Skip to main content

Full text of "Annual report of the Auditor of State"

See other formats


Google 



This is a digital copy of a book that was preserved for generations on library shelves before it was carefully scanned by Google as part of a project 

to make the world's books discoverable online. 

It has survived long enough for the copyright to expire and the book to enter the public domain. A public domain book is one that was never subject 

to copyright or whose legal copyright term has expired. Whether a book is in the public domain may vary country to country. Public domain books 

are our gateways to the past, representing a wealth of history, culture and knowledge that's often difficult to discover. 

Marks, notations and other maiginalia present in the original volume will appear in this file - a reminder of this book's long journey from the 

publisher to a library and finally to you. 

Usage guidelines 

Google is proud to partner with libraries to digitize public domain materials and make them widely accessible. Public domain books belong to the 
public and we are merely their custodians. Nevertheless, this work is expensive, so in order to keep providing tliis resource, we liave taken steps to 
prevent abuse by commercial parties, including placing technical restrictions on automated querying. 
We also ask that you: 

+ Make non-commercial use of the files We designed Google Book Search for use by individuals, and we request that you use these files for 
personal, non-commercial purposes. 

+ Refrain fivm automated querying Do not send automated queries of any sort to Google's system: If you are conducting research on machine 
translation, optical character recognition or other areas where access to a large amount of text is helpful, please contact us. We encourage the 
use of public domain materials for these purposes and may be able to help. 

+ Maintain attributionTht GoogXt "watermark" you see on each file is essential for in forming people about this project and helping them find 
additional materials through Google Book Search. Please do not remove it. 

+ Keep it legal Whatever your use, remember that you are responsible for ensuring that what you are doing is legal. Do not assume that just 
because we believe a book is in the public domain for users in the United States, that the work is also in the public domain for users in other 
countries. Whether a book is still in copyright varies from country to country, and we can't offer guidance on whether any specific use of 
any specific book is allowed. Please do not assume that a book's appearance in Google Book Search means it can be used in any manner 
anywhere in the world. Copyright infringement liabili^ can be quite severe. 

About Google Book Search 

Google's mission is to organize the world's information and to make it universally accessible and useful. Google Book Search helps readers 
discover the world's books while helping authors and publishers reach new audiences. You can search through the full text of this book on the web 

at |http: //books .google .com/I 



I 




-« 



1/ 



ANNUAL REPORT 



OF THE 



AUDITOR OF STATE 



OF THE 



STATE OF INDIANA 



Being a Detailed Statement of the Work of the Various Depart 
ments of said Office for the Fiscal Year Ending 

September 30, 1910. 



APPENDIX: 
Proceedings State Board of Tax Commissioners. 



TO THE GOVERNOR. 



INDIANAPOLIS : 
WM. B. BCRFOSD, COSHftACTOB FOB 8TAT>: PRINTINO AND BI2n>ING 

1910 



THE STA-TB OF INDIANA, 

Executive Depastment, 

November 12, 1910. 

Received by the Governor, examined and referred to the Auditor of 
State for verification of the financial ptatement. 



Office op Auditor of State, 

Indianapolis, November 21, 1910. 

The within report, so far as the same relates to moneys drawn from 
the State Treasury, has been examined and found correct. 

JOHN C. BILLHEIMBR, 

Auditor of State, 



NOVEMBEB 21, 1910. 

Returned by the Auditor of State, with above certificate, and trans- 
mitted to Secretary of State for publication, upon the order of the Board 
of Commissioners of Public Printing and Binding. 

MARK THISTLETHWAITB, 

Secretary to the Oovemor. 



Filed in the office of the Secretary of State of the State of Indiana, 
November 2i, 1910. 

FRED A. SIMS, 

Secretary of State, 



Received the within report and delivered to the printer November 21, 

1910. 

• A. E. Bl'TLER, 

Clerk Printing Board, 



\^ J-s. 



? '- ^H 



INDEX. 



AUDITING DEPARTMENT. 

Paob* 

Abstract of Assessment, 1909 32 

Abstract of Duplicates, 1909 32 

Balance in Treasury — 

September 30, 1909 13 

September 30, 1910 15 

Benevolent Institution Fund — 

Receipts to 30 

Transfer Warrants 30 

College Fund- 
Condition of 71 

Disbursements from 31 

Interest, disbursements of 31 

Interest, receipts of 31 

List of borrowers from, by counties 71 

Receipts to 31 

Classification of — 

Disbursements, General Fund 16 

Receipts, General Fund 16 

Disbursements by Funds 14 

Receipts by Funds 14 

Disbursements during fiscal year from — 

Benevolent Institution Fund 30 

College Fund 31 

College Fund, Interest 31 

Educational Institution Fund 30 

General Fund 14 

Permanent Endowment Fund, Indiana University 31 

Permanent Endowment Fund, Indiana University, Interest 31 

School Revenue for Tuition 30 

State Debt Sinking Fund 30 

Unclaimed Estates 31 

(5) 



Page. 

Disbursements by Funds 14 

Educational Institution Fund — 

Disbursements from 31 

Receipts to 31 

General Fund — 

Disbursements 14 

Receipts 14 

Disbursements and Receipts, Summary of 13 

Interest on Public Debt 70 

Introductory Remarks 11 

Public Debt Statement 68 

Permanent Endowment Fund, Indiana University — 

Disbursements from 31 

Distribution of the Fund 71 

Interest, Disbursement of " 31 

Interest, Receipts of 31 

List of Borrowers, by counties 71 

Receipts to 31 

Poll Tax, Collections of, 1910 66 

Receipts to — 

Benevolent Institution Fund 30 

College Fund 31 

College Fund Interest 31 

Educational Institution Fund 31 

General Fund 14 

Permanent Endowment Fund 31 

Permanent Endowment Fund Interest 31 

State Debt Sinking Fund 30 

School Revenue for Tuition 30 

Unclaimed Estates 31 

Receipts and Disbursements by Funds 13 

Recapitulation 14 

Special Judges — Amount paid 66 

State Debt Sinking Fund — 

Receipts 30 

School Revenue for Tuition — 

Disbursements 30 

Receipts 30 



• 



Settlements — Page. 

December, 1909 4S 

June, 1910 57 

Summary Receipts, General Fund 31 

Summary Disbursements from General Fund 31 

Tax Levies, 1850-1910 72 

Taxes Collected 59 

Taxable Property 32 



OFnCE OF AUDITOR OF STATE* 



JOHN C. BILLHEIMER. ..Auditor. 

JOHN E. REED Deputy Auditor. 

CHAS. BILLHEIMER Audit Clerk. 

JOHN D. WILLIAMS Settlement Clerk. 

LELA A. YOUNG Stenographer. 

N. H. OGLESBE.. . i Bank Clerk. 

E. L. WILLIAMS Assistant Bank Clerk. 

W. H. FREEMAN Building and Loan Clerk. 

DAVID H. OLIVE Land Clerk. 

KATHERINE MAHONEY . . Stenographer. 

C. A. RAMSEY Bank Examiner. 

JOHN H. RHUE Bank Examiner. 

J. W. LEVINGS Bank Examiner. 

LAWRENCE A. WILES. ..Bank Examiner. 
CYRUS W. NE AL Insurance Deput>^ 

D. S. MILLER Insurance Clerk. 

JOHN M. ASHBY Insurance Actuary. 

VERLEY R. RUDD Insurance Securities Clerk. 

H ARVE E. CUSHMAN Insurance Examiner. 

J. E. BALES Extra Clerk Insurance Dept. 

BARBARA LANGHORNE .. Stenographer. 



[»-l471S] (9) 



AUDITOR^S REPORT. 



Hon. Thas. B. Marshall, Oovemor of Indiama: 

Sir — I have the honor to herewith submit for your examination 
the report of the Auditor of State for the fiscal year ending Sep- 
tember 30, 1910. giving in detail the fiscal affairs of the State, with 
an elaborate showing of receipts and disbursements and exhaustive 
tabulations reviewing abstracts of county duplicates and settle- 
ments; valuable data, associated with tax levies, duplicates, and 
all features associated with the a^essment, collection and disposition 
of public revenues. I have also submitted extended reports of the 
insurance, land, building association, banking and trust bureaus, 
with suggestions as provided by statute, that in my judgment would 
be of benefit to the people in strengthening the law as to the effi- 
ciency of these agencies of public utility. 



if 



• f 



RECEIPTS AND DISBURSEMENTS* 



STATEMENT 

Showing Ooudensed Exhibit of the Balance in the State Treasury by Funds 
at tlie Beginning of the Fiscal Year, October 1, 1909 ; also the Amounts 
Received and Disbursed from the Several Funds During the Fiscal Year 
Ending September 30, 1910, and the Balance on Hand on Such Date. 

Funds in Treasury September 30, 1909 — 

General Fund 183,980 02 

School Revenue for Tuition 72,566 58 

State Debt Sinking Fund 270,742 30 

College Fimd, principal 4,240 50 

Ck>llege Fund, interest 53 15 

Permanent Endowment Fund, principiil . . . 4G1 87 

Swamp Land Fund 529 12 

Unclaimed Estates 64,619 71 

Sale State Lands 18,672 32 

Reclamation State Lands 1,463 50 

Common School Fund 14 60 

Total balance in Treasury Sept. 30, 

1909 $517,343 67 



(13) 



d 



14 



Receipts by Funds, Fiscal Year Ending Sept. 30, 1910. 

i General Fond $6,061,114 78 

Benerolent Institution Fund 868,497 43 

School Revenue for Tuition 3,053,702 32 

State Debt Sinking Fund * 518.918 31 

Educational InstltuUon Fund 477,531 95 

College Fund, principal 4,613 15 

College Fund, interest 242 26 

Permanent IQndowment Fund, principal 5,045 50 

Permanent Endowment Fund, interest 36,319 88 

Unclaimed Estates 879 67 

Sale State Lands 7,559 57 

Common School Fund 1,588 38 

Total gross receipts 111,036,013 20 

Less advance payments by counties 11,188,400 00 

I^ess transfer warrants 1,662,898 56 

2,851,298 56 

Total ne.t receipts $8,184,714 64 



Disbursements by Fund, Fiscal Year Ending Sept. 30, 1910. 

General Fund $6,052,326 45 

Benevolent Institution Fund 868,497 43 

School Revenue for Tuition 3,050,632 75 

State Debt Sinking Fund 789,660 61 

Educational Institution l^ind 477,531 95 

College Fund, principal 4,740 50 

College Fund, interest 282 93 

Pennanent Endowment Fund, principal 4,702 73 

Permanent Endowment Fund, interest 36,293 04 

Unclaimed Estates 1,604 00 

Sale State Lands 911 95 

Total gross disbursements $11,287,184 34 

Less advance payments by counties $1,188,400 00 

I.«ss transfer warrants 1,662,898 56 

2,851,298 56 

Total net disbursements $8,435,885 78 



15 

RECAPITULATION. 

Balance In treasury September 30, 1909 $517,343 67 

Total net receipts 8.184,714 64 

Total to be accounted for 18,702,068 31 

Total net disbursements $8,435,885 78 

8,435,885 78 

Balance in treasury Sept. 30, 1910 $266,172 53 

Funds In Treasury September 30, 1910 — 

General Fund $92,768 35 

School Revenue for Tuition 75,636 15 

College Fund, principal 4,113 15 

College Fund, Interest 12 48 

Permanent Endowment Fund, principal . . 804 64 

Permanent Endowment Fund, iutei^est 26 84 

Swamp Land Fund 529 12 

Unclaimed Estates 63,895 38 

Sale State Lands 25,319 94 

Reclamation State Lands 1,463 50 

Common Scfhool Fund ^ 1,602 98 

Total balance in Treasury Sept. 30, 

1910 $266,172 53 



1G 



STATEMENT. 

Slujwlrg the Receipts to and Disbursements from State Trensury by Funds 
and Accounts for the i iscal Year Ending September 30, 1009. 

(governor — Disbursementit. Receipts, 

Governor's salary $8,000 00 

Secretary 2,500 00 

Executive Clerk 900 00 

Stenographer 900 00 

r^gal clerk 3,000 00 

Office expense 402 80 

Civil and Military Contingent 2,747 91 

Emergency Contingent 9.3.S9 2(J $750 00 

Lientenant-Gavemor's salary 1,000 00 

Totals . . . ". $29,440 03 $750 00 

Adjutant-General — 

GeneraTs salary $2,250 00 

Clerk 1.200 00 

Stenographer > 000 00 

Quartermaster-General 1,200 00 

Indiana militia 75,455 95 $450 3S 

Spanish War claims 62 59 

Classifications of records 305 00 25 00 

Riot Fund 851 39 

Totals $81,924 93 $481 38 

Secretary of State — 

Secretary's salary $0,500 00 

Deputy 2,400 00 

Clerk 1,500 00 

Recording clerk 1,000 00 

Ston( grapher 720 00 

Stenrgrapher and clerk ^ 720 00 

Office cxponpe 450 15 

Motor Vehicle Department 199 40 

Foreign Corporation Dejiartment 596 53 

Distribution public documents 250 00 

Distribution court reports 244 51 

Sale court reports $8,344 00 

Incorixiration fees. Im-al 101,490 00 

Incorporation fees, foreign 9,177 07 

Mis<'e11a!ieous and automobile fees 22,598 45 

Totals $14,580 59 $141,609 52 



]?' 



Bureflu of Public PrlntiDg — DisbursemefUe. 

Public prlntU}g. advertising and stationery. |S1,720 91 

Clerk of Printing Board 1,500 00 

Assistant elerlt 900 00 

OtHce expense 249 70 

Election ballots and expense 118 07 

Totals $54,488 68 

Auditor of State— 

xVuditors salary ; . . $7,500 00 

Deputy 3,500 00 

Audit clerli 2,500 00 

Settlement clerk 2,200 00 

Stenographer 920 00 

Insurance deputy ; . . 3,000 00 

Insurance clerk 1,800 00 

Extra insurance clerk 1,000 00 

Insurance security clerk 2,500 00 

Insurance actuary ; 4,000 00 

Insurance examiner 2,500 00 

Ojntingent Fund insurance 1,388 49 

OfRce expense 1,491 15 

I^nd clerk 1,800 00 

Building and loan clerk 2,000 00 

Bank clerk 2,500 00 

Assistant bank clerk , 900 00 

Bank examiners 9,868 05 

Bank examiner's expense 3,024 10 

Additional stenographers 1,440 00 

Copy land records 1,985 22 

Michigan Road lands 375 00 

Land D^artment traveling expense 99 10 

Insurance taxes 

Insurance fees 

Insurance examiner's fees 365 00 

Insurance Department expense 956 01 

Miscellaneous fees, general 

Building and loan examiners' expense 102 64 

Building and loan fees 

Incorporation fees 

Land Department fees 

Miscellaneous bank and trust company fees 40 00 

Bank examiner's fees 

Bank Department expense 169 29 

Totals $59,924 05 



Receipts, 



$382,929 82 


84,583 00 


5,187 83 


966 01 


7 00 


102 64 


1,853 00 


814 00 


584 92 


487 19 


11.055 00 


232 10 


$488,802 51 



18 

Treasurer of State — DUburaemerUs. Receipts, 

Treasurer's salary $7,500 00 

Deputy 2,500 00 

Clerk 1,800 00 

Stenographer 900 00 

Office expense 400 00 

Totals 113,100 00 

A tto mey-Genera 1 — 

Attorney-General's salary $7,500 00 

Assistant Attorney-General 2,600 00 

Deputy 2,600 00 

Second deputy 2,600 00 

Assistant deputy 1,800 00 

Stenographer and clerk 900 00 

Additional stenographer and clerk 900 00 

Traveling expense 2,073 97 

Office expense 700 14 

Law books 170 65 

Escheated estates 545 95 

Anti-trust 1,422 29 

Totals $23,813 00 

Clerk Supreme and Appellate Courts — 

Clerk's salary $5,000 00 

Deputy 1,800 00 

Assistant Deputy 1,200 00 

Record clerk 1,200 00 

Copy clerk 900 00 

Fee clerk 750 00 

Office expense 660 37 

Vault furniture 2,376 40 

Supreme Court fees $4,983 75 

Api>ellate Court fees 6,358 41 

Totals $13,886 77 $11,342 16 

ReiK)rter of Supreme and Appellate Courts — 

Reporter's salary $5,000 00 

Assistant reporter 2,000 00 

Second assistant 1,200 00 

Third assistant 1,200 00 

Stenographer and clerk 800 00 

Office expense 77 80 

Tbtal $10.277 80 



19 

Supreme Court — Disbursements. Rerx'lpls. 

Judges' salaries 130,000 00 

Stenographers 4,000 00 

I^w Librarian 1,800 00 

Messenger and assistant librarian 1,200 00 

Sheriff 575 00 

Books for law library . 1,995 69 

Library, chambers and office expense 1,999 38 

Carpets and furnishings 1,000 00 



Totals $42,570 



I 



Appellate Court — 

Judges* salaries $36,000 00 

Stenographers 5,040 00 

Messenger 999 98 

Office and library expense 1,990 14 

Totals $44,030 12 

Sui)erlor and Circuit Courts — 

Superior Court Judges* salaries $49,000 00 

Circuit Court Judges* salaries 213,500 00 

Prosecuting Attorneys 30,500 00 

Sheriff's mileage 15,322 31 

Total $308,322 31 

Department of Public Instruction — 

Superintendent's salary $3,500 00 

Assistant 2,000 00 

Deputy 1,500 00 

Clerk 1.200 00 

Stenographer 720 00 

Office expense 989 85 

Traveling expense 398 65 

Teachers* certiflcates $160 00 

Examination fees 4,437 72 6,624 20 

High school tee^ 66 50 66 50 

State Board of Education 0,600 36 

State Board School Book Commissioners . . 424 67 

Total $21,837 75 $0,850 70 

State Library — 

Librarian's salary $1,800 00 

Reference librarian 1.100 00 

Cataloger 1.100 00 

Assistant cataloger and stenographer 900 00 

<'ustodlan and messenger 720 00 

Books and binding 4,125 63 128 40 

Office expense and distribution 1.301 80 5 30 



20 

Stnie Library — Continued. Diaburaementa. Receipta, 

Reorganization $2,000 00 

Copyist COO 00 

Cabinet and furniture 272 00 

Legislative Reference Department 3,500 00 

Additional shelving 1,390 65 

legislative Manual 1,609 70 



Totals $20,419 78 $133 70 

Public Library Commission $7,000 00 

Board of Health- 
Expense $9,808 78 $32 81 

Secretary's salary 3,000 00 

(^hief clerk 1,500 00 

Laboratory maintenance 9,909 05 

Pure food and drugs 14,953 50 

Water laboratory 4,920 38 50 00 



Total $44,09171 $82 81 

Board of State Charities — 

Expense $8,000 00 

Agents 12,000 00 

Transportation 350 00 $350 00 

Maternity hcspltal 1,499 82 



Totals $21,849 82 $350 00 

Board of Forestry — 

Secretary's salary $1,800 00 

Stenographer 600 00 

Commissioner's salary and expense 474 95 

Office and traveling expenses 1,000 00 

Reservation expense 2.999 30 

Receipts $43 38 

Totals $6,S74 25 

Board Medical Registration and Examination. $r>.4S<4 4(» 

Board of Pharmacy 5,328 07 

Board of Embalmers 1.102 00 

Board Registration and Examination Nurses. . 5Sl 07 

Board of Optometry 1.341 12 

Board of Veterinarians 511 2r) 

Board of Tnx Commissi ore i"< 3.1 SI 04 

Tax Commissioners — 

Snlnries $9,000 00 

Exrenses 1,284 35 

Totals $10,284 85 



$43 38 


$0,211 


75 


1,771 


00 


l.Sl.'i 


OS 


020 


00 


1.410 


;]5 


410 00 



21 

Ron I'd of Accounts — Disbursements, Receipts, 

State examiner $4,000 00 

Deputy examiners 5,883 95 

Clerk 2,000 00 

Assistants, clericals 8,598 81 

Traveling expense 430 95 

Examination fees 1,920 00 

Totals $22.S39 71 

Fish and Game Commissioner — 

Salary $1,200 00 

Traveling expense 799 92 

Expense 51,284 82 

Fish and Game Protective Fund $57,420 40 

Totals $53,284 74 $57,420 40 

Soldiers* and Sailors' Monument — 

Maintenance $12,992 54 

Special "...... 47 00 

Repairs to elevator 679 50 

New armature 285 00 

Earnings $8,607 90 

Totals $14,004 04 $8,607 90 

Custody BatUe Flags Commission $4,616 44 $140 52 

Labor Commission 4,974 69 

State Board of Agriculture $10,000 00 

Pavilion bond interest 4,000 00 

Total $14,000 00 

Indhina Academy of Science $1,253 82 

Bureau of Statistics — 

Chiefs salary $3,000 00 

Deputy chief 1.800 00 

Clerks 2,500 00 

Agents 3.070 00 

Tabulator 900 00 

Stenographers 720 00 

Office expense 1,500 00 

Eraplojrment Agency Department 140 81 

Totals $13,630 81 



22 

Board of Pardons — Disburaementa. ReceipU. 

Salaries 1900 00 

Clerk 900 00 

Expense 296 92 

Total $2,096 92 

Department of Inspection — 

Salaries $7,836 13 

Additional clerk 900 00 

Traveling expense 2,999 91 

Office expense 649 63 

Total $12,385 67 

Department of C^logy — 

Expense $3,790 03 

Geologists 3,000 00 

Clerk 900 00 

Messenger and custodian 720 00 

Total $8,410 03 

Mine Inspection Department — 

Inspector's salary $1,800 00 

Clerk 900 00 

Assistants 4,800 00 

Expense 5,058 36 

Total $12,558 36 

Gas Inspection Department — 

Supervisor's salary $1,800 00 

Deputy 1,000 00 

Expense 1,489 51 

Inspector's fees 14,300 00 $14,300 00 



Totals $18,589 51 $14,300 00 

State Veterinarian — 

Salary $1,200 00 

Expense 2,291 83 $113 17 

Veterinarian's fees 88 30 



Totals $3,491 83 $201 47 

OH Inspection Department — 

Supervisor's salary $2,500 00 

Expense 785 79 

Receipts $47,680 25 



Totals $3.285 79 $47,689 25 



23 

Disbursements . Receipts, 

State Eutoniologlst $14,230 73 

State Horticultural Society . : 599 94 

State Com Growers* Association 500 00 

State Live Stock Breeders' Association 409 47 

State Dairymen's Association 419 48 

State Historical Society 126 35 

Tippecanoe Battle Ground 174 10 $76 00 

Convict Labor Commission 83 95 

Wallace Monument Commission 2,390 55 

Andersonville Monument Commission, expense. 1,032 69 

Tuberculosis Hospital Commission 108,467 41 

Antietam Monument Commission, expense .... 430 52 

Antletam Monument Commission, monuments.. 9,558 00 

Menominee Village Commission 171 10 

Superintendent Public Building and Property — 

Superintendent's salary $2,000 00 

Assistant 1,200 00 

Labor 16,080 00 

Repairs and supply 5,999 04 

Water and ice 2,488 80 

Illuminating and power 5,864 37 

Flags and decorations 150 00 

Roof repairs 78 65 

Cement walks 612 00 

Receipts $173 32 



Totals 



Engineer State Building- 
ESngineer's salary . . 

Assistant 

Labor 

Repairs 

Heat 

Receipts 



$34,472 86 


$173 32 

• 


$2,000 00 




1,200 00 




4,858 75 


• 


2,724 45 




5,196 66 






$21 00 



Totals $15,981 86 $21 00 

Nancy Hanks Lincoln Memorial, improvements $4,810 86 
Nancy Hanks Lincoln Memorial, expense 835 06 



Totals $5,645 91 

Railroad Commission $32,219 98 $2,018 25 

Specific appropriation 21,666 93 



24 

Purdae University — Dishurtememts, ReceipU. 

U. S. appropriatiou $45,000 OU $45,000 00 

Interest on deposits :- 3,146 05 3^7 OU 

County institutes 10^000 00 

Agricultural .75,000 00 

Interest on bonds 17,000 00 

Additional maintenance 17,500 00 

SIiops and drawing rooms 123*681 38 

Stocic judging pavilion 2»4^ 16 

Farm mechanics' building 20,000 00 



Totals $340,473 59 $4S;287 00 

State Normal School — 

.Interest on deposits $1,248 95 $1,020 (>4 

Board of visitors 152 61 

Additional maintenance 12,500 00 



Totals $13,90156 $1.020 64 

Indiana University 

Interest on bonds $7,200 00 

Interest <m deposits 352 62 $544 98 

Additional maintenance 17,500 00 

Grading and walks* 1,000 00 

Science building 56,747 99 

Local telephone system 2,400 00 

Water supply 20,700 00 

Sewerage 5,000 00 

Bgiler . i. ....... J., .y.. ., 5,00000 

Improvement Indiana avenue 33 30 



Totals $115,933 91 $544 98 

Interest public debt. State bonds $33,312 75 $30 00 

State Revenue — 

Interest on State funds $16,009 21 

Current and delinquent taxes 1,709,504 40 

Transportation tax 6,617 00 

Vessel tonnage 963 84 

Railroads' annual 'icenses 9,000 00 

Docket fees 19.292 40 

Advance payments by counties 1,1S8.400 00 1,188,400 00 

Transfer warrants 1.658,158 04 

Taxes transferred 17 58 17 58 



Totals $1,188,417 58 $4,007,962 47 



25- 

Sou t Ilea stern Hospital for Insane — Di shit rise mentis. Receipts, 

Commission $401,398 41 ,$64,250 0(» 

Sunt lien stern Hospital for Insane — 

Maintenance $8,501 64 

Receipts $811 60 

Central Hospital for Insane — 

Maintenance $320,148 76 

Repairs 22,818 76 

Clothing 14,790 41 

Painting 403 50 

Floors 4,997 03 

Water supply 3,356 33 

. Electrical etiuipment 3,560 28 

Cement walks 2,400 35 

Earnings $2,435 94 

Receipts from counties - 13,813 40 



Totals $372,475 42 $16,249 34 

Northern Hospital for Insane — 

Maintenance $173,970 76 

Repairs ^,998 99 

Clothing 6,495 21 

Laboratory, mortuary and dispensary build- 
ing 8,353 34 

Telephone system 1,797 08 

Coid storage 3,508 63 

Plumbing 5,066 78 

Annex to buildings 4,117 03 

Kay fork and dormer 215 96 

Fire escapes 1.764 02 

Fire walls 270 47 

Roof for reservoir 2,000 00 

Engine generator and motors 7,205 85 

Earnings $649 00 

Receipts from counties 4,459 11 



Totals $223,764 12 $5,108 71 

Eastern Hospital for Insane — 

Maintenance $140,108 50 

Repairs , 7,499 64 

Clothing 3,813 03 

Mechanical equipment 12,366 32 

. Earnings $1,291 85 

Receipts from counties 3,896 30 



Totals $163,787 49 $5,188 15 

[3-21782] 



$177 50 
4,840 07 


15.018 47 



26 

Southern Hospital for Insaue — Disbursements. Receipts. 

Maintenance $117,914 99 

Repairs 5,413 94 

Clothing 4,484 22 

Hospital 300 00 

Land and dairy 14,294 73 

Wells and pump 5,000 00 

Earnings 

Receipts from counties 

Totals $147,407 88 

Indiana School for Deaf — 

Maintenance $09,547 94 

Industries 3,540 06 

Boys' dormitories 21,808 07 

Girls' dormitories 21,999 55 

Mechanical equipment 38,301 92 

Architect's fees 3,614 84 

Superintendent of construction 400 00 

Advertisement, clerks and miscellaneous ex- 
penses 2,(XH 30 

Outside fire and water 6,092 45 

Cold storage , 5,992 10 

Bam 1,200 00 

Grading walks 230 25 

Cement walks 2,000 00 

DriTeways ^ 1,000 00 

Earnings $441 47 

Receipts from counties 787 61 

Sale of lands commission 27,160 11 200 00 



Totals $206,091 64 $1,429 OS 

Indiana School for Blind — 

Maintenance $34,994 28 

Repairs 2,499 85 

Library 498 90 

Industries 2,994 51 

Boys' dormitory 29,590 35 

Painting and repair center building 1.240 02 

Addition and repair north side 395 52 

Roofs, gutters and dowTi spout** 412 00 

Cement plastering 159 65 

Resetting steps 123 60 

Removal of cupolas and repniring roof. . . . 700 40 

Earnings $370 41 



Totals $73,609 08 $370 41 



27 

School for Feeble-Minded Youth — Disbursements. Receipts. 

Maintenance $146,020 21 

Repairs 7,404 87 

Women's cottage 19,286 58 

Cold storage and ice plant 4,842 28 

Fire escapee 2,219 39 

Oil separators, etc 105 84 

Iron fence 1,986 03 

Farm drainage and fencing 588 56 

Brick making plant 2,859 31 

Cement walks 895 27 

BakeiTT equipment 183 76 

Earnings $5,399 36 

Totals $186,482 10 $5,399 36 



Soldiers' and Sailors' Orphans' Home — 

Maintenance $90,612 19 

Repairs 5,681 55 

Officers' salaries . 3.743 39 

Library 281 14 

Agents 820 88 

Concrete reservoir 1,587 49 9 00 

House furnishings 1,499 13 

Cement walks 500 00 

Heating bathroom boys' cottage 175 00 

Paper cutter and printing office 170 94 

Pump house 1,850 45 

Air pump 600 00 

Reserve pump 665 00 

Air lift and air tank 600 00 

Earnings 683 50 

■■ ' I ■■■■ I II i^» ^ ■ ■- — 

Totals $108,787 16 $692 50 



Indiana Village for Epileptics — 

Maintenance $32,864 54 

Building and equipment 4,412 86 

Farm and grounds 5,012 85 

Cottage for men 3,141 63 

Cottage for boys 5,731 69 

Water supply and sewage disposal 1,132 65 

Land, schoolhouse and repair 1,100 00 

Earnings $2,811 69 

Totals $53,396 22 $2,811 60 



28 

State Soldiers' Iltmie — Disbursements. Receipts, 

Maiuteunuce $189,870 20 $35,000 00 

Commandant's salary 1,200 00 

Adjutant's salary 900 00 

Repairs and fiirnisliiiig dining room and 

kitchen 10,081 34 

Remodeling old commissary building 4,836 89 

New covering old steam pipe 391 40 

New steam pipe 17,531 47 

Sewers 531 46 

Extension water lines 44 00 

Cistern and pipe line 386 85 

Fire escapes 385 00 

Roadways 500 00 

Dynamo, engine and switchboard 4,150 00 

Stokers to old boilers 5.723 85 

Cement walks 500 00 

Motor for laundry 491 56 

Extension steam lines 138 00 

Painting and repairs 3,782 41 

Earnings $1,970 74 

Government aids 38,967 54 

Totals $241,453 43 $75,938 28 



Indiana Boys' School — 

Maintenance $100,164 36 

Repairs 7,000 00 

Probation officers 2.964 78 $35 14 

Industries 0,055 60 

Library 200 00 

Asbestos pipe covering 500 00 

Motor for printing department 149 76 

Repair public office 496 84 

Printing press 1,700 00 

Repair boys' dining room 009 78 

Cement walks 600 00 

Boiler for brick yard 534 22 

Additional for library 1,000 00 

Brick yard 25 94 

Manual training shop 428 44 

Tee and refrigerator plant 14 71 

Earnings 267 97 

Refe!])t? from connties 39,406 78 

Totals^ $120,734 43 $39,709 89 



29 

Indiana Woman's I*rison — Dishuraementa. Receipts, 

Maintenance $25,068 01 

Repairs 1,996 06 

Discbarge money 640 00 

Library 286 81 

Earnings $1,272 55 



Totals $27,990 88 $1,272 55 

State Prison — 

Maintenance $133,537 74 

Repair 4,995 10 

Ubrary 746 59 

Discharged prisoners 3,980 76 

Paroled prisoners 6,500 00 

Criminal insane 3,000 00 

Supervision suspended sentences 1,637 19 

Factory building 12,434 82 

Hospital for insane 60,186 55 

Addition to cell house 37,184 64 

Cooking utensils 709 00 

Binder twine 88,989 16 $102,516 69 

Earnings 86,377 5S 



Totnls $353,90155 $188,894 27 

Indiana Reformatory — 

Maintenance $147,006 28 $500 00 

Repairs 5,998 76 

Trade school 19.719 71 

Library and amn^enici^ts 927 80 

School of letters 6.428 49 

Paroled and discharged prisouei-s 12.746 92 1,000 00 

Supervision of paroled prisoners 6,455 19 500 00 

laundry machinery and warerooms 7,055 52 

New water system 10,328 98 

Repair heating system 9.045 69 

Rewiring buildings 1.468 89 

New barn 2,270 49 770 49 

Manufacturing trade schools 40.488 25 156,293 18 

Earnings 3,158 88 



Totals $279,540 07 $162,222 55 

Indiana Girls* School — 

Maintenance $67,645 09 

Discharged clothing and paroled 1,497 99 

Industrial 3.802 67 

Library 275 34 

Store house and cold storage 866 03 



30 

Indiana Girls' School — Continued. Disbursements. Receipts. 

Horse and cow barn JP3,000 00 

Cement walks iK)9 04 

Grading and drives 499 91 

Electric lighting campus 3,488 47 

Repairs 3,997 43 

Addition to boiler and coal house 5,000 00 

Feed-water heater pump and piping 1,500 00 

Stadc breeching, etc 4,065 00 

Setting and resetting stei)s • 1,399 55 

Changes in old building and girders in 

north wall 1,000 00 

Elevating railroad tracks 799 91 

Inspection engineering and incidental ex- 
penses 400 00 

Three pianos 500 00 

Earnings $163 03 

Receipts from counties 34,350 10 

Totals $100,737 33 $34,563 73 



Total General Fund, grcss $6,052,326 45 $6,061,114 78 

Less advancetl payments 1,188,400 00 1,188,400 00 

Total General Fund, net $4,8(W,026 45 $4,872,714 78 

School Revenue Tuition Fund — 

Current and delinquent taxes $2,534,801 90 

School Fund interest 515,731 91 

Unclaimed fees 2,914 29 

Apportionment $3,050,^32 75 254 22 

Totals $3,050,632 75 $.^053,702 32 

Benevolent Institution Fund — 

Current and delinquent tax $868,497 43 

Transfer warrants $868,497 43 

Totals $868,407 43 $868,497 43 

State Debt Sinking Fund— 

Cunv^nt aud delinquent tax $518,918 31 

Educational In.stltution Fund — 

Current and delinquent tax $477,531 95 

Indiana Tniversity $173,647 98 

Purdue T'niversity 17.3,647 OS 

State Normal l:50,2.^5 99 

Totals .$477..531 05 $477,531 95 



31 

1*1)1 lege Fund — Disbursements. Receipts. 

Pr:uelpal $4,613 15 

Transfer warrants $4,740 50 

Interest 24 00 242 26 

Professors' salaries 258 93 

Totals $5,023 43 $4,855 41 

Permanent Endowment Fund — 

Principal $5,045 50 

Principal apportionment $4,702 73 

Interest 36,319 88 

Professors' salaries 36,293 04 

Totals $40,995 77 $41,365 38 

Miscellaneous Funds — 

Unclaimed Estates $1,604 00 $879 67 

Sale State Lands 911 95 7,559 57 

Common School Fund 1,588 38 

Totals $2,515 95 $10,027 62 

Total disbursement and receipts, gross. . .$11,287,184 34 $11,036,013 20 

Less advance payment $1,188,040 00 

Les-s transfer warrants 1,662,898 56 

Total to be deducted $2,851,298 56 $2,851,298 56 

Leaves total disbursements and receipts, 

net $8,435.88.") 78 $8,184,714 64 

Summary General Fund — 

Executive $29,440 03 $750 00 

Indiana soldiers 241,453 43 75,938 28 

Public printing 51,720 91 

Judiciary 394,922 50 

State House 50.454 72 194 32 

State debt interest 33,312 75 30 00 

Indiana militia 75,455 95 45638 

Bureaus and departments 274.700 01 710,954 31 

Boards and commissions 385.966 36 80,984 04 

Educational 750,009 78 51,652 17 

Benevolent 1,666,000 44 105.529 82 

Penal institutions 888,905 16 426,662 99 

State revenue 17 58 3.419,502 47 

Miscellaneous 21,565 93 

Totals $4,8^3,926 45 $4,872,714 78 



32 



<^ 



O 

< 
O 

P 

o 

O 
< 

H 




^ 






ss^i s^^s Siis issi 

2aS«-«o «>^<o^ <eabS»S SSel^S 

€49*^ «ocS^<P c4>^o>^ Sevfi QBr<-e« 

coeiao ^r^^dS co^^i-* «o*-i«M «^(0'« 



*N|s.*N^4 »4«4 im <#iC0C«e4 



«^^4«-« «9e« 



'Sooo SeiS 



§fiPP !9!S9!fi ^''ISPP 
Soooo oS S oe^raS eSc«&3 SmSS 



IS i^S! 



s^SSQtr Spo^fiStr tBtoeiei 

sisS isii siss 



s 



9M0C9 MO CO iOMeQMa 



eoM^ •oe»«4t^ 



!!§: 



isgi is§S SfSS S3S§ 

co^ooSS tSoo^d moi>^ee loooo 

t«^V»5t* ci'-^CQt^ ^■^i*^ •o»oe2 

Matoto ji^S!:: *<}5£9«^ C^rSS 

r^Ma f^ o«oo5ao dtoeif^ 9'«M« 






MMe* c>«ao>^t^ 



82! 






siii §s^^ ^§9i ssss 

^^^•5 toobeo^^ o»<#*-im *^*^,.4« 

SS«'S S8Sf2 SSSS 3S83B 

oo (^ OBcSr^cD Miooco 56t«t«o 



e^e^«^r4 *i4«i4^H v^'^ '^ 









>o»o*-« eoaooo 



li$i 



»^<0 CO 



^lotoo Q990 



!S 



«t-c«-« eaQ«-«S e5h-< 



><MaKao <Dr!*'d9( 



h-ecoo^ eoi-i-^h- qo^«o»-» ^«^eot* r«.^^< 



OOMQio QOOMd 9Q!9Q *OM3QiO '0!S!5!9 
«^^b?'^ 0^«r<- aSa59 ?l!?f^S •^^^9 

tOiAOM <-4C4e4*^ <DM3d»Co oeib^o oaao«-i<0 



Se«M Qoo»->eO (^eotf>c« ?e*Q*r; ar^ 
oo i5r«<DQQ iQQd»r» 9<ooaQ «d ~ 
)i-ie^O oor»c9esi eoSeooft m>^c^C4 eo 



ton 



•>4C4*i4«i4 *>4 ^H ^4 ^HOft *>4 «>« w^eq «H 



iO>00 tOiQiOtQ 00K?0 

i«omS^ eo«5nc>i r-^tor» 
ice«(0 ^c4aS'« iO«D*-iok 



•oc4t^c^ t^«*o® ejeBtr*^ rf<;95fi Ss!£r£ 

OQOtOlN ^^^"^ tOVQCO 0>*9SP PPSS 

«->co^e<4 d>oo»«c v-iM>a»oa t»e4^Co Cok^mo 



<e^r^eo e<io 



t^eo^«>4 «ee9<D aoooeor- 



6 
o 

cs « u a 
'0= eS 3 






Jill 






u- 



H^M III 



QOQH 



33 



S!S^^ !S!S*9^ 9*'3Pfi S^'QQ footati •SO>o>o oototo h-oudiQ C9to>^Q \ o '^to 

S^XSCn! 002C*O«^ o^roS ot^SS^ eoSScSa oe^t-cD r^O^s iaS^?$ U9t?>9^ S 'cSS 

ofewc^QO r«o>-4^ ^coc<c4 *-ie<«co»o oe>4«eo e^^ooeo <oS^o qo55»>J elo«A «-« 'Seo 

r:*t;(^!^ S9Q^!9 c^a^99 ^9c^*~i ^ ^t^io oTcoooio Ov^tooT Moocoio to^oTc* m *<^tC 

£?Sl!^9 K^SS "TTlSS? co9ic5t. OQoetrt M^fioS! F^gc<«o Me!i<SS «SS«-4 9 •oK> 

i<>oo-«9 cir^eoeo ^^eoto «4ioo5^ couS^eo '«or«o coo^M OMtooS oiSt«>io S -iSSa 



r^ ^^eo*^ f-iM ©« eoi 



1 04 CO 



«oaftC4eo aa-« e4 *^«-« <-« eo 






13 SSSS iiSS SgS^ ^i§^ S3S^ SSSS SSS8I 

>i>4 ci5,.4*^r. eer«»^ (^c>ot0 o»o»ioc^ mSoo>o ot^-^eS eo>-«o5( 



3§23 S3SSC S;S93 SSiS SS§$S^g S?:§^^ S3SS9 i^S^g SoSSIS 






04 



S§iS i§i§ §i§g S^Si ^g§§ ^iSS SSi^ ^^S^ Si^S S3SS 

e««-«ooe« fiot^ooo dscQioo oo>^t>»eo *Mo9fte<i *-ie>«oo e^io^oo 0'-«ooo SoeScoo ciabao^^ 

SPS*rO ISfiSCSS 7^9 ^9 d^eico •^oo«P tT'Oc^ieo r^»a^'^ •-4^c«co «»hV« <d^cqm) 

Soisll Si as sis?e ssSi siii *s«r ^.^jgs §gg25f: SRSg ss*« 

coe^coeo eoiooo^ Wc«^ •cTiOiOeo' e«i"Veoi-^ iOf^ioco od^cooT ooeo-^eo eJ«Deo« V ^^ 

S3i§ Si§i iS^^ ^SSi ii^S SSSSg ^ii^ S^^S^ 3S8S gSgS 

oecoioK 9r>9iO So>^'^ c«<9ioco 3»9eoi-i <DtSe»r* eoao«*-i eot^e4«S etieSci oooSocS 

g'tfTc^fc iB*3fc:°o <>ooo^o s*«fi:^SB SJS*^SI Err^^SP !S^S5? t^usaot^ a»a^aot^ ooogoo 

§&8 i^s;: Ssiss ^iii ss^g s&i{^ ii§g ssss^s sptsss ssssi 






Sfififi S®!S!S SiSfiS Si9Q9 !S!&*9S ISQ^'S S^oo <eooua •QQpo leoeoo 

9C4M S*^90 9e«n«4* <«eAu> $>9>4^ e9A*-i0 S******C9 o»«dSc4 u5o(^«-* a»3«Hv« 

^«eoo ^^^*^ oecoeOob ek-^cSui eiiSo^ '«<c5o-« «dc>«c<i<S <SSo^ «hS«<d eioveo 

S'lDi^oo 51 SPSS'"? •^tr»^t* *'^S':t9 t^aaeiei Tseicgo ^f^'^fo ^•^oooo Vooc^o ^Q^tco 

isi: §§9S s^s^ss nSii s;;g3 ssi§ iiis s::!^^ i^sssi iiiS 



•HCOM 






gsss §SSS S^SSS ggSS gSi 

eot^e^ie ^oot^'^ •^t^ooto coe4>o95 meoi 



8 ■9*9 '^99Q Qoouao oiooo OO^O 

«o5 r«<oS5S S^oS ^uScoi-* cSmqco 

(■^oe^ t^o^S i-H»^wo '-•■*^« loeo^ol 

[lis im sisi §f 51 ss'ss 



SicS SS3S &SSS SSSS JiiS 

cooQt^ci <oooooo t^r-^Hco e4ao«or« ^ooSt^ 



i^CO 



CO 



»-•« 



ie4 ■« 



g ^ -H« 



Ig^S SSSf S^SS iS|S 8igs 

»ao^9 '^ditodk cor^h-Ok Oi«oeo r<-e4oeo 



toooto -«SS9 iS9<=>9 !?' 
t^mo*^ <-«aoaie qoa>«^w t^i 
«dom5co t^c4or« o<«i^«> lOi 






'S2 2S42S S?3:2S S2J2SS 2S23! S^SS SSSSS 

:8^ ssss gi:;ss isss ssss ^s§§ iss^ 



i«H(<. OAO'<^ o««40 t^«e^iO «Doa»c 
V^f*^^ 90aSv4t^ ooocook t-Tr^aTflo r-Tr^eoco coeboto t^Toeow '♦►^^e^tsT eoeot^t>^ i>r»-re*eo 






I3S 



li^ ii 



>OOkQ OOOMO QOOkO 9*<3QS 

••-■Seo SSS^ Sr^eim ■St.Soo 
)e4ioa» ocDveo «co«ho u><^oot^ 



S§§§ §§! 



aoooa 



*t'* eOt-OCO 00tOQ0< 
)iOO OOCOt^CO COiCiOC 






Q^t>i tpeor^^ Q(r9t^ •9»^«!9fc 

§8S ^S:$S3 gss? gsiis 



•-« IPKfHC*'^ •^ •^ ^H 1.^ v4 •>« •>« <-^ 



<Mt-Ni-».^ tD*^^4^4 e4i-< "^ 



Ml 



SxSs ^?s9 ^8^^ SSSS ^SSS ^^-^^ ^8^^ vp 

^00»vo o^MM K>e«o^ eoao«^t>- eQ3>-4ao oo4<'« 2coabd> o 






lisi 



omr-A ^^!9rS ror*-r«t^ Qcogo^ Str9t^ l^ofti 

s;3S§ 3§§S i^:;:^ SqiSi isS93 $S! 



eogjMi 






SSIs gs§§ 



k«-i«M ior*a»*o ooc^Moo oior-Ma «e<Dc«c« r^ooooio >^aoe4o exe^^io es^^iote «o vhc^ 




J4 e 




s 



Sooo nS:StS eSnSJ S^ 



1 S **'i 



9 



III §: 



14, 






lip 



la 



S :^ : : : ; 

ills «l|| 



34 




ssss aiass figsg ssgs s 

9r»aoco *MvKoD«e looioct 9Moe»co t^ 



SS8S S8SS S39S SSi^ 
co-«i' c>«96o« o<9>»<-«D '«<«yF-«D 



•^ oo *^«^eoM «^«^ *>4 



CO MO ^ 



i§ l§gS §g§§ 



§i §§§i i§ii 



CO«H 



e«m'«> i-i^ 






h^SHfi 



§§§§ mu g§ig §§i$ §g3§ iisi §§§g 

s:S3| S||| SS'SS SSSg SSgg SSSg |898 



J1>; 




SSlg S3SS Si§S SSSc9 

^e4Mm b-r«obSK (oSc49 OBeQ<«i^ 

ifM iiii SSii 



§1 



iiii asis 



6 •*«»^««i 



S§=; 9§is sisi 3gi§ 



«o^r*e« «^>^e«o M9e«c«e« 



s ^ 

Ills 

£•5:3 a 
^ 1 



liSi 3il§ g§§i %mi S§§§ sl§§ isli 

is'ii s§§§ isii iggg 5i§# 3§i§ nim 



^1-1 M e* c«e« f^e« c« 



•^o eo 06«-« 



'S 



•^* •• •^ 



s-^a 



o 

W 

< 

O 

Oh 
P 

O 

H 
O 

PQ 



-I • 

> 0.fl 



i§S3 3§3S gSgg 

)O00t« t«(O00«M Mt^tOA 

>Sror^ QOQ«-«M aft?S*NK 

^ro-^io ^^^fio r^ioeioo 



!i§ §SSS ^i^S 3SSS 

t^iO M^iOM «<4d5*-i«H nODOOO 

*'^* SS*^** SS82^ SSSSS 

ISe« oeoMaa 9»^mS n9SS 



o c« lo 



ee^co e« 



•3a 

^3 



^' 



:SS^S ggli §9^2 SSS§ igS^S SSSi i§§8 

*Noao^ {^0^55 <#r»<«"«< ot^a»9 a5ei««i« ^eov^co o^o*-^ 

s§3i:§ SS5S gssa ss§8 sssd 5>*sg s^ssa 

ci^Moo t^cIoK^ ci<D«-<io ««-hWqo o>^iq*o «M<^ioo eo^^e* 



OB (^ CO 



J 



9 « A 

E"aSa 



ISSg 






is: 



is: 

ICO< 



!Si §§§§ §§gg 



i-4aoo» r-SQco <P>dMao 000^^ lo^roa 9*o*^Sl 9r^9* 

Sc^r^oo «poo9^ ciodSaS Sow«h^ ^Q9»<- <99^ae 9b:i>>< 
'^rot« 55o«^>o vxcoiovS e!(r«ooo Soooft lOvScoc) «h«io< 



t>ii-4C9<D a»'<«*00O ««i^MM ^M^aO 9«^«d«< 



eoto*oa» a»ao^^ 



H-3 









§^SS «sS8 5§§^ sSfifi 
^So •-•'jPh-M Seonel mSoo 

S3SS9 ^§SS sfSi &SSSS 



•- ^^ c* 



•^ e>« «M ^H 



II 



tOiCu; 00M30 U9»QOQ QiO< 
)^e^aQ Stx'^A aeot^S 9t^( 
)0«dSS lAeotfs o*-ie49 r«e<)i 



lOi 

• *<-( 

lOO( 






WS9S53 t^iOeoc* QQCOv^Q i^fc^CS aor-i 

SnSo cQus^co 9«0'«(;v c«c«a3Q eSc^i 
oooo e«e«30>to ^9>^o ^*^5e r»«i<»4 



;§§ §S§i 



«Di-Hcoio ooeotooo MOft^^o eoe4co<& r«-«4*^« C4^«t^ r»r«com 



H 
Z 

o 
o 




I 



1^ 



ll 11 11 



.^1 

115 fill sjJa 




OOODdQOD QOdO 



^H t5^:>> ^^^^ 



35 



SSI3 

* * » * 

§§13 

* » ■» • 



8 



iisi 



s 






ok^e^M 



s 

3 



§ii§ 

1621 



3 



g|§§ 

gss§ 



•Ofi^W^ 



OO 

«D 



S 






3 



SSSm 

» tt * * 

isSS 

* « * » 



iiii 

§e§§ 



e« vK^^r^ 



8 






r<-«r*io 



^ 



i 



36 



o 

< 
o 

Ph 

P 

Q 

o 

H 
O 

H 



^ 









^ 
•o 






o 
O 

CO 



If I 






-2§ 

•; *i "* ^ 









8.S . 



Illl 



00 



& 




iflll 






3Se<»o» nSt>-S Sv^oS S9^*«M ^88S 

S*^!B*9 ^(POkOO IQ«DC4«0 9*0^^^ t^^OPC* 

S^t^qo oeO'V'" ci^oor* oer^a t»a»SS« 

5cie>*9 ««-<i$ao r*-ebo»o »<.aD«e<i ^aSco?* 






^^{3 3SSS SSSSSg S33S;9 

9M«pto c«ecor» eoioo«^ QQxd*^^ qoa»^e« 

ssss ssi;9 ^isss i^ss i,3^S 

gSaS5 SSS"^ Ss'SS ^'aiSS S55?2g 



^Sag 3SSr:8 CS8S ::3ssa ssss 

teSSS oSSS coO^S ro«->«^aD St«SiA 
eoMat^o S<oio<-4 c«9eom<D t«e«aft0 5oeoio9 



Is 

H*3 



p 
o 



SSSSS SSSS SSSS S^SaS S8S3& 

§Sp. ISIS SSil iiii Spi 

tit^ojo ^^ «o e*t-t^«-r ^-TrCVe* ooiO"<rV 



•eioeacs <eco^<D '-•<d«P!Q goAotoo ^lonto 

aft«4^9e4 ot^t^-N co^SeS edei^*^ Okeloo9 

gr-g"* «Mw-* SS^^ S**o8 '^S'^S 

S^^^9^i oeoeoo oe<«S>^ eiOftS^ SScoS 

•^i^oraf OMC<f^ ioioiocf eoVoio «oc«ofA 



iSfeeSS ^SSSS S^*^S ''^SISS ^^coeo 
t^SixS ^3<-iS v^SSio ooSSSo e3^m25 
eoio V»^ e<'^»^eo «o^ioV r^^toco "^tivSoS 



iOS5>Q tQiOO>Q QOQO OQCi 
><-i03 OOt^Sg isms'-! Q09S< 
leoM^ ^0«^<e r^teO'^ ^t5e0( 



00 00 r^ c< ,, . . 
"" -^oo«-^ 00 *H 



S-^oo 

3:328 






SQQto eaOke^ ^mto<^ 
■Sao9 F>se>ld oowSt^o 
•^ec-^O MSOt^S e9c|iOi-i 



a»eii-«eo ^<4«^e<« e^^okio <D«^cx>gD 






)«0 40*0 



SOmSm 



'^S<* 5l'»-ie«joo e^Qts 



SSS9 

^ Q 25 "W "^S 89 

&l3 RSii 



lip. §§§§ iiii if i§ ii§§ 

^Q*3^ ^^-SSJ^ ^mm"* v^eot^S •©Jt**!'* 

sSSs isii ^.^.1^. *.^.*.s lass; 

•orCoTo oTecci" V nsWcf m Vote fOcfctS^ 



o 

a 

o 

§*© a 
B-C O 
R «^ **' 
V t. e 



O 



3 • 5 o 

^ S ^ P 



ilil l||| IIII 

:)UOO UPQQ QQQH 



3. 



ii 



37 

eSt:S S3::SS 3SSS KSSS S8SS SSoSS SaSS: SSSS 8S!;S ssss 

§§sg 8i§g siS| iiii stn uu mn spg iisg §§§i 

eococoM to MS 00^ toio^NMS ceo'oco eo^ei^ ^lowseo VooeooT t^V«^ ciTr^Tcoco V *n^ 



tS::S9 SSSS S89)S8 SSSSS ZSSaSS ^SS^ S^$8S SS^*:: ^SSIS S2g99 

53^& Si^S^ ^^SS 5ii» ^S§9 S^gs §sss sissj §^!^" SS»^ 

mKo ocewbaa r>><Dd»« iiSc4iSc4 e4<po»i» aii-«c5r» '^<-«t«a o^cc-to «^eo*o <e5oo 

55S8S tsVss S5S*s g58Sc3 sas* assfs ?f!?2s sa*^'s SSSSV S'^'^S 

CO 



aCSS SSS5 SSSS SSSS ^SSSSS 3SSSSS SS8SS S:3S^ SISSiS SSSiS 

SS^S Ss^^ §^§i^ I^^^ ^§§S ^§i§ ^S§i S^SS SSgS SSSoS 

mS«»4S 0i6eor<- aD^Se^ d«)»^e>« comSwa c>9c«io^ ctMiS^ p9<-4coS or«ao«> ■4iiot»a» 

•©••^c* (oiooa^ ■OiO«4io «o*o«0 V eoVcf^ lor^tDeo wsaTcocr ^•©•^V cot^coco •© »^i^ 



S8S& SsSSSS ISSSS 3S83 S3SgS8 SSSSCS S893 SSSSS ttSSS SSSS 

**8SS SSS^ ^^3e3 {^^S£3 3SSSS S^S*^ SSSS SiSioS SSS3 S'^'SS 

okf^SS Se>«SS c<9^S<-i ot>«e>«o 2tS9*^ SoSS 99S9 a»Se>«S oS<$*^ SSoS 

■o«o«oV ■09'M»tJ' cfaTeoor ^aot^ lot^'^n oomoo »o«e«o(>r moociao waevioe oT efeo 



SKSs 8S8S sis^es sass arsfss S3;):s seas ssss s£:a;s: ssss 
i§3g 2321 «§2S SsiS §sii BMii liSi ?SSi iiJS S|gi 

mmVo? MOkest^ oToorCao g«fi«^^ «ioo»« 



t«.*aM«^ QococD e4t^toi« *^iA(o*<4 ooMfor^ 



sssi ssix §s§i ssiq iM» PA^. I^M s.MS P.P. i^s.l 

M0OMM c«M300«o Vcoeoco '♦•o ■<*'■* ofVeocf eo«>^cf oo«-*»-7 g^efV eotOM«H V^ cfw 



§SS§ S^S^ S^SSS §9i8 SSSSS !SS8S ^SS8 S§83 SsSSS SSSS 

«^Ka •^4<do e<»<e(^>-i «^S«S ^t^oo ^us^mS t^c»t»«-4 Seor»eo ^o»w«> So«oo 

S^aftroT T^tCuSiQ r^9D»w^ ■Qntor^ tNrc>40<^ o*»oo» oi^toeis ^aSuSt^ tr«^SS^9B esesr-^e^ 

s^Si 8588 isSss Siig ssii ggis isssi iSsa Ssgi ssss 

v^Mooo wH«o*-^ti eoooceoo 5«^o»Q'^ ^»ooo«o tsTV*^-^ QO-^5^ trfJ^co ouscTc^ oo^ioo 



i3§§ §§ii =§ii gsii iii§ §§§s aiii iiis ii§§ §g§g 

ggIS ISiS SWi Siii UU ISW gSS's" §g§a" ISW S'sSi 



•^ MS 



ggSg if'SS SSSS SSSS ^S^S SSgS 3SS:2 gSS2 SggS SgSS 

K«>t«ci OMa5<3i 9oob9 loe^usc) lo^oteo r».^ot^ ^Sd»kO or^r«e>« ooMor^ toaooBao 

t<r«^t*^ i>ri-*VV woTw^ waToot-r •evOQQ qmmkj preooo^ o«oQig ««*"»moo Pistrt; 

wsir-« ffl^^i «oo^o» S'<"*e3 *S5«3 o»A — 55 f^rj-*© ^-t*a3 saS:t«» »iSg«^SP 

•Mio^v w5>^o»'4< '^h-^r- ao^^'<«* <«>r«ra« eiaowaao cotocoa oor««cl «9ioeotO •0'»«^r« 



MM^Ok e9»M<o e»aocooo e«o^'« •4toa»« oo<«e>ii-i «M«-ic4ao cor«^t» o«0com ao*-i< 



•I: 



IJ 




figi 112! nii tit. 

!se£ eooo atann edaga4 



Hi 



9 



S 



^1 C3 



I; 



till IIII Jill IIII IIII IsU 



38 



Jl. 
I fill 



SISS5S SSS8 SS8SS :SSSS!3 S8£:2g 9SS;? SSS8 

^SS*^ ^'^eSS ^^SS O^^^O ISS^S eSSSS Ot^a*^ 

ooSSS ^Slr^Oft mSSSi e«ora^ nSfi^^ t3»«9>^ SS^ct 

'^$lf^9 at^dtt tor^O'^ u»is.a^ oe«>-4«^ coeoetro qoooqoq 

ceelKak etoMco e4«o>or« r.^^^ eee<Dio to^tDto 9^oioo 

Sggg gSS^S 9Z^n SggS S{323 ;:;ssg s§?sr 

e«rwo«D t>>i-«i-ia5 tooep'^ tDoaoco eiio^o o^eo^K t«3o(^<«i 

^CDMQQ fi9«»S«-*" NoTioee e««^Mi^ aktootao oT^oo*^ 9oSeoc* 

•» 

•00904 <e>^aQc« '^•OQas q«p«^ob Q'9<-49 «Ht«oao iA«He»«p 

uSocQO i<ae«e4oo oaoOkS 9a»oio eeS^o cooSm mooi^^ 

aSii 1535 2s8s SlSa aiSg iSII Sii§ 

V^i-«cf«e VcfiQie e«««o»^«r ctete^co «o»^oeo ^hncoV «oeoefc» 

sssss ssss^ stsss sssss sssrz^ s^ss ss^s; 

iS§i iii^. SJ.^J. ^.^_al iiiS S«Ss iiSi 

t^^mo oO'^ooo •*'o»^-< ^^eoVj* o»»J«o«D eo<-««De9 Oso^^ 

S9&9t? tousoQQ cs^evoe a»e«<e««' MdoQ^A ^«-4^^ o»«0«oio 

cia»«0o •-••^oo c«e«ioo ooot^t^ e«Mt«9 obioioab ^^r<.^ 

SiS^SS 91!^S9 fi^fit? t-igeoQ fsgt>«-f e^rooto •9»i^'^ 

sS^S^ ^QS^ 9(*>P*9 v^weoo r«Q«-«a ~*99P« eQao*Mio 

«DOkoOco m^eio Or«F«c» 9<>d»»^ eoookoo Mva5r« 9r«t^»«i 

V^t^Ok 9io6t^^ aTeTeoci ooiCooinT p'^teort «D«9o<aft oe^eTao 

•» 

SS§^ g^S^ S^^s sss§ gs^s i^ss e^ss; 

oo9»e4<«* ^^^at th-^eo*^ eor>^ek wooom ocoraeo r«9«o» 

a'^efeoei eoeaeo^ weo*-TM3 eoi-«c« V Ma«-«i^co -<«oeoeo -^t^eoc* 

3§ii SSiS SSgS g^Sg SSSg SS38 ssss 

«^«raao «^At^ cQMOce «>c>93<d ^onoo coeor-M v^o^xv 

cf«D»2co »«>roM eospoef St:S99 gpeo-^-^ "^S»S^ •-^e^'V© 

r^t^^i^ cDMdQOo ^^S)^ 9^99 Af-it^i-i «Moe«Dn <««comS 

^Hooo*-« «^<-i«-iio •~i0^h> o^M^o eO'^t^to eo^Moo v^f-iaoo 

V„-«"g- S^tf^: «g«a oofCoo^ gwegcj •gwej g'S** 

•» 

^SSS i^^S ^3^S S^^i §sss 9$gS ssss 

^oeora co>^'^r» i>h^«^oo <dqo<-40 ^coco7 t^t^&Sr* odSmv^ 

|§l9 SiiS SIss SiW iSSS SsiS §§S§ 

Sii§ ^S^i SSSS SS:SS SSSS SSSS iii^ 

•eotoM o<0'^9 ^t^<-4« 09*^*^1^ oeor»eo v-i5e%o oo*5tw 

Qpceco^ t-Zc^tO'^ oTi-^'m^ etcjotD ocsaeuf tocpcTo tooTMtD 

SssSs ssii 3S3SS iBsss iiii ^isi ssss^i 

f «*""8 S«5:I3 "'gf'^a »'*'•$" g"3g2 *"9S2g' 8S*» 



003 



0> 



SI'S 



00 



g 




1— I 

O 

o 

Ph 

& 
p 



(X4 

o 

H 
O 



CO 



£ 



III 







IS 



H 
P 

8 



'M So 



I 



SbaS |1|'3 lj:i:i^ l^^-f Ills i'^1^ J 11-^ 

l£s£ llfl III! Mii ilii s$^^ iiii 



h 

I 



39 



M * • « 

ao*«eeeo 












* » • » 



3 

o 

i 



m » m m 

•0 00l>>«0 



s 






s 



isii 



t«eoe«e4 



O 






r^ »4 vH (O 

* * » • 



s 



S 



oooo 

» » * * 

si§§ 



3 



OBI 









I 

fro 



H 



s^ & 



■10 



Si 

a 

o 
Q 



OS 

o 



O 

H 
O 

h-i 

Ph 
& 
P 

X 

< 

O 

H 
O 
-si 

H 

PQ 
<5 



CO 



§^ 







.2H 






1 



^5 

^1 






OS 



a 
o • 

♦2 88 

5^ 



JB . 

PS 






3 3 

O 



H 

o 
o 



t«3t>«oo Sec 



d COCOCBCO kHCOCOOO 
<D OOOO OOa 



«*?£2S? 



eo 



28 5 



aaoo ud 







99 oa 






SS St-SoS s 



MO 



iwM«M«D 



s^ ssssss 9 



•M «^ 



eoi 



04 



o 

•—I 
ao 






CO 



•-•CO 



OftOQoQio c»o»oesi kc^>ec4 SS^5 eo^-ioo-H 
VMO-^* eot^co>o «o«d«o>o «aO'-«ao vO'^eow 



««r- 



2f:s 






OOOO 






Soeo 
eoa> 
)e<4C9ao 



tiooe^ 



as 



cQco*^ CMC* c« co>oeo>o 



«^eo«^ 



»©■* 



'M^oi-i 0^4-^*4 lA^v^N f^u)aot«. «D^ak^ 
r^o>o«o eototcoo 64«ot»c« o»a»ioM3 ^4^c4.~ 

cooeoM oo>o<(t<co ^( 



>e4 ^•oooo *^roa»^ 



St-C««*4 COtQ^CO t-iO'*« ^O'* 



« 






S5?S SSSS2 SSSS^ t;3SS3 SS^^9 
assS^ :2iSSS ^SS^es ^3SS S^SSS 

cJo^M lOowaS <»t-io«-» «0'*r^»o ■*■*»■«« 






t>> CA CD CO 
M>0 






Is. 00 b- 1-1 

CO 09^ 



oar^ooo 



gQCJt- t-»-icDoo gei-i»wao ooej'^io ^-SJ'PiQ 
5aoc4 obdcoo Sao<o oOkv^Ob eo(DC4t« 



^00 '^O 



t- o6»-ieoo 

It^OO US Ob (D 00 



)COO 0400(^0 



§555 S5S'*§ SS5:S ^555? ^g^^SS 



Comoro x^^iooo <DO'««aQ QiOa>>0 00^00*4 

coOeQ'4 MAct'vfC* >^r^Mbc4 lOoiiocD ooaiOO 

^SS§:2 ^^Ss!;; S5SS ^3S«^ S^S^g 

oS^co ot^t^o eoot^kO o»«babc4 eo^ioesi 

eo<o»c«c «D'*«o^ o^Mco ioi-r»oQ a»<-icooo 

v4 CO •— < ^H «-^ »-N c« *■ •« "^ •-MwMlO i>4IO<-«v1 



MfSgS^ ^nSo' ^o8Sr^ ooSSt>» ^<oS(0 



r«.«4r»eM qcccot-i qo»»^0 f^*o»:* t?2£^2 

oooeoco ouacoQ ^^^^ •i2S*2 ^'StZx 

t^c>4t>-«c o»^e>)oo <oraefta» u)««o^ oco^o 

SSSm e?»2M tSSS'*' S^"** Rt^cji-i 




JssS 

ncQCQO 



I 



I 



I £§.9 



oSob OQQQ 2fSSS 



41 



c« 












2S •'*S85 S552g3 '''S 



siS sis 

^ » » • » » 



00 

s 



s 

i 



SS3 

» • » 



S 



2S33S S 

A CO op vH 9 

85« '^ 



O QOQO Ot 






^OO «OA<D«0 



s 



00 



s 



e« 



9SS 

sss 



as 



c«ee 



a 



CO 



s 



S3 S$^S 

S S83S 

• » » « * 

00 •hq^co 



9 



sss 



§3^ 
. . . P. 

i^TcoV o"c» 



ss 









•OoOtO 






3SS;; SSSoS S^S^r: SgS^ S9?S SSSSS 3^^9 f:SSS Z^n^ ISSS52 

-§SS i^^SS SSS^ SS^SS gRS§ sssgs iss;: sssss sssg ^ssg 

<Dclefio e«coor> io^om t<«r»oo cov^oo eoeo0«o ao«o-^a> eoeoio^ oo<>4ioK »«• f«^ 



C9r^^r^ oriMvoe* ctmcooi cotocom c«eoe>4i-i t^uxo*^ sjco-^oo 



»«iQ«Ne4 tOf9aQ«-« cooeook M•QQQ^- ao^r^-q» coa>o»e* '^'^-^c* t»S^9 M»ao>^«P eoor^<e 

Kooo»f^ M5ooD*o «-«t<«5Sh- «-49<9ak »^r«cot^ *4aooo»<- coaboco aSieo («9oo« a»t«oei 

r»g«Q fiS^*^ M^ooo S^S^A SS^^S •^r^^o eob>e4<e SS^*^ S^S*^ '^SSS 

mS^m oooSk coa»ne» c^i-hoo SS^S t>«c>4t«>o '^'^rara o9ra9 t«a»tw3 CSmS 

2«»"!5S SSS-* SS*"'8 525* 25*3 t:**»*5?8 ^ff'^'S SS^^'S *53S;S" S5^*2"2" 



ssss^ sssss sr^SjS sss2z! sat^sss:; ssjsfe ssssss ssssis ss2a ssj;;;^^ 

0<Di09 ^eOf^vN OOl^OkCV nOMO "Vi^vhoO M^^OOOk to r« tQ M COv^OOCS tDOOwHCI 000000*^ 

SS^§ S^s;; g$2{3 gS2S ^:sss 9;g:? ^3^$ §§::§ i^^SS gggs^ 

»mao4 m5<-4«oc9 eooc9>^ o^ctco oao>oQO r«o^t>9 «0(or^w> on^o (-iroi-iek 9<-40(» 



mcoSS <SSo^ S^Sr^ S9Sco SicSSS «4DropS Soa^S t^iS<-iS coS^S 8 Mt-« 



SA9«9 •QCtOA^ loooooa Qqpe»>^ 9*99-^ •oeooa'T Q*<dQ»4 op^t-^ iOO-hu> •mooO'^ 

c^Sm ^<Di-«o M3ec«r« 9o^•oo ^^waeo r^i-H«D« otodS'^ S'<«t'^d» e<4aftaot^ M«r*m 

t^SQ^ 90*9!l* oMt^o oor«AO MO^^e^ c4'-«r»M aQ*0^-^ e»t29«o fe>-iO)^ ao-^oq 

Sm^S S<9fifi $5:SfiS9 <-4«es*^ ot-^oio eo«o>oo SSS^ eooOAM S'fSSc^ Sf^r.^ 

coobab otoMM M<oo«e e«t<»or<« '«»Sd«-4 tce«esito »abnt^ tf53«^w$ oo«oa&r« teoeo^ 

oaioiO «DO»9e nottio «5Q«P'^ ^vSt-^Ci vSttSogei oesiM^ dcieo^ aScStocf oTtCcTo 

««^«*»^ coioamS m5y>m^ ioi5»5c>9 w^M-^ ^r>-a5e*s •icoicdb ^>«),.hio eo<e<«ira •«<• cIm 



^-««Deo I2Q9S9 Miesaco Qr»QO^ -^oooor- r*^^«o lO^oftio ^f^c^g 00t>»0) 9*-*i9*^ 

^evcot^ «o9e4oi C4«5m»4 ^oe^co oa5<-«M '^JbtOeo "^ooi-h^. ao>^*oao OAeoMS ooowSt^ 

«^apeo0 o»*-i'^o» a>co«pK3 ?f99w> ^S*oq^ tor^Y^ eousoo 0*9^^ i<»co<>«e« eo<^^« 

ioao« mt^^M c<i««Sm QQoe^i •^079 9^^^^ ^!$o«o 9onao <pco>09 9Scr"* 

•~iOao«-« •oao<OQO eoMoe^o SSo-<ao a»9cba» ^o^ac e4«h*co m^oo-^ iScor^o raracoc4 

■MtDOee r-rtwoToo •^I'eoV'^ oooT*^*-! tf3«r*"o ^e^30'««r c^wr^o ocDoooT OioVo Vc^ooui" 



r^^^ev OkQjpok CQMOMa ■oatt-co ooe-^ Qoig>^>o 9«t*09 aoe^<D*o <«>c4C4ci oo<-4^Q 

m^eo-* ^eQOOao ooetaB'^ iQr^aor« ^oows -«ora^ oomc^S eoao'<«<t» ^r»iOiO «o-4|s.Sd 

"tiOQgsa £9999 ^f'SPSiO OOftio^ t^O^^ asnoo^ oawstera C4m'«e4 o>0^m» *^^'^'<f 

7*'^99 9^5^ SeM^e? t<.<«ir^M oooSvo «SqoSio •«e9-««<o «PQO<^« mamsq ^9eo>o 

?4eo«0o oo^Oeo OkOiocS «^e<«ecr« '«ro^««* C4ebo«-i t^aoc^S okSwdoo Macot^uS e<«v«oeo 

-£?'99 •co»gp«p «Qc>«-- o»«--t^«x^ iQVe>«tD p«oaQ«e o»t^«oc« •S'oV'f Q»^flo»^ floaTaQt-r 

^rt>»a»m eofoo^ ^9eo<«> i>>«d«d« 55^^c>« t«io>cSra e4eft'<«>e<4 «5«e«eb SSocom 9 e?^ 

*>4 ^H Wit W) (i^ 




IJ 



I |iii Jill rl|| iill Ijll il 

£ £000 tScasm ccaanjl 444*! ^^mJ JJ. 



V § S "S • 

til gj.s 
il 'sssi 



i 



§ 






r*-i47»3 



-12 




00 



si S§§S SSi§ i§ 



e»c<«ag«-i e9«-i-«oo ^9« 




00 co<Dvv9 ooosra 

5 «ssa sa* 



ff 



8^-. 
•o 



2 8 



I 



8 



ilS 



s 



S3S 

» «• » 



ss 



8 S 

»* 



€<*< 



^ 00 



gi §§§i 






SI 



&;SS3 SS^^S t:Sn!s; £SS:2S SSS^S 2S:S£: £3222 
ao**cv^ oo^^v cofltt^QO (D^^co c«<D>Hao ^^oktpcv co^^o 



s^ii SsBI 






!•-« oeoioaS eo^noo ^co^ 



2 C4M3 ci«-««-«eo ^e<* 



>HM>^oo •o<^<o ^tiNeo^ e«>He> 



o 

O 

1—4 

Ah 

Q 

Pm 
O 

O 






9 



SSS;:;; &SS3 :;CSSS gS9SS ?:93^ SSS5 Si«s 

i§§ Ssil S§§S i§gs s^ii iiii Sll 

*22S 8i*'S5 5:'*"a2 ••8 2*38 feS;' 






co»*r»i 



11 



g - 

•5 a 



SS2S SSSSS 9^SS SS;$9 SoS39 S3SSS SSS 

i^^i &SSS SS^^ ::^ss gsii g^SS ^^^ 

ot«>Hel 9oSo«oe9 ao^c^to ^e4eeeo leeo^S e4eo5>o w^tmtt 

$228 S?S55?S 2"S2"S gJSSg g»SS 8S5'2' gfg? 



e4d 



^28;$ S28it ssg;^ s^f:s ::3S^:o SS98 S2 
SSiS §119 §§^l ^§§§ iiSS Ills S§l 

?22"S ^*agS 85*"S S;S82 S2SS 2aSS S8§ 



3 

I 



a 



S^SS: S588 S^^CSS 28S:8 ::8SS S9SSS S9? 

SSSeS 2S2g SgSS s;gg8 SggI g§SSS 2Ss 

r^tocor* oovMoS aoott«-« t^oot^ ao>OA 0O'^«-i«5 r^-MSc 

^r<r«HV ofeoeoV o»«^«co oVeo«o tooVto r^Tot^Teo co»mm 



I X 



;SSSSS S:;C2SS SSS;? SSaS 9988 SSSS S3S2 

gg9S §SS!Sg f3St:8 g§8§ S882 S^SSg g^S 

e>iSe)eS MM-^QO o«5ot^ S-^ia-^ ^e^ci^ ^ooSoo c«5tf>w 

|89i3' SSC9?S SSSfS SSfsiS SS'S^S ^'g^'g ^^^ 



o 






J3 

^ 9 o 



o 



llll ^ 






OQ 






ll 






E 



43 



S2S3 

MOboOCO 



3 
i 



o 



8 

2C 



e« 



» « » 



^ 



04 

8 



8§§§ 



tflOMM 



s 
g 

8 



S8S8 
9S88 



s 



3288 



S8SS 

• • • » 

ODCkQto 






8 



3S8S 

33gS 



r<«eooo»« 



3 

s 

8 



S8S8 
8888 



8 



H 

M 



ti 



44 



T3 

a 
o 

J. 



O 

o 

Ah 
Q 

O 

H 
O 

H 
cc 
PQ 



^ 









I 



^ 



I . 

S as 



I 



s 



It 

els' 



l1^ 






a^ 



*«* SB 

11 

era 



§8 



'»3 



|6^ 



a 






H 

o 
o 



S233& g^S9S SSSSCSg SSS9 SSSS 

I S::S9^ 99999 'S'^SIA 

i §335 s»si ss§s 



:S! 



§S3§ iS^^ Si^S ^s«^ S^^^ 





3S 




2 


§§ 




s:; 


c* 




«» 







§ 









cieo 



s 



s 



• 



8 



» » * 

CO COM 



•eesi 



MM 



MO SS 



eo 



3 



*^i»r^«p eo«oopi^ r<»*-«Meo goo^ 

aoa»coM5 <-i-«OM» o»t^c5M oeooo 

9^000 9^"^^^ for^oBoo ^gS 

comS^ Sc«m3 ^SSS 3m8 

S'lOMM OOV M OOOOMt"^ M<D>Q 

t*«0«^ •-leo M «»>.-♦-♦ ^M 

CO -* 



Seoaoo 
^r — 



I coo 



SSmoc 



coo>e*o 



MI»iOO 

QO«DMC» 



i;:s 



^siOmiO 



s 



^ 



SI 






S2i^S eo 
(>-aoo o 

» * •■ M * 



o6 06 A 



Oft op 
eot» 



a 



a 

o 

o a 

■°2 



3' 



•2 



3 



eo«i^9 

M '•I 



CO 

3 



!2 



CO 



00 "H 
^^ 00 



SS 



-^3 





'<e M»^ • 

r« oaoo • 


§ 


S ^S : 


M oo«o • 




^st^ • 



M 



s 



s 
s 



s 



^ 



11 



sss s 

t^^rt 00 

CO •^00 M 

• • « 

^OOO 



M 

s 



SI i 



^1^ 



M 

•O 
CO 



o 



eo 



^0QCQ S»cQU OUOU OQQQ QQQtd 



45 



SSS9 SSSS S33SS 2S3S SSSS SSS 

ga»^a-H I09-H9 ^oor'^ 9'<'^P) fiS9&9 'O^co 

t«a6A o9>Hio eoa»eo>^ ooooi^ ^uS^o *h<oc5 

SSSS iSSi SS§S SsSS S'SiS 2 " ' 

ww*o»^ c<eQr»^ cocov^co ^^^<n c<ieoc«»H to 









>^c«« ooaoSS St^So 

>pa»a» <fi«o^SS foeoAvi^ 

l^^l» U»<hO«9 ^^S^ 

loubco i^t»r*o uboo^ 

issi mi s«ss 



•oco 






s 



o op 



00 






I— 



ss 



s 



9 

94 



s 

00 






ss 



gS3 

Si 



3S8e; 



00 

i i 



e^^< 



m m m m 



CO t» 

i s 
1^ s 






SS 






SS 



99 



«• 



SIS 



a 



04 



A Si 



R 



8 
SS 

CO 



SS; 



S3 

CO 



e« 






8 
S 



3 

00 






oo 



38 



§s §i 



^00 e»«H 



CO 



8 



S I 



C« M> 






a 



3 



CO 



s 



04 



g 



00 



s 



SSS8S SSg 



S9s;§ s^sss; esssss sssss :s^3:s sssss SoS^ss ss;s 

2Sii S3§3 S§§^ s^S^ §SS^ §§§i iSiS 3SS 

t«*a>t^co •oaO'4i ^t^<ot» e^'^oeo cEobiOb- aSoSo'^S k>7os»« e«<^co 

»*••"" gfgfgg aggo g3f-5-» ggSS g5*5* S58S*** *""'«*• 



93S** SS9 



SSSS ^SS;; r:SSS ^S33 S 

Sg§S l§3s g3»§ ii§§ s 



S9 

SS 



e«-*»-« 



M«^ M ^M e« M 







46 



O 
P^ 

O 

1—4 

Ah 
P 

o 

Pm 
O 

O 



-^- 



I 



5 



is 




6ll 



is 

II 



6| 



5 



;3 






<3|| 



-Is a 
a 



Eh 
Z 

8 



zssn sssss sess sssss ssss s&sss sss:: 

iii§ §§is iiSi i§i§ §§ii iiig ggii 
isss iim 1185 Sass ssw sags ssss 



00 

S- 






s 






2S 



S 



98 

00 »^ 



s 



-Hoo 

"HOO 

1& 



31 



o 






C4 



S8 



53 S 

^ iO 



S 3 
I § 



00 
9 



s 



CO 



e«oe« 



93S 



" '!So 



5Sf^ 



3 



•> » Ik » 



099 QQ 



S: 






S 






S9 



s 






9 



cieo 

MC9 

•oo 



$J5 

39 



eo>o<D 



0»9 






235 

C^OO 



CI 



00 •M 



Soec«'« SdSoo So^cb eSSe^o aoSS SISr*9 i»mSS 

^e«r>iO ^t^coqe o»aoe«*Q ^^c««« •^racoat OM»t>«t^ <«;f^o«^ 

fmcoa f-«»-te>«2 S3^•opg :sffi9£* Sa^SJ f«^r;S ^««w 

oo^eo ooc4*-«c5 ec^c>40 «DOOf^ c69eoei t^^eoci t^Oit^'^ 

aftDcoak «D<«<^t^u3 t«r'eoe>«c«i t^coeo ^^Tcooo t^eomio oeoo»4D 

CO •>■ 9 CO 



e>« 



s 



>H'tD 



s 

5SI 

CO 



t? 53»2"g 



CbOt 



§ 



isr 



>^tz 



CO 



3 



3S 

c«e>9 

8S 

esTo 

CO 



CO 



coc«>ot^ ^ 






3 



•ss^ 



eo ^ 






OiO 



s>* 



R5 



00 00 



00 

c« 

g2 



C^l 



CO ooot s> 
OOi>t>Ot» 

* » * » 

h»t^aoo 



•ae-S" 









S3 



eo 

IS 



C4 



CO 



s 



bdS &'il'§ ^4^£ ^^^S 

Sr§l illl ^313 1512 
ScuOi cu£(i4n SOSODGO (SbQCaOQ 



ca _ _ 




•oo 

00 CO 
CO 



CO 



K5 

CI 'Si 
C4U» 






S^ 



CO 



SC4>OCt 
ObkOiO 



MS 22 



•OOMCD 



"H« 



ss 



CO 00 
C9 



C9 






e« 



co9 

coo 

CO 



3 



•O M 

5 S 



S s e fl 8^ 



i 



t-o 

o-« 

33 



00 CO 



CO 



c« 



s 






I 

«s 3 3 « 



47 






§ 



3 






s 

I 



i 

§ 
8 



• • • 
04 CO CO 



ss 

s 



s 



asss 

9S§SS 



s 



ss 
Ss 



9 



3 






ss 



3 



n 
8 



S 
8 



a 

g 



CO 



0« 






H 



ll 



48 



1-^ 



O 
Q 



^ 






?5> 



2 















toOMa 









S22I5 









SO »rs 

t— -«t< O I 






oot»- c- 



.4 



S 



I 



^Sg;3 3^SS tS^iSSS 



SggSS® 



e»i 



mSao*i^ S 






C«U3<~><0 









■4<aoao9> 



O ^ ( 
oc«c ( 



OC3 0S < 
O0<C t— < 
CI ^o< 



C«'<l«iO'<«< to^^tO 







CO 0> tt CO 









n-iOft 
IMS'* 



COO^A 
t^ oo •-» ^^ 



S' 



«oeoo«<r 

49 CO OO 0> 



■*e«*gc« 



006 CS « 

•-< OO cs t 






5SS5S *S2§3 



cooaot^ 
COtQt^iO 



o«>-r^ c; 






'CO »H S 



esiaoc4ao 



t^ooco-* 

eot»^«e 

•-•cfor^oo 



0> O 00 CP 

eoi>»i-io» 






tt 



i>«C4M «-4e4 t-^ co^4>-ie4 .4^4,.^ 



lOO 
W ^ CO CO 

0> Ot CO 

cJco CO 



COO'S" « 

■«*• cooo - 






U9C0QOO 



OftOOl 



IS 






■«C0<O<M 

0> 9 Oft 9 

CiUSCOiO 

o-*a5-« 



Q0«O M« 

a» US C0 1 
t- OB <*> a 



ooOdesi «o>o«^Oft c09»o»»c ixaakOo 

•^ CO ^^ •^ «-4 V^ Vi^ v« 



0>-4U9to 



t^ CD caul 



OO'^CO'* OCOI^O 



ejt-eflc< t-ico •-< 



«0 .^ ^ _M 

'-'cocoflO 

r« aoior>» 
oo«^ O 

eo*<-r»Hco 



COMM«* 

ooo»^ 

OA Cb 00 o> 

eoo»c<<-i 



Oft ^<• A Oft 

■ooooOco 

totoOft^ 



e<a ««• Oft r> 

ao-H«o«- 
o»>o CO c^ 
»o^osc«t 



•-«^^e«« e^'*^^eo i-^^^i-^ — 



CO 00 coo 
t« loeo to 

cDcsc4e4 

^cooftoo 
CO •-• eoio 



3 el • 

® s 3 

SO* 

02 



eoco'^-^ 



Set Oft >Q 
Oft d CO 

e^oi- r- 



«««o»ot^ 

Oft k0>40 

•»r co>««<o 

COC4 ^co 



>oe>«aoao 
cot^^co 

iCOQMo^ 

o«co»-« 

00 CO 94 C4 



eOK'ocpto 
r»»^oo-* 



esicpoo 



«oo'^«e 
eoc4f-«a 

OS osH 



CO lOOOCOiO 



eoc4C0 cor*.»-ico cie^coes 



o»aO'-'c«« 

CSI'^Oft'* 

^ 0»in^ 
•-4 >Q 'T ^ 

«ocoo>o 



t^ CD 00 QO 



•^o — «o 



CO r*^ CO 

»o CO A r- 

floooooc^ 

I— «©«o 



8SgS 



CI 



>oe< 
eoK 
— soVrNT 



qDCO«OC4 

f •-« CO CO 



001 






t-«oe«^ 

OCOt-— < 
cot- ^ ^ 



f-'^coea •O'^cD^ 



in 
h 

O 
O 



S 
_ Ob 



o 



ii- 






ml 

oooo 




9 



s.s 



49 



sssss gfess 99SS SSS& sssss ssas sass :5S8« bsss as&t: 
§§§g §!§§ §gig isg§ iSgs Slis iSii g§iS SSsi iiiS 
G^sa as "a saas 3a"s-" aaas ssas s-»'g'2 sssa »""-■» s'»'»a* 






s^sgs^ ssss sas8 sssas asss ssss ssss S8ss sssss 8?:s 

SSSe4 SooStS SSSS^ SSSS^ Z^SoSS SSSSS SS^r SXSS. SBS'^ss <s^fi^ 

sss s$sso 5sss «5sJs sss» ^$s3 slsssg s5sa SiffS Sgsii 

"©"w*^" «>Ve4«o jDjowoo mmoao <4rtC««q* •o-h'ww VcoV» 



»^rft>r« w 



•oo 



• eo-*^ 



frsosa S8se ^sse ssss g;$S5? ^sssi;: ssjss sggss ssssg ssssss 

§SAS SSSS feCS?!2 SSSSS:^ fcr^^SW caeot-o esao»^o ior<-iOao oe<ia»^ i>«^^a 

,g8s SiSS sj:?;^^ gSis^ gSss s^ss iiss sSiS ISsa siSs 

s?ia8 sssa ggsa as3t:s gss£52 sss;; gsgj? ^4^ s^'ssi «2«s 



SS8S;8 CSSS S8f5S JS8S35 SSSS SSS2 J^S$S SSiS 55SSSS 52CS 




tf« 



e« 



8SS8 58SS SS0S55 f:S5S SJSgSo SSSn 5g8S SgS8 SSSS SISJSS 



OOfOI^ ^SCOiQ Ot«Q«^ *HeOMI» 

«6Kie o»or«iO ^roS*^ e«>He»*4 



^j!!ss tstss stzss S8§a iiSi sgas §sig Sis§ i§ls §S 



aoe«Q<^ e«»e<4roe« lao^^^a* 



>9<o^ ^«ocor« 



*-<^^ CIm (St 



3JM»^^N r«aoaor« <D<^^' 



MM 



8S82 SSSS 5:gSS SSSS S5S^ J22gS 8gS^ SS25 55^3 S^SIffS 

Pg§S ^fiS SS«§ S32SS SSS:;2 C:SS;; ^S^S :E9SS t;r:8:: SS»£: 
f^8«-l *^'*««1 <^.»»^S ^.-i««> -*«©« wSSS mS^s ?S{::S foS^SS S9iS 



S&SSS 2g3Sg SaS55 S2gS; 2gSS SggSSS SS$g S3SS S8SS3 Sggg 

2gS2 issi ills siis sisi i5§i Sill seis i^gg ssgg 



M^e»w '•• '^ i-< ■«•« »©'«*^eo MeoM<^ -^iCiOM 



oxDMro r^^M-^M M«DMM ^^ ^^ eo i-hV 



E:S5S SSS88 SSoSS SSSS =:Sf2S S5r=s$ ssgs gSgS5 ggg- ^gjgg 

SSfSS SoSSg S^iS ^^iS ^^P;m iii^ Q^^SpSS $SS!3 2SS3 SSS9 

Oir-ofS M^^Mo6 r-._^r-oe««5 i>^cl?5d5 «Me^M«vi o5SSi8 SSsI^ S8SS9 ^SSS SsS5 

M»OoVi«r ofooeooD o'<»a»"to Vi^'Vm' oo'^'o6*ift rNTcoioco 2;*e«''"<»« Vm'ioio r*" eieo ®i-r«»oo 




ja 



§> 



iJll illl ill| jjii li§ 



u.boo nHBR Ann 



(^ a 



a 



« 



•sl^l 'S^S§ i§ll ^•§t§ 

:^23i jlls £||| ||J<S 



•3& 



«d 



50 



3 



Sr«»«S ?co>oa ^roSS S!^$>h SSSS ^So3 kSSS 

S^^et *egoao«^ '^o^itffi 9C9C9S $&>o«m eoeo'^^f <»*oe9^ 

?;s$3 sssis ssss §gg§ Sss^s ^sS^sS iSS::: 

M'as ^s-^'g; s«2^' gf-^'^fa •sss s:s22 sas::: 






92SSS §SSS^ S{2SS $SgSS SStSS SfS^S 8SSS 

::^SSE ^iSS SSSS »iSS ^SS^s ss^S^ SSSg 

coer^O eo'^vcl leSSo «-«ri5ao<~i r-elooo ^eoco^ ^-^<■aooa 

a*«o»<ro ^oei"oo ■^'•^•o'lo t^cfioco esTVeooJ" ««r»o«o V 



icotoie 



3 



T3 

a 

a 
o 

C/3 



M 






^1' 



■SC99$* <^e<«aQ*^ Ot«S'^ ^^^lO •Qo^epe* (Pctea Maoe-^ 

oS'V^M eocoeooo ^xooe^ o^>3m Oo^otD tSi-^eQio <o8oS(«-4 

iiis pi.s isi§ iigi sigs iis§ sssi 

SM^sD oa^ooQ ^-^mo coootD OkGOoTV «oei"i-«'io iei-4are4 



>9Q!9 <ei»iQtD C40or«ie !P*9Q>h <MtDo»<-4 ec««D^ o»tei99 

>m9S Mt-cSeo ooi»'<4«m o09«^ e>tdaoc» t^oooeo ^2555 

>9S<S ooSSS aS-HiS SeoSrS S^QS S^SS SmwS 

loeeoo o»ii5'«a5 90»^^ lO^eoto r«e«Sao vr«oo o»^tor« 



-*•-•«« 



04 »« 



•-IIO W ■♦•^ 



*o*H»e e4<M»4.H coc<«i-<«>4 






8 

a» 



8 
I 

QQ 



tooit^eo <Dr«t^o t^^Q<« e4*OQ<o otoeoo «o««ro 9C»e<9e>« 

•-4^'«ci5 ^)00r« •^•4<aoab lotoeot^ oo^el^ «»aoZiO Sto-Hi>. 

gx)*9Q9 Qr^e^^ QS^^n ro<D^>Q S'^^'^ c«aoAi^ a»OkeQ«D 

r«2S«| opao>oc« d»mi»ao t*'^9>Q »r«<»oi •-•>-«9Cr •o«^Qap 

K>^«f^ raC4M6c« '<4<a<-40 r«M3«»<o oe>«'«e>i t^ooSoo '«<-<co9 

ofioci'o »oeoei"»e •oVso't^ ««moo Vtfooo eooo«««o ©•^oToo 






o 






Jl. 

n*3 



c^9^Q ^t^oQ >QC4>^«P »aOMO» 00)0^ fiQ*:<0*o •Q*o<p^ 
^9»io9 r«a»r«ao ^cir^ao or»t<-ei Sot^^o* N^or^ e4r«oo» 



338§3 



>a>So 



^9» 



§r^5k<o ^S9i 



)M-4 e^r^Okto CO 









CO 



.M ^lA 



et 



^<-< *Q>-4<0 C4<-<«M^s ^e4*i^*^ 



Mcocp^ c^ao^t^ t^cDObQ C9«eMQ atom's CS^^S^S S9*e>^0» 
OoS*Oo ^C4<-4t« o^tSaoS «0t>.e4C4 ootocov oecO'^ oooocaci 



3s; 



Ml^ 



a- 



1^ *>4 ' 



US 






)a( 






t«e4 «^a>e>io '^ce*^^ r^eetoco 






s 



51l 

OQ 



ior«*oe4 •Mooeo'^ Mroa*^ S^^*^ r^c<ir>o ooopio^ Q'^^t^ 

obqomSco r«c4t>-r» a»^eoo 5oioto«D t««Dor« oo'«4«o» OK3e»co 

Se&m 'i^toStS S99<-4 ■^S?¥$ SSS^S lAMSeccD S^Seq 

Borneo r«06t^'« »<¥^o ofooma r«'«aD*o coa»<-^c« oOiOeovS 

<p^ado CO 00 "-To poeo^oT o»i^u>iO nooioq a»ao^<4^ to t^ to to 



00 



H 

o 
o 




§ 



§ 
s 






Jill a5.^:s f^ 



51 



a 

a 
o 

O 






o 



a <> S M 






a 






•oh 



as 



i 



s 



^3 

1-8 

CQJ3 



P 



CO 



9S s 

«OlA Oft 

moo r^ 



g?J2 






s 

CI 

s 



i 









S :S2 ;:5I :s RS 



94 






?S5 



"8 



Aioco^ ciroi-ic* ^cieoap 

^oSc40 oooooteo ^'<i«o<9 

coocoao .^<»*^,.N F<4^4eooo 

owoio a»c4 m e>«tDW>t>> 



i«DO»C4 



s 



•* to 

oTto «o 



3= 

2? 



e>« 



CO 



o«toeo 

oScSq 
oSooSS 

oooQe<* 



S3 « 

CO 



ce^ oc«^ 



CO 



s 



s 



•leo 



u» ^< 



s 



eo 



S^. 



§1 






s 



3 



CO 



i 



eo 






00 






QbtOeoi 



t^ OB eo <o »* 00 «o 
CO •oooioeo eot<-t<» 



8 ^SSSS SS9^ SoS^^ 

[StS SSSr?:? K^^fc: <2«9»'^ ai-^a*^ 

ISSt^i Sf3^q: glSS^S 25^s; 1*^^33 



.14 ^ e^*^ 



c< 



^M ^eo 



eo 



M 



aO-HOkOQ (OCOODQ 



!::ssss g^SS 3SSS;S S^s^ 

ills iS^I Si^s ^S2^ 



CI 



jj2;:s et:s:s: ssss §8ss ssas ssse:88 

fSSSS S^SS g?§S SSC:3 S$S^ SS9S 

coaoo<e «-ioo^ cocootN. <«f*^iot^ oooe^e^ oMacoS 

2332 2S5"2 S2'2§5 «2'«2 iS*^'?? 23^*'"' 




Oil 




52 




5-5 J 




8 


SS 


:SS : 


g 


si 


gg : 


S : 


eoeo 





s 

00 






3 



■00 • 
• CO ' 


2S3 




-o ■ 


lO^ 




' ^o 


O0»- 




* GO 


'•roo 




* » > 


«■ «t 




-co ; 


C««D 





OIMQe4 

w • » 

ooctoo 



cieooo 

C4aOCI 

0*0 



ooooio On 

OOsjOO w*& 

t»(Deo ^5 

OWiO l>^ 



«e 
to 



00 



u» 



e<* 



oooaaci 

O *g to ^b 



S9 

oo 






(0«^flSco 



OM 



!li 









<Dr-«<oeo raM» 

O^io«c5 O^ 

Oe?»2§ So 

AiOi>4m6 <d* 

g'esToo^ ^ 



SScbS 









o 




f:S^ 



M 



S;9 



M3 



00 o 00 eoov 

» * » « «k » 

(^oo^ r^ o» w^ 



04 



•O 

I* 



S9S 



00M3CI 



3 

00 

«o 



CO 



aO<oe<i^ 
^aoe»o 

<o o> ^ >o CO 
roe<5i^i» «o 

«k * » » * 



oo 



s 

•o 
»o 









«Ha»oaa 

M^C4tO 

•o ^^ »^ 



gg« 



w 



!S 



O^gpkQ 
r^SoQ 

<o 



•o 



CO 



C9 



eo 
m 

eo 






So 



O 



•58 



I 



I 



aosoQM ^o»oa>-4 ociudd e^oDco^ r>toa»>o «m^9o> a^mcoi^ oot^-QiiQ 

Oc*e^r« t>>io«^e«9 At^MSoa "V^r^io C4ao»o<-i «ooo<Mao oooocqcq 9eooto 

0»iQO»(0 <4^'^<0 :4'l>;00 <0 Oa 00 1-' tO^fOOOO f^^ooust^ oao:«*t« *9co«^oo 

Sodok^ iQwv-iv-i obaooQ^ eocoeooo o<9tN.e>i o^^i^o eo«^Qe>< vS[r*«4* 

0»c9ab u»aoio<o ^«-coc4 e4<-ia<-i toic^^ra i^obc^eo ^aoOe« oo»^ab 



e<oj ^- — <!-• 



eo— «eM»4 



00 04 



a» ^M 



MCtM 



f^qoi»o» oQi^*-ioo ocoaft*-^ o>o^o> cooooi cooe^i^- •^eo'^t^ tocateeii 
eooaOr-> Mtooko duSooo eo9«Doo oo-<«9F- Mdoiaftco io<-400>^ Okr-^^M 



>Qt-*H O'HtD^ oacoos ^oaoi 
iiSocp Qeoiao t«r«OQO Qt^«ei 



Qr^-oa 9t~0'>-> iQto«o lOv^o*-! 

^•-4C09 AQScO o^OMfH aOk&t^ 

--ico»-<io ■«*»55«-i»i5 eo^«Oeo c409«d 



oqp'^eo r<.h»tD«> ^oeoo» oo»Q'« •oro'^eii ^«dooq '««o*hco Qco^eo 

OAt^oS csi>-<o^ ot^ous eo^^rN> *oaot«C4 ob^o^io v-eoooeo aotooOco 

^v^koto 9^r^O o>:fO»oo ^o>h«4 Mtotoaa e«it^A^ ^9^w» o«oq^ 

coa>«»9 S(NcoS *>4«otS 9<-^^*9 3co^t:> ^ioow o«<mc| t^^9t<- 

•^^t^eo ^oof^oo ^000004 ^Mt^ce eo^eoa o^^io S-hob^ qo^S^m 

t^&^oo o»>at«r«^ oQaTo* V oTkocood ooraooto ooooTV ootoaria <oeo<o«H 

>••• ■•■• •*•• •••• **>• •*•• ••■« •••• 

>•■• «■■• ••«« «•«• •*•» ■••• •«•• «••■ 

• ••• •••• •«•• •••• •■«* ■•■• ••»» •••• 

• ••• ■■•• •••• ••«• •«•• ••>• •••• •••» 

• ■« ••" ■"■ •••. ..•• ..,, •■«• , fv • • 

• ••- '■•» "'H' -.-. '-rN* '•». •••. .S*- 

§§yi ^iH b^^l fe':?^ iK-^t :5ii g.sj-a slg| 

III! I ill |gi| |>|i li§M|H Is si iifl 

f-u50o jSKtca awM4 l4^?5 .5u:w^ »35»3s ssss sasjz; 



P 
O 

o 



53 



00 



8S 



SiQO S 



lii 









MiO 



93 

Si 

m » 






8S9SS 



321 



o 

00 



eo«^>o 



CO 



ro 



ec »— r— 

O* ^^ CO 
to (O C*3 



S3 



-MO 

«o<5 



sss^ 



w 









r«c3>-4«^ <p»>*>-««-4 ooo 
oooojpeo 9c4r«co ^•— 



•^S 2S?5S 2 



1^00 -^Oi 



«0 "M 

^ 00 

«p t^ 



00 jr 



00C0»-< 
CO Ok 00 

5532 



U3 



O 



s 



00 



1^ 



^5 



M' 



>>A 



h- '••CO 

—< «oco 



f^ f'- O r«» "M 

S94'^ to 00 



a»ci 



c« 



s ^ 

eo 




OiC9—*iQ ff'^tvcs ei^^ai—t ^C4^(Q 

Mot^o r«io«o<-^ o»«ooc« r«ov« 

eo^'f»«<r> t^QOiQ^ ot-eoM o»e>i«^o> 

e^iw^e^r^ b>i-iino» »r'»«*c« .— .-leo*^ 

Cr«COaO •-4Tf<iOCO •OOtCDCO OO'^OO 



w 



•-•ece OS 



•-co 00 



m«oa» 






S 



s:?® 



M 



•c e»iA CO 

«0--«D CO 
»-iao^ c! 



eo»-«^^ 



C4 









3 s 

o -* 
«e» 00 



s 

I 



58ff 

o>»o 

coo 



eo 



s 



g22 



S3 

S 



IS 






00 to 

oato 



ss 



M 



«o 

C4 



s 



<e<-4 tpoo 



Sg® 



c^ 



5® 



OO 






et 



eo5;«t: 

oodcD 



0»Q 

coo 

^8 



8»o 
e>i 



eo»-<ic<-< 



eooe<ito 



t^B^S 



CI WahoQ 

•ooo CIO 



SSo»« i»fr«e4^ MooSco oSSS Sdo 

iS^SS eSI3S^ eSwaSS *«SS oopc*^ ««>«02| S^E^*^ ^9t'•r^«o c»«o«-r^ 
Oi-«^35 t^MAA M^oS »*3p5^ ^^<St» eo^~t'.^* ^(woS SeoS^ e<iS»H5« 



c« 



CO 



ct e>4 



U3<M 



'* 

s 



00 

5 



8SSS;; ^S;;^ i^^^S; ^S!o^ S3S:;;;s sss& gss::: s:;;::^^ S::SS3 



§sss gigS sgsg s§§§ ssgs 



ACOOOO -«I<>QQC< WWz« — 

c>->oeoM e<i«^oo>-4 ooSdc4 
e^ctco CIMO Sc4«o 



!S?^ 



i-<ioeo 






o^Q0'<4< co«paeo 



8 to f« Cb 
Meoio 



SSS83 SS3;S 3SSS S$98 §ISSSS :$§SSr 

SSSS sSiS Ssii §iS5 ^SSS §i5g llgi SSii SEsS 

*^S^2 «22S g"«5f «S52S gf'*2' 5 Si:: 2 



ooto <o 







U3 

at 



ItS^fiiK AKxcA 




1§ :|§ 

. fi ^ <3 a »~ 






§ 






a 






9 

•* M w S oJ3,i3 



J 

a 

Q 

■a 



54 



Q 



£iQ 



i 



I 



Jl 



a 



■M 
If^ 



6^ 






Is 






•mm 









i-^SmS aftOi-4t» o^Sk tooeoco m^&S SeSSS 

***!C9oo •^^cit<» vevt^o Aoooe^ <pqows^ 

s^is sSisis S^sS ssss iiii 

SJS25 §5821 S'5S5 ass's SSSS 






S9S s 

Q«r« CO 

M) OQ «^ 



8 

s 



2J C«»-« 

o moo 
CO ^«o 






e« 



So 



s 



as 

00 r« 

00 



s 



s;$9 


sss 


•i^ 
» 






ggs 


§§l 


W4 






e«»*^ 


M 


»4 • 







:::§ 



SI 



e>9 



s ss 



3 



e>« 



8W>*<QO«M 
^ S9iS 



>r4i^ie 



gsss 



eoi^ 



M< 



ssss sssss $sss s 

£ SS2SS s§gs s§S§ s 

«5 r«M«-4'««< oBoStecsi ca-^^akoo ^^ 



2S 









eoc«o» 



coo s 
eot« O 



IH § 



'S s 



ro 






2« 






•OCO 



aoeoeo<# 


$S1 


S : 


CQCOkOOO 


§§ 


•s ; 


t^^ 


•-« 





SS9 



a»«C( 
a» < 



e<i 



sss 



<Deoo 






9 

<-<i2ixi nfSffiO ouou 



00 1^ 



S 



SSI 



00 c«»s>q5l:- 
^ eoo6»or^ 



C4 

i 




IS 






55 



SaSSS SSSK S8S8 SSSS S35S SSi>!: 33S3 S3SS SSSS S98S 

9§ii §3Si §isi §3sS s^gi giis §§i§ §§g§ §gi§ gi§i 

i«S3 SSSS SSS§ SSSS «gss §|s§ isas sgss ssss s^s^ 






00 






»^t» 






i=l 



I— 



e< 



If 






W4 v^l^ 



ao 



ss 



C4M 



O 

3 



S 



to 



Q 
•o 



00 






^2 



la 5 



00 



C«(DQa» 

coooor* 



S3 



)toe4 o 



eoMMM 



S8 



S 



c« 



CO 

• 

C4 



8 



!3S3S QTiQn S^^^ ^S£g9 

§i§§ §sii iisi is^i 

3^«v £5g»oo «<ogv 8:g3« 



9^ 









siss s 



I 



i 



s 

I* 



is 



« n » w 



S-f! S © "Ota- 

SSii li-N ^Pl ^ 

Mil i§i8 ig§| lxic| ^88 

£3oo A»na nmn^ 44JSJ J3»£ 



Mcoeo 






So 



sss ss 

Set »« 






So o 



9 



CO 



to ^ 



s 



8^ w» 






3 



eo 



S9 



04 *H 

«D 



eoo 



2S 04 



SS 

• 



s 



;59S S:338 5S3S!:; 3SS 






s 



» » » 

<0«Mao 



n 


s s 


•S8 : 


m 

04 


2.672 
32,949 


203 
2,008 



SoS d 



e4< 



M 



t- 
•^ 

^ 




SS 

o»e4 



Ott 
CO 

i 



e 



s 



§ § 






00 

1* 



to 



S3 



S 



s 

8 



-2^ 



s 



9S 

'♦CO 



JJJs s:a:8S ssaeiz: ;so 



iO A^Pk^At 



56 



•43 
o 

I 



m 
o 




CO 



I'M 



It 

(3aQ 



1^ 
6$ 









^SSS SS^S SSS$ ?5SS3 ss:^^ ;:5^:; r^xsss 

S^ggR SS5S 5f:£g gSSg gSSS SSSS t^gg^S 

^^M^ o«^oD^ o^oBcs cSkSeSc t>.»«t<.'« o«o^ c<««B>ior* 

SoSpSo t^SraS t-^oo«o« e^oQm SSS«m§ SSSoS Sf^t^S 



oco o 



S 









S3S 



to 



e>ics 

COCQ 

Si 



53 «^ 
00 i-^eo 



CO 

CO 



S3 5 

CO •- 



C4 

CO 



eo 



«o omSoD'*' CO 






t<9 



1^0 



d> w c% '■^ 



C4 
CI 



Id— « 



a: s 

r<« <o 



a» 



m 



M 



S3S 



•e 






s 



ss 



w 









8 



Vi 



«o 



cm 






t^<o 



CO«D 
C4IO 



s 






l§s 



3$ 



aOOOCO 



C9 0b 
fOCO 






s 



J2 






s 

CO 



OC 

c 



o 

OC 



§3 









2 I 



«o 



aOM3<o«o Qooor^ct ooxcn vAO^t oeaoo^ i»»«QQr« c4a>-i«o 
<-i«ooo'^ a&a>«o>o 00*4000 omt^oo r>e90<«< ^co«a r^omc* 



f21 






gee 0000»»H O^Oal^ OeOCOOD 0«->Q>0 CCflSiCtD a>AO'«> 
So SSBeo r<-wio«o oocot^ua oo:u>o c«<«it«t» oc?iS^ 
'^TO '<«*r«0«-> CQtQMic ^^oee eo>«a5r« <ot&tQio ro»M5.-< 



moo 1-4^ 



'«c4co9 •*«0"q"co eccoesii^ rw^eoco 
m — "C— r«> CO CO 



e««^ioc4 



«oc4>oeo 
ao«*4 •>■ 00 
9r«ooe>« 



CO 



o» 

00 

c« 



oM to 00 "^ o o ac 
•R c>co t*- ■ oe 

COC4 •>^ -4 



P 



OOO 

gg 

1-tO 



iQ ao CO Ok 

QQCt^CO 

« eo 









«-• ^ o 
»o 



00 t-u* 



r- — e? 

tQCOOC 



>» : • >. 

O r; «-■ J 
a. S Q% 



c o 



•J3 

^ w ® * 

« 38 5 . 

&«>>*->«' 

7i CC CC; X 



CM* 



00 — 

«oeo 
coco 

CJCO 
C4>0 

co'io" 




-a 
S 





a 
«s 

» 3 

— - SI'S 

= -;: txo. 






>- a 
2 o 

O w C Q 

c as 0.5 



CO 



oo 

OC 



CO 



c« 



oo 







o 



00 r« 



3 






1^-- 

^^a^^ 



g 

a 

.s 

♦J 



E 

o 






57 









•••» *«« 



•f» 



la 



cSS^ — 



t««o oo 



=:8S 



'5^2 1 C20SCOM 



25S* 

0» Oeoec 



23 



t^M 



OO 9 OO ^ 



S<^u3co F>«old MMkom &SaSS 

^S^'a aQei:2 J5c3W« SSSS 

■^Oi-iOO OeOOC^ ^00^C«5 S4C3C400 

o too us V«OMS«5 Ve>Jc«o> f-Tf-rVoo 



2 



tS 



9 



MODOCb 
QOOOOtt 

«oeoe49 

to OS 00 00 



CC4Q0CP r~9<&m 



00 OS — 

•oeoe>4 






iro ^4< 



C4U3 — r<i 

rxCC 00 (P 
»^OOOCO 



•-< t>. ^ M 

StOcaOO 



ecr^cot* «4t«(Dr« 



igS2 ssss sgSS 

COSOOOtj" 'oQI>.0» «0e«90»^ 



§2 

6^ 



esiusc9«o 

C4iOOO'^ 
fOWI^QO 

oo- 



S 



i«*« t— 
I ■*oo 

1100 eo — 



o >«" r- 

— — 00 



•-•CC C-l CO 



S2 



oooc* 

tn (O O 0» 
»-< w ooeo 






11 



P-S'2 

CQ 






CO — O 30 

— ooo — 

3SSS 



t*<Nr^oo 



po 00 (^ to 

CO C^CJ >o 

00 — ocs 
oo CO oo a* 



'J- eoe>«'* 



^•^•oo oor*eoeo 

— O0'*0 Q»0 — CO 

oc^eoio ooeTio^ 



»* MOO ao 

h«roac4 

ooo-^r- 
— O — t- 



"*'C'i ooo 
'^ I'* ^ to 

eocjco — 
»ococ5»o 



S: 



»-<ooc*eo —« oo -H 



coMcioo 



— -^eoc» ao640c4 

•e»c>i CO 

00 00 >o 00 



CO 0«OCv| 



'CI 

;3l 



Id 

iiO 

ICO 



^^CQC4«0 

e>j'*eo — 



«>M kA ^ 00 

^q5^co 



M — c^ 



e^if<—^ 



1-N — C4 1-I 



tN-iOOOO 
CO — 1^ M 



«0 CO iQiA 

oeoQOt>- 



cjeooo— QOO«o»<9 
•ooo»r^ oeot>-o» 



O oo t>" CO 

r-i- * to 
t^ oo — 1>- 

O 00 QC QO 



•rt ^ f1 ^N >i4 



t^eo c O 
if) «ii« ,^ _« 



OS^^COCO 
0)C4 to- 
co t^O- 

M — 00 — 



coc^tpto 



"1 — •*» 






MCO 



eo»o 
C4 to 



IS 2SJ2! 



— 00— eo«*i>»co a»oo 
-H a>4 >^ c4 e<* « i-< 



o»ooi» 



SSSS'^ 



oa 



So ^ op 
ocoS 

§■^0 to 
»lCOh- 
tocoi-« 

gjooeoco — eo e« 



Siss 



Otomto 



Meo" 



eo CO o o 



«C40C4 apcbt^e>* 



100 



C<'<it^^» 






C4QO — to 

^ eoaoto 
tO'^r^to 

Sr:2£5 



0*00 oo 
•-I eo^ ^ 

•c eoc ac 

•* M «C CS| 



"^MCsieo 



c^co'O to 

^•QOCMO 

"-•h- to — 
00I--O — 

oao ©OS 



df^d ca»o.-i^» «-ie4C4i-> 



cite 



CO 



t^oo 'a* >o 



^<<<tOiO 

tes c> a f* 

O CO CM X 

O OOd lO 

t»r^aOi-N 

eod ^ 



*-lQOtOO ^«-<IO« 
— 9F>tO 



•Q to coco 

SCO to- 
co 'rfi^Oft 



'*ooo»r^ eoc«coe4 



CS al . 



1^ o»i>- r^ 

Soo oo CO 
ooooo 



OOiOtOO 
•^o»eot>- 

e>i — to — 

r^ K? If ?i 

t-OO C'lCO 



OtCOO Cb 



iMoo-««« 



00 



c<5«» 



>o to 

3 



oi >9 00 ua 
to tot-- 
kC tooo «-• 



*<d — d to 



diOtO — 



QQOOtO 



tO(0«^ to 
00 CO CO e>iaoco«4* 



r^ooo ^>^>^to ^i^X"* •ii'-tQoo o»to>cco totor«>o 



12: 

8 



6 

o 



O CS _ e = 



2 

s 

0} 



^ — 

^ g ss P 



a 



OCQQ 



^ Jt S 5 -^ 






S B 

> >Ȥ 9 



[6-2im] 



58 



I 

'•♦3 

d 
o 

I 









a 

.£3 



:5 



la 



flS a 

S o 

ti 'ti 9 a 

""lis 



% — ; 



II 

"'eg 



00 



SSSSS ^SS!C PSSoStS SS3SS SS9S SSSS SSSS ^S^S 

gs§8 SS3§ iiiS giSS §sg§ SSi§ §igs s§s 

ss5?s; g;s*a gs;s:: 2SS2 ss§sjf sisVs fes^s s'ss^ 



8S9S; SSSS; 9SSS 2^9:: 3S;;S 8S8S SS8$S SSS 

tl^fiSSS S3*^0 «^M(9S4 o»e4«-<<9 ctieraao <D^^9 e«««eeo '«'«ao 

~«* s-.^5 si^.Sg is si sgSSs jsssi if: is 5Si 

• oTog »o^rr^cj OkVioe pTm-^io i^r^^t^J" S^giVct loeoVo lOt^rrJ 



sss?: SSS3S ssf^s Sossss ss&s nssss ssss $sg 

iBil SSsi SsSi S§S^ S§^^ 3SS3 sgss^ ss?: 

r-fr»«o» t>>»«oa» e»<eo»m ^wo^^ €««.-<»«- r^ocQ^ ^^Skoteo t^oaoo 

225SS5 •gsa 5?fs?S SSSSSSf S5^*J32 S2SS3S |SS2$" SSS 



S:SSS3 SSSSS £:SS:;: 8S?:S SSSSS ^SSS; SSSSS$ $SS 
S§§g SsSs Si^^ B^SS isSi ^S^S ^^is Si^ 

t^^^tfo «o«ootO »Mao*^<^ r>>«eoo> &ioe>*o ^N<efr«9 C4^e9 •oSSao 



CO 



S;9SSS S^^S SSS9S; ^SSS 9SSS ns$;g ss^si; ssz 

SiiS ^Sis SS§s ^IB^ Ss^^ SSi^ sssg sss 

04 00 m 9 ^oaoS t^eoooe •-ir.o*-! ««oieo a>*oe«e eo^t^r« miSS 

• egcoei" Vco»oeo io»tito^ at^t^io cooobTok cT^arak "feotocf ooooo 



SSS9 sss:: SSS9 ssssi^ sssSo ssssoS ssssss sss 

5S!£(^& lOeoMe^ ootOkOOB aoioi>» 9o^«o <D*etcm ^t?4a» ^r^>~ 

SiSnlS :S5fi9 ^C^weo 9^<«ie<i p«coo0 C49^qp det^x* mooio 

a6a5«oio a»e59ao ^Ocoeo Soeo^o ooooiSSd o»oao8S ^<E«« to ma 

jjN'^ei' MM N eoeoeoc"* wSe*^^ e<ieoe<s^ oo»o^»<» S^ ©• i-^eocM* 






* fi 3 

OQ 



H 
O 



SoS:Sf^ SS^SS ::§S1£o :3:SSS1 S?:SS SS3S:;9S S5SS35 :SSS 

^^^^ SSISSS ^S^S ^iSS tSS^S S^99S2 ssss s^g 

^t>oe«» ooaoS5r« t«ciSSo -^S^r^ t^^obo oo^^o SSSoeS ^-^^ 

*5"*00'^ ^i^^.^ icotceo eoeoe*'-^ «#«oioeo VaoeooT to^^if cftocQ 



i-««0^<-< eoMiS<-4 ixt>-Sc4 oSoioS ^c<0'^«^ oe4t«S •-^r-coS oSS 

090*2 i^lSQ*') t^r^^o t^cQroO e<iQ<-4C9 ot<»t«9 ror«es^ '^cim 

^St«<p ac^^^ e^iSaS QQO'ScS ■<r«««<Q mcSqS QmSJS t^e^'-' 

'<«i25i-Hoa «wd>394 <««oeDO ^^aoio Mi^^n <Nao9^ oo2t^ «D«ao 

«oor«oQO oTaTcoar •^oooo <oaO'^eQ oTc^efo oTtotOQ c<9O»e4Q0 *oc9<o 



3 S q I 



eS a at o 



; O 

01 O 3 (j 



5 -gj 




: « cj 6 



I il 



gets 



m 



59 



SSSSoo SSioeS eoS^SS !SSScS SSSoo e«SS9 SoSoS SSSS ^ao««>3 

§a^co h«^aesi aa«^io^ i^'<<OiA oooi^io tomr^ua f9fi&9*^- 

Soo^ c<iio^K« ^fiwob c<oi>r«r^ '^o>o<^ @9^>v eooeSto 

F^C40 cir^obeo aoeQr»o t^o»r»«-i ^r^^io a»SK^ oOmAo 






ICOl 



R 
g 



CO r^r^ e« - — 



0<0 eOlOMM ^^^C4 ^CliOiQ vHtOrai^ OkaQOOh- ^ US r« '^ 9S^Q 



CO 



QO^teo pi^-^Oic* e4e9et<» e9<PC99 •oa>oo<o <M«Dc>»eo v-^SSiOQ ^'4^9 t^ocoo» 
0«3o Koei<«i >oot^eo ooSo^ '^^t^co io<m>h^ i^oooe^ «oiqo»w <Dt>-e<5i^ 



2t"^9^ 90^^ S'<'°Q9 <^C493 «ao<«^ S6^^S SS'SlT' 
Okt-o^ r^QSQ 9^s^ e<*-«io<4« ^^l:r*Q onoo oqioo»< 
Mc4ioa» Meo^to o^ooa •o««<a5t« o^oocl -^cit^o Mtot^i 



Soot «SC*OtOD 



S 



aOK««t« «D««oeo ^lotoe^ >o*^c«o «Daft<Do» aocot^eo "tfitocot^ r««oa^ att^aok 



94 



&SSS s^^n ssss 9§g8S ssss^ ^s^^f: ss^s s^^s ^ssss 

§9595' »ot*t*^ QO^eo^S o»e4eoc4 S^S^ ?S99* P'0S"^5< ^S5t!'2 eoii-noi 
§§§ !csss sss^s SS93 iisi ssiSi Ss^§ siis s:$ss 






c» 

s 



8(0«<4< •Q93l!M es*«oo ^9'^9 opeo'^eo ^«e9»«- ^aoeot« fifiSpoo <figoc>» 
^ci ^c«M« eo«^e««— ei|«^ci ©«-h^io ii««H»o«— ^8»eo-« M«e5«-N S5e4^«— 



QO 

8 



sgs8^ss3 s;:s? s^t^ss 

'<''^9'9 99MO «H«OakQQ 

s;3ii ii^i 9$^:ss 



es ^eo MiMMco 



itoojio ^^^ro t»r«^9 oooopoa c^nQ*-* ^oc««o 

■ oO««< o>oeo«o aoaoe^o n«5«o «o»i«<9o e4«<4^t» 

iio a»«of<o^ o»tQ^«o o»t>-r<-A AOkeooo 

»■* trQt** cjoo^t^ ^S*^* Sos«w 

it» ao9a»r« 9<-4oo«-i abQ0^<-4 t«<4«*-i9k 






s 
g 



a; 



•pn9^ m«i4<09 aaQ0i-4M o»ao>Mak C9^9'*~' &(^*9*9 r»O600c< eomapc4 ^t»i^<o 

toSooeo M5«^eo r«oo^ oo'iOeQ QO«bM«^ OiopSmS eo«-«e>««o a»^Sa» ^ooo^ 

K.o>^t*> *-<^'<0Q Q'^eoot e^oQMt^ ^06«^*^ Qeocer^ ^«09r^ oioaft'^ wt^tota 

o»F«oo«^ of-ooM ^daSt» oc4r«io Foeih-to ^oSmS ooMb^^ 5«5^9 ooc^moo 



£3 



e 



^^^■Q K«e0>O<D eoCDCSlO totOMfo 



«o«o«o«p ioeo«pa» 



"♦MO*** 






s 

* 

a 



aoa<D< 
eoe<«i>;< 






flt O 00 <D 

t* 



SOkoo^P 'YSQtQ'S oettocp tocpcoi^ t^ieoM eo'^r«e« 

00^^94 tocioooo 10^4000 r«> o lO Oft <o«o«ie t^mtee 

eoteS <oS9eo eo9>ik^ $^Q» 

eoo^ eo«ioo eoM^eo t^taco9 



• 00 OS 00 






•^(POOk 

coeS^eo 
e4h»eOM 






s 

o 



eo ^^ c* •-teo c»«-ie>»eo — eo eo »^^».-i>. eo «9-^ ^^«P-^t* eoe^t-ni u5c«e4C4 



:t9Sfi ^S9*0« «»eo«5^ weogJ'C *»^««!S «"<«e2«o ejotoo ao«e<«o» iQt^e^ws 

OMifioo r«ctt«'^ ^^io«-t ««>eo«De4 atoeoo M«^^t« o»*-««^« OOoo<<« ciaoeoo 

aa»0>«o t»Si^ao oa»eo<H otooeoej 9<9<^^ '0>Q9!i'-^ t^tO'^to «^eot^t<» vpcoocD 

?fi5sr* !9»is! 3^a** '*:29S S«'^S SSSSC*© OOidSij ooeor>-o ?«"*Sa 

dSietor- t^«^a»«D M5e<t««<r> mcoSo cI^c^m ela»oc4 i^^^o «-«^«k« i^ubootD 



3 



•o a-t^N co«-i««>o ««>esi^io c4>o 



e<«C4e4c<i 



o»e«o ^f^eoeo •oeoe>«e« oc^eoeo 



e 

z 



8 



•^^^c; <OS^^ *'>^^0' QQ'^aQQ? tP'CSO'-^ eot^^iQ ^ooeoa «ous^t« ^99ao 

oooooM "tfiao^^o i^aoo>H SoeoSlo ^pobRio eO'^oSS f«f«ab«D r^i^^o ««5eo 

S'^SsS S5«*§ SSSS ^^S§ S^^^ SSBS S^S^ SS9e^ «SSe$ 

M'^ao MSt>>o<^ M<4<t«^ oaeoofto «e4t^e<4 «D<-«»«io eoao««*^ e>a^»o»o aooS»io 



e>i 



3 



>-4*-«eoeo »<«e<i-^<-i oft^oo*-! <4*o*«ei ^<4<'<f'to oe4Q0« n*-^to*Q o«oiO'^ cootr^t- 




Ob 



9 



9 9 

O 









s 



s 



1513 fSM life a nil kll 

WMocm «aoHH :-'>>•> :*^^^ ^:t^^ 



o o 



60 



'T3 

o 
O 






►-5 



S 






r 



S3 



I I 



P^-o 



«Ocf 00M5 



oocvT 



52 lorN.*^ 

to OOiOOt 



Od tP Oa 



Ob 



00 



•* 

M 



S :S5 9 



o 



CI 

CO 



coo 

OS"* 



CO 



■ ©» 



00 

o 



SMJOO 
eo^co 

<<f<(ocoao 
c3'«»h--< 



oo^««oc« 
•••coca^ 

oaOt^« 



CO 



9P 



CO CO 

CO o 

oo' 



CO 
o 
oo 



eoi>- 

eoo» 



g 



oaoo 
oio 
co-« 



C^QO 

MO 

COO) 

$2 CO 

COiC 



00-^ 

as to 

tOtC 

•oo 
cowj 



eoi>» 



oo 



c» 



C4 



M 



s 

CO 



COO» 



or« 
u»0 



3* 



eo«o 

"♦CO 

00 oo 

CO-* 

eoiO 

CO*-* 



C4 



«e 

00 

oa 

•o 



•o 



to 






ttr«> 



00^ 

oco 
^co 






s 

fO 



tf, 



0( 



C35 ttS 
CO CS 



C4Q (C uo 
»-" C> CM <0 
■*01^00 



OOOCa O 

c-i o « <o 

C lO •»•"«*« 



•* t^ ^^ t-* •-« — 



»-«oo3 

OOOaoit^ 
coM.-re'i 



cer.<-4<4« o»abu)«p <dcoco<d 
i-NkQlO«-4 *^«Dcoo Sc^co^v 

lOJM 
lOOO 

e»fc» eo •H €«» 



CO CO O) C4 

■^flor — 



04 too 



«oiss 



t^ciooco 
r^eor^co 

I eo 



eot-eoM 

•-H 00 0a 



iss:^ 



00 



r- eoooco 

St^ OOM 
»o CO — < 



i-<C<«00»O 

ciiAoaiO 
io«ocO'<r 



OOtOCMOa 
•♦•OCOCO 



11 



OO'* »o -< 
o 'Oeo »c 

00 00 CO r* 
lOOsooeo 
90 CO 00 a> 



eOM5 ■^ eo 



O iC'^ IM 

— or^-« 

!— f^ CM c<l 
O 3C 30 c^i 



r^i«oe4 

eo •-4 -^ «-i 



oo 00 CO 00 



^t^:::^ S;;^S :$SSSS 

^ocpop eoQQak«-4 c4f9ioc9 

S^SS liSSSt^t^ comiAOD 

oo^S covMcO'^ eoO)«^o 

^*2SS5 ?§5^'S gf-^'SSS 

v-icoooio 90<-«r« a(oo«-< 

t^io^oo oooor- SvMcoesi 



c<i 



o>< 

CK 
»-'C«Ot^ 



iSSio 



•oo^*^^ 
e<««^co«^ 

couseoo 



oa oa t^ CO 



'^SS*^ 



c* -^ 



cc'-'coesi 



iO -^ OatQ 
cocoes CO 



■*o«o»-« 
e« — N 



MMO 
C4«D>-4 



04 



aoaooa«-4 

<-4 ^N 04 v^ 



8/ 



r C c 

S w l_ Q 



- ^ 5 fc 

'^ *-■ »^ •- 

^— -^ fc* C3 



c 
COOO 



•a 



C . ■ V 

E s S S » o 9^ 



llil 



61 



sess 



ss 



s 












9^S 









00 



CO 



s 



s 

s 



9S$ 



* M •> » » W flk 



ssss 



oooo^o 






ss 






U9<0 






00 e4 

C4eo 

8* 



00 



0000 000 <D 



e« 



S:;SS2 






OOTMS C4 CO "tfi 

ssss sss; 



aOQ<o looeo 



00 O OODV 






So 






•o 






CO 



^N «D ^^ 



s 









S8S3S 



S 






S'^S^ 5 



«ao «ogo^-<p 
•2-5 tSgoftSS 

«^ OOOi-TiO 



o>M>r<- 00 
cji-Hao ^ 



^ 






»5eo 






is 




«C0 


S3$ 


gs ■■ 


• ■* 


^N 


o»ic 


QO^Nto 




■ U 


V4 

00 




QO e<3 QO 




•■ 


» * 


» 


•k *k ■ 




c« 


roc4 


<o 


1^ 



ooo 

toot 
«-<eo 



3 



S^ 



S9« 
00 1* 



11 



8893 SSSS S33S SSSXS S9S3 SSfSS t:SS$ SSSU SSSS SSViS 

80ie«^ 9^*eoao ^^^POkQ cootooo ao^cpha o«oe»0 i-^t^eoco otooc^o Oooosoo ooasA^i 
ls;9 isSS sSsi ssis §Sis isgsS ts^t^s;; s§§§ i^§? illS 



»*i«»»4 •ii^«H»*»-< ^^eov^*^ »*w^,»i 



coc*^ 



eoeocius .-i,Mi-i»e^ C4e<*'^ •^ 



»-im 



9S9S SSSS SS^S SSSS^ SSSS SSS9 9SS9 SF3;rS SSSSS SS$SS 



!*>55!a ^Siif^S •Cr'*i SSSBS'^ S'o»ftS »:jaoe>JCi 9rae<«^ oar-ra oora^o 

g^ss SiSoi sisss sss:; ^s§s s::^?; ssss ii;;! sssi 

SaS'S Sgf»g ^SfS"*' 25*=:" tT'^'^'S Sa^'S? gSS^'S *5S5S5 8*^*22 2*-"^-"« 






839^ SS29?5 SS2^ ^2S;t 

§§§S iiSS Si§§ SiSi 
as 325 S3 55 2 S SSSS8 2t:2's 



l§^S$ R923 gSSS 89^$ SSSS: Si^SSS 

^^oo«o» c^tQcv^ looiQotN- t«^eo«p e>itoa»e» «p— ••c^^ 

gsMp^tc e9M5(Ot^ nca«2t« l^9*'^v Oh>'<t>^ pevioa 

F>cocoi^ o^r^c) e4r«S-H ao24e«i>« t^<Doe4 e40«69 

S'gfS2" gSS3R g'a*-'^' 2"5?g5S S""2"2" S3»2"l? 





£ooo 



o 

I'd bi^g ^ '&.| §h|| 
is iS9| ^^1 |sl| 

»aq »n«^ SJi^M ^u:i<*3 












b 

lip 

C O O 4< 



e 
3.2 Is 

'^.' «*• >^ W 



r 






•€ 



62 



f1|a 

I'd »Ji 



s«s 


IS : 




ii 


§ : 


u ■ 


a^ 


«^ 


^ 



CI 









S8 



•-T CO 



CO 

Si 









<p oa »• «^ 
Qoo^«<o 

VoTVte 



3 
I 



3 



:S3S S!:: 



31 



[is 5§ 

I eo 



^ :& 

s n 






ss 



It* 



S' 



8 



S 




SSxieo Soorat* o»6 






• li coo 






M 



3 



*^*2 "^trSS'* trQa*-* ^5pt*o» 

T-no ^eoM—* teooOf^ ^e4«o^ 

^o cot»ic<-4 «o«pe<4 

i>N ^H ^^aotv-i «M ^ ^N 

oTcp VoO"*^ »oeo 

«M eo ^* ^N«o «^ 



SS8 

eoo*^ 



1-4 CO 



eo Am9< 



R 

w* 

S 



o 
eo 



s 



•2 

a 

o 
O 




«^ CO w 4^ CO 0& 00 

^^r^oo 000064 



ss 







3 


gS i 




a : 






s 


N • 


»^ 


^< . 






»ii^ 


r^ 


lO • 






eo 


"U« • 


■^ 


^ • 






9 


eo ; 




00 • 



28 trS 

•ceo 



S6 

00 









f— t 









eo 



9 



e>«ic 



s 
s 

eo 



Ok 

at 

3 



aoot>» oacookio 
00^«O«M tQt<r«^io 



0ȣ0 

oooeq 

Okl^OO 

oot-T-^ 



5S2 



e>9 



s 



25 



^C40(P 0»t>-QOQ iocs»-«r^ 

ao>ooc« <-i<D9eo >QC4W3ao 

S<9&°Q M3C90000 ^<^«(p 

OfttPO^ ObOOOOft CDi094i23 

^ooto«o •o^M'^r o-4<etc 



satas S2^a sjssss 

cDcoeooD eo^ooo oooeoco 

iQQQoogQ pe<iocQ '>o>c4do 

ioio^aS cigo^o •-•^•^m 

r*t»oeo t«ot«t» *-ioboto 



eoQOoot^ 
ttooe^e^ 



^* ^N CO ^* 



CM CO 



nir* r^ c« 



IO»-<»H»M 



s 



e« 



s 



ll 

OCtM 



H 
Z 

O 
O 



gSS:? gS^S S&S9 S3S3 So^:$$ S5SSS sssssts 



Er9BS90 r^^-^oo ^^bo^hm ^^»^eo ooeoo aoao^M 
oo«09t» cooocOiO lOT^eoa tpOQ<-iio <«icsiOft^ ioraoo 9^- 
c4cDU)eo t>.i5'^c4 oiooo >oeit«a eoe^oot* •o«-4c9«5 Scooo 



S2SS S3!*g E^-^SStS ^•g 2«SS ?o&*2 5?SJ?g2 



CO 

no 



s 



eONeoi* r«ei»-i>-i •oeocoo »^«DtQ«o t«>t»«p«H i-4<Daoeo t<»OOoo 

<^<-ieo«9 OK9»a» '^cocoSb ooe<ip5>-4 c*^^'^ 1004^^ ^SSS) 

9SP»C2 £JS°C® co^'^ea •^oo>^t<. «e-^t>.f >ooQ^t* r«Oeo^ 

u3or«e cseoS'^ c«9iAi<> *5co«d*o a^o»^ «5o5q'^ <Ot«e»Qii 

CbSco-^ x^iocoe^ r^oocoKs ^oa»uS CbSooc^ <M9a5e4 SVoS 



00<«<CIA O^U3I>- CMMa^QQ 0>0a»r* OOC4>Q t^lQIQM 0900000 
»;H,-.C«^ — eo C* .-n-ii-ia ^ •«•-« .-Mt»Cs«ii< cOvHf^tH iOeslCivH 

•O •— I 



ca 



$ 



C4 



M 



a; 






& 






2 j3 •* g ft 23 o « 



Qi 
CO 

® tt ® £ 

£ 09 o . 

CO aj OS CO 



- § § 
S fe a 



J3 

2 o 



a 
.2 



I 



.-5 is S-SSo" J?E"S £rS5^ 
(gdpf: 5;?;^> Hii i^H 



I 



I 



3 

o 
H 



63 






9 

I 

CO 






•«^ *«>» 



3 

o 
H 



§3 

an 



19 



a 



a • 



13 






I 



i^l 



H 

ST. 

O 

o 



«pioooc4 9'::^Qa» c4aoo«-« 4eah>M O0»^e4 e<DO»M 

t*e»i«-<<D • co^mS^ ^aoco^ coo»i^<d ^Keo«o m9»cQ9 

gooeo*^ ooqt'^ce roraooeo OMOOk m^com ^m>w90 

rs-oo^o «ecoooo ««<ao^co o^iooo eoO'«««o» AuSuat* 

r^Qcjo ooegoT^ r«rMuae9 ^^-^t* 5PQ-^«9 crfpeaeo 

^^!Sw co-^eio^ '90»o«p ^cE-^o S90-^ ma»c4^ 



s 



aS S 



00 



9 

CO 



CO 

Oft 



ss 












:s 



ss 



3 



SSS 8 



occo 



CO 
CO 






i3 



coco ^^ 



M 

•e 



»-<co 
coi^ 



S900"* 



o»o» 



«^a2 



eo( 



s 



04 



s 



00 



CO 



r-oD 
oaaS 



t-iO 



00 ^M3 
OA <0 CO 



CO 



CO 



C4lOO»9« 



O C4 (O A 






3S9 



^^^eoO (Mt^oo •-<«p^c* ^NiQf^ 
co^mSiS ««>ao«ii4t>- i>«^iQoo <-^96m 
t^aot»r« eO'^f-<'4i ioce^'««« coc>i« 



§i 



*S" 



OkO) •^ 






s 



8 



04 



8 



eo»»- 

CO 



89 

m » 

0<H 



8 



8S ^S8S 
S8 fSSJS 



CO ci^^ 



CQ CO 



■^oo^ 



M^ 



to 



**h-oO 

ioeo<-< 

aaSt« 

Q0c5"<« 



00*00 
CO ® »^ 



r-io 



cot»o 
Sjoo*^ 

oookoo 



00 
04 




to 



e^lao 



00 



S o3 

S §8 



S(0 9 9 V 

g«-i«e«oio 
COODM 



CO 



(OK(6< 



I 



E^ 



»o 

CO 

8 



8$ 



$ 



CO 
CO 



»o^ 



•*oo 

00^ 

82 

act 

•o»-«" 



5 =B.2b 



«• o 



caoo 



&&&U 






II 



64 



SI 

.a 

o 
O 



pi:] 



05 
f— t 



5 

3 





o »i 

II 



1- 

Is 




H 
P 

8 



<pK»<oao 'f'^Q^ '^^•e^r^o Q^e<9«^ 

t*e>»ob> <o<DasMb i^^r^o ooioioaa 

sSSi iS^^ s^SS sg:s:S9 

S<omeo t>»aB^4«o O'«i«D(0 ok^n^iM 

S't^woo tT'^SBoT c«e««<^rC aooe^ao 

r'tr'^ pi^oo*^ -"("eot-co '^Qcoo 



v^ose^cp QC90Cb ec^^^^ ra<D>e*> 
<^-^a»o ^oaaco t>««cu3eo oeiclcc 

~iesi( 

100' 



«e^«gg 



lOO'-IM 

I Oft to a» 



»S •-" CO 






SggS? ?SS& ^?£SS SSS^ 



e<9 



•OieQi<> 

ior.iBao 



§ 



0<Dl 



e>iwS5 



e<9 

to 



3 



owaro 

O 00 
Oft lO 

1^ ei" 



s 



o«o 



r>eoio 



S8 

00 t« 

SoS 



•o 

00 



s 






C4CP 

C4 0» 



3S 



g^ 



« 



Me<«a«co 



3 

CO CD t>> 



e<«c4eoe<4 



CO 

to 






s 



C4 






s 



Oft9 
<D«0 



S 



1^ «oio 



w 

Oft ^ 

s 






CO 



CO 



'^00 

eoi^ 



CO 

o 

CO 



•^•<« SB 



gSo 

5eo 



CO 



CO «-t 



o 



00 CO 
Oft 14 

^00 

co« 



*o 



COO 

CO A 



OftQOOft^ 
eOOMC4 

r-0»b»eo 

co«o«^a> 

m ^ m. ^ 

^ ^ CO PO 



g3S§2 5$ss; 



Oft «e>io 

tfdOOOO 

Oft CO (o 00 



852*=^ S 



b> 00 Cft 9 
h-CO.-*-^ 

coc4C4ao 



9 CO CO 

e^i c4iO 



OftMCOOft 

eo6«e<«>-i 



Susfoeo 
-^ODO 

'•'»^eo i^osMSco 



S5^« 



04 



COQOO 

■^T'lOOft V 

•-"CO 



eookooco «»ooft«n* 

OC4COO ^COtQCO 



^ to tM ^ CO r^ 



IC4tf3 

CO 



>a»^oo 

it0-40 

ICO ^ 



•ocoO' 

dOftpt 



9$ 



« — MC4 



C4 

CO 



2S 

00 

*o 



PI I 

hOCO 



o iz 



u 






00 

o 



CO 



a 
o 

■Im) 



COCO 

si 



§ 



S o § P 



C4 

CO 






NOft "* 

a»ooc4 
00 CO 



«9 



CO 

CO 



e« 



o 

C4 



Oft CO 

©"^ 

•-104 

Oft 
CO 



s 



C4 



<-iCO00 



8 

00 

s 



s 



oo 



^. 



S.j;5| |S|| 



0>r^ 

C4 0O 

COCO 
•oco 

MO 

•oco 



e g 5 



SS 






^ N 



4 III I 



l.s-s 



00 
C4 

eo 



eSffd^ cSSfl4>S OOOV 

jj^s sss^s sss;S 




65 



g«pgo 



«9!SQ?:2 0»w»3 MJiJciCfl QQ^tQiO ^a*--* ooQt-e5 «-<c«qo-< 
eio^^ r-'^f-«o 0OO'<«* ^^€co» •*®»^ ^^^^^i v^^Sscq 



-_ no 



CO 04 lO (p a» -^ 1^ 









It- 

■Ui 



CO 00 US CO 



s 



^« OA t« (^ 









1 eo 
— «e4 



eoi 



»^«-NMCM 



iowe«»^ 9'9Qco ^'O'*'* 05000^ ooftuaoo "^35^95 
M'^ud'^ oesoesi «ow5ob>o oSomSo e^cocso^ ^cstAuS 



3 

oi" 



s 



ss 



«' 



33^ 



Id 



3 



m 



CO— I 

as 



04 



I 



CO 



s 



04 



t* 
04 

s 



Oft«D 



OOi 






«OiOao 
co^ 





g i 


S : 




o» • 


Ok • 




S : 


to • 

CO '• 



28 



■01 



o>>o 

So 

»o 



C4 



•o 



04 «5 



•^ C4COO4a0 

o» iOtocoeo 



cgoo^oi 

■^O-H 



<o w ■ . _ 
t« eoioiooo 



04 <^a» 



00 



t>-b»04 

Soe<i>o 
9 Ma a 

•"ToJcoeo 



oo 



o a» 

04 






CO h* .— «5 

ic i-ioao 

00 A •— t A 

W Soico 

CO «D<-4«0 
04 



>CiCO 

CO 10 1-1 

cor»a 

^-«co 



09 



US 



CO 

CO 



«ot« 



)04 
!04 



CO 



04 

00 



CO 



■^00 
04 CO 

eoco 

ON 

eoco 



9 

CO 



CO 



vH 00 

00 C4 

•O-H 

CO 



t^eoo 

CO 04 us 
>00<4< 

04 04 



04 

to 






at 



04 

10 



09^ 

o»o 

eoio 



00 

o 

CO 

04 

«o 



•Ot« -HO 

^iO COOi 



^s 



<0| 



e4'_ 
•-T «oo4 



s 



»o 



CO CO 



00 

•o 









10 

o 
I* 

s 

s 

IS 
Si 



s 






s 

09 



040090 
•-l«Dt»CO 

^^eo«i 
vcoco 



SSS^S: S37SS SSS^IS 



04<«^'«! 

r- 0-1 CO CD 



r«totnak 
h-r-ooco 



Oo9ac<<< 
t^c9oo-; 
co<i-4t<>o 



e<9QOI>.09 

ie«>04^ 

004^U» 



i0t»0 

1 00 '-«'-• 



g 00 04 00 
04 09a» 



01 -^oo 
co-r «■* 

MS 01 1* 04 

•^i-«t>-eo 

—I MS 00 CO 



gooi>-^ Or*oo» 
■^t^^ O««-4C0O4 



>Ci 



85 



I CO CO --^ 

'0«pg» 

iCOOOft 



3 



04 
10 



ocom 
eo 






04 09 ■* 00 

04 »-< 



eoo«ico 



'♦eoeooi 



r^'^eoao 

w^ CO >H 



ICD'^ 



ICOIMSCO 

CO 



1^000 



00 



8 



g 



eo 



s 






04 

10 
eo 



0«0 04rN. 

co^oeo 



09^C 
•OOOl 



ICP 

It* 



?2 



o 

09 
CO 




JS 



o»»^ 

CO 









si 



00 
04 04 

i-Tio 



00 

09 



O4a»ioio 
a>t*t^co 

go-^»o 
oeo-^ 

04 !>. 



MS 



5S 

MS 



SMS 



S3 

04 

to 

04 

oc 



oS 

04 



88 

N04 
COCO 



CD 



MS 



00 CO 

00 eo 

CO 



MCO 

2*00 

-<MS 



o>eo«ot* <ot* 

i-iMSOtx 



t^eo 00 CD 

0>oai»Ms 

00 t^ 



ICO 



iS8 


CO 

oo 


• 8 


^ 


• OI 


v^ 




CD 




0* 




»-< 




•» 



00 
09 



09 



s ss 




SS3 



ICO CO 

13; flo 
lob eo 



*-»•-< 



MS 



09M 

ous 
coa> 
i>.mJ 
ciMs 



CO 



•111 |ii.i ilil 



a 




c 




1 


i 


^ 


^ 







^1 


1 


• 


« 


•^ 


J 


"3 


3 








H 


H 



66 



TABLE SHOWING AMOUNT OF POLL TAX COLLECTED 

AND AMOUNT PAID SPECIAL JUDGES BY EACH 

COUNTY IN FISCAL YEAR, 1910. 



COUNTY. 



Adams 

Allen 

Bartholomew. 
Benton 



Blackford. 

Boone 

Brown 

Carroll... 



Case 

Clark.... 

Clay 

Clinton... 

Crawford . 
Davie». . 
Dearborn. 
Decatur.. 



Dekalb. . . 
Delaware. 
Dubois.. . 
Elkhart.. 



Fayette. 
Floyd... 
Fountain . 
Franklin . 



Fulton. 
Gibflon. 
Grant.. 
Greene. 



Hamilton . 
Hancock.. 
Harrison . . 
Hendricks . 



Henry 

Howard — 
Huntington. 
Jackson 



Jasper... 

Jay 

Jefferson 
Jennings. 



Johnson. . . 

Knox 

Kosciusko. 
Lagrange.. 



Lake 

Laporte. . 
Lawrence. 
Madison.. 



Marion. . 
Marshall, 
Martin. . 
Miami. . . 



Monroe 

Montgomery . 

Morgan 

Newton 



County Seat. 



Decatur 

Fort Wayne. 
Columbus. . 
Fowler 



Hartford City. 

Lebanon 

Nashville 

Delphi 



Logansport . . . 
Jefferson ville . 

Brasil 

Frankfort 



English 

Washington . . . 
Lawrenceburg. 
Greensburg. . . 



Auburn 

Muncie 

Jasper 

Goshen 

C<Hinersville . 
New Albany 
Covington.. . 
Brook ville. .. 



Rochester . . 
Princeton. . . 

Marion 

Bloom field . 

Noblesville . 
Greenfield. 
Cory don — 
Danville. . . 



New Castle . 

Kokomo 

Huntington . . 
Brownstown 



Rensselaer. 
Portland . . 
Madison . . . 
Vemon .... 



Franklin . . 
Vinoennes. 
Warsaw . . 
Lagrange. 



Crown Point 

I^aporte 

Bedford... . 
Anderson . . . . 



Indianapolis . 
Plymouth . . 

Shoals 

Peru 



Bloomington . . 
Crawfords ville , 
Martinsville. . . 
Kentland 



Poll Tax. 



50 
7 
2 

4 

9 
2 
6 

10 
6 

11 
8 

3 
6 

4 
5 

8 
15 

6 
13 

4 

1 
4 
2 

3 
12 
13 
14 

10 
8 
7 
8 

9 

7 

12 

6 

2 
9 
5 
3 

6 
7 
6 
2 

13 

10 

9 

25 

62 
8 
3 
8 

6 
8 
6 
1 



314 86 
371 12 
944 26 
111 42 

346 54 
679 77 
202 13 
HI 00 

831 00 
025 48 
794 38 
383 75 

295 50 
217 50 
539 83 
649 79 

267 15 
497 10 
676 62 
827 25 

381 96 
427 50 
798 25 
343 95 

354 87 
480 81 
637 63 
227 20 

777 06 
812 50 
523 65 
175 12 

190 75 
649 83 
637 52 
692 37 

358 84 
243 58 
145 67 
399 15 

727 53 
360 50 
710 20 
215 25 

253 50 
822 25 
749 25 
115 02 

700 22 
085 72 
866 00 
402 65 

886 67 
223 90 

778 50 
594 64 



Special 
Judges. 



1520 00 

490 00 

45 00 

166 00 



380 00 



150 00 

470 00 
806 00 
185 00 
195 00 



30 00 

26 OO 

100 00 

76 00 
140 00 

96 00 
250 00 

66 00 

190 00 

86 00 

65 00 

190 00 

176 00 

60 00 

80 00 

200 00 

195 00 

136 00 

75 00 

265 00 
310 00 
290 OO 
265 00 

185 00 

315 00 

275 00 

16 00 

300 00 

50 00 

315 00 



960 00 

86 00 

150 00 

316 00 

600 00 

140 00 

600 

120 00 

96 00 

96 00 

250 00 

60 00 



67 
TABLE SHOWING POLL TAX COLLECTED, Etc.— Continued, 



COUNTY. 



Nobto. ... 

Ohio 

Oranca... 
Oirsn 



Perry. 
PikA.. 
Porter. 



Poeey 

Palaaki... 
Putnam.. 
Randolph. 



Ripley. 
Rnsh... 
Soott... 
Shelby. 



Starke. 
Steaben. . . 
St. Joeeph. 



SnUiTaa.... 
Switaerlaad. 
Tippecanoe. 
Tiptoo 



Union 

Vaaderborsh. 
VermUlioo... 
Vi«o 



Wabash... 
Warreo. . . 
Warrick... 



Wayne 

WeOa 

White 

Whitley... 

Totals. 



County Seat. 



Albion 

Rising Son. 

Paoli 

Spencer 



Rockville. 
Caxmelton. 
Petersburg. 
Valparaiso. 



Mt. Vernon. 
Winamac... 
Greeneastle. 
Winchester . 



Versailles... 
Rushville. . 
Soottsburg. 
ShelbyvilTe. 

