^
SESSIONAL PAPERS
VOL. LXIV.— PART U.
FOURTH SESSION
OF THE
EIGHTEENTH LEGISLATURE
OF THE
PROVINCE OF ONTARIO
SESSION 1932 '^/^
TORONTO
Printed and Published by Herbert H. Ball, Printer to the King's Most Elxcellent Majesty
1933
J
CONTENTS
FOR PART II.
REPORTS
LANDS AND FORESTS
MINES
INSPECTOR OF LEGAL OFFICES
SUPERINTENDENT OF INSURANCE
REPORT
OF THE
Minister of Lands and Forests
OF THE
PROVINCE OF ONTARIO
For the Year Ending 31st October
1931
PRINTED BY ORDER OF
THE LEGISLATIVE ASSEMBLY OF ONTARIO
SESSIONAL PAPER No. 3. 1932
ONTARIO
TORONTO
Printed and Published by Herbert H. Ball. Printer to the King's Most Excellent Majesty
I 932
To His Honour,
The Lieutenant-Governor of the Province of Ontario.
May It Please Your Honour:
The undersigned has the honour to present to your Honour, Report on the
Operations of the Department of Lands and Forests for the fiscal year ending
31st October, 1931.
William Finlayson,
Minister.
[3]
Honourable William Finlayson,
Minister of Lands and Forests.
We have the honour to submit herewith a Report on the Operations of the
Department of Lands and Forests for the fiscal year ending 31st October, 1931.
W. C. Cain, E. J. Zavitz,
Deputy Minister, Lands and Forests. Deputy Minister, Forestry,
L. V. RoRKE, Surveyor-General.
[5]
CONTENTS
PART I
Page
Minister's Preface 7
Appendices:
No. 1. Department Inside Officers and Clerks 24
2. Department Outside Agents and Inspectors 28
3. Statement of Lands Sold and Leased, with Collections 31
4. Gross Revenue 32
5. Revenue Refunds 33
6. Receipts (Special Funds) 34
7. Disbursements 35
8. Timber Cut and Amounts Accruing re Dues, etc 36
9. Revenue from Woods and Forests 38
10. Acreage under License 38
1 1 . Timber Areas disposed of 39
12. Locations, etc., under Free Grant Section, Public Lands Act 45
13. Lands Sold and Patented 49
14. Instruments Issued 61
15. Report of Records Branch 61
PART II
Appendices:
No. 16. Report of Surveyor-General 64
17. Statement of Crown Surveys in Progress 67
18. " " " Completed 68
19. " Municipal Surveys Ordered 69
20. " " " Confirmed 69
21. Surveyor's Report, Ontario-Quebec Interprovincial Boundary 70
22. Survey Township Outlines, District of Kenora 74
23. " " " " Thunder Bay 77
24. " " " " Cochrane 78
25. " " " " " 79
26. " « " " Nipissing 81
27. " " " " Cochrane 82
28. Survey Base and Meridian Lines, District of Cochrane 84
29. " " " " " " 86
30. " " « " « " 88
31. " Seventh Base Line and Meridian Line, District of Cochrane 90
32. Retracement, Niven's 1898 Meridian Line, District of Cochrane : 93
33. Survey, Seventh Base Line, District of Cochrane 95
34. " North Shore Lake Superior 98
35. " Townships Joynt and Langworthy, District of Thunder Bay 100
PART III
Appendices:
No. 36. Forestry Branch Report:
(1) Forest Fire Protection 105
(2) Report of Director of Air Service 126
(3) Report of Liaison Officer 137
(4) Reforestation 140
(5) Forest Surveys 162
[6]
Report of the Minister of Lands and Forests
of the Province of Ontario
For the Year ending October 31st, 1931
STAFF CHANGES
The amendment to The PubHc Service Act providing for compulsory
superannuation at the age of 70 affected this Department in a number of
instances.
In the Inside Service seven officials came within the age and were super-
annuated, these being: F. E. Titus of the Solicitor's Branch; J. W. Millar and
A. E. Roe of the Lands Branch; S. K. Burdin, N. B. Alatheson and W. C. St.
John of the Records or Files Branch, and A. Leaman of the Survey Branch.
In addition to these E. H. Squire of the Records Branch was superannuated
by reason of ill-health, and Charles J. Smith was retired, as he had reached
the age limit, although not in the Service long enough to enjoy an annual
increment.
Of those thus severing their connection with the Service, W. C. St. John
had been continuously employed for over twenty-five years, and was senior
in point of service.
In the Outside Service one Crown Lands Agent, S. J. Dempsay, Cochrane,
was retired after over twenty years of faithful service. Two Homestead
Inspectors, Thomas Hughes, Murillo, Ontario, who for over two decades
represented the Department in the District of Thunder Bay — and H. F. Jervis
of Callender, Ontario — a competent official for Parry Sound District — were
both obliged under the retiring allowance system in force to say "adieu" to
their official labours.
S. C. LaRose, Crown Timber Agent, Ottawa, Ontario — a painstaking
officer of over forty years' standing, still competent and energetic — graciously
bowed to the inevitable and, reluctantly relinquishing the reins of control at
a near octogenarian age, eagerly sought the opportunity of returning to the
land — his first love.
LAND TRANSACTIONS
Free Grants
Throughout the year operations in the Free Grant areas were conducted
within approximately the same limits as the previous year, there being 450
locatees, or ten less than in the year 1930. The area thus acquired amounted
to 58,460 acres, while an additional 1,937 acres were acquired on a sale basis
by those holding Free Grant areas. An evidence of the continued check on the
part of the outside Inspectors is the fact that 392 who had previously taken
up land in the free zones were cancelled, as against four less for the year 1930.
[7]
8 REPORT OF THE No. 3
Over twenty per cent, of new locatees found their pioneer lots in the District
of Thunder Bay, while Kenora and Rainy River accounted in about equal
proportion for thirty-six per cent. The balance was absorbed in the various
other Districts, with Sudbury a good leader.
The land allotments for Free Grant settlers are considerably limited, the
transactions being confined to townships that have now been opened for some
years. There is always a certain percentage of those acquiring Free Grant
locations failing in their efforts to carry out what appeared like bona fide inten-
tions at the time of applying. In due time, after every leniency is extended by
the Crown, consistent with the Regulations and in consonance with the justifiable
circumstances of individuals, if duties are not performed their rights are forfeited
and, with the resumption of the land by the Crown, other parties are free to
make their venture.
From the general figures herein quoted, and the detailed statement as
provided in appendix No. 12, it may be readily seen that by far the greater
number of those entering for free grant land are in the sections comprised within
Northern Ontario, although the older or Southern part of the Province is really
the cradle of Free Grant Homesteaders. Because of a closer supervision over
located lands, and a more systematic segregation of farm or tillable land from
unproductive areas, and to many years' demand upon the good portions of the
original free grant townships, there are now but few entries in older Ontario,
and these are for the most part sons or relatives or immediate friends of those
whose pioneer efforts have, although beset with difficulties, kept them on the
land and created an urge to induce others to share their lot.
As a result of the gradual diminution of free grant available land for pioneer
settlement in Old Ontario the Department during the past year closed two
Agencies in the Parry Sound District — those of Emsdale and Powassan; one
in Haliburton — that of Minden; and one in Peterborough County — that of
Apsley. The occasional application falling within any of the territory covered
heretofore by any of these Agencies will be dealt with by the head office at
Toronto, while the responsibility of enquiring into and settling disputes or
examining land will be assumed by the nearest Crown Timber Agent in each
case. A considerable saving by the closing of these offices will be effected.
Locatees who proved up and secured their patents under the Free Grant
Section of the Act numbered 205, and the land covered by such comprised
27,310 acres.
Free Grant lands proper are set aside in given areas for the benefit of all
married or single men beyond the age of eighteen years. However, for the
special purpose of encouraging veterans of the Great War — those who served
with the Canadian contingent and saw service overseas — all Crown lands in the
Province opened for sale or as free grant are subject to entry free. Although
this privilege has been widely advertised and annually open to those eligible
comparatively few have accepted the opportunity, and of those who do the
majority fail to meet the expressed objective. Some fifty-six were located within
the year, but fifty-two were cancelled; as against forty-one and sixty-eight
respectively for the previous year.
The hardships met with during the early pioneer days, where individuals
with meagre means strive to hew out and undertake to establish homes, are
not unrecorded in the Department, and it is with this picture ever present
that the officials try to be lenient, particularly with the returned men. The
impossible, however, is so often attempted by land-seekers that forfeitures must
inevitably follow. Failures, however, upon fertile wooded areas in newer parts
DEPARTMENT OF LANDS AND FORESTS FOR 1931
— involving so much man-power and continued hope — are not to be wondered
at when one considers the large unoccupied cleared and fertile fields of older
parts, cr>-ing for the very man-power that made possible such inviting chances.
The removal of economic barriers or some new and untried system seems the
only solution.
Free grant townships, where there are still certain lots of agricultural
potentialities, will remain open for the hardy pioneer to take his share in con-
tributing to the development of the Province's basic natural resource. (See
Appendix No. 12 for Free Grant details.)
Sale Lands
The general depression was keenly reflected in the total purchasers of farm
land in the newer parts of Northern Ontario. The tendency during a great
economic stress is for the depressed ones to seek ways and means of providing
sustenance,. and the history of the Department of Lands and Forests has in the
main recorded such tendency in the unexpectedly large number of enquiries,
both verbal and written, for cheap Crown land that are made when times are
bad. But the topsy-tur\y condition of the whole world has so adversely affected
the forest products industries — such as logging, lumbering and pulp and paper
manufacturing — that settlers are proportionately feeling the strain. The
woodsman in breaking up his land is almost entirely dependent upon these
industries to tide him over his early years of struggle. The wages received from
contracting for a company or working for a jobber, or the revenue derived from
a ready market for his wood, is the mainspring of his existence. In such troublous
times as these, with reduced contracts consequent upon restricted markets
and lower production, the would-be settler has but little encouragement, and
it appears improvident to lead him into what might prove other than the
promised land.
In these circumstances it is not surprising that the number buying lands
is considerably less than during 1930. Some 1,043 purchased 90,814 acres as
against 1,351 for 111,408 acres the previous year. Over seventy per cent, of
the purchasers is found in the District of Cochrane, the majority on the Trans-
continental, their entries having been made through the offices at Cochrane,
Hearst. Kapuskasing on the Canadian National Railway, and Matheson on the
Temiskaming and Northern Ontario Railway'.
The District of Temiskaming accounted for 92, and Sudbury for 49, while
the others were widely scattered throughout the Province.
Settlers to the number of 437 completed their payments, met all their
settlement duties and received patents; this being less by only 23 than the
previous year.
Effective supervision of cutting timber and clearing land, under detailed
instructions based upon the Regulations by competent officials, was continued
throughout the year, as in the past, and resulted in the elimination of a number
of "timber farmers" and others who owing to various causes found it impossible
to carry on. The method of issuing permits to settlers and withholding clearances
pending the production of evidence in the form of actual progress on the land,
verified by an official, has seriously lessened, if not entirely removed, the pulp-
wood pilfering that at times had been clandestinely carried on under the guise
of land clearing or real farming.
While some 761 sales were cancelled for neglect of duties, it may be remarked
that twenty per cent, of these comprised lands that had been sold, some of them
years prior to Confederation and others at various times up to the Eighties.
10 REPORT OF THE No. 3
Consistent progress is being made in the checking-up system of these old
land transactions, as indicated in last year's report. It is hoped that within
the next year or two all the outstanding arrears will be collected or the land
covered by them resumed by the Crown.
A good deal of difficulty is met with in the attempt to collect long-standing
arrears. And although statutory provision is made for reduction of both principal
and interest, and procedure in pursuance of such is followed on sane and reason-
able grounds, individuals long content to remain unmoved, although with no
clear title to the land, decline to pay and employ divers means of securing the
land by a denial of their obligations or claiming freedom from further payment.
The Supervisor of Settlement has throughout the year been in every district
and reports an activity in pioneer work that is very commendable in view of
the unsettled conditions, the narrowed markets and low prices. He points out
that there is a sectional pride throughout the country that begets a confidence
worthy of a new land. With his experience of over fifty years — he having
pioneered in the Algoma District and blazed the trail — he expresses the belief
that the atmosphere of faith surrounding the new settlements in the great
possibilities of our natural resources will revivify any doubtful flame of hope
and make for an assured era of prosperity. (See Appendix No. 13 for Sales.)
Summer Resorts, Etc.
Summer resort locations to the number of eighty were disposed of, nearly
forty per cent, having been taken in Kenora District, twenty per cent, in Thunder
Bay, seven per cent, in Rainy River, and the residue in nine other Sections of
the Province. These sales were all on the mainland, a number of them contiguous
to the new Trans-Canada Highway.
Islands to the number of fifty-six were sold under summer resort conditions,
which require the erection of a house before the issue of patent. Twenty-four
previous purchasers satisfied building requirements and secured patent.
Eighty-two town lot sales, comprising some twenty-seven acres, were
efi"ected, and individual purchasers were made subject to meeting certain building
restrictions and such requirements as may be provided for by local by-laws.
Clergy Sales
From old sales made many years ago under this heading the sum of $1,494.03
was collected as against $2,643.57 for the year 1930. As the arrears upon all
the old holdings acquired as clergy lands before their secularization are being
gradually gathered in or the land affected thereby is being cancelled and re-
acquired by the Crown, it will be but a short time until there shall be no further
collections.
Common School Lands
The continued efforts towards checking up old purchasers have resulted in
the receipt of $6,261.18, a sum somewhat less than that of the year 1930, but
considerably larger than the 1929 revenue.
Grammar School and University Sales
Only $297.87 was received for Grammar School Lands, this amount being
arrears on very old sales. The sum of $277.35 was derived from the sale of
lands set aside for L^niversity purposes.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 11
Crown Lands
The total quantity of land sold and leased throughout the year was 113,325
acres. This was largely acquired for settlement purposes, as may be observed
by a reference to Appendices Nos. 12 and 13. Over twenty per cent., however,
was covered by lease tenure only, under which an annual rental is charged.
The total collections on all — including taxes upon certain lands in un-
organized districts, and water power rentals — amounted to $584,388.53, or over
$10,000 in excess of the previous year, a very gratifying evidence of the success
of a follow-up system of accounting and of a desire on the part of occupants
to acquire title and remain in good standing.
Provincial Land Tax
In widely scattered areas in the unorganized sections of the Province are
parcels, large and small, held by companies and individuals that up until the
Provincial Land Tax Act was passed a few years ago were not subject to any tax
whatever — not even school tax. Other parcels had been within a school section,
and were assessed only for school purposes. Notwithstanding the general benefit
that might accrue to the holders by provincial improvements in the way of
roads, fire protection, provincial police protection, etcetera, such class of holdings
were not paying any share of taxes to the Province. This Act now nets the
Province annually over 8100,000, and while in the earliest stages of its operations
certain objections — not entirely unexpected — were urged against it, these have
been largely negatived by amendments to the Act providing for assured exemp-
tion of bona fide farmers and a reduced levy on those paying school taxes.
Extensive tracts of land patented to Railway Companies and areas
comprising hundreds of \"eteran claims have passed to corporations who are
commercializing the timber thereon, or the minerals or some other form of
natural resource, and the greater portion of the tax is derived from this source,
whereas twenty per cent, is applicable to summer resort holdings, and the
balance to parcels used for divers purposes.
The revenue collected during the year was $131,851.20, as against 8139,832.01
for the year 1930, which had been in excess of the 1929 collections by over
$12,000.00.
Because of the stress of times and the difficulty all classes are meeting in
trying to pay taxes, and the general falling off of such revenue in most munici-
palities, it is not with great optimism that a larger return is looked for in the
coming year. There will, nevertheless, be no lessening in the official attempt
to collect an amount at least equal to that of the year just closed.
Military Certificates
There are a number of services, such as those affecting Common School,
Grammar School and Clergy Lands, which will shortly be recorded history,
each in itself being closed out. The disposition of Military Certificates is in a
similar class. These instruments came into being shortly after the South African
War; the purpose was to make a grant from the King, as it were, to those who
rendered voluntary service in the Boer War. The Fenian Raid \'eterans of
1866 considered they had deserved like treatment, and they were united to
the South African \'eterans as eligible for certificates. These documents, litho-
graphed in variegated colours, gave each holder the privilege of securmg 160
acres of land free. Under statutory amendments to the Act outstanding certifi-
12 REPORT OF THE No. 3
cates are accepted now as scrip only, having a cash surrender value of $50.00,
or as payment for Crown land to the value of $80.00. Only one such certificate
was surrendered during the year.
Although originally 13,998 of these certificates were issued, less than 1,000
remain unaccounted for, the others having been either applied on land or
surrendered to the Crown.
Formal Instruments Issued
Patents, Leases and Licenses of Occupation to the number of 1,535 were
issued as against 1,578 for the previous year, an indication that there was but
little slackening in this regard. Of these about 75 per cent, covered patents
and leases under the Public Lands or Provincial Parks Act, and, exclusive of
4 Water Power Leases, the balance was made up of Mining Patents, Leases
or Licenses.
Communications
Nearly fifty thousand communications were received in the Department,
the exact number being 49,700, and these do not include those received and
treated exclusively by the Minister's office, the Provincial Land Tax and Forestry,
Over 60,000 letters and various forms of communications, maps, et cetera, were
mailed to Departmental Agents and the general public.
Provincial Parks
The Province of Ontario has not been unmindful of the efficacy of setting
aside and undertaking to protect important areas within different districts as
public parks and wild life sanctuaries. The wisdom of having done so is more
obviously recognized as the frontiers of civilization are being crowded back.
The necessity for preservation of wild life and promotion and maintenance of
interest in natural history — thus increasing knowledge of God's handiwork;
whether in the animate or inanimate form — are more universally admitted and
desired now, probably, than at any time within the lifetime of our Western
civilization. This is due to a large extent to the automotive development, with
its resultant advantages — amongst others the annihilation of distance and the
ease and readiness with which the natural attractions can be reached. Then
the desire to seek changes from the congested urban centres — to transport
oneself from the artificiality of a hum-drum existence to the reality of a natural
one — has added to the interest in the charms of natural woodlands, quiet water-
ways and wild life.
Ontario, while still subject to the possibilities of an extension of her present
park or sanctuary system, is not behind any other country of its size in the
world in respect of its great parks, truly, in time, to become huge playgrounds
for those coveting communion with nature.
Under the Provincial Parks Act the areas thus set aside comprises four
major units; Algonquin Park in old Ontario comprising over 2,700 square miles;
Quetico Park, with its recent extension, some 2,100 square miles; Rondeau
Park, in the South-Western part — or in Kent County — comprising 5,000 acres,
and Franklin Island, with surrounding islets in the Georgian Bay, having an
area of 2,500 acres.
Algonquin Park
As announced in last year's Report, for the purposes of co-ordinating and
consolidating our Park and Fire Ranging Services within the Park and con-
DEPARTMENT OF LANDS AND FORESTS FOR 1931 13
tiguous areas, a change was effected under which J. H. McDonald, who had
been District Forester at Pembroke, was appointed Superintendent in September,
1930, but took ill shortly thereafter and died on January 1st, 1931. Because of
illness it was impossible for him to make much progress on the programme that
was being mapped out for future organization. Mr. Mark Robinson, an old,
tried Ranger and a naturalist of note, acted in a temporary capacity until May,
1931, when a permanent appointment was made in the person of Mr. Frank A.
MacDougall, Forest Engineer, who had proved a competent and efficient
servant for some years in the Forestry section of the Department. He had been
District Forester at Sault Ste. Marie, and from this position he was promoted
to that of Superintendent of Algonquin Park. Mr. MacDougall's academic
training, his experience in the Department, his versatility and zealous devotion
to duty, backed by a contagious enthusiasm for work and his adeptness at
handling men, have largely contributed during the few months to his credit in
this new role to the bringing about of a well-ordered and effective organization.
As District Forester in succession to Mr. McDonald he is in charge of the
Forestry work, which includes forest protection, and as a result of the system
which he has evolved, under which both branches are subject to a centralized
rather than a dual authority, the Department now has secured more effective
control of the Park and Fire Protection Services, succeeded in reducing
expenditures for fire protection within the area from those of the previous
year by $6,000, abolished unnecessary duplication of work, and eliminated
duplication of certain staff, buildings and patrol.
As Algonquin Park must necessarily remain a great natural recreation
centre, and in the future be a greater mecca than ever in the past for visitors
from all parts of the globe, it is essential that the capital expenditures, heretofore
kept within positively a zero limit, should, when the economic situation justifies,
be made on the basis of permanency. The modest headquarters which have
now done duty for many years will in due time be remodelled to provide for a
more permanent structure that will be consistent with the requirements. The
Superintendent, having his residence there, will direct all activities from head-
quarters, and it will be the central office for the Forestry and Park Administration.
Certain important and long-needed improvements were carried out within
the Park area proper, consisting of steel tower, boat-house, car-house and
aeroplane hangar, in addition to minor undertakings towards beautification and
essential services around headquarters. All these works were accomplished in
relation to a tentative plan of a permanent character that has been drawn up
and will be put into operation by degrees, the idea being to spread capital
expenditures over a given period of years and to evolve as circumstances demand
a headquarters administrative area that will redound to the credit of the Province
and will be an evidence of the constantly growing feeling that public bodies
should foster and protect strategic grounds throughout the Province for the
advancement of wild life, the encouragement of tourist traffic and the retention
of bits of nature unmolested by the artifice of man.
A new feature in relation to Park administration was the purchase of a
flying-machine at a cost of $7,000. It is a three-place Fairchild K.R.-34 biplane,
with a wing span of 30 feet. The machine is used for general patrol inspection
work, fire detection and transportation, and has already rendered effective
service and is available on requisition for the Tweed and Parry Sound Districts.
The use of a plane has had a notable influence for good upon the morale of the
staff, all of whom are now within personal reach of the Superintendent within
a few hours as against days in certain instances formerly. Summer resorters,
14 REPORT OF THE No. 3
tourists, occasional canoeists and logging operators, scenting the readiness of
the plane as a detector, are more than ever on the qui vive and support the
staff's efiforts in reducing the fire hazard and enforcing the regulations. Upon
the poachers the effect of the plane is expected to be quite salutary. The Super-
intendent is a skilled pilot and handles the controls himself, thus obviating the
expense of hiring a special officer for the purpose. The total hours flown were
over 307 and the general effectiveness of the service thus performed is readily
recorded by those who have had the opportunity of observing.
The fishing licenses issued in the Park throughout the year numbered
1,275 and a perusal of the residence of each holder shews that of these 60 per
cent, were residents of Ontario, 13^ per cent of Canada outside of Ontario, and
the rest, or nearly 40 per cent., of the United States. Nearly 50 per cent, of
those coming from the United States represented New York State, there being
representatives of no less than twenty other States of the Union. One European,
from Finland, enjoyed a summer's fishing.
An intensive campaign by the staff resulted in the snaring or trapping of
115 wolves, discarded aeroplane cable having been successfully used.
Studies on fish and game are being undertaken by the staff in collaboration
with the technical officers of the Game and Fisheries Department, and it is
hoped profit will result.
\'igilant measures towards checking up poaching and illegal trapping are
being adopted, and notwithstanding the closest scrutiny of patrols several
poachers were during the year apprehended and fined under the Act, and had
their traps confiscated. The Park is recognized as a good breeding ground and
poachers are prepared to take their chances. Only by a continual checking and
systematic enforcement of the law can the Park be kept as the breeding and
feeding ground for the game animals and held as a real reservoir for the supply
of surrounding areas.
QUETICO PARK
This area is situate in Rainy River District on the International Border
opposite the State of Minnesota, and is more a virgin area probably than any
other section in Ontario. It abounds in wild life, possesses myriads of lakes
and connecting streams, affords incomparable canoe trips, and holds countless
attractions for the lover of nature in its wildest charm.
Up until this year the Northern boundary was somewhat indeterminate,
as certain waterways never regularly traversed and laid down in detail were
supposed to be the governing line. Because of frequent incursions by trappers,
growing difficulties in enforcing the regulations, in the absence of a properly
defined line, readily recognized as a guiding one, and a desire to rehabilitate
the area lying immediately north of the waterways line, the Department,
believing it in the public interest, extended the line to the Canadian National
Railway — adding some four hundred square miles. Certain objections to this
extension have been urged, and investigations are being undertaken with a
view to determining whether or not any modification should be made.
The staff consists of a Superintendent, nineteen rangers and a housekeeper.
In addition to the headquarters buildings there are 45 stop-over cabins. Nine
new ones were erected this year, four of which were built on the added area,
one on Cache River, one at McAree Lake, and the other three as replacements.
The feeling of the Park staff is that the enlargement of the area will be of general
advantage, although it does prevent a few trappers who formerly plied their
DEPARTMENT OF LANDS AND FORESTS FOR 1931 15
trade there from carrying on within their old grounds. It was scarcely expected
that any unanimity of consent would come from those immediately adjacent
to the Park boundary who had been accustomed to exercise certain privileges
and probably to carry on certain illegal practices. The Department in enlarging
the Park had in mind the general benefits that may accrue from creating and
protecting a new sanctuary which in due time will be greatly replenished in
wild game life that will trek to and restock outside areas. Then, again, if and
when in the public interest it is deemed advisable to throw open any portion
of the added area, such action can be taken.
Four persons were found guilty of and fined for offences against the Regula-
tions. Their traps and skins were confiscated. Only four wolves were trapped,
but the finding of a number of deer apparently killed by wolves means sterner
measures must be taken towards lessening this menace.
In the neighborhood of 500 non-resident fishing licenses were issued during
the summer season, all from the United States, while only 5 per cent, of this
number resident in Canada took advantage of the great fishing opportunities
of Quetico.
That our American neighbours appreciate to the fullest the Park's natural
beauties and sporting attractions is evident from the comments made and the
expressions of satisfaction heard in different quarters. The following excerpt
from a letter recently received from a prominent educationalist across the line
is interesting and enlightening: "For many years I have visited the Quetico
every summer; in fact I began going to the boundary waters in 1919, and have
not missed a summer since then. During the last five summers my trips into
the Quetico and the country north of it have occupied from ten to twelve weeks.
I have visited hundreds and hundreds of the lakes, and I really doubt if there
are many people outside of your ranger force that know the Quetico better
than I do. I have spent probably over 75 weeks in it. I go to the Quetico
country because of its beauty and because of the wild life it contains, my hobby
being making moving pictures of the life history of the big game mammals of
North America. On the Minnesota side of the boundary waters political con-
servation has so wrecked the wild life as to make visiting the Superior National
Forest nothing less than a profitless bore to me. On our side we have almost
exterminated the wild life, thanks to outlaw trapping and the misdirected energy
of crooked wardens. Mr. Jamieson and his men have protected their wild life
so that to-day the Quetico is rich in this respect. Last summer I photographed
99 deer and 68 moose in the Quetico! While I sometimes feel that the Quetico
is not fully appreciated by native Canadians — they have so much country at
hand — it is certainly appreciated in the States, and will, when financial con-
ditions ease a bit, be more used by us than ever."
Mutual co-operation with the Department of Game and Fisheries during
the past two years has resulted in the Fort Frances Fish Hatchery getting
nearly seventy million Pickerel spawn for general distribution throughout the
portions of the Province requiring new stock.
New regulations for the Park provide travel permits to enab e the staff
to keep a record of those entering and travelling through it, and to maintain
an easier check in case of fire or other emergency. Over three hundred such
permits were issued. Guide licenses to the number of 88 were granted, and
licenses for 31 motor-boats.
The belief is freely expressed that on the return of normal times this Park
will be the cynosure and seasonal resort of many of the health and pleasure
seekers of Minnesota and the middle-western States.
j6 REPORT OF THE No. 3
Rondeau Park
This Park, although small in size in comparison with the two previously
enlarged upon, is nevertheless of equal if not greater importance from the view-
point, at any rate, of the number of visitors making it their summer rendezvous.
But 5,000 acres in size, comprising a peninsula in Kent County extending into
Lake Erie, only twelve miles from Ridgetown and a few miles farther from
Blenheim and Chatham, it affords ample space for summer residents and easy
access for motor-cars from the surrounding well-settled districts of the South-
western portion of the Province. Its proximity to Detroit and the border cities
invites special attention. The great expanse of Lake Erie on one side and the
more peaceful waters of the Harbour on the Eau side lend themselves to good
fishing, excellent bathing and fine boating, and an ideal development of summer
cottage sites on the land. Longitudinal roads skirting both sides and sufficient
lateral roads enable the motorist to take in the whole Park and enjoy the
exhilarating atmosphere of an enchanted corner of nature's wonderland. Here
is found a mixed type of timber, practically every species indigenous to Old
Ontario.
That this sequestered spot, owned, operated and controlled by the Province
for the good of the public, does not go unappreciated is evidenced from the fact
that to-day there are 268 summer homes erected, all occupied during the summer
season. In addition to these permanent structures several of which were built
within the year, to the contrary notwithstanding the general depression, there
was an average of 65 tents during the months from June 15th to September
15th. This accounts for a resident summer population of approximately 1,600
persons. When these are taken'in conjunction with the ordinary daily transients
— motoring, picnicing or bathing — the average daily population is over 3,000.
On Sundays and holidays the population is closer to 10,000, and the successful
handling of these numbers seeking health and happiness provides a situation
and presents a problem not found in the other Parks.
The limited staff, comprising a Superintendent, 3 permanent officials and
8 temporary ones, is constantly engaged, as may be inferred, in maintaining
roads and buildings, looking after sanitation, controlling traffic, and keeping
law and order; this during the summer season is day and night work. Roads
consisting of 10 miles of improved gravel construction for two-way traffic and
15 miles of single-track back trails are regularly maintained and the 40 Govern-
ment-owned structures are systematically cared for.
Special pastimes for picnicers are provided in the form of pavillion enter-
tainments, miniature golf, pony riding, bathing, boating, et cetera. Park equip-
ment for the service of the public is provided and every effort made towards
furnishing facilities for the convenience of the public.
Pheasants of different species, confined in a specially constructed aviary,
Wild Canada Geese, Turkeys and other bird types may be viewed by visitors.
In the lower part of the Park, in the marshy and tag-alder area, red deer
thrive. They are, because of their restricted haunts and limited food supplies,
inbred and small of stature. From time to time their increase is beyond the
natural food supply, and to avoid their treking into adjacent cleared and private
areas and becoming a menace a certain number are shot. During the past year
187 were thus despatched and their carcasses, totalling 16,287 lbs., were sold
at an average of 133^c. a pound. There are still probably 200 deer in the Park.
A few for show purposes have been maintained in a wire enclosure and it is
the intention in due time to restrict all deer to a large, select wire enclosure
DEPARTMENT OF LANDS AND FORESTS FOR 1931 17
in order to enable the Superintendent to proceed as conditions warrant with
a reforestation plan for the continuation of the forest area and the beautification
of the Park. Running wild and indiscriminately the deer do not spare the young
growth, and it is impossible to make great headway in any spaces subject to
the nightly prowlings of the foraging quadrupeds.
Rondeau Park must remain a real open theatre for the great acting public,
whose divers desires and longings to get into touch with nature even for a brief
respite in the hot summer months can be there fully satisfied. Cottage sites
may be leased on reasonable terms by applying to the Superintendent, R. S.
Carman, Morpeth, Ontario.
Franklin Island
Franklin Island in the Georgian Bay, although set aside under the Act as
a Provincial Park, has not been subdivided and offered as yet to the general
public. Its virgin Pine forest is a valuable asset both from a commercial and an
aesthetic point of view. Up to date only one mixed camp for adults and boys
and girls has been permitted there, these largely occupying privately owned
land patented a number of years ago.
Commission Parks
Apart from the Parks administered by the Department of Lands and Forests,
there are certain strategically situated areas bordering on the Great Lakes
that have been allocated for and developed into well-known watering places.
Burlington Beach, on Burlington Bay, opposite Hamilton; Presqu'ile
Point on Lake Ontario, near Brighton, and Long Point Park on Lake Erie in
Norfolk County are each operated under a Commission appointed by virtue
of a separate Act creating the Park and providing for its administration. The
Commission in each case is vested with powers similar to those of an ordinary
municipality and, subject to securing approval of the by-laws by Lieutenant-
Go vernor-in-Council, may sell, lease or otherwise dispose of such of the land
for cottage sites or other purposes as may be deemed in the interests of the
general public.
Surveys, Water Powers, Engineering, Maps, Etc.
The land and boundary surveys carried out during the year under instruc-
tions included interprovincial boundaries, base and meridian lines, township
outlines, lake, river and road traverses, and other miscellaneous surveys.
The northerly point of the Ontario-Manitoba boundary line on the shore
of Hudson's Bay was determined, and aerial photographs of the country on
the boundary line between Island Lake and Hudson's Bay were taken for the
purpose of determining the nature of the country traversed as an aid for future
field work on this line.
The Ontario-Quebec boundary line north from Lake Temiskaming was
completed through to the shore of James Bay. The surveys of township outlines
were carried out along the line of the James Baj^ Extension of the Temiskaming
and Northern Ontario Railway.
Control surveys for mapping purposes were continued in the Algonqum
Park Area and also between Lake Superior and Lake Nipigon, in the Thunder
Bay District.
Surveys of Colonization and trunk roads were carried out in the districts
of Temiskaming, Nipissing, Sudbur>' and Parry Sound.
18 REPORT OF THE No. 3
The total expenditure for survey work during the past year was $125,000,
being a decrease of $19,059.55 as compared with the former year's expenditure.
The development of water-power privileges under Crown Leases was carried
on at Abitibi Canyon on the Abitibi River, and at Chats Falls on the Ottawa
River. The revenue from water-power rentals was $216,058.70, which was
$33,464.48 less than the past year.
The plans and specifications of several new dams constructed on streams
throughout the Province were filed and approved under the Lakes and Rivers
Improvement Act.
Maps of the Province and districts have been kept up to date as far as
possible during the past year.
See Appendices Nos. 16 to 35 inclusive.
Timber Administration
It is probable that never in the history of the great forest products industry
— generally termed "lumbering" — so far as Ontario at any rate is concerned
(and other sections of Canada are no less exempt) has there been more widespread
discontent and uncertainty manifested than during the last year. Lumbering,
next to the basic industry, agriculture, has for over a century been the mainstay
of thousands. The logging of timber and the diversified uses to which within
the last three decades raw material taken from the forest has been put have
given the industry a vitalizing importance, acknowledged by the nation and
reflected in international trade balances. The pulp and paper development,
with the heavy tonnage of manufactured content, largely newsprint, played
its part in recent times in maintaining parity in Canadian exchange in the United
States. When, owing to the combination of factors — including, amongst others,
over-production, restricted markets and foreign competition — exports lessened,
the Canadian dollar automatically dropped, and any gradual improvement in
its value across the line will in no small measure be due to a continued, although
less intensive, movement of newsprint out of the country.
The country-wide economic depression indubitably has left its mark upon
the lumbering and logging busness that has been so long nurtured in its own
world of romance and adventure. The glamour surrounding the woodsman
developed in him a buoyancy and confidence in his country and a determination
to keep the wheels turning and the chimneys smoking. Lately, however, the
usual confidence and optimism so characteristic of members of the trade have
given way to forebodings, uncertainties and indecisiveness.
Large quantities of manufactured lumber fill the yards of the manufacturers,
who are unable to locate ready markets. The stress and strain of the times
have tended to make users of lumber and other products of the forest apprehensive
of investing in buildings or other lines requiring wood products. With such a
prospect the limit holders in the Province necessarily reduced their cut during
the past year. As the sale of timber is the chief source of revenue to the Depart-
ment of Lands and Forests, the reduced bush operations adversely affected the
revenue and as the pospects for the ensuing season are dimmer than last the
Department's exchequer will continue to suffer until a return to normalcy.
The adverse current of business continuing from the previous year, when
the operators urgently requested special consideration in the way of a reduction
in stumpage, but were refused on grounds of public policy, provided occasion
during this fiscal year for another request for aid, and the Government, recog-
nizing the need of having operations carried on wherever possible, deems it
DEPARTMENT OF LANDS AND FORESTS FOR 1931 19
advisable to encourage in some slight way those operators to whom a reduction
at least in Crown dues may appeal, and provision for the season of 1931-32
along this line will be made.
Operators were granted the same privileges of paying their accounts for
this year as obtained last year. Fifty per cent, of all charges against timber
were payable on or before the 31st of October, 1931, and the balance without
interest in two equal instalments, the first on the 30th of April and the second
on the 31st of October, 1932. A certain number accepted this basis of payment
in connection with their 1930-31 accounts, but the large number failing to do
so indicated the troublous times through which the manufacturers are passing.
The halt to the operations this coming winter will throw thousands out of
their usual employment, and add to the numbers seeking Government relief.
Every step is being taken to urge licensees, where any hope exists, to operate a
limited number of camps and thus lessen the pressing problem of unemployment.
Timber Areas Sold
The instability of the lumber and wood market lessened the demand for
timber, and, apart from those whose going concerns were in need of additional
stock or jobbers who had tie contracts or a limited market for short orders of
pulpwood, no one needed raw material. Consequently the number of sales
during the year were only thirty as against over fifty for the year 1930.
Of these areas fourteen were only one square mile or less in extent, the
others varying in size up to the last sold, which was 763/^ square miles, situate
in the District of Nipissing and acquired by the Standard Chemical Company,
Limited, of Toronto, whose plant is at South River and where continuance now
by the acquirement of this block of hardwood is assured for twenty years,
conditional, of course, on the hardwood market remaining constant on the
return of improved conditions.
A reference to Appendix No. 11 will disclose in detail the purchaser in each
case, the area sold, the prices bid, and the nature of the proposition. Considering
the uncertain trend of trade and the general decline in values, the prices, which
in each instance were at least equivalent to the upset ones, were reasonable.
No large areas of importance are in contemplation of sale for the coming
year, unless it be that certain burnt pulpwood and timber will be offered if a
market for salvaged material of this type can be found.
Quantities Cut
The number of timber licenses issued and in good standing during the
seasonal year ending 30th April, 1931, was 954 for an area of 19,350 square
miles, as against 1,010 for 21,744 square miles in 1930. Those are in addition
to the pulp concessions covering 54,4083^ square miles.
On these licensed limits the Red and White Pine cut amounted to 112,918,120
feet B.M., or only 56 per cent, of the previous year's output. Jack Pine logs
accounted for 27,697,407 feet B.M., slightly less than half of the cut for the
year 1930. Other types of log timber, such as Birch, Maple, Hemlock, et cetera,
were cut to the extent of 30,221,313 feet B.M., or only 44 per cent, of the previous
year. Railway ties numbering 667,813 were made in the bush and these are but
50 per cent, of those for the season of 1929-30.
The greatest reduction in bush operations, however, is recorded in the
pulpwood line. It is true that during 1929 and part of 1930 the cordage cut
was very large, as shown on last year's report, viz.: 1,393,299 cords; and while
20 REPORT OF THE No. 3
a decided decrease was expected from that, it was scarcely anticipated that
operations would be conducted up to only 20 per cent, or even less, yet such is
the case, there being but 265,586 cords cut from Crown areas. Such a difference
is a direct result of the heavy previous season's cut or overproduction with a
declining market. A decrease in the cut on settlers' lands was also noticeable,
only 743,793 cords having been taken, a reduction of approximately 19 per
cent. Although this quantity is all exportable only 403,448 cords were exported,
or about the same percentage of the settlers' product as the previous year.
The pulp and paper industry still presents a problem during the deflation
of values and the uncertainty of ready markets. The Government is fully
cognizant of the industrial importance of this great enterprise and is hopeful
that in due time the stabilization of a business that contributes so much to
international trade will be effected. In the meantime a watchful eye will be
maintained in respect of the Province's interests, and where it is possible to aid
local areas contiguous to mills by insisting upon the fulfillment of obligations
the Department will do so, always paying due regard to the rehabilitation rather
than the annihilation of the industry.
The total accruals from all timber sources, including ground rent, fire
charges, bonus, dues, transfer fees, etc., were only $2,492,333.76, the details of
which are indicated in Appendix No. 8. This amount is less than the year 1930
by over $2,500,000.00.
Forest Fire Protection
The forest fire season of 1931 experienced a continuation of the drought
conditions of the previous two years. Extremely low precipitation and abnor-
mally high temperatures were prevalent throughout the greater portion of
Northern Ontario. Electrical storms were also numerous and we found over
16 per cent, of the recorded fires attributed to this cause. These fires of lightning
origin are usually in inaccessible places and this season some of the most difficult
fires originated in this way.
Fires reported were 1,851, the largest number since records have been
available. Of these 92 per cent, did not reach 100 acres in extent and 75 per
cent, were under ten acres in area.
The total area burned was 138,287 acres of which 45,000 acres is classed
as timber land. Again the camper was the cause of the largest number of fires,
namely 622, or 33.8 per cent, of all causes.
The clearing of land in Northern Ontario seems to have received an impetus,
probably due to the lack of employment in woods operations. In the burning
of slash and land clearing the Department issued 27,031 permits covering 81,952
acres. The indications are that a very large area of land will have been cleared
for agricultural purposes throughout the Clay Belt.
Aerial Surveys
The principal work undertaken in connection with aerial survey this past
season was the photographing of areas in connection with road location for the
Northern Development Department. These photographs not only assist in
locating right-of-way but also may be used later in studying forest conditions.
The area covered during this season amounted to approximately 3,300 square
miles.
Reforestation
During the planting season of 1931 the Department distributed to private
individuals 5,220,946 trees. In addition some 371 schools were supplied with
DEPARTMENT OF LANDS AND FORESTS FOR 1931 21
trees, receiving in all 90,547 trees. Planting upon municipal and Crown lands
required a little over 5,000,000 plants. The interest in reclamation and planting
of waste lands seems to keep up and many people are taking advantage of the
Department's distribution for this purpose.
Revenue
While the actual business in connection with the sale and cutting of timber
and the issue of Timber Licenses amounted to only $2,492,333.76, the actual
amount collected under this service was $3,042,753.25, a considerable portion
of which had been charges due under the heavy operating, with its large accruals,
during 1930. Appendix 9 lists the various items and amounts.
Land collections covering sale and lease of lands for all purposes and certain
refunds as shown in Appendix 4 added $655,637.96 to the above figure, making
a gross revenue of $3,698,391.21, which, when reduced by expenditure refunds
of $1,625.83 for timber dues, mill fees and transfer fees, as shown in Appendix 9,
and of $304,843.76 for fire protection, gives a net revenue Ordinary and Capital
of $3,391,921.62, made up of $2,439,724.42 Ordinary and $952,197.20 Capital,
as against a total revenue for 1930 of $3,307,945.49, made up of $2,532,603.28
Ordinary and $775,342.21 Capital.
While the revenue of last year included the Fire Protection Taxes which
were all treated as Ordinary, this year's Ordinary Revenue, as shown in the
Public Accounts, will be debited to the extent of such charges, amounting to
$304,843.73. It may also be observed that this year's collections on timber
dues and bonus are all classed as Ordinary Revenue, rather than on the basis
of 70 per cent. Ordinary and 30 per cent. Capital as heretofore. This new
analysis has been adopted after a careful inventory of the present timber stand
and annual increment in growth throughout the Province, which has justified
the conclusion that in relation to the entire forest area of the Province and the
annual increment the Capital resources of the forest are not being invaded.
Expenditures
The total disbursements of the entire Department for the year amount to
$3,542,163.05, as against $3,834,684.37, for last year or a difference of
$292,531.32. This year's gross expenditures, however, have been reduced by
the amount received from Fire Protection Taxes, viz., 8304,843.76, which leaves
a net expenditure of $3,237,319.29, of which $2,130,425.83 is Ordinary and
81,106,893.46 is Capital.
The increase in Ordinary expenditures, after deducting from Fire Ranging
outlay the Fire Tax collections, over last year is $66,505, and while in certain
services reductions occurred, increases were found in fire ranging and park services
that account for the difference. Capital expenditures throughout the year
were less by 8319,458.34 than the previous year. The large items of expenditure
are in connection with Reforestation, Forest Protection, Forest Ranging, Surveys
and clearing Townsites to remove fire hazards. This coming year will necessarily
see an important reduction in Capital accounts due to the retrenchment measures
being adopted.
APPENDICES
PART I
[23]
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DEPARTMENT OF LANDS AND FORESTS FOR 1931
31
Appendix No. 3
Statement of Lands Sold and Leased. Amount of Sales and Leases, and Amount of
Collections for the year ending October 31st, 1931
Service
Acres sold
and
Leased
Amount of
Sales and
Leases
Collections on all
Sales, Leases,
Land Taxes, etc.
Lands Sold:
Agricultural and Townsites, etc
Clergy Lands
92,277.88
$ c.
82,886.99
$ c.
159,080.29
1,494 03
Common School Lands
248.50
641.50
100.00
20,027.30
715.14
300.76
100.00
15,203.29
6,261 18
University Lands
277.35
Grammar School Lands
297.87
Lands Leased:
Crown
285,126.61
131,851 20
Provincial Land Tax
113,295,18
99,206.18
584,388.53
32
REPORT OF THE
No. 3
Appendix No. 4
Statement of the Revenue of the Department of Lands and Forests for the year endine
October 31st, 1931
Service
$ c.
$ c.
$ c.
Lands Collections
Crown Lands:
Agricultural
81,379 01
77,701 28
159,080 29
8,330 43
Townsites, etc
Clergy Lands
1,494 03
6,261 18
277 35
297 87
Common School Lands
University Lands
Grammar School Lands
167,410 72
Rent:
Crown Leases and Licenses of Occupa-
tion
264,957 40
5,024 83
9,935 43
1,574 20
66 00
3,568 75
131,851 20
Algonquin Provincial Park
Rondeau Provincial Park
Bruce Beach
Jordan Harbour
Temagami Islands
Provincial Land Tax
416,977 81
Woods and Forests:
Bonus
1,296,936 29
1,352,080 92
85,325 15
304,843 76
1,380 10
561 20
Timber Dues
Ground Rent
Fire Protection
Transer Fees
Mill License Fees
3,041,127 42
Parks:
Algonquin Provincial Park
11,187 48
6,826 81
4,611 02
Quetico Provincial Park
Rondeau Provincial Park
22,625 31
Casual Fees
456 00
3,298 39
2,873 50
Surveys: Maps, Office Fees, etc
Sand and Gravel
6,627 89
Agents' Salaries
50 00
11 92
9 00
9,988 17
15 04
65 14
23,393 08
8,463 88
Clearing Townsites, etc
Contingencies
Fire Ranging
Forest Ranging
Forestry Act
Lac Seul Storage Dam
Reforestation
41,996 23
Less Fire Protection Tax transferred
and credited against Expenditures
under Fire Ranging
3,696,765 38
304,843 76
3,391,921 62
DEPARTMENT OF LANDS AND FORESTS FOR 1931
33
Appendix No. 5
Statement of Revenue Refunds of the Department of Lands and Forests
for the year ending October 31st, 1931
Service
Algonquin Provincial Park— Rent
Algonquin Provincial Park — Miscellaneous
Bruce Beach — Rent
Casual Fees
Crown Rent
Crown Lands Sales
Fire Ranging.
Mill License Fees
Provincial Land Taxes
Rondeau Provincial Park — Rent
Rondeau Provincial Park — Miscellaneous..
Timber Dues
Transfer Fees
45
00
18
00
12
00
1
00
97
82
3,354
39
9
53
16
00
248
35
25
00
42
98
1,569
83
40
00
5,479 90
34
REPORT OF THE
No. 3
Appendix No. 6
Statement of Receipts of the Department of Lands and Forests for the year ending
October 31st, 1931, which are considered as Special Funds
Service
$ c.
$ c.
Clergy Lands:
Principal
878 50
615 53
Interest
1,494 03
Grammar School Lands:
Principal
186 17
111 70
Interest
297 87
Common School Lands:
Principal
3,826 84
2,434 34
Interest
6,261 18
University Lands:
Principal
193 25
84 10
Interest
277 35
8,330 43
DEPARTMENT OF LANDS AND FORESTS FOR 1931
35
Appendix No. 7
Statement of Disbursements of the Department of Lands and Forests for the
year ending October 31st, 1931
Service
Main Office and Branches:
Salaries — Lands
Salaries — Forestry
Salaries — Surveys
Agents' Salaries and Disbursements
Algonquin Provincial Park
Allowance to School Section — South Walsingham
Allowance to School Section — Township of Vespra
Allowance to School Section — Township of Clarke
Allowance to School Section — Township of Charlotteville
Advertising
Board of Surveyors
Contingencies — Lands
Contingencies — Forestry
Contingencies — Surveys
Clearing Townsites and Removing Fire Hazards
Creation and Extension of Parks
Display at Toronto Exhibition
Display at Exhibitions and Fall Fairs
Expenditures under Forestry Act
Fire Ranging
Forest Ranging and Measurement of Timber
Forest Reserves
Forest Research
Forest Insect Control
Grant — Canadian Forestry Association
Insurance
Legal Fees and Expenses
Moving Expenses of Officials
Ottawa Agency
QuETico Provincial Park
Reforestation
Rondeau Provincial Park
Salaries, Expenses, &c., re Inspection of Dams, &c
Surveys
Veterans' Commutation
Statutory:
Minister's Salary
Salaries not otherwise provided for
Refunds
Special Warrants:
To Pay Wages, etc..
Re Matininda Forest Products, Limited
129,638 44
42,875 00
34,297 94
102,649 26
60,035 28
150 00
250 00
150 00
150 00
2,651 31
200 00
26,472 32
9,275 39
10,071 50
91,950 87
35 64
1,331 60
998 49
34,759 81
,784,307 67
291,008 88
6,187 98
13,168 48
4,845 80
1,000 00
7,081 82
129 35
220 40
1,689 41
22,109 02
391,984 31
26,244 66
144 90
125,000 00
50 00
10,000 00
1,362 50
1,009 44
1,831 82
3,237,319 29
36
REPORT OF THE
No. 3
A ppendix
Statement of Timber and Amounts accrued from Timber Dues, Ground
Area
covered
by
timber
licenses
Saw Logs
Boom
PROVINCE
OF
Red and White Pine
Jack Pine
Other
Red and White Pine
ONTARIO
Square
Miles
Pieces
Feet
Pieces
Feet
Pieces
Feet
Pieces
Feet
19,350
2,455,461
108.415,565
1,723,310
25.791.333
958,305
28,070,995
42,051
4.502.555
STATEMENT OF
PROVINCE
Posts
Tele-
graph
Poles
Pulp-
wood
Railway
Ties
Lagging
Car
Stakes
Shingle
Bolts
OF
ONTARIO
Pieces
Pieces
Cords
Pieces
Cords
Pieces
Cords
53,071
79,323
265,586
667,813
86
7,653
4
Total amount received from all Forest sources, $3,042,753.25. See Appendix No. 9.
DEPARTMENT OF LANDS AND FORESTS FOR 1931
37
No. 8
Rent, Fire Protection and Bonus, etc., during the year ending 31st October, 1931
»
and Dimension Timber
Pil
ing
Cordwood
Tan-
bark
Box-
wood
Jack Pine
Other
Lineal
Board
Measure
Hard
Soft
Pieces Feet
Pieces
Feet
Feet
Feet
Cords
Cords
Cords
Cords
28.123 1,906,074
25,542
2,150,318
315,209
136,501
16,928
42,114
62
6,320
TIMBER— Concluded
Amounts Accrued
Timber Bonus
Dues
Trespass
Interest
on Dues
and Bonus
Ground
Rent
Transfer
Fees
Fire Tax
Mill
License
Fees
Annual
Bonus
Total
Accruals
$ c. S c.
854,402 00 1,149,352 67
1
$ c.
15,868 88
$ c.
36,949 68
$ c.
97,280 62
$ c.
1,420 10
$ c.
329,812 61
$ c.
567 20
$ c.
6.680 00
$ c.
2.492.333 It
^ REPORT OF THE
Xo, 3
Appendix No. 9
Statement of Timber Revenue, Year 1930-31
S?.Y.^"t- ■ k ■ n $1,270,909 01
Interest on Timber Dues 31,166 74
limber Sale Deposits 51 575 qq
Bonus $1,353,650 75
S!^r^^"'p ••■•-••■•••■- 1,296,936 29
interest on Fire Protection 937 yj
Ground Rent "$84^45172 ^^^'^"^^ ^^
Interest on Ground Rent 881 43
Transfer Fees ^ 85,335 15
MiiiLicenseFees;::;:;:::;:;;:;::::::::::;::::;:;::;:;;;:;;;;:;;;;;;;;; 'f^'^
$3,042,753 25
Less Refund Account Timber Dues $1 559 33
" Mill Fees 1^ nn
1 ransfer Fees 40 00
■ 1,625 83
$3,041,127 42
Statement of Timber Revenue, Year 1930-31
S^""^"^^ $1,353,650 75
Fire Protection.:;: :::::::::::: '-^ZTAMl
Ground Rent oi'5tr ^c
Transfer Fees ,]l7, n
Mill License Fees ^S 10
567 20
$3,042,753 25
Appendix No. 10
Acreage under License
The area covered by timber licenses where the holder pavs regulation
ground rent and fire tax charges, at the end of the license season, April 30th
1931, was 19,350 square miles.
in.n^^^^/r"'^^.''.''^ ^'■'''^" Timber Licenses issued for the license season of
1930-31 (1st of May, 1930 to April 30th, 1931) was 954.
DEPARTMENT OF LANDS AND FORESTS FOR 1931
39
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DEPARTMENT OF LANDS AND FORESTS FOR 1931
45
Appendix No. 12
Statement showing the number of Locatees and of acres located; of purchasers and of acres sold;
of lots resumed for non-performance of settlement duties, and of patents issued in Free
Grant Townships during the year ending 31st October, 1931.
Township
District
or County
Agent
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Baxter
Draper
Freeman ....
Macauley. . . .
Medora
Morrison ....
Muskoka. . . .
Oakley
Carling
Christie
Conger
Ferguson ....
Foley
Hagerman. . .
Henvey
Humphrey.. .
McDougall . .
McKenzie. . .
Chapman. . . .
Croft
Gurd
Lount
Machar
Mills
Pringle
Ryerson
Fraser
Head
Maria
Rolph
W'ilberforce. .
Wylie
Algona South
Brougham.
Brudenell. .
Grattan . . .
Griffith....
Hagarty. . .
Jones
Lyndoch . .
Mattawatchan
Radclif?e. . .
Raglan. . . .'.
Richards. . .
Sebastopol. .
Shervvood . . .
Lyell
Bon field. . . .
Boulter
Chisholni. . .
Ferris
Calvin
Cameron . . .
Mattawan. .
Papineau. . .
Muskoka.
\V. G. Gerhart,
Bracebridge.
Parrv Sound
Renfrew
Xipissing.
Missl. M.Camp-
bell, Parr>- Sound
J. S. Freeborn,
Magnetawan
Finlay Watt,
Lem broke.
Frank Blank.
Wilno
\V. F. MacPhie
North Bav .
J. A. Fink,
Mattawa.
247
96
95
100
299
245
107
98
200
100
100
196
100
615
286
101
314
250
464.50
378
166.08
200
166
186
300
100
200
2
50
37
82.08
457
96
183
205
231
196
297
357
94
100
75
103
98
200
100
100
96
361
160
27.75
325
600
1,121
601
200
389
85
57
447
383
303
100
352
287
200
4
193.35
200
155
200
563
185.43
217
190
100
409
196.92
300
202
154
100
100
100
100
200
200
796
98.27
300
520
142.50
290
100
272
100
73
382.97
150
100
183
72
99
377.22
46
REPORT OF THE
No. 3
Appetidix 12 — Continued
Township
District
or County
Agent
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Caldwell . . .
Grant
Macpherson
Springer. . . .
Cosby
Kirkpatrick.
Appleby. . . .
Casimir
Dunnet ....
Hagar
Jennings. . .
Ratter
Baldwin ....
Merritt ....
Broder
Capreol ....
Dill
Garson
Lumsden . . .
Morgan . . . .
Rayside ....
Bangor
Carlow
Dungannon.
Herschel . . .
Limerick. . .
Mayo
Monteagle. .
McClure . . .
Wicklow . . .
W'ollaston . .
Aberdeen . . .
Lef roy
Jocelyn . . . .
Nipissing.
Sudbury. .
Nipissing.
Sutlburv. .
Blake
Conmee. . . .
Crooks
Dawson Rd.
Dorion
Gillies
Gorham . . . .
Lybster. . . .
Marks
McGregor. .
Oliver
Paipoonge. .
Pardee
Pearson . . . .
Scoble
Stirling
Strange . . . .
Ware
Blue
Curran
Dewart . . . .
Dilke
Mather. . . .
Morson . . . .
J.P.Marchildon,
Sturgeon Falls
T.A.Millichamp
Markstav . . .
Ed. Arthurs,
Espanola . . . .
J.K.Maclennan
Sudbury
Hastings.
Algoma .
ThunderBav
Rainy
David Fuller,
Bancroft ....
Albert Grigg,
Bruce Mines
\V. G. Trainor,
Hilton Beach
S. H. Wilson,
Port Arthur
River
Wm. Cameron,
Stratton. . . .
160
951
160
317
1,123
160
2,553.
324.
1,789.
153
244
160
3,232.
160
79.
197
110
224
97
50
101
201
50
282
1,172
240
645
482
941
80
1,246
80
157
320
158.50
25
.50
5,409
1,591.50
308
302 50
2,466.75
605 . 50
486
716.50
2 334
8 754
5
26
.50
156
2.50
6
5.50
20.50
.50
.^?>
.50
1 50
85
2
2
16
160
803 . 50
160 50
320
801
298
160
1,678.50
1,145.50
241
160
240
160
100
200
110
99
89
101
100
272
199.50
28i
880
860
482
616
160
242
479
1,167.50
1 .035 . 75
199
143
819 50
930 50
164
1,542.75
1 158
14 1,365.50
160
160
186
239
304 '56
133
76.75
600
226.50
74.75
140.50
100
217
289
506
225.95
198
200
239.50
309
160
995
190
187.27
639
461
160.28
138
173
160
757
558
319.50
160.50
240
162
82
160
DEPARTMENT OF LANDS AND FORESTS FOR 1931
47
Appendix No. 12 — Continued
Township
District
or County
Agent
r>
U3
u
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CB
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3
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CO
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McCrosson . .
Nelles
Pattulo
Potts
Pratt
Richardson . .
Shenston . . . .
Sifton
Spohn
Sutherland.. .
Tait
Tovell
Burriss
Carpenter. . .
Dance
Devlin
Kingsford . . .
Lash
Miscampbell.
W'oodyatt . . .
Aubrey
Britton
Eton
Langton
Melgund . . . .
Mutrie
Redvers
Rowell
Rugby
Sanford
Southworth. .
Temple
\'an Home. . .
W abigoon . . .
Wainwright. .
Zealand
Melick
Pellatt ......
Canonto. X. .
Clarendon . .
Palmerston . .
Miller
Abinger
Denbigh
Gahvav
Cardiff.......
Monmouth . .
Airy
Bethune. ...
Burleigh S. .
Chandos. . . .
Clara
Hardy
Rainy Riyer
Kenora .
Himsworth N
Himsworth S.
Joly
Lutterworth .
Methuen . . . .
Murchison. . .
\Vm. Cameron,
Stratton. . . .
J. A. Ale.xander,
Fort Frances.
E. Gibson,
Dryden . . .
Frontenac .
Lennox and
Addington
Peterboro. .
Haliburton
Nipissing. .
Parry Sound
Peterboro.
Renfrew . .
Parry Sound
Haliburton..
Peterboro. . .
Nipissing. . .
J. D. C. Smith
Kenora
Chas. Both,
Denbigh
A. X. Wilson,
Kinmount.
Unattached. .
259
157
242
481.50
1,675.00
81
744
1,376.75
493
385 . 50
973.75
119.25
711.25
242
651.50
159.50
296.50
1,022.50
510 50
160
1,107.50
156
1,050
1,363.50
560.25
889
387
163
635.75
1,712.14
1,289.22
154.50
390
49
77
104
288
100
1 100
2
10.25
99.25
14
154
91
2
19
82.75
1
79
81.75
40
76
2
282.97
20
434.38
311
481
1,015
618.50
2,604.25
1,046.25
466 . 50
894.50
119.25
317
665.50
319
69
160.50
231.50
449
79.25
480.50
482 . 50
609 . 50
640.50
79.50
408 . 50
236
163
478.50
1,170.04
145
282.50
351
300
49
390
249
565
386
218
299
100
50
376
82
160.50
159
72
160
155.01
1,005.00
855
478.50
512.50
160
313
156
118.25
317
794 50
422.50
147
58.50
112
100
406
96
388
100
487.87
200
266
150
48
REPORT OF THE
No. 3
Appendix No. 12 — Continued
Township
District
or County
Agent
a
u
_o
tn
c
s
<u
a
6
u
OJ
tn
o
D
a
d
in
0)
d
1
c5
o
en
c
d
in
01
U 01
o *-
-a
lU
3
(A
_cn
tn
C
0)
i
d
>— 01
d o.
Nipssing
Patterson ....
Parry Sound
a
Nipissing. . .
Haliburton..
Unattached . . .
Total
2
265.50
2
200
2
400
Sabine
2
191
-
Stanhope. . . .
1
81
450
58,460.44
18
1,937.05
392
47,282.17
205
27,310.29
Number of lots assigned, 155. Number of acres assigned, 20,621.48.
DEPARTMENT OF LANDS AND FORESTS FOR 1931
49
Appendix No. 13
Statement showing the number of purchasers and of acres sold; of lots resumed for non-
performance of the settlement duties; and of patents issued in Townships other than Free
Grant during the year ending October 31st, 1931.
Township
District
or
County
Agent
CO
d ^
z
en
o
— OJ
"0 c
0 ■->
tn
nj 3
"0 S
0 >-
C
OS
d-22
d D-
Z
Blount
Brower
Calder
Clute
Colquhoun . . .'
Fauquier
Fournier
Fox
Cochrane
u
u
u
u
u
u
u
u
u
u
H. T. \'incent,
Cochrane. . . .
u
u
u
John Bresnahan,
Hearst
H. E. Sheppard,
Kapuskasing. .
u
u
J. A. Hough,
Matheson . . .
21
24
36
27
34
11
21
10
6
2
1.680.50
1,882.50
3,032 50
2,046.00
2,527.80
819.50
1,724.75
888
451
289
10
16
28
26
23
6
7
23
10
1
893
2,294
2,560
3,029.50
1,678.50
675
788.50
3,272.75
1,431.50
150
1
4
8
3
137
603
1,178.92
452
12
2
2
5
1,681.93
292
319.50
Glacknieyer. .
Haggart
Kendrey
Kennedy
Lamarche. . . .
Leitch
Machin
693.40
1
2
4
2
150
11
3
32
12
3
26
15
8
7
51
59
28
30
40
7
42
54
21
7
29
19
882
240.50
2,373.50
958
239.25
2,111.50
1,137
598
518
3,917.25
4,417
2,313
2,274
3,061
556.50
3,973.50
4,130.75
1,591.50
625
3,009
1,856.50
1
10
20
8
10
9
8
4
2
14
8
2
9
12
4
22
26
10
6
21
20
150
1,203
2,087.50
975
1,348.34
1,369
1,056
300
149
1,718.53
825
227
776
1,219.50
299 50
2,159
2,334
975.50
570
2,092
1,876
298
634.73
295
Newmarket . .
Pyne
Shackleton . . .
1
6
160
811
Casgrain
Devitt
Eilber
Hanlan
Kendall
Lowther
2
6
2
4
11
3
297
896.91
257.64
597
1,371
443
Idington
INIcCrea
1
83
Nansen
O'Brien
Owens
Williamson . . .
Beatty
4
6
1
1
2
574.84
593
99
86
321
Bond
u
l(
u
11
11
u
11
11
u
u
2
5
4
1
1
5
3
160.75
471.75
322
159
161
403
283.25
1
4
6
6
6
3
11
151.50
469.50
782
736.48
728.75
397
1,478.25
Bowman
Calvert
Carr
Clergue
Currie
1
4
1
1
1
154.50
278.75
162
167
164.50
Evelyn
German
1
1
1
3
2
4
1
1
145
7
1
2
3
6
7
500
184.50
153.50
249.50
477.50
623.50
5
700.25
136
183.50
Hislop
Matheson. . . .
Mountjoy. . . .
McCart.'. ....
Playfair
Shaw
Stock
550
3
2
2
1
1
330.50
231.50
321.50
159.50
188
318
524.40
149.50
158
6
499
1
3
1
3
171
Taylor
4
299.75
3
469 . 50
393 . 75
159
Walker
1
158.50
1
150.50
454
50
REPORT OF THE
No. 3
Appendix No. 13 — Continued
Township
District
or
County
Agent
. o
O <"
tn
\-.-0
O 11
03
"" E
O 3
oS
. OJ
o >-
6--
Z
z
4J-T3
Benoit
Maisonville.
Blain
Burt...
Catharine. . .
Chamberlain
Dack
Eby
Evanturel. . .
Gross
Ingram
Marquis. . . .
Marter
Otto
Pacaud
Pense
Robillard . . .
Savard
Sharpe
Truax
Auld
Beauchamp.
Brethour. . . .
Bryce
Bucke
Cane
Casey
Firstbrook. .
Harley
Harris
Henvvood . . . .
Milliard
Hudson
Lundy
Tudhope. . . .
Lorrain
Crerar
Huge!
Loudon
Phelps
Widdifield...
Bigwood , . . .
Delaniere . . .
Dowling. . . .
McKim
Burwash . . . .
Mason
Awrey
Henry
Loughrin. . . .
Hallam
Harrow
May
McKinnon . .
Salter
Temiskaming
Nipissing.
Sudbury
J. A. Hough,
Matheson ,
John Clark,
Englehart .
J. R. McCrea,
New Liskeard
N. J. McAulay.
Haileybury . . .
T.A.Millichamp,
Markstay . . . .
W. L. MacPhie,
North Bay
J. K. Maclennan.
Sudbury
J. P. Marchildon
Sturgeon Falls
T. A. Millichamp
Markstay. . . .
Massey .
806
159
368.50
470.75
790^50
946.25
160.25
950.75
633.50
406
478
557.50
160
80
238.50
321.25
40
164.44
78.75
217
640 . 50
362
325.50
1,590
52.95
164
159.50
1,630.50
1,116
160
120
79
160
801,25
214
80.50
160
464
157.50
320
158.50
318
946
1,258.50
80
627
394
320
390.25
399.25
239.75
947.50
941
318
389
60
138
479.50
319
427.75
80
77.50
644 . 50
399 . 50
642
327
1,154
394.50
640 . 50
240
151.50
160
506 50
316
330 , 50
158.50
955 50
153.17
318
760.50
159.50
258.50
125.13
239.10
319.50
313.50
314 16
164.44
123
363 ' 50
148.14
52.95
159.50
160
177
160
DEPARTMENT OF LANDS AND FORESTS FOR 1931
51
Appendix Xo. 13 — Continued
Township
District
or
County
Agent
S2
(U
tn
6 c
tn
0)
CJ
~.~5
O =
. «
o w
CO
. o
o >-
Z
en
C
a
OS
z
U5
d —
Z
Shakespeare. .
Sudbury
Algoma
u
u.
Thunder Bay. . .
u
«
u
u
u
u
Kenora
Rainy River. . . .
Renfrew
Lennox and
Addington ....
Massey
1
159.50
2
305
u
1
160
Bright
Albert Grigg,
Bruce Mines. .
1
154
1
160.50
u
u
E. H. Barnes,
Sault Ste. Marie
S. H. Wilson
Port Arthur. .
u
u
u
u
u
J. D. G. Smith,
Kenora
J. A. Alexander,
Fort Frances. .
1
123
Kirkwood . .
1
1
2
1
4
147
Patton
159
357
Tarbutt
68.38
Thompson . . .
Aweres
1
165
429
3
1
4
466
66
636.50
Devon
1
13
100
2,068.50
Forbes
1
2
159
214
1
5
1
4
160
736
160
615
Jacques
Lyon
5
1
8
3
7
10
2
2
713.25
88 00
1,115
144.70
959
1,573
168.80
175.40
1
1
138.5
162.50
Sibley
Upsala
5
6
791
945
1
1
2
158.50
138.50
179.5
Jaffray
Farrington . . .
Halkirk
7
1
4
3
2
1,166
165
350
400
204
Admaston. . .
Anglesea
Unattached
4
400 00
12
1,290
tt
1
2
1
3
10
5
1
100.50
u
100
;\rthur . .
Wellington
Nipissing
Renfrew
Frontenac
Lanark
a
31
Badgerow ....
Bagot
u
2
1
240.50
100
2
10
2
1
1
320
865
178
100
180
470.19
987.50
425
Bathurst
u
100
Bedford
Frontenac
Peterborough . . .
Grev
u
u
u
1
200
3
4
1
1
3
1
251
296.25
30
50
248
100
7
1
2
13
580
Blithfield
Renfrew
Renfrew
Bruce
u
100
Bromley
Bruce
u
u
1
2
30
190
120
972
Bruce Lake
Range .....
Garden
Bruce
\'ictoria
Temiskaming . . .
u
u
u
3
2
256.50
36
6
1
1
3
4
4
560.75
18
127
Dalhousie
Lanark
u
u
a
u
a
1
2
2
2
100
144
5.21
121.88
3
7
5
273
506.50
425
300
Dalton
Darling
\'ictoria
Lanark
344
394.81
Sudbury
Derbv
1
2
3
1
1
1
100
Digby
Drury
X'ictoria
Sudbury
Sudbury
Peterborough . . .
Grey
u
8
596.50
279
a
446
u
a
2
164.86
27.36
2
200
200
Egremont . . . .
u
50
52
REPORT OF THE
No. 3
Appendix No. 13 — Continued
Township
District
or
County
Agent
° 3
d o-
. o
— 4)
o c
o w
CO
c
<u
OS
d-2
tr.
d ^
Elzevir
Ennismore . . .
Hastings
Peterborough . . .
Nipissing
Nipissing
Simcoe
LTnattached ....
2
200
9
2
1,324
215
6
500
Falconer
" : : : ;
4
2
649.50
320
Field
1
160
Flos
1
35
Foleyet
Foster
Sudbury
Sudbury
Grey
Hastings
Peterborough . . .
Frontenac
Grey
Renfrew
Hastings
Carleton
Bruce
Lennox and
Addington. . .
Frontenac
Kenora
Bruce
Bruce
Hastings
Lanark
Victoria
Glengarry
Sudbury
Frontenac
Sudbury
Sudbury
Ontario
Carleton
Hastings
Simcoe
Dundas
Lanark
Algoma
Renfrew
Grey
Frontenac
Frontenac
Grey
Lanark
Grey
Ontario
Lanark
Renfrew
Manitoulin
Lennox and
Addington ....
Lanark
Lanark
«
.06
151
148,50
Glenelg
Grimsthorpe.
Harvey
Hinchinbrooke
Holland
5
323.50
13
1
15
4
1
2
978 70
224
u
2
671.10
197.50
9
1,176
100
1,997 50
319.50
79
Horton
«
150
Hungerford. .
Huntley
Huron
"
100
«
1
2
4
6
1
1
3
1
3
5
1
3
100
"
150
Kaladar
„
6
5
795.25
437
785
Kennebec. . . .
Kenora
" : : : :
4
3
236.44
268.42
499 . 54
130.42
Kincardine. . .
56
Kinloss
u
200
Lake
u
100
100
100
80
Lanark
u
300
Laxton
Lcchiel
u
88.50
574
100
Lome
a
u
166
422.50
Loughboro. . .
Louise
2
172
u
" ....
4
2
584.50
283
2
1
1
2
1
261
Maclennan . . .
124 50
Mara
100
Marlborough .
Marmora ....
«
4
500
200
" ; : : :
50
200
50
Matchedash
4
547.50
Matilda
1
4
50
Montague. . . .
Morin
u
100
156.50
400
McNab
1
1
5
9
11
2
2
100
Nornianby. . .
Olden
Oso
Osprey
Pakenham . . .
"
66 67
" : : ; :
76
103
50
6
11
3
674
1,468.50
200
392.25
965.00
650
200
Proton
«
170.50
Rama
«
100
50
Ramsay
Ross
"
«
1
108 9
Rutherford . . .
. «
4
160
403
.Shefifield
.Sherbrooke N.
"
6
463 . 40
5
1
4
585
100
Sherbrooke S.
u ' ■ ■ ■
100
598 . 43
Smyth
Snider
Temiskaming. . .
Sudbury
Victoria
Frontenac
(jrey
Smicoe
160
"
1
5
105.75
Somerville. . . .
Storrington . . .
Sulli\an
Sunnidale.
« ' ' ■ ■
49
436
65
50
200
446.50
u ' ■ ' ■
50
6
600
Sydenham. . . .
Grey
"
3
300
DEPART^^ENT OF LANDS AND FORESTS FOR 1931
53
I
Township
District
or
County
Agent
in
=1
d <=^
en
o
CS
. o
z
i2 £
o =
— D
O E
. CS
o <J
Z
*> _
(J 4J
Z
in
c
9
O 3
Z
in
i/ —
Z
Hastings
Essex
Simcoe
Unattached ....
1
1
2
100
Tilbury W. . . .
Tiny
27
u
2
228
2
9
1
1
400
587
159.50
204
228
Hastings
Sudbury
Wellington
11
u
M iscellaneous
16
57.27
24
657 34
Total
1043
90,832.46
761
89,036.10
437
49.310.35
Number of lots assigned, 473. Number of acres assigned, 51,323.87.
f
54
REPORT OF THE
No. 3
Appendix No. 13 — Continued
Statement showing the number of purchases, acres sold and patents issued in c'ties, towns
and town plots during the year ending October 31st, 1931.
Towns, etc.
District or County
Alexandra
Alma
Bartleman
Capreol
Hearst
Hornepayne
Hudson
Inverhuron
Kapuskasing
Kirkland Lake
Missinaibi
Moonbeam
Nakina
Nemegos
Pembroke
Picton
Riverside
Sandwich East
Savant
Sioux Lookout
Smyth
Southampton
Swast i ka
Timmins
Windsor City
Winnipeg River Crossing
(Minaki)
Terriiskaming. .
Bruce
Cochrane
Sudbury
Cochrane
Algoma
Kenora
Bruce
Cochrane
Temiskaming. .
Cochrane
Cochrane
Thunder Bay. .
Sudbury
Renfrew
Prince Edward.
Essex
Essex
Thunder Bay. .
Kenora
Temiskaming. .
Bruce
Temiskaming . .
Cochrane
Essex
Kenora .
No. of
acres
sold
81
19
60
4
.92
2.40
.66
.17
.92
1.75
.44
'si
.82
.50
24.15
No. of
pur-
chasers
3
1
1
4
1
28
4
1
5
82
No. of
patents
issued
1
2
1
1
1
3
1
2
6
24
72
No. of
acres
patented
.25
9.68
.006
.13
.25
.78
.60
3.86
78.54
2.13
2.60
1.96
.02
30
.5
.453
.32
,66
.25
.11
.20
.08
.904
.60
134.883
Locations by returned soldiers and cancellations for non-performance of settlement duties.
District
Agency
Locations
Cancel
ations
No.
Acres
No.
Acres
Algoma
Sault Ste Marie
1
2
13
7
10
98
178.50
1.027.59
711.75
874 . 50
"3 "
13
13
6
1
1
2
1
.....
2
6
1
1
1
Cochrane
Hearst . . .
375
Cochrane
Cochrane
1,579.25
1,084.25
S79
Cochrane
Matheson
Cochrane
Cochrane
Unattached
160
Kenora
1
6
1
2
1
.?
6
3
160
899.50
167
320 50
151.50
479
943
236.50
160
Nipissing
North Bay
3^0
Nipissing
I Unattached
160
Rainy River
Fort Frances
Sudburv
.Sudbury
Markstay
Port Arthur
Sudbury
159
Thunder Bay
M'> SO
Temiskaming
Englehart
803 50
Temiskaming
Englehart
160 50
Temiskaming
New Liskeard .
80
Temiskaming'
Haileybury
160
56
6,247.34
52
6,093
Number of lots assigned, 7. Number of acres assigned, 1,177.
DEPARTMENT OF LANDS AND FORESTS FOR 1931
:)5
Appendix No. 13 — Continued
MAINLAND SOLD
Lender Summer Resort Regulations
Lot or Parcel
Township
District
or
County
No.
of Acres
I
Pt. NAV. }4, Sec. 35
Pt. S.W. 14, Sec. 12
Pt. of Lot L Con. 1
Lot L Con. 1
North half of Lot 1, Con. 4
Pt. of Lot 13, Con. 5
Pt. of Lot U, Con. 5
Pt. of Lot 14, Con. 11
Pts. of Lots 29 and 30, Con. 2
Pt. of Lot 20, Con. 10
L.K. 379, Granite Lake
L.K. 380, Granite Lake
L.K. 382, Trout Lake
L.K. 385, Trout Lake
L.K. 394, Trout Lake
L.K. 395, Trout Lake
L.K. 383, Trout Lake
L.K. 384, Trout Lake
L.K. 388, Trout Lake
L.K. 389, Trout Lake
L.K. 392, Trout Lake
L.K. 187 (east side), Canyon Lake
North half of L.K. 187, Canvon Lake
South half of L.K. 188, Canyon Lake
Pt. of A. 9, Lake of the Woods
Pt. of A. 9, Lake of the Woods
East Part of P. 552, Lake of the Woods
Pt. of P. 463, Lake of the Woods
Pt. of P. 463, Lake of the Woods
Pt. of D. 11, Lake of the Woods
North Pt. of D. 11, Lake of the Woods
Pt. of Old Location, D. 160, Lake of the Woods
Pt. of K. 23
R.F. D. 3, Little Vermillion Lake
L.K. 208. Cache Lake
T.P. 2712, White Fish Bay
R.F.D. 2. Minitaki Lake
G. 2657, Kakaga Lake
G. 2662, Kakaga Lake
G. 2663, Kakaga Lake
Pt. of Lot 29, Con. 10
Pt. of Lot 4, Con. 8
Pt. of Lot 18, Con. 3
Road Allowance (Lot 25, Con. 2)
Pt. of Lot 21, Con. 8
Parcels A., B. and C
Pt. of Lot 23, Con. 16
Northwest Corner of Lot 11, Con. 17
Pt. of Lot 40, Con. 1
Pt. of Lot 40, Con. 2
Pt. of Lot 12, Con. 17
Xo. 63, Clearwater Lake
No. 67, Clearwater Lake
No. 77, Clearwater Lake
No. 79, Clearwater Lake
No. 80, Clearwater Lake
No. 1 14, Clearwater Lake
Pt. of Lot 29, Con. 2
Pt. of Lot 1, Con. 5
No. 45, Lake Wahnapitae
Pt. of Lot 5. Con. A
Aweres .
Striker.
Algoma .
Cobden
Miller..
Frontenac .
Olden
McClintock.
Lutterworth .
Broderick.
Haliburton
Kenora . . . .
Bastard . .
Morrison .
Medora . .
Sinclair. .
Baxter. . .
Field
Bonfield. .
Nipissing.
Carling. . .
Nipissing.
Watten
Cherriman.
Maclennan
McKinnon.
Leeds. . . .
Muskoka.
Nipissing.
Parry Sound .
Rainv River.
Sudbury.
4.25
5
3.8
2
2
1
1
3.5
5
1.96
4.70
2.37
4.40
2.73
2.40
4.12
3.08
2.91
2
3.
4.
6
4.90
6.34
5.52
5
1.
4.
.03
,75
25
96
4.32
50
50
80
85
70
45
34
3
4
1
3
1
6
1
5
4.80
3.40
3.70
09
5
.20
1.20
1
7.97
5
.25
1.60
2.82
5
.36
26
1
1
1.15
16
60
25
85
22.45
3
5
56
REPORT OF THE
No. 3
Appoidix No. 13 — Continued
MAINLAND SOLD
Under Summer Resort Regulations
Lot or Parcel
Parcel 1, Lot 2, Con. 2
Parcel 2, Lot 2, Con. 2
B.R. No. 1, Sesekinika Lake
P.P. 143, Lower Shebandowan Lake.
P.P. 170, Lower Shebandowan Lake.
P.P. 171, Lower .Shebandowan Lake.
P.P. 172, Lower Shebandowan Lake.
P.P. 179, Lower Shebandowan Lake.
P.P. 180, Lower Shebandowan Lake.
P.P. 225, Lower Shebandowan Lake.
P.P. 230, Lower Shebandowan Lake.
P.P. 231, Lower Shebandowan Lake.
P.P. 627, Shebandowan River
P.P. 9, Trout Lake
P.P. 53, Trout Lake
P.P. 54, Trout Lake
Pt. of Lot 15, Con. 7
North Part of Lot 15, Con. 7
No. 641, Two Island Lake
Township
Bigwood .
Grenfell .
Laurie. .
Gorham .
Ware. . .
Gorham .
Jacques.
District
or
County
No.
of Acres
Sudbury
Timiskaming
Thunder Bay
2.20
1.60
.84
2.24
1.62
1.91
1.83
1.99
2.05
1.69
1.01
1.59
.70
1.17
.79
1 05
.25
5.80
3.60
251.48
DEPARTMENT OF LANDS AND FORESTS FOR 1931
57
Appendix No. 13 — Continued
ISLANDS SOLD
Under Summer Resort Regulations
Part or Parcel
Lot 27, Pine Island
O. Pivabiska Lake
Keith, Eagle Lake
Pt. A. Sharbot Lake
Pt. 31. Devils Lake
No. 28. " "
G. 2015, Lake of the Woods
G. 1975 " '•
G. 2018 " "
South Pt. G. 2035. Lake of the Woods. .
N.T. 85, Otter Lake
Pt. No. 4, Mud Lake
Butterfield, Otter Lake
No. 78, Lake Newboro
T.P. 3794. N. Channel. Lake Huron. . . .
T.P. 3795 " "
J.D. 1462. " "
T.P. 20, Pel. 8, McGregor Bay
T.P. 1503. Lot 7
T.P. 903
T.P. 2434, Pel. 2, Whitefish Bay
T.P. 2533, Whitefish Bav
T.P. 2667. \Vhitef\sh Bav
T.P. 34. Killarney Bay.
Pel. 5, No. 36, Severn River
Pt. 10, Lake Nipissing
Pt. Rama. Lake Sinicoe
"Q." Clearwater Lake
A. 49. Pel. 3, Rainy Lake
N. }/2 T.P. 3799, Great Mountain Lake.
S. y2 T.P. 3799, " " " .
T.P. 3190, Panache Lake
G.R. 47, \\ ahnapitae Lake
S. Pt. W.D. 2586 "
T.P. 3228, Panache Lake
P.P. 3214 '•
T.P. 3261 "
S. Larder Lake
Pt. 37-C Georgian Bay
N. pt. 97-C
Pel. 3, Huckleberry
B-269
B-220
S. pt. B-342
B-692
Pt. McLaren.
B. 426
B. 985
Pt. E. 3. .
E. 27
No. 70-A.
Island near Key Inlet "
N. J^ K.G. 9165 "
S. H K.G. 9165 '•
No. 3 McQuaby's Lake .
Florence (Isle F.). . . . Restoul Lake. . . .
Laird and Tarbutt
Hanlan
Hinchinbrooke . . .
Olden
Bedford
South Crosby.
South Elnisley .
South Crosbv.
Township
Baxter
Front of Loudon
Rama
Rathbun .
McFadden
Front of McDoug
all and Carling.
Front of Carling. ,
McDougall
Front of Conger.
Front of Conger.
Front of Conger.
Front of Conger
& Cowper
Front of Cowper .
Front of Cowper .
Front of Shawan
District
or
County
aga
Front of Shawan-
Algoma . . .
Cochrane.
Frontenac.
Kenora.
Leeds
Manitoulin .
Muskoka. . . .
Nipissing. . . .
Ontario
Rainy River.
Sudbury
Temiskaming .
Parry Sound .
aga
Front of Shawan-
aga
Front of Shawan-
aga
Nipissing.
Patterson
No.
of Acres
3.40
28.00
.13
5
1.
.1
1
2.8
.64
4.2
3.50
.02
3.20
2.30
.98
21
3.70
10
7.20
4.40
.5
.5
5
5.50
2
2 30
.9
4.8
5.55
5.55
2
36
258.74
58
REPORT OF THE
No. 3
Appendix No. 13 — Continued
MAINLAND PATENTED
Under Summer Resort Regulations
Lot or Parcel
Township
District
or
County
No.
of Acres
No. 2, Garber Sub., Pt. Sec. 11
Aweres
Algoma
16
Pt. S.W. 14,, Sec. 12
5
Pt. N.W. 34, Sec. 35
u
u
5
Pt. 1, Con. 1
Striker
11
3 8
Pt. 1, Con. 1
u
2
Pt. 14, Con. 5
Pt. 13, Con. 5
Miller
Frontenac
Haliburton
Hastings
Kenora
1
1
Pt. 20, Con. 10
Lot 23, Con. 5
L.K. 352, Cache Lake
Lutterworth
Herschel
1.96
2
6 60
L.K. 208, Cache Lake
6 45
L.K. 355, Granite Lake
u
4 95
L.K. 367, Granite Lake
u
4 42
L.K. 366, Granite Lake
u
4 68
L.K. 372, Granite Lake
u
3 30
L.K. 379, Granite Lake
u
4 70
L.K. 282, Granite Lake
u
4 30
L.K. 353, Granite Lake
u
4 50
L.K. 187, Canyon Lake
u
6
Pt. S.E. Pt. Mg. Location A9, Lake of the Woods
Pt. D-11, Lake of the Woods
«
3.78
u
4.50
Pt. 463 P, Lake of the Woods
u
1.20
West Pt. D-11, Lake of the Woods
u
3 50
Pt. 463 P, Lake of the Woods
u
4 96
L.K. 337, Lake of the Woods
u
2 83
L.K. 320, Lake of the Woods
u
4 47
Pt. D-12, Lake of the Woods
u
2 40
L.K. 369, Macara Lake
«
4.7
L.K. 389, Between East and Wild Lakes
«
3 03
N.T. 84, Otter Lake
"
3
L.K. 384, Trout Lake
a
2.91
Pt. 11, Con. 6
Pts. 17 and 18, Con. 4
Pt. 17, Con. 4
Sheffield
Ashby
Lennox and
Addington
Muskoka
a
Nipissing
a
Northumberland .
Parry Sound
Peterborough ....
Rainy River
u
u
Sudbury
.4
5
4 1
Lot 19, Sub. Lots 28 and 29, Con. 8
Wood
47
Pt. 18, Con. E
Pt. Road Allowance, Lot 25, Con. 2
Medora
Sinclair ....
1
1 2
Pt. 22, Con. 16
Pt. 9, Con. A
Bonfield
Olrig
5.92
5
Pt. 9, Con. A
•7
Pt. 9, Con. A
"
7
Pts. 12, Cons. 1 and 2
Field
7.97
Pt. 17, Con. 10
N.W. Pt. 11, Con. 17
Pt. 15, Con. 3
Seymour
Nipissing
Bethune
9.5
.25
9
Pt. 32, Con. 4
Harvey
17.1
No. 112, Clearwater Lake
1.05
No. R.B. 14, Mink Lake
.84
No. 64, Clearwater Lake
Fleming
1.56
No. 34, Clearwater Lake
3
No. 77, Clearwater Lake
u
1.15
Pt. 29, Con. 2, North Range
Pt. 5, Con. 3
Watten
4.85
liigwood
Scadding
Dowling
McKinnon
2 40
Pt. 11, Con. 4
3
Pt. 10, Con. 4
K
4.8
Pt. 5, Con. A
"
4.2
Pt. 5, Con. A
.'
4.2
Pt. 5, Con. A
11
5
Pts. 5 and 6, Con. A
11
4.50
DEPARTMENT OF LANDS AND FORESTS FOR 1931
59
Appendix No. 13 — Continued
MAINLAND PATENTED
Under Summer Resort Regulations
Part or Parcel
Township
District
or
County
No.
of Acres
Pt. 6, Con. A
Pt. 6, Con. A
No. 44, Wahnapitae Lake
No. 40, Wahnapitae Lake
Part 1, Con. 5. .
Pt. 15, Con. 7
P.P. 632, Two Island Lake
P.P. 635, Two Island Lake
Two Island Lake
Two I-sland Lake
Two Island Lake
Two Island Lake
P.P. 644, Two Island Lake
P.P. 627, Shebandowan River
P.P. 171, Lower Shebandowan Lake.
P.P. 172, Lower Shebandowan Lake.
P.P. 228, Lower Shebandowan Lake.
P.P. 231, Lower Shebandowan Lake.
P.P. 267, Lower Shebandowan Lake.
No. 44, Trout Lake
No. 45, Trout Lake
McKinnon.
Maclennan .
Cherriman.
Gorhani. . .
Jacques. . .
Sudbi
Thunder Bay.
P.P. 637,
P.P. 638,
P.P. 641,
P.P. 642,
Laurie.
Ware .
4.50
4.67
3
2.75
22.45
5
3.5
3.6
4.7
0. 1
3.6
5.5
4.8
.70
1.91
1.83
2.55
1.59
1.64
1
1.19
313.14
Appendix No. 13 — Continued
ISLANDS PATENTED
Under Summer Resort Regulations
Part or Parcel
Township
District
or
County
No.
of Acres
Lot 26, St. Mary's River
"H," Remi Lake
"O," Pivabiska Lake
Keith, Eagle Lake
Pt. Lot 31, Devil's Lake
"X" (Garden), Trout Lake
L.K. 318 (Corkscrew), Lake of the Woods
G. 2009, Lake of the Woods
G. 2011, Lake of the Woods
G. 1883, Lake of the Woods
G. 2016, Lake of the Woods
G. 2032, Lake of the Woods
G. 2361, Lake of the Woods
L.K. 365, Lake of the Woods
L.K. 349, Winnipeg River
No. 4, Mud Lake
T.P. 196, Parcel 10, George, Lake Huron
Parcel 24, George, Lake Huron
Parcel 3, T.P. 2831, Lake Huron
Parcel 8, T.P. 1503, Lake Huron
B. 68, Moon River
"H," Lake Nipissing
Lot No. 1, Rama Island Sub., Lake Couchiching.
Belle, Loon Lake
Laird and Tarbutt
Fauquier
Hanlan
Hinchinbrooke. . .
Bedford
Palmerston
Jaffray
South Crosby
Freeman .
Loudon .
Rama. . .
Chandos.
Algoma
Cochrane. . . .
Frontenac. . .
«
Kenora
u
Leeds
Manitoulin . .
u
Muskoka. . . .
Nipissing. . . .
Ontario
Peterborough
1.7
5.2
28
.11
1
1.5
2.63
6
3.1
2.5
5
5.35
4.2
9.7
3.2
5.4
4.7
3.3
12.8
.36
1.06
60
REPORT OF THE
No. S
Appendix No. 13 — Continued
ISLANDS PATENTED
Under Summer Resort Regulations
Part or Parcel
Township
District
or
County
No.
of Acres
Pt. Lot 37 C, Georgian Bay
Pt. Island northeast of K.G. 9229, Georgian Bay
K.G. 8607, French River, Georgian Bay
Pt. Parcel 3, Huckleberry (15 C), Georgian Bay. .
D. 351, Georgian Bay
Pt. B. 704 (McLaren), Georgian Bay
E. 18, Georgian Bay
B. 985, Georgian Bay
F. (Florence), Restoul Lake
West Pt. "B," Cariboo Lake
Mickiebish, Deer Lake
T.P. 3464, French River
"P," Clearwater Lake
No. 131, Severn River
T.P. 3151, Lake Panache
T.P. 3236, Lake Panache
T.P. 3227, Lake Panache
South half, T.P. 3799, Great Mountain Lake
North half, T.P. 3799, Great Mountain Lake. . . .
L.N. 34, French River
T.P. 3190, Lake Panache
G.R. 51, Lake Wahnapitae
opp. Carling.
opp. McDougall.
opp. Cowper. . . .
opp. Shawanaga .
opp. Shawanaga.
Patterson
McConkey
Lount
Matchedash
Township 82.
Township 82.
Township 91 .
Rathbun . . . .
Parry Sound .
Rainy Rixer .
Simcoe
Sudbury. . . .
2 50
4.8
1.7
3.27
4 4
2
3.8
5.5
36
23
50
5
70
50
50
50
20
.6
212.51
DEPARTMENT OF LANDS AND FORESTS FOR 1931 61
Appendix Xo. 14
PATENTS OFFICE (Lands Branch)
Statement of Patents, etc., Issued from November 1st, 1930 to October 31st, 1931
Public Lands Patents 683
Free Grant Lands Patents 205
Pine Patents ^^
Transfers (Crown Lots) 30
931
Mining Lands Patents 262
Mining Rights Patents -i
Mining Leases 120
^ 386
Crown Leases 19^
Rondeau Park Leases 25
Algonquin Park Leases /
Bruce Beach Leases 8
Bruce Beach Renewals 6
Jordan Harbour Leases 1
Water Power Leases 4
70
Licenses of Occupation (Mines) 24
Licenses of Occupation (Lands) 104
Licenses of Occupation, Temagami Lake 15
Licenses of Occupation, Rondeau Park 2
Licenses of Occupation, Algonquin Park 3
148
Total 1.535
Appendix Xo. 15
RECORDS BRANCH, 1930-31
Conmiunications received:
From Crown Land Agents 7,965
From Crown Timber Agents 4,262
From Mining Recorders 3,056
From Homestead Inspectors ^'^1^
From Superintendent. Algonquin Park 872
From Superintendent. Quetico Park 190
From Superintendent. Rondeau Park 412
Orders-in-Council 142
Telegrams 351
All other sources 30,074
Total incoming (Minister's Office and Land Tax Branch not included) 49,700
Communications sent out:
To Crown Land and Timber Agents, Inspectors and Park Superintendents 19,000
To General Public 23,800
Re Statistics 2,381
Re Mill Licenses 1-850
Re Maps and Blueprints 8,500
Summer Home Booklets 5,000
Total outgoing (Minister's Office and Land Tax Branch not included) 60,531
Files:
New files issued — General ^~n
New files issued — Accounts Chargeable ^'^
New files issued — Accounts Free 363
REPORT
OF THE
MINISTER OF LANDS AND FORESTS
ONTARIO
1931
PART 1 1 — SURVEYS BRANCH
63
64 REPORT OF THE No. 3
Appendix No. 16
REPORT OF SURVEYOR-CxENERAL
The following surveys were carried out under instructions from this Depart-
ment during the past year: —
Provincial Boundaries
The Ontario-Quebec boundary north from Lake Timiskaming was continued
from the 208th mile to the shore of James Bay and this boundary between the
129th mile south to the Canadian National Railway, north of Lake Abitibi,
was retraced and re-monumented where necessary, under the instructions of
the Commissioners by Ontario Land Surveyor Shirley King and Quebec Land
Surveyor J. M. Roy.
The line work on the Ontario-Manitoba boundary was not continued during
the past year, but steps were taken to provide for this future work by establishing
the northerly point of the line on Hudson's Bay and the taking of aerial
photographs over the projected line to determine the nature of the country and
the waterways crossing the line, to enable the work on the ground to be carried
out more expeditiously, when continued.
Base Lines
The 7th base line was continued east, in the District of Cochrane, from
Niven's meridian line of 1898, to the Ontario-Quebec boundary, by Ontario
Land Surveyors Beatty & Beatty of Pembroke.
This base line is now completed across the entire northerly part of the
Province, the total distance being 690 miles, 24 chains and 94 links. This line
is run on chords of latitude through the Districts of Kenora and Thunder Bay at
north 50 degrees, 24 minutes and through the District of Cochrane at north
50 degrees, 29 minutes. This line will ser\e as a correction and base for all
further surveys to the north.
Base and Meridian Lines
In the territory northeast of Sturgeon Lake, in the District of Thunder
Bay, these were run by Ontario Land Surveyors Phillips & Benner of Port
Arthur.
Base and Meridian Lines in the District of C\)chrane north and west of
Moose River, were established on the ground by E. L. Moore, Ontario Land
Surveyor, of North Bay, the Base Line being approximately at latitude north
51 degrees.
TowNSHii' Outlines
Nine-Mile Township Outlines, all in the District of Cochrane and in the
Moose River area comprising the boundaries of the Townships of C.entles,
McCuaig, MulhoUand, Pickett, C.ardiner, Morrow, Canfield and Carroll by
Ontario Land Surveyor H. W. Sutcliffe of New Liskeard.
Nine-Mile Township Outlines in the Moose River territorx-, in the District
of Cochrane, comprising the boundaries of the Townships of Sutcliffe. Stapells,
Dyer, DePencier, ILiight, Brain and Hessborough, b>' Ontario Land Surveyors
Speight & vanNostrand of Toronto.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 65
Nine-Mile Township Outlines in the Little Abitibi River territory, in the
District of Cochrane, comprising the boundaries of the Townships of Hobson,
Ophir, Carss, Valentine, Heath and Lewers, by Ontario Land Surveyor J. T.
Ransom of Toronto.
Re-Survevs
Retracing of part of the boundaries of the Townships of McClintock,
Finlayson, Lawrence and Nightingale, in the District of Nipissing by Ontario
Land Surveyor J. T. Coltham of Parry Sound, Ont.
Continuing of the retracement of Niven's Meridian Line of 1898, in the
District of Cochrane, by Ontario Land Surveyor E. L. Moore of North Bay.
Lake and River Traverses
Continuing of the traverses of islands and shore lines of the north part of
Lake Superior, in the District of Thunder Bay, by Ontario Land Surveyor
James S. Dobie of Thessalon.
Traverse of Onion Lake, Spruce River and Black Sturgeon Lake, in the
District of Thunder Bay, by Ontario Land Surveyor R. S. Kirkup of Fort
William, Ont.
Road Surveys
Survey of constructed roads in the Townships of Firstbrook, Henwood,
Cain, Barber, Beauchamp, Bryce, Tudhope, Truax, Robillard, Ingram and
Pense, in the District of Timiskaming; the Townships of Best, Strathy, Strath-
cona, Riddell, Askin, Flett, Gooderham, LaSalle, Osborne, Stewart and Merrick,
in the District of Nipissing, by Ontario Land Surveyor C. E. Bush of Toronto.
Surveys of constructed roads in the Townships of Scollard, Falconer,
Cherriman, Haddo, Loudon, Phelps, Commanda, Beaucage and Pedley, in the
Districts of Sudbury and Nipissing by Ontario Land Surveyor E. L. Cavana
of Orillia.
Ground Control Surveys for Mapping Purposes
Traversing of roads and water routes in part of the Algonquin Park, District
of Nipissing and County of Haliburton by Ontario Land Surveyor J. T. Coltham
of Parry Sound.
Traversing of certain roads and making of ties between surveyed points in
the territory north and west of Fort William by Ontario Land Surveyor R. S.
Kirkup of Fort William.
Miscellaneous Surveys
Surveys of Crown lands in Mitchell Bay, Lake St. Clair, by Ontario Land
Surveyor R. W. Code of W'indsor.
Survey of mining claims reserved from the Algoma Central Railway Com-
pany's land grant, in the District of Algoma, by Ontario Land Surveyor C. R.
Kenny of Sault Ste. Marie.
Traversing part of the shores of Trout Lake, in the Township of Aweres,
and Fairbank Lake, in the Township of Fairbank, by Ontario Land Surveyor
C. R. Kenny of Sault Ste. Marie.
Inspection of surveys by Ontario Land Surveyor E. Stewart of Collingwood.
Municipal Surveys
Municipal surveys performed under instructions and authority of the
Lieutenant-Governor in Council, were completed and confirmed as follows:
66 REPORT OF THE No. 3
1. Establishing the street Hnes in part of the City of London, in the County
of Middlesex.
2. The limits of parcels of land fronting on Kempenfeldt Bay, Broken Lot
28, Concession 14, Township of Innisfil, County of Simcoe.
3. The limits of certain streets in the Village of Fort Erie, County of
Wei land.
4. Part of the original road allowance between Concessions 7 and 8, Town-
ship of Lochiel, County of Glengarry.
5. Part of the original road allowance between Concessions 9 and 10,
Township of Pelham, County of Welland.
6. Part of the original road allowance between Lots 20 and 21, Township
of Saltfleet, County of Wentworth.
7. The limits of certain blocks in the Town of Simcoe, County of Norfolk.
Maps
The following maps have been published during the year:
Revised edition of Rainy River and Kenora (24-A) ;
New Revised Map, Easterly Portion of the District of Cochrane (25-A) ;
Revised Map of Islands in Georgian Bay (11-B);
Revised edition, Huron and Ottawa Map (19-A);
Reprints were also made of other lithographed maps as the stock was
depleted.
Extracts from the reports of the several surveyors employed will be found
in Appendices 21 to 35.
DEPARTMENT OF LANDS AND FORESTS FOR 1931
67
Appendix No. 17
Statement of Crown Surveys in progress during the twelve months ending October 31st, 1931
No.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
Date of
Instructions
Name of Surveyor
Description of Surveys
Amount
Paid
S
6,430
8,085
c.
00
00
2,500 00
1,800 00
2,200 00
6,075 00
7,200 00
7,290 00
6,600 00
4.363
7,491
20
25
3,657
22
6,900
00
6,500 00
2,500 00
79,591
67
xMar. 26,
Mar. 26,
Apr. 10,
Apr. 10,
Apr. 13,
Apr. 15,
Apr. 15,
Apr. 15,
Apr. 15,
1931
1931
1931
1931
1931
1931
1931
1931
1931
Apr. 15, 1931
Apr. 15,
Apr. 20,
Apr. 28,
May 4,
1931
1931
1931
1931
June 11, 1931
Beatty & Beatty
C. E. Bush
C. R. Kenny
R. \V. Code
E. L. Cavana
Speight & V'an Xostrand
Phillips & Benner
H. \V. Sutcliflfe
E. L. Moore
R. S. Kirkup
J. T. Ransom
J. T. Coltham
Shirlpy King
J. S. Dobie
Elihu Stewart
Seventh Base Line, District of Cochrane
Certain roads in District of Temiskamjng
Certain Mining Claims in District of
Algoma
Coast Line of Township of East Dover,
Lake St. Clair, County of Kent
Certain roads in Districts of Nipissing
and Sudbury
Townshij) Outlines, District of Cochrane
Township Outlines, District of Thunder
Bay
Township Outlines, District of Cochrane
Ba^e and Meridian Lines, District of
Cochrane
Control Traverse, District of Thunder
Bay..
Township Outlines, District of Cochrane
Certain Traverse Surveys, District of
Nipissing
Boundary between Provinces of Ontario
and Quebec
Traverse Island and Shores in northerly
part of Lake Superior, Thunder Bay
District
Inspection of Surveys, 193 1
68
REPORT OF THE
No. 3
A ppendix No. 18
Statement of Crown Surveys completed and closed during twelv^e months ending October 3 1st, 193 1
No.
Date of
Instructions
Name of Survej'or
Description of .Surveys
Amount
Paid
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
Aug. 5, 1929
Jan. 30, 1930
Mar. 4,
Mar. 10,
Mar. 11,
Apr. 9,
Apr. 10,
Apr. 10,
Apr. 17,
Apr. 28,
1930
1930
1930
1930
1930
1930
1930
1930
Apr. 30, 1930
May 9, 1930
May 9,
May 12,
May 13,
1930
1930
1930
May 26, 1930
May 30,
June 7,
1930
1930
June 11, 1930
June 23,
Dec. 5,
Feb. 13,
Dec. 11,
1930
1930
1931
1931
T. J. Patten
J. \V. Pierce
H. W. Sutcliffe
G. P. Angus
Speight & \'an Nostrand
Phillips & Beimer
E. L. Moore
Beatty & Beatty
J. Lanning
J. T. Coltham
R. \V. Code
R. S. Kirkup
\V. F. B. Rubidge
C. E. Bush
J. S. Dobie
Shirley King
Elihu Stewart
C. R. Kenny
John Butterfield
E. M. McQuarrie
R. S. Kirkup
C. R. Kenny
C. R. Kenny
Summer Resort Locations on shore of
Island and Patten Lakes, McMahon
and Aberdeen Townships, District of
Algoma
Survey Boundary between Provinces of
Ontario and Manitoba
Township Outlines, District of Cochrane
Survey of Township Outlines, District of
Cochrane
Certain Outlines, District of Cochrane. .
Township Outlines, District of Kenora. .
Retrace O.L.S. Niven's Meridian Line in
District of Cochrane, 1898
Base and Meridian Lines, District of
Cochrane
Traverse, Little Abitibi River, District of
Cochrane
Control Survey in Districts of Parry
Sound, Nipissing, Counties of Hali
burton and Renfrew
Township Outlines and Traverse, west
shore of Lake Temiskaming and Ottawa
River, District of Nipissing
Townships of Joynt, Langworthy and
District of Thunder Bay
Control Survey, District of Thunder Bay
Survey certain roads in District of Algoma
Traverse Shore and Islands north part of
Lake Superior, District of Thunder
Bay
Boundary between Provinces of Ontario
and Quebec
Survey of Roads, District of Sudbury.
Certain Mining Claims, Township 29,
Ranges 22, and 23, District of Algoma
Inspection of Mining Claims in District
of Kenora
Control Survey, District of Thunder Bay
Making a tracing of islands, Minnitaki
Lake, District of Kenora
Traverse -Shores of Fairbank Lake, Town-
ship of Fairbank, District of Sudbury
Traverse Shores of Trout Lake in Town-
ship of Aweres, District of Algoma. . . .
1,998 16
4,138 91
2,332 50
1,697 50
2,244 24
2,070 69
2,087 85
4,185 30
1,458 91
2.446 73
1,216 59
1,782 50
77 40
4,179 58
3,598 98
2.447 46
2,301 68
1,731 35
1.115 94
3,142 76
10 00
338 11
.305 19
46,908 a
DEPARTMENT OF LANDS AND FORESTS FOR 1931
69
Appendix No. 19
Statement of Municipal Surveys for which instructions issued during the
twelve months ending October 31st, 1931
No.
Surveyor
No.
Date of
Instructions
Description of Surveys
1
2
R. Blake Erwin
F. W. Farncomb
755
782
Jan. 23, 1931
Mar. 14, 1931
Define the limits of the southerly boundaries of
Blocks 32 and ii and the northerly boundary
of Block 50 as shown on Registered Plan No.
20-B, in the Town of Simcoe in the County of
Norfolk.
Define the limits of streets in that part of the
City of London bounded on the east by the
north branch of the River Thames on the
south by River Thames and on the west by
present city limits in the County of Middlesex
Appendix No. 20
Statement of Municipal Surveys confirmed during the twelve months ending
October, 31, 1931
No.
Surveyor
No.
Date of
Instructions
Description of Surveys
Date of
Confirmation
F.W. Farncomb
J. M. Watson.
M. T. Gray.
N.B.MacRostie
F.N.Rutherford
Speight •& van-
Nostrand. .
R. Blake Erwin
759
764
771
776
780
781
755
Nov. 1, 1927
Oct. 19, 1928
April 22, 1929
Mar. 29, 1930
Sept. 2, 1930
Sept. 26, 1930
Jan. 23, 1931
Part of the City of London in the
County of Middlese,x, bounded on
north by Huron Street, on east by
Adelaide Street, on south by Central
Avenue, on west by Talbot Street. .
Establish the limits of several parcels
of land fronting on Kempenfeldt
Bay, and comprising Broken Lot 28,
Con. 14, Township of Innisfil in
County of Simcoe
Establish the boundaries of certain
streets in the Village of Fort Erie,
County of Welland
That part of the original road allowance
between concessions 7 and 8, across
lots 14, 15 and 16, in the Township
of Lochiel, Glengarry' County
Limits of the original road allowance
between concession 9 and 10, across
lots 14 and 15, in Township Pelham,
in the County of Welland
The road allowance between lots 20 and
21 from the shore Lake Ontario to
the second concession in the Town-
ship of Saltfleet, County of Went-
worth
Define the limits of the southerly
boundaries of Blocks 32 and 2>i and
the northerly boundary of Block 50
as shewn on registered plan 2 OB, in
the Town of Simcoe, County of Nor-
folk
Oct. 27, 1931
Feb. 17, 1931
May 4, 1931
June 9, 1931
June 24, 1931
Sept. 19, 1931
June 9, 1931
70 REPORT OF THE No. 3
Appendix No. 21
Extract from Report of Survey of the Interprovincial Boundary, Mile 140 and
Mile 208, also retracement between Mile 140 and Mile 129, by Shirley
King, O.L.S., 1930.
Upon receipt of instructions to proceed with the establishment of that
portion of the Ontario-Quebec boundary north from Mile 140 to James Bay,
your surveyors made arrangements to meet in Ottawa. On May 30th and 31st
we met and made our plans for organization. The party was duly organized
and collected at La Sarre, a town on the Canadian National Railways in Quebec,
just east of the boundary. We left there for the line on June 20th and arrived
back on October 2nd, having in the meantime completed 68 miles of new line,
to Mile 208, and having retraced 11 miles from Mile 140 to Mile 129 on our
way home.
Following your instructions, the party was recruited wholly from one
province, thereby the better assuring accord, as this was a dual control party.
It was arranged that Mr. Roy should engage all the men and his assistants
from Quebec and that Mr. King should take his assistants from Ontario. This
plan worked admirably. Every one of the party rendered excellent service.
Particular mention is made of Mr. A. Dumas, Q.L.S., assistant, who while
mainly in charge of opening and production of line yet did particularly fine
work in every part of the job as occasion demanded. It was mutually agreed
between us that Mr. Roy should look after transport and supplies and that
Mr. King should be in charge of production of the line. The transport proved
particularly heavy work, taking more men from our party than had been antici-
pated. The great distance from our base of supplies, very low water and bad
waterways, all combined to hold up the mileage. The line work was fairly
routine compared to other lines except that refraction was perhaps a little more
pronounced than usual. As much outfit as possible and all provisions were
purchased in Ontario to offset the fact of all men being hired in Quebec.
The Route
From LaSarre we portaged with teams and trucks about 14 miles to the
Turgeon River where we embarked in our canoes. A Johnson motor and five
canoes comprised our outfit at the beginning. The Turgeon was splendid water
for going down at this time for about 50 miles to the mouth of a little river,
the Turcotte. We went up this river in good water till we crossed Speight's
base line run in 1900 and which was almost completely obliterated in places.
This crossing was about one mile west of Mile 140 on the boundary, the point
at which we were to commence.
The Turgeon was used for about 18 miles farther to the Garneau River,
up which one trip was made with supplies to the line. This is a very shallow
crooked creek or small river with numerous shallow stoney rapids and logfalls
and is extremely bad for canoes. For farther distance of 16 miles to the mouth
of the Detour River, the Turgeon was used. The Detour was fairly good as
far as travelled on, about 6 or 7 miles west of the boundar}-. The route followed
up a creek which came from the northwest and entered the Detour at a point
about 1 mile east of the boundary. Ascending this creek for about 5 miles the
boundary is crossed and thence the route lay wholly in Ontario. Small crooked
shallow creeks, shallow weedy lakes and a muskeg height of land made transport
heavy and slow. The route then led by shallow lakes and creeks to a small
DEPARTMENT OF LANDS AND FORESTS FOR 1931 71
river flowing to James Bay. It soon developed into a shallow rough river with
water so low as to make transport next to impossible. No other way being
possible however, the canoes had to be used and they were all but destroyed
in this part of the job. Man packing was resorted to wherever possible but we
were such a long way from our base of supplies and the route was so bad for
such a large part of it that the canoes had to be used even though they were
being cut to pieces. Of six canoes at the end of the job all but one of these had
to be abandoned as useless to us when we stepped out of them at our last landing
on our way home.
In summer the Turgeon fell very low and long flat rapids soon showed
themselves. These were so shallow and rough with stones that only a very
small load could be carried even with the current. Poling was resorted to as
the only efficient means of navigating these rapids. Fortunately the men engaged
were thoroughly skilled in this rather expert and very hard work.
While possible to go through to James Bay by this route, it is not a good
one. Apparently it has never been used except by hunters and trappers in
gaining access to their hunting grounds.
The Line
The line was everywhere opened to a skyline width, nowhere less than
six feet and often much wider in thick overhanging timber. The opening up
and production of the line was done by A. Dumas, Q.L.S., using a K. & E.
transit reading to minutes. Observations for azimuth were taken by him wherever
possible and very frequently by him during the day's work along the line. The
line was further controlled with a Cooke transit reading to 20". Wherever
possible long stretches of line were checked by the Cooke before moving it
ahead — sights of a mile or more being obtained this way. Observations were
taken with it under the best conditions possible mostly at the close of the day's
work or in the evening. No long stretch of line but was observed on and corrected
if necessary to keep it well within a few seconds in azimuth of true north. Enough
observations on Polaris, for azimuth, were taken during the season to give an
average of 13/^ per mile. Refraction was found particularly bad, owing no doubt
to the fact of the low relief of the country run through. This brought the line
of sight close to the ground where the heat rays are the greatest. One method
of overcoming this was found by using very long black pickets, very carefully
aligned. Some of these were 2)S feet high, unblazed, and were easily seen when
the ordinary picket was entirely obliterated.
The chaining was in charge of Assistant F. H. Preston. The line was chained
forv\-ard with a 400-link tape and check chained the opposite way with a 300-
foot tape. Corrections were made for pull and sag, grade and temperature.
The two chainages were made with same accuracy and care and the mean of
the two measurem.ents taken for the position of the monuments. One link per
half mile was the maximum error allowed. If necessary a recheck was made.
The tapes were sent to Ottawa at the close of the survey for testing. The results
are submitted in a separate statement.
Observations for magnetic declination were taken at frequent intervals
with both transits. The declination in this district is from 14 to 12 degrees
west of north, decreasing as the latitude increases. These were the first ever
received at Ottawa from this district.
Monuments were made at every mile.
Every mile was marked by a wooden post, 6" square if obtainable and long
enough when planted to stand firmly in the ground and still show from 3 to 4
72 REPORT OF THE No. 3
feet above the ground. The wooden post Avas carved with the letters que on
the east side, ont on the west side and the number of the mile on the south
side, the number in Arabic numerals.
Ever\^ third mile starting at and including Mile 140 was marked by a
standard iron post with special wording on the bronze cap to indicate that it
marked the Ontario-Quebec boundary. At these miles the iron post was planted
at the exact position of the mile and the wooden post exactly one foot north
of it. At the other miles the wooden post was put at the exact mile.
Short rock posts were planted at salient points of rock in place. No mile
post fell at such a point. Such points between the miles were numbered with
the mile to the south and lettered alphabetically from A till the next mile. A
stone mound was made beside each post.
Two pits and two mounds were made at every mile and witness post.
These were due north and south of the post and therefore lay directly on the
boundary.
An aluminum plate stamped with special wording to show that it marked
the boundary line was nailed to a live tree at every mile as nearly opposite as
possible to the true corner. This plate was also put on a suitable tree at shores
of all lakes, rivers and large creeks crossed by the line and chainage noted.
The Country
The country through which the line passed is generally fiat or slightly
undulating and for the most part covered with some kind of bush. Areas of
muskeg varying from a few chains to three or four miles across lie interspersed
in this bush but of far less total area than the bush. This muskeg varies all
the way from fairly dry to \'ery wet but in only one or two places of small area
was any floating muskeg encountered. The wet muskeg makes very difficult
walking, not so much on account of the depth to which one sinks in it but to
the fact of the strong suction on one's feet. A great deal of the muskeg has
dwarf spruce and tamarac growing on it. The rings of some specimens of these
dwarf trees were counted and were as follows: Spruce, 13^" diam., 56 rings;
spruce, ^" diam., 50 rings; dwarf tamarac, 1" di^m., 150 rings.
Vegetation and Soil
Moss forms the general surface covering of the country with the shrub
Labrador Tea in the bush and scrub forming a very thick low undergrowth.
In the muskeg the moss extends down to at least 3 feet in places. In some -places
after a few inches down, the moss is found turning to a black muck and in others
the brown mossy characteristics continue down considerably farther. In the
bush the moss is of a more open and looser texture for a depth of from 6" to
18" and generally lies on a firm soil of black loam, sand, clay or gnmbu This
exceedingly tough gumbo underlies a large area of the country.
The top 4 to 6 inches of this mantle of moss becomes in summer time a
veritable hotbed particularly in the bush area. .Small shrubs and flowers requiring
only shallow roots grow in profusion in this moss in the bush areas. Many
kinds of small fruits were found and though not in any quantity yet they were
well formed and of good quality. These were strawberries, raspberries, saska-
toons, red and black currants, gooseberries, high bush cranberries, dew berries
and partridge berries. Blueberries were a splendid crop on the rocky ridges at
Mile 207. The shrub Labrador Tea is an interesting plant although not peculiar
to this area. The family has a very large distribution through its many species
DEPARTMENT OF LANDS AND FORESTS FOR 1931 73
over a great part of eastern and northern America. It is a wiry branching shrub
from 15 to 36 inches high and grows in profusion. It has evergreen waxy leaves
and a bright magenta flower and is of course extremely hardy. Its slight narcotic
content in the leaves is said to have caused it to be used by the early Americans
especially during the War of Independence in the making of a drink like tea
from which it got its name. The extent and profusion with which it grows leads
one to believe that surely some use could be found for it.
This layer of moss on the top of the soil also acts as an insulator. A few
inches down, the moss itself or the soil underlying is very cold. Frost was found
only 15 inches down as late as mid September. Much of the country is wet
owing to drainage being retarded by the impervious gum.bo soil and the blanket
of moss acting as a sponge. Conscciuently timber growth is retarded or stunted
owing to the cold, wet or frozen soil. Areas where it is high and well drained
do carry fair stands of timber or of second growth bush. There is no doubt
that were the country properly drained and the layer of m.oss removed, it would
in many places support a splendid vegetation. The growing season is sufficiently
long. Last frost in early summer was July 3rd and first in fall was on September
(Mh.
Timber of merchantable proportions was cut through in the following
places. ■ Mile 149+40 to Mile 150 was very heavy bush with spruce up to the
12" and some birch and popular spruce predominating. From Mile 152+40
to 156 + 60 was almost continuous hea\^ bush, with spruce predominating and
varying from a mean of 8" in diameter to as high as 12", with some birch and
poplar. Small patches of good spruce timber up to 10" are interspersed in almost
continuous heavy bush up to 163 M. + 40. Then for about a mile the line runs
through a strip of timber which follows the Detour River. Here there are spruce
up to 30" in diameter but the mean around 12", together with birch and poplar.
To Mile 170 the bush is mostly small and only of pulpwood size. From Mile
169 to 181, the bush is fairly heavy and continuous, with patches of good timber,
spruce to 12" and some jack pinv^ around the height of land. This area extends
for miles on either side of the line. Much of this bush is pulp-wood size. At
Mile 181 the line enters muskeg country and from there to the end, no more
timber of any worth was seen.
Crame
Game of all kinds w^as very scarce. Moose are in the country but not at all
plentiful. No deer or caribou were seen. Two trappers on the party said there
were but few signs of any fur-bearing animals. Rabbits and mice were rarely
ever seen, and there were few partridges or grouse. It is easy to see why the
larger predatory animals such as fox, wolf, marten, lynx, bear, weasel and mink
are not found there in any numbers for their food supply in great part is rabbits,
mice and grouse. Two or three families of beaver were at work. But at one time
the country had been full of beaver as is evident from the fact of many fine
old beaver dams, beaver meadows and beaver houses. Many of the stakes are
still standing in the creeks, the barricade traps used by the beaver hunter when
taking the beaver under ice and with the help of dogs. It is an ideal country
for beaver.
One small flock of geese including some young ones was seen on one of the
lakes, indicating that this is on the fringe of the breeding grounds of this bird.
Loons and ducks were not at all plentiful. A few small flocks of prairie chickens
were flushed around Mile 200. It would seem that this bird is spreading farther
north and east. Originally known only in the western prairies it is said that
74 REPORT OF THE No. 3
soon after the C.P.R. was built that they were found along the tracks living
on spilt grain as far east as Fort William. They were recorded at Sault Ste.
Marie in 1894 and in the Abitibi a few years ago.
Minerals
No great extent of rock outcrop occurs except at Mileage 205 to 208. There
the line crosses a ridge or series of low rounded hills running in an easterly and
westerly direction. They have been burnt over years ago and are almost bare
on the tops, but the depressions and gullies are muskeg and timber. The rock
is mostly granitic. The height of land at about Mile 172 is a low ridge
with some exposed rock in places. These rocks are basic and dark coloured.
At about Mile 158 some exposures were seen and here occur the typically
s,pheroidal Keewatin. Only one or two small quartz stringers were seen any-
where. In two places on the line the compass was deflected a few degrees from
the normal declination.
^■,■.■ ReTRACEMENT
As we had a considerable cache of provisions on the Turgeon on our way
home we decided to use them in retracing part of the boundary from Mile 140
south. This part had been run in 1906 and we had found it in places very
much obliterated by new growth. We retraced back to Mile 129. In alder
swamps particularly the old line was so overgrown that the traveller in the
bush would cross right over it without seeing it. In some places the line was
still quite open. Old cuttings and stumps, blazes, posts and bearing trees were
readily found when looked for. The iron posts were all found in place and well
marked, the wooden posts were still well shaped and well marked though generally
srriall and now rotten.
The line was opened out in the same manner as we had done the new part
and blazed, care being taken not to destroy the old blazes. The retracement
was done by making a traverse of the line of posts, measuring the offsets to the
posts when the stations did not coincide with them. The line was chained and
check chained. The main chainage only was recorded in the notes as the
distance between the posts as found on the ground.
The iron posts were not disturbed. The wooden posts were pulled up and
replaced in exactly the same position by new six-inch posts, marked the same as in
our original survey. The old wooden post was placed alongside and leaning
against the new one. Old posts at river banks were found as shown in the notes,
were noted but were not replaced. Pits and mounds were made at each mile as
in our original survey and aluminum plates placed at mile posts and crossings.
From Mile 129 to 131 M.+40, the line cuts across a very fine strip of timber,
which follows the Turgeon River. This timber consists of spruce mainly, up to
twenty inches; some very fine jack pine up to twenty inches around 130 M.-}-40;
with some very fine poplar, balsam and birch along the ri\'er. The Turgeon
River has fine pulpwood and timber all along its banks.
Appt'ndiic No. 22
Extract from report and field notes of Township Outlines in the District of
Kenora, by Phillips & Benner, O.L.S., 1930.
The lines were well opened up and 'blazed in the usual manner. As the
greater part of the area is covered with a growth of coniferous trees the lines
should be easily visible by those engaged in aerial photography.
£.oM DEPART.MENT oil vl.t\NPS!^NJ^:F]ORESTS FOR 1931 75
■iiui The Jinesliwsrd? measured twicjeir the. (%st> measurement ^beingmader 'With a
tape graduated i«;chain$ and links and' the chesck measurement was. made with
atape graduated in feet, and tenths* Though some of. the country was parti-
cularly rough the measurements checked very well., , The measurement in feet
will be found noted on each page of the notes either opposite the mile points or
triangulation points. In obtaining .distances across water areas two triangles
were used as instructed. It was necessary to resort to a system of triangles in
two cjises, the first being on page 4 of the field notes and second beine on Cygnet
ta'ke6np^ges86' 87and88df thenotes.":^'^^ v^i l):jiy/o-> ll-jv/ lud^r.^Kii yur^A
-Wooden posts were planted and'markfed^'lcbbl-diSt'^4d^'^^olir ^ri^t'hi'ctSD^^
lii drily Dhe case wafe';it''hetessdry"td dig pits and 'erect mounds owing to 'no
rocks being available. Standard iron posts and 'standard rock 'posts were used
to mark or witness the township corners and the three-mile points. Where iron
posts were used pits were dug and motihds Erected and where rock posts were
used stone mounds in the shape of pyramids were built. In addition tp the
above-mentioned points, rock posts were planted at four (4). miles and thirty-five
{^5) chains and twenty-eight and four-tenths (28.4) links north of the northwest
angle, of the Township of Malachi and at on,e (l),mile and thirty-four (34) chains
and twenty i(2£l) links east qf^thei poptliwest^, angle ')C>f- the Township, of Rudd.
'J'he.jpi^^ingSj.pn ,^11-^if on, posts and rock pots sv?ili bei jE9^nd ,irudj]cat;^,;n tl^e potes.
Survey Lines .iH:ji5lBl/i Jj
The outlines of the Townships of Rice, Malachi 'artd Pelican were easily
picked up.
The point of intersection of the north boundary of the Township of Noyon
with the inter-provincial boundary was in a burned area and it was necessary
to retrace a portion' of this boundar^^ in order to locate the 42nd mile post to
which a tie was made. It was also difficult to locate the 24th mile post of the
inter-provincial boundary as the cbuiltry was burned over when that boundary
was run' and there has been no retracement survey.
Ties were made to rriany of the mining locations around Lake of the Woods
and Shoal Lake and these will be found on several pages of the notes.
A tie was made to a post found on an island in Cygnet Lake. This island
is about two miles south of the northeast angle of the Township of Rudd and
the post was marked 1 No. 12. We had no advice of a survey, iri this vicinity
and the post may have been plantied on some control survey.^' ''' *" *" '
Though we had no notes of the lines of the Dominion Lands System of
Survey's which were projected into Ontario, we made a careful search for evidence
of these lines but were only successful in picking up one tree which was blazed
on four sides and marked 3^ on each side and which appeared to be one of the
quarter section posts of the system. This was found in the first mile east from
the southwest angle of the Township of Forgie. We do not believe that any of
the other lines will be found without a great amount of retracement work as the
points where they would intersect our lines have been burned bare since the
original line was run.
Ties were made to O.L.S. Kenny's control traverse of Lake of the Woods
and Shoal Lake. These were made in Clearwater Bay, Rush Bay (two ties).
Echo Bay, Portage Bay and Mountain Bay of Lake of the \\'oods aucL in Shoal
Lake Narrows and Carl Bay of Shoal Lake. tud irroj/.-j
The survey for the Kenora-Winnipeg Highway was tied in on the east
boundary of the Township of Forgie.
76 REPORT OF THE No. 3
There was a well blazed line, about thirty years old, paralleling our line
south from Portage Bay of Lake of the Woods to about the 13th mile post.
No posts were found on this but several ties were made to the line of blazes.
\\ e have no record of a line in this vicinity.
Geology
The area south of the north limits of the Townships of Boys, Forgie, and
Ewart has been well covered by geological surveys and mining activities and
investigations have been carried on in this area for rnany years with varying
results. In the balance of the area covered no favourable formation and no
minerals of economic importance were noticed, the rock being mostly granite
or gneiss.
Topography
In the southern block of Townships (Gundy, Broderick, Gidley, Ewart,
Ewart, Forgie and Boys) the country is all very rough and rocky. The Lake of
the Woods and Shoal Lake are the main features and these Avith easy routes into
adjoining lakes made an ideal summer resort area. The land though rough is
not so hard to travel as there is only a small amount of underbrush.
The Townships of Rudd and Noyon are not so rugged and are easily
accessible through the Scot Lakes and Cygnet Lake. There is a large summer
colony at I\'Ialachi.
There are very few swamp areas in any of the townships and where such are
found they are usually Avell timbered.
Canoe Routes, etc.
Several portages will be found indicated on our plans which were not,
previously mapped. Many of these are old routes but many new ones were cut
out. Most of the routes south of the Canadian Pacific Railway have not been
used much in recent years. North of the Canadian National Railway, the
routes to the Winnipeg River by the Scot Lakes and by Cygnet Lake seem to
be used about equally.
The lakes in the southern part of Gundy Township would appear from
previous maps to drain northerly. These outlet in a westerly direction either
into Long Pine Lake or West Hawk Lake.
No falls of any consequence were noted. The one at the outlet of North
Scot Lake is about thirty-five feet high but the drainage area is rather small.
Timber
The timber plan shows the timber areas divided into three age classes.
The area shown in green indicates a growth over sixty years old. The area in
red indicates second growth timber between thirty and sixty years old. Most
of the timber in this class is thirty-five years old with jack pine being the
predominant species. The areas shown in brown represent young growth under
thirty years old. This area is comparatively small and the reforestation is also
principally jack pine.
The areas of merchantable timber (green) the age runs about seventy years
for all the southern group of townships. Jack pine predominates to a great
extent but there are small areas of spruce. The jack pine has not yet reached
maturity and though of fine size for pulpwood it is mostly too small for ties or
logs. The growth has been slow owing to the shallowness of the soil.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 77
The Townships of Rudd and Noyon much of the timber large enough for
commercial purposes is past maturity and in many places a great part of the
timber has been blown down. These are a few areas of good jack pine and
spruce remaining.
No forest fires of any consequence were notice in the area covered by the
survey- during the period we were in the field.
Soil
The agricultural possibilities in the southern group of townships are
practically negligible. Some good soil was reported in the north part of Gidley
Township but this was not investigated. It might be possible to get a few lots
along the Kenora-W'innipeg Highway as there is some sandy soil in various
portions.
Along the lines run in the Townships of Rudd and Noyon over fifty per cent,
was land suitable for agriculture and we would recommend a further investigation
of these towmships with a view to subdividing the same'. The soil is a clay loam
of a similar nature to that found in the Dryden area.
An interesting item on this survey was the discovery of a type of native
cactus. This was found on the shores of Rush Bay of Lake of the Woods.
The species does not appear to attain a greater height than three or four inches
and is very prickly. No blooms were showing at the times of discovery. On
checking up with the botanical division of the Department of Agriculture at
Ottawa we found that there was a very old report of cactus in this vicinity but
no recent specimens had been taken.
There were few indications of fur-bearing animals. Deer are very numerous
while moose appear to be quite scarce. Rabbits and partridge are becoming
more plentiful after several seasons in which there have been few to be found.
Appendix No. 23
Extracts from the report of the survey of Township Outlines in the District of
Thunder Bay, by Phillips & Benner, O.L.S., in 1931.
In the topography of the country no very prominent elevations appear,
the area adjacent to Sturgeon Lake is rough, rocky and broken, but in general
to the east and south the land varies from rolling to hilly with small swamps
and muskegs in places between the hills and ridges.
Along the first meridian to the south the timber is about thirty-five years
old and varies in size from three to ten inches in diameter, with this is mixed
some small stands of older and larger timber. Along the first meridian run to
the north, on the north side of Sturgeon Lake, the timber has been burned within
the last seven or eight years and the only timber of any value at present is some
stands of green spruce in the swamps. Along the north base line the greater
part of the country has been burned and is now covered with a young growth of
poplar, birch, jack pine and spruce mixed with isolated stands of larger mixed
timber which has not been burnt, there are also considerable areas of spruce
fit for pulpwood in the swamps. South of Fog Lake on the second meridian
run, there is mixed timber about thirty-five years old, spruce predominating,
and varying in size from four to twelve inches in diameter. Along this line the
land is well timbered to a point on the third mile south of Ross' Sixth Base Line,
from this point the timber has been burnt to the north side of Seseganaga Lake;
78' ll^i >10'I 8T8iIi3.tREPt>RT Ot' THE'O TVI3MTHAqHG No. 3
for the remainder of the itieridian there is good timber consisting of spruce,
bifcli, jack pine and poplar tip to twelve: inches' in diameter with thie exception of
two sttlall areas which have been burnt. The south base line east from the
second meridian is well timbered throughout its entire length with spruce,
jack pine, birch and poplar of commercial size. West from the second
meridian, spruce and jack pine predominate mixed with birch and poplar up to
ten inches in diameter as far as the lake on the fourth mile; west of this lake,
the timber is younger and smaller with a few exceptions as far as the lake in the
third mile east of the second meridian; from the west shore of this lake to the
district boundary, the timber is mixed and of commercial age but varies con-
siderably in size some of it being twenty inches in diameter and over, while in
other places the average diameter would be about three inches. In the whole
area the timber is of very dense growth and in many places the trees are of con-
siderable age but small in size and many of the larger trees have passed maturity.
The water routes were found to be particularly good and old portages used
and new ones cut will be found indicated on the accompanying plan. A dam at
the outlet of Seseganaga Lake appears to hold the water of that lake at the
usual spring high water mark, although it is evident that when the dam was
in use the water was held about one foot above ordinary high water mark as
evidenced by the fringe of dead trees around the shore of this lake, ^:. ^ ,,,/ 1
In the norther!}' part of this area game life does not appear to be very
plentiful. In the southern part moose and deer are fairly plentifuL The beaver
appear to have been all exterminated with the exception of one lake where signs
of beaver were seen. The partridge is appearing ja^^iipi,, but, ^^y.ij^t^i^g, p^^ ,.thpse
mentioned there are ve^ry few signs of animal Ufe^.^j^.,!,^^^^^^; ^^.yj on9VA9i9dT
Appendix No. 24
Extract from report of survey of Township Outlines, District of Cochrane, by
H. W. Sutcliffe, Ontario Land Surveyor, 1930.
'■.■ Chainage • -"'^ ^'^ ^"'°^^'' ^^^ '^'""'* ^JOK-l-'l
'QI ni ,r' ■■■'-. ,)>\\v^^ >^ aq/lliri4 yd .vfiH isbnuriT
Two chain gangs were used, one using a four-chain tape and the other a
two hundred-foot tape. I have shown in my notes the chainages for each mile
in both chains and feet. Unquestionably the practice of double chaining on
this type of work is the proper one. In all cases over hills and steep slopes the i
vertical angle was taken and corrections made for the slope. -J-^rifn bn;.
■ J ihh/ . Posts AND Bearing Trees )-<;t=. ni ?9iijv/ hriB bli.
Timber of themo^t durable, type avaiiatle was used forppsts,' which in,
most cases was spruce. The posts were well made and of good size, pointed and
care taken to sink them well into the ground. In a few cases, it was possible
to obtain stones for mounding purposes, but generally it w^s necessary to con-
struct pits and mounds. , , , , . , . ,, , i ,, ,i . '
Effort was made to select the two bean ;ig tree:s,^s nearly 6ppos^teiaS|piossible. _
Only in a few cases it ^wasr not possible X,o get the, seconc^ bearinp;; ti*^ within!
reaspfiable dista.nce,, ,, i; ■ . / i •. i • • i.
.;,nTT!.in(;!ii.i >in j uj ',q- .i)i) - .^ ' ■■ ''■;/.';!.' jilmIh I'xJmtj Irjzim ^.i 3T)(1j ,aui
^ih nru! -iri' ^n,>!/. .-•MT.KM,:'^¥2I^.:P^vW?^S,, ^,,,_i ^^,,,._-, ^^-^ ^^j ^j,;.,,,.., j^^,^
.'Ji'The blazing^ was done in perscHbed form. The line was also well bruehedf
out, a brush hook being used for this purpos^."J""' '^'■'i i-^«iiiiii jmi hh.xi -ntj hkh"!
DEPARTMENT OF LANDS AND FORESTS FOR 1931 79
Timber
The area included within this survey is mostly within the area covered by
the Abitibi Power and Paper Company Limited timber Hmit. The lines marking
the west boundaries of the Townships of Heighington, Raven and Freele and
the south boundary of Heighington pass through an excellent timber country.
My impression was that practically this whole area, to within a short distance
of the Lowbush River, is covered with excellent timber, mostly spruce. There
has already been considerable timber taken from Dempsay Township.
In the vicinity of the Lowbush River, in places, and east therefrom a very
large area has been overrun by fire several years ago. I am informed this old
burned area extends for some considerable distance north. The spruce
regeneration would seem disappointing, as the young growth consists mostly
of poplar, birch and some jack pine. The soil in this area being generally of a
lighter character doubtless accounts for this. The east side of Kenning Town-
ship which is drained by a branch of the Burntbrush Riv'er, is well timbered.
It seems to be east of the main burn. The burn extends south about three and
one-quarter miles along the line between Case and Challies Townships. The
area included within the limits of the rat farm, comprising forty square miles in
vicinity of Circle Lake, does not appear to include much valuable timber.
Soil
The area generally is composed of clay soil suitable for agriculture, but in
the burned area east of the Lowbush River the soil is sandy in places with
occasional rock outcrops. In the vicinity of the southeast corner of Raven and
the southwest corner of Seguin, there is considerable rock showing.
Water Courses
There are only two small streams, the Lowbush and the Circle rivers. Both
are navigable for canoes, but during the low water period the upper portions of
both streams are shallow. The Lowbush has been known and used as a canoe
route for many years.
Animal Life
Moose are fairly plentiful. There are a few red deer, but very few. Black
bears are numerous. Fur animals are not so numerous as it is said they were in
years gone by. The apparent absence of squirrels and rabbits, with consequent
lack of food for larger animals, may partially account for this scarcity of fur.
Appendix No. 25
Extract from the report of Township Outlines in the District of Cochrane, by
H. W. Sutcliffe, 1931.
In compliance with instructions issued under date of April 15th, 1931, by
the Surveyor-General, to survey certain township outlines in the District of
Cochrane, I proceeded wuth and carried out same during the months of June
and July. I left the James Bay extension of the T. & N.O. Railway at Mileage
115, and proceeded by way of th,e Abitibi River to the southwest corner of the
Township of Dyer on the Beatty & Beatty Base Line run in 1930. ^^^^ iljion
80 REPORT OF THE No. 3
The order in which the various township boundaries were run was in exact
conformity with that set out in the instructions, and on the w^hole very satis
factory connection was made with prior surveys.
Timber and Soil
The percentage of timber of commercial si/e in the area traversed by this
survey is small. A liberal guess would be ten per cent. Only in the vicinity
of streams the timber is of any size in quantity. There are large areas of flat
country from which the water does not drain freely, and in those areas the
timber is very stunted in growth and size. In some sections, there is much ycmng
tamarac which seems to thrive better in the wet land. The timber along the
base line north of the Missinaibi River, while still too small for commercial
purposes, was, generally speaking, larger than east and west of the Abitibi
River. Whi e there appears to be a great amount of muskeg, the depth of niuskeg
is usually shallow. There does not appear to be the deep muskegs as found
farther south. I was informed by the T. & N. O. Railway engineers that the
deepest they found north of Coral Rapids was eight feet, and usually the depth
was much less. This can be observed along the railway grade, where consider
able ditching has been done.
