.506 


1912 


»2,746 


24.709 


156.279 


18.489 


35,242 


3,627 


7.00fl 


25.109 


35.73« 


4.287 


1911 


283J358 


23,523 


155.388 


19,039 


36,630 


6,057 


7,000 


21.296 


34.353 


4.480 


191U 


280473 


28,248 


155.743 


18.257 


35,895 


1.221 


7,00C 


20,161 


28,383 


2.697 


lftj9 


2723S8 


20.238 


151.877 


17.707 


35^502 


5.719 


7,000 


19.028 


32,04? 


4.507 



, Dtc. 31. 1913. 

B«^«rtate 8170.734 

Mort«a8ekiaas 108J»0 

Loans on Wash. Ln.. 

4Tr (86,750).... 8.500 

Cisb 4.14? 

Acents'balaaeaB.... 1.045 

Utanrt and rents... 1.320 

TotalasselB 8284.091 



LuBiuma. Dnc. 31. 1913. 

Looses unpaid 81,804 

Unearned jpren.... 23.925 

OtfierUabSties 1.131 

Total liablfitieB... 826360 

Capital paid up.... 100.000 

Netsurplus 157.231 

Total 8284,091 



^ B18KS AND PREMIUMS: Fire ridb in force. Dscember 31. 
%lWiM2; pRflmuna thereon. 845.567. 

BUSINEaB SINCE ORGANIZATION: PMniuM reoeiyed. 
fl.114,788; hMsespaid. 8400.071; dividends declared, eash. 8089.000. 



REAL ESTATE OWNED: Consists of company's home of&oe 
buikling and two small dweilings. Total rents during 1913, 
811.795; taxas and expanses. 87.102. The book value of the real 
estate owned is 8158413. and tlM market value. 8170,734. 

MORTOAOB LOANS: There are 45 kiaH for 8103,350. aU first 
Eena on property agBrenting 8288,075 in valua. There was no 
interest past due. and the company cairies 816S.325 of insurance 
on the nuldingp. 

MISCELLANEOUS: Conflagratton kiasai: Baltimore. 1904. 
87.860. Company operalw only in tha District of Columbia. 

DIRECTORS: Chas. B. Ba9ey. Tbomaa Bradley. Albert F. 
Fox. W. T. Qalliher. John B. Lamer. Philip F. Lamer. Geo. W. 
Linkina. Chas. Mades. N. L. Sanbury. B. P. Saul. Geo. Spraaay. 

Gen. Jas. H. Watmough, Fteyd E. Davis. " 

John C. Weedon. 



, Walter 8. Pratt. Jr.. 



THE NEWARK FIRE INSURANCE COMPANY, Newark, N. J. 

Asridont, Edgar J. Haynes; Vioa-Pkesident. George F. Reeve; Treasurer, T. D. Riehardaoa; Seeietaiy. Thoa. L. Faiqohar. 

OrgMoiaed. 1811. 





Unearned 


Net 


Net 


Total 


Losses 






Total Ex- 


Losses 


Tua 


Aaeta 


Pkeouuma 


Surphia 


Pivmiums 


Income 


Paid 


Dividends 


Expenses 


penditures 


laouiMd 


1913 


824»l,a35 


8758.230 


8607.131 


8988393 


81318,208 


8416.998 


869.747 


8402338 


8889,583 


8453.333 


1912 


1.917.142 


575.200 


737,225 


722,421 


tl.04e.051 


332.720 


52.431 


342,953 


728,104 


340.610 


1911 


UWW06 


423.133 


603.794 


534,680 


849319 


203.626 


34.476 


336312 


475314 


220>K 


1910 


imjm 


328.587 


458385 


389,663 


439362 


225.711 


32.052 


175,879 


433,642 


287.472 


19W 1.075.013 


822.247 


457345 


379,089 


425.661 


149.922 


27.177 


166310 


343.600 


159.104 



tlDdndss 8266.937 



, Dk. 31. 1013. 

J^wtate 8150300 

Matmekaas 508350 

BoDdiaadstoflka... 1.033.189 

Ctah 136,789 

Aceott'bataBoes.... 158353 

5«««rt 16.654 

Ottwss«ti 100 



Totals 



on stock sold. 
LiABiunn. Dae. 31. 1913. 

Lossesunpaid 8107,696 

Unearned prests. . . . 758.230 
Other liabiEties.... 27.978 



Total liabilitias.. 8893304 
Capital paid up. . . . 500.000 
Netsurplus 607.131 



82301385 Total 82301385 



Underwriting Vms, 1013. 882340; investment profit. 882350. 

