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IC-NRLF 


LIBRARY 

OF  THE 

UNIVERSITY  OF  CALIFORNIA. 


GIFT  OF 


Class   : 


PRICE  25  CENTS. 


Water  Works 

.  .  .  AND  .  .  . 

Pipe   Distribution 


BY 

FRANCIS  C.  MOORE 

President  of 
THE  CONTINENTAL  INSURANCE  COMPANY 

\ 

NEW  YORK 


Your  property  represents  money,  and 
your  mercantile  credit  is  based  on  what 
you  own.  In  ten  minutes  fire  will  wipe  out 
the  savings  of  years.  Then  you  look  to 
your  fire  insurance. 

Had  you  not  better  make  sure.  NOW  that 
you  have  a  strong  company  ? 

One  hundred  companies  failed  as  a  result 
of  the  Chicago  and  Boston  conflagrations, 
but  the  CONTINENTAL  paid  its  losses  in  full. 

Over  forty-seven    millions    of    dollars 
paid  for  losses  since  organization. 
Agents  everywhere. 

CONTINENTAL  FIRE  INS.  CO., 

46  Cedar  Street,  New  York. 

Rialto  Building,  Chicago,  Ills. 

"  Insure  In  an  American  Company." 


WATER  WORKS 


PIPE  DISTRIBUTION. 


BY  F.  C.    MOORE, 

PRESIDENT  CONTINENTAL  INSURANCE  Co. 


NEW   YORK,  APRIL   x,  1895. 


—PREFACE.— 


In  preparing  this  pamphlet  it  has  been  my  aim  to  collate,  in 
condensed  form  and  by  systematic  arrangement,  such  important 
nformation  regarding  water-works  and  street  mains  as  is  usually  to 
)e  found  scattered  throughout  the  pages  of  extensive  treatises  on 
nydraulics  and  water  supply,  whose  authors  generally  and,  perhaps, 
naturally  give  more  attention  to  domestic  service,  potableness,  etc., 
than  to  fire  service. 

Technical  phraseology  has  been,  as  far  as  possible,  avoided,  in 
order  that  the  property-holders  of  a  city  may  understand  its 
recommendations  when  considering  the  introduction  or  improvement 
of  water-works.  Impressed  with  the  value  of  a  thorough  canvass  for 
the  criticism  and  opinions  of  others,  such  as  was  made  in  the  case  of 
the  Universal  Mercantile  Schedule,  the  writer  decided  to  send  the 
pamphlet  "in  proof"  to  Hydraulic  Engineers,  Fire  Chiefs  and  other 
experts  throughout  the  country,  with  the  result  that  he  is  under 
obligation  not  only  to  the  gentlemen  quoted  throughout  the  pamphlet 
but,  also,  to  many  others  and  especially  to  Mr.  Freeman,  to  whom  he 
has  been  largely  indebted,  as  numerous  references  throughout  the  work 
indicate.  Indeed,  so  wide  has  been  the  writer's  canvass  for  criticism 
and  so  materially  has  the  article  been  improved  by  drafts  made  upon 
the  wisdom  of  others  that  he  feels  more  like  a  compiler  than  an 
author.  Whatever  he  may  lose  in  credit  for  originality,  however, 
will  be  compensated  by  the  gratification  of  an  honest  desire  to 
furnish  valuable  and  reliable  information,  in  a  concise  form,  and  by 
the  conviction  that  those  who  make  use  of  the  treatise  will  rely 
more  thoroughly  upon  its  statements,  for  the  reason  that  it  involves 
the  consensus  of  judgment  of  many  able  experts,  rather  than  the 
individual  opinions  of  one  man. 

F.  C,M. 
New  York,  April  i,  1895. 


112690 


WATRR     WORKS 


AND 


PIPE     DISTRIBUTION 


The  best  system  of  water-works  for  fire-extinguishing 
purposes  is  a  gravity  system,  with  the  reservoir  at  a  suffi- 
cient elevation  to  ensure,  with  full  draught,  an  effective 
head  or  pressure  at  the  hydrants  of  80  Ibs.  to  the  square 
inch  or  not  less  than  40  Ibs.  to  the  square  inch  at  the 
base  of  the  nozzle  with  250  feet  of  hose. 

The  force  of  gravity  acting  with  an  ample  reservoir 
differs  from  pump  pressure  for  forcing  water  through  pipes, 
in  the  important  respect  that  it  is  always  ready  for  instant 
use  without  notification  by  means  of  electric  wires,  tele- 
phones, etc.,  and  is  not  liable  to  break  down  or  get  out  of 
order  like  pumps  or  other  direct  pressure  appliances.  It, 
moreover,  exerts,  at  all  times,  a  steady  pressure  on  the 
pipe  system,  reducing  the  liability  of  breakage  to  a  mini- 
mum. A  gravity  system  has  a  decided  advantage  over  a 
direct  pressure  pumping  system  in  that  (if  pipes  are  of 
proper  size )  the  full  volume  of  flow  is  instantly  available 
without  waiting  to  fire  up  extra  steam  boilers. 

To  secure  an  effective  head  or  pressure,  the  reservoir 
should  be  elevated  about  200  feet  above  the  general  level 
of  the  city  and  near  enough  to  prevent  serious  loss  of  head. 
Such  an  elevation  is,  of  course,  not  often  found  near  a  city; 
where  it  is,  no  other  system  should  be  considered  as  a 
substitute  for  pressure  purposes.  There  should  be  two 
force  or  delivery  mains  of  heavy  cast-iron  pipe  leading  into 
the  general  network  of  pipes  within  the  city,  so  that  one 
pipe  at  least  will  always  be  available  in  case  workmen  are 


2 

WATER-WORKS. 

repairing  the  other  or  cutting  branches  upon  it ;  and  these 
mains  should  be  of  such  ample  size  that  not  more  than 
twenty  feet  head  will  be  lost  by  friction  even  when  the 
full  number  of  hydrant  streams  are  in  play.  A  single  line 
of  supply  main  is  especially  objectionable  if  of  the  so-called 
cement  lined  variety,  which  consists  of  a  thin  sheet  of 
wrought  iron,  covered  with  cement  mortar,  and  which 
after  ten  or  fifteen  years  is  liable  to  be  broken  by  rust  and 
is,  at  any  time,  liable  to  be  instantly  ruined  by  a  stroke  of 
lightning. 

Any  discussion  of  water-works  for  fire-extinguishing 
purposes  would  waste  time  in  treating  of  those  matters 
which  usually,  from  the  standpoint  of  potableness,  occupy 
so  much  space  in  engineering  works  on  hydraulics,  such  as 
filtration,  etc.,  etc.  It  makes  little  difference  by  what  means, 
natural  or  artificial,  by  springs  or  rainfall  on  water-sheds  or 
pumps,  the  water  is  impounded  at  the  elevation  needed. 
If  ground  at  200  feet  elevation  is  not  available,  or  if  the 
elevated  reservoir  is  necessarily  at  considerable  distance 
from  the  centre  of  the  town,  so  that  but  50  Ibs.  pressure, 
from  the  gravity  supply,  for  instance,  is  available,  then  it  may 
happen  to  be  a  decided  advantage  to  have  the  supply  pump- 
ed to  the  reservoir  from  some  neighboring  river  or  lake, 
for  then,  in  case  of  a  great  fire,  the  pumps  can  supplement 
the  reservoir  supply  by  direct  pumping  at  a  higher  pressure. 
The  pumps  being  connected  with  the  street  mains  with  a 
check-valve  to  prevent  backward  flow  to  the  reservoir,  a 
combined  "gravity"  and  "direct-pressure"  system  would  be 
secured.  Where  drainage  or  water  shed  area  is  relied  upon, 
the  impounding  reservoir  should  be  of  sufficient  capacity  to 
supply  the  maximum  domestic  demand  and  fire  draft  dur- 
ing a  season  of  drought.  The  distributing  reservoir,  also, 
should  be  large  enough  for  several  days' domestic  consump- 
tion, and  with  a  sufficient  reserve  in  addition  for  fire  purposes. 
In  some  instances  distributing  reservoirs  are  large  enough 
only  to  supply  a  day's  average  demand  for  domestic  purposes, 
and  a  break  in  one  or  both  of  the  supply  mains,  or  stoppage 
for  necessary  repairs,  may  leave  the  city  without  water. 

Where  a  gravity  supply  is  insufficient  and  the  system  is 
reinforced  by  direct  pumping  from  a  neighboring  river  or 
lake,  it  should  be  remembered  that  while  this  reserve  may 


3 

WATER-WORKS. 

be  excellent  for  purposes  of  domestic  supply  it  may  prove 
unreliable  in  case  of  an  extensive  conflagration  unless  such 
pumping  system  is  so  arranged  and  managed  as  to  bring 
the  reserve  plant  into  full  action  whenever  needed — a  feature 
of  such  duplex  systems  which  should  always  be  carefully 
investigated. 

Where  the  lay  of  the  land  does  not  permit  of  an  elevated 
reservoir  and  reliance  is  necessarily  placed  upon  direct  pump- 
ing systems  and  standpipes,  direct  pumping  or  the  so- 
called  Holly  system,  has  given  excellent  service  in  many 
cases ;  in  other  cases  it  has  failed  to  respond  properly,  and 
since  of  necessity  it  must  depend  upon  some  device  to1 
transmit  the  alarm  of  fire  and  a  notification  that  extra  pres- 
sure is  needed,  and  relies  moreover  on  there  being  a  surplus- 
of  steam  and  a  pump  capacity  available  instantly,  it  cannot 
compare  with  first-class  reservoir  service  in  point  of  security. 

If  the  pumping  station  on  the  Holly  system  is  in  close 
proximity  to  the  city  (but  not  liable  to  be  destroyed  by  a 
conflagration)  it  is  more  reliable  than  when  several  miles 
distant.  There  should  be  duplicate  pumping  engines — three 
would  be  better  still — with  at  least  three  force  mains. 

The  pumping  station  should  be  connected  electrically 
with  the  Fire  Department,  so  that  when  an  alarm  of  fire  is 
received  at  the  engine-house  the  intelligence  will  reach  the 
pumping  station  at  the  same  moment. 

There  should  be  a  liberal  distribution  of  relief  valves  to 
prevent  water-hammer. 

Head  or  Pressure.  The  weight  of  a  cubic  foot  of 
water,  (7^  gallons*)  the  equivalent  of  a  column  of  water 
12  inches  square  and  12  inches  high,  would  be  62.4  Ibs. 
This  divided  by  144  (the  number  of  square  inches  in  the 
base  of  the  column)  would  give  a  pressure  of  .43  Ibs.,  or  near- 
ly £  Ib.  per  square  inch  of  base  surface  for  each  foot  of  vertical 
depth,  which,  if  the  loss  by  "frictional  head"  hereafter 
explained,  be  say  15  feet,  would  yield,  for  a  "static  head" 
of  200  feet,  an  "effective  head"  or  pressure  of  185  feet  at  the 
hydrant,  or  say  80  Ibs.  to  the  square  inch.  The  effective 
head  for  fire  purposes  in  the  absence  of  steamers,  whether" 
reliance  is  placed  upon  the  "direct  pressure"  system  or  a- 
gravity  reservoir  system,  should  be  at  least  from  40  to* 
~*Oue  cubic  foot  of  water=  7.48  U.  S.  gallons. 


4 

WATER-WORKS. 

50  pounds  per  square  inch  at  the  base  of 'the  nozzle  and  the 
static  hydrant  pressure  must  be  enough  greater  to  allow  for 
friction  in  the  pipes  and  for  friction  in  the  hose. 

This  pressure  of  40  or  50  Ibs.  will  force  a  i  \  inch  stream 
for  effective  work  to  the  top  of  a  four-story  building  of  usual 
height — say  60  feet — and  from  230  to  300  gallons  per  minute 
will  be  discharged.  A  i  £  inch  nozzle  under  like  pressure 
would  discharge  20  <f>  more,  but  a  i  -J-  inch  nozzle  is  gen- 
erally regarded  as  the  most  practical  for  general  use.  To 
force  the  main  body  of  a  i  •£•  inch  stream  80  feet  vertically 
would  require  a  pressure  of  the  main  body  of  55  pounds  per 
square  inch  or  a  head  of  about  130  feet  at  the  nozzle.  The 
extreme  drops  may  go  40  %  higher,  but  could  not  put  out 
any  noteworthy  fire  at  that  elevation.  And  we  may  here  re- 
mark that  the  height  and  distance  reached  by  fire  streams 
as  measured  at  firemen's  musters,  are  sometimes  wholly 
misleading  as  applied  to  practical  work,  for  in  such  cases 
they  measure  the  extreme  point  touched  by  the  farthest 
drop. 

Among  firemen  and  engine  men  pressure  is  commonly 
stated  in  pounds  per  square  inch.  The  following  table  gives 
the  equivalent  in  pounds  per  square  inch  of  pressure  stated 
in  feet  head  or  vertical  height  of  an  equivalent  water  column 
in  feet.  It  will  be  observed  that  the  popular  estimate  that 
two  feet  of  head  are  equal  to  one  pound  of  pressure  will  lead 
to  serious  error ;  for  instance,  on  that  basis  80  pounds  hy- 
drant pressure  would  call  for  only  160  feet  head,  whereas  it 
would  actually  need  an  elevation  of  185  feet  of  water  column 
to  produce  the  same  pressure.  Eighty  pounds  or  185  feet 
head  at  the  hydrant  may  be  regarded  as  the  least  pressure 
giving  strictly  good  fire  service,  and  with  this  head  it  is  still 
imperative  that  the  pipe  be  large  enough  so  that  this  pres- 
sure will  not  be  drawn  down  greatly  when  fire  streams  are 
flowing.  A  few  feet  less  would  make  the  difference  between 
a  good  fire  department  and  an  inefficient  one. 

The  friction  in  300  feet  length  of  the  best  and  smoothest 
hose  will  absorb  about  one-half  of  the  available  fire  pressure 
at  the  hydrant.* 

*This  loss  may  be  reduced  by  Siamesing  two  lines  of  hose  into  one 
nozzle,  which  would  save  a  large  proportion  of  the  pressure  usually 
wasted  in  friction  between  the  hydrant  and  the  nozzle. 


5 

WATER-WORKS. 

TABLE  FOR  CONVERTING  PRESSURE  GIVEN  IN  FEET  HEAD  OF 
WATER  INTO  PRESSURE  IN  POUNDS  PER  SQUARE  INCH  : 


Feet  Head, 

Pounds  per  Square  Inch. 

I 

Ft. 

0-43 

5 

" 

2.17 

10 

u 

4-33 

15 

« 

6.50 

20 

It 

8.66 

3° 

11 

12.99 

40 

11 

17.32 

5° 

" 

21.65 

60 

(i 

^5-99 

70 

u 

30-32 

80 

ft 

34.65 

TABLE  FOR  CONVERTING    PRESSURE   GIVEN    IN    POUNDS   PER 
SQUARE  INCH  INTO  FEET  HEAD  OF  WATER: 
Pounds  per  Square  Inch.  Feet  Head. 

i  Lbs.  2.31 

10   "  23.09 

20    "  46.18 

40  "  92.36 

5°  "         115.45 

60  "         138.54 

70  "  161.63 

80  "          184.72 

100      "  230.90 

Test  of  Water  Pressure.  The  head  exhibited  by  a 
pressure  gauge  attached  to  a  hydrant  or  to  a  fire  pipe  with- 
in a  building  may  often  be  very  misleading  as  to  the  pressure 
available  for  projecting  a  fire  stream  from  a  hose  nozzle. 
There  are  towns  where  the  static  pressure,  or  pressure  with 
the  water  at  rest,  may  be  90  pounds  per  square  inch,  but  if 
two  hose  streams  be  put  in  play  the  pressure  will  be  pulled 
down  to  15  or  20  pounds  per  square  inch  or  scarcely  suffi- 
cient to  send  water  into  a  second  story  window.  In  one 
such  instance  the  town  had  a  gravity  supply  from  a  reservoir 
about  five  miles  distant,  and  it  was  the  friction  in  this  long 
line  which  made  the  hydrant  pressure  practically  worthless 
when  sufficient  water  for  one  or  two  good  fire  streams  was 
added  to  the  domestic  consumption.  In  many  towns  the 
result  of  drawing  simultaneously  half  a  dozen  fire  streams 


6 

WATER-WORKS. 

from  the  public  mains  is  never  found  out  until  a  disastrous 
conflagration  occurs.  Both  citizens  and  underwriters,  rely- 
ing upon  the  static  pressure  without  taking  the  trouble  to 
investigate  what  the  flowing  pressure  will  be  when  a  large 
number  of  streams  are  drawn,  learn  of  the  inadequacy  of  the 
fire  department  only  after  millions -of  dollars  have  been 
destroyed. 