In coimection with the ditching of the railway right-of-way, off-take ditches
were dug for great distances from the raihvay, and as this will necessarily drain
the land in that locality, it would seem to me a good opportunity of observing
if it means anything to the timber growth to drain the land. I am not prepared
to say whether or not the chemical condition of the top muck soil is such that
drainage would sufficiently aid the timber growth to make it worth while, but
the railway ditching seems to me to provide an opportunity of finding this out.
In most places, where we dug through the muck, Ave found a good clay beneath.
There is very little rock showing in this area.
Minerals
A portion of the coal and clay deposits, at present being investigated by
the Department of Mines, lie within the area covered by this survey. Gypsum
deposits, concerning which you already have information, are also to be seen
on the Moose River for some distance below the T. & N. O. Railway bridge.
Granite rock shows near the 8-mile post on the east boundary of the Township
of Dyer.
Water Powers
There is nothing concerning water powers that I can add in addition to
data already obtained by your Department, which I understand includes every-
thing on the Abitibi and Missinaibi rivers, excepting a water fall on the Little
Cedar River. This falls is about twenty-five chains southwest of the 8-mile
post on the east boundary of the Township of D>'er. There is a fall of from
thirty to forty feet. Relatively it is small and not much of importance. This
falls is over granite rock.
Game
There were signs of moose and bear, but \ve saw neither. Large game does
not seem to be very plentiful and there does not seem to be much small game
either. The area we were in is, for the most part, too wet for game, so that the
above remarks should not be necessarily taken as representative of the whole
north area. I am told that moose is more plentiful in some sections.
DEPARTMENT OF LANLl-, AND FORESTS FOR 1931
Appendix Xo. 26
Extract from the report of Township Outlines, District of Nipissing, bv R. \V.
Code, O.L.S.. 1930.
In earlier years at which time extensi\e lumbering operations were carried
on, wagon roads were constructed — the principal one being from the Town o:
Mattawa up to Crest and Beauchene in Quebec Province — opposite the Town
ships of Eddy and Poitras. From Beauchene, Quebec, through Poitras Town
ship to Temiskaming and from Temiskaming to the McDougal Lake area and
to McLaren's Bay these roads ha\'e been well made, but through time the
macadam and log bridges have deteriorated beyond repair. Owing to the
rough countr>- many long curves and bends occur around the hills.
Throughout the course of survey of township outlines, notes were takei.
as to location of rock or soils or boulder areas, and shown in field notes. The
area around McDougal Lake is yellow sand with the broken areas of rock.
Good agricultural lands were observed about the three-mile distance on the
Clarkson-Poitras line, being of a light clay loam.
Good areas of a heavier clay were observed near the junction of the Littlt
and Big Jocko Rivers in Eddy Township, also sand areas occur near this location
The south boundary of Edd\' is principally rock with areas of clay soils with
boulders and stone, while the line south between Butler and Antoine Townships
is rocky with sand and stone boulders, the more sand\- areas being near the
south end.
The general direction of the flow of water of streams is east toward the
Ottawa River. The valleys of the streams are very deep, having long and
steep grades from north to south, as will be observed on plan and field notes,
the line between the Townships of Wyse and Clarkson is not extremely hilly up
to six miles, but a heavy descent from this point to Temiskaming Lake occurs.
The line south along the east limit of Clarkson and Jocko is very rough
and hilly as is also the south line of Eddy Township, particularh' the east two
or three miles; the east limit of Butler Township is quite hilly.
The principal timber, pine, has been removed from practically the whole
area except an area in the north part of Eddy Township, north of t!ie junction
of the Little and Big Jocko River, at which location lumbering operations are
being made this season.
The area along the north line of Clarkson Township is wooded scarcely
with spruce and balsam and cedar, while at and east of the northeast corner of
Clarkson Township, large black and yellow birch and maples occur. The area
from the northeast corner of Clarkson to the southeast is nearly all burned b>-
fire which occurred some six years previous, and a thick young undergrowth of
cherry, birch and willow has sprung up, along the east line of Jocko, the usual
soft woods balsam, white birch, poplar, spruce and some black and yellow birch
occur, while along the south line of Eddy Township and south four miles along
the south line of Eddy Township and south four miles along the east boundary
of Butler Township, a good stand of hardwood, black and yellov,-, birch, maple,
oak and few beech occur, also hemlock and cedar with few other soft woods,
south of 4-mile post along east limit of Butler, a second growth soft wood area
occurs, except the lower portion which has been badly burned years previous,
and re-seeded with cherry, willows and birch. Generally throughout the course
of lines run, except the hardwood area at the northeast corner of Butler Town-
ship, there is a thick undergrowth of small soft woods. Considerable large
hemlock is located in Parkman Township.
82 REPORT OF THE No. 3
It was noted in muskeg areas that young tamarac has commenced growth
and trees observed in my opinion from two to ten years old. These locations
are very scarce, except for use of the hardwoods the balance of timber of the
area may only be used as pulpwood.
Plans
Accompanying my report is a plan showing lines run on ground on white
mounted paper on scale of one mile to one inch. The plan shows the names
of townships which the lines complete the buondaries of, together with names of
adjoining townships - lines intersected and run by other Ontario Land Surveyors.
Topography as noted in field notes on the reduced scale, rivers, lakes, wagon
roads, portages, location of posts planted; bearings and distances of lines, together
with other necessary information.
There is also a timber map prepared on tracing linen, which shows the
above information with the addition of burned area shown with brown India ink
and a commercial area of timber, in green. The area of pine timber in Eddy
Township previously mentioned in my report is not shown in green as the limits
were not known.
Field notes of the township outlines are transcribed in ink and show
topography, timbers, soils, location and marking of posts, position and bearing
trees and the check foot chainage for the respective miles.
An index page is prepared for township outlines, observations for azimuth
are also prepared on forms supplied by your Department, and book of magnetic
observation is herewith submitted.
Fish in the inland lakes consist of pike, pickerel, perch, speckled and grey
trout and the streams contain brook and speckled trout. Many animals inhabit
the area. Moose are quite common. Deer are very thick, bear inhabit
principally the burned area and are quite numerous, as are also the wolves; fox
are scarce, beaver inhabit certain areas, partridge are very common.
The general formation of rock is red granite. The only minerals observed
were iron and copper pyrites, and mica. Several mining claims were noticed
to be staked in the Townships of Clarkson and Poitras.
Appendix No. 27
Extract from report of the survey of Township Outlines, District of Cochrane,
surveyed by Messrs. Speight & van Nostrand, O.L.S., n 1931.
The line was opened up to give long clear sights for the transit, and the
production of the lines was determined by careful reversals of the instrument.
Owing to the swampy nature of the ground, it was necessary to set the instrument
on posts and to build platforms for the instrument man at all but a few instrument
stations. The line was opened out at the river crossings to make it clearly visible
from the air. In addition to these crossings, the lines will undoubtedly be
readily visible from the air, through the long stretches of muskeg and small
timber.
Fifteen magnetic observations were taken during the course of the work,
and the results of these observations are forwarded in the Department of the
Interior Record Book. In addition, we have shown in the field notes the points
where magnetic observations were made, together with the mean reading of the
magnetic needle at the point of observation.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 83
The lines were measured by means of a two-chain steel band, and the
distance was checked by means of a steel tape two hundred feet in length. As
the country was extremely flat, it was necessary to use clinometers at the river
crossings, and at one or two other points only.
Posts were made from the most durable wood obtainable. On account of
the stunted nature of the timber, we found it impossible, however, in certain
sections of the line, to obtain posts of the standard size. The field notes show
the actual size of the posts planted. No rock posts were set during the survey,
and no rock was available with which to build cairns. As a consequence pits
were dug at all posts. Most of the country through which the lines passed,
was covered with a very considerable depth of peaty material, and it was not
possible to follow the instructions literally, and to give each pit a clear depth of
eighteen inches in earth. Two bearing trees were marked for each post, except
where the post came at a point where there were no suitable trees within a
reasonable distance. Care was taken to insure that the line was well blazed.
Muskeg areas were crossed on which there were no trees of sufficient size for
blazing, but in general the line is thoroughly marked in this way.
Triangulations were necessary at the crossings of the Missanaibi and
Mattagami rivers only. At each crossing two separate triangles were used,
and the base was check-chained to guard against error.
General Features
The townships outlined are situated along the Mattagami and Missanaibi
rivers, immediately above their junction, to form the Moose River, and lie in
the great coastal plain adjoining James Bay. The land is extremely flat. The
two rivers have cut for themselves valleys about sixty feet in depth and the
larger tributaries have, in a similar way, cut channels for themselves, correspond-
ing in a general way to the volume of water carried, but elsewhere it is generally
impossible to distinguish by the eye any rise or fall in the ground. The Missanaibi
and Mattagami rivers are wide, but relatively shallow streams, flowing over
beds formed from boulders and gravel originally embedded in the glacial clay.
There is a stream of considerable size, which follows a course about parallel
to, and south of, the Missanaibi River. Although we kept a look out for the
mouth of this stream when we were returning to the railway, we are not able to
say whether it empties into the Missanaibi River, or flows east to empty into
the Mattagami River.
Owing to the depth of peat and muskeg over the original smrface, it was
often only possible to determine the nature of the soil near the streams. An
examination of the banks of the rivers shows that the ground is, for the most
part, clay, though occasional beds of gravel and sand were seen. A large gravel
deposit on the south side of the Moose River, just below the junction of the
Mattagami and Missanaibi rivers, is now. being Used to supply Ipallast for the
T. & N.O. Railway extensidn^'^ '^;^" ainKlr -.ujiTuJai ;.niv/>ni ^^t, ^^"'^^^^J'./
r.jjiiLj-,u. ..;,;.., >ii;-iiL.j ... !jjLjoov/ Yiii»'jfj^g^g^9iltv qaab tjbiw rn vmn 11b ,no«doH to
luo't 3-junqe divn evallBv lo aqo3 srit uun\ k.Bd ,siom bnxi efiierb vJrit)//! oj i\u
The timbe'r in these townships is largely confined to the! banks of the rivers;:
and creeks. Judging by what was observed on the survey lines, the drainage is:
slightly better and there is better pulpwood north of the Missanaibi River than
between the Missanaibi and Mattagami rivers. On the west boundary of the
Township of McCuaig, in particular,, the line crossed a succession of small
creeks, along the banks of each of which there was a substantial growth of
medium sized pulpwood. It is, of course, difficult to speak with assurance of a
84 REPORT OF THE No. 3
large area, from the limited observation given by travelling along a survey line.
Immediately west of the Mattagami River our line crossed a belt of spruce
pulpwood, about four miles in width. The map sketched by the Department of
Forestry from the air, 1922, suggests that this belt extends up and down the
river for a considerable distance.
Canoe Routes
The junction of the Missanaibi and Mattagami rivers is about ten miles
above the T. & N. O. Railway crossing. The water was low this season, and
navigation above the junction even with canoes equipped with outboard motors,
was interfered with by numerous shallow riffles and beds of boulders. On the
Missanaibi River, no actual portage was required, however, except immediately
below the crossing of the south boundary of the Township of McCuaig. A
good sized stream which had been cut out for canoes, was crossed by our line,
on the west boundary of McCuaig, at six miles + forty chains. As this stream
was not crossed by the east boundary of the township, it would appear to flow
to the north of east, and it probably is one of the tributaries of the Cheepash
River.
Fish and Game
We came to the conclusion from the examination of the banks of the streams
and rivers, that there were very few moose in the countr}-, and very little game
of any sort was seen during the summer. The fishermen in the party did not
fare well, only a few pickerel being caught during the season.
Minerals
As we saw no rock during the summer, none of the minerals found farther
south may be expected to occur. We saw a minute outcrop of coal, on the
Missanaibi River, below the crossing of the south boundary of McCuaig, and
coal has been found in the Onakawana River a few miles from our point of
commencement.
Appendix No. 28
Extract from report of Base and Meridian Lines, District of Cochrane, surveved
by John T. Ransom, O.L.S., 1931.
Timber
The best and most valuable timber exists along the rivers, large creeks
and streams. The Onakawana, Abitibi, Little Abitibi, Bad River, Little Cedar
Creek and creek flowing into Little Abitibi near the southeast corner of Township
of Hobson, all flow in wide deep valleys heavily wooded for considerable distances
up to twenty chains and more, back from the tops of valleys with spruce four
inches to thirty inches; balsam to twelve inches, poplar to twelve inches and
birch to fourteen inches, except that portion of Little Abitibi shown on plan
"Brule" where just a fringe remains along the river banks and flats of the green
spruce timber.
All small streams and creeks are heavily wooded for five to ten chains back
with dense spruce up to eight and ten inches and scattered birch, balsam, poplar
and cedar to eighteen inches.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 85
Generally away from the streams the timber is smaller, ranging about four
to six inches. However, except in a comparatively few areas of light spruce,
muskegs as shown on plan, the township lines cut pass through dense spruce
bush to six inches of good average size and of good commercial value.
The timber appears to be more consistently heavier in quantity and size
in the Township of Lewers and Ganong on account of the higher and drier nature
of the country.
All the rivers mentioned would supply excellent logging facilities.
\\'ater Power and Rivers
The rivers crossed in the course of the survey were the Onakawana River,
Abitibi River and Little Abitibi River, Bad River and Little Cedar Creek.
The Onakawana, Abitibi, Little Abitibi, are well-known rivers and were navigable
except under extremely low water conditions. They are fast running rivers
flowing in deep ravines and water power could be developed in a number of
places.
The Bad River and Little Cedar Creek are not navigable except in high
water. They are fast running rivers with occasional water falls of ten to fifteen
feet sheer drop.
All the foregoing rivers have stony or rocky river beds and stony clay banks.
The cut banks along rivers are of gravelly clay.
?nIixerals
No minerals or mineral ore were seen. The only rock seen was in the form
of red granite rock ridges and in almost every case totally covered with deep
moss and thick bush.
All townships surveyed are comparatively fiat except the Township of
Lewers and Ganong. These townships are considerably higher and consist of
low rocky hills covered with dense spruce, jack pine, birch and poplar.
Soil
The country surveyed is mostly muskeg and fairly low, flat and wet. The
subsoil is a good clay loam, but the country needs drainage very badly. The
muskegs do not seem to get drainage to the rivers, although the rivers generally
flow in deep ravines from 50 to 150 feet in depth.
The Townships of Lewers and Ganong are higher and consist of sand and
rocky low ridges with heavy timber. The rock is mostly very near the surface
and just covered with deep moss. There is generally good black loam soil
along all rivers and streams. The subsoil is generally grey clay. Most all
river cut banks show gray clay surfaces.
Climate
The climate is excellent. Apparently, the summer is about the same as
Toronto, except that the evenings are a little cooler. No summer frosts occurred
during June, July, August and September, up to the 15th, the close of the survey.
It was noticeable that hea\y clouds blew up suddenly and often from the
northwest, but did not cause rain unless wind changed rapidly to south or east
in which case rain fell.
86 REPORT OF THE No. 3
Game
Rivers and streams abound with fish. In large rivers there are plenty of
Sturgeon, pike and pickerel. In almost every small stream there is plenty of
good size trout.
Moose and bear are very plentiful and fur-bearing animals, muskrats,
beaver, otter, marten and fisher, although previously trapped out, are increasing
rapidly and still provide good returns to the diligent trapper. Very few traces
of deer were seen.
Appendix No. 29
Extracts from Report of Survey Base and Meridian Lines, in the District of
Cochrane, by Speight & van Nostrand, O.L.S., 1930.
Upon the completion of the work, the party running north returned to
Little Abitibi Lake by the Floodwood River, while the major part of the south
party returned to the lake by the La France River. Canoes were not available
to carry all the party with their equipment, and most of the men walked out to
the railway, along our base line. The heavier part of the camp and survey
equipment was taken down the Lowbush River to the Canadian National Rail-
ways. Owing to rather exceptionally low water in the river, over four days were
required for this trip, in spite of the fact that the canoes were only very
moderately loaded, and the overland party reached the railway two days ahead
of those travelling by water.
Cutting line was completed on the 10th of August, and the last of the
party reached Cochrane on the 15th of August.
The direction of the line was checked by twenty-two observations on
Polaris. The season was very cloudy, and there were a great many nights
when it was impossible to see the star. Although it was attempted to obtain
an observation every clear night, unless the previous observation was less than
two miles away, a succession of cloudy nights sometimes interfered. The first
observation taken for the purpose of commencing the work was not recorded in
the regular field book, and we regret to say that the record has been mislaid or
lost. All observations consist of at least two sets of readings, and the calculations
have been entered on the forms supplied. The convergence per township was
computed from the tables published by the Department of the Interior, and
carefully laid ofT at the township corners by repetition of the angles.
All the base line and the meridian lines north of the base line, were run
with a Bausch and Lomb 53^-inch transit. The meridian lines south of the
base line were run with a 5-inch Watt instrument. The compasses of both
these instruments were tested at Ottawa prior to going into the field.
The line opened up to give long clear sights for the transit, and the production
was carefully determined by reversals of the instrument. In the vicinity of
lakes, and on the tops of hills, the line was opened out to make it clearly visible
from the air. The most easterly meridian and parts of the other lines were
through comparatively young timber, and we believe that much of the line will
be visible from the air for long stretches, regardless of the special openings. "-''
Eighteen magnetic observations were taken during the course of the work,
and the results of these observations are forwarded in the Department of ' the
Interior record book. In addition, we have shown in the field notes the points
DEPARTMENT OF LANDS AND FORESTS FOR 1931 87
where magnetic observations were made, together with the mean reading of the
magnetic needle at the point of observation.
The Hnes were chained twice, first with a steel band two chains in length,
graduated in links, then with a steel band two hundred feet in length, graduated in
feet. Where the ground was hilly or broken, clinometers were used to determine
the slopes, and the horizontal distances were deduced from the measured angles.
On the base line, two separate chain parties were maintained, and one pair of
chainers measured the distance in chains and links, while the other pair obtained
the distance in feet. On the meridian lines the distances were first obtained in
chains and then measured in feet by the same men. An examination of the
returns shows that with two separate parties, the average difference in measure-
ment per mile was 0.55 feet, while the average difference was 0.46 feet when the
same men made both measurements. The differences were, of course, sometimes
in one direction, and sometimes in the other, and we find that the mean of the
check measurements works out to 5,280.09 feet between mile posts.
Posts were made from the most durable wood obtainable; they were at
least six inches square and were carefully hewn, carved and planted. Rock
was available for cairn building at only a small percentage of the posts, and it
was generally necessary to dig pits.
Except where it was found impossible to do so on account of swamp or
water, standard iron posts were planted at the end of each third mile, and pits
were dug as set out in the general instructions relating to such posts. Where
it was found impossible to plant the iron posts at the mile points, witness posts
were planted on the nearest suitable ground, and were appropriately marked.
\'ery little rock was encountered, and but one rock post was planted during the
season.
Care was taken to insure that the line was well blazed. On the most
easterly meridian, some burnt areas were crossed, on which there were no trees
of sufficient size for blazing, but in general the line is thoroughly marked in this
way.
General Features
With the exception of the extreme easterly and westerly portions, the
townships outlined are drained by tributaries of the Little Abitibi River. To
the south lie the Abitibi Hills, and the south end of each of the meridians run
showed the influence of the more broken lands in that direction.
The easterly meridian crossed a succession of sand ridges, and so far as we
could tell, these extended for some distance to the eastward. About two and a
half miles east of the Township of Bragg, we have indicated on our plan two hills.
These are very prominent land marks, and they can be seen for miles in all
directions.
Speaking generally, the townships consist of gently rolling or level clay
land, much of it possessing good agricultural possibilities. No extensive muskegs
were encountered, nor did we find any but very local outcrops of rock.
Canoe Routes, Etc.
The territory in which our work lay, though relatively close to the railroads,
is not as readily reached by water as many parts of Northern Ontario. We
have indicated the route used to get to Little Abitibi Lake. With high water
the Floodwood River could be used to reach the easterly part of the work.
The stream was travelled by our party between Little Abitibi Lake and the
88 REPORT OF THE No. 3
east boundary of the Township of McQuibban, but the water was low, and
numerous shallow flat rapids were encountered.
So far as we could learn, Little Abitibi Lake is seldom approached from
the north.
Timber
The lines west of Little Abitibi Lake in particular passed through much
hrst class pulpwood. The pulpwood limits of the Abitibi Pulp and Paper
Company extend over this area, and surveys have been made by them for a
proposed extension of their logging railway north from Stimson on the Canadian
National Raihvays. The location line was crossed at 21 M. and 64 chains east
of Niven's meridian, near the proposed crossing of the Little Abitibi River.
East of Little Abitibi Lake we found extensive burnt areas, and in con-
sequence less valuable timber exists.
Very little jack pine was seen, and the only typical jack pine ridge crossed
was in the last mile of the east boundary of the Township of Bragg. The trees
were young growth only, following a fire.
\^'^ATER Powers
The townships outlined lie very close to the height of land, and no important
water powers exist. Harris, Pierre, Williston and Little Abitibi Lakes will be
available as storage basins when power is developed from the waters of the
Little Abitibi River, either through a proposed diversion of the Abitibi River
at New Post, or on the Little Abitibi River itself.
Game and Fish
The party which brought in our supplies caught some tine speckled troui
in the upper reaches of the Low Bush River.
We did not find an\- lake trout, but caught pike and pickerel in a number of
the lakes, while Little Abitibi Lake seems well stocked with white fish.
Beaver are now very scarce, new signs being noted at only three or four
points. Signs of moose were not very plentiful except along the Floodwood
River, where the animals are apparently fairly numerous. No deer were seen.
Appendix No. 30
Extract frc m O.L.S., E. L. Moore's report of surve\ of Base and Meridiafi Lines
in the District of Cochrane, 1931.
Canoe routes through this country are very scarce, but I was fortunate in
finding one, namely, the Cheepash River, which was of great advantage to me
for getting my supplies in. This stream has an average width of about two
hundred feet. It is for the most part shallow with a strong current and a great
many short rapids but a remarkable feature of it is that in the entire distance
that I travelled on it, which I estimated to be about seventy miles, it was not
necessary to make a single portage. This, however, could not be said of it in
very low water. I was told there is a point farther up this stream where there
is a portage about a mile long into the Missinaibi Ri\er. I attempted to make
the return trip this way but the stream became so shallow that I abandoned the
idea and returned by way of the Moose River.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 89
I am thankful to say that 1 had only one man who met with an accident
by cutting himself and this happened in the early part of the work where it
was not too difficult to get hira out.
Swamp is the predominant feature of the whole area covered. Along the
nine miles of Niven's meridian included in this survey, typical muskeg prevails
but north of the Moose River I would not call the country, generally, muskeg,
but rather very swampy clay land covered with from one to six feet of black
muck. This, however, does not apply to the west boundary of Dunsmore
Township where again the country is chiefly muskeg with marked ridges of sand
or gravel all running in a northeasterly and southwesterly direction.
It is rather remarkable that in the whole ninety miles covered by this
survey the line did not cross a single lake, rock, ridge nor a hill, except for the
ravines of streams.
There are numerous creeks through<jut the country and with very few
exceptions they have good currents.
Owing to the flatness of the land and the blanket of moss and decayed
vegetable matter which covers it, the natural run off of the water is very slow
and consequently back from the streams the timber which consists of spruce
and tamarac is small though in most cases fairly thick. Along the streams,
including the smallest, however, timber of good size and quality is plentiful
and consists of spruce, poplar, balm of gilead with a few balsam and cedar. The
tamarac in this section of the country was not so seriously affected by the blight
which killed so much of this timber throughout the country about thirty-two
vears ago.
I have nmch faith in the future of large sections of this country. The
land consisting of black muck and clay is fertile and where drainage is afforded
it is very productive, and I can see no reason why large areas could notbedramed
as the streams have plenty of fall. When I reached the Cheepash River on the
4th of July, its banks were strewn with wild flowers, consisting of tiger lilies,
roses and many other varieties with which I am not familiar. Wild fruits
consisting of strawberries, raspberries, black and red currants and gooseberries
also grow abundantly in the few places where the ground is exposed to the
sunlight. One of the finest patches of wild raspberries I ever saw was encountered
in the eighth mile of the west boundary of the Township of Brain. The fact
that there is frost in the ground until late in the season and in some places
apparently does not come out at all is not due to a lack of heat to melt it but to
the almost perfect insulation afforded by the moss. In spite of the frozen ground
there was no frost at nights while I was there and the long days were extremely
hot.
Black flies and mosquitoes are naturally bad in a swampy country such as
this but the worst pest is the moose fly which very much resembles a honey bee
in size and appearance. Fortunately, they disappeared about the middle of
July. Another handicap to be contended with was the lack of dry ground to
camp on. Night after night it was necessary to build the beds up out of the
water with poles.
No mineral was discovered on this survey, but on the way out I passed
through the large gypsum deposit on the Cheepash River and again on the
Moose River. I anticipated that the line would cross this deposit and no doubt
it did but the gypsum did not appear on the surface.
Game is not plentiful, in fact, during the first half of the survey scarceh'
any sign of game was seen. West of the Cheepash River, however, moose were
fairly numerous. A few partridge were seen but they were not numerous, owing.
90 REPORT OF THE No. 3
in a large measure, I believe, to the presence of many owls and hawks. A few
pike and pickerel were caught in the Cheepash River.
Appendix No. 31
Extract from report of survey, Seventh Base Line and Meridian Line, District
of Cochrane, by Messrs. Beatty & Beatty, O.L.S., 1930.
We proceeded from Pembroke on May 25th, via the Canadian National
Railways to Pagwa River Station, about sixty miles west of Hearst. We met
our canoes, which had been sent in with our supplies to where the line was to be
resumed this season. We went down the Pagwa River to the Kenogami or
English River and continued down it to the English River Post and then went
up the Ridge River about thirty-five miles to where out supplies had been left
at the end of the line. The route in all, was about 100 miles and was made
without any portages, taking three days to go in.
We produced the base line from the witness post planted by us last season,
marked 63M W.P. 3E. and at 125 miles plus 70.622 chains, we intersected the
west boundary of the Township of Mahony, which we ran north from line by
O.L.S. Sutcliffe, 1925, from the south side of the Missinaibi River, intersecting
at eight miles plus 75.756 chains. We continued the base line east and at 143
miles plus 50.59 chains, we intersected the west boundary' of the Township of
Rapley, which we ran north from 59-mile post planted by O.L.S. Speight & van
Nostrand in 1911, intersecting at 62 miles plus 74.59 chains. We con-
continued the base line east and at 152 miles plus 48.269 chains we intersected
the east boundary of the Township of Rapley as run by O.L.S. Speight & van
Nostrand, 1911, intersecting 4.796 chains south of 9-mile post planted by them.
We continued the base line east to 187 miles plus 62.35 chains, where we inter-
sected meridian by O.L.S. Niven, 1898, and retraced this summer, intersecting
1.931 chains south of 261-mile post.
Soil
For the portion of the line run this season up to mile 175, the soil is clay or
clay loam. This is covered with moss varying in thickness from one foot to two
feet in depth, except in the muskegs, where we were unable to determine its
depth. This portion of the country is nearly level. From mile 175 east to the
end of the line at Ontario Land Surveyor Niven's Meridian, the soil is sand and
gravel ridges and occasional rocky hills.
The country along the west boundary of Mahony was broken with ravines
at the numerous small creeks. This condition was also found just east of the
Missanaibi River miles 138 to 140.
We encountered occasional frosts during the summer. There was ice in
the swamps in the heavy spruce all summer.
Timber
From the start of this season's work to mile 112 tiie country is mostly spruce
and tamarac muskegs, broken with short stretches of black spruce swamps.
The largest of these being at miles 65 to 67, miles 77 to 78 and miles 79 to 80.
There are also borders of spruce from three to ten inches in diameter along the
^ DEPARTMENT OF LANDS AND FORESTS FOR 1931 91
creeks and rivers and around some of the larger lakes, indicating that wherever
there is any drainage, the timber is much larger in size. From miles 112
to 1173/^, also from miles 119 to 122 and from mile 1223^ to mile 125,
there are a series of spruce and cedar swamps, broken by tamarac swamps.
The spruce varies in size from three to ten inches and the cedar is stunted and
averages about ten to twelve inches. Along the west boundary of the Township
of Mahony and along the base line from mile 125 to mile 140, the country has
been burnt over. There are occasional patches of spruce, two to eight inches,
that escaped the fire. Small spruce is growing up in the burnt muskegs and
poplar to six inches along the banks of the creeks and rivers. In the ravines
along the numerous creeks, there are scattered patches of white spruce and
poplar six to eighteen inches that have escaped the fires. Along the west
boundary of the Township of Rapley and along the base line from mile 140
to mile 153, at the east boundary of Rapley, the country is low and wet and the
timber is small and stunted, mostly tamarac to four inches. From mile 153 to
mile 155, there is a cedar and spruce swamp, trees are from three to twelve inches
in diameter. At mile 158, the line runs into brule from the fires along the
IVIattagami River. Between the Mattagami and Abitibi rivers are muskegs
of spruce and tamarac, parts of which have been burned over. From the
AMtibi River east to mile 187, the country is mostly covered with muskegs of
spruce and tamarac. There are borders of spruce and poplar, six to sixteen
inches, along the banks of the numerous creeks. There is also some fair sized
spruce and jack pine on the high rocky hills rising out of the muskegs. From
mile 175, east, there is jack pine, six to sixteen inches, along the creeks. Fire
has followed the banks of creek, near mile 187, since the meridian was run by
O.L.S. Niven. It was noted that a thick growth of young tamarac to two
inches has grown up in the muskegs replacing the old growth that had been
killed since the east boundary of the Township of Rapley was run in 1911.
There were no fires in the immediate district this season.
. z>Kji:iyj j;!j li-yi-j-iL Minerals
There were no indications of minerals in this district.
Streams and Lakes
The line crossed several small lakes between miles 93 to 110. The country
here is low and flat and the lakes were shallow with soft bottoms and marshy
or swampy shores. The Ridge River, which touched the line at mile 63, followed
to the south of the line, from Ridge Lake, which is about two miles south of
mile 89. This lake is about one mile east and west, and about three-quarters of
a mile north and south. The Rabbit River which crossed the line near 132 miles
is about eighty feet wide, and from the Indians we learned this river is navigable
for about fifty miles in high water. The Missinaibi, Mattagami and Abitibi
rivers were also crossed. These rivers have been traversed and a full report
has been made on them. The French River was crossed near our 186 mile post.
When we crossed it was very shallow, but indications are that it is navigable in
the high waiter in' -the spring- 'It ^ is shallow and has numerous stretches of small
rapids. ::o^b;>b hn jiijjn; i^ v;;!) '/'vj/'i ;■ -
sriT .eitnolB liBfl iBiovye bnii ^(^^ 'kbuTES
,:; As mentioned before we used the Pag^v^a, English and Ridge rivers to our
starting point. We were able to use the Ridge River east from our start, up to
92 REPORT OF THE No. 3
Ridge Lake by making several trips and lightening our canoes. From mile 74,
we moved camp along the line and brought supplies from Ridge River into the
line once a week. From Ridge Lake, where we left our freight canoes, we cut a
trail northeast and brought the balance of our supplies and a small canoe into
the line and moved everything along it. When we got to mile 110, we sent
seven men back to Ridge Lake, where they took the canoes back to Pagwa
River Station, following out the route we had used coming in. We shipped our
canoes to Mattice, where we brought supplies down the Missinaibi River to the
west boundary of the Township of Mahony. As this was late in the season, and
the water was low, we had to send one canoe back from the end of the Long
Rapids for the balance of our supplies. We moved camp south from mile 126
on the base line and brought enough supplies along the west boundary of Mahony
as we ran it north to take us across to where our base line crossed the Missinaibi
River. From the river, we made a trail southeast along the creek which crossed
our line near mile 140 and took sufficient supplies to take us across to near the
Mattagami River. When we had gotten to mile 150, we sent men back to take
our canoes down the Missinaibi and up the Mattagami to where our line would
cross. We then brought sufficient supplies down the new branch of the Temis-
kaming and Northern Ontario Railway, from Coral Rapids, to complete the line.
We brought part of these over on a trail, which we made to the Mattagami
River, and after getting the line across it, we moved our canoes over to the
railroad. We crossed the Abitibi River near where the Little Abitibi River
joins it. From the Abitibi east, we carried a small canoe to be used when
crossing lakes and at the French River. When we arrived at the French River
its was nearly dry, but evidences are that it could no doubt be used in the early
spring flood. No doubt O.L.S. Niven used this for moving his supplies when
he ran his meridian and made a full report on it. After completing the line
to be run this season, we walked back to the railroad and boarded a ballast
train for Coral Rapids. From here we took the Temiskaming and Northern
Ontario Railway to Cochrane and disbanded our party.
The building of the railroads in recent years has altered the canoe routes a
great deal. The branch line to Smoky Falls on the Mattagami had made it
the main route to Moose factory, and now the production of the new line north
from Cochrane will alter everything.
Game
There is very little game in the country. Outside of the members of our
party who were bringing supplies along the larger river, only one m^n saw a
moose during the season. No caribou were seen at all. There were no signs
of fresh beaver work seen.
Speckled trout abound in all the small creeks. We caught several in the
creeks to the east of Abitibi. The Onakawana River is supposed to have excellent
fishing in it.
We sent in our canoes with the supplies as soon as the weather conditions
were favourable and took our party in as soon as they could return for us. In
this way we were able to get in about ten days before the flies started. We had
a lot of cloudy weather and showers nearly every day or night all season. We
had very hot weather and terrific thunder storms and several hail storms. The
last two weeks of August was wonderful weather. We had a larger party this
year than usual and this enabled us to make better time by being able to keep
the camp up when we had light cutting. We had our heaviest cutting during
DEPARTMENT OF LANDS AND FORESTS FOR 1931 93
the first three weeks of July when we were taking our canoes around and bringing
our suppUes in.
We did not see any Indian encampments other than English River Post,
which was reported on last year. We saw signs of trappers along the principal
creeks and rivers.
Appendix No. 32
Extract from the report, Retracing O.L.S. Niven's 1898 Meridian from Mile Post
198 to IMile Post 288, District of Cochrane, by E. L. Moore, O.L.S. , 1930.
I left North Bay on the 3rd of July with most of my party, all of whom
were experienced men, and arrived in Cochrane that night, where I engaged two
more men and continued the journey the next day to Mileage 29.6 on the Temis-
kaming and Northern Ontario Railway north of Cochrane, at which point the
railway crosses the Jawbone Creek. Fortunately this creek was swollen due to
hea\y rains of a few days previous, and with considerable difficulty I made m\'
way in relays up this creek with four canoes and all my supplies for the entire
trip to a point a short distance east of the meridian that I was to retrace and
about three miles south of my starting point, where the creek became useless
as a canoe route. From here the route was by way of portages and small lakes
to a lake about a mile east of the 200th mile on the meridian and while camped
on this lake the survey proper was commenced from the 198th mile post. The
main part}- of the survey usually moved and camped along the line while the
hea\^' supplies and canoes were taken down a creek, the outlet of this lake to the
Little Abitibi River, a route which I would not recommend to anyone except
in extreme high water. From the Little Abitibi River the canoes and supplies
were portaged into Haultain Lake; thence down the Bad River, the outlet of
Haultain Lake, a few miles to a portage route into the French River in the 225th
mile of the line; thence into this river which was followed to its last crossing of
the line in the 268th mile where the party was finally equipped for the last lap
of the survey' which was v/ithout canoe route. After a few days on the line
from this point, four of the packers were sent back to take the canoes down the
French River to the Moose River, up the Moose River to the Abitibi, and up the
Abitibi River to the point where the survey was completed, both parties reaching
this point at almost the same time. The return trip was commenced the follow-
ing day up the Abitibi River to Blacksmith Rapids, where the extension of the
said railway was built about a quarter of a mile west of the river. The extension ,
however, was not open for public service, but I was able to get a construction
train as far as Coral Rapids where there was a regular service south and I arrived
in North Bay on September 7th.
The travelling through this country was very difficult and the load of supplies,
particularly during the first part of the trip, was necessarily hea\y. The streams
are all shallow, swift and stony. The French River which crosses the line four
times between 225th and 268th miles is from one hundred to two hundred feet
in width, but for the most part is so stony and shallow in low water that it is
almost unnavigable with a canoe and. it was necessary for the men to wade and
pull the canoes through much of it. The Abitibi and Moose Rivers are also
very shallow and stony and without a guide who knows the channels travelling
on them is treacherous, but I was thankful to ha\e three men with me who were
quite at home on these rivers.
94 REPORT OF THE No. 3
Early in the survey I was obliged to bring two men out, one who-cut himself
quite seriously and another who was poisoned from fly-bites, and apart from
these, I am glad to report there were no serious accidents.
From the point of commencement of the survey for about forty miles the
country passed through consists of areas of good clay land and areas of muskeg,
probably fifty per cent, of each. Along the streams where there is good drainage
the land is quite fertile. I was surprised at the varieties of wild fruits -that were
found among which were strawberries, raspberries, blue berries, red currants like
cultivated ones, gooseberries and cherries, and at New Post on the Abitibi River
near the end of July, I saw a very fine garden out of which among other things
new potatoes were being used, and I cannot help but feel that this country has
a good future for agricultural purposes. It is true that under present conditions
most of it is too wet due to the close texture of the soil, but it could be drained
without much difhculty as all the streams have a good fall and the whole area
while apparently level has a gradual slope to the north. The last fifty miles
of the line traverses an area in which muskeg is the predominant feature with
strips of clay land from five to twenty chains in width along the streams. The
252nd mile of the line passes through a rough, rocky piece of country and this
kind of country could be seen again from the 267th mile, and I am of the opinion
that a large area of such country lies east of the line. Again the 276th and
277th miles of the line passes through an area that is not common to the country
generally, here the soil is of a coarse sand filled with small shells and under laid
with a bed of gypsum which shows in many places on the surface. In this area
there is a peculiar formation of the ground, round holes are everywhere, some
of them twenty or thirty feet deep. In this area and for several miles north the
water tastes strong of sulphur.
Spruce is the predominant timber throughout but poplar, balm of gilead
and white birch appears as far north as the work took me. The only jack pine
of commercial size was in the 276th and 277th miles and again in the 279th mile.
Cedar is very scarce. !Most of the tamarac in this part of the country as is
general in Northern Ontario was killed by a blight which swept over the country
about thirty years ago and much of the dry timber is still standing, however, a
second growth of this timber is making good progress in many places. Fire
has swept over much of the country as can best be seen hatched in brown on
the plans which accompany this report. The timber of commercial size usually
along streams and the large areas of muskeg are wooded only with a scrubby
growth of spruce or tamarac not generally over five inches in diameter.
The only mineral encountered was the gypsum deposit in the 276th and
277th miles. Rock outcrops were not numerous and any that were seen Were of
a granite-gneiss formation.
No water powers of any size were seen but the French River has such a
large general fall aad in places high banks, that I have no doubt small units could
be developed.
Game is not plentiful, there were some moose and bear throughout the
whole area covered. Occasional signs of red deer were seen and a few flocks of
partridge and prairie chickens were also seen. Beaver which once inhabited
so many of the lakes and streams are now extinct. Signs of otter were seen in
a few of the lakes. Fish do not seem to be plentiful in any of the streams, a
few nice pickerel were caught in the Little Abitibi.
In all respects I have endeavoured to make this survey in close conformity
with your instructions. I was able to locate and renew all of the original posts,
many of which were in exceptionally good condition while others were almost
DEPARTMENT OF LANDS AND FORESTS FOR 1931 95
obliterated. Some difficulty was experienced in getting good material for posts
and in many cases spruce was the only wood available but if better material
could at all be found it was always used. As well as renewing all the original
posts, I have planted five rock posts, one on each of the available sites. A
five-chain tape was used for all general chaining and two hundred-foot tape used
for check chaining. The line was run with a standard Cooke transit of the
D.L.S. pattern, with which Polaris could be observed two or three hours before
dark.
Appendix No. 33
I
Extracts from report and field notes of the survey of the Seventh Base Line,
District of Cochrane, by Beatty & Beatty, O.L.S., 1931.
Soil
From Niven's Meridian east to the Nettogami River the soil is sand and
gravel ridges with occasional granite ridges and hills. From mile 16 east to
mile 40 the soil is mostly sandy with a little clay mixed with it. From mile 40
east to the boundary it is mostly sandy clay with some boulders on some of
the ridges. Granite outcrops again appear at the Lowakamistik River and there
are occasional low outcrops of granite from this point east.
The first ten miles east of Niven's Meridian are broken and then the country
flattens out being generally undulating with low ridges running north and south.
The country is well drained by the numerous creeks and rivers. The muskegs
are much drier and firmer than those crossed last year and we did not encounter
ice in the swamps and heavy bush late in the summer. We had the usual
summer frosts.
Timber
In general the country is covered with muskegs and low ridges of spruce
from three to ten inches in diameter. As a rule these ridges are at numerous
creeks and rivers or where there is any drainage. Between miles 1 and 2, between
mules 3 and 5 and from the Yesterday River east to mile 10 there are some good
patches of spruce and jack pine. From mile 19 to 24, the 26th mile and from
mile 29 to 31 the timber is mostly spruce three to eight inches with narrow ridges
of spruce three to ten inches. This has been classed as merchantable timber
although quite a bit of it is scattered, yet there are patches that would yield about
fifty cords of pulpwood to the acre. At mile 56 and from mile 59 to 61 there is
some fair spruce three to eight inches with scattered poplar six to ten inches.
These strips are not as good as those to the west, but are the only good sections
crossed.
Between miles 12 and 18 the higher country was overrun by fire eight or
nine years ago. The dead trees are still standing, there is a good growth of
young jack pine and spruce coming up. This same fire followed the French
River and the Yesterday River to the south of our line. It also crossed the line
at mile 39 but here it was only patchy and was mostly to the north of our line.
From' the Ahtick River east to mile 65, we found evidence that the country
had been burned over about 100 years ago. On the ridges in this section there
is a fair growth of pulpwood in places.
As mentioned before the muskegs are firm and dry with scrub spruce to
four inches. There are very few tamarac muskegs and we found very little
swamp birch in the muskegs.
96 REPORT OF THE No. 3
There were no fires in the immediate district this season. We saw smoke
on our way out to the south of Agaskagou Lake to the west of Kesagami Lake.
Minerals
There were no indication of minerals in this district.
Streams and Lakes
Our line did not cross any lakes. There were a few small ponds or soft
places in the muskegs where the water accumulates in the spring, but these
were very small and not numerous.
The largest lake in this district is Kesagami Lake. The northwest bay of
this lake was about fifty chains south of our 37 mile post. This lake has already
been fairly accurately sketched in on the maps already issued. It is a very large
lake and owing to its shape and the absence of islands it is often very rough
and difficult to cross. The shores are very low and the surrounding country is
flat. There are several stretches of sandy beaches on the shores. The shores
are covered with spruce and white birch from three to eight inches in diameter.
There are several fair sized lakes to the east and west of Kesagami Take
These have also been sketched on the present published maps.
Our line crossed the Yesterday River in the 7th mile, also a fair sized stream
which flows into it at the 12th mile. We crossed the Nettogami River with our
I6th mile and two branches of the Kiasko or Gull River at our 24th and 27th
miles. We crossed the Partridge River with our 35th mile and our 44th mile
post is on an island in the Kesagami River. Our 49th mile crossed the
Kaskiskastic River and our 55th mile the Ahtick River. We crossed the
Lowakamistick River with our 58th mile. These last three rivers all flow into
the Kesagami River. Our 67th mile crossed a fair sized river which was used
by O.L.S. King this summer to take his supplies into work on the inter-provincial
boundary and he would no doubt report on it. Besides these rivers mentioned
we crossed numerous smaller rivers and creeks. Where our line crossed, these
were all swift and shallow.
Canoe Routes
As mentioned before, we used the French, Yesterday and Nettogami Rivers
to place supplies along our line. All these rivers are swift and get very shallow
during the summer. The Yesterday River is used by trappers in the early
spring and late fall. The Nettogami is the main route used and we found the
portages well cut out. At present it is only used by trappers but formerly the
Indians used it when they went to Kesagami Lake in the summer to fish.
The Nettogami is swift and shallow throughout and there are numerous
portages. The first portage, about nine miles up from the mouth, is short,
being a lift over, at a short falls; about fifteen miles above this is the Ashegan
Portage which avoids a series of chutes and rapids. This portage is about
thirty chains long on the east bank. About one mile above this is the Axe-
handle portage, about twenty chains long, on the west side, which avoids a series
of rapids. About one mile above this is a falls of thirty feet passed by a portage
of ten chains on the west side. A mile above this is a falls of fifteen feet, passed
by a portage on the east side. One half mile above this is a portage of si.xty
chains on the east side, which avoids a rapids about one mile long with an
estimated fall of 110 feet. Our Indians told us that this rapids may be run or
|)oled up in \er\- low waier At iho north end <if ihi^ portage there are some
DEPARTMENT OF LANDS AND FORESTS FOR 1931 97
Indian graves. About one mile above this there is a falls of six feet with a
portage of two chains on the east side. Our line crossed the river about ten
chains above or south of this portage. About twenty chains above our line there
is a portage of ten chains on the west side. About seven miles above this there
is a winter trail on the east side about six miles long which avoids a crooked
winding stretch of the river with numerous rapids. This trail comes back to the
river at what is called Nettogami Lake. It is probably a lake in the early spring
but in summer is only a part of the river that winds through a flat stretch of
country with low willow banks for about five miles. Above this there is a short
lift over here at a falls of four feet. About four miles above this is Fox Rapids,
where a short portage of two chains is necessary. About five miles above this
is Island Portage, about two chains long. From this point south to Agaskagou
Lake, about seven miles, the river is swift but there are no rapids where portages
have been made.
There is a portage of about a mile and a half between Agaskagou and
Kesagami Lakes.
On the Kesagami River between the lake and our line there were no portages
and the river, though swift is easily navigable. We learned that below our line
the river is very swift and shallow and is never used by the Indians. They
prefer to go east over a series of lakes and portages from Kesagami Lake to the
Lowakamistick River and use it to go north to the lower part of Kesagami River
and on to Hannah Bay. The Kaskiskastic and Ahtick Rivers are used only in
high water by trappers. These are shallow and swift rivers.
\\\A.TER Powers
There are several falls on all the principal streams v.here they go over the
escarpment to the costal plain below. Some of these are from twenty to thirty
feet high. Owing to the small volume at low water in any of these rivers it is
doubtful if any of these powers would warrant development.
There is a fall of about thirty-five feet made up by two short falls and a
rapids between them at the junction of French River and the river from the
southeast, which we used going to our starting point. This is about five miles
north of the base line. There might be a possibility of creating sufficient storage
on these two streams to insure a sufficient flow to develop a small power at this
point.
There is very little game in the country. Our packers saw se\eral moose
and bears along the Nettogami River and we saw signs of bears on the line.
No caribou were seen at all. The only signs of fresh beaver work were seen
along the French River. While we were taking in supplies in the spring the
Indians told us they were having good success at hunting muskrats.
Speckled trout abound in all the streams excepting in the Kesagami and
Lowakamistick Rivers. These fish vary in size up to one and one-half pounds.
There are white fish and pike in Kesagami Lake. There are also pike in
Hie other lakes to the east and west of Kesagami.
We went in as early as possible to enable us to get the benefit of the high
water in the French and Nettogami Rivers to put in our supplies. Owing to
the swiftness and shallowness of these rivers we had great difficult)-. These
98 REPORT OF THE No. 3
streams could not have been used late this season by loaded canoes. The water
in the Nettogami River dropped over ten inches in the first two weeks of July.
We had a lot of rain on our way out but this did not seem to help water conditions
any. It took us eight days by canoe from the Kesagami River to where the
railroad extension crosses the Moose River. We had to wade the rivers the
greater part of the way.
We had a very hot week the latter part of June and the early part of July,
but otherwise the weather was good.
We did not see any permanent Indian camps. The whole of the country is
trapped over but apparently they use tents all the time and move about a great
deal.
Appendix No. 34
Extract from report and field notes of the survey of North Shore of Lake
Superior, District of Thunder Bay, J. S. Dobie, O.L.S., 1930.
The portion of the mainland surveyed extends from the south boundary
of the Township of Lyon to George Point on the east shore of Black Bay, from
which point a tie was made across Black Bay to the southeast corner of Lot
6, concession II, Township of Sibley. All the islands adjacent to the above
mentioned portion of the mainland were traversed as well as St. Ignace, Simpson,
Salter and other smaller islands adjacent thereto.
As instructed all islands were marked in such a manner as to be easily
identified. In the case of islands which are named on the charts issued by the
Department of Marine and Fisheries or other ofiicial maps, the names were
retained, and a post was planted on the island with the name inscribed on it
with a scribing iron. Islands not named on the charts were given a designating
number for each island preceded by the initials J.D. The numbered islands
start at J.D. 1802, and continue consecutively to J.D. 2037, and each one has
a substantial wooden post with the initials J.D. and the proper number carved
on it. Every post is surrounded by a substantial mound of stones.
Every mining claim corner located was marked by a substantial wooden
post in a good mound of stones. In some cases there were already iron posts
at these corners, and at several others, where iron posts had not been placed
originally, iron bars were placed alongside the wooden posts and similarly
marked. All of these posts are shown on the plans submitted herewith, •
Standard metal posts were planted at a few strategic points on the survey
and the position of these is also marked on the plans.
Many of these old mining claims were difiicult to find and of some no trace
could be found. All mining claim corners located and re-posted are shown in
their proper position on the accompanying plans.
Generally speaking the country included within the limits of the survey
is high and rugged. This applies to the mainland as well as to the islands. As
one approaches the southwest end of the Black Bay peninsula, however, low
stony shores are very much in evidence and there are not nearly so many of the
bold precipitous rocks which are so prominent in the sections nearer Nipigon
Straits. Much of the shore line on the south side of St. Ignace, Simpson and
many of the other islands is composed of an amygdaloid rock which has been
greatly eroded by the action of the waves. This amygdaloid is intruded in
numerous places by dikes and sills of diabase, some vertical and others inclined
DEPARTMENT OF LANDS AND FORESTS FOR 1931 99
at various angles. This diabase is ver>^ highly resistant to erosion and the result
is that the incessant pounding of the waves has worn the rocks into all sorts
of fantastic shapes, many of which are extremely beautiful. Several natural
tunnels were observed and other odd forms are quite plentiful.
St. Ignace Island is the largest island surveyed and as a matter of fact
it is the largest island in Lake Superior in Canadian territory. It is nearly
sixteen miles long and is over seven miles wide.
It is high and rugged with many hills rising to a height of over live hundred
feet and in one place the elevation is over twelve hundred feet above Lake
Superior. On the north side, however, there are long stretches of flat stony
shore but only a short distance back are rocky hills rising several hundred feet
above the lake. There are several small lakes on St. Ignace Island where speckled
trout are said to be plentiful and some small streams on this island also contain
trout. St. Ignace Island and the other islands in the vicinity are very popular
with tourists and a number of camping parties were met during the season.
One noticeable feature of the shore line is that there are very few sand
beaches. There are numerous stretches of gravel beach, the gravel being separated
into layers of different sizes by the action of the waves. Many of these beaches
have been staked as gravel claims, and from these, particularly at Paradise
Island, large quantities of gravel have been removed and taken to Port Arthur
and Fort William for construction purposes.
From a scenic standpoint the whole territory, both islands and mainland
is extremely beautiful. The ever recurring contrasts between the bold precipitous
rocks with the smooth gravel beaches are very attractive to the lover of natural
beauty. While Lake Superior is subject at times to savage storms when the lake
becomes so rough that small boats cannot live on its surface, there are numerous
harbours for small craft and nearly all of the islands afford attractive camping
places.
Lumbering operations have been carried on extensively all along the shore
and on most of the larger islands, and much of the best timber suitable for
pulpwood has been removed. The beauty of the landscape as seen from the
lake does not appear to have suffered to any great extent however, as the thick
mantle of smaller timber still remains. The piles of brush, etc., which one en-
counters on landing in many places does not add to the attractiveness of the
country, however. Several areas have suffered from fires in recent years however,
such as on Edward Island, on the east side of Sturgeon Bay and on the west
side of Nipigon Straits. Some of the larger islands have been burned over in
the past and are now covered with a healthy growth of young trees.
During the latter part of June and early in July red trout of large size are
easily caught with a troll on the reefs outside the islands, and speckled trout
of large size, locally known as "coasters" are to be caught at all seasons in many
of the channels between the islands and along the talus heaps at the foot of
the rougher shores.
Moose and caribou were often seen in the vicinity of St. Ignace and Simpson
Islands and occasionally in other places.
The magnetic variation generally ranges from one degree east to two degrees
west, but there is a considerable range as there is much local attraction in many
places.
Complete plans have been prepared showing all the essential information
obtained during the surs'ey. These plans are on a scale of 20 chains to 1 inch
as instructed and complete tracings of the plans are submitted herewith. These
tracings are in two sheets one showing all islands and the mainland between
100 REPORT OF THE No. 3
Nipigon Straits and Point Porphyry including the westerly part of St. Ignace
Island, and the other showing the remainder of St. Ignace Island, Simpson
and Salter Islands and other smaller islands adjacent.
Appendix No. 35
Extract from report of survey of Townships of Joynt and Langworthy, District
of Thunder Bay, by Roy S. Kirkup, O.L.S., 1930.
The Township of Joynt was outlined in 1925 by Lang and Ross, the lines
of which were found to be well opened out, with very little underbrush, except
on the north boundary. On the north boundary it was necessary to spend
several days cleaning out the underbrush, on account of the second growth and
in order to obtain good chainage. Lac des Mille Lacs intrudes into the south-
east corner of this ToAvnship, cutting out the greater parts of Lots 1, 2 and 3
in the First Concession. The Canadian Pacific Railway traverses the Township
in a north-westerly direction, also cutting out a considerable acreage in the
Township. Adjacent to the southerly limit of the Canadian Pacific Railway,
what appears to be a right of way for a road has been cut out, and this is shown
wherever we crossed it in the field notes. I presume that this would be a link
in the trans-Canada highway scheme.
We then proceeded to lay out the south half of the Township of Lang-
worthy, and in due course this was accomplished. Several small lakes were
encountered throughout both townships and notes of the traverses of the same
will be found accompanying this report. Two Cooke transits were used through-
out the surve3% and two tapes, one five chains and one two chains. We found the
five chain tape to work out very well when check chaining, on account of the
nature of the ground, which was fairly level throughout. Chainages on hills
were reduced to the horizontal by the Abney Clinometer. The base lines, of
course, were double chained, in accordance with your instructions. Observations
were taken before starting the survey and throughout the progress of the survey,
and these will be found tabulated with this report.
Iron posts, pits and mounds were placed at the points indicated on the
plan accompanying the instructions with one or two exceptions, i.e., when we
hit an iron post or within a short distance of where one was planted on the
boundary lines.
We had some little difficulty at times to locate the post on the East Boundary
of Upsala, and as instructed we deducted the width of the concessions at that
end by our ties to posts. These chainages do not agree by a considerable distance
in some instances with what our chainages produced would be. However, I
have shown them in brackets on the plan and used these distances in the calcu-
lation of acreage on these lots.
Soil
The first three concessions of Joynt Township are low lying, and except
for an occasional ridge, do not promise to be of much importance agriculturally.
Concessions four to six in the greater part are suitable for agricultural purposes,
the ridges being covered with a light loam. The valleys have a moss covered
clay soil.
Practically all of Langworthy Township is suitable for agricultural purposes,
the soil being the same as that of the northern portion of Joynt.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 101
The more remunerative crops of this district are hay, clover seed, and
potatoes. Some excellent crops of hay were observed on Upsala farms.
Timber
The southerly portion of Joynt has a very hea\y stand of spruce of a suitable
size for pulpwood. The north-eastern portion has some considerable stands of
poplar and birch suitable for lumber, also several stands of spruce of pulpwood
size. The greater part of Langworthy Township has been burned over years
ago, and partially reburnt by the fires this summer. The only heavy stand of
spruce is along the northern boundary of the third concession. The hills which
have not been burnt over in most cases have a stand of jack pine, and in all the
swamps are found scattered balsam and dry tamarac.
Geology
There are very few rock e.xposures in either townships, but those observed
were found to be of Dioritic Granite. Some of the glacial boulders in the western
part of Langworthy Township were as large as fifteen feet in diameter.
Streams and Lakes
Lac des Mille Lacs and Little Jackfish are the only lakes of any account.
There are several other small lakes throughout the townships. The Little Savanne
River, McKay's Creek and Spruce Creek all drain into Lac des Mille Lacs, and
are the only creeks of mentionable size. Owing to the dry season, the lakes
were at a very low level, and numerous small creeks were dried up.
Game
Bear, moose and deer were plentiful. Se\eral colonies of beaver were noticed
on some of the small lakes. Lac des Mille Lacs and Little Jackfish Lake yielded
good catches of pike and pickerel.
During the course of the survey, several prospective settlers visited the
party and were anxious to ascertain when the townships would be thrown open
for settlement, so that it would seem that no difficulty would be had in this
regard. The survey having been completed the party returned to town on the
8th day of August.
Enclosed herewith, together with my report, is a plan on mounted linen
of the Townships of Joynt and Langsworthy, timber plan showing the resources
in timber, field notes, observations, chain bearers' oaths, etc., and my account
•n triplicate, all of which I trust will be found correct.
REPORT
OF THE
iMINISTER OF LANDS AND FORESTS
ONTARIO
1931
PART III — FORESTRY BRANCH
103
104
REPORT OF THE
No. 3
DEPARTMENT OF LANDS AND FORESTS FOR 1931 105
Appendix No. 36
I — Forest Fire Protection
(1) Legislation
No changes were made in the Forest Fires Prevention Act, 1930.
On the 21st day of July an Order-in-Council was approved placing under
'Travel Permit" Concessions 7, 8, 9 and 10 in the Township of Richards.
(2) Organization and Personnel
On January 1st the death occurred of James H. McDonald, Super-
intendent of Algonquin Park, who also acted as District Forester in
charge of the Algonquin Inspectorate.
On August 18th John V. Stewart, District Forester at Fort Frances,
together with P. A. Hutton, A. J. Runciman and C. V. Greer of the
Air Service, were killed in an aircraft crash near Fort Frances.
To the families of these men the Forestry Branch extends its
deepest sympathy.
On June 1st the District Forester at Sault Ste. Marie was transferred to
Algonquin Park as Park Superintendent. He also took over the duties of the
District Forester in charge of the Algonquin Inspectorate.
On the same date the Assistant District Forester at Sudbury was trans-
ferred to Sault Ste. Marie as District Forester at that point.
On June 16th an additional Forest Assistant was appointed for each of
the Kenora and Sudbury Inspectorates.
The Forest Assistant in the Hudson Inspectorate was transferred to Sudbury
on August 1st.
No appointment has yet been made to fill the vacancy in the position of
District Forester at Fort Frances.
The total field supervisory staff for the eleven inspectorates was as shown
in the following table and consisted of eleven District Foresters, thirteen
Forest Assistants, one Forest Supervisor, nine Fire Inspectors, one Assistant
Fire Inspector, thirty-three Chief Fire Rangers and one hundred and twenty-five
Deputy Chief Fire Rangers. The Forest Supervisor at Macdiarmid, the Fire
Inspectors at Armstrong, Port Arthur, Elk Lake, Gogama and Biscotasing and
the Assistant Fire Inspector at Longlac also acted as Chief Fire Rangers.
There was direct supervision of one Chief or Deputy Chief Ranger to an
average of every seven rangers.
106
REPORT OF THE
No. 3
ORGANIZATION AND PERSONNEL
Inspec-
torate
Area
(acres)
Head-
quarters
Supervisory Staff
Chief Ranger
Districts
Headquarters
Hudson.. .
26,000,000
Sioux
Lookout
1 — District Forester
1 — Forest Assistant
1 — Fire Inspector
1 — FirelnspectorandChief
Ranger
Red Lake
Siou.x Lookout . .
Armstrong
Goose Island
Sioux Lookout
Armstrong
2 — Chief Rangers
12 — Deputy Chief Rangers
•
Kenora. . .
14,000,000
Kenora. . .
2 — District Foresters
2 — Forest Assistants
3 — Chief Rangers
10 — Deputy Chief Rangers
Kenora
Kenora
Minaki
Minaki
Rainy River ....
Fort Frances
Port
Arthur
11,500,000
Port
Arthur
1 — District Forester
1 — Forest Assistant
1 — Forest Supervisor and
Chief Ranger
1 — Firelnspector andChief
Ranger
13 — Deputy Chief Rangers
Thunder Bay . . .
Nipigon
Port Arthur
Macdiarmid
Oba
26,000,000
Kapus-
kasing
1 — District Forester
1 — Forest Assistant
2 — Fire Inspectors
1 — Assistant Fire Inspec-
tor and Chief Ranger
5 — Chief Rangers
18 — Deputy Chief Rangers
Nakina
Longlac
Oba
Hearst
Kapuskasing. . . .
Franz
Nakina
Longlac
Oba
Hearst
Kapuskasing
Franz
Cochrane .
North Bay
12,000,000
5,100,000
Cochrane.
North
Bay
1 — Fire Inspector
4 — Chief Rangers
15 — Deputy Chief Rangers
1 — District Forester
1 — Forest Assistant
1 — FirelnspectorandChief
Ranger
3 — Chief Rangers
11 — Deputy Chief Rangers
Cochrane
Abitibi
Timmins
Swastika
Temagami North
Temagami East .
Latchford
North Bay
Cochrane
Stimson
Timmins
Swastika
Elk Lake
Temagami
Latchford
North Bay
Sudbury. .
12,600,000
Sudbury. .
1 — District Forester
2 — Forest Assistants
2 — Fire Inspectors and
Chief Rangers
6 — Chief Rangers
21 — Deputy Chief Rangers
Folejet West . . .
Foleyet East ....
Mississagi West .
Mississagi East. .
Webbwood
Temagami West.
Sudbury North. .
Sudbury South. .
Foleyet
Gogama
Chapleau
Biscotasing
Espanola
Mattag^mi Post
Skead
Sudbury
Sault Ste.
Marie. .
7,400,000
.Sault Ste.
Marie. .
1 — District Forester
1 — Forest Assistant
3 — Chief Rangers
1 1 — Deputy Chief Rangers
A.C.R
Blind River
Mississagi South.
Sand Lake
Blind River
Ranger Lake
Georgian
Bay...
3,700,000
Parry
Sound. .
1 — District Forester
2 — Forest Assistants
3 — Chief Rangers
6 — Deputy Chief Rangers
Georgian Bay W.
Georgian Bay E
Georgian Bay S .
Parry Sound
Powassan
Coboconk
Algonquin
3,500,000
Pembroke
1 — District Forester
1 — Forest Assistant
2 — Chief Rangers
4 — Deputy Chief Rangers
Algonquin North
Algonquin South
Pembroke
Brule Lake
Trent
3,200,000
Tweed . . .
1 — District Forester
1 — Forest Assistant
2 — Chief Rangers
4 — Deputy Chief Rangers
Trent
Bancroft
Madawaska
Dacre
Total area, 125,000,000 acres.
DEPARTMENT OF LANDS AND FORESTS FOR 1931
107
The average daily force, including the Chief and Deputy Chief Rangers,
was as follows: April, 222; May, 851; June, 1,153; July, 1214; August, 1,206;
September, 815; October, 244. The largest number of men on duty at any one
time, including Chief and Deputy Chief Rangers, was 1,221.
NUMBER OF MEN ON DUTY INCLUDING CHIEF AND DEPUTY CHIEF RANGERS
1931
1930
1929
1928
1927
1926
1925
April 1st
April 15th
May 1st
May 15th
June 1st
June 15th
July 1st
July 15th
August 1st
August 15th
September 1st.
September 15th
October 1st . . .
October 15th. .
October 31st . .
121
191
471
878
1,112
1.164
1,195
1,210
1,212
1,207
1,114
901
332
244
196
104
189
454
880
1,111
1,173
1,216
1,235
1,205
1,208
1,184
1,136
477
288
179
//
139
454
683
981
1,066
1,090
1,085
1,072
1,0S1
1,083
987
407
245
154
49
98
293
628
992
1.026
1,071
1,080
1,068
1,055
988
778
242
131
93
44
159
361
675
958
1,040
1.046
1,062
1.051
1,019
926
865
240
120
57
19
42
168
549
896
966
982
992
987
983
918
798
257
129
44
24
62
360
648
822
842
847
848
845
841
835
806
245
82
(3) Expenditures
The total expenditure for the year was 82,147,923.49, less 860,000.00
transferred to a charge against Forest Ranging to cover air operations in con-
nection with that work, leaving the actual charge against Forest Fire Protection
at 82,087.923.49. The amount of fire tax collected for the year was 8304,843.76.
While this total amount of over two million dollars is classified as an
expenditure for forest protection it must be remembered that quite a considerable
proportion is not spent for forest protection at all but for the protection of
lives and private property in the various settlements throughout the Fire
Districts.
Considered as insurance on our forest resources, which are valued at
S578,250;000 the expenditure is at the rate of 0.36 per cent.
Consideration should also be given to the value of protection to Crown
lands for recreational purposes, watersheds upon which power development is
dependent, and fish, game and fur, the latter items now having an annual value
of 93 million dollars.
The table of expenditures shows a steady rise in pay roll but there has
not been a corresponding increase in the number of men on duty, in fact the
highest number on the staff at any one time was less in 1931 than in 1930, and
both were less than 1923. The increased pay roll is accounted for by the increased
number of higher paid and better personnel and the necessity of maintaining
an ever-increasing winter staff.
There have been large expenditures on improvements and equipment in order
to bring the detection and suppression facilities along as rapidly as possible.
This policy seems to be amply justified by the results obtained.
The matter of expenditures resolves itself into the question as to whether
a reasonable degree of protection is desired or not. If it is, then we must be
prepared to spend at the very least one and three-quarter million dollars annually.
This is at the rate of 1.4 cents per acre over an area of 125 million acres.
108
REPORT OF THE
No. 3
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DEPARTMENT OF LANDS AND FORESTS FOR 1931 109
(4) Fires
The 1931 fire season was the third in succession with abnormal conditions.
Precipitation from January 1st to September 30th was below normal and the
mean temperature during the fire season was above normal. These conditions
together with the results of two preceding dry years created an extremely
dangerous situation. Many previously reliable canoe routes had to be abandoned
because of low water and fires burned in the ground to such an extent that it
was almost impossible to state that they were definitely extinguished. The
number of dry electric storms was exceptionally high. One great redeeming
feature however was the comparatively few days of high winds.
In so far as temperature and precipitation are concerned the seasons of
1923 and 1931 were very similar. The official weather records show that the
mean temperature during the fire season was higher in 1931 than in 1923 and
the precipitation for most of the Fire Districts about equal.
A comparison of the area burned in each of the two years, years with almost
identical conditions, 1931 being if anything more dangerous, shows a total of
2,120,148 acres in 1923 and 138,287 acres in 1931. There were 1,343 fires reported
in 1923 and 1,851 in 1931. The area under protection in 1931 was larger by
some 20 million acres.
Of the total number of fires 92 per cent, were held to areas of 100 acres
or less. Two fires got beyond an area of 10,000 acres burning some 14,000
acres each.
Of 1,851 fires a total of 878 were confined to private land and burned 20.2
per cent, of the total area.
110
REPORT OF THE
No. 3
CLASSIFICATION OF FOREST FIRES
By Month
Month
*November(1930)
April
May
June
July
August
September
October
Totals
1931
No.
77
129
370
215
289
589
156
26
1,851
Per cent.
4.2
7.0
20.0
11.6
15.6
31,8
8.4
1.4
100.0
1930
Per cent,
8.7
29.0
16.3
5.5
30.0
6.6
3.9
100.0
1929
Per cent.
5.8
11.7
11.2
19.2
30.5
13.4
8.2
100.0
1928
Per cent
6
45
23
11
11
2
0
100,0
1927
Per cent
14
12
11
14
30
16
0,8
100,0
1926
Per cent
0
43
17
9
24
3
0
100,0
1925
Per cent.
13.2
26.7
5.7
4.2
38.0
11.8
0.4
100.0
"Report covers period from November 1st, 1930 to October 31st, 1931.
CLASSIFICATION OF FOREST FIRES
By Origin
Origin
1931
1930
1929
1928
1927
1926
1925
No.
Per cent. Per cent.
Per cent.
Per cent.
Per cent.
Per cent.
Per cent.
Settlers
251
626
97
297
21
242
27
33
131
126
13.6
33.8
5.2
16.0
1.1
13,1
1,5
1,8
7.1
6.8
18.1
28.6
8.5
13.6
3.1
10.8
2,6
7.2
26.7
12.0
16.1
3.6
10.3
1.4
15.5
21.7
18.3
6.3
5,4
12,3
1.3
14.9
28.6
8.5
5.3
5.6
11.7
2.3
13.6
23.8
10,6
5,5
5,5
9.8
3.2
14.8
Campers
27.7
Railways
11 .1
Lightning
Logging operations
Smokers
11.8
5.5
Road construction.
Incendiarv
Miscellaneous
Unknown
7,3
7.4
3.9
18.8
6.7
12.5
3.5
19.6
3.5
24.5
10.3
18.8
Totals
1,851
100,0
100.0
100.0
100.0
100.0
100.0
100.0
CLASSIFICATION OF FOREST FIRES
By Size
Size
1931
No.
Per
cent.
1930
Per
cent.
1929
Per
cent.
1928
Per
cent.
1927
Per
cent.
1926
Per
cent.
1925
Per
cent.
Quarter acre and under . . .
Over quarter to 5 acres. . .
Over 5 to 10 acres
Over 10 to 100 acres
Over 100 to 500 acres
Over 500 to 1,000 acres. .
Over 1,000 to 10,000 acres
Over 10,000 acres
Totals
496
743
144
321
100
20
25
2
26.8
40.1
7.8
17.4
5.4
1.1
1.3
0 1
23.6
38.2
9.1
15.9
8.1
1.8
2.7
0.6
26.0
39.6
7.3
14.5
6.5
2.0
3.2
0.9
27.2
42.5
7.8
16.4
3.6
0.8
1.1
0.6
26.8
42.9
7.2
16.7
5.0
11
0.3
25
41
7
16
6
1
1
30.6
35.4
6.5
14
7,
2.
3.
0.
1,851
100.0
100.0
100.0
100.0
100 0
100.0 Iioo.o
DEPARTMENT OF LANDS AND FORESTS FOR 1931
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DEPARTMENT OF LANDS AND FORESTS FOR 1931
113
AVERAGE NUMBER OF RAILWAY FIRES PER HUNDRED MILES OF LINE
THROUGH FOREST SECTIONS
Railway
1931
1930
1929
1928
1927
1926
1925
Canadian National Railways (exclusive of
northern line)
1.8
0.8
1.2
6.2
2.3
1.5
6.2
2.1
2.0
1.4
3.3
14.8
2.8
4.2
5.0
2.9
0.5
2.3
1.2
1.4
3.4
0.7
0.5
1.1
1.6
1.7
1.5
"2.3'
1.7
3.5
1.0
1.9
2 4
Canadian Pacific Railway
2 4
Canadian National Railways (northern trans-
continental line only)
0 3
Temiskaming and Northern Ontario Railway
Algoma Eastern Railway
1.1
9 4
Algoma Central and Hudson Bay Railway. .
Nipissing Central Railway
3.4
3.3
6.1
1.9
2.3
3.7
1.8
1.7
2.2
2.4
RAILWAY FIRES
Railway
Canadian National Railways (exclusive of
northern line)
Canadian Pacific Railway
Canadian National Railways (northern trans-
continental line only)
Temiskaming and Northern Ontario Railway
Algoma Eastern Railway
Algoma Central and Hudson Bay Railway. .
Nipissing Central Railway
1931 1930 1929 1928 1927
36.1
12.4
9.3
33.0
2.0
5.2
2.0
100.0
Per cent, of Total Number of
Railway Fires
33.7
25.2
9.2
13.4
10.9
7.6
100.0
44.1
39.8
11.8
1.1
1.1
2.1
100.0
29.6
54.1
5.1
2.0
1.0
5.1
100.0
39.3
27.0
10.1
12.4
100.0
1926 1925
29.7
46.6
6.8
5.9
9.3
100.0
38.3
29.7
1.6
3.1
6.2
15.6
100.0
CLASSIFICATION OF FOREST AREAS BURNED OVER
1931
1930
1929
1928
1927
1926
1925
Forest Conditions
Acres
Per
cent.
Per
cent.
Per
cent.
Per
cent.
Per
cent.
Per
cent.
Per
cent.
Timber land
45,006
21,603
27,659
44,019
32.5
15.6
20.0
31.9
56.1
9.8
14.1
20.0
18.4
18.3
29.7
33.6
37.1
7.1
30.8
25.0
2.6
14.5
17.7
65.2
14.4
25.2
32.7
27.7
5.4
Cut -over land (some timber left) .
Young growth (below six inches) .
Barren and grass land
18.5
29.8
46.3
Totals
138,287
100.0
100.0
100.0
100.0
100.0
100.0
100.0
114
REPORT OF THE
No. 3
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118
REPORT OF THE
No. 3
(5) Permits
The total number of burning permits issued during the season was 27,031
for an area of 81,952 acres. Although the season was warm and dry every
encouragement was gi\'en to the settlers to burn, as conditions in most districts
were ideal for land clearing. Only in very dry weather can a burn be secured
which appears satisfactory to the settler.
The large number of uncontrolled fires on private land was not directly
attributable to the liberal issuance of burning permits but rather to deliberate
incendiarism for the purpose of creating employment and burning without the
necessary permit and therefore without proper control.
STATEMENT OF PERMITS ISSUED
District
Red Lake
Sioux Lookout
Armstrong
Kenora
Minaki
Rainy River
Thunder Bay
Nipigon
Nakina
Hearst
Longlac
Oba
Franz
Kapuskasing
Smoky Falls
Cochrane
Abitibi
Swastika
Timniins
New Liskeard
A.C.R
Blind River
Mississagi South. . .
Foleyet West
Foleyet East
Mississagi West. . . .
Mississagi East. . . .
Webbwood
Sudbury North. . . .
Sudbury South ....
Temagami West . . .
Temagami North . .
Temagami East . . .
Latchford
North Bay
Georgain Bay West
Georgian Bay East.
Algonquin North. . .
Algonquin South. . .
Trent
Madawaska
Totals
Number of Permits
1931
107
115
98
863
108
121
,763
37
13
,845
8
56
10
,824
723
3
.105
,836
'132
387
141
167
50
84
435
185
,669
37
,367
20
249
,091
288
295
35
173
217
374
27,031
1930
111
66
10
606
66
40
395
'" 2
1,173
2
24
13
2,113
2',755
8
1,915
1,093
93
250
"74
170
48
64
225
129
962
18
924
17
18
731
93
224
41
122
172
327
15.094
1929
63
78
13
769
55
40
293
3
7
1,074
^
15
9
1,903
16
2,078
20
1,664
1,241
"95
191
"43
199
55
6
222
12
854
27
988
277
914
105
165
50
106
150
235
14,038
1928
129
40
5
611\
44/
29
4
42
1,501
24
6
2,274
2,637
1,236
1,034
"51
134
2
43
185
22
12
169
15
540
12
'51
139
724
111
155
29
105
77
181
13,611
1927
24
103
28
497
61
433
10
37
1,264
"34
14
1,245
84
2,871
5
1,482
1,173
"72
298
3
59
163
77
26
322
18
766
II
765
223
829
87
162
45
73
57
172
13,595
1926
31
26
179
31
264
"51
1,804
2
29
5
1,022
76
2,506
65
1,603
1,407
836
97
164
"58
175
67
18
183
16
580
14
294
395
971
83
207
14
103
311
59/
13,466
1925
99
19
235
"95
1,656
11
10
1,187
2,485
157
1,515
1,212
637
82
126
"3
169
20
12
162
36
411
19
253
174
691
100
159
84
106
11,962
DEPARTMENT OF LANDS AND FORESTS FOR 1931
119
STATEMENT OF PERMITS ISSUED
District
Acreage covered by Permits
1931
1930
1929
1928
1927
1926
1925
572
1,786
29
109
56
151
63/
416
757
375
570
85
189
412
4
18
2,124
17
1,738
22
2,170
18
'■"D
3,123
442
344
90
403
378
1,162
2,144
174
7,068
2,201
1,137
7,777
2,428
993
1,029
93
15
2
110
7
3
18
19
35
28
13,591
9
4,805
4,898
7,119
3,358
3,435
3,72i
109
1
10,894
"25
"7
"'7
7
"28
....
6,437
7,44^^
13,807
5,085
4,1061
205/
1
4,222
22
72
12,407
8,735
6,414
16,901
5,577
5,623
4,462
1
39
19
4
213
426
11.351
8,441
7,554
5,031
3,251
4,884
5,211
5,795
5,669
6,801
2,222
1,812
2.354
2,035
2,064
2,154
466
603
184
1,121
269
408
1,257
1,422
690
383
130
1
1,199
27
1,041
1,119
205
19
23
29
1,370
1,008
25
252
:61
65
87
2,280
1,613
3,15?
77
83
331
310
2,373
2,208
2,555
19
27
9
26
2,984
2,843
4,741
1,964
915
648
449
7,565
4,125
2,768
664
339
13
14
556
137
293
3,387
1,670
2,184
941
5,105
2,089
1,95/
523
5
34
3
7
27
6
2,087
1,692
1,228
1,272
1,412
319
1,197
11
535
9}
875
579
217
514
458
819
1.612
1,697
1,366
1,348
1,830
1,384
531
169
307
157
297
201
742
742
623
730
380
456
558
418
110
121
3,362
33
15
148
377
305
180
1,753
141
139
199
121
472
437
295
268
550
1111
86/
326
1,043
1,296
423
810
1,043
81,952
50,278
51,752
62,905
55,762
45,988
47,168
Red Lake
Sioux Lookout
Armstrong
Kenora
Minaki
Rainy River
Thunder Bay
Nipigon
Nakina
Hearst
Longlac
Oba
Franz
Kapuskasing
Smoky Falls
Cochrane
Abitibi
Swastika
Timmins
New Liskeard
A.C.R..
Blind River
Mississagi South. . .
Foleyet \\ est
Foleyet East
Mississagi West. . . .
Mississagi East. . . .
Webbwood
Sudbury North . . . .
Sudbury South . . . .
Teniagami West. . .
Temagami North . .
Temagami East. . . .
Latchford
North Bay
Georgian Bay West
Georgian Bay East .
Algonquin North. . .
.\lgonquin South. . .
Trent
Madawaska
Totals
STATEMENT OF PERMITS ISSUED
Month
Number of Permits
1931
1930
1929
1928
1927
1926
1925
April
May
June
July
August
September . . .
October
Totals
1,564
6,173
7,528
3,450
4,545
3,139
632
756
3,531
3,025
2,150
2,753
2,469
410
640
2,579
5,043
2,937
1,520
1,220
99
116
3.372
4.494
2,581
2.139
899
10
663
2,857
4.641
2,082
1,671
1,656
23
100
3,580
3,341
2,643
2,065
1,672
65
27,031
15,094
14,038
13,611
13,593
13,466
451
2,185
2,273
2,172
2.484
2,367
30
11,962
120
REPORT OF THE
No. 3
STATEMENT OF ]
PERMITS ISSUED
Month
Acreage Covered by Permits
1931
1930
1929
1928
1927
1926
1925
April
6,919
22,898
25,440
7,521
10,318
7,238
1,618
4,888
14,134
10,696
7,263
6,871
4,923
1,503
2,662
9,882
24,581
8,627
2,693
2,302
1,005
701
21,435
23,453
9,589
5,796
1,812
119
7,138
15,265
13,896
5,662
8,408
4,742
651
3,686
13,484
12,020
7,521
4,434
4,800
43
7,981
May
12,397
5,851
Tulv
7,685
A ugust
September
6,667
6,546
October
41
Totals
81,952
50,278
51,752
62,905
55,762
45,988
47,168
(6) Equipment
While considerable additions had been made to the stock of fire-fighting
equipment in previous years the supply was still insufficient to meet the demands
of 1931 and further purchases were necessary. The bulk of the equipment
purchased during the actual fire season was not assigned to any particular
district but will be kept at central points available for any district in which
abnormal conditions may develop.
(7) Locomotive Inspection
Two men were employed between April 1st and September 30th solely on
the inspection of fire-protective appliances on railway locomotives and engines
of all descriptions operating within the Fire Districts.
)00 A total of 2,562 inspections were made covering 1,085 different locomotives
and*engines.
DEPARTMENT OF LANDS AND FORESTS FOR 1931
121
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REPORT OF THE
No. 3
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DEPARTMENT OF LANDS AND FORESTS FOR 1931 123
(8) Improvements
The building programme was continued as time permitted-, much work
being done during the winter months. Twenty-five steel towers were erected,
292 miles of permanent telephone line built and six radio stations installed.
Radio stations are now installed at Cat Lake, Swains Lake, Red Lake,
Gold Pines, Goose Island, Lake St. Joseph, Savant Lake, Caribou Lake, Fort
Hope, Sioux Lookout (2 stations), Otter Lake, Kenora, L^pper Manitou Lake,
Nesters Falls, Jackfish Island, Obonga Lake, Garden Lake, Macdiarmid, Port
Arthur, Pukaskwa, Sault Ste. Marie, Little Abitibi Lake, Adair Tower, Stimson,
Latchford Township, North Bay, Delhi Township, Maple Mountain Tower,
Mount Collins Tower, and Elk Lake.
Permanent Improvements
Completed to October 31st, 1931
Cabins 32 1
Storehouses 72
Boathouses 36
Combined Storehouses and Boathouses, etc 14
Bunkhouses 62
Offices 16
Garages 52
Other Buildings Ill
Hose Towers 54
Wooden Lookout Towers 114
Steel Lookout Towers 140
Permanent Telephone Lines (miles) 3,342
Temporary Telephone Lines (miles) 72
(9) Air operations
From the standpoint of personnel and machines the year 1931 was disastrous.
Two pilots, P. A. Hutton and A. J. Runciman, and two Air Engineers, C. V.
Greer and L. Mewburn, were killed and four machines washed out.
Aircraft were originally alloted as follows:
Goose Island 1 H.S. 2 L.
1 Moth
Caribou Lake 1 H.S. 2 L.
1 Moth
Sioux Lookout 1 Hamilton
1 Moth
Kenora 1 Hamilton
1 Moth
Fort Frances 1 H.S. 2 L.
1 Moth
Port Arthur 1 Fairchild
1 D.H. 61
Orient Bay 1 Hamilton
1 H.S. 2 L.
1 Moth
Twin Lakes 1 H.S. 2 L.
1 Moth
Oba Lake 1 H.S. 2 L.
1 Moth
Remi Lake 1 Moth
Sault Ste. Marie 1 Moth
Biscotasing 1 Moth
Sudbury 2 Moths
Elk Lake 1 Moth
124
REPORT OF THE
No. 3
Of these the Hamilton at Kenora, the H.S. 2 L. at Fort Frances, the
Fairchild at Port Arthur and the H.S. 2 L. at Orient Bay were damaged beyond
repair.
Apart from the regrettable loss of life and equipment the operations for the
season were very successful. Aircraft are being used more and more for trans-
portation purposes and less for detection as the tower system is pushed further
ahead. In spite of the bad fire season it was necessary to purchase commercial
flying only to the extent of approximately 200 hours.
(10) Hazard Disposal
Considerable headway was made in clearing up settlers' slash and in
disposing of the debris along roads and around settlements. Much benefit was
derived in this respect from expenditures made possible by the Unemployment
Relief Scheme.
Special projects were undertaken in the following locations:
Sioux Lookout
Pigeon River
Dill
Hudson
Hamilton's Corner
Capreol
Savant Lake
Pine River
Hagar
Armstrong
Pass Lake-Squaw Bay
VVestree
Redditt
Nipigon Highway
Shining Tree
Kenora-Redditt Road
Shebandowan Highway
Gogama
Silver Mountain-Mackies Road
Shabaqua
Tionaga
Lybster and Strange North
Mud River
Foleyet
Devon Road
Murillo
Sultan
W'est Pearson Road
Brent
Massey
Silver Mountain
Opeongo Lake
Tilden Lake
Hillside
Macdiarmid
Marten River
Graham
Kapuskasing
Wilson Lake
Surprise-Two Island Road
Hearst
James Lake
Surprise-Dawson Road
Hornepayne
Latchford
Pearson and Pardee
Nakina
Elk Lake
Marks
Mississagi Road
Gowganda
Kakabeka
Batchewana Road
Patterson
Hymers
Timmins
Laurier
Gillies
Kirkland Lake
Dorset
Sellars
Markstay
Nipissing Road
Slate River
Benny
Bonnechere Road
(11) Travel Permits
The "Travel Permit" system again proved very satisfactory and received
the full support of the public. A total of 48,593 permits were issued to people
wishing to travel in the areas under permit. These covered 135,975 persqns.
A total of 29,967 permits were issued for the Ferguson Highway alone,
covering 93,607 persons.
DEPARTMENT OF LANDS AND FORESTS FOR 1931
125
STATEMENT OF TRAVEL PERMITS ISSUED
1931
1930
1929
1928
1927
Inspectorate
Per-
mits
Per-
sons
Per-
mits
Per-
sons
Per-
mits
Per-
sons
Per-
mits
Per-
sons
Per-
mits
Per-
sons
Hudson
1,592
842
296
3,221
1,061
3,635
29,967
5,804
3,727
938
682
7,445
1,669
7,475
93,607
14,346
982
354
206
2,734
365
313
Port Arthur
Oba
Cochrane
Sault Ste. Marie
Sudbury . .
693
3,090
25,907
5,567
2,331
9,714
65,000
11,000
615
229
18,268
1,626
3,034
783
46,000
1,626
167
57
13,617
1,565
895
106
40,000
1,565
273
56
5,605
614
918
137
North Bay —
Ferguson Highway..
Other than Ferguson
Highway. ,
Georgian Bay
14,000
614
Algonquin
2,175
6,086
Trent
Totals
48,593
135,975
36,799
91,457
20,738
51,443
15,406
42,566
6,548
15,669
(12) Operating Permits
Section 24 of The Forest Fires Prevention Act, which requires that a permit
be secured to cover any kind of operation in the woods, was enforced and met
with general satisfaction.
A total of 3,642 operating permits were issued under this section covering
operations employing 27,078 men. The number of operating permits refused
because of the danger of fire was very limited. In some instances permits were
given for limited periods only and then extended as conditions warranted.
No fires escaped as a result of mining operations being permitted during
the summer months.
OPERATING PERMITS, 1931
Mining Operations
Woods Operations
Miscellaneous
Operations
Totals
Inspectorate
No. of
Permits
Men
Engaged
No. of
Permits
Men
Engaged
No. of
Permits
Men
Engaged
No. of
Permits
Men
Engaged
Hudson
Kenora
Port Arthur
Oba
228
99
212
106
602
99
509
656
5
13
19
704
358
982
457
2,203
437
2,494
3,002
22
52
87
34
104
18
6
234
11
468
67
27
19
57
320
679
468
886
2,304
1,321
3,254
1,375
663
954
204
1
i
27
4
9
'7
5
"50
2,858
313
266
360
263
203
230
113
863
110
981
732
32
32
83
1,029
1,037
1,450
1,393
Cochrane
7,365
Sault Ste. Marie. . .
Sudbury
1,758
6,061
North Bay
Georgian Bay
Algonquin
Trent
4,643
685
1,006
651
Totals
2,548
10,798
1,045
12,428
49
3,852
3,642
27,078
126 REPORT OF THE No. 3
II. Report of Director of Air Service
Introduction:
The work of the Ontario Provincial Air Service during the year 1931 has
been directed, as in the past, toward the further development of its aircraft and
the further promotion of aircraft in the work of the Department.
Outstanding in these connections were the addition of new transport aircraft,
redesigning and building aircraft, installation of new devices, general increase
in performance of all types and general expansion of operations.
Progress of a most gratifying nature has been the reliability of the engines.
Examination of our records discloses the fact that the reliability is due to the
development of the inspection procedure governing our aircraft on operations.
The Western District, which hitherto enjoyed the distinction of supplying
the greater percentage of flying hours, had a respite this year due to a compara-
tively low fire hazard. The fire hazard and fires in the Eastern District equalled
in intensity the fire situation which existed in the District in 1923, with the
result that all available transport aircraft were obtained from the Western
District to assist in fire-fighting duties.
The movements of aircraft from one district to the other brought about
the necessity of organizing a new flight in the service with a complement of three
transport aircraft and the Vedette, which is used in connection with the photo-
graphic and survey operations. The object of this flight, which operates inde-
pendently from the two districts, is to assist in fire-fighting duties when and
where as requisitioned under authority from the Toronto ofifice.
Of immediate value to the Branch in general is the research work undertaken
by the Radio Section. The value of two-way communication, that is between
ground stations and aircraft, cannot be estimated because it opens up such a
wide field of possibilities. It is evident that radio communication will reduce
flying hours and promote speed and efficiency in the ground organizations.
Each year the demands upon the transport aircraft become greater. They
are now used extensively throughout the season, both summer and winter
operations. The present complement of aircraft of this type is inadequate to
meet the demands, consequently the services of commercial aircraft are still
required. In this respect it is noted that the majority of available commercial
aircraft have comparatively small pay or effective loads. Neither do the
operators show any inclination to land in the smaller lakes.
The flying hours of the season show a decrease of 3,283.57 hours as compared
with the season of 1930. This decrease was largely due to the adverse weather
conditions which prevailed in the Western District throughout the season, and
towards the latter part of the season in the Eastern District.
The 1931 period commenced with a complement of twenty-se\en machines,
comprising one D.H. 61, three Hamiltons, one Fairchild 71, six H.S. 2 L. flying
boats, 14 Moths, a Fairchild 34, and a Vedette. Of this number one Hamilton,
one flying boat, and the Fairchild 71 were lost under circumstances described
later in this report. The fixe large seaplane transport aircraft continue to play
an important roll in fire-suppression duties, contributing approximately one-fifth
of the total 10,908.43 flying hours and conveying 595 tons 1,067 lbs., including
men and equipment.
The D.H. 61, which was redesigned and reconditioned, performed excellenth-
throughout the entire operations carrying exceedingly heavy loads. All credit is
due to the personnel whose care, maintenance and keen judgment in connection
with the operation of this aircraft and engine has added another very interesting
page to the history of our service. The fourteen Moth aircraft in the service
DEPARTMENT OF LANDS AND FORESTS FOR 1931
127
contributed 6,670.03 hours flying with but two minor cases of engine trouble.
The Moth aircraft allocated to the Eastern District rendered valuable service
in connection with fire suppression, and although operating as units in the
detection programme, the>' carried large loads and operated from very small,
hazardous lakes.
With the appointment of the flying District Forester to the Superintendency
of Algonquin Park a new Fairchild KR-34 type was added to the service and
transferred to the Park for duty. During the season various modifications were
made to this machine, increasing its performance and standardizing the
equipment.
Orga nization — Flying Operations:
The operating season was, generally speaking, one that we are not anxious
to recall. Loss of personnel and aircraft, ad^"erse weather conditions, reduced
flying hours, drastic changes affecting the personnel, could scarcely have been
more unkind. One senior pilot was promoted to Superintendent of Flying
Instruction to fill the vacancy caused by the death of Major John Leach. Two
new bases were formed, one at Algonquin Park and the other at Elk Lake. One
Moth machine was posted to the latter base to patrol over the areas in which
minerals were recently located.
The Disposition oj Aircraft, Western District:
Sioux Lookout Moth CF-OAA
Hamilton CF-OAH
Goose Island Moth G-CAOU
H.S. 2 L. G-CAOK
Fort Frances Moth G-CAOV
H.S. 2 L. G-CAOJ
Kenora Moth CF-OAC
Hamilton CF-OAI
Orient Bav Moth G-CAOZ
H.S. 2 L. G-CAPE
Caribou Lake Moth CF-OAE
H.S. 2 L. G-CAOQ
The Disposition of Aircraft. Eastern District:
Sault Ste. Marie Moth G-CAPC
Sudbury Moths G-CAOW
G-CAOX
Biscotasing Moth CF-OAD
Remi Lake Moth CF-OAF
Oba Lake Moth CF-OAG
H.S. 2 L. G-CAOA
Twin Lakes Moth G-CAPA
H.S. 2 L. G-CAPF
Elk Lake Moth G-CAPB
The Disposition of Aircraft, Headquarters Flight:
Port Arthur Fairchild 71 CF-AHC
D.H. 61 G-CAPG
Photography \^edette CF-OAB
Algonquin Park Fairchild K.R. 34 CF-AOH
East and West (Roving Commission).. . .Hamilton CF-OAJ
128 REPORT OF THE No. 3
Reconditioning:
With the passing of each year the inspection and reconditioning of aircraft
becomes more rigid. The age of aircraft is not considered in years but in the
number of hours flown, the type and quaUty of work it performs or the abuse
to which it is subjected. Any one of these three factors necessitates a very rigid
inspection in order to determine the condition of an aircraft. Collectively they
form a minute inspection such as that given to the aircraft of our service. Each
year our aircraft fly a considerable number of hours, are engaged in a wide
variety of work, and consequently must suffer considerable abuse. It must be
borne in mind also that the majority of our aircraft posted to the various operat-
ing bases in the Province are not held under cover or in a hangar during the
summer season and in this way are subject to every variety of weather deteriorating
effects.
The periodical inspection and subsequent reconditioning reflects in the
ability of the machines to withstand the effects of the weather changes and the
different forms of ill-use, too numerous to mention, to which they are subject
throughout the season.
Various modifications and innovations were introduced into the assembling
of aircraft, the outstanding modification being that carried out in connection
with the redesigning and reconditioning of the D.H. 61 aircraft.
The designing, construction and subsequent delivery of a 263^ ton 60-foot
cabin cruiser for the Forestry Branch provided a new departure from the
ordinary routine and further evidenced the versatility of the plant personnel.
Skis built for the large transport aircraft proved an immediate success,
the shape, size and construction receiving favourable comment and reports by
our operating personnel and by commercial operators who observed their
performance.
The hangar proper was reorganized to permit the erection of additional
floor space, most essential to provide a special division for the welders and
sheet-metal workers. This additional space relieves the congestion in the hangar
particularly at the time of assembling of aircraft just prior to delivery to the
operating personnel for the purpose of test.
Fire Detection:
Although the hours devoted to detection flying show a considerable decrease
as compared with the hours flown in the preceding year, the percentage is
maintained. The Eastern District supplied most of the 2,560.45 hours, a, very
creditable performance in view of the comparatively short fire hazard period
which existed in the majority of the operating areas. The Fairchild 71 was used
almost exclusively for fire detection in the Western District, operating from the
bases Port Arthur and Orient Bay and the refueling cache of Shebandowan Lake.
Fire Suppression and Transportation:
As has been previously stated, the adverse weather was responsible for the
decrease in hours flown on fire suppression. Considering the fact that the fire
hazard was confined more or less to the Eastern District the 2,564.10 hours
flown in this operation is highly gratifying when these figures are compared
with those governing both districts for the previous year.
Flying in connection with inspection of fires while in progress, by Forestry
Branch officials, is now included in Fire Suppression but it is only a small item
DEPARTiMENT OF LANDS AND FORESTS FOR 1931 129
as compared with the flying entailed in actually conveying men and equipment
to and from a fire.
Transportation:
Transportation covers all flying connected with Forestry Branch routine,
such as conveying men and equipment or duties other than those mentioned
above. The 4,089.55 hours devoted to this work is a considerable increase over
the hours in 1930. This increase is partly due to the rearrangement of the
flying classifications or titles but mostly due to the extent to which transport
aircraft were used in summer and in winter. The work accomplished by the
Hamilton seaplanes during February is demonstrated by the speedy and efficient
manner in which towers were erected in various districts. The assistance of the
flying personnel in loading and unloading the steel expedited the programme
resulting in its completion considerably before the anticipated time. The trans-
portation of large quantities of gasoline and oil to the various remote gasoline
caches in the Western District by these same aircraft assisted the summer
flying operation programme in that sufficient quantities of gasoline and oil
were placed at these various gasoline caches in such quantities as would permit
a better and more flexible programme of detection.
The location of some of the fires in the Eastern District required at times
intricate flying. The danger does not lie so much in landing but in taking out
heavy loads from small or unsuitable lakes, such as those surrounded by high hills.
Ferrying:
A variety of causes reduced the hours to the lowest ferrying figures since
the inauguration of the service. Fewer engine changes, fewer machine repairs,
maintenance of aircraft in general at the bases of operation, and the co-operation
of the Branch officials in respect to transport requisitions were the main contri-
butors to this reduction of ferrying hours. Another factor meriting attention
was the high speed in which the planes completed the flights between the bases.
The 271.27 hours connected with this classification of flying is, I consider, another
example of the progress in the development of our service.
Sketching:
The programme schedule for the year limited the areas and flying hours
with the result that the 282.3 hours devoted to sketching was considerably less
than for the year 1930. Poor visibility, high winds and stormy weather condi-
tions experienced in the areas featured in the limited results obtained. Sketching
of fires while in progress is now a very definite procedure with the fire-suppression
programme and the information obtained is frequently of immeasurable benefit
to the ground organization. Sketching in this latter category is not represented
in the total hours because so long as the work is accomplished it is unnecessary
to separate the times from those covering the initial flights, whether they be
detection or suppression.
Photography:
1931 proved to be a record year for photography due to a combination
of good weather and close co-operation between the air service and photographic
personnel concerned. Early in the spring operations much valuable photography
was completed in the Eastern and Kawartha Provincial Forests. The flying
operation of this particular work is conducted from Tweed, Ontario.
130 REPORT OF THE No. 3
Several low-flying reconnaissance flights were made in connection with the
proposed Trans-Canada Highway, and also a survey party were flown in and
out of several lakes to enable them to speed up their programme. In the month
of February the Department made purchase of a Fairchild 71 which was equipped
to take care of a camera installation. This machine was operated on skis during
the months of February and March, and during this period of time considerable
photographic work was accomplished operating from the base of Sand Lake on
the Algoma Central Railroad.
The 199.20 hours do not represent the total hours flown by the Vedette
aircraft for the season. This particular machine was pressed into service in
connection with the transportation and suppression duties required by the
Branch and operated from the gasoline cache at Sand Lake.
Instruction:
Since 1929 when the Flying School was organized and flying instruction
accounted for 658.45 hours, a steady decrease has been recorded yearly, reaching
for the fiscal year of 1931 a low total of 441 hours. The decrease was anticipated
both from an economical desire and a reduction in the number of pupils.
Eleven pupils received instruction, all of whom completed the number
of solo hours required by the regulations of the Air Board and for commercial
licenses. Three pilots were chosen to pilot aircraft and lived up to expectation,
turning in very excellent flying efforts. The graduates of former years continue
to justify their selection to the Pilot Branch of the Air Service contributing
a large percentage of the total hours each year and performing their duties
to the entire satisfaction of all concerned.
Special lyansportation:
The Service was again called upon to supply aircraft for special duties
connected with the administration of Northern Ontario. Each year the activities
and demands in this direction increase, proving that aircraft are gradually
becoming an accepted and uniform means of transportation by the authorities
in almost every branch of the administration.
The 82.35 hours absorbed in this important function, although showing a
decrease in hours against the increase for the preceding year, actually covered
flights of more importance. Reference to our records discloses many inspiring
examples of devotion to duty of the personnel in complying with emergency
requisitions which were invariably carried out in adverse weather conditions,
some flights having been completed after dark. Included in this list of flights
reference is made to the flights required in the conveyance of diphtheria serum
to Northern Development road camps, doctors to Indian camps, Indians to
hospitals. Sanitary Inspectors to mines, and Government officials on urgent
service, doctors to summer camps along the rugged Lake Superior coast line,
fire fighters, prospectors, and woodsmen from the interior to hospitals.
Conclusion:
It is small wonder that the fiscal year ended with a feeling of relief. The
mental depression felt by the personnel over the tragic deaths of comrades
made the year one most anxious to forget. When tragedy strikes at an organi-
zation such as ours it strikes hard because it affects everybod\-. It means the
loss of comrades, temporary collapse of a common ideal or ambition, or the
disorganization or disbandment of some important or necessar\- function.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 131
The untimely deaths of four of our boys makes one reaUze the common
danger we all face. While the control and safety of aircraft in flight depends
upon the human factor, accidents will happen. The tragic deaths of Messrs.
Hutton, Greer, Runciman and Mewburn of the Ontario Provincial Air Service,
and of Mr. Stewart, District Forester at Fort Frances, came as a shock not
only to the Service but to the communities in which they lived. Their untimely
passing is deeply regretted by all their associates, to whom they had endeared
themselves. The sympathy of the entire service goes out to the families of our
deceased comrades.
Misfortune attended the Service as regards loss of aircraft. One Hamilton
was written off on Rainy Lake, becoming a total wTeck and causing the death
of its occupants. In the opinion of the members of the Court of Enquiry the
accident was due to the following: owing to flying speed being lost whilst the
aircraft was being brought out of a turn which resulted in a spin with insufficient
height to allow control of the aircraft to be regained. One Fairchild 71 met
with mishap at Arrow Lake. One H.S. 2 L. met with mishap at Pays Plat,
becoming a total wreck and causing the death of one of the crew under very
distressing circumstances. Apparently the machine landed in an inverted
position in the water. In the opinion of the members of the Court of Enquiry
the accident was due to the following: the pilot attempting to make an alighting
with insufficient height to allow the aircraft to clear an obstruction in the line
of flight situated one hundred yards inland from the shore line.
One H.S. 2 L. was lost at Rainy Lake, becoming a total wreck. The crew
narrowly escaped drowning. This machine was force landed in a terrific thunder-
storm and was capsized after it had made, a safe landing. The wind speed,
estimated at sixty-five miles per hour, turned the machine completely over,
drifting it to an island shore line. The engineer of this particular machine was
later killed in the crash of the Hamilton. One Moth was damaged at Rainy
Lake in the same storm which struck the H.S. 2 L. The pilot, after landing his
Moth aircraft and in an attempt to reach a sheltered cove, was caught by the
storm and thrown clear of the machine, unable to reach it again. He di\'ested
himself of his clothing, inflated his air vest and floated in the stormy water for
more than an hour before he was rescued. The crews of both the H.S. 2 L. and
the Moth displayed exceptional courage and coolness in their trying circumstances.
The Moth, as referred to in this accident, was returned to Sault Ste. Marie,
reconditioned and flown back to Fort Frances two weeks after the terrible storm.
Words can but feebly express the admiration for the courage and cheerfulness
displayed by the personnel throughout the very trying 1931 fl^ang operations.
They were faced with difficult problems which they met with stout hearts.
I am proud to be associated with such a splendid organization.
Operating Statistics:
The statistical summarv herewith is comparative w^ith the years 1928,
1929 and 1930.
132
REPORT OF THE
No. 3
ONTARIO PROVINCIAL AIR SERXICE
Flights.
Total number of flights
A^'erage duration of flight
A\-erage miles flown per flight
Average altitude
A\erage number of flights per day
Average number of flights per day per machine
on days machines employed
Number of miles flown
Load.
Total load — weight carried
Total operating load
Effective or useful load
Passengers Carried.
Total number of passengers carried
Average number of passengers per flight
Average number of passengers per machine
Total number of passengers and personnel carried
Machine days, one machine for one day, employed
Fair weather machine days, machine available
and idle
Machine days, machines available and weather
unfit for flying
Total number of machine days supplied by the
Service
Number of times one machine unserviceable one
day
Total possible machine days in the season
Number of patrols requisitioned
Number of times machines unable to complete
patrol on account of machine trouble
Service patrol efficiency
Machine patrol efticiency
1931
10,617
1.03 hrs.
67.6
2,112 ft.
30.8
3.78
717,731
8,648,224
6,375,877
2.272,347
4,369
0.41
162
8,910
2,807
999
876
4,682
181
4,863
2,747
27
96.28
99.01
1930
11,955
1 . 19 hrs.
73.2
1,892 ft.
40.8
4.13
875,043
9,477,386
7,179,208
2,298,178
4,766
0.40
191
9,821
2,893
642
633
4,168
286
4,454
2,989
38
93.80
98.70
1929
9,472
1.22 hrs.
70.6
1,720 ft.
33.0
3.90
669,423
7,586,368
6,171,649
1,414,719
2,672
0.27
103
7,279
2,336
644
456
3,436
328
3,764
1,960
24
90 . 45
98.70
1928
4,130
1.47 hrs.
83 0
2,354 ft.
17.9
2.55
342,343
4,258,984
3,495,552
763,432
2,606
0.63
172
8,938
1,614
754
805
3,173
161
3,334
1,540
16
95.20
98.95
DEPARTiMENT OF LANDS AND FORESTS FOR 1931
133
TRANSPORT AIRCRAFT— LOADS CARRIED
Oper.\ting, 1931
Machine
Month
Operating Load
Effective Load
Total
D.H. 61
May
June
July
August
September. . .
October
February. . . .
March
April
May
June
July
August
September. . .
October
March
April
May
June
July
August
September. . .
October
February ....
March .'.....
April
May
June
July
August
May
June
July
32,625 lbs.
133,060 lbs.
166,065 lbs.
76,880 lbs.
95,100 lbs.
41,710 lbs.
23,030 lbs.
69,555 lbs.
102,205 lbs.
37,697 lbs.
57,610 lbs.
21,670 lbs.
55,655 lbs.
G-CAOG
202,615 lbs.
Flying time,
528.35 hours
268,270 lbs.
114,577 lbs.
152,710 lbs.
63,380 lbs.
Hamilton
CF-OAH
Flying time,
542.40 hours
545,440 lbs.
(272 tons, 1,440 lbs.)
83,136 lbs.
118,033 lbs.
19,640 lbs.
42,726 lbs.
49,300 lbs.
103,185 lbs.
153,994 lbs.
51,327 lbs.
23,293 lbs.
311,767 lbs.
(155 tons, 1,767 lbs.)
42,075 lbs.
67,715 lbs.
14,320 lbs.
12,760 lbs.
22,585 lbs.
41,335 lbs.
54,705 lbs.
14,950 lbs.
7,710 lbs.
857,207 lbs.
(428 tons, 1,207 lbs.)
125,211 lbs.
185,748 lbs.
33,960 lbs.
55,486 lbs.
71,885 lbs.
144,520 lbs.
218,699 lbs.
66,277 lbs.
31,003 lbs.
Hamilton
CF-CAJ
Flying time,
536.20 hours
644,634 lbs.
(322 tons, 634 lbs.)
42,552 lbs.
33,649 lbs.
20,897 lbs.
115,446 lbs.
180,553 lbs.
145,515 lbs.
72,889 lbs.
31,243 lbs.
288,155 lbs.
(144 tons, 155 lbs.)
27,845 lbs.
21,680 lbs.
4,750 lbs.
57,905 lbs.
75,468 lbs.
68,430 lbs.
22,835 lbs.
9,465 lbs.
932,789 lbs.
(466 tons, 789 lbs.)
70,397 lbs.
55,329 lbs.
25,647 lbs.
173,351 lbs.
256,021 lbs.
213,945 lbs.
95,724 lbs.
40,708 lbs.
Hamilton
CF-GAI
Flying time
426.15 hours
642,744 lbs.
(321 tons, 744 lbs.)
19,071 lbs.
70,822 lbs.
23,835 lbs.
106,088 lbs.
104,369 lbs.
152,457 lbs.
78,824 lbs.
288,378 lbs.
(144 tons, 378 lbs.)
5,865 lbs.
51,391 lbs.
17,990 lbs.
38,005 lbs.
38,977 lbs.
48,779 lbs.
23,585 lbs.
931,122 lbs.
(465 tons, 1,122 lbs.)
24,936 lbs.
122,213 lbs.
41,825 lbs.
144,093 lbs.
143,346 lbs.
201,236 lbs.
102,409 lbs.
Fairchild "71"....
CF-AHC
Flying time,
241.20 hours
555,466 lbs.
(277 tons, 1,466 lbs.)
85,495 lbs.
68,925 lbs.
71.755 lbs.
224,592 lbs.
(112 tons, 592 lbs.)
35,145 lbs.
19,830 lbs.
24,100 lbs.
780,058 lbs.
(390 tons, 58 lbs.)
120,640 lbs.
88,755 lbs.
95,855 lbs.
226,175 lbs.
(113 tons, 175 lbs.)
79,075 lbs.
(39 tons, 1,075 lbs.)
305,250 lbs.
(152 tons, 1,250 lbs.)
Grand Total
2,614,459 lbs.
(1,307 tons, 459 lbs.)
1,191,967 lbs.
(595 tons, 1,967 lbs.)
3,806,426 lbs.
(1,903 tons, 426 lbs.)
Flying time,
2,275.10 hours
134
REPORT OF THE
No. 3
OPERATIONS STATISTICS, 1931
Machines
Albatross. .
Auk
Avocet. . . .
Blackbird .
Bobolink. .
Crane
Crow
Curlew . . .
Dove
Eagle
Emu
Finch
Flamingo. .
Goose
Grouse. . . .
Hawk ....
Heron
Ibis
Jackdaw . .
Jay
Kestrel. . . .
Quail
Upstart . . .
Wren
Xebec
Yellowbird .
Zeno
Totals .
172
177
263
166
188
234
188
103
175
3
175
161
174
152
261
112
231
175
82
211
164
151
228
178
182
185
191
4,682
JJ
x^
>»
in a
rt
^.y
TS T3
.. 4) <U
'°t
hine
chin
ploy
o^
1^
^Ea>
4
2
3
6
5
4
2
1
7
...
1
3
18
10
10
22
3
17
13
3
6
1
1
1
28
9
181
77
94
140
80
127
132
150
70
126
1
82
62
88
120
166
81
140
110
53
131
103
86
127
115
117
90
139
2,807
4) c > c
r^ C rt rt
59
39
48
48
39
54
27
12
30
2
45
61
54
6
51
14
42
40
14
31
34
26
59
34
31
61
38
999
3 c
rt a>
36
44
75
38
22
48
11
21
19
"48
38
32
26
44
17
49
25
15
49
27
39
42
29
34
34
14
876
°o'
27
55
107
126
73
160
102
138
70
186
"69
57
105
104
145
76
122
110
54
126
92
66
86
136
168
82
132
2,747
I c
c 5 ,..
o Si S
V- C **■
3
21
6
8
4
4
7
12
4
'2
4
7
6
1
1
4
5
6
15
2
3
5
4
5
139
DEPARTMENT OF LANDS AND FORESTS FOR 1931
135
EFFICIENCY— PROVINCIAL AIR SERVICE OPERATIONS, 1931
Machines
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Percentage
completed
uninterrupted
Percentage com-
pleted same day
but delayed
Percentage not
completed (flight
abandoned)
Albatross
Auk
Avocet
Blackbird
55
107
126
73
160
102
138
70
186
55
91
126
73
160
102
138
63
186
"16
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42
76
117
60
152
99
136
50
176
2
2
3
6
4
2
2
1
3
9
12
3
7
3
3
1
4
"2"
10
30
5
13
6
3
2
19
7
76.3
83.5
92.9
82,2
95.0
97.0
98.5
79.4
94.6
3.6
2.2
2.4
8.2
2.5
1.9
"4^7'
1.1
18.1
13.2
2.4
9.6
Bobolink
Crane
1.9
Crow
2
9
7
r
3
1.4
Curlew
Dove
Eae^le
3
2
14.3
3.9
Emu
69
57
105
145
104
76
122
110
54
126
92
66
86
136
168
82
132
69
55
105
145
103
76
121
110
53
115
91
66
86
136
168
82
127
"2
"l
1
"1
10
1
"5'
62
47
99
138
89
75
113
103
45
108
90
65
83
132
157
77
122
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5
2
3
6
6
7
'2'
1
7
9
6
5
14
1
6
5
7
15
1
"3'
4
10
5
5
89.9
85.5
94.2
95.2
86.4
98.7
93.4
93.6
84.9
93.9
98.8
98.5
96.5
97.1
93.4
93.9
96.1
"7^3'
"i'.8
2.9
Finch
Flamingo
5.5
5.7
Grouse
4
4
3
" 1"
1
5
"3"
3
4.2
Goose
6.7
Hawk
Heron
1
2
4
4
3
2
2
2
1
1
r
"5'
3.3
3.6
7.5
2.6
7.4
Ibis
1.8
Jackdaw
7.6
Tav
3.5
Kestrel
Ouail
1.5
"o;7'
3.0
"2^4'
Upstart
'"2"
2
2
3
6
3
2.3
Wren
2.2
Xebec
3.6
Yellowbird
3.6
Zeno
EFFICIENCY— PROVINCIAL AIR SERVICE OPERATIONS, 1931
Month
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November
December .
January. . .
February. .
March . . . .
April
May
June
July
August . . . ,
September
October . . .
1
17
49
75
24
359
525
679
564
300
146
2,747
1
17
49
74
24
354
512
669
554
296
145
2,703
16
47
68
20
336
463
624
525
279
128
2,514
1
1
58
1
2
3
1
1
4
3
21
5
19
9
8
3
6
30
2
3
11
23
17
21
13
10
101
3
2
4
5
11
4
2
3
35
2
4
2
19
57
44
35
19
15
198
100.0
94,1
95.9
91.8
83
94
90
93
94
94,
4.0
4.1
1.1
4.1
2.8
1.4
0.3
0.6
100.0
2.7
12.5
3.1
4.4
2.5
3.7
4.3
6.8
136
REPORT OF THE
No. 3
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DEPARTMENT OF LANDS AND FORESTS FOR 1931 137
III. Report of the Liaison Officer
During the field season of 1931 this section of the Forestry Department
carried out operations which may be conveniently grouped under two headings,
(a) Aerial Survey, and (2) Radio Communication.
1. Aerial Survey:
This branch of the work may be further separated into:
(a) Timber Type Classification.
(b) Aerial Photography.
(c) Ground Control.
(a) Timber Type Classifiation by Aerial sketching was carried on during the
early part of the summer in continuation of the Departmental survey of the
Ogoki watershed. During the season an additional twelve hundred square
miles was examined, bringing the total area covered to 5,200 square miles.
Approximately 3,000 square miles is still to be examined.
The comparatively small area completed this season is due to diversion of
personnel to road construction surveys and also to unfavourable fire hazard
and weather conditions. Fifty hours only were used on this project. As in
the preceding year, this classification was based on a skeleton topographic map
specially prepared for the work from Departmental oblique photos.
(b) Aerial Photography. Three main photographic operations were carried
out:
(1) From Sand Lake, Algoma District.
(2) From Stoco Lake, Haliburton District.
(3) Special Survey for Provincial Mines Department.
(1) The operation from Sand Lake was undertaken partly to provide a
map for road location to be used for this purpose by the Northern Development
Department. Information obtained will also be used to provide Forest Type
Maps in the districts concerned.
The area covered by this operation included:
(a) A block between Michipicoten Harbour and Batchawana Bay extending
inland to the Algoma Central Railway.
(b) A strip four miles wide from Michipicoten Harbour to White Lake
via Magpie River, Pokei Lake, Depew and White River.
(c) A strip four miles wide from White Lake to Hornepayne.
(&) A strip four miles wide from White Lake to Rous Lake via C.P.R.
right-of-way.
(e) A block from Heron Bay to Schreiber to an average depth of 10 miles.
(f) A block from Schreiber to Rossport (joining work of 1929) to an
average depth of six miles.
(2) The operation from Stoco Lake was undertaken to provide type
boundaries and a general forest classification in the Eastern and Kawartha
Forest Reserves. The area covered included portions of the following townships:
Brougham, Palmerston, Clarendon, Grififith, Abinger, Ashby, Mayo, and Burleigh
and all of Canonto North, Canonto South, Miller, Matawatchan, Anglesea,
Efftngham, Methuen and Harvey.
138 REPORT OF THE No. 3
(3) The Mines Department Survey included a small area of vertical
photography around Manitouwadge Lake, lying between the Pic and the head-
waters of the Black Rivers. Partly to locate this area and also to provide
additional map detail, two narrow series of obliques were also run, one from
Manitouwadge Lake over the portage route to the Pic, the second from
Manitouwadge Lake to the C.P.R. covering the Black River.
With the exception of the above short series of obliques required by the
Mines Department, all aerial survey during the past season was based on vertical
photos of sufficient overlap to allow complete stereoscopic examination of the
area covered. The total area covered during the season amounted to 3,300 square
miles, the total number of exposures 6,200, the total flying hours 168.
(c) Ground Control. Although in general a net of base control survey data
pretty thoroughly covers all of the Province south of the Albany River line,
very little is suitable as control for aerial survey strips without additional field
work. This is particularly true where vertical control is required. It therefore
becomes necessary to obtain additional ground survey data in all areas covered
by aerial photography, if maps of acceptable accuracy are to be produced.
During the past season the Department placed a control party in the field
in Block A, described above, with instructions to obtain information for (a) posi-
tion of township lines, traversed topographic features, etc., in the photos, (b) spot
elevations covering all main topographic features as indicated by stereoscopic
examination of photo pairs, (c) forest sample plots in all main forest types.
This party was under the direction of a graduate Forester and covered a
strip following the Superior shore line between Michipicoten Harbour and
Batchawan Bay extending inland to an average depth of six miles. In this belt,
which approximates 600 square miles, 1,100 elevations were taken and 32 sample
plots measured.
A change in procedure during the present season which transferred the
primary plotting of photographic strips to the operating base gave very
satisfactory results. The chief benefits are:
(1) A better use of the time of operating personnel.
(2) An increased appreciation of sources of error and improvement in
operating procedure.
The drawbacks are negligible except for the necessity of working over a
large area from a single base. Where a number of small scattered operations
constitute a season's programme the expense and delay of moving and setting
up a field draughting room would not ordinarily justify plotting in the field.
2. Radio Communication :
The features perhaps most worthy of notice as indicating the development
of this work during the past season are:
(a) The transfer of appointment of radio operators from Head Office to
district offices.
{b) Development of light-weight apparatus {b 1) for inaccessible tower
stations, {b 2) for portable work.
(c) Successful test of aircraft transmitters.
As radio communication was first established in the Department as a Head
Office project and as the details of operation were not familiar to district personnel,
it was natural that at the outset full responsibility for operation of radio equipment
should be carried by the Head Office radio section.
After four years' experience, however, and as the use of radio equipment
expanded, it seemed advisable to transfer the responsibility for supphing
DEPARTMENT OF LANDS AND FORESTS FOR 1931
139
personnel to the districts, thus placing radio operators on practically the same
footing as other members of the fire-ranging staffs. The present arrangement
still holds the Head Office section solely responsible for the development, design,
purchase and general maintenance of departmental radio equipment and also
for approval of district appointees' technical qualifications.
The original radio sets, specially designed for tower use, were produced
for hand starting. With equipment on the ground and a reasonably close
schedule, anything like thorough observation from the tower cabin proved to
be almost a physical impossibility. During the season therefore, a trial set using
an electric starting motor and storage battery was assembled and given a series
of short tests. Unfortunately the only assembly immediately available for
test, would not stand up under continuous operation. Equipment of this kind
is almost essential at certain tower sites and if constructed with suitably designed
units will give entire satisfaction.
The need of communication at inaccessible fire-fighting operations of any
size is well established. Present equipment designed for this purpose and used
last season at the Garden Lake fire was again given a chance to demonstrate its
usefulness during the present year on a fire-fighting operation in the Sault
District. The chief problem for use of this type of apparatus is one of personnel.
It can be met in a variety of ways by various district organizations.
The Branch aircraft transmitter was redesigned and completely recon-
structed during February and March of the current season. Unfortunately,
winter flying from the Sault was not available so that installation in the machine
had to be postponed until summer flying. As flying was at a premium in the
Sault district during the past season, there was no opportunity of testing the
equipment until late summer.
During the autumn, however, successful installation was completed and a
successful series of tests covering the patrol area of the Sault Inspectorate
carried out. This equipment is now ready for installation in any bonded De
Havilland Moth. The total weight of the transmitter is 36 pounds.
A tabular statement of radio traffic and a comparison with previous seasons
is shown below:
Traffic Records Summarized
(Number of Words)
Totals for Districts, 1931
District Total, 1931
Hudson 452,612
Kenora 44,944
Western 50,336
Cochrane 24,354
Sault Ste. Marie 29,170
North Bay 60,990
Total 662,406
Comparison "itnth Previous Years
Year Total Traffic
1927 58,239
1928 233,855
1929 545,983
1930 500,184
1931 662,406
Total 2,000,667
140
REPORT OF THE
No. 3
IV.— REFORESTATION
St. Williams
The temporary staff was employed during the fall of 1930 until December
24th. On plantation trimming, and thinning, while a considerable acreage of
natural woodland was cleaned up. The brush from this operation was salvaged
to serve as winter protection of seed beds.
All temporary hands were laid off from December 24th until January 1st,
1931, when married men and single men with dependants were reinstated.
Woodlot improvements and operations preparatory to the establishing of forest
plantations were continued throughout the winter, only when weather conditions
permitted outside work. During rough weather all temporary men were
suspended and the permanent staff employed on the usual winter work of painting
and repairing machinery, crate construction and making Carolina poplar cuttings.
The four teams and two trucks were steadily occupied hauling logs and pole
wood to points of conversion into fuel wood and lumber.
The winter of 1931 was ideal for carrying nursery stock over in perfect
condition. A blanket of five to six inches of snow persisted into late March,
after which the temperature was fairly constant and the usual severe thawing
and freezing typical of the spring was quite moderate.
1. Nursery Operations.
Nursery operations commenced on March 23rd, twelve days later than
last year. A few thousand trees were lifted prior to this date but the general
operation was not carried out until the latter part of the month.
In addition to 745,000 deciduous species which were heeled in during the
fall of 1930, 425,000 poplar and willow cuttings which were made during the
winter, there were 5,668,000 conifers lifted in the spring of 1931, making a total
of 6,889,000 trees available for distribution.
(a) Fertilizers:
Thirty-three and one-half acres of soy beans were turned under at Station
No. 1, and at Station No. 2, eight acres of soy beans and twenty-three acres
of rye and vetch were turned under for the purpose of soil maintenance.
Twenty-five tons of barnyard manure was applied on light soil at Station
No. 2, while at Station No. 1 manure and commercial fertilizer was used as per
record herewith.
Phosphate
Nitrate
Animal
Sulph.
Ammonia
Blood
Bone Meal
Total
10,050 lbs.
5,750 lbs.
241 tons
2,750 lbs.
700 lbs.
1,600 lbs.
To November 30th, 1931:
Sufficient compost has been prepared to meet fertilizing requisites for 1932
and the purchase of outside manure and commercial fertilizer will lie
unnecessary.
{h) Tree seed :
With the exception of a quantity of jack pine cones collected during the
late fall of 1930 and the winter of 1931 very little coniferous seed was procured
DEPARTMENT OF LANDS AND FORESTS FOR 1931
141
locally. Seed of black walnut, white ash and hard maple, was prolific, and a
sufficient quantity to meet our requirements was obtained without difficulty
and at a reasonable price.
TREE SEED ON HAND, 1931
Pounds
Red Pine 72^
White Pine 9j|
Scotch Pine 75J^
Jack Pine 474)|
Norway Spruce 106
White Spruce 506
White Cedar 1273^^
European Larch 49
Siberian Larch 100
Sitka Spruce 10
Austrian Pine .' 12
Black Locust 52
Total amount of seed on hand 1,594J^
(c) Seed Beds:
Seeding was carried out during the late fall of 1930, reseeding during the
early spring ot 1931, and 1933^^ beds of white pine seed were sown during early
June.
Seed sown throughout the year is as follows:
Spruce White. .
Pine Mugho. . .
Pine White
Pine Red
Pine Scotch ....
Cedar White. . .
Spruce Norway .
Pine Jack
Spruce White. . .
Balsam
Cedar Red
CONIFEROUS SEED SOWN, 1931
Species Beds Sown
24
321
483
64
60
100
66
79
6
10
Total number of beds sown. . .
Total amount of seed sown . . .
Total Amount
Pounds
21
479'
574^
40
45
100
41^
49%
12
70
1,221
1,432H lbs.
DECIDUOUS SEED SOWN
Species
Elm
Soft Maple
Walnuts (husked) . . ,
Walnuts
Hickory Nuts
Hard Maple. .
Black Cherry
Red Oak
Butternut
White Birch
Tulip
Honey Locust
Chestnut Oak
Burr Oak
Amount
4 bus.
19 bus.
8 bus.
572 bus.
27 bus.
21 bus.
IK bus.
14 bus.
6 bus.
8 bus.
4 bus.
53^ bus.
1 bus.
4 bus.
Amount
1 bus.
Mbus.
^bus.
^bus.
^bus.
3^ bus
Total number of bushels sown.
Total number of pounds sown .
Species
Beech
White Ash
Shagbark Hickorv
Red Ash "
Bitternut Hickory
Green Ash ]
Black Locust 30 lbs.
English Walnut 400 nuts
Chestnuts 800 nuts
Red Oak %bus.
Catalpa 4 lbs.
Manitoba Maple 4 lbs.
Sycamore 12 lbs.
6995^
50
(d) There were no importations of transplants from other nurseries this
year but 325,000 seedlings were transferred to other points.
142 REPORT OF THE No. 3
The operation of lining out transplants started early in April and by the
end of May all sufficiently developed seedlings were transferred from the seed
beds to the nursery lines. The total number here, 9,900,000.
NURSERY STOCK AVAILABLE, SPRING, 1932
CONIFERS
Species Totals
Red Pine 270,000
White Pine 175,000
Scotch Pine 631,000
Jack Pine 745,000
White Spruce 718,000
Norway Spruce 761,000
White Cedar 385,000
Austrian Pine 29,000
Montana Pine 19,000
Korean Larch 185,000
Total 3,918,000
DECIDUOUS TREES
Species Totals
White Ash 100,000
Walnut 100,000
Soft Maple 257,000
Hard Maple 1.500
Elm 250,000
Oak 16,000
Poplar "Rooted" 95,000
• Poplar Cuttings 350,000
Willow Cuttings 25,000
Norway Maple 5,000
Basswood 116,000
Black Locust 4,000
Alder 2.000
Butternut 2,000
Japanese Walnut 1 ,500
Total 1,325,000
Grand Total 5,243,000
2. Improvements.
Addition to Property:
Consistent with an effort to curtail expenditures no new buildings were
erected during the year. Outlay on roads was but a matter of maintenance, and
proposed land purchase was passed over until a more propitious date.
3. Permanent Planting.
All forest plantations have grown well during the recent summer. Plenty
of rainfall has supplied the required stimulus and the effects of the two preceding
dry years have been pretty well overcome. Each plantation at both stations
was carefully inspected for failures and where gaps occurred these were replanted
with species similar to those identifying the different plantations.
PERMANENT PLANTING RECORD
White Pine 1,000 Elm 2,700
Red Pine 74,850 White Ash 4,450
Scotch Pine 36,850 Willow Cuttings 79,500
Jack Pine 59,700 Rooted Poplar 14,900
White Spruce 46,700 Oak 100
Norway Spruce 4,300 Basswood 800
White Cedar 5,750 Cherry 900
Larch 5,700 Soft Maple 500
Total to November 30th, 1931 338,700
DEPARTMENT OF LANDS AND FORESTS FOR 1931
143
Experimental Plantations
Experimental plantations at Station No. 2 were extended this year, and
an additional Scotch pine group was established.
EXPERIMENTAL PLANTATION AT STATION No. 2
SCOTCH PINE GROUP
\. Scotch Pine from Finland 2,700
2. Scotch Pine from Finland 1,350
European Larch, Swiss Alps 1,350
3. Scotch Pine from Finland 2,000
Rooted Poplar 700
4. Scotch Pine from Jutland To be planted next year.
European Larch, Swiss Alps 1,350
5. Scotch Pine, German 1 ,350
Rooted Poplar 1,350
6. Scotch Pine from Jutland To be planted next year.
7. Scotch Pine from Jutland To be planted next year.
Rooted Poplar 700
8. Scotch Pine from Sweden 1 ,350
European Larch, Swiss 1,350
9. Scotch Pine from Sweden 1 ,350
Rooted Poplar 700
10. Scotch Pine from Sweden 2,700
IL Scotch Pine from Scotland 2,700
12. Scotch Pine from Scotland 1,350
European Larch, Swiss 1 ,350
13. Scotch Pine from Scotland 1,350
Red Pine, Ontario 1,350
4. Woodlot Improvement.
Plantation thinnings fell off somewhat since operations in this connection
were very extensive during 1930, and practically every plantation is now in
No. 1 condition. The yield from plantation thinnings is, accordingly, not so
heav>' as last year. It may be of interest, however, to note that so far there
has been no waste. Local fuel requirements are sufficient to consume our
plantation thinnings as rapidly as they are placed on the market.
PLANTATION YIELDS
Fuelwood
Cords
16"
Poles
Stakes
30"
24"
Short
Long
18
172
6 loads apple props
5,600
11,200
Extensive work in connection with woodlot improvement was carried out
during the Jate fall of 1930, winter and early spring months of 1931.
Since nearly all of the plantations were cleaned up in the previous year it
was possible to concentrate on improvement cuttings over a large acreage of
natural woodland and prepare the way for underplanting. Lots Nos. 26, 32, 43,
Park Lot 3, 4, 5, 6 and 7, comprising a total area of 122^ acres were subjected
to a final cutting. Old, ill-formed, and diseased trees were removed, leaving
only young, vigorous stems of white pine, white oak, ash, maple and elm, averag-
ing forty years of age to form a light overhead and came within the same rotation
as the underplanting which was carried out during the recent fall of 1931.
The yield of lumber, fuel, posts and poles accruing from woodlot improvement
is herewith tabulated:
144
REPORT OF THE
No. 3
YIELD FROM WOODLOT
Cords
Posts
16" Oak
16" Poplar
24" Oak
48" Oak
Fence
Telephone
Lumber, F.B.M.
1,192
51
31
159
1,386
149
17,019— 6 Loads
5. Protection.
Whether in connection with nursery operations, care of forest plantations,
or management of natural woodland, protection plays an important part.
During the recent year special attention was given to this phase of the
Station's operations, and intensive work was carried out in an effort to control
injurious factors.
Protection of the nursery section was carried out under three considerations:
(a) Insects, ib) Animals, (c) Disease.
Insects.
The larvae of the common cut worm was practically kept under control
by means of consistent and periodical applications of poisoned bran over the
seed bed and nursery line areas.
Species of Lachnosterna (May Beetle) were common, but crop rotation and
cultivation appears to be efficacious in minimizing damage from this insect.
Barring these two insects, damage from other pests was negligible.
A nimals.
All hedge rows and windbreaks were throughly cleaned twice during the
year. The removal of leaf and needle droppings and all other accumulations of
litter tends to make a clean nursery, and destroys a splendid breeding ground
for mice.
The results of this bi-annual house cleaning of the nursery section is reflected
in that little or no damage to nursery stock nor loss of seed is encountered on
account of mice.
Rabbit injury is becoming less severe as all plantations in the vicinity of
the nursery area are being thinned and underpruned. The heretofore excellent
shelter is being dispelled, and the rabbit is compelled to make a local migration
to more distant zones of safety and feeding grounds.
Where deciduous species are left in lines over winter these are protected
against rabbits by a screen or lath mat enclosure.
Disease.
Damping off of first-year seedlings, with special reference to red pine,
was rather severe, owing to heavy and consistent rainfall during the period of
germination. White pine seedlings suffered slightly while the spruces, cedars,
Scotch and jack pine were least affected.
Those seed beds that were sown during the late fall of 1*)30 withstood
damping off better than did the spring-sown beds.
Hard maple and elm nursery stock was sprayed with an arsenated Bordeau
mixture to prevent leaf curl and black spot. All red pine nursery lines, as well
as 1-0 and 2-0 seed beds of the same species were subjected to three periodica!
applications of Bordeau mixture, for the purpose of controlling needle cast caused
by Lophodermium pinastri.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 145
On the plantation and woodlot areas protection involved the control of
injury from:
(a) Fire.
(b) Insects.
(c) Disease.
Fire.
Practically no damage was caused by fire. A number of little boys playing
with matches caused a small fire to be started in a seventeen-year-old white pine
plantation, but the conflagration was speedily subdued and an area less than
one-sixteenth of an acre was burned over. Only a half dozen trees were killed.
However, all fire lines subdividing the thousand acres of plantations and
woodlots were plowed during the recent year, affording an excellent control
should the fire hazard become great.
As a result of the extensive work carried out in connection with plantations
and natural woodlots, both Stations No. 1 and No. 2 are clean and the danger
of severe fire injury is becoming less each year.
Insects.
The severe attack of Ips pini and Ips calligraphus which occurred in several
red pine plantations last year appears to have been checked.
Every effort was put forth to stamp out this insect, which when present in
sufficient numbers is so injurious as to kill the trees within a fortnight. A
close inspection was maintained during 1931, but only five trees showed signs
of insect action. These were at once removed and burned.
Unless the 1932 season is very dry there is small likelihood of a recurrence
of injury from this source.
I am pleased to report that injury from the pine weevil was forty per cent,
less than that of 1930.
Disease.
Ribes Eradication was carried on at both Station No. 1 and No. 2 during
the current year.
Removal of wild gooseberry and currant bushes was affected for the first
time at Station No. 2.
Work in the above connection commenced on June 12th and was completed
July 25th, entailing a cost of 739 hours. An area slightly in excess of 200 acres
was covered.
At Station No. 1 where ribes eradication has been consistently carried out
for a number of years, inspection was renewed on July 30th, and by August
29th, over 800 acres was combed for gooseberries and wild currant. A total
expenditure in time of 1,229 hours was necessary to find, dig and destroy 2,246
currant bushes and 2,415 gooseberry plants.
The value of these preventative measures is apparent when it is able to
report that only one incipient case of white pine blister rust was encountered
during the entire period of inspection.
Chestnut blight continues unabated. A great many trees are dead, and
practically 100 per cent, are diseased. All woodlot owners have been advised
to cut their chestnut at once, even if it is necessary to store the lumber until
the market improves.
146
REPORT OF THE
No. 3
5. Publicity.
More visitors than ever called at the Forest Station during 1931. A visitor's
book was provided, and names of people from almost every country in the world
were registered.
Organized parties were supplied with experienced guides who explained
the various points of interest in detail.
Reforestation exhibits were set up at St. Thomas, Ingersoll, Woodstock,
Burford, Jarvis, Simcoe and Tillsonburg.
Several other requests for our exhibit were made but on account of conflicting
dates it was impossible to concede.
Orono
The drought, which was experienced throughout this section of the Province
during 1930, continued throughout the year 1931. The precipitation for 1930
was approximately seven inches below the average for the preceding six years.
That for the year 1931 was even slightly less than that for the preceding year.
The drought conditions, which were rendered acute by having extended over
a period of two years, were made even more acute by an extreme heat wave
which descended on the countryside during late June and which lasted throughout
July, August and the greater part of September. Although certain of the
thin-barked species, notably white and norway spruce and larch, suffered
severely in the transplant lines, growth was uniformly good in the seed beds
and the plantations and, while growth was not so good, general survival and
appearance of the trees in the transplant lines was also good.
(1) Nursery Operations
(a) Fertilizers.
The usual practice of ploughing under green manure crops on areas just
cleared of transplants or seedlings, followed by a light top dressing of manure,
was again employed with complete success. Commercial fertilizers, i.e., dried
blood, acid phosphate, muriate of potash and sulphate of ammonia, were used
sparingly on the seed bed areas. In addition, a weak solution of nitrate of soda
was sprayed on the seed beds at intervals of two weeks from shortly after
germination to early June. This resulted in a very marked increase in growth
in the seedlings and a much better colour in those seedlings in the center of
crowded beds.
Quantities of fertilizers used were as follows:
Animal
Mineral
Manure
Dried Blood
Acid
Phosphate
Muriate of
Potash
Sulphate of
Ammonia
Nitrate of
Soda
275 tons
1,200 lbs.
1,475 lbs.
450 lbs.
450 lbs.
350 lbs.
(&) Seed.
Seed gathered during the year comprised 80 bushels of walnuts, which were
an off crop in this district this year.
Present seed on hand at the nursery is composed entirely of deciduous tree
seed which has been stratified in shallow, screened pits for spring planting.
DEPARTMENT OF LANDS AND FORESTS FOR 1931
147
They consist of the following species and quantities:
Seed on hand:
Amount
Species '* in Bushels
Butternut 7
Hard Maple 3
Walnut 725
Total 735
(c) Seed Beds.
During the year a total of 1,071 coniferous seed beds were sown, 245 beds
in the spring and 826 beds in the fall. In addition 1,051 bushels of hardwood
seed were sown.
Spring sowing of coniferous beds:
Species
Number of Beds Sown
Total Amount of Seed Sown
Pounds
Ounces
Red Pine
91
77
47
30
68
28
29
22
4
Jack Pine
14
Scotch Pine
6
White Cedar
8
Totals
245
149
The spring-sown red pine beds were entirely experimental. While the
results served to confirm the observations of last year they also brought out the
fact that there is an optimum period for spring planting. The number (average)
of seedlings per bed increased constantly from the earliest sowings to that of
May 16th, when the maximum number of seedlings per bed was obtained. The
next sowing made on May 27th showed a decrease of more than 66 per cent.
from that of May 16th.
