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CONCORD-

THE

LEADING BUSINESS MEN

CONCORD

AND VICINITY

EMBRACING

PENACOOK. EAST ^^ WEST CONCORD.

BY GEO. F. ^ACON.

ILLUSXRAXED.

MP ?O!890 ' V-

o - -^ j 9 7

BOSTON :
MERCANTILE PUBLISHING COMPANY,

No. 258 Purchase Street.
I 890.

HREKACK.

In lliis historical and statistical review of the commercial aiul manufacturing interests of
Concord, it lias been our ])urpose in as thorough a manner as was possible to justly describe
those enterprises which have contributed so largely during the last half century to the material
advancement of the city. History plainly shows that many large cities owe their prosperity
and growth chiefly to advantages of situation, great influx of foreign people, and similar causes;
the present prosperity of Concord, however, is due mainly to the genius and efforts of its people.
A study of these facts, and of its varied mercantile interests, which arc presented herewith, must
show clearly, we think, the rich harvests that have been reaped from the exertions and foresight
of the past, the present flourishing and influential position of Concord as a commercial center,
and its bright outlook for many lines of growth in the time to come.

MERCANTILE PUBLISHING CO.

corvRiGnT.

MERCANTILE PUBLISHING CO.

1890.

[For Contents see last pages. ^

f Oy*

NTRODUCTORY.

Tun history of Concord as a city d.ates from 1S53, for it was on
tlie tenth of March in that year that the city charter was adopted, it
having been granted July 6, 1849, and rejected three times by popu-
lar vote, finally being accepted by a majority of 269 in a total vote of 1387.
The history of the parish and town is of deep interest but does not properly
come within the scope of the present work, which deals especially with the
Concord of to day and may be considered as a sort of appendix to the com-
plete, aulhoiitative and admirable history of Concord from 17'25 to 1853, written by the Rev. Nathaniel
Bouton and ])ublished in 1856. This is a standard work whose value steadily increases with the
passage of time, and we wish here to express our obligations to it for many of the facts presented in
the introductory sketch, which by summarizing Concord's development in the past may lead to a more
-complete understanding of her probable growth in the future. The "History of Merrimack and
Belknap Counties," published by J. W. Lewis & Co., of Philadelphia, in 1885, has also been of great
service by reason of its clear presentation of facts concerning Concord's later history, and it is to be
Tegretted that the necessarily high cost of that handsomely and substantially gotten up volume of
iiearly 1000 pages should jirevent a copy of it from being owned by every family in the large and
important section of whicli it treats so interestingly and accurately.

CONCORD AND ITS POINTS OF INTERESl.

THE KIKSX SETTLKMKMX.

"Where once the savage Penacook
Took deadly aim at beast and bird,
And all the silent valley heard
His whizzing arrow, where to-day
Whistles the engine on its way."

The first settlers of New England found it inhabited by five distinct Indian nations, among these-
being the Pawtucketts, concerning whom Daniel Gookin wrote in 1074 as follows : "Their country
lieth north and northeast from the Massachusetts, whose dominion reaches so far as the English
jurisdiction or colony of the Massachusetts doth now extend ; and had under them several other
smaller sagamores ; as the Pennakooks, Agowames, Naamkeeks, Pascataways, Accomintas, and others.
They were a considerable people heretofore, about three thousand men, and held amity with the-
people of Massachusetts. But they were almost totally destroyed by the great sickness that prevailed
among the Indians, so that at this day they are not above two hundred and fifty men, beside women
and children. This country is now inhabited by the English, under the government of Massachusetts.""

The "Pennakooks," or Penacooks, to use the accepted style of spelling, occupied the tract of land
on which Concord is located, anil are said to have taken their name from the erratic course pursued by
the Merrimack river in flowing through the township, Penacook meaning "the crooked place." When
first known to the English their chief was Passaconaway, who had a great reputation as a sorcerer,
and was credited with the ability to turn water into ice in the heat of summer and do many other
wonderful things. In spite of the superstitious awe with which he was regarded, even by the English,,
lieforesaw that armed opposition to them would result in the ruin of his people, and hence was as
friendly as circumstances would allow. Passaconaway was induced to embrace Christianity by the-
apostle Eliot, in 1G4S, and when the great chief died some twenty years later, at the age of more than
one hundred, his farewell command to his son Wonolancet, who succeeded him in the leadership of the-
Penacooks, was, "Never be enemies to the English ; but love them and love their God also, because
the God of the English is the true God and greater than the Indian gods." This command was-
faithfiilly obeyed, for although Wonolancet suffered many privations and finally lost all his property
by reason of unjust suspicions, he never injured the English by word or deed, but on the contrary
interposed several times to save them from attack.

The last sagamore of the Penacooks was Kancamagus, a griiiulson of Passaconaway, but totally
unlike him in character. Kancamagus was concerned in the attack upon Dover, in 1689, and was-
among the si.x "eastern Indian enemy, sagamores" who signed a treaty of peace with the Massachu-
setts government, November 29, 1690. The power of the Penacooks as a tribe was then at an end,,
and such as were hostile to the English joined other tribes, the rest remaining in the vicinity of
Penacook and rendering valuable aid to the early settlers by supplying them with food in winter and
doing them other services.

The first petition for a grant of land in "a place which is called Pennecooke," was presented Id
1659, but this and several others which followed amounted to nothing, for although the grants were
made they were forfeited on account of breach of conditions, and it was not until June 17, 1725, that
the decisive petition was presented to the authorities of Massachusetts Bay Province. This waa
granted January 17, the petitioners being given a tract "to contain seven miles square" upon certain
conditions, among which were the building of a meeting-house within three years, the cutting of a,
road through the wilderness to the plantation, and the division of the land into one hundred and three
equal parts or shares, of which one hundred were to be given to one hundred desirable persons or
families on the payment of five pounds for each lot, the remaining three shares being reserved : one
for the first settled minister, one for a parsonage, and one for the use of the school forever.

The land having been duly surveyed and apportioned to the settlers, they set actively to work to-
fulfill the other conditions and by 1728 had erected a meeting-house and made arrangements for

CONCORD AND ITS POINTS OF INTEREST. 5

building a saw mill, a grist mill, and for establishing a ferry. In 1730 the proprietors petitioned the
•General Court to be given the rights and privileges of a town, but the result was not altogether
satisfactory, and in December, 1732, another petition was presented, by the granting of which the
inhabitants of Penacook were enabled to hdd legal meetings for the choice of officers and the raising
•of money for town purposes. But the General Court appointed the moderator of these meetings and
it was not until February 27, 1733, that the bill was passed which made the plantation of Penacook
the town of Rumford. Why this name was chosen is not definitely known, but probably it was
because some of the proprietors came from the English parish of that title. In 1740 the town was
greatly excited by the terms of the settlement of the long-disputed question as to the division line
4)etween Massachusetts and New Hampshire, for the decision arrived at had the effect of placing
Rumford under New Hampshire's jurisdiction, whereas both sentimental and practical considerations
attached the townspeople to the Massachusetts government. Every effort was made to bring about

The Merrimack River from Bluffs.

a continuance of the existing condition of affairs, but without avail, and the passage of what was called
the "District Act" by New Hampshire, made Rumford a district and subjected her to the indignity
and expense of taxation without representation.

From 1742 to 1754 Indian warfare very seriously interfered with the development of New-
England frontier settlements, and before these troubles were over Rumford became involved in legal
•complications with the town of Bow, so that between the two opposing forces her very existence was
imperilled. The tract of land granted by Massachusetts in 1725 was covered in part by a grant made
by New Hampshire in 1727, this latter grant conveying eighty-one square miles of territory to one
bundred and seven proprietors and their associates and forming " a town corporate by the name of
Bow." In November, 1750, an action of ejectment was brought against Dea. John Merrill, one of the
Rumford proprietors, by the Bow proprietors, this being the first of a series of similar actions against
•different parties. The Rumford proprietors combined to defend these suits, but every case brought to
trial in New Hampshire was decided against them, and only a firm belief in the justice of their cause
gave them faith to continue the apparently hopeless struggle. Agents were sent to England to present

6 CONCORD AND ITS POINTS OF INTEREST.

the points at issue before His Majesty in Council, and tbe result was that the adverse judgment wa»
reversed and the position of the Rumford proprietors endorsed. This was in 1762, but it was not.
until 1772 that the controversy was finally terminated.

In May, 1705, the "parish of Concord" was created, the name being given in commemoration of
the "concord" of action which had characterized the residents of Pen.acook and Uumford from th&
very beginning. The territor}' was known as a parish until January, 17.*4, when a small portion of
Canterbury and London was annexed, and it was "enacted that the parish of Concord be henceforth
called the town of Concord, any law, usage or custom to the contrary notwithstanding."

The town steadily grew and prospered, and in 1790 had become of such importance that it became-
neces-ary to provide a hou.^e for the accommodation of the General Court, and the sum of five hundred
and fiflyfive dollars was raised by private subscription, one hundred pounds additional being afterward
appro|)riatfd by the town for the purpose. The structure was known as the Town House and was
utilized by the General Court until the completion of the State House in 1819, which year is also-
memorable as the date of the appearance of the first steamboat on the river at Concord. It was
designed to tow loaded boats up the river but lacked the power necessary to overcome the rapids and
hence the company by whom it was controlled had to depend upon the primitive methods of sails,
oars, and "setting-poles." The first boat arrived at Concord in the fall of 1814, but it carried only a.
small cargo as the river-locks were not then completed. The first boat, with regular freight from.
Boston to Concord, through the Middlesex Canal, arrived June 23, 1815. The rates for freight from.
Boston to Concord during the first four years, were ^12 per ton of 2,240 pounds; the rate from
Concord to Boston being S^S for the same weight. The charges were gradually reduced and in 1841-42'
had fallen to $4 per ton of 2,000 pounds, whether carried up or down the river. The largest business-
done in any one year was in 1839, the receipts being $38,169. The average receipts were about
$25,000 per annum, the company doing a very profitable business until the opening of the Concord
railroad in the fall of 1842.

The first train from Boston to Concord arrived at quarter of seven, Tuesday evening, September
sixth, and consisted of three passenger cars drawn by the " Amoskeag." Such an arrival was an event
indeed, and the whole town turned out to honor the occasion. Amid shouting, cheering and the
thunder of cannon the train came to a stop, and when it was announced that such as could be accom-
modated would be given a " free ride," a tremendous rush was made and every available inch of
sitting and standing room was occupied. A regular service of two passenger trains per day was-
inaugurated, and the following week three trains per day were run.

The first omnibus to run in Concord was owned by George Dame, of the Pavilion Hotel, and
began its trips between the north end of Main street and the depot in 1852. It was gorgeously
painted and upon the panels were views of the State House, depot and Main street, and a likeness of
Franklin Pierce.

Jiy this time Concord had become a wealthy and populous town, the United States census of 1850
giving the valuation of real estate as $3,015,286, and of personal estate as $573,624, making a total
valuation of $3,588,910. The population was 8,584, having increased to that figure from 4,903 in 1840.
Although many disliked to abandon the system of government which had served so well in the past^
the great number of voters rendered some change imperative, and the popular conviction of this fact
finally overcame all opposition and secured the adoption of a city charter, March 10, 1853. The first
election under this charter occurred March 26, 1853, but no choice of mayor was made, there being
three candidates and the most popular receiving twenty-one less votes than his two opponents. At a
second election, held April 5th, he was elected by 192 majority out of a total vote of 1,466, and the
following day the city government was formally organized by the induction to office of the mayor
elect and the two branches of the city couticil, the following gentlemen having been chosen :

Mayor — Joseph Low.

Ahlermcn — AVanl 1, John Batchelder ; ward 2, John L. Tallant ; ward 3, Joseph Eastman ;^
ward 4, Robert Davis ; ward 5, Edson Hill ; ward 6, Matthew Harvey ; wanl 7, Josiah Stevens.

Common Council — Ward 1, Jeremiah S. Durgin, Eben F. Elliot; ward 2, Samuel B. Larkin,.
Ileman Sanborn ; ward 3, George W. Brown, Moses Iluinphrey ; ward 4, Ezra Carter, George ]\Iinot ;.
ward 5, William H. H. Bailey, Cyrus Barton ; ward 0, Ebenezer G. JFoore, Thomas Bailey ; ward 7^
iVr.isos Sliute, Giles W. Ordway.

CONCORD AND ITS POINTS OF INTEREST. 7

And now, having sketched Concord's history from the time when the territory was but a savage
wilderness until it became Penacook Plantation, Rumford town, Rumford district, Concord parish,
Concord town, and finally Concord city, let us proceed without further preface to a consideration of
the Concord of to-day, and see how far it has fulfilled the hopes of its founders and what are the
opportunities held out to the manufacturer, the merchant, the workingman and all the members of
that wonderfully intricate and interdependent body known as " society."

THE CONCORD OK XO=DAY,

' ' Sucli Concord is ! but who aiay see
A vision of the town to be ? "

Concord is located in the southern central part of Merrimack County, and is bounded' on the
north by Webster, Boscawen, and Canterbury ; on the east by London, Chichester, and Pembroke ;
on the south by Pembroke and Bow ; on the west by Dunbarton and Ilopkinton.

It is the capital of the State of New Hampshire and the county-seat of Merrimack County, and is
also a very important manufacturing and mercantile centre; its representative products being well and
favorably known throughout the United States and in many foreign countries, while the enterprise and the
advantages of position possessed by Concord merchants have made the city the purchasing centre for
all the country adjacent. Many of its products are shipped to Boston for export and for domestic
distribution, that city being but seventy miles distant, and the railway facilities for the transportation
of freight and passengers being excellent. Concord is directly on the line of communication between
the representative industrial and commercial centres of the East and the important and rapidly
developing market in the great Northwest, and the remarkable prosperity of the city's manufacturing
enterprises during the past five years, affords an indication of what may reasonably be expected in
the near future, and has had the effect of calling the attention of capitalists and practical manufact-
urers to the opportunities here presented for the profitable establishment of extensive manufacturing
plants. In spite of the immense amount of water power now in use in Concord, there are undeveloped
privileges having sufficient capacity to supply power for the driving of machinery, the direction of
which would necessitate the employment of thousands of operatives ; and it may be added that the
policy of the city concerning the establishment of new industries is very liberal, and will be referred
to more in detail under the head of " The Commercial and Industrial Outlook."

By the United States census of 1880, Merrimack County is given a population of 46,300, that of
Concord being stated as 13,845. The valuation of the county, April 1, 1879, was $24,882,550, and the
valuation of the city the same year was $10,604,465.

The census of 1890 will show a very marked increase over these figui-es, especially those relating
particularly to Concord, for the growth of that city is very steady and permanent, as the great majority
of those who take up their abode within its limits "come to stay," all the conditions being favorable
to the development of an intelligent, public-spirited, and law-abiding population.

The opportunities for remunerative employment are many and varied, and the cost of living is
moderate, especially when the industrial, mercantile, educational, and social advantages available are
taken into consideration. Houses and tenements may be rented at reasonable rates, the most of them
being in excellent condition and having pleasant, healthful, and convenient locations. During the
past three years more than one hundred and seventy houses have been erected, including several
palatial private residences, but the constant growth of the city creates a steady demand for desirable
tenements, and those built to rent at from $8 to §14 per month are especially popular and prove a
very safe and profitable investment.

The stores of the city are generally large, well lighted, finely equipped, and neat and attractive
in appearance within and without, but what is of more interest to purchasers is the fact that

CONCORD AND ITS POINTS OF INTEREST.

unsurpassed advantages are oflFered to retail and wholesale buyers. The markets contain a full
assortment of seasonable food products at all times of the year, and in the line of country produce
oflFer inducements which very few cities can parallel, for Concord is in the midst of a region which
produces an abundant supply of vegetables, fruits, grains, eggs, butter, cheese, etc., and under
existing arrangements these commodities are furnished to consumers in a very fresh and appetizing
condition. Wood and coal are obtainable at reasonable rates, the former coming from the surround-
ing country, which also supplies large quantities of hay, corn and feed in general, much of the
money received for the.se and other products being paid out to Concord merchants for farming tools,
liardware, clothing, dry goods and the many other commodities they are prepared to furnish at
especially favorable rates. An extensive wholesale trade is also carried on, as the country merchants
for miles around obtain tin- l.iilk '•!" \\\^■\v ^u|i]ili('s in tliis city.

TuE State Capitol Bun. dinc at Concord.

EDUCATIONAL FACILITIES.

Under existing conditions a good common school educ.ition is jiraclically iiidis])ensable to success
in business life, and the excellent opportunities Concord offers for obtaining such, deserve prominent
mention in even a brief summary of the advantages of the city as a place of residence. It is true
that many men have won distinction as inventors, as manufacturers, or as merchants, in spite of an
almost total lack of early educational advantages, but they were enabled to do so by the possession
of great natural ability, indomitable ])erseverancc and the favoring conditions which prevailed before
competition had raised the standard in every field of effort and malerially narrowed the chances for
individual success. Parents owe it to their children to see that they are equipped at all points for the
struggle of life, and a good general education is of no less importance than sound health and sound
morals. It is the fashion of the day to judge schools by the practical results they attain, and not by
the claims they make or the magnitude of the field they essay to cover, and certainlj' the results
attained by the Concord schools justify us in giving them a leading place among New England
educational institutions. The graduates of the grammar schools have a good, sound English
education, fitting them to take places in offices, stores, and factories, with minds prepared to receive
knowledge relating to the special duties they have entered upon ; to reason logically, and in short to gain

CONCORD AND ITS POINTS OF INTEREST. 9

that practical education to which a school education is merely preparatory. The high school
graduates who enter colleges, or other institutions of learning, make records and assume positions in their
classes which conclusively prove that their preparatory training has been intelligent, faithful, and
valuable. " By their fruits ye shall know them," and the knowledge the citizens of Concord possess
■of what their schools have done and are doing, compensates them for their liberal expenditure of time
and money for their support.

The pioneer school of Concord was established in 1731, its support being assumed by the town in
1733. For more than thirty years it was kept in four sections of the town— East Concord, West
Ooncord, Ilopkinton road and Main street — but after 1766 a winter school was maintained at each of
these places. The first school house was built in 1742, and at the beginning of the Nineteenth
■century there were about nine school houses in the town's possession. These were all small and rude
structures, and no better method could be devised to gain an adequate idea of the enormous increase
in the wealth and culture of the community since their erection, than to compare the best of them
•with the poorest school building Concord has to-day.

In 1S07 the town was divided into sixteen school districts, and in 1818 the first visiting
•committee was appointed ; but the act which had by far the most beneficial effect upon local schools
•was the establishment of the Union School District, in 1853, for from that date the improvement in
schools, school buildings and systems of instruction and supervision has been rapid and continuous.
A Board of Education was appointed in 1859, nine representative citizens, elected September tenth of
that year, constituting it. As the population of city increased and the questions to be considered
multiplied in number and importance, the duties of the Board became too exacting to be performed
satisfactorily under existing arrangements, and the result was the passage, in 1874, of an act
authorizing the appointment of a Superintendent of Schools. The original incumbent was Daniel C.
Allen, and he and his successors deserve a good share of the credit for the marked improvement in
the efficiency of the school system which has since been brought about.

During the years 1888 and 1889 the city expended about $140,000 for new school buildings, the
High, Franklin, and Kimball school houses being erected during that period. These are model
structures for the purposes for which they are utilized, both in design and construction, being
commodious, excellently lighted and heated, thoroughly ventilated and very conveniently arranged.
•Other school buildings are the Tahanto, Walker, Chandler, Ruraford, and Bow Brook. The Tahanto
and Walker houses have recently been thoroughly renovated and equipped with improved ventilating
appliances, and it is within the bounds of truth to say that, taken as a whole, the school buildings
of Concord will now compare favorably, as regards heathfulness and convenience, with those of any
other New England city.

Liberal appropriations are regularly made for the support of the school system ; there is none of
that overcrowding so common in most of the larger cities, but every child of suitable age is given
abundant opportunity to gain a good education under favorable conditions, and is supplied with all
necessary text books free of expense.

There are various private schools in the city, prominent among them being St. Mary's day and
boarding school for young ladies, but by far the most important of these institutions is St. Paul's
^School, which, like St. Mary's, is conducted under the auspices of the Episcopal church. This is one
of the best-known church classical schools in the world, for although of recent origin when compared
with other famous institutions of a similar character, its management has been such as to have given
it wide and honorable celebrity, and to have rendered frequent and extensive enlargement of its
facilities absolutely necessary.

The school is located at Millville — a suburb of Concord — and is about two miles from the centre
of the city, on the borders of a pretty little lake, in a beautiful valley with high hills on every side.
The institution was founded by George Cheyne Shattuck, M. D., a wealthy resident of Boston, and
iihe original school building was the country-scat of the founder. The school was first opened in 1856,
and this building continued to be used for school purposes until its destruction by fire in 1878. It was
replaced by a structure known as "The School," and pronounced by expert judges to be one of the
most complete buildings of the kind to be found in the country. Long before this, however, it had

CONCORD AND ITS POINTS OF INTEREST.

become necessary to provide greatly increased accommodations, and these were furnished by the
erection of the " Upper School," a handsome three-story granite building built in 1869 ; the " Lower
School," in 1870 ; the Rectory, in 1871 ; a large school house, in 1873, and the Infirmary or Sanita-
rium, in 1877. The school opened in 1856 with five pupils ; there are now nearly two hundred and
fifty, and so anxious are some parents that their sons should profit by the advantages here offered,,
that they enter their names five and six years before they are old enough to be admitted. As the-
Reverend Hall Harrison has said, in writing of the institution, after eulogizing the personal
characteristics and paying tribute to the efficiency of the methods pursued by those having its-
interests in charge :

" But after making all due allowance for these personal qualifications, which it might indeed be
difficult to replace, it is quite certain that if anything like the wise judgment and unselfish labor of
the past quarter of a century shall mark the administration of Dr. Colt's successors, St. Paul's,

Government Building, Coxcord.

Concord, will more and more take a loading rank among those noted places of education which
after all, are the true glory of our country, because they are the best security that we have for
the cultivation of those virtues which lie at the foundation of the safety, honor, and welfare of our
people."

The complete course of study covers seven years, and students are prepared to enter the
freshman and sophomore classes of any American college, but many enter business life directly from
this institution.

Schools and libraries are closely related, and in the Fowler Free Library Concord has an^
institutioh of which she may well feel proud, and which is destined to increase steadily in value and
importance. The building was erected hy William P. and Clara M. Fowler, in memory of their
parents, and was dedicated in 1889. It is a handsome and substantial structure and is sufficiently
commodious to provide for all probable demands upon its facilities for a long time to come. The
several Shakespeare clubs of the city have a fine room allotted to them in this building.

There are a number of excellent private and semi-private libraries in Concord, the most-
important of them being that of the New Hampshire Historical Society, which was formed at

CONCORD AND ITS POINTS OF INTEREST. 1 1

Portsmouth in 1823, for the purpose of discovering, procuring, and preserving matter relating to the
natural, civil, literary, and ecclesiastical history of the United States in general, and the State of New
Hampshire in particular. The society celebrated its semi-centennial anniversary May 22, 1873, a
feature of the occasion being the dedication of its newly fitted-up building. There have been some
ten volumes of valuable historical matter published by this association, whose library now comprises-
about 9,000 volumes, more than 12,000 pamphlets, over 100,000 newspapers, an extensive and
valuable collection of manuscripts, together with many ancient and curious articles, some of which
are associated with the most noted personages and decisive events in American history.

THE PRESS.

The newspaper press of Concord comprises two dailies and three weeklies ; the former being the
Concord Monitor and the People and Patriot ; the latter the Independent Statesman, People and
Patriot, and CoJicord Tribune. The Monitor has the distinction of being the first permanent daily
paper established in Concord, for although a number of efforts had previously been made in this
direction all had ultimately failed. The Monitor made its initial appearance May 23, 1864, the
publishers being Cogswell and Sturtevant. At that time the attention of the Northern people was of
course concentrated upon the actions and fortunes of their soldiers in the South, and as the Monitor
not only published full telegraphic reports but made a specialty of news concerning New Hampshire
troops in the field, it made an instant and decided "hit." But the expenses of publication were heavy,
and as no part of the subscribed guaranty fund of $3,000 was ever turned over to the publishers (wha
had contracted to print and publish the paper at a fixed compensation, without editorial responsibility),
and as a large sum was owing to them, the paper and its accounts were given to them in part payment
of their claim. This was in August, 1865, and Cogswell & Sturtevant continued the editorial and
business management of the 3Ionitor until January 2, 1867, when the Monitor and Indep)endent
Democrat offices were combined and the "Independent Press Association" formed. The "Republican
Press Association" was organized October 1, 1871, and purchased the papers and the business of the
Independent Association and of the Republican Statesmen, merging the two enterprises into one.
From this time the Monitor has been solidly and steadily prosperous ; it has been enlarged several
times, is constantly gaining in circulation, advertising patronage and influence, and is a "monitor"
whose admonitions concerning municipal affairs are worthy of the most respectful consideration, and
have saved tax payers many a dollar and wisely guided the expending of many more.

The People and Patriot was established by the Democratic Press Association in 1885, and has
since very ably represented the principles of the democratic party as applied to municipal, state and
national politics. Although the paper as now published is of comparatively recent origin, a full
account of what may be called its pre-natal history would have to go back nearly half a century to
trace its origin, for the first number of the Daily Patriot was issued June 2, 1841. The first
prospectus for a daily paper in Concord was sent out by William P. and John M. Hill, in May, 1841,
but the first number of their paper, IlilVs Daily Patriot, did not appear until June third — one day
later than the appearance of the Daily Patriot, which was published by Barton & Carroll. Both
these papers were issued only during the sessions of the Legislature, and HiWs Daily Patriot
suspended publication at the close of the second volume, in 1842. The publication of the Daily
Patriot steadily continued in spite of various changes in ownership, and January 3, 1868, it began to
be issued regularly throughout the year, so continuing until November 1, 1877, when it was stopped.

Charles C. Pearson & Co. had commenced the publication of a legislative paper, called the Daily
People, in June, 1870, and it was continued until the completion of the ninth volume, in 1878. The
following year Mr. Pearson began the publication of the People and Patriot, issuing it daily during
the legislative session of 1879. December first of that year he resumed its publication, sending out
six issues a week, and September 3, 1881, the enterprise was abandoned, but as before stated was
revived by the Democratic Press Association in 1885. The People and Patriot now has a large
circulation and a good amount of advertising patronage, fairly sharing honors with the 3/onitor-.
Both papers are ably conducted and although looking at many things from different points of view.

12 CONCORD AND ITS POINTS OF INTEREST.

both unquestionably have the best interests of the city, state and nation at heart. The People and
Patriot publishes a weekly edition and one is also issued from the Monitor office, known as the
Imlepeitdent Statesman ; these have an especially large out-of-town circulation. Another weekly is
the Concord Tribune, the successor of the M'eekli/ Blade, which succeeded the Concord Daily Blade,
■established September 1, 1880. The Tribune occupies a field of its own and appeals successfully to
the support of a large and important class of readers.

THE WATER SUPPLY.

The water supply of a city has so important a bearing upon its healthfulness, upon the cost of
tnanufacturing, and upon the probable fire losses and consequently the insurance rates, that there is
no other single advantage offered by Concord as a city to live and do business in, which will outweigh
its magnificent water service. "Magnificent" is a pretentious word and may perhaps be legitimately
objected to from a literary point of view when used in this connection, but it seems to describe, as no
■other word can, a service which, although not perfect, is doubtless as nearly so as that enjoyed by any
New England city. Concord has expended about half a million of dollars on her water works, and the
system is so arranged as to enable a heavy increase in the present consumption to be provided for at
■comparatively small cost.

The great fire of 1851 caused an awakening of the people to the imperative need of an additional
water supply, and earnest efforts were made to provide such, but little or no progress was made, for
all available money was needed in the development of ])rivate business interests, and the people
objected strongly to material increase in the rate of taxation. Finally a committee was appointed to
investigate the matter, and in a report dated December 16, 1859, it is stated :

" Our population is at present supplied in part from wells and in part by several aqueduct
■companies, the two principal of which are the 'Torrent Aqueduct Association' and that of Nathaniel
White. In addition to these are several others of more limited capacities, each supplying from one
or two to forty families."

The Committee examined five different sources of supply, comprising Merrimack River, Horse-
shoe Pond, Ash Brook, Little Pond, and Long Pond, and very wisely gave their preference to the last
on the list, summarizing its advantages and the attending conditions as follows : " Long Pond is
■distant three and one-half miles from the State House, has an area of two hundred and sixty-five
acres, and is, in some places, seventy-five feet deep. Several small brooks enter it, but it is fed
principally by springs. The land about it is of a granite formation, and rises pretty rapidly to a
height of from three hundred to four liundred feet, and is mostly cleared. The Pond is surrounded
by a water-shed of some 3,000 acres in extent. Its bottom is of white sand, overstrewn with granite
boulders, and is free from sediment and aquatic weeds. There are no boggy meadows on its shores.
Its water is soft, pure, perfectly transjjarent, and abundant in quantity."

Although issued thirty years and more ago, this report is a faithful description of the Long Pond,
or rather the "Lake Penacook" of to-day, for no changes have occurred such as would exert a
contaminating influence on the water. The outbreak of the Rebellion put aside all thoughts of
expensive local improvements, and for some years after its close no decisive steps were taken
concerning the water supply, but at a mass meeting ot citizens held October 1, 1870, it was

"Resolved, that the safety, health, prosperity, and growth of our city absolutely demand a greater
and better supply of water than it now has."

A committee was appointed to vigorously push the matter, and in August, 1871, they reported
that they had obtained from the Legislature " Au Act to authorize the city of Concord to establish
water-works in said city." A Board of Water Commissioners was appointed in January, 1872, and
the work of preparation and construction was very vigorously pushed. The right to draw water
from the pond was bought of the owners of the water power at West Concord, for |i60,000, and
contracts were made with the American Gas and Water Pipe Company for the construction of the
main line, distributing branches, and the furnishing and setting up of gates, hydrants, etc., at a total

CONCORD AND ITS POINTS OF INTEREST.

cost of about $144,000. The stock of the Torrent Aqueduct Association, and the water rights of
Nathaniel White were bought for $20,000, and a little more than $16,000 was paid for other rights-
and for land damages. The contractors put a large force to work and hurried matters along so-
successfully that water was admitted to the pipes only eight months after the beginning of operations,.
or January 14, 1873.

Although done hurriedly, the work was done very thoroughly and has given excellent satisfactior>
from the first. In fact its very perfection soon made an extension of the delivery facilities imperative,
for as the knowledge of the convenience and reliability of the service became more general, there
was a constantly growing demand for water and the consumption reached a point where the fourteeo
inch main was unable to supply an adequate amount to the higher portions of the territory covered.
The result was the laying of a second main, eighteen inches in diameter ; the work being completed
in the summer of 1882, the total construction account being thus brought up to $492,000.

(_ ().N(cii;i> FRiiM ^TATK HoUSE CuPOLA, LOOKING SoUTH.

Improvements have been made from time to time as circumstances required, and nearly every
dwelling in the city is now supplied with an abundance of pure water, it having a good "head" in-
the pipes, as Penacook Lake is one hundred and twenty feet above Main street in front of the
State House.

THE FIKE AND POLICE DEPARTMENTS.

A city having such a water service should have a fire department to correspond, and certainly
Concord pursues a consistent policy in the matter, her fire department being as efficient as any in the
State. Its mechanical equipment is generally modern in style and is handled by some two hundred
trained firemen, who know their business and are commendably prompt and fearless in the discharge
of their duty. On many occasions they have shown their ability to cope with all ordinary conflagra-
tions, and although, in the light of recent experiences at Lynn and Boston, it would be presumptuous
to claim that a disastrous fire in Concord is impossible, still it should be remembered that the character
of local buildings and their contents, and the absence of the narrow streets, high walls and other

14 CONCORD AND ITS POINTS OF INTEREST.

•conditions unfavorable to fire-fighting, which greatly aided to increase the loss at the cities named, all
tend to justify the confidence wliich manufacturers, merchants, insurance companies and the citizens
general repose in the Concord fire department.

At the Central station there are two second-class Araoskeag steamers and two first-class Amoskeag
hose carriages ; all these pieces of apparatus being drawn by horses, of which six are always imme-
■diately available. There is also a hook and ladder wagon, manned by twenty men. At the north end
is the "Alert Hose," and at the south end the "Good Will Hose," the former company using a
modern department wagon and the latter a four-wheel Amoskeag carriage. Each house is equipped
■with a swinging harness, and horses are constantly in readiness in adjoining stables.

In Penacook there is a fourth-class Silsby steamer and a second-class Amoskeag hose carriage ;
liorses are available, but the steamer may be drawn by hand should circumstances require. At East
■Concord, is the " Old Fort " hand engine and hose company, and in West Concord is a similar
-organiaztion known as the "Cataract" Company. The electric fire-alarm service is wide spread and
reliable, and a large number of hydrants are distributed throughout the city.

New Hampshire State's Piuson at Concord.

Concord's Police Department is worthy to be classed with the Fire Department, for although
happily there is no occasion for it being maintained on anything like so large a scale, still it is amply
sufficient to meet all demands upon it, and for a city of its population and amount of territory to be
■covered, Concord is remarkably free from disorder and from crimes against persons and property.
The efficiency of any police force depends in a great measure upon the public sentiment behind it,
and as the citizens of Concord, as a whole, are firm believers in the principle "Order is heaven's first
law," they will not tolerate disorder, and are ready to lend financial and, if necessary, physical aid
to the police in their efforts to repress it. It is this consciousness of popular support that makes
■Concord's policemen courteous in their dealings with the public, but prompt and fearless in preserving
■order when force is necessary ; while on the other hand those who have a disposition to break the
law are in many cases restrained by the conviction that they are in a hopeless minority, and by the
knowledge that the police have only to ask aid in order to get it instantly. A new Police Station of
brick and stone is now in course of erection at an expense of about Sl'0,0()0.

HOTELS.

IJeing the State Capital, as well as an important mercantile and manufacturing city, it is natural
that the hotel accommodations of Concord should be at times heavily drawn ujjon, and should be
superior to those available in almost all other cities of no greater population. Among the local
hotels are the American House, Elm House, Commercial House, and the hotel of the Eagle and
Pheni.\ Hotel Co. The last named house is located opposite the State House yard, and is a very

CONCORD AND ITS POINTS OF INTEREST. 15

commodious and finely equipped structure, it liaving been rebuilt and newly furnished in 1890 at a
•cost of more than 135,000. It has one hundred and forty rooms, is supplied with elevators, electrical
appliances and other conveniences, and is a worthy representative of Concord hospitality. All the
liotels are well managed, and as a whole cater successfully to all classes of trade ; so it is not claiming
too much to say that they have done their full share towards building up the favorable sentiment
-with which the city is regarded elsewhere.

CHURCH, BENEVOLENT, AND FRATERNAL SOCIETIES.

Although the temporal needs of Concord's residents are excellently provided for, their spiritual
needs have by no means been neglected, for the city and suburbs contain many church societies,
representing all the leading denominations and worshipping in edifices which, with scarcely an
■exception, are commodious and beautiful, while many have large and convenient chapels connected.
-Among societies in the city proper are the First and South Congregational ; the First Methodist
Episcopal, and the Baker Memorial Methodist Episcopal ; the First Baptist, Pleasant street Baptist,
and Free-Will Baptist ; the Universalist ; the Unitarian ; the Episcopal ; the Advent ; and St.
John's, Roman Catholic. In East Concord there are the Congregational Church and the Episcopal
Mission ; in West Concord, the Congregational Church ; and in Penacook, the Baptist Church,
St. John's Catholic Church, and the Episcopal Chapel. There are many regular church-goers among
■Concord's population, and as strangers are cordially welcomed, there is usually a good attendance at
■divine service.

There are many fraternal and benevolent societies in the city, and the good-natured rivalry
which exists between some of them is distinctly beneficial in its effects, as it is never carried to
-excess, and does much to stimulate interest in and to increase the membership of organizations which
■depend upon such increase for the means to carry out their helpful aims.

The Odd Fellows have a very large membership here, and in 1890 dedicated a handsome and
■commodious building erected at a cost of about $38,000. The Masonic orders also have beautiful
rooms, and are in a most flourishing condition, while the Grand Army of the Republic is very strong
and influential here, as would naturally be imagined by those familiar with Concord's record during
the Rebellion. E. E. Sturtevant Post, No. 2, has its headquarters in the city proper ; William I.
Brown Post, No. 31, at Penacook, and Davis Post, No. 44, at West Concord.

The Knights of Honor, Knights of Pythias, Ancient Order of United Workmen, Ancient Order
-of Hibernians, and other prominent secret societies, are all well represented.

The temperance movement has received no little aid from local organizations, for Concord has
■numbered manj- enthusiastic advocates of temperance among its residents from a very early period
in its history, and the home societies now number about a dozen, and are very alert and etticient.

Among those organizations whose membership is limited to professional men, may be mentioned
the New Hampshire Medical Society, the New Hampshire Homoeopathic Medical Society, the Centre
District Medical Society, the New Hampshire Dental Society, and the New Hampshire Pharmaceu-
tical Association.

There is a Young Men's Christian Association in Concord and another at Penacook.

The oldest benevolent society in the city is the Concord Female Charitable Society, established
in 1812. The Concord Female Benevolent Association was organized in 1835, and in 1852 the Rolfe
and Runiford Asylum for destitute native female children of Concord was founded by the Countess
-of Rumford, it being opened for the reception of inmates in January, 1880. There is an Orphan's
Home near Millville, and the Odd Fellows Home is situated upon the street leading to that beautiful
rfiuburb. The New Hampshire Centennial Home for the aged, is another institution which is
accomplishing great good in its chosen field, and its location is on Pleasant street, opposite the
:ground8 of the New Hampshire Asylum.

There are several Mutual Relief Associations in the city, and there is also the French Canadian
Society, St. Patrick's Benevolent Society, and other helpful organizations, so that no person,
whatever his nativity or creed may be, need lack sympathetic help when circumstances render aid
of some kind essential.

CONCORD AND ITS POINTS OF INTEREST.

PUBLIC BUILDINGS.

Among Concord's more prominent public buildings, the first which should be mentioned is, of
course, the State House, which was first occupied b}' the Leg.slature at tlie June session in 1819,
although the building was not entirely completed, ilany improvements have been made in it since-
that date, and about a quarter of a century ago it was enlarged at an expense of nearly |;200,000, the
total cost of the work being paid by the city. The structure is massive and handsome in design and
stands in the midst of spacious grounds containing many beautiful shade trees. It is built of the-
famous "Concord" granite, the stone being obtained from the quarries a little more than a mile-
distant, on the line of the Concord Electric Railway.

Coxcoiii) rr.uM. Sr.vxi: lluusE Cupola, looking XoRinEAST.

The New Hampshire Asylum for the Insane was opened for the reception of patients in the-
latter part of 1842, and during the first seven months seventy-six patients were admitted, the original
structure being capable of accommodating only ninety si.\. New buildings have been added and old
ones enlarged and improved, until now more than three hundred and fifty patients can be cared for
without the least crowding. The institution is located in the heart of the city, the grounds having ar>
area of about one hundred and twenty-five acres and being very highly improved. Special care is
taken to make the surroundings and conditions as homelike as possible, and this has long ranked high
among the model insane asylums of this country. From 1857 to 18S.T it was in charge of Dr. Jesse P.
Bancroft, and on his resignation the duties of superintendent were taken up by his son. Dr. Charles P^
Bancroft, who has met with gratifying success in maintaining the high standing of the institution.

There has been a City Hospital in Concord since October, 1884, and the facilities offered have
been of great public benefit, although the location and arrangement of the premises utilized have
interfered somewhat with the efficiency of the service. This condition of affairs, however, will soor>
be a thing of the past, for, thanks to the generosity of George A. Pillsbury and his wife, Margaret,.
Concord will speedily possess a hospital building worthy of being classed with the best of her other
public edifices. Mr. Pillsbury is a member of the great milling firm so famous throughout the

CONCORD AND ITS POINTS OF INTEREST.

country, and is a resident of Minneapolis, of which city he has been mayor. But he has also been
mayor of Concord, and he has not allowed his later honors to banish the deep interest he has always
shown in our city's welfare, a recent proof of this interest being the giving of $30,000 for the erection
of a city hospital.

The United States Court House and Post Office building was completed in 1888 at a cost of
$300,000, and is a very handsome and commodious structure, occupying a most eligible site and being
very conveniently arranged for the accommodation of the post office. United States courts, pension
agency, etc. The mail facilities of the city are excellent, the service being frequent, prompt and
reliable. A very large amount of all classes of mail matter is handled monthly, and the reliability
and general efficiency of the carrier service are of great benefit to the community in general and
especially to manufacturers and other business men.

The Board of Trade Building was completed in 1873, and is now as ever an ornament to the city
and a monument to the energy, enterprise and foresight of those who provided the money for its

Chase's Block, North Main Street.

erection. Although the board of trade, as an organized body, did not erect the building, nearly all
the subscribers to the stock were members of the board, and the completion of the structure was
celebrated by a social festival, held October 20, 1873, under the auspices of that organization.

White's Opera House is a very popular resort among those seeking diversion in the mimic life
of the stage, for many prominent dramatic and musical "combinations" appear here during the
season. The house is conveniently appointed and has seating capacity for nearly one thousand.

There are other public halls, convenient in location and arrangement, among them being Grand
Army Hall, Phoenix Hall and Chase's Hall.

CONVENIENCES.

The city is lighted by both gas and electricity, both being furnished by the Concord Gas Light
Company, which was incorporated in 1854 and has a capital of $125,000. Some twenty miles of main
pipe have been laid and gas is furnished to from 1,200 to 1,500 consumers ; several hundred street
lamps also being supplied. Electricity is also used for both exterior and interior illumination, and
the stores along the principal streets present a brilliant appearance after night fall, as nearly all of
them have great plate-glass show windows, and certainly the goods displayed in them do not sufler
from lack of abundant light.

18 CONCORD AND ITS POINTS OF INTEREST.

Another and most important application of electricity here has to do with the running of street
cars, for what was the Concord "Horse" Railroad can claim that title no longer, the cars now being
run by the Thompson-Houston system of electrical appliances — a system which has satisfactorily
solved the famous "horse-car problem" in Boston, where it has been adopted by the only street
railway company and applied to hundreds of cars. The system is even more satisfactory in Concord,
where the streets are less crowded and the danger of accident greatly lessened, and as "rapid transit"
is now an accomplished fact, the outlying districts on the company's line may be expected to increase
in population and wealth more rapidly than ever. This road began running in April, ISSl, and has
considerably more than doubled its rolling stock since that time. The line runs from South Maia
street, or the "South End," through West Concord to Penacook.

DRAINAGE.

Many and important as are the hygienic advantages arising from an abundant supply of pure
water, they are robbed of much of their efifect unless reinforced by a comprehensive and efficient
system of drainage, and the location of Concord together with the character of the soil is distinctly
favorable to the easy and wholesome disposition of waste.

A large amount has been judiciously e.xpended upon sewers and drains, and the present condition
of the sewerage system is good, the drainage of the city being very efficiently accomplished; but
further facilities have been rendered necessary by the growth of the community, and as the citizens
realize that it is most economical to spend money freely in such a cause as this, and to provide for the
future as well as the present, the city government will undoubtedl}' provide seasonably for the
extension and general improvement of the sewerage system as may be required.

The streets of the city are as a rule, broad, well arranged, and well kept, notably Main street, in
which the citizens are fully justified in taking pride, for it is the unanimous verdict of strangers, as
well as residents, that this is without exception the finest business street in New England. It was
laid out in 1785, and those who defined its limits must have had some conception of the probable
growth of the community, for the street is of very generous width, even in the heart of the city,
and can accommodate an enormous amount of traffic without crowding. It is paved, concreted or
macadamized from end to end and is bordered by an abundance of shade trees, some of them being
«lms of magnificent proportions.

Concord's sidewalks are on a par with her streets, for they are of exceptionally fine quality,
nearly all being concreted, as the city is the home of this industry. It is everywhere admitted that
a first-class concrete walk is far superior to one made of any other material, and the concrete work
employed in this city is equal to the best noticeable anywhere. The roads about Concord are
maintained in generally excellent condition, and help materially to make the many picturesque drives
thoroughly enjoyable. The country adjacent contains many attractive bits of scenery, and some of
the views are justly entitled to rank among the most pleasant prospects in New England. The towns
of Dunbarton, Hopkinton, Bow, Pembroke, and others that might be named, are within easy drive,
and each has a reputation for natural beauty which is added to by the cotnments of every fresh visitor.

THE BANKING FACILITIES.

The magnitude and character of the banking facilities enjoyed by a community form a
convenient standard by which its position as a mercantile and manufacturing centre may be
determined, and as a general rule an intelligent judgment made on such a basis is extremely accurate,
for although in exceptional cases the banks are unworthy of the community, or the community is
lunworthy of the banks, still these exceptions but "prove the rule," for on close investigation it will
he found that they result from forced and unnatural conditions. The banks as truly represent the
business methods and the mercantile standing of the people on whom they depend for patronage, as
do the newspapers their intellectual and moral standing, and a people who support first-class
iinancial institutions may, as a whole, invariably be depended upon to do business on sound principles

CONCORD AND ITS POINTS OF INTEREST.

»nd to be enterprisini? and intelligent in developing natural resources. Hence the high standing of
Ooncord's banks, although gratifying and commendable, is the necessary consequence of the
•conditions which gave them birth and which have attended their development to the present time.

It is nearly eighty-five years since the first banking institution in this city was incorporated, and
•of course that was long before a city charter was ever thought of, for it was in 1806 — only twenty-
two years after Concord had changed from a " parish " to a full fledged "town." But, although only
a town, it had its conflicting interests as truly as the largest city has, and in spite of the well-earned
reputation for " concord " of action which had given it its name, its residents showed that they
•could oppose one another as vigorously and stubbornly as they, united, had fought the Bow
proprietors.

Main Street, Concord, looking North.

There was a " North End " interest and there was a "South End" Interest, and after Timothy
Walker, William A. Kent, and others, were incorporated "by the name of the President, Directors
and Company of the Concord Bank," trouble at once arose in consequence of questions of location
and management.

Hon. Timothy Walker was the champion of the " Northenders," and Colonel William A. Kent
•of the "Southenders ;" and as no agreement could be arrived at, each side claiming that its position
was clearly the just one, the upshot of the matter was the opening of two banks under the same
-charter, the Upper Bank and the Lower Bank, each of which claimed to be the " only and original
Simon-pure Concord Bank, and denounced the other as a "base and fraudulent imitation."

The consequence of their not being able to even " agree to disagree " was ceaseless trouble and
constant loss to both, for the competition was keen and incessant, and neither institution was very
delicate in its choice of methods to overcome the other. At one time the Upper Bank forced a run
•upon the Lower, by demanding the redemption in specie of a large number of their bills, of which
the former institution had secured possession. The Lower Bank kept the ball rolling by instituting
-suits against its rival for issuing bills without legal warrant, the result of this action being a long
•drawn out legal battle to decide which was the lawful Concord Bank. The lawyers profited by the
•contention if nobody else did, and among those who got a fee out of it was the early and famous legal

CONCORD AND ITS POINTS OF INTEREST.

antagonist of Daniel Webster, Jeremiah .Mason. He was retained as cousel for Nehemiah Jones^
who had brouglit suit against Timothy Walker, the indictment in the case containing more than one-
hundred counts, being a sort of "drag-net'' affair, covering all the points in dispute and designed
to surely catch Walker in some of its many ingeniously contrived meshes. So able a lawyer as Mason-
at once perceived the hopelessness of settling the matter in Court and endeavored to effect a.
compromise. Those at all familiar with his career know that he did not mince his words when
circumstances made plain-speaking advisable, and hence will readily accept the tradition which credits
him with saying, when his client objected to the expense of the proposed settlement : " As you have-
got into gentlemen's company, you must expect to pay a gentleman's price."

After the banks ceased persecuting one another, they naturally rose in the esteem and confidence
of the public, and both did a generally profitable business under the one charter until twentv years
had expired, when the Upper Bank secured a new charter under the name of the " Merrimack
County Bank." The Lower Bank had its charter altered and extended in 1826, and continued,
business until its failure in 1840.

Such a demoralizing and foolish conflict as that between these two banks would be impossible ia
tbe Concord of to-day, for although the interests involved are now vastly greater, and the prize sa
much the more worth the winning, our financiers, as well as our merchants and manufacturers, rigidly
discriminate between competition and opposition, and recognize the fact that mutual aid confined ta
legitimate limits is the best policy to be followed by all parties concerned.

At the present time there are three National and four Savings Banks in Concord, all of which-
are in a sound and prosperous condition, while some among them are exceptionally strong, even in.
comparison with other leading financial institutions throughout the country.

As would be supposed from its name, the First National Bank was the pioneer Concord institu-
tion organized under the national banking laws, although the other two National banks in the city

had been>carried on under State charters for many
years before the organization of the First
National Bank in March, 1864. Asa Fowler wa»
the first president, he being succeeded in 1867 by
George A. Pillsbury, who resigned in 1878 and
went West, where he was destined to win fame
and fortune as a member of the great milling firm^
now known throughout this country and Kngland.
He has had worthy successors in the office of pres-
ident of the bank, and as the directors have also-
always been men of ability, it is easy to account
for the exceptional prosperity the institution haa
enjoyed from the start. It has a capital of $150, 000-
and an extremely large surplus — so exceptionally
large in fact that the bank has been reported by
the comptroller of the ciiireney to have the highest
per cent, surplus of any New Hampshire bank.

The National State Capital Bank was not long
behind the First National in beginning operation*
under a national charter, for it was re-organized
under national banking laws, January 2, 1865, or
only about ten months after the other institution.
Its origin as a State bank dates back to 1 853, the
Slate Capital Bank having been organized January
26th of that year. The original capital stock waa
8100,000, and this amount was increased one-half
.:z.- '^- in 1854, reduced to $120,000 in 1802, and a year

First National Bank. later reduced to 8100,000.

CONCORD AND ITS POINTS OF INTEREST.

After the obtaining of a national charter the capital stock remained at 1100,000 only a little
«more than three months, it being increased to $150,000 April 17, 1865. A further increase to $200,000
was made May 31, 1872 ; the bonds and right of circulation of Carroll County National Bank, of
Sandwich, having been purchased. The National State Capital Bank is worthy of its name and
stands high in the financial and general business world, by reason of the wise conservatism of its
ananagement and the efficiency of its service.

Loan and Tkust Savings Bank Building.

The Mechanicks' National Bank was organized January 3, 1880, but from one point of view may
be considered the oldest established bank of discount and deposit in the city, for as the Mechanicks'
Bank it was first incorporated July 5, 1834. The original capital was 8100,000, and the charter was
•extended June 22, 1853 ; the bank closing up its affairs in 1865. At the time business was stopped,
Josiah Minot acted as president and Charles Minot as cashier, so that when these gentlemen began
■operations as a private banking firm under the style of Minot & Co., in January, 1866, it was in one
sense a revival of the "Mechanicks"' business, and it steadily continued until its re-organization as
the Mechanicks' National Bank in 1880. Josiah Minot was the first president of the new institution, and
was associated on tlie Board of Directors with John Kimball, John M. Hill, B. A. Kimball, Joseph.

CONCORD AND ITS POINTS OF INTEREST.

B. Walker and other represenlative citizens. Thia
bank has a capital of $150,000, is very strong
financially and enjoys a goodly share of the
patronage and the confidence of resident businesB-
nicn.

It is asserted by not a few eminent students
of public affairs, that tlie number, importance^
and condition of the Savings Banks in any given
section of the country aflford an accurate barom-
eter of the state of industry and trade, besides-
giving valuable hints relating to the personal
habits of members of the community, and the-
residents of Concord have certainly no reason to-
shrink from the application of such 9 test ; for
were not their industries and mercantile enter-
prises generally prosperous, and the community
as a whole industrious, thrifty, and profitably-
employed, the local savings banks could never
have reached their present development, and
would not be able to safely challenge comparisoik
with a like number of similar institutions any-
where, catering to no greater population.

Of the four Concord savings banks tlie New
Ham])sliire Savings Bank is by far the oldest, it
having been incorporated away back in 1830^
'I'he institution was organized July 21st, of that
year, and during its sixty years of existence has.
paid its depositors more than one million and a
half of dollars in regular dividends, and about
$200,000 in extra dividends ; the rate of interest
thus far having averaged about four and a half
per cent. — a very remardable showing considering
the pains the management have always taken to-
ensure the absolute safety of funds placed with.
them for investment.
The Merrimack County Savings Bank was incorporated 1867, but was not organized until May 3^
ISTO, the first deposit being made June first. Lyman D. Stevens has been president of this bank from
the beginning, and John Kimball has been treasurer for a like period. The record of this institution
during the past five years goes far to establish the claim that savings banks accurately indicate the
degree of prosperity a community is enjoying, for it is an open secret that Concord's representative
industries have prospered remarkably since 1885, and during that lime the deposits in and surplus of
the Merrimack County Savings Bank have more that doubled, the amount now due depositor*
considerably exceeding a million and a half of dollars, and the surplus approximating $120,000.

The Loan and Trust Savings Bank was incorporated in June, 1872, and has proved a valuable
addition to the savings institutions of the city and the State. The amount due dejwsitors has
increased to the extent of more than $700,000 during the last five years, and at present approxi-
mates two and a quarter millions of dollars. The guarantee fund amounts to *100,000 and the
undivided profits considerably exceed that sum.

The Union Guaranty Savings Bank is by far the youngest institution of the kind in the city, it
having been incorporated in 1887, but it is already firmly established in the confidence of the
community, as it is managed in connection with one of the strongest of New England's financial
institutions by men of ability an 1 ripe experience. It has a perpetual guarantee fund of $50,000, haa

Board of Th.vde Buildi.m
Maih Stkeet.

North

CONCORD AND ITS POINTS OF INTEREST.

already accumulated a surplus of about one-fifth that amount, and now holds deposits amounting
to about half a million dollars.

The facilities afforded by the National and the Savings banks of the city are supplemented by
the admirable service offered by such representative financial houses as those of Crippen, Lawrence
& Co., E. H. Rollins & Son, the American Trust Company and others, so that as regards opportunities
for investment and the many other advantasjes arising from a comprehensive and ably conducted
banking service. Concord stands high among New England cities.

New PIampshire Asylum foe Insane, ( <>;

THE GRANITE BUSINESS.

A consideration of Concord's natural advantages must of necessity include the many valuable
granite quarries there located, for these have long been a very important source of wealth, and yield
stone of a quality which has made Concord granite the standard by which that from other localities is
judged.

The local supply is almost inexhaustible, the lai'ge eminence known as Rattlesnake Hill being
composed almost entirely of granite, while Oak Hill merits a similar description. A large amount
of capital and many men are employed in the quarrying and working of the stone, and the most
improved appliances and tools have been universally adopted, reducing the expenses of production
to a minimum and enabling outside competition to be easily met. The exceptionally comprehensive
United States census of 1880 included a close investigation by experts of the existing condition and
future prospects of the quarrying industry, and the results arrived at concerning Concord granite
are in the highest degree favorable, as will be seen from the necessarily limited quotations from the
reports of the government agents which follow.

From a scientific point of view, the sort of stone found in this vicinity is a " massive, gray,
biotite — muscovite granite." In spite of this formidable description we are told that "it is a
good, safe, free stone to work and takes a high polish."

CONCORD AND ITS POINTS OP INTEIiEST.

For commercial purposes it is divided into four classes : No. 1, the best, for moDumental work j
No. 2, for general building purposes ; No. 3, for underpinning, capping, etc.; No. 4, for foundation
stones.

The Census Commissioners went very dee])ly into the subject of the durability of granite, and the
fleveral varieties were closely tested and compared. Granite buildings and monuments throughout the
country were minutely examined, and from the report made on those located in tlie City of New York
we take the following:

"In the fine-grained granite from Concord, N. 11., employed in the building on the southeast
corner of 23d street and Cth avenue, many of the blocks are set on edge, but the only change yet seen
is that of discoloration by street dust and iron-oxide from the elevated railway."

Main Street, looking Soutu froii Opera House.

A complete list of the granite structures tiiroughout the country is given, and a notable proportion
of these are built of the Concord stone, among such being the Charter Oak Insurance Building,
Hartford, Ct. ; many New York structures, and numerous Boston edifices, as for instance the Security
Bank, the Masonic Temple, the //(JCfl/f^ building, the Life Insurance Building, the Germania Savings
Bank, the City Hall, Horticultural Hall and others. The monument to the discoverer of annBsthetics>
in the Boston Public Garden, is also of Concord granite, as is the Soldiers' Monument at Concord,
Mass., the Cadet Monument in Mt. Auburn Cemetery, Cambridge, and the Soldiers' Monument in
Manchester, N. H.