No  general  statement  can  be  made  as  to  the  amount  of 
the  loss  of  pressure  by  friction  per  mile  of  pipe,  although 
it  can  be  readily  computed  for  any  particular  case.  At  the 
present  day  there  is  little  excuse  for  ignorance  of  these  mat- 
ters, when  a  practical  test  by  a  number  of  fire  streams  at  once 
will  answer  the  whole  question  in  so  certain  and  satisfactory  a 
manner.  Engineering  science  is  competent  to  answer  ques- 
tions as  to  pressure  when  a  diagram  showing  the  length  and 
diameters  of  the  pipes  and  their  condition  regarding  rust  is 
at  hand,  but  the  practical  test  is  more  convincing  and  reliable. 
The  best  test,  therefore,  of  effective  pressure  of  hydrants 
for  any  city  level  is  to  attach  lines  of  hose  and  turn  on  tJie 
water  ;  and  this  is  the  test  which  inspectors  of  water- works 
and  underwriters  fixing  rates  and  hydrant  deductions  for 
any  section  should,  in  my  judgment,  rely  upon. 

Frictional  Head.  \\  hat  is  known  as  the  '-static  head," 
or  the  head  of  a  body  of  water  at  rest  in  the  reservoir,  is 
diminished  by  the  "frictional  head"  or  loss  of  pressure 
from  friction  in  flowing  through  the  pipes,  which  increases 
proportionally  to  the  square  of  the  velocity  of  the  water  and 
is  increased  greatly,  also,  by  the  smallness,  roughness  or 
tuberculation  of  pipes.  For  a  similar  reason  pipes,  where 
located  in  undulating  ground,  causing  the  collection  of 
sediment  should  be  "blown  off"  frequently.  "Dead  ends" 
should  be  avoided,  if  possible,  by  completing  the  parallelo- 
grams and  connecting  the  ends  by  an  additional  sub-main 
or  pipe — a  comparatively  inexpensive  precaution  in  the  line 
of  a  true  economy,  since  the  growth  of  a  city  would  eventu- 
ally require  such  additional, pipe.  It  is  not  always  possible 
to  connect  dead  ends  by  cross  sections  of  pipe  to  complete 
parallelograms,  since  the  uneven  growth  of  a  city  may  carry 
one  main  for  blocks  beyond  parallel  mains,  and  there  must 
of  necessity,  therefore,  be  some  dead  ends  in  such  a  system. 
In  the  city  of  Detroit  an  admirable  system  is  followed, 


7 

WATER-WORKS. 

that  of  placing  a  cistern  at  the  end  of  each  street  where 
water  pipes  are  laid.  This  reservoir  serves  not  only  as  a 
*'blow  off"  for  the  main,  but  enables  the  engines  to  do 
effective  service  by  pumping  from  the  reservoir,  which  they 
could  not  do  from  a  hydrant  on  such  a  dead  end,  as  with 
the  latter  they  would  soon  "run  away"  from  the  water  in 
the  main. 

There  is  a  material  loss  of  "head"  where  the  water  main 
is  not  of  proper  capacity  and  where  the  water  has  to  travel 
great  distances.  The  loss  of  head  for  each  thousand  feet 
of  travel,  in  a  new,  straight,  clean  water  main  14  inches  in 
diameter,  is  about  7^  feet  per  thousand  feet  of  length  of  pipe, 
the  velocity  of  flow  being  5  feet  per  second,  or  say  a  loss  of 
40  feet  head  per  mile.  Pipes  are  seldom  or  never  laid 
straight,  and  they  do  not  long  remain  new  and  free  of  rust, 
and  where  the  reservoir  is,  say,  two  miles  distant  from  the 
operating  hydrant  it  may  safely  be  assumed  that  if  the 
domestic  draft,  plus  the  fire  draft,  amounts,  at  any  moment, 
to  2400  gallons  per  minute,  then  even  with  a  nearly  new 
pipe  the  pressure  at  the  hydrant  will  be  at  least  a  hundred 
feet  less  head,  or  fully  43  pounds  less  pressure,  than  at 
the  reservoir. 

"  The  rule  that  the  loss  of  head  by  ftirtion  is  proportional  to  the  sqtitire 
of  the  velocity,  applies  not  only  to  a  simple  pipe,  but  is  substantially 
true  for  combinations  of  pipes  of  different  sizes  joined  either  by  taper 
reducers  or  by  sudden  contractions,  or  for  pipes  containing  obstruc- 
tions and  curves.  It  is  also  useful  to  keep  in  mind  that  for  cases  of  a 
pipe  system  in  combination  wit  ha  discharging  orifice  or  with  a  series 
of  discharging  orifices,  so  long  as  all  the  discharging  orifices  lie  at 
Substantially  the  same  elevation,  the  opposite  of  the  above  proposi- 
tion is  true  and  of  wide  application  : 

viz.,  the  quantity  discharged  through  a  given  pipe  system  and  the 
orifices  in  connection  therewith  is  very  nearly  proportional  to  th*  squat  e 
root  of  the  pressure  measured  at  any  convenient  point  anywhere  along 
the  pipe  system,  providing  the  pressure  be  reckoned  from  the  level 
of  the  orifices." 

There  is  a  popular  misunderstanding  among  mechanics 
in  supposing  that  the  carrying  capacity  of  a  pipe  increases 
exactly  in  proportion  10  its  area  or  to  the  square  of  its 
diameter.  Really  the  carrying  capacity  increases  faster 
than  this,  by  reason  of  the  lessened  influence  of  skin  friction 
in  a  larger  pipe,  or,  stated  in  mathematical  language,  the 
capacity  to  convey  water  is  proportional  to  the  square  root  of 
the  fifth  pouter  of  the  diameter. 


8 

WATER-WORKS. 


TABLE  SHOWING  CAPACITY  OR  DISCHARGE  OF  PIPES  OP  DIFFERENT 

DIAMETERS     FOR   VARIOUS    VELOCITIES    OF    FLOW 

AND   FRICTIONAL   HEAD    IN    FEET 

PER   1000   FEET    OF    LENGTH, 

for  new,  clean,  straight  pipe. 


DIAMETER 
OF  PIPE  IN 

INCHES. 

VELOCITY 
OF  FLOW  IN 

FEET    PER 
SECOND. 

LOSS  BY  FRICTIONAL 
HEAD  PER  1000  FT.  L  TH. 

APACITY   OR  DISCHARGE 

IN  FEET 
HEAD. 

IN  LBS.  PKR 
SQ.    INCH. 

IN   GALLONS 
PER  MIN. 

IV   GALLONS   PER 
DAY    (24    HOURS). 

4 
6 

~T~ 

10 
12 
14 

18 

3 

4 
3 
4 
3 
4 
3 
4 
3 
5 
3 
5 
3 
5 
3 
5 

10 
17 

7 
11 

4.33 

7.81 
3.01 
4.76 

113 

150 
260 
340 

165,000 

215,000 
375,000 
485,000 

5.4 
9 

4 

7 

2.32 

3.87 
1.73 
3.01 

490 
640 
750 
975 

700,000 
915,000 
1,075,000 
1,450,000 

3 
9 
3 
7.3 

1.29 
3.87 
1.29 
8.14 

1,050 
1,800 
1,500 
2,400 

1,500,000 
2,600,000 
2,150,000 
3,500,000 

2.5 
6 
2 
5.5 

1.07 
2.58 
.86 
2.36 

1,875 
3,200 
2,400 
4,100 

2,700,000 
4,600,000 
3,500,000 
5,925,000 

20 
24 

36 

3 
6 
3 
5 
6 

8* 

8 

1.7 
7 
1.3 

4 

.73 

3.01 
.56 
1.73 

3,000 
6,000 
4,125 
7,125 

4,300,000 
8,600,000 
5,900,000 
10,240,000 

5.5 
1 
3 
5.6 

2.36 
.43 
1.29 
2.40 

8,625 
11,250 
19,000 
27,250 

12,340,000 
16,150,000 
27,200,000 
37,500,000 

N.  B.  The  number  of  streams  which  a  pipe  would  supply  can 
easily  be  determined  by  dividing  the  quantities  of  above  table  by 
200  or  250,  according  to  the  size  or  number  of  gallons  per  minute 
of  the  stream,  it  being  remembered  that  under  the  gridiron  system, 
or  where  the  pipe  is  supplied  at  both  ends,  double  the  quantity  of 
water  in  the  above  table  may  be  secured. 

The  above  table  and  those  commonly  given  in  the  text- 
books for  friction  loss  in  pipes  are  apt  to  be  misleading  for 
the  reason  that  they  state  the  friction  loss  per  hundred  feet 
in  new,  clean  pipe.  The  actual  loss  in  practice  will  often  be 
found  double  the  loss  as  tabulated  for  new,  clean  pipe,  by 
reason  of  the  bunches  of  rust  which  forms  on  the  interior 
surface  even  of  the  best  pipe  with  nearly  all  waters.  Care- 
ful experiments  on  corroded  pipe  as  compared  with  clean 
pipe  have  shown  that  a  very  moderate  amount  of  corrosion 
will  nearly  double  the  frictional  loss,  and  to  prepare  the 
table  below,  the  frictional  loss  as  stated  in  the  excellent  and 
convenient  table  prepared  by  Mr.  Edmund  B.  Weston,  Civil 


WATER-WORKS. 


Engineer  in  charge  of  the  Water   Supply   of   Providence, 
R.  I.,  has  been  doubled. 

FRICTION  LOSS  PER  ONE  THOUSAND  FEET  IN   LENGTH  OF 

ORDINARY  WATER-PIPES  after  corrosion  by  10 

to  20  years  OF  AVERAGE  PRACTICAL  USE. 


GALLONS  PER 

MINUTE 

DISCHARGED. 

DIAMETER  OF  PIPE  IN   INCHES. 

4  in. 

6  in. 

Sin. 

10  in. 

12  in. 

14  in. 

16  in. 

PRESSURE  LOSS  IN  POUNDS  PER  SQUARE  INCH. 

250 
500 
750 
1000 

41. 
168. 

5. 

20. 
44. 
76. 

1. 

4.6 
10.8 
19. 

.37 
1.45 
3.3 
5.9 

.58 
1.3 
2.3 

1.1 

1250 
1500 
1750 
2000 

29. 
42. 

10. 
14. 
19. 
25. 

3.6 
6. 
3. 
10. 

1.7 
2.7 
3.3 
4.3 

.8 
1.2 
1.6 
2.2 

2250 
2500 
3000 

13. 
15. 

22. 

6. 

7. 
10. 

3. 
4. 
5. 

The  number  of  250  gallon  fire  streams  supplied  can  be  determined 
by  dividing  the  quantities  of  the  first  column  by  250. 

It  may  be  assumed  that  3,000  population,  at  their  hour 
of  maximum  draft  (as  at  10  A.  M.  Monday),  will  draw  for 
domestic  purposes  the  equivalent  of  one  fire  stream. 

It  is  not  generally  understood  how  great  is  the  loss  of 
head  by  reason  of  roughness  in  the  pipes  or  of  sharp,  right 
angle  bends.  By  the  use  of  curves  of  moderately  long 
radius,  the  loss  caused  by  elbows  may  be  made  practically 
insignificant.  Pipers  do  not  commonly  use  them,  because 
they  cost  a  little  more. 

If  the  diameter  or  capacity  of  the  main  should  be  increas- 
ed the  loss  of  head  would  be  less;  a  1 6-inch  main,  for 
example,  would  show  a  loss  of  not  much  more  than  half 
the  frictional  loss  of  a  14-inch  main,  the  number  of  gallons- 
per  minute  carried  being  the  same  in  each  case. 

We  have  thus  far  been  speaking  of  variations  between 
the  carrying  capacity  of  pipes  of  different  sizes.  Another 
problem  is  the  variation  of  friction  loss  with  the  same  pipe 
when  different  quantities  are  drawn  through  it.  Then  the 
friction  loss  varies  as  the  square  of  the  velocity. 

Taking  a  6-inch  pipe  for  our  unit,  this  being  the  smallest 
that  should  ever  be  used  for  a  hydrant  main,  and  comparing 
pipes  on  the  basis  of  their  carrying  capacity,  we  find: 


10 
WATER-WORKS. 


One  8-inch  pipe  is  equivalent  to  2.05  6-inch  pipes. 


j  . 

,5 


'  3-58 
"  5.65 
"  8.32 
"  11.60 


If  we  compare  the  pipes  on  the  basis  of  cost  complete, 
as  laid  in  large  quantity  ( with  cast  iron  and  lead  at  the  low 
prices  of  to-day)  the  relation  will  stand  as  follows : 


DIAMETER. 

COST  PER   LINEAL 
FOOT    COMPLETE. 

COST     COMPARED 
WITH  6-inCH. 

CARRYING  CAPACI 

TY   COMPARED   TO 
6-INCH. 

6 

8 
10 

$0.52 
0.70 
0.90 

1.35 
1.73 

2.05 
3.58 

12 
14 

16 

1.20 
1.45 
1.65 

2.30 
2.79 
3.18 

5.65 
8.32 
11.60 

In  other  words,  an  8-inch  pipe  costs  i  $  times  as  much  as 
a  6-inch  pipe  and  will  carry  two  times  as  much  water ;  or, 
again,  a  1 6-inch  pipe  costs  three  times  as  much  as  a  6-inch 
and  will  convey  eleven  times  as  much  water. 

STAND-PIPES.  In  the  absence  of  a  sufficient  elevation  to 
secure  a  gravity  head,  a  "stand  pipe"  of  the  tank  kind  is 
used  to  secure  needed  pressure  and  also  a  supply  in  case 
the  pumps  should  break  down.  A  stand-pipe  of  the  tank 
form,  24  feet  in  diameter  by  100  feet  high  (and  there  are 
some  larger  ones  throughout  the  country),  would  hold  a 
quarter  of  a  million  gallons  of  water  which,  providing  the 
last  drop  could  be  drawn  out  and  give  good  pressure,  and 
providing  all  was  used  for  fire  and  none  for  domestic  supply 
meanwhile,  would  supply  five  hydrant  streams  of  250  gallons 
each  for  3  £  hours.  A  good  ordinary  steamer  would  aver- 
age 500  gallons  per  minute,  and  one-quarter  million  gallons 
would  supply  two  steamers  about  four  hours;  but  while 
such  a  supply  would  be,  in  many  instances,  sufficient  for 
extinguishing  an  ordinary  fire,  especially  if  the  stand-pipe 
or  reservoir  could,  in  an  emergency,  be  fed  by  reserve 
pumps — in  which  case  the  supply  could  be  regarded  as 
margin  enough  to  cover  the  interval  while  starting  the 
reserve  pumps  and  boilers — it  must  be  borne  in  mind  that 
stand-pipes  are  seldom  of  sufficient  diameter  to  afford  an 
ample  fire  supply.  Their  capacity  to  supply  a  number  of 


ir 

WATER-WORKS. 

hydrant  streams  is  a  subject  of  widespread  popular  mis- 
apprehension. It  takes  volume  of  water  to  put  out  a  fire — 
pressure  alone  will  not  do  it,  and  it  does  not  follow  that  a 
stand-pipe  20  feet  in  diameter  which  exhibits  say  80  pounds 
static  pressure  on  a  gauge  when  full  will  afford  good  fire 
service.  Ten  feet  in  depth  of  a  stand-pipe  20  feet  in  di- 
ameter, will  supply  five  hose  streams  only  18  minutes,  and  a 
single  fire  stream  will  draw  off  as  much  water  as  the  average 
domestic  consumption  of  6,000  people. 