Rockport... 

Knox 

Angola 

South Bend. 



Sullivan. . 

Vevay 

Lafayette. 
Tipton... 



Liberty 

Evansville... 
Newport. . . . 
Terre Haute. 



Wabash 

WiUiamsport , 
Boonville — 
Salem 



Richmond 

Bluffton 

Monticello 

Columbia City. 



PoU Tax. 



$4,223 10 
978 00 

3.663 26 
3.745 75 

7.763 00 
6,466 28 
5,302 80 
2,532 75 

5.664 50 
4.707 10 
7,957 07 
8.681 75 

6.458 48 
7.367 28 
2.323 00 
9,415 34 

6.795 32 

1.519 42 

2,911 24 

21.820 50 

11.245 50 
3,411 70 

10,247 36 
6.977 24 

2.430 00 
10,185 50 

4,910 63 
17.516 30 

7.198 67 

2,684 63 

10.194 22 

5.252 95 

11,049 00 
2,496 50 
7,465 12 
4.243 60 



$761,620 31 



Special 
Judges. 



$100 00 



155 00 
310 00 

289 00 



65 00 
360 00 

120 00 

220 00 

30 00 

275 00 

125 00 
215 00 
175 00 



25 00 

55 00 

220 00 

246 00 

125 00 



305 00 
45 00 



105 00 
280 00 
745 00 

385 OO 

20 00 
45 00 

106 00 

130 00 
90 00 

110 00 
50 00 



$16,019 00 



68 



PUBLIC DEBT STATEMENT. 



Below is (liven a Stateineut Showing the Amounts of State Debt at the 

Close of rlie Fiscal Year. September 30, 1910. 



FOREIGN DEBT. 

Five per cent State stock certificate, due and in- 
terest stopped $3,469 ^ 

Two and one-half per cent. State stock certificates, 

due and interest stopped 2,145 13 



fr 



Total $5,615 12 

Three and one-half per cent, registered fund l)onds, 

temporary loan, dated April 1, 18U5, due April 

1, 1915, issued under the provisions of an act 

api)r()ved March 5, 1895, and held as follows: 

Moses Taylor Pyne and Stephen S. 

Palmer, trustees. New York, N. Y $300,000 00 



Total $300,000 00 

Three and one-half per cent, registered (State 
House) temporary tunding loan, dated May 1, 
1895, due May 1, 1915, issued under the pro- 
visions of an act approved March 5, 1S95, held 
as follows: 

(ireonwich Savinj^s Bank, New York $210,000 00 

Uochester Saviuj^s Bank, Rochester, N. Y. 100,000 00 

Franklin Savings Bank, New Y'ork 100.000 00 

Seamen's Savings Bank, New York 00,000 00 

Port Cliester Savings Bank, Port Chester, 

N. Y 30,000 00 

Total $500,000 00 

Total foreign debt $S05.C15 12 



69 

DOMESTIC DEBT. 

Botird of Agriculture Pavilion bonds, 4 per cent. . . $100,000 00 

Viucennes University bonds, authorized but not is- 
sued, 3. per cent, (in litigation) 120,648 00 

Five per cent, refunded bond held by Purdue Uni- 
versity, at Lafayette, Ind., due April 1, 1921. . 340,000 00 

Indiana State University (Bloomington) bond, in 
custody of treasurer of state, dated October 1, 
1885, bearing 5 per cent, interest $00,000 00 

Indiana State University (Bloomington) bond, in 
custody of treasurer of state, dated February 
15, 1887, bearing 5 per cent, interest 00,000 00 

Indiana State University (Bloomington) bond, in 
custody of treasurer of state, dated September 
1, 1887, bearing 5 per cent, interest 24,000 00 

Total 144,000 00 

Total domestic debt $704,548 00 

RECAPITULATION. 

Total foreign debt $805,615 12 

Total domestic debt 704,548 00 

Total State debt $1,510,163 12 



70 



INTEREST ON PUBLIC DEBT. 



The Following is an Exlilbit of Amount of Interest Due Annually on Each 

of the Issues of the Bonds of the State, and the Date 

When the Same are Payable. 

INTEREST ON FOREIGN DEBT. 

Funding bond, temiK)rary loan, principal, $300,000 ; 
interest three and one-half i)er cent., payable 
April 1 and October 1 $10,500 00 

New State House temi)orary funding loan, prin- 
cipal, $500,000; interest, three and one-half 
per cent, payable May 1 and November 1 17,500 00 

Total interest on foreign debt $28,000 00 

INTEREST ON DOMESTIC DEBT. 

Purdue University bonds, $340,000, at five per cent, 
interest, payable quarterly on the first days of 
January, April, July and October $17,000 00 

Indiana University bonds (Bloomington), $144,000, 
at five per cent, interest, payable semi-an- 
nually on May 1 and November 1 7,200 00 

Board of Agriculture, Pavilion bonds, payable 

semi-annually, four per cent 4,000 00 

Total interest on domestic debt $28,200 00 

RECAP ITULATI ON. 

Total interest on foreign debt $28,000 00 

Total interest on domestic debt 28,200 00 

Total amount of interest $56,200 00 



71 



STATE UNIVERSITY FUND. 



List of Borrotcers from the College Fund, Septemher SO, 1910, 

BROWN COUNTY. 
-Vo. of Afnount of 
Loan. Name of Borrowers, Date. Loan. 

1749 Durnal, Thomas W March 21, 1904 $600 00 

HENRY COUNTY. 
1770 A. W. McCarty January 22. 1907 160 00 

JOHNSON COUNTY. 
1724 Howell, S. D May 27, 1899 50 00 

MARION COUNTY. 

1762 Engleman, Richard October 2S, 1904 425 00 

1768 I. K. Billhelmer 0<'tol>er K, 1900 332 55 

Recapitulation flhoirinff Condition of College Fund. 

Amount held by countiefl $607,235 47 

Amount of loans outstanding 1,467 55 

Cash on hand September 30. 1910 4,113 15 



Total $612,816 17 

In addition to the above there are several tracts of land belonging to 
the Fund and held under supervision of the Auditor of State. 

This land was originally mortgaged to the fund as security for loans 
made therefrom, but on account of the non-i>ayment of interest was adver- 
tised by the Auditor and by him bid in on behalf of the Fund. This land 
Is for sale. There are also some accounts pending due these funds, the 
amount which can be reallssed from them being in doubt 



72 



TAX LEVIES. 



Statement Showing the Tax Levies for Various Purposes as Made by 
the Legislature for the Years 1860-1910, Inclusive. 





S 


YEAR. 


S 




> 




9 




a 




o 




^^ 




2 




« 


1850... 


25 


1851 . . 


25 


1852... 


20 


1853 . 


20 


1854 . . 


15 


1855 . 


20 


1856... 


20 


1857... 


20 


1858.... 


25 


1859.... 


20 


I860.... 


15 


1861 .... 


15 


1862... 


15 


1863 . 


20 


1864 .... 


20 


1865 . . 


25 


1866... 


25 


1867.. . 


20 


1868.. . 


20 


1869... 


15 


1870.. . 


15 


1871.... 


15 


1872.. . 


15 


1873.... 


15 


1874.. . 


15 


1875... 


15 


1876.. . 


12 


1877 ... 


12 


1878 ... 


12 


1879... 


12 


1880 ... 


12 


18S1.. 


12 


1882.... 


12 


1883... 


12 


1884.... 


12 


18S5... 


12 


1HS6.... 


12 


1887.... 


12 


18.S8.... 


12 


1889.... 


12 


1800... 


12 


1891.... 


12 


1892... 


J2 


1893 ... 


10 


1894.... 


10 


1895... 


9 


1896. . . . 


9 


1897... 


9 


1898... 


9 


1899.... 


9 


1900... 


9 


1901... 


9 


1902 ... 


9 


1903... 


9 


1904... 


9 


1905 . . 


12 


1906 


12 


1907... 


12 


1908 . . 


9 


1909... 


9 


1910 ... 


9 



State School 
Revenue. 


Benevolent Institu- 
tion Fund. 


State Debt Sinking 
Fund. 


Permanent Endow- 
ment Fund. 


State House Fund. 


Soldiers' and Sailors' 
Monument Fund. 


Educational Institu- 
tion Fund. 


Relief for Soldiers. 


Ck>n8titutional Con- 
vention. 


Indiana Hospital 
Insane. 


Deaf and Dumb 
Institute. 


1 

.9 

n 

1 
1* 


•c 

a 

•mm 








i 




. . . 


1} 


24 














1 1 2$ 








1 














j 


















1 


















• ■ f • 






1 
























1 















1 

























































1 




5 
6 
5 
5 
5 













































1 






• 




















' 


1 






















1 

















5 

10 






















16 
16 







• " t 


:::::: :'::"!:::::'j:::::: 






01 


10 
20 
20 
10 
10 
10 






■ ! 1 






01 


16 

16 

16 


, 




1 - . - . .-..-. 






01 




















.01 






1 














16 
16 
16 
16 
16 
16 
16 
16 








1 











































































1 


1 


1 1 "■" 












1 _ . 1 1 ... ■ 
















1 


1 












1 .. 




1 










16 









1 


1 










16 




' 


2 
2 


1 











16 




1 
1 1 


' 










16 
16 
16 
16 
16 
16 
16 




1 


2 

2 
















1 



















i 




















5 
















1 


5 
5 

5 


• ■ - ■ 






















... . 
















1 




16 






5 




1 


1 








16 






5 


.... ............ 










16 
13i 


...... 



A 


' .5 

i 5 


5 


1 






1 




m 6 

13i 5 

m ' 5 

11 5 
11 < 5 
11 , 5 
11 , 5 
11 5 


5 
3 ; .5 
3 1 .5 

3 1 5 


5 


■ ■ • 


1 (\h\ 


• ' 


.... 


'.".'.". 








3 5 •:' ;■.<.:.... 

3 


:::::: ::.... 
1 









3 1 1M4 ' .... ' 

3 ' 1 nr.^ 








11 5 


3 l.r.oi 

3 1 no^ 








11 5 







. . ... . 




11 5 


2 1 fir.^ . 






* * -* ' - - - , . . - - 

11 5 .7 2 7.'> ! 






11 5 


3 2.75 

2 7.') 




i 




1 1 1 u 

11 6 5 










11 6 5 


2 75 








13 6 5 






2 75 

2 75 

2 75 .... 

2 75 i. 






13 6 5 
13 6 5 
13 6 5 


3 

3 .... 
1 5 
















1 











ANNUAL REPORT 



OP THB 



AUDITOR OF STATE 



OP THB 



STATE OF INDIANA 



FOR THK 



Year Ending December 31, 1909 



INSURANCE DEPARTMENT 



JOHN C. BILLHEIMER 

Auditor of State 



INSURANCE DEPARTMENT: 
C. W. Neal. Chief Clerk 
John M. Ashby, Actuary 



IMH.WAPOMS: 

WM. U. Iiritmui). <nN'T«A«TOIt KOK STATK I'KINTINU AN1» ItlMtlNd 

1910 



INSURANCaE DEPARTMENT. 



Herewith is submitted the annual report of the Insurance De- 
partment of the Auditor of State's office of the State of Indiana 
for the year ending December 31, 1909. 

JOHN C. BILLHEIMER, 

Auditor of State, 



(3) 



Ill 



el 



11 



is 



3S 



llllll iliill 

llllll llllll 

llllll iusii 
illllj ifeiss 



sa~-&aa aaslgl 
llllll llllll 



Ii 
II 



i 

iJJl 



Hill §ll!l ISIII 

*'arr- rr-s"2 ^r^-*" 

11111 I3||g Hill 

" r f r-" a r=*^ saas r 



"Ji^ 



ffi 

Jit."- 
£jli 



sf -sMs.- 



I Pill lllj^ 



Ijjlj 

liiJ llfii III 



m 

IIIJ 



iSoooScS SoooodoSk aSo*vo959> S< 



|00|0 
I Oft Oft bo 






I 30 00 56 A 



S52I&2 2 I I l» «a I 1S5 2 






C8 3 



i.' 



•9 -A 



« 


9 



CS »-««««» 



\^^^\ *S5I2I SIMS a*^ I la 



40 o^ n 









•c «• I -c 



O 









urj I 



^SoSSS SSoSosSo SSSo( 

SI" fas '-''-" fr- r«fc'-25 



IO»Or~co 
loooaoooo 



00 00 00 



loo 00 00 00 



So 00 oo 00 83 



00 00 00 oo 






M eoe<i 



S- S5 



iiiii mil iiin 









2 r r rsj 



o 
IS 

O 

S 

a 



a 






II 






A 

a 
o 



•c 






53 "-0 



a 
o 

u 



s 












e 



.9 

el 

9 O ^ S 



o 



9 

Q 

d 



5 ad 



2; 



.2 a 



003 >:»^ 



o 













fill ilffi 

Qoc^na4 (S£^tS>-i 



* - . fi 8 



a ^ te « S 



B^^ 



% 



tk^.&^ a^^J^l 










IJgll IJJIJ JJIII 









C 9 

c S c 

b^S (A 

B?a 



s 

o 
EC 

-a 



IS 



9 



e 
C 

C 



(S^£ t^ 



c 



S S c*« • 






5 fe C fc 



iii 



25Si"" 5575? '"555? ra-iis 

iisij am am nm mu \m\ \uu 



lllis lui] iliW mti Jiui iliii sllli 



ill, 



11 iii iii 



1 1 



i 

ill 

is 
nil 



f\l 



Iliii 



lisli llli^ iiili iiili UHS 
-"sTiT -■-■-■S" -is!« «5i5!f 5r--r 

lliji JIJIs iU\i ma i*M\ 


iiiii tiiiS iiili ^^133 i|iis 


mis IIHl 


fi-f= iTf- Sia fi- 
lls !i ifliillliJ 



if 

'iii it 

■a J I P 

:aiBi| f^d 



!J 1 



jjiji 



li^ 



'1 . 



:^ £5 



ill- I 11 ^ i^sJ „ -, ... --, 

Sltli liiJI Jllft :si|j IIIIJ 

iiiaJ IIH^ .Ji*i lids iim 



SSSIB esiiB 


"-Tfr 

mil 


ras f i- 
Mil 1 


iiiii 

S fs! IS 

ilsll 


isSiS 
fs r r i- 

IJlll 



jilt flllj 



pfi 

•31 III I 



C I I I :^| ■ 

Ji.i I R-slI 
Iljil PJll 



Illil iill! I§lil iili 

I fi" M I " I SS " I S I ^ ""S I I 

Illil \i\itm\i jjij 
sSlli glii! liSis SHI 

L-III lijli iii'li Iili 



■'-- ^ m ft 









:|,5; 





Illil 1 


iiSS 1 








Ilili lilll 


a 


; J- 




2a 
Si 

11 

i 


ZImZS C 


11 
'11 



iiiii ilili iiiii 


9 

iilli ilili i%S3i Siiii iSiii 


"a's'iisi sr-ti" SsTS!! 

Ilili ilJsi 11 III 


=S!{B- Ss-sS -•if-S as"l=- sTa'Sf 

^iiii imi am «iu ii^ii 


iSiii iisii lilil 


giiSi iiiii iieil SilSI SSlii 


a=r-s ff'Sa asiss 
illii li-Mi IIIW 


^iUi im\ iiiii mu iiiU 

















m 



IIIII llalJ hsli sisU i IJilJ s.UM llflf 



10 



fit et 






8 



Jim ilJis 



«• 

a 

§ 

s 

•< 

o 
u 

a: 

S 
» 

I 

a 



CO 



O 

a 

■< 
A. 

O 
O 

2 

o 

H 
H 

S 



I 



e 

w 

a 
« 



3 



a 

5^, 



a 
o 



C 
B 






c 
a 






s 

o 
o 



§ 




^i 



> c 







B;3coHr« 



eC B 
V 

si 

Err) tj 'J J en 

ft> tt ft 4» fl^ 

C"c"c'c"a 



CO 

» 

o 
o 

5^ 



s 



o 
to « 

^ a 

c 



3 



8 



eS 

_ B 

C 4> « 

£ B 



8i 



too 



(t*M5 f*i 



idkOa OftSAwS 







l§l 



0> w)90> 



CbvocBcKoB 



S'gf^'SS §JdSS5 «^2SS 



0) o ^ 
BBS 
3 »,? 



O © 3 a — 



V »w .* • 



P ffB 






S B 



is.s 
I'" 

B B 



tJt3 

B B 






O n O 9 

9 o ShQ 






"WO 

B Bt^'O 



t; c 









B 

s 
6 



S 
S5 



1 



^ gco e*^ 



-, h3 






B 



» 

a B B € 



B 
O 



8 

B 

s 



:3:3aa 



11 



9cS9i95 ooSoSS 

^V^V^VH V^ VH VH ^H 



00 Q9 Ss 00 oCF uO 9b 

CftrsTt^i 






>>>^ 









•^ 



III I III 












8 

a 



e 



? 

^ 






33 i. 



C2 • ^^ 



-- «9 2 «» 



* "3 3 



CO 



2 

<< 
BU 
91 

a 

H 



CO 



So 95 So 00 So 



)OD0o oSSoSoooQO oocDoooooo 9SaB< 






8S 






1 1 



I Ob 




5522g'- I I 1*^1 









OQAODOOOO odSoqOc 



I'^SS S3^tS£il feo8°^5 52'*M5$fe 

>ao^oo oDOoo^OT SoSSSoQO ooSoooSao 



8 12* 



CM 



'orfcfof g^ 



e>) 



s n^^sf SǤS^'S3 {\'\'^lS 



nil iim I 







f-t^'Ho 






* • • • 



: > 

1:5 5^a 



*-•* O fe a» 

^ « U ^ ta 



O .*■ •_»f O 
V » a> u « 










i 



^ 8 

-^ 2 

<j rt ii< a P- 

tt P V O Q'^ 










J4 



^ 



5'^aeg^ 

lllll 






C 
V 

^^§ 

■*« -w .2 
O O <8 






4*w 



■a 

3 






•£ 



-a 

3 



O O 
^^ 
5^ 

la's 

e a 
o o 

as «9 
i5S5 



•-3 



3 3 



12 



•T3 

01 

a 



f 



;5 



Si 






1 



!i 



e « di 

So s:2 
« S o 



SoSiSSS 8§S8 SsiS SSSoS 



I I 



•gf tC-^-ccg ^-«»2- |-g-» 



w is i si i S 15 "5^ i^ I *5 8 






1 

O 
o 

B 



oooowQOoo cBebcSS ooqoSdgS S6< 






s^ 



«5"'»»o«-^ ««or^o j'r^ Tco 






III 



i£ 



i" b S ^ 

O o8 S rt 






o 



6 «>>i g 

•o «!z;o 




q 



S 



s 



I 



jj ^^ 



o 
"C 



9 



0«0«l 



s 3 



4» C ^ 5^ 

n o ^ h 



«j ■♦.»"-3 

-^ art 



a 

(S 

c 
c 






>A 



e 

>-J J J O 

•3-3 ^"-^ 

2 o-S^ 
"o'S'c " 






O 
O 

u 

»-< 

ce: 
o 

H 
< 

o 



c 

o 
< 

Q 

CB4 



i 









03 

y. 

o 

o 
u 



H 


^ 


-< 




►"< 


< 


8 


3 


cr. 


o 


!» 


y- 


< 


"-• 



to 0001-4 «o CO 



SS»S 



-?^ 



a 










3 

PI I It 



B 



5(5f2Jp^ 



ma 



--S l"S" 



I 



iSili §|i| 



iiiii iiii 
iiiii llli 



i IMS 

ii 



fj al 



IJIl III 



llil ill 

-a"- 1=-! 

mum 



IS 



ui m 



m m 



iy?« 



I 



w 



14 



mt iiiil lllii i 

-■=C!iii B25SS S- = = •■*-■-■=■ S"S="S= SSS-S -SSSiR' 

iJJis Isila ilii iijjl iMil HiH sliJI 



iiisi iiiil -1111 siiii siiii iiiii mm 

sis I--" Ssras sia""- as8=s s-a"= s'sS' -"lis=S 

fejH mu ;wss iJ^ii iiiji iJiji »m 



ii iiiii 



^•ii! 



Iiiii 



I 



= iiiii III 

ii ii 111 ll 



15 



«< 









00 00 So 



to 




^3 




d 



o 
a 



-*3 

Xi 

08 

d 

08 

d 

3 



aC 
O 

a 

u 
O 

d 

d 

a; 
Xi 

o 
> 

S3 

to 

d 

o 



•*i9 

o 



s 



>9 



d 

eS 
.9 

•*^ 

8 
.3 

r/5 



a 






^ 



&5> 



|.ill 111! II I 

111 I I 1 1 II I J I 

c3ficS33 3333 33^ 

sissi PIS ssii- 




a 
o 



1:3 11 



►2 '^'^il^ 
1|l§ 



« C o 






W^9 

§ 

s 
6 

o 

s 

00 



3 



11133 




cSocS 




C3 

d 

3 



00 
(0 

d 

n 

3 
JQ 

O 

n3 



0) 



-a 

03 

d 

0) 

$ 

08 

-d 

QQ 

d 

03 

a 

B 
o 

c; 

d 
o 



o 
a 

x: 



8 

d 

03 

3 

J 

d 
7j 









ft) 

B £ I. e 
S <S Q S 




OCB 



"a B B 



5-? fig 



■xs B a e 









so _ 

E B V * 

'b c c s 



IS 
c 

sslj 



M 



^ 1 1 
s 1 1 
1 1 1 



! U 



i S i S < ■ IP 



J< S'. J,! >: : :h* 

Jllliiillll 






IllJfiilll Jill Mil 







-- 1 






1 « d 




1 


lijifl 


i 




iiiiii 


.5 









"S 


M N M M| h 


1 


^ 


nU:;|!i; 
£111 :i Jill 

ml N sill 


.| 




1 


_. 




■ 


1 


">J j'>^i :< ■ 


1 




P»i 


1 




JjlLlilllJE 


1 












1 






i 


i 


niinnlN 


i 


1 


min' " 


1 




S 

'" 


ll f 






11 1: 



STATISTICAL TABLES 



OF 



Fire and Fire and Marine Insurance 

Companies 



OF 



INDIANA AND OTHER STATES AND FOREIGN 

COUNTRIES 



DOING BUSINESS IN INDIANA. 



DECEMBER 81, 1908. 



12—23948] 

(J7) 



18 



o 



e 






52 






O 






•o»» 






"^ 






p: 






►-^ 






*«.,^ 






© 






«c 






<1J 






•»o 






?i 






c 






p. 






K 






^ 






O 






O 


• 

?5 






Si 








rr- 


•*«H 




1 


S2 




C 


*5 




^ 


^ 






do 




52 


QQ 




C3 


o 




<ii 


'^ 




^ 
•(^ 


^ 




fe, 








'^ 


rA 


*»^^ 


<^ 


cS 


^ 


M 


b 

^ 


8 




3 


%. 

o 




1*. 




8 


S 


*< 


< 


•<«j 


CO 


5 


^ 


^ 


< 

k>4 


V> 


"C 


Q 


$2 


*«h:i 


5?: 


Q 


?i 


»-H 


;^ 


•^ 










CO 


O 




^*s 


'^ 




TS 


?i 




?i 


Q 




e 


CO 




30 


<;)^ 

•««j 










>0 


J^ 






^ 

rc; 




-^ 


O 




•^ 






CO 


•^ 




w 


K 




«0 


c 




v_^ 






'1 






-:<; 






^ 






o 







'-C 









li 
SI 






o 
V5 



$ 



Ok 



CO 

i 

8 

c 

§ 



5 



n O 

w 






c3^ 



8 

CD 






to 



88888S 99^888 



<p$|0^«r* 



!Sfe8 fe 






lisiii 



»2 WQOeO 00»^iOtH-^C0 









w CO ^1 






s 



S«-i3!8e?S 8^^Se$^ 



Cil 



o 

CD 



88 



9 dSS S 9 9S3933 



8 



s s 

C S;/ c; 

2--'c 

« 9 

3 5- a> 

c— ' « 
S? fee 






9 
Pi 

be 

~^ 

■^ S 



1 



1 



9 






c 

CO . 



c s .c 



r" •••■ ^ 



4 cQ rt 09 
C C S C 
CJ 9! SJ 3 

*T3 ^3 ^3 ^O 

c c a c 



e 
1 -s 



cS 



oS 



H 
CO 



O 

QO 

s 

a 
o 
o 



SSSigS 






(0<-4 



88888 

» ^ * • 



88888 






s^s^s 



MUSI 






SSe^mo 



<-i OOCOM 



88888 



3 

•J 

s 

Js 
~3 



ja 



©8 

ei 

go 



1^ 






mil 



Id 



(i^^og-^QO -^eot^cieo ««»^0»e2 r^^**-*^ c»ie«5i>"*io 9S<S9SS9 !SSS!SXS£!^ SS!^SSS 
ooe^^iot^ c>4r«>co«-* oooeDicco t««cDr«c>icb r«t<-ao^^ic ou390)^ o6a»e<)oor« dra^^oic) 












ti^^SJ 



M^a»Q'<tf< 4«esi-*Q cceof^ooo i>.«-^«D>Q soo^^ oosJt^SSS KSSBfiiSSS i5S^' 

QD^iS«M>^ wSe^oS mt>**H*-<5 •-•af9e4« ^'-•^^Q >oq«p9« uS^Sdco^ 9fi!3< 

eX^^^aq ^SSidnSS «o5<eo»5{ moBoO'^'S <Sco-9<s<«5 t-BS*"*'* t^o»^«0"«i' 9»K'^< 

^c« ** *-* eot» ^ CO *-• CO «o 



eo 



8SSS8 88888 88888 88888 88888 88888 88888 88888 
S^Sfii ^SoiSS SSSgS S$gS^ iSo^Sg SS^§i ^gSSiS §59§9g 

e5!^8^ K-SSoSS. *?-55«^ ■^S«o5 Stir^SSw o_e5*-«e«5<6 Nesr>.?5* T.'^T.*^. *. 



'«g»««*^9 i^r»v^ooe 9«Q<>4gor« f^S^^t:::! 

^iiSi stssss iisi^ SS^^i 



QO^ 



CO 



04 



•it^^ 



m- ^ ^ • ^ 






ig siiai 



« 



^» 



88888 88888 88888 88888 88888 88888 88888 88888 

^s^iS §S^33 S£:;^^!$ ^gg^S ^^Sgi si^gS g^i^^ i^i^g 

r.'Qihv^o c<5e?oo9-3 uScO'^iAt^ lAoraudda t^^cEo^ o<3eoaora 6or-9^ua eo-x^r^o 

85as*^*S g'SggS gSSS58S?5 SsgSlSfc S53§«Sg iS>'SS S^SSS iSiS§ 

JSoor^us o5coot*t» w-*»5o»-< *hoo»«»^ 'v^a»oo ^•-•cooO'*" tocscocq^ ot^oodeo 

sgas'g sis'ss 5SSSS' 9s§s¥s5 gsgass s'sssss gsi'ss S??'ss"| 



9§3s:?{S (:sis98 sRSs;ss ^8^9^ 8^s^8 sssssz: s^ssssi s:ssss^ 






too CO I 



OQaoQ'^QO ^<c«i««QO»^ 0Qe9cQt^e9 S^Pfct-"^ SB^^i?5S 00330000 

3«¥c*t2 e^QsOQO eo-^pS^oo SSooc^o SaicaQ ^JfiJrSt^SJ 

aoe4i2St»^ nusooSo a»c9cD9«-4 oo9>(5cooo co^to^oo ooo>o i»o» 

O^racoA «^i5r»rrt>»rJ^ g^toot^t-t r-r^t^e>9 »coo®t»Q 

^iisoS s;iS§iS sgg^s sssstsi gSosgi 



•^■*oo 



-^»o 



•-l»^CO 






00 



eo 



S:S&S:3 S?:8:st2 S[S888 SS9SS SSSSS^SSS 9§S?SS8 ^Si3SS SS^S:S 

_ ^. _ "CO" - ^ - _ 



g94kQen ^0>Qoao opootQco^ roQio^-oo a»co«-«inQ >^0'-4^>o 
gooow ^^opgp>^ ^Q<«^^ csSr^oofi ^r^Q^Sg oOr^^^^P 



1^0^ 



>Q***<e ?90C4ao4 



•c 



OCtQ CO 



2 99C4Q09X9 h«94eo^ro os^cocvt^ eot^c^^co '-•ccooor^ ioqq«h^^ cjori-oes 
5 Bo'^'ot^el ofitQc^o ©"Tse^^- cOMjeowr* r^^ow^ ^K<Sfi9 «pi>-«»-o 
■» 3po«-<»^*- aseooo^t* SiodSco<<« eoeSoS^ coo^«o»o r^w-^wio ^«d«— -^flS 



88888 88888 88888 88888 




888 88888 88888 



IS §§§§§ 



•^C* "^ 






y. 

a 






3 

6 



.S3 

I 

IS 




o .^ s ^ 

1866 






;3 



o5oo 






Sgi 



fi 



^•^CSI 



!S1 



3- a 

= s c *> c: 
S c3 e 



141 



acsa* 



?;S 



s 



o 
o 

B 



a 

C9 



% 
I 

■T3 



tu M 



jCUtU^ 



^ 



3S 



-.8 
•2g 



E S 



g 



3 



c .S a tf (3 






(3 (3 









* 
s 






?^ 






||5 



30 

SKe9»>« S^^ee 5.^SS~ «e»>-i 

ff.SSS c«B-«.« ac^Ktt>*> sattossai ^c»i<i« 

S-^sr^cs e«>^*~cs »^K9^S <c>i 

•ess e ^ 

r«S SgS8S gSggS gggSS SSSgg 

;;s«ss l'J.<« f^ii^ ^.^l»S. r^.^.t 

ggSgg gssgs gSsgs SSgSS 88888 

^i§^^ ii-^i §I$IS^§ i^i^s -S^sl 

^f«9ss 9Scas2 ressetf x^ScbE t>^S«95 

r:gr— s«x^ c; — c — « •c't^r-ac— t^siaTesfc •Wcr«-* 

•^«^«S® cr*t*-«5— 55s»ae?tr« t*>— ^-*»- iK^«eSt» 

•--roga&e c*«ce»« ^arss^ar ••■^gB»«» ♦— •T«gja» 

— «r» es sac »•- — e« 

55«?S ii$.8« sS=:5^. S>jl52 SsS.q^ 

"nic^^S-^ ^evv-An OQi^Se »>Z«s*^S 9^99^ 

— 5»a« «• ■♦to r«r ■*« 



^ 



A 



X 









!«■••«» w?«r;se •♦ = 



oSsr; — 



t5!| SSS— =JS8l|5 
§$£ ilEiS fieri 






-• 86 



/* 



9 



V. -dC. 



^'I. 



2 



X 



ggggg ggggg gg 
SSgSSr SSgSS SrSt 

XXXaKX XX^XK KX 



••- r«ra rs! 



8 888 

I iii 

8 ^99 



8 '888 



ScSS 










21 



S^g^^SS 3SSS9S:; ^SoSSSS SSSSSS ^S^SS £:;§5S36^ ^9SSS §S8SS 

sg^is ^SS^S iS::iS8 ^$M^ ^SSSS §gi§§ SSiii siSi 

§iaoioS5<!? c^uS^^v clt»«^q5o Q5oeoa»>o t^^e(iw3ao F^aooftv^ub v^a»oaoeo aOix)«^o 

iim iiim iiiW *§S2 









^^e^v-i 1-1 



M<0^*HM 



vi^Mi^ 



8S8S8 88888 88888 88888 88888 88888 88888 8888 

9^^:22 ^^S^3 g;:sss9 g^^i^ SSS3S ssigS S§Si§ §§Si 

SSaa»<i5 u5i7SS<F|35 e490l^^>^ 53«ot>ot« S5t<>eoabto »oe<»9ct5^ «oe9«ci>'« e»<-49i2b 

^iiii iisis iimi mm mii iiiii iiiii siss. 



•-•o» o» 



eo»o »^e<i«seo c«»^ 



tociaoeot^ 



e^cOM iMoocQ 



SSSSS S8SSS S8SS8 SSSSS SSSSS SSSSS SS8SS 8888 

Sspi sips siSi§ isiii iiisi |2gsi iii§s ssp. 

M3aoo»»^g0 ©♦-•^•^P* i^apoo»-i»o OQQP»o^ t>-«ot«»e9«p i^soP^QCj t^^'^^G £2S96S 

is§8§ iss^si {^Ss^sg S§S&;^ ;;isis ^sis^ :3s^S8 tj^^s 

«VS25 S?2SS§g 38S&§ as S3 5^" IgfeSSSg SS'SSSS 523gsV 2SSJ8 



S^^SS SSSISr^ SSSS8 S::S39 ^SgSSS «9§^?SS; s^sss ^sss 

^^sssg s^ssfs sssfS 3g§ii^ sS^^s ^^^B@ SSSSS 

8*«poor«rc3 r^»-«eoQoi> «6>t-'^»<S'^ a^nr-*ctSt^ ^ri^^9i oBtT^^^S tiSti'^Er &S2!& 

ii;3g $So3&§ iSigSo m^^^ ^ssoii issSs^s si^ss ^isi 



•o 



Meo 



*Heo*-i •-• 



^t»'^C9'^ vi4«-l'«i-« tHiOM 



SS^&S SS93S ^8938 SS8SSSIS S9SSS ^^S^S ^S38^8 SS^S 

>«fcre9^ eot-t-oots ceig^c^o 






.jc2e<» «90«ooo o»t>'<«'«co -^eoiot-eo •sSrJ'ifi SS!9:2iS 
S^« c!i9t<-SSoo -^o-^liSto oiaOQo9««< ■^9Soaoeo .t»c4eoi^ 



ii§ii §i§§s §§iii iiisi i§ii§ siiis §g§§§ sisi 



«-4a eo ^^ loco*^ ^c9>oc4 



e^e<« 



r«oaa>eoQO »-i«-«c<i®e« i^o»eo»-« 



88888 88888 888 




88 88888 88888 88888 8888 



188] 



8! 



♦-ie« 



i§ §1 



PI 



Is 






lllli 



03 

.a 






S23 



S 

o 



1 



9 

'5*'- 



W.2 



sl'^ 



>> ti C2 



S S 



a^asSeiSQ^E: Se;2:SQ%Sz; SQSc:z:00 o 



IP 



Oc£<P«(^M>* 



«> 



8 

a 

5 2 






(X4 

59 
C 

e e 



s 
o 

c 



8 



,9 
o 

c 



•r 

a 
—^ 

e 
*55 



e 

S c 



ill 






e 



C 
t9 



§1^ 



.2 Q.p,9_« 



3 

i 



i 

"5 



c 

-a 

c 

c 



■ iZ 
f fit 






o 5 «/.£ 
»._«.„- ©CCS: 



22 



* 


•? 


p^p^ 


9 


<»> 


c 


a; 


••«» 


3 


c 


• •-4 

■4^ 


1 


c 


^ 


o 


H 


o 


S-4 




m 


v-H 


a: 




Ed 




w 


o 


o 

CS4 




o 


u^ 


02 


.^ 


E4 


;25 




H 


a 

o 



§1 



eo 



g 



8 

B 

e 



e 

3 



I 



:s x; ±2 
^ :3 Ob 

0J«7" B8 



■5 >^ * 



•Is 

;3« 



o 
o 

Ed 
O 









«e 






8888 






8888 






g!2g2 






C4 



8^ OOQO 

?S8§S 



(0 09 0000 



8888 



CI 



I: ~ 

U V 4« ci 
r ■? *5 S3 



CO 

o 



8 



CO 



8 

So 



S 






^ 



CO 



^ 






o 
o 



s 



s 



Qu, 



o 



S'^^QS*^ iao*-ic<9e4 9C1GC1Q 

'««'«e4tOQ 9»e9«-<C^op co<<*«De<4^ 

=!S2t::S ci'^ciooS ScoSciop 

oocooooDe cDr^^<Nc« Sa»«^eS^ 



!;?8S^i §! 



ICOI 



)to*A«o 



leo J^ 



r-<-* e« esi^c* 



88888 88888 88888 

COOt*-CDO COOa^*COC0 



S5?2g5; 



•XeocQQOto coio«-»»o2p 

^OOiO 



88888 88888 88888 



It^o^l 



SoSm9 9SoSr? o^^co-^ 

'«S^c<>ia»ud o«35»H«o B^^e^c^*^ 

WQWt^'^ »H«OQ<««UJ WiOlOiQ^ 

dDS<-4rCv ^«coe4•^■.■o T-««cgo^to 

09io^*H t>.r<.io^*^ o»»ftwc«^' 



tct^-^ect- OSS'-' 



^ 25oo'« 



S^S^^S s^ss^s ^ss^^ 






aD< 



!^ 






c4i09Q>'^ tOQO*o>ot^ ^uor^koro 

sjsiSs sisSs iisoit: 



tocpcitp^ c<4Ar«gQQ <De>9<^<gkO 
ci5a«'3*c^ c«S«ooo9d r-CMt«-«i>. 



oc«*o««-* 



<5cot>.o8eo oo»^e<w< 



csio4i5oeo 

eJcsi»^c<r- »^*h eoeo co «ooD^*' 




c S s o a 
«■§ g a I 



23 












II 



aooo 






;s8 



»i^»^^*»-« C<»1>»»^»^ 






88888 88888 8888 



ec9iieo«-i 



• ««« 



iOi-« c« 



88888 88888 8888 

^t^t^b- «5«8b'*« •«♦ Quar- 
to esejoe>j' «a« 



iC«l 



ICO ^ M 






iM v^Mv^ 



0400OHC4 



C<» -H 



^36SS9 SS^SSSS 8S8S? 



c*«eo«-i 



co»-*e>j^ 






8 



6 . 5-» 
•5 «■« 



-I 



II «1^ 



1 
a 

I 
1 






o 



*< s 

» i 
II 



111 I 









3 

O 

oo 

S2 



8 

3 



8 



00 



9 



00 



9 



CO 

OS 



I ija. I 



^ 



ocao« 



a 
o 



o 

< 



00 



Soto 






888 

gSo& 

OO^CD 

•^o»oo 



<o^<9 



t<«C4 00 
«• • • 






88 



!S 



i 

?3 



s 



CO 



8 






8 






8 




24 



o 

09 





JS 






<u 






'^* 






<»• 






4>>. 






'i^ 






?9 






*^ 






^» 






r- 






rO 






CO 








• 




C) 


00 




,1,^ 


Ob 


C^ 




>*< 




c 


^. 


• 

o 


^ 


^ 


;^ 


'ts 


=9 




S 


S 


w 


CS 




■^ 




•*«» 


HH 


'tt 


•^ 


« 




v^ 


< 


a. 




H 


CO 


■rO 




CO 


•r«* 




CO 


^' 




O 





-^ 






o 



8 

•^ 
St 

9 






55 






e 



^ 



3 ^ss &; sss S5SSSSS 



»-• eo«o( 



cl u5o»o» 






«l CO «-• «>>ii-i 



a 
8 

I 



a 

8 

a 



a 



i 






I g iSi 



a 



iSsi 



I8E 8 g5g§ '^S*'!? 

o 






Ed 
O 

a: 






51 fi"* 



g «SSo -55 



»^r»<-»oo 



S 



S 



oT e <p O Q qp CifOt^fO 

"8 

5z; 






n 



i2 






iiSi 



o 



^ hSooSo c6 loSo Se>4vi4'^ 






C4 coc4a» e<< ooeo 

W CO ^ (r^vH 



*ssss 



Cl 






^1 

■si 

eg 

8 
•c « 

<c3 






CO 



8 



eiS 

a i 



-.J 

was a a 

OS K e 



to 
a» 

s 



s 



00 

3 






C9 



s 



1^ 



n 



?2 



C9 



S 

CO 




i! 

•a 
e 



25 



C4 ioaftr»^ S^SSr« co^oeco >c<oooS Seoe^o9 Sole 

) ^o^«iM «pco«-«OQO ^^caeo^-* OOQ'^ 

1 *25c3»'i OC>J'S;»-j^ ooocoeot^ 3'^ 

* toioS-^io e»oaab-«C4 cob«wSt«to oSocD 



CO t» »N-^^JI 



iO< 
)tf5< 



^ ^Sii ^sss:: §^^{s$ ^s^Si ^§Ss^ s^Si 

jj- ®T.** C4^ -<"*«> eo®«OM« •W!^35eoc5 c^bk^teei -hISi 






«ii4 

Oft 



<oeStooo 









11 

coo 



t^-i 



COM 



e<4 



^ S9;;;8^ SSS^^S S?§$R^S; ?3SS;SS 



t "^t-oOffllfi 5o39»^^ o*-«o< 



t"- »^ »o ■* "* 



S S^iiS Si^B^ ^^^S^ :t^^ii 

'<«• eor-^^eoc* c^attcWico •^'W'toooco oa»f>oco 

- . - lO - •■ 

T-< eots> *-■ •^^ 



§5 cor^^S SraXSo) o6oS>oS SSsSSoo oi^^^t^ 3r«( 
oo eo®^ti ocoo^A -^t-wao-^ c^»^»»0® ot«-»-«o»w co«0( 

s S5§5^s sioSsi siSsoS ssiSs 3«?:s?2 SSi 



SS --! 






-^copo^r- r«r«o(X>o ■*o«poco eor^< 
l>.tA«-4(8ep oaco>-4t«^ or*5tr^ 'OQf 
-Hc^c^i-*^ i-itoeO'-4vi^ ^H-^aoo*^* a5< 



CO 



104 






9 S^sgS 

c« CO lO eo -«•• «-• 



ex) 



CO 



E- 

O 

o 

O 



•*-*eo 



5S?5:^-° 



I ("^t^ 



r^eo 

CO<D 



coQOi-« -Hcocoaooo OS ( 
vH^ok r-» «>* '^ 55 •- — <( 



•-ooo c^ 



CO-* 



!; sss$s SS!;S? 3S3SS s&ass; 

MiBn^ IBiSi Sg^Si 



t^ ^ 00 CO i 



S S9t:*!SS '^cocpcokQ a»coc«eoeo qdqq^^q^ 
A o^r-c5o »Q*HZc$a5 ^h>t«o*-i Q9<e*Q< 



♦tco 



e>4 



9 :Sr:a^ 3SS8S ^SgSo'^^ SS^99Sg §^SoS^^ :S3S 

gustoeoe^ «-<co9QO«^ r»«^c^<^co toot^e«i«p ooco<p»<aio >^«ocd 
ssls§ 5^^i^$ ^9^5^^ isSs^iS^siiS sfs 



§o*Sr?^ -^®»^*Q osgpQOO* ^o»»^co»r 
^ '^iSS P:§SS2 gggSs f^SS§r:§5 

QO*-* cod CO *-* 



tCDCO 






»H'«<0» 



^ eo^Soc4 
eo a5«25-*^ 



S isi 



>«o 
I to 






t>-— < 









rt 1-4 5 c^ « lo — < 

I h- »o 1(0 W O "5 CO t>- 



coc^ 



C»J 



^ ssss^s ^S8^£; sss^ss $s:sss 

s ^'sssi s^sss sss?^ ^^ssi 

a» >-4O<9<0bcD ot-coooco MoSSocito <oaoa69ra 



5 Si^i- S§=2S 2§! 

«5 COM iC COM MOOkCICO Til 



»-«cooo 



55! 



^ S^^S ^9^§^S £^^^^ 3SSR9 ^SoSS?!: ?;?32^ :gg g^sss 



S^i 



'-^^$! 



)CO«©0< 



aOMr«»uoo o»JOi--'^( 



S? 



>M-i 



t^r>.co 

«DiOC4 






[•^csiooco M^<e^3>ca 
• S«cof- 5?§«oeOM 



•o 



r-^ 



-a 

e 



C 







coc» 



I tA 00 00 C09> 

' M ® » (5 00 t» t« 

I oo «0 CO *- « «o 

coo 1-H 



(r>.«ooi>- 
) wM O^ t>. u; 



)t>-iO 



I >C O v4 



o8co loisOMOO «eS 
ogojc r^cocoMiA Aoo 



1§I; 



eoc« 



M 



o 
o 

8 
o 

g 

n 

a 



ea a 



a 

c c c 



^ Piu^^tZ 9^sss $ss:;s s^ss^ 

Sfi*:;t2S2! S2252S* ©•t-u^r- ^wo^co 
^ S^SlXSCfi oDoooS— < !:>9C3MO» Mi^^oo 



00 t^coocot^ 
•♦ «c»»?5co^ 



)0>0*« MCOiOi 

icoioco i-*ai»ei{ 
coco »^ 



SI 

•0( 



is; 



^-|-|^^ IlldSj 



.s 
a 

a 

S 

o 

c 

-2-3 

CQflC 



O 3 5 



2ja 






313 



o 

o a 



9 

c 



66656 



a c e :: c 



§ 

g : «9 






^ 



.5 

s 



3 c S 



c 
o 






26 



iiiii 



^i ^% ii^ 



9 S^^^r 9Se^;:s 



3 iiSSS 



t»5 <5e«»- 



iii§ 



s 

9 



li^ ss^xs ss^si: 29^S9 
-s^Ss ES^i«i ^i3s§ 'ilBS 

s«9fx9aC ««»«_«a5 ««fc«rt w9«»ieS 

3?23g=! IkS^s ^5iS3 S«S3Si 






9 
9 






Si % 

^» e 

e .9 



CI « 



V'. 






rt 
« 
H 



3S 

S 









•5 sf — — .— • 
99« s<;?«r» 



2"-"S*3 S2*!SS £*S£rSS 

s<««xo iet>-o^9 c??^^'^ 

^i^li is^^i 9iii3 

S=>g= SiiSg aiiSi 



-• — — r-iO 






'««• — • 



c«e« 












5S5^ 






|?S 






8axe«» 

2 ssSfi 



^SS$o SS^SS SS7$= SS9SS ^ SS::S 

ak^ossr- tcecoeox ^5C««o^ fitsSSSTS ** ISZTmS 

s^«2£E z;;?§si 8S£^ss isssS ^ ssss;: 

S«2i^ iss'ss sgsss |§25S 5 5|ss 



09 eae« 



U> X 



E 






xe<«^ie 






1$ S: 



^9 ^SS&oo Sm< 



;s 



c« —c* 



e«^-* 



xt«r«n 






r»9«<Maktc *ixx»3 •^Sr-^r-o «^»oeco«-< 

kn^ra'^siQ aor^tor^ ^XToata ctntOQCao 

«5x'!»*«»o oScQoo ?So3;« E-<»2as 

«o5x«c4 »Mt..3ci>-S5 e5^35*«o •X^T.® . 

»'o*i>-*»»i^ acsPcToTrJ ?3«SPt>.S SSr*3I£2 

«c5^^^'3t •55'^^H3 f^SfiSS ¥S£:2S2 

cK'2a»:'io u5x<^c4m5 t»xxxo >cc«ora^ 



cs — M 



«" 



DM CO X lO CO 

25 t^2«i«c4 



< 

p 



c3 



-r 
c & 






;2 






C 



■ac 



t 

c 






J= 9 






.f2 25 s: t a. 
— r! e t- C 

-< -< "^ ill isi 



k. L. 1- k. 



^ ^ ^ 






3 
JO 

X 

t t b^^ 

^ S,^ ^^ ^^ 



. (9 

'"2 
5 

k. • 



0. 



tf 



MS 












o 
c 

a 

6 

o 



II ^ 

J itS 



■ e 






2? 






S8 

Ol^ 



SObv-<^^tA 



<0< 









QQQiQ t>- rH ■^ — < »** «Pi-4atOr« •^ >Q C» @ 



«-• C«« d 






>o 



r-t^^ N^ 



i§ 



^«-t *mO < 
c>3a»i->or> < 



ICX>00 ^ 



tScxScQ 

)i-icoi-«eo 



lOtQ ^ooao>oo e<$c«*-iOC« oi^a» 
^to t*t»ifl»-ic<» oor^eoo ^35^ 






•o 



^^ cfl eo Fii«»^ »-i *^ 



OCSieQoM o«eot^ao 



eoao«<« e<4« 



^tiZ^^ ^SSSSS ^8 83S S^^;;^ 8^So9^ $3? s^ s s^ssss ss 






sg 






tQf-«St^^ t^dS NOD oo9^ey5 iQO<-ia»co ^"^w ^ ><- mS^iSiO tr*^ 

^94^ 1-I <o eo«> «-ia6*->c9*^ ^•-«eot^r« odto c* e<ST-«r«u5«H co<-4 



e«4 



*-<eoe«j i-<e<i 



81,073 58 
322.661 79 
172,221 47 
568.562 22 
273,573 67 

356,164 28 
152,196 82 
429.550 73 
134,376 90 
158,964 63 

654,637 07 




252,105 56 
2,852.017 62 

113,901 05 
966,779 03 
159,696 03 
210.487 21 
1,190,200 04 

1,731,504 31 
108,080 36 
291,102 56 

1.058.776 13 
700,768 07 

637.931 19 
225.204 84 
726,689 83 




270,129 87 

170,593 88 

1.977,839 00 

4,417,438 85 

2,382,571 21 

1.442,786 11 

2,349,481 55 

265,377 94 

126.011 41 

406,626 22 



S^SS" isSS^ 53 ^Sq9 ^is^S SS^S^S S5S8 g S S8SSi Si 

eSle^ofiist^ ol9SoS<o ooeS e^e^m c»u5«tx>a5 SaD^v-tCA 9r*d( e« oS ouSooSo <v^ 



sss 






leSS2 SI! 



^Si 



»CON '-^^t2«PSP 



50 >-« 



e>4 CO 






•tN i-» 1-* CO 



coaoio e<4'^ 



c»clot»io <oS4S>u)a6 



:2g2§ 88SSSS SSS85S{S ^t2S 



too OCAUSUSi 



■ r«r« coceM< 

•O »H *^C4 CO 



i^! 



SS:s8S ^SSSS^ 

eot^iMOQO aQCiaoroo 



c^esi iM *-i 



eot^^ ci^ 



S^SSol:;;^: S8S9^ S8 S!§5 3SSS8 ^398^ SSS^ ^ SS SSSSoSo S8 

!$«^®trgp »'}fi«!*t>» O^ ®»^«5 QOOOi-«^ g»t^c»»-*^ ®9B»5 -^ « »5®fiSfi»'3 S9t 

^SS^CSS SSsltQt^*^ r*t» QD«09J u3aoc4^ fi«^t^QO ^m>Q r» •-^ onrawt^ ^O 

•oeStfdSeo co2>l*25wc<« tOi-4 Mt^co t>*cSo>oo5 eoaoo»Otc «DC»m co eo ^Oio3*-i uiwS 



lie 






S! 









!S 



WJ •- 



CV| CO 



^^04 »^ »^ »H 



eo«o^ e<^ 



i3Sp:sB ^ssss^s $ 



^o»o»o 






§ 









tOQO e^cocQins co^fi«SO* eo9!4 

g<^ oeoeio^t^ ^-tSCMino «Dt»ua 

S^ t^r^eoest: Qwujno So>o 

«o» t«o»r«<oco eowco-^r* «^t» 

*-* SHSX^S oat^«-^ oofi 

■«< <Niora^o T-«95udS<-i T-<9eo 



•O 



*^ « « ^C« r-« »H 



C;S3ii ::SoiS8 



cor*-'*' «■* 



8 



51 



Will 



^i -.1 






3I 

is sSiiJe pips 






■1 







3 

OB 

«) a 

4,— 



II 



r— s 



£ 

£ 






i- e- C 



"a "2 "3 

3.2J9 



3-i 






S3 ^ » » 






~ c 



4 

e 
o 

5!5 



^ 






E 2 



>. 



-a 

S 

"O 



I 

1 

o 

i 



3 

■s 

c 



js'e 



= ^ eS 



I 

B 
1 

Be 



an 






c 



5=1 8 



£ 



lllll 

(£4 Px PU PU (I4 



:c3g 

:5 C Bji B 



ll^lss 



28 



T3 

.s 

o 

o 



o 



a 

-«: 

o 
o 

< 



X 



c 

u 
3 



O 



SS2SS SS«^9;3 SS8^ SS3S 

g^S^ f^i^ig ^^S*^ SSSg 

Si^^jS e!i«siSeo 25»e<5«o iO_«o»oo 

ssgs" ssgs s^^gg isii 



^^w^rm ^d 



C« 



I 
8 

a 



o 



8 

a 

a 
a 









t3 

5^. 



Sr»ao 



»ooor>- 






!■» CO t-» «D •O CO <0 



oSSoS »5e>»r^ SS«^S '•'Scooo 



^9.&\ 



1228» ?Si 



e^'^CrO* «2e2» ISS^SS I221i 

^i^isj sissS '^sssS ftsj 



C4 



N1-* 






c« 









SSS9 SSSS SiSSS 



11 






CO So CO I 



SaSS^ 



«oaacD>o 



wm'^m^t-^ lOC^r^ 



«^OA^4 ^QDOcP r«<Dt-«|^ 

sl§:S §SSS sSss 



C4 



»CN|t^( 



^ss 



PO cot^o» 
got-^csT Vco'os 

"♦tC^W ^— <00 



JSS§ 

•-•at-eo 



e4Sio*H 






eocoQt- 
toAco 






s?{^^8 ^ssss sss^s ss^:s3 



OkCSjOQco cacor^ 
coco 



O co{^S< 



«ooc^<o 









cocosoo 






^eoe4 o»oco 

» » » * • » 



0'«*C«*^ O»0C0»-4 



!2§ig si3§ 



C« ^ 










EE 



e 



illf iUi 



§8 






s 



s 



9 



8 



s 



CO 
CO 






s 



C4 



s 



8 
8 

.oo 



I 



03 

n 



pu 

8 

o 



•ecoaOQ*^ 

U3«DCPt<-^ 

t««-<Stor^ 



§ 



s::sss 




sss^^ 



CO 



lor- 






e^ 



vHooo^cao 



sssss 




t««Ma^<#eo 
qOOO*-iMO 



i 



i§gs 



tSo 



©•♦^ 



cQ 2^ CO 1000 



o<DOknr^ 







lilliiliiiipi 



8-1 1:11111 up PI 



fliiilHiPPP? 



iiiiiiPiilPi 






I 



lyiiiilii 

i!!!li!iillJ!lBiii 



11 
II 

li 
.1 

if 

li 
li 

!i 



30 















"?3 





S ^ 






s;S 






g 1 




CO 


2J ^ 


V. 

'A 




cc >*> 




• 


e "^ 


"y. 


o 


•**« t^ 


< 


"^ 


^ C 








p 


W 


5 S 


O 




.•:2 --s 


< 




< 


< 


Q 


H 


^ "s^ 





CO 2 
^ 2: 



O 



5c 






CO 

-53 



:35 

c 



^ 

.< 

^ 



c 

o 



c 

3 
/ 

C 



s 



c49Deo>-*>^ •>• «-«c4 ^M<e v-io i^ 



eo 



C0O»' 

ao »^ »o "^ ^* ro 






oo 



s 

CO 






s& 



IM30O6 ^ 



CD CI 



e>i 

. .... 1 - 



m 



c 



•<5 "o OS iO "C »o »c ao PC »o »c »o 



CO 



^SS"^ 



Cvi 



0»r«.^^»-ic» 



cc 



o 

CO 



CCtA^ IQ 0'^C4>C00 



!S^ 






Ol 



:§l 



"S"= - 



r^iQ m»w^w^ 



OS 

.Si ' 



J3 






l>-"c*»0( 






n i>- c^ 09 "t* o CM 



i 



CO 



Q-^r- CO 
•Tjt^co OS 



SCO t; ^ w 
»^ iO c4 ■* c '" 



< 

-o 

9 



-< 



"*Mcor~« 

g«cco"^« 
0«0d0 



a 



» h- •-• »Q OS ej 



cot^o5c»o< 



e^ 



I ^ «o OS «<5 1>- 

)^c<4<-4roeM 



a<f 



2S 

OS 

CO 



o 

r -^ 

O 

-«: 
en 



3 



CO 
CM 



dO'-'"^ 00 

*H CO<^ 



OSO^^CI •-iiO 
!>■ vH O <^ '^ OS 

^osg«»-g 
«4eo«M^«Mps 



3 



§. 



-^ l-< ^ r-« 

=^5 5 

eS 
C 






58^ 

■T3.g> 



I 

o 



"g 



«-3a 






s- g 

a^i^iS T Srf i 

ggggga 

.5S.SS.SS.2S.5S j 

e a c c B^ 

»-« MX ai^ a-^ ».< ^4 



S3 



3 



CO 



<o^ 



g 



CSl 



^ 



"5 
o 



SOS4 90C4M 



OOJ5J 

loSSo 



SqS 



s 



S2 



^ 



^ 

r- 



OS 



oaoooeco 




SS228S$ 









S ! »' 



O 

8 



■4 00 us 

SS2 



CO 

■CO 



COCC"- 

esr-o 






g&gssss 



OC CO *-■ <-• X 



1828 


s 


cor* 00 


C<( 


r--*»o 


•§ 






C COf^ 


» 


25 *r ^^ 


■•* 


*^ C& ''0 


•t>. 


» W f> 


w 


«DP9i-» 


• r* 


«H 




•» 






<532<<:< 



31 



»9Sis s^<s~i= ^s^g' 

^t^^OkpS ^ouSeo^ iccSuboi 



100 9o>^ «^< 









>=^^3i SSS93 $?:So^S ^3 ^So:: $$ 

tCOQOcfo '^y^»^e9 i-^t0Cl'<DOQ o»PO ^wo »Qe9 

>C4«0'^S ^oo'^rooce <o«-««««u5^i %o toc^-^* eScc 



oo «>««McoaD« eoc4^^« 






eo<oo 






SoboeSuS *c5o»o»^ w 

§Q9*r3!fi ^aToTtiooe^ SSQooQri « 

_o«oclio S«c5«Du5 e4<-^oo»u5 oo 

3»^SS^ ^^«53SS »o--^eoSSr* S 



2§2 S3S3SS iS^Sfg SS5SS2S J8SS9 

t»ott eo95'«^9 oa»M^e4 ^^9<ei5 99t«>r«t^ 

5§ Si^*S§ SJSSS i'sfss'S ?S2gSB 

"^•-^ oooacpoac^ ussi-4<-«0> Oi-4C4rfOA nftoac^oo 

C4CO ot^S^tftOk r^SMkOci >^^cooor« dbo^Kt^o* 



sSSSi SSSgf Si§3i S^ ^^® ^^ 

toSoft>Qe4 '«C4Kc>)a» e»e4^>^ec r«r« t»a»r« "^lO 









flJfcr'GSS'^ 9P9B»£?c^'* '-•e'Qii-^ «ot- »-'*t^ »o»^ 

si2g|5 iiis^s g§Si§8s gi ^^yi zn 

SBfc^'rffi owt^eoV oesodcflo »"H r«roQ<-« egeo 

ae<iiiogiro t^a6iot09 t^oe^^^o n«-* ^cScs fi^ 




r«aooo 
■*r-o 

ClOtO 



§8 



(POO 



99(^W'*^ •-4'^CDQ^ OOQiCe^CQ Q 

i5'Soo9la» u3ooi»c$r« S>S$^t^aQ oO 

Sfi^sTr^f^t* Oicac^ooi e«3tQ»-r®Q ^ 

eoo'^ft^g ^90<-i^ ^c5*^^Q O 

•0<^O*0aS a0a»O03>-> <p^m<-ioaB u5 

Ojici^"^ <P'Q*«P'^'q OOOOQC^O MS 

t>-c<«tooco «>^»<^S 55o^ — c? 00 



§ae<«>Meo oco^<^iQ aoe>40QOe9 oecc^e^c* 

^•♦c«»«o»o e5F-c58o55 eor-<eooi>. '^^*.*'t^. 

»'3^?B^Q wsaSs's SS<Coe2BC** !92JE5SB!S 

^$^s9 ?l'5Bso»n e4iSSoe» ^QQs^ 

roo^oor- noQob'^vM ot^ot<«tS ub^ooclwS 

csi«^ o5^«o«tfti/3 o>*aa»'^'^ t«a»>»<oiib *-i«4C4ict» 



04 CO 



f^s;;^r: SSSSg^S ISS&S^ 3^3 $gs ^3 









00^ to — go coi 



Sg 



^8 SS3SS:: 8^S38 8 



Sooo 



e>) 



C4 



aoe>io 



§§!§ giiii ig sgis 



•-»•* 00 



^^^ •ocQQoudi 

CO«D OOiOO^t 



OioO At»i 
^-^-^eo 



00 



S9S$$ $SSS^ S3{::SSS§ Ti 

icor» coMv-iok^ 












>eingoo $29^^^ icoB?i5q a 



« — 



«-»co 



SIS 9{^8S$ SSSSS^ ^SSSSSS S^S:SSo 

Aoo 900at;O4 tnQ0>H«5— 5ar»coS N^tK^fOt 

ra<^ Sc^oBous ceS«ouSiO '^aoo^ r^ctSoK 

00'^' <o>OiQ<D>H cp o>4 esT r^Ti-T •oo»*e<»Qco 0>9Ci'!^*^ 

t«<e 2co«e»a 9«^t=ei!«* rj>o^o><5 g9?akeom 

— r-i ^uSwSecug i^<oaococo aot^ot^>o ao*MoHic<D 






SiS;s&;S S8S39 ss ;;:ssss SoS^ 



(oooooojQ SJa!t:a«5 



oo3 Sc^In 



(O*^ 

ss 



SSS $§!S^^3 ^3t!338 8 



lA O <-4 O <^ ^ M) 

^CD ao-4<«t^c5 









to 






e«i*.« e« 1-^ 



.4 CO 









i«D r-icogoa»t<« 
(•^ coo<~<iau9 



^HopCOOO «o 



•-< --^»-4^qOc« »oo4t>.^N — 



OI^O 
t>.«o — 



•*»**^ww cDt^<-«QQ^« »S5*t*»^ ri 
t«-icc«0Qr<- 9la»coSi<« ^eocbtoei oo 



*^ QO 90 Ot O 



«o^-^oeo eja-^C^ 

0«COC<5to 000400(000 






IC 



»ti 



OJOOfc'^co ^-a^fcr" 

coaSSoaQO S5<oo^< 



91 •-« 



— «o 



8 

to 



CO 






00 r^ 

CO tt 



«0 — OCOCO aJCOMO"*. 



oiAco^oo C9r<*i-^>ca 
cou3e>4oCcl o9iooe4 



o»"^-^ "^ ^^eoooc« oc»«0"^»-i 



c»i»^ciicoo r*»-40»eo 

8f?^s!? ^^iis 



J 

-1 ■ 

g « C 

O B 8 _ 



.2 

s 
a 









a^ ci *i 



•^ S S «> ° 



o • 

>* : 

a : 

o a 

X3 



ace 



■4 

2 

o o 

^ ft 



>: 



S 



S 2 >. 

A' S 5 

a i 9 



55:3aa 666 



c 

3 

s 
s 

-ra a 

6 



a 
t 

a 

3 



s. 



O 

c 
C 

S 

a 
a 

M 

I 8 Si "5 s 

a» V -S 3 3 

QOQQO 



a 
C 
cS 

T3 

B 



7/ 3 
125 C 



B 



B 
e9 



B a 



•2 2 

rt ^ 
.a IT. 

^ B 






8:2 S.3 

C .5 C e, B 

lllli 



o 
S 



C ft> B ■C 



-III 
6 BC.fc 



^ 



B S B S 

g «S g C9 

Im titf La C 

Oi V a.> C' 



32 









•d 


• 


a 


(V 


— • 


3 


§ 


C 


Zj . 


• ^^ 


1 


a 


^ : 


o 


H 


o 


s , 




73 


/v-> 


OS 


• * 


a 




f= 1 


o 


S 


y. 


u. 






U] 


v. 


T 


LsJ 


H-< 




■-o 


'^. 


^•^^ 


-»t 


< 




1^ 


3f. 



o 



c 
c 



en 

.a 

;2 



1 






q6 

s 







lESS's Sii'si S 8«22 s-s'ss s'ssgg 

PI 

§ii§g ssiSi i an iiiii iiiii 

It^JJ. iiSSi i iS§iS SSSsS BS§S§ 



frJJSC^Q ooc<9-*oot«- I'- ^c««ca««< <«>iocfiO»«D Qr«-^t^go 









0bl>Q0 









w-NC»e<» 



cieo— « 






c*9«^n«-4 •^ot««pc<5 o abased AOusO'-' n^-c<cco 



oc 






c0 3e«c o«- 









Sol 






itv.(0O 






w 



"- ^835 2 '^ - 






o 
o 



r/i 
5^ 






> o 

Sea 



V. 



-I e 

:9 



s 



8 v-S' 



ntStxjSQtS 



^ ^^ QD 
*^ "^ >^ A) Q C3 

a a -^ Jl 



- c 


















t • S c 

= 3 fc fe t 



a o gg>^ c 



9 *^ •« 
EC 3 Ik 



aasaiasas assxas^ 



33 



§S§§!§ SiiSI Sii.Si liSii 
S¥§§s §§l§i iEiss §§§S§ 
a"Sa« s"s«2i 8Sg|§ sgssa 



r-r ^ 

»0' 









epeooooD e 
TSoook cB 



i§g §s§is §§§§§ 



Ssll 









:§iS§ iSSI^ S§l§s !l 



;§i?s gs's^'ss issiH » 






ssa 



iSiSS §§ggg §SiS§ ggiSS 

iiiii iiiH ssiss ssiis 

«"§§« 25S2g offlggS SE^^S 



§§§§§ § 






00 



Sop QCQCfc «^ 






CO 001 



{g g 






f^oouSo &o<^^t^oS ottc^eeJioD co 



Siig 8«3*g aSSSS s 



'S!!S 



3S33IS ZSSaS t:S3SS S33$= 

g§§s§ §igs§ siisi ii§§§ 






;SS ?SS:SSS SSiSoS 



§S igSSS i§s§§ 



l»SS§ g8g§§ Sl§^g SSg§i sSsSH i 



i§l 3§§ig ii^iS 



lO 



wH e<«c<o 



•MCO— ^ •-< 



•*r*^« 



«-•*-• ^.•^^4t099 









lot nwSnotv c<5^i 



«-> C4e« 



•-4C9«^ .M 



SS8S 9§i3§ §§§§§ S 



^^S8 i§§Si R^SSl 



^tO-^iM 



•H CO>M*^^C4 









SBSSSg SSSS$36 SSe893 S2f9^S8 

si^gi seggi si§gg essgi 









§IS§I iiiSS ssa^s gg^ii 3§g|a § 



eo-^ lO^o «^»^e9»oc« 



eq 



C4 



r^okoico 00 









«-«00 



« 



^■O »4«iHC9>Qe>« 



e4 



SlISISS S^SSS SS8SSS s 

^eov-ioi' 9i-4e<4t^t» H3°'°'^S3^ 9 



QDoSaBoS oO(Oao9Seo ^c4<#udao ^ 



«Da» ooM 



we4 iOc4>Mooe«) r^ 



mSoo 



i. 

islas 

S -S -2 -9 i3 

M •« «rf «tf «« 

o « It « m 



5 






- -fit ■ 

rt «i ft« «^ A 



B 

8 

■§ 



.2 

. <9 : 
• X . 

09 CCS S !9 

fc< C '£ 'C .2 
o 5 o o^ 






e.2 

"la 

"38 



OOPN1CI4P4 



3 



a 
e 

e . 



a 
o 






c 

- M £ 

c a 4e ? 

s 4^ S P 



8 

a 






a 
C 

s 

■s 

9S 






a b45 9 2 



a 
•c 

s 

"S 

£ ^3 3 



^ B 

Si 

9 d •-''■' 

2S§5 

B 3 3"3*S 
M a> «} B B 



[3—23848] 



34 






£ 



s 



3 
m 

C 



e 

4> 



h 



I 2i 



<u 



c 



(~) 
^ 









CO 



< I — ^ 



— ^ 



S 


















iM CO COCO QO 



•o oaocaw 
ar o i<5 a? c» 

«0 JO to cc »>• 

<3; c^i — 






Oil 
OS 






CO QO AOOr^ 

wi^ifteoo 

0» 00 iC ^ t» 
»ft CM r>^ ift Tt" 

ff lO ^ iM CD 



3;co^roQC 
abooo>'-< 



OaeooCMi 

!•» t— t •-< do I 

lOO 



>cDe>4aoao 



^ O ^ CO op 

i-» — » ec CD c5 

— 0> ^ "C CO 

ac lO ^ If? <r> 
»*" cooo M 

c5-««aoo5co 
-r en oc -* «o 



■» 



CO 



CM 









L^ 



J* I 7 t = 



88 

CM 
CO 



00 

CO 



U3 



s 



CM 



00 



OO 



O) 



3 



^ 



CO 

S3 

CM 



CO 



rA 



if: 



CQ 
H 






< 
a. 

o 
o 



OS 

o 



» « • # #1 

coQC«r*cp 
cot^^r^coco 



on*^u5 CO cn 






S! 






«-4eM>Me>io CM CO 






Suggs'* 



t^COCM 



So! 



CO" 



>"*co»-i 



oooor-o ftt* 

cMCMCMoo coge 
uiw^eo aoo 



^f-«co 



CM-* 



o»ab»-<ox5 .SKI- 

'S' COO> CO ^ 
Sao S CO 00 
OJCOeMCMOO 

•-« 1^ eo CO «-• 



^* •-* CMtfO 

^'toeMr<r 

m tctoo 

O OikCOCO 



CDOA 

tOC-CO 

t>ri>reM 






h« ^ A A CO 
OOC0900> 

CM>0««»^ 
CO t-* S •& «p 



00 "<i* '•^ CO 
SBoco« 

tfSOOtOl'^ 
(NraOO 
CM 00^^ 

—* 00 



cs^o 
c«eM 

cOCS 

eM«* 

CM CM 



r^CO 
CMr*. 
CC to 

Si So 

CO 



•-Ha»coeo«-H ^<ooo»0 
OQOeooo^ cocM'OO 



t>-cM — ce^ 



«» 



t~» cO CO OO 

S'^'5?o 

^* 00 



cctogo 

Q0CO3Q 

•'>CC ® 
r-iCMO 

CiCOCM 



frtCM 



CO 



COOCC-^CM cMcoSco Sor^ 



^—eoosQt- 
coo«-<aoeo 

CM W-ao 

^ I— I COQO f-4 
CMCMiOOCO 

CM CM^CMt>r 



piiO 



leo 



^\ 



CO 00(t^ CO 00 



■«-H*^CO 



coco 



■€M^ 
CMt^ 






•flooSwSco 
eMO»o??oo 

ioo- 



cSoO^CM^ 



•^aoeoo 
r^ocor* 

eor^( 
eOO< 



CM^I 



eMCM«^«-iCD 



13 

>^CM^ 
»OCOCM 

CM CO 






^co 
ocV'* 

coeo^ 



CO 



c 
2 

3 
X 



o 

c 

-5 



C 



S i. 5 -3 

— cT *■ C 



c - r s^ — •/. I P » 



< - 













35 












5pe5»OQ0^2j 






ico 



9 d O <Q l-o CO 






CO 






o 



iQOQO-H t0coQr>c4 cokoaoe^"* 



•?9'(595'* QOPO®PO« «p«i>»por- 



2S 



S5 



06 

O 



o^a»«oS SooS*^! 



vM«o95Sao oooo«^o>< 



5; 






C4CO 



S! 









00 

«o 



•♦^ootpQ^ Qoeor^e>»^^ ^^o■^^l 
'<«it«ooaa o»«or»C4«o 00 •M 00^ I 



C*OQCIt>» OOMr^Wd ocp^iOA 

e4t-<iAOie>j Gr^^*c<**ti vM^cp^O) 
•-•loooioeo -^e«t^«-*ci5 ooo«5co»-« 









g5 



S 



S 

t* 



u 



o 

CO 






-^«c«oo-^ 









^b <o ^ ^^ CO ^^ 
cO^ TO® t" '5 



« 



^ ^ 



00 

i 



WQMJSP'"*' OOOOOCOOO Sco^r^O 

^»ooo«-N eotoooo» ««o*co 



^lOcOi 






«-^0OQ^-tS tr**'^^«0 •Q«<5«OQCM 

ssssSss snails i^g^'^REs 



'POC«"^C« 1-^ c«oo»^ 



e<i c>i 



•* 

s 






(O 






tO>-<C>S^^4 CO 



<-«ao cb*o^4<pcp 






S§^SSS^ 



oB9l^SS 



eooot>» 
1^ csi 



i 



'^toomto a6eoottt»go oSJN^oco C4 

§r>>co >n on 
w«0"*r- 









cC 



oc 



'«M«M^X'^ >o<^Ac«Q is,«^r>».-«r* •«f«li'^ 
•SQS**^*^ f^aSsJ^S ^<f-«»H»MtD «) CO 
OQDOioe* iorao»e49 ao»-«^o«-* ^ 35 



r-^«eoco •- c<i-^c»» 



•c 



<«»^ ci 







Ex3 

Oh 
O 

o 

OS 



o 



oSeo 

ooooS 
coeoQ 
Mk ' ■ 



§8 

o* 

o 



fQO< 
CO( 

e<oo( 
^eO( 



S2 






CO 



«<5r»co 
f-OOS 

0Ot>-*».'S 

r>.t>-o» 

C4 



CO 



o 



§ 






!3g 



h- — O 

MCbcO 

§3« 



00 

co 






CO 



QOr^QO 

R5oo^ 

»C«-'CO 

•» - - 

04 CO 



CO 



1^ 

eo 

en 



SS5S: 


s 


«•** 


|M 


Ssg^ 


& 


|S| 


^ 


U5 


«• > ' 




■^co 


eS 


t>»CO 




^1 




«» 



r*' r-) O 

CM CO CI 

cM^'co 

>Os 



gC0 9> 



«*0)0 

eo«- 



00 

o 

CO 

CO 



mSoc 

OS ^1 CO 



5 

o 



. r. 

. . Oil 

. . X! 
. . U 

. . c 
. . « 

;o3 

■ 4>r/i 
- *> 

.p. I 

(- a. 5- 

^ sH 

c o o 



I 

c 

e 



36 

Table no. 4 



showing Business iri Indiana, 

INDIANA COMPANIES. 



INSURANCE COMPANY. 



Insurance Written. 



1908. 



American Manu&icturers Mutual 

Carriage Builders Fir^ (Admitted 1909) 

Firemen and Mechanics 

German Fire of Indiana 

Grain Dealers National Mutual 

Implement and Vehicle Manufacturers Mutual . 



Indiana Lumbermens' Mutual . . . 

Indiana Millers Mutual 

Indianapolis German Mutual 

Indiana State Fire 

Indiana Retail Merchants Fire . . . 
Metal Manufacturers Mutual Fire . 



Totals. 



Gross. 
$441,500 00 



578.405 00 
Not reported 
198,600 00 
23,500 00 

1.711,734 00 
301.650 00 
983.212 65 
754.700 00 

1.292.770 00 
35.500 00 



$6,321,571 65 



1909. 



GRGflS. 

$182,500 00 

350.425 00 

645.825 00 

12.814.137 00 

216.275 00 

52.500 00 

1.981.984 00 

330.640 00 

1,090,913 25 

•336.775 00 

1.567,615 00 

61.250 00 



$19,730,839 25 



COMPANIES OF OTHER STATES. 



Alliance Insurance Company of Phil. (Admitted 1900) . 

American Druggist Fire (Admitted 1909) 

Aetna 

Aifficultural 

Allemania Fire 



American 

American Central 

American National Insurance Companj^. 

Ben Franklin 

Boston 



Buffalo Commercial 

Buffalo German 

Commonwealth of N. V. (Adiuitt^^d 190t)) 

County Fire Insurance Go. of Philn. (Admitted 1909). 
California Insurance Co 



19.433,450 00 
3.546.000 00 
1,891,767 00 

19.692.619 00 

3.451.827 00 

345,228 00 

610,382 00 

1,140,091 00 

841,365 00 
1,922,774 00 



Calumet 

Camden Fire. 
Citizens 



CSty of New York . 
Columbia 



Commerce 

Concordia 

Connecticut 

Continental 

Central Manufacturers Mutual 

Cooper Insurance Co 

Delaware 

Detroit Fire and Marine 

Dixie 



Dutchess Fire. 



Dubuque Fire and Marine. 
Equitable Fire and Marine 

Farmers Fire 

Fidelity Fire 

Fire As.sociation .... 

Federal Insurance Co . . 

Firemen's 

Franklin Fire 

Fireman's Fund 

Georgia Home 



151.025 00 

613.443 00 
988,770 00 
5,275,551 00 
547,474 00 
289.645 00 

542,920 00 

2,588,969 00 

12,597,869 00 

58,490.450 00 

1.008.585 00 

304.722 00 
3.946,900 00 
1,014,495 00 
1.594,800 00 

147.650 00 

1.610,429 00 
1,892,297 00 
1.778,090 00 
2.243,929 00 
5,9.37.949 00 

667.887 00 
1,658.454 00 
2,938,446 24 
7,421,924 00 
1,010.889 00 



144.975 00 

39.000 00 

23.209.358 00 

4.161.000 00 

2.087.615 00 

21.998,108 00 

3,708.934 00 

487.803 00 

750.819 00 

3.280.995 00 

943.022 00 
1.961.205 00 
884.402 00 
154.375 00 
943,463 00 

948,947 00 

1.710.979 00 

5,893,155 00 

753,014 00 

126,060 00 

415.825 00 

2.687,576 00 

13.336.440 00 

60.313,682 00 

1.402.557 00 

603,722 00 

3.785.800 00 

974.080 00 

"'525i59i66 

1.650,962 00 
1,568.496 00 
1.886,366 00 
2.420,730 00 
6.329,379 00 

624.364 00 
2.181.200 00 
3.009,309 43 
7.864.159 00 
1,267.798 00 



Net. 



37 



TABLE No. 4— Continued, 



COMPANIES OF OTHER STATES -Continue J 



INSURANCE COMPANY. 



German AlIiaQoe 

GcnnaD American 

German Union Fin 

German Fire— Wheeling 
German Fire — ^Peoria. . . 



German Fire — ^Httsburg . 

GermaniaFlre 

Girard Fire and Marine . 

GlenB Falls 

Globe and Rutgers 



Granite State. . 
Hanover Fire. . 
Hartford Fire. . 

Home 

Hnmbolt Fire. . 



Insuranee Company of North America . 

Insuranoe Company of State of lU 

Insuianoe Company of State of Fenn . . 

Jefferson Vin 

Lumber Mutual Rre 



Lumbermen's Mutual 

MeelAnlcs and Traders . . . 

Metropditan 

Michigan Commercial 

Michigan Fire and Marine . 



Michigan Millers Mutual , 

MiUers Mutual Fire 

lOUers National 

Ifill Owners Mutual 

Milwaukee Fire 



Milwaukee Mechanics 

Monongabela (Admitted 1909). . 
National Brewers Insurance Co. 
National (Pennsylvania). ,. . . . 
National Fire (Connecticut). . . 



(Admitted 1909). 



National Lumber — 
National Union Fue. 

Newark Sire 

New Brunswick Fire. 
New Hampdiire Fire 



Niagara Fin. 

North Brttiah and Mercantile (N. Y.). 

Narthem 

North River 

Northwestern National 



Ohio Farmers 

Old Colony 

Orient 

People's National Fire (Admitted 1909). 

Pennqrlvania Lumbermen's Mutual Fire (Admitted 1909). 



PadSoFire 

Pdiean Assurance. 
Pennsylvania Fire. 

Phenix 

Phoenix 



Providence Washington. 




BO City Fire. 
' bland... 
Rdiaaee 



Insurance Written. 



1908. 



Gross. 
$4,513,942 00 
12,837.311 00 



145.650 00 
1.215.461 00 

1.814,119 00 
8.911.474 00 
2,047,779 00 
7,451.933 00 
4.334.984 00 

343.860 00 

6,208.200 00 

37.231,735 00 

88.209,433 00 

550,825 00 

10.328,560 00 

2.279.833 00 

453,323 00 

4.203.479 00 

688.458 00 

594,674 70 
1.189.893 00 
1,144,317 00 
3.420.918 00 
1.389,589 00 

913,100 00 
386.300 00 

1.681.690 00 
395,230 00 

1.207,205 00 

5.906,022 00 



1,821.975 00 
11,924.549 00 

280,700 00 
4,587,280 00 
1,427,472 00 

393,434 00 
4,034.404 00 

5,808,991 00 
10,048,815 00 
1,124,921 00 
1.425.692 00 
8.092.371 00 

27.777,246 00 

913,007 00 

1.867,697 00 



1.460.341 00 
221.515 00 

5.729,315 00 

:».336.149 00 

8,983.359 00 

4.255.342 00 
11.284.356 00 

1.189.572 00 

21,857 00 

2,506.106 00 



1909. 



Grobs. 

15,075.379 00 

12,344.124 00 

254,642 00 

327,090 00 

1.046.389 00 

1,932.555 00 
9.355.792 00 
1.993.648 00 
7,726.925 00 
3,887.187 00 

450.820 00 

3,306.027 00 

35.652.688 00 

93.477.943 00 

900.716 00 

10,261.942 00 

2.630.614 00 

1.063.856 00 

3.088,996 00 

727,173 00 

733,153 00 
1.321,372 00 
1,330.976 00 
3.539.181 00 
2.044.090 00 

978,099 00 
461,600 00 

2,060.227 50 
335.800 00 

1.269,329 00 

5,938.953 00 
457,682 50 
118.700 00 

2.232,849 00 
10,334.274 00 

403.400 00 
5.536,980 00 
1,540,820 00 

395,904 00 
4.390.338 00 

6.211.225 00 
1,502,087 00 
1.411,386 00 
1.794.891 00 
7.878,767 00 

28,512,076 00 

1.363,82100 

2,073.221 00 

2.897.569 00 

383.900 00 

1.306,075 00 

419,950 00 

4,904.106 00 

3). 771. 218 00 

9,746.111 00 

3.961.727 00 
11,737,694 00 

"589.67332 
3.262.148 00 



38 



TABLE No. 4— Continued. 



COMPANIES OF OTHER STATES -Continued. 



Insurance Written. 



INSURANCE COMPANY 



Rochester German 

St, Paul Fire and Marine 

Security 

Shawnee Fire 

Springfield Fire and Marine . . . 

Spring Garden 

Sun 

Teutonia Fire— Pa. (Admitted 1909^ 

Teutonia Fire and Marine 

Union 

United States Fire 



Virginia State 

Westchester Fire 

Western 

Western Re8er\'e 

WilUamsburK City Fire 

Totals 



1908. 


1909. 


$4,438,330 00 

5.245.336 00 

4.133.766 00 

' 2.625,002 00 

12.823.577 00 

4,171.409 76 
866.527 00 


$4,938,135 00 
5.874.420 96 
4.702. 4Sl 00 
2,743.339 00 

14.651,024 00 

4.216.999 76 
979.238 00 
115.853 00 


1,158,337 00 
676,673 00 
242,524 00 

723,953 00 
4.188.076 00 

954.246 00 
1.037.326 30 
3.702.789 00 


1,133,917 00 

1.115.515 00 

294.385 00 

775,632 00 
4,619,606 00 
1.298.352 00 
1.275,749 83 
4.370.525 00 


$570,787,333 00 


$601,912,237 30 



FORErO.V COMPANIS^ -ITVirfiD -^ TATE 3 BRANCHES. 



Aachen and Munich Fire 

Atlas Assurance 

British American Assurance 

(*aledonian 

Commercial Union Assurance . 

First Rusfsian 

Hamburg-Bremen Fire 

Jakor Insurance Co 

Law Union and Rock (Admitted 1909). 
Liverpool London and Globe 

liondon Assurance. ...... 

Jjondon and Lancashire ... 

Moscow Fire 

Mannheim (Admitted 1909) 

Munich Re-Insurance 



$3,889,534 00 
4,357,465 00 
1,984,578 00 
1.589,785 00 
5,815.408 56 

80.863 00 

2,867,523 00 

171,116 00 

9,556485 61 

2.441,083 00 

3.753,649 00 

460.576 00 



North British and Mercantile . 

Northern Assurance 

Norwich Union 

Palatine ' 

Phoenix A.ssurance 



PniH-ian National 

Reliance Marine 

Rossia 

Royal 

Royal Exchange 

Russian Re- Insurance . . . . 

Scottish Union and National 

SUtc Fire 

Sun Insurance Office 

Svea Fire 

Union Marine 

Western Assurance. . . . 

Totals 



None. 

9,790,952 00 
5,683,22$ 07 
4.438.846 00 

2.803.250 50 
2.418.313 00 

2,545,969 00 

9,900 00 

8.327,733 00 

12,985,143 46 

4,721.212 00 

80.863 00 

3.627.123 00 
184.000 00 

5.036.251 00 
1.362,178 00 

2;950;668 66 



$103,632,795 10 



$4,042,275 00 
4.739.043 00 
2.454.202 00 
1.650.830 00 
6,444,749 67 



2.914.871 00 

1,453,285 00 

236,040 00 

8,948,947 00 

2,605,506 00 
4.001.499 00 

* "27 .'463 00 
Reinsurance. 

10,816,584 00 
6.230,816 88 
4,579,625 00 
3.192.361 95 
3,497,428 00 

2,692.061 00 

17,690 00 

8.853,423 00 

13.693,575 28 

3,695,871 00 



3.331.002 00 
426,277 00 
5,672.193 00 
1,358,614 00 
Reinsurance 
3.053.057 00 



$110,629,289 70 



SUMMARY OF FIRE COMPANIES. 



Indiana Compinics 

Coiuparie^ of (Uhcr St.'itc* 

Foreigi* Corapiinifs— U. S. BranchcH 



<oreigi» Lorapa 
Grand Totals. 



$6,321,571 65 ! $8,816,702 25 
570.787.333 00 I 601.912.237 30 
103,632,795 10 110,629.289 70 



$680,741,699 75 | $719,358,229 25 



39 



»C 



?3 

"a 

Si 



CO 

O 



• 


t: 


''^^ 


55 


^. 




r^-^ 


^^ 




I 


'V^ 


SC 




CC 


< 


c 

^ 





















o 



csT 



S5JS^-' 



OOP! 



«DC4 



»o ^ C5 ec a « 
•-< "^ M r*» oCot 



r^ Q w? tc Q es ^ 
« w « ^_t- 



CO 



a. 

o 
*«: 

Q 






a 
u 

s 

paM 
I 



CT> 



8|^cc^8 88^?2:SS 






0»0 — 00^ 



30 



Oi 
CO COl 



S S ^ S ic 



iSg« 



Vi --s 



C4 



t09 CO CD f^ 



"2 



5 



CO o> v< v^aooc 



tN.iCu5Sr»*^ 









00 

8 






94 



o 

e 

--J 



to CO 



oe e* ■* »^ lO •* 
tcroo^-««<tf* 



1l 



e 

e 

2 
3.5 3.g3i 
a-§a*o'J-2 

53-se|2 
^1 



3 

as 



I 

. 3 

'c = c 

S 3 ^ 




CO 



00 






3 



8 
8 

QO 

3 






CO ««eo* »-< — ifl^oB 
p 

SOiAOSCD 






• O S eS 


SSSI?^ 


' iii 


o »c S t^ to 
« o * r^ 3o 



S?32 S22 --2 



o 

8>^ ic m >c 



*^*S5 



CO CO '^ CM s 



g3 

a 

H 

o 

o 

CO 

?^ 

-< 

as 

o 



*McOO »-• QO »*•»-« C* 



t»C«>Q CO«0<-4C9t» 

«OC<I^ OQC^QOCO 

ooc*5^ ooSe^oo^"* 

cod^ S»«-4 <-< 



cooracooo ^r«-^ 

QOCO>^ 
0>o«0 

C4 w 



i5o r>.r^^ 



t»aQ 
»o55 

2?S 



El 
.* a fe fc S 

.a .s .a .s.&a ' 

-a -C -^ tJ t3 ■K 
c c a e Cm 

H^ I— N- »i« H* SB 






eoicco t*Q095 

goo o^A 

eoi>eo «io^ 



-HOO 

900 



C4 



a 
.a 8 






.OfT 



c 



VJ 



c 



3 

e 



?■ = 






a 







C§ 

g 5 c 

c c B e 

s s 8 e ^ 

x-ncfc o 

S S 6 V o 






40 



:3 



o 

I 






X) 

s 



1 



0; 



as 

c 

• — 



S^SSSt: SI38S89 r^SSSS $SS 

»-tr-»«»^ 9SS£*SS!5 &:!C£!0!S Sr^S 

83S*'-a S*'£:SS SSiSoffii 8l::,S 



» » » » » w 



SUS 



us 



^ S2$s?^ SSS8S S9;;ss8 sssss:: 
i SSi^S SS^S» ^^nn^ Siiii 



cQvHcoes 



S::sssss ^RS5£9 8ss$:ss^ 9SS 
sg^ss s^?:ss n^^uu ggi 






ss 



r-^ 



^ Sc^r:^^ sssssss sst^i^sg sssgi^ 

S i::s:2S o9?:ss s^SSSS SS^SSS 



ecc< 



3 



•-4 '^^^^eo 



vhSI 






SSS^S S8$S2S Sc^SeSS SSSS 

SoaQOQt"^ •-•O'^OttO «-«eiorNe4te 9Sfe 

^isi^ ss;$;!:£^ a;§:sss ii§ 

cogwc-cg wj^Voo-eo 'c"jgggs* «»ga 



*-* SI88888 



too 

28 



1 



^ ^SSSIS 23§g2:; Sg2g2S ^^^SSSS? 

*-« Q0C«Ot»S9 e4v^^t»Q Qr««-49!fi SfitOCOtO^ 

s i§§£^§ s:sss§i iss^sS i^issi 



M 00 



28-» "ssga ••$s2~ asass 



2 

a 

■§3 



teS 






"^Is 



^ §8 
o p 

O Oj ^ ^ 

Co ci^.a 

O ^ P 



E 









9 

•I 



9 



s 

a 



^1^66 ' 66586 



|ilp 
66iai 



s 



a 



(a* 






X I* 9 K< ri o SI o ss ' 



--H5 II f~ ?i~ii -lif iPa- -|-Ii -ill- --r-i 



IIP in ilHi l|f iPli ^ :il| ipil l|;!| 



H-jBS ll ;Sv i|:-|| 'IIP s|!|i 5"-lv 5bv|; Ig- !|- 



s-sl-p |}*"i l|!|;- llil' |i!-|l ' ;!l-i lilll 5} l| 



ifcil l| i-l iflil l:-||5 ilil S-if ilgl |g!§| 

SSSSS SSSSS nSSnS 3GS!^S« SS23S S :SSS BSS«S RS :€£: 
SS^^S 33^&^ '^SsS^ SSS-^ SSS;!S K S^S fSSSS^ S'S '3S 

§S« s-i-K-E SS -ali-s gss! 5 :§Si i=:s~ S :IS 



-TTt 



jH ii 



ii ill ill 



III I 



42 



"2 



J 



S' 

03 



c4C4ao^tC ^ooaes*^ S<C9>S5ac o^ec«^ <-4^ 

ici^^ot^ ^o^n^ ousr^rat^ coc*a*oDob 0094 

0»000r»9 Q!4!»^S«Q F>r«s«D«4 iOC«5amr« ^S 

•^oi^cD'-^ oobcoous €00400004 r^t^iO'^a> ^om 






00 
9» 






QC 

s 



.i 

o 

1^ 









c 
e 

5 

H 

p. 

ai 
X 

S 

o 
a. 






"a 



C5 



93 



QU 

o 






«Q ••« f>« < 






• a> t<3 c<3 eD to oo to 






3s:ssss gS^^S sssss?5 SB^^^IS ::s 






Si 






• r^'*'0< 






ss< 



a ?§ '- 



=8 8^2 — z:-8S3l SS 






•004090004 •H^«e'<*«i«i kc^ec 



04oSo<N>o eo*^to Qdk 
'-*SB9252Er a^CSSct:" 



-'QoraosSs a»04^oin (OoioBiqia ao<«i««eor^ oo<-« 

SgSS^Sg Sg5$S^S S23S:S isi^gs fg 

O96i0049» t«'^t>-009 00>>C<«'^ QOOOCCCOI^ lAO 

US'S-^'S 8'»2S'?2 dsS^'s* S"*gSa' S5S :«!? 

CO ^^ *^ ^* 



:SSS 

<0O» 



^oooiSto S5St>8^ SSt« 



■"Oor»< 



eoo«ow»c 



!04 



r«iOico4U3 r«»e<»co 

1^ «-iO4O0 SJ'"^ 



— CO o O ^ 04 5* 10 04 U3 
aoeo»04«tf<' o*cooo "^ 



O O S3 

■;= r p {S ^ 

cs es L a> «r 



■ c 

S 



13 



c 
; C 



.S o o o o 






"2 

E 

ES4 



> S «a 

E 
« e 



" a 



^1 1^1 



(3 
t 



a £^ 



^^ 4J o a 



*5 8 S c fi 

v» CSS 



h 

a 
> 

e 



a e V e 



k3 



sr^SSS ssfsss s;^;sgs$ 









00 



So 



•oqqViCA oisoe^ e* e«i c« jg e«s to r^ 



S5 

00 
CO 



-I 



SS^^SS SSSSS:: :S;S?SS:$ 

C4ak>^c4e4 aAeor^a*-* *(>ooo^^9»n 

•hScok)*a cdo«^^0^ c^9w^qb<^ 

0«9t«<«3>0 •25toOX^* "^iOf-OOO 



^ I 



CO 

s 



SS^eSS S?3S3 3 SSSS^n 






•o •-• esi 8C o «-« o 
CO «c»-«eo«©e9 



s 



CO 



- .1 



SSSie^^ 3SSSS S3:^»S8$S 

^Si^S 2^3$^ sSSSS^ 

SSSSiOr- cocc^»^ S5cO«30^>^ 

SSSS3"s S2:s--'2 "ssasg 



00 



s 









x<oao>c>Q 

t» COOU3<4««OCO 



_ In. S 'O O " 



S 



in 




^5 " 



ai 

Q 
H 

=1 



< 

S 

s 

or 

a: 

o 

Ex. 






12858 



r«- ^* cO «-< o» 
oc*3cor>>0 



go tn b. lo 00 iO 

95 O 00 "^ 9^ IS. 



«DQO 



COQO 



•*t««oco»- 

oor^ooco^ 



S8& — 2 



dr>>>cn«o »« 

eo^«r»0^ CO 

Ct CS1 1-1 -< .^ •^ 



S5 2»-'- 



S3SS98 

c^eodScor^ 

SS2«2" 



•^^►^r-co 

-Hobcbco^ 



t00»«&0 MO "^ 

' 00 •o r^ 9 r* W »o 

^OOOtO -^co ^ 

t^JOtOO to 00 9) 



«oafiao9ao oooK -co O95»o 

OaOOOQOt^ '^COCD 

8gij£'-*3 2* 



CD- 



'R*! 



CO 000-^ 



to 1^ «e 00 CD 
■*0»c5ro — 

•ooooseoco 



s:;SSS28 

ssa*°2 



CD9COO t— 

roi-«COQQ» 

^^ CD V*"* ^0 ^itf* 



^$^■=8 SS S§ SSSSS: 



s 



'90ceS4CO 

30 SO ^** 

oBSBo 
»oooeo«o 



CO QOC* 

5 SR 



^^ 



S 



I 2Sg??S 



n CD 06 






i 



^z 



5r 5 

« a c o Q a 

-n -S ja k, «« EI 




2 
o 
H 



Ci^QOdto 

•otor^*-!*^ 

"^COO-JO 

§9§i2S^ 

go e* 5i't-^ivr •- ^ 

M^C*»*»0 CO 



OOcOi 






O»C<4 0C 

•OcDtO 

to 000 



C4^Qrae4 

h.*i4900CO 

S3S^2 



c 

-s ■< 

5 s 
= fe S 

"Q b. IS 

a =) 3 

-S a* 

4^ c 



8 

' a 

i 

' c 
o 

S 



Is 

a;3 



• g 

. *» 

■II 

V '• " — o 

Xi -MO. 

5 ^ 5 «^ 

T. • 3 S - 

«5- 



3 1- d 'S g 



B S if 
COO 



2:< 

■■2 I 

= ss 

.11 

e B 
d :3 



: 

« i; a 
j= * .2 
.a, ji c 

^ c 

U 1^ Im 

O O O' 

'y, v. V'. 



B 
3 

si *< 

.S"3 



44 






« 
o 

w 



.s 

e 



s 



CQ 



IS 

H 
p 



y^ 






49 






8 



•a 
to 
> 






8 

;5 



55 



JO lOh- « 



S2 SS.8 






^a>8s s 
IpS i 
u ss s^ 






?S2 

2S 55"^* a 



s;sss SS88 $s 



s 



f^J 



^■««<M 



!i5 



•i • 



g 












is 

S8 



Q 



V 9 d 



o 






8 
SS 

CO 



|8 

1^ 



fad- Z33* a&*aB 
ill |i|| sS'sJ 

p^S<S<S (ap:;^^ i»(»&^ 



CO 

i 



s 



^ 
^ 



CO 



3 









00 
IX- 

9 






2: 
< 



o 



00 



I 



e* 



:sS8 $ 

•oeoco 



CQOQO 



CO 



8SS3 



S^oS 



<o«— 



8 



8 




STATISTICAL TABLES 



OF 



Miscellaneous Companies 



OF 



INDIANA AND OTHER STATES 



DOING BUSINESS IN INDIANA, 



DEOEMBER 81, 1909. 



(45) 



46 



O 



99 



ft 
CO 






o 



OO 

si 



CO 
CO 









^ 


• 


s^ 


•'/.' 


a. 






'y. 


»<& 


-»* 


« 


P4 




o 

o 


'^ 


< 


Pi 


i 


ci 






Q 


CO 


ir 




1— • 



CI 
o 

1. 

o 
1^ 



.3 

e 



o 
H 



S 



oar -n* 

CJ«f5fOQ 



0(5 



CO 960 



^ 




^S$^ 


T^ 




rao»-«,^ 








c 


•^ 


SoOcoS 


^> 


R 




b 


«aoc^o 


v4 


«ocsie9esi 


«aM 











<u 




•■* 


> 






















6> 






>QQOaO 


Ed 






tC|x-«0 






C^^Oft 








^HOJ'^* 





QQ 




l^COd 










«j 


cfi 




09C5CO 


ir3 


^4 




C4QO — 


id 






V^ ,-«a^ 


••> 









23 



CD 



^ 



CI 






•A 



S 






^ 



?o 






00 CO 
OS — 



1 



-3 
ii 

• •-4 

B 
5 



s 



eoc««?o 

coco QQ ^ 

t'.»-io»e»i 

-^Oi»OJO 



s 



g(5 

s 



iftOON 

ps 

OOt<5C4 



as 



o. 



S8SS S 



8SSS $ 



o 

OS 
:_; 
'/J 



■a 

e 

o 

e- 

o 





S 


122.678 
160,378 


CO 
«-« 
Ci 




s 






to 

o 

CO 

d 



00 
00 



88 



8 



8 



04 






«;c^ 









o 



St -i; i' •— ' ^ -'■ w ji 



'^- r 






•^ ,j •— • M^ — — *— 






Ex3 

t; 

a 
w 

o 
o 

CO 
b3 

X. 

O 

o 



n epO CO 4S 
Ok OtObU) CO 

E^oo^oujo 
0QC4'^qe«n 
Qococ«m5 — 

■©OSOOIf— 



SSf"^ 



*rn 



iCO«D 






>,-4 v^ C>4 



Oft 900 OCO 


o»»««-« • 


580.823 
732,767 
969.506 
340,271 


437,010 
,320.294 
338, 6ai 


eo — 


c* 



co«Dee«-»co 
— *?o*ao»H 

00 00 O*^"* © 

i>-H«eO«-<i> 

•-•loao© — 

co"»^*-« 



e4^t^«© 
e^o-H^06 

ooS?a'<*o 

C4COe<4C4QO 

Q0iOO«0»0 
•frO-^OOO 



kOOOOOS 
ef* ■"( so ""^ 
CO SOCO^ 

tooeoo> 
cm" «> 



cocsin 
CD® © 

CO CO (O 

C0©0_^ 

CO »r>o> 

COOOM 



t. :i ^« :^ 



I. -> *- -4 ii Jb *- ~^ fc^ 



CO CS> ^) CO CO 

1-iC^Ol— so 

QC90 t^OOOO 
©t»"*»0© 

M5 © ^O ^ 55 
aOr>.©f>rtQQ 

00 CO ^ tQ SS 
•o •■ «► - 



«oco©© 
©«o«» 

t~4«iO© 

• » • » 
»oeor»e>» 

OOCO ©© 
t»' OQ 



9^ 

«DOC» 



^§S 



C«( 



It— 
>© 



■^f-» ©CO 

©^ ^co 
r-© cew>* 



f25^ 

?*ao-? 

CCOX 



88888 8888 






!8 

I© 



l§i 




C4 »-• 



o 




oo 

s 



<» 



I i 



c c '- t* 

ee eS ir *. 

" s- i* Si 

•Cd S E 

& a B S 



c 
c 







asisj 


SilSSS SSS8S S^S^S ?£^:^ SS^f^S StfSS f^SKEJ 

=iaSJ iSiil 85515 mm ls5B! ilSI S5SS 
=5511 «>*'S S'BaiS =5S8 i!S5S =J=S SiSi 


SSSs iSiSg Js! 8 3 iSi SSSiS SSS3I 1! I ^SSS 


mm 
pip 


sjssss Rss!ss s^sss KSSf^ : s^s^ss ;;s¥r: SS:S!3 

SHis sisss sisss aiii ii?5!s aasj ssss 

mm 8JS5S sgasi: siii uui mt mi 




KSSSIS SIS 8 R KiS SS2SS SSS S SS S 8S S 

ma ^¥ ■* i !-="^ 'IP*' 's'l i *'!- 'i !-"ii 



sss S SSSS SS3S 



iilll ilpl ipll Ilii iiii If! Hi {If 



.1. 

il 



I 



m 
m 



i! 

III- 



48 



9 

a 






o 

g3 



o 
o 



I 



a 

E 

P4 



!2 






S 
3 



;3 



3 

•a 

6 



i 



S 



s 






s 



S:«!S8 






8 



S 



& 


S3S 


00 


Ms 







s 
s 



<D 04 rote 



es 



§ 





SiS 


S 


SS 


• 


801, 
1.114 



s 



*" 8 



SSrat«« 



s§ss 



3 



S888 



C4 



8 




lit 

mi 

S a c c 
OP&P 



o 



ST. 

-«! 
Pi* 

:« 
o 
o 

00 

O 



-< 

d 



Et4 

o 






<oeo 
cfccT 



;ss 



8 






3 



• 

s 



ss 



S6 



S 



ss 



88 



S3 

eoes 



So 



SS8 



S 

to 

r* 

o 

s 



88 

§i 

83 



8 



§ 




49 



O 

< 



00 



s 
<3 



Oi 



(^ 
o 



si 



2 






^ 



;3 



o 
CO 






i 



5 
«> 

B 

I 

o 
H 



ootpeo 



2 
42 



i 

o 



a 

8 

a 



1 
£ 



I 



2 



SSS 



eoQOOt- 



c« 



sss 



tea 



u 






»0» r^ 



SS28 

took to 

|SSo' 



oooeoM 






CO 



8 



oc^cooo 



SSSi 



eo 



■k » » 



ao8 



s 



9^ 



00 

o 



0004 









gg 



sss 



§s 






8 

• 



Si 



to 



S3S 



eo 

o 



u 



1^ 



I 1^ 



tm its§ 



III! 





96 »^ iO t<5 o «o to 00 <#^ 

|iSoi§ ^8iSi 



SSSSS SSS :8 



0»92»<de4t« 



obo^ooo 



g 



g|B"g 



e« 



sasas SSS9S 



tOr4r-( 



eo »-• 




M^ • » Sk » Vk 



S8SSS ass 
mtU isi 

iiim Hi 




Isagg gg||J 

mil lllla 



S3 



L4— 2894fi] 



50 



a 

a 
o 
o 



o 

< 



2 

c 

a 

s 

i 

o 
H 



e4<-4ao<oc« ^tor«i^<-< «oeo^co^ iOOOtlSoo ^io^ 






o 






85j;ccQO»o o^wSQO^- e^u2^t>.t>- e9g>»>«a»o» oit-oc 
5S*^ri '-•S9st*«'2 •oecobcjir^ ooibaTO-* ooCi« 



CO 



SDC««-«C* .— 



CN| 



eo 



C4 



9 












S! 



CO 



gp «•• iFi W .-« «0» 






•or>. 









CO 



S^^^^S IS§SoSP:3 SS:2St^ SS^^^ S^SS 

gcocpotr* t~acoi»< 

— <^«co^ 2aoiOtc< 






2<M«otQi/9 Qco>oio<-« o«^<-<<0>o r^qp*-<epc4 r*9<>P 
coe^ 1-^ '^Ok'OOv" i-iaD 9ie>« c« ^co^^ 



ci •-« 



OC 



s 



00 

s 



9\ 



100 






9 CO tt >A 9 I'w Ob O 






com 

epi>. 

is 



^00 

2$ 



»HeoQOcoc* 
a t? iQ o to 



)^<«M »HeoQpcoc* 



)i— e>i' 



!^S< 



B 
8 

a 

I 



oD^f^S!? c^S^SS SeooooS 
ooiooDco^ (-taa^tea 
oo««©o«S ^aor«(P(S3 



Qeo«-«flDM3 C0SC4 



I CO ^ o t- 









oi 



ift: 



»eotoS»^ SSS^oo 



GO tOCOt 



^CO 



aoc^»— o* •-« 



c« 



)to «po6( 

OI 









CO 






o» 



t-i<:-»»o ^OO 



0»Q 

con 



a>C4t»QO 0»9S^aOQ 



»H C^ ^*« ^** ^* •^ CO ! 



CO 



s 

8 

c 

e 

p 
B 

e 



SSS9!^^ S§Sg$^^ St::§^SS SS^^S Sg^S 



co»oit>. 

CO 00 tC CO 



ir>.coc5»^ A< 

icou5^o 5i 



T*C®?2*i^ i-iup»a»io e<«t>-^^Q 
'^o*^ CO r«eo9«0'^ i>.co«-i"»««-« 



CO 



r^-esi 



c^ »^ 



<»i 



^( CD 'V r* 









iftOOi— 

Qoa»r» 

orf g v-< 

SoD 00 
<M9> 



CO^O 

•—OO.-! 

CO 






o 

a: 



>. 

1 



cvi aOQOcoot» «oga 

S c5Sc5St2 SS 

0» •c«h-<Fio» •«« 




s 



=5 5=^:, 



I 



'Jg 



^ 



t 



If 



3 






-CVJ 






I .| 4 ^ 2 

C -^ — "^ 4^ 



f Ja 






I 



<s 



■s 

a 



8 

c 



(O^^co t^ocomok 
•-<«ocos o«-»^co«-< 



i»oop^ «^^coeo 



CO 



s 

'S 

«a 



«:2 e 

"^ «- 5 = S 

.^ ._ t- <^ t. 



t: v: > i- 

t- a. a 

* i= c — o 




•2 >» 



u C O.CeS 

2 bf i-2 

a d 0; a i9 



a 
-o 

-Sr- O^ 

:S k it S ir 

es e» « o c 



51 









MC4^*^ 



.-I e« 



00 -^C!! 



COCO 



r^^«e<9a to 



Ol 






eots^m^ ooSot^eo oooo 






CO 



§3 



32 



koSoSoS S 

roOOoocB O 






oot*WMC2»r; 



"*«fl«0 






eo 



— "Tat- fpS<oiA«-« mSoo 






i9; 



evir^t-t^^ '-''-•SB 



1-4 C9 



a»»-<e>o 



COQO 

So 



s: 



BSofiiCOO <D 

cccQioaao ^ 
OaOtDOvOD o 



M )» 1-4 e«« r* 



mSo 



O»t»r«c^ecoo 

cp«-<inh« ao 



rnacp 
CSI 






^ViOSo QO'-*^OC8 

akC«cb'-4 w 09 OOP* 
C9-H -^ esT 



UdC^OO 

p « » 

<-4^C4 

l»obOQ 



C9^ 

r*.»4 

8So 



ranSo9i>o So 
t^g«ao»«^ ^ 



€4 



Soor- 
CS<D 



OOi 
<-« ( 

o»i 



0«0—4 



c^ 



CDC9'^tC»>09 

Vt;«e200W 

i^c3o»ow^4 

00 "^N 



-8 



P '' P 5 « 

^&^ >.£ 



a 






^ £ 4, 3} O, w 
^ t^ t-i •J ■»» V 

*A *^ -^ ^^ *^ 3 

t'rjrr.fr.r/jr/j 

S» A' «a «« «« «< 

{•-a-a-s-s-E 






8 



CSI 



SB 

o 



oa 

S3 



8 






*ei 



CO 



o» 

C9 



O 

H 



CO 



8 

CO 

o 



o 

01:1 



O0"«l< 

Ot^ 

to OD 

38 

00 r- 

.-^eo 
oei^ 



??r 



CO to 



ssg 



o»K 



8S 

S8" 
S8 



•0 09 



4<«aft 

eoup 
0>Q 
<-« ^ 

C9C«I 



c o. 

S »- 
^5 



CO 

s 



CM 






s 



95 

Si 



8 



8 






8 

C9 



10 



S^ 

ff 



O 
IS 



CO 



o 
H 

a 

e 



52 



00 

O 



'X3 



I 

s 



•3 



C3> 



?5 



«/3 



5 



o 
S 

I 



>5 






o 
it 



I 

» 



08 






9 

03 









s;; 






a 

V 

I 






C4 



8 

Ed 
O 



1 

.1 

■M 8 

Id 

CO 



5 
1 

a 
:5 



6 












S 

ss 

o 



IQ 






So 



So 



•o 



C4 



00 
C9 



J3 



oi 

» 

o 



g 



S 

CO 
59 



« 



9 



SIS 



Soo 



«g 



S S3 



S 



s 



S9 



:$ 



S 






8 
g 



QOOO^ 



^^ C^ ^^ 




||-aj c<§|J| 

1 8|iii 

i 'Ellli 



3 S : 3 : ; :3 :S 



mmmiwinm 






i-+rt- 



i| 






iUNi 



II 



i:; 






a m i 



ii: 



ii 



illll 



Ss 



ii 



il: 



lis 



|liiip|milili|iplii' 



ii 



iililil i 



64 






T5 


5» 

e 


O 


3 


=3 








O 


H 


a 


«< 
^ 


00 




« 


» 


o 

^2; 


S 

Cm 


H 


O 


t-5 


a 


« 


V: 


<5 




H 


8 



e 
6 



I 

6 



C3 






"^ 9 



|3 






CQ 



s 

CI 



o 

o 






(DO 






coca 
toc« 



s 


ss 


SI 


i 




§ 


S 


§ 


i 


;s 


CO 





s 

CO 

o 

s 






CO 



I 






CO 

o 



1S 



CO 



^ 
s 



00 
CO 



5 



9 

ss 



So 



ss 






IS 

too 



s 






§§ 

coco 

ou5 
o 






00 



^^ 



I 






tri « rt 



tJ X tf! T, "%' 

^ O iJ 5 s? 
-' ti t; •-' C 
^ fj s cS 3 

'^- X 'Ti V3 

-S -13 -a -0-9 
A) ft> ^ « s 

E> -A-^ ^^ «^ *J* 

g '2 "5 c "3 



o 
H 



02 



-< 

A4 

a 



en 

O 



O 

>^ 

PS 

CO 



10 a» 



^1 



CO 



So 00 

tnok 



t<>00 
COI-* 



s 



3 



PO 

00 
lA 

e4 



« 



si 



csoo 



s 



CD 
CO 

o 





^ 






f* 


1^ 




3 


3 




t* 


t«- 




c« 


« 






<• 




CO 


CO 












w^ 


liiM 




<-4 


9^ 




^ 

» 






s 


eo 



^ 

h- 



*o 



CO 

i 



s 

S3 



OS 

3 



C4 



•4 



m 



sa «- 



i 
s 

3 




1 
1 


:|; 


s 

i 


i 
i 










1 










1 










^i 




1 


s 


l! 






; : : 




f 










J 


il 

as 




il 


i 


'i 
i 

i 

5 


r 

J 




IN; 

ilia 

If! 
M 


J 





E! ; 


= 2 : 


S : 


S ; : : 

Si;; 
* ; ; ; 




S : 

8 ; 






■- Z - 

\ S; 


1; 






; 3 : 

5!i 






5:1 

SI :$3 








is; 
is; 




a ; 

si 
^i 


S3 S 


; 3 : 

; §: 
; a : 






ill 


: S8 

; si 


SI 
2« 


'■ 
1 

1 




r N 

II 


1 



1 


;h;5 ^; 


5 s : : : : li ;s 

5 a ; i : ; Is 1* 


: ; :3 : : 

M :ri 


1 
J 


;p ; is ; ; ; : s ; ; is ic 
i ; :« ; ; ; ; ^ ; ; ;fi is 




J 

1 


;g i is ; ; ; ; ig : ice : : ^sas 

iinlnMNNlMiliNl 


1 




i1 


:K8 :3 : : : : :2 : : : 8 : 


5 : S : ^ 

g; Si ;: 


II 


its ;s : i s s ; ; ; : ;ig ;s 
;ii :i i ; 8 e i : : : :i :; 
Ills \\3i\ :;;:! Is 


; ; ^5 : : 
s ■■ ■■ 


1 


:8i :i Mis; i M ;s il 


3 : SSS 

a 1 sai ^ 


i 


IliilSBS IS nS;iSS5 ;S ;| MS 


1 


Miii lis 

: : i : ; : i' 

III 


li 





ill: 



Til 



15 :S S SR . 







: :r : ■ 




8 : : ; ; 


■ : : : .2S :S 



■S ]S ^2 ;38 



iPiilNIPI 



Jl 



im 



m 



58 
TABLE No. 10. 



Showing Premiums Received and Losses Paid in Indiana bi/ Miscella- 
neous Companies During 1909, as Compared mth 1908. 



INDIANA COMPANIEa 



INSURANCE COMPANY. 



American live Stock (Incorporated 1909) 

Continental Casualty 

Federal Union Surety 

Indiana and Ohio live Stock 

Medical Protective Co. (Admitted Dec. 21. 1909) 



Prudential Casualty Co. (Admitted 1910). 

Security Casualty Co 

Woodman's Casualty Co. 



Premiums Received. 



Losses Paid. 



1908. 



1909. 



1908. 



S63.012 38 
89.088 99 
48.870 91 



Totals. 



23,131 56 
12.066 28 



$25,420 63 

90,450 12 
81,235 09 
60.587 86 



$28,924 40 

5.539 17 

26,369 59 



56,613 85 
12.332 40 i 



5.093 87 
3,545 92 



$233,170 12 



$326,645 97 ! $69,472 86 



1909. 



$5,700 00 
33.190 04 
17.944 00 
23.053 00 



22.072 15 
4.8D1 31 



$106,760 50 



COMPANIES OF OTHER ST.\TE:5. 



Aetna Accident and Liibility Co. . 

Aetna Indemnity 

Aetni Life (Accident Depirtment) 

American Ronding 

American Credit Indlemnity 



American Fidelity 

Amcricvn Surety 

Bankers Surety 

Casualty Company of Am'»rira. 
Commonwealth Cnuilty , 



Commerce Trust Co. (.\dmittcd 1933) 

Empire State Surety 

Etnploycrri Liability 

Federal Casualty 

Fidelity and Casualty 



Fidelity and Depo-dt 

Fidelity Accident Co. (Admitted 1909) 

Frankfort Marine, Accident and Plate (ilass , 
General Accident Assurance Corporation . . . 
Great Eastern Casualty 



Hartford Steam Boiler 

Illinois Surety 

Loyal Protective (Admitted 1909) 

Lloyds Plate (ilaa? 

London Guarantee and Accident . . 



Masonic Protective Association (Admitted 1910) 

Maryland Casualty 

Metropolitan Casualty 

Ma.s8achust?tts Itonding and Insurance (-o. . . 
National Casualty 

National Surety 

New Amsterdam ra""ialty 

New Jersey Plate < il:n:< 

New York Plate Glass 

Norwich and IxMidon Accident 

North American .\ceideni 

Ocean AfM'idcnt and Giianinty . 

Pacific Muttial Life (Accident D.'p't).. 

Philidolphii Casualty 

I'hoenix Preferred .\cci'Jent ... 



$775 97 
11.542 98 
60.520 53 
18.344 87 
21.325 03 

15.291 68 
48,729 93 
17,132 88 
14.18S 09 
1,833 99 



8,52d 63 

104,633 87 

67,205 77 

115,974 62 

18,591 65 

'58^302 7i 

22,610 67 

4.910 21 

27.403 33 
4,833 03 



ir,574 93 
87.954 83 



62,289 77 

7,. 563 82 

4H3 61 

33,146 98 

D.IS") 74 j 

4.2>i) 05 

\\,m \i i 

S.I))S 41 I 

21.U12 9(i 

ir.Slil .53 

»■)/,'>«)'.» 79 

12..S43 73 

8.()42 9() 

28.654 51 



$3,333 73 
14.921 93 
64.082 60 
19,879 21 
16,362 50 

12,219 67 

51.974 45 

20,862 35 

•27,277 72 

2.^9 14 

376 93 

11.3:>i 53 

96,216 46 

59.5(57 03 

115,-299 54 

29.547 56 

7,958 20 

67.775 63 

32,. 358 20 

4,044 62 

34,003 35 
10,146 75 
6,860 50 
11.995 02 
73.371 78 



67,759 07 
7,883 19 
3.H54 06 

31 88; 91 



31,748 91 
6,477 77 
4.21)2 in 
8.377 26 



21,571 06 
71,342 92 
16,631 30 
6,316 67 
23.123 ti3 



$32 59 
4.434 74 

40,667 80 
3.718 91 

15.069 64 

3,382 36 
5.081 53 
1.8(i3 75 
8.801 35 
639 96 



850 88 
56.696 33 
31.954 72 
32.624 21 

3,957 74 

"26,873'75 
5,268 07 
2,028 75 

8^049 88 
None. 

"3. 48;}" 24"! 
43,843 78 { 



35.278 65 
2,564 10 , 
None. ! 

10.965 14 

5.185 40 
2.492 15 
1.2.59 47 
3.314 96 
2.795 66 

6.537 85 

35,855 13 

5,753 90 

3.330 26 

10,375 26 



$770 07 
1.7^2 53 

29.228 51 
1.757 34 

11,088 69 

6.394 52 
7,158 07 

577 46 
13,449 16 

849 31 

None. 

6,625 24 
44.009 22 
27,464 95 
52,019 51 

3.639 73 
3.176 27 
46,152 01 
7,011 14 
4.060 44 

1,678 96 

95 67 

2,150 43 

3.531 06 

60.095 10 



18,918 68 

2,749 4 J 

141 65 

12,946 /I 

18,533 51 
1,481 76 
1,307 \>\ 
2,609 99 



9,907 04 
a5.6(J3 14 
8.746 OH 
3.936 39 
9.928 13 



59 



TABLE No. 10— Continued 



COMPANIES OF OTHER STATES— Continued. 



IN'SJRANCE COMPANT. 



Preferred Accident 

Ridftely l^tective A.siociation (Admitt€.i 1909). 

Royal Casualty Company (Admitted 1910) 

Standard Acvident 



Title Guiranty and Surety . 
Travelers Indemnity Co — 
Travelers (Accident Dep't). 
United States (Casualty 



United States Fidelity and Guaranty 

United States Guaranty 

United States Health and Accident. . 
United Surety 



Totah. 



Premiums Received. 



1908. 



$25,996 01 



73,204 18 

12,339 47 

5,859 47 

123.990 03 

29.545 76 

52.684 80 

13 20 

42,633 93 

4,714 04 



$1,486.190 08 



1909. 



$27,179 80 
57 00 



74.410 44 

9.631 74 

7.182 88 

135.668 01 

63.772 01 

59.316 48 



33.858 60 
7.424 89 



$1,520,279 04 



Losses Paid. 



190S. 



$22,662 88 



35.989 27 

11.132 29 

382 00 

43.547 68 

14.602 51 

13.122 99 

None. 
20.699 25 
589 52 



$587,820 39 



1909. 



$7.194M3 
76 97 



37.301 32 

• 8.475 72 

844 &5 

57.835 91 

30.806 81 

20,654 86 



14,986 14 
3,824 16 



$625,556 38 



SUMMARY OF MISCELLANEOUS COMPANIES. 



Indiana Companies. 
Other Companies. . . 



$233,170 12 
1,486,190 08 



Grand Total i$1.719,360 20 



$326,645 97 
1,520,279 04 



$1,846,925 01 



$69,472 86 
587,820 39 



$657,293 25 



$106,760 50 
625,556 38 



$732,316 88 



STATISTICAL TABLES 



OF 



"Legal Reserve" Life Insurance 

Companies 



OF 



INDIANA AND OTHER STATES 



DOING BUSINESS IN INDIANA. 



DECEMBER 81, 1909. 



(M) 



62 



O 

< 



v. 

Ci5 






^ 
o 



CO 









CO 



<5^ 









^ 



rfi 



< 

O 
o 

< 

Q 






o 

o 
a» 



S:S2^S SSS 



•^v^oor^Ob Q^^ 









^; 






COWQ 



C4 









■H« 06 CO c«* eo ■* 



^t>- 






s 



CO 
4? 



an 
g 



3^ 



O) 
CO 

s 



3S 



cooJ t-»«tTooe>« WM 



^ OOCcpco*-' mo 



o>S SSteom oa 

^»0 OCMesifiDt<- «D 



oa 



QO>^i^a»oa ri 



o 
o 

r— 



o 
% 
1 

M 



^ 

3 



I 

I 
a 
< 



o 

"3 

A' 
'Qi 



o 

O 

< 



35 85 csi '^i* oj rococo 



QO©r-.-io cocot 



SSSl 



So 00>^ x^QOOO 



c« 



§0)in<4«(0tn r«eoeo<^ci 
O>Q0;o^m o>omc4<i 



to 



O) 

o 

eo 



9D 



OP 



^ ^0» t^O ^O&OOCO lO 

1-H *^r» 



^^ o»o •-•Q'-<^co eO"* 



I GO 

»o 



«»Oa 












S1-H «D^C0>-4C& COt^ 
»-« C4 *^ C4 ^<i-^ 



Soo abta9o6e<i ec 



?4 OwS^«-i So 



3 



«0( 



SSrt^Si CO 



4* 



1^ 



«D 
CO 



<0<«0«0>4 <DO'^ 

e^Sooao i»oas 
eot^u5<^^ ^H «>rt 



QC«r*'3j«o ^o»»o 
no^^v O ^ f^ 
*M^ C9 *>■ tO 



C4 



:; ^Sc^SoS sssss^ ^ 



e«i 



I US ro kO o 



S §§§^^9 S;SS! 



e>» r;*»-oocoi 

« i-^eOf-m-K 



« 



(piAtx>OkR C4 CC 



C«4 00 



c?o 






^^ oaoa^'*i-» or- 

^a» tfi r* »>• "-^ c>i O^ 

^<« j-n^eoeooo S5o 

od kc<oa5io9 >oS 



t»S SS( 



IS SI 






S| S3SS|gS^ 



CO 



^l^ 






sss 

ooo 
oeoS 



8 8 



8 



CO 

o 



3 



8888 

^OQ«-> 

8»cSo 
oaOO 

•cc^oo 



oa 



"=• • ^ 

t - , ■►^ — "a 

2 -c 2 S g 

Ji S C C-t! 






c 



6,^ 






88 

5o 

^'8 






ee:=: 



Si! & 



^ d C bi ea 

a S a a < 

•-■•.« ^H »>4 »-4 






8 

s 



33- 










8 



«o 



asxs PL. 






-cSC 5^ 



63 



sssss i^ssss sssss sssss assss sssss sssss ssss 



o 



■39«o ^^i>.ot:« coeo^^oOQO t:;U2<30«D-^ 99Si*oeo '^cosq^a iq^qoom 

Hcoro dbSeor^co ^r«0>*-ie>4 QOc»'<«<oq coacSi-hcI ect:>ap^S ^co^<aDg> 

eoiooQcooo fcoO'^Q^ K5^Cr«CQ -^riO*-**© »O5P«a90*^ lorTiOiQei r>re5r-rrJr>r 

h.«o9}C4t^ oototto^ iSobcoSSSS QQOr^t:-<-i — ^^^oo^ «5«Dt«ooo ^tQioeoto 

S 












8S8S8 :::S88S 88888 8 



ootpoon^o o*^'*POc<» e«»o>«-Qe>« 
lO !-• 5S o o lO »o . 



' Q> "4* ^ >Q «i'C O) O <P 



^88 ^8^SS8 S888S 88888 8 



to <D cu cccnox 












r^to<s«<f ^ 






to ^ n <4* CD 






2^'- g$^2:S 



l'»O0<^ COOO^e^O <OCQra^<>-4 «0<-4Q<P*-4 o 









•^A^^tsco is.'^'*.^,— e<itncsPO^ «o»s.ce'^»-« otoo^ctoo .-^r^Nift.-* ^9r»S^ »«q«oco 
o>Soeo.^ o>^<oo^ iOr^cor^c^i a '■* to <>% to t»t-oiC'« ^o^ciaoc* c^c4oaoa» oocl'^o 

3^$35S 989S 



rOQOi-«<$ 0C'*flDC»e*5 •^•^•OtOeO .-cO^'H-h OOQSI^CSOO C9><3>00 

SSr«ep^ cpvxm^iQ ObtoO'^^ co*->>(?^^^ oomcoo'^ cSooteoS 

I— 00 wo ?i'^^t^o«o «0"**^«o 35»o»«iibc* t»?iaoo»cD oe5i7j^ 

«'<'cot^«o ®^tr®co oo«'o»04-^ eoe4-^t^e? -^»>-'eooo5© 

cj»-i^»>-© 5s«oecoc< ^ac^Q«-« Aooobc^ua oicoabnoo 



lOOfaA^H |N.QO( 



!Rffi*-S 



^8! 



S 






ton- 

*-HO( 



i^«25« 532^83 I 2S| 



2 S8S88 •- 



r»D"5^c2-fs oow^^»-<«D <og»o>c^ 



■^COWQSO e>« 54 »^ r>. l^ «Q0«»O' 

^^^S^*^ 9°9^SSt^ ?*^<s?o*. 



QQO^gor^ CMe«9®oO( 



CO 



a> 



00 .-I CO 

oeso 



•ooip>Aa> aocOQOooca aQ*^apQ ^ 
t«>^-e^i/3i>. St^'^mic 00004^9 v5 



enfo^i 



)0( 



[2§ 5 



0*94 0O( 

oo8^< 



00 >A 






O 



r* om5— ^40)©SoO ict»abr^c4 o> 



>C 9 <0 OO CC e^ 04 >£ 



je! 






tOCOvX 



tOQCeO OOC0Q0l>> to 



to 



o»og» 



ao< 






«ptocor^o to 
^ SB " ^ '^ 



S§8^ S 






i94iAiO 



04 



St^eocD^i •o^^'OtDcc M«cr>ottp ffoocostO'-' Q5»r^o— < .-«»>• ^-looo »o<*coo>^ 004^00 

oooooA cl^o^to to'^C'^uS c^oramto aao»r^9io cDa»t»t«C4 o-v^oacn «o<ooC4 

o0S-^*O9 osgsaotoo ao®»-«to«o ri<«t»e>i'^ •^•-^oooo-^ gOiOCOffO«* o>0C4c4O r-woftoo 

eoor-ua^ »0'^w«?o oto®too t^»-<e««r^c4 t^O'*^— e5e5ao»«« ci6»^e<3oo oo5j!te»-< 

Ve^o-xJ'C 50'"^-2'^^* eou:>M*c5«^ •o®»-<^coq qo»«ocdoo ^oototia* omoopoci '♦Vc^c* 

30co.— ^-.<5 tO'«"Oto>- toc-sc'T^c^ ^C4roQO««« c4S^t5>o ci5r-i>-e5^ MooDton o6»ooo3» 

o»t^ •-©Oil 00 gaodoQ 



r^ — CO» ^-^ CM« C4U5 »^ ^tSltO 



e^ r-* 



a. 



«D(OX3X •4«>-40aOO 



OOC4eO30 

t>-r>.tOOT'* 



CO oaO'^ 

•-.SO'jj».«*« ^OI«^CO30 »-QC^«''- r^ C4MCM 

S«-*"»5«'^ r-O'OOOO 0'?*5^<«-<C>4 ^ CCC4»0 



»o^«-<oe»5 '*«oooci»-i ^»o^^c^e»^ to 

,-11-10^0 t«-^-ab^«r>. «o>QOto^4 a* 

r^iCOtpC4 r«Ot043CO ClOOQOiC kQ 

cOkQv-i^eD ^f>."*«r^ cn*c«-«*-<.i^ c* 

abe<oe>4abco co«oa»>oo ooooo«-i ^ 






00 ^H »-« to 



._^ C40S>'5»-d On.'?«*i'a«00 _ 

c*MC<«®w toooo^ r- 06 ■«• r^ «-• o oiS^ 



c5 oaac(i< 



1» «r 



<-« to ^ o *^ »■* 

C4iO C4>0 CO 
C4 






Soo>Q'<«<^ Q9»oeoo »»C4-^0Q'-« 10 

9C4«00 aSao>^ooo 0»>-o>^«a oa 

^^cooD^ aic5d^»-« ^c .cow » 

00 V f^lCoo to Q '9 '>•'*'' 



^1 

e4 ^ 



88 



8 



00 00 o 
00 00 o 

on 00 5 



88 



888 






8 



I 



e 



%* ES %f (3 ^ 












04 •»ft(_ 



■RS 





o 



o 

JA - 




U^Bl. 



•i-E 



ts 






ll -1 

i J:; 2 = V. 



>oc 

lOff 



CM 



8888 



OQOO 
OQi^O 



88 

o 
^o 



000 

000^ 
— > o «-. 

C5cbcsi 



»-C4 •^ 



"3 



c — 3 OJ 
.- /. ^^ &,■ t; 

^ .H .Si 3 3 



tJ 



cS 



• 






C "-^ T3 I-» r' 

^ e c •*. vm 
3 -J rt o o 

' ^ <b C 04 

A ^ ••^ ^^ «»ii« 

•£ -5 .2 .2 2 
t. u «-• ** «^ 

0:3 89(3 



^ Ji Si 

3 -3 



3 9 

3 3 



£. 

a 



s 

c 

.•-5-0 

^'^ et 

taJ ** -. 

3Ci 



SO o 
o o 

00 o 

^g 8 



•^ 



5 



E 

c 



^^c ^ Z-^ « ^ £ 5 5 t § - ^ 



S ;s kj .ii f 



9 S< > 
c o p 



o * 



a 

o 

-5 5 






64 



t 



00 

s 






^ 

1 



o 



5 

o 

1 
"a 

S 

•■«• 

■*^ 
sa 

2 

3 



i 



I 

6 






63 
O 



8888 8888 

8tDQt« <BF>ao^ 

i8$ gS"-*^" 



8888 

* •> • 

sa9 



§§li 

• » • • 

* • • * 



SSSS S3SS 



iiii 

m m » 



CO go 04 

■k Mk * 

eo VoO'^ 



8So^^ 

r<.ooo»i-4 



S^SS3 



CO 



cgcoooco 






8^SS^ 












SSsS 



S;^^? 






»SS! 



ss 



00 eo 



3 

1^ 



8 8 



04 



eS 

3 

a 



88 



e 



2 sg|-g 






3 a 



s 
s 



U 



09 

i 

r- 



So 



g 



5P 

o 

3 



8 

i 



CO 



8 



CM 






PL4 

8 



EK4 
O 

< 

CO 






00 



M 



13 



g 



S§ 



eo< 



eo 



99 

ii 

CO 



«S 






l§ 



•Oi 



CO 



I 



2 5 



3 



6 



li 



I 



8 



SS3 


B 


$13,019,270 
,767,658.168 


i 


M 


8 


sn 


S 


m 

Si 


1 


CO 


8 



CO 

o 



8 



8 

g 
S 

o 

kO 



8 



8 



J9 

I 






65 



(M 



O 

< 



s 



Ob 



8 






s 



"s? 



8 
Si 






8 



i ^ 



a 






gg^^r: 3S9 



SS258 SSSS SSSS 

§113 §gi§ iSi§ 



gSgS ^|9« ^9^^ 



»-«« 



aj* 












SIS83 |§9a 



2 

§ 

o 
e 

•a 

C3 
O 



88 8S3 888 






O 



988 8SS8 8S88 
\§ 3§§g §i§§ 



^SIS 



eoQ^oa 



'3 



e 
o 
5C 



^l^^s 



•o 



01 

a 

o 

5?: 



88 88S3 ^SS8 



_4 t^,.^,^^ M^ 



8SS8 SSS88 



i 

e 



o 






$8*^38 8S39 

«»00 •Mt-«»M 



S9SS 93lf:!3l 511^25 






ISSSo 



is^sss sgss ss8;i!ss 

i »^»-i W cot— 



CI 



coej 






8 ^So^S 9Sie>5 



^loU^ SS^SS 



iaO( 






9gS8S SSSS9 



e4 



8 

8 

a 

a 

9 

a 



sss$s sss 



"SIS 



•CO 









^SSS S^S^S S§9S9 






9^S 8S9g SS8S3 



8§3 






^88 



8 

U3 



3 

2; 






S-" Sfegl 



I Oft to 









8 



2S8SS^ SSoSS 



»-4 CO ^ CO 



•33 i 






il 



S 



S 



S 



g 
o 



s 
s 






00 



C9 
CI 







S 



S 



S5 ! 



dm hf^ hh ^^33 J.p ^ 

til i 1^5 iiie -im p^i I 

III 11 liss ^hi liii iiifl 



15— 23M8] 



Hi'liiiiSi 



piilii|iii«si 



niNHM:i:MiN:in, 

nmM 



'S~a~ ^"aai= sase "ias a'-as 
-S3 " i~-||-" -v«- »'-'!■!- 



J:i 



||||iliil|i 



m 



iiilii^ 



r-'S 

i 



s 



it 



08 



o 

< 



00 



^ 

o 



Q» 



Oi 



CO o 



1^ 

8 



s 



1 



ma 



g 



Si 

^>2 



Si 
8 



5 



m 

I 



§ 



S8 S 
I I 



SS8 

sgs 

■• • • 

C^ CO PO 



S SSSSS SS8SSS 



s 



s 



8 



»5 



88 



00 fM 

iS 



88 8^888 88 






QOO 



S8 888888 
Si S§B§§§ 






e« 



8 



88888 898 

§i§§s SIS 



e4< 



loSd! 



C9 



8 88888 888888 



s sii^g i&gsii 



»-i c* — <eo 



kOt^ 



S 



ss 



00 



88 8S888 88 



IS *o 



O^ OCAC<9VCO 
^ ri ci f^ 




SS ssssss 

S comooESS 
eoeo M eo« 



S( 



.••S8 









i 



^11 1 



;lli 






u 



li|ii" 



iiiii 



70 





"S 


3 


e 


C 


■** 


■*^ 


(5 


c 


1 


o 

o 


5^ 




-< 


CO 


fe 


f-H 


PS 


• 


g 


o 


H 


^2; 


O 




u* 


w 


o 


^ 


ga 


pq 




< 


2 


H 


Si 



o 

o 



CO 



^ 



o 

I! 

9 

s 






3 



S 



fe 

^ 



o 

o 



CO 



S8SSSS 8SSS88 



t- fi "^ 22 25 O 



> -- 55 »o OD 
1 « (Q f r-» 



« *-i »-• « ^< CO •^ ap«eo^ 



8 

s 

90 



8888 888888 



888SS88 8S8888 



8 



8888 888888 

r«^w3c« eoS»«e>oo<J 



6 
5 



8 
•c 




8 Q.a^,&afi 



;3 

-a • • -^ 

B - ■••• 

fl9 • • -J 

^ : : •£ 

•g : . : c 

fS'S'S'S'S^* 



3 



S? 



s 



eo 






8 



U 



I 



o 
o 



QQ 



•ooo 



00 



aw» 



SI 



CO 



§ 

8 



eo 



9;j: 



Ss 



s 



:S8 



h- 

s 



8 



CO 






71 





'tj 




• 


?i 




"^ 


»«*< 


y\ 


V"^ 




UJ 


• 

o 


Si 








o 


CQ 
< 




< 

s 

1-^ 



>1 
•c 

9 

Q 

1 

"S 



o 
6 
-< 






(3 



e 
H 
•c 

i 



Ok 

S8 






8SSS8 8^S 






104 



!8«S§ SS5 



1 



S S88S8 888888 
8SS$S5 S^Sg88 



% 



'l^t>-«-i 00( 



I 1 



I I i 04 



i 



ss 

SIS 



*Heo 



88 8S8S8 88 



si §S§ii ii 



ss 8SSSSS 



l§ 



;|g§§ 






04 

s 



88888 8S8 
^88 8^i 



too o>*o ooo^ 



•HO »-«wH eodco 



8 88888 888888 



CO r^oSr^oJ^ o« 



•MC4 04r>» o«»-o»^*H.-i 



§ 



J? 



88 
S3 






88 8^8268 88 

lO ^^040400 OO 



SCO s» 



raoiOi 



§1 



1-4 C«C1>0<H«D COO* 



88 888888 

^co oS'^S)(Ooo 



^t>r 04 *H oTo) y^y^ 



$ 






88888 898 



oioqOQe 



19 






c« •-•^ 



8 88888 888888 



ooo<^< 
«-«e535co« 






« 



9 



88 



IS 



88 8S888 88 



Is ill 









04 -H »H 



T3 

^= J3.S e 
ill! I I 



r: ;3 



38 888888 

«h9 3»090i5t« 



«HnSQSo» 
ecc6So9oou3 



eo»-i o< «-« 



03 



25 






•;3-3 



01 e) V 9Q Sj 

3 c0 C £« «| 

e ti B e 4 



•§ 

,11 



as 
^33 



s 

2 



^3 b*^ " 






ijjililllil 






72 



r 

s 

'3 
"5 

O 

S 



§ 







CO 

• 






i . 






s : 






o 






U4 • 






e 






^ 1 






c 


T5 




e 1 


a> 




2 


^ 


• 


-^ 


<-« 


u 


■ 


• w4 


H 


1 


'•^ 


•< 




o 


fe 


1 


o 


OS 

a 


1 

I 
1 

1 


•^ 


S 




»— • 


u* 


. 


• 


o 


c 
Si 




g3 ' 

55 


65 


a 


P4 


8 ' 


»— ( 


a 


g 


« 


8 


^ . 1 


< 






H 







C 

•X, 



; S8S88 88SSS8 88888 888S88 S88f3r 









!'•«»•'•— r-^^go««-^ •«•«*—« 
i>.«o»-«*^4 cccDtnoccin ^-{oJBi.r'* 
oc c^ ^ K?^-* NiF^ n ^ 



$8888 SgoS88 8SS3S 88 ^88 8888£3 



W9 ^ o ac a> ••* c- •'^ o» r>- « 
r>» 5D 35 O "^ "«• «'» ?5 ^- •— •£ 

aoo»«oo-* "^o»oe-»««f3 



p^ «r> t^ X -c ao e« 






30 r« 






!•• 






s§§ sjaas 



3SSSS SSS3SS SS3SSS SSSSSS 8SS&S 



|»eo»- 



«-< «e«?ir>f>-(>.^ mQO'<rr^>Q>o «0^er*?9 ©•^•'•^ 
c<i<>i-«Oeo^ n-«9«cecD t>>w5>Koeo« •AooO'n 









<r- c^ -H.— 



(?« 



^ ci^<« 






C4 



:^8888 SSS8S8 



8 8888 88 S8S 888S;3 






CD '^< 

S;2S1 

aoOb< 









^to c«c« -^ 



C4 



•^ CO 



CM 



$8888 



( eo — 



88S88S 

s5£J8iS 

ao9cO«-*9iqD 



888888 883S8SS 888SS 

^'CqSS^a QQ9Q*Q9§?co e^Sii^ma 
ooSSnooo 043>oociieo iftA-^t^S 



CO 



X5 C4 «^ 0> •-« 00 oa^^cQaoo Me4>-4^ 



eooo 



:S88S8 88888S 8 8888 88 

<«• Q O r^ ^ 



C4 »o>e>4tc«oo ro 



»e«o< 






11^ 
>to 






?0 •- P9 



g d^ccQO oi 



tN 



04 r^ 



c-Sov5 




•J 



e 



>» 
c 



5"g 



3 



S8!3 888S8 



lift ^SSHi 



1 

e 
3 



I 



c 
es 









3 



^ ;:3 sa 



% 

>• 



I llii 



I- 

3i s-z-^-i 



6 



a 

3 



^ c c c 

•^ o c s 

t« "^ «S '-a^ *<C 

5 O « «9 « 



o 



S8SS8 8888S8 8888 888S 8S88 
eSSI^S^ ^SS^^^ SS'^'^ '^S^'^ s*^^^ 

r«5oS8« Soo^SeoSln 8Se^^ ^^wi^(S ^i^SSd 



h>QOioe9«Q •Hioapv»t»r«> C4ee4(p at^cooo o»^t^a» 



di 



« 



1 I 






88888 888888 









I M"a5 '^•-« (Si 



88 8888 8988 



a>n 



CO I I S •-• «-« I I '^ 



CO 



s 



^ ! 



3 



88888 888888 8888 888 



tfi 



gss®^ 



• »/» 


















fiooQc* c>«c3»<3« ^rJ5E^ 

00SSe<l;O qs^v^S QQQQ^ 



•^CO 



(M 



O 



40 

CO 



s 



88S88 888888 8 












*S5g5 



■f ese^cD"-! 



88 8888 8SS88 



e^oQco< 









irt5o»" 



00 



^cc 



c< 






88888 888888 8888 888S 8^88 






99:SS8SS 

O t<> «^ *-■ 9 1<> 



I 00' 



I CO m3 <0 Oi 



meoa)-«< 
coor«-^ 






coe<«»-« 

S 2:S 



«-»« 



•ot^ 



©« 



00 



CI 



88888 888888 8 



89S 



IU9 tOOiO^i 






eo»-* 






3 
1 









2^ 




ss ssss s^ss 

»«« '♦«©©«3 lACSCOOO 



^K ^00900 CO COtO 



iO 



C«l 



So 



o 

S8 



:3 



1 



3 



I 3331 

S II s^ 

SS's^-S 1 HI'S *§s11 fill 

JJ^ ? 5 sSsi ilfi'3 •as's.e 



^^ vii^ m^ iL- ^.«. 

SmS-I 9 ||:^i _§5|» «s.ag 






^ 
3 






^•fi C3 



"o 



o 



o 

cm 
< 

s 

03 



O>00 



CO 



i 



' 1 

9QD I 00 I 



coco 



CD So 

^co 






9^ 



s 



ts 



15 I 



(Of- 


CO 


-ot* 


s 


!>.•-< 


«•» 


3 


$ss^ 


ss 


c=s 


^4 


-«iO 


r«. 


OO) 


06 




1^ 


StD 


»o 


t'-^ 


o 


h«a 


IN. 


•»« 


s 




74 



to 



c 

w 






'^3 

I 



C3S 

5S 



60 
GO 



CO 

<;> 

CO 
CO 

•^^ 

CO 






«= 




X 






< 

8 


ss 




< 


•<r«* 


•*-^ 


< 


•^ 












CL, 







I 



SSi g^ 88S 



SS S-* t:»R 



c 
o 



9S8 SSS8 88 8 



^g-3 Mg|aoo g^ « 



;.5 



o 



o 

00 



S3 

55 



e 
o 



88 8898 ^88 






8S88 8888 
^$89 88il8 



•^s^* jsa ^ 



w 



o 



oto Sra 888 



;S 



s 



o 

g 

55 



988 8888 88 8 



g § 

J2; Jz: 



to 

So 



^ €^ 



§ 



88 8888 ^88 



S5SJSI5 aa** 



8S88 8888 
iS89 889! 






s 
s 






■9 

s 

1 

Pi 



52«'S2 S8S 



•Mf— go 



S?&?3S S!::S8 









88 



§;s 



SS S^^So 8Si 









^ 
§ 

^ 
S 



5^ 

CO 



3 

3l 



"S^! 






c 



&'C 



m 



2"c e a s 



S 



M <9 C ». 

c c e c 






s 
s 



o 







s 






3 »S • • 

I 3;^ 









Sh llfl lip 

J:3:3a j:S(£(S (2S(£^ 



«s 



75 



8SSS8 ^^S^S S88SSS 8S S8S 

SSSS^ ^^SSS s^^sss §^ iS^ 



f:!8S 8SS:S 8 SS88 
00c 



ISi 



?s 






i 

15 



4> U 



o 






888SS ::8^S8 S 8 ?:88 9 



I to 






cor: ^ <6 &■ 
*^0 <i5 uS v^i 



CD 



S 2S855 '-2285 S 5 SSS? ^ 



S8^ 88S88 8So8 8 8888 






§?S2 - 



04 94 So! 



CO 



S8*S? 



O 



■ a; 

e 
o 



8988SS s:^8S8 S88§S8S 89 S8S2 ^8S 89S 8 SS8S 



t* «^ 






sg 



i*o»t* 



§8§ §s5 < 

« V c«eo q, 



Isii 



_ o 



e 
o 



u 

n 

s 

O 

< 
Ok 

8 



89s8S t«8«oeo8 CO 8 1088 

iiiii t%ui s § g^i 



CO 



S8S!S 88S88 888 8 888S 



SI 









g?g§ -*^?j-"a 






CO 



CO flj 

cs 

o 



9SS 



e4«o 



' 4> 

e 
o 
5^ 



ssssas^ 99S9?; ^ssss^s s^s;:ssoSfs 9&3SS39 ^ssssss ^s^s? 

SSiggS §§§§3 iSSsIS §i§§Si liSiS §iSS§ t%%%t 

g-^SJote 88s'ss2s So5«^8ss gsj-'frss ass5i sKsi^s sas2- 

«2 '^"5 CO ^ 1— "Bi-iM coao «-• Moot* ^ co 



M 



8;S!::=:S^ 8;S9SS S 8 9SS S 



80S oratootM icodimS !Sr->SS>M 
9=f£9 fiSBHSC^fi fi^t"''?") iQU2^'4>«D 

;9S§ Siisi S^Ss::: SS^SSS::: 



> *^iO CO «^ »^ 



00 

CO 



<-4 e^at* 



o<a»^«o< 

04 






I 






-3 :» o 

•'«'< o 



41 3 



3 



n 4 M d n 

•3^ • St: 



1; 



r 






•^ e 



3 

9 






I 



O 



« o 2 e Si 



•2 £ 



•►3 
S 

a 
£ 



'.2 
4) s-et^ 



^ 






^ 
3 






|2:S^i 



St 



.SfS'rt'rt 
S.Sa 3 



<« o o 



:g|3JJ ^SS^j 



9( ^ c £ c 
jSjs o o r 

b h «» .^^ v^ 

O <l tS CS 



3 

3 : 3 

c o ^ 



:3 



■J3 

4) « O 



-i 3 

6) 3 



•T3 

c 



a 

•3-0 § 






,2 















gigs. 



SCSS S2Sg Is 
=88-' g!2S2 I 



2 B. S5l?i sSrs 



3-33^ 3E2,r |5::S -i 

tSsif i^i;* i^^e s 

Jill llli JliJ " 



S9 


R 


!S 


3 


^s 


IS 




u 


3S 


s 


SES 


$ 






1(5 


i 




s 


5:! 


s 


ss 


s 


^s 


g 




S( 


? 


& 


i 


g 


1 


s 




a 


ss 


^ 


S5 


B 


a 


g 


as 


1 



pi 



STATISTICAL TABLES 



OF 



Assessment Life and Accident 

Associations 



OF 



INDIANA AND OTHER STATES 



DOING BUSINESS IN INDIANA. 



DECEMBER 31, 1909. 



(77) 



78 



CO 



O 

W 
< 



09 






5 -. 

c 






fi 

CO J$ 

l<5 
















!2 


s 


> 




gisss; 


9 


B 

§ 

i 

9 


1 


§ 

s 


> en 

1 






29.808 

6.073 

11.308 




1 










:$;; SSS 


s 


1 


i 








$8,902 
13.130 

21.354 

9,777 

10.560 


t«3,724 






«> 

B 
O 

5^ 



8138 

e«oo 
SSaS 



s 



888 

0900 



B B 
O O 



8 



8 

B 

3 

o 



8 

s 






CSOwCQ 



g§'«2 






s 



S8 SSSS 

c«« e« »H 



04 



$ 



i 

a* 



3 {S SS 



o 



*o 



S88 



CO »-« 



g 



3 



3 

S 

B 

B 
t 

•c 

J -=> 



iS8 









S9 



3 






a 






il 

■§§1 



5 

O 



» 
H 

O 

o 
o 

5 



I 




CO 



9 






8000 e>i>-« 






CO 



C40ro 



S< 



€9 



g 



00 



eo 

CD 

§ 



CD Ob CO 



w^eo 



C4 
eo 



eo 



s 



e4cpo 
r»ot* 

lOv^eo 



04 

i 



cc 






8 



00 



• • * » » 

C4CO 

I iSeo 



CO 

•o 
eo 



CD 9 ra 
r-ro-o* 



s 
s 






§ 



1 

•^ -. •" 



B 
& 

C 



h4 -5 









ifii i---l 



pll! |P| 



p !i im 



pllS i--S| 







r- 



HII 



p III II 



|i 



ilil 



ilililH 



s: 



11 II 



ii; 



m\ 

m\ 
iiii 



pispl 




ill 



82 





Q 




• 


1 


^ 

S 

Q 


00 


♦-N 


>; 


rH 




»— 4 




Si 


b 


• 

o 


•c^ 


O 


iz; 


00 


g 


w 


?i 


o 

H 


^ 


§ 


< 


< 


O) 


1 


H 




"^ 






1-^ 




^ 


^-i 




CO 





9 



•i 



o 






S88 



8S8 



s 






8S S8S 



§ 









s 



CO 



I 



88S 

Mi 



888 






fo e<r 



8 

o 



88 8S8 



c< 



00 



I 

8 





888 



pi 






S^S 



m 



CO 



» 



;88 8S8 

SCO e5»^o> 



O 

l-H 
I— t 

o 



.u 



a 






a 3 5 

2ll 



1 
e2 



88888 



aooQMr«e4 



8 



9 

C4 



888 






8 
8 



8 



88888 
§§§§S 






e4 04 



8 



04 



s; 



88 



8 



) CO > 



8 
I"- 



8 



88888 



o 



8 




3 



3^ 




•:3Cn 



SiltlE 




PI liPI 



ill 






i|:i?fl|l? 



li 



iliipi 



i:i 



WW 



i 



s 

I 

i 

l|»i 

I ^ 
I 

1 



I 



^ 
5 



J 

i 


i 

i 


: :8S S 

: '81 fi 
■■ -ii" a 

111.1. 