BISKB AND PREMIUMS: Kre rwks in force. Deaeaabor 31. 
nM.lU380; mmiamtf thereon. 81380.681. 
^ BCSINEBB SNCB ORGANIZATION: Ptamiums reoeived. 
919486398; k»M paid. 84.9}4,915; tfividends declared, cash. 
I1JG7.078. 

UAL ESTATE OWNED: Consists of the company's home 
Bfe btuhfiog, a 1 and 24itary marUe and bride structure at 
41 C&staDSt„a6(iniredm 1910. the book vahia of which is 8145,523 
■Bd vfaieb is esnied at 8150.000. 

^MORTGAGE LOANS: There are 124 loans, aogregating 

]1,055,050. anothe com- 

) buildings. The k)ans are 

^--. — . ^.w «. .«- W..W » ^^jwark and ite environs, uid 

M 1238 flf inlareat was ovwdne on December 31. last 



«v/ai\xAViJS iAiAffio: inere are 1Z4 
•508,290. seearad by properties valued at 813 
WboMs 8586300 onnnce on tiie buikfi 
•M^anaH ones on real estate m Newark i 



BONDS AND STOCKS OWNED: 

BoRDa. 

TJ. I Gt. ftm. Can. Ln., c, 1961. 3% . . 

llSl' ^*^ Can. Ln.. r., 1961, 9% • . 



Sg|^^,i»«:»% 



I Go. 



i.J.,Ad).,rBg..l922.4%.. 
* ■ 1947.4% 



Fte 
Vahie. 
825.000 
10300 
15.000 
15,000 
10,000 



Market 
Value. 

825.000 
10,000 
15.600 
14350 
9.500 



BoNDB AMU Stocks Owhso.— Con<. Par Market 

BoMna.— Coat. Vahie. Value. 

Easex Co. Pk., reg.. 1926, 4% 835,000 833.060 

Hudson Co. & New. Plk. Rd., 1960. 4|% 7,000 7.140 

Hudson Co. Pk., 1954, 4% 10,000 9300 

Newark Water, reg., 1922, 4% 4.000 3,920 

Newark School, reg.. 1957, 4% 10.000 9,400 

City of Newark, reg., 1930. 4% 100,000 96,000 

Rutherford Bar., imp., reg., 1915, 5% . . . 9,999 9,999 

Consolidated To., N. J., c, 1933, 5% . . . . 40.000 40,000 

Easton A Am. R. R. 1 m.. rsg., 1920, 5% . 10,000 10300 

Midland R. R., N. J., c. 1940. 5% 10.000 10300 

Newaric Pass. Ry., c. 1930. 5% 38300 39320 

North Hudson Co. R. R. c. 1928. 5% . . . 20,000 20.200 

Riverside To. 1 m., c. 1960. 6% 5.000 4.650 

Trenton Pass. R. R. 1 m., c. 1922, 6% . . 10,000 10300 

West Shore R. R. 0.. 2361. 4% 28.000 25.480 

West Shore R. R. reg.. 2361, 4% 32.000 20,020 

Gas A El. Bmn Co.. c. 1949. 5% 10.000 10.100 

Hackensaek Water, 1 m., c. 1952, 4%. . . 10,000 8300 

Hoboken Land ft Imp. c. 1030, 5% 27.000 27.000 

Hudson Co. Gas.. 1 m.. c, 1949. 5% 57,000 57,570 

Mortgage Bond. N. Y.. c. 1932. 5% . . . . 5.000 4.950 

Newark Gas., 1 m., c, 1944. 6% 80.000 98,400 

Newark Con. Gas., 2 m., c, 1948, 5% . . . 50.000 51300 

Plainfieki Gas A El., c, 1940. 5% 20.000 20.000 

SrooKB. 

Atch., T. A S. Fc., c 10.000 9,400 

Atch.. T. A S. Fe.. p 30.000 30.000 

Consolidated To.. N. J., o 20.000 14300 

Lackawanna R. R, c 20.000 18.800 

Morris A EaMx R. R.. gr., 30.000 50.100 

R. T. St. Ry.. gr.. c 12,000 28,200 

Reading Co.. 1 p 10.000 8,700 

So. Pac. ctf. int.. c 2,700 2.565 

Digitized by N^Ji^UV LC 



126 



REPORTS OF FIRE INSURANCE COMPANIES. 



THE NEWARK FIRE INSURANCE COMPANY, Newark, N. J.—ConHnued, 



Bonds aivd Stocu Owkwd.—CoiU. 
Stoco.— C«rf. 