Of late years granite has become exceedingly popular as a monumental stone, and nearly all
first-class cemetery work is now made from this material, a use to which the better grades
of Concord granite is particularly adapteil. The demand for it as a building stone is also
increasing as the country gains in wealth and culture, and the importance of the question of the
permanence of this demand justifies the giving of space for the answer as it is stated by the
distingui.slied scientist. Prof. N. S. Shaler, in the Census Reports of 1880. The report is headed :
"General Relations of New England Building Stones to the Markets of the United States," and, after
stating in detail the important advantages possessed by New England quarries by reason of their
nearness to tide- water and the effect of the glacial action, which stripped off the cap of decayed rock found
encumbering deposits of crystalline rocks in other sections of the country, the report reads as follows :

CONCORD AND ITS POINTS OF INTEREST.

"These two advantages — the neighborhoodjof, the crystalline rocks to the sea, and the absence
of any worthless, decayed, upper part — will always give the New England rocks of the granitic group
a very great advantage over those of any other part of the eastern United States. ... It should
also be noticed that the cost of quarrying granite of good quality is perhaps less than that of any
other work of the same general utility, certainly much less than the cost of our other principal
l)uilding stones, so that, for all large structures where rude strength is the only need, quarries of this
■stone are always likely to be at a great advantage in production. . . . There are no other sources
-of supply of granite that are ever likely to compete with this stone district of New England."

Prof. Shaler sums up the whole matter as follows :

"It is quite clear, therefore, that the position of the New England granite quarries is particularly
favorable, and that they are likely to command the market for a great while in the future."

iMaix Street, Concord, at ihe Nuktu End.

MANUFACTURING INTERESTS.

Most prominent cities, like most prominent men, are many-sided in character — that is to say they
are dependent upon no one feature for the maintenance of their importance, as that is the result of
a harmonious combination of characteristics, all of which contribute to the sum total and aflford a com-
mon but striking example of one of our main principles of government, "in union is strength."

Concord, for instance, is best known to some as the capital of the State ; to others, as a great
purchasing centre where supplies may be bought to the best possible advantage, and to still others as
the source from which come various manufactured articles, proved by practical test to be the best in
the market. It is in the last-named capacity — as a leading manufacturing centre — that the city is best
known outside the limits of New Hampshire, and it is a noteworthy fact of which every public-spirited
■citizen may well be proud, that the representative products of Concord owe their popularity to their
quality rather than to their "cheapness ;" for it has long been, and is to-day, the policy of prominent
local manufacturers to cater to the most intelligent trade, and, while giving unsurpassed value for the
money received, to have that value represented by quality, not by quantity. Name a few of our lead-
ing products, and see what associations are connected with the list : " Concord Coaches," "Concord
Axles," " Concord Harness," — -what is it that has made these goods well and favorably known through-

26 COHCORD AND ITS POINTS OF INTEREST.

out the civilized world ? Not clicapness, but uniform and unequalled excellence. The makers of them
have the experience, the ability, the capital, the mechanical facilities and the skilled assistants neces-
sary to enable them to attain the best possible results, and to easily meet all honorable competition ;
that they accomplish both these ends, the re])Utation of and the demand for their products abundantly
prove.

The immense business now carried on by the Abbott-Downing Company was founded many year*
ago, and would have developed even more rapidly than it did had not the founder refused lo turn out
more work than he could personally supervise the construction of. Nowadays, when the magnitude-
and variety of the interests involved make it absolutely necessary to entrust the carrying out of details,
to subordinates, such a policy as that may seem provincial and old-fashioned, but it indicates a sturdy
honesty worthy of emulation in any age, and goes far to explain the world-wide fame of the "Concord
Coach," — a fame as well deserved now as ever. The present company utilize a most elaborate plant;,
and employ an extensive force of help in the manufacture of light and heavy vehicles ; the goods-
being shipped to all parts of the world.

The "Concord Axle Company" was incorporated in 1880, with a capital of §50,000, to manufac-
ture the original "Concord Axle," and kindred articles. Those having the direction of the company's-
affairs have been identified with the production of the goods in question since 18C3, and we need
hardly add that the reputation of the " Concord Axle " has been fully maintained. The factory is-
located in Penacook, and about seven hundred tons of wagon axles are turned out in the course of a.
year, besides three hundred tons of castings, and other articles.

It is fitting that a city producing first-class coaches, wagons and carriages, should also produce
first-class harness, and the fame of the "Concord Harness" is on a par with that of the Concord
Coaches and Axles. This harness is now made by the James R. Hill Harness Company, and is known
and prized throughout the civilized world. Far from depending on past reputation, the present company
spare no pains to keep the quality of the product fully up to the standard, while offering many new and
attractive styles, and the result is to be seen in the steadily growing demand for the goods in this-
country and abroad. James R. Hill, the founder of this business, was a man of great force of char-
acter and distinguished ability, and literally "worked his way up" until he reached a leading position
among New England manufacturers. The first shipment of harness to California from the east wa»
made by Mr. Hill in 1849, and his enterprise in seeking out foreign markets, even at that early day, is
shown by his having made a shipment to Chili in 1853. He had many things to contend with during
his early business career, and met with serious loss by fire, but he had that ability and perseverance
which command success, and as his capital increased he became interested in various enterprises which
had such claims upon his attention that he found it inexpedient to retain sole control of his harness
business, and hence in 18G5 the firm of James R. Hill & Co. was formed, and the enterprise continued
under that management until the organization of the present company.

A representative Concord industry, which, although of quite recent origin when compared with
that carried on by the James R, Hill Harness Company, has still some eighteen years of prosperity to-
look back upon, is that conducted by the Page Belting Company, incorporated in 1S72. This business
was originally located in Franklin, where it was established by Page Brothers in 1808, and since its
removal to Concord it has developed with a steadiness and rapidity which indicate that the claims-
made for this city as a most advantageous point at which to establish important manufacturing-
enterprises, are fully justified by the facts.

When the company began operations here in 18V2, it had a paid-in capital of $75,000. In 1873 it
was increased to $125,000; in 1878 to $200,000 ; and in 1887 to 8250,000 — figures which tell their
own story of the skillful utilization of favorable conditions. The comi)any is authorized to have a.
capital of half a million, and present indications are that that amount will be reached before many
years, as the demand for the product is apparently unlimited ; customers being found throughout the
United States, and an extensive export business being done. Leather belting and lacing are the chief
productions, an exceptionally complete line being manufactured. The plant covers an area of some
ten acres, and has sufficient capacity to turn out 750 hides for belting and 1,200 sides of lace leather
per week, employment being given to about 175 men.

CONCORD AND ITS POINTS OF INTEREST. 2T

There are various other prominent manufacturing enterprises which deserve careful consideration,
but which, owing to the limitation of space, must be dismissed with mere mention. Among these are
those conducted by the Ilolden Manufacturing Company, producing flannels and woolen dress goods ;^
the Haley Manufacturing Company, making curtain fixtures, skates and other articles ;, the Concord
Carriage Company, producing vehicles of standard excellence ; W. S. Davis & Son, manufacturers of
wagons, hose trucks and carriages ; the New England Granite Company, doing stone-work for
monumental and building purposes ; C. M. & A. W. Rolfe, makers of doors, sash, blinds,,
etc.; the Prescott Organ Company, producing instruments having a national reputation; Ford
«fc Kimball and Clapp & Co., brass and iron founders ; the Concord Manufacturing Com-
pany, located at West Concord, and very extensively engaged in the production of all-wool
flannels and heavy twilled goods ; William B. Durgin, manufacturer of solid silverware ; the Contoo-
cook Manufacturing and Mechanic Company, located at Penacook, and producing an immense amount
of print cloths ; the Penacook Mill, carrying on the same business on a still more extensive scale ;.
Stratton, Merrill & Co., located at Penacook, and operating the only Patent Roller Process fiour mill
in New England ; and C. H. Amsden & Co., also of Penacook, and proprietor of the largest furniture
factory in New England, they using about a quarter of a million feet of lumber per month.

The above list is by no means complete, and yet it gives some idea of the variety, magnitude and
standing of Concord's industries, and their distribution throughout the city and suburbs.

The Concord & Montreal and Northern Railroads both have well-equipped shops here, at which a.
great deal of repairing and constructing is done.

THE COMMERCIAL AND INDUSTRIAL OUTLOOK.

The outlook for the various industries located within the city limits is at this time most-
encouraging. For many years the establishments producing the world-famed Concord carriages and
coaches, and the equally well known Concord harnesses, have given employment to many men.
These concerns have deservedly won strong positions in the business world, and they have gradually
grown from small beginnings into large and prosperous enterprises, yielding good profits to their
owners, and continuous and remunerative employment to their very large numbers of employees. And
what may be thus said of these two representative establishments, may with equal justice be applied
to nearly, if not quite, all the manufactories within the borders of the city, including the most varied
industries. Although not distinctively a manufacturing city, it produces very considerable quanti-
ties of flannels, cotton and woolen goods, furniture, carriages, leather belting, axles, pianos and organs,,
hubs and wheels, shoes, fire hose, brick, hammered and polished granite, wood-working machinery,
churns, silverware, lumber, and other standard products.

During the past five years there has been a decided and noticeable increase in the volume of
business, and many of the articles produced by the skilled workmen of Concord, find a ready and
extensive sale throughout the United States and in many foreign countries. This is especially so of
the goods produced by the Concord Axle Co., the Abbot-Downing Co., the James R. Hill Co., and:
the Page Belting Co., which are known all over the world.

The railroad facilities are such as to offer great advantages to Concord as a business and manu-
facturing center, as it is directly on the line of travel between the great Northwest and the commer-
cial and manufacturing centres of the East, and only two hours ride from Boston. The expenses of
living are moderate, rents are very reasonable for the accommodations afforded, and the mechanic, the-
artisan and the day laborer secure all the advantages of the larger cities, with but few of the drawbacks.

The policy of the city is very favorable to new industries, and toward a reasonable exemption,
from taxation for a term of years, for such enterprises as desire location and would give to the com-
mercial and manufacturing forces of the city such additions as to make them desirable acquisitions.

There are still remaining in Concord undeveloped water privileges that are capable of supplying
power for the employment of thousands of workmen when they shall be utilized by the erection of
the proper manufacturing plants. But one by one the various mill-sites have been occupied on the-
Contoocook river, in that part of Concord known as Penacook, and the recent erection of the massive-
stone dam for the use of the woolen mill, now in process of construction in that village, reduces thft

28 CONCORD AND ITS POINTS OF INTEREST.

available sites there remaining so as naturally to turn attention to the Merrimack river. Here
there are two most excellent water powers, the one at Garvin's Falls being partially developed while
that at Sewall's Falls will probably lie developed at an early day. The Sewall's Falls water power,
with its adjacent land, is situated only about four miles from the center of the city, and entirely
within the city limits. It is capable of development so as to readily sustain a population of from
fifteen to twenty thousand. Contiguous to the Falls there is a large area of land owned by the Water
Power Company, favorably situated for the erection of manufacturing establishments, and hav-
ing equally favorable location for building the residences and houses of the hundreds finding employ-
ment within the establishments erected to utilize the power of the falls. The land has already been
surveyed and is ready to be staked out for a village which will be one of the most delightfully

Nkw Dam on the Contoocock liivici; at Pknacook.

situated and healthful in New England. It will have all the advantages of cheap homos, olieap power,
excellent drainage, and the innumerable advantages which result from such an admirable location.
Not only can the power at Sewall's Falls be used for the neighboring manufactories, but the recent
discoveries in the transmission of power by electricity will make it possible to furnish power at a very
low rate in the central part of the city. The possible advantages of the unused power at Sewall's
Falls can scarcely be overestimated, and at no distant day this power is to be utilized, and when
employed it will bring increase in population, in manufacturing, and in commerce, with all the
advantages that result from tlie regular distribution of large sums of money in compensation for
productive labor.

CONCORD AND ITS POINTS OF INTEREST. 2»

The preparation of this brief statement of facts bearing upon Concord's past, present and future,
has been no easy task, for its very brevity added much to the difficulty of the work by necessitating
careful selection and close condensation of the immense amount of material available. That the sketch
as it now stands will give universal satisfaction is not for a moment to be expected, and indeed no one
can appreciate more clearly than the writer that it falls far short of perfection and would have becD
more ably done had its preparation been entrusted to abler hands. But he did his best, and asks credit
for honesty of intention, whatever may have been his errors of judgment.

This book is assured a very large circulation. It will be read even more generally outside the city
than it will be in it, and in this hurrying age the systematic condensation which has been practiced io
its compilation materially adds to its value by ensuring a much more thorough and general reading
than it would otherwise have received. Primarily intended for business men, it is written from a
business point of view, and contains much valuable information concerning one of the most enterprising
cities in New England. The information is valuable, however faulty may be its presentation, and not
only those living in other sections of the country but many residents of Concord may profit by a.
perusal of the story of New Hampshire's capital.

Men are prone to close their eyes to opportunities near at hand, and there is not a city in New
England but what has suffered from this fact. We New Englanders build up the West, the South
and the Northwest ; we spend money like water to develop the resources of other sections ; we take
desperate risks in constructing railroads over and through mountain ranges, across miles of uninhabited
prairie and over broad rivers, that the productions of some far-off city or town may find a market ; we
sink shafts thousands of feet through the solid rock on the bare chance of extracting paying quantities
of precious metals ; in short, in a hundred ways we maintain our world-wide reputation for magnificent
enterprise and business audacity, and meantime we neglect dear old New England, that kind and
lavish, if stern-appearing, old mother who gave us birth, who cherishes our friends and our homes, and
who gives us the enormous sums we so freely spend elsewhere.

This should not be. "Boom New England," is a good motto if a new one, and its sound sense \»
latterly being appreciated by many of those heavy investors who have enriched other sections without
profit and often at a serious loss to themselves. The future of New Hampshire in general, and of
Concord in particular, never looked brighter than now. The brief sketch headed "The Commercial
and Industrial Outlook," should afford food, not only for thought, but also for congratulation, for it
sets forth, despite the narrow limits to which it is confined, some of the things which have been and
are being done to further develop local interests. Its reference to the possibilities offered by the
electrical transmission of power, opens up a wide field of speculation, for truly, with that wonderfuB
agent, "No man knows what a day may bring forth."

Concord has vast water powers undeveloped, besides those long and profitably utilized ; she has-
pronounced advantages of position, a healthful location, an industrious and law-abiding population,
numbering nearly 17,000 by the census of 1890, a disposition to cordially welcome and aid deserving
new enterprises, and an international reputation as a manufacturing center. Surely the development
so auspiciously begun is but an earnest of what may be expected in the near future, and every man.
living or working within the broad territory under Concord's jurisdiction owes it to his city, his fam-
ily, and himself to do all he honorably can to ha.sten that development and keep Concord in the front
rank of New England cities."

"And thus shall our beloved town,
Add to its wealth of old renown
A name for strength and sterling worth,
Borne, Uke her coaches, round the earth."

Concord Commercial Club.

ORGANIZED SEPTEMBER i8, 1889.

Officers and Committees

HOWARD A. DODGE,
FRANK W. ROLLINS,
PAUL R. HOLD EN,

PKESIDKNT.

Hon. EDGAR H. WOODMAN.

VICK-PRESIDENT.

GEORGE P. PAGE.

SECOND VICE-PRESIDENT.

CHARLES H. AMSDEN.

TIIIKD VICE-PKESIDENT.

JAMES H. CHASE.

TKEASUREK.

JOSIAH E. FERNALD.

SECRETARY.

AUGUST P. REIN.

DIRECTORS.

WILL M. MA.SON,
EDSON ,). HILL,
ARTHUR C. SANBORN,

JAMES C. NORRfS,
CHARLES E. FOOTE,
GILES WHEELER.

Standing Committees.

OEORGE F. PAGE,
WILLIAM F. THAYER,

FRANK W. ROLLINS,
HENRY W. STEVENS,

EDSON J. HILL,

ON NEW INDUSTRIES.

GEORGE W. ABBOTT.
ON CITY IMPROVEMENTS.

WILLIS D. THOMPSON,
WILLIAM E. HOOD,

FERDINAND A. STILLINGS,
AI B. THOMPSON,

EDMUND H. BROW^N.
ON ENTERTAINMENT.

EDWARD N. PEARSON.

SOLON A. CARTER,

CONCORD COMMERCIAL CLUB.

Members of Concord Commercial Club.

STILLMAN HUMPHREY,
SAMUEL C. EASTMAN,
GEORGE F. PAGE,
■GRANVILLE P. CONN,
■GEO. D. B. PRESCOTT,
WARREN K. DAY,
EDWARD A. JENKS,
CHARLES S. PARKER,
LY'MAN JACKMAN,
:EDS0N J. STILL,
'GEORGE MAIN,
JAMES H. CHASE,
FRED'K S. CRAWFORD,
EDWARD N. PEARSON,
BENJAMIN C. WHITE,
ARTHUR C. SANBORN,
■GEORGE H. EMERY,
AVILLIAM F. THAYER,
EDWARD N. SPENCER,
•JOSIAH E. FERNALD,
H. M. BRICKETT,
JOHN C. THORNE,
WILL M. MASON,
EDWARD DOW,
HENRY^ W. STEVENS,
XiYMAN D. STEVENS,
i:DGAR H. WOODMAN,
HENRY^ ROBINSON,
HENRY^ O. ADAMS,
LOUIS J. UFFENHEIMER,
FRED REED,
W. A. THOMPSON,
FRANK W. ROLLINS,
HARRY H. DUDLEY,
A. PERLEY^ FITCH,
P. B. COGSWELL,

S. C. MORRILL,
GEORGE A. CUMMINGS,

E. B. WOODWORTH,

F. A. STILLINGS,
W. ROBINSON,
FRANK E. BROWN,
H. E. CAMBERLIN,
M. J. PRATT,
JAMES C. NORRIS,
THOS. A. PILLSBURY,
C. H. DAY",

CHARLES H. MARTIN,
HENRY^ J. CRIPPEN,
CHARLES E. REMICK,
DAN'L B. DONOVAN,
JAMES MINOT,

WM. M. CHASE,
FRANK S. STREETER,
OBADIAH MORRILL,
HARRY G. SARGENT,
JOHN KIMBALL,
GILES WHEELER,
A. R. AY^ERS,
WM. E. HOOD,
JOSEPH T. SLEEPER,
HOWARD A. DODGE,
WILLIAM G. CARTER,
E. B. HUTCHINSON,
HENRY" W. CLAPP,
H. W. FARLEY,
GEORGE E TODD,
WILLIS D. THOMPSON,
A. B. CROSS,
DAVID D. TAYLOR,
CHARLES FAIRBANKS,
T. A. HEATH,

CONCORD COMMERCIAL CLUB.

GEORGE UNDERIIILL,
WILLIAM P. FISK,
W. J. AIIERN,
E. W. WILLARD,
FRANK H. GEORGE,
O. H. PEIELPS,
GEORGE O. DICKERMAN,
WARREN CLARK,
CHARLES H. ALLEN,
ARTHUR C. STEWART,
EDSON C. EASTMAN,
CHARLES R. CORNING,
V. C. HASTINGS,
FRANK L. SANDERS,
J. B. WALKER,
S. S. KIMBALL,
JOHN P. GEORGE,
JOHN C. ORDWAY,
CHARLES H. AMSDEN,
JOHN H. PEARSON,
JOHN F. WEBSTER,
C. R. ROBINSON,
W. G. C. KIMBALL,
HENRY H. HUSE,
WILLIAM YEATON,
IRVING A. WATSON,
JOHN M. MITCHELL,
SOLON A. CARTER,
GEO. A. BLANCHARD,
JAMES C. BADGER,
DAVID E. MURPHY,
HENRY McFARLAND,

HENRY W. HAYDEN,
PAUL R. HOLDEN,
ADAM P. HOLDEN,
GEORGE W. ABBOTT,
CHARLES M. ROLFE,
EDMUND H. BROWN,
D. ARTHUR BROWN,

A. C. ALEXANDER,
CHARLES E. FOOTE,
STEWART I. BROWN,
NATH'L S. GALE,

B. O. KIMBALL,
CHARLES T. PAGE,
ENOCH GERRISH,
A. B. THOMPSON,
WOODBURY E. HUNT,
NATH'L E. MARTIN,
JOHN F. MOSELEY,
MOSES HUMPHREY,
JOHN F. JONES,

L. DOWNING, Jr.,
G. B. EMMONS,
THEO. H. FORD,
PHILIP C. BEAN,
CHARLES H. SANDERS,
HIRAM O. MARSH,
M. W. NIMS,
GEORGE F. DURGIN,
THOMAS P. SULLIVAN,
CHARLES H. BARRETT,
H. C. BAILEY,
AUSTIN S. RANNEY.

LEADING BUSINESS MEN OF CONCORD.

JAMES R. HILL & CO.

ESTABLISHED IMU.

y' "THE CONCORD HARNESS

The firm of James B. Hill & Co , the only makers of the
"Concord Harness" and collars, is probably as well and
favorably known as that of any other house in this coun-
try, as makers of the celebrated and world-renowned
"Concord Harness," and the firm's business forms no
small portion of the manufacturing industry of the capital
city. The founder of the house, Mr. James K. Hill, com-
menced business, in a small way, in 1840, and by his
indomitable energj- and perseverance, attending strictly to
business and making good work, soon gained for him a
good reputation throughout the State. And as the rail-
roads pushed out into the far West, necessitating connect-
ing lines by staging, those who had used his harness in the
East, wanted them in their new enterprises, and so as time
rolled on, the business was increased. In 18.51, the pres-
ent senior partner of the firm entered the employ of Mr.
Hill as an apprentice, commencing at the very foot of the
ladder, learning all the details of every part of the trade, and
in 1859 was placed in charge of the manufacturing depart-
ment, and in 1865 was admitted to equal partnership with
Mr. Hill and J. E. Dwight, the son-in-law of Mr. Hill, and
since that time, the practical management has rested on
his shoulders. On the decease of Mr. Hill in 1884, Mr.
Emery and Mr. Dwight purchased the heir's interest and
the business has since been managed under the same firm-
name, in 1888 a stock company was formed continuing the
same name, Mr. Emery becoming president and general
manager and Mr. Dwight treasurer. A word in regard to
the workshops, which are very expensive although the
stranger passing by on Main street would not see the
immense workshops in the rear. The building located on
North JIain street, comprises a three-stor}' building and
basement, 40 X 125 feet, with a three-story and basement
building connected in the rear, 40 x 160, and a collar

shop building, two stories in height, 25 X 60 feet. The
companj' has recently opened a store in Boston at 30 Sud-
burj' street, 61-63 Portland street. Employment is given
to 100 to 150 skilled workmen according to the season.
The company does an extensive wholesale business, the
largest probably of the kind in New England. No con-
cern in the country gives more genuine value for every
dollar received. The quality of the work manufactured
by this concern stands unrivalled, being acknowledged not
only to be the best to be had, but the Standard Harness of
America. The trade of this house" extends to every part of
the inhabited globe where American or English enterprise
has gained a foothold. The firm took the highest award
at the Centennial in '76, special awards at Sidney- in "79,
and the only party receiving two awards at the Melbourne
exhibition of '80. Their harness also took the first prize
again at Melbourne in '88 and have alwa3-s taken the high-
est awards when placed in competition. Barnum & Bailey
are heavy patrons of this company's productions, and are
using a complete outfit in all their departments of harness
made by this firm. While express and coach harness are
a prominent feature, yet a specialty of the house is the
making of fine harness, including fine carriage harness,
coupe, rockaway, gentleman's light driving and business
harness of all sorts and descriptions. The customer can
have his taste gratified in every respect, and in point of
style they are surpassed by none.

The following editorial article taken from the Coach and
Sncldleiy Journal, published in New York City, shows how
the trade look upon the goods manufactured by this firm :
" George H. Emery, senior member of the firm of James
R. Hill & Co., Concord, N. H , paid a flying visit to this
city last week for the purpose of buying stock for the firm,
whose business is steadily increasing notwithstanding their
factory is located in a citj^ that of itself offers little induce-
ment to business visitors. The value of a good reputation,
honorable and square dealing, was never made more appar-
ent than it is with the house of ' The Concord Harness,' their
trade mark being an imperturbable barrier to rival houses,
and especially to that class who have not the ability to
invent new styles themselves, and can onlj' copy and
imitate others. There are such houses in the trade, and
their reputations in this respect are well known. This
house is among the pioneers and in the advance ground in
getting up new styles, and probably there has been more
copying from ' The Concord Harness ' than all others in
the countrj', as it seems to be the ne plus ultra of some
harness manufacturers of the class we have mentioned to
say they can make as good a harness as the ' Concord
Harness,' made by James R. Hill & Co. It was Mr.
Emery who first conceived the idea of making a standard
harness, and obtained for his house their trade mark,
which consists of the words ' The Concord Harness,' and

LEADINO inSINESS MEX OF CONCORD.

also, at a later date, another in which music is mitde to
appear, llie significance of whicli has been a puzzle to
many, as it was to us. to know what rausic had to ilo with
a harness We asked Mr. E. for the meaning, wlio said,
— • Why, what Is music but harmony, and what is har-
mony but a concord of sounds ? And in all our harness
we combine harmony in their proportions, one strap with
another: hence they are "Concord Harness."' There is
no danger of the good name of the house being sacrificed
under its present management, as botli members of the
firm have had a long and practical experience, the senior
from 1851, and the junior from 18G5 Knowing how and
what to buy is an attainment reached by comparatively
few, but Mr. Emery is prominent among that few. He is
looked upon bj- the Xew York harness leather manufact-
urers as one of the most competent judges of harness
leather that visits this city. When David Moffat, the
acknowledged leader in the manufacture of harness leather,
says, as he did to the editor, of Mr. Emery, — ' He is a
thorough and critical judge of harness leather : he knows
all about it. He knows good leather at sight, and, in buy-
ing, selects only the best : it is useless to offer him any-
thing else. He buys close, but he buys good stock only,'
— it speaks volumes in praise of the buyer, and gives
assurance to those who buy ' The Concord Harness ' that
they will get Iiarness made of good stock and in a work-
manlike manner."

No higher endorsement can be had. The u.se of the
firm's trade mark " The Concord Harness "is not limited
to any one style of harness, but is and always has been
applied and used by them for every description of harness
of superior quality of stock and workmanship, meaning
that the purchaser should become accustomed to rely upon
the quality of any harness sold him under this name, and
while the motto which is original with this house (although
it has been copied by others) " Not how cheap but how
good" when applied to the quality of "The Concord Har-
ness," is wholly true, yet if a cheap harness is wanted, it
can be obtained of them in any style desired, at prices
lower than the lowest. Aside from the manufacturing of
harness, the firm carry a line of all kinds of goods belong-
ing to the trade, carriage and stable furnishings, horse
clothing, trunks, travelling valises, and all sorts of sad-
dlery hardware generally. On seeing the firm's trade
mark where the music is made to appear the poet has fur-
nished the following verses which state the facts very
clearly :

TUNE, AMERICA.

111.
In Afric's sunny clime,
Austrnlia'6 land sublime.

O'er EuropeV plains,
O'er Asia's boundless ground, —
In fact, the world around.
Is " Concord Harness " found,

Wliere men draw reins.

IV.

■' Nol how cheap, but how good," So, with harmonious voice,

Long has our i]|}otto stood Proclaim the i>eople'8 choice,

Before all men. From near and far.

Surpassed by none e'ormade. Shout, to the heavens blue !

No matter what the grade. Shout, men of every hue I

Of no fair test afraid. Shout, for the "Concord." true!

By draft or pen. Concordia .'

I.
Come, drivers, let us sing,
Alake all the welkin ring

With sounds of praise.
Praise for the Harness fine,
^lade in the best design.
Beauty in every line,

Strong in all ways.

11.

Mechanicks National Bank of Coucord.-The Mechanicks

National Bank is one of the oldest established and most
truly representative financial institutions in New Hamp-
shire, and for nearly si.\ty years has steadily and ))Ower-
fuUy assisted in the development of the manufacturing and
mercantile interests of the State, giving particular attention
to enterprises located in Concord and vicinit}'. Those
who are attracted only by what is vaguely termed " brill-
iant" financiering will find but little to interest them in
the record of this bank, but those who are old-fashioned
enough to admire purely legitimate methods, and to appre-
ciate a policy both conservative and progressive will heart-
ily endorse its management from the beginning. The
Mechanicks Bank was chartered under State laws in 1834
and was nationalized in 1880. It has a capital of $150,000
and is thoroughly equipped in every waj' for the carrying
on of a general banking business, including the reception
of deposits, the collection of drafts, the purchase and sale
of standard securities and the discotiuting of approved
commercial pajier. The institution during the past season
of 188'J has secured the extensive apartments on 3Iain
street in the corner of the Board of Trade Building, which
have been rearranged — newly fitted, and furnished with
special reference to the requirements of the bunk so that,
as completed, thej' are uusurpa.ssed for their purpose, by
any banking rooms in New England. The facilities it
here offers are availed of by the leading manufacturers and
mercantile houses of the city and vicinity. Its representa-
tive character is due not alone to its long and honorable
career, but also to the character of the men identified with
its management, for its officers and directors are gentlemen
of such prominence as are rarel}' grouped together in a
single institution, and on account of this fact we take the
liberty to make personal mention of each as we record
their names The position of president is held by Hon.
Edgar H. Woodman, who for four 3ears was mayor of
this city, a lawyer by profession and holds many positions
of trust, and is interested in the future development and
prosperity of Concord and at the present time is active in
this direction as president of the "Concord Commercial
Club." The cashier Is Mr. .James Minot, and is a nephew
of Mr. Geo. Jlinot. the first cashier of the old State Bank.
Mr. Minot is one of the most experienced and best known
of the cashiers nf New England. He Is also a veteran of
the late war and prominent In Grand Army circles, having
served two terms as Assistant Adjutant-General, Depart-
ment of N. H. The board of directors is constituted as
follows : Mr. Joseph B. Walker, a direct representative of
the early settlers of Concord of the same surname, all of
whom have been hi.ghly respected and successftd citizens
Hon. .John Kimball has been mayor of the city for four
j'ears, a State senator and has occupied numerous posi-
tions of trust and confidence and is at present treasurer of
the Merrlnuick County Savings Bank. Mr. John M. Hill,
for twenty five years the treasurer and general manager of
the Concord Gas Light Co., and sufiicientl}' well known
throughout the Slate to be si-lec'ed as a candidate for gov-
ernor bj- the democratic party, with which he has always
been Identified. Hon. Benjamin A. Kimball, formerly a
State senator and member of the governor's council, and
now the managing director of the Concord & Montreal
Railroad. Hon. Charles H. Amsden, a well known manu-
facturer at Penacook, In this city, has a wide reputation
as an enterprising busino.=s man. was State senator, and
recently selected as a candidate for governor by the demo-
cratic party. ExMayffr Edgar H Woodman lias already
been referred to as president. Frank W. Uollins. the
youngest member of the board takes the place of his father,
Hon. E. H. Rollins, the well known senator from New
Hampshire who is recently deceased, a rising young
banker and business manager of the well-known firm of
E. H. Rollins & Son! With such a bo.ard of management,
there can be no question but that the old Meclianicks
National Bank will continue to increase its prosperity and
usefulness.

LEADING BUSINESS MEN OF CONCORD.

HARRY D. HAMMOND & CO..

THE

LEADING DRY GOODS HOUSE

i3Nr cJoasrcJOMD.

^^^No one can treat C-ustoiuers better with Price, Quality and Style.

Lean and Trust Savings Bank, 37 Main Slreet,
Coucord, N. H. — Tbe cliief incentive to and aid in saving
money is now aflforded by tlie various excellent savings
banks distributed tlirougliout tlie country, and one of the
best of tliese worthy institutions is the Loan and Trust
.Savings Bank of this city. The design of this bank as out-
lined by the management is as follows: "The Loan and
Trust Savings Bank is designed to afford a safe and profitable
investment of all sums of monej' entrusted to its care, and
is alike open to all classes in the community, thus enabling
the industrious and frugal, by commencing enrly in life to
make provi>ions for the future, and at the same lime offer-
ing encouragement to those who have not been such to
lessen their expenses and lay by something for a time of
need." No one can deny that a well-managed institution
having such aims is a great benefit to any community; and
that this bank is well-managed is proved, first by the record
made since its incorporation in 187^, second by the implicit
confidence reposed in it by those conversant with its re
sources and methods, and third by the following figures
from the statement of its condition, April 5, ly&O: De-
posits, ,f3,163, 634.94; guarantee fund, $100,000; undivided
profits, 1123,112.73. As in all regular savings banks the
guarantee fund and undivided profits as well as all income
derived therefrom belong to its depositors. The com-
plete list of officers is as Pdlows: President, James S.
Norris, vice-president, Lewis Downing, Jr ; treasurer,
Jiihn F. Jones; teller, Fred N. Ladd; trustees, James S.
Norris, Lewis Downing, Jr., Howard A. Dodge, John F.
Jones, Silas Curtis, L. VV. Cogswell, Paul R. Holden,
Howard L. Porter, John M. Mitchell, John C. Linehan,
James C. Norris, Josiah E. Fernald. Investment com-
mittee, James S. Norris, Lewis Downing, Jr., Howard A.
Dodge, Howard L. Porter and John F. Jones. The in-
terests of depositors are certainly secure under such guar-
dianship, and we believe it would be impossible to point
'out an institution where small sums of money can be more
safely and profitably invested.

E. W. Brooks, wholesale and retail dealer in Flour,
Grain and Groceries, foot of West street, South End, Con-
cord, N. H. — The business carried on by Mr. E. W.
Brooks was founded in 1889. Jlr. Broolis is a native of
Portland, Maine, and has had long and varied experience in
connection with the handling of flour, grain, groceries,
etc., the result being that he is in a position to furnish
strictly dependable goods at strictly bottom prices. The
premises utilized are located at tlie foot of West street.
South End, and comprise two floors each of which is
about 23x60 feet in dimensions. This affords oppor-
tunity for the carrying of a lieav}' stock and it is fully
improved, a large and complete assortment being con-
stantly on hand. Particular attention is paid to the hand-
ling of such brands of flour as are especially adapted for
family use, and as very low prices are named in this
department housekeepers would do wtU to place a trial
order with Mr. Brooks. The stock of groceries comprises
staple and fancy articles of all kinds, and includes some
of the choicest teas, coffees and spices to be found in Con-
"COrd. Employment is given to two efficient assistants, and
callers may safely depend upon receiving prompt and
polite attention.

H. C. Bailey, Photographer, State Block, corner Main
and School Streets, Concord, N. H. — Naturally the first
question asked by those desiring to be photographed is:
" Who does the best work ? " We believe tho.se who visit
the new studio of H. C. Bailey, Main and School streets,
will be well satisfied that they have chosen the right place.
This studio was thoroughly remodeled and newly fitted up
in the early months of tlie year 1888, and was taken pos-
session of hy the present proprietor the fifteenth day of
May the same year. The premises occupied comprise
two floors, utilized as reception and ladies' parlors, dress-
ing rooms, printing, burnishing, solar and skylight rooms,
the latter being conveniently fitted up with every modern
improvement requisite to perfect portraiture, and the
former elegantly furnished and adorned with hundreds of
cabinets, imperials and life size portraits, which are well
worthy a careful inspection. Mr. Bailey was born in
Lisbon, N. H., but has resided in Concord the past thirty
years, and has long been a well known business man in
this city. He was the first photographer in this part of
New Hampshire to totally discard the old wet plates and
use exclusively the new instantaneous process, also the
first to produce successful pictures at night by the flash
light, and at the present time owns the exclusive right for
Concord and vicinity of the celebrated Talcott glass
mounts, the Genelli stamp portrait, and the latest impor-
tant improvement in modern photography — Snell's beauti-
ful patented water colors Mr. Bailey has a branch studio
and art store in Woodsville, N. H., recently built expressly
for him, which will compare favorably with any establish-
ment in New England. This necessitatis an increase of
workmen and artists in the Concord studio, where all the
photographic work is finished under Mr. Bailey's personal
supervision, whose taste and experience in posing sitters
and regulating light and shade are such as to accomplish
the most satisfactory and life-like results, and well deserves
the large patronage which this studio receives.

LEADING BV SIX ESS MEN OF CONCORD.

E. H. Rollins &, Son (incorporated). A Legal Deposi-
tory for Trust Funds, Financial Agents of tlie Courts,
Boston, Mass., Concord, N. II. — Tlic action of the legis-
lature of New Hampshire in chartering Ihc corporation of
E. H. Rollins & Son at its June session. ISiSU, as the suc-
cessor of the long established firm of E. H. Hollins & Son,
was a handsome but deserved compliment to that repre-
sentative concern, for the slock of the corporation was
taken by tliose interested in tlie old firm, and it is an open
secret that the favorable action of the legislature was
largely due to an understanding that such was to be the
case. The act was referred to both the banking and judi-
ciary committee, each of wliich reported in its favor with-
out one dissenting voice, and it provides that tlie affairs of
tlie corporation "shall be under the supervision and con-
trol of the bank commissioners," thus subjecting tlie
management to the same conservative restrictions as are
exercised in the case of savings banks, etc. The company
is especially autliorized by its charter ; To receive funds
of trustees, guardians, administrators and others ; to act
officially as financial agents of the courts of this and other
States; to act as trustees for individualsand corporations ;
to execute all powers incident to a safe deposit and trust
company ; to negotiate loans for itself and others and to
issue its debentures; to deal in money and securities and do
a banking business. The loaning of its funds to any
stockholder is forbidden bj' law. The former firm and the
present company are identical in at least one very import-
ant principle of management : every important officer
being .so largely interested in the capital of the concern as
to cause his personal interesls to be the same as those of
the company. The popular judgment of this and other
principles of management is shown in the fact that the
aggregate business of the several departments exceeds that
of any other New Hampsliire financial institution. In
the banking department deposits will be accepted on con-
ditions similar to those made by savings banks, interest at
5 per cent, per annum being paid. The trust department
is entirely separate from all olliers, and has charge of the
investment and disbursement of trust funds, and the per-
formance of kindred duties atlaching to legal financial
agents. The bond dcparlment is devoted to tlie negotia-
tion and sale of high-grade New England municipal bonds,
and of tho.se issued by Western counties and municipalities.
In the bank stock department is handled a conservative
line of national bank stock ; the leading commercial
centers of the West being well represented. The invest-
ment dii)arlment conducts all the vast amount of business
incidental to loaning money on farm or city property in the
West and negotiating securities founded thereon through-
out New England. The placing of mortgage loans is con-
fined to certain sections in Colorado and to the valley of
the Red River of the North in North Dakota ; the Colorado
loans being placed by the Rollins Investment Co., and the
Dakota loans throu<;h the company's office in Grand Forks,
the manager of which is a large stockholder, and person-
ally examines every loan. Seven per cent., ungual anteed
loans, six per cent, guaranteed loans and six per cent.,
debenture bonds are offered by the company, and perhaps
the best evidence of the character of these securities is that
afforded by the fact that the company's customers include
the leading savings banks of the Stale and many other
banks and institutions throughout New England. The
American Loan and Trust company of Boston is the
trustee (or E. H. Rollins & Son debentures, and in this
connection the statement of that company and of the
Rollins Investment Company will be of interest ■.

AMERICAN LOAN & TRUST COMPANY.

TRUSTEE FOR E. H. ROLLINS & SON DEBENTURES.

Boston, Mass., April 29, 1889.
Assets.

Stocks and Bonds $580,944.18

I>oans (short time) 2,890,412.28

Expense Acc't 11.6,58.61

Cash 618,69.5.65

^4,101,710.72

LiabilUiei.

Capital 11,000,000.00

Surplus 125.000.0a

Undivided Profits 53,074 11

Deposits 2,'.>23,036.01

$4,101,710.72.
ROLLINS INVESTMENT COMPANY.

DENVER OFFICE OF E. It. ROLLINS & SON.

Denver, Col., March 31, 1889.
Resources.

Loans secured on Real Estate $04,693.44

Loans on Personal Security 32,954.75

Stocks, Bonds and Warrants 166,326.22

Furniture and Fixtures 4,101.25

Current Expenses 10,411.66

Interest due 2,7.50.80-

Due from Offices and Persons 59,029.07

Due from Banks and Bankers 72,025.63

Cash 1,388.05-

* $414,282.87

l.iahilities.

Capital Stock paid in $200,000.00-

Surplus Fund 30,000.00

Guarantee Fund 5,000 00

Undivided Profits 38,510.47

Loans paid, but not remitted for . 5,834.78-

Due Borrowers on Loans made 16,.565.79

Deposits 113,006.83.

Cashier's checks outstanding 5.365.00

$414,282.87
The E. II. Rollins & Son Companj' has a paid up capital
of $150,000, and its officers comprise the following repre-
sentative citizens ; President, F. W. Rollins ; vice presi-
dents, E. W. Rollins, Hiram A. Tuttle ; treasurer, H. H.
Dudley ; secretary, H. B. Roby ; manager Boston office,
Louis G. Hoyt ; manager Grand Forks office, George A.
Batchelder ; directors," F. W. Rollins, £. W. Rollins, H.
H. Dudley, H. B. Roby, Louis G. Hoyt, George A.
Batchelder, John Laighton, J. Frank Seavey, Dr. W. G.
Carter.

Oliver Racine, manufacturer and dealer in all kinds of"
Eastern Granite, Concord, Sunapee, Quincy, Barre, etc.,
Fine Cut and Poli-slied Cemetery Work. Prompt Attention
to Orders and Correspondence, Concord, N. H. — It is diffi-
cult to accurately forecast the future, but there seems to-
be no room for doubt that granite is to largely take the
ptece of marble for cemetery work, building purposes, etc.
Certainly such has been the tendency during the past scor&
of years, and the popularity of granite is still constantly
increasing. In our New England climate especially, it is
far superior to marble and other soft stones for out door
use, and so far as beauty and variety are concerned it will
compare favorably with any ornamental stone. If any of
our readers are disposed to question this latter statement,
we would respectfully request them to call at the estab-
lishment conducted by Jlr. Oliver Racine, located on
North State street, for he is a manufacturer of and dealer
in all kinds of eastern granite, including Concord. Sunapee,
Quincy, Barre, etc., and carries a large and varied stock
at all times. A specialty is made of fine cut and polishi d
cemetery work ; and where the grain of the stone is
brought out by polisliing, such beautiful effects arc attained;
as no marble in the world can equal, while the poli.sh is as-
durable as it is effective. Mr. Racine is a native of Canada,
and became connected with his present enterprise in 1882,
as a member of the firm of Racine it SIcGuire, assuming
sole control in 1886. He does both a wholesale and retail
business, and is prepared to furnish reugh or finished
granite in (juantities to suit at the lowest market rates.
Employment is given to from ten to fifteen assistants, and
orders and all correspondence are assured prompt and
careful attention ; estimates being cheerfully furnished on,
application.

LEADING BUSINESS MEN OF CONCORD

F. A. Piper,

dealer in Pianos
and Organs ; Pi-
ano-Forte Tun-
er. Agent for
Mebliii & Sons,
Lawrence&Sons
Pianos, Prescott
Pianos. No. 92
X ( I r t li JI a i n
Street, Concord,
N. H. — Tliat
tliere is "no
liome witliout
music," has bf
(■nine almost a
truism and real
ly, it is wonder
"^ - ful how wide-

spread, and in-
•deed universal the love of harmonj' is. It has resulted in
the manufacture of thousands of pianos and organs per
annum, and as some of these are unfortunately made only to
^ell, and not to stand the test of years of wear, it behooves
the purchaser to be very careful lest good money be given
for a poor instrument. The best way of course, to guard
against imposition is to deal only with houses of high and
long established reputation, and in the line of pianos and
-organs we can recommend that conducted by Mr. F. A.
Piper who occupies a part of a store with Mr. Oliver
Ballou, at 92 North Main street. He deals in pianos and
■organs of various makes, which stand high in the estima-
tion of the trade, but he makes a specialty of Jlehlin &
Sons, and Prescott Pianos, for which he is the agent in this
section. He also deals in violins, banjos, guitars, sheet
music and musical merchandise. This house was fouuded
several years ago by Mr. A. J. Prescott who was succeeded
in 1887 by Mr. F. A. Piper, and it was in November of the
■«ame year that he removed to his present location, where
Jie is pleased to exhibit the variou^ instruments and give
all information as to their respective qualities in regard to
tone, ac;tion, and capabilities for enduring the wear which
they will have, and the changes of our climate which
materially affect some instruments. Mr. Piper is also a
^pianoforte tuner, and is prepared to attend to all orders at
■■short notice and warrants satisfaction in all cases.

J. D. Johnson & Son, manufacturers of Harnesses, Col-
lars, Halters, Whips, etc., Concord.-Everybody knows that
■"practice makes perfect," and as Mr. Johnson has been
-engaged in the manufacture of harness for many years he
certainly ought to be reasonably perfect by this time. As
a matter of fact, the firm of J. D. Johnson & Son have the
reputation of producing harness that has but few equals and
no superiors in the market, and although they don't adver-
tise to sell a first-class liarness at less than the cost of the
stock used in its manufacture, it is conceded by practical
men that no concern in the State gives more genuine value
for money received. The late Mr. J. D. Johnson, formerly
the senior member of this firm, was a native of Weut-
worth, N. H.. and began business in Concord in 184.5 In
1876 the firm was changed by the admission of Mr. Fred.
S. Johnson, who is a native of this city. The present firm
aame was then adopted, and since the death of J. D. John-
son in 1884 the business has been continued b.y his son, the
surviving partner, Mr. Fred. S. Johnson. The premises
utilized are located on Bridge street, and have an area of
800 squire feet, exclusive of the rooms used for storage
purposes. The high reputation of the firm's products is
by no means confined to this city and vicinity, for large
shipments were formerly made to Australia, New Zealand,
San Francisco, etc., and doubtless by this time the export
trade would have attained great magnitude bad not the
harness industry been introduced at all those points. The
home demand however is quite extensive, and the firm
■carry a full line of harnesses, collars, halters, whips and
horse furnishings in general, and have every facility at
jhand for the doing of custom work in a uniformly superior

manner and at short notice. No fancy prices are quoted,
and the goods are in every instance guaranteed to prove
just as represented.

National State
Capital Bank, 37

Main Street, Con-
cord.— That commer-
^^ cial stability is largely
fe5^__ dependent upon the
-^-.tS: facilities afforded by
liscal institutions is a
fact too obvious to
require demonstra-
,, lion here, and it goes
- without saying that
,' - the banks of Concord
" ' are intimately linked
i: with the growth of
.! ! every enterprise in
iii;il i this city and vicinity,
.r Especially is this true
r:r«pj)iF of the National State

" Capital Bank, for this

has ever been a favo-
rite with the business
world, its unusually
^^ extended line of de-

""'^■*^^----.,^-__,_A-- "* posits being largely

those of active merchauts and manufacturers, whde it dis-
counts a large proportion of the most desirable commercial
paper on the market. This bank was organized in 1853,
and received a National charter in 1865. It has a capital
of 1300.000, held by leading citizens as one of the choicest
and most remunerative of investments, and the existence
of a surplus of $100,000 attests the conservatism and gen-
eral ability of the management. The board of directors is
constituted of Messrs. Lewis Downing, Jr., James S. Nor-
ris, Lymin D. Stevens, John H. Pearson, John F. Jones
and Henry J. Crippen — men prominent and influential in
commercial circles, their names being synonymous with
stability and integrity, so it is natural that no financial
institution in the city should enjoy greater confidence than
that with which they are so prominentl}' identified. Mr.
Lewis Downing, Jr., is president of the bank, and Mr. J.
E. Fernald, cashier. It is located at No. 37 Main street,
in a handsome, commodious and substantial building,
erected by themselves in 1880, one of the architectural
ornaments of Concord. The banking rooms are very con-
veniently fitted up and suflicient clerical assistance is
eniplo3'ed to ensure the prompt and accurate transaction
of all business submitted. The following statement gives
a comprehensive idea of the resources of the institution
and the extent to which they are utilized :

ST.\TEMENT, APKIL 5, 1890.

Resources.

Loans and discounts

Overdrafts

United States Bonds to secure circulation. . . .

Due from reserve agents

Due from other national banks

Banking house

Bills of other national banks and companies.

Legal tender notes and gold

Redemption fund

Bond account

$536,
50,

Liitbilities.

Capital stock

Surplus fund

Undivided profits

National Bank notes outstanding. ,
Dividends unpaid.

$783,313.05

. . . $200,

100.

20,

Deposits 414

000.00

000.00
740.. 53
IGO.OO
.435.00
871.53

$783. '213. 05

LEADING BUSINESS MEN OF CONCORD.

Organized 1845

Bwljnpk Itifi

INSURANCE

WILLLVM H. BEERS, President

Crowe LL ficMcKELLAR GenI Agents

CHASE'S BLOCK 15N0.MAIN ST. CONCORD. N H.

Wliat the lawyers call "the burden of proof," is now
thrown on the man who is not insured, for such a revolu-
tion has occurred in public sentiment within a decade or
so, that a man who can be insured but neglecis to take out
a policy, is regarded as careless and selfish unless he can
prove the contrary to be the fact. Heally the only ques-
tion for a sensible man to consider is where be can place
his insurance to the best advantage, and we can aid pow-
erfully in an entirely satisfactory solution of that by
directing our readers' attention lo tbe facilities offered by
the Xew York Life Insurance Company, wliose Slate
agency for New Hampshire is in Koom No. 4, Chase's
Block, No. 15 North Main street. Uere may be found
Messrs. Crowell & McKellar, who are the general agents
for New Hampshire, and control subagents throughout
the State. They established their agency in .Vpril, 1889,
and have already written a great many policies, for not
only do tliey understand bow to bring the advantages of
dependable life insurance home to every inquirer, but they
are in a position to furnish the highest type of insurance at
the lowest market rates. The New York Life is one of the
strongest and most extensive life companies in the world,
and the magnitude of its operations is most sigoificautly
shown by tlie record of a single year (1889) :

INCOME ACCOUNT.

From policy-holders §24,.')83.921.]0

" interest, rentals, etc 4,.577,345.14

Total income 20,163,266.24

DISBURSEMENT ACCOUNT.

Death claims and endowments §6,2r)2,005.50

Dividends, auimities and purchased insur-
ance .5.869,020.16

Total paid policy-holders 12,131,121.66

These figures are impressive and would be even more so
were it not for their magnitude, which prevents their
being entirely comprehended. For instance the total
income for the year of 1889, over twenty nine millions of
dollars, is loo huge to be appreciated, but its significance
becomes evident when it is learned that it amounts to
nearly one fifth of the total income ot all the life compa-
nies. Look for a moment at the summary for Iho 45 years'
business. Kereived from policy holders in premiums, $207,-
679,689.43 ; lU'emiums for annuities |!;15,84G,595.(i6 ; Total
from policy holders, $223,526,284.49. raymenls to policy-
holders and llieir representatives with assets now held as
securiiy for policies in force exceeds the amount received
from policyholders, 110,871,375.34. Interest, rentals,
etc., $52,808,009.94 ; death-losses paid, $.50.040,257.60 ;
Interest and rents exceed death-losses paid. $2,827,812.34.

Assets, .«;10.5,05;S,0U0.9(; ; surplu.s, .$15,600,000.00. Some
one may ask, who are the ollicers of this company respon-
sible for the supervision of its affairs'? VVm. 11. Beers,
the president, has been connected with the company from
its infancy, advancing step by step from clerk to cashier,
actuary, vice president, to his present position. First vice-
president, Henry Tuck : second vice president, A. H.
Welch: and actuary R\ifus AV. Weeks, have all reached
their present position by advancement step by step. With
such an administrative staff of officers, the company have
and are always advancing the interests of its policy-holders
and when we consider the fact, that the amount of its
endowment and annuity policies is larger by more than
forty millions of dollars, ils forms of policies and the
results more satisfactory than any other company, it
speaks volumes for the executive ability of ils ollicers.
The New England Branch, located at Boston, Mass., com-
prising the New Kngland Slates, excepting Vermont is
under the supervision of Major Ben. S. Caltf, one of the
oldest and most prominent lite underwrilers of Massachu-
setts, witli lion. D. P. Kingsley — late insurance commis-
sioner of Colorado— as inspector of agencies Jlessrs.
Crowell & Mclvell irwill be happy to give full and detailed
inlormation upon application, and will gladly furnish the
actual results of policies whieli have matured and been set-
tled in 1889, and mail communications will be promptly
and carefully attended to.

D. M. Camp, successor to A. W. Gale, Ice Cream and
Dining Rooms, Oysters, Home made Bread, Holls and
Pastry, fine Confectionery and Cigars, 31 North JIain
Street, Concord, N. H. — '^ihc establishment now conducted
by Mr. D. M. Camp is one of the most widely popular of
Concord's "instilutions,"andil well deserves ils popularity,
for a better place lo gel a dinner, a light lunch or an ice
cream is hard to find in the city. 'This enterprise was
established in 1862, and after two or three chances in ils
management came into the possession of Mr. A. \V! Gale in
1886. who was succeeded by llie present proprietor in 1889.
Mr. D. M. Camp is a native of Stowe, Vt., and is very well
and favorably known throughout Concord. He conducts
ice cream and dining rooms at No 31 North Main street
and a restaurant located at the Concord depot. The up-
town cstabushment can seat seventy two guests at a lime,
and the one at the depotsixleen, they are very conveniently
fitted up and always kept in a most attractive condition.
Mr. Camp deals in oysters, home-made bread, rolls and
pastiy, also fine confectionciy and cigars. He employs
fifteen reliable assistants and is prepared to cater for balls^
parlies or any public occasion in a most able and satisfac-
tory manner. The secret of the high reputation for delicacy-

LEADINO BUSINESS MEN OF CONCORD.

and fineness of flavor hold by his productions is easily ex-
plained, for it is the legitimate result of the use of the best
obtainable materials aiul careful supervision of every pro-
cess of manufacture. Success gained by such methods is as
permanent as it is well deserved, and it naturally follows
that I\[r. Camp's business is steadily and rapidly increasing.
Moderate prices are quoted in bothestal)li.shments, and the
largest orders can be filled at short notice.

vv— ^lvTlJ\'G[(?o
roXcof^D N-H.*u7s.A,

Boston Branch, IT Federal Street.— The enterprise
conducted by the Page Belting Company was inaugurated
in 1868 by Page Brothers, the original location being
Franklin, N. H. The undertaking was removed to Con-
cord in 1873, and the existing company was incorporated,
with an authorized capital of half a million. The capital
actually paid in was 175,000 in 1872, the following year it
was increased to $125,000, again increased in 1878, to
$200,000, and again in 1887, to $250,000.— figures which
indicate to some degree at least the constant and rapid
development of the business. Jlr. George F. l-'age is pres-
ident of the company, and Mr. C. F. Page is trea'urer.
Employment is given to 175 assistants, and the annual
product is large in amount and extensive in value a great
proportion of it consisting of high grade goods, in the
manufacture of which the company especially excels The
goods are sold throughout tliis country, and are also
exported to some extent, and during the past year several
government contracts have been filled. The works are
situated on two railroads, and are connected with the Con-
cord & Montreal railroad, by private tracks. The total
plant covers an area of about ten acres, and among the
most prominent buildings it comprises may be mentioned
a tannery, one story in height and 60 X 220 feet in dimen-
sions ; a two story belt shop measuring 45 X 2.50 feet ; a
two-story bark mill, measuring 35 X 45 feet, together with
storehouses, tenements, out-buildings, etc. Three steam
engines and boilers are included in the plant, and the
works can consume 750 hides per week in the manufacttne
of belting, and 1200 sides of lace leather during the same
period. The company manufacture four staple grades of
belting and five special grades, the latter being known
respectively as the Crown Extra, Page's Two Ply, the
Dynamo, Hercules raw hide, and Agricultural. Each of
these is adapted to a special work for which, either in
price or quality, staple goods may not be exactly suited.
Avery popular specialt_v is the "Hercules" lacing, and
another is the Acme link belt, constructed on entirely new
principles and manufactured exclusively by this company,
under a patent issued JIarch 19, 1889. A stock of the
sizes in most general request is constantly carried so that
orders can be filled without delay. The Eureka Dynamo
belting was also patented in March, '89, and is very highly
thought of by practical electricians as it combines pliability,
freeiioni from stretch, straightness in running, maximum
traction and moderate cost. Standard kit cut laces and
other specialties might be added to the list, but we will
content ourselves with referring those interested to the
handsome illustrated pamphlet issued by the company.