: 8S 8 

III 1 


1 

'1 

|j 
1 


' 1 


1 i ^''l ° 


i 


SS 8 

1 P 1 

III 1 


1 


8 

i 
1 a 


S : :3S8 S 


4 
1 


1 




g 


1. 
i 


in 

-^INII ! 

lij 



s s s & 

jj • 

S 8 ^3 X 
8 8 K f: 

ii-i-i 
II ° 

S 8 is S 

i im 

i PN 

HHi ! 

; ii ; i i 
: ii ; i i 
Hill I 

M \ 




iliii 



IMI! 



m 



STATISTICAL TABLES 



OF 



Fraternal Associations 



OF 



INDIANA AND OTHER STATES 



DOING BUSINESS IN INDIANA. 



DECEMBER 81, 1909. 



(87) 



88 



O • 



I 









<u 






5 

e 



o 
H 



kC900akO 



oo 



94 



Soio<ooa»eo 

oo CO ^ 

ioeoeoao«ftr>r 



»o 



cs 






04 



ttOOOOOOO 



JO 



1^5 



IC>I( 



•*o o 



C<9 00 « 30 00 e<5 












gJJ58SSt2 S 



o 



I O CO CI 






. ^ _ t-O «S "^ 

** - $ S I 5^ 



< 
Q 

O 
en 

o 

1-4 

-< 





_• 




^^ 


a< 




S 




8 ^ 




fl 




3 




o 




H 


s 




ViH 



8COOSU2M-H 
l"- -4 30 »0 «— 

t>. ec » "* CJ <-" 

SQOO'~>?OQO 
i>.r'«ooo5 

00 CO e>4 o *-■ A 

CO ^r 



w 



00 



00 

o 



-«»^ I M 



'vco^ vcO< 



»0( 

Si 



ISS 



'C^ 



f>-M0«lCQ0»O 



e 

S 



«* 

PM 



cot*ko^^e4 

>0 Oft <^ C4 CO iC 



s 

^ 






f^ CO ^^ Oft ("^ CO 



o 



3 



ci 



-/ 

H 
< 

M 
H 

o 
o 

CO 

o 

o 
o 



SoSS$3S 



t>» C<9 »-< 0» «^ 0> 
COC4 



00 






CO 

;^ 

O 



? 




«wcor-i5 ^ooe<5 ^ 



0Q}4roC4^ osS 



SM3 
CD 

CM** 

rot- 






o»c4>ftcoo »-<t*o6o« 

«r-.^oo«» r8'"5'~'55 

Ot^^^Ob O04*-4^O00 

o u^o-i ■* •-• r» o> C4 C4 CO 

— •-fiOdOf- QC40»»Cr~ 

W Ol OS « lO « CO CO 






r^irxjooco oor>. 

CO CO 0> V"" CO cO CD 

•n •* '^ c«i »o t-i CO 

»ft 0-4QC^» C»^ 

■^ O O »?5 »^ 0» •-< 



u? 0> CO CD 



«-! C4 aO t>» CD -^ W 






CO 



004 0000 

»-4Co«oo«n 

SC4 1-4^00 
t^<*N«CO 



■^ — fflcO'f 



>^>coocb 



o<«iaooco 

OOC*i-^»-< 

wcoo»r«»«c 

r-^e^Ti— cooo 



^ OOOOS 00 



C4OQQ0aC4 
lO A oo d 00 
if5 CO r^ O N 



04 CO 

•-4 00 



oocoMgoio 
•^-3"oco^ 
c^coeooot- 



f~ '£ •-* f >» tC 

oo O O ^ O 






eo4i« 

»-«00 
C4»^ 



oaic 

CO «>« 



M^'^eo w 

QO»^e» 
t^oo ~ 
coco 



t^oo»QSoeii 



CO CO ^ 00 cc 



a»eoMe<«i 

lOOCO I 



QO CD r>. !>. r>- 

SSo^cico 
>o t« coos CO 

eo CO ^ c9 f"- 
c^coc<oc«o 



lis 

lOO 



'. a 

■ a 

■ o 

■ 9> 

c '■>' 
Ota 

3 b C 

?^ "^ 



o-c 






.Si c 5i 

C C fc. -5 rt 

< -i: ffi - 



o o 



E 



eioo 
aoe<* 



.1 
.2 

CI 



It 

O 09 
c •-■ ^ 



OX 
•-^ o 
■ah 5-5-? 



c3 C9 cd 



•5 rt ■« 

O k. L. 



89 



§^S^9^ SSS^S; ^2^95 S$::^S^ SS2SS :2^ss 

Sg^iS ^SSSSS $iigS ^iSS9:: S:SiS ^PaS 

c<*e(«-4-4>S ^o9r«^ 6boS>^!^ coabo^'->to «9oo«-« ^t^^ao 

iiiii §gi§i sisgi ^im^n imi iiii 



eO^^Oi^ ^-^^r^f^ 



'^C^ 



3 



sisas scsss stirt^s s^sssss ssss s^ss 

pl§ l§|Si iii|i iiSiil iis| lip. 

9§& iss8$i 3i:s3i '-c^*';?^^ ssiS §gs 



d 
s; 



e»9»^c«*^ »-(eo»-<»^ 



OC9 



s 



r:SSSSS f:2S3^3gSS SSSS^S S^SrTSS 8S<StS 3S2SS 

ggiii sssii giisi s§i§§s g§sg sgi§ 

SWiS ^i^Si s'^'^'sS ^ss's^s ^'§'ss 8g?ss 



e4«>4«-4 



•-ieo»^ 



OS — 



s 



SSc::S9 SSSSo!::^ S^SSSSS S8988S S^^S SS^SS 

»gE^ SiSi^ S8SSS g8S^:s:s3 92:^38 gg&S 
SSSS Sssffig s^'ssa's 4^^4^9 i-s'ss s'sis 



«»^-^ 



»-««-* 



aoe<* 






cp^QGOM A^i»r.^ S3>9«^''Q6 Q*Qt^!OCQ^ (99^9 t^>^0»0 

Ssss^s is^ssSo l^ssss iisssiS SsSi ^^ssiS 
SSSii SES-'S' SS^SS s'gsfSS'S J^ggss ^§'§3 



c«c« 



oo — 



1^ 



S 



^!2SS n^^^Z S8SSSSSS3 s^8S3£S s^;:3S ss«s;; 



^noooki 



°59SQ^ !S<SfiSISB Q?2fiJ23* r'^c^*^**^ a;c*»op» oo<p«- 
Z!9SS SsS^S S^*'«0'r t-spci»^t*r- oo»t*f^ t^5Pf9 



i<-He««^ ,1^ ,H 5*« 1-1 .-< 



Oft 04 



00 ^ 



9 



SSiSS^ e;;::S8S 9SSSS SSS2S;8:S 2^SS SU:S$ 

SSSi^ gS^^i ^^s^^ as^SSS Rg92 r:f§S 

o»«cooBio oBe^ooF- e4>oo^M5 r»o»coict<»^ oont»cD <««t6'^c'5 

iisii IrSss isai§ sisg's 



QC 

CO 



^i-4e4«^ v-t'^w^r^ 



e«ie4 



00 -^ i-<r 



00 



« 



I 

•c 






CO O Ok 94 *-« *-i COCO^Q (QQOQi-i 

35 — OkOt^ —oooor- kQ'Wobel 



§3§§ SiiSI §e=§$ sgsgsg §s«g 



I CO 55 



^^4C4«>4 ,^^«H«>4 



oae<* 



oo — 



S 



o 

H 

< 



g 

Cm 
O 

>^ 

SB 

DO 



3 



&I 



-S5od 



c c c a . . 





C.3 

S C to 

o « *• 

1-3 as 

«s o c 



CO 



< £t 

T3^ S 
2*5 = 









^1 






llll-l ill 



G 



sis 



9S 



sss 






$S9 



t-00 

8« 



cor« 

IS 



S3 

is 
IS 



ss 



IC4 
I CD 



sss 



00 o> 



oo* 



^ 



CO 



s 



•A 



s 



9 



8 









So 



8 

CO 



CO 
CO 



§ 



c 

i| I 

.3 S 

l6 



90 






i^ 
o 



<;:> 














*< 






Hud 






■§ 






"^ 






« 






I^ 






a 






8 






O 






O 






s 






Oi 






o 






Oi 


< 


■ 


>>«• 


'^, 


»-H 




< 


C^ 


I^ 

a 


1-* 




•^ 


:^ 


o 

^2; 


^ 


O 




b 


m 






O 


< 




5 

1—4 


H 


s 


\ 



e 



CO 

CO 



••-A 






1 SS; 


SS^S 


120.373 
4.489 


6.181 
367.644 
,421.678 




^N 






I 



8 



I 



S^9 






sa 



o o o 



I 



a 
5 



SS^SSS 






to «^ ««< CO Ol CO 
«C0««OCs|i-H 

«o«0b — r-oB 

«0'*'>*t^C<l 

»-< I— - 



C4CO 



v 

5 



% 



c 

0; 



o 
c 



2^ o 
1^ 






> 4; ec O 

c H 4; S-o B 

*'M 0,5 '^*?? 

us s _: _c M ?; 

■Sgoo-s^ 



00 



CO 



00 



s 



So 



C3 






^SS^^ SSSS3S ^^ss^s 

W400COOOCO ■^999CO ogot^t^us 

St^t«t^» iaSSSco Cs^Sif^^S 

^r«oo95 o>oa9)i> ^9lera^•co 



SiiBS si§ 









04 i-« 






^^CO-^ 

00 o»^^ 




c«aoop» 
t«<oe<4 



3SSS3S SSS88 sss^^r: 

cotQ^^Ok C0'^>=1OQ fi^SSSSSI 

«ot<S>^eoe>i ^^OkOOAQ 09009QS 

^OOOC4 OF>S48c9) f^S^uSm 

£58sgs;' g*^'8*j!5 -'ss'sa 



C>1 



e^S^ScI CO 



ooar^ 




H 
-*; 

» 
H 
O 

o 

GO 

O 




c 



SSS^$S S:?8SI^S gSSSS?5 

ispi §i5g§ g|p| 

SS^^li ^coSSS SooSSS 

— «eO'^ab9 e4C4«o lO ^^osOi^ 



ei 



10 c*^ 



6 



c 
c 

_. •♦^ ^ -— cf. 

i c &• — — 

k, <ijA o o 

6 5; C w -fcj 

C u :;; (3 



2 

?- a 



I £l 



a 


.S 
o 



o 



J* 



i V 



rSl 



»=si 



1 

'5 

< 



a 



-< 

^ 



& 



.S^ o c c 

O G f 4, o- 



.£3 
O W 

bC O 

E 00 

•r c ST 



Pi iii| ill! ipi i3| 



il ii| IP ilJ lip 



liil Ks-Ji ^i-p- llfi lip 



M M Kll ill ii| 



If I Hi IP ill III 



1 1 111 



m 



11 



I 

i 

I 



ii 



I 

i 



1,1 



g 1 
I 



sls"S^' 



IP pi 



sssi; ss . s 



sssss Si ss 



11 



lit 



SSSSS ss :SS 

I IP 1 1 



mi 



!i 



03 



SS88 8SSSS SS88S 
iSS Sg^SS i^S^88 



88888 8^888 8888 



81 



««eo^c*3 oi"*t^^w o © " "* ^v 



^ toot 99 «'««^ — 

I IT'" 111 



« "•• ^ •- <M -^ -M »^ -^ 



I e*3 ecpo 



3CJ 

h- h- rt "fl "M 



gSSg $8883 8^888 88838 Sf^888 



9< 



ci8>oo( 






8888 
SS88 



00 '^OO 






) 00 CO •'?•-* 
I CO CO CO CO 

^co 



)e<4^coao QO>ospc«<« 



•*co CO •-< 



^Nt^CO 



oe4c<«ec 

§8528 

c«»-coo 

I to»-i 



88888 88:S8^ 8^888 88888 83888 8888 

^8 



isis 



leoo" 



:8 









81 



c«or- 



^^SSmlS !?wS»S«o S2585p?J »oS_5^a6 «eotSS» r»^«< 

coAcT^O t^M^^® ooVoTS® ■30'j'^co ■«4«eO'*^eo QOi-io>qc 

^e^^v^ l<«ioc9coOk w5eo xe4 '^ co ;C9iA *^ Tx^r^cf 



CX) 

»^ 
CO 

OS 

C4 

o» 



£ 



CI 

»o 

CO 
*^ 
GO 

o>' 









gggg g888SS 8^888 88888 8SS888 8888 









C4( 



lOOi 

lf28: 



C4CO( 



;s5; 









e^ooco^ 
loeo 35S2 









aooOd«6 0>O»co< 

OO^OOCO Qh-if5.— C0 aOOQCJCO 



I :;: 
1 2 

00 

CO 



ggggg gS3888 88888 88888 88888 8888^ 



8Si 



ie<iQO< 

ItOOt^i 



e^i 



III 



i-4a»akr»Q '^S^SE? ^'*SSS°'° ^^eS^^*^ ""^^ 

8e5©5SS S»8t^oo ^cSoBSS coSqSco8 88 1>. 

^^•ooog ooci'uQOoao eo»r>»^®»-<^ ^ 



co»«-^< 



lO 



.— « CO COd 



V* 



8888 88{^88 88888 88888 88888 8888 



IS! 



iO»< 



jO< 



'o8 C«i 



9SSS2 ^S^^SSS Si^ii ^»^Ss SSi$3 9§^5o 

^h-eo« o«D^t«oi e*ooGBS <n[»^»^cow e««^M5c»«* ^locsno 



^ •-« 



00 



« CO 



aocftc>i ^^ ^^*o»«c 



1-^ 

CM 

'~> 

to 

CM 
CI 
• '5 



S 

■a 

S 



i 



% 






•c 

I 
lilt's 



3 

J3 



I ill 8 
9.2.2.2 5 

«*« A^^ v*^ i#i4 95 

o o o o.^ 

5535 ® 



-1 

is 

•* o 






• g.S =^3 « 



^^ • « 2 



u OS 

«"C § 2-^ 



E g 



sr _ 



: 2 






B 3 «3 — 
Sj3 fe^-S 



b 2 S^-2 H 

I ml 



O 2-«'a 



■i<3 



122J:S :S£:S:s:1 2i£l-^ ->Mll £s<§<s 



li-g 

^ rfiK y-i 






m 

O 
I— < 

H 

< 

o 

< 

-< 

05 



< 






B^ 



O O 



i3 -^Jst^ic 



8$ 


2g 


Sow 




«9 


cf 


^.^. 


b- 


2^9 


$ 


1 '^ 


0*4 


1 


4* 


8S 


s 


(OCl 


s 


»<iO 


CO 


;S2 


!«i 


tN.ao 


lO 


•^a» 


^N 


••t«- 


00 


^^ 


v4 




•» 




8S 


s 


CMCh 


w^ 


udte 


w* 


o»o& 


O) 


S2 


|C 


^ce 


00 


213, 
231, 


i 


••.« 


»^ 



85 - 

-JO 

o 
to 



h-CI 
l~CM 

«oco 



oo> 
eo® 



^'^ 



CM 



8 



^8 



S«^ 



8K 

o»o 

• •«« 

si 



CM 

o> 



o 



' - § -3 



I 



9 T3 



IN "5 

i'i 



i 

1 
1 


i 


iSSSSS s 


i 


S8SSSS 8 

asisp. g 


1 
1 

1 


i 


ssssss s 
!S§g§S § 
giSM i 

" -8 § 


i 


SSSS8S S 

S855SB 5 


-i 


i 


SSSSSS 8 

SSISM i 


i 


SSSS8S 8 






i ^ 



S8SS2 SS : S :S888 


:888s 88 : S :SS8S 


888SS SS SS SSSS8 

mm m m mm 
sissi m.n «==?= 
="-" - -•1 


88882 88 


:S :8888 


Se8i3 18 : :§ iiSli 


1 888 8 88 88 S888S 


e 181 g SS Ii lilSi 

j %ni« =s.i» »3=ai 


° 88SSS 88 


:S :S888 


1 SSili IS 






III 


IJ 1^ 

Ii If 
11 i 


ills 



lilil sisll "I" -I 



If If Hi 



pi ill M^ii ip§ij 



m* mp "='"ja"-' am m 



il|i lip H P^ Jllf ill 



I 



m 



i ii liii li 1 ' 



96 






O 

>^ 
< 












si 






CO S 

1 ^ 



'B 



5S 



CO 

<;) 

CO 
CO 

o 



CO 



CO 



< 

< 

t-H 
O 

CO 



< 



' 8 
8 



SomS 

8"K§ 



ssssss 

Koe4e4eo 



iO 



8 



88S8 



88S8eo8 






e 
s 

o 
'3 






•o 



to 



COCOtO CD 



CO 



8SS S8^ 



13 









t^ COf» ^ ' 



o 



00 



O 
H 






v: 



II 

I 
1 1 



.A 






o 

o 



If §^ 

C ~ X *•-■ 

• • "5 k 



CO 

» 



o 

o 






SSS%!S S3 S8 

0B«D VooQ Vqo 



9> 

a 
o 



£S888Ss 8S 



ca^aoc^^ o»t« 



8 

GO 



o 
c 
o 



S888« 8S 88 

§$ci83 8^ S8 

S*oO'>*QO»' eoe* •-«^ 

o 

S5 



^888S 88 



8 



o 



S85S:: SS ^S 



e 
o 



M CO O O O to to 

ooc!rooV»-< •-^" 

•»e>i ^(O C4ob 









C 
i 

o 

^ c S 
§ S i 



ici 



u 

X 









E c 



"O F'e 
%&£ 
*€ o u 

^ o o 

p '*^ *» 



CO 

»o 



B 
O 



B 
C 

1 



!«1 



V 
-TJ 



c 

B 

-►2 

^^ 

'I' B 

ee o 



B •>• 
J= B C 






|:|-s- ?-||!| iiiji si !■!- ip|l- IIP 



Wli lilli SP *^ ?i illP W 






-l*M i|-l- -Sli --"- ii IIP li|i 



I'M lipl iii$ 5--'-:- slip ISl 



I 



i 



11 




I 



ANNUAL STATEMENTS 



OF 



FIRE COMPANIES 



OF INDIANA 



DECEMBER 81, 1909. 



(99) 



100 



AMERICAN MAKUFACTITRERS MUTUAL FIRE 

INSURANCE COMPANY. 

I'refl'leiit. C. r. Hanoli. Vico President, S. S. Stratton, Jr. 

Secr(>tary, B. E. Perry. Principal Office, Indianapolis, Ind. 

Organized or Incorporated, Feb. 1, 1904. Commenced Business, Feb. 1, 1904. 



ASSETS. 

Par Value. Value 



ToUl 
Total Market 



Bonds: 

Marion Count}- $23,000 00 $23,262 20 

Indianapolis 1,000 00 1,018 20 



Total par and market value, carried out at market 

value $24,00000 $24,280 40 

Cash belonglnj; to the company depoited in bank: Indiana National 

Bank; J. F. Wild & Co 14,234 88 

Gross premiums in course of collection not more than three months due 275 30 
Amount of unpaid assessments on premium or deposit notes, due and 

collectible 214 00 

I ! ■ ' ' 

Total cash assets $39,004 58 

Total premium or deposit notes, less assessments, and contingent lia- 
bility (carried out) :. 231,653 93 

(irosH amount of cash assets and premium or deposit notes $270,668 61 



A;;;rroKato amount of all the cash assets and premium or deposit 

notes of the comi»any, stated at their actual value $270,658 51 

LIABILITIES. 

(iroMs premiums received and receivable upon all unexpired fire risks 
running one year or less from date of policy, including interest pre- 
miums on perpetual fire risks, $35,179.35; unearned premiums (fifty 
per cent.) $17,689 68 

Agents and brokers, on premiums paid and In course of collection 98 13 



Total amount of all liabllltioK $17,682 81 

Net amount of premium or deposit notes -231,653 93 

Net rash surplus 21,321 77 



AgK'rc-gate amount of rash assets and premium or deposit notes $270,658 51 

INCOME DURING THE YEAR. 

From Fire 

Oross premiums, assessments and bills in course of collec- 
tion at close of last previous year, as shown by that 
year's statement (not Including deposit notes) $1,120 05 

Collected $1,120 05 

<iross premiums on risks written and renewed during the 
year, as shown in risk and premium exhibit, item 2, page 

4 (not including deposit notes) 24,272 02 

Total assessments or calls on premium or deposit notes 
• .: .- ; «made during the year, whether collected or not 27,635 62 



. ' I • • - • • 



Total $53,027 69 



101 

Deduct premluiM8, assesHineiits iiud bills lu course of collec- 
tion at this date (not Including depofldt notes) 9489 30 

Entire premiums and asseuments collected during the 

year $62,638 89 

Net cash actually received for premiums and assessments 

(carried out) $52,688 39 

Ueceived for Interest and diyldende on stocks and bonds, collateral 

loans, and from all other sources 890 75 

Aggregate amount of income actually received during the year 

in cash $53,429 14 

EXPBNDITURBS DUBING THE YEAR. 

On Fire 
Riaki. 
Gross amount actually paid for losses (Including $1,683.66 

losses occurring in previous years) $14,149 97 

Net amount paid during the year for losses $14,149 97 

Cash paid or returned during the year to members who have discontin- 
ued their policies 80,964 68 

I*aid for salaries, fees, and all other charges of officers, clerks, agents 

and all other employes 6,273 42 

Paid for state, national and local taxes in this and other states 167 18 

All other payments and expenditures, viz: Telegraph, $108.17; traveling, 
$1,181.77; office, $439.81; exchange, $12.36; postage and stationery, 
$224.81; rent, $420; postage, $267.68; adjusting, $200.06; engineer and in- 
spector, $2,964.46; directors, $376.18; attorney, $460 6,619 10 

Aggregate amount of actual expenditures during the year In cash $57,154 35 

PREMIUM NOTE ACCOUNT. 

Net amount of premium notes reported December 81, of preceding year $216,716 79 
Premium notes received during the year 161,846 23 

ToUI $868,662 00 

Deduct total amount of assessments during the year 186,908 09 

Net amount of premium notes December 81, 1909 $281,663 93 

MISCELLANEOUS-RISKS AND PREMIUMS. 

CMh 
Fire Premiums 

Riflks. Thereon. 

In force on the 31st day of December of the preceding year $6,233,360 00 $41,862 01 

Written or renewed during the year 3,468,075 00 24,272 02 

Total $9,701,436 00 $66,134 03 

Deduct those expired or marked off as terminated 4,449,186 00 30,964 68 

In force at the end of year $6,252,260 00 $36,179 35 

Net amount in force $6,268,260 00 $36,179 36 

RECAPITULATION OF FIRE RISKS AND PREMIUMS. 

Year Amount Grow Premi- 

Written. Time. Covered. urns Charged. 

1909 One year or less $6,262,250 00 $.^.179 35 

Grand totals $6,262,260 00 $35,179 35 



102 

. GENERAL INTERROGATORIES. 

Total amount of preminins and assessments received from the organization of 
the company to date, $411,563.73; losses paid from organization to date, 1154,606.17. 

Losses incurred during the year (fire), 112,556.31. 

Amount deposited in different states and countries, for the security of all the 
company's policy-holders, 112,556^1. 

BUSINESS IN THE STATE OF INDIANA DURING THE YEAR. 

Fire Rislcs. 

Fire, marine and inland risks written $182,500 00 

Cash premiums and assessments received 1,613 20 

Amount of premiums or deposit notes received 6,699 00 

Losses paid % 84 00 

Losses Incurred 84 00 

Risks in Indiana $267,500 00 



103 



CARRIAGE BUILDERS FIRE INSURANCE 

COMPANY. 

President, Warren D. Oakes. Vice-President, George E. Seldel. 

Secretary, Alvin T. Coate. Principal Office, Indianapolis, Ind. 

Organised or Incorporated, May 15, 1909. Commenced Business, May 15, 1909. 

ASSETS. 

Loans on bonds and mortgages (first lien) upon wbich more tban one 

year's interest is due $9,300 00 

Interest due on all said bond and mortgage loans 82 14 

Cash belonging to the company deposited in bank: 

American National Bank 3,727 26 

Gross premiums in course of collection not more than three months due 943 OS 



Total $14.052 48 

Total premium or deposit notes, less assessments, and contingent Ha* 

blllty (carreld out) 78,405 30 



Gross amount of cash assets and premium or deposit notes $92,457 78 

Amount of premiums unpaid on policies which have been issued more 

than three months 264 00 



Aggregate amount of all the cash assets and premium or de< 

posit notes of the company, stated at their actual value $92,721 78 



LIABILITIES. 

Gross claims for adjusted and unpaid losses due and to be- 
come due $2,500 00 

Losses resisted, including interest, costs and other expenses 

thereon, $2,000; can be settled for 1,000 00 



Xet amount of unpaid losses $3,500 00 

Gross premiums received and receivable upon all unexpired fire risks 
running one year or less from date of policy, including interest 
premiums on perpetual fire risks, $15,281.12; unearned premiums (fifty 
per cent.) 7,640 56 

Due and accrued for salaries, rent, advertising, and for agency and 

other miscellaneous expenses 1,128 12 

Return premiums 26 66 



Total amount of ali liabilities $12,295 34 

Net amount of premium or deposit notes and contingeent liabilities 78,405 30 

Not cash surplus 2.021 14 



Aggregate amount of cash assets and premium or deposit notes $92,721 78 



INCOMK DTIKING TUK YEAR. 

From Fire 

Total assessments or calls on premium or deposit notes dur- 
ing the year, whether collected or not $20,483 19 



Total $20, 483 19 



104 

Deduct premiums, assessments nud bills in course of collec- 
tion at this date (not including dei>Oflit notes) 11,726 26 

Futire premiums and assessments collected during the year 18,757 93 

Deduct reinsurance, Schedule **C,** $896.60; rebate, abatement 

and return premiums, 14,431.89 4,828 89 

Net cash actually reeclyed for premiums and assessments 

(carried out) $18,929 54 

Received for interest on bonds and mortgages 35 90 

Income received from all other sources, viz: Commissions and mis- 
cellaneous, $116.46; certificate of deposit account, $15,000; sale mort- 
gage loans, $8,700 18,816 46 

Aggregate amount of Income actually received during the year in 

cash $32,781 90 



EXPENDITURES DURING THE YEAR. 

OnPlre 
Risks. 

Gross amount actually paid for losses $36 27 

Net amount paid during the year for losses ,« $36 27 

Cash dividends paid to members 67 24 

. Paid for commissions or brokerage... 247 60 

Paid for salaries, fees, and all -other charges of officers, clerks, agents 

and all other employes 4,263 51 

All other payments and expenditures, vis: Interest. $263.54; real estate 
loans, $18,000; organization, $3,859.22; extended insurance, $86.79; guar- 
antee fund, $6,500 23,709 55 

Aggregate amount of actual expenditures during the year in cash $28,314 17 



PREMIUM NOTE ACCOUNT. 

Premium notes received during the year $102,415 95 

Total $102,416 96 

Premium notes returned during the year $24,010 66 

Total deductions 24,010 65 

Net amount of premium notes December 31, 1900 $78,406 90 



MISCELLANEOUS RISKS AND PREMIUMS. 

CMh 

Fire Premiams 

Risks. Thereon. 

Written or renewed during the year $756,725 00 $15,916 71 

Written or renewed as reinsurance for other companies- 
Schedule "D" 280,750 00 4,667 48 

. Total $1,037.47500 $20,41819 

Deduct those expired aud marked off as terminated 229,426 00 4,80213 

In force at end of year $806,060 00 $16,68106 

Deduct amount reinsured— see Schedule "F'* 20,260 00 899 96 

Net amount In force $777,800 00 $16,28111 



Year 
Written. 

1909. . . , 



105 



RECAPITULATION OF FIRE RISKS AND PREMIUMS. 

QroM 
Amoant l^vmiunu 

Time. Ooverad. ChviBd. 

Que year or lens 180,860 00 |16»881 06 



Amount 
PremiiuDf 

UlMMUlMd. 

17,840 58 



Grand totals 180,860 00 116,68106 17,840 63 



GENERAL INTERROGATORIES. 

Total amoant of premiums and assessments received from the organisation of 
company to date, $16,061.80; losses paid from organization to date, $36.27; total 
amount of cash dividends declared since the company commenced business, $67.24. 
Losses incurred during the year (fire), $3,636.27. 



BUSINESS IN THE STATE OF INDIANA DURING THE TEAR. 

TireRjBlu. 

Fire, marine and inland risks written $360,426 00 

Cash premiums and assessments received 6,639 00 

Amount of premium or deposit notes received and contingent lia- 
bilities $33,45110 



106 

FIREMEN AND MECHANICS INSURANCE 

COMPANY. 

President, Nicholas Horuflf. Vice-President, W. O. Ford. 

Secretary. William O. McLcllnnd. Home Office, 138 E. Main St., Madison, ind. 

Incorporated, January 21, 1860. 

CAPITAL STOCK. 

Amount of capital paid np In cash $100,000 00 

Amount of ledger assets (ns per Imlance) Deconiber 31 of 

previous year 1131,304 63 

Extended at $131,304 63 

INCOME. 

Marine and 
Firp. Inland. 

(#roR8 premiums $54,681 59 $26 12 

Dedui't gross amount paid for return premlimiH 12,275 90 



Tutnl premiums (other than perpetual).... $42.405 69 $26 12 $42,43181 

<lrosH interest from nil other sources $7,236 IS 

Cf rosa rents from compniiy's proporty 420 Of) 



Total gross Interest and rents 7,656 18 

Commissions as agents for other companies 815 79 



Total Income $50,903 78 



DISBURSEMENTS. 



Fire. 



Gross amount paid policyholders for losses (Including $154.- 
215.51 occurring In previous years) since commenced re- 
porting to state $25,271 60 



Net amount paid policyholders for losses for 1909 

(Commissions or brokerage 

Salaries, fees and all other charges of officers, directors, trustees and 

home office eiiiploi'es 

Rents, including $ for company's occupany of Its own buildings... 

Advertising, printing, stationery, fuel, lights, etc 

Furniture and fixtures 

Taxes on real estate and capital 

Insnrance. department licenses and fees 

Paid stockholders for interest or dividends (amount declared during the 

year $8,000) 8,000 00 



$25,271 60 


8,173 74 


2.184 00 


30000 


227 37 


100 00 


2,372 40 


45 75 



Total disbursements $46,674 86 



Balance $135,533 55 

LEDGER ASSETS. 

Book value of real estate per Schedule A $5,591 00 

Mortgage loans on real estate, per Schedule B, first liens 44.242 40 

Loans scoured by pledge of bonds, stocks or other collatornl, 

per Sr'bedulo C 3.750 00 



107 

Hook value of bonds, $49,779.63; aud HtockH, 113,291.75 $63,07138 

Cash In company's office and bank 6,316 41 

Agents' balances representing business written subsequent 

to October 1. 1909 4,528 97 

Accoants receivable, taken for fire risks, subsequent to Oc- 
tober 1, 1909 5,321 25 

Other ledger assets 2,712 14 

Total ledger assets $135,533 55 

NON-LEDGER ASSETS. 

Interest on mortgages $739 11 

Interest on bonds 936 00 

Interest on collateral loans 76 15 

Interest on other assets 400 00 

Total $2,151 26 

Market ralue of real estate over book value, per Schedule A 1,409 00 

Market value (not Including interest In Item IS) of bouds and stocks 

over book value, per Schedule D 8,133 01 

Gross assets $147,226 82 

DEDUCT ASSETS NOT ADMITTED. 

Accounts receivable, past due, taken for marine, inland and fire risks, 

prior to October 1, 1909 2,712 14 

Total admitted assets $144,514 68 

LIABILITIES. 
Gross losses adjusted and unpaid, not yet due $2,742 66 

Net amount of unpaid losses and claims $2,742 66 

Total unearned premiums as computed above 27,184 16 

Total amount of all liabilities except capital $29,926 82 

Capital actually paid up in cash 100,000 00 

Surplus as regards policyholders 114,587 86 

Total liabilities $144,514 68 



RISKS AND PREMIUMS. 

Grms 
PremiTinu 
Groaa on Marine 

Fire PremiumB and In- 

Ri^ks. Tliereon. land Rlaks. 

In force on tlie 3l8t day of December. 1909 $967,35100 $4,974 74 

Written or renewed during the year 2,333,149 00 54,68159 $26 12 

Total $3,300,50000 $59,656 33 $26 12 

Deduct those expired and marked oft as termi- 
nated 2<)K.2O00O 12,275 90 

In force at the end of the year $3,092.300 00 $47,380 43 

Net amount In force $3,092,300 00 $47,380 43 



108 

RECAriTULATION OF FIRE RISKS AND PREMIUMS. 

Gn»i Premi- Amount 

Amount urns Charged of Premium 
Year. Time. Covered, leas Reinsuranoe. Unearned 

1909 One year or \e»^ 12,191.234 00 $43,830 07 121,916 08 

1907 Three yenrs 153,306 00 2.11135 36189 

1908 " 212,16600 3,168 66 1,584 28 

1900 •• 202,62500 2,887 20 2,406 00 

1906 Five years 24,300 00 462 10 46 21 

1906 •* 22,00000 390 95 117 27 

1907 " 22,10000 38886 194 42 

1<J08 •• 12,92000 23270 162 89 

1909 ** 26,66000 45127 406 17 



Totals 18,866,099 00 135,923 05 $27,184 16 



GENERAL INTERROGATORIES. 

Werr all the transactions of the company of which notice had been received 
nt the home office at the close of business, December 31, truthfully and accurately 
entered on its 1>ooks for and daring the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the 
books at the home office at the close of business, December 31? 

Answer.— Yes. 

Total amount of the company's stock owned by the directors at par value, 
$19,176. 

Total amount loaned to directors or other officers. None; loaned to stockholders 
not officers. None. 

What interest, direct or Indirect, has this company In the capital stock of 
any other Insurance company? 

Answer.— None. 

Is a majority of the capital stock of this company owned or controlled, dl- 
rai'tly or indirectly, by any other corporation? 

Answer.— No. 

Has this company guaranteed policies Issued by any other company and now 
in force? 

Answer.— No. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.— Secretary. 



BUSINESS IN THE STATE OF INDIANA DURING 1909. 

Fire. 

Gross risks written $6,458 25 

Less risks cancelled 150 00 

Net risks written $6,308 25 

Gross premiums received $9,16102 

Less return premiums 229 28 

Net premiums received $8,981 74 

Losses paid (deducting salvage) 1,043 30 

Net losses paid $1,043 30 



109 

GERMAN FIRE INSURANCE COMPANY OF 

INDIANA. 

The undersigned, constituting a majority of the board of directors of the 

••German Fire Insurance Company of Indiana," pursuant to the laws of the State 
of Indiana, make this, their annual report. 

The amount of capital stock of the company is one hundred thousand 
dollars ($100,000), all paid up. 

Said company has issued during the last calendar year 41,780 policies, aggre- 
gating the sum of 137,692,215, the number of policies outstanding on the Slst day 
of December, 1909, being 73,532, and the amount issued thereby aggregating the 
sum of $60,664,126. 

Said company takes risks of the nature and kind taken by insurance com- 
panies engaged In the transaction of a general Insurance busiue.<«s. 

This company has sustained losses within the last year as follows: 

T.<o68es sustained prior to January 1, 1909, and since paid $19,994 33 

Jjoaaes sustained since January 1, 1909, and paid 137,433 80 

Losses adjusted, not due 8,392 17 

Losses unadjusted : 10,629 58 

ASSETS. 

Cash . in treasury and banks $33,392 47 

Real estate— 

a. Company's building $50,000 00 

b. Taken for mortgage indebtedness 34.802 05 84,802 05 

Trust companies' certificates of deposit, bearing Interest 90.000 00 

Ronds and real estate mortgages 331,271 05 

Debts due for premiums In the hands of agents 47,927 08 

Interest and rents, due and accrued 5,512 54 

A/arket value of real estate and bonds over book value 7,341 90 

Total assets $620,247 09 

LIABILITIES. 

Losses adjusted, not due $8,392 17 

Losses unadjusted 10,629 58 

Amount necessary to reinsure outstanding risks 347,169 52 

All other claims against the company 3,852 41 

Total liabilities $370,043 68 

The greatest amount Insured imder any one risk 10.000 00 

The greatest amount allowed to be insured under any one risk 10,000 00 

••(merman's*' premium Income is .'119,368 88 

Total Income 3.'>1,608 56 

Lo«»8os paid 137,428 33 

Total disburs* inents 342,366 04 

hif^itrance written In Indiana 12,814,137 00 

rreniiums received In Indiana 166,141 0.T 

Losses Incurred in Indiana 56,024 31 

Losses paid In Indiana 57,039 89 



'■' 



THE CONDITION OF THE GUARANTEE FUND IS AS FOLLOWS: 

rirst mortgages upon real estate $30,300 00 

We, the undersigned, William F. Kuhn, Ferdinand A. Mueller, The<xlore Reyer, 
Lorens Schmidt, Oscar Schmidt, Frederick Schrader and Theodore Stein, consti- 
tuting a majority of the board of directors of the German Fire Insurance Company 
of Indiana, do hereby make oath that the matters and facta set forth in the 
foregoing report to December 31st, 1909, inclusive, are true. 



no 

GRAIN DEALEliS NATIONAL MUTUAL FIRE 

INSURANCE COMPANY. 

President, H. N. Kiiiplit. Vice rresldent, J. W. MeCord. 

Secretary, (\ A. McCotter. Principal Offict*, Indianapolis, Ind. 

Organized or Incorporated, Dec. 24, 1902. Couiiuenced Bu8ineBs, Dec. 24, 1902. 

ASSETS. 

Loans on bonds and mortgajscs (dniy recorded and being first lien on the 

fee simple), npou which not more than one year's Interest Is dne... 154,700 00 

Interest accrued thereon 1,696 73 

Bonds: 

Terre Haute, Ind., school bonds $10,000 00 

City of Columbus, Ind., funding lionds 14,000 00 

Huntington County, Ind., court house bonds 5,000 00 

City of Whiting, Ind., park bonds 9,000 00 

City of Michigan City, Ind., school bonds 12,000 00 

Total par and market value, carried out at market 

vahie 

Cash belonging to the company deposited in bank: 

Fletcher National Bank 

Capital National Bank 

Minnehaha National Bank, i»loux Falls, S. I) 

Commerce Trust Company, Kansas (Mty, Mo 

Farmers and Traders Bank, Markle, Ind., certificate of 
deposit 

Total $27,963 12 

Gross premiums in course of collection not more than three months due 2,583 84 
Amount of unpaid assessments on premium or deposit notcj*, due and 

collectible 1,085 38 





$50,000 00 


114.928 86 


■ 


4.519 75 




202 62 




42G 89 




7.885 00 





Total cash assets $138,029 07 

Amount of premiums or deposit notes on policies in force. 

liable to assessment (carried inside) $1,133,361 85 

Total amount of assessments on the above notes from date 

thereof (carried inside) 297.556 00 

Amount of premiums or deposit notes. less assiessments 835,805 85 

Amount of contingent liability of members, subject to as- 
sessment 308.604 25 



Total premium or deposit notes, less assessments. 

and contingent liability (carried out) $1,144,410 10 



Gross amount of cash assets and premium or deposit notes 1,282,439 17 



Aggregate amount of all the cash assets and premium or deposit 

notes of the company, stated nt their actual value $1,282.439 17 

LIABILITIES. 

CJross losses in pro<'<'Ss of jidjustinent. or In suspense. In- 
cluding all reported and siippo^rd io-ssos $ri.l(X» f«l 



Total gross amount of claims for bwsj's Vi.ioo oo 



Net amount of unpaid losses $5,100 OC 



Ill 

<>ross premiums rooclvod rccelvnble upon nil nuexplroil ttro rl«ks run- 
ning one year or lews from date of policy $73,670 18 

Total unearned premiums ns computed above (carried out) 5,100 00 

All other demands against tlic company, absolute and contingent, due 
nu€l to become due, admitted and contested, vix. : State, city, c<»unty 
or otlier taxes and assesHuients, commissions, brokerage and other 
charges due and to become due to agents and brokers, on premiums 
paid and in course of collection 1,890 31 

Total amount of all lialdlitles 180,660 49 

Net amount of premium or depOitit notes and contingent liability 1,144,410 10 

Net cash surplus 57,768 58 

Aggregate amount of cash assets and premium or deposit notes $1,282,439 17 



INCOME DURING THE YEAR. 

From 
Fire Riika. 

(Sross premiums, assessments and bills in course of coile<'- 
tlon at close of last previous year, as shown by last 
year's stateri^ent (not including deposit notes) $3,208 28 

Deduct amount of same not collected 10 64 

(Collected $3,197 64 

(tross premiums on risks written and renewed during the 

year (not including deposit notes) yi,.soi) 5S 

Totai assessments or calls on premium or deposit notes 

nmde during the year, whether collected or not 111,548 W) 



'p 



Total $206,556 12 

Deduct premiums, assessments and bills in course of collec- 
tion at this date (not Including deposit notes) 3,669 22 

Entire premiums and assessments collected during 

the year $202,886 90 

Deduct reinsurance. Schedule "C," $391.13; rebate, abate- 
ment and return premiums, $64.61 326 52 

Net cash actually received for premiums and assess- 
ments (carried out) $202,560 38 

Received for interest on bonds and mortgages 4,902 87 

Income received from all other sources, viz.: Discount losses, $566.32; 

bond premium. $56.71 613 03 

Aggregate amount of Income actually received during the year 

in cash $208,076 28 



EXPENDITTTHKS DURING THE YEAR. 

On Fire Risks. 

Gross amount actually paid for losses $79,888 06 

Deduct ail amounts actually received for salvages 409 33 

Net amount paid during the year for losses $79,478 72 

Cash paid or returned during the year to members who have discon- 
tinued their policies 44,872 33 

Paid for commissions or brokerage 4.030 23 

Paid for salaries, fees, and all other charges of officers, clerks, agents 

and all other employes 25,725 16 

Paid for state, national and local taxes In this and other states 1,237 22 



112 

All other payments anU expenditures, viz.: Expense adjusting losses, 
$719.84; stationery and printing, $1,380; advertising, $1,024.66; postage, 
$1,034.36; furniture and fixtures, 1634.25; traveling, $8,679.99; office ex- 
pense, $2,732.60; inspection, $9,456.31; interest on loans, $297.93; tK)nd 
premiums, $1,726.90; general expense. $1.728.08 $29,913 91 



Aggregate timouiit of actual expenditures during the year, in 

cash , $186,258 57 

PREMIUM NOTE ACCOUNT. 

Net amount of premium notes reported December 31, of preceding year $962,757 91 
Premium notes received during the year and contingent liability 912,592 87 



Total $1,865,350 78 

Deduct— Total amount of assessments during the. year and 

premiums $202,808 49 

Premium notes returned during the year and contingent lia- 
bility 518,132 19 



Total deductions $720,940 68 



Net amount of premium notes December 31, 1909 $1,144,410 10 

MISCELLANEOUS— RISKS AND PREMIUMS. 

Cash 
Fire Premiums 

Risks. Ttiereon. 

In force on the 3l8t day of December of the preceding year $9,034,292 00 $126,969 75 

Written or renewed during the year 7,692,445 00 91,809 58 



Total $16,726,737 00 $217,779 83 

Deduct those expired and marked oflf as terminated 5,916,600 00 70,133 47 



In force at the end of the year ,...$10,810,137 00 $147,645 86 

Deduct amount reinsured— see Schedule *'F" 36,000 00 



Net amount In force $10,774,137 00 

RECAPITULATION OF FIRE RISKS AND PREMIUMS. 

GrotiB 
Year Amount FremJums 

Written. Time. Covered. Charged. 

1909 One year or less $10,774,137 00 $147,645 86 



Gnmd total $10,774,137 00 $147,645 86 

GENERAL INTERROGATORIES. 

Total amount of premiums and assessments received from the organisation of 
the company to date, $904,917.07; losses paid from organization to date, $362,908.82. 
Losses incurred during the year (fire), $84,578.72. 

BUSINESS IN TlIK STATE OF INDIANA DURING THE YEAR. 

Fire, marine and inland risks written $216,275 00 

Cash premiums and assessments received 34,198 70 

Net amount of premium or deposit notes and contingent liability re- 
ceived : 25,169 76 

r^oRsos paid 15,869 85 

Lo?«.ses Incurred 15.869 ST. 



113 

INDIANAPOLIS CIERMAN MUTlTAL FIRE INSUR- 
ANCE COMPANY. 

President, Otto Wagner. Vice-President, Henry Klanke. 

Secretary, Charlotte Dinkelaker. Treasurer, Albert Krull. 

ASSETS. 

Face value of premium notes |&55,378 78 

Net amount of premium notes $388,764 33 

Mortgage on real etstate 19,500 00 

Deposit In trust companies 2,000 00 

Cash on hand and In bank 2,643 61 

Uncollected cash premiums 698 36 

Interest accrued 380 76 

Office furniture and fixtures 250 00 

Total assets $414,036 94 

LIABILITIES. 
Losses adjusted and nnpaid $135 00 

INCOME IN 1909. 
Premium notes received, face value $92,381 50 

CASH INCOME. 

Cash premiums on notes $9,061 60 

Cash received for Interest 863 82 

Cash received for transfer fees 42 00 

Total cash receipts $9,947 32 

EXPENDITURES. 

Premium notes returned, face value $71,764 65 

Net amount paid for losses : $1,812 03 

Amount paid for salaries 2,686 00 

Amount paid for rent, adjusting and all other expenses.... 1,795 64 
Net cash premiums returned 8 30 

Total cash expenditures $6,200 87 

MISCELLANEOUS. 

Premium notes received since organization $1,622,034 00 

Cash received on same since organization 166,604 45 

Amount paid for losses since organization...'. 82,856 52 

Total risks In force December 31, 1909 5,126,104 27 

Total risks written during the year 1,090,913 25 

Losses paid during the year 1,812 03 

Tx>sses Incurred during the year 1,659 26 

Amount of premiums received for the year ending December 31. 1909.. 9,051 5o 

Number of members Deceml)er 31, 1909, 2.431; number of policies December 31, 
1909, 4.694. 

[8—23948] 



114 



IMPLEMENT AND VEHICLE MANUFACTURERS 
MUTUAL FIRE INSURANCE COMPANY. 

President. II. E. Miles. VIce-I»rosldent, K. E. Perry. 

Secretary, John W. Waters. 
Orj^aiiiKed or Incorporated October 31, 1906. (Commenced UuHinrss October 31, 1906. 
rrlnclpal Ofllcc, 316 N. Meridian vSt., Indianapolis. Ind. 



ASSETS. 



Bonds: 

Indiana State Board of Agriculture 4*8. 
Vigo County 4i*3 Jail bonds 



Total ToUi 

Par Value. Ifarlcct Value. 



17,000 00 
3,000 00 



17.034 30 
3,365 10 $10,399 40 



Ci\Hh iielongiuK to the company deposited In bank: 

Indiana National Bank 

J. F. Wild Company 



12,746 48 
7,6.54 88 110,401 36 



Interefit due and accrued on 8to<"ks not includetl in the market value 

(iroKs promiumx in course of collection not more than three montliH due 



Total cuhIi as.sel m 

Amount of contingent Ibibllity of members, siibjert (o as- 
sessment |14*i.521 94 



'I'otal premium or deposit notes, less assessments, an<l 
contingent liability (carried out) 



57 92 
735 52 



$21,594 20 



1146,521 94 



Gross amount of cash assets and premium or deposit notes |168,116 14 

Aggregate amount of all the cash assets and premium or deposit 

notes of the company, stated at their actual value $168,116 14 



LIABILITIES. 
Total unearned premiums as computed above (carried out). 

Total amount of all liabilities 

Net amount of contingent liability 

Net cash surplus , 



$13,685 34 

$13,6S5 34 

146,521 94 

7,908 86 



Aggregate amount of cash assets and contingent liability $168,116 14 



INCOME DUUINO THE YEAR. 

From 
Fire Rislu. 
Ciross premiums, assessments and bills In course of collec- 
tion at close of last previous year (not Including deposit 
notes) $1,335 65 



Collected $1,335 65 

dross premiums on risks written and renewed during the 

year (not including deposit notes) 19,120 97 

Total a*<sessments or calls on premium or deposit notes made 

during the year, whether collected or not 11,706 58 



Total 



$.T2.ir„T 20 



115 

Dednct preinluniH, aHsesgiiiciits and bills iu course of collec- 

tlou at this dntc (not Including deposit notes) $735 o2 

Kntlre premiums and assessments collected during the 

year $31,327 68 

Deduct reinsurance, Schedule "C." $287.43; rebate, abate- 
ment and return premiums, $508.71..! 796 14 

Net cash actually received for premiums and assess- 
ments (carried out) . $30,531 54 

Ueccived for Interest and dividends on stocks and bonds, collateral 

loans, and from all other sources 482 32 

Aggregate amount of income actually received during the year 

In cash $31,013 86 



EXPENDITURES DURING THE YEAR. 

On 
Fite Risks. 
Gross amount actually paid for losses (including $1,593.66 

losses occurring In previous years) $8,232 01 

Net amount paid during the year for losses $8,232 01 

Cash paid or returned during the year to members who have discon- 
tinued their policies 15,197 61 

Paid for salaries, fees, and all other charges of officers, clerks, agents 

and all other employes 4,418 00 

Paid for state, national and local taxes in this and other states 43 24 

All other payments and expenditures, viz.: Inspections, $1,775.75; travel- 
ing. $1,373.54; rent, $528; telegraph, 60c.; postage and stationery, $90.50; 
postage, 60c.; office supplies, $21.45; general expenses, $705.96 4,615.20 

Aggregate amount of actual expenditures during the year, in cash $32,506 06 

PREMIUM NOTE ACCOUNT. 

Net amount of contingent liability reported December 31, of preceding 

jear $181,114 65 

Contingent liability received during the year 95,604 87 



Total $276,719 52 

Contingent liability held by the company on policies ceased 

to 1)€ in force during the year $130,197 58 

Total deductions $130,197 58 

Not amount of contingent liability December 31, 1909 $146,521 94 

MISCELLANEOUS— RISKS AND PREMIUMS. 

Cash 

Firo Premiuins 

Risks. Thereon. 

In force on the Slut day of Decemebr of the preceding year $4,175,585 00 $31,692 35 

Written or renewed during the year 2,195,395 00 19,120 97 

Total $6,370,980 00 $50,813 32 

Deduct those expired and marked oflT :m tenninatrd 2.691.430 00 22,957 IS 

In fiirce at the end of t lie year $3.679.r)ri0 00 $27.Sr>6 14 

Deduct amount reinsured— .see Schedule "F*" 76.4,W 00 485 50 

Net an»outit in forr e $.1,003,100 00 $27,370 64 



116 

RECAPITULATION OF PIRB RISKS AND PREMIUMS. 

GrasB 
Year Amount Premiuins 

Written. Time. GoTered. Gharsed. 

1909 One year or less $3,679,550 00 $27,856 14 



Grnnd total $3,679. KO 00 $27,856 14 



GENERAL INTERROGATORIES. 

Total amouut of premiums and assessments received from the organisation of 
company to date, $120,998.59; losses paid from organization to date, $30,796.22. 
Losses incurred during the year (fire), $6,638.35. 



BUSINESS IN THE STATE OF INDIANA DURING THE YEAR. 

FireRiflkB. 

Fire, marine and Inland risks written -. $52,500 00 

Cash premiums and assessments received 1,028 44 

Amount of contingent liability 1,860 00 

Losses paid 36 00 

Losses Incurred 36 00 



117 



INDIANA LUMBERMEN'S MUTUAL INSURANCE 

COMPANY. 

President, C. C. Foster. Vice-President, J. W. Pinnell. 

Secretary, F. B. Fowler. Principal OfBce, Indianapolis, lud. 

Organized or Incorporated April 1, 1897. Commenced Business April 1, 1897. 

ASSETS. 

Value of real estate owned by the company $21,274 17 

Loans on bonds and mortgages 131,000 00 

Interest 2,053 45 

Valae of lands mortgaged, exclusive of buildings and perish- 
able improvements '. 1146,150 00 

Value of buildings mortgaged 165,000 00 



Total value of said mortgaged premises (carried in- 
side) $311,150 00 

Total Total 

Par Value. Market Value. 
Bonds : 

Indianapolis School bends $10,000 00 $10,000 00 

Indianapolis City Hall bonds 10,000 00 10,000 00 

Morgan County, Ind., bonds 10,660 00 10,246 37 

Morgan County, Ind., bonds 5,100 00 4,629 55 

Morgan Courty. Ind., bonds 5,580 00 5,398 09 

Tipton County. Ind., bonds 4,986 00 4,823 46 

Tipton County, Ind., bonds 2,640 00 2,546 54 

Clinton County, Ind., bonds 3,876 00 3,728 79 

Clinton County, Ind., bonds 8,294 00 3,168 17 

Randolph County, Ind., bonds 1,694 56 1,644 38 



$57,730 55 $56,185 35 

Total $56,185 35 

Cash in the company's principal ofl9ce 563 08 

Cash belonging to the company deposited in bank: 

American National Bank $4,926 50 

Capital National Bank 94 79 

Capital National Bank, certificate of deposit 3,000 00 



Total $8,021 29 

Interest due and accrued on bonds not Included In the "market value" 820 52 

Interest due and accrued on bank balances 100 76 

Gross premiums In course of collection not more than three months due 10,300 67 



Total cash assets $230,319 28 

Amount of premium or deposit notes on policies in force, 

liable to assessment (carried Inside) $593,866 42 



Total premium or deposit notes, less assessments and 

contingent liability (carried out) $593,866 42 



Gross amount of cash assets and premium or deposit notes $824.184 70 



Aggregate amnnnt of all the cash assets and premium or deposit 

notes of the company, stated at their actual value $824,184 70 



118 



LIABILITIK8. 

« 

Gross iosMcs ill proci'ss of sxlJuHtniont, or iu suspcuKc, In- 
cluding all reported luid supposed losses 16,570 00 



Net nmount of unpaid losses $6,570 00 

Gross premiums received and receivable upon all unexpired 
fire risks running one year or less from date of policy, 
including interest preminuis on perpetual fire risks, un- 
earned premiums (fifty p^r cent.) $98,977 57 



Total unearned premiums as computed above (carried 

out) $98,977 57 

State, city, county or other taxes and assessments $1,800 00 

Commissions, brokerage and other charges due and to be- 
come due to agents and brokers, on premiums paid and 
in course of collection 553 00 



$2,353 00 

Total amount of all liabilities $107.900 67 

Net amount of premium or depof^it notes 593,865 42 

Net cash surplus 122,418 71 



Aggregate amount of cash assets and premium or deposit notes.. $824,184 70 

INCOME DURING THE YEAR. 

From 
Fire Risbs. 
Gross premiums, assessments and bills in course of collection 

at close of last previous year (not including deposit 

notes) $8,622 40 

Gross premiums on risks written and renewed during the 

year (not incldlng deposit notes) 229,094 94 

Cash premiums 527 71 



Total $238,245 05 

Deduct premiums, assessments and bills in course of collec- 
tion at this date (not including deposit notes) 10,300 67 



Entire premiums and assessments collected during the 

year $227,944 38 

Deduct reinsurance, Schedule *'C," rebate, abatement and 

return premiums 28,637 48 



Net cash actually received for premiums and assess- 
ments (carried out) $199,306 90 

Received for interest on bonds and mortgages 8,130 94 

Received for interest on bank balances and from all other sources 610 96 

Income received from all other sources, viz.: Discount 110 74 



Deposit premiums (less five per cent.) received for perpetual fire risks 

(carried inside) $208,159 54 



Aggregate amount of income actually received during the year in 

cash $208,159 51 

KXPENDITTTRES DURING THE YEAR. 

On 
Fire Risk," . 
Gross amount actually iwiid for losses (ii. elding $<5«K) losses oc- 
curring In previous years) $63,110 97 



Net nmount paid during the year for los«»es $63,110 97 



119 

Cash dividends paid to memljera $55,436 77 

Paid for salaries, fees, and all other charges of officerH, elorks, agents 

and all other employes 13,832 (X) 

Paid for state, national and local taxes in this and other states 2,474 78 

AH other payments and expenditures, viz.: Inspections, $12,066.26; print- 
ing and stationer}', $1,443.21; postage, $900; rents, $684; general ex- 
pense, $1,970.79 17,064 26 



Aggregate amount of actual expenditures durhig the year, in 

cash $151,918 78 



PREMIUM NOTE ACCOUNT. 

Net amount of premium notes reported December 31, of preceding year $467,190 15 
Premium notes received during the year 687,284 82 



Total $1,154,474 97 

Premium notes returned during the year $560,609 55 



Total deductions 560,609 55 



Net amount of premium notes Decemher 31, 1909 $59.3.865 42 



MISCELLANEOUS-RISKS AND PREMIUMS. 

Cash 
Fiif PremiumM 

Risks. Thereon. 

In force on the Slst day of December of the preceding year $6,391,739 00 $155,730 05 

Written or renewed during the year...: 9,664,395 48 229,094 94 



Total $16,046,134 48 $384,824 99 

Deduct those expired and marked off as terminated 7,656,967 00 186,869 85 



In force at the end of the year $8,389,167 48 $197,955 14 



RECAPITULATION OF FIRE RISKS AND PREMIUMS. 

Gross Amount of 

Year Amount Premiums Premiums 

Written. Time. Covered. Charged. Unearned. 

1909 One year or less $8,389,167 48 $197,955 14 $98,977 57 



Grand Total $8,389,167 48 $197,955 14 $98,977 57 



GENERAL INTERROGATORIES. 

Total amount of premiums and a-ssessments received from the organization of 
company to date, $832,355.66; losses paid from organisation to date, $324,762.99. 

Total amount of cash dividends declared since the company commenced busi- 
ness, $172,634.66. 

Losses Incurred during the year (Are), $69,080.97. 



BUSINESS IN THE STATE OP INDIANA DURING THE YEAR. 

Fire Risks. 

Fire risks written $1,981,984 00 

Cash premiums and assessments received 37,215 71 

Amount of premiums or deposit notrs received 127,633 50 

I^iosses paid 9,634 09 

Losse<9 Incurred 9.634 09 



120 

INDIANA MILLEES MUTUAL FIRE INSURANCE 

COMPANY, 

President, M. S. Blish. Vice-President, F. E. 0. Hawks. 

Secretary, E. E. Perry. Principal Office*, Indianapolis, Ind. 

Ori^nuized or Incorporated September 25, 1889. Commenced Business October 1, 1889. 

ASSETS. 

Value of real estate owned by the company 165,000 00 

Loans on bonds and mortgages (duly recorded and being first lien on the 

fee simple), upon which not more than one years interest is due 6,100 00 

Interest accrued thereon 72 67 

Value of lands mortgaged, exclusive of buildings and perish- 
able improvements 17,000 00 

Value of buildings mortgaged (insured for $6,700 as collat- 
erals) 6,600 00 



Total value of said mortgaged premises (carried in- 
side) 113,600 00 



Market vnule of bonds 1242,758 75 

Total Total Am't Loaned 

Far Value. Market Value. Tliereon. 

100 shares Bluuton Milling Co $10,000 00 $12,000 00 $5,000 00 

30 shares Blauton^ Milling Co 3.000 00 3,6()0 00 1,000 00 

60 shares Indianapolis Elevator Co... ;!,500 00 2,000 00 1,100 00 



Total par and market value and 

amount loaned thereon $15.500 00 $17,600 00 $7,100 00 $7,100 00 

Cash in the company's principal office 1,97198 

Cash belonging to the company deposited in bank: 

J. F. Wild & Co., Indiana National Bank 37,65146 

Interest due and accrued cu stocks not included in the "market value" 2,141 38 

Interest due and accrued on collateral loans » 108 52 

Gross premiums in course of collection rot more than three months due 1,121 56 
Amount of unpaid assessments on premium or deposit notes, due and 

collectible 754 96 



Total cash assets $354,781 27 



'rotal premium or deposit notes, less assessments, and contingent 

liability (carried out) $1,105,038 49 



Gross amount of cash assets and premium or deposit notes $1,459,819 76 



Aggregate amount of all cash assets .ind premium or deposit 

notes of the company, stated nt their actual value $1,459,819 76 



LIABILITIES. 

Gross premlms received and receivable upon all unexpired 
Are risks running one year or less from date of policy, 
Including Interest premiums on perpetual fire risks, $121,- 
301.69; unearned premiums (fifty per cent.) $60,660 84 



Total uncorned premiums as computed above (carrlefl 

out) $60,650 Si 



121 

CommUsiou8, brokerage and other charges due and to become due to 

agents and brokers, or premiums paid and in course of collection.. $1,932 61 

Total amount'of all liabilities $62,683 45^ 

Net amount of premium or deposit notes 1,105,038 49* 

Net cash surplus 292,197 82 

Aggregate amount of cash assets and premium or deposit notes.. 11,459,819 76 



INCOME DURING THE YEAR. 

From 
.Fire Risks. 

Gross premiums, assessments and bills in course of collec- 
tion at close of last previous year (not including deposit 
notes) $2,T68 76 

Collected 12,768 76 

Gross premiums on risks written and renewed during the 

year 46,716 08 

Total assessments or calls on premium or deposit notes made 

during the year, whether collected or not $115,830 70 

Deduct premiums, assessments and bills In course of collec- 
tion at this date .* 1,87661 

Entire premiums and assessments collected during 

the year $163,489 03 

Net cash actually received for premiums and assessments 

(carried out) $163,439 03 

Received for interest on bonds and mortgages 411 83 

Received for Interest and dividends on stocks and bonds, collateral loans 

and from all other sources 10,009 12 

Income received from all other sources 3,940 00 

Aggregate amount of income actually received during the year in 

cash $177,799 98 



EXPENDITURES DURING THE YEAR. 

On 
FlreRiBks. 

Gi-o-^a amount actually paid for losses (including $1,593.66 

luRseit occurring in previous years) $37,918 21 

Net amount paid during the year for losses $37,918 21 

Cash paid or returned during the year to members who have discon- 
tinued their policies 58,899 69 

Paid for salaries, fees, and all other charges nf officers, clerks, agents 

and all other employes 16,578 91 

Paid for state, national and local taxes in this and other states 2,936 49 

All other payments and e.xpenditures, viz.: Rent, $1,200; repairs and ex- 
penses other than taxes on real estate, $1,631.62; adjusting, $327.01; 
printing and stationery, $515.43: tmveling. $2,824.48; telegrams, $284.51; 
postage. $526.64; advertising. $975.92; exchange, $120.50; general office, 
$1,040.86; inspection and engineering department, $12,853.43; premltim 
on bonds, ^,381.76; attorney, $19.76; furniture, $1,097.34; permanent 
Improvement to office building, $2,422.01 2S,ln7 30 

Aggregate amount of actual expenditures during the year in cash $144,989 60 



122 

PREMIUM NOTE ACCOUNT. 

Net amount of premfum notes reported December 31., of preceding year 11,068,590 36 
Premium notes received during the year 517,692 78 

Total , 11.576,283 14 

Deduct total amount of assessments during ttie year $471,244 65 

Total deductions 1471,244 65 

Net amount of premium notes December 31, 1909 $1,105,038 49 

Amount of notes originally forming the capital of the company 101,660 75 



MISCELLANEOUS— RISKS AND PREMIUMS. 

Guh 

Fire Premiums 

Risks. Hiereon. 

In force on the 3l8t day of December of the preceding year. .$12,316,844 92 $132,985 30 

Written or renewed during the year 7,156,307 60 46,716 08 

Written or renewed as reinsurance for other companies 19,473,152 42 179,70138 

Total $7,486,924 00 $58,399 69 

Deduct these expired and marked off as terminated 11,986,228 42 $121,30169 

Not amount in force $11,986,228 42 $121,30169 



RECAPITULATION OF FIRE RISKS AND PREMIUMS. 

Gross 
Year Amount Premiums 

Written. Time. Covered. Charged. 

1909 One year or less $11,986,228 42 $121,30169 

Grand totals $11,986.228 42 $121.30169 



GENERAL INTERROGATORIES. 

Total amount of premiums and assessments received from the organization of 
company to date, $2,072,376.91; losses paid from organization to date, $1,073,462. 
Losses incurred during the year (marine), $36,324.55. 



BUSINESS IN THE STATE OF INDIANA DURING THE YEAR. 

Fire Risks. 

Fire risks written $330,640 00 

Cash premiums and assessments received 14,107 54 

Amount of pi'emiums or deposit notes received 48,297 75 

Losses paid 10,084 00 

Losses incurred 10,084 00 

Amount at risk, $830,065. 



123 



INDIANA STATE FIRE INSURANCE COMPANY. 

President, Juseph L. Ebuor. Vict'- President, Joliii K. i^-rfdrifk. 

Secretary, Alvlii S. Coatc. Principal Otlicc, Indianapolis, lud. 

Organized or Incorporated May 15, 1907. (^)ninionecd BnsinosH May 15, 1907. 



< 



ASSETS. 

lA)ans on bonds and mortj^ages (duiy recorded and being first lien on 

the fee simple), upon which not more than one year's interest is due $6,650 00 

Interest accrued thereon 121 75 

Value of lands mortgaged, exclusive of buildings and perish- 
able improvements |5,300 00 

Value of buildings mortgaged 13,300 00 

Total value of said mortgaged preniiaes (carried in- 
side 118,600 00 

Cash belonging to the company depof^ited in bank: 

American National Bank 4,160 55 

Oross premiums in course of collection not more than three months due 3,352 32 

Amount of unpaid assessments on premium or deposit notes, due and 

collectible 1,285 51 

All other property belonging to the company, viz.. Due from Carriage 
Builders' Fire Insurance Co., $1,567.79; sundry accounts, $141.43; bal- 
ance ofBce furniture and fixtures, $2,530.10 1,239 32 

Total cash assets $19,809 45 

Amount of premium or deposit notes on policies in force. 

liable to assessment (carried inside) $140.373 88 

Total amount of assessments on the above notes from date 

thereof (carried inside) 33,562 52 

Amount of premium or deposit notes, less assessments 106,81136 

Amount of contingent liability of members, subject to as- 
sessment 31,756 92 

Total premium or deposit notes, less assessments, and 

contingent liability (carried out) $138,568 28 

Gross amount of cash assets and premium or deposit notes $158,377 73 

Amount of premiums unpaid on policies which have been Issued more 

than three months 397 95 

Aggregate amonnt of all the cash assets and premium or deposit 

notes of the company, stated at their actual value $158,775 68 



LIABILITIES. 

OroRs claims for adjusted and unpaid losses due and to be- 
come due $6,307 01 

Losses resisted, including interest, costs and other expenses 
thereon, $5,000. less $2,000 reinsurance: claim now be set- 
tled for 50 per cent 1,500 00 

Total gross amount of claims for losses $7.800 00 

l>«»duct reinsurance thereon: Cnrriage Builders' Fire Insur- 
ance Co 2.500 00 

Net amount of unpaid Ios.se8 $5,307 01 



124 

Grosfl premiums received and receivable upon all unexpired 
flre risks running one year or less from date of policy, 
including interest premiums on perpetual flre risks, $36,- 
472.82 ; unearned premiums (fifty per cent.) 118,236 41 

Total unearned premiums as computed above (carried 

out) $18,286 41 

Due and accrued for salaries, rent, advertising, and for agency and 

other miscellaneous eipenses 646 84 

Return premiums 38 90 

Total amount of all liabilities $24,227 16 

Net amount of premium or deposit notes and contingent liability 138,668 28 

INCOME DURING THE YEAR. 

Flie Risks. 
Gross premiums, assessments and bills in course of collec- 
tion at close of last previous year $4,669 87 

Collected $4,669 87 

Gross premiums on risks written and renewed during the 

year 31,342 29 

Total assessments or calls on premium or deposit notes made 

during tbe year, whether collected or not 19,834 58 

Total $55,886 74 

Deduct premiums, assessments and bills in course of collec- 
tion at this date 5,086 98 

Entire premiums and assessments collected during the 

year $50,800 76 

Deduct reinsurance, $4,338.98; rebate, abatement and return 

premiums, $12,690.67 $17,029 66 

Net cash actually received for premiums and assess- 
ments (carried out) $38,77121 

Received for interest on bonds and mortga'ges 338 46 

Income received from all other sources: Commissions and binders, 
901.46; repay mortgage loans, $1,600; Carriage Builders* Fire Insurance 
Co., $5,016.79; certificate of deposit account, $7,500 15,016 25 



Aggregate amount of income actually received during the year in 

cash $49,124 91 

EXPENDITURES DURING TUB YEAR. 

On 
Fire Risks. 

Gross amount actually paid for losses $17,103 22 

Total deductions 36 27 

Net amount paid during the year for losses $17,066 95 

Cash dividends paid to members 5,685 09 

Paid for commissions or brokerage 1,759 66 

Paid for salaries, fees, and all other charges of officers, clerks, agents 

and all other employes 10,554 37 

Paid for state, national and local taxes in this and other states 457 80 

All other payments and expenditures: Interest on borrowed money, ac- 
count guarantee fund, $2,500; mortgage loans, $2,400; Carriage Build- 
ers' Flre Insurance Co., $5,581.71; office furniture and fixtures, $610.75 11,092 46 



Aggro;;nte amount of actual expenditures durirg the year In cash $46,616 23 



125 

PREMUTM NOTE ACCOUNT. 

Net amount of premium notes reported December 31, of preceding year. . 1123,425 73 
Premium notes received during the year, and contingent liability 97,992 22 



Total 1221,417 96 

Deduct total amount of assessments during tbe year $20,533 00 

Premium notes returned during the .Tear 62,816 67 



Total deductions 82,849 67 



Net amount of premium notes December 31, 1909 1188,668 28 



MISCELLANEOUS— RISKS AND PREMIUMS. 

Gaah f? 

Fire l^miumslJ 

RlBks. Tiiereon. 

lu force on the 3l8t day of Def ember of the preceding year.. 11,884,454 00 141,695 88 

Written or renewed during tbe year 1,569,075 00 30,059 08 

Written or renewed as reinsurance for other companies.... 104,260 00 1,290 92 



Total $3,358,179 00 $73,045 88 

Deduct those expired and marlced off a% terminated 1,390,280 00 32,316 76 



In force at the end of year $2,167,899 00 $40,729 12 

Deduct amount reinsured 199,250 00 3,066 84 



Net amount in force $1,968,649 00 $37,662 28 



GENERAL INTERROGATORIES. 

Total amount of premiums and assessments received from the organization of 
company to date, $101,959.56; losses paid from organization to date, $35,613.51. 

Total amount of cash dividends declared since the company commenced busi- 
ness, $8,866.16. 

I^osses incurred during the year (fire), $18,094.13. 



BUSINESS IN TIIK STATE OF INDIANA DURING THE YEAR. 

Firo Risks. 

Fire risks written, net $836,776 00 

Cash premiums and nssessmeii ts received, net 17,446 92 

Amount of premium ur deposit notes received, and contingent liability, 

not 63,700 00 

Looses paid 10,69175 

Losses Incurred 8,983 78 



126 



INDIANA RET An. MERCHANTS ASSOCIATION 
MUTUAL FIRE INSURANCE COMPANY. 

Pn^Hlduiit, Thomas J. MeKiernnu. Vlfe-rresiUout, Louis II. Rulo. 

Secretary, Ualpk B. Clark. Principal Office, Auderson, lud. 

Organized or Incorporated October 2, 1907. Commenced Business October 2, 1907. 

ASSETS. 

Cash in the company's principal office 1152 64 

Cash belonging to the company deposited in bnulv: 

Citizens' Bank, Anderson 18,235 97 

Certificate of deposit 15,000 00 

Gross premiums in course of collection not more than three months due 1,838 78 

Cash advanced for electric meter, $5; furniture, $295 900 00 

Total cash assets $35,527 39 

Amount of premium or deposit notes on policies in force, lia- 
ble to assessment (carried inside) $94,977 83 

Amount of premium or deposit notes on policies to be issued 

within ninety days 1,967 05 

Total premium or deposit notes, less assessments, and 

contingent liability (carried out) S6,944 88 

QroBs amount of cash assets and premium or deposit notes $132,472 27 

Aggregate amount of all tlic cash assets and premium or deposit 

notes of the company, stated at their actal .value $132,472 27 



LIABILITIES. 

Gross premiums received and receivable upon all unexpired fire risks 
running one year or less from date of policy, including interest pre- 
miums on perpetual fire risks, $21,969.26; unearned premiums fifty per 
cent.) $10,984 63 

Total amount of all liabilities $10,984 63 

Net amount of premium or deposit notes 96,944 88 

Net cash surplus 24,542 76 

Aggregate amount of cash assets and premium or deposit notes.. $132,472 27 



INCOME DURING TUB YEAR. 

From 
Fire Risks. 
Gross premiums, assessments and bills In course of collec- 
tion at close of last previous year $2,546 54 

Deduct amount of same not collected 1,076 23 

Collected $1,469 31 

Gross premiums on risks written and renewed during the 

year 21,969 26 

Total $23,438 57 



127 

Deduct piemlums, assessnieuts and bills In course of collec- 
tion at this date |1,83S 78 

Ent<ro premiums and assessments collected during 

the year $21,599 79 

Deduct reinsurance, rebate, abatement and return premiums 1,230 68 

Not cash actually received for premiums and assess- 
ments (carried out) $20,369 11 

Aggregate amount of income actually received during the year 

in cash $20,369 11 

EXPENDITURES DURING THE YEAR. 

On 
Fire Risks. 

Gross amount actually paid for losses $1,414 54 

Not amount paid during the year for losses $1,414 54 

Cash dividends paid to meml)ers 3,316 66 

("Vish paid or returned during the year to members who have discon- 
tinued their policic? 311 03 

l*ald for comniissions or bn)kerage 1,290 38 

Paid for salaries, fees, and all other charges of officers, clerks, agents 

and all other employes 3,078 50 

All other payments and txpenditures, viz.: Rent, lieat light, postage, 
telephone, etc., $561.56; l>oard meetings, $522.96; reinsurance, $919.65; 
return on promotion fund, $5,000 $7,004 17 

Aggregate amount of actual expenditures during the year In cash $16,415 28 

PREMIUM NOTE ACCOUNT. 

Net amount of premium notes reported December 31, of preceding year $97,434 97 
l*remlum notes received during the year 27,561 53 

Total $124,996 50 

Deduct total amount of assessments during the year $17,279 84 

l*remlum notes held l)y the company on policies ceased to 

be in force during the year ^ 12,738 83 

Total deductions 30,018 67 

Net amount of premium notes December 31, 1909 $94,977 83 



MISCELLANEOUS— RISKS AND PREMIUMS. 

Fire Risks. 

In force on the Slst day of December of the preceding year $1,273,320 00 

Written or renewed during the year 1,567,615 00 

In force at the end of the year $1,567,615 00 

Deduct amount reinsured 108,450 00 

Net amount in force f $1,464,165 00 

GENERAL INTERROGATORIES. 

Total amount of premiums atid assossments received from the organization of 
the ctimpany to date, $9,137.:i4. 

Total amount of casli dividends declared since the company commenced busi- 
ness, $5,406.26. 

Losses incurred during the year (fire), $1,414.54. 



128 

inslNKSa IN THE STATE OF INDIANA DURING THE YEAR. 

FlreRlakib 

Kin* rt«k« wrltton |1.667,81fc 00 

Tn^h |)rf«mhnB nnd nwetsmcnts received 21,699 79 

t<oiiti(»ii pAld 1,414 64 

t«OMK<»M liicurr^ 1,414 54 



129 



METAI. MANUFACTURERS MUTUAL FIRE 

INSURANCE COMPANY. 

I'rcsldeut, i\ C. Haiich. Vice rrt'sldeiit, K. C. (innlncr. 

8(*cretar3% E. K. Perry. Principal Office, liidi aim polls, iud. 

Organized or Incorporated Jaruury 30, 1907. Coniiiieuced Dutjiiies;} February 1. 1907. 



ASSETS. 



Total ToUl 

Par Vftlue. Marl&et Value. 



Boudis: 

Indiana State Board of Agricnlture 110.000 00 $10,019 00 

Vigo County, Ind 5.000 00 5,468 50 

Vigo County, Ind 5,000 00 5.608 50 



Total par and market value, carried out nt 

market value $20,000 00 $21,126 00 $21,126 00 

(*usli belonging to the company deposited in bank: 

J. V. Wild & Co., Indiana National Bank 5,799 66 

Interest due and accrued on stocks not included in the "market value*' 85 42 

Gross premiums in courae of collecticn not more tban three months due 229 10 
Amount of unpaid assessments on premium or deposit notes, due and 

collectible -: 129 15 



Total cash a«»set» $27,369 32 

Amount of premiums or deposit notes on policies In force, 

liable to assessment (carrie<l Inside) $133,366 61 



Total premium or deposit notes, less nsricssments, and 

contingent liability (carried out) $133,365 61 



Gross amount of ca^h assets and premium or deposit notes $160,734 93 



Aggregate amount of all the cash assets and premium or deposit 

notes of the company, stated at their actual value $160,734 93 



LIABILITIES. 

Gross premii>ms received and receivable upon all unexpired 
fire risks running one 3'ear or less from date of policy, in- 
cluding interest pn^mlums on perpetual Are risks, $25,- 
381.54; uneanied premiums (fifty per cent.) $12,690 77 

Total unearned premiums as computed above (carried 

out) $12,690 77 

Total amount of all liabilities $12,690 77 

Net nmonnt of pri>niiimi or deposit notes 13.3,365 61 

Net cjiKh surplus 14,678 55 

Aggregate amount of cash assets :ind pivmlum or deposit notes.. $160,734 93 
f0--23948] 



130 

■ 

« 

INCOME DURING THB YEAR. 

From 
FireRlAka. 
Gross premiums, asspFBments and bills in course of collec- 
tion at il)se of l.ist previous year 1778 12 

Collected ". $778 12 

Gross premiums ou risks written and renewed during the 

year 11,333 14 

Total assessments or calls en premium or deposit notes made 

during the year, whether collected or not 17,382 46 

Total 129,493 72 

Deduct premiums, nssipssinents and bills in course of collec- 
tion at this date 358 25 

Entire premiums and assessments collected during the 

year $29,136 47 

Net cash actually received for premiums and assessments (carried out) 129,135 47 
Income received from all other sources 925 59 

Aggregate amount of income actually received during the year 

in cash $30,06106 



EXPENDITURES DURING THE YEAR. 

On 
Fire Risks. 
Gross amount actually paid for losses (including $1,593.66 

losses occurring in previous years) $8,227 92 

Deduct amount actually received for salvages 3 78 

Net amount paid during the year for losses $8,224 14 

Cash paid or returned during the year to members who have discon- 
tinued their policies 14,843 77 

Paid for salaries, fees, and all other charges of ofDcers, clerks, agents 

and all other employes 4,106 67 

Paid for state, national and local taxes in this and other states 49 24 

AH other payments and expenditures, vis.: Traveling, $983.21; general 
office, ^1.85; postage, $187.70; rent, $420; telegraph, $76.29; exchange, 
$6.84; printing and stationery, $169.94; directors, $104.94; inspection 
and engineering department, $2,042.15; aujusting, $158; bond premium, 
$1,161.20; attorney, $400 6,012 12 

Aggregate amount of actual expenltures during the year, In cash $33,234 94 



I»REMIUM NOTE ACCOUNT. 

Net amount of rremium notes reported December 31, of preceding year $136,740 77 

Premium notes received during the year 89,963 62 

Total $236,69489 

Premium notes leturned during the year $93,328 78 

Total deductions 93,328 78 

Net amount of premium notes December 31. 1909 $133.366 61 

Amount of notes originally forming the capital of the company 103,019 44 



131 

MISCELLANEOUS— RISKS AND PREMIUMS. 

Caah 

Fire Premiums ' 

Rules. Thereon. 

In force on the 31st day of December of the preceding year. . 93,664,610 00 |28,S92 17 

Written or i*enewed during the year 2,462,475 00 11,333 14 

Total 16,127,08500 $40,225 81 

Deduct those expired and marked off as terminated 2,438,410 00 14,843 77 

In force at the end of the year 13,686,675 00 125,38154 

Net amount In force 13,686,675 00 $25,38154 

RECAPITULATION OF FIRE RISKS AND PREMIUMS. 

GrooB 

Year Amount Ftemium.^ 

Written. Time. Covered. Gharied. 

1909 One year or less 13,686,675 00 $25,38151 

Grand totals $3,686,675 00 $25,38154 



GENERAL INTERROGATORIES. 

Total amount of premiumn and assessments received from the organisation of 
the company to date, $115,912.91; losses paid from organization to date, $18,365.66. 
Losses incurre<l during the year (Are), $6,634.26. 



BUSINESS IN THE STATE OF INDIANA DURING THE YEAR. 

FireRlaka. 

Fire risks written $M,250 00 

rash premiums uiul assessments received 900 15 

Amount of premiums or deposit notes received 2,278 74 

Losses paid 42 00 

Losses incurred > 42 00 

At risk Decemlier 31. 1909, $138,750 



ANNUAL STATEMENTS 



OF 



MISCELLANEOUS COMPANIES 



OF INDIANA 



DECEMBER 81, 1900. 



(13S) 



.134 



AMERICAN LIVE STOCK INSURANCE COMPANY. 

President, Sterling R. Holt. Vice-President, Amos Whiteley. 

Secretary, Harry C. Naylor. Treasurer, John W. McCardle. 

Home Office, 304 Saks Building, Indianapolis, Ind. 
Incorporated January 14, 1909. Commenced Business January 14, 1909. 



CAPITAL STOCK. 
Amount of capital paid up in casli 



$100,000 00 



Extended at 



$100,000 00 



INCOME. 

Gross premluma written and renewed during the year (acci- 
dent) $117,125 10 



Total * 

Deduct: 

Return premiums on policies cancelled (accident). 
Premttims in ccmrse of collection (accident) , 



$9,477 22 
18,S61 86 



Total de<luction8. 



$117,125 10 



28,339 06 



Net cash received for premiums. . $88,786 02 



Gross interest on mortgages loan 

Gross Interest on bonds and dividends on stocks, less 

$4,774.46 acciued Interest on bonds acquired during 1909.. 

Gross Interest from nil other sources 



Total gross interest and rents. 



Discount on bonds 

Cash surplus paid in, 



Total 'ncome 



$529 16 

4,774 46 
106 85 



$1,129 69 
25,000 00 



5,410 47 



26,129 69 



$120,326 18 



DISBURSEMENTS. 



Live stock 



Totals 



Qron 
Amount 
Paid for 

Losses. 

$23,986 60 
$23,986 60 



Deduct 

Salvage. 

$562 50 



ToUl 
Deduction. 

$562 50 



Net Amount 

Paid Policy- 

boldera for 

Lowes. 

$23,424 10 



$562 50 



$562 50 $23,424 10 



$23,424 10 

Live stock 28,515 12 

Salaries, fees and all other compensation of officers, directors, trustees 

and home office employes 4.969 69 

Snlaries.travellng and all other expenses of agents not paid by commis- 
sions 4.402 19 

Rents, for company's occupancy of its own building 630 00 

State taxes on premiums 45 42 

Insurance Department licenses and fees 3,968 09 

I/cgal expenses 385 00 



135 

Advertising 11,500 07 

Printing and Btatlonery 2,963 13 

Postage, telegraph, telephone and express 1,034 08 

Furniture and fixtures 670 50 

Premium paid for bonds 16 25 

General expense 676 26 68151 



Total disbursements .' 173,188 90 



Balance 1147,137 28 



ledob:r assets. 

Mortgage loans on real estate first Hens 114,486 00 

Loans secured by pledge of bonds, stocks or other collateral 112,564 61 

Cash in company's office 1,775 61 

Deposits in .trust companies and banks not on Interest 16,054 40 

Petty cftsh in home office 15 49 

Other ledger assets, tIz. : Notes taken for pre- 
miums $2,283 63 

32 36 2,251 27 



Ledger assets 1147,137 28 



NONLEDGEK ASSETS. 

Interest due and accrued on mortgages 1184 86 

Interest due and accrued on bonds 759 74 

Interest due and accrued on other assets 34 23 



Total 978 82 

On Policies or On Policies or 

Renewals Issued Renewals Issued 

On or After Prior to 

Octol)er 1, 1909. October 1, 1909. 
Gross premiums in course of collection, viz.. :— 

Uve stock 117,030 41 11,83145 



18,861 86 



Gross assets 1166,977 96 



DEDUCT ASSETS NOT ADMITTED. 

mils receivable: Notes taken for premiums written prior to 

October 1, 1909 $393 12 

Gross premiums In course of collection written prior to Oc- 
tober 1, 1909 1,83145 



Total $2,224 57 



Admitted assets ^. $164,753 89 



LIABILITIES. 

Total losses and claims: Accident (reported, proofs not re- 
ceived) $2,346 50 



Total $2,346 60 



Total unpaid claims and expenses of sett lemen t $2,346 50 



136 

Gross preiniuni8 (lesH reinsurance) upon all unexpired rislcs running one 
year or leMH from date of pollc}-, 1100,000.72; unearned premiums fifty 
per cent $50,000 36 

Comniissions, brokerage or other charges due or to become due to 
afrents or brokers on policies Issued' on or after October 1, 1909, viz. :— 
Live stock 336 55- 

Total amount of all liabilities, except capital 152,683 41 

Capital actually paid up in cash $100,000 00 

Surplus over all liabilities 12,069 98 

Surplus as regards policyholders 1112,069 98 

Total liabilities 1164.753 39 



EXHIBIT OF rUKMIUMS. 

Livestock. 
Written or renewed during the year 1117,125 10 



Total 1117,125 10 

Deduct expirations and cancellations 17,124 38 

In force at the end of the year 1100,000 72 

Net premiums in force 1100,000 72 



RECAPITULATION. 
Live Stock: 

Gross premiums ^ckk reinsurance) upon all unexpired risks, running 
one year or less from date of policy: 

Premiums 1100,000 72 

Amount unearned (fifty per cent.) 50,000 36 



GENERAL INTERROGATORIES. 

Were all the transactions of the company of which notice had been received 
at the home office at the close of business December 31, truthfully and accurately 
entered on its books for and during the year ending on that date? 

Answer.— Yes. 

Does this statement snow the condition of the company as shown by the books 
at the home office at the close of business December 31? 

Answer.— Yes. 

Gross premiums (less reinsurance and return premiums) received from organi- 
zation of the company, 1117,125.10. 

Total losses (less reinsurance) paid from organization of the company, $23,424.10. 

Total amount of the company's stock owned by the directors at par value. 
$39,700. 

What interest, direct or Indirect, has this company in the capital stock of any 
other insurance company? 

Answer. — None. 

Is a majority of the capital stock of this company owned or controlled di- 
rectly or indirectly by any other corporation? 

Answer.— No. 

Total amount loaned to the directors or other officers, none; loaned to stock- 
holders not officers, none. 

Doe-* any officer, director or trustee receive any commission on the business of 
the company? 

Answer.— No. 



137 

liossea and rlnliiis (lesH reiiisuranco) incurred during the year, viz.: live 

stock $aj,:m i« 

Total J26,333 10 

Deduct losses and claims paid during the year, vis.: Losses and claims 
of 1909, live stock, $23,424.10; losses and claims of prevlouis years, less 

salvage on losses unpaid December 31, 1909, live stock, $562.50 23,986 60 

Losses and claims unpaid December 31, 1909 2,346 60 

Give the largest gross amount insured in any one risk In each of the fol- 
lowing classes (without deduction for reinsurance): Live stock 5,000 00 

Has this company reinsured any risk with any other company and agreed to 
release such company from liability. In whole or In part, from any loss that may 
occur on the risk, or portion thereof, reinsured? 

Answer.— No. 

Has this company guaranteed policies issued by any other company and now 
in force? 

Answer.— No. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answ er.— Secretary . 



BUSINR88 IN INDIANA DURING 1909. 

■ 

Accident: 

GroM preatams received on risks written or renewed during the year $25,420 66 
Gross looses paid 6,700 00 



138 
CONTINENTAL CASUALTY COMPANY. 

Tresident, H. G. B. Alexander. Vlee-PresidentB, L. C. Rose, A. C. KontliHrd. 

Secreiary, W. II. Betts. Tiensurcr, W. H. Roberts. 

Incorporated November, 1897. Commeuced Business December, 1897. 

Home Office, Hammond, lud. 

CAPITAL STOCK. 

Amount of capital paid .up in cash 1300,000 00 

Amount of ledger as84^t.s (as per balance) Decern l)er 31 of 

previous year 11,360,919 32 

Extended at 11,360,919 32 

INCOME. 

Accident Health. Total 

Gross premiums unpaid December 31, 1908 $522,974 79 135,837 41 $558,812 20 

Gross premiums written and renewed during year 2,537,428 88 634,267 20 3,191,69*> 08 



Total $3,060,408 67 $690.10J 61 $3,750,508 28 

Deduct— 

Reinsurance $33,800 89 $33,800 89 

Return premiums on policies cancelled 9,142 69 3,716 20 12.K38 89 

Premiums on policies not taken 478,281 06 109.216 20 587,497 28 



Total deductions $521,224 66 $112,932 40 $634,157 J 

Net cash received for premiums $2,539,179 01 $577,172 21 $3,116,351 22 

Policy fees required or represented by applications 93,640 95 

Gross Interest on mortgages loan $27,126 15 

Gross Interest on bends and dividends on stocks, less $1,416 53 

accrued interest on bonds acquired during 1909 21,129 63 

Gross interest on deposits in trust companies and banks 1,406 59 

Gross Interest from all other sources 22 40 

Gross rents from company's property 3,067 50 

Total gross interests and rents 62,752 27 

From other sources— Suspense 1,254 04 

From agents' linlonccs previously cliarged oflf 1,238 12 

Gross profits on sale or maturity of ledger a8S?t8, vie.: 

Real estate $240 00 

Bonds 1,500 00 



1,740 00 
Orops increase, by adjustment, in book value of ledger assets, vie.: 

I?onds $1,212 12 

Stocks 5.50000 6,712 12 



Total Income $3,273,688 72 

DISBURSEMENTS. 

Net Amount 
Paid Policy- 
Grow Amount Deduct for Total holders for 
Paid for Losses. Reinsurance. Dedurtionn. Lowes. 

Accident tS22,l:7fi 87 $9.45fi 57 $9.456 57 $812.820 30 

Health 176.412 09 176.442 09 



Totals $J 9^.718 IHJ $ ^ MG Tu J9.456 57 $"S9.262 39 ll^SH.KIL' 39 



139 

Investigatiou and adjustment of claims, viz.: AcHdeut, 113,084.64; health, 

12,872.24 115,966 88 

Policy fees retained by agents 93,640 96 

Commissions or brolcerage. loss amount received on return premiums 
and reinsurance for the following classes: Accident, $423,900.66; 

health, 189,636.72 613.537 38 

Salaries, fees and all other compensations of ofDcers, directors, trustees 

and home otflce employes 274,872 58 

Salaries, traveling and all other expenses of agents not paid by com- 
missions 386,782 81 

Medical examiners' fees and salaries 10,943 68 

Rents, including company's occupancy of its own buildings 36,17100 

Taxes on real estate 636 24 

State taxes on premiums 32,139 52 

Insurance Department licenses and fees 11,205 49 

All other licenses, fees and taxes, municipal, county and city taxes 2,279 01 

Legal expenses 33.634 15 

Advertising 18,267 43 

Printing and stationery 34,680 23 

Postage, telegraph, telephone and express 29,721 83 

StoclEholders for interest or dividends C0,000 00 

Other disbursements: 

General expense $27,004 94 

Bank exchange 2,014 68 



29,019 62 

Agents' balances charged off 9,867 67 

Gross loss on sale or maturity of ledger assets, vis.: 

Bonds $766 25 



756 25 

Gross decrease, by adjustment. In l)ook value of ledger assets, vis.: 

Real estate $5,369 17 5,369 17 



Total disbursements $2,588,644 18 

Balance $2,045,963 86 

LEDGER ASSETS. 

Book value of real estate $57,479 76 

Mortgage loans on real estate, first liens 583,775 00 

Ijoans secured by pledge of l>ond8, stocks or other collaterals 6,000 00 

Book value of bonds, $318,188.69; and stocks, $86,300 404,488 69 

Cash in company's office 4,885 00 

Deposits in trust companies nnd banks not on Intere^iit 95,321 66 

Deposits in trust companies and banks on interest 30.000 00 

Other ledger asset;), viz.: Cash in hands of 

treasurer and paymaster in transit $156,024 77 

Agents' balances 74.058 77 

Furniture and fixtures 53,300 61 283,384 15 



Ledger assets $1,465,334 26 



NON-LKDGER ASSETS. 



Interest accrued on mortgages 

Interest accrued on bonds 

Interest accrued on collateral loans. 



Total 

Market value of real estate over book value. 



$6,306 07 

6,475 20 

103 19 






12.883 46 
2S0 24 



140 

OnPoUdesor 

Renewals 
Inued On or 
After Octo- 
ber 1. 1909. 

Accident 9533,213 83 

Health 41,746 42 

Total 1574,960 25 

Other non-Ied{?er assets, viz.: Bills receivable 5,669 36 1680,629 60 

Gross assets 92,069,127 66 

DEDUCl^ ASvSRTS NOT ADMITTED. 

Bills receivable 15,669 35 

Furniture and fixtures 53,300 61 

Supplies, printed matter and stationer}-, atrents* balances 74,068 77 

Book value of ledger assets over market value, viz.: 

Stocks, 12,600; bonds, $6,305.56 8,905 56 141,934 29 

Admitted assets |l,917,li)3 27 



LIABILITIES. 



Accident 
Health .. 



In Process of 
Adjustment. 

116.230 17 

1,410 00 



Reported, 

Proofn not 

Received. 

1113,017 00 

11,253 00 



Rediited. 
$24,396 00 
660 00 



Total. 
$153,624 17 
13,323 00 



Net Unpaid 
Claima, 
Exrept 
Deduct Liability 

Reinsurance. Claims. 

$3,500 00 $loO,142 17 

13,323 00 



Totals $17,640 17 $124,270 00 $25,055 00 $166,965 17 $3,500 00 $163,465 17 

Total unpaid claims and expenses of settlement $163,465 17 



Gross premiums (less reinsurance) upon all unexpired risks 
running one year or less from dale of policy, $1,695,880.74; 
unearned premiums fifty per cent $797,940 37 



Total unearned premiums. 



797,940 37 



Commissions, brokerage and other charges due or to become due to 
agents or brokers on policies Issued on or after October 1, 1909, via.: 

accident. $77,218.21; health, $9,731.77 : 86,949 98 

Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued.... 14,826 77 

State, county and municipal taxes due or accrued 30,000 OO 

Reinsurance 22,290 57 

Advance premiums (one hundred per cent.) 1,621 14 

Other liabilities, viz.: Suspen.se, $1,725.66; contingent reserve, $100,000... 101,725 66 



Total amount of all liabilities, except capital $1,218,819 66 

Capital actually paid up In cash $300.000 00 

Surplus over all liabilities 398,373 61 



Surplus as regards policyholders. 



698,373 61 



Total liabilities $1,917,193 27 



141 

EXHIBIT OF PREMIUMS. 

Accident. Health. 

In force December 31, 1908 $1,416,550 OB $96,213 10 

Written or renewed during the year 2.537,428 88 654,267 20 

Totals $3,953,978 93 $750,480 30 

Deduct expirations and cancellations 2,421,599 33 647,866 10 

In force at the end of the year $1,532,379 60 $102.614 20 

Deduct amount reinsured 39,113 06 

Net premiums in force $1,493,266 54 $102,614 20 



RECAPITULATION, 

(■roHs premiums (loss reinsurance) upon ail unexpired risks, viz.: 

Running One Year ur Le» 
from Date of Policy. 

Amount Total 

Unearned Total Unearned 

Premiums. (50 Per Cent.) PremiuQw. Premium*. 

Accident $1,493,266 54 $746,633 27 $1,493,266 54 $746,633 27 

Health 102,614 20 51,307 10 102,614 20 51,307 10 



'r 



TotaLs $1,595,88074 $797,940 37 $1,595,880 74 $797,940 37 



MISCELLANBOTO. 

Deduct the 
Amount of 

Ciroiu Premi- Same Not Amount of 

ums in Course Collected or Sjime Col- 
of Collection Charged off lected 

Dec. 31, Pre- Dunng the During the 
vlQU3 Year. Year. Year. 

Accident $522,974 79 $84,560 67 $438,414 12 

Health 35,837 41 5,876 20 29,96121 

Totals $558,812 20 $90,436 87 $468,375 33 



GENERAL INTERROGATORIES. 

Were all the transactions of the company of which notice had been received at 
the home ofBce at the close of business December 31, truthfully and accurately 
entered on Its books for and during the year ending on that date? 

Answer.— Yes. 

Does this statement show *he condition of the company as shown by the books 
at the home office at the close of business December 31? 

Answer.— Yes. 

Gross premiums (less reinsurance and return premiums) received from organ- 
ization of the company, $18,712,827.74. 

Total losses (less reinsurance) paid from organisation of the company, $8,210,- 
231.20. 

Total dividends declared from organisation erf company, viz.: Cash, $432,000. 

Total amount of the company's stock owned by the directors at par value, 
$268,460. 

What Interest, direct or indirect, has this company In the capital stock of any 
other insurance company? 

Answer.— None. 



142 

Is a majority of the capital stock of this coiupauy owned or coutroUed dirertiy 
or Indirectly by any other corporation? 

Answer.— No. 

Total amount loaned to the directors or other officers? 

Answer.— None. 

Loaned to stockholders not officers? 

Answer.— None. 

Does any officer* director or trustee receive any commission on the business of 
the company? 

Answer.— No. 
Estimated liability on unpaid losses and claims, December 31, 1908, per 

last annual statement, including 160,000 contingent reserve 1184,700 00 

Increase or decrease in above estimates during the year 15,626 14 

Total 1200,326 14 

Losses and claims (less reinsurance) incurred during the year, vis.: Ac- 
cident, r82,14o.95; health, 1170,255.47 962,40142 

Total 11,152,727 56 

Deduct losses and claims paid during the year, vis.: Losses 

and claims of 1909— Accident. 1644,606.50; health. 1158,790.75 |S03,396 25 

Losses and claims of previous years. less salvage on losses 
unpaid December 31, 1909— Accident, $168,214.80; health, 
117,651.34 185,866 14 9.A202 o3 

Losses and claims unpaid Deremehr 31, 1909 1163.465 17 

Give the largest gross amount insi red In any one risk in each of the following 
classes (without deduction for reinsurance): Accident, 120,000; health, $650. 

Give the largest net amount insured In any one risk In each of the following 
classes: Accident, 15,000; health, |660. 

Has this company reinsured any risk with any other company and agreed to 
release such company from liability. In whole or in part, from any loss that may 
occur on the risk, or portion thereof, reluKured? 

Answer.— No. 

Has this company guaranteed policies Issued by any other company and now in 
force? 

Answer. — No. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.— I»re8ident, Treasurer and General Auditor. 



BUSINESS IN INDIANA DURING 1909. 

Gro« Premi- 

uim Received 

on Risks 

Written or 

Renewed GitMs 

DurinK Losses 

the Yew. Paid. 

Accident $75,435 62 $27,177 32 

Health 15.020 50 6,012 72 

Totals $90,456 12 $33,190 04 



143 



FEDERAL UNION SURETY COMPANY. 

Incorporated Jnly 8, 1901. Commenced Business October 1, 1901. 

Home Oflire, corner Pennsylvania and Market Sts., Indianapolis, Ind. 

President, W. T. Darbin. Secretary, Chas. E. Scbiek. 

Vice-Presidents, 8. E. Rauh, C. M. Al)bott, Henry* C. Paul. 

CAPITAL STOCK. 

Amonnt of capital paid up In cash 1300,000 00 

Amount of ledger assets (as per balance) December 31 of 

previous year 1466,596 78 



Extended at 1466,3.% 78 



INCOME. 

Gross premiums unpaid December 31 |97,S69 82 

Gross premiums written and renewed during the year 292,386 28 



Total |3S9,956 10 

Deduct— 

Reinsurance $19,674 90 

Return premiums on policies cancelled 50,862 37 

Premiums In course of collection 73,914 46 



Total deductions $144,451 73 



Net cash received for premiums $245,504 3f 

Gross interest on mortgages loan $9,829 36 

Gross interest on bonds and dividends on stocks 2,833 08 

Gross interest on deposits in trust companies and banks 2,048 84 

Gross Interest from ail other sources 95 63 



Total gross Interest and rents 14,806 91 

Renewal and mortgage loans 49 25 



Total income • $dd0,360 53 



DISBURSEMENTS. 

Net Amount 
Qrow Amount Deduct Paid Poliry- 

Pfeid for SUvage Total liolderj for 

Lones. (Schedule H). Deduction. LoAes. 

Fidelity and surety $80,074 18 $19,269 22 $19,259 22 $60.814 96 



Total ^ $60,814 96 

Investigation and adjustment of claims: Fidelity and surety 5,^8 14 

Commissions or brokerare: Fidelity and surpty 50,714 90 

Salaries, fees and all other compensation of officers, directors, tnistees 

and home office employes 35,117 78 

Salaries, traveling and all other expenses of agents not paid by com- 
missions 15,362 94 

Rents 4,447 Sfi 

State taxes on premlm«« 2,493 18 



144 



Insurance Deparliiiont licenses and fees 

Tux on company's property in Marlon county 
Lef^nl expeuKcs 

AdvertialnK , 

I'rlntlnf^ ami stiitionery 

Tostage, telejfrapli, telephone and expn»H«... 

Furniture and ttxtures 

Home oflftce expense.^ 

Expense real estate 



$2,897 15 
548 21 



Asents' balances charged off. 



11,725 59 

3.052 00 

15,»!I9 OG 

541 W) 

2,340 23 

2,469 90 

422 92 



3,446 36 
1,000 00 



Oross loss on sale or maturity of ledf^er assets, vis.: 

Real estate 

Bonds 



I4.S0OO0 
24 86 



14,824 86 



Total disbursemeuts 1210,152 06 



Balance $516,805 25 



LEDGER ASSETS. 



Hook value of real estate 

Mortgage loans on real estate 

Book value of bonds 

Cash In company's office 

Deposits In trust companies and Imnks not on interest. 

Deposits In trust companies and banks on interest 

Bills receivable 



Other ledger assets, viz.: 

Sjpedal deposit. New York 

Advance on contracts secured, 

Agents' balances 

Accounts receivable 



12,200 00 
290.296 32 

86.649 81 
4,210 65 
2,584 60 

79,238 70 
5,381 83 



43,796 SO 



$1,775 54 




168 67 




502 6.1 






2,446 84 





I^edger assets. 



$r,n;,s.ir. r 



NON-LEDGER ASSEts. 



Interest due, $187.92; and accrued, $4,124.07 on mortgages. 

Interest accrued on bonds 

Interest accrued on other assets 

Bents accrued oh company's preperty or lease 



$4,311 99 

414 63 

1,559 02 

120 00 



Total 



CJross iiremlums in course of collection, viz. 



Fidelity and surety. 



On Policies 

or Renewals 

Isittjed on or 

Aft^r Ortol)er 

1, 190P. 

$68,770 66 



On Policies 

or Renewals 

Issued Prior 

to October 

1,1909. 

$5,143 90 



6.405 64 



Total 



73.914 46 



Gross assets $597,125 35 



145 

DKnUCr ASSETS NOT ADMITTED. 

Mills iiHi'lvalilo »5,aXl 83 

<]ri'o.Hb preiuiiiiH iu trours*' of colk'ctloii written lU'lor to Oc- 
tober 1, 1309 5,143 90 

Agents' balances $168 67 

AeeountH roceivalUe 502 63 

$671 30 

Total 11.197 03 

Admitted ansets $585,928 32 



LIABILITIES. 
Louses and Claims: 

Net Unpaid 
Clainui fix- 
In Procena of oept Liability 
Adjusted. Adjustment. Resisted. CUims. 

Fidelity and surety $384 36 $15,841 26 $23,250 00 $39,475 62 

Total unpaid claims and expenses of settlement $39,475 62 

C>ro8R premiums (less reinsurance) upon all unexpired risks 

miming one year or less from date of policy, $236,051.06; 

unearned premiums flfty per cent $118,025 53 

Gross premiums (less reinsurance) upon all unexpired risks 

running more than one year from date of policy 28,530 42 

Total unearned premiums 146.555 95 

Commissions, brokerage and other charges due or to become due to 
agents or brokers on policies issued on or after October 1, 1909: Fi- 
delity and surety 14,782 89 

Other liabtlltieB, viz.: Taxes on 1909 premiums 2,000 00 

Total amount of all liabilities except capital $202,814 46 

Capital actually paid up in cash $300,000 00 

Surplus over all liabilities 83,113 86 

Surplus as regaids policyholders 38.3.113 86 

Total liabilities $585,928 32 



EXHIBIT OF PREMIUMS. 

Fidelity and 
Surely. 

In force December 31, 1908 $254,563 85 

Written or renewed during the year 292,386 28 

Total $546,950 L-J 

I>educt expirations and cancellations 263,299 12 

In force at the end of tlie year $283,65101 

Deduct amount reinsurwl 9.685 72 



Net premiums In force $273,965 29 

Amount at risk December 31. 1909 $49,341,107 00 

f 10— 23948] 



146 

RECAPITULATION. 

Running one Year or Lea Running More than One 

from Date of Policy. Year from Date of Policy. 

Amount Amount Total 

Unearned Unearned Total Unearned 

Premiums. (60 per cent.) PremiumB. (pro rata). Premiums. Premiums. 
Fidelity and 

surety 1236,06103 1118,025 53 937.914 23 128,530 42 $273,965 29 $146,555 95 



MISCELLANEOUS. 



Fidelity and surety 





Deduct the 




Groas Premi- 


Amount of 




ums in CTourse 


Same not 


Amount 


of Collection 


Collected or 


of Same 


Dec. 31. 


Charged off 


Collected 


Previous 


During 


During 


Year. 


tbe Year. 


tbe Year. 


$97,569 82 


$2,457 36 


$95,112 47 



GENERAL INTERROGATORIES. 

Were all the transactions of tbe company of which n<Ttice had been received 
at the home office at the close of business December 31.- truthfully and accurately 
entered on its books for and during the year ending on that date? 

Answer.— Yes. 

Does this Btctement show the condition of the company as shown b/ the book? 
at the home office at the close of business December 31? 

Answer. — Yes. 

Gro8.s premiums (less reinsurance and return premiums) received from or^au 
ization of the company $1,449,197,57. 

Total losses (less reinsurance) paid from organization of company, $601,553.30. 

Total dividends declared from organization of * company, viz.: Cash, $18,000. 

Total amount of the company's stock owned by the directors at par value, 
$99,000. 

What Interest, direct or Indirect, has this company In the capital stock of nny 
other insurance company? 

Answer.— None. 

Is a majority of the capital stock of this company owned or controlled directly 
or indirectly by any other corporation? 

Answer.— No. 

Total amount leaned to the directors or other officers? 

Answer.— None. 

Loaned to stcckholders not officers? 

Answer.— None. 

Does any officer, director or trustee receive any commission on the business of 
the company? 

Answer.— No. 
Estimated liability on unpaid losses and claims, December 31, 1908, per 

last annual statement $28.775 48 

Increase or decrease In above estimates during the jear 17,459 13 

Total '. $16,234 6i 

I^osses ond claims (less reinsurance) incurred during the year: Fidelity 

and surety 73,315 19 

Total $119,549 80 

Deduct losses and claims paid during the year, viz : Los«sos 

and claims of 1909, fidelity and surety $33.839 57 

Losses and claims of previous ye.'irs: Fldd'ty and mn-etv... 46,234 61 

80.074 IS 

Losses and claims unpaid December 31, 1909 $39,i7n 61' 



147 

Give tbc largest gross amount insured In any one risk in eacli of the following 
classes: Fidelity, $200,000; surety, 1600,000. 

Glye the largest net amount insured in any one risk in each of the following 
classes: Fidelity, $36,000; surety, 136,000. 

Has this company reinsured any risk with any other company and agreed to 
release such company from liability, in whole or in part, from any loss that may 
occur on the risk, or portion thereof, reinsured? 

Answer.— No. 

Has this company guaranteed policies issued by any other company and now 
in force? 

Answer.— No. 

What officials and heads of departments of th^ company supervised the making 
of this report? 

Answer.— rresident, Assistant Secretary and Second Vice-President. 



BUSINESS IN INDIANA DURING 1909. 



Fidelity and surety. 



Net Pre- 




miums Re- 




ceived on 




RJska Written 




or Renewed 


Groas 


During the 


Lotws 


Year. 


Phld. 


168,638 91 


117,944 00 



148 



INDIANA AND OHIO LIVE STOCK INSURANCE 

COMPANY. 

Presidentt John R. Bonncll. Vice-President, Rankin r. Walkup. 

Secretary-Treasurer, Clias. L. Goodbar. 

Home Office, 131i Rant Main St., Crawfordsville, Ind. 

Incorporated April 12, 1893. Commenced Business Peliniary 26, 1886. 

CAPITAL STOCK. 

Amount of capital paid up in cajtli $100,000 00 

Amount of ledger assets (as per Imlunce) Deceml>er 31 of 

previous year 125,239 06 



Extended at 1225,239 06 



INCOME. 

Live Stock- 
Gross premiums unpaid I>eceml»er 31 129,717 73 

Gross premiums written and renewed durinjr the year -105,508 77 



Total 1435,226 50 

lieduct— 

Return premiums on policies cauceUeil $18,994 42 

Premiums on policies not taken 17,030 87 

Premiums In course of collection 64,499 34 



Total deductions $100,524 63 



Net cash received for premiums $334,701 87 

Gross interest on mortgage loan $2,139 00 

Gross interest on bonds and dividends on stocks, less $512.50 

accrued Interest on IWLds acquired during 1909 9,305 17 

Gross interest from all other sources 678 03 



Total gross interest and rents 12,122 20 

Transfer fees 49 75 

Prom agents* balances previously charged off 504 80 



Total Income $347,378 62 

DISBURSEMENTS. 

Net Amount 
Gro6s Deduct Paid Policy. 

Amount Pidd Saly&ge Dotal holders tar 

for LoBoeii. (Schedute H). Deduction. Ixhkb. 

Live stock $160,159 74 $1,017 53 $1.017 53 $159,142 21 



Total $159,142 21 

Commissions or Itrokerage, less amount received on return premiums 
and reinsurance for the following classes: Automobile, $7,934.23: live 
stock, $78,273.19 86,207 42 

Salaries, fees and all other compensation of ofHcers, directors, trustees 

and home office employes 11,802 79 

Salaries, traveling and all other expenses of agents not paid by com- 
missions 2,182 GO 



149 



Medical examiners' fees and salaries 

ICents 

SJtate taxes on premiums ^ 

Insurance Department licenses and fees 

State and county taxes, Indiana 

I^gal expenses 

Ad%'erti8ing 

Printing and stationery 

Postage, telegraph, telephone and expreHS 

Furniture and fixtures 

Miscellaneous expense: Janitor, light, heat, etc. 



124 60 
441 27 
2.334 95 
6.237 77 
2.136 29 
840 88 
4,069 49 
r>.634 39 
4,263 28 
1,477 82 
1.096 57 



Total disbursements 1287,882 13 



Balance 1284,735 55 



LEDUKU ASSETS. 



MortKHj?^* loans on real estate, first liens 

Hook value of bonds 

Deposits in trust companies and bunlts not on interest 

Deposits in trust companies and banks on interest 

I'rcmium notes (secured) 



Ledger assets. 



$49,700 00 

199,125 65 

27,049 87 

1,986 33 

6,873 70 



1284,735 55 



NON-LEDGEK ASSETS. 



Interest due, $420; and accrued, $488.45 on mortgages. 
Interest accrued, $1,634.82 on bonds 



Total 

Market value of bonds and stocks. 



Gross premiums in course of collection, viz.: 



Live stock 



On Policies 

or Renewab 

Ivued On 

or After 

Oct 1, 1909. 

$62,450 18 



On Policies 

or Renewals 

Issued 

Prior to 

Oct. 1. 1009. 

$2,049 16 



$908 45 
1,634 82 



$64,499 34 



2,.'i43 27 
3,541 70 



64,499 34 



Gross assets 



$356,319 86 



DEDUCT ASSETS NOT ADMITTED. 



Bills recelvalde $1,986 33 

Gross premiums in course of collection written prior to Oc- 
tober 1, 1909 2,049 16 



4,036 49 



Admitted assets , , , $361,284 87 



150 

LIABILITIES. 



Losses nud claims: 



Repoiied. 
In Proocfls of Proofa not 
Adjustmeot. Received. Tota]. 

Live stock $8,296 00 112,042 33 $15,337 33 



Total unpaid claims and expenses of settlement $15,337 33 

Gross premiums (less reinsurance) upon all uuexpii*ed risks 
running one year or less from date of policy, $320,466.80; 
unearned premiums fifty per cent $160,233 40 



Total unearned premiums as shown by recapitulation 160,233 40 
Commissions, brokerage and other charges due or to become due to 
agents or brokers on policies issued on or after Octol>er 1, 19ip: Live 

stock 17,330 97 

Salaries, rents, expenses, bills, accounts, fees, etc., due or accrued 500 00 

State, county and municipal taxes due or accrued 2,624 16 

Other liabilities : Various states for taxes— Premiums 4,275 50 



Total amount of all liabilities, except capital $200.30136 

Capital actually paid up in cash $100,000 00 

Surplus over all liabilities 50,983 01 



Surplus as regards policyholders $150,983 01 



Total liabilities $351,284 «7 



EXHIBIT OB^ PREMIUMS. 

Live Stock* 

In force December 31, 1908 $182,432 07 

Written or renewed during the year 405,508 77 



Total $587,940 84 

Deduct expirations and cancellations 267,474 04 



In force at the end of the year $320,466 80 



Net premiums in force $320,466 80 



MISCELLANEOUS. 
Live Stock: 

Gross premiums in course of collection December 31, previous year.. $29,717 73 

Deduct the amount of same not collected or charged off du"ring the 

3-ear 2,049 16 



Amount of same collected during year $27,668 57 



GENERAL INTERROGATORIES. 

Were all the transactions of the company of which notice had been received 
at the home office at the close of business December 31, truthfully and acurately 
entered on Its books for and during the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the books 
at the home office at the close of business December 31? 

Answer.— Yes. 



151 

Gross premlrm^ (loss reinsurance and return premiums) received from organ- 
ization of company, 11,448,228.28. 

Total los.se8 (less reinsurance) paid from organization of company, )535.3<)1 9ft. 

Total dividends declared from organization of company, viz.: Cash. S106.500: 
stock, none. 

Total amount of the company's stock owned by the directors at par value, 
139,500. 

What interest, direct or indirect, has this company in the capital stock of any 
other insurance company? 

Answer.— None. 

Is a majority of the capital stock of this company owned or controlled directly 
or indirectly by any other corporation? 

Answer.— No. 

Total amount loaned to the directors or other officers, $11,000; loaned to stock- 
holders not officers, none. 

Does any officer, director or trustee receive any commission on the buslnessi 
of the company? 

Answer.— No. 
Estimated liability on unpaid losses and claims, December 31, 1908, per 

last annual statement $11,522 00 

Increose or decrease in above estimates during the year— Decrease 537 50 

Total $10,984 50 

Losses and claims (less reinsurance) incurred during the year, viz.: Live 

stock 164,512 57 

Total $175,497 07 

Deduct losses and claims paid during the year, viz.: Losses and claims 
of 1909, $149,175.24: losses and claims of previous years, less salvage on 
losses unpaid December 31. 1908, $10,984.50 100,159 74 

Losses and claims unpaid December 31, 1909 $13,337 33 

Give the largest gross amount insured in any one risk in each of the 

following classes (without deduction for reinsurance): Live stock... 4,000 00 

Give the largest net amount insured in any one risk in each of the fol- 
lowing classes : Live stock '. 3,000 00 

lias this company reinsured any risk with any other company and agret^d to 

release such company from liability, \.\ whole or in part, from any loss that may 

occur on the risk, or portion thereof, reinsured? 
Answer.— No. 
Has this company guaranteed policies issued hy any other company and now 

in force? 

Answer.— No. 

What officials and heads of departments of the company superN'ii^ed the making 

of this report? 

Answer.— President, Secretary and AKsIstant Secretary. 



BUSINESS IN INDIANA DTTRING 1909. 

Gross premiums received on risks written or renewed during the year.. $00,587 86 
Gross losses paid $23,053 00 



152 



THE MEDICAL PROTECTIVE COMPANY. 

Pri'sldeiit, LouiH Fox. Vice-President, John B. Niezer. 

Secretary, Byron H. Somers. Treasurer, Maurice C. Niezer 

Home Office, 901-6 Shoaff Bldg., Ft. Wayne, Ind. 
Incorporated December 2, 1909. 

CAPITAL STOCK. 
Amount of capital paid up In cash 1100,000 00 

Extended at $100,000 00 

INCOME. 
Surplus paid In cash $5,000 00 

Total income $105,000 00 

LEDGER ASSETS. 

MortRnpe loans on real estate $94,973 50 

Hook value of bonds 7,000 00 

Deposits in trust companies and hanks not on interest 3,026 50 

liCd^er assets $105,000 00 

Admitted assets $105,000 00 

GENERAL INTERROGATORIES. 

Were all the transactions of the company of which notice had been recclve<l 
at the home office at the close of business December 31, truthfully and acurately 
entered on its books for and during the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the books 
at the home office at the close of business December 31? 

Answer.— Yes. 

Gross premiums (less reinsurance and return premiums) received from organ- 
ization of the company, none. 

Total dividends declared from organization of the company, viz.: Cash, none. 

Total losses (less reinsurance) paid from organization of company, none. 

Total amount of the company's stock owned by the directors at par value, 
$60,000. 

What Interest, direct or indirect, has this company in the capital stock of any 
other insurance company? 

Answer.— None. 

Is a majority of the capital stock of this company owned or controlled directly 
or Indirectly by any other corporation? 

Answer.— No. 

Total amount loaned to the directors or other officers, none; loaned to stock- 
holders not officers, none. 

Does any officer, director or trustee receive any commission on the business 
of the company? 

Answer.— No. 



153 

Kstimaled liability on unpaid losses and ciaiuiK, December 31, 1909, per last 
annual statement, none. 

Increase or decrease in alK>ve estimates during the year, none. 

Has this company reinsured any risk with any other company and agreed to 
release such company from liability, in whole or In part, from any loss that may 
occur on the risk, or portion thereof, reinsured? 

Answer.— No. 

Has this company guaranteed policies issued by any other company and now 
in force? 

Answer.— No. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.— Secretary and Attorney. 



154 
WOODMEN'S CASUALTY COMPANY. 

President, W. A. Northcott. Vice-President, B. IS. Murphy. 

Secretnrj', W. A. Orr. Treasurer, R. R. Smith. 

Home Office, 711-712 Lemcke Building, Indlnnapolls, Ind. 

General Office, Farmers* National Rank Building, Springfield, 111. 

Incorporated February 2, 1907. Commenced Business February 2, 1907. 

CAPITAL STOCK. 

Amount of capital paid up In cash $100,000 00 

Amount of ledger assets (as per balance) December 31 of 

previous year $143,716 97 

Extended at $143,716 9"3 



INCOME. 

Gron Premiums 

Written and 

Renewed During 

the Year. 

Accident and health $215.484 05 



Total $215,484 05 

D-educt return premiums on pcllcles cancelled $448 66 

Total deductions 448 66 



Net cash premiums received $216,035 39 

Policy fees required or represented by applications 143 25 

Gross interest on mortgage loans $6,465 60 

Gross interest on l)onds and dividends on stocks 200 00 6,669 50 



Total income $221,844 14 

DISBTTRSEMENTS. 

Gross amount paid for losses: 

Accident $43.933 96 

Health 28,163 63 



Total $72,097 59 

Investigation and adjustment of claims: Accident 173 00 

Commissions or lirokerage, iess amount received on return premiums 

and reinpvrance for the following classes: Accident and health 73,952 24 

Salaries, fees and all other compensation of officers, directors, trustees 

and home office emploj'^es 19.404 70 

Uen ts 1,320 00 

State taxes on premiums 2.814 43 

Insurance Department licenses and fees 2.231 74 

Advert Ising 1.698 36 

I'rlntlng and stationery •. 5.216 01 

Postage, telegraph, telephone and express 2,689 69 

Stockholders for interest or dividends (amount declared during the year) 20.000 00 

Traveling expense $3,329 96 

General expense— Sundries 1,420 80 

Paid on interest ^ 25107 

City taxes 307 41 

5.309 24 

Total disbursements $206,997 00 



Balance $158,564 11 



155 

LEDGER ASSETS. 

Moi*tgage louuB on real estate, first Ileus $147,096 00 

Book value of bonds 5,000 00 

Cash In company's office *. 400 57 

Deposits In trust companies and banks not on interest 3,715 04 

FumitTire and fixtures 2,29190 

Ledger assets $158,564 11 

XON-LEDGBU ASSETS. 

Interest on mortgages 14,040 04 

Interest on bonds 66 66 

Total ' $4,10670 

Gross assets $162,670 81 



DEDUCT ASSETS NOT ADMITTED. 

Furniture and fixtures 12,29190 

Admitted assets $10.0,378 91 



LIABILITIES. 

Jjosses and claims: 

Net Unp>id 

Reported, Claims, Ex- 

Proofa not oept Liability 

Received. Claiou. 

Accident and healtli $12,196 90 $12,196 90 



Totals $12,196 90 $12,196 90 



Total unpaid claims and expenses of settle- 
ment $12,196 90 

U nearned premiums, fifty per cent $18,783 90 

Unearned premiums, one hundred per cent 313 00 

Total unearned premiums ns shown by recapitulation 19,096 90 

State, county and municipal taxes due or accrued ,. 4,294 74 

Reinsurance 838 50 

Advance premiums (one hundred percent.) received in December, 1909, 
for January, 1910, monthly premiums on policies issued between t)e- 

ceml)er 16, 1909, and December 31, 1909 - 1,028 75 

Total amount of all liabilities, except capital $37,455 79 

Capital actually paid up in cash $100,000 00 

Surplus over all liabilities 22,923 42 

Surplus as regards policyholders $122,923 12 

Total liabilities $160,378 91 



EXHIBIT OF PREMIUMS. 

In force December 31, 1908 (accident and health combined) $29,018 91 

Written or renewed during the year 215,484 05 

Totals $214,502 96 

Deduct expirations and cancellations 204,754 91 

In force at the end of the year $;J9,748 05 

Net premiums In force $39,748 05 



15(5 

RECAPITULATION. 
(iroKB preiniiiius (Iohh reiiisnniiicc) upon all iinoxplred risks, viz.: 

« 

Running 
More than 
One Year 
Runnings One Year or Leas from Date of 
from Date of Policy. Policy. 

Amount Amount Total 

Unearned Unearned Total Unearned 

Premiums. (50 per cent) (pro rata). Premi\m». Premiums. 

Aoddont ami health... $37.567 80 118.783 90 313 00 $39,748 06 119,096 90 



Totals $37,567 80 $18,783 90 313 00 $39,748 05 $19,096 90 



GENKUAL INTERROGATORIES. 

Were all the traDsactions of the company of which notice had been received 
at the home office at the close of business December 31, truthfully and accurately 
entered on its books for and during the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown bj' the books 
at the home office at the close of business December 31? 

Answer.— Yes. 

Gross premiums (less reinsurance and return premiums) received from ors^an- 
Izatlon of the company, $512,311.77. 

Total losses (less reinsurance) paid from organization of company. $173,922.07. 

Total dividends declared from organization of the company, viz.: Cash, $40,000. 

Total amount of the company's stock owned by the directors at par value, 
$80,330. 

What interest, direct or indirect, has this company In the capital stock of any 
other Insurance company? 

Answer.— None. 

Is a majorlt}' of the capital stock of this company owned or controlled directly 
or lndlr€»ctly by any other corporntlcn? 

Answer.— No. 

Total amount leaned to the directors or other olhcers, $2,000. 

Does any officer, director or trustee receive any commission on the business of 
the company? 

Answer.— No. 
Estlmntetl liability on unpaid losses and claims, December 31, 1908, per 

la.st annual <itateraent $9,27140 

Increase or decrease in above estimates during the year 188 87 

Total $9,460 27 

Losses and claims (less reinsurance) Incurred during the year: Acci- 
dent and health 74,834 22 

Total $84,294 49 

Deduct losses and claims paid during the year: Losses and claims of 
1900. accident and health. $62,637.32; losses and claims of previous 
years, less salvage on losses unpaid December 31, 1908, accident and 
health, $9.460.27 72,097 59 

Looses and claims unpaid December 31, 1909 $12,196 90 

(live the largest gross amount insured In any one risk in each of the following 

classes (without deduction for reinsurance): Aci'Ident. $2,500: health, $100, 

Has this company reinsured any risk with any other company and agreed to 

release such compnay from llabllllty, In whole or in part, from any loss that may 

occur on the risk, or portion thereof, reinsured? 
Answer.— No. 



157 

Has this company guaranteed policies issued l).y anj' other company and now 
in force? 

Answer.— No. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.— Secretary and Claim Adjuster. 



BUSINESS IN INDIANA DURING 1909. 

Accident and health: 

Gross premiums received on risks written or renewed during the 

year $12,332 40 

Gross losses paid, accident, $2,596.46; health, $2,204.85 4,«)1 31 



160 



LIABILITIES. 

L<mM€>M and rlaiiii», ostiiuntcd, final proof not rcnn^retl, In pruct'SH of ad- 
JuMtnuMit: Accident. $1, 17:2.80; hoalth, $1,003.04; antonioblle pmpcriy 
damage, $100 

Total unpaid claims and oxpeu»eH of Hcttloment 

Gross premiums (loss reinsurance) upon all unexpired risks running one 
year or less from date of policy, 124,517.16; nnearne<l premiums fifty 
per cent 

Total unearned premiums as shown by recapitulation 

Commissions, brokerage and other charges due or to become due to 
agents or brokers on policies Issued on or after October 1, 1909: Ac- 
cident, $126'^ liofllth, $105.84; automobile property damage, $934.46 

Salaries, rents, expenses, l)llls, accounts, fees, etc., due or accrued 

Due and to become due for borrowed money 

Total amount of all liabilities, except capital 

Capital actually, paid up In cash $100,000 00 

Surplus over all liabilities 2,499 00 



$2,275 84 



$2,275 a4 



12,258 58 



$12,258 58 



1,165 30 

979 96 

3,fi00 00 

$20,179 67 



Surplus as regards policyholders. 



102,499 00 



Total liabllUIes $122,678 67 



KXIIIBIT OF PUEMIUMS. 



In force December 31, 1908 

Written or renewed during tlie year.. 



Accident. 
$1.39108 
24.697 87 



Health. 

$874 89 
24.411 48 



Totals $26,088 95 $25,286 37 

Deduct expirations and cancellations. 22,275 53 21,850 98 



In force at the end of the year $3,813 42 $3,435 39 



Net premiums In force. 



$3,813 42 $3,435 39 



Automobile 
Property 
Deiensc. Deienne. 

$30 00 $20,936 05 



$30 00 $20,936 05 
3,809 68 



$30 00 $17,126 37 



$30 00 $17,126 37 



UKCAPITULATION. 
Gross premiums (less reinsurance) upon all unexpired risks, viz.: 



Accident 

Health 

Defense 

Heneflt 

Auto property danmg^ 



Totals 



RunnlnK One Year or Lew 
from Date of Policy. 
Amount 
Unearned 
Premiums. (50 per cent.) 


Total 
PremiumR. 


ToUl 

Unearned 

Premiums. 


$3,813 42 


$1,906 71 


$3,813 42 


$1,906 71 


3,435 39 


1,717 69 


3,435 39 


1,717 69 


30 00 


15 00 


30 00 


15 00 


111 98 


55 99 


111 98 


55 99 


17.126 37 


8,563 19 


17.126 37 


8,563 19 


$24,517 16 


$12,2iS8 ,5S 


$24,517 16 


$12,2.->8 58 



MISCELLANI^OITS. 

(troBK premiums in course of c«>l lection I>e<'eml)er 

31, previous year 

Anionnt of same collected during year 



ArciJ«*nt. 

$411 12 
411 12 



Healtii. 

$248 33 
248 33 



ToUIa. 

$669 45 
659 45 



161 

GENKRAL INTEUUOGATOHIES. 

Were all the traiiBactioiig of the compnuy of which notice had been received 
at the home office at the close of Imsiuess December 31, truthfully aud accurately 
entered on Its books for and during the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the books 
at the home office at the close of business December 31? 

Answer.— Yes. 

Gross premiums (less reinsurance and return premiums) received from organ- 
isation of company, 183,941.31. 

Total losses (less reinsurance) paid from organization of company, $33,464.18. 

Total dividends declared from organization of company, viz.: Cash, |2,35G.50 
aud $12,000 paid In by stockholders returned, $14,266.50. 

Total amount of the company's stock owned by the directors at par value, 
$130. 

What Interest, direct or indirect, has this company In the capital stock of any 
other insurance company? 

Answer.— None. 

Is a majority of the capital stock of this company owned or controlled directly 
or indirectly by any other corporation? 

Answer.— Yes. 

If BO, give full Information. 9,967 shares capital stock par value $10 each, owned 
by Security Casualty Co., Incorporated under Nevada laws. 

Total amount loaned to the directors or other officers, none; loaned to stock- 
holders not officers, none. 

Does any officer, director or trustee receive any commission on the business 
of the company? 

Answer.— No. 
Estimated liability on unpaid losses and claims, December 31, 1908, per 

last annual statement $88 00 

Total $88 00 

Losses and claims (less reinsurance) Incurred during the year: Acci- 
dent, $11,564.87; health, $8,041.54; automobile property damage, $10,- 
173.74; benefit, $700 30,639 95 

Total $30,627 90 

De<luft losses and claims paid during the year, viz.: Losses 

and claims of 1909: Accident, $10,392.07; health, $7,038.50; 

automomlxile property damage, $10,073.54; benefit, $760 $28,264 11 

Ixisses and claims of previous years, less salvage on losses 

unpaid December 31, 1908: Accident, $48; health, $40;.... • 88 00 28,352 11 

Losses and claims unpaid December 31, 1909 $2,276 84 

(«lve the largest gross amount insured In «ny one risk in each of the following 
classes (without deduction for reinsurance): Accident, $5,000; health, 100 weeks at 
$25, $2,500; automobile propei-t> damage, $3,000. 

Has this companj' reinsured any risk with any other company and agreed to 
rel(*ase such company from llnbllity. In whole or In part, from any loss that may 
occur on the risk, or portion Ihoreof, reinsured? 

Answer.— No. 

Has this company guaranteed policies Issued by any other company and now 
In force? 

Answer.— No. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.— Secretary-Treasurer and Auditor. 



111—23948] 



162 



ItUSlNESS IN INDIANA DURING 1009. 

GroM 

Premiums 

Heoeived 

onRiski 

Written or 

Reneved Grew 

During Loaes 

the Year. Fkid. 

Accldeut |23,<85 81 110,393 28 

Health 28,419 66 7,03171 

Defense 80 00 

Benefit 1,637 79 760 00 

Automobile property damage 7,840 68 8,887 16 

Totals 8B6,6I3S6 122,072 15 



ABSTRACTS OF ANNUAL STATEMENTS 



OF 



**Legal Reserve" Life Insurance 

Companies 



OF the state of imdiana 



Filed in the Office of the Auditor of State, Showing the Condition 

of the Companies on December 31, 1909. 



(les) 



164 



THE ANCHOR LIFE INSURANCE COMPANY. 

President, Will H. Latta. Vice-President, Wllmer Christian. 

Secretary, L. H. Oberrelch. Actuary, Frank J. Haipht. 

Home Office, 716 K. of P. Building, Indianapolis, Ind. 
Incorporated Octoljcr 31, 1906. Commenced Business June 17, 1907. 

CAPITAL STOCK. 

Amount of capital paid up In cash $100,000 00 

Anionut of ledger assets (as per balance) December 31 of 

previous year 115,747 38 

Extended at ....: $115,747 38 

INCOME. 

First year*s premiums on original policies, without 
dednctlon for commissions or other expenses, 
less 68 for first year's reinsurance $14,27169 

Total new premiums $14,271 69 . 

Renewal premiums without deductions for com- 
missions or other expenses $19,746 28 

Surrender value applied to pay renewal pre- 
miums 25 00 

Total renewal premiums 19,771 28 

Total premium income $34,042 97 

Ciross interest on mortgage loans $1,585 91 

dross interest on premium notes, policy loans or 

Hens 85 72 

Gross Interest on deposits in trust companies and 

l)anks 827 92 

Total gross interest and rents $2,499 55 

Special deposit $1,026 51 

Promotion fund 2,934 75 

$3,961 26 

Total income $40,503 78 

DISBURSIOMENTS. 
For death claims $5,500 00 

Net amount paid for lasses and matured endowments $5,500 00 

Surrender values applied to pay new premiums 25 00 

Commissions to agents (less commission on reinsurance), 

first year's premiums, $11,383.44; renewal premiums, $802.62 12,186 06 
Salaries and allowances for agencies, including managers, 

agents and clerks 200 00 

Agency supervision, traveling, and all other agency expenses 1,672 91 

Medical examiners' fees, $1,571.50; lnspe<tlon of risks. $406.S2. 1,978 32 
Salaries and all other compensation of officers, directors, 

trustees and home office employes 4,989 02 



165 



Rent received umler sublease 

Advertising, $142.04; printing and Btationery, $1,056.83; post- 
age, telegraph, telephone and express, $602.45 

Legal expenses not Included In investigation and settlement 

of policy claims 

Furniture, fixtures and safes 

Repairs and expenses (other than taxes) on real estate 

Insurance Department licenses and fees 

Examination fees 

Vollection fees $10 13 

Interest on special deposit 84 

Reinstatement expense 60 00 

Special deposit 90 05 

Agents' Iwlances charged off 



$990 00 

1,801 32 

206 00 

115 13 

30 86 

82 00 

210 00 



15102 
1,049 66 



Total disbursements. 



$31,186 29 



Balance $126,064 87 



LEDOBR ASSETS. 



Mortgage loans on real estate, first liens 

Loans made to policyholders on this company's policies as- 
signed as collateral 

rreminui notes on policies in force 

Cash in company's otRce 

Deposited in trust companies and banks on interest 



Total ledger assets. 



$47,350 00 

2,356 96 

1,339 89 

2,811 62 

71.206 40 


• 




$125,064 87 



NON-LEDOER ASSETS. 



Interest on mortgages 

Interest on premium notes. 



Total interest and rents due and accrued 

rjross premiums due and unreported on policies in 
force December 31, 1908 

fJross premiums deferred on policies in force De 
cember 31, 1908 



Totals .. 
Deduct loading. 



Net amount of uncollected and deferred 



premiums 



Total 



$8:^00 

26 00 







Sew Bmlnesst. 
$5,645 12 


Renewal*. 

$3,880 71 

273 83 






$5,645 12 
2,822 56 


$4,154 54 
415 45 


I 

$2.822 56 


$3,739 09 



876 00 



6,561 65 



flross assets $132,502 52 



DEDUCT ASSETS NOT ADMITTED. 



Preniir.ni notes and loans on policies and net premiums in excess of the 
net value of their policies 



2,190 85 



.\dmltted assets $130,321 67 



166 

LIABILITIES. 

Amcricnn experience table at i per cent $27,519 09 

American experience table at 3i per cent 1,206 66 

Total $28,725 65 

Deduct net value of risks of this company reinsured in other 

solvent companies... 24 15 

Net reserve 128,701 50 

Due and unpaid on supplementary contracts not involvin^jr life contin- 
gencies 1,347 06 

Capital stock 100,000 00 

Unasslgned. funds (surplus) 273 11 

Total liabilities $130,321 67 



EXHIBITS OF POLICIES. 

Incinding all Business Written. 

The following Is a correct statement of the Inislness of the year on policy ac- 
count as It stood at close of business December 31: 



CLASSIFICATION. " 

At end of previous year. . . 

Inued during year 

Revived during yestr 



Whole Ute 
Foiiciee. 
No. Amount. 

503 $674,500 

272 385,400 

1 1,003 



Totals before transfers . 776 $1,030,900 



9m Totals after transfers . 
Deduct ceased: 

By death 

By surrender 

By lapje 

By decreaie 

Not talcen 



4 
4 

86 

1 

16 



Total tercninatel Ill 



Outstanding end of yejtr 665 



Policies reinsured . . . 



Endowment 

Policies. 

No. Amount. 

2 $2,000 

5 6,750 



5 



$1,750 
$1,750 



Term and Other 
Policies, Includ- 
ing Return Pre- 
mium Additions. 
No. Amount. 



14 
29 



$42,416 
59,771 



• • « ■ » • 



$8,750 43 $102,187 



Total Numbers 

and Amount. 

No. Amount. 

519 $718,916 

306 451.921 

1 1,000 



826 $1,171.^37 



113 $146,250 



$7,000 43 $102,187 713 $1,025,687 



$5,000 



MISCELLANEOUS QUESTIONS. 



Were all tho tcnnsnctions of the company of which notice had hvou received at 
the home office at the close of business December 31, truthfully and accurately 
entered on Its books for and during the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as .shown by the books 
at the home office at the close of business December 31? 

Answer.— Yes. 

Is there a loading or margin for expenses on all policies over the net premium 
according to the state standard? 

Answer.— Yes. 
.. fls any surrender value promised in excess of the reserve as legally computed? 
If so, what amount therefor has iioen Included in liabilities, and whT?re? 

Answer.— None. 



167 

Is the business of the company conducted upon the mutual, mixed or strictly 
proprietary^ plan? 

Answer.— Proprietary. 

What dividends and what proportions of the profits of the company may be 
paid to the stockholders? 

Answer.— As apportioned by the directors. 

Total dividends paid stockholders since organization of the company, cash, 
iiune: stock, none. 

Does any officer, director or trustee receive any commission on the business 
cf the company? 

Answer.- No, except upon application written in person. 

Have the fnture loadings on the premiums, or any part thereof, been assigned 
or hypothecated In any way? If so, give full information. 

Answer.— Five per cent, renewals to a few agents. 

What officials and heads of departments of the company supervised the making 
of this report? 
Answer.— P. J. Ilaight, actuary, and E. L, Padelford, cashier. 



BUSINESS IN THE STATE OF INDIANA DURING 1909. 

No. Amount. 
Policies on the lives of citixens of said state in foice December 31 of 

previous year 519 1718,916 00 

Policies on the lives of citizens of said state issued during the year.. 307 452,921 00 

Total 826 11,171,837 00 

Deduct ceased to be in force during the year 113 146,250 00 

« : 

Policies in force December 31 ; 713 $1,025,587 00 

Losses and claims Incurred during year 4 $56,000 00 

Total 4 ^6.000 00 

Losses and claims settled during the year In cash 4 $55,000 00 

Premiums collected or secured In cash and notes or credits without any 

deductions for losses, dividends, commissions or other expenses $34,042 97 



168 



AMERICAN CENTRAL LIFE LVSURANCK 

COMPANY. 

President, M. A. Woolleu. 
Flrgt Vice-President. Wilbur W. Dark. Second Vice-President, Uertniui C. l>nv 

Secretary, H. M. Woollen. 

Treasurer, Geo. E. Hume. Actuary, Carroll B. Carr. 

Home Office, American Central Life Bldg., Indianapolis, Ind. 

IncoriK)rated February 23, 1S99. Commenced Business April 1, 1899. 

CAPITAL STOCK. 

Amount of capital paid up In cash $137,000 00 

Amount of ledger assets (as per balance) December 31 of 

previous year 12,023,310 99 



Extended at $2,023,310 99 



INCOME. 

Fii-st year's premiums on original policies, with- 
out deduction for commissions or other ex- 
penses, less $^.S2 for first year's reinsurance $135,276 70 

Surrender values apiilled to pay first year's pre- 
miums fiO 78 

Total first year's premiums on original 

IMjIlcies 1135,337 48 

Surrender values applied to purchase paid-up in- 
surance and annuities 15,112 7S 

Total new premiums 1150,450 26 

Renewal premiums without deductions for com- 
missions or other expeuhes, less $1,168.92 for 

reinsurance on renewals $605,409 82 

Dividends applied to pay renewal premiums 10,819 52 

Surrender values applied to pay renewal premiums 452 3S 

Total renewal premiums $616,68172 

Total premium Income $767,131 98 

(Consideration for supplementary contracts not Involving life 

contingencies 93 72 

(s ross interest on mortgage loans $45,681 57 

(Jross interest on l>onds and dividends on stocks 75 00 

Gross Interest on premium notes, polic.v loans or 

liens 38,161 31 

(rross interest on deposits In trust companies and 

banks 1,760 63 

Gross Interest on other debts due the company.. S49 17 

Gross rent from company's property, Including 

$6,639.96 for company's occupancy of Its own 

buildings 34.688 2B 

Total gross Interest and rents $120,705 91 



169 



AKi'iitB* ci-tHllt balance ^17 58 

riviiiluiii credit hnhiiu-e 2.377 40 

A^eiit:*' Iialuiices previously cliarged off 11 18 



Total 12,806 16 



Total Income , |890,7»7 77 

DISBURSEMENTS. 

For death claims 1120,8^96 

Promlnm notes and liens voided by lapse less 162.49 res- 
torations 1,338 67 

Surrender values paid in cash, or applied in liquidation of 

loans or notes 71,434 18 

Surrender value? applied to pay new premiums, 160.78; to 

pay renewal premiums, ^52.38 613 16 

Surrender values applied to purchase paid-up insurance and 

annuities 15,112 78 

Dividends paid to policyholders in cash, or applied in liqui- 
dation of loans or notes 3,710 23 

Dividends applied to pay renewal premiums 10,819 52 

Total paid policyholders 223,771 50 

Expense of investigation and settlement of policy claims 511 14 

Paid for claims on supplementary contracts not involving 

life contingencies 500 00 

Paid stoclEholders for interest or dividends 10,960 00 

(Commissions to agents (less commission on leinsurnnce), first 

year's premiums, 1107,619.47; renewal premiums, $48,333.61 155,963 06 
Salaries and allowances for agencies, including managers. 

agents and clerks 14,185 03 

Agency supervision, traveling, and all other agency expenses 12.879 72 

Medical examiners' fees, $8,165.96; inspection of risks, $3,271.74 11.437 72 
Salaries and all other compensation of officers, directors, 

trustees and home office employes 63,821 73 

Rent, including $6,639.96 for company's occupancy of its own 

buildings 8,490 71 

Advertising, $2,637.02; printing and stationery, $5,538.15; post- 
age, telegraph, telephone and express, $8,283.65; exchange, 

$719.41 17,178 23 

Legal expense 3,916 38 

Funilture, fixtures and safes 1.034 18 

Repairs and expenses (other than taxes) on real estate 10,737 62 

Taxes on real estate 4,103 37 

State taxes on premiums 10,831 76 

Insurance Department licenses and fees 2,414 59 

Investment fees 261 24 

Officers' traveling expense 3,419 31 

Premium surety bonds 410 53 

ronsnlting actuary's fees 400 00 

Bonds 65 25 



Total disbursements $656,763 09 



Balance $2,357,286 67 



LEDGER ASSETS. 

Book value of real estate $441,217 20 

Mortgage loans on real estate, first Hens, $1,027,031.99; other 

than first Hens 1,027,03199 

Loans made to policyholders on this company's policies as- 
signed as collateral 808,765 77 



170 



Premium notOB on pollc-lea In force 

Cash in company^s office 

Deposited in trust companies and banks on interest. 

Bills receivable 

Unearned fire premiums 



Total ledger assets. 



NON-LEDGER ASSETS. 



$6.2(» 41 




628 61 




69,278 14 




1,891 59 




3.268 96 




12,357 


,285 67 



Interest due, 1661, and accrued, 119,730.99 on mortgages $20,28199 

Interest on premium notes or liens 62 30 

Interest due and accrued on Iiills receivable 131 51 

Rents due on company's property or lease 110 00 



Total interest and rents due and accrued $20,585 80 

Market vaule of real estate over book value 28,882 80 

New BuBineas. Beneirals. 
Gross premiums due and unreported on policies in 

force Decemlwr 31, 1908 $52,097 34 $39,259 25 

Gross deferred premiums on policies in force De- 
cember 31, 1909 22,825 91 



Totals $52,097 34 $62,085 16 

Deduct loading 33,134 42 9,734 63 



Net amount of uncollected and deferred 

premiums $18,962 92 $52,350 53 

All other assets 71,313 45 

Furniture, fixtures, safes, typewriters, computing machines, library, etc. 12.782 72 



Gross assets $2,490,850 41 

DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes $12,782 72 

Bills receivable and Interest 2.023 10 

Premium notes and loans on policies and net premiums In 

excess of the net value of their policies 13,335 15 



Total $28,140 97 



Admitted assets $2,462,709 47 

LIABILITIES. 

Net present value of all the outstanding policies In force on 
the 31st day of Deceml>er, 1909. as computed by the In- 
diana Insurance Department on the following tables of 
mortality and rates of Interest, viz.: 

Actuaries' table at 4 per cent, on Issues prior to January Ist, 
1908, except securing deposit 20-payment life after 1904, 
KD and K8 $1,319.284 26 

American experience table at 3i per cent, on all Issues after 
January 1st, 1908. and securing deposit 20-payment life 
after 19(M, KD and K8 •■ 746.590 51 



Total $2,065,874 80 

Deduct net value of risks of this company reinsured in other 

solvent companies 1.0f>3 3." 



Net reserve $2,064,821 45 



171 

Present value of amounts not 3'(t due on supplementary contracts noc 

involving life contingencies $2,409 15 

Claims for death losses which have been reported and no 

proofs received, not completed $8,500 00 

Claims for death losses and other policy claims resisted by 

the company 2,600 00 

Total policy claims 11,000 00 

Premiums paid In advance, including surrender" values so applied 2,377 40 

Unearned interest and rent paid in advance 6,999 81 

Commissions due to agents on premium notes when paid 260 17 

Commissions to agents, due or accrued 1,697 47 

Salaries, rents, office expenses, bills and accounts due or accrued 148 44 

Medical examiners' and inspection fees due or accrued 1,009 00 

State, county and municipal taxes accrued, due May and November, 1910 3,982 50 
Dividends or other profits due policyholders, including those contingent 

on payment of outstanding and deferred premiums 21B9 

Dividends declared on or apportioned to annual dividend policies pay- 
able to policyholders during 1909, whether contingent upon the pay- 
ment of renewal premiums or otherwise 216 04 

Taxes on premiums payable 1910 9,346 61 

Special surplus 16,810 77 

Capital stock 137.000 00 

Unassigned funds (surplus) 205,609 57 

Total liabilities $2,462,709 47 



EXHIBITS OF POLICIES. 

Including all Business Written. 

The following is a correct statement of the business of the year on policy ac- 
count as It stood at close of business on Deceml>er 31: 

Term and Other 
Polides, Including 

CLASSIFICATION. Whole Lilo Endowment Retarn Premium Total J^^ob. and 

Policies. Fbllciefl. Additions. Amounts. 

No. Amount No. Amount No. Amount No. Amount 

Atendofpievious year... 9,224 $21341,645 120 $103,360 918 $2,986,321 10.262 $24,521,226 

Issued during year 2,548 5,326.976 65 74,525 103 402.942 2,706 5.804,443 

Revived during year .«8 105.476 1 1.000 30,337 08 226.813 

IncnMed during year 258 734,581 2 1.158 118 270.696 378 1.015.436 

Totals after transfers. 12. 118 $27,508,578 178 $270,042 1.148 $3,600,206 13.444 $31,567,016 

Deduct ceased: 

Bydeith 39 $86,762 1 $3,000 7 $25,419 47 $115,181 

Byexpiry * 67 137,503 67 137,500 

By surrender 741 1.723.401 6 9,471 10 30,068 757 1.762.040 

By lapse 1.100 2.818.807 18 30.033 131 385,637 1.330 3.234,4n 

Bydecrease 105 681.657 46 165,226 241 846.883 

NoiUken 184 428.781 6 6.000 7 22,500 107 457.281 



ToUl tenninated 2,340 $5,730,408 31 $48,504 258 $266,350 2,638 $6,554,262 

Outstanding end of year 0.760 $21,850,173 147 $221,638 800 $2,032,046 10.806 $25,013,654 
Policies rerdinsurs 1 30 176.200 



- 172 

INCLUDING PAID-FOU BUSINESS ONLY. 