UiiitedN.J..R.R..ftC«i..o 

Union Pac. R. R., P 

Nat. Newark Bkff.,c 

National State Bk. Newark, o 

General Adj. Bureau., c 

Newark Coneolidated Gas, c 

Western A^. k Ina. Boreau, c 

American Tl. ft Tg., c 



?9t 


Market 


Vahie. 


VahM. 


$10,000 


122.000 


lO/WO 


8W 


21.000 


77,700 


16.000 


85,200 


50 


50 


11.500 


10.925 


too 


200 


10.000 


12.100 



Totals (book value. Sl.074,177) I906,34» .Sl,033,18» 



MISCELLANEOUS: Coital iMraued in Febmary, 1913, 
fcom 1250,000 to $500,000 and $265,987 additional rarploa paid in. 
Value of depoflitB. Va.. $26.000 ; Ga.. $10,000. 

DIRECTORS: Qeorae F. Reeve, Theodore Coe, Walter S. 
Niehob. Joeeph Ward, Jr.. Jamea S. Higbie, Alfred F. Skinner. 
Winton C. Garrison, J. H. Baoheller. Joeeph M. Riker, Franklin 



ConkUn, Herbert P. Gleason, Menitt G. Perkins. Edgar J. Hajnei, 
Joeeph M. Byrnes 

FIELD MEN AND TERRITORY COVERED: A.H.HaRii. 
Riehmond, Va., manacer. Southern department: Geo.W. Domio, 
San Vnamoo. Gal., manager, John C. Donin, aanrtaat manager. 
Paetfie Coast department: A. H. Harris, ganernl agent for Soutbm 
Department, Richmond, Va.: Alfred Panll ft Son, general amiu 
for W. Va., Wheeling, W. Va.: Robt. R. Clark, Boaton, Mssb.. 
speoial amnt for Mass.. Conn., Me., N. H. and R. I.; J. U. Dixon, 
^bany, N. Y., speeial uent for N. Y.: L. R. Dale., Omaha. Neb.. 
State agent for Mo.. Mmn., la. and Neb.; A. S. Jaooba, Chicago. 
111., Sute agent for Di. and Ind. and Wis.; W. E. Collina. Deboit. 
Mioh., State agent for 0. and Mioh.; Frank T. MeBride, Newark. 
N. J., speoial agent for N. J.; C. E. Tittsworth, Harriaburg. Pa.. 
speoial agent for Del.. Md. and Pa.: H. P. Owen. Ridunood. 
Va.. speeial agent for Va.; W. S. Campbdl, New OrieaM. La., state 
agent for La. Company operates in Alas., Aria., Brit. Cd.. Cal.. 
Cok)., Conn., Del., Fla., Qa.. Haw., Ida., Dl., lad., la.. La.. Mont^ 
Me., Md., Mass., Mioh» Minn., Mo- N. H. J7. J., N. Y., N. C, 
Nev.^©., Ore., Pk.. R. 1, S. C, UtoL. Va., Wash., Wyo, W. Va. 
and Wis. 



NEW BRUNSWICK FIRE INSURANCE COMPANY, 
New Brunswick, N. T. 

President, Geo. A. Viehmami; Vlea-Pkesident, D. L. Morrison: Secretary and Treasurer, Chas. D. Rom; 

Wyooff. Orfl^miied, 1826. 



SceretaiXt E. B. 







Unearned 


Net 


Net 


Total 


Losses 






Total Ex- , 


Losses 


YlAR 


Aaseto 


Pkemiums 


Surplus 


Premiums 


Inoome 


Paid 


Dividends 


Eipenaes 


peoditurcsj 


Ineorred 


1913 


$1,046,932 


$480,754 


$171,564 


$545,970 


st660,337 


$274,124 


$31,917 


$249,784 


$5558251 


$280,223 


1912 


867,630 


436,857 


145.833 


542,2.'^9 


e616,943 


265.496 


30,786 


285.939 


582i7S 


274.385 


1911 


735,460 


878331 


122.853 


480.136 


510,198 


233 632 


22,014 


213,092 


468.^ 


235,179 


1910 


684,740 


360.022 


94.195 


456»921 


480.956 


• 225,514 


19.965 


907,121^ 




281,589 


1909 


653 j»7 


350.563 


80.780 


484,521 


513.728 


234.195 


19.985 


227,187 


481>67! 


215,046 



< Includes $44,525 premiums on stock sold in 1912 and $75,225 in 1913. 



Asavn, Dk. 31, 1913. 