It  should  be  remembered  that  the  water  in  the  lower  part 
of  a  stand-pipe  is  practically  useless  for  fire  purposes  so  far 
as  pressure  is  concerned,  and  serves  only  to  fill  mains  for 
suction  by  steam  engines,  if  there  be  any. 

In  small  towns  stand-pipes  are  often  supplied  by  pump- 
ing for  a  few  hours  during  the  morning  or  even  on  alternate 
days,  after  which  the  fires  are  banked  or  extinguished  and 
the  water  allowed  to  draw  down  under  domestic  draft. 
It  is  unnecessary  to  suggest  that  if  a  fire  should  happen  to 
break  out  when  the  pipe  has  been  drawn  down,  the  boilers 
cold  and  the  engineer  asleep  or  absent,  a  conflagration  is 
not  likely  to  be  extinguished. 

Air  and  Yacuum  Yalves,  Blow-off  Yalves,  Etc. 

When  water  is  forced  into  delivery  mains  more  or  less  air 
is  taken  along  with  it,  and  where  the  pipes  undulate  to  con- 
form with  the  contour  of  the  ground  this  air  accumulates  in 
the  summits,  and  in  the  course  of  time  interferes  seriously 
with  the  flow.  As  a  means  of  relief,  air  valves  should  be 
located  at  such  points.  These  valves  are  now  combined  in 
the  same  piece  of  mechanism  with  vacuum  valves,  which  are 
required  at  the  same  points  for  the  reason  that  when  the 
pipes  are  drained  for  repairs  or  other  purposes  there  is  a 
tendency  to  form  vacuums  at  the  summits,  which  will  cause 
collapse  unless  relief  is  given  or  the  pipes  and  joints  are 
strong  enough  to  stand  the  pressure.  It  may  be  added 
that  hydrants  when  properly  located  can  be  made  to  per- 
form the  offices  of  both  air  and  vacuum  valves. 

Caution  must  be  exercised  when  filling  the  pipes  to  see 
that  air  valves  are  opened  and  the  water  admitted  no  faster 
than  the  air  can  escape,  as  otherwise  the  compressed  air 
sets  up  an  aggravated  form  of  water  hammer  causing  the 


12 

WATER-WORKS. 

water  to  rush  back  and  forth  violently  and  the  weak  parts 
will  suffer. 

Attention  is  again  called  to  the  desirability  of  providing 
Blow-off  valves  at  suitable  points.  Sediment  will  accumu- 
late at  the  low  points  of  the  pipe  system  and,  after  a  while 
will  seriously  impede  the  flow  unless  removed.  By  having 
blow  off  valves  at  these  points  the  proper  remedy  is  provided- 

An  essential  condition  which  is  sometimes  overlooked  is 
the  necessity  of  keeping  the  elevation  of  the  mains  below 
the  Hydraulic  Grade  Line.  Often  the  contour  of  the 
ground  is  followed  without  regard  to  this  all  important 
feature.  Where  this  point  is  not  considered,  not  only  is 
there  a  tendency  towards  the  formation  of  air  pockets  at 
the  summit  but  the  pressure  conditions  in  the  pipe  are  en- 
tirely changed.  The  water  in  that  part  of  the  pipe  between 
the  reservoir  and  the  point  of  elevation  above  the  hydraulic 
grade  line  has  a  velocity  due  only  to  the  head  given  by 
their  difference  of  elevation.  Beyond  that  point  if  there  is 
a  greater  difference  of  elevation  to  the  point  of  outlet  the 
velocity  will  be  greater  and  hence  the  supply  from  the  first 
part  will  not  be  equal  to  the  capacity  of  the  other  part,  and 
the  water  in  the  latter  part  will  not  be  under  pressure  at  all 
but  will  flow  as  though  in  a  gutter. 

It  is  sometimes  necessary  because  of  the  nature  of  the 
ground  to  go  above  the  hydraulic  grade  line.  In  this  event, 
the  diminution  of  flow  caused  by  reduction  of  velocity  in 
the  section  between  the  reservoir  and  the  point  of  elevation 
above  the  hydraulic  grade  line,  may  be  compensated  for  by 
making  the  pipe  larger  in  this  section  than  beyond  it. 

High  and  Low  Service.  In  the  case  of  cities  having 
different  levels  and  consequent  "high  and  low  service," 
such  as  Kansas  City,  Albany,  Brooklyn,  Cleveland  and 
others,  it  is  important  that  the  two  systems  should  be  con- 
nected by  means  of  check  and  gate  valves,  which  can  nearly 
always  be  arranged  at  slight  additional  cost  so  as  to  make 
the  high  service  available  for  the  lower  levels  in  case  of  fire. 
They  can  be  disconnected  at  any  time  when  the  exigency 
is  removed. 

The  difference  in  elevation  may  be  so  great  in  a  town 
that  while  the  service  in  the  lower  part  is  entirely  satisfac- 
tory the  pressure  in  the  higher  portion  is  so  reduced  as  to 


WATER-WORKS. 

become  practically  valueless.  It  is  desirable  in  such  cases 
to  provide,  by  some  means,  for  increasing  the  pressure  at 
the  higher  elevation.  When  this  district  is  small  and  will 
not  permit  of  the  introduction  of  a  high  service  system,  or 
even  the  maintenance  of  a  steam  pump,  a  device  which  is 
now  in  successful  operation  in  the  city  of  New  London,  Ct. 
may  be  introduced  with  advantage.  This  consists  of  a  tank? 
having  sufficient  elevation  to  give  the  requisite  pressure, 
which  is  supplied  by  a  hydraulic  water  motor.  While  it  is 
not  the  intention  to  describe  this  motor  in  detail  it  may  be 
stated  that  it  is  operated  by  the  water  consumed  in  the 
lower  part  of  the  town.  It  is  located  on  a  supply  main,  and 
receives  the  power  to  operate  it  from  the  passing  water, 
which,  after  performing  its  work,  is  carried  on,  with  but 
slightly  diminished  pressure,  to  be  used  in  the  low  service 
system.  By  ingenious  automatic  arrangements  the  two 
systems  are  made  communicating  as  occasion  arises.  It  is 
claimed  for  the  motor  that  it  possesses  advantages  of  cheap- 
ness, of  consuming  no  fuel,  of  working  day  and  night,  and 
of  requiring  but  little  attention.  The  reduction  in  pressure 
above  the  motor  and  below  it  is  inconsiderable,  the  figures 
in  the  one  to  which  we  refer  being  found  from  actual  test 
to  be  34.62  Ibs.  above  the  motor  and  31.46  Ibs.  below.  Its 
cost  was  $5000  and  it  has  proven  amply  sufficient  for  the 
needs  of  a  district  requiring  from  100,000  to  150,000  gallons 
per  day.  It  may  be  remarked  again  that  it  is  claimed  the 
cost  of  maintenance  is  very  small,  that  it  requires  but  little 
care  and  that  the  initial  cost  is  practically  all  that  has  to  be 
considered. 

A  full  description  of  this  motor  will  be  found  in  a  valua- 
ble paper  read  before  the  New  England  Water-Works 
Association  Dec.  14,  1892,  by  Mr.  Walter  H.  Richards, 
C.  E.,  Junior  Editor  of  the  Association. 

Water  Mains  and  Pipe  Distribution.  That  system 
of  pipe  distribution  is  best  where  the  street  mains  run  at 
right  angles  to  each  other  throughout  the  city  or  town 
connecting  attvery  street  intersection — "gridironed",  so  to  speak. 
This  arrangement  insures  that  each  pipe  will  be  fed  practi- 
cally at  both  ends  and  will  double  the  feeding  capacity. 

SIZE.  The  subsidiary  mains  passing  through  the  various 
streets  should,  in  the  business  or  compact  portion,  be  not  less, 


14 

WATER-WORKS. 

fn  any  case,  than  8  inches  in  diameter,  and  in  the  dwelling: 
section  not  less  than  6  inches  in  diameter.  The  size  should 
be  liberal  in  the  compact  mercantile  portion,  for  the  reason 
that  existing  conditions  of  low  or  small  buildings  may,  with 
the  growth  of  the  town,  be  radically  changed  by  the  subse- 
quent erection  of  more  dangerous  structures.  It  should  be 
remembered  that  faults  in  the  placing  of  hydrants  may,  at 
any  time,  be  remedied,  but  mistakes  in  the  size  of  street 
mains  are  not  easy  of  correction  and,  keeping  in  mind  the 
fact  that  the  cost  of  excavation,  leading  of  joints  and  labor 
is  very  nearly  as  great  in  the  case  of  small  mains  as  in  the 
case  of  larger  ones,  it  is  poor  economy  to  lay  an  inadequate 
pipe  in  the  first  instance.*  Where  the  district  is  a  large  oner 
containing  large  buildings  and  values,  1 2-inch  mains  should 
be  used,  at  intervals  of  say  a  thousand  feet,  as  feeders.  The 
Boston  engineers  are  at  present  working  toward  a  system  of 
12-inch  mains,  about  a  fourth  of  a  mile  apart,  crossing  by 
gridiron  distribution  between  these  with  8  and  10  inch  pipes, 
in  the  business  section,  and  6  and  8  inch  pipes  in  the  out- 
lying district. 

Boston  already  has  28  $  of  its  service  in  12  inch  mains 
and  New  York  25  <f>. 

The  feeders  or  larger  mains  should  supply  the  "gridiron" 
from  the  outside,  instead  of  extending  through  the  centre. 
Not  only  will  this  insure  better  service,  but  the  arrangement 

*Cast-iron  •water- pipe  may  be  purchased  at  $19.50  per  ton,  freight 
added.  Four-inch  cast-iron  water  pipe  weighs  20  pounds  to  the  foot, 
6-inch  30  Ibs.,  8-inch  45  Ibs.  and  12-inch  80  Ibs.  The  difference  in 
price,  therefore,  between  6-inch  and  8-inch  pipe  would  be,  roughly, 
about  15  cents  per  foot,  and  the  cost  of  laying  5  cents  more,  in  all  a 
difference  of  20  cents  per  foot,  or  $20  per  hundred  feet.  ( See  page.  10) 

The  difference  in  insurance  rates  in  favor  of  property  on  the  line 
of  8-inch  mains  as  compared  with  6-inch  mains,  in  the  Universal 
Schedule,  (seeNos.  155,  156,  190,  192)  is  1%%  on  buildings  and  5£ 
on  stocks.  There  would  be  eight  25-foot  "buildings,  counting  both 
sides  of  the  street,  on  100  feet  length  of  pipe.  It  would  be  a  low  esti- 
mate of  value  to  assume  $50,000  insurance  on  each  lot,  or  $400,000  in 
all.  If  the  average  insurance  rate  should  be  80  cents  per  $100  on  a 
6-inch  main,  it  would  be  5  %,  or  4  cents  per  $100  (40  cents  per 
$1000)  less  on  an  8-inch  main,  making  an  annual  saving  to  property- 
owners  in  insurance  premium  of  §\bu  for  the  extra  cost  "of  $20  in  a 
pipe  which  would  last  for  fifty  years  and  which  the  property-owners 
would  save  eight  times  over  in  a  single  year.  Could  any  civic  policy 
be  more  stupid  or  shortsighted  from  an  economic  standpoint  than 
the  laying  of  6-inch  pipes  in  the  compact  mercantile  portions  of  cities  1 

There  is  a  greater  difference  still  between  8-inch  pipe  and  4-inch 
pipe,  the  insurance  rate  being  15  %  higher  on  buildings  and  10  %  ou 
stocks  on  the  line  of  4  inch  mains  as  compared  with  8-inch  mains. 


WATER-WORKS. 

will  respond  to  future  demands  upon  it  as  the  city  increases 
in  size — an  important  consideration. 

In  a  seaport  city  the  water  main  on  the  water  front  should 
be  at  least  16  inches  with  numerous  hydrants. 

I  quote  from  one  of  the  many  valuable  treatises  on  water 
•supply  by  Mr.  John  R.  Freeman,  of  Boston,  the  well-known 
and  able  engineer,  as  follows  : 

"  Within  a  crowded  end  valuable  metropolitan  district ',  a  diameter  of 
tight-inches  is  the  smallest  that  can  be  recommended  for  the  general  net- 
work or  gridiron  of  intersecting  pipes,  having  in  view  the  deterioration 
in  water  carrying  capacity  which  occurs  in  time  with  nearly  all 
waters. 

For  valuable  metropolitan  districts  a  f>i/>e  so  small  as  eight  inches  is 
suitable  only  when  forming  part  of  a  general  net- work  whose  intersections 
-are  not  far  apart,  say  not  more  than  300  feet  in  one  direction,  by  800 
feet  in  the  other.  'When  the  cross  connections  are  smaller  than  eight 
inches  or  farther  than  800  feet  apart,  a  ten  inch  pipe  may  be  needed. 
Along  the  borders  of  the  gridiron. the  size  should  be  larger.  This 
reinforcement  by  cross-connections,  is  of  the  utmost  importance  and 
if  absent  it  may  require  a  10  inch  pipe  to  afford  the  same  delivery  as 
-a  gridiron  of  six-inch  pipes. 

Within  almost  any  suburban  residence  district  where  there  are 
frequent  cross  connections,  also  within  compactly  built  cities  of 
medium  size  and  even  those  of  large  size  and  of  medium  hazard, 
excellent  protection  may  be  afforded  by  a  gridiron  of  six-inch  pipes 
along  each  of  those  streets  running  in  one  direction,  intersecting,  at 
500  feet  intervals,  with  pipes  eight  inches  in  diameter,  in  each  trans- 
verse street.  The  maximum  of  economy  in  pipe  will  be  secured  if 
Ihe  six-tuck  pipe  runs  lengthwise  of  the  blocks. 

For  small  cities  in  which  the  streets  run  so  that  frequent  cross- 
connections  are  possible,  very  satisfactory  protection  can  be  had  by 
a  net  work  of  pipes  none  of  which  exceeds  six  inches  in  diameter ;  but 
along  the  margin  of  the  gridiron  there  should  be  a  few  main  arteries 
of  larger  sizes"  and  the  size  of  a  few  of  the  pipes  near  any  large 
hazardous  building,  as  a  valuable  factory  or  warehouse,  may  need  to 
be  increased. 

This  use  of  six-inch  pipe,  however,  presupposes  that  the  six-inch  pipe 
makes  a  complete  circuit  about  each  street  block  which  is  to  be  protected,  so 
that  the  water  will  flow  in  toward  the  point  vf  iieavy  draft  f row,  nearly 
all  directions, 

A  block  located  in  the  midst  of  a  net-work  of  6-inch  pipes  may 
sometimes  be  much  more  efficiently  served  than  one  past  which  runs 
a  single  line  of  13-inch  pipe. 

Four  inch  pipe  should  never  be  used  for  a  hydrant  main,  unless  it 
be  to  protect  scattered,  detached  dwellings  in  situations  similar  to  a 
country  village  or  where  the  closest  economy  of  first  cost  must  be 
practiced  in  order  to  get  any  general  water  works  pipe  system  at  all, 
and  in  these  cases  it  should  be  clearly  understood  that  starting  with 
say  75  Ibs.,  a  line  of  four-inch  pipe  one-half  mile  Jong  so  soon  as  it 
becomes  old  and  roughened  by  rust  can  only  deliver  water  enough 
for  a  single  100  gallon  fire  stream  three-fourths  inch  in  diameter, 
which  is  too  small  to  extinguish  anything  more  than  a  dwelling 
house  fire  or  to  do  more  than  protect  the  neighbors,  while  the  origin- 
al fire  is  left  to  burn  itself  out. 