The following Is a correct atatemeut of the business of the year on pollcj' ac- 
eouut as It stood at close of business December 31: 

Tenn and Other 
Policies, Including 
CLASSIFICATION. Whole Life Endowment Return Premium Total Noa. and 

Policy. Policiea. Additions. Amounts. 

No. Amount. No. Amount. No. Amount. No. Amount. 

Atend of previous year... 8.797 $a0,356.367- 116 S186.046 906 S2.946.144 9.819 $23,488,457 

Issued during year 2,151 4,205.546 44 65.938 75 273.119 2.270 4.544.603 

Revived during year 88 195.476 1 1.000 9 30,337 98 226.813 

Increased during year 258 734.581 2 1.158 118 279.696 378 1,015,435 

Totalsaftertransfers. 11.294 $491,970 163 $254,042 1,108 $3,529,206 12.565 $29,275,308 



Deduct 

By death 39 $86,762 1 $3,000 7 $25,419 47 $115,181 

By expiry 57 137.500 57 137.500 

By surrender 741 1.723.401 6 9.471 10 30.068 757 1.762,940 

ByUpee 1.190 2.818.807 18 30.333 131 385.637 1.339 3.234.477 

By decrease 195 681.657 46 165.226 241 846.883 

Total terminated 2.165 $5,310,627 25 $42,504 251 $743,850 2.441 $6,096 981 



■ ••> •>■■■■■. 


^v 


25 $42,504 


251 


138 $211,538 


857 







Outstanding end of year 9.129 $20,181,343 138 $211,538 857 $2,785,446 10.124 $23,178,327 
Policies reinsured, 30 $176,260 



MISCKLLAXKOUS QUKSTIONS. 

Were all the trnn«ietlouH of the company of which notice had been received 
Jit the home ofHce at the close of business December 31, truthfully and accurately 
entered on Its books for and during? the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the books 
at the home office at the close of business December 31? 

Answer.— Yes. 

Is there a loading or margin for expenses on all policies over the net premium 
according* to the state standard? 

Answer.— Yes. 

Is any surrender value promised in excess of the reserve as legally computed? 
If so, what amount therefor has been Included In liabilities, and where? 

Answer.— No. 

Is the business of the company conducted upon the mutual, mixed or strictly 
proprietary plan? 

Answer.- Stock company, writing only non-partlcIpatlng policies. 

What dividends nnd what proportion of the profits of the company may be 
paid to the stockholders? 

Answer.— Discretionary with board of directors. 

Total dividends paid stockholders since organization of the companj', cash, 
$100.9u2.82. 

Doi^p any officer, director or trustee receive any commission on the business of 
the company? 

Answer.— No, except as shown on page 20. 

Have the future loadings on the premiums, or any part thereof, been assigned 
or hypothecated in any w-ay? If so, give full Information. 

Answer.— No. 

What proportions of premiums on policies issued by the company may be taken 
In notes, or other form of Hen, on the policies? 

Answer.— Discretionary with officers of the company. 

What offlcialB and heads of departments of the company supervised the making 
of this report? 

Answer.— President, Treasurer, Actuary, Comptroller. 



173 

BUSINESS IN THE STATE OF INDIANA DURING 1909. 

No. Amount 
Policies on the lives of citlrens of said state In force December 31 

of previous year 4,252 $10,021,06100 

Policies on the lives of citizens of said state issued during the 

year 768 1,368,312 00 

Total 5,020 111,389,363 00 

Deduct ceased to be in force during the year 405 1,071,373 00 

Policies in force December 31, 1909 4,615 $10,317,990 00 

Losses and claims unpaid December 31 of previous year 4 $10,000 00 

Losses and claims incurred during the 3'ear 19 65,254 62 

Total 23 $65,254 52 

Losses and claims settled during the year, in cash, $60.251.52 21 60,254 62 

Losses and claims unpaid December 31, 1909 2 $6,000 00 



174 
COMMERCIAL LIFE INSURANCE COMPANY. 

President, Albert J. Heliker. Vice-President, E. A. Hendrickson. 

Secretary, Wm. A. Pickens. Treasurer, Chas. L. Buschniann. 

Actuary (consulting) II. W. Buttolpli. 
Home Office, 3d Floor Board of Trade Bldg., ludlanapolls, Ind. 
Incorporated September, t906. Commencetl Business September, 1906. 

CAPITAL STOCK. 

Amount of ledger assets (as per balance) December 31 of 

previous year 168,030 27 



Extended at 168,060 27 



INCOME. 

First year's premiums on original policies, with- 
out deduction for commissions or other ex- 
penses, less $196.64 for first year's reinsurance 112,897 19 

Total new premiums $12,897 19 

Uenewal premiums, without deductions for com- 
missions or other expenses, less $202 05 for re- 
insurance on renewals $47,906 36 

Dividends applied to pay renewal premiums 64 ^ 

Total renewal premiums 47,973 21 

Total premium income $60,870 40 

Dividends left with the company to accumulate at intert*st..« 704 37 

Gross interest on mortgage loans $2,464 39 

Gross Interest on premium notes, policy loans or 

liens 432 97 

Gross interest on deposits in trust companies and 

banks 68 62 

Total gross interests and rents 2,965 98 

Scrip 369 31 

Total Income $64,910 06 



DISBURSEMENTS. 

For death claims $11,000 00 

Premium notes and Hens voided by lapse 1.521 57 

Surrender values paid in cash, or applied In liquidation of 

loans or notes 55100 

Dividends applied to pay renewal premiums 64 85 

Dividends left with the company to accumulnto at Interest.. 704 37 

Total paid policyholders 13.841 79 

Expense of investigation and settlement of policy clnims. In- 
cluding $417.85 for legal expense 417 85 

Commissions to agents (less commission on reinsurance), 
first year's premiums, $9,004.76; renewal premiums, $4.- 

320.28; special contract, $2,429.33 15,7.~,4 37 

Agency srpervislon, traveling, and all other agency expenses 1,289 98 



175 

Medical examiners* fees, I69&.50; inspection of risks, $12 1708 50 

Salaries and all other compensation of officers, directors, 

trustees and home office employes 6,575 S3 

Rent .* 578 99 

Advertlslug, $616.76; printing and stationery, $546.41; postage, 

telegraph, telephone and express, $215.86; exchange, $106.63 1,485 66 

T^gal expense 248 80 

Insurance Department licenses and fees 80 00 

Interest paid on scrip $419 81 

Interest paid on bills payable 167 62 

Gpneral expense 692 24 1,279 67 



Total disbursements $41,261 41 

Balance $91,698 89 

LEDGER ASSETS. 

Mortgage loans on real estate, first liens $54,000 00 

lA>ans made to policyholders on this company's policies as- 
signed as collateral 9,865 71 

Premium notes on policies in force, of which $5,922.66 is for 

first year's premiums 12,979 55 

Cash in company's oflice 7,712 60 

Deposits in trust companies and banks, not on interest....... 2,796 53 

Deposited in trust companies and banks on Interest 3,500 00 

Furniture and fixtures 844 50 



Total ledger assets $91.698 89 



NON-LEDGER ASSETS. 

Interest due, $144, and accrued, $713.12, on mortgages $857 12 

Interest due, $362.39, and accrued, $274.15, on premium notes, 

policy loans or liens 636 54 

Interest on other assets 47 00 



J 

Total interest and rent? due and accrued $1,510 66 

New BusfnesB. RenewBk. 
Gross premiums due and unreported on policies 

in force December 31. 1909 $2,11138 $2,28161 

Gross deferred premiums on policies in force De- 
cember 31, 1909 16543 39642 



Totals $2,276 81 $2,678 03 

Deduct loading 1.593 77 535 61 



Net amount of uncollected and deferred pre- 
miums $68304 $2,142 42 2.825 46 



Gross assets $96,065 01 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes $844 50 

Premium notes and loans on policies and net premiums in 

excess of the net value of their policies 1.026 00 



Total 1.870.50 

Admitted assets $94,194 51 



176 



LIABILITIES. 

Net present vuliie of nil tbe oulstuiidiuf; policies hi force on 

the 3l8t dny of December, 1909, on the following tables of 

mortality and rates of Interest, viz.: 

Actuaries' table at 4 per cent $12,479 87 

American experience table at Zl per cent 57,615 22 

American experience table at 3 per cent 3,028 91 

Total $73,12400 

Deduct net value of risks of this company reinsured in other 

solvent companies 346 28 

Reserve to provide for health and accident benefits 

contained in life policies $72,777 72 

Net reserve • $72,777 72 

Claims for death losses in process of adjustment or adjusted 

and not due, bills payable $1,000 00 

Claims for death losses and other policy claims resisted by 

the company 8,500 00 

Total policy claims 9,500 00 

Dividends left with the company to accumulate at interest, $704.37; and 

accrued Interest thereon. $18.63 723 00 

Premiums paid in advance, Including? surrender values so applied 96 77 

Unearned Interest and rent paid in advance 64 07 

Commissions due to agents on premium notes when paid 3,398 07 

Salaries, rents, office expenses, bills and accounts due or accrued 388 84 

Medical examiners* and legal fees due or accrued 498 90 

Accrued Interest on scrip $525 93 

Accrued interest on bills payable 115 00 

Reinsurance premiums 433 17 1,074 10 

Capital stock 5,723 04 

Total liabilities $94,194 61 



EXHIBITS OF POLICIES. 
Including all Business Written. 
The following is a correct statement of the business of the year on policy ac- 



count as it stood at the close of business December 31: 

Term and Other 



CLASSIFICATION. 



At end of previous year. 

Issued during year 

Revived during year . . . 
Increase during year . . . 



Whole Life 
Policies. 
No. Amount 

855 $1,652,500 

242 420.500 

72 195,000 

18,000 



Totals before transfers. 

Transfers, deductions 

Transfers, additions 

Balance of transfers 



1,160 $2,286,000 

1 5.000 

17 34.000 



-1-16 +$29,000 



Totals after transfers 1,185 $2,315,000 

Deduct ceased: 

Bydeath 1 $5,000 

By surrender 5 14,500 

By lapse 232 455,000 

By decrease 9.000 

Not taken 14 19.500 



Total terminated... 
Outstanding end of year 
I'olicies reinsured 



252 $503,000 



933 $1,812,000 



Endowment 

Policies. 
No. Amount. 

37 $60,500 

25 33.500 

1 1.000 



Policies, Includ- 
ing Return Pre- 
mium Additions. 
No. Amount 

25 $47,000 

18 33.500 

3 3,000 



63 


$95,000 


46 


2 


7 000 


15 


1 


5.000 


.... 


-1 


-$2,000 


-15 


62 


$93,000 


31 


• « • • 




1 


11 


$12,000 


« • • ■ 

6 


■ a ■ ■ 

4 


12,000 


> a * • 

6 


15 


$24,000 


13 


47 


$69,000 


18 



$83,500 
27,000 

$27,000 
$56 500 

$2,500 

9,500 

7,000 



Total Numl>er8 

and Amounts. 

No. Amount. 

917 $1,760,000 

285 487.500 

76 199,000 

18,000 



$704,500 



1,278 $2,464,500 



2 

5 
249 



24 



$7,500 

14.500 

476.500 

9,000 

38,500 



$19,000 280 $546,000 



$37,500 998 $1,918,500 



14 $70,316 



• * • • • 



1 $3,000 



15 $73,316 



177 

MISCKLLANKOUS QXIRSTIONS. 

Wt'io till tlie ti'uusactidiis of tlu' coiiniany of which uolloo had In'tui received 
at the homo ofllce at the close of biiKiness DecenilxM* 31, tnithfuily and accurately 
entered ou Its bookn for and during; the year endlnij: on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the books 
nt the home office at the close of business December 31? 

Answer.— Yes. 

Is there a loading or margin for expenses on nil policies over the net premium 
according to the state standard? 

Answer.— Yes. 

Is any surrender value promised in excess of the reserve as legally compule<l? 
If so, what amount therefor has been included In liabilities, and where? 

Answer.— No. • 

Is the business of the company conducted upon the mutual, mixed or strictly 
proprietary plan? 

Answer.- Mutual. 

Does any officer, director or trustee receive any commission on the business 
of the company? 

Answer. — No. 

Have the future loadings on the premiums, or any part thereof, been ns<<lgned 
or hypothecated in any way? If so, give full information. 

Answer.— No. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.— President and Secretary. 



BUSINESS IN THE STATE OF INDIANA DURING 1909. 

' No. Amount. 
Policies on the lives of citizens of said state in force December 

31 of previous year 917 11,760,000 00 

Policies on the lives of citizens of said state issued during the 

year 361 704,500 00 

Total 1,278 12,464,500 00 

Deduct ceased to be in force during the year 280 546,000 00 

Policies in force December 31 998 11,918,500 00 

Losses and claims unpaid December 31 of previous year 4 16,500 00 

Loss4>s and claims incurred during year... 4 14,000 00 

Total 8 120.500 00 

I«osses and claims settled during the year, in cash, 1 In part; In 

full 3 11,000 00 

r^osses and claims unpaid December 31 5 ^,500 00 

Premiums collected or secured in cash and notes or credits without any de- 
flnctton for losses, dividends, commissions or other expenses, 161,268.99. 



[12—23948] 



178 



CENTRAL STATES LIFE INSURANCE COMPANY. 

President, H. II. Ristinc. Vice-Presidents, Edwin M. Brown, Dumont Peck. 
Secretarj', Chas. E. Lacey. Treasurer, F. M. Gregg. 

ConKnltlng Actuary, John E. Higdou. 

Homo Offloo, Crawfordsvilie, Ind. 

Incorporated Januiiry 8, 1909. Commenced Business June 29, 1909. 



CAPITAL STOCK. 

Amount of capital p.ild up in cash 150,000 00 

Extended at $50,000 00 

INCOME. 

First year's premiums on original policies, with- 
out deduction for commissions or other ex- 
penses 12,433 12 

Total new premiums |2,433 12 

Renewal premiums without deduction for commis- 
sions or other expenses (quarterly premiums) $41 73 

Total renewal premiums (quarterly) 41 73 

Total premium Income 12,474 85 

Gross Interest on mortgage loans $736 09 

Gross interest on premium notes, policy loans or 

Hens 12 

Total gross interest and rents 736 21 

Book sold • 150 

« 

Total income 53.212 56 

DISBURSEMENTS. 

Commissions to agents (less commission on reinsurance), first 

year's premiums, $1,019.72; renewal premiums, $6.63 $1,026 35 

y*^pncy supervision, traveling, and all other agency expenses 199 01 

Medical examiners' fees 57 00 

Salaries and all other compensation of officers, directors, 

trustees and home office employe* 2,477 50 

Advertising, $10 25: printing and stationery, $1,012.75; postage, 

telegraph, telephone and express, $149.67 1,172 67 

Furniture, fixtures and safes 222 43 

Insurance Department licenses and fees 147 OO 

Sundry office expense: $47.06, $1.50, $17.80, $7.15, $24.95, $6.75.. 105 20 

Total dishursements J5.407 16 

Balance $47,805 ¥> 



179 

LEDGER ASSETS. 

Mortgage loans on real estate, first liens 941,800 00 

Cash In company's office 26 57 

Deposits in trust companies and banks, not on interest 1,527 79 

Deposited in trust companies and banks on interest... 3,300 OO 

Bills receivable, $450.55; credit, $29.09 42146 

Total ledger assets $47,075 82 

NON-LEDGER ASSETS, 

Interest on mortgages $736 09 

Total interest and rents due and accrued 736 09 

Nem Businev. 
Gross deferred premiums on policies in force December 31, 

1909 $203 94 

ToUils $203 94 

Deduct loading 65 22 

Net amount of uncollected and deferred premiums... $138 72 138 72 

Furniture, fixtures and safes 222 43 

Supplies, stationery and printed matter 800 00 

Gross assets $48,973 06 

DEDUCT ASSETS NOT ADMITTED. 

Supplies, stationery, printed matter, $800; furniture, fixtures 

and safes, $222.43 $1,022 43 

Commuted commissions 450 55 

Total 1,4*<'2 98 

Admitted assets $47,500 08 

LIABILITIES. 

American experience table at 3i per cent., computed by In- 
diana Insurance Department $478 19 

Total $478 19 

Net reserve $478 19 

Commissions to agents, due or accrued 29 09 

Capital stock 50,000 00 

Total liabilities $50,507 28 

Impairment 3,004 71 



EXHIBITS OF POLICIES. 



Including all Business Written. 

The following Is a correct statement of the business of the year on policy ac- 
connt as it stood at the close of business Decenilier 31: 



CLASSIFICATION. 



lamied during year 



Whole Ufe 
Policies. 
No. Amount. 

50 68,000 



Endowment 

Policies. 
No. Amount. 

6 10.000 



Term and Other 
PoUcIes, Includ- 
ing Return Pre- 
mium Additions. 
No. Amount 



3 



3.000 



Total Numbers 
and Amounts. 
No. Amount. 

65 81.000 



180 

MISCELLANEOUS QUESTIONS. 

Were nil the tranHnctious of the company of which uotlce had becu received 
at the home office at the close of business December 31, truthfully and accurately 
entered on its books for and during the year ending on that date? 

Answer—Yes. 

Does this statement show the condition of the company as shown by the boolis 
at the home office at the close of business December 31? 

Answer.— Yes. 

Is there a loading or margin for expenses on all policies over the net premium 
according to the state standard? 

Answer.— Yes. 

Is any surrender value ifromised in excess of the reserve as legally computed? 
If 80« what amount therefor has been included In liabilities, and where? 

Answer.— No. 

Is the business of the company conducted upon the mutual, mixed or strictly 
proprietary plan^ 

Answer.— Proprietary. 

What dividends and what proportion of the profits of the company may be 
paid to the stockholders? 

Answer.— To be determined by the 8to<'kholders' first annual meeting in June. 

Total dividends paid stockholders since organization of the company, cash, 
none; stock, none. 

Docs any officer, director or trustee receive any commission on the business 
of the company? 

Answer. — No. 

Have the future loadings on the premiums, or any part thereof, been assigned 
or hypothecated in any way? If so, give full inforniation. 

Answer.— No. 

What proportion of premiums on policies issued by the company may he taken 
in* notes, or other form of Hen, on the policies? 

Answer. — None. 

What officials and heads of departments of the company supervised the makinu 
of this report? 

Answer.- Edwin M. Brown, Vice-President, and Chas. K. Lacey, Secretary. 



BUSINESS IN THE STATE OF INDIANA DURING 1909. 

No. Amount. 

Policies on the lives of citizens of said state issuefl during the year 66 181,000 00 



Total 65 181,00000 



Policies in force December 31, 1909 66 $81,000 00 

lyosses and claims incurred during the year, none. 

Premiums collected or secured in cash and notes or credits without any deduc- 
tion for losses, dividends, commlRslonR or other expenses, $2,433.12. 



181 
INDIANA NATIONAL LIFE INSURANCE COMPANY. 

President, C. D. Renick. Vlce-Prosldeut, R. L. McOuat. 

Secretary, S. C. Renick. Treasurer, S. C. Renick. 

Home Office, 606 Indiana Pythian Bidj;., Indianapolis, lud. 

Incorporated June 28, 1906. Commenced Business January 1, 1907. 

CAPITAL STOCK. 

Amount of capital paid up in casli $103,380 00 

Amount of ledger assets (as per Imiance) Deceml^er 31 of 

previous year 1172,730 51 

Increase of capital during tlie year 2,470 00 

Extended at 1175,200 51 

INCOMK. 

Kirst year's premiums on original policies, with- 
out deductions for commissions or other ex- 
I>enseH, less $92.45 for tlrst year's reinsurance.. $20,717 92 

Total new premiums $20,717 92 

Renewal premiuniH, without deductions for com- 
niisslouH or other oxiieiises, less $61.20 for re- 
InKurance on renewals $72,167 13 



'I' 



Total renewal premiums 72,167 13 

Total premium Income $92,885 05 

(tross interest on mortgage loans $912 38 

(inihs interest on Ixmds and dividends on stocks 3,520 82 
(iross interest on premium notes, iy)llcy loans or 

lienb 1.772 80 

(iruHs interest on deposits in trust companies and 

banks, by eertlticates 1,593 48 

(yroMs interest on other debts due the company, 

billH receivaMe 330 08 

(>roHS past due premiums 12 82 

(iroKs rent from company's proi)erty 15 00 

Total gross interest and rents 8,157 33 

Surplus $2,170 00 

«tock option 245 00 2,415 00 

Total income $103,457 38 

DISBURSEMENTS. 

« 

For death claims $13,450 00 

Net amount paid for losses and matured endowments $13,450 00 

i*remlum notes and liens voided by iaiise. less $32.21 res- 
torations 462 24 

Surrender values paid in cash, or applied in liquidation of 

loans or notes 4,849 45 

Dividends applied to pay renewal premiums 7,367 70 

Expense of investigation and settlement of policy claims, in- 
cluding legal expense 1,462 38 

Commissions to agents (less (H)mmission on reinsurance), 
lirst year's premiufns, $18,549.54; renewal premiums, 
$896.80 19,445 34 

Commissions on stock 614 00 

3alarles and allowances for agencies, including managers, 

agents and clerks 1,276 00 



182 



AROiicy supervision, tinvelhif;, and all other ngeucy expeiisoH 

Medit-nl examiners' fees, ^1,881; inspection of risks, 1611.70... 

Salaries and all other compensation of officers, directors, 
trustees and home office employes 

Kent, inclodlng $2,834.40 for company's occupancy of Its own 
buildings, less $112.50 received under sublease 

Advertising, $518.36; printing and stationery, $1,033.70; mis- 
cellaneous expense, postage, telegraph, telephone and ex- 
press, $1,176.86; exchange, $22.07 

Legal expenses 

Furniture, fixtures and safes 

Insurance Department licenses and fees 

Taxes 

Interest 

Investment expense 

Premiums returned 

Bills payable 

Real estate expense 

Agents* balances charged off 



Total disbursements. 



Balance 



$2,275 37 




2,492 70 




12,775 42 




2,721 90 




2,750 98 




417 00 




39 QSi 




140 57 




1.860 93 




3,232 66 




841 77 




233 24 




2.000 00 




500 




3.427 15 






$84,139 % 




$11)4.518 04 



lp:dgeu assets. 



Book value of real estate $62,498 16 

Mortgage loans on real estate, first liens 40,275 00 

Loans made to policyholders on this company's policies as- 
signed as collateral 33,350 53 

Premium notes on policies in force 6,586 34 

Book value of boods 3,000 00 

Cash In company's office 1,446 33 

Deposits in trust companies and banks, not on interest 9,284 63 

Deposited in trust companies and banks on interest, cer- 
tificate of deposit 27,215 00 

Bills receivable, $4,150.03; agents' balances (debit, $12,962; 

credit. $6,649.98); net, $6,412.02 10,562 05 

Indiana Trust Co., city 300 00 



Total ledger asi^ets. 



$194,518 04 



NON-LEDGFU ARRETS. 



Interest on mortgages 

Interest on bonds 

Interest on premium notes 

Interest on certificates of deposits. 



Total interest and rents due and accrued. 
Market value of real estate over book value 



Gross premiums due and unreported on policies in 
force December 31, 1909 



Totals .. 
Deduct loading. 



Not amount of uncollected and deferred 

premiums 

Office furniture 



New Busineas. 
$6,256 26 



$649 73 
37 50 
47 71 

504 48 



Renewals. 
$11,801 90 



$6,256 26 $11,801 90 
3.G93 7G 2.3fiO r?8 



$2,562 TjO $9,441 52 



1,239 42 
7,501 84 



12.001 02 
3.592 05 



(yross nsst ts $218,855 3*; 



183 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures niid RnfeH ^,592 06 

Amenta' debit balanees 6,412 02 

Hills receivable 4,150 03 

Premium notes and loans on policies and net premiums In 

excess of the net value of their policies 524 60 

Total 14.678 70 

Admitted assets 1204,176 67 

LIABILITIES. 

American experience toble at 3 per cent > 126.502 76 

American experience table at 3} per cent 111,150 59 

Total % |137,6r)3 33 

Deduct net value of risks of this company reinsured In other 

solvent companies 53 16 

Net n*«erve ;i37,600 20 

Claims for death losses and other policy claims resisted by 

the <K>mpnny $5,000 00 

Total policy claims 5.000 00 

Dividends left with the company to accumulate at Interest, $1,118.16; 

and accrued interest thereon, |33,81 1,151 97 

Premiums paid in advance, including surrender values so applied 270 53 

Tnearned interest and rent paid In advance 7 50 

Salaries, rents, ofilce expenses, bills and accounts due or accrued 167 63 

Frank B. Hunter, architect $237 00 

Expenses on real estate 9 00 

Balance on contracts of CrawfordsvlUe building 569 92 815 92 

Capital stock 103,380 00 

Vnasslfrned funds (snrplup) to policyholders 59,162 92 

Total liabilities $204,176 67 



EXIIIIUTS OF POLICIES. 

InchidiUK all Business Written. 

*rhe following is a correct statement of the business of the year on policy ac- 
count as it stood at close of business December 31: 



CLASSIFICATION. Whole Ufe 

Policies. 

No. Amount. 

At end of previous yeir 1,421 $2,964,750 

Iflsued durinR yeir 543 902,000 

Revived during year 25 59,000 

Increased during year. 18 37,500 

Totab after trwafers 2,007 $3,963,250 

Deduct eeMed: 

By death 7 $15,500 

^surrender 42 108,000 

By lapse 290 651,750 

Bydecreaoe 85 168.000 

Nottaken 46 73.500 

Total terminated 470 $1,016,750 

Outstanding end of year 1.537 $2,046,500 



Term and Other 

Policies, Includ- 

Endowment ing Return Pre- 

Policies. niium Additions. 

No. Amount. No. Amount. 

20 $29,000 31 $65,365 

3 3.000 16 27.000 

1 2,000 

80 108.787 

24 $34,000 127 $201,152 

1 $2,000 

3 $603 

6 11.000 8 16.500 
14 23,847 

1 1.000 7 21.000 

8 $14,000 32 $62,010 

16 $20,000 95 $139,112 



ToUl Number) 


and Amounts. 


No. 


Amount. 


1,472 


$3.0}9.115 


562 


932,000 


26 


61.000 


98 


148, ?87 


2.158 


$4,168.^02 


8 


$17,500 


45 


108.093 


301 


079.250 


99 


191. 8f7 


54 


95.500 


510 


$1.092,7'0 



1.64S $1.10>.6 2 



184 

MISnOLLANEOlTS QUESTIONS. 

WVri' all the truiiHiictiops of tho couipaiiy of which u<i(ic'L' hud been received at 
the home ottlee nt the elose of biMineFit I>e<'eiiiber 31, truthfullj' and accurately 
eiitereii on its books for and diiriii); tho year eiidlii); on that date? 

Answer.— Yes. 

Does this statement show the eonditiou of the company as shown by the books 
at the home oflice at the close of bnsiness December 31? 

Answer.— Y'es. 

Is there a loading or margin for expenses on all policies over the net prenilnm 
according to the state standard? 

Answer.— Yes. 

Is any surrender value promised in excess of the reserve as legall}' couipuleil? 
If so, what amount therefor has been IncludtHl In liabilities, and where? 

Answer.— No. 

Is the business of the company conducted upon the mutual, mixed or strictly 
proprietary plan? 

Answer.— Stock. 

What dividends and what proportions of the profits of the company may be 
paid to the stockholders? 

Answer.— Any. 

Do«»s any officer, director or trustee receive any commission on the business 
of the company? 

Answer.— No. 

Have the future loadings on the premiums, or any part ther€H)f, l»een assigned 
or hypothecated in any way? If so, give full information. 

Answer.— No. 

What proportions of premiums on policies Issued by the company may be taken 
in notes, or other form of lien, on the policies? 

Anb^ver.— Any or all. 

What officials and heads of departments of the company sn|)ervlsed the making 
of this report? 

Answer.— Secretary and Cashier. 



BUSINESS IN THE STATE OF INDIANA DURING 1909. 

No. Amount. 
Policies on the lives of citizens of said state in force December 

31 of previous year 1,357 ^2, 791,365 OO 

Policies on the lives of citizens of said state Issued, revived and 

Increased during the year 684 1,138.235 00 

Total 2,041 $3,929,600 00 

Deduct ceased to be In force during the year 420 889,040 00 

Policies In force December 31 1,621 $3,010.560 00 

liORses and claims unpaid December 31 of previous year 1 $5.000 00 

Losses and claims incurred during the .vear 8 17,500 00 

Total 9 $22.500 00 

Losses and claims settled during the year. In cash, $13,450; by 

compromise, $4.05(i 8 17,500 00 

Ix)88es and claims unpaid December 31 1 $5,000 00 

Premiums collected or secured in cash and notes or credits without any de- 
duction for losses, dlvblends, (MJunnlsHlons or other expenses. $24\810.37. 



185 



INDIANAPOLIS LIFE INSURANCE COMPANY. 

1 •resident. Albi»rt (iosleu. Vice-President, Frank 1*. Muuly. 

Secretury, J. 11. Ratibe. 

Home Offlee, 302-6 Board of Trade Bldg., Indianapolis, lud. 

Incorporatetl July 1, 1906. Commenced Business November 20, 1905. 

CAPITAL STOCK. 
Amount of capital paid up In cash $88,902 16 

Extended at 118,902 1& 

INCOME. 

First years premiums on orij^inal policies, with- 
out deduction for commissions or other ex- 
penses $44,373 37 

Total first year's premiums on original 

policies $44,373 37 

Dhidends applied to purchase paid-up additions 

and annuities 48 73 

Total new premiums $44,417 10 

Itenewal premiums without deduction for com- 

mlsslons or other expenses $60,192 64 

Dividends applicKl to pay renewal premiums 7,745 28 

Total renewal premiums 67,937 92 

Tutnl premium Income $112,355 02 

Dividends left with the company to accumulate at interest.. 791 33 

(iross interest on mortgage loans $4,363 97 

<fro>;s Interest on pi*emluni notes, policy loans or 

Ileus 347 30 

(irosH Interest on deposits in trust companies and 

banks 1,076 40 

Total gross interest 5,787 67 

SiTi p ac(»ouut 5,000 00 



'H 



i'otal Income $lli3,934 02 



DISBURSEMENTS. 

For death claims $9.000 00 

Surrender values paid in cash, or applied in liquidation of 

loans or notes 1,069 00 

Dividends applied to pay renewal premiums 6,207 48 

Dividends applied to purchase paid up additions and annu- 
ities 97 36 

Dividends left with the company to accumulate at interest.. 1,389 86 
Expense of Investigation and settlement of policy claims. In- 
cluding $27 for legal expense 27 00 

Dividends held on deposit surrendered during the year, 

$50.58, with Interest thereon, $1.64 52 2? 



186 

Scrip Interest $2,079 03 

Commissions to agents Oess comniissSon on reinsurance), 
first year's premiums, 116,906.04; renewal premiums, $1,- 
523.43 17,428 47 

Salaries and allowances for agencies, including managers, 
agents and clerks 

Agency supervision, traveling and all other agency expenses 

Medical examiners' fees, 12,521.16; Inspection of risks 

Salaries and all ottier compensation of officers, directors, 
trustees and home office employes 

Rent, including $1,3U8 for company's occupancy of its own 
buildings, less $99.92 received under sublease 

Advertising, $334.50; printing and stationery, $1,514.11; post- 
age, telegraph, telephone and express, $1,002.11; library 
exchange, $219.60 

Legal expense 

Insurance Department licenses and fees 

State, county and township taxes 

Trust funds dividends 

Investment exchange 

Total disbursements $64,270 79 



4,159 44 


3,061 96 


2.558 16 


11.492 02 


1,168 OS 


3,070 22 


35 0flr 


130 00 


66 49 


684 00 


475 00 



Balance $148,565 38 



LEDGER ASSETS. 

Rook value of real estate, furniture and fixtures $2,291 92 

Mortgage loans on real estate, first liens 99,400 00 

Loans made to policyholders on this company's policies as- 
signed as collateral 2,804 50 

Premium notes on policies in force, of which $244.59 Is for 

first year's premiums 

Cash in company's office , 

Deposits In trust companies and lianks, not on Interest 

Deposited In trust companies and banks on interest 

Rills receivable 

Agents' balances (debits, $7,262.05; credit, $982.63); net 

Accounts receivable , 



Total ledger assets. 



NON-LEDGER ASSETS. 



4,225 83 




5,355 50 




2.469 17 




25,000 00 




337 09 




6,279 42 




398 95 






$148,565 38 



Interest due, $55.20; and accrued, $1,833.31, on mortgages $1,8S8 51 

Interest on other assets 1.000 00 



Total Interest due and accrued 2,888 51 

New Budnew. Renewali. 
Gross premiums due and unreported on policies 

in force December 31, 1909 $9,246 76 $3,150 50 

Gross deferred premiums en policies in force De- 
cember 31, 1909 1,507 65 2,079 76 



Totals $10,754 41 $5,230 26 

Deduct loading 6.452 f 5 653 78 



Net amount of uncollected and deferred 
premiums $4,301 Ti $4^576 48 8,878 24 



Gross assets $160,332 13 



187 

DEDUer ASSETS NOT ADMITTED. 

Furniture, fixtures and safes $2,294 92 

Agents* debit balances 7,262 05 

Bills receivable 337 09 

Premium notes and loans ou policies and net premiums In 

excess of the net yaloe of their policies 845 12 

Accounts receivable 398 95 



Total 11,138 13 



Admitted assets $149,194 00 



LIABILITIES. 

Actuaries' table at 4 per cent, on all Issues to 

March, 1909 $131.004 12 

American experience table at 3i per cent, on 

DMdlflcd preliminary term 4,379 54 

Same for reyersionary additions 97 36 ^136,08102 



Net reserve $136,08102 

Dividends left with the company to accumulate at interest, $1,389.86, and 

accrued interest thereon, $49.74 1,439 60 

Premiums paid in advance, including surrender values so applied 605 67 

Unassigned funds (surplus) 11,001 32 



Total liabilities $149,194 00 

EXHIBITS OF POLICIES. 

Including all Business Written. 

The following is a correct statement of the business of the year on policy ac- 
count as it stood at dose of business Docmbcr 31: 

Term and Other Addition 

Foliries, Inelud- to Policies 
CLASSIFICATION. Whole life Endowment ing Return Pre- bv Total Numbers 

Policies. Policies. mium Additions. Diviaends. and Amounts 

No. Amount. No. Amount. No. Amount. Amount. Na Amount 

At en j of previous year. . . 1.005 $1,774,034 460 $566,200 ... 

Isiued during year 571 857,750 280 353.000 ... 

Reviyed during year 13 10.500 1 1.000 ... 

Increased during year 6.000 

Totals before transfers 1.770 $2,657,284 741 $920,200 ... 

Tnnsfen, deductiott< 20 25.500 3 4.000 ... 

Transfen. addiUoos 8 14.500 1 1,000 14 14.000 

Babuioe of tranfers . . 12 $11,000 2 $3,000 14 $14,000 



14.081 
921 


$1 34 1.655 
1 21 851 

14 


$2,344,449 

1.211.792 

20.500 

6.000 


$5,002 





$1.238.2r2 



Totals after transfers. 1.767 $2,646.2^4 430 $017,200 14 $10,002 $2 55 2,520 $1,582,741 

Deduct ceased: 

Bydeath 2 $6,000 3 $3,000 5 $2,000 

^ysumoder 12 18,500 4 4.000 16 22.509 

Byhpae 184 251.000 70 75.500 ... $372 255 326.872 

Dydeereasf 1,000 ... 1,734 2.734 

Not taken 50 106.000 57 78.500 116 184,500 

Total terminate<{ ... . 257 $382,500 134 $162,734 — $372 391 545.606 

Outstandingeodof year . 1.510 $2,263,784 605 $754,466 ... $2 55 2.129 



PoUdes raittsured. $18,630 $3,037,138 



188 

MISCELLANEOUS QUESTIONS. 

Wore all the traii8actioii8 df the company of which notice had been received at 
the home oftlce at the close of bu.-ilnes8 December 31, truthfully and accurately 
entered on Its bo<jk3 for and during the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the books 
at the home office at the close of bnslness December 31? 

Answer.— Yes. 

Is there a loading or margin for expenses on all policies over the net premium 
according to the state standard? 

Answer.— Yes. 

Is any surrender value promised In excess of the reserve a« legally computed? 
If so, what amount therefor has been included in liabilities, and where? 

Answer.— No. 

Is the business of the company conducted upon the mutual, mixed or strictly 
proprietary plan? 

Answer.— Mutual. 

What dividends and what proportion of the profits of the company may be 
paid to the stockholders? 

Answer.- None. 

Total dividends paid to stockholders since organization of the company, none 

Does any officer, director or Irusteo receive any commission on the business 
of the company? 

Answer.— No. 

Have the future loadings on the premiums, or any part thereof, l^een assigned 
or hypothecated in any way? If so, give full iufonnation. 

Answer.— No. 

What proportion of premiums on policI<*s issut^d by the company may Ik» taken 
in notes, or other form of Hen, on the policies? 

Answer,— Occasionally take short time negotiable paper. 

What officials and heads of departments of ^he company s\iporvIsed the making 
of this report? 

Answer.— F. V. Manly. Vice-President; E. H. Raub, Second Vice-President; Mar- 
garet W. Walsh, Hookk(H»per; .las. U. Raub. Secretary. 



IITISINESS IN THE STATE OF INDIANA DURING 1909. 

No. Amount. 

Policies on the lives of citizens of said state In force December 

31 of previous year 1,6.5.") Jf2,3i4,449 00 

Policies on the lives of citizens of said state issued during the 

year, revived and Increa.sed 77(J 1.077.292 00 

Total 2,431 ?3,421,742 00 

Deduet ceased to be in force during the year 390 542,606 0(5 

PoIIcb^ In force December 31 2.041 $2,S79,13(> 00 

Losses and claims unpaid December 31 of previous year 1 $1.000 00 

Losses and claims incurred during year 4 8.000 00 

Total 5 $9,000 00 

Losses and claims settled during the year in cash, $9,000; com- 
promise, none 5 9,000 00 

liOsses and claims unpaid December 31 

Premiums collected or secured in cash and notes or credits without any de- 
duction for losses, dividends, commissions or other expenses, $109,768. 



18J) 



TNTERMEDTATE LIFE INSURANCE COMPANY. 

President, Fred W. Reltz. Vice-President, W. F. Weyerbaclier. 

Secretary, Fred Baker. Treasurer, Fred Baker. 

Hame Office, 628 Main St., Evansvllle. Ind. 
Incorporated April 18, 1907. Commeneetl Business April 18, 1907. 

CAPITAL STOCK. 

Amount of capital paid up in cash ^125,000 00 

Amount of ledger assets (as per balance) December 31 of 

previous year $375,030 90 

Increase of capital during the year 58,566 69 

Extended at $433,587 59 

INCOME. 

First year's premiums on original policies, with- 
out deduction for commissions or other ex- 
I>eu8e8, less $443.20 for first year's reinsurance $11,227 67 

Total new premiums $11,227 67 

Renewal premiums without deduction for com- 
missions or other expenses, less $269.96 for re- 
insurance on renewals $S0,231 05 

Dividends applied to pay renewal premiums 3,880 97 

Premiums paid in advance 280 26 

Total renewal premiums 84,392 28 

Total premium Income $95,619 95 

Dividends left with the company to accumulate at Interest. 131 22 

Gross interest on mortgage loans 5,084 44 

Gross interest on premium notx^, policy loans or 

liens 5,019 34 

Gross interest on deposits In trust companies and 

banks 526 90 

Gross Interest on other debts due the company, 

bank certificates 1,317 98 

Gross Interest paid in advance 512 52 

Gross rent from company 's property 717 50 

Total gross interest and rents 13,178 68 

Collected on past due extension papers $89 25 

Dividends on reinsurance contracts 48 41 

Agents' payments on lK>nd8 and miscellaneous... 56 70 

Surplus from sale of stock 31,072 06 

31,266 42 

Paid on policy loans 26 60 

Total income $140,222 8'^ 

DISBURSEMENTS. 

Net amount paid for losses and matuired endowments $16,141 60 

Preminm notes and Hons volde<l by lapse, less $704.65 res- 
torations 11,267 69 

Surrender values paid in rash, or applied in liquidation of 

loans or notes 60,004 01 



190 

Dividends applied to pny renewnl premiums ^,880 97 

Total paid pollcyholdere 91.294 27 

Expense of investigation and settlement of policy claims, in- 
cluding ^,349.72 for legal expense 1,349 72 

Paid stockholders for interest or dividends 13,565 50 

Commissions to agents vleas commission oa reinsurance), 
first year*8 premiums, $8,609.77; renewal premiums, $3,- 

907.20 12,516 97 

Agency supervlston, traveling and all other agency expenses * 6,045 56 

Medical examiners' fees. Inspection of risks 1,314 55 

Salaries and all other compensation of oflScers, directors, 

tiTistees and home office employes 6,298 93 

Rent 900 00 

Advertising, $751.29; printing and stationery, $1,044.60; post- 
age, telegraph, telephone and express, $367.41; exchange, 

$103.51 2,256 71 

Legal expense 115 10 

Supplies 196 48 

Insurance Department licenses and fees 461 65 

Taxes, Vanderburgh county $1,008 30 

103 13 

1,111 43 

Return premiums 479 50 

I^nd Inspection 132 05 

Commission on stock sales 3,156 50 

Paid per adjustment of building 482 90 

Renewal expense 125 70 

Consulting actuary's fees $20; gas, $43.89; premium on l)onds. 
$77; taxes on mortgaged real estate, $63.51; fire Insurance. 

$10; photo blanks, $138.50; miscellaneous, $341.52 694 42 

Total disbursements $142,397 93 

Balance $431,412 63 



LEDGER ASSETS. 

Book value of real estate $70,000 00 

Mortgage loans on real estate, first liens 140,900 00 

Loans made to policyholders on this company's policies as- 
signed as collateral 167.677 41 

Cash in company's office, $289.13; cash In banks. $14,394.67.... 14,683 80 

Deposited in trust conipaiiie?) and banks on interest, bank 

certificates 32,600 00 

Agents' balances (debit, $5,651.32) 5,65132 

Total ledger assets $431,412 53 



NON-LEDGER ASSETS. 

Interest on mortgages $1,731 07 

Interest due and accnied on premium notes, policy loans or 

liens 2,202 37 

Interest due and accrued on other assets, bank certificates.. 359 00 

Rents 717 50 

Total interest and rents 5,009 94 

Market value of real estate over book value 50,000 00 

Book value of real estate per Schedule A, unpaid and lucUuled In the 

liabHIties 80,000 00 



191 

New Buain'eaB. Renewals. 
Gross premiums due and unreported on policies 

in force December 31, 1906 '. $2,S52 99 $17,386 38 

Totals $2,85299 $17,386 38 

Deduct loading, 60 and 20 per cent 1,511 80 3,477 28 

Net amount of uncollected and deferred 

prenUums $1,34119 $13,909 10 

$15,250 29 

Furniture and fixtures 3,000 00 

Supplies 1,944 04 

Gross assets $586,616 80 



DEDUCT ASSETS NOT ADMITTED. 

Supplies, stationery, printed matter, $1,944.04; furniture, fix- 
tures and safes, $3,000 $4,944 04 

Agents* debit balances 5,651 32 

Premium notes and loans on policies and net premiums in 

excess of the net value of their policies 360 00 

Total 10,955 36 

Admitted assets $675,661 44 



LIABILITIES. 

Net present value of all the outstanding policies 
lu force on the 31st day of December, 1909, as 
computed by the Indiana Insurance Depart- 
ment, on the following tables of mortality, and 
rates of interest, viz.: American experience 
table at 3i per cent $308,401 43 



Total $308,401 43 

Deduct net value of risks of this company reinsured in other 

solvent companies 2S6 49 



Net reserve 

Dividends left with the company to accumulate at interest 

Premiums paid in advance, including surrender values so applied. 

Unearned interest and rent paid in advance 

State, county and municipal taxes due or accrued 

Bills payable (balance on building) 



Unassigned funds (surplus) 

Total liabilities $575,661 44 



$303,114 94 


142 02 


2S0 26 


612 52 


1,159 88 


80,000 00 


183,556 69 


6,895 13 



192 

EXIlinirS OF POLICIES. 

Iiio]iidlug nil DuBiuess WrlttPii. 

The foUowiuj? Is a correct Kta foment of the buBliioss of the year on ikjIIc.v ae- 
cotnit us It stood at the clotse of business December 31: 

Term and Other 
Policies, Indud- 
CLASSIFICATION. Whole Life Endowment ing Return Pre- Total Numbers 

Policies. Policies. mium Additions. and Amounts. 

No. Amount. No. Amount. No. Amount. No. Amount. 

At end of pre\ious year 1,444 $2,704,000 20 $45,000 788 $2,253,250 2.252 $5,002,250 

Issued during year 253 414,740 253 414,740 

Revived during year 4 11,000 4 11.000 

Totols before transfere... 1.448 $2,715,000 20 $45,000 1.041 $2,667,990 



Transfers, deductions 785 2.247,750 

Transfers, additions 781 2,237,750 4 10.000 



Totals after transfers 2.229 $4,952,750 24 $55,000 256 $420,240 2,509 $5,427,990 

Deduct ceased: 

By death 1 $2,500 1 $1,000 

By surrender 33 44,898 1 $2,500 

ByUpse 716 2,131.000 12 24,500 

By decrease 8 20.500 1 3.000 

Not taken 5 10.000 



2 


$3,500 


31 


47.308 


728 


2.155,500 


9 


23.500 


5 


10,000 



Ibtal tenninatei 755 $2,198,898 13 $27,000 7 $14,000 775 $2,239,898 



Outstanding end of year 474 $2,753,852 11 $28,000 249 $406,240 1.734 $3,188,092 

Policies reinsured 13 $49,000 13 $49,000 



MISCELLANEOUS QUESTIONS. 

AVere all the transnetious of the company of which notice had been received 
at the home office at the close of business December 31, truthfully and actrurately 
entei*ed on Its books for and during the year ending on that dateV 

Answer.— Yes, E. and O. E. 

Does this statement show the cMWidltion of the company as shown by the books 
at the home offlce at the close of business December 31? 

Answer.— Yes. 

Is there a loading or margin for expenses on all policies over the net premium 
according to the state standard? 

Answer.— Yes. 

Is any surrender vnlue promiscxl in excess of the reserve as legally computed? 
If so, what amount therefor has been Included in lial41ities, and where? 

Answer. — No. 

Is the business of the company conducted upon the mutual, mixed or strictly 
l)roprIetary plan? 

Answer.— Mixed. 

What dividends and what proportion of the profits of the company may be 
I>uld to the stockholders? 

Answer.— Discretionary with board of directors, never to exceed 5 per cent, 
semi-aminally. 

Total dividends paid stockholders since organization of company, cash, $26,- 
065.60. 

I>oe8 any officer, director or trustee receive any commission on the business 
of the company? 

Answer.- No. 

Have the future loadings on the premiums, or any part thereof, been assigned 
or hypothe<'ated In any way? If so, give full Information. 

Answer,— No, 



Whnt proportion .»f preniinnis on policies Issued by the company may be taken 
iu notes, or other foru^ of lieu, on the policies? 

Answer.— No stipulated amount. Any notes taken are Hens against policy. 

What officials and heads of departments of the company supervised the maklnjc 
of this report? 

Answer.— Secretary -Treasurer. 



BUSINESS IN THE STATE OP INDIANA DURING 1909. 

No. Amount. 
Pol'cles on the lives of citizens of said state in force December 

31 of previous jear 2,252 $5,002,250 00 

rolicies on the lives of citizens of said state revived during the 

year 4 11,000 00 

Policies on the lives of citizens of said state issued during the 

year , 253 414,740 00 

Total .' 2,500 $5,427,990 00 

Deduct ceased lo be in force during the year 775 2,239,898 00 

rolicks In force December 31 1.734 $3,188,092 00 

l^KSifcs and clainiy unpaid Dei-ember 31 of previous year 4 $24,491 60 

Losac.M txiu\ clainiH incurred during year 2 3,500 00 

Total 6 $27,991 60 

Losses and claims settled during the year, In cash, $16,141.60; by 

compromise, $11,850 6 $27,991 60 



\\H-VSKHH\ 



194 



INDIANA INDUSTRIAL LIFE INSUBANCE 

COMPANY. 

President, Burton Cassaday. Vice-President, Geo. Curry. 

Secretary, Pleasant B. Garrott. Treasurer, August Fromme. 

Home Office, 24 South Sixth St., Terre Haute, Ind. 
Incorporated November 20, 1907. Commenced Business October 19, 1908. 

CAPITAL STOCK. 

Amount of capital paid up In cash or secured by 

note $100,000 00 

Amount of ledger assets (as per balance) December 31 of 

previous year $95,054 31 

Extended at $96,054 31 

INCOME. 

First year's premiums on original policies, without deduction 

for commissions or other expenses $18,942 56 

Total new premiums 18,942 56 

Gross Interest on mortgage loans $2,161 96 

Total gross interest 2,161 96 

Premium on sf:o<k and surplus «( count $28,914 80 

Total 28,914 80 

Total Income $145,073 63 

DISBURSEMENTS. 

For death claims $4,500.35 

Commissions to agfints (li^s commission on reinsurance), 

first j-enr's premiums 12,878 12 

Salaries and allowanc»*s lor agencies, Including managers. 

agents and clerks 18,375 58 

Agem-y supervision, traveling and all other agency expenses 621 71 

Medical examiners' fees. Inspection of risks 3,386 69 

Salaries and all other compensation of officers, directors, 

trustees and home office employes 30.525 00 

Rent 902 30 

Advertising, $566.02; printing and stationery, $1,540.51: post- 
age, telegraph, telephone and express, $625.06 3.031 58 

Furniture, fixtures and safes 1.679 06 

Taxes on real estate 30 24 

Insurance Department licenses and fees 75 45 

Home and branch office expense 1.428 28 

Total disbursements $77,434 36 

Balance $67,639 27 



195 



LEDGER ASSETS. 



Buuk value of real estate 

Mortgage loans on real estate, first liens 

Bankable notes 

Cash in compauy'B office 

Deposits in trust companies and hanks, not on interest. 

Treasury stork 

Amount unpaid on capital stock 



Total ledger assets. 



$8,000 00 

38,162 00 

887 15 

12.406 67 

4,769 70 

2,214 75 

1.200 00 



167,639 27 



NON-LEDGER ASSETS. 



Interest due on mortgages 

Total interest due and accrued. 



Gross premiums due and unreported on policies In force De- 
cember 31, 1909 



Total 

Deduct loading 45 per cent. 



Net amount of uncollected and deferred premiums.. 
Furniture and fixtures 



Gross assets. 



1981 97 



New BusnesB. 



1463 66 



$463 66 
208 64 



981 97 



255 02 
1,679 06 

170,565 32 



DEDUCT ASSETS NOT ADMITTED. 



Treasury stock, $2,214.75; unpaid on capital stock, $1,200. 
Furniture, fixtures and safes 



Total 

Admitted assets. 



$3,414 75 
1,679 06 



6,093 81 
$65,461 51 



LIABILITIES. 

Net present value of all the outstanding policies in force on 
the 3l8t day of December, 1909, as computed by the com- 
pany on the following tables of mortality and rates of 
interest, viz.: Standard Industrial table at 3i per cent, 
on all business 



$10,649 60 



Net reser V e 

Premiums paid in advance. Including surrender values so applied 

Capital stock $96,585 26 

Vuassigned funds (surplus) to policyholders 



iVial Hnbilitlos. 



$10,649 60 
391 30 

54,420 61 
$65,461 51 



EXHIBITS OF POLICIES. 

Including all Business Written. 

The following Is a correct statement of the business of the year on policy ac- 
count as It stood at the close of business December 31: 

Whole Ufe Policies. 
No. Amount 

At end of previous year 1,505 $278,590 00 

lasued during year 12.923 2,600.456 00 

Deduct ceased: 

By death 68 4.500 35 



196 

MISCELLANEOUS QUESTIONS. 

Wore ali the trnnsnctioiis of the company of which notice luui l.i'cn received 
at tlie home otHce at tlie cl<Lse of business I)ecenil»er 31, triitlifiiily and accuralei\ 
entered on its iiooks fi>r and during the year ending on tliat date? 

Answer. — Yes. 

Uovs this statement show the condition of the eompuuy as shown by tlie t^ooks 
at the liome office at the dose of liusiiiess December 31? 

Answer. — Yes. 

Is I here a loading or margin for expenses on all policies over the net premium 
according to the state standard? 

Answer.— Yes. 

Is any surrender value promised in excess of the reserve as legally computed? 
If so, what amount therefor I'.as been included in lialtllities, and where? 

Answer.— No. 

Is the bursiuess of the company cH>nducted upon the mutual, mixed or strictly 
proprietary plan? 

Answer.— Strictly proprietary. 

What dividends and what proportion of the profits of the company may be 
paid to the stockholders? 

Answer.— No limitations. 

Does any officer, director or trustee receive any commission on the business 
of the company? 

An.«*wer.- Yes. 

Have tlie future loadings on the premiums, or any part thereof, been assigned 
or hypotlKM-atcHl In anj* way^? If so, give full iiiformallon. 

Answer. — No. 

What otUelals and Iieads of departments of the company .supervised the making 
of this report? 

A nswer.— Secreta ry. 



BUSINESS IN THE STATE OF INDIANA DURING 1909. 

No. Amount. 
Policies on the lives of citizens of said state In force December 

81 .^f previous year 1,505 $278,590 00 

Policies on the lives of citizens of said state is8u<ed during the 

yea r 12.923 2,000,456 00 

« _— ____^— _— ^.^_ 

Total 14,428 $2,879 046 00 

Ijosscs n nd claims Incurred during year 6S $4*500 35 

Total 61 $4.500 35 



197 



LINCOLN NATIONAL LIFE INSURANCE COMPANY. 

President, Samuel M. Foster. Secretary, Arthur F. Hall. 

Vice-Presidents, S. J. Straus, B. Paul Mossman. 

Treasurer, Howard C. Rockhlll. 

Home Office, comer (!alhoim and Berry Streets, Fort Wayne, Indiana. 

Incorporated June 12, 1905. Commenced Business September 6, 1905. 



CAPITAL STOCK. 

Amount of capital paid up In cash $164,000 00 

Amount of ledierer assets (ns per Imlance) December 31 of 

previous year 1273,300 80 

Increase of capital during the year 14,000 00 

Extended at J2OT,300 80 



INCOME. 

First yearns premiums on original policies, with- 
out deduction for commissions or other es:- 
penses, less $1,656.38 for first year's reinsur- 
ance $52,20623 

Total first year's premiums on original pol- 
icies $52,206 23 

Surrender values applied to purchase paid-up in- 
surance and annuities 319 44 

Total new premiums $52,525 67 

Renewal premiums, without deduction for com- 

missions or other expenses, less $1,447.16 for 

reinsurance on renewals $100,924 73 

Dividends applied to pay renewal premiums 948 16 

Total renewal premiums 101,872 89 

Total premium income $154,398 56 

Dividends left with the company to nccumulnte nt interest. 7.123 90 

Gross interest on mortgage loans $13,54179 

Gross Interest on premium notes, policy loans or 

liens 564 55 

Gross interest on deposits in trust companies and 

banks 592 24 

Total gross interest 14.698 58 

Premium on capital sold $8.16150 

8,161 50 

Total income $184,382.^4 



198 

DISBURSEMENTS. 

For death claims ". $10,000 00 

Premium notes and Ileus voided by lapse 28 60 

Surreuder values paid in cash, or applied lu liquidation of 

loans or notes 1,320 50 

Surrender values applied to purchase paid-up insurance and 

annuities 319 44 

Dividends paid to pollcyholdera In cash, or applied in liqui- 
dation of loans or notes 123 00 

Dividends applied to pay renewal premiums 948 16 

Dividends left with the company to accumulate at interest. . 7,123 90 

Total paid policyholderB 19,863 60 

Paid stockholders for interest or dividends 7,S00 00 

Commissions to agents (less commission on reinsurance), 
first year's premiums, $27,57&.46; renewal premiums, |5,- 
622.39; special contracts, $2,261.41 a 36,449 25 

Salaries and allowances for agencies, Including managers, 

agents and clerks 14,854 00 

Agency supervision, traveling and all other agency expenses 8,089 65 

Medical examiners' fees, $3,160.60; inspection of risks, $1,- 

003.98 .: 4,164 48 

Salaries and all other compensation of ofKcers, directors, 

trustees and home oflSce employes 11,286 49 

Rent 1,047 87 

Advertising, $2,125.68; printing and stationery, $3,146.22; post- 
age, telegraph, telephone and express, $1,434.63; exchange, 
$23.39 6.729 72 

Legal expense, not including investigation and settlement of 

policy claims 1,250 73 

Furniture, fixtures and safes 611 76 

State taxes on premiums 664 29 

Insurance Department licenses and fees 706 20 

State, county and municipal taxes 683 00 

Liibrary and subscription $214 95 

Actuary 663 00 

Investment expense 278 10 

General expense, including lights, water rents 

and surety bonds 642 00 1,688 06 

Agents' balances charged oflP 3,661 66 

Total disbursements $117,^ 64 

Balance $363,744 80 



LEDGER ASSETS. 

Mortgage loons on real estate, first liens $299,620 00 

Loans made to policyholders on this company's policies as- 
signed as collateral 9,496 60 

Cash in company's office 2,786 97 

Deposited in trust companies and banks, not on interest — 18,463 30 

Deposited in trust companies and banks on Interest 19,000 00 

Bills receivable, agents' balances (debit $4,621.43; credit, 

$242.40); net 4,379 03 

Total ledger nssots $a'a,744 80 



199 



NON-LEDGER ASSETS. 

Interest on mortgages |5»315 86 

Interest due and accrued on certificates of deposits 143 00 



Total interest due and accrued 5,458 86 

New Buaiiicas. Renewals. 

Gross premiums due and unreported on policies 

In force December 31, 1909 112,166 89 $10.426 27 

Gross deferred premiums on policies in force De- 
cember 31, 1908 1,48656 6,696 47 



Totals $13.65145 $17,120 74 

Deduct loading 9,184 73 3.167 34 



Net amount of uncollected nud deferred 

premiums $4,466 72 $13,963 40 18,420 12 

Furniture, fixtures and supplies 3,600 00 



Gross assets $381,223 78 



DEDUCT ASSETS NOT ADMITTED. 

Supplies, stationery, printed matter, $600; furniture, fixtures 

and safes $3,600 00 

Agents* debit balances 4,62143 



Total 9,538 70 



Admitted assets $371,685 08 



lilABILrlTIES. 

Net present raliie of all the outstanding policies 
in force on the 3l8t day of December, 1909, 
as computed by the Auditor of State, on the 
following tables of mortality and rates of in- 
terest, viz.: American experience table at 3i 
per cent, on all business $179,634 44 



Total $179,634 44 

Deduct net value of risks of this company reinsured in other 

solvent companies 1,542 96 



Reserve to provide for health and accident benefits con- 
tained in life policies $178,09148 



Net reserve $178,189 48 

Dividends left with the company to accumulate at interest, $14,723.28; 

and accrued interest thereon, $587.72 15,311 00 

Premiums paid In advance. Including surrender values so applied 849 37 

Unearned interest and rent paid in advance 239 81 

Salaries, rents, office expenses, bills and accounts doe or accnicHl 1,062 42 

Medical examiners' and legal fees due or accrued 224 60 

State, county and mnnioipal taxes due or accrued 1,948 86 

Capital stock 164,000 00 

Unasslgnod funds (surplus) 9,869 64 



Total liabilities $371,685 08 



201 

EXHIBITS OF POLICIES. 

including all Business Written. 

The following Is i\ ('crre<*t statement of tho ijusir.ess of tlie year on policy ac- 
count as It stooil at close of business December 31: 

Term aod Other 
Foiidefl Includ- 
CLAS8IF1CAT10N. Whole Life Endowment ioR Return Pre- Total Numben 

Policjes^ Foliries. mium Addition«. and Amounts. 

No. Amount. No. Amount No. Amount No. Amount 

At end of previous year 1.525 $2,724,500 250 $350,000 156 $437,000 1,931 $3,520,500 

iMued during year 815 1.414,950 230 301.500 159 517.000 1.204 2.283.450 

Revived during year 14 28.500 1 1.000 15 29,500 

IncreaMd during year 3,500 .... 1.000 4,500 

Totals l)efore traniif ere. .. . 2.354 $4,171,450 481 $062,500 315 1954.000 



Tranrfers, dcductjona 7 20.000 

Tninafeni, additions 1 4.250 6 15,750 



Totals after transfers 2,355 $4,175,700 487 $678,250 308 $934,000 3.150 $5,787,950 

Deduct cca.scd: 

By death 4 $4,000 3 $6,000 7 $10,000 

Byexpiiy 136 223.000 19 $27,000 20 46.500 175 296.500 

By surrender 15 30.500 15 30,500 

Bylapse 47 65.000 17 26.000 12 52.500 76 143,500 

By decrease 13.250 .... 2,000 .... ^,000 18,250 

Not taken 179 379.500 44 54.000 45 158.000 268 591.500 



Total terminated 381 $715,250 80 $10}. 000 80 $266,000 541 $1,090,250 



OutsUnding end of year 1,974 $3,460,450 407 $569,250 228 $668,000 2.609 $4,697,700 

Fblicies reinsured 43 $166,925 1 $2.Q00 14 $67. 000 58 $235,925 



MISCELLANEOrS QIE8TIONS. 

Were all the tranwictions of the company of which notice had been received at 
the home office at the close of business De<'enil>er 31, truthfully and accurately 
entered on its books for and during the year ending on that dnte? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the books 
at the home office at the close of business December 31? 

Answer. — Yes. 

Is there a loading or margin for expenses on all policies over the net premium 
according to the state standard? 

Answer.— Yes. 

Is any surrender value promls<Ml In excess of the r«»serve as legally computed? 
If -io. what amount therefor has been included In liabilities, and where? 

Answer.— No. 

Is the business of the company conducted upon the mutual, mixed or strictly 
proprietary plan? 

Answer.— Mixed. 

What dividends and what proportion of the profits of the company may be 
paid to tlie stockholders? 

Answer.— No provision. 

Total dividends paid stockholders since organization of the company, cash, 
$7..5<)(). 

Doi's any ofll<-er. diriMlor or lru'4l<'0 n'r-elve any commission on the business 
of tho rompnny? 

Answt^r. -Yes: Ser-relnry and Superinl<Mident of Agents— salaries based partly 
on prom him income. 

Have the future loadings on the i)reniiunls. or any part thereof, been assigned 
or hypothecated In any way? If so. give full Information. 

Answer.— No. 



201 

What proportion of preiuiums on policies Issued by the company may be taJceu 
in notes, or other form of lien, on the policies? 

Answer. — Agents are allowed to lake short-term negotlnlilc notes for first pre- 
mium. Note not acceptable for renewals. 

What officials and heads of dcpnttnients of the company supervised the making 
of this report? 

Answer.— Cashier. 



BUSINESS IN THK STATK OK INDIANA DrUl.VG 1909. 

No. Amount 
Policies on the lives of citizens of said state in force December 

31 of previous year 1,44} $2,602,000 00 

Policies on the lives of citizens of said state issued duiing the 

year 519 750,200 00 

Total 1,959 13,352,200 00 

Deduct ceased to be in force durinjr 1 lie year 263 416,760 00 

Policies In force December 31 1,696 12,935,450 00 

Losses and claims incurred daring year 5 $5,000 00 

Total 5 15,000 00 

Iiosses and claims 9ettle<l during the year, in ca.sh. 15,000 5 5,000 00 

Premiums collected or secured in cash and notes or credits without any de- 
duction for losses, dividends, commissions or other exper.ses. $108,563.07. 



202 



LIBERAL LIFE INSURANCE COMPANY. 

President, Thomas J. Nicbol. Vice-President, S. L>. Van Petten. 

Secretary, Robert P. Grimes. Treasurer, Robert P. Grimes. 

Home Office, Liberal Life Building?, East Eighth St., Anderson, Ind. 

Incorporated January 8, 1901. Commenced Business January 14, 1901. 

CAPITAL STOCK. 

Amount of ledger assets (as per balacoe) December 31 of 

previous year '. 1150,672 38 

Extended at 1150,672 38 

INCOME. 

First year's premiums on original policies, with- 
out deduction for commissions or other ex- 
penses H906 13 

Total new premiums ^,906 13 

Renewal premiums, without deduction for coui- 

mi^Hlons or other expenses $46,579 88 

Total renewal premiums 46,579 88 

Total premium income 151,486 01 

Grose interest on mortgage loans... $2,868 19 

Gross interest on premium notes, policy loans or' 

liens, on deposits in trust companies and 

banks, on other debts due the company 912 27 

Gross rent from company's property, including 

1541.67 for company's occupancy of Its own 

buildings ^. 3,926 99 

Total gross interest and rents 7,707 4o 

Total Income 169,133 46 



DISBURSEMENTS. 

For death claims $22.500 00 

Promiom notes and liens voided by lapse 6,370 21 

Surrender values paid in cash, or applied in liquidation of 

loans or notes 1,386 20 

Dividends applied to pay renewal premiums 6,158 24 

Commissions to agents (less commission on reinsurance), 

first year's premiums 3,941 14 

Salaries and allowances for agencies. Including managers. 

agents and clerks; agency supervision, traveling and all 

other agency expeii«M>.«< 2,604 99 

Medical examiners' fees, $200; inspection of risks, $79.36.... 279 50 

Salaries and nil other comjxMisation of offlcer*^. directors, 

trustees and home nfflco employes* 7,266 58 

Rent Including $541.67 for rouipany's occupancy of Its own 

buildings 813 29 



203 



Adyertlsln;, $125; priutiug and stationery, 1358.88; postage, 
telegraph, telephone and express, $616.73; exchange, $2.80. 

Legal expense 

Furniture, fixtures and safes 

Building expense and repairs 

Taxes on real estate 

Insurance Department licenses and fees 

Actuarial fees 

Fire insurance 



Total disbursements. 



Balance 



$1,190 41 




10166 




87 47 




1,386 22 




642 20 




696 26 


• 


551 90 




171 81 






$56,087 06 


• 


$153,778 78 



LEDGER ASSETS. 



Book value of real estate 

Mortgage loans on real estate, first liens 

Loans made to policyholders on this company's policies as- 
signed as collateral 

Premium notes on policies In force 

Book value of bonds 

Cash in company's office 

Deposits in trust companies and bank;;, not on intorcHt 

Deposited in trust companies and banks on Interest 



Total ledger assets. 



$31,227 91 




35,600 00 




55,153 13 




3,300 58 




1,000 00 




669 91 




21,732 90 




5,204 35 






$153,778 78 



NON-LEDGER ASSETS. 

Interest on mortgages 

Interest on bonds 

Interest on premium notes, policy loans or liens 

Rents due and accrued on company's property or lease. 



Total interest and rents due and accrued. 
Market value of real estate over book value 



Gross premiums due and unreported on policies 
in force December 31, 1909 

Gross deferred premiums on policies in force De- 
cember 31, 1909 



New Buflln 



$1,203 16 



Totals . . 
Deduct loading. 



Net amount of uncollected and deferred 
premiums 



$858 70 

20 00 

23»10 

847 08 



Renewals. 
$686 67 

780 76 



$1,203 16 $1,466 43 
902 37 329 95 



$300 79 $1,136 48 



1,964 88 
31.172 09 



1,437 27 



Gross assets r J1S8,353 02 



DEDUCT ASSETS NOT ADMITTED. 

Premium notes and loans on policies and net premiums in 

excess of the net value of their policies 

Rents accrued of doubtful value 



$1,157 70 
175 00 



Total 



1,332 70 



Admitted ns.«!eta $187,020 32 



204 



LIABILITIES. 

Not present value of all the outstanding polioios 
in force on the 31st day of December, 1909, as 
computed by the Indiana Insurance Depart- 
ment, on the following tablcH of mortality and 
rates of interest, viz.: ActuarieR' table at 4 
per cent, on all business $138,672 03 

Total 1138,672 08 

Net reserve $138,672 08 

Unearned Interest and rent paid in advance 327 69 

Special contracts 3,B00 00 

Special reserve under survivorship dividend policies 500 00 

Unassigned funds (surplus) 44,020 65 

Total liabilities $187,020 32 



EXHIBITS OF POLICIES. 



Including all Business Written. 

The following is a correct statement of the busines.s of the year on policy ac- 
count a? it stood at the close of business December 31: 



CLAf5SlFICATI0N. 

• 

At ond of previous year. . . 

Issued during year 

Revived during yeat 

Totals after transfeni . 

Deduct ceased: 

By death 

By surrender 

By lapse 

By decrease 

Total terminated 

Outstanding 



Whole Life 
Polices. . 
No. Amount. 

455 SI. 578. 000 

29 76.500 



484 SI. 654.500 

2 SIO.OOO 

4 0.000 

252 1.037,000 

1 1,000 



259 11.057.000 



225 $597,500 



Terra and Other 

Poficiet, Inrlud- 

Endowment ing Return Pre- 

Policies. inium Additions. 

No. Amount. No. Amount. 

29 $51,000 698 $1,994,014 
45 108.500 

1 1.000 5 10.170 

30 $52,000 748 $2,112,684 

3 $16,500 

1 $1,000 3 11.000 

7 23.000 250 957,300 
2 10,000 

8 $24,000 258 $994,800 
22 $28,000 400 $1,117,884 



Total Numbers 

and Amounts. 

No. Amount. 


1.182 


$3,623,014 


74 


185.000 


6 


11.170 


1.262 


$3,819,184 


5 


$26,500 


8 


21,000 


509 


2.017,300 


3 


11,000 


525 


$2,075,800 


737 


$1,743,384 



MISCELLANEOUS QUESTIONS. 



Were all the transactions of the company of which notice had been received at 
(he lnMue ortico at the clcise of buslnoss l><''Comber .'fl. trutlifully and accurately 
tMitered on Its lKK>kH fur and dnriti^; the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown l>y the books 
at the home office at the close of iMisiness December .31? 

Answer.— Yes. 

Is there a loading or margin for expenses on all policies over the net premium 
according to the state standard? 

Answer.— Yes— since the reorganization. 

Is any surrender value promised in excess of the reserve as legally computed? 
If so. what amount therefor has been included in liabilities, and where? 

Answer.— No. 

Is the business of the comi>any cmidnrted upon the mutunl. mixed or strictly 
proprietary plan? 

Answer.— Mutual. 



205 

Doos niiy offlcer, dlrertor or trustoe receive nny eoniDiisslon on the business 
of the company? 

Answer.—No. 

Have the future londlnsrH on the prcmlnms, or any part thereof, been assigned 
or hypothecated in any way? if so, give full information. 

Answer.— No. 

What propoi*tlon of prcniiunis on policies issued by the company may I>e taken 
in notes, or other form of lien, on the policies? 

Answer. —Reserve. 

What officials and heads of departments of the company supervised the making; 
of this report? 

Answer.— Secretary and his assistant. 



BUSINESS IN THE STATE OP INDIANA DURING 1900. 

No. Amount 
Policies on the lives of citizens of said state in force December 

31 of previous year 1,182 $3,623,014 00 

Policies on the lives of citizens of said state issued during the 

year 80 196,170 00 

Total 1,262 $3,819,184 00 

Deduct ceased to be in force during the year 625 2,075,800 00 

Policies in force December 31 737 $1,743,384 00 

Losses and claims unpaid December 31 of previous year 1 $5,000 00 

Losses and claims Incurred during year 6 21,500 00 

Total C $26,50000 

Losses and claims settled during the year, in cash, $22,500; by 

compromise, $4,000 6 26,500 00 



206 
LAFAYETTE LIFE INSURANCE COMPANY. 

President. H. E. Gllck. Vice-President, A. E. Merkhoff. 

Secretary,' W. W. Lane. Treasurer, G. A. Jamison. 

Home Office, €03 Main St., Lafayette, Ind. 
Incorporated December 26, 1905. Commenced Business December 26, 1905. 

CAPITAL STOCK. 

Amount of ledger assets (as per balance) December 31 of 

preTlous year $269,042 22 

Extended at 1269,042 22 

INCOME. 

First year's premiums on origrinal policies, with- 
out deduction for commissions or other ex- 
penses, less 1125.40 for first year's reinsurance $30,349 32 

Total first year's premiums on original pol- 
icies $30,349 32 

Surrender values applied to purchase paid-up in- 
surance and annuities •. . 6,398 93 

Total new premiums $36,748 25 

Renewal premiums, without deduction for com- 
missions or other expenses, less $1,801.64 for 
reinsurance on renewals $163,848 26 

Dividends applied to pay renewal premiums 29,678 93 

Total renewal premiums 193,527 19 

Total premium Income $230,275 44 

Dividends left with the company to accumulate at interest.. 10,323 17 

Gross interest on mortgage loans $13.163 56 

Gross Interest on premium notes, policy loans or 

Hens 1,722 67 

Gross Interest on deposits In trust companies and 

banks 308 35 

Total gross interest 15,194 58 

Total Income $255,795 19 

DISBURSEMENTS. 

For death claims, $35,408.37; additions, $83.51 $35,492 48 

Premium notes and liens voided by lapse 8,262 37 

Surrender values paid in cash, or applied In liquidation of 

loans or notes 2,428 72 

Surrender values applied to purchase paid-up insurance and 

annultlefi 6,398 93 

Dividends applied to pay renewal premiums 29,678 93 

Dividends left with the company to accumulate at interest.. 10,325 17 

Total paid policyholders 92,586 60 

Commissions to agents iless commission on reinsurance), 

first year's premiums, $19,649.26: renewal premiums, $7,- 

017.S0 26.667 06 

Salaries and allowances for agencies, including managers, 

agents and clerks 2.747 00 

Agency supervision, traveling and all other agency expenses 3,933 20 

Medical examiners' fees. $2.ȴ>.03: inspection of risks. $573.69. 3.379 72 



207 

Salaries and all other compensation of officers, directors, 

trust oes and home office emploj'ps $25,046 80 

Rent 883 33 

Advertising, $709.11; printing nud stationery, $2,537.60 ; post- 
age, telegraph, telephone and express, $280; exchange, $20 

Legal expense 

Furniture, fixtures and safes 

State taxes on premiums 

Insurance Department licenses and fees 

Miscellaneous expense 

Ledger assets charged off 

Agents' balances charged off..^ 

Total disbursemeots 

Balance $348,97160 

LrEDGER ASSETS. 

Mortgage loans on real estate, first liens $279,660 00 

Loans made to policyholders on this company's policies as- 
signed as collateral 17,026 46 

Premium notes on policies in force, of which $386.63 is for 
first year's premiums 

Cash in company's office 

Deposits in trust companies and Ijanks, not on Interest 

Deposited in trust companies and banks on interest 

Agents* balances (debit) 



4,226 71 




50 00 




1,741 60 




208 42 




962 80 




1,7897 27 




8,443 21 




3,366 09 






$176,045 81 



Total ledger assets. 



NON-LEDGER ASSETS. 



16,887 76 




2,81138 




2,037 06 




29,000 00 




1,378 94 






$348,79160 



Interest duo, $460.70; and accrued, $4,667.92, on mortgages $5,123 62 

Interest on premiam notes, policy loans or liens 647 56 

Total Interest 5,771 18 

New BualnotB. Renewmls. 

Gross premiums due and unre|>orted on policies 

in force December 31. 1909 $13,234 17 $8,068 48 

Gross deferred premiums on policies in force De- 
cember 31, 1909 2976 1,52890 



Totals $13,26393 $9,597 38 

Deduct loading 9,947 94 2,399 44 



Net amount of uncollected and deferred prem- 
iums $3,31599 $7,197 94 10.613 93 

Furniture and fixtures 2,781 62 

842 29 



Gross assets $368,700 62 



DEDUrT .XSSKTS NOT ADMITTED. 

Supplies, stationery, printed matter, $842.29; furniture, fix- 
tures and safes, $2.781.62 $3,623 91 

Agents' debit balances 1,378 94 

Premium notes and loans on policies and net premiums in 

excess of the net value of their policies 1.085 36 

Total -. 6,038 21 



Admitted assets $362,662 41 



208 



LIABILITIES. 

American cxperii*uco table nt 3i per cent, on all 

policies $307,737 14 

Total $307,737 14 

Deduct net value of risks of this company reinsured in other 

solvent companies 1,328 84 



Net reserve 

Claims for death losses and other policy clalniH resisted by 
the company 

Total policy claims 

Dividends left with the company to accumulate at interest.. 



$5,000 00 



Premiums paid in advance, including surrender values so applied 

Unearned Interest and rent paid in advance 

Oommissions due to agents on premium iH>les when paid 

Commissions to agents, due or accrued 

Salaries, rents, office expenses, bills and accounts due or accrued 

Medical examiners' and legal fees due or accnued 

State, county and municipal taxes due or accrued 

Dividends or other proflts due policyholders, including those contin- 
gent on payment of outstanding and deferred premiums 

Dividends declared on or apiwrtloned to annual dividend policies pay- 
able to policyholders during 1909, whether contingent uiM)n the pay- 
ment of renewal premiums or otherwise 

Dividends declared on or apportioned to deferred dividend policies pay- 
able to policyholders during 1009 

Aniounts set apart, apportioned, ppovislonally }is<'ertain<Hl, caloulated or 
brld awaiting api>ortlonnient upon defprrtnl divid(>nd iwllrlos 

Uesorve or surplus fnr.ds nut otherwise included in liabilities 

rnassigned funds (surplus) 



$:)0.i.4<)b 3< 


$5,000 00 


19,273 45 


3,202 34 


289 40 


310 61 


1,394 70 


261 25 


280 00 


520 09 



2,000 87 

1,969 03 

G28 31 

6.'» 17 

22 85 

20.462 01 



Total liabilities $362,662 41 



The following is 
count as it .*5tood at 



KXHUUTS OF POLICIES. 
Incldning all Business Written. 

■ 

a correct statement of the business of the year on policy ac- 
the close of business December 31: 



CLASSIFICATION. 

At end of previous year. . . 

Imued during year 

Revived durinii year 

Increased during year 


Wh 
P 
No. 

2.622 

665 

61 

5 

3.353 

183 
132 

51 


ole Ufe 
olicies. 
Amount. 

$6,356,315 

060,000 

103.500 

12.000 

$7,431,815 

463.000 
357,500 


Enc 
P. 
No. 

62 

73 

5 

140 

1 
I 

140 
2 

17 

10 

29 

111 

• • • • 


lowment 

)liciC8. 

Amount. 

$86,500 

00.000 

5.000 

$100,500 

3.000 
2.000 


Term 
Polici 
ingi 
mium 
No. 

217 
63 

7 

287 

131 
182 

51 

338 

17 
109 
"2 
128 
210 
3 


and Other 
es, Includ- 
letum Pre- 

Additions. 
Amount. 

$652,000 

160.000 

31.500 

$852,500 

354.500 
461.000 


Total Numbers 

and Amounta. 

No. Amount. 

2.001 $7,004,815 

801 1.228.000 

73 140.000 

5 12.000 


Totals before transfers 






Transfers, deductions .... 




Transfers, additions 








Balance of transfers. . 


$105,500 
$7,326,315 

$33,500 

"■■67;666 

47.500 
401.2.50 

10.188 
123.000 

$781.4:J8 

$(5,544,877 

$140,500 


$1,000 
$180,500 

$2,000 
"25.000 

"io,m 


$106,500 
$050,000 










Totals after transfers. 

Deduct ceased: 
By death. . . . 


3,302 



■ 23 

20 

290 

7 
66 

"417 

2.885 
31 


3,780 

■ ■ ' ii 

40 

20 

425 

7 
78 


$8,474,815 


By maturity 


■ $46i666 

352!666 

io!o6o 

$408,000 

$.551,000 

$7.. 500 


$35,500 


By expiry 


113.000 


By surrender 


47.500 


Bv lapse 


868.250 


By decrease 


10.188 


Not taken 


143,500 






Total tcnninal«d 


$37,500 
$152,000 


574 


$1,226,038 


OutMtandinK end of year. . 
Policies rcin-junnl 


3.206 


$7,247,877 



209 

MISCELLANEOUS QUESTIONS. 

Were nil the transactions of tlie company of which notice had been received at 
the home office at the close of business December 31, truthfully and accurately 
entered on its books for and durluj; the ytar endinu; on that date? 

Answer.— Ye«. 

Does this statement show the condition of the company as shown by the books 
at the home office at the close of business December 31? 

Answer.— Yes. 

Is there a loading or margin for expenses on all policies over the net premium 
according to the state standard? 

Answer.— Yes. 

Is any surrender value promised in excess of the re.serve as legally computed? 
If so, what amount therefor has been included in liabilities, and where? 

Answer.— No. 

Is the business of the company condncted upon the mutual, mixed or strictly 
proprietary plan? 

Answer.— Mutual. 

Wliat dividends and what proportion of the proflts of the company may be 
paid to the stockholders? 

Answer.— None. 

Total dividends paid to stockholders since nrganizatlon of the company, cash, 
none; stock, none. 

Doos any officer, director or trustee receive any comnilsslon on the business 
of the companj'? 

Answer.- No. 

Have the future loadings on (he premiums, or any part thereof, Iu»en assigned 
or hypothecatoii in any way? If so, give full Information. 

Answer. - Only for renewal conimissions and a limited nuinber. of lM)ard con- 
tracts. 

What proportion of premiums on policies Issued by the company may be taken 
in notes, or other form of lien, on the policies? 

Answer.- Note taken fcr part of premium, if unavoidable. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.— Secretary and Actuary. 



BUSINESS IN THE STATE OF INDIANA DURING 1909. 

No. Amount. 
Policies on the lives of citizens of said state in force Deceml>er 31 

of previous year 2,698 $6,720,815 00 

Policies on the lives of citizens of said state lssue<l during the 

year 398 G14.000 00 

Total 3,096 $7,334,815 00 

Deduct ceased to be in force during the year 424 961,436 00 

I'ollcles in force December 31 2,672 $6,373,377 00 

Losses and claims incurred during year 10 $.35,592 48 

Total 10 $35,.'')92 48 

Losses and claims settled during the year in cash 10 .'I5,.f»92 48 

Premiums celled ed or secure<l In cash and notes or credits, without any de- 
duction for losses, dividends, commissions or other expenses. $211,477.75. 



[14—23948] 



210 



MAJESTIC LIFFi ASSURANCE COMPANY. 

Preeidoiit. RIchnrd D. Hnghes. Seort^tnry. Mirlinol M. Mahuiu'.v. 

Vice TrosIdontH, Mlnur A. OUeiithHl, John I>, Malioiiu. 

Treasurer, Henry U. Mnrtln. 

Home Office, Fifth Floor Odd Fellows BUIk., Indianapolis, Ind. 

Incorporated June 26, 1907. Commenced Husinoss Octolier 1, 1907. 

CAPITAL STOCK. 

Amount of capital paid up in cash 1100.000 00 

Amount of ledger asset^s (as per balance) December 31 of 

previous year $110,426 15 

Extended at $110,426 15 

INCOME. 

Firet year's premiums on ori^inHl policies, with- 
out deduction for commissionM or other ex- 
penses — » 122,88.9 12 

Total new premiums $22,889 12 

Ueucwal premiums, without de<luction for com- 
missions or other expenses, less $217.90 for re- 
insurance on renewals $58,047 63 

Dividends applied to pay renewal premiums 7,368 62 

Tiital renewal premiums 63.416 15 

Total premium income $88,305 27 

(ii-oss Interest on mortirage loans $4,822 78 

(rrcss interest on premium notes, policy loans or 

liens 254 29 

Total gross Interest 5,077 07 

C\)mmis!tlons on mortgage loans 430 15 

Stock subscriptions 750 00 

Company stock in hands of treasurer (since sold and paid 

for) 750 00 

Agents' balances previously charged off 1.930 15 

Total Income $95,312 49 



DISBURSEMENTS. 

For death claims $3,125 00 

Premium notes and liens voided by lapse 1,914 54 

Surrender values paid in cash, or applied In liquidation of 

loans or notes 32 00 

Dividend-j applied to pay renewal premiums 7.368 62 

Totnl paid policyholders 12,440 16 

Paid Ftockholders for interest or dividends. 5.0O4 00 

<'onimIs-8i()ns to agents (loss commission on reinsurance), 

first year's premium«?. $21,498.77; renewal premiums. $721.36 22.220 13 
Salaries and allowances for agencies, including managers. 

agents and clerks 372 00 



211 



Agoncy supervision, travelliif? and all other agency expenses $2,347 44 

Medical examiners' fees, $926.26; inspection of risks, $12 938 25 

Salaries and all other compensation of officers, directors, 

trustees and home office employes 18,544 75 

Rent 1,896 00 

Adyertlsing, $619.40; printing and stationery, $1,240.59; post- 
age, telegraph, telephone and express, $142.70 2,002 69 

Furniture, fixtures and safes 166 33 

Insurance Department licenses and fees 344 54 

Personal taxes 373 40 

Miscellaneous expense 334 91 

Telephone service 107 00 

Agents* balances charged off 349 38 

Total disbursements $67,489 98 

Balance $138.298 66 

LEDGER ASSETS. 

Mortgage loans on real estate, first liens $96,060 00 

Loans secured by pledge of bonds, stocks or other collateral 850 00 
Loans made to policyholders on this company's policies as- 
signed as collateral 3,973 05 

Premium notes on policies in force 11,960 21 

Cash in company's office 782 00 

Deposits In trust companies and banks, not on Interest 16,901 70 

Agents' balances (debit) 7,78170 

Total ledger assets $138,298 66 



NON-LEDGER ASSETS. . 

Interest due, $681.50; and accrued, $1,362.72, on mortgages $2,044 22 

Interest due, $191.90; and accrued, $27.78, on premium notes, 

policy loans or liens ^ 219 68 

Total interest due and accrued 2,263 90 

New BusinesB. Renewals. 
Gross premiums due and unreported on policies 

in force December 31, 1909 $6,161 25 $19,302 63 

Gross deferred premiums on policies in force De- 
cember 31. 1909 17127 3,42361 

Totals $6,33262 $22,726 24 

Deduct loading 3,799 51 4,545 24 

Net amount ot uncollected and deferred 

premiums $2,533 01 $18,18100 20,714 01 

Furniture and fixtures 2,179 96 

Printing and stationery 1,240 59 

Gross assets $164,697 12 

DBDUCr ASSETS NOT ADMITTED. 

Supplies, stntfonery, printed matter, $1,240.59; furniture, fix- 
tures and safes, 12.179.96 $3,420 55 

Agents' debit balances 7,781 70 

Total 11.201 25 

Admitted af».«rtR $1.'W,4% 87 



212 



LIABILITIES. 

Net present value of all the outstanding policies 
m force on the 3l8t day of December, 1909, as 
computed by the Au<litor of State, on the fol- 
lowing tables of mortality and rates of inter- 
est, viz.: Actuaries' table at 3i per cent, on 
American experience table of mortality $77,426 97 



Total 177,426 97 



Net reserve S77,426 97 

Capital stock 100,000 00 

Unasaigned funds (surplus) 76,068 90 



Total liabilities 1153,495 89 

• 

EXHIBITS OF POLICIES. 

Including all Business Written. 

The following is a correct statement of the business of the year on policy ac- 
count a3 it stood at the close of bui»lness December 31: 

Term and Other 
Policies, Includ- 
CLASSIFICATIGX. Whole Life Endowment ing Return Pre- ToUl Numbers 

Policies. Policies. mium Additions. and Amounts. 

Xo. Amount. No. Amount. No. Amount. No. Amount. 

At end of previous year... 1.089 $2,540,479 50 294 1179,625 623 $1,529,000 2.006 $4,249.104 50 

Issued during year 129 448.686 00 23 26.125 71 206.500 223 683.31103 

Revived during year 26 51.000 00 5 1.000 115 281.500 146 333,500 00 

Totals before transfers 1,244 $3,040.165 50 322 $206,750 809 $2,019,000 



Totab aftor transfers. 1,244 $3,040,165 50 322 $206,750 809 $2,019,000 2,375 $5,265,915 50 

Deduct ceased: 

Bydcath 1 $125 3 $3,000 4 $3,125 00 

By surrender 1 1.000 1 1,000 00 

By lapse 299 $1,277,210 00 27 38,500 228 759,000 554 2,074,710 00 

Nottalosn 25 81,500 00 1 1,000 19 52,000 45 134.500 00 



Total terminated 324 $1,358,710 03 29 $39,625 251 $815,000 604 $2,213.335 00 

Outstanding end of year . . 920 $1,682.455 50 293 $167,125 558 $1,204,000 1.771 $3,952,580 50 
Policies reinsured 2 $10,000 



MISCELLANEOUS QUESTIONS. 

Were all the transactions of the company of which notice had been received at 
the home (»Hi<-c nt the c1«kc of business December 31, truthfully and accurately 
cuhMcd (ill lis biM>]<s for and during the ycir ending on that date? 

Answer. -Vcs. 

Does this statement show the condition i*t the <-ompanj' as shown by the books 
at the home ofHce nt tlie close of busitirss Deccml>er 31? 

Answer.— Yes. 

Is there a loading or margin for expenses over tho net premium according to 
the state standard? 

Answer.— Yes. 

Is any surrender value promised In excess of the reserve as legally computed? 
If .so, what amount therefor has been Included in liabilities, and where? 

Answer.— No. 

Is the business of the company conducted upon the mntual, mixed or strictly 
proprietary plan? 

Answer.— Stock company. 



213 

What dlvldeiida and what proportion of the profits of the company may be 
paid to the stockholders? 

Answer.— No fixed proportion. 

Total dividends paid stockholders since organization of the company, cash, 
16,796. 

Does any ofllcer, director or trui^tee receive any commission on the business 
of the company? 

Answer.— No. 

Have the future loadings on the premiums, or any part thereof, been assigned 
or hypothecated in any way? If so, give full information. 

Answer.— No. 

What proportion of pn'niluniR <m poHclcM* issued bj- tlie company may be taken 
In notes, or other fonn of lien, on the policies? 

Answer.— Most premiums paid in cash. Occasionally short notes for one (1) an- 
nual premium onJy. 

What offlclals and heads of departments of the company supervised the making 
of this report? 

Answer.- Secretary and Vice-President. 



BUSINESS IN TlIK STATE OF INDIANA DURING 1909. 

No. Amount. 
Policies on the lives of dtlxens ^f said ntate In force December 

31 of previous year 2,006 $4,249,104 50 

Policies on the lives of cltisens of said state issued daring the 

year 342 965,31100 

Total 2,348 $5,214,415 50 

DtHluct ceased to be in force during year 601 2,213,335 00 

Policies in force December 31 1,713 $3,001,080 50 

Losses and claims Incurred during year 4 $3,126 00 

Total 4 $3,125 00 

Losses and claims settled dnrlnc the year. In cash, $3,125 4 3,125 00 



214 



MERIDIAN TJFE INSURANCE COMPANY. 

President, Arthur Jordan. Secretary, Thos. J. Owens. 

Vice-Presidents, Wm. P. Herron, Wm. J. Devol, Orlando B. lies, Arthur R. Baxter. 

Treasurer, John S. Kittle. 

Home Office, Lemcke Bldg., Pennsylvania and Market Sts., Indianapolis, Ind. 

Incorporated January 19, 1909. Commenced Business January 20, 1909. 



CAPITAL STOCK. 

Amount of capital paid up In ciish and secured 

by stock 1200,00000 

Amount of ledger assets (as per balance) notes in accord- 
ance with Indiana law, January 20, 1909 11,195,234 65 

Extended at 11,195,234 65 



INCOME. 

First year's premiums on original policies, with- 
out deduction for comqiissions or other ex- 
penses, less |1,176.9S for first year's reinsur- 
ance 177,745 87 

Total first year's premiums on original 

policies $77,745 87 

Total new premiums 177,745 87 

Renewal premiums, without deduction for com- 
missions or other expenses, less 11,149.29 for 
reinsurance on renewals 1223,696 21 

Diyidends applied to pay renewal premiums 19,448 98 

Total renewal premiums 243,145 19 

Total premium income 1320,891 06 

Dividends left with the company to accumulate nt interest. 1,535 67 

Ledger assets, other than premiums, received from other 

companies for assuming their risks 2.56 15 

Gross Interest on mortgage loans $29,117 46 

Gross interest on bonds and dividends on stocks. 487 99 

GroAS interest on premium notes, policy loans or 

liens 30,289 42 

Gross rent from company's property 19 50 

Total gross interest and rents 59,914 37 

Inspection of and Incidental expense on mort- 
gage loans ._ $527 19 

527 19 

Total Income $nS3.124 44 



215 

DISItllHSKMKNTS. 

For death cjuiuis, $37,536.92; addltluUH. |3,2SS.14 140,820 06 

Surrender values paid In cash, or applied in iiquidatlou of 

loans or notes 56,422 09 

DiTidends paid to policyholders in cash, or applied in liqui- 
dation of loans or notes 344 17 

Dividends applied 1 o pay renewal premiums 19,448 98 

Assumed liability of Meridian Life and Trust Company: 

Death losses, $2,600; dividends, $191.72 2,791 72 

Total paid policyholders 119,827 02 

Expense of investigation and settlement of policy claims, 

including: legal expense 51 95 

Commissions to agents (less commission on reinsurance), 
first year's premiums, $68,716.69; renewal premiums, $2,- 
228.63 61,005 32 

Sjilaries and allowances for agencies, including mafiagers, 

agents and clerks 8,906 87 

Agency supervision, traveling and all other agency expenses , 6,470 27 

Medical examiners* fees, $6,452.35; inspection of risks, $1,- 

020.71 7,473 06 

Salaries and all other compensation of ofllcers, directors, 

trustees and home office employes 27,746 77 

Rent 2,642 90 

Advertising. $746.86; printing and stationery, $5,867.48; post- 
age, $877.64; telegraph, $53.27; telephone, $158.63; express, 
$98.S5; exchange and discount, $34.90 7,836 63 

Legal expense .T. ^ 968 55 

Furniture, fixtures and safes 2,000 00 

State taxes on premiums 1,414 28 

Insurance Department licenses and feoB... 1,666 40 

Taxes on personal property 780 44 

Miscellaneous e\peimo 237 ZS 

Office supplies - 160 11 

Total dl.«»lmn»enient8 $249,175 92 

Balance $1,329,183 17 



LEDGER ASSETS. 

Book value of real estate $600 00 

Mortgage loans on real estate, first liens 689,873 76 

Loans secured by pledge of Iwnds, stocks or other collateral, 
stockholder notes, secured by stock In accord with In- 
diana law 100,000 00 

Loans made to policyholders on this company's policies as- 
signed as collateral, secured by terms of company loan 

agreement 596.260 96 

Premium notes on policies in force for first ycar*s premiums 258 00 

Cash in company's office 1,578 92 

Deposits in trust companies and banks, not on interest 32.351 26 

Agents* balances (debit, $7,212.39; credit, $9.26); net 7.203 13 

Furniture and fixtures 2,057 14 

Total ledger nsHcts $1.329.1S3 17 



216 

NON-LEDGER ASSETS. 

Iiiti-refit doe, $2,310.<if3; and accrued, $8,967.66, on mort;;ng<^. . $11.277 59 
liit«Te«t du^ on premium iiot<.«, )K»licy loans or lifiiK 15.011 12 

Tot«l Interest due and accrued X,2SS 71 

New Bonnea. Renemk. 
<iro-»tf premiums due and unreported on policies 

in forr-e Doc«?mber 31, 1909 $44,009 99 $40.436 21 

iirttHi def«*m*d preniiunis on pollclos in force l>e- 

i't'tn}*9'T Z\, VM* 3766 5,063 36 

Totals $44.047 65 $46.539 67 

I>«nluct loading, 60 per cent, first j'car, 20 per cent. 

renewals 26.428 59 9.107 91 

Net amount of uncolleete<I and deferred 

premiums $17,619 06 $36.43166 54,050 72 

KlrKt mortgage loans, held in special guarantee fund for stccounts of 

Meridian Life and Trust Company 20,000 00 

Supplies, printing and stationery 1,9S7 36 

Gross assets $1,431,509 96 



DEDUCT ASSETS NOT ADMITTED. 

Stockhold^»rs' U'Hes $100,000 00 

Supplies, stationery, printed matter, 11,987.36; furniture, fix- 
tures and safes, $2^067.14 ; 4,044 50 

Agents' debit balances 7,212 39 

rremium notes and loans on policies and net premiums In 

excess of the net value of thdr policies 12.762 44 

F'irst mortgage l4>an9 held In special gnarnntee fund for ac- 

rounts of Meridian Life and Trust Company 20.000 00 

Total 144,019 33 

Admitted assets 11,287,490 63 



LIABILITIES. 

Net present value of all the outstanding policies 
in force on the Slst day of December. 1909, as 
computed by the Indiana Insurance Depart- 
ment, on the following tables of mortality and 
rates of interest, viz.: 

Actuaries* tables at 4 per cent, on all policies is- 
sued prior to April 2, 1906, except commuted 
premium policies $2)4,939 78 

American experience table at 3i per cent, on all 
commuted premium policies, and all others is- 
sued after April 2, 1906 829,675 74 

Total $1.0R4.r»15 52 

Deduct net value of risks of this company roInsnnMl In other 

solvent I'ompnnloH 1,473 27 

Net reserve fl,aS3,142 25 



217 



Claims for death losses In pi*.)ces8 of adjustment or adjusted 

and not due 14,500 00 

Claim? for death losses and other pollc3' claims resisted by 

the company 1,000 00 

5,500 00 

Dividends left with the compuny to accumulate at Interest 1,535 67 

Premiums paid In adyance. including surrender values so applied 3,830 71 

Uneonied interest and rent paid In advance 52164 

Salaries, rents, office expenses, bills and accounts due or accrued 405 87 

Medical examiners' and legal fees due or accrued 964 00 

State, county and municipal taxes due or accrued 1,723 63 

Dividends or other profits due policyholders, including those contingent 

on payment of outstanding and deferred premiums 2,761 36 

Capital stock, paid up In cash 100,000 00 

Unasstgned funds (surplus) 87,105 50 

Total liabilities 11,287,490 63 



The following Is 
count as it stood at 



CLASSIFICATION. 

Atendof Jan. 20,1909.... 

lasued during year 

Reodved during year 

Totals before tranifen. . 

Totals after transfers . . . 

Deduct deceased: 

By death 

By txptrj 

By surrender 

By lapse 

By deerease 

Not taken 

Total terminated 

Outstanding end of year. . . 

New business, fint yr. term 
PoUeies reinsured 



RXHIBITS OF POLICIKS. 

Including nil Husincss Written. 

a correct statement of the buHlness of the year on policy ac- 
closc of business December 31: 

Term and Other 
Policies, Includ- 

Whole Life Endowment ing Return Pre- Total Numbers 

Policies. ^ Policies. mium Additions. and Amounts. 

No. Amount. No. Amount. No. Amount. No. Amount. 

4,460 19.199.727 57 190.200 215 $905,102 4.732 $10,195,029 

1,246 2.515.250 12 28.500 66 1.052,498 1,324 3.596,248 

85 187 500 4 3.500 89 191,000 

$3,787,248 

5,791 $11,902,477 09 $118,700 285 $1,961,100 6.145 $13,982,277 

20 $40,000 1 $4,281 21 $44,281 

2 2.000 2 2.000 

178 434.105 3 $8,000 .... 62.120 181 504.225 

690 1,109,219 4 3.203 69 111.500 763 1.223,919 

12 47.600 12 47.500 

144 364.000 2 6.000 4 3.000 150 373.000 

1,046 $1,996,824 9 $17,200 74 $180,901 1,129 $2,194,925 

4.745 $9,905,653 60 $101,500 211 $1,780,199 5.016 $11,787,352 

1.246 $2,515,250 12 $28,500 66 $152,498 1.324 $2,696,248 

58 245.500 1 10.000 59 255.500 



MISCELLANKOrS QUKSTIOXS. 



Were all the transactions of the company of which notice had l)een received 
at the home office at the close of business December 31. truthfully and accurately 
entered on its lMK>ks ft»r and during the yoj'r ending on thai date? 

Answer. —Yes. 

Does this statement sliow the condition of tlic company .'is sliown by the Imolx^ 
at the home t»ffl«e ;il \\w tloso of busincs.s D«»ceini»er 31? 

Anawer.— Yes. 

Is there a loading or margin for expenses on all poIiel<'s over the net premhini 
according to the state standard? 

Answer.— Yes. 



218 

Is any stirrenilcr value promised In excess of the reserve as legally computed? 
If so, what amount therefor has been included in liabilities, and where? 

Answer.— No. 

Is the business of the company conducted upon the mutual, mixed or strictly 
proprietary plan? 

Answer.>-Mixed. 

What dividends and what proportion of the profits of the company may be 
paid to the stockholders? 

Answer.— Discretionary with board of directors. 

Does any oflicer, director or trustee receive any commission on the business 
of the company? 

Answer.— No. 

Have the future loadings on the premiums, or any part thereof, been assigned 
or hypothecated in any way? If so, give full information. 

Answer.— No. 

What proportion of premiums on policies Issued by the company may be taken 
In notes, or other form of Hen, on the policies? 

Answer.— No stated portion, and never in excess of the reserve. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.- Secretary. 



BUSINESS IN tup: STATE OF INDIANA DURING 1909. 

No. Amount. 

Policies on the lives of citizeuK of said state in force January 20, 

1909 3,233 $7,067,666 00 

Policies on the IIvoh of citizens of said state isaued during the 

year 419 1,070.250 00 

Total 3,652 $8,137.915 00 

Deduct ceased to be In force during the ye«r 539 999,427 00 

Policies in force December 31 3,113 $7,138,488 00 

Losses and claims unpaid January 20, 1909 4 $6,100 00 

Ix)sses and claims Incurred during. year 21 37,820 06 

Total 25 $43,920 06 

Losses and claims and reversionary additions .nettled during the 

year, in cash, $37,920.06; by cr^rapromise, $1,500 22 39,420 06 

Losses and claims unpaid December 31 3 $4,500 00 

m 

Premiums collected or secured In cash and notes or credits without any de- 
duction for losses, dividends, commissions or other expenses, $200,270.87. 



219 



MODERN LIFE INSURANOE COMPANY. 

President, Geo. Swartz. Vlcc-Preeident, Joseph B. Brady. 

Secretary, Horace G. Miller. Treasurer, Frank Mayr, Sr. 

Actuary, Geo. J. Porter. 

Home Office, Dean Bldg., South Bend, Indiana. 

Ineorpomted May 28, 1908. Commenced Business February 3, 1909. 



CAPITAL STOCK. 

Amount of capital paid up in cash 1146,960 00 

Amount of ledger assets (as per balance) December 31 of 

previous year $125,882 15 

Increase of capital during the year 44,100 00 

Extended at 



1169,982 15 



INCOME. 

First year's premiums on original policies, with- 
out deduction for commissions or other ex- 
penses, less 1680.04 for first year's reinsurance. 

Total first year's premiums on original pol- 
icies 

Gross interest on mortgage loans 

Gross Interest on other debts due the company.. 



Total gross interest. 
Premium on stock sold 



Total income. 



110,896 02 



199136 
466 01 



$10,896 02 



1,466 36 
9,289 06 



$191,613 58 



DISBURSEMENTS. 

Commissions to agents (less commission on reinsurance), 

first year's premiums $4,864 88 

Salaries and allowances for agencies, Including mauagers, 

agents and clerks 8,634 07 

Agency supervision, traveling and all other agency expenaes 2,213 73 

Medical examiners' fees, $2^379 75; Inspection of risks, $106.. 2,484 75 
Salaries and all' other compensation of officers, directors, 

trustees and home office employes 13,487 09 

Rent for companv's occupancy of Its own buildings 1,161 25 

Advertising, $433.74; printing and stationery, $2,617.54 3,454 95 

Furniture, fixtures and safes 1,796 73 

Agent's license 97 00 

Organisation expenses 12,501 33 

(Commissions on stock salcH 6,906 75 

Sundry expenses 489 46 

Interest and discount on stocks, notes and other items 4,387 01 



Total disbursements, 



$62,459 00 



Balance $129,154 58 



220 

LEDGER ASSETS. 

Mortgage loans on real estate 131,230 00 

Book value of bonds and stockn 20,^60 00 

Cash In company's office 35 00 

Deposits in trust companies and banks, not on interest 10,076 86 

Deposits in trust companies and banks on Interest 52,625 00 

Bills receivable 2,874 Q^ 

Agents' balances (credit $8.00)), net 12,143 67 

Total ledger assets 1129,154 58 



NON-LEDGER ASSETS. 

Interest on mortgages 1627 40 

Interest on bonds 120 83 

Total Interest due and accrued 1748 23 

Xew Bualnna 
Gross deferred premiums on policies In force December 31, 

1908 110,095 63 

Deduct loadinK 6,857 51 

Net amount of uncollected and deferred premiums 3,238 12 

G roas assets $133,140 93 



DEDUCT ASSETS NOT ADMITTED. 

Agents' debit balances (11,303 67 

Cash adavnced to or in the bands of officers or agents 840 00 

Bills' receivable 2,374 06 

Total 14,517 72 

Admitted assets $118,623 21 



LIABILITIES. 

Not iiroscut VII lue of all the outstanding policicH 

ill force on the .31st day of Docember, 1909, as \ 
computed by the Iiidinnn Insuriince Depart- 
ment, on the following tables of mortality and 
rates of Interest, viz.: Actuaries' table at 3J 
per cent, on all insurance in for(re, mean re- 
serve $4,37134 



Total $4,371 34 



Net reserve $4,371 34 

Salaries, rents, office expenses, bills and accounts due or accrued 86S 86 

Medical examiners* and legal fees due or accrued 434 50 

Capital stock 146,950 00 



Total liabilities $152.624 70 



221 



The foJlowIiig is 
count ns it storx] at 



CLASSinCATIDN. 

IflBued during yetu* 

Deduct ooucd: 

By lapse 

Not taken 

OutBtanding end of year 

Policies reinsured 



EXHIBITS OF POLICIES. 

Including all Business "Written. 

a correct statoniont of tlic business of the jear on policy ar- 
close of business December lii: 



Whole Life Endovraient 

Policies. Policies. 

No. Amount No. Amount. 

1.108 $807,000 61 t53,750 



167 
50 



$70,750 
48.750 



4 $4,000 

5 4,500 



891 $687,500 52 $45,250 



24 $53,500 



Term and Other 
Policies, includ- 
ing Return Pre- 
mium Additions. 
No. Amount. 

15 $45,000 



1 



$1,000 



• • « » • 



14 
5 



$12,000 



ToUl Numbers 

and Amounts. 

No. Amount. 

1.184 $905,750 



171 
56 



$74,750 
54.250 



$44,000 957 $776,750 



29 $65,500 



Including Paid-for Business Only. 

Tlie following is a correct statement of the business of the year on policy ac 
count as it stood at close of business December' 31: 



CLASSIFICATION. 



Issued during year.. . 
Increaae during year. 



Term and Other 
Policies, includ- 
Whole Life Endowment ing Return Prc- 

Policics. Policies. mlum Additions. 

No. Amount No. Amount. No. Amount 

891 $687,500 52 $45,250 14 $44,000 



Total Numbers 

and Amounts. 

No. Amount 

957 $776,750 



891 



$687,.500 52 $45,250 14 $44,000 957 $776,750 



MISCELLANEOUS QUESTIONS. 

Were all the transactions of the company of which notice had been received 
at the home office at the close of business December 31, truthfully and accurately 
entered on its l>oolvS for and during the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the book^ 
at the home office at the close of business December 31V 

Answer.— Yes. 

Is there a loading or margin for expenses on all poli<"l«vs over the net premium 
according to the state standard? 

Answer.— Yes. 

Is an> surrender value proinistMl in excess of the reserve ;is legally computed? 
If so, what amount therefor has been included in liabilities, and wheiv? 

Answer.— No. 

Is the lousiness of the company conducted ufwu the mutunl, mixed or strictly 
proprietary plan? 

Answer.— All policies draw dividends, except five and ten-year term. 

What dividends and what |»roiMU'tion of tlie protits of the company may be 
paid to the stockholders? 

Answer.— No rule on this point. 

Does any officer, dire<'tor or trustee receive any commission on tlie business 
of the company? 

Answer.- Any officer holding state license may draw sub-agent's commissions 
on personal business. 

Have the future loadings cm the premiums, or any part thereof, lieen assigned 
or hypothecated In any way? If so, >:ive full Information. 

Answer.— No. 

What proportion of premiums on policies Issued by the c(»nipany may be taken 
In notes, or other form of lle!», on the policies? 

Answer.— Cash settlement required. 

WltJit officials and heads of departments of th<' compnnj supervised the making 
of this reiwrt? 

Answer.- Actuary Geo. J. Porter. 



222 

BUSINESS IN TIIK STATE OF INDIANA DURING 1909. 

Na Amount 

Policies on the lives of ciUzeus of said state issued diuring the 

year 1,170 $879,500 00 

Total 1,170 1879,50000 

Deduct ceased to be in force during the year %.... 222 123,750 00 

Policies in force December 31 948 $735,750 00 



223 



THE PEOPLES LIFE INSURANCE COMPANY. 

President, Andrew A. Laird. Secretary, Eugene O. Burget. 

Vice-Presidents, Wm. M. Croan, John C. Shanklin. 

Treasnrer, Hez. M. Cohee. 

Home Office, American National Bank Bldg., Frankfort, Ind. 

Incorporated August 26, 1906. Commenced Business September 12, 1906. Reorganized 

May 7, 1907. 

CAPITAL STOCK. 

Amount of ledger assets (as per balance) December 31 of 

previous year $90,211 85 

Extended at $30,21185 

INCOME. 

First year's premiums on original policies, with- 
out deduction for commissions or other ex- 
penses : $32,024 80 

Total new premiums $32,024 80 

Renewal premiums, without deduction for com- 
missions or other expenses $28,266 89 

Dividends applied to pay renewal premiums 3,191 62 

Total renewal premiums 31,458 51 

Total premium Income $63,483 31 

Dividends left with the company to accumulate at Interest.. 614-70 

Gross interest on mortgage loans $462 30 

Gross inerest on premium notes, policy loans or 

Hens 57 22 

Grose interest on deposits in trust companies and 

banks 948 24 

Total gross Interest 1,467 76 

From other sources 5,000 00 

Total Income $70,465 77 



DISBURSEMENTS. 

For death claims $4,916 60 

Premium notes and liens voided by lapse 33 79 

Dividends applied to pay renewal premiums 3,191 62 

Dividends left with the company to accumulate at interest.. 514 70 

Total paid policyholders 8,656 71 

Expense of Investigation and settlement of policy claims, in- 
cluding $60 for legal axpense 85 00 

Commissions to agents (less commission on reinsurance), 

first year's premiums, $27,520.40; renewal premiums, $547.77 28,068 17 
Salaries and allowances for agencies. Including managers, 

agents and clerks 3,300 00 



224 



Agency siiporvlsion, traveling ami j.ll otiicv ii|?ency expenses 

Mt'dU'iil exumlners' fees, $1,659; inspection of Nsks, $132 

Salaries and all other coniponsatlon of officers, directors, 

tvuste(»s and home office employes 

Rent 

Advertising, $34^.93; printing and stationery, $424.15 

Furniture, fixtures and safes — 

Insurance Department licenses and fees 

Actuary 

Interest 

Premiums returned 

Mftscoflaneous 

Agents' balances charged oflP 



Total disbursements. 



$2,361 40 
1,791 00 

2,039 00 
245 82 

1,164 66 
108 50 
123 61 
210 00 
180 00 
203 26 
126 21 
322 17 



Balance 



$49,9S4 50 
$51,693 12 



l.KlXJKlt Assins. 

Mort;:a^;c Itwins <>u real estate, tirst liens 

I»aus made to pollcyliohbTs on this company's polleh'S as- 
signed as collateral 

I'remlum notes on p«>lic{es in force 

Cash in company's otHee 

Deposits in trust c(»mpanl(^H and banks, not on Interest 

Deposited in trust companies and luinks on interest 

Agents' balances (dol»lt) 

Total ledger assets 



$28,000 00 




1,043 04 




5,399 70 




1.254 S2 




6.720 10 




8.650 00 




626 46 






$51,693 12 



NON-I^EDi^, lOK ASxSIOTS. 



Interest on mortgi'ges 

Interest on premium notes, policy loans or liens. 
Interest on other assets 



Total interest due and accrued 

New Biisim'ss, 
Gross premiums due and unreported on policies 

in force December 31, 11X»9 $1,!»2I» S7 

Gross deferred premiums on policies in force De- 

ceml)er 31, 1900 311 fiS 



$0X2 (K) 


70 64 


73 00 


Ilenpwals. 


$2,496 60 


2,555 52 



Totals ... 
Deduct loading. 



$2,241 HT) $0,062 12 
1,569 08 505 21 



Net amount of uncoiled od and deferred 

premiums 

Furniture and fixture.^ 



$672 47 $4,546 91 



Gross assets. 



826 24 



5,220 38 
500 00 



$58,239 74 



Di:i)T'CT Assr/rs not admittkd. 

Supplies, stationi'ry, printed nuitfcr. S2<Ki; furniliire. tixtures 

and s;ifcs, $:',oo 500 00 

Agents* debit l»al:inc«»s «;25 46 

I'romium notes and 1«imii*< nn polnirs ninl net pn'iniiims in 



oxvofisi of the ncl vnlue of ihcir politics. 

Total 

Admitted assets 



SIO 1! 



1,965 61 
$56,274 13 



225 



LIABILITIES. 

Net present value of all the outstandiug policies 
in force on the Slst day of Docembcr, 1909, as 
computed on the foUowlngr tables of mortality 
and rates of interest, viz.: 

Actuaries' table at 4 per cent 

American experience table at 3i per cent 



$25,721 26 
15,613 43 



Total 



$41,335 18 



Net reserve 

Claims for death losses and other policy claims resisted by the company 
Dividends left with the company to accumulate at interest, $514.70; and 

accrued interest thereon, $5.30 

Premiums paid in advance, including surivnder values so applied 

Borrowed money 

Unassigned funds (surplus) . .- 

Total liabilities $56,274 13 



$41,335 18 
5,000 00 

• 

520 00 

212 21 

2,000 00 

7,a06 84 



EXHIBITS OF rOLICIES. 



Including nil Business Written. 



The fcl lowing is 
count as it stood at 



a correct statement of th? biYsiuess of the j'ear on policy ac 
clone of business December 31: 



CLASSIFICATION. 


Whole Life 
Policies. 
No. Amount. 


Endowment 

Policies. 

Na Amount. 


Term and Other 
Policies, includ- 
ing Return Pre- 
mium AddiUona. 
No. Amount 


Total Numbers 

and Amounts. 

Na Amount. 


At end of previoiiB year. . . 


440 


$1,247,750 


55 


$66,500 


823 


$1,510,500 


1,318 


$2,824,750 


Urasd during year 


129 


263.500 


129 


151.000 


342 


526.500 


600 


941 000 


Revived during year 


1 
570 


1.000 
$1,512,250 


184 




4 


3.200 
$2,040,200 


5 


4,200 


Totak before tranrfers 


$217,500 


1.109 






Transfers, dedttctbos 


4 


4.000 


• • ■ • 


1.000 










Transfers addithms. 


• • • • 

506 




• ■ • • 

184 


1,000 


4 


4.000 

$4,000 

$2,044,200 












Balanoe of fcraosf era. . . 




4 






Totals after transfen.. 


$1,508,250 


$217,500 


1.173 


1.923 


$3,760,950 


Deduct eeased: 


















By death 


2 


$6,000 






3 


$7,300 


5 


$13,300 


By lanse. 


306 


942.000 


18 


$23,000 


292 


732.600 


615 


$1,697,600 


By decrease. 




5.500 




1,500 




14,500 




21.500 


Not taken 


6 
313 
253 


7.000 
$960,500 
$547,750 


7 

25 

159 


7.000 

$31,500 

$186,000 


10 


10,500 

$764,900 

$1,279,300 


23 


24,500 






Total terminated 


305 


643 


$1,756,900 


Outstanding end of year. . . 


868 


1.280 


$2,013,050 



MISCELLANEOUS QUKSTIONS. 

Were all the tran8action« of the company of which notice had I)een received 
at the home office at the close of business December 31, truthfully and accurately 
entered on Its IxMikn for and during the year ending on that date? 

Answer.— Yes. 

Does this statement show the condition of the company as shown by the books 
at the home ofllce at the close of business DiK'cmlior 31? 

Answer.— Yes. 

Is there a loading or mnr^ciu for expenses on all policies over the net preniium 
according to the state standard? 

Answer.— Tes. 



[15— 239i8] 



226 

Is any surrender value premised lu excess of the reserve as legally computed? 
If so, what aniopiit therefor has been lnoIiide<l in liabilities, and where? 

Answer.— No. 

Is the l)usine!>s of the company conducted upon the mutual, mixed or strictly 
lHH)pHetary p'an? 

Answer.— Mutual. 

Does any ofHeer, director or trustee receive any commission on the business 
of the company? 

Answer.— No. 

Have the future loudiuKs on the premiums, or any part thereof, been assigned 
or hypothecated in any ua.\ V If so, give full Information. 

Answer.— No. 

"What proportion of premiums on jwllcles issued by the company, may be taken 
In notes, or other form of Hen, on the policies? 

Answer.— None, except short-time negotiable paper. 

What offlcialH and heads of departments of the company supervised the making 
of this report? ' 

Answer.— President, Secrefars' and Treasurer. 



BUSINESS IN TIIK STATK OF INDIANA DURING 1909. 

No. Amount 
I'olicles on the lives of citizens of said state In force Deeeml»er 

31 of previous year 1,318 $2,824,750 00 

Policies on the lives of citizens of said state issued during the 

ywir '. 606 945,200 00 

Total 1,923 $3,7fi9,950 00 

Deduct ceased to be in force during the year 643 1,756,900 00 

Policies lu fone December 31 1,280 12,013,050 00 

Industrial 355 69,392 00 

Total $2,082.442 00 

Losses and claims Incurred during year 5 $13.300 00 

Total 5 $13,300 00 

Losses and claims settled during the year. In cash 4 8,900 00 

Losses and claims unpaid December 33 1 $5,000 00 






RESERVE LOAN LIFE INSURANCE 

COMPANY. 

PreKldciit, ('haliiiors Brown. Vk-o-Pivsldeiit, W. U. Zulick. 

SiHTetary, Win. K. llelliK. Trea»uror, Wm. K. Bellls. 

Iluiue Offlre. 900 Odd Follows Bldg., Indianapolis, Ind. 
Incorporated March 2, 1897. Conimenced Business March, 1897. Reincorporated 

December 14, 1909, as Stock Company. 

CAPITAL STOCK. 

Amount of capital paid up in cash $100,000 00 

Amount of ledger assets (as per l)alance) December 31 of 

previous year $1,845,072 32 

Increase of capital durlu); the year 100,000 00 

Extended at 11,945,072 32 

INCOME. 

First year's premiums ou orij^lnal policies, with- 
out deduction for commlst^lons or other ex- 
penses 1170,556 70 

l\)tal first year's premiums on original 

policies $170,556 70 

Dividends applied to purchase paid-up additions 

and annuities 3 02 

Surrender values applied to purchase paid-up in- 
surance and annul ties 12.999 48 

Total new premiums $183,559 20 

Renewal premiums, without de<lnction for coin- 

uiissious or other • expenses $341,115 58 

Dividends applic<l to pay renewal premiums 363 20 

Surrender values applied to pay renewal prem- 
iums 1,228 57 

Total renewal premiums 342,707 35 

Total premium Income $526,266 55 

Gross Interest on mortgage loans $:i8.682 74 

Gross interest on bond^ and dividends on stock.s. 412 00 
Gross inerest on premium notes, policy loans or 

Hens 49,105 93 

Groes Interest on deposits In trust companies and 

banks 2.412 37 

Gross Interest on other debts due the company... 88 11 

Total gross Interest 90,701 15 

rartial payments $112 24 

Policy loans restored 4.506 48 

Survivorship dividends 240 00 

Balance returiie<l from H. K. Agar— death loss... 480 00 5,337 72 

Total income $6t;2,3()5 42 



228 

DISBUKSBMBNT8. 

For death clulia« ^,400 00 

Premium notes and lleiis voided by lap^o 3,064 60 

Surrender values paid iu cash, or applied In liquidation of 

loana or notee 96,642 96 

Surrender values applit<l lo pay new premiums 1,228 57 

Surrender values applied io purchase paid-up insurance and 

annuities 12,999 48 

Dividends paid to policyholders In caah, or applied in liqui- 
dation of loans (M* notes GO 00 

Dividends applied to pay it^newal premiums 363 20 

Dividends applied to purchase paid-up additions and annu- 

'tles 3 02 

Total paid policyholders 179,74183 

Expense of investigation and settlement of policy claims 26 10 

Commissions to agents (less commission on reinsurance), 
first year's premiums, $134,740.76; renewal premiums, |4,- 

075.24 138,816 00 

Special contract commissions 23,771 73 

Salaries and allowances for agencies, Lnclndiug managers, 

agents and clerks 13,900 00 

Agency supervision, traveling and all other agency expenses 11,278 22 
.Medical examiners' fees, 115,292.50; Inspection of risks, $2,- 

212.85 17,506 36 

Salaries and all other ciunpensation of officers, directors, 

trustees and home office employes 55,069 00 

Rent, for company's occupancy of its own buildings 6,248 31 

Advertising, |2»697.97; printing and stationery, 14,474.03 10,340 87 

Legal expense 2,441 65 

Furniture, fixtures and safes 1,125 06 

Taxes on investment 386 80 

State taxes on premiums 2,179 61 

Insurance Department licenses and fees 4,286 37 

Municipal license 122 GO 

Investment expense $430 75 

Miscellaneous expenses 1,214 51 

Unsecured assets charged off 4.019 87 

6,665 13 

Agents' balances charged off ' 18,294 10 

Bonds 33 00 

Total disbursements $491,249 52 

Balance $2,076,128 22 



LBDGRR ASSETS. 

Mortgage loans on real estate, first liens $879,108 96 

Loans made to policyholders on this company's policies as- 
signed as collateral ^ 1,006,288 10 

Premium notes on policies In force 9,301 08 

Book value of bonds 10,976 00 

Cash in company's office 3,068 59 

Deposits in trust companies and banks, not on interest 38,264 37 

Deposited in trust companies and banks on Interest 127,300 00 

Agents' balances (debit. r2.876.86; credit. $1.049.74) 1.827 12 



Total lodger assets $2,076,128 22 



229 

NON-LEDGER ASSETS. 

iMtcreBt due, |66; and accrued, 112.315.21, on mortgages 112.371 tn 

Interest on bonds 202 00 

Interest due on premium notes, i>olley loans or Ileus 4,420 16 

Interest on other assets 728 69 



Total Interest due and accrued 17,722 06 

New Businesi. Renewals. 
Gross premiums due and unreported on policies 

in force December 31, 1909 147,958 55 $28,075 01 

Gross deferred premiums on policies in force De- 
cember 31, 1909 15.49789 



Totals $47.958 55 143,572 40 

Dedhict loading 36,113 49 8,992 85 



Net amount of uncollected and deferred 

premiums 111,845 06 134.579 55 



46,424 61 

Furniture, fixtures, safes and supplies 7,500 00 



Gross assets $2,147,774 89 



DEDUCT ASSETS NOT ADMITTED. 

Supplies, stationery, printed matter, furniture, fixtures and 

safes $7,500 00 

Agents' deWt balances, $150 secured 1,677 12 

Premium notes nnd loans on policies and net premiums in 

excels of the not value of their policies 10,355 19 

City of Richmond (Va.) bonds 575 00 



Total 20.107 81 



Admitted assets $2,127,667 58 



LIABILITIES. 

Net present value of all the outstanding policies 
in force on the 31st day of December, 1909, as 
computed by the Indiana Insurance Depart- 
ment, on the following tallies of mortality :ind 
rates of interest. vIk.: 

Actuaries* table at 4 per cent $1,173,402 00 

American experience table at 3i per cent 663,969 92 



Total $1,837,37192 

Reserve to provide for health and accident benefits con- 
tained in life policies 584 08 



Net reserve $1,837,956 00 

Claims for death losses which have been reported and no 

proofs received $1,000 00 



Total policy claims* . 1.000 00 

Coupons left with the company to accumulate at Interest, $663.04: and 

accrued interest thereon, $8.39 641 43 

Premiums paid In advance, including surrender values so applied 1,606 19 

I'nearned interest and rent paid in advance 26,108 01 



230 



roinniif*8ioii8 duo to n(;ent8 on prMniuin notos wIhmi paid $«iO 07 

CoiinnlRslons to rtKPUt«. duo or nrcruod , 1,049 74 

SaUirioH, rents, office oximmisph, MUb and aeooiiuts due or a<'enied 1.492 48 

Medical <»xaminers' and lejjal tiH}» due or aeerui»d 775 (Xi 

State, county and municipal taxes duo or accrued 4.012 05 

IMvidends det'larofl on or apportioned to annual dividend ixdlcles pa.v- 
nUh" to pidicyholders during 1910. whether continjsent upon the pay- 
ment of riiiewal premiums or otherwiso 30 89 

Continpeut pnjtlts duo holders of pollcl<*« of the Rurvivorship dhidi'ud 

clans 3,880 00 

Special contracts apportioned in 1909 and payable In 1910 6,478 39 

SpiH'lal deposit in the state of Virginia In excess of the re*M>rve liability 

on Virginia business 6,643 40 

Capital Rto<*k 100,000 00 

rnassijoied funds (surplus) 136.303 93 

Total liabilities $2,127,667 58 



EXHIBITS OF rOLiriKS. 

iiu'ludiUK all Business Written. 

The folIowiuK Ib a eorr€H-t statement of the business of the year on policy ac- 
count a«i it Rtoo<l at close of business December 31: 



CLASSIFICATION. 

At end of prcvloim yoar. 

Iwued during year 

Revived during year. . . . 
Increaflcd during year. . . 



Whole Life 

Policies. 

No. Amount 

5.371 111.286,617 

1,979 4.289.750 

29 56,000 

1.000 



Endowment 

Policies. 

No. Amount 

89 186,250 

27 76,000 

7 7.000 



Ttfm and Other 
Policies, includ- 
ing Return Pre- Total Numbers 
mium Additions. and Amounts. 
Na Amount No. Amount. 

670 12,010,860 6.130 113.383.727 

507 1.314.165 2.513 •5.679,921 

9 . 35,000 45 98.000 

1.000 



Totals before transfer. 

Transfos, deductions 

Transfers, additions 



7,379 115.633.367 123 1169.250 1.186 13,360.025 

4.000 



146 
52 



364.321 
148.500 



Balance of transfers . . 

Totals after transfers.. 

Deduct ceased: 

By death 

By expiry 

By surrender. 

By lapse 

By decrease 

Not taken 



94 1215,821 



2 
2 



49 
141 



140.000 
351.821 



$4,000 



92 1211.821 



7,285 115.417.546 125 1173,250 1,278 $3,571,846 8.688 *S 19, 162.648 
$55,000 



27 



210 

323 

5 

187 



573.500 

519,426 

20.000 

491,750 



Total terminated . . . . 
Outstanding end of year. 



752 $1,659,676 



2 
21 

10 
33 



$1,250 

20,000 

3.000 

37.500 



3 

98 

4 

130 



61 



$11,000 
225,000 
12,000 
465.000 
5,500 
200,000 



30 

98 

216 

474 

5 

258 



$66,0C0 
225.000 
586,750 
1,004.426 
28,5C0 
729.250 



$61,750 296 $918,500 1.081 $2,639,928 



6.533 $13,757,870 92 $111,500 982 $2,663,346 7,607 *$16.522.722 



' Include:) $6.00 additions to policies by dividends. 



MISCKLLANKOt'S Qt'KSTIOXS. 

Were all the transactltms of the company of which notice Iiad l)een received 
at the honiL office at the close of biwinesa I>eceml)er 31. truthfully and accurately 
entered on Its Ixwkn tor and during the year ending? on that date? 

Answerr— Yes. 

Does this .statement sh(»\v the condition of the company as shown by the book^ 
at tl»e home ottice at the close of luisincss December 31? 

Answer.— Yes. 



231 

Is there a loading or margin for expenses on all policies over the net premium 
nc'conling to the state standard? 

Answer.— Yes. 

Is any surrender value promised In excess of the reserve as legally computed? 
[f so, what amount therefor has been included in liabilities, and where? 

Answer.— No. 

Is the business of the company conducted upon the mutual, mixed or strictly 
proprietary plan? 

Answer.— Stock plan. 

What dividends and what proportion of the profits of the company may be 
paid to the stockholders? 

Answer.— Not limited. 

Total dividends paid stockholders since organisation of the company, cash, 
none; stock, non«. 

Does any officer, director or trustee receive any commission on the business 
of the company? 

Answer.— No. 

Have the future loadings on the premium.^, or any part thereof, been assigned 
or hypothecated in any way? If so, give full information. 

Answer.— No. 

What proportion of premiunid on policies issued by the company may be t»ken 
in notes, or other form of lien, on the policies? 

Answer.— None. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.- Cashier and Assistant Secretary. 



BUSINKSS IN THE STATE OF INDIANA DUKING 1909. 

No. Amount 

Policies on the lives of citizens of said state in force December 

31 of previous year 4,748 $9,921,682 00 

Policies on the lives of citizenn of said state issued during the 

year 461 649,868 00 

Total : 5.199 110,571.550 00 

Deduct ceased to l»e in force during the year 473 925.176 00 

Policies in force December 31 4,726 $9,646,374 00 

Losses and claims unpaid December 31 of previous year 4 $12.000 00 

Losses and claims incurred during year 19 38.500 00 

Total 23 $50,500 00 

Losses and claims settled during the year, in cash, $50.500 23 50,500 00 

Premiums collecfed or secured in cash and notes or credits without any de- 
duction for losses, dividends, commissions or other expenses, $268,191.78. 



232 



RELIABLE LIFE ASSURANCE COMPANY. 

President, Henry Dollman. Secretary, A. L. Smith. 

Vice-Presidents, C. A. Woods, J. J. Williams. 

Treasurer, Lew Cooper. 

Home Office, 721 State Life Bldg., Indianapolis, Ind. 

Incorporated January 7. 1907. Commenced Business January 12, 1907. 

CAPITAL STOCK. 

Amount of capital paid up in cash $125,000 00 

Amount of ledger assets (as per balance) December 31 of 

previous year |IS5,614 57 



Extended at $155,614 57 



INCOME. 

First year's premiums on original policies, with- 
out deduction for commissions or other ex- 
penses • 1807 60 

Total first year's premiums on original 

policies $807 60 

Surrender values applied to purchase paid-up in- 
surance and annuities 945 78 

Total new premiums $1,753 38 

Uenewal premiums, without deduction for com- 
missions or other expenses, less $405.75 for re- 
Insurance on renewals $43,327 54 

Dividends applied to pay renewal premiums 2,993 21 

Total renewal premiums 46,320 75 

Total premium Income $48,074 13 

Gross interest on mortgage loans $2.815 50 

Gross Inerest on premium notes, policy loans or 

liens 942 75 

Gross interest on deposits in trust companies and 

banks 499 15 

Gross interest on other debts due the company.. 26 92 

Total grops Interest 4.284 32 

Premium on stock 37,055 00 

Total Income $89,413 45 



DISBURSEMENTS. 

For death clalmn. $9,882 00 

Surrender values paid in oiish. or applied in liquidation of 

loans or notes 3,152 53 

Surrender values applied to purchase paid-up insurance and 

annuities 945 78 



233 



Dividends applied to pay renewal premiumH .*. 

Total paid pollcybolders 

Expense of Investigation and settlement of policy claims, 

Including $200 for legal expense 

(Commissions to agents (less eomniission on reinsurance), 

first year's premiums, $686.26; renewal premiums, $677.43 
Agency supervision, traveling and all other agency expenses 

Medical examiners' fees, $S3; Inspection of risks,- $4 

Salaries and all other compensation of officers, directors, 

trustees and home office employes 

Rent 

Advertising, $442.04; printing and stationery, $617.90; postage. 

telegraph, telephone and express, $!t44.14; exchanp^e. $3.77 

State taxes on premiums 

Insurance Department licenses and fees 

Corpora tlon tax 



Collection expense 

Miscellaneous office expense.... 

Legislative reports 

Actuarial services 

Bonds . . .'. 

American Life convention dues. 



$132 15 

291 37 

50 00 

300 00 

40 00 

26 00 



$2,993 21 
17,660 96 

282 06 

1,263 69 

406 68 

57 00 

6,425 30 
744 00 

1,338 16 

36 34 

93 00 

479 60 



838 62 



Total dlsbuirsementa. 



$28,937 86 



Balance $216,090 16 



LEDGER ASSETS. 



Mortgage loans on real estate, first liens 

Loans made to policyholders on this company's policies as- 
signed as collateral 

Premium notes on policies In force 

Cash In company's office 

Deposits In trust companies and banks, not on Interest 

Deposited In trust companies and banks on Intere^ 

Bills receivable, $86,863.45; agents' balances (debit), $11,830.86 



$70,975 00 



Total ledger assets. 



19,947 20 




1,107 60 




177 76 




16,188 30 




10,000 00 




97,694 31 






$216,090 16 



NON-LEDGER ASSETS. 



Interest due, $30; and accrued, $1,118.70, on mortgages. 



$1,148 70 



Total Interest due and accrued • 

New BusiDfesB. Renewals. 
Gross premiums due nnd unreported on policies 

In force December 31. 1909 

Gross deferred premiums on policies In force De- 
cember 31, 1909 



Totals . . 
Deduct loading 



$626 45 
18 84 


$3,545 47 
1,442 02 


$646 29 
243 15 


$4,987 49 
997 49 



Net amount of uncollected and deferred 
premiums 



$402 14 $3,900 00 



1,148 70 



4.392 14 



Gross assets $221,631 00 



2;h 



DEDUCT .ASSKTS NOT ADMITTED. 



Agents* debit Imlaiiocs. 
Bills receivable 



111,830 86 
73,S63 45 



Total 



85.694 3J 



Admitted assets 1135.936 6& 



LIAB1I>ITIES. 



American experience table at 3 per cent. 
American experience ta!>le at 31 per cent. 



$94,332 18 
965 99 



Total $95,298 17 

Deduct net value of risks of this company reinsured in other 

solvent companies 308 31 



Net reserve 

Premiums paid in advance, including surrender values so applied 

Amounts set apart, apportioned, provisionally ascertained, calculated or 

held awalthiK apportionment upon deferred dividend policies 

T^npaid dividends 

Unasslgned fund** (surplus) 



$94,989 86 
106 32 

1,341 00 

96 42 

39.403 09 



Total liabilities 1135.936 69 



The following Is 
count as It sto<Ml at 



CLASSIFICATION'. 

At end of previouB year. 

Imucd during year 

Revived during year 

Totals after transfers . . . 

Deduct ocaaed: 

By death 

By surrender 

By lapse 

By decrease 

Total terminated 

Outstanding end of year. 
Policies reinsured 



EXHIBITS OF POLICIES. 

Including all Business Written. 

a correct statement of the business of the year on policy ac- 
close of business December 31: 



Whole Life 

Policies. 

No. Amount. 

800 11.686,500 

13 18.500 

1 5,000 



1 

31 

109 



12,500 

72,000 

192.000 

6.500 



141 1273.000 



673 11.437,000 
7 32.000 



Endowment 

Policies. 
No. Amount 

19 130,000 

1 2.500 



814 11,710.000 20 



1 
3 



Term and Other 
Policies, includ- 
ing Return Pre- 
mium Additions. 
No. Amount. 

95 1221,920 

8 31.283 



S32.500 


103 


11,000 


.... 


2.500 


17 


13.500 


17 



143.036 



Total Numben 

and Amounts. 

No. Amount. 

914 11,938.420 

22 52.283 

.. 5,000 



1253.203 936 11,995.703 



1 

32 

129 



12.500 

73,000 

237.536 

6,500 



143,036 162 1319.536 



16 $29,000 86 1210,167 775 11.676,167 



MISCELLANEOUS QUESTIONS. 

Were all the transactions of the company of which notice had been received 
at the home office at the close of business December 31, truthfully and accurately 
entered on Its lK>oks for and during the year endlnj? on that date? 

Answer.— Yes. 

Docs this statem»»Tit show the conditioii of the company as shown by the books 
at the home office at the close of business De<'cmber 31? 

Answer.— Yes. 



235 

Is there n loadliiff or margin for expenses ou all pollcieH over the uet premiimi 
according to the state standard? 

Answer.— Yes. 

Is any surrender value promised in excess of the reserve as legally computed? 
If 80, what amount therefor has been included in liabilities, and where? 

Answer.— No. 

Is the business of the company conducted upon the mutu«il, mixed or strictly 
proprietary plan? 

Answer. — Stock jrfnce September, 1906. 

What dividends and what proportion of the profits of the company may Ik? 
paid to the stockholders? 

Answer.- All except such as may be paid on mutual policies. 

Does any officer, director or trustee receive any commission on the business 
of the companj'? 

Answer.— No. 

Have the future loadings on the premiums, or any part thereof, been assigned 
or hypothecated In any way? If so, give full Information. 

Answer.— No. 

What officials and heads of departments of the company supervised the making 
of this report? 

Answer.— The First V I ce-r resident and Bookkeeper. 



BUSINESS IN THE STATE OF INDIANA DURING 1909. 

No. Amount 
Policies on the lives of citize-ns of said state in force December 

31 of previous year 897 $1,882.420 00 

Policies on the lives of cltiaens of said state Issued during the • 

year 22 52,283 00 

Total 919 11,934,703 00 

Deduct cease<l to be in force during the year 147 271,536 00 

Policies in force December 31 772 11,663,167 00 

Losses and claims unpaid December 31 of previous year $7,500 00 

Losses and claims Incurred during year 1 2,500 00 

Total $10,000 00 

Losses and claims settled during the year, in cash, $8,000; by 

compromise, $2,000 $10,000 00 



236 



STATE LIFE INSURANCE COMPANY. 

President, H. W. Bennett. Secretary, W. 8. Wynn. 

Vlce-PresldentH, W. S. Wynn, Chas. F. Coffin. 
Treasarer, Albert Sahm. Actuary, W. 8. Wynn. 

Home Office, State Life Building, Indianapolis, Indiana. 
Incorporated Septeml)er 5, 1894. Commenced Business September 24, 1894. 

CAPITAL STOCK. 

Amount of ledger assets (as per balance) December 31 of 

previous year 17,012.640 96 

Extended at 17,012,640 96 

INCOME. 

First year*s premiums on original policies, with- 
out deduction for commissions or other ex- 
penses, less $979.20 for first year's reinsurance 1197,345 32 

Surrender values applied to pay first year's prem- 
iums 91 17 

Total first year's premiums on original 

pollcios $197.436 49 

Dividends applied to purchase paid-up additions 

and "annuities 30 21 

Surrender valnci^ applied to purchase paid-up in- 
surance and annuities 17.894 69 

Total new premiums 1215,361 39 

Renewal premiums, without deduction for com- 
missions or other expenses, less $4,102.54 for re- 
insurance on renewals $1,958,568 38 

DtvidendA applied to pay renewal premiums 120.241 66 

Renewal premiums for deferred annuities 130 00 

Total renewal premiums 2,078,930 04 

Total premium income $2,294,291 43 

Dividends left with the company to accumulate at interest. 421 90 

Gross Interest on mortgage loans $233,292 31 

Gross interest on bonds and dividends on stocks, 

less $318.89 accrued interest on bonds acquired 

during 1909 7,172 31 

Gross Interest on premium notes, policy loans or 

liens 105,736 15 

Gross interest on deposits In Irust companies and 

banks 3,368 70 

Gross rent from company's property. Including 

$12,457.68 for company's occupancy of its own 

buildings 108.299 80 

Totnl gro<«s interest and rents $462,869 27 

Partial payments on voided notes $946 05 

Kxces.«» of receipts over disbursements on Invest- 
ment expense account 275 91 

1.221 96 

From agents' balances previously charged off 1.247 69 

Total income $2,750,052 K 



237 

DISBURSBMDNTS. 

For dentil claims $440,382 89 

Premium notes and Hens voided by lapse..'. 35,200 09 

Surrender ralues paid in eash, or applied hi liquidation of 

loans or notes 242,99176 

Surrender values applied to pay new prenihmiH 91 17 

Surrender valties applied to purchase paid-up iuHurance and 

annuities 17,894 69 

Dividends paid to policyholders in cash, or applied In liqui- 
dation of loans or note« (less reinsui-anee, $37.85) 8,989 96 

Dividends applied to pay renewal prcniiumH 120.241 66 

Dividends applied to purchase paid-up additions. oxchanKCH 

and annuities 30 21 

Dividends left with the company to act-uninlate ar iiiterojit.. 421 90 

Total paid policyholders 866,244 32 

Expense of investigation and settlement of pollc3' clahuH, 

includlnsr $2,406 for legal expense 4,012 85 

Paid for claims on supplementary contracts not iuvolvln)^ 

life contingencies.^ 1,717 75 

Dividends held on deposit surrendered during the year, with 

Interest thereon 300 55 

Commissions to agents (less commission on reinsurance), 
flrst year's premiums, $150,898.34; renewal premium;^. $196.- 

876.61 346,773 95 

Commuted renewal commissions 12,694 21 

Salaries and allowaiices for agencies, including manatrers, 

agents and clerks 25,750 47 

Agency supervision, traveling and all other agency expenses 7.67S 60 
Medical examiners* fees, $14,128.50; inftpection of risks, $3.- 

686.72 17.815 22 

Salaries and all other compensation of officers, directors. 

trustees and home office employes 123,668 30 

Rent, including $12,467.68 for company's occupancy of Its own 

buildings 17,856 68 

Advertising, $3,068.47; printing and stationery. $11,097.34: post- 
age, telegraph, telephone and express, $9,049.96; exchange, 

$143.86 23,379 62 

T^gal expense 556 06 

Furniture, fixtures and safes 4.105 50 

Repairs and expenses (other than taxes) on real estate 32,908 10 

Taxes on real estate 13,341 60 

State taxes on premiums 33,727 83 

Insurance Department licenses and fees 5,240 11 

Municipal licenses 1.408 89 

Taxes on investments 940 89 

Miscellaneous expense 1.502 20 

Discount on premiums paid In advance 3 64 

Agents' balances charged off 7.234 84 

Real estate 41 08 

Total disbursements $1,548,898 26 

Balance $8,213,794 95 

LEDGER ASSETS. 

Book value of real ♦'state $992,846 92 

Mortgage loan** on real estate, fli-pt liens 4,687.823 50 

Loans made to p<dlcyholdcrs on this company's policies as- 
signed as collateral 2,001.051 22 

Premium notes on policies in force ,....,.,. 68.407 ?9 



238 

Book value of ImjihIs 1197,887 72 

CUfjh in <*omi)auy'8 otflt-*'^ 6.048 52 

DepoHits in trust conipunleH and banks, nut on inloiVMt 2,216 89 

Deposited in trust eompaulcs and Itanks on interest 232.802 17 

Agents' balances (debit, 125,593.47; credit, 1882.75); net ,.. 24,710 72 

Total le<l;;er assets $8,213,794 95 

XOX-LEDGKU ASSIOTS. 

Interest due, $4,689.40; and aci-rued, $64,023.00, on mortgaKes.. $68,712 46 

Interest on Inrnds 921 39 

Interent on collatenil loans 684 07 

Interest on other assets 100 00 

Kents due on eouipanj-'s property or lease 876 18 

Total interent and rents due and accnictl 71,294 10 

Market value of real estate over iiook value 207,153 06 

New BumnesB. Renewals. 
Cross premiums due and unreported on policies 

in force I)e<'eniber 31, 1909 $24,778 11 $73,083 42 

(jro-^s deferrnl premiums on policies in. force De- 
cember 31. 1909 1.501 33 62.808 18 



Totals $26,279 44 $135,891 60 

Deduct loading 17.870 02 27,586 00 



Net amount of uncollected and deferred 

premiums $8.<03 42 $108.305 60 116,715 02 

rnearufMl premiums for tire Insurance on home ofTlce building 5,586 72 



(iross assets $8,614,552 87 



DKi>r(*T aksI':ts not admitted. 

Agents* debit balances $25,593 47 

rremium notes find loans on policies and net premiums in 

excess of the net value of their policies 6,796 20 

Book value of ledger as.sets over nuirket value, viz.: Bonds 1,333 62 



Total 33.722 29 



Admitted assets $8,580,830 5vS 

LIAIULITIHS. 

Net present value of all tln» i-.utstanding policies 
f<)ri'e on the 31sl day of i)e<'cmber. 1909. as 
computed by the Indlami Insunince Depart- 
ment, on the following tables of mortality and 
rates of Interest, viz.: 

Actuaries' table at 4 per cent, on all policies Is- 
sued prior to .January 1. 1901 $I,J<4K0^ 00 

Amerb'an experic'uce table at 34 per cent, on all 
non-partlclpatlng business excepting 20-year 
term iK>Iicies Is.««tied prior to August 16, 1909.. 13.742 00 

American experUnce table at 3 per rent, on nil 
polbb's IssUfHl sinre .lanuaty 1, \'M)\, except as 
piM- Item 2 .').l.'.4.a54 tf) 

Nel present valu»' of Hfiiiullics (iiidiMlIn^ those in 
leductKn of proniiinis American rxpi'riiiice 
ti.ob» at V per r« iit 1.4'KJ <M) 



Total $7,117,374 00 



Doilnct not vnliio of risks of this compnuy rciiiminMl In otlior 

Rol vent (Hunpanios %^l.7}29 00 

Total $7,118,845 1K> 

Ucser\'e to proA'ldp for henlth nnd accident bcnortts contained 

In life poUcios 7.553 (X) 

Net reserve 17,121,398 O) 

Present value of amounts not yet due <»n supiilementary contractn not 

involving life contingencies 29,741 00 

Claims for death Ioshos in pi*oceHs of adjustment or adjusted 

and not due $6,000 00 

(Maims fo-r death lo«*s<»s wlilch have lu-cn reported and n<i 

proofs reoeivwl 30,253 00 

(Maims for death losses and etlier policy claims resisted i»y 

the company 22,000 00 

Total policy claims 58.253 0<» 

Dividends left with the company to accumulate at Interest 121 35 

Premiums paid in advance. Including surrender values so applie<l 9,754 26 

T'nearned interest and rent paid In advance 40,02102 

(Commissions to agents, due or accrued 6,974 43 

Salaries, rents, ofllce expenses, b'lls and account ■« due or accrued 1,785 70 

Medical examiners* and inspection fees due or accrued 1,429 91 

State, county and muidclpal taxes due or accrued (on iiremiums only).. 24,144 93 
Dividends or other profits due policyholders, including those contingent 

on payment of outstanding and deferrtnl premiums 5,986 87 

Dividends declared on or apporti^Mieil to annual dividend policies p.«iy- 
abie to policyholders during 1910, whether contingent upon the pay- 
ment of renewal premiums or otherwise 18,925 00 

Dividends declared on or apportioned to deferred dividend policies pay- 
able to policyholders during 1910 5.947 97 

Special surplus on "combination" policies 81,513 09 

Unpaid Judgment for return of premium in Oklahoma 227 71 

T ' nassigned f uiids (surplus) 1,174,606 34 

Total liabilities $8,580,830 58 

KXHIIUTS OF POLiriKS. 

Including all Business Written. 

The following Is a correct statement of the business of the year on policy ac- 
count as It stood at close of business December 31: 

Term and Other 
Polfciea, in<*lud- 
CLA8SIFICATI0X. Whole Life Endowment ing Return Pre- Total Numbere 

Policies. PolicieB. mium Additions. and Amounts. 

So. Amount. No. Amount. No. Amount. No. Amount. 
At end of previous 

year 20.688 ^3,871,214 1.167 $2,162,556 4,473 117.038.261 26,328 $73,072,031 

Issued dttring year. . . 3.032 5,363,942 257 406.200 523 10.150.559 3.812 15,920.701 

R«trlved during year. . 196 502,679 4 8,000 27 103,140 229 613,819 

Increased during year 369 863,625 369 863.625 

ToUb after traniifers 23,918 $59,737.8>5 1.428 $2,576,756 

Deduct ceased: 

B> death 129 $35).5)3 4 $8.8X) 

By expiry 

Bytorrander 987 2.773.491 51 i:9.8X) 

By lapse 1,739 3.351,171 84 126.823 

Notuken 579 1.122.579 6) 119.733 



5.392 


$28,155,585 


30.738 


$90,470,176 


21 


$74,000 


154 


$433,300 


535 


1,259,510 


535 


1.259.510 


5 


40.234 


1.046 


2,929.525 


285 


1,972.862 


2.1C8 


5.451.853 


88 


1.092.434 


72/ 


2.334.713 



Total terminated. 3.434 $7,594,741 2i2 $?65.120 934 $1.439.')30 4.57> $12,398.8^1 



Outstanding end of 

year 20.484 $52,143,094 1.226 $2,211,636 4.458 $23,716,555 26,168 $78,071,285 

Policies reinsured 45 313.000 45 313,000 



240 

J 

I 
MISCKLLANKOUS QLE$T10XS. 

Were all the traniwctlons of the company of which notice had been received nt 
the home office at the close of huftiiiOHs Deoe/kiber 31, truthfully and accnrately 
entered on Its books for and during the y«'ar eading on that date? 

Answer.— Yee. 

Does this statement show the condition of the company as shown by the books 
at the home office at the close of business December 31? 

Answer.— Yes. 

Is there a loading or margin for expenses on all policies o^er the net premium 
according to the state standard? 

Answer.— Yes. 