In general, however, the observations of previous years were borne out,
i.e., that fall-sown red pine seed beds are superior in every way to spring-sown
beds at this nursery. As drought and temperature conditions were entirely
abnormal last year, however, a small number of beds have been laid out for a
continuance of these observations during the next year.
Fall sowing of coniferous beds:
Species
Number of Beds Sown
Total Amount of Seed Sown
Pounds
Ounces
White Cedar
35
60
101
476
70
84
26
33
63
357
105
84
4
Jack Pine
Scotch Pine
2
Red Pine
Norway Spruce
White Spruce
Totals
826
668
6
/
148 REPORT OF THE No. 3
Hardwood seed sown was as follows:
Total Amount of Seed
Species Sown in Bushels
Ash, White 21
Basswood 8
Butternut 120
Cherry, Black 2
Elm, White 10
Maple, Hard 27
Maple, Soft 20
Oak, Red 43
Walnut, Black 800
Totals 1,051
This year, for the first time, a Hght appHcation of a solution of nitrate
of soda was made on the seed beds. The first applications were experimental,
but the results were so marked and the progress of the beds which had been
sprayed was so outstanding that all beds were eventually treated each second
week until the end of the first week in June.
(d) Transplanting.
As a result of the severe drought and extreme heat conditions which pre-
vailed throughout the growing season, certain of the thin barked species suffered
severely in the transplant lines. This was notably the case with the two spruces
and larch. During the heat of the day the surface soil temperature reached
such a height that the small trees were girdled by being seared at the ground
level. A distinct swelling with a very definite lesion of the bark was noticeable
in those specimens which were lost, the swelling and lesion occurring at ground
level.
An experimental area of ten transplant beds was laid ofT in the white and
norway spruce transplants and mulch paper was laid between the rows of
transplants. The results were encouraging as a much better survival was
obtained, as well as better growth, where the mulch paper was used. This
survival varied from an average increase of 20 per cent, in the white spruce
to as high as 50 per cent, in the norway spruce, the latter species suffering much
more severely from the heat girdling. The extreme heat and drought was a
very definite factor in these results, however, and it is hoped to carry out
observations under more normal conditions next year.
Spring transplanting of coniferous stock was as follows:
Number
Species Transplanted
Cedar, White 325,000
Larch, Siberian 25,700
Pine, Austrian 5,400 '
Pine, Jack 657,000
Pine, Red 385,000
Pine, Scotch 335,000
Pine, White 500,000
Spruce, Norway 480,000
Spruce, White 525,000
Total 3,238,100
Spring transplanting of hardwood:
Number
Species Transplanted
Elm, White 20,000
Maple, Hard 6,000
Maple, Red 20,000
Maple, Silver 20,000
Walnut 22,000
Miscellaneous (Black Cherry, Basswood, etc.) 1,000
Total 89,000
DEPARTMENT OF LANDS AND FORESTS FOR 1931 149
(e) Nursery Stock on hand for distribution, 1932.
CONIFERS
Species Totals
Red Cedar 5,200
White Cedar 465,000
Hemlock
European Larch (Finnish Seed) 10,600
Austrian Pine 1,500
Jack Pine 153,000
Red Pine 150,000
Scotch Pine 300,000
Norway Spruce 400,000
White Spruce 186,000
\
Total 1,671,300
In addition to the stock on hand which is shown above, a total of 3,500,000
white pine of all ages were destroyed during the past summer as a Blister Rust
Control measure.
DECIDUOUS
Species Totals
White Ash 35,000
Basswood 1 ,500
Butternut 29,500
Black Cherry 600
White Elm 39,700
Hard Maple 20,000
Silver Maple 87,000
Red Oak 61,000
Black Walnut 179,500
Japanese Walnut 8,300
Cuttings
Carolina Poplar 50,000
White Willow 25,000
Total 537,100
(2) Improvements
(a) Buildings.
No new buildings were constructed during the year. The interior of the
barn was renovated, however, the cobble floor of the stables being replaced
with concrete and new stalls built. A new floor was laid over part of the mows
upstairs and the granary was enlarged and remodelled.
(b) Roads and Bridges.
The wings^'and abutments of the bridge on the approach from the village
were raised eighteen inches to accommodate the new grade. All roads were
graded and gravelled.
(c) Electricity and Telephones.
In the vicinity of the buildings all electric and telephone lines were replaced
with underground cables.
(d) Wells.
To obtain a new supply of water for the superintendent's house a well
was drilled to a depth of fifty-two feet and a small electric pump was installed.
150
REPORT OF THE
No. 3
(e) Fejices.
A woven wire fence was erected along that part of the west side of the
nursery north of the fifth concession. One hundred and eighty-five rods of
fence was replaced with woven wire.
(3) Permanent Planting
In the two hundred acre block in Manvers Township, the area which had
been burned over and which had been opened up during the preceding winter
was planted. The plantations, seven in number, were arranged with the narrow
edge to the fence line and extended back to the bush. Species planted, numbers,
area planted, etc., follow:
Plan-
tation
No.
Species
Arrangement
How-
Planted
Spacing
Number
of
Trees
Area
in
Acres
1
Scotch Pine
Pure
«
«
Alternate rows
«
«
«
Spade
u
u
u
«
«
in Furrow
«
«
6x6
6x6
6x6
6x6
6x6
6x6
6x6
6050
6050
6050
R3350
J3350
R3300
S3300
J3300
S3300
R3400
W3400
5.0
2
Red Pine
5.0
3
Jack Pine
5.0
4
5
6
7
Red and Jack Pine
Red and Scotch Pine
Jack and Scotch Pine . . .
Red and White Pine
Totals
1 5.5
1 5.5
\ 5.5
Is. 6
44,850
37.1
(4) Protection
(a) Animal and Bird.
Little trouble was experienced from mice or rabbits during last winter.
The rabbits are much less numerous than during the past few years, partially
as a result of the clean-up carried on systematically during the past two years.
Crows continue to be a pest in the walnut and butter-nut areas. They are
especially destructive during the germination of the seed. Shooting was resorted
to before any measure of control could be established.
Black and red squirrels have constituted an increasing nuisance during
the past two years in the seed bed areas and in the areas planted to walnufand
butternut.
{h) Insects.
White Pine Weevil. Considerable damage from the white pine weevil was
noted in the Durham County Forest and in the two hundred acre block in
Manvers Township. No infestations were noted on the nursery or in plantations.
The usual control methods were followed.
June Bug Larvae. No extension of areas attacked by June Bug Larvae
last year were noted. The areas attacked at that time are now recovering.
Leconte's Sawfly. Depredations of Leconte's Sawfly were again noted in
the areas reported as being infested last year. Control measures were adopted
DEPARTMENT OF LANDS AND FORESTS FOR 1931 151
to prevent the spread of this pest. No new infestations were reported, however,
nor has the attack come in any way close to the nursery.
(c) Fungi.
White Pine Blister Rust. A considerable start was made this season in the
control of the White Pine Blister Rust. All plantations within a radius of
several miles were visited and where infections were located the owners were
advised as to the measures to be adopted for control purposes. In the vicinity
of the nursery itself all species of ribes within an area of one square mile were
destroyed to do away with the alternate host.
In the Durham County Forest numerous infections were located in both
mature and immature white pine. The situation has become so serious as to
lead to a decision to cease growing and shipping white pine trees from the
nursery until control measures have had a chance to become more thoroughly
effective.
An experiment in spraying the various species of ribes with chemical weed
killers was attempted but was finally abandoned as being too dangerous to
live stock.
(5) Woodlot Improvement
On the two hundred acre block in Manvers Township, slash from logging
and cordwood operations was cleared over an area of about twenty-five acres.
Tops were lopped and brush piled and burned. The remainder of the area
which was damaged by fire during the summer of 1930 was clear cut — some
five acres being so treated. The wood which was badly charred in most cases
was used for firewood on the nursery.
(6) Publicity
A general awakening to the value and the necessity of reforestation, not
only on the part of farmers and others directly concerned with planting, but
also by business men, is much in evidence. The increasing number of requests
for lectures from Service Clubs and Horticultural Societies, not only on general
reforestation but upon specific phases of the subject and the calls for advice
regarding the purchase and planting of areas of from one hundred acres in
areas up, are an indication of this.
The Municipal Demonstration Plots, which have been established in the
district, are continuing to bring much favourable comment. The establishment
of these plots should be increased to a maximum. They are one of the most
inexpensive and, at the same time, one of the most effective methods of attracting
favourable attention.
Exhibits were placed at five fall fairs. An effort was made to reach the
agricultural communities most interested and to spread the exhibit over as
much teri-itory as possible. As a result the exhibit visited only one fair in each
near-by county, as follows: Oshawa in Ontario county, Lindsay in Victoria
county, Norwood in Peterborough county, Markham in York county, Orono
in Durham county. Results were exceptionally good throughout.
In addition to the fall fairs, the exhibit was placed at the International
Ploughing Match near Peterborough. These ploughing matches offer an un-
excelled opportunity for reaching the public interested and, where possible, an
exhibit should be placed at the International Match at least.
In connection with our exhibit this year we added certain features to show
the fire protection of the work of the Branch. This was done in co-operation
152 REPORT OF THE No. 3
with Mr. Crosbie of the Tweed Inspectorate. As our exhibit reaches a con-
siderable number of persons who are in direct contact with the fire districts,
in the eastern and northern sections which are visited, this combination would
appear to be advisable.
MiDHURST
(1) Nursery Operations
(a) Fertilizers.
Natural barnyard manure still continues to be our main source of fertilizer.
The amount used is not as great as formerly, as the soil is gradually being built
up both chemically and physically with the use of sweet clover as a green legume
fallow crop and decomposed humus from our swamp land.
This humus is hauled and spread on the nursery land during the winter
season. [This year 1,079 loads were taken out. This humus is rich in available
nitrogen as well as improving the soil from a physical standpoint.
The legume seed (sweet clover) before sowing is thoroughly treated with
nitro-culture and the resulting nodular development is very gratifying.
The seed bed land received the heaviest application of manure as well as
considerable artificial fertilizers. The following artificial fertilizers were used
this year.
Sulphate of Potash 72 lbs.
Sulphate of Ammonia 92 "
Bone Meal 80 "
0—12—15 52 "
Muriate of Potash 52 "
Sheep Manure 436 "
4-8—10 72 "
Blood Tankage 384 "
2—8—10 72 "
Carbonate of Potash 600 liquid lbs.
Acid Phosphate 132 lbs.
Wood Ashes 12
Animal Tankage 24
Steamed Bone Meal 12
Nitrate of Soda 12
Rock Phosphate 12
This gives a total weight of 2,116 pounds of artificial fertilizers us^d on
seed beds at this station. Besides this the lawns receive four or five hundred
pounds of Blood Meal, Sheep Manure and Bone Meal.
(b) Seed.
As usual the majority of our seed was furnished from the extracting plant
at Angus.
(c) Seed Beds.
This year most of our seed beds were sown in the fall. Seeding commenced
on October 28th, and finished on November 13th.
A few beds were sown in the spring on May 11th.
The following chart gives this data in tabulated form.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 153
Fall Sowing
Species
Xo. of Beds
Amount
lbs.
ozs.
Red Pine
656
282
125
68
67
45
40
10
8
2
574
452
93
51
50
35
32
10
64
2
White Pine
' •
White Spruce
4
White Cedar
2
Nor\\av Spruce
Jack Pine
6
Scotch Pine
8
Hemlock
Red Cedar
Black Locust
Totals
1,303
1,364
4
Fall Sowing-
Fiftv-five Beds.
-(Experimental Group).
Spring Sowing
\
Species
Xo. of Beds
Amount
lbs.
ozs.
Larix Leptolepsis
4
4
3
4
Red Pine
6
Totals
8
7
6
Grand total of beds sown during the year — 1366.
Grand total of amount of seed by weight — 1417 lbs. 10 ozs.
We were again troubled with late spring frosts after germination and some
of our Scotch pine and Norway spruce beds were damaged.
The loss from damping-off was not excessive and the seedlings did well
after the danger from frost and damping-oflf was past.
Hardwood Seed Sown Season 1930-31
Species
Walnut
Butternut
Red Oak... . .. .
White Ash
Hard Maple. . . .
Basswood
Black Cherr^• . . .
Hickory
Black Locust . . .
Fall
Amount
in Bushels
793^
128
48
32
40
13
2
2 lbs.
Spring
Species
Walnut
Soft Maple
Elm
Hickor\'
Total sown in Fall, 1,061J^ bushels.
Total sown in Spring, 36^:4 bushels.
Grand total of Hardwoods sown,
1930-31, 1.0973^ bushels, plus 2
Black Locust.
Amount
in Bushels
10
15
10
Season
lbs. of
(d) Transplanting.
The season for transplant work was excellent as we received plenty of rain
throughout.
154 REPORT OF THE No. 3
The summer season was dry and excessively hot at times and as a result
the mortality in our transplant beds was greatly increased above normal. The
following trees were lined out:
Species Number
Red Pine 275,726
White Pine 1,388,248
Scotch Pine 146,639
Jack Pine 237,368
Norway Spruce 492,124
White Spruce 493,324
Red Cedar 288
White Cedar 24,139
Totals 3,057,856
(e) Trees Ready for Distribution in 1932.
Conifers Hardwoods
Species Number Species Number
Red Pine 1,346,000 Walnut 150,425
White Pine 866,000 Red Oak 50,000
Jack Pine 216,000 Elm 47,110
Scotch Pine 136,000 Butternut 35,000
European Larch 37,000 White Ash 30,200
Norway Spruce 412,000 Soft Maple 18,040
White Spruce 180,000 Hard Maple 3,225
White Cedar 200,000 Black Cherry 1,579
Car. Poplar 15,000
Total 3,393,000 White Willow 15,000
Total 365,579
Grand Total 3,758,579
(f) Nursery Stock in other stages of development.
Conifers Hardwoods
Age Number Species Number
1-year old 4,400,000 Soft Maple 40,000
2-year old 4,000,000 Butternut 20,000
Ash 40,000
Hard Maple 60,000
Total 8,400,000
Total 160,000
Grand Total 8,560,000
Small quantities of Black Cherry, Basswood, Yellow Birch and Black Locust.
(2) Improvements
This year saw the completion of our land clearing (stumping, stoning and
breaking up) for use in the propagation of trees for shipping. The roads through
all this land have been laid out and hedged. Considerable hedging with spruce
was done both in the spring and early fall months. About half a mile of our
main road was surfaced with clay and gravel.
This year the park was greatly improved and new additions added to it.
Adequate seating and fire-place accommodation was provided. Lights were
installed in the older section of this beauty spot.
One of the permanent houses had a verandah added to it and a pressure
water system installed.
The perennial border at the superintendent's house was further developed
and made a wonderful display during the summer season.
The ditches on the highway and si.xth concession near headquarters were
improved and stoned.
DEPARTMENT OF LANDS AND FORESTS FOR 1931 155
(3) Permanent Planting
The land so far acquired at this station is nearly completely planted up.
The land still remaining to be planted consists of small isolated areas.
This year the following trees were planted from this station.
MiDHURST Nursery Highway Planting
Red Pine 31,400 Conifers 3,000
White Spruce 1,000 Hardwoods 4,050
Nonvay Spruce 1 ,000
European Larch 5,000 Total 7,050
Poplar 8,000
White Willow 8,000
Total 54,400
Grand Total 61,450
(4) Protection
(a) Insects.
During early July the white pine plantations were patrolled for weevil.
The infected tops were cut off and destroyed.
All plantations were thoroughly inspected for any sign of the Leconte's
Sawfly {Neodiprion lecontei). This pine needle eating sawfly has become very
troublesome in this district in the last few years.
Many of the surrounding private plantations were inspected and the
infected ones treated with arsenate of lead spray (3-5 lbs. per 50 gals, of water)
or the caterpillars destroyed by crushing. We hope by this intensive survey of
plantations in the district to eradicate this insect in a few years.
Less troublesome leaf mining and eating insects were kept under control
by spraying.
{h) Fungus diseases.
Poplar canker {Hypoxylon pruniatum) is making rapid strides in this
section and the large toothed aspen {Populus grandidentata) seems to be doomed
in this district as trees three and four inches in diameter are now being attacked.
An intensive ribes eradication programme was inaugurated at this station
this year. This work is being carried on to insure that the white pine stock to
be shipped from this nursery will be free from blister rust. It also insures the
protection of permanent white pine plantations planted here from blister rust.
This disease is making rapid progress throughout the province and white pine
is in great danger. Altogether about five hundred acres were covered and 54,651
bushes of ribes (wild black and red currants and gooseberry) were eradicated.
(c) Birds.
Sparrows which cause considerable damage to the young germinating seed
are kept under control by the use of traps and gun shot.
(d) Fire. ■
We had two small grass fires at this station this year. Both were caused
through carelessness and from now on strict measures will be taken with anyone
causing fire at this station.
The fire-guard system as usual was kept in good condition, free from all
growth.
(5) Woodlot Improvements
During the winter season of 1930-31 considerable mixed hardwood and
lowland coniferous bush was given an improvement cutting. This, combined
156 REPORT OF THE No. 3
with the removal of scattered old trees in our young plantations, yielded the
following:
275 thousand board feet of lumber.
200-300 cords of firewood.
300-400 fence posts.
(6) Publicity
The park is still a growing centre of interest and many picnics and gatherings
were held there.
People are attracted to this beauty spot and in coming to see it they come
in direct contact with the results of reforestation. This is a wonderful object
lesson to them. Transient visitors to this station are becoming more numerous
each year. Every means is taken to show them the benefits arising from re-
forestation as carried on in this province. A show case displaying our bulletins
has been placed in the park.
As usual the school fair was held here and was bigger and better than ever.
During the fall an exhibit was displayed at various fall fairs in the district
and a keen interest was taken in our work.
This summer the highway from Barrie to the west boundary of the nursery
was paved. This combined with the growth that the station is beginning to
show will in a few years make it the centre of attraction for tourists as well as
the surrounding district.
Sand Banks
No extensive planting was done on the Sand Banks this year. Some brush
was drawn from local farms and spread on the sand and the barrier fences were
maintained. A few trees were distributed locally, but no extensive shipping of
stock was carried out.
COUNTY FORESTS
The following trees were planted:
Hendrie (Simcoe County)
Red Pine 10,200
Cedar 3,000
Scotch Pine 400
White Spruce 225
White Pine 11,325
25,150
Orr Lake (Simcoe County)
Red Pine 268,900
White Pine 16,100
Larch 1,000
Cedar 400
Jack Pine 300
Scotch Pine 300
White Spruce 300
Norway .Spruce 300
287,600
DEPARTMENT OF LANDS AND FORESTS FOR 1931 157
Vivian (York County)
Red Pine 57,OOG
White Pine 35,000
Scotch Pine 32,000
Jack Pine 27,000
Larch 3,000
White Spruce 3,000
Rooted Poplar 2,000
Elm 500
Ash 500
Maple 500
160,500
I
UxBRiDGE (Ontario County)
Red Pine 40,000
White Pine 30,000
Scotch Pine 5,000
Black Cherry 200
75,200
Northumberland (Northumberland and Durham Counties)
Red Pine 5,000
White Pine 5,000
White Spruce 5,000
15,000
Durham (Northumberland and Durham Counties)
Red Pine 32,000
White Pine 20,000
Scotch Pine 20,000
Jack Pine 6,000
Elm 3,000
Maple 3,000
Ash 3,000
87,000
Larose (Prescott and Russell Counties)
White Spruce 25,000
Victoria (Victoria County)
Red Pine 75,000
Scotch Pine 25,000
100.000
DuFFERiN (Dufferin County)
(Commenced 1931)
White Pine 120,000
Red Pine 102,000
Scotch Pine 7,000
229,000
158 REPORT OF THE No. 3
Camp Borden Forest (Simcoe County)
Red Pine 76,000
Jack Pine 33,500
White Pine 28,500
Walnut 27,000
Willow 25,000
Ash 16,000
Poplar 10,500
Scotch Pine 10,000
Red Oak 3,400
Austrian Pine 5,600
Locust 4,500
Basswood 2,000
Elm 2,000
Larch 2,000
White Spruce 400
246,400
PRIVATE FOREST
OsLER (Durham County)
White Spruce 20,250
White Cedar 20,050
Scotch Pine 24,000
Red Pine 10,000
Larch 5,000
79,300
NORTHERN PLANTATIONS
Nairn (Sudbury)
Red Pine 215,000
KiRKWOOD (Algoma)
Red Pine 1,627,000
White Pine 248,000
Jack Pine 100,000
White Spruce 100,000 .
2,075,000
Ardbeg (Parry Sound)
Red Pine 100,000
Burleigh (Peterborough County)
Red Pine 75,000
Kiosk (Nipissing)
Red Pine 50,000
White Pine 290,000
340,000
DEPARTMENT OF LANDS AND FORESTS FOR 1931 159
RANGER PLANTATIONS
Red Pine 66,850
White Pine 17,750
Cedar 14,500
Scotch Pine 3,000
White Spruce 6,650
Hard Maple 1,525
Larch 1,000
Soft Maple 1,000
Elm 1,000
Juniper 1,000
114,275
Demonstration Plots
New plots established.
Board of Parks, Preston 9,000
Brantford 76,700
Brighton Waterworks. 9,000
Kitchener 25,000
Markham Waterworks 2,800
Nickel City 3,000
Ontario Agricultural College 20,600
Ontario Athletic Commission 600
Owen Sound Kiwanis 40,000
Renfrew Bov Scout plot 3,000
St. Andrew's College 60,500
St. James (Carlton Place) 6,000
Woolwich '. 4,200
260,400
Additions to plots previously established.
Albemarle 5,500
Angus 130,000
Angus Park 40,000
Beeton 18,000
Boy Scout Forest 370,000
Hamilton Parks Board 82,400
Highway 20,700
London Kiwanis 8,000
Spanish River Indian Reserve 1,000
Warkworth 500
Woodbridge 800
Manvers 50,325
North York 6,500
733,725
Direct Seeding
The seeding of an area near Ardbeg in the Township of Burpee to Jack
Pine and White Spruce was begun this year. The area sown consisted of 1,109
acres of which 795.60 acres was sown to Jack Pine, 1,000 lbs. of seed being
used, and 313.40 acres was sown to White Spruce, 1,640 lbs. of seed being used.
Moss Gathering
An area of moss was located in a Spruce swamp near Massey in the Sudbury
Inspectorate. A total of 30,000 pounds was procured.
Private Planting
In the Spring of 1931, 5,512 people secured trees from the Ontario Forestry
Branch, totalling in all 5,220,946.
160 REPORT OF THE No. 3
School Planting
In the Spring of 1931, 371 schools secured trees from the Ontario Forestry
Branch, totalHng in all 90,547.
Seed Collecting
Conifers
Red Pine 1,152 2/8
White Pine 8 6/8
White Spruce 77 2/8
Hemlock 4 5/8
Balsam 5
Norway Spruce 40 3/8
Austrian Pine 4
Scotch Pine 124
White Cedar 88 2/8
Red Cedar 5
1,509 4/8
Deciduous
Walnuts 1,121
Butternuts 20 2/8
Bitternut Hickory 2 5/8
Shagbark H ickory 3
Red Oak 40 5/8
White Birch 5 6/8
Yellow Birch 6 6/8
Black Cherries 14/8
White Ash 2 1/8
Green Ash 17/8
Red Ash 1 6/8
Black Locust 17 6/8
Chestnut 1
1,226
Grand Total 2,735 4/8
DEPARTMENT OF LANDS AND FORESTS FOR 1931
161
SUMMARY OF TREES PLANTED PERMANENTLY, 1931
Place
Conifers
Hardwoods
Cuttings
Totals
Private Planting:
Reforestation . . . .
Windbreaks
School Planting. .
Demonstration Plots. .
County Forests:
Hendrie
\'ivian
Northumberland .
Uxbridge
Larose
Durham
\'ictoria
Orr Lake
Dufferin.
Camp Borden . . .
Osier (Private). . .
Northern Plantations:
Nairn
Kirkwood
Kiosk
Burleigh
Ardbeg
Rangers' Plantations:
Kenora
Sioux Lookout. . .
Soo
Sudbury'
Parry Sound
Pembroke
Tweed
Nurseries:
St. Williams
Midhurst
Orono
Totals
3,207,20-4
1,059,512
74,333
884,975
25.150
157.000
15,000
75,000
25,000
78,000
100,000
287,600
229,000
156,000
79,300
215,000
2,075,000
340,000
75,000
100,000
5,500
25,000
15,500
1,250
21,000
20,000
22,500
234,850
38,400
44,850
761,932
' 16,214
66,150
3,500
"200
9,000
65,400
192,298
43,000
25,000
3,500
25
9,450
94,400
16.000
5,220,946
90,547
994,125
25,150
160,500
15,000
75,200
25,000
87,000
100,000
287,600
229,000
246,400
79,300
215,000
2,075,000
340,000
75,000
100,000
5,500
25,000
19,000
1,275
21,000
20,000
22,500
338,700
54,400
44,850
9,686,924
935,371
370,698
10,992,993
SUMMARY OF NURSERY STOCK FOR PLANTING, 1932
Nursery
Conifers
Hardwoods
Cuttings
Totals
St. Williams
Midhurst . . . •.
3,918,000
3,393,000
3,623,800
950,000
335,579
946,600
375,000
30,000
75,000
5,243,000
3,758,579
Orono
4,645,400
Totals
10,934,800
2,232,179
480,000
13,646,979
162 REPORT OF THE No. 3
V. — Forest Surveys
The forest survey programme for 1931 contained three projects —
(1) Eastern Provincial Forest Survey.
(2) Timagami " " "
(3) Georgian Bay "
The Eastern Provincial Forest Survey was undertaken to furnish detailed
information as to existing forest conditions. The total area of the forest com-
prises some 325^ square miles or 208,480 acres. During 1931 approximately
two-thirds of the total was examined leaving 100 square miles for a future
survey. The type of survey was similar to those conducted on the Wanapitei
Provincial Forest and on the Gillies' Limit in the Timagami Provincial Forest.
The greater percentage of the stands now present on the area are in the
immature classification and a considerable portion will fall into a hardwood
barren classification, a type resulting from repeated burning over the same
area. This type is characteristic and is identified by having from 40 to 80 per
cent, of the surface area bare rock. Vegetation consists of a sparse covering
of poplar and white birch and a scrubby coppice growth of soft maple and red
oak. This survey will pay particular attention to the pine regeneration and to
areas where soil conditions will allow for artificial and natural improvement.
The present mature associations are the tolerant hardwoods (maple, yellow
birch, beech, etc.) and the black spruce and cedar swamp types.
Timagami Provincial Forest Survey
A small crew of three men were employed to complete the survey com-
menced in 1929 and continued in 1930. The area covered lies in the townships
of Askin, Milne and Olive.
Mature pine timber stands prevail in the western half of Olive and in the
central portion of Milne. The balance of the area is a promising growth of second
and young growth stands.
Georgian Bay Provincial Forest Survey
The survey conducted in 1930 on this area was more in the nature of a
reconnaissance survey to identify the forest type associations mapped from the
aerial photographs. By the process of elimination, rock barren areas, swamp
types and mature timbered areas were definitely delimited and no further
information was considered necessary. This left a considerable area with less
definite description and includes immature stands on fair to good soil.
The work this past season was to examine these latter mentioned stands
to determine more accurately the forest composition and to decide methods for
their improvement.
Three men were employed during the summer and one more season will be
necessary before the final maps and reports can be completed.
VI — Forest Investigations
The forest investigation programme for 1931 involved a continuation of
the investigations of 1930 on cut-over pine and pulpwood lands unburnt since
logging.
Continuing the survey in the Sault Ste. Marie district one party worked
in cut-over pulpwood stands on the lower Batchawana river drainage area. A
second party covered an area in the vicinity of Gogama, Sudbury district. In
I
DEPARTMENT OF LANDS AND FORESTS FOR 1931 163
the North Bay section a party studied the regenerative characters of white
pine. A party working in Algonquin Park studied the conditions with regard
to regeneration of pine on the old cut-over areas in this section of the province.
¥
I
LETTER OF TRANSMISSION
To The Right Honourable Sir William Mulock, K.C.AI.G.,
Chief Justice of Ontario, and Administrator of
the Government of the Province of Ontario.
Sir, — I have the honour to transmit to you herewith, for presentation to
the Legislative Assembly of the Province of Ontario, the Forty-first Annual
Report of the Department over which I have the honour to preside.
I have the honour to be, Sir,
Your obedient servant,
Chas. McCrea,
Minister of Mines.
Department of Mines,
Toronto, 1932.
INTRODUCTORY LETTER
To The Honourable Chas. McCrea,
Minister of Mines.
Sir, — The undersigned has the honour to submit the Forty-first Annual
Report of the Department of Mines, issued in seven parts, as follows: —
Part 1
Statistical Review of Ontario's Mineral Industry in 1931, by W. R. Rogers and A. C. Young.
Mines of Ontario in 1931, by D. G. Sinclair, R. H. Cleland, E. C. Keeley, D. F. Cooper, and
A. R. Webster.
Mining Accidents in 1931, by D. G. Sinclair, R. H. Cleland, E. C. Keelev, D. F. Cooper, and
A. R. Webster.
Classes for Prospectors, 1931-32, by E. M. Burwash.
Part 2
Bannockburn Gold Area, with Map No. 41a, by H. C. Rickaby.
Tyrrell -Knight Area, with Map No. 41/^ by A. R. Graham.
Part 3
Geology of the Three Duck Lakes Area, with Map No. ild, by H. C. Laird.
Geology of the Swayze Area, with Map No. 41c, by G. D. Furse.
Part 4
Moose Mountain-Wanapitei Gold Area, with Map No. 41^, by L. F. Kindle.
Geology of the Townships of Janes, McNish, Pardo, and Dana, with Map No. 41/, by E. L. Bruce.
Part 5
Natural Gas in 1931, by R. B. Harkness.
Petroleum in 1931, by R. B. Harkness.
Part 6
Geology of the Kakagi Lake Area, with Map No. 4\g, by E. M. Burwash.
Geology of the Sioux Lookout Area, with Map No. 41/z, by M. E. Hurst.
Geology of the Heron Bay-White Lake Area, with Map No. 41j, by J. E. Thomson.
Part 7
The Pleistocene of the Toronto Region, with Map No, 41/c, by A. P. Coleman.
Only Part 1 is bound with the Sessional Papers of the Legislature. All
parts, together with accompanying geological maps as indicated abo\e by
number and letter, are available on application to the Department.
Respectfully submitted,
Tiios. \V. r.iHsox.
Deputy Minister of Mines.
Department of Mines,
Toronto, 1932.
[iil
PROVINCE OF ONTARIO
DEPARTMENT OF MINES
Hon. Chas. McCrea, Minister of Mines Thos. W. Gibson, Deputy Minister
FORTY-FIRST ANNUAL REPORT
OF THE
ONTARIO DEPARTMENT OF MINES
BEING
VOL. XLI, PART I, 1932
CONTENTS
Statistical Review of Ontario's Mineral Industry in 1931 - - 1-50
List of Mines, Metallurgical Works, and Quarries _ - - 51-62
Mines of Ontario in 1931 63-114
Mining Accidents in 1931 115-128
Classes for Prospectors, 1931-32 129-131
PRINTED BY ORDER OF
THE LEGISLATIVE ASSEMBLY OF ONTARIO
SESSIONAL PAPER No. 4. 1932
TORONTO
Printed and Published by Herbert H. Ball, Printer to the King's Most Excellent Majesty
1932
CONTENTS
Vol. XLI, Part I
Page
Letter of Transmission i
Introductory Letter ii
Retrospect and Prospect viii
Statistical Review of Ontario's
Mineral Industry in 1931
General Remarks 1
Table I — Summary of Mineral Statis-
tics of Ontario for 1931 4
Table II — Comparative \'alue of Min-
eral Production, 1927-1931 5
Table III — Total Mineral Production
of Ontario 6
Gold 7
Table I\' — Total Gold Production in
Ontario 8
Table \' — Ontario's Gold Production,
1931.. 9
Table \T — \"alue of Total Production
by Mines of the Porcupine Belt. .. . 10
Table \TI — \'alue of Total Production
by Mines of the Kirkland Lake Area 12
Table \'III — Dividends and Bonuses
Paid to December 31, 1931 13
Table IX — Yearly Dividends and
Bonuses Paid bv Gold Mining
Companies. 1912-1931 14
Receipts of Crude Gold Bullion at
Royal Mint, Ottawa, 1927-1931 15
World Output \-<
Silver-Cobalt 16
Silver Production, 1930 and 1931 16
Table X — Silver Shioments bv Camps,
1904-1931 ■ ' 17
Table XI — Dividends and Bonuses
Paid to December 31, 1931 18
Table XII — Total -Shipments from
Silver Mines, Smelters and Refin-
eries, 1904-1931 20
Nickel, Copper, and Platinum Metals. . 21
Table Xl!I — Xickel-Copper Mining
and .Smelting, 1927-1931 22
Table XI\' — -Xickel-Copper Refining,
1930-1931 23
Table X\' — Precious Metals Recov-
ered, 1927-1931 23
Table X\T— Statistical Svnopsis, 1930
and 1931 .' 24
Dividends 25
Table X\1I— Total Dividends Paid
by Nickel Companies 25
Nickel 25
Copper 26
Iron Ore, Pig Iron, Steel, Ferro-Alloys,
and Coke 26
Table XVIII— Iron and Steel Statis-
tics, 1927-1931 26
Page
Iron Ore, etc. — Continued
Iron Blast Furnaces in Operation, 1931 27
Pig Iron, Steel, and Ferro-AUoy
Producers, 1931 27
Table XIX— The Coking Industrv,
1930-1931 27
Lead, Zinc, and Copper 28
Uraninite 28
Non-Metallic Minerals 29
Actinolite 29
Arsenic 29
Barite 29
Beryl 29
Calcite 29
Diatomite 30
Feldspar 30
Fluorspar 31
Graphite 31
Gypsum 31
Iron Pyrites and Sulphuric .Acid 32
Mica 32
Mineral Waters 33
Natural Gas and Petroleum 33
Peat 34
Quartz, Quartzite, and Silica Brick. . . 34
Salt 35
Talc 35
Structural Materials 36
Building Permits 36
Construction Contracts 36
Cement 36
Lime 37
Sand-Lime Brick 38
Sand and Gravel 39
Stone 40
Clay Products 41
Mining Company Incorporations 43
Mining Revenue and Expenditures 44
Mining Lands Sold and Leased 45
Statement of Moneys Remitted by
Minine Recorders, 1931 46
Mining Claims Recorded, 1907, 1912-
31. ,. 46
Summary of Business Transacted in
Mining Divisions in 1931 47
Details of Profit Tax 48
Temiskaming Testing Laboratories 49
Provincial Assay Office 49
Draughting Otifice, North Bay 50
List of :\Iines, Metallurgical
Works, and Quarries
Metallics 51
Metallurgical Works 54
Non-Metallics 54
Structural Materials. . . . .♦ 57
[V]
VI
Contents
Page
Mines of Ontario in 1931
Cobalt 63
Kenora Prospectors and Miners, Ltd.. 63
Copper 64
White Lake Mines, Ltd 64
Copper-Zinc-Lead 64
Treadwell Yukon Co., Ltd 64
Gold 64
Ankerite Gold Mines Syndicate 64
Ashley Gold Mining Corporation, Ltd. 64
Barry-Hoilinger Gold Mines Co., Ltd. 64
Beardmore Gold Mines, Ltd 66
Bidgood Consolidated Gold Mines,
Ltd 66
Canusa Mining and Exploration Co.,
Ltd 66
Casey Summit Gold Mines, Ltd 67
Coniaurum Mines, Ltd 67
De Santis Gold Mining Co., Ltd 68
Dome Mines, Ltd 68
Gold Banks Syndicate 70
Hayden Gold Mines Co., Ltd 70
Hollinger Consolidated Gold Mines,
Ltd 71
Howey Gold Mines, Ltd 74
Kirkland Lake Gold Mining Co., Ltd. 75
Kirkland Townsite Gold Mines, Ltd. . 75
La Roche Mines, Ltd 75
Lake Shore Mines, Ltd 76
Lakeland Gold Mines, Ltd 78
Lee Gold Mines, Ltd 78
Macassa Mines, Ltd 78
Mclntvre-Porcupine Mines, Ltd 79
March Gold, Ltd 83
Metals Development, Ltd 83
Minto Gold Mines, Ltd 84
Moffatt-Hall Gold Mines, Ltd 84
Moss Gold Mines, Ltd 85
Parkhill Gold Mines, Ltd 86
Porcupine United Gold Mines, Ltd. . . 86
Shaw Porcupine Gold Mines, Ltd. ... 87
Sylvanite Gold Mines, Ltd 87
Tashota Gold Mines, Ltd 89
Teck-Hughes Gold Mines, Ltd 90
Toburn Gold Mines, Ltd 91
Vipond Consolidated Mines, Ltd 91
Wright-Hargreaves Mines, Ltd 93
Graphite 96
Black Donald Graphite Co., Ltd 96
Gypsum.
Canadian Gypsum Co., Ltd 96
Gypsum, Lime and Alabastine,
Canada, Ltd 96
Lead 97
Kingdon Mining, Smelting and Manu-
facturing Co., Ltd 97
Lead and Zinc 97
Lake Geneva Mining Co., Ltd 97
Lignite 97
Ontario Department of Mines 97
Nickel and Copper 98
Falconbridge Nickel Mines, Ltd 98
International Nickel Company of
Canada, Ltd 99
Radium 103
International Radium and Resources,
Ltd 103
Page
Silver 103
Arthur Brocklebank 103
Richard Bunclark 104
Cain and Taylor 104
Castle-Trethewey Mines, Ltd 104
Chitty and Pennington 104
J. M. C. Dunlop 104
Cobalt Contact Mine 104
Nova Scotia Mine 104
L. G. Giffen 105
D. L. Jemmett, Ltd 105
Keeley Silver Mines, Ltd 105
W. E. McCready 106
McKinley Mines Securities Co., Ltd. . 106
George Martin 106
Mining Corporation of Canada, Ltd . . 106
Hudson Bay Mining and Smelting
Co 106
Base Metals Mining Corporation. . . 106
Quemont Mining Corporation 107
Mincor Exploration and Develop-
ment Co 107
Ashley Gold Mining Corporation. . . 107
Normetal Mining Corporation 107
I. Mosher and Partners 109
Nipissing Mining Co., Ltd 109
M. J. O'Brien, Ltd Ill
Miller Lake O'Brien Mine Ill
O'Brien Mine HI
O'Donald and Pilliner 112
C. W. Price 112
Sandoe and Moyle 112
Yorkshire Cobalt Mining Co 112
Talc 112
Canada Talc Co. , Ltd 112
Geo. H. Gillespie Co., Ltd 112
Metallurgical Works 113
Algoma Steel Corporation, Ltd 113
Canadian Industries, Ltd 113
Deloro Smelting and Refining Co., Ltd. 113
International Nickel Co. of Canada,
Ltd. 113
Ontario Refining Co., Ltd 114
Steel Company of Canada, Ltd 114
Mining Accidents in 1931
Accidents during 1931 115
Fatal Accidents 115
Non-Fatal Accidents 118
Infection 119
Accidents from Explosives 119
Electric Accidents 119
Underground Fires 120
Hollinger Consolidated Gold Mines. . . 120
International Nickel Co. of Canada. . . 121
Summary of Rope Tests, 1931 123
New Wire- Rope Testing Laboratories. . . 125
Mine Rescue Stations 127
Timmins 127
Sudburv 127
Kirkland Lake 127
Classes FOR Prospectors, 1931-32
Introduction 129
Change in Lectures 129
Acknowledgments 130
Contents
ILLUSTRATIONS
Vll
New wire-rope testing machine, 1.000,000 pounds capacity P4
Mine rescue truck at Sudburv p^
RETROSPECT AND PROSPECT
"The present moment is one of great distress. But how small will that distress appear when
we think over the history of the last forty years; a war, compared with which all others sink
into insignificance; taxation, such as the most heavily taxed people of former times could not
have conceived; a debt larger than all the public debts that ever existed in the world added
together; the food of the people studiously rendered dear; the currency imprudently debased,
and imprudently restored. Vet is the country poorer than in 1790? We firmly believe that
in spite of all the misgovernment of her rulers, she has been almost constantly becoming richer
and richer. Now and then there has been a stoppage, now and then a short retrogression; but
as to the general tendency there can be no doubt. A single breaker may recede but the tide is
evidently coming in.
If we were to prophesy that in the year 1930 a population of fifty millions, better fed,
clad, and lodged than the English of our time, will cover these islands — that machines con-
structed on principles yet undiscovered will be in every house — that our debt vast as it seems
to us, will appear trifling to our great-grand-children, many people would think us insane. We
prophesy nothing; but this we say: If any person had told the Parliament which met after the
crash of 1720 that in 1830 the wealth of England would surpass their wildest dreams — that
stage-coaches would run from London to York in twenty-four hours, that men would be in the
habit of sailing without wind, and would be beginning to ride without horses, our ancestors
would have given as much credit to the prediction as they gave to 'Guilliver's Travels.'
We cannot absolutely prove that those are in error who tell us that society has reached a
turning point, that we have seen our best days. But so said all who came before us, and with
just as much apparent reason." — MacauJay' s Essays, 1830.
"It is a gloomy moment in history. Not for many years — not in the life-time of most men
who read this paper — has there been so much grave and deep apprehension; never has the future
seemed so incalculable as at this time. In our own country there is universal commercial
prostration and panic, and thousands of our poorest fellow-citizens are turned out against the
approaching winter without employment and without the prospect of it.
In France the political caldron seethes and bubbles with uncertainty; Russia hangs, as usual,
like a cloud, dark and silent upon the horizon of Europe; while all the energy, resources and
influences of the British Empire are sorely tried, and are yet to be tried more sorely, in coping
with the vast and deadly Indian insurrection and with its disturbed relations in China.
It is a solemn moment, and no man can feel an indifi'erence (which happily no man pi-etends
to feel) in the issue of events.
Of our own troubles no man can see the end. They are, fortunately, as yet mainly com-
mercial; and if we are only to lose money and by painful poverty to be taught wisdom — the
wisdom of honour, of faith, of sympathy, and of charity — no man need seriously to despair.
And yet the very haste to be rich which is the occasion of this widespread calamity has also tended
to destroy the moral forces with wliich we are to resist and subdue the calamity." — Harper's
Weekly, October 10, 1857.
STATISTICAL REVIEW OF ONTARIO'S MINERAL
INDUSTRY IN 1931
By W. R. Rogers and A. C. Young
General Remarks
The year 1931 in so far as commercial and financial conditions were con-
cerned, showed no improvement over the previous year. The Canadian price
index (1926 = 100) of all wholesale commodities for December averaged 70.3
as against 77.7 for December of 1930. While conditions in other basic industries
have been at a low ebb, mining on the whole experienced a more favourable
year, comparatively speaking. Total metallic production, however, declined by
$10,935,929 or 13.0 per cent, in value. Depression observed in the production
of base metals, such as nickel and copper, and the very low prices for silver
coupled with a reduced schedule for cobalt, were to some extent offset by a
marked expansion in gold output which showed an increase of 87,231,057 or 20
per cent, over 1930 production.
The major feature during the year was the abandonment of the gold
standard by Great Britain on September 21 and its influence on the value of
the Canadian dollar. On October 19 an Order-in-Council was passed by the
Federal Government prohibiting the export of Canadian gold except under
license issued by the Minister of Finance. Considerable advantage to the gold
mines has resulted, inasmuch as the Canadian government in buying the gold
pays for it in New York funds, and the resulting exchange compensation
promoted and intensified the activity in this industry both in production
and as regards prospecting.
With reference to the gold standard and the temporary withdrawal from
it by Great Britain the following excerpt from the Bullion Circular by Sharps
and Wilkins' of London, England, dated February 3, 1932, may serve to clarify
the effects on currency and the fluctuation in exchange: —
The abnormally heavy withdrawals of gold from London to certain Continental centres
which took place during the opening month of 1930, and which, after a temporary cessation,
were resumed to an increased extent during July, August and September. As the result of the
financial crisis in Germany and Austria which developed in July, confidence abroad became
severely shaken, which was followed by the repatriation of part of the large balances held in this
country on Continental account.
The serious effect of these exports upon the reserves of gold held by our Central Institution
which, according to the return published on the 12th August, had depreciated to the low level of
£132,000,000, showing a net efflux of £15,000,000 since the commencement of the year and of
rather more than £18,000,000 since the return to a Gold Standard became effective in 1925.
The decision of the Government, after consultation with the Bank of England, to suspend
as from the 21st September, 1931, that section of the Gold Standard Act of 1925 which imposed
a definite obligation on the part of the Bank to sell bar gold at a statutory price. This alteration
in the existing conditions became necessary' as a counter move to the heavy withdrawals of
foreign balances from this country-. An Act to this effect, known as the Gold Standard (Amend-
ment) Act, 1931, was duly passed by Parliament on the 21st September. The new Act merely
applied to the sales of gold by our Central Institution and in no way affected the existing conditions
of dealing with gold offered for sale in the open market.
The first Intimation of any possible change was the refusal of the Bank of England on the
17th September to Issue sovereigns for export. Since the return to a gold standard in 1925, the
Bank, although under no obligation in the matter, had been in the habit of giving sovereigns for
export purposes as an act of grace, considerable quantities having been shipped to the Continent
and also to India during this period.
The Immediate effect of the amended conditions was a sharp depreciation in the value of
sterling in terms of the currencies of other countries remaining on a full gold standard. As the
result a premium in terms of sterling on gold, varying In extent according to the depreciation in
this currency, became established, and remained throughout the rest of the year, with the highest
price 126s. lOd. quoted on the 8th December, and representing a premium of approximately
49 per cent.
[1]
Department of Mines
No. 4
Metal Prices. — The recognized metal markets in Canada are in Toronto and
Montreal, and copper, lead and zinc are the only non-ferrous metals so far
quoted. The United States prices as shown in the following table are taken
from Metals and Mineral Markets, the weekly Market News Service of the
Engineering and Mining Journal, and refer to New York quotations. The
Canadian prices were supplied mainly by the Dominion Bureau of Statistics,
Ottawa.
AVERAGE METALS PRICES, 1931, CANADA AND UNITED STATES
Metal
Unit
United States,
price and market
Canada,
price and market
Cobalt
lb.
lb.
lb.
lb.
lb.
lb.
lb.
oz.
oz.
oz.
oz.
oz.
oz.
oz.
lb.
lb.
lb.
$
2.50
1.00 to 1.50
$
Bismuth .
0.482 crude at works
0.055 estimated at works
Copper in converter copper
Electrolytic copper J
Nickel in matte
0.08398 producers' price
at works
0.08370 estimated at
works
0. 10005 at Montreal
0.08116 New York
0.18 estimated at works
Electrolytic nickel
0.35 New York
20.671834
0.287 New York
35 . 665 New York
20.00 New York
53.00 New York
53.00 New York
105 . 00 New York
fO. 04243 New York \
\0.04049 St. Louis /
0.0364 St. Louis
0.27144 at works
Gold
20.671834
Silver
0.2987 estimated
Platinum
Palladium
Rhodium
Iridium .
Lead
0.04168 Montreal
Zinc
0.03961 Montreal
Selenium
1 . 90 at works
As lead and zinc are not produced by Ontario in important quantities
a note on the Canadian prices for copper will be sufficient. The Montreal and
Toronto copper prices for Canadian consumption are controlled by those of the
United States. For example, the quoted prices of electrolytic copper at the
Connecticut Valley foundries are taken as the base. If this quoted price were
6.50 cents there would be added 1.25 cents for duty (full duty on copper is 1.50
cents per pound); 0.98 cents premium (15 per cent.), the rate for which is set
every week or so; 0.05 cents for being in ingot form; and to the sum of these
will be added transportation charges from Connecticut to the point of sale.
Electrolytic copper exported on the same date would bring 6.50 cents plus the
exchange premium on the date of sale. Electrolytic copper refineries in
Canada are now located at Copper Cliff and Montreal.
Explanation of the Valuation of Metal Prodiiclio>i. — Because of the high
premium on exchange, or to the discount to which the Canadian dollar has been
subjected by other countries remaining on the gold standard, and also in order
to bring the provincial figures as nearly as possiljle into agreement with those
of the Dominion Bureau of Statistics, an effort has been made in this report to
show the figures of value in terms of Canadian funds. As the discount on the
Canadian dollar did not become important until September 21, it was necessary
to collect statistics on the premiums receixcd I)y the producers wherever possible
on that portion of material marketed during the last ([uarter of the year. The
correction to be applied involved metals onl\-, since non-metallics, structural
materials and clay products arc nearly all sold in the domestic market, and the
1932
Statistical Review, 1931
percentage exported would be proportionally so very small as to have little
influence on the total. It should be pointed out that in the main tables I and II,
which will be used for carrying on the historical record of production value, the
figures for gold and platinum metals are reported at their standard gold values.
Statistics of the actual premium were received for the major portion of the silver
marketed and also for metallic nickel and copper, as well as nickel oxide. Copper
and nickel in matte, valued at 5} o and 18 cents per pound respectively, for
convenience are in terms of Canadian currency. However, as these prices are
nominal only, the values may be assumed as either on the gold standard or in
Canadian funds as desired. Sales of cobalt, cobalt salts, and bismuth were
reported in Canadian currency by the producers, and values on the gold basis
were therefore not available and could not be estimated since these items were
marketed in many countries and it is probable that premiums would about
balance discounts. Practically all the lead produced was sold during the first
half of the year or before the discount on the Canadian dollar became a factor,
and no premiums were received.
The following table shows the items on which exchange compensation was
paid. For those readers wishing information as to the value of the metallic
production in terms of the gold standard, column one should be used: —
PREMIUMS RECEIVED BY ONTARIO METAL PRODUCERS, 1931
Metal
Gold basis
value
Premium
Total value in
Canadian funds
Gold
Silver
Copper in matte
Copper metallic, etc
Nickel in matte
Nickel metallic, etc
Nickel oxide
Platinum metals
Bismuth
Cobalt, cobalt oxide, etc.
Lead
Selenium
Molvbdenite
$43,117,615
1,880,860
728,206
8,178,863
15,005,080
2,812,834
3,532
651,179
41,987
32,108
280
Total .
$72,452,544
$1,813,133
45,595
' 189,982
253,373
107,439
$2,409,522
$44,930,748
1,926,455
728,206
8,368,845
15,258,453
2,920,273
3,532
651,179
41,987
32,108
280
$74,862,066
Dividends. — Total payments by metal mines of the Province are noted here-
under. Details are given in the sections dealing with the respective industries: — -
TOTAL DIVIDENDS PAID BY METAL MINES
Industry
Total to end of 1930
During 1931
Total to end of 1931
Nickel-copper
Gold
Silver-cobalt
$136,548,804
105,018,827
97,471,281
$8,494,406
14,070,458
105,000
$145,043,210
119,089,285
97,576,281
Grand Total
$339,038,912
$22,669,864
$361,708,776
Comparison Tables. — Tables I and II immediately following give the detail
of production both as to quantity and value for the year under review, and also
values over the last five years. It will be observed that the record output of
8117,960,722 was in 1929, and that in 1930 it fell off to 8113.641,468 or a
decrease of 3.65 per cent., while the 1931 valuation was 895.643,207 or 19.0 per
cent, below the peak year and 15.9 per cent, below the 1930 output.
Department of Mines
No. 4
TABLE I.— SUMMARY OF MINERAL STATISTICS OF ONTARIO FOR 1931
Product (tons of 2,000 lb.
Metallic:
Gold oz
Silver "
Copper in matte exported (a) lb
Copper metallic and in concentrates,
exported "
Nickel in matte exported "
Nickel, metallic and contained in speiss
and in ore exported "
Nickel content of oxides and salts "
Platinum metals oz.
Selenium lb.
Bismuth "
Cobalt in metal, oxides, salts and residues "
Lead, pig, and in concentrates exported. "
Molybdenite concentrates exported "
Total
Non-Metallic:
Actinolite tons
Arsenic, white lb.
Diatomite tons
Feldspar, crude and ground "
Fluorspar "
Graphite, crude and refined "
Gypsum "
Iron pyrites and sulphur (d) "
Mica "
Mineral water Imp. gals.
Natural gas M. cu. ft.
Peat tons
Petroleum, crude bbls
Quartzite and quartz tons
Silica brick M .
Salt tons
Talc and soapstone "
Total
Structural Materials:
Cement, Portland bbls.
Hydrated lime tons
Quicklime "
Sand and gravel "
Sand-lime brick (e) M.
Stone: limestone, trap, granite, etc. . . .tons
Total
Clay Products:
Brick, face no.
" common "
" fancy and ornamental "
" sewer "
Tile, drain "
" structural, roofing and floor
Sewer pipe, copings, flue-linings, etc
Pottery
Haydite
Total
Grand Total 95,643,207
Quantity
2,085,815
6,603,027
13,240,120
99,642,505
33,693,483
28,972,201
3,920,181
91,643
16,899
7,331
521,051
985,633
1,222
35
3,575,936
60
7,962
40
548
53,358
6,508
1,049
197,540
7,419,534
504
122,364
97,888
279
231,329
11,806
3,470,056
34,284
113,267
6,663,972
27,378
4,051,070
59,879,592
44,204,620
259,239
1,945,620
10,210,935
Value
43,117,615
1,880,860
728,206
8,178,863
15.005,080
2,812,834
32,10?
3,537
651,179
41,987
280
72,452,544
456
135,170
840
100,119
620
32,149
374,469
65,080
23,465
8,578
4,635,497
1,096
219,993
148,642
13,707
1,760,388
122,044
7,642,308
5,006,826
379,996
841,194
2,317,015
253,228
3,197,297
11,995,556
1,278,954
662,777
16,829
33,321
244,368
378,193
696,694
73,860
167,533
3,552,799
Employees
7,891
770
■(t)4,502
He)
160
57
13,380
ic)
36
17
155
16
14
1,241
123
42
233
36
1,913
664
287
647
93
1,039
2,730
1,404
1,404
19.427
Wages
12,762,008
1,001,412
6,839,235
193,234
48,122
20,844,011
16,528
9,941
87,263
6,019
5,331
1,383,286
89,590
24,983
259,646
29,419
1,912,006
798,168
216,337
602,933
72,762
821,542
2,511,742
1,159,701
1,159,701
26,427.460
(a) Copper in matte valued at 5^2 cents per pound.
(6) Employees and wagis fc-r niekel-c()i)i)cr mines, smelters and refineries ineliides statistics
of the Ontario Refining Company for the first time.
(c) Employees and wages for silver-cobalt smelters and refineries.
(d) Tonnage given is sulphur content of sulphuric aciel, no iron pyrite sold in 1931.
(e) No deduction made for lime consumed in manufacturing.
1932
Statistical Review, 1931
TABLE 1 1. —COMPARATIVE VALUE OF MINERAL PRODUCTION, 1927-1931
Product
1927
1928
1929
1930
1931
Metallic:
Gold
Silver
Platinum metals
Cobalt (a)
Nickel {b)
Copper, metallic and in matte.
Selenium
Iron ere (c) and pig iron (d). . .
Lead (pig) and in ore
Zinc in ore and concentrates . .
Bismuth
Molybdenite
33,627,040
5,230,402
1,270,843
1,764,534
15,262,171
4,946,533
32,629,111
4.156,431
1,309,923
1,671,900
22,318.907
8,770,149
33,535,226
4,630,820
1,646,381
1,801,915
27,115,461
14,622,609
35,886,558
3,998,112
2,436,683
1,144.007
24,455,134
15,186,467
43,117,615
1,880,860
2,812,834
651,179
15.005,080
8.907,069
32,108
528,729
1,003
402,289
3.226
5,067
294,431
297,190
23,413
116,034
127,004
6,366
41,987
3,532
280
Total
Nox- Metallic:
Actinolite
Arsenic, white
Beryl...
Diatomite
Feldspar, crude and ground ,
Fluorspar
Graphite, crude and refined
Gypsum
Iron pyrites and sulphur. . .
Mica
Mineral water
Natural gas
Peat
Petroleum, crude
Phosphate of lime (apatite)
Quartzite and quartz
Silica brick
Salt
62,631,255
1,075
197,668
71,267,003
875
178.149
154,533
180,153
Talc and soapstone .
Total
Structural, Materials:
Cement, Portland
Lime, hydrated and quicklime. . .
Sand and gravel
Sand-lime brick (g)
Stone : limestone, trap, granite, etc.
Total
Clay Products:
Brick, face
" common
" fancy and ornamental . . . .
" sewer
Tile, drain
" structural, roofing and floor.
Sewer pipe, copings, flue-linings,
etc
Pottery
Haydite
109,613
500,688
6,077
75,183
12,811
,331,780
289,391
824
266,204
28,549
510,777
181,981
7,638,605
5,144.326
2.198.239
2,035,793
721,485
4,060,709
Total
14,160,552
2,287,495
1,063,724
25.016
202,920
521,957
808,436
852,187
91,300
5,853,035
52,373
553,271
(e) 54,100
32,945
27,890
4,535.312
5,845
249,981
308,608
86,323
1,377.629
179,187
7,822,641
5,520,897
2,467,843
2,056.366
745,719
4,024,989
83,967,446
375
154.887
114
206,979
1,120
90,522
832,689
(e) 54,056
45,919
13,651
4,968,137
4,500
253,678
316,050
80,374
1,420,424
180,492
14,815,814
2,267,268
1,154,763
25,714
49,547
572,577
1,035,119
974.157
98,519
6,177,664
Grand Total 90,283,447 100,083,122 117,960,7221 113,641,468 95.643,207
8,621,427
6,608,246
3,364,412
3,156,254
641,159
4,771,616
83,356,365
437
109.932
72.452.544
456
135,170
140
104,670
1,240
86,543
776,069
{e) 73,855
34,275
20,754
5,061,588
1,602
235,746
274,674
19,120
1,568,405
133,213
18,541,687
2,467,539
1,188,688
9,012
92,316
629,322
1,047,807
1,167,463
96,394
131,621
6,830,162
8,492,263
5,779,404
2,177,587
3,559,487
424,178
4,630,970
{e
840
100,119
620
32,149
374,469
65,080
23,465
8,578
4.635,497
1.096
219,993
148,642
13,702
1.760.388
122,044
7,642,308
5.006,826
1.221,190
2,317,015
253,228
3.197,297
16,571,626
1,811,569
779,744
23,858
12,490
593,980
848,556
834,361
89,384
227,275
5,221,214
11,995,556
1.278,954
662,777
16,829
33,321
244,368
378,193
696,964
73,860
167,533
3,552,799
(a) Cobalt in oxide, metallic cobalt, and cobalt content of residues marketed.
(b) Nickel in matte, oxide, and metallic nickel.
(c) Exports and shipments to points other than Ontario blast furnaces.
(d) Product from Ontario ore only, (e) Includes value of sulphuric acid produced.
(/) Not included in the total of non-metallics or grand total.
(g) No deduction made for lime consumed in manufacturing.
Department of Mines
No. 4
Table III shows the aggregate value of metallic products from the time
production began in Ontario and of other minerals since the year 1891. As
regards pig iron it should be pointed out that since 1914 the statistics of annual
production credit the Province only with the value of the product made from
Ontario ore. This is but a small part of the total output, since the great bulk
of the iron ore charged to the blast furnaces of the Province is "lake" ore from
the mines of Minnesota and Wisconsin. In the production tables credit is taken
only for the ore exported or shipped to points other than Ontario blast furnaces,
since to include the value of the domestic ore converted into pig iron in Ontario
furnaces would involve a duplication of this item. The table follows:—
TABLE III.— TOTAL MINERAL PRODUCTION OF ONTARIO
Year
Value o
' mineral production
Metallic
Non-metallic
Structural
materials
Clay
products
Total
$
(a) 9,520,269
388,715
864,382
614,762
842,750
616,055
963,288
1,038,089
1,689,002
2,055,592
2,565,286
5,016,734
6,257,499
5,242,575
4,906,677
10,201,010
13,353,080
14,550,835
16,754,986
22,928,496
28,161,678
29,102,867
34,799,734
37,507,935
33,345,291
44,109,769
55,002,918
56,831,857
66,178,059
41,590,759
48,281,553
28,777,581
40,290,157
44,076,660
52,130,314
62,495,472
59,218,297
62,631,255
71,267,003
83,967,446
83,356,365
72,452,544
$
$
$ 1
- 1
$
Before 1891....
1891
(a)
4,316,958
4,509,757
5,505,991
5,244,008
4,554,083
4,271,715
4,480,452
5,546,875
6,361,081
6,733,338
6,814,352
7,134,135
7,628,018
6,665,970
7,653,286
9,035,303
9,520,269
4,705,673
1892
1893
5,374,139
6,120,753
1894
6,086,758
1895
5,170,138
1896
5,235,003
1897
5,518,541
1898
7,235,877
1899
8,416,673
1900
9,298,624
1901
11,831,086
1902
13,391,634
1903
12,870,593
1904
11,572,647
1905
17,854,296
1906
22,388,383
1907
3,020,537
2,629,749
2,825,751
3,141,658
3,674,926
4,009,643
4,296,450
4,339,703
4,655,250
4,982,140
7,702,942
7,815,062
6,308,182
8,141,796
6,636,217
7,591,913
8,511,786
7,555,283
7,488,034
7,842,632
7,638,605
7,822,641
8,621,427
8,492,263
7,642,308
3,876,275
3,396,406
4,028,206
4,380,000
4,935,609
4,701,170
5,866,775
4,505,368
3,609,371
3,734,065
4,962,284
4,297,401
7,208,413
11,921,019
13,967,386
13,640,166
13,139,757
12,398,465
12,451,174
12,681,308
14,160,552
14,815,814
18,541,687
16,571,626
11,995,556
3,571,726
2,856,476
3,198,922
3,630,559
4,263,395
4,831,056
5,561,151
4,105,597
1,871,379
1,584,699
2,596,749
2,018,450
3,776,562
4,735,154
5,183,125
6,944,218
6,269,140
5,137,865
5,148,626
5,356,469
5,853,035
6,177,664
6,830,162
5,221,214
3,552,799
25,019,373
1908
25,637,617
1909
32,981,375
1910.
39,313,895
1911
1912
1913
41,976,797
48,341,603
53,232,311
1914
1915
46,295,959
54,245,679
1916
65,303,822
1917
72,093,832
1918
80,308,972
1919
58,883,916
1920
73,079,522
1921
54,564,309
1922
68,466,454
1923
1924
71,997,343
77,221,927
1925
1926
87,583,306
85,098,706
1927
90.283,447
1928
100,083,122
1929
117,960,722
1930
113,641,468
1931
95,643,207
Total
1,255,945.506
585,904,265
1,841.849,771
(o) Prior to 1891 when the Ontario Bureau (now Department) of Mines was established, it is
estimated that metals to the value of $9,520,269 were produced. No estimate has been made
of the output of non-metallics up to 1891.
1932
Statistical Review, 1931
In the total production of metals in Ontario noted hereunder, gold moved
up from third to first place in 1927: —
Metal or product
Gold...
Nickel, including nickel oxide and salts.
Silver
Copper (a)
Pig iron from domestic ore
Cobalt (b)
Platinum metals
Iron ore (c)
Lead
Zinc, in ore and concentrates
Molybdenite -.
Bismuth. . . .-
Selenium
Grand Total
Production to
December 31,
1930
S
351,
317,
251,
121,
84,
24,
18,
9,
4,
120,721
068,193
981,892
174,272
775,556
092,381
493,214
463,516
440,879
535,696
209,735
136,907
1,183,492,962
Production,
1931
43,117,615
15.005,080
1,880,860
8,907,069
651,179
2,812,834
41,987
280
3,532
32,108
72,452,544
Production to
December 31,
1931
394,238,336
332,073,273
253,862,752
130,081,341
84,775,556
24,743,560
21,306,048
9,463,516
4,482,866
535,696
210,015
140,439
32,108
1,255,945,506
(a) Includes small quantities of copper sulphate.
{b) Includes metal, oxide, salts, and cobalt contents of residues exported.
(c) \'alue of ore shipped out of the Province.
Gold
Oct. 3, 1660. — -This day I heard the Duke speak of a great design that he and my Lord of
Pembroke have, and a great many others, of sending a venture to some parts of Africa to dig
for gold ore there. They intend to admit as many as will venture their money and so make
themselves a company. £250 is the lowest share for every man, but I do not find that my Lord
do much like it. — Extract from the Diary of Samuel Pepys.
Syndicates and companies for the purpose of seeking gold are as old as
civilization, but it is certain that in the present day such ventures are more
popular with the general public and present greater possibilities for success
than they did 270 years ago. This has been confirmed repeatedly in Ontario,
and past successes in gold prospecting have been the incentives to the intensive
exploration campaign of the past year. This search for gold has been general
in every likely area from the Quebec to the Manitoba boundary. Promising
discoveries were reported in the Bannockburn area where at least one mine
(the Ashley) is rapidly approaching the production stage. In addition, the
low-grade gold deposits of the adjacent Matachewan area are now attracting
attention. To the west in the Chester-Three Duck Lakes area, about 10 miles
southwest of Gogama on the C.N. railway, and in the Swayze area, about 20
miles N.E. of Ridout on the C.P. railway, interesting discoveries of gold ore were
made. Both areas are now receiving preliminary prospecting and develop-
ment. These fields possibly will be extended in area this coming field season.
The renewed interest in the Alichipicoten area, also at Sturgeon Lake (St.
Anthony mine) Thunder Bay district, and elsewhere, is indicative of an active
season in the gold-mining industry. At the Moss mine, west of Fort William,
a new mill began operating in March, 1932, at a rate of about 100 tons daily.
As mentioned in the next paragraph the advance of 20 per cent, over 1930
figures in the output of gold from Ontario sources shows the measure of success-
ful operation during 1931. Twenty-three mines produced during 1931, eight
of which were in the Porcupine belt, and eight in Kirkland Lake. Five
were active in the Northwestern part of the Province, two of which made small
8
Department of Mines
No. 4
sample shipments only. At the end of the year sixteen mines were producing
regularly. In addition to the auriferous quartz mines above mentioned,
important recoveries of gold and silver were made at Copper Cliff, Port Colborne,
and Acton, England, in the treatment of mattes and blister copper derived
from the nickel-copper ores.
In the following table the value of the total gold output of the Province,
exclusive of premium, is given, also that from Porcupine and Kirkland Lake: —
TABLE IV.— TOTAL GOLD PRODUCTION IN ONTARIO
Total
production
Porcupine
Kirkland Lake
Year
Value
Per cent.
Value
Per cent.
1866-1891 .
$
(a) 190,258
{b) 2,509,492
68,498
42,637
2,114,086
4,558,518
5,544,979
8,501,391
10,339,259
8,698,735
8,502,480
10,451,709
11,686,043
14,692,357
20,579,569
20,136,287
25,669,303
30,206,432
30,950,753
33,627,040
32,629,111
33,535,226
35,886,558
43,117,615
$
$
1892-1909
1910
35,539
15,437
1,730,628
4,294,113
5,206,006
7,462,111
9,391,408
8,229,744
7,767,907
9,941,803
10,597,572
13,103,526
18,374,658
17,313,115
22,135,534
24,733,120
23,680,670
23,851,857
20,246,319
19,281,286
17,758,842
19,891,521
51.8
36.2
81.8
94.1
93.8
88.6
90.8
94.5
91.4
95.1
90.7
89.5
89.3
85.9
86.2
81.8
76.5
70.9
62.0
57.6
49.6
46.2
1911 . .
1912 . .
1913
86,316
114,154
551,069
1.9
1914
2.0
1915
6.5
1916
702,761 6.8
1917
404,346
632,007
486,809
1,033,478
1,524,851
2,159,581
2,719,939
3,446,632
5,385,256
7,174,083
9,674,114
12,233,524
14,046,596
17,172,770
21,734,729
4.6
1918
7.4
1919
4.7
1920
1921
1922
8.8
10.4
10.5
1923
13.5
1924
13.4
1925
1926
1927
1928
1929
1930
1931
17.8
23.2
28.7
37.5
41.8
47.9
50 4
Total to end of 1931. .
394,238,336
285,042,716
72.3
101,283,015
25.7
(a) Estimated. (6) Maximum yearly output was $424,568 in 1899.
The following figures summarize labour statistics as reported to the Ontario
Department of Mines for the gold-mining industry: —
AVERAGE YEARLY WAGE, ONTARIO GOLD MINING, 1930 AND 1931
1930
1931
Locality
No. of
wage
earners
Wages
paid
Average
wage
per annum
No. of
wage
earners
Wages
paid
Average
wage
per annum
Porcupine
4,186
2,464
198
195
$
6,447,018
3,987,012
325,728
204,290
$
1,540
1,618
1,645
1,047
4,534
3,094
263
400
$
7,201,681
5,148,329
411,998
396,605
$
1,588
Kirkland Lake
1,664
N.W. Ontario
1,566
Operating but
non-producing
991
Total
7,043
10,964,048
1,557
8,291
13,158,613
1,588
1932
Statistical Review, 1931
Gold from all sources in Ontario in 1931 totalled 2,085,815 fine ounces or
an increase of 20 per cent, over the 1930 production. Of this total 2,062,420
ounces were recovered by the gold mines, 23,381 ounces from the refining of
nickel-copper mattes, and 13.6 ounces were contained in ores and concentrates
shipped out of the Province for treatment. Details of output by mines and
sources follow: —
TABLE v.— ONTARIO'S GOLD PRODUCTION, 1931
Source
Ore
milled,
tons
Bullion shipped
Gold content
Fine
ounces
\'alue
Silver content
Fine
ounces
Value
Total
value of
bullion^
Porcupine
Coniaurum
Dome
Hollinger
March
Mclntyre
Munro-Croesus
Porcupine United (Rochester)
Vipond
Miscellaneous
130,585
542,600
1,640,705
58,462
617,425
550
1,396
100,214
9
36,277.81
169,685.66
487,123.34
10,513.82
229,413.40
190.54
262.51
27,236.17
1,549.19
749,929
3,507,712
10,069,733
217,340
4,742,395
3,939
5,427
563,021
32,025
5,110
15,540
99,402
859
50,686
35
44
4,524
466
1,423
4,354
28,242
246
14,485
16
12
1,270
134
751,352
3,512,066
10,097,975
217,586
4,756,880
3,955
5,439
564,291
32,159
Total.
KiRKLAND Lake
Barry-HoUinger
Kirkland Lake Gold.
Lake Shore
Sylvanite
Teck-Hughes
Telluride^
Trout Creek
Wright-Hargreaves. .
3,091,946
31,958
52,628
816,580
91,621
444,410
80
1
266,352
962,252.44
10,849.11
28,314.91
533,756.57
43,436.60
294,421.57
40.02
78.31
140.520.42
19,891,521
224,271
585,321
11,033,728
897,914
6,086,234
827
1,619
2,904,815
176,666
1,282
3,317
113,087
11,222
24,686
31
10
17,759
50,182
362
929
31,890
3,254
6,965
8
3
5,022
19,941,703
224,633
586,250
11,065,618
901,168
6,093,199
835
1,622
2,909,837
Total.
Northwestern Ontario
Adair, G. H. (Tashota)
Howey
Kenora Prospectors (Mikado)
Minto
Parkhill
1,703,630
34
211,552
33
9,448
9,082
1,051,417.51
15.12
41,702.44
185.90
3,521.31
3,325.42
21,734,729
313
862,066
3,843
72,792
68,742
171,394
6
15,963
41
106
225
48,433
2
4,540
12
32
69
21,783,162
315
866,606
3,855
72,824
68,811
Total.
230,149
48,750.19
1,007,756
16,341
4,655
1.012,411
Total for gold mines
Nickel-copper refineries . . . .
O'Brien mine, to'Trail, B.C.
Total
Grand Total (all sources) .
5,025,725
2,062,419.66
23,381.00
13.60
42,634,006
483,328
281
364,401
822,971
103,270
230,702
42,737,276
23.394.60
483,609
2,085,814.74
43,117.615
^The premium received in addition to values quoted amounted to $830,799.04 from Porcupine,
$893,518.31 from Kirkland Lake, and $61,857.38 from Northwestern Ontario.
^Shipped concentrate to Noranda.
10
Department of Mines
No. 4
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Statistical Review, 1931
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1932
Statistical Review, 1931
15
RECEIPTS OF CRUDE GOLD BULLION" FROM ONTARIO MINES AT THE
ROYAL CANADIAN MINT, OTTAWA, 1927-1931
Crude
ounces
Precious metals
Buying rate
in Canada
for New York
funds*
Year
Gold,
fine oz.
Silver,
fine oz.
Total value
1927
1,721.111
1,537.295
412,058
908.209
1,762,481
1.338,192
1,217,622
328,556
713.527
1,441,662
229,657
199,470
54.068
86,419
171,408
S
27.793,399
25,285.865
100 0109
1928
100 0817
1929
6.821.876 : 100 747
1930
4.760.111
29,850,774
100.147
1931
104 272
*The average rate of premium in New York funds is based on the day to day record of cur-
rent quotations.
World Output. — The following statement of output by the leading gold-
producing countries, for 1915 (year of maximum world production), also for
1922 and subsequent years, has been abstracted mainly from annual reports of
the Director of the United States Mint. It will be noted that Canada holds
second place among the gold-producing countries of the world, having overtaken
the United States (exclusive of the Philippine Islands) in 1930. The Province
of Ontario, as deduced from the table, now produces 77 per cent, of Canada's
gold.
OUTPUT BY LEADING GOLD-PRODUCING COUNTRIES AND STATES
(Millions of dollars)
Source
1915
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
World
470.0
319.4
367.8
393.4
393.3
400.0
401.7
408.4
415.0
437.7
440.9
Transvaal
188.0
145.1
189.1
197.9
198.4
205.8
209.3
214.0
215.2
221.5
224.8
Canada
19.0
26.1
25.5
31.5
35.9
36.3
38.3
39.1
39.9
43.6
55.7
United States..
101.0
47.3
50.2
50.6
48.0
46.3
43.8
44.3
42.5
43.4
45.8
Ontario
8.5
20.7
20.1
25.7
30 2
30.9
33.7
32 6
33.5
35.9
43 1
Russia(u.s.s.R.)
26.3
3.0
5.2
19.8
21.9
20.5
21.9
24.8
29.3
38.8
46.1
Mexico
6.6
15.5
16.1
16.5
16.3
16.0
15.0
14.5
13.5
13.9
14.4
Oceaniaf
49.0
18.8
18.1
16.5
14.0
13.5
14.2
13.1
12.1
12.1
15.0
S. Rhodesia. . .
18.9
13.5
13.4
13.0
12.0
12.3
12.0
11.9
11.6
11.3
11.0
California
21.4
14.7
13.4
13.2
13.1
11.9
11.7
10.6
8.5
9.1
10.5
Australia
40.3
15.9
14.9
14.2
11.7
10.9
11.6
10.6
8.3
9.2
11.1
West Australia
25.0
11.1
10.4
10.0
9.1
9.0
8.4
8.1
7.8
8.6
10.5
India
11.5
9.0
7.9
8.2
8.1
7.9
7.9
7.8
7.5
6.8
6.8
flncludes Australia. Tasmania. New Zealand and New Guinea.
Maximum World production 470.0 million dollars in 1915.
Maximum U.S. production 101 .0 " una
Maximum Transvaal production 224.8 " " " 1931.
16
Department of Mines
No. 4
Silver-Cobalt
Silver production from all sources in Ontario fell from 10,531,243 fine ounces
in 1930 to 6,603,027 fine ounces in the year under review. Such a decline was
to be expected, having in mind the depressed market conditions for silver and
the declining price. Mining activity at the Cobalt camp was curtailed during
the period, and has been maintained largely by a score or more of lessees who
were fortunate in finding a ready market for cobalt which occurs with the silver.
The cobalt content of the ores shipped reflected the activities of the lessees,
the output showing an increase of more than a million pounds, due to a good
price for the metal as compared with silver. The values given for the cobalt
are all in Canadian funds.
The largest producer of silver now remaining at Cobalt is the O'Brien mine,
the output of which approached 23/^ million ounces. Output both by the
Nipissing and Mining Corporation fell below the million ounce mark.
In the detailed table of silver production the values shown are as at the
par of exchange. The discount on the Canadian dollar did not come in effect
until September 21. As a result the premium on exchange was not large and
amounted to $45,955 making a total value of $1,926,815 in Canadian funds.
In the year under review the price of silver on the New York market
fluctuated between a low of 26.773 cents per ounce in February and a high of
30.120 cents in December. The average for the year was 28.700 cents in New
York or 29.87 cents Canadian currency. Despite low prices, mining operations
persisted during the year by 20 groups of lessees and 10 mining companies.
According to the records of the Temiskaming and Northern Ontario Rail-
way, total shipments of ore and concentrates during the calendar year were
11,055.19 tons, of which 9,039.46 tons were consigned to the Deloro Smelting
and Refining Company; 1,304.40 tons to Europe; 576.70 tons to Trail, B.C.;
31.56 tons to Noranda; and 103.07 tons to the United States. The total material
shipped comprised 2,510.93 tons of silver ore and concentrate, and 8,542.26
tons in which cobalt was the chief constituent.
It may be pointed out that figures of output are based as far as possible
on actual sales of bullion and silver contained in concentrate and residues
exported, with the gross values as reported by the producers before deducting
treatment and shipping charges. The figures for any one year do not agree
with those in Tables X and XII but average up over a period of years: —
SILVER PRODUCTION, 1930 AND 1931
Source
1930
1931
Fine ounces
Value
Fine ounces
Value
Sales of bullion by the reduction com-
panies, smelters and mines
8,436,688
673,197
51,267
3,257
299,680
1,067,154
$
3,217,242
243,005
19,560
1,243
10'),901
407,161
4,901,860
513,795
$
1,391,949
Contained in silver-cobalt concentrates
and residues exported
154,939
Estimated as recovered from copper-
lead-zinc concentrates exported
Estimated recoveries by Noranda
smelter from Ontario copper ores . . .
In crude gold bullion
364,401
822,971
103,270
Recovered by nickel-copper refineries. .
230,702
Total
10,531,243
3,998,112
6,603,027
1,880,860
1932
Statistical Review, 1931
17
Shipments of silver mines by camps during 1930 and 1931 were as follows:
Camp
1930
1931
Silver
Cobalt*
Silver Cobalt*
Cobalt
Gowganda
South Lorrain . .
fine oz.
5,329,335
2,141,234
1,754,989
lb.
436,942
107,264
391,466
$
182,179
15,067
185,003
fine oz.
3,706,880
1,697,242
594,360
lb.
1,106,285
104,223
764,989
$
511,941
11,356
426,077
Total . . .
9,225,558
935,672
382,249
5,998,482
1.975,497
949,374
*Figures represent the quantities paid for by the smelters, and values received by the mines.
The following table shows statistics based on the metal contents of shipments
of ore and concentrates and should not be confused with the figures in the
main table on page 4, or with those found in Table XI. Silver shown as
shipped in Table X has been compiled for each mining area and is mainly
the silver contents of ore or concentrates shipped to the reduction works at
Cobalt or to the silver smelters. Of necessity there is a lag and it does not follow
that all the ores, etc., shipped have received treatment during the year by
smelters, although over a period of years, these figures will agree closely with
those for silver bullion sold, as given in Table I on page 4.
Since the discovery of silver at Cobalt in 1903 silver shipments fiom this
and outlying silver camps, as reported by the operators, have been as follows: —
TABLE X.— SILVER SHIPMENTS BY
CAMPS, 1904-1931
A,
Average
price, cents
per ounce
(New York)
Silver content in troy ounces
Year
Total
from silver
camps
Cobalt
Casey
township
SoutR'
Lorrain
Gowganda
Montreal R.
and Maple
Mountain
1904
57.221
60.352
66.791
65.237
52.864
51.502
53.486
53 . 340
60.835
57.791
54.811
49.684
65.661
81.417
96.772
111.122
100.900
62.654
6.7.528
64.873
66.781
69.065
62.107
56.370
58.176
52.993
38.154
28.700
206,875
2,451,356
5,401,766
10,023,311
19,437,875
25,897,825
30,645,181
31,507,791
30,243,859
29,681,975
25,162,841
24,746,534
19,915,090
19,401,893
17,661,694
11,214,317
10,846,321
8,261,931
10,711,127
10,377,846
9,935,902
10,707,235
10,543,473
8,543,513
6,745,401
7,781,429
9,225,610
5,998,482
206,875
2,451,356
5,401,766
10,023,311
19,424,251
25,658,683
29,849,981
29,989,893
28,605,940
28,105,505
24,155,699
24,280,366
19,008,517
18,327,258
16,807,407
10,314,689
10,402,249
7,673,535
9,239,147
7,259,858
6,704,787
6,252,115
6,262,249
4,482,543
3,934,020
4,823,529
5,329,335
3,706,880
1905
1906
1907
1908
500
26,185
92,544
114,789
253,824
825,108
499,643
223,939
445,900
13,124
194,955
221,133
933,912
834,119
248,992
108,199
1909
18,002
1910
1911
1912
471,688
468,687
549,976
502,370
399,300
242,229
383,393
1,064,635
638,198
723,764
433,352
258,292
170,651
160,761
598,057
1,355,156
1,236,640
1,741,614
1,677,429
2,081,894
2,141,234
1,697,242
9,835
510
1913
1914
1915
1916
77,280
10,000
72,188
4,586
8,253
328,886
1,284,307
2,955,646
2,633,058
3,099,964
3,044,584
2,319,356
1,133,952
876,006
1,754,989
594,360
1917
1918
143,901
171,278
1919
1920
(a) 2,467
1921
1922
1923
1,011
1,028
117
(b) 15,994
1,581
1924
1925
1926
1927
1928
1929
1930
(c) 52
1931
Total.
413,278,453
368,681,744
2,799,740
22,751,849
18,996,562
48,558
(a) Includes 885 ounces from Silver Islet, Lake Superior, (b) Silver Islet, Lake Superior.
(c) Nickel Hill Syndicate in the Sudbury area shipped a silver-cobalt ore.
18
Department of Mines
No. 4
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1932 Statistical Review, 1931 21
Nickel, Copper, and Platinum Metals
In sympathy with all other base metals, nickel and copper declined in
output and value during 1931. Ore smelted by the two producing companies,
International Nickel and Falconbridge, showed a decrease of 20 per cent, as
compared with the record year of 1930. As shown in the following table, the
quantity of ore raised and smelted, bessemer matte produced, and matte
refined in Canada, reached their peak of production in 1930. While prices of
copper and other base metals fell to extremely low points, quotations for nickel
were announced as being maintained at the levels of the past five or six years.
Basic prices of nickel, except for large contracts, have been quoted by the
Engineering and Mining World of New York at 35 cents per pound for electro-
lytic cathodes, shot and ingots.
The depressed condition of the world's markets for nickel and copper during
the period restricted operations by the International Nickel Company in the
Sudbury field. In September, Coniston operations were reduced from two
furnaces to one while ore output from the Creighton mine, the feeder, was
curtailed correspondingly. Although mine and smelter operations were below
1930, and also below 1929, quantity production remained well in advance of
the 1928 rate. The Falconbridge company exceeded its rated capacity of 100
tons per day at the smelter and was one of the few base metal operators to
maintain its rate of output during the year. The company's refinery in Norway
operated steadily producing about 8 tons of nickel daily, but only 53 per cent,
of this output, along with the 1930 unsold product, was marketed.
The new high tension electric power transmission line connecting Abitibi
River power with the Sudbury mining field was placed in service on Oct. 1,
1931, by the Hydro-Electric Power Commission of Ontario. Power will be
supplied temporarily from Island Falls until the new Canyon plant of the Ontario
Power Service Corporation is ready to deliver energy, the date set being Oct. 1,
1932, The line from Sudbury via Timmins to Hunta, 12 miles west of Cochrane
on the Canadian National Railway, is 190 miles long and required nearly 1,000
towers and 1,600 tons of power cable in its construction. The Commission has
contracted for 100,000 horsepower from the new 275,000 horsepower development
working under an effective head of 237 feet.^ From Hunta to the Canyon the
distance is about 70 miles, or a total distance of 260 miles from the new power
plant to the consuming point.
A feature in this industry was the transfer at the end of the year from
Port Colborne to Copper Cliff of the Orford process, i.e., the first stage of
separating the matte into copper "tops" and nickel "bottoms." This will
eliminate heavy freight costs on nitre cake which is manufactured at Copper Cliff,
and also on the sulphur content of the matte, amounting to 20 per cent, of
the total weight. Now only the nickel sulphides are shipped to Port Colborne
where the electrolytic nickel refinery remains, the blister copper produced
at Copper Cliff going directly to the electrolytic plant which is close at hand.
Copper Refining. — The Ontario Refining Company, Ltd., the only electro-
lytic refining plant in the province, operated steadily throughout the year.
Commencing in July 1930, the capacity maintained during its first year of
operation was around 5,000 tons per month. For the calendar year 1931 the
total output of electrolytically refined copper was 120,078,611 pounds, of which
iWork at the Canyon was discontinued in the Spring of 1932, owing to financial
difficulties. The Hydro-Electric Commission finally took over the plant and started in October,
1932, to complete the installation of the first two units or 110,030 horse power.
22
Department of Mines
No. 4
more than 80 per cent, originated in Ontario. The production included wire
bars, ingot bars, small ingots, vertical cast cakes, cathodes, slabs, and billets.
Blister copper received for treatment totalled 99,045,950 pounds from Ontario,
12,609,298 pounds from Manitoba, and 9,222,112 pounds from British Columbia.
The low price of copper, averaging 8.116 cents per pound for the year on the
New York market, has militated to a certain extent against more active
operations by the International Nickel Company, although the depression in
the nickel consuming industries using nickel steel for heavy construction,
motor cars, etc., has been a large factor. In December an agreement by the
principal copper producers of the world was reached whereby the output of all
companies was to be curtailed to 26^/9 per cent, in order to work off the accumu-
lated stock of refined copper. In the United States these reserves at the end of
1931 were at their highest point in the history of the metal. The consumption
of copper at the present time depends largely on the electrification of the world's
power plants, and the output of motor cars and radios. The over-expansion in
these fields during the post-war period must be overtaken.
Platinum Metals. — Production of the precious and rare metals by the
International Nickel Company, Limited at its Acton plant in England has grown
steadily. Output of platinum metals in 1931 from Ontario sources was 91,643
ounces valued at $2,812,834, including 44,725 ounces of platinum, 39,313 of
palladium, and 7,605 of other metals of this group. The average
quotations per ounce in New York were: platinum, $35,665; palladium, $20;
iridium, $105; rhodium and ruthenium, $53. In addition, gold and silver to
the extent of 23,381 and 822,971 ounces, respectively, were recovered at Port
Colborne, Copper Cliff, and Acton in England. The President of the Inter-
national company, R. C. Stanley, in one of his quarterly letters in 1931 to the
stockholders, described this phase of the nickel industry as follows: —
The so-called "platinum group" comprises six metals — platinum, palladium, iridium, rhodium
ruthenium and osmium. All these metals with the exception of osmium, are refined to high
purity (99 per cent.) by your company. In the process of extracting nickel from our ores the
platinum metals are recovered as a by-product. To separate and refine the platinum metals
the company has developed at Acton, England, the world's largest and most modern platinum
metals refinery, having a capacity of 300,000 ounces a year.
The table following gives the record of mining and smelting operations for
the last five years: —
TABLE XIII.— NICKEL-COPPER MINING AND SMELTING, 1927-1931
Schedule
Ore shipped tons
Ore smelted "
Bessemer matte produced "
Nickel content "
Copper content "
Matte exported* "
Nickel content "
Copper content "
Matte refined in Canada "
Men employed No.
Wages paid $
1927
1,305,917
1,350,214
81,848
39,623
25,969
33,541
15,762
11,682
39,253
3,418
4,919,445
1928
1,457,910
1,476,704
91,313
43,393
29,704
39,310
18,856
13,221
67,866
3,845
6,005,697
1929
1,991,910
2,033,457
132,030
58,095
46,315
28,402
14,068
8,449
109,818
4,546
7,069,995
1930
2,115,139
2,357,154
166,703
61,112
70,800
34,550
20,978
5,855
139,635
5,246
7,992,294
1931
1,690,192
1.689,874
100,273
40,643
38,811
30,294
16.847
6,620
69,215
3,530
5,087,215
*A11 matte was exported prior to 1918 when refining in Canada began at Port Colborne,
Ontario. The British America Nickel Corporation commenced refining operations at Deschenes,
Quebec, in 1920, and closed down finally in July, 1924.
1932
Statistical Review, 1931
23
Refineries. — During the \ear the International Nickel Company of Canada
at Port Colborne recovered electrolytic and refined nickel; nickel oxide;
converter copper; platinum, palladium and other metals of the platinum group
in the form of residues; also the precious metals, gold and silver. The record
for 1930 and 1931 is shown in the following table: —
TABLE XIV.— NICKEL-COPPER REFIXIXG, 1930-1931
Schedule
1930
Quantity
Value
1931
Quantity
Value
Matte, treated tons
Nickel in oxides, marketed .lb.
Metallic nickel, recovered "
Blister copper, recovered* "
Gold, recovered! ounces
Silver, recovered! "
Platinum metals, recovered! .... "
Employees No.
Wages paid $
139,635
4,225,620
57,478,651
119,006,163
22,862
1,067,092
68,040
1,259
16,875,354
12
,748,178
472,600
407,138
,436,683
2,
1,994,866
69,215
,905,639
,972,201
,376,571
23,381
822,971
91,643
972
$
8,908,603
4,598,621
483,328
230,702
2,812,834
1,752,020
*In 1930 a portion of the blister copper from Port Colborne was shipped for refining to
Copper Cliff, where 59,838,505 pounds of electrolytic copper was recovered. This copper was
valued at 12.982 cents per pound. The value of the blister as shown in the table is the company
valuation. In 1931, 44,026,420 pounds worth $3,573,706 were recovered directly at Sudbury.
!Includes recoveries by the Mond division at Clydach in Wales and at Acton, England.
The gold and silver content of Strathy township ore shipped in 1930 is excluded.
TABLE XV.— PRECIOUS METALS RECOVERED, 1927-1931
1927
Ounces
1928
Ounces
1929
Ounces
1930!
Ounces
1931
Ounces
Value,
Gold
Silver
4,866*
188,180
3,850
222,924
7,802
429,541
22,867
1,067,154
23,381
822,971
$
483,328
230,702
Platinum metals:
Platinum
11,217
11,247
298
10,452
11,389
1,689
12,474
12,231
4,910
34,000
29,907
4,133
44,725
39,313
7,605
1,595,117
Palladium
786,260
Rhodium, Ruthenium,
Osmium and Iridium
431,457
22,762
1,270,843
23,539
1,309,923
29,615
1,646,381
68,040
2,436,683
91,643
Value $
2,812,834
*Includes small recoveries of the rhodium group by the Mond Nickel Company.
!In 1930, 5 oz. gold, 62 silver, 4 platinum, and 14 palladium were included in ore exported
from Strathy township.
The average price obtained for platinum in 1931 was S35.665 and for
palladium S20.00 per fine ounce. Prices of the rarer platinum metals fluctuate
so widely that average prices are difficult to secure.
24
Department of Mines
No. 4
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1932
Statistical Review, 1931
25
Dividends. — Total dividends paid to the end of 1930 and pa\ments in
1931 are given in the table which follows. For conv^enience of comparison
Mond figures have been converted to dollars on the basis of £1— $4.8665.
TABLE X\"II.— TOTAL DIVIDENDS PAID BY NICKEL COMPANIES
Company
Period
(inclusive)
Total to
end of 1930
Paid in 1931
Canadian Copper Company
♦International Nickel Company/S''^^^''''^'^-- •
^ ^ I^Lommon. ..
jlnternational Nickel Company f Preferred. .
of Canada, Limited \Common . .
1894-1901
1906-1928
1909-1928
1929-1930
1929-1930
$1,975,000
12,299,273
65,811,694
3,647,065 76
26,524,645,55
$1,933,937.76
6,560,468.01
Total
$110,257,678.31
£264,043
2,556,359
2,581,984
$8,494,405.77
f Deferred
jMond Nickel Company.- Preferred
[Ordinary
1906-1914
1904-1929
1905-1929
Total
£5,402,386
or $26,291,126
Grand Total
$136,548,804.31
$8,494,405.77
♦Successors to the Canadian Copper Company. The International Nickel Company paid
dividends on the common stock from 1909 to 1919, inclusive, and again from 1925 to 1928,
inclusive. Common stock outstanding was $41,834,600, and preferred stock $8,912,600, or a
total of $50,747,200 at the beginning of 1928. On December 19, 1928, the authorized capital
stock of $62,000,000 of the New Jersey company was reduced by changing the par value of the
shares from $25 to $1 each, and at the same time the name of the company was changed to "Nickel
Holdings Corporation." On December 31, 1928, the authorized capital was further reduced to
$993,425 fully issued or subscribed for stock consisting of $843,700 preferred stock and $149,725
common stock, par value in each case.
jDividends paid by the International Nickel Company of Canada, Limited, on the common
stock in 1929 were 90c. per share, and $1.00 per share in 1930. Common stock was increased to
15,000,000 shares of no par value on July 25, 1930; and as a result shares issued were increased
from 13,758,208 to 14,584,025. Seven per cent, preferred stock (cumulative) now stands at
$27,627,825. Dixidends on common stock aggregated 45 cents a share in 1931.
|Upon completion of the exchange of stock under the amalgamation of the Mond and
International companies, effective, December 31, 1928, stock issued or issuable was as follows:
$27,627,825 of 7 per cent, cumulative preferred, and 13,758,208 common shares without par
value. Dividends paid on February 16, 1929, by the Mond company cover the 8 months' period
ending December 31, 1928.
Nickel. — Total nickel produced at Port Colborne and Deloro, that is, the
metal and metal content of all nickel compounds in 1930 and 1931, follows: —
Nickel in x'arious forms
1930
1931
Quantity
Value
Quantity
\'alue
Electrolvtic
lb.
57,478,651
41,956,123
4,330,279
3,804
$
1
\- 24,454,661
J 4,3
lb.
28,972,201
33,693,483
3,000,636
S
1
In nickel-copper matte exported
In oxides, speiss residues, and salts. . . .
In other ores
■ 15,005,080
Total
103,768,857
24,455,134
65,666,320
15,005,080
26
Department of Mines
No. 4
Copper. — The details of copper production in 1930
and 1931 follow: —
Source of copper
1930
1931
Quantity
Value
Quantity
Value
Metal content of Port Colborne con-
verter copper*
In nickel-copper matte exported
In Cobalt ores exported to U.S. and
Norandat
In Ontario copper ore treated at
Noranda smelter
lb.
114,934,859
11,709,866
47,041
18,371
994,229
4,112
$
13,878,421
1,170,987
5,070
2,386
129,071
532
lb.
99,571,448
13,240,120
71,057
$
8,172,327
728,206
6,536
In lead-zinc-copper concentrate ex-
ported
In miscellaneous ores
Total
127,708,478
15,186,467
112,882,625
8,907,069
*In 1930 the converter or blister copper made at Port Colborne was partly exported and
partly refined in Ontario. The portion refined in Ontario was valuated at the average price for
electrolytic copper on the New York market, namely, 12.982 cents per pound. The total value
is therefore slightly greater than the company figures. In 1931, 57,376,571 pounds of converter
were made at Port Colborne and 44,026,420 pounds at Copper Clif?.
jFigures are estimated recoveries, not metals paid for.
Iron Ore, Pig Iron, Steel, Ferro-Alloys, and Coke
The plants of the Steel Company of Canada at Hamilton and the Algoma
Steel Corporation at Sault Ste. Marie operated at reduced capacities. The
Canadian Furnace Company during the period commenced the manufacture of
manganese pig iron. No Ontario ore has been smelted since 1925.
A new feature in the smelting of iron ore in Ontario in 1931 was the importa-
tion of a consignment of Algerian ore for treatment by the Canadian Furnace
Company of Port Colborne. Three cargoes of ore were unloaded at Montreal
for transference to smaller vessels for passage through the St. Lawrence River
canals. The new W'elland canal will now permit large ocean-going ships to pass
from Lake Ontario to Lake Erie.
For the first time in a number of years domestic limestone has been consumed
in fluxing iron ores. During the period 67,717 tons of Canadian limestone was
used while 81,737 tons came from the Ignited States.
As shown in the following table, foreign iron ore charged amounted to
568,886 long tons, the average price of which was $4.61 at lower lake. ports.
From this ore 318,645 long tons of pig iron were produced, including 210,457 of
basic, 80,892 foundry and 27,296 of malleable. The average selling prices of
these grades were $18.00 per long ton for basic and $23.80 for foundr>- and
malleable. Steel billets were quoted at $34.00. Figures for five years follow: — ■
TABLE XVIII.— IRON AND STEEL STATISTICS, 1927-1931
Unit
1927
1928
1929
1930
1931
Ontario ore smelted long tons
Foreign ore smelted " "
Limestone for flux short tons
Coke " "
Pig iron produced long tons
Value $
910,688
217,748
487,825
460,148
9,663,108
566,466
18,695,950
1,242,937
324,550
736,746
734,779
11,544,668
790,548
22,370,425
1,331,498
342,776
767,420
769,359
17,408,514
899,807
32,393,052
935,005
234,309
542,09-1
534,542
11,465,435
639,128
22,369,480
568.886
149,454
320,133
318,645
6,363,101
Steel made long tons
Value $
444,107
15.099,638
1932
Statistical Review, 1931
27
IRON BLAST FURNACES IN OPERATION. 1931
Furnaces
Name of company
Total
number of
stacks
Daily
capacity,
long tons
Location
Algoma Steel Corporation, Ltd
Steel Company of Canada, Ltd
Canadian Furance Company, Ltd
4
2
1
1,600
825
350
Sault Ste. Marie
Hamilton
Port Colborne
PIG IRON, STEEL, AND FERRO-ALLOY PRODUCERS, 1931
Company
Location
Abrasive Company of Canada, Ltd. (c)
Algoma Steel Corporation, Ltd. (a), (b)
Canadian Electric Castings Co., Ltd. {b) . . . .
Canadian Furnace Co., Ltd., (a)
Dominion Foundries and Steel, Ltd. (b)
Electro-Metallurgical Co. of Canada, Ltd. (c)
Exolon Co., Ltd., (c)
Lionite Abrasives, Ltd. (c)
London Rolling .Mills Co., Ltd. {b)
Steel Company of Canada, Ltd., (a), (b)
Superior Alloys, Ltd. (c)
Union Carbide Co. of Canada, Ltd. (c)
Welland Steel Castings, Ltd. (b)
\Vm. Kennedy & Sons, Ltd. (b)
Hamilton
Sault Ste. Marie
Orillia
Port Colborne
Hamilton
Welland
Thorold
Stamford
London
Hamilton
Sault Ste. Marie
Welland
Welland
Owen Sound
(a) Pig iron; (b) steel; (c) ferro-alloys.
TABLE XIX.~THE COKING INDUSTRY IN ONTARIO, 1930-193U
Unit
1930
Quantity
Value
1931
Quantity Value
Materials Used
Bituminous coal, foreign tons
Coke for gas making "
Oil for gas making Imp. gals.
Lime tons
Water
Sulphuric acid, 66° Be lb.
Oxide
All other materials
1,619.109
1,824
1,824,890
1,381
30,247,190
4
Total.
Products Made
Coke tons
Coke breeze "
Gas sold and used M. cu. ft.
Tar Imp. gals.
Ammonium sulphate lb.
Light oils Imp. gals.
Total
1,146
117
12,731
12.236
35,667
3,550
,581
,081
,867
,529
,853
,094
S
6,983,606
10,944
159,413
13,624
22,753
202,897
245
30,013
1,132,516
$
4,845,376
7,423,495
8,001,115
202,128
2,704,454
802,967
581,012
773,980
10,361,202
1,650,209
975
23,445,959
1
81,296
9.214
14,696
167,490
65
25,631
5,143,768
785,489
74,988
9,405,734
8.639,790
26,417.503
2,584,280
5.174,824
148,451
2,211,052
535,750
370,144
506,292
8.946,513
*Supplied by Dominion Bureau of Statistics.
28 Department of Mines No. 4
The Algoma Steel Corporation at Sault Ste. Marie, and also the Steel
Company of Canada at Hamilton, produce coke in conjunction with their blast
furnace operations, while the Hamilton By-Products Coke Ovens, Ltd., also at
Hamilton, produces coke for domestic purposes, having commenced in January,
1924. The figures of production below do not include the output from municipal
gas plants. The materials used and products consumed and sold by the coke
plants in Ontario during 1930 and 1931 are shown in Table XIX.
Lead, Zinc, and Copper
The production of refined pig lead in Ontario dates from 1917 when a
smelter having a capacity of 18 tons a day was built near Galetta in Carleton
county by the Estate of James Robertson of Montreal. This company later
became the Kingdon Mining, Smelting and Manufacturing Company, and over
a period of 15 years a high grade pig lead was produced and consumed mainly
in the manufacture of lead pipe and other plumbing supplies by the Robertson
firm. The mine closed down on May 8, 1931.
For some years a small quantity of lead has been recovered in the concen-
trating and smelting of silver-cobalt ores, and more recently the Treadwell
Yukon mine at Bradley, Sudbury area, recovered lead concentrates from a lead-
zinc-copper ore. The depressed markets for base metals, however, has not
permitted production from this property which was idle practically the whole
of the period.
During 1931 the output of lead from all sources was $985,633 pounds
worth $41,987 as against 2,193,856 pounds valued at $116,034 in 1930. Of the
1931 output pig lead totalled 905,057 pounds worth S39,458, while the remainder
was derived from the silver-cobalt ores.
Uraninite
A deposit near W'ilberforce, county of Haliburton, is under development
by the International Radium and Resources, Limited, successor to the Ontario
Radium Corporation. This property, known as the Richardson from its
discoverer, is located on lots 4 and 5, concession XXI, Cardiff township. The
radio-active minerals occur in pegmatite dikes cutting a granite gneiss.
Associated with the radium ore, uraninite, which occurs both in nodular and
crystal form, are hornblende, magnetite, apatite, feldspar, calcite and fluorite.
Some of the dark-coloured fluorite crystals are reported to be radio-active.
The secretary of the company, J. A. McAndrew, early in March, 1932, supplied
the following notes: —
Developmenl to date consists of an adit level, 460 feet into the hillside, which cuts seven
veins of varying widths. Three raises on two veins have been driven to the surface which is
about 70 feet above the adit at this point. The veins incline at an angle of about 35^ from the
horizontal. Drifting has been carried 150 feet west on No. 3 vein to a point where three veins
join together.
A concentrating mill has been erected. Machinery consists of a jaw crusher, gyratory
crusher, trommel, ^Iarcy mill, Dorr classifier, and Wilfley tables. There arc two boilers with
capacity of 250 horsei)Ower each. The maximum capacity of the mill is 150 tons [ler day.
Mining and milling rale at the start will be 50 tons per day. The mill has been tuned up an'tl
should be operating the latter part of March.
Tests on a carlf)ad of this ore were made at the Ore Testing Laboratory of
the Mines Branch, Ottawa, in 1929, and showed the UsOs content of concentrates
to be 2.56 pounds per ton of ore, or 1 gram of radium from concentrates produced
from 3,422 tons of oic.
1932 Statistical Review, 1931 29
NON-METALLIC MINERALS
During 1931 the value of the output of non-metalHc minerals totalled
87,642,308 as against $8,492,263 in 1930, or a decrease of 10.6 per cent. The
principal items with values, in order of importance, were as follows: Natural
gas, 84,635,497; salt, 81,760,388; gypsum, 8374,469; petroleum, $219,993; quartz
and quartzite, $148,642; arsenic, 8135,170; talc, 8122,044; and feldspar, 8100,119.
Actinolite, beryl, fluorspar, graphite, iron pyrites and sulphuric acid (i.e. sulphur
content), mica, mineral water, peat, and silica brick were represented, but were
each under $100,000 in value, as may be seen in Tables I and II in the list of
non-metallics.
Actinolite
This mineral, which is a variety of asbestos, has been mined in Hastings
county in a small way since 1883. It is mainly exported to the United States
in ground form mixed with mica, where it is used as an ingredient in the
manufacture of roofing material. In 1931, the output was 35 tons valued at
8456 as against 34 tons worth 8437 in 1930.
Arsenic
Arsenic in the native state is a metallic mineral, but since it is produced
in Ontario in the oxide form, called in the trade "white arsenic," it has been
customary to include it with non-metallics. The whole production is recovered
in the smelting of the silver-cobalt arsenides of Northern Ontario by the Deloro
Smelting and Refining Company. Including the arsenic produced as insecticides
and also contained in speiss residues exported to the United States for treatment,
the production in 1931 was 3,575,936 pounds valued at 8135,170 as against
2,750,887 pounds worth 8109,932 in the previous year.
Barite
This mineral has not appeared in the production table since the year 1923.
Several deposits are known to exist; and one in the Porcupine gold area, owned
by Canada Nighthawk Mines, Limited, is equipped with milling facilities. The
main difficulty, however, for domestic producers is the limited home market
and the high duty to be met on entry into the United States.
Beryl
This mineral occurs in fine green crystals on lot 23, concession X\', Lyndoch
township, in the county of Renfrew. No production apart from hand specimens
was reported from this property for a number of years, but in 1927 some 4,456
pounds of beryl were shipped to Germany, the c.i.f. value of which at Hamburg
was 8175. • This production was not reported until the year 1929. Exploratory
work on this and other deposits in Lyndoch was under way during 1931 by the
Madawaska Syndicate. A company- known as Madawaska Minerals, Ltd., was
incorporated in Ontario, February 17, 1932, to supersede the syndicate.
Calcite
There are several large deposits of pure white calcium carbonate in Ontario.
This mineral in a finely ground condition may displace the imported whiting
in some industries. A plant having a yearly capacity of 12,000 tons has recently
been built in Montreal to produce whiting from native crude minerals. The
30 Department of Mines No. 4
market for imported whiting which enters into a variety of industries such as the
manufacture of Hnoleum, oil cloth, putty, cold water paints, crayons and scouring
media, is quite large. The imports to Canada during the fiscal year ending
March 31, 1930, totalled 17,898 tons valued at v$207,394, while the imports of
whiting substitute has been estimated at around 7,000 tons during the same
period. The difference between ground calcite and imported whiting is entirely
of a physical nature, since their chemical composition is identical. The grain
of ground calcite is angular or crystalline in structure, while that of true whiting
is amorphous with much higher absorptive capacity for oil and water.
Diatomite
Diatomite is a hydrous type of silica in the form of countless microscopic
siliceous remains of aquatic plants called algae, and may be of either fresh
water or marine origin. In addition to its use as an insulator, diatomite
is employed as a filtering material, as a filler, as a fine abrasive polish, and for
many other uses. Ontario deposits are all of fresh water origin.
A trial shipment of crude diatomite (10 tons) was made in 1930 by R.
Morrow of Muskoka Falls to Geo. Bailey, Toronto (now of Brampton), maker
of insulating materials such as brick, and plates for electric stoves. The ship-
ment, taken from a lake bottom in Draper township, was valued at S140 which
covered only mining and transportation charges. In 1931, Mr. Bailey shipped
60 tons of raw diatomite valued at $840 from Baysville, 16 miles east of Brace-
bridge. Two other diatomite deposits in Muskoka are being developed, namely,
a deposit near Martin's Siding and one 4 miles west of Novar.
Construction work and machinery installation on the first mentioned,
Diatomite Products, Limited, is well advanced, and the company plans to
produce 20 tons of finished product daily. The equipment consists of an 8-inch
pipe line 6,000 feet long from Slocum lake to Martin's Siding. The pumping
apparatus on a floating scow is operated by electric power generated b\- a Diesel
engine. The material is pumped from the retaining pond to a dehydrator or
settler. The mill proper is of steel girder construction covered with corrugated
iron, which contains an 8-hearth oil-fired Wedge roaster, and it is expected to be
in operation in 1932.
The Dominion Diatomite, Limited, was incorporated in August. 1931, to
operate a property known as the Austin swamp, four miles west of Novar, a dry
deposit situated on lot 34, concession I, Perry township. The initial output of
the plant is expected to be 33^ to 5 tons per day of the finished product.. The
raw material is first treated in a preliminary drier, then in a rotar\- calciner,
60 feet long and 732 feet in diameter. Analysis shows the diatomite to contain
84 per cent, silica, a high-grade material. Production is expected earl\- in the
spring of 1932.
Feldspar
The production of feldspar which in 1929 was 21,737 tons, fell in the
following year to 8,722 tons. A further recession was observed in 1931
when 7,962 tons worth S100,119 were shipped. This figure includes 836,681
as the value added by grinding. Domestic consumption of ground spar has
increased considerably in Canada during the past decade. The grinding plant
at Kingston, Ontario, is operated by the P'rontenac Floor and Wall Tile Com-
pany, Limited, to supply its own needs and also home demand b\' other
consumers. The material is largely used in the glazing of stoneware, pottery
1932 Statistical Review, 1931 31
and porcelain and the enamelling of iron fixtures such as stoves, bathroom supplies
and cooking utensils. There is also a grinding mill at Buckingham, Quebec.
As the Canadian output of spar depends in part on the successful penetration
of the I'nited States market the following note, which was carried in Metal and
Mineral Markets of Dec. 10, 1931, regarding the feldspar trade in that country,
should prove of interest: —
President Hoover has approved the report of the Tariff Commission with respect to the
duty on feldspar, which indicated that a maximum reduction of 50 per cent, should be made
in the existing rate of $1 per ton on crude feldspar, but that no change should be made in the
duty on ground feldspar which remains at 30 per cent.
The investigation was instituted June 15, 1931, in response to an application by the
Consolidated Feldspar Corporation, importer, and received by the Commission, April 23, 1931.
Cost data for crude feldspar produced in the United States during the year 1930 were obtained
from twelve domestic mines which produced 75,491 long tons, equal to 44 per cent, of the total
domestic production for that year, and represent 75 per cent, of the total production of the
country for which cost records were kept. In the principal feldspar mining regions of the United
States, which are in North Carolina and the New England States, many companies operating
both mines and grinding mills obtain a large proportion of their supply of crude spar by buying
directly from many small producers who in 1930 produced 71,000 tons, or 42 per cent, of the total
domestic production.
Cost data for crude feldspar produced in Canada in 1930 were obtained from five Canadian
mines which produced 16,743 long tons of crude feldspar during 1930, equal to 79 per cent, of the
total quantity exported to the United States during that year. The quantity of crude feldspar
produced in the United States declined from 197,699 long tons in 1929 to 171,788 tons in 1930--a
decrease of 13 per cent. During the same interval the imports of crude feldspar, all of which
came from Canada, declined from 29,927 to 20,995 tons — a decrease of 30 per cent.
The report of the Commission shows that the cost of Canadian feldspar, exclusive of the
cost of grinding, but including the weighted average cost of transportat^an from mines to grinding
mills and from grinding mills to principal markets in the United States, exceeds the corresponding
cost of domestic feldspar b}- $2.44 per ton and that after taking into consideration the difference
in price between Canadian and domestic feldspar, and making allowance for the possible effect
upon cost of the depreciation in the Canadian dollar, the maximum reduction in duty permitted
b}^ law (namely, 50c. per ton) is warranted. The new rate will go into effect 30 days after the
date of the proclamation bj- the President.
Fluorspar
The output of fluorspar from Ontario deposits has been practically negligible
during the past decade. A few tons, however, have been recovered from the
old ore dumps on lot 3, concession I, Madoc township. During 1930 and
1931 the production was 80 tons worth 81,240 and 40 tons valued at $620
respectivelv. This propertv was operated under lease from \V. N. Ponton,
K.C., Belleville, Ont.
Graphite
In 1931 the only producer of this mineral in Ontario was the Black
Donald Graphite Company, Limited, of Calabogie from its property on
lots 16, 17 and 18, concession III of Brougham township, Renfrew county.
During the year the sales totalled 548 tons valued at $32,149 as against 1,338
tons worth 886,543 in 1930. Crude ore mined was 596 tons and ore milled
totalled 924 tons from which 548 tons of refined were sold in flake, crystalline
dust, and amorphous grades.
Gypsum
The gypsum industry in Ontario, for years represented by one producing
company, Gypsum, Lime and Alabastine, Canada, Limited, has been augmented
b}^ a new producer, Canadian Gypsum Company, Limited, which operates a
plant about midway between Hagersville and Caledonia. The former company
again operated its two plants at Caledonia and Lythmore, and in 1931 as a
32
Department of Mines
No. 4
result of industrial research added new products to its output. These include
precast acoustic tile, and a gypsum wallboard with a surface having a wood-
grained appearance.
The Canadian Gypsum Company, a subsidiary of the United States Gypsum
Company, commenced production in October. Sinking operations and plant
construction were started in May. A four-foot seam at a depth of 90 feet is
operated through a 3-compartment shaft. All buildings, exclusive of the office,
are of hollow tile and steel construction and are connected by a 3<^-mile spur
with the Canadian National Railway. Equipment is modern, including a con-
tinuous rotary calcining kiln, the first installation of its kind in Canada. All
types of gypsum products will be manufactured.
As will be noted in the table which follows, sales in 1931 were much below
those of 1929 and 1930:—
GYPSUM SALES, 1927-1931
Grade
1927
1928
1929
1930
1931
Crushed
Fine ground
Calcined sold
Calcined used in products. . .
. . . tons
«
ti
. . .tons
$
29,832
621
856
52,689
20,675
1,134
4,133
59,869
23,533
497
5,269
71,048
25,130
1,190
3,515
65,111
10,263
451
1,606
41,038
Total sold or used
Total value
Number of workers
Wages paid
83,998
500,688
231
274,790
85,811
553,271
248
289,292
100,347
832,689
257
311,609
94,946
776,069
*92
92,918
53,358
374,469
155
87,263
*Exclusive of wage earners emploj-ed in the manufacturing division of the Caledonia plant.
Iron Pyrites and Sulphuric Acid
For a number of years a few carloads of iron pyrites have been regularly
shipped from the Caldwell mine near Flow^er station on the K. & P. branch of
the C.P. Ry., by Canadian Pyrites, Limited. During 1931 this property made
no shipments and the output consists entirely of the sulphur content of the
sulphuric acid made by Canadian Industries, Limited, at its Coniston and Copper
Cliff plants where the recovery is made from sulphur fumes. Sales of sulphuric
acid were dull during the early part of the year, but the months of October and
November witnessed an improvement in the volume marketed. Only one of
three 50-ton units of the Copper Cliff acid plant was active, and operations were
suspended temporarily in February, 1932.
Mica
In common with other non-metallic minerals dependent on the demands of
manufacturing, mica showed a further depression in \'alue of production.
Quantity output, due to an increase in the demand for scrap, was up slightl>- as
compared with the former year but the e.xtremeK low i)rices prevailing made it
unattractive from the producers point of \\e\v. Much of this scrap grade finds
a market in the I'nited States. Only 16 tons of ore were reported as mined during
the period.
1932
Statistical Review, 1931
33
By grades the shipments during 1930 and 1931 weie as follows: —
Grade
1930
1931
Quantity
\'alue
Quantity
\alue
Rough cobbed
lb.
2,130
1,375
60,180
1,417,662
S
85
1.168
24,788
8,234
lb.
S
Thumb-trimmed
5,593
30.015
2,062,300
1,876
Splitting;
10.505
Scrap
10,902
1,481,347
34,275
2.097,908
23,283
The prices for the various sizes and grades as reported by the producers,
covered the following: —
Size Cents, per lb. Size
Scrap 005 to .5 2- by 3 inches.
Splittings .35 2- by 4 ''
1- bv 1 inch 5 to 10 3- bv 5 "
1- bv 2 inches 10 to 14 4- bv 8 " .
1- bv 3 '• 30 5- bv 8 " .
Cents, per lb.
40 to 45
65
70 to 1 50
1 35
2 50 to 3 00
Mineral Waters
The production in Ontario while not extensive is sufficient to supply all
domestic consumption. The output from five or six springs during the past
decade has ranged from 183,000 to 309,000 Imperial gallons. During 1931 six
wells, all in eastern Ontario, produced 197,540 Imperial gallons worth S8,578
at the shipping point. The record for the past ten years follows: — -
Sales
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
Imp. gals. .
Value. S...
209,072
10,528
227,030
14,047
201,670
13,133
183,012
25,452
208,400
27,277
293,200
12,811
253,630
27,890
309.700
13,651
214,200
20,754
197.540
8,578
In addition to the above there are springs near Wilberforce in Haliburton
county close to the uraninite deposits which are radio-active and which possibly
may have therapeutic value. Another mineral water is calcium chloride which
has been found in saline waters near Concord in York county, Burlington in
Halton county, and elsewhere. These waters have had some use for medicinal
purposes. It has also been tried as a dust allayer on the highways, but the
ratio of calcium chloride to water was found to be too low and it could not
compete with the calcium chloride in crystal form as now used. Sanatoria at
St. Catharines and Preston have long been using the mineral waters at those
points both for baths and drinking purposes. This consumption has not been
included with the figures of output.
Natural Gas and Petroleum
The Natural Gas Commissioner of Ontario, R. B. Harkness, has supplied
the following notes: —
For the second consecutive vear the production or sale of Natural Gas has shown a decrease.
The decrease from 1929 to 1930'\vas 639,471 M. cu. ft., and from 1930 to 1931 was 523,882 M.
cu. ft. The 1931 production was approximately 7,419,534 "SI. cu. ft., which is, perhaps 300,000
34
Department of Mines
No. 4
M. cu. ft. below normal consumption. The reason for this decrease since 1929 is, first, the
industrial and general depression, and secondly, an exceptionally mild season following the fairly
mild winter of 1930-31. The quantity of gas sold to industries has naturally decreased since
1929, and the number of domestic consumers in certain areas has shown a decrease, although this
is more than offset by extending the gas mains to serve municipalities heretofore having no
gas service. There has been great activity in drilling. Three new pools: DeClute, Doyle,
and Maybee Corners, have been found or extended, and two exceptionally large wells have been
drilled in the Dawn field.
The production of Petroleum has shown an increase over 1930 of 5,062 barrels. Unfortunately
this does not forecast a rejuvenation of the fields; it is due mainly to more efificient operation and
to better weather conditions. The price of oil in 1931 was the lowest in fifteen years. This
quoted price per barrel includes a premium averaging 91 cents a barrel that was paid voluntarily
by the Imperial Oil Company to Ontario oil reproducers.
CRUDE PETROLEUM PRODUCTION,* 1927-1931
Field
1927
1928
1929
1930
1931
Barrels
Barrels
Barrels
Barrels
Euphemia township
Petrolia and Enniskillen township. . .
Oil Springs
Moore township
Sarnia township
Plympton township
Bothwell
Dover tovv'nship
Raleigh township
Onondaga township
Mosa township
Thamesville
Dunwich township (Dutton and lona)
Tilbury East township
50,172
37,281
2,015
1,589
1,240
25,224
602
276
210
7,456
4,139
" " 60
60,547
35,653
2,148
1,221
371
24,255
773
""87
7,268
1,006
"736
56,284
30,789
1,230
749
315
23,236
715
"243
6,850
427
148
139
55,130
29,160
1,576
1,149
296
21,176
457
"231
7,166
447
365
149
Barrels
122
57,514
30,792
3,739
1,466
296
18,024
891
" " 34
8,517
463
507
Total quanity ,
Value
A\erage price per barrel j.
139,606
$289,390
$2.11
134,065
$249,981
$1.86
121,125
$293,724
$2.42
117,302
$235,746
$2.00
122,364
;219,993
$1.80
*Information furnished by the Imperial Oil Refiners, Limited, of Sarnia, and others.
fThe barrel is equivalent to 35 Imperial gallons.
Peat
Shipments were made in 1932 from the Alfred bog, near Ottawa. Returns
are incomplete, showing only the two cars shipped to the Normal Schools at
Peterborough and North Bay. A market is developing for humus, particularly
in the Montreal and Toronto metropolitan areas where golf clubs are using the
product as a top dressing. It is also used as a litter for bedding animals.
Quartz, Quartzite, and Silica Brick
The production of (|uartz showed a consideral)le decrease in 1931. The
volume decreased from 167,487 tons in 1930 to 97,888 tons in the year under
review or a decline of 41.5 per cent. Ten tons were consumed as fine ground,
3,022 tons for the manufacture of silica brick, 9,260 tons were used as Hux in
the smelting of nickel-copper ores, while the balance found a market in various
manufacturing processes consuming silica, ferro-silicon being the chief outlet.
The total output of silica brick was 459,000, of which 279,053 worth 813.702 were
sold or used. Production figures for the past five >'ears follow: —
1932
Statistical Review, 1931
35
QUARTZ, QUARTZITE, AND SILICA BRICK. 1927-1931
Schedule
^ 1927
1928
1929
1930
1931
Rock sold or used tons
Value $
Silica brick sold or used M .
\alue $
159,150
266,204
553
28,549
194,503
308,608
1.597
86,323
187,973
316,050
1,566
80,374
167,487
274,674
378
19,120
97,888
148,642
279
13 702
Total, \alue $
294,753
394,931
396,424
293,794
162,344
Salt
The production of salt and brine in Ontario, totalling 231,329 tons of all
grades valued at $1,760,388, was the highest in value since the year 1923. As
compared with the previous year the record shows an increase in value for a
decrease in tonnage from the same number of plants, namely 6, located at
Sandwich, Sarnia, Goderich (2), Kincardine, and Amherstburg were brine is
used in a chemical plant. The statistics of productuion by grades and values
for the past five years follows: —
SALT STATISTICS, 1927-1931
Schedule
1927
1928
1929
1930
1931
Land tons
Coarse
Fine
Table and dairy ,
Pressed blocks
Brine (salt equivalent)
Total sold or used
\'alue of products old or used .
4,599
25,216
47,185
53,477
7,709
115,995
3,621
26,730
51,055
56,214
7,083
135,138
1,919
22,632
49,869
54,138
5,560
168,327
245
21,160
55,373
49,467
7,655
114,737
513
17,678
1
[ 115,180
J
97,928
254,180
1,510,777
279,841
1,377,629
302,445
1,420,424
248,637
1,558,405
231,329
1,760,388
Employees* No.
\\'ages $
290
322,549
299
337,214
263
303,618
263
288,237
233
259,646
*Employees of Sandwich salt and chemical works are included.
Talc
This industry ran a uniform course during the five years up to and including
1929. Production from the two operating companies near Aladoc, namely, the
Geo. H. Gillespie Co. and Canada Talc, Ltd., ranged from $174,000 to $180,000
per annum. In 1930 and 1931 the value was lower and amounted to $133,213
for 11,664 tons and 8122,044 for 11,806 tons, respectively. The product in the
ground state ranges in price from 89.00 to $18.00 per ton, depending on grade,
and is marketed in Canada and the United States. No soapstone was mined
during the. period from the Eagle Lake deposit in Kenora district, or elsewhere.
Following are statistics of talc and soapstone for the past five years: — -
TALC AND SOAPSTONE STATISTICS, 1927-1931
Schedule
1927
1928
1929
1930
1931
Soapstone shipped tons
Ground talc shipped "
Total value of shipments $
Employees, mine and mill No.
Wages paid $
135
15,003
181,981
61
51,834
14,925
179,187
45
44,858
15,463
180,492
42
40,055
11,664
133,213
36
32,718
11,806
122,044
36
29,419
36
Department of Mines
No. 4
STRUCTURAL MATERIALS
Building Permits — In 61 Canadian cities building permits in 1931 were
valued at $112,222,845. Of this total thirty Ontario cities accounted for
$44,371,578 or 39.6 per cent., as noted in the following table abstracted from
Annual Review of Building Permits in Canada in 1931, issued by the Dominion
Bureau of Statistics, Department of Trade and Commerce, Ottawa.
BUILDING PERMITS IN ONTARIO, 1920-1931
Year
1920
1921
1922
1923
1924
1925
1926
1927,
1928.
1929
1930
1931.
30 Ontario cities,
Wholesale
Toronto
Wages
value
prices
metropolitan area,
index No. (c)
index No. (a)
value (a)
$
$
58,636,365
144.0 [d)
30,049,413
180.9
59,315,845
122.8
31,979,346
170.5
81,396,259
108,7
36,405,625
162.5
74,673,080
111.9
39,530,877
166.4
57,330,141
106.6
29,636,428
169.1
59,888,867
102.9
32,408,636
170.4
65,373,757
100.0
31,588,124
172.1
79,883,344
96.1
37,316,511
179.3
104,777,566
98.1
59,817,568
185.6
95,055,827
99.0
57,522,927
197.5
69,042,946
90.9
38,371,587
203.2
44,371,578
82.6
27,950,136
195.7
(a) Applies to average index numbers for Canadian wholesale prices of building materials
on the basis of 1926 = 100, as compiled by the Dominion Bureau of Statistics. In 1913 the index
was 67.0, dropping to a low of 60.5 in 1915.
{b) Includes York and East York municipalities.
(c) Average index numbers of wages in Canadian building trades as compiled by the Federal
Department of Labour on the basis of 1913 = 100. {d) Peak year.
Construction Contracts. — The value of Canadian construction contracts
awarded for 1931 reported by McLean Building Review was $315,482,000 as
compared with $456,999,600 in 1930. Ontario contracts in 1931 amounted to
$125,452,300 or 39.8 per cent, of the total. Prices of materials were considerably
below the peak of 1920, and a decided drop was recorded both in 1930 and in
1931. Figures by class follow for a five-year period: —
VALUE OF ONTARIO CONSTRUCTION CONTRACTS, 1927-1931
Classification
1927
1928
1929
1930
1931
Residential
$
57,580,800
81,328,100
11,922,500
45,327,600
$
64,628,600
58,700,200
25,109,800
39,913,100
$
59,211,000
82,949,000
28,247,200
45,365,900
$
44,427,000
52,636,400
12,787,400
65,608,800
vS
39 274 300
Business
28 819 400
Industrial
Engineering
6.836,300
50 522 300
Total
196,159,000
188,351,700
215,773,100
175,459,600
125,452,300
Cement
During 1930 the plants in operation were those of the Canada Cement
Company, Limited, located at Belleville, Port (^olborne, and Lakefield; and
that of the St. Marys Cement Company, Limited, at St. Marys. Production
for the last pre-war year and subsequcnth- is gixxn in the following table; —
1932
Statistical Review, 1931
37
PORTLAND CEMENT STATISTICS, 1913-1931
No. of
operating
plants
Sales
Year
Barrels
(350 lbs.)
Total
value
Average price
per bbl.
1913
13
11
7
7
6
4
5
5
5
4
4
4
4
3
4
4
4
4
4
3,802,321
2,665,650
2,302,242
2,143,949
2,063,231
1,226,244
2,022,575
2,035,594
2,723,072
3,104,386
3,296,428
3,564,499
3,462,358
3,398,860
3,751,786
3,911,795
4,624,712
3,942,690
3,470,056
$
4,105,455
2,931,190
2,534,537
2,242,433
2,934,271
1,910,839
3,659,720
3,377,814
6,425,266
6,235,370
5,855,590
5,668,671
5,253,911
4,792,857
5,144,326
5,520,897
6,608,246
5,779,404
5,006,826
S
1.08
1914
1.10
1915
1.10
1916
1.15
1917
1.43
1918
1.56
1919
1.81
1920
2.15
1921
2.37
1922
2.01
1923
1.77
1924 :
1.59
1925
1.52
1926
1.41
1927
1.34
1928
1.41
1929
1.43
1930
1.47
1931
1.44
Stocks on hand December 31, 1930 and 1931, were 956,794 and 814,418
barrels, respectively.
The most important development of the year was the placing on the market
by the Canada Cement Company of a new alkah-resistant cement called
"KaHcrete." Research w^ork on this new product was conducted by A. G.
Fleming, chief chemist of the company. His practical contribution to the
study of silicates, which offer more resistance to alkaline reaction than do
aluminates, has been through additions to the mixture to fix the aluminates in
the process of manufacture, rendering the cement alkali-resistant through the
formation of new compounds possessing this property. Thus alkali-resistant
cement has been placed on a commercial basis, and the cost is the same as for
ordinary cement. The product is particularly desirable where concrete has to
withstand the alkaline condition of soils such as are found on the prairies of
central Canada.
Lime
The lime-burning industry in Ontario is becoming standardized, and
proportions of hydrated to quicklime produced each year do not fluctuate widely.
During the past five years this ratio ranged from 1 : 3.3 in 1931 to 1 : 5.6 in 1929.
Although lime-producing establishments have decreased in number, larger and
better equipped plants are being operated.
During 1931 some twenty-five establishments were active, but at greatly
reduced capacity. Six of these plants are equipped for the production of hydrated
lime. Of the 25 active plants 5 were operated by Gypsum, Lime and Alabastine,
Canada, Ltd. Total lime sales were 147,551 tons, valued at $1,221,190. Anew
two-kiln plant was placed in operation during the year at Beachville by the
Innerkip Lime & Stone Co. The Guelph plant of the Standard White Lime
Co. w^as purchased by the Canadian Gypsum Company, and four new kilns
added. The entry of this company as a lime producer will result in the discon-
tinuance of the import of Ohio finishing lime into Ontario.
38
Department of Mines
No. 4
Figures of production for the past five years are given in the table which
follows :—
LIME STATISTICS, 1927-1931
Lime marketed or used
Fuel
costs
Em-
ployees
Year
Hydrated
Quicklime
\\'ages
Tons
\'alue
Tons
Value
Total
Per
ton
Total
Per
ton
1927..
1928..
1929..
1930..
1931. .
44,749
49,085
55,916
42,726
34,284
$
540,687
597,367
740,127
504,178
379,996
$
12.08
12.17
13.24
11.80
11.08
198,383
228,101
314,246
209,340
113,267
$
1,657,552
1,870,476
2,624,285
1,673,409
841,194
$
8.35
8.20
8.35
7.99
7.43
$
386,284
388,152
513,741
343,237
177,310
451
414
577
330
287
$
458,001
390,611
398,266
352,768
216,337
The disposition of the quicklime and hydrated lime sold in 1931, as reported
by the producing companies, was as follows: —
Industrial consumption
Quicklime
Hydrated lime
Tons
Value
Tons
Value
Building trades: finishing 1
21,850
8,064
10,540
478
4,241
17,997
763
5,185
8,769
1 ,686
33,681
13
$
172,544
57,738
73,788
3,276
30,705
123,730
5,448
40.379
83.641
12,928
236,850
166
32,230
358
416
75
3
25
109
5
951
112
$
358,353
3,659
masons j
Sand-lime brick
Agriculture
4,089
Chemical and metallurgical
Industries: Smelters
788
Iron and steel
37
Gold milling
262
Pulp and paper
1,145
Glass
Sugar
Tanneries
52
*Other chemicals
10,432
Small dealers and others
1,178
Total
113,267
841,194
34.284
379,996
*Uses for lime under this heading include the manufacture of alkali, acetate of lime, and
calcium carbide, the last mentioned being used largely for making cyanamide.
Sand -Lime Brick
In sympathy with other building and construction materials the output of
sand-lime brick fell off again in 1931. The axerage price per thousand declined
from SI 1.50 in 1929 to S9.25 in 1931. As the industry is mainly centered in and
around Toronto and is dependent on the building activity, the figures of output
strikingly reflect the depression in the building industry during 1931.
The following table shows statistics for the past five years, also the
comparative average values of common clay brick: —
1932
Statistical Review, 1931
39
SAXD-LIME BRICK STATISTICS, 1927-1931
No. of
No. of
Sales
Average
Year
operat-
wage-
\\ ages
Total
Average
\'alue
value
ing
earners
M.
selling
value
with lime
per M. of
plants
value
per M.
cost
common
deducted
clay brick
$
$
$
$
$
1927
7
199
224,535
61,380
721,485
11.75
600,750
15.83
1928
7
183
205,497
61,506
745,719
12.12
624,228
15.83
1929
6
190
228,576
55,750
641,159
11.50
540,299
15.84
1930
6
129
147,827
41,576
424,178
10.20
318,037
15.08
1931
:?
93
72,762
27,378
253,228
9.25
197,470
15.00
Sand and Gravel
The sand and gravel industry suffered severely in Ontario during 1931. A
decreased building and construction programme and smaller mileage of new high-
way construction accounts for the drop in production. As indicated in the table
below the total output from all sources, exclusive of the material produced by
the railways and used by them for ballast, was 6,663,972 tons worth 82,317,015
in 1931 as against 10,215,859 tons worth $3,559,487 in the previous year.
The railways in Ontario produced 872,191 tons valued at $2,461,030, which
was all consumed as ballast on their own railway systems. As this material
does not enter into active competition with other producers it has been omitted
from the totals shown, in agreement with the statistical practice of former years.
The table which follows shows the quantity and value of output from each
source. All sources reported decreases except that of Northern Development
and in this case the unemployment relief measures of the Ontario and Federal
Governments accounted for the improvement. The pit operators, of which 156
reported production, mainly for local use, suffered less severely than dredgers.
Nineteen dredging companies operating in the Great Lakes and rivers produced a
high-grade, washed and sized product, nearly all of which is docked at the large
ports. This material for the most part enters into the building and construction
industries of the larger cities. The greatly reduced building programmes in all the
large towns and cities w^ould therefore account for the decline.
OUTPUT OF SAND AND GRAVEL, 1930^1931
Source
1930
1931
Tons
Value
Tons
Value
Private pit operators
2,210,881
3,014,518
1,764,645
1,131,300
2,094,515
S
1,118,281
1,116,488
130,714
565,650
628,354
1,880.750
866,315
2,365,619
527,000
1,024,288
S
902,377
Dredged from Great Lakes and rivers
Department of Northern Development
Department of Highwavs
481,286
157,708
263,500
Miscellaneous counties and townships
512,144
Total
10,215,859
3,559,487
6,663,972
2,317,015
40
Department of Mines
No. 4
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23,759
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24,347
708,957
1,482,807
344.969
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1932
Mines of Ontario in 1931
41
Stone
The stone industr}- of Ontario in 1931 experienced decreased production,
declining prices, and smaller earnings in common with practically all other
business endeavours. During the period the total output of limestone, trap,
granite and sandstone was 4,051,070 tons valued at $3,197,297 as against 5,088,121
tons worth 84,630,970 in 1930. The average prices f.o.b. quarries were 79 cents
per ton in 1931 and 91 cents in the previous year.
Included with the limestone, the major portion of which was marketed as
crushed stone, were 4,323 tons of marble valued at 829,173; 8,054 tons of lime-
stone worth 816,277, used for agricultural purposes; and 4,020 tons of fines,
valued at 813,561, which was consumed as chicken grit, stucco and terrazo.
The tables following show the uses to which the various kinds of stone
were put during 1931, and also the record for the past five years as to values
of the kinds of stone marketed. It should be mentioned that crude limestone
consumed in cement and lime manufacturing has been excluded from these
compilations.
The following table shows the valuation of the several kinds of stone used
or marketed during the past five years: — ■
VALUE OF STONE PRODUCTION, 1927-1931
Year
Limestone
Sandstone
Trap
Granite
Total
1927
$
3,716,419
3,440,858
3,759,357
3,722,196
2,929,885
$
50,192
53,903
69,898
32,664
26,186
$
205,480
456,351
367,590
184,191
128,258
$
88,618
73,877
574,771
691,919
112,968
$
4,060,709
1928
4,024,989
1929
1930*
4,771,616
4,630,970
1931
3,197,297
*The figures of production are exclusive of the materials produced by municipalities, such as
counties and townships, in the construction of roads. During 1930 the output from this source
was 342,985 tons of limestone worth S222.882. These figures were carried forward to the year
1931, having been received too late for inclusion in the main table for 1930.
Clay Products
The industry includes clay and shale products of all descriptions: brick,
hollow building blocks, roofing and floor tile, agricultural drain tile, sewer pipe
and conduits, and pottery made from domestic clay. Dependent as it is on the
building and construction industries, the downward trend as shown by the
figures was not surprising. The total value in 1931 of all products including
haydite, a patented light-weight building material or aggregate, described more
completely on page 42 of X'olume XL, Part 1, was 83,552,799 as against $5,221,214
in 1930, or a decrease of 31.9 per cent, in value.
Decreases in quantity output varied widely as regards process. Soft-mud
face brick declined about 50 per cent., while output of common brick from this
process was practically as great in volume as in 1930. Stift'-mud face was 29 per
cent, lower, while common declined 39 per cent, in volume. Dry-press brick
showed parallel declines in both face and common, while drain tile with more
than 50 per cent, reduction reflects a difficult position for agriculture owing to
extreme low prices for farm products.
The average prices of brick for the whole Province during the last two years
were as follows: —
42
Department of Mines
No. 4
AVERAGE PRICES OF BRICK,
1930 1931
Process and kind
1930
1931
c f^ 1 [face
$
20.60
15.20
20.67
15 18
19.78
12.80
26.07
S
'] ^0
bott-inud <
Icommon
\^ 09
c4.-a- ] ftace
'1 33
Stiff-mud <
tcommon
14 70
rN, /face
n 50
Urv-nress <
■' ' [common
14 65
Drain tile (average of all sizes)
23 93
As the above items have been marketed in large quantities the averages given
will therefore be representative. These averages, it will be seen, ha\e moved
both up and down but on the whole have not varied greatly.
The following table shows in detail the quantities and values of the several
kinds of clay products made and sold in Ontario: —
HEAVY CLAY PRODUCTS MARKETED, 1931
Kind
Brick — Soft-mud process<^
^ 1 Common.
Face.
StifT-mud (wire cut) process<^'
^ (Common
TA /Face
Dry-press< r^
•' ^ (Common
Fancy or ornamental brick (including special shapes,
embossed and enamelled brick)
Sewer
Tile, structural: Hollow blocks (including fireproofing and
load-bearing tile tons
Roofing tile no.