In  many  New  England  towns  the  hills  and  valleys  have  compelled 
a  growth  radiating  outward  in  narrow  strips  or  in  ways  which  for- 
bid any  such  reinforcement  of  the  tlow  as  we  have  here  been  con- 


i6 

WATER-WORKS. 

sfderin?,  and  in  these  cases  much  larger  pipes  will,  on  computation, 
be  found  necessary  to  give  an  equal  delivery  at  the  hydrants." 

INCH 


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WATERWORKS 

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Where  a  city  is  unwilling  to  pay  for  8-inch  mains  they 
should  be  supplied,  at  least  in  part,  to  carry  water  from  the 
outside  feeders,  the  6-inch  being  used  only  for  lengthwise 
of  the  blocks,  as  shown  in  the  foregoing  diagram. 

It  will  be  observed  that  in  the  gridiron  form  of  distribu- 
tion shown  in  the  accompanying  diagram,  every  pipe  is  suppli- 
ed at  both  ends  and,  in  case  of  fire  and  a  draft  upon  any 
hydrant,  water  would  run  to  it  from  all  directions.  * 


WATER-WORKS. 

Concentration  of  water  for  fire  at  a  given  point  is  of  the 
utmost  importance,  and  under  the  gridiron  system  this  can 
be  secured  no  matter  where  that  point  may  be. 

It  may  safely  be  assumed  that  while  hose  lines  500  feet 
in  length  can  be  used  with  steamers  to  force  the  water,  it  is 
preferable  to  have  short  hose  lines,  not  exceeding,  in  any 
case,  300  feet  in  length.  An  examination  of  the  preceding 
diagram  will  show  that  with  the  gridiron  system  and  a  "2 -way" 
hydrant  at  each  corner,  and  street  blocks  500  by  200,  it 
would  be  possible  to  supply,  in  case  of  a  fire  in  the  middle 
of  any  block,  12  streams,  each  with  less  than  350  feet  of 
hose,  and  a  still  larger  number  with  600  feet  of  hose.  Bos- 
ton can  place  52  steamers  within  500  feet  of  a  fire  and 
supply  them  with  water. 

Siamesing  Hose.  The  loss  by  friction  through  greater 
lengths  of  hose,  as  already  stated,  may  be  largely  saved  by 
connecting  the  two  lines  of  hose,  through  a  Siamese  coup- 
ling, into  a  single  line  at  a  point  50  to  100  feet  back  from 
the  nozzle.  Strange  as  it  may  seem,  it  has  been  demon- 
strated that  there  is  less  friction  and  a  greater  supply  of  water 
can  be  secured  in  this  way  than  by  the  use  of  two  steamers, 
one  pumping  into  the  other.  In  this  way,  a  Siamese  placed 
50  feet  back  from  the  nozzle  so  lessens  the  loss  by  friction 
that  with  the  same  steamer  pressure  a  jet  will  be  thrown 
with  exactly  the  same  force  through  a  thousand  feet  of  hose 
as  if  the  steamer  were  only  287  feet  from  the  nozzle  on  a 
single  line  of  hose.  So  important  a  fact  should  be  under- 
stood by  Fire  Departments. 

The  reason  for  the  difference  in  results  is  obvious.  Where 
the  water  is  carried  through  two  lines  of  hose  instead  of  be- 
ing forced  through  one  the  velocity  will  be  only  half  as 
great,  and  the  loss  of  pressure  only  one-fourth  as  much,  as 
where  a  single  line  of  hose  is  used  ;  and  it  is  unfortunate 
that  fire  departments  so  frequently  over-look  the  use  of  a 
Siamese  coupling  to  connect  two  lines  of  hose  from  a  single 
steamer,  especially  where  the  steamer  has  to  be  distant  from 
the  fire.  Two  steamers  may  be  frequently  seen  endeavor- 
ing to  do  with  great  difficulty  what  a  single  steamer  with  a* 
double  line  of  hose  could  easily  accomplish. 

Cast-iron  pipe,  well  tarred  is  preferable  for  fire  pro* 
tection  to  wrought  iron,  which  is  sure  to  rust,  or  to  steelv 


i8 

WATER-WORKS. 

which  will  probably  rust.     The  tar  should  be  applied  by  the 
best  hot  process. 

It  is  important  to  have  smooth  throatage.  The  mere 
roughening  of  the  inside  of  a  pipe  will  double  the  friction 
loss  even  where  there  is  no  noteworthy  deposit  of  rust 
bunches  or  tubercles.  One  great  objection  to  cement-lined 
pipe  is  the  thinness  of  the  iron  (for  cast-iron  pipe  the  iron 
shell  is  commonly  eleven  times  as  thick  as  the  wrought  iron 
shell  used  in  cemented  pipe)  in  addition  to  the  danger  of 
rusting  which,  as  stated,  may  be  regarded  as  a  certain 
expectation  in  the  case  of  wrought  iron. 

Cement-lined  wrought  iron  pipe,  as  already  stated,  is  not 
only  certain  to  become  leaky  after  fifteen  or  twenty  years 
•of  use,  whereas  cast-iron  will  last  for  fifty  years  or  more, 
but  it  is  liable  to  be  destroyed  by  lightning — a  casualty  which 
has  happened  in  Arlington,  Woburn,  Lynn,  Fitchburg  and 
Winchester,  Mass.,  and  other  places.  The  cities  of  Fitch- 
burg,  Worcester,  Manchester,  Spencer,  Somerville,  Maiden, 
and  others,  have  found  it  necessary  to  take  up  the  cement- 
lined  pipe  and  replace  with  cast-iron.  In  Rome,  N.  Y., 
several  years  ago,  the  bursting  of  a  cement-lined  pipe  dur- 
ing a  fire  led  to  a  property  loss  of  upwards  of  $200,000. 
The  objection  is  to  the  thinness  of  the  iron,  not  to  the 
cement  lining,  which  is  in  itself  an  advantage.  It  would 
improve  cast  iron  pipe,  by  saving  frictional  head,  but  the 
extra  expense,  makes  its  use  prohibitory  with  cast-iron. 

The  size  of  mains  and  pipes  should  be  carefully  gauged 
by  competent  experts  to  insure  that  too  much  head  is  not 
lost  by  friction,  taking  into  account  the  supply  needed  for 
domestic  (household  and  manufacturing)  purposes  and  fire 
extinguishing  purposes. 

Supply.  While  the  amount  needed  for  fire  service,  ^te/- 
annum,  is  not  large,  the  amount  required  for  a  fire  will  often 
exceed,  for  a  few  hours,  that  for  all  other  purposes.  Twenty 
hose  streams,  for  example,  would  require,  for  each,  estimating 
only  150  gallons  per  minute,  3,000  gallons  per  minute, 
(estimating  250  gallons,  would  require  5,000  gallons  per 
minute)  while  the  domestic  supply  for  a  town  of  25,000 
population,  estimating  75  gallons  maximum  per  capita  (a 
large  estimate)  per  diem,  would  not  exceed  2,700  gallons 
per  minute. 


WATER-WORKS. 

On  this  basis,  Mr.  Freeman  says : 

A  single  good  i  ^  inch  x  ^pounds  X  250  gallons  fire  stream  takes  as- 
much  water  as  would  be  needed  an  the  average  for  the  ordinary  domestic 
supply  of  a  population  0/6,000  at  60  gallons  per  day  to  each  person. 

A  sufficient  fire  supply  should  be  provided  in  addition  to  the 
maximum  domestic  consumption,  and  double  the  average  draught 
(or  whatever  ratio  of  increase  the  actual  record,  if  there  be  a  record, 
may  show  of  the  district  under  consideration)  should  always  be 
kept  in  view  as  the  basis  over  and  above  which  the  fire  supply  is  to  be 
secured. 

The  average  domestic  consumption  for  household  and 
manufacturing  purposes,  per  capita,  is  safely  estimated 
in  small  cities  with  little  manufacturing  at  50  gallons  per 
diem,  but  at  certain  hours  of  the  day  and  on  certain  days 
of  the  week,  particularly  on  Monday,  a  larger  supply  is 
needed,  and  a  common  experience  is  that,  at  times,  the 
maximum  draft  will  be  double  the  average  draft.  An  aver- 
age of  no  gallons  per  capita  daily  would  probably  be 
sufficient  for  both  domestic  and  fire  service.  In  manu- 
facturing cities  a  much  greater  amount  is  often  used.  The 
daily  consumption  in  Boston  is  over  100  gallons  per  inhabit- 
ant per  day.  The  same  is  true  on  the  other  hand  of 
Nashua,  N.  H.  The  use  of  water  per  capita  is  steadily 
increasing.  Making  allowance  in  planning  new  water-works 
for  a  growth  of  a  prosperous  city  or  town  of  40  per  cent, 
in  a  decade,  it  would  probably  be  found  economical  to 
gauge  the  reservoir  and  supply-mains  accordingly,  unless  an 
additional  reservoir  can  be  constructed  afterwards  at  pro 
rata  expense,  which  is  not  likely.  To  supply  a  city  of  25,000 
population,  using  365  cubic  feet  of  water  per  minute  for 
domestic  service  and,  in  the  emergency  of  a  conflagration, 
possibly  400  feet  more  per  minute  for  fire  service,  would  re- 
quire a  24-inch  supply  main  from  the  reservoir.  Two  of 
these  as  already  stated,  would  be  better,  and  insure  against 
breakage.  To  insure  protection,  the  reservoir  should  al- 
ways ( even  at  4  o'clock  Monday  morning )  hold  a  reserve 
for  fire  of  at  least  two  million  gallons  for  any  closely  built 
city  up  to  75,000  inhabitants,  and  more  if  the  city  is  much 
larger. 

The  following  figures  are  based  on  estimates  of  Mr.  J.  T. 
Fanning,  in  his  "Treatise  on  Hydraulic  and  Water  Supply 
Engineering" — a  work  well  worthy  of  the  study  of  under- 
writers. 


2O 

WATER-WORKS. 

With  a  static  head  of  150  feet  and  pipes  1,000  feet  long, 
a  6  in.  pipe  would  supply  40  cu.  ft.  per  min.  or  300  gallons. 
8      "  "          "       80       "  «  600 

10      "  "          "      120       "  "  900         " 

12         "  "  "        220          "  "  1,650  " 

18      "  "          "     480       "  "          3,600         " 

All  of  these  figures  as  to  frictional  head  and  discharge 
are  for  new,  clean  pipe  /  if  the  pipe  is  old  and  rusted  the  loss 
of  frictional  head  may  be  doubled,  as  hereinbefore  explained. 
If  the  subsidiary  pipe  relied  upon  is  six  inches  in  di- 
ameter and  supplied  at  both  ends,  the  fire  supply  at  each 
end  would  be  40  cubic  feet,  or  300  gallons,  per  minute,  or 
a  total  for  both  ends  of  80  cubic  feet,  or  600  gallons,  per 
minute,  with  the  water  flowing  at  a  velocity  of  3  ^  feet  per 
second  and  a  loss  of  frictional  head  of  9  feet,  or  4  Ibs.,  per 
thousand  feet  of  length.  In  case  the  water  is  to  be  taken 
from  one  end  of  the  pipe  only,  it  would  be  better  to  have 
the  pipe  8  inches  in  diameter.  This  would  secure  about 
the  same  discharge,  640  gallons  per  minute,  at  the  same 
velocity,  and  with  no  greater  loss  of  frictional  head,  viz.,  9 
feet,  or  4  Ibs.,  per  square  inch.  ( See  Tables,  pages  8,  9. ) 

Fire  Boats.  Where  a  city  has  a  water  front  and  Fire- 
Boats  their  powerful  pumps  may  be  made  available  for 
protecting  the  compact  portion  at  small  expense  by  running 
8-inch  pipes  ( lo-inch  would  be  better  still )  with  hydrant 
connections  from  the  water  front  to  the  mercantile  centre. 
thus  bringing  into  the  heart  of  conflagration  districts  a 
pressure  exceeding  that  of  many  steam  engines  and  capable 
of  forcing  water  to -the  very  tops  of  high,  modern  fireproof 
structures — which,  by  the  way,  ought  always  to  be  provided 
with  external  standpipes  and  Siamese  connections  at  the 
street,  for  the  use  of  Fire  Departments,  even  where  fire- 
boats  are  not  available,  so  as  to  save  the  loss  of  time  of 
carrying  hose  for  the  upper  stories,  especially  if  the  elevator 
should  happen  not  to  be  running,  as  at  night.  Where  pipes 
with  connections  at  the  water  front  for  the  use  of  fire-boats 
are  thus  extended  into  the  city  an  intelligent  system  of  rat- 
ing should  allow  5  %  deduction  in  rate  to  all  buildings  on 
the  line  of  the  pipes  or  within  500  feet  of  hydrant  connec- 
tions, see  items  Nos.  186  and  221  of  the  Universal  Mercantile 
Schedule. 


21 
WATER-WORKS. 

Where  the  water  of  the  harbor  is  salt,  it  may  be  well  to 
flush  the  main  after  a  fire  by  attaching  an  engine  at  the  land 
end  and  blowing  fresh  hydrant  water  through  the  pipe,  al- 
though with  a  well  tarred  cast-iron  pipe  this  would  probably 
be  an  unnecessary  precaution. 

Milwaukee  is  provided  with  two  fire-boats,  and  has  near- 
ly six  miles  of  fire- boat  pipe  lines,  which  vary  in  length  from 
•800  to  3,500  feet.  These  lines  are  tapped  at  each  corner  as 
well  as  in  the  middle  of  the  block  by  large  hydrants.  Six- 
inch  pipe  was  found  to  be  too  small,  and  at  present  all  fire- 
boat  pipe  lines  being  laid  are  8  and  10  inch — 10  inches  for 
a  half  or  two-thirds  of  the  distance,  the  remainder  being 
3-inch.  Chief  Foley  states  that  in  a  test  with  a  3,250  ft.  line, 
using  2  -J  inch  nozzle,  the  jet  of  solid  water  was  120  feet,  or 
the  height  of  an  ordinary  elevator.  In  another  test,  with  a 
2,250  ft.  line  two  leads  of  50  feet  each,  3  $  inch  hose  and 
2  inch  nozzle,  solid  water  was  thrown  from  both  to  a  height 
of  1 80  feet ;  after  which,  Siamesing  both  streams  and  using 
a  3-inch  nozzle,  water  in  a  solid  stream  was  thrown  198  feet. 
The  connections  at  the  water  front  are  for  six  3  •£  inch  leads 
for  all  the  long  lines.  In  warm  weather  the  lines  are  kept 
full  to  save  time  in  starting,  but  emptied  with  freezing 
weather. 

The  experience  of  Milwaukee,  proves  the  great  advantage 
of  having  ic-inch  pipe,  and  nothing  less  than  8-inch,  although 
the  6-inch  does  admirable  work.  The  difference  in  the  cost 
as  compared  with  8  and  lo-inch  is  so  slight  in  view  of 
the  great  superiority  of  the  larger  pipe  as  to  make  the  false 
economy  of  small  pipe  extremely  shortsighted. 

Detroit  has  a  most  extensive  system,  its  pipe  lines  having 
been  laid  in  nine  streets  and  varying  in  length  from  700  to 
4,000  feet.  The  long  line  of  4,000  feet  has  delivered  from 
one  hydrant  four  i  £  and  one  2-inch  magnificent  fire  steams. 
The  superiority  of  the  streams  delivered  from  the  pipe  lines 
as  compared  with  those  of  the  engine  is  readily  apparent 
to  the  most  casual  observer.  The  water  comes  with  greater 
force,  in  a  more  solid  body,  and  does  the  most  effective 
work. 