Is any aurrondor vnlue promised lu excess of the reserve uh legally* computfMl? 
If so, what amount therefor has l»eon included In liabilities, and. where? 

Answer.— No. 

Is thebusinoss of the coinpniiy conduclod upon th*' inutunl, niixod or strictly 
proprietary plan? 

Answer.— Mutual. 

Does any officer, director or trustee receive any conimlssiou on the business 
of the company? 

Answer.- No. 

Have the future loadings en the premiums, or any part thereof, l)een assigned 
or hypothecated in any way? If so, give full information. 

Answer.- No. 

What proportion of premiums on iH)lIries issued by the compan3' may be taken 
in notes, or other form of lieu, on the pollclesi? 

Answer.— No part of first j'ear premiums, and not exceeding the reserve on re- 
newals, except as included in Item 39, page 4. 

What officials and heads of departments of the company supervUed the making 
of this report? 

Answer.— President, Secretary, Actuary and Auditor. 



BUSINESS IN THE STATE OK INDIANA DURING 1909. 

No. Amount. 
Policies on the lives of cltisens of said state in force December 

31 of previous year 4.959 $12,010,613 00 

Policies on the lives of citizens of said state Issued during the 

year e&4 3,763,496 00 

Total 5.513 $15,774.109 00 

Deduct ceased to be In force during the year 475 1,064,623 00 

Policies in force December 31 5,088 $14,709,586 00 

Losses and claims unpaid December 31 of previous year 5 $13,000 00 

Losses and claims incurred during year 23 56,000 00 

Total 28 $69.000 00 

liosses and claims settled during tlie year, in cash. $64.000 24 64,000 00 

Losses and claims unpaid December 31 4 $5.000 00 

Premiums collected or secured in cash and notes or credits without any de- 
duction for losses, dividends, commissions or other expenses. $325,413.17. 



241 



SOUTH BEND LIFE INSIIRAN{^E (;()MPANY. 

President, Joel M. Padgett. Vice-President, Jay C. Ilamill. 

Secretary, Joseph Stout. Treasurer, Eldou N. Ilayhurst. 

Home Office, Merchants' Bank Hid}?-, ^uth Bend, Ind. 

Incorporated August 31, 1906. Commenced Business May 4, 1907. 



CAPITAL STOCK. 

Amount of ledger assets (as per balance) December 31 of 

previous year $38,679 93 

Kxtended at 138,679 93 

INCOMB. 

First year's premiums on original policies, with- 
out deduction for commisslous or otlier ex- 
penses 119,805 64 

Total new premiums $19,805 64 

Renewal premiums, without deduction for com- 
missions or other expenses $7,226 30 

Total riMiewal premiums 7,226 30 

Total premium income $27,031 94 

Gross interest on mortgage loans $935 93 

Oro8» interest on premium notes, policy loans or 

liens 28 51 

Total gross Interest 964 44 

Guarantors' fund 13,012 75 

Total Income $41,00» IH 

DISBURSEMENTS. 

For death claims $6,000 00 

Premium notes and liens voided by lapse 929 06 

Total paid policyholders 6,929 06 

Paid guarantors for Interest or dividends 3.183 88 

Commissions to agents 18,280 56 

Agency supervision, traveling and all. other agency expenses 2,858 98 

Medical examiners' fees, $1,158.84: inspection of risks, $84.75.. 1,243 57 
Salaries and all other compensation of officers, directors, 

trustees and home office employes 2,157 20 

Rent 418 00 

Advertising, $254.15; printing and stationery, $781.92; postage, 

telegraph, telephone and express, $322.94; exchange, $6 1.364 01 

Legal expense 551 44 

Furniture, fixtures and safes 169 44 

Insurance Department licenses and fees 106 00 

Personal property tax 190 64 

Guanntors' fund repair 2,21150 

Gross loni on transfer of letlgor assets, vix. : Mortgages 7,540 00 

Total disbursements ' $47,20(i 2K 

Balance $32,485 78 

[16—23948] 



242 



LKDGKU ASSKTS. 

Mortijage loans on roal estate, rtrst Hens $19.160 00 

I'rt mlum notes on policies In force, of which ^2.54 Is for first 

year*8 prcmiumh 635 40 

Deposits in trust companies aind banlcs, not on interest 93124 

Depositeil in tru8t conipauies and lianlcs on interest 5,977 71 

Hills receivaMe, W6: agents' balances (debit) $5,736.43 5.78143 

Total l<»djfer assets 



$32,485 7S 



N0N.LEI)(;KR ASSKTS. 



Interest on niortKaKt*** 

Ii'.ten*st on premium notes, policy loans or liens. 
Interest on other assets 



Total interest due and accrued 

New BiMinest. 
Gross premiums due and nnrt^portcnl on policies 

In force December 31, Iy09 

f}ro»«s deferred premiums. on policies in force De- 
cember 31, 1909 $27 32 



$669 18 


303 


239 64 


Renewals. 


$25,508 20 


244 85 



Totals . . 
Deduct loadinjr. 



Net amount of uncollected and deferred 
premiuniK 



$27 32 $25,753 05 
19 12 4,292 17 



$8 20 $21,460 88 



Furniture and fixtures. 



911 85 



Gross assets. 



21,469 08 
967 64 

$55,834 36 



DKDVCT ASSETS NOT ADMITTED. 

Furniture, fixtures and .safes .*... 

Aficnls" dcl)it balances 

Rills receivable 

Premium notes and loans on policies and net premiums in 
exoc«s of the net value of their policies 



Total 



Admitted assets. 



$967 64 

5.736 43 

45 00 

3.577 00 






10,326 07 




$45,508 28 



LIABILITIES. 



American experience table at 3J per cent. 



$30,132 73 



Total 



$30,132 73 



Net reserve 

Present value of amounts not yet due on installment death claims. 
Salaries, rents, oflice expenses, bills and accounts due or accrued... 

Medical examiners' and lejjal fees due or accni<Hl 

Unassigned funds (surplus) 



$30,182 73 

4,125 00 

2,946 73 

462 00 

7,841 82 



Total liabilities. 



$45,508 25 



243 



EXHIBITS OF POLICIES. 

Including all Business Written. 

The following Is a correct statement of the business of the year on i)olicy ac 
count as It stood at the close of business December 31: 



CLASSinCATION. 



At end of i»«viou8 year. 
Issued during year 



Totals after transferji. 
Deduct oeaeed: 

By death 

By lapse 

Not taken 



Total terminated . . . 
Outstanding end of year 



Term and Other 

Policies, tnclud- 

Whole life Endowment ing Return Pre- 

Policies. Policies. mium Additions. 

No. Amount. No. Amount. No. Amount. 

304 S754.000 33 $58,500 



62 



296.500 



50 $284,000 
7.000 147 504,500 



Total Numbers 
and Amounts. 
No. Amount. 

387 $1,097,000 

212 807.000 



360 $1,051,000 36 $65,500 107 $787,500 590 $1,904,000 



1 

118 

1 



1.000 

190.500 

5,030 



12 24,000 



1 
10 



9,500 
23,500 



120 $196,500 12 24.000 11 $33,000 143 $253.5(0 



246 $853,500 24 $41,500 186 $755,500 456 $1,651,500 



MISCELIiANEOUS QUESTIONS. 

Were all the transactions of the company of which notice had been received at 
the home office at the close of business I)eceniU*r 31. truthfully and accurately 
entered on Its book:4 for and during the year ending on that date? 

Answer. —Yes. 

Does this statement show the condition of the compiuiy as shown by the bookM 
at the homo office at the close of business December 31? 

Answer.— Yes. 

Is there a loading or margin for expenses on all policies over the net premium 
according to the state standard? 

Answer.— Yes. 

Is any surrender value promised in excess of the resen'e as legally computed? 
If so, what amount therefor has been Included in liabilities, and where? 

Answer.— No. 

Is the business of the company conducte<i upon the mutual, mixed or strictly 
proprlctar>' plan? 

Ans wer.— M u tual . 

Does any officer, director or trustee receive any commisi^ion on the business 
of the company? 

Answer.— Yes. 

Have the future loadings on the premiums, or any part thereof, been as*»igned 
or hypothecated In any way? If so, give full information. 

Answer.— No. 

What proportion of premiums on policies IshuchI by the <*ompany may be taken 
in notes, or other form of lien, c»n the policies? 

Answer.— Maximum amount accepted equal to premiums, h'ss short-term rate. 



BUSINESS IN THE STATE OF INDIANA DURING 1909. 

No. Amount 

Policies on the lives of citizens of said state in fon-e December 

31 of previous year 387 $1,097,000 00 

Policies on the lives of citizens of said state IssutMl during the 

year 212 807.000 00 



Total 598 $1,904,000 0;) 

Deduct ceaHe<l to be In force during the year 142 2o3,5(i0 00 



Policies in force December 31 4.56 $1 .r>51.5<X) 00 

Premiums collected or securiMl In cash and note-^ or cnMllts without any de- 
tlou for losses, dividends, commissions or other expenses. $27,031.94. 



244 



WESTERN RESERVE LIFE INSURANCE 

COMPANY. 

President, D. P. Campbell. Secretary, John W. Dragoo. 

First Vice-President, C. O. Pmtzman. 

Second Vice-President, August A. Brauu. 

Treasurer, D. A. McLnln. 

Home Office, 516-17-18-19 Wysor Block, Munde, Indiana. 

Incurpc.rated July ?7, 1906. Commenced Business July 30, 1906. Reincorporated 

July 31, 1907. 



CAPITAL STOCK. 

Amount of ledger assets (as per balance) December 31 of 

previous year ^4,549 03 

Extended at $44,549 08 



INCOME. 

First year's premiums on original policies, with- 
out deduction for commissions or other ex- 
penses $22,367 43 

Total new premiums 122,357 43 

Renewal premiums, without deduction for com- 
missions or other expenses $25,794 90 

DlTidends applied to pay renewal premiums 2.2S6 47 

Total renewal premiums 28.081 37 

Total premium income $50,438 80 

Gross Interest on premium notes, policy loans or 

liens $433 83 

Gross Interest on deposits In trust companies and | 

banks 1,^44 

Total gross Interest 1,699 27 

Agents' debit balance 741 63 

Total Income $52,879 70 



DISBURSEMENTS. 

For death claims $16.200 00 

Premium notes and Hens voided by lapse 1.838 88 

Dividends applied to pay renewal premiums 2,286 47 

Commissions to agents Hess rommL^slon on rolnsiirjiiif'p), 
first year's preminms, $13,(M3.01: renewal preminins. $1.- 

518.89 U,m. 90 



245 

Commoted renenial commissioiM $970 08 

Salaries and allowaneeB for agencies, Incladlng managers, 

agents and clerks 50 00 

Agency supervision, traveling and all other agency expenses 217 77 

Medical examiners' fees, 9S32.85; inspection of risks, |6 838 86 

Salaries and all other compensation of officers, directors, 

trustees and home office employes 5,725 03 

Ueivt *. 33e00 

Advertising, $611.70; printing and stationery, $260.56; postage, 

telegraph, telephone and express, $162 1,034 25 

Legal expense *. 192 60 

Furniture, fixtures and safes 43 43 

Insurance Department licenses and fees 60 00 

liOcal license : 16 06 

Fire insurance 9 45 

Premiums returned 139 03 

Dues 25 00 

Bonds 30 00 

Miscellaneous 57 92 

Agents' balances charged off 306 51 

Total disbursements $44,839 20 

Balance $62,689 68 



LEDGER ASSETS. 

Loans made to policyholders on this company's policies as- 
signed as collateral $900 00 

Premium not^s on policies in for<'e, of which $9,374.14 Is for 

first year's premiums 17,145 13 

Cash In company's office 589 67 

Deposits in trust companies nnd banks, not on interest 194 84 

Deposited In trust companies and banks on interest 32,000 00 

Bills receivable 1,759 89 

Total ledger assets $52,5^53 



NON-LKDGBR ASSETS. 

Supplies, stationery and printed matter $700 00 

Furniture, fixtures and safe 6G0 00 

Total 1,850 00 

Gross assets $53,989 53 

DEDUCT ASSETS NOT ADMITTED. 

Supplies, stationery, printed matter, $700; furniture, fixture 

and safe, $660 $1,350 00 

Agents' debit balances 1,759 89 

Premium notes and loans on policies and net premiums in 

«*xce88 of the net value of their policies • 8.413 35 

Total 11,523 24 

Admitted assets $42,416 2$ 



246 



LIABILITIES. 

Net present vnluo of all the uutstanding pollees 
ill force on the 31st dn.v of Deeember, 1909, as 
computed by the Auditor of State, on the fol- 
lowiuja: tables of mortality and rnteH of Inter- 
est, viz.: 

Actuaries' table at 4 per cent 

American experience table at 3i per cent 



Total 



$46,407 64 
3.387 76 



$49,795 40 



Net i*escrve 

(Mainis for death losses in jiroi-ess of adjustment or adjusted 

and not due 

Claims for death h>sses and other policy claims resisted by 

the (H)uipany 



15.000 00 
2,000 00 



$49,795 40 



Total policy claims 

Dividends left with the company to accumulate at interest 

Salaries, rents, office expenses, bills and accounts due or aecrue<l. 



Total liabilities. 



7.000 00 

56 34 

325 00 



$57,176 74 



EXHIBITS OF POLICIRS. 



Including; all BiKsiness Written. 



The following Is a correct statement of the l»uslness of the year on policy ac- 
count as it stood at the ihise of business December 31: 



CLASSIFICATION. Whole Life 

Polificft. 
Xo. Amount. 

At end of previous year 459 $1 ,156.400 

Issued during year 172 544.85) 

Revived during year 2 2.000 

Totals after transfers . . 633 11.703,250 

Deduct ceased: 

By death 7 $22, 5X 

By lapse 154 $308,530 

By decrease 5 14 ,000 

Total terminated 161 $345,000 



Endowment 

Policies. 

Xo. Amount 

16 $14,750 

19 22,800 



Term and Other 
Policies, includ- 
ing Return Pre- 
mium Additions. 
.Xo. Amount. 

$309,850 

33,500 

3,500 



189 

20 

2 



Total Numbers 

and Amounts. 

Xo. Amount. 

664 $1,481,000 

211 600.850 

4 5.50O 



35 $37,250 211 $346,850 875 $2,087,350 



$6,750 



1 
6 



$1,000 
6.500 



8 

167 

5 



$23,500 

321,750^ 

14,000 



$6,750 



$7,500 175 $359,260 



M1S( I'lLLANEOrS QIKSTIONS. 

Were nil the transactions rf tlie company of which notice had lH*en r(H*eived at 
the home otflce at the dose of business I)eceiulK»r 31, truthfully and accurately 
entered on its book^ for and durinu the year endluu on that date? 

Answer.— Yes. 

l)(M's this statement show the condition of the company as shown by the books 
at the home ufficc at the dnse of business December 31? 

Answer,— y<'S. 

Is there a loading or ninrir'ui for expenses on all pollcl*'s over the net preuituiu 
accorilin^ to the '^tate standard? 

AFiswer.— Yes. 

Is any surrender value proniise<l in excess of the reserve ns lejjally I'omputed? 
If so. what amoutit iherefor hns been inchnied In liabilities, niid where? 

.\nswer.- No. 



247 

Is the Imshioss of tho coinpany coinliK'ti'il upon flic iinituni, mixed or strictly 
proprietary planV 

Answer.— Mutual. 

What dividends and what pr iportidn of- the profits of the company may l)e 
paid to the Ht<K*kholdeis? 

Answer. — No 8t<x-k. 

Does any ofltcer, director or trustee receive any commission on the business 
of the company? ^ 

Answer.— No. 

Have the fiUuro loadin.:;s on tlie premiums, «>r any part thereof, been assigned 
or hypothecnted In any way? If s<>, jjive full Information. 

Answer.— No. 

What ppopoptlon of premiums on policies lssue<l by the company maj' be taken 
In iMites, or other form of lien, on the policies? 

Answer.— In discretion of ofhcer.^. 

What otiicials and he.ads of departments of the company supervised the making 
of this report? 

Answer,— Secretary and Assistant Secretary. 



lU'SINKSS IN THE STATK OF INDIANA Dl'RINC; 1909. 

No. Amount. 
Policies on the lives of citizens (»f .said state in force December 

31 of previous year 666 Jl, 481,000 00 

Policies on the lives of citizens of said state Issu^kI during the 

year 215 6O8,3r»0 00 

Total 881 $2,087,350 00 

Deduct ceased to be in force during the year 175 3r)9.i50 00 

Policies In force December 31 706 $1,728,100 00 

Losses and claims incurred durlnp the ytar S $23,500 00 

Total 8 $23.500 00 

Loasc^R and claims settled durinj; the year. In cash. $16,200; by 

compromise. $300 6 16,500 00 

Losses and claims unpaid I>eceraber 31, 1909 2 $7.000 00 



ABSTRACTS OF ANNUAL STATEMENTS 



OF 



Assessment Life Associations 



OF THE 



STATE OF INDIANA 



On File In the Office of the Auditor of State, Showing the Con- 
dition of the same on December 31, 1909. 



(U9) 



250 



AMERICAN LIFE ANNUITY COMPANY. 

Presldeut, Ezra A. Lowt*. First Vice-President, C. C. Bal)Cook, 

Secretary, Geo. L. Heldt. 
Home Office, Waverly Hld^-, corner Second and Sycamore St»., Evanaville, Ind. 
Incorjwrated October 5, 1909, nnder Section 4739, approved March 9, 1897. Com- 
menced Business Octol)er 12, 1909. 



INCOME DURING YEAR. 

(Jross amount paid liy members to the asso<'iation or Its 

aj^ents. without deductl(»n for commlsHlons or other expenses. 

as follows: 

Membei'ship fees required or rei»n*sented by applications $419 00 

First year's assessments or premiums: ExjHMise not yet ap- 
portioned 1.437 99 

Paid on puarantee notes 155 00 

Total paid by members $2,01199 

Interest, pixmmtlon fund 2,8^00 

Promotion fund notes 1.475 00 

Total income during the year $6,31199 

Sum of l)oth amounts $6,311 99 

DlSni USEMENTS Dl'UING YEAR. 

(^)mmissi^•ns and fees retained by or paid or allowed to 

ajrents on account of first year's fees. dues, asses-smeuts 

t»r premiums $2,441 34 

Comml.«Hlons paid or allowed f(»r collectln;^ assessments or 

premiums to banks or collectors 147 

Salaries and allowances of mamif;ers and aK<Mits not i>:i'd by 

commissions: (i«H>. T. Asliby. Manajrer 235 00 

Salaries of officers 154 20 

Salaries and other compensation of office employes 315 00 

McHlical examiners' fees, whetln'r i»al<l direct by members or 

ot her wise 554 00 

Rent, for aR.s.>cIatlon's use of its own buildln>;s 34 66 

Furniture. $173.15: le;:j>l expense. $71.30: advertising and 

piintlnK, $.S,S.25 332 70 

Sundry orf^anizing expenses 37116 

Total disbursements •. . . . $4,439 51 

Ha lance $1,872 48 

LEIKJEU ASSETS. 

(^ash In oilice $397 48 

Rills receivable 1.475 00 

Total $1,872 48 

Total net Icdifer ;iss<»ts $1,872 48 



251 

NON-LEIXi KU ASSKTS. 
Fnriiltmv, hooks and printed niatlt»r, supplies $598 15 

(f ross assets $2,470 63 

DKOri'T ASSKTS NOT ADMITTKL). 

Furniture, flxtnres and safes, $173.15; supplies, printed mutter, station- 
ery, $425 598 15 

Total adinitteil assets $1,872 48 

Balance to protect contnicts $1,872 48 

KXIIIBIT OF CERTIFICATES OK TOLICIKS. 

Businetw in Indiana. 
No. Amount . 

rollcles or certificates written or Increased durlnjr the calendar 

year , 419 $917,000 00 

Total 419 $917.000 00 

Deduct d<H'reas«>d or censed to he In foi-ce durlnj? the year 40 91,000 00 

Total policies or certificates in force hist Decemher 31 (end 

of year) 379 $826,000 00 

Premiums and assessments colle<'tod during year $1,437 99 

EXHIBIT OF POLICIES OR CERTIHCATES. 

Tlie following l3 a correct statement of the huslness of the year on policy ac- 
count as it stoood at close of business Decemher 31, acc?ordlng to home office books: 

Whole life 
PolicicB. 
Xo. Amount. 

In font end of previoua year 419 S917 ,000 

Totala 419 1917.000 

Deduct ceased t^ not being taken 40 191,000 

ToUl terminated 40 $91 ,000 

In force end of year 379 $826 .000 

MISCELLANEOUS QUESTIONS. 

(five amount of entrance fee, and how paid. 

Answer.— One dollar paid to agent. 

<iive amount of annual du«'S, and Ik w paid. Are these specified in policies or 
In hy-iaws? 

Answer. — Both. 

What is the maximum and minimum amonnt of the policies or certificates Issued 
on any one life? (tlve limiting ages for admission. 

Answer. -Fnmi $1,000 to $4,000: ag<-s 16 to »J0 yeai-s. 

Do the ccrllrtcaies or polici«s outstanding specify a fixed amount to he paid, 
regardless of the amonnt realized fmni assessments to meet the same? 

Answer.— No. 

Does the a.«*80ciation retain the right to scale down claims in case assets on 
hand and proceeds of next assessment are Insufficient to pay claims at maximnm 
amount ? 

AFiswer. — No: levy special assessment. 



252 

Is smy part of tlie mortuary or reaerye faud aSBeaameuta or premluma uaed for 
tbe purpose of paying any expenses? 

Answer.— No. 

Does the association iHsue endowment certificates or policies, or undertake and 
promise to pay to members during life, without regard to physical condition, any 
sum ot m<Miey or thing of Talue? 

Answer.— No. 

Does the association reserve In Its by-laws or policies (state which) the right 
to leyy extra assessments, and how and when? 

Answer.— Both, when benefit fund may be insufflcleiit. 

Upon what basis and manner are your regular assessments or premiums com- 
puted? 

Answer.— American experience table and estimated liability. 

How are the emergency, resenre or special funds created, and for what pur- 
pose, and where deposited? 

Answer.— Special guaranty fund collected from policyholders and invested as 
the law directs. 

What was the expected mortality during the past year, on mean amount of 
insurance in force, according to the actuaries* table of mortality? 

Answer.— Memliership too small to make estimate. 

Are the officers and dlr^tors elected by the members? 

Answer.— Directors are. Officers elected by directors. 

Are notices of election sent to members? 

Answer.— Yes. 

When and how? 

A nswer.— A nnually . 

Are proxies contained in application? 

Answer.— Yes. 

Are there any members or persons haying any proprietary or preferred interest 
In the association; or reoeivhig nny part of the expense fund as consideration 
for money advanced or for guarantee of payment of expenses? 

Answer.- No, except that a special fund is set aside to repay money advanced 
for promotion and organising expense purpose. 

Is a medical examination required before issuing a policy or certificate to ap- 
plicants? 

Answer.— Yes. 

Are policies or certificates issued, or assignments allowed, to persons other 
than the families, heirs, relatives and dependents, or actual creditors of the 
member? 

Answer.— No. 

Has tbe society paid all its death claims in full, and has it the ability to pay 
its outstanding claims in full? 

Answer.- Yes. 

What Is the aggregate amount of an assessment or periodical call upon all the 
policyholders or members of the corporation or association? 

Answer.— About $450. 

Has the association during the year levied extra assesfiments on policies paying 
stipulated premium, and how much? 

Answer.— No. 

Or increased the basis or rate of assessments to advanced ages when s*urh 
right is retained? 

Answer.— No. 

Or increased the ratio or number of assessments, the ba^ls or rate remaining 
the same? 

Answer.— No. 



253 

ft 

BANKERS LIFE ASSOCUATION. 

President; B. E. Clark. Secretary, U. S. Nolleu 

Vice-President and Treasurer, Simon Casady. 

Home OfBce, Des MolneH, Iowa. 

Incorporated June 30, 1879, under Section 1100, Code of 1S73. Commenced Business 

September 2, 1879. 

BALANCE SHEET. 
Amouut of net ledger aasets Deceml>or 3l8t of previous year $13,037,553 92 

INCOME DURING YEAR. 

• 

Gross amount paid by members to the association or Its 
agents, without deduction for oouinilsslons or other expenses, 
as follows: 

Membership fees required or represented by applications |6€5,480 00 

First year's assessments or promlunis: Expense, 161,413.90; 

mortuary, $259,640.22 321,054 12 

Subsequent year's assessments or premiums: Expense, $689,- 

910.40; mortuary, $2,562,628.62 3,142,537 02 

Medical examiners' fees paid by applicant 902,770 54 

Total paid by meuil)er8 $4,931,841 68 

Interest from mortgages, $526,063.29; bonds and stocks, $17,- 

123.84; other sources, $71.936.38 615,113 51 

Changes of beneficiarlesi, $1,548.65; reiustatement fees, $5,- 

126.72 6,674 37 

Total Income during the year 16,553,629 56 

Sum of both amounts $18,691,183 48 

DISBURSEMENTS DURING YEAR. 

Death claims paid $2,681,944 78 

Gnaraptee deports returned to beneficiaries or deceased 

members 54,766 00 

Adraneed iMiyments returned to rejected applicants and to 

meni1>ers for cancelled certlflcates 14,813 18 

Total paid to members $2,761,622 96 

Commissions and fees retained by or paid or allowed to 

agents on account of first year's fees, dues, assessments 668,766 01 

Commissions paid or allowed to banks or colloctors for col- 
lecting assessments 90,868 32 

Salaries and allowances of managers and agents not paid by 

commissions 12,760 00 

Salaries of otflcers 29,758 35 

Salaries and other compensation of office employes 77,493 02 

Medical examiners' fees, whether paid direct by members or 

otherwise 83,783 00 

Taxes on premiums, $30,739.20; Insurance Department fees 

and licenses. $4,017.50; municipal licenses, $470.20 35,226.90 

Taxes on real estate and office fixtures 1,126 91 

Rent 13,726 44 

Famlture, $7,879.76; legal expenses, $2,929.62; advertising and 

prinUng, $18,697.65 29,507 03 



254 

All other Itoms: Stntionory, otr., $4,311.40; postage, $44,- 
482.72; telegraniH. $209.54; trnveling expense, $4,406.76; ex- 
press and freight. |l,39o.28: Mank tK)okg, $726.00; expense 
loans. $9,202.47: inspection of risks. $3,216.72; all other 
Items, $5.119.66 $73,073 21 



Total <llsbnrs4»ments $3,767,612 15 



Kalance $14,823,571 33 



LKDGEK ASSETS. 

Book value of real estiite, unlneiimberecl $45,000 00 

Ix)ans on mortgageft on real estate, first liens 12,041,462 54 

Ikx>k value of bonds (excluding interest) 423,889 88 

Ciish deposited in banks (name the banks and amounts): 
Illinois Trust and Savings Bank. Chicago, III., $54,871.23; 
First Trust and Savings Bank. Chicago. III.. $56,281.90; 
Central Trust Co., (liicago. III.. $28,410.84; National Bank 
of the Kepublic. $167,624: Central Stale Bank, Des Moines, 

Iowa, $201,022.97: sundry depcnitory banks, $65.524.26 573,736 20 

Guaranty notes not due on menl^>el•s In good standing 1,759,120 41 

Total $14,843,198 .03 



I)i:i>i'c:t lkikieu liabilities. 

Trust deposits $14,000 00 

Dc^posits of members for future calls 5,626 70 



Total $19,626 70 

Total lodger assets $14,823,571 33 



NON-LEDGER ASSETS. 

Interest due. $2,938.65; and accrued, $313,884.23, on mortgages $316,822 88 

Interest accrued on other assets 4,735 01 

Mortuary assessments to become due on post mortem pol- 
icies, not exceeding one assessment nor the amount of 
post mortem claims not assessed for 174.168 00 



Total non-ledger assets 495.725 89 



Gro«s assets *. .$15,319,297 22 

DEDCCT ASSETS NOT ADMITTED. 

Guaranty notes not yet due $1,759,120 41 



Total I,759,ia0-41 



Tot III admitted assets $13,560,176 81 



NON-LED(}EU LIABILITIES. 

Los.ses on p(wt mortem policies, not adjusted. $140,168: resisted, $34.000.. $174,168 00 
Salaries, rents, expenses. tnx<'^. bills, accounts, bonuses, c<imml.s.slons. 

fees, etc., due or accrued 7.200 00 

Mortuary fund (less amount thei-eof included in liabilities 

and in assets not admitted) $866,620 26 

Guarantee fund (less amount thereof Included In liabilities 

nnd in assets not admitted) 5,664,073 59 



255 

Reserve fund (lens amount thereof Included in liabilities and 

In assetg not admitted) $6,705,659 49 

General or expeiise fund {lesn amount thereof included in lia- 
bilities and in assets not admitted) 142,455 47 



Total special funds 13,378,808 81 



Total lialillitles |13.5e0,176 81 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount. No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 183,844 $367,688,000 00 5,770 $11,510,000 00 

Policies or certificates n^tored during the 

calendar year 383 766,000 00 8 16,000 00 

Policies or certificates written or Increased 

durinp the calendar year 32.461 64,922,000 00 l.Olo 2,030.0«X) 00 



Total 216,688 $433,376,000 00 6.793 $13,586,000 00 

Deduct decreased or ceased to be in force 

during the year 11.693 23.386,000 00 464 928.000 00 



Total policies or certificates in force 

last December 31 (end of year).. 204,995 $409,990.000 00 6,329 $12,658.000 00 

Losses and claims unpaid Decemlier 31 (lie- 
ginning of year) ^ 87J $175,692 00 3 $6.000 00 

Loss of H. E. Agar, Princeton. Ind.. found 

alive but reported dead 6,0(0 00 3 6,000 00 



Total 843 $169,692 00 3 $6.000 00 

Losses and claims incurred during the (calen- 
dar year 1.358 2.716.000 00 39 78.000 00 



Total 1,4428 $2,885.69200 39 $78,000 00 

Losses and claims paid and compromised 

during the year 1,3553 $2,711.624 00 38 $76.000 00 

Losses and claims outstanding unpaid last 

December 31 (end of year) 87 175,168 00 1 2.000 00 

Assessments collected during year 3,463,59114 106.642 33 

EXHIBIT OF POLICIES OU CERTIFICATES. 

The following U a corivct statement of the business <)f the year on |M»ll<'y ac- 
count as it stood at close of business December 31, according to home office Ijooks: 

Term of Natural Premium 
CLASSIFICATION. ^ Policies. 

No. Amount. 

In foree end of pre\iou9 year 183.844 $367,688,000 

New pdieies inued 32.461 64.922.000 

Old Policies revived 383 766.000 



ToUb 216.688 $433,376,000 

Deduct ceased: 

Bydeatli 1.358 $2,716,000 

By surrender. ...% 390 780.000 

By lap« 9,945 19.890.000 

Total terminated 11.693 $23,386,000 



In force end of year .* 204.995 $409,990,000 



256 

GAIN AND LOSS EXHIBIT DURING YEAR OF STATEMENT. 

Balance to protect contracts beginning of said year $11,707,556 91 

Fund earnings: Expense (net receipts and changes In lia- 

biUtles $1,223,478 67 

Guaranty deposit (net receipts and changes in liabilities).... 902,770 54 
Mortuary (net receipts and changes in liabilities) and 

changes in uncollected assetssments allowed as asaets. . 2,810,742 84 

$4,936,992 05 

Interest, rents, etc., earned 666,064 52 

Total credits $17,310,602 48 

Expenses Incurred: Insurance (amounts paid and changes in 

liabilities) $1,007,841 62 

Inyestments (handling inyestments, R. E. repairs, taxes and 

expenses) 9,947 67 

$1,017,789 19 

Death losses and claims incurred (paid adjusted with change 

in liability for unpaid) $2,780,37108 

Deduct amount saved by compromise, etc., during year 30^372 12 

2,749,998 96 

All other debits, Increase In guarantee notes not yet due, de- 
ducted as non-admitted 164,005 52 

Balance to protect contracts at end of said year 13,378,806 81 

Total debits .- $17,310,602 48 



* 



MlSCKLLAXKOrS QUI^'^TIONS. 



• 



Give auHHiiit of entraufe foe, and how patil. 

Answer. — The entrance fee is equal In d^'llai's to onc-bnlf the nienilwr'.** a^c for 
each certificate of $2,000, and 1h paid nt entninco. 

Give amount of annual duos, and how \u\'u\. An then*' Hporiflt'd In policies or 
in by-laws? 

Answer. — ^The annual dues on businefw written prior to .Inly 1, 1888. is 6 per 
cent, of guarantee deposit (which Is $1 for oacli year of the member's age for 
each certificate of $2,000), and upon the business written since that date it is 10 per 
cent, of the guarantee deposit. Expense dues nre paid In siMni-annual InstallmentH 
In January and JuJIy. Amount is fixed l>y artlolos of incorporation and by-laws. 

What is the maxinnim nnd minimum nuiount of the policies or certificates issued 
on any one life? Give liuiiting a^es for admission. 

Answer.— $6,000, $2,000. Ages 21 to 50 years (21 to 40 years, $6,000; 41 to 50 yeara, 
$4,000). 

Do the certificates or policies outstanding specify a flxe<l amount to be paid, 
regardless of the amount realized from assessments to met»t the same? 

Answer.— The certificates of membership specify the amount to be paid in case 
of death. The amount so paid Is guaranteed by the assets of the assodatioci, 
including Its deposits with the Auditor of State of Iowa, and the right of aasess- 
ment. No provision 1» ma«lo for dividends, surrender values or endowments, and 
no right to scale down claims is i-etalned. 

Is any part of the mortuary or r(»serv(» fund assossmentK or premiums used for 
the purpose of paying any cxpeaises? 

Answer.— No. 

Does the aRSOcrlution issue endowment certificates or policIt»«, or undertake and 
promise to pay to members during life, without rc>;jird to physical condition, any 
sum of money or thing of value? 

Answer.— No. 

rpon what liasis and manner arc ycinr rcj;ulnr assessments or premiums com- 
puted? 

Answer. — The by-laws authorize nssessnient of amount required to pay losses 
Assessments are levied quarterly for such a percentage upon the guarantee fund 
as will produce the amount required to pay death losses. 



257 

How are the emergency, reserve or special funds created, and for wnat pur- 
I)08e, and where deposited? 

Answer.— Thp guarantee fund Is created by deposits at entrance for the pur- 
pose of securing persistent meiubersblp. The resen'e fund Is made up of Interest 
collections and forfeitures of guarantee deposits of lapsed members, and is for 
the purpose of paying any losses which may occur in excess of a rate of ten 
deaths per annum' per thouduind members. Securities belonging to the association 
of a book value of 112,453,139.52 (par value) are dei>osited with the Auditor of the 
State of Iowa, as required by law. Loans to the amount of $11,202.90 are held In 
the home office of the association. The balance Is in pn^cess of collcK'tion and In- 
vestment. 

If association or any insurant*e department computi^ any mathematical reserve 
upon the association's policies, give results, naming tables of mortality, interest, 
and method used? 

Answer.— The net present value (mld-y«ir) of contracts in fon-e on December 
31, 1909, computed on the actuaries* table of mortality with I per cent. Interest, 
was $2,841,589. Certlflcates valued as yearly renewable term policies covering total 
amount at risk for guarantee and benefit funds. 

What was the expected mortality during the past year, on mean amount of 
Insurance In force, according to the actuaries' table of moi-tality? 

Answer.— KxiHH'ted mortality. $5,611,891, according to actuaries* table. The actual 
losses reported are 48 4-10 per cent, of expected, and amount to $2,716,000. 

Are the officers and directors elected by the members? 

An«wi»r.— Yes. 

Are notices of election sent to raeuiberB? 

Answer.— Yes. 

When and how? 

Auswer.-^Annually In March, by mail. 

Arc proxies contained in application? 

Answer.— No. 

Are there any members or persons having ttn> proprietary or preferred interest 
in the association: or receiving any part of the expense fund as consideration 
for money advanced or for guarantee of payment of exi)en4e8? 

Answer.— No. 

Is a medical examination required before issuing a policy or certificate to ap- 
plicants? 

Answer.— Yes. 

Are policies or certificates issued, or assignments allowed, to persons other 
than the families, heirs, relatives and dependents, or actual credltora of the 
member? 

Answer.— No. 

Has the society paid all its death claims in full, and has It the ability to pay 
its outstanding claims in full? 

Answer.— Y^es. 

What Is the aggregate amount of an ass«*ssment or periodical call upon all the 
policyholders or members of the corporation or assoc^iation? 

Aubwer.— The quarterly calls made in 1909 pro<luced $3,463,591.14, or an average 
of $865,897.78 each. 

Has the association during the year levied extra assessments on iH>Iicies paying 
stipulated premium, and bow much? 

Answer.- No. 

Or increased the basis or rate of assessments to advanced ages when such 
right Is retained? 

Answer.— No. 

Or Increased the ratio or number of assessments, the basis or rate remainin.i; 
the same? 

Answer.— No. 



[17—239481 



258 
COMMONWEALTH LIFE ASSOCIATION. 

rroHldciit. Mnrrili.ill M. Nyo. First Vlro-ProHltltMit. William B. Lyiirh. 

Secretary, Albert E. IlarriH. 

Home OfHc-o. <'rnn'f<)nlsvil!o. liHlinnn. 

Incorporated October 8, 1909, iiuder law of 1897. CuiniueiiceU IfuslueMH October 8. 

1909. 

INC'OMK IHUINCJ VKAK. 

Or()^-R anioiint paid by ineiiiber4 to the association or itM 
ajL^entH. without deduction for coninilsMlonH or other expenses, 
»s follows: 

Meml)ershlp fees required or repivnented by applications $519 75 

Kirs't year's assessments or premiums 404 00 



'I'otal income during the year $923 7i) 



Sun> of lM)th amounts $9i3 75 

lUSUrUSIOMKNTS DrUINO YKAU. 

Advanceil paymeiits leturntnl to rejected applicants $82 55 

Commissions and fees retained by or paid or allowed to 
airenls on a<'c»unt of first year's fees. dues, assessments 
•tr premiums 437 20 



rr 



I'otal disbursemonts 519 75 



Halance $404 00 

LKDOEU ASSETS. 
Dcpttslted in banks: Crawfordsvillc State Rank $404 00 



Tidal net ledger as.scts $401 00 

EXIIIIUT OE CEUTIFK'ATES OK POLICIES. 

No. Amount, 

rollcics or ccrtltlcates wrilten w increased during the calendar year 236 $236,000 0> 



Total 236 $236,000 00 

Deduet decreased or ceased to be in force during the year 12 12.000 00 



Total policies or certificates in force last December 31 (end 

of year) 224 $224,000 00 

EX 11 HUT OF ror.iriEs ou ceutificates. 

The following; Is a correct statenu'nt of the busin<'ss (if ihc year on isdicy ac- 
count as it stood at dose of business December 31, ac<'ordinjr to home offlce books; 

CLA.SSI FR'ATIO.V. ^'J,°'*' ^''*' Policies. 

No. Amount. 

New policies iKsued 236 $230,000 

Totalf. 2r6 $238,000 

' Deduct ceswed: 

By not lx>inR taken 12 $12,000 

Tot,'il (crniin.itcd 12 $12,000 

In force end of year 224 $224,000 



259 

MISCKI.LANKOIS Ql KSTIOXS. 

(live amount of eiitriiiici' Tee, niul how pnid? 

Aiiawer.— Sum eiiual to 75 per t-eiit. of rosv»rve fund, raid when appMcHtloii iit 
taken. 

Ghv amount of anntial dues, and how paid. Are these Hpeoifled in |K>Iicie8 or 
in hi'-IawH. (State which.) 

Answer.— Ry-laws. 

What Is tlie maximum and minimum amouat of the pollflri* or eerliticateH Ik- 
Hued on any one life, (tive limiting; nf^en for admisHion. 

An-^wer.— $1,000. 21 to 55 years. 

Do the certltieatefl or poliele« ontatandiug specify a fixed amount to be paid, 
re^anlieas of amount realize<l from atwossments to^-meet the same? 

Answer.— Yes; conditions of contract. 

If so, state how the amount is guaranteed, and whether such joruarantee carriefri 
with it any dividend, surrender value or endowment feature. 

Answer.— A siiessment. 

Does the association retain the ri^ht to scale down claims in case assets on 
liaud and proceeds of next assefHuient are in!<\]fflcient to pay claims at maximum 
amount? 

Answer.— No. 

Is any part of the mortuary or rc»serve fund assessments or premiums used for 
the purpose* of paying any expenses? 

Answer. — No. 

Does the association issue endowment certlticates or policies, or undertake and 
promise to pay to meml»ei*8 during lif«*, without regard to physical conditlcn, any 
Sinn of money or thing of value? If s.i. are the amounts flxed? 

An-swer.— No. 

Does the association resen'e in its by-laws or policies (sttate which) the riglit 
to levy extra assessments, and how and when? 

Answer.— Yes; both. 

Upon what basis aiwl m.nnuer are your regular assessments or premiums com- 
puted? 

Answer.— American experience table as a basis. 

Ilow are the emergency, reaer^-e or special funds created, and for what pur- 
pose, and where deposited? 

Answer.— Fifty cents for each year of age, and inter«»st thereon for reserve 
fund. 

Arc the officers and dlre<'tors elected by the members? 

Answer.— Y'es. 

Are notices of election s«»nt to mcTnbers? 

Answer.— Y'es. 

When and how ? 

Answer.— Annually by ballot. 

Are jiroxles contained in application? 

Answer.— Y'es. 

Are there any members or pei*sons having any proprietary or preferred inteiest 
In the ass<K>iat)on: or receiving any part of the expense fund as consideration for 
money advanciMl or for guarnnt(H> of payment of expenses? 

AiLswer— No. 

• Is a medical examination reqiiirefl before Issuing a policy or certificate to appli- 
caiLts? 

Answer.— Y'cs. 

Are policies or certificates Issued, or assignments allowed, to persons other 
than the families, heirs, relatives and dependents, or n<tual creditors of the 
member? 

Answer.— No. 

Has the s.>clety paid all its d-alh claims In full, and has It the ability to pay 
Its outstanding claims In full? 
Answer.- Y'es. 



260 

Has tho nw«octntlon during; the year leTled extra aHRe88meiitH on policies pay- 
ing Btipulateil premium, and bow much? 
Answer.— No. 

Or increased the Imsis or rate of .assessments to advanced ages when »ncli 
right is retained? 

Answer.— No. 

Or increased the ratio or number of assessments, the ImsIs or rate remaluiog 
the same? 

Anawer.~No. 



261 



FARMERS AND MERCHANTS MUTUAL LIFE 

ASSOCIATION. 

President. J. W. Skeavington. First Vice-President, John L. FulllDg. 

Secretary, E. J. Baldwin. 

Home Office, 209 West Broadway, Princeton, Indiana. 

Incorporated May 20, 1909, under Act of 1897, Page 318, Approved March 9, 1897. 

Commenced Business May 20, 1909. 

INCOME DURING YEAR. 

Gross amount paid by members to the association or Its 
agents, without deductions for commissions or other ex- 
penses, as follows: 

Membership fees required or represented by applications.... |68 60 

First year's assessments or premiums: Expense, 13,646.11; 

reserve, $1,982.65 5,628 76 

Medical examiners' fees paid by applicant 117 00 

Total paid by members 15,804 26 

Interest 36 56 

From all other sources, vis.: Commlsslous refund to asso- 
ciation s 31 85 

Total income during the year 15,872 67 

Sum of both amounts $5,872 67 

DISBURSEMENTS DURING YEAR. 
Advance payments returned to rejected applicants $33 96 

Total paid to members $36 96 

Commissions or fees retained hy or paid or allowed to 
agents on account of first year's fees, dues, assessments 
or premiums .• 1,949 93 

Commissions paid or allowed for collecting assessments or 

premiums to banks or collectors 10 

Salaries and allowances of managers and agents not paid by 

commissions 200 00 

Salaries of officers ^ 38 33 

Salaries and other compensation of office employes 107 60 

Medical examiners' fees, whether paid direct by members or 

otherwise 847 75 

Fumltikre, $86.25; legal expense^ $60; advertising and print- 
ing, $298.90 430 15 

AH other items, vis.: General expense obtaining charter, 
etc., $91.20; interest on tK»rrowe<1 money, $1.68; premium 
notes not collectible, $210.55; postage, $80; traveling ex- 
pense, $81.25; agents' license, $7; overcharge on premium, 
49 cts 452 17 

Total disbursements 4,06189 

Balance 1.810 78 

(Total expenses, $4,026.93.) 



262 



LEDCiKIl ASSKTS. 

Loans <.ii molten ires on rcril <'stat<'. Hrtit ileus $300 01) 

Lou lis s*'cuiv<! li.v ph»<l»je « f lioiids, stocks, or otlu»r roihilorHl 1,100 00 

rash 111 olli«<\ m.^: doponited In banks. $474.24 4d7 89 

FnrnuM's' National Hank. Piinoeton, Ind., |ll<i.02: IN'oplo's 
National Kank. rrinr<'toii. Ind., $175.40: Citizens* State 
Hank, Uazelton. Ind., $r)7.8(): (*oIunibla State Hank. Oak- 
land nty. Ind.. |2.:w;: First National Hank. Ft. Hramli. 
Ind.. $2: First National Hank, OweiHviiie. Ind.. $70.4<;: 
Franclsi'o Stiit<> Hank. Francisco, Ind.. $47.S<): llanbstadt 
Hank. $2.54. 

Hills reeelvalde: Preniinin notes 1,167 3S 

Dr. W. Christian 2 00 



Total $3,067 27 

DKOrCT LEDGER LIABILITIES. 

A;;entH' and physicians' credit balances, $1,153.66; all other, 

$92.93 1,246 49 



Total net iedjrer assets $1,810 7S 

NON-LEDGER ASSETS. 

Interest due. $9.12: aeerned. $14.29: on nioripaKe;*, $5.57 28 98 

<iro.HS assets , $1,839 76 

NON LEDGER LIABILITIES. 

Reserve fund Hess amount ther«H>f include<l In liabilities and 

in assets not admitted) $1,982 65 

Deduct lapses 69 50 



Total «»peciHl funds $1.913 15 

EXIIIHIT OF CERTIFICATES OR POLICIES. 

No. Amount 

TollcU's or certiticates written or Increased •Inriu}; the calemlar year 502 $480,000 00 



Total 502 $480.000 00 

Dednct decreased or <'ejised to be in force daring the year 37 35.500 00 



Total pjdlcies or certitlcates In force last December 31 <end 

of year) 465 $444,500 00 

rreminnis and assc^ssnients c<dlecte<l diiriii); year 5.557 36 

EXHIBIT OF rOLIClES OR CERTIFICATES. 

The following is a cornn-t statement of the business of the year on iK>licy ac- 
count as it stiiod at close of Itusiness December 31. aceordlnK to home otiice Ixioks: 



N>w policieji ifwued 

Totals 

Deduct cea.¥d: 

By lapse .... ... 

Total termin tr<l 

In forw end of yrar 465 $444. ,500 465 $444,500 



\N hole life 

Policies. 

No. Amount. 


Total Numbers 

and Amounts. 

No. AmounU 


502 


$480,000 


502 


$480,000 


502 


$480,090 


502 


$480,000 


37 


35.500 


37 


35.500 


37 


$35,500 


37 


$35,500 



263 

GAIN AND LOSS EXHIBIT DURING YEAR OF STATEMENT. 
Iiitopest, rents, etc., oarnwl 128 98 



Total credits $28 98 

Total debits . 128 98 

M I SCK I. LA \ i:0 r S Ql' 1'^ WT IONS. 

(Jive amount of entninco fee, and how pjinl? 

Answer.— 16 cash or note, of which $3 jroes to nnorve fund aurt |3 to expenne 
fund. 

(Ji\e amount of annual dues, and how paid. Are these specifie«l In polh-les or 
in hy-laws. (State which.) 

Answer.— The amount of premium Is based on ajie of applicant, and nuiy be 
paid quarterly, semi-annually and annually. Spec'ltied by by-laws. 

What is the niaxinuim and ndnimnm amount of the policieB or certificates Ik- 
Kued on any one life? (Jive limiting ages for admisHlon. 

Answer.— $300 and $1,000. Ajjet* 20 to 55 yeara 

-Dt» the certificates or policieH outstanding specify a fixe<I amount to be paid, 
legardless of amount realizefl from assessments to meet the same? 

Answer.— Yes. 

If so. -^tate how the amount is guarantewl. and whether such guarantee currle.** 
with it any dividend, surrender value or endowment feature. 

Answer.— Fither from reserve fund or special assessments. No. 

IKm^s the association retain the right to wale down claims In case assets on 
hand and prweeds of next ajs8e«wment are insufficient to pay claims at maximum 
amount ? 

Answer. — No. 

Is any part of the mortuary or leserve fund assessments or preudums used for 
the purpose of paying any expenses? 

An-jwer. — No. 

Does the a»s<M-lation is.sue endowmer.t <'ertlii<*ates or iKdh-ies, or undertake and 
prondse to pay to memiiers during life, without regard to physic'al condition, any 
sum of money or thing of value? If so, are the amounts tixed? 

Aaswer. — No. 

Does the association res«»rve in its by-laws or iMdicles (state which) the right 
to levy extra asKessments, and now and when? 

Answer.— Ves; in both. By levying pro rata when resen'e is not sufficient to 
meet death claims. 

Fpou what Imsis and manner are your regular assessments or premiums com- 
puted? 

Answer.— Fpou the age of the member. Upon death at diflfei^nt ages, as shown 
by the mortality table. 

How are the emergency, reserve or special funds created, and for what pur- 
pose, and where depo«lte<l? 

Answer.-yliy annual premlum.s. for paying death losses. Farmers* and rtnipb'-j 
National Banks. I*rinceton, hid. 

Are the officers and directoi-s elect eti by the membei-s? 

Answer.— Yes. 

Are noti<M«s «if tdertion sent to memlxMs? 

Answer.— No. 

Are proxies contained In application? 

Answer.— No. 

Are there any members or persinis having any proprietary or preferred interesl 
in thr ass«)clatl(m: or rereivlng any part of the expense fund as consideration for 
money advance<l «ir fr»r guarantee of payment of expenses? 

Answer.— No. 



264 

ft 

Is a medical examination required before issuing a policy or certificate to appU- 
eants? 

Answer.— Yes. 

Are policies or certificates Issued, or assignments allowed, to persons other 
than tlie families, heirs, . relatives and dependents, or actual creditors of the 
mtnnber? 

Answer.— No. 

■ 

Has the society paid all its death claims In full, and has it the ability to pay 
Its outstanding claims In full? 

Answer.— Has had no death loss; no outstanding claims. 

Has the association during the year levied extra assessments on policies pay- 
ing stipulated premium, and how much? 

Answer.— No. 

Or increased the basis or rate of assessments to advanced ages when such 
right is retained? 

Answer.— No. 

Or increased the ratio or number of assessments, the l)a8is or rate remaining 
the same? 

Answer.- No. 



265 



THE INDIANA LIFE ENDOWMENT COMPANY. 

President, Dr. Wm. H. GiU)ert. FIrHt Vice rreBldpnt, F. M. Hostel ter. 

Secretary, ChnB. A, llostetter. 

Home Ofilee, 1251 Main St., E vans vl lie, Indiana. 

Incorporated May 1, 1906. Commenced Bnsinesd May 1, 1906. 

BALANCE SHEET. 
Amount of net ledger assets December Slst of previous year S3,816 86 

. INCOME DURING YEAR.. 

Gross amount paid by members to the association or its 
iiffents, without deductions for commissions or other ex- 
Iieiises, us follows: 
Membership fees required or represented by applications: 

Initial fee, $6,668; penalties, $46.10; fees, $10 $5,724 10 

First year's assessments or premiums: General puri>o6es, 

not apportioneil 26,175 85 

Total paid l»y members $31,8S9 96 

Interest from other sources 20O 00 

From all other sources, viz.: To this should be added $400 

worth of furniture, fixtures, stationery, actually on hand, 

for the reason that through misunderstanding of the plan 

of re|M>rting, previous reports did not include such items, 

and wherefore le<lger assets of I>ecember 31, 1906, as 

above ($3,816.86), should have really been $4,216.86 400 00 

Total Income during the year $32.499 95 

Sum of both amounts $36,316 81 

disbuhsi<:ments di'ring year.* 

Death claims or installments paid $6,670 00 

Sick or accident boneflta 1,492 00 

Total paid to memberu $8,162 00 

(\)mmlssionB and fees retained by or paid or allowt^ to 

agents on actH)unt of first year's fees, dues, assessments 

or premiums, $12,451.07; subsequent years, $256.81 12,707 88 

Commissions paid or allowed for eolIe<*ting assessments or 

premiums to banlis or coIlcH^tors 1.080 60 

SalMrles and allowances of managers and agents not paid by 

commissions 2,485 00 

Salaries of officers 20O 00 

Salaries and other compensatii-n of office employee 1,106 00 

Medical examiners* fees, whether paid direct by members or 

otherwise 1,738 OO 

Insurance Department fees and licenses 2100 

Taxes on real estate and Investments 112 87 

Rent 48000 

Furniture, $269.35: legal expenses, $101.16; advertising and 

printing, $676.19 1.046 TO 



266 

All other Items, viz.: Siwidry cxpiMise of oporntl'Mi $613 86 

I'ald liilrrest on linlnncc of loan 17 00 

Total losses on unc<illeetlh]e iic'(*ouuts ii;;alnst snndry a^rents 38 31 



Total •llsbursefnents 29.808 22 



linlance 16,508 58 



LEIXJKU ASSKTS. 

Loan seeiired by ple<l;re of 1)om1s. stoeks, or other collateral. 

part r(»servo for mortuary ^mrposeR I i, 000 00 

Cash In otflee. $231.92; de|K>Hlted In Mereantlle National 

• Rank. Kvansvllle, hid., 11.691.92.... 1,923 84 

Agents' debit babuH-es 4 00 

OtJier assets, viz.: Cash in hands of treasurer— part of mor- 
tuary re.serve. $400: furniture, stationery, etc., $400 80O 00 



Total $6,727 84 

DKDrrT LEIXJER LIAHILITIES. 
Agents' credit balanees. $73.25; all other. $146 211) 2."» 



Total net ledL'er assets $6,508 5? 



XOX-LEIKJEU ASSETS. 

Int<»rest aeenied $43 SS 

Other Items: Monthly preniiuuH diK* and unpaid I>(>eeniber 

31, 1909 7(W 00 



Total non-ledger assets 809 88 



< Jross asset s $7,318 47 



DEDV^T ASSETS NOT ADMITTED. 

Furniture, ftxturrs and .^afes. $235: supplies, printed matter. 

stationery. $165 $400 00 



Total 400 00 



Total admitted assets $6,918 47 



NON-LEDOEU LIAIULITIES. 

Salaries, rents, expj'u-^es. taxes, bills, aeeount.s bonuses, 

eommissions. fees, et<'.. due oi- aeerued ^ $193 67 

rn'UiUinjs or assessments paid b<»fore due. $667. (less $42 

agi'Uts' eomn:isslons on prefiald premiums) 624 80 



Total Ilabllliles - 818 47 



Halanee to protect contract •< $6,100 00 

No apportionnieiit has ever ln'en made excepting $4,400 nu>rtuary reserve. 



267 



RXHIIHT OF ('KItTIKICATKS OK POLIt'IKS. 



13,000 INDIVIDUAL POLICIES. 



In foroe at beRinning of 1909 
WriUen during 1900 



Total' 

Leas Upses during 1909. 



In force December 31, 1909 

$4,000 INDIVIDUAL POLICIES. 

In force at beginning of 1909 

Written during 1909 



Totol V 

Less lapses during 1909 

In force December 31. 1909 

$5,000 INDIVIDUAL POLICIES. 

In force at b^innlng of 1909 

Written during 1909 



Totol 

Leas lapses during 1909. 



In force December 31. 1909 

$4,000 JOINT POLICIES. 

In force at beginning of 1909 

Written during 1909 



Totol 

Leas lapses during 1909 



In foroe December 31, 1909 

$5,000 JOINT POUCIES. 

In force at beginning of 1900 

Written during 1909. 



Totol 

Leas lapsea during 1909 

In force December 31, 1909 

Totol of all policies in force December 31, 1909 



Number. 


Min'mum 
Amount of 
Insurance. 


Maximum 
Amount of 
Insurance. 


687 






419 






1.1C6 




301 







80 
04 



153 
36 



42 

37 



79 
23 



334 
432 



766 
160 



92 
81 



173 
46 



805 



117 



56 



606 



127 



1.711 



$80,500 



11.700 



5.600 



00.600 



12.700 



$171,100 



$2,415,000 



468.000 



280.000 



2.424.000 



635.000 
$6,222,000 



MISCELLANKOrS giKSTIONS. 

Ctlve amount of entrance fee and how paid. 

Membership fee ^ on individual policieft and $6 on Joint policloH. payable to 
agents in cash. 

GlTe amount of annual duei» and bow paid. Are these !>pecified In policies 
or in by-laws. (State which.) 

Answer.— Answer to this not jjlven in form to i)rlnt. 

What is the maximum and minimum amount of the policies or certificates is- 
sued on any one life? Give limitinf? ages for admis.sion. 

Answer.— Not in form to print. 

Do the certificates of polidcH outstanding npedfy a fixed amount to be paid, 
regardless of amount realized from aHSf^Hmeuts to meet the same? 

Answer.— Yes: to the the oxtcnt of $100, followed by contiufi^ent monthly benefit, 
but special assessment k may l>e levied, and policy so states. 

If so, state how th<> anionnt Ik ^uarantcd, and whetlM^r such ^uanintco carries 
with it any dividend, surrender value or endowment feature. 

Answer.— No );m>i'antee except the exl?«tence of mortuary reserve. 



268 

Does the associntlon retain the right to scale down claims in case assets uu 
hand and proceeds of next assessment are Insnfflcient to pay claims at maximum 
amount? 

Answer.— No. 

Is any part of the mortuary or reserve fund assessments or premiums used 
for the purpose of paying any expenses? 

Answer.— No. 

Does the association issue endowment certificates or policies, or uudertalce and 
promise to pay to members during life, without regard to physical condition, any 
sum of money or thing of value? If so, are the amounts fixed? 

Answer.— No. 

Upon what basis and manner are your regular assessments or premiums com- 
puted? 

Answer.— Estimated upon average expectancy of both insured and beneficiary. 

How are the emergency, resei-ve or special funds created, and for what pur- 
pose, and where deposited? 

Answer.— Further than mortuary reserve and general fund, no apportionment 
as yet; $4,000 loaned, $4,000 in hands of treasurer. 

What was the expected mortality during the past year, on mean amount of 
insurance In force, according to the actuaries* table of mortality? 

Answer.- Membership too small to make expectancy table applicable. 

Are the ofi9cers and directors elected by the members? 

Answer.— Yes. 

Are notices of elation sent to members? 

Answer.— No. 
^ Arc proxies contained in application? 

Answer.— Yes. 

Are there any members or persons having any proprietary or preferred in- 
terest in the association; or receiving nny part of the expense fund as consider- 
ation for money advanced or for guarantee of payment of expenses? 

Answer.— No. 

Is a medical examination required before issuing a policy or certificate to 
applicauts? 

Answer.— Yes. 

Are policies or certificates IssimhI, or assignments allowed, to persons other 
than the families, heirs, relatives and dependents, or actual creditors of the 
member? 

Answer.- No. 

llan the society paid nil its deatb claims in full, and ba^ it the ability to pay 
its ontstanding claims in full? 

Answer.— Yes; has paid promptly when due. 

What Is the aggregate amount of an assessment or periodical call upon all 
the policyholders or members of the corporation or association? 

Answer.- Not in form to print. 

Has the association during the year levied extra assessments on policies paying 
stipulated premium, and how much? 

Answer.— No. 

Or increased the basis or rate of assessments to advanced ages when such 
right Is retained? 

Answer.— No. 

Or increased the ratio or number of assessments, the basis or rate remaining 
the same? 

Answer.— No. 



269 



MERCHANTS LIFE ASSOCIATION. 

Presldeut. John J. Seerley. Ffi'st Vioe-Presideut, John BJaul. 

Secretary, A. B. Hawkins. 
Home Office, National State Bank Building, comer Main and Jefferaon Streets, 

Burlington, Iowa. 
Incorporated April 4, 1884. Commenced Business June 14, 1S94. 

BALANCE SHEET. 
Amount of net ledger assets December 31st of previous year 1431,684 32 

INCOME DURING YEAR. 

Gross amount paid by members to the association or its 
agents, without deductions for commissions or other ex- 
penses, as follows: 

Membership fees required or represented by applications |77,33S 09 

First' year's assessments or premiums: Expen^se, ^,263 53; 

mortuary, 117,228.25 23,491 78 

Reserve fund 78,311 44 

Subsequent year's assessments or premiums: Expense, |67,- 

218.04; mortuary, $206,892.82 274,110 86 

Total paid by members 1453,252 17 

Interest from mortgages, $8,717.62; bonds and stocks, $725.44; 

other sources. $5,616.37.*. 15,059 43 

From all other sources, viz.: Change of beuefl/'iary, $115; re- 
instatement fees, $483 59800 

Total income during the year 468,909 60 

Sum of both amounts $900,594 12 

Received from members in Indiana, 1909, mortuary, $2,765.79; expense, $1,052.23* 
Total, $3,818.02. 

disbttrsements during year. 

Death claims or installments paid $192,619 98 

Advance payments returned to rejected applicants, members 

of cancelled certificates 32.485 30 

Guarantee fund returned to beneficiaries 126 50 

Total paid to members $225,231 78 

Commissions and fees retained by or paid or allowed to 

agents on account of first year's fees, dues, assessments 

or premiums, $81,606.98: subsequent years, $9,067 90,575 98 

Commissions paid or allowed for collecting assessments or 

premiums to banks or collectors 3,102 97 

Salaries of officers, $15,151: other compensation of officers, 

$2,052 17,208 00 

Salries and other compensation of office employes 6,142 54 



270 

Mcdii-al examiners' fees, whether paid direct by members or 

otherwise $7,151 20 

Taxes on premiums, $3,181.34: iMsnrauce Department iiceiiBes 

and fees, $1,227.53: munleipal lleenses. $289.69 4,698 56 

Rent, for association's use of its own bulldluKs 800 00 

Furniture, $055.20: legal expense. $229.50: advertising and 

printing, $2,277.21 3,461 91 

Advanced by directors, repaid 13,000 00 

All other items, vlas. : Miscellaneous. $559.35; telegrams, 

$124.94 postage. $4,746.50; express, $363.57; stationery, 

$8C2.19: traveling expense, $902.40; inspection of risks. 

$648; all other Items, $122.98 8,269 93 

Total disbursements 379.637 87 

Balance $520,956 25 



LEDGKK ASSETS. 

Loans on mortgnges on real estate, first liens $278,900 00 

Book vfilue of lK>nds (^xcbidbig interest) 18.000 00 

Deposited in banks: Merchants' National PUuik. $66,906.65: 

Burlington Savings Bank, $5,300; National State Bank. 

$10,553.51; German American Savings Bank, $5,100 76.859 16 

Agents' debit balances 2,304 98 

Other assets, viz.: Deposit Missouri State Departnu nt 1,000 00 

Reserve fund notes of members in good standing 144.150 66 

Total $521,214 80 

PEDTC^T LKIXJEU LIAB1LITI10><. 
Deposit of members for future call fund !::>S 55 

Total net ledger assets $520,966 25 

NON-LEDGER ASSETS. 

Interest on mortgages $7,635 29 

Interest on other assets 458 20 

Mortuary assessments to become due on post mortem poli- 
cies, not exceeding one assessment nor the amount of 

post mortem claims not assessed for 18,000 00 

\ 

Total non-ledger assets 26,093 49 

Gross assets $.547,049 74 

DEDUCT ASSETS NOT ADMITTED. 

Agents* debit l)]ilan<-i>s not secured by bonds $2.304 98 

Reserve fund note-s 144.1,tO 66 

Deposit Missouri State Dep;irlmcnt 1,000 00 

I'^tal 147,466 64 

Total admitted assets $398,594 10 



271 



NOX LRI)<;KK liaiulitiks. 
I.oHses oil post iiiort<Mii poliflt'S, not ih1Jiih|*»<1 



$18,000 00 



Total liabilities. 



iS.OiH) 00 



Balance to protect contracts $381,594 lo 

rompri»€Kl under the foUowhiK funds: 

Mortuary fund (lesn amount thereof in<'luded in llHbilities 

and In assents not admitted) 1104,413 81 

Resen-e fund (Ichm amount theriH>f included In lialiilities and ' 

In aiwets not admitted) 271,348 57 

(tuarnntee fund {U^tm amount thereof included in llabilitloM 

and ill assets not admitted) ^ 5,053 51 

(Jeneral or expense fund (l€»s8 amount thereof included In 

iialiilitles and in assets not admitted) 878 21 " 



Total special funds. 



$:»1,594 10 



EXHIBIT OF CERTIFK^ATKS OR I'OLICIKS. 

Tot«l Bujuneas. Business in Indiana. 

No. Amount. No. Amount. 

Policies or certificates In force December 31 

(beKinninK of year) 16,081 $32,042,000 00 176 1352,000 00 

INdlcies or certificates written or increased | 

durinjr the calendar year 4,795 9,590,000 00 60 100,000 00 



Total policies or certificates In force last 

December 31 (end of year) 18,375 $36,633,000 00 190 

F..(»sHes and claims unpaid December 31 (begin- 
ning of year) 10 $20,000 00... 

Losses and claims li:curre<l during tlie calendar 

year 102 202,00000... 



Total 

Flosses and claims paid, scaled dowp and com- 
promised during year 

Ijomes and claims outstanding unpaid last De- 
cember 31 (end of year) 

Premiums and assessments coll(>cted during 
year 



112 $222,000 00 . 



101 192,619 98 



11 22,000 00 



224,121 07 . 



Total 30,876 $41,632,000 00 226 $452,000 00 

De<luct decreased or ceased to be in force dur- 
ing the year 2,501 4,999,000 00 36 72,000 00 



$380,000 00 



S2.765 79 



EXHIBIT OF POLICIES OR CERTIFICATES. 

The following U a correct statement of the Imsiness of the year on policy ac- 
count as It stood at close of business December 31. according to home otHce l»ooks: 



CLASSIFICATION. 



Whole Life Policies. 
No. Amount. 



In force end of previous year. 
New polieies issued 



16.081 
4.705 



Totab 

Deduct ceased: 

By death 

By lapse 

Total terminated 

In force end of year. . 



102 
2.399 

2.601 

^5 



$32,042,000 
9.590.000 



20.876 $41,632,000 



202.000 
4.797.000 

$3(i.633.0no 



272 

GAIN AND LOSS EXHIBIT DURING YEAR OF STATEMENT. 

Balance to protect contracts l>eg:inniug of Bald year $431,684 52 

Fnud earnlnc^: Expense (net receipts and changes In iia- 

ahllltles) 1151,417 66 

Reserve (net receipts and changes In liabilities) 86,404 93 

Mortuary (net receipts and changes In liabilities) and 

changes In unc<ille<-te<l as^i^snients allowed as assets 224,121 07 

461,943 66 

Interest, n'nts, etc., earned 116,059 42 

Ra lance profit and loss Items (and changes In market valnes 

and unndjnitteil assets) 15,069 43 

Total credits.... 1908.687 61 

E.xpen8e8 Incun'ed: Insurance ^amounts paid and changes In 

liabilities) $151.224 75 

Death losses and ('lalnw Incurred tpald adjnsteil with changes 

in liability for unpaid) 192,619 98 

<*uarant(M^ fund returned 126 50 

Assets not a«lmltted 147,455 64 

I iOpse«l— reserve fund notes and taxes 35.666 64 

Balance to protect contracts at end of said year 527,093 51 

Total debits 1381,594 10 



MISCELLANEOUS QUESTIONS. 

Give amount of entrance fee and how paid. 

Answer.— Membership fee 50 cents per year of age at time of entry. 

Give amount of annual dues and how paid. Are these !spe<*ified In ]H)llcles 
or In by-laws. (State which.) 

Answ^er.— Ten cents per year of age at time of tMitry prior to January 19, 1904. 
Since that date all new business written $1.50 additional Is yearly charged to each 
certificate regardless of age. I'ald .semi-annually. Yes. In Isith. 

What Is the maximum and minimum amount of the policies or certlfic'ates Is- 
sued on any one life? Give limiting ages for admission. 

Answer.— Ages 18 to 50. $6,000 In three certificates of $2,000 each. Ages 18 to 33. 
$6,000; 35 to 45, $4,000; 45 to 50, $2,000. 

Do the certificates of policies outstanding spe<*lfy a fixed amount to be paid, 
regardless of amount realljsed from assei^sments to meet the same? 

Answer.— Yes. The face value of certificates Is secured by deposit? with the 
State Insuranc^e Department, and an asm^ssment on the members levied pro rata 
npon the age at entry. 

If so, state how the amount is gu«rant(»ed, and whether such guarantee carries 
with It any dividend, surrender value or endowment feature. 

Answer.— Payment of the certificate In full Is guarantee*! by th.e assets of the 
association and the right of assessment, with no dividend, surrender values or 
endowment feature. 

Does the association retain the right to scale down claims in case assets on 
hand and priweeds of next assessment are Insufllclent to pay claims at maximum 
amount? 

Answer.— No right to scale policy Is retained. 

Is any part of the mortuary or reserve fund assessments or premiums used 
for the pnr]>ose of paying any expenses? 

Answer.— No. 

Does the association Issue endowment certificates or policies, or undertake ami 
prondse to pay to members during life, without regard to physical condition, any 
sum of money or thing of valiM»? If so. are the amounts fixed? 

Answer.— No. 



273 

Does the as^ociatloii resen-e in its bj-laws or policies (state wlilcli) the ri$;hr 
to levy extra lusessmeiits, and how and when? 

Answer.— The articles of incorporalion and by-laws authorize nssc^ssuient of 
amount re<]ulred to pay limKes. 

Tpon what ImHlH and manner are yonr rei;ulur aHsessmenta or premiums com- 
pi ted? 

Answer.—l^pon the age at entry an will pn)diK»e the amount required to pay 
death losm^a. 

How ai'e the emergency, reserve or special funds created, and for what pur- 
pose, and where deposited? 

Answer. —By the payment of SO^cents per year of age at time of entry on each 
12.000 certificate, and the interest on all the funds of the association. It Is for the 
puriioAe of securing perMstent memliership and for pa.vlng any losses which may 
wcur in excess of a rate of ten ditiths per annum per 1,000 members. The securities 
lieliMiging to the ass<H*iation ($296,900) are deposited with the Auditor of the State 
of Iowa, as requlreil lo' law. A deposit of 11,000 has been made wih the Missouri 
Im^urnnce Department. The balancx^ is in process of collection and Investment. 

What was the expected mortality during the past year, on mean amount of 
insurance in 'force, according to the actuaries' table of mortality? 

Answer.— $100,4SO per three month;), 1909. $112,500 per thriM^ month.4, 1910. 

Are the officers and dlrei'tors elected by members? If not, how are the}' se- 
UM*te<i 

Answer.— Directors by members and officers by directors. 

Are noticcMt of election sent to members? 

Answer.— No. 

Are pn>xieK contaIne<l In application? 

Answer.— No. 

Are there any members or persons having any proprietary or preferred in- 
terest in the association; or receiving any part of the expense fund as consider- 
ation for money advanced or for guarantee of payment of expenses? 

Answer.- No. 

Is a medical examination requlre<l before issuing a policy or certificate to 
applicants? 

Answer.— Yes. 

Are policies or certificates Issiiied, or assignments allowed, to persons other 
than the families, heirs, relatives and dependents, or actual creditors of the 
member? 

Answer.— No. 

Has the society paid all Its death claims In full, and ha4 It the ability to pay 
Its outstanding claims In full? 

Answer.- Yes. 

What is the aggregate amount of an as.sessment or periodical call upon all 
the pollcyholdena or memliers of the corporation or association? 

A nswer.— $55,825.21. 

Has the asso<*latlon during the year levleil extra assessments on policies paying 
stipu]ate<l premium, and how much? 

Answer.- No. 

Or Increased the basis or rate of assessments to advanced ages when such 
right Is retained? 

Answer.— No. 

Or Increased the nitio or number of a-ssiessments. the basis or rate renmlnlng 
the same? 

Answer.— No. 



[18—23948] 



274 



XATI()N"AL UVVj ASSOCIATION. 

rroBld^^t^ J. B. Sullivan. Klret Vice-PreslcU'iit, Guy Unrker. 

Seoretary, Henry Pyle. 

Home Offiou; 'Mtiisens' National Hanlc KuildihK. I>e8 Moln€>H, luwa. 

Incor])orat<Ml Oi-tobor 24, 1899. (\minienoed BuHinong Marcli 19, 19(M>. 

BALANCE SIITCKT: 
Amount of net leil^er ajwets DecemlMr 31st of previous year ^14.525 11 

INCOMK DIKINC; YEAR. 

(livirts amount paid by memlMM-s lo the aBKOflatlon or lt« / 

a>;entH, without deduoiions for fommlKsions or other ex- * 

penacH, as follows: 

Meniberahlp fees nxiulred or represented by applications — I5K.432 96 

EIrst year'js assesiiments or premiums: Expense, 15,433; mor- 
tuary, $23,112.25; sulmequeut year's premiums or asness- 
ments, expense, $41,010 24; mortuarj*. $79,857.14; re««»rve, 
1129.928.04 ? 279.338 67 

Interest from mortpiK^s 4,133 22 

From all other sources, viz.: Agents' balances, $941.12; trust 

fund. $87.89: change of beneficiary. $54.55: sundries, $390.4<) 1.474 02 

Total Income durlUK the year 343,378 W> 



Sum -of l»oth amounts $657,90^ 97 

DISBrRSEMENTS DUUING YEAU. 

Death claims or installments) paid $113.7r*6 (K) 

Advance payments i*eturned to rejected applicants 3.858 10 

raid members for surrender values 1,000 00 

Total paid to meml>ers $118,614 10 

Commissions and f(»es retained by or paid or allowinl to 
absents on account of first year's fees, dues, asst^saments 
or premiums .'>4,.'i74 85 

ComnilHslons paid or allowed for collectinjr afwessments or 

• premiums to Imnks or col lector* 1.137 41 

Salaries and allowances of mana»?erH and a>r«*»t-; not paid by 

cinnmisslons 8.720 31 

Salaries of ofHcers, $7,825; othiT conipen.*«atlon of offlcei-s 9,025 00 

Salaries and other compensjition of directoi-s, $1.200 5.12X75 

Medical examiners' fees, whether pahl direct by members or 

otherwise 6.830 72 

Taxes on premiums. $1,630.75; Insurance Department fees and 

licenses, $1.280.39 2,911 14 

Kent 1.646 00 

Furniture, $512.06: leijal expenses. $6.^1.75; advertslln^ and 

print Injc. $2.517.16 3.680 W5 

All other items, viz.: Postage. $1,679.69; travollnj; expense. 
$1,284.42: proniotl<m. $2,400; inspection of risks. $127.50: sun- 
dries. $2,966.36 8,457 97 

Lapse on reserve fund bills recel val»le 49.876 .54 

Total disbursements 270,603 75 

Balance $,'^7,300 22 



275 

LEDGER ASSETS. 

LoaiiH 01) iiiortsagos ou real oatato, first Ileus $171.450 00 

('a«h la office 1.571 24 

Deposited in banks: Des Moines National Bank, $5,162.32; 
Iowa National Bank, $3,168.32: Citizens* National Bank, 

$102.03 «,433 45 

Other atisetH : llosorve f ifnd, bills receivable 206,845 53 



Total net ledger assets $387,300 22 



'i^ 



NON-LEDGER ASSETS. 

Interest on mortt^aRes $5,673 96 

Mortuary assessments to become due on post mortem pol- 
icies, not exceeding one assesMnieut nor the amount of 
post mortem claims not assessed for 6,000 00 

Other items: lUUs receivable, $2,244.91; agents* balances, $1,- 

612.31; furniture and fixtures, $1,822.87 5,680 09 

Total non-ledger assets 17,354 04 

Gro'js assets $404,654 26 



DEDUCT ASSETS NOT AI>MiTTED. 

Furniture, fixtures and safes $1,822 87 

Agents' debit balances not .secured bj* bonds, $1,612.31; IkHls 

receivable, not secured, $2,244.91 3,857 22 

Reser^'B fund bills receivable 205,845 53 

Total 211,525 62 

Total admitted assets $193,128 64 



NON-LEDGER LIABILITIES. 

losses on post mortem policies $6.000 00 

Taxes 1,583 10 

Premium!) or assessments paid before due * 233 04 

Excess over association's whole life rates of all premiums re- 
ceived on any form of advance limited payments, or de- 
posit policies and 4 per cent, accumulated interest thereon 89.197 04 
All other liabilities, via: Money advanced to promote the as- 
sociation, being repaid the regular assessment of expense 
fund 4.748 35 

Total $101,761 53 

Le«6 yearly renewable term reserve 89.197 04 

Total liabilities 12.564 49 

Balance to protect contracts $180,564 15 



276 



EXHiBIT OF CBHTIFICATK8 Olt POLICIES. 



Total BoameM. Bniinew in IndiaLUL 

Ka Amount. Na Amoon*. 

Policies or certificates In force December in 

(be^nnliig of year) 6,7CT |12.95&,O00 00 U29 12,306,600 00 

I'ollcies or certificates written or increased 

during the calendar year 2,715 5,486.500 00 292 586^500 00 



Total 9,482 118,441.500 00 1,621 12,798,000 00 

Dedaet decreased or ceased to be In force dnr- ^ 

lug the year ^1,998 3,315,000 00 201 394,500 00 



Total poll<-les or certificates in force 

last December 31 (end of year) 

Losses and claims unpaid December 31 (be- 

^^nninfT of year) 

Losses and claims incurred during the calen- 
dar year 

Total » 

Losses and claims paid, scaled down and 

compromised during the year 

Losses and claims outstanding unpaid last 

December 31 (end of year) 

I^remlums and assessments collected during 

j'ear 



7,489 115,126,500 00 1,420 $2,896,500 00 



58 



116,000 00 



112,500 00 



2 17,000 00 



8 23,000 00 



65 (128,500 00 



63 1122,500 00 



2 16,000 00 



1207.797 70 



10 830,000 00 

9 125,000 00 

1 85,000 00 

4 $36,864 40 



GAIN AND LOSS EXHIBIT DURING YEAR OF STATEMENT. 

Balance to protect contracts beginning of said year $125,487 27 

Fund earnings: Expense (net re<'eipts and changes In lia- 
bilities) $106.350 21 

Reserve (net receipts and changes In liabilities) 129,926 04 

Mortuary (net receipts and changes In liabilities) and changes 

In uncollei-ted assessments allowed as assets 102,969 89 



Interest, r<?uts. etc., earned. 
All oth<*r crefUts 



339.246 64 
6.80134 
2.000 00 



Total credits $473,534 25 

Inrestuient (handling Investments. R. E. repairs, taxes and expenses).. $105,971 21 

Deduct amount s«ived by compromise, etc., during year 114.756 00 

Lapsed reserve fund notes $49.876 54 

Assets not admitted 20.695 36 

70..571 90 

All other debits : 1.670 99 

Balance to protect contracts at end of said year 180.564 15 



Total debits $478,584 25 



M18C*ELLANEOrS QUESTIONS. 

Give amount of entrance fee and how paid. 

Answer.— The rate of 30 cents per $1,000 for each year of appllcanUs age. 

Give amount of annual ducHt and how paid. Are these specified In policies 
or in by-laws. (State which.) 

Answer.— Not to exceed one-tenth of one per cent, of amount stated on policy, 
payable quarterly. 



277 

What is the maximum and miulmnm amount of the policies or certificates is- 
sued on any one life? Give limiting ages for admission. 

Answer.—Maximum, $5,000; minimum, |1,000. Ages 18 to 66 years. 

Do the certificates or policies outstanding specify a fixed amount to be paid, 
regardless of amount realized from assessments to meet the same? If so, state 
how the amount is g\iaranteed, and whether such guarantee carries with it any 
dividend, surrender value or endowment feature. Does the association retain the 
right to scale down claims in case assets on hand and proceeds of next assess- 
ment are Insufficient to pay claims at maximum amount? 

Answer. ~The policy specifies the amount to be paid in case of death. The 
amount so paid is guaranteed by the assets of the association. Including Its de- 
potslts with the State Insurance Department, and the right of assessments. No 
provision is made for dividends, surrender value or endowments, and no right 
to scale down claims is retained. 

Is any part of the mortuary or reserve fund assessments or premiums used 
for the purpose of paying any expenses? 

Answer.— If all losses for quarterly are provided for, 50 per cent, of first year's 
mortuary on new memben may be used at discretion of board of directors in 
getting new business. 

Does the association resen'e in its by-laws or policies (state which), the right 
to levy extra assessments, and how and when? 

Answer.— Yes; quarterly, as reserved in policy. 

Upon what basis and manner are your regular assessments or premiums com- 
puted? 

Answer.- Assessments are levied for such a percentage upon the mortuary 
base as will provide nfK'essary mortuary fund to pay loss. 

How are the emergency, reser^-e or special funds created, and for what pur- 
poite, and where deposited? 

Answer.— By payment of 50 cents per $1,000 of insurance for each year of the 
Insured's age at entry. ^ 

What was the expected mortnilty during the past year, on mean amount of 
insurance in force, according to the actuaries' table of mortality? 

Answer.- Eight to 1,000. 

Are the officers and directors elected by the members? 

Answer.— Directors are. 

Are notices of election sent to members? 

Answer.— Yes. 

When and how? 

Answer.— Thirty days or more l»efore meeting. 

Are there any members or persons having any proprietary or preferred in- 
terest in the association; or receiving any part of the expense fund as consider- 
ation for money advanced or for guarantee of payment of expenses? 

Answer.— No. 

Is a medical examination required before issuing a policy or certificate to 
applicants? 

Answer.— Yes. 

Are policies or certificates issued, or assignments allowed, to persons other 
than the families, heirs, relatives and dependents, or actual creditors of the 
member? 

Answer.— No. 

Has the society paid all its death claims in full, and has It the ability to pay 
its outstanding claims in full? 

Answer.— Yes. 

Has the association during the year levied extra assessments on policies paying 
stipulated premium, and how much? 

Answer.— No. 

Or increased the basis or rate of assessments to advanced ages when such 
right Is retained? 

Answer.— No. 

Or increased the ratio or number of assessments, the basis or rate remaining 
the same? 

Answer.— No. 



278 

SCHEDULE OF ALL UNPAID CLAIMS OUTSTANDING DECEMBER 31. OP THE 
CALENDAR YEAR, COVERED BY THIS STATEMENT, WITH REA- 
SONS WHY THEY ARE UNPAID OR RESISTED. 

Name of Life Insured. Why Unpaid or Reauted. 

Jessie M. Anderson Proof not received. 

H. A. Yearick Party had lapsed, and before the health 

certificate was received he died, and 
the claim is being invest! irated. 



Certificate. 


No. 


Amount. 


11,658 


$1,000 


9,7'i6 


6,000 



279 



THE SURETY FUND LIFE COMPANY. 

Prenldent, I»r. L<'slk» (\ Lain*. Secretary, E. J: Mlllttr. 

First Vice-President, Walter P. II()l)art. Second Vice-President, (.'has. VV. Jeiine. 

Home Office, 40<) Oneida Itnlldln}?, Mlnneai)olls, Minn. 
ln<*c»ri><»rattHl November. 1S9K. Commenced BuslncHM November, 1898. 

HALANv SHEET. 
Amount of net ledger a.sHet^ I>ecember T.lst of prevlouH year $63,020 95 

INCOME DrUING YEAU. 

Gross amount paid by members to the association or Its 
agents, without dcnluctlon for commlsKlons or other expenses, 
as follows: 
First year's assesKments or premiums: Expense, 153,366.18; 

mortuary, $4,384.88 $57,751 06 

Subsequent year's assessments or premiums: Expense. $22,- 

546.42; mortuary. $60,788.39: reserve, $7,417.04; total dNalrfl- 

I ty, $137.65 90,890 OO 

Me<11cal examiners' fees paid by applicant 3,508 00 

■ M ^ ^ I 11 ■ . II Mil 

Total paid by members $152,149 06 

Interest from niorti;nj;es, $3,937.01; other sources, $384 40 4,32141 

Rent 105 00 

From all other stmrces. via.: Ajreut's license. $2: sale Vade 
M(H'um. $2: loans. $15.55; repaid by agents, $212.03; repaid 
by Indiana Department, $22.66 254 23 



»r 



Total Income during; the year 156.829 70 

Sum of both amounts $219,850 65 

IHSBIKSEMENTS DrUINC; YEAU. 

Death claims or Installments paid $40.500 00 

DlsiiblUty. sk k or accident benefits .300 00 

.\dvanced payments retHrn»»d to rejected applicants 9112 

Maturity of policies 291 00 

Total paid to members: $41,182 12 

Commissions and f«H»s ret:ilned bj'^ or paid or allo.wtMl to 
agents on account of urst year's fees, dues, assessments 

or premiums 40,544 62 

Commissions paid or allowetl f6r collecting assessments or 

premiums to banks or collectors 1,504 52 

Salaries and allowances of managers and agents not paid by 

comunlsslons 4.757 06 

Salaries of officers 13.000 00 

Salaries and other compensation of office employees 3.723 27 

Medical director. $830.79; niedl(>al examiners. $.3.508 4.338 79 

Taxes on premiums, $772.37; Insurance Department f(H»s and 

licenses, $532.06 1,304 42 

Taxes on i)ersonal property 6 24 

Kent '. 1,646 00 

Furniture. $194 50; legal expenses $2S5: advertising and print- 
ing, $1,417.94 1.897 44 



280 

Borrowed money repaid 1136 00 

All other itemo, viz.: PostaF^e. 11,523.90; gnu, $18.87; telephone, 
$72.40; travel, $84.30; directors' fees, $335.67; ageiitH' bal- 
ances charged oft, $215.01; return premluui, $11.50; rnis- 

cellaneouji, $497.38 2,759 04 

352 88 

Total dlslmrsements 117,150 40 

Balance $102,700 25 

LEDGKR ASSETS. 

I^ans on mortgages of real estate, first Hens $78,697 74 

Cash In office 3,460 64 

Deposited in banks: First National Bank, Minneapolis. $1,- 
016.69; Minn. I»an and Trust Co., Minneapolis, $6,213.58; 
The Germania Bank, Minneopolis, $790.60; The Metropol- 
itan National Bank, Minneapolis, $1,849.57. Certificates of 
deposit: First NatKinal Bank, Mlnnenpolls. $2,000: Cit- 
izens' Bank, Ortouvllle, Minn., $750; First National Bank, 
Ortonville, Minn., $750; First National Bank, Ada, Minn., 
$600; People's First National Bank. Olivia, Minn.. $500; 
First National Bank, Granite Falls. Minn., $500; Fii*st 
State Bank. Laiwford, N. D.. $1,000; First National Bank. 
Kenniore. N. I).. $3.717.65 19,588 09 

AjrentH* debit lialances. $186.61: bills receivable, $767.17 953 78 

Totnl net ledger assets $102,700 26 

NON LEDGER ASSETS. 

Interest due, $194.94; accrued, $1,734.97: interest, $88.81 $2,018 72 

Furniture and fixtures 1,007 50 

Supplies, printed matter and stationery 202 50 

Stamped envelopes and postage stamps 225 86 

Other Items: Net subsi»quent year's deferred premiums on 

policies In forc-e December 31, 1909 1,365 14 

Total non-ledger as.sets ' 4,819 72 

Gross a«.sets $107,519 97 

DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures nnd safes, $1,007.50; supplies, printed matter, station- 
ery, $202.50 1,21000 

Total admitted assets $106,309 97 

NON LEDGER LIABILITIES. 

Losses on post mortem policies, not adjusted $10,000 00 

Present value future payments on instnllment policy claims 

(face. $4.5CO) 3,717 65 

Disability nccrucd, remaining unpaid (due In Jnnuaiy, 1910) 200 00 
Salaries, rents, e.xpenses, taxes, bills, accounts. bonus<»s. 

(*on)missions. etc., due or accrued 50 00 

Total liabilities 13,967 65 

lialance to protect contracts $92,342 32 



281 

Comprised uuder the following funds: 

Morttiary fund (less nmount thereof included in liabilities 

and in assets not admitted) $14,933 33 

Reserve fund (less amount thereof Included in liabilities and 

In assets not admitted) 71 241 10 

General or expense fund (less amount thereof Included in lia- 

iiilities and In assets not admitted) 6,107 89 



Total special funds y $92.342 32 



EXHIBIT OF CERTIFICATES OR P(fLlCIKS. 

Total Buaineas. BiuiQefls in Indiana 

No. Amount. No. Amount. 
Policies or certificates in force December 31 

(beginning of year) 5,306 $9,801,000 00 

Policies or certificates written or Increased dur- 
ing the calendar year 1,754 3,940,00000 31 $101,000.00 



Total 7,069 $13,741,000 00 31 $101,000 00 

Deduct decreased or ceased to lie in force dur- 
ing the year 1,162 2,223,00000 11 33,000 00 



Total policies or certificates in force last De- 
cember 31 (end of year) 5,879 $11,506,000 00 20 $67,000 00 

Losses and claims unpaid December 31 (begin- 
ning of year) 

Losses and claims incurred during the calendar 

. year 



Total 

Losses and claims paid and dropped during the 
year 

Losses and claims outstanding unpaid last De- 
cember 81 (end of year) 

Premiums and assessments collected during 
year, commuted value on 1 installment pol- 
icy $3,71765 ... $56867 



2 


$3,000 00 


31 


53,217 65 


33 


$56,217 65 


28 


$42,500 00 


6 


$10,000 00 



GAIN AND LOSS EXHIBIT DURING YEAR OF STATEMENT. 

Balance to protect contracts l>eglnning of said year $63,020 95 

Fund earnings: Expense (net receipts and changes In lia- 
bilities) $75,437 29 

Reserve (net receipt s and changes in liabilities) 7,417 04 

Total disability 137 65 

McMtuary (net receipts and changes In liabilities) and changes 

In uncollected absessments allowed as assets 65,649 08 

148,641 06 

Interest, rents, etc., earned 4,426 41 

All other credits 254 23 



Total credits $216,342 65 

Expenses ^icurrrd. Insurance (amounts paid and changes In llabilitie!)) 72,448 77 
Death losses and ciainis incurred (paid adjnstt^d with change in liability 

for unpaid) 40,500 00 

Ail other debits 693 63 



Total debits $113,642 40 



282 

MISCELLANEOrS QVESTIOXS. 

(live uTUount of annual dues, and how paid. Are theMP KpecifiiMl In iKiliclex ur 
In by-law». (State which.) 
• Answer. — Premiums loaded for expense on |M>ll<"leH iHsued now. 

What Is the maximum and minlmu-m amount of the iMilIeles (^r eertltleateH 
issued on any one life? (}lre limiting a^en for admission. 

AnHWiT.— $1,000 to $0,000. Atfca 21 to 55. 

I>o the certiflcateH or iK^iieieH outstanding spiH'ify a tixed amount to 1h> paid. 
re|i^ardic>sM of amount realized frtim assessments to meet the same? 

Answer.— Safety clause In policies. 

Does the as«Hx*latlon retain the ri^bt to scale down claims in case assets on 
hand and proceeds of nfxt assessment are Insutficlent to pay claims at maxImnUi 
amount? 

Answer.— No scaling provision. 

Is any part of the mortuary <:r reserve fund assessments or premiums used for 
the purpose of paying any expenses? 

Answer.— Not on new p<illcles. 

Does the association issue endowment certificates or polh'les. or undertake an<l 
proml.se to pay to meml)ers during life, without regard lo ph.vslcal conditions, any 
sum of money or thin}? of ^alue? If so, are the amounts flx<Hl? 

Answer.— Distribution of rest^rve accumulations at termination. Amounts not 
flxed. 

Tpon what basis and nninner are your regular as.s(>ssnients or premiums coni- 
puted? 

Answer.— Safety clauw In policies. 

I low are the emergency, reserve or special funds created, and for what pur- 
IMJse. and where depo.slted? 

Answer.— All InclndiMl In premium on N. F. ('. table 4 per cent. . 

If association or any insurance department computes any metliematlcal reserve 
upon the ns^K'iatlon's policies,, give results, naming table of mortality, Interesf, 
and method UAed. 

Answer.— Wisconsin Department, as annual renewable term policies on Amer- 
ican experience table at Z\ \wr cent. 

Are the officers and diret-tors elected by the membei*s? 

Answer. — Directors by members; otlicers l»y directors. 

Are notices of election sent to niemlK*i"s? 

Answer.— Yes. 

When and bow? 

Answer.— By mall, thirty days prior to a meeting. 

Are proxies containcMl In application? 

.\nswer.— No. 

Are there any memlters or pennons having any proprietary or preferretl interest 
in the association; or receiving any part of the expense fuml as consideration for 
money advanced or for gn:irantei» of payment of expenses? 

Answer.— No. 

Is a nuHlIcal examination n'<iulred lK»fore Issuing a |H»licy or certificate to 
applicants? 

Answer.— Yes. 

Are iM)licIes or certificates Issued, or assignments allowed, to persons other 
than the famllU^;, heirs, n'latlvcs and dependents, or actual creditors of the 
members? 

Answer.- No. 

lias the society paid all Its dcnth claims hi full, and has it the ability t<i pay 
its outstanding claims In full? 

Answer. — Yes. 

What Is the aggregate iimnunt of an ass^*ssnient or periodical call upon all 
the policyholders or memliers of the corporation < r association? 

Answer.— None. 



283 

Has the nsftoclatlon during tlio yoar Ifvltnl oxtrn nsHesHinoiits on noliclos i>ny- 
Ing Htipuliitcfl prc'Uiinni. nnd how niucdiV 

Answer.— Xo. 

Or *nereasecl the huHis or rate of anseHHinents to advanced ages when such 
right iH retained? 
• Answer.— No. 



SCHEDULK OF ALL UNPAID CLAIMS OUTSTANDING DECEMBER 81, OP THE 
(CALENDAR YEAR. COVERED BY THIS STATEMENT. WITH REA- 
SONS WHY THEY ARE UNPAID OR RESISTED. 

Name of Life Insured. Why. Unpaid or Resisted. 

Cbfts. A. Rheinhart Proof not received. 

C. W. Anderson Proof not received. 

Dr. A. C. Matter Proof not received. 

M. A. Kaubler Proof not received. 

Clara A. Berg Proof not received. 



Certificate. 




Date of Death. 


No. 


Amount. 


Day. 


Month. Year. 


7.396 


2.000 


16 


Feb. 1900 


MIO 


3.000 


22 


Auff. 1909 


6420 


2.000 


8 


Dec. 1900 


4«930 


2,000 


12 


Dee, 1909 


10.727 


1.000 


22 


Dec. 1900 



284 



UNION LIFE INSURANCE COMPANY. 

President, Samuel M. Strsder. Secretary, Chas. F. Williams. 

First Vice-Pres., Manly D. Wilson. Second Vice-President, Chas. W. Geile. 

Home Office, 21719 East Mafn St., Madison, Ind. 



BALANCE SHEET. 
Amount of net ledger assets Deceml>er SlBt of prerious year. 



IG62 7:; 



INCOME DURING YEAR. 

Gross amount paid by meml^ers to the association or Its 
agents, without deduction for commissions or other expenses, 
as follows: 
First yearns assessments or premiums: Expense, |3,10S.47; 

mortuary, 11,970.33; reserve, $500; contingent fund, $128.72. $5,073 SO 

Total income during the year 5,073 80 

Sum of both amounts $5,700 52 

DISBURSEMENTS DURING YEAR. 

Death claims or Installments paid $473 55 

Disability, sick or accident benefits , 1,495 06 

Advanced iMiyments returned to rejected applicants 170 

Total paid to members $1,970 33 

Salaries and allowances of managers and agents not paid bj* 

commissions 2,076 66 

Salaries and other compensation of office employes 260 00 

Medical examiners' fees, whether paid direct l)y members or 

otherwise 167 60 

Taxes on premiums ^ 28 00 

Rent 114 00 

Advertising and printing 36 00 

All other items: Traveling expense. Janitor, coal, express- 
age, postage, money order, notary fees, office supplie:), 

etc 431 31 

Total disbursements 5,073 80 

Balance $826 V2 

LEDGER ASSETS. 

Deposited In Imnks: First NaUonal Bank $626 72 

Agents* debit lialauc<*8, $79.10; bills receivable, $634.15 713 25 

Furniture, $100; stationery, $150 250 00 

Total $1,689 97 

Total net ledger assets $1,688 97 

Gross assets $1.589 97 



285 

DEDHIT A8SKTS NOT ADMITTED. 

FurnltiTo, flxtures nnd mifeH, WOO; supplies, printed matter, 

slat lone ry. 1150 «50 00 

Agents' debit Imlauees not seourt^d by bonds, $79.10; bills re- 
ceivable, not secured. $634.15 713 25 

I ■ I. ■ 

Total 963 25 



Balance to prote<'t contnicts $626 72 

romprlsed under the following funds: 

Mortuary fund (Iohsl amount thereof Included in liabilities 

and in assets not admitted) $600 00 

General or expense fund (less amount thereof Included in 

liabilities and in assets not admitted) 126 72 

Total special funds $626 72 



EXHIBIT OP CERTIFICATES Oil POLICIES. 

Buunesi in Indiana. 

Na Amount. 

Policies or certificates in force I)eceml)er 31 (beginning of the year) 1,132 $55,713 70 

Policies or certificates written or increased during the calendar 

yt»ar 414 25,767 20 

Total 1,646 $81,482 90 

Deiluct d€HTeaR<^d or ceascMl to l>e in force during the year 1,092 54,754 00 

'i^otal policies or certificates in force last Deceml)er 31 (end 

of year) 454 $26,728 90 

losses and (*laims incurred during the calendar year $1,970 33 

Losses and claims paid, scaled down and compromised during the 

year $1,970 33 

Premiums and assessment*) collected during year $6,073 80 



EXHIBIT OF POLICIES OR CERTIFICATES. 

The following Is a correct statement of thf business of the year on policy ac- 
count as It kNkmI at close of business December 31. according to home office l)O0ks: 

Whole Life Total Numbers 

CLASSIFICATION. Policies. and Avountn. 

No. Amount. Na Amount. 

In foree end of imviouii year. ! 1.132 $5,571,570 1.132 $6,571,570 

New policies imued 374 2.442.620 374 2,442.620 

Old policies revived 40 134,100 40 134,100 

Totals 1.546 $8,148,290 1.546 $8,148,290 

m 

Deduet cersed: 

By death 14 $47,355 14 $47,365 

By lapw 1.078 5.428,045 1.078 5,428,045 

Total terminated 1,092 $5,475,400 1,092 $5,475,400 

In force end of year 454 $2,672,800 454 $2,672,890 



(JAIN AND LOSS EXHIBIT DURINd Y1:AR OF STATEMENT. 

Balance to protect contracts beginning of said year $892 82 

Balance to protect coutractn nt end of said year $626 72 



286 

MIS( KIJiANKOrS QIIKSTIONS. 

(»!vi' aiuouiit of oiilraiic«* f»**» imd how paid. 

Answer.- The nuiouiit of flrnt aHHeHsmcnt. 

Ciivo amount of annual duen, and how paid. Are the:$e npecitied in policies or 
in liy-lawH. estate which.) 

Answer.— Uunj?lnK from $2.60 to $13. See poll<-y. 

Wliat i.M tlie maximum and minimum amount of the poIieleH or <'ertili('at(*H 
iMsutNl on any one life'? (iive limiting aK«^M f<»r admiHslon. 

Answer.— From %IS to $S0. an<l $466.50. A>?es 2 to 65 yearn. 

Ih) the eertitieates or poiieies outstanding spin-lfy a ilxetl amount to be paid, 
reffaiflletw of amount realized from nKsessuients to meet the cume? If so. state 
how the amount ia ^uaninteed, and whetlier aueh fruarautee earries with it any 
dividend, surrender value or endowment feature. 

Answer.— B.V mortuary reserve. No dividends, surrender value or endowment 
feature. 

Does the association retain the rlRht to scale down claims in case assets on 
band and procee<ls of next asiiessment are insufficient to pay claims at maximum 
amount? 

Answer. — Retains the ri|?ht to make assessments. 

Ik any part of the mortuary or reserve fund assessments or premiums used for 
the purpose of paying any expenses? 

Answer.- No. 

Does the ass«>ciation ismie endowment certificates or policies, or undertake and 
promise to pay to memliers during life, without ri^gard to physical conditions, any 
sum of money or thing of value? If so, are the amounts fixed? 

Answer.— No. 

Does the association reserve in its 1>y-laws or policies (state which) the right 
to levy extra assessments, and how and when? 

Answer. — Yes; policies, when made to pay losses. 

T^pon what l>asis and manner are your regular assessments or premiums com- 
puted? 

Answer.— Assessments are collected weekly. 

How are the emergency, reserve or special funds create<l, and for what pur- 
|K>se, and where deposited? 

Answer.— To meet mortimry of extraordinary severity. First National Bank, 
Madison. Ind. 

What was the expecteil mortality, during the past year, on mean amount of 
in.surnnce In force, according to the actuaries'* table of mortality? 

Answer.— Have made no computation. 

Aiv the officers and directors elected by the membeis? 

Answer.— Yes. 

Are notices of election sent to memliers? 

Answer.— Yes. 

Whipn and how? 

Answer. —rsually notice in newspapers. 

Are proxies contained in application? 

Answer. — No. 

Are there any members (»r persons having any proprietary or preferred interest 
in the association: or receiving any part of the expense fund as consideration for 
mcmey advaiice<I or for guarant(H> of payment of expenses? 

Answer.— No. 

Is a me<iical (xaminatlon required !)efore Issuing a |)olicy or certificate to 
applicants? 

Answer.— Yes. 

Are iMdicies or certificates issued, or assignments allowed, to persons other 
than the families, heirs, relatives and dependonts. or actual creditors of the 
nu'mbers? 

Answer.— No. 

lias the society paid all Us death claims in full, and has It the ability to pay 
its outstanding claims in full? 

Answer.- All excefif as stated bek»w. 



287 

Whnt l8 the ajcifrejriite muoniit of nu nssessmoiit or perlodiciil call upon air 
the pollryholderH or members of the corporation or association? 

Answer.— 162.20 per week. 

Has the association during the jear levied extra assessments on policies pay- 
ing stipulated premium, and how much? 

Answer. — Xo. 

Or increased the basis or rate of assessments to advanced ages when such 
right Is retained? 

Answer.— No. 

Or increased tlie ratio or number of assessments, the basis or rate remaining 
the same? 

Answer,— No. 



SCHEDULE OP ALL UNPAID CLAIMS OUTSTANDING DECEMBER 31, OF THE 
CALENDAR YEAR, COVERED BY THIS STATEMENT. WITH REA- 
SONS WHY THEY ARE UNPAID OR RESISTED. 

Certificate. Date of Dt&th. 

So. Amount. Day. Month. Year. Name of Ufe Inaured. Why Unpaid or Resisted. 

4.688 $16 00 2i Feb. 1909 Charles Dixon Insured sick when policy was 

delivered. 



288 
WESTERN LIFE ANNUITY COMPANY. 

President, Robert H. Bryuoii. VIee-Pi*e»ldeut, Frederick H. Bniler. 

Secretiiry, Saniael T. CoiikllUK. 

Home Offlee. K. of I'. Buildiufc, India napolis, Indlaini. 

Iiieorpornted Jnunary 4, 1907. Commeuced Business January 4, 1907. 

BALANCE SHEET. 
Amount of net ledger assets I>eeeml»er 31st of previous year |4,423 48 

INCOME DURING YEAR. 

Gross amount paid by memliers to the association or its 
agents, witliout deductions for cinumissions or otlier ex- _ 
penses, as follows: 
Membership fees required or represented by applications, |1,- 

140; certificate fees. |228; per capita tax, |630 $1,896 00 

First year's assessments or premiuuis 7,852 00 

Fees for changing policies 3 00 

Sulisequent year's assessments or premiuuis 9,020 00 

Medical examiners' fefs paid hy applicant 228 00 



\ 



Total paid by memlH»rs 119,001 00 

Interest from mortgages 297 39 

Total income during the year 19,298 39 

Sum of both amounts 123,72187 

DISBI'RSEMENTS DURING YEAR. 

Death claims or installments paid 11,520 00 

Disability benefits 160 00 

Total paid to members 11,680 00 

Commissions aiid foes retained by or paid or allowed to 
agents on account of first year's fee^, dues, assessments 
or premiums, $4,702.45; subsequent years. $696.60 5,399 05 

Salaries and allowances of managers and agents luit paid by 

commissions 827 00 

Salaries of ofllcers 918 30 

Salaries and other compensation of office employes 463 00 

Medical examiners' fees, whether paid dire<'t by members or 

otherwise 325 75 

In«iurance Department fees and licenses, $37: municipal taxes. 

$29.09 6609 

Ren t 53350 

Furniture, $94.25; legal expenses, $7.50; advertising and print- 
ing, $187.35 •. 289 10 

All other items, viz.: Postage, $128 30; traveling expens«»H, 
$393.50: discounts for annual payments, $99.90; miscellan- 
eous and home otflce expenses, $184.78 806 48 

Total disbursements 11,308 27 

Ba 1h nee $12,413 60 

•LEDGER ASSETS. 

Loans on mortgages of real estate, first liens $8,660 00 

Cash in orfiee, $2r,6.65: deiNt^ited in banks, Marion Trust Co., 
certificate of deposit, $500; Fletcher National Bank, $2.- 
996.95 3.753 60 

Total $12,413 60 

Total net ledger assets $12,413 60 



289 



NON-LKDGBR ASSETS. 
Interest accrued, $7.50; ou iucrt}ruf?eH, 151.80 $59 90 



Total non-ledger assetn $69 30 



(;ro88 tissets 112,472 90 



Total aOiuitted a8s,?t8 «2,472 90 



NON-LEDGER LIABILITIES. 

leases on stipulated premium policies, not due 1205 00 

Salaries, rents, expenses, taxes, liilis, accounts, Imuuscs, 

commissions, fees, etc., due or accnied 150 58 



Total liabilities 356 58 



Balance to protect contracts $12,068 02 



EXHIBIT OF CERTIFICATES OR POLICIES. 

BurinMi In Indiana. 
Na Amount. 

rolicies or certificates In force December 31 (beginning; of year).... 480 $2,400,000 00 

Policies or certificates written or Increased during the calendar 

year ^ 255 1,276,000 00 



Total 736 $3,675,000 00 

Deduct decreased or ceased to be in force during the year 159 795,000 00 



Total policies or certificates In force last December 31 (end 

of year) 576 $2,880,000 00 

Premiums and assessments collected during year $16,872 00 



EXHIBIT OF POLICIES OR CERTIFICATES. 

Tile following is a correct statement of the business of the year on policy ac- 
count as it stood at close of business December 31, according to home office books) 

«. . .-.«^ . •,«« Whole Life Pollctea. 

CLASSIFICATION. j^.^ ^^^ 

In force end of previous year 480 $2,400,000 00 

New policies Issued 266 1,275,000 00 

Totals 736 $3,675,000 00 

Deduct ceased— 

By death 3 15,000 00 

By lapse 137 685,000 00 

By change and decrease 11 56,000 00 

By not being taken 8 40,000 00 

Total terminated 159 $795,000 00 

In force end of year 576 $2,880,000 00 

Policies provide for payment of annuities, in no case exceeding $6,000. As It 
Is Impossible to determine present values they have been entered above at max- 
imum amounts. 



fl9— 23»48] 



290 

MISCELLANEOUS QUESTIONS. 

Give amount of entrance fee, and how paid. 

Answer.— $5 payable In cash on or before delivery of policy. 

Give amount of annual dues, and how paid. Are these specified In policies or 
in liy-Iaws. (State which.) 

Answer.— H per year per capita tax. In policy and by-laws. 

What is the maximum and minimum amount of the policies or certificates 
issued on any one life? Give limiting ages for admission. 

Answer.— All policies are for a maximum amount of 15,000. Only one policy on 
eacii life. Ages 18 to 60. 

Do the certificates or policies outstanding specify a fixed amount to be paid, 
regardless of amount realised from assessments to meet the same? If so, state 
how the amount is guaranteed, and whether smch guarantee carries with It any 
dividend, surrender value or endowment feature. Does the association retain the 
right to scale down claims in case assets <mi hand and proceeds of next assessment 
are insufllclent to pay claims at maximum amount? 

Answer.— Yes; payable as an annuity, the amount of each annual payment de- 
pending upon age at entry and premiums paid. No. No dividend nor endowment 
features. No right is reserved to levy extra assessments. 

Is any part of the mortuary or reserve fund assessments or premiums used for 
the purpose of paying any expenses? 

Answer.— Premiums are not separated into different funds. 

Does the association issue endowment certificates or policies, or undertake and 
promise to pay to members during life, without regard to physical condition, any 
sum of money or thing of value? If so, are the amounts fixed? 

Answer.— No. 

Does the association reserve in its by-laws or policies (state which) the right 
to levy extra assessments, and how and when? 

Answer.— Yes, when necessary to pay losses. 

Upon what basis and manner are your regilar assessments or premiums com- 
puted? 

Answer.— Same rate charged at all ages. Amount of annuity is graded at 
different ages. 

Are the officers and directors elected by the membors? 

Answer.— Directors elected by members; officers by directors. 

Are notices of election sent to memberH? 

Answer— Yes. 

When and how? 

Answer.— Upon delivery of policy. 

Are proxies contained in application? 

Answer.- No. 

Are there any members or persons having any proprietary or preferred interest 
In the association; or receiving any part of the expense fund as consideration for 
money advanced or for guarantee of payment of expenses? 

Answer.— No. 

Is a medical examination required before issuing a policy or certificate to 
applicants? 

Answer.— Yes. 

Are policies or certificates Issued, or aasipuments allowed, to persons other 
than the families, heirs, relative** and depeiulents, or actual creditors of the 
member? 

Answer.— No. 

Has the society paid all Us donth clnhiis In full, and has it the aMIlty to pay 
its outstanding claims in full? 

Answer.— Yes. 

Wliat is the aggregate nninnnt of an aKMCKKineut or perii>diral call upon all the 
policyholders or members of the n»rporalIon or association? 

AnKwcr.- 11,569 each month. 



291 

Has the association during tlie year levied extra assessments on policies pnj*- 
ing stipulated premium, and how much? 

Answer.— No. 

Or increased the basis or rate of assessments to advanced ages when 8uch 
right is retained? 

Answer.— No. 

Or increased the ratio or number of assessments, the banls or rate remaining; 
the same? 

Answer.— No. 



292 



WESTERN LIFE INDEMNITY COMPANY. 

President, Geo. M. Moultoii. Secretary, A. N. Hlslop. 

First Vice-President, E. D. Moore. Second Vlce-Presldnet, C. T. Dralce. 

Home Office, Masonic Temple, (.'IiIcako, 111. 

Incorporated June 23, 1905. Commenced Rusiness May 27, 1884. 



BALANCE SHEET. 
Amoatnt of net ledger assets Dwember Slst of previous year 1217,887 44 



INCOME DURING YEAR. 

Gross amount paid l)y meml)crs to the association or its 
agents, witiiout deductions for commissions or other ex- 
penses, QS follows: 

Memliership fees require<1 or represented by applications |28 00 

First year's assessments or premiums: Expense, 1100,664.01; 

mortuary, $10,128.86 110,792 87 

Subsequent year's assessments or premiums: Expense, |47,- 

726.13; mortuary, $157,196.16 204,922 29 

A nnun 1 dues 759 62 

Total paid by members $316,502 78 

Interest from mortgages, $39; bonds and stocks, $10,287.36; 

other sources. $8 10,334 36 

Rent 55 00 

Profit on disposal of securities 372 50 

From all other sources, viz.: Forfeited dividend l)onds 121 96 

Total Income during the year 327,386 60 

Sum of both amounts $545,274 04 



DISBURSEMENTS DURING YEAR. 

Death claims or installments paid $202,182 10 

Total disability benefits 11,143 76 

Advanced payments retnnied to rejected applicants 1,878 28 

Paid members for dividends 1,847 47 

Total paid to members $217,05161 

Commissions and fees retained by or paid or allowed to 

agents on account of first year's fees, dues, assessments 

or premiums 67,080 35 

Commissions paid or allowed for collecting assessments or 

premiums to banks or collectors 1,524 10 

Salaries and allowances of managers and agents not paid l)y 

commissions 31.284 56 

Salaries of officers 15,700 00 

Salaries and other compensation of rfflco employes 19,021 37 

Medical examiners' fees, whether paid direct by members or 

otherwise 4.419 2S 



X 



293 

Taxes on premiums, $348.94; Insurance Department feed and 

lIcenBea, 1987.75 $1,336 69 

Tuxes on real estate and Investments, $227.97; expenses and 

repairs on real estate, $243.15 471 12 

Rent 6.000 00 

Furniture, $1,122.06; legal expenses, $7,406.94; advertising and 

printing, $5.087.08 13,615 08 

Ivosses on dlsiM)sal of renl estate, $6,000; of securities, $29.91. . 6,029 91 

All other items: Office expense 1,720 74 

Postage, express and telegraph, $3,675.56; traveling expense, 

$10,756.02 14,43158 

Interest on borrowed money 2,112 02 

Total disWurseraentg $$401,798 42 

Balance $143,476 62 



LEDGER ASSETS. 

Loans on mortgages of real estate, first liens $650 00 

liook value of bonds (excluding interest) 140,006 25 

Cash In office, $2,969.69; deposited in bank, State Bank of 

Chicago, $3,212.92 6,182 61 

Agents' debit balances 5,782 91 

Total $152,621 77 



DEDUCT LEDGER LIABILITIES. 
National Life Annuity Co. trust fund 9,146 13 

Total net ledger assets $143,475 62 

NON-LEDGER ASSETS. 

Interest on mortgages.. $5 02 

Interest on other assets 893 34 

Market value of bonds (not Including Interest) and stocks 

over liook value 3,768 75 

Mortuary assespraents to l)ccome due on post mortem pol- 
icies, not exceeding one assessment nor the amount of 
post mortem claims not assessed for 26,309 59 

Other items: Net cash held by clerk of U. S. Circuit Court 
pending appeal upon a Judgment rendered for the benefit 
of the company, Including interest to Deceml>er 31, 1909.. 98.436 74 

Total non-ledger assets 139,413 44 

Orofts assets $272,889 06 

DEDUCT ASSETS NOT ADMITTED. 
Agents* debit balances not secured by. bonds $3,782 91 

Total 5,782 91 

Total admitted assets ... $207.1% lo 



294 

NON-LKDGRR LIABILITIKS. 

LoHsos oil post inortoni policies, i>aic1 by draftB otitstandliiKf 

$16,366.32; udJuHtod. not duo. $34,066.20 $50,432 62 

lA)88eB on |M)Ht mortem policlt^s, not adjusted, $6,658.62; re- 

slbted. $12.046.47 18,705 09 

Dividend oljllgatloiiH due or jU'cnuMl 2,548 19 

Total llai.illties $71,685 W) 

I'liliHK'e to protect conlniets $195,420 35 

('tinprl«e<l under the following funds: 
rontin^ent fund (less amount therccf included in liabilities 

and in assets not admitted) $195,420 S» 



'ft 



Totnl special funds $195,420 35 

KXHIIUT OF CKRTIFICATES OR POLICIES. 

Business in 
CLASSIFICATION. Total Business. Indiana. 

No. Amount. No. Amount. 
Pollcierj or certificates in force December 31 (be- 
ginning of year) 6,914 $8,282,774 00 112 $68,768 00 

Policies or certificates Avritten or increased dur- 
ing the calendar year 3,921 6,361,713 00 14 22,500 00 

Total 10.835 $14,644.487 00 126 $91,268 00 

Deduct decreased or ceased to be In force dur- 
ing the year 4,462 5,717,176 00 9 20,044 00 

Total policies or certificates in force last 

December 31 (end of year) 6,373 $8,927,312 00 117 $71,224 00 

Ix)S8cs and claims unpaid December 31 (begin- 

glnnlng of year 77 84,490 04 2 2,830 96 

Losses and claims incurred during the calendar 

year 238 221,297 61 8 9,869 71 

Total 315 $305,78765 10 $12,690 67 

Losses and claims paid, scaled down and com- 
promised during the year 250 $236,660 04 10 $12,690 67 

Losses and claims outstanding unpaid last De- 

ceml)er 31 (end of year) 65 $69,137 61 

Premiums and assessments collected during year $316,715 16 $4,414 29 

EXHIBIT OF POLICIES OR CERTIIflCATES. 

The following I^ a correct statement of the business of the year on policy ac- 
count as it stood at close of Imsiness Deceml)er 31, according to home office books: 

Term of Natural ^"hole Life Paid-up and Limited Total Numbers 

CLASSIFICATION. Premium Policies. Policies. Payment Policies. and Amounts. 

No. Amount No. Amount. No. Amount. No. Amount 

In force end of previous year. 4,837 $4,998,289 1.725 $2,824,660 382 $450,825 6.914 $8,282,774 

New policies issued 45 133.000 2,256 4.474,566 204 253.250 2.505 4.860.816 

Old poliaes revived 372 3:7.371 2( 21.000 5 5.500 400 363.871 

Change and increase 15 20.000 897 1.017.876 104 99.150 1.016 1.137,026 

Toiais 5.2 » $5,488,660 4,901 $8,338,102 095 $817,725 10.835 $14,644,487 

Deduct ceased* 

Bydeatli...' 154 $122,829 45 $82,325 2 $5,000 201 $210,154 

By surrender 45 87.664 18 47,783 8 12.000 71 147,447 

By lapse 1.843 2.187.250 909 1.211.513 274 304.475 3.026 3.703.238 

By change and decreav ... 1.026 1.337.747 SO. 700 ... 3,000 1,028 1.371.447 

By not being taken 9 17.000 102 219.139 27 48.750 188 284.889 

Total terminated 3.077 $3,752,490 1.074 $1,511,460 311 $373,225 4,462 $5,717,175 

In force end of year 2.1<'2 $1,736,170 3.827 $6,746,642 r84 $444,500 6.373 $8,927,312 



295 

GAIN AND LOSS EXHIRIT DUUIXG YEAR OF STATEMENT. 

Italancr to protect contracts beginning of said j'car 1162,243 57 

Fund oamings: Expense (net receipts and changes In liabil- 
ities) 1149,239 65 

Mortuary (net receipts and changes in liabilities) and 

changes In nncollected a'4»<essment8 allowed as assets 168.598 C9 

~ 317,838 34 

Interest, rents, etc., earned 9,962 42 

Balance profit and loss Items (and changes in market values 

and unadmitted assets ^ 7,885 41 

2,077 01 

All other credits 98,436 74 

Total credits 1580,595 66 

Expenses incurred: Insurance (amounts paid and changes in' 

liabilities) $180,124 06 

Investment (handling hiTestnients, R. E. repairs, taxes and 

expenses) 6,128 53 

$186,252 59 

Death losses and claims incurred (paid adjusted with 

changes in liability for unpaid) 221,297 61 

Deduct amount saved by compromise, etc., during year 23,324 18 

/ 197.973 43 

Dividends declared (paid adjusted with changes In liabilities) 949 29 

Balance to protect contracts at end of said year 195,420 35 

Total debits $680,595 6»] 



MISCELLANEOUS QIESTIONS. 

(tlve amount of annual dm^, and how paid. Arc thcso specified in policies or 
ill by-luwK. (State which.) 

Answer.— None on policies now being issued. 

What is the maximum and minimum amount of the iiolicies or certiflcateH 
iKsned on any one life? Give limiting ages for admission. 

Answer.— $10,000— $500. Ages 15 to 65 years. 

Do the certificates or policies outstanding specify a fixed amount to be paiil. 
regardless of amount realized from assessments to meet the same? 

Answer.— Yes. 

If so, state how the amount Is guaranteed, and whether such guarantee carries 
with it any dividend, surrender value, or endowment feature. 

Answer.— Guaranteed by contingent fund. No dividend, surrender value or 
endowment feature. 

Does the association retain the right to scale down claims in case assets on 
hand and proceeds of next asf^essment are innufllclent to pay claims at maximum 
amount? 

Answer.— No. 

Is any part of the mortuary or reserve fund assessments or premiums used fc»r 
the purpose of paying any expenses? 

Answer.— No. 

Does the association Issue endowment certificates or policies, or undertake and 
promise to pay to members durlivg life, without regard to physical condition, any 
siMU of money or thing of value? If so, are the amounts fixed? 

Answer.— No endowment. Dividend lM>nd, which can only be used by mem- 
bers for payments on polb'los. By eontingent fund. 

Does the association reserve in Its by-laws or policies (state whieh) the right 
to levy extra assessments, and how and when? 

Answer.— In policies. 



29(^5 

Upou what bnsib and mnuuer niv your regular assessiueuts or premiums com- 
puted? 

Auswei*.— AKsessments on natural premium plan are based on mortality re- 
quirements. Level premium plan on N. F. C. 4 per cent. taUes. 

How are the emergency, reserve or special funds created, and for what pur- 
pose, and where deposited? 

Answer.— Surplus after payment of mortuary clniuis and expenses. Protection 
of members. State Bank of Chicago and safety dei>o8lt vault. 

Are the officers and directors elected by the members? 

Answer.— Yes. 

Are notices of election sent to members? 

Answer.— Yes. 

When and how? 

Answer.— Annually, by mall. 

Are proxies contained in application? 

Answer.— No. 

Are there any members or pei'sons having any proprietary or preferred Interest 
In the association; or receiving any part of the expense fund as consideration for 
money advanced or for guarantee of payment of expenses? 

Answer.— No. 

Is a medical examination required before Issuing a policy or certlflcate to 
applicants? 

Answer.— Yes. 

Are policies or certificates issued, or assignments allowed, to pei-sons other 
than the families, heirs, relatives and dependents, or actual creditors of the 
member? 

Answer.— No. 

Has the society paid all its death claims in full, and has It the al)illty to pay 
Its outstanding claims In full? 

Answer.- Yes. 

What is the aggregate amount of an assessment or periodical call upon all the 
iM)licy holders or members of the corporation or association? 

Answer.— $29,309.59. 

Has the association during the year levied extra assessments on policies pay- 
ing stipulated premium, :ind how much? 

Answer.- No. 

Or Increased the liasis or rate of assessments to advanced ages when such 
right is retained? 
. Answer.— No. 

Or increased the ratio or number of assessments, the basis or rate remaloln;; 
the same? 
• Answer.— Yes. 



ABSTRACTS OF ANNUAL STATEMENTS 



OF 



Assessment Accident Associations 



OF THE 



STATE OF INDIANA 



On File in the Office of the Auditor of State, Showing the Con* 
dition of the same on December 31, 1909. 



(297) 



318 



BROTHEKHOOD ACCIDENT COMPANY. 

President, John J. Whipple. Secretary, Jay B. Crawford 

Home Office, 294 Washington Street, Boston, Mass. 
Incorporated Ansruf^t 17, 1S92. Comineuoed Business Aiij^iist 18, 1892. 

HALANCTE SHEET. 
Amount of net le<lger assefs, December Slst of previous year |48,8S4 17 

INCOME DURING YEAR. 

Gross amount of membership fees required or represented 

by applications 116,201 40 

Annual dues as per contract 62,491 10 

Premiums or assessments: Specific benefits, 128,316.49; tem- 
porary disability benefits. $83,687.46 U2,003 96 

Total p^id by members 1180,696 46 

Interest 656 74 

• ■ 

Total Income during the year 181,363 19 

Sum 1230,237 36 

DISBURSEMENTS DURING YEAR. 

Specific benefit claims paid 17,740 00 

Temporary disability benefit claims paid 84,14129 

Advance payments returned to rejected applicants 378 47 

Total paid to members 192,259 76 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues .- 16,609 00 

Commissions paid or allowed for collecting assessments 6,669 25 

Salaries and allowances of managers and agents not paid 

by commissions 6,276 00 

Salaries of officers, $15^100; other compensation of officers, $9,- 

485.22 24,585 22 

Salaries and other compensation of office employes 8,237 86 

Rent, 12,259.96 4,073 96 

Insurance Department fees and agents' licenses, $661.60; legal 

expenses, $193 774 50 

Traveling expenses 1,236 58 

4,608 97 

Total disbursements 163,178 39 

«a Innce $67,058 97 

LEDGER ASSETS. 

Book value of bonds and stocks owned $4,096 00 

rnsh in office, $1,081.26; deposited in banks, $61,882.71 62,963 97 

Total $67,058 97 

Total net ledger a.v^ets $67,058 97 



319 



NO^-LBDGER ASSETS. 

Premiums or assessments due and unpaid on last call made 

within sixty days on Insurance In force 

Furniture, fixtures and supplies 



$739 42 
1,800 00 



Total non-ledger assets. 



$2,539 42 



Gross assets 169,598 39 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, supplies, printed matter and 

stationery, etc 11,800 00 

Depreciation from above net or ledger assets tOibrlng same 

to market value 108 00 



Total 



1,908 00 



Total admitted assets $67,690 39 



NON-LEDGER LIABILITIES. 

Specific indemnity claims adjustcnl, dtie and unpaid 

Specific Indemnity claims In process of adjustment, $1,040; 

resisted, $700 

Advance assessments 



$100 00 

1,740 00 
3,171 00 



Total actual liabilities. 



6,011 00 



Balance to protect contracts $62,679 89 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Totftl Business. Business in Indiana. 

No. Amount. No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 12,947 $1,294,700 00 90 $9,000 00 

Policies or certificates written or increased 

during the calendar year 5,203 620,300 00 269 26,900 00 



Total 18,160 $1,815.00000 359 $35,900 00 

Deduct decreased or ceased to be in force 

during the year 3,397 339,700 00 60 6,000 00 



Total policies or certificates In force 

December 31 (end of year) 14,753 $1,475,300 00 

Losses or claims unpaid December 31 (begin- 
ning of year) 297 $16,297 87 

Losses and claims Incurred during the calen- 
dar year 2,468 77,824 54 



299 

4 

34 



Total 2,765 

Losses and claims scale^l down, compromised 

or paid during the year 2,426 



Ijosses and claims unpaid December 31 

(end of year) 

Policies or certificates tcrnilnnted l)y death 
or specific benefit during the year 



339 
82 



$94,121 91 
92,256 91 

$1,866 00 
$8,200 00 



38 
31 



$29,900 00 

$220 36 

1,035 83 

$1,256 19 

1,256 19 



7 Unknown 
2 $200 00 



320 



NATIONAL ACCIDENT SOCIETY. 

I'resldoiit, Edward A. Barnum. Secretary, Joseph I. Bariuim. 

Home Office, 320-324 Broadway, New York, N. Y. 
lncori>oruted Novenil>er 2, 1885. Commenced business December 15, 1885. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous year $62,981 09 

ft 

INCOME DURING YEAH. 

Gross amount of membership fees required or represented 

by applications $4,758 00 

Temporary disability benefits, $13,912.40; expense, $25,017.47.. 38,929 87 

Total paid by members $43,687 87 

I merest , 2, 808 57 

Profit on sale of securities 109 86 

Total Income during the year 46,606 30 

Sum $109,587 39 

DISBURSEMENTS DURING YEAR. 

Specific benefit claims paid $3,068 34 

Temporary disability benefit claims paid 8,348 50 

Advance payments returned to rejected applicants 694 75 

Total paid to members $12,111 69 

(^)uimlssioiis and fees retained by or paid or allowed to 

agents on account of fees and dues 4,749 25 

(\)nimls8ions paid or allowed for collecting assessments 7,137 88 

Salaries and other compensation of oflice employes 13,588 33 

Kent, $1,900; taxes, $69.64; advertising and printing, $2,351.65.. 4,321 29 
Insurance Department fees and agents' licenses, $207; legal 

expenses, $519.30 726 30 

Interest, $220.83; medical, $7.50 228 33 

Adjustment, $1,190; traveling, $26 1,216 00 

Sundries, $2,216.29; amortization of bonds, $215.81 2,432 10 

Tola! disbursements 46,611 07 

Balance $63,076 32 

LEDGER ASSETS. 

Book valu*^ of bonds and stocks owned $53.240 47 

Agents* debit balancos 108 53 

Cash In oflice, $770.46; dep(»sltod In Imnks, $8,9.'>6.S7 9,727 32 

Total $63,076 32 

Total net ledger assets $63,076 ZZ 



rf 



321 

NON-LEDGER ASSETS. 

Interest due, 1695.36; accrued, 1141.67 >837 02 

Furniture, fixtures, etc., $2,883.15; supplies, printed matter, 

1645.13 3,528 28 

Premiums or assessments due or unpaid on last call made 
within sixty days on insurance in force, $8,307.88; less cost 
of collecting same, $l,038.4iJ 7,269 40 

Total non-ledger assets 11,634 70 

Gross assets $74,711 02 

DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, aupplies, printed matter and 

stationery, etc • $3,628 28 

Depreciation from aboTC net or ledger assets to bring same 

lo market value 125 47 

Excess of unpaid assessments over charges for liability on 

same account 1,651 90 

Total : 5,305 65 

Total admitted assets $69. 406 37 

NON-LEDGER LIABILITIES. 

Specific indemnity claims adjusted, not yet due $350 00 

SpcclUc Indemnity claims resisted 1,000 00 

Temporary disability benefit claims adjusted, not yet due. . 1,856 00 
Temporary disability benefit claims in process of adjustment, 

$580; reported probable liability, $1,475.50; resisted, $356.. 2,41150 

xAdvance assessments 2,761 75 

Total actual liabilities 8,379 25 

Balance to protect contracts $61,026 12 

EXHIBIT OP CERTIFICATES OR POLICIES. 

Total Businem. Bumness in Indiana. 

No. Amount. No. Amount. 

Policies or certificates In force December 31 

(beginning of year) 5,260 $11,928,150 00 294 $612,800 00 

Policies or certificates written or increased 

during the calendar year 3,407 5,334,000 00 198 413,400 00 

Total 8,667 $17,262,160 00 487 $1,026,200 00 

Deduct decreased or ceased to be in force 

during the year 3,614 5,741,400 00 211 391,800 00 

Total policies or certificates In force 

De<?ember 31 (end of year) 5,063 $11,620,750 00 276 $634,400 00 

Losses or claims unpaid December 31 (begin- 
ning of year) 81 $8,036 41 2 $74 00 

Losses and claims Incurred during the calen- 
dar year 347 8.997 93 3 22 71 

Total ".... 428 $17,034 34 5 $96 71 

Losses and claims scaled down, compromised 

or paid during the year 356 11,416 84 5 96 71 

Losses and claims unpaid December 31 

(end of year) 72 $5,617 r>0 

[21—239481 



822 



RED MEN'S FRATERNAL ACCIDENT ASSOCIA- 
TION OF AMERICA. 

President, Andrew H. Paton. Secretaiy. Robert Gowdy. 

Home Office, 90 Elm Street, Westfleld, Mass. 
Incorporated August 4, 1S87. Commenced Business Augnst 4, 1887. 

BALANCE SHEET. 
Amount of net ledger assetB, December 31st of previous year.. ^4,625 11 

INCOME DURING YEAR. 

Gross amount of membership fees required or represented 

by applications >3,951 00 

Annual dues as per contract 14,664 47 

Premiums or assessments: Specific benefits, $6,017.82; ex- 
pense, Jl«,406.40 24,424 22 

Total paid by members $43,029 6& 

Interest 269 86 

Total Income during the year 43,299 66 

Sum $57,924 66 

DISBURSEMENTS DURING YEAR. 

Spodiic benefit claims paid $2,026 00 

Temporary dlsal lllty l)eneflt cl:iims paid '. 20,197 39 

Total paid to members $22,222 39 

Commissions and fees retained I»y or paid or allowed to 

agents on account of fees and duos 3,96100 

PnlariCi^ and allowances of mauugcr^t iind agents not paid 

l;y coniniiFsions 4,023 83 

Falnrlos of officers 6,554 00 

Kalnrles and other compensation of office employes 1,200 00 

Rent, $400: advertising and printing, $537 45 937 46 

Insurance Department fees and agents' Mceiiseff, $1J:9.76; legal 

exprn.ses, $481.98 621 74 

Postage, etc 1,097 55 

Sundries : 382 45 

Total disl>ursements 40,990 41 



Balance $16,934 25 

LEDGER ASSETS. 
Cash in office, nm20; d'>|>osited in hnnk», $16.59r).05 $16.934 25 

Total $16,934 25 

Total net ledger assets $16,934 25 



323 

NON-LEDGE K ASSETS. 

Premiums or assessments due or unpaid on last call made 

wlth'n bixty daj's on Insurance In force |6»14o 00 

Total non-ledger assets ; $6.145 00 

Gross assets $23,079 25 

Total admitted assets $23,07» 25 

NON-LEDGER LIABILITIES. 

Specific indemnity claims in process of adjustment, 2; re- 
ported, 1; resisted, 1 $900 00 

Temporary disability benefit qlniniR In process of adjustment, 

34; reported probable liability, 13 2,049 11 

Total actual liabilities 2,949 11 

Balance to protect contracts $20,130 14 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Buoneas. BusineeB in Indijiiui. 

No. Amount. No. Amount. 

Policies or certificates in force Decenilier 31 

(beginning of year) 3,121 $1,749,700 00 615 $260,500 00 

Policies or certificates written or increased 

during the calendar year 1,317 674,200 00 341 160,300 00 

Total 4,438 $2,423,900 00 866 $420,800 OU 

Deduct decreased or ceased to bo in force 

during the year 1,366 716,400 00 379 173,000 00 

Total policies or certificates in foice 

December 31 (end of year) : 3,0S2 $1,707,500 00 477 $247,800 00 

Losses or claims unpaid December 31 (begin- 
ning of year) 64 $3,91754 15 $622 99 

Losses and claims incurred during the calen- 
dar year 520 21,353 96 100 3.966 73 

Total 584 $25,27150 124 $4,589 72 

Losses and claims scaled down', compromised 

or paid during the year 533 22,322 39 113 4,024 87 

Losses and claims unpaid December 31 

(end of year) 51 $2,949 11 11 $564 85 

Policies or certificates terminated hy death 

or specific benefit during the year 22 $12,500 CO 4 $1,900 00 



324 



TRAVELERS PROTECTIVE ASSOCIATION 

OF AMERICA. 

I'resldont, P. J. O'Mejiia. Secretary, Frank Uninhow. 

Incorporated June 3, 1890. Commenced Business June 7, 1890. 

BALANCE SHEET. 
Amount of net lodger assets, Decemlier Slst of previous year $185,7 j;s 28 

INCOME DURING YEAR. 

Gross amount of membership fees required or represented 

by applications |35.ol4 00 

Annuiil dues as oer contract, benefit fund 178,271 31 

Premiums or assessments: Specific benoflts, state division.. 100,268 98 

Expense fund 89,135 66 

Total paid by members «03,179 95 

Interest 6,406 79 

Rents 780 00 

Miscellaneous credits 2,143 67 

$412,512 41 
Paj'ments returned to applicants— applications, $1,098; re- 
newals. $1,839.34 2.937 34 

Total Income during the year 409,575 07 

Sum $595,318 35 

DISBURSEMENTS DURING YEAR. 

Specific benefit claims paid $82,21K) 00 

Temporary disability benefit claims paid 162,960 06 

Total paid to members $245,150 06 

Commissions and fees retained by state divisions 100,258 98 

Organization and promotion expenses 6,429 30 

Snlarl'^s of oRiccrs 3,900 00 

Salaries 8,681 96 

Rent, $3,2>:k>.02; taxes. $4.44; advertising and printing, $4,986.79 8,191 25 
Insurance Dcpaitmont fees and agents' licenses, $280.10; legal 

expenses, $13,373.72 3,653 82 

All other Items 38,863 36 

Total aisbursemonts 415,128 72 

Balance $180,189 63 

LEDGER ASSETS. 

Book value of bonds and stock certificates owned $131.799 53 

Furniture and fl.\tiires 2.687 00 

Cash in ofllce and deposited In bank** 4.').703 10 

Total flS0,189 (i3 

Total net ledger as.m-ts $180,189 63 



'1^ 



325 

NON-LEDGER ASSETS. 

Interest due ^,283 67 

December scml -annual dues in course of collection, 1130,806.50; 

less cost of collecting same, $35,674.50. 95,132 00 



Total non-led»?er aHscts $96,415 67 



Gross assets $276,606 30 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, supplies, printed matter and 

stationery, etc $2,687 00 



Total 2,687 00 



Total admitted a-ssets $273,918 30 



NON-LEDGER LIABILITIES. 

Specific Indemnity claims resisted $60,000 00 

Temporary disability claims In process of adjustment 16,773 78 



Total actnal liabilities 76,773 78 



Balance to protect contracts $197,144 52 



EXHIBIT OP CERTIFICATES OR POLICIES. 

Total Busineas. Business in Indiana. 

No. Amount. No. Amount. 

Policies or certiflcatcs in forc« December 31 

(beginning of year) 38,492 $192,460,000 00 5,892 $29,260,000 00 

Policies or certificates written or increased 

during the calenda r year 6.414 32,070,000 00 795 3,975,000 00 



Total 44,906 $224,630,000 00 6,647 $33,235,000 00 

Deduct decreased or ceased to be in force 

during the year 5,717 28,585,000 00 858 4,2SO,0u0 00 



Total policies or certificates in force 

Decemiier 31 (end of year) 39,189 $195,945,000 00 5,789 $28,945,000 00 



326 



WORKINGMEN'S MUTUAL PROGRESSIVE 

ASSOCIATION. 

President, Frank M. Wltbeck. Secretary, A. R. Arford. 

Home Office, Benton Harbor, Mich. 
Incorporated July 1, 1908. Commenced Business July 11, 1903. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous year H041 17 

INCOME DURING YEAR. 

Gross amount of membership fees required or represented 

by applications 17,340 00 

Temporary disability benefits, 119,296.10; expense, $28,942.66.. 48,237 76 

Total paid by members 165,577 76 

Interest 15115 

Total income during the year : 66,728 91 

Sum ....; 159,770 U8 

DISBURSEMENTS DURING YEAR. 

■ • 

Specific benefit claims paid $460 00 

Temporary disability benefit claims paid 22,156 17 

Advance payments returned to rejected appUcahts 3190 

Total paid to members $22,647 07 

Commissions and fees retained by or paid or allowed to 

agents on account of foes and dues 7,340 00 

Commissions paid or allowed for collecting assessments 4,173 96 

Salaries and allowances of managers and agents not paid 

by commissions 8,702 14 

Salaries of officers 2,775 00 

Falaries and other compensation of office employes 1,575 00 

Rput, $602; advertising and printing, $1,284.50 1,886 50 

Insurance Department fees and agents' licenses '62 00 

AH other items: Postage, $1,192.59; traveling, $1,575.88; office 

fixture.^, $465.91; incidental expenses, $1,057.71; interest, 

$15.67 4,307 76 

Total disbursements 63,469 43 

Balance $6,300 65 

LEDGER ASSETS. 

Aloitgagc loans on real estnto, first liens $3.500 00 

Dopo.sited in banks 2,800 &5 

Total $6,300 65 

Potnl net lodger assot"? KJ.3JC 65 



'1^ 



327 

NON-LEDGER ASSETS. 

Premiums or assessments due and unpaid on last call made 
within sixty dajrs on Insurance In force, $9,449.84; less cost 
of coUectlnji; same, $944.98 $S,504 86 

Total non-ledger assets |8,R04 86 

Gross assets |14,8U5 51 

DEDUCT ASSETS NOT ADMITTED. 
Total 7,139 86 

Total admitted assets 17,666 65 

NON-LEDGER LIABILITIES. 

Temporary disability benefit claims In process of adjustment, 

91 claims; reported probable liability I,3e5 UO 

Balance to protect contracts 16,900 65 

EXHIBIT OF CERTIFICATES OR POLICIES. 



Total BunnesB. BuasneM in Indiana. 

No. Amount. No. Amount. 

Policies or certificates In force December 31 

(beginning of year) 3,268 . 1653.600 00 1,691 1338,220 00 

Policies or certificates written or Increased 

during the calendar year 3,670 734,000 00 2,274 254,800 00 

Total 6,938 $1,387,600 00 3.965 $598,000 00 

Deduct decreased or ceased to ho in force 

during the year 2,930 586,000 00 1,564 312,800 00 

Total policies or certificates In force 

December 31 (end of year) 4,008 $801,600 00 2,401 $280,200 00 

losses and claims Incurred during the calen- 
dar year.- 1,600 $22,615 17 1,031 $13,806 35 

Total 1,600 $22,616 17 1,031 $13,806 36 

Losses and claims scaled down, compromised 

or paid during the yiea I- 1,600 $22,615 17 1,031 $13,806 35 

Policies or certificates terminated by death 

or specific benefit during the year 4 $460 50 2 $200 00 



328 



WOODMEN ACCIDENT ASSOCIATION. 

President, A. O. Faulkner. Secretary, C. E. Spangler. 

Home Office, 13th and N Streets, Lincoln/ Neb. 
Incorporated July 8, 1890. Commenced Business August 11, 1890. 

BALANCE SHEET. 
Amount of net ledger assets, December 3l8t of previous year 1164,331 05 

INCOME DURING TEAR. 

Grose amount of membership fees required or represented 

by applications 116.244 85 

Premiums or assessments: Specific benefits and temporary 

disability benefits, 1176,347.48; expense, $40,739.62 217,087 10 

Total paid by members 1233,331 95 

Intere«it 7,270 21 

From all other sources 2,291 00 

Total income during the year 242.S93 16 

Sum 1407,224 21 

DISBURSEMENTS DURING YEAR. 

Specific benefit claims paid 117.275 00 

Temporary disability benefit claims paid 152,410 03 

Advance payments returned to rejected applicants 344 90 

Total paid to members $170,029 93 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 13.3R3 50 

Salaries of officers 19,i)99 99 

Salaries and other conipensntion of office einiiloyo^ 13.03r» 68 

Rent. $1,879.46; taxes, $18.20; advertising and printing, $2.- 

925.75 4.823 40 

Insurance Department fees and agents' licenses, $831.68; legal 

expenses, $1.339.15 2,170 83 

Postage, $4,911.85; sundries. $513.40 5.425 25 

Furniture, $228.20; bonds of officers, interest, supplies 3,430 75 

Total disbursements 231,879 33 

Balance $175,344 88 

LEDGER ASSETS. 

Mortgage loans on real estate, first liens $122,300 00 

Deposited with Insurance Departments, $2,000; deposited In 

banks, $61,044.88 53,044 88 

Total $175,344 88 

Total net ledger assets $175,344 88 



329 



NON-LEDOER ASSETS. 

I nterest accrued 14,229 25 

Premiums or assesements due and unpaid on last call made 
within sixty days on insurance in force, estimated, |20,- 
000: less cost of collecting same, $2,600 17,500 00 



Total non -ledger assets. 



121,729 25 



Gross assets 1197,064 18 



Total admitted assets 1197,064 13 



NON-LEDGER LIABILITIES. 

Specific indemnity claims in process of adjustment, |5,G00; 
resisted, 13,000 

Temporary disability benefit claims in process of adjust- 
ment, 16,100; reported probable liability, $14,750; estimated 

Salaries, rents, expenses, taxes, bills, accounts, commis- 
sions, fees, etc., due and accrued 

Advance assessments 



8,600 00 

20,860 00 

4,159 39 
41,932 26 



Total actual liablUties. 



75,541 64 



Balance to protect contracts 1121,522 49 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Total BusineaB. 
No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 30,782 1168,164 60 

Policies or certificates written or increased 

during the calendar year 16,240 .77,433 60 



BustneiB in Indiuia. 
Na Amount. 

116 168,400 00 
7 2,U»00 



Total 47,022 1246,588 00 123 $70,400 00 

Deduct decreased or ceased to bo in force 

during the year 14,644 56,802 00 33 4,100 00 



Total policies or certificates in force 

December 31 (end of year) 32,378 $188,786 00 



Losses or claims unpaid December 31 (begin- 
ning of year) 762 

Losses and claims incurred during the calen- 
dar year 6,740 



Total 6,502 

Losses and claims scaled down, compromised 

or paid during the year 6,661 



Losses and claims unpaid December 31 (end 

of year) 841 $29,460 00 

Policies or certificates tenniuated by death 

or specific benefit during the year 28 $17,2f76 00 



90 $66,300 00 



$13,960 00 


3 


106 00 


185,185 03 


14 


14,131 70 


$199,135 08 


17 


$1,518 70 


169,686 03 


17 


1,518 70 



330 



INCOME GUARANTY COMPANY. 

President, William A. Woodford. Secretary, Geo. B. Warren. 

Home office, Niles, Michigan. 
Incorporated Angust 12, 1906. Commenced business August 12, 1906. 



BALANCE SHEET. 

Amount of net ledger assets, December 31st of previous 

year 12,197 21 

INCOME DURING YEAR. 

Premiums or assessments 18,137 60 

Total paid by members 13,137 60 

Interest 120 00 

Advanced 205 00 

Total income during the year 3,462 50 

Sum 16,669 71 

DISBURSEMENTS DURING YEAR. 

Specific benefit claims paid 176 00 

Temporary disability benefit rinlms paid 407 00 

Advance payments returned to reject ed applicants 2 60 

Total paid to members 1484 50 

Toni missions and fees retained by or paid or allowed agents 

on account of fees and dues 673 40 

(Commissions paid or allowed for collecting aitHcssmeutN 447 :M 

Salaries and allowances of managers and agents not paid by 

commlsslons 233 21 

Salaries of officers vS46 00 

Salaries and other compensation of oflice employes 142 00 

Rent, 1202.00; advertising and printing, $127.00 329 00 

Insurance Department fees and agents* licenses, $84,66; Le- 
gal expenses, $31.10 115 75 

All other items, medical fees 20 00 

Postage and express 131 81 

Sundries 153 82 

Total disbursements 3,575 79 

Balance $2,083 92 

LEDGER ASSETS. 

Book value of bonds' and storks owned $2,000 00 

rash In offlee 83 92 

Total $2,083 92 



331 



NON-LEDGER ASSETS. 

Premiums or assesements due and unpaid on last call made 

within sixty days on insurance in force 

Less cost of collecting same 

Specific benefit assessments to be made for claims resisted 
and not assessed for, contingent on the result of suits 
thereon, not exceeding the amount of one call, nor the 
amount of claims contested 



Total non-ledger assets. 



1263 00 
25 30 



1227 70 



1227 70 



Gross assets. 



$2,311 62 



NON-I.EDGKR LTABILITIES, 



Reported probable liability. 



Total actual liabilities. 



$32 00 



32 00 



Balance to protect contracts. 



$2,27V6is 



EXHIBIT OP CERTIFICATES OR POLICIES. 

Total BuBtnesB. 

Na Amount. 
Policies or certificates in force December 31 

(beginning of year) 462 $924 00 

Policies or certificates written or increased 

during the calendar year 284 1,446 20 



Total 

Deduct decreased or ceased to be in force 
during the year 



746 
622 



Total policies or certificates In force 

December 31 (end of year) 224 



$1,153 00 



BttBinesB tn Indiana. 
No. Amount. 



34 



$2,369 20 34 
1,216 20 9 



26 



$174 20 

$174 20 

88 40 

$86 80 



Losses and claims incurred during the calen- 
dar year 51 



Total 61 

Losses and claims scaled down, compromised 

or paid during the year 61 



$482 00 



$482 00 



482 OO 



3 



3 



$17 13 

$17 13 

17 13 



ABSTRACTS OF ANNUAL STATEMENTS 



OF 



Fraternal Beneficiary Associations 



OF INDIANA 



On File in the Office of the Auditor of State, Showing the Con- 
dition of the Associations on December 31, 1909. 



(333) 



346 



AMERICAN INSURANCE UNION. 

President, John J. Lentz. Secretary, Geo. W. Hoglan. 

Home office, A. I. U. Temple, 46 W. Broad St., Colnmtras, Ohio. 

Incorporated September 21, 1894. Ccmmenced business September 21, 1894. 

BALANCE SHEET. 
Amount of net ledger assets, December Slst of previous year 1114,472 59 

INCOME DURING YEAR. 

Gross amount of membership fees 

Annual dues, per capita tax, etc 

Assessments: Mortuary, 1142,687.03; reserve, $10,734.59; sick 

and accident, 19,767.56; expense, $47,300.69 

Medical examiners' fees paid by applicant 

All other payments by members 

Total paid by members $314,334 89 

Interest, $1,107.63; rent, $7,201.63 8,309 26 

Advances to agents repaid 3 00 

Cash received from all other sources 2,142 95 



$2,040 51 


277 85 


210,479 87 


350 


101,533 16 



Income during year $324,790 10 



Total $439,262 69 

DISBURSEMENTS DURING YEAR. 
Losses and claims paid $210,911 98 



Total paid to members $210,911 98 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 23,16189 

Commissions paid or allowed for collecting assessments 309 87 

Sal.lries of managers and agents not paid by commission 13,796 42 

Salaries of officers 10,068 24 

Salaries and other compenpatlcn of office employes / 7,444 00 

Medical examiners' fees, whether paid direct by members or 

otherwise 2,984 31 

Rent, $2,100; taxes and expenses of real estate, $5,024.21; ad- 
vertising and printing, $2,712.06 9,836 27 

All other items 24,734 77 



Disbursements during year 303,zi7 75 



Balance $136,024 94 



LEDGER ASSETS. 

Cost value of real estate In cash, exclusive of Incumbrances $63,531 13 

Loans on mortgages (first liens) on real estate 6,200 00 

Cash deposits in banks 66,293 81 



Total net ledger u.ssots $136,024 94 



347 

NON-LEDGER ASSETS. 