Floor tile (quarries) sq. feet
Tile, drain no.
Sewer pipe (including copings, flue linings, etc.)
Pottery (flower pots) from domestic clay No.
Haydite
Total value.
Number or
quantity
4,954,147
24,477,801
40,934,877
17,007,999
13,990,568
2,718,820
259,239
1,945,620
41,774
6,935
107,418
10,210,935
5,000,000
\'alue
105,006
373,131
873,334
249.879
300.614
39.767
16,829
33,321
346.078
720
31,395
244.368
696.964
73.860
167.533
3.552.799
The value of clay products marketed for the last pre-war year (1913), for
the year of maximum value (1922), and for the past five years, is given below: —
VALUE OF CLAY PRODUCTS SOLD OR USED, 1913, 1922, and 1927-1931
Brick
Pottery
Drain tile
Sewer pipe
Haydite
Year
Common
Pressed,
fancy,
building
tile, etc.
Total
1913
$
3,283,894
2,614,120
1,063,724
1,154,763
1,281,004
792,234
662,777
$
1,162,860
2,899,205
3,323,867
3,377,648
3,524,358
2,683,983
1,707.297
$
52,875
88,889
91,300
*98,519
96,394
89,381
73,860
$
292,767
368,180
521,957
572.577
629,322
593,980
244,368
$
600,297
973,824
852,187
974,157
1,167,463
834,361
696,964
$■
S
5,392,693
1922
6,944,218
1927
5,853,035
1928
6,177,664
1929
1930
1931
131,621
227,275
167,533
6.830.162
5.221.214
3.552.799
'Includes $400 worth of other products.
1932
Mines of Ontario in 1931
43
Mining Company Incorporations
A summary of mining companies incorporated and licensed in Ontario
for the last pre-war year and subsequently is given hereunder: —
ONTARIO MIXING COMPANIES INCORPORATED AND LICENSED, 1913-1931
Incorporated
Extra-Provincial companies licensed
^'ear
"No Par"
No.
Nominal capital
shares
No.
Capital for use in Ontario
1913
119
S78.000.000
12
821,735.000
1914
80
39,030.000
13
5.445,000
1915
59
42.005.000
2
10.200.000
1916
83
109.079.500
8
7.011,650
1917
100
117,183,000
7
7.202.000
1918
59
49,800,000
7
15,000,000
1919
149
223.600,000
10
9,554,197
1920
119
146.094,000
12
9,435,000
1921
67
105.715.000
6
1.030,500
1922
91-
181,040.000
6
830.000
1923
88
179,295.500
6
1.775.000
1924
85
156,485,000
2
200.000
1925
70
107,400,000
9,010.000
3
162,510
1926
145
165.655.750
22.386.500
6
4,850,000
1927
199
344,145,000
40.034.000
10
3,260,000
1928
211
495,575,000
30.778.400
17
7,208,500
1929
97
142,390.000
32.557.200
13
1,540,000
1930
37
23.234,600
16,808,909
6
5,525,000
1931
44
60.670.000
5,909.000
1
400,000
Of the 44 companies incorporated in 1931, 31 had specified capital and
15 were companies having shares without nominal or par value, while 2 com-
panies had shares of both kinds.
MININCx COMPANIES WITH SPECUFIED CAPITAL INCORPORATED
IN ONTARIO IN 1931
Name of company
Head office
Date of
incorporation
Capital
Arcadia Gold Mines, Ltd
Ashley Gold Mines, Ltd
Beardmore Gold Mines Company, Ltd
Beatty-Waterloo Gold Mines, Ltd., The
Big-Lode Gold Mines, Ltd
Boston Kirkland Gold Mines, Ltd
Canadian Pandora Gold Mines, Ltd
Central Patricia Gold Mines, Ltd
Granada Gold Mines, Ltd
Handley-Gerlach Mines, Ltd
International Gold, Limited
Toronto
Toronto
Toronto
Waterloo
Toronto
Toronto
New Liskeard . . .
Toronto
Toronto
Toronto
Toronto
Cn,-stal Lake
Toronto
Kirkland Lake. .
Toronto
Fort Frances. . . .
Toronto
Toronto
Toronto
Toronto
Toronto
Toronto
Haileyburj-
Toronto
Toronto
Windsor
Toronto
Toronto
Toronto
Toronto. . .'
Toronto
Oct. 30
Jan. 13
Jan. 13
Oct. 26
Mav 9
Mar. 12
Jan. 2
Apr. 20
Julv 7
Feb. 2
Apr. 28
June 5
Nov. 19
June 26
Mav 15
Nov. 16
Oct. 29
Aug. 1
June 9
Dec. 19
Apr. 14
Julv 2
July 9
Julv 2
Jan. 22
Oct. 3
Mav 1
Jan^ 24
April 1
April 24
Sept. 22
85,000,000
3,000.000
2.500.000
50,000
5.000.000
40.000
5,000.000
2.500.000
1.500,000
3.000.000
1.000.000
Kirkland Commodore Mines, Ltd
Kirkland Divide Gold Mines, Ltd
Kirkland Gold Rand, Ltd
Lee Gold Mines, Ltd
Lucky Coon Gold Mining Co., Ltd
McChesney Gold Mines, Ltd
McCoUam Gold Mines, Ltd
*Maple Leaf Marble Quarries, Ltd
Marble iS: Stone Company of Canada, Ltd
Matachewan Township Mines, Ltd
Metropolitan Gold Mines. Ltd
Munro Croesus Mines, Ltd
Normaray Gold Mines, Ltd
Romne>" Gas & Oil Company, Ltd
*Simra!l Refining Corporation of Canada, Ltd. . .
Telluride Gold Producers. Ltd
Toburn Gold Mines, Limited
Treasure Island Gold Mines, Ltd
\ anachrome Syndicate, Limited
X'aughan Gold Prospecting Co., Ltd., The
4.000.000
2.000.000
3.000.000
3.000.000
2,000.000
50,000
4.000.000
250.000
50,000
3,000.000
2.000.000
40.000
2.000.000
500.000
50.000
2.000.000
2.000.000
2.000.000
100.000
40,000
Total (31 companies)
860,670.000
'■'No par" shares issued in addition. See list of "No par" companies.
44
Department of Mines
No. 4
Under the provisions of the Ontario Companies Act, companies of extra-
provincial incorporation are required to take out a Hcense in Ontario and
stipulate the amount of capital used in connection with mining enterprises
where the land is situate within the Province. If land only is held in the
Province and business not carried on a license in mortmain is sufficient.
.MIXING COMPAXIE.S INCORPORATED IN ONTARIO IN 1931 HA\ING .SHARE.S
WITHOUT NOMINAL OR PAR \ALUE
Name ot company
Hearl office
Date of
incorporation
No. of
shares
Archibald-Bifdsall, Limited
Athabasca Dome, Limited
Canada \'itrified Products, Ltd
Cleaver Mines, Ltfl
Cold Spring Granite Co., Ltd
Eagleland Mines, Limited
International Radium iS: Resources, Ltd
Kirkland Basin Gold Mines, Ltd
Lois Lake Gold Mining Co., Ltd
McGill Gold Mines, Limited
*Maple Leaf Marble Quarries, Ltd
Matachewan Holdings, Limited
Ontario Cement Company, Limited
*Simrall Refining Corporation of Canada, Ltd...
Spence Lake Diatomite, Limited
Toronto
Toronto
St. Thomas. . .
Toronto
Peninsula
Fort William . .
Toronto
Toronto
Kirkland Lake.
Toronto
Toronto
Toronto
Owen Sound. . .
Windsor
Toronto
Total (15 companies).
Jan. 21
Mar. 6
Aug. 13
June 27
Feb. 16
Sept. 8
June 22
Aug. 17
Mar. 18
July 27
June 9
Nov. 13
April 30
Oct. 3
•Sept. 15
10,000
500,000
35,000
40.000
40,000
50.000
500,000
1 ,000.000
500,000
2,750.000
200,000
20,000
55,000
200,000
9,000
5,909.000
*Also see list with specified capital,
shares are included in both lists.
Two companies having both capital and "No par"
One company of Extra- Pro\'incial incorporation, namely: Oglebay. Norton
& Company, was licensed January 20, 1931, by Order-in-Council. to do business
in Ontario. The capital for use in Ontario was stated to be S400,000.
Mining Revenue and Expenditures
The revenue of the Department of Mines for the hscal year ending October
31, 1931, was S799.240.06 as compared with 81,017,030.67 in the previous' year.
Expenditures of the Department were 8488,746.46 ordinary and 81.535.07
capital or a total of vS490,281.53.
Details of revenue follow: —
ORDINARY':
Main Offick
Sand and Gravel —
Royalties $ 81,344 58
Licenses 4,945 .00
$ 86,289 58
Casual fees 644 04
Boring permits 800 00
Sale of record books — Unwrought Metal Sales Act 3 1 00
(^.as leases 5,000 00
Refunds 26 00
90. 6:
1932
Statistical Review, 1931
45
Branches
Inspection — cable testing fees 3,675 . 55
Assessment —
Acreage tax $ 30,601.78
Profit tax 480.300.69
Gas tax 14,902.92
Chemical and assay — fees 1.273. 13
Mine rentals —
Mining leases $ 4,760 54
Licenses of occupation 2,265 . 55
Miners — •
Licenses 45.334 75
Permits 1.980 00
Fees — Recording 56,012 07
Miscellaneous 2.465.01
Maps— Sales 1,783. 14
114.601.06
Natural Gas Commissioner — permits 1.575.45
Temiskaming Testing Laboratories — fees 22,463. 19
Sulphur Fumes Arbitrator — damages collected 4,042.58
S 766,226.97
CAPITAL:
Mining Recorders — Mining Land Sales 33.013.09
Total Revenue S 799,240.06
The figures of moneys derived from sales and leases, divided according to
district, do not agree with corresponding items of the preceding re^•enue
statement which records collections of moneys actually received during the fiscal
year. Details are given in the following table: —
MIXING LANDS SOLD AND LEASED FOR FISCAL YEAR
ENDING OCTOBER 31. 1931
Sales
Leases
Total sales and leases
District
No.
Acres
Amount
No.
Acres
Amount
No.
Acres
Amount
Cochrane
45
75
49
44
21
4
5
3
1,941.96
2,447.82
1,757.17
1,836.41
743.92
130.00
197.40
140.30
$
7,745.78
7,135.93
5,245.78
5,040.60
1,921.30
325.00
568.37
260.70
$
45
142
63
44
26
4
5
3
6
33
1.941 96
5.297.28
2,315.32
1,836.41
973 02
130.00
197.40
140.30
306.80
1,753.50
S
7.745.78
Timiskaming. . .
Sudbury-
Algoma
Thunder Bay. . .
Patricia .
67
14
2,849.46
558.15
319.99
198.56
7,455.92
5.444 34
5.040.60
5
229.10
137.93
2.059.23
325.00
Kenora
568.37
Rain\' River. . . .
?60.70
Nipissing
6
306.80
30.68
30.68
Elsewhere
33
1,753.50
4,721.60
4.721.60
Total ......
279
10,948.48
32,965.06
92
3,943.51
687.16
371
14,891.99
33,652.22
46
Department of Mines
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48
Department of Mines
No. 4
The following is a comparati^•e statement of Mining Licenses and Renewals
issued, and Mining Claims recorded in Ontario, also Profit Tax and total Mining
Revenue, during the past ten years, 1922-1931 inclusive: —
PROSPECTING ACTIVITY, PROFIT TAX, AND TOTAL REVENUE, 1922-1931
Year
New-
mining
licenses
issued
Alining
licenses
renewed
Total
licenses
and
renewals
Mining
claims
recorded
Profit
tax
Total
mining
revenue
1922
1923
1974
3,247
2,844
2,676
2,391
6,631
6.923
6,059
3,271
1,554
2,174
3,101
3.704
4,466
4,439
5,521
7,221
8,688
8,049
5,885
4,808
6,348
6,548
7,142
6,830
12,152
14,144
14,747
11,320
7,439
6,982
5,686
6.092
5,222
4,751
13,486
15,564
15,046
8,207
3,886
5,779
(IN
160,994.41
253,126.18
191.982.36
287.186.88
410,974.17
340,890.08
356,033.83
397.004.41
502,525.38
480,300.69
S
570,219.15
562,872.25
593.215.14
1925
613,411.96
1926
838.415.81
1927
839,793.43
1928
968,243.84
1929
882,026.05
1930
1,017,030.67
1931
799,240.06
Under The Mining Tax Act, a graduated tax is levied on the net profits
of mining companies in excess of 810,000 per annum. The basic rate is 3 per
cent, on profits up to $1,000,000. On profits over $1,000,000 and up to
85,000.000 the tax is 5 per cent., and on profits in excess of the latter amount
the rate is 6 per cent. A portion of this money is returned to organized
municipalities for municipal government purposes.
The following statement, prepared by the Accounts Branch of the
Department, gives details of the Profit Tax collected under the supervision of
G. R. Mickle, Mine Assessor, for the fiscal year ending October 31, 1931: —
DETAILS OF PROFIT TAX
Gold:—
Hollinger Consolidated Gold Mines, Ltd $ 78,513. 16
Lake Shore Mines, Ltd. 121,899.82
Mclntvre Porcupine Mines, Ltd 20,584 58
Teck-Hughes Gold Mines, Ltd 88,327.48
\'ipond Consolidated Mines, Ltd 3,082.31
Wright-Hargreaves Mines, Ltd 10,274.97
$ 322,682.32
Silver: —
Keeley Silver Mines, Ltd $ 3,965. 13
Nipissing Mining Co., Ltd 2,397.33
O'Brien, M. J., Ltd. (O'Brien mine) 1,084.16
" " " (Miller Lake O'Brien mine) 1,353.73
8,800.35
Xicki-l-Coppi:r: —
International Nickel Company of Canada, Ltd 148,818.02
Total $ 480,300.69
1932
Statistical Review, 1931
49
Temiskaming Testing Laboratories
This plant, located at Cobalt and equipped for sampling and assaying, has
been operated by the Ontario Department of Mines since July, 1921, under the
management of A. A. Cole, Mining Engineer of the T. & N. O. Raihva\- Com-
mission, and George Dickson, Superintendent.
The following is a comparative financial report for the years 1922 to 1931,
inclusi\e: —
COMPARATIVE FINANCIAL STATEMENT OF THE TEMISKAMING TESTING
LABORATORIES, 1922-1931
Year
Cash
receipts
Earnings
Expendi-
tures
Operating
profit
Operating
loss
1922.
1923.
1924.
1925.
1926.
1927.
1928.
1929.
1930.
1931.
18,096.19
18,699.22
26,032.20
19,922.37
20,302.51
19,387.66
14,875.58
19,604.70
25,070.27
18,522.88
17,749.51
20,117.81
25,417.61
20,041.08
21,119.98
19,400.55
14,369.66
21,690.60
24,316.82
20,770.06
S
,173.19
781.25
,206.66
,043 . 3 1
,658.19
,012.09
,181.68
,088.41
,153.03
,553.61
S
1.424.68
336.56
2,200.95
2.23
461.79
611,54
3,812.02
3,602.19
163.79
Gross Operating Profit and Loss.
2.783.55
6,765.28
8.634.02
Following is a brief summar\- of operations for the year 1931: —
Assaying. — Gold, 2,091 samples; silver, 1,748; copper, 36; silver bullion, 226; cobalt, 785;
nickel, 118; zinc, 5; silica, 8; arsenic, 14; iron, 10, platinum, 4; sulphur, 8; alumina, 5; two each
of tin and mercur\-; and one of chromium.
Silver Ore Milled and Sampled. — Weight, 441.35 tons, silver content, 899.950 ounces.
Cobalt Ore Milled and Sampled. — 866.42 tons.
Base Bullion Melted. — 127 bars containing 117,970 gross ounces of silver.
Purchased Gold Ore Milled and Sampled. — Three lots or 7.5 1 tons for which SI ,050.95 was paid.
Provincial Assay Office
As an aid in the development of the mineral resources of Ontario an Assay
Office was established at Belleville in July, 1898, by the Bureau (now Department)
of Mines. For convenience the office was moved to 5 Queen's Park, Toronto, in
November, 1911, and again in the spring of 1927 to the new East Block, Queen's
Park. The Provincial Assayer, W. K. McNeill, reports as follows for 1931: —
The Assay Office has been in operation during the entire year and the
usual variety of work has been done with the assistance of T. E. Roth well and
W. F. Green, Chemists and Assayers, also Robert Stewart and William Ley,
Laboratory Assistants.
The schedule of charges, effective Jan. 1, 1930, for the Provincial Assay
Office and Chemical Laboratory, may be obtained on application. Minerals
and rocks not requiring chemical analysis are identified free of charge. Tests
for radio-activity are free.
Total free assays, under the provisions of The Mining Act of Ontario,
numbered 1,316 in 1928, 649 in 1929, 427 in 1930, and 953 in 1931.
The following is a statement of the samples submitted by the general
public for which the regulation fee was charged, and also those submitted by
geologists and officers of the Department of Mines: —
50
Department of Mines
No. 4
CUSTOMS ASSAYING AND GENERAL WORK, 1931
Assay and No.
Gold
of samples
. 288
49
20
6
6
9
9
8
4
4
13
5
2
Assay and No. of samples
\ anadiuni
11
Silver
Clay
Radium
5
Copper
29
Lead
Chromium . .
2
Zinc
Barite . ...
2
Nickel
Iron
Magnesia
Silica
3
8
Platinum
Water
Mercury
Feldspar
Potash
Molybdenite
5
Tin
3
Sulphur
2
Lime and limestone...
2
Cobalt
Titanium
2
Miscellaneous — these included 1 each of palladium, iridium, tellurium, phosphorus, tungsten,
lithium, coal, arsenic, bauxite, uranium, molybdenite and talc 12
Identification — samples were received by mail and reports issued. A large number were
brought directly to the Laboratory; of these no record was kept 170
Rocks — samples were submitted b\' geologists of the Department for complete analysis. 16
Total 695
Directions and Terms
Samples will be dealt with in the order of their arrival. In every Instance specimens and
samples should be accompanied by statement specifying the precise locality whence they were
taken.
Money in payment of fees, sent in by registered letter, post office order, postal note, or
express order, and made payable to the Provincial Assayer, must invariably accompany sample
to ensure prompt return of certificate, as no examination is commenced until the regulation
fee is paid.
Crushed samples representing large quantities, or samples less than one pound weight,
may be sent by mail as third-class matter. Write your name and address plainly on each parcel.
Send instructions, with money in payment of fees, in a separate letter. Samples may be sent
by express, charges prepaid.
Sample bags addressed to this laboratory for sending ore pulp by mail may be obtained
free on application; also canvas bags for shipping. Samples should be addressed as follows: —
Provincial Assay Office,
East Block, Parliament Bldgs.,
Toronto, Ont.
Draughting Office, North Bay
In order to cope with the demand from prospectors and others for blueprints
showing mining claims in good standing in the several Mining Divisions of the
Province, apart from the Divisions served direct from Toronto, the Department
of Alines established a Draughting Office at North Bay in Feliruary, 1920, with
C". G. \\'atson in charge. Mr. Watson died in the autumn of 1930 and was
succeeded by A. D. Williams.
As mining claims are recorded in each Mining Division, sketches and record-
ing notices are forwarded by the Recorders to the Draughting Office, and the
same practice applies when surveys are filed. Tracings are prepared from the
data furnished and blue-prints supplied to the Recorders and to the general public
at a nominal charge. North Bay is a convenient centre and considerable time
for northern Ontario residents is saved through the mails compared with former
practice when blue-prints were prepared at Toronto.
During the calendar year 1931, there were 2,022 l)luci)rints distributed
from the North Bay office, and total receipts from this source were S532.25. In
addition maps were supplied by this office to Mining Recorders, who sold 4,284
blueprints during the calendar year 1<)31.
1932
Statistical Review, 1931
51
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Statistical Review, 1931
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MINES OF ONTARIO IN 1931
By
Chief Inspector of Mines, D. G. Sinclair, Toronto; Inspectors, R. H. Cleland, Timmins;
E. C. Keeley, Kirkland Lake; D. F. Cooper, Sudbury; A. R. Webster, Toronto.
COBALT
Kenora Prospectors and Miners, Limited
Kenora Prospectors and Miners, Limited, has a capitalization of 250,000
shares of SI par value. The officers and directors are as follows: Thayer Lindsley,
president and manager; Geo. H. Ince, secretary-treasurer; Mrs. Ida A. Lindsley,
Mrs. Ida F. Machin, and Geo. H. Marsh, directors. The head office of the
company is at 100 Adelaide Street West, Toronto.
The company's property is situated at the northwest end of Werner lake,
in the district of Kenora. Ten claims are located along the east-west contact
between sedimentary gneisses and schists and red granite, the granite being on
the southwest side of the contact. Near the contact is a garnet-rich band, which
has been traced across five claims. Between this band and the granite is a zone,
ranging in width from a few inches to 12 feet, of green chloritic material containing
small lenses or pockets of pyrite, chalcopyrite, pyrrhotite. and cobaltite of the
replacement type.
This zone has been cross-trenched on four claims, and a concentration of
cobaltite lenses was found near the centre of claim No. 9,383, where the zone,
which ranges in width from 6 to 12 feet, has been uncovered for about 100 feet.
To the west it disappears under a swamp but is found again on the next two
claims, where a very small amount of cobaltite is to be seen in several of the
cross-trenches. To the east it disappears under heavy drift to be picked up
again across Werner lake, where a cross-trench shows considerable chalcopyrite
but no cobaltite.
Since the fall of 1931 all mining work has been concentrated on claim No.
9,383, where a test shaft had been sunk to a depth of about 35 feet at the west
end of the cobaltite showing and a small amount of trenching done to the east
of the shaft. During the past eight months an open cut about 100 feet long
and from 6 to 12 feet wide has been made. At the west end this work has lowered
the collar of the shaft about 10 feet. The open cut becomes shallower to the east
until it runs into heavy drift.
The cobaltite was found in small lenses, of which the largest was about
10 feet by 4 feet by 5 feet, embedded in a matrix of chloritic material. These
lenses were mined and the ore was sorted into two grades, shipping-grade and
low-grade. In addition, the material sorted out as ore during previous work was
resorted and cobbed into these two grades. The discarded rock showed con-
siderable cobalt bloom and some nickel bloom.
Further details of the geology of these claims are given in D. R. Derry's
report^ on the area.
iQnt. Dept. Mines, Vol. XXXIX, 1930, pt. 3.
[63]
64 Department of Mines No. 4
COPPER
White Lakes Mines, Limited
This company carried on work at its property in township lA in the
Mississagi Forest Reserve, district of Algoma, until May 5, 1931. During this
period underground work was confined to exploration work from the east adit,
which consisted of 430 feet of drifting and crosscutting. In addition, some
surface test-pitting and trenching was done.
An average of 10 men was employed, of whom 4 were engaged in underground
work. D. J. Russell was superintendent.
COPPER-ZINC-LEAD
Treadwell Yukon Company, Limited
The officers and directors of the company are: F. \V. Bradley, president;
F. A. Hammersmith, secretary-treasurer; C. D. O'SuUivan, C. A. Norris, and
J. W. Crosby.
During 1931 the company confined operations at the Errington mine, in
Creighton township, district of Sudbury, to exploration and development work
on the 1,500-foot level. No stoping was done, nor was the mill operated.
A total of 3,920 feet of drifting and 388 feet of crosscutting was accomplished
during the year. In addition, 14,809 feet of diamond-drilling was done from
underground locations. Development work was suspended on December 15.
The removal from the mine of all underground equipment, including rails, was
completed early in 1932, and the mine was permitted to flood.
An average of 40 men was employed during 1931, of whom 26 worked
underground. Joseph Errington was manager, and V. C. Clauson was general
superintendent.
GOLD
Ankerite Gold Mines Syndicate
The above syndicate obtained and exercised an option on the property of
the Ankerite Gold Mines, Limited, adjoining the March gold mine, in Deloro
township, district of' Cochrane. The members of the syndicate are: Henry
Kobler, Henry J. Tiedt, Geo. R. Feine, Gustave R. Loesch, and Edward G.
Kinkel, all of Buffalo.
The mining equipment was put in condition during the latter part of 1931,
and early in 1932 the mine was dewatered. Stoping was started in March and
the mill commenced operating in April.
Martin Knutson is in charge of operations.
Ashley Gold Mining Corporation, Limited
The report on this company's property in Bannockburn township, district
of Timiskaming, will be found on pages 107 and 108 of this report. The Mining
Corporation is the operating company.
Barry-Hollinger Gold Mines, Limited
Barry-Hollinger Gold Mines, Limited, operated its property at Boston
Creek, Pacaud township, district of Timiskaming, during 1931, with a force of
1932
Mines of Ontario in 1931
65
77 men. The capital is 4,000,000 shares, of $1 par value. The officers and
directors are: Dr. E. H. Greene, president and general manager; M. J. Conkey,
vice-president; E. M. Tice, secretary-treasurer; P. A. Barry, G. H. Morris, and
Robert Fennell, directors. Jas. Houston is superintendent.
The following statements are taken from the report of the superintendent
for the year 1931: —
Development
During the year under review, the three-compartment winze was completed to the 1,875-foot
level, a total distance of 164 feet, and stations were cut at the 1,750- and 1,875-foot levels.
Crosscuts were driven on both the above-mentioned levels to No. 7 vein, and the ore shoots on
these levels were developed.
After lateral work on the 1,875-foot level was completed, a station was cut at the east end
of the ore shoot on this level, and a two-compartment vertical winze was sunk to the 2,000-foot
level, a distance of 132 feet. This winze was started on the hanging-wall side of the vein shearing
and cut the footwall of this shearing at 83 feet below the 1,875-foot level. At the present time
the ore shoot on the 2,000-foot level is being opened up.
A new double-drum electric hoist was installed during the early part of the year at the
1,000-foot level. This installation permitted the speeding up of development work on the lower
levels. A 125 h.p. return tubular boiler was installed at the surface heating-plant. This
installation has cut the plant heating costs approximateh' 25 per cent.
Summary of Underground Operations. — During the year ending December 31, 1931, the
following development work was completed: — •
Feet
Crosscutting and drifting 2,042
Raising 395
Cu. ft.
Sinking 296
Station work 19,061
Thirty-one thousand, nine hundred and fifty tons of ore were hoisted, of which 30,500 tons
were taken from the stopes, the balance taken from the development drifts.
Mill
During the past year the mill has been operating continuously, except for minor delays,
on a tonnage of from 90 to 100 tons per day.
The following is a summary' of mill returns based on government quarterly returns for
the year: — ■
Production
(Mint returns)
Dry tons
milled
Recovery per
ton milled
January, February, and March. . . .
April, ^Iay, and June
July, August, and September
October, November, and December
$60,088.22
54,192.08
56,842.74
63,212.84
7,734
8,086
8,169
7,969
$7.77
6.70
6.96
7.93
Production
Bullion produced for the year amounted to $224,456.62 from 31,958 dry tons milled, making
an average recovery- of $7.02 per ton. To this was added $9,879.26 premium on exchange, making
a total production for the year of $234,335.88, or a total value of $7.33 per ton milled. The increase
in production over the previous year was due, in a large degree, to better extraction in the mill,
the tailings loss having been reduced from 67 cents per ton in 1930 to 38 cents per ton in 1931.
The average recover^' for 1931 was 94.9 per cent.
Ore Reserves
Broken ore reserv'es amount to 5,000 tons, to which can be added unbroken ore of
approximately 12,000 tons. This estimate is made of ore above the 1,875-foot level only. No
raises have been put through the ore from the 2,000-foot level to the 1,875-foot level. However,
from the results of development on the 2,000-foot level it can reasonably be assumed that a_large
additional tonnage for the mill can be secured from the section between the 2,000- and 1,875-foot
levels. Recent work in other parts of the mine can be expected to add ore to the above figures.
66 Department of Mines No. 4
Beardmore Gold Mines Company, Limited
This company was incorporated in January, 1931, to take over the property
and assets of Beardmore Gold Mines, Limited. The authorized capital is
2,500,000 shares of $1 par value, of which 1,000,000 shares are to be turned over
to the shareholders of the old company in payment for the property and assets.
The head office is at 85 Richmond Street West, Toronto.
The property is located in the Nipigon Forest Reserve, district of Thunder
Bay, near Beardmore station, on the Canadian National railway, about 132
miles northeast of Port Arthur.
Underground operations were started on April 25, 1931, and suspended on
July 7, during which time a total of 138 feet of lateral work was done on the
200-foot level. This brought the total underground lateral work up to 617 feet,
of which 517 feet is on the 200-foot level and the remainder on the 100-foot level.
The property remained idle until the end of the year, when it was optioned
to La Rose Rouyn Mines, Limited, who commenced diamond-drilling.
During the active period 10 men were employed under the supervision of
W. A. Roberts.
Bidgood Consolidated Gold Mines, Limited
This company operated its property, which is in the township of Teck,
district of Timiskaming, with a force of 31 men throughout 1931. The
authorized capital is 3,500,000 shares of no par value, of which 1,600,000 shares
are issued. The officers and directors of the company are: Leo Erenhous,
president and managing director; Wm. B. McPherson, secretary-treasurer;
Simon M. Stein and Gordon M. Summers, directors. The head office is at 171
Yonge Street, Toronto. John McPhee is manager.
The following work was done at No. 2 shaft from May 1 to the end of
the year: —
Feet
Shaft-sinking 377
Crosscutting '. 763
Drifting 852
Cu. ft.
Slashing 200
The shaft was deepened from the 125-foot level to the 500-foot level, and
stations were cut at the 250-, 375-, and 500-foot levels. A transmission line
was built from No. 1 shaft to No. 2 shaft, a distance of 4,275 feet, and an
electrically driven plant with a capacity of 1,250 cubic feet of air per minute
replaced the old steam plant. A single-drum hoist, 10 by 12 inches, is operated
by air.
Canusa Mining and Exploration Company, Limited
This company has an authorized capital of 3,000,000 shares of SI par \-alue,
of which 1,250,000 have been issued in payment for the property. The officers
and directors are: Geo. J. Miller, president; Robt. Schram, treasurer; T. R.
Deacon, secretary; A. T. Waterfall, Horace Kendrick. and Geo. Neukom,
directors.
The company controls 440 acres in Whitney and Tisdale townships, district
of Cochrane, which include the property formerly known as the Scottish-Ontario.
During the year a 50-ton amalgamating mill was constructed. It operated
for three months in the fall, treating about 700 tons of material, with a small
recovery. About 130 feet of dexelopment work was done during the \ear. The
mine closed down in December.
The work was in charge of J. D. Tolinan, and about 20 men were emplo\ed.
1932 Mines of Ontario in 1931 67
Casey Summit Gold Mines, Limited
This company operates a property at Summit lake, district of Kenora,
Patricia portion, about a hundred miles due north of Sioux Lookout on the
main line of the C.N.R. The property can best be reached by aeroplane
from Sioux Lookout. The water route by way of Lac Seul, Woman lake, and
Birch lake is about 200 miles long and has many portages.
The company was formed from a parent company known as the Casey
Mountain Operating Syndicate, Limited, to operate some 800 acres of a
2,000-acre group at Summit lake. The officers and directors are presumably
those of the parent company, namely: R. G. Williamson, president and general
manager; Dr. S. Scott, treasurer; W. R. Williamson, secretary; R. E. Banbury,
W. J. \'anhise, R. O. Dunlop, Dr. H. C. Hall, J. F. Brown, and Andrew
Cunningham, directors. The company was organized under a Dominion charter
and has an authorized capital of 5,000,000 shares of no par value. The head
office is at 411 AIcCallum-Hill Building, Regina, Sask.
During the early part of 1931, about 2,000 feet of diamond-drilling from
surface was done, with encouraging results. The Bobjo mining plant was bought
and placed on the property during the first months of the year, and was put
into operation in July.
The mine closed down in the fall, at which time the shaft had been sunk
85 feet and about 140 feet of lateral work had been done on the 75-foot level.
John Millenbach was in charge of operations at the property, and in July
36 men were employed.
Coniaurum Mines, Limited
This company has an authorized capitalization of 6,000,000 shares of no
par value. The mine is in the township of Tisdale, district of Cochrane, and
adjoins the property of the Mclntyre-Porcupine Mines on its east boundary.
The officers and directors of the new company organized under \"entures,
Limited, are as follows: Thayer Lindsley, president; A. L. Bishop, vice-president;
H. Whittingham, secretary; J. Gordon Hardy, D. M. Hogarth, Alex. Longwell;
and T. H. Rea, directors. The head office is at 100 Adelaide Street West, Toronto.
The following statement is taken from the report of the general manager,
John Redington, for the year 1931: —
Development
Development has been continued steadily throughout the year. The veins that were
previously known have been explored to greater depth as well as along the strike. I am pleased
to report that most of this work has met with fair success.
SuiiMARY OF Development
Feet
Drifting 3,798
Crosscutting 2,698
Raising 1,813
Diamond-drilling 6,990
Footage driven in ore is 2,194 feet, with an average value of $6.02 across a stoping width
of 4.6 feet. Veins Nos. 2, 5, 7, 12, and 15 were the principal veins developed. All these responded
well as far as work has advanced.
Development below the 2,000-foot level has been carried on through a two-compartment
winze, and main crosscuts have been extended north and soifth on the 2,250- and 2,500-foot
levels, as well as the main drives both east and west. No. 12 vein has been developed for a distance
of 129 feet west of the winze. On the 2,500-foot level No. 7 vein has been drifted on for some
considerable distance. This development has opened up an ore shoot of fair size and value.
At present it is not possible to make any statement as to the importance of these. However, in
diamond-drilling to a depth of 2,800 feet, or 300 feet below the present 2,500-foot level, Nos. 7
and 14 veins are known to exist with encouraging values.
68 Department of Mines No. 4
Milling
The mill treated 130,585 tons of ore during the year, with an average recovery of $6.02
per ton, and extraction of 96.03 per cent, of the gold content, operating 363.16 days, or 99.49
per cent, of the possible running time.
Ore Reserves
Stoping during the year added 145,235 tons of broken ore, and development yielded a further
11,912 tons. With the 90,610 tons of broken ore carried forward from the previous year, this
gave a total of 247,757 tons broken ore available. Milling during the year drew 130,585 tons
from the above total, leaving a carry-forward of 117,172 tons of broken ore at the end of the
period under this review. The grade of this broken ore is $6.53 per ton.
Regarding unbroken ore, this has been maintained. To put this into figures might be
misleading, after having had the experience of the erratic distribution of values in the veins.
However, we have every reason to be more optimistic now than at any time during the history
of the mine.
De Santis Gold Mining Company, Limited
De Santis Gold Mining Company, Limited, operated its property in Ogden
township, district of Cochrane, 9 miles west of Timmins, for the first half of
193L A shaft has been sunk to a depth of 215 feet, with levels at the 100- and
200-foot horizons. About 1,000 feet of lateral work has been done.
Peter De Santis was manager, and an average of 14 men was employed.
The head office is at Timmins. The following are the officers of the company :
Peter De Santis, Timmins, president; Jos. V. Friel, Philadelphia, vice-president;
Giuseppe Giustini, Timmins, secretary-treasurer.
Dome Mines, Limited
The authorized capital stock of Dome Mines, Limited, consists of 1,000,000
shares of no nominal or par value, of which 46,666 are held under an agreement
in trust for the company; the dividends on these shares are returned to the
treasury of the company. The mine is in the township of Tisdale, district of
Cochrane.
The officers of the company are: Jules S. Bache, president and treasurer,
H. P. De Pencier, first vice-president; G. C. Miller, second vice-president,
Morton F. Stern, third vice-president; Alex. Fasken, secretary; E. P. Goetz,
assistant treasurer and assistant secretary; C. C. Calvin, assistant secretary;
John B. Robinson, assistant secretary.
The directors are: Jules S. Bache, Morton F. Stern, New York; G. C.
Miller, Buffalo; Dwight B. Lee, Detroit; G. H. Harris, Innis P. Allen, Rochester;
Alex. Fasken, Frank E. Maulson, R. F. Segsworth, Toronto.
H. P. De Pencier is the general manager of the company, and' J. ;H.
Stovel is general superintendent.
The office of the executive and financial department is at 42 Broadway,
New York. The Toronto office is at 36 Toronto Street.
The following statements are taken from the report of the directors to
the shareholders on January 10, 1932: —
Your attention is drawn to the fact that the net profit or income for the year was $1 ,690,824.65.
The company owns 90,000 shares of the East Geduld Mines, Limited (a large gold mine^on
the far East Rand, .South Africa), purchased during the year, after full consideration and on
the recommendation of our general manager, at the price of fifty shillings sixpence per share,
Since commencement of operations at the East Geduld Mines in July, 1931, operation and
developments have fully met our expectations, and your directors believe that the company
has an investment in that enterprise which will be very profitable.
The following is taken from the report of the general manager: —
During the year, 588,800 tons was hoisted; of this, 542,600 tons was ore, which was sent to
the mill anfl treated, and 46,200 tons was waste, which was flumped on the surface.
1932
Mines of Ontario in 1931
69
The 542,600 tons milled \ ielded bullion worth 83,486,505.93, the average vield per ton being
$6.4255.
The following statement gives particulars of revenue and expenditures for the year under
review : —
EARNINGS STATEMENT
for the year ended December 31st, 1931
Earnings:
Bullion production $3,486,505.93
Non-operating re%enue 274,440 . 86
$3,760,946.79
Operating and Maintenance Expenditure:
Development and exploration $412,742 . 79
Mining, including hoisting 622,576.58
Crushing and conveying 86,871 . 68
Milling 541,053.09
Bullion expense 18,708 . 24
Fire protection - 8,658 . 24
Warehouse expense 8,461 . 84
Auditors' expense 2,550.00
Administrative expense:
Mine office 112,736 04
Executive offices 21,202.52
Municipal taxes 35,237.06
Insurance 18,403 . 20
$1,889,201.28
Reser\-ed for provincial and income taxes 180,920.86
$2,070,122.14
Profit for the year $1,690,824.65
Development
The following table gives details of the development accomplished during the year: —
Summary of Development Work for Year 1931
Drifts
Raises,
and
winzes,
Dia-
Level
Drifts
Cross-
cuts
crosscut
slash
Raises
Winzes
Box-
holes
and
box-hole
slash
Stations
Total
mond-
drilling
feet
feet
feet
feet
feet
feet
feet
feet
feet
feet
Surface. .
267
3rd ...
179
236
41
65
77
100
219
10
685
65
510
1,067
232
5th . .
7th
240
348
111
131
82
284
520
8th
171
19
14
1,652
9th
201
16
73
192
136
18
636
717
10th
435
549
162
298
80
515
137
2,176
798
Uth
940
201
183
308
58
507
62
2,259
4,171
12th
770
162
157
321
197
45
1,652
2,845.5
Uth
243
69
98
219
78
29
11
747
1,125
Uth
. 459
740
206
72
30
187
30
1,724
1,874
15th
457
663
""28'
65
307
300
436
822
1,501
16th
24
12
31
17th
232
784
92
359
42
76
4
227
"180
285
216
655
1,883
18th
41
1,722
19th . . .
69
205
23
17
17
9
52
375
17
1,186.5
23rd
2,364.5
Total . .
6,020
2,899
1,675
2,089
457
3,174
408
52
16,774
19,474.5
Of the tonnage milled, the stopies yielded 487,600 tons, averaging $7.2387 per ton, and
development work yielded 55,000 tons, averaging S4.2988 per ton, a total of 542,600 tons, averaging
$6.9407 per ton.
70
Department of Mines
No. 4
The ore drawn from the Dome Extension grounil during the year was $154,435 tons,
containing $972,420.97, or $6.2966 per ton.
The expenditure on mining was $622,576.58, or $1,147 per ton milled. The expenditure
on development and exploration work charged to operating was $412,742.79, or $0,761 per ton
milled. This includes $16,705.83 for outside exploration work carried on during the year.
Ore Reserves
The ore reser\'es are estimated at 1,920,000 tons. This includes 768,000 tons of broken ore.
Exploration
Your engineers have considered many propositions and have examined a number of properties
during the year. We have not, however, become interested in any of these.
Your general manager also has been negotiating for prospecting rights on certain areas in
South Africa. These negotiations have not yet reached a stage where anything definite can
be stated regarding them.
Mill
The following are the results of the mill operations during the year: —
Total
value
Value
per ton
Extraction
per cent.
Heads
$6.9407
6,4255
Bullion
$3,486,505.93
92.5806
The recovery was erratic throughout the year, some months the results being satisfactory
and other months the results being unsatisfactory. After much experimentation it was decided
to build a blanket plant to extract as much as possible of the free gold before the c>anide
treatment. This plant was put into operation during the last week of December.
General
Operating costs for the year were $3,482 per ton milled. The ore reser\es have been
maintained. This has been the result of increases to known ore bodies in the greenstones and
is not due to discoveries of any new ore bodies.
Gold Banks Syndicate
The Gold Banks Syndicate owns three claims containing 135 acres about
23^ miles west of the Macassa mine in Teck township, district of Timiskaming.
The capitalization is 500 units of $100 par value, of which 307 units have been
issued. The officers and directors are: A. G. MacDonald, president; J. H.
Sharman, vice-president; M. G. Hunt, secretary-treasurer; Walter Little and
C. W. Baker, directors. The head office of the company is at Kirkland Lake.
The development work done in 1931 consisted of 52 feet of drifting- and
crosscutting, 72 feet of sinking, and 1,100 feet of surface trenching. About
500 feet of corduroy road was built.
J. H. Sharman is manager. On an average, 6 men were employed.
Hayden Gold Mines Company, Limited
This company is capitalized at $5,000,000, in shares of $1 par \alue. There
are approximately 4,000,000 shares issued.
The following are the officers of the company: Jas. S. Pierce, Rochester,
president and managing director; A. E. Davis, Rochester, vice-president;
O. W. Summer, Rochester, secretary-treasurer; B. J. Fryatt, East Rochester;
J. Montgomery, Toronto. T. W. Heberle and R. N. Clark, Rochester, are
directors. The executive offices are at 421 Temple Building, Rochester, N."S\,
and 611 Federal Building, Toronto.
1932 Mines of Ontario in 1931 71
The company's holdings are in the townships of Ogden and Deloro, district
of Cochrane, and consist of 8 claims, with an option on 5 more directly west
of the original group.
The company operated almost continuously throughout the \ear, developing
new ground to the south of the old vein system. Early in 1932 a small mill,
using flotation and amalgamation methods, was put in operation.
T. W. Fawcett is in charge of operations.
Hollinger Consolidated Gold Mines, Limited
The authorized capital of this company is 825,000,000, in 5,000,000 shares
of S5 par value; 4,920,000 shares were outstanding on December 31, 1929. The
head office is at Timmins, Ont.
The officers of the company are: Noah A. Timmins, president; Jules R.
Timmins, vice-president; John B. Holden, secretary-treasurer; A. F. Brigham,
general manager; John Knox, assistant general manager. The directors are:
Noah A. Timmins, John B. Holden, Jules R. Timmins, Wilson Bell, Senator
\V. L. McDougald, Leo H. Timmins, and Allen A. McMartin.
The following information is taken from the twenty-first annual report of
the directors for the year ending December 31, 1931: — •
Your attention is directed to the fact that net profits amounted to $3,508,203.92, out of
which fourteen dividends in all, amounting to S3,444,000, were paid, being the usual thirteen
dividends of one per cent, each and an extra dividend of one per cent. The balance, $64,203.92,
was added to surplus.
During the year the policy of your management to continue the exploration and investigation
of outside properties has been pursued. A competent field force has been constantly in touch
with all developments in the various mining areas, but no claims brought to our attention or
investigated were deemed of sufficient importance to follow up. Forty-seven properties were
examined during the year, but none justified further expenditures.
Early in the year 1932, forty-three claims were staked in Louvicourt township, Quebec.
This is the interesting Pascalis area. Men are at present trenching in favourable locations and
will be followed by diamond-drilling after the break-up. The drilling machine is on the claims.
The company's portfolio consists of listed securities which are readily marketable.
The general manager's report for the year ending December 31, 1931, is
as follows: —
PROFIT AND LOSS STATEMENT
Sources of 1931 Inxome:
Gold and silver produced $10,528,864.53
Interest on investments and other income 416,120.08
$10,944,984.61
Disposal of 1931 Inxome:
General charges $636,671.61
Mining charges 5,289,739 . 70
Milling charges 1,023,448.50
■ 6,949,859.81
Operating profit $3,995,124.80
Deduct:
Province of Ontario 882,743.39
Royalty to town of Timmins 38,351 .52
Municipal to town of Timmins 91,160.40
Royalty to township of Tisdale 1,474.47
^Municipal to township of Tisdale 3,050.47
Dominion of Canada, reserve for 193,325.04
$410,105.29
Depreciation —
Plant $62,735 . 59
Investments in other companies and
properties written down 3,003 . 78
Expenditures on properties abandoned. . . 11,076.22
76,815.59
486,920.88
72 Department of Mines No. 4
Net Profit from Operations $3,508,203.92
Paid Out in Dividends 3,444,000,00
Added to Surplus $64,203 92
BULLION STATEMENT
Inventory, January 1, 1931:
Solutions $103,625.96
Slags, litharge, and miscellaneous 880 . 00
Precipitates held over 2,283 . 00
Total $106,788.96
Values Produced in 1931:
Ore milled $10,486,524.41
Tailings loss 392,065.00
■ 10,094,459.41
$10,201,248,37
Inventory, December 31, 1931:
Solutions $98,117.40
Slags, litharge, and miscellaneous 880.00
Precipitates held over 4,290.00
$103,287.40
Bullion Shipped duRiNG 1931 $10,097,960.97
$10,201,248.37
Yearly Average Costs
Account
Sundries
Labour
Stores
Total
Per ton
ore milled
General miscellaneous charges
and administration
Surface services
Insurance
Marketing bullion
Workmen's compensation. . . .
Milling charges
Mining charges
$14,200.47
26,061.13
,292.84
41,493.53
$53,809.80
22,318.62
196,495.22
405,493.68
3,614,023.19
617,954.82
1,675,716.51
$336,102.64
63,812.15
14,200.47
26,061.13
196,495.22
1,023,448,50
5,289,739,70
$0.2048
.0388
.0087
.0159
.1198
.6238
3.2241
Total charges .
$40,261 . 60
1,539,798.46
,369,799.75
$6,949,859.81
$4,2359
Employees
The average number of men employed during the year was 2,434, distributed
as follows: —
Miners:
Exploration 42
Development .... 468
Production 1,226
Total 1,736
Mechanics:
Operation 108
Maintenance. ... 171
Total 279
General:
Mill and refinery. ... 186
Engineering staff. .. . 70
Clerical staff 40
Miscellaneous 123
Total 419
The Mill
Milling results were as follows: —
Ore milled tons
Average value per ton
Gross value $10,486,524.41
Deduct loss in tailings 392,065 . 00
1,640,705
$6 39
Net value recovered $10,094,459.41
1932
Mines of Ontario in 1931
73
Average tons per day 4,520
Per cent, of possible time run 93 . 5
Tons per 100 per cent, running time 4,834
Solution precipitate per ton ore tons 1 . 07
\'alue per ton in tailings SO. 24
Cyanide consumed per ton of ore lbs. 0.470
Zinc consumed per ton of ore lbs. . 046
Zinc consumed per ton of solution lbs. . 042
Lime consumed per ton of ore lbs. 2 . 100
Lead nitrate per ton of ore lbs. . 01 1
Average value of pregnant solution $5 . 75
The Mine
The development progress during the year was as follows: drifting, 66,262;
crosscutting, 23,875; raising, 3,636 feet; a total of 93,773 feet. Some 151,105
feet of diamond-drilling was accomplished.
Production
At January 1, 1931, the broken ore in the mine amounted to 999,140 tons.
Ore broken during 1931 was 1,468,303 tons, and ore removed during 1931
amounted to 1,640,633 tons, leaving 826,810 tons of broken ore in the mine as
at December 31, 1931.
General
Mill. — -This department has been operated at from 65 to 75 per cent, capacity practically
without interruption throughout the whole year.
Mine. — The decrease in broken ore reser\'es, 172,330 tons, is wholly accounted for by the
change from the shrinkage system of mining to the slice-and-fill method. By the shrinkage
system the stopes are left full of broken ore until completed, while by the slice-and-fill method
all the ore is removed as mined. To date about 30 per cent, of the mining is being done by the
slice-and-fill system, which has the effect of reducing the apparent decrease of 378,000 tons as
shown by comparison of the 1930 and 1931 summary reserves to a negligible figure.
Development. — During the year work has been carried on from the surface between all
levels to the 3,950-foot. Above the 800-foot level, mining is principally in pillars, vein bottoms,
and some newly discovered veins. Every effort is being made to finish this feature in order to
reduce supervision. The same applies in a lesser degree to the horizons from the 800-foot level
to the 2,750-foot, below which crosscutting and drifting is being actively pushed. The sinking
of the prospect shaft to the 5,550-foot level, as noted in the 1930 report, has been postponed
pending further geological information with a view to locating it where it will least interfere with
the progress of subsequent mining. Twelve levels are being opened up from the 2,750- to the
3,950-foot. In all satisfactory ore has been encountered. It is confidently expected that the
ore bodies will persist below the 3,950-foot level.
To emphasize the importance of the development below the 2,000-foot level, the following
table is submitted: — ■
Level
Value
Above 2,150 feet
Above 2,300 feet
Above 2,450 feet
Above 2,600 feet
Above 2,750 feet
Above 3,950 feet
Total
548,323
643,305
569,864
457,079
212,776
320,557
2,751,904
P,353,223
3,883,191
3,775,371
2,642,213
1,334,693
2,723,599
$17,712,290
So far the value per ton was $6.43. During the year the ore milled from below the 2,000-foot
level was 402,724 tons, equal to 24.6 per cent.
Costs. — The increase shown, twenty-two cents per ton, is solely in the item of mining, where
the increase has amounted to 30 cents. Economies in other items amount to 8 cents. The 30-cent
item is made up of 19 cents a ton for development and 11 cents per ton for the Schumacher shaft.
This latter work was completed about the end of the year.
74 Department of Mines No. 4
Howey Gold Mines, Limited
This company is capitalized at $5,000,000, in shares of $1 par value. There
are 4,900,000 shares issued. The head office of the company is at 802 Federal
Building, Toronto, and the mine office is at Red Lake. The following is a list
of the executive officers and directors: R. T. Birks, president; W. S. Cherry,
vice-president; H. C. McCloskey, secretary-treasurer; J. E. Hammell and
John A. Northway, directors.
The company's holdings lie at the southeastern corner of the lower part of
Red lake and include the following claims situated in Dome and Heyson
townships, district of Kenora (Patricia portion): K. 740-43, 1,400-406. 1,364-72,
1,397-99, and 867. These claims lie directly north of Favel on the Canadian
National railway.
From the commencement of milling operations in April, 1930, to December 1,
1931, there were 321,990 tons of ore milled. The average grade of- this ore was
$4.45 per ton; the tailing loss amounted to 31 cents. The total recovery was
$1,327,034.
During 1931, development work included 3,117 feet of drifting, crosscutting,
and raising. Some 1,560 feet of box-holes were cut. Slashing and level-cutting
amounted to 2,225 cubic yards. About 2,030 feet of diamond-drilling was done.
The following is an extract from the report of the general manager for the
year ending December 31, 1931: —
Estimate of Ore Reserves Above the 1,000-foot Level
Positive tonnage: Tons
.Solid 372,051
Broken 195,724
Probable tonnage 287,880
Total 855,655
Milling
The most important changes in milling methods and equipment additions during the past
year have been the sorting of waste, the introduction of a tube mill, and the installation of an
electro magnet.
The sorting of ore has resulted in the elimination from the ore of 15,324 tons of material of
an average value of 60 cents a ton, at a cost of $4,616.05, or approximately 2 cents a ton of ore
sorted. This system offers important possibilites, the limited amount of sorting done during the
year having increased the grade of ore milled 24 cents a ton.
The work of the tube mill has proved to be very satisfactory. It has increased the capacity
of the mill by at least 150 tons a day and it has eliminated a number of mechanical troubles
through the flow-sheet. The gold content of the tailings has also been reduced by an appreciable
amount.
Mining
Exploratory work during the past year was confined to drifting east on the 875- and 1,000-foot
levels to determine the limits of the known ore body. This work disclosed an additional length
of approximately 180 feet of probable ore. The ground between the shaft and the west boundary
of the property on the 1,000-foot level was also exploretl. The result of this work, howe\er,
was inconclusive.
Underground Haulage
The 375- and 1,000-foot levels are being converted into main haulage ways and the
three-quarter-ton hand-trammed cars are being replaced b>' 2' 2-ton (jranby-t\pe cars and
mechanical haulage. (irizzK' le\els are also being completed abo\c these haulage levels, so that
practically all the ore will pass through grizzlies before passing to haulage chutes. It is l)elie\'ed
that this method will greatly increase the efficiency of mining o[)erations generalh', rellecting
very favourably upon the operating costs during the coming year.
An average of about 180 men was employed throughout the year. Edward
Futterer is superintendent.
1932 Mines of Ontario in 1931 75
Kirkland Lake Gold Mining Company, Limited
The officers and directors of this company are: J. B. Tyrrell, president and
managing director; R. Graham, secretary-treasurer; R. G. O. Thomson, A. C.
Matthews, J. A. Dalton, J. C. Haight, C. M. Candee, and A. M. McQueen,
directors. Wm. Sixt is manager. The head office is at 25 King Street West,
Toronto. The company is capitalized at 5,500,000 shares of $1 par value.
Production for 1931 amounted to $586,250.59, and $29,631.74 was received
as exchange premium on bullion, making a total of $615,882.33.
On an average, 120 men were employed at the mine, which is in the township
of Teck, district of Timiskaming.
The following is taken from the mine manager's report for 1931: —
Mill
A Symons crusher was insttiUed, as finer grinding was found necessary when higher grade
ore was milled, An Oliver filter was ordered, and will be installed early in 1932. This was
necessary in order to help reduce the loss in tailings.
Mine
Ore was drawn during the year to supply the mill from the following levels: 400, 500, 700,
1,000, 2,350, 2,475, 2,725, 2,850, 2,975, 3,600, 3,750, 3,875, 4,000, 4,150, 4,300 and 4,750. Over
50 per cent, of the ore milled came from above the 3,000-foot level.
During the year development work was done on the 1,000-, 2,725-, 2,850-, 2,975-, 3,750-,
4,000-, 4,150-, 4,300-, and 4,750-foot levels. Considerable diamond-drilling was done during
the year to locate parallel veins and also to gain information as to the formation. Parallel veins
were located on the 2,725-, 2,850-, 4,000-, and 4,750-foot levels.
The ventilation system was completed to the 4,300-foot level. This is working satisfactorily.
An auxiliary emergency exit and refuge station was made by connecting our workings with the
workings of the adjoining Teck-Hughes mine on the 3,600-foot level.
The porphyry is getting wider and extends farther west on the south side of the main break
as the lower levels are developed. This is similar to the formation in the mines east of our property.
Production during the past year was very satisfactory. Receipts for bullion were $81,484.90
greater than last year, of which amount $29,631.74 was exchange on bullion. The recovery for
the year averaged $11.14 per ton.
Kirkland Townsite Gold Mines, Limited
This company has a capitalization of 3,000,000 shares of $1 par value, of
which 2,085,006 shares have been issued. The officers and directors are: R. H.
Lyman, president and managing director; G. L. Stephen, secretary-treasurer;
Hairy Oakes, F. W. Duncan, T. McCamus, J. L. Bucher, and F. E. Davison,
directors.
The property consists of 85 acres south of the Wright-Hargr eaves mine, in
the township of Teck, district of Timiskaming. Operations were carried on from
the beginning of October, 1931, to the end of January, 1932.
During previous operations, a two-compartment shaft had been sunk to a
depth of 700 feet. In 1931 it was slashed to three compartments to the 150-foot
level. The following buildings were erected: office, 30 by 30 feet; shaft-house,
60 feet high; blacksmith shop.
About 15 men were employed.
La Roche Mines, Limited
The capitalization of La Roche Mines, Limited, is $3,000,000, in shares of
$1 par value. The officers and directors of the company are: James E. McMahon,
Timmins, president; J. C. Roche, Buffalo, N.Y., secretary-treasurer; John J.
Stack and John Hanover, Buffalo, N.Y., directors. R. R. Brown is general
manager. The head office is at 116 Federal Building, Toronto.
76
Department of Mines
No. 4
The property, consisting of two claims about 2 miles southeast of Timmins,
in the township of Tisdale, district of Cochrane, was operated during the latter
part of 1931 and the early part of 1932. During this period a small plant was
erected and a shaft was sunk to a depth of 140 feet. A level was cut at the
125-foot horizon, and about 500 feet of drifting and crosscutting was done.
George Gray was in charge of operations, and about 20 men were employed.
Lake Shore Mines, Limited
Lake Shore Mines, Limited, has a capital of 2,000,000 shares of a par value
of $1. The executive officers of the company are: Harry Oakes, president and
managing director; W. H. Wright, vice-president; Dr. W. P. St. Charles, treasurer;
Kirkland Securities, Limited, secretary. The directors are: Harry Oakes, Albert
Wende, Louis Oakes, and Ernest Martin. E. B. Knapp is mine superintendent.
The mine and works are at Kirkland Lake, township of Teck, district of
Timiskaming. During the year an average of 1,100 men was employed.
The following information is taken from the sixteenth annual report of the
company for the year ending June 30, 1931: —
During the year, 698,624 tons of ore were treated, yielding bullion to the amount of
$9,152,935.08. This shows an increase of 230,976 tons milled over last vear, with a corresponding
increase in bullion of $2,576,154.63.
Mining and Development
The tonnage milled during the year was made up of 65,593 tons of ore from development
and 633,031 tons from mining. The broken ore reserves are now valued at $6,850,000, an increase
of $744,600 over that of last year.
This increase is due mainly to the large volume of new ore opened up by shrinkage stoping
in certain upper sections of the mine. No serious attempt was made to increase the tonnage of
broken ore, since a gradual change to cut-and-fill stoping is now in progress and broken ore
reserves will be eventually cut to a minimum.
The programme of changing over the mine to the cut-and-fill system is making satisfactory
progress, and approximately one-third of the ore now being mined is by this method.
Considerable new work has been accomplished on No. 2 vein with very gratifying results.
The 1,800-foot level shows a length of ore of 2,300 feet. On the 2,000-foot level to date, a total of
2,300 feet of ore has been opened up in 2,490 feet of drifting.
Widths on these levels are somewhat better than the average for the mine, while the grade
of ore indicated is at least equal to the average of No. 2 vein on the upper levels.
During the year No. 3 shaft was deepened to the 3,000-foot level and No. 1 shaft reached a
depth of 2,700 feet. Levels were established at 125-foot intervals below the 2,200-foot. The main
crosscuts, necessary ore and waste passes, crusher stations, loading pockets, etc., have been
completed. In order to facilitate work on these new levels, a two-compartment vertical winze
has been sunk from the 2,000-foot level on No. 2 vein, about midway between No. 3 shaft and
the western boundary, to a depth of 2,750 feet.
Developm
ENT Footage
FOR Year 1930
Level
Drifting
Cross-
cutting
Raising
Shaft-
sinking
Shaft
raising
Ore
passes
Winze
Total
footage
Dia-
mond-
drilling
Box-
holes
Station-
cutting
Total
200-foot..
feet
feet
feet
50
255
761
695
1.464
863
2.371
2,594
2.218
1.762
845
feet
feet
feet
feet
50
1,186
1,203
1,845
1 ,666
3,756
4,519
2.928
4,120
4.984
4.074
1.217
1.167
993
861
613
190
feet
cu. ft.
cu. ft.
cu. ft.
400- foot. .
672
423
669
80
2,263
1,417
9
1,273
1,504
2,124
300
226
186
57
192
19
431
57
219
510
23
265
678
119
409
308
362
379
359
67
599
"'398'
429
949
809
72
890
1,186
464
1,201
6.628
507
5.282
4.316
8.896
4.707
3.804
4.597
' 2.993
1.850
30.774
7.745
22.545
22,293
12,166
10,065
10,020
1,440
1.201
600-foot. .
6.628
800- foot. .
50
65
411
221
302
364
379
550
299
36'.
216
302
155
41
" 66i'
134
507
1.000- foot. .
5.282
1,200-foot. .
4.316
1,400-foot..
8.896
1,600- foot. .
7.7(M)
1,800-foot. .
5.654
2,000-foot. .
35.371
2.200-foot. .
2,325-foot. .
162
127
239
205
98
99
149
140
82
3i
24
25
7.745
22.545
2,450-foot. .
22.293
2,575-foot. .
12.166
2, 700- foot..
10,065
2,825-foot..
10,020
2.950-foot. .
1,440
Total. .
11.203
4,330
13,878
1.079
304
3,783
795
35,372
5.796
39,938
121,891
161,829
1932
Mines of Ontario in 1931
77
Summary of Ore and Waste Hoisted for the Year 1930
Level
Ore from
development
Ore from
mining
Waste
400-foot .
600-foot .
800-foot .
1,000-foot.
1,200-foot.
1,400-foot.
1,600-foot.
1,800-foot.
2,000-foot.
2,200-foot.
2,325-foot.
2,450-foot.
2,575-foot.
2,700-foot.
2,8:5-foot.
2,950-foot.
tons
1,656
3,170
3,606
4,561
4,317
9,549
7,671
8,955
10,000
10,983
355
228
444
98
tons
9,635
15,476
36,022
92,745
83,051
55,366
188,629
72,611
75,170
4,326
tons
729
1,468
882
1,971
3,834
3,157
1,945
6,907
25,772
18,725
12,553
8,779
10,315
7,999
6,553
4,581
Total .
65,593
633.031
116,170
Total Footage of Development and Exploration Work since
Beginning of Operations
Feet
Drifting 56,942
Crosscutting 13,791
Raising 46,541
Sinking 6,164
Shaft-raising 304
Winze 1,052
Ore passes 5,896
Diamond-drilling 39.934
cu. ft.
Box-holing 258,826
.Station-cutting 466,701
Sumps 36,548
The major development of Xo, 2 vein is now completed down to the 2,000-toot level. There
are, however, parallel fractures still to be developed in the upper levels of this zone, and it is
known that these horizons will continue to yield a substantial tonnage for several years to come.
No. 1 vein shows up favourably uncer c evelopment and, from the evidence now on hand, a
substantial tonnage of good grade ore will be taken from this vein.
The mill has been handling the increased tonnage for the greater part of the past year.
Experimental work which has been carried on for the past few years with a view to improving
the present milling practice has given very encouraging results.
A Diesel engine, capable of handling the small mill motors and lighting, has been installed.
Costs
Total cost
Cost per ton
milled
Development
Mining
Milling and refining
Marketing bullion
General and administrative expense
Total
Depreciation
Total
Provision for provincial and Dominion taxes
Grand total
$978,743.80
1,711,178 85
691,905.26
47,767.13
175,774.28
SI. 403
2.448
.990
.068
.252
$3,605,369.32
$5,161
$607,699.74
$0 870
84,213,069.06
480,995.37
S6 031
.649
$4,694,064.43
$6,680
78 Department of Mines No. 4
General
Despite the heavy expenditures for development and equipment, incident to the enlarged
mining and milling programme, the operating costs were considerably reduced.
The surtace plant has been increased by the construction of several new buildings, including
plate-shop, framing-shed, and four new apartments which have been added to the building
completed last year.
The large amount of development work accomplished during the year resulted in a very
substantial increase in the blocked-out ore reserves.
Lakeland Gold Mines, Limited
This company operated its property about 4 miles east of Bourkes, in the
township of Maisonville, district of Timiskaming, from August 6, 1931, to
January 31, 1932.
The officers of the company are: F. A. Pollard, president; Roy A. Tressider,
vice-president; A. W. Morris, secretary-treasurer. The directors are: Gideon
Grant, Luther Davison, William Brittain, and Robert Johnston. The head
office is at 19 Sun Life Building, Hamilton, Ont. The company is capitalized
at 4,000,000 shares of $1 par value.
The following work was done at No. 1 shaft in 1931 and January, 1932:
sinking, 140 feet; drifting, 305 feet; crosscutting, 100 feet; diamond-drilling,
1,100 feet.
A new cook-house, an engine-room, and a powder magazine were built.
Oscar Knutson is manager, and 31 men were employed.
Lee Gold Mines, Limited
The Lee Gold Mines, Limited, operated its property from June 23 to
September 30, 1931. The property consists of 12 claims in Lee township, district
of Timiskaming. The shaft is about 2 miles west of the Ferguson highway,
near Sesekinika.
The officers and directors of the company are: J. J. Byrne, president and
managing director; P. R. Gardiner, vice-president; W. B. McPherson,
secretary-treasurer; Leo Erenhous and E. M. Howells, directors. The head
office is at 171 Yonge Street, Toronto. The capitalization is $3,000,000, in
shares of $1 par value.
During the year the following work was done: 125 feet of shaft-sinking;
250 feet of drifting; 1,000 feet of surface-trenching.
The plant consists of a 6- by 8-inch hoist, a gas-driven compressor, capacity
300 cubic feet, and a 35 h.p. boiler. An office, cookery, and engine-room were
built.
An average of 20 men was employed.
Macassa Mines, Limited
The Macassa Mines, Limited, has a capitalization of 5,000,000 shares of
$1 par value, of which 3,525,000 shares have been issued. The officers and
directors of the company are: Robert A. Bryce, president; J. E. L. Smith,
secretary-treasurer; Arthur Slaght, J. Caldwell, and J. C\)wan, directors. The
head office is at 320 Bay Street, Toronto.
The property lies to the west of the Kirkland Lake mine, in the township
of Teck, district of Timiskaming.
By May 1, 1932, a three-compartment shaft had been sunk to a depth of
2,060 feet; stations had been cut at the 500-, 1,000-, 1,750-, and 2,000-foot levels,
and the drift on the Kirkland Lake 2,500-foot level had been driven 2,000 feet
1932 Mines of Ontario in 1931 79
towards the Macassa shaft. The Kirkland Lake Gold Mining Company,
Limited, is driving this drift, under contract, to connect with the Macassa shaft,
which is 2,500 feet west of the Kirkland Lake boundary.
The equipment at the mine consists of a double-drum Ingersoll-Rand electric
hoist, a 1,200-foot Sullivan compressor, and a 40 h.p. boiler. The following
buildings have been erected: shaft-house, 60 feet high; engine-room, 30 by 40
feet; office, 18 by 30 feet; dry-house, 25 by 30 feet; blacksmith shop, 20 by 30 feet.
A. J. Keast was manager, and about 30 men were employed.
Mclntyre-Porcupine Mines, Limited
The authorized capital of this company is $4,000,000, divided into 800,000
shares of a par value of $5, of which 798,000 are issued.
The officers of the company are: J. P. Bickell, president; W. J. Sheppard,
vice-president; E. D. Fox, secretary; Balmer Neilly, treasurer. The directors
are: J. P. Bickell, W. J. Sheppard, J. B. Tudhope, D. H. McDougall, Strachan
Johnston. R. J. Ennis is general manager.
The mines and plant are at Schumacher, in the township of Tisdale, district
of Cochrane. The head office of the company is at Schumacher, and the
executive offices are at 15 King Street \\^est, Toronto.
The following information is taken from the twentieth annual report of
the company for the year ending March 31, 1932: —
The income from bullion produced, and the earnings derived therefrom, are in excess of the
record figures of a year ago.
This year's estimate of ore reserses indicates that our position has been maintained so far
as tonnage is concerned, but that the grade of ore included shows a reduction of 25 cents per ton.
For the purpose of increasing the rate of underground development, additional air-compressor
capacity is being provided. Gradually the facilities offered by the new plant are being reflected
in the unit cost, and during the present year the original estimates of the savings to be derived
should be fully demonstrated.
This year's work has confirmed the importance of the discoveries on the Piatt \'et section of
our property', to which reference was made in last year's report. Diamond-drill intersections on
the 4,300-foot horizon, described in the general manager's report, indicate a downward extension
of the ore-bearing zone, and plans are in preparation for the active development of this area.
In 1931 we obtained title to an additional 52 acres contiguous to that part of our boundary
skirting Gillies lake.
During the past year there has been practically no change in the number of our registered
shareholders, who at present number 3,641. The distribution of our stock indicates that
approximately 60 per cent, is now held in Canada.
The general manager's report for the year ending December 31, 1931, is
as follows: —
Production
(frcm 558,115 tons of ore treated)
Ore treated tons 655,030
Value per ton $8 . 00
Gross value 5,239,822.90
Bullion recovered 4,997,461 . 80
Bullion recovered per ton 7 . 63
Bullion contained:
Gold, 240,980.63 fine ounces 4,981,511.34
Silver, 53,369.96 fine ounces 15,950.46
Premium based on U.S. funds 308,059.55
$5,305,521.35
80
Department of Mines
No. 4
Production since the Beginning of Milling Operations in 1912
Period
Months
Tons
milled
Value
per ton
Gross value
Recovery
per ton
Total value
1912
12
12
15
14,500
31,979
85,654
$7.00
7.85
8.87
$101,555.16
251,314.45
760,232.16
$5.25
7.05
8.39
$76,166.38
1913..
225,752.25
Jan. 1
'14, to Mar. 31, '15. .
718,331.71
Apr. 1
'15, to Mar. 31, '16. .
12
105,758
7.71
815,345.49
7.38
779,990.94
Apr. 1
'16, to June 30, '17. .
15
195,307
10.00
1,954,793.28
9.55
1,864,914.28
Tulv 1
'17, to June 30, '18. .
12
178,327
10.05
1,793,197.55
9.61
1,714,258.00
lulv 1
'18, to June 30, '19. .
12
179,874
9.78
1,759,627.40
9.29
1,671,646.03
Tnlv 1
'19, to June 30, '20. .
12
188,835
11.52
2,175,891.31
11.02
2,080,178.44
Tulv 1
'20, to June 30, '21. .
12
171,916
11.67
2,005,672.00
11.08
1,904,326,36
Tulv 1
'21, to June 30, '22. .
12
193,971
10.69
2,074,088.40
9.99
1,937,105.07
Tulv 1
'22, to June 30, '23. .
12
240,615
9.96
2,397,303.00
9.35
2,249,741,63
Tulv 1
'23, to June 30, '24. .
12
360,140
9.69
3,488,863.00
9.14
3,291,178,22
Tulv 1
'24, to June 30, '25. .
12
400,259
9.43
3,774,068.00
8.86
3,546,637,52
Tulv 1
'25, to June 30, '26. .
12
460,909
8.72
4,020,326.00
8.25
3,804,774,90
Tulv 1
'26, to Mar. 31, '27. .
9
385,409
8.08
3,113,500.07
7.67
2,957,060,97
Apr. 1
'27, to Mar. 31, '28. .
12
520,460
8.09
4,207,553.00
7.66
3,987,634,94
Apr. 1
'28, to Mar. 31, '29. .
12
538,165
8.24
4,433,378.00
7.83
4,212,624,82
Apr. 1
'29, to Mar. 31, '30. .
12
550,495
8.46
4,657,188.00
8,05
4,433,626,45
Apr. 1
'30, to Mar. 31, '31. .
12
558,115
8.84
4,934,122.00
8.30
4,633,140.73
Apr. 1
'31, to Mar. 31, '32. .
12
655,030
8,00
5,239,822.90
7.63
4,997,461.80
T(
3tal
6,015,718
$8,95
$53,957,841.17
$8.49
$51,086,551.44
Mining
Tons
Ore broken In stopes 570,562
Ore from development 52,437
Drawn from broken ore reserves 39,067
Ore hoisted 662,066
Cut-and-fill methods of mining were used for approximately 53 per cent, of the ore stoped.
Development
During the period, the new centralized plant at No. 11 shaft was started and brought to a
stage of efficient operation. This work interfered with the underground development programme
to the extent that 25 per cent, less drifting was done than in the preceding year.
Development work performed amounted to 23,811 feet. This work included 15,955 feet
of drifts, of which 1,825 feet was on line and 14,130 feet in vein material, and 5,445 feet was in
ore of $6.30 grade over drift width.
Ore Reserves, 1931-1932
Tons
Assay
\'alue
Mclntyre claims
584,784
127,149
1,317,279
305,631
31,462
$7,50
9,15
8,13
6 80
7,60
$4,385,880.00
Mclntyre extension claims
Jupiter claims
1,163,413.00
10,707,678.00
Plenaurum claims
2,078,291.00
Piatt V^eteran claims
239,111.00
Total ... . .
2,366,305
196,258
$7.85
6.55
$18,574,373.00
Broken ore. . , .
1,285,490.00
Total
2,562,563
$7.75
$19,859,863 00
1932
Mines of Ontario in 1931
81
Summary of Development and Exploration, 1931-1932
Period
Drifts
Cross-
cuts
Raises
Winzes
Shafts
Stations
Sumps
Pockets
and
passes
Total
footage
Total
excava-
tion
Dia-
mond-
drilling
1
feet
1,292
998
1.340
1,552
1,655
1,435
1,122
1,150
1,082
1,479
1,720
1,130
feet
320
506
427
157
227
447
788
875
961
543
571
553
feet
19
116
98
206
171
57
164
104
96
171
203
43
feet
feet
cu. ft.
cu. ft.
cu. ft.
1,631
1,620
1,883
1.930
2.053
1.939
2,074
2,129
2,139
2.193
2.494
1,726
cu. ft.
' lV.728'
15,152
10,086
7,647
■ V.soo'
feet
3,287
2
3.206
3
18
15
3,708
4
3.429
5 . .
3,208
6
11,728
12,192
1.480
997
2.800
7
2,960
8,606
6.650
2,982
8
3,485
9
3.117
10
3,216
11
3,440
12
1.800
3.640
.
Total . . .
Previous to
date. . . .
15,955
168,310.3
6,375
80,443 . 8
1,448
17,664.4
33
579.7
12,619.9
28.197
674.394
18.216
36.823
139,699
23,811
279.618.1
46,413
850.916
39,518
277,953
Total to
date. . . .
184,265.3
86.818.8
19.112.4
612.7
12.619.9
702.591
55,039
139.699
303.429.1
897.329
317,471
Operating Costs
Total
Per ton
milled
Mining:
Exploration
Development
Breaking and stoping
Examination of prospects
Total mining costs
Crushing and transportation
Alilling
Heating and maintenance — buildings and camps . . .
Bullion marketing and general expense — mine office
Administration and general expense — Toronto office
Insurance, general
Total
$52,597.84
355,846.57
1,550,045.41
14,199.74
$0.0803
.5432
2.3664
.0217
,972,689.56
$3.0116
$87,157.79
482,876.58
66,371.39
91,703.42
97,433.69
15,392.13
.1331
.7372
.1013
.1400
.1487
.0235
$2,813,624.56
$4.2954
Analysis of Mining Costs per Ton Milled
Stoping
Drifting
Cross-
cutting
Raising
Shafts
and
winzes
Stations
and
sumps
Total cost
Cost
per ton
$712,508.63
106,785.92
67,596.86
46,994.41
163,925.95
2,829.47
59,729.14
33,757.81
19,908.57
29,263.99
39,872.10
8,502.21
8,305.00
916.21
72,840.42
7,856.34
168,452.38
$116,425.17
48,042.93
11,906.49
8,601.61
$44,857.77
18,150.93
4,892.08
3,137.59
$9,770.13
4,114.76
875.77
2,079.28
766.62
$356.53
91.60
98.22
83.81
$3,206.54
871.33
258.45
229.01
166.06
$887,124.77
178,057.47
85,627.87
61,125.71
164,858.63
2,829.47
59,729.14
53,198.41
27,551.93
37,412.16
44,641.72
11,153.24
10,847.54
1,077.06
92,373.15
8,342.81
179,940.90
$1.3543
.2718
.1307
.0933
.2517
.0043
.0912
Steel-sharpening
13,213.59
4,942.47
5,054.51
2,983.78
1,630.44
1.625.40
110.60
11,690.40
486.47
11,484.00
4,440.81
1.624.13
1,724.66
1,064.31
559.33
533.61
29.95
4,819.09
1,487.76
934.66
1,208.75
721.53
403 . 74
335.19
20.30
2,646.12
36.24
35.96
44.65
262.20
106.14
115.60
.0812
.0422
Surveying and en-
gineering
Sampling and assaying
.0571
.0682
16.80
15.70
40.72
32.64
.0170
.0166
Fire protection
.0016
97.60
279.52
.1410
.0127
Hoisting
4.52
.2747
Total
$1,550,045.41
$238,197.86
$85,838.78
$25,364.61
$877.11
$5,568.21
$1,905,891.98
52,597.84
$2.9096
.0803
Examination of pros-
$1,958,489.82
14,199.74
$2.9899
.0217
Total
$1,972,689.56
$3.0116
Unit cost per ton
$2.3664
$0.3636
$0.1311
$0.0387
$0.0013
$0.0085
82
Department of Mines
No; 4
Milling
The new flotation-cyanidation plant was started May 27, 1931, at a rate of 1,000 tons per
day and gradually brought up to 2,000 tons per day by November 15. The last ore was sent to
the old mill on July 22. From the time the resulting solutions were precipitated until about
November 15, our efforts were directed to cleaning up preparatory to the complete abandonment
of this unit. From this operation we recovered bullion to the value of $171,568, and this was
included with this year's gross production as a partial offset to that absorbed by the new mill.
The following summary includes the cost of operating both mills for five months, as well
as the expenditure incidental to the tuning-in of the new mill.
Summary of Milling Costs
Labour
Supplies
Shoe repairs
and
Maintenance
Power
Total
Cost
per ton
New Mill:
Crushing and con-
veving
$25,757.57
39,560.87
35,329.22
4,268.17
11,573.42
■ 12,779.47
$17,883,35
105,514.39
72,795 42
5,584.44
188 44
7,292.82
$3,769.35
7,072 05
2,677.40
229.25
230.45
2,456.37
$18,526.15
57,134.55
22,454.54
1,920.92
$65,936.42
209,281.86
133,256.58
12,002.78
11,992.31
22,528.66
$0 1235
Flotation
3920
Cyanidation
Refining
.2496
0225
Assaying
Mill alterations. . .
.0225
.0422
Total
$129,268.72
$209,258.86
$16,434.87
$100,036.16
$454,998.61
$0.8523
Old Mill:
Operating
Crushing and con-
veving
$25,793.36
11,464.59
$47,094 29
3,456.68
$2,034.08
2,474.36
$18,892.66
3,825.74
$93,814.39
21,221.37
$0.7744
.1752
Total
$166,526.67
$259,809.83
$20,943.31
$122,754.56
$570,034.37
$0.8703*
. *Average unit cost for the combined tonnage of both mills.
Additions to Plant Buildings and Equipment
The following table shows the cost of additions to plant buildings and ecjuipment during
the year: —
Underground equipment $31 ,053 . 75
Expenditure during fiscal year for new flotation-cyanide
plant, warehouse, shops, office and change-house,
steam-heating plant, etc 459,881.03
Miscellaneous 12,598.47
Total $503 ,533 25
General
During the period under review, the plans outlined in last year's report ha\e been completed,
and all operations have been centralized in the new plant adjacent to No. 11 shaft. The new
mill went into operation on May 27 and attained its rated capacity of 2,000 tons per day on
November 15. The new shops, warehouse, change-house, and general offices were occupied on
December 1, consummating the change from the old to the new plant.
From data previously set forth, it will be apparent to the reader that the year's unit costs
represent a blending of the old with the new, and were substantially affected by expenditures
incident to the transfer of operations.
The year's milling results, both as to recovery and cost, begin to show the betterment promised
for the new plant and process, and point to a complete realization of the original estimates.
Silicosis is now definitely recognized as an industrial disease, and progresses rapidly when
associated with tuberculosis. In an effort to combat its prevalence and progress, the new
change-house was designed to builfl up the men's resistance to this and other forms of tlisease.
It provides for a complete change from underground to street clothing, with a shower bath and
solarium treatment in the interval.
Delays in the development programme caused by the changing over to the new equipment,
and a breakdown in the electrical apparatus at the main hoisting plant, were reflected by a slight
reduction in the ore reserve estimate. Otherwise, development work during the year has been
satisfactorv.
1932 Mines of Ontario in 1931 83
March Gold, Limited
This company owns and operates five claims in Deloro township, distiict
of Cochrane. The officers and directors of the company are as follows: Henry
Kobler, Buffalo, president; B. C. Conderman, Hornell, vice-president; Edward G.
Kinkel, Buffalo, secretary; F. J. C. Bull, Buffalo, treasurer; Geo. R. Peine, Chas.
J. Schmidt, Henry Tiedt, Gustave Loesch, Jacob Schwingel, all of Buffalo,
directors. Martin O. Knutson, South Porcupine, is mine manager.
The mine produced throughout the year, but there was a considerable
falling off in the grade of ore recovered. Seven machines were kept running
during this period. The following is a statement of production during the year: —
Dry tons milled 58,462
Crude ounces recovered 16,632 80
Fine ounces gold recovered 10,513 . 822
Value of gold. $217,339.97
Fine ounces silver recovered 858 . 750
Value of silver 245 . 78
Premium received on gold 10,921 . 25
Total value of production $228,507 . 03
Development during the year consisted of 86 feet of crosscutting and 996
feet of drifting.
An average of 79 men was employed throughout the year.
Metals Development, Limited
This company is capitalized at $2,500,000 in shares of $1 par value.
There are 1,896,818 shares issued.
The following is a list of officers and directors of the company: Dr. AT. H.
Lebel, of Montreal, president; W. R. Salter, vice-president; M. F. Blue, secretary;
H. S. Crabtree an(^ H. Borgford, of Toronto; Auguste Decoy, Dorval; VV. J.
Evans and T. E. Armstrong, New Liskeard; and J. P. Sherry, Memramcook,
N.B. J. W. Morrison is consulting engineer.
The company is interested in several claims in the North Clearwater lake
section, district of Kenora (Patricia portion). The property is best reached from
Woman lake. A fair road, about a mile in length, has been built to the camp
location on claim No. 5,603.
Surface work has been done on 25 claims and has shown up several long
breaks and many different geological conditions. Two systems of veins have
been located.
The veins first located had a strike almost due north, but the most promising
occurrence of gold is in a vein of banded quartz on claim No. 5,603, which strikes
N. 47° E.- and dips 50° S. Minerals found in this vein are galena, sphalerite,
pyrite, some chalcopyrite, and gold.
In 1929, an inclined shaft was put down on the vein to a depth of 100 feet,
and 61 feet of drifting on the vein was done. This work was in ore of a fair grade,
showing spectacular native gold in places.
Very little work was done on the property during the winter of 1929 and the
early part of 1930, but during the following winter season about 180 feet of
drifting was done by hand. In the summer of 1931, the Swedish American
Prospecting Company made ari^electrical survey, which gave a rather promising
outlook. The surface plant of the Dunkin mine was bought and placed on the
84 Department of Mines No. 4
property during the winter of 1931-32, and a vertical shaft was started alongside
of the old inclined one.
J. C. Nelson is in charge of operations.
Minto Gold Mines, Limited
This company was incorporated in July, 1930, with an authorized capital
of 8,000 shares of no par value. The officers and directors are: John Knox,
Jr., president; M. E. Knox, secretary-treasurer; John Knox, Sr., and M. K.
Knox, directors.
In March, 1931, the company took over the working option obtained by
John Knox, Jr., from the Cooper Gold Mines, Limited, on the Minto, Jubilee,
and Cooper properties, situated near Wawa in the Michipicoten area, district
of Algoma.
As reported in the Fortieth Annual Report of this Department, John Knox,
Jr., had, during 1930, installed a mining plant at the Minto property and had
started construction on a 75-ton cyanide mill.
During 1931, prior to the transfer of the option to the present company,
the mill was completed and the old mine workings were dewatered to the first
level. During the rest of the year two stopes were opened on the first level of
the mine. From these, a total of 9,448 tons was produced by open-stoping
methods and treated in the cyanide mill to yield 3,521 ounces of gold.
The mining equipment consists of a 36- by 24-inch divided-drum electric
hoist, which operates a cage and counterbalance; and an air compressor with a
rated capacity of 720 cubic feet. The milling equipment includes a jaw crusher,
a ball mill, 3 Deister double-deck tables, a concentrate-regrind mill, a 30-foot
Dorr thickener, two 18- by 16-foot Dorr agitators, and a 6- by 4-foot American
filter.
Electric power is obtained from the High Falls plant of the New Algoma
District Power Company. A 50 h.p. gasoline engine is installed in the mill as
a standby in case of failure of the electric power.
An average of 31 men was employed during the year, of whom 9 were on
surface, 6 in the mill, and 16 underground. All work was in charge of John
Knox, Jr., with \Mlliam Hocking as mill superintedent and Frank McLennan
as mine captain.
Moffatt-Hall Mines, Limited
The Moffatt-Hall Mines, Limited, has a capitalization of 5,000,000 shares,
par value $1, of which 3,500,000 have been issued. The officers and directors
are: L. R. Moffatt, Carleton Place, president and manager; C. F. Tuer,
Haileybury, secretary-treasurer; F. C. Bidgood, W. S. Hall, C. W. Moore,
and A. C. Thorburn, directors.
The property consists of 534 acres in Lebel township, district of Timiskaming,
adjoining the Bidgood mine on the north. The company holds a 90 per cent.
interest in the issued capital of the Opemiska Copper Mines, Limited, covering
30 claims in the Opemiska Lake area, Quebec. It also retains an option on 19
claims in Bourlamacjue township, Quebec, and in April, 1931, was officially
reported to have staked claims in Louvicourt township, Quebec.
A two-compartment shaft was started on April 15, 1931, on the Lebel
township property and was sunk to a depth of 550 feet. The following table
shows the lateral work done: —
1932
Mines of Ontario in 1931
85
Level
Drifting
Crosscutting
150-foot
feet
400
700
400
100
feet
400
300-foot
300
425-foot
400
550-foot
100
Total
1,600
1,200
The mine closed on March 26, 1932. Hugh Jardine did the work under
contract, supplying labour and equipment. He employed an average of 25 men.
Moss Gold Mines, Limited
The property of this company is situated in Moss township, district of
Thunder Bay, about 14 miles from the Canadian National railway, near
Kashabowie, which is 80 miles west of Port Arthur.
The officers and directors are: N. R. Fisher, president and managing
director; Alistair Fraser, vice-president; James Cooper, secretary-treasurer;
R. Blackburn, C. S. Gzowski, J. D. Paterson, C. G. Greenshields, and R. \V.
Steele, directors. The authorized capital is 4,000,000 shares of SI par value.
The executive offices are at 132 St. James Street, Montreal.
Early in 1931 financial arrangements were completed and underground
work, suspended in 1929, was again resumed. During the year No. 2 shaft
was sunk an additional 375 feet to a total depth of 775 feet. New levels were
opened up at the 500-, 625,- and 750-foot horizons. The lateral work
accomplished was as follows: —
Level Feet
125-foot 49
250-foot 197
375-foot 725
500-foot 175
625-foot 163
750-foot 206
Total 1,515
In addition, three stopes were opened up on the 250-foot level, and five
on the 375-foot level, in preparation for regular production.
The mining plant includes two 150 h.p. boilers, two steam-driven air
compressors, capacity 538 cubic feet per minute, and a double-drum steam
hoist. The latter was purchased from the Sherritt-Gordon mine and installed
at No. 2 shaft early in the year. Shaft-sinking was done by means of a single-drum
air hoist located at the station on the 375-foot level.
In July, 1931, construction was started on a 200-ton cyanide mill to be
operated by electricity generated by a Diesel engine. It was completed and
put in operation early in 1932.
During the year a new road was cut from the mine to the railroad, which
reduced the transport distance from about 26 miles to 14 miles and eliminated
the water sections in the old route. Telephone service has been established
between the mine, Kashabowie, and Port Arthur.
86
Department of Mines
No. 4
An average of 73 men was employed at the mine during 1931, of whom 20
worked underground. In addition, an average of 61 men was employed on
mill construction.
J. G. Harkness was mine superintendent, and F. M. Passow was in charge
of mill construction.
Parkhill Gold Mines, Limited
This company has an authorized capital of 3,000,000 shares of $1 par value.
The officers and directors are: Sir Thomas Tait, president; F. B. Brown,
vice-president; G. S. Andrews, secretary-treasurer; Geo. M. McKee, Geo.
Glendenning, and F. D. Burpee, directors. The head office is at Sault Ste.
Marie, Ont., and the work is under the direction of Canadian Enterprises,
Limited, Keefer Building, Montreal.
The property is located in township 29, range 23, in the Michipicoten area,
district of Algoma. It is connected by a 6-mile road to the Algoma Central
railway at Wawa, a station on the Michipicoten branch line.
During 1931, the shaft, inclined at 40 degrees, was sunk an additional
141 feet, and a third level was opened at 360 feet on the incline.
Development footages and tonnages of ore removed by stoping on the
respective levels were as follows: —
Level
Drifting
Crosscutting
Stoping
120-foot
feet
62
311
998
feet
tons
5,136
240-foot
64
294
3,047
360-foot
2,355
Total
1,371
358
10,538
In March, 1931, construction was started on a cyanide mill having a
capacity of 60 tons per day. This was completed and milling was started on
July 10. The equipment installed consists of a jaw crusher, Marc}' ball mill,
Dorr rake classifier, Wilfley table, four Pachuca tanks. Dorr thickener, clarifier,
Oliver filter, and Crowe vacuum system. The mill is arranged so that the
capacity can be increased to 120 tons per day by the addition of a tube mill.
The ore is picked on belts, before crushing, to raise the grade. To the end of
the year a total of 9,082 tons was milled to yield 3,325 ounces of gold.
A compressor with a capacity of 720 cubic feet was purchased from the
Jubilee mine and installed in August, giving the mine a total compressor
capacity of 1,360 cubic feet per minute.
Two new bunk-houses and a staff-house were built during the year. The
building containing the assay office and refinery burned down and was
reconstructed and equipped.
An average of 63 men was employed during 1931, of whom 25 were on
surface, 27 underground, and 11 in the mill.
E. S. Turner was general manager; J. A. S. Roussac, engineer-manager;
Wm. Hutchings, mill superintendent; and Herbert Light, mine captain.
Porcupine United Gold Mines, Limited
The Porcupine Ignited Gold Mines, Limited, has a capitalization of
$1,000,000 in shares of $1 par value.
1932
Mines of Ontario in 1931
87
The officers and directors are: Bernard N. Hyman, president; Samuel B.
Darlich, secretary; Frederick Grotz, secretary; Roy M. Stanley, director, all
of ButTalo, N.Y. An office is maintained at 330 Wallbridge Building, Buffalo.
The head office is at Timmins, Ont.
The mine and mill in Tisdale township, district of Timiskaming, were
operated for the first two months of 1931, with a small production. Underground
work consisted mainly of pulling broken ore from the stope. No development
work was done.
A crew of 24 men was employed during operation. J. D. Tolman was
manager.
Shaw Porcupine Gold Mines, Limited
The property owned by this company consists of 6 claims along the boundary
line between Shaw and Carman townships in the district of Cochrane.
During the year a small steam plant was placed on the property. The
following underground work w^as done: shaft-sinking, 143 feet; development
work on the 125-foot level, 350 feet. Camp buildings to accommodate a crew
of 50 men were erected.
Twenty-eight men were employed under the management of Albert
O'Connor, managing director, 221 Douglas Building, Windsor, Ont.
\\'ork was stopped in the fall of 1931.
Sylvanite Gold Mines, Limited
Syhanite Gold Mines, Limited, has an authorized capital of 3,300,000
shares of $1 par value. The officers and directors of the company are: Edward
L. Koons, president; William L. Marcy, vice-president; Clark L. Ingham,
treasurer; Welles V. Moot, managing director; Alfred H. Sharpe and Harry
Yates, directors. W. S. Walton is secretary, with offices at 603 Royal Bank
Building, Toronto. The head office is at Kirkland Lake, Ont. C. E. Rodgers
is general manager, with a working force of 200 men. The property is situated
in the township of Teck, district of Timiskaming.
The general manager's report for the fiscal year ending March 31, 1932,
is as follows: —
Production
Bullion was produced, including the exchange premium, to the value of $948,926.13, and gave
a per ton recovery of $10.07. Tonnage milled was 94,276, or at the daily rate of 257.5. The
mill ran 97.5 per cent, of possible time, thus representing 264.2 tons per day on the basis of 100
per cent, operation. Compared with last year and the year previous, the actual increase in tons
treated was 11,242 and 18,868, respectively. One important factor directly affecting 1931-32
increase is the loss of only 2.5 per cent, operating time, a particularly favourable condition at
a mill of this capacity and with single-unit grinding.
Below is shown comparative tonnage and production figures covering four years of
operation: —
Tons Milled and Ye.\rly Production for Fiscal Years Ending March 31
Year
Tons
Production
Average
recovery
1929
1930
1931.
1932. . . .7
70,833
75,408
83,034
94,276
$737,573.12
690,400.14
837,013.97
948,926.13
$10.41
9.16
10.08
10.07
88
Department of Mines
No. 4
Mining
Breaking of ore in stopes amounted to 80,678 tons. An additional 27,417 tons of ore resulted
from development, making a total of 108,095 tons. Total waste broken was 22,937 tons; of
this, 12,323 tons came from development and 10,614 from shaft-sinking operations. Waste
disposal figures were: tons hoisted to surface, 6,568; hoisted to various levels for backfill, 12,712;
trammed directly for backfill, 3,657. Ore and waste broken during the year totalled 131,032 tons.
Broken Ore Estimate. — Total tonnage of broken ore estimated as at March 31, 1932, was
88,072 tons. This consisted of 81,544 tons in stopes and 6,528 tons at surface on the ore dump.
Development and Exploration
Comparative figures covering a three-year period and the total from beginning of operations,
are shown below: — •
Class of work
Year ending
March 31, 1932
Year ending
March 31, 1931
Year ending
March 31, 1930
Total from
beginning of
operations to
March 31, 1932
Drifting
feet
4,225.5
1,638
1,128
712.5
1,163
192
695.5
feet
5,911.5
2,506.5
1,232.5
325.5
702.5
591.5
586
feet
4,121
1,951
488
711
1,228
827
1,480
feet
28,325
Crosscutting
15,589.5
Raising
6,339.5
Sublevel driftmg .
3,187
Box-hole raising
4,684.5
Box-hole pillar drifting
Shaft-sinking
1,925 5
5,042
Total
9,754.5
11,856
10,806
65,093
Diamond-drilling
4,674
cu. ft.
37,359
5,910
cu. ft.
22,768
13,998
cu. ft.
24,534
42,416
Shaft stations and sump exca-
vations
cu. ft.
180,268
No. 2 Shaft Area. — This shaft was deepened 695.5 feet, or from 2,334.5 to 3,030 feet. In
connection with this work, 37,359 cubic feet of station and sump excavation was also done. At
the year end, preparation for crosscutting to the main soath vein on the 2,500- and 3,000-foot
levels was practically completed.
Encouraging results were obtained from exploration on this vein south of the shaft on several
levels down to and including the 1,750-foot horizon. This included the stoping of a substantial
tonnage.
North of the shaft and east of the major fault, exploration was extended by diamond-drilling
on the 500-foot level and by diamond-drilling and crosscutting at 1,000 feet, where several veins
were thus indicated, some of which appear to offer good ore possibilities. Drifting on ore was
also done to some extent at the latter horizon. This promising section of the propertyhas not
yet been extensively explored but is now receiving greater attention because of success! ul
development of ore on the adjoining claim. The area is large, having an average east-west length
of about 900 feet. Further, potential possibilities seem to fully warrant continued investigation.
The percentage of mill feed drawn from this No. 2 shaft part of the mine for the year was 28.8.
No. 4 Shaft Section. — Satisfactory development work was carrieil on here. Numerous drifts
were further extended and additions to known ore bodies were thus disclosed. More intensive
exploration also proved the extension of certain branch veins as well as some parallel veins. As
a whole, both tonnage and grade were well maintained for the year. In fact, upper level work
yielded higher than the average grade heretofore mined horn this part of the property. Further,
It is confidentially expected that the area will respond favourably to continued development.
About 71.2 per cent, of the tonnage milled for the year came from No. 4 shaft section.
However, notwithstanding this fact, broken ore reserves for the period were increased.
Diamond-Drilling. — Continuance of this type of exploration proved decidedly helpful,
and the total footage drilled amounted to 4,674. Even greater use than formerly was made of
exploring by this means from stopes, raises, sublevels, etc. At the end of the iieriod covered by
this report, diamond-drilling was about to commence from 3,000 feet in depth.
1932
Mines of Ontario in 1931
89
Operating Costs
The following comparison covers a 4-year period. —
Total
cost
Cost per ton
Ore
milled
Ore
broken
Total ore
and waste
1929:
Development and exploration
Mining
$170,695.21
234,177.27
94,025.89
74,584.91
$2,410
3.306
1.327
1.053
$1,896
2.601
1.044
.828
$1,604
2.199
Milling
.883
General and administrative charges
.701
Total
$573,483.28
$8,096
$6,369
$5,387
1930:
Development and e.\ploration
$206,426.48
236,501.18
100,570.17
50,176.06
19,756.45
$2,738
3.136
1.334
.665
.262
$2,412
2.763
1.175
.586
.231
$1,789
Alining
2.049
Milling
.872
General charges
Administrative charges
.435
.171
Total
$613,430.34
$8,135
$7,167
$5,316
1931:
De\elopment and exploration
$212,792.08
267,376.14
106,575.54
34,187.94
21,213.75
$2 . 563
3.220
1.283
.412
.255
$2 . 293
2.882
1.149
.368
.229
$1,793
Alining
2,253
Milling
.898
General charges
.288
Administrative charges
.179
Total
$642,145.45
$7,733
$6,921
$5,411
1932:
Development and exploration
$184,936.28
285,365.41
112,630.68
49,478.61
24,594.16
$1,962
3.026
1.194
.525
.261
$1,711
2.640
1.042
.458
.227
$1,411
Alining
2.178
Alilling
General charges
Administrative charges
.859
.378
.188
Total
$657,005.14
$6,968
$6,078
$5,014
Summary
Alining operations were conducted over a wide extent. This included both Nos. 2 and 4
shaft areas, and the broken ore position was improved during the year. The respective ore
lengths exposed, in proportion to total drifting done in the two sections, were: No. 2 shatt, 700
in 2,209 feet; No. 4 shaft, 940 in 2,016 feet. This corresponds to 31.8 and 46.8 per cent, of the
total drift footage.
Lateral exploration from No. 2 shaft at the newly available levels of 2,500 and 3,000 feet
has just begun. Favourable rock formation and structural features are known to exist here,
but the work cannot be carried to any reasonably conclusive stage for a period of several months.
Meanwhile, judging from the depth development records of the Kirkland Lake camp in general,
at say 3,000 feet, and the adjoining property to the west in particular, the 3'ear just beginning
should pro\e one of the most interesting and important in the history of your mine.
Tashota Gold Mines, Limited
The authorized capital of this company was increased during 1929 from
2,000,000 shares to 4,000,000 shares of $\ par value.
The officers of the company are as follows: H. H. Vaughan, president;
F. C. Shorey, vice-president; P. W. Ogden, secretary-treasurer. The directors
90
Department of Mines
No. 4
are: Thos. Arnold, R. M. Davy, and J. Bonsall Porter, Montreal; E. R. Read
and L. Soliaque, Toronto.
The property held by the Tashota Gold Mines, Limited, consists of 8
claims in the Tashota area, district of Thunder Bay, and 21 claims in the Boston
Creek area, McElroy township, district of Timiskaming.
The mine in the Tashota area was idle from March, 1930, to September,
1931, when work was again resumed. Some 140 feet of drifting was done up
to the end of the year. Work ceased on March 5, 1932. An average of 10 men
was employed during the period of operation.
A total of 1,700 feet of lateral work has been done on two levels, and about
5,000 feet of diamond-drilling from surface and underground.
An average of 10 men was emplo\'ed during the period of operation. \\'. A.
Coughlin was manager.
Teck-Hughes Gold Mines, Limited
Teck-Hughes Gold Mines, Limited, has an issued capital of 4,467,144
shares of Si par value. The officers and directors of the company are: Albert
W. Johnston, president; George C. Miller, secretary; Wm. C. Himrod, treasurer;
K. P. Emmons, assistant treasurer; Robert W. Pomeroy, J. F. Thompson,
Conrad E. W'ettlaufer, and W. W. Reilley, directors. D. L. H. Forbes is general
manager, and 794 men are employed at the mine in Teck township.
The report of the general manager for the fiscal year ending August 31,
1931, is as follows: —
During this period, 396,200 tons of ore were treated. Bullion amounting to $5, 973, 120. 2o,
or $15.08 per ton, was recovered. The value of this bullion is the equivalent of 288,949.75 fine
ounces of gold. The gross revenue was $6,049,830.40, or $15.27 per ton. Including the sum of
$286,322.99 charged for depreciation on buildings and fixed plant, the total operating cost was
$2,399,871.57, or $6.06 per ton. After making a provision of $338,367.81 for taxes, the surplus
was $3,311,591.02, out of which dividends amounting to $2,876,786.40 were paid and $33,884.61
was set aside as provision for extra federal income tax for 1930 due to retroactive increase in rate.
Following is an analysis of operating costs: —
Total cost
Cost per ton
of ore treated
Cost per ounce
of gold produced
Development and exploration
$465,557.89
959,866.60
450,967.01
237,157.08
286,322.99
$1.18
2.42
1.14
.60
.72
$1,611
Mining
3 322
Milling
1 561
General expense
Depreciation
.820
.991
Total
$2,399,871.57
$6.06
$8 . 305
From the above it will be noted that the total cost of i:)roducing an ounce of gold was slightly
reduced from $8,342 in the previous fiscal year to $8,305.
New construction work charged to capital account absorbed $533,659.05, most of which
was spent on surface plant and mill enlargement. The increased mill ca])acit\- became elTecti\e
before the end of March, and by May 1 operation was jjiaced on a scale of 1,300 tons per da>'.
From May onward, construction work was jirincipalK' in the nature of ])r()\iding the necessarj'
facilities for the second stage of deei^ mining that is planned to carr\- mine workings downward
from the 30th to the 55th level, or 6,730-foot depth.
The sinking of South shaft was completed in October, 1930, at a depth of 3,691 feet below
its collar. By the end of December, the .SOth level had been connected by crosscut from Central
shaft extension winze to South shaft. While proceeding with the de\elopment of the fi\e new-
levels that had been started from Central shaft extension winze below the 25th level, the 29th
level alscj was connected b>' crosscut to the South shaft. A three-compartment inclined winze
and hoist-room were then started in the footwall of the ore zone at the 29th le\el, this winze
being designed to ser\e for the development of le\els at 125-foot iiiterxals below the 30lh, as well
1932
Mines of Ontario in 1931
91
as for safety and mine \entilation. Simultaneously with the commencement of this No. 2 or
inclined winze, work on a four-compartment extension of South shaft was begun at the 29th
and 30th le\els, together with the necessar\- skip-dumping chambers, waste and ore-pass raises,
airway connection to South shaft airway, and room for the large hoisting equipment designed for
sinking to the 55th and then for hoisting rock in fi\e-ton skips from main haulage levels spaced
at 625-foot interxals below the 30th level.
By the end of August, the No. 2 winze had been completed to the 30th level, and sinking
below the 30th was well under way; while South shaft extension and its hoisting equipment
were brought to about 80 per cent, of completion, to the point of commencing shaft-sinking
below the 30th level.
Classifierl unrler the usual headings the year's de\elopment work was as follows: —
Feet
Drifting 11,220
Crosscutting 3,504.3
Raising 4,649 . 3
Winzing 297 , 5
Shaft-sinking 313 . 6
Total development 19,984 . 7
Diamond-drill exploration amounted to 11,618.8 feet. Ore produced from de\ elopnient
amounted to 38,956 tons.
The new and old mills have now been consolidated and are operated in four units, ot which
the No. 4 unit is linked with the grinding and treatment equipment of the old mill. The per
cent, recover}- now obtained in No. 4 unit is the same as that of the other three units that are
composed entirely of new mill equipment.
New ore was found on the 9th and 10th levels, which continued to yield a small tonnage
of fair grade. New ore was found also on the 17th, as well as on all levels from the 19th to the
30th. The development results so far obtained on the 26th, 27th, and 28th levels have been
under the average in both tonnage and grade, but all the other new levels responded well to
development.
The technical estimate of the "positive ore" reserve at September 1 is as tollows: —
Tons
Gross value
Average grade
Broken ore
Blocked ore
313,691
331,693
$4,521,442.00
4,694,651.00
$14.41
14.15
Total
645,384
$9,216,093.00
$14.28
Toburn Gold Mines, Limited
In January, 1931, the Premier Gold Mining Company, Limited, took o\er
the option held by the Bunker Hill Extension Mines, Limited, on the Tough-Oakes
Burnside property in the township of Teck, district of Timiskaming. lender
the arrangement a company called the Toburn Gold Mines, Limited, has been
formed with a capitalization of 2,000,000 shares of $1 par value. The officers
and directors of the Toburn Gold Mines, Limited, are: H. A. Guess, president;
G. A. Brockington, secretary-treasurer; R. F. Goodwin, M.P. \'an Der \'oort,
Walter J. Boland, directors.
The mine was in operation throughout 1931. Development work consisted
of 7,897 feet of crosscutting and 1,000 feet of drifting. The mill is being made
ready for operation in August, 1932.
M. W. Hotchkin is manager, employing 60 men.
Vipond Consolidated Mines, Limited
The authorized capital of this company is $2,500,000, divided into shares
of $1 par value, of which 2,250,000 are issued.
The officers of the company are: R. Home Smith, president; John H. Black,
vice-president; J. Ingram, secretary. The directors are: John H. Black, R.
Home Smith, A. Dorfman, Toronto; W. H. Stafford, Almonte, Ont.; R. T.
92
Department of Mines
No. 4
Shillington, Haileybury, Ont.; F. H. Hamilton, E. Turk, London, Eng.
Robert E. Dye is manager.
The head office of the company is located at Suite 1206, Star Building,
80 King Street West, Toronto. The mine office is at Timmins.
The company owns 320 acres in mining claims and controls 889,612 shares
of the 1,150,000 issued in the Inspiration property (3 claims), both this and
the \'ipond holdings proper lying in the southwest portion of the township of
Tisdale, district of Cochrane. Together with these, the \'ipond company has
a three-quarter interest in the Ridgeley claims (6 in number), lying immediately
east of the Coniaurum.
The following summary of company operations is taken from the report
of the directors in the ninth annual report for the year ending July 31, 1931 : —
Your mine and mill were in continuous operation during the year and produced bullion
to the value of $712,856.46, representing a recovery of $6.64 per ton from 107,290 tons milled.
The cost of production amounted to $619,321.20, or $5.77 per ton milled, as against $4.80 per
ton in the previous year.
The operating profit for the year under re\"ie\v, before allowing for depreciation and writing
off other charges, amounted to $133,896.90, as against $385,974.35 during the pre\ious year.
The net current assets of your company, not including the shares of Huronian Mining and P'inance
Company, Limited, amounted to $821,404.10, as against $723,734.09 in the previous year.
The following is the report of the manager for the year ending July 31,
1931:-
Results of Development
During the year the main shaft was deepened from the 1,200-foot level to the 1,450-foot
level in order to explore, at greater depth, areas which have proved productive at horizons abo%'e.
To accomplish this, a crosscut was driven 700 feet west from the shaft and another crosscut was
driven 700 feet east from the shaft at the 1,450-foot level. The object of the westerly crosscut
was to reach the downward continuation of the Porcupine Crown vein and to provide a means
of generally exploring the eastern contact of the Porcupine Crown porphyry at depth. The
object of the easterly crosscut was to reach the No. 9 break, which was to be explored for the
downward continuation of ore deposits previously found along it. Drifting is now under way
northwesterly- and southeasterly along No. 9 break.
At the date of writing this report, the westerly workings had reached the southerly extension
of the Porcupine Crown vein system. In the easterly workings, however, the northwesterly drift
heading is still 150 feet from the northern zone and the southeasterly drift heading is 100 feet
from the southeastern zone on No. 9 break.
While it was hoped that the deep exploration programme could l)e achanced to a definite
issue in time for the annual report, the necessary work could not be completed by this date. It
is expected that full information on this important development work will be available at the
annual meeting, November 24.
In addition to the above, work on the southern portion of the 5-8 system has encounteretl
new ore on the 500-foot and 600-foot levels, but its importance has not as yet been determined.
Summary of Underground Operations
During the fiscal year ended July 31, 1931, the following development work was done: —
Operation
Drifting and crosscutting
Raising
Diamond-drilling
Shaft -sinking
Stat ion -cut ting
Feet
10,605
1,208
30,649
252
cu. ft.
8,196
Total cost
5115,902.87
16,465 33
39,859.30
24,380.96
2,885.49
Cost per foot
$10.93
13 63
1 30
96 75
.35
The Mill
The mill operated contiiuioush' during the year, and abi)re\iated statistics are as follows: —
Tons milled 107,290
Average value per ton $7 53
Cross value 808,128 21
Bullion recovered 712,856 46
Average running time per cent. 96 31
1932
Mines of Ontario in 1931
93
Production
From bullion produced during the year $712,856.46
From bullion produced during former years 5,381,728.29
Total $6,094,584.75
The above figures do not include bullion produced by the Porcupine Crown (approximately
571,816) before the property was acquired by this company.
Cost of Production
Total cost
Cost per ton
Development
Ore extraction
Crushmg, conve\'ing, milling and refining
$199,493.95
189,170.50
131,315.19
4,907.49
68,166.51
26,267.56
$1.86
1.76
1.22
Shipping and marketing bullion
Administrative and general expenses
Insurance, municipal, and production taxes
.05
.64
.24
Total
$619,321.20
$5.77
The extensive development programme conducted during the year is reflected in the unit
costs, which increased $0.97 per ton from $4.80 per ton during the previous year to $5.77 for the
year just completed.
Wright-Hargreaves Mines, Limited
Wright-Hargreaves Mines, Limited, has an authorized capital of 5,500,000
shares of no par value. The officers and directors are: Oliver Cabana, Jr.,
president; W. H. Wright, vice-president; Gerard F. Miller, treasurer; Edwin
Lang Miller, secretary and managing director; James Y. Murdoch and Oliver
G. Donaldson, directors.
M. \V. Summerhayes is general manager, and 655 men are employed. The
report of the general manager for the year 1931 is as follows: — •
During this period 266,352 tons of ore were treated in the mill, producing bullion to the
value of $2,912,308.58. This is a recovery of $10.93 per ton milled.
Analysis of Operating Costs
Total
Cost per ton
milled
De\"elopment and exploration
$531,451.35
177,795.75
$1,995
Less: Excess of tons developed to tons milled
.667
Development cost
$353,655.60
543,861.14
233,191.74
310,506.27
18,733.61
16,090.62
5,581.17
149,721.28
64,831.30
$1,328
Stoping ■
2.041
Transporting ore (hoisting, etc.)
.875
Milling charges
Marketing bullion
1.165
.070
New road construction and general surface
Stock transfer and registrar charges
General and undistributed charges (storehouse, maintain,
misc. mine buildings, administration and management,
property taxes, insurance, interest and exchange, legal
expenses, miscellaneous)
Depreciation plant and equipment
.060
.020
.562
.243
Total
$1,696,172.73
$6,364
94
Department of Mines
No. 4
vSUMMARY OF DEVELOPMENT AND EXPLORATION
December 31, 1931
Drifting
Shaft-
sinking
Cross-
cutting
Raising
Total
footage
Diamond-
drilling
Excava-
tion
December 31, 1930. .
Fiscal year
feet
79,296
16,017
feet
5,026
900
feet
18,747
10,587
feet
3,064
1,928
106,133
29,522
feet
48,946
12,029
cu. ft.
55,538
81,339
December 31, 1931..
95,313
6,016
29,334
4,992
135,655
60,975
136,877
Production Record, 1921-1930
Year
Tons
milled
\'alue
per ton
Gross
value
Recovery
per ton
Bullion
produced
Dividends
1921 (8 months)
36,081
66,181
79,242
84,487
147,939
153,392
209,164
256,331
188,238
220,430
266,352
$13.96
12.49
10.48
14.16
14.49
15.66
11.77
8.36
10.29
12.20
11.73
$503,302
827,447
830,992
1,194,217
2,148,554
2,400,795
2,455,460
2,144,002
1,938,552
2,687,828
3,124,533
$13.00
11.52
9.52
12.89
12.93
14.02
10.51
7.20
9.25
11.03
10.93
$468,665
762,752
754,978
1,088.725
1,913,401
2,150,844
2,151,916
1,845,923
1,741,872
2,431,896
2,912,308
1922
1923
1924
$412,500
206,250
206,250
1925
550,000
1926
893,750
1927
1928
1.237,500
825,000
1929
1930
1931
825,000
Total
1,707,837
$11.86
$20,255,682
$10.67
$18,223,280
$5,156,250
Milling Statistics
January 1 to December 31, 1931
Ore milled tons 266.352
Average value per ton $11 . 73
Gross value $3,124,532.48
Loss in tailings 214,696. 12
Net value recovery (mine assays) $2,909,836 36
Average tons per day milled 729 . 7
Per cent, cf possible running time 97 . 74
Tons 100 per cent, running time 750
Solution precipitated tons 56,122
Solution precipitated per ton of ore tons 2 . 1
\'alue per ton in tailings $0 . 80
Per cent, extraction 93.09
Cyanide consumed per ton of ore (K.C.N.) lbs. .388
Zinc consumed per ton of ore ounces . 995
Zinc consumed per ton of solution ounces .472
Lime consumed per ton of ore lbs. 3 . 19
Average value of pregnant solution $5 . 189
A\erage h.p. consumed per day 1,416
Average h.p. consumed per ton of ore 1.927
Power cost per h.p. consumed $62 . 70
Ore Reserves Estimate
Tons
Grade
X'alue
On hand January 1, 1931
619,605
400,257
$11.83
11.39
$7,334,604
Developed in 193 1
4.557.991
Milled in 1931
1,019,862
266,352
$11.66
U 70
$11,892,595
3.116.044
Ore reserves December 31, 1931
753,510
$11.65
$8,776,551
1932 Mines of Ontario in 1931 95
Additions to Plant, Buildings, and Equipment, 1931
New coarse crushing plant $135,150
Steel headframe and ore bin No. 3 shaft 38,848
New dry and mine offices 59,173
Shops and equipment (2 compressors, auxiliary plant, etc.) . 54,219
Mill and equipment, including pilot plant 40,725
General buildings 26,265
Hoisting equipment and buildings 21,676
.Substation and equipment No. 3 shaft 4,073
General surface 15,928
l^nrlerground equipment 57,160
New Central shaft No. 4:
Headframe 18,818
Hoist-house (temporary) 4,837
Hoist and electric equipment (temporary) 11,884
Permanent hoist-house 6,624
Substation 7,518
Total $502,898
Development
De\elopments during the year continued to be satisfactory. Some 400,000 tons of ore were
developed, having an average grade of $11.39 per ton. After deducting 266,352 tons milled,
there were 134,000 tons added to our ore reserves.
Some 16,017 feet of drifting was done. Of this, 7,958 feet, or 49 per cent., was on ore.
The most important feature of the development work during the year was the cutting of
the "C" vein, a part of the South vein series lying south of the old South vein. This was first
encountered while sinking the No. 3 shaft below the 2,700-foot horizon.
At about 2,800 feet this vein left the shaft on the south side. However, it has been picked
up and developed on all the five lowest levels, producing good lengths of commercial ore on each.
Also, of equal importance, has been the cutting of commercial ore on our North vein series
at the lower levels, with the exception of the 2,700-foot level. Here the crosscut happened to be
at the horizon where the vein was displaced by a strike fault.
We still continue to find ore on the upper levels. Some 2,539 lineal feet of ore were developed
between the 400- and the 1,375-foot levels. Also, 2,585 lineal feet were developed between
the 1,500- and the 2,250-foot levels.
On the five lower levels, 1,110.5 feet were developed on the 2,400-foot level; 547.5 feet on
the 2,550-foot level; 438.5 feet on the 2,700-foot level; 411 feet on the 2,850-foot level, and 326.5
feet on the 3,000-foot level.
Shaft-sinking
No. 3 shaft was deepened to 3,123 feet, or an advance of 689.5 feet during the year.
Due to the increasing scale of operations, together with the probability of carrying them to
much greater depths, it was decided to sink a new Central shaft. No. 1 shaft, which now services
the mine, is overcongested, having only one small cageway, and would not now handle the
increaserl operations.
Preliminary work on this shaft was started late in July, soon after the sinking campaign at
No. 3 shaft was finished. Several buildings that were too close to the site selected for the shaft
were moved and the surface at this point was levelled ofi". Following the completion of a permanent
headframe and installation of a double-drum hoist, sinking was commenced and at the end of
the year this shaft was 300.5 feet deep.
Milling
During 1930 the mill was gradually brought up to its old capacity of 700 tons per day. In
1931, with some further minor changes and the new coarse crushing plant recently installed,
the mill capacity has been brought up to a maximum of 800 tons per day.
Early in the year now being reviewed, it was decided to replace the old coarse crushing plant.
Excavations for this were started in May. This construction was somewhat slow as it was found
necessary to build around the old plant without interfering with its continued operation. This
was successfully carried out, and the new plant was put Into operation November 10.
While the grade of ore treated in 1931 was 51 cents per ton less than in 1930, the actual yield
per ton was only 16 cents less, showing a much improved metallurgical result in milling. _ It
is anticipated that further improvements will be indicated by a pilot mill which is now being
put into operation.
Costs
It mav be noted that the development charges, after deducting the excess tons developed,
amount to' $353,655.00, or $1.32 per ton milled. Of this amount, some $82,000.00 represents
shaft-sinking, ore pockets, etc., or 31 cents per ton milled.
96 Department of Mines No. 4
Milling costs during 1931 were somewhat higher, clue largely to heavy replacements of
obsolete equipment, as well as a great deal of delayed maintenance, all of which were absorbed
into operating costs.
General
The improved prospects for a larger tonnage and greater depth developments made it
necessary to figure on faster hoisting with larger skips at No. 3 shaft. To be able to do this safely
and efficiently, a new steel head gear and larger hoist were necessary. The steel head gear was
erected at the same time as the new coarse crushing plant and forms an integral part of the same,
including a 450-ton ore bin ahead of the crushers.
A further improvement at the mine was the building of a modern dry and mines office building.
This was put into ser\ice December 1.
GRAPHITE
Black Donald Graphite Company, Limited
Owing to adverse market conditions this company has accumulated
considerable stocks of the various grades of graphite. Because of this surplus
stock, the mine only operated from January to April, 1931. During this period
596 tons of ore were mined and 924 tons were milled.
The pumps have continued to work and the mine is being kept in condition
for resumption of operations at any time ore is required.
R. F. Bunting, Calabogie, is manager. R.A. Telfer, Calabogie, is secretary
of the company.
GYPSUM
Canadian Gypsum Company, Limited
The Canadian Gypsum Company, Limited, has a capitalization of $300,000,
in shares of $1 par value. The ofificers and directors of the company are: S. L.
Avery, president; R. G. Bear, secretary-treasurer; O. M. Knode, C. F. Henning,
and J. F. MacLeish, all of Chicago, directors. The head office is at 1221 Bay
Street, Toronto. The head office officials are: B. S. Barns, agent and
comptroller, and F. B. Gibbs, manager.
The company operates a gypsum mine be^^ween Willow Gro\"e and
Hagersville, in Oneida township, Haldimand county. The plant, which was
erected during 1931, consists of a rock reduction mill and gypsum wall board
and block manufacturing buildings. During the erection of the plant about
150 men were employed on construction work.
Production commenced in October, 1931, and during the balance .of the
year 2,430 tons of gypsum were mined and converted into finished products.
The three-entry room-and-pillar system of mining is used.
W. E. Allen is superintendent of the plant, and 45 men are employed.
The plant office address is Hespeler, Ont. The company also operates a quarry
at Guelph, and one at Windsor, N.S.
Gypsum, Lime and Alabastine, Canada, Limited
The (jypsum. Lime and Alabastine, Canada, Limited, operated the mines and
mills at Caledonia, Seneca township, and L>'lhmore, Oneida township, Haldimand
county, during the entire year. L. \'. Robinson is general superintendent. The
head office is at Paris, Ont.
At Caledonia 48,606 tons of rock were hoisted. j. 1). Iverr was
superintendent, empl()>ing an a\erage of 43 men.
1932 Mines of Ontario in 1931 97
At Lythmore the three-entry room-and-pillar system was continued.
There were mined 9,540 tons of rock. Joseph Mark was superintendent,
employing an average of 2)1 men.
In addition to the Caledonia and Lythmore mines, the company operates
gypsum plants at Montreal, \Mnnipeg, \'ancouver, and Calgary.
Lime plants are situated at Beachville, Fllora, Hespeler, Milton, Limehouse,
and Puslinch, Ont., and at St. Mark and Joliette, Que.
Quarries are operated at Mabou, N.S., Gypsumville, Man., and Salmon
River, B.C. The alabastine plant is at Paris, Ont.
LEAD
Kingdon Mining, Smelting and Manufacturing Company, Limited
This company operated its lead mine near Galetta, in Fitzroy township,
Carleton countv, for four and a half months during 193L All work ceased on
May 15.
During this period of operation a total of 17,251 tons of ore was hoisted,
all of which was obtained from stopes on the 1,400-foot level. No underground
development work was undertaken. The smelter was operated intermittently
until the suspension of operations.
An average of 74 men was employed, distributed as follows: underground,
^^\ mill, 8; smelter, 5; and surface, 6. R. R. Rose was mine superintendent,
and J. L'. MacEwan was smelter superintendent.
LEAD AND ZINC
Lake Geneva Mining Company, Limited
During 1931 the Lake Geneva Mining Company, Limited, erected a 100-ton
mill on its property in Hess township, district of Sudbury, thus completing the
option agreement between this company and the original owners. Neither the
mine nor the mill was operated during the year.
The officers and directors are: J. J. McFadden, president; T. W. Lawson,
vice-president; N. A. Timmins, J. H. Collins, and G. L. Babson, directors; W. L.
Paterson, secretary-treasurer. The head office is at 1108 Dominion Square
Building, Montreal.
LIGNITE
Ontario Department of Mines
The Department of Mines continued the development of the Onakawana
lignite field in the Moose River basin during the year 1931.
A two-compartment shaft was sunk to a depth of 150 feet and small stations
were cut, one at the 100-foot level and one 4 feet from the bottom of the seam.
On the 100-foot level drifts were run 254 feet south and 325 feet northeast.
Drifting on the bottom level extended 308 feet southwest and 389 feet
northwest. About 1,200 tons of lignite were hoisted.
Laige-sized samples for com.mercial tests were taken, and 120 tons were
packed in air-tight steel barrels and shipped to Germany under the direction
of the Ontario Research Foundation. Cyril Tasker, fuel technician, of the
98 Department of Mines No. 4
Foundation staff, super\ ised the beneficiation tests that were made on these
samples in Germany and Czecho-Slovakia.
Operations at the mine were under the direction of W. F. Fancy. About
20 men weie employed.
NICKEL AND COPPER
Falconbridge Nickel Mines, Limited
The officers and directors of this company are: Thayer Lindsley, president;
Halstead Lindsley and J. Gordon Haidy, vice-presidents; N. F. Parkinson,
secretary-treasurer; W. S. Morlock, director. The authorized capital is 5.000,000
shares of no par value. The head office is at 100 Adelaide Street \A'est, Toronto.
The following information is extracted from the annual report of the
company covering the year ending December 31, 1931.
Mine Development
Combined development footages completed on all levels during the period under review are
distributed as follows: —
Drifting and crosscutting, including slashing feet 993
Raising feet 257
Box-holes 41
Station-cutting cu. ft. 3,112
Of the total 993 feet of drifting and crosscutting recorded, 520 feet was driven west along
the ore zone on the 350-foot horizon. This work indicated quite good widths of ore, particularly
in the area opened up by the final 250 feet of drifting. The grade was found to be somewhat
better than the average mine run, over an approximate average width of 40 feet.
Since our ore reserses are ample, 1931 development work was stricth- limited and mainly
consisted of the westerly extension of the 350-foot level. Here a new ore shoot is in the making,
outside of the 1930 limits, of more than average grade and of good width. Within the above
1930 limits, however, a large amount of opening up was performed, the principal items being:
a communication raise from the 1,000-foot level (present bottom of the mine) taken up to the
750-foot level, where connection was made with the main shaft; a station put in hand on the
500-foot level; and an incline shaft started from surface through which to pass gravel for
stope-filling.
Diamond-drilling
The total diamond-drilling footage amounted to 3,154 feet, of which 2,114 feet was
test-drilling for the purpose of defining ore widths throughout the working area. The balance
of 1,040 feet was drilled north across the ore body from the 500- and 750-foot stations in order
to determine ore widths between our present working le\els. A cross-section of this drilling shows
an average width of 31 ieet between the 350- and 1,000-foot lexels, the grade of same approximating
average mine run.
Ore Reserves
It having become apparent that considerable disseminated ore would enter the profitable
column provided that a concentrator was available, our reserves were recast accordingly. In
these figures, all the ground embraced in last year's estimate was included, plus new tonnage
developed during 1931 on the west end of our workings, amounting to 263,626 tons, and less
the ore extracted during 1931. The figures as of December 31, 1931, then, are Ifll^.^Sl tons,
averaging 2.31 per cent, nickel and 0.94 per cent, copper.
Mining
The following table sets forth the result of mining activities during the year: —
Tons
Balance broken ore in stopes, December 31, 1930 64,074
Broken during 1931 194,054
Total 258,128
Less: hoisted during 1931 133,721
Broken ore reserves, December 31, 1931 124,407
1932
Mines of Ontario in 1931
99
The ore production of 133,721 tons was maintained from within the limits of the blocks shown
in 1930 work to the extent of 35 per cent, from above the 225-foot level, 44 per cent, from the
stopes above the 350-foot level, and 16 per cent, from the 1,000-foot level stopes. ' The remaining
5 per cent, came from development outside those limits, largely from the 350 west drivage. The
grade was held at 2.453 per cent, nickel and 1.007 per cent, copper, after picking out 17.8 per
cent, of high-silica material uneconomical for direct smelting, but which is stockpiled for mill feed
when we install a concentrator.
Smelting
We suffer in continuity of operation at the smelter by its being a one-unit plant and having
to shut down when necessary repairs have to be made to the blast furnace. Lost time in this
connection was e.xceeded by breakdown of our converter-blowing equipment, so that in all the
plant lost practically a month out of the >'ear. Pressing production beyond normal capacity
when operating won some of this back, and 109,520 tons were smelted at an average rate of 326
tons per operating day. There was a gradual improvement in operating results during the year,
and it is believed that the limits for the present equipment have now been reached, both as to
capacity and costs.
The smelter was in operation a total of 336 days, or 91.34 per cent, of the total possible
operating time. Results tabulate as follows: —
Metals recovered tons
IMetals per ton in ore lbs.
IMetals recovered per ton ore lbs.
Metallurgical losses lbs.
Nickel
2,569.4
49.06
46.23
2.83
Copper
1,033.5
20.15
18.64
1.51
Of the total of 4,363.2 short tons of matte produced, 4,276.8 tons were shipped to your
company's refinery at Kristiansand, Norway.
During 1931 an average of 246 men was employed, of whom 72 were
employed underground.
Ernest Craig is superintedent; J. R. Gill, smelter superintendent; and
R. Oliver, mine engineer.
International Nickel Company of Canada, Limited
The officers of this company are: Charles Hayden, chairman of the board;
Robert C. Stanley, president; John F. Thompson, \ice-president; Paul D.
Merica and John C. Nicholls, assistants to the president; James L. Ashley,
secretary-treasurer.
The directors whose term expires in 1932 are: E. W. Beatty, Montreal,
Que.; John P. Bickell, Toronto; \Vm. E. Corey and \Vm. N. Cromwell, New
York; D. Owen Evans, Sir Harry McGowan, Rt. Hon. Lord Melchett, and
Robert L. Alond, London, England; Wm. J. Hutchinson and Seward Prosser,
Englewood, N.J.; Wm. \V. Mein, San Francisco, Cal.; Thomas Morrison and
Grant B. Shipley, Pittsburgh, Pa.
The directors whose term expires in 1933 are: J. \V. McConnell, Montreal,
Que.; Britton Osier, Toronto; J. A. Richardson, Winnipeg, Man.; Rt. Hon.
Lord Weir, Glasgow, Scotland; James L. Ashley, John F. Dulles, Charles Hayden,
Robert C. Stanley, Andrew \^ Stout, John F. Thompson, New York, N.Y. ;
Wm. T. Graham, Greenwich, Conn., Reg. Halladay, Cresskill, N.J.
This company and subsidiary companies operate hydro-electric power
plants at High Falls, Big Eddy, Wabageshik, and Nairn Falls, Ont. ; nickel-copper
mines in Sudbury district, Ont.; smelters at Copper Cliff and Coniston, Ont.;
refineries at Port Colborne, Ont., Acton, London, England, and Clydach, Wales;
rolling mills at Birmingham, England, and Huntington, W.Va.; a colliery at
Pontardawe, Wales; and a foundry at Bayonne, N.J. The general offices of the
mining and smelting division are at Copper Cliff, Ont.
100 Department of Mines No. 4
The following information is extracted from the annual report of the
company covering the calendar and fiscal year ending December 31, 1931: —
General
This report covers the second full year of world-wide industrial depression in which
consumption of metals again fell below the levels of the preceding year and in which the prices
of copper and platinum continued to tall.
After what appeared to be an auspicious start in 1931 the pace of industry slackened, and
the demand for your company's products fell off in practically every field of their industrial
application. This situation made 1931 a most difficult year for your management, calling for
drastic curtailment on the one hand and increased efforts to develop outlets for the company's
products on the other.
The company's output of nickel was curtailed to about 31 per cent, of total capacity and
in common with other large producers of copper and platinum sought to curtail output in order
to remedy the ills of overproduction. Efforts to develop markets for nickel, Monel metal, and
the platinum metals, and to find new uses for them, were, however, actively continued during
1931 through various marketing departments.
Plant construction, which has been under way for several years in connection with the
development of the Frood mine, was completed during the year, thus providing the company
with adequate, modern, and economical facilities for all operations from mining ore to shipping
finished metal.
Sales
Sales of nickel in all forms, including nickel in alloys, amounted to 55,739,047 pounds,
compared with 75,284,352 pounds in 1930, a decrease of 26 per cent. The world's consumption
of nickel in all forms aggregated 73,000,000 pounds, compared with 88,000,000 pounds in 1930
and 136,000,000 pounds in 1929.
Your company's nickel sales were as follows: Nickel in refinery products of Port Colborne
and Clydach amounted to 42,096,126 pounds, compared with 56,934,612 pounds in 1930, a
decrease of 26 per cent. Nickel in products of the rolling mills at Birmingham and Huntingdon,
and of the foundry at Bayonne, totalled 13,642,921 pounds, as compared with 18,349,740 pounds,
a decrease of 26 per cent.
Sales of Monel metal, a product made direct from Creighton ore, totalled 13,158,745 pounds,
compared with 18,961,706 pounds in 1930, a decrease of 31 per cent.; and sales of rolled nickel,
4,084,084 pounds, were oft' 10 per cent.
As between the two refineries, export sales of nickel from Port Colborne, other than to the
United States (U.S. sales being off 33 per cent.) were off 21 per cent, from the figures of 1930;
and sales of nickel by the Mond Nickel Company, Limited, from Clydach, decreased 16 per
cent, from the previous year.
Copper sales, inclusive of copper in sulphate produced in Wales, decreased from 109,743,747
pounds to 96,919,677 pounds, or 12 per cent.
Gold sales were 23,384 ounces; silver sales, 822,983 ounces; and sales of platinum metals,
51,585 ounces.
Ore Reserves
Proven ore reserves as at December 31, 1931, aggregated 205,606,715 tons. The allocation
of the reserves to the developed mines appears in prior reports. As part of the general curtailment
programme, development and exploration work in all mines was reduced to a minimum. In
view of the great tonnage of proven ore your management does not deem it necessary, during
the period of curtailment, to continue extensive exploratory work for the purpose of adding
substantially to the reserves. During the year, 670,489 tons of additional ore were added to the
reserses in the ordinary course of mining operations.
Outlook
At the present time world industry as a whole, and especially that of the principal industrial
nations of Europe, is in a state of uncertainty and insecurity. ( '.real Britain's (le])art ure Irom the
gold standard, followed by numerous other countries, has had an effect on the llow ol distribution
as well as on the i>rices of comnioflities. There is an absence of confidence, and credit facilities
are not readily available for international trade, it is, therefore, obvious that a revival of general
business depends on the return of more normal conditions.
As to your company's prospects, comparison with the past may aid in envisaging the luturc.
Notwithstanding the severity of the present world-wide depression >our company has been
affected less adversely during this period than during the industrial collajisc of 1921. Whereas
in 1921 a substantial deficit was incurred, the past >ear shows earnings, after all charges, amounting
to more than two and a half times i)rel'erre(l dividend requirements; and dividends were continued
on the common stock throughout the year.
The company's markets for its i)roducts are now primarily industrial in character. Sales
of nickel in all forms during 1931 were largely in excess of similar sales in 1921, showing an increase
of 104 per cent. This comparison is significant in that it clearK- indicates that the consumption
1932 Mines of Ontario in 1931 101
of nickel is increasing more rapidly than that of most other metals. This satisfactor^■ increase
in sales is to be attributed not only to the recognized value of nickel but to the fact that for the
past ten years technical research and de\elopment have been employed on a progressive scale
to demonstrate its worth and to extend its uses.
During the past decade the company has become an integrated and essential part of modern
industry and therefore must benefit from any improvement in world conditions.
The markets for copper, the platinum metals, and silver, important products of the company,
have been badly disrupted since 1929. The results are that prices have been abnorniallv low and
that the company's earnings have been greatly reduced. Curtailment of output by both copper
and platinum producers should in time make for stability and better prices in these industries,
and your company will benefit accordingly.
All of your mines and plants, including new units recently completed, are in excellent condition,
having ample capacity, economical processes, and experienced operating organizations. It is
highly improbable that further extraordinary capital expenditures will be required for some
time to come, and consequently your treasury will not be called upon to meet large cash outlays
such as ha\"e been faced in recent years.
Forecasts of any character made at this time may prove entirely misleading; nevertheless
your management will continue an aggressi\"e sales and development policy and believes that in
due course industry will emerge from the present depression and that the company's future will
parallel the progress made in the vears following the somewhat similar conditions which existed
in 1921.
ONTARIO OPERATIONS
Hydro-Electric and Metallurgical Plants
Hydro-Electric Plants. — -Vour company's four stations located at Big Eddy, High Falls,
Wabageshik, and Nairn Falls operated satisfactorily, and no additional installations were made
during 1931. Owing to reduced operations at the Coniston smelter and the Garson mine, the
Nairn Falls plant was shut down in October.
A transformer station to receive power from the Hydro-Electric Power Commission of
Ontario was installed during the year and is now in successful operation in parallel with the
company's own power system. The power supplied by the Commission (maximum 16.000
horse-power) now comes from Island Falls but eventually will be transmitted from Abitibi canyon.
Advantage has been taken of surplus electric power for heating purposes, and approximately
3,000 k.w. are now consumed at Copper Cliff and Coniston, thus economizing in consumption
of fuel.
Copper Cliff Concentrator. — This plant was operated at a rate of 120,000 tons monthly
(capacity 240,000 tons) from January- to August and 83,000 tons monthly for the remainder of
the year. Gratifying progress was made, notwithstanding that the mill operated at somewhat
less than 50 per cent, of capacity. All equipment in ser\"ice has proved to be satisfacton., equalling
or exceeding expected capacity. Experimental work aimed at possible further improvement in
metallurg>- is being actively prosecuted.
Copper Cliff Smelter. — The concentrator and smelter treated 1,347,722 tons of ore and
produced 72,747 tons of bessemer matte and 22,013 tons of blister copper.
Notwithstanding greatly curtailed operations, costs were low, as the new smelter equipment
proved satisfacton." in all particulars. It is now evident that the change from blast furnace
practice to reverberaton.- smelting is effecting even greater economies than were anticipated.
The roasters are e.xceeding estimated capacity, and the Cottrell plant is showing more than
guaranteed efficiency. The coal-pulverizing plant is operating splendidly and costs are excellent,
as is also the ratio of fuel used to tons of ore smelted.
The Orford process plant now completed is ready for operation. This new plant at Copper
ClitT embodies many improvements over the former installation at Port Colborne. and lower
costs are to be expected.
Coniston Smelter. — Operations at this plant were greatly curtailed, only two of its four
blast furnaces running from January- to September and one blast furnace and the sintering plant
for the balance of the year. There was no construction required at this plant in 1931. During
the year 427,717 tons of ore were smelted and 23,163 tons of bessemer matte produced.
Port Colborne Refinery. — During 1931 there were produced 31.877,840 pounds of nickel,
excluding sulphide for the Clydach ref^ner^•, as compared with 61,704,271 pounds in 1930. There
were also produced 28,688 tons of blister copper, compared with 59,503 tons in 1930.
Operations at this plant were greatly curtailed, and during the latter months of the year
only two of the nine electrohtic nickel circuits were running. Aside from the installation of
two Mond reducing furnaces and one electric steam boiler, to take advantage of surplus electric
power, there were no installations or construction required during the year.
The copper converters were closed down in August and the cupolas in November preparatory
to transferring the Orford separation process to the new plant at Copper Cliff, now completed.