The  Detroit  lines  are  provided  with  a  cut-off  valve  oppo- 
site each  hydrant,  so  that  in  the  event  of  walls  falling  on 
the  hydrant  the  water  may  be  shut  off  without  shutting  off 


2? 
WATER-WORKS. 

the  entire  main,  and  the  pipes  are  inclined  towa*rd  the  river; 
enabling  the  fire  boat  to  fill  them  when  necessary,  while  in 
cold  weather  they  are  immediately  emptied  by  means  of  a 
valve  at  the  foot  of  the  street.  In  the  warmer  months  they 
are  allowed  to  remain  filled. 

I  quote  from  a  valuable  paper  written  by  Mr.  James  E. 
Tryon,  Secretary  of  the  Fire  Commission,  Detroit,  on  the 
subject  "What  a  Water  Supply  Engineer  Can  Do  in  the 
Fire  Department,"  and  read  by  him  at  the  Convention  of 
the  New  England  Water- Works  Association,  in  June,  1894: 

"The  Detroit  pipe  lines,  laid  for  the  purpose  of  making  the  fire 
boat  available  for  fires  at  least  one-half  mile  distant  from  the  river, 
were  planned  by  and  laid  under  the  supervision  of  the  compiler  of 
this  paper,  and  a  brief  description  of  them  may  not  be  out  of  place. 
These  lines  consist  of  three  long  lines,  two  thousand  feet  each,  and 
three  short  lines  of  one  thousand  feet  each,  or  nine  thousand  feet  in 
all.  For  these  lines  the  8-inch  steel  pipe,  such  as  the  Standard  Oil 
Company  uses  for  piping  crude  oil  from  the  oil  fields  to  tide  water, 
was  selected.  The  pipe  had  been  subjected  lo  a  test  of  one  thousand 
pounds  hydraulic  pressure.  Connection  at  the  river  is  made  with  a 
three  or  a  five  way  Siamese  with  three  and  one-half  inch  openings, 
with  a  clack  valve  over  each,  to  enable  the  boat  to  start  its  pumps  as- 
soon  as  the  first  connection  is  made.  Hydrants  having  two  3-inch 
and  one  4-inch  openings  are  set  at  intervals  along  the  line  with  a 
manhole  opposite  each.  At  the  end  of  the  pipe  is  an  air  valve  loaded 
to  remain  open  until  the  water  comes,  and  a  relief  valve  set  at  250 
pounds,  which  will  open  when  the  pipe  is  filled  and  the  recoil  renders 
it  necessary  for  something  to  give  way. 

We  have  worked  through  1,000  feet  of  3-inch  hose  stretched  from 
a  hydrant  2,000  feet  from  the  river,  with  a  pressure  of  105  pounds  at 
the  hydrant.  These  results  were  obtained  with  a  pressure  of  176 
pounds  at  the  boat.  The  friction  loss  in  a  line  2,000  feet  long  work- 
ing through  two  lines,  100  feet  each,  of  3-inch  hose  is  as  follows : 

TWO  If -INCH  STREAMS. 

Pressure  Pressure  Loss 

at  Boat  at  Hydrant  per  Foot. 

120  80  .0002 

140  90  .0025 

160  105  .0275 

180  120  .0300 

These  lines  were  fully  completed  during  the  summer  of  1893,  and 
were  tilled  repeatedly  during  the  past  winter.  We  have  had  but 
two  incidents  to  mar  the  sucessful  working  of  this  branch,  one  being 
the  failure  of  the  air  valve  to  work,  owing  to  the  insufficient  load, 
which  made  it  impossible  to  till  the  pipe,  and  the  other  was  due  to 
the  failure  of  a  relief  valve  to  work,  having  been  set  at  four  hundred 
pounds.  The  damage  in  this  case  was  the  blowing  off  of  the  Siam- 
ese. The  pipes  are  laid  as  nearly  on  a  level  as  possible,  the  lift 
being  about  8£  feet  in  a  thousand.  The  grade  is  toward  the  river, 
and  to  prevent  the  freezing  of  dead  water  the  pipes  are  emptied  after 
each  tilling.  When  the  boat  responds  to  an  alarm  of  fire,  connection 
is  made  with  the  most  available  pipe  line  and  the  pumps  started  just 
as  a  land  engine  fills  its  line  of  hose.  When  the  pipe  is  filled  the 
pumps  are  stopped  to  await  orders.  A  single  wire  laid  in  a  pipe  in 


WATER-WORKS. 

the i  same  trench  with  the  pipe  line  is  run  into  the  engine  room,  and 
#  signal  code  is  used,  by  means  oi'  a  push  button,  which  can  be 
operated  at  any  hydrant  on  the  line.  The  boat  is  signalled  by  the 
use  of  the  following  code : 

I  B e  14— Start  pumps. 

1    "   — Stop  pumps. 

3  "   —  Tweaty  pounds  less  pressure. 

4  "   —Twenty  pounds  more  pressure. 
6    "   — Pick  up. 

In  this  way  the  pipe  line  enables  the  boat  to  play  its  part  in  the 
work  of  extinguishing  the  tires  that  may  occur  in  the  City  of 
Detroit." 

It  would  be  possible  in  such  cities  as  Chicago  and  New 
York  to  make  use  of  their  powerful  fire-boats  not  merely 
for  supplying  water  but  for  furnishing  pressure  and  throw- 
ing so  many  powerful  streams  as  to  be  equal  to  twenty  or 
thirty  steamers.  It  seems  strange  that  such  precautions 
are  not  taken.  It  is  due  to  Chiefs  Swenie  and  Bonner  that 
I  should  say  here  that  they  are  not  to  blame  for  so  serious 
an  omission.  It  is  estimated  that  in  the  territory  lying 
between  Chambers  Street  and  Fourteenth  Street,  New 
York  City,  the  aggregate  value  of  merchandise  and  build- 
ings exceeds  five  hundred  millions  of  dollars.  The  entire 
loss-paying  ability  (i.  e.,  capital  and  net  surplus )  of  all  the 
Companies  doing  business  in  the  State,  domestic  and 
foreign,  does  not  exceed  one-fifth  of  this  sum.  It  is  safe 
to  say  that  the  vacuum  in  community  wealth  resulting  from 
the  destruction  of  even  one-fifth  of  this  territory  would  be 
likely  to  result  in  commercial  disaster  which  would  be  felt 
from  the  Atlantic  to  the  Pacific,  The  simple  laying  of 
mains  with  hydrant  outlets,  for  the  fire-boats  which  are 
already  provided,  would  go  far  to  prevent  the  possibility  of 
such  a  disaster. 

On  March  12,  1888,  in  consequence  of  the  blizzard, 
engines  would  have  been  powerless  to  get  to  a  fire.  Not 
so  with  the  hydrants  of  the  fire-boat  pipe  lines,  however; 
they  could  have  supplied  the  needed  pressure,  and  it  would 
have  only  been  necessary  to  attach  hose  to  the  hydrants. 
Such  simple  precautions  should  not  be  neglected  in  any  of 
the  great  cities  with  a  water  front. 

Water  Supply  at  Harbor  Level.  At  very  many 
places,  especially  seaboard  towns,  not  having  fire-boats  with 
pipe-lines,  it  might  be  well  to  use  the  neighboring  water  at 
its  natural  level  by  means  of  pipes,  or  systems  of  pipes, 


24 

WA1ER-WORKS. 

having  both  ends  immersed  to  secure  a  constant  circulation, 
the  fire  engines  connecting  their  suctions  therewith  through 
manholes.  Cases  in  point  are  the  tidal  drains  at  Charleston 
and  the  canal  and  basins  system  at  New  Orleans,  and  at 
both  places  much  use  could  be  made  of  the  level  flow  if 
pipes  of  proper  size  were  laid  and  kept  fairly  clean,  as  they 
could  be.  Much  of  New  York  below  Canal  Street  could  be 
protected  by  the  use  of  a  level  system  such  as  suggested. 
At  Boston  and  Norfolk,  also,  probably  it  could  be  made  of 
great  service. 

Stop-Yalves  or  Gates.  Safety  cut-off  gates  should 
be  provided  at  each  corner  and  on  each  hydrant  branch  of 
the  mains,  for  cutting  out  any  broken  pipes,  which  would 
otherwise  waste  the  water  and  diminish  the  head.  By  means 
of  these  the  water  may  be  cut  off  on  each  side  of  a  break 
and  a  supply  secured  for  a  fire  in  the  district  or  block  from 
neighboring  sub-mains,  of  which  there  would  probably  be  at 
least  two  available  on  a  "gridiron"  system.  Inasmuch  as 
accidents  are  liable  to  happen  to  pipes,  hydrants  or  gates 
from  opening  streets,  etc. ,  such  provisions  are  very  important. 
The  breaking  of  a  3-inch  or  4-inch  service  pipe  entering  a 
building  will  often  interfere  seriously  with  the  supply.  In 
consequence  of  the  fall  of  a  building,  a  hydrant  in  full  play 
may  be  covered  with  the  debris  and  make  it  necessary  to 
cut  off  the  section  of  pipe  to  which  it  is  attached.  The 
breakage  of  a  6- inch  main  and  discharge  of  its  contents  into 
the  open  air  would  pull  down  the  pressure  twenty  to  thirty 
pounds  and  waste  enough  water  to  supply  a  dozen  streams. 
The  "stop-valves"  or  "gates"  should  be  located  by  some 
system  at  a  uniform  distance  from  the  curb  to  insure  finding 
them  readily  in  case  of  necessity,  especially  when  streets 
are  covered  with  snow.  If  they  are  not  in  the  centre  of 
the  streets  they  should  be  uniformly  upon  the  same  geo- 
graphical side,  as  upon  the  northerly  and  westerly  side, 
and  at  some  fixed  distance  from  the  centre  of  the  street 
and  at  the  same  time,  exactly  on  the  side  line  of  the 
cross  street.  The  location  of  them  can  also  be  indicated 
by  a  sign  on  the  nearest  building  or  fence  showing  the 
direction  and  number  of  feet  from  the  curb  line. 

Careless  workmen  frequently  break  gates  while  making 
repairs,  and  neglect  to  report  the  fact,  with  the  result  that 


25 

WATER-WORKS. 

when  the  broken  gate  is  left  closed  the  result  is  felt  at  a 
fire.  In  Detroit  it  was  found  that  out  of  2,600  gates  400 
were  broken  and  closed.  A  systematic  inspection  of  the 
gates  should  be  made  by  an  employee  of  the  department 
at  stated  intervals,  and  a  record  kept  of  his  report. 

The  effect  of  a  broken  gate  neglected  and  closed  is  to 
make  a  dead  end  of  the  pipe  on  which  it  occurs — a  fatal 
fact  which  may  not  be  discovered  until  a  fire  occurs ;  hence 
the  necessity  of  regular  and  recorded  inspections. 

Number  of  Fire  Streams  Based  Upon  Population. 
Hydraulic  experts  differ  somewhat  as  to  this  point  from  each 
other  and,  especially  in  the  case  of  smaller  towns,  from 
Underwriters.  Mr.  Freeman  presents  "as  a  rough,  general 
guide"  the  following  table  : 

Total  population  No.  of  250  gallon  streams  which  should  be  avail 

of  community  able  simultaneously  in  addition  to 

protected :  maximum  doniestic  draft: 

1,000  2  tO  3 

5,000  4  "  8 

10,000  6  "  12 

20,000  8  "  15 

40,000  12  "  18 

60,000  15  "22 

100,000  20  "  30 

200,000  30  "  50 

Ten  streams  may  be  recommended  for  a  compact  group  of  large, 
valuable  buildings  irrespective  oj  a  small  population. 

As  a  general  statement  the  pipes  should  be  large  enough 
and  the  hydrants  numerous  enough  so  that  at  least  two- 
thirds  of  the  above  number  of  streams  could  be  concentrated 
upon  any  one  square  in  the  compact,  valuable  part  of  the 
city  or  upon  any  one  extremely  large  building  or  special 
hazard. 

Mr.  J.  Herbert  Shedd  presents  a  formula  showing  the  number 
of  streams  needed,  from  which  the  following  values  are  taken: 
Population.  No.  of  200  gallon  streams. 

5>°°°  5 

10,000  7 

20,000  10 

40,000  14 

60,000  17 

100,000  22 

l8o,OOO  30 


26 
WATER-WORKS. 

From  a  fire-extinguishing  standpoint,  it  should  be  borne 
in  mind  always  that  in  gauging  the  size  of  pipes  and  mains 
and  determining  the  location  of  hydrants  no  general  rule 
based  upon  population  would  be  a  safe  or  a  wise  one.  It 
might  be  as  necessary  for  a  village  of  3,000  inhabitants,  by 
reason  of  the  grouping  of  manufacturing  or  special  hazards 
or  exceptionally  high  or  large  area  mercantile  structures,  to 
have  ten  25o-gallon  streams  as  in  the  case  of  a  town  of 
40,000  ;  indeed,  in  the  case  of  the  smaller  town  it  might  be 
more  necessary  than  in  the  case  of  the  larger. 

Pipes  below  Frost  Line.  In  New  England  the  rule  is 
that  the  axis  of  water  pipes  should  be  five  feet  below  the 
surface,  especially  in  gravelly  or  stony  ground. 

The  importance  of  laying  pipes  below  the  frost  line  ought 
not  to  need  emphasis.  In  some  sections  of  the  Northwest 
they  may  be  frozen  seven  feet  below  the  surface. 

Where  a  pipe  line  is  laid  in  a  street  which  has  not  been 
graded  it  should  be  borne  in  mind  that  the  subsequent 
grading  of  the  street  may  lower  the  surface  to  within  a 
dangerous  distance  from  the  pipe.  As  much  as  two  feet 
of  the  cover  may  under  circumstances  be  taken  off. 

Electrolysis.  A  serious  menace  to  the  pipe  system  of 
the  country  has  been  discovered  in  fugitive  currents  of 
electricity  which  escape  from  trolley  and  other  wires  un- 
provided with  proper  returns  in  the  shape  of  good  copper 
wire.  In  numerous  instances  pipes  have  been  ruined  by 
these  currents  of  electricity,  and  greater  vigilance  must  be 
exercised  to  prevent  widespread  disaster. 

Hydrants.  Only  "2-way"  hydrants  should  be  used  in 
the  business  or  mercantile  section.  They  should  be  "stag- 
gered" through  a  territory  on  alternate  sides  of  the  street, 
so  that  at  least  half  of  them  would  be  safe  from  a  line  of  fire, 
and  they  should  be  so  arranged  as  to  be  protected  from 
freezing.  The  importance  of  protecting  hydrants  from 
freezing  ought  not  to  require  argument.  There  is  no  ex- 
cuse for  frozen  hydrants  as  there  are  many  patterns  which 
with  proper  care  will  not  freeze.  As  I  write,  the  entire 
business  portion  of  a  New  York  town  has  been  destroy- 
ed because  its  steam  fire  department  was  helpless  by  reason 
of  the  intense  cold.  It  may  safely  be  stated  that  the 
property  destroyed  in  a  single  winter  month  of  any  one 


27 

WATER-WORKS. 

year,  as  a  consequence  of  frozen  hydrants,  would  more  than 
pay  for  protecting  all  the  hydrants  in  the  country  permanent- 
ly against  the  dangers  of  frost.  They  should  have  drains 
to  the  sewer  to  carry  off  the  water  after  being  used,  and  be 
protected  by  boxing,  etc.  There  is  no  excuse  for  the  almost 
universal  neglect  of  simple  precautions,  upon  the  observance 
of  which  the  safety  of  an  entire  city  may  depend.  Where 
these  precautions  are  not  systematically  taken,  not  more 
than  half  the  credit  for  the  fire  department  in  rates  should 
be  allowed  under  the  Universal  Schedule. 