This little book should be in the hands of every manufact-
urer for it contains, besides a catalogue of leather and
rubber belting, straps of all kinds, lace leather, etc., val-
uable practical rules for the purchase and use of belting,
and a list of kinds and grades of belting to u-e for different
kinds of work. It will be sent on application at the Con-
cord works or at the branch oftices in Boston, New York,
Chicago and San Francisco. Tlie following claims and
warrants will be of interest to every belt-user and it should
be remembered that they are issued by a concern of known
and undoubted responsibility : Claims, First, leather of
superior quality; Second, thorough stretching, belt to run
very straight, and with a minimnm of taking up. Third,
the very best of workmanship. Fourth, attractive finish ;
Fifth, liberal dealing with customers. Si.rth, uniform
quality in successive shipments. The care we exercise,
and the accurate selection into various grades, our large
and general trade, and our interests, all enable and incite
us to send the same thing in quality every time. War-
rant : First, we warrant our goods to be as represented,
and to give satisfaction with proper usage. Second, we
warrant our goods to run unifoim in successive shipments
of the same grades. Third, we warrant satisfactory deal-
ings to our customers. Fourth, we warrant our prices to
be as low as such quality of goods can be offered.

Thomas H. Dunstane & Son, Granite Monuments, etc.,
Main Street, Concord. — There are many granite monu-
ments, headstones, etc., produced in Concord every year,
for that city is a great centre for the granite trade and
work is shipped to many distant points, but we risk noth-
ing iu asserting that no concern in this line of business
gives more genuine value for money received than Messrs.
Thomas H. Dunstane & Son, for the workmanship of their
productions is first-class in every respect, and their charges
are uniformi}' moderate. The senior partner has been
identified with the enterprise for about ten years, begin-
ning in 1880 as a member of the firm of Hasking & Dun-
stane, who were succeeded in 1886 by Ola Anderson &
Co., the present firm assuming control in 1889. It is
made up of Thomas H. Dunstane and Thomas H. Dun-
stane, .Jr., both of whom are natives of England, and are
skillful workmen as well as succe.'sful business men.
Granite monunnnts, headstones, tablets, curbing and cem-
etery wcrk in general are manufactured, both a wholesale
and retail business being done and employment being
given to from four to six assistants. The premises utilized
are local ed on Main street, and callers are assured prompt
and courteous attention and will be shown a large variety
of designs to choose from, varying from the simplest to the
most elaborate and suited to all tastes and all purses.

F. E. Colburn, dealer in Ice Cream, Cake, Confectionery,
etc., Oyster and Dining Rooms, 33 North Main Street,
Concord. N. H. — Mr. Colburn has been the proprietor of
this house since 1884,' and it has become very popular,
because he has striven to learn the wants of the public
and has spared neither trouble nor expense in satisfying
his patrons. He is one of the best known in this vicinity
for the nature of his business favors the making of
acquaintances, and after eating one of his finely-cooked
dinners you feel as though he were a personal friend of
yours. The premises are located at No. 83 North Main
Street, and have seating capacity for fifty persons, and a
first-class trade is carried on at his oyster and dining
rooms. Mr. Colburn is a dealer in icecream, cake, con-
fectionery, etc., and he is als3 prepared to cater for parties,
balls, etc., and those for whom he has provided on such
occasions can testify to his capabilities and the puiity and
excellence of the edibles furni.shed by him. All orders
are carefully and accurately filled, and satisfaction will
be given in all cases. Mr. Colburn supplies his tables
with choice food and plenty of it and those who go hungrj'
from his establishment have only themselves to thank for
it, for he is generous in his supplies, and his prices are low
enough to come within the means of all. Good manage-
ment prevails and the service is prompt and courteous.

LEADiyO BCSISFSS MEN OF COXCORD.

William B. Durgin, Designer anil Maker of AVares in
Sterling iSilver, Concord, N. H.— Tlie increase in the
wealtli of the country and llie decrease in the coat of sil-
ver, have combined to buiUl up a great and constnntly
increasing demand for sterling silverware, and the value
of the total annual production of such arlicles in the
United States reaches well up into the millions. One of
the best-known designers and makers of wares in sterling
silver in New Kngland, is Mr. William \i. Durgin of this
cit}-; for the business conducted by him was established
in 1853 and has developed with even greater rapidity than
has the demand for the cla.ss of goods he manufactures.
When he began o|)crations he employed but three men,
and his facilities for manufacturing were correspondmgly
limited; at the present time he employs from ninety to
one hundred assistants, and utilizes a soacious factory fit-
ted up with the most improved machinery throughout,
including a steam-engine of fifty hor.'e power. The build-
ing is three stories in height, and some 40x100 feet in
dimensions, giving a total floor space of about 12,000
square feet. About §300,000 worth of finished goods are
produced annually, and the articles find a ready market
among the most fastidious trade; thej' being unsurpassed
for originality and beauty of design and fineness of work-
manship. Mr. Durgin .sells to the retail trade, and the
best possible evidence that his productions are profitable
and desirable to handle is afforded by his long list of regu-
lar customers and his steadily increasing business. His
superior facilities enable him to till orders at short notice,
and to quote prices that will compare favorably with any
named on goods of similar grade. He is a native of Camp-
ton, N. H., and is so well-known in social and business
circles as to render extended personal mention altogether
unnecessary.

Stratton, Merrill & Co., Holler Process Flour Millers.
Manufacturers of Meal, Grain and Feed at wholesale.
ofHce, Railroad Square, Concord, N. H., Mills at Penacook,
N. II. — Since the business carried on by Messrs. Stratton,
Merrill & Co., was founded, nearly a third of a century
ago, the flour and grain trade "has undergone radical
changes, which are too generally appreciated to require
mention here; but the enterprise in question has been
managed with marked ability, and in such a progressive
manner that the pnsent proprietors control the most per-
fectly equipped mill in New England and turn out a pro-
duct which has no superior in the market. The mills are
located at Penacook, N. H., and are fittedup throughout
■with the latest improved machinery, driven by water-
power. The corn-mill has a capacity of 2,. 500 bushels per
day, and the flour mill has a capacity of 2.50 barrels per
day; this being the only mill in New England manufact-
uring by the Patent HoJler Process. Three water-wheels
are utilized, giving a total of 310 horse power, nearly
equally divided between the two. mills. The office and
storehouse are located in this city, in Railroad square, the
premises occupied comprising three floors, each measur-
ing 60X100 feet. An exclusively wholesale business is
done, the hulk of the flour, meal and cracked corn pro-
duced being sold in this State and Massachusetts. With
such facilities, it is hardly necessary to say lliat the most
extensive orders can be filled at short notice, while the
prices quoted are always in accordance with the lowest
market rates on goods of similar grade. This undertaking
was established in 1858 by John H. Pearson ifc Co., who
Were succeeded by Barron. Dodge & Co in 1804, and they
by Whitcher, Stratton & Co. in 1872, the present firm
dating from 1881. It is constituted of Mr. George L.
Stratton, a native of Lancaster, Mass. ; Jlr. Henry C. Mer-
rill, a native of JIanchester, N. II.; Jlr. William K.
McFarland, a native of Concord; and Mr. .lohn W. .lohn-
ston, a native of Pittsfield, N. II Messrs Jlerrill and
Johnston reside in Manchester, the former being a trustee
of the Amoskeag Savings Bank of that city. All the
members of the firm are widely and favorably known in
business and social circles; and they have reason to be
proud of their connection with the most truly representa-
tive enterprise of the kind in New England.

New Hampshire Savings Bank

CONCOKD, N. H.

INCORPORATED 1830.

OFFICERS.

.S.V.MUEL .S. KIMBALL, President.

WILLIAM P. FISKE, Treasurer.

TRUSTEES.

S.tMUEL S. KiMllVLL, EXOCH GEIlltlSH,

Jesse P. Banckoft, .Toseph B. Walker,

John H. Stew.a.rt, Silve-ster Dana,

M. H. Bradley, P. B. Cogswell,

M.VRK R. IIOLT, \Vm. G. Carter,

Charles T. Page, John C. Thorne,

Samuel C. East.mas, Hentiy McFari^nd,
John C. Obdwat. Ai B. Thompson,

Chahi.es R. Walker. Chas. P. Bancroft.

C. M. Boynton's Grand Depot, Dry Goods and Small
W^ares. Sign of the " Big Hand," 29 Central Block, oppo-
site Depot Street, Concord. — No business man in town is
more generally and favorahlj' known than Jlr. C. M.
Boynton. He is a native of this city and won a host of
friends while acting as clerk in the formerly well-known
dri' goods house of .J. French in State Block, and as senior
partner of the jiopular estalilishment of Boynton & Wil-
iard in Board of Trade Building, before he opened his
present poptilar house in 1881. He is equally well known
in social and fraternit}' circles, and is prominently identified
with the Knights of Pythias, being secretary of the E. R.
K. of P. of the World for section No. 11, the I. 0. O. F.,
and the Springfield Mutual Relief Association, being a
director in the latter company. He is also vice-president
of Concord Building and Loan Association, belongs to the
Masonic order, and is also a member of the Royal Arca-
num. Mr. Boynton has had a long and prosperous career
in the dry and fancj' goods business, and is undoubtedly
one of the most successful buyers as well as one of the
very best salesmen in the entire State. The " Sign of the
Big Hand" indicates the Concord lieadquartersfor bargains
in dry goods and small wares, and a call at No. 29 Central
Block, opposite Depot street, will demonstrate the fact
that whether you arc in search of late novelties, depend-
able goods, polite attention or low prices you can find
what you want here, and be so treated as to make it sure
that you will lepeat the visit when anything more in Mr.
Boynton's line is required. It would be impossible to
give a detailed description of the stock within our limited
space, but suffice it to say, it is ever attractive, ever fresh
and ever complete in all dejiartments. A very large mail
business is done, and samples and goods are mailed to
every part of the State, so that the legend, "C. M. Boyn-
ton, Dry Goods, Concord, N. II." has become a household
word throughout the entire commonwealth. Orders are
assured prompt and careful attention, and Mr. Boynton
spares no jiains to (ull\- satisfy every customer.

LEADING BUSINESS MEN OF CONGO RD.

Geo. W. Jennings,
Livery, Sale and
Transient Stable.
Feed, Twenty-Five
Cents. Rear Amer-
ican House. Nortli
jVIain Street, Con-
cord, N. H.— Al-
though it U un-
doviliteilly (litlUnilt if not impossible to carry on a livery
«table (or any other enterprise) so as to satisfy everybody,
still, as a general thing the public are not slow to appre-
ciate liberal dealing, and show their approval by the sup-
port the}- give to establishments that are conducted in
accordance with such methods. A case in point is that
aflforded by the livery, sale and transient stable of which
Mr. Geo. \V. Jennings is the present proprietor Mr.
Jennings succeeded Messrs. Brown & Otis, who had con-
ducted this enterprise for some time and a gratifying trade
has been built up which is steadily increasing. He has
some very desirable teams for livery service, and those
■who wish to hire a good horse and a stylish easy running
■carriage for a moderate sum, would do well to give him a
call. Orders are filled at very short notice and the teams
are kept in such first-class condition as to be presentable
in any company. An extensive transient business is done
for there are good accommodations for horses, the stable
■comprising twentj' stalls. Mr. .Jennings employs about
four competent assistants, and every animal left in his
care will receive the best of feed and treatment. The
price of feed is twent3'-five cents. All who have dealings
iiere can speak in praise of its present management.

C r i p p e n, Law-
rence & Co., Kansas
Slortgages, Salina,
Kansas ; Denver,
Col. Eastern Oflice,
National State Capi-
tal Bank Building,
Concord, N. H. — An
immense amount of
New Hampshire cap-
ital has been invested
in the West during
I lie past score of
years, and where an
(■(lual amount of pru-
dence lias been exer-
cised as would have
been used in making
investments in this
State, tlie results
have been in the
highest degree satis-
factory. It is now
as true as it was ten
years ago, that western farm mortgages placed through
well-informed and reliable parties are unsurpassed by any
securities in the market as regards security and profitable-
ness. Such of our readers as reside in Concord or in fact
anywhere in that section of the State, will inevitably be
reminded of Messrs. Crippen, Lawrence & Co., when
reference is made to western mortgages, for this firm have
•done more to make these securities popular among conser-
vative investors th.an any other one concern in New
Hampshire ; and the existing demand for them on the
■part of savings banks, insurance companies and other
institutions of a kindred character is the direct conse-
quence of the intelligent, honorable and enterprising
methods which have been practiced by this representative
firm from the very first. The inception of Messrs. Crippen,
Lawrence & Co.'s business occurred about 18T3 for it was
at that time that the senior partner of the present firm
■began to invest for personal friends in western mortgages.
He was then cashier of the State Capital Bank, and "his
previous career had been of a nature to give him a wide
knowledge of men and affairs and an adequate conception

of the future of this country in general and the western
portion of it in particular. Being a man of exceptional
natural ability and having made a study of financial mat-
ters, it naturally followed that ]\Ir. Crippen's investments
were well made and the results were so gratifying that in
deference to the popular demand the firm of Crippen,
Lawrence & Co. was formed to carry on operations on a
larger scale, the partners being Messrs. H. J. and J. J.
Crippen and George E. Lawrence. The latter had charge
of the Concord office and at his death, in 1881, Mr. H. J.
Crippen gave up his position as cashier and devoted his
entire time to the firm. No change has been made in the
name, but Mr. H. J. Putnam is now associated with
Messrs. H. J. and J. J Crippen in the business. Mr. H.
J. Crippen is now State representative, and was promi-
nently identified with the school board for twenty years ;
still being deeply interested in educational affairs. He is
a native of England, but both his associates in business are
Massachusetts men by birth. The firm have an office in
Salina, Kan., and in Denver, Col., besides the one in this
city, and have unsurpassed facilities for the secure and
profitable investment of both large and small suras, all
business being assured prompt and careful attention, and
no pains being spared to fully maintain the enviable repu-
tation so long held.

Batcbelder & Co., Grocers, 14 North Main Street, Con-
cord, N. H. — Some genius or other has remarked, that
" some proprietors run their stores, while some stores run
their proprietors," and, whoever he was, no intelligent
person can question his soundness on that subject, at least.
System and order will accomplish a great deal, and when
these are joined to experience as is the case at the estab-
lishment conducted by Batchelder & Co., success is
assured. The grocery business was founded here in 1866,
by N. S. Batchelder & Co., and the firm so continued
until they were succeeded in 1871 by the present flriu of
J. T. and A, B. Batchelder, both of these gentlemen being
natives of New Hampshire. Mr. J. T. Batchelder served
in the late war for four years, and attained the rank of
first lieutenant. He has also been an alderman. The
premises occupied comprise one floor 22X85 feet in dimen-
sions and a basement of the same size. As these gentle-
men have been engaged for about a score of years in the
retail grocery trade, it would indeed be strange if they
were not able to offer their customers special advantages
in many directions by this time. The stock which they
carry is very large and varied, and consists of staple family
groceries, flour and grain. Employment is given to six
competent and polite assistants, and particular effort is
made to serve all customers with promptness and cordial
ity. While all the goods are first class, their prices will
be found moderate, and the high reputation of this estab
lishment for honorable dealing is well merited.

Geo. T. Comins Co , Manufacturers of Hardwood Bed-
steads, Concord, N. H. — The George T. Comins Company
is of comparatively recent origin, having been incorporated
in 1889, but the business with which it is identified is of
much earlier date, having been founded more than twelve
years ago by Mr. George T. Comins The company is
engaged in the manufacture of hardwood bedsteads, and
some idea of the magnitude and importance of the enter-
prise may be gained from the fact that from 70,000 to 80,000
bedsteads are produced annually. One might suppose it
would be diflicult for a single concern to dispose of so
enormous a product of bedsteads alone, but the company
find a readj' market for all the}' turn out, as the product is
uniform in quality, both of stock and workmanship, and
the lowest market rates are quoted at all times. The office
is located in the board of trade building, and a very com-
modious storehouse is utilized as a heavy stock is almost
invariably carried. The company has a capital of .flO.OOO,
and some of Concord's leading business men are identified
with it, the position of president being held by Mr. John
Kimball, that of treasurer by Mr. Edward P. Comins,
while Mr. George T. Comins acts as manager.

LEADING BUSINESS MEN OF CONCORD.

Eagle and Phenix Hotel Co., Edsoa J. Hill, ^lanager,
Concord, N. H. — II hns been said " there is nothing 8o
good but what it could be better." and 3Ir. Edson J. Hill
IS evidentlj- a believer in that principle, for altliough the
Pheni.x Hotel has won a most enviable reputation during
the past six years under his manajremcnt, he has constantly
endeavored to improve the service rendered, and the
incorporation of the f^igle & Pheuix Hotel Company puts
him in a position to offer accommodations unsurpassed by
the leading hotels of Boston and other great cities. This
company was incorporated in 1890, with a capital of
^120.000, Mr. Eilson ,1. Hill being treasurer and manager,
and Mr Samuel C. Eastman also beiiii; promiiienlly iden-
tified with it. It is the inteuticm of the management to
carry on a house which shall be strictly first-class in every
respect, and neither trouble nor money is spared to carry
out this intention to its fullest extent. The new Eagle
Hotel can accommodate -100 guests, and is heated by
steam, lighted by gas and electricity, supplied with a com-
modious elevator, and in short, equipped throughout with
every modern convenience. Employment is given to from
thirty to forty assistants, and the hotel is kept in the best
of condition from roof to cellar, careful supervision being-
exercised and affairs being so thoroughly systema'ized as
to enable ever3'tbing to go on smoothly, and the large and
rapidly growing business to be handled easily and efficiently.
The cuisine is equal to the best, and the bill of fare always
contains a complete variety of seasonable food, the best
the market affords being utilized and provision being
made for the most diverse tastes. The table service is
prompt, intelligent and obliging, much less delay being
experienced than at many houses doing a great deal
smaller business. The Eagle Hotel is very pleasantlj' and
centrally located, and is a prime favorite with tourists and
others travelling for pleasure as well as with luisiness men.
Guests may safely depend upon being called promptly at
any designated hour, and the facilities for transportation
to adjacent points are first-class, prominent among them
being those furnished by the e.xccllerit livery connected
with the house, hI which single or double teams with or
without drivers can be oljtained at short notice, at all
hours and at reasonable rates. The citizens of Concord
are to be congratulated on having such an establisliment
as this to represent their business methods, and those who
appreciate how much the outside reputation of a commu-
nity is affected by its hotel accommodations will agree
with us that the best interests of Concord are materially
aided by this liberally conducted enterprise.

W. G. C Kimball, Photographer, Legislative Groups,
Frames, etc., Chase lilock, opposite Statesman Building,
Concord, N. H. — Few people aside from those connected
with the profession, have any idea of the number of things
that must be attended to in order to produce a good photo-
graphic likeness, and if more were generally known re-
garding the difliculties that must l)e met and overcome,
there would be much less surprise expressed at the rarity
of really good photographs. Among the best equipped
artists in this line in this section, is Mr. W. G. C. Kimball,
whose studio is located in Chase block. This studio was
originally started in IS.iO, bj' Jlessrs. W. H. & J. L. Kim-
ball, the present proprietor, Mr. W. G. C. Kimball, assum-
ing full control of the business in 18G0. Sixteen apart-
ments are occupied, comprising reception and toilet rooms,
operating, printing, developing, toning and mounting rooms
and every attention is paid to the comfort and convenience
of patrons, prompt attention being given to every caller,
and every needful facility being at hand to enable orders
to be filled at short notice, in an eminently first-class man-
ner. Seven competent assistants are erhployed. and the
work done at this studio is very carefully finished, and
especial attention is given to securing a perfect likeness
and at the same time preserving that softness of outline so
indispensable to a really artistic picture. Mr. Kimball is
remarkably low in his prices and courteous in his dealings.
He is a native Concord, and served in the army during our
late war of the rebellion receiving the promotion from ser-
geant-major to lieutenant-colonel at twenty-one years of age.

The American Trust Company, Concord, N. H. — The
American Trust Company was incorporated in 18S7 by a
special charter from the legislature of New Hampshire,
with a paid cash capital of $100,000 and an authorized cap-
ital of $.'500,000. Organized iu 1888 it succeeded to the
bond and loan business already established by Win. Yeaton,
and Ht once assumed a prominent position in the financial
world, for its management is in the hands of men of
experience, honesty and ability, who make themselves
thoroughly familiar with any enterprise with which they
are connected. Each one of the resident directors is
identified with the prosperity of Concord, all owning real
estate here, and all are successful business men ready and
willing to help any enterprise likely to promote Concord's
best interests. They combine successful business experience
with an extensive acquaintance among financial men in
New England, New York and the West, and guarantee
careful, conservative management of the American Trust
Company. It is authorized by its charter to do a general
banking business; to act as trustee for individuals, estates-
or corporations, and to buy and sell investment securities.
It is obvious that this company with experienced managers
can offer efiicient and valuable service to prudent investors
and the general public, and it is gratifying to know that
an extensive and rapidlj' increasing business is done in
conservative investment securities, no investment being
offered for sale until careful investigation shows the secur
ity to be ample and of solid merit. After sale each one is
carefully watched until matured and paid off, each patron's
interest l)eing carefully guarded. As trustee the company
has already large financial interests committed to its care.
As the officers are thoroughly familiar with Concord's^
resources and with the standing of the many large manu-
facturingand mercantile enterprises carried in this section,
they are excellently qualified to aid in the advancement of
meritorious local interests, but worthless, windy schemes
are not likely to receive much consideration at their hands.
In its bond and loan business the company has very strong
financial connections in New Y'ork and the west, and its
facilities for investing large or small amounts in sound
securities is not excelled by any company in the country.
The president and manager, Mr. William Y'eaton, had
been treasurer of the Farmington Savings bank, and alsa
the New England agent of the Dakota Farm Jlortgage
Company, before assuming his present position; he has
made investments a study, personally visits each loaning
field in the west, and started the business of the company
upon the principle that business relations should be estab-
lished and maintained only with firms and corporations
having a good reputation in their own community. He is
ass'iciated with F. S. Streeter as vice president and Mr. H.
C. Brown as secretary, the board of directors being consti-
tuted as follows: W. N. Coler, Jr., William Yeaton, F. S.
Streeter, John ^l. Mitchell, Edson J. Hill, James B.
Edgerly and Austin S. Ranney.

J. J. Wyman, dealer iu Tripe, Tallow, Swine, Neat's
Foot Oil, Bones, etc., Uumford street. Concord, N. H. —
The enterprise carried on by Mr. .1. J. Wymau was in-
augurated just about a third of a century ago, operations
having been begun in IS.'jT. The proprietor is a native of
Concord and is so generally known in business and social
circles as to make extended personal luention cntirelj' un-
necessary He is a dealer in tripe, tallow, swine, neat's
foot oil, bones, etc., doing both a wholesale and retail
business and having such facilities as to enable him to fill
the most extensive orders sit short notice, and to quote-
prices in strict accordance with the lowest market rates.
Several buildings are utilized, located on Rumford street,
and power is furnished by a five horse steam engine. Sir.
Wyman has had such extended experience in connection
with his present line of business, that it goes without saj'-
ing, he is thoroughly familiar with it in every detail and
is prepared to carry it on to the best possible advantage,
and to offer imsurpassed inducements to his customers.
His productions have a high reputation for uniform excel-
lence; the processes of manufacture being carefully super-
vised, and employment given to experienced assistants.

LEADING BUSINESS MEN OF CONCORD.

4»

C. H. Martin & Co., wholesale and retail dealers in
Drugs and Medicines, Paints, Oils, etc., 11 North Main
Street, Concord, N. H— The firm of C. H. Martin & Co.
have carried on operations in this city for a full quarter of
a century, and few houses in tjie State in a similar line of
business are more generally known, while none have a
higher reputation for absolute reliaoilitj'. Operations were
begun by Messrs. Allison & Brown, who gave place to
Messrs James Morgan & Co., the present firm coming into
possession in 1865. The partners are Mr. C. II. Martin, a
native of Grafton, N. H. ; Mr. R T. Crowell, a native of
Hopkinton, X. H ; and Mr. Geo. L. Brown, who was born
in Dunbarton, N. II. The latter gentleman has served as
representative, and all the members of the firm are so well
known as to make extended personal mention unnecessary.
An extensive wholesale and retail business is cairied on ;
the premises being located at No. 11 North Main street,
near Pleasant street, and comprising one floor and a base-
ment of the dimensions of 30xT0 feet and a rear room
measuring 35X12 feet. A heavy and complete stock is
constantly on hand, it being made up of goods chosen
from tlie most reliable sources and guaranteed to be equal
in every respect to the best the market affords. It includes
drugs, medicines and chemicals, paints, oils, etc., and a
fuiriine of each of these commodities is always on hand
to select from. Employment is given to four experienced
assistants, and orders are assured prompt and careful
attention, a prominent specialty being made of the com-
pounding of physician's prescriptions, and no pains being
spared to ensure absolute accuracy, while moderate charges
are made in every instance.

S. G. Lane, Attorney-at-Law and Real Estate Agent,
60 North ;Main Street, Concord, N. H. — It is perfectly safe
to make the asseition that no one in this section of the
State is more prominent in connection with real estate
matters than Mr. S. G. Lane, for this gentleman has been
identified with such interests for nearly a third of a
century, and was in fact the first one in Concord to adver-
tise as a real estate agent, the inception of his business
occurring in 1860. Mr. Lane was born in Chichester, N.
H., but has been so long and is so prominently identified
with Concord's interests as to be a Concord man by
adoption, to say the least. No more competent authority
on local real estate matters can be found anywhere, and
his office at No. 60 North Main street is the headquarters
for people wishing to buy, sell, exchange, rent or lease
such property. Mr. Lane has constantly on his books a
variety of desirable estates, town and country dwellings,
stores, offices, factories, etc , and one may save a great
deal of time and trouble by goitig directly to him, instead
of proceeding in the hap hazard fashion which so many
who ought to know better follow.

T. A. Heath & Co., Crockery, China, Glassware, Lamp
Goods, etc., 61 North Main Street. Concord, N. H.— This
enterprise was started in 1880 by Mr. T. A. Ileath and was
conducted by him until in 1886, when Mr. Smith Tenne}'
became associated with him. In 1887 the present firm of
T. A. Ileath & Co was formed, and the most significant
evidence that can be given concerning the character and
popularity of this house is that afforded by the fact that it
is riipidly becoming known throughout this section as the
headquarters for china, crockery, glassware, lamp goods,
wall paper and draperies. So pronounced a success is not
to be gained without hard and intelligent work, and Mr.
Heath has certainly worked haid, but he has the satis-
faction of knowing that his etforls are appreciated by the
general public, and is therefore encouraged to continue his
efforts with renewed vigor. The premises made use of
comprise one floor and basement 23xT5 feet in dimensions.
The stock, which is extensive and varied, consisis in part
of fine china, glassware, etc. The styles designated as the
Tournaj', the Aberdeen and the Buckingham, are stock
patterns, which can be had in separate pieces as well as in
sets, and matched for years to come as readily as white
ware. These are new and choice goods which will be

shown with pleasure. They have also a large assortment
of wall papers and draperies, of which they make a
specialty, and can show many new and fashionalile designs
which must suit all tastes. Three competent assistants
are employed and courteous atteniion is given to all
customers, and orders are promptly filled.

H. N. Farley & Co., manufacturer of and dealers in
Italian and American Marble, Scotch and American
Granite, Monuments, Head Stones and Tablets of every
description. Main, South Corner of Freight Street, Con-
cord, N. H. — One of the oldest established busiuess enter-
prises of the kind in the State is that conducted by Messrs.
H. N. Farley & Co., for it was inaugurated more than
eighty years ago, operations having been hegnn in 1818.
The founder was Mr. Nathan Farley, and was succeeded
by H. N. Farley & Co., consisting of Messrs. H. N. and
George B. Farley, who assumed control in 1866. Both
these gentlemen are natives of Concord and are too well
known hereabouts to render extended personal mention
necessary. They continued the business until April 1,
1890, when Mr. D. M. Spline was admitted to the firm
without change of firm-name.'.Mr. Spline brings to the busi-
ness a ripe and varied experience, having been connected
with this line of business from apprenticeship, having
been in business for himself at Petersborough, N. H., and
and for the last three years as traveling .salesman for the
Valido Marble company of Fair Haven, Vt. Mr. Spline
will be the traveling salesman for the firm of which he i&
now a partner. The firm are manufactuiers of and dealers
in monuments, head stones and tablets of every descrip-
tion, and can furnish them in Italian and American marble
and Scotch and American Granite. Granite curbing will
also be furnished at short notice and at the lowest market
rates, and cemetery woik of all kinds will be skillfull}' done
at reasonable prices. The firm offer a great variety of
designs to choose from, ranging from the simplest to the
most elaborate, and thus are in a position to suit all tastes
as well as all purses. The premises utilized are located at
the south corner of Main and Freight streets, a few rods
below the Elm House, on the same side ; and callers are
assured prompt and courteous attention, estimates being
cheerfully made and all desired information given. The-
work turned out by this concern is equal to the best, and
we know of no esuiblishment at which an order for monu-
mental stone cutting can be placed to better advantage,
or with more assurance of the results being satisfactory.

George W. Waters, practical Embalmer and Under-
taker, and dealer in fine Caskets, Coffins, Robes, etc.,
warerooms 18 Pleasant Street, Concord, N. H. Also dealer
in Light and Dark Concord Granite; Monuments, Tablets
and Statuary a sjjecially. West Concord, N. H. — Among
the most enterprising and successful business men of Con-
cord may be found Mr. George W. Waters, who is a prac-
tical embalmer and uudertaker, also dealer in light and
dark Concord granite, which business was inaugurated in
1879 under the name of George W. Waters, the present
proprietor. Mr. Waters has through his native ability
and enterprise succeeded in building up his presi nt pros-
perous industry The undertaking warerooms utilized by
him are located at No. 18 Pleasant street, where orders for
anything in the line of undertaking will receive prompt
and careful attention. Fine caskets, coffins, robes, etc ,
are constantlj- carried in stock and will be found very
reasonable in price. The granite works are located at
West Concord, where light and dark granite is dealt in.
Cemetery work of all kinds is done and a specialty made of
monuments, tablets and statuary. A large business is done
at these granite works, employment being given to fifteen
experienced workmen, and as the product of the house
has met with great favor among those interested, the
annual output is constantly increasing. All orders in either
department of Mr. Waters business will receive prompt
and painstaking attention, and the goods are fully war-
ranted to give the best satisfaclion Mr. Waters is well
known throughout Concord and vicinity and is highly
esteemed for his many excellent qualities.

LEADIXO BUSINESS MEN OF CONCORD.

Welsh & liOvely, Dry Goods and Small Wares, 19 Main
■Street, Concord, N. II. — Among the leading houses devoted
to the sale ol dry goods and small wares there is none more
worthy of prominent mention than that conducted since
March 10, 1890, by Messrs. Welsh & Lovely who at that
■dale succeeded Messrs. D. E. Clark & Son, Mr. Clark, the
senior member, having successfully carried on the business
for thirty eight years. This house 1ms for many years
borne tlio reputation of handlinir the best lines of dress
goods obtained only from |)erfectly reliable sources. The
assortment embraces the latest styles and newest patterns
all .goods being marked at popular jirices. The premises
occupied are located in Chase's new Block and afford a fine
store with an area of SOx'iO feet. The individual mem-
bers of the firm are Mr. II. Welsh, a native of Southbridge,
Mass., and Mr. T. S. Lovely, a native of Concord. Mr.
Lovely is particularly well adapted for the enterprise as
he has had ten years experience in the drj' goods business
in this city, and hence is well and favorably known to the
purchasing public in this vicinity. Mr. Welsh has also
had about twelve years experience in general mercantile
business We commend this firm to our readers as one
whose ambition is to merit the confidence and patronageof
the public, who appreciate honorable and upright dealing.

Frank P. Mace, Bookseller and Stationer, and dealer in
Photograi^h and Autograph Albums, Scrap Books, etc.,
IS'o. SG Xorth Main Street, Concord, N. II.— The enter-
prise named above w-as originated by Mr. Wm. 11. Fiske,
who was succeeded in 1875 by the present proprietor, who
is a native of this citj'. The premises occupied are 30x80
feet in dimensions, and are well filled with a choice collec-
tion of books and stationers' goods. A full supply of the
latest novels is always at hand, as well as a fine selection
■of those standard works that will never lose their popular-
ity, and book lovers who have not visited this store, will
be both pleased and surprised when they do so, to find
such a variety, as all tastes can be suited. He also carries
a large .supply of stationery in which he can show some
novelties, as well as all the popular styles of paper with
which the market is now so well supplied, and in which
there is such a great variety. He deals largely in photo-
graph and autograph albums, scrap books, etc. lu fact
you can find most everything which one would expect to
find in a store of this kind. Goods will be shown with
pleasure, and all information regarding them will be given
in a courteous manner to all. Confectionery and soda will
also be found here in good quality and condition. Mr.
JIace having been established here for so lon.i; a time has
become thoroughly acquainted with the tastes of his
patrons, and they are sure to find just what they want,
«nd his honorable dealings in the past are all the security
he needs for future success

La Belle & Co., dealers in and manufacturers of Con-
■cord, Sunapee, Quincy and B.arre Granites, Concord, N. II.
— Granite, and in fact, anj' kind of stone, will not stand
■unskilled treatment, or in other words, there is somethin.g
-about stone which makes poor workmanship look a great
deal worse when this is the material wrought, than is the
■ca.se with wood, iron, or any other substance. For this
leason orders for stone work should be very carefully
placed, and if intelligent discrimination be exercised, grat-
ifying results can be attained at no greater cost than
tittends much of the botch work too common in the market.
La Belle & Co. have only carried on operations in Concord
since 1889, but an enviable reputation has already been
gained for producing first class work in their line of busi-
ness. Fine cut and polished cemetery work of every
<lescription is executed in an artistic and thoroughly satis-
factory manner. The individual members of this firm are
Mr. L. La Belle, a native of Suncook, N. II., and Jlessrs.
<3. E. Le Blanc and T. Dailey, of Canada. These gentle-
men are all practical stone workers of large experience.
They are dealers in and manufacturers of Concord, Sunapee,
<iiiincy, and Barrc granites. They carefully supervise

every detail of the work entrusted to them. Ten compe-
tent assistants are employed, and all orders sent to Box
916 will receive prompt attention, and all work is fully
warranted to prove as represented, while the prices quoted
are as low as can be named by responsible dealers, and
satisfaction is guaranteed in every particular.

George Ooodhue, practical Plumber, Gas and Steam
Fitter, Plumbers' .Materials of all kinds. Gas Fixtures a
specialty. No. 7 Capitol Street, Concord, N. H. — Within
the past ten years or so the public have become alive to the
importance of having plumbing work thoroughly and
skillfully done and are well aware that a "cheap "job of
I>lumbing is apt to cost dearlj- in more respects tlian one ;
for doctors' bills count up heavily and, after all, the
chances are that the work will have to be done over again.
Mr. George Goodhue is universally known throughout this
section of the State as a reliable, practical plumber, gas
and steam fitter, and it is natural that he should be, for he
has been engaged in this business iu Concord for nearly a
score of years, having begun operations in 1871. He
utilizes spacious premises at Xo. 7 Capitol street, and
carries a very heavy and comi)lete stock, being a .jobber of
plumbers' materials of all kinds, together with iron and
brass pipe and fittings, wash bowls, marble slabs, etc. A
specialty is made of gas fixtures, and anything iu thisline,
from the simplest to the most elaborate pattern, will be
furnished at short notice and at the lowest market rates ;
customers being given an opportunity to choose from the
latest novelties. Particular attention is given to fitting up
dwellings, stores, factories, etc., and estimates will be
cheerfully furnished on application. Another very import-
ant department of the business is contracting lor water-
works, sewers, etc., Mr. Goodhue being in a position to
figure very closely on work of this kind, and, what is still
more to the point, to faithfully carry out ever}' agreement.
Towns, corporations or individuals contemplating such im-
provements would do well to notify him ; and all com-
munications by mail or otherwise are assured immediate
and careful attention. Mr. Goodhue is ably represented
when necessary by his superintendent, Mr. George S.
Jlilton, who for nine years has held that position, and is
tlioroughly conversant with the business and whose coun-
sel is appreciated by his employer.

Concord Carriage Co., Reorganized and Limited. Man-
ufacturers of Heavy Trucks, Wagons, Caravans, Barges,
Furniture, Job and Express Wagons. Jobbing promptly
and neatly done. All Work Warranted to Give Satisfac-
tion. Works at the Old State Prison Shops, Concord, N.
II. — The Concord Carriage Co. began operations some
fifteen years ago, but was reorganized in 1890, and now is
better prepared than ever before to fill orders promptly
and to quote the lowest prices possible on thoroughly flrst-
class work. The gentlemen identified with it are well and
favorably known in business circles, and may be depended
upon to spare no pains to keep the service at the highest
standard ol efliciencv- Mr. II. I. Worthington is a native
of Connecticut, and Jlessrs. Lewis M. Brown and Guy S.
Rix were born in this city. The company's works are at
the old State's prison shops, and are commodious and well-
arranged, fitted up with improved machinery, driven by
an engine of thirty five horse power. Employment is
given to an adequate force of skilled assistants, and the
manufacture of heavj' trucks, wagons, caravans, barges,
furniture, job and express wagons is extensively carried
on, the vehicles being strongly and durably made in every
part and equipped with the latest improvements. Jobbing
is done in a neat and workmanlike manner at very short
notice, and the charges are uniforndy moderate. A large
and varied stock of light and heavj' wagons and carriages
is constantly on hand, the vehicles, being fully guaranteed
to prove precisely as represented, and the prices compar-
ing favorably with those quoted by any dealer in articles
of equal merit.

LEADING BUSINESS MEN OP CONCORD.

Thomas Woodward, manufacturers of Italian and Store
awnings, Tents, Flass, Uoat SaiU, Sun Sliades, Trimli
Covers and Hammoel<s. Also, maker of Waterproof Oil
Covers for wagons and horses, Coats, Hay Caps, Carriage
Boots. All kinds of Rigging and Boat Splicing, etc. Bear
of Masonic Temple, Concord, N. H. — Somebody has de-
fined the temperate zone as "the place where you freeze in
winter and roast in summer," and it must be confessed that
there is more truth than poetry in this description,
especially so far as New England is concerned. But, after
all, our New England climate averages about as well as
any, and if we will utilize the proper facilities we can
easily make ourselves comfortable at all seasons. Awnings
will do much to make houses and stores cool and comfort-
able in the hottest weather, and they are absolutely neces-
sary to protect the goods in show windows from the effects
of the sun. Their use is increasing every year ; and as an
ill-fitting awning looks as bad as an ill-titting coat, every-
body is interested in knowing where they can place orders
and feel assured that the work will be so done as to be
ornamental as well as useful. Well, Jlr. Thomas Wood-
ward certainly should be able to do work in this line equal
to the best, for he has had long and varied experience in
the business, maintains a well-equipped shop and employs
skilled assistants. As a matter of fact, we feel assured
that no awning maker in New England is b&tter prepared
to satisfy his patrons, and the residents of Concord will
have no trouble in obtaining proofs of Mr. Woodward's
skill, for he has carried on business here ever since 1873,
and specimens of his work are to be seen on the leading
public and private buildings throughout the city and
vicinity, ile is a native of England, and has made many
friends by his enterprising and honorable business methods
during his residence in Concord. His work was awarded
a diploma in 1875 and a silver medal in 1876, and he refers
b}^ permission to the Abbott Downing Company of this
city. The premises utilized are located rear of Masonic
Temple, and have an area of about 5,000 square feet.
Among the articles manufactured may be mentioned
Italian and store awnings, tents, flags, boat sails, sun
shades, trunk covers and hammocks, together with water-
proof oil covers for wagons and horses, coats, hay caps,
carriage boots, etc. All kinds of rigging and boat splicing
will be done in a superior manner at short notice, and
uniformly moderate charges are made in every instance.

E. H. Randall, dealer in Low Pressure Steam Heating
Apparatus. Steam and Gas Fitter and Plumber, No. 106
North Main Street, Third Door North Free Bridge Road,
Concord, N. H. — Competent judges concede that the most
efficient, the most convenient, tlie most secure and the
most economical method of supplying artificial heat is by
the use of properly designed, constructed and arranged
low-pressure steam-heating apparatus, so that really the
only question for an intelligent man to consider when con-
tracting for heating apparatus, is where to place his order.
We have no hesitation in recommending Jlr. E. H. Randall
for he makes a specialty of supplying and setting up low-
pressure steam heating facilities, and during the eleven
years that he has carried on business in Concord has won
an enviable reputation for skill, reliability and the quoting
of moderate prices He is prepared to contract to heat
public or private houses by apparatus of his selection and
setting up, and to guarantee that it will do all that is
claimed for it if used in accordance with instructions, so
that the purchaser assumes no rii^k whatever. Mr Ran-
dall utilizes one floor and a basement of the dimensions of
18x7-1 feet, located at No. 100 North Main street, third
door norih of the Free Biidge road, and carries a stock of
steam and gas piping and fittings, together with plumbers'
materials, etc. He employs from five to eight assistants
and gives prompt and painstaking attention to orders for
steam and gas fitting and plumbing, warranting all work
to prove satisfactory and making uniformly modeiate
charges. His business is steadily increasing and will surely
continue to do so as long as present methods of manage-
ment are adhered to.

Carpenter Granite Co., manufacturers of and dealers in
Granite, near State Prison, Concord.— Concord Granite is
famous throughout this country, and as large as the
demand for it in the past it is but an earnest of what may
reasonably be expected in the future, for this stone has so
many desirable qualities to recommend it that it is steadily
and rapidly growing in popularity for both cemetery and
building work. One of the best quarries in this vicinity
is that controlled by the Carpenter Granite Co , whose
oftice and yard are near the State prison. This company
of which Mr. J. W. Carpenter is the principal is the suc-
cessor to Mr. Ola Anderson, having purchased his interest,
in this quarry and business, Mr. Anderson being retained
as superintendent. The granite obtained from this quarry
has an established reputation for its superior quality and
as a natural result they are doing a very extensive business-
with a large amount of contracts on hand, among which
are^ the Waterlown Soldiers' Monument, Palm's tomb,
which is to contain the largest stone ever set up in ihis
country. Also Gen. Alger's tomb is to be made by this
company from this granite. A large business is done in
supplying unfinished granite to dealers in any quantity
desired, their facilities enabling them to fill the most
extensive orders at short notice. Rough and finished
granite for building purposes will also be furnished with-
out delay, and at prices as low as the lowest. Employ-
ment is given to from fifty to sixty men and cemetery
work of all kinds is largely manufactured, many lieautiful
and tasteful designs being shown, and oiiginal designs
being made to order if desired. The workmanship is equal
to the best in every respect, and the charges are as low as
is consistent with the attainment of perfectly satisfactory
results.

Merrimack County Savings Bank, Concord, N. H. —
The average man has all he can attend to in gaining a.
mastery of his own business, and it would be absurd to ex-
pect the entire community to be versed in the iiractical
details of finance, but there are certain fundamental princi-
ples so plain, and at the same time so important, that no
person of average intelligence is excusable for ignorance of
them. For instance, everyone should know that a high
rate of interest means insecurity of the principal, when a.
banking institution, or a manufacturing company, ora rail-
road company, or a city, town or individual is obliged la
pay more than the regular market rates for the use of money,
the fact of such payment is equivalent to a confession that
in the judgment of experts tlie security offered is not so-
good as it should be. This rule has no exception, and we
wish every wage-earner in the country would bear it in
mind when reading the seductively-worded advertisements
so common in some of the public prints. We know that
experts have made mistakes in the past and will doubtless
do so in the future, but in the great majority of instances,
tlieir judgment is correct, and no one having no money to
throw away can afford to act in defiance of it. A well-
established and conservatively managed savings bank afi'ords
by far the best facilities for the investment of small sums,
and in the Merrimack County Savings Bank the residents of
Concord and vicinity have as sound and deserving an insti-
tution of the kind as can be found in the State. Incor-
porated in 1867, it has steadily grown in usefulness and in
tlie confidence of the public, until at the present time it
has considerably more than a million dollars entrusted to it,
the exact sum March ], 1890 being |1, 101, 150. 73. The-
guaranty fund amounts to |G5,000, and undivided profits
$40,569.31; and further evidence of able and careful
management is afl'orded by the fact that the value of the
securities held are worth |38,855 above their cost. Some
of the leading business men of this section of the Stale are
identified with this popular bank, as will be seen by a.
perusal of the annexed list of officers; President, L. D.
Stevens; vice president, Wm M. Chase; treasurer, John-
Kimball. Trustees: J. M. Hill, Wm. M. Chase, J. L.
Mason, Daniel Holden, L. A. Smith, C. H. Amsden, I. A
Hill, W. Odlin, G. A. Cummings. L. D. Stevens, H. W.
Stevens, B. A. Kimball, John Kimball, F. T. Andrews
David D. Taylor.

LEADING maiAKSS MEN Oh' VONCORD.

O. 8. Parker, manager for New MampBbirc for tlie JFAna,
Life IriHuraiice Compauy of Ilurtrord, Conn., Concord, N.
11. — A man must be peculiarly conHlitutcd in order to
enjoy rending tallies, sliilislics, etc., no mailer how care-
fully lliey may lie prepared or how valuable Ihe subject
mailer may be, and in calling allenlion lo the facilities for
insurance ollered by llie A'Xiia. Life Insurance Company of
Hartford, Conn,, we have no intention of presenting such
tables, but simply propo.se lo inform our readers bow they
can oblain the most ab.solulely secure insurance at the
most equitable rates. In no line of business is tlicrc more
profession made of " giving soinelhin^' for nothing" llian
in the insurance trade ; and every intelligent person should
relu.se lo be deceived by the 8e<luclive but utterly fallacious
" plans of insurance" submilled nowadays, by certain un-
8crupuh)us, or at Ihe best, wonderfull}' sanguine parties.
Every plan upon which the .Klna Life issues policies has
been tried and proved ; and during the forty years which
this company has been in existence it ha.s met every obli-
gation, redeemed every promise and built up a business
larger than that of any New England company. Tlie fol
lowing are a few good and sulllcienl reasons why the
.Etna Life should be preferred by those seeking reliable
insurance :

Uccause of its age, baving had forty years of successful
experience.

Hecauso its contracts are liberal, and give to the insured
full value for all the money paid.

Because its affairs are conducted upon business princi-
ples, which have stood the lest of time.

Because it has a large capital stocU, which acts as a bond
for the proper conduct of Ihe business.

Because it pays its claims upon the receipt of satisfactory
proofs, without delay or discount.

Because its business is economically managed, and is
confined to the object of its organisation.

Because it pays large and increasing dividends to its
insured, uniformly larger than those of other companies.

Because its policies are incontestable, so far as the bene-
ficiaries arc concerned, after three years from their date.

Because it gives advantages over purely mutual com-
panies, with none of the liabilities incident to such man-
agement.

Because its policies are non forfeiting by their terms, so
that in no event can there be loss to its patrons by reason
of discontinuance of payment.

Because it not only pays its insured a constantly increas-
ing dividend, but the abllil»y of the company to continue
the same has been increased each year.

Many otbets might easily be added, but we bave certainly
shown the claims made on behalf of the company to be
mostly of careful investigation and Mr. Charles S. barker,
manager for New Hampshire, will cheerlully give what-
ever furl her informiilion nmy be desired as to tlie plans of the
company, of which some are specials and offered by the
TElna only. He is a native of Andover, Mass , has repre-
sented Ihe company in Concord for about five years, and is
wiilely known in insurance and general business circles.
His olllce is conveniently located at 72 North Main street,
and callers are assured careful and courteous allenlion and
will do well lo give him a call before insuring elsewhere.

Amos Blanchard, Variety .Store, Dry Goods and Groceries
IM.s rieasant Street, Concord, N. 11.— This business was
started in 1855 by the present jiropriotor on Main street,
and in 18T7 removed to his present site. He is a native of
Melhuen, iMass, It is not lo be wondered at that Mr.
Bbinchard has a largo and growing trade, for the advan-
tages gained by dealing with him are so many that there
is little chance of Ihe most careless buyer failing to appre-
ciate them. He occupies a large anciattractive store that
affords exeellent facilities for the display and examination
of goods. It is well lighted and has an aVea of 2,llt(» .sipmre
feel. The stock is varied and desirable. It embraces dry
goods and groceries, boots and shoes, hardware, agricul
lural tools, garden seeds and some clothing. It would be
useless to attempt lo describe Ibis stock, as late novelties
are continually being added, and the articles are constantly

renewed. Particular attention is paid to the quality of the
goods dealt in. They are selected with special reference to
the demands of the many patrons of this store, with whom
Mr. Blanchard, from bis long acquaintance has become
familiar. He employs three assistonts, who are courteous
to all. He guarantees bis goods to prove as represenled, and
offers them at low prices in every department. Orders are
solicited and promptly filled.

Humphrey &, Dodge, Jobbers and Uetailers in Hard-
ware, Iron and Steel, Concord, N. II. — In every trade
centre there are certain business undertakings which
are conceded to be the leaders in their special lines,
and a prominent example of such an enterprise is that
conducted by Messrs. Humphrey & Dodge, it having
been inaugurated more than sixty years ago, and hav-
ing long since gained its present representative posi-
tion. 'I'he origimd proprietors were .Messrs. Porter,
Holfe it Brown, and the business has since been conducted
and developed by the following proprietors: Messrs. Warde
& Walker, David A. Warde, .Messrs. Warde & Humphrey,
Messrs. Warde. Humphrey & Co., Messrs. Warde, Hum-
phrey & Dodge, Messrs. Humphrey & Dodge. Messrs.
Humphrey, Dodge & Smith, and .Ale.ssrs. Humphrey &
Dodge, the existing style, being adopted in 1889. Mr.
Slillman Humphrey is a native of Croydon, N. H., and
being at present mayor of Concord, can scarcely need
introduction lo our New Hampshire readers, while Mr.
Howard A. Dodge, who was born in Lempsler, N. H., is
a trustee of the Loan and Trust Savings Bank, is also too
widely known in business and social circles to require ex-
tended jiersonal mention. The firm employ ten assistants
and are heavy jobbers and jelailers of hardware, iron and
steel, carrying a very extensive and complete stock, and
being in a position to fill the largest orders at short notice.
The premises nuide use of comprise one floor and a base-
ment of the dimensions of 40x11^0 feel, another floor
measuring 40x50 feet, a large storebouse in the rear of the
warerooms, and another storehouse located on Bridge
slrcel. Careful supervision is exercised over every depart-
ment of the business, and callers are assured immediate
and |)aiustiiking altention.

Morrill Brother!, Fine Watches, .Jewelry and Solid
Silver Ware, Concord, N. H. — The taste for jewelry and
the expression of art in personal adornment, is as old as
Uic human race, and one of the most marked and universal
of its characteristics, with the progress of civilization, is
that it has a.ssumed new and beauliful forms, and today
Ihe best jewelry stores are centers of the most delicate and
lovely exponents of art. Such an honor must be unhesi-
tatingly awarded the flue store aiul stock of Morrill
Urntliers. located at No. .55 Xorlh Main street. Concord.
This cstiililishnient was inaugurated in 18(!l! by its i)resent
proprietors, who, since that date, have contributed a large
share to the advancement of their dcparlment of trade in
this section. They now supply one of the best and most
valuable retail trades in this section, and their slock of fine
watches, jewelry, solid silver ware, etc., is always main-
liiincd at the highest standards and sold on the most mod-
erate terms. Bric-a brae, Butterick's patterns, and pianos
and (Ugans are also dealt in, and if you are in want of n
good piano don't fail to visit Morrill Brothers' rooms in
the rear of the jewelry store. Special attention is given
to flue watch and jewelry repairing in all its branches, and
all work in this line may be entrusted lo their care with
perfect confidence that it will be most admirably and sat-
isfactorily done. Both Mr. Samuel F. and .lohn F. Morrill
are natives of Dover, N. H , and are thoroughly conversant
with all branches of their business, and rank among
highly esteemed and reliat)le business men. Mr. Samuel
V. Morrill has held the oflice of representative and both
brothers are well known throughout Concord and vicinity.
Their business has recpiired more room, and larger accom-
modations have been obtained recently by building an
addition in the rear of the store and connected with the
siune. which now affords them ample quarters, the addi-
tion being 40X'-!!! feel and given up lo the piano trade.

LEABiyO i}CrS/iV£&S MEN OF COX CORD.

A. Perley Fitch, Drugs, Paints and Oils, Wholesale
and Retail, Concord, N. H. — The gentleman whose card
we print above is one of the largest dealers in drugs and
paints in the Slate, and is also very extensively engaged in
the manufacture of proprietary medicines, he having
exceptionally complete facilities for ensuring absolute uni-
formity of quality in the various valuable remedies he pre-
pares. The business is of very long standing, it having
been founded by Messrs Allison & Eastman in 1859. In
18(54 Jlessrs. Eastman & Co, assumed control, and in 1868
3Ir. Chas. S. Eastman became sole proprietor, the present
owner becoming connected with the enterprise in 1874, as
a member of the firm of Eastman & Fitch, and assuming
sole possession in 1882. He is a native of Enfield, N. H.,
and is widely known in Concord and vicinity, both in
business and social circles, ilr. Fitch utilizes very spa-
cious premises, including one floor and a basement of
the dimensions of 25x6.5 feet, together with two outside
basements and two storehouses. A verj' heavy and varied
stocli is carried, both a wholesale and retail business is
done and Mr. Fitch proposes to always be in a position to
fill the most extensive orders at short notice. Obtaining
bis goods from the most reputable sources, he can safely
guarantee them to prove strictly as represented and the
magnitude of his busmess enables him to quote the very
lowest market rates at all times, while the employment of
ten assistants assures immediate attention to every caller.

Sleeper & Hood, Gents' Fine Tailors and Furnishers,
90 North Main Street, Concord, N. H.— The demand for
«trictlj' first class gentlemi.-n's clothing is increasing much
faster than can be accounted for by the increase in popula-
tion, and the explanation is to be found in the obvious
fact that this country is gaining in culture as well as in
wealth and that consequently a larger proportion of the
iuhibitaiits are fastidious in their tastes. One need iiot
be rich in order to dress well, for fine custom garments
are more durable in material and workmanship than those
of inferior grade, and whatever difference there may be in
their first cost is thus largely compensated for. In this-
connection we may properly call attention to the enterprise
conducted by Messrs. Sleeper tk Hood, at No. 90 North
Main street, for this firm have a high reputation as gentle-
men's flue tailors and furnishers, and are as moderate in
their charges as they are skilled in their business. Opera-
tions were begun as far back as 1859, by Messrs. Critchett
&"Sleeper, who were succeeded b}' Mr. J. T. Sleeper in
1866, and in 1877 tins gentleman became associated with
Mr. William E. Hood, under the existing firm name. The
senior partner is a native of Andover, N. H., while Mr.
Hood is a native of Salem. .Mass. Both membi-rs of the
firm are ver}' widely known throut;hiiut iliis section in
business and social circles and Mr. Hood is connected with
the board of aldermen. The premises utilized have a total
area of 3200 square feet, and are equipped with every
facilitj'. employment being given to t wen tj' five assistants.
A carefull3' chosen and attractive stock of foreign and
domestic fabrics f.ir gentlemen's wear is constantly carried,
embracing the latest tashionable novelties and being com-
plete in everj' department. A full line of furnishings is
also on hand to select from, and those wishing to dress
correctly can do no better than to place their orders with
this representative concern.

William F. .Carr, dealer in Groceries. Floui', Teas.
Spices, etc. Also, Fruits in their season. 185 North Mnin
Street. Concord, N. H. — "The North End Cash Grocery"
has been established for several years, but it was in 1S"87
that the present proprietor, Mr. William F. Orr, took
possession of these premises. He is a native of this city,
therefore he needs no introduction to the many readers of
this historj-. He is an extensive dealer in groceries, teas,
spices, meats, provisions, etc. ; also, fruits in their season.
That this store ranks with the most popular in town, and
receives an increasing support everj' year, is convincing
■evidence of the high esteem in whieh it is held. A large
stock of goods is carried, comprising choice grades of flour,
teas, spices, etc. His meats and provisions are the best

that the market affords, while the extensive trade which
he receives, enables him to keep his slock fresh by being
daily renewed. This concern makes no pretense of selling
cheaper than any one else, but offers first-class family
groceries and provisions at reasonable rates, and can be de-
pended upon, for Mr. Carr has won the confidence of his
customers. Employment is given to three competent
assistants, that every patron may be waited upon without
delay. Orders are promptly and carefully filled.