Ontario Refining Company, Limited (Associated Company). — During the first six months of
the year odds and ends of construction were completed with a small force. In the main, the task
for 1931 was to select and consolidate an organization to conduct operations economically.
102 Department of Mines No. 4
Results obtained from the standpoint of operating costs were very satisfactory, considering the
fact that the refinery was operated at approximately 50 per cent, capacity for the year. When
the necessity for curtailment arose working hours were reduced and employees put on a part-time
basis, thus distributing the work in such a way as to retain key-men for all departments. Research
work has been conducted on all problems of importance.
Mines
During 1931 there was mined a total of 1,580,355 tons of ore, made up as
follows: Frood mine, 1,068,978 tons; Creighton mine, 301,394 tons; Garson
mine, 209,983 tons.
All mine efificiencies show decided improvement as evidenced by the "tons
hoisted per man mining." This figure was 3.12 in 1930 and averaged 4.44 from
April to December in 1931.
Frood Mine. — Frood development and exploration work was reduced to a
minimum in keeping with general curtailment. During 1931 shafts, drifts,
crosscuts, raises, winzes, and box-holes advanced 12,074 feet, making the total
workings in this mine 127,178 feet or 24 miles. There are now 61 stopes, each
prepared to yield an estimated production of 150 tons of ore per day.
Stoping operations were confined to the 2,400-, 2,600-, and 2,800-foot levels.
The greater part of the ore is at present being mined by the square set-and-fill
method, and the remainder by the horizontal cut-and-fill method. A new
level was opened up at the 2,950-foot horizon.
No. 1 shaft, which extends from the surface to 15 feet below the 3,100-foot
level, has been utilized as a ventilation and emergency escapement shaft. During
the year the work of concreting and equipping it was actively prosecuted and
was completed early in 1932. The surface plant was fireproofed; and two
ventilating fan units, each capable of handling 220,000 cubic feet of air per
minute, were installed at the top of the shaft.
No. 4 shaft, which extends from the surface to a depth of 3,345 feet, was
equipped with a new headframe, surface plant, and rock-house. The shaft
itself is being reconditioned for high-speed skip-hoisting. Included in this
work is the retimbering of the shaft from the surface to the 2,000-foot level,
of which about 1,500 feet was completed by the end of the year. It is expected
that it will be ready for operation by June, 1932.
No. 5 shaft, started in 1930, was completed and put in operation during
the year. It is a three-compartment internal shaft, inclined at 65 degrees, and
extends from the 2,600-foot level to 77 feet below the 3,100-foot level. This
shaft is near No. 4 shaft and is used for development purposes below the
2,800-foot level.
H. J. Mutz became mine superintendent in No\ember in i)lace of R. D.
Parker, who was promoted to be superintendent of mines following the resignation
of Oliver Hall.
Creighton Mine. — Early in the year two series of fill-supph- raises, started
in 1930, were completed. One series extends from the surface to the 23rd le\el,
adjacent to No. 3 shaft, and the other extends from the 23rd le\el to the 40th
level, adjacent to No. 4 shaft, which is an internal shaft. The necessity for
these has been due to the growing demand for fill, created b>- the adoption of
square set-and-fill and horizontal cut-and-fill methods in place of shrinkage
stoping methods in some sections of the mine. Waste rock from de\eIopment
is inadequate for this purpose.
The waste rock recjuired for fill at the Frood mine, in excess of that obtained
there from current development work, is supplied by the Creighton mine. This
1932 Mines of Ontario in 1931 103
is obtained from old shrinkage stopes where the hanging wall has ca\'ed and
from the surface open pit, which had been used in former years as a waste dump
for the mine.
The production of ore during 1931 came principally from stopes located in
the north and west ore bodies between the 23rd level and the 40th level.
S. J. Kidder is mine superintendent.
Garson Mine. — During 1931 development work was confined principally to
the bottom, or 1,400-foot level. The inclined escapement shaft was extended
from the 1,200-foot to the 1,400-foot level. All waste rock produced is returned
to the mine to fill the empty stopes between the surface and the 600-foot level.
Stopes were operated on the 800-, 1,000-, and 1,200-foot levels. Shrinkage
stoping methods are used exclusively.
W. J. INIumford is mine superintendent.
An average of 3,374 men was employed, exclusive of contract construction,
in the Sudbury area during 1931, distributed as follows: Creighton, 348; Frood,
1,386; Garson, 224; Levack, 19; Copper Cliff, 1,100; and Coniston, 297. In addi-
tion, an average of 476 men was employed in contract construction.
John L. Agnew, vice-president, died in July and was succeeded by J. F.
Thompson, formerly assistant to the president. J. C. Nicholls, formerly general
manager, was promoted to assistant to the president; and Donald MacAskill
became general manager.
RADIUM
International Radium and Resources, Limited
This company owns 500 acres in the township of Cardiff, county of
Haliburton. The plant is about 3 miles from Wilberforce station and half a
mile from a siding 2 miles east of Wilberforce. The officers and directors are:
Dr. W. P. St. Charles, president; W. H. Wright, vice-president; R. O. Petman,
secretary-treasurer; P. T. Allbutt, assistant secretary; J. AI. Aitken, S. H.
Brown, H. R. Johns, and J. A. McAndrew, directors. The head office is at
57 Bloor Street West, Toronto. The capitalization is 500,000 shares of no par
value, of which 27,550 have been issued.
The development work for 1931 consisted of the following: shaft-sinking,
50 feet; drifting, 375 feet; crosscutting, 500 feet; raising, 200 feet. About 1,500
tons of stoping was accomplished.
The plant consists of two return tubular boilers, 150 h.p. each; a Corliss
engine; and an Ingersoll-Rand compressor, steam-driven, capacity 1,000 cubic
feet per minute. The mill has a capacity of 50 tons.
Murray Kennedy is manager, employing an average of 25 men.
SILVER
Artliur Brocklebank
Arthur Brocklebank continued to operate the Kerr Lake mine in Coleman
township, district of Timiskaming, under lease, during 1931.
There were shipped to the Deloro smelter 138 tons of cobalt ore, having
a value of $12,138.83, and 72 tons of silver ore, having a value of $36,433.60.
104 Department of Mines No. 4
Richard Bunclark
The Penn-Canadian mine in Coleman township, district of Timiskaming,
was leased to Richard Bunclark. A small shipment of ore yielded values of
$78 in silver and $150 in cobalt.
Cain and Taylor
The Beaver mine in Coleman township, district of Timiskaming, was
operated throughout 1931 by the owners, C. E. Cain and W. D. Taylor.
Ore having values of $24,139 in silver and $1,260 in cobalt was shipped.
An average of 15 men was employed.
Castle-Trethewey Mines, Limited
Castle-Trethewey Mines, Limited, has a capital of $2,000,000 in shares
of $1 par value. The board of directors comprises: J. P. Bickell, president;
J. B. Tudhope, vice-president; Balmer Neilly, secretary-treasurer; W. J.
Sheppard, S. R. Wickett, and D. H. McDougall, directors. The executive
offices are in the Standard Bank Building, Toronto.
The property is in Haultain township, district of Timiskaming. Angus D.
Campbell was manager until the cessation of operations in May, 1931.
The following is taken from the report of the president to the shareholders
on May 14, 1932:—
In conformity with the board's policy, as set forth in the last year's annual report, the
company's mill ceased operations on April 23, 1931, and by May 15 following, the plant was in
the hands of a caretaker.
The interest and dividends from investments, added to the value of the silver obtained in
the cleaning-up operations, covered all costs of operation and left a surplus of $27,310.27.
There has been little or no change in the siher situation since the date of our last report.
Many proposals ha\'e been advanced suggesting ways and means of stabilizing prices above
present levels, but there seems to be little unanimity of thought, and for all practical purposes
no progress has been made.
Appropriations from surplus have been made, sufficient to enable us to include the value of
our securities under current assets and at market or less. The company's position is strong, and
the cost of maintenance is at a minimum.
Chitty and Pinnington
The Silver Leaf mine in Coleman township, district of Timiskaming, was
leased to F. L. Chitty and E. Pinnington.
All work was done by the lessees. Ore and bullion ha\'ing a value of
$1,615 were shipped.
J. M. C. Dunlop
Cobalt Contact Mine
The Cobalt Contact mine in Coleman township, district of Timiskaming,
was operated under lease by J. j\L C. Dunlop for three months during 1931.
From a shipment of two tons of concentrates, values of $341 in sil\-er and
$921 in cobalt were obtained. An average of 4 men was employed.
Nova Scotia Mine
J. M. C. Dunlop ojicrated the Nova Scotia mine in Coleman township,
district of Timiskaming, under lease, from April to the end of the >ear 1")3],
An average of 6 men was employed.
1932
Mines of Ontario in 1931
105
Ore having values of SI 60 in silver and $7,488 in cobalt was shipped to
Deloro.
'L. G. Gififen
The Pittsburgh Lorrain mine in South Lorrain township, district of
Timiskaming, was leased to L. G. Giffen during 1931. The mine was dewatered,
but no development work was done.
A shipment of 9 tons of ore from the dump \-ielded a \'alue of $1,294.40
in cobalt.
D. L. Jemmett, Limited
D. L. Jemmett, Limited, operated the Agaunico mine in Bucke township,
district of Timiskaming, during the first half of the year 1931.
There were shipped to Hamburg, Germany, 768,627 pounds of concentrates
and ore, which gave a value of 843,849 in cobalt.
Mark Little was manager.
Keeley Silver Mines, Limited
Keeley Silver Alines, Limited, has a capital of 2,000,000 shares of $1 par
value.
The officers and directors of the company are: R. Home Smith, president;
\V. H. Stafford, vice-president; J. Ingram, secretary-treasurer; A. Dorfman,
managing director; F. H. Hamilton, John H. Black, R. T. Shillington, and
E. Turk, directors. The head office is at Silver Centre.
Operations at the mine in South Lorrain township, district of Timiskaming,
ceased in October, 1931.
During the 10 months of operation, development work consisted of 1,111
feet of drifting and crosscutting and 289 feet of raising. There were 12,032
tons of ore hoisted and 12,152 tons milled.
Production was as follows: —
Pounds,
net
Silver,
ounces
Cobalt,
ounces
Picked ore
Concentrates
473,469
998,640
46,054.09
58,754.59
55,101
110,541
Total
1,472,109
104,808.68
165,642
The cost of production was as follows: —
Development $25,965 . 04
Ore extraction .
Ore sorting
Milling
Shipping and marketing
Administration and maintenance.
Head office expense
Corporate expense
56,487.36
604.27
17,302.99
4,214.82
24,644.60
18,008.67
14,878.86
Total $162,106.61
\V. J. Dobbins was manager, and 70 men were employed.
106 Department of Mines No. 4
W. E. McCready
The Aladdin mine in Coleman township, district of Timiskaming, was
leased to W. E. McCready in 1931.
Seven tons of ore from the old dump were shipped to Deloro and produced
1,809 pounds of cobalt, having a value of $922.
McKinley Mines Securities Company, Limited
The McKinley-Darragh-Savage mine in Coleman township, district of
Timiskaming, was leased to the McKinley Mines Securities Compan\-, Limited.
Cobalt ore picked from waste rock dumps was shipped to Deloro and
yielded a value of $350 in cobalt.
George Martin
The Crown Reserve mine in Coleman township, district of Timiskaming,
was operated under lease by George Martin during 1931.
Ore shipped to the Deloro smelter produced values of $2,386 in silver and
$218 in cobalt.
Mining Corporation of Canada, Limited
The Mining Corporation of Canada, I^imited, has an issued capital of
$8,300,250 in shares of $5 par value. The officers and directors of the company
are: J. P. Watson, president; E. H. Rose and G. M. Clark, vice-presidents;
G. C. Ames, secretary-treasurer; A. B. Stodart, J. G. Watson, and C. E. Trafford,
directors. M. F. Fairlie is managing engineer. The head office is at 350 Bay
Street, Toronto.
The average number of men employed during the year was 230 at Cobalt
and South Lorrain, and about 55 men at the Ashley in Bannockburn township.
The following is taken from the president's report to the shareholders for
the year ending December 31, 1931.
Cobalt and South Lorrain
The total production of silver in 1931 from both Cobalt and South l.orrain amounted to
l,05vS,737 ounces. The production of cobalt was 1,260,424 i)ounds. Production of silver is still
continuing on a profitable scale. The average price of silver continued low, but owing to the
high production of cobalt ore, operating profit during the year was the highest since 1927. The
favourable contract which the company had for the sale of cobalt terminated on the 31st of
December, and operations at Cobalt and South Lorrain are restricted to the extraction of
high-grade silver and salvaging operations.
Hudson Bay Mining and Smelting Company
This company operated throughout the year at a small profit in spile of low metal prices.
Base Metals Mining (Corporation
This property remains closed pending improvement in metal jirires.
1932
Mines of Ontario in 1931
107
Ouemont Mining Corporation
As previously reported, this company acquired, in November, 1930, a 7^2 per cent, interest
in the Ashley-Garvey Gold propert\-, now incorporated in the Ashley Gold Mining Corporation,
upon payment of the sum of S25.000, and it also exercised its option on part of the treasury stock
under option to the Mining Corporation of Canada to the extent of an additional $25,000.
Mincor Exploration and Development Company
Nothing of importance occurred in connection with this company during the year.
Ashley Gold Mining Corporation
Developments on this property have continued to be so favourable that it has been decided
to bring the mine into production as quickly as possible by the erection of a mill with a capacity
of 150 tons of ore per day, and a large part of the material is now on the property. It is expected
that the plant will be in production towards the end of the year.
A road in to the company's properties is being built and should be completed in August.
Under the contract with the Northern Ontario Power Company, it is expected that the power
transmission line and transformer station will be completed by the 1st of March, when operations
and developments on the properties will be considerably speeded up, as many more machines
can be operated.
Normetal Mining Corporation
Since the issue of the quarterly report on the 15th of January-, 16,588 additional shares of
Abana Mines. Limited, have been exchanged for shares of Normetal Mining Corporation, making
a total so exchanged, as of this date, 2,536,563 shares, or 78 per cent, of Abana Mines, Limited.
Pascalis Township, Quebec
Further exploration work on the corporation's interests in this area will be conducted during
the year.
The following is from the report of the managing engineer for the year
ended December 31, 1931:—
The corporation has faced, throughout the year, chaotic conditions in the world's metal
markets, such as have never before been experienced, but in this critical period it has been
fortunate in having a wide di\"ersity in its mining interests.
As a result it was possible to operate the silver-cobalt properties at Cobalt and South Lorrain
at a very satisfactory profit, though complete curtailment of work was in effect throughout
the year at its lead-zinc and copper-zinc properties. Also during this period it was possible to
take advantage of low commodity prices, and development work was rushed on the Ashley Gold
propert\' with the object of bringing it into production during 1932.
Production figures for silver and cobalt metal are given in the accompanying table. Silver
production of 1,053,727 ounces shows a slight increase over that of the previous year, which was
964,189 ounces. A very marked increase in cobalt production was achieved, the 1931 figure of
1,260.424 pounds comparing with 361,038 pounds for 1930.
Production of Silver and Cobalt, 1931
Ore and
concentrates
Silver
Cobalt
metal
Cobalt properties
South Lorrain properties
tons
3.691
2,494
ounces
733.425
320,302
pounds
709,651
550,773
Total
6,185
1,053,727
1.260,424
The table below gives the production of silver by years from the mines of the corporation
The aggregate amounted to 49,019,150 ounces at December 31, 1931.
108
Department of Mines
No. 4
Total Production in Ounces Fink Silver to December 31, 1931
Cobalt
mines
South Lorrain
mines
Total
Prior to 1908
118,616
633,516
442,254
471,965
1,777,002
2,827,826
3,784,718
866,622
3,185,124
4,563,956
4,457,441
4,485,542
1,708,252
1,230,653
1,664,018
1,226,717
1,462,269
727,115
851,280
898,008
1,105,456
1,217,180
918,266
970,954
559,286
733,425
118 616
Year ended December 31, 1908
633 516
1909
442 254
1910
471 965
1911
1 777 002
1912
2 827 826
1913
3 784 718
January 1, 1914, to March 31, 1914
866 622
April 1, 1914, to December 31, 1914
3,185.124
Year ended December 31, 1915
4 563 956
1916
4 457 441
1917
4,485,542
1918
1,708,25'
1919
1,230,653
1920
1,664,018
1921
1,226.717
1922
1 462 269
1923
1,333,334
521,878
1,134,097
1,104,597
902,591
395,692
14,295
404,903
320,302
2 060 449
1924
1 373 158
1925
2 032 105
1926
2 210 053
1927
2 119 771
1928
1 313 958
1929
985 249
1930
964,189
1931
1.053.727
Total
42,887,461
6,131,689
49,019,150
Mining Operations
Cobalt and South Lorrain. — The mining and milling methods which had been inaugurated the
previous year to meet lower metal prices were continued throughout 1931 with success. I'nusually
narrow stope widths were attained in mining, and dilution with unprofitable ore was avoided.
Simple and ine.xpensive concentration of the ore was effected by handsorting of the coarser sizes
and jigging and tabling of the finer sizes. Exploration work was cut to a mininmm at both proper-
ties, but development of known ore bodies was successful, and unexpected tonnages of both silver
and cobalt ore resulted.
The long-term contract for cobalt ore expired December 31, 1931, and cannot be renewetl on
terms as favourable. As a result, mining operations at South Lorrain have been discontinued.
At Cobalt there still remains a limited tonnage of high-grade silver ore. which will be extracted
as quickly as possible. It is anticipated that profitable operations can be maintained for se\eral
months.
Ashley Gold Mining Corporation, Limited. — The property of the Ashley (iold .Mining Corjiora-
tion, Limited, has been under aggressive development throughout the year. A snow road was
established from ¥Ak Lake to the property, a distance of 48 miles, and hauling of mining equipment
and supplies began in February and was completed in March. A steam-driven comiiressor plant
with five-drill capacity was installed, along with necessary camp facilities for 85 men. Sinking
of a three-compartment inclined shaft in the footwall of the Ashley vein was start eil in March.
This shaft was complete<l to a depth of 500 feet, and more than i,200 feet of crosscutting and
drifting was accomplished on four levels before the end of the year.
The results of this develo[)ment work ha\e been highly satisfactory on each of the four Icxels
so far opened. Unfortunately, lack of time i)revented extensive lateral (leveloi)nient . with the
result that it has not yet been possible to verify the diamond-drill results for more than 360 feet
on any one level, though diamond-drilling had (jreviously i)ro\C(l the continuation of the .Ashle\'
vein for more than 1,200 feet in length and with commercial gold values continuing at both the
north and south ends. However, it may be stated that the development work so far accomplished
has more than verified the diamond-drill results in the same horizon as to widths and assays.
The future development will be greatly facilitated when electrical power is available about
March 1. Unfortunately, delay was occasioned by unusual scarcit>' of snow, which prexented
hauling of heavy equipment. Additional electrically driven compressors will permit the use of
10 to 12 underground drills.
Milling tests on the Ashley ore have proven it readily amenable to straight i>anidation. and
good extraction as well as low consumption of chemicals is assured. I'lans for such a jilant, of
1932
Mines of Ontario in 1931
109
150 tons daily capacity, were completed before the end of the year and following the faxourable
development results at depth. Approval of these plans was given by the directors in Januarv,
1932, and at the date of this report all equipment has been ordered and much of it will be deliveretl
ov^er snow roads. Construction will begin in the spring, and the mill should be in profitable
operation late in the year.
Mosher Group. — Surface prospecting of this group was carried out during the summer season,
with inconclusive results, and the option was abandoned at the end of the year.
McGill Gold Mines, Limited. — An option was taken on a controlling interest in this group of
19 claims in Hincks township about three miles northwest of the Ashley mine. Diamond-drilling
and extensi\e trenching was done in the \icinit>' of rich gold-bearing "float" in an effort to locate
the \ein from which it originated. Although two quartz veins were uncovered in this work, their
character still left some doubt as to the origin of the float. Further work will be done in the
coming season.
Tyrrell Township. — Surface trenching was done on a group of nine claims previously staked
for the corporation. Xo finds of importance were made.
I. Mosher and Partners
The Bellellen Lorrain mine in the township of South Lorrain, district of
Timiskaming, was operated under lease by I. Mosher and associates.
Cobalt ore having a value of $1,445 was shipped to Deloro.
Nipissing Mining Company, Limited
Nipissing Mines Company, Limited, has a capital of L200,000 shares of
S5 par value. The directors of the company are: E. P. Earle, piesident and
treasurer; Alexander Fasken, vice-president and secretary; Richard T. Greene,
August Heckscher, C. \V. Nichols, Halstead Lindsley, and Hugh Park, directors.
The head office is at the Excelsior Life Building, Toronto, and the Xew York
office is at 165 Broadway.
The operating company is the Nipissing Mining Company, Limited, with
a capital of 2,500 shares of SlOO par value. The officers and directors of the
company are: Alexander Fasken, president and secretary; E. P. Earle,
vice-president and secretary; Richard T. Greene, C. \V. Nichols, and Hugh
Park, directors. The operating officials are Hugh Park, general manager;
E. \'. Neelands, manager; and J. M. Carter, mill manager.
The production of silver for the year was slightly over 1,000,000 ounces,
and 8105,000 was paid in dividends by the Nipissing mine at Cobalt, Coleman
township, district of Timiskaming. An average of 177 men was employed during
the year.
The general manager reports as follows for the \-ear 1931: — ■
Production in 1931
Silver,
fine ounces
Gross value
Xet value
Shipments in 1931
On hand at mine, December 31, 1931
Total
On hand at mine, December 31, 1930
Nipissing production
260,458.10
1,581,108.01
$117,800.65
674,099.92
5116,556.87
666,142.20
1,841,566.11
781,197.63
8791,900.57
439,679.96
S782.699.07
434.443.49
1,060,368.48
$352,220.61
$348,255.58
110
Department of Mines
No. 4
SUMNfARY OF PRODUCTION
Gross value of production (100 per cent.) $352,220.61
Total cost of production (124 per cent.) 439,331.81
Loss on operations at Cobalt (24.73 per cent.) $87,111.20
The various products treated in the high-grade plant were: —
High-Grade Ore Treatment
Tons
Assay
Ounces
contained
Concentrate
By-products
Total . .
499
21
$1,589
2,862
792,809
60,108
520
$1,640
852,917
The refinery treated precipitate containing 1,082,100 fine ounces. Shipments of bullion
amounted to 201,663 fine ounces; shipments of residue amounted to 834 tons.
Low-Grade Mill
Tons
Assay
Ounces
contained
Ore treated
Reco\"ered in products:
Precipitate
Coarse concentrate.
Fine concentrate . .
39,173
12
400
72
$29.20
25,818
1,807
591
1,143,717
309,821
722,750
42,555
Total recovery .
1,075.126
Average tailing, 1.770 ounces; recovery, 94 per cent.
Summary of Results
The production of silver for the year was slightly in excess of one million ounces, about
two-thirds of the quantity produced in 1930. The gross value of the production was $352,000.
and the indicated loss on operations was $87,000. These results are based on the of^cial price of
silver at the end of the year. Howe\er, only one-fifth of the siKer produced was sold.
Sales of bullion were considerably less than in 1930 and amounted to only 200,000 ounces.
Four shipments were made in January, the balance of production and inventory being held in
storage. Of the total net value of shipments, about one-half was received from the sale of 'residues.
The low-grade mill treated about the same number of tons with a head assay of 29 ounces,
a decrease of 11 ounces per ton over 1930. Milling costs were reduced 18 cents per ton. Total
operating costs were decreased in every department and were $1 19,000 less than in the pre\ ious
year.
While the production cost per ton of ore declined to $11,215 from $13,826 per ton in 1930,
the production cost per ounce was increased from 36.13 cents in 1930 to 41.432 cents in 1931,
due to the lower silver content of the ore.
The average official price of silver was 28.701 cents, a decrease of 9^2 cents, or 25 per cent,
of the average price for 1930 and 46 per cent, of the average price for 1929. The low point of
25|^ cents was reached on February 16. and while there was an occasional advance to higher
figures, there was but little variation in the monthly average throughout the year.
Production was obtained from high-grade slopes at the lower levels of No. 73 shaft, assisted
by low-grade tonnage from a number of shallower workings in \arious parts of the i)roperty. in
March. 1932, it became necessary to discontinue active operations, due to the exhaustion of avail-
able supply of ore and to the continued low price of silver. The mills and refinery are engaged in
making a clean-up. and the resultant production will be added to the bullion now held in storage.
Previous to the shut-down, arrangements had been made to sink a shaft on R.I.. 402. which
contains an area of conglomerate not heretofore explored by underground workings. The locality
has'possibilities and about six months' work has been laid out and is now untler wa\'.
1932 Mines of Ontario in 1931 111
The total production of silver to date, including inventory, amounts to 85.500.000 ounces.
It was produced from one and a half million tons of ore. The amount of underground workings,
exclusive of stopes, is in excess of 45 miles. The average price of silver during the period 1Q05-19.^1
was 63.402 cents; the high yearly average was 111.121 cents in 1919, and the low was 28.701 cents
in 1931.
Field work and the search for new properties continued as heretofore. This work covered
many areas and active prospecting was carried on in numerous localities. After investigating
over 450 properties during the year, options were taken on three, two being allowed to lapse after
performance of surface and diamond-drilling work, and the third is at present indefinite. Company
prospectors staked 181 claims in several areas in Ontario and Quebec, and these will receive work
during the coming summer. Included in the number is a large group partly adjoining the Beattie
property.
You have already been advised of the main features of the property now incorporated as
the Beattie Gold Mines, Limited, and in which your company has taken a substantial participation.
Since the issuance of the reports of last November and December, further diamond-drilling has
inipro\ed the general outlook at the Beattie mine, particularly as to possibilities of increased ore
at depth. Considerable preliminary work and investigations covering the development and
requirements of future operations are now approaching a definite stage. The subjects of power,
transportation, and various other matters are under final discussion, and as soon as they have
been definitely settled actual de\elopment and plant construction can proceed. Metallurgical
research is continuing, and results obtained from a number of sources show satisfactory impro\e-
nient as to required plant, extraction, and costs. The first development work will consist of an
exploration shaft in the centre of the ore body, to develop and confirm the results of diamond-
drilling and which will later be used in conjunction with a permanent operating shaft.
M. J. O'Brien, Limited
Miller Lake O'Brien Mine
The Miller Lake O'Brien mine, Nicol township, district of Timiskaming,
is owned and operated by M. J. O'Brien, Limited. J. G. Dickenson is general
manager, and H. G. Kennedy is manager.
The 1931 report is as follows: —
Ore hoisted tons 28,542
Waste hoisted tons 7,349
Siher shipped ounces 1,293,633
Ore broken cu. ft. 209,300
Drifting ft. 2,533
Shaft-sinking ft. 123
The average number of men emplo>-ed for the year was 91.
O'Brien Mine
The O'Brien mine in Coleman township, district of Timiskaming, is owned
and operated by i\L J. O'Brien, Limited. J. G. Dickenson is general manager,
and W. A. O'Flynn is manager. One hundred and forty-four men are employed.
The development and production for the year is as follows: —
Ore hoisted tons 5 1 ,558
Waste hoisted tons 16,004
Silver shipped ounces 2,424,148
Ore broken cu. ft. 642, 103
Drifting ft. 4.733
Raising ft. 407
Sinking ft. 16
During the year 37 men were employed at the O'Brien mine and 45 at the
Cross Lake mine; the remainder were stafif, mill, and surface men. There were
3 men engaged in diamond-drilling, and 6,483 feet were drilled.
112 Department of Mines No. 4
O'Donald and Pilliner
John C. O'Donald and A. B. Pilliner operated a property adjoining the
Cross Lake mine, in Coleman township, district of Timiskaming, for six months
during 1931. A shaft was sunk to a depth of 90 feet. Operations ceased in July.
An average of 9 men was employed.
C. W. Price
C. W. Price operated the Foster mine in Coleman township, district of
Timiskaming, under lease.
Cobalt ore having a value of $948 was shipped to Deloro.
Sandoe and Moyle
The Temiskaming mine in Coleman township, district of Timiskaming,
was leased to Richard Sandoe and H. Moyle.
There were shipped to Deloro 14 tons of ore, having a value of $9,363
in silver.
Yorkshire Cobalt Mining Company
The Yorkshire Cobalt Mining Company operated its property in Bucke
township, district of Timiskaming, throughout the year 1931,
Development work consisted of 205 feet of drifting. Ore shipped to the
Deloro smelter had a value of $110.39 in cobalt.
An average of 6 men was employed.
TALC
Canada Talc Company, Limited
The mine and mill of the Canada Talc Company, Limited, in Hastings
county, were operated throughout the year. The officers of the company are:
W. S. Morden, president; Roy Taylor, secretary; E. S. James, director.
The ore was mined from the 5th and 6th levels. A total of 5,142 tons was
hoisted and milled.
Roy Taylor, Madoc, is manager, employing an average of 20 men.
Geo. H. Gillespie Company, Limited
The officers of this ccjmpany are: Ceo. H. (iillespie, president; ^L H.
Ludwig, secretary-treasuier; Alexander Longwell, director.
The Henderson mine and the mill at Madoc, in Hastings county, operated
throughout the year. A total of 6,783 tons of ore was hoisted and milled. The
only development work done was some drifting on the 350-foot level.
Geo, H, Gillespie is manager. About 20 men are employed.
1932 Mines of Ontario in 1931 113
METALLURGICAL WORKS
Algoma Steel Corporation, Limited
The blast furnaces of the Algoma Steel Corporation, Limited, at Sault
Ste. Marie, were operated as follows during the year 1931: —
Furnace
Days in
operation
Product
No. 1
209
Idle all year.
Idle all Near.
227'
tons
56.328
No. 2
No. 3
No. 4
94,958
A new double-compartment scale car for weighing ore was installed at
No. 3 furnace but was not used, as that furnace remained idle all year. Early
in the year two sets of ?\IcCaa 2-hour oxygen breathing apparatus were
purchased for the blast furnace department.
Jas. H. Bell is blast furnace superintendent.
Canadian Industries, Limited
This company operated their acid plant at Copper Cliff throughout 1931,
but the production of acid was curtailed owing to the general business
depression. This plant manufactures sulphuric acid from the con\'erter gases
produced at the International Nickel Company's smelter.
Two of the three units, each capable of producing 50 tons of acid per day,
were operated from January to September, and for the remainder of the \"ear
one unit only was in use.
During the early part of the year an addition to the acid plant was completed,
by means of which oleum can be manufactured as well as commercial acid.
The nitre cake plant was operated until September, w^hen it was shut down
for the balance of the year.
An average of 50 men was employed during the year. G. G. Vincent was
promoted to works manager.
Deloro Smelting and Refining Company, Limited
The plant at Deloro operated throughout the year. On account of market
conditions the output of cobalt products was curtailed, but further improvements
in process efficiency and reductions in costs were effected. Important
improvements in the quality of stellite were made, and the increased uses of
this metal- in the mining industry are of considerable interest.
During the year, 2,250 tons of silver-cobalt ore. containing 5,200,000
ounces of silver, were received and treated. In addition, an unusualK" large
tonnage of cobalt ore was taken in and stored for future treatment^
The officeis of the company are: M. J. O'Brien, president; J. A. O'Brien,
vice-president; F. A. Bapty, secretary-treasurer; S. F. Kirkpatrick, managing
director. S. B. Wright is general manager, and R. A. Elliott is superintendent.
International Nickel Company of Canada, Limited
The refinery at Port Colborne was operated continuously throughout the year.
114 Department of Mines No. 4
Ontario Refining Company, Limited
The electrolytic copper refinery of this company, situated at Copper Cliff,
was operated throughout 1931. The production of copper, however, was kept
curtailed to approximately 50 per cent, of the estimated capacity, which is
240,000,000 pounds of refined copper per annum.
A sih'er refinery was completed and put in operation in January. Here
the slimes from the copper electrolytic tanks are roasted and leached to remove
any copper. They are next smelted in a Dorr furnace, then treated with acid
to remove the silver which is precipitated. The residue is cast into anodes and
treated in special electrolytic cells to recover any gold. Provision is also made
to recover platinum metals from the gold electrolyte and cell residues.
An acid-recovery plant was completed and put in operation in February.
The acid solution from the copper electrolytic tanks contains both nickel and
copper. The latter is precipitated electrolytically, and the resulting acid nickel
sulphate solution is then concentrated in vacuum evaporators until the nickel
separates as anhydrous nickel sulphate. The acid is removed from the salt
by decantation and returned to the copper refinery.
An average of 403 men was employed during the year. C. H. Aldrich is
general manager, and F. Benard is superintendent.
Steel Company of Canada, Limited
The Steel Company of Canada operated "B" furnace throughout the
year, with a production of 152,580 tons of pig iron.
The average number of men employed was 90. R. A. Gillies is blast
furnace superintendent.
The officers of the company are: R. H. AlcAIaster, president; H. H. Champ,
\ice-president and treasurer; H. S. Alexander, secretary.
MINING ACCIDENTS IN 1931
Chief Inspector of Mines, D. G. Sinclair, Toronto; Inspectors, R. H. Cleland, Timmins;
E. C. Keeley, Kirkland Lake; D. F. Cooper, Sudbury; A. R. Webster, Toronto.
Accidents during 1931
During the year 1931 at the mines, metallurgical works, quarries, clay,
sand, and gravel pits regulated by the Mining Act, there were 1,849 accidents to
employees reported to the Department of Mines up to January 15. 1932.
Thirty-seven fatalities, arising out of 36 separate accidents, were recorded.
These returns represent a decrease of 374 in the total number of casualties
and a decrease of 19 in the number of men killed over the preceding year.
The report shows a fatality rate of 2.03 per thousand men emplo\ed. which
is 0.98 per thousand lower than the average for the past twenty-five years.
There were 100 non-fatal accidents per thousand men employed, which
shows a decrease of 17 per thousand from the rate in 1930.
The percentage of non-fatal accidents followed by infection decreased from
6.2 per cent, in 1930 to 5.3 per cent, in 1931.
Fatal Accidents
A comparison of fatal accidents for the past five years is given in the
following table: —
Distribution
1927
1928
1929
1930
1931
Mines, underground
19
4
3
4
3
31
2
4
2
4
33
2
2
3
8
30
3
11
4
6
21
Mines, surface
Metallurgical works
Quarries
Clav, sand, and gravel pits
8
1
1
4
Total
33
43
48
54
36
Bv months the fatal accidents occurred as follows:
Month
Xo. of
men killed
January. . .
February . . .
March
April
May
June
July
August ....
September . ,
October. . . .
November . .
December. .
Total
[115]
116
Department of Mines
No. 4
Classifying the fatalities according to industries gives the following:
Gold mines 24
Nickel mines 5
Silver mines 0
Copper-lead-zinc mines 0
Gypsum mines 0
Metallurgical works 1
Quarries 2
Sand, gravel, and clay pits 4
Total 36
ANALYSIS OF FATALITIES AT MINES, 1927-1931
Cause
1927
1928
1929
1930
1931
Fail of ground
per cent.
26
17.4
21.3
4.3
8.69
21.7
per cent.
6.6
5.3
9.3
12
64
2.6
per cent.
14.3
11.9
14.3
28.6
28.6
2.3
per cent.
45.6
8.6
8.6
8.6
20
8.6
per cent.
31
Run of ore or rock
Shaft accidents
Explosi\'es
3.5
17.2
6.9
Miscellaneous, underground
Surface
13.8
27.6
TABLE OF FATAL ACCIDENTS IN MINES, METALLURGICAL WORKS, QUARRIES,
AND GRAVEL, SAND, AND CLAY PITS, 1907-1931
Persons
Persons
Persons killed
employed at
employed at
Fatal
"\ear
at metallurgical
metallurgical
non-producing
Total persons
accidents
works and
works and
mmes
employed
per 1,000
mines
producing
mines
(estimated)
employed
1907
22
6,305
1,140
7,445
2.93
1908
47
7,435
1,750
9,185
5.11
1909
49
8,505
2,000
10,505
4.66
1910
48
10,862
2,000
12,862
3.73
1911
49
12,543
2,000
14,543
3.37
1912
43
13,108
2,000
15,108
2.84
1913
64
14,293
2,000
16,293
3.93
1914
58
14,361
1,500
15,861
3.6
1915
22
13,114
1,500
14,614
1.51
1916
51
14,624
2,000
16,624
3.07
1917
36
16,791
1,000
17,791
2.02
1918
32
14,726
500
15,226
2.1
1919
39
11,926
1,000
12,926
3
1920
29
10,486
1 ,000
11,486
2.61
1921
24
8,436
1 ,000
9,436
2.54
1922
30
30
9,500
10,500
1,500
1,500
1 1 ,000
12,000
2.72
1923
2.5
1924
40
11,000
1,500
12.500
3.2
1925
42
11,500
1,500
13,000
3.23
1926
32
11,500
1,500
13,000
2.46
1927
33
13,311
2,000
15.311
2.1
1928
85
15,787
2,000
17,787
4 76
1929
55
17,145
1,849
1 8,904
2.89
1930
56
18,217
317
18,534
3.02
1931
37
17,820
447
18.267
2.03
1932
Mining Accidents in 1931
117
The comparative fatality rate per thousand men employed at mines,
metallurgical works, quarries, and clay, sand, and gravel pits is as follows: — -
Men
employed
Xo.
killed
Rate per
thousand
IS! ines
11,825
4,216
1,426
800
30
1
2
4
2 53
Aletallurgical works
''4
Quarries
1 40
Cla\', sand, and gravel pits
5
Total
18,267
37
2.03
The occupation and nationality of the men killed at mines, metallurgical
works, quarries, and clay, sand, and gravel pits are set out in the following
table:—
Occupation
-2
Lu
1
>
in
6
bo
3
.3
3
is
1
Cage helper
1
Cagetender
Carpenter foreman
Deckman
1
1
1
2
Driller
1
1
1
Drill helper
1
Electrician
1
1
1
1
4
1
1
1
Electrician's helper
Farmer
Filterman
Labourer
4
Alillman
Pipefitter
Rigger's helper
Shaftman
2
Skiptender
1
Shiftboss
1
Timberman
1
Timber passer
Trammer
Trammer boss
1
3
1
1
1
1
2
1
8
Truck driver
Total
23
4
1
3
4
1
1
37
The ages of the men killed are as follows: —
17-20
21-25
26-30
31-35
36-40
41-45
46-50
Over 50
Unknown
Total
0
10
10
8
5
1
0
2
1
37
118
Department of Mines
No. 4
Non-Fatal Accidents
The causes of non-fatal accidents at mines are shown in the following table :-
Cause
Surface
Under-
ground
Total
Fall of rock or ore at face
Fall of persons
Falling objects
Rock or ore at chute
Tramming
Fall of rock or ore from face, back, etc..
Crushed between two objects
Flying objects, sledging, etc
Hand tools
Drilling machines
Nails or splinters
Strain while lifting
Running into or striking against objects.
Machiner\-
Fall down shaft, winze, raise, or stope. .,
Cage, skip, or bucket
Explosives
Burns
Electricity
Poisoning from cyanide, mercury, etc. . .
Gas
Explosion of carbide.
Unclassified
55
42
19
12
26
15
10
7
40
246
139
130
119
111
105
61
65
50
52
35
39
42
6
19
18
13
1
246
194
172
119
117
105
80
50
49
49
46
19
18
16
11
6
3
Total
258
1,256
1.514
The causes of non-fatal accidents at metallurgical works were:-
Falling objects 48
Burned by slag, matte, or scrap 17
Crushed between two objects 16
Hand tools 13
Fall of persons 12
Flying objects, sledging, etc 10
Transportation 7
Strain while lifting 7
Machinery- 4
Cranes, ladles, hooks 4
Running into or striking objects 3
Burns.
Nails or splinters.
Bums by acid. . . .
Electricity
Unclassified
Total 149
The causes of non-fatal accidents at quarries were: — •
Handling material 34
Fall of persons 16
Flying objects, sledging, etc 11
Hand tools 11
Transportation 11
Machinery 9
Falling objects 9
Fall of rock 9
Nails or splinters
Strain while lifting
Hoists, derricks, ele\"ators
Crushed between two objects. . .
Running into or striking objects.
Kxpl()si\'es
Total 124
The causes of non-fatal accidents at gra\el, sand, and cla\- pits were:
Fall of [jersons 6
Machinery 6
Falling objects 4
Nails or splinters ■?
Strain while lifting 1
Fall of material 1
Crushed between two objects. . .
I land tools
Running into or striking objects.
Burns
Total 26
1932
Mining Accidents in 1931
119
Infection
Records show that infection followed in 96 cases out of a total of 1,813
non-fatal accidents.
Location
No. of
accidents
Accidents followed
by infection
Per cent,
infection
Mines, underground
Mines, surface
Metallurgical works
Quarries
1,256
258
149
124
26
64
20
3
9
5.1
7.7
2
7.2
Gravel, sand, and clay pits
Total
1,813
96
5.3
Accidents from Explosives
Xon
-fatal
Fatal
Total
Cause
No. of
accidents
Men
in-
jured
No. of
accidents
Men
killed
No. of
accidents
Men
killed or
injured
Drilled into explosives
3
3
2
2
2
1
1
4
3
3
2
2
1
1
1
1
1
1
4
4
2
2
2
1
1
1
5
Struck b\' rock from blast
4
Delayed too long lighting fuse
Handling e\pIosi\"es
3
2
Cleaning out hole to reblast
Returned too soon to blast
2
1
Premature blast
1
Concussion from blast
1
1
1
Total
14
16
3
3
17
19
Electric Accidents
The following table shows the fatal accidents due to the use of electricity
at mines, metallurgical works, and quarries during the last ten years: —
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
Total
1
3
2
1
6
13
The following table shows the voltage of the circuits on which the fatal
accidents occurred: —
No. of
Volts accidents
110 3
220 1
550 6
2,200 3
Total 13
120
Department of Mines
No. 4
Classifying the accidents according to tlie industry shows the following: —
Mines, surface 5
Metallurgical works 5
Quarries 3
Total 13
This report shows a marked improvement in the accidents from electricity
ov^er the previous year. There were no fatal accidents, and there was a decrease
of 30 per cent, in burns from electricity.
During the past two years 70 per cent, of the non-fatal accidents occurred
while men were operating disconnecting switches. The causes of the accidents
were varied. In some cases, in switches used for starting small motors, an arc
between the terminals caused the door to fly open when the switch was being
closed or opened. In other cases the arc formed when operating the switches
without load. Switches also ruptured when closed on short circuits. This,
however, would doubtless cause a rupture regardless of the capacity rating.
During the past year methods were adopted at the mines to reduce this
hazard. It was found that, owing to dust and humidity, a higher rupturing
capacity for the enclosed type of switch was required at mines than at most
other industrial plants.
A more rugged switch with greater rupturing capacity was supplied for
new installations and in many places replaced the switches in use. Switches
in service were also equipped with means of preventing the door of the switch
from flying open. Where possible many of the switches were installed at a
greater height and operated by means of a stick.
The following table shows the number of non-fatal electric burns during
the last ten years: —
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
Total
6
9
9
6
5
10
4
14
10
7
80
The causes of non-fatal electric burns in 1931 were: —
Arc when closing enclosed type of disconnecting switches 3
Arc from enclosed type of switch when closed on short circuit 2
Flash from auto-switch which ruptured 1
Arc from short circuit when disconnecting switches closed on wrong
circuit 1
Total 7
Underground Fires
HoUinger Consolidated Gold Mines, Limited
A small lire occurred on the lOO-foot le\el of the llollini^or mine on June 8.
Heating elements had been installed in a chamber biiili of lO-inch tile plastered
on the inside. The heater was used for drying sand on top of the chamber. An
upright hr post, 12 inches by 12 inches, touching the outside wall of the chamber,
became charred and burned almost through from the heat conducted through
the tile. The hre was extinguished with water from a hre hose.
1932 Mining Accidents in 1931 121
The heater had been in service with constant temperature for about eight
weeks, and it required this length of time to bring the timber to the point of
ignition.
International Nickel Company of Canada, Limited
Fire originating in the transformer station at No. 5 shaft, 2,600-foot level,
Frood mine, broke out a few minutes after 1 a.m., November 1.
This transformer station was driven off No. 5 shaft crosscut about 35 feet
back from the hoist-room proper and was enclosed by a concrete wall fitted with
a heavy steel door. In addition to the door opening, there were three other
openings in the wall, each about 12 inches square, provided for ventilation
purposes. Two of these were located near the roof and one near the floor.
A Venturi blower, connected with the mine compressed-air system, was installed
in the lower opening to ensure positive ventilation of the station.
The station contained two 75 k.w., 2,200 primary, 550 secondary,
transformers, supplying power to the 75 h.p. motor driving the No. 5 shaft
hoist; and one 5 k.w., 2,200 primary, 110 secondary, transformer feeding the
lighting circuits.
The first intimation of the fire was received when fire boss Trenbagh and
fire guard Jelly, who were eating lunch in the 2,600-foot level north
warehouse, felt a heavy explosion, which was immediately followed by the
failure of the electric lighting system in the warehouse. Two explosions of
medium violence, follow^ed by a number of lesser ones, succeeded the first violent
explosion within an interval estimated at five minutes.
After phoning the shift electrician to shut off the power, Trenbagh and
Jelly proceeded to the power raise in the main north drift, as they assumed the
source of trouble to be there. Finding everything in good order at this place,
they proceeded to the vicinity of No. 38 crosscut and there encountered light
smoke resembling a white fog and immediately reported this condition to the
toplander at No. 3 shaft.
At about the same time fire guard Close reported to the toplander that
smoke, coming from No. 5 shaft, was spreading through the workings on the
2,800-foot level.
On receiving the reports of the fire guards indicating an outbreak of fire
underground, toplander \Vm. Andrews notified the chief electrician, Percy
Smith; the general mine foreman, Martin Home; the safety engineer, A. E.
O'Brien, and others by phone between 1.20 and 1.25 a.m.
Smith proceeded underground to the 2,600-foot level, via No. 3 shaft at
about 1.30 A.M. He was met there by the shift electrician and fire boss
Trenbagh, who reported that the smoke was too dense on that lev^el to be
penetrated without gas masks. These three men then proceeded to the 2,800-foot
level, picked up the fire guards on that level, and started in toward No. 5 shaft,
which was reached after traversing from 150 to 200 yards of smoke-filled workings.
The party then returned to No. 3 shaft station and Smith, Trenbagh, and the
shift electrician went up again to the 2,600-foot level. Smith proceeded to
No. 38 crosscut, where he met mine foreman Home, and with him penetrated
the smoke-filled crosscut to its junction with No. 5 shaft crosscut, from which
point they could see flames issuing from the transformer station.
In the meantime safety engineer O'Brien had notified the district Mine
Rescue Station and had arranged for the calling out of a trained rescue crew
of five men. By 2.05 A.M. all the rescue men had assembled at the rescue station
and were in apparatus. They proceeded underground at 2.15 a.m. O'Brien
and the five other men composing the crew each wore a McCaa set. Two Burrell
122 Department of Mines No. 4
All-Service gas masks, one Hoolamite detector, one Wolf lamp, and two canaries
were taken along with the party. Two additional Burrell masks and a light
lifeline were picked up from mine supplies.
Establishing a fresh air base at the 2,600-level north warehouse in charge
of one rescue man and the fire guards, the rescue party, accompanied by Home
and Smith (these latter having been equipped with Burrell masks), proceeded
to the fire area taking with them all available chemical fire extinguishers after
ordering additional extinguishers from surface.
The party found the wooden blocking over the steel crosscut sets in front
of the transformer station afire and flames were shooting out of the openings in
the concrete wall. The \^enturi blower was still in operation and without doubt
had, up to this time, caused the fire to burn more vigorously by increasing the
air circulation in the station.
After air to the blower was shut off, all openings except one small window
near the top of the wall were sealed with clay, and the fire was fought with
extinguishers. Water was turned on later to completely quench the fire in the
blocking over the steel sets.
The use of oxygen breathing apparatus was discontinued about 4 a.m., and
all the men were equipped with Burrell masks, as tests of the air had determined
that conditions were such that Burrell masks would provide ample protection
for the fire fighters. By 6.30 a.m., the fire was thoroughly extinguished and the
crew returned to surface, leaving only a guard of three men, with apparatus
readily available, to watch the vicinity throughout the day.
Examinations of the fire area the following day showed that considerable
transformer oil had burned within the station and produced an intense heat.
Insulators were broken, the insulation was burned from the cables, and concrete
had fallen from the roof. The temperature inside the transformer-room was still
uncomfortably high on November 2 and 3. The blocking over the steel
crosscut sets was partially burned from the transformer-station to the hoist-room;
and one hole, about a foot in diameter, was burned through the plank lagging
over the hoist. At least one of the explosions which occurred in the early stages
of the fire happened inside the transformer-room, as the steel door had been
badly sprung outward. Some of the other explosions probably occurred in the
crosscut outside the station. A ventilation bulkhead, located in a drift about
200 feet from the transformer-room, had been blown out, throwing the doors
and the 10- by 10-inch frames a distance of about 50 feet and badly twisting a
steel I-beam with which it came in contact as it was blown out. Another double
shiplap bulkhead, located some 600 feet from the transformer-station, was
completely demolished and carried along the drift for a distance of 40 feet.
The origin of the fire was evidently a short circuit in one of the transformers,
which resulted in burning oil being thrown out of the transformer. The continued
burning of this oil around the transformer casing e\identl\- caused additional oil
from the transformers to boil over or to vaporize and escape through the
vents in the transformer covers, and this continued to feed the flames. The
explosions which occurred in the earlier stages of the fire were doubtless caused
by the ignition of accumulations of the proper mixtures of oil vapour and air
to form an explosive gas.
\ ery little of the fire occurred within the transformers themselves, as the
insulation was not all burned off the lead wires and the laminations were free
from evidence of smoke. That no violent explosion happened within either of
the transformers is demonstrated by the fact that neither of the covers (which
were not bolted down) was found to have been shifted from its normal position.
1932 Mining Accidents in 1931 123
Each of the 75 k.w. transformers had originally contained 673^ gallons of
oil, and after the fire it was found that 463^^ gallons had been driven off from one
of them and 153^^ gallons from the other. A small amount of oil was observed
on the surface of the water in the drainage ditch of the crosscut, but by far
the greater portion of the oil loss was doubtless caused through consumption by
fire, in addition to some small loss in the form of unburned vapour, which was
probably dissipated in the ventilation circuits of the area.
Conclusions. — Prompt detection and reporting of the fire by the fire-guard
patrols alone enabled speedy recovery operations to be undertaken and without
doubt are mainly responsible for the fact that very serious and extensive
destruction to the No. 5 shaft workings was avoided.
The functioning of the rescue team in face of the emergency is worthy of
high praise, and it is gratifying that the training these men received in the District
Rescue Station was responsible for every man on the crew feeling confidence in
his apparatus and his ability to perform the necessary and hazardous tasks
entailed in fighting the fire. The action of this crew well justifies the effort
put forth in establishing and carrying on the district rescue stations in the
mining centres of the province.
Tribute is due to the personal bravery of the men composing the rescue crew
and to those men who, although they well knew the possible dangers they might
incur in attempting exploration of the smoke-filled workings without respiratory
protection, nevertheless persisted in their efforts until they had located the site
of the fire before the arrival of the rescue crew. While the bravery of these men
must be admired, the foolhardiness of their action should not be lost sight of.
Such rashness mav be the cause of unnecessarv loss of life at the time of mine fire.
An outbreak of fire occurred in the 2,400-foot level south supply station of
the Frood mine after 4 p.m. on December 15.
All work had been suspended underground between 4 p.m., December 15,
and 4 p.m., December 16, under the present five-day week production schedule,
and as usual fire guards were left to patrol the mine until work was resumed.
Foreman Cain was acting as fire guard on the 2,400-foot level south on
the afternoon of December 15. He first made a tour of inspection through the
stopes, then visited the south supply station. He found flames coming from
the drill-fitter's wooden tool-cabinet located there, but, finding it locked, was
compelled to break in the back to extinguish the fire.
Investigation showed that a bundle of waste contained in the cabinet had
taken fire, possibly from spontaneous combustion, and had set fire to the wooden
cabinet.
Summary of Rope Tests, 1931
The following is a summary of rope tests in 1931: —
Tests for mines under the Mining Act 2/o
Special informative tests for mines 41
Tests for wire-rope manufacturers 22
Tests for other manufacturers 1^
Tests for other Government departments 9
Tests for mines outside Ontario •^
Total.
361
124
Department of Mines
No. 4
New wire-rope testing machine, 1,000,000 pounds capacity.
1932 Mining Accidents in 1931 125
New Wire- Rope Testing Laboratories
At the beginning of the year 1932 erection of the new wire-rope testing
machine in the Department of Mines testing laboratory was practically
completed, and it is expected that all equipment of the new laboratories will be
in operation early in the year.
The testing machine was built to the order of the Department of Mines by
\V. & T. Avery, Limited, Birmingham, England, and presents many new
features in testing-machine design particularly adaptable to the special
requirements of wire-rope testing, which make the machine the outstanding
piece of equipment of this nature yet built.
Reference to the illustration will make clear the main structural features
of the machine. This comprises a massive three-section basebox, enclosing the
main lever system and the straining gears, surmounted by a heavily-ribbed
cast-steel weighing platform supported on knife-edge bearings on the weighing
levers. Bolted to the four corners of the weighing platform are the robust
cast-iron weighing columns, which in turn carry the weighing crosshead, into
which the upper end of the test specimen is held by a special form of split grips.
Projecting through the weighing platform are the four 5-inch-diameter
straining screws which carry the straining crosshead. The lower ends of the
straining screws are cut one-half inch pitch square thread and work in phosphor-
bronze straining nuts integral with the worm wheels, which take the drive from
the main worm shaft. Heavy guide columns, bolted to the basebox, insure
alignment of the straining crosshead in the course of its travel.
The strain is applied by means of a reversible motor operating on a supply
of 550 volts, 3-phase, 25-cycle. fitted with continuously rated slip rings and
controlled by a drum-type stator and rotor starter.
Coupled to the motor, through a single-plate clutch operated from the
control pillar, is the gear box, in which the speed is reduced by forged-steel
sliding gears mounted on ball-bearing shafts and operating in oil. Straining
speeds of 0.1 inches and 0.4 inches per minute and a setting speed of 8 inches
per minute are obtainable both forward and return, while the total straining
movement is 8 feet.
The weighing of test loads is accomplished on a steeh'ard. the graduated
portion of which is 40 inches in length, subdivided into graduations representing
10,000 pounds when using the major poise, or 2,000 pounds when using the minor
poise. By use of the split poise it is possible to obtain very fine readings when
carrying out low capacity tests. In addition to the graduations of the steelyard,
the poise propelling screw is fitted with a micrometer dial, by means of which
it is possible to read loads of the order of 50 pounds when using the major poise,
or 25 pounds when the minor poise is being used.
The operation of the poise may be controlled either manually or electrically.
The latter .method is greatly to be preferred in test work of the nature undertaken
on this machine, as it entireh' remo^-es the personal element from the manipulation
of the beam and makes a purely mechanical operation of the application of load
to the specimen.
The drive for the poise propelling system is taken from the main gear box
through skew gears to a friction disc drive (which permits the necessary speed
variation) mounted in the control pillar, and from this point to the poise propelling
screw via a vertical shaft fitted with a universal joint, which allows the upper
portion to be free to oscillate and enables a small wheel at its end to make
driving contact, when required, with either side of a grooved friction pulley
arranged on a horizontal shaft geared to the poise-propelling screw.
126 Department of Mines No. 4
Electrical control of the poise is achieved by means of four contacts arranged
in an enclosed box on the steelyard carrier pillar. One of these contacts operates
a buzzer, another a bell, and the remaining two contacts are in connection with
a pair of magnets arranged on the steelyard fulcrum standard. The operation
is as follows : When the steelyard rises, contact is made with the first upper contact,
which closes the circuit to one of the above-mentioned magnets; this in turn
actuates a small lever operating to throw the drive wheel at the upper end of the
poise drive into contact with the face of the grooved friction pulley operating
to drive the poise forward. Should the rate of propulsion of the poise be too
low to maintain the steelyard in balance, it will continue to rise and make a
second contact, which sounds a warning buzzer, advising the operator to increase
the rate of forward motion by manipulation of a small hand-wheel controlling
the speed variation of the poise. When the steelyard falls an initial contact
sounds a warning bell, cautioning the operator to retard the rate of travel of
the poise. A second contact, which is closed on still further fall of the steelyard,
energizes a magnet, which causes the poise to be propelled in the reverse direction
until the point of balance is reached. A system of change-over switches is
provided, permitting variation of the sequence of the operation of the contacts.
The autographic recording equipment presents many novel features. This
mechanism is mounted immediately behind the steelyard and is arranged to
make duplicate records of tests. The graph papers on which charts are plotted
are carried on a copper drum, which is rotated by means of a steel tape in
sympathy with the elongation of the specimen. By means of an arrangement of
gearing and pulleys, elongations may be plotted on scales of 1:1, 5:1, or 10:1,
as desired. The lateral motion of the pens is in sympathy with the poise movement
and thus records the load applied at all times during a test. The pen carriages
are mounted on a guide bar parallel to the recorder drum and are driven by a
pen propelling screw, which is coupled to the poise propulsion system through
a small four-change gear box, which permits the plotting of full-sized charts
for a series of predetermined loads of less than full capacity strains.
Among other special features of the machine, brief mention may be made of
the hydraulic shock absorbers, which are fitted beneath the weighing platform
and serve to take up the recoil on rupture of the specimen; the liberal use of
ball bearings on all shafting; the massive ball thrust bearings fitted to the
phosphor-bronze worm wheels for taking the upward thrust when load is applied;
the limit switches, which prevent overrun of the straining crosshead in either
direction; the special alloy steels used in shafting, gears, and knife edges; the
grouping of controls within easy reach of the operator; and the lubrication by
oil under pressure of all parts of the straining system that do not run
oil-immersed.
Some idea of the massive construction of the machine may be gathered by
consideration of the following facts: weight of machine complete, 94,108 pounds;
overall height (from bottom of straining screws to top of weighing crosshead),
26 feet 23^ inches; diameter of straining screws, 5 inches; weight of largest
single piece, 17,360 pounds; maximum straining capacity, 1,000,000 pounds.
The painstaking methods of design and the cjuality of the workmanship
are well attested by the remarkable sensitivity shown by the machine; the
placing of as small a load as two pounds on the weighing |)latform causes a
decided rise of the steelyard. Consideration of the process of weighing reveals
the fact that to cause this deflection the addition of this small load must set in
motion a mass of approximately 16 tons comprising the weighing s\stem.
1932
Mining Accidents in 1931
127
In addition to the testing machine, new equipment, such as cleaning-baths,
melting-furnace, socketting-stand, cooling-tank, hoisting-tackle, etc., to facilitate
the proper preparation and handling of test sections, is being installed.
Mine Rescue Stations
Timmins
During the year training of rescue teams representing all the producing
mines of the Porcupine area was carried out at the Timmins Mine Rescue
Station. In the summer months classes were given practical training underground
at the Dome, Mclntyre, Coniaurum. and \'ipond mines.
Mine rescue truck at Sudbury,
Sudbury
Regular training of rescue teams from the mines of the Sudbur\- area began
early in the spring at the Sudbury Rescue Station.
Until the deli\"ery of the rescue truck, training consisted mainly of monthly
classes, with underground practice for the Frood mine teams. Following the
delivery of the truck early in June, monthly underground practices at Garson
and Falconbridge w^ere also undertaken. In the training of men at Creighton
mine, the equipment of the International Nickel Company's station at that
mine was relied on.
Part of the equipment of the rescue station was called into service at the
Frood mine early on the morning of November 1, when a fire broke out in an
underground transformer station. The fire was speedily brought under control
by the rescue team. The highly satisfactor\- manner in which the equipment
functioned and the conduct of the team in face of the emergency well attested
the value of the equipment and the training work.
128 Department of Mines No. 4
Kirkland Lake
Construction of the Kirkland Lake Mine Rescue Station was begun early
in the fall, and at the end of the year the building was practically completed.
The station is on Government road in a central location. The building is
a two-storey, brick- veneer structure, 31 feet 4 inches by 35 feet 4 inches, and
provides living quarters for the supervisor on the second floor, while the ground
floor is given over to training quarters and storage space.
The equipment, when fully installed, will duplicate that already provided
in Timmins and Sudbury. Initial equipment will be installed early in 1932, and
it is expected that training classes will commence as soon afterward as possible.
CLASSES FOR PROSPECTORS, 1931-32
By E. M. Burwash
Introduction
This season, the fifth in which the present writer has had charge of the
work for prospectors, has proved the most satisfactory in point of attendance
since 1926-27. The number of places visited was thirteen, as compared with
sixteen the first year and fourteen in each of the three intervening years. During
these last five years the numbers registered for the classes in mineralogy have
been as follows: —
1927-28
1928-29
1929-30
1930-31
1931-32
492
352
281
483
614
The decline in numbers in the first three years was only a continuation
of a downward tendency noticeable for some time before 1927-28, which coincided
quite remarkably with the increasing inflation of stock values and the boom in
mining speculation. The collapse of the boom took place during the autumn of
1929, and that period marks the lowest ebb of the demand for scientific
instruction. The two winters that followed, marked as they were by great
industrial depression and widespread unemployment, showed a rapidly increasing
interest in practical studies.
While the considerations above mentioned have affected the attendance
very considerably, it would appear also that the institution of the courses in
Toronto has contributed largely to the result. In 1930-31 this would account
for an increase of 83 out of a total of 202. The classes at Fort William and
Port Arthur were exceptionally large, 87 more than the previous year. Comparing
the last two years, 1930-31 and 1931-32, the increase in the Toronto class accounts
for 114 out of a total increase of 131. There was a decline in attendance at
Port Arthur and Fort William of 37 in 1931-32. Of the classes in Toronto, it
may be said that as compared with those in other places they included a smaller
number of persons dependent upon immediate employment for a li\-ing; and in
the north this year the more elaborate provision of employment by the
Government on road construction and other works had drained the towns of
many who were without work the previous winter, a proportion of whom would
have attended the courses if thev had been at home.
Changes in Lectures
It had been thought that a change in the character of the evening lectures
would be advisable, but it was found that slides illustrating chemical or physical
ideas, which are at best diagrammatic, do not compare with the pictorial type
in the matter of interest and are more difficult of comprehension for the average
listener. After some experimentation along this line, therefore, the plan
followed in former years was adhered to for the evening lectures, with the
[129]
130
Department of Mines
No. 4
addition of some new material, which added new viewpoints and a wider
diversity for those who had attended the lectures before. Some instruction in
elementary chemistry and physics was provided in short introductory
explanations, with blackboard illustrations, at the commencement of the
afternoon sessions.
ANALYSIS OF CLASS ATTENDANCE
1931-1932
Place
Dates
Minerals and Rocks
(8 day classes in each place)
Outlines of geology
(5 evening lectures in
each place)
No.
registered
Total
student
hours
Average
attendance
Total
student
hours
Average
attendance
Ottawa
1931
Nov. 9-17
Nov. 19-27
Nov. 30-Dec. 8
Dec. 10-18
1932
Jan. 4-12
Jan. 14-22
Jan. 25-Feb. 2
Feb. 4-12
Feb. 15-23
Feb. 25-Mar. 4
Mar. 7-15
Mar. 16-24
Mar. 28-Apr. 5
16
9
28
22
217
36
60
41
18
45
15
49
58
51
33
111
79
1,249
185
320
177
79
224
63
228
219
7.29
4.125
13.875
9.875
156.125
23.125
40
22.125
9.875
28
7.875
28.5
27.375
54
75
37
76
980
110
243
101
58
141
117
191
145
10.8
Sudbury
Sault Ste. Marie. .
Gogama
Toronto
Fort William
Port Arthur
Fort Frances
Kenora
Timmins
Matheson
Kirkland Lake . . .
Haileybury
15
7.4
15.2
196
22
48.6
20.2
11.6
28.2
23.4
38.2
29
Total
614
3,018
2,328
Average
47.23
232.15
29.09
179
43.28
The table above furnishes an analysis of the season's work in both the day
classes and the evening lectures. It is intended to bring out the numbers in
attendance and the regularity of attendance. It is clear that a great degree
of regularity is not attainable in the conditions under which this work is carried
on. Not only are members sure to drop out after attending part of the classes,
owing to changes of shift at mines, other class periods, or holidays in the case
of high-school boys, and many other reasons, but new members are continually
added to the class, sometimes up to the last day. Seventy-five per cent, of
the registration is the maximum of attendance attained, and in some places the
percentage is as low as thirty-five.
Acknowledgments
As usual we were much indebted this year to the interest manifested by
officials of the Department of Mines, especially mining recorders, throughout
the province, and by many others who helped with the advertising and securing
quarters for classes, or providing the same on reciuest. Among many to whom
we were indebted, the following ma>- be mentioned: —
Ottawa. — The Director of the C/eological Survey and Dr. 1^. P()ite\iii, in whose rooms at
227 Sparks Street our classes were held.
Sudbury. — -T. A. McArthur, Miniiii; Recorder, and J. H. Wallace, i'rincipal of the Technical
High School.
1932 Classes for Prospectors, 1931-32 131
Sault Ste. Marie. — \V. X. Miller, Mining Recorder, and Principal A. D. Hone, and the Board
of the Technical High School.
Gogama. — The Ontario Forestry Service, through its local officials, afforded us adequate
living and working quarters during our stay here.
Toronto. — The Deputy Minister of Public Works; and the University of Toronto, who
furnished us with accommodation in McMaster Hall without which our very large group could not
have been so well provided for.
Fort William. — The Thunder Bay Chamber of Mines, and especially its secretary, R. E.
Battram; also G. R. Duncan and other members.
Port Arthur. — C. F. McGregor, Mining Recorder, who made all the arrangements, and the
City Council, to whom we were indebted for the use of the Council Chamber.
Fort Frances. — We were as usual furnished with room in the Town Hall.
Kenora. — J. D. C. Smith, Mining Recorder, as in the past arranged for us to hold the course
in the Town Council Chamber.
Timmins. — The School Board and the Independent Order of Oddfellows provided us with
the same accommodation as in previous years.
Matheson. — We were again accommodated in the Court House.
Kirkland Lake. — Through the kindness of H. G. Ginn, Mining Recorder, and the Teck
Township Council, we were again accommodated in the Court Room during most of the time.
While courts were in session we had the use of the Oddfellows Hall.
Haileybury. — We were indebted to X. J. McAulay, Mining Recorder, for the usual
arrangements here and to Messrs. Luke and Hill of the High School and School of Mines,
respectively, for aid in securing a number of pupils.
INDEX, PART I
Note. — All places referred to are in Ontario unless otherwise mentioned.
A Page
Abana Mines, Ltd 107
Abitibi canyon 101
Abitibi r.
Lignite near 55
Water power 21
Abrasive, polish. See Diatomite.
Abrasive Co. of Canada, Ltd 27
Accidents, mining, report on 115-124
Acme Gold Alines, Ltd., dividends. ... 13, 14
Acreage tax, revenue 45
Actinolite.
Industry and statistics 4, 5, 29
Mine and manager 54
Acton, England 8
Platinum metals refiner^' 22, 23, 99
Adair, G. H 9
Adams, R. S 61
Adams, Robt. F 58
Aellerim, Chas. G 57
Africa.
See also Algeria.
Gold mg. in, proposed (1660) 7
Gold production (1915-31) 15
Agaunico silver m 53, 105
Agnew, John L 103
Agriculture, lime for, statistics 38
Stone for, statistics 40
Agricultural drain tile. See Drain tile.
Aitken, J. M 103
Alabastine plant, Paris 97
Aladdin s. m 53, 106
Aladdin Cobalt Co., dividends 18
Alberta. See Calgary.
Aldrich, C. H 54, 114
Ale-xander, H. S 114
Alexander, J. A 46
Alfred peat bog 34
Algeria, Africa, iron ore 26
Algonia dist.
See also Sault Ste. Marie.
Copper mg. See White Lake .Mines.
Gold mg. See Michipicoten g. area.
Mining lands, revenue 45
Algonia vSteel Corpn.
Manager and address 54
Operations 26-28, 1 13
Silica brick producers 56
Alkali-resistant cement 37
Allbutt, P. T 51, 103
Allen, Innis P 68
Allen, W. E 55,96
Amabel tp.
Lime (|uarr\-. See Wiarton.
Stone (juarry 60
Amaranth tp., sand and gravel 59
American Cyanamid Co 57, 60
Ames, G. C 106
Amherstburg, chemical works 35, 57
Ammonium sulphate 27
Page
Ancaster, stone quarry 61
Ancaster tp. See Hamilton.
Anderdon tp.
Lime quarry 58
Stone quarry 60
Anderson, C. F 60
Anderson, J. G 56
Anderson & Son, Jas. G 55
Andrews, G. S 86
Andrews, William 121
Ankerite g. m.
Manager and address 51
Operations 6i
Production 10
Ankerite Gold Mines Syndicate 64
Appeals to Mining Court 47
Appleby, Thos. A 62
Arcadia Gold .Mines, Ltd 43
Archibald-Birdsall, Ltd 44, 59
Argonaut g. m., production 12
Armstrong, T. E 83
Arnold, Thos 90
Arsenic.
Industry 29
Production 4, 5
from sih'er mines 20
Ashley, James L 99
Ashley g. m 7
See also Ashley Gold Mg. Corp.
Labour employed 106
Manager and address 51
Ashley-Garvey g. claims 107
Ashley Gold Alines, Ltd 43
Ashlev Gold Alg. Corp., report of
work 64, 107, 108, 109
Asphalt filter, limestone for, statistics. . 40
Assays. See Pro\incial Assay Office.
Athabasca Dome, Ltd 44
Austin, Louis 56
Austin swamp, diatomite 30
Australia, gold production 15
Avery, S. L 96
Avery, W. and T 125
B
Babson, G. L 97
Bache, Jules S 68
Bailev, Geo 30
Bains, J. P 62
Baker, C. W. 70
Ballast for railways, statistics 39
Banbury, R. E. . .' 67
Bank of l-'ngland 1
Bann()cki)urn tp. See Ashley g. m.
Bapty, F. A 113
Barite, industry 29
Barns, B. S 96
Barry, P. A 65
[132]
1932
Index, Part I
133
i
Page
Barry-HoUinger g. in.
Manager and address 51
Operations 64, 65
Production 9, 12
Barry-Hollinger Gold Mines, Ltd.
Capital; officers 65
Base Metals Mg. Corp 106
Bast, Aaron 59
Bastard tp. See Delta.
Bathurst tp., feldspar 55
Bathurst Feldspar Mines, Ltd 55
Bayonne, X.J., foundry 99, 100
Baysville, diatoniite 30
Beachville.
Lime plant 37, 97
Stone quarrv 57, 58, 60
Bear, R. G. . .' 96
Beardmore 66
Beardmore g. ni.
See also Beardmore Gold Mines Co.
Manager and address 51
Operations 66
Beardmore Gold Mines Co., Ltd 43, 66
Beardmore Gold Mines, Ltd 66
Beattie Gold Mines, Ltd 1 1 1
Beatty, E. \V 99
Beatty tp. See Blue Quartz g. m.
Beatty-Waterloo Gold Mines, Ltd 43
Beaver s. m., Coleman tp 53, 104
Beaver Consolidated Mines, Ltd.,
dividends 18
Beck, J. S 60
Beckwith tp., stone quarr>- 60
Bedford tp. See Canada Mica Co.
Bell, Harry 57
Bell, James H 54
Bell, Wilson 71
Bellellen Lorrain s. m 53, 109
Belleville.
Assay office 49
Cement plant 36, 57
Belmont tp., trap quarrv 62
Benard, F '. 114
Benson, Frank 61
Benson and Patterson 59
Bentinck tp. See Durham.
Beresford, John 62
Bertie tp. See Ridgewav.
Ber>'l.
Industrv 29
Production (1929) 5
Bessemer matte 21,22
Bexley tp. See Coboconk.
Bickell, J. P 79, 99, 104
Bidgood, F. C 84
Bidgood g. m.
See also next ref.
Manager and address 51
Operations 66
Bidgood Consolidated Gold Mines, Ltd.
Capital; officers 66
Biederman, Albert G 57
Big Eddy, water power. 99, 101
Big-Lode Gold Mines, Ltd 43
Billets, steel, price 26
Billings Bridge, stone quarr\' 60
Birks, R. T ' 74
Birmingham, England, rolling mills. . .99, 100
Bishop, A. L 67
Bismuth.
Price 2
P.\GE
Bismuth — Continued.
Production 3-7
from silver mines 20
Bituminous coal, used in coking industrv 27
Black, John H 91 , 105
Black Donald Graphite Co.
Manager and address 55
Operations 31, 96
Blackburn, R 85
Blackford, CM 61
Blandford tp. See Innerkip.
Blanshard tp. See St. Marvs Cement
Co.
Blast furnaces, listed 27, 54
See also Iron ore.
Blind River. See White Lake Mines.
Blister copper. See Copper.
Blue, M. F 83
Blue Quartz g. m., production 11
Bobjo g. m 67
Boland, Walter J 91
Bolender, Charles 59
Bolender Bros 59
Bonter, J. W 60
Bonuses. See Dividends and bonuses.
Borgford, H 83
Boring permits, revenue 44
Boston Creek. See Barr\'-Hollingerg. m.
Boston Creek gold area. See Barry-
Hollinger g. m.
Boston-Kirkland Gold Mines, Ltd 43
Bothwell oil field, production 34
Bourget, mineral water 56
Bourkes. See Lakeland Gold Mines.
Bourlamaque tp.. Que 84
Boyd, Barclay 56
Bradlev. See Treadwell-Vukon Co.
Bradley, F. W 64
Brant co.
See Onondaga tp.; Brantford; Burfcrd
tp.
Brant tp., sand and gravel 59
Brantford, sand and gravel pit worked
by 59
Brick, statistics 4, 5, 41, 42
See also Silica brick.
Bridgeport, sand and gravel 59
Brigham, A. F 51
Report by, on Hollinger g. m 71-73
British American Nickel Co 22
British Canadian Mines, Ltd 51
British Columbia.
Blister copper 22
Gypsum 97
Britt, feldspar 55
Brittain, William 78
Brockington, G. A 91
Brocklebank, Arthur 53, 103
Bronte, stone quarry 61
Brougham tp. See Black Donald
Graphite Co.
Brown, F. B 86
Brown, J. E 67
Brown, R. R 75
Brown, S. H 103
Brown, Wm 57
Bruce co. See Amabel tp., Brant tp.
Brule, A. A 60
Brule, E. D., & Sons 60
Brunner Mond, Canada, Ltd.
Chemical plant 57
134
Department of Mines
No. 4
Page
Brunner Alond, Canada, Ltd. — Con.
Lime quarry 58
Stone quarry 60
Brvce, Robert A 78
Bucher, J. L 75
Buck Lake mica m 56
Bucke tp. See Agaunico s. m.; York-
shire Cobalt Alg. Co.
Buckingham, Que., grinding mills 31
Buffalo Mines, Ltd., dividends 18
Building blocks, statistics 41, 42
Building materials. See Structural
materials.
Building permits 36
Building stone, statistics 4, 40
Building trades, lime consumption 38
Building Services, Ltd 54
Bull, F. J. C 83
Bullion, receipts of crude, at Mint 15
Bullion Circular 1
Bunclark, Richard 53, 104
Bunker Hill E.xtension Mines, Ltd 91
Bunting, R. F 55,96
Burford tp., sand and gravel 59
Burgess tp. See South Burgess tp.
Burlington, mineral water 33
Burns, accidents from 118
Burpee, F. D 86
Burvvash, E. M.
Rept. by, on Classes for Prospectors 129-131
Burwash, K. C 52
Business construction contracts, value. . 36
Butler, granite cjuarry 62
Byrne, J. J 52,78
C
Cabana, Oliver, Jr 93
Cain (foreman) 123
Cain, C. E 53, 104
Calabogie. See Black Donald Graphite
Co.
Calcite, industry 29, 30
Calcium chloride, in saline waters S3
Caldwell, J 78
Caldwell pyrite ni 32, 55
Caledonia. See Gypsum, Lime and
Alabastine, Canada, Ltd.
Caledonia Springs 56
Calgary. Aita 97
California, gold production 15
Calvin, C. C 68
Camden tp., sand and gravel 60
Cameron, Jas. D 56
Cameron, \\'. M 58
Campbell, Angus D 104
Canada.
Calcite imports 30
Dollar, price of 1,2
Feldspar statistics 31
(iold production 15
Limestone for flux 26
Metal prices and markets 2
Value of construction contracts 36
Canada Cement Co.
Limestone cjuarry 60
Plants 36, 37, 57
Canada Crushed .Stone Corp 60
Canada Dry Ginger Ale, Ltd 56
Canada Gypsum and .Alabastine, Ltd.
See Gypsum, Lime and Alabastine,
Canada, Ltd.
Page
Canada Lime Co 58
Canada Mica Co 56
Canada Nighthawk Mines, Ltd 29
Canada Sand-Lime Pressed Brick Co. . . 58
Canada Talc Co 35, 57, 112
Canada X'itrified Products, Ltd 44
Canadian Aggregates, Ltd 59
Canadian Associated Goldtields, pro-
duction 12
Canadian Copper Co., dividends 25
Canadian Electric Castings Co 21, 27
Canadian Enterprise, Ltd 86
Canadian Furnace Co 26, 27, 54
Canadian Gold Mines, Ltd 43
Canadian Gypsum Co 31,37
Manager and address 55
Officers; capital; operations 32, 96
Canadian Industries, Ltd 32
Chemical plants 54, 55, 57
Operations 113
Canadian National r'y 2
Canadian Pandora Gold Mines, Ltd.. . . 43
Canadian Pvrites, Ltd 55
Candee, C. M 75
Canusa Mg. and Exploration Co.
See also Scottish-Ontario g. m.
Capital; officers 66
Canyon water power 21
Cardiff tp.
See also International Radium and
Resources, Ltd.
Pegmatite dikes 28
Carleton co.
See also Beckwith tp.; Billings Bridge;
Galetta; Gloucester tp.; Ottawa.
Lead and Zinc Mg. See Kingdon Mg.,
Smelting & Mfg. Co.
Limestone 61
Sand and gravel 59
Carlsbad, Ltd 56
Carlsbad Springs 53
Carman tp.
See Shaw Porcupine Gold Mines.
Carroll Bros 59
Carter, J. M 109
Casey tp.
Silver production, 1904-1931 17
Casey Cobalt Silver Mg. Co., dividends 18
Casey Mountain Operating Synd 67
Casey Summit Gold Mines, Ltd.
Capital; officers; operations 67
Manager and address 51
Castle s. mine 53
Castle-Trethewey Mines, Ltd 53
Capital; officers; operations 104
Dividends 18
Casual fees, revenue 44
Cayuga \orth tp. See Decewsville.
Cement, Portland. ^SVc Port land Cement.
Central Institution 1
Central Patricia Gold Mines, Ltd 43
Centrexille, sand and gra\el 60
Chalco()yrite.
North Clearwater 1 83
Werner 1 63
Chalmers, Miss M 58
Champ, M. H 114
Charges for assays and analyses 49
Chatham, lime 58
Chatham tp. See Wallaceburg.
Chats island, Ottawa r. See Cialetta.
1932
Index, Part I
135
Page
Chemical fees, revenue 45
Chemical works.
See also Canadian Industries, Ltd.
Lime consumption 38
Limestone consumption 40
Cherry, W. S 74
Chester tp. , gold 7
Chicken grit. See Poultry grit.
Chittv, F. L 53, 104
Christie, Chas. R 58
City of Cobalt s. m 19
City of Cobalt Mining Co., dividends. . 19
Claims recorded 46, 47
Clappison Corners, limestone quarry. . . 61
Clarence tp.
Limestone 61
Mineral water. See Bourget.
Clark, G. M 106
Clark, R. N 70
Classes for prospectors.
Report by E. ^L Burwash 129-131
Clauson, \'. C 51, 64
Clay products, industry and
statistics '. 4, 5, 41, 42
Cleaver Mines, Ltd 44
Cleland, R. H 63, 115
Clifton g. m., production 11
Clydach, Wales, nickel refinery. . . .23, 99-101
Coal. See Coke industry; Lignite.
Cobalt (mineral).
See also Bellellen Lorrain, Foster s.
mines; Kenora Prospectors and
Miners, Ltd.; McKinley-Darragh-
Savage s. m.
Industry 16, 17
price 1,2
production 4-7
from siher mines 20
Cobalt, Ont.
Silver.
see also Cobalt s. area.
mines and managers listed 53
refinery 54
Testing laboratories 49
Cobalt silver area.
Mines. See Bucke tp.; Coleman tp.
Production 17
Cobalt Central Mines Co., dividends. . . 18
Cobalt Comet Mines, Ltd., dividends. . 18
Cobalt Contact s. m 53, 104
Cobalt Lake s. m 53
Cobalt Lake Mining Co., dividends. ... 19
Cobalt Reduction Co 54
Cobalt Silver Queen, Ltd., dividends. . . 18
Cobalt Townsite s. m 19, 53
Cobalt Townsite Mining Co., dividends 19
Cobaltite, Werner 1 63
Coboconk, lime 53
Cochrane district.
Gold mg. See Porcupine gold area.
Mining lands, revenue 45
Cockshutt, C. F 51
Coghill, J. M 26
Coke industry 26, 27
Cold Spring Granite Co 44
Cole, A. A.' 49
Coleman, D. L 62
Coleman mining di\'., claims recorded. . 46
Coleman tp.
Silver mg. See Aladdin, Beaver,
Cobalt Contact, Cobalt Lake,
Coleman tp. — Continued. Page
Cobalt Townsite, Cross Lake,
Crown Reser\e, Foster, Kerr
Lake, M c Kin ley-Da rr a gh-
Savage, Xipissing, Nova Scotia,
O'Brien, Penn-Canadian, Silver
Leaf, Temiskaming s. mines.
Colling, J. H 97
Common brick, statistics 4, 5, 41, 42
Companies for early gold mining 7
Company incorporations 43, 44
Concord, mineral water 33
Concrete. See Kalicrete.
Conderman, B. C 83
Coniagas Mines, Ltd., dividends 18
Coniaurum g. mine.
Manager and address 51
Operations 67, 68
Production 9, 10
Rescue training 127
Coniaurum Mines, Ltd.
Capital; officers 67
Coniston.
Acid plant 32, 55
Smelter 21, 54, 59, 101 , 103
Conkey, M. J 65
Conlin, Herbert L 59
Connolly talc m 57
Consolidated Feldspar Corp 31
Consolidated Sand and Gravel, Ltd.. . . 59
Construction contracts 36
Cooper, D. F 63, 115
Cooper, James 85
Cooper Gold Mines, Ltd 84
Copings, statistics 4, 5, 42
Copper.
Industry and statistics 20-26
premium on exchange 3
price 1, 2, 22
production 4, 5, 7
from silver ores 20
Mines.
see also Falconbridge Nickel Mines,
Ltd. ; Internat. Nickel Co. ; Tread-
well Yukon Co.; White Lake
Mines, Ltd.
accidents in 116
dividends paid b^- 3, 24
managers and addresses 51, 53
profit tax 48
Refinery.
see also Ontario Refining Co.
gold and silver from 9, 16
Smelter. See Smelters.
Copper Cliff.
Acid plant 32, 54, 55, 113
Concentrator 101
Orford process removed to 21, 23
Refinerv 2, 8, 21-26, 54
Smelters 54, 99, 101, 103
Corey, Wm. E 99
Cornwall tp., limestone quarry 61
Correspondence details 47
Coughlin, W. A 52,90
Cowan, J 78
Cowie, Geo. S 56
Crabtree, H. S 83
Craig, Ernest 53, 56, 99
Craig, R. M 61
Craig, T. H 55
Craine, J. L 62
Crannie, Robt 61
136
Department of Mines
No. 4
Page
Credit Valleys Quarries, Ltd 62
Creighton nickel m.
Labour employed 103
Manager and address 53
Monel metal made from ore of 100
Operations. 21, 102
Training for mine rescue 127
Creighton tp. See Creighton nickel m.;
Errington m.
Cromwell, Wm. N 99
Crosby, J. W 64
Cross Lake s. m 53, 111
Crown Reserve s. m 53, 106
Crown Reserve Mining Co., dividends. . 18
Crushed stone, statistics 40
Crydern;an nickel m. See Garson m. . .
Cunningham, Andrew 67
Curbstone statistics 40
Custom duties. See Tarifts.
Customs assaying 50
Cyanamide 38
D
Dalton, J. A 75
Darlich, Samuel B 87
Davidson g. m., production 11
Davis, A. E 70
Davison , F. E 75
Davison, Luther 78
Davy, R. M 90
Dawn oil field 34
Deacon, T. R 60
De Blois, W. H 54,55
Decewsville, sand and gravel 60
Decewsville Crushed Stone, Ltd 60
De Clute oil pool 34
Decoy, Auguste 83
Deloro, refinery. See Deloro Smelting
& Refining Co.
Deloro tp. See Ankerite g. m.; Hayden
Gold Mines Co.; March g. m.
Deloro Smelting & Refining Co 25, 29, 54
Officers; operations 113
Delta, lime quarry 58
Deneault, F 56
Dent tp. See Metals Developnient, Ltd.
Department of Highways. See High-
ways Dept.
Department of Mines. See Ontario De-
partment of Mines.
Department of Northern Development 39
De Pencier, H. P 51,68
Depressions (1830, 1857), notes on ... . vi
Deroche tp., silica brick 56
De Santis, Peter. See De .San t is Gold
Mg. Co.
De Santis Gold Mg. Co.
Manager and address 51
Operations 68
Production 11
Deschenes, Que 22
Dewar, Duncan 1 61
Diatomite, industry and statistics. . . .4, 5, 30
Diatomite Products, Ltd 30, 54
Dibblee Construction Co 60
Dickens tp. Sec O'Connor, W. J.
Dickenson, J. G Ill
Dickson, (ieorge 49
Disputes about claims 47
Page
Dividends and bonuses.
Gold mining 3, 13, 14
Nickel-copper mining 3, 24, 25
Silver-cobalt mining 3, 18, 19
Dixon, R 46
Dobbins, W. J 105
Dome g. m.
See also Dome Mines, Ltd.
Manager and address 51
Operations 68-70
Production 9, 10
Dome tp. See Howey g. m.
Dome Extension g. m 70
Dome Mines Co., Ltd 13
Dome Mines, Ltd.
See also Dome g. m.
Dividends 13, 14
Officers; financial statement 68, 69
Dominion Diatomite, Ltd 30
Dominion Foundries and Steel, Ltd.. . . 27
Dominion Mines & Quarries, Ltd 56
Dominion Salt Co 57
Dominion Sugar Co 58
Donaldson, Oliver G 93
Donaldson, Samuel 61
Dorfman, A 91, 105
Douro tp. See Lakefield.
Dover tp., oil production 34
Downing, C. E 58
Doyle oil pool 34
Drain tile, statistics 4, 5, 41, 42
Draper tp., diatomite 30
Draughting office. North Bay 50
Dredging operations 59
Drilling accidents 118, 119
Dry-press brick, statistics 41, 42
Dufferin Paving and Crushed Stone Co. 60
Dulles, John F 59
Dumfries North tp. See North Dumfries
tp.
Duncan , F. W 75
Duncan, G. R 131
Dundas, limestone quarry, municipaL . 60
Dunkin g. m 83
Dunlop, J. M. C 53, 104
Dunlop, R. O 67
Dunwich tp., oil production 34
Durham, sand and gravel 59
Durham co. See Amaranth tp.
Dutton oil field, production 34
Duty, customs.
Barite 29
Copper 2
Feldspar 31
Dwyer, feldspar 55
Dye, Robert E 92
Dysart tp. See Halii)urt()n.
Eagle lake 35
Eagle Lake Soapstone Mines, Ltd 57
Eagleland Mines, Ltd 44
Earle, E. P 109
East Neebish isld 56
East Zorra tp., sand and gravel 60
Edgar Irvine Co 60
ICgan\illc, lime near 58
Eidon tj). See Kirkfield Crushetl Stone,
Ltd.
Electricity, accidents from 118-120
1932
Index, Part I
137
I
Page
Electrohtic copper.
Price.' 2
Refining. See Ontario Refining Co.
Electro-Metallurgical Co. of Canada. . . 27
Elgin CO.
Oil. See Dunvvich tp.
Sand and gravel 60
Elk Lake. See Ashley g. m.
Ellins Bros 59
Elliott, R. A 113
Elora, lime plant 58, 97
Embossed brick, statistics 42
Emily tp., sand and gravel 59
Empire Limestone Co 59
Employees. See Labour statistics.
Enamelled brick, statistics 42
Engineering construction contracts. ... 36
England.
See also Great Britain.
Notes on depression in vi
Ennis, R. J." 52
Report by, on Mclntyre-Porcupine
g. m 79-81
Enniskillen tp., petroleum 34
Enterprise, sand and gravel 60
Erenhous, Leo 66, 78
Errington, Joseph 64
Errington copper-lead-zinc m.
See also Treadwell Yukon Co.
Manager and afldress 51
Operations 64
Esquesing tp.
Lime plants. See Limehouse; Milton.
Sandstone quarry 62
Essex CO.
See also Amherstburg; Anderdon tp.
Sand and gravel 60
Essex Transit Co 59
Etobicoke tp., sand and gravel 59, 60
Euphemia tp., oil production (1931). . . 34
Europe, industrial outlook 100
Evans, D. Owen 99
Evans, W. J 83
E.xchange, monetary 1.12
Exolon Co., Ltd 27
Explosives, accidents from 116, 119
F
Face brick, statistics 4, 5, 41, 42
Fairlie, M. F 106
Falconbridge tp.
See Falconbridge Nickel Mines.
Falconbridge Nickel Mines, Ltd.
Capital; oiVicers; operations 21, 98, 99
Manager of mine and address 53
Quartz quarry 56
Rescue station 127
Smelter 21, 54, 99
Fancy, W. F 98
Fancy brick, statistics 4, 5, 42
Faraday tp., limestone quarry 61
Farr limestone quarry 61
Fasken, Alex 68, 109
Favel 74
Fawcett, T. W 51,71
Fees, assa\s, recording, etc 44, 45
Peine, Geo. R 64, 83
Feldspar.
Associated with uraninite 28
Industry and statistics 4, 5, 30, 31
Mines and managers, listed 55
Page
Fennell, Robert 65
Ferro-alloys, industry 26, 27
Fineout, Emma 59
Fire.
Frood mine 121-127
Hollinger mine 120-123
Fisher, N. R 85
Fitzroy tp. See Kingdon Mg., Smelting
& Mfg. Co.
Flagstone, statistics 40
Fleming, A. G 37
Floor tile, statistics 4, 5, 41, 42
Flower pots, statistics 42
Flower Station. See Caldwell pyrite m.
Flue linings, statistics 4, 5, 42
Fluorite crystals, Cardiff tp 28
Fluorspar 4, 5, 31, 55
Flux, limestone for 26
Flynn, W. A. O Ill
Foley g. m 51
Forbes, D. L. H 52
Report by, on Teck-Hughes g. m. . . .90, 91
Forest Reserve permits, revenue 46
Fort Frances, classes for prospectors. . 130, 131
Fort Frances mg. div., business reports 46
Fort William.
Classes for prospectors 129, 131
Municipal trap quarry 62
Foster, R. R 59, 60
Foster s. m 53 , 112
Foster Cobalt Mining Co., dividends. . . 18
Foundry iron, price 26
Fox, E. D 79
Eraser, Alistair 85
Frontenac co.
Limestone 61
Mica. See Canada Mica Co.
Frontenac Floor and Wall Tile Co 30, 55
Frontier s. m 53
Frood nickel mine.
Fire 123
Manager and address 53
Operations 102
Fryatt, B. J 70
Fuller Gravel, Ltd 59
Futterer, Edward 51, 74
G
Galena, North Clearwater 1 83
Galetta. See Kingdon Mg. , Smelting &
Mfg. Co.
Gallagher, Raymond 58
Gallagher Lime and Stone Co 58
Gananoque, granite quarry 62
Gardiner, P. R 78
Garnet , Werner 1 63
Garson nickel m.
Manager and address 53
Operations 103
Gas, natural, permits 45
Gauthier tp. See Argonaut g. m.
Genesee Feldspar Co 55
Germany.
Beryl sent to 29
Cobalt-silver concentrates sent to. . . 105
Financial crisis 1
Lignite sent to 97
Gibbs, F. B 96
Giffen, L. G 53, 105
Gilbertson, Gordon 60
138
Department of Mines
No. 4
Page
Gill, J. R 54,99
Gillespie Co., Geo. H 35, 57, 112
Gillies, R. A 54, 114
Ginn, H. G., acknowledgments 46
Glass factories.
Lime consumption 38
Limestone consumption 40
Glen William, sandstone quarn- 62
Glendenning, Geo 86
Glenelg tp., lime 58
Gloucester tp.
Limestone quarry 61
Mineral water. See Carlsbad Springs.
Sand and gravel 60
Goderich, salt 35
Goderich Mineral Water Co 56
Goderich Salt Co 57
Goetz, E. P 68
Gogama 7
Classes for prospectors 130, 131
Gold.
Industry and statistics 1-15
milling, lime consumption 38
premium on exchange 3
prices 1-3
production 4, 5, 7-12
from refineries 22-24
increases 1
world. 15
Mines.
see also Michipicoten, Porcupine g.
areas; Patricia portion; Timis-
kaming dist.; Thunder Bay
dist.
accidents in 116
dividends paid by 3, 13, 14
managers and addresses 51
profit tax 48
reports 64-96
Gold standard.
Great Britain abandons 1
effect of 100
Gold Banks Syndicate.
Capital; officers; operations 70
Manager and address 51
Gold Hill g. m., production 12
Gold Reef g. m., production 11
Goodwin, H. A 91
Gordon, A. E 62
Gordon Bay Quarries, Ltd 60
Gordon Crushed Stone Co 60
Gordon Granite Co 62
Gosfield South tp., sand and gravel. ... 60
Gow, James 58
Gowdy, Wm 58
Gowganda mining div., business report 46
Gowganda silver area.
See also Castle-Trethewey Mines;
Miller Lake O'lirien s. m.
Production 17
Graham, R ' 75
Graham, Wm. T 99
Granada Gold Mines, Ltd 43
(iranite, production 4, 5, 40
(iranite gneiss, Cardiff tp 28
Grant, A. J 61
C.rant, Gideon 78
Grantham tp.
Limestone 61
Mineral water. See St. Catherines.
Page
Graphite.
Industry and statistics 4, 5, 31, 32
See also Black Donald Graphite Co.
Grattan tp. See Eganville.
Gravel. See Sand and gra\el.
Gray, George 52
Great Britain.
Withdrawal from gold standard 1
effect of 100
Great Lakes, sand and gravel production 38
Green, W. F 49
Greenburn Sand and Ciravel Co 59
Greene, E. H 65
Greene, Richard T 109
Greenock tp., sand and gravel 59
Greenshields, C. G 85
Grenville Crushed Rock Co 62
Grey co. See Owen Sound.
Grotz, Frederick 87
Guelph, lime plant 37, 58
Guelph tp., limestone 61
Guess, H. A 91
Gurd, Chas., (S: Co 56
Ciypsum.
Industry 31 , 32
Mines, accidents 116
Mining. See also Canadian Gypsum
Co.; Gypsum Lime and Alabastine,
Canada.
Production 4, 5
Gypsum, Lime and Alabastine, Canada,
Ltd.
Gypsum.
mining 55, 96, 97
plants 31, 32
Lime plants 37, 58
Limestone quarries 61
Gypsumville, Man., lime quarry 97
Gzowski, C. S 85
H
Hagersville.
Gypsum. See Canadian Gypsum Co.
Limestone 60
Hagersville Contracting Co 60, 61
Hagersville Quarries, Ltd 60, 61
Haggartv, J . C 56
Haight,}. C 75
Haileybury.
Classes for prospectors 130, 131
Limestone. See Farr limestone quarry.
Llaldimand co. See Gvpsum; Walpole
tp.
Haliburton, limestone 60
Haliburton co.
Mineral water. See Wilberforce.
Radium. See Internat. Radium <S:
Resources, Ltd.
Hall, H. C 67
Hall, Oliver 102
Hall, W. S 84
Halladay, Reg 99
llalton CO.
Lime. See Esquesing tp.
Limeslone 61
Mineral water i3
.Sandstone quarries 62
Hamburg, Germany, cobalt-silver con-
centrates sent to 105
1932
Index, Part I
139
Page
Hamilton.
Iron blast furnace. See Steel Co. of
Canada.
Lime plant 58
Hamilton, F. H 91, 105
Hamilton Bv-Products Coke Ovens, Ltd 28
Hammell. }'. E 74
Hammersmith, M. A 64
Handley-Gerlach Mines, Ltd 43
Hanover, John 79
Hardy. J. Gordon 67,98
Harkness, J. G 52, 86
Harkness. R. B.
Xotesby, on natural gasand petroleum, 33, 34
Harper's Weekly, notes from, on depres-
sion of 1857 vi
Harris, G. H 68
Harxey, \V. h., and Son 61
Hastings co.
See also Canada Cement Co.: Deloro
Smelting and Refining Co.
Limestone 61
Talc. See Madoc.
Haultain tp. See Castle-Trethewey
Mines, Ltd.
Hawk Lake, granite quarn.- 62
Hayden, Charles 99
Hayden Gold Mines Co.
Capital; officers; operations 70, 71
Manager and address 51
Haydite, statistics 4, 5, 41, 42
Heckscher, August 109
Henderson M ines, Ltd 57
Henniger, AL G 61
Henning, C. F 96
Henvev tp.. feldspar 55
Herbele, T. W 70
Hespeler, lime 58, 97
Hess tp., lead-zinc mill erected 97
Heyson tp. See Howey g. m.
High falls, Spanish r. , water power 84,99
Highland Creek, sand and gravel 59
Highways Department.
Limestone quarries worked by 61
Sand and gravel output 39
Hill, Mr. (James) 131
Hill, H 60
Himrod, W. C 90
Hinde, James H 58
Hinde Bros 59
Hocking. William 84
Hogarth. D. M 67
Hokanson, Swan 62
Holden, John B 71
Holland,' H. E 46
Hollinger g. m.
^eea/^o Hollinger Consol. Gold Mines.
Fire 120-123
Manager and address 51
Operations 72, 73
Production 9,10
Hollinger Consolidated Gold Mines, Ltd.
Capital; officers; financial statement . 71, 72
Dividends 13, 14
Profit tax 48
Hollinger Gold Mines, Ltd., dividends. . 13
Hollow building blocks, statistics 41, 42
Hone, A. D 131
Hook, O. M 55
Hooker, T 60
Hoover, Herbert 31
Page
Hornblende, associated with uraninite. . 28
Home, Martin 121, 122
Home, William 62
Horton tp. See Renfrew.
Hotchkin, M W 52,91
Houston, James 51, 65
Howard, N. H 59
Howe, J. P 61
Howells, E. M 78
Howey g. m.
See also Howey Gold Mines, Ltd.
Manager and address 51
Operations 74
Production 9
Howey Gold Mines, Ltd.
Capital ; officers 74
Huddlestone and Cline 11
Hudson Bay Mines, Ltd., dividends. . . 18
Hudson Bay Mining and Smelting Corp. 106
HufTman Construction Co., R. C 61
Hughes g. m., production 11
Humberstone tp. See Port Colborne;
Sherkston.
Hunt, G. M 70
Hunta 21
Huntingdon, W. Va., rolling mills. . . .99. 100
Huntingdon tp.
Sand and gravel. See Fuller Gravel.
Talc. 57
Huron co.
See Goderich; Skinner, Robt.
Huronian Mining and Finance Co 97
Hurst, S. H 62
Hutchings, Wm 86
Hutchinson, Wm. J 99
Hybla, feldspar near 55
Hyde, B. S 55
Hydrated lime. See Quicklime and lime.
Hydro-Electric power.
International Nickel Co.'s plant. . . .99, 101
Hydro-Electric Power Commission. ... 21
Hyman, Bernard X 87
I
Imperial Oil Co 34
Imperial Oil Refineries, Ltd 34
Ince. Geo. H 63
Incorporations of mining companies. . .43, 44
India.
Currency question 1
Gold production 15
Industrial construction contracts, value 36
Industrial outlook, Europe 100
Ingham, Clark L 87
Ingram, J.. 91,_105
Innerkip Lime & Stone Co 37. 58
Innerkip Quarries. Ltd 60, 61
Insecticides. See Arsenic.
Inspectors of Mines.
Reports on mines 63-114
Reports on mining accidents 115-128
Insulex ^_i
Interlake Transportation Co 59
International Gold, Ltd 43
International Nickel Co.
See also Ontario Refining Co.
Dividends 25
Equipment for mine rescue 127
Fire 121
Mines, managers and addresses 53
140
Department of Mines
No. 4
Page
International Nickel Co. — Continued
Operations 21, 22, 99-103
Profit tax 48
Smelters.
see also Coniston; Copper Cliff.
managers and addresses 54
Refineries.
see also Ontario Refining Co.; Port
Colborne.
manager and address 54
International Radium and Resources,
Ltd.
Capital and shares 44, 103
Manager and address 53
Officers; operations. 28, 103
lona oil field. See Dunwich tp.
Iridium, price 2, 22
Iron blast furnaces. See Iron ore.
Iron ore.
Blast furnaces.
listed 27,54
operations 113, 1 14
Industry and statistics 5, 7, 26, 27, 38
Iron pyrites.
Industry and statistics 4, 5, 32
Mine and manager 55
Irvine Co., Edgar 60
Island Falls 21
J
James, E. S 21
James, F. Conway 58
James tp. See Ashley g. m.
Jamieson, J. A 58
Jamieson Lime Co 58
Jasper, limestone quarry. See Quinton,
W. Y.
Jelly (miner) 121
Jemmett, D. L., Ltd 53, 105
Johns, H. R 103
Johnston, Albert W 90
Johnston, Robert 78
Johnston, Strachan 79
Johnston Bros. Co 61
Joliette, Que., lime plant 97
Jubilee g. m 84, 86
Jupiter g. claims 79
Jupp Construction Co 59
K
K. 740-43, 867, 1,400-406, 1,364-72,
1,397-99 g. Iocs. See Howey g. m.
Kalicrete ■■ • 37
Kamiskotia g. area. See De Sanlis Gold
Mg. Co.
Kashabowie, gold near. See Moss Gold
Mines, Ltd.
Keast, A. J 52,79
Keeley, E. C 63, 115
Keeley s. m.
See also Keeley Silver Mines, Lid.
Manager and address 53
Operations 105
Keeley Silver Mines, Ltd.
Capital; officers 105
Dividends 18
Profit tax 48
Kendrick, Horace 66
Kenlus Mines, Ltd 53
Kennedy, A. J 50,57
P.AGE
Kennedy, D. E 58
Kennedy, H. G 53, 111
Kennedy, Murray 53
Kennedy, W. A 58
Kennedy and Sons, Ltd., \Vm 27
Kenora, classes for prospectors 130, 131
Kenora dist.
See also Patricia portion.
Cobalt mg. See Kenora Prospectors
and Miners.
Gold mg. See Mikado g. m.
Granite quarry. See Butler.
Mining lands, revenue 45
Kenora mining division, business report 46
Kenora Prospectors and Miners, Ltd.
Capital; officers 63
Cobalt mg 5 1 , 63
Gold mg. See Mikado g. m.
Kent, W. C 56
Kent CO., oil production 34
Kerr Lake s. m.
Manager and address 53
Operations 103
Kerr Lake Mines, Ltd., dividends 19
Kerr Lake Mining Co., dividends 18
Kidder, S. T 53, 103
Killarney, quartz quarry 56
Kincardine Salt, Ltd 35, 57
Kingdon Mining, Smelting and Mfg. Co. 28
Manager and address 52
Operations 97
Kingston, feldspar plant 55
Kingston pententiary, limestone 61
Kingston tp.
See also Wehman, Jacob.
Grinding plant 30
Sand and gravel 59
Kingston Sand and Gravel Co 59
Kinkel, Edward G 64, 83
Kirkland Commodore Mines, Ltd 43
Kirkfield Crushed Stone, Ltd 60, 61
Kirkland Divide Gold Mines, Ltd 43
Kirkland Gold Rand, Ltd 43
Kirkland Lake.
See also Kirkland Lake gold area.
Classes for prospectors 130, 131
Kirkland Lake gold area.
Dividends 14
Gold production 7-9
and silver 12
Labour statistics 8, 9
Mines. See Teck tp. ; Lebel tp.
Kirkland Lake g. m.
Manager and address 52
Operations 75
Production 9, 12
Rescue station 128
Kirkland Lake Golil Mg. Co.
See also Kirkland Lake g. m.
Capital; officers 75
Dividends 14
Kirkland .Securities, Ltd 76
Kirkland Townsite g. m.
Manager and address 52
()[)erations 75
Kirkland Townsite Gold Mines, Ltd.
Cajiilal: officers 75
Manager and address 52
Kirkpatrick, S. F 113
Killev tp., limestone quarry 61
Knap'p, E. B ' 52, 76
1932
Index, Part I
141
Page
Knox. John, Jr 51, 84
Knox, John, Sr 71,84
Knox, M. E 84
Knox, M. K «_ 84
Knutson, Martin 0 51, 52, 64
Knutson, Oscar 5. 52, 83
Kobler, Henry 64, 83
Koons, Edward L 87
Kowkash mining div.. business report . . 46
Laboratories. See Temiskaming Test-
ing Laboratories 49
Labour statistics.
General 4
Gold mg 89
Gypsum 32
Lime -. 38,39
Nickel-copper 22, 24
Salt 35
Sand-lime brick 39
Stone industry 40
Structural materials 36
Talc. - 35
Lacey mica m 56
Lahey, Geo 61
Lake Erie, sand and grave! dredging
operations 59
Lake Geneva Mining Co 52, 97
Lake of the Woods, g. claims. See
Mikado g. m.
Lake Shore g. m.
See also Lake Shore Mines, Ltd.
Manager and address 52
Operations 76-78
Production 9, 12
Lake Shore Mines, Ltd.
Capital; directors 76
Dividends 13,14
Profit tax 48
Lake Superior.
Granite quarr\'. See Peninsula.
Sand and gravel, dredging 59
Silver. See Silver Islet.
Trap. See Fort William.
Lakefield, cement plant 36,57
Lakeland Gold Mines, Ltd.
Officers; operations 78
Manager and address 52
Lambton co., oil 34
Lamoreaux, Adrian 56
Lanark co. See Beckwith tp.; Paken-
ham tp.
Langmuir g. m. See De Santis Gold
Mg. Co.
Langton, Thbs 60
Lapish, F. C 59
Larder Lake mining di^". , business reports 46
La Roche g. m.
Manager and address 52
Operations 76
La Roche Mines, Ltd.
Capital; directors 75
La Rose Mines, Ltd., dividends 18
La Rose Roujn Mines, Ltd 66
Lauper, R. A 58
Law Construction Co 61
Lawson, T. W 97
Page
Lead.
Industry 28
price 2
production 3,7
from silver mines 16, 20
Mines.
see also Errington g. m.; Kingdon
Mg., Smelting & Mfg. Co.
accidents in 116
managers and addresses 51. 52
Leases, revenue 45
Lebel, M. H 83
Lebel tp. See Moffatt-Hall Mines.
Lee. Dwight B 68
Lee, W. W 56
Lee tp. See Lee Gold Mines, Ltd.
Lee Gold Mines, Ltd.
Capital and date of charter 43
Manager and address 52
Ofificers; operations 78
Leeds co.
Lime. See Delta.
Limestone 61
Leeds tp., granite quarries 62
Legate, J. H 60
Lennox and Addington co. See Camden
Leslie, H. T ^6
Levack nickel m., labour employed. . . . 103
Licensed dredging operators 44,59
Light, Herbert __ 86
Lignite, Onakawana field 55, 67
Lime.
See also Quicklime and lime.
Operators and managers, listed 57
Lime, hydrated, production 4,5
Limehouse.
Lime 58,97
Sandstone 62
Limestone.
Domestic, for fluxing iron ores 26
Operators listed 60. 61
Statistics 4. 5, 40
Limestone Products, Ltd 61
Lincoln co. See Grantham tp.
Lindsay, C 61
Lindsle'v. Geo. H 63
Lindslev, Halstead 98, 109
Lindslev, Ida A 63
Lindslev, Thayer 67. 98
Lionite Abrasives, Ltd 27
Little, Mark 53. 105
Little, Walter 70
Loesch. Gustave 64, 83
Lois Lake Gold Mining Co 44
London Rolling Mills Co 27
Longford Crushed Stone Co _ 61
Longwell, Alexander 67, 112
Lorrain-Trout Lakes Mines, Ltd., divi-
dends \^
Loughborough Mining Co _ 56
Louvicourt tp.. Que 71 , 84
Lucky Coon Gold Mining Co 43
Luckv Cross g. m., production 12
Ludwig, M. H 11^
Luke, Mr I'^l
Lyman, R. H •^^- '^
Lvndoch tp., beryl ^9
Lythmore. See Gypsum, Lime and
Alabastine, Canada.
142
Department of Mines
No. 4
M
Page
Mabou, N. S., lime plant 97
McAlpine, K 62
McAlpine Bros., sandstone quarrv 62
McAndrew, J. A '. . , . 28, 103
McArthur, T. A 46, 130
MacAskill, Donald 103
Macassa g. m.
See also Macassa Mines, Ltd.
Manager and address 52
Operations 78, 79
Macassa Mines, Ltd.
Capital; officers 78
Macaula>', T. B., notes bv, on depression
of 1830 ■ vi
McAuley, N. J 46, 131
McCamus, T 75
McChesney Gold Mines, Ltd 43
McCloskey, H. C 74
McCoIlam Gold Mines, Ltd 43
McConnell, J. W 99
McCreadv, W. E 53, 106
MacDonald, A. G . 70
MacDonald, A. N 61
MacDonald, E 55
MacDonald, Peter 54
McDougall, D. H 79, 104
McDougall, W. L 71
McDougall tp., granite quarry 62
McElroy tp. See Tashota Gold Mines,
Ltd.
MacEvvan, J. U 97
McFadden, J. J 97
McGill Gold Mines, Ltd 44, 109
McGinnis, T. A 61
McGinnis and O'Connor 61
McGowan, Sir Harrv 99
McGregor, C. F 46, 131
Machin, Ida F 63
Mclntyre g. m.
See also Mclntyre-Porcupine Mines,
Ltd.
Manager and address 58
Operations 79-82
Production 9, 10
Mclntyre Extension g. m 79
Mclntyre-Porcupine Mines, Ltd.
Capital ; officers 79
Dividends 13, 14
Profit tax 48
McKee, Geo. M 86
McKee, James Wm 62
McKee Bros 62
McKim tp. See Frood nickel m.
McKinley-Darragh-Savage s. m 53, 106
McKinley-Darragh-Savage Mines of
Cobalt, Ltd 18
McKinley Mines Securities Co 53, 105
McLean,' A. B., and .Sons 59
McLean Building Review 36
MacLeish, J. E 96
McLennan, Frank 84
McMahon, James E 75
McALnrtin, Allen A 71
McALirtin, R. H 114
Macnamara, L 56
McNeill, W. K.
Report by, on l'ro\ incial Assay Office 49
McPhee, John 5 1 , 66
McPherson, Wm. B 66, 73
McQueen, A. M 75
Page
McQuigge, J. R 61
McUuoid, H. M 60
Madawaska Minerals, Ltd 29
Madawaska Syndicate, beryl deposits
worked bv 29
Madoc, talc' 35, 57, 112
Madoc tp., fluorspar 31, 55
Magnetite, associated with uraninite. . . 28
Maisonville tp. See Lakeland Gold
Mines.
Maiden tp. See Amherstburg.
Mallor, Michael J 61
Manitoba.
Blister copper 22
Gypsum mill. See Winnipeg.
Maple, sand and gravel 59
Maple Leaf Marble Quarries, Ltd. . .43, 44, 61
Maple Mountain silver area, production 17
Maps, revenue from sale of 45, 46
Marble, production 41
Marble and Stone Co. of Canada, Ltd.. 43
March g. m.
See also March Gold, Ltd.
Manager and address 52
Operations 83, 84
Production 9, 10
March Gold, Ltd.
Capital; officers 83
Marcy, William L 87
Mark, Joseph 97
Markus limestone quarry 61
Marmora tp.
Limestone quarry 60
Refinery. See Deloro .Smelting &
Refining Co.
Marsh, Geo. F 63
Martin, A. G 56
Martin, Ernest 76
Martin, George 53, 106
Martin's Siding. See Diatomite Pro-
ducts, Ltd.
Matachewan area, gold, low grade 7
Matachewan Holdings, Ltd 44
Matachewan Township Mines, Ltd.. . . 43
Matheson, classes for prospectors. . . 130, 131
Matthews, A. C 75
Maulson, Frank E 68
Maybee Corners, oil 34
Medonte tp., sand and gravel 60
Mein, Wm. W 99
Melchelt, Rt. Hon. Lord 99
Merica, Paul D 99
Merivale, limestone quarry near : 60
Metal mines, dividends paid by 3
Metal prices 2
Metal and Mineral Markets, extract from
on feldsjjar trade ?1
Metallic minerals.
Industry and statistics 1-28
Mines listed 51-53
Metallurgical works.
See also Refineries; Smelters.
Accidents in 1 16-120
Lime consumption 38
Listed 54
Operations 113, 114
Metals Development, Ltd.
Capital; officers; operations 83, 84
Manager and address 52
Metropolitan Gold Mines, Ltd 43
Mexico, gold production 15
1932
Index, Part I
143
Page
Mica.
Industry and statistics 4, 5, il, ii
Mines and managers 56
Michie. A '. . 60
Michipicoten gold area.
Gold mg. See Minto g. m. ; Parkhill
g. m.
Interest in, renewed 7
Mickle, G. R 48
Middlesex co. See Mosa tp.
Middleton. J. X 61
Mikado g. m.
Manager and address 52
Production 9
Mill Lake granite quarrv 62
Millar. R. J ' 61
Millen, M. M 58
MiUenbach, John P 51,67
Miller, Edwin Lang 93
Miller. George C 68, 90
Miller, George J 66
Miller, Gerald F 93
Miller, W. N 46, 131
Miller Lake O'Brien s. m.
5fc a/50 O'Brien, Ltd., M. J.
Manager and address 53
Operations Ill
Profit tax 48
Millerton Gold Mines, Ltd 13
Milton, lime plant 58, 97
Mincor Exploration and De\elopnient
Co 107
Mine rentals, revenue 45
]\Iine rescue stations. See Rescue
stations.
Mine Centre, gold. See Foley g. m.
Mineral industry.
Production (up to 1931) 4-6
Report by Rogers and Young on . . . . 1-44
Mineral water.
Industry and statistics 4, 31, 33
Makers listed 56
Minerals Development, Ltd 56
Miners' licenses and permits 46, 47
Mines Department. See Ontario De-
partment of Mines.
Mines of Ontario, report on by In-
spectors 63-1 14
Mining accidents, report on by In-
spectors 1 15-124
Mining company incorporations 43, 44
Mining divisions, business report 46
Mining leases, revenue 45
Mining revenue and expenditure 44
Mining Act of Ontario 49
Mining Corporation of Canada, Ltd ... 19, 54
See also Ashle>- g. m.
Capital; officers 106
Dividends 18
Mine managers and addresses 53
Operations 106-109
Mint. See Royal Canadian Mint.
Minto g. m.
See also Minto Gold Mines, Ltd.
Manager and address 51
Operations 84
Production 9
Minto Gold Mines, Ltd.
Capital ; officers 84
Mispickel. See Arsenic.
Page
Mississagi Forest Reserve. See White
Lake Mines, Ltd.
M.J. O'Brien, Ltd. 5ee O'Brien, M. J.,
Ltd.
Moffatt, L. R 52 84
Moffatt, T 60
Moffatt-Hall Mines, Ltd.
Capital ; officers; operations 84, 85
^Manager and address 52
Molvbdenite, production 3-5, 7
Mond, Robert L 99
Mond Nickel Co.
Dividends 25
Rhodium recovered bv 23
Sales '. 100
Montgomen>-, J 70
Montgomery, R.J 62
Montreal, (Jue.
Copper refinery; metal market 2
Gypsum mill 97
Whiting plant 29
Montreal River mining diw, claims re-
corded 46
Montreal River siher area, production 17
Moore, C. W' 84
Moore tp., oil production 34
Moose Ri\er basin, lignite 97, 98
Moot, Welles V 87
Morden, W. S 112
Morev, Ross 55
Morlock, W. S 98
Morris, A. W 78
Morris, G. H 65
Morris, S 58
Morrison , J . W 83
Morrison. Thomas 99
Morrow, R 30
Morse, George F 61
^losa tp., oil production 34
Mosher, 1 53, 109
Mosher g. claims 109
Moss tp. See Moss Gold Mines.
Moss Gold Mines, Ltd.
Capital; officers; operations 85, 86
Manager and address 52
Moulthorp, C 58
Movie, H 53, 112
Mumford, W. J 53, 103
Munro-Croesus Mines, Ltd 9, 11, 43, 52
Murchison tp., mica 56
Murdoch, James Y 93
Muskoka dist. See Diatomite Products,
Ltd.
:Mutz, H. J 53
N
Nairn Falls hydro-electric plant 99, 101
Nassagaweya tp., limestone quarry. ... 61
National Sand and Material Co 59
Natural Gas Commissioner, permits ... 45
Neelands, E. Y 109
Neelon tp. See Coniston.
Nelson, J. C 52,84
Nelson tp.
Limestone 61
Mineral water. See Burlington.
NeiUy, Balmer 79, 104
Nelson Crushed Stone Co 61
Nepean tp. See Foster, R. R.
Neukom, Geo 66
144
Department of Mines
No. 4
Page
New Algoma District Power Co 84
New England States, notes on feldspar
industry 31
New York, metal prices 2
New Zealand, gold production 15
Newray g. m., production 10
Niagara Falls, lime kilns 57
Nichol tp. See Eloro.
Nicholls, John C 99, 103
Nichols, C. W 109
Nickel.
Industry and statistics 21-25
premium on exchange 3
price 2,3
production 4,5,7
from siher ores 20
Mines.
see also Falconbridge Nickel Mines,
Ltd.; Internat. Nickel Co.
accidents in 116
dividends paid by 3, 24, 25
managers and addresses 53
profit tax 48
reports 98-103
Refineries.
see also Refineries.
gold and silver from 9, 16
Smelters. See Smelters.
Nickel Hill Synd 17
Nickel Holdings Corp 25
Nicol tp. See Miller Lake O'Brien s. m.
Night Hawk Peninsular g. m., produc-
tion 10
Nill, F 57, 58, 60
Nipigon Forest Reserve. See Beard-
more g. m.
Nipissing dist.
Mica. See Murchison tp.
Mining lands, revenue 45
Nipissing s. m.
See also next two refs.
Operations 109-1 1 1
Manager and address 53
Nipissing Mines Co., Ltd.
Capital; officers 109
Dividends 19
Nipissing Mining Co., Ltd.
Capital; officers 109
Dividends 19
Profit tax 48
Nitre cake, plant for 21, 113
Non-metallic minerals.
Industry and statistics 4-6, 29-42
Mines, quarries, and works, listed. . . .54-57
Noranda.
Limestone quarry 61
Smelter 16,26
Norfolk CO. See Waterford Sand cS:
Gravel, Ltd.
Normaray Gold Mines, Ltd 43
Normetal Mining Corp 107
Norrie and McHarg 62
Norris, C. A 64
North Bay, draughting office 49
North Caroline, feldspar, statistics. ... 31
North Caguya tp. .SVe Decewsville.
North Clearwater 1 83
North Dumfries tp., limestone 61
Northcrown g. m., production 10
Northern Ontario I'ower Co 107
Northway, John A 74
Page
Northwestern Ont., gold mg.
See also Kenora dist. ; Patricia portion ;
Thunder Bay dist.
Labour statistics 8
Production 9
Norway.
See also Kristiansand.
Nickel refinery 21
Nova Scotia. See Mabou.
Nova Scotia s. m 53, 104, 105
Novar, diatomite near 30
O
Oakes, Harry 75,76
Oakes, Lewis 76
O'Brien, A. E 121
O'Brien, J. A 113
O'Brien, M. J 113
O'Brien s. m.
Gold production 9
Manager and address 53
Operations Ill
Profit tax 48
O'Brien, Ltd., M. J.
See also Miller Lake O'Brien s. m.;
O'Brien s. m.
Dividends 19
Mines listed 53
Operations Ill
Profit tax 48
Occupation leases 45
O^Connor, Albert 52,87
O'Connor, W. J 56
Oceania, gold production 15
O'Donald, John C 53. 112
O'Flynn, W. A 53
Ogden, P. W 89
Ogden tp. See De Santis Gold Mg. Co. ;
Hayden Gold Mines Co.
Oglebay, Norton and Co 44
Ohio, U. S., lime exports from 37
Oil, mineral. See Petroleum.
Oil Spring oil field, production 34
Oliver, R. . . . . . . _. . . 99
Onakawana, lignite mg 55, 97, 98
Oneida tp. See Hagersville; Lythmore.
Onondaga tp., oil production 34
Ontario Reformatory, limestone quarry 61
Ontario co. See Pickering tp.
Ontario Bureau of Mines 6
Ontario Cement Co 44
Ontario Department of Mines.
Lignite mg., Onakawana 55, 97, 98
Ontario F"orest Service 131
Ontario Gravel Freighting Co 59
Ontario Kirkland g. m. , production .... 12
Ontario Mining Act 49
Ontario Power Service Corp 21
Ontario Radiuni Corp 28
Ontario Rcruiing Co.
Labour statistics 4
Manager and address 54
Operations ..21, 101, 102. 114
Ontario Research Foundation 97
Ontario Rock Co 62
Opemiska Copper Mines, Ltd 84
Orford process 21
Orillia tp., limestone 61
Ornamental brick, statistics 4, 5. 42
O'Rourke, .\L F 46
1932
Index, Part I
145
Page
Osier, Britton 99
Osmium 22
O'Sullivan, CD 64
Ottawa.
Classes for prospectors 130
Mint. See Royal Canadian Mint.
Owen Sound.
Lime 57
Limestone quairy, municipal 61
Oxford CO. See Beachville; East Zorra
tp.
Oxford tp., limestone 60
Pacaud tp. See Barry-Hollinger g. m.
Painkiller 1. See Blue Quartz g. m.
Pakenham tp., mineral water 56
Palladium.
See also Platinum metals.
Price. 2. 22
Paper mills, limestone for 41
Paris.
Abrasive plant 97
Sand and gravel 59
Park, Hugh 53
Report bv on Nipissing s. m 109-111
Parker, R. D 102
Parkhill g. m.
See also Parkhill Gold Mines, Ltd.
Manager and address 52
Operations 86
Production 9
Parkhill Gold Mines, Ltd.
Capital; officers 86
Parkinson, N. F 98
Parr>- Sound dist. See McDougall tp. ;
Novar; Perry tp.
Parry Sound niining div., claims re-
corded 46
Pascalis tp. , Que 107
Paterson, J. E) 85
Paterson , W 97
Patricia g. m., production 12
Patricia portion of Kenora.
See also Red Lake mg. div.
Gold mg. See Casey -Summit Gold
Mines; Howey g. m.; Metals Deve-
lopment, Ltd.
Mining lands, revenue 45
Patterson, Robert. See Benson and
Patterson.
Paving blocks, statistics 40
Paymaster g. m., production 10
Peat.
Industry 34
Production 4,5
Pegmatite dikes, Cardiff tp 28
Pembroke, limestone quarn,' 61
Peninsula, granite 62
Penn-Canadian s. m 53, 104
Penn-Canadian Mines, Ltd., dividends 19
Pepys, Samuel, extract from diar\- of . . . 7
Permits. See Boring permits; Forest
Reserve permits; Building permits;
Miners' licenses and permits.
Perry tp. See Dominion Diatomite,
Ltd.
Perth CO. See St. Marvs Cement Co.
Page
Peterborough co.
Cement. See Lakefield.
Sand and gravel operators 59
Trap quarr}'. See Belmont tp.
Peterson Lake Silver-Cobalt Alg. Co..
dividends 19
Petman, R. 0 103
Petroleum.
Industn,-, notes by R. B. Harkness. .33,34
Statistics " 4. 5. 29
Petrolia oil field, production 34
Phillips, Ed 37
Pickering tp., sand and gravel 59
Pierce, Jas. S 70
Pig iron. See Iron ore.
Pilliner, A. B 53, 112
Pinnington, E 53, 104
Pipe, sewer. See Sewer pipe.
Pirson, John 61
Pittsburgh Lorrain s. m 53, 104
Platinum, price 2
Platinum metals.
Industry, notes by R. B. Harkness. .?ii, 34
Premium on exhange 3
Production 4.5,7
Sales 100
Piatt \'eteran g. claims 79, 80
Plenaurum g. claims 80
Plumbago. See Graphite.
Plympton tp., oil production 34
Point Edward, dredging operators 59
Poitevin.E 130
Pollard, F. A 78
Pomeroy, Robert W 90
Pontardawe, Wales 99
Ponton, W. N 31
Porcupine, South. See South Porcu-
pine.
Porcupine gold area.
Barite 29
Dividends 13,_14
Gold production 7-9
and silver 10, 1 1
Labour statistics 8,9
Mines. See Deloro, Ogden, Shaw.
Tisdale, and \\ hitney tps.
Premium on exchange 1 1
Porcupine mining div., business reports 46
Porcupine Crown g. m.
Crosscut by X'ipond to reach vein ot . 92
Dividends 14
Production 10
Porcupine Crown M ines, Ltd. , dividends, 13.14
Porcupine Pet g. m., production H
Porcupine L'nited Gold Mines, Ltd.
See also Rochester g. m.
Capital; officers; operations 86, 87
Production 9,11
Porphyry Hill g. m., production H
Port Arthur, classes for prospectors. . 129, 130
Port Colborne.
Cement plant 36, 57
Iron blast furnace 26, 27
Nickel refinery. . .8, 21-26, 54, 99-101, 113
Orford process remo\ed from 21,23
Porter, J. Bonsall 90
Portland cement.
Industry and statistics 4. 5, 36. 37
Operators listed 57
Portsmouth, limestone quarry 16
146
Department of Mines
No. 4
Page
Pottery from domestic clav.
Statistics ' 4, 5, 41, 42
Poultry grit, limestone for 40,41
Power. See Water power.
Prairie provinces, cement for 37
Premier Gold Mining Co 91
Premiums on gold 2,3,9, 12
Prescott CO. See Caledonia Springs.
Prescott tp. See Peat.
Preston, mineral water ii
Preston g. m., production 11
Price, C. W 53, 112
Price.
Building materials 36, J>^, 41
Metals 2
Oil 34
Profit tax, revenue 45,48
Prospectors, classes for, report bv E. M.
Burwash '. . . . .129-131
Prosser, Seward 99
Provincial Assay Office, report on 49, 50
Pulp and paper mills.
Lime consumption 38
Limestone consumption 40
Puslinch, lime plant 97
Puslinch Quarry, Ltd. See Canada
Crushed Stone Corp.
Pyrite. See Iron pyrites.
Pyrrhotite, Werner 1 63
Q
Quarries.
See also Limestone; Sandstone; Trap
rock.
Accidents in 116, 117, 120
Listed 60-62
Quartz and quartzite.
Industry and statistics 4, 5, 29, 34, 35
Quarries listed 56
Quebec, province ol.
See also Bourlamaque; Deschenes;
Louvicourttp; Montreal; Xoranda;
Pascalis tp.
Lime plants and quarries 97
Queenston Quarries, Ltd 60
Quemont Mg. Corp 107
Quicklime and lime.
For coking 27
Industry 4, 5, 38
Quinn Stone and Ore Co 62
Quinton, W. V 61
R
Radium. See International Radium &
Resources; liraninite.
Railroad ballast, stone for 39, 40
Rainy River (list., mining lands, revenue 45
Raleigh tp.
Lime. See Chatham.
Oil production 34
Rama tp., limestone 61
Ramsay tp., lime 58
Rawdon co., limestone 61
Rea, T. H 67
Rea g. m., production 10
Rea Consolidated Gold Mines, Ltd.
r Dividends 13, 14
Read, E. R 90
Record books, revenue from sale of. . . . 44
Page
Recording fees, revenue 35
Red lake. See Howey g. m.
Red Lake Mining div., business reports 46
Redington, John 51
Reece-Hall, R 62
Refineries.
.SV(' also Metallurgical Works.
Cobalt. See Deloro Smelting & Re-
fining Co.
Copper. See Ontario Refining Co.
Gold and silver from Ni.-cu. refineries 9, 16
Listed 54
Nickel. See Port Colborne; Kristian-
sand; Clydach.
Platinum metals, ^pc Acton.
Silver. See Cobalt Reduction Co.;
Deloro Smelting & Refining Co.
Statistics 4,16,20,23-26
Reilley, W. W 90
Renfrew, lime 58
Renfrew co. See Brougham tp.; Lyn-
doch tp. ; Renfrew; Wilberforce.
Rescue stations, notes on 127, 128
Residential construction contracts, value 36
Retrospect and Prospect, notes on vi
Revenue, mining 44
Rhodesia, gold production 15
Rhodium, price 2, 22
See also Platinum metals.
Richardson, J. A 99
Richardson, feldspar 55
Richardson uraninite m 28, 53
Ridgeley g. claims 92
Ridgewav, limestone 61
Right of Way Mines, Ltd., dividends. . 19
Right of Way Mining Co., dividends. . 19
River Sand-Brick Co 58
Road metal, limestone for, statistics. . . 40
Robb tp. See De Santis Gold Mg. Co.
Roberts, W. A 5 1 , 66
Roberts, W. H 60
Robertson, James (Estate) 28
Robillard, B. E 61
Robinson, J. H 58
Robinson, John B 58
Robinson, L. V 55,96
Robinson, T. F 61
Robinson, T. H 58
Roblin, sand and gravel 60
Roche, J. C 75
Rochester g. m.
See also Porcupine United Gold Mines.
Manager and address ' 52
Production 9
Rockwood, lime 58
Roddv, J. M 61
Rodgers, C. E 52,87
Rogers, W. R.
Report bv (and A. C. Young) on
Mineral' Industry (1931) 1-44
Romney Gas and Oil Co 43
Roofing tile, statistics 4, 5, 41, 42
Rope tests, notes and photo of niachine
for 123-127
Rose. E. H 106
Rose, R. R 52,97
Rothwell, T. E 49
Roussac, J. A. S 52,86
Routly, H. T 61
Royal Canadian Mint, bullion receipts. . 15
Royalties, sand and gra\ el [44
1932
Index, Part I
147
Page
Russell. D. J 51,64
Russell, Samuel 61
Russell CO. See Bourget. ^
Russell tp., limestone quarry 60
Russia, gold production 15
Ruthenium, price 2, 22
See also Platinum metals.
S
St. Anthony g. m 7
St. Catharines, mineral water ii
St. Charles, W. P 76, 103
St. Clair r. , sand and gravel 59
St. Louis, U. S., metal market 2
St. Mark, Que., lime plant 97
St. Marys Cement Co 36,57
St. Marvs Crushed Stone, Ltd 60
Salmon,' H. H 60
Salmon River, B. C, lime plant 97
Salt.
Industry and statistics 4, 5, 29, 35
Pits, listed 57
Salter, \V. R 83
Sand and gravel.
Accidents in pits 1 15-1 19
Operators 59, 60
Production 4, 5, 39
Royalties and license lees 44
Sand-lime brick.
Lime consumption 38
Plants 58
Production 4,5
Sandoe, Richard 53, 112
Sandstone, quarries and managers listed 62
Sandwich, chemicals and salt 35, 57
Sanitaris, Ltd 56
Sarnia, salt works 57
Sarnia tp., oil production 34
Sault Ste. Marie.
Business report 46
Classes for prospectors 130, 131
Iron blast furnace. See Algoma Steel
Corp.
Schmidt, Chas. J 83
Schram, Robt 66
Schumacher. Sec Coniaurum g. m.;
Dome g. m. ; Mclntyre-Porcupine
g. m.
Schumacher g. m. , production 10
Schumacher shaft 73
Schumacher Gold Mines, Ltd., di\ idends 13
Schwingel, Jacob 83
Scotland. See Great Britain.
Scott, H. L 62
Scott, S 67
Scott, T. G 59
Scottish-Ontario g. m.
See also Canusa Mg. and Exploration
Co.
Manager and address 51
Operations 68
Production 11
Segsworth, R. F 68
Selenium.
Price 2
Production 3, 4, 5, 7
Seller, George 54
Seneca tp. See Caledonia.
Seneca Superior Silver Mines, Ltd.
Dividends 17
Page
Sesikinika 78
Sewer brick, statistics 4, 5, 42
Sewer pipe, statistics 4, 5, 41, 42
Shaft accidents 116
Shale products. See Clay products.
Shane, George R 58
Shane Lime Co 58
Sharman, J. H 51, 70
Sharpe, Alfred H 87
Sharps and Wilkins 1
Shaw tp. See Shaw Porcupine Gold
Mines, Ltd.
Shaw Porcupine Gold Mines, Ltd.
Manager and address 52
Operations 87
Sheppard, \V. J 79, 104
Sherkston, sand and gravel 60
Sherritt-Gordon copper m 85
Sherrv, J. P 83
Shillington, R. J 91, 92, 105
Shiplev, Grant B 99
Shorey, F. C 89
Silica brick.
Industry and statistics 4, 5, 34, 35
Quarry 56
Silicosis, prevention treatment 82
Silver.
Industry and statistics 16-20
premium on exchange 3
price ^..1,2,_110
production 4, 5, 7, 16, 17, 20
from refineries 22-24
Mines.
see also Cobalt, Gowganda s. areas;
S. Lorrain tp.
accidents in 116
dividends paid by 3, 18, 19
managers and addresses H
profit tax 48
reports 103-112
Refineries. See Cobalt Reduction
Co.; Deloro Smelting and Refining
Co.
Silver Centre. See Bellellen Lorrain
s.m. ; Keeley s.m.
Silver Islet, silver production 17
Silver Leaf s. m 53, 104
Silver Queen s. m. See Cobalt Silver
Queen, Ltd.
Simcoe co. See Orillia tp.
Sim.rall Refining Corp. of Canada, Ltd. .43, 44
Sinclair, D. G 63, 1 15
Sin-Mac Lines, Ltd 59
Sixt, \V. M 52.75
Skead tp., gold production 12
Skinner, Robert 59
Slaght, Arthur "8
Slocum 1 -^0
Smelters, nickel -copper.
See also Coniston; Copper Cliff; Fal-
conbridge Nickel Mines; Xoranda.
Lime consumption ■f"
Listed 54
Statistics 4, 21-26
Smith, Arnold ■^•^
Smith, J. D. C 46
Smith, I. E. L 78, 131
Smith, Percv 121, 122
Smith, R. Home 91, 10:)
Smith, R. M 61
Smvthe, C, Ltd ^9
148
Department of Mines
No. 4
Page
Soapstone, production 4, 5, 35
Sodium chloride. See Salt.
Soft-mud brick, statistics 41,42
Soliaque, L 90
South Africa, See Africa; Rhodesia;
Transvaal.
South Burgess tp., mica 56
South Dumfries tp. See Paris.
South Gosfield tp. See Gosfield S. tp.
South L.orrain tp.
SiK'er mg. Seeah' Bellellen Lorrain,
Frontier, Keeley, Pittsburgh Lor-
rain s. mines.
silver production 17
South Porcupine. See Ankerite g. m.;
Dome g. m. ; March g. m.
Spanish r., water power. See High falls.
Spence, W. H 57
Spence Lake Diatomite, Ltd 44
Sphalerite, North Clearwater 1 83
Spratt, J. H 60
Springer, Darius 61
Springs. See Mineral water.
Stack, John J 75
Stafford, W. H 91, 105
Stamford tp.
Lime kiln. See Niagara Falls.
Limestone 61
Standard Quarries, Ltd 61
Standard White Lime Co 37, 58
Stanley, Robt. C 99
Stanlev, Roy M 87
Statistical review, mineral industry. . . . 1-44
Steatite. See Soapstone.
Steel industry 26, 27, 38
Steel Co. of Canada, Ltd.
Manager and address 54
Operations 26-28, 114
Steele, R. \V 85
Stein, Simon M 66
Stephen , G. L 75
Stephens, J 60
Sterling. See Exchange, monetary.
Stern, Morton F 68
Ste\ens\'ille, limestone quarry. See
Pirson, John.
Stewart, Robert 49
Stiff-mud brick, statistics 41, 42
Stodart, A. B 106
Stoklosar, Chas. A 55
Stone.
Industry and statistics 4, 5, 40, 41
Quarries and managers listed 60, 61
Stormont co. .SV^" Cornwall tp.
Stout , Andrew \' 99
Stovel. J. H 68
Strathy tp., rare metals 23
Structural materials.
Industry and statistics 4, 5, 36-42
()[)erators and managers listed 57-62
Structural tile, statistics 4, 5, 42
Stucco dash, limestone for, statistics. . .40,41
Sturgeon I. See St. Anthony g. m.
Sudbury.
Classes for prospectors 130
Mine rescue station 127
Sudbury dist.
.SV<' also Hess tp. ; Platinum metals.
Copper-zinc-lead mg. -See I'.rringtoii
mine.
Mining lands, revenue 25
P.\GE
Sudbury dist. — Continued.
Nickel-copper.
industry 21 -25
mining. See Falconbridge Nickel
Mines; International Nickel Co.
of Canada.