The  location  of  hydrants  is  an  important  matter.  As  a 
rule,  they  should  be  on  the  corners  of  streets,  for  obvious 
reasons,  chiefly  because  they  would,  at  such  locations,  be 
most  quickly  discovered.  It  may  happen,  however,  that  the 
location  of  a  hydrant  in  too  close  proximity  to  a  dangerous 
risk  of  large  area  or  height  might  be  injudicious. 

Two  "2-way"  hydrants  are  preferable  to  one  "4-way" 
hydrant,  on  account  of  frost  and  the  probability  that  at  least 
one  may  not  be  frozen. 

Hydrants  should  be  liberally  distributed ;  it  is  a  mistaken 
economy  to  have  them  too  far  apart,  not  alone  because  of 
the  loss  of  frictional  head  in  great  lengths  of  hose — a  serious 
matter — but  by  reason  of  the  simple  fact  that  6-inch  cast-iron 
pipe  can  be  laid  for  about  the  cost  of  the  best  2  -J-  inch  hose, 
with  the  further  important  difference,  as  Mr.  Freeman  sug- 
gests, that  the  life  of  the  hose  will  not  average  more  than 
five  to  ten  years,  while  the  pipe  will  last  half  a  century. 
The  greater  length  of  hose,  moreover,  is  liable  to  accident 
at  a  critical  moment.*  In  the  compact  mercantile  portion 
hydrants  should  not  be  over  250  feet  apart. 

The  post  hydrant,  having  a  5  J  inch  or  6-inch  riser,  with 
rounded  corners,  is  preferable  to  the  flush  hydrant,  even 
where  the  latter  has  an  extra  "4-way"  outlet,  especially  in 

*Mr.  Freeman  says:  "More  than  half  the  static  hydrant  pressure 
is  wasted  in  overcoming  the  friction  through  too  long  a  line  of  hose 
or  too  small  a  street  main.  Good  jacketed  fire  hose  now  costs  about 
75  cents  per  foot.  A  6-inch,  tar-coated,  heavy  cast-iron  main  can  be 
laid  for  about  75  cents  per  foot,  cost  of  pipe,  trench,  lead  and  laying 
all  included.  A  city  can  buy  a  good  two-way  hydrant  for  Jess  than 
the  price  of  50  feet  of  good  fire  department  hose  and  its  water  de- 
partment can  buy  and  put  down  100  feet  of  the  best  six  inch  cast 
iron  water  pipe  for  just  about  the  same  price  that  its  fire  department 
pays  for  an  equal  length  of  hose." 


28 
WATER-WORKS. 

Northern  States,  where  a  covering  of  snow  might  interfere 
with  finding  the  hydrant ;  on  very  narrow  streets,  however, 
the  flush  hydrant  may  be  better.  In  Boston,  the  location 
of  flush  hydrants  is  indicated  by  signs  on  buildings  opposite 
the  hydrants,  stating  the  number  of  feet  and  the  direction 
from  the  curb  line.  An  eight-inch  feed  pipe,  a  six-inch 
riser  and  round  corners  leading  to  the  hose  nipple  will  be 
true  economy  even  for  a  2-way  hydrant,  especially  where 
the  pressure  exceeds  75  Ibs.  per  square  inch. 

False  economy  is  practised  in  selecting  hydrants  having 
the  main  gate  and  riser  only  four  inches  in  diameter ;  the 
4-inch  stand-pipe  sacrifices  too  much  valuable  water  pres- 
sure to  be  longer  tolerated  in  new  work  and  should  be 
discontinued  together  with  the  4-inch  water  main.  For 
ordinary  purposes  of  fire  protection  a  standard  hydrant 
should  have  a  main  gate  and  riser  at  least  five  inches  in 
diameter  and  be  provided  with  two  outlets  for  hose.  It 
is  not  necessary  to  have  independent  hose  gates  on  these 
outlets,  as  if  one  does  not  happen  to  be  used  it  may  be 
covered  by  a  cap  or  closed  by  a  portable  hose  gate  carried 
on  the  hose  wagon  and  already  connected  into  the  rear  end 
of  the  hose  line,  while  a  second  gate  is  at  hand  for  attach- 
ment of  the  spare  nozzle  during  the  time  the  hose  is  being 
run  and  before  the  hydrant  gate  is  open.  The  standard 
hydrant  should  have  a  bell  for  connecting  with  the  water 
pipe  at  least  six  inches  in  diameter. 

It  would  seem  unnecessary  to  suggest  that  when  hydrants 
are  being  located  they  should  be  attached  to  the  larger  of 
two  available  mains,  were  it  not  for  the  fact  that  in  so  many 
instances  as  almost  to  amount  to  a  rule  they  are  placed  upon 
the  smaller  of  two  mains,  simply  because  the  connection 
costs  less  money  for  the  pipe  laying  contractor.  This  fault 
is  so  common,  and  the  consequences  are  so  serious,  that  it 
should  be  the  rule  of  any  city  that  no  hydrant  connection 
should  be  covered  up  until  the  Fire  Department  has  had  an 
opportunity  to  examine  and  pronounce  it  satisfactory.  With 
the  use  of  modern  appliances  in  the  shape  of  tapping 
machines  it  is  possible  to  connect  with  the  large  mains  with- 
out shutting  off  water, 

The  Fire  Department  should  have  charge  of  the  location 
of  hydrants  as  in  Detroit,  the  only  city  I  believe,  where 


29 
WATER-WORKS. 

this  is  the  case.     They  can  be  trusted,  in  all  cases,  to  put  a 
hydrant  on  the  largest  available  main. 

A  notable  instance  of  indifference  on  the  part  of  a  Water- 
Works  Company  to  avail  itself  of  large  mains  was  discovered 
in  Detroit.  I  quote  from  Chief  Tryon's  report  of  it : 

"In  April,  1893,  a  fire  occurred  in  one  of  the  buildings  forming  a 
Dart  of  the  plant  of  a  large  brewing  company  in  Detroit.  The  fire 
was  quite  ugly  at  the  outset  and  the  officer  in  command  promptly 
sent  in  a  third  alarm.  Three  engineers  whose  engines  were  located 
on  Jefferson  avenue  in  which  was  a  42-inch  supply  main,  with  a 
6-inch  distributing  main  alongside,  complained  of  poor  water  and 
proved  it  by  recording  a  vacuum  pressure  on  their  combination 
guages.  It  did  not  need  the  guage,  however,  to  tell  the  story,  as  by 
standing  next  the  hydrant  I  could  hear  the  suction.  I  could  only 
think  of  a  broken  gate  somewhere  on  the  line,  but  when  the  Engi- 
neer of  the  Water  Works,  set  about  investigating,  he  developed  one 
of  the  most  serious  minor  defects  in  our  system.  It  appears  to  have 
been  the  practice  heretofore  to  lay  large  and  small  supply  mains 
through  districts  they  were  intended  to  supply  without  connecting 
them  to  cross  lines.  In  this  case  the  engines  actually  pumped  dry  a  section 
covering  many  acres,  and  the  investigation  revealed  that  while  the  ^2-inch 
and  6-  inch  mains  were  laid  parallel  they  were  only  connected  at  points 
t)t\<v)  feet  ( nearly  a  mile}  apart,  and  that  the  district  north  ivas  supplied 
entirely  from  this  b-inch  main  and  all  hydrants  were  connected  with  it"  I 

Another  fire  in  March,  1894,  developed  the  fact  that 
while  an  8-inch  main  had  been  provided,  the  hydrant  was 
on  a  ^-inch  main,  from  which  an  engine  could  not  get 
sufficient  water.  I  quote  from  Mr.  Tryon's  report: 

"The  supply  in  this  case  was  an  8-inch  main,  the  hydrants  being 
on  i-inch  mains,  one  just  north  and  the  other  j  ust  south  of  the  8-inch. 
An  investigation  showed  that  the  following  conditions  existed:  The 
gate  on  the  north  side  of  Michigan  avenue  was  closed  so  that  the 
engine  was  pumping  vut  of  a  <\-inchpipe,  having  a  feed  from  but  one 
way  and  that  from  a  ^-inch  pipe.  This  was  in  a  section  which  has 
been  built  up  a  great  many  years  and  the  pipeage  is  as  old  as  the 
locality.  Even  had  not  the  gate  been  closed  the  pipeage  was  not 
sufficient  to  feed  the  large  engines  as  was  shown  in  the  case  of  No.  8. 
With  one  1  |-inch  stream  they  were  all  right,  but  when  they  came 
to  add  a  1  f-inch  stream  they  were  lost." 

It  may  be  assumed  as  a  fact  that  underwriters  have  no 
more  important  business  on  hand  than  that  of  making  proper 
rates  for  such  unprotected  territory,  for  it  may  safely  be 
said  that  millions  of  dollars  worth  of  property  located  on 
inadequate  street  mains  is  insured  below  cost  under  supposi- 
tions of  adequate  mains  which,  while  provided,  at  great  ex- 
pense, in  the  street,  are  absolutely  useless  for  fire  purposes 
owing  to  the  fact  that  the  hydrants  are  on  small  pipes. 

Hydrants  should  be  painted  a  bright  red,  so  that  the 
Fire  Department  can  find  them  easily.  Street  sprinklers, 
sewer  diggers  and  other  inexperienced  persons  ought  not  to 


3o 

WATER-WORKS. 

be  permitted  to  use  them,  as  they  are  liable  to  get  out  of 
order. 

Two  and  one-half  inch  openings  should  be  avoided;  4- 
inch  should  be  the  rule,  especially  where  3-inch  hose  can  be 
handled  by  the  Department. 

Hydrants  should  be  reguiarly  flushed,  to  secure  reliability 
of  action  and  remove  the  sediment  which  accumulates  in  the 
short  arm  leading  to  each  post. 

Hose.  The  best  quality  of  jacketed  fire-hose,  rubber 
lined  and  perfectly  smooth  should  be  used,  of  2  -J  inches 
internal  diameter.  Attempts  have  been  made  to  use  3-inch 
hose  and  abandoned,  in  some  cases,  because  it  has  been 
thought  unwieldy.  The  3-inch  hose,  however,  is  necessary 
in  compact  mercantile  districts.  Chief  Bonner  of  New  York 
has  19  companies  equipped  with  3-inch  hose  and  expects  to 
equip  20  more  soon. 

A  modern  steam  engine,  using  3-inch  hose,  with  capacity 
of  1,200  gallons  per  minute,  can  throw  one  i  £  inch  and 
one  i  £  inch  stream,  or,  with  two  short  lines  of  hose,  two  i  J 
inch  streams  can  be  thrown.  Such  streams  as  these  do 
effectual  work.  As  Mr.  Tryon  laconically  expresses  it,  they 
are  "solid  streams,  that  do  not  break  until  they  reach  the 
fire,  and  leave  a  black  mark  where  they  strike." 

Uniform  Size  and  Thread.  It  is  remarkable  and 
inexcusable  that  a  uniform  size  and  pitch  of  thread  for 
couplings  have  not  been  established  for  the  entire  country  so 
that  the  apparatus  of  neighboring  towns  can  be  availed  of 
in  case  of  conflagrations. 

The  dimensions  recommended  by  the  National  Associa- 
tion of  Fire  engineers  at  the  1891  meeting  are  as  follows: 

Couplings  for  2>£  inch  hose,  7>£  threads  to  the  inch,  3  1-16  inch 
diameter  to  top  of  threads  on  male  coupling. 

Couplings  for  2%  inch  hose,  8  threads  to  the  inch,  3  5-16  inches 
diameter  to  top  of  threads  on  male  coupling. 

Couplings  for  2%  inch  hose,  8  threads  to  the  inch,  3^  inches 
diameter  to  top  of  threads  on  male  coupling. 

Couplings  for  3-inch  hose,   8  threads  to  the  inch,   3^   inches 
diameter  to  the  top  of  threads  on  male  coupling. 

Couplings  for  3^  inch  hose,  8  threads  to  the  inch,  4  1  16  inches 
diameter  to  top  of  threads  on  male  coupling. 

Couplings  for  4-inch  hose,   8  threads  to  the  inch,  4^   inches 
diameter  to  top  of  threads  on  male  coupling. 

Couplings  for  4^  inch  hose,  8  threads  to  the  inch,  5^  inches 
diameter  .0  top  of  threads  on  male  coupling. 

Couplings  for  5-inch  hose,  8  threads  to  the  inch,  6y&  inches 
diameter  to  top  of  threads  on  male  coupling. 


31 

WATER-WORKS. 

Couplings  for  6-inch  hose,  8  threads  to  the  inch,  7  1-16  inches 
diameter  to  top  of  threads  on  male  coupling. 

Mr.  Charles  A.  Landy,  in  an  instructive  paper  on  this 
subject  recommends,  with  much  reason,  it  seems  to  me,  the 
adoption  of  a  uniform  thread  of  y-J  threads  to  the  inch  for 
the  reason  that  the  7^  swivel  part  of  couplings  will  connect 
with  7  or  8  thread  male  couplings  and,  therefore,  meet  the 
majority  of  existing  conditions  throughout  the  country. 

The  same  dimensions  should  be  followed  by  all  mills  and 
manufactories  relying  upon  the  co-operation  of  the  nearest 
city  or  village  department  in  case  of  fire.  It  has  frequently 
happened  that  such  auxiliary  aid  has  been  valueless,  simply 
because  hose  and  hydrant  threads  would  not  fit  those  of  the 
department,  and  reducing  or  expanding  couplings  had  not 
been  provided  to  remedy  the  fault. 

This  subject  of  uniform  thread  and  coupling  is  deserving 
of  a  special  convention  of  Engineers  for  its  consideration. 

At  present  numerous  cities  capable  of  helping  each  other 
are  powerless  to  do  so. 

As  early  as  1830,  Mr.  Braidwood,  the  celebrated  English 
Fire  Engineer,  suggested  that  if  uniformity  in  the  structure 
and  design  of  apparatus  could  extend  to  the  most  minute 
particulars,  "a  screw  or  nut  of  any  one  engine  would  fit 
every  other  engine  in  the  kingdom." 

Steam  Fire  Engines.  This  suggestion  of  Mr.  Braid- 
wood  as  to  uniformity  in  the  size  of  nuts  and  parts  of 
machinery  is  a  far  reaching  one.  At  present,  the  situation 
in  this  country  is  grave  from  the  standpoint  that  steam 
fire  engines,  probably  without  exception,  are  of  such  delicate 
construction  that  they  resemble  the  machinery  ot  a  watch. 
They  are  liable  to  breakage,  and  when  broken  it  is  discover- 
ed that  they  must  be  sent  to  a  distance,  to  the  shop  of  the 
manufacturer,  to  be  repaired,  involving  the  risk  of  a  conflagra- 
tion during  their  absence  and  outlay  for  expense  because  of 
the  exclusive  privilege  of  repairing.  Money  is  needlessly 
spent  on  nickel-plate,  brass  finish  and  gewgaws,  which 
should  be  either  saved  altogether  or  expended  in  improving 
the  working  parts,  all  of  which  should  be  of  such  simple, 
strong  construction  as  to  be  easily  repaired  by  a  mechanic 
of  average  ability,  to  be  found  in  any  town.  A  blacksmith, 
for  example,  should  be  capable  of  repairing  almost  any  por- 


WATER-WORKS. 

lion  of  a  steam  fire  engine,  and  the  nuts  and  bolts  should 
be  interchangeable.  It  is  safe  to  say  that  the  reliability  of 
steam  fire  departments  is  materially  impaired  by  reason  of 
the  faults  mentioned,  and  that  the  steam  fire  engine  of  the 
future,  when  underwriters  decide  to  act  upon  their  present 
convictions,  will  be  one  whose  working  parts  are  not  only 
so  strong  as  to  reduce  the  breakage  risk  to  the  minimum 
but  of  such  simple  character  that  they  can  be  easily  and 
quickly  repaired,  in  most  cases  by  the  substitution  of  du- 
plicate parts  carried  by  the  engineer  himself. 