Interest due, $268; accrued, $U8.16 $376 16 

Rent due 753 33 

Assessments yet in the hands of subordinate lodges 26,940 59 

Furniture, fixtures and safes, $6,257.48; supplies, printed mat- 
ter, stationery, $1,820.50 7,577 98 

Total non-ledger assots $35,648 06 

Gross assets $171,673 00 

DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, $6,257.48; supplies, printed mat- 
ter, stoUonery, $1,320.60 $7,577 98 

Total 7,677 98 

Total admitted assets $164,095 02 



LIABILITIES. 

Losses reported, $21,379.03; losses resisted, $1,000.01 22,379 04 

Taxrs due and accrued • 657 16 

Salaries, rents and office expenses due and accrued 4,327 65 

Total actual liabiHtles 27,263 86 



Balance $109,890 58 

CONTINGENT MORTUARY ASSETS (OR RESOURCES). 

Mortuary assessments, called and not yet due $26,940 59 

Total due from members $26,940 59 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Busineas. Bu^Dess in Indiana. 

No. Amount. No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 22,194 $22,580,779 50 2,095 $1,773,106 00 

Policies or certificates written during the 

jear 4,002 3,545,550 00 240 172,200 00 



Total 26,196 $26,126,329 60 2,336 $1,945,306 00 

Deduct number and amount which hare 

ceased to be in force during the year 3,665 2,893,823 00 600 432,743 00 



Total policies or certificates in force 

December 31 (end of year) 22,531 $23,232,506 60 1,735 $1,512,563 00 

Losses and claims on policies or certificates 

unpaid December 3t (beginning of year).. 17 $18,816 68 

Losses and claims on policies or certificates 

incurred during year 186 177,756 43 14 $8,133 34 



Total 203 $196,573 11 14 $8,133 34 

Losses and claims on policies or certificates 

paid during year 185 $175,548 10 14 $8,058 34 

Policies or certificates terminated by death.. 1S6 $199,750 00 14 $11,950 00 

Policies or certificates tenuliinted by lapse... 3,479 $2,694,073 00 r»SG $420,793 00 



348 



ANCIENT ORDER OF GLEANERS. 

President, Ara Collins. Secretary, Grant H. Slocuni. 

Home Office, corner Woodward and Palmer Avenues, Detroit, Mich. 

Incoriwrated September, 1894. Commenced Business October, 1894. 

I$ALANCK SHEET. 
Amount of net ledger assets, December 3l8t of previous year $236,876 40 ' 

INCOME DURING YEAR. 

Gross amount of membership fees 112,297 34 

Annual dues, per capita tax, etc., emergency (semi-annual). 27,061 80 ! 
Assessments: Mortuary, 1265,158.98; expense, $31,483.34; ext. | 

Order, $13,004.10 309,646 42 

Medical examiners' fees paid by applicants 1,527 75 

All other payments by members— secretary's policy fees 1,931 25 

Total paid by members $352,484 56 

Interest ; 6,226 81 

Cash received from all other sources: Sale of lodge supplies 2,750 96 

Income during year 361,462 32 

Total $598,338 72 

DISBURSEMENTS DURING YEAR. 

Losses and claims paid $248,175 27 

Total paid to members $248,175 27 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 1,962 50 

Salaries of managers and agents not paid by commission: 

Managers, $2,400; agents, $17,767.31 20,167 31 

Salaries of officers, $3,4£o; other compensation of officers, $1,- 

931.25 5,386 25 

Salaries and other compensation of office employes 11,549 95 

Medical examiners' fees, whether paid direct by members or 

otherwise 1,633 00 

Rent, $500; taxes, $890.63; advertising and printing, $2,831.23.. 4,221 86 

All other items 20,202 58 

Disbursements during year 313,298 72 

Balance $285,040 00 

LEDGER ASSETS. 

Cost value of real estate In cash, exclusive of incumbrances. $53,674 36 

Loans on mortgages (first liens) on real estate 138,305 00 

Cost value of bonds and stocks owned absolutely 3,900 00 

Cash deposits in banlcs 89,160 64 

Total net ledger assets $285,040 00 



349 

NON-LEDGER ASSETS. 

Interest due, $161.52; accrued, $4,100.24 on mortgages; $89.82 on 

bonds $4,351 58 

Assessments actually collected by subordinate lodges, not 

yet turned over to Supreme Lodge 40,843 00 

Furniture, fixtures aiMi safes 7,671 73 

Other Items: Unapportioned funds deposited in bank to 

credit of local lodges 3,076 69 



Total non-ledger assets $65,942 00 

Gross assets $340,982 00 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes $7,67173 

Unapportioned funds as above 3,075 69 

Total 10,747 42 



Total adn.itted assets $330,234 68 



LIABILITIES. 

Losses in process of adjustment $35,910 00 

Salaries, rents and office expenses due and accrued 1,260 00 

Due deputies for December, 1909, $1,485.90; miscellaneous ex- 
pense bills, $400 1,885 90 



Total actual liabilities 39,055 90 



Balance $291,178 &i 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount. No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 56,541 $48,028,250 00 3,576 $3,068,250 00 

Policies or certificates written during the 

year 6,063 5,190,750 00 356 298,750 00 

Certificates increased during the year 50 25,500 00 .... 500 00 



Total 61,694 $53,244,500 00 2,932 $3,357,500 00 

Deduct number and amount which have 

ceased to be in force during the year 2,975 2,574,500 00 293 259,250 00 



Total policies or certificates in force 

December 31 (end of year) 58,619 $50,670,000 00 3,639 $3,098.250 00 

Lossee and claims on policies or certificates 

unpaid December 31 (beginning of year).. 49 $36,690 00 1 $480 00 

Lossee and claims on policies or certificates 

incurred during year 282 236,650 00 20 17,360 00 



Total 331 $273,340 00 21 $17,840 <)0 

Losses and claims on policies or certificates 

paid during the year 288 $233,470 27 18 $14,960 00 

Policies or certificates terminated by death.. 282 $236.650 00 20 $17,360 00 

Policies or certificates termli.attd by InpHe.. 2,693 $?.331.2oO 00 273 $241,750 00 



350 



BROTHERHOOD OF AMERICAN YEOMEN. 

President, William Koch. Secretary, William E. Davy. 

Home Office, 5th and Park Street, Des MolneB, Iowa. 

Incorporated December 27, 1897. Commenced Business February 26, 1897. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous year 11,087,608 11 

INCOME DURING YEAR. 

Gross amount of membership fees 135,290 75 

Assessments: Mortuary, $963,799.27; expense, $300,083.55 1,263,882 82 

Medical examiners' fees paid by^ applicant 6,530 90 

Total paid by members $1,306,704 47 

Interest '. 64,890 03 

Expectancy reserve fund 175;534 79 

Cash received from all other sources: Lodge supplies sold, 

$12,730.73; surety bond fund, $707.38 13,438 11 

Income during year, less refunds- $296.72 1,549 271 68 

Total ; $2,636,879 79 

■ 

DISBURSEMENTS DURING YEAR. 
Losses and claims paid $962,419 59 

Total paid to members $962,419 59 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 179,679 34 

Salaries of officers and trustees 22,676 50 

Salaries and other compensation of office employes 30,736 09 

Advertising and printing 24,514 37 

All other items, expense supreme lodge meeting, $26,691.86; 

miscellaneous, $86,489.46 113,18132 

Disbursements during year 1,323,207 21 

Balance $1,313,672 58 

LEDGER ASSETS. 

Cost value of real estate in cash, exclusive of Incumbrances.. $71,196 81 

Loans on mortgages (first liens) on real estate 1,016,665 00 

Cost value of bonds owned absolutely 104,277 18 

Agents' ledger balances 1,303 50 

Cash deposits In banks, $119,756.49; sheriff's certificates. $474.60 120,231 09 

Total net ledger assets 1,313.672 58 



351 

NON-LEDGER ASSETS. 

Intereet doe, I108.7O; accrued, $19,415.66 ^ . 119.519 36 

Fnmittire, fixtures and safes, $24,000; supplies, printed mat- 
ter, stationery, $8,380.72 27,360 72 

Other items, assessments collected but not turned over to 

supreme lodge 111,500 00 

Total non-lodffer assets $158,380 08 

Gross assets $1,472,062 66 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, $24,000; supplies, printed mat- 
ter, stationery, $3,360.72 $27,360 72 

Personal or agents* ledger balances, not secured 1,303 50 

Total 28,664 22 

Total admitted assets $1,443,388 44 



LIABILITIES. 

Losses due and unpaid $5,250 00 

Losses in process of adjnetmrnt 143,625 00 

Losses resisted 25,000 00 

Salaries, rents and office expenses due and accrued 7,653 48 

Advance assessments 1,186 36 

Total actual liabilities 182,614 83 



Balance . . ^ $1,260,773 61 

EXHIBIT OF CERTIFICATES OR POLICIES— NUMBER AND AMOUNT. 

Total Business. Business iirlndia*<a. 

Na Amount. No. Amount 

Policies or certificates In force December 31 

(beginning of year) 94,198 $138,803,000 00 1,320 $1,827,500 00 

Policies or certificates written during the 

year 81,046 41,569,500 00 268 360,000 00 



Total 126,243 $180,372,500 00 1,688 $2,187,600 00 

Deduct number and amount which have 

(•on«?od to l>e in force durlnp: the yonr 13,G93 19,767,500 00 163 231,600 00 



Total policies or certificates In force 

December 31 (end of year) 111,550 $160,606,000 00 1,426 $1,966,000 00 

Losses and claims on policies or certificates 

unpaid, December 31 (lieginnlug of year^.. 

Reinstated 

Losses and claims on policies or certificates 

incurred during year 



Total 



90 
2 


137.083 34 .. 
3,000 00 .. 

912,300 00 


• • • ■ 

• • • • 

8 




649 


12.000 00 


741 


$1,052,383 34 


8 


$12,000 00 



Losses and claims on policies or certificates 

paid diiriiis year 636 $871.194 69 5 $5,000 00 

Policies or certificates terminated by death.. 649 $912,300 00 8 $12,000 00 

Policies or certlflcat*»s terminated by lapse... 13,044 $18,855,200 00 155 $219,500 00 



352 



THE' SUPREME COUNCIL, CATHOLIC BENEVO- 
LENT LEGION. 

President, Richard B. Tippett. Secretary, John D. Carroll. 

Home office, 1190 Fnlton street, Brooklyn, N. Y. 

Incorporated September 5, ISSl. Commenced business October 12, 1881. 

BALANCE SHEET. 
Amount of net ledger assets, December 3l8t, of previous year $283,0^^5 69 

INCOME DURING YEAR. 

Gross anioqjnt of membership fees , $315 00 

Annual dues, per capita tax, etc 10,603 99 

Assessments, mortuary 782,387 31 

All other payments by members 6,783 17 

Total paid by members $800,069 47 

Interest 13,906 42 

Cash received from all other sources 2,401 11 

Income during y*»ar 816.397 00 

Total 11.099,482 69 

DISBURSEMENTS DURING YEAR. • 
Losses and claims paid $684,180 69 

Total paid to members $684,180 69 

Salaries of officers 5,999 97 

Salaries and other compensation (►f office employes 5.750 00 

Rent, $1,200; advertising and printing, $1,271.51 2.471 51 

All other items 6,494 24 

Disbursements during year 704,896 41 

Balance $394,586 28 

LEDGER ASSETS. 

Cost value of bonds and stocks owned absolutely $257,008 05 

Cash deposits in banks 137,578 23 

Total net ledger assets 394,.586 28 

NON-LEDGER ASSETS. 

Interest due, $1,445; arcnied, $1.600 $3.045 00 

Other Items 451,288 18 

9 

Total non-lodger assets 454,333 18 

Gross assets $848,919 46 



353 

DEDUCT ASSETS NOT ADMITTED. 

Depreciation from cost yahie of ledd^er assets to bring same 

to market value 11.280 55 



Total $1,280 55 



Total admitted assets |847«6S8 91 



LIABILITIES. 

« 

Losses reported, $64,000; losses resisted, $10,000 $64,000 00 

Salaries, rents and office expenses due and accrued .... 900 22. 

Advance assessments 70 80 



Total actual linbilItiof« 65,08102 



Balance $782,607 89 



EXHIBIT OF CERTIFICATES OR POLICIES— NUMBER AND AMOUNT. 

Total Businen. Business in Indianft. 

No. Amount. No. Amount. 

Policies or certificates in force DecemJ>er 31 

(beginning of year) 17,479 $21,880,500 00 306 $370,260 00 



Policies or certificates written daring the 

year 419 322,00000 



Total 17,898 $22,202,500 00 906 $370,250 00 

Deduct number and amount which have 

ceased to be in force during the year 1,172 1,720,500 00 17 23,750 00 



Total policies or certiflcntca in force 

December 31 (end of year) 16,726 $20,482,000 00 288 $346,500 00 

Losses and claims on policies or oertlRcates 

unpaid, Deceml>er 31 (beginning of year).. 36 $54,000 00 

Ix)6se9 and claims on policies or certificates 

incurred during year 1,136 1,866,500 00 17 23,790 00 



Total 1,172 $1,720.50000 17 $?3,750 00 

LoSiies and claims on poilclen or certificates 

paid during year 202.500 00 2,000 00 

Policies or certificates terminated by death.. 424 666,500 00 5 8,500 00 

Policies or ceiliflcates terminated by lapse. . 748 851,500 00 12 13,250 00 



[23— 23948J 



354 



SUPREME COUNCIT. CATHOLIC KNIGHTS 

OF AMERICA. 

President, Dr. F. Gaudiu. Secretary, Anthony Matre. 

Home office. Mercantile Bldg., St. Louis, Mo. 

Incorporated April, 1880. Commenced business May, 1877. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st, of previous year 1906,678 24 

INCOMK di:ring year. 

Assessments, mortuary, ^3:1,414.37 ; expense, $23,085.23 $656,449 60 

Medical examiners' fees paid by applicant 166 45 

Total paid by members J656,615 05 

Interest 36,974 91 

Cash received from all other sources 808 60 

Income during year 694,398 59 

Total $1,601,076 83 

DISBURSEMENTS DURING YEAR. 
Losses and claims paid $571,942 06 

Total paid to members $571,942 06 

Salary of chlof organizer 500 00 

Salaries of officers 8,799 92 

Medical examiners' fees, whether paid direct by members or 

otherwise 3.002 00 

Rent, $1,360; advertising and printing, $728.66 2,088 66 

All other items 12.730 11 

DisbursemenlH during j-enr 599,002 74 

Balance $1,002,011 09 

LEDGER ASSETS. 

Loans on mortgages (flrst Hens) on real estate $14.500 00 

Cost value of bonds and stocks owned absolutely 937,872 55 

Cash in office 49,641 54 

Total net ledger assets $1,002,014 09 

NON-LEDGER ASSETS. 

Interest due $12,575 11 

Other items, due on assessments 25,566 97 

Total non-ledger assets 38,142 08 

Gross assets $1,040,156 17 



355 

DEDUCT ASSKTS NOT ADMITTED. 

Depreciation from cost value of lodger assets to bring same 

to market value 143,533 21 



Total .: 43,533 21 



Total adniitted assets |996,«22 96 



LIABILITIES. 

Losses due and unpaid 115,396 91 

Losses reported 8,832 33 



Total actcal llabllltleR 24,229 24 



Balance $972,398 72 

CONTINGENT MORTUARY ASSETS. (OR RESOURCES). 
Mortuary assessments, due and unpaid $25,566 97 



Total due from members $26,566 97 



EXHIBIT OP CERTIFIOA TKS OR POLICIES-NUMBER AND AMOUNT. 

Total Business. Business in Indiana. 

No. Amount. No. Amount 
Policies or certificates in force December 31 

(l>eginning of year) 18,896 $28,186,467 63 1,801 $2,083,563 18 

Policies or certificates written during the 

year 1,165 754,000 00 34 22.750 00 

Increase , 10,750 00 



Total 20,061 $23,950.217 63 1,835 $2,066,308 18 

Deduct namber and amount which have 

ceased to be in force during the year 1,13S 1,174,491 32 117 127,593 18 



Total policies or certificates in force 
December 31 (end of year) 18,J'22 $22,775,720 31 1,718 $1,928,710 00 

Lo«*ies and claims on policies or certificates 

unpaid, December 31 (beginning of year).. 26 $25,549 25 1 $1,032 06 

Losses and claims on policies or certificates 

incurred during year 

Total 

Losses and claims on policies or certificates 

paid during year 

Policies or certificates terminateil by death.. 



389 


570,622 04 


32 


39,125 41 


415 


$596,171 29 


33 


$40,157 47 


391 


571,942 05 


33 


40,167 47 


389 


570,622 04 


32 


39,125 41 


750 


603,869 2S 


85 


88,467 77 



356 



CATHOLIC ORDER OF FORESTERS. 

High Chief Ranger, Thos. II. Cannon. High Secretary, Thos. F. McDonald. 

Home office, 106 LaSalle street, Chicago, III. 
Incorporated May 24, 1883. Commenced business May 24, 1883. 

BAI/ANCE SHBET. 
AnKyant of net ledger assets, December 31st, of previous year $1,964,608 71 

INCOME DURING YEAR. 

Gross amount of membership fees 11,850 00 

Annual dues, per capita tax, etc 108,693 43 

Assessments, mortuary 1,448,863 63 

All other payments by members 15,231 25 

Total paid by members. , $1,574,638 31 

Intel est 77,986 17 

Cash received from all otber sources, lodge supplies 4,704 87 

Total $1,657,329 35 

Assessments returned.^. 28 85 

Income durhii; year $1,657,300 50 

Total $3,621,809 21 

disbursp:ments during year. 

Losses and claims paid $1,307,047 14 

Total paid to members $1,307,017 14 

Salaries of managers and agents not paid by commission 7,175 00 

Salaries of officers, $11,445.02; other compensation of officers, 

$3,523.70 ; 14.968 72 . 

Salaries and other oomp'^iuation of office employes 18,060 19 

Rent, $3,923.86; advertising and printing, $2,326.67 6,250 53 

All other Items 69,022 64 

DlsbursementH during year 1,422,624 22 

Balance $2,199,2S4 99 

LEDGER ASSETS. 

Oost value of t)ondR and stocks owned ubs^.lutoly $2,104,245 51 

Furniture, fixtures and supplies 8,061 60 

Cash deposits In bnnks 86,977 88 

Total net ledger asset's 2,199,284 99 

N ON- LEDGER ASSETS. 

IntoroHt duo. $15,429.21; nrrruod, |]5,."l93.a5 $:J0,S22 26 

Deposit, P. Q. Interest 75 00 

Subordinate Coiii t», !>alan( es duo 21.946 58 

Othor Items, advorlislug acooi nt duo 244 60 

Tiital non-lodjror a.ssots ^.kJ.OSS 44 

(iross r»s.s4>t.s $2,252,373 43 



357 

DEDUCT ASSETS NOT ADMITTED. 

Fnmltare, flxtuies and safes, $8,(¥)1.G0; nd\erti3lug account, 

$244.60 18,306 20 



Total $8,306 20 



Total admitted assets $2,244,067 23 



LIABILITIES. 

Losses due aud -or- paid, part payments $5,01118 

Tjosses reported, $142,500; losses resisted, $14,500 157,000 00 

.7. Sobe, Youcher returned 5 00 



Total actual UaWllUes...^ 162,016 18 



EXHIBIT OF CERTIFIOA ri;S OR POLICIES— NUMBER AND AMOUNT. 

Total Business. Business in Indiana. 

No. Amount. Na Amount. 

Policies or certificates in force December 31 

(beginning of year) 134,511 $139,102,260 00 1,906 $1,994,000 00 

Policies or certificates written during the 

year 10,148 9,750,500 00 206- 216,500 00 

Increased during year 79,500 00 



Total 144,669 $148,932,250 00 2,112 $2,210,500 00 

Deduct number aud amount which hove 

ceased to be in force during the year 7,180 7,111,750 00 76 76,000 00 



Total policies or certificates in force 

December 31 (end of year) 137,479 $141,820,500 00 2,«36 $2,134.500 00 

Losses and claims on policies or certificates 

unpaid, December 31 (beginning of year).. 149 $164,108 32 4 $4,125 00 

Losses and claims on policies or certificates 

Incurred during year 1,249 1,310,250 00 13 13,000 00 



Total 1,398 $1,474,358 32 

Losses and claims on policies or certificates 

paid during year 1,241 1,307,047 14 

Policies or certificates tennlnuted by death... 1,249 1,310,250 00 

Policies or certificates terminated by lapse... 5,931 5,755,000 00 



17 


$17,125 00 


14 


14,000 00 


13 


13,000 00 


63 


63,000 00 



358 



COURT OF HONOR. 

Supreme Chancellor, A. L. llerefoi'd. Supreme Recorder, W. E. Robinson. 

Home Office, Second and Adama Streets, Springfield, III. 

Incorporated July 16, IWk Commenced business July 23, 1895. 

BALANCE SHEET. 
Amount of net ledger assets, December Slst, of previous year $1,206,801 00 

INCOME DURING YEAR. 

Annual dues, per capita tax, etc $75,664 01 ' 

Assessments, mortuary 948,013 76 

All other payments by members, sick and accident assess- 
ments 5,061 60 

Total paid by members $1,028,739 27 

Interest, $56,121.12; rent, $1,590.76 57,711 88 

Advances to agents repaid 573 88 

Cash received from all other sources 40,337 26 

Income during year 1,127,362 29 

Total $2,334,163 29 

DISBrUSEMENTS DURING YEAR. 

Losses and claims paid $629,257 72 

Payments returned to members. 5,052 15 

Total paid to members $634,309 87 

Commissions and fees retained by or paid or allowed to 

ageiKs on accoLnt of fcps and dues 67,575 16 

Commissions paid or allowed for collecting assessments 37,631 85 

Salaries of officers, $11,600; i)or diem nod expenses 7 suprt*me 

directors, $10,063.53 21,663 53 

Salorles and otlier compenpatlon of office employes 15,709 55 

Medical examiners' fees, whether pnid direct by members or 

otherwise 161 40 

Rent, $1,590.76; taxes, $391.02; advorlislnj? and printing, 

$4,882.20 6.863 98 

All other items 44>,Ot;S 67 

Disbursements during year 828,984 01 

Ralance $1,505,179 28 

I.EIM^EK ASSETS. 

Co.st value of real e-^tatp In cnsh. cx<-lnsivi» of incunihranccs. . jn.^.Vfi'.) tV.) 

T-.c)niis on niort^n^'es (first Hens) <»ii voaI estsUc l^ni.i.'Hi (H) 

Cixt value of braids and sfocUs owiird ;il><;olnt«'l.v I.IIT.HJ'J 70 

Caih deposits in banlvs 4<).:i3«) S9 



n" 



Fotal not leiljjer assets 11,505,179 28 



359 

NON-LEDGER ASSISTS. 

Interest accrued 117,259 65 

Market value of real estate over cost and Incumbrances 230 31 

Market value of bonds and stocks over cost 42,380 45 

Other Items, assessments in hands of district recorders 88,62140 



Total non-ledger assets $148,491 81 



Gross assets $1,653,671 0« 



LIABILITIES. 

Losses in process of adjustment $61,813 66 

Ivosses resisted 21,984 16 

All other recorders' salaries 6,483 20 



Total actual liabilities 80,281<n. 



Balance $1,573,390 08 

CONTINGENT MORTUARY ASSETS (OR RESOURCES). 
Mortuary assessments, called and not yet due $88,621 40 



Total due from members , $88,621 40 

Deduct estimated cost of collection 3,241 60 



Net amount due from members $85,379 80 



EXHIBIT OP CERTIFICATES OR POLICIES— NUMBER AND AMOUNT. 

Total Biuineas. Business in Indiana. 

No. Amount. Na Amount. 
Policies or certificates in force December 31 

(beginning of year) 63,653 $78,779,750 00 5,493 $6,225,500 00 

Policies or certificates written during the 

year 8,660 7,833,000 00 755 515,500 00 



Total 72,313 $86,612,750 00 6,^48 $6,741,000 00 

Deduct number and amount which have 

ceased to be in force during the year 8,643 7,744,376 00 853 617,500 00 



Total policies or certificates in force 

December 31 (end of year) 63.670 $78,868,375 00 5,396 $6,123,500 00 

TjOSien and claims on policies or certificates 

unpaid. December 31 (beginning of year).. 54 
Losses and claims on policies or certificates 

incurred durirg year 609 



Total 663 

Losses and claims on policies or certificates 

paid during >ear 499 

Policies or certiflcales tennlnhtert by death.. 509 

Policies or certificates terminated by lapse.. 8.134 



$63,833 33 


5 


$5,233 33 


661,016 67 


48 


51,766 67 


$724,850 00 


58 


$57,000 00 


625,360 52 


44 


48,050 00 


661,000 00 


48 


51,7r>0 00 


7.083,375 00 


806 


565,750 00 



360 
THE FRATERNAL AID ASSOCIATION. 

General President, II. E. Don Cnrlos. General Secretary, T. J. Edmonds. 

Home offico, S. E. Corner Vi and Henry streets, Lawrence, Kansas. 

Incorporated February 20. 1894. Commenced business October 14, 1890. 

BALANCE SHEET. 
Amount of net ledger asseis. December 3l8t, of previous year $446,356 16 

INCC^MK DIKING YEAR. 

Gross amount of membership fees $2,796 60 

Annual dues, per capita tax, etc 83,020 31 

Assessments, mortuary 447,321 20 

Total paid by members $633,138 01 

Interest, $11,907.80; rent, $1,200 13,107 80 

Cash received from all other sources 2,279 00 

Income during year 548,524 81 

Total $994,880 97 

DISUniSKMENTS DURING YEAR. 

Losses and claims paid $373,850 13 

Advanced payments returned to nppllr-ants 3 35 

Total paid to members $373,853 48 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and salaries 51,047 92 

Salaries of officers, $5,731.25; other compensation of officers, 

$3,558 01 9,289 26 

Salaries and other compensation of office employes 6,800 49 

Advertising and printing 4,721 18 

All other items 12.408 84 

Disbursements during year 458.121 17 

B ala n ce $536, 759 SO 

LEDGER ASSETS. 

Cost value of real estate In cash, exclusive of Incnmljrances.. $58,937 10 

Cost value of boi\ds owned absolutely 167,308 56 

Cash deposits in banks 310,514 U 

Total net ledger assets $536,759 80 

X()\ LEDCJEU ASSETS. 

Interest accrued $2,364 85 

Rents due 1,319 55 

Market value of real estate over cost and Incumbrances 6,062 90 

Assc8i<nient8 actually In hands of local conncIlM 45,960 00 

Furniture, fixtures and safes, $.3,000; supplies, printed mat- 
ter, statloneiy, $2,000 5.000 00 

Other Items 317 34 

Total non-ledger assots 61,004 64 

Gross assets $597,764 44 



361 

DEDUCT ASSKTS NOT ADMITTED. 

Kurnlture, fixtures and safes, |S,000; supplies, printed mat- 
ter, statlonerj', 12,000 $5,000 00 

Depreciation from cost value of ledger assets to bring same 

to market value 2,83136 



Total 17,83186 



Total admitted assets $5»«,938 Ofi 



LIABILITIES. 

Losses due and unpaid 700 00 

Losses reported, 119.500; losses re»:isted, $4,000 23,600 00 

Salaries, rents and office expenses due and accrued 10,000 00 



Total actual liabilities 34.200 00 



Balance $556,733 08 



EXHIBIT OF CERTiriCATES OR POLICIES— NUMBER AND AMOUNT. 

Total BuaineiB. Bustneas In Indiana. 

No. Amount No. Amount 
Policies or certificates In force December 31 

(beginning' of year) 34,481 $44,312,250 00 415 $428,000 00 

I'oiloles or certHioates written during the 

year 5,272 5,653,000 00 65 44,250 00 



Total 39,753 48,965,350 00 480 472,250 00 

Deduct number and amount which have 

ceased to be in force during the year 4,566 4,660,000 00 111 87,750 00 

Total policies or certificates in force 

December 31 (erd of year) 35.188 $46,306,250 00 369 $384.600 00 

Ix>R9e8 and claims on policies or certificates 

unpaid December 31 (beginning of year) . . 19 $28,842 86 1 $1,000 00 

I^osses and claims on policies or certificates 

Incurred during year 249 354,500 00 1 1,000 00 



Total 268 $383,342 86 2 $2,000 00 

Losses and claims on policies or certificates 

paid during year 248 342,676 98 1 25163 

Policies or certificates tirminated by death.. 247 354,500 00 1 1,000 09 

Policies or certifcates termlrated by lapse... 4,316 4,267,500 00 110 86,260 00 

By decrease of insurance 38,000 00 600 00 



362 



FRATERNAL RESERVE LIFE ASSOCIATION. 

President, Henry C. Springston. Secretary, Cyrus N. Carson. 

Home Office, Masonic Temple Building, Peoria, 111. 

Incorporated February 27, 1899. Oommenced Business February 27, 1899. 

BAI/ANCE SHEET. 
Amount of net ledger assets, December 31st of previous year |24,96l 39 

INCOME DURING YEAR. 

Annual dues, per capita tax, etc .' $10,937 86 

Assessments: Mortuary 69,472 28 

Certificate fees 1,224 00 

All other payments by members 1,107 17 

Total paid by members $72,741 31 

Interest 890 00 

Cash received from all other sources: Lodge supplies 192 09 

Income during year 73,823 40 

Total $98,784 79 

DISBURSEMENTS DURING YEAR. 
Advance payments returned to rejected applicants 152 00 

Total paid to members $52,090 00 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 1,000 00 

Commissions paid or allowed for collecting assessments 11,315 85 

Salaries of managers and agents not paid by commission.... 1,064 51 

Salaries of officers 3,960 00 

Salaries and other compensation of office employes 1,416 00 

Medical examiners' fees, whether paid direct by members or 

otherwise 1,991 75 

Rent, $510; traveling, $956.72; ndvcrtising and printing, ^78.52 2,045 24 

Insurance Department fees 308 86 

All other items: Postage, express, telegraph, $541.26; sup- 
plies. $271.68; official publication, $617.55; legal expenses, 

$306; miscellaneous, $629 2,366 38 

Disbursements during year 77,605 58 

Balance $21,179 21 

LEDGER ASSETS. 

Lonns on mortgages (first liens) on real estate $6,200 00 

Loans secured by pledge of bonds, stocks or other market- 
able follaternl 10.000 00 

Cash deposits In banks 4,979 21 

Total net ledger assets $21,179 21 



363 

NON-LEDGER ASSETS. 

Interest due 1353 15 

Furniture, fixtures and safes, supplies, printed matter, sta- 
tionery 2,300 00 

Other Items: Assessments in hands of subordinate lodges.. 6,266 97 



Total non-ledger assets $8,920 12 



G ross assets $30,099 33 

DEDUCT ASSETS NOT ADMITTED. 
Supplies, printed matter, stationery $2,900 00 



Total 2,300 00 



Total admitted assets 127,799 33 



LIABILITIES. . 

Losses due and unpaid— disability $390 00 

Losses in process of adjustment 4,600 00 

Losses resisted 2,000 00 



Total actual liabilities 6,890 00 



Balance $20,900 33 



EXHIBIT OB^ CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 
Ka Amount. No. Amount. 
Total policlos or certificates in force Decem- 
ber 31 (end of year) 6,642 $7,508,300 00 38 $23,000 00 

I^>H8es and claims on policicH or certificates 

Incurred during year 1 $500 00 

rollcies or certificates terminated by death.. 52 $58.500 00 1 $500 00 



364 
INDEPENDENT ORDER OF FORESTERS. 

President, Elliott G. Stevenson. Secretary, R. Matheeon. 

Home Ofllce, Bay and Richmond Streets, Toronto, Ont. 

Jucorporated July 1, 1881-May 1889. Commenced Business July 1, 1881. 

BALANCE SHEET. 

Amount of net ledger assets, December Slst of previous year— General, 

$24.407.S; S. funeral, $116,071.70; mortuary, |12,756,W0.37 112,897,419 60 

INCOMK DURING YEAR. 

Gross amount of membership fees: Mortuary, $379.74; S. P., 

$22 ; $401 74 

Annual dues, per capita tax, etc 264,988 72 

Assessments: Mortuarj- 3,935,166 25 

Special funeral 295,357 59 

Medical examiners' fees paid by applicant— change of policies 2,3& 48 

$4,408,303 78 
Less payments returned to applicants: Mortuary, $131,001.14; 

S. F., $1,474.93; general, $1,139.44 133,615 61 

Total paid by members $4,364,688 27 

Interest, $610,871.03; rent, $7,461.82 618,332 90 

Contributions from Gen. to T. and P. Dls. fund 36,000 00 

Advances to agents repaid: Sundry refunds, mortuary, $1,- 

978.29; general, $260 2,228 29 

Refunds Are Insurance and InvoJ^tments 362 61 j 

Cash received from all other sources: Redeposlted cheques ' 

of 1908, mortuary, $2,083.49; S. F., $211.73 2,296 22 

Income during year 5,023,907 29 

Total $17,921,326 89 



DISBURSEMENTS DURING YEAR. 

Losses and claims paid: Death claims, $2,177,422.83; P. and T. 

D. claims, $181,452.32; Exp. of life, $3,430.45 $2,362,305 60 

Sick claims, $229,021.27; old nge benefits, $128,859.51; funeral 

claims, $18,571.96 376,452 74 

Total paid to members $2,738,758 34 

Commissions and fees retained by or paid or allowed to 
airsnts on account of fees and du«8: Mortuary, $27,364.02; 

S. F., $3,069.48..... 30,423 46 

Organizing expense: Mortuary, $99,096.31; S. F., $10,067.77... 109,164 08 

Commissions insurance departments 2,070 14 

Salaries of managers and agents not paid by commission: 

Mortuary, $107,456.79 ; S. P., $10,942.46 118,399 24 

Salaries of officers: Mortuary, $31,500.07; S. F., $3,499.93; con- 
tributions from general to T. and P. D. and Interest, $5,- 

385.75; Inspection expenses, $43,13<}.32 83,516 07 

Salaries and other compensation of office employes: Mor- 
tuary, $81,358.27; S. F., $13,507.93; traveling expenses, $8,- 
590.56 103,457 06 



365 

Bonds, 1814.42; legislation, $178.80; fraternal societies, $1,776.97; 

fire insurance, $102.^ $2,37187 

Donations, $2,152; furniture, $2,270.70; Cobalt Hospital, $1,- 

447.19 : 5,869 89 

Bent: Mortuary, $7,682.46; S. F., $853.54; taxes, $4,322.68; ad- 
vertising and printing, mortuor3% $3,355.47; S. F., $878.36.. 16,592 51 

Postage, express and telegraph, mortuary, $4,986.37; S. F., 
$639.70; legal expenses, $18,727.66; executive expenses, $1,- 
978.80; official publication, mortuary, $19,965.46; S. F., $2,- 
195.09 48,342 97 

All other Items: Office stationery expense, mortuary, $8,- 
468.44; S. F., $1,019.62; general expense, mortuary, $3,407.86; 
S. F., $414.90; written off investments, $8,961.58 22,272 39 

Disbursements during year $3,281,238 01 

f 

Balance r. $14,640,088 88 

LEDGER ASSETS. 

Cost value of real estate in cash, exclusive of incumbrances $863,373 62 

Loans on mortgages (first Hens) on real estate 2,887,748 11 

Cost value of bonds and stocks owned absolutely 4,637,546 86 

I. O. F. bonds invested by the Union Trust Co 4,211,383 04 

Cash In office and in banks 540,037 36 

Stocks, bonds and other securities belonging to the L O. F., 
December 31, 1909, held by the Union Trust Co. In trust 
for the Order and to be taken over in place of $1,500,000 
par value capital stock of the Union Trust Co. surrend- 
ered by the Supreme Court of the I. O. F., on the reduc- 
tion of the capital stock of the Union Trust Co. from $2,- 
000,000 to $1,000,000 1,600,00000 

Total net ledger assets $14,640,088 88 

NON-LEDGER ASSETS. 

Interest due, $6,608.66; accrued, $39,636.91, on mortgages $46,139 47 

Interest due, $7,497.40; accrued, $17,482.17, on bonds; Interest 

accrued on debentures, $3,840.01 28,819 58 

Bent due, $610.94; accrued, $190.80; interest accrued on stocks, 

$9,n9.21 9,920 95 

Assessments collected by subordinate lodges, not yet turned 

over to Supreme Lodge 3,661 75 

Market value of bonds and stocks over cost 103,593 74 

Temporary advances, re fire iRsuranoc 282 34 

Furniture, fixtures and safes 30,181 83 

Liens on certificates on December 81, 1900 330,01127 

Total non-ledger assets 662,610 98 

Gross assets $16,192,699 81 

DEDUCT ASSETS NOT ADMITTED. 
Furniture, fixtures and safes $30,181 83 

Total 30,183 83 

Total admitted assets $16,182,617 96 



366 

LIABILITIES. 

Death claims due and unpaid, 3, $2,loO; adjusted, not due, 11, 
$4,583.53; resisted, in suit, 20, $23,500; resisted, not in suit, 
2, $2,000 $32,253 53 

Death claims reported, not adjusted, 92 93,12132 

Permanent claims adjusted, not due, 19, $2,112.69; reported, 

not adjusted, 24 $13,250 15,362 69 

Old age benefits due and unpaid 200 00 

Sick claims due and unpaid, 115, $2,141.36; funeral lesisted, in 

suit, 4, $200 2,34136 

Funeral claims adjusted, not due, 1, $50; sick claims resisted, 

73, $2,696.27 2,746 27 

ITuneral claims resisted, not in suit, 2, $100; reported, not ad- 
Justed, 21, $1,050 1,15000 

Sick claims reported, not adjusted, 228 7,542 15 

Mortuary claims paid in annual installments, adjusted but 

not due, 7 5,390 00 

Present value unpaid instnllments old age annuities 646,715 63 

Salaries, rents, expenses, (axes, bills, etc., due and accrued.. 3,507 77 

Advauce assessments 5,273 16 

Present value unpaid installments T. and P. disability 6,563 08 

Total actual liabilities— contingent linbilities $821,106 56 

208 notices of T. and P. disability claims 121,887 66 



Balance $942,994 22 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount. Na Amount. 

Policies or certificates in force December 31 

(beginning of year) 239,716 $246,027,884 00 4,154 $4,224,190 00 

Policies or certificates written during the 

year 18,516 14,146,31100 421 321,500 00 

Certificates increased during the year 92,818 00 2,500 00 



Total 258,232 $260,267,013 00 4,575 $4,548,190 00 

Deduct number and amount which have 

ceased to be in force during the year 25.202 21,025,168 CO 388 329,046 00 



Total policies or certificates in force 

December 31 (end of year) 233,030 $239,241,845 00 4,187 $4,219,144 00 

Losses and claims on policies or certificates 

unpaid December 31 (beginning of year).. 182 $192,114 78 1 $500 50 

Losses and claims on policies or certificates 

incurred during year 2,053 2,199,863 49 36 33,542 00 



Total 2,235 $2,391,978 27 37 $34,042 00 

Losses and claims on policies or certificates 

paid during year 2,075 $2,177,422 83 36 $31,567 95 

Policies or certificates terminated by death.. 2,053 $2,199.863 49 36 $33,542 00 

Policies or certificates terminated by lapse. . 23,144 $18,439,854 00 352 $289,354 00 

EXHIBIT OF TOTAL AND PERMANENT DISABILITY, NOTICES OF CLAIMS. 

Total Claims. In Indiana.* 

No. Amount. No. Amounts 
Notices of total and permanent disability, not 

yet due, on hand December 31. 1908 247 $146,913 29 2 $1,000 00 

Notices of disability, not yet due, on hand 

December 31, 1909 208 $121,887 66 6 $3,000 00 



367 



SUPREME CONCLAVE IMPROVED ORDER 

HEPTASOPHS. 

Supreme Archoii, Morris G. Cohen. Supreme Secretary, Samuel H. Tattersall. 

Home Office, Cathedral and Preston Streets, Baltimore, Md. 
Incorporated September 4, 1878. Commenced Business August 28, 1878. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous year 1866,266 66 

INCOME DURING YEAR. 

Gross amount of membership fees $6,396 60 

Assessments: Mortuary, $1.317, 446. (M; expense. $99,162.50 1,416,608 64 

Medical e.xaminers' fees paid by applicant 8,367 00 

Total paid by members $1,431,37104 

Interest 32,660 61 

Cash received from all other sources 2,819 24 

Income during year 1,466,860 89 

Total $2,388,107 44 

DISBURSEMENTS DURING YEAR. 

Ijosses and claims paid $1,339,632 26 

Total paid to members $1,339,632 26 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 33,800 99 

Traveling expenses and per diem of district deputies 6,647 72 

Salaries of officers 19,500 00 

Salaries of office employes 10,715 83 

Medical examiners' fees, whether paid direct by members or 

otherwise 8,367 00 

Rent, $1,828: taxes, $4.12; advertising and printing, $3,204.67... 5,036 79 

All other Items 44,469 85 

Disbursements during year 1,468,170 44 

Balance $864,937 00 

LEDGER ASSETS. 

Cost value of bonds owned absolutely $759,739 87 

Cash deposits In banks 106,197 13 

Total net ledger assets $864,937 00 

NON-LEDGER ASSETS. 

Interest due, $5,718.96; aocrued. $4.505.57 $10.224 53 

Other items: Assessnients collected by subordinate lodges, 

not yet turned over to Supreme Conclave 114,327 97 

Total non-ledger assets 124,552 60 



Gross assets $989,489 50 



368 

DEDUCT ASSBTS NOT ADMITTED. 

I 

Deitreelation from cost value of ledger assets to bring same 

to market value $27,603 37 

Total $27,603 37 

Total admitted assets $961,886 13 

LIABILITIES. 

Losses adjui»ted, not due, $45,900; losses in process of adjust- 
ment, $187,088.34 $232,988 M 

Losses resisted 6,500 00 

Total actual liabilities 239,488 34 

Balance $722,397 79 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount No. Amount. 

Policies or certificates In force Deoetniker 31 

(beginning of year) 75,880 $103,880,500 00 63 $70,500 00 

Policies or certificates written during the 

year 5,627 5,279,000 00 52 61,500 00 

Total 81,407 $109,159,500 00 105 $122,000 00 

Deduct number nnd amount which have 

ceased to be in force during the year 7,673 8,575,200 00 6 4,000 00 

Total policies or certificates in force 

December 31 (end of year) $100, .584, 300 00 100 $118,000 00 

Losses and claim-i ou policies or certificates 

unpaid December 31 (beginning of year) . . 143 $250,108 34 

Losses and claims on policies or certificates 

incurred during year 883 1,354,200 00 1. $1,000 00 

Total 1.026 $1,604,30834 1 $1,000 00 

Losses and claims on policies or certificates 

paid during year 871 $1,339,632 26 1 $1,000 00 

Policies or certificates terminated by death.. 883 $1,354.200 00 1 $1,0C»0 00 

Policies or certificates terminated by lapse.. 6,71)0 $7,114,000 00 4 $3,000 00 



369 



SUPREME LODGE KNIGHTS OF PYTHIAS, IN- 
SURANCE DEPARTMENT. 

President, Union B. Ilnot. Secretary, W. A. Jenkins. 

Home Office, 234-237 Michigan Avenue, Chicago, 111. 

Reincorporated June, 1894. Commenced Business October 1, 1877. 

BALANCE SHEET. 
Amount of net ledger assets, December Slst of previous year $2,543,434 07 

INCOME DURING YEAR. 

Gross amount of membership fees $6,882 00 

As.sessnients: Mortuary, $2,150,018.38; expense, $437,858.92 2,587,877 30 

All other payments by members— miscellaneous fees 534 94 

Total paid by members ' $2,595,294 24 

Interest, $115,248.26; rent, $850 116,098 26 

Cash received from all other sources 1,596 90 

Income during year 2,712,989 40 



•i^ 



Total $5,256,423 47 

DISBURSEMENTS DURING YEAR. 

liosses and claims paid $1,894,053 61 

Advanced payments returned to rejected applicants 4,331 35 

Total paid to members $1,898,384 96 . 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 149,010 25 

Commissions paid or allowed for collecting assessments 126,564 91 

Salaries of managers and agents not paid by commission 6,12S 00 

Salaries of officers, $15,016.70; other (omponsation of officers, 

$5,146.40 20,163 10 

Salaries and other compensation .of office employes 46,714 05 

Medical examiners' fees, whether paid direct by members or 

otherwise 16,917 00 

Rent, $6,090; taxes, $2,046.51; advertising and printing, $13,- 

401.29 21,537 80 

All other items 55,360 70 

Disbursements during year 2,340,780 77 

Balance $2,915,642 70 

LEDGER ASSETS. 

Tenders outstanding $1,048 89 

Certificate loans 606 00 

Cost value of real estate in cash, exclusive of incumbrances 55,000 00 

Ix>aus on mortgages (first liens) on real estate 249,500 or) 

Cost value of bonds and stocks owned absolutely 2,506,677 67 

AgeulG' ledger balances 27,028 62 

Cash In office 1,500 00 

Cash deposits In banks 74,281 52 

Total net ledger assets $2,916,642 70 

[24—23948] 



370 

NON-LBDOER ASSETS. 

* 

Interest accrued '. , 525,230 39 

Market value of real estate over cost and incumbrances 6,880 00 

Market value uf bonds and stocks over cost 20,265 81 

Furniture, fixtures and safes 7,709 22 

Other items: Postage on hand; assessments collected, not 

yet turned over 24,228 44 



Total non-ledper assets $83,313 86 

Gross assets $2,998,956 66 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and gfifee $7,709 22 

Personal or agents' ledi;er halanr(>8, not secaro<l 27,028 62 

Postage on hand 869 04 

Total 35,606 88 



Total admlttoil nswts $2,963,349 68 



LIABILITIES. 

Losses reported, $126,500 ; losses resisted, $7,000 $133,600 00 

Taxes due and accrued 379 26 

Salaries, rents and office expenses due and accrued 37,806 62 

Advance assessments 6,304 77 

W. H. Gumey claim, $189.70; reserve on certificates in plans 

A, B and D of 5th class 1,435,602 87 



Total Actunl llfthllltlcs 1,613,592 42 

Hnlnnco $1,349,757 26 

KXlimiT OF CKllTIFICATES OR POLICIES. 

Total Business. Busdness in Indiana. 

No. Amount. No. Amount 
rollcies or certlflcntos in force Deccml-or 31 

(besinnluK of year) 77,757 $12(>,,^,'M,500 00 3,570 $4,125,500 OO 

Policicj^ or certificates written during the 

year U,:m 18.2C7.000 00 838 823,500 00 



Total Ii2.0<)6 $138,811,500 00 4,408 $4,949,000 00 

Deduct number and amount \vhi<*h have 

ceased to be In force during the yo.nr 18.0«')0 27,446,500 00 791 879,500 00 



Total policies or certlflcates in force 

December 31 (end of year) 74,006 $lll,r;65,O00 00 3,617 $4,069,500 00 

Losses and claims on policies or certlflcates 

unpaid December 31 (beginning of year).. 100 $177,500 00 

Losses and claims on policies or certificates 

incurred during year 1,033 1,906.000 00 35 $50,00«) 00 



Total • 1,133 $2,08.3,. '.00 00 35 $.'•<), fK.O 0(i 

Ix>S8es and claims on policies or certificates 

paid during year 1.059 $1,894.053 61 32 $44,790 00 

Policies or certificates terminated by death.. 1.0.33 $1.1^06.000 00 35 $.S0.000 00 

Policies or certificates terminated by lap.so... J7.027 $2r...'')40.500 00 756 $M".).r»00 00 



371 

THE NATIONAL COUNCIL OF THE KNIGHTS 

AND LADIES OF SECURITY. 

Trcsldent, W. B. Kirkpatrlck. Secretary, J. V. AbrahamB. 

Home Office. 701 Kansas Avenue. Topeka. Kan. 
Incorporated Feliruary 22, 1S92. Commenced Business February 22, 1892. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous year 11,243,243 64 

INCOME DURING YEAR. 

Annual dues, etc., extension fund -. $107,496 00 

Assessments: Mortuary, $896,261.65; expense, $147,987.13 1,043,248 78 

Certificate fees paid by applicant 866 25 

All other payments by members-preserve 140,914 14 

Interest, $49,277.74; rent, $24,885.39 74,163 13 

Cash received from all other sources 1,762 42 

Income during year 1,368, 4a2 72 

Total $2,611,696 «6 

DISBURSEMENTS DURING YEAR. 

Losses and claims paid $894,250 76 

Total paid to members $8d4,250 76 

Commissions and fees retained by or paid or allowed to 

agents on account cf fees and dues « 161,375 69 

Salaries of officers 19,200 00 

Salaries and other compensation of office employes 18,382 71 

Rent, $2,400; taxes, $11,013.63; advertising and printing, $15,- 

839.89 29,253 52 

All other items 43,528 49 

Disbursements during year 1,165,991 17 

Balance $1,445,705 19 

LEDGER ASSETS. 

Cost value of real estate In cash, exclusive of incumbrances $275,717 70 

I^ans on mortgages (first Hens) on real estate 436,406 28 

Loans secured by pledge of bonds, stocks or other market- 
able collateral 4W,765 19 

Cash deposits in banks 238,816 02 

Total net ledger assets $1,445,705 19 

NON-LEDGER ASSETS. 

Interest due, $140.10; accrued, $17,007.flrr $17,147 17 

Rents accrued 18,775 42 

In hands of subordinate lodges 77,500 00 

Reserve fund 12.500 00 

Expense fund 20.000 00 

Total non-ledger assets 145,922 59 

Gross assets $1,591,627 78 



372 

LIABILITIES. 

Lossen dae and unpaid $31,321 62 

Losses in process of adjustment 60,741 15 

Losses reported 1,200 00 



Total actual llaMlitics $93,262 77 



Balance $1,498,366 01 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Total BiuineBS. Busineea in Indiana. 

Na Amount. No. Amount 

Policies or certificates In force December 31 

(beginning of year) 80,969 $97,959,600 00 1,780 $1,703,000 00 

Policies or certificates written during the 

year 24,9U 26,560,500 00 1,146 1,030,000 00 



Total 105,870 $124,520,000 00 2,925 $2,733,000 00 

Deduct number and amount which hare 

ceased to be in force during the year 14,512 14,253,000 00 736 617,600 00 



Total policies or certificates in force 

Dec-ember 31 (end of year) 91,358 $110,267,000 00 2,190 $2,115,500 00 

Losses and claims on policies or certificates 

unpaid, Decemeber 31 (beginning of year) 74 $100,500 00 

Losses and claims on policies or certificates 

incurred during year 731 926.000 00 



Total 806 $1,026,600 00 

Losses and claims on policies or certificates 

paid during year 728 886,875 76 

Policies or certificates terminated by death.. 731 926,000 00 

Policies or certificates terminated by lapse. . 13,781 13,327,000 OO 



22 


$26,000 00 


22 


$26,000 00 


22 


23,779 68 


22 


26,000 00 


713 


591,600 00 



373 



KNIGHTS OF COLUMBUS. 

President, James A. Flaherty. Secretary, Wm. J. McGInley. 

Incorporated March 29, 1882. Commenced bueiness February 2, 1882. 

Home office, 966 Chapel street, New Haven, Conn. 

BALANCE SHEET. 
Amount of net ledger assets, December Slst of previous year 12,691,876 12 

INCOME DURING YEAR. 

Annual dues, per capita tax, etc 1110,612 67 

Assessments, mortuary 808,791 93 

Medical examiners' fees paid by applicant 6,546 71 

Total paid by membera $924,850 31 

Interest, $96,708.45; rent, $13,984.60 110,688 06 

Cash received from all other sources 43,631 25 

Income during year 1,079,069 61 

Total $3,670,944 78 

DISBURSEMENTS DURING YEAR. 

Lfosses and' claims paid $516,191 67 

Payments returned to members, assessments, $566.66; per 

capita, $2.50 668 06 

Total paid to membera $616,769 72 

Salaries of officers, $12,124.88; other compensation of officers, 

$1,370 13,494 88 

Salaries and other compensation of office employes 21,633 82 

Medical examiners' fees, whether paid direct by members or 

otherwise 6,322 60 

Rent, $3,000; taxes, $2,153.50; advertising and printing, 

$3,866.45 9,019 96 

All other items 160,242 38 

Disbursements during year 726,478 26 

Balance $2»945,471 48 

LEDGER ASSETS. 

Cost value of real estate in cash, exclusive of Incumbrances. $191,642 24 

lionns on mortpnges (first Hens) on real estate 380,000 00 

Cost value of bonds and stocks owned absolutely 2)118,698 78 

Special deposit. Insurance Department, Quebec, Canada 6,000 00 

Cash deposits in banks 265,130 46 

Total net ledger assets $2,946,47148 



374 

NON-LEDGER ASSETS. 

Interest accrued $28,648 23 

Rents due, $1,015.26; accrued, $531.87 1,647 13 

Assessments collected by subordinates not yet turned over 

to supreme body 31,977 63 

Furniture, fixtures and safes, $8,718.02; supplies, $5,860 14,568 02 

Other Items, per capita, fees and supplies due from sub- 
ordinate councils 3,580 63 

Total non ledger assets $80,22164 



Gross assets $3,025,683 12 



DEDUCT ASSETS NOT ADMITTED. 

Depreciation from cost value of ledger assets to bring same 

to market value $127,453 32 

Total 127,45332 



Total admitted assets $2,898,239 80 



LIABILITIES. 

Losses due and unpaid. $11,583 33 

Losses adjusted, not due, $25,000; losses in process of ad- 
justment, $7,000 32,000 00 

Losses resisted 19,000 00 

Taxes due and accrued 2,556 75 

Salaries, rents and o]31ce expenses due and accrued 4,164 00 

Total actual liabilities 69,304 08 

Balance $2,828,935 72 



F^XIIIBIT OF CKKTIKK'ATKS OK TOLKMlvS. 

^ Total Bu8ineR8. Business in Indiana. 

No. Amount. No. Amount. 

Policies or corllttcjitt's in force December 31, 

190R (l)CKinninK of year) 69.009 $71,391,000 00 1,676 $1,704,000 00 

Policies or certificate^* written during tlio 

year 8,3r)0 8,973.000 00 316 326,000 00 



Total 77,366 $880,364,000 00 1,992 $2,030,000 00 

Deduct number and amount which have 

ceased to be in force during the year 2,856 2,912.000 00 116 118,000 00 



Total policies or certificates in force 

December 31 (end of year 1909) 74,509 $77,452,000 00 1,876 $1,912,000 00 

Losses and claims on policies or certificates 

unpaid, December 31 (beginning of year).. 82 83,250 00 1 1,000 00 

lyosses and claims on policies or certificates 

incurred during year 

Total 

Losses and claims on policies or certificates 

paid during year 

Policies or certificates terminated by death.. 



477 


497,000 00 


4 


4,000 00 


559 


$580,250 00 


5 


5,000 00 


496 


515,191 67 


2 


2,000 00 


477 


497,000 00 


4 


4,000 00 


2,379 


2,415,000 00 


112 


114,000 00 



375 



SUPREME LODGE KNIGHTS OF HONOR. 

President, L. E. Beutley, S. D. Secretary, Frank B. Sliger, S. R. and Treaa. 

Incorporated June 20, 1SS4. Commenced business June SO, 1873. 

Home office, 816 Olive street, St. Louis, Mo. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous year $51,705 46 

INCOME DURING YEAR. 

Assessments, mortuary, $1,689,064.29; expense, $82,134.88 $1,771,219 17 

Total paid by members $1,771,219 17 

Interest 2.574 69 

Cash received from all other sources 3,460 27 

Income during year 1,777,254 13 



Total > $1,828,959 59 

DISBURSEMENTS DURING YEAR. 

Losses and claims paid $1,691,711 12 

Total paid to members $1,691,711 12 

Salaries of managers and agents not paid by commission 67,922,27 

Salaries of officers, $6,200; other compensation of officers, 

$2,628.60 8,828 60 

Salaries and other compensation of office employes 10,606 52 

Medical examiners' fees, whether paid direct by members or 

otherwise 1 ,749 96 

Rent. $2,160: taxes, $11.12; advertising and printing, $3,832.85.. 6,003 97 

All other items 20,234 17 

Disbursements during year 1,797,(^6 61 

Balance $31,902 98 

LKIM.JER ASSETS. 

Cost value of bends and stocks owned absolutely $6,970 86 

Cash In office 6,196 34 

Cash deposits in banks, $18,71078; with U. S. Circuit Court 

to secure costs, $25 18,735 78 

Total net ledger aHsotg , $31,902 98 

w 

NON-LEDGER ASSETS. 

Interest accrued $250 44 

Market value of bonds and stocks over cost 49 14 

Furniture, fixtures and safes, $.'^.000; supplies, printed mat- 
ter, stationery, $1,329.61 $4,329 61 

Other Items 6,6.S1 93 

Total non-ledger assets 11,311 12 

Gross assets $43,214 10 



376 

DEDUCT ASSET'S NOT ADMITTED. 

Furniture, flxtures and safes, |3,000; supplies, printed mat- 
ter, stationery, 11,329.61 R329 61 

Depreciation from cost value of led^^er assets to hring same 

to marlvet value 49 14 

Total 14,878 75 

Total admitted assets 138,835 35 

LIABILITIES. 

Losses due and unpaid 19,063 46 

Losses adjusted, not due 297,900 00 

Losses reported, $120,800; losses resisted, $14.000 134,800 00 

All other: December bills 22 50 

Total actual liabilities 441,785 96 

Balance $402,950 61 

CONTINGENT MORTUARY ASSETS (OR RESOURCES). 
Mortuary assessments, called and not yet due $147,440 72 

Total due from members 1147,440 72 

Net amount due from members $147,440 72 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Bufliness. Buflineas in IndiaDS. 

No. AmouDt. No. Amount. 

Policies or certificates In force December 31 

(beKinnlnp of year) 23.137 $37,108,425 00 571 $765,100 00 

Policies or certificates written during the 

year 2,£67 2,306,612 92 15 13,112 92 

Total 25,804 $39,415,037 92 586 $778,212 92 

Deduct numl>er and amount which, have 

ceased to be In force during the year 5,344 7,080,687 92 109 151.112 92 

Total po^llcles or certificates in force 

December 31 (end of year) 20,460 $32,334,350 00 477 $627,100 00 

Losses and claims on policies or certificates 

unpaid, December 31 (beginning of year).. S86 671,963 46 10 14,063 46 
Losses and claims on policies or certificates 

Incurred dmlng year 862 1,450,862 92 25 38,812 92 

Total 1,248 $2,122,826 38 35 $52,876 38 

Losses and claims on policies or certificates 

paid during year 986 1,673.302 57 24 34.237 92 

Policies or certlflcntos terminated by death.. 862 1,450, S62 92 25 38,812 92 

Policies or certificates terminated by lapse... 4,482 5,629,825 00 84 112,300 00 



377 



THE KNTGHTS OF THE MACCABEES OF THE 

WORLD. 

PresldeDt, D. P. Markey. Secretarj', L. E. Slsler. 

lucorporntcd September 11, 1885. Commenced Business September 1, 18S3. 

Reincorporated Aiipiist SI, 1894; November 7, 1895; August 18, 

1889; July 22, 1901; July 26, 1904. 

Home otflco, 1021 Woodward avenue, Detroit, Mich. 

BALANCE SHEET. 
Amount of net le<ljfer assets, December Slst of previous year $8,086,313 73 

INCOME DURING YEAR. 

Gross amount of membership certlttcate foes $2,794 10 

Per capita tax, etc 338,696 17 

Assessments, mortuary, $3,976,925.11; expense, $155,258.63 4,132.183 74 

General relief fund, monthly rate 32,590 29 

All other payments by members, S. f-nd A. monthly rates 85.867 19 

Total paid by members $4,592,131 49 

Interest, $351,022.03; rent, $7,250 358,272 08 

Sale of lodge supplies 10,926 23 

Cash received from all other sources, official publication 607 08 

Income during year 4,961,936 83 

Total $13,048,250 56 

DISBURSEMENTS DURING YEAR. 

I^)st;es and claims paid $3,547,974 38 

Advanced payments returned to rejected applicants 3,119 48 

Total paid to members $3,551,093 86 

Commissions and fees retained by or paid or allowed to 

agents on arount of fees and dues 150.787 87 

Paid to Great Camp organizations 183,920 36 

Salariefl of officers 25,044 00 

Salaries and other compensation of office employes 61,026 58 

Medical examiners' fees, whether \mU\ direct by members or 

otherwise 10.164 46 

Rent. $5,880; tatea and repairs, $2,802.61; advertising and 

printing, $14.797.08 23,479 69 

All other items 90,100 72 

Disbursements during year 4,095,617 54 

Balance $8,952,633 02 

LEDGER ASSETS. 

Co^t value of teal estate In cash, exclusive of Incumbrances. $125,000 00 

Cost value of bonds »)wned absolutely 8,373,199 18 

Agents* ledger balances 54.552 56 

Cash in office 1,225 00 

Cash deposits In banks 398,656 28 

Total net ledger assets $8,952,633 02 



378 



NON-LEDOEK ASSETS. 

Interest due, $9,904.85; accrued, $145.391.80 $155,296 65 

Rents due 25000 

Furniture, fixtures and safes 16,438 50 

Other Items, assessments collocted by s'il>ordinnto lodges 

(esUmated) 349.000 00 



Total non-lodger assets $520,985 15 

Gross assets $9,473,618 17 

DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes $16,438 50 

Personal or agents' ledger balances, not secured 54,^2 56 

Total 70,991 06 



Total admitted assets $9,402,627 11 

LIABILITIES. 

losses due and unpaid $142,950 35 

Losses In process of adjustment 104,500 00 

Losses resisted 50,000 00 

Salaries, rents and office expenses due and accrued 28,388 57 

Total actual liabilities...' 325.838 92 



Balance 9,076,788 19 

CONTINGENT MORTUARY ASSETS (OR RESOURCES). 

Mortuary and S. and A. assessments, due and unpaid $349,000 00 

Total due from members $349,000 00 



Not amount due from members $349,000 00 

EXHIBIT OF CEFtTIFICATRS OR POLICIES. 

Total BusinrRs. BusineBs in Indiana. 

Xo. Aiuount. No. Amount. 

Policies or certificates in force Dcfomber 31 

(l)eginning of year) 272.017 $339,728,244 00 13.449 $15,755,545 65 

Poflcles or certificates written during the 

year 26,4ol 25.n6.0CO 00 806 700.000 00 



Total 298,468 $365,444,241 00 14,255 $16,455,545 65 

Deduct number and amount which have 

ceased to be in force during the year 29,454 30.468.817 86 1.224 1.260.045 65 



Total policies or certificates In force 

December 31 (ei\d of year) 269,014 $334,975,426 14 33,031 $16,195,500 00 

Error 37 32,256 91 

Losses and claims on policies or certificates 

unpaid, December 31 (beginning of year).. 322 $422,670 51 10 $11,500 00 

Losses and claims on policies or certificates 

incurred during year 2,417 3.24.s.f.r,0 00 13S 1SX.029 05 



Total.; 2.776 $3,703.55,7 42 148 $l;>9,529 06 

Losses and claims on policies or certificates 

paid during year 2,5.37 3.272.679 37 139 186,552 18 

Policies or certificates terminated by death.. 2,417 3,24^.660 00 1.37 188,029 05 

Policies or certificates terminated by lapse... 27,037 27,220.157 86 1,087 1,072,016 60 



379 



KNIGHTS OF THE MODERN MACCABEES. 

Pre«Itleut, George S. Lovelace. Secretary, A. M. Slay. 

In(*orporated Jane 11, 1881. Commenced business Jane 11, 1881. 

Home office, Huron avenue. Port Huron, Mich. 

BALANCE SHEET. 
Amount of net ledger assets, December Slst of previous year $613,908 84 

INCOME DURING YEAR. 

Gross amount of membership fees paid by applicants 19,286 26 

Per capita tax, etc 133,098 44 

Assessments: mortuary, 11,406,012.89; sick and accident, 

r7,856.92 1,413,869 81 

Total 11,556,253 50 

Deduct payments returned to applicants or members 236 60 

Total paid by members $1,556,016 90 

Interest on bonds, $1,869.19; rent, $3,296 5,165 19 

Interest from all other sources 9,314 56 

Cash received fiom all other sources, lodge supplies, $4,896.94; 

official publication, $724.31 5,621 25 

Transferred from office fund, $2,500; borrowed, $35,000 37,500 00 

Income during year 1,613,617 90 

Total $2,127,526 74 

DISBURSEMENTS DURING YEAR. 

Death claims paid $1,210,<M4 89 

Permanent disability claims, $61,050; sick nnd accident claims, 
. $2,242; old age benefits. $83,126.96 146,418 96 

Total paid to members $l,a56.463 84 

Salaries and commissions paid to deputies or organizers 19,266 95 

Traveling and other expenses of officers, $3,173.85; Insurance 

Department fees, f636.75 3,810 60 

Postage, telegraph, express, $5,S.%.56; lodge supplies, $4,942.66; 

office supplies, $1.503.64 12,301 76 

Salaries of officers, $18,499.97; official publication, $12,842.40; 

furniture and fixtures, $511.48 31,853 85 

Salaries of office employes 23,325 69 

Legal expense In litigating claims, $817.41; other legal ex- 
penses. $574.06 1,391 47 

Rent, $2,140; taxes, $92L'.38: advertising and printing, $3,710.45. 6,773 03 

S«larlv»s and commlF.sloi.s «.f deputies and organizers W?.98S 62 

All other Items 30,537 40 

IHsbur»<irn(Mit< dtirini; yrnr 1,542,713 21 

Kalanco $:>84.813 r)3 



380 

LKDGER ASSETS. 

Coet value of real estate lu cash, exclusive of IncnmbranceB.. 184,661 08 

Cost value of bonds owned absolutely 41,065 10 

Deposited In court as securities 5,000 00 

Cash deposits In banks on Interest 464,198 40 



Total net ledger assets 1684,813 63 



NON-LEDGER ASSETS. 

Interest accrued $560 00 

Rents accrued 108 00 

Assessments actually collected by subordinate lodges not 

yet turned over to supreme lodge 4,388 32 

Market value of bonds over cost 504 90 



Total non-ledger assets 5,651 22 



Gross assets 1590,364 <o 



lilABILITIES. 

Losses reported, $95,411.20; losses resisted, $8.000 $103,411 20 

Salaries, rents and office expenses due and accrued 7,239 35 

Borrowed money 20,000 00 



Total actual liabilities $130,650 55 



EXHIBIT OK CERTIFICATES OU POLICIES. 

Total Business. Bustneas in Indiuut. 

No. Amount. No. Amount 

Policies or certificates In force December 31 

(beginning of year) 107,737 $132,999,000 00 670 $726,000 00 

Policies or certificates written during the 

year 8,143 8,093,750 00 128 154,000 00 



Total 115,880 $141,092,750 00 798 $880,000 00 

Deduct number and amount which have 

ceased to be In force during the year 8,997 9,576,600 00 62 46,000 00 



Total policies or certificates In force 

December 31 (end cf year) 106,883 $131,516,260 00 736 $834,000 00 

Losses and claims on policies or certificates 

Tinpald, December 31 (Ixjglnning of year).. 93 $120,S82 75 

Losses and claims on policies or certificates 

incurred during year 945 1,209,154 41 12 $15,000 00 



Total 1,038 $1,330,017 16 12 $15,000 00 

Losses and claims on policies or certlficales 

paid during year 946 1,211,866 44 

Policies or certificates terminated by death.. 943 1,244.500 00 

Policies or certificates terminated by lapse... 8,064 8,298,000 00 



11 


13,000 00 


12 


15.000 00 


50 


31,000 00 



381 



LADIES OF THE MACCABEES OF THE WORLD. 

President, Mrs. Lillian M. Hollister. Secretary, Miss Blna M. West. 

Incorporated April 6, 1897. Commenced Business October 1, 1892. 

Home office, Maecabee Temple, Port Huron, Mich. 

BALANCE SHEET. 
Amount of net ledger assets, December ?lst of prevlcus year $3,514,968 15 

INCOME DURING YEAR. 

Gross amount of membership fec^ $10,454 00 

Annual dues, per capita tax, etc 168,269 99 

AssoMments, mortuary, $802,167.06; expense, $53,527.28; Re- 
serve, $519,625.40 1,375,319 74. 

M(Hlical examiners' fees paid by applicant 3,290 06 

Total paid by members (less $2,525.66 returned to 

members) : $1,554.798 12 

Interest, $151,362.46; rent, $2,729.50 164,08196 

Cash received from all other sources 13,691 H2 

Income during year 1,722,671 90 

Total $6,237,540 05 

DISBURSEMENTS DURING YEAR. 

Losses and claims paid $796,048 52 

Total paid to members $795,048 52 

Commissions and fees paid, transferred to Great Hives 32,095 77 

Salaries of managers and ageuts not paid by commission 89,393 93 

Salaries of officers 14,875 00 

Salaries and other compensation of office employes 35,687 58 

Bent, $3,600; taxes, $9^.90; advertising and printing, $14,399.56 18.999 46 

All other items 99,319 72 

Disbursements during year 1,085,419 97 

Balance $4,162,120 08 

LEffOER ASSETS. 

Coht value of real estate In cash, exclusive of inrunil)rnnces $60,000 00 

Cost value of bonds and stoclcs ownod absolutely 3,906,048 75 

Cash in office 12,024 29 

Cash deposits in banks 174,047 04 

Total net ledger assets •$4,152,120 08 



382 

NON-LEDGE U ASSETS. 

Interest doe, |1,S80.12; accrued, 138,753.57 $40,633 59 

Rent due, $95; accrued, 162.50 167 50 

Furniture, fixtures and safes, $11,454.61; supplies, printed mat- 
ter, stationery, 111,906.10 23,360 71 

Other items 124,000 00 



Total non-ledger assets $188,161 90 

Gross assets 14,340,271 96 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, 111,464.61; supplies, printed mat- 
ter, stationery, $11,906.10 123,360 71 

Total 23,36071 

Total admitted assets $4,816,911 27 



LIABILITIES. 

Present value of deferred deatli and disability claims pay- 
able In installments $27,589 27 

Losses reported. $69,(^8.34; losses resisted, $4,000 73,058 34 

Legal expen.Hes on claims, $1,490.56; payments to be returned, 

$30.11 1,520 66 

Salaries, rents and oflSce expenses due and accrued 27,854 67 



Total actual liabilities 130,022 94 



Balance $4,186,888 83 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Total BuaJMss. Buslneas In Indkiut. 

Xo. Amount. No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 125.934 $97,304,729 36 6,737 $3,878,866 32 

Policies or certificates written daring the 

year 11,803 8,072,500 00 332 190,50000 



Total 137,737 $105,377,229 36 6,069 $4,069,366 32 

Deduct number and amount which have 

ceased to be in force during the year 8,592 5,733,379 97 388 196,423 31 



Total policies or certificates in force 

December 31 (end of year) .....129,146 $99,643.849 99 6.681 $3,872,943 01 

Losses and claims on policies or certificates 

unpaid December 31 (beginning of year).. 97 $88,071 43 1 $500 00 

Losses and claLns on policies or certificates 

incurred during year 966 792,109 75 88 27,500 00 



Total 1,063 $880,18118 39 $28,000 00 

L<».s.si»K and clainiK (»n pnllj-lcs or certificates 

paid during your f/TT $779.123 73 37 $24.419 23 

Policies or cortltlcntcs termli:nted ]»y death.. 966 $792,109 75 38 $27,500 00 

Policies or ceKlflcntes terminated by lap»e.. 7.626 $4,941.270 22 350 $16S«.923 31 



\ 



383 



LADIES OF THE MODERN MACCABEES. 

President, Mrs. Frances E. Bums. Secretary, Miss Emma E. Bower. 

Incorporated December 10, 1891. Commenced Business May 21, 1890. 

Home Office, Modem Maccabee Temple, Port Huron, Mich. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous year $367,709 U 

INCOME DURING YEAR. 

Gross amount of membership fees $1,524 00 

Annual dues, per capita tax, etc 79,398 50 

Assessments: Mortuary 728,744 64 

Medical examiners* fees paid by applicant 1,525 00 

Total paid by members $811,192 14 

Interest, $10,361.42 (bonds), $6,454.31 (banks) 16,815 73 

Cash received from all other sources 7,293 15 

Income during year 835,301 02 

Total $1,203,010 13 

DISBURSEMENTS DURING YEAR. 

Losses and claims p.aid ^20,027 00 

Payments returned to members 974 69 

Total paid to members $521,001 69 

Commissions and fee» retained by or paid or allowed to 

agents on account of fees and dues 5,524 25 

Salaries of managers and agents not paid by commission, 

$19,802.47; expense, $2,966.72 22,769 19 

Salaries of officers 7,340 00 

Salaries and other compensation of office employes 16,224 00 

Medical examiners' fees, whether paid direct by members or 
otherwise, supreme medical examiner, $2,500; Sub. med- 
ical examiner. $3,626.50 6,126 50 

Rent, $4,446; taxes, $23.93 city tax; advertising and printing, 

1,798.60 3,268 53 

Ail other Items 56,068 88 

Disbursements during year 638,323 04 

Balance $564,687 09 

LEDGER ASSETS. 

Cost value of bonds and stocksowned absolutely $284,548 00 

Cash deposits In banks 280,139 09 

Total not ledger assets $564,687 09 



384 

NON-LEDOER ASSETS. 

Interest accrued $4,981 15 

Other Items, Including $4,151.62 collected by subordinate 

lodges, not yet sent In 7,254 62 



Total non-ledarer assets $12,235 77 



Gross assets $676,932 86 



LIABILITIES. 

Losses due and unpaid $1,116 66 

Losses In process of adjustment 54,060 00 

Losses resisted 4.500 00 

Salaries, rents and office expenses due and accrued 8,509 32 



Total actual liabilities 68,175 98 



Balance $508,746 88 

CONTINGENT MORTUARY ASSETS (OR RESOURCES). 
Mortuary assessments due and unpaid $4,154 62 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Budnen. BuslneaB in Indiana. 

Xa Amount. No. Amount. 

Policies or certificates In force I>ecember 31, 

1908 (beginning of year) 71,773 $59,586,575 00 442 $279,000 00 

Policies or certificates written during the 

year 4,792 3,070,700 00 97 48,760 00 

Policies or certificates Inoreaped during the 

year 3,500 00 



Total 76.565 $62,600,775 00 639 $327,750 00 

Deduct number and amount which have 

ceased to be in force during the year 5,451 4,112,375 00 107 60,250 00 



Total policies or certificates in force 

December 31 (end of year) 71,114 $58,548,400 00 432 $267,500 00 

Losses and claims on policies or certificates 

unpaid December 31 (beginning of year).. 62 $48,816 66 

Tosses and claims on policies or certificates 

incurred during year 517 436,600 00 



Total 5T9 $486,416 66 



• • ■ • 



Losses and claims on policies or certificates 

paid during year 607 $420,488 59 

Policies or certificates terminated by death.. 517 $436,600 00 

Policies or certificates terminated by lapse 

and change to social 4,934 $3,626,025 00 105 $57,000 00 

Benefit certificates terminated by decrease 

during year $49,750 00 .... $2,250 00 

Two $1,000 certificates withdrawn by card. 



385 



LOYAL AMERICANS OF THE REPUBLIC. 

President, E. J. Dunn. Seorotary, H. I>. Cowan. 

Incorporated November 7, 1S96. Comnienv.'Pd Rt:slne>j» November 7, 189€. 

Heine Office, SprlugtieM, Hi. 

BALANCE SHEET. 
Amount of uet ledger UHHots. December 31st of previous year $200,937 43 

INCOME DURING YEAR. 

Gross amount of registration fees $2,712 25 

Assessments, mortnar}-, 1220.712.04 ; expense, 1109,569.61 330,2S1 65 

Total paid by members 1332,993 90 

Interest, $9,811.68; supplies. $490.64 10,302 32 

Premium on securities sold 62 59 

Cash received from all other Honrces, hiiud premium 203 11 

Income during year 343,561 88 

Total .• $544,499 26 

DISBIUSEMENTS DCRINC; YEAR. 

losses and claims paid $179.9.1 62 

Advanced payments returned to applicants 426 01 

Total paid to members $180,407 83 

Commissions and fees retained b> or paid or allowed to 

agents on account of fees and dues 32,936 36 

Salary of supreme medical examiner 2,225 GO 

Salaries of managers and agents not paid by commission 16,535 50 

Salaries of officers, $14,887.96; supreme executive council, $3,- 

240; supreme auditor, $658.30 18,786 26 

Salaries and other compensation of office employes 10,693 86 

Medical examiners' fees, whether paid direct by members or 

otherwise 2,922 75 

Rent, $1,706.75; taxes, $8.80; advertising, supplies and print- 
ing, $4,375.40 6.090 95 

Traveling expenses, $7,561.35; insurance Depart ment.s, $137.40. 7,988 75 

All other items 7,884 93 

Disbursements during year 286,472 19 

Balance $25S,027 07 

LEIK;ER ASSETS. 

Loans on mortgages (first liens) on real estate $91,016 40 

Cost value of bonds and slocks owned absolutely 112,900 00 

Certificate of deposit 10.000 00 

Cash deposits in banks 44,080 67 

Total net ledger assets $25^.0^ VT 

[25— 23948J 



386 



NOX-LKIMJKK ASSETS. 

Interest due, $2,769.55: juM-niinl. $3,934.16 $6,703 71 

Orj^anlzers' balances 4,942 89 

Market value of lk)nd!< ami Htocks over book value 6,656 SO 

Furniture, flxturen, safen and HUpplies. printed matter, 

stationery 3,500 00 

Other Items, assessmerts (•olIe(*ted by subordinate lodges 29,876 62 



Total non-ledger «ss<»ts $51,679 52 



Gross assets $309,706 59 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures, safes and supplies, printed matter, 

stationery $3,500 00 

Personal or agents' ledger balances, not secured 4,942 89 

Depreciation from cost value of ledger assets to bring same 

to market value 340 00 



Total 8. 7if2 S9 



Total admitted asset-* $3O0,92S 70 



LIABILITIES. 

Losses In process of adjustment $26,123 96 

Losses resisted 718 70 

Salaries, rents and office exp<»use8 due and aecinied 6,128 40 



Total jutual llabllillos 32,971 05 



Balance $267,952 « 

EXHIBIT OF CEUTIFK'ATES OU POLICIES. 

Total Business. Business in Indiana. 

No. Amount. No. Amount. 

Pollcl€»s or certlticatca in force December 31 

(beginning of year) 26,3S3 $32,095.607 70 1,836 $1,758,00100 

Policies or certificates written daring the 

year 5,218 5,341,250 00 305 203.250 00 



Total 31,601 $37,436,857 70 2,141 $1,961,25100 

De<luct number and amount Avhich have 

cea^ed to be in force during the year 2,3&8 3,295.500 00 260 182,750 0«.» 



Total policies or certificates in force 

December 31 (end of year) 29.203 $34.141.:«7 70 1,881 $1,778,50100 

Ivosses and claims on policies or c«»rtlflcatcs 

unpaid, December 31 (begii.ning of year).. 
lyOSKcs and claims on policies or certificates 

im'urred during year 

T(»tal 

Lo.»<ses and claims on policies <»r crtlflcates 

paid during year 

I*olicies or certitlcates terini*».atcd by death.. 

Policies or certllicates termlnntcd by lapse... 2,1S2 3.0^1.595 (K) 234 16i'.S02 00 



25 


$20,692 00 


2 


$98174 


278 


266.750 00 


30 


22.123 00 


303 


$iS7.442 (X) 


32 


$23,104 74 


270 


17.4.9S1 S2 


29 


13.155 23 


216 


263,}^ori (H) 


26 


21,948 00 



387 



MODERN AMERICAN FRATERNAL ORDER. 

rres^ffient, Wlllinm B. Wright. Secretary, George M. LeCrone. 

Incorporated February 23, 1897. Commenced business February 25, 1S67. 

Home office, Efflngham, Illinois. 

BALANCE SHEET. 
Amouut of net ledger assets, December Slat of previous year $90,788 40 

INCOME DURING YEAR. 

Gross amount of membership fees $226 25 

Annual dues, per capita tax, etc IS 50 

Assessments, mortuary, $78,545.69; expense, $33,1G9.13; 

emergency, $11,208.98 122,S58 80 

Total paid by meml>er8 $123,103 55 

Interest 5,431 57 . 

Cash received from all other sources 642 15 

Income during year 129,177 27 

I'otal $219,9:5 67 

DISBURSEMENTS DURING YEAR. 

Losses and claims paid $77,693 58 

Advanced payments returned to rejected applicants 35 87 

Total paid to members $77,735 45 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 11,197 66 

Salaries of managers and agents not paid by commission 3,910 00 

Salaries of officers, $5,160; other compensation of officers, $380 5,540 00 

Salaries and other compensation of office employes 6,144 60 

Medical examiners' fees, whether paid direct by members or 

otherwise 624 25 

Rent. $600; taxes, $1,144.22; advertising and printing, $ri67.50... 2.311 72 

All other items 4.261 89 

Disbursements during year 111,725 57 

Balance $108,240 10 

LEDGER ASSETS. 

• 

Loans on mortgages (first iiei s) on real estate $32.353 22 

Cost value of Itonds and sc<K'ks ownt'd absolutely 3. CO.) 00 

( ash deposits In banks 12,886 88 

Total net ledger assets $10S,210 10 

NON-LEDGER ASSETS. 

Interest due. $670.80; accrued. $2.335.57 $3,006 37 

Other items, assessments collected, not yet turned over 10.634 87 

Total non-ledger assets 3,006 37 

Gross assets $121,881 34 



388 • 

LIABILITIES. 

Losses due and unpaid :... 1200 00 

Losses In process cf adjustment 4,280 00 

Losses resisted 4,600 00 

Total actual liabilities |».O80 00 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Businefls. Bwineas in Indiana. 

No. Aaount No. Amount 

Policies or oertiflcates in force I>eceniber 31 

(beginning of year) 9,854 19.128,094 00 1,921 $1,491,357 Ou 

Policies or certiflcntes written during the 

year 2,266 1,866,000 00 536 388,000 00 

Total 12,120 $10,993,094 00 2,457 $1,879,357 00 

Deduct number and :imou!»t which have 

ceased to \ye in force during the year 1,811 1,505,015 00 464 330,600 00 

Total policies or .?ertlflcatefi in force 

December 31 (end of year).. 10,309 $9,488,079 00 1,993 $1,548,757 00 

Losses and claims on policies or cortlflcates 

unpaid, December 31 (bej, Inning of year).. 15 $15,050 00 2 $2,600 00 

Losses and claims on policies or certificates 

Incurred during year 72 71,616 00 14 9,000 00 

Total 87 $86,6660) 16 11,600 00 

Losses and claims on policies or certificates 

paid during year 79 74,139 58 15 10,066 12 

Pclicies or certificates terralnatfd bv clci^th,. 72 71.616 00 14 9,000 00 

Policies or certificates tennlr.iitid ly Inpso... 1.71) 1.433,399 00 450 321,600 00 



389 



MODERN WOODMEN OF AMERICA. 

President, A. R. Talbot. Secretary, C. W. llawes. 

Incorporated May 5, 1884. Commenced business January 2, 1883. 
Home office, Rock Island, Illinois. 

BALANCE SHEET. 
Amoitnt of net ledger nsi>ets, December 3l8t of previous year $4,25^.977 00 

INCOME DURING YEAR. 

Annual dues, per capita tn-x, etc 11,245,06153 

Assessments, mortuary 11,360,393 65 

Interest $117,535.34; rent, $13,360 130,895 34 

Cash received from all other sotirces 140,57128 

Income during year 12,876,921 82 

Total |17,133.W8 82 

DISBURSEMENTS DURING YEAR. 

Losses and claims paid, 5,823 $9,874,739 45 

Premiums matured and charged cfT bonds 6,417 31 

Total paid to members $9,881,156 76 

Salaries of managers and agents not paid by commission 400,986 0^ 

Salaries of officers, $37,499.JK): other (H>m pen sat ion of officers, 

$37,875 75,374 90 

Salaries and other compensation of office employes 235,602 06 

Rent, $14,800; taxes, $4,E:T2.1'S; advertising ancl printing, 

$18,384.84 : 38,067 77 

All other items 545.205 86 

Disbursements during year 11,176,383 42 

Balance $5,957,515 40 

LEDGER ASSETS. 

Cost value of real estate In cnsh, exclusive of Incumbrances. $371,551 00 

Cost value of bonds and stocks owned Jibsolutoly 2,556,729 32 

CiX^h deposits in banks 3,029,235 08 

Total net ledger assets $6,957,515 40 

NON-LEDGER ASSETS. 

Interest accrued $51,879 66 

Library, $6,203.40: printing plant inventory, $69,900.52; furni- 
ture, fixtures and safes. $PC,936.S9; supplies, printed mat- 
ter, stationery, $35.792.13 I08,9i2 94 

Other Items, assessments actually collected by sulx)rdlnate 

lodges, not yet turned over to supreme lodge 1,180.000 00 

Total non-ledger assets 1,440,792 60 

Gross assets $7.3'.)S.308 00 



390 



DKDUC^r ASSKTS NOT ADMITTKI). 

Llbrar>', $6,263.40; printing pisint inventory. $69,90i'.52: furni- 
ture, fixtures and KnfoH, |£6.956.89; supplies, printed mat- 
ter, stationery. $35.792.13 $208,912 94 

luiolvent bank, E. H. MeCutclion & To 100,000 00 



Total $308,912 94 



Total admitted assets $7,089,395 06 

LIABILITIES. 

lyosses due and unpaid, 96 $166,884 25 

Ix>8Hes in process of adjustment. 362 632,250 00 

losses resisted. 134 222.000 00 

Salaries, rents and office expenses due and accrued 53,622 15 



Total actual liabilities 1,074,756 40 



Balance $5,993,081 10 

COXTINGEXT MORTrARY ASSETS (OR RESOUUCES). 
Mortuarj' assessment, called and not yet due $1,180.000 00 



Total due from members $1,180,000 00 



EXHIBIT OF CEKTIFICATKS OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount. No. Amount, 

rollcies or certlflcntes In force December 

31, (beginninfr of year) 960.299 $1,545,313,000 00 40.278 $57,923,500 00 

Policies or certificates written during the 

year 143.253 196,226.000 00 5,844 7.279.500 00 



Total 1.103.552 $1,741,639,000 00 46,122 $65,203.000 00 

Deduct number and n mount which have 

tensed to be in force during; the year.. 57.683 75.062.000 00 2.609 3,091.500 00 



Total policies or certificates in force 

December 31 (end of year) 1,045.869 $1,666,487,000 00 43.513 $62,111,500 00 

Ixtsses and claims on policies or certificates 

unpaid. December 31 (beginnins of year) GS4 $1,151,964 40 23 $34,500 00 

Losses and claims on ix;llcics or certificates 

incurred during year .5.767 9,876,.500 00 252 385.500 00 

Previously dropped— reinstated 4 4.000 00 



Total 6.4a) $11,035.464 40 275 $420.000 00 

Ixisses and claims on policies or certlrtc:ites 

paid during year 5,823 9.874.739 45 2,=>3 383.623 30 

Policies or certificates terminated by death 5,767 9,879,500 00 2.52 385,500 CO 

Policies or certificates terminated by lapse. 51.916 65.172.500 00 2,357 2.706.000 00 



391 



SUPREME LODGE ORDER OF MUTUAL PRO- 
TECTION. 

President, E. W. Brliikmuii. Secretary, G. Del Vecchio. 

Incorporated November 16, 1834. ('opamenced business November, 1878. 

Home ofl1(e, 159 Ln Snlle street, Chicago, lUhicl.s. 

BALANCE SHEET. 
Amonnt of net ledger ussets, December aist of previous jear $201,62167 

INCOME DURING YEAR. 

Annual dues, per capita tcx, etc $7,470 94 

Assessments, mortuary, $92,279.69: expense, $12,625.49 104,905 18 

Total paid by members $112,376 12 

Interest 10,593 05 

Cash received from all other sources 2,088 11 

Income dining year 125,057 28 

DISBURSEMENTS DURING YEAR. 
Ijosses and claims paid $85,032 56 

Total paid to membern $85,032 56 

Commissions and fees retained by or paid or allowed to 

agents on account of fets and dues 1.824 10 

Salaries of officers, $3,800: other compensation of officers, 

$80.20 3.880 20 

Salaries and other compeitsation of office employes 1,664 50 

Medical examiners* fees, whether paid dlrcv-t by meml>ers or 

otherwise 1.52120 

Rent, $1,680; taxes, $15.70; advertising and printing, $646.95.... 2,342 65 

All other items 3,736 90 

Disbursements during year 100,002 11 

Balance $226,676 84 



« 



LEDGER ASSETS. 

Cost value of real estate in cash, exclusive of incumbrances $160 00 

Ix>au8 on mortgages (first liens) on real estate 207,400 00 

Cash deposits in banks 19,126 84 

Total net ledger assets 226,676 84 

NON-LEDGER ASSETS. 

Interest accrued $2,514 94 

Other items, assessments crollected by subordinate lodges, 

not yet turned over 8,496 28 

Total non-ledger assets 10,011 22 

Gross assets $237,688 06 



392 



LIABILITIES. 

Losses diie and unpaid $1,671 31 

Losses reported 4,963 28 

Present value of disability claims 2,576 00, 

All other, due one benoHcinr/ in clnlm. balance of which 

is paid 35 33 

^otal actiini Hnbilities $9,245 92 

Balance $228,442 14 

CONTINGENT MORTUARY ASSETS (OR RESOURCES). 
Mortuary assessments, called and not yet due $8,496 28 

Total due from members 8.496 28 

Net amount due from men* Imm'k $8.4"»o 2S 

EXinniT OK CEUTIFICATES OR POLICIES. 

Total Biuinefls. 
No. Amount. 

Policies or cortlttcatcs in force December 31 (lieglnning of year) 5,956 $4,732,750 00 

Policies or cortittcates written during the year 528 262,250 00 

Total 6.484 |4,995,00(M)0 

Deduct number and amount which have ceased to be In force 

during the year 688 503,750 0<l 

. Total policies c r certificates in force December 31 (end 

of year) 5,79'> $4,491,:^:j() UC 

Lo.ssea and claims on policies or certificates unpaid, December 

31 (beginning of year) 3 2,418 70 

Ijosses and claims on policies or certificates Incurred during 

year 92 99,000 00 

Total 9-5 $101,418 70 

Ix>sseH and claims on policies or certiflcntes paid during year 85 92,8£3 37 

I'olicies or certificates terminated by death 92 99,000 0«3 

Policies or certificates terminated l>y laps<» 596 404.750 lO 



393 



NATIONAL UNION. 

President, H. E. Evans. Secretary, Edwin A. Myers. 

Incjrronitcd May 14, ISSl. Commenced business, June, 1881. 

Home office, Nallomil Union BldK-i 447 Mlchlfran street, Toledo, Ohio. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous 3'ear 11,481,784 72 

INCOME DURING YEAR. 

Gross amount of membership fees 118,143 95 

Annual dues, per capita tax, etc 2,799 14 

Assessments, mortuary 2,499,838 34 

Total paid by members R520,781 43 

Interest 65,539 88 

Cash receiTed from all other sources, sale of supplies 1,084 44 

Income during year 2,587,405 75 

Total : >4.069,19O47 

DISBURSEMENTS DURING YEAR. 

Losses and claims paid $1,920,895 00 

Advanced payments returned to rejected applicants 217 14 

Total paid to members $1,921,112 14 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues. . .^ 35,689 12 

Salaries of managers and agents not paid by commission 49,500 26 

Salaries of officers, $16,399.32; other compensation of officers, 

$2,180 18,579 32 

Salaries and other compensation of office employes 14,906 50 

Medical examiners* fees, whether paid direct by members or 

otherwise 26,620 00 

Taxes, $813.68; advertising and printing, $9,'>42.47 10,766 06 

All other Items 85,762 36 

Disbursements during year $2,162,325 75 

Balance $1,906,864 72 

LEDGER ASSETS. 

Cost value of real estate in cash, exclusive of incumbrances. $49,453 65 

Cost value of bonds and stocks owned absolutely 1,606,548 00 

Cash deposits In banks 251,863 07 

Total net ledger assets $1,906,864 72 

NON-LEDGER ASSETS. 

Interest accrued $874 19 

Market value of bonds and stocks over cost ^,922 01 

Assessments actually collected by subordinate councils not 

yet turned over to supreme body 208,481 00 

T«tal non-ledger aoets $2,178,14192 



394 

LIABILITIES. 

Death lossi^a resisted No. 10 $11.000 00 

Losses reported but not yet adjusted No. 75 192,000 00 

Salaries, rents and office expenses due and accrued 7.998 99 



Total actual liabilities $210,998 99 



EXHIHIT OP <?EICTIFICATES OR POLICIES. 

Total BuaineBB. Businea In Indiaiia. 

Na Amount. No. Amount. 

Policies or certificates In force l)ec«!raber 31 

(beginning of year) dO, 766 $124,924,000 00 1,690 $3,567,000 00 

Policies or certificates written during the 

year 9,553 11,918.000 00 107 140,000 00 



Total 70,319 $136,842,000 00 1,797 $3,707,000 U> 

Deduct number nnd nmount which hnvc 

ceased to be In force during the year 6,669 10.618,000 00 96 202,000 00 



Total policies or certificates In force 

December 31 (er d of year) 63,650 $li»,224,000 00 1,701 $3,505,000 00 

Losses and claims on policies or cortlflcates 

unpaid, December 31 (legli-nlng of year).. 76 172,000 00 3 8,000 Ou 

Losses and claims on policies or certificates 

incurred during ytnr 796 1,957,000 00 27 70,000 00 



Total S72 $2,129,000 00 

Losses and claims on policies or certificates 

paid during year 787 1,920,895 00 

Policies or certificates terminated by death... 796 1,957,000 00 

Policies or certificates terminated by lapse... 5,873 8,661,000 00 



30 


$78,000 00 


30 


78,000 00 


27 


70,000 00 


69 


132,000 00 



395 



NATIONAL BENEVOLENT SOCIETY. 

President. George R. Collins. Secretary, Frank E. I-K)tt. 

Incorporated Novcml»er 14, 1894. Commenced business November 16, 1894. 

Home office, Kansas City, Mo. 

BALANCE SHEET. 
Amount of net ledjjer assets, December 31st of previous year $36,6in. 01 

INCOME DURING YEAR. 

Gross amount of membership fees 13,442 36 

Assessments, sick and accident, $39,831.31; reserve, $316 40,147 31 

Assessments, mortuary, 15,100; expense, $16,082.44 20,182 44 

Medical examiners' fees paid by applicant 314 50 

Total paid by members $64,086 60 

Interest. $186.10; rent, 5134.20 320 30 

Cash received from all other sources, sale of lodge supplies.. 1,001 46 

Income during year 66,406 36 

Deduct payments returned 367 74 

Total $65,050 62 

DISBUUSEMENTS DURING YEAR. 
Losses and claims paid ^ — $41,476 03 

Total paid to members $41,476 03 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and daes 247 26 

Salaries of managers and agents not paid by commission 6,207 55 

Salaries of officers 2,120 09 

Sa)aries and other compensation of office employes 5,381 92 

Medical examiners' fees, whether paid direct by members or 

otherwise 53 40 

Rent, $1,214; advertising and printing, $772.97 1,986 97 

All other items 6,158 81 

Disbursements during year 63,032 03 

Balance $37,939 60 

LEDGER ASSETS. 

Cost value of real estate In cash, exclusive of Incumbrances. $1,750 00 

Furniture, safes, etc., $3,130.95; electrotypes, $570.08 3,70103 

Agents' ledger balances, $58.27; Wlis receivable, $20,310.95 20.379 22 

Cash In office 17 48 

('ash depoi^its in banks 12,091 87 

Total net ledger assets 37,939 60 

DEr>rCT ASSETS NOT ADMITTED. 
Furniture, fixtures and safes, $3,130.95; electrotypes, $670.08.. $3,70103 

Total admitted assets 34,288 57 



396 

LIABILITIES. 

Losses in process of adjiistmcut..'. $5S0 00 

Estimated losses reported 2,070 00 

'lotal actual liabilities $2,6k0 00 



EXHIBIT OP CERTIFICATES OR POLICIES. 

Total Buflinen. BuBineaB to Indiana. 

No. Amount No. Amount. 
Policies or certificates in force December 31 

(beginning of year) 7,734 ^04,275 00 318 $11,925 00 

Policies or certificates written duiinc: xhe 

year 11.104 381,125 00 100 12,525 00 

Total 18,838 1885,400 00 41S 124,460 00 

Deduct number and amount whli-h have 

ceased to be in force during the year 11,123 357,075 00 159 4,975 00 

Total policies or certificates In force 

December 31 (end . of year) 7,715 $528,325 00 • 259 $19,475 00 

Ijosaes and claims on policies or certificates 

incurred during year 3.427 44,096 03 106 1,626 23 

Total 3.427 $44,096 03 106 $1,626 23 

Losses and claims on policies or certificates 

paid during year 3,110 41,476 08 106 1,50123 

Policies or certificates terminated by death.. 82 5.626 00 6 323 00 

Policies or certificates terminated by lapse... 11,041 351,450 00 153 4,650 00 



397 



NORTH AMERICAN UNION. 

Pr«»sideiU,. Uobert S. IIok. Secretary, G. Langheury 

Incorporated June S, 1895. Comuieiiced busiuess June 8, 1895. 

Home office, Chicago, Illinois. 



BALANCK SHKBT. 
Auiount of net ledger assets, December 31st of previous year $632,984 41 



INCOME DURING YEAR. 

Gross amount of membership tea-f* 14,620 30 

Annual dues, per capita tax, etc 63,88100 

Assessmienta: Mortuary 172,233 03 

Medical examiners' fees paid l)y applicanr 219 00 

Total paid by members (240,953 53 

Interest 24,988 44 

Cash received from all other sources 7,283 90 

Income during year 273,225 87 

Total : : 1906,210 28 



DISBURSEMENTS DURING YEAR. 
Losses and claims paid $156,238 73 

Total paid to members $156,238 73 

Commissions and fees retained by or paid or allowed to 

agents on account of commission 6,289 36 

Commissions paid or allowed deputies or organizers 7,178 76 

Salaries of managers and agents not paid by commission 6,405 27 

Salaries of officers, $10,391.61; other compensation of officers, 

$260 10,651 61 

Salaries and other compensation of office employes 8,895 35 

Medical examiners' fees, whether paid direct by members or 

otherwise 2,570 72 

Rent, $4,280; postage, express, telephone, $4,464.81; advertis- 
ing and printing, $2,938.24 11,683 06 

Traveling expense 2,381 06 

All other Items: Insurance Department, $248.50; legal ex- 
penses, $1,642.09; supplies, $2,826.80; furniture and fixtures, 

$377.07; Supreme ?, $406.50; repaid on borrowed 

money, $4,189.46; reduction and leglstratlon book value 
bonds, $1,685.84; miscellaneous, $1,742.88; organization ex- 
pense, $3,518.67; entertainment expense, $2,513; prize ac- 
count, $2,375.25 21,556 06 

■ 

Disbursements during year 233,849 96 

B ala nee $672,360 32 



398 

LEDGER ASSETS. 

Loans on mortgagen (first li»'iis) on real estate $82,300 00 

Cost value of bonds anil stocks owned absolutely 467,826 66 

Cash in office 384 16 

Cash deposits In banks 121,849 52 

Total not ledger assetH $672,360 32 



XON-LEDGEU ASSETS. 

Interest accrued on niuit^ragiK. $S^S.85; on bonds, $7,756.95... $8,625 80 

Assessments actually collected by subordinate councils, not 

yet turned over to Supremo 16,467 30 

Furniture, fixtures and safes, $6,333.15; supplies, printed mat- 
ter, stationery, fstimated. $500 6,833 15 

Other items: Agents* debit balances, $2,869.20; due by coun- 
cils for charter fe(»s, supplies, etc., $10.14153 13,010 73 

Total non-ledger assets 4-1,926 98 

Gross assets $717,287 30 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, $6,333.15; supplies, printed mat- 
ter, stationery. $500 $6,833 15 

Personal or agents' ledger balances, not secured 2,869 20 

Councils debtor balances f(»r charter fees, supplier, etc 10,14153 



»i' 



Total 19.843 88 

Total admitted assets $697,443 42 



LIABILITIES. 

Losses In process of adjustment $17.600 00 

Losses resisted 7,000 00 

Salaries, rents and office expenses due and accrued 1,802 74 

Borrowed money 39,800 00 

Advance assessments 94 60 

Councils credit balances, $398,93; sundry credit accounts, sup- 
plies, printing, etc., $418.01 816 91 

Total a<'tual liabilities 67,114 28 

Palance $630,329 14 



399 

EXHIBIT OF CKRTIFICATKS OK POLICIKS. 

Total Businen. Buauieas in Indiana. 

No. Amount No. Amount. 

Policies or certificates In force ])cccml)cr 31 

(beginning of year) 14.582 $18,706,000 00 396 $386,500 00 

Policies or certirtcates written clarinic the 

year 2,084 1,822,500 00 57 53,0<10 00 

Policies or certificates Increased dnring the 

rear 5,600 00 



Total 16,666 $20,534,000 00 453 $439,500 00 

Dednct number and amount whl<!h have 

ceased to be In force during the year 1.648 ],.t52,600 00 23 21,500 00 



Total policies or certificates in force 

December 31 (end of year) 15,018 $18,981,500 00 430 $418,000 00 

Losf«e8 and claims on policies or certilU-ntes 

unpaid Deceml3er 31 (beginning of year) . . 2\ $32,000 00 

Losses and claims on policies or certificates 

incurred during year 112 157,123 61 1 $500 0«> 



Total 133 $189,123 61 1 $500 00 

Losses and claims on policies or certificates 

paid during year 114 $155,738 7^ 1 $500 00 

Saved by compromise or scaling do>yn $2,284 88 

Rejected during the year 6 $6.500 00 



400 



THE POLISH NATIONAL ALLIANCE OF THE 

U. S. OF N. A. 

rresident. M. B. Steczynskl. Secretary, S. J. Caeckowlcz. 

Home OfHce, 14<K?-1408 W. Division St, Chicago, III. 
Incorporated, 1896. Commenced Rnsiness, 1880. 

BALANCE SHEET. 
Amount of net ledger assets, December Slst of previous year 9644,631 34 

INCOME DURING YEAR. 

Gross amount of membership fees $11,16125 

Assessments: Mortuary, $473,872.58; expense, $84,014.10 567,886 68 

All other payments by members 4,578 30 

Total paid by members $573,616 23 

Interest 29.925 23 

Cash received from all other sources 8,143 56 

Income during year 606,585 02 



Total $1,261,216 36 



DISBURSEMENTS DURING YEAR. 

Losses and claims paid $354,685 71 

Total . paid to members $354,585 71 

Salaries of managers and agents not paid by commission 143 30 

Salaries of officers, $3,929.17; other compensation of officers, 

$642.98 4,572 16 

Salaries and other compensation of office employes 6,624 33 

Medical examiners* fees, whether paid direct by members or 

otherwise * . 1,124 86 

Taxes, $3,442.36; advertising and printing, $2,326.94 6,768 29 

All other items 83,884 68 

Disbursements during year 466,102 71 

Balance $796,113 65 



LEDGER ASSETS. 

Cost value of real estate in cash, exclusive of incumbrances $28,500 00 

Loans on mortgages (first liens) on real estate 669.000 00 

Cost value of bonds and stocks owned absolutely . . . .* 9,975 00 

Cash deposits in banks 97,638 65 

Total net ledgor assets $796,113 66- 



401 

NON-LEDGER ASSETS. 

Interest doe, 1860.67; accrued, $8,031.64 18,892 21 

Market value of real estate over cost and Incambrances — 6,500 00 

Furniture, fixtures and safes 6,304 49 

Other Items 22,895 28 



Total non-lodger assets ; $29,199 77 



Gross assets $839,706 63 



DEDUCT A8SKTS NOT ADMITTED. 

Furniture, fixtures and safes and other items $29,199 77 

Balance due from defunct Milwaukee Ave, State Bank 14,737 07 



Total 43,936 85 



Total admitted assets $796,768 78 



LIABILITIES. 

Losses due and unpaid $37,558 81 

losses adjusted, not due, $33,375; losses in process of adjust- 
ment, $18,900 52,275 00 

Losses resist efl 1,500 00 

All other ^ 42,387 73 



Total actual liabilities 133,72164 



Balance $662.047 24 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Buiineas. BusinesB in Indiana 

No. Amount. No. Amount. 

Policies or certificates in force December 31 

(beginning of year) :.... 51,378 $28,136,000 00 1,176 $623,200 00 

Policies or certlilcates written during the 

year 9,777 6,259,900 00 110- 59,500 00 



Total 61,165 $33,395,900 00 1,286 $682,700 00 

Deduct number and amount which have 

ceased to be In force during the year.... 3,776 1,916,000 00 68 36,400 00 



Total policies or certificates in force 

December 31 (end of year) 67,419 $31,479,900 00 1.218 $647.300 00 

Losses and claims on policies or certificates 

unpaid December 31 (beginning of year)... 197 $103,844 52 3 $1,400 00 

Losses and claims on policies or certificates 

Incurred during year 675 343,300 00 13 7,400 00 



Total 772 $447,144 52 16 $8,800 00 

Losses and claims on policies or certificates 

paid during year 583 $354,585 71 14 $7,900 00 

Policies or certificates terminated by death.. 576 $343,300 00 13 $7,400 00 

Policies or certificates terminated by lapse.. 8,161 $1,618,800 00 56 $27,600 00 

^2^-^239481 



402 



PLATTDEUTSCHE GROT GILDE (LOW GERMAN 

GRAND LODGE U. S A). 

President, Peter Leptlen. Secretary, Louis E. Brandt. 

Home Office, 747 Center St., S. E. oor. N. Halsted St., Chicago. III. 

Incorporated September, 1888. Commenced Business September, 1888. 

BALANCE SHEET. 
Amount of net ledger assets, December Slst of previous j'ear 198,376 97 

INCOME DURING YEAR. 

Gross amount of membership fees 1890 00 

Annual dues, per capita tax, etc 4,797 70 

Assessments: Mortuary, $50,5S6.77; sick, $15,894.30: reserve, 

$8,535.23 81,016 30 

Total paid by members $86,704 00 

Interest 6,030 47 

Lodge supplies 345 40 

Cash received from all other sources 778 47 

Income during year 93,858 34 

Total $192,235 31 

DISBURSEMENTS Dl'RING YEAR. 
Losses and claims paid: Mortuary, $52,525; sick, $18,110 $70,635 00 

Total paid to members $70,635 00 

CommlsBlons .nnd foes retained by or paid or allowed to 

agents on account of fees and dues 1,858 00 

Salaries of officers 2,105 00 

Rent, $398; advertising and printing, $879.98 1,277 98 

All other items 4,273 62 

Disbursements during year 80,149 60 

Balance $112,085 71 

LEDGER ASSETS. 

Loans on mortgages (first liens) on real estate $95.900 00 

Cash deposits in banks 16,185 71 

Total net ledger assets $112,085 71 

NON-LEDGER ASSETS. 

Furniture, fixtures and safes, $1,200; supplies, printed mat- 
ter, stationery, $800 $2.000 00 

Total non-ledger assets 2,000 00 

Gross assets $114,066 71 



403 

DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safeH, |l,20O; supplies, printed mat- 
ter, stationary, |*)0 12,000 00 



Total ' $2,000 00 



Total admitted assets $112,085 71 



LIABILITIES. 

Losses adjusted, uot due $3,600 00 

Salaries, rents and office expenses due and ncerued 495 85 



Total actual liabilities . 5,905 8b 



Balance $106,089 86 

CONTINGENT MORTUAUY ASSETS (OR RESOURCES). 
Mortuary assessments due and unpaid $717 55 



Total due from members $717 55 



Net amount due from members $717 55 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount. No. Amount 

Policies or certificated in force December 31 

(beginning of year) 7,904 $3,952,000 00 363 $181,500 00 

Policies or certificates written during the 

year 615 307,500 00 6 3,000 00 



Total 8.519 $4,259,500 00 369 $184,500 00 

Deduct niHnber and amount which have 

ceased to be lu force during the year 786 393,000 00 22 ll.OOC* 00 



Total policies or certificates In force 

December 31 (end of year) 7,733 $3,866,500 00 347 $173,500 00 

Losses and claims on policies or certificates 

unpaid December 31 (beginning of year) . . 10 $4,800 00 1 $500 00 

Losses and claims on policies or certificates 

incurred during year 107 53,500 00 6 5,000 00 

Total 

Losses and claims on policies or certificates 



paid during year 

Policies or certificates terminated l>y death. 
Policies or certificates terminated by lapse. 



117 


$58,300 00 


7 


$3,500 00 


105 


$52,625 00 


6 


$3,000 00 


107 


$53.500 00 


6 


$3,000 00 


679 


$339,500 00 


1 


$500 00 



404 



PROTECTED HOME CIRCLE. 

I'resideat, A. O. McLenii. * Secretary, Hon. W. S. Palmer. 

Home Office, 300-302 E. State St., Sharon, Pa. 
Incorporated AngUHt 7, 1S86. Commenced Business August 7, 18S6. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous year $1,117,21% 84 

INCOME DURING YEAR. 

Gross amount of membership fees 167,205 05 

Annual dues, per capita tax, etc 69,792 92 

Assessments: Mortuary, $468,881.42; reserve, $156,293.76 625,175 18 

Medical examiners' fees paid by applicant..... 6,243 00 

Total paid by memben* $768,416 15 

Interest, $45,263.53; rent, $2,741.67 47,995 20 

Cash receive<i from all other sources: Supplies, $3,177.39; 

publication, $9,896.22 13,073 61 

Income during year 829,484 9o 



Total $1,946,780 80 

DISBURSEMENTS DURING YEAR. 

Losses and claims paid $607,261 06 

Total paid to members $607,261 06 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 101,419 64 

Salaries of officers, $20,765.02; other compensation of officers, 

$2,227.48 23,042 50 

Salaries and other compensation of office employes 11,13149 

Taxes, $1,116.08; advertising and printing, $3,654.16 4,769 24 

All other items....; 25,887 77 

Disbursements during year $773,511 70 

Balance $1,173,269 10 

LEDGER ASSETS. 

Cost value of real estate in cash, exclusive of incumbrances $53,000 00 

Ix)ans on mortgages (first Hens) on real estate 281,016 63 

Loans secured by pledge of bonds, stocks or other market- 
able collateral 6,650 00 

Cost value of bonds and stocks owned absolutely 485,250 00 

Cash deposits in banks 347,322 47 

Total net ledger assets $1,173,269 10 



405 

LIABILITIES. 

Loflses adjusted, not due, 146,000; losses In process of adjust- 
ment, $49,000 $95,000 00 

Losses resisted 26,500 00 

Total artiial llalillltios $121,500 00 

Balance $1,051,769 10 

^ EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount. No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 66,940 $60,872,250 00 2,344 $1,683,500 00 

Policies or certlflcatps written during tbe 

year H,:J38 10,991,000 00 1.207 761,250 00 

Total 81,178 $71,863,250 00 3.551 $2,444,750 00 

Deduct nural)er aud amount which have 

ceased to ho iu force duriiic tlie year 9,3^9 7,240,250 -W 997 628,7.50 00 

Total policies or certificates In force 

December 31 (end of year) 71,789 $64,623,000 00 2,654 $1,816,000 00 

Losses and claims on policies or certificates 

unpaid December 31 (beginning of year).. 126 $116,000 00 3 $1,500 00 

Losses aud claims on policies or certificates 

incurred during year 602 609,000 00 13 8,000 00 

Total ., 728 $725,000 00 16 $9,500 00 

Losses and claims on policies or certificates 

paid during year 611 $686,76106 12 $7,000 00 

Policies or certificates terminated by death.. 602 $609,000 00 13 $8,000 00 

Policies or cert'lticntPK terminated by lapse... 8,787 $6,631.250 00 P84 $620,750 00 



406 



SUPREME COUNCIL OF THE ROYAL ARCANUM. 

Supreme Regent, Clovls H. Bowen. Supreme Secretary, Alfred T. Turner. 

Home Oflace, 407 Shawmut Ave., Boston, Mass. 
Incorporated November 5, 1877. Commenced Business June 23, 1877. 

BALANCE SHEET. 
Amount of net ledger assets, I)eceml)er Slst of previous year ^ $5,829,001! 74 

INCOME DURING YEAR. 

Annual dues, per capita ta.^, etc $193,599 00 

Assessments: Mortuary 8,202,265 43 

All other payments by members: Members nt large cards 

and dues 29 21 

Change of benefit certificates 2,987 00 

Total paid by members $8,398,880 64 

Deduct payments returned to applicants or niembers 10 50 

$8,398,870 N 

Interest, emergency fund, $196,963.65; general fund, $2,380; de- 
posit with Prov. Treas., Quebec, $150; general fund bank 
balances, $2,657.53; mortuary fund bank balances, $26,- 
231.32; emergency fund bank balances, $1,388.12; rent, $4,- 
509.39 234,174 01 

Sale of lodge supplies 1.912 11 

Official publication 418 60 

Cash received from all other sources: Fines from delinquent 
councils, dispensations, sale of old paper and iron, sale 
of old furniture, refund on account of telephone, postage, 
clerk hire, etc 751 16 

•Sale of U. S. government bonds prior to 1909 40,117 96 

Income during year 676,213 9X 

Total $14,505,246 7!! 

DISBURSEMENTS DURING YEAR. 
Losses and claims paid $7,625,873 00 

Total paid to members 1:7,625,873 00 

Salaries of managers and agents not paid by commission 24,726 47 

Salaries of officers, $27,000: other compensation of officers. 

$9,297.83 36.297 83 

Rent. $3,535.89; taxes, $973 50; advertising and printing. $10.- 

136.45 14,645 84 

All other Items .' 143,666 74 

Disbrsements during year 7,845.209 8.S 

Balance $6,660,036 84 

*Thl8 profit was erroneously credited to premium account. Now transferred to 
profit and loss account. 



407 

LEDGER ASSETS. 

Cost value of rea' estate In cnsh, exclusive of IncumliranceH $45,000 00 

Cost value of bonds owned absolutely 6,853,194 05 

Cnsh deposits in banks 761,842 79 

Total net ledger assets |6,6<)0,036 81 



NON-LEDGER ASSETS. 

Interest due 182,697 36 

Furniture, fixtures and safes, $4,561.54; supplies, printed mat- 
ter, stationery, $12,186.22 16,747 76 

Other items ; 771.916 87 

Total non-ledger assets 871,361 99 

Gross assets $7,531,398 83 



DEDUCT -ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, $4,561.54; supplies, printed mat- 
ter, stationery, $12,186.22 $16,747 76 

Personal or agents' ledger balances, not secured 209 73 

Other items 220,719 05 

Total 237,676 54 

Total admitted assets $7,203,722 29 



LIABILITIES. 

Losses due and unpaid: 61 death cl.'ilms. Class A $85,872 08 

losses reported, 266 Classes B and C, $609,208.47; losses re- 
sisted, 8, $14,000; losses resisted, 10 on account members 
not in good standing, $26,000 649,206 47 

$735,080 55 
Deduct claim In Quebec,, provided for by special deposit 1,000 00 

$734,060 56 

Salaries, rents and office expenses due and accrued 972 31 

A It other 134 70 

Total actual liabilities 735,187 56 

Balance $6,558,634 73 



408 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount. No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 240,251 $497,018,341 22 3,069 $6,836,223 60 ^ 

Policies or certiflcntes written during the 

year 17,731 26,002,500 00 69 117,000 00 

Totnl 257,982 $023,020,841 22 3,138 $6,963,223 60 

Deduct number and amount which have 

ceased to be in force during the year 15,064 29,714,31137 191 414,470 48 

Total policies or certificates In force 

December 31 (end of year) 242,928 $493,306,529 86 2,947 $6,538,753 12 

Losses and claims on policies or certificates 

unpaid December 31 (beginning of year).. 304 $694,359 01 6 $10,310 87 

Losses and claims on ' policies or certificates 

incurred during year 3,260 7,655.339 24 52 129,918 14 

Total 3,564 $8,349,698 25 67 $140,235 01 

Losses and claims on policies or certificates 

paid during year. Including 2 abandoned. 3,243 $7,640,617 70 51 $126,180 67 

Policies or certificates terminated by death.. 3,260 $7,655,339 24 62 $129,918 14 

Policies or certificates terminnted by lapse.. 11,794 $22,058,972 13 139 $284,552 84 



409 



EOYAT. LEAGUE. 

President, William E. Hyde. Secretary, Charles E. Piper. 

Home Office, 1601 Masonic Temple, Chicago, 111. 
Incorporated October 26, 1883. Commenced Business November 11, 1883. 



BALANCE SHEET. 
Amount of net ledger assets. December 31st of previous year $1,528,199 52 



INCOME DURING YEAR. 

Gross amount of membership fees $3,133 63 

Assessments: Mortuary, $731J84.S3: expense, $82,067.61 813,27191 

All other payments by members: Benefit certificate fees and 

registration fees 2,897 50 

Total paid by menibere $819,303 07 

Interest, $49,540.48; rent, $390 49,930 48 

Sale of lodge supplies 6,487 56 

Cash received from all other sources: Charter fees, reln- 
statment fees and legal expeusts. $4,478.28; borrowed 

.money, $3,000 7,478 28 

Income during year 883,199 39 

Total : $2,411,398 91 



DISBURSEMENTS DURING YEAR. 

Losses and claims paid $533,300 27 

Total paid to members $535,300 27 

Commissions and fees retained by or paid or allowed to 

organisers on account of fees and dues 13,358 40 

Salaries of organizers not paid by commission 18,122 50 

Salaries of officers, $13,600; other compensation of officers, 

$675 14,075 00 

Salaries and other compensation of office employes 12,519 61 

Medical examiners' salaries 3,800 00 

Rent, $3,838.33; advertising and printing, $2,982.32 6,820 65 

Per capita tax paid state bodies 9,028 77 

All other items: Traveling expenses, postage, telegraph, 
telephone, legal expenses, expense Supreme Council meet- 
ing, prizes to councils and members, furniture and fix- 
tures, lodge supplies for resale, actuarial expenses, bor- 
rowed money 24.989 78 

Disbursements during year 638,014 98 

Balance $1,773,383 93 



410 



LEDGER ASSETS. 

Book value of bonds and stocks owned absolutely 11,692,538 68 

Cash deposits in banks 80,845 25 

Total net ledgor assets $l,773,3i<3 93 



NON-LEDGEK ASSETS. 

Interest accrued $23,223 72 

Assessments collected, not yet turned over to Supreme 

Treasurer 59,941 38 

Furniture, fixtures and safes, supplies, printed matter, sta- 
tionery 4,232 56 

Other items: Membership fees accrued, |3; due from coun- 
cils for supplies, membership fees and expense assess- 
ments 3,359 37 

Total non-ledger assets 90,757 03 

Gross assets 11,864.140 96 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures nnd safes, supplies, printed matter, sta- 
tionery $4,232 56 

Due from councils for supplies, membership fees and ex- 

pen»e assessments. » 3,369 37 

Dopre^'iation from cost value of ledger ass(^ts to bring same 

to market v:ilup 30,731 78 

Tot a 1 38,323 71 

Total admitted assets $1,825,817 25 



LIABILITIES. 

Losses reported, $70,035.34; losses i-esisted, $25,171 .90 $95,207 24 

Salaries, rents and office expenses due and accrued 6,118 94 

Borrowed money 15,000 00 

Sixty-three total disability claims, present value 97,614 58 

Total actual itabllitiefl 213,940 76 

Balance $1,611,876 49 



CONTINGENT MOKTUAKY ASSETS (Oil RESOURCES). 

Mortuary assessments, not yet called for losses unadjuste<1 $59,941 38 

Total due from memliers $59,941 38 

Net amount due from members $59,94138 



*11 

EXHIBIT OF CKRTIFICATES OK POLICIKS. 

Total Business. Business in Indiana. 

No. Amount. Na Amount. - 

Policies or cert 1 flea teH In force December 31 

(beginning of year) in08 29,369 $56,006,000 00 981 11,165.500 00 

Policies or certlflcntea written" durlnj? the 

year 2.698 2,691,500 00 151 167,500 00 

Total 32,067 $67,697,500 00 1,132 $1,333,000 00 

Deduct number and amount which have 

ceased to be in force during the year 2.496 3.107.500 0) 138 ' i:)6.500 00 

# 

Total policies or certificates In force 

December 31 (end of year) 1909 29.571 $54,590,000 00 994 $1,196.500 00 

Ixisses and claims on policies or certificates 



I • • • 



unpaid December 31 (beginning of year).. 41 $92,516 07 
Losses and claims on policies or certificates 

incurred during yea r 244 524,640 63 14 $16,637 50 

Total 285 $617.156 70 14 $16,637 CO 

Losses and claims on policies or certlflcntea 

paid during year 246 $508.869 02 11 $11,500 00 

Policies or certificates terminated liy death.. 241 $628,000 00 14 $17,500 00 

Policies or certlflcates terminated bf lapse... 2,265 $2,525,000 00 124 $118,000 00 



412 



ROYAL iVEIGHBORS OF AMERICA. 

I'lvyident, Llna M. Collins. Secretary, Myrtle E. DAde. 

Home Office, Rock Island, 111. 
Incorpor&tfd March 21, 1896. Commenced Business March 21, 1895. 

BALANCE SHEET. 
Amount of net ledger assets, Decenther Slst of previous year 1349,896 42 

INCOME DURING YEAR. 

(*ross amount of membership fees $29,874 00 

Annual dues, per capita tax, etc 178,786 10 

Assessments, mortuary 995,08J 79 

Total paid by members $1,203,744 89 

Interest 8,266 79 

Cash received from all other sources 40,423 00 

Income during year 1,252,434 68 

Total $1,602,331 10 

DISBirRSEMENTS DURING YEAR. 

Losses and claims pa'd $917,258 05 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 46,284 84 

Salaries of managers and agents not paid by commission 1,425 00 

Salaries of officers, $6,583.31: other compensation of officers, 

$9,603 16,186 31 

Salaries and other compensation of office employes 38,615 23 

Rent, $2,942.50; advertising and printing, $7,463.48 10,405 98 

All other items 96,892 77 

Disbursements during year 1,127,068 18 

Balance $475,262 92 

LEDGER ASSETS. 

Lodge supplies $7,784 95 

Cost value of bonds and stocks owned absolutely 105,144 35 

Cash deposits In banks 362,333 62 

Total net ledger assets $475,262 92 

non-li:d(;i:r assets. 

Intrn-st due, $2,t60.:i7: accrued. $r.00.83 $3,561 20 

Assossnieiits collected, l>ut not turned over to Supreme 

LiKlge, estimated 100,000 00 

Fi'rniture. fixtures and safes 9,783 40 

MaUing department equipment 11,197 16 

Total non-ledger assets 124,541 76 

Gross assets $599,804 68 



• 



413 

DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, <9,783.40; supplies, $7,784.95. . . . $17,568 35 
Mailing department equipment 11,197 16 

Total $28,765 51 

Total admitted assets $571,039 17 

LIABILITIES. 

Losses due and nnpald $4,500 00 

Losses In process of adjustment 100,000 00 

Ijosses resisted 36,250 00 

Salaries, rents and office expenses due and accrued, esti- 
mated 15,000 00 

Total actual liabilities 155,750 00 

Balance $416,289 17 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Busineas. Busbeas in Indiana. 

No. Amount. No. Amount 

Policies or certificates iu force December 31 

(beginning of jear) 154,424 $166,086,500 00 4.872 $4,834,750 00 

Policies or certificates written during the 

year 30.225 31,236.000 00 1,097 1,013,500 00 

Total 184.649 $197,322,500 00 6,96» $6,84B,2S0 00 

Deduct number and nmount which have 

ceased to be in force during the year 4,743 5.213,500 00 192 204,000 CO 

Total policies or certificates In force 

December 31 (end of year) 179,906 $192,109,000 00 5,777 $5,614,250 00 

Ix)S8es and claim.s on pollcle>9 or certificates 

unpaid December 31 (beginning of year).. 148 $163,250 00 5 $6,500 00 

Ix)SseB and claims on policies or certificates 

incurred during year 883 918,250 00 36 96,000 00 

Total 1,031 $l,O81.5O0|CO 41 $42.500 00 

Losses and finlnis on iwllclos or certificates 

paid during year 890 $917.258 05 37 $38,500 00 

I'oiic'es or ccrtiacafes terminated by death.. 883 $&18,250 00 36 $36.000 00 

Policies or certificntes tenninated by lapse.. 3,860 $3,890.250 00 136 $124,500 00 



414 



UNITED ORDER OF FORESTERS. . 

rresltlent. R. C. Sherrard. Secretary, Geo. W. Biniiu. 

Home Office, 106 Mamn Street. Milwaukee, Wis. 

Iii^'opporoted Fehraary, 1893; reincorporated July, 1901. Commenced Business, 

April. 1893. 

BALANCE SHKKT. 
Aniotiut of net ledger assetH, December 31st of previous year |235.2f>8 51 

INCOMK DCRINC; YEAR. 

Gross amount of membership fees 16,913 00 

Annual dues, per capita tax, etc 16,987 29 

Assessments: Mortuary. $120,661.89; expense. $30.73816 151,400 05 

All other payments bj' members: Miscellaneous receipts 318 95 

Total paid by members •. $175,619 29 

Interest 11,116 54 

(^a9b received from all other sources 1,079 04 

Income during year 187.814 87 

Total $423,073 38 

DISBURSEMENTS DURIN<} YEAR. 

Losses and claims paid $104,735 75 

Advance payments returned to rejected applicants 5 00 

Total paid to members $104,740 75 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues 16,919 22 

h'alaries of managers and agents not paid by commi^vslon 9,077 50 

Salaries of officers, $6,800; traveling expenses, $1,061.77 7.85177 

Salaries and other (^mpensation of office employes 2.267 36 

Medical examiners' fees, whether pnld direct by members or 

otherwise 6,533 64 

Rent, $813.36; advertising and printing, $1,468.?0 2.282 06 

Ail other Items 18.52^ 36 

Disbursements during your $168,198 66 

Balance $251,874 72 

LEDGER ASSETS. 

Loans on mortgages (first liens) on real estate $15.500 00 

Boo., value of l>onds and stocks owned absolutely 224, S33 36 

Bills receivable, contingent funds 435 00 

Cash deposits In banks 14.106 36 

Total net ledger assets $254,874 72 



415 

NON-LEDGER ASSETS. 

Interest due, $933.50; accrued, $5,424.89 $6,358 39 

Mnrket value of bonds and stocks over book value 9,161 99 

Furniture, fixtures and safes, supplies, printed matter, sta- 
tionery 2,000 00 

Total non-ledK<'r assets $17,520 38 

Gross assets $272,395 10 



DEDUCT ASSETS NOT ADMITTED. 

Furniture, fixtures and safes, supplies, printed matter, sta- 
tionery $2,000 00 

Total $2,000 00 



Total admitted assets $270,395 10 

LIABILITIES. 

liiosses adjusted, not due, $1"5; losses In process of adjust- 
ment. $3,800 $3,925 00 

Losses report«Hi, $9,500; losses resisted, $5,500 15,000 00 

Salaries, rents and office expenses due and accrued, and all 

other 1,987 30 



Total actual liabilities 20,912 30 



Balance $249,482 80 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount No. Amount. 

Policies or certificates in force December 31 

(bcKlnninK of year) 13.162 $13,658,000 00 563 $458,500 00 

I'oilcies or certlflcat<a written dnrini; the 

year 2,552 2,050,000 00 358 325,500 00 

Increase 4,500 00 



Total 15,714 $15,712,500 00- 921 $784,000 00 

Deduct number and amount which have 

ceased to be in force during the year 1,967 1,762,000 00 241 231,000 00 



Total policies or certificates In force 

Decemher 31 (end of year) 18,747 $13,950,500 00 680 $553,0)0 00 

*Ix)sses and claims on policies or certificates 

unpaid December 31 (l>eginuinR of year).. 
Losses and claims on policies or certificates 

incurred durlnf? year 



Total 

^'aved by comprrinlse and droppint?. 



Ix>8ses and claims on policits or certificates 
paid during year 



24 
119 


$20,200 00 
110,050 00 


2 

5 


$1,625 OC 
4,375 00 


143 

8 


$130,250 00 
6,589 25 


• • • • 

7 

« • ■ ■ 

6 


$6,000 00 
125 00 


135 
114 


$123,660 75 
104.735 75 


$5,875 00 
4,875 00 



losses and clalnit unpaid December 31. 1909.. 21 $18,925 00 1 $1,000 00 

Policies or certificates terminated by death.. 105 $104.875 00 5 $4,375 00 

Policies or certificates terminated by lapse.. 1.862 $1,651.125 00 236 $225.625 00 

* Includes death and disability claims. 



416 



UNITED ORDER OF THE GOLDEN CROSS. 

President, Jos. P. Burllngame. Secretary, W. R. Cooper. 

Home Office, KnoxvlIIe, Tenn. 
Incorporated July i. 1876. Commenced Business July 4. 1876. 

BALANCE SHEET. 
Amount of net ledger assets, December Slst of previous year $137,637 SS 

INCOME DURING YEAR. 

Annual dues, per capita tax, etc 11,083 96 

Asaesitments: Mortuary, $425,608 (H; expense, $39,785.29 465.393 93 

Total paid by members $466,477 «9 

Interest, $1,984.67; rent, $199.80 2,184 37 

Cash received from all other sources 1,TO4 95 

Income during year 470,417 21 

Tctal , $608,055 C^ 

DISBURSEMENTS DURINC; YEAR. 

Losses and claims paid $406,444 99 

Total paid to members $406,444 99 

Commissions and fees paiil to deputies or organbEers 3,857 06 

S^alaries of deputies and organizers 16,657 92 

Salaries of officers, $8,200.03; other compensation of officers, 

$27 8,227 03 

Salaries and other compensation of committees 9^40 

Salaries of office employes 4,999 97 

Medical examiners* fees and salary 1,478 50 

Rent, $880; taxes, $38; advertising and printing, $1,408.60 2,326 60 

lusTirujDce department fees. $132; postage, express, telegraph 

and telephone, $969.46 1,101 46 

Lodge supplies, $1.418.r.8; official publicntlon. $1,179.81; legal 

expenses, $2,820.75 5,419 14 

Expense Supreme Ix>dge meeting, $3,830.60; all other, $843.46. 4,674 06 

Dlsbrsemonts during year 456,113 15 

Balance $161,941 94 

LEDGER ASSETS. 

Cost value of real estate In cash, exclusive of incumbrances $6,500 GO 

Coat value of bonds and stocks owned absolutely 51,580 00 

Cash in office 23 73 

Cash deposits in banks 93.838 21 

Total net ledger assets $15134194 



417 

NON-LEDUER ASSETS. 

Interest due, $1,322.60; accrued, 1545.83, on bonds $1,86S 33 

Interest due and accrued on other assets 78 43 

Market ralue of real estate oyer cost and incumbrances — 3,500 00 
Assessments actually collected by subordinate lodges, not 

yet turned oyer to Supreme Lodge 81,630 53 

Balance extension fund in hands of Supreme Commander... 601 07 



Totiil non-ledger assets $37,478 38 

Gross assets $188,420 30 

DEDUCT ASSETS NOT ADMITTED. 
Book yalue of bonds and stocks oyer market yalue $3,260 00 



Total 3,200 00 



Total adn*itted assets $186,100 



LIABILITIES. 



Losses due and unpaid, 3 

Death claims resisted, 2, $2,260; Home Circle, 3, $6,270. 

Death claims not yet adjusted, 7 

Salaries, rents and office expenses due and accrued.... 

Borrowed money 

Home Circle claims for recoyery of assessments paid. 



$3,260 00 


1 


7,620 60 




8,600 00 


' 


946 27 




1,000 00 




75382 






21,970 00 



Total actual liabilities 

Balance $164,189 01 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Toftel BiMiDeai. Buaineti in Indlaas. 

No. Amount No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 18,210 $18,960,600 00 500 $477,500 00 

Policies or certificates written during the 

year 2,722 1,678,600 00 220 119.500 00 

Increased 10,000 00 



Total 20,908 $20,684,000 00 720 $697,000 00 

Deduct number and anaount which haye 

ceased to be in force during the year 2,624 1,909,260 00 72 96,600 00 



Total policies or certificates in force 

December 81 (end of year) 18,314 $18,724,760 00 648 $498,600 00 

Losses and claims on policies or certificates 

unpaid December 81 (beginning of year).. 15 $18,760 00 

Losses and claims on policies or certificates 

incurred during year 809 402,600 00 9 $07,600 00 



Total 324 $421,250 00 9 $67,600 00 

Losses and claims on policies or certificates 

paid during year 812 $406,444 99 9 $67,600 00 

PoUcies or certificates terminated by death 800 $402;600 00 

Policies or certificates terminated by lapse 2,815 $1,606,760 00 

[27—23948] 



418 



WOMEN'S CATHOLIC ORDER OF FORESTERS. 

President. Rose D. Rlttmnn. Secretary, Julia H. McDonnell. 

Home Office. Chicago, III. 
lucorporated January 31, 1894. Commenced Business July 17, 1891. 

BAL.\NCE SHKET. 
Amount of net ledger assets, December 3l8t of preylous year ^78^441 TO 

INCOME DURING YEAR. 

Gross amount of membership fees $600 00 

Annual dues, per capita tax, etc 56,779 65 

Assessments, mortuary 713,017 96 

All other payments by members: Convention, $8,137; Sub. 

Off. lionds. $994.33; general expenses, $17.23 9,148 56 

Total paid by members $779,546 17 

Interest 17,509 77 

Sale of lodge supplies 5.815 14 

Income during year 80^871 08 

Totol $1,281,312 86 



'I* 



DISIU'USEMENTS DURING YEAR. 
Losses and claims paid $637.873 90 

Total paid to members $637,873 90 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and dues to organizers 1,665 00 

Commissions paid or allowed for collecting assessments, D. 

H. C. R 2,277 58 

Salaries of managers and agents not paid by commiHsion— 

auditors and board members 3,041 88 

Salaries of officers 6,000 00 

Salaries and other compensation of office employes 12,237 08 

Ren t 2,400 00 

AU other items: Supplies, expense, etc 22.344 33 

Disbursement s during year 687,729 77 

Balance $693,583 09 

LEDGER ASSETS. 

Cost value of bonds and stocks owned absolutely, excluding 

iuteresl $362,310 44 

Cash in office 10.170 20 

Cash deposits in banks 236,262 38 

Deduct uncancelled cheeks 15,159 93 

Total net ledt'er assets $593,583 09 



419 

NON-LEDGER ASSETS. 

Interest accrued. f5, 719.54, on bonds , $5,719 54 

Other Items 61,138 00 

Gross assets $660,440 63 

DEDUCT ASSETS NOT ADMITTED. 

Depreciation from cost value of ledger assets to bring same 

to market value / $3»837 0& 

Total , 3,837 00 

Total admitted assets $656,602 69 

LIABILITIES. 

liosses due and unpaid, 29 $24,576 18 

Losses adjusted, not due, 58 65,500 00 

losses resisted, 1 2,000 00 

Total actual liabilities 92,076 18 

Dalnncv? $564,526 51 

EXHIBIT OF CERTIFICATES OR POLICIES. 

Businefls in Indisaa. 
No. Amount. 

Policies or certifloatcs in force December 31 (beginning of year) 829 $847,500 00 

Policies or certificates written during the year 93 92,500 00 

Total 922 $940,000 00 

Deduct number and amount which have ceased to be In force during 

the year * 32 32,500 00 

Total, policies or certificates in force December 31 (end of 

year) 890 $907,500 00 

Losses and claims on policies or certificates incurred during year.... 6 $6,000 00 

Total 6 $6,000 00 

Losses and claims on policies or certificates paid during year 5 $5,000 00 

Policies or certificates terminated by death 6 $6,000 00 

Policies or certificates terminated by lapse 26 $26,500 00 



420 



SOVEREIGN CAMP OF THE WOODMEN OF 

THE WORLD. 

President, Joseph C. Root. Secretary, John T. Yntes. 

Ho!Pe OfBce, Omaha, Nebraska. 
Incorporated January 1, 1891. Commenced Business January 1, 1891. 

BALANCE SHEET. 
Amount of net ledger assets, December 31st of previous year $7,605,890 06 

INCOME DURING YEAR. 

Gross amount of membership fees $121,402 74 

Assessments: Mortuary, $5,363,913.36; expense, $828,048.07.... 6,191,961 43 

Emergency 701,133 85 

All other payments by members: Building fund 118,243 10 

Total paid by members $7,132,741 12 

Interest, $368,782.06; rent, $20,146.51 388.928 57 

Caph received from all other sources 137,652 33 

Income during year 7,659,322 02 

Total $15,265,212 08 

DISBURSEMENTS DURING YEAR. 

Losses and claims paid $4,172,568 54 

Advanced payments returned to rejected applicants 20,32109 

Total paid to members $4,192,889 63 

Commissions and fees retained by or paid or allowed to 

agents on account of fees and -lues 417,616 79 

Salniies of offlcerfl, $26,100; other compensation of officers 

and trustees. $i»,412.62 35,512 52 

Salaries and other compensation of office employes 134,520 80 

Rent, $13,136; taxes, $l,511.1io; advertising and printing, $57.- 

€03.95 72,251 00 

All other items: Official publication, Camp supplies, etc., 

miscellaneous 423,961 45 

Disbursements during year 5,276,752 19 

Balance $9,988,459 89 

LEDGER ASSETS. 

Cost value of real estate in cash, exclusive of incumbrances $352,474 00 

Due from Camps and others 15,349 68 

Cost value of bonds and stocks owned absolutely 9{064,048 41 

Deputies' ledger balances 435 29 

Cash in office 90,78126 

Cash deposits In banks 465,37125 

Total net ledger assets $9,988,459 89 



421 

NON-LEDGER ASSETS. 

Interest accrued on bonds 178,112 14 

Interest on other assets 5 67 

Rent due 55 00 

Market yalue of real estate over cost and incumbrances 47,526 00 

Market value of bonds and stocks over cost 51,940 85 

Furniture, fixtures and safes, $49,787.17; supplies, printed 

matter, stationery. $15,325.96 65,113 12 

In hands of Camps 650,000 00 

Total non-ledger assets $892,762 78 

Gross assets $10,881,212 67 



LIABILITIES. 

Losses dup and unpaid $2,262 o7 

Losses in process of adjustment 147,138 92 

Losses reported. $506.100 ; losses resisted, $61,969 668,069 00 

Advance assessments 103,984 10 

All other: Unpaid monuments, etc 147,557 22 

Total actual liabilities 1,059,01181 

Balance $9,822,200 86 



EXHIBIT OF CERTIFICATES OR POLICIES. 

Total Business. Business in Indiana. 

No. Amount No. Amount. 

Policies or certificates in force December 31 

(beginning of year) 439,285 $602,349,500 00 7,752 $9,542,700 00 

Policies or certificates written during the 

year 106,559 132,103,900 00 1,547 1,672.200 00 

Total 545.844 $734,730.900 00 9.299 $11,215,900 00 

Deduct number and n mount wbich have 

ceased to be in force during the year 45.173 35,041,600 00 1,074 1,170.400 00 

Total policies or certificates in force 

December 31 (end of year) 500,369 $679,r>89,400 00 8.225 $10,046,500 00 

Losses and clniniR on policies or certificates 

unpaid. December 31 (beginning of year).. 299 $509,727 26 4 $5,800 CD 

Losses and dMims on policies or certificates 

incurred during year 3,463 4,898,000 00 62 84,700 00 

Total 3,762 $5,407,727 26 66 $90,500 00 

Losses and claims on policies or certificates 

paid during year 3,200 $4,149.918 54 62 $77,175 00 

Policies or certlficntrs torminnted l>y doath.. 3,163 $4 S98.000 00 62 $84,700 00 

Policies or certificates terminated by lapse... 22.266 $25,572,900 00 516 $575,600 00 



422 



SUPRE^IE FOREST WOODMEN CIRCLE. 

President, Emma B. Manchester. Secretary, Elizabeth A. Sears. 

Incorporated September 5, 1895. Commenced business September 5, 1895. 
Home Offire, Fifteenth nnd Howard Streets. Omaha, Neb. 



BALANCE SHEET. 
Amount of net ledger assets, December 31st of prevloas year 1938,331 27 



INCOME DURING YEAR. 

Gross amount of membership fees $10,948 75 

Annual dues, per capita tax, etc 87,562 39 

Assessments : Mortuary, 1618,336.69; expense, $33,712 662,068 69 

Total paid by members $750,569 88 

Interest 47.574 57 

Cash receiyed from all other sources 6^910 13 

Income during year : 8(^,061 53 

Total $1,743,385 80 



DISBURSEMENTS DURING YEAR. 

Losses and claims paid $299,870 64 

Advance payments returned to rejected applicants 132 10 

Commissions and fees retained by or paid or allowed to 

deputies on account of fees ahd dues 33,142 25 

Salaries of managers and deputies not paid by commission.. 8,206 53 

Salaries of officers 10,162 50 

Salaries and other compensation of office employes 16,444 54 

Medical examiners' fees, whether paid direct by members or 

otherwise 5 00 

Rent, $1,749; advertising and printing, $11,015.96 12,764 96 

All other items 76.376 89 

Disbursements during year 457,105 41 

Balance .^. $1,286,280 39 



LEDGER ASSETS. 

Loans on mortgages (first lleiis) on real estate $50.000 00 

Cost value of bonds and stocks owned absolutely 1.145,422 36 

Cash In office 2,749 06 

Cnsh deposits In banks 88.108 97 

Total net ledger assets $1.2.>6,280 39 



423 



NON-LEDGER ASSETS. 

Interest accrued $14,344 85 

Market value of bonds and stocks over cost 23 39 

Other Items, assessments in hands of subordinate lodges. 

estimated 70,000 00 



Total non-ledger assets $84,368 24 



Gross assets $1,370,648 



LIABILITIES. 

Losses due and unpaid $333 33 

Iiosses in process of adjustment 27,683 24 

Losses resisted 999 99 

Salaries, rents and office expenses due and accrued 1.134 00 

Advanced assessments 4.695 34 

All other 26,100 00 



Total actual liabilities 60.945 90 



Balance $1,309,702 73 

CONTINGENT MORTUARY ASSETS (OR RESOURCES). 
Mortuary assessments, called and not yet due, estimated. $70,000 00 



Total due from members........ $70,000 00 



Net amount due from members $70,000 00 



EXHIBIT OF CERTIFICATES OR POLICIES. 

^ Total Business. Etishess in Indiana. 

No. Amount. No. Amount. 
Certificates In force December 31 (beginning 

of year) 59,147 $53,460.200 00 2,159 $1, 3(54, 900 OO 

Certificates written during the year 26,325 21.839,000 00 716 416,600 00 



Total 84,472 $75,299,200 00 2,875 $1,781,500 00 

Deduct number and amount which have 

ceased to be in force during the year 8.666 6.470.100 00 394 202,400 00 



Total certificates in force December 31 

(end of year) 75,806 $68,829.100 00 2,481 $1,579,100 00 

Losses and claims on certificates unpaid, 

December 31 (beginning of .vear) 46 $49,533 28 $100 00 

Losses and claims on certificates incurred 

during year 469 402,300 00 15 9,500 00 



Total 505 $451,833 28 15 $9,600 00 

Losses and claims on certificates paid during 

year 446 $299,870 64 11 $4,833 81 

Certificates terminated by death 459 $402,300 00 16 $9,500 00 

Certificates terminated by lapse 8.207 $6,067.800 00 379 $192,900 00 



INDEX. 



INDIANA FIRE COXfPANIES. 

Ineorponr 

ted and 
Commenrad 
Busmen. 
Fagb. 

American Maniifactuperfi Mutual, Indianapolis 4 

Carriage Builders Mutual Fire 4 

Firemen and Mechanics, Madison 4 

German Fire of Indiana 4 

Qrain Dealers National Mutual Fire, Indianapolis. ... 4 

Indianapolis Gei'man Mutual 4 

Indiana Millers Mutual, Indianapolis 4 

Indiana Lumberman's Mutual, Indianapolis 4 

Indiana Retail Merchants Fire, Anderson 4 

Implement and Vehicle Manufacturers Mutual Fire, 

Indianapolis 4 

Indiana State Fire 4 

Metal Manufacturers Mutual Fire 4 



Statistical 

Tables. 

Face. 


FnU 
State- 
ment. 
Faqb. 


18 


100 


18 


103 


18 


106 


18 


109 


18 


110 


18 


113 


18 


:i20 


18 


117 


18 


126 


18 


114 


18 


123 


18 


129 



FIRE AND FIRE AND MARINE COMPANIES OF OTHER STATES 



Alliance 4 

Aetna, Hartford 4 

Agricultural, Watertown, N. Y 4 

American Central, St. IjouIs 4 

American Druggists Fire 4 

American, Newark 4 

Allemannia Fire, Pittsburg 4 

American National Insurance Co 4 

Ben Franklin, Allegheny 4 

Boston Insurance 4 

Buffalo Commercial 4 

Buffalo German 4 

Calumet Insurance Co., Chicago 5 

California 4 

Camden Fire 5 

Central Manufacturers Mutual, Van Wert, Ohio 5 

Citizens, St. Louis 5 

City of New York .o 

Columbia, Jersey City 6 

Cooper, Dayton, Ohio 5 



18 
18 
18 
19 
18 
19 
18 
19 
19 
19 
19 
19 
19 
19 
19 
19 
19 
19 
19 
19 



(424) 



425 

Incorpora- 
ted and Full 
Commenced Stalistieal State- 
Business. ' Tables. ment. 
Page. Page. Page. 

Commerce, Albany, N. Y 5 19 

Commonwealth 5 * 19 

Concordia Fire, Milwaukee 5 19 

Connecticut Fire, Hartford 5 19 

Continental, New York 5 19 

County Fire Insurance Co 4 19 

Delaware, Philadelphia 5 19 

Detroit Fire and Marine 5 19 

Dutchess 5 19 

Dubuque Fire and Marine, Dubuque, la 5 19 

Equitable Fire and Marine, Providence, R. 1 5 19 

Farmers Fire, York, Pa 5 19 

Federal 5 19 

Fitchburp Mutual Fire 5 19 

Franklin Fire, Philadelphia 5 19 

Fire Association, Philadelphia 5 19 

Fidelity Phenix Fire 5 19 

Firemans Fund, San Francisco 5 19 

Firemens, Newark 5 19 

Georgia Home, Columbus, Ga 5 19 

German Fire, Pittsburg 5 19 

German Fire, Wheeling, W. Va 5 19 

German Fire. Peoria 5 19 

German American, New Y'ork 5 39 

German Alliance, New York 5 19 

Germania Fire, New York 5 19 

Granite Stute Fire, Portsmouth, N. H 5 20 

Glens Falls, New York 5 20 

Girard Fire and Marine, Philadelphia 5 20 

Globe and Rutgers, New York 5 20 

Hartford Fire, Connecticut 5 20 

Hanover Fire, New York 5 20 

Home, New York 5 20 

Humboldt Fire, Allegheny 5 20 

Insurance Co. of North America, Philadelphia 6 20 

Insurance Co. of State of Illinois, Rock Island 20 

Insurance Co. of State of Pennsylvania, Philadelphia 6 20 

Jefferson Fire, Philadelphia 20 

Lumber Mutual Fire, Boston, Mass G 20 

Lumbermens Mutual, Mansfield, Ohio G 20 

Mechanics and Traders, New Orleans G 20 

Metropolitan Fire, Chicago. G 20 

Michigan Commercial, Lansing G 20 

Michigan Fire and Marine, Detroit G 20 

Michigan Millers Mutual Fire, Lansing G 20 

Millers Mutual Fire, Alton. Ill G 20 

Millers Xntlonal, Chlcasio (J 20 



426 



Inracpon- 

Comaeneti Sca'adeal 

E'i!HBe!>a^ TabloL 

Pack. Pioc 

Milwaiikof- Fire <> 2«> 

Mill Owners 6 2i) 

MoDon^abela 6 20 

Milwaukee Mecrhanics 6 20 

Xafionnl. AIIe?bany i5 21 

NatioDal Brewers •> 21 

Xatiooal Fire. Hartford 6 21 

Natiooal Lmnber. BafTalo 6 21 

National Union Fire. Pittsbnrg 6 21 

Newark Fire 6 21 

New Bmnswick Fire. New Jersey. 6 21 

New Hampshire Fire, Manchester. N. H 6 21 

Niat^ara Fire. New York 6 21 

North BritiRh and Mercantile, New York 6 21 

Northern. New York i> 21 

North River, New York 6 21 

Northwestern National. Milwaukee 6 21 

Ohio Farmers, I>eRoy, Ohio 6 21 

Orient. Hartford 6 21 

Old C'olony, Boston 6 21 

Pacific Fire, New York 7 21 

Peoples National Fire 6 21 

Pennsylvania Lnmbermens Mutual f> 21 

Pennsylvania Fire, Philadelphia 7 21 

Phonix. Brooklyn 7 21 

Phoenix, Hartford 7 21 

Pelican Assurance, New York 7 21 

Providence- Washington, Providence 7 21 

Queen, New York 7 21 

Reliance. Philadelphia 7 21 

Rhode Island 7 21 

Rochester (lerman 7 21 

Security. New Haven 7 21 

Shawnee Fire. Topeka 7 21 

Sun, New Orleans 7 21 

Springfield Fire and Marine 7 21 

Spring Garden. Philadelphia 7 21 

St Paul Fire and Marine 7 21 

Teutonia Fire and Marine. Dayton, Ohio 7 21 

Tentonia. Pennsylvania 7 21 

Union, Philadelphia 7 21 

United States Fire, New York 7 21 

Virginia State, Richmond. Va 7 21 

Wcrtrchester Fire, New York 7 22 

W*>st'»rn. Pittsburg 7 22 

Western Reserve. C^leveland 7 22 

WIIllnmylMirg City Fire. Brooklyn 7 22 



F«n 

Pao. 