Sudbury mining div., business reports. . 46
Sudbury-Abitibi power line 21
Sugar refineries.
Lime for 38
Limestone for 40
Sulphur, production 4
Sulphuric acid.
Amount used in coke industry 27
Plant for. See Canadian industries,
Ltd.
Production 5
Recovery 32
Summer, O. W 70
Summerhayes, M. W 52
Report by, on Wright-Hargreaves
g. m 93-95
Summers, Gordon M 66
Summit 1 67
Superior Alloys, Ltd 27
Sutherland, Hugh A 60
Swastika. 5pf I..ee g. m.
Swastika g. m., production 12
Swayze gold area 7
Swedish American Prospecting Co 83
Sydenham tp. See Owen Sound.
Sylvanite g. m.
See also Sylvanite Gold Mines, Ltd.
Manager and address 52
Operations 87-89
Production 9, 12
Sylvanite Gold Mines, Ltd.
Capital; officers 87
Dividends 13,14
Syndicates for gold mining 7
See also Company incorporations.
T
Tait, Sir Thomas 86
Talc.
Industry and statistics 4, 5, 35
Mining. See Canada Talc Co.;
Gillespie Co., Geo. H.
Tanneries, lime consumption 38
Tar, production in coke industry 27
Tarentorus tp. See Saulr Ste. Marie.'
Tariffs. See Duty, customs.
Tashota g. m.
See also Tashota Gold Mines.
Manager and address 52
Operations 90
Tashota Gold Mines, Ltd.
Capital; officers 89
Tasker, Cyril ^7
Tasmania, gold proiluction 15
Taxes, revenue 45
Tavlor, Rov 57, 112
Taylor, W.D 53, 104
Teck tp.
Gold mg. See Bidgood g. m.; Gold
Banks .Synd.; Kirkiand Lake. Kirk-
land Townsite. Lake Shore, Ma-
cassa, Sylvanite, Tcck-llughes,
Tough-Oakes Burnsidc, Wright -
Hargrea\es g. mines.
1932
Index, Part I
149
Page
Teck-Hughes g. m.
See also Teck-Hughes Gold Mines.
Manager and address 52
Operations 90, 91
Production 9, 12
Teck-Hughes Gold Mines, Ltd.
Capital; officers 90
Dividends 13, 14
Profit tax 48
Teller. R. A 96
Telluride g. m., production 9, 12
Telluride Gold Producers, Ltd 43
Temiskaming s. m 53, 112
Temiskaniing and Hudson Ba\" Mg. Co.
Dividends ' 19
Temiskaming Mining Co., dividends. . . 19
Temiskaming Testing Laboratories.
Fees collected 45
Operations: financial statement 49
Terra Cotta quarries 62
Terrazzofiooring, limestone for, statistics. 40, 41
Testing laboratories. See Temiskaming
Testing Laboratories.
Tests on wire rope 124
Thames r. , sand and gravel dredging
operations 59
Thames\ ille oil field, production 34
Thompson. J. F 90, 103
Thomson, R. G. 0 75
Thorburn, A. C 84
Three Duck lakes, gold 7
Thunder bay, L. Superior.
Sand and gravel, dredging operations 59
Thunder Bay dist.
Gold mg. See Beardmore, Moss,
Tashota g. mines.
Granite 62
Mining lands, revenue 45
Sand and gravel. See Thunder bay.
Thurlow tp. See Canada Cement Co.
Tice, E. M 65
Tiedt, Henry J 64,83
Tilbury East tp., oil production 34
Tile, statistics 4, 5, 41, 42
Timiskaming dist.
Gold mg. See Ashle>" g. m. ; Barry-
Hollinger g. m. ; Kirkland Lake g.
area; Lee Gold Mines, Ltd.
Mining lands, revenue 45
Silver mg. See Bucke, Coleman,
Haultain, Nicol, S. Lorrain tps.
Timiskaming mining div., business re-
ports 46
Timmins.
Classes for prospectors 130, 131
Gold mines at and near, listed 51, 52
Mine rescue station 127
Royalty received from HoUinger. ... 71
Timmins, Jules R 71
Timmins, Leo H 71
Timmins, Xoah A 71, 97
Tisdale tp.
Gold mg. See Coniaurum, Dome,
HoUinger, La Roche, Mclntyre g.
mines; Porcupine L^nited Gold
Mines; X'ipond g. m.
Royalty recei\ed from HoUinger. ... 71
Toburn Gold Mines, Ltd.
See also Tough-Oakes Burnside g. m.
Capital; date of charter; officers 43,91
Tolman, J. D 66,86
Page
Tommy Burns, g. m., production 11
Toronto.
Building permits 36
Classes for prospectors 129, 131
Metal market 2
Provincial Assay Office 49
Sand-lime brick 38
plants listed 58
Toronto Brick Co 58
Tough-Oakes Burnside g. m.
See also Toburn Gold Mines, Ltd.
Manager and address 52
Operations 91
Production 12
Tough-Oakes Gold Mines, Ltd., divi-
dends 13, 14
Towland Construction Co 60
Townsend, Everett 55
Townsend tp. See Waterford Sand tS:
Gravel, Ltd.
Townsite-City s. m ^^
Trafalgar tp. See Bronte.
Trattord, E. C 106
Transvaal, South Africa, gold produc-
tion 15
Trap rock.
Industry- and statistics 4, 5, 40
Quarries and managers 62
Treadwell ^'ukon Co.
See also Errington m.
Officers 64
Recovery of lead concentrates 28
Treasure Island Gold Mines, Ltd 43
Trenbagh (miner) 121
Tressider, Rov A '°
Trethewey Silver Cobalt Mines, Ltd.
Dividends 1^
Trout Creek g. m.
Manager and address ^2
Production 9, 1-
Trout Creek Gold Mg. Co., Ltd 52
Tuberculosis, prevention treatment. ... 82
Tudhope. LB 79, 104
Tuer, C. F 84
Turn,E 91, 108
Turner, E. S 86
Tvrrell, J. B '^^
Tvrrell tp., g. claims 109
U
L'nderground fires. See Fire.
Unemployment and relief measures. ... 59
L^nion Carbide Co. of Canada 27
United Mineral Lands Corp. See Pay-
master g. m.
United States.
See also California; North Carolina;
Ohio.
Copper stocks ■^-
Feldspar statistics 31
Gold production 1^
Limestone from, for flux 26
Metal prices
Scrap mica sent to -^^
United States Gypsum Co 32
University of Toronto 131
Uraninite t
Usborne tp., sand and gravel 59
150
Department of Mines
No. 4
V
Page
Vanachrome Syndicate, Ltd 43
Vancouver, B.C., gypsum mill 97
Van Der Voort, M. P 91
Vanhise, W. J 67
Vaughan, H. H 89
Vaughan tp.
Mineral water. See Concord.
Sand and gra\'el vS9
Vaughan Gold Prospecting Co 43
Ventures, Ltd 67
Vermilion r. See Wabageshik falls.
Verona Quarries, Ltd 55
Victoria co., limestone 61
Vincent, G. G 113
Vipond g. m.
See also Vipond Consolidated Mines.
Manager and address 52
Operations 92, 93
Production 9, 10
X'ipond Consolidated Mines, Ltd.
Capital; officers 91
Dividends 13, 14
Profit tax 48
Vogan, S. J 58
W
Wabageshik falls, water power 99
Wages. See Labour statistics.
Wainwright, E. C 54
Wales. See Clydach; Pontardawe.
Walker, H. W^ 54
Walker, J. G 61, 130
Walker Bros., Ltd 61
Wall board plant 32
Wallaceburg, lime 58
Wallaceburg Sand and Gravel Co 59
Walpole tp., sand and gravel 60
Walton, Miss 56
Walton, W. S 87
Water, mineral. See Mineral water.
Water power.
See also Hydro-electric power; New
Algoma District Power Co.
Abitibi r 21
Waterfall, A. T 66
Waterford Sand and Gravel, Ltd 59
W aterloo tp. See Bridgeport ; Hespeler ;
Purest on.
Watson, C. G 49
Watson , J . G 1 06
Watson, J. P 106
Wawa, gold mining near 84
Webster, A. R 63, 115
Wehman, John 61
Weir, Rt. Hon. Lord 99
Welch, lohn 60
Weiland canal 26,61
Weliand co., blast furnace 27
Weiland Steel Castings, Ltd 27
Wellington co. See Elora; Guelph tp. ;
Puslinch.
Wenrie Albert 76
Wentworth co. See Ancaster; Clappison
Corners; Hamilton.
Weppler, I ienry 58
Werner 1., pyrrhotite 63
W'est Australia, gold profluction 15
West Dome Lake g. m., production .... 10
West Zorra tp., sand ancl gravel 59
Page
Western Canada Flour Mills Co 57
Western Canada Salt Co 57
Wettlaufer, Conrad E 90
Wettlaufer Lorrain Silver Mines, Ltd.
Dividends 19
Whaley and Morris 58
White arsenic. See Arsenic.
White Lake Mines, Ltd.
Manager and address 51
Operations 64
Whiting 30
Whitney tp. See Scottish-Ontario g. m.
Whittingham, H 67
Wiarton, lime 58
Wickett, S. R 104
Wilberforce.
See also International Radium &
Resources.
Mineral springs M
Uraninite 28
W^ilberforce tp., lime 57
Wilford and Co., R. F 61
William Kennedv and Sons, Ltd 27
Williams, A. D. .' 49
Williamson , R. G 67
Williamson, W. R 67
Willow Grove, gvpsum near 96
Wilson, W. P. . .' 11
Winchester, limestone near 61
Windmill Point Crushed Stone Co 61
Winnipeg, Man., gypsum mill 97
Wire rope, tests on. See Rope tests.
Woman 1 83
Wood , C. Lindlev 54
Wright, P. J.. . .' 61
Wright, S. B 54, 113
Wright, W. H 76. 93, 103
Wright and Co., quartz quarry 56
Wright-Hargreaves g. m.
See also Wright-Hargreaves Mines.
Manager and address 52
Operations 94-96
Production 9, 12
Wright-Hargreaves Mines, Ltd.
Capital; officers; operating costs 93
Dividends 13, 14
Profit tax 48
^'
Yarmouth tp., sand and gra\el 60
Yates, Harrv 87
Yates, Richard C 54
York CO.
Mineral water ^^
Sand gravel 59
York Sandstone Brick Co 58
Yorkshire Cobalt Mining Co 53, 112
Young. A. C, Report by (and W. R.
Rogers) on Mineral Industry (1931) 1-44
Z
Zinc.
Industry 28
price 2
production 4, 5, 7
Mines.
see also Lake Ciene\a Mg, Co.:
Treadwell \'ukon Co.
accidents in 116
managers and addresses 51. 52
Zorra tp. See East Zorra tp.
REPORT
OF THE
INSPECTOR OF LEGAL OFFICES
ONTARIO
1931
PRINTED BY ORDER OF
THE LEGISLATIVE ASSEMBLY OF ONTARIO
SESSIONAL PAPER No. 5. 1932
ONTARIO
TORONTO
Printed and Published by Herbert H. Ball, Printer to the King's Most Elxcellent Majesty
1 932
To iHE Right Honourable Sir William Mulock, K.C.M.G.,
Administrator of the Province of Ontario.
May It Please Your Honour:
The undersigned begs respectfully to present to Your Honour the Annual
Report of the Inspector of Legal Offices for the year ending 31st December, 1931.
William H. Price,
A ttorney-General,
Toronto, March, 1931.
[3]
REPORT
OF THE
Inspector of Leg,al Offices
Ontario, 1931
Osgoode Hall, Toronto,
March 14th, 1932.
The Right Honourable Sir William Mulock, K.C.M.G.,
Administrator of the Province of Ontario.
Sir:—
I. have the honour to present my report as Inspector of Legal Offices for
the year ending December 31st, 1931.
I took over the duties of the office from my predecessor, Mr. Joseph Sedgwick,
on the 1st of September, 1931, and some time was spent by me in familiarizing
myself with the duties of m}^ position.
During the four months of 1931 in which I held the appointment I inspected
one hundred and thirty-two offices in thirty-three counties. My predecessor
inspected a large number of offices, so that during the year the Province was
almost entirely covered.
Messrs. W. W. Ellis and H. A. Locke, the Assistant Inspectors, visited three
hundred and one Division Court Offices in the year. It has been found necessary
to make a few changes in some of the offices. They report to me that the work
of the Division Court officials is, on the whole, very well done.
Mr. H. R. Poison, Assistant Inspector, has occupied himself chiefly with
Juvenile Courts and Police Magistrates. It is my intention to divide the
inspection of Magistrates between Mr. Poison and myself. The jurisdiction
of many of the Magistrates needs attention, and recommendations will be
made during the year with a view to lessening the costs of the administration of
justice, without in any way crippling it.
As announced in the 1930 report, the duties of the Inspector of Legal Offices
were extended to cover the inspection of Juvenile Courts by Order-in-Council,
dated December 9th, 1930. An actual inspection of these Courts has been made,
as yet, in only a limited number of cases, but by correspondence an arrangement
was made with each Court operating in the Province to furnish this office with
an annual detailed statement of its activities for the previous year. Through
the splendid co-operation of the officers of these Courts, I have received state-
ments from them all for the year 1931, and as the statistics given by the different
Courts are very interesting, I am presenting them elsewhere in this report.
The initial move to have a Juvenile Court established must always be made
by the municipality, and the establishment of such a Court entails the main-
tenance of a Detention Home, and a Court Room separated from the regular
Police Court. It is also necessary to appoint a Probation Officer and a Juvenile
[5]
REPORT OF No. 5
Court Judge. When these matters have been satisfactorily settled, it only
remains necessary to request the Attorney-General to arrange for the establish-
ment of the Court.
Mr. W. A. James, the Auditor attached to my office, has audited practically
all the county offices during the year. He has found some discrepancies, which
have, of course, been made up. On the whole, however, he has found the books
of the offices well kept.
The revenue collected by this office for the year 1931 from the different
public offices under my supervision amounted to $499,607.49, made up as
follows :
1931
Police Magistrates' Fines $128,654 73
Police Magistrates' Fees 55,155 41
(The above amounts represent moneys for fines
and fees actually received by me and do not
include fines and fees paid direct to the Inspectors
under the L.C.A.)
Local Registrars, S.C.O., County Court and District
Court Clerks and Surrogate Registrars 120,209 02
Crown Attorneys and Clerks of the Peace 81,706 89 •
Crown Attorney's Estreats and Fines 2,866 36
Sheriffs 24,987 72
Registrars of Deeds and Local Masters of Title 27,728 04
Division Court Clerks and Bailiffs 58,248 32
Miscellaneous 51 00
Total $499,607 49
The income of this office has decreased by $296,162.30. It should be
pointed out, however, that the bulk of this decrease, amounting to $250,896.02, is
accounted for by reason of the recent judgment of the Privy Council where it
was held that fines are not payable to the Province but to the municipality. If
it were not for this decision, our receipts would have dropped only $45,266.28.
I have found the officials throughout the Province most ready and willing
to help me in the performance of my duties. I wish to thank the Assistant
Inspectors, the Auditor, and Miss Irish, the Chief Clerk, for the manner in
which they have performed their duties. My thanks are also due to Mr. Joseph
Sedgwick for helping me to settle myself in my position, and to Mr. I. A.
Humphries, K.C., for giving me at all times the benefit of his experience.
I attach herewith the following schedules and statements with reference
to the office, which will be of interest to the various officers in the Province:
1. Statements — Osgoode Hall Offices (Surrogate Clerk, Administrative
Branch, Appellate Division and Master's Office).
2. Financial statement of judicial offices, namely: Sheriffs, Surrogate
Judges, Local Masters, S.C.O., Crown Attorneys, Clerks of the Peace,
Local Registrars, County and District Court Clerks, and Surrogate
Registrars.
3. Statement re Commuted Crown Attorneys.
4. Financial statement respecting Land Titles Offices.
5. Financial statement respecting Division Courts,
INSPECTOR OF LEGAL OFFICES FOR 1931
6. Financial statement respecting Registrars of Deeds.
7. Financial statement respecting Police Magistrates.
8. Statistical Report of the Juvenile Courts.
9. Appointments.
10. Observations by Inspector.
All of which is respectfully submitted.
I have the honour to be, Sir,
Your obedient servant,
\A'. \V. Denison,
Inspector of Legal Offices.
Statements
OSGOODE HALL OFFICES
(a) Surrogate Clerk.
(b) Administrative Branch.
(c) Appellate Division.
(d) Master, Supreme Court.
[9j
10 REPORT OF No. 5
ANNUAL REPORT FOR YEAR 1931— SURROGATE CLERK'S OFFICE
1. Number of Notices of Application for Probate and Administration and Certificates
Issued '. 11,552
2. Number of Notices of Application for Guardianship received and Certificates
Issued 68
3. Number of Caveats Filed 1 13
4. Number of Searches in Office Paid for other than by Surrogate Registrars 248
5. Number of Deeds of Election Filed 6
6. Number of Supreme Court Orders Filed 19
7. Total Fees for 1931 $6,666 10
REPORT OF THE BUSINESS OF THE ADMINISTRATIVE BRANCH FOR THE YEAR
ENDING WITH THE 31st OF DECEMBER, 1931— SENIOR
REGISTRAR'S BRANCH
Number of Writs of Summons issued (of which 70 were concurrent writs) 4,248
Actions entered in procedure book, commenced by wTits issued during the year 1931 1,770
Actions entered in procedure book, transferred from county court during 1931 .... 15
Actions entered in procedure book, commenced by writ during previous years 110
Actions entered in procedure book otherwise than by wTits 16
Praecipe orders issued 177
Records passed 962
Writs of Execution, Fi. Fa., issued 1,216
Writs of execution, renewals, alias and pluries 200
Special writs (habeas corpus, etc.) issued 18
Actions entered for trial with jury 163
Actions entered for trial without jury 710
Amount of jury fees paid City Treasurer $492 00
Court orders 5,201
Mechanics' lien orders entered 240
Attorney-General orders entered 68
Fiats entered 1 ,039
Deed polls entered and filed 144
Judgments without trial 74
Judgments after trial 411
Judgments in chambers 123
Judgments by default, mortgage actions 1,048
Judgments by default, ordinary actions 300
Judgments in mechanic's liens 40
Judgments in respect of writs issued, year 1920 1
Judgments in respect of writs issued, year 1927 2
Judgments in respect of writs issued, year 1928 8
Judgments in respect of writs issued, year 1929 31
Judgments in respect of writs issued, j-ear 1930 395
Judgments in respect of writs issued, year 1931
Interlocutory judgments signed 16
Total judgments entered 2,005
Amount recovered on judgments exclusive of costs §7,316,715 37
Amount of taxed costs (including disbursements on judgments of all kinds) §96,031 11
Fees paid in law stamps in Senior Registrar's OfSce $36,462 20
Fees paid in law stamps in Appellate Division $2,047 40
$38,509 60
INSPECTOR OF LEGAL OFFICES FOR 1931
11
REPORT 1931— SUPREME COURT OF ONTARIO, APPELLATE DIVISION
TWO COURTS
Number of appeals heard by both Courts ._ 700
Number of Motions heard by both Courts ' 118
Appeals abandoned 11
Convictions quashed 3
Allowed
Dismissed
\^aried
Total
Appeals from County and Divisional Courts
Appeals from Trial or Single Judges
Criminal Appeals
Liquor Control Act
Official Arbitrators
Ontario Municipal and Railway Board
Mining Court
Judgments written
Appeals standing over from Dec, 1931
52
29
18
77
176
128
89
35
1
6
2
1
93
356
9
10
0
30
189
128
53
1
13
2
1
174
71
632
ANNUAL RETURN OF FEES COLLECTED IN LAW STAMPS, MASTER'S OFFICE,
IN CONNECTION WTTH REFERENCES FOR YEAR ENDING DECEMBER
31sT, 1931
Master and Assistant Master (References) $1,108.00
Assistant Master:
Mechanics' Liens 890 00
Mortgage References 4,353 80
$6,351 80
Financial Statement
Sheriffs.
Surrogate Judges.
Local Masters, S.C.O.
Crown Attorneys and Clerks of the Peace.
Local Registrars, S.C.O.
County and District Court Clerks.
Surrogate Registrars.
131
14
REPORT OF
No. 5
Return of fees and emoluments of the Judicial Officers throughout
County or
District
Office
Officer
-a
w
c
<u
+->
3^
O ro
<
>>
73.
a o
c
^ 2
Total earnings and
Salary in all offices
Algoma :
Sault Ste.
Sheriff.
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
District Court Clerk. .
Surrogate Registrar. . .
Sheriff
CM. Macreath
Frederick Stone
$ c.
4,454 28
S c.
1,000 00
1,000 00
S c.
5,454 28
« «
Judge J. M. Hall
W. G Atkin
97 50
7,250 52
400 00
7,650 52
« «
T.J.Foster.
« (I
4,039 09
750 00
4,789 09
(( «
Brant:
J. W. Westbrook
A. D. Hardy
4,-713 29
4,713 39
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace
Local Registrar
County Court Clerk. .
Surrogate Registrar. . .
Sheriff
1,000 00
« ((
W. M. Charlton, K.C.
H.J.Wallace
5,228 54
5,228 54
7,887 37
675 00
8,562 37
« ((
Bruce:
Walker ton
John Rowland
W. G. Owens
3,049 34
3,049 34
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Surrogate Registrar. . .
Sheriff
1,000 00
u u
J . W. Freeborn
4,659 31
4,659 31
R. E. Clapp
5,563 78
675 00
6,238 78
« «
(( <<
Carleton:
Ottawa. .
(a) G. C. Richardson . .
E.L. Daly
11,432 31
11,432 31
Surrogate Judge
Local Master
Local Registrar
Crown Attorney
Clerk of the Peace. . . .
County Court Clerk. .
Surrogate Registrar. . .
Sheriff
1,000 00
F. A. Magee.K.C...
J. A. Ritchie, K.C. ;;'.
n «
668 90
7,263 10
5,546 78
7,932 00
5,546 78
C. L. Bray
16,449 10
16,449 10
<( «
Cochrane:
Cochrane .
J. D. Mackay
T. B. T. Caron
3,497 23
1,155 00
1,000 00
4,652 23
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
District Court Clerk. .
Surrogate Registrar. . .
Sheriff
« u
S. A. Caldbick
6,926 35
250 00
7,136 35
W. L. Warrell
« «
4,010 50
600 00
4,610 50
(( «
DUFFERIN:
Orangeville.. . .
H. Endacott
{b) H. P. Innes
2,220 84
2,220 84
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Surrogate Registrar. . .
1,000 00
« «
Commute
dat$l,270
« ((
J. A. V. Preston, K.C.
« «
2,116 18
675 00
2,791 18
(a) G.C.Richardson died 16th April, 1931, P. W.Tomkins, Deputy, acted until appointment
of Samuel Crooks, 14th December, 1931.
{b) Judge J. C. Moore held office from 1st January to date of his death, 3rd April, 1931;
H. P. Innes appointed 29th April and held office until 11th October, the date of his death; W. T.
Robb appointed Surrogate Judge 22nd January, 1932.
INSPECTOR OF LEGAL OFFICES FOR 1931
15
the Province of Ontario for the year ending December 31, 1931.
u
3
tn
'•B
O f
0)
u
0
bD
.E
'c
u
4)
o-r
Is
<u
<j
:£
0
"0
w
S
0
_c
Amount of fees earn-
ed by Local Mas-
ters during the year
Fees collected in
Law Stamps for the
Crown
Fees collected in
Law Stamps for the
Judge
County
or District
$ c.
1,466 51
$ C.
3,987 77
$ c.
$ c.
3,987 77
1,000 00
$ c.
$ c.
$ c.
Algoma
97 50
5,375 26
900 00
6,750 52
1,375 26
755 20
4,033 89
366 95
3,666 94
1,030 60
925 75
1,451 25
3,262 04
3,262 04
1,000 00
Brant
95 10
161 54
5,067 00
533 50
4,533 50
3,776 25
4,786 12
743 06
4,043 06
3,439 30
4,773 00
1,184 68
1,864 66
1,864 66
1,000 00
Bruce
37 30
8 00
4,651 31
325 66
4,325 65
1,202 50
5,036 28
868 14
4,168 14
1,547 50
2,356 70
2,811 14
8,621 17
1,909 05
6,711 12
1,000 00
4,624 45
Carleton
2,377 00
5,555 00
930 55
174 00
530 00
5,016 78
508 39
4,508 39
4,805 97
11,643 13
6,428 82
5,214 31
574 70
9,794 75
1,735 52
2,916 71
2,916 71
1,000 00
Cochrane
22 50
1,595 35
5,541 00
770 50
4,770 50
1,020 00
3,590 50
145 25
3,445 25
771 50
372 75
918 47
1,302 37
1,302 37
1,000 00
Dufferin
64 90
162 55
2,628 63
2,628 63
481 20
572 50
16
County or
District
Elgin:
St. Thomas.
Essex:
Sandwich .
Frontenac:
Kingston .
Grey:
Owen Sound .
Haltjimand:
Cayuga . . •
Halton:
Milton
REPORT OF
No. 5
Return of fees and emoluments of the Judicial Officers throughout
Office
Officer
3 —
O (T)
<
is o
■^
a-"
o^
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. .
Local Registrar
County Court Clerk.
Surrogate Registrar .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . .
Local Registrar
County Court Clerk.
Surrogate Registrar.
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . .
Local Registrar
County Court Clerk.
Surrogate Registrar.
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace . . .
Local Registrar
County Court Clerk.
Surrogate Registrar.
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . .
Local Registrar
County Court Clerk.
Surrogate Registrar.
P. S. D. Harding
D. C. Ross
C. F. Maxwell
A. McCrimmon, K.C.
L D. Cameron
C. N. Anderson.
J. J. Coughlin. . .
A. W. McNally.
J. S.Allan, K.C.
4,836 75
Corr^mute
A. A. MacKinnon .
R. F. Vair
H. A. Lavell
J.B. Walkem, K.C.
T.J. Rigney, K.C. .
C.H.Wood
H. E. Richardson . . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . .
Local Registrar
County Court Clerk.
Surrogate Registrar. .
Wm . B reese
(a) C. T. Sutherland.
(6)W. D. Henry, K.C.
« «
T. J. Rutherford. . .
$ c.
4,183 29
25.75
6,286 05
5,701 11
13,424 19
18,101 93
3,939 87
261 67
5,361 73
3,976 34
2,828 58
4,038 94
1,000 00
675 00
1,000 00
da t $6,000
675 00
4,836 75
perannum
1,000 00
675 00
1,000 00
W. S. Hudspeth.
G. H. Hopkins. .
H. Arrell,K.C.
J. C Eccles. . .
G. O. Brown. .
W. N. Munro.
W. I. Dick, K.C...
(( «
W. J. McClenahan.
8,549 22
7, 163 40
2,720 67
3,606 12
3,142 i5
3,376 73
4,965 63
4,423 90
750 00
4,183 29
6,286 05
6,376' ii
13,424 19
18,776 93
3,939 87
261 67
5,361 73
4,651 34
2,828 58
4,038 94
8,549 22
7,913 40
1,000 00
600 00
1,000 00
600 00
2,720 67
3,606 12
3,742' is
3,376 73
4,965 63
5 ,023 '96
(a) JudgeSutherhnd died 29th December, 1931;G. W. Morleyappointed January 14th, 1932.
(&) W. b. Henry appointed 22nd May, 1931, C. S. Cameron having resigned.
INSPECTOR OF LEGAL OFFICES FOR 1931
17
the Province of Ontario for the year ending December
31, 1931—
Continued.
i>
tn
u
3
X)
.SG
'•V
<u
u
s£
O in
+->
0)
o
s£
o
"o
en
.S
'c
u
a
0)
ti
11
3T3
SI
CD
u
<D
U
5£
o
"o
<u
c
o
u
_c
Amount of fees earn-
ed by Local Mas-
ters during the year
Fees collected in
Law Stamps for the
Crown
Fees collected in
Law Stamps for the
Judge
County
or District
$ c.
1,972 90
$ c.
2,210 39
$ c.
$ c.
2,210 39
1,000 00
25 75
4,631 77
$ c.
$ c.
$ c.
Elgin
25 75
5,263 55
""'63i'78
1,022 50
1,482 41
4,893 70
796 85
4,096 85
1,626 90
2,437 00
6,533 55
6,890 64
390 64
6,500 00
1,000 00
3,625 49
Essex
12,11 26
3,625 49
6,177 59
12,559 34
7,289 41
5,309 93
12 953 00
5,356 75
1,174 50
2,765 37
2,765 37
1,000 00
211 67
4,022 05
Frontenac
50 00
211 67
4,044 11
1,317 62
22 06
999 10
3,652 24
176 12
3,476 12
589 40
2,828 58
3,141 26
2,828 58
3,141 26
1,000 00
897 68
Grey
181 82
1,010 00
7,539 22
1,769 61
5,769 61
1,159 99
6,753 41
2,028 07
4,725 34
1,809 00
2,564 75
665 64
2,055 03
2,055 03
1,000 00
Haldimand
76 00
998 30
2,607 82
2,607 82
623 40
3,118 75
23 75
3,095 00
579 50
1,143 75
1,518 05
1,858 68
1,858 68
1,000 00
Halton
98 40
1,637 91
3,327 72
3,327 72
714 45
4,309 45
504 72
3,804 73
895 50
1,836 05
18
REPORT OF
No. 5
County or
District
Hastings:
Belleville .
Huron:
Goderich .
Ken OR a:
Kenora .
Kent:
Chatham .
Lambton:
Sarnia .
Lanark:
Perth .
Return of fees and emoluments of the Judicial Officers throughout
Office
Officer
01
c
O ro
<
rtPn
in
xn O
o^
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Surrogate Registrar. . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Surrogate Registrar. . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . .
Local Registrar. ....
District Court Clerk.
Surrogate Registrar . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . .
Local Registrar
County Court Clerk .
Surrogate Registrar.
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . .
Local Registrar
County Court Clerk.
Surrogate Registrar. .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . .
Local Registrar
County Court Clerk.
Surrogate Registrar.
Geo. H. Stokes.
J.F.Wills
W. C.Mikel.. .
B. C. Donnan. .
J.A.Kerr.
C. G. Middleton .
(a)T. M.Costello.
{h) D. E. Holmes.
u u
R. Johnston
(c) L. D. MacCallum
W. A. Dowler
H. P. Cooke, K.C.
(d) E. Applet on . .
$ c.
4,026 55
193 02
8,878 27
6,724 67
4,822 48
3,910 43
'8,368' 03
1,966 17
Commute
"L017'40
E. W. Hardey....
Uriah McFadden.
H. D. Smith, K.C.
II «
D. E. Douglas. . . .
A. J. Johnston .
A. E. Taylor. .
(c) W. S. Haney .
« «
Alex. Saunders. .
J. H. Ebbs.
J. H. Scott,
6,208 97
1,000 00
?S c.
4,026 55
750 00
1,000 00
750 00
1,000 00
1,000 00
dat$l,970
"700 00
193 02
8,878 27
7,474 67
4,822 48
3,910 43
'9, 118 '63
2,966 17
per annum
"1,7 17 '46
13,988 25
7,809 60
3,903 51
7,186 29
5,656 15
2,502 00
C. H. McKimm. .
J. S. L. McNeely.
3,655 61
'4,002 ' 67
1,000 00
675 00
1,000 00
675 00
1,000 00
675 00
6,208 97
13,988 25
8,484 60
3,903 51
7,186 29
'6,331' is
2,502 00
3,655 61
4,677 67
(a) Judge Costello appointed 4th March , 193 1 ; J udge Lewis having eiied 23rd February, 193 1.
lb) D. E. Holmes appointed 28th March, 1931; D. Holmes having resigned.
(c) L. D. MacCallum appointed 6th August, 1931, O. Partington, Deputy, acted from 1st
January to 5th August.
(d) E. Appleton appointed 11th August, 1931; J. N. Ladouceur having resigned.
(e) W. S. Haney appointed 7th May, 1931; F. W. Willson having resigned.
INSPECTOR OF LE:GAL OFFICES FOR 1931
19
the Province of Ontario for the year ending December 31, 193L — Continued
Total office disburse-
ments
Net earnings of office
Statutory amount
paid to Province
Net income of officer
Amount of fees earn-
ed by Local Mas-
ters during the year
Fees collected in
Law Stamps for the
Crown
Fees collected in
Law Stamps for the
Judge
County
or District
$ c.
1,271 70
$ c.
2,754 85
S c.
$ c.
2,754 85
1,000 00
192 42
5,636 75
S c.
$ c.
$ c.
Hastings
60
192 42
7,273 51
1,604 76
1,636 76
1,669 91
5,804 76
1,252 38
4,552 38
1,485 70
2,050 75
1,766 29
3,056 19
3,056 19
LOOO 00
Huron
72 00
617 00
3,293 43
3,293 43
1,979 30
7,138 73
2,374 85
4,763 88
1,899 60
3,027 50
277 38
2,688 79
2,688 79
LOOO 00
Kenora
75 00
1,642 40
1,642 40
118 20
354 80
2,552 96
3,656 01
3,656 01
1,000 00
Kent
61 40
1,950 00
12,038 25
4,019 13
8,019 12
2,147 05
6,337 55
1,653 80
4,683 75
2,530 50
3,897 50
1,160 82
2,742 69
2,742 69
1,000 00
Lambton
1 30
1,098 86
6,087 43
1,043 72
5,043 71
1,200 00
5,131 15
915 58
4,215 57
2,166 10
2,731 75
831 28
1,670 78
1,670 78
1,000 00
Lanark
71 65
448 77
3,206 84
3,206 84
563 95
4,113 72
406 87
3,706 85
1,097 70
1,667 25
20
REPORT OF
No. 5
Return of fees and emoluments of the Judicial Ofificers throughout
County or
District
Leeds and
Grenville:
Brockville.
Lennox and
Addington :
Napanee
Lincoln:
St. Catharines.
Manitoulin:
Gore Bay .
Middlesex:
London . . .
Muskoka:
Bracebridge.
Sheriff
Surrogate Judge. . . .
Local Master
Crown Attorney. . . .
Clerk of the Peace. .
Local Registrar. . . .
County Court Clerk
Surrogate Registrar.
Sheriff
Surrogate Judge
Local Master. .
Crown Attorney . .
Clerk of the Peace
Local Registrar ....
County Court Clerk
Surrogate Registrar.
Office
Sheriff
Surrogate Judge
Local Master . . .
Crown Attorney .
Clerk of the Peace
Local Registrar. . .
County Court Clerk
Surrogate Registrar.
Sheriff
Surrogate Judge. .
Local Master. . . .
Crown Attorney. .
Clerk of the Peace
Local Registrar. . . .
District Court Clerk
Surrogate Registrar.
Sheriff
Surrogate Judge. .
Local Master ....
Crown Attorney. .
Clerk of the Peace
Deputy Clerk of the
Crown
County Court Clerk
Surrogate Registrar.
Deputy Registrar. .
Sheriff
Surrogate Judge. .
Local Master. . . .
Crown Attorney. .
Clerk of the Peace
Local Registrar. . . .
District Court Clerk
Surrogate Registrar.
Officer
W. J. Manahan . . . .
(a) M. B. Tudhope.
(b) H. Atkinson,
A. E. Baker. . .
C. W. X'andervoort
J. E. Madden
U. M. Wilson, K.C,
W. P. Deroche
H. O'Loughlin .
J. S. Campbell.
E. H. Lancaster, K.C
« «
E. J. Lovelace
J. H. Fell
C. E. Hewson.
W. F. McRae, K.C.
« «
C. C. Piatt '.
D. A. Graham . .
Joseph Wearing.
A. M. Judd...
(( «
Edmund Weld
J. G. Myers . .
A. A. Mahaffy
Thos. Johnson
C. S. Salmon. .
3-H
O ro
<
tn O
3,640 80
6,069 44
6,476' io
2,362 63
2,893 05
2,475 06
4,566 97
5,856.07
y,281 60
2,047 38
3,930 82
"574'io
9,316 68
Commute
15,451 37
3,676 90
1.736 36
1,849 77
1,468 70
1,000 00
750 00
1,000 00
600 00
1,000 00
675 00
950 00
1,000 00
250 00
850 00
1,000 00
d at $5,000
500 00
1.350 00
1,000 00
250 GO
600 00
«i c.
3,640 80
6,069 44
7,226 10
2,362 63
2,893 05
3,075 06
4,566 97
5,856 07
7,956 60
2,997 38
4,180 82
1,424 10
9,316 68
perannum
15,951 37
3,676 90
3,086 36
2,099 77
2,068 70
(a) Judge Tudhope appointed 4th
{b) H. Atkinson appointed by Ore
March, 1931; Judge Reynolds having retired,
ler, 16th January, 1931; M. .M. Brown having died.
INSPECTOR OF LEGAL OFFICES FOR 1931
21
the Province of Ontario for the year ending December 31, 1931. — Continued.
,
= u
= «
en
V-
3
o
o
u
o
s earn
Mas
le yea
IS
13:
o
m
o
4>
f fee
ocal
igll
Z 2
Countv
u
.r
h«
s
o^.=
O C3
O rt
or District
c:
c to
CJ
O -M
3-0
o
u
c
1.^
O !"
1^
0) ? O
(0 > -o
|i
lU
4) C3 •-
0) C3 3
$ c.
1,535 32
S c.
2,105 48
$ c.
S c.
2.105 48
1,000 00
S c.
$ c.
S c.
Leeds and
Grenville
61 80
947 00
5,122 44
.561 17
4,561 22
2,019 15
5,206 95
953 48
4,253 47
2,188 20
3,229 65
269 08
2,093 45
2,093 45
1,000 00
Lennox and
Addington
39 50
1,393 35
1,499 70
1,499 70
496 06
2,579 00
2,579 00
640 60
1,086 70
911 18
3,655 79
3,655 79
1,000 00
Lincoln
97 65
1,464 25
4,391 82
195 91
4,195 91
1,944 40
6,012 20
1,360 98
4,651 22
4,271 90
7,453 25
•
896 92
2,100 46
2,100 46
1,000 00
Manitoulin
375 00
3,805 82
3,805 82
1,424 10
1,424 10
94 60
176 75
2,714 53
6,602 15
91 93
6,510 22
1,000 00
Middlesex
61 10
5,582 50
10,368 87
5,732 00
4,636 87
5,016 00
9,525 30
2,500 00
. 1,176 90
2,662 43
1,L76 90
2,662 43
1,000 00
4,239 93
Muskoka
14 70
129 00
1,970 77
1,970 77
35 06
2,033 64
2,033 64
304 50
487 00
22
REPORT OF
No. 5
Return of fees and emoluments of the Judicia
Officers throughout
County or
District
Office
Officer
-a
(U
c
u
a
QJ
c
3 ^
O ro
<
-a
a u
c
t'>
a 8
rt Ch
!£
w 0
.513
rt--
^ >.
u
15 «
0^
Nipissing:
North Bay. . . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
District Court Clerk. .
Surrogate Registrar. . .
Sheriff (a. a.)
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Surrogate Registrar. . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk . .
Surrogate Registrar. . .
Sheriff
(a)W. S. Wagar
J. A. Valin
$
3,323
c.
82
$ c.
800 00
1,000 00
$ c.
4,123 82
■' (( «
T. E. McKee
4,321
95
250 00
4,571 95
T. J. Bourke
3,082
85
600 00
3,682 85
(( a
Norfolk:
Simcoe
W. Tisdale
2,897
82
2 897 82
A. T. Boles
1,000 00
(( «
W. E. Kelly, K.C
Commute
d at $3 ,400
perannum
(b) C. S. Buck
« «
5,212
71
675 60
5,887 71
a «
Northumber-
land AND
D.J. Nesbitt
L. V. O'Connor
5,262
92
5,262 92
Durham
1,000 00
Cobourg
« « '
F. D. Boggs, K.C
6,926
83
6,926 83
•
J. T. Field
6,425
30
750 00
7,175 30
« ((
(( (1
Ontario:
Whitby
(c) J. F. Paxton
J. E. Thompson
4,815
78
4,815 78
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Surrogate Registrar. . .
Sheriff
1,000 00
Judge Robt. Ruddy.. .
J. A. McGibbon
259
5,398
40
76
5,398 76
Horace Bascom
« 11
7,118
78
675 00
7,793 78
« «
Oxford:
Woodstock ....
Wm. McGhee
J. G. Wallace
2,771
08
2,771 08
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Surrogate Registrar. .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
District Court Clerk. .
Surrogate Registrar. . .
1,000 00
W. T. McMullen
R. N. Ball, K.C
« «
9
3,468
90
50
3,468 50
P. McDonald
« «
8,005
76
675 00
8,680 76
« ((
Parry Sound:
Parry Sound . .
J. E. Armstrong
{d) J. B. Moon
2,732
40
750 00
1,000 00
3,482 40
« ((
W. L. Haight, K.C. ..
It «
Commute
d at $2,000
perannum
F. Tasker
2,297
55
600 00
2,897 55
i( «
(( <<
(a) W. S. Wagar died 21st January, 1932.
{b) C. S. Buck appointed 7th May, 1931; H. P. Innes having resigned.
(c) J. F. Paxton retired as of 1st July, 1931, the Deputy, Miss ^L Brawley, acting.
(d) Judge Moon appointed 13th April, 1931; Judge Powell having retired.
(a. a.) W. Tisdale died 23rd Dec. 1931
INSPECTOR OF LEGAL OFFICES FOR 1931
23
the Province of Ontario for the year ending December 31, 193L — Continued.
k
•—
3
to
'-B
e2 =
s
o
tn
o
5 ^
- o
■J: "
5
o
o
5
o
4>
Amount of fees earn-
ed by Local Mas-
ters during the year
Fees collected in
Law Stamps for the
Crown
Fees collected in
Law Stamps for the
Judge
County
or District
$ c.
1,859 85
S c.
2,263 97
S c.
S c.
2,263 97
1,000 00
$ c.
S c.
$ c.
Nipissing
18 30
841 43
3,730 52
3,730 52
853 30
2,829 55
2,829 55
170 50
416 75
991 90
1,905 92
1,905 92
1,000 00
Norfolk
33 60
1,261 33
4,626 38
663 19
3,963 19
1,025 70
1,676 50
1,395 10
3,867 82
3,867 82
1,000 00
Northumber-
land and
15 20
Durham
1,542 92
5,383 91
691 97
4,691 94
972 00
6,203 30
1,532 97
4,670 33
1,915 90
2,985 00
1,310 20
3,505 58
3,505 58
1,000 00
259 40
4,022 61
Ontario
1,353 53
4,045 23
22 62
1,202 20
6,591 58
1,882 42
4,709 16
3,002 60
3,079 25
1,278 34
1,492 74
1,492 74
1,000 00
9 90
2,968 50
Oxford
500 00
2,968 50
2,183 90
6,496 86
1,797 17
4,699 69
1,973 40
2,782 00
1,578 75
1,903 65
1,903 65
1,000 00
Parry Sound
48 51
2,849 04
2,849 04
365 50
592 00
24
REPORT OF
No. 5
Return of fees and emoluments of the Judicial Officers throughout
County or
District
Office
Officer
(U
c
i-
a
<u
c
3^
O ro
<
a o
c
>>■>
03 CL,
en O
u
Peel:
Brampton ....
Sheriff
N. Henderson
B. F. Justin
$ c.
3,237 86
$
c.
$ c.
3,237 86
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace....
Local Registrar
County Court Clerk . .
Surrogate Registrar. . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk . .
Surrogate Registrar. . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk . .
Surrogate Registrar. . ,
Sheriff
1,000
00
(( «
A. G. Davis
3,779 01
3,779 01
J. R. Fallis
3,120 57
600
00
3,720 57
« «
Perth :
Stratford
M. F. Irvine
J. L. Killoran*
3,556 31
3,556 31
1,000
00
« «
H. B. Morphy, K.C...
Commute
d at $4 ,350
per annum
F. H. Thompson, K.C.
« it
« «
F. J. A. Hall
5,625 10
675
00
6,300 10
Peterborough:
Peterboro
4,299 55
' 1 ,000
00
4,299 55
E. C. S. Huycke ....
0. A. Langley, K.C...
V.J. McElderry
278 70
5,244 43
278 70
5,244 43
G. J. Sherry
7,424 66
675
00
8,099 66
(( «
Prescott and
Russell:
S. W. Wright
A. Constantineau
2,567 93
" 1,000
00
2,567 93
L'Orignal ....
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk . .
Surrogate Registrar. . .
Sheriff . .
« «
C. W. A. Marion
4,269 59
4,269 59
Jos. Belanger
2,895 60
675
00
3,570 60
« «
Prince
Edward :
D. J. Barker
1,932 52
' 1,000
00
1,932 52
Picton
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk . .
Surrogate Registrar. . .
Sheriff
E. H. McLean
« «
M. R. Allison
2,912 01
2,912 01
R. A. Norman
U 11
2,383 96
600
00
2,983 96
« «
Rainy River:
Fort Frances. .
W. A. Baker
2,188 80
750
1,000
00
00
2,938 80
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
District Court Clerk. .
Surrogate Registrar. . .
A. McLennan.. . .
« «
N. L. Croome
2,955 45
250
00
3,205 45
W. P. Pilkey
1,856 99
600
00
2,456 99
« «
« «
*No return received.
INSPECTOR OF LEGAL OFFICES FOR 1931
25
the Province of Ontario for the year ending December 31, 1931. — Continued.
<u
(0
I-.
3
XI
(0
u
IE
O U3
o
o
"o
(0
bt)
'c
i-
n
(U
1
M S
&°
O -M
o
!£
o
"o
g
o
<j
.S
"cj
2
Amount of fees earn-
ed by Local Mas-
ters during the year
Fees collected in
Law Stamps for the
Crown
Fees collected in
Law Stamps for the
Judge
County
or District
S c.
1,039 01
$ c.
2,198 85
$ c.
$ c.
2,198 85
$ c.
$ c.
$ c.
Peel
86 90
811 00
2,968 01
2,968 01
588 38
3,132 19
26 48
3,105 71
1,063 30
2,089 50
1,468 27
2,088 04
2,088 04
1,000 00
Perth
2,025 00
4,275 10
487 55
3,787 55
1,844 70
2,517 65
1,305 33
2,994 22
2,994 22
1,000 00
278 70
4,347 12
Peterborough
278 70
4,694 23
550 20
347 11
1,216 70
6,882 96
2,144 67
4,738 29
1,986 80
2,551 75
793 43
1,774 50
1,774 50
1,000 00
Prescott and
Russell
26 40
1,372 86
2,896 73
2,896 73
603 00
2,967 60
2,967 60
726 60
1,062 25
130 48
1,802 04
1,802 04
1,000 00
Prince
Edward
38 40
350 00
2,562 01
2,562 01
717 00
2,266 96
2,266 96
433 10
813 00
675 31
2,263 49
2,263 49
1,000 00
Rainy River
3 70
309 00
2,896 45
2,896 45
878 98
1,578 01
1,578 01
418 45
320 25
26
REPORT OF No. 5
Return of fees and emoluments of the Judicial Ofificers throughout
County or
District
Office
Officer
c
O^
Renfrew:
Pembroke .
Simcoe:
Barrie.
Stormont,
dundas and
Glengarry:
Cornwall . . .
Sudbury:
Sudbury.
Temiskaming:
Haileybury..
Thunder Bay:
Port Arthur.
Sheriff
Surrogate Judge. .
Local Master ....
Crown Attorney . .
Clerk of the Peace
Local Registrar ....
County Court Clerk
Surrogate Registrar.
Sheriff
Surrogate Judge
Local Master . .
Crown Attorney. .
Clerk of the Peace
Local Registrar ....
County Court Clerk
Surrogate Registrar.
Sheriff
Surrogate Judge. .
Local Master. . . .
Crown Attorney. .
Clerk of the Peace
Local Registrar. . . .
County Court Clerk
Surrogate Registrar.
Sheriff
Surrogate Judge. .
Local Master. ...
Crown Attorney . .
Clerk of the Peace
Local Registrar. . . .
District Court Clerk
Surrogate Registrar.
Sheriff
Surrogate Judge. .
Local Master. . . .
Crown Attorney. .
Clerk of the Peace
Local Registrar. . . .
District Court Clerk
Surrogate Registrar.
Sheriff
Surrogate Judge. .
Local Master. . . .
Crown Attorney. .
Clerk of the Peace
Local Registrar. . . .
District Court Clerk
Surrogate Registrar.
Alex. Morris. .
J. T. Mulcahy
H. B. Johnson, K.C.
J. M. Beatty
D. H. MacLaren . . .
E. A. Wismer
F. G. Evans, K.C. .
John MacKay.
E. A. Little..."
J. F. Ault. . ..
F. T. Costello.
J. G. Harkness, K.C.
a u
A. L Macdonell
A. Irving
E. Proulx
E. D. Wilkins'.
A. H. Beath.
« «
a «
Geo. Caldbick. . . .
H. Hartman
F. L. Smiley, K.C^
« «
T. J. Meagher. . .
« «
N. Edmeston .
M. J. Kenny.
W.F.Langworthy.K.C
Keith Munro
$ c.
3,914 18
3,977 49
3,025 80
4,492 94
33.00
6,134 53
2,853 00
5,975 37
3,780 30
Commute
"6,000 85
6,939 21
Commute
' '4,596" 10
6,422.40
5,788 31
'2,923 79
7,491 38
3,978 16
5,753 50
1,000 00
600 00
1,000 00
750 00
1,000 00
d at $2,830
750 00
1,150 00
1,000 00
d at $5 ,000
"600 00
1,000 00
1,000 00
250 00
600 06
1,400 00
1,000 00
250 00
600 00
3,914 18
3,977 49
3,625 'so
4,492 94
6,167 53
3,603 '66
5,975 37
3,780 30
perannum
6,750 85
8,089 21
perannum
5,190 io
7,422 40
6,038 31
3,523 '79
8,891 38
4,228 16
6,353 50
INSPECTOR OF LEGAL OFFICES FOR 1931
27
the Province of Ontario for the year ending December 31, 1931. — Continued.
<n
i-
3
in
"5
O to
:2s
0
tn
bn
.S
'c
u
4)
1
3-a
CO
0
0
s
0
(J
.S
Amount of fees earn-
ed by Local Mas-
ters during the year
Fees collected in
Law Stamps for the
Crown
Fees collected in
Law Stamps for the
Judge
County
or District
$ c.
938 87
$ c.
2,975 31
% c.
$ c.
2,975 31
1,000 00
$ c.
$ c.
% c.
17 50
1,035 75
2,941 74
2,941 74
672 00
2,953 80
2,953 80
886 70
1,333 15
2,664 52
1,828 42
1,828 42
1,000 00
Simcoe
1,554 10
4,613 43
290 22
4,323 21
520 60
3,082 40
16 48
3,065 92
1,450 00
556 57
4,525 37
3,223 73
612 68
3,912 69
3,223 73
1,000 00
1,956 45
3,678 75
140 60
Glengarry
855 80
5,895 05
1,297 53
4,597 52
1,688 90
2,183 00
3,284 17
4,805 04
4,805 04
1,000 00
Sudbury
57 30
1,776 40
3,413 70
82 74
3,330 96
1,252 10
1,495 00
2,557 82
4,864 58
4,864 58
1,000 00
Temiskaming
1,818 92
4,219 39
109 70
4,109 69
566 95
2,956 84
2,956 84
725 50
268 55
4,159 31
4,732 07
4,732 07
1,000 00
Thunder Bay
4-32 00
3,796 16
3,796 16
735 00
5,618 50
1,159 25
4,459 25
1,199 10
1,771 00
28
REPORT OF
No. 5
Return of fees and emoluments of the Judicial Officers throughout
County or
District
Office
Officer
<U
c
03
c
3th
O rri
<
03 (U
a o
c
Ha.
•OS
«^
<r> O
Is
u
Victoria:
Lindsay
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Surrogate Registrar. . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk . .
Surrogate Registrar. . .
Sheriff
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Sheriff
R. J. Patterson
W. D. Swayze
$ c.
2,284 58
$ c.
$ c.
2,284 58
1,000 00
« «
J. E. Anderson, K.C. .
u «
4,554 63
4,554 63
(a) A. T. Porter
3,234 05
675 00
3,909 05
(( «
Waterloo:
Kitchener
W. A. Kribs
4,502 94
4,502 94
E. W. Clement
1,000 00
J. J. A. Weir
D. S. Bowlby, K.C . . .
977 20
8,391 15
977 20
8,391 15
C. C. Hahn
5,436 60
675 00
6,111 60
E. H. Scully
6.261 18
6.262 90
6,261 18
Welland:
Welland
V. L. Davidson
L. B. C. Livingstone.
"l ,000 00
6,262 90
u a
T. D. Cowper,K.C....
« «
5,240 00
5,240 00
J. E. Cohoe
8,223 33
800 00
9,023 33
Wellington:
Guelph
G. H. Dickson
R. L. MacKinnon. . . .
4,392 25
1,000 00
4,392 25
Surrogate Judge
Local Master
Local Registrar
County Court Clerk . .
Surrogate Registrar. . .
Crown Attorney
Clerk of the Peace. . . .
Sheriff
L. W. Goetz
107 50
7,484 93
« ((
300 00
7,892 43
« ((
(( «
J. M. Keams, K.C...
Commute
d at $3,450
perannum
Wentworth :
Hamilton
Leeming Carr
H. Carpenter
13,383 27
13,383 27
Surrogate Judge
Local Master
Crown Attorney
Clerk of the Peace. . . .
Local Registrar
County Court Clerk. .
Surrogate Registrar. . .
1,000 00
Judge W. T. Evans. . .
G. W. Ballard, K.C...
Commute
d at $5,600
perannum
G. T. Inch
20,780 40
750 00
21,530 40
(( «
(( «
(a) A. T. Porter died 3rd June, 1931; Miss M. C. Sootheran, Deputy, acting.
INSPECTOR OF LEGAL OFFICES FOR 1931
29
the Province of Ontario for the year ending
Decembei
- 31, 1931.-
—Continued.
3
'•B
i)
1
O (0
_ +-«
u
!£
o
"o
U)
'5
u
ca
0)
u
5 o
o +^
3-a
O
"o
V
B
o
u
t;
Amount of fees earn-
ed by Local Mas-
ters during the year
Fees collected in
Law Stamps for the
Crown
Fees collected in
Law Stamps for the
Judge
County
or District
$ c.
800 91
$ c.
1,483 67
$ c.
$ c.
1,483 67
1,000 00
$ c.
S c.
$ c.
\'ictoria
35 70
1,220 72
3,333 91
3,333 91
690 30
3,218 75
43 75
3,175 00
779 40
1,167 00
1,830 50
2,672 44
2,672 44
1,000 00
955 05
5,685 58
Waterloo
22 15
955 05
7,371 15
1,020 00
1,685 57
921 40
5,190 20
945 10
4,245 10
1,286 75
3,264 36
4,974 43
2,998 54
837 21
4,137 22
2,998 54
1,000 00
2,555 00
4,805 75
Welland
104 50
1,180 70
4,069 30
34 65
4,034 65
2,575 75
6,447 58
1,752 83
4,694 75
2,548 00
2,542 90
1,530 00
2,862 25
2,862 25
1,000 00
Wellington
1,400 74
6,491 69
1,695 78
4,795 91
2,336 20
3,531 75
6,054 63
7,328 64
745 78
6,582 86
1,000 00
Wentworth
4,721 69
16,808 71
11,077 84
5,730 87
8,162 65
10,534 75
30 REPORT
OF
No.
ougho
5
Return of fees and emoluments of the Ji
idicial Officers thr
ut
County or
District
Office
Officer
3-H
O ro
J3
rtCL
CO
en O
York:
Toronto .
Toronto .
Sheriff
Surrogate Judge.
Crown Attorney . . . . ,
Clerk of the Peace. . ,
County Court Clerk .
Surrogate Registrar.
Sheriff
A. McCowan
J. H. Denton
C. H. Widdifield. . .
J. Tytler
D. O'Connell
W. T. J. Lee
A. J. Jackson
James Parker
F. M. Field
E. N. Armour, K. C
H. E. Irwin, K.C...
T. V. Gearing
J. E. Thompson. . . .
(a) R. A. Pyne
$
c.
29,513
81
1,600
00
1,600
00
1,600
00
1,600
00
1,600
00
1,600
00
1,600
00
1,600
00
Commute]
10,416
00
44,179
10
50,766
15
59,506
97
dat$8,500
$ c.
29,513 81
perannum
10,416 00
44,179 10
50,766 15
59,506 97
(c) R. A. Pyne died 18th June, 1931; A. M. Gorrie, Deputy, acted for remainder of year
INSPECTOR OF LEGAL OFFICES FOR 1931
31
the Province of Ontario for the year ending December 31, 1931. — Concluded.
k
u
3
CO
''6
o
5£
O ID
V
u
S£
o
"o
03
bO
_c
"c
C3
<u
<L>
1
w
o
fcE
o
"o
C)
o
tj
■!->
(U
Amount of fees earn-
ed by Local Mas-
ters during the year
F"ees collected in
Law Stamps for the
Crown
Fees collected in
Law Stamps for the
Judge
County
or District
S c.
16 075 07
S c.
13,438 74
$ c.
6,244 87
$ c.
7,193 87
1,600 00
1,600 00
1,600 00
1,600 00
1,600 00
1,600 00
1,600 00
1,600 00
$ c.
$ c.
$ c.
York
4,877 00
5,539 00
31,248 15
41,453 65
23,920 23
769 50
24,073 33
33,258 29
15,677 63
4,769 50
7,174 82
8,195 36
8,242 60
12,930 95
9,312 50
35,586 74
25,161 40
49,711 15
32 REPORT OF INSPECTOR OF LEGAL OFFICES FOR 1931 No. 5
COMMUTED CROWN ATTORNEYS, 1931
County or District
and Address
Name
Gross
earnings
Salary
paid by
Province
Allowance
in addition
to salary
for office
expenses
Dis-
bursements
approved
where no
allowance
made
Total
salary and
allowance
or disburse-
ments
Dufferin:
Orangeville
Essex:
Windsor
Huron:
Goderich
Kenora:
Kenora
Middlesex:
London
Norfolk:
Simcoe
Parry Sound:
Parry Sound
Perth:
Stratford
Stormont, Dundas
AND Glengarry:
Cornwall
Sudbury:
Sudbury
Wellington:
Guelph
Wentworth:
Hamilton
York:
Toronto
R. D. Evans. .
J. S. Allan....
(a) D. Holmes
H. P. Cooke. .
A. M. Judd...
W. E. Kelly. .
W. L. Haight .
(&)H.B.Morphy
J. G. Harkness
E. D. Wilkins.
J. M. Kearns..
G. W. Ballard.
E. N. Armour.
$ c.
1,382 69
14,274 97
272 39
550 00
6,754 53
2.756 43
24 45
608 23
962 21
4,779 70
2.757 55
7,673 75
29,019 81
1,270 00
6,000 00
750 00
1,970 00
5,000 00
3,400 00
1,700 00
2,175 00
2,830 00
5,000 00
3,450 00
5,600 00
8,500 00
$ c.
130 00
2,091 34
125 00
150 00
1,000 00
650 00
300 00
400 oa
750 00
2,427 39
2 70
1,892 76
18,615 38
$ c.
1,400 00
8,091 34
875 00
2,120 00
6,000 00
4,050 00
2,000 00
2,175 00
3,230 00
7,427 39
4,200 00
7,492 76
27,115 38
(a) D. Holmes resigned 28th March,
{b) Mr. Morphy's fees commuted at
1931; the present Crown Attorney's fees not commuted.
$4,350.00 per annum from 15th June, 1931.
Statement Respecting, Reg,istrars o£ Deeds
[S3]
34
REPORT OF
No. 5
Statement showing earnings, disbursements, net incomes, etc., of Registrars of Deeds for the
Registry Division
Where office
Situate
Registrar
Gross
earnings
Algoma
Brant
Bruce
Carleton
Cochrane
Dufferin
Dundas
Durham East
Durham West
Elgin
Essex
Fort William
Frontenac
Glengarry
Grenville
Grey, North
Grey, South
Haldimand
Haliburton
Halton
Hastings
Huron
Kenora
Kent
Lambton
Lanark, North
Lanark, South
Leeds
Lennox and Addington
Lincoln
London
Manitoulin
Middlesex, East and North.
Middlesex, West
Muskoka
Nipissing
Norfolk
Northumberland, East
Northumberland, West
Ontario
Ottawa
Oxford
Parry Sound
Peel
Perth, North
Perth, South
Peterborough
Port Arthur
Prescott
Prince Edward
Fiainy River
Renfrew
Russell
Sinicoe
Stormont
Sudbury
Temiskaming
Toronto
Sault Ste. Marie.
Brantford
Walkerton
Ottawa
Cochrane
Orangeville
Morrisburg
Port Hope
Bowmanville. . . .
St. Thomas
Sandwich
Fort William. . . .
Kingston
Alexandria
Prescott
Owen Sound ....
Durham
Cayuga
Minden
Milton
Belleville
Goderich
Kenora
Chatham
Sarnia
Almonte
Perth
Brockville
Napanee
St. Catharines. . ,
London
Gore Bay
London
Glencoe
Bracebridge
North Bay
Simcoe
Colborne
Cobourg
Whitby
Ottawa
Woodstock
Parry Sound ....
Brampton
Stratford
St. Mary's
Peterborough . . .
Port Arthur. . . .
L'Orignal
Picton
Fort Frances. . . .
Pembroke
Russell
Barrie
Cornwall
-Sudbury
Haileybury
Toronto
H. J. Moorhouse
Alex. Graham
W. H. McFarlane
A. E. Hunt
*J. A. Clermont
F. J. Patterson
F. S. Broder
R. H. Hodgson
George Weekes
J. H. Coyne
J. O. Reaume
C. W. Jarvis
W. J. Gibson
J. A. McRae
W. S. Johnston
Geo. P. Creighton
Nelson Purdue
W. H. Howard
bD. C. Brown
Geo. Hillmer
R. J. S. Dewar
Wm. Coats
Mrs. E. A. Cunningham.
J. B. Clark
R. E. LeSueur
H. C. Bowland
Jas. Armour
A. W. Gray
G. S. Reid
cW. D. Fairbrother
W. F. Hungerford
tC. C. Piatt
Miss M. \\ Walker
R. Dunlop
C. E. Lount
d*G. R. Brady
W. M. McGuire
A. G. Willoughby
Hugh McCullough
fjas. Moore
J. T. Moxley
W. L. MacWhinnie
J. H. Tully
F. J. Jackson
Dr. M. Steele
G. D. L. Rice
W. F". Morrow
(G. W. Dunn
H. M. Mooney
J. H. Holmes
W. J. Keating
R. A. Canii)l)ell
J. A. Gamble
R. J. Sanderson
J. C. Alquire
M. Brunette
*Lorne II. Ferguson. . . .
^Thos. Crawford
4
6
6
6
a 10
2
1
1
2
a 7
31
a6
5
2
1
4
3
5
5
7
6
a3
10
10
1
1
4
3
9
6
al
6
5
a4
a5
10
2
1
8
9
6
1
4
4
1
6
«5
2
2
«3
4
2
12
3
a8
al
87
$ c.
,722 65
,797 14
,866 80
,366 80
,953 70
,406 85
,766 75
,982 70
,358 90
,951 09
,044 60
,757 80
,767 10
,264 44
,709 60
,386 80
,665 85
,493 63
877 77
,176 70
,067 40
,019 85
630 03
599 27
,369 49
,443 85
,868 85
,366 50
,472 05
,430 30
,796 30
,860 14
,816 80
,153 75
,476 31
,443 38
,113 90
,855 60
,783 15
,950 20
,644 75
,454 40
,867 77
,923 18
,066 25
,770 95
,308 15
.668 40
,965 30
,485 45
.592 01
.703 15
.445 30
,432 30
,860 10
,976 77
,883 83
,954 35
INSPECTOR OF LEGAL OFFICES FOR 1931
35
year ending 31st December, 1931, and the sums payable under Section 101 of The Registry Act.
Net
Income
Percentage
under
Section 101
Net for
Registrar
I
NSTRUMENTS
Disburse-
ments
Number
registered
Number
uncopied
Number
copied
but not
compared
No.
S c.
2,172 35
S c.
2,550 30
4,647 14
3,896 80
3,171 61
3,173 21
1,908 35
988 41
1,082 70
1,458 90
5,730 13
18,536 00
3.449 83
3,877 10
1,464 44
1,033 60
2,266 24
2,307 54
3,899 10
517 77
2,954 70
3,753 65
3,926 35
1,730 03
6,694 27
5,573 49
1,257 85
1,168 85
3,166 90
2.472 05
4,386 91
3,396 30
888 85
4.473 60
4,104 10
2,981 31
3,000 00
7,513 90
1,981 60
1,063 15
1,835 18
4,689 25
3,346 40
1,161 27
2,544 18
2,899 55
953 95
4,405 61
3,873 70
2,183 60
2,384 80
2,692 01
3,029 15
1,595 30
8,467 23
2.450 10
6,334 70
642 89
24,779 99
S c.
S c.
2,550 30
3,823 57
3,448 40
3,085 81
1,587
2,667
2,509
2,111
2,170
895
639
684
838
2,724
9,411
1,752
2,113
713
680
2,855
1,315
1,831
293
1,749
2,557
2,255
710
3,904
4,003
531
707
1,572
1,058
809
2,804
516
2,612
1,733
1,378
2,143
3,419
920
639
3,325
3,632
2,460
591
1,835
1,523
638
2,181
1,496
1,105
818
860
1,657
870
4,387
1,314
2,448
1,921
34,136
8
9
1
2,150 00
823 57
448 40
85 80
2
2,970 00
3
3,195 19
4
7,780 49
5
498 50
1,908 35
988 41
1.082 70
1,458 90
4,458 96
5,753 60
3,224 91
3,438 55
1,464 44
1,033 60
2,266 24
2,307 54
3.449 55
517 77
2,954 70
3,376 82
3,463 17
1,730 03
4,569 42
4,286 74
1,257 85
1,168 85
3.083 45
2,472 05
3,693 46
3,198 15
888 85
3,736 80
3,552 05
2,981 31
3,000 00
5,257 05
1,981 60
1,063 15
1,835 18
3,844 62
3,173 20
1,161 27
2,544 18
2,899 55
953 95
3,702 81
3,436 85
2,183 60
2,384 80
2,692 01
3,014 57
1,595 30
4,746 73
2.450 10
5,013 66
4,200 00
24,779 99
6
778 34
7
900 00
8
900 00
9
2,220 96
1,271 17
12,782 40
224 92
438 55
10
12,508 60
107
11
3,307 97
1''
1,890 00
n
800 00
14
676 00
IS
2,120 56
16
1,358 31
5
11
17
1,594 53
449 55
18
360 00
3
19
2,222 00
"^0
3,313 75
376 83
463 18
6
?1
2,093 50
9?
1,900 00
9^
3,905 00
2,124 85
1,286 75
?4
4,796 00
186 00
17
88
25
96
700 00
?7
1,199 60
83 45
?8
1,000 00
?o
5,043 39
693 45
198 15
30
3,400 00
31
971 30
3?
2,343 20
736 80
552 05
33
1,049 65
57
62
34
1,495 00
3S
6,087 27
t
2,256 95
36
2,600 00
37
874 00
S8
720 00
S9
7,115 02
32
57
40
4,955 50
844 63
173 20
41
3,108 00
4?,
706 50
43
2,379 00
44
1,166 70
45
817 00
9
2
46
1,902 54
1,794 70
702 80
436 85
8
47
48
781 70
15
6
49
100 65
so
900 00
SI
1,674 00
14 58
57.
850 00
20
S3
3,965 07
3,720 50
54
1,410 00
55
2,642 07
7,240 94
1,321 04
io2
200
56
S7
63,174 36
58
36
REPORT OF
No. 5
Statement showing earnings, disbursements, net incomes, etc., of Registrars of Deeds for the
— Con
No.
Registry Division
Where office
Situate
Registrar
Gross
earnings
59
Victoria
Lindsay
Kitchener
Welland
Arthur
Guelph
Hamilton
Toronto
Newmarket
gDonald McQuarrie
0. S. Eby
E. E. Eraser
Jas. Tucker
C. L. Nelles
R. K. Hope
J. W. Mallon, K.C
R. L. Boag
$ c.
3,972 65
60
Waterloo
11,582 25
61
Welland
17,637 67
62
63
64
65
66
Wellington, North
Wellington, South and Centre
Wentworth
York, East and West
York, North
2,636 75
5,493 10
29,840 21
46,044 48
48,851 65
a Land titles fees included.
b D. C. Brown appointed 29th April, 1931; A. W. Fleming having died 31st March, 1931.
c W. D. Fairbrother appointed 11th August, 1931; H. W. Bryne, Deputy, acted from 1st
January.
d G. R. Brady appointed 1st September, 1931; J. M. Deacon having retired.
e Jas. Moore appointed 21st April, 1931; G. W. Dryden having died 9th April.
/ G. W. Dunn appointed 10th April, 1931; J. M. Munro died 22nd February; Miss F.
Munro, Deputy, acted in meantime.
g Donald McQuarrie appointed 23rd September, 1931; J. R. Mark died 30th April; Miss
L. M. Barr, Deputy, acted in the meantime.
* Officer and staff paid direct by Province,
t Salary of $600.00 included,
t Deficit of $643.89.
^ Salaries and disbursements are deducted from fees of office.
INSPECTOR OF LEGAL OFFICES FOR 1931
37
year ending 31st December, 1931, and the sums payable under Section 101 of The Registry Act.
eluded
Disburse-
ments
Net
Income
Percentage
under
Section 101
Net for
Registrar
Instruments
Number
registered
Number
uncopied
Number
copied
but not
compared
No.
$ c.
935 00
4,594 71
$ c.
3,037 65
6,987 54
8,391 98
1,524 75
3,361 10
12,115 21
26,832 73
3,351 65
$ c.
18 83
2,388 79
3,652 78
$ c.
3,018 82
4,598 75
4,739 20
1,524 75
3,180 55
5,111 53
6,583 38
3,175 82
1,398
4,417
6,100
970
2,146
11,846
18,024
1,760
653
28
59
60
9,245 69
61
1,112 00
36
94
62
2,132 00
180 55
7,003 68
20,249 45
175 83
6S
17,725 00
64
19,211 75
65
1,500 00
66
Statement Respecting, Land Titles Offices
[39]
40
REPORT OF
No. 5
Pi
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INSPECTOR OF LEGAL OFFICES FOR 1931
41
bO
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42
REPORT OF
No. 5
STATEMENT RE LOCAL MASTERS OF TITLES,
U
w
M
5
6
7
8
9
10
11
12
13
14
IS
16
17
18
19
20
21
22
23
24
25
26
27
No. of applications for registration
received
No. of applications for registration
entered
No. of applications for registration
pending
No. of applications for registration
returned unentered
No. of special applications received . .
No. of special applcations completed
No. of special applications pending. .
No. of freehold patents received
No. of freehold patents entered
No. of freehold patents in course of
entry
No. of freehold patents returned un
entered
No. of mining or other lease patents
received
No. of mining or other lease patents
entered
No. of mining or other lease patents
in course of entry
No. of mining or other lease patents
returned unentered
Orders-in-Council granting land
Orders-in-Council entered
Land certificates on hand awaiting
delivery
Lan d cert i ficates delivered to Patentees
Ofifice copies of leases delivered
Ofifice copies of leases undelivered . . .
No. of transfers registered
No. of instruments registered
No. of transmission applications. . . .
No. of sales proceeding applications.
Total amount of assurance fees col
lected
Total fees earned
10
10
65
65
197
192
5
55
2
2
59
191
1
152
193
29
$ c.
63.55
1,706.35
1
894
1,239
52
11
$ c.
376.83
10,907.62
57
50
7
45
45
1
44
1
5
11
2
1
$ c.
6.25
187.79
97
94
2
2
4
93
2
218
273
15
2
$ c.
92.03
2,867.75
291
245
36
2
$ c.
316.32
3,223.^5
$ c.
9.63
35.60
Total assurance fees paid during the
year in all offices $3,285 12
*No return received.
INSPECTOR OF LEGAL OFFICES FOR 1931
43
PROVINCE OF ONTARIO, 1931
3
03
"5,
O
-a
c
3
O
CO
>>
u
0-
u
3
<
u
>
>N
u
3
-a
3
bO
C
0
c
2
0
>N
IS
4
4
3
4
1
88
88
1
1
24
24
36
36
16
16
47
47
7
7
1
7
30
30
68
68
1
12
12
106
106
117
114
3
12
12
18
18
1
1
15
15
67
65
2
4
26
11
1
372
733
41
1
$ c.
119 41
3,448 03
2
34
15
3
159
201
13
9
$ "c.
42 75
2,440 90
2
10
1
"391"
404
25
10
$ c.
66 24
3,522 06
2
104
13
2
567
662
45
14
$ c.
1,411 60
6,139 95
27
90
63
4
694
1,173
37
15
$ c.
405 48
7,841 96
68
186
169
34
'■$"c.
49 19
1,540 26
209
422
39
■■$"'c
107 40
2,518 02
325
222
39
1
$ c.
133 66
3,778 40
2,975
7,304
312
50
$ c.
84 78
42,253 20
■■$'c
. . . ^. . .
Statement Respecting, Division Court:
[45J
46
REPORT OF
No. 5
;ino3 JO ;no pred Xauopij
s.JOimg jo :)unouiE leioj^
sAauora psraiEpufi
s;uara
S1U3UI
■nionia JO sujnja^ s,3ji8[3
jajnsBajx
IBpuiAOjj am 'uoH SM?
o;' s'lq-BAEd ssaj snjdjns
uno3 ui IISE3 JO aDnEjEg
ljno3 oini pred Xauoj^
sjo^ins JO :)uriomE jb^oj^
•JB3X snoiAajd aijj tnojj
;jno3 UI qsE3 jo aDUBiBg
liO \0 (^ f<^ o
•^ >0 t— tN Ov
On -rt O) ^ ^
loOO-5j<'-lCNO'*lOOlO
'-lOi'lvOCNr^OOOs^OO
CN ro O •<* O
l^ t— ■•-I 00 '-I
C-1 i-H T^ VO
On r-) fO 00 vO
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(jlO lO
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f^ O M2 ^ o
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cNO'*'~ri-^ioo\OOfNoo
OvfNOOO lO'^CNOOOO-^iooOOO
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CNOC'JfO'-ilOtNOOtNOO
(MCNPOiOrOTtiiOCNO'-iro
lor-J'^O'O oOfNOvOO lo-^^Or^ooONiooO"*'^)
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C^TtN tN CN Cn^
sssuommns
lusraSpnf puB sjuauiSpnf
JO S}dlJOSUEJX JO SAISnfDXS
'psjaiua suirep jo lunomv
ID fN P^ lO NO
r^ -^ lO oo -rf
»-' 00 00 ir; Tt
O t^ fO NO -rf
00 I^ NO --I r-H
lO *-i NO rD (T!
l^ONOOt^NO'^fNrNiONfNoo
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p<^'— r^NOu-;0000'<-'NO-*'>— I
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(-0 C <^1 lO •*
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tN O -^ t^ lO
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•sasuouirans :)u3iuSpnf
puB S5u3ui3pnf JO sjduos
uBJx JO SAisniDxa 'jjrioQ
UI p3Jd}U9 siins JO jaquinx
NO lo c^ NO 00
fO lO On t^ ^^
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l/J O <D 00 t~-
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•■— I CN (NO Tt< lO NO t^
.:Q
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U.Si
§
n
INSPECTOR OF LEGAL OFFICES FOR 1931
47
O "* O^ CN lO
r-i Ov O t^ 0^
lO "* f^ lO 00
O ro ro
O lO '"'
O^ 'd* O t^
vO (^ 00 lO
r<t -rt< O^ IT) O} u^
fS lO '^i fN Tt< t~~.
lO re fO tJ< f<^ <M
Cs u-> O 00 fO
O >— I fN liO O
ID -^ CS O
t-~ '-I O 00 OS OS
OO ro O tJi 0> t^
Ov rO -^ •* f^ ■* ^
^ 00 •
00 00 00 O SO Cvl
■•— I ro •* OC fN ro
\0 ^^ "^ CN \0 O^
tN ro <>J
—I vo ID
O ID CN
\0 OS rD O
t^ >* ■* CN
00 ---1 1^ SO
ID so ■^ ID <~r! oo
t-^ *^ "^ t"^ ^^ t"^
ID O ID t^ O ■^
ID ID 00 Cs l^
O CN ro ■* -H
fO^"* fS so
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rrj-^OOfOOsoOOs
CO
CN
CM
00 ; ! ! ■
"■^; ; ; : '. ; i ; ■ '. • tr; so o
Os so-^so
O r^oo-"*
r-i tNTt<r)
c-J so '-'
Os»DLD<*r:f>fO rD^^^H0sOr^]0\0s
Tt<l^I:--iDOO O CN 00 so O O O O
•^soOO^Tt* pr3>D'*sOOsr>J00<>)
Ot^sOOS'-HiD ■^o<r)<rMf^rCfOsO
t^ sO <M CM so rD t^ rt* •* Os i^s) O ^CN_
t-C T-T y-i '--CSTtiroO'rjfe'-'
SO ID
ro OS
O O ro
t^ ID ID
CS ^ -H
O ID 00 -* t^ 'f
<r) "-I 00 Cs re CN
^O SO
00 ^ '-I
O re >D O
Os re ■* ID
426
841
112
510
561
317
csi rsi \0
C^l -.-H Tjl
Ti<0 00
SO --i-^O
O OO OS O^
'-H ■* Tt O -*iD
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OS re ^iD
ID OCS O 00 Tt<
Tf sO 00 r^ -^ 00
re so O CN so ro
T-i ■^t:J<"o"'^id
■<-i CN rt
6,462
5,012
1,846
11,060
814
13,944
3,906
re O <M t^ "* ID
O t- t-~ 00 "^i re
r^ CM ID t-~ Os ■^
t-~ ID -^-^re Tf
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CN re re "-I •^
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CM re ID sO CM
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reiDTfsOOsOslDCM
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t^'*'*OsCMsO'-'lM
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00 rj""-!
726
629
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■^Os'osl>-'*OOsre
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re Os o ■^ -^ -^
re ■^ ^ re -^ re
CM »-H ID so
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r^iD'— ireOoO t^sO-^'-HiD
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so ■^ CM CM -rt
■•-HCMre'^iDsO '— iCMiD '-HCMre'^ '-iCMre'^iDsO t^OOOsO'— I
'— ire'^iDsO^^ »-(CMre■^lDsO^^0O
u
w
48
REPORT OF
No. 5
sAauora panirepufi
S-)U3UI
sjuaui
jajnsEajx
[EpuiAojj aij; -uoH aqj
unoj ui qsEQ JO aouBiBg
wno3 JO ;no ppjd XanojAj
s^jojins JO ^unotuB ib}oj_
?jno3 o;ni pred Xauoj^;
.sjo^mg JO iurioniB jb^ox
xeaX snoiAajd aq; niojj
?jno3 UI qsB3 jo aDuB[Ba
sasuorarans
inatnSpnf puB s^uainSpnf
10 siduDsuBJx JO aAisnpxa
'paja^iia siurep JO lunouiy
•sasuouiHins ^naniSpnf
puB s;uaui3pnf jo s;du3s
uBJx P aAisniDxa 'jjrioQ
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suoisiAiQ JO jaqran^j
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4^
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CNOI^OnOO VOnOnO
t-~ o lo ■-^ t^ fo
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rj^ SO C^l lO *"* f^
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l^-^'-iu-jOr^NOrOONOOrO'"-'
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tft^ so 00 SO -rt*
■■-I lO '-' O f^ r~<i
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lo ■"-irrjsO'-icst^cNoacs
O lO O "rf 00
t^ ■rt ro so (M
CN U-) t-~ Ti* ro
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00 00 O
tN ■^ (TnI
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rO O On
•* lO On
LO 't ■^ c-1 r-i ^
t^ On O 00 t^ ro
OO '-I t^ lO ^ r^
I~- On 00 ^ -rf '-I
Tf lO fN C-1 '-' O
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■.-I l-H CVJ esq
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sOoor-lr^roOOt^sOt^sONO'*
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■<-! cs CS '-I ro
lOtNlor^OOsOiO'^iOsO'-'iO
••-' ro 00 lO 00 lO so ■^ t^ ro NO
lO -rt -H • CS ^H
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r-jro'^ '-irNiPOTfioo
CNrO'^iOsOr^OOOsO'-iP-l
9
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X
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INSPECTOR OF LEGAL OFFICES FOR 1931
49
U0OOOioOi0'*iO>OOiO
■^ OO ■•-< IT} -^ •<#'*POCN'-l
O lO vO
O <N OS
CN T-( T-H
Ov \0 Tti t— c~4 \0 O
o i~o •* to o 00 -tt
r^ vO tJi O OC <~C 00
t~~ioO0CiO0\OO
Ou-jr~)rv5rocX>00>0
O r^ Os <~0 l-~
^ fS 00 VC lO
00 LO to On f^
fO ■^ O CN
r- •<* o fO
OS 1-1 lo ••-H
I— 'OlOlOlOIOOlOCNsCOO
OOrooO-^vOOOr^fOOO
lO 00 C^ O) 00 -^ O
00 t^ — I -}< t^ - -
00 OS tN t^ so
oot^'-i'^'t^soor^Oiooot^
OOOsCNt^sO lOlOrO'-ICN
»0 -^ fC *0 so O Os
t^ sO i-i so O Os tN
CO 00 lO t^ C~-l CO 00
CsOsCOOOiO-^sO
ov'^'^oO'^iooio
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t^ •^ »^ o o
■^ Os lo Os so
lO Csl t^ 00 fO
'— ' Os (^ so
Os ro SO 1— t
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■-H •,-( CS
Oso
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r>) 1-1 cs
O ro -* O O
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o >o to
csj os 00
00 1-1
■"^■-HCNlolO'^sOOOlOSOt^
lOi-^OOsOPO^lOtoOsrOOOsO
1— li^'OOt^OsrOt—lO'^OtoO
lO ■* "-I to SO
O O 00
OS SO 00
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ro -"-I t^ O O O so
Os -^ (N CN 00 O 1-1
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; ■^ O r-- <0 ro
: sO to sO to r^
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00 sO ^ OO to
Os <0 OS to '^
ro Os 1— ' 1— < Os
CN t^ 00 00
cN -rt* r^ 00
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TjH to •^ '-I C^
1— irOi-iiMrOi-icOi— I oOi— irf'-<i-<
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50
REPORT OF
No. 5
sXauotn psrarepufi
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■ tr^ . . .
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CN
CN
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sjo^jing JO iurioniB ib^ox
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?jno3 UI 11SB3 JO aauBiBg
sasuomuins
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JO siduasuBix JO aAisniDxa
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REPORT OF
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53
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54
REPORT OF
No. 5
sXauora paraiEpufi
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INSPECTOR OF LEGAL OFFICES FOR 1931
55
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56 REPORT OF INSPECTOR OF LEGAL OFFICES FOR 1931 No. 5
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[57]
58
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Statistical Report o£ tKe Juvenile Courts
[65]
66
REPORT OF
No. 5
TABLE OF AGE AND SEX
Age
Boys
Girls
Total
7
32
42
153
312
304
423
551
679
800
346
3
1
6
6
14
16
58
58
94
17
35
8
43
9
159
10
318
11
318
12
439
13
609
14
737
15
894
16
363
Total
3,686
273
3,959
NATIONALITY OF OFFENDERS
Boys
Girls
Total
Canadian
2,384
12
393
207
68
49
52
86
150
46
2
113
9
11
'5
5
1
93
179
9
23
10
2
8
2
4
17
3
1
2
2
1
1
9
2,563
Newfoundland
21
England and Wales
416
Scotland
217
Ireland
70
Balkan States
57
United States
54
Russia
90
Poland
167
Austria
49
Germany
Italy
France
Greece
Sweden
3
115
11
11
Holland
Finland
China
Australia
Other nationalities
5
6
2
102
Total
3,686
273
3,959
RELIGION OF OFFENDERS
Boys
Girls
Total
Anglican
665
1,213
528
422
129
254
53
62
220
140
45
74
45
30
9
14
5
17
26
13
710
Roman Catholic
1,287
United Church
573
PresbN'terian
452
Hebrew
138
Baptist
268
Salvation Army
58
Greek Orthodox
79
Other
246
Unknown
153
Total
3,686
273
3,959
INSPECTOR OF LEGAL OFFICES FOR 1931
67
NATURE OF OFFENCE
Boys
Girls
Total
Theft
Shopbreaking andTheft . .
Housebreaking and Theft
Shopbreaking
Housebreaking
Disorderly
Breach of By-laws
Damage of Property ....
Vagrancy
Habitual Truancy
Trespass
Gambling
Indecency
Immorality-
Other Offences
Total
1,345
76
1,413
156
156
98
1
99
63
63
26
9
38
530
17
547
165
3
168
357
10
367
106
39
145
257
50
307
285
7
292
7
7
56
6
62
12
18
30
223
37
260
3,686
273
3,959
FINES COLLECTED
Fines collected $1,098 31
OTHER REVENUE
Including Restitution, Bail and Non Support
$201,966 38
DISPOSITION OF CASES
Boys
Girls
Total
Adjourned Sine Die
Suspended Sentence (in care of Court) . . .
Suspended Sentence (Probation)
Suspended Sentence (on own undertaking)
Industrial School
Bowmanville School
Working Boys' Home
Fined
Dismissed
Other Dispositions
Total
1,354
96
1,450
118
8
126
710
42
752
363
15
378
111
45
156
15
15
30
30
275
275
229
6
235
479
63
542
3,686
273
3,959
68 REPORT OF INSPECTOR OF LEGAL OFFICES FOR 1931
JUVENILE COURTS AND OFFICERS
The Juvenile Delinquents Act, 1908 {Canada) has been proclaimed in the following areas:
Place Judge
$"^^'f J. F. McKinley
i°''°"^"- ■•• H. S. Mott; R. S. Hosking (Deputy)
Timiskaming S. Atkinson (Magistrate) ^ ^ ^^
KUrt' w ^T'' ^^''^ J- A- Makins (Magistrate)
Ur \T A S^^*Y'«° J- J- A. Weir (Malistrate)
Brantford, Brant A. D. Hardy (County Judge)
\\r a" ' "aV/iV ■ ■■-,■<■■ ;^- • •, J°hn R. Blake (Magistrate)
Windsor, Walkerv'ille, Ford A D Bowlby
Grey County and Owen Sound .■.■.■.'.' .E.' C ' Spereman (Magistrate)
"^'d™^"d J. C. Massie (Magistrate)
""™V; C. A. Reid (Magistrate)
H^"^''^°" . . .H. A. Burbidge (Magistrate)
w™?' n- ■ H • • r i C- ^- McGaughey (Magistrate)
fn^Z iPa^^ ''^' ^'^"g^^'^y J- C. Milligan (Magistrate)
London Middlesex^ c ' V^' V • •. G. Quentin Warner
Lincoln County and St. Catharines J. S. Campbell (County Judge)
Port Colborne j. C. Massie (Magistrate) ^
S^^h'-ane E r Tucker (Magistrate)
^°^^ Wm. Keith (Magistrate)
Appointments
1691
70 REPORT OF No. 5
APPOINTMENTS
Sheriffs
Gazette, January 24th, 1931. — George Henry Stokes, of the Township of
Hungerford, Esquire, to be Sheriff for the County of Hastings.
Gazette, May 16th, 1931. — Robert A. Norman, of the Town of Picton, County
Court Clerk, to be Sheriff, pro tem.
Gazette, September 5th, 1931. — Lachlan Daniel MacCallum, of Kenora,
Esquire, to be Sheriff in and for the Provisional Judicial District of Kenora.
Gazette, December 12th, 1931. — Samuel Crooks, of the City of Ottawa,
Esquire, to be Sheriff in and for the County of Carleton, including the City
of Ottawa.
Judges and Local Masters, S.C.O.
Gazette, April 4th, 1931. — His Honour B. F. Justin, Judge of the County
Court of the County of Peel, to act as Local Master of the Supreme Court for
the County of Dufferin, during the absence of His Honour J. C. Moore, Judge of
the County Court of the County of Dufferin.
Gazette, May 2nd, 1931. — His Honour Thomas Moore Costello, Judge of
the County Court of the County of Huron, to be Surrogate Judge in and for
the County of Huron, as and from the 4th day of March, A.D. 193L
Gazette, May 2nd, 1931. — His Honour Dudley Holmes, Judge of the County
Court of the County of Simcoe, to be Surrogate Judge in and for the County of
Simcoe, as and from the 4th day of March, A.D. 193L
Gazette, May 2nd, 1931. — His Honour Uriah McFadden, Judge of the
County Court of the County of Kent, to be Surrogate Judge in and for the
County of Kent, as and from the 17th day of March, A.D. 1931.
Gazette, May 2nd, 1931. — His Honour James Boyd Moon, Judge of the
District Court of the District of Parry Sound, to be Surrogate Judge in and for
the District of Parry Sound, as and from the 13th day of April, A.D. 1931.
Gazette, May 2nd, 1931.— Wis Honour Melville Brockett Tudhope, Judge of
the County Court of the United Counties of Leeds and Grenville, to be Surrogate
Judge in and for the United Counties of Leeds and Grenville, as and from the
4th day of March, A.D. 1931.
Gazette, May 30th, 1931. — Irwin Hilliard, K.C., of the City of Toronto,
to be Master of the Supreme Court of Ontario at Osgoode Hall, Toronto. ' Such
appointment to take effect as and from the 1st day of May, 1931.
Gazette, July 4th, 1931. — His Honour Judge Frederick Montague Morson,
retired Judge of the County Court of York, to be Surrogate Judge in and for
the County of York.
Crown Attorneys and Clerks of the Peace
Gazette, February 7th, 1931. — Harworth Atkinson, of the Town of Kemptville,
in the County of Grenville, Esquire, Barrister-at-Law, to be Crown Attorney
and Clerk of the Peace in and for the United Counties of Leeds and Grenville.
Gazette, April 18th, 1931. — Dudley Elwood Holmes, of the Town of Goderich,
Esquire, Barrister-at-Law, to be Crown Attorney and Clerk of the Peace for
the County of Huron.
I
INSPECTOR OF LEGAL OFFICES FOR 1931 71
Gazette, May 9th, 1931. — Archibald C. Brown, of the Town of Timmins,
Esquire, Barrister-at-Law, to be Crown Attorney and Clerk of the Peace, pro
tern., for the District of Cochrane.
Gazette, May 16th, 1931. — Wilfred Smith Haney, of the City of Sarnia,
Barrister-at-Law, to be Crown Attorney and Clerk of the Peace for the County
of Lambton.
Gazette, August 1st, 1931. — Fred L. Ward, of the Town of Picton, Esquire,
Barrister-at-Law, to be Crown Attorney and Clerk of the Peace in and for the
County of Prince Edward, pro tent.
Gazette, August 22nd, 1931. — Harry Hazell, of the City of Hamilton, in the
County of Wentworth, Esquire, Barrister-at-Law, to be Crown Attorney, pro
tern., for the County of Wentworth and City of Hamilton during the absence of
G. W. Ballard.
Local Registrars, Etc.
Gazette, May 16th, 1931. — Charles Stewart Buck, of Port Rowan, Esquire,
Barrister-at-Law, to be Local Registrar of the Supreme Court, County Court
Clerk and Surrogate Registrar for the County of Norfolk.
Gazette, August 22nd, 1931. — Ernest Appleton, of Osaquan, Ontario, to be
Local Registrar of the Supreme Court, District Court Clerk and Surrogate
Registrar for the District of Kenora, in the room and stead of J. N. Ladouceur,
resigned.
Gazette, September 26th, 1931. — Henry Egleston Richardson, of the City of
Kingston, Esquire, to be Surrogate Registrar in and for the County of Frontenac.
Registrars of Deeds and Local Masters of Titles
Gazette, January 10th, 1931. — James H. TuUy, of the City of Parry Sound,
in the District of Parry Sound, Esquire, to be Registrar of Deeds in and for the
District of Parry Sound in the room and stead of Charles Gillespie, deceased.
Gazette, April 18th, 1931.— George Walker Dunn, of the City of Port Arthur,
Esquire, to be Registrar of Deeds in and for the District of Thunder Bay, except
the Electoral District of Fort William.
Gazette, August 22nd, 1931. — Gordon R. Brady, of North Bay, one of His
Majesty's Counsel learned in the Law, to be Local Master of Titles and Registrar
of Deeds for the District of Nipissing, effective from September 1st, 1931.
Gazette, August 22nd, 1931. — \Mlliam Dycer Fairbrother, of Beamsville,
Ontario, to be Registrar of Deeds for the County of Lincoln in the room and
stead of Carl Fisher, deceased.
Gazette, October 3rd, 1931. — Donald McQuarrie, of Argyle, Esquire, to be
Registrar of Deeds in and for the County of Victoria.
Police ^Magistrates and Juvenile Courts
Gazette, February 28th, 1931. — Edward Albert Calnan, of the Town of
Picton, Esquire, to be Police Magistrate for the County of Prince Edward,
including the Town of Picton.
Gazette, February 28th, 1931. — Cecil Fountayne Saunders, of Burford,
Ontario, Esquire, to be Police Magistrate for the Town of Paris and the Town-
ships of Burford and South Dumfries, in the County of Brant.
72 REPORT OF No. 5
Gazette, J^Iay 9th, 1931. — James Edmund Finlay, of Tory Hill, Esquire, to
be a Police Magistrate for the Provisional County of Haliburton.
Gazette, July 11th, 1931. — Walter Ernest Wiggins, of the Village of Bancroft,
Esquire, to be Police Magistrate in and for the County of Hastings and the
Townships of Cardiff, Harcourt, Monmouth and Glamorgan, in the Provisional
County of Haliburton.
Gazette, July 11th, 1931. — Glenn E. Strike, of the City of Ottawa, Esquire,
Barrister-at-Law, to be Police Magistrate for the City of Ottawa.
Gazette, July 11th, 1931. — Burton L. McLean, of the Town of Lindsay,
Esquire, to be Police Magistrate, pro tern., for the Town of Lindsay, the County
of Victoria and the Provisional County of Haliburton.
Gazette, August 1st, 1931. — William Blyth, of Dunvegan, Esquire, to be
Police Magistrate in and for the County of Glengarry.
Gazette, August 1st, 1931. — John Robertson Elliott, of the Town of Milton,
Esquire, to be Police Magistrate for the County of Halton.
Gazette, August 1st, 1931. — Charles W. Hawkshaw, of Lucan, Ontario,
Esquire, to be Police Magistrate in and for the County of Middlesex.
Gazette, October 17th, 1931. — George Fayette Palmer, of the Town of
Deseronto, Esquire, to be Police Magistrate in and for the Town of Deseronto
and the Township of Tyendinaga.
Gazette, October 17th, 1931. — Michael Joseph O'Connor, of the City of Ottawa,
Esquire, K.C., to be Deputy Police Magistrate for the City of Ottawa.
Gazette, December 12th, 1931. — Edmund Joseph Pallett, of Islington, Esquire,
to be Police Magistrate with jurisdiction in the Township of Toronto, in the
County of Peel.
Division Court Clerks and Bailiffs
Gazette, January 3rd, 1931. — Judson O. Konkle, of the Town of Grimsby,
in the County of Lincoln, Esquire, to be Bailiff of the Fifth Division Court of
the County of Lincoln in the room and stead of Mr. W. W. Johnson, resigned;
such appointment to take effect on and from the 1st day of January, 193L
Gazette, January 10th, 1931. — Thomas Crowe, of the Town of Fort Frances,
in the District of Rainy River, Esquire, to be bailiff of the First Division Court
of the said District of Rainy River in the room and stead of Nels C. Lund,
resigned.
Gazette, January 10th, 1931. — John F. Beattie, of the Town of Fergus, in
the County of Wellington, Esquire, to be Clerk of the Fourth Division Court
of the said County of Wellington.
Gazette, January 10th, 1931. — Albert Daoust, of the Town of Sturgeon Falls,
in the District of Nipissing, Esquire, to be Bailiff of the First Division Court of
the said District of Nipissing.
Gazette, February 28th, 1931. — Arthur F. Ariss, of the \'illage of Rosseau,
in the District of Parry Sound, Esquire, to be Clerk of the Third Division Court
of the District of Parry Sound.
Gazette, February 28th, 1931. — Claud Mitchell, of the V'illage of Scotland,
in the County of Brant, Esquire, to be Clerk of the Fifth Division Court of the
County of Brant.
Gazette, February 28th, 1931. — Walter Nudds, of the Town of Blenheim,
in the County of Kent, Esquire, to be Clerk of the Fourth Division Court of
the County of Kent.
INSPECTOR OF LEGAL OFFICES FOR 1931
Gazette, February 28th, 1931.— Andrew Young, of the Milage of Gooderham,
in the Provisional County of Haliburton, Esquire, to be Bailiff of the Third
Division Court of the Provisional County of Haliburton.
Gazette, April 18th, 1931. — D. Ewart, of the Town of Cobourg, in the United
Counties of Northumberland and Durham, Esquire, to be Bailiff of the Fifth
Division Court of the L'nited Counties of Northumberland and Durham in the
room and stead of J. Beatty, deceased.
Gazette, April 18th, 1931. — Francis Edward Graham, of theTown of Brock-
ville, in the L'nited Counties of Leeds and Grenville, Esquire, to be Bailiff' of
the First Division Court of the United Counties of Leeds and Grenville in the
room and stead of I. J. Mansell, deceased.
Gazette, April 18th, 1931. — Thomas Tippin, of Fergus Post Office, in the
County of Wellington, Esquire, to be Bailiff of the Fourth Division Court of
the County of Wellington in the room and stead of \Mlliam Greer, resigned.
Gazette, April 25th, 1931. — Francis Edward Graham, of the Town of Brock-
ville, in the United Counties of Leeds and Grenville, Esquire, to be Clerk of
the United Counties of Leeds and Grenville, in the room and stead of I. J.
Mansell, deceased.
Gazette, April 25th, 1931. — Samuel Mills, of Omemee, to be Clerk of the
Fourth Division Court of the Count}' of Victoria.
Gazette, May 2nd, 1931. — \\\ J. Cringle, of Mount Forest, Ontario, to be
Bailiff of the Eleventh Division Court of the County of \\'ellington.
Gazette, May 2nd, 1931. — A. C. Macdonald, of Smithville, Ontario, to be
Clerk of the Third Division Court of the County of Lincoln, in the room and
stead of F. G. Ward, resigned.
Gazette, May 2nd, 1931. — S. J. Miller, of Milverton, Ontario, to be Bailiff of
the Fifth Division Court of the County of Perth, in the room and stead of Mr.
\\'. D. Weir, resigned.
Gazette, May 2nd, 1931. — Arthur L. Riendeau, of Campbellford, Ontario,
to be Clerk of Eleventh Division Court of the United Counties of Northumber-
land and Durham, in the room and stead of Dr. G. A. Hay, deceased.
Gazette, May 16th, 1931. — Mossum Kellett, of Minden, in the County of
Haliburton, to be Bailiff of the First Division Court of the said County of
Haliburton, in the room and stead of D. C. Brown, resigned.
Gazette, May 16th, 1931. — Edwin Ross Mc]\Iillan, of Avonmore Post Office,
Ontario, to be Clerk of the Eleventh Division Court of the United Counties of
Stormont, Dundas and Glengarry, in the room and stead of Mr. A. O. ]\Iiller,
deceased.
Gazette, May 30th, 1931. — Thomas Daley, of ]\Iagnetawan, to be Clerk of
the Fifth Division Court of the District of Parry Sound, in the room and stead
of Mrs. Ruth McLeod, resigned. Such appointment to take effect on the
1st day of June, 1931.
Gazette, May 30th, iPJ7.— Harrison G. Williams, of Tilbury, to be Clerk of
the Seventh Division Court of the County of Kent, n the room and stead of
A. A. Wilson, deceased.
Gazette, July 4th, 1931.—]. L. Brooks, of Omemee, to be Bailiff of the
Fourth Division Court of the County of X'ictoria, in the room and stead of
W. R. McQuade, deceased.
74 REPORT OF No. 5
Gazette, July 11th, 1931. — Arthur T. Bennett, of St. George, to be Clerk of
the Third Division Court of the County of Brant, the room and stead of F. T.
Howell, resigned. Such appointment to take efifect on and from the 1st day
of July, 1931.
Gazette, July 11th, 1931. — Charles A. Harris, of Beamsville, to be Bailiff
of the Fourth Division Court of the County of Lincoln, in the room and stead
of James H. Walker, deceased.
Gazette, July 11th, 1931.—]. H. IMcCann, of Brighton, to be Clerk of the
Eighth Division Court of the United Counties of Northumberland and Durham,
in the room and stead of B. C. H. Becker, deceased.
Gazette, July 11th, 1931.—]. R. IVIencke, of Bridgeburg, to be Clerk of the
Third Division Court of the County of Welland, in the room and stead of Joseph
Clerk, deceased.
Gazette, August 1st, 1931. — Andrew Boyer, of Vankleek Hill, to be Clerk of
the Second Division Court of the United Counties of Prescott and Russell.
Gazette, August 1st, 1931. — Charles J. H. Fowler, of Dungannon, to be
Bailiff of the Sixth Division Court of the County of Huron.
Gazette, August 1st, 1931. — James McNeilly, of St. George, to be Clerk of
the Third Division Court of the County of Brant.
Gazette, August 15th, 1931. — James C. Carter, of South River, to be Bailiff
of the Seventh Division Court of the District of Parry Sound, in the room and
stead of Martin Carrol.
Gazette, August 15th, 1931. — William J. Wilson, of London, to be Clerk of
the Eighth Division Court of the County of Middlesex, in the room and stead
of W. R. Westlake, deceased.
Gazette, August 29th, iPJi.— William McMichael, of Wingham, to be Bailiff
of the Eighth Division Court of the County of Huron, in the room and stead of
George A. Phippen, resigned.
Gazette, September 26th, 1931. — Gordon Lean, of Apsley Post Office, Ontario,
to be Bailiff of the Fourth Division Court of the County of Peterborough.
Gazette, September 26th, 1931. — Edward Carrol, of St. Ola, to be Bailiff of
the Second Division Court of the County of Hastings.
Gazette, September 26th, 1931. — J. B. Lindsell, of Gravenhurst, to be Clerk
of the Second Division Court of the District of Muskoka in the room and stead
of W. H. Butterworth, resigned.
Gazette, October 3rd, 1931. — Albert E. Claus, of Beamsville, to be Clerk of
the Fourth Division Court of the County of Lincoln, in the room and stead of
W. D. Fairbrother, resigned.
Gazette, October 3rd, 1931. — Robert Wallace Kelly, of Warkworth, to be
Bailiff of the Ninth Division Court of the United Counties of Northumberland
and Durham, in the room and stead of George A. Wiggins, resigned.
Gazette, October 17th, 1931. — F. B. Carscallen, of Napanee, to be Clerk of
the First Division Court of the County of Lennox and Addington, such appoint-
ment to take effect on and from the 1st day of November next.
Gazette, October 17th, 1931.—]. H. McCaig, of Fort Frances, to be Bailiff
of the First Division Court of the District of Rainy River.
Gazette, October 17th, 1931. — Leo Oriet, of Stoney Point, to be Bailiff of ihe
Ninth Division Court of the County of Essex, in the room and stead of Louis
Oriet, resigned.
INSPECTOR OF LEGAL OFFICES FOR 1931 75
Gazette, October 17th, 1931.— Wilbur C. Westlake, of R.R. No. 2, London,
to be Clerk of the Eighth Division Court of the County of Middlesex, in the
room and stead of \Vm. J. Wilson, resigned.
Gazette, November 21st, 1931. — Hilliard Brown, of Richmond, to be Bailiff
of the Second Division Court of the County of Carleton, in the room and stead
of Joseph Binnington, resigned.
Gazette, November 21st, 1931. — John Bryans, of Bruce Mines, to be Bailiff
of the Second Division Court of the Provisional Judicial District of Algoma, in
the room and stead of S. Rowe, resigned.
Gazette, November 21st, 1931.— ¥. R. Elmes, of Paris, to be Bailiff of the
Second Division Court of the County of Brant, in the room and stead of James
B. Appleby, resigned.
Gazette, November 21st, iPJi.— Geoffrey A. Hollands, of Fort Frances, to be
Clerk of the First Division Court of the Provisional Judicial District of Rainy
River, in the room and stead of William Pilkey, resigned.
Gazette, November 21st, 1931. — J. A. Jackson, of Markdale, to be Bailiff of
the Eighth Division Court of the County of Grey, in the room and stead of
Thomas Ward, deceased.
Gazette, November 21st, 1931. — Charles Lowes, of Blenheim, to be Bailiff
of the Fourth Division Court of the County of Kent, in the room and stead of
R. B. Leitch, deceased.
Gazette, November 21st, 1931. — Edward J. Ryan, of Fort Frances, to be
Bailiff pro tem., of the First Division Court of the Provisional Judicial District
of Rainy River, in the room and stead of J. H. McCaig, resigned.
Gazette, November 21st, iPJi.— Edgar Stanley, of Metcalfe, to be Bailiff
of the Sixth Division Court of the County of Carleton, in the room and stead of
H. S. Latimer, resigned.
Gazette, November 21st, /PJi.— Edgar Thayer, of Aylmer, to be Bailiff of the
First Division Court of the County of Elgin, in the room and stead of David
T. Augustine, deceased.
Gazette, November 21st, iPJi.— William White, of Bruce Mines, to be Clerk
of the Second Division Court of the Provisional Judicial District of Algoma, in
the room and stead of Mrs. Ruth Bryant, resigned.
Gazette, November 28th, iPJi.— James Burt Appleby, of the Town of Paris,
to be Clerk of the Second Division Court of the County of Brant, in the room
and stead of Stanley Robinson.
Gazette, November 28th, iPJ7.— Joseph Hicks, of Blind River, to be Bailiff
of the Second Division Court of the District of Algoma, in the room and stead
of George Thompson, deceased.
Gazette, November 28th, 1931.— ]o\\n P. Roper, of Milton, to be Clerk of the
First Division Court of the County of Hal ton, in the room and stead of William
Panton, resigned.
Observations Directions and Decisions
f77J
78 REPORT OF No. 5
OBSERVATIONS, DIRECTIONS AND DECISIONS GIVEN BY MR.
JOSEPH SEDGWICK AND COL. W. W. DENISON, INSPECTORS,
IN REFERENCE TO THE VARIOUS OFFICES
COUNTY COURT CLERKS, LOCAL REGISTRARS,
SURROGATE REGISTRARS
Re Receipts for Filing Fees
The Inspector has been asked as to whether or not it is proper for a Clerk
to give a receipt, and he ruled that there was no legislation that would compel
a Clerk to give such a receipt. On the other hand, it is desirable not to unreason-
ably inconvenience the public, and, therefore, if a receipt is desired for auditors'
purposes, it should be granted.
Re Fees on References and Examinations
A ruling was asked for regarding the fees that a Local Registrar might
take on references and examinations. The ruling was as follows: "The fees
that a Local Registrar may take on references and examinations are fixed by
the Rules, and for his attendance on the examination the Registrar is entitled
to $L50 an hour, the same fee being allowed for attendance on a reference. If
the evidence is transcribed, the proper allowance is ten cents per folio for each
copy supplied."
Re Court Reporters' Fees
The question was asked if Court Reporters' fees could be charged to the
county, and the following ruling was given:
"I know of no authority that would permit you to charge to the county
your fees as a Court Reporter in contested Surrogate Court cases. The matter
was considered by my predecessor, Mr. I. A. Humphries, K.C., and his
opinion will be found on page 29 of his report for the year 1926. He there
stated that in his opinion such fees are properly chargeable to the parties,
and should be included in the bill of costs, and with that ruling I am in
agreement.
As to naturalization cases, I can see no reason at all why they should
be reported, and certainly do not think the cost of reporting them should
be charged to the county. I am not acquainted with any provision in
The Naturalization Act, which is a Dominion Statute, which provides for
reporting those cases."
Re Change of Name of Court
The ruling was as follows:
"As I understand the Act, the name in which the Court exercises its
jurisdiction is not changed. All the procedure is still to be carried on in
the name of the Supreme Court of Ontario, as provided by Sections 11 and
12 of The Judicature Act, which were not amended. These sections provide
that the Appellate Court and the High Court shall be exercised in the name
of the Supreme Court, which by the interpretation in The Judicature Act,
means the Supreme Court of Ontario."
INSPECTOR OF LEGAL OFFICES FOR 1931 79
Re In'crease of Assets of ax Estate
Regarding the proper practice in the Surrogate Registrar's Office when the
assets of an estate had increased. The ruling was as follows:
"The proper practice is to write a letter to the solicitors for the estate
and point out to them that the Succession Duty Office has advised the
Surrogate Registrar that the assets have been increased by a certain amount.
The Surrogate Registrar then advises the solicitors what the additional fees
payable are, and although the Surrogate Registrar does not actually take
the responsibility of collecting these additional fees, still a certain amount
of pressure is brought to bear upon the solicitors. At the end of the year,
if the accounts are not paid, the Succession Duty Office takes up the matter
more vigorously."
REGISTRARS OF DEEDS
Re Registration of a Company Agreement
A company underwent a capital reconstruction, at the same time changing
its name. It seemed clear to the Inspector that the new company derived its
title to a mortgage by virtue of its agreement with the old company, which
agreement was, in the mind of the Inspector, "an instrument or document
through which it claims interest in, and title to the mortgage money," and,
therefore, the Inspector ruled that the agreement should be made of record in
the office of the Registrar of Deeds, and also should be recited in the Discharge
tendered the Registrar.
Re Wife Joining with Husband in a Mortgage to
Guarantee Payment
The question was asked as to whether or not a man who joins in a mortgage
to guarantee payment should have his wife join with him. The Inspector ruled
as follows: "Clearly where the face of the instrument indicates that a man
joins only as a third party to guarantee payment, no declaration is necessar>%
but where he is ostensibly a grantor or mortgagor, then the wife must join or
he must make the necessary declaration."
Re Signature by Making Mark
The following ruling as to the registration of a document signed by the
making of a mark was given: "The usual custom is to procure an affidavit
stating that the document had been read over and explained to the grantor.
If this is not done it will be quite satisfactory to make a note in the Abstract
Index in the Remark Column, stating that there was no evidence that the
document had been read over and explained to the person signing."
Re Fee for Copying and Comparing
A ruling was given as follows: "I note that you have charged fifteen cents
per folio, and also five cents in addition for comparing. Might I point out to
you that the fifteen cents per folio is all that is allowed, and this includes com-
paring. It would follow that those who did the actual work would receive
ten cents a folio, while those who compared five cents a folio."
80 REPORT OF No. 5
COUNTY CROWN ATTORNEYS
Re Fees on Appeal for Reckless Driving
The question was asked regarding the payment of fees by the appellant
on an appeal to a Judge regarding a conviction for reckless driving, and the
Inspector ruled as follows: "I think the Judge can, under the 1931 Summary
Convictions Act, order your fees paid by the appellant. If you will refer to
Section 3 of the above Act, you will see that it amends Section 13 of The
Summary Convictions Act by adding the following clause:
'Where an appeal is taken to the judge of the county or district court
or to the division court the judge may award reasonable costs to either
party, including counsel fees and all necessary disbursements.'
This apparently covers your case."
LOCAL MASTERS OF TITLES
Re Registration of Surrender of Lease in Case of Amalgamation
Regarding the registration of the surrender of a lease in connection with
a company which had come into being as a result of an amalgamation under
The Companies Act, the following ruling was given:
"The Great Lakes Power Company, Limited and the Algoma District
Power Company, Limited were amalgamated by Letters Patent under The
Companies Act under the name of Great Lakes Power Company, Limited,
and, pursuant to subsection 5 of Section 10 of The Companies Act, the new
corporation now possesses all the property rights, privileges and franchises
of each of the corporations so amalgamated.
It would, therefore, be in order to register the surrender that has been
tendered."
SHERIFFS
Re Fees
The following ruling regarding the proper fees of a crier and the Sheriff
was given :
"A crier is not entitled to a fee for 'calling the case,' unless the case
was actually called. I would also advise you that the Sheriff is not entitled
to a fee, unless the case has actually been tried, or a bona fide commencement
of trial made."
INSPECTOR OF LEGAL OFFICES FOR 1931 81
INDEX
A PAGE
Administrative Branch, Osgoode Hall 10
Appellate Division, Statement re 11
Appointments, 193 1 70-75
C
Change of Xame of Court 78
Company Agreement, Registration of 79
Copying and Comparing, Fee for 79
County Court Clerks, Financial Statements 14-31
Court Reporters' Fees 78
Criers' Fees 80
Crown Attorneys and Clerks of the Peace, Financial Statements 14-31
Crown Attorneys, Commuted, Statement of 32
D
Division Courts, Statement re 46-56
F
Fees, Appeal for Reckless Driving 80
Fees, Copying and Comparing 79
Fees, Court Reporters' 78
Fees, Filing, County Court 78
Fees, References and Examinations 78
Fees, Sheriffs' and Criers' 80
Financial Statements, Division Courts 46-56
Financial Statements, Local Registrars, etc., etc 14-3 1
I
Increase of Assets of an Estate 79
Inspector, Foreword of 5-7
J
Juvenile Courts, Statement re 66-68
82 REPORT OF INSPECTOR OF LEGAL OFFICES FOR 1931 No. 5
INDEX — Continued
L PAGE
Local Masters of Titles, Financial Statement 40-43
Local Masters, S.C.O., Financial Statement 14-3 1
Local Registrars, etc., etc., Observations re 78-79
Local Registrars, S.C.O., Financial Statement 14-31
O
Observations of Inspectors 78-80
Osgoode Hall, Administrative Branch 10
Osgoode Hall, Master's Report 11
Osgoode Hall, Surrogate Clerk's Report 10
P
Police Magistrates, Statement re 58-63
R
Receipts for Filing Fees — County Court 78
Reckless Driving, Appeal, Fees on 80
References and Examinations, Fees on 78
Registrars of Deeds, Observations re 79
Registrars of Deeds, Statements 34-37
Registration of a Company Agreement 79
Registration of a Surrender of Lease 80
S
Sheriffs' Fees 80
Sheriffs, Financial Statements 14-3 1
Signature by Making Mark 79
Surrender of Lease, Registration of 80
Surrogate Clerk, Osgoode Hall, Report of 10
Surrogate Registrars, Financial Statements 14-31
W
Wife Joining with Husband in Mortgage to Guarantee Payment 79
Fifty-Third
ANNUAL REPORT
OF THE
Superintendent of Insurance
FOR THE PROVINCE OF
ONTARIO
1932
(Business of 1931)
PRINTED BY ORDER OF
THE LEGISLATIVE ASSEMBLY OF ONTARIO
SESSIONAL PAPER No. 6, 1932
ONTARIO
TORONTO
Printed and Published by Herbert H. Ball, Printer to the King's Most Elxcellent Majesty
19 3 2
ONTARIO
DEPARTMENT OF INSURANCE
To The Honourable W. H. Price, K.C, M.P.P.,
Minister in Charge of the Department of Insurance.
I have the honour to submit herewith the Fift>-third Annual Report of
the Superintendent of Insurance for the year 1932 (business for the year ended
December 31st, 1931).
The Report is arranged in five divisions, in addition to an index, including
all insurers licensed to carry on business in Ontario, license numbers and classes
of insurance for which authorized, as follows:
I. Annual Statements.
II. Annual Statement Abstracts.
III. Movement of securities.
I\'. Statistical tables.
\'. Appendices.
The first division, entitled "Annual Statements," contains extracts from
the Annual Statements filed with the Department by all licensed insurers
arranged alphabetically by class of insurer. Insurers licensed under The
Dominion Insurance Act have been required to file only Modified Statements
summarizing their assets and liabilities and showing their underwriting
experience within the Province only with the Department and this skeleton
information only has been included in this report.
Division II. entitled "Annual Statement Abstracts," is virtually a reprint
of the Abstract of this Report published under date of April 13th, 1932.
Included herein are tabulated summaries showing the financial condition of
all insurers not licensed under The Insurance Act (Dominion). In case of any
discrepancy between any figures shown in this division and those shown in
Division I with respect to any particular insurer, the figures included in
Division I should be understood to prevail.
Division III, entitled "Movement of Securities." shows for Ontario companies
(except purely mutual fire insurance corporations) the details of stocks, bonds
and debentlires purchased, sold or matured during 1931.
Division I\', entited "Statistical Tables," shows in tabular form the
premiums and losses of and other information pertaining to all licensed insurers,
except mutual benefit societies.
Division \' includes, as "Appendices." certain miscellaneous information
and a review of insurance legislation enacted at the 1932 session of the Legislative
Assembly of this Province.
ANNUAL REPORT
:^ o 6
BUSINESS OF 1931 IN ONTARIO
Life Insurance.
Forty-seven companies were licensed at the end of 1931 to transact life
insurance. This is an increase of one during the year, the Union Labor Life
Insurance Company having become licensed July 27th, 1931. The premium
income on Ontario business amounted to over eighty-nine million dollars, an
increase of 3.7 per cent, over 1930.
Disbursements to Ontario policyholders amounted to $60,284,819.79, an
increase of 11.9 per cent, over 1930. A comparative summary of premium
income and disbursements for 1929, 1930 and 1931 is given below:
1931
1930
1929
Net Premium Income:
fOrdinary
$66,865,792 92
17,930,437 72
2,261,038 57
2,017,806 58
$64,522,646 01
18,220,846 44
2,237,722 19
966,191 61
$60,490,724 01
■ Assurances] Industrial
17,258,137 51
GrouD
1,787,876 54
Annuities
1,072,794 31
Totals
$89,075,075 79
$85,947,406 25
$80,609,532 37
Disbursements to Policyholders:
Death claims
$17,737,880 69
4,928,129 81
20,058,392 41
16,199,460 94
1,360,955 94
$17,472,489 40
4,809,755 43
14,605,073 02
15,691,588 83
1,282,989 10
$15,706,152 31
Matured endowments
4,468,120 71
Surrender values
11,551,352 58
Dividends
13,013,884 48
Other pavments
867,537 44
Totals
$60,284,819 79
$53,861,520 74
$45,607,047 52
New business issued in Ontario during the year, as shown in Table VII,
Division IV, amounted to $408,188,421, a decrease of 9.1 per cent, from 1930
when $449,043,598 was written. Total business in force in Ontario at the end
of 1931 was $2,779,224,495, which represents an increase of 3.5 per cent over
the previous year. Attention is drawn to the item "other deductions," amount-
ing to $381,480,799. This amount represents policies terminated by surrender
or lapse and is equivalent to 93.5 per cent, of the amount of new business issued
during the year and to 13.7 per cent, of the amount in force at the end of the
year.
Fraternal Societies.
Thirty-seven fraternal societies held licenses as at the end of the year to
transact life insurance in Ontario. This number includes eight municipal
pension fund societies, which, although authorized to pay death benefits, do
not issue mortuary certificates. Twenty-three are authorized to grant sick
or funeral benefits and one for accident benefits. The premium income and
disbursements respecting Ontario business for 1931, according to class of fund,
are as follows:
Premiums
(including dues)
Disbursements
Mortuary Fund
Sick and Funeral Funds
General Fund
Other Funds
Total
$2,793,554 78
216,757 65
209,609 24
803,455 18
$2,801,609 04
178,066 ii
190,675 27
239,502 82
$4,023,376 85
$3,409,853 46
SUPERINTEXDEXT OF INSURANCE FOR 1932
The amount of mortuary certificates in force at the end of 1931 was
$98,892,270, which represents a decrease of over four and one-half million dollars.
Fire Insurance.
The number of companies licensed to transact fire insurance in Ontario
during 1931 was 347. Of this number, nine had either withdrawn or reinsured
their Ontario business before the end of the year. Premiums and losses for the
various classes of insurers defined by the Act are tabulated below, together with
comparable figures for 1930.
Joint Stock
Mutuals:
(a) Farmers' Mutuals
{b) Associated New England
Factory Mutuals
(c) Other Mutuals
Cash Mutuals:
(a) Without share capital
[b) With share capital
Reciprocal Exchanges
1931
Net
premiums
written
16,704,649
2,093,873
774,128
746,428
1,315,138
105,679
327,814
Net
losses
paid
$
9,864,833
2,253,907
29,206
362,688
877,042
59,447
466,043
Ratio
%
59.05
107.64
3.79
48.59
66.69
56.25
142.17
1930
Net
premiums
written
17,701,315
1,903,035
793,740
686,787
1,113,114
94,586
373,676
Net
losses
paid
10,405,854
1,857,187
30,116
455,641
695,476
76,175
165,113
Ratio
%
58.78
97.59
3.09
66.34
62.48
80.53
44.19
Automobile Insurance.
The number of companies licensed to transact automobile insurance in
Ontario stood at 174 at the end of the year and their premiums and losses are
shown in Table XII of this Report. Net premiums written amounted to
$8,830,502, which is a decrease of 5.7 per cent, from the previous year. This
decrease is no doubt partly accounted for by the reduction in premium rates
effective Februrary 1st, 1931. Net premiums earned increased by 0.38 per
cent. Losses incurred amounted to $4,601,104, which is an increase of 5.1 per
cent, over 1930.
Ratio of
Ratio
Ratio
■ Net
Net
losses
Net
Net
of losses
of losses
premiums
losses
paid to
premiums
losses
incurred to
incurred to
written
paid
premiums
written
earned
incurred
premiums
earned
premiums
written
$
$
%
s
$
%
%
1925
3,463,149
1,631,926
47.1
1926
3,743,532
1,881,330
50.25
3,657,994
2,037,903
55.7
54.4
1927
4,643,948
2,576,430
55.47
4,295,003
2,835,352
66.0
61.0
1928
6,280,675
3,156,627
50.26
5,670,656
3,603,260
63.5
57.4
1929
8,324,146
4,182,537
50.24
7,520,896
4,314,383
57.4
51.8
1930
9,361,901
4,161,459
44.31
8,934,508
4,378,698
49.0
46.8
1931
8,830,502
4,323,517
48.96
8,968,623
4,601,104
51.30
52.11
ANNUAL REPORT
No. 6
Casualty and Miscellaneous Insurance {other than automobile).
The following table shows the premiums and losses during 1931 for the
various casualty and miscellaneous classes of insurance:
Class of Insurance
Net
premiums
written
Net
losses
paid
Ratio
Net
premiums
earned
Net
losses
incurred
Ratio
Accident
Accident and Sickness com
bined
Aviation
Bond
Burglary ,
Credit
Explosion
Forgery
Guarantee
Hail
Inland Marine
Inland Transportation. . . .
Liability
Live Stock
Ocean Marine
Plate Glass
Property
Sickness
Steam Boiler
Weather
Total
$ c
1,365,844 56
1,027,531 34
24,678 75
41,063 13
521,727 34
145,521 68
-37 66
14,201 11
943,880 77
47,861 68
151,197 72
561,519 68
942,018 10
25,699 24
256,524 02
265,144 51
172,262 02
599,821 61
238,938 10
104,882 62
$ c
676,586 40
590,083 57
28,774 08
16,059 71
111,114 09
102,417 49
220 42
1,723 50
630,064 86
48,061 18
127,273 98
112,554 35
407,537 30
47,937 32
134,229 00
94,637 12
34,227 31
392,765 49
8,856 57
57,376 69
%
49.54
57.43
116.59
39.11
21.30
70.38
$ c
1,406,780 11
1,029
20
34
475
153
12.14
66.75
100.42
84.18
20.04
43.26
186.53
52.33
35.69
19.87
65.48
3.71
54.70
992
47
150
546
951
31
253
269
168
614
241
*79
,736 65
,602 57
,845 83
,314 78
,412 96
717 86
,824 79
,208 30
,861 68
,292 60
,822 65
,296 63
,619 64
,191 18
,144 21
,535 76
,313 31
,599 37
,671 80
$ c
649,943 58
608,976 86
18,190 80
27,217 71
113,138 14
102,417 49
220 42
2,817 47
434,804 74
48,061 18
124,275 43
121,815 89
506,956 22
28,202 32
118,046 28
95,193 66
34,151 79
402,163 37
9,384 26
*42,524 88
%
46.20
59.14
88.29
78.11
23.80
66.76
30.70
31.93
43.82
100.42
82.69
22.28
53.29
89.19
46.62
35.37
20.26
65.46
3.88
53.38
7,450,280 32
3,622,500 43
48.62*7,476,792 68
^3,488,502 49
46.66
*Excludes mutual weather insurance companies operating on the premium note plan.
As compared with figures for 1930, net premiums written show a decrease
of approximately $185,000, or 2,4 per cent. Losses paid increased by about
$163,000. The loss ratio on the basis of losses paid to premiums written was
48.62 per cent., as compared with 45.33 per cent, in 1930. On the basis of losses
incurred to premiums earned, the ratio was 46.66 per cent, as compared with
47.36 per cent, for the previous year.
GUARANTEE COMPANIES APPROVED FOR COURT PURPOSES, ETC.
Since the date of the last Annual Report the guarantee bonds of the following
companies have been approved by Order-in-Council for acceptance in lieu of
personal or private suretyship prescribed or required by The Guarantee Com-
panies Securities Act, or The Judicature Act, or The Public Officers Act, or any
other similar Act of the Province of Ontario:
Phenix Assurance Company Limited.
Provident Assurance Company.
COMPANY CHANGES
By an agreement dated November 24th, 1931, and appioxed 1)\- Order-in-
Council dated Januar}- 5th, 1932, the Sydenham Mutual Fire Insurance
Company, head office, Owen Sound, was reinsured in the W'awanesa Mutual
Insurance Company.
SUPERINTENDENT OF INSURANCE FOR 1932
By an agreement dated July 18th. 1932, and approved by Order-in-CouncIl
dated September 15th, 1932, the Knights of Malta, Chapter General of Canada,
head ofihce, Toronto, was reinsured with the Ontario Equitable Life and Accident
Insurance Company, Waterloo, effective September 15th, 1932.
VALUATION OF SECURITIES
This report includes as Appendix II the report of the Standing Committee
of the Association of Superintendents of Insurance of the Provinces of Canada
on Valuation of Securities dated December 31st, 1931. A list of securities held
by insurers showing values fixed in accordance with the basis described in the
report was issued by the Association to insurers on January 11th, 1932. Com-
panies filing detailed statements with the Department are required to show the
book value and the market value of their securities. The term "book value"
means the value at which the security is carried on the books of the insurer,
e.g. purchase price or amortized value. The term "market value" means the
values allowed by the Department and shown in the list of securities issued by
the Association as heretofore described.
Where a company elects to amortize the value of its securities pursuant to
subsection 8 of section 70 of the Insurance Act, such amortized values are
shown in the statement, and in all cases where the book value, amortized or
otherwise, is in excess of the market value in the Association List of Securities,
the deficiency of market value under book value is indicated.
AUTOMOBILE INSURANCE
Loss Cost Experience.
Reference was made in the 1931 Report to the filing of automobile insurance
loss cost experience monthly by all insurers transacting this class of business in
Ontario. The experience continues to be filed satisfactorily by insurers monthly
with the designated statistical agency (the Canadian Automobile Underwriters
Association), pursuant to Section 69a of The Insurance Act.
On February 2nd, 1932, the tabulation of the automobile insurance loss
cost experience in Ontario was directed concerning the calendar year transactions
of 1931 and comprising the complete policy year 1930 experience to December
31st, 1931, and the incomplete policy year 1931 experience developed as of
December 31st, 1931. Subsequently on June 21st, 1932, the statistical agency
applied for permission to tabulate the automobile experience for the 1931 incom-
plete policy year as of June 30th, 1932, on an 18-months' development basis in
lieu of a twelve-months' basis as was directed in Department letter of February
2nd, 1932. The three reasons advanced by the statistical agency for the use of
18 months' incomplete policy year experience in lieu of 12 months' experience
were as follows:
(a) "Only six months would elapse between the close of the experience
period and the effective date of the new rates based on the last and
previous years' experience.
(b) "The uncertainty of the reduction or development factors would be
reduced due to the relatively small exposure that is left outstanding for
the last six months of the complete policy year. (It is calculated
theoretically that only 8.75 per cent, of the losses for the twenty-four
months' period occur between eighteen and twenty-four months.
ANNUAL REPORT No. 6
This compares with 5.4 per cent, and 5.4 per cent, on the basis of the
1929 and 1930 poHcy years' figures respectively."
(c) "The uncertainty of the incomplete poHcy year experience is also reduced
on account of the fact that the percentage of losses outstanding to losses
incurred has been considerably reduced at eighteen months as compared
with twelve months.
By letter dated June v30th, 1932, the statistical agency was advised that
compilation of the experience on an 18-months' basis in lieu of 12 months for
the latest incomplete policy year should be deferred for a year as the statistical
agency did not have a comparison of results between the 18 and 24-months'
basis beyond a single year. On July 8th, 1932, the statistical agency furnished
exhibits showing a comparison of development factors on the basis of 18-24-
months' experience of policy years 1929 and 1930 for all insurers in Ontario,
thereby removing the objection that a comparison of results between the 18
and 24-months' basis was only available for a single year. Consequently, on
August 31st, 1932, after an investigation and in view of written opinions expressed
by J- J- Magrath, Chief of the Rating Bureau, New York Insurance Department,
T. F. Tarbell, Casualty Actuary, Travelers Insurance Company, and Charles J.
Haugh, Actuary, National Bureau of Casualty and Surety Underwriters, New
York, the statistical agency was directed to tabulate the 1931 incomplete policy
3^ear experience on the 18-months' basis as of June 30th, 1932. Development
factors to reduce this experience to an earned or complete policy year basis were
approved by the Department on September 2nd, 1932. On October 24th, 1932,
experience covering the complete policy year 1930 and the incom.plete policy
year 1931 on the 18-months' basis was received from the statistical agency
pursuant to instructions. On October 24th, 1932, further instructions were issued
to the statistical agency to prepare and file with the Department exhibits con-
taining automobile insurance loss cost indications from the tabulated experience
of all insurers in Ontario as filed. These exhibits were received on October 27th,
1932, and are published in part in Appendix VTII to this report.
Fremium Rates.
Since the report of the Honourable Mr. Justice Hodgins on Automobile
Insurance Premium Rates in Ontario was submitted in December, 1930, the
Department has continued to enforce in respect of automobile insurance, those
provisions of the Act relating to rates and rating bureaus which remain in force,
viz., the sections relating to the filing of rates. In April, 1932, it came to the
attention of the Department that a few insurers were not strictly complying with
these provisions. Accordingly, in I\Iay, 1932, all insurers transacting automobile
insurance in Ontario were required to make a complete new return of automobile
insurance premium rates pursuant to Section 273 of the Act.
On account of the lack of standardization and uniformity in rate schedules,
eight representative automobile insurance underwriters were invited in May of
this year to discuss plans for co-operation with the Department in the adminis-
tration and enforcement of the rate-filing i)ro\isions of the Act. These under-
writers recommended that a special committee of eight companies and a repre-
sentative of the Canadian Automobile Underwriters Association should be
appointed to co-operate with the Department and ad\'ise wherein the filed rates
and rules were deficient.
SUPERINTENDENT OF INSURANCE FOR 1932
Such a committee was immediately appointed. After reviewing a few returns
of rates the committee drafted a standard form of return with instructions
relating thereto and recommended its use in Ontario. Insurers whose rates
were not already complete in accordance with the recommended form were
required to make a new return not later than July 18th, 1932. The committee
met again in November when it was agreed that the rates filed should again be
reviewed early in 1933 when amended premium rate schedules would be filed
pursuant to Statute.
The correspondence relating to the filing of rates and the formation and
functioning of the committee are printed as Appendix \l to this report. A
tabular digest of automobile insurance premium rates charged in the Province
by the associated companies since April 1st, 1928, and filed with the Department
is contained in Appendix IX to this report.
Standard Forms.
The outstanding feature of the 1932 legislation is the enactment of The
(Automobile) Insurance Act, 1932, to which reference is made on page 518.
The new Act was proclaimed to come into force on the first day of September,
1932. Section 9 of the Act (now Section 176 of The Insurance Act, R.S.O. 19^7,
Chapter 222) is a new and important provision requiring approval by the
Superintendent of all forms of automobile policy proposed to be used in the
Province. Arising out of this legislation which was also enacted by the legislatures
of the Provinces of British Columbia, Manitoba, Ontario and Nova Scotia, and
made efifective in the Provinces of Saskatchewan and New Brunswick, under
powers conferred upon the Lieutenant-Governor in Council, certain standard
forms of automobile policies and endorsements relating thereto were recommended
by a Committee of Underwriters and approved by the Superintendents of
Insurance in the several provinces. The Letter of Transmittal and Approval
over the signature of the Secretary* of the Association of Superintendents of
Insurance and the Report of the Committee of L'nderwriters are printed as
Appendix \'II to this report.
A committee report respecting the new Act and the new Standard Forms
was presented to and considered by the Fifteenth Annual Conference of the
Association held in Winnipeg, Manitoba, on September 6th-9th, 1932. The only
substantial amendment to the Act adopted for recommendation by the Association
was the insertion of the words "or owned by or in the care, custody or control
of the insured" after the word "automobile" in clause {e) of Ontario Section 183(/.
It is anticipated that this amendment will be approved by the six above-named
provinces and that the Act as so amended will be enacted by the remaining three
provinces at the next ensuing sessions of the legislatures.
A Standing Committee on Automobile Insurance Forms, consisting of the
Provinces of Ontario, Manitoba and British Columbia, was established by
unanimous resolution of the Association and granted full power to act in the name
of the Association between annual conferences. The Province of Ontario was
designated convener of this Standing Committee and the Secretary of the
Association was empowered to promulgate variations, omissions or additions to
the "Standard Forms" approved by the Standing Committee on behalf of all
provinces from time to time.
Subsequent to the Winnipeg conference, the convener of the new Standing
Committee invited the following representative insurers to constitute a Com-
ANNUAL REPORT No. 5
mittee of Underwriters to succeed the original committee, which recommended
the existing Standard Forms for approval by report dated June 24th, 1932,
and to carry on the work of considering and recommending variations, omissions
and additions to the original Standard Forms from time to time:
Sun Insurance Office Limited.
Union of Canton Insurance Society.
American Automobile Insurance Company.
Zurich General Accident & Liability Insurance Company.
Western Assurance Company.
London Guarantee & Accident Insurance Company.
Portage La Prairie Mutual Insurance Company.
Toronto General Insurance Comf)any.
Travelers Insurance Company.
LICENSING OF INSURANCE AGENTS
During the license term ending September 30th, 1932, approximately 10,000
life insurance agents and 7,500 other than life insurance agents were licensed
under the Agents' Qualification Law. These figures approximate those for the
preceding license term, as published in the report for 1931.
The Advisory Board, which functions under Section 256 (9) of the Act
held forty-two meetings for the purpose of considering other than life applications.
Three hundred and ninety-one cases were heard by the Board, including appli-
cations for license and renewal of license and requests for revocation or cancellation
of license. Of this number 87 licenses were granted, while 67 applications were
withdrawn by the company which had recommended the said application and
24 were withdrawn by the applicant; 213 applications were declined by the
Superintendent upon the recommendation of the Board.
The life insurance Advisory Board held only two meetings during the same
period at which some fifteen applications were considered. As pointed out in
the report for the year 1931 an explanation for the difference in the number of
cases heard is to be found in the fact that doubtful applications for life insurance
agents' licenses are first referred to a Joint Committee of the Canadian Life
Insurance Officers, the Life Agency Officers Association and the Life Underwriters
Association of Canada. This Committee discusses such applications as are
referred to it with the recommending company and only in cases where a difference
cannot be settled is the application referred to the Advisory Board.
There have been some fifteen prosecutions during the period covered by
this report, most of which have been for infractions of .Section 256 (16) or Section
266 of the Act. One case, however, concerned rebating and was prosecuted under
the Criminal Code. The Magistrate held the section of the Code under which
prosecution was made to be ultra vires and dismissed the case.
farmers' mutual fire INSURANCE
In the 1931 Report, it was pointed out that the years 1929 and 1930 were
the most disastrous in the history of farmers' mutual insurance in Ontario.
The year 1931 eclipsed any previous year in the amount of fire loss on this class
of business, the total amount paid for losses being $2,649,525, which is more
than $650,000 in excess of the 1930 figure. The average cost of insurance has
SUPERINTENDENT OF INSURANCE FOR 1932
correspondingly advanced, the average cost per hundred dollars of insurance
being almost .48c. per annum as compared with .36}/2C. in 1930, .343^c. in 1929
and .193^c. in 1920.
Reference was made in the 1931 Report to a form of application which was
approved and recommended to all farm mutual companies. Subsequently it
became evident that certain modifications and additions to this approved form
might be necessary and desirable. A special committee on applications was
appointed at the annual convention of the Mutual Fire Underwriters Association
in March, 1932. This committee has collaborated with officials of this Depart-
ment and the Fire Marshal in consideration of a revised form of application which
was recommended by the Superintendent to all companies under date November
29th, 1932. This application form has the unanimous endorsation of the persons
parties to its consideration and the special committee reports the unanimous
approval thereto throughout the different groups embracing practically all
mutual companies.
On account of the unfavourable experience of the majority of companies
during the past few years, some fifteen companies found it necessary since the
1931 Report was issued to make special assessments on the members' premium
notes. These percentages have ranged from 6 per cent, to 25 per cent, on the
face amount of the notes. Notwithstanding this situation all of the sixteen
companies mentioned on page ix of the 1931 Report, with the exception of the
Ayr Farmers' Mutual Fire Insurance Company and the Halton Union Mutual
Fire Insurance Company, are still authorized to write insurance at less than
the minimum rates prescribed pursuant to Section 106 of the Act.