Hunt& Greenwood, Books, Stationery, and Art Goods,
85 North Main Street, Concord, N. H. — The business car-
ried on by Messrs. Hunt & Greenwood had its origin in
two separate enterprises, one being c ■nducled by Mr. D.
L. Guernsey and the oilier by Mr. F. D. Batchelder. The
former was a dealer in books and stationery, and the latter
in art goods, and the two stores were combined by Mtssrs.
Hunt & Wilson in 1887, the existing firm being lormed in
1889. Mr. W. E. Hunt is a native of St. Johnsbury, Vt.,
and Mr. H. Greenwood of New London, N. H., both of
these gentlemen giving their personal attention to the
details of their business. Tlie store is located at No. 85
North Main street, and comprises one floor and basement.
Concord has long needed an enterprising firm in this line
of business and their store seems destined to become the
centre of literature and art in the capital city. " No mat-
ter what his rank or position may be the lover of books is
the richest and the happiest of the children of men," and
here he may find much to gratif}' his taste, and at reason-
able prices. In their stationery department a specialty is
made of selling writing paper by the pound, considerable
success has been attained in this departure from the old-
time method of dealing out by the quire. They also carry
a line of blank books and miscellaneous stationery. In
the art department a fine line of pictures is carried, includ-
ing etchings, American and fore:gn photographs — photo
reposets — and photogravure and mtzzotype reproductions.
An important part of their business is the manufacture of
picture frames. Their factory is located in one of the
Dow buildings where they enjoy superior manufacturing
facilities, a large line of mouldings is carried and their
wholesale trade extends to various p 'ints in the State and
reaches into Vermont.

E. B. Hutchinson, Contractor and Builder, dealer in
Lumber, Shingles, Laths, Clapboards, etc., manufacturer
of Mouldings. Brackets and Hou-e Finish, Kiln Drying,
Sawing and Planing done to order. Turnpike Street, Con-
cord, N. H. — Mr. E B. Hutchinson has been identified
with his present business for more than thirty years, and
the position he occupies as a contractor and builder, may
be judged from the fact that he was entrusted with the
construction of such representative edifices as the State
Capital bank building, the Statesman building, the Public
Library building, the Board of Trade building, the New
Hampshire Savings Bank building; together with a num-
ber of school-houses, etc. He was born in London, N.
H., and began operations in Concord in 1859. Mr. Hutch-
inson has served as representative, but the character of
his business interests has prevented him from giving much
time to public affairs. Besides doing a general contract-
ing and building business, he deals largely, both at whole-
sale and retail in lumber, shingles, laths, clapboards, etc.,
and is a manufacturer of mouldings, brackets and house
finish of all descriptions, kiln dr3-ing. sawing and planing
will be done to order at moderate rates, and the facilities
are such as to enable the most extensive commissions to be
executed at short notice. The shop and office are located
on Turkpike street, and employment is given to from
forty to sixty assistants usually, although at times seventy-
five are required. Mr. Hutchinson will promptly and
cheerfully furnish estimates on application, and consider-
ing his experience and facilities, it seems needless to add
that he is in a position to figure very closelj' on plans and
specifications submitted, or that every contract entered
upon will be faithfully carried out to the satisfaction of
all parties concerned.

LEADING BUSINESS MEN OF CONCOIW.

Frank Coffin, dealer in Flour, Grain, Provisions, Hay,
Lime, Cemeut. Plaster, etc., agent for Wasliburn, Crosby &
Go's. Flour, Chicago Gluten Meal, warehouse rear Plienix
Hotel, Concord, N. H. — Sir. Friiuk CollJn has been identi-
fied with his present enterprise for more than a quarter of
a century, he having been a member of the firm of
Quiinby & Co., who began operations in 1863 and were
succeeded in 1S73 by llcssrs. Coffin, Cochran & Co., the
prc'.'ient proprietor assuming sole control in 18T7. lie is a
native of Deertield, N. H., and, considering his long and
honorable business career, it is hardly necessary to add is
very widely and favorably known in mercantile aiid
social circles throughout this vicinity. Mr. Coffin is
an extensive wholesale ar.d retail dealer in flour, i^rain,
provisions, hay, lime, cement, plaster, etc., and is in a
position to quote bottom prices on all these commodities,
while his facilities for the prompt and accurate filling
of all orders, large or small, are unsurpassed. His busi-
ness was removed to its present location in 188-1; the
premises now utilized comprising two floors of the dimen-
sions of SOX'IO feet, and a basement measuring lOxKiO
feet, thus affording ample room for the accommodation of
a heavy stock. They are on the line of the Northern rail-
road, and flour, grain, etc., are received direcllj' from the
west, Jlr. Coffin being agent for the sale of Wa.sliburn,
Crosby & Go's., celebrated flour, Chicago Gluten meal,
etc. Employment is given to three assistants, and all
orders are assured prompt and painstaking attention.

J. M. Stewart & Sons, dealers in Furniture, Draperies,
Curtains, Carpets, Kiigs, etc., five doors north of Eagle
hotel. Concord, N. H. — The business carried on by Messrs.
.1. M. Stewart & Sons may be said to have had its origin
more than forty years ago, when operations were begun by
Messrs. Brown & Young, they being followed by H. H.
Aldich, he by lliggins & Patten, they by Messrs. Patten &
Heath, they by Messrs. Patten & Young, they by
Messrs. Young Brothers, who were succeeded by
the present proprietors in 1887. In 1880, Messrs.
J. M. Stewart & Sons succeeded. Jlr. William B.
Stearns in the carpet and crockery business, and added
furniture, etc., on assuming control of the enterprise pre-
viously carried on by Young Brothers. As now constitu-
ted, the firm is made up of Messrs. A. C. and E. M. Slew-
art, both of whom are natives of this city. Spacious
premises, located five doors north of the Eagle hotel, are
utilized, comprising two floors measuring 60x80 feet each,
one lloor of the dimensions of 50x00 feet, three basements
and store house, and a workshop thirty-five feel sqtnire. A
very large stock is carried, made up of furniture, draper-
ies,' curtains, carpels, ruirs, wall papers, crockery, lamps
and other household goods, the assortment being excep-
tionally complete, the goods uniformly dependable and the
prices low. This makes a strong combination of advan-
tages, and it is therefore not surprising that the firm
should do a business requiring the employment of from
twelve to fifteen assistants. One result of the employment
of this large force is the assurance of prompt and courte-
ous attention to every customer, and another is the early
and accurate delivery of all orders, large and small. The
latest fashionable novelties are represented in the stock and
the patronage is as select as it is extensive.

Concord Boot and Shoe Company, G. B. .Johnson,
manager, wholesale dealers in Boots and Shoes, and manu-
facturers' agents for Woousoeket Rubber Goods, Dow's
block, Bridge Street, Concord, N. H. — It may seem at first
thought as though the purchasing public were not directly
interested in such an enterprise as that conducted by the
Concord Boot and Shoe company, who do an exclusively
■wholesale business, but a little rt flection will show that as
the retailer must buy to advantage if he is to sell to advan-
tage; a concern that is in a position to supply him with
dependable goods at bottom rates is capable of rendering
valuable service to consumers. Such is the position held
by the company in question, which was organized in 1885,

and has built up an extensive business; from two to five
salesmen being kept on the road, and goods being sold
throughout New Hampshire and Vermont and in a portion
of Maine. The manager, Mr. G. B. .lohnson, certainly
needs no introduction to the residents of Concord, for he i»
a member of the board of aldermen, and is widely and
favorably known both in business and social circles. The-
company utilizes premises located on Bridge street, in
Dow's block, they comprising one room measuring 25xl00>
feet, and another 40 feet square. A heavy and varied stock
is constantly carried, and the largest order can be filleil at-
very short notice. Besides handling boots and shoes of aU
kinds the company are manufacturers' agents for the-
famous Woonsocket rubber goods, and are prepared to-
furnish those standard articles at the verv lowest maikot.
rates.

Ford & Kimball, Car Wheels, Brass and Iron Founders.
Office 29 .Main Street, Concord, N. H — The business car-
ried on by Messrs. Ford & Kimball was founded nearly"
fortj'-five years ago, and (or a long time has been classed'
among Concord's representative industries. Operations,
were begun in 1840 by Messrs. Ford, PiUsbury &, Co., who
were succeeded the same year by Messrs. W. P. and T. H.
Ford. In 1850 the business was removed to the Xortb.
End, and ten 3'ears later the present premises were bought.
The existing firm was organized in 1805 and is constituted
of Jlcssrs T. H. Ford and B. A. Kimball; the former a
native of Sanboruton, and the latter of Boscawen, X. II.
The manufacture of car wheels is the leading specialty,,
an<i the productions of this concern have an unsurpassed
reputation for uniform excellence both of materia! andJ
workmanship. The car wheels made here are highly
thought of by practical railroad men, who say that a»
regards strength, durability and freedom from defects they
have no superiors and few equals in the market. The-
premises comprise a moulding room, of the dimen-
sions of 2'2IX57 feet; a machine shop, pattern house, car-
penter shop, fence shop, engine house, etc., and are very
convenientlj' arranged. Emplojinent is given to from
forty to fifty assistants, and the most extensive orders caiv
be filled at short notice. Brass and iron founding is exten-
sively carried on, and estimates will be promptl)' furnished-
on application in person or by mail at the office. No. 29'
Main street. Patterns will be made to order if desired
and the firm are prepared to figure very low on any work.
included in their liue of business.

Aldine Stable, Norris A. Dunklee, Proprietor. Livery,.
Boarding and Sale Stable ; Carriages Furnished for Parties,
"Weddings, Funerals, etc. Opposite Phenix Hotel, rear of"
First National Bank, Concord, N. H.— Mr. Norris A.
Dunklee, the proprietor of the Aldine Stable, is a native-
of Virginia ; and to those who are familiar with the char-
acteristics of the people of that historic Stale it is hardly
necessary to add that he knows a good horse when he sees-
it, and thinks enough of such animals to allow no one to-
abuse them %vhen he can prevent it. !Mr. Dunklee has^
been in the stable business in this city for many years, and
should a stranger ask an old resident of Concord where he-
could hire a first-class team at a fair price, the answer
would almost certainly be, " At the Aldine Stable, oppo-
site the Phenix Ibjleland in the rear of the First National
Bank." And this would be most excellent advice, too,
for if there be a public stable in New Hampsihire where-
better accommodations are provided, we have never had
the good fortune to find it. The Aldine is a livery, board-
ing and sale stable, and contains twenty seven stalls.
Horses boardeii here are assured comfortable quarters,
good food and kind treatment, and the charges are uni-
formly moderate. Mr. Dunklee is prepared to furnish
carriages for parties, weddings, funerals, etc., and can fill
the most extensive orders of this kind at short notice.
Experienced and courteous drivers are supplied and the-
carriages are of modern style and are kept in excellent,
condition.

LEADING BUSINESS MEN OF CONCORD.

The Capital Fire Insurance Co, CoqcoilI, N. H. — No
insurance corporation in New Hampshire stands higher in
ahe confidence of those thoroughly familiar with the
methods and resources of the various state and foreign
companies doiug business here than the Capital Fire Insur-
ance Co. ; and if any of our readers be disposed to doubt
this assertion we would respectfully refer them to the
statement issued by the company January 8, 1890, for
" facts are stubborn things," and the facts made evident
by the figures presented indicate, as the management well
say, that " this company has won the confidence of the
people of New Hampshire, and has won it by deserving
it." For instance, the insurance written in 1888 was
$4,044,5J8,T3 ; in 1889, $4,395,720.47, showing an increase
of$3.'jl,121.74. The losses paid in 1888 were $22,737.46;
in 1-89, $31,001.85, an increase of $8,2(54.39. The assets
J luuary 1, 1889, were $97,879.55 ; January 1, 1890, $160,-
876.15,— an increase of $62,996.60. The surplus, January
1, 1889, was $13,501.63 ; January, 1890, $14,807.76, an
increase of .$1,306.13. Certainly there is no need of
ex'ended argument to make manifest the deserving char-
acter of a company that makes such a showing, and the
more widely these figures are disseminated the more rap-
idly will applications be made for policies by those seeking
■' insurance that insures." Any remarks concerning the
ability of the management would be quite superfluous and
we will simply slate that the company numbers the follow-
ing gentlemen among its ofliccrs : President, Hon. A. B.
Thompson ; Vice-President, Heuiy McFarland ; Secretary,
jLyuiau Jackman ; Treasurer, J. K. Fernald. Cashier Nat.
■State Capilal Bank.

George B. Whlttredge, dealer in Groceries, Fresh Fish,
'Oy^ters, etc., 101 Souih Main Street, Concord, N. H —
Mr. George B, Whittredge is a native of Massachusetts,
but as he has been in business in thiscit^' for about a quar-
ter of a century, he could not be better known here bad
he lived in Concord nil his life. He has carried on opera-
tions at bis present location. No. 101 South Main street,
since 1887, and has built up an extensive family trade; his
stock being made up of articles especially selected for fam-
ily use and comprising staple and fanc}- groceries, fresh
fi^h, oysters, etc. Mr. Whittredge does not claim to quote
lower prices than any other dealer in New Hampshire or
even in Concord but he does claim to be in a position to
meet all honorable competition and to name the lowest
market rates on strictly dependable goods. Obtaining his
supplies from the most reliable sources, he is prepared to
fully guarantee them to prove as represented, and we have
no hesitation in assuring satisfaction to the most fastidious
among our readers who may favor him with an order.
Prompt and polite attention is the rule to every caller, and
the high reputation for fair dealing gained in the past will
■continue to be deserved in the future.

Qeorge A. Berry & Co., Pharmacists, 16 North Main
Street, Concord, N. H.^This store has been known for a
long time as one of the leading drug stores in this city.
Business in this line was started here many years ago, and
after passing Ibrougb the hands of several proprietors when
in 1889 it came under the control of Wyatt & Berry, but
April 1st, 1890, the firm was again changed to George A.
Berrj' & Co. It is the intention of the present firm to con-
duct a flrstclass prescription pharmacy, and merit the
patronage of the purchasing public. Mr. George A. Berry
is a native of this city, and is well known to the residents
of tliis section. The premises occupied are 25x75 feet in
dimensions, and are finely fitted and arranged for this
business. They make a specialty of putting up physicians'
prescriptions, and have an elegant case for this purpose
fitted up with all the modern appliances. It is made of
mahogany with a full length mirror, and is said to be the
bett of the kind in the cily. A very complete stock of
drugs, medicines and chemicals is carried, which are often
replenished to secure their being fresh and in proper con-
dition for use. Particular attention is paid to every detail
of the business that no mistakes can occur. Employment
is given to two competent assistants, and all orders are
promptly and accurately filled.

Greeley & Todd, dealers in Domestic Dry and Fancy
Goods, Family Groceries, Flour, Pork, Lard, etc. ; also
Crockery, Glass and Wooden Ware. 80 and 84 Washing-
ton Street. Concord, N. H.— One of the best stocked and
most popular retail stores in Concord is that conducted by
Messrs. Greeley & Todd, at Nos. 80 and 84 Washington
street, and the popularity of this establishment is not to be
wondered at. for the goods offered are excellent in quality
and extremely varied in kind; the prices quoted are uni-
formly moderate, and the service is prompt and efficient in
every way. This business was at one time carried on by
Messrs. E. D. Clough & Co., who were succeeded by
Messrs. Currier & Sleeper in 1885, and they by Mr. A. A.
Currier in 1887, the present firm assuming control in 1888.
Messrs. J. H. Greeley and W. II. Todd are both New
Hampshire men bj' birth, and are evidently thoroughly
familiar with the requirements of local trade, for the
business has flourished under their direction and is still
steadily increasing. The premises utilized are 60x75 feet
in dimensions, and the available space is fully taken up by
tlie exceptionally heavy and complete stock, which com-
prises domestic dry and fancy goods, choice family
groceries, flour, pork, lard, etc., together with a full line of
crockery, glass and wooden ware, including many late
and popKlar novelties. Employment is given to two
assistants, and no trouble is spared to assure prompt atten-
tion to every caller and to fully satisfy every customer.

Edward Dow, Architect, 73 North Main Street,
Concord, N. II. — No one at all acquainted with
building operations will deny Ihal on the skill of the
archiiect depends in a great measure, not only the
convenience, but also the cost of the finished structure,
and it may be accepted as an unvarying rule that
it always pays io employ the best talent available in
the architectural line. Experience is at least as valuable
as sk'll, to the architect, for no knowledge coming Irom
books is going to enable him to overcome the many minor
difliculties, which he will encounter in practical business,
and the readiness and judgment necessary to do so, are
only the outcome of former trials of the same kind. Mr.
Edward Dow opened this office in 1855. and aft.!r a while
Jlr. Wheeler became associated with him, and so contin-
ued for about ten years, but since 1886, Mr. Dow has been
sole proprietor. He is a native of Leniington, Vt , and
has become a prominent citizen of Concord, having been
an alderman and a representative. He also served in our
army during the late Rebellion Mr. Dow will be found
at all timesWilling to be consulted on anything pertaining
to his profession, and we should certainly advise those con-
templating the erection of a dwelling or business structure,
to lay their plans before him and be guided by his advice.

LEADING BUSINESS MEN OF CONCORD.

Jackman& Lang, Iiisiiriint'c Agents, State Capital Bank
Building, Corner JInin nud Warren Streets, Concord,
N. II. — It is doing injustice to no one to speak of ilcssrs.
Jnckman ifc Lung as the leading insurance agents of Con-
cord, for this position is accorded to the firm by
coniTnon conscul, and their olllce is regarded as
the Fire Insurance headquarters of the city.
The senior partner has been identified with the
enterprise for more than a score of years, beginning opera-
tions in 181)8 lis a member of the firm of Iliill it .Tiickman,
who were succeeded in 1874 by Kobiiisdii iV .Jiickman, and
tbey by L. Jiickman & Co. in 187."). In 1880 the firm of
Jaekiimn & Larkin was formed, and the existing style was
adoplid in 1883. Ciijitain Lyman Jiickman is a native of
Woodi-tock, N. IL, and served nearly four years in the
army with the Sixth N. II. Hcgiment. During such ser-
vice, he held several responsible positions such as Hrigiule
Quartermaster of the Ninth Army Corps ; Insjiector Gen-
eral and Aid dc-camj) of the Northern Central District of
Kentucky, under Generals Boyle, Frye, Giljson, Nagle
and (iritlin. lie i.s also a member of the N. IL House of
Representatives in the year 1885. Air. Thomas M. Lang
is also an ex soldier having seen two and one-half years
service nl which time lie was obliged to leave the army on
account of .severe wounds received at the battle of Fair
Oaks, Va. Also City Tax Collector for five years. He
is a native of Georgetown, Alass. Both members of the
firm are prominently connected with die Fire Under-
writers Association, one of llie most successful of Con-
cord's insiiiiincc companies, Mr. Jackman being president
and Mr. Liiiiir .secretary. Mr. Jackman is also identified
with llirec oilier popular companies, in each of which he
holds the olllce of secretary, — the Capital Fire Insurance
Company ; the Manufacturers and Merchants Mutual Insur-
ance Company, and the Phenix Mutual Insurance Com-
pany. The home olllce of each of these organizations is
at Messrs. Jackman & Lang's rooms in the State Capital
Bank Building, and the firm not only act as agents for
them \mt also represent the following foreign corporations :

California Insurance Co A.ssets, $1,247,87-1.(10

Orient. I lurtford " . l,80.j,(;(;3.-18

Springfield Fire and Marine.. " ;i,410.98'3 94

American, of Newark " 2,018,584.12

Phenix Insurance Co. of London" 7. 4:i0, .">;!.") (13
Norwich Union of England.. " 1.41 1.44.j.(IO
Sun Fire Onice " .. " l,!mi>,331.0r)

All business is assured prompt and paiiislaking atten-
tion, and we need hardly add that Messrs. Jaclanan &
Lang are in a position to elTecl insurance to any desired
amount on the most favorable terms.

'William 'Wright's Stable, Livery, Boardinc: anil Hack
Stable; Carriiiges furnished for Parlies. Weddings. Funer-
als, etc. Opposite Odd Fellows' new block, Pleasant
Street. Concord, N. II.— The livery, boarding and hack
stable, conducted by Mr William Wright on Pleasant
street, opposite the Odd Fellows' new block, is worthy of
liberal patronage, both from horse owners and the public
in general, for the former may board their horses there in
the full i;ssurance that they will bo given proper attention,
while the latter may obtain first class teams at short notice
and at very reasonabbr rates. This stable was opened by
Messrs. Bu.shey & Bowser, and after one or two changes
in its management came into the possession of the present
proprietor in 188!t. He is evidently an excellent judge of
horsefiesb, for be has some universally good animals in his
stable, and keeps them in tlu' pink of condition at all
times. There are twenty stalls on the ])remises, and a
sufi'u ieiit number of horses and carriages are on hand to
properly accommodate the rapidly growing business. We
are confident that those who may place a trial order with
Mr. Wright will thank us for calling their attention to his
facilities, for bis teams arc decidedly sujierior to tho.se
commonly devoted to livery purposes. Carriages will be
furnished for parties, weddings, funerals, etc.. and cus-
tomers are assured prompt antl polite attention, and the
prices rule very low.

G. B. Emmons, Provisions, Beef, Pork, Mutton, Laml>-
and Veal, Poultry and Game. Also a Complete Slock of
Vegetables. No. 4 North Alain Street, Concord, N. IL—
This is one of the best-known enterprises of the kind to be
found in this section, it having been inaugurated many
years ago, and since continued with steadily increasing
success. We learn that after some changes had taken
place in the management of this bouse tlie firm name in
1871 was Flanders & Emmons, and in 1875 the present
proprietor, Mr. G. H. Emmons, assumed .sole control.
The business has materially developed since coming under
his liberal and enterprising methods, which are evidently
tboroughlj' appreciated \iy t!;o»e conversant with them.
The premises utilized are of the dimensions of 20x1)5 feet,
and the stock carried is large and complete in every
respect, being made up of beef, pork, mutton, lamb and
veal, poultry and game, also a complete stock of vegetables.
They sell the nicest lard to be found in the city. Only
choice family goods which are of the best quality are
ofiered to customers, who by long dealings with them trust
implicitly to their judgment and honesty. Kmployment
is given to seven competent assistants, and all orders are
assured prompt and careful attenliou. Mr. Emmons is a.
native of Bristol, N. IL, and is a highly respected citizen.
He has been an alderman and is now a representative.

J. H. Morey, Pianos and Organs; also teacher on Piano-
and (Jrgiin. 3 North Main Street. Concord, N. IL— We
believe ili:it the public generally appreciate the fact that
the cbeaiiesl piano or organ to buy is an instrument that
is strictly lirsiclass in every respect, and hence we will
not waste space in urging as to the truth of this proposi-
tion. Those who think that the lowest priced instrument
is invariably the clieiipcst ate very decidtdly mistaken, but
as such people only learn (if they learn at all) from ex-
perience, we will not addre5S them in this brief article. It
is no harder to obtain one's money's worth in the purchase-
of a piano or an organ than in the buying of any other stan-
dard article of trade, but it is necessary to bear in mind
the fact that to secure honorable tnatment you must deal
with an honorable establishment. The store conducted by
Mr. J. IL Morey has gained so wide spread a reputation
for entire reliability that few, if any, of the residents of
Concord or vicinity can be ignorant of it. Mr. Morey
deals in pianos and organs, and occupies a store 20x60
feet in dimensions at No. 3 North Main street. He han-
dles only the best makes of pianos and organs, and is pre-
pared to furnish either at the lowest matket prices. Mr.
Morey is a native of Franklin. N. IL. and has conducted.
his present line of business in Concord since 1852, where
he has gained a high reputation not only as a dealer, but
also as a teacher of the piano and organ.

Thome's Shoe Store, established 1835. John C. Thorne.
successor to Calvin Tlionic A Son, Hoots. Shoes and Slip-
pers. All work warraiiti (1. Opposite Opera House. Con-
cord, N. II — It would not require a great while for even
an absolute stranger in Concord to gain a [iretty correct
idea of the estimation in whieh the establishment carried
on by Mr. John C. Thorne is held. This store, which is
popularly known as Thome's shoe store, was founded in
1835 by iMr. Calvin Thorne and conducted by him until
18G5, when the firm name was changed to Calvin Thorne
& Son. In 18S4 Jlr. .lohn C. Thorne. the present pro-
prietor, assumed the entire management of the liusiness.
One tloor and basement. 20x(>0 feet in dimensions, are
occupied, and two competi nt assistants are always at hand
to give courteous attention to all customers. Boots, shoes
and slippers of all grades and sizes are kept in large quan-
tity, and at all prices. Fine repairing, which is so hard to
liAve executed to satisfaction nowadays, is made a specialty
of. Mr. John Thorne, who is a native of Concord, under-
stands the shoe trade thoroughly, and gives his business
close attention. He is very well known thioughout the
city, and has held the olllce of alderman and councilman.
All who will call at bis establishment, located opposite the
Opera Hou.se, can see for themselves the honorable way in
which all parts of the business are carried on.

LEADING BUSINESS MEN OF CONCORD.

Manufacturers and Merchants Mutual Insurance Co.,

of N. H.—Tlie Manufacturers and Merclmnls Mutual Insur-
ance Company affords a striking example of what such a
company should be. for it has been ably and progressively
managed from the start, and its fourth annual statement
made under the date of January 1, 1S90, presents an array
of figures which cannot but be gratifying to policy holders
and management alike. No insurance organization in the
State has experienced a morehealthful and steady growth,
as will be seen from the following figures taken from the
statement in question : Cash assets, January 1, 1887, $21,-
315.98; net cash surplus, 12,818.64. Cash assets January 1,
1888, .$30,334.96 ; net cash surplus, $6,95.3.96. (^asli assets,
January 1, 1889, $.53,123.75 ; net cash surplus, $21,094.65.
Cash assets, January 1, 1890, $65,783,09 ; net cash surplus,
$27,847.53. Further and more convincing evidence of the
company's prosperity is afforded by the fact that the follow-
ng dividends are now being paid on expiring policies: on one
and two-year policies, 20 per cent ; on three-year policies, 25
percent ; on four-year policies, 40 percent ; on five-year pol-
icies, 50 per cent. No dividend is paid on policies written
for a shorter terra than one year, or on those cancelled
before expiration As a feeling of uncertainty has existed
in certain quarters concerning the effect of the return of
foreign companies upon the business of New Hampshire
insurance organizations our readers will be gratified to
learn that the Manufacturers and Merchants Mutual Insur-
ance Company makes the following favorable showing: Cash
premiums on New Hampshire business written in January.
1890, $7,914.04 ; cash premiums written in January, 1889,
$6,867.85; increase for the month, $1,046.19. The officers
of this representative company are ; president, Edward G.
Leach ; vice-president, I. W. Hammond ; secretary, Lyman
Jackman ; treasurer, John F. Jones.

J. C. Norris &. Co., manufacturers of Crackers, Biscuit
and Confectionery. Established in 1823. No. 18 South
Main Street; Retail. 17 North Main Street, Concord, N. H.
— The development of the industry of which J. C. Norris
& Co. are now the proprietors, is as interesting as any of
Concord's enterprises, for it is not only one of the oldest-
established undertakings of the kind in New Hampshire,
but is also one of the most extensive and truly representa-
tive business concerns that Concord can show. Operations
were begun nearly seventy years ago, being inaugurated in
1823 by Mr. Amos Wood, who was succeeded by Capt.
Ebenezer Symmes, for whom Mr. .lames S. Norris bgan
work as a salesman in 1847. In 1850 Mr. Norris purchased
the business and successfully continued it for nine years
without interruption, when the fire in 1859, that swept
away the old South church at the corner of Main and
Pleasant streets, also devoured all his buildings except the
house in which he lived, with a total loss on business,
buildings and stock of about $10,000 ; with characteristic
energy and faith in the future he rebuilt during the sum-
mer and again established his business successfully. The
war soon following he obtained contracts for supplying
the military C!imp near the city with bread, delivering as
high as two tons in a single day. In 186G Mr. G. VV.
Crockett was admitted to partnership under the firm-name
of J. S. Norris &, Co. In 1875 Mr. Crockett sold his inter-
est and Mr. James C. Norris became identified with the
business as a member of the firm under the name of James
S. Norris & Son. Again in 1878 the firm was changed to
Norris & Crockett. Mr. Norris. senior, retiring, and Mr.
Norris. Jr., becoming senior partner. Ten years later in
1888, Mr. Norris became associated with Mr. David D.
Taylor under the present firm-name. Both partners are
natives of New Hampshire, Mr. James C. Norris having
been born in this city and Jlr. Taylor in Sanbornton.
They are familiarly known in business and social circles,
and give constant personal attention to their extensive
business. They manufacture crackers, biscuit, bread,
cake, pastry and confectionery in great variety. The
daily consumption of material being about twenty barrels
of flour, 400 pounds of lard and three to four barrels of
sugar. They have a very extensive wholesale business as

•well as a large local retail trade. They al.so baudle peanuts
extensively, last year over 2000 bushels were roa'ted and
sold by them; they obtain them direct from Virginia and
are of excellent quality. They i)ossess every facility for
filling the largest orders promptly, their premises are spa-
cious and convenient and comprise two stories and a base-
ment 40 X 90 feet and located at No. 18 South Main street,,
where is also a finely equipped office. They have a retail
store also at No. 17 North Main street. Employment i»
given to thirly assis-tants. They are in a position to meet
any honorable competition in any line of the business.
They also do a large jobbing business in cigars and will
furnish superior goods at the veiy lowest market rates.
They keep three salesmen on the road for out-of-town
trade, and two in the city.

Silsby & Son, Printers and Binders, and dealers in
Stationery and Fancy Goods, Counting Room and Oflfice
Supplies. The manufacture of Blank Books a Specialty.
No. 93 North Main Street, Concord, N. II. — The business
conducted by Messrs. Silsby & Son, was founded half a
century ago by Messrs. Morrill & Silsby, and for many
years has been regarded as a leading and representative
undertaking. The existing firm was formed in 1880 and
is constituted of Messrs. G. II. II. and Geo. H. Silsby,
both of whom are natives of this State. A general print-
ing and binding business is done, particular attention
being paid to the manufacture of blank books, these being
made in standard sizes and styles and carried in stock, and
also being manufactured to order, at short notice, after
any pattern desired. Stationery and fancy goods, count-
ing-room and office supplies are largely dealt in, spacious
premises being occupied at y:i North Main street, as office
and salesroom, with main factory elsewhere, a heavy and
exceptionally complete stock being carried, cont-isling in
part, of account books of all kinds, fine memorandums, pass
books, order books, lawyers' an<l sheriffs' dockets, inven-
tories and other books and blanks used by towns, receipt
books, etc., legal blanks, draughtsmen's supplies, gold and
steel pens, inks o£ every grade, rubber bands, albums,
jewel cases, brushes, hand mirrors, dressing cases, wallets
and other fine leather goods, etc. Commercial and general
job printing will be done in a thoroughly werkmanlike
and artistic manner, and paper ruling to any pattern
desired is made a leading specialty. Messrs. Silsby & Son
have unusually complete facilities for the carrying on of
every department of their business, and despite the many
orders received are in a position to execute all commissions,
both large and small, at verj' short notice.

C. B. Lawrence, dealer in Choice Groceries, Teas,
Coffees, Spices, Flour and Grain. Also Meats, Provisions,
etc. 80 South State Street, Concord, N. II.— Despite the
many grocery and provision stores to be found in Concord
and vicinity, there are none too many establishments of
this kind where the goods furnished and the service ren-
dered are uniformly satisfactory, and that conducted by
ilr, C. B. Lawrence at No. 80 South State street, is worthy
of prominent mention among those of which this can be
truthfully said, for Mr. Lawrence has botli the facilities
and the disposition to fully satisfy every reasonable cus-
tomer, and the extent of his business shows that this fact
is generally appreciated by the purchasing public. The
undertaking carried on by him was founded a number of
years ago and at one time was conducted by Mr. C. F.
Ilillsgrove, who was succeeded by Messrs. Hillsgrove &
Lawrence, Mr, Lawrence becoming sole proprietor in 1882.
He was born in Concord, and is too generally known here
to render extended personal mention necessary. A heavy
and complete stock is carried, comprising choice groceries,
teas, coffees and spices, flour and grain, etc., together
with a full assortment of fresh, salted, smoked and canneri
meats, canned goods, vegetables and provisions in general.
Employment is given to two a.ssistants, and callers are
assured prompt and polite attention, the lowest market
rates being quoted on all the many commodities dealt in.

LEADING BUSINESS MEN OF CONCORD.

Chas. E. Junkina, Jr., dealer in Watches, Diamonds and
Jewelry, for cash or instalments, 28 North JIain Street,
Room 7. — The man who has once carried a really accurate
watch, will never be satisfied afterwards with a time-
keeper that is not to be entirely depended upon. There is
a peculiar satisfaction in owning a watch that you can
" swear by," known only to those who have experienced
it, and if any of our readers should be about to purchase a
watch we would most certainly advise them to pay a fair
price and get a reliable article. Those living in Concord
or vicinity can do no better than to place their orders with
Mr. Charles K. Junkins, Jr., doing business at No. 28 North
Main street, Koom 7, Bailey's block, for this gentleman is
in a position to offer unsurpassed inducements to pur-
chasers. He was born in Boston, SIa.ss., and since open-
ing his present store here in Concord in 1889 has built up
a large business by close attention to his patrons and fair
dealing with all. Mr. Junkins warrants the articles he sells
to give entire satisfaction. He carries a fine stock of
watches, diamonds and jewelry, which he sells for cash
or on installments, and olfirs these goods at most reason-
able prices. Weekly or monthly payments maj- be made,
the goods beini; delivered on receipt of first payment. This
establishment is open from i) a. m. to 9 p. m., one assistant
is enijiloyed and callers are assured prompt and courteous
attention as well as fair dealing, and desirable goods at low
prices. He has a novel method of buying a watch by the
" watch club " scheme, for particulars apply for circular or
in person.

M. Bateman, Practical Plumber &n\ dealer in Plumbers'
Supplies, Water Closets, Bath Tubs, Bowls, Lead and Iron
Pipe, etc. All Orders Personally Attended to. 1.50 North
Main Street, Concord. — The importance of the work done
by the plumber is so evident that even the least observing
cannot fail to appreciate it, partially at all events; and it is
on account of its importance that we (eel sure that our
readers will be interested in learning of a plumbing estab-
lishment which stands second to none in the character of
the work done and the fair treatment extended to every
customer. We refer to that conducted by Mr. M. Bate-
man at No. 1.50 North Main street. Concord. We feel
confident that the closest investigation and most careful
trial will only serve to confirm the good opinion which we
hold of the enterprise. It was established in 1S8'2 by its
present able proprietor, who is a practical plumber, and
al.so deals in plumbers' supplies, water closets, bath tubs,
bowls, lead and iron pipe, etc. Mr. Bateman is most
excellently prepared to fill all orders with the least possible
delay, for he gives employment to from six to eight tkilled
and experienced assistants, as occasion re(iuires, and has
every facility to aid him in turning out the best of work.
He gives close personal attention to the many details of his
business, being a practical plumber himself, and the result
of his endeavors to please his customers is to be seen in the
trade carried on, which is already extensive and is steadily
increasing.

Perkins & Berry, Grocers and dealers in Flour, Corn
and Meal, Masonic Temple, Concord, N. II. — The advan-
tages derived from buying of specialists are doubtless olten
exaggerated, and indeed it is probable that in the case of
soitu' commodities a general trader is able to offer induce
ments fully equal to tho.se extended l)y a dealer who
handles the articles in question exclusively, but among
these commodities groceries, tlour, corn and meal cannot
properly be included, for practical experience teaches that
one who confines himself to this branch of trade is really
in a position to give better value for monej' received than
woidd oiherwise be possible. One need not go outside of
Concord to find convincing example of the truth of this
statement, and as satisfactory an example as could be
wished for is that afforded by the advantages off<red in
connection with the enterprise conducted by Messrs Per-
kins & Berry, and located in Masonic Temple. These
gentlemen are among the most experienced dealers in gro-

ceries, fiour, corn and meal to be found in this vicinity,
for Ihey succeeded Mr. J. Frank Hoil in 187G, who had
been in the business for about thirty years. Messrs.
Perkins and Berry are both natives of Pittsfield,
and are well known throughout Concord and vicinity, Mr.
Perkins having held the office of councilman. A well
appointed establishment covering an area of 2100 feet is
utilized and a very heavy and complete stock is carried.
Four competent sissistants are employed and an extensive
retail business is done. Messrs. Perkins &, Berry have
occupied their present premises since 1889, and are ever
ready to fill the most extensive orders at short notice.
The lowest market rates are quoted on all the commodities
dealt in, and as the firm gives especial attention to the
handling of goods particularly adapted for family use,
those in need of such will finil it well worth while to place
a trial order with them.

W. K. Day, Musical Goods, No. 2.5 Noith Main Street,
Concord, N. H. — It would be a good thing for this com-
munity if more of its business mm had the enterprise and
energy that mark the operations of Mr. W. K. Day, doing
business at 25 North Main street, for it has been remarked
that some of our merchants apparently expect customers to
hunt them up and insist on buying, instead of themselves
taking the trouble to meet the public half way and show-
ing them what they have to sell. Mr. W. K. Day is a
native of Newmarket, N. II., and has conducted his" busi-
ness since 1869. Mr. Day deals in musical instruiuents of
all kinds as well as sheet music, and a full line of musical
goods. Mr. Da)' deals in several " makes" of pianos, his
leading piano being the celebrated Ivers it Pond. He
gives a full guarantee with every piano and warrants that
his customers will have no reason to regret dealing with
him. Mr. Day has built up a prosperous retail business
which is constantly and rapidly increasing. We therefore
advise all interested readers to inspect his goods and prices
before purchasing elsewhere. Sir, Day is not only an
experienced dealer in musical go ds but has an established
reputation as a teacher on the piano and organ and has a
good number of pupils. As an organist he has had an
experience that is a sufficient compliment to hi< abilitj', for
he has presided at the organ at the South Church, Con-
cord, for nine years and then tin years at the Unitarian
church, and at the present time is organist at the Unitarian
church at .Manchisler. Mr. Day is also identified with the
New Hanipsliire .Music Teacher's Association as lis treas-
urer.

Globe Stable, Livery, Boarding and Hack. Colton,
George & Co. 13;! North Main Street, Concord, N. H. —
Many people are prevented from keeping a horse by fear
of the trouble and expense which they think must neces-
sarily accompany ihe maintenance of such an animal in a
city, but this fear is groundless to a certain extent at least,
the fact being that the amount of trouble and expense
incurred is direcil)' dependent upon the discrimination
exeicised in attending to the matter. Of course it costs
money to keep a hor>e, but there is no need of paying
fancy prices, and we have no hesitation in asserting that
although the rates charged for board at the stable of
Messrs. Colton, George & Co., at No. 133 North Main
street, are uniformly moderate, animals areassuied as com-
fortable quarters, as suitable and abundant food and as
kind and intelligent care as at any stable in this section of
the Stale. The proprietors of the Globe livery, boarding
and hack stable, are Mr. W. E. Colton, H. S. "George and
A. Colton, all of whom are natives of Concord, and well
known throughout the city. They give close personal
a'tention and employ sufficient assistance to ensure prompt
and efficient service in every department of their business.
'I here are fourteen stalls on the premises and some very
desirable teams are available for livery purposes, turnouts
being furnished at very short notice and the prices quoted
being low enough to suit even the most economicallj' dis-
posed.

LEADING BUSINESS MEN OF CON CORD.

George Main, Florist and Seedsman, also dealer in
Fruit Trees, Flowering Shrubs, etc. Greenhouses Nos. 3
and 5 Merrimack Street, also Nos. 3 and 5 Orchard Street,
Store in Odd Fellows Block, Pleasant Street, Concord, N.
H. — The enterprise conducted by Mr. George Main was
established about a quarter of a century ago, and has
become one of the most extensive and popular undertak-
ings of the kind in this section of the country. Mr. Main
is a native of Rochester, N. H., and is as skillful a florist
and as reliable a seedsman as can be found in this State.
He has unsurpassed facilities for the cultivation of flowers,
flowering shrubs, etc., and is in a position to till the most
extensive orders at short notice and at the lowest market
rates. The greenhouses are at Nos. 3 and 5 Merrimack
street and Nos 3 and 5 Orchard street, and are fitted up
in the most approved manner, while their extent is s-liown
by the fact that the area under glass is about three quarters
of an acre. Mr. Main deals largely, both at wholesale and
retail, in flowers, seeds, flowering shrubs, fruit trees, etc.,
and makes a specialty of roses, handling all the popular
varieties and being prepared to furnish any desired quan-
tity at very short notice. He has a store in Odd Fellows'
Block, Pleasant street, where a full assortment of plants
and cut flowers may be found, together with floral designs
in great variety. Appropriate emblems and decorations
for weddings, funerals, etc., will be made to order at very
short notice, customers having a long list of designs,
ranging from the most simple to the most elaborate, to
choose from. Foremost among Mr. Main's assistants is
>Ir. John Patterson, who has proved himself to be one of
the most artistic and practical landscape gardeners in the
country, having met with great success in adapting means
to ends, or in other words in obtaining the best possible
effects from existing conditions. Orders for landscape
gardening in all its branches will receive prompt attention
and we have no hesitation in guaranteeing complete satis-
faction to all who may avail themselves of the service
offered.

Benj. Bilsborough, House Painter and Paper Hanger,
rear ot Masonic Block, Concord N. H. — There are many
advantages connected with owning the house you occupy
but there are also some disadvantages, and among these
must be clas-ed the necessity of keeping the premises in
repair. Of course one who hires a house actually pays
the cost of all repairing indirectly, but he at least is spared
the bother of making arrangements to have such work
done, and that is considered no little trouble by many real
estate owners. Still, like everything else, it depends
entirely on how the task is undertaken, whether it will
prove disagreeable or not, for if some little pains is
taken to place orders with the right parties, repairing can
be readily and properly done at moderate expense. In
this connection we may fittingly call attention to the
establishment of Mr. Benj. Bilsborough, located at the
rear of Mafonic Block, Concord, for this gentleman makes
a specialty of house painting, decorating and paper hang-
ing, and is prepared to do strictly first-class work at short
notice, and at moderate rates. A sufHcii ntly large force
of experienced workmen is employed to enable all com-
missions to be executed without annoying delay, and no
trouble is spared to accomplish results that will prove sat-
isfactor)' to the nio-l fastidious, while the proprietor, Mr.
Bilsborough is well and favorably known among the enter-
prising business men of Concord and vicinity.

F. W. Laudon & Co., Electricians, No. 26 School
Street. Concord, N. H. — That electricity is coming into
more general and varied use every day, is a fact too evi-
dent to require further demonstration. So rapid and con-
tinuous is the progress made in its utilization, that an
exhaustive list of its applications compiled to da3', would
probably be incomplete before a month had elapsed
Electricity secures our safety, ministers to our comfort,
and promotes our health, for, independent of its virtues as
a direct remedial agent, it supplies an illuminant which
consumes no air, and may therefore safely be used under

conditions that make the use of gas or oil dangerous and
even deadly. F. W. Landon & Co. are doing much to
introduce electrical appliances in this section. This is
regarded as a leading firm in Concord, in its special line of
business, for it has unequalled facilities for the putting in
of electric bells, fire alarms, hotel and house annunciators,
gas lighting, also speaking tubes, etc. Telephone and tel-
egraph supplies of all descriptions may be liought here to
advantage. Gas-lighting by electricity reduces the liability
of accidental fire to a mininuim as it renders the use of
matches altogether unnecessar}'. P. W. Ij«ndon & Co.
guarantee the successful working of all electrical apparatus
supplied and put up by them. Orders are promptly and
thoroughly executed in all branches of this business.

W. J. Fernald, dealer in Furniture, Carpets and Dra-
peries, corner Main and Pleasant Streets, Concord, N. H.
— Everybody must have furniture, everybody must have
carpets, and everybody should have spring beds, mat-
tresses or feather beds, for these are very powerful aids in
resting a tired body, and the body that works to earn the
money to buy them should be made as comfortable as
possible. The average individual spends one third of his
life in bed, and therefore it is important that the latter be
made as healthful and easy as is consistent with circum-
stances. When any of our readers have occasion to pur-
chase any of the articles mentioned above, to say nothing
of baby carriages, oil cloths, straw matting, feathers, etc.,
we recommend them before purchasing to call and examine
the fine slock of goods to be found at the corner of Main
and Pleasant streets, for this establishment is conducted
by Mr. W. J. Fernald, a native of Dover, Maine, but who
for over a score of years has conducted this enterprise
successfully, until now the business occupies the entire
block, comprising three floors which are used as show and
salesrooms, besides a well equipped workshop on Freight
street. Six competent assistants are employed, Mr. Fer-
nald's long experience in the business is sufficient guaran-
tee that he knows how to buy and sell goods to the best
advantage. His prices are very moderate and his repre-
sentations can be confidently relied on. Mr. Fernald has
been active in the affairs of the city, having served as
selectman of his ward and two terms in the common
council and is at pre.-eut president of that body.

Miss H. E. Robioson, Teacher of Instrumental Music,
40 North Main Street, Concord, N. H. — Without for a
moment disputing the self evident fact that rapid and
assured progress in the art of music is largely a matter of
temperament and other natural attributes of character, it
may still be maintained that the services of a competent,
conscientious and enthusiastic teacher are of inestimable
value in guiding pupils along the oft-times difficult path
that leads to success. Many a prominent musician has
testified that his or her early progress was seriously hin-
dered by what the event proved to be incompetent instruc-
tion, and it cannot be too strongly insisted upon that care-
ful discrimination should be exercised in the choice of
instructors, especially at the beginning when improper
methods will inevitably result in the formation of bad
habits (from a musical point of view) which it may take
years of effort to eradicate. Therefore we earnestly say to
all seeking musical tuition for themselves or for others,
begin right ; choose a teacher of established reputation
and then follow instructions implicitly. Without the lea'-t
disparagement of others it may be said that Mi«s H. E.
Robinson has gained a leading position among the teachers
of instrumental mui-ic during the eighteen years that she
has practised her profession in this city (of which she is a
native), and we take pleasure in recommending her to our
readers, being assured they will have reason to thank us
should they avail themselves of her services. Her rooms
are conveniently located at No. 40 North Main street, and
detailed information as to terms, etc., will cheerfully be
given on application. Miss Robinson has many pupils in
Concord and vicinity and takes a personal and helpful
interest in the advancement of each of her scholars.

LEADING BUSINESS MEN OF CONCOIW.

The Fire Underwriters Association, Home Office,
Stale Ciipital Bank Building, Concord, N. H.— It rc<iuircd
no great amount of t')rcsi|;lit to predict the entire success
of the Fire Underwriters Association at tlie time of its
incorporation in 1887. for as the name implies, lliose most
prominently identified with the compiiny are also promi-
nent in insurance matters in general, and lieuce have both
the experience and llie ability to enable them to carry on
operations to the best advaiiliige. liy the third annual
statement issued January 1, 1890, it appears that the paid
up capital stock amounts to $10,000, and tlie net surplus
to $4,273.08 ; wliile the rapid and steiidy prowih of the
company is graphically shown bv tlie following figures :
Asset.s, January 1. 1887, $10,808 42; January 1, 1888,
$26,3.51.93 ; January 1, 1889, .i«8,237.Gl ; January 1, 1890,
$13,481.88. The income from interest on investments has
earned more than 18 per cent on the capital stock ; and
the confidence reposed in the maniigement by tlio stock-
holders is most significantly indicated by the laet that not
one share has been placed on the market for sale. A com-
pany that has quadrupled its assets in thrte years and at
the same time has been conducted on sound conservative
principle', is cerlainlj' prosperous in the full sense of the
word, and the management liave excellent reason to be
gratified by tlie result of their efforts. The president is
Captain Lymau Jackman, the vice-president, Hon. A. 15.
Tliompson, also secretary of state ; the treasurer, .Mr.
James Jlinot, also cashier of Jlechanicks National Bank ;
the secretary, Mr. Thomas M. Lang, and the assistant sec-
retary, Mr. C. F. Sherburne.

Cbas. G. Blanchard, wholesale and retail dealer in Dry
and Fancy Goods, Centennial Block, Concord, N. II. —
Taking everything into consideration it ma}- be trutlifully
said thai there is not a dealer in dry and fancy goods, etc.,
located in lliis section of the city who is in a position to
offer more genuine advantages to his customers than Mr.
Charles G. Blanchard, and indeed we might go farther and
say with equal truth it would be dilticult to find one pre-
pared to equal tlie service offered by the gentleman in
question. Mr. Blanchard began operations here in 1875
under the firm name of Blanchard & C'rapo, and in 1883
Mr. Blanchard assumed entire control of the business,
since which date the business lias developed wonderfully.
He is a native of Canterbury, N. H., and has a very large
circle of friends hereabouts. His store comprises one
floor and a basement, each 20X75 feet in dimensions, and
contains a large stock of dry and fancy goods, cloaks, etc.
There are five efficient assistants employed, so that orders
can be filled very promptly, notwithstanding the large
wholesale and retail business that is done. Perhaps the
most noteworthy advantage gained by dealing with Mr.
Blanchard, is the surety given that every article will prove
just as represented. The various goods composing the
stock arc all carefully selected from the most reputable
sources, and while the prices are put away down to the
' ' lowest notch " the quality of tlie articks furnished is sure to
suit the most fastidious.

A. M. Follett, dealer in Staple and Fancy Groceries,
No. 65 Main Street, Nashua, and No. 9 Jackson Street,
Concord.— Mr. A. M. Follett is a native of Fremont,
N. H., and has carried on business in this city since 1878.
He is an extensive retail dealer in staple groceries
and his operations are not confined to Concord alone as he
has a store at No. 65 Main street. Nashua, N. II, Both
the.se stores are well stocked with such goods as are
required by a first class patronage and are sold at prices
consistent with quality of goods. An ample force of
assi-stanis is employed and immediate and polite attention
is secured to every caller. In ISSO Mr. Folli tl commenced
the manuf.icture of fine tlavoring extracts, his luoduclions
in this line are very favorably known to consumers and
the trade, and are recognized b}' honest competitors as
being first-class in every respect. We wish him success in
his business and trust that his iireparations may in time
become as famous as tlio^e of other Concord manufact-
urers whose goods now have a national reputation.

A. McAtthur & Co., wholesale and retail dealers ia
Furniture, Bedding, Carpets, Stoves, Baby Carriages and
Uefrigeralors, 12 Warren Street, Concord, N. H. — The
sale of goods on installments may be either a blessing or a
curse to a commvinity, according to the system adopted
and the spirit in which it is carried out, and we are sure
that such of our readers as are conversant with the
methods followed by Jlessrs. Arthur McArthur& Co., will
agree that the accommodations this representative firm
offer, are a decided and genuine benefit to the public. This
is a leading Boston house, the main store being at No. 18
Cornhill in that citi', but a branch has been maintained
at Concord f"r some j'ears, customers here enjoying the
same advantages as Boston patrons. The Concord store is
located at No. 12 Warren street, and is under the direct
management of Mr. Frank D. Hagar, who is a native of
New York State, but is widely and favorably known in this
city, having been in business here some six or seven
years. Employment is given to three assistants, and under
his efficient management, prompt and courteous attention
is assured to everj' caller. A large and varied stock of
house furnishing goods, including furniture, bedding, car-
pets, stoves, baby carriages and refrigerators, is on hand to
choose from at prices as low as the lowest, both for cash
and on instalments. The assortment is continually being
added to, it embraces the latest novelties, and is made up
without exception of honest goods that can be and are
guaranteed to prove precisely as represented. Jlessrs.
Arthur McArlhur & Co., have built up their present im-
mense trade by keeping faith with their customers, and
there is no firm in the business, in New England or indeed
throughout the Union that has made a better record in this
niosliiiiportaiil respect.

Kendall & Lane, Undertakers and Embalmers. Night
Bell; Telephone Connected. Rooms No. 14 Pleasant
Street, Concord, N. H. — The firm of Kendall & I^ane was
not formed until 1889, but as the enterprise carried on was
founded a long time ago, and as the gentlemen identified
with it are widely anil favorably known throughout this
vicinity, the concern at once took a high rank among
other houses in the same line of business, and is fairly
entitled to be classed with the representative firms of this
section. Operations were begun by Mr. John Brown, who
was succeeded by Mr. Charles Crow, he giving place in
1883 to Mr. George L. Lovejoy, who was succeeded by the
present proprietors. Mr. H. A. Kendall is a native of
Derby, Vt., and Mr. Joseph H. Lane of Sanliornton, N.
H., the latter gentleman being particularly well-known in
this city, as he has served as councilman, as alderman and
as representative. Messrs. Kendall & Lane are undertakers
and embalmers, and utilize roomsat No. 14 Pleasant street,
where they have all necessary facilities at hand to carry on
operations in accordance with the most approved methods.
Thej' carry a large and very carefully chosen stock of
coffins, caskets, robes and funeral goods in general, and
quote very low prices on articles of standard merit. The
entire charge of funerals will be undertaken if desired, and
we need hardly say that nothing will be wanting to main-
tain the dignity and decorum so essential on such
occiisions. Orders will be given immediate atten-
tion at all liours, the office having a night bell and tele-
phone connection, or orders may be left at Mr. Kendall's
residence, No. 15 North State street or at Mr. Lane's, No.
7 Laurel street.

W. S. Baker, Fine Tailoring, Mechanicks Bank Building,
Corner Main and School Streets, Concord. N. II — The
eslablishment conducted by Mr. W. S. Baker in the
Mecli inieks Bank Building, corner of Main and School
streets, is well entitled to prominent mention among the
representative commercial enterprises of this city, for it is
the largest establishment of the kind in New Ilainpshire.
and as regards the quality of the work turned out has no
reason to fear comparison with an}' house in New Eng-
land, Boston not except! d. This perhaps ma)' seem a
rather extreme statement to those not familiar with the

LEADING BUSINESS MEN OF CONUOIW.

merits of Mr. Baker's produclious, but it is fully justified
by llie facts, aud an iudicatiou of its truth is aflEorded by
tlie circumstance that among his customers are gentlemen
who have frequent occasion to visit Boston, and who cer-
tainly would not be deterred by the higher cost of artistic
tailoring in that city from placing tlieir orders there were
it possible thereby to secure bettor results Mr. Baker has
had long and varied experience in the business, he ha-* the
most improved facilities, employs skilled assistants, and,
in short, there is no possible reason why he should not be
in a position to cater satisfactorily to the most fastidious
taste. He is a native of Wellfleet, Mass., and has been
established in liis present location since 1883. The premises
comprise a salesroom of the dimensions of 30x40 feet, and
two workrooms, each measuring 30x50 feet, and as
employment is given to some thirty-five assistants, orders
can be' filled at short notice even in the busy season. A
fine assortment of foreign and domestic fabrics is con-
stantly to be found here, the very latest of fashionable
novelties being fully represented. Moderate prices are
quoted, and every garment is honestly made and trimmed
throughout.

Scrlbner & Britten, Hardware, Stoves, Agricultural
Implements, etc., 13 North Main Street, Concord, N. H. —
This house was established about twenty five years since
by the firm of Carroll & Stone and after one or two other
changes in the management we find that it was carried on
in 1884 by Seribner & Blood. But since 1886, the present
firm of Seribner & Britton have had sole control. Mr.
Seribner is a native of Andover, N. H, , and Mr Britton of
Walpole. N. H. They have been successful in building
up quite a large patronage. They deal in hardware,
stoves, agricultural implements, etc., and carry a large
number of these articles of the latest improved makes and
from the inception of their operations have made it a rule
to keep faith with their customers, making no representa-
tions not fully justified by the facts. The result is that Ih s
firm have a reputation second to none, and as their busi-
ness is built on so sure a foundation, it is bound to endure
and 10 increase steadily and permanentl3\ Both
membfrs of the firm give close personal attention to
the details of the business, thus assuring that all orders
shall receive immediate and accurate attention. The
various articles dealt in, are offered at as low rates as can
■well be named on articles of equal merit. Their large and
extensive business requires the utilizing of two floors and
a basement each 20x90 feet in dimensions, together with a
-storehouse. Employment is given to four capable and
obliging assistants, and prompt attention is given to all
■callers.

H. B. Foster, Druggist and Ap ilhecary, 35 North Main
Street, Concord, N. H. — Tliereare very few business enter-
prises in Concord or in any other city that can trace their
-origin back more tlian half a century, and for this if for
no other reason the undertaking conducted by Mr. H. B.
Foster is deserving of prominent and honorable mention,
for it was founded in 1837 by Mr. .John McDauiels, who
"was succeeded by Mr. Foster in 1841, the store at that lime
being the only one of the kind in Concord. In 1843 the
firm of Foster & French was formed. Mr. Foster resuming
sole control in 1843, and beins succeeded by Mr. George
McDaniels in 1845. In 1847 Mr. Foster again took posses-
sion, and in 185.5 he was succeeded bj' Mr. John C. Pills
bury, who gave place to Mr. Foster in 1857. Since the
latter date the present proprietor has had undisturbed
possession. He is a native of Canterbury, N. H., and
among all our local merchants not one c-in be found more
Inglily respected throughout this community. Mr. Foster
was the inventor of "Sticky Fly Paper," and still manu-
factures it; also manufacturing soda water and preparing
■various proprietary medicines wliich are well and favorably
known in the market. He deals quite extensively in tea,
and those who find difficulty in getting a tea to suit them
■would do well to favor him with a trial order, for he
iiandles choice goods and quotes very reasonable prices.