RealMtate $132,362 

Mortgage kmns 241.279 



Bonds and stocks 

Cash 

Agents' balanoes 

Interest 

Other assets 



Total I 



513.661 

73.149 

81.570 

4.811 

100 



LUBIUTIBB. Die. 31, 1913. 

Loesesunpaid $43,721 

Unearned prems.... 480.754 
Aoot. iner. cap. stk. 48.350 
Other liabilitieB 2,543 



Total tiabiUtiee.. $575,368 

Capital paid up 300.000 

Netsurphis 171.564 

$1,046,932 Total $1,046,932 

Underwriting kMS. 1913, $26,939; investment profit, $29,112. 

RISKS AND PREMIUMS: F^ risks in force. Deoember 31, 
$71,401,942: premiums thereon. $888,459. 

BUSINESS SINCE ORGANIZATION: Premiums received, 
$4390,695: kuses paid, $2^051.647; dividends deehred. cash, 
$700,137. 

REAL ESTATE OWNED: The only item is the company's 
home office buikiing. erected in 1907-8 at a cost of $110,898. and 
earned at book vakie, $132,362. 

MORTGAGE LOANS: The oompany's mortgage loans number 
46. The largest single loan is one of $40 000 on 360-366 George 
8t, New Brunswick. The rate is 5%; the land is vahied at $60,000 
and the boilding at $40,000 and $42,500 of i neur a oce is carried 
thereon. The remaining kmns (except nineteen on Perth Amboy, 
Monroe. Freehokl, SomerviUe. Piaeataway. Raritan, Highland Park. 
Metuehen. N. J..and Portland, Ore. proper^) are upon real estate 
in or near New Brunswick. The properties are valued b the 
aggregate at $517,200, or more than douUe the amount loaned 
($241,596), and no interest was overdue on Deoembw 31. last. 

BONDS AND STOCKS OWNED: 
Bonds. 

Essex C^.. N. J., pk., 1934. 4% 

Ga. Sute. 1915. 41% 

Hackensack. N. J., wat., 1952, 4% 

Jersey City. N. J., wat., 1932, 4% 

New Brunswick. N . J., 1923. 4'^c 

New Brunswick, N. J., ac.. 1926. 4%. . . 

New York City. 1954. 3i% 

New York State Canal. 1960, 4% 

Riehmond. Va.. 1941. 4% 

C. k 0. R.R.. g. m., 1992. 4|% 

CWo. A So.. 1935. 4i% 

Erie R.R. eq.. 1918, 5% 

Pub. Ser. Cp. of N. J., 1959, 5% 

So. Pac. cv, 1929, 4'c 

So.Ry. 1 cv.m., 1994,5% 

Security Co. «.. 4% 



Par 


Market 


Value. 


Value. 


$25,000 


$24,000 


10.000 


10.000 


1,000 


850 


1.000 


960 


4,000 


3,880 


3,500 


3,360 


40.000 


34,000 


10,000 


9.700 


16.000 


14.880 


5,000 


4.650 


20,000 


18.200 


10.000 


9.900 


25,000 


22,250 


20,000 


17,200 


10.000 


10,300 


5,800 


3.480 



BONDS AND STOCKS OWNED: 
Bonds. 

U. S. Steel. 1963, 5% 

Washington Wat POw., n., 1914, 7%. . . . 

Stocks. 

A.. T. A S. F. Ry., p 

Gt. No.Ry.,p 

No.Pac.Ry 

Pa.R.R 

So. Pac.c 

Union Pac. R.R., c 

EquiUbleTr.,N.Y.,N.Y 

Middlesex Title Gr. A Tr., New Brunsw. 

Nat. Bk. of N. J., New Brunswiek 

Peoples Nat. Bk., New Brunswick 

ritleGr.ATr.,N.Y 

Associated UndEerwriters 

Gn.Adj.Bur.,N.Y 

Gn.El 

Nat. Surety, N. Y 

So. Adj. Bur., Atlanta 

Washington Wat. Pow., Spokane 



PSr 


Market 


VahM. 