427 



FOREIGN FIRE COMPANIES. 

Incorpora- 
ted and 

Commenced Statistical 

Business. Tables. 

Page. Paof. 

Aachen and Munich. Alx-la-Chappelle, Germany 7 22 

Atlas Assurance, London 7 22 

British America, Toronto 7 22 

Caledonian, Edinburgh 7 22 

Commercial Union, London 7 22 

Hamburg-Bremen Fire 7 22 

Jnkor 7 22 

Law Union and Rock 7 22 

Liveri>ool and London and Globe, Liverpool 7 22 

I^ndan Assurance 7 22 

Loudon and Lancashire Fire, London 8 22 

Munich Re-Insurance 8 22 

Mannheim 8 22 

Northern Assurance, Loudon 8 22 

North British and Mercantile, Ix>ndon 8 22 

Norwich Union S 23 

Palatine, Lcmdon 8 23 

Phoenix Assurance, London 8 23 

Prussian National, Stettin, Germany 8 23 

Reliance Marine, Liverpool 8 23 

R<rs8ia, St. Petersburg 8 23 

Royal, Liverpool 8 23 

Royal Exchange, Ix>ndon 8 23 

Scottish T'nion and National, Edinburgh 8 23 

Sun Insurance Office, Tx>ndon 8 23 

State Fire. Liverpool 8 23 

Svea Firo and Life, Gothenburg 8 23 

We.«tem Assurance, Toronto 8 23 

Union Marine 8 23 



Full 
State- 
ment. 
Page. 



MISCELLANEOUS COMPANIES. 



INDIANA COMPANIES. 



American Liability Co 8 

.Vmerican Live Stock, Indianapolis 8 

Continental Casualty Co., Hammond 8 

Federal Union Surety Co.. Indianai)olis 8 

Indiana and Ohio Live Stock Co., Crawfordsville 8 

Medical Protective Co 8 

National Live Stm^k 8 

Prudential Casualty 8 

Security Casualty Co., Indianapolis .* 8 

W«>odmens Casualty Co.. Indianapolis 8 



46 


134 


4(i 


138 


40 


143 


4(] 


148 


4(» 


152 


40 


• • • 

• « • 


40 


158 


4(-> 


1.'54 



428 



OTIIKB STATES AND FOREIGN COINTRIES. 



Incorpora- 
ted and Full 
Commenoed Statistical State- 
Businens. Tables. meat. 
Paue. Paqe. Page. 



Aetna Accident and Liability Co., Hartford i) 40 

Aetna Indemnity Co., Hartford 40 

Aetna Life (Accident), Hartford U 40 

American Bonding Co., Baltimore 1) 40 

American Credit Indemnity Co., New York 9 46 

American Fidelity, Montpelier U 40 

American Surety Co., New York 1) 40 

Bankers Surety Co., Cleveland S) 40 

Casualty Co. of America, New York U 47 

Coumionwealth Casualty Co., Philadelphia n 47 

Commerce Trust Co 40 

Employers Liability, London 9 47 

Empire State Surety. New York 9 47 

Federal Casualty Co., Detroit 9 47 

Fidelity Accident , 9 47 

Fidelity and Casualty Co., New York 9 47 

Fidelity and Deposit Co., Baltimore 9 47 

Frankfort Marine, Accident and Plate Gla.ss, Frank- 
fort, Germany 9 47 

General Accident Assurance Corporation, Perth. Soot- 
land 9 47 

Great Eastern Casualty, New York 9 47 

Hartford Steam Boiler 9 47 

Illinois Surety Co., Chicago 9 47 

Lloyds Plate Glass, New York 9 47 

Loyal Protective 9 47 

London Guarantee and Accident, London 9 47 

Masonic Protective 9 47 

Massachusetts Bonding and Insurance Co 9 47 

Maryland Casualty Co., Baltimore 9 47 

Metropolitan Casualty Co., New York 9 47 

National Casualty Co., Detroit 9 47 

Xntional Surety Co., New York 9 47 

New Amsterdam Casualty Co., New York 9 47 

New Jersey Plate Glass, Newark 9 47 

New York Plate Glass 9 47 

North American Accident, Chicago 9 47 

Ocean Accident and Guarantee Corporation, London . . 9 47 

Pacific Mutual Life (Accident), Los Angeles 9 47 

Philadelphia Casualty Co., Philadelphia 9 47 

Phoenix Preferred Accident, Detroit 9 47 

Preferred Accident New York 9 47 

Ridgely Protective 10 47 

Royal Casualty Co 10 

Standard Accident, Detroit 10 47 



429 



Incorpora- 
ted and Full 
Commenced Statistical State 
Business. Tables. menU 
Page. Paob. Paob. 



Title Guaranty and Surety Co., Scranton, Pa 10 47 

Travelers Indemnity Co., Hartford 10 47 

Travelers (Accident), Hartford 10 47 

United States Casualty Co., New York. .^ 10 47 

United States Fidelity and Guaranty Co., Baltimore. . 10 48 

United States Health and Accident, Saginaw, Micb ... 10 48 

United Surety Co., Baltimore 10 48 



LEGAL RESERVE LIFE INSURANCE COMPANIES. 

INDIANA COMPANIES. 

Anclior Life, Indianapolis 10 62 164 

American Central Life, Indianapolis 10 62 168 

Central States 10 62 178 

Commercial Life, Indianapolis 10 62 174 

Indianapolis Life 10 62 185 

Indiana. Industrial Life, Terre Haute 10 62 

Indiana National Life, Indianapolis 10 62 181 

Intermediate Life Assurance, Evansvllle 10 62 180 

Lafayette Life 10 62 206 

Liberal Life, Anderson 10 62 202 

Lincoln National Life, Fort Wayne 10 62 197 

Majestic Life Assurance, Indianapolis 10 62 210 

Meridian Life, Indianapolis 11 62 214 

Modem Life. South Bend 10 62 219 

People's Life, Frankfort 11 62 223 

Public Savings 11 

Reserve Loan Life, Indimiapolis .' 11 62 227 

Reliable Life Assurance, Indianapolis 11 62 232 

State Life, Indianapolis 11 62 236 

South Bend Life 11 62 241 

Western Reserve Life, Muncie , 11 62 244 



LIFE COMPANIES OF OTHER STATES. 

Aetna Life, Hartford 11 63 

American Assurance, Philadelphia 11 63 

Berkshire Life, Plttsfield 11 63 

Connecticut Mutual Life. Hartford 11 63 

Equitable Life of Iowa, Des Moines 11 63 

Equitable Life, New York 11 63 

Federal Life, Chicago 11 63 

Fidelity Mutual Life, Philadelphia 11 63 

Germania Life, New York 11 63 

Home Life, New York 11 63 

Hartford Life 11 63 



430 

Incorpora- 
ted and Full 
Commenced Ptatistical State- 

Business. Tables. ment. 

Page. Page. Page . 

John Hancock Mutual Life, Boston 11 63 

Life Insurance Co. of Virginia, Richmond 11 OH 

Manhattan Life, New York 11 (« 

Massachusetts Mutual Life, Springfield 11 (J3 

Metroi)olitan Life, New York 11 (W 

Michigan Mutual Life, Detroit 11 G3 

Michigan State Life, Detroit 11 iVii 

Mutual Life of New York 11 63 

Mutual Benefit Life, Newark 11 as 

National Life of the U. S. A., Chicago 11 63 

National Life, Montpelier 11 63 

National Life and Accident. Nashville 11 .63 

New England Mutual Life, Boston n 63 

New York Life 11 63 

North American Life, Newark 11 63 

Northern Assurance Co. of Michigan 11 63 

Northwestern Mutual Life, Milwaukee 11 63 

Ohio State Life, Columbus, Ohio 11 63 

Pacific Mutual Life, California 11 63 

Penn Mutual Life, Philadelphia 12 63 

Pr»ul( utial, Newark 12 <« 

Prussian Life, Berlin, Germany 12 63 

Phoenix Mutual Life, Hartford 12 (33 

Provident Life and Trust, Philadelphia 12 63 

Reliance Life, Pittsburg 12 ^3 

Scandia Life, Chicago 12 63 

Scranton Life, Scranton, Pa 12 63 

Security Mutual Life, Binphamton 12 64 

Security Life Insurance Co. of America*, Richmond, Va. 12 63 

State Mutual Life, Worcester. Mass 12 64 

Travelers, Hartford 12 64 

Union Central Life, Cincinnati 12 (U 

Union Mutual Life. Portland, Me 12 (A 

United States Life, New York 12 64 

United States Annuity and Life, Chicago 12 CA 

Western and Southern Life, Cincinnati 12 <V4 

ASSESSMENT LIFE AND ACCIDENT ASSOCIATIONS. 

INDIANA ASSOCLVTIONS. 

Americun Life Annuity 12 78 250 

American Miners Accident, Indianapolis 13 79 298 

Central Mutual Insurance Co., Evansvllle. .- 13 79 300 

Commonwealth Life 12 7S 258 

Empire Ilejiltl^ and Accident, Indianapolis 13 79 302 

Farmers and M(K!hanics Mutual Life, Princeton, Ind.. 12 78 261 

Fort Wayne Mercantile 13 79 304 



431 

Incorpora- 
ted and 
Coiumenned 
Business. 
Page. 

Great Western Life, Terre Haute 12 

Hamilton National Life, Soutli Bend 12 

Home Accident and Health, South Bend 13 

Hoosier Casualty Co.. Indianapolis 13 

Indiana Benefit Association, New Albany 13 

Indiana Life Endowment, Evansville 12 

Indiana Travelers Accident, Indianapolis 13 

Industrial Sick and Accident, Terre Haute 13 

Union Life Insurance Co., Madison 12 

Western Life Annuity Co., Indianapolis 12 

ASSOCIATIONS OF OTHER STATES. 

Bankers Life, Des Moines 13 

Brotherhood Accident, Boston 13 

Income Guaranty Co 13 

Merchants Life, Burlington, Iowa 13 

National Accident Society, New York 13 

National Life, Des Moines. Iowa 13 

Ue*l Mens Fraternal Accident, Westfleld, Mass 13 

Surety Fund Life 13 

Ti"avelers Protective Association of America, St Louis 13 

Western Life Indemnity Co., Chicago 13 

Woodmens Accident, Lincoln 13 

Workingmens Mutual Protective. Benton Harbor 13 



FRATERNAL ASSOCIATIONS. 

INDIANA ASSOCIATIONS. 

Catholic Benevolent I^eague, Fort Wayne 13 

Home Defenders of America, Brazil 13 

I. O. Foresters of America, Crown Point 13 

I. O. Knights of Pythias, Indianapolis 13 

Knights and Ladies of Honor, Indianapolis. 13 

Supreme Tribe of Ben Hur, Crawfordsville 13 

FRATERNAL ASSOCIATIONS OF OTHER STATES. 

American Insurance Union, Columbus, Ohio 14 

Ancient Ordor of Gleaners, Caro. Mich 14 

Brotherhood of American Yeomen, Des Moines 14 

Catholic Knights of America, St. Louis 14 

Catholic Order of Foresters, Chicago 14 

Catholic Benevolent I^eglon, Brooklyn 14 

Columbian Woodmen, Atlanta, Ga 14 

Court of Honor, Springfield 14 



Statistical 

Tables. 

Page. 


Full 
State- 
naent. 
Paof. 


78 


■ • • 


78 


• » • 


79 


306 


79 


308 


79 


312 


78 


265 


79 


314 


79 


310 


78 - 


284 


78 


288 



78 


253 


79 


318 


79 


330 


78 


269 


79 


320 


78 


274 


79 


322 


78 


279 


79 


324 


78 


292 


79 


328 


79 


326 



88 


334 


88 


335 


88 


337 


88 


339 


88 


341 


88 


343 



8.S 


346 


88 


:UH 


88 


350 


88 


354 


88 


356 


ss 


352 


S8 


• ■ ■ 


S8 


:^5^ 



432 

Incorpora- 
ted and 
Commenced 
Bcaineas. 
Pagk. 

Fraternal Aid, Lawrence, Kan 14 

Fraternal Reserve Life. Peoria 14 

I. Order Brith Abraham 14 

I. O. Foresters, Toronto 14 

Knights of Cplumbus, New Haven 14 

Knights of Maccabees, Port Huron 14 

Knights of Modem Maccabees, Port Huron 14 

Knights of Pythias, Chicago 14 

Knights of Honor, St. Louis 14 

Knights and Ladies of Security, Topeka 14 

Ladies of Maccabees, Port Huron 14 

Ladies of Modern Maccabees, Ann Arljor 14 

Loyal Americans of Republic, Springfield 14 

Modern Woodmen of America, Rock Island 14 

Modem American Fraternal Order, Effingham 14 

National Benevolent Society, Kansas City, Mo 14 

National Union, Toledo, Ohio 14 

North American Union, Chicago 14 

Order Mutual Protection, Chicago 14 

Plattdeutsche Grot Glide, Chicago 14 

Polish National Alliance of U. S. A., Chicago 14 

Protected Home Circle, Sharon, Pa 14 

Royal Arcanum, Boston 14 

Royal League, Chicago 14 

Royal Neighbors of America. Rock Island 14 

Sovereign Camp Woodmen of World, Omaha 15 

Supreme Conclave Order Heptasophs, Baltimore 14 

United Order of Foresters, Milwaukee 14 

United Order Golden Cross, Knoxvllle 15 

Woodman's Circle of Supreme Foresters, Omaha 15 

Women's Catholic Order Foresters, Chicago 15 



Statutical 
'Tables. 
Page. 


FuU 
State- 
ment. 
Paoi. 


88 


360 


88 


362 


89 


• • ■ 


89 


364 


89 


373 


89 


377 


89 


379 


89 


369 


89 


375 


89 


371 


89 


381 


89 


383 


89 


385 


89 


389 


89 


387 


89 


395 


89 


393 


89 


397 


89 


391 


89 


402 


89 


400 


89 


404 


89 


406 


89 


409 


89 


412 


89 


420 


89 


367 


89 


414 


89 


416 


89 


422 


89 


418 



INDIANA 



Building and Loan Association 

Department 



1910 



JOHN C. BILLHEIMER 

AUDITOR OF STATE 

W. H. FREEMAN 

CHIEF CLERK 



INDIANAPOLIS : 
WM n KinroRD, contractor for state printing and binding 

1910 



BUILDING AND LOAN ASSOCIATION DEPART- 
MENT, STATE OF INDIANA- 



There are in Indiana 339 building and loan associations. All 
of the associations rendered the usual annual statement required 
by law, showing satisfactory progress during the past year, and 
the gross assets of the building and loan associations of Indiana 
at the end of the year amounted to the extraordinary sum of nearly 
$40,000,000. 

In my last report I earnestly recommended legislation at the 
next session of the General Assembly, that the building and loan 
associations should be subjected to complete examinations by the 
Auditor of State on the same basis as the State Banking Depart- 
ment, and that the principal ofQcers of the associations be bonded 
to the approval of the Board of Directors of the associations and 
subject to the inspection and suggestion of the Auditor of State. 

I mm more than ever convinced that the building and loan asso- 
ciations, properly and honestly conducted, are the greatest of all 
known home building institutions in the country, and that they 
will accomplish far more for the happiness and contentment of the 
great masses of the people than any other financial institution. 

These associations help to enable the great masses of the people 
to acquire liomes by small savings from week to week, and month 
to month, and such associations are the greatest known factors for 
the making of contented and law-abiding citizens and taxpayers. 

As I have repeatedly stated and firmly believe, the building and 
loan association as a financial institution has far outgrown its 
original purposes, and the demands of it make necessary broader 
financial privileges, but more strict state supervision as well. 



(3) 



ASSOCIATIONS LIQUIDATED AND CLOSED DURING YEAR 

JUNE 30, 1909, TO JUNE 30, 1910. 



- Couifii* 


Town ob Citt. 


Naih. 


Dubois 


Hontingbuis 

Goshen 


CitiwDS Tjoan Aanocistion. 


FlIrfk^H: , 


Metropolitan lionn and RAinnffs Association. 


Gibson 


Ft. Bnnoh 

Princeton 


I'^tt Branch Buildins and TiOan Amociation No. 4. 


Gibson 


Local Building Loan Fund and Savings Association. 
Peonies Buildins. T^^iiui AnH flAvimrn Afwociation. 


Gibson 


Princeton 

Owensburg 

Huntingt<ni 

Medora 


Grease 


Owensbuig Builainc, Savings A Loan Associatioo. 

Industrial Loan andf Investment Association. 

Medora Building and Loan Association. 

Perpetual Building, Loan and Savinei Assoctation. 

Peoples Loan and Savings Associatioo. * 

Javonia Building Associatioo. 

OoIIwo Av<«nue rkvincs and T/oan Asffociation. 


Hiwtinston 

Jackson 


Jasper 


Remington 

Warsaw 

Indiana Harbor. . . . 

Indianapolis 

Indianapolis 

Indianapolis 

IndianiMpolis 

Indian£4)olis 

Indiani4x>lis 

Indianapolis 

Indiani4x>lis 

Indianapolis 

Indianapolis 


KoMaosko 


ICarion 


Marion 


Downey Street Savings and Loan Association No. 6. 


MATfon 


Fonrteenlh Rt.n>et T^itui find Ravinm AflWKiation. 




Indianapolis Turner Saviius and Loan Assodatioo. 
International Building ana Loan Association. 


Marion 


Marion 


North Side Savings and Loan Association. 
Oocideotal Savings and Loan Association. 


Marion 


Pamell Building and Loan Associatioo. 


Marion 




ICarioQ 


West Market Street Exchange Building and Loan Associatioo. 
Home Building, Savinn and Loan Associatioo. 
Moatifrove Building nnd I/wn Asspciatioo. 


Marim 


M«^non 







I 



iJiJ3:iiiiii 



i 



3 
I 



iii 



-h iliiillin 




1 

J 

1 


^Iffii 


IIIIIJIIJ 



ADAMS COUNTY. 



THE DECATUR LOAN ASSOCIATION OF DECATUR. 
B. FRITSINOBR, President. D. Q. M. TROUT, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $496 07 

Dues on running stock 400 00 

Loans on mortgage security repaid 650 00 

Interest 50 00 

Premium 27 40 



DtsbuisementB. 

Withdrawals of running stock and 

dividends |806 00 

Expenses 6 90 

Cash on hand June 30, 1910 811 57 



Total 11,82247 

Assets. 

Cash on hand June 90, 1910 ISll 57 

Loans on stock or pass book se- 
curity 1,50000 

Total $2,31157 



Total $1,622 47 

LUbilitles. 

Dues and dividends on running 

stock $1,317 65 

Undivided profit 994 02 

Total $2,31167 



Shares of stock in force, 50 ; shares loaned on, 15 ; membership, 10. 



THE GERMAN BUILDING liOAN FUND AND SAVINGS ASSOCIATION 

OF DECATUR. 

G. CHRISTEN, President. F. M. SCHOMINGER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 $1,300 97 

Dues on running stock 4,799 40 

Paid-up and prepaid stock 10,192 00 

Loans on mortgage security re- 
paid 7,80000 

Interest 1,474 60 

Premium 1,174 20 

Sundry Items- 
Rent 100 00 



Total $26,841 17 

Assets. 

Cash on hand June 30, 1910 $2,066 35 

Loans on mortgage security 28,900 00 

Furniture and fixtures 60 00 

Real estate 3,930 96 

Dues for insurance and taxes 36 08 

Sundry Items— 

Delinquencies 1,579 15 



Total #, $36,572 54 



Disbursements. 

LonnR on mortgage security $6,900 00 

Withdrawals of ninniiig stock and 

dirldends 4;874 40 

Wlthdrawnls, pnid-up and prepaid 

stock and dividends 9,776 00 

Expenses — 

Salaries 600 00 

Other purposes 192 33 

Interest on withdrawals 2,235 36 

Real estate 196 74 

CuRh on hand Juue 30, 1910 <.. 2,066 35 

Total $26,841 17 

Liabilities. 

Dues and dividends on running 
stock $12,857 80 

Paid-up and prepaid stock and 
dividends 19,916 00 

Undivided profit 3,540 11 

Sundry Items — 

Expense 226 93 

Advances 82 70 



Total $36,672 64 



Shares of stock in force, 877 ; shares loaned on, 292 ; membership, 8G. 



ALLEN COUNTY. 



THE ALLEN COUNTY rX)AN AND SAVINGS ASSOCL\TION OF Fl\ 

WAYNE. 

GOTTLIEB HALLBR, President. B. W. COOK, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash ou hand June 30, 1909 $38,218 43 

Dues on running stock 46,590 53 

Paid-up and prepaid stock 10,449 66 

Loans on mortgage security re- 
paid 83,572 91 

Loans on stock or pass book se- 
curity repaid 41.997 2i 

Interest 16,163 6t] 

Refiinder Insurance and taxes 63193 



Total $287,564 83 

Assets. 

Cash on hand June 30, 1910 $48,911 38 

lyoans on mortgage security 173,258 19 

Loans on stock or pass book se- 
curity 35.73934 

Due for Insurance and taxes 5,688 12 



Total $263,597 03 



Disbursements. 

Loans on mortgage security $41,610 46 

Loans on stock or pass book se- 
curity 40,44367 

Withdrawals of running stock and 
dividends 67,699 56 

Withdrawals, paid-up and prepaid 
stock and dlvldenas 24,226 04 

Withdrawals deposits and divi- 
dends 4,767 55 

Dividends on paid-up, prepaid 
stock 13,139 11 

Kxpenaes — 

Salaries 1,982 50 

Other purposes 97 94 

Insurance and taxes paid for bor- 
rowers 4,787 24 

Cash on hand June 30, 1910 48,911 38 



Total $237,564 33 

Liabilities. 

Du€^ and dividends on running 
stock $137,701 06 

Paid up and prepaid stock and 
dividends 119,988 33 

Deposits and dividends 6,907 66 

Total $263,597 OS 



Shares of stock in force, 4.309; shares loaned on, 1,733; membership, 009. 



ALLEN COUNTY— Continued. 



THE TEUTONIA BUILDING. LOAN AND SAVINGS ASSOCIATION OF 

FT. WAYNE. 

PAUL O. RICHTBR, President. CARL J. WBBBR, Secretary. 

Condition June 30, 1910. 



Rec^pts. 

Cash on hand June 30, 1909 

Dues on running stock 

Paid-ap and prepaid stock 

Loans on mortgage security repaid 
I^ans on stock or pass book se- 
curity repaid 

Loans on other security Repaid 

Interest 

Fines 

Membership fees 

Borrowed money 



I3S3 67 
22,032 97 
17,351 95 
13,060 00 

3,250 00 

1,150 00 

53,98 39 

16 20 

88 70 

21,700 00 



Total $84,39188 

Assets. 

Cash on hand June 30. 1910 1222 51 

Loans on mortgage security 52,000 00 

Loans on stock or pass book se- 
curity 1,46000 

Ix)nn8 on other secuurlty 31,850 00 

Furniture and fixtures 74 96 



Disborsemen ts. 

Loans on mortgage security 113,460 00 

Loans on stock or pass book se^ 

curity 90000 

lioans on other security 19,560 00 

Withdrawals of running stock and 

dividends 6,539 06 

Matured stock 14,232 60 

£>xpeuses— 

Salaries 1,074 00 

Other purposes 128 06 

Borrowed money repaid 27,500 00 

Interest on borrowed money 720 70 

Sundry Items — 

F^imiture and fixtures 74 96 

Cash on hand June 30, 1910 222 61 

Total 184,39188 

Liabilities. 

Dues and dividends on running 

stock $60,344 69 

Paid-up and prepaid stock and 

dividends 17,35195 

Undivided profit 900 83 

Borrowed money 7,000 00 



Total $86,597 47 Total $85,597 47 

Shares of stock in force, 1,990 ; shares loaned on, 534 ; membership, 214. 



THE TRI-STATE BUILDING AND LOAN ASSOCIATION OF FT WAYNE. 

G. W. PIXLEY. President. C. A. WILDING, Secretary. 

Condition June 30, 1910. 
Receipts. 



Cash on hand June 30. 1909 $192,949 99 

Dues on running stock 26,310 40 

Paid-up and prepaid stock 86,195 20 

Loans on mortgage security repaid 271,179 42 
I^oans on stock or pass book se- 
curity 26.676 69 

Interest 27.415 61 

Refunder Insurance and taxes 1,809 75 



Total $632.536 96 

Assets. 

Cash on hand June 30, 1910 $138,719 44 

Loans on mortgage security 275.778 66 

Loans on stock or pass book se- 
curity 19.321 02 

Due for insurance and taxes 2,126 79 



Disbursements. 

Loans on mortgage security $158,510 59 

Loans on stock or pass book se- 
curity 4,748 80 

Withdrawals of running stock and 
dividends 212,532 68 

Withdrawals, paid-up and prepaid 
stock and dividends 95,563 39 

Dividends on paid-up, prepaid 
stock and deposits 10,759 33 

Expenses- 
Salaries 10,804 50 

Insurance and taxes paid for bor- 
rowers 898 13 

Cash on hand June 30, 1910 138.719 44 



Total $632,536 96 

Liabilities. 

Dues and dividends on running 
stock $191,561 23 

Paid-up and prepaid stock and 
dividends 202,621 97 

F'utkI for contingent losses 34.090 74 

Undivided profit 7,671 97 



Total $435.945 91 Total $435,945 91 

Shares of stock In force. O.OSl ; shares lonne<l on. 2.757 ; membership, 280. 



10 



BARTHOLOMEW COUNTY. 



THE CITIZENS' BUILDING AND LOAN ASSOCIATION OF COLUMBUS. 
JOHN L. DAVIDSON, President. JOHN STOBO, Secretary. 

Condition June 30. 1910. 



Receipts. 

Cash on hand Jnne 30, 1909 $7,207 62 

Dues on running Ftook 49,691 34 

Loans on mortgage security repaid 30,363 70 

Interest 9,227 07 

Membership fees 130 60 

Sundry Items- 
Transfer fees 6 00 

Rents 61 £0 

Principal mortgage insurance ... 89 59 

Assessments paid 32 22 

Total 196,809 44 

Assets. 



Disbursements. 

Loans on mortgage security $26,958 00 

Withdrawals of nuining stock and 

dividends 61,479 20 

Expenses- 
Salaries 1,353 76 

Other nuirposee 162 78 

Sundry Items- 
Assessments (Ins.) 11183 

Cash on hand June 30, 1910 6,743 88 



Cash on hand June 30, 1910 $6,743 88 

Ix^ans on mortgage security 156,993 60 

Furniture and fixtures 278 75 

Real estate 680 43 



Total 196,809 44 

Liabilities. 

Duos and dividends on running 
stock $164,696 66 



Total $164,696 66 



Total $164,696 66 



Shares of stock in force, 2.227; shares loaned on. 847; membership, 6(>C. 



THE HOPE BUILDING, SAVINGS AND rX)AN ASSOCIATION OP HOPE. 

W. H. AIKIN, President. F. O. MILLER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $885 38 

Dues on running stock 17,644 93 

Loans on mortgage security repaid 13,883 31 

Interest 4,428 16 

Fines 13162 

Membership fees 109 00 



Total $37,082 40 

Assets. 

Cash on hand June 30, 1910 $258 35 

Loans on mortgage security 62,141 69 

I^ans on stock or pass book se- 
curity 750 00 

Total $53,150 04 



Disbursements. 

Loans on mortgage security 

Matured stock 

Expenses- 
Salaries 

Other purposes 

Cash on hand June 30, 1910 .. 



$10,430 00 
26,162 29 

216 66 

15 10 

268 36 



Total $37,082 40 



Liabilities. 

Dues and dividends on running 
stock 

Paid-up and prepaid stock and 
dividends 

Total 



$46,187 31 
7,012 73 



$53.160 04 

Shares of stock in force. 1,S25; shares loaned on, r)2S; raeml)ershlp. 275. • 



11 



BENTON COUNTY. 



THE OTTERBEIN BUILDING ASSOCIATION OF OTTERBBIN. 
LOUIS LEAMING, President. D. W. LARK, Secretary. 

Condition June 30, 1910. • 



Receipts. 

Cash on band June 20, 1909 $213 95 

Dues on running stock 3,513 75 

Loans on mortgage security repaid 2,100 00 
Loans on stock or pass book se- 

urlty repaid 

Interest 

Premium 

Pines 

Sundry Items- 
Interest on dally balance 



959 00 

319 44 

65 50 

3 70 



26 £0 



Disbursements. 

lioans on mortgage security $1,800 00 

Loans on stock or pass book se- 

nirlly 1,619 68 

W'l'hd'awnls of running stock and 

dividends 1,106 42 

Expenses- 
Salaries 50 00 

Other purposes 6 25 

Cash on hand June 30, 1910 2,619 88 



Total $7,20124 

Assets. 

Cash on hand June 30, 1910 $2,619 88 

Loans on mortgage security 4,490 00 

Loans on stock or pass book se- 

cuHty 1,114 69 

Total $8,224 57 



Total $7,20124 

Liabilities. 

Dues and dividends on running 

stock $7,676 56 

Fund for contingent losses 160 46 

Undivided profit 387 56 

Total : $8,224 67 



Shares of stock In force, 264 ; shares loaned on, 81 ; membership, 38. 



THE OXFORD BUILDING AND LOAN ASSOCIATION OF OXFORD. 
O. B. WEKIN8, President. W. M. HARMON, Secretary. 

Condition June 30. 1910. 



Receipts. 

Cash on hand .Tune 30. 1910 $645 lo 

Dues on running stock 7,914 80 

Pald^p and prepaid stock 10,600 00 

Loans on stock or pass book se- 
curity repaid 5.250 00 

Premium 3,618 09 

Fines 12 35 

Membership fees 104 5<) 

Borrowed money 3,450 00 



Total $31,425 39 

Assets. 

<Ca8 hon hand June 30. 1909 $645 10 

Loans on mortgage security 52.P75 00 

Loans on stock or pass book se- 
curity 50000 

Real estate 703 68 

Due for Insurance nud taxes 21 33 



TotPl $54,145 11 



Disbursements. 

Tx>ans on mortgage security $20,950 00 

Withdrawals of running stock and 

dividends 2,768 78 

Matured stock 2,200 00 

Dividends on paid-up, prepaid 

stock and deposits 766 80 

Expenses — 

Salaries 198 75 

Other purposes 16 50 

Borowed money repaid 3,664 53 

Interest on borrowed money 225 93 

Cash on hand June 30, 1910 646 10 

Total $31,426 39 

Liabilities. 

Dnes and dividends on running 
stock $33,774 96 

I'nUl rp and prepaid stock and 
dividends 16,900 00 

I'ndivirted profit 20 15 

Borrowed money 3,460 00 

Total $54,145 11 



Shares: of stock in force. 1.141 ; shares lo,nn?cl ^n. 523; membership, 132, 



12 



BOONE COUNTY. 



THE BOONE COUNTY BUILDING LOAN FUND AND SAVINGS ASSO- 
CIATION OF LEBANON. 

MORTON J. BUCHANNON, President. . HARVEY P. NEW, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 1551 63 

Dues on ninniufi: stock 4,584 37 

Pnld-up hnd prepaid stock 12,910 00 

484 88 

19130 

16 3.5 

47 50 

66 50 



Interest 

Premium 

Fines 

Membership fees 

I^>nn fees 

Sundry Items- 
Attorneys fees 
Appraisers fees 
Recorders fees 
Transfers 



34 00 

26 50 

22 60 

2 75 



Total $18,927 59 

Assets. 

Cash on hand June 30, 1910 $3,717 72 

Ix)ans on mortf^age security 12,641 44 

Sundry Items- 
Supplies 70 00 



Disbursements. 

Loans on mortgage security $11,441 44 

Withdrawals ot running stock and 
dividends 973 53 

Withdrawals, paid-up and repaid 
»t<Kk and dividends 2,130 00 

Dividends on paid-up, prepaid 
stock and deposits 310 30 

Expenses- 
Salaries 222 45 

Interest on borrowed money 24 75 

Srndry Items- 
Interest on orders 2102 

Dividends on Investors stock 86 28 

Cash on hand June 30. 1910 3,717 72 



Total $16,429 16 



Total $18,927 59 

Liabilities. 

Dues and dividends on running 
stock $4,536 34 

Paid-up and prepaid stock and 
dividends 11,680 00 

Undivided profit 212 81 

Total $16,429 16 



Shares of stcok in force, 570 ; shares loaned on, 133 ; membership, 72. 



13 



BOONE COUNTY— Continued. 



THE CITIZENS' MUTUAL BUILDING AND LOAN ASSOCIATION OF 

THORNTOWN. 

ALBBRT L. QRIFB'IN. President. OBORGB LYSTBR, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30, 1909 

Duee on rnnning stock 

Loans on mortgage secnrlty repaid 

Loans on stock or pass book se- 
curity repaid 

Loans on other security repaid ... 

Interest 

Premium 

Fines 

Persona] loans 

Borrowed money 

Interest on withdrawals 

Ref under Insurance and taxes — 

Overdrafts 

Sundry Items- 
Interest on St. mortgage loans.. 
Balance In secretarys hands 
June 30, 1909 



Total $10,702 61 

Assets. 

Gash on hand June 30, 1910 $866 48 

liOans on mortgage security 12,000 00 

Loans on stock or pass book se- 
curity 89 82 

Loans on other security 496 18 

Sundry Items- 
Straight mortgage loans 1,080 00 

Balance in hands secretary June 

30, 1910 , 472 

Total $14,476 20 



$346 08 


2,366 00 


2,100 00 


1,136 00 


1,862 90 


633 30 


422 20 


6 40 


630 60 


1,000 00 


128 90 


200 


423 


15 30 


58 85 



Disbursements. 



Loans on mortgage security: 

Loans on stock or pass book se- 
curity 

Loans on other security 

Withdrawals of running stock and 
dividends 

Expenses- 
Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Sundry Items- 
Interest on withdrawals 

Error corrections 

Overpaid secretary June 30, 1909. 

Balance in hands secretary June 

30, 1910 

Cash on hand Jime 30, 1910 



$2,892 90 

200 00 
910 00 

2,865 60 

889 40 

36 26 

1,000 00 

13 33 

44942 

1,06183 

328 

472 
866 48 



Total $10,702 61 

Uablimes. 

Dues and dividends on running- 
stock $12,64308 

Undivided profit 1,833 12 



Total $14,476 20 



Shares of stock in force, 177; shares loaned on, 80; membership, 59. 



14 



BOONE COUNTY— Continued. 



THE HOME BUILDING LOAN FUNlD AND SAVINGS ASSOCIATION OF 

JAMESTOWN. 

JULIUS A. UNDBRWOOD, President GBOBGB R. DABNBLL, Secretary. 

Condition Jane 30, 1910. 



Receipts. 

Cash OD Iiand June 30, 1909 $402 80 

Dues on running stock 1,646 72 

Loaqs on mortgage security repaid 1,492 68 
Loans on stock or pass book se- 
curity repaid 160 00 

Interest 746 97 

Membership fees 1 00 

Borrowed money 900 00 



Tout $5,339 17 

Assets. 

Cash on hand June 30, 1910 $360 36 

Loans on mortgage security 9,632 32 



Disbursements. 

Loans on mortgage security $1,000 00 

Withdrawals of running stock and 

dividends 2,442 03 

Bspenses— 

Salaries 45 00 

Other purposes -. . . . 10 SI 

Borrowed money repaid 1,460 00 

Interest on borrowea money 40 97 

Cash on hand June 30, 1910 360 36 

Total $5,339 17 

Liabilities. 

Dues and dividends on running 

stock $9,697 U 

Undivided profit 85 57 

Borrowed money 100 00 

Total $9,88268 



Total $9,882 68 

Shares of stock in force, 356; shares loaned on, — ; membership, 39. 



THE INVESTORS* SAVINGS AND LOAN ASSOCIATION OF THORN- 
TOWN. 
ALBERT L. GRIFFIN, President. GBORGE LYSTEB. Secretary. 



Condition June 30, 1910. 



Receipts. 



Disbursements. 



Ca^ on hand June 30. 1909 $639 34 

Dues on running stock 3,399 00 

lyoans on mortgage security repaid 1,800 00 
Loans on stock or pass book se- 
curity repaid 336 00 

Loans on other security repaid ... 15 00 

Interest 736 80 

Premium 491 20 

Fines 25 60 

Interest refunded . ; 46 50 

Membership fees 6 26 

Borrowed money 1,000 00 

Ref under insurance and taxes 7 55 

Sundry Items- 
Interest on stock loans 25 08 

Balance in hands of secretary 

June 30, 1909 42 66 

Received on account of error ... 1,071 33 

Secretary overpaid June 30, 1910 6 06 

Total $9,64635 

Assets. 

Cash on hand June 90, 1910 $211 48 

Loans on mortgage security 15,000 00 

Loans on stock or pass book se- 
curity 86530 

Loans on other security 337 60 



Loans on mortgage security 

Loans on stock or pafe» book se- 
curity 

Withdrawals of running stock and 
dividends 

Expenses- 
Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Insurance and taxes paid for bor- 
rowers 

Real estate 

Sundry Items- 
Interest on wlthdrnwsls 

Cash on hand June 30, 1910 



$270 00 

6175 

3,227 75 

414 40 

83 38 

4,664 15 

466 83 

18 60 
4 70 

279 81 
8U4S 



Total $9,646 36 

Liabilities. 

Dues and dividends on running 
stock $12,43152 

Undivided profit 966 71 

Borrowed money 3,021 00 

Sundry Items— 
Due-secretary June 30, 1910 6 06 



Total $16,414 28 Total $16,414 

Sbar^ of stock In force, 249 ; shares loaned on, 100 ; membenAlp, 82. 



15 



BOONE COUNTY— Continued. 



THE THORNTOWN BUILDING LOAN FUND AND SAVINGS ASSOCIA- 
TION OF THORNTOWN. 
ALBERT L GKIPFIN, President. GEORGE LYSTER, Secretary. 

Condition June 30, 1910. 
Receipts. Disbursements. 



Cash on hand Jane 30, 1909 12,243 65 

Dnes on running stock 1,695 25 

Paid-up and prepaid stocic 728 49 

Loans on mortgage security repaid 5,400 00 
Loans on stock or pass book se^ 

curity repaid 226 75 

Loans on other security repaid . . . 8,348 25 

Interest 286 95 

Premium 19130 

Fines 10 80 

Borrowed money 1,110 00 

Ref under Insurance and taxes 5 00 

Overdrafts 36 65 

Sundry Items- 
Interest on loans 606 77 

Overpayment Interest 14 

Total $20,88900 

Assets. 

Cash on hand June 30, 1910 15,552 04 

Loans on mortgage security 1,360 00 

Loans on stock or pass book se- 
curity 2,619 22 

Loans on other security 572 89 

Sundry Items- 
Loans personal security 304 00 



Loans on mortgage .security 13,875 00 

Loans on stock or pass book se- 
curity 2,900 00 

Loans on other security 463 77 

Withdrawals of running stock and 

dividends 6,279 50 

Expenses — 

Salaries 894 40 

Oth&r purposes 46 70 

Borrowed money repaid 1,110 00 

Interest on borrowed money 10 15 

Sundry Items- 
Error stock loan payment 10 00 

Interest on withdrawals 1,247 44 

Secretary overpaid June 30, 1909 11 00 

Cash on hand June 30, 1910 6,662 04 

Total 120,889 00 

LlabiUtles. 

Dues and dividends on running 

stock $8.46660. 

Undivided profit 1,894 76 

Due secretary June 30, 1910... 36 65 

Overpayment of interest 14 



Total $10,39816 Total $10,39816 

Shares of stock in force, 90; shares loaned on, 9; membership, 23. 



THE ZIONSVILLE BUILDING AND LOAN ASSOCIATION OF ZIONS- 

VILLB. 

J. N. HARMON, President. R. P. BUNDY, Secretary. 
Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $252 38 

Dues on running stock 1,677 80 

Paid-up and prepaid stock 1,800 00 

Ijoans on mortgage security repaid 960 81 

Interest 463 50 

Premium 362 80 

Pines 6 10 

Membership fees 6 60 



Total $6,50889 

Assets. 

Cash on hand June 30, 1910 $34 93 

Loans on mortgage security 8,800 00 

Furniture and fixtures 73 83 

Sundry Items- 
Delinquencies 226 75 

Total $9,135 51 



Disbursements. 

Loans on mortgage security $2,100 00 

Withdrawals of running stock and 

dlvlderias 366 16 

Withdrawals, paid-up and prepaid 

stock and dividends 1,236 62 

Withdrawals, deposits and divi- 
dends 161 16 

Matured stock 1,422 48 

Expenses- 
Salaries '. 140 00 

Other purposes 48 54 

Cash on hand June 30, 1910 34 93 



Total $5,50889 

Liabilities. 

Dnes and dividends on running 
stock $6,23661 

Paid-up and prepaid stock and 
dividends 2,900 00 



Total $9,186 51 



Shares of stock in force, 182; shares loaned on, 88; membership, 52. 



r 



16 



CARROLL COUNTY. 



THE PEOPLE'S BUILDING AND LOAN ASSOCIATION OF DELPHI. 
MITCHELL M. MUKPHY, President. HARRY ARNOLD, Secretary. 

(Condition June 30, 1910. 



Receipts. 

CaBh on hand June 90, 1900 $1,154 77 

Dncs on running stock 9,068 39 

Depositi 3,563 59 

Loan» on mortgage security repaid 2,783 91 
Loans on stock or pass book se- 

' curity repaid 3S1 50 

Interest 2,196 19 

Fines 4 06 

Membersliip fees 9 75 

liorrowed money 500 00 

Ref under insurance and taxes ... 10 41 



Total $19,662 57 

Assets. 

Cash on hand June 30, 1910 $2,314 17 

Loans on mortgage security 27,025 00 

Loans on stock or pass book se- 
curity 67500 

Loans on other security 3,600 00 



Disbursements. 

Loans on mortgage security $8,425 70 

Loan» on stock or pass book se- 
curity 93100 

Loans on other security 1,200 00 

Withdrawals of running stock and 

dividends 4,244 20 

Withdrawals, paid-up and prepaid 

stock and dividends 100 00 

Dividends on paid-up, prepaid 

stock and deposits 68 00 

Expenses- 
Salaries 26000 

Other purposes 89 98 

Borowed money repaid 2,000 00 

Interest on borrowed money 25 69 

Insurance and taxes paid for bor- 
rowers 3 86 

Cash on hand June 30, 1910 2,314 17 

Total $19,662 67 

Liabilities. 

Dues and dividends on running 
stock $24,177 87 

Paid-up and prepaid stock and 
dividends 800 00 

Deposits and dividends 7,490 60 

Undivided profit 1,145 70 

Total $33,614 17 



Total $33,614 17 

Shares of stock In force, 931; shares loaned on, 289; membership, 178. 



17 



CLARK COUNTY. 



THE FALLS CITY SAVINGS AND LOAN ASSOCIATION OF JEFFER- 

SONVILLE. 

JOSEPH A. McKEE, President. THOS. W. PERRY, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cftsh on hand Jane 30, 1909 $1,667 43 

Dues on running stock 5,437 76 

Loans on mortgage security repaid 3,246 70 

Interest 1,280 63 

Borrowed money 2.500 00 

Real estate 400 00 

Ref under Insurance and taxes — 46 30 
Sundry Itemft— 

Rents 6000 



Disbursements. 



Loans on mortgage security 

Withdrawals or running stock and 
dividends 

Withdrawals, paid-up and prepaid 
stock and dividends 

Withdrawals; deposits and divi- 
dends 

Expenses- 
Salaries 

Borrowed money repaid 

Interest on borrowed money 

Sundry Items- 
Rent 

Taxes, books and printing 

Insurance 

Telephone, Insurance, loans 

Cash on hand June 30, 1910 



1600 00 

9,246 20 

460 00 

786 26 

523 60 

2,000 00 

80 00 

150 00 
249 00 
46 30 
128 20 
379 36 



Total $14,637 82 

Assets. . 

Cash on hand June 80, 1910 $379 36 

Loans on mortgage security 22,899 04 

Furniture and fixtures 400 00 

Real estate 4,604 40 

Sundry Items — 

Interest due on loans 963 00 



Total $29,246 89 



Total $14,637 82 

Liabilities. 

Dues and dividends on running 
stock $20,696 46 

Paid-up and prepaid stock and 
dividends 8,149 44 

Borrowed money 500 00 



Total $29,246 89 



Shares of stock in force, 1.020; shares loaned on, 350; membership, 274. 



[2—24781 ] 



IS 



CLARK COUNTY— Continued. 



THE GERMAN 



SAVINGS AND LOAN ASSOCIATION OF JEFFEKSON- 

VILLE. 



M. A. CONROY, President. GEORGE PFAU, JR.. Secretary 

Condition June 30, 1910. 



Receipts. 

Cash on hand Jane 30, 1909 12,044 82 

Dues on mnning stock 19,631 08 

Paid-np and prepaid stock 500 00 

Loans on mortage secnrity repaid 18,564 41 
Loans on stock or pass book se- 
curity repaid 2,500 00 

Interest 12,76143 

Fines 105 85 

Real estate 697 24 

Ref under Insurance and taxes .... 140 83 
Sundry Items- 
Rent account 1,319 00 



Total $68,264 66 

Assets. 

Cash on hand June 30, 1910 $1,224 87 

Loans on mortgage security 107,190 20 

Loans on stock or pass book se- 
curity 8,43163 

Furniture and fixtures 100 00 

Real estate 10.192 30 

Due for insurance and taxes 272 37 

Sundry Items- 
Interest due 989 95 



Total 1128,401 32 



Disbursements. 

Loans on mortgage security $8,000 00 

Ix>ans on stock or pass book se- 
curity 1,215 00 

Withdrawals of running stock and 

dividends 34,95179 

Dividends on paid-up, prepaid 

stock 4,298 00 

Kxpeusos — 

Salaries 1,488 00 

Other purposes 294 45 

Borrowed money repaid 6,450 00 

Interest on borrowed money 311 42 

Insurance and taxes paid for bor- 
rowers 233 28 

Sundry items 797 86 

Cash on hand June 90, 1910 1.224 87 

Total $58,264 06 

Liabilities. 

Dues and dividends on running 
stock $44,628 46 

Paid-up and prepaid stock and 
dividends 74,479 00 

Fund for contingent losses 2,849 00 

Undivided profit 6,573 41 

Sundry Items- 
Rent account 976 45 



Total $128,401 32 



Shares of stock in force, 2,051 ; shares loaned on, 1,157 ; membership, 409. 



19 



CLARK COUNTY— Continued. 



THE MUTUAL SAVINGS AND LOAN ASSOCIATION Na 4 OF JBFFBR- 

SONVILLB. 

A. A. SWARTZ, President. HERMAN PREEFER, Secretary. 



CJonditlon June 30, 1910. 



Receipts. 



Dlsbarsements. 



Cash on hand Jane 30, 1909 

Dues on running stock 

Deposits 

Loans on mortgage security repaid 

Interest 

Loan fees 

Borrowed money 

Real estate 

Refunder Insurance and taxes 

Oyerdraf ts 



neo 79 

17,067 77 

4,000 00 

13.276 00 

5,077 95 

163 00 

5,500 00 

50 OO 

30 00 

740 86 



Loans on mortgage security 

Withdrawals of running stock and 
dividends 

Withdrawals, deposits and divi- 
dends 

Expenses- 
Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Real estate 

Sundry Items- 
Loan fees 

Street improvement 



111,830 00 

18,616 64 

5,540 93 

762 00 

78 60 

8,600 00 

110 68 

863 98 

168 00 
-119 23 



Totals 46,064 86 

Assets. 

Loans on mortgage security 961,097 00 

Furniture and fixtures 150 00 

Real estate 4,681 73 

Due for Insurance and taxes 1,049 16 

Sundry Items- 
Accounts receivable 1,502 45 

Interest due and unpaid 758 23 



Totals 46,064 86 

Liabilities. 

Dues and dividends on running 
stock $46,775 14 

Deposits and dividends 19,650 00 

Undivided profit 2,078 08 

Sundry Items- 
Overdraft i 740 86 



Total $69,23857 Total $69,238 67 

Shares of stock in force, 3,103 ; shares loaned on, 755 ; membership, 413. 



THE SELLERSBURG BUILDING AND LOAN ASSOCIATION OF 

SELLERSBURG. 

WM. E. BOWYER, President. A. C. CRIM, Secretary. 
Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 

Dues on running stock 

Interest 



$63 96 

564 46 

46 86 



Total $676 26 

Assets. 

Cash on hand June 30, 1910 $64 45 

Loans on mortgage security 7.730 23 



Total $7.794 68 



Disbursements. 

Withdrawals of running stock and 

dividends $474 77 

Borrowed money repaid 80 00 

Interest on borrowed money 56 04 

Cash on hand June 30, 1910 64 46 



Total 



$675 26 



Liabilities. 



Dues and dividends on running 

stook $6,978 06 

Matured stook 474 77 

Undivided profit 46 85 

Borrowed money 295 00 



Total $7,79468 



Shares of stwk In force. 12r»; shares loaned on, 39; membership, 12, 



20 



CLARK COUNTY— Continued. 



THE UNION SAVINGS AND LOAN ASSOCIATION OP JEFFBRSON- 

VILLE. 

P. F. MGYERS, President R. RODGEKS, Secretary. 



Coaditlon June 30. 1910. 



Receipts. 



Cash on hand Jane 30, 1909 

Dues on running stock 

Loans on mortgage security repaid 

Loans on stock or pass l>ook se- 
curity repaid 

Interest 

Sundry Items- 
Insurance and taxes 

Rent 

Safe 



1994 97 

127 50 

1,974 26 

62 46 
663 75 

65 96 

169 60 

75 00 



Total .' $4,124 50 

Assets. 

Cash on hand June 30, 1910 $303 94 

Loans on mortgage security 7,992 30 

Real estate 3,826 78 

Due for lu.««urance and taxes 673 48 

Sundry Items- 
Losses 3,436 66 



Disbursements. 



Withdrawals of running stock and 
dividends 

Withdrawals, paid-up and prepaid 
stock and dividends 

Expenses — 

Salaries 

Other purposes 

Interest on borrowed money 

Insurance and taxes paid for bor- 
rowers 

Real estate 

Sundry Items- 
Bond 

Losses 

Cash on hand June 30, 1910 



$676 86 

1,418 00 

142 00 

197 71 

77 00 

3164 
729 60 

600 00 
148 76 
308 94 



Total $4,12460 

Liabilities. 

Paid-up and prepaid stock and 

dividends $12,769 00 

Deposits and dividends 2,352 11 

Undivided profit 406 45 

Sundry ItomH— 

Bonds 200 00 

Attorney fees 88 50 

Rents 41710 



Total $16,233 16 



Total $16,233 16 



21 



CLAY COUNTY. 



THE CITIZENS' BUII^DING AND LOAN ASSOCIATION OF BRAZIL. 
NOAH T. KEASEY, President. IGNATIUS JARBOB, Secretary. 

Condition June 30. 1910. 



Receipts. 

r.nsh on hnnd June 30, 1909 

Dues on running stock 

Deposits '. 

Ix>ans on mortgage security repaid 

Loans on stock or pass book se- 
curity repaid 

Interest .' — 

Membership fees 

rx)an fees 

Borrowed money 

Real estate 

Kundry Items- 
Accounts 



16,689 30 

m.399 04 

7,692 00 

60,815 49 

6,996 00 

87.591 27 

917 60 

384 65 

5 76 

8^624 12 

46,699 42 



Total 1295,684 64 

Assets. 

Casta on hand June 30, 1910 $12,999 71 

lioans on mortgage security 333,588 99 

Loans on stock or pass book se- 
curity 18,915 62 

Real estate 64,288 70 

Sheriff's certificates and judg- 
ments 1,28733 

Fimdrv Items- 
Discount 29,669 80 

lionds. street 2.402 18 



Total 1463,152 33 



Disbursements. 

Loans on mortgage security $63,067 15 

Loans on stock or pass book se- 
curity 30 00 

Withdrawals of running stock and 

dividends 18,500 44 

Withdrawals, deposits and divi- 
dends 2,257 00 

Matured stock 98,600 00 

Expenses- 
Salaries 3,834 07 

Other purposes 355 17 

Interest on bon-owed money '770 10 

Real estate 12,326 65 

Sundry Items- 
Accounts 69,241 21 

Dlscoamts 11.373 04 

P. J. O'Donnell account 2,330 00 

Cash on hand June 30, 1910 12,999 71 

Total $295,684 64 

Liabilities. 

Dues and dividends on running 
stock .$432,596 02 

Deposits 28.17200 

Undivided profit 1,297 99 

Snndry Items- 
Deposit interest 1,086 32 



Total $463,152 33 



Shares of stock in force, 0.1S5 ; shares loaned on, 3,281 : niembership, 1,082. 



22 

THE CLAY COUNTY HOME AND SAVINGS ASSOCIATION OF BRAZIL. 
B. L. WINKLEPECK, President. W. B. CARPENTER, Secretary. 

Condition June 30, 1010. 



Receipts. 

Cash on hand June 30, 1909 $24,474 39 

Dues on running stock 9,961 95 

Loans on mortgage security repaid 41,693 51 

Interest 7,069 72 

Membership fees 125 00 

Ref under Insurance and taxes .... 614 65 
Sundry Items- 
Pass books 16 00 



Total 183,965 12 

Assets. 

Cash on hand June 30, 1910 $10,759 84 

Loans on mortgage security 86,519 62 



Total $97,279 36 



Disbursements. 

Loans on mortgage security $18,820 00 

Withdrawals of running stock and 
dividends 52,5ei 82 

Dividends on paid-up. prepaid 
stock and deposits 56 20 

Exponses— 

Salaries 672 00 

Other purposes 584 96 

Insurance and taxes paid for bor- 
rowers 501 31 

Cash on hand June 30, 1910... 10,759 84 



Total $83,955.12 

Liabilities. 

Dues and dividends on running 
stock $84,01864 

I*aid-up and prepaid stock and 
dividends 1,346 00 

Deposits and dividends 2,759 74 

Fund for contingent losses 8,920 21 

Sundry Items- 
Insurance and taxes 236 87 



Total $97,279 36 



Shares of stock In force, 2,752; shares loaned on, 1,359; membership, .337. 



THE CLAY COUNTY BUILDING AND LOAN ASSOCIATION OF BRAZIL. 

P. T. LUTHER, President. W. H. BUBB, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $4,959 15 

Dues on running stock 18,712 38 

Paid-up and prepaid stock 13,100 00 

I^ans on mortgage security repaid 9,600 00 
I/oans on stock or pass T>ook se- 
curity repaid 1,591 00 

Interest 8,203 59 

Membership fees 307 75 

Ref under Insurance and taxes 258 83 



Total $56,732 70 

Assets. 

Cash on hand June 30, 1910 $2,117 42 

Loans on mortRasre security 109,700 00 

Loans on stock or pass book se- 
curity 3.835 00 

Furniture and fixtures 157 50 

Due for Insurance and taxes 678 35 



Total $116,488 27 



Disbursements. 

Loans on mortgage security i $37,900 00 

Loans on stock or pass book se- 
curity 1,7a 00 

Withdrawals of nmning stock and 
dividends 2,372 62 

Wlthdraw.nls, paid-up and pre- 
paid stock and dividends 1,600 00 

Matured stock 6,546 71 

Dividends on paid-up, prepaid 
stock and deposits 2,272 65 

Expenses- 
Salaries 883 00 

Other purposes 229 67 

Real estate 782 88 

Sundry Items- 
Commission and transfer ......... 907 76 

Cash on hand June 30, 1910 2,117 42 

Total $56,732 70 

Liabilities. 

Dues and dividends on running 
stock $71,652 13 

Pald-np and prepaid stock and 
dividends 44,200 00 

Fund for contlncrent losses 205 72 

Undivided profit 430 42 



Total $116,488 27 



Shares of stock In force, 2,423 ; shares loaned on, 1,097 ; membership, 363. 



23 
CLINTON COUNTY. 



THE CLOVERLEAF BUILDING AND LOAN ASSOCIATION OP 

FRANKFORT. 

WM. P. SIDWBLL, President. CHAS. G. GUBNTHBR, Secretary. 

Condition June 30, 1910. 
Receipts. 



Cash on hand June 30, 1909 13,287 88 

Dues on runnln^f stock 4,507 30 

Loans on mortgage security repaid » 4,100 00 
Loans on stock or pass book se- 
curity repaid 105 00 

Interest 999 23 

Premium 420 00 

Fines 3 60 

Membership fees , 9 00 

Borrowed money ....'. 560 00 

Sundry Items- 
Pass books 2 25 

Transfer fees 60 



Total $13,984 76 

Assets. 

Cash on hand June 30, 1910 $4,022 29 

Loans on mortgage security 16,700 00 

Ijoans on stock or pass book se- 
curity 1,30500 

Furniture and fixtures 20 00 



Disbursements. 

Loans on mortgage security $3,600 00 

Loans on stock or pass book se- 
curity 405 00 

Withdrawals of running stock and 

dividends 1,689 28 

Matured stock 1,50000- 

Expenses— 

Salaries 300 00 

Other imrposes 14186 

Borrowed money repaid 650 00 

Interest on borrowed money * 6 51 

Sundry Items- 
Premium rebate 199 60 

Dues credited repaid loans 1,543 60 

Interest on dues credited on 

loans repaid 227 33 

Cash on hand June 30. 1910 4,022 29 

Total $13,984 76 

Liabilities. 

Dues and dividends on running 

stock $19,127 70 

Undivided profit 2,929 69 



Total $22,057 29 



Total : $22,057 29 



Shares of stock in force, 538 ; shares loaned on, 167 ; membership, P2. 



THE COLFAX BUILDING AND LOAN ASOCTATION OF COLFAX. 
GEORGE DAVIS, President. FRANK B. COYNER, Secretary. 

Condition June 30, 1910. 
Receipts. 



Cash on hand June 30, 1909 $2,254 30 

Dues on running stock 1.771 01 

Loans on mortgage security repaid 10.700 CO 
Ijoans on stock or pass book se- 
curity repaid 350 00 

Interest 1.194 53 

Fines 2550 

Sundry Items- 
Pass books 5 00 



Total $16,300 34 

Assets. 

Cash on hand June 30, 1910 $2,038 81 

Loans on mortgage security 6,095 00 

Loans on stock or pass lK>ok se- 
curity 37000 

Loans on other security 3,200 00 



Total $11,703 81 



Disbursements. 

I^ans on stock or pass book se- 
cnrlty $720 00 

Loans on other security 3,200 00 

Withdrnwals of nmning stock and 
aividends 10,117 93 

Expenses— 

Salaries 169 00 

Other purposes 34 60 

Sundry Items — 
Releasing mortgages 20 00 

Cash on hand June 30, 1910 2,038 81 



Total $16,300 34 

Liabilities. 

Dues and dividends on running 

stock $7,86115 

Thullvided profit 3,809 89 

Sundry Items- 
Hold for release of mortgages. . 20 00 
Tax 1280 



Total $11,703 81 



Shares of stock in force, 88; shares loaned on, 39; membership, 27. 



24 



CLINTON COUNTY— Continued. 



THE HOME BUILDING AND LOAN ASSOCIATION OF COLFAX. 
B. L. DARBY, PreflJdent . GEORGE DAVIS, Secretary. 

Condition June 30, 1910. 



Receipts. 

Gash on hand June 80, 1909 12,217 00 

Loads on mortgage security repaid 25 00 

Interest 236 23 

ITinee 20 

Membership fees 53 25 

Borrowed money 4 JOO 00 

Overdrafts 323 52 

Sundry Items- 
Held for release of mortgage 11 00 



Disbursements. 

Loans on mortgage security K»,913 31 

Loans on stock or pass book se- 
curity 35 00 

Withdrawals of running stock and 

dividends 100 50 

Expenses — 

Salaries 71 50 

Other purposes 38 34 

Borrowed money repaid 300 00 

Interest on borrowed money 107 55 



Total 17.506 20 

Assets. 

Cash on hand June 30, 1910 |6,913 31 

Loans on mortgage security 10 00 



Total y 17,666 20 

Liabilities. 

Dues and dividends on running 

stock J2,H)1 bO 

i:ndivlded profit 72 29 

Borrowed money 4,400 00 

Overdraft 323 62 

Sundry Items- 
Held for release of mortgage ... U 00 
Interest due borrowed money ... 15 00 



Total $6,923 31 



Total 16,923 31 



Shares of stock In force, 209; shares loaned on, 38; membership, 57. 



DAVIESS COUNTY. 



THE HOME BUILDING AND LOAN ASSOCIATION OF WASHINGTON. 
R. M. SMILEY, President. A. H. GREENWOOD, Secretary. 



Receipts. 



Condition June 30, 1910. 



Caflh on hand June 30. 1909 

Dues on ruuniug stock 

Paid-up and prepaid stock 

Loans on mortgage security repaid 

I<<mnA on stock or pass book se- 
curity repaid 

Interest 

Premium 

Membership fees 

Borrowed monej' 

Sundry Items- 
Dividends credited and retained 



$245 68 

13,761 31 

3,700 00 

500 00 

240 00 

1,734 85 

240 95 

156 00 

5.925 00 

613 60 



Total $27,117 39 

Assets. 

Cash on hand June 30, 1910 $709 57 

Loans on mortgage security 30,800 00 

Lonns on stock or pass lK>ok se- 
curity 672 00 



Disbursements. 



se- 



Loans on mortgage security .. 

Loans on stock or pass book 
cu rity 

Withdrawals of running stock and 
dividends 

Withdrawals, paid-up and pre- 
paid stock and divideods 

Expenses — 

Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Sundry Items— 
Dlvldejids credited on running 
stock 

Cash on hand June 30, 1910 



$16,300 00 

820 00 

820 92 

1,593 26 

144 79 

163 25 

5,926 00 

17 91 



613 60 
709 57 



Total $27,117 89 

Liabilities. 

Dues and dividends on runnlug 

stock $22,537 94 

Paid-up and prepaid stock and 

dividends 8,200 00 

Deposits and dividends 250 58 

FuDd for contingent losses 158 83 

Undivided profit 881 85 

Sundry Items- 
Advance Interest accrued 152 37 



Total $32,18157 Total $82,18167 

Shares of stock In force, 1,402 ; shares loaned on, 386 ; membership, 163. 



25 



DAVIESS COUNTY— Continued. 



THE INDUSTBIAIi SAVINGS AND LOAN ASSOCIATION OF WASH- 
INGTON. 

H. I. TRUEBLOOD, President W. M. AIKMAN, Secretary- 

(Condition June 30, 1910. 
Receipts. 



Cash on hand June 80, 1909 |38 84 

Dues on running stock 193,672 01 

Loans on mortgage security repaid 92.180 00 

Interest :... 26,118 29 

Premium 2,663 18 

Ref under insurance and taxes 29 13 



Disbursements. 

Loans on mortgage security 1233,516 61 

Withdrawals of running stock and 

dividends 72,407 57 

Expenses- 
Salaries 774 80 

Other purposes 209 01 

Insurance and taxes paid for bor- 
rowers 97 91 

Cash on hand June 80, 1910 4,662 75 

Total 1314,640 95 

LlabiUties. 

Dues and dividends on running 

stock 1129,252 85 

Undivided profit 16,855 29 

Total 1146.108 14 Total $146,108 14 

Shares of stock in force. 3,539; shares loaned on, 1,413; membership, 3,539. 



Total 1314,640 95 

Assets. 

Cash on hand June 80, 1910 $4,652 76 

Loans on mortgage security 141,386 61 

Due for Insurance and taxes 68 78 



THE UNION SAVINGS AND IX)AN ASSOCIATION OF WASHINGTON. 
N. II. JEP80N, President. WILLIAM HEFFEMAN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 

Dues on running stock 

Paid-up and prepaid stock 

Ij0.ans on mortgage security repaid 
Loans on stock or pass book se- 
curity repaid 

Interest 

Premium 

Pines 

Forfeitures 

Membership fees 

Real estate 

Ref under insurance and taxes 



se- 



Total $268,048 78 



Assets. 

Cash on hand June 80, 1910 ... 

Loans on mortgage security . 

Loans on stock or pass book 
curity 

Loans on other secuirity 

Furniture and fixtures 

Real estate 

Due for insurance and taxes 

Sundry Items- 
Delinquencies 

Advance interest paid and un 
earned 



Disbursements. 

$2,013 49 Loans on mortgage security $129,738 80 

131,036 03 Loans on stock or pass book se- 

24,295 00 ourlty 7,316 85 

65,745 00 Withdrawals of running stock and 

dividends 26,425 83 

6,274 43 Withdrawals, paid-up and pre- 
32,86173 paid stock and dividends ........ 7,989 00 

4,278 10 Withdrawals, deposits and divi- 

36985 dends 1,064 02 

44 00 Matured stock 83,886 00 

810 60 Dividends on paid-up, prepaid 

206 00 stock and deposits 2,408 50 

117 15 Expenses- 
Salaries 1,91124 

Other purposes 216 66 

Insurance and taxes paid for bor- 
rowers 147 26 

Real estate 1,208 24 

Sundry Items- 
Expense F. E. Ash loan 1110 

Interest on advance dues 1,406 46 

C&sh on hand June 30, 1910 4,328 84 

Total $268,04078 

Liabilities. 

$5,113 68 Dues and dividends on running 

464,64600 stock $361,141 75 

Paid-up and prepaid stock and 

6,603 00 dividends 32,986 00 

11,435 00 Deposits and dividends 903 62 

115 00 Fund for contingent losses 690 26 

2,409 37 Undivided profit 73,236 78 

92 28 Sundry Items- 
Advances 30,436 05 

8,413 43 Overdraft Class A 784 84 

1,252 51 



Total $500.079 27 Total 

Shares of stock in force, 12,373; membership, 1,469. 



.$500,079 27 



26 



DAVIESS COUNTY— Continued. 



THE MONTGOMERY AND FARMERS BUILDING AND LOAN ASSOCIA- 
TION OF MONTGOMERY. 



D. LAW WEIMER, President. 



W. E. BELL, Secretary. 



Condition June 80, 1910. 



Receipts. 



Cash on hand June 90, 1909 

Dues on running stock 

Loans on mortgage security repaid 

Interest 

Premium 

Fines 

Membership fees 

Loan fees 

Overdrafts, June 30, 1910 



$470 16 

5,377 38 

2.543 50 

1.132 40 

109 60 

69 07 

19 25 

10 10 

141 55 



Total 19,862 91 

Assets. 

Cash on hand June 30, 1910 $14,300 00 

Loans on mortgage security 6,100 00 

Furniture and fixtures 13 00 

Real estate 300 00 

Sundry Items- 
Arrearages 259 86 

Compromise notes 747 25 

Total $20,720 11 



Disbursements. 



se- 



$2,848 40 

2,200 00 

1.477 87 
3.100 00 

100 00 

117 64 

6 00 

10 10 
300 

Total $9,862 81 

Liabilities. 

Duos and dividends on running 
stock $16,370 42 

Undivided profit 4,208 14 

Sundry Ittniis— 
Overdraft June 30, 1910 14155 



Loans on mortgage security .. 
Loans on stock or pass book 

curlty 

Withdrawals of running stock and 

dividends 

Matured stock 

Expenses — 

Salhries 

Other purposes 

Interest on stock 

Sundry Items— 

Kooording mortgages and deeds. 

Interest refunded 



Total $20,720U 



Shares of stock in force. 308 ; shares loaned on, 194 ; membership, 110. 



27 



DEARBORN COUNTY. 



THE DEARBORN COUNTY LOAN AND BUILDING ASSOCIATION OF 

LAWRENCBBURG, 

HENRY HODELL, President. HAERY H. SIMS, Secretary. 

Condition June 30, 1910. 
Receipts. 



Cash on Inind June 30, 1909 |3,468 64 

Dae^ on running stock 67,101 60 

Loans on mortgage security repaid 90,220 00 
Loans on stock or pass book se- 
curity repaid 2,230 OO 

Interest 11,987 50 

Premium 24 73 

Pines 1110 

Membership fees 234 00 

Borro weil money 5,600 00 

Ref under insurance and taxes .... 31 85 
Sundry Items- 
Bonds , 6,07000 



OPoUl $126,979 32 

Cash on hand June 30, 1910 ........ 18,710 33 

Loans on mortgage security 182,840 00 

Locms on stock or pass book se- 
curity 1,64000 

Due for Insurance and taxes 342 30 

Sundry Items- 
Bonds 10,414 00 

Total $208,946 63 



Disbursements. 

Loans on mortgage security $86,660 00 

Loans on stock or pass book se- 
curity 8,02000 

Withdrawals, paid-up and pre- 
paid stock and diyidends 71,966 77 

Expenses- 
Salaries 80160 

Other purposes 156 35 

Borrowed money repaid 5,600 00 

Interest on borrowed money 28 94 

Insurance and taxes paid for bor- 
rowers 125 03 

Sundry Items- 
Interest refunded 2 00 

Premium refunded 10 40 

Cash on hand June 30, 1910 8,710 83 

Total $126,979 32 

Liabilities. 

Dues and dividends on runplng 
stock $197,861 28 

Undivided profit 1,085 35 

Sundry Items- 
Reserve fund 5,000 00 



Total ....; $203,946 63 



Shares of stock in force, 5,429 ; shares loaned on, 912 ; membership, 733. 



28 



DEARBORN COUNTY— Continued. 



THE GERMAN PERPETUAL BUILDING ASSOCIATION OF LAWRENCE- 
BURG. 

PETER ENDRESS, Prosldont. JULIUS SCHNEIDER. Secretary. 

CoDdltlon Juue 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 17,716 03 

Dues on running stock 56,680 00 

Loans on mortgage security repaid 19,290 00 
Loans on stock or pass book se- 
curity repaid 7,560 00 

Interest 8,109 68 

Fines 70 75 

Membership fees 119 50 

Borrowed money 17,000 00 

Real estate 10 00 

Sundry Items- 
Bonds 4,404 46 

Interest on bonds 1,568 25 



Total $122,468 69 

Assets. 

Cash on hand June 30, 1910 16,029 75 

Loans on mortgage security 128,055 00 

Loans on stock or pass book se- 
curity 1,21500 

Sherirr*8 certiflcates and judg- 
ments 112 46 

Due for insurance and ta'xes 39 10 

Sundry Items- 
Bonds 28,51126 

Bond premium 140 00 



Total $164,102 



Disbursements. 

Ix>ans on mortgage security 125,570 00 

Loans on stock or pass book se- 
curity 7,455 00 

Withdrawals of running stock and 

dividends 6.010 91 

Expenses- 
Salaries 676 00 

Other purposes 132 65 

Borrowed money repaid 17,000 00 

Interest on borrowed money 298 88 

Insurance and taxes paid for bor- 
rowers 4 00 

Real estate 122 4G 

Sundry Items- 
Bonds 13,918 22 

Accrued interest on bonds 248 82 

Cash shortage 2 00 

Cash on hand June 30, 1910 6,029 75 

Total .-.. 1122.468 69 

LiabiliUes. 

Dues and dividends on running 
stock $163,015 19 

Sundry Items- 
Surplus 1,087 38 



Total $164,102 57 



Shares of stock in force. 4.70t): sliares loaned on. 641. 



29 



DEARBORN .COUNT Y— Continued. 



THE MOORES HILL BUILDING AND LOAN ASSOCIATION OF 

•MOORES HILL. 

SAM J. HOUSTON, President. * CHAS. SCHABBL, Secretary. 



Condition June 30, 1910. 



Receipts. 



Dlsbarsements. 



Cash OD hand June 80, 1909 1684 52 

Does on rnnning stock 10,104 25 

Loans on mortgage security repaid 5,760 00 
Loans on stock or pass book se- 
curity repaid 300 00 

lioanff on other security repaid.... 904 25 

Interest 1,787 91 

Fines «.* 15 

Memberstiip fees 63 00 

Borrowed money 1,100 00 

Sundry Items- 
Transfer fee 26 



Total $20,644 33 

Assets. 

Cash on hand June 30, 1910 11,014 04 

Loans on mortgage security 23,850 00 

Loans on stock or pass book se- 
curity 690 00 

Loans on other security 1,737 75 

Furniture and fixtures 40 25 



se- 



Loans on mortgage security .. 

Loans on stock or pass book 
cnrity 

Withdrawals of running stock and 
di Yideuds 

Matured stock 

Ex penses — 

Sala ries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Sundry Items- 
Interest on matured stock 

Interest repaid borrowers 

Cash on hand June 30, 1910 



U.150 00 

360 00 

4,336 85 
7,150 00 

149 00 

27 20 

2,975 00 

137 39 

215 68 

2917 

1,014 04 

Total $20,544 33 

Liabilities. 

Dues and dividends on running 

stock $25,883 10 

Undivided profit 848 94 

Borrowed money 1,100 00 



Total $27,33204 Total $27.332 04 

Shares of stock in forc-e, S33 ; shares loaned on, 235 ; membership, 180. 



THE PEOPLE'S BUILDING AND LOAN COMPANY OF COCHRAN. 
PHED SCilMUlTK, President. FRED BEINKAMPKN, Secretary. 

Condition June 30, 1J)10. 



Receipts. 

Cash on hand June 30, 1909 $5,959 37 

Dues on running stock 159,869 39 

Paid-up and prepaid stock 18,900 00 

Loans on mortgage security repaid 69,680 00 
Loans on stock or pass book se- . 

curity repaid 8,690 00 

Interest 19,702 57 

Premium 

Fines 

Forfeitures 

Membership fees 

Real estate 

Sundry Items— 

Caeh over 



2 60 
666 

11 75 
554 46 

83 70 

200 



Total $283,461 39 

Assets. 

Cash on hand June 30, 1910 $11,687 90 

Loans on mortgage security "365,177 99 

Loans on stock or pass book se- 
curity 1,812 00 

Real estate 5,740 43 



Total $384,418 33 



Dlsburecments. 

Loans on mortgage security $88,000 00 

Loans on stock or pass book se- 
curity 9,722 00 

Withdrawals of running stock and 

dividends 136,311 96 

Withdrawals, paid-up and pre- 
paid stock and dividends 31,620 29 

Expenses — 

Salaries 1,302 50 

Other purposes 414 61 

Borrowed money repaid 215 41 

Real estate 5,184 72 

Sundry Items- 
Cash short 200 

Cash on hand June 30, 1910 11,687 90 

Total $283,461 39 

Liabilities. 

Dues and dividends on running 
stock $296,829 28 

Paid-up and prepaid stock and 
dividends 79,283 74 

Fund for contingent losses 7,800 00 

Undivided profit 505 30 

Total $384,418 32 



Shares of stock in force, 5,094 ; shares loaned on, 1,826 ; membership, 1,496. 



30 



DEARBOKN COUNTY— Continued. 



THE PROGRESS BUILDING AND SAVING ASSOCIATION OF DILLSBORO. 

ED KUHN. President. W. C. D. STEVENSON, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 $160 06 

Dues on Fanning stock 1,992 60 

Loans on mortgage security repaid 2,275 00 
Loans on stock or pass book se- 
curity repaid 250 00 

Loans on other security repaid . . . 2,009 75 

Interest 1,116 09 



Total 17,80240 

Assets. 

Cash on hand June 30, 1910 $1,988 16 

Loans on mortgage security 15,160 63 

Loans on stock or pass book rc- 

curtty 91175 

Loans on other security 1,449 49 

Total $19,510 08 



Disbursements. 

Loans on mortgage security $1*660 00 

Loans on stock or pass book se- 
curity 42000 

Tx>ans on other security 190 00 

Withdrawals of running stock and 

dividends 638 84 

Expenses — 

Salaries » 129 00 

Other purposes 6 00 

Borrowea money repaid 2,626 00 

Interest on borrowed money 267 60 

Sundry Items- 
Interest refunded 8 90 

Cash on hand June 30, 1910 1,988 16 

Total $7,80840 

LlablllUes. 

Dues and dividends on running 

stock $18,564 21 

Fund for contingent losses 1,686 82 

Borrowed money 4,810 00 



Total $19,610 08 



Sliares of stock in force, 302 ; shares loaned on, 31 ; membership, 45. 



THE UNION BUILDING IX)AN FUND AND SAVINGS ASSOCIATION OF 

AURORA. 
W. C. HENRY, President. J. L. DEMERLINE, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $4,961 81 

Dues on running stock 45.953 55 

Loans on mortgage security repaid 5,890 00 
Loans on stock or pass book se- 
curity repaid 3,105 00 

Loans on other security repaid . . . 6,000 00 

Interest 5,715 10 

Fines 20 70 

Membership fees 151 50 

Sundry Items- 
Transfer fees 6 00 



Total $71,808 66 

Assets. 

Cash on hand June 30, 1910 $523 47 

I»ans on mortgage security 86,360 00 

Loans on stock or pass book se- 
curity 2,645 00 

Furniture and fixtures 60 00 

Sundry Items- 
Bonds ..-. 13,000 00 

Loans secured by bonds 18,000 00 

Total $120,588 47 



EMsbursements. 

Loans on mortgage security $88,110 00 

Loans on stock or pass book se- 
curity 2,960 OO 

Withdrawals of running stock and 

dividends 11.636 81 

Matured stock 18,14102 

Expenses — 

Salaries 436 60 

Other purposes 96 86 

Cash on hand June 30, 1910 828 47 



Total $71,808 66 

Liabilities. 

Dues and dividends on running 

stock .....$119,774 14 

Fund for contingent losses 186 83 

Undivided profit 627 50 



Total $120,688 47 



Shares of stock in force, 1,271 ; shares loaned on, 320; membership, 286. 



31 
DECATUR COUNTY. 



THE GRBENSBURG BUILDING AND LOAN ASSOCIATION OP 

GRBENSBURG. 
W C. WOODFILL, President. CHAS. ZOLLBB, Secretary. 

Condition June 30, 1910. ' 
Receipts. 



Oash on hand June 30, 1909 $3,976 88 

Does on running stock 47,844 77 

Loans on mortgage security repaid 15,206 00 
Loans on stock or pass book se- 
curity repaid 2,582 35 

Interest 8,932 49 

Forfeitures 2 29 

Borrowed money 1,600 00 



Total 180,043 78 

Assets. 

Cash on hand June 30, 1910 $6,024 66 

Loans on mortgage security 128,395 00 

Loans on stock or pass book se- 
curity 11,934 12 

Furniture and fixtures 100 00 

Real estate 600 00 



Disbursements. 

Loans on mortgage security $23,850 00 

Loans on stock or pass book se- 
curity 2.925 00 

Withdrawals of running stock and 

dividends 38,175 23 

Expenses- 
Salaries 44200 

Other purposes 20 28 

Borrowed money repaid 8,750 00 

Interest on borrowed money 356 61 

Real estate 600 00 

Cash on hand June 30, 1910 5,024 66 

Total $80,043 78 

Liabilities. 

Dues and dividends on running 

stock $142.295 98 

Undivided profit 3,657 80 



Total $146,963 78 



Total $146,963 78 



Shares of stock in force, 3,197 ; shares loaned on, 1,284 ; membership, 457. 



THE WORKINGMEN'S BUILDING AND LOAN ASSOCIATION OF 

GRBENSBURG. 
JOSEPH B. KITCHEN, President. DAVID A. MYERS. Secretory. 



Receipts. 



Condition June 30, 1910. 



Disbursements. 



Cash on hand June 30, 1909 $1 82 

Dues on running stock 13,702 27 

Deposits 118 50 

Loans on mortgnge security repaid 13,395 15 
Loans on stock or pass book se- 
curity repaid 1,919 00 

Interest 3,305 84 

Premium 4 50 

Fines 139 43 

Membership fees 89 26 

Stock transfers 7 25 

Ref under Insurance and taxes 43 77 

Dividends returned 3 12 

Sundry Items- 
Equalize dividends 4 38 

Mortgage satisfactions 6 GO 

Stock reinstated 1,576 16 



Total $34,316 04 

Assets. 

Cash on hand June 30, 1910 $148 09 

Loans on mortgage security 48,4^ 63 

Loans on stock or pass book se- 
curity 1,652 89 

Furniture and fixtures 185 00 

Due for insurance and taxes 13 95 

Sundry Items- 
Expired series 566 62 



Loans on mortgage security 

I^onns on stock or pass book se- 
ouri tj' 

Withdrawals of running stock and 
dividends 

Withdrawals deposits 

Matured stock 

Kxpenses— 

Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Insurance and taxes paid for bor- 
rowers 

Sundry Items- 
Interest returned to borrowers.. 

O'Doll's loss 

Mortgage satisfactions 

Cash on hand June 30, 1910 



$11.772 35 

1,446 00 

11,545 98 

96 50 

4,860 00 

416 00 

207 19 

3,460 00 

145 70 

22 75 

22 76 

96 84 

200 

148 09 



Total $34,816 04 

Liabilities. 

Dues and dividends on running 

stock $49,295 32 

Deposits 60 00 

Matured stock ...: 900 00 

Undivided profit 774 31 

Sundry Items- 
Mortgage satisfactions 17 66 



Totol $61,03718 Totol *. $51,037 18 

Shares of stock In force, 503 ; shares loaned on, 241 ; membership, 176. 



32 



DEKALB COUNTY. 



THE AUBURN BUILDING AND LOAN ASSOCIATION OF AUBURN. 
J. EDGAR BUCHANNAN. President. CHAS. S. STEWART, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 $161 3t 

Dues on running: stock 931 70 

Paid-up and prepaid stock 1,800 OO 

Interest 94 20 

Premium 75 36 

Fines 20 

Membership fees 14 50 

Borrowed money 888 18 

Total $3,96646 

Assets. 

Cash on hand June 30, 1910 1283 36 

Loans on mortgage security 2,697 50 



Disbursements. 

Loans on mortgage security $2,697 60 

Dividends on paid-up, prepaid 

stock and deposits 10 00 

Expenses 72 83 

Borrowed money repaid 888 18 

Interest on borrowed money 13 58 

Cash on hand June 30, 1910 283 36 



Total $2,98086 



Total $3,96545 

Liabilities. 

Dues and dividends on running 
stock $iae08B 

Paid-up and prepaid stock and 
dividends 1.800 00 

Undivided profit 20 51 

Total $2.98086 



Shares of stock In force, 141 ; shares loaned on, 29; membership, 21. 



THE DEKALB COUNTY BUILDING AND IX)AN ASSOCIATION OF 

GARRpyn\ 

EMIL HILL, President. M. W. JOHNSTON, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $513 66 

Dues on running stock 7.020 90 

Paid-up and prepaid stock 3,700 00 

Loans on mortgage security repaid 9,300 00 
Loans on stock or pass book se- 
curity repaid 100 00 

Interest 4,095 60 

Premium 3,276 48 

Pines 125 60 

Membership fees 58 OO 

Transfer fees 5 00 



Total $28,195 24 

Assets. 

Cash on hand June 30. 1910 $1,562 07 

Loans on mortgage security 67.900 00 

Real estate 66179 



Disbursements. 

Loans on mortgage security $10,800 00 

Withdrawals of running stock and 

dividends 4,541 03 

Withdrawals, paid-up and pre- 
paid stock and dividends 1,800 00 

Matured stock 7,900 00 

Dividends on paid-up, prepaid 

stock and deposits 873 84 

Expenses- 
Salaries :.... 70860 

Other purposes 9 80 

Cash on hand June 30, 1910 1,662 07 

Total $28,196 24 

Liabilities. 

Dues and dividends on running 
stock $35,768 87 

Paid-up and prepaid stock and 
dividends 33,426 46 

Undivided profit 989 04 

Total $70,123 88 



Total $70,123 86 

Shares of stock in force, 1,301 ; shares loaned on, 673; membership, 142. 



33 



DELAWARE COUNTY. 



THE MUNCIE SAVINGS AND LOAN COMPANY OF MUNCIE. 
W. E. HITCHCOCK. Presldeut. WALTER L. DAVIS, Secretary. 



Ck)ndition June 30, 1910. 



Receipt^ 



DisburBements. 



Cash on hand June 30, 1909 

Inies on running stock 

Paid-up and prepaid stock 

Loans on mortj?age security repaid 
Loans on other security repaid ... 

Interest 

Premium 

Fines 

Refunder insurance , 

Overdrafts, error 

Sundry Items— 

Profit 

Tax repaid 

Cr. to Bor. account (loan made) 

Account closed to P. and L 

Rents 



$29,634 46 

460.580 91 

24,850 00 

149.075 42 

47,711 63 

52,730 69 

37 14 

225 40 

10 26 

ao 

13 68 

15 39 

172,624 88 

53 67 

835 70 



Total $938,299 52 



Assets. 

Cash on hand June 30, 1910 

Loans on mortgage security 

Loans on other security 

Furniture and fixtures 

Real estate 

Sheriff's certificates and Judg- 
ments 

Sundry Items- 
Del. Co. N. B., account D 

Corporation bonds 



$31,990 50 
769.050 00 

76,218 61 
1,099 

70.511 



89 
41 



178 27 

20,000 00 
27,000 00 



Loans on mortgage security $122,160 00 

Loans on other security 62,396 63 

Withdrawals of running stock and 

dividends 447,006 48 

Withdrawals, paid-up and pre- 
paid stock and dividends 37,200 00 

Div. credit to dues 40,783 70 

Dividends on paid-up* prepaid 

stock and deposits , 6,681 46 

Expenses— 

Snlaries 6,238 00 

Other purposes 970 34 

Aeeoimt Del. N. B 20,000 00 

Furniture and fixtures 25 00 

Real estate 9,910 64 

Sundry Items— 

Dr. to Bor. acct. (acct. loan).... 162,790 81 

Overft. charge off 64 89 

Excess fines charged 74 40 

Muncle Industrial Assn. fund. . . 900 00 

Cash reconciilatlon 228 18 

Cash on hand June 30, 1910 31,990 60 

Total $988,299 52 

Liabilities. 

Dues and dividends on running 
stock $876,81166 

raid-up and prepaid stock and 
dividends 104,144 08 

Undivided profit 6,358 46 

Due on loans 9,734 54 



Total $996,048 68 Total $996,048 68 

Shares of stock in force, 5,621 ; shares loaned on, 4,228 ; membership, 3,305. 



13—24731] 



34 



DELAWARE COUNTY— Continued. 



THE MUTUAL HOME AND* SAVINGS ASSOCIATION OF MUNCIE. 
DAVID A. McCLAIN, President. GEORGE N. HIGMAN, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 90, 1909 $56,962 20 

Dues on running stock 346,464 64 

Loans on mortgage security repaid 110,978 78 
Loans on stock or pass book se- 
curity repaid 16,001 48 

Loans on other security repaid . . . 5,000 00 

Interest 30,207 99 

Premium 204 69 

Fines 617 (K 

Forfeitures 666 25 

Membership fees 34 75 

Loan fees 178 00 

Real estate 2,596 91 

Uof under insurance and taxes 14 43 

Tax rortlfioates 6 86 

ffnndry Items- 
General expense refunded 60 



Total 1570,861 18 

Assets. 

Cash on hand June 30, 1910 126,671 48 

Loans on mortgage security 466,231 18 

TiOans on stock or pass book se- 
curity 13.954 84 

Ix)ans on other security 2,500 00 

Furniture and fixtures 909 16 

Real estate 17,184 33 

Sheriff's certificates and Judg- 
ments 163 46 

Sundry Items- 
Rents due 212 80 

Tax certificates 34 59 

Bonds 14.702 82 

Certificates deposit bank 30,000 00 



Disbursement. 



Loans on mortgage security 1178,581 49 

Loans on stock or pass book se- 
curity 22,88086 

Loans on other security 2,500 00 

Withdrawals of running stock and 

dividends 250,536 82 

Withdrawals, paid-up and pre- 
paid stock and dlTldends 9,700 00 

Furniture and fixtures 64 25 

Dividends on paid-up, prepaid 

stock and deposits 22,153 48 

Expenses — 

Salaries 4,416 75 

Interest paid and refunded 247 91 

Real estate 4,531 58 

Sundry Items- 
Bonds 46,725 38 

Sheriff's certificates 163 46 

Cash on hand June 30, 1910 26,671 48 

Total $570,861 18 

Liabilities. 

Dues and dividends on running 
stock $538,833 88 

Paid-up and prepaid stock and 

dividends 11,500 00 

Fund for contingent losses 9,253 50 

Undivided- profit, July dividends.. 11,977 19 



Total $571,564 66 Total $571,564 66 

Shares of stock In force. 13.485; shares loaned on, 4,926; membership, 2,560. 



35 



DELAWARE COUNTY— Continued. 



THE PEOPLE'S HOME SAVINGS ASSOCIATION OF MUNCIE. 
W. W. SHIRK, President. J. M. MOTSBNBOCKER, Secretary. 



Receipts. 



Condition Jane 30, 1910. 



Disbursements. 



Gash on hand June 90, 1908 

Dnes on running stock 

Paid-up and prepaid stock 

Loans on mortgage security repaid 

Interest 

Pass books 

Loan fees 

Borrowed money 

Real estate rents 

Sundry Items- 
Mortgage releases 

Loss and gain 

R. B. sales 



12,136 5g 

194.869 47 

39,686 35 

88,817 61 

29,704 62 

69 60 

496 00 

13,000 00 

1,701 66 

S3 20 

857 88 
675 00 



Total $371,534 87 

Assets. 

Cash on hand June 30, 1910 $13,590 59 

IjOahr on mortgage security 449.384 94 

Furniture and fixtures 900 00 

Real estate 19,702 20 



Loans on mortgage security $116,478 94 

Withdrawals of running stock and 
dividends 176,494 66 

Withdrawals, paid-up and pre- 
paid stock and dividends 43,014 14 

Dividends on paid-up, prepaid 

stock and deposits 2,492 23 

Expenses- 
Salaries 4,098 30 

Other purposes 707 45 

Borrowed money repaid 13,000 00 

Interest on borrowed money 67 17 

Insurance and taxes paid for bor- 
rowers 26 40 

Real estate, expense 1,186 77 

Sundry Items- 
Transfer fees 496 00 

Munde Ind. Association 226 00 

Costs, Corpr. property 670 22 

Cash on hand June 30, 1910 13,690 69 

Total $371,534 87 

Liabilities. 

Duos and dividends on running 
stock $400,723 79 

Pnld-np and prepaid stock and 

dividends 65,546 88 

Fimd for contingent losses 17,306 08 



Total $483,677 73 Total $483,677 73 

Shares of stock in force, 4,662 ; shares loaned on, 4,493 ; membership, 2,187. 



DUBOIS COUNTY. 



THE CITIZENS* LOAN ASSOCIATION No, 2 OF HUNTINGBURG. 
HENRT DUFENDACH, President. D. C. DUFENDACH, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $156 67 

Does on running stock 7,487 50 

Loans on mortgage security repaid 800 00 
Loans on stock and pass book se- 
curity repaid 446 00 

Interest 1,16136 

Pines 28 40 

Borrowed money 2,000 00 

Sundry Items- 
Transfers 1 60 



Total $12,080 42 

Assets. 

Cash on hand June 30, 1910 $63 82 

Loans on mortgage security 14,600 00 

Loans on stock or pass book se- 
curity 12,75000 

Total $27,313 82 



Disbursements. 

Loans on mortgage security $5,700 00 

Loans on stock or pass book se- 
curity 3,89000 

Withdrawals of running stock and 

dividends 2,324 65 

Expenses- 
Salaries 9020 

Other purposes 11 76 

Cash on hand June 30, 1910 63 82 



Total $12,080 42 

Liabilities. 

Dues and dividends on running 

stock $24,765 85 

Undivided proflt 2,547 97 



Total $27,313 82 



Shares of stock in force, 558 ; shares loaned on, 450 ; membership, 127. 



36 



DUBOIS COUNTY— Continued. 



THE COLUMBIA BUILDING, LOAN AND SAVINGS ASSOCIATION OF 

FERDINAND. 

AUGUST F. GEHLHANSON. President. MATHIAS ALLINGBR, Secretary. 

(.'ondltion June 30. 1910. 



Receipts. 

Cash on tiand June 30, 1909 $82 03 

Dues on running stoclc 4,716 28 

Interest 983 10 

Pines 1 95 

Sundry Items- 
Transfers 26 



Disbursements. 

Loans on stoclc or pass book se- 
curity $3,60000 

Loans on other security 2,000 00 

Expenses — 

Salaries 81 75 

Other purposes 5 00 

Cash on liand June 30, 1910 96 86 



Total $5,783 61 

Assets. 

Cash on hand June 30, 1910 $96 86 

I»ans on mortgage security 2(X) OO 

Loans on stocli or pass boolc se- 
curity 6,900 00 

lioans on other security 12,3C0 00 

Total $19,496 86 



Total $5,783 61 

Lial)llities. 

Duos and dividends on running 

stoclt $17,668 21 

Undivided profit 1,828 65 



Total $19,496 86 



Shares of stock in force, .323 ; shares loaned on, 194 ; membership, 88. 



THE FERDINAND BUILDING, LOAN AND SAVINGS ASSOCIATION OF 

FERDINAND. 

PETER (JERBEH, President, HUBERT QI'ANTE, Secretary. 

Condition June 30, 1910. 



Receipts. 



Disbursements. 



Dues on running stock $806 00 Loans on other security 

Interest 70 Expenses 

Premium 4 00 

Sundry Items 

Transfers 25 

Money advanced 50 00 



Cash on hand June 30, 1910 



Total 



Assets. 



Cash on hand June 30, 1910 
Loans on other security ... 



Total 



$860 95 



$433 35 
400 00 



$833 35 



stock 
Fund for contingent losses 



Total 



$400 00 

27 60 

433 35 



Total $86095 

Liabilities. 
Dues and dividends on running 



$828 40 
496 

$833 35 



Shares of stock in force, 403; shares loaned on, 4; membership, 111. 



37 



DUBOIS COUNTY— Continued. 



THE FERDINAND BUILDING, LOAN AND SAVINGS ASSOCIATION OF 

FERDINAND. 

PKTBR GERBKR, President. HT7BERT QUANTB, Secretary. 

Condition June 30, 1910. 



• Receipts. 

Cash on hand June 30, 1909 $90 97 

Dues an running stock 6,666 50 

Interest 1,642 45 

Transfers * 26 



Total $7,39917 

Assets. 

Cash on hand June 30. 1910 $67 07 

Loans on stock or pass book se- 
curity 31,00000 

Total 131,059 07 



Disbursements. 

Loans on other security 17,200 00 

Withdrawals of running stock and 

dividends 67 26 

Expenses- 
Salaries 67 26 

Other purposes 6 60 

Cash on hand Jime 80, 1910 67 07 

Total 17,899 17 

Liabilities. 

Dues and dividends on running 

stock 126,809 96 

Undivided profit 4,249 12 

Total 131,069 07 



Shares of stock in force, 435 ; shares loaned on, 310 ; membership, 99. 



THE MUTUAL LOAN ASSOCIATION OF FERDINAND. 
JOSEPH HAVLIIi, President. LEONARD MILLER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Dues on running stock $1,597 26 

Interest 20 35 

Premium 58 00 

Sundry Items- 
Transfers 60 



Total $1,676 10 

Assets. 

Cash on hand June 30, 1910 $19 06 

Loans on other security 1,600 00 



Total $1,61906 



Disbursements. 



\ 



Loans on other security 1,600 00 

Expenses 67 06 

Cash on hand June 80, 1910 19 06 



Total $1,676 10 

Liabilities. 

Dues and dividends on running 

stock $1,597 26 

Undivided profit 2180 

Total $1,61905 



Shares of stock in force, 350 ; shares loaned on, IQ ; membership, 350. 



38 



DUBOIS COUNTY— Continued. 



THE PHBNIX LOAN ASSOCIATION OF JASPER. 
vTOHN P. SALE, President. W. S. HUNTER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 $10,154 67 

Dues on mnning stock 41,193 05 

Loans on stock or pass book se- 
curity repaid 12.648 00 

Loans on other security repaid . . . 19,957 22 

Interest 4,835 78 

Fines 300 70 

Sundry Items- 
Transfers 58 75 

Rents 54 00 



Total $89,202 17 

Assets. 

Cash on hand June 30, 1910 $3,966 37 

Loans on mortgage security 30,884 74 

Loans on other security 61,769 60 

Real estate 480 00 

Sundry Items- 
Delinquents 552 10 

Total $97,642 71 



Disbursements. 

Loans on mortgage security $23,600 00 

Loans on other security 25,303 68 

Withdrawals of running stock and 

dividends 13.534 65 

Matured stock 22,070 00 

Expenses- 
Salaries 457 56 

Other purposes 380 00 

Cash on hand June 30, 1910 3,966 37 



Total $89,202 17 

Liabilities. 

Sundry I terns— 
On 2894 shares of running stock. $97,642 71 



Total 



$97,642 71 

Shares of stock in force, 2,894; shares loaned on, 680; membership, 440. 



ELKHAET COUNTY. 



THE CITIZENS' BUILDING, LOAN AND SAVINGS ASSOCIATION 

OF NAPPANEE. 

P. A, EARLY, President. H. B. CAPPES, Secretary. 
Condition June 30, 1910. 



Receipts. 

Dues on running stock $3,076 25 

Interest 88 51 

Premium 9 75 

Fines 3 00 



Total $3,177 51 

Assets. 

Cash on hand June 30, 1910 $277 51 

Loans on mortgage security 1,750 00 

Loans on other security 1.100 00 



Disbursements. 

Ijoans on noortgage security $1,760 00 

Loans on other security 1,100 00 

Expenses — 

Salaries 50 00 

Cash on hand June 30, 1910 277 51 

Total $3,177 51 

Liabilities. 

Dues and dividends on running 
stock $3,060 65 

Sundry Items — 

Dues paid in advance ...: 76 23 

Interest paid in advance 6 01 

Total $3,14191 



Total $3,127 51 

Shares of stock in force, 200 ; shares loaned on, 7 ; membership, 200. 



39 



ELKHART COUNTY— Continued. 



THE OO-OPBRATIVB. SAVINGS AND LOAN SOCIETY OF ELKHART. 
FREDERICK W. MILLER, President. LOUIS M. SIMPSON, Secretary. 

Condition June 30, 1910. 



Receipts. 

CaBh on hand June 3D. 1909 18,620 38 

Does on running stock 10,872 29 

Paid-np and prepaid stock 9,300 00 

Deposits 14,40072 

Loans on mortisrage security repaid 20,675 00 
Loans on stock or pass book se- 
curity repaid 350 00 

Interest 6,75127 

Fines 8490 

Membership fees 69 00 

lionn fees 34 00 

Borrowed money 6,416 97 

Real estate 1,162 00 

Ref under insurance and taxes 49 30 

Sundry Items- 
Transfer fees 8 00 

Tax sale certificates 84 64 



Total 178,713 87 

Assets. 

Cash on hand June 30, 1910 $1,663 82 

Loans on mortgage security 103.675 OO 

Loans on stock or pass book se- 
curity 3,300 00 

Furniture and fixtures 318 61 

Sheriff's certificates and judg- 
ments 37 60 



Disbursements. 

Loans on mortgage security $10,286 00 

Loans on stock or pass book se- 
curity 3,660 00 

Withdrawals of running stock and 
dividends 17,085 79 

Withdrawals, paid-up and pre- 
paid stock and dividends 21,338 36 

Withdrawals, deposits and divi- 
dends 16,004 96 

Expenses- 
Salaries 98800 

Other purposes 606 37 

Borrowed money repaid 6,416 97 

Interest on borrowed money 47 80 

Insurance and taxes paid for bor- 
rowers 60 30 

Sundry Items- 
Appraisement fees 84 00 

Cash on hand June 30, 1910 1,663 86 

Total $78,713 37 

Liabilities. 

Dues and dividends on running 

stock $44.008 91 

Pnld-up and pi^pald stock and 

dividends 51,914 36 

Deposits and dividends 10,734 37 

Fund for contingent losses 2,800 00 

Undivided profit* 82 40 

Total $108,986 03 



Total $108,985 03 

Shares of stock In force, 2,187 ; shares loaned on, 843 ; membership, 315. 



THE EQUITABLE BUILDING LOAN AND SAVINGS ASSOCIATION OF 

ELKHART. 
D. W. THOMAS, President. D. C. THOMAS, Secretary. 

Ck)ndltlon June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 $5,938 36 

Loans on mortgage security repaid 8,868 13 

Interest 589 90 

Real estate 1,810 98 

Ref under insurance and taxes ... 59 45 
Sundry Items— 

R. B. contracts 7.218 07 

Furniture and fixtures 100 00 

P. and L. accoimt deposits 184 23 



Total $24,769 11 

Assets. 

Sundry Items— 
P. and L. account $22,224 43 



Disbursements. 

Withdrawals of running stock and 
dividends $11,617 68 

Withdrawals, paid-up and pre- 
paid stock and dividends 2,636 77 

Withdrawals, deposits and divi- 
dends 184 23 

Expenses— 

Snlnries 2,010 62 

Other purposes 1,027 89 

Sundry Items- 
Losses 7,29212 

Total $24,769 11 

Liabilities. 

Dues and dividends on running 
stock $17,89046 

Paid-up and prepaid stock and 
dividends 4,398 97 

Total $22.224 43 



Total $22,224 43 

Shares of stock in force, 5,014 ; shares loaned on, 1,821 ; membership, 428. 



40 



ELKHAET COUNTY— Continued. 



THE METROPOLITAN LOAN AND SAVINGS ASSOCIATION OF 

GOSHEN. 

L. W. VAIL, President. CHAS. A. WEHMEYER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 |200 15 

Loans on martgage secority repaid 850 91 

Real estate 62 44 

Sundry Items— 

J-Ddgment and interest 48 00 

Sale of furniture 50 00 

Profit Comp. stock 1,029 32 

Total $2,230 82 

Assets. 

(None.) 



Disbursement. 

Expensed 90 12 

Sundry Items- 
Settlement mortgage loans 526 75 

Wtlhdrawals compromised 1,613 95 



Total $2,23082 

Liabilities. 
(None.) 



FAYETTE COUNTY. 



THE FAYETTE SAVINGS AND LOAN ASSOCIATION OF CONNERS- 

VILLE. 

.INO. F. HAIK, President A. E. BARROWS, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 80, 1909 $15,351 18 

Dues on running stock 58,647 25 

Paid-up and prepaid stock 111.643 00 

Loans on mortgage security repaid 77,750 00 
Loans on stock or pass book se- 
curity repaid 2.125 00 

Interest 22,389 63 

Sundry Items- 
Pass books 47 00 

Transfer fees 3 0() 

All other sources 11 85 



Disbursements. 

Loans on mortgage security $109,215 00 

Ix)nns on stock or pass book se- 

<^irlty 1,735 00 

Withdrawals of running stock ... 41,631 37 
Withdrawals, paid-up and pre- 
paid stock and dividends 93,80100 

Withdrawals, deposits and divi- 
dends 3.75108 

Matured stock 8,900 00 

Dividends on paid-up sto<'k 12,366 26 

Hxpenses — 

Salaries 1,823 00 

Other purposes 344 86 

Cash on hand June 30, 1910 14,400 39 



Total $287,967 91 

LlabllltleB. ' 

Dues and dividends on running 

stock 4136,696 84 

Paid-up and prepaid stock and 

dividends 264,851 94 

Fund for contingent losses 600 00 

Undivided prof\t 739 00 

Due on loans 3,800 00 

Total $412,087 78 Total $412,087 78 

Sbarea of stock in force, 9,127 ; shares loaned on, 3,725 ; membership, 1,008, 



Total $2S7.967 91 

Assets. 

Cash on hand June 30, 1910 $14,400 39 

Loans on mortgage security 395,958 00 

Loans on stock or pass book se- 
curity 1,33500 

Sundry Items- 
Adding machine 150 00 

Accrued interest 244 39 



41 



FAYETTE COUNTY— Continued. 



THE GERMAN BUILDING AND LOAN ASSOCIATION OF CONNBBS- 

VILLE. 

JAMBS B. PATTEE, President. WM. FRANK, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $655 60 

Dues on running stock 16,510 55 

Jjoans on mortgage security repaid 10,403 60 

Interest 6,410 93 

Premium 256 15 

Fines 10 59 

Membership fees 8 50 

Sundry Items- 
Certificates 15,230 00 

Rent 63 50 



Disbursements. 

Loans on mortgage security 17,826 73 

Withdrawals of running stock and 

dividends 20,924 39 

Sundry Items— 

Certificates 17,422 00 

Cash on hand June 30, 1910 215 75 

1,919 08 
74147 



Total 148,549 42 

Assets. 

Gash on hand June 30, 1910 $215 75 

Loans on mortgage security 66,075 60 

Furniture and fixtures 50 00 

Sundry Items- 
Premiums delinquent 4 00 

Interest delinquent 56 89 

Total $66,402 24 



Total $48,649 42 

Liabilities. 

Dues and dividends on running 

stock $32,926 18 

Stock certificates 32,225 00 

Undivided profit 1,25106 



Total $66,402 24 



Sliares of stock in force, i.591; shares loaned on, 698; membership, 246. 



THE HOME LOAN ASSOCIATION OF CONNERSVILLE. 

W. F. EDWAUllS, President. S. O. McKENNAN, Secretary. 

Condition June SO, 1910. 



Receipts. 

Cash on band June 30, 1909 $1,501 26 

Dues on running stock 40,819 61 

Paid-up and prepaid stotk 92,974 47 

Loans on mortgage security repaid 22.750 00 

Interest 9,057 13 

Sundry Items- 
Pass books 19 50 



Total $167,121 97 

Assets. 

Cash on hand June 30, 1910 $1,911 32 

Loans on mortgage security 162.100 00 

Furniture and fixtures 171 80 

Sundry Items- 
Delinquent interest 394 34 



Total $164,577 46 



Disbursements. 

Loans on mortgage security $47,326 00 

Withdrawals of running stock and 

dividends 37,93144 

Withdrawals, paid-up and pre- 
paid stock and dividends 79,152 71 

Expenses- 
Salaries 784 00 

Other purposes 17 50 

Cash on hand June 30, 1910 1,911 32 

Total $167,121 97 

Liabilities. 

Dues and dividends on running 
stock $53,69242 

Paid-up and prepaid stock and 
dividends 106,816 15 

Undivided profit 3,04183 

Due on loans 1,900 00 

Sundry Items- 
Overpaid Interest 127 06 

Total $164,577 46 



Shares of stock in force, 4,065 ; shares loaned on, 1,621 ; membership, 454. 



42 



FLOYD COUNTY 



THE BAST END BUILDING AND SAVINGS ASSOCIATION OF NEW 

ALBANY. 

W. A. HKDDBN, President. JACOB BEST, Secretary. 
CJondltlon June 30, 1910. 



BecelptB. 

Cash on hand June 90, 1909 $401 42 

Real estate 648 75 

Sundry Items- 
Rents 26260 

Insurance 3 60 



Total 11,316 S7 

Assets. 

Cash on hand Jone 30, 1910 $27 09 

Real estate 1.044 88 

Sundry Items— 

Deficit 66176 



Total 11,733 73 



Disbursements. 

Withdrawals, paid-up and pre- 
paid stock and dividends 1664 OS 

Withdrawals, deposits and divi- 
dends 47600 

Expenses- 
Salaries 42 50 

Other purposes 98 66 

Sundry Items- 
Insurance 8 10 

Cash on hand June 30, 1910 ........ 27 09 

Total $1,816 37 

Liabilities. 

Uues and dividends on running 
stock $72223 

Paid-up and prepaid stock and 
dividends l.OU 50 

Total $1,733 73 



ShareB of stock in force, 131 ; membership, 27. 



THE MECHANICS' BUILDING AND SAVINGS ASSOCIATION OF NEW 

ALBANY. 

JUDGE GEORGE B. CARDWILL, President. R. J. HEWITT, Secretar>-. 

Condition June 30, 1910. 



Receipts. 

C^sh on hand June 30, 1909 $211 14 

Loans on mortgage security repaid 675 00 

Interest 47 48 

Real estate 2,13175 

Overdrafts 22 56 



ToUl $3,087 93 

Assets. 

Cash on hand June 90, 1910 $341 42 

Furniture and fixtures 260 88 

SherifTs certifiontcs and Jud}?- 

ments : 3,394 69 

Sundry Items- 
Accrued interest 9 25 



Disbursements. 



$300 00 



Loans on mortgage security 

Withdrawals of running stock and 
dividends 1,924 »l 

Expenses- 
Salaries 62 00 

Other purposes 63 15 

Real estate 757 94 



Total $3,087 93 

Liabilities. 

Dues and dividends on running 

stock $8,863 68 

Sundry Items— 

Accrued Interest 30 00 

Note 10000 

Overdraft 22 66 



Total $4,006 24 



Total $4.006 24 



43 



FLOYD COUNTY— Continued. 



THE UNION SAVINGS ASSOCIATION OF NEW ALBANY. 
ARTHUR J. G01.MAN. President. OWEN TEGART, JR., Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June SO, 1909 $389 57 

Dues on mnning stock 14,049 39 

Loans on mortgage security repaid 11,350 00 
Loans on stock or pass book se- 
curity repaid ' 1.366 00 

Membership fees 17 00 

Borrowed money 4,100 00 

Sundry Items- 
Transfers 75 



Total ...' $32.873 35 

Assets. 

Cash on hand June 30, 1910 $2,021 11 

Loans on mortgage security 19,899 26 

Loans on stock or pass book se- 
curity 816 00 

Furniture and fixtures 100 00 



Disbursements. 

Loans on mortgage security 

Loans on stock or pass book se- 
curity 

Withdrawals of mnning stock .... 

Withdrawals, paid-up and pre- 
paid stock and dividends 

Expenses- 
Salaries 

Other purposes 



Borrowed money repaid 

Interest on borrowed money 
Cash on hand June 80, 1910 . 

Total 

Liabilities. 



$9,500 00 

. 745 00 
14,051 46 

817 63 

436 00 
244 15 

6,000 00 
58 00 

8,02111 

$32,873 36 



Total $22,836 37 



Does and dividends on running 

stock «...••....•.......• 

Undivided profit 



Total 



$20,66186 
2,184 61 



$22,83e87 

Shares of stock in force, 1,136 ; shares loaned on, 199 ; membership, 224. 



44 



FOUNTAIN COUNTY. 



THE ATTICA BUILDING AND LOAN ASSOCIATION OF ATTICA. 
F. RKID ZEIGLBU, President. WILL B. REID, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 90. 1909 

Dues an running stock 

Paid-up and prepaid stock 

Loans on mortgage security repaid 

Loans on stock or pass book se- 
curity repaid 

Loans on other security repaid... 

Interest 

Membership fees 

Ref under insurance and taxes — 

Sundry Items- 
Sale real estate 



$16,399 51 
67,335 33 
58,496 06 
82,557 82 

1,000 00 

3.146 33 

24,970 65 

220 26 

473 54 

2,829 02 



dfi 



Total $257.428 51 



Assets. 

Cash on hand June 30, 1910 

Loans on mortgage security 

Loans on stock or pass book se- 
curity 

Loans on other security 

Real estate 

Due for insurance 

Sundry Items— 
Taxes and street Improvements 
paid for borrowers 



$17,478 16 
335,633 51 

6,850 00 

16,818 86 

619 95 

464 91 



379 32 



Disbursements. 



Loans on mortgage security ... 

Loans on stock or pass book se- 
curity 

Loans on other security 

Withdrawals of running stock and 
dividends 

Withdrawals, paid-up and pre- 
paid stock and dividends 

Dividends on paid-up, prepaid 
stock and deposits 

Expenses- 
Salaries :..., 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Inaurance and taxes paid for bor- 
rowers 

Real estate 

Sundry Items- 
Taxes and street improvements 
paid for borrowers 

Cash on hand June 30, 1910 



$104,296 55 

6,850 a) 
' 5,572 75 

66,988 72 

42,894 25 

6,780 53 

1,649 75 
476 60 

2,649 71 
674 01 

491 16 
200 00 



426 33 
17,478 15 



Total $257,428 51 

Liabilities. 

Dues and dividends on running 
stock $233,437 15 

Paid-up and prepaid stock and 
dividends 132,725 77 

Fund for contingent losses 6.250 00 

Undivided profit 2,831 78 

Sundry Items- 
Accrued cash dividends not paid 3,000 00 



Total $378,244 70 Total $378,244 70 

Shares of stock in force, 9,089 ; shares loaned on, 2,998 ; membership, 906. 



45 



ru UNTAIN COUNTY— Continuea, 



THE COVINGTON BUILDING AND LOAN ASSOCIATION OF 

COVINGTON. 



O. S. DOUGLASS, President. 



AI.VAH DkHA\BN, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand Jane 30, 1909 

Dues on rannlng stock 

raid-up and prepaid stoclc 

Loans on mortgage security repaid 
Loans on other security repaid . . . 

Interest 

Fines 

Membership fees 



$946 92 

4,869 96 

700 00 

4,670 22 

550 00 

2,066 98 

200 

860 



Total $13,813 67 



Assets. 

Cash on hand June 30. 1910 .... 

Ix)an8 on mortgage security .. 

Loans on stock or pass book 
curlty 

TiOnns on other security 

Furniture and fixtures 

Real estate 

Sundry Items- 
Delinquent items 



se- 



$2,553 67 
17,500 00 

900 00 

4,067 79 

75 00 

895 85 

354 91 



Disbnrsements. 



Loans on mortgage security 

Loans on stock or pass book se- 
curity 

Withdrawals of running stock and 
dividends 

Matured stock 

Expenses^ 

Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Insurance and taxes paid for bor- 
rowers 

Cash on hand June 30, 1910 



$3,176 00 

700 00 

2,293 70 
4,201 02 

210 75 

103 44 

500 00 

28 92 

47 17 
2.563 67 



Total $13,813 67 

Liabilities. 

Dues and dividends on running 
stock $25,923 35 



Deposits and dividends 
Undivided profit 
Borrowed money 

Due on loans 

Sundry Items—" 
Advance dues 



48 00 

86 18 

200 00 

71 60 

800 



Total $26,337 22 



Total $26,337 22 



THE HILLSBOKO BUILDING AND LOAN ASSOCIATION OF 

HILLSBORO. 

.JOHN HOLLAND, PivHldent. U. T. SOHARF, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30. 1909 $642,79 

Dues on running stock 3,630 25 

Loans on mortgage security repaid 2,900 00 

Interest 529 35 

Premium 229 45 

Membership fees 15 25 

Sundry Items- 
Delinquents 70 60 

Total $7,917 69 

Assets. 

Cash on hand June 30. 1910 $2,244 02 

Loans on mortgage security 8,700 00 

Furniture and fixtures 53 88 



Total $10,997 IK) 



Disbursements. 



Loans on mortgage security $2,900 00 

Withdrawals of running stock and 

dividends 1,127 42 

Matured stock 1,500 00 

Expenses- 
Salaries 120 00 

Other purposes 26 25 

Cash on hand June 30, 1910 2,244 02 

Total $7,91769 

Liabilities. 

IKioB and dividends on running 

stock $10,997 90 



Total $10,997 90 



Shares of stock in force, 250 ; shares loaned on, 87 ; membership, 64. 



46 



FOUNTAIN COUNTY— Continued. 



THE KINGMAN BUILDING, SAVINGS AND LOAN ASSOCIATION OF 

KINGMAN. 

H. r. McCRARY, President. J. W. BLACK, Secretary. 
Condition June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 $1,169 lH 

693 25 

2.300 00 

323 ;0 

161 75 

1 10 



Dues on running stock 

Lonns on mortga^^e security repaid. 

Interest 

Premium 

Pines 

Sundry Items— 
Bills receivable and Interest 



206 00 



310 PO 



Total $4.959 70 

Assets. 

Cash on hand June 30, 1910 $948 13 

Loans ou mortgage security 5,400 00 



Total $6,34813 



Disbursements. 

Withdrawals of running stock and 
dividends $2,700 57 

Withdrawals, paid-up and pre- 
paid stock and dividends 1,040 00 

Dividends on paid-up, prepaid 
stock and deposits 

Sundry Items— 

Stilary secretary 

Notary fees 

Auditor of state 

Attorney fees 

Recording leases 

Cnsh on hand June 30, 1910 

Total ; $4,969 70 

Liabilities. 

Dues and dividends on running 
stock $4,156 28 

Pnld-up and prepaid stock and 
dividends 2,184 00 

Undivided profit 7 85 

Total $6,348 13 



60 00 


GO 


600 


600 


250 


948 13 



Shares of stock in force, 182; shares loaned on, 54; membership, 18. 



THE NEWTOWN BUILDING AND LOAN ASSOCIATION OF N^BWTOWN. 

V. S, nia)WN. ProsId<»nt. W. V. STANFIELD, ^'(»c^ota^y. 

(^.>naiti<m Jure 80. 1910. 



Receipts. 

Cash on hand June 30. 1909 $1,829 13 

Dues on running stock 2.733 40 

Paid-up and prepaid stock 4,riO0 00 

Deposits 3.567 95 

Tjoans on mortgage security repaid 798 60 
Loans on stock or pass book se- 
curity repaid 337 L5 

Lonns on other security repaid 30 89 

Interest 6 40 

Porrowed money 3,500 00 

Sundry Items- 
Amount In hands of secretary ... 17 03 
Delinquent Interest 147 52 

Total $17,468 17 

Assets. 

Cash on hand June 30, 1910 $627 92 

Loans on mortgage security 10.000 00 

Loans on stock or pass book se- 
curity 1,13704 

Sundry Items- 
Dues overpaid at maturity 77 35 

Total $11.842 31 



Disbursements. 

Loans on mortgage security $1.800 00 

T»ans on other security 2,265 00 

Withdrawals of running stock and 

dividends 260 06 

Matured stock 9,100 00 

Expenses- 
Salaries 10000 

Other purposes 105 19 

Borrowed money repaid 3,200 00 

Cash, on hand June 30, 1910 627 92 



Total $17,458 17 

Liabilities. 

Dues and dividends on running 

stock $11,542 31 

Porrowed money 900 00 



Total $11,842 31 



Shares of stock In force, .'^'^5 ; shares loaned on, 100; membership, 74. 



47 



FOUNTAIN COUNTY— Continued. 



THE PEOPLE'S BUILDING AND LOAN ASSOCIATION OF MELLOTT. 
CHAS. E. HUFF, President. E. S. WAGGONER, Secretary. 

Condition June 30, 1010. 



Receipts. 

Cash on hand June 30, 1909 |1,604 96 

Fhies on running stock 4,850 25 

Loans on mortgage security repaid 4,650 00 
Ijoans ou stock or pass book se- 
curity repaid 125 00 

Interest 1,116 10 

I*remium 

Fines 

Membership fees 

Loan fees 

Ref under insurance and taxes 

Sundry Items— 

(?nsh in hands of secretary 

Interest stock loans 

Tranter fees 

Overpaid by secretary 



461 02 


26 95 


24 00 


40 00 


U 66 


593 


154 22 


160 


985 



Disbursements. 

Loans on mortgage security $6,150 00 

Loans on stock or pass book se- 
curity 2,275 00 

Withdrawals of running stock and 

dividends 3,696 26 

Matured stock 400 00 

Expenses- 
Salaries 76 50 

Other purposes 76 54 

Insurance and taxes paid for bor- 
rowers 31 04 

Cash on hand June 30, 1910 1,366 06 



Total 113,071 42 

Assets. 

Cash on hand June 30, 1910 $1,366 08 

Loans on mortgage security 20.200 00 

Loans on stock or pass book se- 
curity 2,250 00 

Due for insurance and taxes 19 39 



Total $13,071 42 

Liabilities. 

Dues and dividends on running 
stock $23,825 62 

Sundry Items- 
Overpaid by secretary 9 86 



Total $23,835 4^ 



Total $23,835 47 



Shares of stock in force, 360 ; shares loaned on, 101 ; membership, 139. 



THE VEEDERSBURG BUILDING AND LOAN ASSOCIATION OF 

VEEDBRSBURG. 

W. I']. UOWE. President. JOHN I. OSBORN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $4,617 36 

Does on running stock 40.677 44 

Loans on mortgage security repaid 6,300 00 
Loans on stock or pass book se- 
curity repaid 800 00 

Interest / 6,625 56 

Fines 119 00 

Membership fees 13 75 

Real estate 1,000 00 



Totel $60,153 10 

# Assets. 

Cash on hand June 30, 1910 $2,979 93 

IjOous on mortgage security 89.300 00 

Ijoans on stock or pass book se- 
curity 200 00 

Loans on other security 5,900 00 

Furniture and fixtures 125 00 



Disbursements. 

Loans on mortgage security $26,300 00 

Loans on stock or pass book se- 
curity 100 00 

Loans on other security 4,000 00 

Withdrawals of running stock and 
dividends 25,898 53 

Dividends on paid-up, prepaid 
stock and deposits 51 11 

Expenses- 
Salaries 595 72 

Cash on hand June 30, 1910 2,979 93 



Total $60,153 10 

Liabilities. 

Dues and dividends on running 
stock $96,480 19 

Paid-up and prepaid stock and 
dividends 1.000 00 

Fund for contingent losses 800 00 

Undivided profit 224 74 

Total $98.504 93 



Total $98,504 93 

Shares of stock in force, 2,624 ; .shares loaned on, 893 ; membership. 264. 



48 
FEANKLIN COUNTY. 



THE CITIZENS' BUILDING AND SAVINGS ASSOCIATION DIVISION 

No. 2 OF BROOKVILLE. 

RICHARD S. TAYLOR, President. FRANK GEIS, Secretary. 



Condition Jnne 30, 1910. 



Receipts. 



Disbnrsemen ts. 



Cash on hand Jane 30, 1909 

Dues on running stook 

Loans on mortgage security repaid 

Loans on stock or pass book se- 
curity repaid 

Interest 

Fines 

Membership fees 

Borrowed money 

Ref under insurance 

Orerdraf ts 

Sundry Items- 
Transfer fees 



Total 



11,040 33 
51,633 50 
41,200 00 


8,261 00 

6,867 05 

56 SO 

251 00 

15,000 00 

15 20 

1 40 


2 75 


$124,329 03 



se- 



Loans on mortgage security .. 

Loans on stock or pass book 
ourity 

Withdrawals of runniu^ stock and 
dividends 

Matured stock 

Expenses- 
Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Cash on hand June 30, 1910 



$51,825 00 
5,646 00 

37,929 40 
10,102 17 

610 44 

130 32 

15,000 00 

W176 

2.984 94 



Assets. 



Cash on hand June 30, 1910 $2,984 94 

Loans on mortgage security 109,110 00 

Loans on stock or pass book se- 
curity 8,08400 

Furniture and fixtures 100 00 

Sundry Items- 
Due from stockholders 478 80 



Total $124,329 03 

Uabilities. 

Dues and dividends on running 
stock $119,408 91 

ITndlvided profit 129 19 

Sundry Items— 

IMnthip, incidentals 169 59 

Advance payments 1,010 06 



Total $120,707 74 Total $120,707 74 

Shares of stock in force, 2,041; shares loaned on, 6d8; membership, 494. 



THE FRANKLIN BUILDING AND LOAN ASSOCIATION OF 

OLDENBURG. 

FR.VNK FLODDKR, I»r-sldcMit. GKOKOE IIOLTELL, JR.. Secretary. 

(Vendition June 30, 1010. 



Receipts. 

Cash on hand June 30, 1909 $837 91 

Dues on running stock 6.164 50 

I^>Hns on mortjrajre security rep lid A.hH) 00 

Loans on other security repaid l.fiw» 00 

Interest 1.478 30 

B'inos 6 70 

Membership fees 6 50 

Real estate 1.750 00 



Total $16,503 91 

Assets. 

Cash on hand June 30, 1910 tl.:m 40 

Loans on mortgnKC security 2()M9 % 

Loans on other security 4.S30 00 

Ron 1 ostJite l.OSn 67 

Sundry I terns— 

Unpaid interest 118 00 

Total $27,467 02 



Disbursements. 

Loans on mortgage security $6,877 50 

Loans on other security 975 00 

Withdrawals of running stock and 

dividends 7,668 62 

Expenses- 
Salaries 14020 

Other purposes 79 19 

Cash on hand June 80, 1910 1.S63 40 

Total $16,508 91 

Liabilities. 

Dues and dividends on runnfhg 

stock $26,864 23 

Fund for contingent losses 002 79 



Total $27.467 02 



Shares of stock in force. 270; shares loaned on. 31; memhershii), 101. 



49 
GIBSON COUNTY. 



THE CITIZENS' BUILDING AND LOAN ASSOCIATION OF 

HAUBSTADT. 

HENRY W. LUHMIC4. President. ANTON ZEITZ, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $8,310 77 

Dues on running stock 10,580 15 

Loans on mortgage security repaid 400 00 
Loans on stock or pass book se- 
curity repaid 2,300 00 

Interest 2,142 25 

Fines 52 25 

Membership fees 2 25 

Sundry Items- 
Transfer fees 1 60 



Total 123,789 17 

Assets. 

Cash on hand June 30, 1910 |6,893 07 

Loans on mortgage security 11,700 00 

Loans on stock or pass book se- 
curity 16,450 00 

Loans on other security 13,100 00 

Total $48,143 07 



Disbursements. 

Loans on mortgage security HOO 00 

Loans on stock or pass book se- 
curity 6^600 00 

Loans on other security 4,750 00 

Withdrawals of running stock and 

dividends 6,264 60 

Expenses- 
Salaries 266 00 

Other purposes 26 60 

Cash on hand June 30, 1910 . . . .. 6,893 07 

Total $23,789 17 

Liabilities. 

Dues and dividends on running 

stock $42.58288 

T'lHllvMod profit 5,56119 



Total $48,143 07 



Shares of stock in force, 593 ; shares loaned on, 420 ; membership, 102. 



THE ECLIPSE BUILDING AND LOAN ASSOCIATION OF HAZLETON. 
W. A. B.VUXE'IT. I'i-osident. F. L. STEELMAN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash, on hand June 30, 1909 $1,049 56 

Dues on running, stock 5,r)00 5<> 

Loans on mortgage security repaid 650 00 
Loans on stock or pass book ho- 

curity repaid 998 20 

Loans on other security repaid ... 322 25 

Interest 1,493 71 

Premium 140 70 

Fines 2 45 



EHsbursements. 

Loans on mortgage security $2,475 00 

Ivonns on stock or pass book se- 
curity 3,20109 

Loans on other security 2,586 10 

Withdrawals of running stock and 

dividends : 1,35138 

Expenses — 

Salaries 107 15 

Other purposes 5 00 

Cash on hand June 30, 1910 431 65 



Total $10,157 37 

Assets. 

Cash on hand June 30, 1910 $431 63 

Loans on mortgage security 14,415 00 

Loans on stock or pass l)ook se- 
curity 7.419 64 

Loans on other security 5,263 85 

Total $27,530 14 



Total $10,157 37 

Liabilities. 

Dues and dividends on running 

stock $24,044 92 

Undivided profit 3,485 22 



Total $27,530 14 



Shares of stock in force. 410; shares loaneil an. 1S2; membership, 70. 



[4—24731] 



50 



GIBSON COUNTY— Continued, 



THE FRANCISCO BUILDING AND LOAN ASSOCIATION OF 

FRANCISCO. 

WM. M. HUME, President. MARTIN L. DBWESB, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $419 76 

Dues on running stock 1,839 00 



Paid-up and prepaid stock 

Interest 

Premium 

Fines 



461 56 

366 15 

70 00 

26 



ToUl 13,155 72 

Cash on hand June 30, 1910 1809 19 

Loans on mortgage security 700 00 

Loans on stock or pass book se- 
curity 60000 

Total $2,10919 



Disbursements. 

Loans on mortgage security $700 00 

Loans on stock or pass book se- 
curity . : 600 00 

Withdrawals of running stock and 

dividends 935 58 

Expenses- 
Salaries 10200 

Other purposes 8 00 

Sundry Items- 
Auditor of state 6 00 

Recording mortgages 4 00 

Cash on hand June 30, 1910 809 13 

Total $3,165 72 

Liabilities. 

Dues and dividends on running 

stock 1,140 00 

Undivided profit 959*21 

Due on loans 9 98 



Total $2,109 19 



Shares of stock in force, 125; shares loaned on, 47; membership, 39. 



THE BUILDING AND LOAN ASSOCIATION NO. 5 OF FT. BRANCH. 
AUGUST RODEMAN, President GEORGE ANNA McKINEY, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30. 1909 

Dues on running stock 

Loans on mortgage security repaid 

Loans on other security repaid 

Interest 

Fines 

Membership fees 

Borrowed money 



$67 24 

2,2^ 65 

3,490 00 

600 00 

850 16 

51 05 

45 75 

900 00 



Total $8,285 84 

Assets. 

Cash on hand June 30, 1910 $1,076 69 

Loans on mortgage "security 8,384 00 

Loans on stock or pass book se- 
curity 2,334 00 

Loans on other security 2,730 00 



Disbursements. 



Loans on mortgage security 

Loans on stock or pass book se^ 
curlty 

I>oans on other security '. 

Withdrawals of running stock and 
dividends 

Expenses— 

Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Sundry Items- 
Rebate interest 

Due In last year 

Cash on hand June 30, 1910 



$600 00 

1,884 00 
1,660 00 

2>060 40 

152 00 

15 35 

. 90000 

10 50 

12 90 

400 

1,076 69 



Total $8,285 84 

Liabilities. 

Dues and dividends on running 

stock $11.364 63 

Undivided profit 3,170 06 



Total $14,52469 Total $14,524 69 

Shares of stock in force, IGl ; shares loaned on, 71 ; membership, 36. 



51 



GIBSON COUNTY— Continued. 



THE BUILDING AND LOAN ASSOCIATION No. 6 OF FT. BRANCH. 
F. A. WALTEKS, Pn'sident. GEORGE ANNA McKINEY, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash OD hand June 30, 1909 $393 80 

Dues on running 'stock 9,999 80 

Jjoans on mortgage security re 

paid 1,10000 

Loans on stock or pass book se- 
curity repaid 160 00 

Interest 889 Bl 

Premium , 8 75 

Fines 60 5B 

Membership fees 219 50 

Borrowed money 6,800 00 



Total n9,6a 91 

Assets. 

Cash on hand June 30, 1910 $0 22 

rx)an8 on mortgage security 12,320 00 

Loans on stock or pass book se- 
curity 55000 

Loans on other security 9,000 00 

TaUl $21,870 22 



Disbursements. 

Ijoans on mortgage security $6,020 00 

Loons on stock or pass l>ook se- 
curity 500 00 

lioans on other security 9,000 00 

Withdrawals of running stock and 

dividends 1,473 73 

Expenses- 
Salaries 15200 

Other purposes * 3100 

RH»atod Interest 25 

Cash on hand June 30, 1910 22 

TotAl $19,62191 

Liabilities. 

Dues and dividends on running 

stock $16,266 57 

TTndlvkled profit 1,053 65 

llorrowed money 4,560 00 



Total $21,870 22 



Stiares of stock in force, 639; shares loaned on, 215; membershiij, 104. 



THE FT. BRANCH BUILDING AND LOAN ASSOCIATION No. 7 OF FT. 

BRANCH. 

G. P. HOFFMAN, President LOUISE R. HOFFMAN, Secretary. 

Condition June 30. 1910. 



Receipts. 

Cash on hand June 30, 1909 $4,572 75 

interest 92 18 

Premium 222 25 

Finos 17 36 

Membership fees 115 75 

Transfer fees 8 50 



Total $5,028 78 

Assets. 

Cash on hand June 30, 1910 $655 38 

Ix>ans on mortgage security 4,100 CO 



Total $4.75638 



Disbursements. 

Loans on mortgage security $4,100 00 

Withdrawals of running stock and 

dividends 119 75 

Expen8e#— 

Salaries 76 00 

Other purposes 77 65 

Cash on hand June 30, 1910 655 38 

Total $5,02878 

Liabilities. 

Dues and dividends on running 

stock $4,45300 

rndlvldod profit 802 38 

Total $4,755 38 



Sliares of stick in force. 447; shares loaned on, 41; membership, 104. 



52 



GIBSON COUNTY— Continued. 



THE GIBSON COUNTY PERPETUAL BUILDING AND LOAN ASSOCIA- 
TION OF PRINCETON. 

GEO. C. KIONDLE, Piosldent. GEO. H. PADGETT, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 

Dnes on running stock 

Paid-up and prepaid stock 

TiOans on mortgage security re- 
paid 

T.oans on stock or pass book se- 
curity repaid 

Interest 

Fines 

Membership fees • 

Borrowed money 

Real estate 

Refunder Insurance and taxes 

Sundry Item&— 

Sheriff's Judgments 

Attorney's fees and costs 

Rents 

Rebate interest 



$2,221 86 

7.823 50 

30,275 00 


24,018 89 


80 00 

8,984 04 

172 58 

221 60 

13,400 OG 

2,598 75 

139 2S 


326 36 

118 27 

587 40 

26 62 



Total $90,994 06 

Assets. 

Cash on hand June 30. 1910 SI. 822 93 

Tx>nn8 on mortgage security 106,381 76 

T.onns on stock or pass book se- 
curity 1,015 00 

Tjoans on other security 13 34 

Kurniture and fixtures 440 00 

Real estate 11,256 41 

Sheriff's certificates and Judg- 
ments 1.607 56 

Due for Insurance and taxes 225 80 

Sundry Items— 

Orercheck 9 82 

Delinquent Items 1,369 52 

Advances 37 81 



Disbursements. 

Loans on mortgage security $32,572 06 

Loans on stock or pass book se- 
curity 460 00 

Withdrawals of running stock 5.173 47 

Withdrawals, paid-up and prepaid 

stock and dividends 32,427 50 

Withdrawals deposits and divi- 
dends 5,919 07 

Matured stock 467 22 

Expenses- 
Salaries 1,466 14 

Other purposes 500 25 

Borrowed money repaid 7,400 00 

Interest on borrowed moiiey 13150 

Insurance and taxes' paid for \wr- 

rowers 180 47 

Real estate 955 29 

Sundry Items- 
Judgments 1,053 40 

Attorney's foes and costs 189 14 

Insurance real estate 47 65 

Improvements real estate 149 82 

Miscellaneous 78 15 

Cash on hand June 30, 1910 1.822 9:< 

Total $90,994 06 

Liabilities. 

Dues and dividends on running 

stock $21,809 12 

Paid-up and prepaid stock and 

dividends 92,666 49 

Deposits and dividends 1,847 02 

Undivided profit 1.857 32 

Borrowed money 6,000 00 



Total $124,179 96 Total $124,179 96 

Shares of stock in force, 2.2-19; shares loaned on, 1,067; membership, 327. 



53 



GIBSON COUNTY— Continued. 



THE HOME ECONOMY BUILDING AND LOAN ASSOCIATION OF 

OAKLAND CITY. 

D. M. MARTIN, President. A. G. TROUTMAN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Oash on band June 30, 1909 |4,312 49 

Dues on running stock 23,019 76 

Loans on mortgage security re- 
paid 16,20000 

Interest 4,850 95 

Fines 7460 

Membership fees ..^ 19173 

Sundry Items^ 

Transfer fees 12 75 

Dividends 17 85 



Total 148,680 14 

Assets. 

Cash on band June 30, 1910 $1,310 44 

Loans on mortKape security 58,834 21 

Furniture and fixtures 13 00 



Disbursements. 

Loans on mortgage security $29,500 00 

Withdrawals of running stock and 

dividends 11.247 86 

Matured stock 6,800 00 

Expenses— 

Salaries 480 00 

Other purposes 64 66 

Interest on borrowed money 287 19 

Cash on hand June 30, 1910 1,310 44 



Total $48,680 14 

Liabilities. 

Dues and dividends on running 

stock $60,09853 

Undivided profit 69 12 

Total $60,157 65 



Total $60,157 66 

Shares of stock in force, 1,(553; shares loaned on, 542; membership, 308. 



THE MUTUAL BUILDING LOAN AND SAVINGS ASSOCIATION OF 

OWENSVILLE. 

DAVID WALLACE, President. ALFRED W. SPRAGUE, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $1,993 99 

Dues on running stock 11,906 00 

Loans on mortgage security re- 
paid 8,445 16 

Loans on stock or pass book se- 
curity repaid 6,459 80 

lioans on other security repaid 18,627 62 

Interest 3,566 62 

Fines 81 45 

Membership fees 113 25 

Borrowed money 8,175 00 

Ref under Insurance and taxes 10 00 



Total $58,381 39 

Assets. 

Cash on hand June 30, 1910 $1,535 65 

Loans on mortgage security 19,566 71 

Loans on stock or pass book se- 
curity 1,07100 

Loans on other security 10,417 23 

Due for insurance and taxes 6 60 



Disbursements. 

Loans on mortgage security $9,691 71 

Loans on stock or pass book se- 
curity 1,678 60 

Ijoans on other security 6,871 82 

Withdrawals of running stock and 

dividends .". . 2,449 92 

Matured stock 22,993 76 

Dividends on paid-up, prepaid 

stock and deposits 5,306 25 

Expenses- 
Salaries 237 00 

Other purposes 73 10 

Borrowed money repaid 8,175 00 

Interest on borrowed money 136 29 

Sundry Items- 
Returned interest 3 00 

Returned dues 3 00 

Refund overpaid on 283 shares at 

8 per cent, per share 226 40 

Cash on hand June 30, 1910 1,636 65 

Total $68,381 39 

Liabilities. 

Dues and dividends on running 
stock $28,339 71 

Undivided profit 4,252 38 

Snndrv Items- 
Auditor of State 6 00 



Total $32,597 09 



Total $32,597 09 



Shares of stock In force, 802 ; shares loaned on, 218 ; membership, 171. 



54 



GIBSON COUNTY— Contiuued, 



THE OWENSVILLE BUILDING AND LOAN ASSOCIATION OF 

OWENS VI LLE. 

U. O. BIXLEK, President. GEO. M. HUDELSON, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand Jane 80, 1900 $5 87 

Dnes on running stock 8,378 70 

Loans on mortgage security re- 
paid 2,33191 

Loans on stock or pass book se- 
curity repaid 278 00 

Loans on other security repaid 235 00 

Interest 1,665 81 

Premium 1 00 

Pines 38 71 

Membership fees 50 

Borrowed money 2,325 00 



Total $16,260 49 

Assets. 

Cash on hand June 30, 1910 $63 26 

Loans on mortgage security 13,008 90 

Loans on stock or pass book se- 
curity 78000 

lioans on other secixrlty 10,284 53 

Sundry Items- 
Unpaid Interest 140 32 

Unpaid fines 38 70 

Unpaid dues 34 50 

Total 124,350 21 



Disbursements. 

Loans on mortgage security 13,271 31 

Jjoans on stock or pass book se- 
curity 3,693 72 

Loans on other security 48 00 

Withdray^als of running stock and 

dividends 3,246 75 

Matured stock 2,257 49 

Expenses- 
Salaries 162 75 

Other purposes 61 96 

Borrowed money repaid 2,425 00 

Interest on borrowed money 39 26 

Cash on hand June 30. 1910 63 26 



Total $16,260 49 

Liabilities. 

Duos and dividends on running 

stock $19,386 77 

rndlvlded profit 4,276 44 

Borrowed money 600 00 

Overpold dues 87 00 



Total 



$24,350 21 



Shares of stock in force, 575; shares loaned on, 385; membership, 130. 



THE PEOPLE'S BUILDING IX)AN AND SAVINGS ASSOCIATION OF 

PRINCETON. 

M. P. HOLLINGSWORTII, Prosldont. E. .T. BALDWIN, Secretary. 

Condition June 30. 1910. 



Receipts. 

Cash on hand June 30, 1909 $41 15 

Dues on running stock 819 50 

Paid-up and prepaid stock 10,960 00 

Loans on mortgage security re- 
paid 3.62900 

Interest 1,239 46 

Premium 413 15 

Fines 4 10 

Borrowed money 5,850 00 

Sundry Items- 
Refunded Interest 4 88 



Total $22,951 24 

Assets. 

Cash on hand June 30. 1910 $1,770 49 

Ivoans on mortpape security 22.5% 40 

Furniture and fixtures 96 02 



Total $24,462 91 



Disbursements. 

Loans on mortgage security $8,600 00 

Wlthflrawnls of running stock and 

divldpnds 80O 46 

Wltlnlnnvals, pald-np and prepaid 

stock and dividends 2,126 60 

Dividends on paid-up, prepaid 

stock and deposits 46160 

ExpcMisos — 

Salaries 467 57 

Other purposes 83 60 

Borrowed money repaid 81,400 00 

Interest on borrowed money 343 32 

Sundry Items — 

Wire netting 7 90 

Cash on hand June 80, ^910 1.770 40 

Total $22,96124 

Liabilities. 

Duos and dividends on running 

stock $1,363 77 

Paid -up and prepaid stock and 

dividends 16,600 00 

TIndivlded profit 89 08 

Borrowed money 6,275 00 

Due on loans. Interest 145 06 

Total $24,462 91 



Shares of stock In force. 1,000; shares loaned on, 532; membership, 58. 



DO 



GIBSON COUNTY— Coutinued 



THE PEOPLE'S STATE BUILDING AND LOAN ASSOCIATION OF 

OAKLAND CITY. 

J. F. VAN ZANDT, President. J. M. VANDEMAN, Secretary. 

Conclltlon June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 1705 81 

Dues on running stock 6,025 00 

Paid-up and prepaid stock 500 00 

Loans on stock or pass book se- 
curity repaid 7,900 00 

Premlu m 1,234 48 

Fines 14 20 

Membership fees 53 25 

Borrowed money 2,500 00 

Sundry Items- 
Transfer fees 1 50 



DisburBements. 

Loans on mortgage security |7»900 00 

Withdrawals of running stock and 

dividends 2,648 79 

Withdrawals, paid-up and prepaid 

stock and dividends 313 50 

Matured stock 8,647 04 

Dividends on paid-up, prepaid 

stock and deposits 12 60 

Expenses— 

Salaries 242 24 

Other purposes 27 10 

Borrowed money repaid 3,600 00 

Interest on borrowed money 101 23 



Total $18,934 24 

Assets. 

Cash on hand June 30. 1910 |641 74 

liOans on mortgage security 15,500 00 



Cash on hand June 30, 1910 

Liabilities. 



641 74 



Total $16,141 74 



Dues and dividends on running 

stock $13,271 61 

Paid-up and prepaid stock and 

dividends 600 00 

Fund for contingent losses 66 36 

Undivided profit 8 88 

Borrowed money 2,300 00 

Total $16,14174 



Shares of stock in force, 525; shares loaned on, 167; membership, 74. 



THE SOMERVILLE BUILDING IX)AN AND INVESTMENT ASSOCIA- 
TION OF SOMERVILLE. 

JAMES W. GASEHO, President. GEORGE H. McGREGOR, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $354 96 

Duee on running stock 1,237 00 

Loans on mortgage security re- 
paid 18000 

Loans on stock or pass book se- 
curity repaid 480 00 

Loans on other security repaid . . . 210 (H) 

Interest 330 07 

Fines 130 

Rundry Item»— 

Dellnguenclee 9 87 

Total $2,803 19 

Assets. 

Cash on band, June 30, 1910 $429 60 

lx)anA on mortgage wH'urlt>' 1.251 iX) 

Loans on stock or pass book se- 
curity 2.13noo 

Loans on other security 1,577 00 

Sundry Items- 
Delinquent items 15 63 

Total $5,4(M 1:J 



Disbursements. 

Loans on mortgage security $100 00 

Loans on stock or pass book se- 
curity 

Lojins on other security 

Withdrawals of running stock and 
dividends 

Expen.sos— 

Salaries 

Other purposes 

Cash on hand June 30, 1910 



Total $2,803 19 

Llabilitiee. 

DiTes and dividends on running 

stock $6,346 00 

Fund for contingent losses 68 31 



670 00 
742 00 


825 48 


30 40 

6 71 

429 60 



Total $6,404 13 



Shareft of stock in force, 8S; shares loaned on, 56; membership, 30. 



56 
GRANT COUNT i. 



THE AMERICAN BUILDING AND LOAN ASSOCIATION OF MARION. 
A. J. WILSON, President. FRED W. WILSON, Secretary. 

Condition June 30, 1910. 



Receipts. 

Caeh on band .Tune 30, 1909 $103 10 

Dnes On running stock 423 27 

Loans on mortgage security re- 
paid 13,787 04 

Interest 983 61 

Premium 983 61 



Disbursements. 

Withdrawals of running stock and 
dividends |5,589 11 

Withdrawals, paid-up and prepaid 
stock and dividends 9,530 00 

Dividends on paid-up, prepaid 
stock and deposits 1,075 25 

Expenses 50 00 

Cash on hand June 30» 1910 36 27 



Total $16,280 63 

Assets. 

Cash on hand June 30, 1910 $36 27 

Loans on mortgage security 20,771 70 



Total $16,280 63 

Liabilities. 

Dues and dividends on running 
stock $7,512 87 

Paid-up and prepaid stock and 
dividends 13,153 00 

Undivided profit 142 10 



Total $20,807 97 



Total $20,807 97 



Shares of stock in fon^, 347; shares loaned on, 117; nienibersliip, 71. 



THE MARION SAVINGS LOAN ASSOCIATION OF MARION. 
J. WOOD WILSON, President. J. S. SISSON, Secretary. 

Condition June 30, 1910. 



Receipts. 



t 



Cash on baud June 30, 1909 $1,187 95 

Dues on running stock 2,867 29 

Deposits 50000 

Loans on mortgage security re- 
paid 5,139 80 

Interest 1,059 34 

Kcfuuder insurance and taxes 177 63 

Sundry Items- 
Ton tract sales real estate 65 00 



Total $10,997 01 

Assets. 

Cash on hand June 30, 1910 $2,593 94 

Loans on mortgage security 11,930 20 

liOans on other security 300 00 

Real estate 605 50 

Due for Insurance and taxes 94 54 



Total $15,524 18 



Disbursements. 

Loans on mortgage security $650 00 

Withdrawals of running stock and 
dividends 4,300 00 

Withdrawals, paid-up and prepaid 
stock and dividends 2,050 00 

Withdrawals deposits and divi- 
dends 300 00 

Dividends on paid-up, prepaid 
stock and deposits 837 75 

Expenses- 
Salaries 60 00 

Other purposes 44 80 

Insurance and taxes paid for bor- 
rower 134 42 

Sundry Items- 
Contract sale real estate 26 10 

.""ash on hand June 30, 1910 2,593 94 

Total $10,997 01 

Liabilities. 

Dnes and dividends on riinnlujj 
stock $3,295 90 

Paid-up and prepaid stock and 
dividends 10,900 00 

Deposits and dividends 540 00 

Undivided pnMit 749 88 

Sundry Items- 
Paid on sale com., net 88 90 



Total $15,524 18 



Shares of stock in force, 240 ; membership, 20. 



57 



GREENE COUNTY. 



THE BLOOMFIELD BUILDING, SAVINGS AND LOAN ASSOCIATION OF 

BLOOMFIELD. 

WEBSTER, V. MOFFETT, President. R. E. EVELEIGH, Secretary. 

« 

Condition June 30, 1910. 



Receipts. 

Cash on hand Jane dO, 1909 $2,829 98 

Dnea on ninning stock 21,673 73 

Paid-up and prepaid stock 4,200 00 

I»ans on mortf?a(;e security re- 
paid 20,18249 

Ix)ans on stock or pass books se- 
curity repaid 1,755 00 

Interest 3,797 93 

Premium 2,765 00 



Fines 

Meinl)ershlp fees 

Real estate 

Ref under insurnnce and taxes. 

Sundry Items- 
Tax certificates repaid 

Rents 

Real estate contracts 

Judgments 



331 72 
68 26 

600 00 
16 80 

51 54 
109 80 
211 29 

96 30 



Total 158,688 83 

Assets. 

Cash on hand June 30, 1910 $769 21 

Loans on mortsrapre security 67.550 00 

lioans on stock or pass book se- 
curity 66100 

Real estate 1,609 72 

Sheriff's certificates and judg- 
ments 1,393 77 

Due for insurance and taxes 22 50 

Sundry Items- 
Tax certificates 106 55 

Real estate contracts ' 743 71 



Total $72,855 46 



Disbursements. 

rx)ans on mortgage security $11,400 00 

Ijoans on stock or pass book se- 
curity 76000 

Withdrawals of running stock and 

dividends 14,50167 

Withdrawals, paid-up and prepaid 

stock and dividends 4,800 00 

Matured stock 21,810 38 

Dividends on paid-up, prepaid 

stock and deposits 666 14 

Expenses- 
Salaries 71120 

Other purposes 908 33 

Insurance and taxes paid for bor- 
rowers 22 50 

Real estate 616 30 

Sundry Items- 
Sheriff's certificates 1,281 83 

Sewer and sidewalk assessments 77 82 

Taxes real estate 9 69 

Interest dividend payments 2126 

Judgments 43 61 

Cash on band June 30, 1910 769 21 

Total $58,688 83 

Liabilities. 

Dues and dividends on ninning 

stock $57,095 83 

Matured stock 2,800 00 

Fund for contingent losses 287 91 

Undivided profit 4,62172 

Sundry Items- 
Fixed dividend stock 8,050 00 



Total $72,856 46 



Shares of Rtock In force, 1461 ; shares loaned on, 682 ; membership, 245. 



58 



GREENE COUNTY— Continued. 