It is, however, as a druggist and apothecary that he is best
known, and his store at No. 3o Norlh Main street is a
favorite resort with those wishing to have physician's pre-
scriptions compounded, for a complete stock of pure drugs,
medicines and chemicals is constantly carried, and every
precaution is taken to ensure absolute accuracy in even
the most trivial details. Sufticient assistance is employed
to enable orders to bs prompily filled, and moderate
charges are made in every instance.

P. H. Larkin, dealer in W. I. Goods, Groceries, Pro-
visions, Flour, Grain, Crockery, Glassware and Fancy
Goods, 256, 362 North Main Street, Concord. N. H.— The
business carried on by Mr. P. H. Lark in at Nos- 356, 263
North Maiu street, was founded some thirty-five years ago
by Mr. F. A. Fiske, and the present proprietor has been
identified with it for about sixteen years, having com-
menced his experience in this store twenty-seven years ago
as clerk. Commencing in 1874 as a member of the firm of
Currier & Larkin. and assuming sole control in 1880. Mr.
Larkin has resided in Concord nearly all his life, and is
very generally and favorably known throughout this city
and vicinity, both in business and social circles. lie is
naturally proud of the enviable reputation for enterprise
and fair dealing so long associated with his establishment,
and spares no pains to assure its continuance by the simple
process of continuing to deserve it. Employment is given
to six competent assistants, but the proprietor gives per-
sonal attention to the more important details of the busi-
ness, and keeps thoroughly well-informed concerning the
nature of the service rendered. A double store of the
dimensions of 50 x 50 feel is utilized, together with a base-
ment of the same size, and a cellar also of similar dimen-
sions A very heavy and varied stock is carried, compris-
ing West India goods, groceries, provisions, flour, grain,
crockery, glassware and fancy goods; it being exceptionally
complete in every deparlment, and made up of goods that
are especially suited to family trade, and can confidently
be guaranteed to prove just as represented. We need
hardly say that Mr. Larkin is in a position to quote the
lowest market rates on the many commodities in which
Jie deals, and that the superior "facilities enjoyed enable
prompt and courteous attention to be given to every caller.
This store is entitled to the credit of being the oldest
grocery store in the city.

Ranlet & Marsh, dealers in Coal, Wood and Ice, No. 4
Freight Street, Concord. N. H. — The undertaking con-
ducted by Messrs. Ranlet & Marsh is worthy of especially
prominent mention, by reason of the fact tliat it was the
pioneer in its special line in this city, this being the oldest
established ice and coal business in town ; but even if
such were not the case the standing of the firm now carry-
ing it on, and the magnitude of their operations would
demand that favorable reference be made to the enterprise
in this review of Concord's commerce and manufactures.
The original proprietor was Mr. William Webster, 'who
was succeeded by Mr. Horace Langley, he giving place in
1856 to Messrs. H. W. Ranlet & Co.. who were succeeded
by Messrs. Ranlet &Prescott in 1874, and the existing firm
being formed in 1883. The partners are Messrs. H. W.
Ranlet and H. O. Marsh, the former being a native of Gil-
manlon and the latter of Barnstead, N. II. Mr. Marsh has
served as councilman and as representative, and both
members of the firm rank willi the best known of our
resident business men, not only in trade but also in social
circles. A verj' large business is done, and an extremely
heavy stock is generally carried, there being suflicient
storage capacity available to accommodate 7,000 tons of
coal and 3,000 tons of ice. About 1..500 cords of wood ar8
sold annually. Employment isgiven to from ten to fifteen
assistants, and all orders left in person or sent by mail or
messenger to No. 4 Freight street are assured immediate
and painstaking attention, it being hardly necessary to add
that the firm are prepared to quote bottom prices at all
limes.

LEADING BUSINESS MEN OF CONCORD.

E. N. Spencer, dealer in Fish, Oyslers, Clams and
Lobsters. Also, Vegetables of every kind in llieir season.
No. 6 PleasHiit Street, Concord, N. ll.— Some very marked
changes in the mctliods of doing business have occurred
of late years, and in no line <if trade perhaps has more
change been brought about Ihan in the handling of fish,
oysters and sea food in general ; for a few years ago a fish-
store was hardly tupposed to be kept even neat in appear-
ance, whereas at the present time a first class establisliment
of this kind is supposed to be not only neat, but even
handsome in its appointments. As an e.xample of what
we mean let us call attention to the store conducted by
Mr. E. N. Spencer at No. 6 Pleasant street This is 2'2X''iO
feet in dimensions and so nicely fitted up and admirably
kept as to be one of the most attractive in this vicinity.
Mr. Spencer is a native of Barton, Vt He succeeded Mr.
L. N. Farley in business in 1^184, under tlie firm name of
Spencer & Abbott, which was changed in 1885 to Spencer
& Nason, and since 188!) has been under the entire manaire-
ment of Mr. E. N. Spencer. lie is a wholesale dealer in
fish, oysters, clams, lobsteis, and aUo bandies vegetables
of every kind in their season. His stock is always varied
and templing, his prices are invariably low, and sufficient
assistance is employed to assure immediate aud careful
attention to every caller.

David E. Murphy, Dry Goods, Ladies', Misses' and
Children's Outside Garments a Specialty, 70, 78, 80 North
Main Street (opposite School Street), Concord, N. H. — One
of the best known stores in Concord is that conducted by
Mr. David E. Murphy, and llie exceptionally high repu-
tation it enjoys is the best proof that could be given that its
management is and has been all that could be desired. Mr.
Murphy is a native of Concord, and has been identified
with the establishment in question since 1886. The
premises occupied at the commencement of the business
were located at No. 80 North Main street, but since that
time the business has been greatly increased and is now
three times its original size, and now occupies Nos. 76, 78
and 80 North Main street, where a very extensive stock is
carried, made up of dry goods, silks, dress goods, hosiery,
underwear, embroideries, laces, fringes, buttons, gloves,
parasols, domestics, notions, etc., ladies', misses' and
children's garments being made a specialty. Ten compe-
tent assistants are employed, and an extensive wholesale
and retail business is done. The high esteem in which
Mr. Murphy's store is held is easily explained, for the
policy pursued by him is as simple as it is satisfactory,
consisting merely of giving every customer full value for
money received and offcrmg such a variety of desirable
goods that all tastes can be suited.

Sam'l O. Eastman, General Insurance Agent, 80 Main St.
Rumford Block, Concord. — The b' nefils of insurance
arc so generally availed of nowadays by all classes of peo-
ple, that it seems superfluous to point out the wisdom of
securing such protection. The real estate owner having
thousands of dollars worth of property to insure, and the
mechanic having only his strength and skill for capital,
lioth profit by the operations of tlie various excellent fire,
life, and accident companies doing business in this coun-
try, and the work of taking out policies in these organiza-
tions is much simplified by the existence of such agencies
as that conducted by Mr. Samuel C. Ea.'-tman with which
many of our readers are already familiar. Among the
companies represented are the -Etna of Hartford, New
Hampshire of Manchester, Liverpool & London it Globe
of England and Imperial of England. He is also agent
for Travelers Life and Accident and American Surety Co.
Jt will be seen from this list that Mr. Eastman is jirepared
to write policies of all kinds, and the facilities he offers
have been very gent rally taken advantage of since the
opening of the aieney located as above This agency was
established in 1843 by Selh Kp.slman, followed by S & S. C.
East m in, who were sucoeedcd by Staniels, Allison & Co.,
and t'ley were succeeded by H. P. Staniels & Co., and it was

in 1890 that the present proprietor assumed sole control
of the business. He is a native of Concord, atd Deeds no
introduction to most of our business men.

Conunercial House, cor. >.. .Main ami Center Sts., Con-
cord, N. II. — People who care more forstyle than they dofor
comfort, and who judge of the desirability of the seivice
offered at a public house entirely by the charges made in con-
nection with the same, will not be espet ially interested in
the Commercial house and will hardly find it worth their
while to read this brief notice of the same; but the major-
ity of o\ir readers are not included in this class and there-
fore we need no apology for devoting space to a considera-
tion of the hotel in question. The proprietors, Jlessrs.
Sanborn & Lewis, seem lo have but one object in view, and
that is to make their guests feel entirely comfortable and
at home. Of course ihey are not in the business for the
fun of the thing, and they propose to make a fair profit on
their investments, but Ihey evidently believe that a liberal
policy pays the best in the long run. The individual pro-
prietors are Mr. Charles E. Sanborn and Fred G. Lewis.
Jlr. Sanborn will bo familiarly remembered by many of
the guess of the old Eagle hotel as " Charley," who for
several years served I hem there in various capacities and
is now ready to show to any that may try the hospitality
of the " Commercial house." that he is there to contribule-
to their pleasure and comfort. Mr. Lewis will be remem-
bered by most everybody who has spent any time in Con-
cord as " Fred Lewis the hackinan," for he has conducted
that business here for eighteen years and has hosts of
friends who apprecialed his promptLcss and reliability for
always being on hand at the time appoinud and giving
the best of service in his line; ycui will find him at the
depot on the arrival of trains to convej- you to the Com
mercial house, where he will assist in looking after your
best welfare. The Commercial house is very pleasantly
and conveniently situated at the corner of Noith Main and
Center streets, and has been quite extensively rebuilt and
newly furnished throughout since the properly came into
Sanborn & Lewis' hands in 1889, twenty new rooms hav-
ing been added. 'I he hou,se was opened about February
1, 1890. and has received such a generous patronage that
they now contemplate important improve nients during the
summer; althouiih the dining room will now seat about
sixty persons, larger accommodations are re<iuircd so that
it will be enlarged to accommodate one hundred guests.
It is the intention to put in hot water heating throuthout
the house, as also electric lightirg The he use has thirty-
four rooms which are comlortal)ly furnished and neatly
kept. The table is supplied at all sea.sons with an abund-
ance, the bill of fare showing a good variety — the cooking
and service is first class — and the prices are very moderate.

LEADING BUSINESS MEN OF CONCORD

A. L. Shackford, Landscape Gardener and Florist, Cut
Flowers. Plants and Seeds and Funeral Designs, 149 No.
Main Street, Concord. N. H.— Mr. A. L. Shackford is the
only florist in this vicinity wlio makes a specialty of land-
scape gardening, and as he is experienced and skilled in
his profession and uniformly moderate in his charges, it is
not surprising that there should be a brisk and steadily in-
creasing demand for his services. All orders are assured
prompt'and careful attention, and shade trees, fruit trees,
vines and rose bushes, etc., will be pruned and otherwise
cared for, and in short all the duties incidental to practical
landscape gardening discharged in a faithful and satis-
factory manner. Jlr. Shackford deals largely in plants,
cut flowers, floral emblems, etc., and has every facility at
his command toenable him to fill orders without delay and
at the lowest market rates. lie utilizes two greenhouses,
each of the dimensions of 7o X H feet, together with a
third, used as a rose house and measuring 23 X 35 feet. A
full assortment of cut flowers is constantly on hand, and
wedding decorations, funeral emblems and floral designs
suited to any occasion will be made to order at very short
notice. Mr. Shackford showing some original and taste-
ful designs, and being prepared to satisfy the most fastid-
ious. He makes it a rule to deliver goods promptly at
the time promised, and his customers are thus saved all
annoyance and the interests of all parties are better served.

Howard L. Porter, manufacturer of Ladies' Boots and
Shoes for Southern and Western trade. Concord, N. H.,
Boston office, 112 Summer Street. — Although the manu-
facture of boots and shoes is as yet a comparativel}' minor
industry in this city; so far as it is carried on here, it is
conducted after the most approved methods, and nowhere
in New Hampshire or even in Jlassachusetts, can there be
found a more perfectly equipped factory than tbat utilized
by Mr. Howard L. Porter. This gentleman is a native of
Haverhill, Mass., and has had long experience as a shoe
manufacturer; carrying on the business in Lynn, Mass.,
previous to his removal to Concord in 1885. He is connec-
ted with the Loan and Trust Savings Bank of this city, and
is very generally known in social as well as in business cir-
cles. The factory he makes use of was built and equipped
at an expense of some .¥30,000, the cost being borne by a
number of prominent citizens of Concord, organized as the
"Concord Shoe Factory." Jlr. Porter leased the property
for a term of years, and the results thus far attained have
been highlj- satisfactory to all parties concerned. The
building is five stories and a basement in height, and
166x-i0 feet in dimensions, and is very substantially built
of brick, and most excellently lighted, the windows
occupying more than half the wall surface. Power
is furnished by a steam engine of the most im-
proved type, and the plant of machinery is wonder-
fully efficient in every respect, it being made up of the
most swift, accurate and dependable machines yet devised.
Mr. Porter manufactures ladies boots and shoes for the
southern and western trade, and eniplo\'s from 225 to 250
operatives. He has a Boston office at No. 112 Summer
street, and finds no difficulty in disposing of his product as
his superior facilities enable him to turn out goods that
will compare very favorabl}' with others of similar grade,
and to quote the lowest maiket rates at all times; while all
orders can be filled without undue delay.

O. H. Phelps & Co., Cash Grocery, Bridge Street, Con-
cord, N. 11. — The assertion is sometimes made that nothing
is really gained by buying for cash, that is, except in large
quantities; but we have noticed that those who do a cash
business, or one that is almost entirely cash, offer greater
inducements to retail buyers than those who abide by the
credit system. Our readers can easily make the com-
parison for themselves, and an excellent way to do it is to
call iit the establishment conducted by Messrs. O. H.
Phelps & Co., on Bridge street, for this is a " cash grocery "
and is carried on on a cash basis. Operations were begun
in 1885, by Messrs Phelps & Storrs, the present firm name
being adopted in 1887. Judging by the magnitude of the

business, the purchasing public are well satisfied with the
methods of the management, and there is ample reason
why they should be, for the firm handle strictly dependable
goods, quote bottom prices and give prompt and polite
attention to every caller, employment being given to three
experienced assistants. A large and carefully chosen stock
of fanc)' and staple groceries, flour, grain, etc., is constantly
carried, the premises utilized having a total area of 3,200
square feet. Mr. Phelps is a native of Orford, N. H., and
is widely known in Concord and vicinity. He gives close
personal attention to the business, and keeps the service at
the very highest standard of efficiency.

C. F. Batchelder, News Agent, Bill Poster. General
Advertiser, 106 North Main Street, Concord.— All of
us are apt to attach too much importance to our own affairs-
and to assume that we and our enterprises attract more
attention than they actually do. This is a big country,
and because you, being for instance a dry goods merchant,
carry a large stock of desirable goods which you are pre-
pared to sell cheap, it by no means follows that people
will know of it unless you take the trouble to tell them of
the fact. Some of our readers mav laugh at the idea that
extensive and persistent advertising indicates modesty, but
why not? Who shows the most real vanity, the man who-
causes information to be spread broad-cast that he is in a
certain business and makes certain offers, or the man wha
placidly takes it for granted that because he is doing such
a thing in such a "way, everyone of any account must
know it without being toldv Advertising is an art by it-
self and no set rules can be given for the guidance of
everybody for "circumstances alter cases," and a method
that would pay a man in one line of business would prove
unprofitable if used in another; but the next best thing to-
knowing a thing yourself is to know of one who knows
it, and therefore we take pleasure in directing our reader*
to the establishment conducted by Mr. C. F. Batchelder at
No. 106 North Main street, for this gentleman i3_ a news-
agent, bill poster and generiil advertiser, and having car-
ried on his present business since 18T6 should, and in fact
does, understand it thoroughly in every detail. He has
facilities which enable him to offer the best of service to-
his patrons, and is always ready to give advice when de-
sired as to the best method of reaching the general public
or any particular class- Employment is given to nine as-
sistants, and the very largest orders can be filled at short
notice, while the smallest commissions are carefully exe-
cuted; uniformly moderate charges being made.

Greenough & Haseltine, successors to A. G. Harris,
dealers in Boots, Shots uiul Rubbers, Fine Custom work a.
Specialty, State Capital Bank Building, Concord, N. H. —
This enterprise deserves prominent mention for the
methods which have characterized its past and now dis-
tinguish its present management, are certainly worthy of
emulation. The present proprietors, Messrs. Greenough
& Hiizeltine, do not find it necessary to resort to sensa-
timial means to keep up and increase their trade, as the3'
are content with the results attained, by offering strictly
dependable goods at a fair margin of profit, and render
such service to their patrons as shall warrant a continu-
ation of their trade. Mr. H. W. Greenough who was
formerly with J. C. Thorn, is a native of Canterbury,
N. H., and Mr. George K. Hazeltine, who was formerly
cashier of the Northern railroad, is a native of this city
and needs no introduction to those familiar with business
in this section. The store is 20 X 60 feet in dimensions-
and a complete stock of boots, shoes and rubbers is carried
of a great variety of styles, sizes and widths. A specialty
is made of fine "custom work. A fine elegant fitting boot
or shoe will be made to fit any foot to order in a manner
that will not only afl'urd ease and comfort but durability ;
the best of materials as well as the best skilled labor i»
warranted, and strict personal attention will be given all
orders. The latest novelties are received constantly, keep-
ing the assortment fresh and seasonable. There is no-
better place at which to purchase a fine boot or shoe.
Remember the place— State Capital Bank Building.

LEADING BUSINESS MEN OF CONCORD.

The Holt Bros. Mfg. Co., successor to Holt Brothers,
Turnpike and Oas Streets, Concord, N. II. — Concord
viieeis have a national reputation and it is not too much
to say thai none of the many productions of this cilj' com-
pare m»re favorably with goods of a kindred character
made elsewhere. During the nearly twenty years that the
firm of Holt Brothers were engaged" in this line of mana-
facture, Iheir wheels, wheel slock and wagon woodwork
won an unsurpassed reputation for excellence of material
and construction, and this reputation lias been fully main-
tained by the Holt Brothers Manufacluring company
■which succeeded Slessrs. Holt Brothers in 1889. The
president of this company, is Mr. Char'es H. Holt; the
■vice-president, Mrs. S, A. lloll; the treasurer, Mr. Melvin
L. Towle; and the superintendent, Mr Thomas U. Avery.
The company has a capital of $7o,00;i, and operates an
■extensive and efficient plant located on Turnpike and Gas
streets, the m lin building being three stories in height and
85X200 feet in dimensions; there being a two story store-
house measuring 30x 100 feet, together with a saw-mill and
various smiller buildings. Power is afforded by a one
hundred horse engine, and the machinery is of the most
improved t3'pe. Employment is given to from thirty to
forty assistants, and Concord wheels are made in a num-
ber of styles, including plain wood hub, band hub and
Sarven patent, wheel stock and woodwork for farm
■wagons, lumber wagons and carls are furnished in quanti-
ties to suit, the company doing a wholesale business, the
bulk of which is confined to New Eni;land. The company
have a carriage repository on South State street, and deal
extensively in light carriages of both their own and Ames-
bury manufacture, and offer inducements not excelled
-elsewhere Orders are assured prompt and careful atten-
tion, and the work turned out will prove entirely satisfac-
tory in every respect.

Reed & Mudgett, General Dealers in Provisions, Beef,
Pork, Jjamb. I'ouUry, etc., etc , Fresh Fruit and Vege-
tables of all kinds in their season. No. 131 N. Main Street,
Ooncord, N. H. — It is more than a quarter of a century
since the establishment now conducted by Messrs. Reed &
Mudgett was opened as a market. It was originalU- estab-
lished by Mr. C. \V. Drake, who was succeeded in 1883 by
Mr. Asa Clark, and he a few months later by the present

Sroprietois. Mr. Reed is a native of Massachusetts and
Ir. Mudgett of New Hampshire. These gentlemen are
•extremely well known in Concord, and indeed there are
very few of our local business men more generally and
favorably known, cither in trade or in social circles.
Messrs. Reed & JIudgett occupy premises located at No.
131 North Main street, comprising a store 20X00 feet in
•dimensions, and a back room 1.5x40 feet, which is uti
lized for trying out lard, etc. The stock handled includes
beef, pork, lamb, poultry, etc., etc., together with fish,
fruit and vegetables of all kinds in their seasons. Four
competent assistants are employed, and goods are delivered
promptly free of expense. There are many well-stocked
and well- managed meat mirkets in this city, but not one
«an be named where the most fastidious purchaser is more
«ure of getting goods to suit him tlun at the one under
consideration. A specialty is made of handling choice
cuts, and the prices are always as low as can be named by
any dealer in goods of equal excellence, for the proprietors
•enjoy the most favorable relations with producers and
wholesalers, and share all benefits thus obtained with their
patrons.

Mrs. Fred Pearson, Fine Millinery, 63 North Main
Street, Centennial Block, Concord, N. H. — Good taste in
•dress is unfortunately not possessed by every one, but
eood judgment concerning the most advantageous eslab-
Tishment to patronize is a more common faculty, and can
in a great measure replace the first named gift. For
instance, many ladies who appreciate the help afforded bj'
able and experienced assistance in the choosing and trim-
ming of hits, bonnets, etc., make a practice of obtaining
all their millinery goods at the establishment conducted by

Mrs. Fred Pearson, and the results attained are flattering
alike to that lady's good taste, and to the sound discrimi-
nation of those who avail themselves of her facilities.
Mrs. Pearson deals largely in fashionable millinery of all
kinds, personal attention being given to order work, and
to tlie fitting of odd shapes and artistic blending of colors,
special pains being taken to suit the individuality of the
purchaser. Mrs. Pearson has a fine assortment of infants'
wear, also a choice line of ladies' fine underwear, which
she will take great pleasure in showing to her customers,
and for which orders are solicited, commissions being
executed at short notice and at reasonable rates. The
premises occupied are located in the Centennial Block, and
are 25x00 feet in dimensions. Kniploymint is given to
from three to ten competent assislnnls, according to the
season. This business was formerly conducted by Mrs.
Jones, who was succeeded in 188(i by Mrs. Fred Pearson,
who is a native of Boston, Mass. Her energy and honor-
able dealings have won for her the respect of a'l.

Loveland & Peacock, Tailors, Chambers No 53 North
Main Street, iipp isite Plu-tdx Hotel. Concord, N. H.— There
are some who wear custom clothing because it fits better,
is more coiufortable and more durable than ready made
garments can be, while others wear it principally because it
is more stylish, and they can boast of how high-priced a
tailor they patronize. To the latter class wo have nothing
to say. 'rhey judge garments, not by their own qualities
but by the reputation of the shop tliey come from; and
therefore if a tailor be not fashionable and high priced they
dismiss him as unworthy of consideration. But those who
appreciate good work wherever found will be interested to
learn of the inducements offered by Messrs. Loveland &
Peacock, whose tailoring chambers are located at No. 53
North Main Street, opposite the Phenix Hotel, for these
gentlemen are tailors of experience and skill, and turn out
work equal to the best at very reasonable rates. Mr. C. H.
Loveland is a native of Massachusetts and Mr. E L. Pea-
cock of Concord, N. H., and have carried on their present
business here in Concord since 1889. They offer a fine
assortment of foreign and domestic fabrics to select from,
and are prepared to make up suits or single garments in a
thoroughly artistic and durable manner, and at very low
prices. Particular attention is given to the fitting of every
garment made at this establishment, and all orders are
assured immediate and painstaking attention, emplo)'ment
being given to from ten to twenty-five assistants.

David Webster, dealer in Choice Family Groceries, 40
Centre Street, Concord, N. H. — In one sen^e of the word
the enterprise now conducted by Mr. David Webster may
be said to have had its origin more than half a century
ago, for tlie founder of it, Jlr. A. Webster, began opera-
tions as a butcher in 1838. In 1845 he bought out the only
meat market in town, and after a time added the sale of
groceries. He sold out this business, and some seven
years later began again as a member of the firm of A. &
C. C. Webster, the undertaking started by this firm
being continued by A. Webster, then by Webster & Iloyt,
then" by Webster & Colby, and then by Webster & Rem-
ick, the latter concern assuming control in 18G3. Two
years later Mr. Webster disposed of the grocery business
and began to handle flour, grain, etc.: giving this up in
1868 and remaining out of business until 1873, when he
resumed the sale of groceries. In 1876 the business was
established in its |>resent location, and in 1883 the firm
name lucanie .V. Webster & Co., so remaining until 1886,
when the present proprietor assumed sole control. Mr.
David Webster is a native of Plyiuouth, N. H., and is
very widely known both in business and social circles. He
utilizes well equipped premises, loc.ited at No. 40 Centre
street, and 24X'')5 feet in dimen-ions. they accommodating
a large and carefully chosen stock, comprising choice
staple and fancy groceries, and exceptionally complete in
every dcpirtmcnt. Flour and grain are also largely dealt
in, and Mr. Webster has a well earned reputation lor sup-
plying strictly dependable goods at thelowest market rates.

LEADING BUSINESS MEN OF CONCORD.

5»

H. O. Sturtevant & Son, dealers ia Choice Family
<3roceries, Fine Tea, Coffee, Sugar, Flour, Meal, Pork,
Lard, Hams, Butter, Cheese, Eggs, Salt, Dried Fruit,
Stone and Enrtlieuware, etc., for Cash, McShanc's Block,
17 Warren Street, Concord, N. H. — Mr. H. C. Slurtcvant
founded this business in 1873 and was sole proprietor until
1887, when his son, Mr. A. F. Sturtevant, became asso-
ciated with him. The business has since then bceu con
■ducted under the name of H. C. Sturtevant & Son. Then'
are few of our local merchants engaged in this line ot
goods who are better known than these gentlemen. Tlie
■assortment of choice family groceries and provisions is as
complete as could be desired, for Mr. Sturtevanl's long
experience has made him perfectly familiar with the
requirements of city trade, and prepared him to cater to it
with the best possible advantage. Fme tea, coffee, sugar,
flour, meal, pork, lard, hams, butter, cheese, eggs, salt,
dried fruit, sloue and earthenware are also to be found
here, and the goods are sold as low as the lowest, as the
terms are "for cash." Sturtevant & Son offer liberal in-
ducements to purchasers, and they have every facility at
iand to enable orders to be promptly filled. Goods are
•delivered in any part of the cit)' free of charge. Mr.
Sturtevant, who is a native of Hartford, Vt., served in the
army during the late Rebellion, and he has also been a
member of the legislature. Mr. A. F. Sturtevant is a na-
tive of Springfield, Mass.

Heath & Chesley, dealer in Furniture and Draperies.
Hair M;ittresses, made to order, a specialty. Opera House
Block. 109 North JIain Street, Concord, JST. H.— The fur-
nishing of a house may be a difficult or an eas3- matter,
according to the manner in which it is undertaken, and if
-any of our readers have such a task to perform we can
.-give them no better advice than to go directly to the estab-
lishment conducted by Messrs. Heath & Chesley at 109
North Main street, and choose from the extensive and
varied stock there offered. By so doing, they are assured
first, that they will have a full assortment, including the
ver3' latest and most desirable novelties, to select from;
second that the goods will prove precisely as represented
in every instance, and third that the prices paid will be as
low as are quoted by any dealer on articles of equal merit.
There are minor advantages such as courteous attention,
prompt service, etc., which we will not mention in detail.
Mr. Heath began business in 1887. and in 1889 associated
himself with Mr. Chesley, under the present style of Heath
•& Chesley, and considering the inducements we have
briefly touched upon, it is not surprising tliat a large trade
Las since been built up. Mr. Frank E. Heath, is a native
■of Sonu-rville. Mass., and Mr. W. C. Chesley of Concord,
both partners being too well known hereabouts to render
■extended personal mention necessary. The premises
■occupied compri.se a store 20x90 feet in dimensions, and a
workshop, and affords room for the carrying of a heavy
stock embracing upholstered furniture, draperies, desks
and parlor tables, etc. Mattresses are made to order, and
repairing of all kinds is neatly and promptly done. Every
article is sold strictly on its merits, and calkrs are assured
prompt and polite attention at all times.

William O. Fraser, SlonumentS, Tablets, etc., Concord.
— You can't gel something for notliing, and you can't get
first-cla's cemetery work without paying for it, but never-
theless there is no reason why one should pay fancy prices
for firstclass stone-work any more than for anything else
ithatis first-class, and one way to avoid having to do so is to
tplace your order with Mr. William Fraser. for while the
work turned out at his shop is equal to the best, the prices
are uniformly moderate. Mr. Fraser hi)s earned on his
present enterprise since 1884. at which date he began
operations a< a member of the firm of Fra,ser & ^McKelpin.
In 1886 he assumed sole control, which he has since
retained. Cemetery work of all kinds will be done in a
uniformly superior manner at short notice, many beautiful
and appropriate designs for monuments, tablets, head-
stones, etc , being constantly on hand to choose from.
Estimates will cheerfully and promptly be made on appli-

cation, and those contemplating the placing of orders for
anything in Mr. FrHser's line will best serve their own
interests by communicating with him at their earliest con-
venience.

'f^%r

Nutting & Hayden, manufacturers of Granite Cutlers'
and Quarry Tools Oltice and Factory, Ferry Street, Con-
cord, N". H. — It will readily be believed that the tools used
in working so hard and intractable a mateiial as granite,
must be skillfully made of excellent material if they are to
do good service, and as the productions of Messrs. Nutting
& Hayden are in active and increasing demand among
granite cutters, the natural presumption is that they are
equal to the best in both these important respects. Opera-
tions weiK begun in 1881 by Jlessrs. L. M. Nutting & Co.,
who were succeeded by the present firm in 1888. Mr.
Nutting is a native of Danbury, Vt , while Mr. H. W.
Hayden was born in Quincy. Mass., a town whose name is
so associated with granite that it is almost impossible to
think of one without calling to mind the other. Mr. Hay-
den has been in business in Concord since 1880, he carry-
ing on a shop in the Union Steam Mill where polishing is
done for granite companies and others. The premises
utilized by Messrs. Nutting and Hayden are located on
Ferry street, and comprise two floors of the dimensions of
50x30 feet, and a blacksmith shop measuring 30x24 feet.
A speciallj' is made of manufacturing bush hammers, and
both a wholesale and retail business is done, employment
being given to from six to eight assistants, and all orders
being promptly filled at the lowest market rates.

■Wm. S. Davis & Son, manufacturers of Express and
Hose Wagons, Open and Top Carriages and Sleighs on
hand and built to order — Concord has a wide reputation
in connection with the production of wagons, carriages
and other vehicles, and by no means the least important
among the houses which have contributed to this reputa-
tion is the firm of William S. Davis & Son, whose factory
is located at the corner of South Main and Chandler
streets, where an entire building comprising two stories
and a basement and measuring 40x75 feet is occupied,
together with a one and one-half story woodworking shop
of the dimensions of 30x75 feet. The firm manufacture
express and hose wagons. The latter takes first rank in
the points of finish, durability and weight, being lighter
and stronger than other wagons of the same capacity.
They also make open and top carriages and sleighs, build-
ing the latter to order and also carrying a varied assort-
ment in stock at all times. They have every facility at
hand to enable them to turn out flrst-class work at mode-
rate cost, and as they employ skilled help, are well pre-
pared to fill orders for new work and for repairing at very
short notice. Carefully selected materials are used and
every precaution is taken to maintain the enviable reputa-
tion their productions have long held for strength and
durability. The partners are Messrs. William S. and
Charles A. Davis, the former being a native of Boston,
]\Iasf., and the latter of this city. Mr. William S. Davis
served three years in the arm}' during the Rebellion, and
became identified with his present enterprise in 1873. He
has a very large circle of friends throughout this vicinity,
as has also his son, who holds the responsible position of
chief engineer of the fire department. Both members of
the firm give close personal attention to the details of the
business and spare no pains to improve the elficiency of
the service rendered.

LEADING Brs/NE.'^S! MEN OF CONCORD.

'-■ m IB Ti

~^i^x^:?-^^i k i i i,

The Abbot- Downing Company, Manufacturers of
Coaches, Wagons and Carriages.— It woulil be practically
impossible, outside the limits of a special volume of its
own, to do anything like real justice to the Abbot-Down-
ing Co., which is one of the largest and most complete
establisliments of the kind in the United States. Neither
would any account of the varied industries of Concord be
complete without containing at least some allusion to this
enterprise, and for this reason the following brief state-
ment o( a few facts concerning the company's history and
present facilities may be taken in place of what we should
prefer to make, a complete description and review of the
business. The limited scale on which these works were
orieinally established is matter for astonishment in view
of the present magnitude of the establishment. The foun-
dation of the business was laid in 1813, by J[r. Lewis
Downing, making at the present time 77 years of continu-
ous business, with some slight variation in the lirm name,
at different times. The first "Concord Wagon" was
built for Benjamin Kimball of Concord, November 4,
1813, since which, thousands of them liave been made and
sent to all parts of the world. In 1S28 the firm of Down-
ing & Abbot was organized, who continued the business
until 1847, when they dissolved partnership and established
two separate houses, viz: Lewis Downing & Sons, and J.
S. & E. A. Abbot. The junior partner of the first named
firm was Lewis Downing, Jr., who had been connected
with the business since 1837, and who is now the honored
president of the Abbot-Downing Co. In 1865 the firm of
Abbot, Downing & Co. was organized, consisting of
Messrs. Lewis Downing, Jr., J. 8. Abbot, E. A. Alibot,
Alonzo Downing, and Mr. J. II. Abbot. The Abbot-
Downing Co. was incorporated in 1873, with a capital of
$400,0fl0, and Is officered as follows: President, Lewis
Downing, Jr.; vice president, Joseph IL Abbot; treas-
urer, Edward A. Abl)ot; secretary, Francis L. Abbot;
superintendent, R. M. Morgan. Tlie works at the present
time cover six acres, and the buildings comprise all of the
most approved appointments calculated to facilitate
economical manufacture, and the mncliinery requires a
90 horse power Corliss engine and three boilers of 1.50-
horse power to effect the necessary action. This company
is the oldest carriage company In tlic United States, anri
lire the originators of the "('oncord Wagons," "Concord

Toiu li. :., I. ..IK i.i'i \\ iiri_i>, aii.i ' L'oncord Axles." As
manufacturers of coaches, wagons, carriages and trucks
the)' are known the world over. Heavy goods are made a
specialty, and in this department of manufacture they
stand without a successful rival. As all parts of the
vehicle, including axles, springs and wheels, are made
within the works, they are enabled to furnish their
customers with an article tliat they know to be reliable,
and of the best quality obtainable. Their express wagons^
and trucks are the perfection of durability and fine work-
manship, and are unequalled for strength, lightness, and
general excellence by those of anj' other first class house
in the world. The first stage coach was built at these
works 1835. In 1865 they built thirty-four stages for
Wells, Fargo & Co., to be used bj' them in mountain
work while building the Union Pacific railroad. For the-
last three 3'ears they have built about fifty large stage
coaches, to be drawn bj' twelve horses, and used in the
mountainous regions of South Africa, carrying freight
and passengers to the Transvaal gold fields in that vicin-
ity. They use 400 tons of iron and steel, and 500. OOO-
feet of lumber per vear, and manufacture annually from
1,800 to 2,000 wagons. Their pay-roll is |13,000 to $15,-
000 per month, constituting a powerful element in pro-
moting the industrial thrift of this commuuity. They
employ two hundred and fifty hands in Concord, forty at
their repair shop in New York City, and fifteen In the
lumber regions of Vermont. Their principal branches
are at No. 52 Oliver street, Boston; No. 142 Prince
street. New York; and at Melbourne and Sydney, Austra-
lia. Their trade is coextensive with the globe. Wagons-
of various styles, and trucks, are kept in stock at al)
times, and orders are filled with promptness and care.
This company is undoubtedly the institution which, more
than any other, makes Concord famous the world over.
Its officers are known as among the most patriotic, phllan-
throphic and public spirited citizens of the city and State,
and their names are familiar in every quarter. The presi-
dent, Mr. Lewis Downing, Jr., was born and reared on
the very grounds where the works of the company have
stood for the past seventy five years. On the completion
of fifty yciirs of ccmtinuous service in this industry. May
4, 1887, he presented the emploj'es of the company with a.
beautifully printed and engraved souvenir, accompanieik

LEADING BUSINESS MEN OF COJSCOIW.

6-1

^y a photograph of himself, extending hiscongratulationa

ami best wishes, ami referring, among other things, to
the fact that thirteen of the employes had an average
.'•ervice of forty-two years— The longest tifly-one ami the
shortest thirty seven yei^rs — a wonderful record, wliiL-h lie

.justly considers unparalleled. Mr. Downing is the presi-
dent of the National State Capital Bank, a director in the
Stark Mills at Manchester, and takes an active interest in

■everything that is likely to prove advantageous to the

•city, county and State. The vice-president. Jlr. Joseph
H. Abhot, is also a native of the city, as is the treasurer,
Mr. Edward A. Abbot, and the secretary, Jlr. Francis L.
Abbot, all are earnestly engaged in maintaining the pres-
tige of the establishment, and theri-by meeting every

•demand of their immense trade. We doubt if the citi-
zens of Concord fully appreciate the great benefit it has
derived from this establishment, the homes it has helped
to build, and the families it has found employment for.
Could the amount of money it has paid its employes, for
the last fifty years alone, be correctly ascertained, it
would probably astonish all, by the number of its
thousands of dollars. Nearly all has been collected from
parties residing out of the Stale, and distributed by the
employes almost wholly in Concord. We hope, for the
benefit of all concerned, the establishment will continue
to grow and prosper, and by the sons and grandsons be

<;arried through the balance of the century, and so make
up the record of 100 years.

Porter Blanchard's Sons. Established 1818, Concord,
N. H. — It is very seldom in these days of hurry and
•change, that a manufacturing firm can date its establish-
ment over seventy years ago. The making of churns and
-dairy implements was begun in the town of Concord by
Ahe founders of this firm in 1818. The manufacture has

been continu-
ous ever since,
and from hav-
ing only a local
sale and repu-
tation, their
goods are now
sent to every
part of the
world where
butter is made.
The high
standard of ex-
cellence has
been scrupu-
lously main-
tained, and the
uniform merit
of the goods
has been the
reason of the
large increase
of sales, as the
firm has never
employed a travelling salesman. The goods have done
their own talking wherever they have been introduced.
From a very modest beginning the business now requires
and occupies a four-story brick factory, two hundred feet
long, and it is safe to say that there does not exist a more
conveniently arranged factory for the quick and economi-
cal manufacture of goods. The machinery is all of the
latest patterns, and the workmen are the best that can be
obtained. The cardinal points of excellence of stock and
workmanship are never forgotten It is a fact that all
goods bearing the name of this firm may be safely consid-
-ered "the best" in their line. They have recently greatly
enlarged their line of goods, and now make or can furnish
at manufacturers' prices, everything needed in a butter
factory or private dairy. "Their latest important
invention is called a Self Skimming Milk Can, and is a
most ingenious as well as simple device by which the
•cream, after it has passed to the top of the m'ilk in a deep
can, is retained by a valve and lifted oS with the greatest
■«ase and economy, It is deservedly attracting a great

U0^

deal of attention from practical dairymen who want the
" latest and best." Their factory churns and other factory
implements are in demand all over the world, a good
number being sent to foreign countries. Their well-
known famil)' churns are conceded by intelligent and un-
prejudiced judges to combine more desirable qualities
than any other make or kind. They have never been
beaten in any fair competitive trial either in quantity or
quality of butter made. In their anxiety to get something
to beat the "old and reliable Blanchard," manufacturers
have made churns of all sorts of queer shapes, hung them at
every variety' of angle, and then made convenient theories to
match them. But thej* have failed in their etiorts. The
Blanchard remains at the head of all butter-making uten-
sils. More than one hundred thousand persons can
testif}- to the truth of this statement. They are making
the best and handsomest cheap butter box in the market.
The)- hold from one to ten pounds, and are largely used.
Their print butter carrier is just what the dairyman needs
to get his butter to his customer in the very best condition.
It may be made into tasteful blocks in a Blanchard butter
mold, and from the cool, clean carrier, delivered to the
consumer in tempting shape. The wise dairyman knows
how important this is. They have a new family butter
worker now ready for sale, which combines the important
and desirable merits of several other kiuds. It is very
neat and cheap, and bound to win. The new parchment
dair\' paper is a great success, and every way lietter and
cheaper than cloth for all dairj' purposes. They have it
for sale in an5' shape or quantity. All dairymen, or
parties interested, are invited to send for circulars which
give description, sizes and prices. Ever3'thing bearing the
name of this firm as makers is guaranteed to be in every
waj' just as represented, and made " 'pon honor."

Thompson & Hoague (business established in 1855, by
Gust Walker), Hardware, Iron, Steel, Agricultural and
Mechanics' Tools, Alill Supplies, Cordage, Akron Sewer
Pipe, Fertilizers, etc.. Hardware store, 43 North Main
street, "The Depot Iron store," Railroad square, Concord,
N. H. — There is naturally a very brisk and continuous
demand for hardware, iron, steel, mechanics' tools, etc.,
in so important a manufacturing and railroad centre as
Concord, and among the houses engaged in this line of
business are some which are well and favorably known
throughout the State, notably that conducted by Messrs.
Thompson & Hoague (formerly Willis D. Thompson).
The main store of this firm is in Phenix block where the
business was founded by J[r Gust Walker in 1855. The
premises devoted to the iron and heavy hardware bnsiness
(previously carried on by Messrs. Walker & Co.) are known
as the " Depot Iron store," and are located in the substan-
tial brick strncture in Railroad square, opposite the passen-
ger station. This building which was built for the pur-
pose, has a main floor which measures .50xT0 feet, while
the two upper floors are used for storage purposes and for
the display of farming implements. Messrs 'Thompson &
Iloague are the manufactureis' agents for the sale in this
vicinity of the world renowned Bucke\'e mowers, of which
a large number are sold each yeai — in fact so many are
now in use as to create a large demand for the sections
and extra parts of the machines for repairs. Of these the
firm carry a full supply. The latest and most approved
makes and patterns of sulky plows, disk harrows, corn
planters, horse hoes and all other tools and machines as
well as fertilizers needed by the farmer are constantly in
stock. It has been said, and with truth, that the lawn
mower has been one of the greatest factors in beautifying
the thousand of cities and villages of our land. This
house has the best — the "New Model." Blacksmiths, car-
riage makers and machinists when in want of too's or sup-
plies, do well to order of this firm because they have a
stock selected with special reference to their wants. New
and elegant styles of bronze builders' hardware and fine
locks are constantly being added to the stock of this house,
which taken in connection with the plainer styles of lower
price, enable this house to trim expensive residences and
public buildings as well as the cheaper dwellings.

LEADTNQ BUSINESS MEN OF CONCORD.

is iriven to four competent assistants, and all orders are-
(lispntched in a pronipt and methodical manner that all-
mistakes may be avoided.

Thomas Nawn, nianufaclurcr u[ and dealer in Granite-,
near Slate prison, Concord. — The business conducted by
Mr. Thomas Nawn has steadily and rapidly developed
since operations were begun in 1881, and present indica-
tions are that it will continue to increase in the future, for
Mr. Nawn gives it close personal supervision and spares
no pains to maintain the high reputation he has won for
filling orders in a superior manner, at short notice and at
the lowest market rates. Since 1881 Jlr. Nawn has been
sole proprietor. lie is a manufactuier of and dealer in
granite and granite cemetery woik of all descriptions, and
has an extensive polishing mill at Penacook, besides liis
well appointed works near the State prison in this city.
Employmeni is given to from twenty to thirty assistants,
the number varying with the season, but at any time Mr.
Nawn is prepared to fill the most extensive orders at short
notice, and to turn out work that will compare favorably
■with any produced in this State. lie caters to all tastes
and all purses, for the designs he offers comprise a full
assortment, from the most simple to the most elaborate,
while in every case the workmanship is equal to the best.
Estimates will be promptly made on application, and all
communications by mail or otherwise are assured immedi-
ate and careful attention.

These five Gettysburg memorial? bear Mr. Nawn's card :
Second N. H. Regt. Vol. ; General Berdan's Sharpshooters ;
Twelfth N. H. Vol.; Eighth N. II. Vol.; Brigadier-General
Lewis A. Armistead, C.S.A., erected and paid for by the
National Association of the battle field of Gettysburg.

Schiller, the great musician's monument, to be erected
in Columbus, Ohio, and to be one of the largest stone
monuments ever built in New Hampshire, is now being
built by Mr. Nawn.

G. W. Dudley, Provisions and Groceries, 5 Masonic
Temple, Concord, N. H. — There are so many excellent
reasons which might be given for the success attained by
this house that all of our available space could be tak( n up
in presenting them, but after all the only satisfaetoiy way
to gain an adequate idea of why a certain establishment is
popular is to visit it in person and leave a trial order there,
so we will not bother our leaders with reasons but will
simply earnestly advise them to call at No. 5 North Main
street and see for themselves. The time so spent will by
no means be thrown away, for the firm oirry a heavy and
varied stock of family provisions and groceries, and no
fancy prices are charged for anything, only a fair living
profit will be added to the cost. The grocery business has
been carried on here in this spot for over fifteen years, and
in 1875 it was conducted by Perkins, Dudley & Co., but in
1888 the present proprietor assumed entiie control. The
store, whicli is 25x70 feet in dimensions, is thoroughly
fitted up in every respect, enabling customers to be con-
veniently and promptly served and affording accommoda-
tions for the large stock which is carried at all seasons.
Mr. G. W. Dudley is a native of Barnsted, N. H., and he
is familiar with all the many details of his business, to
which he gives his close personal attention. Employment

'^^^^

R. H. Ayer, dealer in
Fine Watches, Jewelry,
Silverware. Engraving
and Fine Repairing a
Specialty. Phenix Hotel
Block, Concord, N. H.—
Probably wutclies, jew-
elry and silverware were
never so cheapbi-foreasat
the pri sent time, but it is
also true that never before
was there such a quantity
iif "bogus" goods on the
market, so that purchas-
• \< cannot be tco careful.
in making their selec-
lions. As a matter of fact
tlii; only sure way of
■getting your money's
worth " is to patronize a
dealer who not only
knows his business but
has an established repu-

tation for IdoUing out for the interests of his customers,
and as Mr. I{. II. .\yer can certainly be depended upon in
both respects, it naturally follows that he is a good man to
call on when anything in the line of watches or jewelry is
wanted. This business was originated by Stanley & Aj-er,
1 ut in 1883 Mr. Ayer became sole proprietor. 'This store
is located in Phenix Hotel Block, North Main street, and
contains a well chosen and varied stock of watches, jew-
elry, silverware, diamonds, pearls, gold pens, gold headed
canes, spectacles and eye-glasses. He also makes a spe-
cialty of engraving and repairing watclics, and everything
in the line of jewelry, will be put in order at short notice,
and in a thoroughly satisfactory manner at moderate rates.
Three competent assistants are employed, and prompt and
accurate attention is assured to all. Mr. Ayer is a native-
of Concord, N. H., and by his honorable business dealing*
has built up a high reputation in this city. He has intro-
duced a very novel method of selling watches on the
"club plan" and brings a good gold watch within the
reach of most any lady or gentleman. For psrticulars see
his circular.

W. F. Danforth&Son, Wholesale Confectioners, Agents
for the AH colored Unexcelled Fireworks, 10 North Main
Street, Concord, N. H.— The firm of W. F. Danforth &
Son are best known perhaps as wholesale confectioners,
and yet the manufaclnre and sale of confectionery form
but one departmei t of their business, which also includes
the jobbing and retailing of fireworks, toys, notions and
novelties of almost every description. The firm have car-
ried on operations since 1875. the partners being Messrs.
W. F. & R. W Danforth, both of whom weie born in
Nashua, N. H. The premises utilized are located at No.
10 North Main street, and are 22x80 feet in size, every
necessary facility Ireing at band to enable operations to be
carried on to the best possible advantage. A competent
force of experienced assistants is employed, and the heav-
iest orders are filled at shoit notice, while the smallest com-
missions are carefully and promptly executed. Messrs.
W. F. Danforth A Son are the sole manufacturers of the
genuine soft lo/enge. and all their confections are made
from selected material and are pure and healthful in every
respect. The firm are agents for the all colored unex-
celled fireworks, and deal largely in fiiecrackers, torpedoes,
paper caps, tin horns, Japanese lanterns, fiags, balloons,
nickeled clocks, jewelry, umbrellas, masks, etc., together
with school goods, base-ball goods, hammocks, sleds, Paris
carts and wagons, walking sticks, croquet and other
games, and a host of other articles too numerous to mei>
tion. Any of these goods will be supplied in quantities to
suit and at positively bottom prices.

LEADING BUSINESS MEN OF CONCORD.

J. Hazelton & Son, dealers in Dry Goods, Millinery,
Hair Goods, Laces, Edgings, Mourning Goods, etc., 73
State Block, North Main Street, Concord, N. H.— It is not
to be wondered at if this is one of the best known stores in
the city, for it claims to be the oldest of the kind in Con-
cord, if not the oldest in the State. It was in 1842 that
Mr. J. Hazelton established this house, and successfully
conducted it until in 1885, when his son, Mr. Frank R.
Hazelton, was admitted to the business and the above
name was adopted. These gentlemen deal largely in mil-
linery and fancy dry goods, of which they carry a large
varie"ty of all the novelties and new and fa-hionable goods
which the market afiords. As they are careful buyers
and have from their long experience become familiar with
the demands of their customers, they are always ready to
supply them with all the new styles for eacli season, and
they are also well able to show a full line of those substan-
tial articles that do not depend upon tlie seasons or fash-
ions for their sale. They have a tine display of laces,
edgings, mourning goods, and also a choice line of hair
goods. Mr. F. 15. "Hazelton has some inventions and
patents which he has successfully put upon the market.
The first is au umbrella displayer, and the second is liat
pendants for displaying hats and bonnets, also a tire extin-
guisher which will be upon the market soon. The prem-
ises occupied comprise two floors each 23x'?5 feet in
dimensions, and a basement. Employment is given to
from six to ten polite and competent assistants. The fire
extinguisher referred to above has recently been invented
by jfr. Frank R. Hazelton, and consists of a glass keg
with bale, height 17 inches, diameter, 6 inches. The keg
is charge(i under heavy pressure by machinery with car-
bonic acid gas and water and hermetically sealed. Pre-
vious to charging powerful chemicals are placed in the
keg and act as a reinforcement to the first volume of gas
by generating a second volume of fire extinguishing gas,
caused by heat of the fire. Heat is not required to gene-
rate the first volume of gas, as it is always ready under
heavy pressure. In a partition fire it is invaluable on
account of the two wlumes of gas. The liquid forms a fire-
proof coating. There can be no waste of gas in transit, as
there is when hose and nozzle are used. They cannot
freeze, evaporate, rust, or be tampered with although con-
tents are in view. The keg is amljer color and handsomely
lettered " Hazelton's High Pressure Chemical Fire Keg."
It is splendidly adapted for use in buildings, railroad cars,
steamslnps, and to attach to fire department or police
patrol wagons. The keg weighs about ten pounds.

Lewis B. Hoit, Groceries and Provisions, No. 105
South Main Street, Concord, N. H. — The business con-
ducted by Mr. Lewis B. Hoit may be said to have had its
origin many 3'ears ago, and it changed hands a numl)er of
times before coming into the possession of the present
proprietor in 1883, succeeding Mr. George B. Whittredge.
Mr. Hoit has had twenty-five years' experience in the
grocery business in this city, was sixteen years in the era-
ploy of Mr. Frank Hoit before he came into possession of
his present store, since which time be has built up a large
and increasing trade, and has become one of the most im-
portant enterprises of its kind in the city. Mr. Hoit is a
native of Ware, N. H , and is generallj' and favorably
known in Concord and vicinity. The premises made use
of are located at No. 105 South Main street, and measure
100x25 feet, exclusive of two spacious storehouses, so
that ample accommodations are provided for an exception-
ally heavy and complete stock, comprising groceries and
provisions of all kinds. Mr. Hoit caters to all classes of
trade, and all tastes as well as all purses can certainly be
suited at this popular store. The assortment of staple and
fancy groceries includes a full line of canned goods, table
delicacies, pure teas, coffees and spices, together with the
leading brands of flour for family use. Choice fresh,
salted and smoked meats and ftesh vegetables and fruits
are extensively dealt in, and as employment is given to
four competent assistants callers are assured prompt and
courteous attention.

George F. Olark,

manufacturer of and.
dealer in Granite,
Concord, N. H.— If
anybody wants con-
vincing proof that
good taste is more
general today than
ever before in this
country, let him visit
an old cemetery and
compare the monu-
ments and tablets of
a few generations ago
with those of recent
erection. He would
notice not only a
change in design but
also in material, for
granite is now the
favorite monumental
stone and is displac-
ing marble as com-
pletely as that dis-
placed slate. The
cost of granite work
is not nearly so high
as was once the case,
and if orders be
placed in the proper
hands it is possible to obtain handsome granite cemetery
work at very reasonable rates In this connection we may
very fittingly call attention to the facilities possessed by
Mr." George F. Clark, for he is a manufacturer of and
dealer in granite ard makes a specialty of cemetery work,
of all kinds, showing many appropriate and uncommon
designs and quoting the lowest market rates on flrstclass^
work. He is a native of Burlington. Vt , and founded his
present enterprise in 1884. as a member of the firm of
Clark & Blodgett, assuming sole control in 1887. His-
works are located near the St.te prison, and every facility
is at hand to enable orders to be promptly and satisfacto-
rily filled, employment being given to from ten to fifteen,
assistants. Both a wholesale and retail business is done,
and estimates will be cheerfully furnished on application.

T. W. & J. H. Stewart, Merchant Tailors, 83 Nortb
Main Street, Concord.— This establishment so long and
favorably known as one of the most reliable in the State-
was established in January, 1849, by Jlr. T. W. Stewart.
In 1883 Mr. J. H Stewart was admitted as an equal part-
ner, the business being carried on since that time under
the present firm name, at No. 82 North Jlain street, occu-
pying a modernly fitted up store, 18x90 feet, with base-
ment same size, giving employment to from fifteen tO'
twenty hands. They have now associated with them Mr.
Charles H. Stewart^ son of Mr. J. H. Stewart, who has
been thoroughly instructed in the art of cutting and has
already earned an enviable position among the fraternity
as a first-class cutter. His business will especially be to-
look after the interests of the younger portion of our cus-
tomers, making the firm well adapted to meet the wants
of all classes. Their motto will be in the future, as in the-
past, honest dealing with all, prompt to meet all engage-
ments, buy the best goods the market affords at their low-
est cash value, manufacturing them into garments of the-
most approved style consistent with skilled workmanship-
and first-class trimmings. All who contemplate replenish-
ing their wardrobe will find it to their advantage to mak&
a thorough examination of their large stock of very desi-
rable suitings, and everything, in fact, that is usually
found in a first class tailoring establishment, before mak-
ing their purchase. The Messrs. Stewart would take this
op'portunity to extend to their customers and the public
generally, "their grateful thanks for their long continued
and very generous patronage, promising on their part that
in the future, as in the past, no pains shall be spared to
meet a continuance of the same.

LEADING BUSINESS MEN OF CONCORD.

Prescott Piano and Organ Co , I). H. Prescott, Treas-
urer. Offlre and Factory, 71 Soutli Main Street, (Joncord,
N. II. — From llic New York Music Trade lievmn : The
Prescott upright jiiancs' l)rilliant and successful venture
into the piano malcing fieki by the Prescott Piano and
Organ Company of Concord, N. H., an unblemished com-
mercial reputation of fifty-five years.

" Away up in the ancient city of Concord, N, H., hon-
ored and respected by a vast constituency of customers
througliout the United States, are located tlie works of the
Prescott Piano and Organ Company. They are the suc-
cessors of the Prescott Organ Company, the grand old
concern that has withstood tlie shocks and vicissitudes of
five decades triumphantly, and made a better showing
every year of its existence than it did the year before.
Tlie Prescotts are, and almost from time immemorial liave
l)een, slirewd observers of the music market and of the
changes in the musical taste of the public. Some three
years ago they decided to abandon the manufacture of
organs, assigning as their reason for that step that the
demand for those instruments liad decreased and was
decreasing During these three years the}- have be en
steadily developing a piano making business, and at the
present moment, thanks to their New England pluck,
patience and clearheadedness, the Prescott upright pianos
have already acquired considerable renown. Cliccred by
this gratifying result of their studiims application in the
new field, they have put their shoulder to the wheel with
renewed zest and earnestness, and stand prepared to meet
every demaml for their strictlj' first class pianos with
promptitude and upon a scale of prices that cannot fail to
satisfy every reasonable customer. In the construction of
these Prescott uprights no labor or expense is spared.
The materials of which they are made are the best to be
obtained in the market The firm's new scale is drawn
with exceeding cure, while the designs and finish of the
case work are graceful, rich and attractive. They have
also in pro.;ri'S3 a new scale of larger size. After all, the
spotless repute of the Prescott Company during no less a
period than fifty-three years in the best assurance that can
be given tint only first cHss work will be allowed to leave
their factory. The proud and honorable position which
has been m liutained by them for more than half a century
will not be allowed to become a thing of the past so long
as a drop of the old Prescott blood remains in the firm,
and as yet there Is no sign of any diminution in the supply
of that fine New Hampshire ttnld. For all of which rea-

sons dealers and others are strougly recom-
mended to investigate the Prescott upright pianos,
and correspondents will find it to their signal
advantage to arrange for new local agencies.
The factory and office address is No. 71 South
Main street, that of the warerooms No. 92 North
Maiu street, Concord, N. H."