ANNUAL INSPECTIONS OF INSURERS
While a large number of company inspections have been made by the
Chief Inspector and his staff during the year 1932, the number of companies
inspected this year has fallen below that of 1931. The insufficiency of staff in
the inspection branch mentioned in my report of last year has been aggravated
by the fact that the place of the late Assistant Inspector C. M. Peters has not
yet been filled. Furthermore the need for more detailed and minute examination
of the companies inspected and the greatly increased demands of other Depart-
mental duties requiring technical knowledge possessed only by the inspection
staff has made it impossible to complete all of the inspections desired. Section
16 of the Act, which expressly requires a "personal visit" to the Ontario
office of every licensed insurer (with certain prescribed exceptions) has, accord-
ingly, not been strictly applied. Nevertheless this year as in former years careful
audit of annual statements, some special examinations by inspectors and many
conferences with company executives has enabled the Chief Inspector to
feel reasonable assurance that proper security is being provided for Ontario
policy-holders.
During 1932 certain of the insurers doing business in more than one province,
were examined jointly with inspectors of another province in conformity with
arrangements made by the Association of Superintendents of Insurance of the
Provinces of Canada with a resultant saving of time to inspectors and to the
great convenience of the insurers examined.
ANNUAL STATEMENT BLANKS
A meeting of the Standing Committee on Blanks of the Association of
Superintendents of the Provinces of Canada was held in Toronto on the 16th
ANNUAL REPORT
No. 6
day of November, 1932, at which a number of amendments were recommended
to be made to annual statement blanks prescribed by the Association for uniform
adoption of the provinces, members of the Association. The majority of the
amendments recommended were adopted and have been incorporated in new
uniform blanks prescribed this year. The amendments made to the blanks, the
majority of which were minor, included one to make form S-6, formerly applicable
only to joint stock insurance companies writing other than life insurance, now
applicable to cash mutual insurance companies. Another amendment of
importance was made to forms S-1 and S-6 and provides for the division of bonds
in default from those not in default and the showing of bonds not in default
at amortized book value. It requires companies not amortizing their bonds to
deduct full deficiency of market value under book value of all bonds and prohibits
any company from showing its bonds at values in excess of amortized book value.
Minutes of the meeting and complete schedules of all amendments made
will be published in the Annual Report of Proceedings of the Association.
In consequence of the action of the Standing Committee on Blanks in making
uniform blank No. S-6 applicable to cash mutual insurance companies, the
Ontario form No. S-7 amended last year and particularly referred to in my
1931 report will now be completed only by farmers' mutual insurance companies.
insurers' published statements
Certain of the amendments made to Annual Statement Blanks mentioned
above make similar changes necessary in the forms of statement prescribed as
the forms in which joint stock insurance companies and mutual life insurance
corporations may publish or circulate any balance sheet or other statement
purporting to show their financial condition. These forms prescribed by Order-in-
Council dated 29th December, 1931, were printed as Appendix VII in my last
Annual Report. Recommendation for an amending Order-in-Council has
accordingly been made.
As anticipated in my report of last year a new form of statement for use
by Cash Mutual Insurance Companies writing other than life insurance is also
being recommended to be prescribed. The Orders-in-Council and forms of
statement so recommended will be published in my next report.
NEW LEGISLATION
A review of insurance legislation enacted at
Legislature is included as Appendix I to this Report.
the 1932 Session of the
U^.
Superintendent of Insurance.
Parliament Buildings, Toronto,
December 15th, 1932.
CONTENTS
Preliminary Text
Index and License Register.
-ANNUAL STATEMENTS
(a) Joint stock insurance companies 1
(b) Mutual insurance corporations 99
I . Farmers' M utuals — Fire 1 01
n. Farmers' Mutuals — Weather 188
IIL Associated New England Factory Mutuals 192
IV. Other Mutuals 252
(c) Cash-Mutual insurance corporations 263
(d) Fraternal societies 275
(e) Mutual benefit societies 343
(f) Companies not within a, b, c, d and e 361
(g) Reciprocal or inter-insurance exchanges 367
(h) Lloyds
('") Pension Fund associations 403
II.— ANNUAL STATEMENT ABSTRACTS
{respecting insurers other than mutual benefit societies, pension fund associations and
insurers filing modified statements only pursuant to Section 70 (2) of the Act).
Assets and Liabilities; Income and disbursements, etc., by classes of insurers 411
III.— MOVEMENT OF SECURITIES
Movement of Securities — Respecting Joint Stock and Cash Mutual insurers not licensed under The Insur-
ance -Act (Dominion) 455
IV.— STATISTICAL TABLES
Comparative summaries for Mutual fire insurance corporations not licensed under The Insurance Act (Dominion)
Table I— Fire losses in Ontario (1921-1931) 471
II — Assets, liabilities, amount at risk, etc. (1901-1931) 472
III — Underwriting experience, averages and percentages (1901-1931) 473
I\' — Comparative summary of amounts at risk, premium notes, etc.; mutual business of Mutual
and Cash Mutual Fire Insurance Corporations 474
Underwriting experience (premiums and losses) for year 1930 by classes of insurance, reported by all insurers
operating in Ontario:
Table \' — Life Insurance Companies — Premium Income 476
VI — Life Insurance Companies — Disbursements to Policyholders 477
" VII — Life Insurance Companies — Exhibit of policies 478
" VIII — Fraternal Societies — Premium Income and Disbursements to certificate holders 479
" IX — Fraternal Societies — Exhibit of Mortuary certificates 480
X — Fraternal Societies — Exhibit of Certificates other than Mortuary 481
XI — Fire insurance 482
XII — Automobile insurance 492
" XIII — Casualty and miscellaneous insurance (other than automobile) 496
v.— APPENDICES
I. Review of 1932 insurance legislation 517
II. Valuation of Securities 521
III. Unlicensed insurance placed by Special Insurance Brokers, 1930 522
I\". Head offices, principal offices, etc.: insurers incorporated by Ontario except Mutual Benefit Societies 524
\'. Classification of Experience on Fire Risks (1923-9) 530
VI. Certain memoranda, rulings, etc., issued by the Department 537
VII. Standard Automobile Policy Forms, etc 540
VIII. Automobile Loss Cost Experience 543
IX. Representative Automobile Insurance premium rates, 1928-32 552
X. Underwriters Agencies 556
XI. Brokers licensed for business with unlicensed insurers 556
XII. Guarantee bonds — List of insurers whose bonds are authorized by Order-in-Council for court and
ot her special purposes 556
[xiii]
INDEX AND LICENSE REGISTER
INCLUDING LIST OF ALL INSURERS LICENSED TO CARRY ON BUSINESS
IN ONTARIO, LICENSE NUMBERS, AND CLASSES OF INSURANCE
FOR WHICH AUTHORIZED, AS AT DECEMBER 31st, 1931.*
By way of analysis, the following table indicates the number of insurers, by classes, authorized to transact each
class of insurance as at 31st December, 1931:
Class of Insurance
Accident
Automobile
Aviation
Bond
Burglary
Credit
Explosion
Fire
Forgery
Guarantee
Hail
Inland Marine
Inland Transportation . . .
Liability
Life
Live Stock
Ocean Marine
Plate Glass
Property
Sickness
Sick and Funeral Benefits
Steam Boiler
Weather
.5 73
84
164
10
76
2
178
213
15
62
113
38
88
49
35
7
31
84
164
73
'20
89
2
108
1
31
3
37
23
B ^
3.2
11
1 1
89
174
10
"77
2
180
347
15
62
114
38
88
49
85
7
31
86
195
76
131
20
96
♦See Index Addenda for lists of insurers newly licensed, withdrawn, or licensed for additional classes of insurance
between January 1st, 1932, and date of this report.
N.B. — Insurers discontinuing the business of life insurance in Ontario and confining their business to the
renewal from time to time of life insurance policies are not required to be licensed under The Insurance Act (Ont.).
(Vide.R.S.O. 1927, c. 222, s. 20).
[xvl
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX AND LICENSE REGISTER
CLASS A— JOINT STOCK INSURANCE COMPANIES
Name of Insurer
Classes of Insurance
Annual
Statement
Page No.)
Acadia Fire
Aero Indemnity. .,
Aero Insurance
Aetna Casualty and Surety. .
Aetna Insurance of Hartford.
Aetna Life
Agricultural
Alliance Assurance.
Alliance Casualty
Alliance Insurance of Philadelphia
American Alliance .
2463 Fire, Explosion, Burglary, Hail, and Property Insurance.
American
American
American
.•\merican
.■\merican
American
American
American
Automobile Fire. .
Automobile
Central
Colony
Credit Indemnity.
Equitable
and Foreign
Home Fire
American Insurance .
American Surety . . .
Anglo-Scottish
Atlas
Automobile Insurance.
Baloise Fire
Bankers Indemnity.
Beaver Fire
Boiler Inspection. . .
Boston Insurance. . .
British America . . . .
31 British Canadian.
52
British Colonial .
British Crown. . .
British Empire. .
British and European.
British General
British Law
British Northwestern .
British Oak
British Traders .
Caledonian American. . . . .
Caledonian
California
Camden Fire
Canada Accident and Fire.
Canada Life
Canada National Fire.
Canada Security
Canadian Fire . . . .
Canadian General .
Canadian Indemnity.
Canadian Surety .
Capital Life ....
Car and General .
2464
2465
2814
2466
2550
2686
2467
28Q6
2815
2468
2886
2887
2469
2739
2669
2740
2687
2551
2688
2552
2553
2470
2689
2471
2888
2472
2554
2668
2761
2762
2690
2744
2763
2555
2556
2816
2745
2670
2817
2692
2693
2818
2671
2819
2820
2473
2889
2673
2863
Aviation Insurance
.\viation Insurance
Guarantee and Automobile Insurance _. . .
Fire, Automobile, Inland Transportation, Hail, Explosion,
Property, Inland Marine and Weather
Life, Accident, Sickness and Liability Insurance
Fire, Weather and Property Insurance
Fire, Accident, Automobile, Burglary, Guarantee, Plate Glass,
Sickness, Explosion, Hail, Inland Transportation and
Property Insurance
Automobile
Fire, Automobile, Inland Transportation, Weather and
Property Insurance
Fire, Automobile, Inland Transportation, Hail, Explosion,
Weather and Property Insurance
Automobile Insurance
Automobile
Fire, Explosion and Property Insurance
Fire
Credit Insurance
F~ire and Explosion Insurance
Inland Transportation Insurance ■
Fire, Explosion, Automobile, Inland Transportation, Weather
and Property
Fire, Automobile, Hail, Weather and Property Insurance
Burglary and Guarantee Insurance
Fire, Explosion, Automobile, Hail, Plate Glass, and Property
Insurance
Fire, Explosion, Hail and Property Insurance
Fire, Burglary, Inland Transportation, Inland Marine, Explo-
i on, Property, Ocean Marine and VVeather Insurance
Fire Insurance
Aviation, Automobile, Liability and Accident Insurance. . . .
Fire and Property Insurance
Steam Boiler, Liability and Property Insurance
Fire and Property Insurance
Fire, Automobile, Inland Transportation, Burglary, Guar-
antee, Explosion, Accident, Sickness, Plate Glass, Liability,
Property, Inland Marine, Hail and Weather Insurance
Fire, Accident, Automobile, Burglary, Explosion, Guarantee,
Inland Transportation, Plate Glass, Sickness, Steam Boiler,
Liability, Property, Inland Marine, Ocean Marine, Weather
and Hail
Fire, Explosion, Automobile and Property In-i^urance
Fire, Plate Glass, Explosion and Property Insurance
Fire, Accident, Automobile, Burglary, Explosion, Guarantee,
Inland Transportation, Plate Glass, Sickness, Liability,
Weather, Inland Marine, Ocean Marine, Property and Hail
Insurance
Fire, Explosion, Hail and Property Insurance
Fire, Explosion, Automobile, Hail and Property Insurance. . .
Fire, Explosion, Automobile, Hail and Property Insurance. . .
Fire, Burglary and Explosion Insurance
Fire, Automobile, Explosion, Inland Transportation and
Property Insurance
Fire, Automobile, Inland Marine, Hail, Explosion, Ocean
Marine and Property Insurance
Fire, Explosion and Property Insurance
Fire, Explosion, Automobile and Property Insurance
Fire, Explosion and Property Insurance
Fire, Automobile, Explosion and Property
Fire, Accident, Sickness, Automobile, Liability, Guarantee,
Plate Glass, Steam Boiler, Property, Burglary and Explo-
sion Insurance
Life Insurance
Fire and Explosion Insurance
Fire, Hail, Automobile, Explosion, Plate Glass, Inland Trans-
portation, Accident, Burglary, Guarantee, Sickness and
Property Insurance
Fire, Automobile, Plate Glass, Hail, Burglary, Explosion,
Guarantee, Live Stock and Property Insurance
Fire, Automobile, Live Stock, Accident, Burglary, Guarantee,
Forgery, Inland Transportation, Plate Glass, Explosion,
Property and VVeather Insurance
Fire, Automobile, Accident, Burglary, Guarantee, Hail, Plate
Glass, Sickness, Inland Transportation, Explosion and
Forgery Insurance
Automobile, Fire, Burglary, Forgerj-, Guarantee, Plate Glass,
Accident, Sickness and Explosion Insurance
Life Insurance
Fire, Accident, Automobile, Explosion, Sickness and Property
1 nsurance
IS
INDEX FOR 1932
INDEX AXD LICENSE REGISTER— Continued
CLASS A— JOINT STOCK INSURANCE COMPANIES
Name of Insurer
Classes of Insurance
Annual
Statement
{Page No.)
Casualty Company of Canada .
Central Insurance
Central Union
Central West Casualty.
Century Indemnity. . . .
Century Insurance.
Chicago Fire and Marine.
China Fire
Citizens Insurance
City of New York
65iColumbia Insurance.
66 Commercial Union . .
67 Confederation Life.
68 Connecticut Fire . .
Consolidated Fire and Casualty.
Continental Casualty
Continental Insurance
Continental Life
Cornhill Insurance
♦Cosmopolitan Fire
County Fire of Philadelphia .
Crown Life
Dominion of Canada General .
Dominion Fire
Dominion Life
Eagle, Star and British Dominions
T. Eaton General . . .
T. Eaton Life
Empire Life
Employers' Liability.
ICO
101
102
103
Ensign Insurance
Equitable Fire and M arine .
Essex and Suffolk .
Excelsior Life
Federal Fire
Federal Insurance .
Fidelity & Casualty of New York
Fidelity Insurance of Canada . . .
Fidelity-Phoenix Fire
Fire Association of Philadelphia.
Fire Ins. Company of Canada. . .
Fireman's Fund
Firemen's Ins. of Newark, N.J. . .
First American
First National
Fonciere Fire of Paris, France . . .
Franklin Fire
Fulton Fire
General Accident
2821
2474
2674
2475
2822
2823
2560
2756
2695
2558
2675
2767
2559
2748
2476
2477
2824
2908
2676
2825
2870
2677
2746
2561
2678
2478
2479
2873
2768
2480
2562
2563
2481
2696
2741
2679
2874
2749
2515
2757
2826
2482
Fire, Automobile, Burglarj-, Accident, Plate Glass, Sickness,
Guarantee and Liability Insurance
Fire, Explosion, Automobile, Hail, Weather and Property
Insurance
Fire, Explosion, Property and Weather
Automobile Insurance
Accident, Sickness, Liability, .-Vutomobile, Burglarj'. Forgery,
Guarantee, Plate Glass and Property
Fire, Explosion, Guarantee, Property, Plate Glass, Accident,
Burglar>', Inland Transportation, Automobile and Hail
Insurance
Fire and Explosion Insurance
Fire, Automobile, Explosion and Hail Insurance
Fire, Explosion, Hail, Weather and Property Insurance
Fire, Explosion, Inland Marine, Hail, Weather and Property
Insurance
Fire, Automobile, Inland Transportation, Explosion, Inland
Marine, Hail, Weather and Property Insurance
Fire, Life, -•Vccident, Automobile, Burglar\-, Explosion, Hail
Inland Transportation, Plate Glass, Sickness, Property,
Inland Marine and Ocean Marine Insurance
Life, Accident and Sickness Insurance
Fire, Explosion, Hail, Inland Transportation, Weather and
Property Insurance
Fire, .\utomobile. Accident, Sickness, Plate Glass, Guarantee
and Liability
Accident, Automobile, Sickness, Liability, Burglary and Plate
Glass Insurance
Fire, Explosion, Inland Transportation, Inland Marine, Auto-
mobile, Property, Ocean Marine, Aviation, Hail, Burglar^'
and Weather Insurance
Life Insurance
Fire, Explosion, .Automobile, Hail and Property Insurance. . .
Fire and Explosion Insurance
Fire, Explosion, Automobile, Inland Transportation, Weather
and Property
Life Insurance
Fire, Life, Accident, Sickness, Automobile, Burglary, Guar-
antee, Liability, Plate Glass, Steam Boiler, Inland Trans-
portation and Property Insurance
Fire, Accident, Plate Glass and Automobile Insurance
Life Insurance
Fire, Plate Glass, Explosion, Inland Marine and Ocean Marine
Insurance
Inland Transportation Insurance
Life Insurance
Life Insurance
Fire, Accident, Automobile, Burglarj', Liability, Guarantee,
Sickness, Steam Boiler, Plate Glass and Property Insurance.
Fire Insurance
Fire, Explosion, Hail, Inland Transportation, Property and
Weather Insurance
Fire, Explosion and Hail Insurance
Life Insurance
Fire, Burglar\- and Plate Glass Insurance
Fire, .Automobile, Inland Transportation, Inland Marine,
Ocean Marine, Hail, Explosion and Property Insurance.
Aviation, Guarantee, Accident, Burglarj', Automobile, Plate
Glass, Sickness, Steam Boiler and Liability Insurance. . . .
Guarantee, Burglarj', -Accident, Sickness, Plate Glass, AutO'
mobile, Forger\- and Liability Insurance
Fire, Explosion, Inland Transportation, Automobile, Hail,
Property, Burglar\- and Weather Insurance
Fire, Explosion. .Automobile, Inland Transportation, Ocean
Marine, Inland Marine and Property Insurance
Fire and Explosion Insurance
Fire, Explosion, Inland Transportation, Property, Inland
Marine, Ocean Marine, Hail and Weather Insurance. . .
Fire, Automobile, Hail and Weather Insurance
Fire, Explosion, Inland Transportation, Hail, Property and
Weather Insurance
Fire, Automobile, Explosion, Inland Transportation, Weather
and Property
Fire Insurance
Fire, Hail, Automobile, Inland Marine, Weather and Property
Insurance
Fire, Explosion, Hail, Weather and Property Insurance. . .
Fire, Automobile, Burglar>', Guarantee, Plate Glass, Accident,
Sickness, Explosion, Steam Boiler, Property, Liability, Hail,
and Weather Insurance
♦Reinsured with American Equitable Assurance Company, September 16, 1931.
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX AND LICENSE REGISTER— Continued
CLASS A— JOINT STOCK INSURANCE COMPANIES
Name of Insurer
Classes of Insurance
Annual
Statement
(.Page No.)
105
106
107
108
109
110
111
112
113
lis
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
135
136
137
138
139
140
141
143
144
145
146
147
148
General Accident Fire and Life . . .
General Casualty of America . . . .
General Casualty of Paris, France.
General Exchange
General Fire of Paris, France
General Indemnity of America. . .
General Insurance of America. . . .
*Germanic Fire
Girard Fire and Marine
Glens Falls
Globe Indemnity
Globe and Rutgers
Grain Insurance & Guarantee. . . .
Granite State Fire
Great American Indemnity
Great American Insurance
Great West Life
Guarantee Co. of North America.
Guardian Assurance
Guardian Insurance of Canada . . .
Guildhall
Halifax Fire
Hand-in-Hand
Hanover Fire
Hartford Accident and Indemnity
Hartford Fire
Hartford Live Stock
Hartford Steam Boiler
Home Fire and Marine
Home Indemnity
Home Insurance
Homestead Fire
Hudson Bay
Imperial Assurance
Imperial Guarantee & Accident.. .
Imperial Insurance Office.
Imperial Life
Indemnity Ins. of North America.
Insurance Co. of North America..
Ins. Co. of State of Pennsylvania..
International Fidelity
tLa Salle Fire
Law, Union and Rock
Legal and General
Liverpool and London and Globe.
2483
2893
2680
2681
2484
2566
2894
2485
2875
2565
2698
2903
2699
2907
2486
2700
2487
2488
2567
2489
2828
2682
2829
2569
2570
2571
2568
2683
2684
2758
2759
2883
2701
2764
2572
2490
2830
2702
2491
2832
2703
2833
2704
Fire, Explosion, Automobile, Burglary, Plate Glass, Accident,
Sickness, Liability, Inland Transportation, Inland Marine,
Hail, Property and Weather Insurance
Automobile, Accident, Burglary, Liability and Plate Glass
Insurance
Accident, Automobile, Liability, Burglary, Plate Glass, Guar-
antee, Inland Transportation, Sickness, Hail and Property
Insurance
Automobile Insurance
Fire, Explosion and Automobile Insurance
Forgery Insurance
Fire, Explosion, Automobile and Inland Transportation
Insurance
Fire and Explosion Insurance
Fire, Hail and Weather Insurance
Fire, Inland Transportation, Automobile, Hail, Explosion,
Weather and Property Insurance
Fire, Accident, Automobile. Burglary, Forgery, Guarantee.
Inland Transportation, Explosion, Plate Glass. Sickness,
Liability, Weather, Hail and Property Insurance
Fire, Automobile, Explosion, Inland Transportation, Prop-
perty. Hail, Inland Marine and Weather Insurance. ...
Fire, Guarantee, Forgery and Burglary Insurance
Fire, Explosion and Property Insurance
Automobile and Plate Glass Insurance
Fire, Explosion, Hail, Inland Transportation, Automobile,
Weather and Property Insurance
Life Insurance
Guarantee Insurance
Fire, Explosion, Hsiil, Weather and Property Insurance. . .
Fire, Accident, Automobile, Burglary, Guarantee, Plate Glass,
Sickness, Explosion, Inland Transportation, Steam Boiler
and Property Insurance
Fire, Accident, Automobile, Plate Glass, Sickness, Explosion,
Inland Marine and Property Insurance
Fire, Automobile, Explosion, Hail and Plate Glass Insurance
Fire, Automobile, Hail and Plate Glass Insurance
Fire, Explosion, Property and Weather Insurance
Accident, Automobile, Burglary, Guarantee, Live Stock, Plate
Glass and Sickness Insurance
Fire, Automobile, Aviation, Explosion. Hail, Inland Trans-
portation, Weather, Property, Inland Marine and Ocean
Marine Insurance
Live Stock Insurance
Steam Boiler, Liability and Property Insurance
Fire, Automobile, Explosion, Weather and Property Insurance
Automobile, Accident, Burglary, Guarantee, Live Stock, Plate
Glass, Steam Boiler, Sickness and Property Insurance. .
Fire, Automobile, Burglary, Explosion, Hail, Inland Trans-
portation, Property, VVeather and Inland Marine Insurance
Fire, Automobile, Explosion, Weather and Property Insurance
Fire, Explosion, Automobile, Accident, Sickness, Burglary
Guarantee, Plate Glass, Steam Boiler, Hail and Property
Insurance
Fire, Explosion, Automobile, Weather and Property Insurance
Fire, Accident, Automobile, Burglary, Explosion, Guarantee,
Inland Transportation, Plate Glass, Sickness, Liability,
Property, Inland Marine, Ocean Marine, Hail and Weather
Insurance
Fire, Accident, Automobile, Guarantee, Sickness, Plate Glass,
Explosion. Property, Burglary, Hail and Liability Insurance
Life Insurance
Accident, Automobile, Burglary, Live Stock, Plate Glass
Forgery, Guarantee and Sickness Insurance
Fire, Explosion, Hail, Inland Transportation, Automobile,
Property. Weather, Inland Marine and Ocean Marine
Insurance
Fire, Explosion. Automobile. Weather and Property Insurance
Guarantee Insurance
Fire, Automobile, Explosion, Properly and Weather Insurance
Fire, Accident, Automobile. Burghiry. Plate Glass, Sickness
Guarantee, Explosion. Hail, Liability and Property Insur-
Fire, Explosion, Automobile, Burglary, Inland Transporta
tion, Plate Glass, Sickness, Accident, Hail and Property
Insurance
Fire, Life. Explosion. Accident. Automobile. Burglar>', Guar-
antee, Inland Marine. Ocean Marine, Inland Transporta-
tion, Plate Glass. Sickness, Hail, Weather and Property
Insurance
32
32
33
33
33
33
33
34
34
34
34
35
35
35
35
36
36
36
37
37
37
39
39
40
40
40
40
43
43
♦Merged with American Colony Insurance Company. December 1, 931.
tReinsured with St. Paul Fire & Marine Insurance Co., October 31 193L
INDEX FOR 1932
INDEX AND LICENSE REGISTER— Continued
CLASS A— JOINT STOCK INSURANCE COMPANIES
Name of Insurer
Classes of Insurance
Annual
Statement
{Page No.)
149
150
151
152
153
154
155
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
190
191
192
193
194
195
196
197
198
199
200
Liverpool-Manitoba
Lloyds Casualty
Local Govt. Guar. See, Limited..
London Assurance
London-Canada
London Guarantee and Accident..
London and Lanes. Guar, and .A^cc,
London and Lancashire
London Life
London and Provincial.
London and Scottish.
Loyal Protective
Lumbermen's Insurance.
Manufacturers Life
Marine Insurance
Maryland Casualty.
Maryland Insurance .
Mercantile Fire
Merchants Casualty
Merchants Fire of New York. .
Merchants Fire Ins. Company.
Merchants and Manufacturers .
Merchants Marine
Mercury Insurance
Metropolitan Casualty
Michigan Fire and Marine.
Monarch Accident
Monarch Life
Montreal Life
Motor Union
Mount Royal
Mutual Life and Citizens.
National Ben-Franklin. . .
National Fire of Hartford .
National Liberty . . .
National Life
National Liverpool .
National Provincial.
National Surety. . . .
National Union Fire .
National Union Indemnity
Nationale Fire of Paris, France.
Newark Fire
New Brunswick Fire
New Hampshire Fire. .
New Jersey Insurance.
♦New York Casualty .
New York Fire
New York Underwriters.
Niagara Fire.
North American Accident . . . .
North British and Mercantile.
2705
2834
2864
2835
2573
2574
2709
2707
2708
2492
2837
2493
2494
2710
2751
2711
2838
2839
2840
2841
2495
2712
2876
2713
2496
2895
2842
2865
2497
2498
2872
2843
2760
2575
2714
2866
2844
2845
2576
2742
2884
2715
2716
2846
2717
2847
2499
2897
2753
201 North Empire Fire .
Fire, Explosion, Automobile, Weather, Hail, and Property
Insurance
Automobile, Burglar\', Guarantee, Plate Glass, Accident,
Sickness and Liability Insurance
Fire and Explosion Insurance
Fire, Kxplosion, Inland Transportation, Automobile, Hail and
Property Insurance
Fire, Automobile, Explosion, Hail, Weather and Property
Insurance
Fire, Accident, Sickness, Automobile, Inland Transportation,
Guarantee, Liability, Plate Glass, Burglary, Explosion,
Hail and Property Insurance
Fire, Accident, Sickness, Automobile, Guarantee, Liability,
Inland Transportation, Plate Glass, Explosion, Hail and
Burglary Insurance
Fire, Automobile, Explosion, Inland Transportation, Hail and
Property Insurance
Life, Accident and Sickness Insurance
Fire, Accident, Automobile, Burglary, Liability, Guarantee,
Plate Glass, Sickness, Explosion, Hail and Property
Insurance
Life, Fire, Accident, Automobile, Burglarj', Hail, Plate Glass,
Sickness, Explosion, Weather and Property Insurance. . . .
."Accident and Sickness Insurance
Fire Insurance
Life Insurance
-Automobile, Fire, Inland Transportation, Inland Marine,
Ocean Marine, Aviation and Property Insurance
.Accident, Burglary, Forgery, Guarantee, Liability, Steam
Boiler, Plate Glass, Sickness, Automobile, and Property
Insurance
Fire, Explosion, Weather, Hail and Inland Transportation
Insurance
Fire, Explosion and Property Insurance
.Accident, Sickness and Automobile Insurance
Fire Insurance
Fire, Hail and Automobile Insurance
Fire and Explosion Insurance
Fire, .Automobile, Explosion and Property Insurance
Fire, Automobile, Explosion, Weather and Property Insurance
Automobile, Burglary, Guarantee, Plate Glass, Sickness,
Accident, Liability, Property and Forgery Insurance
Fire, Explosion and Property Insurance
.Accident and Sickness Insurance
Life Insurance
Life Insurance
Fire, .Accident, Automobile, Explosion, Plate Glass, Liability,
Inland Marine and Property Insurance
Fire, Plate Glass, Automobile, Explosion, Property, Hail,
Inland Transportation and Weather Insurance. . .
Life I nsurance
Fire and Automobile Insurance
Fire, Explosion, Inland Transportation, Hail, -Aviation, Auto-
mobile and Property Insurance
Fire. Automobile, Hail, Property and Explosion Insurance. . .
Life Insurance
Fire, Explosion, Property, Hail and Weather Insurance
Fire, Explosion and Plate Glass Insurance
Burglary, Guarantee, Forgery, Plate Glass and Credit Insur-
ance
Fire, Automobile, -Aviation, Hail, Explosion, Inland Trans-
portation and Property Insurance
-Accident, -Automobile, Burglary and Plate Glass Insurance. .
Fire and Explosion Insurance
Fire, Automobile, Explosion, Hail, and Property Insurance. .
Fire, Explosion, Inland Marine, Ocean Marine, Weather and
Property Insurance
Fire, Explosion and Property Insurance
Fire Insurance
Plate Glass, Accident, Liability, Property, Automobile, Bur-
glary and Guarantee Insurance
Fire Explosion, Property and Weather Insurance
Fire. Explosion, Hail, -Automobile, Inland Transportation,
Weather and Property Insurance
Fire, Explosion, Inland Transportation, Automobile, Weather,
Hail, Burglary and Property Insurance
Accident and Sickness Insurance
Fire, Life, Explosion, .Accident, -Automobile, Burglary, Guar-
antee, Inland Transportation, Plate Glass, Sickness,
Weather and Property Insurance
Fire, Hail and Explosion Insurance
44
44
44
44
46
46
46
47
47
47
47
48
48
48
51
51
51
51
51
52
52
52
53
53
53
53
54
54
54
54
55
55
55
55
55
56
56
56
56
57
57
♦Withdrawn from Canada, December, 1931, and Canadian business reinsured with Canadian Surety Co.
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX AND LICENSE REGISTER— Continued
CLASS A— JOINT STOCK INSURANCE COMPANIES
Name of Insurer
Classes of Insurance
Annual
Statement
{Page No.)
North River.
203
204
205
206
207
208
209
210
211
212
213
214
215
216
217
218
219
220
221
222
223
224
225
226
227
228
229
230
231
North West Fire . . .
Northern Assurance .
Northern Life
Northwestern National.
Norwich Union Fire . . .
Occidental Fire.
232
233
234
236
237
238
239
240
241
242
243
244
245
246
247
248
249
250
Occidental Life
Ocean .\ccident and Guarantee.
Ontario Equitable Life
♦Pacific American Fire
Pacific Coast Fire
Pacific Fire
Palatine
Patriotic
Pearl
Phenix Fire of Paris, France . .
Philadelphia Fire and Marine.
Phoenix Assurance.
Phoenix Insurance of Hartford.
Pilot
Pioneer
Planet
Preferred Accident
Protective Association of Canada
Providence Fire of Paris
Providence Washington
Provident Assurance.
Provincial
Prudential Assurance.
Quebec Fire .
Queen City.
Queen
Railway Passengers'
Reliance of Canada.
Republic Fire
Rhode Island
Rossia Reinsurance.
Royal Exchange. . . .
Royal Insurance.
Royal Scottish
St. Paul Fire and Marine.
Saint Paul-Mercury Indemnity.
Sauvegarde, La, Life
Scottish Canadian
Scottish Metropolitan
Scottish Union and National.
Sea Insurance.
Security.
251 Sentinel Fire.
Fire, Explosion, Inland Transportation, Weather, Hail and
Property Insurance
2848 Fire Insurance
287 7 Fire, Accident, Automobile, Liability, Guarantee, Plate Glass,
Sickness, Burglary, Inland Transportation, Explosion,
Steam Boiler, Hail, Weather and Property Insurance
2500 Life Insurance
2871 Fire, Automobile and Weather Insurance
2501 Fire, Accident, Sickness, Automobile, Plate Glass, Burglary
Guarantee, Liability, Explosion, Property, Inland Trans-
portation and Ocean Marine Insurance
2754 Fire, Explosion, Automobile, Accident, Sickness, Burglary
Plate Glass, Weather and Property Insurance
2719 Life, Accident and Sickness Insurance
2578 Fire, Accident. Sickness, Automobile, Plate Glass, Burglary
Guarantee, Steam Boiler, Explosion, Property, Hail and
Liability Insurance
2720 Life Insurance
2901 Fire and Explosion Insurance
2579 Fire, Automobile, Property, Explosion and Hail Insurance
2849 Fire and Explosion Insurance
2580 Fire, Automobile, Explosion, Hail and Property Insurance
2581 Fire, Explosion, Hail and Property Insurance
2850 Fire, Explosion and Property Insurance
2502 Fire, Automobile and Explosion Insurance
2851 Fire, Explosion, Inland Transportation, Inland Marine, Ocean
Marine, Weather and Property Insurance
2721 Life, Fire, Explosion, Automobile, Property, Burglary
Weather, Hail and Ocean Marine Insurance
Fire, Automobile, Explosion, Inland Transportation, Property,
Weather and Hail Insurance
Fire, Automobile, Accident, Sickness, Inland Transportation
Plate Glass, Burglary, Guarantee, Forgery and Steam
Boiler Insurance
2885 Fire, Hail and Explosion Insurance
2582 Fire, Hail and Explosion Insurance
2583 Accident, Sickness, Burglary and Automobile Insurance
2503 Accident and Sickness Insurance
2504 Fire Insurance
2770 Fire, Explosion, Inland -Transportation, Automobile, Hail
Weather and Property Insurance
2723 Fire, Accident, Sickness, Guarantee, Automobile, Plate Glass
Property, Liability, Inland Transportation, Weather and
Burglary Insurance
2899 Fire, Explosion, Automobile, Hail and Property Insurance. . .
2505 Fire, Life, Plate Glass, Sickness, Accident, Automobile
Burglary, Guarantee, Inland Transportation, Liability and
Property Insurance
2724 Fire, Explosion, Hail and Property Insurance
2725 Fire Insurance
2882 Fire, Automobile, Explosion, Inland Transportation, Hail,
Inland Marine, Ocean Marine and Property Insurance. . . .
Fire, Accident, Automobile, Burglary, Explosion, Guarantee
Plate Glass, Inland Transportation, Weather and Sickness
Insurance
2771 Fire, Explosion, Burglary, Hail, Weather and Property
Insurance
2852 Fire, Explosion, Property and Weather Insurance
2584 Fire, Explosion, Hail, Weather and Property Insurance
2898 Fire, Hail, and Explosion Insurance
2868 Fire, Accident, Automobile, Explosion, Guarantee, Sickness,
Inland Marine, Burglary, Property, Liability and Ocean
Marine Insurance
Fire, Life, Accident, Automobile, Burglary, Explosion, Forgery
Guarantee, Plate Glass, Sickness, Steam Boiler, Hail,
Inland Transportation, Inland Marine, Ocean Marine,
Property and Liability Insurance
2878 Fire, Explosion, Hail and Property Insurance
2726 Fire, E.xplosion, Automobile, Inland Marine Inland, Trans-
portation, Ocean Marine and Property Insurance
2727 Automobile Insurance
2585 Life Insurance
2506 Fire, Explosion, Hail and Property Insurance
2880 Fire, Accident, Automobile, Guarantee. Inland Transporta-
tion, Plate Glass, Sickness, Explosion, Hail, Weather and
Property Insurance
2586 Fire, Automobile, Explosion, Weather and Property Insurance
2507 Fire, Explosion, Hail, Inland Transportation and Property
I nsurance
2728 Fire, Automobile. Hail, Weather and Property Insurance. . . .
2729 Fire, Explosion, .Vutomobile. Weather and Property Insurance
58
58
58
58
58
59
59
59
59
67
67
67
68
68
68
68
68
69
69
69
71
72
72
72
72
79
79
79
80
80
80
80
81
81
81
81
81
82
82
82
82
♦Reinsured with Liverpool and London and Globe Insurance Co., November 30th, 1931.
INDEX FOR 1932
INDEX AND LICENSE REGISTER— Continued
CLASS A— JOINT STOCK INSURANCE COMPANIES
Name of Insurer
Classes of Insurance
Annual
Statement
(Page No.)
252
253
254
255
256
257
258
259
260
261
262
263
264
265
266
267
268
269
270
271
272
273
274
275
276
277
278
279
280
281
282
283
284
285
286
287
288
289
290
292
Southern
Sovereign Life
Springfield Fire and Marine
Standard Marine
State Assurance
Stuyvesant
Sun Insurance Office
Sun Life
Sussex Fire
Svea Fire
Tokio Marine and Fire
Toronto General
Trans-Canada
Travelers Fire
Travelers Indemnity
Travelers Insurance
Union Assurance Society, Limited
Union Fire, Accident and General
Union Indemnity
Union Insurance Society of Canton,
Limited
Union Labor Life
Union Marine and General
United British
United Firemen's of Philadelphia.
United States Casualty
United States Fidelity and Guar-
anty
United States Fire
United States Guarantee
United States Life
United States Merchants and
Shippers
Universal
♦Virginia Fire and Marine
Wellington Fire Insurance Com-
pany
Westchester Fire
Western Assurance
W^estern Life
Westminster Fire Office
World Fire and Marine
World Marine and General
Yorkshire
Zurich General Accident and
Liability
2587
2730
2731
2853
2869
2854
2588
2514
2855
2856
2857
2513
2732
2733
2734
2858
2591
2685
2859
2900
2736
2867
2737
2592
2508
2861
2905
2590
2509
2747
2735
2510
2772
2766
2860
2511
2512
2879
Fire, Automobile, Plate Glass; Hail and Explosion Insurance
Life Insurance
Fire, Hail, Explosion, Automobile, Inland Transportation
Weather and Property Insurance
Inland Transportation, Inland Marine and Ocean Marine
Insurance
Fire and Explosion Insurance
Fire, Automobile, Inland Transportation and Explosion
Insurance
Fire, Accident, Automobile, Guarantee, Sickness, Plate Glass,
Explosion, Burglary, Liability, Hail, Inland Transportation
and Property Insurance
Life Insurance
Fire Insurance
Fire, Explosion, Weather and Property Insurance
Fire, Inland Transportation, Inland Marine and Ocean Marine
Insurance
Fire, Automobile, Inland Marine, Ocean Marine, Sickness,
Plate Glass, Burglary, Hail, Accident, Guarantee, Inland
Transportation, Property, Weather and Liability Insurance
Fire, Automobile, Accident, Explosion and Plate Glass In
surance
Fire, Automobile, Aviation, Explosion, Weather, Inland
Transportation, Hail and Property Insurance
Accident, Steam Boiler, Automobile, Plate Glass, Burglary,
Liability and Property Insurance
Life, Automobile, Accident and Sickness Insurance
Fire, Burglary, Plate Glass, Sickness, Automobile, Inland
Transportation, Explosion, Liability, Weather, Property
and Accident Insurance
Fire, Automobile, Hail, Explosion, Weather and Property
Insurance
Accident, Automobile, Burglary, Guarantee, Plate Glass and
Liability Insurance
Fire, Automobile, Burglary, Accident, Inland Transportation
Inland Marine, Sickness, Ocean Marine, Explosion, Guar-
antee, Plate Glass, Hail, Liability and Property Insurance. .
Life Insurance
Fire, Accident, Automobile, Burglary, Sickness, Inland Trans-
portation, Plate Glass, Explosion, Hail, Weather and
Property Insurance
Fire, Automobile, Explosion and Property Insurance
Fire, Explosion, Hail, Weather and Property Insurance
Automobile Insurance
Sick-
Accident, Burglary, Forgery, Guarantee, Plate Glass,
ness. Property, Aviation and Automobile Insurance
Fire, Explosion, Inland Transportation and Property Insur-
ance
Automobile, Burglary and Liability Insurance
Life Insurance
Fire, Inland Transportation, Ocean Marine and Property
Insurance
Fire, Explosion and Inland Transportation Insurance. . . .
Fire, Automobile, Explosion and Weather Insurance
Fire and Automobile Insurance
Fire, Hail, Property, Weather and Explosion Insurance. .
Fire, Automobile, Inland Transportation, Burglary, Guar-
antee, Explosion, Accident, Sickness, Plate Glass, Liability,
Hail, Property, Inland Marine, Ocean Marine and Weather
Insurance
Life Insurance
Fire, Automobile, Explosion, Property, Hail and Weather
Insurance
Fire, Inland Transportation, Explosion, Automobile, Hail,
Weather and Property Insurance
Fire, Explosion, Inland Transportation, Accident, Sickness,
Automobile, Burglary, Guarantee, Plate Glass, Steam
Boiler, Hail, Weather and Property Insurance
Fire, .Occident, Automobile, Burglary, Liability, Guarantee,
Live Stock, Plate Glass, Sickness, Explosion, Property, In-
land Transportation, Inland Marine, Hail, Steam Boiler and
Ocean Marine Insurance
Accident, Automobile, Burglary, Plate Glass, Sickness and
Steam Boiler Insurance
♦Reinsured with Globe and Rutgers Fire Insurance Co. on Sept. 15, 1931.
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX AND LICENSE REGISTER— Continued
CLASS B— MUTUAL INSUR-^NCE CORPORATIONS
Name of Insurer
Classes of Insurance
Annual
Statement
{Page No.)
Farmers' Mutual Fire
Algoma
Amherst Island
Ayr Farmers'
Bay of Quinte Agricultural
Bertie and Willoughby Farmers'
Blanshard
Blenheim, North
Brant County Farmers'
Canadian Millers'
Caradoc Farmers'
Clinton
Culross
Dereham and West Oxford
Dorchester, North and South
Downie
Dufferin Farmers'
Dumfries, North and Waterloo, South . .
Dunwich Farmers'
Easthope, South, Farmers'
Ekfrid
Elma Farmers'
Eramosa
Erie Farmers'
Farmers' Central
Farmers' Union
Formosa
Germania Farmers'
Glengarry Farmers'
Grand River
Grenville Patron
Grey and Bruce
Guelph Township
Halton Union
Hamilton Township
Hay Township
Hopewell Creek
Howard Farmers'
Howick
Kent and Essex
Lambton
Lanark County
Lennox and Addington
Lobo
London Township
McGillivray
McKillop
Maple Leaf
Nissouri
Norfolk
North Kent
Oneida
Ontario Threshermen's
*Osgoode
Otter
Oxford Farmers'
Peel County
Peel and Maryborough
Prescott Farmers'
Puslinch
Saltfleet and Binbrook
Soulhwold
Sydenham
Townsend Farmers'
Usbornc and Hibbert
Walpole Farmers'
Waterloo, North
Wawanosh, West
Westminster Township
Williams, East
Yarmouth
Farmer's Mutual — Weather
Huron Weather
Ontario Farmers' Weather
Western Farmers' Weather
2316
2317
2318
2319
2320
2321
2322
2323
2324
2325
2326
2327
2328
2329
2330
2331
2332
2333
2334
2335
2336
2337
2338
2773
2774
2775
2339
2340
2341
2342
2343
2344
2345
2346
2347
2348
2349
2350
2351
2352
2353
2354
2355
2356
2357
2358
2359
2361
2362
2363
2364
2365
2366
2367
2368
2369
2370
2371
2372
2373
2374
2375
2376
2377
2378
2379
2380
2381
2382
2883
2384
2385
2386
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance limited to insuring on the
premium note plan against fire and
lightning, buildings, plant and stocks
of millers and grain dealers used in con-
nection with the milling or grain trade. . .
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance .
re Insurance,
re Insurance,
re Insurance,
re Insurance .
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance.
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance,
re Insurance.
101
102
103
104
106
107
108
109
110
112
113
115
116
117
118
120
121
122
124
125
126
127
128
130
131
133
134
135
136
137
139
140
141
142
144
145
146
147
148
ISO
151
152
154
155
156
157
159
160
161
163
164
165
Weather.
Weather.
Weather.
166
168
169
170
171
173
174
175
176
177
179
180
181
182
183
185
186
188
189
190
♦Reinsured with The Wawanesa Mutual Insurance Co., August 21st, 1931.
INDEX FOR 1932
INDEX AND LICENSE REGISTER— Continued
CLASS B— MUTUAL INSURANCE CORPORATIONS
Name of Insurer
Classes of Insurance
Annual
Statement
{Page No.)
Associated New England Factory Mutuals
American Mutual, Providence, R.I
Arkwright Mutual, Boston, Mass
Blackstone Mutual, Providence, R.I
Boston Mfrs. Mutual, Boston, Mass
Cotton & Woollen Mfrs. Mutual, Boston, Mass
Enterprise Mutual, Providence, R.I
Fall River Mfrs., Fall River, Mass
Firemen's Mutual, Providence, R.I
Hope Mutual, Providence, R.I
Industrial Mutual, Boston
Keystone Mutual, Philadelphia, Pa
Manton Mutual, Philadelphia, Pa
Manufacturers Mutual, Providence, R.I
Mechanics Mutual, Providence, R.I
Mercantile Mutual, Providence, R.I
Merchants Mutual, Providence, R.I
Mill Owners' Mutual, Chicago, 111
Narrangansett Mutual, Providence, R.I
National Mutual, Philadelphia, Pa
Paper Mill Mutual, Boston, Mass
Philadelphia Mfrs. Mutual, Pa
Protection Mutual, Chicago, 111
Rhode Island Mutual, Providence, R.I
Rubber Mfrs. Mutual, Boston, Mass
♦Standard Mutual, Philadelphia, Pa
State Mutual, Providence, R.I
What Cheer Mutual, Providence, R.I
Worcester Mfrs. Mutual, Pa
Other Mutuals
Central Manufacturers'
Hardware Dealers'
Lumber M utual Fire
Lumbermen's Mutual Casualty
Lumbermen's Mutual Insurance Company
Metropolitan Life
Mill Owners of Iowa
Minnesota Implement
Mutual Life, New York
Mutual Relief Life Insurance Company
New York Life
Northwestern Mutual
Prudential
Retail Hardware
Royal Guardians
Standard Life
State Life
Union Mutual Life
United Mutual Fire
2394
2395
2396
2397
2398
2399
2400
2401
2402
2403
2404
2405
2406
2407
2408
2409
2410
2411
2412
2413
2414
2415
2416
2417
2418
2419
2420
2421
2445
2446
2909
2447
2448
2449
2450
2451
2452
2453
2454
2455
2456
2457
2458
2459
2460
2461
2462
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
re and
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property.
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
Property .
192
194
196
198
200
203
205
207
209
212
214
216
218
221
223
225
227
230
232
234
236
238
241
243
Fire and Automobile
Fire and Automobile
Fire, Hail, Weather and Property.
Automobile, Plate Glass, Accident.
Fire, Automobile
Life, Accident and Sickness
Fire, Explosion and Property
Fire and Automobile
Life
245
247
250
252
252
, Automobile and Property.
Accident and Sickness. . . .
and Automobile
, Accident and Sickness. . . .
fe
f e
fe
fe
re and Explosion .
252
252
253
253
253
253
254
260
260
260
261
261
261
261
262
262
♦Reinsured with Philadelphia Manufacturers Mutual Fire Insurance Co., November 30th, 1931.
CLASS C— CASH-MUTUAL INSURANCE CORPORATIONS
Name of Insurer
Classes of Insurance
Annual
Statement
{Page No.)
Economical Mutual Fire Insurance Company. . . .
Gore District Mutual Fire Insurance Company. . .
Millers' National Mutual Fire Insurance Company
Perth Mutual Fire Insurance Company
Portage La Prairie Mutual Insurance Company. .
Waterloo Mutual Fire Insurance Company.
Wawanesa Mutual Insurance Company. . . .
2387
2388
2389
2390
2391
2392
2393
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire, Automobile, Burglary, Plate Glass
and Weather Insurance on both the Cash
Plan and Mutual Plan (excluding insur-
ance on the premium note plan)
Fire Insurance
(a) Fire and Weather Insurance on both the
Cash Plan and Mutual Plan
(6) Automobile and Hail Insurance on the
Mutual Plan (excluding insurance on the
premium note plan), subject to such con-
ditions and limitations as may hereafter
be prescribed)
265
267
269
269
271
272
274
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX AND LICENSE REGISTER— Continued
CLASS D— FRATERNAL SOCIETIES
Name of Insurer
Classes of Insurance
Annual
Statement
{Page No.)
Aid Association for Lutherans
Alliance Nationale
Artisans la Societe des Canadiens Francais
Ancient Order of Foresters
Canadian Order of Chosen Friends
Canadian Order of Foresters
Canadian Order of Oddfellows
Canadian Order of Woodmen of the World
Catholic Mutual Benefit Association
Catholic Order of Foresters
Civil Service Mutual Benefit Society
Commercial Travellers' Association of Canada
Hamilton Firemen's Benefit Fund
Hamilton Police Benefit Fund
Independent Order of Foresters
Jewish National Workers' Alliance of America
Knights of Columbus
Knights of Malta, Chapter General of Canada
London Police Benefit Fund
Lutheran Brotherhood
Lutheran Mutual Aid Society
Maccabees, The
National Fraternal Society of the Deaf
Ontario Commercial Travellers' Association
Orange Grand Lodge of British America
Ottawa Firemen's Superannuation and Benefit Fund
Ottawa Police Benefit Fund Association
Royal Arcanum, Supreme Council
Royal Clan, Order of Scottish Clans
St. Joseph Union of Canada
Slovene National Benefit Society
Sons of England Benefit Society
Sons of Scotland Benevolent Association
Stratford, City of, Municipal Benefit Fund
Toronto Firemen's Benefit Fund
Toronto Police Benefit Fund
United Commercial Travellers, Order of
Women's Benefit Association
2776
2777
2778
2783
2779
2792
2797
2813
2780
2784
2781
2782
2787
2788
2785
2789
2790
2791
2793
2902
2794
2795
2796
2798
2786
2799
2800
2801
2802
2804
2805
2806
2807
2808
2809
2810
2811
2812
Life Insurance, Sick and Funeral benefits.
Life Insurance, Sick and Funeral benefits.
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits.
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance
Life Insurance
Life Insurance
Life Insurance
Life Insurance
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance
Life Insurance, Sick and Funeral benefits
Life Insurance
Life Insurance
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance
Life Insurance
Life Insurance
Life Insurance, Sick and Funeral benefits
Life Insurance and Sickness Insurance. .
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance, Sick and Funeral benefits
Life Insurance
Life Insurance
Accident Insurance
Life Insurance
277
277
277
277
278
285
295
300
301
300
301
304
304
306
307
308
308
308
311
312
312
312
313
313
315
316
317
319
319
330
319
320
324
328
337
339
341
341
CLASS E— MUTUAL BENEFIT SOCIETIES
6
Name of Insurer
When
Organized
or Incor-
porated
Classes of Insurance
.Annual
Statement
{Page No.)
1
American Watch Case Company's Employees' Mutual
1919
1888
1897
1917
1931
1920
1926
1903
1918
1918
1920
1897
1914
1920
1920
1928
1928
1912
1893
1888
1899
Sick and funeral benefits
348
2
348
3
Sick and funeral benefits
348
4
• 348
5
6
Brantford Carriage Company, Limited, Relief As-
Sick and funeral benefits
348
7
Brantford Hungarian Mutual Benefit Society
Brown Bros., Limited, Employees' Benefit Society. .
348
g
348
9
348
10
Canada Cycle and Motor Company, Limited, Em-
Sick and funeral benefits
348
11
Canadian Acme Screw & Gear Employees' Mutual
Sick and funeral benefits
348
12
Canadian Allis-Chambers, Limited, Employees'
Sick and funeral benefits
348
13
Canadian Executive Board of the Amalgamated
348
14
Canadian General Electric Company, Ward Street
348
15
16
17
348
Canadian Hungarian Mutual Benefit Federation. . .
Canadian National Expressmen's Mutual Benefit
348
348
18
19
348
Canadian Pacific Expressmen's Sick Benefit Associa-
Sick and funeral benefits
348
348
21
Cockshutt Plow Company Relief Association
Sick and funeral benefits
348
INDEX FOR 1932
INDEX AND LICENSE REGISTER— Continued
CLASS E— MUTUAL BENEFIT SOCIETIES
Name of Insurer
When
Organized
or Incor-
porated
Classes of Insurance
I
Consumers' Gas Company's Employees' Mutual
Benefit Society
Czenstochower Aid Society
Daughters of England Benevolent Society
Dominion Forge and Stamping Company, Limited,
Employees' Mutual Benefit Association
Dunlop Tire and Rubber Goods Employees' Mutual
Benefit Society
Employees' Protective League of the Seaman, Kent
Company, Limited
Engineers' Mutual Benefit Fund
Evening Telegram Employees' Benefit Society
Globe Printing Company's Employees' Benefit
Society
Goold, Shapley & Muir Company, Employees'
Relief Association
Grand Order of Israel
B. Greening Wire Company, Limited, Employees'
Benefit Society
Gutta Percha and Rubber Mfg. Company of Tor-
onto, Limited, Employees' Sick Benefit Society.
H. A. Nlutual Benefit Association
Hamilton St. Stanislaus Mutual Benefit Society. .
Hebrew Friendly Society
Hebrew Sick Benefit Society
Heintzman and Company's Employees' Benefit
Society
Hibernians, Ancient Order of
Imperial Varnish and Colour Sick Benefit Society.. .
Italian Brotherly Mutual Benefit Society
Italian Mutual Benefit Society of Port Arthur
Italio-Canadese Benevolent Society
Judean Benevolent and Friendly Society
Kieltzer Sick Benefit Society of Toronto
Knights of Pj-thias, Grand Lodge
Labour League Mutual Benefit Society
Leaside Mutual .-^id Society
Linitzer Sick Benefit Society
Loyal Orange Young Britons, Lodge No. 33
Loyal Order of Moose
Loyal True Blue .Association
MacLean Publishing Company, Limited, ^Mechanical
Division, Mutual Benefit Association
Massey-Harris (Bain works) Employees' Mutual
Benefit .Association
Massey-Harris Brantford Employees' Benefit As-
sociation
Massey-Harris (Toronto) Employees' Mutual
Benefit Society
Mozirer Sick Benefit Society
Mutual Masonic Compact
National Cash Register Company's Employees'
Benefit Society
National Iron Works Employees' Mutual Benefit
Society
Oddfellows, Independent Order of
Oddfellows, Manchester Unity, Independent Order
of
Orange Grand Lodge, Ontario West
Order of Sons of Italy of Ontario Mutual Benefit
Society
Ostrowetz Independent Mutual Benefit Society. .
Ottawa Hebrew Benefit Society
Ottawa Typographical L^nion No. 102
Polish .-Mliance Friendly Society
Polish Veterans Mutual Benefit Society
Postal Benefit Association of Toronto
Pride of Israel Sick Benefit Society
Rogers, Wm., Manufacturing Company, Welfare
Society
Ryerson Press Benefit Society
Sawyer-Massey Company, Limited, Employees'
Mutual Benefit Association
Simmons, Limited, Employees' Mutual Benefit
Society
Slingsby Manufacturing Company, Limited, Em-
ployees' Benefit Association
Societa Figli di Mutuo Soccorso St. Anconia di
Ottawa
Societa Italiana Di M. S. Guglielmo Marconi. . . .
Societa di Mutuo Soccorso Racalmutese
Societa di Mutuo Soccorso La Trinacria, Toronto..
1918
1916
1895
1920
1912
1912
1912
1896
1913
1908
1910
1901
1918
1916
1909
1918
1885
1893
1911
1930
1930
1919
1919
1914
1916
1927
1923
1916
1895
1917
1893
1923
1883
1906
1893
1913
1875
1893
1891
1928
1926
1915
1895
1907
1930
1894
1905
1919
1921
1911
1923
1920
1919
1917
1919
1914
Sick and funeral benefits.
Sick and funeral benefits.
Sick and funeral benefits .
Sick and funeral benefits.
Sick and funeral benefits .
Sick and
Sick and
Sick and
funeral
funeral
funeral
benefits,
benefits,
benefits .
Sick and funeral benefits .
Sick and
Sick and
funeral
funeral
benefits .
benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
benefits .
benefits .
benefits .
benefits,
benefits .
benefits .
benefits .
benefits .
benefits .
benefits,
benefits .
benefits .
benefits .
benefits .
benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits.
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefi';s .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
Sick and
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
funeral
benefits .
benefits .
benefits .
benefits .
benefits,
benefits .
benefits .
benefits.
benefits .
benefits .
benefits .
benefits .
benefits.
benefits .
benefits .
benefits .
benefits.
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDEX AND LICENSE REGISTER— Continued
CLASS E— MUTUAL BENEFIT SOCIETIES
Name of Insurer
When
Organized
or Incor-
porated
Classes of Insurance
Annual
Statement
{Page No.)
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
Sons and Daughters of Canadian Lithuanian Mutual
Benefit Society
Sons and Daughters of Ireland
Sons of Jacob Benevolent Society
St. Albert Friendly Society
St. Boniface Society
St. David's Mutual Benefit Society
St. Joseph's Aid Society (Formosa)
Star of Italy Mutual Aid and Benevolent Society. . .
Star Mutual Benefit Society
Theatrical Mutual Association of Hamilton
Theatrical Mutual Association, Toronto.
Toronto Civic Employees' Benefit Association
Toronto Hebrew Benevolent Society
Toronto Hydro-Electric System Employees' Mutual
Benefit Society
Toronto Independent Benevolent
Toronto Musical Protective Association
Toronto Railway Employees' Union and Benefit
Society
Toronto Typographical Union No. 91
Transportation Club of Toronto
Ulga Mutual Benefit Society
Union of Ukranian Brotherhoods
LTnited Mutual Benefit Society of A. Pushkin
Verity Plow Company Relief Association
Warsaw Lodzer Mutual Benefit Society
Willys-Overland Employees' Mutual Benefit Society
Young Men's Hebrew Association
Zion Benevolent Society
1914
1893
1918
1909
1894
1914
1887
1918
1926
1907
1886
1893
1899
1914
1911
1894
1897
1894
1917
1924
1911
1931
1899
1930
1920
1912
1911
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits.
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits ,
Sick and funeral benefits.
Sick and funeral benefits.
Sick and funeral benefits.
Sick and funeral benefits.
Sick and funeral benefits
Sick and funeral benefits .
Sick and funeral benefits.
Sick and funeral benefits .
Sick and funeral benefits .
Sick and funeral benefits ,
349
349
349
349
349
349
349
349
349
349
349
349
349
349
349
349
349
349
349
349
350
350
350
350
350
350
350
CLASS F— COMPANIES DULY INCORPORATED TO UNDERTAKE INSUR.A.NCE CONTRACTS AND
NOT WITHIN ANY OF THE CLASSES MENTIONED IN CLAUSES A, B, C, D AND E
6
t
Name of Insurer
a
o
Classes of Insurance
Annual
Statement
(Page No.)
1
2
3
4
Commerce Mutual Fire Insurance Company
Mutual Life Assurance Company of Canada
North American Life Assurance Company
Stanstead and Sherbrooke Fire Insurance Co
2442
2443
2577
2444
Fire Insurance
Life Insurance
Life
Fire Insurance limited to the cash plan . . .
363
363
363
363
CLASS G— RECIPROCAL OR INTER-INSURANCE EXCHANGES
Name of Insurer
Classes of Insurance
Annual
Statement
(.Page No.)
Affiliated Underwriters
American Exchange Underwriters
Canners Exchange
Detroit Automobile Inter-Insurance Exchange
Equitable Fire Underwriters
Fireproof-Sprinklered Underwriters
Individual Underwriters
Inter-Insurer's Exchange
Lumbermen's Underwriting Alliance
Manufacturing Lumbermen's Underwriters
Metropolitan Inter-Insurers
♦National Lumber Manufacturers'
New York Reciprocal Underwriters
Reciprocal Exchange
Tornado Inter-Insurance Exchange
Underwriters Exchange
Warner Reciprocal Insurers
2422
2423
2424
2425
2427
2428
2429
2430
2431
2432
2433
2434
2435
2436
2437
2438
2439
Fire Insurance
Fire Insurance
Fire Insurance
Automobile Insurance, limited to persons
who are members of the Detroit .'\uto-
mobile Club and members of otlicr clubs
in Michigan wliich are affiliated with the
American Automobile Association
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire Insurance
Fire 1 nsurance
Weather, limited to loss or damage arising
from tornado or cyclone and including
resultant fire loss
Fire Insurance
Fire Insurance
369
371
373
375
377
379
381
383
385
387
389
391
392
394
396
398
400
♦Withdrew from Ontario, November 16th, 1931.
INDEX FOR 1932
CLASS I— PENSION FUND ASSOCIATIONS
i
t
Name of^Insurer
6
ii
c
S
Classes of Insurance
Annual '
Statement
{Page No.)
1
Prevoyants du Canada (Les)
2440
2441
Life Insurance
405
2
Societe Saint Jean Baptiste De Montreal Caisse
National
Life Insurance
407
INDEX ADDENDA
NAMES OF INSURERS AUTHORIZED TO TRANSACT ADDITIONAL CLASSES OF INSURANCE
BETWEEN JANUARY 1st, 1932, AND DATE OF THIS REPORT
Name of Insurer
Supplementary
License
Number
Effective
date of
Supplementary
License
Additional classes of insurance
for which authorized
Atlas Assurance Co
British Northwestern Fire Insurance Co
Federal Fire Insurance Company of Canada.
Guildhall Insurance Co
Pearl Assurance Co
Pearl Assurance Co
Queen City Fire Insurance Co
3042A
2745B
2 5 63 A
2489A
3365A
3365 B
2 725 A
Oct. 18, 1932
Feb. 11, 1932
Jan. 8, 1932
Feb. 1, 1932
Aug. 15, 1932
Sept. 8, 1932
Apr. 21, 1932
Accident, .\utomobile, Plate Glass
and Burglary
.Accident, Inland Transportation,
Place Glass and Sickness
Liabili.y
Burglary Insurance
Automobile
Accident, Burglarj', Guarantee and
Inland Transportation
Hail
NAMES OF INSURERS NEWLY LICENSED BETWEEN JANUARY 1st, 1932,
AND DATE OF THIS REPORT
Name of Insurer
License
No.
Effective
date of
License
Classes of Insurance
Class A
British and Foreign Marine Insurance Co.
Lincoln Fire Insurance Co. of New York. .
London and County Fire Insurance Co. . .
Urbaine Fire Insurance Company of Paris
Class B
Indiana Lumbermen's Mutual Insurance
Company
Pennsylvania Lumbermen's Mutual Fire
Insurance Company
Class E
Chemsal Mutual Benefit Society
Knights of Malta, Chapter General of
Canada
Mutual Benefit Society of Alumnae As-
sociation, Victoria Hospital School of
Nursing
3474
3476
3477
3475
Aug.
Aug.
July
Aug.
3,
3,
1,
3,
1932
1932
1932
1932
3478
Aug.
23,
1932
2910
Feb.
3,
1932
3390
July
4,
1932
3483
Sept.
18,
1932
3481
Aug.
8,
1932
Inland Transportation
Fire Insur,ance
Fire, Hail and E.xplosion
Fire Insurance
Fire, Hail, Explosion, Weather and Property
Fire, Hail, Weather and Property
Sick and Funeral Benefits
Sick and Funeral Benefits
Sick and Funeral Benefits
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
NAMES OF INSURERS WITHDRAWN OR CEASED TO TRANACT BUSINESS BETWEEN
JANUARY 1st, 1932, AND DATE OF THIS REPORT
Name of Insurer
Class A
Aero Indemnity Company
Aero Insurance Company
American and Foreign Insurance Company
Bankers Indemnity Company
Canada National Fire Insurance Company. .
Chicago Fire & Marine Insurance Company
Monarch Accident Insurance Company ....
Mount Royal Assurance Company
Universal Insurance Company
Class B
Mutual Life Insurance Co. of New York . . .
National Mutual Assurance Company
Narragansett Mutual Fire Insurance Com-
pany
Sydenham Mutual Fire Insurance Company
Class D
Knights of Malta, Chapter General of Canada
Class E
Employees Protective League of the Seamen,
Kent Company
Massey-Harris Company Employees Mutual
Benefit Association, Bain Works
Withdrawn from Canada, May 17th, 1932.
Withdrawn from Canada, May 17th, 1932.
License not renewed.
Withdrawn from Canada. License not renewed, June 29th, 1932.
Went into voluntary liquidation, September 30th, 1932. Reinsured by
by Sun Insurance Office.
License not renewed. Reinsured in Lincoln Fire Insurance Company.
License not renewed. Reinsured in Protective Association of Canada,
January 1st, 1932.
License not renewed. Reinsured in Great American Indemnity Company
and the County Fire Insurance Company of Philadelphia, November
ISth, 1931.
Withdrawn from Canada, June 30th, 1932. Fire liability reinsured with
American Insurance Company of Newark.
Discontinued writing new business in Canada as of August 1st, 1932.
License not renewed. All outstanding liability assumed by Keystone
Mutual Fire Insurance Company and Manton Mutual Fire Insurance
Company as of April 13th, 1932.
Reinsured with the Mercantile Mutual Fire Insurance Company,
Providence, R.I., as of noon, December 31, 1932.
Reinsured in The Wawanesa Mutual Insurance Company as ol January
1st, 1932, by agreement, dated November 24th, 1931, and Order-in-
Council, dated January 5th, 1932.
Reinsured with The Ontario Equitable Life and Accident Insurance
Company, September 15th, 1932, pursuant to agreement, dated July
18th, 1932 and Order-in-Council, dated September 15th, 1932.
(License continued as a Mutual Benefit Society.)
License not renewed in 1932.
Wound up under The Ontario Companies Act, April 30th, 1932.
I
ANNUAL STATEMENTS
JOINT STOCK INSURANCE
COMPANIES
X.B. — The following is the note referred to at the foot of certain pages pertaining to Joint
Stock, Mutual, Cash Mutual, Fraternal, and Miscellaneous Insurers, viz.:
The insurer is also licensed pursuant to The Insurance Act (Dominion) , and its affairs are
reported upon in detail in the Annual Report of the Dominion Superintendent of Insurance.
Accordingly it has been required to file only a modified statement with the Ontario Department
as authorized by Section 70 (2) of the Act.
[1]
A
ACADIA FIRE INSURANCE COMPANY*
Head Office, Halifax, N.S.
Officers. — President, A. E. Jones, Halifax, N.S.; Vice-President, C. H. Mitchell, Halifax,
N.S.; Secretary-Treasurer, R. J. Lawrence, Halifax, N.S.
Directors. — T. F. Tobin, K.C., Halifax. X.S.; G. R. Hart, Halifax, N.S.; W. M. P. Webster,
Halifax, N.S.; J. B. Paterson, Montreal, Que.
Chief or General Agent in Ontario. — Percy E. Henderson, 18 Toronto St., Toronto.
Date of I ncorporation. — March 31, 1862. Dale commenced business in Canada. — 1862.
Premiums Written — Claims Incurred
Capital stock paid in cash $400,000 Premiums — -Ontario (net) $58,581
Total assets 1,132,476 Premiums — Total business (net). . 214,920
Total liabilities 196,086 Claims — Ontario (net) 34,810
Surplus protection — Policyholders. 936,390 Claims — Total business (net 115,470
AERO INDEMNITY COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ontario
Manager or Chief Executive Officer in Canada. — G. Gordon Lewis, 465 St. John St., Montreal.
Chief or General Agent in Ontario. — W. A. Curtis & Co., 357 Bay St., Toronto.
Date of I ncorporation. — Oct. 10, 1928. Dale commenced business in Canada. — Mar. 30, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $8,351
Assets in Canada 36,061 Premiums — Canada (net) 14,542
Liabilities in Canada 12,416 Claims — Ontario (net) 4,164
Claims — Canada (net)' (Cr) 2,738
AERO INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ontario
Manager or Chief Executive Officer in Canada. — G. Gordon Lewis, 465 St. John St., Montreal.
Chief or General Agent in Ontario. — W. A. Curtis & Co., 357 Bay St., Toronto.
Date of I ncorporation. — Oct. 10, 1928. Date commenced business in Canada. — Mar. 30, 1929
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $8,599
Assets in Canada 89,471 Premiums — Canada (net) 28,925
Liabilities in Canada 21,251 Claims — Ontario (net) 1,670
Claims — Canada (net) 12,962
AETNA CASUALTY AND SURETY COMPANY*
Head Office, Hartford, Conn., U.S.A.
Principal Office in Canada, Montreal
Manager or Chief Executive Officers in Canada. — E. J. Christmas, Montreal.
Chief or General Agent in Ontario. — R. I. Clancey, C.P.R. Bldg., Toronto.
Dale of I ncor poration. — May 2, 1883. Dale commenced business in Canada. — May 26, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $971
Assets in Canada 170,395 Piemiums — Canada (net) 28,373
Liabilities in Canada 12,409 Claims — Ontario (net) 574
Claims — Canada (net) 10,657
*See note on page 1.
[3]
4 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
AETNA INSURANCE COMPANY*
Head Office, Hartford, Conn., U.S..-^.
Principal Office in Canada, Toronto
Manager or Chief Executive Officers in Canada. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto.
Chief or General Agent in Ontario. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto.
Date of Incorporation. — June 5, 1818. Date commenced business in Canada. — 1821.
Premiums Written — Claims Incurred
Capital stock paid in cash $7,500,000 Premiums — Ontario (net) $234,097
Assets in Canada 1,022,779 Premiums — ^Canada (net) 531,900
Liabilities in Canada 353,094 Claims — Ontario (net) 62,156
Claims — Canada (net) 257,760
AETNA LIFE INSURANCE COMPANY*
Head Office, Hartford, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — E. J. Christmas, Montreal.
Chief or General Agent in Ontario. — R. I. Clancey, C. P. R. Building, Toronto.
Date of I near poralion. — June, 1850. Date commenced business in Canada. — 1850.
Premiums Written — Claims Incurred
Capital stock paid in cash $15,000,000
Life: Life:
Assets in Canada 12,949,299 Premiums — Ontario (net) $622,501
Ontario business in force (gross) . . . 41,535,521 Premiums — Canada (net) 1,992,118
Canadian business in force (gross) . 92,258,101 Death Claims — Ontario (net) ... . 1,010,050
Death Claims — Canada (net) .... 823,228
Other than Life: Other than Life:
Assets in Canada 141,184 Premiums — Ontario (net) 15,423
Liabilities in Canada 6,249 Premiums — Canada (net) 30,403
Claims — Ontario (net) 9,209
Claims — Canada (net) 18,877
AGRICULTURAL INSURANCE COMPANY*
Head Office, Watertown, N.V.
Principal Office in Canada, Toronto. Ont.
Manager or Chief Executive Officer in Canada. — Percy S. Grant, Toronto.
Chief or General Agent in Ontario. — Percy S. Grant, 12 Wellington St. E., Toronto.
Dale of 1 ncor poralion. — 1853. Dale comynenced business in Canada. — 1870.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $28,624
Assets in Canada 165,948 Premiums — Canada (net) 62,582
Liabilities in Canada 47,264 Claims — Ontario (net) 19,578
Clai ms — Canada (net) 41,754
ALLIANCE ASSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal
Manager or Chief Executive Officer in Canada. — E. E. Kenyon, Montreal.
Chief or General .Agent in Ontario. — Hcbcr R. Smith, 36 Toronto St., Toronto.
Date of Incorporation. — August 4, 1824. Dale com menced business in Canada. — March 1, 1892.
Pre.miums Writte.n — Claims Incurred
Capital stock paid in cash £1,000,000 Premiums — Ontario (net) $181,987
Assets in Canada $1,188,958 Premiums — Canada (net) 767,505
Liabilities in Canada 586,449 Claims — Ontario (net) 98.686
Claims — Canada (net) 481,127
*See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931
ALLIANCE CASUALTY COMPANY*
Head Office, Philadelphia, Pa.
Principal Office in Canada. — 100 Adelaide St. \V., Toronto, Ont.
Manager or Chief Executive Officer in Canada — H. C. Mills, 100 Adelaide St. W., Toronto, Ont.
Chief Agent in the Province. — H. C. Mills, Toronto, Ont.
Dale of Incorporation. — July 24, 1928. \Dale commenced business in Canada. — March 3, 1931,
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) Nil
Assets in Canada 20,800 Premiums — Canada (net) Nil
Liabilities in Canada Nil Claims — Ontario (net) Nil
Claims — Canada (net) Nil
ALLIANCE INSURANCE COMPANY OF PHILADELPHIA*
Head Office, Philadelphi.\, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. C. Mills, 100 Adelaide St. W., Toronto.
Chief or General Agent in Ontario. — Parkes, McVittie & Shaw, 4 Richmond St. E., Toronto.
Date of I ncor poration. — Dec. 5, 1904. Date commenced business in Canada. — Oct., 1918.
Premiums Written — Cl.\ims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $63,077
Assets in Canada 383,971 Premiums — Canada (net) 184,778
Liabilities in Canada 119,141 Claims — Ontario (net) 49,476
Claims — Canada (net) 124,165
AMERICAN ALLIANCE INSURANCE COMPANY*
Head Office, New York, X.V.
Principal Office in Canada. — Montreal, Que.
Manager or Chief Executive Officer in Canada. — Herbert C. Bourne, 465 St. John St., Montreal
Que.
Chief or General Agent in Ontario. — William Robins, Dominion Bank BIdg., Toronto, Ont.
Date of Incorporation. — 1897. Date commenced business in Canada. — 1919.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $17,105
Assets in Canada 304,844 Premiums — Canada (net) 72,703
Liabilities in Canada 56,572 Claims — Ontario (net) 48
Claims — Canada (net) 32,581
AMERICAN AUTOMOBILE FIRE INSURANCE COMPANY*
Head Office, St. Louis, Mo.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Dale of Incorporation. — 1927. Date commenced business in Canada. — 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $176,989
Assets in Canada 308,674 Premiums — Canada (net) 254,865
Liabilities in Canada 133,663 Claims — Ontario (net) 70,009
Claims — Canada (net) 110,914
THE AMERICAN AUTOMOBILE INSURANCE COMPANY*
Head Office, St. Louis, Missouri
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Incorporation. — 1911. Date commenced business in Canada. — March 20, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $487,721
Assets in Canada 686,680 Premiums — Canada (net) 5(0, 4o9
Liabilities in Canada 434,742 Claims — Ontario (net) 314,010
Claims — Canada (net) 3(9,747
♦See note on page 1.
2— S. I.
6 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
AMERICAN CENTRAL INSURANCE COMPANY*
Head Office, St. Louis, Missouri
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Execulive Officer in Canada. — John Holroyde, 388 St. James St. West,
Montreal, Que.
Chief or General Agent in Ontario. — Dale & Co., Ltd., Metropolitan Bldg., Toronto, Ont.
Date of Incorporation. — 1853. Dale commenced business in Canada. — April, 1909.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums— Ontario (net) $21,592
Assets in Canada 408,089 Premiums — Canada (net) 81,674
Liabilities in Canada 83,427 Claims — Ontario (net) 19,609
Claims — Canada (net) 111,893
AMERICAN COLONY INSURANCE COMPANY*
Head Office, New York, N.Y.
(Principal Office in Canada, Montieal, Que.
Manager or Chief Executive Officer in Canada. — J. A. Blondeau, Montreal.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Incorporation. — November 30, 1910. Date commenced business in Canada. — December
1, 1910.
Premiums Written — Claims Incurred
Capital stock paid in cash $750,000 Premiums — Ontario (net) $22,152
Assets in Canada 102,835 Premiums — Canada (net) 40,582
Liabilities in Canada 21,300 Claims — Ontario (net) 21,400
Claims — Canada (net) 28,923
AMERICAN CREDIT INDEMNITY COMPANY OF NEW YORK*
Head Office, St. Louis, Missouri
Principal Office in Canada, Toronto
Manager or Chief Executive Officer in Canada. — O. B. Tliibaudeau, Toronto.
Chief or General Agent in Ontario. — O. B. Thibaudeau, Metropolitan Bldg., Toronto.
Dale of Incorporation. — 1893. Date commenced business in Canada. — March 6, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Pre miu ms— Ontario (net) $90,359
Assetsin Canada 341,118 Pre miums — Canada (net) 183,955
Liabilities in Canada 149,139 Claims — Ontario (net) 76,946
Claims — Canada (net) 142,800
AMERICAN EQUITABLE ASSURANCE COMPANY OF NEW YORK*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — J. A. Blondeau, 465 St. John St., Montreal.
Chief or General Agent in Ontario. — Grover D. Leyland, Metropolitan Bldg., Toronto.
Date of Incorporation. — 1919. Date commenced business in Canada. — November 6, 1919.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums— Ontario (net) ■ $42,780
Assets in Canada 137,693 Premiums — Canada (net) 125,606
Liabilities in Canada 83,596 Claims — Ontario (net) 38,106
Clai ms — Canada (net) 85.342
AMERICAN AND FOREIGN INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Robert J. Dale, Montreal.
Chief or General Agent in Ontario. — Arthur Tucker, Metropolitan Bldg., Toronto.
Date of I ncor poration. — December, 1896. Dale commenced business in Canada. — January 1,
1904.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 Premiums — Ontario (net) $858
Assetsin Canada 54,786 Premiums — Canada (net) 3,053
Liabilities in Canada Nil Claims — Ontario (net) Nil
Clai ms — Canada (net) Nil
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931
AMERICAN HOME FIRE ASSURANCE COMPANY*
Head Office, New York City, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — R. E. Schofield, 260 Notre Dame St. W.,
Montreal.
Chief or General Agent in Ontario. — E. C. G. Johnson, Sterling Tower, Bay St., Toronto.
Dale of Incorporation. — May 29, 1928. Date commenced business in Canada. — October 16, 1929,
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $35,873
Assets in Canada 250,258 Premiums — Canada (net) 168,342
Liabilities in Canada 97,359 Claims — Ontario (net) 19,010
Claims — 'Canada (net) 86,539
AMERICAN INSURANCE COMPANY*
Head Office, Newark, N.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — \Vm. Thompson, Toronto.
Chief or General Agent in Ontario. — Wm. Thompson, 805 Metropolitan Bldg., Toronto.
Date of I near poration. — February 20, 1846. Date commenced business in Canada. — June 28,
1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $6,687,480 Premiums — Ontario (net) $34,347
Assets in Canada 247,562 Premiums — Canada (net) 113,693
Liabilities in Canada 76,964 Claims — Ontario (net) 12,003
Claims — Canada (net) 69,677
AMERICAN SURETY COMPANY OF NEW YORK*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. H. Hall, Metropolitan Bldg., Toronto.
Chief or General Agent in Ontario. — W. H. Hall, Metropolitan Bldg., Toronto.
Date of I ncor poration. — April 1, 1884. Date commended business in Canada. — July, 1887.
Premiums Written — Claims Incurred
Capital stock paid in cash $7,500,000 Premiums — Ontario (net) $49,491
Assets in Canada 149,070 Premiums — Canada (net) 73,029
Liabilities in Canada 38,638 Clai ms — Ontario (net) 6,755
Claims — Canada (net) 8,016
ANGLO-SCOTTISH INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — Thos. W. Greer, Vancouver.
Chief or General Agent in Ontario. — Armstrong, De Witt & Crossin, Ltd., Excelsior Life Bldg.,
Toronto, Ont.
Date of I ncor poration. — 1909. Date commenced business in Canada. — May, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash £35,000 Premiums — Ontario (net) $87,445
Assets in Canada $448,405 Premiums — Canada (net) 303,875
Liabilities in Canada 276,024 Claims — Ontario (net) 36,896
Claims — Canada (net) 157,467
THE ATLAS ASSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Clarence E. Sanders, Montreal.
Chief or General Agent in Ontario. — Irving W. Smith, 54 Adelaide St. E., Toronto.
Date of Incorporation. — 1808. Date commenced business in Canada. — March 7, 1887.
Premiums Written — Claims Incurred
Capital stock paid in cash £550,000 Premiums — Ontario (net) $229,201
Assets in Canada $1,005,028 Premiums — Canada (net) 686,188
Liabilities in Canada 526,298 Claims — Ontario (net) 128,029
Claims — Canada (net) 433,349
*See note on page 1.
8 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
AUTOMOBILE INSURANCE COMPANY OF HARTFORD, CONNECTICUT*
Head Office, Hartford, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Robert J. Dale, Montreal.
Chief or General Agent in Ontario. — Arthur TuCker, Metropolitan Bldg., Toronto.
Date of Incorporation. — 1907. Date commenced business in Canada. — May 17, 1924.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $20,277
Assets in Canada 183,977 Premiums — Canada (net) 178,682
Liabilities in Canada 29,368 Claims — Ontario (net) 17,598
Claims — Canada (net) 87,706
BALOISE FIRE INSURANCE COMPANY*
Head Office, Basle, Switzerland
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. H. Johnstone, Insurance Exchange Bldg.,
Montreal.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Incor poration. — 1863. Date commenced business in Canada. — March 1, 1922.
Swiss Premiums Written — Claims Incurred
Capital stock paid in cash. ... Frcs. 4,000,000 Premiums — Ontario (net) $41,781
Assets in Canada $177,795 Premiums — Canada (net) 116,017
Liabilities in Canada 87,745 Claims — Ontario (net) 20,988
Claims — Canada (net) 76,664
BANKERS INDEMNITY INSURANCE COMPANY*
Head Office, Newark, N.J.
Principal Office in Canada, 805 Metropolitan Bldg., Toronto, Ont.
Manager or Chief Executive Officer in Canada. — William Thompson, Metropolitan Building,
Toronto.
Chief or General Agent in Ontario. — William Thompson, Toronto.
Date of Incorporation. — 1925. Date commenced business in Canada. — August 10th, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums— Ontario (net) $943
Assets in Canada 101,695 Premiums — Canada (net) 1,620
Liabilities in Canada 6,492 Claims — Ontario (net) Nil
Claims — Canada (net) 7,144
BEAVER FIRE INSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, G. W. Allan, K.C., Winnipeg; Vice-Presidents, A. Gouzee, Winnipeg,
and C. E. Sword, Toronto; Managing Director, A. Dejardin, Winnipeg; Secretary, G. Dejardin,
Winnipeg, Man.
Directors. — N. C. Byers, A. Gouzee, G. W. Allan, K.C., A. Dejardin, G. Dejardin, D. H.
Laird, K.C., F. T. Griffin, E. D. McCallum and C. E. Sword, Toronto.
Chief or General Agent in Ontario. — Colin E. Sword, Metropolitan Bldg., Toronto.
Date of Incorporation. — May 16, 1916. Date commenced business in Canada. — January, 1914.
Premiums Written — Claims Incurred
Capital stock paid in cash $300,500 Premiums — Ontario (net) $5,400
Total assets 482,584 Premiums — Total business (net) . . 29,812
Total liabilities 64,880 Claims — Ontario (net) 2,352
Surplus protection of policyholders 417,704 Claims — Total business (net). . . . 14,711
*See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931
BOILER INSPECTION & INSURANCE COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President and General Manager, Henry N. Roberts, Toronto; Vice-President,
J. R. L. Starr, K.C., Toronto; Secretary, J. P. Byrne, Toronto.
Directors. — Henry N. Roberts, Toronto; J. J. Graham, Hartford, Conn.; W. R. C. Corson,
Hartford, Conn.; J. R. L. Starr, K.C., Toronto; R. R. Corson, Toronto; J. P. Byrne, Toronto;
H. Mudge, Montreal.
Date of Incorporation. — April 8, IS 75. Date commenced business in Canada. — October 9, 1875.
Premiums Written — Claims Incurred
Capital stock paid in cash $100,100 Premiums — Ontario (net) $180,786
Total assets 1,006,193 Premiums — Total business (net) . . 350,587
Total liabilities 459,640 Claims — Ontario (net) 11,314
Surplus protection of policyholders 546.553 Claims — Total business (net). . . . 29,485
BOSTON INSURANCE COMPANY*
Head Office, Boston, Mass.
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — Geo. J. K. Irvine, 701 Lindsay Building,
Winnipeg, Man.
Chief or General Agent in Ontario. — Murphy, Love, Hamilton & Bascome, Dominion Bank
Building, Toronto, Ont.
Dale of I ncorporalion. — 1873. Date commenced business in Canada. — 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $11,341
Assets in Canada 169,353 Premiums — Canada (net) 71,929
Liabilities in Canada 53,349 Claims — Ontario (net) 3,812
Claims — Canada (net) 67,407
BRITISH AMERICA ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, E. A. Brownell, Toronto; Vice-Presidents, H. C. Cox, Toronto; Geo. A.
Morrow, Toronto; C. S. Wainwright, Toronto; General Manager, Kenneth Thorn, Toronto; Asst.
General Manager and Secretary, G. Stubington, Toronto.
Directors. — E. A. Brownell, Sir John Aird, Toronto; Lt. Col. Henry Brock, Toronto; D. B.
Hanna, Toronto; Miller Lash, K.C., Toronto; Major-Gen. Sir Henry Pellatt, C.V.O., Toronto;
E. R. Wood, Toronto; E. Willans, Toronto; W. D. Robb, Montreal; Geo. A. Morrow, Toronto;
H. C. Cox, Toronto; W. M. Cox, Toronto; D. G. Wakeman, New York; H. J. Wyatt, New York;
J. L. Parsons, New York; W. H. McWilliams, Winnipeg; C. S. Wainwright, Toronto.
Date of Incorporation. — February 13, 1833. Date commenced business in Canada. — June 10,
1833.
Premiums Written — Claims Incurred
Capital stock paid in cash $750,000 Premiums — Ontario (net) $385,619
Total assets 4,331,378 Premiums — Total business (net). . 2,820,317
Total liabilities 2,578,922 Claims — Ontario (net) 158,559
Surplus protection of policyholders 1,752,455 Claims — Total business (net). . . . 1,669,144
BRITISH CANADIAN INSURANCE COMPANY*
Head Office, Montre.\l, Que.
Officers. — President, E. A. Brownell; General Manager, Kenneth Thom, Toronto; Vice-
Presidents, Geo. A. Morrow, Toronto; H. C. Cox, Toronto; C. S. Wainwright, Toronto; Assistant
General Manager and Secretary, G. Stubington.
Directors. — E. A. Brownell, H. C. Cox, G. A. Morrow, E. R. Wood, E. Willans, C. S.
Wainwright, all of Toronto.
Chief or General Agent in Ontario. — E. A. Brownell, 16-22 Wellington St. E., Toronto.
Date of Incorporation. — 1918. Date commenced business in Canada. — June 1, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $300,000 Premiums — Ontario (net) $62,828
Total assets 500,082 Premiums — Total business (net) . . 195,108
Total liabilities 196,945 Claims — Ontario (net) 24,855
Surplus protection of policyholders 303,137 Claims — Total business (net). . . . 114,602
*See note on page 1.
10 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
BRITISH COLONIAL FIRE INSURANCE COMPANY*
Head Office, Montreal, P.Q.
Officers. — President, Theodore Meunier, Montreal; Vice-President, B. A. Charlebois,
Montreal; General Manager, Theodore Meunier, Montreal.
Directors. — Hon. E. L. Patenaude, Montreal; J. Y. Rainnie, Halifax, N.S.; L. H. Desjardins,
Terrebonne, P.Q.; B. Spyket, Paris, France; J. W. Cochrane, New York, N.Y.; B. N. Carvalho,
Hartford, Conn.; R. E. Cox, Montreal; C. F. Sturham, Hartford, Conn.; R. M. Redmond,
Montreal; C. K. Beveridge, St. John, N.B.; P. A. Boutin, Quebec; A. T. Tamblyn, New York,
N.Y.; Gustave Monette, Montreal; Peter Walsh, Toronto, B. A. Charlebois, Montreal; Theodore
Meunier, Montreal.
Chief or General Agent in Ontario. — Smith & Walsh, Ltd., 27 Wellington St. E., Toronto.
Date of I ncor poration. — May 19, 1909. Date commenced business in Canada.— June 1, 1912
Premiums Written — Claims Incurred
Capital stock paid in cash $100,340 Premiums — Ontario (net) $197,151
Total assets 702,489 Premiums — Total business (net) . . 458,948
Total liabilities 407,815 Claims — Ontario (net) 141,533
Surplus protection of policyholders 294,674 Claims — Total business (net). . . . 317,368
BRITISH CROWN ASSURANCE CORPORATION, LIMITED*
Head Office, Glasgow, Scotland
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada.^]. H. Riddel, Toronto.
Chief or General Agent in Ontario. — J. H. Riddel, 217 Bay St., Toronto.
Date of Incorporation. — March, 1907. Date commenced business in Canada. — January 1, 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash $125,000 Premiums — Ontario (net) $141,919
Assets in Canada 452,099 Premiums — Canada (net) 318,290
Liabilities in Canada 260,910 Claims — Ontario (net) 85,190
Claims — Canada (net) 189,201
BRITISH EMPIRE ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, E. A. Brownell, Toronto; Vice-Presidents. H. C. Cox, G. A. Morrow,
C. S. Wainwright, Toronto; Secretary, G. Stubington, Toronto; General Manager, Kenneth
Thom, Toronto,
Directors. — E. A. Brownell, W. M. Cox, H. C. Cox, G. A. Morrow, E. R. Wood, E. Willans,
C. S. Wainwright, all of Toronto; and J. Lester Parsons, D. G. Wakeman and H. J. Wyatt, of
New York.
Chief or General Agent in Ontario. — Wilfrid M. Cox, 16-22 Wellington St. E., Toronto.
Date of Incorporation. — June 11, 1928. Date commenced business in Canada. — June 25, 1928
Premiums Written — Claims Incurred
Capital stock paid in cash $100,000 Premiums — Ontario (net) $130,857
Total assets 457,399 Premiums — Total business (net) . . 293,633
Total liabilities 252,198 Claims — Ontario (net) 67,673
Surplus protection of policyholders 205,201 Claims — Total business (net). ... ■ 161,378
THE BRITISH & EUROPEAN INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive in Canada. — John Holroydc, Montreal.
Chief or General Agent in Ontario. — Stanley Moss, c/o Fidelity Agency of Canada, Ltd., 53
Adelaide St. E., Toronto.
Date of Incorporation. — 1908. Dale commenced business in Canada. — July 7, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash £50,000 Premiums — Ontario (net) $15,523
Assets in Canada $10.^,240 Premiums — Canada (net) ;)L,028
Liabilities in Canada 54,208 Clai ms — Ontario (net) 13,732
Claims — Canada (net) 36,295
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 I_l
THE BRITISH GENERAL INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — John Holroyde, Montreal.
Chief or General Agent in Ontario. — E. P. Beatty, Temple Bldg., Toronto.
Date of 1 ncorporation. — 1904. Date commenced business in Canada. — January 1, 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash £175,000 Premiums — Ontario (net) $47,774
Assets in Canada $194,968 Premiums — Canada (net) 130,128
Liabilities in Canada 122,497 Claims — Ontario (net) 38,554
Claims — Canada (net) 96,604
THE BRITISH LAW INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — C. J. R. Coyle, 465 St. John St., Montreal.
Chief or General Agent in Ontario. — D. L. Durrant, 36 Toronto St., Toronto.
Dale of I ncorporation. — 1888. Date commenced business in Canada. — January 15, 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,459,980 Premiums — Ontario (net) $19,706
Assets in Canada 144,980 Premiums — Canada (net) 102,860
Liabilities in Canada 119,111 Claims — Ontario (net) 10,494
Claims — -Canada (net) 92,495
BRITISH NORTHWESTERN FIRE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, J. H. Riddel, Toronto; Vice-President, S. Fairley; Managing Director,
J. H. Riddel, Toronto.
Directors. — J. H. Riddel, Toronto; H. T. Fairley, Toronto; S. Fairley, Toronto; B. B.
Cronyn, Toronto; S. A. Bennett, London, England; Briane S. Mountain, W. E. Young, Toronto;
Sir E. M. Mountain, London, England; W. H. Despard, Toronto.
Date of I ncorporation. — 1906. Date commenced business in Canada. — February 20, 1912t
Premiums Written — Claims Incurred
Capital stock paid in cash $248,699 Premiums — Ontario (net) $79,626
Total assets 832,350 Premiums — Total business (net). . 173,788
Total liabilities 279,745 Claims — Ontario (net) 31,250
Surplus protection of policyholders 552,605 Claims— Total business (net). . . . 81,098
BRITISH OAK INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — R. W. Nash, Montreal.
Chief or General' A gent in Ontario. — E. D. Hardy, 465 Sparks St., Ottawa, Ont.
Date of I ncorporation. — 1908. Dale commenced business in Canada. — September 3, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash £175,000 Premiums — Ontario (net) $31,030
Assets in Canada $270,354 Premiums — Canada (net) 150,990
Liabilities in Canada 118,635 Claims — Ontario (net) 24,892
Claims — Canada (net) 103,468
BRITISH TRADERS INSURANCE COMPANY, LIMITED*
Head Office, Victoria, in the Colony of Hong Kong
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — -Colin E. Sword, Toronto.
Chief or General Agent in Ontario. — Colin E. Sword, 44 Victoria St., Toronto.
Date of Organization. — 1865. Date commenced business in Canada. — February 20, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $192,000 Premiums — Ontario (net) $135,268
Assets in Canada 887,904 Premiums — Canada (net) 289,492
Liabilities in Canada 194,574 Claims — Ontario (net) 70,109
Claims — Canada (net) 167,427
I
*See note on page 1.
fPrior to date business was confined to Province of Manitoba.
12 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
CALEDONIAN AMERICAN INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Douglas Cownie, Bank of Nova Scotia Bldg.,
Montreal.
Chief or General Agent in Ontario. — Thomas Irvine Co., Ltd., Excelsior Life Bldg., Toronto.
Date of Incorporation. — 1897. Date commenced business in Canada. — February 10, 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $15,411
Assets in Canada 104,009 Premiums — Canada (net) 57,349
Liabilities in Canada 50,906 Claims — Ontario (net) 6,662
Claims — Canada (net) 17,603
CALEDONIAN INSURANCE COMPANY*
Head Office, Edinburgh, Scotland
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Douglas Cownie, Montreal.
Chief or General Agent in Ontario. — Geo. H. Muntz, Temple Bldg., Toronto.
Date of Organization. — 1805. Date commenced business in Canada. — February, 1883.
Premiums Written — Claims Incurred
Capital stock paid in cash $754,323 Premiums — Ontario (net) $126,505
Assets in Canada 690,917 Premiums — Canada (net) 325,838
Liabilities in Canada 282,976 Claims — Ontario (net) 76,498
Claims — Canada (net) 152,575
CALIFORNIA INSURANCE COMPANY*
Head Office, San Francisco, Cal.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — John Anderson, Vancouver, B.C.
Chief or General Agent in Ontario. — W. M. Hargraft, 49 Wellington St. E., Toronto.
Dale of I ncorporatton. — 1864. Date commenced business in Canada. — November 18, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $48,433
Assets in Canada 162,075 Premiums — Canada (net) 88,490
Liabilities in Canada 67,315 Claims — Ontario (net) 37,931
Claims — Canada (net) 61,928
CAMDEN FIRE INSURANCE ASSOCIATION*
Head Office, Camden, N.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Wm. H. Burgess, Toronto, Ont.
Chief or General Agent in Ontario. — Wm. H. Burgess, Toronto, Ont.
Date of Incorporation. — March, 1841. Date commenced business in Canada. — February 26,
1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $18,209
Assets in Canada 143,308 Premiums — ^Canada (net) 52,264
Liabilities in Canada 32,737 Claims — Ontario (net) 14,116
Claims — Canada (net) 41,216
CANADA ACCIDENT AND FIRE ASSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President, C. H. Godfrey, Montreal; Vice-President, John Holroyde, Montreal;
Secretary, H. F. Roden, Montreal; General Manager, John Holroyde, Montreal.
Directors. — C. H. Godfrey, Montreal; John Holroyde, Montreal; T. H. Hudson, Westraount,
Que.; R. Ewin, Montreal; Alfred Lambert.
Chief or General Agent in Ontario. — H. S. Thorne, 100 Adelaide St. W., Toronto.
Date of I ncor Poration. — June 23, 1887. Date commenced business in Canada. — September
10, 1888.
Premiums Written — Claims Incurred
Capital stock paid in cash $43,320 Premiums — Ontario (net) $256,117
Total assets 1,721,925 Premiums — Total business (net). . 779,276
Total liabilities 879,372 Claims — Ontario (net) 134.220
Surplus protection of policyholders 842,553 Claims — Total business (net). . . . 430,871
♦See note on page 1.
JOINT STOCK INSURANXE COMPANIES FOR 1931 13
THE CANADA LIFE ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, Leighton McCarthy, K.C., Toronto, Ont.; Vice-President, E. R. Wood,
Toronto; General Manager, A. X. Mitchell, Toronto; Secretary, J. H. Domelle.
Directors. — H. C. Cox, Oakville; Leighton McCarthy, K.C., Toronto; Ai me Geoffrion,
K.C., B.C.L., Montreal; E. R. Wood, LL.D., Toronto; Hon. Chas. Stewart, P.C., M.B., Ottawa;
J. A. McLeod, Toronto; J. H. Plummer, D.C.L., Toronto; W. E. Rundle, Toronto; John Stuart,
Chicago; Rt. Hon. Sir Thomas White, K.C.M.G., Toronto; A. E. Ames, Toronto; C.A. Bogert,
Toronto; A. V. Davis, Pittsburgh, Pa.; A. X. Mitchell; W. X. Tilley, K. C.
Date of I ncorporation. — August 21, 1847. Date commenced business in Canada. — August 21,
1847.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $5,554,985
Total assets 204,778,372 Premiums — Total business (net). . 38,339,592
Ontario business in force (gross) .. .223,900,098 Death Claims — Ontario (net) ... . 2,106,566
Total business in force (gross) ... 1,028,439,182 DeathCIaims — Totalbusiness (net) 8,089,676
THE CANADA NATIONAL FIRE INSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President J. B. Coyne, K.C., Winnipeg; Vice-Presidents, Allan S. Bond, Winnipeg;
T. S. McPherson, Mctoria, B.C.; James H. Curtin, Winnipeg; Secretary-Treasurer, J. A.
MacGregor, Winnipeg.
Directors. — H. E. Turnbull, Winnipeg, Man.; Cecil L. H. Branson, V'ictoria, B.C., D. M.
Sanson. Toronto; J. B. Coyne, K.C., .Allan S. Bond, James McDiarmid, A. C. Ferguson, K.C.,
W. J. Christie, John Martin, all of Winnipeg; T. S. McPherson, Victoria, B.C.; S. P. Grosch,
K.C., W. W. Amos, M.D.; E. H. Hebb, Winnipeg; Theodore Kipp, Winnipeg; A. M. Barkwell,
Winnipeg; D. M. Sanson, Toronto.
Chief or General Agent in Ontario, — D. M. Sanson, 114 Forest Hill Rd., Toronto.
Date of I ncorporation. — April 7, 1909. Date commenced business in Canada. — July 31, 1911.
Premiums Written — Claims Incurred
Capital stock paid in cash $945,760 Premiums — Ontario (net) $21,106
Total assets 1,434,275 Premiums — Total business (net). . 120,666
Total liabilities 157,167 Claims — Ontario (net) 15,75&
Surplus protection of policyholders 1,277,108 Claims — Total business (net). . . . 77,151
CANADA SECURITY ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President and General Manager, Wm. A. Thomson, Toronto; Vice-Presidents,
John B. Laidlaw, Henry F. Gooderham, Toronto; Secretary, Thos. James, Toronto.
Directors. — Wm. A. Thomson, Toronto; C. C. Paull, Toronto; G. P. Patteson, Ottawa, Ont.;
Henry F. Gooderham, Toronto; C. D. Henderson, Toronto; Fred W. Lamont, Toronto; Dr. W.
E. Ferguson, Toronto; John B. Laidlaw, Toronto; Donald B. Sinclair, Toronto.
Date of I ncor poration. — May 11, 1920. Date commenced business in Canada. — October 1, 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Pre miums — Ontario (net) $85,831
Total assets 786,001 Premiums — Total business (net). . 252,745
Total liabilities 198,604 Claims — Ontario (net) 32,815
Surplus protection of policyholders 587,397 Claims — Total business (net). . . . 119,597
THE CANADIAN FIRE INSURANCE COMPANY*
Head Office, Winnipeg, M.a.n.
Officers. — President, R. T. Riley, Winnipeg; Vice-President, C. S. Riley, Winnipeg; General
Manager, A. L. Denison, Winnipeg.
Directors. — A. L. Denison, Winnipeg; R. R. Wilson, Winnipeg; J. L. Bathgate, Winnipeg;
W. A. Murphy, Winnipeg; James A. Richardson, Winnipeg.
Chief or General Agent in Ontario. — F. X. Boyd, Federal Bldg., Toronto.
Date of I ncor poration. — 1887. Date commenced business in Canada. — 1895.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $214,927
Total assets 2,583,978 Premiums — Total business (net) . . 930,187
Total liabilities 984,845 Claims — Ontario (net) 120,848
Surplus protection of policyholders 1,599,133 Claims — Total business (net) ... . 446,630
*See note on page 1.
14 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
CANADIAN GENERAL INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, VV. W. Evans, Toronto; Vice-Presidents, VV. P. Fess and P. H. Horst;
Secretary, T. G. Breck.
Directors. — E. R. Bremner, Ottawa; W. W. Evans, Toronto; W. P. Fess, Toronto; Paul H.
Horst, Toronto; Col. Walter MacGregor, Windsor; N. M. Paterson, Fort William; R. G. Ivey,
Toronto; Senator Lome C. Webster, Montreal; H. E. Sellers.
Date of Incorporation. — April 27, 1907. Date commenced business in Canada. — -Apiil 27, 1907
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $312,448
Total assets 1,280,324 Premiums — Total business (net). . 696,726
Total liabilities 534,229 Claims — Ontario (net) 182,913
Surplus protection of policyholders 746,095 Claims — Total business (net). . . . 428,960
CANADIAN INDEMNITY COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, R. T. Riley, Winnipeg; Vice-President and Managing Director, C. S.
Riley, Winnipeg; General Manager, A. L. Denison, Winnipeg; Secretary, Jas. A. Dowler,
Winnipeg.
Directors. — R. T. Riley, Winnipeg; C. S. Riley, Wihnipeg; G. H. Aikins, Winnipeg; J. A.
Crowe, Winnipeg; R. R. Wilson, Winnipeg; J. H. Riley, Winnipeg; A. L. Denison, Winnipeg;
A. F. Culver, Montreal, Que.
Chief or General Agent in Ontario. — F. N. Boyd, Federal Bldg., Toronto.
Date of I ncor poralion. — March 23, 1918. Date commenced business in Canada. — December 1,
1919.
Premiums Written- — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $150,667
Total assets 1,331,088 Premiums — Total business (net) . . 807,970
Total liabilities 647,094 Clai ms — Ontario (net) 67,127
Surplus protection to policyholders 683,994 Claims — Total business (net). . . . 358,600
THE CANADIAN SURETY COMPANY*
Head Office, Toronto, Ont.
Officers. — President, A. F. Lafrentz, New York; 1st Vice-President, W. H. Hall, Toronto;
2nd Vice-President, T. Bradshaw, F.I. A.; Manager, Wm. H. Burgess, Toronto.
Directors. — Sir Geo. Burn, F. W. Lafrentz, New York; A. F. Lafrentz, D. H. Cook, New
York; W. L. Matthews, Toronto; F. G. Osier, Toronto; F. J. Parry, New York; Wm. E. McKell,
New York; R. R. Brown, New York, N.Y.; T. Bradshaw, Toronto; Wm. H. Burgess, Toronto;
W. H. Hall, Toronto; A. E. Knox, Toronto,
Dale of I ncor poration. — May 19, 1911. Date commenced business in Canada. — July, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $155,799
Total assets 1,291,175 Premiums — Total business (net) . . 529,038
Total liabilities 492,822 Claims — Ontario (net) 44,067
Surplus protection of policyholders 798,353 Claims — Total business (net). . . . 237,731
CAPITAL LIFE ASSURANCE COMPANY OF CANADA*
Head Office, Ottawa, Ont.
Officers. — President, John J. Lyons, Ottawa; Vice-Presidents, A. E. Corrigan and L. N.
Poulin, Ottawa; Managing Director, A. E. Corrigan, Ottawa.
Directors. — Col. D. R. Street, Ottawa; W. H. McAuliffe, Ottawa; Gordon Grant, Toronto;
R. P. Gough, Toronto; Dr. N. A. Dussault, Quebec; A. E. Corrigan, Ottawa; D. B. Mulligan,
Montreal; J. J. Lyons, Ottawa; E. VV. Tobin, Bro mptonville; Col. L. T. Martin, Ottawa; L. N.
Poulin, Ottawa.
Date of I ncor poration. — 1911. Dale commenced business in Canada. — January 11, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $137,000 Premiums — Ontario (net) $128,351
Total assets 2,818,288 Premiums — Total business (net). . 519.585
Ontario business in force (gross).. 5,586,920 Dcatli Claims — Ontario (net).... 40,906
Total business in force (gross) ... . 20,682,329 Death Claims — Totalbusiness (net) 99,728
*See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 15
CAR & GENERAL INSURANCE CORPORATION, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm, Montreal.
Chief or General Agent in Ontario. — H. B. Rowe, Concourse Bldg., Toronto.
Date of Incor poration. — 1903. Date commenced business in Canada. — January, 1919.
Premiums Written — Claims Incurred
Capital stock paid in cash £51,436 Premiums — Ontario (net) $29,720
Assets in Canada 543,804 Premiums — Canada (net) 230,073
Liabilities in Canada 220,325 Claims — Ontario (net) 17,871
Claims — Canada (net) 108,585
CASUALTY COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President, Col. A. E. Gooderham, Toronto; Managing Director, A. W. East mure,
Toronto.
Directors. — G. H. Gooderham, E. D. Gooderham, Col. G. G. Blackstock, A. E. Gooderham,
Jr.; H. W. Falconer, D. G. Ross, Col. A. E. Gooderliam, Sr. ; A. W. Eastmure.
Date of I ncor poration. — May 19, 1911. Date commenced business in Canada. — January 1,
1916.
Premiums Written — Claims Incurred
Capital stock paid in cash $201,600 Premiums — Ontario (net) $168,063
Total assets 441,928 Premiums — Total business (net). . 293,645
Total liabilities 224,286 Claims — Ontario (net) 72,569
Surplus protection of policyholders 217,642 Claims — Total business (net). . . . 152,510
THE CENTRAL INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Lewis Laing, Montreal.
Chief or General Agent in Ontario. — R. Forster Smith, Metropolitan Bldg., Toronto.
Date of I ncor poration. — June 25, 1907. Date eommenced business in Canada. — June 25 1923
Premiums Written — Claims Incurred
Capital stock paid in cash £100,000 Premiums — Ontario (net) $40,433
Assets in Canada $351,903 Premiums — Canada (net) 181,866
Liabilities in Canada 211,769 Claims — Ontario (net) 17,311
Claims — Canada (net) 98,430
CENTRAL UNION INSURANCE COMPANY*
Head Office, Jersey City, N.J.
Principal Office in Canada. — Montreal, Que.
Manager or Chief Executive Officer in Canada. — Joseph H. Gendron, Montreal, Que.
Chief or General Agent in Ontario. — W. A. Medland, Mail Building, Toronto, Ont.
Date of I ncor poration. — 1928. Dale commenced business in Canada. — January 2, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $5,140
.Assets in Canada 141,714 Premiums — ^Canada (net) 16,649
Liabilities in Canada 11,602 Claims — Ontario (net) 1,191
Claims — Canada (net) 5,192
CENTRAL WEST CASUALTY COMPANY*
Head Office, Detroit, Mich.
Principal Office in Canada, London, Ont.
Manager or Chief Executive Officer in Canada. — Geo. H. Davis, Huron & Erie Building,
London, Ont.
Chief or General Agent in Ontario. — Geo. H. Davis, London, Ont.
Date of Incor poration. — June, 1922. Date commenced business in Canada. — April, 1931.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $7,583
Assets in Canada 59,183 Premiums — Canada (net) o'nio
Liabilities in Canada 4,745 Clai ms — Ontario(net) ?>555
Claims — Canada (net) 2,063
*See note on page 1.
16 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
CENTURY INDEMNITY COMPANY*
Head Office, Hartford, Conn.
Principal Office in Canada, 15 Toronto St., Toronto, Ont.
Manager or Chief Executive Officer in Canada. — A. M. M. Kirkpatrick, Toronto.
Chief or General Agent in Ontario. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto.
Date of Incorporation. — 1917. Date commenced business in Canada. — 1929.
Premiums Written — Losses Incurred
Capital stock paid in cash $750,000 Premiums — Ontario (net) $21,408
Assets in Canada 412,471 Premiums — Canada (net) 53,167
Liabilities in Canada 32,959 Claims — Ontario (net) 5,766
Claims — Canada (net) 32,954
CENTURY INSURANCE COMPANY, LIMITED*
Head Office, Edinburgh, Scotland
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — T. W. Greer, Vancouver, B.C.
Chief or General Agent in Ontario. — Reed, Shaw & McNaught, 64 Wellington St. W., Toronto.
Date of Incorporation. — 1885. Date commenced business in Canada. — 1914.
Premiums Written — Claims Incurred
Capital stock paid in cash £350,000 Premiums — Ontario (net) $164,235
Assets in Canada 708,809 Premiums — Canada (net) 405,764
Liabilities in Canada 349,927 Claims — Ontario (net) 86,340
Claims — Canada (net) 216,914
CHICAGO FIRE AND MARINE INSURANCE COMPANY*
Head Office, Chicago, Illinois
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Edmund Foster, 724 Insurance Exchange
Bldg., Montreal, Que
Chief or General Agent in Ontario. — R. Stanley Deeton, 50 Gloucester St., Toronto, Ont.
Date of Incorporation. — 1920. Date commenced business in Canada. — July 1, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $49,116
Assets in Canada 185,182 Premiums — Canada (net) 113,046
Liabilities in Canada 94,979 Claims — Ontario (net) 37,561
Claims — Canada (net) 130,484
CHINA FIRE INSURANCE COMPANY, LIMITED*
Head Office, Victoria, Colony of Hong Kong
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Colin E. Sword, Toronto.
Chief or General Agent in Ontario. — Colin E. Sword, 44 Victoria St., Toronto.
Date of Incorporation. — 1865. Dale commenced business in Canada. — July 2, 1918.
_ Premiums Written — Claims Incurred
Capital stock paid in cash $400,000 Premiums — Ontario (net) $19,396
Assets in Canada 111,215 Premiums — Canada (net) ■ 34,376
Liabilities in Canada 23,373 Claims — Ontario (net) 13,865
Claims — Canada (net) 17,485
THE CITIZENS INSURANCE COMPANY OF NEW JERSEY*
Head Office, Jersey City, N.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Peter A. McCallum, Toronto.
Chief or General Agent in Ontario. — Peter A. McCallum, 24 Wellington St. E., Toronto.
Date of Incorporation. — 1929. Date commenced business in Canada. — January, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $6,196
Assets in Canada 137.664 Premiums — Canada (net) 55.995
Liabilities in Canada 25,355 Claims — Ontario (net) 1,301
Claims — Canada (net) 49,599
♦See note on page 1.
tAssets and liabilities of Chicago Fire and Marine Insurance Company belong to The Lincoln
Fire Insurance Company ot New York, taken over December, 1931.
i
JOINT STOCK INSURANCE COMPANIES FOR 1931 17
CITY OF NEW YORK INSURANCE COMPANY*
Head Office, New York, N.Y.
Manager or Chief Executive Officer in Canada. — F. W. Evans, Montreal, Que.
Chief or General Agent in Ontario. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto.
Date of Incorporation. — 1905. Date commenced business in Canada. — July 1, 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 Pre mi u ms — Ontario (net) t
Assets in Canada 245,029 Premiums — Canada (net) t
Liabilities in Canada Claims — Ontario (net) t
Claims — Canada (net) f •
COLUMBIA INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — James B. Paterson, Montreal.
Chief or General Agent in Ontario. — W. Rae Blight, 22 Toronto St., Toronto.
Date of Incorporation. — 1901. Date commenced business in Canada. — October 11, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $18,426
Assets in Canada 433,089 Premiums — Canada (net) 81,326
Liabilities in Canada 109,190 Claims — Ontario (net) 11,364
Claims — Canada (net) 38,074
COMMERCIAL UNION ASSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — John Holroyde, Montreal.
Chief or General Agent in Ontario. — W. M. Hargraft, 49 Wellington St. E., Toronto.
Date of Incorporation. — Septe mber28, 1861. Dale commenced business in Canada. — September
11, 1863.
Premiums Written — Claims Incurred
Capital stock paid in cash $17,228,000
Life: Life:
Assets in Canada 2,308,425 Premiums — Ontario (net) $733
Ontario business in force (gross) . . . 41,842 Premiums — Canada (net) 8,910
Canadian business in force (gross) 410,508 Death Claims — Ontario (net). ... Nil
Death Claims — Canada (net) .... Nil
Other than Life: Other than Life:
Assets in Canada 1,664,801 Premiums — Ontario (net) 283,674
Liabilities in Canada 646,062 Premiums — Canada (net) 811,406
Claims — Ontario (net) 144,112
Claims — Canada (net) 456,172
CONFEDERATION LIFE ASSOCIATION*
Head Office, Toronto, Ont.
Officers. — President, Chas. S. Macdonald, Toronto; Vice-Presidents, Col. J. F. Michie and
R. S. Waldie, Toronto; General Manager, V. R. Smith, M.A., Toronto; Secretary, Chas. Reade
Dent, Toronto.
Directors. — Charles S. Macdonald, Toronto; Lieut. -Col. J. F. Michie, Toronto; John
Firstbrook, Toronto; James E. Ganong, Toronto; Wilmot L. Matthews, Toronto; B. B. Cronyn,
Toronto; R. S. Waldie, Toronto; Walter C. Laidlaw, Toronto; Arthur F. White, Toronto; Chas.
P. Smith, Toronto; P. A. Thomson, Toronto.
Dale of Incorporation. — April 14, 1871. Date commenced business in Canada. — October 31,
1871.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $2,491,119
Life: Premiums — Total business (net) . . 14,667,182
Total assets 88,221,263 Death Claims — (Ontario net) .... 466,457
Ontario business in force (gross) .. . 87,624,616 DeathClaims — Totalbusiness (net) 2,885,747
Total business in force (gross) . . . .381,085,182
Other than Life: Other than Life:
Total assets 98,139 Premiums — Ontario (net) 10,157
Total liabilities 4,063 Premiums — Canada (net) 13,465
Surplus protection of policyholders 94,076 Claims — Ontario (net) 3,617
Clai ms — Canada (net; 6,029
♦See note on page 1.
tincluded in Home Insurance figures.
18 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
CONNECTICUT FIRE INSURANCE COMPANY*
Head Office, Hartford, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. W. Tatley, Montreal.
Chief or General Agent in Ontario. — Reed, Shaw & McNaught, 64 Wellington St. W., Toronto.
Dale of Incorporation. — June, 1850. Dale commenced business in Canada. — 1886.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $57,134
Assets in Canada 461,793 Premiums — Canada (net) 208,619
Liabilities in Canada 147,568 Claims — Ontario (net) 27,486
Claims — Canada (net) 112,925
CONSOLIDATED FIRE AND CASUALTY INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, Geo. Oakley, Toronto; 1st Vice-President, P. R. Gardiner, Toronto;
2nd Vice-President, Geo. McNamara, Toronto; Managing Director, W. B. Coatts, Toronto.
Directors.- — J. H. Dussault, Montreal, Que.; Geo. Oakley, Toronto, Ont.; S. E. Dinsmare,
Windsor, Ont.; J. M. Pigott, Hamilton, Ont.; W. B. Coatts, Toronto, Ont.; P. R. Gardiner,
Toronto, Ont.; G. H. Gray, Toronto, Ont.; S. .\. Hayden, Toronto, Ont.; L. M. Maguire, Toronto,
Ont.; J. A. Waidrop, Toronto, Ont.; W. H. Wright, Barrie, Ont.; W. F. Pearce, Toronto, Ont.;
T. R. Watson, Toronto, Ont.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $213,790
Total assets 513,010 Premiums — Canada (net) 552,898
Total liabilties 310,729 Claims — Ontario (net) 83,915
Surplus protection of policyholders 202,281 Claims — Canada (net) 284,284
CONTINENTAL CASUALTY COMPANY*
Head Office, Chicago, III.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. D. Bedolfe, Toronto.
Chief or General Agent in Ontario. — R. D. Bedolfe, Federal Bldg., Toronto.
Date of Incor poration. — 1897. Dale commenced business in Canada. — November 6, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,500,000 Premiums — Ontario (net) $287,588
Assets in Canada 618,496 Premiums — Canada (net) 646,027
Liabilities in Canada 323,511 Claims — Ontario (net) 151,298
Claims — Canada (net) 350,347
THE CONTINENTAL INSURANCE COMPANY OF NEW YORK*
Head Office, New York
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — W. E. Baldwin, Montreal.
Chief or General Agent in Ontario. — Gilbert S. Pearcy, .36 Toronto St., Toronto.
Date of I ncor poration. — January, 1853. Date commenced business in Canada. — November
25, 1910.
Premiu.ms Written — Claims Incurred
Capital stock paid in cash $19,495,958 Premiums — Ontario (net) $152,157
Assets in Canada 947,889 Premiums — Canada (net) 471,261
Liabilities in Canada 352,922 Claims — Ontario (net) 90,973
Claims — Canada (net) . 297,665
CONTINENTAL LIFE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President and Managing Director, Geo. B. Woods, Toronto; 1st Vice-President,
Dr. H. W. Akins, Toronto; 2nd Vice-President, Sidney Jones; Assistant General Manager, Chas.
H. Fuller.
Directors. — N. L. Paterson, Toronto; W. A. Medland, Toronto; George B. Woods, Toronto;
Dr. H. W. Aikins, Toronto; Sidney Jones, Toronto; Georgi- H. Smith, Toronto; Sir George
Garneau, Quebec; G. H. Fensom, Toronto; G. H. Muntz, Toronto; W. A. Denton, Toronto
Richard Southam, Toronto; E. E. Sharpc, Winnipeg, Man.; John W. Hobbs, Toronto; Wm. A.
Dryden, Brooklin, Ont.; John T. Richardson, Toronto.
Dale of I ncor poration. — 1899. Date commenced business in Canada. — November, 1899.
Premiums Written — Clai.ms Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $516,329
Total assets 7,538,903 Premiums — Total business (net). . 1.261,484
Ontario business in force (gross) .. . 18,863,190 Death Claims — Ontario (net) ... . 99,213
Total business in force (gross) ... . 38,808,961 Death Claims — Total business (net) 181,437
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 19
THE CORNHILL INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Willis Faber & Co., Montreal.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Incorporation. — 1905. Date commenced business in Canada. — June 22, 1922.
Premiums Written — Claims Incurred
Capital stock paid in cash £250,000 Premiums — Ontario (net) $84,904
Assets in Canada $420,287 Premiums — Canada (net) 294,215
Liabilities in Canada 204,527 Claims — Ontario (net) 48,211
Claims — Canada (net) 150,906
COSMOPOLITAN FIRE INSURANCE COMPANY*
Head Office, New York, X.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, 14 Toronto St., Toronto.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Incorporation. — 1928. Date commenced business in Canada. — 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Pre miu ms— Ontario (net) $1,185
Assetsin Canada 111,169 Pre miu ms — Canada (net) 2,895
Liabilities in Canada 93 Claims — Ontario (net) 2,212
Claims — Canada (net) 16,624
COUNTY FIRE INSURANCE COMPANY OF PHILADELPHIA*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — H. C. Bourne, 465 St. John St., Montreal, Que.
Chief or General Agent in Ontario. — W. Robbin, Room 205, Dominion Bank Bldg., Toronto,
Ont.
Date of Incorporation. — 1832. Commenced business in Canada. — November, 1931.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $8,578
Assets in Canada 341,925 Premiums — Canada (net) 18,711
Liabilities in Canada 12,821 Claims — Ontario (net) 22,401
Claims — Canada (net) 7,619
CROWN LIFE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, Sir Robert L. Borden, Ottawa; Vice-President, C. W. Somers, Toronto;
General Manager, H. R. Stephenson.
Directors. — Sir Robert L. Borden, Ottawa; H. R. Stephenson, Toronto; G. O. Somers,
Pasadena, Cal; Geo. A. Morson, Camaguey, Cuba; W. R. Morson, Toronto; F. R. McD.
Russell, Vancouver, B.C.; Grant Hall, Montreal; C. W. Somers, Toronto; W. F. Watkins,
Toronto; F. Erickson Brown, Toronto; H. D. Burns, Toronto; G. E. Spragge, Toronto.
Date of Incor poration. — June 14, 1900. Date commenced business in Canada. — September 10,
1901.
Premiums Written — Claims Incurred
Capital stock paid in cash $229,697 Premiums — Ontario (net) $1,233,402
Total assets 16,654,078 Premiums — Total business (net) . . 4,378,364
Ontario business in force (gross) .. . 36,895,044 Death Claims — Ontario (net) ... . 434,806
Total business in force (gross) .... 136,684,208 Death Claims — Totalbusiness(aet) 836,506
*See note on page 1.
20 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE DOMINION OF CANADA GENERAL INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, Col. A. E. Gooderham; Vice-Presidents, Major A. E. Gooderham, Jr.,
D. G. Rose; General Manager, H. W. Falconer.
Directors. — Col. A. E. Gooderham, Toronto; D. G. Rose, Toronto; E. D. Gooderham, Geo.
E. Gooderham, Toronto; Col. G. G. Blackstock, Toronto; Albert E. Gooderham, Jr., Toronto;
G. H. Gooderham, Toronto; H. W. Falconer, Toronto.
Date of Incorporation. — June 23, 1887. Date commenced business in Canada. — November 5
1887
Premiums Written — Claims Incurred
Capital stock paid in cash $1,005,300
Life: Life:
Total assets $641,847 Premiums — Ontario (net) $108,757
Ontario business in force (gross) .. . 4,938,271 Premiums — Total business (net) . . 231,176
Total business in force (gross) .... 7,823,987 Death Claims — Ontario (net) .... 17,944
Death Claims — Total business (net) 32,867
Other than Life: Other than Life:
Total assets $2,931,285 Premiums — Ontario (net) $1,056,588
Total liabilities 1,331,840 Premiums — Total business (net) . . 1,629,038
Surolus protection of policyholders 1,599,445 Claims — Ontario (net) 444,444
*^ Claims— Total business (net) 710,228
THE DOMINION FIRE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President and Managing Director, Lieut. -Col. Robt. F. Massie, Toronto; 1st Vice-
President, R. S. Cassels, K.C., Toronto; 2nd Vice-President, F. J. Cuthbertson, Montreal.
Directors. — Lieut. -Col. Robt. F. Massie; R. A. Brock, Montreal; R. S. Cassels, K.C., Toronto;
Geo. J. Cutherbertson, Montreal; Alfred F. James, Milwaukee; Howard Greene, Milwaukee; Dr.
Thaddeus Walker, Detroit; C. S. McDonald, Toronto; John A. Eraser, Toronto.
Date of Incorporation. — 1904. Date commenced business in Canada. — May 11, 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash $296,975 Premiums — Ontario (net) $218,563
Total assets 908,165 Premiums — Total business (net). . 343,656
Total liabilities 340,479 Claims — Ontario (net) 95,315
Surplus protection of policyholders 567,685 Claims — Total business (net) ... . 159,747
THE DOMINION LIFE ASSURANCE COMPANY*
Head Office, Waterloo, Ont.
Officers. — President and Managing Director, Ford S. Kumpf; Vice-Presidents, Edward F.
Seagram, Geo. D. Forbes, G. A. Dobbie.
Directors. — A. J. Andrews, K.C., Winnipeg; C. W. Wells, D.D.S., Toronto; W. L. Hilliard,
M.D., Waterloo; J. H. Gundy, Toronto; H. M. Snyder, Waterloo; C. Gordon Cockshutt,
Brantford; Thos. Hilliard, Waterloo, Ont.; W. H. Malkin, Vancouver, B.C.
Date of Incorporation. — March 20, 1889. Date commenced business in Canada. — July 12, 1889.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $2,037,546
Total assets 25,470,427 Premiums — Total business (net). . 5,234,856
Ontario business in force (gross). . . 72,306,968 Death Claims — Ontario (net) ... . -418,949
Total business in force (gross) .... 150,319,791 DeathClaims — Total business (net) 799,617
EAGLE, STAR & BRITISH DOMINIONS INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — J. H. Riddel, Toronto.
Chief or General Agent in Ontario. — J. H. Riddel, 217 Bay St., Toronto.
Date of Incorporation. — 1904. Date commenced business in Canada. — May, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,318,690 Premiums — Ontario (net) $161,599
Assets in Canada 460,547 Premiums — Canada (net) 452,736
Liabilities in Canada 320,937 Claims — Ontario (net) 113,652
Claims — Canada (net) 311,820
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931
21
T. EATON GENERAL INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, R. Y. Eaton; Vice-President, H. McGee; Secretary-Treasurer, J. J.
Vaughan, Toronto.
Directors. — R. Y. Eaton, Toronto; H. McGee, Toronto; J. J. Vaughan, Toronto; C. N. Mills,
Toronto; J. A. Livingstone, Toronto; J. Elliott, Toronto; G. D. Adams, Toronto; J. G. McKee,
Toronto; A. E. Stuart, Toronto
Dale of I ncorporalion. — May 11, 1920. Dale commenced business in Canada. — July 1, 1926.
Premiums Written — Claims Incurred
Capital stock paid in cash $86,000 Premiums — Ontario (net) $14,051
Total assets 172,438 Premiums — Total business (net). . 14,051
Total liabilities 2,050 Claims — Ontario (net) 387
Surplus protection to policyholders 170,388 Claims — Total business (net). . . . 387
THE T. EATON LIFE ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, R. Y. Eaton, Toronto; 1st Vice-President, H. McGee, Toronto; 2nd
Vice-President, Chas. Boothe, Toronto; Manager, J. A. Livingstone, Toronto.
Directors. — Lady F. McCrea Eaton, Toronto; \V. G. Dean, Toronto; H. M. Tucker,
Winnipeg; R. Y. Eaton, Toronto; J. J. Vaughan, Toronto; S. Wilson, Winnipeg; Mrs. J. S.
Burnside, Toionto; C. N. Mills, Toronto; G. T. Wolfe, Toronto; T. -A.. McCrea, Toronto; H.
McGee, Toronto; Chas. Boothe, Toronto.
Dale of Incorporation. — June 22, 1920. Date commenced business in Canada. — August 20, 1920 .
Premiums Written- — ^Claims Incurred
Capital stock paid in cash $100,000 Premiums — Ontario (net) $473,219
Total assets 3,776,326 Premiums — Total business (net). . 979,018
Ontario business in force (gross) .. . 14,667,049 Death Claims — Ontario (net).... 32,711
Total business in force (gross). .. . 27,069,658 DeathClaims — Totalbusiness (net) 73,914
THE EMPIRE LIFE INSURANCE COMPANY
Head Office, Toronto, Ont.
Incorporated. — January 11, 1923. Commenced business in the Province. — 'January 30, 1923.
Officers. — President, M. P. Langstaff; Secretary-Treasurer, J. R. Paterson; Actuary, L. T. Boyd.
Directors ^as at date of filing statement). — John Hallam, Toronco; B. R. McKenzie, Windsor; T. H. Wilson,
A. H. Vanderburgh, M. P. Langstafif, J. M. Vaughan, Toronto.
Auditors. — E. J. Howson, F.C.A. and A. B. Shepard, F.C.A., of firm of Thome MulhoUand Howson &
McPherson.
Capital Stock
Amount
Amount of capital stock authorized , $5,000,000. subscribed for
Number of shares, 50,000. Par value, $100.
Capital stock at beginning of year $3,644,500 00
Calls on capital received during year
16,900 00
Amount
paid in cash
$492,985 00
2,450 00
$495,435 00
2,535 00
Total
Deduct capital stock forfeited or cancelled
Capital stock at end of year $3,627,600 00 $492,900 00
Premium on Capital Stock
Total amount paid as premium on capital stock at beginning of year $927,440 00
Amount received during the year 465 00
Total amount paid to December 31st, 1931 $927,905 00
Synopsis of Ledger Accounts
As at December 31, 1930:
Net ledger assets $1,502,777 76
Borrowed money 216,200 00
Bank overdraft 3,517 65
Other ledger liabilities as follows:
Policy proceeds left with company. . 6,213 24
Premiums paid in advance 1,500 31
Agents' commission due for payment. 1,183 46
Deficiency of market value under
book value of securities 156,109 70
Total ledger assets $1,887,502 12
Increase in ledger assets in 1931:
Income $627,974 20
Increases inledgerliabili ties, as follows:
Rebate of commission on sale of
stock .. 85 00
Cash received on fotfeited shares. . . 2,083 80
Premium on capital stock 465 00
Total increase $630,608 00
Total $2,518,110 12
Decrease in ledger assets in 1931 :
Disbursements $331,814 84
Amount by which ledger assets were
written down 4,761 53
Decrease in borrowed money 87,000 00
Decrease in bank overdraft 3,517 65
Decreases inledgerliabilities, as follows:
Agents' balances 189 43
Capital stock 85 00
Total decrease $427,368 45
As at December 31, 1 93 1 :
Net ledger assets $1,736,402 11
Borrowed money 129,200 00
Other ledger liabilities, as follows:
Policy proceeds left with company. . 13,544 40
Premiums paid in advance 1,983 91
Agents' commission due for payment. 994 03
Deficiency of market value under
book value of securities 208,617 22
Total ledger assets $2,090,741 67
Total $2,518,110 12
*See note on page 1.
22 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Assets
Ledger Assets
Book value of real estate held for sale $22,638 00
Mortgage loans on real estate: First mortgages 487,736 25
Amount secured by the Company's policies in force, the reserve on each policy being in excess of all
indebtedness:
Loans to policyholders $110,339 22
Advances to policyholders under automatic non-forfeiture provisions 31,435 14
141,774 36
Book value of bonds, debentures and debenture stocks owned 431,945 04
Book value of stocks owned 996,254 66
Cash on hand and in banks:
On hand at head office $1,371 65
In chartered banks of Canada in Canada 7,161 01
In all other banks and depositories 176 36
8,709 02
Advances to agents 1,684 34
Total Ledger Assets $2,090,741 67
Non-Ledger Assets
Interest due, $3,047.40; accrued, $16,378.16 $19,425 56
Dividends due 3,391 52
$22,817 08
Net premiums due and uncollected and deferred 106,472 43
Due from reinsurance companies $812 89
Accounts receivable 1 ,303 1 1
2,116 00
Total Non-Ledger Assets $131,405 51
Total Assets $2,222, 147 18
Liabilities
Net liability under assurance annuity and supplementary contracts in force for payments not due,
dependent on life, disability or other contingency, or on a term certain $1,592,088 00
Provision for unpaid death losses and disability claims 14,500 00
Amounts left with Company (arising out of assurance contracts), including interest accumulations. . . . 13,544 40
Received from policyholders in advance: Premiums 1,983 91
Provincial, municipal and other taxes due and accrued 7,000 00
Salaries, rents and office expenses due and accrued 1,986 56
Medical examiners' fees due and accrued 284 00
Commissions to agents due and accrued 994 03
Borrowed money 1 29,200 00
Deficiency of market value under book value of securities 208,617 22
$1,970,198 12
Capital stock paid in cash $492,900 00
Deficit 240,950 94
251,949 06
Total Liabilities, Surplus and Capital $2,222, 147 18
Income Receipts
First Year Renewals Totals
Assurance premiums $75,555 64 $479,27100 $554,826 64
Less reinsurance premiums paid 2,484 67 25,103 30 27,587 97
Total net premium income $73,070 97 $454,167 70 $527,238 67
Total net premium income and consideration for annuities $527,238 67
Amounts left with the Company at interest (arising out of assurance contracts) 1 1,318 40
Interest and dividends '87,378 38
Gross rents from Company's property 2,038 75
Total Income $627,974 20
Expenditure Disbursements
Death Matured Disability Total
In respect of assurance contracts: Claims Endowments Claims
Death, endowment and disability claims;
Amount assured— Ordinary $37,766 28 $10,000 00 $5,477 82 $53,244 10
Net surrender values 47,602 82
Net dividends:
In cash $2,303 29
Waiver of premiums 95 1 34
Total Net Dividends 3,254 63
Total net disbursements in respect of assurance contracts $104,101 55
In respect of life annuity contracts:
Cash payments to annuitants 600 00
Total net disbursements in respect of assurance and annuity contracts $104,701 55
Amounts left with the Company and interest accumulations withdrawn 4,655 02
Taxes, licenses and fees 8,568 09
JOINT STOCK INSURANXE COMPANIES FOR 1931
23
Expenditure Disbursements — Continued
Head office expenses: — Salaries, $36,530.50; directors' fees, $841; auditors' fees, $1,415; travelling
expenses, $2,393.05; rents, $2,600.04 $43,779 59
Branch office and agency expenses:— Assurance commissions — first yeai $49,064.88; renewal, $10,915.34;
advanced to agents, $3,693.74; salaries, $36,353.74; travelling expenses, $37,499.18; office furniture,
$325.48 137,852 36
Commission on purchase and sale of securities ,. . . . 2,091 95
All other expenses: — Advertising, $948.54; office furniture, $526.86; books and periodicals, $1,282.13;
postage, $1,552.41; express, telegrams and telephones, $991.07; printing and stationery, $4,505.49;
legal fees, $2,578.82; medical fees, $2,435.50; investment expenses, $9,000; miscellaneous, $5,707.21. . 29,528 03
Insurance on lives of officers 638 25
Total Disbursements $331,814 84
Exliibit of Policies (Ordinary)
Whole Life
Endowment
Assurances
Term and other
Bonus
Addi-
tions
Totals
No.
."Vmount
No.
Amount
No.
.Amount
No.
Amount
At end of 1930
7,265
1,428
122
S
14,211,299
2,375,545
274,500
21,000
103,000
2.740
245
37
12
$
4,416,420
465,039
59,266
18,107
11,084
329
48
11
3
S
1,470,487
223,305
33,000
5,000
7,000
$
19,209
10,334
1,721
170
$
20,117,415
3,063,889
366,766
44,107
47
62
121,084
Totals
8,862
16,985,344
3,034
4,969,916
391
1,738,792
19,209
12,287
23,713,261
Less ceased by:
Death
22
37,120
5
1
7,620
10,000
27
1
3
408
1,712
44,740
10,000
3
15,500
15,500
259
1,323
534,043
2,423,412
103,939
888,050
18,000
149
316
55
37
196,032
448,576
91,190
97,827
59,982
730,075
73
16
12
405,486
13,902
63,500
51,500
1,290
3,278,764
209,031
465
12
536
61
1,049,377
Transferred from
129,482
Total ceased
2,081
4,004,564
563
911,227
104
549,888
1,290
2,748
5,466,969
At end of 1931
6,781
12,980,780
2,471
4,058,689
287
1,188,904
17,919
9,539
18,246,292
791,185
134,177
1 19,000
1,044,362
Miscellaneous
New policies issued and paid for in cash: Records not kept on a paid-for basis. Claims reinsured: Death
claims, nil; matured endowments, $10,000. Total amount in force divided as to dividend plan: Annual, $177,000;
quinquennial, $1,147,869; deferred, $6,935,698; non-participating, $9,985,725; total, $18,246,292. Additional
accidental death benefits: Gross amount issued, $561,125; reinsured, $69,000; terminated by accidental death, nil;
reinsured, nil; in force, $3,965,168; reinsured, $618,435.
Statement of Actuarial Liabilities
Assurance Section
Class of Contract
Gross in Force
Reinsured in Companies
Licensed in the Province
Number
Amount
Reserve
Amount
Reserve
Ordinary with Profits:
Life
3,440
1,018
$6,631,633
1,600,015
17,919
(1,418,150)
$499,306
199,290
9,032
1,088
11,103
$179,913
32,181
$11,164
Endowment Assurance
4,383
Additional accidental death benefits..
(172,900)
90
132
Totals
4,458
$8,249,567
$719,819
$212,094
$15,769
Ordinary vilhout Profits:
Life
3,341
1,453
287
$6,349,147
2,458,674
1,188,904
(2,547,518)
$587,594
449,372
8,804
2,165
21,714
$611,272
101,996
1 19,000
(445,535)
$44,657
9,164
656
235
487
Totals
5,081
$9,996,725
$1,069,649
$832,268
$55,199
9,539
$18,246,292
$1,789,468
$1,044,362
$70,968
24
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Annuity Section
Class of Annuity
Gross in Force
Reinsured in Companies
Licensed in the Province
Number
Annual
Payment
Reserve
Annual
Payment
Reserve
With Profits:
2
$720 00
$4,927
Without Profits:
6
10
$800 00
4,545 72
$6,985
22,072
$600 00
$5,647
Totals
16
$5,345 72
$29,057
$600 00
$5,647
Grand Totals
18
$6,065 72
$33,984
$600 00
$5,647
Summary of Reserve
With
Profits
Without
Profits
Total
Total reserve, assurance and annuity contracts
Total reserve on reinsured contracts
Total net reserve on the Company's basis of valuation before deduction
permitted by statute
Deduction made therefrom (permitted under The Ontario Insurance Act) . .