Hose  Nozzle,  i  ^  inch  is  regarded  as  better  for  many 
reasons  than  i  ^,  although  the  latter,  especially  with  Siamese 
connection,  is  decidedly  preferable  where  it  can  be  used. 
The  chances  of  extinguishing  a  fire  are  directly  proportional  to 
the  amount  of  water  thrown.  Small  streams  are  less  efficient, 
as  a  large  portion  of  the  stream  is  evaporated  before  it  reaches 
the  point  of  conflagration,  and  unless  water  is  brought  to 
the  burning  surface  it  has  little  effect. 

I  quote  from  Mr.  Freeman — "The  efficiency  of  a  waterworks  or 
fire  department,  is  measured  by  its  ability  to  control  a  bad  fire  be- 
fore it  becomes  a  sweeping  conflagration,  and  the  design  should  be 
based  upon  streams  suitable  for  this  purpose. 

Experience  shows  that  large  streams  are  much  more  effective  on 
a  fierce  fire  than  small  streams.  A  small  stream  may  be  so  complete- 
ly evaporated  into  steam  as  it  passes  through  the  flames  as  to  never 
reach  the  seat  of  the  fire. 

A  tire  cannot  be  extinguished  by  wetting  the  flames. 

In  every  fire  which  makes  a  flame,  there  are  two  processes  taking 
place — the  first  process  is  the  roasting  out  of  gas ;  the  second  is  the  burn- 
ing of  this  ga  f . 

W  ater  extinguishes  mainly  by  chilling  the  ignited  surface  so  no 
more  gas  is  given  off — the  flames  then  die. 

With  a  large  stream,  even  though  half  the  water  be  evaporated  as 
it  passes  through  the  flames,  there  may  be  enough  left  to  quench  the 
glowing  coals  which  form  the  heart  of  the  fire. 

Thus  we  see  the  reason  for  the  opinion  to  which  many  practical  fire- 
men have  been  led  by  experience  that  given,  say,  1,200  gallons  of 
water  per  minute  under  good  pressure — this  will  do  more  good  on  a 
fierce  fire  if  concentrated  into  four  \\  in.  streams  of  300 gallons  each, 
than  if  used  in  six  1  in.  streams  of  200  gallons  each,  or  ten  f  in. 
streams  of  120  gallons  each. 

A  1  £  in.  stream  is  used  in  many  departments  and  is  often  better 
than  the  1 1  inch,  if  water  is  plenty  and  length  of  hose  short.  If  hose 
is  long,  the  friction  due  to  pushing  so  much  water  through  so  small  a 
pipe  leaves  the  nozzle  pressure  so  small  that  the  stream  is  too  feeble. 

Thus  from  the  hydraulic  principles  involved,  we  find  that  with 
hydrant  pressures  of  80  to  100  Ibs.,  and  lengths  of  hose  from  200  to 
400  feet,  the  1  \  in.  nozzle  is  the  size  best  adapted  for  all-round  use 
with  2  \  in.  hose. 

On  the  other  hand,  from  the  teachings  of  practice  and  without  any 
discussion  of  scientific  principles,  the  i\  in.  smooth  nozzle  has  come 
to  be  the  size  most  common  in  the  best  American  fire  departments." 


33 

WATER-WORKS. 


In  the  great  Boston  fire  of  1889,  it  was  safely  estimated 
that  enough  water  was  thrown  to  flood  the  district  of  3^ 
acres  involved  12  £  feet  deep. 

A  smooth  nozzle  and  rigid  pipe  are  necessary. 

Pipe  Diagram.  An  accurate  diagram  of  the  pipe 
system  of  the  city,  showing  the  size  and  location  of  mains 
and  hydrants,  with  stop-valves  and  gates,  should  be  in  the 
hands  of  the  Fire  Department  Chief  and  the  Local  Board 
of  Fire  Underwriters.  In  most  cities  and  towns  throughout 
the  country,  to-day,  the  only  diagram  of  this  kind  is  in  the 
office  of  the  Water- Works  or,  worse  still,  in  the  possession 
of  some  private  individual,  whose  selfish  pride  in  the  ex- 
clusive possession  of  it  is  such  that  the  important  secret  is 
likely  to  die  with  him.  The  writer  has  found  this  latter 
condition  to  exist,  strange  as  it  may  seem,  in  more  towns  than 


RS2SB8W  HVOR.NTS,- 

Oj  pECTION  OJ-  STEAM   FIRE  ENGINES.-^ 

FlTCH  BURG  DOTTED  LINES  SHOW  CEMENT  LINED  PIPES 
J           JvlASS. 


34 

WATER-WORKS. 

one.  In  an  important  western  city,  not  even  the  water- 
works company  knew  the  location  or  sizes  of  the  street 
mains,  and  the  individual  who  alone  possessed  the  informa- 
tion was  trading  upon  it  in  order  to  enjoy  a  life  monopoly 
in  making  repairs. 

In  making  a  pipe  diagram  of  the  city,  it  is  well  to  omit 
the  street  lines  and  show  only  the  pipe  lines  with  the  names 
of  the  streets.  This  system  insures  greater  clearness,  and 
is  the  method  pursued  by  Mr.  Freeman.  The  foregoing 
diagram  shows  a  section  of  his  pipe  diagram  of  the  city  of 
Fitchburg,  Mass.  The  heavier  arteries  or  feeders  are 
shown  by  corresponding  heavier  lines.  The  size  of  the  pipe 
in  inches  is  clearly  legible,  and  where  there  is  both  high 
and  low  service  both  systems  may  be  shown  by  tracing 
the  pipes  of  the  low  service  in  red  ink  and  of  the  high 
service  in  blue  ink.  The  heights  of  various  levels  above 
mean  sea  level  are  shown  in  figures,  474,  454  &c. 

Expert  Management.  The  system  of  a  city  should 
be  under  expert  management  and  the  person  in  charge 
should  understand  hydraulic  engineering ;  something  more 
than  a  knowledge  of  mechanics  is  necessary. 

Water  Works  in  the  Universal  Schedule. 

It  will  be  observed  that  the  schedule  recognizes  efficiency 
and  reliability  of  water- works  in  the  following  order : 

1.  Gravity,  with  an  "effective  head"  and  "volume"  at 
the  hydrants.     For  recognition  in  schedule  rating  the  reser- 
voir should  contain  at  least  five  days'  supply  for  domestic 
and  fire  service  which  should  be  maintained  and  is  more  re- 
liable if  supplied  by  hydraulic  pumps,  in  duplicate,  from  a 
river  or  other  inexhaustible  supply,  not  liable  to  drought. 
If  the  pumps,  whether  steam  or  hydraulic,  are  arranged  to 
secure  also  direct  pressure  in  emergency,  as  already  explain- 
ed, both  kinds  of  service  may  be  secured. 

2.  Hydraulic  Pumps  in  duplicate,  with  storage  reservoir 
or  tank  stand-pipe  of  ten  hours'  supply  for  domestic  and 
fire  service. 

3.  Steam  pumps,  in  duplicate,  with  a  tank  stand-pipe  or 
storage  reservoir  of  ten  hours  supply  for  domestic  and  fire 
service. 


35 

WATER-WORKS. 

4.  Direct  pressure  from  Hydraulic  Pumps,  in  duplicate, 
without  tank  stand-pipe  or  storage  reservoir. 

5.  Direct  pressure  from  steam  Pumps,  in  duplicate,  with- 
out tank  stand-pipe  or  reservoir. 

A  reservoir  system  is  preferable  to  all  others,  and  insures 
uniform  pressure  in  pipes,  involving  less  danger  of  breakage. 
While  a  large  reservoir  is  desirable  for  storage  purposes, 
however,  it  is  not  indispensable  for  fire  purposes.  A  reser- 
voir sufficient  to  hold  a  supply  for  both  domestic  and  fire 
service  of  ten  hours  would  probably  be  ample  for  ex- 
tinguishing any  fire.  As  already  stated,  one  million  gallons 
storage  will  supply  eleven,  standard,  250  gallon,  fire  streams 
for  six  hours,  and  for  the  ordinary  city  up  to  15,000  in- 
habitants, a  million  gallons  could  be  considered  an  ample 
reserve  of  storage  for  fire  purposes. 

Fire-proof  Pumping  Station.  It  would  seem  un- 
necessary to  state  that  the  building  on  whose  existence  the 
safety  of  a  city  depends  should  be  safe  from  fire  and  separ- 
ated from  dangerous  manufacturing  or  other  hazards  and 
especially  from  Electric  Lighting  Stations.  It  will  be 
observed  that  charge  is  made  (item  No.  8)  for  an  electric- 
light  station  or  other  special  hazard  in  the  pump-house 
or  exposing  it.  It  is  a  grave  question  if  this  charge  ought 
not  to  be  higher,  even  to  the  extent  of  making  the  "key- 
rate"  of  a  city  having  a  direct  pressure  system,  so  jeopard- 
ized, higher  than  that  of  a  town  without  any  waterworks  at 
all,  in  view  first,  of  the  fact  that  such  a  town  afterwards  gets 
credit  for  individual  risks  in  proximity  to  hydrants  to  the  ex- 
tent possibly  of  15  %  (see  Nos.  155, 156)  and,  second,  of  the 
fact  that  a  company's  conflagration  line  in  the  direct  press- 
ure town  would  have  been  increased  by  reason  of  the 
pressure,  but  all  benefit  of  the  system  lost  if  a  fire  destroy- 
ing the  pump-house  should  happen  to  be  coincident  with 
the  raging  of  a  conflagration  in  the  city. 

Cisterns.  In  Detroit,  small  cisterns  or  reservoirs,  hold- 
ing 7,000  gallons  or  more,  are  distributed  throughout  the 
city,  notwithstanding  the  pipe  system,  and  would  admirably 
supplement  a  broken  street  main.  In  some  cases  they  are 
of  oblong  or  sewer  shape,  of  cemented  brick. 

As  stated  elsewhere,  in  all  cases  where  dead  ends  are 
necessary  in  the  outskirts  of  the  city,  a  cistern  or  reservoir 


36 

WATER-WORKS. 

is  provided  at  the  end,  so  that  in  blowing  off  the  dead  end 
the  waste  water  is  husbanded  for  fire  purposes. 

CAPACITY  OF  CISTERNS  OR  STAND-PIPES   IN   U.  S.   GALLONS. 

For  each  12  inches  of  depth. 

The  following  table  will  enable  any  one  to  estimate  the  capacity 
of  tank  stand-pipes  or  cisterns  of  cylindrical  form  in  U.  S.  gallons 
for  each  12  inches  of  depth  : 


4 

leet  ( 

Jiameter, 

.      94 

II 

teet  c 

liamel 

:er      -       711 

5 

tt 

«        ^ 

-  147 

12 

M 

« 

-846 

6 

U 

"      . 

•     2IlJ 

'3 

« 

H 

•     993 

7 

II 

«        • 

-  288 

»4 

|| 

tt 

•         •.        i  1  I  C 

8 

II 

«      . 

-     376 

15 

M 

It 

-  1322 

9 

li 

" 

-476 

20 

M 

tt 

-      -   2350 

TO 

M 

" 

'     587i 

25 

M 

tt 

-      -    3672 

For  example,  a  cistern  25  feet  in  diameter  would  contain 
3672  gallons  for  every  foot  of  depth;  and  if  10  feet  deep, 
36720  gallons,  or  918  bbls. 

A  simple  rule  may  be  stated  as  follows  :  To  find  the 
contents  in  U.  S.  standard  gallons  for  each  foot  of  depth  of 
a  cylindrical  cistern  with  a  circular  base,  multiply  the  square 
of  the  diameter  (in  feet)  by  5J-;  the  product  will  be  the  contents 
in  gallons.* 

For  example,  a  cistern  20  feet  in  diameter  and  10  feet 
deep  would  contain  20X20x5^X10=23500  gallons  (see 
table  above). 

*Tho  cubic  contents  In  feet  of  a  cylinder  like  a  cistern  are  obtained  by  multiply- 
Ing  the  urea  of  the  cirele  by  the  depth  in  feet.  InuHimieh  as  the  area  of  a  circle  Is 
obtained  by  multiplying  the  snuiire  of  the  diameter  by  7854,  and  inasmuch  asa  cubic 
foot  of  water  contains  7.48  gallons,  it  is  only  necessary  to  multiply  the  square  of  the 
dfameter  by  the  product  of  7.48  X  .7854,—  0%,  to  obtain  the  result  in  gallons,  without 
the  longer  computation. 


INDEX. 


A. 

Air  valves  in  pipes,  11. 
Auxiliary  pumps,  2. 

B. 

Bends  in  pipes,  9. 

Blizzard_23. 

Blow-off  Valves,  11,  12. 

Boston,  14. 

Broken  Mains,  24. 

C. 

Capacity  of  pipes,  7,  tables,  8,  9. 
Cast-iron  pipe,  17,  18. 
Cement  lined  pipe,  2,  18. 
Cisterns,    Capacity    of    85,    in 

Detroit,    7. 

Couplings,  Uniform  80. 
Cost  of  pipes,  10,  14. 
Cubic  foot  of  water,  Weight  of  3. 
Curves  in  Pipes,  9. 

D. 

Dead  ends,  6,  7. 

Delivery  Mains,  1. 

Detroit  fire-boats,  21,  28,  29. 

Diagram,  pipes,  reservoir,   Ac., 

16,  88. 
Diameter  of  Pipes,  8,  9, 


Direct  pressure,  2,  8. 

Distribution,  18. 

Domestic  Draft  or  consumption; 

9,  11,  19. 
Dry-goods  District  of  N.  Y.,  28. 

E. 

Electrolysis,  26. 
Expert  management    of   Water 

System,  84. 
Extinction  of  Fire,  Process  of  82. 

F. 

Fire,  Process  of  extinguishing  32. 

Fire-bouts,  20. 

Fire  Engines,  Stonm  31. 

Fire-proof  pumping  station,  85. 

Fire  streams  possible  on  gridiron 
system,  17,  based  on  popula- 
tion, 25. 

Flowing  pressure,  6. 

Force  Mains,  1. 

Freeman,  John  R.  15,  25. 

Frictional  Head,  6,  7,  8,  9. 

Friction  in  hose,  4,  in  pipes,  5,  7, 
from  bends,  &c.,  9,  17. 

Frost  line,  26. 

Frozen  Hydrants,  26. 

G. 

Gallon  of  water,  Weight  of  8. 


INDEX. 


Gates,  24,  broken,  25. 
Grade  line,  Hydraulic  12. 
Gravity  pressure,  Advantage  of  1. 
Gridiron  System,  13,  15,  24. 

H. 

Hammer,  Water  3,  11. 

Harbor  level,  Water  at  23. 

Head  or  Pressure,  3,  4. 

High  and  Low  Service,  12. 

Holly  System,  3. 

Hose,  4,  30,  Friction  in  4,  27, 
Short  hose  lines,  4,  17,  27, 
Three-inch,  30,  Hose  Nozzle, 
82. 

Hydrants,  26,  Frozen,  26,  Locat- 
ing 27,  28,  29,  Size  of  Riser,  28, 
on  small  mains,  29,  should  be 
painted  red,  29. 

Hydraulic  grade  line,  12. 

I. 

Insurance  rates,  14,  20. 


Lightning  destroys  Cement-lined 

pipe,  2,  18. 
Level,  Water  supply  at  23. 

M. 

Mains  and  pipe  distribution,  13. 
Manufacturing  Cities,  19,  20. 
Mercantile  Schedule,  14,  20,  34. 
Milwaukee  fire- boats,  21. 
Monday,  Domestic  draft  on  9,  19. 
Motor,  Water  ( New  London,  Ct. ) 


13. 


N. 


New  London,  Ct.,  Water  Motor, 

13. 
New  York,  14. 

P. 

Pipes  below  frost  line,  26,  Size 

of  10,  Cost  of  10,  Distribution, 

13. 