A. W. Davis, dealer in Ladies' and Children's
Tailor-made Garments to Order, No. 7 Capitol
Street, Concord. — This business was foun led
in IsT.") by Patterson & Davis, who were suc-
ceeded in 1876 by Weeks, Patterson & Davis.
In 187'J therewas another change, — the new firm
consisting of Patterson & Davis. In 1884 the
jiresent proprietor, Mr. A. W. Davis, who is a
native of Warner, N. 11., assumed full control
and possession of the premises. His principal
trade is in making ladles' and children's gar-
ments to order. He aUo sells some cloths and
trimmings. ]\Ir. Davis has extensive facilities
and a practical knowledge for conducting this
business. His experience has been large, and
bis long connection with this house has enabled
him to secure a class of trade that is reliable,
and can be depended upon, so long as garments
-■-- for ladies and children are made in the elegant

and tasteful style for which this establishment
Is noted. These "tailor made garments" are of
superior make and finish, while the style and fit
are unequalled by any similar concern. Mr.
Davis has in his employ ten skillful assistants, who can be
depended upon for finishing garments in the most satisfac-
tory manner. Kvery elTort is maite to please each cus-
tomer in their Individual taste, as all garments are custom
made. Orders will be filed In the shortest time possible,
with good worlc

Lee Brothers, Practical
Plumbers, Steam, Hot Water
and Gas Fitting. No. 13 Pleas-
ant Street, Concord, N. H. —
These gentlemen are mitives
of tills city and established
this bu-lncss in 1S88. The
l)remises utilized are about
1100 square feet in dimen-
sions, and In addition they
have a Itasemeni. Tliey are
practical plumbers, steam and
hot water fitters, and may be
relied upon as thorough w<irk-
meh, in ever)' detail of their
business, which at tlie present
day, with the extensive use of
steam and hot water pipes,
requires the knowledge of
skilled engineers and a conscientious fulfilment of conir.icts.
Orders for plumbing, steam, hot water and gas fitting will
be given prompt and skillful attention, satisfaction being
guaranteed both as regards the results attained and the
reasonableness of the charges made. Lee Brothers have
the facilities, the ability and the disposition to satisfy their
customers and that they do so, is shown by the steady
increase of their business. As a sanitary measure for the
promotion of health the plumbing trade occupies a position
in the front ranks of improvements, and ha< become a
necessity in this age of progress. Their business requires
the services of from fifteen to twenty skillful employees,
according to the season. They carry in slock a full line of
steam and plumbing goods. They are also agents of the
" Gurney Hot Water Heater." Messrs. Lee Bros, are the
originators of a steam boiler, a sample of which is at this
store, which is undoubtedly the best in the market at the
present time.

LEADING BUSINESS MEN OF CONCORD.

E. W. Willard & Co. have tlie liiicst and best equipped
dry goods store in Die Stale and probably in New England
outside of tlie large cities. Entrance to tlie store is gained
througli the soutlieast corner wliich opens into a commo-
dious vestibule. Inside the main store one is at once
struck with its beauty. Its fittings are not elegant in the
true sense of the word, but they are handsome and tlie
whole effect is very pleasing. The arrangements of the
main store are such as to allow of counters on all four
sides, with commodious shelving. The center of the room
is taken up witli counters, Boston style, the whole giving
ample room for the display of goods and allowing their
classification. At the centre the main feature is the glove
department with a cabinet of eighty small drawers for the
reception of the goods and special arrangements of counters
for fitting the gloves to the purcliaser witli ease and com-
fort. Three young ladies connected with the store have
taken lessons from a New York fitter, and Mr. Willard
has made this department a success. The main show win-
dow is 30 feet long and seven feet deep, and is handsomely
decorated. Jlessrs. E. W. Willard & Co., in Opera House
Block, are among the best known dry goods concerns in
New Hampshire, having been established in 1878 by Mr.
E. W. Willard who was born in Orford, N. H. During
tlie twelve years that Mr. Willard has been connected with
the management of the undertaking in question, he has
become so well and favorably known throughout this State
that extended personal mention is quite uncalled for, so
we will simply state that he ranks with the representative
business men, the establishment under his control being
truly representative in the best sense of tlie word. The
premises utilized comprise what was originally built for
three stores and is the largest dry goods store in Concord,
and the heavy stock on hand is made up of dry goods,
small wares, and an extremely large line of cloaks, kid
gloves, and gents' furnishing goods, in which an extensive
business, both wholesale and retail in character, is done.
Employment is given to a good force of courteous and
efficient assistants, and the prompt and polite attention
assured to customers is not to be forgotten when estimat-
ing the causes of this establishment's great popularity
among all classes in the community. Enjoying the most
favorable relations with producers and making it a point

to sell at the lowest market rates, it would
be strange if Mr. Willard were not able
to offer exceptional inducements to those
who appreciate strictly reliable goods,
and that as a matter of fact he does so,
must be known to all our readers. Trust-
worthy articles, fair prices — this is the
combination which builds up trade, and
this is the combination familiar to all the
patrons of this popular store.

W. P. Underhill & Co., Prescription
Druggists, 132 North Main Street, Con-
cord,"N. H. — To say that the pharmacy
conducted by Messrs. W. P. Underhill
& Co. is worthy of the utmost confidence
may seem a superfluous statement to those
who are already conversant with that
firm's methods, but as not a few of our
readers even among those residing in Con_
cord have not had an opportunity to learn
the relative merits of our more prominent
druggists, we feel that such information
as we can give will prove acceptable
e-pecially as we propose to confine our
statement within bounds, that their truth
can be easily demonstrated. The establish-
ment alluded to was opened by E. H. Rol-
lins & Co. over fifty years ago, and has
been under the control of the present firm
since 1874, the individual members of
which are W. P. Underhill and L. H.
Piper. The premises utilized are located
at No. 133 North Main street, and are 20 X
6.5 feet in dimensions. The stock carried is
of itself such as to give the firm the ability
to fill all orders without delay, for it is very complete in every
department and is made up of pure drugs, medicines and
chemicals, carefully selected, and obtained from the most
reputable manufacturers and wholesalers. Toilet articles,
perfumery, etc., are dealt in to some extent, but not enough
to cause the more important branches of the business to be
neglected, for the proprietors recognize the fact that the
true province of the druggist is to render the best possible
service in the filling of physician's prescriptions, etc., and
indeed we know of no other pharmacy in this section
where such orders are given more conscientious attention.
Messrs. W. P. Underbill & Co. are assisted by two clerks,
and as the best materials are dealt in, and no exorbitant
prices charged, it is but natural that a large business should
be done. Slessrs. Underbill & Co. have perhaps the finest
and most costly soda fountain in the State, and it certainly
is a beauty. 'The fact is well established in this vicinity
that this is headquarters for the best soda, summer or win-
ter. They keep a full line of foreign and domestic cigars
and are agents for " Huyler's confectionery" of New
York.

Henry Ivey, manufacturer of and dealer in Concord
Granite Slonuments, Building Stone, etc.. Concord —
Many an otherwise fine monument has been spoiled in its
effects by being constructed of inferior stone, and many a
fine piece of stone has been ruined by incompetent and
careless workmanship, so it is obvious tliat in placing
orders for cemetery work of any kind it is of the first
importance to use discrimination so that both material and
workmanship will be all that could be desired. One sure
and easy way to bring about this gratifj ing result is to
place the order with Mr. Henry Ivey, for he is a leading
manufacturer of Concord granite monuments, headstones,
tablets, etc . and both the design and execution of his work
will bear the most critical comparison, while the stone is
carefully chosen with special reference to the effects
desired. Mr. Ivey began business here in 1880, and the
magnitude of the trade he has built up during the past
decade affords convincing evidence that the advantages he
offers are appreciated. He deals largely in building stone,
and every order, large or small, is assured prompt and
painstaking attention.

LEADING BUSINESS MEN OF CONCORD.

The First National Bank, of Concoril, N. H. — "Credit
to wliom credit is due," is a most excellent rule to be
guided by, and the business men of Concord and vicinity
appear as a class to carry out its precept, for X\\ey are out-
spoken in tlieir commendation of the work done by the
First National bank and free)}' admit that this institution
has proved and is still provinj; to be a most potent factor
in the development of the material interests of the city.
With the growth of the credit system there has been a
corresponding growth in tlie possible usefulness of finan-
cial institutions, and as this system has come to stay,
(being in fact essential to the extensive transactions of
business) it is sound public policy to encourage and sup-
port in all legitimate ways tlie banking service of the coun-
trj'. During the quarter of a century that the First
National bank hsis been in existence, manufacturing and
commercial methods have been materially changed and in
some instances completely revolutionized, and it is largely
owing to the readiness with which the management has
foreseen and accommodated its methods to these changes
that the bank has attained its present leading position and
preserved its credit unimpaired through all The panics and
periods of business depression that have occurred since its
incorporation in 18G4. It has never been content to fol-
low in the footsteps of others but has pursued an inde-
pendent, aggressive and consistent policy, sharply dis-
criminating between speculation and investment and
adhering steadfastly to legitimate methods. By this
course it has gained an enviable reputation in the financial
world, has proved a source of profit to its stockholders
and has attained a financial condition which can be
matched b\' but few banks in New England, the present
surplus fund and undivided profits amounting to more than
$200,000 on a capital slock of $150,000. A general bank-
ing business is done, a prominent feature being the band-
ling of investment securities The deposits of individ-
uals, firms and corporations are solicited and will be
received on the most favoralile terms, and safe deposit
boxes are rented at moderate rates. The gentlemen identi-
fied with the management of this representative bank cer-
tainly need no introduclicm to our Concord readers for
they are very generallj' known throughout the State, as
will be seen from the following list:

President,
William F. Thateb.

Canhier.
Charleu G. Hemick.
Assistant Cashier,
William A. Stone, Jr.
Directors,
Thomas Stuaut, William M. Chase,

Solon A. Cakter, William F. Thaver,

William P. Fiske, C. H. Roberts.

statement of the

FIRST NATIONAL BANK OF CONCORD, N. II.

May \Mt, 1S90.

resouuces.

Loans and discounts ^G.^G.l.'iS 31

U. S. bcmds 200,000.00

Other stocks and bonds 273.337.50

Due from reserve agent and other national

banks 317,433.90

Banking house 10,000.00

Legal tender notes, specie, and cash items 58,222.31

Premiums and current expenses 7,978.15

|1,.V22,125.17

LIABILITIES.

Capital stock ^1.50,000.00

Surplus fund and undivided profits 208,963.95

Dividends unpaid 780.00

National bank notes outstanding 45.000,00

Peposits 1,117,381.22

$1,522,125,17

John Swenson, manufacturer of and dealer in Concord
Granite Monuments, and cemetery work of all kinds. Pro-
ducer of Blue Concord Granite. West Concord. — The facili-
ties enjoyed by Mr. John Swenson as a manufacturer of and
dealer in Concord granite monuments and cemetery work,
enalile him to offer particular inducements to customers
and have had the effect of building up a large and steadily
growing business. He has been identified with his present
enterprise since 18S3, being a member of the firm of Swen-
son it Downing up to 1888, when he assumed sole control.
Employment is afforded to from ten to twenty assistants,
and no trouble is spared to assure the prompt, accurate
and satisfactory tilling of every order. Mr. Swenson is a
producer of the celebrated blue Concord granite, and that
coming from his quarry is unsur|)assed for fineness of
grain and beauty and uniformity of coloring. He is pre-
pared to furnish this stone in quantities to suit, and quotes
prices in strict accordance with the lowest market rates.
Cemetery work of all kinds is also done in a superior man-
ner at moderate figures, and customers are given an oppor-
tunitj' to choose from an almost endless variety of designs,
varying from the most simple to the most elaborate.

S. Wallace & Son, Stair Builders. Stair Building in all
its Branches. 17 Pearl Street, Concord, N. H. — Stair
building is a distinct and ver}- important branch of the
carpenter's trade, and requires long experience and a high
degree of skill to carry it on successfully, for although
some stairways are easy enough to build, there are others
which necessitate careful calculation and verj' accurate
work, and of course the practical stair-builder has to " take
things as the}' come," and be competent to fill orders for
anything and everything in his line promptlj- and satisfac-
torily. JIany residents of Concord will involuntarily asso-
ciate stair building and the firm of S. Wallace it Son, for
this concern have been prominent in this line of industry
ever since 1805, coutinuing a business which was founded
by Jlr. Samuel Wallace twenty years before. Since 1887
Air. W. D. Wallace has been sole proprietor, but the old
firm name is still retained. He is a native of Syracuse, N.
y., and served a year in the army during the Rebellion.
Jlr. Wallace is very widely and favorably known through-
out this section, and fully maintains the high reputation so
long associated with the enterprise he carries on. Stair-
building in all its branches will be done in a superior
manner at short notice, and estimates will be promptly
furnished on application. The shop is located at No. 17
Pearl street, and communications to that address are
assured immediate and careful attention.

W. S. Wilson, Florist; dealer in Cut Flowers, Bouquets,
Funeral Designs, Bulbs, etc., 49 South Street, Concord,
N. H. — Peojile have become so accustomed to having an
abundant supply of flowers the j'ear round, that the}' sel-
dom stop to consider the means by which tliis most desir-
able result is brought about, but the subject is an interest-
ing one and a visit to a well-appointed greenhouse will
repay every thinking person. There is an immense
amount of labor involved in the raising of flowers for the
market, and a constant care and watchfulness which we
believe has no parallel in any other line of business. Con-
sidering tlie difficulties met with and the cost of the nec-
essary apparatus, it is surprising that flowers can be sold
at the prices quoted on them, but competition will do
wonders, and il has certainly resulted in the discovery of
improved methods of flower culture. One of the most
popular florists in this city is Mr. W. S. Wilson, and there
is most excellent reason for this popularity, as Mr. Wilson
offers unsurpassed inducements to his customers and is
noted for the taste displayed in the designing of wedding
and funeral emblems, the arranging of bouquets, etc. He
deals extensively in cut flowers, bulbs, rose bushes, etc.,
and maintains a greenhouse on South street. It is heated
by hot water and is exceptionally well equipped through-
out. He docs both a wholesale and retail business, and
orders sent by mail or otherwise, will receive early and
careful attention.

LEADING BUSINESS MEN OF CONCORD.

The Union Guaranty Savings Bank, Concord, N. H. —
-A\\ honestly couductcd aud ably managed savings banks
are admirable institutions, insomuch as they promote fru-
gal and prudent habits and tend in every way to advance
the welfare of the community in general, but there are
degrees of merit even in such icstiiutions aud the Union
Guaranty Savings bank is clearlj- entitled to a position in
the first class. It was incorporated in 1887, and its char-
ter requires that depositors must be paid a rate of interest
not less than four per cent, per annum and there can be no
passing of dividends. The sum of .$50,000 was deposited
by the trustees aud other members of the corporation, to
be forever held as a guaranty fund against all loss to
depositors and to insure them both their principal and
interest. Alau}' of those identified with this enterprise are
also identified with the First I^ational bank, which shares
its office with the savings bank, and as the latter is man-
aged in connection with this (widely known as one of
the soundest and most successful banks in New England)
depositors are afforded even greater security and other
advantages than the guaranty plan would indicate. The
patronage of all classes of citizens is solicited, and deposits
of one dollar aud upwards will be received The first day
of January in each j-ear there will be declared to general
depositors, on all sums then on deposit, dividends at the
rate of four per cent, per annum on all sums which have
been held for a less time than one year, and four and one-
half per cent, on all sums which have been on deposit for
one year next preceding, reckoning from the first day in
«ach month ; provided, that in case deposits are made
immediately before the first day of April, or are with-
drawn soon after the first day of April, so as to cause the
bank to bear an undue proportion of the taxes, the officers
reserve the right to deduct an equitable amount from the
interest on account of such taxes. Every year it is becom-
ing more difficult to invest small sums safely aud profit-
ably in the ordinary channels of trade, and the usefulness
-of such an institution as this is consequently sure to
steadily increase with the progress of time. Depositors
bave the great advantage of knowing positively what
their annual income from any given sum will be, aud
there is certainly not the least question as to the entire
security of the principal. The facilities offered have been
generally availed of, as is shown by the statement
appended to this article, while excellent management is
indicated by the financial exhibit of the same. That the
conduct of affairs is in experienced and reliable hands is
even more forcibly demonstrated by the following list of
ofiScers : President, Solon A. Carter ; treasurer. William
F. Thayer ; trustees, Thomas Stuart, William ]M. Chase,
Solon A. Carter, Edward B. Woodworth. William F.
Thayer, Charles H. Roberts. Henry A. Emerson,
AJvah W. Sulloway. Edmund E. Truesdell, Charles
C. Danfortli, John E. Robertson, Edson J. Hill, John
Whitaker. Timothy P. Sullivan, George P. Little, James
H. Rowell, Edwin H. Carroll.

Union Guaranty Savings Bank, Concord, N. H.
Statement May 19, 1890.

Resources— Loans, $341,050.77 ; Stocks and Bonds,
^117.025.00 ; Bank balances and other cash items, $13,-
729.03; total, .s-17 1.804. 80.

Liabilities— Guaranty fund, $50,000.00 ; Deposits, §406,-
454.53; Discount and interest, |15,3o0.27 ; total, $471,-
■804.80.

Martin H. Spain, Granite Quarry, Concord. We have
not the figures at hand showing the amount of capital in-
vested in the granite business in Concord, and the annual
production of this stone, but those who are at all familiar
with the city need not have figures quoted to them to make
them realize that this is a leading representative industry,
and is developing at a rate that is as gratifying as it is phe-
nomenal. Everybody has heard of " Concord granite," and
altliough there is an almost endless variety of kinds of
granite, few of them can compare in merit and popularity
with those coming under that general head. We know of
no better example of Concord granite than that taken from

the quarry of i\lr. Martin H. Spain, and we are not alone in
this belief, for in the judgment of experts the stone quar-
ried by Mr. Spain has no superior in its special line. He
has all necessary facilities at hand to enable him to fill
orders without undue dela}', and he is in a position to
quote the lowest market rates and to furnish stone in
quantities to suit.

H. O. Matthews, Carriage and Sleigh Painter, Hall's
Court, Concord, N. H. — No practical man needs to be told
that it pays to keep a carriage, sleigh or other vehicle well
paiuted, for experience has taught him that the gain in
durability more than compensates for the cost, leaving
appearances out of the question altogether. Of course,
good workmanship and the use of good stock are essential
to a satisfactory and durable job, but there is no difficulty
in securing these, and one sure way to do it is to place the
order with Mr. H. O. Matthews, who utilizes a well-
equipped shop comprising two floors of the dimensions of
40 X 50 feet, located in Hall's Court, employs from three
to five assistants, aud is prepared to do first-class work at
short notice and moderate rates. Mr. Matthews is a native
of Canterbury, N. H., and began operations in 1875. He
is very generally known, not only in this vicinity but
throughout New England, for he is the most extensive
breeder of thoroughbn d swine in New Hampshire and has
stock for sale at all times, orders being received from every
State in New England, not only for swine but also for
fancy poultry in which he deals very largely, handling ten
varieties. The "Pine Grove Breeding Farm," is one of
the most celebrated establishments of the kind in the
country, and to those interested in thoroughbred stock is
well worth travelling many miles to visit, for from 150 to
250 swine are to be seen there at all times, including such
famous varieties as Poland, China, Yorkshire, Chester
White and English Berkshire. They are of registered
pedigree, and the buyer knows just what he is getting for
his money and may depend upon having bottom prices
quoted, for Mr. Matthews' facilities are such that he is pre-
pared to easily meet a'l honorable competition. At the
late New Hampshire State Fair, held at Manchester, he
took all the first and second stock premiums, his exhibit
attracting much favorable attention from the public and
the press. All orders, large or small will be carefully filled
at short notice, and all communications are assured
prompt and painstaking attention, any desired information
being cheerfullj* given.

John H. Mead, Wood Turning, Union Steam Mill.
Concord, N. H. — There are few if any better equipped
establishments of the kind in this city, than that carried on
by Mr. John H Mead, and popularly known as the Union
Steam Mill. The reputation that Mr. Jlead, holds for
the doing of uniformly satisfactory and accurate work,
shows that the facilities under his control, are taken full
advantage of and improved to their utmost limit. At the
Union Steam Mill, every preparation is made for the doing
of wood turning, sawintr, etc., of all descriptions. Mr.
Mead's business is a large and growing one. for builders and
others have discovered that he adheres closely to agree-
ments, and may be depended upon to finish a piece of
work at the time promised. To those familiar with the
principal causes of the annoying and expensive delays so
associated with building operations, this fact will explain
the popularity of the establishment under notice, and this
popularity has been greatly aided by the moderate prices
at which Mr. Mead fills the orders entrusted to him.
His work is always reliable, and his mill one of the best
known of the kind in this vicinity. Mr. Mead makes a
specialty of stair balusters, newel posts of all kinds,
bridge pins, carriage seat sticks, etc. He has recently
secured the service of a professional pattern maker from
Boston, and is prepared to execute any work in this line,
from plans or specifications, or for inventors' experimental
machinery, jobbing, cabinet work and saw filing. All
orders executed with promptness aud despatch "and at
reasonable prices.

LEADING BUSINESS MEN OF CONCORD.

Olapp &. Co., Brass nnd IroD Founders, nil kinds of
Foundry Work, Railroad Castings, etc. Prompt attention
given to ord< rs by Mail or i-xpress. Correspondence
solicited. No. 8 Chandler Street, Concord, N. II.— There
is probablj- no more thorouglily equipped brass and iron
foundry in the State than that carried on by Messrs. Clapp
& Co., "at No. 8 Chandler street, and the work turned out
is worthy of the facilities provided, for it has no superior
in its special line, and, indeed, some of the concern's pro-
ductions are conceded by practical men to be unrivalled
for efliciency of design and excellence of workmansliip.
The firm is constituted of Slessrs. S. F. Prescott. II. W.
Ranlet, W. T. McLam and F. L. Badger, all of whom
are old residents of Concord and are very generally known
in social as well as in business circles. Employment is
given to about thirty assistants, and the facilities are such
that all orders ran be tilled at short notice. A general
brass and iron fo\inding business is done, all kinds of
foundry work being furnished at moderate rates, and esti-
mates will be cheerfully and promptly given on applica-
tion. Patterns will be made to order, railroad castings
of all kinds will be supplied with the least possible delay,
and especial attention is given to locomotive cylinders and
other dry sand work. Builders' materials are largely dealt
in, including columns, crestings, chimney caps, sash
weights, ash mouths and boiler doors with double flanges,
girders, plates, sidewalk gratings, manhole coverings, coal
holes and other standard builders' supplies. Clapp & Co.'s

Improved Chim-
ney Caps are very
fv^/Z/y/f^Y^r popular among ar-

chitects and build-
ers, as they arc
ornamental and
. . . , durable, increase
^r<Ai the draft and
afford perfect pro-
tection to the
chimney. Tliey
are made in plain
and ornamental
styles and in a suf-
ticieut variety of
sizes to suit all
- cases. Stable fit-

tings of all kinds are kept in stock or made to order at
short notice, among these goods being mangers, hay racks,
watering troughs, drain spouts and gutters, hitch weiglits,
hitcli posts, etc. Machinists' supplies are also extensively
handled, the lowest market rates being quoted on pulleys,
hangers, gears, boxes, shafting, washers of all kinds, coup-
lings, bushings, brockets, etc., etc. Other prominent pro-
ductions are carriage supplies, polishing rings for granite,
clolhis gigger heads,
sled shoes and black-
smith's tuyere irons,
('lapp & Co.'s New
iiubinaliou Drinking
I'ountidn is a leading
-picially and the de-
mand for it is very large
and steadily increasing.
These fountains are
uide in the best man-
ner, the pipes are all
brass and consequently
cannot rust out. and a
sufficient variety o f
■Styles are made to suit
all circumstances and
conditions. liul little
water is used and that
is Bo admitted as to
keep the contents of the
bowl in a circular mo-
tion whicli absolutely
prevents freezing, ft

is so arranged that separate pipes furnish the supply for
horse, dog and man. The lirni also inanulaclurc II. W.
Clapp & Co.'s I'atent
Sewer Inlet Gratings,
Traps, etc., and solicit
correspondence c o n •
cerning anything in
their line, giving imme-
diate and careful atten-
tion to all mail and
express orders.

Mead, Mason & Co., Contractors, Builders and .'Manu-
facturers, Builders' Supplies, etc. Proprietors of Ihfr
Union Steam Mills, Concord, N. II. — This firm have for
very many years held a very prominent position among
the large contractors and builders of New England. The
business was first founded in 1847 by C. E. Jiesd and W.
G. Mason and thus continued until 1857 when N. .1. Mead,
became a partner but under tha old firm name. In 1884
Mr. N. J. Mead retired from the firm, and E. C. Mead and
W. M. Mason were admitted to partnership. The plant of
the firm in this city is a three-story building 80x10(1 feet
in dimensions and is supplied with all the modern improved
macliinery demanded for the business and run by a 100-
horse power engine. The productions of the firm com-
prise a great variety, but the leading specially has been
church and public building furniture and furnishings, hav-
ing seated more churches than any other firm in New Eng-
land. They have executed very fine work in this city in.
the State IloUfC, the new government building and the
Unitarian Chuich. also in the Congregational churches in
Manchester, N. H.. Newton. Mass., Arlington. Mass.,
Somerville, JIass., the JI. E. Church, at Manchester, N.
H., the Hoylston street Church, Boston, and very many
others that "might be named but perhaps the most promi-
nent and extensive piece of work this firm has performed
ma)' lie found in the Central Park flat building, Valencia,
on Fifty-ninth street and Seventh avenue. New York — a
most elegant structure and having 2000 rooms under one-
roof. The business of the firm extends throughout New
England. New York and adjoining States. Offices, Con-
cord, N. H , Manchester, N. H., and 10 Canal street,
Boston, JIass.

Frank H. George, successor to W. C. Elkins & Co.,
Stoves, Furnaces, Ranges and Kitchen Furnishing Goods.
Job Work a Specially. 142 North Main Street. Concord,.
N. II. — The undertaking carried on by Mr. Frank H.
George is iloubtless familiar to many of our readeis, for it
has been in operation for about sixteen years, and has been
conducted by its present proprietor since 1879, he having
succeeded W. C;. Elkins & Co. Mr George is a native of
Plymouth, N. H , and is thoroughl}- familiar with every
detail of tlie business with which he is identified, as may
easily be sten by the character of the service he oilers the
public, for there is not a dealer in stoves, furnaces, ranges,
etc., in tliis vicinity, that is prepared to hold out more
genuine inducements to customers. The premises occu-
pied comprise one floor and basement, each 20x65 feet ia
size, which are well arranged and fitted up with the most
improved facilities for the doing of job work, at short
notice and in first-class style, and those who apprfciate the
importance of having work of this kind done in an honest
and painstaking manrer, can do no better than to place
their orders with Mr George. He employs three compe-
tent assistants and guarantees satisfaction to every cus-
tomer. Tlie store is located at No 142 North Main street,
and the leading makes of stoves, furnaces and ranges are
carried in stock as well as a full line of kitchen furnishing
goods, and offered in great variety at the lowest market
rates. " Honest goods at honest prices" is a very attrac-
tive motto, and its spirit is certainly thoroughly carried
into effect at this representative establishment. This is.
also headquarters for first-class refrigerators.

LEADING BUSINESS MEN OF CONCORD.

Mrs. H. N. Newell, Fasliionable Millinery, 75 State
Block, Main Street, Concord, X. H.— There is iio business
in which that iudis|ieusable quality, "style," exerts a more
powerful and controlling influence, than is that of the
dealer in millioery goods, and it is owing to this fact that
some people fail, while others succeed, under apparently
precisely similar circumstances. A successful milliner
must have good taste, and must be able to distinguish
between that which is attractive; no two ladies look pre-
cisely the same in the same bonnet, or to put it more
clearly, the same arrangement of trimming etc.. is not
■equally becoming to two ladies, even though they be of
similar complexion, and alike in general appearance. This
fact is well known, but still it is too often disregarded, and
insufficient allowance made for the influence of iudivid-
ualty. Sirs. Newell was formed}' a resident of Jleredith,
N. II., and was engaged in the millinery business for
■twelve years previous to her coming here in 1878, when she
established business in this city. That she has been suc-
-cessful her numerous customers can prove. In 18S0 she
made an addition to her business by engaging in the variety
business, and she has now two connecting stores, the one
-occupied as a variety store is 18x76 feet in dimensions,
while the other used for millinery purposes is 22x76 feet
in size. Employment is given to from three to twelve
assistants, according to the season. In the variety store
she has a large collection of 5 and 10 cent goods. Also
crockery, glassware and toys, etc. Mrs. Kewell has
gained a good position in the rank of honorable dealers in
<his city.

Gay Brothers, producers of Fine Concord Granite, Con-
cord.— The consumption of Concord granite has become
"Very large and gives every indication of continuing to
rapidly increase for an indefinite period, for despite the
the many kinds of granite on the market, there is none
■which combines all the valuable characteristics to be found
in the Concord stone. Of course, all Concord granite is
alike, some varieties of it excelling in one respect and
some in another, but the product of certain quarries is
remarkably high and uniform in quality, and none is more
noteworthy in this connection than that of which Messrs.
<jray Brothers are proprietors. This quarry yields a fine
Concord granite that is sure to satisfy the most exacting
•taste; and those who wish to obtain stone admirably
-suited for the highest grade of ornamental or monumental
work can do no better than to place their orders with Gay
Brothers, for not only is the material they furnish unsur-
passed, but their prices are low and all commissions are
•carefully and promptly executed. The firm is constituted
•of Messrs. A. L. and J. E. Gay, both of whom are natives
of Kew Hampshire, and are generally and favorably
known throughout Concord and vicinity.

P. W. Webster, Carpenter and Builder, Main Street,
■Concord, N. H. — Among the various carpenters and
builders doing business in this "city, mention should be
made of 5Ir. P. W. Webster, who utilires a two story shop
on Main street, for he has a well deserved reputation for
turning out good work and the business done is not only
large but steadily increasing. The premises are fitted up
with all necessar}- facilities and a sufficient force of assist-
ants is employed to enable all orders to be filled at short
notice, the number, of course, varying with the time of
year, etc. Jobbing orders are assured special attention,
and it is safe to assert that all who may favor Mr. Webster
with their patronage in this department will have nft rea-
son to regret having done so. Contracting for buildings is
an important portion of the business, and estimates will
cheerfully be furnished for the erection or remodelling of
_dweHing houses or stores. Repairing of all kinds will be
clone in first-cla«s style at short notice, and the work will
prove durable as well as neatly finished, for good materials
are used and no trouble is spared to ensure satisfactory
results. Jlr. Webster is prepared to figure very closely on
contract work, and those contemplating building will best
serve their own interests by giving him an opportunity to
put in a bid

W. A. Thomp-
son, dealer in
Kineboots. shoes
a n d rubbers.
Lowest prices
in the city. Bai-
ley'sBlock, Con-
cord. — Tlio se
who have had
long experience
in the shoe busi-
ness say that no
1 1 w o persons
I wear their shoes
'out exactly
alike, as each
individual has
h i s distinctive
style of walk, as
he has of speech, of penmanship or of general manner.
Now granting this to be true, it is not surprising that a dealer
finds it necessarj' to carry a large and varied stock, in order
to satisfy all his patrons, for as each has his own style of
walk, so" each would naturally have peculiar ideas as to the
qualities he wants combined in a shoe. It is by no means
every dealer who appreciates this fact, but evidently Mr.
W. A, Thompson is one of them, for his assortment of foot-
wear is so extensive and so skillfully chosen that all tastes
and all purses can be suited from it. This business was
founded in 1880, under the name of Thompson & Co., and
was located in Statesman Block, but in 1882, Mr. W. A.
Thompson became sole proprietor and in 1885 he removed
to his present location, Bailey's Block. The premises will
measure 20J^ X 65 feet, affording ample opportunity for
the carrying of a large slock of ladies' and gentlemen's fine
boots, shoes and rubbers. The magnitude and character
of his patronage show that his methods are appreciated by
the purchasing public. Mr. Thompson's prices are the
lowest in the city, and the services of five courteous and
competent assistants are required to attend to the large
number of customers.

John A. White, manufacturer of Wood working Machin-
ery, No. 31 South Main Street, Concord, N. H.— The bus-
iness (if which Mr. John A. White is proprietor was
founded just about a quarter of a century ago, operations
having been begun bv Messrs. Kimball, Ford, Dunklee &
Co., in 1805. The following year Mr. D. F. Dunklee
assumed sole control, but before" the year was out became
a member of the firm of Dunklee & tilton. This concern
gave place to Messrs. Dunklee & Allen in 1869, and in 1876
Mr. F. N. Stevens became sole owner ; he being succeeded
by the present proprietor in 1877. Mr. White is a native
of this city, and served in the army during the Rebellion.
He is almost universally known in manufacturing and
general business circles, and his enterprising methods have
had the natural eflect of materially developing the business
since it passed untler his control. "He manufactures a great
variety of wood working machinery and holds numerous
valuable patents, many of his productions not being
obtainable elsewhere. Tlie premises utilized are located
at No. 31 South Main street, and contain a very complete
plant of improved machinerj', enabling operations to be
carried on to the best possible advantage. The main shop
measures 40X150 feet, and there is a wing of the dimen-
sions of 32x62 feet. Employment is given to from thirty
to fiftv assistants, and no trouble is spared to maintain the
high reputation so long held for promptness and accuracy
in^the filling of orders. The high favor in which Mr.
White's productions are held liy practical wood workers is
due in a ereat measure to their excellence of design, but
the excellence of material and perfection of workmanship
should by no means be left out of the reckoning, for they
secure d"urability under the most trying conditions and
reduce the liability to get out of order"to a minimum.

LEADING BUSINESS MEN OF CONCORD.

Fheniz Iiivery, Boarding and Hack Stable, Dodcc &,
Bickford, Concord, N. II.— The Pbenix Livery and Hack
Stable has been carried on for many years, and bas long
ranked among tbe best managed and most popular estab-
lishments of the kind in this section of tbe State. Among
the proprietors have been Messrs. James Howell, William
K. Norton, and George Foster, the latter gentleman being
succeeded by Messrs. Dodge & Bickford, the present own-
ers, in 1885. Mr. C. W. Dodge is a native of Claremont,
N. H., and Mr. JI. F. Bickford of East Canaan, N. H.,
both these gentlemen being too well known in tiiis vicinity
to re(Hiire extended personal mention. Under their skill-
ful and liberal management the Pbenix Stable has become
more popular than" ever, and we have no hesitation in
guaranteeing satisfaction to all who may make use of the
facilities tliere provided. It is located in the rear of tbe
Phenix House, and contains sixty comfortable stalls
besides ample carriage room, etc. A livery, hacking,
boarding, feed and sale business is done, employment
being given to six competent assistants and all orders
being assured immediate and careful attention. First-
class teams will be furnished at very short notice and at
uniformly moderate rates, and hacks will be supplied for
weddings, funerals, parties, etc., any number desired
being furnished, together with experienced and careful
drivers. Messrs. Dodge & Bickford keep their turnouts in
the best of condition and are thereby enabled to cater suc-
cessfully to the most fastidious trade.

John McGuire, Granite Quarrv, Concord. — The granite
quarries of Concord and vicinity have been a very impor-
tant source of wealth to that section, but present indica-
tions are that their importance is to steadily and very
largely increase in the future, for granite is becoming
more popular every year, particularly for monumental and
ornamental purposes for which Concord granite is pecu-
liarly adapted. Among the many qu;irries now success-
fully worked in this vicinity, that controlled by Mr. John
McGuire should be given prominent and favorable men-
tion, for the quality of the stone taken from it is strictly
flrst-class. and the proprietor has facilities which put Iiiin
in a position to fill the most extensive orders at short
notice, while Ids policy is to execute the smallest commis-
sions carefully and promptly. Employment is generally
given to six or eight assistants, and this force can be
largely added to at very short notice should occasion
require. Mr. McGuire quotes the lowest market rates at
all times, and those placing orders with him may rely
upon being treated squarely in every respect.

Lee & Kenna, dealers in Groceries, Flour, Grain, Teas,
CofTces. Spices, Tobacco, Fruit, etc., 5 South JIain Street,
Concord, X. 11. — Those who have had extended dealings
with this house do not need to be told of the advantages of
placing orders here, but the many who are in search of a
well equipped and thoroughly reliable grocery store, will
thank us for calling their attention to that conducted by
Messrs. Lee & Kenna, for it will be found to " fill the bill "
in everv particular, and both as regards the completeness
of the 'stock, and the efficiency of the service, merits far
more extended mention than our space enables us to give
it. This business was established in 1877 by Lee & Kelle-
lier, but in 1880, the present firm of Lee & Kenna was
formed, and they have made their store a prime favorite
in the vicinity in which it is located. The premises will
measure 23 X 70 feet and contain a carefully chosen stock
of groceries, flour, grain, teas, coffees, spices, tobacco,
fruit, meat, etc. These goods are especially adapted to
family use and guaranteed to prove as represented in every
respect. These^ gentlemen are both natives of Concord,
N. H., and have many friends in social as well as in busi-
ness relations. They are careful buyers and are in a posi-
tion to quote low market rates on all commodities han-
dled, and to, furnish goods satisfactory to tbe most
fastidious. Siifficienl help is employed to assure prompt
service to all, and all orders will be accurately delivered at
short notice.

Sullivan's Drug Store, 9 North )Iain Street, Concorc^
N. H. — One generally feels considerable hesitation in giv-
ing advice as to what physician shall be constilted. or at
what pharmacy prescriptions shall be compounded, for the-
consequence of advising wrongly in either case are too-
grave to be lightly assumed. Still we feel perfectly sure-
that all who may patronize the establishment conducted
by Mr. D. W. Sullivan, at No. 9 North JIain street, will
have no reason to regret having done so, for we know that
the stock of drugs, medicines and chemicals there carried
is full and complete and we also know that Mr. Sullivaik
may be depended upon to compound every prescription.
with which he is enlnisled with care. He is a New Hamp-
shire man by birth, and opened his present store in 1888.
The premises occupied comprise a store 20x50 feet in
dimensions, in addition to a large storeroom. The store
is well arranged and fitted up for the purposes for which
it is used. Mr. Sullivan endeavors to handle only pure
and fresh drugs, etc., and secures that end as far as possi-
ble by procuring his supplies from the most reputable
sources He is very moderate in his charges, and employs,
three efficient assistants, who enable him to fill all orders-
without undue delay.

Boston One-Price Clothing Co., John G. JIcQuilken &
Co.. Proprietors. Dealers in Ready-Made Clothine, Hats-
and Caps, Gents' Furnishing Goods, " Blue Front," oppo-
site the Clock, Concord. N. H. — In every community,
whether it be large or small, there are certain houses-
which are recognized as the leaders in their particular line,
and there is no branch of business but what this rule
applies to, for as sure as a particular industry or branch oV
trade is represented at all, just so sure must some one con-
cern lead, other houses following more or less successfully
as the case may be. Of course in so important a trade center
as Concord is there are numerous examples of this truth,
and one of the most striking of them, is that afforded by
the position held by the "Boston One-Price Clothing Com-
pany," John G. McQuilken & Co., proprietors. This store-
is known as the " Blue Front," oppos-ite the clock. Busi-
ness in this line has been conducted in this location for
several years, and by three or four different firms, but in
1888 the above named company assumed control and have
attained a good position as a leader in ready-made clothing,
hats and caps, also as dealers in gents' furnishing goods.
The premises occupied will measure 20x^*0 feet, and a
heavy stock of imported and domestic goods is carried,
which always includes the very latest novelties and is
complete in every department. Employment is given to-
two assistants who are competent to give courteous and
prompt attention to every caller, while the prices will be
found reasonable for the "fine quality of goods exhibited.

F. H. Upton, dealer in Provisions, Canned Goods,.
Fruits, etc., -Jl Washington Street, Concord, N. H. — It is.
comparatively easy to ge<hirst-class groceries in Concord
and vicinity but first-class nteats are by no means so-
common, it being notorious indeed that many who pay for
such products are in fact supplied with second rate arti-
cles. There are some dealers however, who appreciate the-
large demand for choice meals and are excellently well-
prepared to cater to it, and among these a leading position
is held by Mr. F. H. Upton, who carries on a well equipped
meat market at No. 41 Washington street, and does a first-
class retail business. Mr. Upton established the grocery
and provision business in Concord in 1872. In 1889 be
removed to his present location, and now deals in meats,
canned goods, fruits, etc. The store occupied is 22x40'
feet in dimensions and contains a lieavy stock of the above
named food supplies, while no trouble is spared to keep it
so complete in every department that all tastes and purses-
can be suited. Efficient assistiints arc employed and much
of tbe popularity of this establishment is due to the
prompt and courteous attention assured to every caller.
Sir. Upton is a native of How, N. II., and is well knowik
throughout Concord, having held the oftice of councilman^

LEADING BUSINESS MEN OF CONCORD.

I. M. Savage &, Son, dealers in Dry Goods, Groceries,
Flour, Corn, -Meal, Oats and Shorts, "No. 6 South Main
Street, Concord, N. H.— The business carried on by
Messrs. I. M. Savage & Son is an old established one hav-
ing been founded by Mr. Franklin Evans in 1S63, who
■was succeeded by Mr. I. M. Savage in 1883, the present
firm of I. M. Savage & Son having been formed in 1888.
3tr I. M. Savage is a native of Kingfiehl, ile., and his
son, Mr. G. E. Savage, of Hillsboro, N. H., and both
members of the firm are so extensively known hereabout
as to render further personal mention quite unnecessary.
The premises utilized are 20 X 70 feet in dimensions, and
located at No. 6 South Main street, and contains a heavy
and varied stock made up of dry goods in general together
with a full assortment of groceries, corn, meal, oats an'd
shorts. All these goods are ofl'ercd at the lowest market
rates, and as thej' are thoroughl}' dependable in character
and are guaranteed in every instance to prove precisely as
represented, it is not surprising that this store should be a
great favorite among discriminating purchasers. The
facilities enjoyed are so extensive that all orders can be
filled at short notice. Despite the uniform superiority of
the results attained, the charges are very reasonable, being
as low as is consistent with the handling of a first-class
stock of fresh and reliable goods.

W. H. Perry, manufacturer and dealer in Granite.
Rattlesnake Mountain Crystal Granite lor Rockfaced
Monuments a specialty. Designs made to order. Concord,
N. H. — The time has" long since gone b\' when custom
demanded that houses, churches, dress, and mortuary
emblems should all be reduced to the same dull level of
uniformity, and the spirit of the present age is to give
reasonable expression to individuality and allow personal
characteristics to express themselves in every legitimate
way. A modern cemetery is relieved of that cold formal-
isni which characterizes old burying grounds, bj' the taste-
ful variety of the monuments no less than by the work of
the landscape gardener, and this variety is due in a great
measure to the use of granite in the construction of mortu-
ary emblems. What ;ire technically known as rockfaced
monuments are now very popular among people of refined
taste and it is natural that such should be the case, for
effects attained are not all conventional and are capable of
almost endless variation. Of course the grain and quality
of the stone used are of the first importance, and it is gen-
erallj' conceded by expert judges that the Rattlesnake
Mountain crystal granite is most admirably adapted for
such monuments, being in fact unsurpassed by any stone
in the market. Mr. W. H. Peny is prepared to show
some beautiful monuments made from this material, for he
makes a specialty of handling and working it, and fur-
nishes it rough or finished in anj- desired quantitj'. He is a
native of England, and has been connected with his pres-
ent enterprise for a number of years. Up to 1880 he was
associated with others, but since that date he has been sole
proprietor. Employment is given to from thirty-five to
fifty assistants, and cemeterj^ work will be done in a supe-
ior manner at a short notice and at moderate rates. Origi-
nal designs will be made to order in thorough!}' artistic
style and estimates will cheerfully be furnished on applica-
tion.

Morrison & Searles, dealers in Beef. Pork. Lard, Ham,
Poultry, Sausage, etc.. Vegetables of every kind in their
season. Xo. 8 Pleasant Street, Concord. X. H. — The policy
pursued by these gentlemen of handling none but depend-
able goods, and of quoting the very lowest prices that can
be named on such articles has had the natural result of
gaining great popularity for this establishment since Messrs.
Morrison & Searles assumed control in 1^86, for the public
are quick to appreciate liberal and honorable methods, and
may be depended upon to patronize any enterprise con-
ducted in accordance with such principles. They employ
two efficient assistants, and as they also give close personal
attention to the various details of their business, are

enabled to insure prompt and polite attention to every
caller. The beef, pork, lard, ham, poultry, sausage, etc.,
offered at this house are selected from the most reliable
resources, and are hard to equal for their freshness and
superior qualities, and as they are careful buj'crs and have
become familiar with the tastes of their regular customers
they have no left over stock to accumulate, which they
are obliged to force upon those who patronize them. They
also have all kinds of vegetables in their season which are
kept in a fine and inviting condition. The premises
occupied are located at No. 8 Pleasant street, and are 2.5 X
60 feet in dimensions. Every effort is made to make this
store a favorite with the most economically disposed as
well as with the most fastidious.

Mimns & Paige, practical Steam and Gas Fitters ; also
dealers in Plain, Galvanized and Brass Pipe and Fittings
of all descriptions ; office in the Old Post-ofiice, School
Street, Concord. N. H. — The business carried on by
Messrs. Munns & Paige was established in 1.864, and has
never been more worthy of rapid and steady development
than since it passed under the control of the present firm,
made up of Messrs. James Munns and E. F. Paige, the
former a native of England and the latter of this State.
The enterprise may be divided into two departments, —
plumbing, and steam and gas fitting, etc. The concern
carry a full .stock of plumbers' supplies, including sheet
lead and lead pipe, water closets and wash bowls, copper
baths and sinks, brass works and plated faucets, etc.,
which they offer at the lowest market rates, and which
with the aid of from eight to twelve assistants, enables
them to fill all jobbing orders, etc., at very short notice.
A full assortment of plain, galvanized and brass pipe and
fittings of all descriptions, and other steam and gas-fitting
supplies is also carried, together with a fine line of gas-
fixtures comprising the latest fashionable novelties, as well
as plain styles for business use. Messrs. Munns & Paige
are agents for Gold's Low Pressure. Self regulating Steam
Apparatus, which is absolutely safe in the most inexpe-
rienced or careless hands, is very economical in the use of
fuel, and for these and other reasons is particularly
adapted for the heating of dwellings, schools, hotels, etc.
The firm are prepared" to set this apparatus up at short
notice, and to guarantee it to do .all that is claimed if used
as directed. 'They are also agents for the Imperial gas
machine, which is thoroughly practical and will give per-
manent satisfaction.

Norman G. Carr, Watchmaker and .Jeweler, and dealer
in Watches, Clocks, .Jewelry and Spectacles, 34 North
ilaiu Street. Concord, N. H. — Perhaps there are few
among the business men or residents of this city, who
realize that this is the oldest established house conducting
business continually without change in the firm or inter-
ruption to business in the city. That such is the fact is
claimed by the proprietor, Mr. Cair. Business in this line
was founded here in lSo3. by Mr. Chas. Pearson, who was
succeeded in 18.56 by Mr. Norman G. Carr, who has con-
tinued in the trade until the present time, and as the resi-
dents of Concord have a well deserved reputation for pat-
ronizing home establishments, the wisdom of this course is
well indicated by the general high standing of the local
retail business enterprises. There is little encouragement
for a dealer to endeavor to offer unusual inducements,
when he knows that all having important purchases to
make will visit some adjoining cit_v, but when the contrary
is the case, the result is soon perceptible. Take the store
conducted by Mr. Carr. for example, and the truth of the
principles we have hinted at, will be made manifest. Mr,
Carr carries as fine a stock of watches, jewelry, etc., as
can be found in the cit}'. and his prices cannot be dis-
counted by any retailer of whom we have any knowledge.
Sir. Carr is a practical watchmaker and jeweler, and his
long experience in this business is a guarantee that his
advice and judgment in purchasing anything in this line is
exceeded by none.

LEADING BUSINESS MEN OP CONCORD.

Oeorge H. Moore, dealer in Boots, Shoes and Rubbers,
13 Nonb Main Street. Concord, N. li.— It is well worth
while to take some little pains in the selection of footwear,
lor not only is one's appearance dependent in a great
measure ou the character of the boots or shoes worn, but
one's comfort and ease may he seriously interfered with
by prolonged use of badly-sliaped or ill fitting foot cover-
ings. Right here is one of the prmcijjal reasons why
selection should always be made from a large and varied
stock, for it is hard to find two people whose feet are
shaped precisely alike, and the only way to provide for the
special requirements of all classes is to carry an extensive
assortment of styles, sizes and grades, so that not only all
tastes but all purses also can be suited. Such has been
the policy pursued by Sir. George II. Jloore since opera-
tions were begun by him in 1877, and it is therefore not at
all surprising that a large retail business should have been
built up, particularly as the prices quoted will compare
favorably with the lowest named elsewhere on goods of
equal merit. The proprietor, Mr. George H. Moore, is a
native of Concord, and well known among the most enter-
prising business men The premises used are located at
No. 13 North Main street, and are of the dimensions of
18x70 feet, the extensive stock being displayed to excel-
lent advantage. Mr. Clark carries a superior stock of the
finest and best class of goods in all widths, sizes, and one-
half sizes. Employment is given to two competent and
courteous assistants, and callers are assured immediate and
careful attention.

Crawford & Stockbridge, Book Binders, Paper Rulers,
and Blank Book manufacturers, 18 North Main Street,
Concord, N. II. — For forty j'ears has the business now
conducted by Jlessrs. Crawford & Stockbridge. been suc-
cessfully carried on, so it is not surprising that it should
rank with the best-known and most truly representative
undertakings of the kind in the State. Operations were
begun by Mr. F. S. Crawford, in 1850. and various
changes have since occurred in the ownership, altliough
Mr. Crawford has been identitied with it from the first.
He was succeeded by Crawford & Chick, they by Craw-
ford & Danforth, they by F. S. Crawford, and he by the
present firm in 1883. The senior partner is a native of
New York city, and Mr. E. A. Stockbridge w^as born in
the state of JIaine. Four commodious rooms are occu-
pied, at No. 18 North JIain street, and every facility is at
hand for the filling of orders for book binding, paper
ruling and blank book manufacturing. Special attention
given" to numbering checks, drafts, coupon tickets, etc.,
all work done at short notice and in tirstclass style.
Employment is given lo eight efficient assistants, and no
trouble is sparedto maintain the enviable reputation long
enjoyed for tilling orders promptly at the time and exactly
in the manner promised. Blank books of any size, kind
or piillcrn will be furnished in quantities to suit, and the
firm are prepared to quote bottom prices on all the goods
they handle.

J. B. Merrill, Jleat and Vegetables. 236 North Main
Street, Concord. N II. — It is said that the average Ameri-
can family demands the btst grades of meats, and will not
be satisfied with anything inferior, even at a much less
price. Although this may be an exaggeration, still it is
undeniable that manj' families find it very dillicult to get
satisfactory meat, even when they aie prepared to ))ay the
regular market rales for it. The trouble is, they do not
look for it in the right place. Some dealers do not trade
in first quality meats at all, although they are not likely to
saj' so when questioned about it. On the other hand
there are establishments where a specially is made of
such meats. I'romiuent among these is the store kept by
Mr. J. B. Merrill, at No. 220 North Main street, this being
an old stand and having more than a local reputation for
furnishing strictly high-grade goods at fair prices. All
kinds of meats and fresh vegetables are largely dealt in,
efforts being made to supply goods that will prove entirely

satisfactory to the most fastidious. Mr. Merrill gives his
close personal attention to the business, and with his com-
petent assistants, is prepared to fill orders promptly, assur-
ing immediate service to every customer. This business
was founded several years ago. It was in 1889 that Mr.
Merrill succeeded Mr. W. A. Crowley. Mr. ilerriil is a
native of New Hampshire, he has been a representative
and also a councilman. Formerl}' he was a woollen manu-
facturer in Barnstead, N. H., continuing that business for
about twelve j'cars. Was at one time colonel in the State
militia, and hjis been deputy sheriff and served seven years
as sherifi.

Thurston & Emmons, retailers in Dry Goods and
Small Wares, Dress (ioods and Garments a specialtj-, U4
North Main Street, Concord, N. H— Among the leading
dry goods houses in this section of the Slate, prominent
mention must be made of Messrs. Thurston & Emmons,
for although this firm is of comparatively recent origin,
having been organized in 1889, the undertaking carried on
was founded in 1865 and has for years ranked with the
representative enterprises of the kind in this vicinity. The
original proprietors were Messrs. F. B. Underbill & Co.,
who were succeeded by Messrs. Stearns. Wiiiphier A: Co.,
and they by Messrs Thurston it Downing, the latter
change taking place in 1885. The present proprietors are
both Xew Hampshire men by birth. Mr. C E Thurston
being a native of Lyme, and Air G. B. Emmons of Bris-
tol. Mr. Emmons has served as alderman, and both he
and Mr. Thiirstoii are too well and favorably known in
Concord and vicinity to render extended personal mention
necessary. Mr. Emmons is actively engaged in other
enterprises in the city, and while he kieps thoroughly
conversant with the business of the firm, he is actively
represented by his son, Mr. Harry G. Emmons who gives
constantand personal attention to the business. He is a
native of Concord and educated in Concord schools. The
firm utilizes spacious premises, at No. 64 North JIain
street, comprising one floor and a basement, having an
area of 5,000 square feet, together with a side room forty
feet square. An extremely heavy stock of dry goods and
small wares is carried, and as the firm makes a specialty
of dre.ss goods and garments they offer particular induce-
ments in these lines, their store being in fact looked upon
as the headquarters for them so far as Concord is ccm-
cerned. Emplojment is given to ten competent and cour-
teous assistants, and prompt and careful attention is the
rule to all. Messrs Thurston & Emmons quote bottom
prices, and every article sold is guaranteed to prove as
represented in everj' respect.

Dooning & Fellows, Grocers, Corner Broadway and
South Streets, Concord. — When Daniel Webster was
asked, if there was any opening for a young man in the
legal profession, he replied. "There is always room at the
top." and this principle holds good in trade as well as in
the iirofessions. There are many grocery stores in Con-
cord, but there are also a good many people, and as there
is a constant demand for dependable groceries, prompt
service and generally lair dealing, we feel confident of the
permanent success of the enterprise of Messrs. Dooning
& Fellows, which was commenced during the current
year, for they deal in groceries of all kinds and spare no
pains to satisfy every customer. Their progressive and
reliable methods have already built up quite an extensive
business, and at its present rate of increase it will soon
double in magnitude, for new customers are constantly
being gained, and those who place a trial order with this
firm find it for their interest to call a.irain when anything
further in the grocery line is wanted. Their store is located
at the corner of Broadway and South streets, and contains
a carefully chosen stock of staple and fancy groceries,
especially adapted to family use, "Full value for money
received," is the motto of this establishment and an
examination of the goods and prices will show that it is
carried out to the letter.

LEADING BUSINESS MEN OF CONCORD.

Cummings Brothers, Monumental Works, Cummiugs'
H'ew Block, South Main Street, Concord, N. H. Branch
Houses at Franklin and PittstieUl, N. II. — It is generally
rather difficult for one to decide where to leave an order
:for monumental work, for the most of us are not very well
posted on such a matter and hence do not know how to
intelligently discriminate between good and bad work.
Under these circumstances, it is evident that much depeud-
•ence must be placed upon the commercial standing of the
various houses engaged in this industry, and taking this
for a basis we find that the firm of Cummings Brothers
miakes as good a showing as any of our marble workers.
The business of which they are now the proprietors was
founded by O. and G. A. Cummings in 18o3 at Franklin,
and in 1861 thej' established their business in Concord, aud
in 186-t Mr. G. A. Cummings assumed full control of
■affairs, and so conducted the business until 1868, when
the present lirm of Cummings Brothers was established.
These gentlemen are both natives of Acworth, N. H., and
have a most intimate acquaintance with their business in
every detail. The firm as now constituted is made up of
Messrs. George A, aud Milon D. Cununings ; they give
-close personal attention to all orders and spare no efforts
to satisfy their customers even beyond their expectation if
possible. They are both very well known and highly
esteemed throughout Concord and vicinitj', 3Ir. G. A.
Cummings having been connected with the city govern-
ment as mayor, alderman and councilman. Messrs. Cum-
mings Brothers have branch houses at Franklin and Pitts-
field, N. H., and give employment to about lift)' competent
workmf n. The premises occupied in Concord are located
in Cummings' New Block on South Jlain street, aud com-
iprise one floor and a basement each 32 X TO feet in dimen-
sions. Cummings Brothers conduct one of the largest
-enterprises of the kind iathe State, and order work is done
at the shortest possible notice, and in a thoroughly' com-
petent and artistic manner, the firm putting their prices
down to the lowest possible figure.