THE FARMERS AND MECHANICS MUTUAL BUILDING LOAN AND 

SAVINGS ASSOCIATION OF BLOOMFIELD. 



FRANCIS M. Di:(iGRR, President. 



JOHN G. GILLILAND. Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30, 1909 

Dups on mnninK stock 

Paid-up and prepaid stock 

Loans on mortgage security re- 
paid 

Ix>ans on stock or pass book se- 
curity repaid 

Loans on other security repaid 

Interest 

Premium 

Fines 

Membership fees 

Loan fees 

Real estate 

Sundry Items- 
Judgments 



$478 15 


25.400 55 


15,000 00 


31,188 68 


3,525 50 


422 40 


11.451 68 


300 00 


349 12 


549 50 


366 95 


1.565 50 



1.167 23 



Total $92,113 29 

Assets. 

Cash on hand June 30, 1910 $4,859 74 

Loans on mortgage security 146,527 22 

Loans on stock or pass book se- 
curity 3,125 no 

Loans on other security 767 30 

Furniture and fixtures 7105 

Real estate 4,786 88 

Sheriff's certificates and Judg- 
ments 1,216 45 

Due for Insurance and taxes 430 51 

Sundry Items- 
Delinquent Items 1,612 41 



Disbursements. 



Ix>ans on mortgage security 

Loans on stock or pass book se- 
curity 

Loans on other security 

Withdrawals of ruiming stock and 

dividends 

Withdrawals, paid-up and prepaid 

stock and dividends 

Matured stock 

Kxpensen— 

Salaries 

Other purposes 

Insurance and taxes paid for bor- 

rowei*s 

Kcjil estate 

Sundry Items — 

Judgments 

Cost of loans 

Cash on hand June 30, 1910 



Total 



$46,723 55 

3,945 00 
200 00 

12,374 53 

2,109 19 
17,900 00 

807 00 
469 35 

100 39 
1.259 24 

1,696 40 

368 90 

4,869 74 

$92,113 29 



Liabilities. 



Dues and dividends on runnnlng 

stock $63,170 93 

Pnld-up and prepaid stock and 

dividends 91,954 48 

Matured stock 6,100 00 

Fund for contingent losses 830 67 

Undivided profit 75 31 

Due on loans 600 00 

Sundry Items — 

Advanced dues 719 07 

Loan fees 46 70 



Total $163,397 06 Total $163,397 06 

Shares of stock in force, 3,4SG; shares loaned on, 1.500; membership, 488. 



59 



GREENE COUNTY— Continued. 



THE GREENE COUNTY BUILDING, SAVINGS AND LOAN ASSOCIA- 
TION OF WORTH INGTON. 

CHAS. A. POITENGBK, President. B. E. MILLER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 13,803 68 

Dues on running stock 5,872 75 

Paid-up and prepaid stock 2G0 00 

Loans on mortgage secuirity re- 
paid 1,850 44 

Loans on other security repaid.... 1,000 00 

Interest i 2,100 59 

Pines 47 80 

Membership fees 28 25 

Refunder Insurance and taxes 8 00 

Sundry Items- 
Transfer 60 

V. S. Trust Co., Terre Haute, cer- 
tificate of deposit f 1,000 00 

Total $16,662 01 

Assets. 

Cash on hand June 30, 1910 $1,726 00 

Loans on mort;^age security 21,100 00 

Loans on stock or pass book se- 
curity 60 00 

Loans on other security 700 00 



Disbursements. 

Loans on mortgage security 16,814 18 

Loans on stock or pass book se- 
curity 50 00 

Loans on other security 700 00 

WlthdrsAvals of running stock and 

dividends 1,031 31 

Withdrawals, paid-up and prepaid 

stock and dividends 3,293 05 

Matured stock 3,708 80 

Expenses- 
Salaries 200 00 

Other purposes 34 00 

Interest on borrowed money 4 67 

Cash on hand June 30, 1910 1,726 00 

Total $16,562 01 

LiabUitles. 

Dues and dividendB on running 
stock ^. $19,783 23 

Paid-up and prepaid stock and 
dividends 3,718 08 

Undivided profit 12 01 

Due on loans 62 68 



Total $23,676 00 



Total $23,676 00 



Shares of stock In force, 509 ; sftiares loaned on, 201 ; membership, 130. 



THE HOME LOAN AND SAVINGS ASSOCIATION OF LINTON. 
W. J. HAMILTON, President W. A. CRAIG, Secretary. 

Condition June 30, 1910. 
Receipts. 



Cash on hand June 30, 1909 ,., $4,266 17 

Paid-up and prepaid stock 7,080 13 

Loans on mortgage security re- 
paid 3,605 98 

Interest 1,916 16 

Pines 57 35 

Membership fees 53 50 

Loan fees 60 00 

Refunder insurance and taxes 11 00 



Total $17,050 29 

Assets. 

Cash on hand June 30, 1910 $5,136 96 

Loans on mortgage security 35,033 50 

Real estate 1,87160 



Total $42,042 05 



Disbursements. 

Ijoans on mortgage security $4,993 14 

Withdrawals of running stock and 

dividends 6,137 72 

Expenses- 
Salaries 30000 

Other purposes 256 34 

Insurance and taxes paid for bor- 
rowers 19 54 

Real estate 207 60 

Cash on hand June 30, 1910 5,136 96 

Total $17,060 29 

Liabilities. 

Dues and dividends on running 

stock $12,013 77 

Paid-up and prepaid stock and 

dlTldends 28,882 73 

Deposits and dividends 55162 

Undivided profit 568 93 

Due on loans 26 00 

Total $43,042 05 



Shares of stock In force, 0S7 ; shares loaned on, 512 ; membership, 275. 



60 



GREENE COUNTY— Continued. 



THE SOUTHERN INDIANA MUTUAL BUILDING. SAVINGS AND LOAN 

ASSOCIATION OF BLOOMFIELD. 

CYRUS E. DAVIS, President. OTTO P. HEUOLD. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 1573 79 

Dues on running stock 57,646 00 

Paid-up and prepaid stock 25,500 00 

Loans on mortgage security re- 
paid 72,45200 

Loans on stock or pass book se- 
curity repaid 1,500 00 

Interest 26,217 44 

Fines 583 13 

Membership fees 787 00 

Real estate 2,092 01 

Refunder insurance and taxes 265 26 

Sundry Items- 
Judgments, costs, attorney's fees 

repaid by real estate sales .... 443 85 



Total $188,050 48 

Assets. 

Cash on hand June 90, 1910 $1,085 53 

Loans on mortgage security 318,660 00 

Loans on stock or pass book se- 
curity 800 00 

Furniture and fixtures 50 00 

Real estate 2,484 76 

Due for insurance and taxes 645 40 

Sundry Items— 

Foreclosuare 163 30 

Real estate contract sale 135 00 



Total $324,023 99 



Disbursements. 

Loans on mortgage security $108,187 25 

lioans on stock or pass book se- 
curity 100 00 

Withdrawals of running stock and 

dividends 20,236 16 

Withdrawals, paid-up and prepaid 

stock and diyidends 26,987 67 

Matured stock 18,02100 

Dividends on paid-up, prepaid 

stock and deposits 8,249 67 

Expenses- 
Salaries :.... 2,754 70 

Other purposes 1,765 60 

Interest on borrowed money 208 06 

Insurance and taxes paid for bor- 
rowers 324 35 

Real estate 76 29 

Sundry Items- 
Judgment 82 71 

Error refunded 21 60 

Cash on hand June 30, 1910 1,086 63 



Total $188,050 48 

Liabilities. 

Dues and dividends on running 

stock $172,963 67 

Paid-up and prepaid stock and 

dividends 136,63114 

Fund for contingent losses 10,500 00 

Undivided profit 3,733 73 

Due on loans 206 66 



Total $324,023 99 



Shares of stock in force, 6,633; shares loaned on, 3,195; membership. 706. 



61 



GREENE COUNTY— Continued. 



THE WORTHINGTON BUILDING ASSOCIATION OF WORTHINGTON. 

H. W. BLLINGSWORTH, President. S. H. CARNAHAN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 13,653 45 

Dues on running stock' 4,224 69 

lioans on mortgage security re- 
paid 8,728 51 

Interest 2,27163 

Premium 1,026 44 

Pines 12346 

Membership fees 32 25 

Real estate 51 20 



Total $20,010 62 

Assets. 

Cash on hand June 30, 1910 $624 02 

lyoans on mortgage security 28,810 76 

Real estate ^ 4,161 09 



Disbursements. 

Loans on mortgage security $12,259 86 

Withdrawals of running stock and 

dividends 1,866 32 

Withdrawals, paid-up and prepaid 

stock and diyldends 1,900 85 

Matured stock 2,647 63 

Expenses- 
Salaries 349 80 

Other purposes 18 20 

Insurance and taxes paid for bor- 
rowers 334 14 

Real estate 9 90 

Cash on hand June 30, 1910 624 02 

Total $20,010 62 

Liabilities. 

Dues and dividends on running 

stock $16,658 93 

P}ild-up and prepaid stock and 

dividends 15,953 00 

Fund for contingent losses 262 97 

Undivided profit 1.722 35 

Due on loans 8 62 



Total $33,595 87 



Total $33,595 87 



Shares of stock in force, J, 111; shares loaned on, 503; membership, 134. 



HAMILTON COUNTY. 



THE INDIANA LOAN ASSOCIATION OF NOBLESVILLB. 
JOHN THORN, l»resldcnt. CALVIN W. GRANGER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $4,233 78 

Thies on running stock 64,448 85 

Loans on mortgage security re- 
paid 32.45100 

Interest 9,323 05 

Fines 137 30 

Loan fees, pass books 12 50 

Borrowed money 3,000 00 

Real estate and rents 427 30 

Snndr}' Items- 
Sheriff's certificates 592 21 

Appraisal fees 82 50 

Miscellaneous 425 44 



Total $115,133 93 

Assets. 

Cash on hand June 30, 1910 $1,938 49 

Loans on mortgage security 145,307 00 

Furniture and fixtures 200 00 

Sundry Items— 

NoblesYilie street bonds 315 00 

I. & C. Traction Co. receiver's 

certificates 14,000 00 

Total $161,760 49 



Disbursements. 

Ij^ans on mortgage security $55,793 00 

Withdrawals of running stock and 

dividends 65,31183 

Expenses- 
Salaries 1,160 00 

Other purposes 300 16 

Sundry Items- 
Miscellaneous 460 86 

Taxes 87 60 

Costs 2400 

Appraiser's fees 68 00 

Cash on hand June 30, 1910 1,938 49 



Total $115,133 93 

Liabilities. 

Dues and dividends on running 

stock $153,972 46 

Borrowed money 4,788 03 

Due on loans 3,000 00 



Total $161,760 49 



Shares of stock in force, 4,775 ; shares loaned on, 1.532 ; membership, 981. 



62 



HANCOCK COUNTY. 



THE GREENFIELD BUILDING AND LOAN ASSOCIATION OF GREEN- 
FIELD. 

VINCBNT L. EARLY, President. JNO. CORCORAN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $599 64 

Does on running stock 8,881 40 

Paid-up and prepaid stock 4,200 00 

Loans on mortgage security re- 
paid 8,35000 

Loans on other security repaid.... 3,151 10 

Interest 575 S4 

Fines 134 20 

Membership fees 14 00 

Loan fees 73 50 

Sundry Items- 
Taxes and street assessment.... 163 90 
Oyer deposit 75 

Total 126,143 43 

Assets. 

Cash on hand June 30, 1910 $1,722 84 

Loans on mortage security 59,419 00 

Furniture and fixtures 407 05 

Sundry Items- 
Delinquencies 219 87 



Total 161,768 76 



Disbursements. 

Loans on mortgage security $6,006 00 

Loans on other security 600 00 

Withdrawals of running stock and 

dividends 12,494 33 

Withdrawals, paid-up and prepaid 

stock and diyidends 4,661 63 

Kxpeuses — 

Salaries 474 00 

Other purposes 184 63 

Cash on hand June 30, 1910 1,722 84 



Total 126,143 43 

Liabilities. 

Dues and dividends on running 
stock 168,303 23 

Paid-up and prepaid stock and 
dividends 1,387 36 

Fund for contingent losses 2,077 43 

Sundry Items- 
Due secretary 76 

Total 161,768 76 



Shares of stock In force, 2,230 ; shares loaned on, 637 ; membership, 151. 



63 



HARRISON COUNTY. 



THE SAVINGS AND LOAN ASSOCIATION OF CORYDON. 
V. H. BULLITT. President. LEW M. O'HANNON. Secretarry. 

Condition June 30, 1910. 



Receipts. 

Cash on liand Jnne 30, 1909 16,597 63 

Dues on ninnlng stock 4,766 00 

Paid-up and prepaid stock 19,600 00 

Loans on mortgage security re- 
paid 23,89800 

Sundry Items- 
Costs 4100 



Total $60,474 55 

Assets. 

Cash on hand July 30, 1910 |9,537 19 

Loans on mortgage security 97,330 00 

Due for Insurance and taxes 100 63 



Total 1106,967 82 



Disbursements. 

Loans on mortsrage security 129,100 00 

Withdrawals of running stock and 
dividends 8,63183 

Withdrawals, paid-up and prepaid 
stock and dlTidends 17,074 23 

Withdrawals deposits and dlTi- 
dends 25 00 

Expenses- 
Salaries 73800 

Other purposes 136 29 

Interest on stock 193 63 

Insra ranee and taxes paid for bor- 
rowers 100 63 

Sundry Items- 
Costs 87 86 

Cash on hand June 30, 1910 9,537 19 

Total $60,474 66. 

Liabilities. 

« 

Dues and dividends on running 

stock $11,914 20 

Paid-up and prepaid stock and 

dividends 90,430 33 

Deposits and dividends 106 14 

Fund for contingent losses 4,260 00 

Undivided profit 266 00 

Sundry Items— 

Costs 8 16 



Total $106,967 82 



Shares of stock in force. 2,193 ; shares loaned on, 1,094 ; membership, 509. 



64 
HENDRICKS COUNTY. 



THE CITIZENS' BUILDING LOAN FUND AND SAVINGS ASSOCIATION 

OF DANVILLE. 

JAMBS A. DUNC4AN, President. MAUDE L. DOWNARD, Secretary. 

CoDdltion June 30, 1910. 



Receipts. 

Casti on tiand June 30, 1909 $741 41 

Dues on nlnning stock 3,331 50 

Loans on mortgage security repaid 2,271 25 
Loans on stock or pass book se- 
curity repaid 286 03 

Interest 528 44 

Premium 250 00 

Membersliip fees 25 00 

Sundry Items- 
Transfer fees 2 50 



Total $7,436 13 

Assets. 

Cash on hand June 30, 1910 $1,896 79 

Iioans on mortgage security 9,400 00 

Loans on stock or pass book se- 
curity 25 00 



Disbursements. 

Loans on mortgage security $2,000 00 

Ix)ans on stock or pass book se- 
curity 31108 

Withdrawals of running stock and 

dividends 2»916 16 

Expenses- 
Salaries 16500 

Other purposes 12 25 

Sundry Items- 
Interest matured stock 7 15 

Returned premium 128 75 

Cash on hand June 30, 1910 1,896 79 

Total $7,4361$ 

Liabilities. 

Dues and dividends on running 
stock $10,043 24 

Undivided profit 675 80 

Siindrj' Items — 

rnearned premium 576 25 

Advanced dues 26 50 



Total $11,321 79 



Total $U,321 79 



Shares of stock In force, 147 ; shcires loaned on, 42 ; membership, 46. 



THE PLAINFIELD BUILDING AND LOAN ASSOCIATION OF PLAIN- 
FIELD. 

JOS. E. PRE WITT, President. G. G. CAMBER WORTH, Secretary. 

Condition June 30, 191D. 
Receipts. 



Cash on hand June 30. 1909 $1 85 

Dues on running stock 7,912 25 

Loans on mortgage security repaid 11,550 00 
Loans on stock or pass book se- 
curity repaid 425 00 

Interest 2,3S1 23 

Fines ^0 85 

Membership fees 33 25 

Borrowed money 7.2.^0 00 

Real estate 1,925 00 

Sundry Items- 
Rents 68 75 

Tax reserve 33 10 



Total $31,817 58 

Assets. 

Cash on hand June 30, 1910 $111 12 

Loans on mortgage security 26,316 SS 

Loans on stock or pass book se- 
curity 164 00 

Total $26,592 00 



Disbursements. 

Ix>ans on mortgage security $6,450 00 

Loans on stock or pass book se- 
curity 264 00 

Withdrawals of running stock and 

dlvidemla 11,545 29 

Expenses — 

Salaries 120 00 

Other purposes 32 75 

Borrowed money repaid 10,995 00 

Interest on borrowed money 348 10 

Roal estate 1,926 00 

Sundry Items- 
Taxes paid 26 32 

Cash on hand June 30, 1910 lU 12 

Total $31.817 68 

Liabilities. 

Dues and dividends on running 

stock $21,199 31 

Undivided profit 1,142 69 

Borrowed money 4,250 00 

Total $26,592 00 



Shares of stock in force, 554 ; shares loaned on, 291 ; membership, 104. 



65 
HENRY COUNTY. 



THE HENRY COUNTY BUILDING AND LOAN ASSOCIATION OF NEW 

CASTLE. 

WM. 0. BOND, President. MARTIN L. KOONS, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 $8,132 24 

Dues on running stock 32,659 60 

Paid-up and prepaid stock 14,600 00 

Loans on mortgaf^e security repaid 27,800 00 
r^ans on stock or pass book se- 
curity repaid 566 00 

Interest 8,473 45 

Premium 1,384 90 

Membership fees 33 50 

Borrowed money 15,500 00 



TotaJ 1109,148 69 

Assets. 

Cash on hand June 30, 1910 $4,633 37 

Ix)nn8 on mortgage security 144,300 00 

Loans on stock or pass book se- 
curity 25000 

Furniture and fixtures 178 55 



• Disbursements. 

Loans on mortgage security $48,600 00 

Withdrawals of running stock and 

dividends 28,646 69 

Withdrawals, paid-up and pre- 
paid stock and diyldends 100 00 

Matured stock 10,276 62 

Expenses- 
Salaries :. 1,09266 

Other purposes 86 44 

Borrowed money repaid 16,500 00 

Interest on borrowed money 181 15 

Sundry Items- 
Interest on paid-up stock 182 97 

Cash on hand June 90, 1910 4,633 87 

Total $109,148 69 

Liabilities. 

Dues and dividends on running 
stock $121,524 70 

Pnid-up and prepaid stock and 
dividends 16,900 00 

Undivided profit 6,802 00 

Dlv. not credited 4,135 22 



Total $149,361 92 



Total $149,361 92 



Shares of stock in force, 3,551; shares loaned on. 169; membership, 1,443. 



HUNTINGTON COUNTY. 



THE INDUSTRIAL LOAN AND INVESTMENT CX)MPANY OF HUNT- 
INGTON. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30, 1909 $7 59 

Loans on mortgage security repaid 223 00 
Interest 



Total 

AsBetfl. 
Cash on hand June 30, 1910 



Total 

Membership, 3. 



$213 97 



$158 72 



$158 



«^ 



Disbursements. 



Withdrawals of running stock and 

dividends 

13 38 Expenses 

Cash on hand June 30, 1910 



stock 
Fund for contingent losses 



Total 



$80 26 

600 
168 72 



Total $24397 

Liabilities. 
Dues and dividends on running 



$10180 
66 92 

$158 72 



[5—24781] 



66 

JACKSON COUNTY. 



THE HOME BUILDING ASSOCIATION OF SEYMOUR. 
CHAS. LE1NIN6ER, President. H. O. MASSMAN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 «. . $46 83 

Dues on running stock 6,186 26 . 

Loans on mortgage security repaid 10.200 00 

Interest 1,618 90 

Pines 118 90 

Membership fees 25 00 



Total 118.195 S8 

Assets. 

Cash on hand June 30, 1910 $1 48 

Loans on mortgage security 25,992 00 



Total $25,993 48 



Disbursements. 

Loans on mortgage security $7,600 00 

Withdrawals of running stock and 

dividends 9,433 65 

Expenses- 
Salaries 11200 

Other purposes 49 75 

Borrowed money repaid 999 00 

Cash on hand June 30, 1910 1 48 

Total $18.195 88 

Liabilities. 

Dues and dlyiderids on running 
stock $11,106 87 

Paid-up and prepaid stock and 
dividends 13,200 00 

Undivided profit 1,686 61 

Total $25,993 48 



Shares of stock in force, 609 ; shares loaned on, 267 ; membership. 95. 



THE JACKSON COUNTY HOME AND SAVINGS ASSOCIATION OF 

BROWNSTOWN. 

V. H. FOUNTAIN, President. J. R. KENT, Secretary. 



Condition June 30. 1910. 



Receipts. 



Cash on hand June 30, 1909 

Dues on running stock 

Paid-up and prepaid stock 

Loans on mortgage security repaid 

Interest 

Loan fees 

Ref under Insurance and taxes 

Sundry Items- 
Pass book 

Recorder's fees 

Court costs 

Sheriff's certificates 



$82 67 
4.367 18 
3.600 00 
2.725 00 
2.232 22 
3 00 
21 23 

25 

2 50 

117 38 

700 00 



Total $13,818 43 

Assets. 

Cash on hand June 90. 1910 $191 81 

Loans on mortgage security 25.675 69 

Loans on stock or pass book se- 
curity 

Jjoans on other security 

Real estate 

Sheriff's certificates and Judg- 
ments 



350 00 
300 00 
673 00 



473 70 



Total $27,664 20 



Disbursements. 



Loans on mortgage security .. 

Loans on stock or pass book se- 
curity 

Withdrawals of running stock and 
dividends 

Withdrawals, paid-up and pre- 
paid stock and dividends 

Matured stock 

Expenses- 
Salaries 

Other purposes 

Sundry Items- 
Court costs 

Recorder's fees 

Legal service 

Cash on hand June 30, 1910 



$700 00 

3,500 00 

2,923 67 

6.982 40 
2.300 00 

266 00 
24 67 

117 38 
250 
300 

19181 

Total $13.848 43 

Liabilities. 

Dues and dividends on running 
stock $9,636 84 

Paid-up and prepaid stock and 
dividends 17,365 00 

Undivided profit 662 36 



Total $27,664 20 



Shares of stock in force, 633 : shares loaned on, 265 ; membership, 162. 



67 



JACKSON COUNTY— Continued. 



THE MEDORA BUILDING, LOAN AND SAVINGS ASSOCIATION OF 

MBDORA. 

NBAL MATTICK, President C. C. McMILLAN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Dues on nmning stock $1,445 00 

Interest 168 52 

Membership fees 90 75 

Borrowed money 11,900 00 



Disbursements. 

Loans on mortgage security 17,426 00 

Loans on other security 5,900 00 

Withdrawals of running stock and 

dividends 36 00 

Expenses- 
Other purposes 61 00 

Interest on borrowed money 26 00 

Cash on hand June 90, 1910 157 27 



Total 113,594 27 

Assets. 

Cash on hand June 30, 1910 $157 27 

Loans on mortgage security 7,425 00 

JjOSHxb on other security 6,900 00 



Total $13,482 27 



Totel $13,694 27 

Liabilities. 

Dues and dividends on ruinnlng 

stock $1,409 00 

Undivided profit 173 27 

Borrowed money 11,900 00 

Total $13,482 27 



Shares of stock in force, 347 ; shares loaned on, 133 ; membership, 72. 



THE BROWNSTOWN MUTUAL BUILDING LOAN FUND AND SAVINGS 

ASSOCIATION OF BROWNSTOWN. 

CHAS. F. ROBERTSON, President. D. B. VANCE, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $977 78 

Dues on running stock 10,702 00 

Loans on mortgage security repaid 13,476 00 
Loans on stock or pass book se- 
curity repaid 1,165 00 

Interest 3,210 89 

Fines 3480 



Total $29,565 47 

Assets. 

Cash on hand June 30, 1910 $1,093 98 

Loans on mortgage security 37,425 00 

Loans on stock or pass book se- 
curity 2,65000 

Sundry Items- 
Delinquent dues 259 65 

Total $41,528 63 



Disbursements. 

Loans on mortgage security $10,960 00 

Loans on stock or pass book se- 
curity 1,066 00 

Withdrawals of running stock and 

dividends 2,28141 

Matured stock 13,200 00 

Expenses- 
Salaries 264 00 

Other purposes 188 00 

Borrowed money repaid 200 00 

Interest on borrowed money 333 06 

Cash on hand June 30, 1910 1,093 96 

Total $29,665 47 

Liabilities. 

Dues and dividends on running 
stock $41,428 63 



Total $41,428 63 



Shares of stock in force, 1,024; shares loaned on, 609; membership, 161. 



68 



JACKSON COl'NTY— Continued. 



THE NEW BUILDING AND LOAN ASSOCIATION OF SEYMOUR. 
PHILLIP J. FBTTIG, President. HARRY M. MILLER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on liand June 30, 1909 $362 71 

Dues on running stock 7,453 00 

Loans on mortgage security repaid 850 00 
lioans on stock or pas8 book se- 
curity repaid 298 00 

Interest 1,227 38 

Pines 20 45 

Forfeitures 2 90 

Membersliip fees 46 50 

Loan fees 28 10 

Sundry Items- 
Sale of furniture and fixtures... 21 10 
Transfer fees 8 50 



Disbursements. 

Loans on mortgage security 13,825 00 

Ix>ans on stock or pass l)ook se- 
curity 1,17300 

Withdrawals of running stock and 

dividends 2,268 60 

Expenses- 
Salaries 22 05 

Other purposes 91 21 

Borrowed money repaid 2,000 00 

Interest on borrowed money 894 36 

Cash on hand June 30. 1910 29 53 



Total $10,303 64 

Assets. 

Cash on hand June 30, 1910 $29 53 

Loans on mortgage secprity 21,426 00 

Ijoans on stock or pass book se- 
curity 1,075 00 



Totel $22,529 53 



Total $1)0,303 64 

Liabilities. 

Dnes and dividends on running 
stock $9,017 75 

Borrowed money 13,400 00 

Sundry Items- 
Surplus 11178 

Total $22,529 63 



Shares of stock in force, 543 ; shares loaned on. 297 ; membership, 85. 



THE UNION BUILDING AND LOAN ASSOCIATION OF CROTHERS- 

VILLE. 

WM. GOECKBR, President. SMITH SAYERS,. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $702 04 

Dues on running stock 7,978 75 

Loans on mortgage security repaid 2,900 00 

Interest 1,418 52 

Finos 8 40 

Membership fees 12 50 

Sundry Items- 
Transfer fees 3 50 



Total $13,023 71 

Assets. 

Cash on hand June 30, 1910 $1,089 46 

Loans on mortgage security 25,675 00 

Loans on stock or pass book se- 
curity 1,925 00 

Total 128,689 4G 



Disbursements. 

Loans on mortgage security $8,900 00 

Loans on stuck or pass book se- 
curity 300 00 

Withdrawals of running stock and 

dividends 1,886 75 

Expenses — 

Salaries 100 00 

Other purposes 14 25 

Interest on withdrawals 186 22 

Error last report 648 03 

Cash on hand June 30, 1910 1,089 46 

Total $13,023 71 

Liabilities. 

Dues and dividends on running 

stock $26,177 87 

Undivided profit 2,91159 

Borrowed money 600 00 

Total $28,689 46 



Shares of stock In force, 622; shares loaned on, 306; membership, 97- 



69 



JASPER COUNTY. 



THE AMERICAN BUILDING, LOAN AND SAVINGS ASSOCIATION OF 

RENSSELAER. 

EMMET L. HOLLINGSWORTH, President. ARTHUR H. HOPKINS, Secretary. 

Condition June 30, 19;0. 



Receipts. 

Paid-up and prepaid stock $3,100 00 

Interest 706 00 

Premium 706 00 

Fines 36 82 

Membersliip fees 33 60 

Loan fees 182 55 

Sundry Items- 
Principal repaid 2,822 70 

Total $7,587 57 

Asseta. 

Cash on liand June 30, 1910 $180 00 

Loans on mortj^age security ^,600 00 

Sundry Items- 
Deposit 518 86 

Total $6,328 86 



Disbursements. 

Loans on mortgage security $5,600 00 

Dividends on paid-up stock 1,239 21 

Expenses 19 50 

Sundry Items- 
Deposits 548 86 

Cash on hand June 30, 1910 180 00 



Total $7,587 57 

Liabilities. 

ra!<l-up stock $3,100 00 

Undivided profit 406 16 

Sundry Items— 

rrlnelpal repaid 2,822 70 

Total $6,328 86 



Shares of stock in force, 31 ; memt)ership, 17. 



THE IROQUOIS BUILDING LOAN AND SAVINGS ASSOCIATION OF 

RENSSELAER. 

JOHN EGER, President. JAMES H. CHAPMAN, Secretary. 

Condition June 30, 1910. 



Receipts. 



Dues on running stock 

Interest 

Premium 



$51 75 
34 50 
17 25 



Disbursements. 

Dividends on paid-up, prepaid 
stock and deposits 

Expenses — 
Salaries 

Sundry Items- 
Dues Treas. last report 

Cash on hand June 30, 1910 



$103 60 



Total 



Total 

Assets. 
(None.) 
Shares of stock in force, 39; membership, 4. 



Liabilities. 
(None.) 



$30 00 

18 13 

6 01 
49 34 



$103 60 



70 



JASPER COUNTY— Oontinned. 



THE PERPETUAL BUILDING LOAN AND SAVINGS ASSOCIATION OF 

REMINGTON. 

W. E. PECK, President. A. BEASLEY, Secretary. 
Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $55 88 

Dues on running stock 6 00 

Loans on mortgage security repaid 578 70 
Sundry Items— 
Dlv. Bank of Remington 



Total 



Assets. 



Cash on hand June 30, 1910 
Furniture and fixtures 



Total 



210 37 



$860 95 



$209 87 
30 00 



$239 87 



Disbursements. 

Withdrawals of running stock and 
dividends 

Expenses- 
Salaries 

Other purposes 

Cash on hand June 30, 1910 



Total 



Liabilities. 



Undivided profit 
Sundry Items- 
Attorney fees 



$72 00 

340 00 
229 08 
209 87 



Total 



$860 95 

$39 87 

200 00 

$239 87 



JEFFERSON COUNTY. 



THE CITIZENS' BUILDING ASSOCIATION No. 3 OF MADISON. 
WM. H. MILLER, President. MILO J. BOWMAN, Secretary. 

Condition June 30, 1910. 
Receipts. 



Cash on hand June 30, 1909 $6,227 58 

Dues on running stock 23.268 20 

Loans on mortgage security repaid 13,745 00 
Loans on stock or pass l>ook se- 
curity repaid 11.061 88 

Interest 4,058 33 

Membership fees 53 45 

Borrowed money 11,365 39 



Real estate 

Refunder insurance and taxes 

Sundry Items- 
Suspense 

l*er»onal accounts , 



39 60 
62 92 

20 24 
48 02 



Total $09,950 61 

Assets. 

Cash on hand June 30, 1910 $976 61 

lioans on mortgage security 69,493 00 

Loans on stock or pass book se- 
curity 1,595 49 

Furniture and fixtures 66 11 

Real estate 339 10 

Due for insurance and taxes 476 54 

Sundry Items- 
Delinquent taxes 2,400 21 



Total $75,347 06 



Disbursements. 

Loans on mortgage security $13,292 00 

Loans on stock or pass book se- 
curity 7,613 00 

Withdrawals of running stock and 

dividends 21,264 63 

Matured stock 11,700 00 

Expeu.sjt^s— 

Salaries 561 00 

Other purposes 206 96 

Borrowed money repaid 13,973 69 

Interest on borrowed money 184 00 

Insurance and taxes paid for bor- 
rowers 263 02 

Real estate 7 51 

Sundry Items- 
Suspense 8 29 

Cash on hand June 30, 1910 976 61 

Total $69,95061 

Liabilities. 

Dues and dividends on running 

stock $69,443 Tl 

Matured stork 1,100 00 

Fund for contingent losses 100 00 

TJndlvided profit 301 20 

Borrowed money 3,865 00 

Sundry Items — 

Advance payments 274 14 

Interest unpaid 263 01 

Total $75,347 06 



Shares of stock in force, 2,203 ; shares loaned on, 505 ; membership, 334. 



71 



JEFFERSON COUNTY— Continued. 



THE GERMAN BUILDING AND AID ASSOCIATION No. 6 OF 

MADISON. 

LEMUEL KELLER, President. GEORGE KELLER, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30, 1909 

Dues on running stock 

I^ans on mortgage security repaid 

Loans on stock or pass book se- 
curity repaid 

Loans on other security repaid... 

Interest 

Fines 

Transfer fees 

Membership fees 

Loan fees 

Borrowed money 

Real estate 

Refnnder insurance and taxes 

Sundry Items- 
Rents 



Total 



$1,522 70 


46,534 52 


27,327 60 


8.210 70 


11,503 08 


8.450 42 


20 55 


3 50 


81 60 


290 12 


900 00 


1.199 03 


160 51 


49 28 


$106,253 51 



Assets. 



Cash on hand June 30, 1910 $2,428 44 

Loans on mortgage sectirlty 115,249 95 

Loans on stock or pass book se- 
curity 12,32071 

Ix»ans on other security 2,819 00 

Furniture and Axtures 150 00 

Real estate 3,469 63 

Due for insurance and taxes 1,818 37 

SundiT Items- 
Delinquencies 1,475 29 



Disbursements. 



$25,760 00 

12,628 41 

26.388 16 
13,300 00 

713 00 

478 73 

20,746 00 

72133 

477 00 
2,318 06 

2d4 40 
2.428 44 

Total $106,253 61 

LiabiliUes. 

Dues and dividends on running 
stock $136,942 98 

Undivided profit 2,877 42 

Ijoan oxnenses 28 17 

Sundry Items- 
Advances 1,382 87 



Loans on mortgage security 

Loans on stock or pass book se- 
curity 

Withdrawals of running stock and 
dividends 

Matured stock 

Expenses- 
Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Insurance and taxes paid for bor- 
rowers 

Real estate 

Sundry Items- 
Loan expenses 

Cash on hand June 30, 1910 



Total $139,731 39 



Total $139,731 39 



Shares of stock in force, 962; shares loaned on, 177; membership, 536. 



72 



JEFFERSON COUXTY^Continued. 



THE IIAXOVER BUILDING AND AID ASSOCIATION No. 1 OF 

HANOVER. 

H. A. TURNER, President. J. B. GARRITT, Secretary. 

Condition June 30, 1910. 



Receipts. 

Dues on running stock $3,313 32 

Loans on mortgage security repaid 1,990 20 
Loans on stock or pass book se- 
curity repaid 20 00 

Loans on other security repaid 114 47 

Interest 1,313 02 

Pass books ; 75 



Total $6,75176 

Assets. 

Cash on hand June 90, 1910 $173 41 

Loans on mortgage security 17,856 83 

Loans on stock or pass book se- 
curity 1,13000 

Loans on other security 4,626 80 



Total $23,787 04 



62 40 



Disbursements. 

Loans on mortgage security $811 68 

Loans on stock or pass book se- 
curity 1,150 00 

Withdrawals of running stock and 
dividends 8,994 78 

Withdrawals, Interest and divi- 
dends 

Expenses- 
Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Sundry Items— 
O verdraf t 

Cash on hand June 30^ 1910 

Total $6,76176 

Liabilities. 

Dues and dividends on running 

stock $21,211 70 

Matured stock 1,506 13 

Fund for contingent losses 1,066 67 

Undivided profit 3 64 

Total $23,787 04 



202 O") 

113 71 

176 73 

32 


67 73 
173 41 



Shares of stock In force, 224 ; shares loaned on, 107 ; membership, 112. 



73 



JEFFERSON COUNTY— Continued. 



THE HOME BUILDING ASSOCIATION No. 5 OF MADISON. 
JAMES STEWART, President. JOSEPH F. WEISSE, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 80, 1909 

Dues on running stock 

Rents 

Loans on mortgage security repaid 

Loans on stock or pass book se- 
curity repaid 

Loans on other security repaid 

Interest 

Membership fees 

Attorneys fees 

Borrowed money 

Sundry Items- 
Personal accounts 

Bonds 

Suspense account 



15,594 11 

47,439 69 

144 00 

28,792 77 

6,487 96 

1,600 00 

8,591 60 

74 00 

139 60 

27,800 00 

1.081 94 

16,251 50 

5 50 



Total 1144,002 67 



Assets. 

Cash on hand June 30, 1910 

Loans on mortgage security .. 

Loans on stock or pass book 
curlty 

Loans on other security 

Furniture and fixtures 

Sundry Items- 
Bonds 

Personal accounts 

Rents 



se- 



$41 20 
96,763 25 

11.537 66 

6,552 00 

82 41 

26,419 12 

2,283 74 

200 



Disbursements. 



Loans on mortgage security $22,636 00 

Loans on stock or pass book se- 
curity 10,066 20 

Ijoans on other security 6,802 00 

Withdrawals of running stock and 

dividends 23,237 97 

Matured stock 22,480 10 

Expenses- 
Salaries 905 00 

Other puirposes 160 99 

Borrowed money repaid 28,800 00 

Interest on borrowed money 875 71 

Bonds 26,419 12 

Sundry Items- 
Personal accounts 626 40 

Attorneys fees 195 00 

Rents 10000 

Taxes 827 00 

Suspense and loss fund 340 88 

Cash on hand June 30, 1910 41 20 

Total 1144,002 57 

Liabilities. 

Dues and dividends on running 
stock $140,396 28 

Fund for contingent losses 2,885 50 

Sundry Items — 

Suspense accounts 36 76 

Suspended account items 315 38 

Personal accounts 47 36 



Total $143,681 28 Total $143,681 28 

Shares of stock in force, 952; shares loaned on, 291; membership, 471. 



74 

THE MADISON COUNTY BUILDING AND AID ASSOCIATION No. 8 OF 

MADISON. 

JNO. T. SCHOFIBLD, President. JOE L. SCHOFIELD, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 |2,420 79 

Dues on running stock 30,713 56 

I.«oans on mortgage security repaid 16,982 65 
Loans on stock or pass book se- 
curity repaid 3,907 60 

Ix>ans on other security repaid 11,891 30 

Interest 4,692 68 

Membership fees 70 75 

Real estate 60 00 

Hef under insurance and taxes 101 47 



Total $70,830 69 

Cash on hand June 30, 1910 $6,411 63 

Loans on mortgage security 55,197 76 

Loans on stock or pass book se- 
curity 4,339 00 

Loans on other security 23,122 42 

Furniture and fixtures 250 00 

Real estate 804 39 

Due for Insurance and taxes 716 96 



Total $90,841 16 



Disbursements. 

Loans on mortgage security $17,720 00 

Loans on stock or pass book se- 
curity 2,85800 

Loans on other security 6,273 84 

Withdrawals of running stock and 

dividends 34,967 37 

Expenses- 
Salaries 809 00 

Other purposes 477 32 

Interest on Iwrrowed money 176 66 

Insurance and taxes paid for bor- 
rowers 419 59 

Sundry Items- 
Fund for losses 521 10 

197 18 

Cash on hand June 30, 1910 6,411 63 



Total $70.830 69 

Liabilities. 

Dues and dividends on running 

stock $90,664 58 

Fund for contingent losses 176 58 



Total $90,841 16 



Shares of 8to<»k in force, 572 ; Khares loaned on, 135 ; membership, 410. 



THE MITE BUILDING AND LOAN ASSOCIATION No. 1 OF MADISON. 
WATSON N. BROWN, President. SIMEON E. LELAND. Secretary. 

Condition June 30. 1010. 



Receipts. 

Cash on hand June 30, 1909 $7,183 16 

Dues on running stock 31,8r>3 50 

Loans on stock or pass book se- 
curity repaid 21.052 80 

Interest 5,473 28 

139 20 

317 46 

38 10 

107 81 

1 50 



Premium 

Dividend 

Membership fees 

Refunder insurance and taxes 
Suspense 



Total $66.166 81 

Assets. 

Cash on hand June 30, 1910 $3,197 96 

Loans on stock or pass book se- 

curit3' 96.609 05 

Real estate 813 47 

Due for insurance and taxes 350 04 



Total $100,970 52 

Shares of stock In force, 1,275. 



Disbursements. 

Loans on mortgage security $^,566 00 

Withdrawals of running stock .... 31,902 10 

Withdrawals dividends 4,794 18 

Expenses — 

Salaries 694 60 

Other purposes 83 09 

Interest to dividends 34176 

Insurance and taxes paid for Iwr- 

rowerF 246 68 

Sundry Items- 
Suspense 4 00 

Taxes 336 60 

Cash on hand June 30, 1910 ........ 3,197 96 

Total $66,166 81 

Liabilities. 

Dues and dividends on running 

stock $84,10261 

Paid-up and prepaid stock and 

dividends 719 B6 

Deposits and dividends 12,995 69 

Undivided profit 2,952 67 

Due on loans 200 00 



Total $100.970 52 



75 



JEFFERSON COUNTY— Continued. 



THE NOUTII MADISC^X HriLDING ASSOCIATION No. 1 OF NORTH 

MADISON. 

riKXUY SUTER, President. V. II. AUSTIN. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 $0 98 

Dues on running stock 1,478 70 

Loans on mortgai^e security repaid 1.725 00 
Loans on stock or puss book se- 
curity repaid 266 00 

Interest 388 43 

Premium 112 92 

Membership fees 1 40 

Borrowed money 1,000 CO 

Refunder insurance and taxes . . 2 00 



Disbursements. 

Loans on mortgage security 1200 00 

Loans on stock or pass book se- 
curity 110 00 

Withdrawals of running stock and 

dividends 2,080 46 

Matured stock 606 36 

Expenses- 
Salaries 93 60 

Other purposes .* 28 30 

Borrowed money repaid 1,000 00 

Interest on borrowed money 206 16 

Cash on hand June 80, 1910 751 66 



Total $4,975 43 

Assets. 

Cash on hand June 30, 1910 $751 66 

Loans on mortgage security 7,525 00 

Loans on stock or pass t>ook se- 
curity 136 44 

Due for insurance and taxes 12 00 

Sundry Items- 
Delinquent duos 456 40 

Total $8,88140 



Total $4,97643 

Liabilities. 

Dues and dividends on running 

stock $6,077 12 

Matured stock 796 92 

Undivided profit 8 36 

Borrowed money 3,000 00 



Total $8,88140 



Shares of stock in force, 16G; shares loaned on, 77; member^ip. 33. 



76 



JENNINGS COUNTY. 



THE NOUTII VEKXON BUILDING AND SAVINGS ASSOCIATION OP 

NORTH VERNON. 

I 

AMOS C. SILVER, President. W. S. CAMPBELL, Secretary. 

Condition June 30, 1910. 



Receipts. 

Dues on running stock $14,678 00 

Lonns on mortga;?e 8(H?urIty repaid 8,250 OO 

Interest 1,834 95 

Premium 1,100 97 



Fines 
Membership fees 

Sundry items 

Advances 



14 50 

119 00 

6 00 

115 00 



Total $26,118 4 

Assets. 



Cimh on hand June 30, 1910 $205 17 

Lonns on mortxa^jc security 37,or;0 00 

i^undry Items 205 72 



: I 



Dlsbnrsements. 

Loans on mortgage security 16,000 00 

Withdrawals of running stock and 

dividends 6,629 65 

Withdrawals, paid-up and pre- 
paid stock and dividends 115 50 

Matured stock 11,700 00 

Expenses — 

Salaries 205 00 

Other purposes 26 50 

Borrowed money repaid 600 00 

Sundry items 40 67 

Overdraft 695 98 

Cash on hand June 30, 1910 206 17 

Total $26,118 42 

Liabilities. 

Duos and dividends on running 
i^tock $34,551 00 

Matured stock 2,300 00 

Undivided protit 494 89 

Sundry Items- 
Advances 115 00 



Total $37,460 89 



Total $37,460 89 



Sliarcs of ttock In force. 1,1S1 ; slmres loaned on, 372; membership, 203. 



77 



JENNINGS COUNTY—Continued. 



THE CITIZENS' BUILDING AND LOAN ASSOCIATION No. 7 OF 

NORTH VERNON. 

HERMAN E. BOOTH, President. FRANK B. LITTLE, Secretery. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $579 22 

Dues on running stock U,47& 00 

Loans on mortgage security repaid 3,000 00 
Loans on stock or pass book se- 
curity repaid 150 00 

Interest 3,412 55 

Pines 68 80 

Membership fees 70 10 

Loan fees 33 00 



Total $18,781 67 

Assets. 

Cash on hand June 30, 1910 $1,486 37 

Loans on mortgage security 56,850 00 

Loans on stock or pass book se- 
curity 20000 

Due for Insurance and taxes 179 08 



Total $58,715 45 



Disbursements. 

rx>ans on mortgage security $10,700 00 

Loans on stock or pass book se- 
curity 120 00 

Withdrawals of running stock and 

dividends 200 00 

Matuiedi stock 4,800 00 

Expenses- 
Salaries 11600 

Other purposes 47 46 

Borrowed money repaid 500 00 

Interest on borrowed money 109 60 

Insurance and taxes paid for bor- 
rowers 6 00 

Sundry Items^ 

Interest on matured stock 697 35 

Cash on hand June 30, 1910 1,488 37 

Total $18,78167 

LtabiUties. 

Dues and dividends on rxmning 

stock $36,993 35 

Matured stock 10,100 00 

Undivided profit 10,414 35 

Borrowed money 1,000 00 

Dne on loans 36 00 

Sundry Items- 
Interest on matured stock 172 75 



Total $68,716 45 



Shares of stock in force, 880 ; shares loaned on. 570 ; membership, 114. 



78 



JENNINGS COUNTY— Continued. 



THE JENNINGS BUILDING AND LOAN ASSOCIATION OF VERNON. 
E. T. WAGNER, President. JOHN HULSE, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash an liand Jane 90, 1909 $211 68 

Does on running stock 9,006 96 

Loans on mortgaj;e security repaid 4,773 43 

Loans on other security repaid 196 00 

Interest 1,692 45 

Premium 564 81 

Fines 54 88 

Membership fees 52 50 

Borrowed money 1,700 00 

Ref under insurance and taxes — 400 00 



Total 118,255 70 

Assets. 

Cash on hand June 30, 1910 1283 66 

Lfoans on mortgage security 26,345 00 

Loans on stock or pass book se- 
curity 21500 

Loans on other security 3,655 00 

Furniture and fixtures 67 26 



Disbursements. 

liOans on mortgage security $4,670 00 

LonuH on stock or pass book se- 
curity 265 00 

Loans on other security 3,096 91 

Matured stock 7,819 27 

Kxpenses — 

Salaries :.... 112 00 

Other purposes 5 00 

Borrowed money repaid 1,700 00 

Interest on borrowed money 25 15 

Insurance and taxes paid for bor- 
rowers 20 57 

Sundry Items— 

Overdraft 25814 

CdFh on hand June 30, 1910 28S 66 

Total $18,256 70 

Liabilities. 

Dues and dividends on running 
stock $30,565 91 



Total $30,565 91 



Total $30,566 91 



Shares of stock In force, 801 ; shares loaned on, 351 ; membership, 130. 



THE VERNON BUILDING LOAN AND SAVINGS ASSOCIATION OF 

VERNON. 

ROBT. THOMAS, President. N. EITKL, Secretary. 
Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $178 08 

Dues on running stock 2,644 Oi) 

Loans on mortgage security repaid 2,360 00 

Interest 542 92 

Membership fees 22 75 



Total $5,747 75 

Assets. 

Cash on hand June 30. 1910 $133 36 

Loans on mortgage security 4,564 00 

Ivoans on stock or pass book se- 
curity 3,780 00 

Real estate 800 00 



Total $9,277 36 



Disbursements. 

Loans on mortgage security $100 00 

766 00 



Ix)ans on stock or pass book se- 
curity *" 



Withdrawals of running stock and 
dividends 4,566 75 

Expenses- 
Salaries 

Other purpo.««€«? 

Interest on borrowed money 

Sundry Item»— 
Interest on withdrawals or ma- 
tured stock 

Cash on hand June 30, 1910 



74 00 

7 50 
35 00 



66 14 

133 36 



Total $5,747 75 

Liabilities. 

Dues and dividends on running 

stock $8,19433 

Undivided profit 383 08 

Borrowed money 700 00 



Total $9,277 36 



Shares of stock in force, 255: shares loaned on, 116; membership, 63. 



79 



JOHNSON COUNTY. 



THE FRANKLIN COUNTY BUILDING AND liOAN ASSOCIATION OF 

FRANKLIN. 

JAMES R. FLEMMIN6, President. SAMUEL A. WILSON, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 14,120 03 

Dues on running stock 23,332 75 

Paid-up and prepaid stock 9,200 00 

Loans on mortgage security repaid 11,675 00 
Loans on stock or pass t>ook se- 
curity repaid 2,775 00 

Interest 5,216 58 

Membership fees 134 50 

Transfer fees 58 26 

Real estate 2,750 00 



Total 159.261 11 

Assets. 

Cash on hand June 30, 1910 $6,881 23 

Loans on mortgage secarity 64,706 00 

Loans on stock or pass book se- 
curity 36000 

Furniture and fixtures 100 00 

Real estate 13,786 00 

Total $85,831 23 



Disbursements. 

Loans on mortgage security $18,620 00 

Loans on stock or pass book se- 
curity 2,666 00 

Withdrawals of running stock and 
dividends 4,152 43 

Withdrawals, paid-up and pre- 
paid stock and dlTldends 6,400 00 

Matured stock 16,189 01 

Dividends on paid-up, prepaid 
stock and deposits 476 90 

Expenses- 
Salaries 100 00 

Other purposes 22 TO 

Insurance and taxes paid for bor- 
rowers 9 63 

Real estate 3,686 00 

Sundry Items- 
Interest refunded 9 81 

Cash on hand June 80, 1910 6,881 23 

Total , $69,261 11 

Liabilities. 

Dues and dividends on running 
stock $77,666 70 

Paid-up and prepaid stock and 
dividends 8,200 00 

Undivided profit 74 63 



Total $85,831 23 



Shares of stock In force, 1,082; shares loaned on, 998; membership, 323. 



80 



JOHNSON COUNTY Continued. 



THE GREENWOOD BUILDING AND LOAN ASSOCIATION OF GREEN- 
WOOD. 

J. W. HENDERSON, President. J. T. GRUBBS. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand Jnne 30. 1909 $112 69 

Dues on running stock 21,154 26 

Loans on mortgage security repaid 29,427 00 
Loans on stock or pass book se- 
curity repaid 9,480 00 

Interest 12,96186 

Premium 4,198 54 

Pines 28760 

Membership fees 20 00 

Borrowed money 81,703 29 

Ref under insurance and taxes 48 47 

Sundry Items- 
Series to series 61,244 00 



Total $170,637 60 

Assets. 

Cash on hand June 30, 1910 $162 67 

Loans on mortgage security 119,830 00 

Loans on stock or pass book se- 

CTirlty 10,630 24 

Due for insurance and taxes 208 78 

Sundry Items- 
Series to series 70,917 00 

Total $201,748 69 



Disbursements. 

Loans on mortgage security $32,939 00 

Loans on stock or pass book se- 
curity 6,780 50 

Withdrawals of running stock .... 29,874 00 
Expenses- 
Salaries 864 50 

Other purposes 112 48 

Borrowed money repaid %... 17,246 21 

Interest on borrowed money 6,224 84 

Insurance and taxes paid for bor- 
rowers 122 32 

Sundry Item^— 

Series to series 61,244 00 

122 20 
16,938 88 

Auditor and other Items 7 00 

Cash on hand June 30, 1910 162 67 

Total $170,637 60 

LUbilltles. 

Dues and dividends on running 
stock $83,829 00 

UndlTlded profit 29.784 61 

Borrowed money 17,218 06 

Sundry Items- 
Series to series 70,917 00 



Total $201,748 69 



Shares of stwk in force. 1,528 ; shares loaned on. 426 ; memberRhip. 472. 



81 



JOHNSON COUNTY Continued. 



THE MUTUAL BUILDING AND LOAN ASSOCIATION OF FRANKLIN. 

W. H. YOUNCE, President. W. S. YOUNG, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 $12,330 87 

Dues on running stock 53,557 21 

Loans on mortgage security repaid 22,016 00 
Loans on stock or pass book se- 
curity repaid 2,816 00 

Interest 12,084 22 

Membership fees 236 25 

Borrowed monl^y 5.900 OO 

Real estate 7,383 50 

Ref under insurance and taxes 268 01 

Sundry Items- 
Transfer fees 69 50 



Disbursements. 

Loans on mortgage security 129,190 00 

Loans on stock or pass book Be> 

curity 2,653 50 

Withdrawals of running stock and 

dividends 12,873 06 

Matured stock 46,84129 

Expensesr— 

Salaries 492 60 

Other purposes 144 53 

Borrowed money repaid 5,900 0i> 

Interest on borrowed money 118 99 

Insurance and taxes paid for bor- 

, ro wei-s 96 78 

Heal estate 5,375 00 

Tnsh on hand June 30, 1910 13,105 96 



Total $116,691 56 

Assets. 

Cash on hand June 30, 1910 $13,105 96 

Loans on mortgage security 116.952 25 

Loans on stock or pass book se- 

curtly 4,665 50 

Furniture and fixtures 135 25 

Real estate 48,132 82 

Due for taxes 554 13 

Sundry Items- 
Insurance 165 05 



Total $116,691 36 

Liabilities. 

Dues and dlyldends on running 

stock $177,891 68 

Fund for contingent losses 419 04 

Undivided profit 5,900 24 



Total $183,710 96 



Total $183,710 96 



Sliares of stoc-k in force, 3,997 ; shares loaned on, 2,275 ; membership, 840. 



KNOX COUNTY. 



THE BICKNELL BUILDING AND LOAN ASSOCIATION OF BICKNELL. 

WM. D. LEMON, President. JNO. S. HOOVER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $3,891 01 

Dues on running stock 22.217 14 

Paid-up and prepaid stock 17.219 02 

Loans on mortgage security repaid 37.S73 18 

Interest 10,954 35 

Fines 92 00 

Membership fees 278 45 

Transfer fees 6 26 



Total $92,602 30 

Assets. 

Cash on hand June 30, 1910 $1,607 41 

Loans on mortgage security 146,931 22 

Furniture and fixtures 43 05 

Due for insurance and taxes 29 20 



Total $148,510 88 

Shares of stock in force, 3,345 ; membership, 329. 

[6—34731] 



Disbursements. 

T-oans on mortgage security $67,890 20 

Withdrawals of running stock and 

dividends 11,274 43 

Withdravnls, pald-oup and pre- 
paid stock and dividends 5,364 32 

Expenses- 
Salaries 735 00 

Other purposes 96 70 

Cash on hand June 30, 1910 1,507 41 

Total $92.502 30 

Liabilities. 

Dues and dividends on running 
stock $48,224 65 

Paid-up and prepaid stock and 
dividends 99,544 39 

Undivided profit 741 84 

Total $148,510 88 



I 



82 



KNOX COUNTY— Continued. 



THE CITIZENS' BUILDING AND LOAN ASSOCIATION OF BICKNBLL. 

S. W. DUNN, President. H. M. BUCK, Secretary. 

Condition June 30, 1910. 

Receipts. Disbursements. 

Dues on running stock $284 50 Ixians on mortgage security *. $2,460 00 

Paid-up and prepaid stock 4.000 00 Expenses 30 80 

Interest 31 15 Cash on hand June 30, 1910 1,842 15 

Premium 7 30 



Total $4,32295^ Total $4,822 95 

Assets. Liabilities. 

Cash on hand June 90, 1910 $1,842 15 Dues and dividends on running 

Loans on mortgage security 2,450 00 stock $284 50 

Paid-up and prepaid stock and 
dividends 4,000 00 

Undivided profit 7 65 



Total $4,29215 Total $4,292 15 

Shares of stock in force, 171 ; shares loaned on, 24 ; membership, 28. 



THE HOME BUILDING AND LOAN ASSOCIATION OF VINCBNNES. 
HENRY J. BOCKMAN, President. HARRY V. SOMES, JR., Secretary. 

Condition June 30, 1910. 

Receipts. Disbursements. 

Cash on hand June 30, 1909 $318 17 Loans on mortgage security $147,000 00 

Dues on running stock 69,802 20 Withdrawals of running stock and 

Paid-up and prepaid stock 31,800 00. dividends 35,938 08 

Loans on mortgage security repaid 101,700 00 Withdrawals, paid-up and pre- 

Interest 19,574 19 paid stock and dividends 12,900 00 

Borrowed money 6,000 00 Dividends on paid-up, prepaid 

Real estate 249 30 stock and deposits 9,541 53 

Sundry Items— Expenses- 
Rents 225 40 Salaries 1,858 51 

Other purposes 7,500 00 

Sundry Items- 
Furniture and fixtures 236 66 

Cash on hand .lune 30, 1910 4,692 58 



Total $219,667 26 .Total $219,667 26 

Assets. Liabilities. 

Cash on hand June 30, 1910 $4.692 58 Dues and dividends on running 

Loans on mortgage security 268,500 00 stock $141,477 05 

Famlture and fixtures 200 00 Paid-up and prepaid stock and 

Real estate 559 83 dividends 129,260 00 

Sundry Items— Fund for contingent losses 4,000 00 

Certificates of purchase 1,402 27 Undivided profit 627 68 

Total $275,36468 Total $276,364 68 

Shares of stock in force, 5,453 ; shares loaned on, 2,685 ; membership, 524. 



S3 



KNOX COUNTY— CoDtinued. 



THE KNOX BUILDING LOAN FUND AND SAVINGS ASSOCIATION OF 

VINOENNES. 

ISAAC LYONS, Presldexit. CHAS. G. MATHEWS, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30, 1909 $2,948 66 

Dnes on runninjir stock 9,840 40 

Paid-up and prepaid stock 4,500 00 

Loans on mortgage security repaid 5,000 00 

Interest 1,690 83 

Borrowed money 6,500 00 



Total $30,679 89 

Assets. 

Cash on hand June 30, 1910 $1,142 90 

Loans on mortgage security 34,360 00 

Sundry Items- 
Delinquent Items 282 70 



Disbursements. 



Loans on mortgage security 

Withdrawals of running stock and 
dividends 

Dividends on paid-up, prepaid 
stock and deposits 

Expenses- 
Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Cash on hand June 30, 1910 



$20,860 00 

4,786 60 

336 00 

243 26 
140 89 

3,000 00 
80 26 

1,142 90 



Total $30,679 89 



LlabilltleB. 

Dues and dividends on running 
stock 

Paid-up and prepaid stock and 
dividends 

Undivided profit 

Borrowed money 



Total $36,77560 Total 

Stiares of stock In force, 831 ; shares loaned on, 344 ; membership. 



$26,120 85 

6,780 90 

373 85 

3,500 00 

$36,775 60 
89. 



THE NORTH SIDE BUILDING AND LOAN ASSOCIATION OF 

VINCENNES. 

HENRY SCHWARTZ, President. C. L. V. TUCKER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash oh hand June 30, 1909 $1,606 72 

Dues on running stock 31,976 55 

Paid-up and prepaid stock 1,400 00 

Ijoans on mortgage security repaid 6,460 10 

Interest 6,410 63 

Real estate 2,105 00 

Sundry Itema— 

Sheriff's certificates 1,628 80 



Total $51,585 80 

Assets. 

Cash on hand June 30, 1910 $6,443 66 

Loans on mortgage security 79,674 01 

Sheriff's certificates and Judg- 
ments 1,980 65 

Sundry Items- 
Delinquent interest 263 44 



Total $88,361 76 



Disbursements. 

Ix>ans on mortgage security $21,575 00 

Withdrawals of running stock and 

dividends 16,56133 

Withdrawals, paid-up and pre- 
paid stock and dividends 7,049 01 

Expenses- 
Salaries 602 00 

Other purposes 355 40 

Real estate 133 90 

Sundry Items- 
Court cost 63 00 

Cash on hand June 30, 1910 6,443 66 



Total $51,585 80 

Liabilities. 

Dues and dividends on running 
stock $82,282 32 

I'aid-up and prepaid stock and 
dividends 4,741 17 

Undivided profit 967 77 

Sundry Items- 
Salaries and legal expense due 
and unpaid June 30, 1910 370 60 

Total $88,36176 



Shares of stoclv in force. 2,777 ; shares loaned on, 907 ; membership, 312. 



84 



KNOX COUNTY— Continued. 



THE PEOPLE'S SAVINGS AND LOAN ASSOCIATION OF VINCENNES. 
HERMAN BROKHAGE, President. JNO. L. BUCKLES, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30, 1909 $6,160 40 

Dues on running stock 307.541 70 

Paid-up and prepaid stock 30.600 00 

Loans on mortpage security repaid 198.5.% (X) 

Interest 43.493 45 

Rent 11100 

Real estate 1.644 40 

Refunder real estate 76 25 

Sundry Items — 
Refunder taxes 26 03 



Total $588,203 23 

Assets. 

Cash on hand June 30, 1910 $4,619 53 

Tioans on mortgage security 623.500 00 

Real estate 4.585 80 

Sundry Items- 
Real estate Improvements 332 80 

Delinquent Interest 714 85 



Disbursements. 



I^ans on mortgage security $296,950 00 

Withdrawals of running stock and 
dividends 255,157 55 

Withdrawals, paid-up and pre- 
paid stock and dividends 12.000 00 

Dividends on paid-up stock 14,437 70 

Kxponses — 

Salaries 4,036 00 

Other purposes 583 40 

Sundrj' Items — 
Real estate Improvements 409 06 

Cash on hand June 30, 1910 4,619 68 

Total $588,203 23 

Liabilities. 

Dues and dividends on running 

stock $396,394 96 

Pnld-up and piopald stock and 

dividends 221,600 00 

Deposits and dividends 7.477 65 

Ft'ud for contlnjiont losses 6.000 00 

Undivided profit 2,666 63 

Sundry Items- 
Interest unpaid 714 86 



Total $633,752 98 Total $633,762 96 

Shares of stock in force, 12,807; shares loaned on, 6,235; membership, 1,815. 



85 



KNOX COUNTY— Continued. 



THE VINCENNES AND KNOX COUNTY BUILDING LOAN FUND AND 

SAVINGS ASSOCIATION OF VINCENNES. 

CHRISTIAN HOFFMAN. President. LOUIS A. MEYER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand Jnne 90, 1909 

Dues on rnnnlnK stock 

Paid-up and prepaid stock 

Loans on mortgage security repaid 

Loans on stook or pass book se- 
curity repaid 

Interest 

Premium 

Borrowed money 

Real estate 

Ref under insurance and taxes 

Certificates 

Sundry Items- 
Judgments 

Due on loans 



I6S4 25 
114,109 50 
i:».300 00 
184,790 00 

13,487 50 

43,756 60 

74 00 

25,000 00 

8.425 90 

123 66 

7,000 66 

10,538 95 
7,000 00 



Total ^4,310 90 

Assets. 

Caph on hand June 30, 1910 $564 75 

Loans on mortgage security 593,285 00 

Loans on stock or pass book se- 
curity 15,083 20 

Real estate 7,102 00 

Sheriff's certificates and judg- 
ments 9,027 45 

Due for Insurance and taxes 72 60 

Sundry Items- 
Judgments 1,876 70 

Accrued interest on loan 646 40 

Accrued Interest on loan 7,893 35 



Disbursements. 

Loans on mortgage security $267,360 00 

Loans on stock or pass book se- 
curity 20,43800 

Withdrawals of running stock and 

dividends 99,352 20 

Withdrawals, paid-up and pre- 
paid stock and dividends 83,750 00 

Dividends on paid-up stock 21,072 95 

KxpoMJseH — 

Salaries 2,235 50 

Other purposes 1,047 10 

Porrowed money repaid 25,000 00 

Insurance and taxes paid for bor- 
rowers 81 60 

Real estate 13,547 90 

Sundry Items— 

I Certificates of Judgments 9.027 45 

Judgments 9,333 45 

Charged off on values of real es- 
tate 1,600 00 

Cash on hand June 30, 1910 664 76 

Total $554,310 90 

Liabilities. 

Dues and dividends on running 

stock $255,759 95 

Paid-up nnd prepaid stock and 

dividends ^ 348,260 00 

Fund for contingent losses'^ 10,000 00 

Undivided profit 2,304 46 

I>u^ on loans 7,000 00 

Sundry Items- 
Prepaid Interest 102 05 

Accrued interest paid-up stock... 12,154 00 



Total $636,56046 Total $636,550 45 

Shares of stock in force, 14,171 ; shares loaned on. 5,933 ; membership, 1,530. 



86 



KNOX COUNTY— Continued. 



THE WABASH BUILDING AND LOAN ASSOCIATION OF VINOENNBS. 
EDWARD H. SMITH, President. HENRY W. ALEXANDER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on band June 30. 1909 $938 66 

Dues on running stock 3.502 49 

Paid-up and prepaid stock 9,300 00 

Loans on mortgage security repaid 6,300 00 

Ix>ans on other security repaid 1,408 02 



Disbursements. 

Loans on mortgage Security 15,960 00 

Withdrawals of running stock and 

dividends 5,817 07 

Withdrawals, paid-up and pre- 

. paid stock and dividends 6,600 00 

Dividends on paid-up, prepaid 

stock and deposits 80149 

Expenses- 
Salaries 261 00 

Other purposes .., 67 09 

Cash on hand June 30, 1910 1,962 52 



Total $21,449 17 

Assets. 

Cash on band June 30, 1910 $1,952 62 

Loans on mortgage security 2o,860 00 

Loans on stock or pass hook se- 
curity 1,350 (K-) 

Sundry Items- 
Accrued Interest 973 70 



Total $30,136 22 



Total $21,449 17 

Liabilities. 

Dues and dividends on running 

stock $13,343 58 

Paid-up and prepaid stock and 

dividends 15,975 00 

Deposits and dividends 419 59 

Matured stock 282 40 

Undivided profit 115 65 

Total $30,136 22 



Shares of stock In force, (100; shares loaned on, 273; membership, 81. 



LAKE COUNTY. 



THE FIRSI_ POLISH NATIONAL BUILDING AND LOAN ASSOCIATION 



'h 



OF EAST CHICAGO. 
PETER CERESZEWSKI, President. PAUL I. MUSCHELWZSKI, Secretary. 

ConditUin Jnne 30, 1910. 



Receipts. 

Cash on hand Jnne 30, 1909 $3,349 93 

Interest 40 21 

Membership fees 140 25 

Sundry Items- 
Over in cash 5 50 



Disbursements. 

Loans on moitpage security $2,300 00 

Wltlidrawnls of running stock and 

dividends 6 25 

Expenses 75 00 

(*nsh on hand June 30, 1910 1,164 67 



Total $3,5,35 ii2 

Assets. 

Cash on hand June 30. 1910 $1,154 67 

Tioans on mortgage security 2.'5<)0 00 



Total $3,535 92 

Liabilities. 

I)M(*8 and dividends on running 
stock 3,454 67 



Total $3,454 6' 



Total $3,46467 



Shares of stock in force, 551 ; shares loaned on, 23; membership, 68. 



87 



LAKE COUNTY— Continued, 



THE FIRST POLISH BUILDING AND LOAN ASSOCIATION OF 

HAMMOND. 

BARTLOMIEJ S. SURDYK, President. WALTER KAPTUR, Secretary. 

Condition June 30, 1910. 



Receipts. 



Disbursements. 



Dues on running stock $950 25 Expenses 

Fines 91 Cash on hand June 30, 1910 

Membership fees 74 75 



noooo 

925 91 



Total $1,025 91 

Assets. 



Total $1,026 91 

Liabilities. 



Cash on hand June 30, 1910 1925 91 Dues and dividends on running 

stock $925 91 



Total $925 91 Total 

Shares of stock in force, 2JM ; membership, 49. 



$925 91 



THE GARY BUILDING LOAN AND SAVINGS ASSOCIATION OF GARY. 
C. L. MALONY, President. A. D. SCH.\EFFER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $499 18 

Dues on running stock 4<)5 10 

Paid-up and prepaid stock 6,650 00 

Interest 593 37 

Forfeitures 2 00 

Membership fees 1 75 

Borowed money 4,260 00 

Real estate 5. 140 09 



Ref under Insurance and taxes 
Sundry items — 

Book 

Miscellaneous 



50 

25 
2 86 



Total 117,445 01 

Assets. 

Cash on hand June 30. 1910 $2,819 89 

Furniture and fixtures 50 00 

Real estate 17,5;}9 24 

l>ue for insurance and taxes 20 55 

Sundry Items- 
interest and rebates 1,891 35 



Disbursements. 

Withdrawals of running stock and 
dividends $86 00 

Withdrawals, paid-up and pre- 
paid stock and dividends 75 00 

Withdrawals, deposits and divi- 
dends 7 13 

Dividends on paid-up, prepaid 
stock and deposits 60 90 

Expenses— 

Salaries 1,575 00 

Other purposes 902 38 

Borrowed money repaid 300 00 

Interest on bv^rrowed money 275 67 

Insurance and taxes paid for l)or- 
rowors 32 85 

Real estate 11.310 19 

Cash on hand June 30, 1910 2,819 89 

Total $17,445 01 



Liabilities, 
dividends on running 

and 



Duos and 

stock . . 
Paid-up and prepaid stock 

dividends 

Undivided profit 

borrowed money 

Sundry Items- 



Interest not due 

Contractors and builders 
Paid on contracts 



$499 18 

6,550 00 
1,270 47 
4,260 00 

599 44 

605 00 

3,406 86 

6,140 09 



Total $22.32103 



Total $22,32103 



S8 



LAKE COUNTY— Continued. 



THE HAMMOND BUILDING LOAN AND SAVINGS ASSOCIATION OF 

HAMMOND. 

W. C. BELMAN, President. A. F. W. FEDDBR, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30» 1909 

Dues on running stock 

Loans on mortgage security repaid 
Loans on stock or pass book se- 
curity repaid 

Interest 

Fiues 

Membership fees 

Loan fees 

Borrowed money 

Real estate 



$3.816 85 
82,553 25 

66,380 04 

3.390 45 

15,890 13 

619 47 

650 00 

69 23 

6,362 50 

146 89 



Total $179,877 83 

Assets. 

Cash on hand June 30, 1910 113,138 63 

Loans on mortgage security 220,066 47 

Loans on stock or pass l)ook se- 
curity 5,707 00 

Real estate 6,272 00 



Disbursements. 

Loans on mortgage security 192,420 77 

Loans on stock or pass book se- 
curity 2,025 00 

Withdrawals of running stock and 

dividends 2,029 69 

Withdrawals, paid-up and pre- 
paid stock ana dividends 23,899 25 

Dividends 7,373 25 

Matured stock 26,526 76 

Expenses- 
Salaries 872 00 

Other purposes 1,410 62 

Borrowed money repaid 7,260 50 

Interest on borrowed money 448 90 

Real estate 2,438 65 

Sundry Items- 
Shortage 33 82 

Cash on hand June 30, 1910 13,138 63 

Total $179,877 83 

Liabilities. 

Dues and dividends on running 
stock $205,242 05 

Paid-up and prepaid stock and 

dividends 243 10 

Undivided profit 31,385 45 

Borrowed money 7,313 60 



Total $244,184 10 Total $244.184 10 

Shares of stock in force, 7,039 ; shares loaned on, 2,258 ; membership, 876. 



THE HOME BUILDING, LOAN AND SAVINGS ASSOCIATION OF 

HAMMOND. 
ANTON H. TAPPIN, President. JNO. D. SMALLEY, Secretary. 

Condition June 30. 1910. 
Receipts. 



Cash on hand June 30. 1909 $3,401 86 

Dues on running stock 68,480 17 

Loans on mortgajre Boeurlty repaid 28,200 00 
Ix>ans on .stock or pass book se- 
curity repnid 3,348 00 

Interest 13.206 09 

Fines 290 20 

Membership fees 478 75 

Sundry Items- 
Transfer fees 61 75 



Total $117,455 82 

Assets. 

Cash on hand June 30, 1910 $8,395 87 

Loans on mortgage security 187,826 86 

I^ans on stock or pass book se- 
curity 4,22100 

Furniture and fixtures 81 85 



Total $200,525 57 



Disbursements. 

Loans on mortgage security $71,285 09 

Ivoans on stock or pasp book se- 
curity 2.962 00 

Withdrawals of running stock and 
dividends 10,920 51 

Matured stock 12,400 00 

Dividends on paid-up, prepaid 
stock and deposits 585 00 

ExponscR— 
Salaries 907 35 

Sundry Items — 
Redemption paid-up stock 10,000 00 

Cash on hand June 30, 1910 8,395 87 

Total $117,456 82 

Liabilities. 

Dues and dividends on running 

stock $173,754 42 

Undivided profit 26,771 16 



Total $200,525 57 



Shares of stocli in force, 5,882 ; shares loaned on, 1,579 ; membersfhip, 692. 



89 



LAKE COUNTY— Continued. 



THE SOBIBSKI BUILDING AND LOAN ASSOCIATION OF INDIANA 

HARBOR. 

FRANK LUNAWSKI, President. JACOB SLOWIKOWSKI, Secretary. 



Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 

Dues on running stock 

I'ald-up and prepaid stock 

Loans on other security repaid 

Interest 

Fines 

Forfeitures 

Membership fees 

Sundry Items- 
Transfer fees 



Disbursements. 



$192 74 

6,20S25 

24 50 

1,500 00 

876 50 

29 03 

46 16 

46 00 

860 



Loans on mortgage security 

liOans on other security 

Withdrawals of running stock and 
dividends 

Dividends on paid-up, prepaid 
stock and deposits 

Expenses— 

Salaries 

Other purposes 

Interest on borrowed money 

Sundry Items- 
Advanced interest 

Cash on hand June 30, 1910 



$3,963 12 
1,600 00 

1,629 60 

24 50 

62 00 
17 00 
29 19 

596 
215 41 



Total $7,426 68 

Assets. 

Cash on hand June 30, 1910 $215 41 

Loans on mortgage security 6,200 00 

Furniture and fixtures 89 00 

Sundry Items- 
Arrearages 37 18 

Total $6,54159 



Total $7,42668 

Liabilities. 

Dues and dividends on running 
stock $6,10225 

I*ald-up and prepaid stock and 
dividends 24 60 

Undivided profit 414 84 

Total $6,54169 



Shares of stock In force, 426; shares loaned on, 72; membership, 80. 



THE WHITING SAVINGS AND LOAN ASSOCIATION OF WHITING. 
MORTON TROUT, President. CHAS. D. DAVIDSON, Secretary. 



Ck)ndition June 30, 1910. 



Receipts. 



Cash on hand June 30, 1909 

Dues on running stock 

Paid-up and prepaid stock 

Loans on mortgage security repaid 
Loans on stock or pass book se- 
curity repaid 

Interest 

Membership fees 

Borrowed money 



Total $9,063 35 

Assets. 

Cash on hand June 30, 1910 $216 17 

Loans on mortgage security 8,789 39 

Furniture and fixtures 127 41 



$266 91 


3.287 08 


1,800 00 


907 46 


25 00 


673 40 


3 50 


2,200 00 



Disbursements. 



se- 



Loans on mortgage security ... 

I^ans on stock or pass book 
ciirlty 

Withdrawals of running stock and 
dividends 

Withdrawals, paid-up and pre- 
paid stock and dividends 

Expenses 

Borrowed mone»v repaid 

Interest on borrowed money 

Cash on hand June 30, 1910 «.. 



$6,675 00 

26 00 

961 86 

382 96 

84 20 

1,800 00 

28 17 

216 17 



Total $9,063 36 

Liabilities. 

Dues and dividends on running 

stock $6,26206 

Paid-up and prepaid stock and 

dividends 2,145 41 

Fund for contingent losses 115 00 

Undivided profit 210 50 

Borrowed money 400 00 



Total $9,132 97 Total $9,132 97 

Shares of stock in force, 539; shares loaned on, 123; membership, 56. 



«0 
LAPORTE COUNTY. 



THE CITIZENS' BUILDING, LOAN AND SAVINGS ASSOCIATION OF 

MICHIGAN CITY. 

WM. J. FEALECT, President. MATTHEW J. KENEPICT, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $610 44 

Dues on running stock 3.838 00 

Paid-up and prepaid stock 1.000 00 

Loans on mortgage security repaid 1,441 30 
Loans on stock or pass book ro- 

cnrlty repaid 100 00 

Interest 637 35 

Premium 127 05 

Membership fees 28 26 

Borrowed money 3,750 00 



Total $11,532 39 

Assets. 

Cash on hand June 30, 1910 $931 83 

Loans on mortgage security 12,339 70 



Total $13,271 53 



Disbursements. 

Loans on mortgage security ' $6,400 00 

Withdrawals of running stock and 

dividends 803 00 

Withdrawals, paid-up and pre- 
paid stock and dividends 100 00 

Dividends on paid-up, prepaid 

stock and deposits 90 20 

Expenses- 
Salaries 67 92 

Other purposes 3,100 00 

Borrowed money repaid 39 44 

Cash on hand June 30, 1910 931 83 

Total $U,532 39 

Liabilities. 

Dues and dividends on running 

stock $7,97100 

Pald-np and prepaid stock and 

dividends 2,300 00 

Undivided profit 960 53 

Borrowed money 2,060 00 

Total $13,271 53 



Shares of stock in force, 547; shares loaned on, 144; membership, 109. 



THE MICHIGAN CITY LOAN AND BUILDING ASSOCIATION OF 

MICHIGAN CITY. 
ELIJAH P. BKHAN, President. ISADORE I. SPIRO, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $27,054 37 

Dues on running stock 9?, 779 35 

Loans on mortgage security r<'pnld 53,805 95 
I»ans on stock or pass book se- 
curity repaid 2,493 oo 

Interest 16.256 03 

Premium 2.293 44 

Fines 118-20 



Membership fees 
Sundry Items- 
Pass books 

Transfer foes . , 



569 75 

23 10 
20 10 



Total $202,443 29 

Assets. 

Cash on hand June 30, 1910 $27,992 06 

Loans on mortgage security 287,318 00 

liOans on stock or pass book se- 
curity 3,177 OO 

Furniture and fixtures 547 25 



Total $319,034 31 



Disbursements. 

liOnuH on mortgage .security $72,060 00 

Loans on stock or pass l>ook se- 
curity 3,090 00 

WIthdraw.ils of running stock and 

divldenils 19.258 00 

Matured stock 59,202 00 

K\'P4»nso<; — 

S.nlnrles 1,660 00 

Other purposes 813 73 

Sun dry Items- 
Interest on withdrawals 1,928 88 

16,698 00 

Cash on hand June 30, 1910 27,992 06 



Total $202,443 29 

Liabilities. 

Dues and dlTldends on running 

stock $289,482 60 

Undivided profit 29,551 71 



Total $319,034 31 



Shares of stock in force, 8,G05 ; shares loaned on, 2,297 ; membership. 1,120. 



91 



LAPORTE COUNTY— Continued. 



THE MUTUAL LOAN AND SAVINGS COMPANY OF LAPORTE. 
E. C. HOW, President. D. H. McGUIRE, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $1,143 21 

Dues on running stock 19,716 25 

Loans on mortgage security repaid 11,840 83 
Loans on stock or pass l>ook se- 
curity repaid 3,766 60 

Loans on other security repaid 8.683 24 

Interest 3,250 53 

Pines 16 24 

Forfeitures 67 25 

Membership fees 169 75 

Total $4«,€o3 80 

Assets. 

Cash on hand June 30, 1910 $4,239 35 

Loans on mortgage security 69,350 36 

Loans on stock or pass book se- 
curity 2.742 50 

Tx>ans on other security 6,295 40 

Furniture and fixtures 72 00 



Disbursements. 

Loans on mortgage security $24,800 00 

Loans on stock or pass book se- 
curity 3,339 00 

Withdrawals of running stock and 

dividends 11,092 28 

Matured stock 4,974 64 

Expenses — 

Salaries 150 00 

Other purposes 68 53 

Cash on hand June 30, 1910 4,239 35 

Total $48,663 80 

Liabilities. 

Dues and dividends on running 

stock $72,049 23 

Fund for contingent losses 376 69 

Undivided profit 273 69 



Total $72,699 61 



Total $72,699 61 



Shni'es of stock in force, 1,050; shares loaned on, 760; membership, 216. 



LAWRENCE COUNTY. 



THE MITCHELL BUILDING, SAVINGS AND LOAN ASSOCIATION OF 

MITCHELL. 

CHAS. W. COLEMAN, President. N. P. MARTIN, Secretary. 

Condition June 30. 1910. 



Receipts. 

Cash on hand June 30, 1909 $941 70 

Dues on running stock 18,971 68 

Deposits 50 00 

Loans on mortgage security repaid 1.749 75 

Interest 2,659 26 

Fines 27070 

Ref under Insurance and taxes 29 92 



Total $24,673 01 

Assets. 

CBLBh on hand June 30, 1910 $977 38 

Loans on mortgage security 65,585 00 

Real estate 450 00 

Sheriff's certificates and judg- 
ments 184 99 

Due for insurance and taxes 112 79 



Total $67,310 16 



Disbursements. 

Tx)ans on mortgage security $7,575 00 

Withdrawals of running stock and 

dividends 2,567 49 

Withdrawals, deiwslts and divi- 
dends 50 00 

Matured stock 11,950 33 

Expenses — 

Salaries 492 00 

Other purposes 257 74 

Interest on borrowed money 207 39 

Insurance and taxes paid for bor- 
rowers 146 68 

Real estate 450 00 

Cash on hand June 30, 1910 977 38 



Total $24,673 01 

Liabilities. 

Dues and dividends on running 

stock $57,133 09 

Deposits and dividends 100 00 

Matured stock 3,600 00 

Fund for contingent losses 2,650 70 

Sundry Items- 
Premium undivided 3,826 37 

Total $67,310 16 



Shares of stock in force, 1,482; shares loaned on, 622; membership, 254. 



92 



MADISON COUNTY. 



THE ANDERSON LOAN ASSOCIATION OF ANDERSON. 
ELLIOTT I,EE, President. CHAS. H. EWING, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand Jnne 30, 1909 

Dues on runnluj? stock 

Paid-up und prepaid stock 

Deposits 

Loans on mortgage security re- 
paid 

Loans on stock or pass book se- 
curity repaid 

Loans on other security repaid.. 

Interest 

Premium 

Fines 

Mortgage lK)nd8 

Application fees 

Street Improvement bonds 

Gravel road bonds 

Real estate 

Rofnnder insurance and taxes... 

Sundry Items^ 
Tax certificates redeemed and 

assigned 

Sheriff's certificates and profits 

Real estate sales profits 

Safes, furniture and fixtures... 
Miscellaneous 



19,480 21 

1,136,110 89 

130,000 00 

562 00 

286,200 00 

52,327 00 

6.510 46 

93,561 29 

3,594 51 

1,064 17 

181,092 03 

202 00 

6,38197 

476 00 

1,506 31 

296 07 



496 18 

6.449 13 
575 47 

1.450 00 
63 03 



Total 11,918,388 72 



Assets. 

Cash on hand June 30, 1910 

Loans on mortgage security 

Loans on stock or pass book se- 
curity 

I^ans on other security 

Furniture and fixtures 

Real estate 

Sheriff's certificates 

Mortgage notes purchased 

Sundry Items- 
Office building 

Bonds 



$37,624 96 
1,147,200 00 

11,968 00 

145.000 00 

4,900 00 

15,699 39 

116 48 

14,516 68 

11,260 34 
425,948 26 



Disbursements. 



Loans on mortgage security 

Loans on stock or pass book se- 
curity 

Deposited 

Withdrawals of running stock 
and dividends 

Ofllce building 

Mortgage bonds purchase 

Sheriff's certificates 

Mortgage notes putrchase 

Kxpenses^ 

Salaries 

Other purposes 

Premium on mortgage bonds 

Interest on mortgaged notes — 

Insurance and assessments fore- 
closures 

Real estate 

Sundry Items- 
Costs of sheriff's sales 

Accrued Interest on mortgage 

bonds 

Delinquent taxes, etc 

Application fees refunded 

Interest refunded 

Other expenditures, total 

Cash on hand June 30, 1910 



$491,800 00 

45,896 00 
200,000 00 

968,169 38 
241 11 

146,774 00 
6.360 56 
6,198 60 

9.227 83 

« 2,382 47 

130 67 

148 33 

341 41 
6,336 61 

48 96 

2,080 77 

lOOU 

100 

75 SI 

6,450 26 

37,624 96 



Total 11,918,388 72 

Liabilities. 

Dues and dividends on running 

stock $1,721,640 08 

Fund for contingent losses 92,694 03 



Total $1,814,234 11 Total $1,814,234 11 

Shares of stock in force. 38,757; shares loaned on. 11,591 ; membership, 7,004. 



93 



MADISON COUNTY— Continued. 



THE FRANKTON BUILDING AND LOAN ASSOCIATION OF 

FRANKTON. 

EDW. FRANK, President ELMER SMITH, Secretary. 
Condition June 30, 1910. « 



Receipts. 

Cash on hand June 30. 1909 9202 30 

Dne« on running stock 5,242 93 

Paid-up and prepaid stock 1,200 00 

Loans on mortgage security repaid 2,607 55 

Interest 

Premium 

Pines 

Membership fees 

Real estate 

Refunder insurance and taxes 

Sundry Items- 
Special meeting fees 

Release of mortgage 

Total 110,791 71 

Assets. 

Cash on hand June 30, 1910 1418 11 

Ijoans on mortgage security 11,28185 

Furniture and fixtures 40 00 

Real estate 1,327 16 

Due for Insurance and taxes 63 90 



767 79 
370 58 

66 95 

6 56 

286 43 

47 13 

100 
260 



Disbursements. 

Jjoans on mortgage security $4,100 00 

Withdrawals of running stock and 

dividends 5,305 44 

Withdrawals, deposits and divi- 
dends 372 16 

Matured stock 196 11 

Insurance and taxes paid for bor- 
rowers 88 73 

Real estate 312 16 

Cash on hand June 30, 1910 418 U 



Total $13,ni02 



Total $10,79171 

Liabilities. 

Dues and dividends on running 
stock $7,89241 

Paid-up and prepaid stock and 
dividends 4,600 00 

Undivided profit 618 61 

Total $13,ni 02 



Shares of stock In force, 401 ; shares loaned on, 141 ; membership, 97. 



THE PENDLETON LOAN ASSOCIATION OF PENDLETON. 
WALTER H. LEWIS, President. WM. B. BROWN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 $636 64 

Dues on nmnlng stock 25,183 50 

Loans on mortgage security repaid 16,975 00 
Loan.s on stock or pass l>ook se- 
curity repaid 2.650 00 

Loans on other security repaid 1.690 00 

Interest 5,461 96 



Pines 

Membership and transfer fees. 

Refunder insurance and taxes . 

Sundry Items- 
Street Improvement bonds ... 
Property sold on payments .. 



85 90 

107 50 

35 85 

67 54 
479 06 



Total $53.372 95 

Assets. 

Cash on hand June 30, 1910 $1,892 78 

Loans on mortgage security 69,450 00 

Loans on stock or pass book se- 
curity 1,995 00 



Loans on other security 

Furniture and fixtures 

Sundry Items- 
Property sold on payments 
Street Improvement bonds 
Accrued interest 



4,970 00 
225 00 

112 39 
259 07 
629 60 



Total $79,633 84 



Disbursements. 

Ijoans on mortgage security $14,350 00 

Loans on stock or pass book se- 
curity 3,460 00 

Ijoans on other security 2,300 00 

Withdrawals of running stock and 
dividends 30,222 30 

Expenses — 

Salaries 406 50 

Other purposes 198 40 

Insurance and taxes paid for bor- 
rowers 20 63 

Sundry Items- 
Property taken In and sold 522 34 

Cash on hand June 30, 1910 1,892 78 

Total $53,372 95 

Liabilities. 

Dues and dividends on running 

stock $78.883 33 

Fund for contingent losses 412 24 

Undivided profit 238 27 



Total 179.533 84 



Shares of stock In force. 1,944 ; shares loaned on, 466 ; membership, 340. 



H 



MARION COUNTY. 



THE ADVANCE SAVINGS AND LOAN ASSOCIATION OF INDIAN 

APOLIS. 

CHAS. MOKBACH, President. FRANK M. HUEBER, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30, 1909 

Dues on running stock 

Loans on mortgage security repaid 

I/oans on stock or pass l)ook se- 
curity repaid 

Interest 

Premium 

Membership fees 

Refunder insurance and taxes 

Overdrafts 

Sundry Items- 
Withdrawals repaid 

Rents 



Total 



12,547 86 

21.346 26 

2,657 76 


4,735 00 
2,776 59 
1,141 76 

39 60 
2,004 14 

1179 


643 13 
505 50 


$38,409 38 



Assets. 



Cash on hand June 30, 1910 $550 53 

Loans on mortgage security 43,954 60 

Loans on stock or pass book se- 
curity 3.520 00 

Real estate 10,712 04 



Disbursements. 



Loans on mortgage security 

Loans on stock or pass book se- 
curity 

Withdrawals of running stock and 
dividends 

Matured stock 

Expenses- 
Salaries 

Other purposes 

Interest on matured stock 

Real estate 

Sundry Items- 
Overpaid interest, dividend and 

premium returned 

Real estate commissions 

Cash on hand June 30, 1910 



$9,350 00 

3,940 00 

7,277 89 
14,400 00 

1,134 00 

ZXB7 

00 00 

170 36 



1,005 03 
126 00 
560 63 



Total $58,737 17 



Total $38,409 38 

Liabilities. 

Dues and dividends on running 

stock $53,012 31 

Matured stock and interest 3,85100 

Fund for contingent losses 1,064 61 

Undivided profit 809 25 

Total $58,737 17 



Shares of stook in force, 1,62G; shares loaned on, 565; membership, 236. 



* 95 

MARION COUNTY— Continued. 



THE AETNA SAVINGS AND LOAN ASSOCIATION OF INDIANAPOLIS. 



RICE T. BATES, President. 



HOWARD KIMBALL, Secretary. 



Condition June 30, 1910. 



Receipts. 



Disbursements. 



Cash on hand June 30. 1909 12,893 69 

Dues on mnnlnii: stock 16,715 05 

Pald-np and prepaid stock 2,600 00 

Deposits 300 00 

Loans on mortgage security repaid 26,275 00 
Loans on stock or pass book se- 
curity repaid 3,670 00 

Loans on other security repaid 1.642 42 

Interest 7,939 47 

Premium 327 20 

Pines 37030 

Membership fees 41 25 

Borrowed money 3,620 12 

Sundry Items- 
Refund R. E. and legal expense 887 78 
Rents and Insurance 426 68 

Total $67,708 96 

Assets. 

Cash on hand June 30, 1910 $6,019 00 

Loans on mortgage security 78,7^95 

Loans on stock or pass book se- 
curity 405 00 

Loans on other security- 2,267 58 

Real estate 9.792 93 

Due for insurance and taxes 93 85 

Sundry Items- 
Contracts sale real estate 11,293 38 

Interest and premium advanced. 1,622 03 



Loans on mortgage security 

Tx>ans on stock or pass book se- 
curity 

Loans on other security 

Withdrawals of running stock and 
dividends 

Withdrawals, deposits and divi- 
dends 

Matured stock 

Expenses — 

Salaries 

Other purposes 

Insurance and taxes paid for bor- 
rowers 

Real estate 

Cash on hand June 30, 1910 



$13,860 00 

620 00 
1,200 00 

23,667 75 

4,740 6.) 
10,106 66 

4,545 20 
1,552 24 

944 92 

572 67 

6,019 00 



Total $67,708 96 

Liabilities. 

Dues and dividends on running 

stock $92,556 85 

Deposits and dividends 4,800 00 

Fund for contingent losses 11,581 38 

Undivided profit 1,341 49 



Total $110,279 72 Total $110,279 72 

Shares of stock In force, 716; shares loaned on, 243; membership, 245. 



THE ARSENAL BUILDING AND IX)AN ASSOCIATION OF INDIAN- 
APOLIS. 

JAMES H. TAYLOR, President. E. V. SHEDD, Secretary. 

CJonditlon June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 ........ $6,258 43 

Dues on running stock 53,040 49 

Loans on mortgage security repaid 24,550 00 

Interest 9,758 12 

Membership fees 6 00 

Real estate, contracts 32 20 



Total $92,645 24 

Assets. 

Cash on hand .Tune 30, 1910 $1,833 30 

Ijoans on mortgage security 146,600 00 

Real estate contracts 592 19 

Sundry Items 325 13 

Total $149,360 62 



Disbursements. 

lyoans on morigage security $57,100 00 

Withdrawals of running stock and 

dividends 32,639 92 

Expenses- 
Salaries 776 00 

Other purposes 101 86 

Interest on borrowed money 194 17 

Cash on hand June 30, 1910 1,833 30 

Total $92,645 24 

Liabilities. 

Dues and dividends on running 

stock $139,815 08 

Fund for contingent losses 6,535 54 

Borrowed money 3,000 00 

Total $149,360 62 



Shares of stock In force. 3,471; shares loaned on, 1,470; membership, 346. 



96 



MARION COUNTY— Continued. 



THE ATKINS SAVINGS AND LOAN ASSOCIATION OF INDIANAPOLIS. 
F. C. GARDNER, President. E. W. SPRINGER, Secretary. 

CJondltion June 30, 1910. 



Receipts. 

(?n8h on hand June 30, 1909 $32 07 

Dues on running stock 47,807 40 

Loans on mortgage security repaid 2,022 50 
Loans on .stock or pans book se- 
curity repaid 1.739 00 

Interest 2,537 31 

Fines 37 49 

Forfeitures 14 00 

Membership fees 406 00 

Borrowed money •. 980 00 



Total 164,456 77 

Assets. 

Cash on hand June 30, 1910 $181 81 

Loans on mortgage security 54,858 76 

Loans on stock or pass book se- 
curity 2,433 00 

Total $57,473 57 



Disbursements. 

Loans on mortgage security $41,970 28 

Loans on stock or pass book se- 
curity 3.154 00 

Withdrawals of running stock and 

dividends 7,787 96 

Expeirses— 

Salaries ^ 450 OO 

Other purposes 177 22 

Rorrowed money repaid 10,300 00 

Interest on borrowed money 209 50 

Sundry Items — 

Salary account 225 00 

Cash on hand June 30, 1910 181 81 

Total $64,455 77 

Liabilities. 

Dues and dividends on running 

stock $52,060 68 

Undivided profit 912 89 

Borrowed money 4,500 00 

Total $57,473 57 



Shares of stock in force, 2,880 ; shares loaned on, 1,031 ; membership, 466. 



THE BEECH GROVE SAVINGS AND LOAN ASSOCIATION OF BEECH 

GROVE. 

M. J. McCarthy, President. C. B. BROWN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 $1,119 09 

Dues on running stock 765 00 

Paid-up and prepaid stock 7,800 00 

Loans on mortgage security repaid 246 54 

Interest 293 50 

Premium 46 96 

Membership fees and P. B 80 25 

Loan fees 87 60 



Total $9,319 75 

Assets. 

Cash on hand June 30, 1910 $800 75 

Loans on mortgage security 8,500 00 



Total $9,300 75 



Disbursements. 

Loans on mortgage security $8.300 00 

Expenses 219 00 

Cash on hand June 30, 1910 800 75 



Total $9,31975 

Liabilities. 

Dues and dividends on running 
stock $76600 

Paid-up and prepaid stock and 
dividends 7,800 00 

Undivided profit 289 21 

Due on loans 200 00 

Sundry Items- 
Repaid loans mortgage security. 246 64 



Total $9,300 75 



Shares of stock in force, S,116 ; shares loaned on, 85 ; membership, 113. 



97 



MARION COUNTY— Continued. 



THE CELTIC SAVINGS AND LOAN ASSOCIATION OF INDIANAPOLIS. 
JAMES H. DEERT. President JNO. R. WELCH. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 129,777 72 

Dues on running stock 399,365 12 

Loans on mortgage security re- 
paid 193,538 60 

Loans on stock or pass book se- 
curity repaid 27,689 28 

Interest 72,330 26 

Membership fees 168 00 

Borrowed money 30,000 00 

Real estate 3,299 73 

Sundry Items- 
Bonds 6,525 60 



Total $762,694 21 

Alisets. 

Cash on hand June 30, 1910 $51,770 76 

I>oan9 on UMrtgage security 1,255,734 55 

Loans on stock or pass book se- 
curity 15.470 40 

Real estate 15,685 82 

Sundry Items— 

Bonds 29.557 57 



Disbursements. 

Loans on mortgage security $355,719 67 

Ijoans on stock or pass book se- 
curity 34.00170 

Withdrawals of running stock 

and dividends 268,966 38 

Matured stock 22,623 26 

Expenses- 
Salaries 3,397 00 

Other purposes 729 66 

Borrowed money repaid 30,000 00 

Interest on borrowed money 643 61 

Real estate 4,842 18 

Cash on hand June 30, 1910 61,770 76 

Total $762,694 21 

Liabilities. 

Dues and dividends on running 

stock $1,348,862 63 

Fund for contingent losses 19,356 47 



Total $1,368,219 10 



Total $1,368,219 10 



Shares of stock in force. 13,972 ; shares loaned on, 5,516 ; membership, 2,725. 



THE CITIZENS' SAVINGS AND LOAN ASSOCIATION No. 5 OF 

INDIANAPOLIS. 

HENRY BECKER. President. L D. BUENTING, Secretary. 

CUindltlon June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $174 70 

Dues on running stock 7.107 65 

Loans on mortgage security repaid 2,600 00 
Loans on stock or pass book se- 
curity repaid 385 00 

Interest 680 5C 

Premium 97 00 

Fines 1 20 

Membership fees 75 

Borrowed money 2,900 00 



Total $13,951 80 

Assets. 

Cash on hand June 30, 1910 $103 90 

Loans on mortgage security 15,698 00 

Loans on stock or pass book se- 
curity 1,560 00 



Total $17,361 90 



Disbursements. 

lyoans on niortsnjre security $2,500 00 

Loans on stock or pass book se- 

security 1,755 00 

Withdrawals of running stock and 

dividends 434 46 

F3x))(Misos— 

Salaries 206 00 

Other purposes 27 25 

Borrowed money repaid 8,275 00 

Interest on borrowed money 660 00 

Cash on hand June 30, 1910 108 90 

Total $13,961 80 

Liabilities. 

I)iH>s and dividends on running 
stock $13,953 80 

Pnid-up and prepaid stock and 
dividends 208 10 

Borrowed money 3,200 00 

Total $17,36190 



Shares of stock in force, 244; shares loaned on, 48; membership, 78. 
[7—24731] 



98 



MARION COUNTY— Continued. 



THE COLLEGE AVENUE SAVINGS AND LOAN ASSOCIATION OF 

INDIANAPOLIS. 

F. C. GARDNER, President. BDW. W. SPRINGER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $4,321 62 

Dues on running stock 2,44S 90 

Loans on mortgage security repaid 8,357 80 
Loans on stock or pass l>ook se- 
curity repaid 3,600 00 

Ix)ans on other security repaid 19,000 00 

Interest 1,222 59 

Sundry Items- 
Sale of safe 15 00 



Total $38,965 91 

Assets. 
(None.) 



Disbursements. 

Loons on mortgage security $6,705 00 

Loans on stock or pass book se- 
curity 8.00000 

Loans on other security 12,900 40 

Matured stock 11,122 76 

Expenses- 
Salaries 20000 

Other purposes 87 75 



Total $38,965 91 

Liabilities. 
(None.) 



THE COMMONWEAI,TH LOAN AND SAVINGS ASSOCIATION 

INDIANAPOLIS. 

.\. II. NORDYKE, President. JOSEPH K. SHARPB, JR., Secretary. 

Condition June 30, 1910. 



OF 



Receipts. 

Cash on hand June 30, 1909 

Borrowed money 

Real estate *.... 



Disbursements. 

$284 32 Withdrawals, pald-n4) and pre- 

260 00 paid stock and dividends $944 08 

471 79 Expenses 65 00 

Cash on hand June 30, 1910 7 08 



Total $1,016 11 

Assets. 

Cash on hand June 30, 1910 $7 03 

Furniture and fixtures 178 60 

Real estate 5,673 56 



Total $5,759 09 

Shares of stock in force, 42. 



Total $1.016 11 

Liabilities. 

Dues and dividends on running 

stock $2,998 61 

Fund for contingent losses 856 16 

Undivided profit 1,119 32 

Borrowed money 785 00 

Total $5.789 09 



99 



MAKION COUNTY— Continued. 



THE DEPOSIT SAVINGS AND LOAN ASSOCIATION OF INDIANAPOLIS. 
J. B. PHILLIPS, President. W. A. ZTJMPFE, Secretary. 

C^ondition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 I58& 25 

Due on running stock 375 14 

Loans on mortgage security repaid 1,639 77 
Sundry Items- 
Credit profit and loss 9 05 



Total $2,60021 

Assets. 
(None.) 



Disbursements. 



$9 05 



Loans on mortgage security 

Withdrawals of running stock and 
dividends 2,224 69 

Dlvldouds on paid-up, prepaid 
stock and deposits 120 41 

Expenses 13 10 

Sundry Items- 
Debit profit and loss 241 96 

Total $2.609 21 

Liabilities. 

(None.) 



THE DIME SAVINGS AND LOAN ASSOCIATION OP INDIANAPOLIS. 
CHAS. E. HOLLOWAY, President CARLETON B. McCULLOCH, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $1,409 01 

Dues on running stock 20,244 72 

Loans on mortgage security repaid 2,522 05 

Interest 974 34 

Premium 66 

Sundry Items- 
Sale stamp books 4 06 

Total $25,154 72 

Assets. 

Cash on hand June 30, 1910 $1,257 42 

Loans on mortgage security 16,530 71 



Total $16,788 13 



Disbursements. 

Loans on mortgage security $200 00 

Withdrawals of running stock and 

dividends 20.777 39 

Expenses- 
Salaries 72000 

Other purposes 399 91 

Cash on hand June 30, 1910 1,257 42 

Total $25,154 72 

LiablliUes. 

Duos and dividends on running 
stock $14,355 20 

Fund for contingent losses 765 68 

Undivided profit 99 09 

Sundry Items- 
Charity organization society — 1,568 16 

Total $16,788 13 



Shares loaned on, 114; membership, 4.237. 



100 
MARION COUNTY— Continued. 



THE DOWNEY STREET SAVINGS AND LOAN ASSOCIATION No. 7 OF 

INDIANAPOLIS. 

JONATHAN T. WARNEK, President PETER OHLYER, SecreUry. 

CJondJtlon June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $6d4 70 

Dues on running stock 111.602 25 

Loans on mortgage security repaid 6,750 00 
Loans on stock or pass book se- 
curity repaid 1,405 00 

Interest 2,457 S5 

Transfer 25 



Total 122.910 05 

Assets. 

Cash on hand June 30, 1910 $791 10 

Loans on mortgage se<'urlty 42, 150 00 

Loans on stock or pass book se- 
curity 14.040(0 

Sundry Items- 
Loans to associations 9,500 00 

Total 166,781 10 



Disbursements. 

Loans on mortgage security 19,260 00 

Loans on stock or pass book se- 
curity 5,76500 

Withdrawals of running stock and 

dividends 643 95 

Expenses- 
Salaries 80000 

Other purposes 31 00 

Sundry Items— 

Ix>ans to associations 6,000 00 

Interest prepaid 229 00 

Cash on hand June 30, 1910 790 10 

Total 122,910 05 

Liabilities. 

Dues and dividends on running 

Ftork 162.086 20 

l«''niid for contingent losses 4,6W 90 



Total 166,781 10 



Shares of stock in force, 409 ; shares loaned on, 262 ; membership, 138. 



THE DOWNEY STREET SA\ INGS AND LOAN ASSOCIATION No. 8 OF 

INDIANAPOLIS. 

JONATHAN T. WARNER, President. PETER OHYLER, Secretary. 

Condition June 30, 1910. 
Receipts. 



Cash on hand June 30, 1909 $1,414 31 

Dues on running stock 8,619 90 

Loans on mortgage security repaid 4,750 00 
Loans on stock or pass book se- 
curity repaid 1.8-JO 00 

Interest 1,833 55 

Real estate, rent 130 80 

Sundrj' Items — 

Real estate, trade difference 1,400 00 



Total $19.978 56 

Assets. 

Cash on hand June 30, 1910 $1.079 02 

Loans on mortgage security 36,050 00 

Loans on stock or pass l>ook se- 
curity 5,70000 

Real estate 1,166 00 

Due for insurance and taxes loe 30 



Total $43,007 32 



Disbursements. 

Loans on mortgage security |10,000 00 

Loans on stock or pass book se- 
curity 2,78000 

Withdrawals of running 8to<is and 

dividends 2.069 10 

K\ pen SOS — 

Salaries 2*0 00 

Other pun>os<*9 31 00 

Borrowed money repaid 2^000 00 

IntercHt on borrowed money 54 10 

Real estate 226 34 

Sundry Items— 

Loan to association 1,600 00 

Cash on hand June 30, 1910 1,079 02 

Total $19,978 66 

Liabilities. 

Dues and dividends on running 
g(o^^ $42,043 €5 

Fund for* contingent losses 1,063 67 



Total >«,097 82 



Shares of stock In force, 307; shares loaned on, 178; membership, 95. 



101 



MARION COUNTY— Continued. 



THE DOWNEY STREET SAVINGS AND LOAN ASSOCIATION No. 9 OF 

INDIANAPOLIS. 

FRED HOPHEW, President PETER OHLYBR, Secretary. 

Condition June 80, 1910. 



Receipts. 

Dnes on running stock 16,511 00 

Loans on mortgage security repaid 1,960 00 

Interest 21 26 

Membership fees 212 26 

Borrowed money 28,600 00 



Total 136,194 50 

Assets. 
Stated in annual statement. 



Disbursements. 

Loans on mortgage security $35,175 

Loans on stoclc or pass book se- 
curity 60 00 

Expenses- 
Salaries 9000 

Other purposes 206 75 

Sundry Items- 
Prepaid interest 80 00 

Cash on hand June 30, 1910 680 75 

Total $36,194 50 

Liabilities. 
Stated In annual statement. 



Shares of stock in force, 845; membership, 300. 



THE BAST END SAVINGS AND LOAN ASSOCIATION OP INDIAN- 
APOLIS. 

IRVIN G. KOOGLE, President L. D. BUBNTING. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $1,070 63 

Dues on running stock 6,490 26 

Loans on mortgage security repaid 1,000 00 
I>oans on stock or pass book se- 
curity repaid 1,476 00 

Interest 966 91 

Premium 100 00 

Mcmt)ershlp fees 17 75 



Total $11,120 54 

Assets. 

Cash on hand June 30, 1910 $680 49 

Loans on mortgage security 18,313 00 

Loans on stock or pass book se- 
curity 3,025 00 

Total $22,018 49 



Disbursements. 

Loans on mortgage secuirity $2,660 00 

Ijoans on stock or pass book se- 
curity 3,510 00 

Withdrawals of running stock and 

dividends 1,590 06 

Matured stock 2,400 00 

Expenses- 
Salaries 260 00 

Other purposes 40 00 

Cash on hand June 30, 1910 680 48 

Total $11,120 54 

Liabilities. 

Xhies and diridends on running 

stock $19,93140 

B'und for contingent losses 1,100 00 

Undivided profit 987 09 

Total $22,018 49 



Shares of stock in force, 244; shares loaned on, 76; membership, 00. 



102 
MARION COUNTY— Continued. 



THE FIDELITY SAVINGS AND LOAN ASSOCIATION OF INDIAN- 
APOLIS. 

C. M. C. WILLIS, President. A. C. SIMMS, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 |266 45 

Dues on running stock 135 10 

Interest 32 26 

Premium 9 20 

Membership fees 1 10 

Loan fees 5 16 

Borrowed money 200 00 



Total $659 25 

Assets. 

Cash on hand June 30, 1910 1351 10 

Loans on mortgage security 2,650 OO 

Loans on stock or pass book se- 
curity 10000 



Total 13,10110 

Shares of stock In force, 40. 



Disbursements. 

Ix)an8 on other security $291 65 

13 50 

300 

35110 



Expenses 

Interest on borrowed money 

Cash on hand June 30, 1910 .. 



Total 



Liabilities, 
dividends on running 



1659 25 



Dues and „ 

stock $98256 

Matured stock 300 00 

Fund for contingent losses 40 00 

Borrowed money 200 00 

Due on loans 1,493 90 

Error balance in cash 84 65 



Total $3.016 45 



THE FLETCHER AVENUE SAVINGS AND LOAN ASSOCIATION OF 

INDIANAPOLIS. 

J. T. PEAKB, President. CHAS. R. YOKE, Secretary. 

Condition June 30, 1910. 
Receipts. 



Cash on hand June 30, 1909 $31,725 76 

Dues on running stock 146,761 46 

Paid-up and prepaid stock 8,600 00 

Ix).ins on mortgage security repaid 88,999 SO 
Loans on stock or pass iK>ok se- 
curity repaid 8,464 85 

Interest 18,351 50 

Premium 209 36 

Fines 222 14 

Tran.sfer fees 12 50 

Membership foes 548 50 



Total $303,896 86 

Assets. 

Cash on hand June 30. 1910 $26,156 73 

Loans on mortgage security 224,225 08 

Loans on stock or pass book se- 
curity 3,712 75 

Furniture and fixtures 109 80 

Real estate 1,922 54 



Total $256,126 90 



Disbursements. 

Loans on mortgage security $113,419 12 

Loans on stock or pass book se- 
curity 7,676 75 

Withdrawals of running stock and 

. dividends 24,166 38 

Withdrawals, paid-up and pre- 
paid stock and dividends 10,969 45 

Matured stock 116,326 39 

Expenses- 
Salaries 3,186 57 

Other purposes 1,768 54 

Real estate 225 93 

Cash on hand June 30, 1910 26,156 73 

Total $303,895 86 

Liabilities. 

Dues and dividends on running 
stock $179,842 08 

I'aid-up and prepaid stock and 
dividends 60,850 00 

Fund for contingent losses 15,934 82 



Total $256,126 90 



Shares of stock In force, lAliTy; Hliares loaned on, 2,975; membership, 1,051. 



103 



MARION COUNTY— Continued. 



THE GARFIELD PARK BUILDING AND LOAN ASSOCIATION OF 

INDIANAPOLIS. 
ERNST SCHMIDT, President. AUGUST TAMM, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 $6,946 97 

Dnes on running stock 18,544 44 

Loans on mortgap^e security repaid 4,350 00 
Loans on stoclc or pass boolc se- 
curity repaid 1.088 09 

Interest 1,355 27 

Premium 892 67 

Fines 13 35 

Momherslilp fees 102 75 

Sundry Items- 
Rent 8000 



Disbursements. 

Loans on mortgage security $7,660 00 

Loans on stocls or pass l>ook se- 
curity 1,964 00 

Withdrawals of running stock and 

dividends 10.286 31 

Matured stock 4,717 82 

Expenses — 

Salaries 761 00 

Other purposes 96 36 

Cash on hand June 30, 1910 7,908 96 



Total $33,373 54 

Assets. 

Cash on hand June 30, 1910 $7,908 96 

Ix>ans on mortgage security 23,10165 

I^ans on stock or pass book se- 
curity 1,96100 

Furniture and fixtures 16 51 

Real estate 1,250 00 



Total $33,373 64 

Liabilities. 

Dues and dividends on running 

stock $33,625 76 

Undivided profit 612 87 

f 



Total $34,238 12 



Total $34,238 12 



Shares of stock In fcrce, 1,41(;; shares loaned on, 342; membership. 269. 



THE GERMAN AMERICAN BUILDING ASSOCIATION OF INDIAN- 
APOLIS. 

OTTO STECHAN, President. T. T. REED, Secretary. 
Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $5,491 22 

Dues on running stock 3,535 78 

Paid-up and prepaid stock 3,068 73 

Deposits 2,272 65 

I^oans on mortgage security repaid 7,656 93 
Loans on stock or pass book se- 
curity repaid 30,637 00 

Interest 4,332 81 

Real estate 181 54 

Srndry Items- 
Bills receivable 1,188 40 



Total $58.3^06 

Assets. 

Cash on hand June 30, 1910 $1.315 92 

Loans on mortgage security 48,058 81 

Loans on stock or pass book se- 
curity 14,73000 

Ijoans on other security 7,000 00 

Furniture and fixtures 212 00 

Real estate 3,982 61 

Sundry Items- 
Bills receivable 470 00 



Total 



$75,769 34 



Disbursements. 

I/onns on mortgage security $14,874 43 

lioans on stock or pass book se- 
curity 3,889 00 

Loans on other security 7,000 00 

Withdrawals of running stock and 

dividends 9,380 62 

Withdrawals, paid-up and pre- 
paid stock and dividends 4,345 84 

Withdrawals, deposits and divi- 

• .lends 1,13156 

Expenses- 
Salaries 68333 

Other purposes 822 20 

Interest paid 1,206 67 

Real estate 60 49 

Sundry Items- 
Special dividend account 13,646 00 

Cash on hand June 30, 1910 1,315 92 

Total $58,365 06 

Liabilities. 

Dues and dividends on running 
stock $27,619 40 

Pnld-up and prepaid stock and 
dividends 33,507 81 

Deposits and dividends 10,313 38 

Fund for contingent losses 3,118 70 

Sundry Items- 
Special dividend 1,210 05 

niiV/v r ' • 1 • ' ' ^1 

Total $76,769 34 



Shares of stock in force, 1,457; membership, 137. 



104 
MARION COUNTY— Continued. 



THE GERMAN HOME BUILDING AND LOAN ASSOCIATION OF 

INDIANAPOLIS. 

EDW. C. BBICK, President. IIENRT W. FECHLMANN, Secretary. 

Ck)ndition June SO, 1910. 



Receipts. 

Cash on hand June 30. 1900 $6,023 49 

Daes on mnnfng stock 82,616 23 

Loans on mortgage security repaid 10.968 18 
Loans on stock or pass book se- 
curity repaid 4,599 21 

Interest 6.529 20 

Membership fees 144 00 



Total $58,781 21 

Assets. 

Cash on hand Jane 30. 1910 $3,216 54 

Tx)ans on mortgage security 71,049 06 

Loans on stock or pass book se- 

cnrity 6,808 47 

Sundry Items- 
Stationery account 50 00 

Total $81,124 09 



Disbursements. 

Loans on mortgage security $14,800 00 

Loans on stock or pass book se- 
curity . . . .- 7 646 34 

Withdrawals of running stock and 

dividends 15,030 63 

Matured stock 16,862 61 

Expenses- 
Salaries 748 00 

Other purposes 109 45 

Interest on borrowed money 263 89 

Sundry Items- 
Stationery account IIS 85 

Cash on hand June 80, 1910 8,216 64 

Total $58,781 21 

Liabilities. 

Duos and dividends on running 

stock $78,491 33 

Fund for contingent losses 2,682 76 



Totol $81,124 09 



Shares of stock in force, 2,364 ; shares loaned on, 865 ; membership, 380. 



THE HARTFORD SAVINGS AND INVEJSTMENT COMPANY OF INDLiN- 

APOLIS. 

RUSSELL T. MAC FALL, President K. B. HALLAWAT, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $498 82 

Dues on running stock 1,810 83 

Loans on mortgage security repaid 1.519 98 

Interest 60158 

Premium 14 34 



Total $4,446 66 

Assets. 

Cash on hand June 30, 1910 $510 15 

Loans on mortgage security 9,292 93 



Disbursements. 

Loans on mortgage security $568 2C 

Withdrawals of running stock and 

dividends 3,094 64 

Dividends on paid-up, prepaid 

stock and deposits 80 00 

KxDenses— 

Salaries 126 00 

Other pun>08es 67 60 

Cash on hand June 30, 1910 610 ]£ 

Total $4,446 56 

Liabilities 

Dues and dividends on running _ 

stock $6,818 86 

Paid-up and prepaid stock and 

dividends 1,600 00 

Undivided profit 1,384 8> 

Total 19, 



Total $9.80808 

Shares of stock in force, 416; shares loaned on, 128; membership, 46. 



105 



MARION COUNTY— Oontimied. 



THE HOME BUILDERS' SAVINGS AND LOAN ASSOCIATION Oh 

INDIANAPOLIS. 

FRED LAMMERT, President. HUGO WBULFING. Secretary. 



Condition June 30, 1910. 



RecMpts. 



Cash on hand June 80, 1909 

Dues on running stock 

Paid-np and prepaid stoclc 

Ix>ans on mortgage security repaid 
Loans on stoelc or pass book se- 
curity repaid 

Interest 

Fines 

Membership fees 

Borrowed money 



1664 63 
44,979 00 
13,900 00 
20,670 00 

8,760 00 

9,863 70 

153 15 

218 50 

20.487 82 



Total m9,586 80 

Assets. 

Cash on hand June 30, 1910 1806 02 

Loans on mortgage security 162,451 70 

Sundry Items- 
Loans on stock or pass book se- 
curity 4,70000 

Delinquencies 164 86 



Disbursements. 



Loans on mortgage security 

Loans on stock or pass book se- 
curity '. 

Withdrawals of running stock and 
dividends 

Withdrawals, paid-up and prepaid 
stock and dividends 

Matured stock 

Dividends on paid-up, prepaid 
stock and deposits 

Expenses- 
Salaries 

Other purposes 

Borrowed money repaid 

Interest on borrowed money 

Cash on hand June 30, 1910 



146,934 24 

1,670 00 

U,779 14 

7,100 00 
26,600 00 

1,343 75 

969 54 
166 59 
22,494 27 
806 25 
806 02 

Total $119,586 80 

Liabilities. 

Dues and dividends on running 

stock $134,252 89 

Paid-up and prepaid stock and 

dividends 27,600 00 

Fund for contingent losses 333 64 

Undivided profit 4,408 99 

Borrowed money 1,128 01 

Sundry Items- 
Advanced dues 398 66 



Total $168,121 5S Total $168,121 58 

Shares of stock In force, 2.173 ; shares loaned on, 768 ; membership, 526. 



106 



MARION COUNTY— Continued. 



THE HOOSIER SAVINGS AND LOAN ASSOCIATION OF INDIAN- 
APOLIS. 

R. P. BLODAU, President. W. H. STRINGER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 1577 77 

Dues on running stock 9,306 £0 

Loans on mortgage security repaid 1,118 09 
Loans on stock or pass book se- 
curity repaid B95 00 

Interest 1.609 41 

Premium 65129 

Fines 61 36 

Membership fees 90 25 

Real estate 114 95 

Ref under Insurance and taxes 17 25 

Sundry Items- 
Received N. side S. and L 129 OS 



Disbursements. 

Loans on mortgage security $7,650 00 

Loans on stock or pass book se- 
curity 73500 

Withdrawals of running stock and 

dividends 2,610 11 

Expenfiies— 

Salaries 416 00 

Other purposes 62 50 

Borroived money repaid 160 00 

Insurance and taxes paid for bor- 
rowers 45 74 

Cash on hand June 30, 1910 2,52159 



Total $14.200 94 

Assets. 

Cash on hand June 30, 1910 $2,521 59 

Loans on mortgage security 29,300 00 

Loans on stock or pass book se- 
curity 2,38000 

Real estate 604 79 

Total *. $34,806 38 



Total $14,200 94 

Liabilities. 

Dues and dividends on running 

stock $31,348 32 

Undivided profit 458 06 

Borrowed money 3,000 00 



Total $34,806 38 



Shares of stock in force. 624 ; shares loaned on, 216 ; membership, 171. 



THE IDEAL SOCIETY FOR SAVINGS OF INDIANAPOLIS. 
T. B. LAYCOCK, President. GEO. L. PAETZ. Secretarj'. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 $5,685 11 

Dues on running stock 6,806 12 

Ijoans on mortgage security repaid 4,021 00 

Loans on other security repaid 3,091 00 

Interest 1,810 15 

Premium 310 74 

Forfeitures 1 02 

Membership fees 5 25 

Borrowed money 5O0 00 

Sundry Itoms— 

Barrett bonds 277 62 



Total $22,408 01 

Assets. 

Cash on hand June 30. 1910 $1,751 70 

Loans on mortgage security 20.946 01 

Iioans on other security 4,462 73 

Sundry Items- 
Barrett bonds 731 42 



Total $27,891 86 



Disbursements. 

Loans on mortgage security $12,600 OO 

Loans on other security 100 00 

Withdrawals, paid-up and pre- 
paid stock and dividends 7,095 81 

Kx pen SOS — 

Salaries 800 00 

Other purposes 42 00 

Borrowed money repaid 500 00 

Interest on borrowed money 3 60 

Sundry Items- 
Books 16 00 

Cash on hand June 30, 1910 1,751 70 



Total $22,408 01 

LlabilltieB. 

Dues and dividends on running 
stock $27,108 63 

Fund for contingent losses 272 23 

Undivided profit 440 00 

Sundry Items- 
Fixture account 71 00 



Total $27,891 86 



Shares of stock in force, 820; shares loaned on, 231; membersliip, 116. 



107 



MArK)N COUNTY-Continued. 



THE INDEPENDENT TURNER SAVINGS AND LOAN ASSOCIATION No. 5 

OF INDIANAPOLIS. 

CHAS. LAUER, President. W. D. SHREVE. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on band June 30, 1909 $13,877 GO 

Loans on mortgnf;e security repaid 3,500 00 
Loans on stock or pass book se- 
curity repaid 325 00 

Interest 896 64 

Fines 18 30 

Membership fees 168 8$ 

Borrowed money 20,500 00 



Total $39,286 30 

Assets. 

Cash on hand June 30, 1910 $1,347 99 

Loans on mortgage security 24,850 00 

Loans on stock or pass book se- 
curity 226 00 

Sundry Items- 
Stationery supplies 108 19 

Bills receivable and interest ac- 
crued 94 90 



Total $26,626 08 



Disbursements. 

Loans on mortgage security $28,350 00 

Ix>ans on stock or pass book se- 
curity 550 00 

Withdrawals of running stock and 

dividends 370 75 

Expenses- 
Salaries 252 00 

Other purposes 168 86 

Borrowed money repaid 7,500 00 

Interest on borrowed money 638 51 

Sundry Items- 
Stationery and supplies 106 19 

Cash on hand June 30, 1910 1,347 99 



Total $39,286 30 

Liabilities. 

Dues and dividends on running 

stock $13,62154 

Undivided profit 4 54 

Borrowed money 13,000 00 



Total $26,626 08 



Shares of stock in force, 1,253: shares loaned on. 203; membership, 150. 



108 



MARION COUNTY— Continued. 



THE INDIANA SAVINGS AND INVESTMENT COMPANY OF INDIAN- 
APOLIS. 

CHAS. B. COFFIN, President. CHAS. B. HOLLOWAY, Secretary. 



Condition June 30, 1910. 



Receipts. 



Cash on hand June 30, 1909 

Ones on running stock 

Paid-up and prepaid stock 

Deposits 

Loans on mortgage security repaid 

Loans on stock or pass book se- 
curity repaid 

Loans on other security repaid... 

Interest 

Sundry Items- 
Trust Co. deposits withdrawn.. 



121,376 99 

83,294 39 

17,700 00 

4.749 02 

132,257 34 

16,711 86 

28,188 76 

35,600 00 
I I 



Total 1361,278 31 

Assets. 

Cash on hand June 30. 1910 $13,392 11 

Loans on mortgage security 411,218 67 

Loans on stock or pass book se- 
curity 15,576 00 

Sundrt Items— 
On deposit trust company • 10,000 00 



Disbursements. 



Loans on mortgage security $143,261 47 

Loans on stock or pass book se- 
curity 21,353 72 

Loans on other security 21,500 00 

Withdrawals of running stock and 

dividends 83,403 22 

Withdrawals, paid-up and pre- 

W>aid stock and dividends 26,700 CO 
ithdrawals, deposits and divi- 
dends 8,718 89 

Dividends on paid-up, prepaid 
stock and deposits 6,771 08 

Expenses- 
Salaries 3,12700 

Other purposes 668 82 

Interest on deposits 1,743 76 

Sundry Items— 

Wlthdra wals L shares 3,148 29 

Trust Co. deposits 34,600 00 

Cash on hand June 30, 1910 13,392 11 

Total $361,278 36 

Liabilities. 

Dues and dividends on running 

stock $288,575 31 

Paid-up and prepaid stock and 

dividends 67,900 00 

Deposits and dividends 25,387 86 

Deposits L. S 64.52196 

Fund for contingent losses 11,160 66 

Sundry Items- 
July dividend unpaid 2,660 97 



Total $150,186 78 Total $450,186 78 

Shares of stock in force, 8,605 ; shares loaned on. 3,348 ; membership. 956. 



109 
MARION COUNTY— Continued. 



THE INDIANA SAVINGS AND LOAN ASSOCIATION OF INDIAN- 
APOLIS. 

J. BORBNSTEIN. President. JACOB BUENNAOBL, Secretary. 



Condition June 30, 1910. 



Receipts. 



Dlsbursemehts. 



Cash on hand June 90, 1909 |1,&37 60 

Dncs on running stock 14,220 25 

LoanH on stoclc or pass book se- 
curity repaid 1,190 00 

Loans on other security repaid 4,576 80 

Interest 998 70 

Membership fees 125 

Borrowed money 9,500 00 



Loans on mortgage security .. 
Loans on stock or pass book 

curlty 

Loans on other security 

Expenses — 

S*n laries 

Other purposes 

Ilorrowcd money repaid 

Interest on borrowed money .. 
Cash on hand June 30, 1910 . . . . 



se- 



$10,400 00 

2.060 00 
7,750 00 

240 00 

12 00 

11,000 00 

214 90 

347 70 



Total $32,024 60 

Assets. 

Cash on hand June 30. 1910 $347 70 

Loans on mort»;ni?e security ll.eoo 00 

Loans on stock or pass book se- 
curity 1.675 00 

Loans on other security 20,750 00 

Sundry Items- 
Dues delinquent 409 20 



Tetal $32,024 60 

Liabilities. 

Dues and dividends on running 
stock $28,314 00 

I'ndlvided profit 434 90 

rrrrowcd money 6,000 00 

Krndry Items— 
Advance dues 33 00 



Total $34,781 90 Total $34,781 90 

Shares of stock In forr<?. 495; shares loaned on, 58; membei-ship, 108. 



THE INDIANA SOCIETY FOR SAVINGS OF INDIANAPOLIS. 

W. A. GUTIIRIK. President. I. T. REED, Secretary. 

Cf-ndition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $7,653 63 

Dues on running stock 5,275 65 

raid-up and prepaid stock 2,500 00 

Loans on mortgage security repaid 11.653 10 

Interest 3,745 49 

Real estate 1,124 58 



Total $81.952 45 

Assets. 

Cash on hand June 30, 1910 $1,879 08 

Loans on mortgage security 56,946 26 

Loans on stock or pass book se- 
curity 150 00 

Furniture and fixtures 56 00 

Real estate 1,546 96 

i , ' :. - 



Disbursements. 

I»an8 on mortcrajre seeiirity $14,127 68 

Withdrawals of rtinnln;; stock and 
divldond.s 10.550 91 

Wtthflniwnl«. deposits and divi- 
dends 996 85 

Dividends on paid-up, prepaid 
stock and deposits 606 41 

E\i>onses— 

Salaries 659 17 

Other purposes 594 59 

Real estate 284 77 

Sundry Items- 
Dividends on running stock 2,253 99 

Cash on hand June 30, 1910 1.879 08 

Total $31.962 46 

Liabilltiee. 

Dues and dividends on running 

stock $44,773 08 

Paid-up and prepaid stock and 

dividends 9.630 53 

Deposits and dividends 2,990 17 

Fund for contingent losses 2,120 08 

Undivided profit 1,064 44 

Total $60.678 30 



Total $60,578 30 

Shares of stock in force, 1,141 ; shares loaned on, 550; membership, 231. 



110 



MARION COUNTY— Continued. 



THE INDIANA BUILDING AND LOAN ASSOCIATION OP INDIAN- 

APOLIS. 

WM. S. JOHNSON, President. JAMES G. FLAHERTY. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30. 1909 $3,806 96 

Dues on runnlnj; stock 39.655 o 

Ix>an8 on mortpif^e security repaid 15,250 Oo 
Loans on stock or pass book se- 
curity repaid 5,200 00 

Interest 6.365 97 

Memliershlp fees 133 25 

Borrowed money 2,000 00 

Sundry Items- 
Dividends credited 5,720 07 



Total $78,131 00 

Assets. 

rnsh on hand June 30. 1910 $2,565 8S 

Loans on mortgage security 101,063 18 

Loans on stock or pass book se- 
curity 1,450 00 

Due for insurance and taxes 5 03 

Total $105,074 09 



Dislmrsements. 

Loans on mortgage secorlty $33,700 00 

I/oans on stock or pass book se- 
curity 5,650 00 

Withdrawals of running stock and 

dividends 27,621 88 

Dividends on paid-up, prepaid 

stock and deposits 6,730 07 

Expenses- 
Salaries 730 00 

Other purposes 130 40 

Borrowed money repaid 2,000 00 

Interest on borrowed money 12 77 

Cash on hand June 30, 1910 2,566 88 

Total $78,131 00 

Liabilities. 

Ihies and dividends on running 

stork $98,095 74 

Dividends 5,720 07 

Undivided profit 1,268 28 



Total $106,074 09 



ShnreH of stock in force. 2.;W<J: sharefl loaned on. 1,021 ; membership, 608. 



THE INTERNATIONAL BUILDING AND LOAN ASSOCIATION OF 

INDIANAPOLIS. 

TAS. T. I AYMAX, President. ALBERT M. BRISTOR, Secretary. 

Condition June 30. 1910. 
Receipts. Disbursements. 



Cash on hand June 30, 1909 
Total 



$139 20 Expenses 

Cnnh oil hand June 30, 1910 



$139 20 



Total 



Assets. 



Liabilities. 



$10 86 
128 86 



$138 20 



Cash on hand June 30, 1910 $128 85 Dues and dividends on running 

Sundry Items— stock $6,560 68 

Loss 5.431 83 



Total $3,560 68 Total $5,660 68 

Shares of st(K»k In force. 270 ; shares loaned on, 7 ; membership, 31. 



Ill 



MARION COUNTY— Continued. 



THE INVESTORS' LOAN AND SAVINGS COMPANY OF INDIAN- 
APOLIS. 

PRANK K. SAWi'BR, President. OTTO WINKENHOFFER. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cnsh on hand June 90, 1909 $343 95 

Real estate 40 50 

Total 



Disbursements. 



Expenses 

Cash on hand June 30, 1910 



$23 50 
360 96 



Assets. 

Oash on hand June 30, 1910 

Furniture and tlxtures 

Real estate 

Sundry Items- 
Loss account 



Total 



1384 45 



1360 95 

24 00 

413 50 

46 75 

$845 20 



Total $38445 

Liabilities. 

Dues and dividends on running 
stock $230 20 

Paid-up and prepaid stock- and 
dividends 600 00 

Deposits and dividends 15 00 



Total $845 20 



Shares of stock In force. 02; membership, IC. 



THE IRVINGTON BUILDING AND LOAN ASSOCIATION OF INDIAN- 
APOLIS. 

THOS. C. HOWE, President. GEO. W. RUSSELL, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $111 02 

Dues on running stock 868 50 

Interest 52 70 

Premium 17 55 



Total $1,03977 

Assets. 

Cash on hand June 30, 1910 $205 77 

Loans on mortgage security 1,410 00 

Sundry Items- 
Balance Indebtedness 70 38 



Total $1,686 15 



Disbursements. 

Loans on mortgage security $810 GO 

Expenses 24 0<> 

Cash on hand June 30, 1910 205 77 



Total $1,03977 

Liabilities. 

Dues and dividends on running 
stock $1,686 15 



Total $1,686 15 



Shares of stock in force. 111; shares loaned on, 1.5; membership, 23. 



112 
MARION COUNTY— Continued. 



THE MADISON AVENUE SAVINGS AND LOAN ASSOCIATION OF 

INDIANAPOLIS. 
JONATHAN T. WARNER, President. PETER OHLYER. Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 90, 1909 $1,173 23 

Dues on running stock 12.922 05 

Loans on mortgage security repaid 2,275 00 
Loans on stock or pass book se- 
curity repaid 750 00 

Interest 1,723 10 

Transfer fees 3 00 



Total $18,846 as 

Assets. 

Cash on hand June 30, 1910 $577 6S 

Loans on mortgage security 32,725 00 

Loans on stock or pass book se- 
curity 5,485 00 

Sundry Items- 
Loan to associations 3,500 00 



Disbursements. 

Loans on mortgage security $6,125 00 

lyoan.s on stock or pass book se- 
curity 3,065 00 

Withdrawals of running stock and 

dividends 2,261 60 

Expenses- 
Salaries 260 00 

Other purposes 52 10 

Borro wea money repaid 2,500 00 

Interest on Iwrrowed money 505 00 

Sundry Items — 

Ivoans to associations 3,500 00 

Cash on hand June 30, 1910 577 68 

Total $18,846 38 

Liabilities. 

Dues and diyldends on running 

stock $40,672 50 

Fund for contingent losses 1,615 18 



Total $42,287 68 



Total $42,287 68 



Shares of st(x^k in force, 4?5 ; shares loaned on, 181 ; membership, 158. 



THE MADISON AVENUE SAVINGS AND LOAN ASSOCIATION No. 8 OF 

INDIANAPOLIS. 
WM. P. KLRIS, President. J. BUENNAGEL, Secretary. 

Condition June .30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $884 07 

Dues on running stock ^j,.511 45 

Loans on mortgage security rcpild 400 00 
r^oans on stock or pass book se- 
curity repaid 1,2<:.'S CO 

Loans on other security repaid :V¥) 00 

Interest 1.701 5G 

Borrowed money 2,42.i Oti 



Total $13,487 08 

Assets. 

Cash on hand June 30. 1910 $161 33 

Loans on mortgage security 9.600 00 

Loans on stock or pass book se- 
curity 6.7:^1 00 

Loans on other s«»curity 26,048 37 

Sundrj' Items- 
Dues delinquent 281 60 

Interest 183 55 



Total $42,999 85 



Disbursements. 

Loans on mortgage security $1,800 00 

Loans on stock or pass tK)ok se- 

criity 3,560 00 

Loans on other security 645 00 

Withdrawals of running stock and 

dividends 320 00 

Expenses — 

Salaries 240 OO 

Other purposes 30 00 

Borrowed money repaid 6,625 00 

Interest on borrowed money 216 75 

Cash on hand June 30, 1910 151 38 

Total $13.487 08 

T^lablUtles. 

Dues and dividends on running 

stock $38,45600 

Undivided profit 3,820 60 

Borrowed money GOO 00 

Sundry Items- 
Dues advanced 86 90 

Interest advanced 136^ 



Total $42,999 85 



Shares of stock in force. 2.30 ; shares loaned on, 48 ; membership, 69. 



113 



MARION COUNTY— Continued. 



THE MERIT SAVINGS AND LOAN ASSOCIATION OF INDIANAPOLIS. 
A. HENRY HBNSCHEW, President. O. R. WALD, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand Jane 90, 1909 )1,397 66 

Dues on running stock 11,729 66 

Loans on mortgage security repaid 6,200 00 
Loans on stock or pass book se- 
curity repaid 635 00 

Interest 1,215 17 

Premium 22 00 

Pines 23 00 

Membership fees 36 50 

Borrowed money 1,600 00 



Total 122,758 88 

Assets. 

Cash on hand June 30, 1910 1360 63 

Loans on mortgngo security 26,750 00 

IiOan8 on stock or puss book se- 
curity 3,20800 

Total $30,308 63 



Disbursements. 

Loans on mortgage security $16,100 00 

Loans on stock or pass l>ook se- 
curity 1,28000 

Withdrawals of running stock and 

dividends 8,174 10 

Expenses — 

Salaries 180 00 

Other purposes 166 65 

Borrowed money repaid 1,500 00 

Interest on borrowed money 7 60 

Cash on hand June 30, 1910 360 63 

Total $22,768 88 

Liabilities. 

Dups and dividends on running 

stock $28.268 00 

Fund for contingent losses 1,500 00 

Undivided prollt 540 63 



Total $30,308 63 



Shares of stock in force, 3S0; shares loaned on, 132; membership, 146. 



THE NEW PROGRESS BUILDING ASSOCIATION OF INDIANAPOLIS. 
IGNATZ 8TRACK, President PETER PFIESTERER, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $1,2M 73 

Duos on running stock 13,337 00 

Loans on mortgage S€*curltT repaid 5,100 00 
Loans on stock or pass book se- 
curity repaid 2,460 00 

Intorcst 2,33133 

Mf>m1)orshlp fees 34 00 

borrowed money 3,800 00 

Real estate 285 00 



Total $28,542 06 

Assets. 

Cash on hand June 30, 1910 $1,402 96 

Ijoans on mortgage security 34.500 00 

Loans on stock or pass book se- 
curity 2,950 00 

Real estate 2,14110 

Total $40,994 05 



Disbursements. 

Loans on mortgage security $3,000 00 

Loans on stock or pass book se- 
curity 3,560 00 

W'thdrawals of running stock and 

dividends 8.276 19 

Matured stock 7,000 00 

Expenses — 

Salaries 485 50 

Other purposes 114 32 

Borrowed money repaid 4,600 00 

Interest on borrowed money Ill 10 

Sundry Items— 

Repayemnt of dues 2 00 

Cash on hand June 30, 1910 1,402 95 

Total $28,642 06 

Liabilities. 

Dues and dividends on running 

stock $38.966 84 

Undivided profit 428 21 

Borrowed money 1,600 00 



Total $40,994 05 



Shares of stock in force. 1.087; shares loaned on. 60; membership. 192. 



[8—24731] 



114 
MARION COUNTY— Continued. 



THE NEW SHELBY STREET BUILDING AND LOAN ASSOCIATION OF 

INDIANAPOLIS. 
HENRY COOK, President. CIIAS. THEILMAN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 |6 35 

Dues on running stock 9.425 39 

Loans on mortgage security repaid 4,280 00 
Loans on stock or pass l>ook se- 
curity repaid 445 00 

Interest 2,056 98 



Total $16,212 72 

Assets. 

Cash on hand June 30, 1910 $2,856 07 

Ivoans on mortgage security 28,431 45 

I^ans on stock or pass book se- 
curity 715 00 

I 



Total $32,001 52 



Disbursements. 

Loans on mortgage security $6,029 45 

Loans on stock or pass book se- 
curity 435 00 

Withdrawals of running stock and 
dividends 6,468 25 

Withdrawals, paid-up, prepaid 
stock and dividends 307 40 

Expenses- 
Salaries 10400 

Other purposes 13 55 

Cash on hand June 80, 1910 2,855 07 

Total $16.212 72 

Liabilities. 

Dues and dividends on running 
stock $22,748 09 

Paid-up and prepaid stock and 
dividends 2.950 00 

Undivided profit 6,308 43 

Total $82,001 62 



Sliares of stock in force, 390; shares loaned on, 149; membership, 143. 



THE OCCIDENTAL SAVINGS AND LOAN ASSOCIATION OF INDIAN- 
APOLIS. 
WM. A. KELLER, President. JACOB BUENNAGBL, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1900 $491 59 

Dues on running stock 15,143 00 

I^ans on mortgage security repaid 3,200 00 
Loans on stock or pass book se- 
curity repnid 895 00 

Loans on other security repaid 3,225 00 

Interest 1,777 87 

Premium 157 K 

Membership fees 60 00 

Borrowed monev 1.000 00 

Real estate 340 00 

Sundry Items- 
Transfer fee 50 



Total $26.290 81 

Assets. 

Cash on hand June 30, 1910 $156 99 

Ix>ans on mortgage security 27.197 00 

Loans on stock or pass book se- 
curity 897 00 

Ix>ans on other security 12,900 00 

Real estate 3,.=)o4 00 

Sundry Items- 
Delinquents 403 40 

Total $45,108 39 



Disbursements. 

Loans on mortgage security $2,200 00 

Loans on stock or pass book se- 
curity 74500 

Loans on other security 5,560 00 

Withdrawals of running stock and 

dlvidwids 1,20133 

Withdrawals, deposits and divi- 
dends 6,396 40 

Matured stock 5,200 00 

Kxpt*nst'T< — 

Salaries 37100 

Other purposes 96 55 

Borruwea money repaid 4,050 00 

Interest on borrowed money 79 64 

Real estate 244 90 

Cash on hand .Tune 30, 1910 156 99 

Total $26,290 81 

Liabilities. 

Dues and dividends on running 

stock $40,099 16 

Fund for contingent losses 226 54 

Undivideil profit 4,660 30 

Sundry Items — 

Advances 122 40 



Total :... $45,108 39 



Shares of stock in force, 605 ; shares loaned on, 66 ; membership, 192. 



115 



MARION COUNTY— Continued. 



THE PEOPLE'S MUTUAL SAVINGS AND LOAN ASSOCIATION OF 

INDIANAPOLIS. 

J. F. REINECKE, President. HENRY R. MARTIN, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $2,998 63 

Duos on running stock Sl,537 03 

Loans on mortgage security repaid 30,938 33 

Interest 10,712 68 

Premium 2,784 42 

Memliership fees 24 26 



Total $98,995 34 

Assets. 

Cash on hnnd June 30, 1910 $1,443 81 

I/oans on mortgage security 178,498 39 



Disbursements. 

I^aus on mortgage security $61,396 14 

Withdrawals, deposits and divi- 
dends 8,880 24 

Matured stock 23,100 00 

Expenses— 

Snlaries 1,92100 

Other purposes 351 15 

Rorrowea money repaid 1,750 00 

Interest on borrowed money 153 00 

Cash on hand June 30, 1910 1,443 81 

Total $98,996 34 

Liabilities. 

Dues and dividends on running 

stock $170,918 27 

Fund 'for contingent losses 8,796 24 

Undivided profit 227 69 



Total $179,942 20 



Total $179,942 20 



Shares of stock in force, 4.806 ; shares loaned on, 2,0G0 ; meml)ei*sbip, 525. 



THE PHOENIX GERMAN SAVINGS AND LOAN ASSOCIATION OF 

INDIANAPOLIS. 

HENRY BRIXKKR. President. ADOLPH O. EMIIARDT. Secretary. 

Cnnditlon June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 $699 28 

Dnes on running stock 10.243 00 

Loans on mortgage security repaid 100 00 
Loans on stock or pass lx>ok se- 
curity repaid 506 00 

Ix>ans on other security repaid — 400 00 

Interest 2,152 64 

Premium 104 36 

Borrowed money 2,450 00 

Sundry Items- 
Transfer fees 25 

Total $16,654 53 

Assets. 

Cash on hand June 30, 1910 $958 52 

Loans on mortgage security 36,190 00 

Lonns on stock or pass lM>ok se- 
curity 9.130 00 

Loans on other security 1,700 00 

Total $47,978 52 



Disliursements. 

Loans on mortgage security $9,615 00 

Loans on stock or pass i>ook se- 
curity 1,425 00 

Loans on other security 1,900 00 

Kxpenses— 

SjilariCK 286 00 

Other purposes 25 50 

Borrowed money repaid 2,450 00 

Interest on borrowed money 15 51 

Cash on hand June 30, 1910 956 62 



Total $16,654 53 

Liabilities. 

Dues and dividends on running 

stock $43,219 66 

Fund for contingent losses 2.398 92 

Undivided profit 2,359 95 



Total , $47,978 52 



Shares of stock in force, 395 ; shares loaned on, 109 ; membership, 79. 



116 



MARION COUNTY— Continued. 



THE PLYMOUTH SAVINGS AND LOAN ASSOCIATION NO. 2 OF 

INDIANAPOLIS. 

CALVIN W. BUSH, President. E. B. KATTERHENRY, Secretary. 

Condition Juno 30. 1910. 



Receipts. 

Cash on hand June 90. 1909 $10,323 87 

Dues on running stock 38,807 7S 

T^ans on mortgage security repaid 32,137 95 
Ijoans on stock or pass book se- 
curity repaid U,555 SI 

Interest 465 81 

Real estate 8 4o 

Ref under Insurance and taxes 284 09 

Sundry Items- 
Real estate, contracts 2,061 70 

Rents 55 43 



Total $87,700 91 

Assets. 

r.ush on hand June 30, 1910 $10,826 30 

Loans on mortgage security 88,751 82 

Lonns on stock or pass book se- 
curity 2.415 00 

Furniture and fixtures 290 93 

RonI estate 5,269 24 

Sheriff's certificates and Judg- 
ments 3.986 56 

Due for Insurance and taxes 548 06 

Sundry Items- 
Real estate sold on contract 6.841 07 



Total $118,931 98 



Disbursements. 

Loans on mortgage security $36,201 38 

Loans on stock or pass book se- 
curity 3,043 00 

Withdrawals of running stock and 

dividends 21,91167 

Matured stock 12,537 38 

Expenses- 
Salaries 1,359 25 

Other purposes 596 47 

Insurance and taxes paid for bor- 
rowers 615 42 

Real estate 458 88 

Sundry Items- 
Taxes and repairs on property. . 70 80 

Real estate sold 55 86 

Furniture and fixtures 24 50 

Cash on hand June 30. 1910 10,826 20 



Total $87.70J 91 

Liabilities. 

Dues and dividends on running 

stock $112,487 44 

Fund for contingent losses 5.000 OO 

Undivided profit 1.444 54 



Total $118,931 98 



Shares of stocli in force. 1.739; shares loaned on, 56C; membership, 414. 



117 



MARION COUNTY— Continued. 



THE PROSPECT SAVINGS AND LOAN ASSOCIATION OF INDIAN- 
APOLIS. 

JOHN P. WHITE, President. JOHN SCHLEY, Secretary. 



Condition June 80, 1910. 



Receipts. 



Cash on hand June 30, 1909 1439 29 

Dnes on running stock 7,894 23 

Loans on mortgage security repaid 2,000 00 
Loans on stock or pass book se- 
curity repaid 260 00 

Loans on other secnrity repaid.... 26 00 

Interest 878 88 

Premium 360 00 

Membership fees and transfer fees 36 75 

Borrowed money 800 00 

Real estate 336 OO 

Total $13,010 15 

Assets. 

Cash on hand Jane 30, 1910 1630 60 

Loans on mortgage security 13,750 00 

Loans on stock or pass book se- 
curity 35000 

Loans on other security 1,105 00 

Furniture and fixtures 40 00 

Real estate 3,750 00 

Sundry Items- 
Accrued interest and premium... 22 60 

Total $19,548 10 



Disbursements. 



Loans on mortgage security 

Loans on other security 

Withdrawals of running stock and 
dividends 

Matured stock and dividends 

Expenses- 
Salaries 

Other purposes 

Interest on borrowed money 

Cash on hand June 30, 1910 



$3,100 00 
1,000 00 

4,146 48 
3,402 87 

360 00 
322 35 
147 95 
530 60 



Total $13,010 16 

Liabilities. 

Dues and dividends on running 

stock $16,76140 

Fund for contingent losses 826 68 

Undivided profit 660 12 

Borrowed money 2,800 00 



Total $19,548 10 



Shares of stock in force. 325 ; shares loaned on, 76 ; membership, 167. 



11? 



MARION COUNTY— Continued. 



THE RAILROADMEN'S BUILDING AND SAVINGS ASSOCIATION OF 

INDIANAPOLIS. 

D. S. HILL, President. W. T. CANNON, Secretary. 
Condition June .SO, 1930. 



Receipts. 

Cash on hand June 30. 1909 139,147 26 

Dues on running stock 474,092 66 

Paid-up and prepaid stock 226,400 00 

Loans on mortgage security re- 
paid 462,160 76 

Loans on stock or pass l)ook se- 
curity repaid 55,408 30 

Interest 133,314 13 

Premium 193 64 

Borrowed money 252,000 00 

Real estate 1,139 76 

Sundry Items- 
Safe sold 12251 

Unpaid orders in hand of treas- 
urer June 30, 1910 30,698 75 



Total $1,674,677 67 

Assets. 

Cash on hand June 30, 1910 $57,342 02 

Ix)anR on mortgage security 2,197,838 38 

Loans on stock or pass book se- 
curity 32,049 91 



Total $2,287,230 31 



Disbursements. 

Loans on mortgage security $788,434 68 

Loans on stock or pass hook se- 
curity 64,092 00 

Withdrawals of running stock 
and dividends 276.386 24 

Withdrawals, paid-up and pre- 
paid stock and dividends 114,200 00 

Dividends on paid-up, prepaid 
stock and deposits 101,750 00 

Expenses- 
Salaries 9,901 87 

Other purposes 1,309 07 

Borrowed money repaid 252,000 00 

Interest on borrowed money 1,209 13 

Real estate 13 57 

Sundry Items — 

Safe purchased 70 00 

T^npaid orders in hand« of 
treasurer July 1, 1909 18,969 04 

Cash on hand June 30, 1910 57,342 02 

Total $1,674,677 67 

Liabilities. 

Dues and dividends on running 
stock $1,337,029 21 

Paid-up and prepaid stock and 
dividends 752.300 00 

Fund for contingent losses 110,000 00 

TTndlvlded profit 938 42 

Sundry Items- 
Dividends July 1, 1910 66,263 93 

Unpaid orders in hands of 
treasurer June 30, 1910 30,698 75 

Total $2,287,230 31 



Shares of stock in force, i')?.,207 : shares loaned on, 2(),036 ; membership, 6,150. 



119 



MARION COUNTY— Continued. 



THE STANDARD SAVINGS AND LOAN ASSOCIATION OF INDIAN- 
APOLIS. 

J. HENRY BALLMANN, President. JULIUS T. REINECKE, Secretary. 

Condition June 30, 1910. 



Receipts. 

Cash on hand June 30, 1909 1906 47 

Dues on running atocic 18.076 37 

Loans on mortgage security repaid 3,500 00 
I/o