Pipes,  Diameter  of  8,  9. 
Pipe  Diagram,  33. 
Population,  No.  of  fire  streams 

based  on  25. 
Pressure,  3,  4,  Conversion  of  feet 

head  into  Ibs.,  5,  Test  of  5,  6. 
Pressure,  Flowing  6. 

Static,  5. 
Pumping  Station,  35. 


Rate  of  Insurance,  14,  2ft 
Relative  cost  of  pipes,  10. 
Richards,  W.  II.  13. 
Rome,  N.  Y.  Fire  in  18. 
Rust  in  Pipes,  8,  17,  18. 

S. 
Salt  Water,  21. 

Sea- port  Cities,  Size  of  Main  15* 
23. 

Siamesing  hose,  4,  17. 
Shedd,  J.  Herbert  25. 
Signals  for  fire-boats,  23. 
Six-inch  Mains,  14. 
Size  of  Pipes,  10,  13.  14. 
Skin  Friction,  7,  18. 
Small  Mains,  Folly  of  14,  29 
Stand-pipes,  10. 
Static  Head,  1,  5. 
Static  pressure,  1,  5. 
Steam  Fire  Engines,  31. 
Stop- valves  and  Gates,  24. 
Supply,  18. 

T. 

Table  showing  capacity  of  pipes 

&c.,  8,  9. 
Tarred  Pipe,  18. 
Test  of  Water  Pressure,  5,  6, 
Thread,  Uniform  30. 
Tryon,  Jas.  E.    Report  on   fire 

boats,  22. 

U. 

Uniform   size  of  thread,   coup- 
lings,  &c.,  30. 

Universal  Mercantile  Schedule, 
14,  20,  34. 

V. 

Vacuum  Valves,  11. 
Velocity,  6,  8,  9. 

W. 

Water,  Cubic  foot  of  3. 
Water  Front,  Size  of  Main  on  15, 
Water-hammer,  3,  11. 
Water  Motor,  13. 
Water-shed,  2. 

Water- works  in  Universal  Sched 
ule,  34. 

Weston's  Tables,  9. 
Wrought  iron  Pipe,  2,  18. 


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Drafted  by  Commission  appointed  by  N.  Y   Legislature.    64  pp. 

iFIRE  INSURANCE. 

An  explanation  of  the  principles  and  methods  of  the  business  of 
fire  insurance,  ami  its  importance  and  relation  to  the  community 
at  large.  32  pages,  paper. 

FIRE  DOORS  AND  SHUTTERS.—  Instructions  for  Construction.  20pp. 

MODEL  FORM  OF  LOCAL  LAW  REGULATING  CONSTRUCTION  OF 
FLUES,  ETC.-LcaJiet. 

AUTOMATIC  SPRINKLER  EQUIPMENTS. 

Suggestions  for  owners  of  sprinkled  risks  and  others.    Leaflet. 

FAULTS  OF  MANAGEMENT  AND  CONSTRUCTION. 

Suggestions  how  to  guard  against  fires  from  gas  brackets,  ashes, 
rubbish  and  carelessness  in  general. 

EXPLANATION  CF  THE  CO-INSURANCE  CLAUSE.-Leaflet. 

SAFETY  FUND  LAW  Of  NEW  YORK  STATE. 

Leaflet  explaining  advantage  to  policy  holders  of  this  law,  under 
which  the  CONTINENTAL  transacts  its  business. 

EXPLANATION  OF  RENT  INSURANCE  WITH  SAMPLE  FORMS. 

If  your  building  burns  the  rent  stops  unless  y«u  have  a  rent 
policy.  Leaflet. 

Do  you  want  to  know  whether  Tornado  Insurance  is  worth  paying 
for  ?  Ask  for  Tornado  circular. 

A  CONTINENTAL  Expiration  Book  helps  you  keep  track  of  ex- 
piring insurance. 

THE  GORIIffiML  FIRE  HHIKE  COIMIT. 

Principal  Office,  Continental  Building,  46  Cedar  St.,  N.  Y. 
Western  Department.  Rialto  Building,  Chicago,  Ills. 


THE  RENT  STOPS  WHEN 

THE  BUILDING  BURNS. 

You  lose  your  income  from 
that  building  till  the  destroyed 
property  can  be  rebuilt  and  put 
in  shape  for  rental. 

Ordinary  insurance  only  cov- 
ers the  actual  damage  by  fire. 
It  does  not  make  good  the  rent 
you  lose  during  rebuilding.  If 
you  insure  in  The  CONTINENTAL, 
a  small  additional  premium  ef- 
fects rent  insurance,  and  secures 
a  continuous  rental  income. 

"Insure  in  an  American  Company." 
CONTINENTAL  FIRE  INS.  CO., 

46  Cedar  Street,  New  York. 

Rialto  Building,  Chicago,  Ills, 


<COPY.) 

INSURANCE  DEPARTMENT 

State  of  New  York. 

1 1  Broadway,  New  York,  Feb'y  7.1901 
Hon.  Francis  Hendricks, 

Superintendent  of  Insurance, 

Albany,  N.  Y. 
Sir: 

I  beg  to  report  that  I  have  concluded  the  investigation  into  the  condition  of  THE 
CONTINENTAL  INSURANCE  COMPANY  of  New  York,  made  for  the  purpose  of  verifying 
the  correctness  of  its  Annual  Statement  for  the  year  1 900,  now  on  file  in  the  Insurance 
Department,  and  ordered  by  your  appointment  No.  1 403.  The  result  of  the  exam 8 na- 
tion establishes  conclusively  the  accuracy  of  the  figures  given  in  said  statement  as 
representing  the  condition  of  the  Company  on  December  31st.  1900.  In  it,  the  values 
at  which  the  company  inventories  its  securities  consisting  of  bonds  and  stocks,  are,  as 
will  be  seen,  very  considerably  less  than  the  current  market  quotations  of  these  items 
on  December  3 1  st  last.  The  inventoried  prices  given  in  the  statement  are  in  line  with 
a  conservative  policy  heretofore  adopted  by  the  company  for  the  purpose  of  extending 
these  assets  in  its  annual  statements  at  figures  well  within  the  possibility  of  any  prob- 
able future  depreciation  likely  to  occur  therein  from  any  unforeseen  cause,  thus  ren- 
dering more  certain  the  prompt  payment  of  obligations  to  policyholders  In  the  event  of 
any  contingency  arising  necessitating  a  quick  conversion  of  these  assets  Into  cash  for 
the  payment  of  extraordinary  losses. 

The  figure  representing  the  liability  for  premiums  unearned  was  found  to  be 
somewhat  in  excess  of  the  statutory  requirement  regulating  this  charge,  due  to  the 
fact  that  the  company  does  not  deduct  from  its  liabilities,  as  it  might,  the  unexpired 
reserve  on  the  premiums  past  due  and  which  have  been  deducted  from  its  assets. 

A  liberal  verification  of  a  portion  of  the  unearned  premium  fund  was  made  by 
checking  in  detail  the  writings,  cancellations  and  re-insurances,  and  separately 
scheduling  them  from  original  data,  and  the  items  of  premiums  in  course  of  collection 
and  losses  outstanding  were  similarly  investigated  and  verified. 

THP  result  shows  that  tfrp  annual  statement  of  the  company  for  the  year  1  900. 
now  on  file  in  the  Insurance  Department  nf  New  York,  meets  all  leyal  requirements, 
the  surplus  set  forth  therein  being  even  greater  than  that  claimed  by  the  company,  by 
reason  of  the  facts  above  stated. 

Respectfully  submitted, 

ISAAC  VANDERPOEL, 

Chief  Examiner 


TORNADO  INSURANCE. 


"THE  POPULOUS  REGION  OF  THE  UNITED  STATES  IS  FOREVER 
DOOMED  TO  THE  DEVASTATION  OF  THE  TORNADO."— Lieut.  John 
P.  Finley,  Signal  Cwps,  U.  S.  Army. 


TWELYE  MILLION  DOLLARS  BLOWN  AWAY 


IN  LESS  THAN  HALF  AN  HOUR 
AT  ST.  LOUIS  IN  MAY  1896. 


ASK   FOR   A   CONTINENTAL  TORNADO    POLICY    AND 

YOU  ARE  SURE   TO  SECURE  ABSOLUTE 

INDEMNITY  AT  FAIR  RATES. 


"Insure  in  an  American  Company." 

THE  CONTINENTAL  INSURANCE  CO., 

NEW  YORK. 

RENT  INSURANCE.  FIRE  INSURANCE. 

AGENTS  EVERYWHERE. 

SOME  DESTRUCTION  FOLLOWS  EVERY  STORM. 


Ask  the  Agent  of  the  Continental  to  explain  to  you 
the  importance  of 

THE  SAFETY  FUND  LAW  OF  NEW  YORK, 

under  which  this  Company  conducts  its  business. 

It  is  optional  with  a  Company  as  to  whether  or  not  it 
will  voluntarily  place  its  business  under  the  restrictions 
of  this  law,  but  once  having  done  so,  it  cannot  withdraw 
and  must  ever  thereafter  restrict  its  dividends  in  ac- 
cordance therewith. 

It  was  the  first  and  largest  Company  to  comply  with 
the  act.  The  Safety  Fund  Law  provides  a  Special  Re- 
serve Fund  for  a  new  Capital,  deposited  with  the  In- 
surance Department  of  the  State  of  New  York,  now 
amounting  in  the  case  of  the  Continental  to  $600,000, 
which  together  with  its  reserve  for  policies  in  force, 
amounting  to  $4,806,903  is  set  aside  for  the  protection 
of  all  policy-holders  not  involved  in  the  burning  of  a 
city.  Over  one  hundred  Companies  failed  by  the  great 
fires  of  Chicago  and  Boston,  thirteen  months  apart;  it  is 
therefore  very  important  to  property-owners  to  be  in- 
sured in  a  large  Safety  Fund  Company.  If  they  happen 
to  be  involved  in  a  sweeping  city  fire  they  will  receive 
more  under  this  law  than  under  any  other;  and  if  not 
so  involved,  are  absolutely  secure  and  will  be  as  fully  in- 
sured as  if  no  such  great  fire  had  happened.  In  addition 
to  this  fact  the  Continental  has  so  regulated  its  confla- 
gration lines  in  cities  as  to  have  less  than  its  Net  Surplus 
involved  anywhere;  so  that,  in  case  of  the  burning  of  any 
city,  it  would  have  an  unimpaired  capital  for  the  pro- 
tection of  its  unburned  policy-holders. 

A  Safety  Fund  Policy  costs  no  more  than  any 
other. 


UNSURE  WITH  AN  AMERICAN  COMPANY. 


THE  CONTINENTAL  FIRE  INSURANCE  CO., 

46  Cedar  Street,  New  York. 


STATEMENT.  JANUARY  1st,  t902> 

Cash  fn  Banks  and  on  hand,        -        .        -•       .       $    S30,050.1(> 

Loans  on  Bond  and  Mortgage,        -        -        :    ; .  .,  50,910.00 

TJ.  S.  and  other  Stocks  and  Bonds  owned  by  Co.,,  8,802,020.00 

Real  Estate  owned  by  the  Company,        -        -        -  1,106,250.00 

Premiums  in  course  of  collection,        *        -       -  734,136.11 

Interest  and  Dividends  (due  and  accrued)        -:...'-  74,086.90" 

Rents  accrued,        ......        .  1,558.64 

Total  Assets,       -       -     $11,599,011.81 


Reserve  for  Insurance  in  force,       -       -         $4,80<>,903.6O 

Reserve  for  Losses, 407,469.41 

Reserve  for  Commission,  Taxes  and  all  claims,  183,310.68- 
Reserve  for  Contingencies,  ....  300,000  OO 
Cash  Capital,  1,000T000.0(> 

Net  Surplus,       -       -       -       •>    ;j  •       -       -      4,901,328.12 


DIRECTORS, 


WILLIAM  L.  ANDREWS.  WILLIAM  G.  Low. 

SAMUEL  D.  BABCOCK.  RICHARD  A.  McCuRDY 

GEO.   F.  BAKER.  F.  C.   MOORE. 

CLARENCE  W.  BOWEN,  CHAS.  A.  MOORE. 

HENRY  EVANS.  ALEXANDER  E.  ORR, 

AURELIUS  B.  HULL.  F.  P.  OLCOTT. 

JAMES  H.  HYDE.  CYRUS  PECK. 

GEORGE  E.  KLINE.  WILLIAM  A.  READ. 

H.  H.  LAMPORT.  JOHN  L.  RIKER. 

EDWARD  LANNING.  ELIHU  ROOT. 
THEO.  F.  VAIL. 

F.  C.  MOORE,  President. 

HENRY  EVANS,  Vice-President. 

EDWARD  LANNING,  Secretary. 
J.  E.  LOPEZ, 
E.  L.  BALLARD,  Ass>t  Secretaries. 


Western  Pep* t»Rialto  Building.  Chicago,  Ills. 

GEO.  E.  J^^f^^i5er5Nyianager. 

Vt  Gen'l  Manager. 


WHY  TO  INSURE  IN  AN  AMERICAN  COMPANY. 

AMERICAN  COMPANIES  ARE  THE  LARGEST; 

of  the  six  companies  (including  the  "Continental") 
reporting  OVER  TEN  MILLION  DOLLARS  IN  ASSETS, 
only  one  is  foreign,  and  its  U.  S.  assets  are  less  than 
those  of  the  "Continental". 

AMERICAN  COMPANIES  ARE  THE  STRONGEST; 

of  the  five  companies  (including  the  "Continental") 
whose  reports  show  a  surplus  to  policyholders  EXCEED* 
ING  FIVE  MILLION  DOLLARS,  none  are  foreign. 

COSTS  NO  MORE. 

Why  patronize  foreigners  when  you  can  get  the  same 
thing  at  the  same  price  from  fellow-countrymen? 

GIVES  BUSINESS  TO  THOSE  WHO  GIVE  YOU  BUSINESS; 

Stockholders  of  the  American  Companies  are  their  part- 
ners and  as  they  are  distributed  throughout  the  United 
States,  they  are  doing  business  with  you. 

PROFIT,  IF  ANY,  REMAINS  IN  THIS  COUNTRY, 

contributing  to  the  general  prosperity,  which  in  turn 
benefits  YOU. 


THE 

CONTINENTAL 
INSURANCE 

COMPANY 

of  New  York. 


WHY  TO  INSURE  IN  THE  CONTINENTAL 

Is  an  American  Company,  owned  by  Americans  and  managed  by 
Americans. 

Does  business  under  the  Safety  Fund  Law,  making  its  policy 
"Conflagration  Proof." 

Assets  (11,599,011.)  and  surplus  (5,901,328.)  to  policy- 
holders  are  larger  than  those  in  the  U.  S.  of  any  foreign 
company. 

Paid  in  full  all  losses  incurred  in  the  great  Chicago  and  Boston 
conflagrations. 

Since  organization  its  loss  payments  to  policyholders  exceed 
Forty-Seven  Millions  of  Dollars. 

You  secure,  if  desired,  the  advantage  of  inspection  by  experi- 
enced men,  and  will  be  furnished  on  request  with  in- 
formation regarding  safe  construction  of  buildings,  etc. 

Prompt  attention  to  loss  adjustments  ensured  by  the  organized 
force  of  travelling  men  which  the  Company's  large  busi- 
ness enables  it  to  maintain  to  cover  every  section  of  the 
country  and  which  a  smaller  company  could  not  afford,  j 

Organized  In  1 852,  its  fifty  years  of  successful  business  prove 

its  financial  strength,  conservative  management  and    | 
fair  treatment  of  poiicyholders. 


195SW 


id 


rsl6)476 


INSURE  IN  AN  AMERICAN 


RENT  INSURANCE.  TORNADO  INSURANCE. 


YC    12927 


1  1  2090 
TV/93// 


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