H. W. Brickett, dealer in Pine Groceries, Flour, Gi'ain,
•etc., 158 North Main Street, Concord, M. H. — The advan-
tage of deahng with a house that carries a large aud varied
stock, guarantees the quality of its goods, gives prompt
and poiite attention to customers, and sells at the lowest
market rates are too evident to require explanation and
when we say that the enterprise carried on bj' Mr. 11. ^V.
Brickett at No. 108 North Jlain street, is so managed as
to combine uU these good points, we need not persuade
■cm' Concord readers to give it their patronage, for their
•own self interest will dictate that ihey do so. Mr. Brickett
■succeeded the firm of C. C. Webster & Co. in 1881, and
for the reasons given above, has built up a large aud grow-
ing retail trade. Mr. Brickett is a native of Hamjistead,
N. H., and is a gentleman well acquainted with the line of
■business he has cboseu and gives his close personal atten-
tion to every detail of the establishment. Employment is
afforded to two efficient aud courteous assistants, and
although the extent of the trade carried on renders the
serving of many cust 'mers uecessaiy, still, every patron is
assured prompt and polite attention. Fine groceries, flour
and grain of all grades are extensively handled, aud the
prices quoted on these goods are such as will bear the
-severest examination.

A. O. Ferrin, Contractor for Mason Work and Builder.
and dealer in Lime. Brick, Cement. Calcined blaster.
Sand and Hair. Office, 13 School Street. Concord. — One
•of Concord's best known business men is Mr. A. C. Ferrin,
■who was born in Hebron, N. H., served in the navy dur-
ing the Hebellion, and liegan operations in this city nearly
a score of years ago, as a member of the firm of Ordway &
Ferrin, b' coming sole proprietor in 1888. He is a con-
tractor and builder, and dealer in lime, brick, cement, cal-
cined plaster, sand aud hair, being prepared to furnish
tho'fe commodities in any desired quantity at short notice
and at the lowest market rates. Employment'is given to

from forty to fifty assistants, and the most extensive con-
tracts for mason work can be filled very promptly and in
an entirely satisfactory manner. Mr. Ferrin is prepared
to figure verj' closely on all kinds of masonry, brick work,
plastering, stucco work, etc., aud will cheerfully furnish
estimates on application, or quote exact figures on receipt
of plans and specifications. Whitewashing, whitening
and coloring will be done in workmanlike style at low
rates, and cellars will be cemented at short notice, the best
of material being used, therebj' assuring durability and the
entire exclusion of all dampness from below. His office is
located at No. 13 School street, all communications to that
address being assured immediate and painstaking atten-
tion. Mr. Ferrin built the Odd Fellows Block and the
new High School building in this city.

G. W. Wadleigh, wholesale and retail dealer in Milli-
nery and Hair Goods. Also manufacturer of Human Hair
Switches, AVigs, etc , Wiiis, Ventilated Scams, Putls, Curls,
Coquetts, Perfections, Water Waves, Frizzes, Weft, etc.
Workmanship not excelled. Ordered Work of all kinds a
Specialty. 140 North Main Street, opposite Opera House,
Concord, N. H. — It would be difficult, and probably an
impossible task to give an adequate idea of the stock car-
ried at the establishment of G. W. Wadleigh, No. 140
North Main street, by any veibal description, and so, even
did our space permit, we would not attempt to do so.
Suffice it to say that those who wish to see the latest nov-
elties in millinery and hair goods or who wish to purchase
anything in that line for cash at the lowest market rates,
or who desire to be assured of prompt attention and hon-
orable dealing, can do no better than to visit the establish-
ment mentioned. They will not be disappointed at the
result, for this house has long held the reputation of carry-
ing on one of the most skillfully and liberally managed
establishments in Concord. The premises occupied meas-
ure 30x6o feet. The millinerj' business was established
by Mr. Wadleigh in 1850, and in 1880 the manufacture of
hair goods was added, and the business has steadily
increased until it has reached its present large proportions.
The fine stock on hand is displayed to excellent advantage
and comprises millinery goods, also human hair switches,
wigs, puffs, curls, etc., etc. Employment is given to ten
efficient assistants, and courteous attention is assured to
all, and every article dealt in is strictly guaranteed to
prove as represented in every respect. Mr. Wadleigh is a
native of Sutton. N H., and it is by long continued appli-
cation to his business that he has gained his present high
reputation, having been in business here for forty years.

E. McQuesten & Co , General Store. 47 South Street,
Concord. — The business couducted by Messrs. E. McQues-
ten & Co., at No. 47 South street, was founded many
j'ears ago and has long been looked upon as one of the
most truly representative enterprises of the kind in Con-
cord. Since passing under the control of the present firm,
in 1888, it has become more popular than ever, for not
only has the old reputation for square dealing been fully
maintained but increased pains have been taken to keep
the stock complete in every department, to handle none
but reliable goods and to quote prices as low as the lowest,
while it is generally' conceded that at no stoi-e of the kind
in this city is the service more prompt, courteous and gen-
erallj' efficient. The premises comprise two floors and a
basement, each of which is 30 X 75 feet in dimensions,
and no space is wasted either for a heavy stock is carried,
comprising full lines of staple and fancy groceries, teas,
coffees and spices, canned goods, meats, iish, and all kinds
of seasonable fruits and vegetables, together with a care-
fully chosen assortment of dry and fanc}' goods. 3[r.
McQuesten is a native of Northfield, N. H., and is thor-
oughly familiar with the handling of general merchandise.
He gives close personal attention to the many d-tails of
the business and takes especial care to see that orders are
promptly and accurately delivered. The gond^ are sold
strictly on their merits, every article being fully guaran-
teed to prove precis 'y as represented.

LEADING BUSINESS MEN OF CONCORD.

C. E. STANIELS, Dist. Snpt.,

CONNECTICUT •:• MUTUAL •:• LIFE.

ASSETS.
SURPLUS,

37,874,971.71
3,530,000.00

Motto: Nee mora, nee
requtes

STATE CAPITAL BANK BUILDING,
CONCORD, N. H.

Concord Beef Co., Keceivers and Commission Mer-
chants in Swift's Chicago Dressed Beef, Mutton, Lamb
and Veal, Railroad Square, near Stratton, Merrill & Co.,
Concord, N. II. — It is safe to say that a man who never
heard of "Swift's Chicago Dressed Heef," must have been
"brought up in the woods," and pretty far back in the
woods at tliat. for although this product has been on the
the eastern market for not more that twelve or fifteen
years, it is now known practically everywhere and is
accepted as the standard wherever known. The whole-
sale distributing house for this section of the State, is car-
ried on by the Concord Beef Company, which was organ-
ized in lyS-i, and of which M. W. Iv'ims, has been man-
ager from the beginning. Mr. Nims is a New Hampshire
man by birth, and is too widely known hereabouts to
require extended personal mention. He is very popular
among the customers of the company and there is every
reason wb}' he should be, for he keeps the service at a high
standard of efRciency and fills both large and small orders
without delay. The company are not onlj- receivers of
and commission merchants in Swift's Chicago Dressed
Beef, but also handle mutton, lamb and veal very
extensively; utilizing a refrigerator which will hold thirtj'
tons of ice and two carloads of meat. The premises occu-
pied are located in Railroad square, near Stratton, Meirill
& Co., and are spacious and conveniently arranged. Pork,
sausages, tripe, hams, etc., are constantly in stock, and
the promi)t and accurate filling of orders is assured by the
employment of three competent a.ssi8tauls.

Oliver Ballou, dealer in Portrait and Picture Frames,
Swiss Carvings, Artists' Materials, etc., No !)2 North
^lain Street, Concord, N. H. — In a volume such as this,
which treats of the manifold interests of Concord, it is
evident that those branches of trade and manufacture
which are dependent on the work of the artist, must nec-
essarily occupy a prominent place. Of these not the least
important is the dealing in artists' materials, and to obtain
those of the best quality is an important point for the
artist to consider, to tlie end that his work sliall be prop-
erly executed and finished. Jlr. Oliver Ballou, who i8
engaged in the above named business, was associated with
Mr. Robinson in 1884, but in 18S8, he became sole propri-
etor of lhe.se premises, which measure about 1200 feet,
besides a basement which he utilizes. He deals largel}- in
portrait and picture frames, Swiss carvings, artists' mate-
rials, etc., and this house has become known to the trade
as a prominent, substantial and trustworthy establishment
for the sale of fine art goods. Mr. Ballou is a native of
Alexandria, N. II., and we ma)' say that he is in a posi-
tion to offer to the trade as fine a qualitj' of the goods
dealt in, as can be found in this vicinitj', and in all depart-
ments of his business lie has inducements to offer not else-
where to be duplicated. The " Fine Art Store," has
become a favorite resort for all lovers of fine workmanship,
and goods are cheerfully shown and all callers are cor-
dially and politely attended to.

N. C. Nelson, Watchmaker, Engraver, and dealer im
fine Watches. Clocks, etc., repairing fine watches a spe-
cialty, No. 5 School Street, Concord, N. H. — It would be-
foolish to deny that modern methods of watchmaking
have been beneficial to the general public, but it would be
equally foolish to deny that one of their effects has been
to diminish the number of really competent watch
repairers. Under former conditions, every practical
watchmaker was of necessity competent to do repairing;
under present conditions a man may work at watchmaking
— that is, at making one part of a watch — for ten J'ears,
and then be no more able to do repairing than when he
first begun. Yet everybody carries a watch, and there is
a great and increasing demand for thoroughly expert
repairers. We feel that we are doing our readers agenuine
service in calling to their attention the nature of the .ser-
vice rendered by Jlr. N. C. Nelson, doing business at No.
5 School street, for he has carried on the trade of watch-
making, repairing and engraving ever since 1865 and there
is no man in New Hampshire better qualified to succeed
with the most diflicult and delicate jobs. For a long lime
Mr. Nelson confined himself to doing repairing and
engraving, etc., for the trade, l)Ut for the past eight years
he has filled orders for the general public, and also handled
watches, clocks and jewelry at retail. He was born in
Exeter, N. 11., and is very widely known throughout Con-
cord and vicinity. Employment is given to from two to
three assistants, and all orders are assured prompt and
careful attention; moderate charges being made in every
instance and watches, etc., being furnished at the lowest
market rates.

Andre-w Bunker, manufacturer of Sash, Doors and
Blinds, at Union Steam Mill, Concord, N. H. — The man-
ufacture of doors, sash and blinds has attained immense
proportions of late years and is still steadily increasing,,
some of the establishments engaged in it turning out goods-
enough in a day to furnish a good sized village. The fac-
tory carried on by Mr. Andrew Bunker does not cover
acres of space and its productions are not numbered by
the hundred thousand, but so far as quality is concerned
no factory in the country can make a better showing.
The proprietor is a native of Barnstead, N. II., and cer-
tainly ought to be able to produce a superior article, if
experience goes for anything, for he has been engaged in
his present line of busmess ever since 18r),5, beginning
operations as a member of the firm of Rexford & Bunker
and having had sole control for nearlj' thirty years. His
factory is at the Union Steam Mill, and is equipped witb
the most improved machinery, special attention being
given to order work and all commissions being executed
in a superior manner at short notice and at moderate rates.
The premises measure 30 X 100 feet, exclusive of the store-
roon\, lumber-room and dry-house. ^Mr. Bunker uses well-
seasoned stock, employs experienced assistants, and spares-
no pains to fully maintain the enviable reputation his pro-
ducts have long held among practical men throughout this
section.

LEAD IX 0 BUSINESS MEN OF CONCORD.

P. H. Coleman, Carriage and sign painter, Concord, N.
H. — Not only the appearance but the durability of a vehi-
cle i8 dependent upon the manner in which it is painted,
and those who thinlv to save money by letting carriages or
signs go uncared for in this respect, malve a great mistake.
Carriage and sign painting, is a business bj' itself, and in
order to be sure of attaining the best results, it is necessary
to place orders with one who makes a specialty of such
work and has both the facilities and the experience to
enable him to guarantee satisfaction to the most critical.
Such a man is Jlr. P. H. Coleman, doing business in Con-
cord, N. H., and we take pleasure in recommending him
to our readers, for those who have had dealings with him
spealv in the highest terms of his skill and reliability. Mr.
Coleman was connected in this enterprise with Mr. Biclc-
ford in 18T6, but he became sole proprietor in 1877, and his
business as carriage and sign painterhas steadily increased;
the premises which he now occupies, comprise two floors
each 30x70 feet in dimensions beside an elevator and
storeroom. He employs two efficient assistants, thus being
in a position to fill all orders at short notice. Carriage
painting, sign painting and lettering, will be done in
a thoroughly workmanlike manner, carefully selected
materials being used, and the durability as well as the
beauty of the work being given due consideration.
Repainting and varnishing done with neatness and dis-
patch, and at reasonable rates Mr, Coleman has gained
the highest respect of all who are acquainted with him, and
is a member of the common council.

Rogers & Mandigo, dealers in Stoves, Furnacfs, Tin
and Wooden Ware, etc., !» Warren Street, Concord, N. H. —
The business conducted by Messrs. Rogers & Mandigo was
founded in 1686, liy Mr. Geo. D. Richardson, who was suc-
ceeded by INIessrs. Richardson & Bean, this firm giving
place to Mr. A. W. Bean, and he to the present proprietors
in 1889. The original premises were located on Main
street, but since 1887 the present commodious quarters at
No. 9 Warren street, have been utilized. They comprise
one floor and a basement of the dimensions of 25x50 feet,
and contain a large and complete stock of stoves, furnaces,
tin and wooden ware, kitchen furnishings, etc., including
the latest novelties as well as a full line of those staple
goods that are alwa3's in demand. Some radical improve-
ments have been made in cooking and heating stoves of
late years, not only adding to their efficiency but reducing
the consumption of fuel, and Messrs. Rogers & Mandigo are
prepared to furnish the most convenient and economical
styles at the very lowest market rates, so it is well worth
while to give them a call when anything in this line is
wanted. Jobbing orders are given prompt and careful
attention, and tin roofing will be done in a neat and dura-
ble manner at moderate rates. Mr. A. E. Rogers is a
native of Massachusetts, while Mr. D. L. Mandigo, was
born in New York State; and both are thoroughly familiar
with tlie practical details of their business and give per-
sonal attention to the filling of every order.

P. A. Clifford, Sanitary Plumber, Gas Fitter, and dealer in
Plumbers' supplies. Water Closets, Bath Tubs, Bowls, Lead
and Iron Pipe, etc., fine Plumbing a specialty, 14 School
Street, Concord, N. H. — Everybody knows that "an ounce
of prevention is worth a pound of cure," but everybody
does not take advantage of this knowledge, and the result
is that much serious sickness occurs that is entirely
unnecessary, as it is plainlj- the consequence of careless-
ness. Some of the most common and deadly diseases are
caused by defective plumbing, for sewer gas is as much a
poison as arsenic, and the only way to keep it out of a
house is to have the drainage system scientifically arranged
and thoroughly constructed. In this connection we take
pleasure in calling attention to the facilities pos.sessed hj
Mr, P, A. Clifford, for the doing of sanitary plimibing, as
he makes a specialty of such work and is thoroughly com-

petent and reliable. His place of business is at No. 14
School street, and here may be found a complete line of
plumbers' supplies, water closets, bath tubs, bowls, lead
and iron pipe and fittings, etc , these articles being of the
most improved type, and being offered at the lowest
market rates, Mr, Clifford employs from six to twelve
assistants, and is in a position to give immediate and care-
ful attention to every order. Gas fitting will be done in a
superior manner at short notice, but a specialty is made of
fine plumbing, and no house in the State does better work
in this line or quotes more moderate prices.

James H. Rowell & Co., Concrete Paving, etc.. Resi-
dence, School Street, Concord, N. II, — The perfect pave-
ment has yet to be discovered, but in many respects a well-
made concrete pavement leaves but little to be desired.
Of course it is not so durable as stone, when exposed to all
kinds of traffic, but it is well to bear in mind that wear
and tear are inseparable from friction, and that as a matter
of fact the question is whether the most of the wear shall
come on the road or on the vehicles, liorses, goods and
drivers. In Washington and in some other cities, asphalt
pavement, or other form of concreting, is extensively used
and gives the best of satisfaction, and although the severe
frosts in the more northern States necessitate especial care
in the laying of such pavement, it can lie used to excellent
advantage if put down as it should be, and as Messrs.
James H. Rowell & Co. are prepared to do, and have done
for eighteen years past. The business carried on by this
concern has been practically managed by the present pro-
prietors since 1873. Mr. Rowell is a native of Concord,
and has served the city for eight years as road commis-
sioner and superintendent of streets, and in the discharge
of the duties of those positions has made a study of roads
and road making with so long and varied a practical expe-
rience as to be thoroughly familiar with the subject in
every detail. He is in a position to fill orders in a most
satisfactory manner, and at the lowest possitjle cost. Con-
crete walks for private grounds, public parks, sidewalks,
etc.. will be put down in a neat and durable manner at
moderate rates, and estimates on any work of this kind
will be cheerfully furnished on application.

J. R. Hosking, dealer in Concord and other Granite
Monuments, Headstones and Tablets, Concord, N. H, — The
comparatively high cost of marble, granite and other orna-
mental stones, as well as the difficulty of working such
materials combine to make monuments, headstones, etc,
quite expensive even under the most favorable circum-
stances, and when an order is placed with a dealer who
charges extra for his "name, " and quotes a high scale of
prices throughout, the result is enough to frighten a man
of ordinary income. Now we do not want to convey the
idea that Mr. J. R. Hosking, is prepared to give "some-
thing for nothing," for that would be absurd, but we
would like to impress upon our readers the fact, that he is
satisfied with a fair profit and is in a position to save
money for those who wi,sh anything in his line of business,
Mr. Hosking, is a native of England and has been identi-
fied with his business here in Concord since 1889. He
deals in Concord and other granite, and is prepared to fur-
nish monuments, headstones, tablets, etc, , at short notice
and at prices that are exceptionally low when the quality
of the work is considered. He makes a specialtj' of all
drapery carved work, figures and statuary, the workman-
ship being of high order. The premises occupied are
located on Penacook street, near the ice house. Employ-
ment is given to ten skilled workmen, thus enabling all
commissions to be promptly and carefully executed.
Communications addressed to Mr. J. R. Hosking, will be
given immediate attention, while all transactions entered
into, are sure to be as intelligentl}' carried out, as tlie work
is artistic. Some very fine specimens of his work can usu-
ally be seen at his place of business.

LEADING BUSINESS MEN OF CONCORD.

E. A. Moulton, House Painter, Paper Hanging, Con-
cord.— If Mr. E. A. Moulton is not Ihorouglily acquainted
witli his business in every detail it is certainly not from
lack of experience, for he has carried on his present enter-
prise since 1856, when he succeeded liis father, Mr. .lames
Moulton, Jr., who had founded it a score of years before,
so that the undertaking lias been carried on by the same
family ever since 183G. Judging from the reputation and
the character and extent of the patronage enjoyed by the
present proprietor, it is safe to assume that he is one of
the most skilllul and reliable house painters in the State,
and that he makes it an invariable rule to employ expcri-
■enced assistants only. Mr. Moulton utilizes a twostory
shop and has every facility at hand to enable him to fill
■orders at short notice and in a thoroughly workmanlike
maaner. He uses carefully selected stock and his work is
therefore durable as well as ornamental, while his charges
are reasonable in every instance. Jobbing is promptly
and skillfully attendi'd to and as Mr. Moulton is prepared
to figure closely on contracts for painting new houses, fac-
tories, etc., builders would do well to give him a chance to
put in a bid. Paper hanging in all its branches is also
done in first-class style and orders by mail will receive
immediate and painstaking attention.

Michael Casey, Granite dealer and manufacturer of
Monuments, in Concord. Sunapee, Souhegan and Barre
Granites, also Statuary, Urns, Tablets Address Box 344,
Concord. X. H. — Most people find it very diflicull to make
<;hoice of a monument or headstone when occasion requires
the purchase of anything in this line, for of course few
have much experience in the selection of such articles,
and it is hard to choose things with which one is not
familiar. Therefore we feel that we are doing our readers
a service in calling attention to the facilities otfered by Mr.
Michael Casey, for this gentleman has had an extended
experience in connection with dealing in granite and the
manufacture of monuments, statuary, urns, tablets and
cemetery work of all kinds. Mr. Casey also deals in Con-
cord, Sunapee, Souhegan and Barre granites, rough stock
being furnished on application. Mr. Casey founded his
present business in 1884, under the firm style of Kelliher &
Case}-. In 1888 he assumed the entire control, and has
gained the reputation of filling orders at short notice.
Correspondence is solicited and estimates given promptly
at the lowest rates. Ten competent workmen are con-
stantly employed and an extensive wholesale and retail
trade is transacted. Orders for granite or any kind of
■cemetery work addressed to P. O. Box 344. will receive
immediate and intelligent attention, and all agreement
entered into will be honoraljly kept, while all branches of
the work will be performed in a strictlj' first class manner.

Darius Philbrick, Livery, Sale and Boarding Stable.
Boarding and Transient a Specialty. The old American
House Stable. Formerly " Gass's." Rear of White's Opera
House, Concord. — Mr. Philbrick has been engaged in this
■business since 1874 but it was in 1887 when he became
proprietor of the stable located at the rear of White's
Opera House, since that time he has gained a leading posi-
tion anions such enterprises in this section. Those con-
versant with Mr. Philbrick's methods, will agree with us
that this is only what was naturally to be expected, for the
majority of the public are sure to appreciate liberal and
inlelligent service, and it would be ditlicult to find more
thoroughly satisfactory accommodations than those fur-
oisheil at this wellmanaged establishment The premises
are kept in the best condition and every facility is at hand
for the proper care of horses, as special attention is given
transient and boardine horses, having thirty-seven stalls,
and ever}' accommodation for feeding with good care and
kind treatment. Several teams are at hand for livery pur-
poses, and orders can be filled at short notice. As Mr.
Philbrick gives his personal attention to his business those
leaving their orders here may be assured of prompt and
satisfactory attention being tiven them in every respect.
He is a native of Epsom, N. H , and bj' bis honorable
dealings liis won the respect of all.

John A. Fraser, Monuments, Tablets, etc. -, Residence
31 Franklin Street, Concord. — In some lines of work
imperfection of material, deficiencies of workmanship, or
inappropriateness of design may be pardonable under some
circumstances and perhaps may not materially injure the
effect desired, but this is never the case with monumental
or cemetery work of any kind, and hence it is better to
have no tablet, headstone or moiuiment at all than to have
one defective in design, material or coustruction. But
happily the residents of Concord and vicinity are not
reduced to this alternative, for orders for cemetery work
may be placed with some of the various manufacturers in
this city in the full assurance that they will be filled in a
manner to which no reasonable exceptions can be taken.
Mr. John A. Fraser holds a leading position among such
manufacturers, and both as regards quality of work turned
out and prices quoted on the same he has no reason to fear
comparison with anyone In the State in a similar line of
business. He employs from four to nine assistants, and
can fill orders at very short notice, — sparing no pains to
deliver work promptly at the lime promised. Mr. Fraser
resides at No. 31 Franklin street, and all communications
to that address are assured immediate and carclul atten-
tion.

Daniel Parker, Steam Carpet Beating Works. Carpets
thoroughly cleaned without injur\'. Special attention
given to Renovating Feathers. Hair Mattresses, etc.
Orders left at 63 South Street, or at Ayers' Carpet Store.
Works at Union Steam Mill, Concord,"N. H.— Of course
there is no law (except the law of common sense) to make
people take advantage of improved methods, but when the
improvement is so decided and so easy to see as is the case
when carpet beating bj- machlnerj- Is compared with that
done by hand, it seems very strange that everybody should
not appreciate it and act accordingly. The residents of
Concord and vicinity are given an excellent opportunity to
avail themselves of the advantages of steam carpet beating,
for since Mr. Daniel Parker began the renovating business
in 18S3, he has turned out work equal to the best, while
his prices have been within the means of all. Very care-
ful handling is assured all goods entrusted to 51r. Parker's
Steam Beating Works, whj, by no means confines himself
to beating carpets, but also successfully undertakes feather
and hair mattress renovating, etc. Carpets are thor-
oughly cleaned without injur}', and orders left at No. 63
South street or at Ayers' carpet store, will receive prompt
attention. Mr. Parker is a native of Canada, and has
every facility in the way of improved machinery, for the
proper conduct of his several departments of business. A
sufficient force of workmen is employed, and large or
small orders are assured immediate and intelligent atten-
tion.

John H. Fagan, Dining and Lunch Room, 121 North
Main Street, Concord, N. li. — Whether we "eat to live,"
or " live to eat," the fact still remains that on the (luality
and amount of the food consumed our health and enjoy-
ment are largely dependent, therefore it is of the first
importance to know where appetizing and nutritious meals
may be obtained at prices within the means of all. As
good a place as we know of is the establishment conducted
by Mr. John II. Fagan at No. 121 North Main street, for
these dining rooms are mo-it llberiilly and Intelligently
managed, the bill of fare being skillfully made up, the
food beinj; excellentlj' cooked, and the prices remarkably
low considering the accommodations offered This busi-
ness was started about ten years ago, and has been carried
on by its present able proprietor since 1889. Mr. Fagan is
a native of Concord and the growing popularity of his
establishment is chiefly due to the careful personal atten-
tion he gives 1o the endless details of its management.
The premises utilized are neat and attractive in appearance
and have a seating capacity for forty guests. Coiupetent
assistants are emjiloyed and all patrons may depend upon
receiving immediate and courteous attention, and the
quality of the food furnished is sure to satisfy the most
fastidious.

LEADING BUSINESS MEN OP CONCORD.

Charles L. Worthen, Contractor and Builder. Cabinet
Work, Furniture Repairing and Job Work of all kinds.
All Orders will receive Prompt Attention. 28 School
Street, Concord, N. H. — Most erery man has a desire to
have a house of his own that will not be precisely the
same as a dozen others, or. in other words, that has some
individuality. When the supply of money is unlimited,
such a house is ver\- easily obtained, but as the majority
have to calculate closely when about to build, considerable
diflicnlty is met with. We would recommend all who
think of building in this vicinity to consult with Jlr.
Charles L. Worthen, who is a contractor and builder. He
makes a specialty of building private residences, and is
prepared to construct them iu a thoroughly satisfactory
manner, and furnish materials which are properly sea-
soned, that there shall be no shrinkage in doors or floors.
lie is prepared to make contracts for large or small jobs
in building. He also gives particular care to cabinet work,
furniture repairing and job work of all kinds. All orders
will receive prompt attention. His terms are cash, and all
who have dealings with him may feel satisfied that honest
work will be performed.

A. O. Sanbora, dealer in Staple and Fancy Groceries-
Also wholesale agent for Oriental Powder Jlills, and Red
Beach Bone Phosphate. 160 and 164 Xorth JIain Street,
Concord, N. H. — The grocery establishment now con-
ducted by Jlr. A. C. Sanborn, was originally founded by
Mr. S. Butterfield, the present proprietor assuming control
in 1882. In 1888 Mr. Sanborn bought out the firm of Pit-
man & Co. and added meats to his line of trade. He
spares no pains to accommodate customers, and makes a
practice of selling reliable goods at fair prices. Jlr. San-
born is a native of Gilmanton, N. H., and served in the
army during our late Civil War. He is not only thor-
oughly acquainted with his business in every department,
but also gives it his close personal supervision. The
premises utilized are located at Nos. 160 and 164 North
Main street, the grocery department being 25x80 feet in
dimensions and the provision 18x60 feet, with a spacious
basement under all. The stock of staple and fancy groce-
ries, meats, butter, cheese, flour and canned fruit of all
kinds, also grass seed, plaster and country produce carried
is very large. It is carefully selected to meet the demands
of a first-class famil}' trade, and the articles composing it
are iu every case warranted to prove just as represented.
The tea, coffee and spices handled by Mr. Sanborn will be
found of uniformly superior quality, and we would espe-
cially call the attention of the more fastidious of our
readers to the finer grades, as we believe these to be unsur-
passed in this city at any price. Entire satisfaction is
guaranteed, employment being given to eight well-informed
assistants, and all orders are promptly attended to. Mr.
Sanborn is also wholesale agent for the Oriental Powder
Mills, and Red Beach Bone Phosphate, and also has charge
of renting tenements, having over eighty now in charge.

Underbill & Eittredge, Druggists and Apothecaries.

Prescriptions carefully dispensed. Corner of Main and
School Streets, Concord, N. H. ^Highly useful as the
services rendered by the druggists are, it would be a boon
to the communit}' if all such enterprises could be con-
ducted by thoroughly experienced men, but as such a con-
dition of things, however desirable, is bard to find, the
only way to do is to content ourselves as best we may,
■with the few instances in existence. A distinguished
example of an establishment of this kind is that exhibited
in the case of Underbill & Kittredge, whose store is located
on the corner of Main and School streets This business
was founded in 1863, by the firm of Fitch & Underhill,
who were succeeded in I860, bj' the present firm of Under-
bill & Kittredge, they having conducted the enterprise for
twenty five years. They do both a wholesale and retail
trade. The premises consist of one floor 35 X TO feet in
dimensions, and a basement, which are fully stocked with
an unusually fine assortment of drugs, chemicals, medi-
cines, and all druggists' sundries, and ever}' facility is at
hand to give customers prompt and accurate service. The

prescription department is given unusual prominence and
it need not be suggested that a thoroughly educated man
in active practice is much less apt to make mistakes or to-
follow instructions blindly, than one who has no special
fitness for such work. Mr. Underhill is a well-known
alderman, and has been councilman. He is also commis-
sioner of pharmacy and is president of the New namp.shire
pharmaceutical association. Mr. Kittredge served m the
army during the late Rebellion for three years and he has
also been a member of legislature. Every article dealt irt-
is warranted genuine and of the best quality.

Charles Barker, manufacturer and dealer in Hard and
Soft Soap, Bridge Street, Concord, N. H. This business
was founded in 1875, by Barker & Wise. In 1877 the
name of the firm was changed to Baiker & Farrar, who
were succeeded in 1879 by Chas. Barker & Co. In 1884
Mr. Charles Barker, the present proprietor, who is a native^
of Waterford, 5[e., assumed full control of the establish
ment. He is a manufacturer, and both wholesale and
retail dealer in hard and soft soap. The premises occupied
comprise a shop that consists of two floors, 20 X 30 feet in
dimensions, with an addition of one floor which measures
30 X 40 feet. Practical experience has proved the neces-
sity of using only superior soap, either for the toilet or
household purposes, as it is obvious that noxious arlicles-
inits manufacture must be both unhealthful and inefficient.
We take pleasure in calling attention to the merits of the
various soaps produced by Mr. Barker. His long estab-
lished reputation for making good soap is familiar to all in
this vicinity, and, as he has every facility at hand for its
production, we feel convinced that the soap which he
offers to day cannot be excelled. The following are some
of the names given to a few of the varieties of his hard
soap: "American Laundry," "Boss Soap," "Winchester
Soap,'' " No. 1 Extra," " Cream Toilet," suitable for toilet
or shaving use. He has also a fine article in soft soap, for
sale, which is one of the best made. He is prepared to-
receive orders for any quantity of soap, which will be-
filled and delivered at short notice.

A. G. McAlplne & Co., manufacturers of and dealers va
Marble and Granite Jlonuments, Headstones, Borders for-
Cemetery Lots, etc. Office and Yard, Penacook Street,
near State, Concord, N. H. — To the cultivated eye monu-
mental work is either good or bad, for if such work is not
artistic in design and first-class in workmanship it is
simply b.ad, there being no room for such a thing as an
intermediate grade in this connection. Of course some
specimens ofpoor work are worse than others, but the
main point is, is a certain monument or tablet first-class ?
for if not it cannot help being unsatisfactory. We take
especial pleasure in calling attention to the enterprise con-
ducted by Messrs. A. G. ^IcAlpine & Co., from the fact
that this firm are in a position to prove that it is not neces-
sary to pay fancy prices in order to get first-class monu-
mental work. Of course they are in the business to make-
money, but ideas as to money-making differ, and evidently
they believe in a moderate margin of profit on many orders
rather than an exorbitant profit on a few. At all events,
they turn out work that cannot be excelled for beauty of
design and fineness of finish, and they quote uniformly
reasonable rates. The business was founded by Messrs.
Blanchard & JIcAlpine in 1875, and in 1877 passed into
the hands of Mr. A. G. McAlpine, who in 1878 became
associated with Mr. O. F. Swain under the present flrm-
name. Both partners are natives of New Hampshire, Mr.
3*Ic.\lpine having been born in Hopkinton and Mr. Swain
iu Hebron. They give close personal attention to the bus-
iness and employ twelve assistants, all orders being filled
at short notice. The office and yard are located on Pena-
cook street, near State, and contain all necessary facilities^
for the production of marble and granite monuments,
headstones, borders for cemetery lots and cemetery work
of all kinds. A large assortment of designs is at hand to-
select from and estimates will cheerfully be furnished on.
application.

LEADISG BUSINESS MEN OF CONCORD.

W. M. Colby, Florist, 35 South Street. Concord.— It is
dilliciill to belii-ve tliat the age of miracles is past when we
see S'ime of the wouderful things accoinplisheii nowudiij's,
for a few years ago nothing wouUl liave been deemed
more miraculous tlmn that conversation could be carried
on between people many miles apart, or that lightning
could be so efTeclually harnessed as to be used for illumin-
ating purposes and motive power, — the same current of
electricity lighting a car and driving it through the streets
at the rate of twenty miles an hour. The raising of the
most delicate plants and tlowers in mid-winter in our
bleak New England climate is another everyday miracle,
anil is mine the less wonderful because we have become so
used to it as not to give it any special thought. An elab-
orate, expensive and well managed plant is necessary to
the attainment of the best results in t'le llorist business,
and the high reputation Mr. W. JI. Colby has gained in
this field of industry since beginning operations here in
1878. is in no small degree due to the enterprise he has
shown in providing the most improved facilities and
maintaining them at the very highest standard of effi-
ciency. The premises utilized by him are located at No. 'ir,
South street, and are both commodious and well arranged.
The greenhouses are heated by hot water, and nothing is
wanting to allow operations to be carried on to the best
advantage. Plants, shrubs, cut llowers, etc., are exten-
sively dealt in, both at wholesale and retail, and a specialty
is made of floral designs, Mr. Colby showing great origin-
alty and excellent taste in their arrangement. Floral
emblems and decorations suited to all occasions may be
obtained here at very short notice, and the prices quoted
■will compare favorably with those named by anj- dealer in
articles of equal merit. Mr. Colby is a native of Bow, N.
H., and has a large circle of friends in Concord and
■vicinity.

Geo. Abbott, House Painter, rear 70 North Main Street,
Concord, N. H. — It is a good policy to keep a house well
painted, even aside from the question of appearances, for
the severe climate of this section will soon rot or otherwise
injure woodwork not protected by several good coats of
paint, and the damage when once done is practically
impossible to repair. A good job of painting will wear
for several years, even in the most exposed situations, and
in this as in many other things. " the best is the cheapest,"
for cheap painting is a delusion and a fraud. In order to
secure tirst-class results a first class painter must be pat-
ronized, and no one in this vicinity is more deserving of
being ranked as first class, than is Mr. Geo. Abbott, doing
business at the rear of No. 70 North Main street. He only
employs thoroughly skillful workmen, and is well pre-
pared to fill orders for all kinds of house painting, in a
prompt and thoroughly competent manner. Mr. Abbott is
very moderate in his prices, his rates being as low as is
consistent with the use of carefully chosen stock and the
employment of skilled labor. House painting in all its
V)ranches is most thoroughly understood and artistically
executed, and no one in Concord is belter prepared to do a
thoroughly first-class job at reasonable rates than is Mr.
Abbott. He keeps a full line of painters' stock and mate-
rials for sale at prices as low as the lowest.

A. Hollis, (Jranite Quarry, Concord. — When we come
to sum up what should be the characteristics of a perfect
ornamental and monumental stone, and compare the result
with the characteristics of Concord granite the difference
is 80 slight and unimportant that it at once becomes evi-
dent why the latter stone has become so widely popular,
and why the demand for it is increasing so rapidly and so
constantly. The superiority of granite over marble for
cemetery purposes is so pronounced that in some ceme-
teries,— notably one in Hrookline, near Uoslou. 3Iass , — the
use of marble is positively forbidddcn, and all who have
visited the cemetery in question will agree that the beauty
of the efiects thus far attained vindicates the wisdom of
the prohibition. The stone produced at the quarry ope-

rated by Mr. A. Hollis, in this city, is most admirably
adapted for cemetery work, and in fact for ornamental
stone work of all kinds, for it is close and even in grain
and its coloring is beautiful and uniform. The " Good
Samaritan " group on the Ether monument in the public
garden, Boston, shows what can be done with stone from
this quarry. Mr. Hollis serveil in the army in the late war
as 2d lieutenant Forty-fifth JIass. Vol., and captain in the
Fifty-sixth Mass. Vol., and was brevetted major April 2,
18tifj. He is well known in Concord and vicinity as a reli-
able business man.

Eimball, Sanforth & Forrest, Contractors and Build-
ders, dealers in Lumber and .Mouldings, Clough's avenue.
Concord, N. II.— The firm of Kimball, Danforth & For-
rest, was formed in 1889, but the enterprise with which
they are identified is of much earlier origin, and ranks
among the representative undertakings of the kind in this
section of the State. Operations were begun in 1872, by
Messrs. Whittemore & Kimball, who were succeeded in 1884
by Messrs. Kimball & Danforth. Mr. Danforth having
prior to that date been foreman for Messrs. H. H. Amsden
<& Son. The existing firm is constituted of Messrs. Chas.
Kimball, a native of Dunbarton ; S. B. Danforth, a
native of Penacook ; and George S. Forrest, a native of
Belmont. The concern are extensive contractors and
builders and large wholesale and retail dealers in lumber
and mouldings, planing, sawing, matching and all kinds
of wood work will be done to order at short notice ; the
most improved facilities being at hand and employment
being given from thirty to sixty assistants. The premises
utilized are located on Clough's avenue, and comprise two
floors of the dimensions of r)0x70 feet. Special attention
is given to dressing birch flooring and kiln drying, and
the service otl'ercd is uniformly prompt reliable and effi-
cient, for the members of the firm give the details of the
business close personal supervision, and being experienced,
practical men are fully conpetent to carry on operations
to t'ne best jiossible advantage. This firm have not been
long in the field but are taking excellent rank for good
■work, as the Franklin school building and New Eagle
hotel attests.

J. H. Toof, Concord Steam Laundry, and Bath Rooms,
22 Warren Street, Concord, N. H. — "Cleanliness is next
to godliness," according to the proverb, and the facilities
for cleanliness afforded by Mr. J. H. Toof, are of great
benefit to the public and fully deserve the extensive
patronage they receive. This gentleman is a native of
Canada, and has carried on his present enterprise since
1879. The "Concord Steam Laundry Ollice and Bath
H )oms." both of which he is proprietor, are located at No.
32 Warren street, but the laundr}' works are located else-
where, the premises comprising two floors, each of the
dimensions of 30X70 feet with attic. They are fitted up
throughout with the latest improved machinery, and as
employment is given to from twenty to thirty experienced
assistants, it is obvious that a great deal of work must be
turned out here every day. And so there is, for a busier
establishment it would be hard to find, and it is safe to say
there is not a laundrj' in New England where more uni-
formly satisfactory results are attained. Great care is
taken not to injure the garments; no harmful chemicals
are used, the machinery is as gentle as it is ellicient in
operation and in short there is no reason why the public
should not be as perfectly satisfied, as in fact it is with the
acconunodations provided. The scale of prices is mod-
erate and work is delivered without extra charge. The
gents' bath rooms are in the building with the laundry
office and are opened day and evening, except Sunday,
and are very conveniently arranged, the whole having an
area of liOxCO feet. You can take a hot bath, a cold bath
or a medium bath, for the heat of the water can be easily
and exactly regulated and if you can't bathe here in com-
fort, you can't do so anywhere. Everything is "neat as a
pin," and the charges are very reasonable.

LEADING BUSINESS MEN OF CONCORD.

Chase's Art and Stationery Store, 25 North Main
vStreet, Concord, N. H. — Mr. 1. G. Chase is a native of
Daubury, N. H., and considering that he has carried on
•business here since 1SS2, it is hardly necessary to add is as
■well-known a business man as there is in town, for Chase's
Art and Stationery Store is known as the liead(iiiarters for
■all kinds of stationery and fancy goods. He carries a very
■complete line of stationery, comprising the very latest
fashionable novelties, and also offers a well-chosen assort-
ment of picture frames, mouldings, etc., as well as albums,
pocket-books, artists' supplies, together with fancy goods
■of every description, and our readers will be glad to know
that goods of standard quality may be bought here at
prices below those quoted elsewhere in this vicinity, and
also that the stock is exceptionally large and varied as well
as desirable, and those of our readers who appreciate good
articles, in the above named lines but can't afford or don't
wish to pay fancy prices for their goods, would do well to
test those offered at this popular store. Mr. Chase is con-
stantly adding to liis stock, and as the public are quick to
appreciate progress and honorable business methods, it is
not surprising that his establishment is largely patronized.
The goods are dependable, the prices are low, and custom-
•ers are sure of courteous and prompt attention.

Harry Phillips, Granite Monuments, Head Stones, etc. ,
North State Street, Concord. — Of course the average man
^knows very little about monuments, headstones, etc., and
when he has occasion to place an order for anything in
this line it is natural that he should want to feel sure that
he is dealing with a reliable person who will advise him to
-the best of his ability and give him a fair return for money
•expended. Now there are many responsible and reputa-
ble manufacturerers of monumental work, etc.,
in Concord and vicinity, but it is no discredit to
any of them to say that not one is more worthy
■of the highest confidence than Mr. Harry Phillips, whose
•office and yard are located on North State street. He is a
native of England and has had sole control of his present
•establishment since 1.889, having then succeeded Messrs.
Ola Anderson & Co., who had carried it on since 1887.
The premises are spacious and well arranged, and employ-
ment is given to from nine to twelve assistants, so that
■orders can be filled at short notice. Mr. Phillips does both
-a wliolesale and retail business and is well prepared to
quote the lowest market rates in connection with strictly
first class work. He shows many attractive designs for
-granite monuments, headstones, tablets, etc., and fur-
nishes curbing and cemetery work of all descriptions; esti-
mates being promptly given, and communications by mail
■or otherwise being assured immediate and careful atten-
•tion.

The North End Fish Market, F. Battles, Proprietor,
149 North Main Street, Concord, N. H. — Prominent among
■the enterprising business houses of Concord is the North
End Fish Market. The business which was established in
1884 by Mr. F, Battles has grown rapidly and steadily
from its inception. The stock carried is large and consists
of fish, 03'sters, etc., everything being of the best quality
which can be selected by the experience and thorough
knowledge of the proprietor. These goods, which comprise
every variety of fish in their season, are purchased from
first hands, and on such advantageous terms as to enable
him to furnish his customers with good supplies at reason-
able prices. Air. Battles is a native of Boston, JIass. , and
he served in the army during the late Rebellion. The
premises occupied are located at No. 149 North Main
street, and will measure about 400 feet. Jlr. Battles is
highly esteemed for his Industry, enterprise and sterling

business qualities. Employment is given to sufficient help
that all customers may be attended to with promptness,
and all orders are accurately filled.

William P. Ford & Co., manufacturers of Stoves and
Plows, Office, 1G.5 North Main Street, Concord, N. H. —
Many radical changes have taken place in the construction
of stoves and plows during the past half century, and it
speaks well for the management of the enterprise conducted
by Messrs. William P. Ford & Co., that since operations
were begun, in 1837, the productions liave steadily main-
tained a leading position in the market and are to-day in
active demand throughout New England. Of course their
design has been modified from time to time, and improved
methods of manufacture have been adopted, and with
what success is best shown by the ease with which all
competition is now met. The founder of this represent-
ative undertaking was Mr. William P. Ford, it subsequently
being carried on by Messrs. Ford & Martin ; Ford & Pills-
bury and W. P. & T. H. Ford, this latter firm assuming
control in 1845, and being succeeded by the present one,
twenty years later. The partners are Messrs. W. P.
Ford, George H. Marston and John W. Ford, the first
named gentleman being a native of Sanbornton, the
second of Gilmanton, and the third of this city. The
premises utilized comprise a main building measuring
175 X 6.5 feet, and various outbuildings; the works being
equipped with improved machinery driven by a thirty-
horse engine. Employment is given to from thirty to
forty assistants, and orders are filled at short notice; the
product being sold to jobbers throughout New England.
The warerooms and office are located at No. 165 North
Main street, and occupy two floors of the dimensions of
30x75 feet A fnll line of the firm's productions is car-
ried in stock, and an examination of it will show that the
reputation for first class workmanship so long held is now
as well deserved as ever.

Dickerman & Co., Wholesale Grocers and dealers in
Flour, Grain, Feed, Provisions, Lime and Cement.
Tobacco and Cigars a specialty ; Office and Warehouse,
Bridge Street, Concord. N. H. — 'The firm of Dickerman &
Co. was formed in 1888, succeeding Messrs. Dickerman,
Leavitt & Co.. who had begun operations in 1887. The
partners are Messrs. G. O. Dickerman and Samuel H.
Dow, the former being a native of this city and the latter
of Warner, N. H. Both these gentlemen are very widely
known in business circles, and the establishment with
which tliey are now identified is one of the most extensive
of the kind in the State, and is steadily growing in popu-
larity, as the exceptionally complete facilities provided
enable the firm to fill the largest orders at short notice,
and to quote tlie very lowest market rates on dependable
goods. The office and warehouse are located on Bridge
street, the biiilding containing four floors of the dimen-
sions of 60 X 125 feet. An immense stock is carried, com-
prising staple and fancy groceries, flour, grain, feed,
provisions, lime and cement. A specialty is made of
tobacco and cigars, the most popular brands bein.g handled
and very low prices quoted. There is a grist mill con-
nected, fitted up with improved machinery driven by a
sixty-horse engine. The firm have a private track from
the Northern railroad, and receive flour and grain directly
from the West. Custom grinding is quite an important
department of their business, and all such orders are filled
at short notice. Employment is given to ten assistants,
and no trouble is spared to ensure promptness and accu-
racy in the execution of evorj' commission. Their rapidly
increasing trade substantiates their claim that they sell
goods as low as Boston, thus giving to their trade a large
saving in the matter of freight.

LEADING BUSINESS MEN OF EAST CONCORD.

Samuel Eastman A, C .. n ; i m i < nf the Per-

fection lloliler and Xo/./.les, Dulii^u ripcs, Automatic
Siamese, Staniianl Leather Hose and Fire Supplies. Pat-
ented in United States and Foreign Countries. East Con-
cord. N. H. — Tlie business conducted t)y Messrs. Samuel
Eastman & Co., was founded hj- ^Messrs. C. Robinson &
Son and was removed to its present location in 1873. The
firm manufacture harnesses and leather belting to some
extent but they make a specially of standard leather hose
and tire supplies, including the "Deluge" hose and noz-
zles, " Automatic Siamese," and last, but by no means
least, the "Perfection" nozzle and h»lder. This latter
device was patented July IG, 1889, and April 8, 1890.
What is thought of it by practical firemen may be
iud''ed from the fact that it is now used in more than
one'' hundred cily departments, including New York,
Brooklyn, Pittsburgh, Boston, New Orleans and many
corporations maintaining a system of lire protection. It
is pronounced the best device for handling fire hose
ever invented, and the manufacturers have received
second and third orders from departments where oppor-
tunity has been given to test the merits of the appliance
under the most unfavorable circumstances. The noEzle
and holder is "built for business," — it is not merely
a pretty toy that is all riglit in theory hut deficient
in practice : on the contrary it will bear almost any
amount of hard usage and its adjustment is practically
instantaneous. By its use one fireman can hold two. three
or four nozzles under the heaviest pressure, and the
streams are superior in solidity and will reach farther than
those thrown through the ordinary discharge pipe. That
the firm have confidence in their appliance is shown by

the folIowJDg special offer : "We guarantee all orders for
two or more Perfection nozzles and holders ; that one
person can hold two nozzles of any size at the same time,,
one in each liand. under any pressure, or we agree to for-
feit, to the department ordering, both nozzles anti holders."
This feat was easily accomplished at an exliibition ia
Hartford, Conn., on two 50- foot sections of hose, with IJ^
inch nozzles, on their new self propeller, the most power-
ful steam fire engine in public use in the world. Thi.s.
exhibition was so satisfactory that at its close an order was.
given for a fidl supply of the Perfection nozzles and
holders for each company of the entire Hartford depart-
ment. The holder converts any section of hose into a dis-
charge pipe, the short nozz'e and its form reduces all fric-
tion of water to a minimum. The nozzle and holder is-
made of brass, highly finished and nickel plated, being as-
ornainental as it is useful. Messrs. Samuel Eastman & Co.
are the sole manufacturers of this valuable appliance and.
are prepared to fill all orders, large or small, at short notice.

Wm. A. Cowley, dealer in Meat, Provisions. Groceries,.
Fliinr, Ilay and Grain. Teas and Coffees a Specialty-
Terms Cash. East Concord, N. H. — .Mr. William A.
Cowley is a native of Norton, Mass., and is very widely
and favorably known in Concord and vicinity, he being-
one of the most active and prominent business men of"
East Concord, where he maintains saw and grist mills and'
a spacious and well stocked warehouse. The premises-
utilized for store purposes comprise two floors of the
dimensions of 3'2xio feet, and contain a large and very
carefully chosen stock, made up of fresh and salted meats,
provisions, staple and fancy groceries, flour, hay and grain,
the goods being selected expressly for family trade and
being obtained from the most reliable sources. Mr. Cow-
\ey quotes the lowest market rates on all the commodities
he handles, and by emi)loj-ing four experienced assistants-
is enabled to easily handle his extensive patronage and to
asstire prompt and courteous attention to every customer.
lie caters to all tastes and to all ]mrses, and offers partic-
ular inducements in the line of teas and coflees, making a
specially of these luxuries, or rather necessities, tor they
are now so widely used as to merit the latter title. The
most fastidious can place an order at this establishment in-
the full assurance of receiving entire satisfaction, and the-
most economically disposed will find Mr. Cowley prepared
to quote satisfactory prices on thoroughly dependable-
goods.

Lyman Knowles, Granite Cutter, East Concord, N. H.
— It is almost a quarter of a century since Mr. Lymaa-
Knowles became identified with stone cutting and ceme-
tery work. Therefore it is not at all surprising that he-
should have a most thorotigh knowledge of the business.
Mr. Knowles is a Belmont, N. H., man by birth, and began
business in East Concord in the year 1867, where his repu-
tation for turning out the best of work has long been
firmly established. Mr. Knowles is one of the oldest
granite cutters in town, and his facilities for doing ceme-
tery work of all kinds at short notice are strictly first-class.
His shop is centrally located and those wishing to make-
inquiries in regard to anything in his line will find him
always ready to give all the information in his power.
Estimates of the probable cost of any desired work will be
cheerfully furnished, and we may say right here that Mr.
Knowle-s' prices are sure to be as low as can be named on
really first-class work. A choice variety of designs are at
hami for the inspection and guidance of those wishing to-
erect a memorial to departed relatives or friends. Mr_
Knowles gives close personal attention to every order, and
guarantees that all work executed by him will be done in
a neat and thoroughly satisfactory manner, both as regards-,
prices and workmanship.

LEADING BUSINESS MEN OF EAST CONCORD

W. O. Field, Hennery, Market Gardening, etc., East
Concord — There has been all manner of fun made of
"scientific farming," and undoubtedly those who try to
carry on a farm on knowledge gained from books alone
will surely make an utter failure of it, but there is such a
thing as combining scientific and practical methods in the
proper proportions, and when this is done success is as
certain as anything can be. The wonderful results gained
by some of the market gardeners near the great cities show
what can be arcomplished by scientific methods and a
favorable location, and in short the more the subject is
looked into the more plainly it becomes evident that it
pays to use brains in farming as in manufacturing or
store-keeping. One of the best known market gardeners
in this vicinity is Mr. W. O. Field, who is a native of
Northfield, Vermont, and has been identified with his
present enterprise since 1888. He utilizes spacious prem-
ises at East Concord, and finds a ready market for his
products, as they are of first class quality and he offers
them at the lowest prevailing rates. Mr. Field's si)ecialty,
however, is the raising of fancy fowl and no breeder in
the State is more successful in this line. His hennery is
one of the most commodious and most completely arranged
in New Hampshire, it being two stories in height. 375x16
feet in diinensiims, and heated by hot water. It has a
capacity of from 5000 to 6000 fowl, and every facility is
at hand to ensure cleanliness and other favorable condi-
tions. ;*Ir. Field makes a specialty of thoroughbred
fowl, and will furnish fowl and eggs for breeding pur-
poses in any quantity and at short notice and low prices.
He manufactures an incubator which is endorsed by prac-
tical men as the most economical, efficient and reliable in
use. He has had nine years experience with it, and is pre-

pared to guarantee that it will do all that is claimed for it
and prove entirely satisfactory if used intelligently in
accordance with instructions. Tlie incubator is strdngly
made, and should be examined by every one interested in
fowl and fowl raising.

John H. Robinson, manufacturer of all kinds of Brick,
East Concord, N. H. — There is no building material in
the market but what has some special advantages, for
otherwise, of course, there would be no demand lor it and
consequently it would never have been placed on sale ;
but when we come to sum up the advantages of the many
materials used for building purposes, we find that by far
the greatest number are combined in brick. A brick
building ma}' be highly ornamental or severely plain, it
may be adapted for a magnificent mansion, or a substan-
tial, business-like factory, it costs much less than stone, ia
much more durable than wood, and may be made more
perfectly fireproof than would be possilde by the use of
any other material. Other advantages could easily be
named but these of themselves are enough to account for
the enduring and increasing popularity of brick for build-
ing purposes. Mr. John H. Robinson, of East Concord,
is a manufacturer of all kinds of brick, and he is prepared
to fill the heaviest orders at short notice, as he generally
has a large stock on hand, and employs from twenty to
thirty men in the making of brick at all times. He quotes
the lowest market rates on all grades and kinds, and those
wishing to place an order for brick of any description will
best serve tlieir own interests by communicating with Mr.
Robinson and giving him an opportunity to slate his fig-
ures.

LEADING BUSINESS MEN OF WEST CONCORD.

Thomas Fox, manufacturer and dealer in Fine Granites,
Monuments, Tablets, Headstones and every description of
Cut and Polished Jlonumental Work, West Concord, N.
H. — The great and steadily increasing popularity of Amer-
ican granites for monumental purposes is one of the sig-
nificant and gratifying " signs of the times," for it shows
that we have outgrown our fondness for " imported " arti-
cles to a certain extent, and it also shows a decided raising
of the standard of public taste, for from an artistic point
of view, granite is far superior to marble for cemetery
work, no matter whether the marble be of foreign or
domestic origin. Some idea of the beautiful effects attain-
able in American granite monuments, tal)<et3, headstones.
etc., may be gained by visiting the establishment con-
ducted by Mr. Thomas Fox in West Concord, for he is a
leading manufacturer of such work, and generally has a
variety of finished monuments, etc., on hand. He deals
in all kinds of fine granite and is prepared to furnish this
stone in quantities to suit, at short notice and at the lowest
market rates. Every description of cut and polished
monumental work will be made to order in a superior
manner, together with posts, curbings and all kinds of
cemetery and building work. The business is both whole-
sale and retail. Immediate and careful attention is given
to orders and correspondence, estimates being promptly
furnished on application and no pains being spared to
deliver work at the time agreed upon.