Vahje- 


$10,000 


S1O.000 


10,000 


IO.000 


10.000 


10.000 


20.000 


2&.400 


lOJKO 


10.900 


37,500 


80.250 


10,000 


9.000 


10,000 


15.800 


3,500 


15.680 


40,600 


O4300 


7.000 


20.510 


500 


1.375 


1,200 


4,776 


3,500 


14.000 


460 


450 


20/K» 


28,200 


15.000 


26.250 


100 


100 


24,000 





Totals (book vahie. $493,869) $429,550 $513,661 



MISCELLANEOUS: Capital increased m 1905 from $50,000 to 
$200,000 and in 1913 to $300,000. Surplus paid in on new stock. 
$30,000. In 1906 the capital was increased from $200,000 to 
" reouoed to I 



$400,000 and afterward reduced to $200,000; $50,000 1 

as premium on the new stock issued. On April 1, 1906, $200,135 
was added to surplus by cash payments of stoekholders. In 
1913, capital increased tlOO.OOO (to $300,000). and $59,300 mirphui 
paid in. Conflagration Ioons: Baltimore. 1904. $8,500; San 
Francisco. 1906. $157,000. Vahie of special deposits: Fla.. $8,700; 
Ore., $25,000; Va.. $15,000; Ga.. $10,000. 

DIRECTORS: Theo. F. Hicks, William B. Lloyd. W. L. Ptenia. 
D. L. Morrison, Chas. D. Roas, E. B. Wyeoff, Geocge A. Viebmaon, 
J. L. Parsons. 

FIELD MEN AND TERRITORY COVERED: W. W. Ah«r- 
son. manager. San Francisco. C^., for C^.. Ida., Mont., Ore.. 
Aria, and Wash.; Hughs. Yates and Hurt. Atlanta, Qa., generml 
agents. Ala., Fla.. Ga., La.; Harvey Lambeth A Bro., gmeral agents 
for N. C. and S. C; Howard W. Saunders, teneral agent for Va.; 
Fred C. Sammis, State agent for Minn.; Reinhardt. Pattik A 
Reinhwdt, Dallas, Tex., general agents for Tex.; Fish A Sehall- 
oamp, Madison, Wis., State agents for Wis. The eompanjr 
operates in Ala., Aris., Cal., 0>To.. Conn.. Fla., Ga.. Ida., lU.. 
Ind., U.. U.. Md.. Mass., Mich., Minn.. Mo.. Mont., Neb., k. J .. 
N. v.. N. C. 0.. Ore.. J^yS.^<^, Va.. Wash, and Wis. 



REPORTS OF FIRE INSURANCE COMPANIES. 



127 



NEW HAMPSHIRE FIRE INSURANCE COMPANY, Manchester, N. H. 



IMdani, r. W. SaisBtnt; Vio»-Fk«wient, Wtltflr M. Fttker; Treamnr. N. P. Hunt; Seoratario^ F. E. Martiii, L. W. CrookeU. 
Wm. B. Biupee; Amtent Seorateiy. ChM. C. Cliffofd. Oisuiaed, 1809. 


TliB 


Ameta 


Unauiied 
Praniiiini 


Net 
8iirpl» 


Nek 

PMniuiiMi 


Tatel 
iBOome 


Fkid 


IMvkknb 


ExpeoM 


Total Ex- 
peodituras 


Loam 
Inmimxi 


1913 
1912 
1911 

mo 

1909 


16350327 
6.097387 
5.726309 
5,5533n 
5.198317 


ill 


11,703.434 
1,700.761 
1.654306 
1378331 
1308384 


82.422.091 
2315300 
2.262.198 
2313.874 
2.151.926 


12,700308 
2367.402 
2.491.416 
2.433392 
2362.997 


S1371.483 
1347.634 
1392,684 
1,106313 
1.149.188 


1134.970 
120.000 
120300 
110.000 
110,000 


1031.188 
899.943 
863.672 
830.499 
804.147 


12.337.641 
2367377 
23763^ 
2,046312 
2.063.835 


8I354343 
1.282.267 
1350,464 
1.112.124 
1.156,762 



Aasbib. Dk. 31. 1913. 

Balotate $102350 

MortgieBloaiia 1Q2.960 

Bonds and stoeks... 5.128362 

GollitenJloaoa 100.000 

C«h 365.680 

Aeata'baluoes.... 409.123 

laiowt 62,461 



LiABiunBa. Dk. 31. 1918. 

paid $194316 

Unearnadproiui.... 2.421366 

C<mt.raBerTea 400.000 

Other liafailitiee... 180312 

Total liabilities... $3,197,093 
OvitaliMidup.... 1360.000 
Netforphu 1.703.434 



Totals 



$6350327 Total. 



$6360337 



I60.00O opoo the & C. Fonaith Maehiae Co. 
and Fnid^ ati., Maoehester, N. H.. yalued at f 1( 



Uodswiiting profit, 1913. $68385; inveataieDt, Um, $94386. 

BISKS AND PREMIUMS: Fire riaka in forae Deoember 31, 
1439,624347; praoiiuM thenon, $4,700,731. 

BUSINESS SINCE ORGANIZATION: Praauuma r