Eastman & Co., dealers in Dry Goods and Groceries,
West Concord, N. H. — One of the oldest established mer-
cantile enterprises in West Concord is that carried on
under the firm name of Eastman & Co., it having been in
successful operation ever since 1830. After various
changes in ownership it came under the control of East-
man, Currier & Co., this firm assuming possession about
a quarter of a century ago, or in 1804. Subsequently the
undertaking passed into tbe hands of Eastman & Shepard,
and in 1885 the existing firm was organized, the partners
being Mrs. A. F. Eastman, Mr. O. L. Shepard and Mr. G.
R. Parmenter. Mr. Shepard is a native of Gilmanton,
N. H., and has had a continuous service in tiiis same store
twenty-three years, twenty-one years as a member of the
firm. Mr. Parmenter is a native of Warren, Vt. Both
these gentlemen give personal attention to the filling of
orders, and sufficient assistance is employed to ensure
immediate and careful service to every caller although an
extensive business is done, spacious premises being occu-
pied and a large and varied stock carried. Dry goods, gro-
ceries, flour and grain are among the important commod-
ities dealt in, and it is generally understood hereabouts
that at no establishment in this section can equally
dependable goods be obtained at lower rates. The assort-
ment is constantly being renewed, and as all classes of
trade are catered to the patronage is as general as it is
extensive.

LEADING BUSINESS MEN OF WEST CONCORD.

L. O. Peabodyj
iiianufacliircr of and
dealer in Granite
Monuments, Tab-
"^i lets, Headstones,

Urns, Bases, Curb-
ing, Posts, etc. Orders and Corres
pondence promptly attended to P.
O Box 87, West Concord, N. 11.—
Should an)' of our readers contem-
plate placing orders for anything
in the line iil cemetery work, they will best serve their
own interests by communicating with Mr. L. O. Peabody,
P. O. Box 87, West Concord, for he is a leading manufact-
urer of and dealer in granite monuments, tablets, head-
stones, urns, bases, curbing, posts, etc., and is prepared to
suit the most exacting taste and to quote the prices that
will bear the severest comparison with those named by
any other producer of equally desirable work. AH com-
mnnications are assured immediate and painstaking atten-
tion, for Mr. Peabody solicits correspondence and is always
ready to promptly forward estimates on application. His
facilities lor filling orders at short notice are unsurpassed,
and emplovment" is given to from five to ten assistants.
There is a growing demand for unconventional designs in
cemetery work and many of those shown at this establish-
ment are as remarkable for originality as they are for
tastelulness and beauty. Every detail of coustruction is
skillfully and carefully carried out, and the fineness of
finish characterizing Mr. Peabody's productions goes far
to explain the high praise they receive from the most com-
petent and unprejudiced judges.

B. T. Putney, Granite Quarry, West Concord.—
Undoubtedly some very foolish things are done in the
name of " fashion," but occasionally the dictates of that
capricious authority have sound common sense back of
them, and a prominent case in point is that afforded by
the prevailing taste for granite monuments, tablets, etc.
Of course the present popularity of this stone for cem-
etery purposes is by no means entirely the result of the
vagaries of fashion, but it is unquestionable that the
demand has been greatly increased by the fact tliat granite
cemetery wsrk Is "the correct thing," from a fashionable
point of view, as well as from the standpoint of utility and
common sense. No matter how extensive the consump-
tion of this stone may become there will bo little if any
difficulty in filling orders promptly, for the supply is prac-
tically unlimited, and there are many active and enterpris-
ing men engaged in quarrying. Mr. B, T. Putney holds a
leading position among such so far as Concord is con-
cerned, and he is ready to furnish granite for curbing and
building work, in quantities to suit at bottom prices. lie
employs from six to eight assistants, and is prepared to fill
orders promptly and accurately in the summer sea.son.
He also keeps constantly on hand and for sale dynamite
{Miners' Friend) and blasting material, such as fuse, both
electric and cotton or waterproof. Post office address, B.
T. Putney, P. O. Box 63, Concord, N. H.

Concord Manufacturing Co., Flannel Manufact-
tirers. West Concord, N. H. — In so important a
business center as Concord, N. H., many cases can
/J be pointed out of extensive development from com-
paratively small beginnings but lew* of ihem can
parallel that of the enterprise now carried on bj- tlie
Concord JIanufacturing Company. It was inaugu-
rated in 1843 by Mr. H. F. Holden, who came to
Concord from Massachusetts and bought a small
flour mill and cloth mill at West Concord. But
one set of cards was operated at the beginning, but
improvement foUoweii improvement as frugal and
intelligent management i)rovided the means for
extension until now it affords employment to about
125 hands, running fifty-four looms and 4020 spin-
dles. Both steam and water power are employed,
there being two engines with total capacity of 110-
horse power. The premises occupied consist of two mills
with a total floorage of 4.5,0f0 square feet. The gentle-
men who are and have been identified with this enterprise,
and its changes are as follows : in 1847 — four years after
starling the business Mr. B. F. Holden formed a partner-
ship with his brother Daniel, the firm-name being B. F. &
D. Holden, the development of the business steadily con-
tinued resulting in the incorporation of the company in

1874. Mr. B. F. Holden was president up to his death in

1875, the position now being filled by Mr. Edward D.
Holden. Mr. Daniel Holden has been treasurer from the
beginning, and very few men can look back upon an
equally long and honorable business career, especially in a
continuous connection with the same enterprise, for he
was born in 180!) and has been prominently connected
with the enterprise under notice for forty three years.
The original capital of the company was $100,000 but it
has lately been increased to $150,000. The company have
purchased a fine water privilege on the Contoocook river
at Penacook, and have built a fine dam and prepared the
foundation for a large mill — to be built as early as circum-
stances may determine, — a fine view of this dam may be
seen in the historical part of this book. The llaunel man-
ufactured by this company is disposed of through Messrs.
Parker, Wilder & Co., the selling agents in New York and
Boston, and has an established reputation for strength,
dural)ility, beauty and finish. With the contemplated
new mill comjjleted there is every reason to believe that
the future prosperity of this enterprise will be worthy of
its exceptional past.

Frank R. Clark, dealer in all grades of Cemetery Work,
Monuments, Tablets, Headstones and Ctubing ; also Con-
cord, Barre, Quincy and Sunapee Granite, Concord Gran-
ite a Specialty, West Concord, N. H.— It is not a good
plan to lake too much for granted, and those who argue
that where open and free competition is present, as is the
case in the granite business, one dealer can offer as great
inducements as another, would learn if they made per-
sonal investigation that this principle although plausible in
theory is not borne out in practice. This is not the place
to point out the reasons why some dealers can, and do
offer s])ecial advantages, and indeed our readers are much
more interested iu learning what dealers do afford the most
efficient and economical service than in ascertaining how
they do it. Without further preface then, we would call
attention to the establishment carried on by Mr. Frank R.
Clark, in West Concord, for he announces that all in need
of any work in his line will find it to their advantage to
get his prices before going elsewhere, and the best of this
announcement is that it is fully justified by the facts. Mr.
Clark deals in all grades of cemetery work, monuments,
tablets, headstones and curbing, and also in Concord,
Barre, Quincy and Sunapee granite, making a specialty of
Concord granite. Positively bottom prices are quoted in
every department of the business and the quality of the
work will in all cases compare favorably with that of sim-
ilar grade produced by other manufacturers. Particular
attention is given to setting work, and every order is
assured prompt and careful attention.

LEADIJSO BUSINESS MEN OF WEST CONCORD.

Edwards & Dravis, dealers in American and Imported
•Granites, Monuments, Tablets, Headstones, Statiinry,
Urns, Buses and all kinds of Cemetery and Building
Work, P. O. Box 21, West Concord, N. H.— Builders
and others who have frequent occasion to place orders for
granite, are of course well acquainted witli the compara-
tive standing of the various firms located in Concord and
vicinity, and hence need little or no information as to the
facilities offered by these concerns, but the large majority
of our readers do not belong to this class and no doubt
there are many of them who wish to place an order for a
monument, tablet, headstone or something else coming
under tlie head of cemetery work, but do not know just
■where it can be placed to the best advantage. Therefore
■we take pleasure in making mention of the enterprise con-
ducted by Messrs. Edwards & Dravis, for they give par-
ticular attention to cemetery work, and are in a position
not only to suit the most fastidious but to quote prices as
low as can be named on strictly first-class work. The firm
is made up of Messrs. T. D. Edwards and Geo. R. Dravis,
the former a native of ^'ermont. and the latter of New
Hampshire. Both have had extended experience in the
business, and as they give personal attention to the filling
of orders, the efflciencj* of the service is assured. Employ-
ment is afforded to from eight to twelve assistants, and
the most extensive commissions can be promptly executed.
American and imported granites will be supplied in any
desired quantities at the lowest market rates, and monu-
ments, headstones, tablets, urns and cemetery and build-
sing work of all kinds are made to order in the most artistic

manner, an almost endless variety of de>igns being offered
to choose from. The works are at West Concord, and
communications addressed to P. O. Box 21 are assured
immediate and careful attention.

W S. Lougee, Granite Monuments, etc., West Concord.
— Even were there no difference in the quality of the work
turned out by the various manufacturers of granite monu-
ments, etc., it would still be worth while to exercise some
discrimination in the placing of orders, for not only do the
prices quoted on such work vary appreciably, but some
manufacturers pursue a much more liberal policy than
others and spare no pains to faithfully cany out every
agreement and to deliver orders promptly when promised.
Not one of our local monumental workers has a higher rep-
utation in this respect than Mr. W. S. Lougee, and the ex-
tensive business he has built up since beginning operations
in 1884 is the natural consequence of the methods which
have given rise to such a reputation. He is a native of Con-
cord and served more than a j'ear in the army during the
Beliellion. He has held the position of State representa-
tive, and is very widely known in social as well as in busi-
ness circles. Mr. Lougee employs from four to eight assist-
ants, and manufactures granite monuments and cemetery
work of all kinds, including headstones, tablets, curbing,
urns, etc. No better finished stone-work is obtainable in
this city than that coming from this well-managed estab-
lishment, and the designs are so many and varied that all
tastes and all purses can surely be suited.

LEADING BUSINESS MEN OF PENACOOK.

Foote, Brown & Co., dealers in Dry Goods, Groceries,
Hardware. Crnckery, Room Paper, Paints and Oils, Grass
Seeds, Farming Tools, etc., Penacook. — The premises
utilized by Messrs. Foote, Brown & Co., are very commo-
dious, they comprising two floors and a basement, but
they are not a bit too large, for this firm carry the largest
stock of general merchandise iu the county and have use
for every inch of space available. Anything like detailed
mention of their assortment is entirely out of the question,
for a mere catalogue of it would occupy several pages, but
suffice it to say it comprises dry goods, groceries, hard-
ware, crockerj', room-paper, paints and oils, grass seeds,
farming tools and other equally useful commodities.
Messrs. Foote, Brown & Co. cater to all classes of trade,
and their policy of furnishing dependable goods at bottom
prices affords sufficient explanation of the magnitude of
their business. Employment is given to four assistants,
and customers are served with a promptness and courtesy
which might profitably be imitated at many a much
smaller establishment. This enterprise is as truly repre-
sentative as »ny to be found in this vicinity, it having
been inaugurated not far from half a century ago and hav-
ing held a leading position almost from the first. The
original proprietors were Messrs. H. H. & J. S. Brown,
the}' beginning operations in 1845, and being succeeded by
Messrs. Putnam & Bean, who gave place to Mr. David
Putnam, he to Messrs. Putnam & Hall and they to Messrs.
Hall & Foote, this latter firm assuming control in 18T0.
In 187.^ the style was changed by David A. Brown pur-
chasing the interest of Mr. Hall, to Brown &, Foote and in
1886 Mr. D. A. Brown sold to Stewart I. Brown when the
existing firm name was adopted. Mr. Charles E. Foote is
a native of .'^ali8bury, N. H., and Mr. Stewart I. Brown of
Concord. Both these gentlemen are too well known
throughout this section to call for extended personal men-
tion, and we will onlj' add that they spare no pains to
maintain the high reputation so long associated with the
■undertaking with which they are identified.

John Whittaker, manufacturer of and dealer in Lumber,
Penacook. — A leview of the prominent business men of
Concord and Penacook containing no mention of Mr.
John Whittaker would be considered by the majority of
the residents of that section as much like the play of
" Hamlet" with " Hamlet's" part left out, for Mr. Whit-
taker is not only an active, enterprising and successful
business man but is prominent in public and social life
also, he being one of the best-known and most highlj'-
esteemed citizens m the county. It is not uncommon to
hear a man spoken of as having " liosts of friends," but it
is seldom that the expression is so well justified by the
facts as it is when used in connection with Mr. Whittaker
for his geni.al disposition and straightforward method'
make friends for him everywhere, and the official position
he has held have brought him prominently before the pub_
lie and so enlarged his list of acquaintances that literally
"their name is legion." He is a sir knight of Mount
Moreb Commandery, Concord, and has represented Pena-
cook. ward one. in both branches of the city government,
and also in the State Legislature, besides serving a number
of years as chief of the Penacook Fire Department. He is
a native of Hopkintou and comes of a family that has
never been backward in serving the country when service
counted for something, his grandfather having been a
soldier iu the Revolution, his father in the War of 1812,
while he was in the National Civil Service during the
Rebellion. Mr. \\ hittaker is an extensive manufacturer
of and dealer in lumber, his mills being located at what is
known as the "Borough." The business was founded
many years ago, and in 1865 came under the control of
Messrs. Whittaker, Caldwell & Amsden, they being suc-
ceeded by Messrs. Whittaker, Allen & Amsden, and Mr.
John Whittaker becoming sole proprietor in 1885. The
mills are equipped with a complete plant of improved
machinery run by water power, and sufBcient assistance is
employed to enable all "orders to he filled at short notice,
both a wholesale and retail business being done.

LEADISO nUSTNEHS MEN OF PENAtOOK.

\W>nw<. OF TiiK Concord Axle Company.

Concord Axle Company, manufacturers of Original
CoDconI Axles, Penacook, N. IT. — The "Original Con-
cord " Axles are known and prized Ihrougliout the civil
ized world, their reputation for strength and durabilily
being such that even did the Concord Axle Company man-
\ifaclure nothing else they would slill have to maintain
extensive works in order to supply the demand for these
famous arlicles. The enviable record made li.v the " Orig-
inal Conconl " Axles is the legitimate result of the use of
the very best metal and the employment of skilled labor in
their production, and as similar methods are followed in
llie manufacture of the other axles, springs, etc., made by
the company it naturally follows that they too meet with
a ready sale and never fail to give the best of satisfaction.
This business was established away back in 1835 by Mr.
Warren Johnson, and after several changes in ownership
came into the possession of Messrs. D. Arthur Brown &
Co., in 1863. The existing company was incorporated in
1880, its management being substantially in the hands of
those who have been identified with the enterprise since
1863. Mr. D. Arthiir Hrown is treasurer, the president
being Mr. C. II. Amsden, and the superintendent Mr. E.
H. Hrown. The premises utilized cover a good deal of
ground, and are equipped with an elaborate plant of
improved machinery, driven by water power. The
foundry is 140 X 50 feet in dimensions, and there is a
forge shop, a machine shop, a finishing shop and six large
storehouses, besides an office building, measuring 25 X 38
feet. Employment is giTcn to 100 men, and some 700 tons
of wagon axles are made per year, together with about 800
tons of castings. The product goes to ever}' portion of the
country, and quite an extensive export business is also
done. Besides the Original Concord Axles, the company
manufacture "Concord Express" axles, "Vulcan," or
common axles. Iron Hub Axles, Crank or Jigger Axles,
Half Patent Axles, tire-benders, thorobrace irons, axle
boxes, castings, etc. They are selling agents for the
Archibald Patent Iron Hub wheels. Palmer's Concord
Springs, Farr's Patent Sand Bands, whifllclrce springs,
etc. The company are the sole manufacturers of the
Concord Polishing Machine, for polishing granite and
other stone It is simple, efficient, easily managed and
durable and is now successfully used at Concord, N. H.,
Quincy, Mass., Barre, Vt., and elsewhere. All parts are
interchangeable and any part may be ordered by number.

thus rendering repairs convenient and inexpensive, and
obviating long delay in case of accident.

E. S. Harris, Dustin I.sland Woolen Mills ; Flannel and
Dress Goods, Penacook, X. II. — Since the enterprise con-
ducted by Mr. E. S. Harris, proprietor of the Du-tin
Island Woolen Mills, was inaugurated in 1848, many and
pronounced changes have taken place in manufacturing
methods, for forty years is a very long period in modern
industrial development During that forty years, Ameri-
can woolens have greatly improved in quality, and
whereas in 1850 domestic competition with foreign manu-
facturers was regarded bj' many as out of the question, in
1890 unprejudiced and competent judges agree that in cer-
tain lines the productions of some American makers of
woolen goods will compare very favorably with imported
fabrics of the same grade. One of the chief difficulties
which domestic manufacturers have had to contend with
is the absurd bias in favor of things " imported," which
has been a national characteristic, but our country grows
wiser as it grows older and we are beginning to understand
that native productions may easily be equal, and in many
instances are far superior to any that can be imported.
The Dustin Island Woolen Mills are equipped throughout
with improved machinery for the mauHgcment has always
been progressive and has spared neither trouble nor
expense to improve the quality, and when possible to
diminish the cost of the finished product. Tlie original
proprietor was Mr. .Mmon Harris, he being succeeded by
Messrs. Almon Harris & Sons and they by Messrs. E. S.
Harris & Co. The present proprietor was born in this
State, and assumed sole control of the business in 1882.
He is very generally known in manufacturing and mer-
cantile circles, and hia productions have gained a high
reputation among consimiers and the trade, their uniformly
excellent quality commending Ihcm to the most discrimi-
nating purchaser. They comprise a full line of flannels
and dress goods, and in design as well as in material and
construction the}' are well fitted to hold their own in any
market. Five sets of machinery are utilized and employ-
ment is given to from sixty to seventy five operatives.
The production for March, "iSilO, was 78,500 yards, and
with such facilities we need hardly add thiil Mr. Ilartis is
prepared to fill the most extensive orders at comparatively
short notice and to quote the lowest market rates at all
times.

LEADIXO BUSINESS MEN OF PENACOOK.

H. H. Amsden & Sons, manufacturers of Pine iind Ash
Chamber Furniture, Penacnols, N. H. — It is asserted by
those who are in a position to speak with authority on tlie
subject, that furniture was never before so cheap as it lias
been during the past five years, and indeed even the least
observant among our readers cannot have failed to notice
the lowness of the prices now quoted on furuilure in gen-
eral, and especially on chamber furniture. The reasons
given for this reduction in price, are gener.ally the close
competition now existing in this line of industry, and the
diminution of the cost of production by the use of
improved labor-saving machinery. That sliarp compe-
tition is now the rule is too evident to call for proof, and
that the machinery now used in first class factories is won-
derfully ingenious and eflicient may be seen by visiting the
establishment carried on under the firm-name of H. H.
Amsden & Sons, for this is not only the largest furniture
factor}' in New England but is one of the best-equipped in
the wliole country. The main building is five stories in
height, and 84 X 200 feet in dimensions, and there are
also commodious dry-houses, lumber sheds, etc., the prem-
ises being very conveniently arranged and every facility
being present that will tend to reduce the cost of produc-
tion to a minimum without impairment of quality. The
factory is thoroughly ecjuipped with the automatic
sprinkler throughout. The elaborate plant of machinery
is driven hy water power, there being a 200-horse water-
"wheel utilized, but steam power is also available when
requ'red. Emploj'ment is given to 1.10 a.5sistants, and
some idea of the magnitude of the product may be gained
from the fact that about 300,000 feet of lumber is con-
sumed monthly, which is mostly obtained from Canada.
The conveniences for drying lumber are complete with a
capacity for 150,000 feet. The firm manufacture ash and
oak chamber furniture exclusively ami dispose of most of
it in New England and in New York State, although they
enjoj' quite an extensive Southern trade and ship many
orders to South Araeric.i and Africa. A specialty is made
of goods in knock down for export, and the lieav'est
orders can be filled at verj' short notice The various
processes incidental to manufacture are carefully and
skillfully supervised, and from the selection of the stock
through all the details of seasoning and working-up, no

trouble is spared to assure a continuance of the enviable
reputation the products of this factory have so _ long
enjoyed among consumers and the trade. The policy of
the management in a nutshell is to furnish uniformly
dependable goods at the lowest possible figures, and the
great magnitude of the business shows how generally this
policv is appreciated. The undertaking was founded in
18-)l'byMr. B. F. Caldwell, who in 1853 was succeeded
by Jlessrs. Caldwell, Amsden & Co. Ten years later the
firm of Caldwell & Amsden assumed control, and in 1868
the existing firm-name was adopted. Mr. C. H. Amsden,
the present proprietor, is a native of Boscawen, N. H., aud
bc.s served as alderman and as State senator, and was the
Democratic candidate for governor in the last election,
running ahead of his party ticket in a manner very com-
plimentary to him personally as indicating his personal
popularity throughout the State. In business circles he is
also most favorably known, his enterprise occupying a
leading position among the distinctively representative
undertakings of this section.

D. B. Weymouth, General Store. Penacook, N. H. —
Premises comprising two floors and a basement, each of
which measure 20X60 feet, giving a total floor space of
3600 squnre feet, can accommodate a very heavy stock,
and the fact that this is the capacity of the premises util-
ized by Mr. D. B. Weymouth, and that practically all the
available space is made use of, demonstrates beyond the
nei'd of further statement that the assortment of goods he
offers is very complete. It is also very varied, for be deals
in general nifrchandise and carries full lines of groceries,
flour and grain, boots and shoes in full assortment, styles,
widtl'S and sizes, and other commodities too numerous to
mention. This business was founded a number of years
ago and came under the control of the present proprietor
in 1889. Mr. Weymouth was born in Andovcr. N. H.
His business policy is as simple as it is popular, it beine to
give full value for money received Of course careful
management is necessary in order to do so. but Mr. Wey-
mouth is a close and discriminating buyer and is therefore
enabled to quote the lowest market rates on goods that
will prove entirely satisfactory.

8(i

LEADING BUSINESS MEN OF PENACOOK.

X'^V,

^•o-'"^/^

5.\vv Co.

r-ZNACOOK,

N. H-

Fisherville

Saw Co., manu-
facturers of Cir-
cular, Ganjt and
Cross Cut Saws
■ind Wliifllctree
Springs, Pena-
fook, N. li.—
I' he business
' nnducted bj' the
( (incern wliose
curd we print
;ili(ive was cstab-
/1, lislicd half a
' ccntur}' aso and
and is clearly en-
titled to a promi-
'■ ntnt place among

the representa-
tive uiidt; :.il. 11..;-- -1.: iitioii. The circular, gang and
cross-cut saws imule by this company have gone into gen-
eral use, in many cases under the most exacting conditions,
and the record the}' have made substantiates the claim that
while quoting prices about the same as those named by
other saw manufacturers, the company's policy is not to
attain the limit of cheapness but the limit of goodness.
Saws of all descriptions are manufactured, including ice
saws, which will be made to order at short notice. Cast
steel whiflletree and yoke springs are also extensively
manufactured, they being very popular, as they are made
from the best No. 1 steel, are far superior to any others in
the market and are fully warranted. The company give
particular attention to the repairing of circular saws, and
restore them to their original condition, as they are very
careful to aveid any process which while apparently put-
ting the saw in good order would so injure it as to greatly
impair its durability. They claim to do the best job of
saw repairing obtainable, and iu the opinion of practical
men they are prepared to make that claim good in every
respect. Corresjiondence is solicited, and all communi-
cations are assured prompt and careful attention. The
manager, Mr. G. S. Locke, is a native of London, N. IL,
and is widely Known iu manufacturing circles. He gives
careful personal attention to the filling of orders, and
employs a sufficient force of assistants to ensure the
prompt execution of every commission.

Frank E. Bean, dealer in Cream, Vienna and While
Bread, iSrown Bread, Cakes, Pastry, Cream Cakes, etc.,
Penacook, N. H. — There are some bakers who apparently
have never heard the old proverb, " You can't make a silk
purse out of a sow's ear," for they insist upon tisiug infe-
rior materials and then wonder why the public refuse to
accept their productions as tirsl class. Extensive facilities
asd experience and skill will go far towards ensuring sat-
isfactory results, but material of good qualitj' cannot be
dispensed with in the manufacture of bread, cake and
pastry that is designed to suit the most fasticjious taste.
Evidently Jlr. Frank E. Bean appreciates this fact, for he
not only provides improved facilities and employs skilled
assistants, but gives careful personal attention to the
choice of materials, sparing no pains to get the best the
market affords. As an inevitable consequence his produc-
tions stand high iu the favor of the public, and while he
caters to all classes of trade he finds no difficulty in per-
fectly satisfying the most critical. Mr. Bean was born in
Salisbury, N. II., and as a member of the firm of Harlow
& Bean succeeded Mr. (has. Wiggins in the control of
the enterprise to which we have reference, in 18:5, assum-
ing .sole possession in 1878. He utilizes one tioor and a
basement, having a total area of abcmt 1,000 square feet,
and carries a large and varied stock which is constantly
being renewed and is consequently always, fresh and tempt-
ing. It includes cream, Vienna and white bread, cakes,
pastry, etc., and orders can be filled wi'liout delay,
employment being given to three assistants.

* DR.TOPLIFF'S *
SYRUP OF TAR

CURES COUGHS.COLDS, SPITTING
OF BLOOD AND CONSUMPTION.

J. Irving Hoyt^
Druggist, Pena-
cook, N. H.—
Should the various-
mercantile estab-
li^hments located ia-
I'enacook and vicin-
ity be mentioned in
the order of their
com par^i live useful-
ness, that con-
ducted by Mr. J.
Irving Hoyt would
be clearly entitled
to a leading posi-
tion in the list, for
on the whole, no
retail establishment
is more useful than
a well managed
drugstore, and that
of which Mr. Hoyt
is proprietor is well
managed in the full sense of the term He is a native of
Concord, and has carried on his present enterprise for tea
years, succeeding in ISSO .Mr. C. C. Topliff, who had been
proprietor since ]8().5. Mr. Hoyt also succeeded Mr. Top-
lifT as proprietor and manufacturer of "Topliff Syrup of'
Tar," one of the best known cough and consumptiim cures^
and quite an extensive wholesale business is done in this-
valuable remedy. Mr. Hoyt is thoroughly familiar with
every detail of his business, and as he gives personal atten-
tion to the filling of orders the service is as reliable as it is-
prompt and obliging. Premises having an area of l,20O'
square feet are occupied, and a full assortment of drugs^
medicines and chemicals is constantly carried, enabling
physicians' prescriptions lobe compouniled without delay.
Every facility is at hand to ensure absolute accuracy in>
every detail of this department of the business, and the-
ingiedients used are obtained from the most reliable
sources and may be depended upon for freshness and
purity. Uniformly moderate charges are made and na-
trouble is spared to fully maintain the high reputation so-
long held in connection with this service. Mr. Hoyt dealft-
in toilet and fancy articles, druggists' sundries and other
goods usually found in a first class pharmacy, and quotes-
the lowest market rates on all the commodities he handles.

Harry S. Harris, Livery, Boirding, Transient and Hack
Stable, Wasliington House, Penacook, N. H.— The stable
connected with the Washington House has been carried
on for many years and has changed hands many times, but
it is safe to assert that the service rendered was never more-
efficient and satisfactory than it has been since the present,
proprietor, Mr. Harry S. Harris, assumed control in 1888.
He was born in Boscawen, N. H., and has had no little
experience in the stable business, as might be easily
guessed from the character of the accommodations he
affords. There are seventeen stalls on the premises, and a.
general livery, boarding, biiting and hacking business is-
done, employment being given to three assistants, and all.
orders being assured immediate and painstaking atiention.
First class livery teams will he furnished at uniformly-
moderate rates, and such of our readers as enjoy ilriving,
and have no team of their own would do well to make
trial of the accommodations suppl ed by Mr. Harris, for
we are sure that the result will be entirely satisfactory.
Horses boarded here are assured comfortable quarters,
kind treatment and an abundance of suitable food, and the-
charges made in this department are low enough to suit
the xiiost economically disposed. Hacks will be furnished
at very short notice, the drivers being careful and welL
informed, so that strangers wishing to view the vicinity
will find this a most excellent and pleasurable way ia
which to do it. Jlr Harris gives careful supervision to.
affairs and spares no pains to thoroughly satisfy every
customer.

LEADING BUSINESS MEN OF PENACOOK. '

Foote &, Morse, dealers in Dry Goods, Groceries, Flour,
Crocker}', Glass and Wooden Ware. Country Produce and
Farming Tools, Concord Street, near Penacook House,
Penacook, N. H. — There maj' be some advantages gained
by the practice of dividing business up into specialties, as
is the practice in the cities, as for instance one dealer
handling nothing but groceries, another nothing but
glassware, a third nothing but provisions, etc., but
there are manj' disadvantages also, and that such is the
case is seen in the popularity of the great city "depart-
ment " stores, which are onl_v general stores under a new
name. There are many establishments in Penacook and
vicinity carrying a desirable line of general merchandise,
but not one which we can more heartily recommend to
our readers than that conducted by Messrs. Foote &
Morse. This is located on Concord street, near the Pena-
cook House, and comprises one floor and a basement,
measuring 40x60 feet. This is the oldest store in Pena-
cook, the original part having been built in 1836, the first
firm being Johnson & Gage. From time to time additions
have been added to it until now it contains a large and
complete stock to select from, among the more important
articles contained in it being dry gaods, groceries, flour,
country produce, crockery, glass and wooden ware, and
farming tools. These goods are obtained from the most
reliable sources and are guaranteed to prove just as repre-
sented, while the prices quoted on them will prove satis-
factory to the most economically disposed. Prompt and
polite attention is assured to every caller, and all orders
■will be accurately filled at very short notice. This busi-
ness was founded a good many years ago, and in 1874
came into the possession of Messrs. Foote & Gates, who
succeeded Mr. Geo. JI. Dudle}', and were succeeded by
the present firm in 1879. Mr. H. T. Foote is a native of
Salisbury, N. H., and Mr. G. A. Morse of Peabody, Mass.
Both these gentlemen are widely known throughout this
vicinit}', not only in business but also in social circles.

A. Linehan, Fruits of all kinds. Confectionery, Cigars,
Tobacco, Notions, etc.. Main Street, Penacook, N. H. —
Geuerall}' speaking, everj' penny paid out for fruit is well
invested, for no one article of food is more healtliful, and
fresh, ripe fruit used in reasonable moderation will save
many a doctor's bill, as well as a good deal of discomfort
and even positive suffering. But it is of the first impor-
tance that the fruit should be sound and ripe, and there-
fore some discrimination should be exercised in its pur-
chase, for dealers who do not give special attention to the
handling of fruit are apt to keep what they do handle so
long that it becomes in some cases totally unfit to eat,
although it may not appear so. Mr. A. Linehan makes a
specialty of fruits of all kinds, and his assortment will
always be found fresh and desirable. He quotes the low-
est market rales, and those wishing anything in the fruit
line would do well to call at his store on Main street, and
there make their selections. Mr. Linehan was born in
Danbury, N. H., and founded his present business in 1890.
He does not confine himself to handling fruit by any
means but also deals in confectionery, cigars and tobacco,
etc. A full line of notions ranging in price from five cents
to one dollar, is on hand to choose from, and a visit to the
store will prove both pleasant and profitable.

Miss M. S. Peaslee, dealer in Millinery and Fancy
Goods, Penacook, N. H. — We believe it has never been
satisfactorily demonstrated just who or what is the
" leader of fashion," the fact being that certain articles are
fashionable while others are not. while apparently there is
not the least reason for the distinction. Still the saying
goes, "As well be out of the world as out of the
fashion," and as the ladies of Penacook and vicinity are
far from being "out of the world," it is not surprising
that they should have strong objections to being "out of
the fashion." There is certainly no reason why they
should become so, as our local dealers show decided enter-
prise in offering the latest novelties to their patrons, and,
indeed, so far as millinery and fancy goods are concerned

one would have to journey a good ways to find a more
desirable assortment of fa.shionable novelties than may be
seen at the establishment conducted by Miss M. S. Peaslee.
This lady is a native of Gilraauton. N. H., and has had
great experience in connection with her present business,
liaving formerly been a member of the firm of M. S. & E.
V. Peaslee, who carried it on from 1873 up to the year
1886, when the present owner assumed sole control. It
would be useless for us to mention the stock in detail for
it is constantly changing and always comprises the leading
novelties, so that a description would be "out of date"
before it could reach the public. Order work is given
prompt and skillful attention, and low prices are uni-
formly quoted in every department of the business.

J. F. Hastings, Undertaker and Funeral Director,
Robes, Coffins and Caskets always in Stock. Also dealer
in Harness and Saddlery, Trunks, Travelling Bags, Sleigh
Robes. Blankets and Whips, Wolf and Rubber Coats, etc.
Penacook, N. H. — There is such a great number of small
but yet important details to be attended to in preparing
for a funeral, that some of them are very apt to be for-
gotten by one inexperienced in such matters, and the
worry caused by thinking that something may have been
neglected is of itself enough to warrant the employment of
a competent funeral director, for when this is done all
anxiety is at once at an end, as one may rest assured that
an experienced man making a specialty of undertaking
and funeral directing will leave nothing undone that
should have been attended to. Mr. J. F. Hastings executes
many important commissions of this kind, and it is natural
that his services should be largely availed of, for he has
served the public for years in this capacity and has won a
high reputation for reliability and general efiicienc)'. Mr.
Hastings was born in Bristol, N. H., and became identified
with his present business in 1876, as a member of the firm
of Crother & Hastings, who were succeeded by Thurber &
Hastings the following year, Mr. Hastings becoming sole
proprietor in 1879. He occupies commodious and well
arranged premises, and constantly carries in stock a full
assortment of robes, coffins, caskets, etc., harness and sad-
dlery, trunks, bags, sleigh robes, blankets and whips, wolf
and rubber coats, etc., are also largely dealt in, and the
lowest market rates are quoted on all the articles handled,
while prompt attention to every caller is assured by the
employment of two efficient assistants.

W. W. Allen, Dry Goods, Room Paper .and Carpeting.
Ladies' Outside Garments. Country Produce taken in
Exchange. Penacook, N. H, — It is safe to assert that no
more truly representative mercantile enterprise is located
in Penacook than that conducted by Mr. W. W. Allen,
for this has been successfully carrieil on for more than
forty years, and, indeed, has held a leading posion from
tlie start. The original proprietors, Messrs. Dutton &
Pratt, began operations in 1848, and were succeeded in
1851 by Messrs. Pratt & York, who gave place to Messrs.
Pratt t% Allen in 1855. In 1858 the firm of Allen & Hall
assumed control, they being succeeded in 1862 by Mr. W.
H. Allen, and he in 1886 by the present proprietor, who is
a native of Concord and is universally known in this sec-
tion of the State both in business and social circles. He
has served two terms as representative, and is now a mem-
ber of the board of aldermen. Mr. Allen utilizes spacious
and well-arranged premises, their total area being about
2,000 square feet. He carries a large, varied and most
skillfully chosen stock, and as the lowest market rates are
uniformly quoted, and prompt and polite attention is
assured to every caller by the employment of three com-
petent assistants, it is not to be wondered at that no more
popular establishment can be found in this vicinity.
Among the more prominent articles dealt in may be men-
tioned dry goods, wall paper, carpeting and ladies' outer
garments, and the latest novelties in these lines are always
well represented. Mr. Allen takes country produce in
exchange, and spares no pains to fully satisfy every cus-
tomer.

LEADING BUSINESS MEN OP PENACOOK.

Albert A. Huff, >[euts and Vegetables. Peiiacook, N. H.
-J»Ir. Alberr, A. Huff has carrieJ on his present enterprise
only since the beginning of the current year, but his busi-
ness experience is much more exteniled than this fact
would seem to indicate, for he was proprietor of a store
from 1872 to 1886, so that for about fourteen years he had
an opportunity to become familiar with the needs of the
public He was born in f>mithfield, Maine, and served
more than two years in the army during the Rebellion.
Mr. Hull occupies premises having an area of about 1200
square feet, and carries a very extensive and carefully
chosen stock, made up of fresh, salted, smoked and
pickled meats, all kinds of vegetables in their season,
canned goods from the most reputable packers, and other
equally useful commodities. The assortment is certain,
varied and complete enoui^h to admit of all tastes and all
purses being suited, and as two competent assistants arc
employed prompt and careful attention is assured to every
caller. Jlr. Huff carefully supervises all departments of
the business and is ever on the lookout to improve tlie
service rendered, as he knows what will prove beneficial
to his customers cannot fail to advance his own interests
also.

Fisherville Sovereign Co-operative Asso'n, dealers in
Groceries, Flour, Cutlery, Clothing, Boots, Shoes, Rub-
bers, etc. J. C. Farrand, Agent. Rink Building, Pena-
cook, N. H.— It is an undenialile fact that the large major-
ity of the cooperative enterprises inaugurated in this
country have failed, and this is the stock argument of
those who deny that industrial and mercantile coopera-
tion is practicable, but in every instance of failure the
fault has been either in the management or in the condi-
tions under which the experiment was tried, and the prin-
ciple of CO operation remains as sound today as ever it
was. Were it so radically wrong and so visionary as its
opponents would have us believe, success would be impos-
sible, so that the fact that there are many cooperative
undertakin.gs in successful operation conclusively proves
that the objections made to the principle are unfounded.
The residents of Penacook need not go away from home
to find a prominent example of successful co operation, for
in the enterprise conducted by the Fisherville Sovereign
Co-operative Association they have an undertaking which
was founded fourteen years ago and has steadily gained in
utility and popularity. The association was incorporated
in 1876, and its officers have shown most commendable
ability and zeal in admioistcring its affairs and in avoiding
the mistakes which have proved disastrous to similar
enterprises. The public have learned by experience that
the undertaking is worthy of hearty and permanent sup-
port, and that such is given it may be judged from the
fact that four assistants are required to properlj' attend to
the many orders received. The president is Mr. J. C.
Richards, the treasurer, Mr. F. A. Abbott, and the agent,
Mr. J. C. Farrand, all of whom are too well known in
Penacook and vicinity to render detailed personal mention
necessary. The association occupy very spacious quarters
in the rink building and carry a heavy stock of general
merchandise, including groceries, flour, cutlery, clothing,
boots, shoes, rubbers, etc., together with a full assortment
of fresh and salted meats, fresh fish and lobsters. The
goods are strictly dependable in every respect, the service
is prompt and obliging, and customers get unusual value
in exchange for every dollar they expend at this thor-
oughly well managed establishment.

George N. Dutton, dealer in Dry and Fancy Goods, Mil-
linery, etc., manufacturer of the Dutton Cuff Holder,
Penacook, N II. — The popularity of the establishment
conducted by Mr. George X. Dutton is by no means the
result of luck, but on the contrary has been brought about
by hard, intelligent and faithful work continued through
a term of years. The proprietor is a native of Concord
and became identified with the en erprise in 18S5, as a
member of the firm of Sanders & Dutton, assuming sole
control in 1888. He deals in dry and fancy goods, milli-

nery, etc., and is manufacturer of and dealer in the
" Dutton Cuff Holder," which is one of those little devices
that once used are never willingly dispensed with. The
premises utilized afford space for the accommodation of
quite an extensive stock, and on the score of magnitude
alone Mr. Dutton's assortment is parallelled by few if any
similar stocks in this section, but its quality is even more
remarkable than its quantity, and the very latest fashion-
able novelties are always well represented. All classes of
trade are catered to, and the closest buyers agree that at
no store in this section is more genuine value given for
money received. Callers are assured prompt and courte-
ous attention, goods being cheerfully shown and every
opportunity given to make a deliberate and satisfactory
selection.

F. B. Clough & Co., Furniture. Repairing and Uphol-
stering. Penacook, N. H. — When purchasing articles of
any description it is well to remember that the first cost is
but one of a number of things that should be considered,
and especially is this true in the case of furniture, for
thoroughly well made furniture will last and look well for
many years, while that composed of inferior material
carelessly put together will become shabby and broken
down in a very short time. And after all, the difference
in the first cost is by no means great, and in proof of this
assertion we would refer our readers to the establishment
conducted by Messrs. F. B. Clough & Co., for this firm
deal in thoroughly dependable goods, and yet quote prices
low enough to suit the most economically disposed.
Goods are cheerfully shown, and anything in the line of
furniture can be furnished at short notice and at the lowest
market rates. Upholstering is an important department
of the business, and furniture repairing in general will be
done in a thorough and workmanlike manner at a reason-
able price. Jlr. Clough gives careful personal attention to
the supervision of affairs, and makes it an invariable rule
to allow no defective work to leave his establishment,
while at the same time sparing no pains to deliver orders
promptly when promised.

O. H. Fowler, Druggist and Pharmacist, dealer in
Drugs, Medicines, Chemicals, Paints, Oils, Glass, Brushes,
Varnishes, Perfumery and Toilet Articles, Penacook, N. H.
— Every experienced physician will agree that the cure of
disease would bo much more ea>y than is now the case
were the drugs and medicines sold by every dealer uniform
in character. The public are apt to suspect that a physi-
cian who directs them to a certain pharmacy does so
because he receives a percentage of the cost of the medi-
cines sold, but this is so seldom the case as to be unworthy
of consideration. The fact is, a physician learns that a
certain pharmacist obtains his supplies from reliable
sources, renews them often enougii to prevent serious
deterioration from age and is skillful and careful in the
compounding of prescriptions. As these things enable the
effects of prescriptions put up at his establishment to be
more accurately prepared than would otherwise be pos-
sible, and as the professional reputation of the iihysician is
directly dependent upon his prescriptions having the
desired effect, what more natural than that he should
direct where they should be compounded ? Mr. C. H.
Fowler is one of the most popular pharmacists in this sec-
tion of the State, not only among physicians but also the
general public, for he has had long experience in the busi-
ness and his methods are uniformly reliable. He was
born in Webster, N. H.. and was at one time a member of
the city council. Mr. Fowler became identified with his
present enterprise in 186G, as partner \mder the firm name
of Rollins & Co., it having been inaugurated in 1852 by
Mr. ,J. S. Rollins, Mr. Fowler assuming sole control in
1875. A heavy stock of drugs, medicines and chemicals
is constantly carried, prescriptions being very carefully
compounded at reasonable rates. Perfumery and toilet
articles are dealt in to a considerable extent, and paints,
oils. Tarnishes, brushes, glass, artists' materials, etc., are
supplied in quantities to suit at the lowest market rates.

LEADING BUSINESS MEN OF PENACOOK.

J. E. Symonds & Co., Table Mfrs. and Wood-Workers,
Penacook. — The enforcement of the law against selling
liquors "over the bar," in Massachusetts, has already
■caused a great deal of comment altliough it was not begun
until the middle of May, and public opinion seems to be
about equally divided as to whether the law is beneficial
or not, but at all events it is beneficial to a prominent
Penacook establishment, for its proprietors, Messrs. J. E.
Symonds & Co., are extensively engaged in the manufact-
ure of saloon tables, and their trade extends throughout
New England. The saloon tables made by this firm are
celebrated for their strength and durability, and as thej-
are of the most approved design and are furnished to the
trade at bottom prices, it is natural that they should be in
great demand. The largest orders can be promptly filled,
however, for the manufacturing facilities are very exten-
sive and work can be "rushed through" at a great rate
■when haste is desirable, the quality of the productions
remnining uniformly excellent. This firm is made up of
Messrs. J. E. Symonds and G. W. Abbott, both of whom
are natives of New Hampshire, Mr. Symonds having been
born in Hancock, and .Mr. Abbott in Webster. Both served
three years in the army during tlie Rebellion, and are widely
known in business and social circles throughout Penacook
and vicinity. They by no means confine themselves to
the manufacture of saloon tables but make a full line of
extension, dining, kitchen and office tables, besides doing
special order work in a superior manner at short notice
and at low rates. The factory is two stories in height and
200 X 40 feet in dimensions, and is fitted up throughout
with the most improved machinery, driven by a loO-horse
water wheel and a fifty-horse engine. Employment is
given to thirty assistants and the business is thoroughly
s}'stematized, — no imperfect work being allowed to leave
the establishment.

John Chadvirick, Livery, Board and Feed Stable, Pena-
cook, N. H. — The majority of those who patronize livery
stables are not unreasonable and therefore do not expect
to b3 furnished with horses that can trot in 3;30, or with
-carriages that look as though they never had been used,
but even the best natured customer may be excused for
kicking when he is supplied with the lame apologj- for a
horse and the antediluvian vehicle which some public
stable keepers seem to think ought to be entirely satisfac-
tory. It is very poor policy to force patrons to put up
with such "accommodations," for it has a tendency to
disgust them with hiring teams and to cause them either to
give up driving or to get a turnout of their own. We
think that the methods followed by Mr. John Chadwick
might be profitably imitated liy some other stable keepers
whom we could name, for he spares no pains to keep a
sufficiency of desiraljle teams on hand for livery purposes,
and although he makes no extravagant claims, still, his
rigs will compare favorably with the average private turn-
■out in this vicinity. Mr, Chadwick was born in Bos-

cawen, N. H , and succeeded to his present business more
than twelve years ago. He was formerly assistant city
marshal, and tew, if any, men in this community are better
known and more liighly esteemed. The premises utilized
are spacious aud well arranged and include sixteen stalls.
A general livery, boarding and baiting business is done
and employment is given to two elfjcient assistants, so that
all orders are assured immediate and careful attention.
The charges are uniformly moderate and tlie service gives
the very best of satisfaction. Mr. Chadwick is agent for
the American Express Co., having served this company
aud its predecessor for twelve years.

John C Iiinehan, dealer in Groceries, Dry Goods, Pro-
visions, Flour, Grain, etc., Penacook, N. H. — Such a stock
as is carried by Mr. John C. Linehan cannot be adequately
described in the limited space at our command, for it is so
varied and so complete in every department that to merely
name the commodities it comprises would more than
exhaust our space as well as the patience of our readers.
But as a matter of fact such a procedure is quite unneces-
sary, for the Penacook public thoroughly understand that
patrons of this store are given an exceptionally large and
desirable assortment to choose from, and they know that
not only staple goods but also the latest novelties are well
represented. It would be surprising were not Mr. Lin-
ehan's well appreciated by this time, for he has been iden-
tified with his present enterprise for nearly a quarter of a
century, beginning operations as a member of the firm of
Bean & Linehan who succeeded Jlr. M. H. Bean in 1866.
The same j'ear the firm name was changed to Brown &
Linehan, and in 1869 the present proprietor assumed sole
control. Mr. Linehan was a veteran of the late war and is
an active and earnest worker in everything pertaining to
the interests of the Grand Araiy of the Republic with
which he has been most prominentlj' connected. He was
Department Commander for this State in 1883-4, and
Junior Vice Commander-in-Chief in 1888-9 ; was member
of the National Pension Committee, 1884-7, and Pres-
ident of the New Hampshire Veteran Association 1885-6.
Mr. Linehan served in both branches of the city govern-
ment between 1870-77. Trustee of Industrial School
since 1883, director in Loan and Trust Savings Bank, Con-
cord. From these facts it will be seen that Mr. Linehan
is well and favorably known, and it is not to be wondered
at that his store is headquarters for the purchasing public
•who appreciate first-class goods at bottom prices. Mr.
Linehan utilizes one floor and a basement, having a total
area of 2000 square feet, and among the more prominent
commodities kept in stock may be mentioned groceries,
dry goods, provisions, flour and grain. A very large
family trade is enjoyed as the goods are chosen expressly
for family use, and are thoroughly reliable in quality and
low in price. Employment is given to two efficient assist-
ants, prompt and polite attention being assured to every
caller.

INDEX TO BUSINESS NOTICES.

BANK»$ AND BANKER!;;.

American Trust Co. , The 42

First National Bank, Tlie C6

Loan and Trust Savings Bank 35

Meclianick's National Bank H4

Merrinnack County Savings Bank 45

National State Capital Bank 37

New Hampshire Savings Bank, The ... 40

Rollins, E. H. & Son 36

Union Guarantee Savings Bank, The 67

UOOKSELLEKS AND STATIONERS.

Chase, I. G 79

Hunt & Greenwood 47

Mace, Frank P 44

Silsby & Son 51

„ BAKERS.

Bean, Frank E 86

Norris, J. C. & Co 51

BOOT AND SHOE MFR9. AND DEALERS.

Concord Boot and Shoe Co (wholesale) 48

Greenough & Ilaseltine 57

Moore, Geo. H 72

Porter, Howard L. (mfr.) 57

Thome, John C 50

Thompson, W. A 09

CARUIAGF, HOUSE AND SIGN PAINTERS AND
PAPER-HANGERS.

Abbott, Geo 78

Bilsborough, Benj 53

Coleman, P H 75

Matthews. H. 0 67

Moulton, E. A 76

CONTRACTORS AND BUII..DERS.

Ferrin. A. C 73

Hutchinson, E. B 47

Kimball, I )an forth & Forrest 78

Mead, JIason & Co 68

Webster, P. W 69

Worthen, Chas. L 77

CARRIAGE MANUFACTURERS.

Abbott Downing Co., The 60

Concord Carriage Co 44

Davis, Win. S., & Son 59

Holt Bros. Manufacturing Co. , The 58

DRUGGISTS.

Berry, Geo. A. & Co 49

Fitch, A. Perley 47

Fowler, C. H 88

Foster, II. B 55

Hoyt, J. Irving 86

Martin, C. H. & Co 48

Sullivan, D. W 70

Underhill, W. P. & Co 65

Uuderhill & Kittredge 77

DRY AND FANCY GOODS.

Allen, W. W 87

Blancliard, Chas. G 54

Boynton, C. M 40

Davis, A. W 64

Dutton, Geo. N 88

Hammond, Harry D. & Co 35

Hazelton, .J. & Son 63

Murphy, David E 56

Thurston & Emmons 73

Welsh & Lovely 44

Willard, E. W. & Co 65

FLORISTS.

Colby, W. M '. 78

Main, Geo .53

hackford,*A. L 57

Wilson, W. S '.'.'.'.'.'.'. 66

FI.OUR, FEED, ETC.

Coffin, Frank 4»

Straltou, Merrill & Co 40>

FISH, OYSTERS, ETC.

Battles, F. (North End Fish Slarkel) 79-

Spencer, E. N 56

FURNITURE, CARPETS, ETC.

Cloiigh, F. B. & Co 88

Fernald, W. J 53

Heath & Chesley ' 59

McArthur, A. & Co 54

Stewart, J. M. & Sons 48

GRANITE MANUFACTURERS AND DEALERS.

Casey, Michael 76

Carpenter Granite Co 45

Clark, Geo. F 63

Clark, Frank R 82

Cummings Brothers 73

Dunstane, Thomas H. & Son 39

Edwards & Dravis 83

Farley, H. N. & Co 43

Fox, Thomas 81

Fraser, John A 7&

Eraser, William C 59

Gay Brothers 69

Ilollis, A 78

Hosking, J. R 75

I vey , Henry 65

Knowles, Lyman 80

Lougee, W. S 83

La Belle & Co 44

McAlpine, A. G. & Co 77

McGuire, John 70-

Nawn, Thomas 62'

Perry, W. H 71

Peabody, L. O 82

Phillips, Harry 79

Putney, B. T 82

Racine, Oliver 36-

Spain, JIanin II 67

Swenson, John CS'

GROCERIES AND PROVISIONS.

Batchelder it Co 41

Brickelt, II. W 7a

Brooks, E. W 35^

Carr, William F 47

Concord Beef Co. (wholesale) 74

Cowley, William A 80

Dickerman & Co. (wholesale) 7*

Dooning & Fellows 72

Dudley, G. W 62

Emmons, G. B 50

Pollett, A. M 54

Hoit, Lewis B 63

Huff, Albert A 88

Lawrence, C. B 51

Lee it Kenna 70

Merrill, J. B 72

Morrison & Searles 71

Perkins & Berry 52

Phelps. O. H. it Co 57

Reed & Mudgett 58

Sanborn, A. C 77

Sturlevant, II. C. & S»n 59

Upton, F. II 70

Webster, David 58

Whittredge, Geo. B 4ft

INDEX TO BUSINESS NOTICES.

GENERAL. STORES.

Blnnchard, Amos 46

Eastman & Co 81

Fisherville Sovereign Cooperative Association 88

Foote, Brown & Co _. 83

Foote & Morse 87

Greeley & Todd - 49

LarkiD, P. H 55

Linehan, John C 89

McQuesiin, E. & Co 73

Savage, I. M. & S m 71

Weymouth, D. B 85

HOTELS AND RESTAURANTS.

Camp, D. M 38

Colburn, F E 39

Commercial House 56

Eagle ■& Phenix Hotel Co 42

Fagan, John H 76

HARDWARE, IRON AND STEEL.

Humphrey & Dodge 46

Thompson & Huague 61

HARNESS MANUFACTURERS.

Hill, James 1'.. & Co 33

Johnson, J. D. & Son 37

INSURANCE.

Capital Fire Insurance Co., The 49

Crowell & McKellar 38

Eastman, Samuel C 56

Fire Underwriters' Association, The 54

Jackman & Lang 50

Manufacturers' and Merchants' Mutual Insurance Co. 51

Parker, C. S 46

Staniels, C. E 74

INVEST.HENT SECURITIES.

Crippen, Lawrence & Co 41

Rollins. E. H. & Son 36

JEWELRY, WATCHES, ETC.

Ayer, R. H 63

Carr, Norman G 71

Junkins, Chas. E., Jr 52

Morrill Brothers 46

Nelson, N. C 74

LIVERY, BOARDING AND SALE STABLES.

Chadwick, John 89

Colton, George, & Co. (Globe Stable) .53

Dodge & Bickford (Phenix Stable) 70

Dunklee, Norris A. (Aldine Stable) 48

Harris, Harry S 86

Jennings, Geo. W 41

Philbrick, Darius 76

Wright, William 50

MISCELLANEOUS.

Batchelder, C. F. (news agent, billposter, etc.) 57

Ballon, Oliver (picture frames) 74

Durgin, William B (designer and maker of silverware). 40

Dow, Edward (architect) 49

Field, W. O. (hennery) 81

Heath, T. A. & Co. (crockery and glass) 43

Lane, S. G. (real estate) 43

Landon, F. W. & Co. (electricians) 58

Linehan. A. (fruit and confectionery) 87

Parker, Daniel (steam carpet beating) 76

Ranlet & Marsh (coal, wood and ice) 55

Robinson, H. E. (music teacher) 53

Rowell, Jas. H. & Co. (concrete paving) 75

Toof. J. H. (laundry) 78

Wallace, S. & Son (stair-builders) 66

"Wymao, J. J. (tripe, tallow, etc 42

MILLINERY AND FANCY GOODS.

Newell. H. N., Mrs 69-

Pearson, Fred, Mrs 58

Peaslee, M. S , Miss 87

VVadleigh, G. W 73-

MANUFACTURERS.

Amsden, II. H. & Sons (pine and ash furniture) 85

Barker, Chas (hard and soft soap) 77

Blauchard's Porter Sons (churn and dairy implements). 01

Bunker, Andrew (sash doors and blinds) 74

Clapp & Co. (brass and iron founders) 68

Comins, Geo. T. Co. (bedsteads) 41

Concord Axle Co 84

Danforth, W. F. & Sons 63:

Eastman, Sam'l & Co. (fire supplies) 80-

Fisherville Saw Co 86-

Ford & Kimball (car wheels foundry) 48

Ford, \Vm. P. ct Co (stoves and plows) 79'

Mead, John H. (wood turning) 67

Nutting & Iliiyden (quarry tools) 59'

Page Belting Co 39-

Robinson, ,Tohn H. (brick) 81

Symonds, J. E. & Co. (tables) 89-

Woodward, Thomas (awnings) 45

White, John A. (wood working machinery) 69

Whittaker, John (lumber). ....". 83

PIANOS AND ORGANS.

Day, W. K 52-

Morey, J. H 50-

Piper, F. A 3T

Prescott Piano & Organ Co. (manufacturers) 64

PHOTOGRAPHERS.

Bailey, H. C 35

Kimball, W. G. C 4Z

PLUMBERS, STEAM AND GAS FITTERS.

Bateman, M 52

Clifford, P. A 75^

Goodhue, George 44

Lee Brothers 64

Munns & Paige 71

Randall, E. H 45

PRINTERS AND BINDERS.

Crawford & Stockbridge 72

Silsby & Son 51

STOVES, HARDWARE, ETC.

George, Frank H 6a

Rogers & Mandigo 75

Scribner & Brltton 55

TAILORS AND CLOTHIERS.

Baker, W. S 54

Loveland & Peacock 58

McQuilken, John G. & Co. (Boston One Price Cloth-
ing Co.) 70-

Sleeper & Hood 47

Stewart, T. W. & J. H 63

TEXTILE MANUFACTURERS.

Concord Manufacturine Co. (flannels) 82^

Harris, E. S. (Dustin Island Woolen Mills) 84

UNDERTAKERS.

Hastings, J. F 8T

Kendall & Lane 54

Waters, Geo. W 4»

0 014 013 580 A

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