Full deduction peimitted, adjusted for reinsured, being
Net reserve carried in the liabilities
Net reserve computed on the statutory basis (without deduction)
Reserve maintained by the Company in excess of the statutory reserve. .
$724,746
15,769
$1,098,706
60,846
$708,977
73,778
(73,778)
$1,037,860
80,971
(80,971)
$635,199
708,977
Nil
$956,889
1,037,860
Nil
$1,823,452
76,615
$1,746,837
154,749
(154,749)
$1,592,088
1,746,837
Nil
Miscellaneous Statement
(1) The policies in force were grouped for valuation purposes according to the year of issue, age nearest birth-
day and plan, and were then valued by tables of mid-year reserves by the Net Premium method.
(a) No policies have been issued on lives resident in tropical or sub-tropical countries.
(b) Policies issued at a rated-up age were valued as at the rated-up age.
(c) The full level reserve was held on liened policies.
(d) No extra reserve was held where an extra premium, whether annual or single, was charged.
(e) Policies on lives classed as sub-standard were not issued, except as above.
(f) (1) For disability benefits including the waiver of premium only, and for benefits including the waiver
of premium and the disability annuity without reduction in the sum assured, a reserve was held
amounting to 50% of the gross premiums paid from the date of issue of the policies.
(2) After the occurrence of disability for policies including the waiver of premiurn and annuity bene-
fits without deduction from the sum assured, the amount of additional liability was determined
as follows:
In cases where disability was presumed to be permanent the reserve held was the present
value of future annuity payments and premiums waived, valued by Hunter's Disability Table
with 3% interest, as follows: 25%, 50%, 75% and 100% of this value, according as disability has
been incurred within one year, two years, three years, four or more years, respectively, with
modifications where disability was presumed to be cemporary.
(g) No annuities on sub-standard lives have been issued.
(h) A reserve was held equal to 50% of the current premium charged for the accidental death benefit.
(2) Items of Special Reserve:
(a) No additional reserve was held for prepaid or limited loadings in the case of single or limited payment
policies.
(b) Where the cash values guaranteed exceed the O.M. (5), 3i^% net value, an addition to the reserve
was made, so that the amount held at the end of the premium- paying period would equal the
cash guarantee.
(c) In the case of policies which had lapsed and were not continued under the Automatic Non-forfeiture
provision, but were subject to reinstatement, no extra reserve was held.
(d) No reserve was held to cover option of lenewal under term policies.
(e) No reserve was held to cover option of conversion, where one exists, to a higher premium plan.
(f) Immediate annuities were valued by the B.O. Annuity Table with interest at 4%.
II. No modifications were made in guaranteed values for the special classes referred to above,
premium, reserve and surrender values were calcula;:cd at the same age.
III. The average rate earned was S.73%.
IV. The distribution of surplus :
(a) No distribution of surplus as between shareholders and policyliolders has been made.
(b) No reserve has been maintained on account of accruing profits under participating policies.
(c) There are no participating annuities in force.
In each case the
JOINT STOCK INSURANCE COMPANIES FOR 1931
25
Schedule "D"
Bonds and Debentures Owned by the Company
Victory Loan Bonds, 5^%. 1934
Province of Ontario, 6% Bonds, 1936
Province of Ontario Debentures, 6%, 1941
Province of British Columbia, 4>2% Bonds, 1946.
City of Calgary, 5^-2%. 1944.
City of Calgary, 5yi7c, 1954.
City of Calgary, 5}^%, 1954
City of Edmonton Bonds, 53^%, 1953
City of Edmonton Bonds, SJ^%, 1945
City of Edmonton Bonds, 5J^%, 1964
City of Edmonton Bonds, 5}4%, 1964
City of Edmonton Bonds, S>i%, 1964
City of Edmonton Debentures, 5^%. 1945
City of Fort William Bonds, 5%, 1955
City of Fort William Bonds, 5%, 1956
City of Fort William Bonds, 5%, 1957
City of Hamilton Bonds, 6%, 1934
City of Hamilton Bonds, 6%, 1936
City of Hamilton Bonds, 6% , 1939
City of Hamilton Bonds, 6%, 1940
City of Hamilton Bonds, 5%, 1943
City of Hamilton Bonds, 5%, 1941
City of Hamilton, 6%, 1934-35
City of Hull, 5% Bonds, 1947
City of London Bonds, 5%, 1945
City of London Bonds, 5%, 1944
City of London Bonds, 5%, 1942
City of Medicine Hac Bonds, 6%, 1941
City of Moose Jaw Bonds, 5"^%, 1939
City of Moose Jaw Bonds, 5%, 1944
City of Montreal, 4J-^% Bonds, 1953
City of Niagara Falls Bonds, 5%, 1938
City of Niagara Falls Bonds, 5%, 1939
City of Niagara Falls Bonds, 5%, 1940
City of Niagara Falls Bonds, 5%, 1941
City of Niagara Falls Bonds, 5%, 1942
City of Niagara Falls Bonds, 5% , 1943
City of North Bay Bonds, 5%, 1944
City of North Bay Bonds, 5%, 1941
City of North Bay Bonds, 5%, 1937
City of Oshawa Bonds, 5%, 1936
City of Oshawa Bonds, 5%, 1934
City of Regina Bonds, 5%, 1957
City of Regina Bonds, 6^%. 1938
City of Sault Ste. Marie Bonds, 5J^%, 1945
City of Sault Ste. Marie, No. 35, 6%, 1948
City of Sudbury Debentures, No. 19, 5%, 1933
City of Three Rivers Bonds, 5%, 1957
City of Toronto Debentures, 6%, 1942
City of Toronto Debentures, 6%, 1940
City of Toronto Bonds, 6%, 1944
City of Toronto Bonds, 6%, 1935
City of Victoria Bonds, 5^%, 1944
City of Victoria Bonds, 5>^%, 1943
City of Windsor Bonds, 6%, 1937
City of Vancouver Bonds, 5"^%, 1938
Town of Bridgeburg Bonds, 5%, 1957
Town of CoLling^vood Bonds, 5J^%, 1937
Town of Georgetown Bonds, 53-^%, 1937
Town of Georgetown Bonds, 5}^%, 1936
Town of Smith's Falls Debentures, 5H%. 1932
County of Ontario Bonds, 5%, 1934
County of Ontario Bonds, 5%, 1935
County of Ontario Bonds, 5%, 1936
County of Ontario Bonds, 5%, 1937
Countv of Ontario Bonds, 5%, 1938
County of Halton Bonds, 5}^%, 1936
Village of Fort Erie Bonds, 5}i%, 1954
Village of Fort Eiie Bonds, 5^%. 1955
Village of Fort Erie, Bonds, 5J^%, 1957
Village of Fort Erie Bonds, 514%, 1956
Village of Norwich Bonas, 6%, 1935
Village of Norwich Bonds, 6%, 1936
Village of Norwich Bonds, 6% 1937
Village of Waterdown Bonds, 5J^%, 1937
Township of East York Bonds, 53^%, 1934
Township of East York Bonds, 5}^%, 1935
Township of East York Bonds, 514%, 1937
Township of East York Bonds, 5^%- 1941
Township of East York Bonds, 5}^%, 1947
Township of East York Bonds, 5H%, 1943
Township of East York Bonds, 5%, 1944
Township of East York Bonds, 5%, 1945
Township of East York Bonds, 5%, 1946
Township of York Bonds, 5%, 1957
Burns & Company Bonds, 5}4%, 1948
Canadian Canners, Ltd. Bonds, 6%, 1950
Canadian Northern Pacific Railway Co. Debentures, 4%, 1950.
1 he Hamilton Cottons Co. Bonds, 5}4 % , 1948
Inter-City Baking Co. Bonds, 5K%, 1948
Maple Leaf Milling Co. Bonds, 514%- 1949
McColl-Frontenac Bonds, Series A," 6%, 1949
Par Va^ue
$5,000 00
25,000 00
5,000 00
13,000 00
1,000 00
3,000 00
2,000 00
5,000 00
5,000 00
1,500 00
2,000 00
1,000 00
5,000 00
1,000 00
2,000 00
2,000 00
7,000 00
3,000 00
1,000 00
14,000 00
3,000 00
4,000 00
6,000 00
12,500 00
5,637 95
1,000 00
1,000 00
3,000 00
1,000 0(3
1,000 00
24,970 86
3,000 00
3,000 00
3,000 00
3,000 00
3,000 00
3,000 00
858 65
3,097 69
2,548 47
5,000 00
5,000 00
2,000 00
1,000 00
2,000 00
1,000 00
1,004 41
14,000 00
2,000 00
15,000 00
10,000 00
5,000 00
4,000 00
1,000 00
15,000 00
5,000 00
5,000 00
5,000 00
2,452 15
500 00
1,000 00
1,033 45
1,085 14
1,139 39
1,000 00
1,000 00
5,000 00
2,213 85
2,335 61
2,464 07
2,599 59
319 86
339 05
359 40
1,000 00
846 99
810 09
840 30
966 89
971 54
4,000 00
4,000 00
10,000 00
1,000 00
3,000 00
5,000 00
5,000 00
2,920 00
5,000 00
5,000 00
2,000 00
10,000 00
Book Value
$5,048 07
26,094 00
5,258 61
12,334 40
1.046 06
3,201 24
2,134 16
5,396 00
5,249 55
1,570 63
2,094 18
1.047 09
5,023 50
1.014 00
2.028 60
2.029 20
7,085 96
3,058 23
1,032 01
14,491 68
3,000 00
4.015 00
6,191 00
12,500 00
5,637 95
1,003 52
1,003 56
3,000 00
1.030 95
995 37
23,157 98
2,896 92
2,885 19
2,874 09
2,863 59
2,853 63
2,844 24
848 52
3,067 33
2,532 16
5,000 00
5,000 00
2,028 80
1,087 68
2,077 20
1,083 66
999 68
14,204 40
2,144 94
15,634 90
10,681 13
5,175 00
4,222 36
1,053 95
15,690 30
5,178 25
4,964 00
5,000 00
2,502 17
508 70
1,002 88
1,044 20
1,099 90
1,158 30
1,019 50
1,022 20
5.009 45
2,287 34
2,414 79
2,549 33
2,691 10
327 82
348 57
370 32
1,025 64
855 12
820 22
855 34
993 09
1.008 26
4,178 80
4,038 00
10,100 00
1.010 50
3,000 00
4,842 05
5,096 80
2,554 12
5,000 00
5.009 50
1,988 88
9,912 50
26 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Schedule "D"— Continued
Par Value Book Value
The McKinnon Industries, Ltd. Bonds, 6,1^%, 1945 3,000 00 3,111 87
Montreal Protestant Central School Bonds, 5%, 1943 8,000 00 7,987 20
J. R. Moodie Co., Ltd. Bonds, 6%, 1948 5,000 00 4,978 90
Nova Scotia Light & Power Bonds, 5%, 1958 5,000 00 4,927 75
Province of Ontario Hydro-Electiic Power Commission, 6%, 1940 10,000 00 10,717 66
Timothy Eaton Realty Co., Ltd. Bonds, 5%, 1949 5,000 00 4,756 65
Toronto Housing Co. Bonds, 5%. 1953 5,000 00 5,019 50
Winnipeg Electric Co. Bonds, 6%, 1954 5,000 00 5,177 90
Western Grain Co., Ltd. Bonds, 6%, 1949 5,000 00 4,957 80
Total $427,315 40 $431,945 04
Schedule "E"
Stocks Owned by tlie Company
Book Value Market Value
Allied Chemical & Dve Corp., 480 shares $68,665 50 $60,960 00
American Can Co., 275 shares 27,550 00 30,525 00
American Telephone & Telegraph Co., 250 shares 45,100 00 45,000 00
American Tobacco B., 200 shares 21,600 00 24,800 00
Anaconda Copper Mining Co., 400 shares 21,450 00 15,600 00
The B. Greening Wire Co., preferred, 25 shares 2,587 50 2,300 00
The Borden Co., 503 shares 31,534 00 30,180 00
Brazilian Traction Light and Power Co., 2,637 shares 91,294 00 58,014 00
F. N. Burt Co., 1,175 shares 47,764 50 41,125 00
Canadian Pacific Railway, 1,000 shares 39,881 25 27,000 00
Canada Bread Co. B, preferred, 10 shares 1,060 00 630 00
Corn Products Refining Co., 375 shares 25,900 00 28,125 00
E. L Dupont de Nemours & Co., 550 shares 44,456 25 48,950 GO
Eastman Kodak Co., 200 shares 33,350 00 30,000 00
General Motors Corp., 500 shares 19,500 00 19,000 00
Goodyear Tire & Rubber Co., 7% preferred, 300 shares 32,374 28 30,000 00
International Harvester Co., 100 shares 7,634 38 4,700 00
International MiUing Co., preferred, 100 shares 11,051 25 9,800 00
Maple Leaf Milling Co., preferred, 50 shares 5,530 00 1,250 00
National Dairy Products Co., 701 shares 26,848 00 25,236 00
New York Centra! Railway, 1,023 shares 152,550 00 95,139 00
Public Service Corporation of New Jersey, 50 shares 4,450 00 4,250 00
Standard Oil of New Jersey, 1000 shares 67,350 00 39,000 00
United States Steel, 900 shares 135,700 00 90,000 00
Westinghouse Electric & Manufacturing Co., 200 shares 20,468 75 13,800 On
Winnipeg Electric Co., preferred, 100 shares 10,605 00 5,600 00
Total $996,254 66 $780,984 00
EMPLOYERS' LIABILITY ASSURANCE CORPORATION, LIMITED*
He.\d Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. W. I. Woodland, Montreal.
Chief or General Agent in Ontario.- — -C. W. I. Woodland, Temple Bldg., Toronto.
Date of I ncor poration. — October 25, 1880. Date commenced business in Canada. — February
20, 1900.
Premiums Written — Claims Incurred
Capital stock paid in cash £.384,772 Premiums — Ontario (net) $1,007,472
Assets in Canada $4,007,189 Premiums — Canada (net) 2,6,=S7.145
Liabilities in Canada 2,631,124 Claims — Ontario (net) 534,640
Claims — Canada (net) 1,565,358
ENSIGN INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, Alfred F. James, Milwaukee; Vice-President and Manager, Lieut. -Col.
Robt. F. Massie, Toronto.
Directors. — Robert Camp, Milwaukee; J. .-\. Bremner, Toronto; Major Howard Green,
Milwaukee; G. M. Kelley, Toronto; Vfm. D. Reed, Milwaukee; Alfred F. James, Milwaukee;
Lieut. -Col. Robt. F. Massie, D.S.O., Toronto; Jno. B. Kay.
Date of I ncor poration. — June 4, 1921. Date commenced business in Canada. — March 7, 1922.
Premiums Written — Claims Incurred
Capital stock paid in cash $2.")0,000 Premiums — Ontario (net) $33,828
Total assets 491,484 Premiums — Total business (net). . 69,188
Total liabilities 76,874 Claims — Ontario (net) 17,844
Surplus protection of policyholders 414,610 Claims — Total business (net). . . . 38,248
*Sce note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 27
EQUITABLE FIRE & MARINE INSURANCE COMPANY*
Head Office, Providence, Rhode Island, U.S.A.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. W. Tatley, Montreal.
Chief or General Agent in Ontario. — L. H. Whitte more, 17 Queen St. East, Toronto.
Date of I ncor poralion. — 1S59. Date commenced business in Canada. — April 3, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $12,332
Assets in Canada 233,327 Pre miu ms— Canada (net) 41,725
Liabilities in Canada 30,471 Claims — Ontario (net) 5,476
Claims — Canada (net) 22,623
ESSEX AND SUFFOLK EQUITABLE INSURANCE SOCIETY, LIMITED*
Head Office, Colchester, England
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Clarence E. Sandeis, Montreal.
Chief or General Agent in Ontario. — Douglas G. Ross, 26 Adelaide St. W., Toronto.
Date of Incorporation. — 1902. Date commenced business in Canada. — March 11, 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash £56,000 Premiums — Ontario (net) $26,676
Assets in Canada $188,304 Premiums — Canada (net) 81,709
Liabilities in Canada 84,590 Claims — Ontario (net) 9,030
Claims — Canada (net) 37,940
EXCELSIOR LIFE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, Alex. Fasken, B.A., K.C., Toronto; 1st Vice-President, J. L. Ross, B.A.;
2nd Vice-President, G. R. Warwick; General Manager, Major A. C. Galbraith.
Directors. — Alex. Fasken, B.A., K.C., Toronto; G. S. Kilbourn; George E. Weir, Dresden,
Ont.; H. S. Gooderham, Toronto; George R. Warwick, Toronto; James L. Ross, Toronto; S. F.
Duncan, Toronto; Frank E. Maulson, Toronto; Geo. B. Nicholson, P. F. Casgrain, K.C.,
Montreal; Albert Mathews, Toronto; Stuart Cameron, Vancouver, B.C.
Date of Incorporation. — August 7, 1889. Date commenced business in Canada. — October 15,
1890.
Premiums Written — Claims Incurred
Capital stock paid in cash $150,000 Premiums — Ontario (net) $1,174,017
Total assets 18,497,608 Premiums — Total business (net) . . 3,102,610
Ontario business in force (gross) . . . 43,074,425 Death Claims — Ontario (net) .... 219,449
Total business in force (gross) .... 98,020,206 Death Claims — Totalbusiness (net) 562,687
FEDERAL FIRE INSURANCE COMPANY OF CANADA
Head Office, 14 Toronto Street, Toronto, Ont.
Incorporated. — December 5, 1922. Commenced business in the Province. — January 2, 1923.
Officers {as at date of filing statement). — President, E. B. Stockdale; Vice-President, H. C. Scholfield, M.P.P.;
Secretary, W. H. Buscombe; Managing Director, Herbert Begg; Assistant Secretary, John G. Hutchinson; Treasurer,
Alan Coatsworth.
Directors {as at date of filing statement). ~K. B. Stockdale, Hon. H. C. Scholfield, M.P.P., F. K. Morrow, W.
H. Mara, Harry C. Edgar, Frank Shannon, W. R. Begg, W. S. Morden, Col. K. R. Marshall, D.S.O., C.M.G., Herbert
Begg.
Auditors. — Neff, Robertson & Company.
Statement for the Year Ending 31st December, 1931
Capital Stock
Amount Amount
subscribed for pai d in cash
Amount of capital stock authorized, $1,000,000.
Number of shares, 10,000. Par value, $100.
Capital stock at beginning of year $500,000 00 $125,000 00
Capital stock at end of year $500,000 00 $125,000 00
Premium on Capital Stock
Total amount paid as premium on capital stock at beginning of year $65,471 48
Total amount paid to December 31, 1931 $65,471 48
*See note on page 1.
28 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Assets
Book value of bonds, debentures and debenture stocks owned $330,059 54
Book value of stocks owned 43,146 32
Cash on hand and in banks:
On hand at head office $7,445 97
In chattered banks of Canada in Canada 23,893 61
In all other banks and depositories 493 86
31,833 44
Interest accrued 2,731 43
Agents' balances and premiums uncollected, written on or after October 1, 1931 25,926 82
Reinsurance companies (received business) 304 87
Gross Assets of the Company $434,002 42
Deficiency of market under book value of secuiities 13,300 67
Total Admitted Assets of the Company $420,701 75
Liabilities
Total provision for unpaid claims $2,186 49
Total net reserve, $186,937.43; carried out at 80 per cent, thereof 149,549 93
Taxes due and accrued 7,534 50
Reinsurance companies (ceded business) 6,753 75
Total of all liabilities except capital stock $166,024 67
Capital stock paid in cash $125,000 00
Surplus in Profit and Loss Account 129,677 08
Excess of assets over liabilities 254,677 08
Total Liabilities $420,701 75
Profit and Loss Account
{All business in the Province)
Net premiums written , $187,843 95
Reserve of unearned premiums (80 per cent.) :
At beginning of year 153,165 82
At end of year 149,549 93
Decrease $3,615 89
Net premiums earned $191,459 84
Net losses and claims incurred $102,873 04
Net adjustment expenses 3,272 01
Commissions 43,282 77
Taxes 8 501 87
Salaries, fees, travelling 4,275 69
Management fee 14,400 00
All other expenses 11,000 60
Underwriting profit $3,853 86
Other revenue:
Interest earned $15,775 99
Dividends earned 1,670 00
Premium on U.S. funds 448 74
$17,894 73
Other expenditure:
Decrease in market value of investments $6,116 37
Net Profit for the Year $15 632 22
Surplus for Protection of Policyholders
Surplus of assets over liabilities (except capital stock) at beginning of year $238,947 1 1
Net profit brought down 15,632 22
$254,579 33
Decrease in disallowed assets 97 75
Surplus of assets over liabilities (except capital stock) at end of year $254,677 08
Summary of Risks — Fire
(All in the Province)
Gross in force, December 31, 1930 $57,783,097 00
Taken in 1931, including renewed 35,203.947 00
Total $92,987,044 00
Ceased in 1931 33,087,878 00
Gross in force, December 31, 1931 $59,899,166 00
Reinsurance in force, December 31, 1931 17.372.953 00
Net in force, December 31, 1931 $42,526,213 00
JOINT STOCK INSURANCE COMPANIES FOR 1931
29
Exhibit of Premiums
{AH in the Province)
File
Gross in force, December 31, 1930 $509,023 67
Taken in 1931, including renewed 311,358 59
Total $820,382 26
Ceased in 1931 308,038 84
Gross in force, December 31, 1931 $512,343 42
Reinsurance in force, December 31, 1931 141,380 84
Net in force, December 31, 1931 $370,962 58
Burglary
$1,895 65
$1,855 65
83 25
$1,812 40
$1,812 40
Plate Glass
$1,405 56
$1,405 56
49 07
$1,356 49
$1,356 49
Schedule "D"
Bonds and Debentures Owned by the Company
Par Value
Dominion of Canada National Service Loan, 5%, 1941 $15,000 00
Dominion of Canada, 4'^%, 1944 1,500 00
Dominion of Canada Conversion Loan, 5J-^%, 1959 35,000 00
Canadian National Railways, Dominion Guaranteed, 4>^%, 1957 40,000 00
Canadian National Railways, Dominion Guaranteed, 4}|%, 1957 10,000 00
Canadian National Railwavs, Dominion Guaranteed, 5%, 1969 10,000 00
Canadian Northern, Dominion Guaranteed, £1,500, 4%, 1934 7,300 00
Province of British Columbia, 4}-^%, 1953 10,000 00
Province of Ontario, 6%, 1941 6,000 00
Piovince of Ontario 4i.;'"c, J946 5,000 00
Province of Ontario, 5%- 1948 40,000 00
Province of Ontario, 5%, 1948 10,000 00
Province of Ontario, 5%, 1959 15,000 00
Province of Ontario, 4>i%, 1950 10,000 00
City of Belleville, 6%, 1942 1,000 00
City of BeUeviUe, 6%, 1942 4,000 00
City of Brantlord, 4>^%, 1940 5,000 00
City of Gait, (,%, 1938 3,000 00
Town of Mimico, S%, 1948 1,000 00
Town of Mimico, 5%, 1949 2,000 00
Town of Mimico, S^^c , 1950 2,000 00
City of Niagara Falls, 5-^:^, 1949 1,000 00
City of Niagara Falls, 5^%, 1932 1,000 00
City of Niagara Falls, 51^^%, 1933 1,000 00
City of Niagara Falls, 53^%, 1935 1,000 00
City of Niagara Falls, 53^%, 1936 1,000 00
Town of Oshawa, 5>^%, 1934 8,859 64
City of Stratford, 5%, 1934 1,000 00
City of Toronto, 5%, 1937 3,000 00
City of Toronto, 57e, 1938 5,000 00
Cicy of Toronto, 6'x , 1938 1,000 00
City of Toronto, 6'^^c, 1940 2,000 00
City of Toronto, 5%, 1945 1,000 00
City of Toronto, 5'7c, 1945 1,000 00
City of Taionto,5%, 1949 1,000 00
City of Toronto, 5%, 1950 20,000 00
Town of Waterloo, 5J^%, 1932 1,000 00
Town of Waterloo, 5H%, 1933 2,000 00
City of Windsor, 4'.^%, 1960 5,000 00
City of Windsor, 5}-^%, 1951 1,574 62
City of Windsor, 5 J^%, 1952 23,861 23
British American Oil Debentures, 5%, 1945 10,000 00
Schedule "E"
Stocks Owned by the Company
Book Value
$14,850 00
1,456 60
35,582 45
40,550 00
10,100 00
10,000 00
6,873 28
9,496 00
6,583 92
4.769 50
43,000 00
10,687 50
15,000 00
9,555 00
1,070 21
4,280 86
4,763 12
3,152 72
[ 5,066 71
I
955 06
4,034 38
8,961 06
982 83
3,045 00
4,896 55
3,251 22
1,000 00
1,000 00
1,000 00
21,242 00
3,032 47
4,383 15
25,435 85
10,002 10
$325,095 49 $330,059 54
Standard Oil of New Jersey, 200 shares $11,734 45
Standard Oil of New Jersey, 100 shares 5,726 25
International Pecroleum of Canada, 300 shares 6,653 12
International Petroleum of Canada, 200 shares 4,130 00
Imperial Oil Company, Limited, 400 shares 12,672 50
British American Oil, 200 shares 2,230 00
Book Value Market Value
11,700 00
6,000 00
5,200 00
2,400 00
$43,146 32 $25,300 00
FEDERAL INSURANCE COMPANY*
Head Office, Jersey City, N.J.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Alfred Power, Jr., Royal Bank Building,
Montreal, Que.
Chtef or General Agent in Ontario. — W. S. Tomenson, Hermant Bldg., Toronto.
Date of I ncor poralion. — 1901. Dale commenced business in Canada. — June, 1919.
-Claims Incurred
Capital stock paid in cash $2,000,000
Assets in Canada 219,653
Liabilities in Canada 34,578
Premiums Written-
Premiums — Ontario (net)
Premiums — Canada (net)
Claims — Ontario (net). . .
Claims — Canada (net) . . .
$40,235
47,133
18,236
18,666
♦See note on page 1.
30 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE FIDELITY & CASUALTY COMPANY OF NEW YORK*
Head Office, New York
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — W. E. Baldwin, 465 St. John St., Montreal.
Chief or General Agent in Ontario. — G. S. Pearcy, Jr., Excelsior Life Bldg., Toronto, Ont.
Date of Incorporation. — March 20, 1876. Date commenced business in Canada. — May 15, 1905.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,200,000 Premiums — Ontario (net) $.3,188
Assets in Canada 279,5.S2 Premiums — Canada (net) 6,033
Liabilities in Canada 13,863 Claims — Ontario (net) 60
Claims — Canada (net) 5,338
FIDELITY INSURANCE COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President and Manager, Col. A. E. Kirkpatrick, Toronto; Vice-President, Sidney
W. Band, Toronto; Secretary, Wm. R. Kirkpatrick, Toronto.
Directors. — S. W. Band, Brig. -Gen. Chas. H. Mitchell, Toronto; Geiard B. Strathy, Toronto;
E. G. Hanson, Montreal; W. W. Symington, Baltimore, Md.; Alfred C. Bethune, Ottawa; .Alfred
Savarde, K.C., Quebec, Que.; G. Porter Houston, Baltimore, Md.; Mark Bredin, Toronto; L. B.
Campbell; Cecil Bethune, Ottawa, Ont.; Col. .A.. E. Kirkpatrick, R. H. Bland, E. A. Davis.
Date of Incorporation. — December 11, 1921. Date commenced business in Canada. — April 1,
1922.
Premiums Written — Claims Incurred
Capital stock paid in cash $250,000 Premiums — Ontario (net) $141,095
Total assets 482,047 Premiums — Canada (net) 226,147
Total liabilities 178,142 Claims- — Ontario (net) 96,316
Surplus protection of policyholders 303,905 Claims — Total business (net). . . . 148,227
FIDELITY-PHENIX FIRE INSURANCE COMPANY OF NEW YORK*
Head Office, New York
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — W. E. Baldwin, Montreal.
Chief or General Agent in Ontario. — G. S. Pearcy, Jr., 36 Toronto St., Toronto.
Date of Incorporation. — March 1, 1910. Date commenced business in Canada. — March 1, 1910.
Premiums Written — Claims Incurred
Capital stock paid in cash $13,859,299 Premiums — Ontario (net) $145,292
Assets in Canada 836,963 Premiums — Canada (net) 401,228
Liabilities in Canada 330,797 Claims — Ontario (net) 59,757
Claims — Canada (net) 205,067
FIRE ASSOCIATION OF PHILADELPHIA*
Head Office, Phil.\delphi.\, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Wm. Thompson, Metropolitan Bldg.
Toronto, Ont.
Chief or General Agent in Ontario. — Wm. Thompson, Metropolitan Bldg., Toronto, Ont.
Dale of Incor poration. — 1820. Date commenced business in Canada. — March 10, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,600,000 Premiums — Ontario (net) $73,817
Assetsin Canada 515,165 Pre mi u ms — Canada (net) 195,988
Liabilities in Canada 203,020 Claims — Ontario (net) 68,763
Claims — Canada (net) ' 172,092
THE FIRE INSURANCE COMPANY OF CANADA*
Head Office, Montreal, P.Q.
Officers. — President, Hon. R. Dandurand, K.C., P.C., Montreal; Vice-President and
Manager, J. A. Blondeau, Montreal; Secretary, H. Clement.
Directors. — Hon. C. P. Bcaubien, Montreal; J. M. Fortior, Montreal; C. M. Hart, Montreal;
N. Lavoie, Quebec; Hon. T. Lemeiux, K.C., P.C., Montreal; Donat Raymond, Montreal; Hon.
R. Dandurand, K.C., P.C., Montreal; J. A. Blondeau, Montreal; Ernest R. Decary; H. H.
Bradburn, Winnipeg, Man.
Chief or General Agent in Ontario. — Grover D. Leyland, Metropolitan Bldg., Toronto.
Date of I ncor poration. — May 18, 1916. Dale commenced business in Canada. — October 28,
1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $425,000 Premiums — Ontario (net) $220,561
Total assets 1,228,697 Premiums — Total business (net) . . 308,565
Total liabilities 540,509 Claims — Ontario (net) 171,135
Surplus protection of policyholders 688,188 Claims — Total business (net). . . . 195,372
♦See note on page 1.
JOINT STOCK INSURANCE C0A4PANIES FOR 1931 31
FIREMAN'S FUND INSURANCE COMPANY*
Head Office, San Francisco, Cal.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. Rae Blight, 22 Toronto St., Toronto.
Chief or General Agent in Ontario. — W. Rae Blight, 22 Toronto St., Toronto.
Date of Incorporation. — May 6, 1863. Date commenced business in Canada. — November 30,
1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $7,500,000 Premiums — Ontario (net) $101,533
Assets in Canada 421,361 Premiums — Canada (net) 324,426
Liabilities in Canada 214,736 Claims — Ontario (net) 56,975
Claims — Canada (net) 200,536
FIREMEN'S INSURANCE COMPANY OF NEWARK, N.J.*
Head Office, Newark, N.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada.— K. F. Massie, Toronto.
Chief or General Agent in Ontario. — R. F. Massie, 465 Bay St., Toronto.
Dale of Incorporation. — December 3, 1855. Date commenced business in Canada. — April, 1910.
Premiums Written — Claims Incurred
Capital stock paid in cash $18,777,000 Premiums — Ontario (net) $44,141
Assets in Canada 472,388 Premiums — Canada (net) 217,698
Liabilities in Canada 198,105 Claims — Ontario (net) 35,774
Claims — Canada (net) 124,784
FIRST AMERICAN FIRE INSURANCE COMPANY*
Head Office, New York
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Wm. E. Baldwin, 465 St. John St., Montreal,
Que.
Chief or General Agent in Ontario. — Gilbert Sanderson Pearcy, 36 Toronto St., Toronto.
Dale of Incor poralion. — July 25, 1925. Date commenced business in Canada. — April 12, 1926
Premiums Written — Cl.mms Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $16,560
Assetsin Canada 250,126 Pre mi u ms — Canada (net) 80,792
Liabilities in Canada 61,636 Claims — Ontario (net) 13,100
Claims — Canada (net) 55,964
FIRST NATIONAL INSURANCE COMPANY OF AMERICA*
Head Office, Se.a.ttle, Wash.
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — A. B. Derifield, Vancouver, B.C.
Chief or General Agent in Ontario. — F. W. Plaxton, 159 Bay St., Toronto, Ont.
Date of Incorporation. — 1928. Date commenced business in Canada. — April 11, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $26,966
Assets in Canada 217,463 Premiums — Canada (net) 149,179
Liabilities in Canada 88,929 Claims — -Ontario (net) 39,514
Claims — Canada (net) 83,457
FONCIERE FIRE INSURANCE COMPANY OF PARIS, FRANCE*
{La Fonciere Compagnie d' Assurances Mobiliers el I mmobiliers a Primes Fixes)
Head Office, Paris, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — P. J. Perrin, Montreal.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto Street, Toronto.
Dale of Organization. — May 23, 1877. Date commenced business in Canada. — April 7, 1926.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums— Ontario (net) $25,009
Assets in Canada 240,481 Premiums — Canada (net) 168,110
Liabilities in Canada 126,331 Claims — Ontario (net) 32,972
Claims — Canada (net) 123,603
*See note on page 1.
32 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE FRANKLIN FIRE INSURANCE COMPANY OF PHILADELPHIA*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Fred W. Evans, Montreal.
Chief or General Agent in Ontario. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto.
Date of Incorporation. — 1829. Date commenced business in Canada. — February 27, 1922.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 tPremiums — Ontario (net) Nil
Assetsin Canada 223,741 t Pre miu ms — Canada (net) Nil
tLiabilities in Canada Nil tClaims — Ontario (net) Nil
tClaims — Canada (net) Nil
FULTON FIRE INSURANCE COMPANY*
Head Office, New York City
Piincipal Office in Canada — Montreal, Que.
Manager or Chief Executive Officer in Canada. — Alex. M. Stewart, Insurance Exchange Bldg.,
Montreal, Que.
Chief or General Agent in Ontario. — J. P. Walsh, c/o Smith & Walsh, Limited, 27 Wellington
St. E., Toronto, Ont.
Date of Incor poration. — 1929. Date commenced business in Canada. — January 1, 1931.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $9,780
Assets in Canada 114,507 Premiums — Canada (net) 14,143
Liabilities in Canada 6,567 Claims — Ontario (net) - 2,668
Claims — Canada (net) 4,282
GENERAL ACCIDENT ASSURANCE COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President, Col. J. F. Michie, Toronto; 1st Vice-President, R. S. Waldie, Toronto;
2nd Vice-President, J. A. Northway, Toronto; Managing Director, Thos. H. Hall, Toronto;
Manager, W. A. Barrington, Toronto.
Directors. — S. Norrie- Miller, F. Norrie- Miller, J. P. Perth, Scotland; J. A. Macintosh, K.C.,
Toronto; F. Richardson, Philadelphia, Pa.; J. A. Northway, Toronto; J. F. Michie, Toronto;
R. S. Waldie, Toronto; Thos. H. Hall, Toronto.
Date of Incorporation. — Julv 13, 1906. Date commenced business in Canada. — September 4,
1906.
Premiums Written — Claims Incurred
Capital stock paid in cash $135,000 Premiums — Ontario (net) $624,318
Total assets 2,254,823 Premiums — Total business (nee) . . 1,177,122
Total liabilities 916,278 Claims — Ontario (net) 234,684
Surplus protection of policyholders 1,338,545 Claims — Total business (net). . . . 533,31.5
GENERAL ACCIDENT, FIRE AND LIFE ASSURANCE CORPORATION, LIMITED*
Head Office, Perth, Scotla.nd
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Thomas H. Hall, Toronto.
Chief or General Agent »n Ontario. — Thomas H. Hall, 357 Bay St., Toronto.
Dale of I ncor poration. — February 23, 1891. Date commenced business in Canada. — July 13,
1908.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,320,000 Premiums — Ontario (net) $221,509
Assets in Canada 1,026,164 Premiums — Canada (net) 467,030
Liabilities in Canada 315,466 Claims — Ontario (net) 87,692
Claims — Canada (net) 256,532
GENERAL CASUALTY COMPANY OF AMERICA*
Head Office, Seattle, Wash.
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — Arnold B. Derifield, Vancouver, B.C.
Chief or General Agent in Ontario. — F. W. Plaxton, 159 Bay St., Toronto.
Date of Incorporation. — 1925. Dale commenced business in Canada. — January 29, 1929.
Premiums Written — Claims Incurred "*
Capital stock paid in cash $500,000 Premiums — Ontario (net) $47,109
Assets in Canada 216,454 Piemiums — Canada (net) 2.51,74.3
Liabilities in Canada 150,813 Claims — Ontario (net) 20,855
Claims — Canada (net) 124,787
♦See note on page 1.
tAll business in Canada fully reinsured with the Home Insurance Company.
JOINT STOCK INSURANCE COMPANIES FOR 1931 33
THE GENERAL CASUALTY INSURANCE COMPANY OF PARIS*
(Compagnie d' Assurances Generales Accidents, Vol. Marlines, Risques, Divers Reassurances)
Head Office, Paris, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Frank S. Johnson, Montreal.
Chief or General Agent in Ontario. — R. J. Blanchet, 45 Richmond St. W., Toronto.
Date of Incorporation. — 1912. Date commenced business in Canada. — June 20, 1926.
Premiums Written — Claims Incurred
Capital stock paid in cash. . Francs 24,000,000 Premiums — Ontario (net; $84,747
Assets in Canada $417,972 Premiums — Canada (net) 233,160
Liabilities in Canada 134,483 Claims — Ontario (net) 69,604
Claims — Canada (net) 153,039
GENERAL EXCHANGE INSURANCE CORPORATION*
Head Office, New York, N.\.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. Taylor, 372 Bay St., Toronto 2, Ont.
Chief or General Agent in Ontario. — W. Taylor, 372 Bay St., Toronto 2, Ont.
Date of Incor poration. — July 6, 1925. Date commenced business in Canada. — April 1, 1926.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $144,111
Assets in Canada 435,624 Premiums — Canada (net) 390,138
Liabilities in Canada 184,267 Claims — Ontario (net) 54,924
Claims — Canada (net) 226,432
THE GENERAL FIRE INSURANCE COMPANY OF PARIS, FRANCE*
{Compagnie d' Assurances Generales L' I ncendie)
Head Office, Paris, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. Samoisette, Montreal.
Chief or General Agent in Ontario. — William Johnston, 43 Adelaide St. East, Toronto.
Date of I ncor poration.— ^1819. Date commenced business in Canada. — July 20, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash. . Francs 40,000,000 Premiums — Ontario (net) $31,412
Assets in Canada $200,451 Premiums — Canada (net) 157,098
Liabilities in Canada 126,056 Claims — Ontario (net) 12,457
Claims — Canada (net) 78,043
GENERAL INDEMNITY CORPORATION OF AMERICA*
Head Office, Rochester, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. G. LeClerc, Montreal.
Chief or General Agent in Ontario. — G. V. Purves, 98 Wellington St. West, Toronto.
Date of Incorporation. — 1914. Date commenced business in Canada. — 1924.
Premiums Written — Claims Incurred_
Capital stock paid in cash $750,000 Pre mi u ms— Ontario (net) $254
Assets in Canada 22,329 Premiums — Canada (net) -""^m^
Liabilities in Canada 1,357 Claims — Ontario (net) Nil
Claims — Canada (net) Nil
GENERAL INSURANCE COMPANY OF AMERICA*
Head Office, Seattle, State of Washington
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — A. B. Derifield, Vancouver, B.C.
Chief or General Agent in Ontario. — F. W. Plaxton, 159 Bay St., Toronto.
Date of Incorporation. — February 28, 1923. Date commenced business in Canada. — December,
1926.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $34,876
Assets in Canada 336,292 Premiums — Canada (net) 246,581
Liabilities in Canada 135,858 Claims — Ontario (net) ^^'S^R
Claims — Canada (net) 90,946
♦See note on page 1.
34 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE GERMANIC FIRE INSURANCE COMPANY OF NEW YORK*
Head Office, New Vork, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada.— ~ A. H. Johnstone, Montreal, Que.
Chief or General Agent in Ontario. — A. H. Siebeit, 93 King St. West, Kitchener, Ont.
Dale of Incorporation. — 1928. Date commenced business in Canada. — April, 1930.
Premiums Written — ^Claims Incurred
Capital stock paid in cash $2,600,000 Premiums — Ontario (net) $24,723
Assets in Canada 133,586 Premiums — Canada (net) 50,190
Liabilities in Canada 28,848 Claims — Ontario (net) 3,618
Claims — Canada (net) 13,107
GIRARD FIRE AND MARINE INSURANCE COMPANY*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Robt. F. Massie, Toronto.
Chief or General Agent in Ontario. — Robt. F. Massie, 465 Bay St., Toronto.
Date of I ncorporation. — 1853. Date commenced business in Canada. — -April 30, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $15,720
Assetsin Canada 121,423 Premiums — Canada (net) 35,142
Liabilities in Canada 24,801 Claims — Ontario (net) 17,194
Claims — Canada (net) 25,848
GLENS FALLS INSURANCE COMPANY*
Head Office, Glens Falls, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Geo. B. Kenney, Toronto.
Chief or General Agent in Ontario. — Geo. B. Kenney, 36 Toronto St., Toronto.
Dale of Organization. — 1850. Date commenced business in Canada. — November 28, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $70,439
Assets in Canada 653,630 Premiums — Canada (net) 218,477
Liabilities in Canada 145,222 Claims — Ontario (net) 24,1
Claims — Canada (net) 99,898
THE GLOBE INDEMNITY COMPANY OF CANADA*
Head Office, Montreal, P.Q.
Officers. — President and General Manager, F. C. Browning, Montreal; Vice-President and
Fire Manager, Lewis Laing, Montreal; Vice-President and Secretary, P. M. May, Montreal.
Directors. — Sir Frederick Williams-Taylor, Montreal; W. Molson McPherson, Quebec; J-
Theo LeClerc, Montreal; Frederick Edmund Meredith, Montreal; R. McConnell, Liverpool-
Eng.; Hon. L. A. Taschereau, Quebec, Que.; Lt.-Col. H. Molson, LL.D., B.A.Sc, C.M.G..
Montreal; F. C. Browning, Montreal; Lewis Laing, Montreal; P. M. May, Montreal.
Chief or General Agent in Ontario. — T. F. Smith, Metropolitan Bldg., Toronto.
Dale of I ncor poration. — July 23, 1894. Date commenced business in Canada. — August 27, 1895 .
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $480,358
Total assets 1,278,932 Premiums — Total business (net). . 822,436
Total liabilities 793,480 Claims — Ontario (net) 282,240
Surplus protection of iiolicyholders 485,452 Claims — Total business (net). . . . 500,910
GLOBE & RUTGERS FIRE INSURANCE COMPANY*
Head Office, New York
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — J. W. Binnie, Montreal.
Chief or General Agent in Ontario. — W. H. Sherman, Excelsior Life Bldg., Toronto.
Dale of Organization. — December 20, 1898. Date commenced business in Canada. — March 6i
1914.
Premiums Written — Claims Incurred
Capital stock paid in cash $7,000,000 Premiums — Ontario (net) $437,712
Assets in Canada 1,333,275 Premiums — Canada (net) 1,108,073
Liabilities in Canada 756,100 Claims — Ontario (net) 246,919
Claims — Canada (net) 625,106
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 35
GRAIN INSURANCE AND GUARANTEE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, R. T. Evans, Winnipeg, Man.; Vice-President, W. H. McWilliams,
Winnipeg; General Manager, W. D. Law, Winnipeg; Assistant General Manager, E. S. Craig,
Winnipeg, Man
Chief Agent in Ontario. — J. Proctor, 100 Adelaide St. West, Toronto, Ont.
Directors. — W. A. Anderson, R. T. Evans, G. W. P. Heffelfinger, N. L. Leach, W. H.
McWilliams, D. C. MacLachlan, M. .\. Smith, C. G. Spencer, C. E. Hayles, J. M. Gilchrist, W.
A. Murphy, R. H. Moore, J. B. Richardson, W. McG. Rait, H. E. Sellers, all of Grain Exchange
Bldg., Winnipeg, Man.
Date of Incorporation. — August, 1920. Date commenced business in Canada. — August 13,
1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,155,960 Premiums — Ontario (net) $216
Assetsin Canada 1,712,073 Premiums — Canada (net) 411,535
Liabilities in Canada 243,483 Claims — Oncario (net) Nil
Surplus protection of policyholders 1,468,590 Claims — Canada (net) 175,114
GRANITE STATE FIRE INSURANCE COMPANY*
Head Office, Portsmouth, N.H.
Principal Office in Canada, Montreal, Que.
Manager cr Chief Executive Officer in Canada. — R. deGrandpre, 276 St. James St. West,
Montreal, Que
Chief or General Agent in Ontario. — Gavin Browne, Jr., 53 Yonge St., Toronto.
Date of Incor poration. — 1885. Date commenced business in Canada. — 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $9,588
Assets in Canada 123,424 Premiums — Canada (net) 32,889
Liabilities in Canada 32,649 Claims — Ontario (net) 2,018
Claims — Canada (net) 22,273
GREAT AMERICAN INDEMNITY COMPANY*
Head Office, Xew York City
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — H. C. Bourne, 465 St. John St., Montreal, Que.
Chief or General Agent in Ontario. — Wm. Rob bins. Room 205, Dominion Bank Bldg., Toronto,
Ont.
Date of Incorporation. — April, 1926. Date commenced business in Canada. — N.ovemberl5.
1931.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,250,000 Pre mi u ms — Ontario (net) $212
Assets in Canada 109,595 Premiums — Canada (net) 94,486
Liabilities in Canada 101,983 Claims — Ontario (net) — 440
Claims — Canada (net) 3,962
GREAT AMERICAN INSUR.\NCE COMPANY
Head Office, New York
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — William Robbins, Toronto.
Chief or General Agent in Ontario. — William Robbins, Dominion Bank Bldg., Toronto.
Date of I ncor poration. — March 6, 1872. Date commenced business in Canada. — December 7,
1904.
Premiums Written — Claims Incurred
Capital stock paid in cash $16,300,000 Premiums — Ontario (net) $85,558
Assets in Canada 792,830 Premiums — Canada (net) 947,660
Liabilities in Canada 761,667 Claims — Ontario (net) 72,148
Claims — Canada (net) 388,613
*See note on page 1.
36 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE GREAT WEST LIFE ASSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, Geo. W. Allan, Winnipeg; Vice-Presidents, Sir D. H. McMillan,
Winnipeg; R. T. Riley, Winnipeg; General Manager, C. C. Ferguson, Winnipeg.
Directors. — G. W. Allan, K.C., Winnipeg; M. F. Christie, Winnipeg; Hon. T. A. Crerar,
F. L. Patton, Winnipeg; W. P. Riley, Winnipeg; Hugh F. Osier, Winnipeg; J. A. Richardson,
Winnipeg; W. H. McWilliams, Winnipeg; Sir D. H. McMillan, Winnipeg; R. T. Riley, Winnipeg;
N. J. Breen, Winnipeg; F. E. Halls, Winnipeg.
Chief or General Agent in Ontario. — Milton Taylor, 36 Toronto St., Toronto.
Date of Incorporation. — August 28, 1891. Date commenced business in Canada. — August 18,
1892.
Premiums Written — Clai.ms Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $4,390,578
Total assets 135,571,241 Premiums — Total business (net). . 20,617,306
Ontario business in force (gross) . . 133,182,514 Death Claims — Ontario (net) .... 948,786
Total business in force (gross) .... 616,536,322 DeathClaims — Totalbusiness (net) 3,484,734
THE GUARANTEE COMPANY OF NORTH AMERICA*
Head Office, Montreal, Que.
Officers. — President and Managing Director, Henry E. Rawlings, Montreal; Vice-President,
Sir Charles Gordon, G.B.E., Montreal.
Directors. — Hon. E. C. Smith, St. Albans, Vt.; Frank Scott, Montreal; Hon. Smeaton
White, Montreal; Philip Stockton, Boston; Henry Tatnal, Philadelphia, Pa.; Geo. W. Allan,
VVinnipeg; Henrv E. Rawlings, Montreal; Sir Charles Gordon, Montreal; Hon. Thos. Ahearn,
P.C., Montreal; "W. S. Chadwick.
Chief or General Agent in Ontario. — W. A. Medland, Mail Bldg., Toronto.
Date of Incor poration. — August 2, 1851. Date commenced business in Canada. — April, 1872.
Premiums Written — Claims Incurred
Capital stock paid in cash $304,600 Premiums — Ontario (net) $79,145
Total a-Asets 4,283,253 Premiums — Total business (net) . . 429,686
Total liabilities 1,106,985 Claims — Total Ontario (net) 18,550
Surplus protection of policyholders 3,176,268 Claims — Total business (net). . . . 102,818
GUARDIAN ASSURANCE COMPANY, LIMITED, OF LONDON, ENGLAND*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Bertram E. Hards, Montreal.
Chief or General Agent in Ontario. — H. N. De Witt, 36 Toronto St., Toronto.
Date of Organization. — December 17, 1821. Date commenced business in Canada. — May 1,
1869.
Premiums Written — Claims Incurred
Capital stock paid in cash £1,024,578 Premiums — Ontario (net) $306,913
Assets in Canada $2,465,877 Premiums — Canada (net) 1,056,487
Liabilities in Canada 913,812 Claims — Ontario (net) 167,633
Claims — Canada (net) 670,110
THE GUARDIAN INSURANCE COMPANY OF CANADA*
Head Office, Montreal, Que.
Officers. — President, D. Forbes Angus, Montreal; Vice-President, Zeplierin Herbert,
Montreal.
Directors. — Hon. Evelyn Hubbard, London, England; Geo. W. Hubbard, London, England;
A. G. Sweet, London, England; B. E. Hards, Montreal; W. H. Clark Kenedy, V.C, D.S.O.:
D. Forbes Angus, Montreal; Zepherin Herbert, Montreal; Geo. Henderson, Montreal; Lionel
C. P. Walsh, Montreal.
Chief or General Agent in Ontario. — H. N. Dewitt, 36 Toronto St., Toronto.
Date of Incorporation. — April 4, 1911. Date commenced business in Canada. — November 17,
1911.
Premiums Written — Claims Incurred
Capital stock paid in cash $375,000 Premiums — Ontario (net) $155,772
Total assets 1,816,999 Premiums — Total business (net) . . 750,171
Total liabilities 1,067,498 Claims — Ontario (net) 62,643
Surplus protection of policyholders 749,501 Claims — Total business (net). . . . 398,380
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 37
THE GUILDHALL INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — D. K. MacDonald, 465 St. John St., Montreal,
Que.
Chief or General Agent in Ontario. — Mitchell & Ryerson, 90 Adelaide St. East, Toronto.
Date of Organization. — January, 1920. Date commenced business in Canada. — October 1, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $607,505 Premiums — Ontario (net) $146,821
Total assets 543,783 Premiums — Canada (net) 409,161
Total liabilities 304,571 Claims — Ontario (net) 81,769
Claims — Canada (net) 231,245
HALIFAX FIRE INSURANCE COMPANY*
Head Office, Halifax, N.S.
Officers. — President, Jno. B. Douglas, Halifax, N.S.; Vice-President, Hon. F. B. McCurdy;
P.C., Halifax, N.S.; General Manager and Secretary-Treasurer, A. G. Cross, Halifax, N.S.
Directors.-^Hon. F. B. McCurdy, Halifax, N.S.; Hon. F. P. Bligh, Halifax, N'.S.; E. V.
Hogan, M.D., Halifax, N.S.; A. G. Cross, Halifax, N.S.; H. Mclnnes, K.C., Halifax. N.S.; H.
R. Silver, Halifax, N.S.; Jno. B. Douglas, Halifax, N.S.; T. \V. Murphy, Halifax, N'.S.; J. G.
MacDougall, M.D.
Chief or General Agent in Ontario. — D. N. Bonnyman, 88 King St. E., Toronto.
Date of Incorporation. — 1909. Date commenced business in Canada. — February 7, 1819. t
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $219,905
Total assets 5,543,843 Premiums — Total business (net). . 1,155,805
Total liabilities 2,058,484 Claims — Ontario (net) 87,692
Surplus protection of policyholders 3,485,359 Claims — Total business (net). . . . 607,787
HAND IN HAND INSURANCE COMPANY
Head Office, Toronto, Ont.
Incorporated. — June 3, 1873. Commenced business in the Province. — July 1, 1873.
Officers (as at date of filing statement). — President, W. R. Houghton; Vice-President, Joseph Walmsley; Secretary,
C. H. C. Fortner; Manager, Joseph Walmsley.
Directors {as at dale of filing statement) . — C. M. Horsvvell, W. R. Houghton, Joseph Walmsley, Alfred Wright,
Toronto.
Auditors. — H. T. Jamieson & Company.
Statement for the Year Ending 31st December, 1931
Capital Stock
Amount Amount
Amount of capital stock authorized, $500,000. subsciibed for paid in cash
No. of shares, 5,000. Par value, $100.
Capital stock at beginning of year $100,000 00 $100,000 00
Capital stock at end of year $100,000 00 $100,000 00
Premium on Capital Stock
Toial amount paid to December 31, 1931 Nil.
Assets
Mortgage loans on real estate, first mortgages $17,700 00
Book value of bonds, debentures and debenture stocks owned 425,018 43
Book valuae of stocks owned 568 90
Cash on hand and in banks:
On hand ac head office $402 58
In chaitered banks of Canada in Canada 19,460 23
In all other banks and depositories 13,850 74
33,713 55
Interest due, $136.70; accrued, $5,639.16 $5,775 86
Dividends due 12 00
5,787 86
Agents' balances and premiums uncollected, written on or after October 1 , 1931 7,230 91
Balance due from reinsurance companies 781 67
Total Admitted Assets of the Company $490,801 32
♦See note on page 1.
3— S. I.
38 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
LiabUlties
Total provision for unpaid claims S39S 00
Total net reserve, 855,429.42 earned out at 100% thereof , 55,429 42
Expenses due and accrued 250 00
Taxes due and accrued 3,203 38
Reinsurance premiums 458 18
Return premiums 45 08
Bills payable, London & Lancashire Ins. Co., Ltd 203,034 05
Total of amiabilities except capital stock $262,815 11
Capital stock paid in cash $100,000 00
Surplus in Profit and Loss Account 127,986 21
Excess of assets over liabilities 227,986 21
Total Liabilities $490,801 32
Profit and Loss Account
Net premiums written $83,418 86
Reserve of unearned premiums:
At beginning of year 63,756 80
At end of year 55,429 42
Decrease $8,327 38
Net premiums earned $91,746 24
Net losses and claims i ncurred $45,430 39
Net adjustment expenses 1,817 00
Commissions 15,384 66
Taxes 4,510 33
Salaries, fees and travelling expenses 11,919 09
Allother expenses 5,377 51
Underwriting profit. $7,307 26
Other Revenue:
Interest earned $16,079 22
Dividends earned 48 00
Profit on investments 204 89
Endorsement fee 1 00
$16,333 11
Net Profit for the Year $23,640 37
Surplus for Protection of Policyholders
Surplus of assets over liabilities (except capital stock) at beginning of year $213,961 92
Net profit brought down 23,640 37
$237,602 29
Decrease in disallowed assets 383 92
$237,986 21
Dividends declared 10,000 00
Surplus of Assets over Liabilities (except Capital Stock) at end of Year $227,986 21
Summary of Risks — Fire
(All in the Province)
Gross in force, December 31, 1930 $12,121,797 00
Taken in 1931, including renewed 8,851,199 00
_ Total $20,972,996 00
Ceased in 1931 10,457.764 00
Gross in force, December 31, 1931 $10,515,232 00
Reinsurance in force, December 31, 1931 453,500 00
Net in Force, December 31, 1931 $10,061,732 00
Exhibit of Premiums
(All in the Province)
Fire Automobile Plate Glass
Gross in force, December 31, 1930 $114,319 40 $10,84191 $5,097 62
Taken in 1931. including renewed 84,527 97 12,767 42 3,286 16
Total $198,847 37 $23.609 33 $8,383 78
Ceased in 1931 98,617 30 12,747 36 3,770 94
Gross in force. December 31. 1931 $100,230 07 $10,86197 $4,612 84
Reinsurance in force, December 31, 1931 1,725 39 859 68
Net in Force, December 31, 1931 $98.504 68 $10,002 29 $4,612 84
JOINT STOCK INSURANCE COMPANIES FOR 1931
39
Schedule "D"
Bonds and Debentures Owned by the Company
Province of Ontario, 69c. 1935
Province of Saskatchewan, 5%, 1939
Hydro-Electric Power Commission, 4%, 1957
City of Toronto, 5'^%, 1948-9-50
City of Niagara Falls, 5%, 1932-3
Town of Gananoque, 4%, 1935
Town of Morrisburg, 4 ' ■, % , 1939-40
Town of Gananoque, 4%, 1933
Town of Bridgeburg, 5<''r, 1935-42
Town of Southampton, 5%, 1932-35
Town of Kenora,5ii7c, 1937
Town of Elmira, 6%, 1937-8
Dominion of Canada Victory Loan, 5J^%, 1937
Dominion of Canada Conversion Loan, 5J^ and 43^%, 1959.
Province of Saskatchewan, 5%, 1939
Province of Ontario, 6%, 1935
Province of Ontario, 6%, 1941
Province of Ontario, 6%, 1943
Province of British Columbia, 5%, 1949
Canadian National Railways, 6%, 1936
Hydro-Electric Pow-^r Commission, 4%, 1957
City of Oshawa, 5%, 1932-3
City of Regina, £800, 414%, 1952
Cicy of Hamilton, 6%, 1934
City of Toronto, 5^A7c, 1950
City of Edmonton, 5}^%, 1945
City of Kingston, 5%, 1943
Town of Kenora, 5i-^%, 1937
Town of Goderich, 5%, 1932-41
City of Elmira, 6%, 1935-6
Town of Dundas, 5%, 1932
Town of Walkerville, 4>^%, 1937-42
St. Paul's R.C. Schools, 51^%, 1932-56
Gatineau Power Company, 5%, 1956
Par Value
$20,000 00
20,000 00
10,000 00
10,000 00
1,687 09
6,000 00
4,000 00
7,000 00
11,776 57
1,051 58
2,000 00
1,990 60
100,000 00
15,000 00
9,000 00
20,000 00
15,000 00
50,000 00
15,000 00
25,000 00
15,000 00
1,923 28
3,893 33
11,000 00
5,000 00
20,000 00
10,000 00
2,000 00
3,013 86
1,771 63
1,146 32
2,784 27
4,988 36
10,000 00
Schedule "E"
Stocks Owned by the Company
Toronto Mortgage Company, 8 shares .
Par Value
$400 00
Book Value
S568 90
Book Value
818,650 00
19,146 00
10,000 00
9,625 00
1,557 24
5,700 00
4,050 00
5,700 00
10,632 34
904 32
2,143 76
1,990 60
100,408 32
15,000 00
8,615 70
18,650 00
14,700 00
49,150 00
15,112 50
26,028 00
12,018 00
1,821 11
3,157 10
10,472 40
5,000 00
20,181 00
9,953 00
2,143 76
2,750 73
1,771 63
1,085 30
2,414 75
4,782 87
9,703 00
Total $437,026 89 $425,018 43
Market Value
$880 00
HANOVER FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Insurance Exchange Bldg., Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. M. Stewart, Insurance Exchan
Montreal.
Chief or General Agent in Ontario. — Smith & Walsh, Ltd., 27 Wellington St. East,
Date of Incorporation. — 1852. Date commenced business in Canada. — 1929.
Premiums Written — -Claims Inc
. . . $4,000,000 Premiums — Ontario (net)
. . . 152,469 Premiums — Canada (net)
109,999 Claims — Ontario (net)
Claims — Canada (net)
Capital stock paid in cash.
Assets in Canada
Liabilities in Canada
ge Bldg.,
Toronto.
urred
$58,443
141,298
36,879
77,319
HARTFORD ACCIDENT & INDEMNITY COMPANY*
Head Office, Hartford, Conn.
Principal Office in Canada, Toronto, Ont.
lianager or Chief Executive Officer in Canada. — Peter A. McCallum, Toronto.
Chief or General Agent in Ontario. — Peter A. McCallum, 24 Wellington St. East, Toronto.
Dale of I ncorporation. — 1913. Date commenced business in Canada. — August 10, 1920.
I
Capital stock paid in cash.
Assets in Canada
Liabilities in Canada
Premiums Written — Claims Incurred
$3,000,000 Premiums — Ontario (net) $96,898
408,523 Premiums — Canada (net) 195,982
131,729 Claims — Ontario (net) 41,019
Claims — Canada (net) 85,753
*See note on page 1.
40 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
HARTFORD FIRE INSURANCE COMPANY*
Head Office, Hartford, Conn.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Peter A. McCallum, Toronto.
Chief or General Agent in Ontario. — Peter A. McCallum, 24 Wellington St. East, Toronto.
Date of I ncor poration. — May, 1810. Date commenced business in Canada. — November, 1836.
Premiums Written — Claims Incurred
Capital stock paid in cash $12,000,000 Premiums — Ontario (net) $412,444
Assets in Canada 2,695,264 Premiums — Canada (net) 1,060,332
Liabilities in Canada 779,111 Claims — Ontario (net) 166,182
Claims — Canada (net) 522,831
HARTFORD LIVE STOCK INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Peter A. McCallum, Toronto.
Chief or General Agent in Ontario. — Peter A. McCallum, 24 Wellington St. East, Toronto.
Date of I ncor poration. — 1916. Date commenced business in Canada. — January, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $17,166
Assets in Canada 65,919 Premiums — Canada (nei) 20,478
Liabilities in Canada 13,140 Claims — Ontario (net) 17,427
Claims — Canada (net) 18,377
THE HARTFORD STEAM BOILER INSPECTION & INSURANCE COMPANY*
Head Office, Hartford, Conn.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. N. Roberts, Toronto.
Chief or General Agent in Ontario. — H. N. Roberts, Federal Bldg., Toronto.
Date of Incorporation. — 1866. Date commenced business ifi Canada. — July 12, 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $6,030
Assets in Canada 53,917 Premiums — Canada (net) 13,598
Liabilities in Canada Nil Claims — Ontario (net) Nil
Claims — Canada (net) Nil
HOME FIRE & MARINE INSURANCE COMPANY*
Head Office, San Francisco, Cal.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. R. Blight, Toronto, Ont.
Chief or General Agent in Ontario. — W. R. Blight, Toronto, Ont.
Date of Incorporation. — September 9, 1864. Date commenced business in Canada. — 1931.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) • $23,587
Assets in Canada 202,276 Premiums — Canada (net) 61,723
Liabilities in Canada 34,660 Claims — Ontario (net) 1,483
Claims — Canada (net) 27,672
THE HOME INDEMNITY COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Fred W. Evans, Room 919, 276 St. James St.,
Montreal, Que.
Chief or General A gent in Ontario. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto, Ont.
Date of I ncor poration. — 1930. Date commenced business in Canada. — August 9, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 Premiums — Ontario (net) $80
Assets in Canada 463,925 Premiums — Canada (net) 55,293
Liabilities in Canada 35,524 Claims — Ontario (net) 752
Claims — Canada (net) 20,713
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 41
HOME INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Fred W. Evans, Montreal.
Chief or General Agent in Ontario. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto.
Dale of Incorporation. — 1853. Date commenced business in Canada. — January 1, 1902.
PremiUxMS Written — Claims Incurred
Capital stock paid in cash $24,000,000 Premiums — Ontario (net) $500,722
Assets in Canada 4,087,937 Premiums — Canada (net) 2,433,194
Liabilities in Canada 1,648,366 Claims — Ontario (net) 322,511
Claims — Canada (net) 1,541,442
HOMESTEAD FIRE INSURANCE COMPANY*
Head Office, B.^ltimore, Md.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Fred W. Evans, 276 St. James St. West,
Montreal.
Chtef or Ge-neral Agent in Ontario. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto.
Dale of Incorporation. — June 9, 1922. Date commenced business in Canada. — April 18, 1929.
Premiu.ms Written — Claims Incurred^
Capital stock paid in cash $500,000 t Pre miu ms — Ontario (net) Nil
Assets in Canada 169,280 tPremiums — Canada (net) Nil
tLiabilities in Canada Nil fClaims — Ontario (net) Nil
tClaims — Canada (net) Nil
HUDSON BAY INSURANCE COMPANY*
He.\d Office, Montreal, Que.
Officers. — President and Manager, J. H. Labelle, Montreal; Vice-President, P. J. Quinn,
Toronto.
Directors. — P. R. Gault, Montreal, Que.; A. St. Cyr, Montreal; G. B. Eraser, Montreal;
P. J- Quinn, Toronto; F. B. Hills, Montreal, Que.; A. Houdon, Montreal; Chas. Duquette; J. H.
Labelle, Montreal; F. J. Williams, Liverpool, Eng.
Chief or General Agent in Ontario. — P. J. Quinn, 29 Wellington St. East, Toronto.
Date of I ncorporation. — 1905. Date commenced business in Canada. — 1905.
Premiums Written — Claims Incurred
Capital stock paid in cash $229,150 Premiu ms — Ontario (net) $65,225
Total assets 764,356 Premiu ms — Total business (net). . 211,005
Total liabilities 248,591 Claims — Ontario (net) 39,097
Surplus protection of policyholders 515,765 Claims — Total business (net). . . . 108,592
IMPERIAL ASSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — James B. Paterson, Montreal.
Chief or General Agent in Ontario. — Reed, Shaw & McNaught, 64 Wellington St. W., Toronto
Date of Organization. — 1899. Date commenced business in Canada. — December 12, 1922.
Premiums Written — Cl.mms Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $36,700
Assets in Canada 256,475 Premiums — Canada (net) 173,458
Liabilities in Canada 153,123 Claims — Ontario (net) 22,729
Claims — Canada (net) 76,287
IMPERIAL GUARANTEE & ACCIDENT INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, E. A. Brownell; General Manager, K. Thom, Toronto; Vice-Presidents,
H. C. Cox, Geo. A. Morrow, C. S. Wainwright, Toronto; .-\.ssistant Secretary, P. C. Keys.
Directors. — Wilfrid M. Cox, H. C. Cox, Geo. A. Morrow, C. S. Wainwright. R. E. Wood,
E. Willans, E. A. Brownell, all of Toronto; and H. J. Wyatt, J. Lester Parsons, N.Y.
Chief or General Agent in Ontario. — E. A. Brownell, 22 Wellington St. E., Toronto.
Date of I ncor poration. — 1905. Date commenced business in Canada. — June 21, 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $100,000 Premiums — Ontario (net) $174,523
Total assets 549,685 Premiums — Total business (net) . . 404,090
Total liabilities 311,290 Claims — Ontario (net) 77,750
Surplus protection of policyholders 238,395 Claims — Total business (net) .... 212,832
*See note on page 1.
tAll business in Canada fully reinsured with the Home Insurance Company.
42 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
IMPERIAL INSURANCE OFFICE*
Head Office, Toronto, Ont.
Officer. — President and Managing Director, R. L. Stalling, Toronto.
Directors. — Thos. A. Brydall, Toronto; H. W. Muskett, Toronto; .\. H. Butler, Toronto;
R. L. Stailing, Toronto; Wm. \V. Otter-Barry; D. M. Dewar, V. E. Chute.
Date of I ncor poralion. — 1907. Date commenced business in Canada. — August 18, 1913.
Premiums Written — CL.\rMS Incurred
Capital stock paid in cash $175,000 Premiums — Ontario (net) $101,488
Total assets 788,654 Premiums — Total business (net). . 189,627
Total liabilities 245,467 Claims — Ontario (net) 55,789
Surplus protection of policyholders 543,187 Claims — Total business (net) .... 99,494
IMPERIAL LIFE ASSURANCE COMPANY OF CANADA*
He.\d Office, Toronto, Ont.
Officers. — President, G. A. Morrow, Toronto; Vice-Presidents, S. J. Moore, Toronto, and
E. T. Malone, K.C., Toronto; Managing Director, J. F. Weston, Toronto; Assistant General
Manager, G. Cecil Moore, Toronto; Secretary, D. Matheson, Toronto.
Directors. — Sir John ."^ird, Toronto; P. Burns, Toronto; D. B. Hanna, Toronto; J. F. Weston,
Toronto; E. T. Malone, K.C., Toronto; S. J. Moore, Toronto; Sir Herbert S. Holt, Montreal;
W. G. Morrow, Toronto; James Ryrie, Toronto; H. H. Williams, Toronto; G. A. Morrow,
Toronto; Hon. Donat Raymond, F. P. Wood, J. W. Mitchell.
Date of I ncor poration. — April 23, 1896. Date commenced business in Canada. — October 1, 1897.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $3,513,352
Total assets 66,147,753 Premiu ms — Total business (net) . . 11,455,198
Ontario business in force (gross) ... 108,541,402 Death Claims — Ontario (net) ... . 650,676
Total business in force (gross) .... 301,467,126 DeathClaims — Total business (net) 2,265,710
INDEMNITY INSURANCE COMPANY OF NORTH AMERICA*
Head Office, Philadelphia, Pa.
Principal Office in Canada, loronto, Ont.
Manager or Chief E.xecuiive Officer in Canada. — H. C. Mills, 100 .Adelaide St. West, Toronto.
Chief or General A gent in Ontario. — Jones & Proctor Bros., Ltd., 100 Adelaide St. W., Toronto.
Date of I ncor poration. — 1920. Date commenced business in Canada. — July 3, 1922.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $46,237
Assets in Canada 432,269 Premiums — Canada (net) 131,281
Liabilicies in Canada 103,687 Claims — Ontario (net) 16,972
Claims — Canada (net) 58,277
INSURANCE COMPANY OF NORTH AMERICA*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. C. Mills, 100 .\delaide St. W., Toronto.
Chief or General Agent in Ontario. — J. E. Proctor, 100 Adelaide St. W., Toionto.
Date of I ncor poration. — April 14, 1794. Date commenced business in Canada. — November 7,
1889.
PK Premiums Written — Claims Incurred
Capital stock paid in cash $12,000,000 Premiums — Ontario (net) $253,044
Assets in Canada 1,409,348 Premiums — Canada (net) 715,524
Liabilities in Canada 500,503 Claims — Ontario (net) 90,292
Claims — Canada (net) 444,192
INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — J. W. Binnie, MontieaL
Chief or General Agent in Ontario. — W. H. Sherman, 908a Excelsior Life BIdg., Toronto.
Date of I ncor poration. — April 18, 1794. Dale commenced business in Canada. — March 22, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $45,327
Assets in Canada 22.3,190 Pre miu ms — Canada (net) 1.37,738
Liabilities in Canada 107,154 Claims — Ontario (net) 34.042
Claims — Canada (net) 89.918
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 43
INTERNATIONAL FIDELITY INSURANCE COMPANY*
Head Office, Jersey City, N.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Neil Sinclair, Toronto.
Chief or General Agent in Ontario. — Neil Sinclair, 36 King St. East, Toronto.
Dale of I ncorporation. — December 27, 1904. Date commenced business in Canada. — June 2,
1905.
Premiums Written — Claims Incurred
Capital stock paid in cash $300,000 Premiums — Ontario (net) $1,662
Assets in Canada 5,200 Premiums — Canada (net) 5,313
Liabilities in Canada 2,410 Claims — Ontario (net) — 92
Claims — Canada (net) 2,071
THE LASALLE FIRE INSURANCE COMPANY*
Head Office, New Orle.\ns, U.S.A.
Principal Office in Canda, Montreal, Que.
Manager or Chief Executive Officer in Canada. — E. J. Walsh, Montreal.
Chief or General Agent in Ontario. — J. E. Whitmyer, Sterling Tower, Toronto.
Date of I ncor poration. — 1921. Date commenced business in Canada. — December 5, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $917
Assets in Canada 118,128 Premiums — Canada (net) 4,964
Liabilities in Canada 8,241 Claims — Ontario (net) 4,033
Claims — Canada (net) 7,779
LAW, UNION & ROCK INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. R. Houghton, Toronto.
Chief or General Agent in Ontario. — W. R. Houghton, 4 Richmond St. East, Toronto.
Date of I ncor poration. — 1806. Date commenced business in Canada. — April, 1899.
Capital stock paid in cash £165,000 Premiums — Ontario (net) $157,993
Assets in Canada $1,046,927 Pre miu ms— Canada (net) 482,386
Liabilities in Canada 562,129 Claims — Ontario (net) 120,350
Claims — Canada (net) 303,934
LEGAL AND GENERAL ASSURANCE SOCIETY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Muir Beddall, Ltd., Royal Bank Bldg.,
Montreal, Que.
Chief or General Agent in Ontario. — J. D. Rowell, 26 Wellington St. E., Toronto, Ont.
Date of I ncor poration. — 1838. Date commenced business in Canada. — July 17, 1929.
Premiums Written — Losses Incurred
Capital stock paid in cash £200,000 Premiums — Ontario (net) $25,943
Assets in Canada $375,276 Premiums — ^Canada (net) 162,563
Liabilities in Canada 108,126 Claims — Ontario (net) 12,079
Claims — Canada (net) 83,060
THE LIVERPOOL & LONDON & GLOBE INSURANCE COMPANY, LIMITED*
Head Office, Liverpool, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Lewis Laing, Montieal.
Chief or General Agent in Ontario. — R. Forster Smith, Metropolitan Bldg., Toronto.
Date of I ncor poration. — May 21, 1836. Date commenced business in Canada. — June 4, 1851.
Premiums Written — Claims Incurred
Capital stock paid in cash £1,062,100
Life: Life:
Assets in Canada (included in other Premiums — Ontario (net) $1,208
than Life). Premiums — Canada (net) 4,375
Ontario business in force (gross) . . . $34,949 Death Claims — Ontaiio (net) .... 180
Canadian business in force (gross) 173,046 Death Claims — Canada (net) . ■ • • 4,536
Other than Life: Other than Life:
Assets in Canada t$2,918,661 Premiums — Ontario (net) $466,651
Liabilities in Canada t 1,618,091 Premiums — Canada (net) 1,384,677
Claims — Ontario (net) 219,111
Claims — Canada (net) 806,503
♦See note on page 1.
tRespecting "Life" and "Other than Life" business.
44 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE LIVERPOOL-MANITOBA ASSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President and Manager, Lewis Laing, Montreal; Vice-President and Secretary,
R. Forster Smith, Montreal.
Directors. — J. Theo LeClerc, Montreal; W. Molson McPherson, Montreal; Lieut. -Col.
Herbert Molson, Montreal; F. E. Meredith, K.C., Montreal; Sir Frederick Williams-Taylor,
Montreal; F. C. Browning, Montreal; R. McConnell, London, England; Lewis Laing, Montreal;
Hon. L. A. Taschereau, Quebec; R. Forster Smith, Toronto.
Chief or General Agent in Ontario. — R. Forster Smith, Metropolitan Bldg., Toronto.
Date of I ncor poration. — March 12, 1912. Date commenced business in Canada. — August 1.
1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $175,000 Premiums — Ontario (net) $128,305
Total assets 1,387,421 Premiums — Total business (net). . 287,270
Total liabilities 425,214 Claims — Ontario (net) 61,159
Surplus protection of policyholders 962,207 Claims — Total business (net) ... . 157,721
LLOYDS CASUALTY COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada. — Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14-24 Toronto St., Toronto, Ont.
Date of I ncor poration. — 1882. Date commenced business in Canada. — 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $117,546
Assets in Canada 364,935 Premiums — Canada (net) 254,472
Liabilities in Canada 199,985 Claims — Ontario (net) 75,862
Claims — Canada (net) 132,242
LOCAL GOVERNMENT GUARANTEE SOCIETY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm, Montreal.
Chief or General Agent in Ontario. — H. B. Rowe, Confederation Life Bldg., Toronto.
Dale of Incorporation. — 1890. Date commenced business in Canada. — January, 1924.
Premiums Written — Claims Incurred
Capital stock paid in cash £12,488 Premiums — Ontario (net) $8,808
Assets in Canada $155,318 Premiums — Canada (net) 73,425
Liabilities in Canada 78,204 Claims — Ontario (net) 2,366
Claims — Canada (net) 32,010
Que.
LONDON ASSURANCE*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. J. R. Coyle, 465 St. John St., Montreal,
Chief or General Agent in Ontario. — Messrs. Armstrong, DeWitt & Crossin, 36 Toronto St.,
Toronto, Ont.
Date of Incorporation. — June 22, 1720. Dale commenced business in Canada. — 1862.
„ Premiums Written — Claims Incurred
Capital stock paid in cash $4,249,880 Premiums — Ontario (net) $144,879
Assets in Canada 903,466 Premiums — Canada (net) 490,607
Liabilities in Canada 394,173 Claims — Ontario (net) 69,325
Claims — Canada (net) 243,075
LONDON-CANADA INSURANCE COMPANY*
Head Office, Toronto, O.vt.
Officers. — President, Peter A. McCallum, Toronto; Vice-President,. B. W. Ballard, Toronto;
Secretary, A. V. Stamper, Toronto.
Directors. — Peter A. McCallum, Toronto; B. W. Ballard, Toronto; W. H. Hunter, Toronto;
A. C. McMaster, Toronto; A. R. Kniglit, Toronto; A. G. Cruickshank, Toronto; W. J. Wilcox,
Winnipeg; H. A. Fromings, Montreal; W. J. Scri mcs, Winnipeg-
Date of Incorporation. — 1859. Date commenced business in Canada. — 1859.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $120,683
Total assets 889,132 Premiums — Total business (net). . 205,037
Total liabilities 202.128 Claims — Ontario (net) 69,236
Surplus protection of policyholders 687,004 Claims — Total business (net) ... . 119,702
*See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 45
LONDON GUARANTEE & ACCIDENT COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — George Weir, Toronto.
Chief or General Agent in Ontario. — Geo. Weir, 465 Bay St., Toronto.
Date of Organization. — 1869. Date commenced business in Canada. — July, 1880.
Premiums Written — Claims Incurred
Capital stock paid in cash £250,000 Pre miu ms— Ontario (net) $356,965
Assetsin Canada $1,038,047 Pre miu ms — Canada (net) 613,056
Liabilities in Canada 553,186 Claims — Ontario (net) 157,881
Claims — Canada (net) 332,920
LONDON & LANCASHIRE GUARANTEE & ACCIDENT COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President, W. R. Houghton, Toronto; Assistant General Manager, L. C. Evans,
Toronto.
Directors. — Alfred Wright, Toronto; J. Walmsley, Toronto; Chas. Hendry, London, Eng.;
W. R. Houghton, Toronto; C. M. Horswell, Toronto.
Date of I ncorporation. — April 10, 1908. Date commenced business in Canada. — July 24, 1908.
Premiums Written — Claims Incurred
Capital stock paid in cash $400,000 Premiums — Ontario (net) $272,629
Total assets 1,114,697 Premiums — Total business (net). . 527,239
Total liabilities 496,496 Claims — Ontario (net) 342,592
Surplus protection of policyholders 618,201 Claims — Total business (net). . . . 400,096
LONDON & LANCASHIRE INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. R. Houghton.
Chief or General Agent in Ontario. — W. R. Houghton, 4 Richmond St. E., Toronto.
Date of Organization. — December 10, 1861. Dale commenced business in Canada. — April, 1880.
Premiums Written — Claims Incurred
Capital stock pa]d in cash £1,455,724 Premiums — Ontario (net) $505,411
.'\ssets in Canada $1,912,806 Premiums — Canada (net) 1,233,189
Liabilities in Canada 1,213,897 Claims — Ontario (net) 323,006
Claims — Canada (net) 856,376
THE LONDON LIFE INSURANCE COMPANY*
Head Office, London, Ont.
Officers. — President, J. G. Richter, London, Ont.; Vice-President, J. E. Jeffrey, London-
Managing Director, Edward E. Reid, A. I. A., London. '
Directors. — John G. Richter, F.A.S., London; .\. C. Spencer, London; Edward E. Reid,
London; J. Edgar Jeffrey, London; Arch. McPherson, London; Thos. W. Baker, London; Wm.
Gorman, London; C. L. Jeffrey, London, Ont.; G. E. Reid, London, Ont.
Date of Incorporation. — 1874. Date commenced business in Canada. — 1874.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000
Life: Life:
Total assets 72,221,418 Premiums — Ontario (net) $8,654,543
Ontario business in force (gross) . . . 297,197,924 Premiums — Total business (net) . . 13,843,617
Total business in force (gross) ... .468,436,076 Death Claims — Ontario business
(net) 962,893
Death Claims — Total business
(net) 1,708,720
Other than Life: Other than Life:
Total assets $156,849 Premiu ms — Ontario (net) $84,176
Total liabilities 56,840 Premiums — Total business (net). . 150,374
Surplus protection of policyholders 100,009 Claims — Ontario (net) 56,494
Claims — Total business (net). . . . 101,353
*See note on page 1.
46 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
LONDON & PROVINCIAL MARINE & GENERAL INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — P. L. Monkman, Montreal.
Chief or General Agent in Ontario. — Walter R. Purves, 510 Temple Bldg., Toronto.
Date of Incor poration. — 1860. Date commenced business in Canada. — April 24, 1924.
Premiums Written — Claims Incurred
Capital stock paid in cash £.300,000 Premiums — Ontario (net) $29,379
Assets in Canada $265,781 Premiums — Canada (net) 82,513
Liabilities in Canada 71,733 Claims — Ontario (net) 18,394
Claims — Canada (net) 45,338
LONDON & SCOTTISH ASSURANCE CORPORATION, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Alex. Bissett, Montreal.
Chief or General Agent in Ontario. — Colborne Agencies, 100 Adelaide St. West, Toronto.
Date of Organization. — 1862. Date commenced business in Canada. — -1863.
Premiums Written — Claims Incurred
Capital stock paid in cash £120,000
Assets in Canada $10,246,347 Premiums — Ontario (net) $187,142
Ontario business in force (gross) . . . 6,986,592 Premiu ms — Canada (net) 636,945
Canadian business in force (gross) 16,940,075 Death Claims — Ontario (net).... 49,607
Death Claims — Canada (net) .... 278,312
Other than Life: Other than Life:
Assets in Canada $328,360 Premiums — Ontario (net) $33,970
Liabilities in Canada 108,684 Premiums — Canada (net) 140,411
Claims — Ontario (net) 25,952
Claims — Canada (nei) 83,401
LOYAL PROTECTIVE INSURANCE COMPANY*
Head Office, Boston, Mass.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. L. Van Vliet, Continental Life Bldg.,
Toronto.
Chief or General Agent in Ontario. — H. L. Van Vliet, Continental Life Bldg., Toronto.
Date of I near poration. — 1909. Date commenced business in Canada. — February 13, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $192,514
Assets in Canada 199,644 Premiums — Canada (net) 298,225
Liabilities in Canada 114,190 Claims — Ontario (net) 117,136
Claims — Canada (net) 191,325
LUMBERMEN'S INSURANCE COMPANY*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chtef Executive Officer in Canada, — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Bcgg, 14-24 Toronto St., Toronto.
Date of I ncor poration. — June 11, 1873. Date commenced business in Canada. — November 5,
1926.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $56,719
Assets in Canada 135,530 Pre mi u ms — Canada (net) 99,614
Liabilities in Canada 61,269 Clai ms — Ontario (net) 30,500
Clai ms — Canada (net) 49,056
*See note on page 1.
JOINT STOCK IXSURANXE COMPANIES FOR 1931 47
MANUFACTURERS LIFE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, W. G. Gooderham, Toronto; Vice-President, M. R. Gooderham; General
Manager, J. H. Lithgow.
Directors. — Geo. H. Cassels, F. G. Osier, Toronto; M. R. Gooderham, Toronto; D. G. Ross,
Toronto; William Stone, Oakville; W. G. Gooderham, Toronto; Col. A. L. Bishop, Toronto;
R. A. Daly.
Dale of Incor poration. — June 23, 1887. Date commenced business in Canada. — August 19,
1887.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 Premiums — Ontario (net) $3,527,267
Total assets 115,527,218 Premiums — Total business (net) . . 22,560,503
Ontario business in force (gross) . . . 115,456,011 Death Claims — -Ontario (net) .... 665,279
Total business in force (gross) . . . .542,322,853 DeathClaims — Totalbusiness(net) 4,273,568
MARINE INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Alfred Powis, Jr., Royal Bank Building,
Montreal.
Chief or General Agent in Ontario. — W. Rae Blight, 22 Toronto St., Toronto, Ont.
Date of Organization. — July 30, 1836. Date commenced business in Canada. — December 14,
1896.
Pre.miums Written — Claims Incurred
Capital stock paid in cash £600,000 Premiums — Ontario (net) $23,894
Assetsin Canada 455,0.32 Pre mi u ms — Canada (net) 99,486
Liabilities in Canada 95,539 Claims — Ontario (net) 15,654
Claims — Canada (net) 74,594
MARYLAND CASUALTY COMPANY*
Head Office, B.altimore, Md.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — F. J. Lightbourn, Toronto.
Chief or General Agent in Ontario. — F. J. Lightbourn, 54 Adelaide St. East, Toronto.
Date of I ncor poration. — January, 1910. Date commenced business in Canada. — May 12, 1903.
Premiu.ms Written — Cl.\ims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $95,671
Assets in Canada 808,084 Premiums — Canada (net) 433,406
Liabilities in Canada 380,650 Claims — Ontario (net) 34,318
Claims — Canada (net) 185,758
MARYLAND INSURANCE COMPANY*
Head Office, New York, X.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — W. E. Baldwin, 465 St. John St., Montreal
Chief or General Agent in Ontario. — Willis Faber Company of Ontario, Ltd., 36 Toronto St.,
Toronto.
Date of I ncor poration. — 1910. Date commenced business in Canada. — September 5, 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $16,207
Assets in Canada 220,339 Premiums — Canada (net) 90,597
Liabilities in Canada 59,937 Claims — Ontario (net) 3,479
Claims — Canada (net) 76,867
THE MERCANTILE FIRE INSURANCE COMPANY*
He.\d Office, Toronto, Ont.
Officers.- — President and Managing Director, W. R. Houghton, Toronto; Secretary, P. L.
Waylett, Toronto
Directors. — A. S. Booth, Montreal; C. M. Horswell, Toronto; W. R. Houghton, Toronto;
Alfred Wright, Toronto; Joseph Walmsley, Toronto; Lawrence C. Evans, Toronto.
Date of I ncor poration. — 1874. Date commenced business in Canada. — November 1, 1875.
Premiums Written — Claims Incurred
Capital stock paid in cash $50,000 Premiums — Ontario (net) $56,368
Total assets 699,712 Premiums — Total business (net). . 124,345
Total liabilities 205,569 Claims — Ontario (net) 23,802
Surplus protection of policyholders 494,143 Claims — Total business (net). . . . 55,988
*See note on page 1.
48 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
MERCHANTS CASUALTY INSURANCE COMPANY*
Head Office, Waterloo, Ont.
Officers. — President, E. F. Seagram, Waterloo; Vice-President, J. C. Haight, K.C., Waterloo;
General Manager, R. E. Patterson, Waterloo.
Directors. — Thos. W. Seagram, Waterloo; William Henderson, Waterloo; J. A. Martin,
Kitchener; E. M. Arnold, Elmira; W. G. Weichel, M.P.P., Waterloo; P. V. Wilson. Waterloo;
W. J. Stevenson; R. E. Patterson.
Dale of Incorporation. — 1924. Date commenced business in Canada. — December 17, 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $146,400 Premiums — Ontario (net) $167,285
Total assets 361,256 Premiums — Total business (net). . 321,918
Total liabilities 215,850 Claims — Ontario (net) 62,427
Surplus protection of policyholders 145,406 Claims — Total business (net). . . . 121,456
MERCHANTS FIRE ASSURANCE CORPORATION*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14-24 Toronto St., Toronto.
Date of I ncor poration. — 1910. Date commenced business in Canada. — December 26, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash $4,000,000 Premiums — Ontario (net) $105,505
Assets in Canada 358,730 Premiums — Canada (net) 237,434
Liabilities in Canada 159,591 Claims — Ontario (net) 72,842
Claims — Canada (net) 132,867
MERCHANTS FIRE INSURANCE COMPANY
Toronto, Canada
Incorporated. — 1898. Commenced business in the Province. — January 1, 1898.
Officers (as at dale of filing statement): President, W. R. Houghton; Acting Secretary, Charles M. Horswell;
Manager, Charles M. Horswell.
Directors (as at date of filing statement). — A. S. Booth, G. H. Henderson, C. M. Horswell, W. R. Houghton,
Alfred Wright.
Auditors.— Albert J Walker, F.C.A.; Rutherford Williamson, F.C.A.
Statement for the Year Ending 31st December, 1931
Capital Stock
Amount Amount
Amount of capital stock authorized, $500,000. subscribed for paid in cash
Number of shares, 10,000. Par value, $50.
Capital stock at beginning of year $300,000 00 $150,000 00
Capital stock at end of year $300,000 00 $150,000 00
Premium on Capital Stock
Total amount paid to December 31, 1931 Nil.
Assets
Book value of real estate:
Office premises $108,300 00
Held for sale 1,163 52
Mortgage loans on real estate, first mortgages 13,000 00
Book value of bonds, debentures and debenture stocks owned 602,982 89
Cash on hand and in banks:
On hand at head office $698 76
In chattered banks of Canada in Canada 19,607 87
In all other banks and depositories 32,221 33
52.527 96
Interest accrued $6,088 48
Rents due 60 00
6,148 48
Agents' balances and premiums uncollected, written on or after Octobei 1, 1931 17,404 70
Balances due from reinsurance companies 763 03
Total Admitted Assets of the Company $802,290 58
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931
49
LiablUties
Total provisions for unpaid claims '. $9,265 00
Total net reserve, S2 19.299.99, carried out at 80% thereof 175,439 98
Expenses due and accrued 2,800 00
Taxes due and accrued 8,232 17
Reinsurance premiums 298 15
Return premiums 297 91
Deficiency of market under book value of securities 26,353 71
Total of all liabilities except capital stock $222,686 92
Capital stock paid in cash $150,000 00
Surplus in Profit and Loss Account 429,603 66
Excess of assets over liabilities 5 79,603 66
Total Liabilities $802,290 58
Profit and Loss Account
Net premiums written $212,228 31
Reserve of unearned premiums (80 per cent.) :
At beginning of year 183,251 52
At end of year 175,439 98
Decrease $7,811 54
Net premiums earned $220,039 85
Net losses and claims incurred $92,053 00
Net adjustment expenses 4,085 87
Commissions 51 ,968 54
Taxes... '. 10,235 85
Salaries, fees and travelling expenses 30,372 36
All other expenses 16,177 17
Underwriting profit $15,147 06
Other revenue:
Interest earned $34,244 29
Rents earned 1,240 03
Other gains on sale and maturity of debentures 673 85
Endorsement fees 650
36,164 67
Other expenditure:
Bad debts written off $81 34
Decrease in book value of real estate 3,000 00
Reserve for decrease in market value of securities 26,353 71
$29,435 05
Net Profit for the Year $21,876 68
Surplus for Protection of Policyholders
Surplus of assets over liabilities (except capital stock) at beginning of year $595,367 88
Net profit brought down , 21,876 68
$617,244 56
Increase in disallowed assets $140 90
Dividends declared 37,500 00
37,640 90
Surplus of assets over liabilities (except capital stock) at end of year $579,603 66
Suminary of Risks and Premiums
(All in the Province)
Fire
At Risk
Gross in force, December 31, 1930 $60,904,524 00
Taken in 1931, including renewed 33,461,191 00
Total $94,365,715 00
Ceased in 1931 35,543,608 00
Gross in force, December 31, 1931 $58,822,107 00
Reinsurance in force, December 31, 1931 976,159 00
Net in Force, December 31, 1931 $57,845,948 00
Premiums
$462,626 68
252,011 53
$714,638 21
279,674 32
$434,963 89
3,960 17
$431,003 72
Automobile
Premiums
$10,626 88
11,793 16
$22,420 04
11,879 82
$10,540 22
754 60
$9,785 62
so
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Schedule "D"
Bonds and Debentures Owned by the Company
Par Value
Dominion of Canada, 5%, 1937 $10,000 00
Dominion of Canada, 5%, 1941 25,000 00
Dominion of Canada, 4>i%, 1958 20,000 00
Grand Trunk Pacific Railway, 3%, 1962 9,720 00
Hvdro-Electric Power Commission of Ontario, 4%, 19S7 5,000 00
H;ydro- Electric Power Commission of Ontario, 6%, 1940 10,000 00
Village of Acton, 6%, 1936-7 2,000 00
Town oi Alexandria, 6%, 1935-39 3,580 72
Town of Brampton, 63^%, 1948 4,314 23
City of Calgary, Alta., 4^%, 1942 48,666 66
City of Edmonton, Alta., 51^%, 1945 50,000 00
Village of Embro, 6%, 1936-39 2,265 80
Village of Fort Erie, 5%, 1932-3 2,149 06
Town of Gananoque, 4%, 1933 2,000 00
City of Guelph,5>^%, 1934 5,000 00
City of Hamilton, 4%, 1934 1,460 00
Town of Hanover, 6%, 1937-8 4,523 88
City of Toronto Harbour Commissioners, 43^%, 1953 25,000 00
Town of Hespeler, 6%, 1937-40 2,321 93
Town of Kenora, 5%, 1940 3,000 00
City of Kingston, 6%, 1934-7 3,800 00
City of Kingston, 532%. 1949 2,000 00
City of Kitchener, 6%, 1937 5,000 00
Town of Lakefield, 63^%, 1947-49 4,379 58
Town of Leamington, 6%, 1948 3,329 06
Town of Lindsay, 6%, 1936 2,000 00
Town of Listowel, 6%, 1937-8 2,714 33
City of London, 5%, 1944 4,000 00
Town of Meaford, 6%, 1936 5,000 00
Village of Merrickville, 6%, 1939 987 05
Town of Midland, 6%, 1939 2,467 49
Town of Milton, 6%, 1947-8 5,690 03
Town of Mimico, 6>^%, 1949-50 2,000 00
Town of New Toronto, 63^%, 1932 1,000 00
City of Niagara Falls, Ont., 5%, 1944-9 4,997 98
City ol Oshawa, 6%, 1948-50 6,796 72
City of Ottawa, 4% , 1934 5,000 00
City of Owen Sound, 63^%, 1935 3,000 00
City of Port Arthur, 5%, 1937 3,000 00
City of Port Arthur, 5%, 1959 15,000 00
Village of Port Credit, 6%, 1936-7 2,365 11
City of Sarnia , 53^ % , 1938 3,759 09
City of Sault Ste. Marie, 5%, 1943 2,000 00
Town of Strathroy, 53^%, 1934 1,000 00
Town of Thorold, 5%, 1934 1,000 00
Cit> of Toronto, 6% , 1944 25,000 00
City of Toronto, 5%, 1953 25,000 00
City of Toronto, 43^%, 1948 2,410 00
City of Toronto, 43^%, 1945 1,000 00
City of Toronto, 3'^%, 1945 4,866 67
City of Toronto, 33-^%, 1944 5,353 33
Cityof Toronto, 43-^%, 1953 1,000 00
Town of Trenton, 53^%, 1932-3 2,000 00
Town of Trenton, 53^%, 1939 2,379 51
Town of Walkerville, 43^%, 1942-3 5,000 00
Village of Waterdown, 53^%, 1939 3,000 00
Town of Waterloo, 6%, 1937 6,560 54
Town of Wevburn, Sask., 5%, 1949 500 00
Citv of Windsor, 5</o. 1937 3,056 85
Townof Wingham, 6^%, 1932-51 6,243 85
City of Woodstock, 5 >^%, 1947 5,000 00
Canada Cement Co., Ltd., 53^%, 1947 25,000 00
Canada Permanent Mortgage Corporation, 5%, 1934 10,000 00
Credit Foncier F-ranco-Canadien, 5%, 1945 25,000 00
Townshi,p of Etobicokc, 53^^%, 1945-51 20,382 99
Township of Etobicoke, 534%, 1946-50 20,080 32
Imperial Trusts Co., G.LR., 5%, 1934 2,500 00
Township of King, 6%, 1932-39 812 11
Ontaiio Loan and Debenture Co., 5%, 1934 10,000 00
County of Peel, 57o, 1941 3,371 63
Town of Riverside, R.C.S.S. Bonds, 53^%, 1936-47 14,002 72
Trusts & Guarantee Co., G.LR., 5%, 1934 2,500 00
United Secuiiries Ltd., 53^%, 1952 25,000 00
Town?hip of York, 5%, 1956-7 25,000 00
Township of Etobicoke, 5%, 1932-59 6,100 76
$616,410 04
Schedule "E"
Stocks Owned by the Company
Standard Reliance Assets Ltd., 5,075 shares.
Par Value
$4,250 77
Book Value
$9,750 00
24,750 00
20,000 00
5,734 80
3,439 00
11,019 00
1,891 24
3,782 45
4,314 23
46,179 80
50,187 50
2,265 80
1,807 40
1,633 40
5,181 50
1,460 00
4,523 88
20,375 00
2,143 91
3,000 00
3,800 00
1,862 20
4,743 20
4,243 66
3,158 26
2,099 58
2,859 38
3,418 95
4,762 SO
915 53
2,467 49
5,329 78
1,931 93
968 19
4,647 37
6,358 71
5,000 00
3,000 00
2,727 60
14,700 00
2,526 41
3,547 88
1,871 01
967 24
896 44
27,812 50
25,187 50
2,161 37
799 20
4,866 67
5,353 33
1,000 00
1,791 24
2,379 51
5,000 00
3,036 00
6,228 80
500 00
2,981 35
6,243 85
4,911 91
25,625 CO
10,000 00
23,750 00
.20,864 03
21,030 12
2,500 00
812 11
10,000 00
3,040 87
13,967 71
2,500 00
25,500 00
25,000 00
5,897 60
$602,982 89
Book Value
Nil.
JOINT STOCK INSURANCE COMPANIES FOR 1931 51
MERCHANTS AND MANUFACTURERS FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada. — Montreal, Que.
Manager or Chief Executive Officer in Canada. — Jacques Marchand, 276 St. James St.,
Montreal, Que.
Chief or General Agent in Ontario. — John B. Hall, 312 Metropolitan Bldg., Toronto.
Date of I ncor poration. — 1849. Date commenced business in Canada. — 1928.
Premiums Written — Losses Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $40,649
Assets in Canada 156,160 Premiums — Canada (net) 178,010
Liabilities in Canada 79,572 Claims — Ontario (net) 35,022
Claims — Canada (net) 76,156
THE MERCHANTS MARINE INSURANCE COMPANY, LIMITED*
He.\d Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — John Jenkins, Insurance Exchange Bldg.,
Montreal.
Chief or Gen-eral Agent in Ontario. — S. G. Reid, Temple Bldg., Toronto.
Date of Incor poration. — 1871. Date commenced business in Canada. — January 1, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash £125,000 Premiums — Ontario (net) $63,257
Assets in Canada $256,917 Pre mi u ms — Canada (net) 199,249
Liabilities in Canada 158,536 Clai ms — Ontario (net) 29,405
Claims — Canada (net) 98,205
MERCURY INSURANCE COMPANY*
Head Office, St. Paul, Minn.
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — P. A. Codere, Winnipeg.
Chief or General Agent in Ontario. — Geo. A. Sherritt, 36 Toronto St., Toronto.
Date of I ncor poration. — April 18, 1925. Date commenced business in Canada. — April 3, 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $80,510
Assets in Canada 293,849 Premiums — ^Canada (net) 186,538
Liabilities in Canada 115,806 Claims — Ontario (net) 38,311
Claims — Canada (net) 105,222
THE METROPOLITAN CASUALTY INSURANCE COMPANY OF NEW YORK*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Lt.-Col. Robt. F. Massie, Toronto, Ont.
Chief or General Agent in Ontario. — Lt.-Col. Robt. F. Massie, 465 Bay St., Toronto, Ont.
Date of I ncor poration. — 1874. Date commenced business in Canada. — 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 Premiums — Ontario (net) $55,522
Assets in Canada 547,225 Premiums — Canada (net) 98,061
Liabilities in Canada 72,237 Claims — -Ontario (net) 23,878
Claims — Canada (net) 50,756
MICHIGAN FIRE AND MARINE INSURANCE COMPANY*
Head Office, Detroit, Mich.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — W. E. Findlay, 460 St. John St., Montreal.
Chief or General Agent in Ontario. — Messrs. Smith & Walsh, Ltd., Toronto, Ont.
Date of I ncor poration. — 1880. Date commenced business in Canada. — 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $11,558
Assets in Canada 282,592 Premiums — Canada (net) 61,321
Liabilities in Canada 42,137 Claims — Ontario (net) 11,781
Claims — Canada (net) 32,964
*See note on page 1.
52 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
MONARCH ACCIDENT INSURANCE COMPANY*
Head Office, Springfield, Mass.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — L. M. Thompson, Toronto.
Chief or General Agent in Ontario. — L. M. Thompson, 35 Richmond St. West, Toronto.
Date of Incorporation. — August 15, 1901. Date commenced business in Canada. — September
26 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $300,000 Premiums — Ontario (net) $82,388
Assetsin Canada 74,152 Premiums — Canada (net) 89,591
Liabilities in Canada 21,582 Claims — Ontario (net) 52,250
Claims — Canada (net) 55,866
THE MONARCH LIFE ASSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, W. A. Matheson, Winnipeg; Vice-President, W. L. Parrish.
Directors. — W. L. Parrish, Winnipeg; A. O. Marrin, Winnipeg; E. J. Tarr, Winnipeg; R. J.
Gourley, Winnipeg; Geo. H. Stewart, Winnipeg; W. A. Matheson, Winnipeg; J. W. W. Stewart,
Toronto; W. Trevor Gwyn, Winnipeg; D. H. Hudson, Winnipeg, Man.
Chief or General Agent in Ontario. — F. W. Adams, Toronto.
Dale of Incorporation. — July 18, 1904. Date commenced business in Canada. — July 4, 1906.
Premiums Written — Claims Incurred
Capital stock paid in cash $100,740 Premiums — Ontario (net) $283,937
Total assets 10,391,951 Premiums — Total business (net) . . 1,712,248
Ontario business in force (gross) .. . 10,669,302 Death Claims — Ontario (net) ... . 40,216
Total business in force (gross) ... . 61,148,205 DeathClaims — Total business (netj 222,249
MONTREAL LIFE INSURANCE COMPANY*
He-^d Office, Montreal, Que.
Officers. — President and Manager, Arthur P. Earle, A. I. A., Montreal; Vice-Presidents, C. E.
Sanders, Montreal; J. V. B. Desaulniers.
Directors. — Jas. W. Pyke, Montreal; C. G. Greenshields, K.C., Montreal; Dr. H. Cypihot;
S. W. Jacobs, K.C., Montreal; Kenneth Molson, Montreal; Hon. R. O. Grothe, Hon. J. P. B.
Casgrain, Montreal; Lyon Cohen, Montreal; J. V. Desaulniers, Montreal; Arthur P. Earle,
Montreal; William Penman, London, England; C. H. Falloon, London, England; C. E. Sanders,
Montreal, Que.; Rex Redmond, Montreal, P.Q.
Chief or General Agent in Ontario. — A. H. Beaton, Royal Bank Bldg., Toronto.
Date of I ncorporalion. — June 16, 1908. Dale commenced business in Canada. — May 26, 1910.
Premiums Written — Claims Incurred
Capital stock paid in cash $250,000 Premiums — Ontario (net) $244,231
Total assets 5,611,977 Premiums — Total business (net). . 1,298,571
Ontario business in force (gross) .. . 2,140,672 DeathClaims — Ontario (net) ... . 31,183
Total business in force (gross). . . . 40,851,114 DeathClaims — Total business(net) 203,460
THE MOTOR UNION INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Charles Stuart Malcolm, Royal Exchange
Bldg., Montreal, Que.
Chief or General Agent in Ontario. — H. B. Rowe, 100 Adelaide St. W., Toronto.
Date cf I ncorporation. — 1906. Date commenced business in Canada. — May 30, 1919.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,820,280 Premiums — Ontario (net) $78,110
Assets in Canada 383,294 Premiums — Canada (net) 190,989
Liabilities in Canada 197,858 Claims — Ontario (net) 33,132
Claims — Canada (net) 108,495
*See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 53
MOUNT ROYAL ASSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President, W. H. Koop, New York; Vice-Presidents, A. R. Phillips, New York; H.
C. Bourne, Montreal; Secretary and Treasurer, H. H. S. Fisk, Montreal.
Directors. — Hon. N. Perodeau, Montreal; A. O. Choate, New York; S. McRoberts, New
York; J. A. Garver, New York; O. L. Dommerich, New York; E. D. Babst, New York; Wm.
Robins, Toronto; F. G. Donaldson, Montreal; C. E. Gravel, Montreal; Chas. Laurendeau,
Montreal; G. Hogg, Montreal; S. Godin, Jr., Montreal; W. H. Koop, New York; H. C. Bourne,
Montreal; A. R. Phillips, New York.
Chief or General Agent in Ontario. — F. E. Hall, Room 205, Dominion Bank Bldg., Toronto 2,
Ont.
Date of I ncorporation. — 1902. Date commenced business in Canada. — October 25, 1912. t
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 Premiums — Ontario (net) $119,582
Total assets 2,056,679 Premiums — Total business (net). . 420,181
Total liabilities 675,247 Claims — Ontario (net) 114,272
Surplus protection of policyholders 1,381,432 Claims — Total business (net). . . . 305,092
MUTUAL LIFE & CITIZENS ASSURANCE COMPANY, LIMITED*
Head Office, Sydney, N.S.W., Australia
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Joseph P. Moore, Montreal.
Chief or General Agent in Ontario. — The Royal Trust Company, 59 Yonge St., Toronto.
Date of Incorporation. — December 31, 1886. Date commenced business in Canada. — August
11, 1913.
Premiums Written — Claims Incurred
Capital stock paid in cash $973,333 Premiums — Ontario (net) $328,484
Assets in Canada 6,358,123 Premiums — Canada (net) 1,275,247
Ontario business in force (gross) . . . 9,517,809 Death Claims — Ontario (net) .... 50,777
Canadian business in force (gross) . 15,994,916 Death Claims — Canada (net) .... 181,172
NATIONAL-BEN FRANKLIN FIRE INSURANCE COMPANY*
Head Office, Pittsburg, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Robert F. Massie, Toronto, Ont.
Chief or General Agent in Ontario. — Robert F. Massie, 465 Bay St., Toronto.
Date of Incorporation. — December 28, 1910. Date commenced business in Canada. — May 23,
1914.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $112,124
Assets in Canada 824,460 Premiums — Canada (net) 228,466
Liabilities in Canada 177,144 Claims — Ontario (net) 79,734
Claims — Canada (net) 158,056
NATIONAL FIRE INSURANCE COMPANY OF HARTFORD*
Head Office, Hartford, Conn.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Chas. C. Hall, Toronto.
Chief or General Agent in Ontario. — Chas. C. Hall, 54 Adelaide St. E., Toronto.
Date of Incorporation. — May, 1869. Date commenced business in Canada. — August 3, 1908.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $88,382
Assets in Canada 870,678 Premiums — Ontario (net) 407,802
Liabilities in Canada 298,575 Claims — Ontario (net) 47,040
Claims — Canada (net) 238,834
*See note on page 1.
tincluded in Home Insurance Company figures.
54 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
NATIONAL LIBERTY INSURANCE COMPANY OF AMERICA*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Fred W. Evans, Montreal.
Chief or General Agent in Ontario. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto.
Date of 1 7icor poration. — February, 1S59. Dale commenced business in Canada. — August, 1930
Premiums Written — Claims Incurred
Capital stock paid in cash $4,000,000 tPremiums — Ontario (net) Nil
Assetsin Canada 442,143 t Premiums — Canada (net) Nil
Liabilities in Canada Nil tClaims — Ontario (net) Nil
tClaims — Canada (net) Nil
THE NATIONAL LIFE ASSURANCE COMPANY OF CANADA*
Head Office, Toronto, Ont.
Officers. — President, A. H. Beaton, Toronto; Vice-President, Dr. .\. A. Macdonald, Toronto;
General Managing Director, F. Sparling, Toronto.
Directors. — Hon. E. M. Macdonald, K.C., Pictou, N.S.; Hon. A. Rogers, Toronto, Ont.;
Hon. Rodeolphe Lemieux, K.C., Montreal; Hon. Geo. P. Graham, Brockville; A. H. Beaton,
Toronto; Dr. A. A. Macdonald, Toronto; F. Sparling, Toronto; Col. A. E. Kirkpatrick, Toronto;
E. W. Bickle, Toronto.
Date of I ncor poration. — June 29, 1897. Date commenced business in Canada. — June 23, 1899.
Premiums Written — Claims Incurred
Capital stock paid in cash $250,000 Premiums — Ontario (net) $451,007
Totalassets 11,1.57,589 Premiu ms — Total business (net). . 1,874,846
Ontario business in force (gross) . . . 16,304,000 Death Claims — Ontario (net) .... 88,849
Total business in force (gross).... 60,590,612 Death Claims — Totalbusiness (net) 318,344
THE NATIONAL-LIVERPOOL INSURANCE COMPANY*
Head Office, Montre.\l, Que.
Officers. — President, Lewis Laing, Montreal; Vice-President, H. Churchill-Smith, Montreal.
Directors.- — R. McConnell, Liverpool, Eng.; J. Theodore LeClerc, Montreal; W. Molson
Macpherson, Quebec; F. E. Meredith, K.C., Montreal; Lt.-Col. Herbert Molson, Montreal;
Sir Frederick Williams-Taylor, Montreal; Hon. L. A. Taschereau, Quebec, Que.; Lewis Laing,
Montreal; S. N. Richards, Montreal; H. Churchill-Smith, Montreal.
Chief or General Agent in Ontario. — R. Forster-Smith, Metropolitan Bldg., Toronto.
Date of I ncor poration. — 1929. Date commenced business in Canada. — January 1, 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $100,000 Premiums — Ontario (net) $37,776
Assets in Canada 241,238 Premiums — Canada (net) 71,024
Liabilities in Canada 110,493 Claims — Ontario (net) 14,321
Surplus protection of policyholders 130,746 Claims — Canada (net) 41,094
NATIONAL PROVINCIAL INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm, Royal Exchange Bldg.,
Montreal.
Chief or General .Agent in Ontario. — H. B. Rowe, Concourse Bldg., Toronto.
Dale of I ncor poration. — 1885. Dale commenced business in Canada. — April 4, 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash £50,000 Premiums — Ontario (net) $30,955
Assets in Canada $259,757 Premiums — Canada (net) 151,821
Liabilities in Canada 132,102 Claims — Ontario (net) 16,753
Claims — Canada (net) 64,299
NATIONAL SURETY COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Chas. H. .Mien, Montreal.
Chief or General .A gent in Ontario. — Reed, Shaw & McNaught,64 Wellington St. W., Toronto.
Date of I ncor poration. — February 24, 1897. Dale commenced business in Canada. — November
30. 1911.
Premiums Written — Claims Incurred
Capital stock paid in cash $15,000,000 Premiums — Ontario (net) $133,524
Assets in Canada 600,922 Premiums — Canada (net) 358,286
Liabilities in Canada 371,215 Claims — Ontario (net) 55.484
Claims — Canada (net) 207.762
♦See note on page 1.
JOINT STOCK IX5URAXCE COMPANIES FOR 1931 55
NATIONAL UNION FIRE INSURANCE COMPANY*
Head Office, Pittsburg, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chtef Executive Officer in Canada. — Arthur Tucker, Metropolitan Bldg., Toronto.
Chief or General Agent in Ontario. — Arthur Tucker, Metropolitan Bldg., Toronto.
Dale of 1 ncor poralion. — February 14, 1901. Date commenced business in Canada. — August
10, 1910.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,750,000 Premiums — Ontario (net) $374,898
Assets in Canada 910,746 Premiums — Canada (net) 648,466
Liabilities in Canada 437,546 Claims — Ontario (net) 230,181
Claims — Canada (net) 622,180
NATIONAL UNION INDEMNITY COMPANY*
Head Office, Pittsburg, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Arthur Tucker, 44 Victoria St., Toronto.
Chief or General Agent in Ontario. — Arthur Tucker, 44 Victoria St., Toronto.
Date of Incorporation. — July 23, 1925. Date commenced business in Canada. — March 14, 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $31,965
Assets in Canada 230, .379 Premiums — Canada (net) ,56,906
Liabilities in Canada 96, .376 Claims — Ontario (net) 40,145
Claims — Canada (net) 117,835
NATIONAL FIRE INSURANCE COMPANY OF PARIS, FRANCE*
Head Office, Paris, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. A. Blondeau, Montreal.
Chief or General Agent in Ontario. — Grover D. Leyland, Metropolitan Bldg., Toronto.
Date of Organization. — 1820. Date commenced business in Canada. — February 13, 1914.
Premiums Written — Claims Incurred
Capital stock paid in cash. . Francs 12,500,000 Premiums — Ontario (net) $131,390
Assets in Canada $1,056,324 Premiums — Canada (net) 544,239
Liabilities in Canada 468,506 Claims — Ontario (net) 135,092
Claims — Canada (net) 414,522
NEWARK FIRE INSURANCE COMPANY*
Head Office, Newark, X.J.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. H. Labelle, Montreal.
Chief or General Agent in Ontario. — P. J. Quinn, 27 Wellington St. East, Toronto.
Dale of I ncor poration. — 1811. Date commenced business in Canada. — March 7, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $62,750
Assets in Canada 396,718 Premiums — Canada (net) 171,251
Liabilities in Canada 136,916 Claims — Ontario (net) 28,338
Claims — Canada (net) 84,621
THE NEW BRUNSWICK FIRE INSURANCE COMPANY*
Head Office, Xew Brunswick, N.J.
Principal Office in Canada, 276 St. James St. W., Montreal, Que.
Manager or Chief Executive Officer in Caytada. — Fred W. Evans, 276 St. James St. West,
Montreal.
Chief or General Agent in Ontario. — Reed, Shaw & McNaught, 64 Wellington St. West,
Toronto, Ont.
Date of Incorporation. — 1826. Date commenced business in Canada. — 1929.
Premiums Written — Losses Incurred
Capital stock paid in cash $1,000,000 fPremiums — Ontario (net) Nil
Assets in Canada 365,930 jPremiums — Canada (net) Nil
Liabilities in Canada Nil tClaims — Ontario (net) Nil
tClaims — Canada (net) Nil
*See note on page 1.
tincluded in Home Insurance Company figures.
56 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
NEW HAMPSHIRE FIRE INSURANCE COMPANY*
Head Office, Manchester, N.H.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — R. de Grandpre, Montreal.
Chief or General Agent in Ontario. — Gavin Brown, Jr., 53 Yonge St., Toronto.
Date of I ncorporalion. — 1869. Date commenced business in Canada. — April 15, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $46,406
Assets in Canada 303,935 Premiums — Canada (net) 164,599
Liabilities in Canada 141,112 Claims — Ontario (net) 27.078
Claims — Canada (net) 115,800
NEW JERSEY INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. A. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of I ncor poration. — 1910. Dale commenced business in Canada. — April 6, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $17,281
Assets in Canada 155,548 Premiums — ^Canada (net) 46,998
Liabilities in Canada 38,096 Claims — Ontario (net) 6,071
Claims — Canada (net) 20,085
THE NEW YORK CASUALTY COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Wm. H. Burgess, Canada Permanent Bldg.,
Toronto, Ont
Chief or General Agent in Ontario. — Wm. H. Burgess, Canada Permanent Bldg., Toronto, Ont.
Date of I ncor poration. — March, 1891. Date commenced business in Canada. — January, 1900.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 fPremiums — Ontario (net) $6,113
Assets in Canada 279,414 fPremiums — Canada (net) 6,370
Liabilities in Canada 30,616 fClaims — Ontario (net) 1,936
tClaims — Canada (net) 7.980
NEW YORK FIRE INSURANCE COMPANY*
Head Office, New York City, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Jacques Marchand, 276 St. James St.,
Montreal, Que.
Chief or General Agent in Ontario. — John B. Hall, 312 Metropolitan Bldg., Toronto. Ont.
Date of Incorporation. — 1865. Dale commenced business in Canada. — November 1, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) .$37,160
Assets in Canada 181,437 Premiums — Canada (net) 157,569
Liabilities in Canada 96,760 Claims — Ontario (net) 13,754
Claims — Canada (net) 73,715
NEW YORK UNDERWRITERS INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. A. Joselin, Toronto.
Chief or General Agent in Ontario. — H. A. Joselin, Dominion Bank Bldg., Toronto.
Dale of I ncoporalion. — July 24, 1925. Dale commenced business in Canada. — January 11, 1926.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $17,759
Assets in Canada 350,700 Premiums — Canada (net) 47,343
Liabilities in Canada 77,615 Claims — Ontario (net) 6,989
Claims — Canada (net) 22,382
♦See note on page 1.
tReinaured, December 31, 1931, with Canadian Surety Company.
JOINT STOCK INSURANCE COMPANIES FOR 1931 57
NIAGARA FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — VV. E. Baldwin, Montreal.
Chief or General Agent in Ontario. — G. S. Pearcy, Jr., Excelsior Life Bldg., Toronto.
Date of I ncorporation. — July, 1850. Date commenced business in Canada. — July 19, 1912.
Premiums Written' — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $90,946
Assets in Canada 615,348 Premiums — Canada (net) 204,201
Liabilities in Canada 161,458 Claims — Ontario (net) 66, .323
Claims — Canada (net) 216,413
THE NORTH AMERICAN ACCIDENT INSURANCE COMPANY*
Head Office, Montreal, P.Q.
Officers. — President and General Manager, J. P. Moore, Montreal; Vice-President, C. E.
Harrison, Montreal
Directors. — M. A. Phelan, Montreal; H. Robertson, Montreal; W. J. Bloomfield, Sydney,
Australia; W. B. Robinson, Toronto; A. M. Eedy, Sydney, Australia; C. E. Harrison, Montreal;
J .P. Moore, Montreal; R. D. Miller, D. P. Anderson.
Chief or General Agent in Ontario. — Royal Trust Company, Toronto.
Date of Incorporation: — August 29, 1917. Date commenced business in Canada. — January 1,
1918.
Premiums Written' — Claims Incurred
Capital stock paidincash $91,133 Pre mi u ms — Ontario (net) $23,641
Total assets 418,840 Premiums — Total business (net). . 87,646
Total liabilities 39,660 Claims — Ontario (net) 12,089
Surplus protection of policyholders 379,180 Claims — Total business (net). . . . 34,788
NORTH BRITISH AND MERCANTILE INSURANCE COMPANY*
Head Office, Edinburgh, Scotland
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — E. J. Kay, Montreal.
Chief or General Agent in Ontario. — J. J. O'Brien, 26 Wellington St. East, Toronto.
Date of Organization. — 1809. Date commenced business in Canada. — 1862.
Premiums Written — Claims Incurred
Capital stock paid in cash $11,862,500
Life: Life:
Assets in Canada 5,865,029 Pre miums — Ontario (net) $5,551
Ontario business in force (gross) . . . 141,807 Premiums — Canada (net) 42,379
Canadian business in force (gross) 1,156,307 Death Claims — Ontario (net).... 1,092
Death Claims — Canada (net) .... 21,921
Other than Life: Other than Life:
Assets in Canada $2,582,655 Premiums — Ontario (net) $439,570
Total liabilities 970,202 Premiums — Canada (net) 1,174,497
Claims — Ontario (net) 229,736
Claims — Canada (net) 633,913
NORTH EMPIRE FIRE INSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, J. B. Paterson, Montreal; Vice-President, C. W. C. Tyne, Montreal;
Manager and Secretary, J. C. Urquhart, Toronto.
Directors. — J. C. Urquhart, Toronto; H. H. Smith, Winnipeg; C. A. Adamson, Winnipeg;
G. R. Wilson, Toronto; J. B. Paterson, Montreal; C. W. C. Tyre, Montreal; Wm. Lawrie,
Montreal
Date of Incorporation. — June 16, 1908. Date commenced business in Canada. — August 12, 1909.
Premiums Written — Claims Incurred
Capital stock paid in cash $306,030 Premiums — Ontario (net) $40,140
Total assets 298,489 Premiums — Total business (net). . 131,033
Total liabilities 127,339 Claims — Ontario (net) 23,291
Surplus protection of policyholders 171,150 Claims — Total business (net). . . . 76,701
♦See note on page 1.
58 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
NORTH RIVER FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — E. A. Brownell, 16-22 Wellington St. East,
Toronto, Ont.
Chief or General Agent in Ontario. — E. A. Brownell, 16-22 Wellington St. East, Toronto, Ont.
Date of I ncor poration. — February 6, 1822. Date commenced busines.s in Canada. — March 20,
1926.
Premiums Written — Claims Incurred
Capilal stock paid in cash $4,000,000 Premiums — Ontario (net) $4.5,345
Assets in Canada 268,063 Premiums — Canada (net) 105,878
Liabilities in Canada 78,281 Claims — Ontario (net) 24,703
Claims — Canada (net) 66,057
NORTH WEST FIRE INSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, N. J. Breen, Winnipeg; Vice-President, A. W. Chapman, Winnipeg;
General Manager, John Holroyde, Montreal; Deputy Manager, H. F. Roden, Montreal.
Directors. — W. A. Hastings, Winnipeg; C. E. Drewry, Winnipeg; Robt. McKay, Winnipeg;
N. J. Breen, Winnipeg; A. W. Chapman, Winnipeg; Thos. Bruce, Winnipeg.
Chief or General Agent in Ontario. — H. S. Sweatman, 12 Wellington St. East, Toronto.
Date of I ncor Poration. — 1880. Date commenced business in Canada. — fFebruary 6, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $100,000 Premiums — Ontario (net) $33,419
Total assets 609,733 Premiums — Total business (net) . . 100,480
Total liabilities 112,463 Claims — Ontario (net) 27,615
Surplus protection of policyholders 497,270 Claims — Total business (net) .... 61,491
NORTHERN ASSURANCE COMPANY, LIMITED*
Head Office, London, Engl.\nd
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — .\. Hurry, Montreal.
Chief or General Agent in Ontario. — Messrs. Reed, Shaw & Mc Naught, 64 Wellington St. West,
Toronto.
Dale of Organization. — June 2, 1836. Date commenced business in Canada. — 1867.
Premiums Written— Claims Incurred
Capital stock paid in cash £904,161 Premiums — Ontario (net) $373,384
Assets in Canada $1,266,474 Premiums — Canada (net) 929,943
Liabilities in Canada 763,550 Claims — Ontario (net) 219,796
Claims — Canada (net) 551,550
THE NORTHERN LIFE ASSURANCE COMPANY OF CANADA*
Head Office, London, Ont.
Officers. — President, R. G. Ivey, London, Ont.; Vice-President, W. E. Robinson, London;
General Manager, R. C. McKnight, London.
Directors. — Major Gordon J. Ingram, Frank A. McCormick, James E. McConnell, John S.
Moore, W. E. Robinson, Ray Lawson, S. Thompson, London, Ont.; J. G. Thompson, London,
Ont.; C. R. Somerville and R. G. Ivey, London, Ont.
Date of I ncor poration. — July 23, 1894. Date commenced business in Canada. — 1897.
Premiums Written — Claims Incurred
Capital stock paid in cash $250,000 Premiums — Ontario (net) $566,674
Total assets 8,873,317 Premiums — Total business (net). . 1,736,634
Ontario business in force (gross) .. . 19,441,876 DeathClaims — Ontario ( net) ... . 111,308
Total business in force (gross) ... . 53,195,827 Deal h Clai ms— Total business (net) 341,029
NORTHWESTERN NATIONAL INSURANCE COMPANY*
Head Office, Milwaukee, Wis.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Office in Canada. — Robert F. Massie, Toronto.
Chief or General Agent in Ontario. — Robert F. Massie, 465 Bay St., Toronto.
Date of I ncor Poration. — February 20, 1869. Dale commenced business in Canada. — July 31,
1911.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $113,603
Assetsin Canada 1,118, 677 Premiu ms — Canada (net) 248,370
Liabilities in Canada 221,019 Claims — Ontario (net) 90,383
Claims — Canada (net) 142,876
*See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 59
NORWICH UNION FIRE INSURANCE SOCIETY, LIMITED*
Head Office, Norwich, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — VVm. A. Thomson, Toronto.
Chief or General Agent in Ontario. — Wm. A. Thomson, 12 Wellington St. East, Toronto.
Date of Organization. — 1797. Date commenced business in Canada. — April, 1880.
Premiums Written — Claims Incurred
Capital stock paid in cash $4,603,867 Premiums — Ontario (net) $678,096
Debenture stock (Norwich and Premiums — Canada (net) 1,560,491
London) 2,135,690 Claims — Ontario (net) 338,461
Assets in Canada 2,313,663 Claims — Canada (net) 852,373
Liabilities in Canada 1,124,987
OCCIDENTAL FIRE INSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President and Manager, E. J. Kay, Montreal; Vice-President, H. M. Jaquays,
Montreal.
Directors. — Hon. H. M. Marler, Montreal; H. M. Jacquays, Montreal; E. J. Kay, Montreal;
L. Macfarlane; J. B. Woodyatt, Jr., Montreal.
Chief or General Agent in Ontario. — J. J. O'Brien, 26 Wellington St. East, Toronto.
Date of Incorporation. — 1902. Date commenced business in Canada. — fMay 5, 1909.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $72,209
Total assets 1,169,314 Premiums — Total business (net) . . 286,818
Total liabilities 349,193 Claims — Ontario (net) 18,665
Surplus protection of policyholders 820,121 Claims — Total business (net). . . . 167.388
fPrior to this date business limited under Provincial charter to Province of Manitoba only.
OCCIDENTAL LIFE INSURANCE COMPANY*
Head Office, Los Angeles, Cal., U.S.A.
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — J. A. Ovas, Winnipeg.
Chief or General Agent in Ontario. — J. I. Hodgins, London
Dale of Incorporation. — June 30, 1906. Date commenced business in Canada. — June 28, 1928
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $35,100
Assets in Canada 680,666 Premiums — Canada (net) 206,255
Ontario business in force (gross) .. . 2,197,724 Death Claims — Ontario (net) ... . 19,000
Canadian business in force (gross) 8,864,785 Death Claims — Canada (net). . . . 98,222
THE OCEAN ACCIDENT & GUARANTEE CORPORATION, LIMITED*
Head Office, London, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — C. Hagyard, Toronto.
Chief or General Agent in Ontario. — C. Hagyard, Federal Bldg., Toronto.
Date of I near poralion. — 1871. Date commenced business in Canada. — September 1 , 1895.
Premiums Written — Claims Incurred
Capital stock paid in cash £172,308 Premiums — Ontario (net) $730,052
Assets in Canada $1,734,733 Premiums — Canada (net) 1,241,466
Liabilities in Canada 980,356 Claims — Ontario (net) 369,984
Claims — Canada (net) 651,863
THE ONTARIO EQUITABLE LIFE AND ACCIDENT INSURANCE COMPANY
Head Office, Waterloo, Ont.
Incorporated. — November 19, 1920. Commenced business in the Province. — November 19, 1920.
Officers {as at date of filing statement). — President, Hon. C. A. Dunning; Vice-Presidents, Senator H. W. Laird,
J. C. Breithaupt, J. C. Haight; Secretary, M. J. Smith; General Manager, M. J. Smith; Assistant General Manager,
G. W. Geddes; Actuary, G. W. Geddes; Treasurer, F. D. Ruefifer.
Directors (as at date of filing statement). — H. G. Bertram, Hon. F. C. Biggs, A. W. Briggs, K.C., Hon. M. W
Dohertv, W. E. Long, Harold MacPherson, J. A. Mai tin, E. C. Mitchell, Chas. S. Morton, M.D., W. E. Payne, K.C.,
E. K. Reiner, J. M. Riddeil, A. E. Silverwood, J. M. Walton, Herbert Begg.
Auditors.—}. F. Scully, C.A., and R. P. Uffelmann, C.A.
*See note on page 1.
60
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Statement for the Year Ending 31st December, 1931
Capital Stock
Amount
Amount of capital stock authorized, 88,000,000. subscribed for
Number of shares, 80,000. Par value, $100.
Capital stock at beginning of year $6,741,600 00
Calls on capital received duting year
Capital stock at end of year $6,741,600 00
.\mount
paid in cash
$654,765 48
250 42
$655,015 90
Premium on Capital Stock
Total amount paid as premium on capital stock at beginning of year $1,237,082 80
Amount received during the year 107 43
Total amount paid to December 31, 1931 $1,238,090 23
Synopsis of Ledger Assets
As at December 31, 1930:
Net ledger assets $6,811,925 35
Borrowed money 422,000 00
Other ledger liabilities:
Agents' balances
Sundry' accounts payable
Policy proceeds left with Company
at interest
Staff savings fund
Reserve for depreciation of market
value of stocks
Commuted payments not yet due re
Policyholders' Mutual shareholders
48,023 75
994 47
39,995 14
551 08
26,826 25
28,735 44
Total Ledger Assets $7,379,051 48
Increase iji ledger assets in 1931:
Income 51,732,020 01
Amount bv which ledger assets were
written up 4,800 95
Increases in ledger liabilities:
Staff savings fund 541 92
Increase in capital stock 250 42
Premium on capital stock 107 43
Total increase $1,737,720 73
Total $9,116,772 21
Decrease in ledger assets in 1931:
Disbursements $1,098,939 17
Amount by which ledger assets were
written down 25,781 18
Decrease in bcrrowed money 155,000 00
Decreases in ledger liabilities:
Accounts payable 645 45
Agents' balances 9,307 71
Policy proceeds left with Company. 8,365 04
Payments not yet due re Policyholders'
Mutual shareholders 10,682 88
Total decrease SI 308,721 43
As at December 31, 1931:
Net ledger assets $7,326,210 06
Borrowed money 267,000 00
Other ledger liabilities, as follows:
Agents' balances $38,716 04
Accounts payable.
Policy proceeds left with Company
at interest
Staff savings fund
Commuted payments re Policyhold-
ers' Mutual
Investment reserve
349 02
31,630 10
1,093 00
18,052 56
125,000 00
Total Ledger Assets $7,808,050 78
Total $9,116,772 21
Assets
Ledger Assets
Book value of real estate:
Office premises $210,990 17
Held for sale 16,21 1 29
Mortgage loans on real estate:
Fiist mortgages $3,474,789 68
Second and subsequent mortgages 92,320 95
Agreements for sale 54,224 34
3,621.334 97
Loans secured by stocks, bonds and other collateral 30,000 00
Amount secured by the Company's policies in force, the reserve on each policy being in
excess of all indebtedness:
Loans to policyholders $987,905 62
Advances to policyholders under automatic non-forfeiture provisions 269,824 92
1,257,730 54
Book value of bonds, debentures and debenture stocks owned 2,544,786 46
Book value of stocks owned 1 11,419 34
Cash on hand and in banks:
On hand at head office $300 00
In chartered banks of Canada in Canada 14,538 ii
14,838 3i
Accounts receivable 739 68
Total Ledger Assets $7,808,050 78
Non-Ledger A ssels
Interest due, $55,325.09; accrued, $125,372.55 $180,697 64
Net premiums due and uncollected and deferred 319,423 96
Total Non-Ledger Assess $500,121 60
Total Assets $8,308,172 38
JOINT STOCK INSURANCE COMPANIES FOR 1931 61
Liabilities
Net liability under assurance annuity and supplementary contracts in force for payments not due.
dependent on life, disability or other contingenc> , or on a term certain $6,846,054 00
Net liability for payments due under contracts 27,560 75
Provision for unreported death losses and disability claims .- 20,000 00
Amounts left with Company (arising out of assurance contracts), including interest accumulations:
Amounts assured 32,119 03
Received from policyholdeis in advance:
Premiums 12,956 04
Provincial, municipal and other taxes due and accrued 22,000 00
Medical examiners' fees and accounts payable, due and accrued 5,000 00
Borrowed money 267,000 00
Agents' balances ^^'11^ o7
Accounts payable ^'*^ "^
Staff savings fund , V nd-) =<
Commuted payments not yet due to shareholders of Policyholders' Mutual ,ai nfi 7^
Deficiency of market value under book value of securities i ?c'nnn nn
Investment reserve 125,000 00
$7,598,933 20
Undivided surplus < = t 'm f on
Capital stock paid in cash 655,015 90
Total Liabilities, Surplus and Capital $8,308,172 38
Income Receipts
First Year Renewals Totals
Assurance premiums $137,552 76 $1,285,965 40 $1,423,518 16
Less reinsurance premiums paid 18,209 10 70,528 06 88,737 16
Total Net Premiums $119,343 66 $1,215,437 34 $1,334,78100
Total net premium income and consideration for annuities ^^'^^J'tct 9^
Interest and dividends a -H so
Gross rents from Company's property ^'-ni aa
Gross profit on sale or maturity of ledger assets: — Bonds, $1,884.71; stocks, $1,818.75 3,/03 46
Total Income $1,732,020 01
Expenditure Disbursements
In respect of assurance contracts: Death Matured Disability Total
Death, endowment and disability claims: Claims Endowments Claims „,,, ,,^ ,,.
Amount assured, ordinary $260.443 64 $59,500 00 $15,630 91 5335,574 55
Less received for reinsured 19,482 00 19,482 00
Net totals, ordinary $240,96164 $59,500 00 $15,630 91 $316.092 55
Supplementary contracts , ^^J, „„
Double Indemnity claims °'000 00
Premium reduction on reinsured policies a'^it do
Net surrender values 3i8,23.i iv
Total Net Disbursements in Respect of Assurance and Annuity Contracts $647,800 71
Total net disbursements in respect of assurance and annuity contracts 1077? J,l
Interest or dividends to shareholders ^<'2^i et
Taxes, licenses and fees ■ •.■ • 20,040 s»
Head office expenses:— Salaries, $89,857.30; directors' fees, $4,171.47; auditors' fees, $1,800; travelling
expenses, $4,694.14; rents. $7,500 • 108,022 91
Branch office and agency expenses: — Assurance commissions — First year, $68,885.75; renewal,
$61,734.45; salaries, $67,002.71; travelling expenses, $2,176.06; rents, $21,018.51; convention
expenses, $262.01 ■■■■■: 221,079 49
All other e.xpenses; — .-Vdvertising, $7,708.01; office furniture and supplies, $1,927.11; books and peri-
odicals, $1,129.20; postage, $6,099.02; express, telegrams and telephones, $3,943.89; printing and
stationery, $8,992.03; legal fees, $1,869.48; commissions on loans, $54.00; medical fees, $7,709.11; ,, ,,, ,.
miscellaneous, $14,095.29 i'tio 70
Gross loss on sale or maturity of ledger assets — real estate z.bn^ /u
Total Disbursements $1,098,939 17
62
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Exhibit of Policies (Ordinary)
Classification
Whole Life
Endowment
Assurances
Term
and other
Bonus
Addi-
tions
Totals
No.
Amount
No.
Amount
No.
Amount
No.
Amount
At end of 1930
11,750
746
87
2
181
$
27,474,752
2,497,343
206,002
19,332
530,691
9,087
757
91
7
145
S
17,430,280
1,833,043
213,530
16,013
419,212
2,411
270
3
52
$
8,765,804
2,049,044
41,450
243,286
314,882
$
6,363
" "253
23,248
1,773
181
9
378
$
53,677,199
6,379,430
Old revived
460,982
Old increased
278,884
Transferred to
1,264*785
Totals
12,766
68
30,728,120
191,878
10,087
13
45
19,912,078
21,000
59,500
2,736
15
11,414,466
53,689
6,616
25,589
96
45
31
2
983
1,835
1
319
378
62,061,280
Less ceased by:
Death
266,567
59,500
2
7,500
29
2
1
228
34
47
230,885
4,500
2,860
1,336,621
101,529
348,669
278,079
' 1,644
238,385
4,500
Surrender
597
> 678
1,423,268
1,721,092
135,562
430,093
534,553
385
929
1
163
163
682,880
2,168,199
114,252
405,202
452,153
2,110,652
5,225,912
Decrease
351,343
Not taken
122
168
1,183,964
Transferred from
1,264,785
Total ceased
1,635
4,443,946
1,699
3,903,186
356
2,356,832
1,644
3,690
10,705,608
At end of 1931
11,131
26,284,174
8,388
16,008,892
2,380
9,057,634
4,972
21,899
51,355,672
Reinsured
1,067,854
272,981
2,825,341
None
4,166,176
Miscellaneous
New policies issued and paid for in cash: Number, no record; gross amount, $6,326,408; reinsured, no record
Claims reinsured: Death claims, $19,482; matured endowments, none. Total amount in force divided as to
dividend plan: Annual, none; quinquennial, none; deferred, $18,729; non-participating, $51,336,943; total,
$51,355,672. Additional accidental death benefits: Gross amount issued, $1,048,619; reinsured, $347,838; termi-
nated by accidental death, $6,000; reinsured, none; in force, $14,559,964; reinsured, $2,366,620.
Statement of Actuarial Liabilities
Assurance Section
Class of Contract
Gross in Force
Reinsured in Companies
Licensed in the Province
Number
Amount
Reserve
Amount
Reserve
Ordinary with Profits:
Life
6
2
$15,729
3,000
$7,140
2,866
Totals ....
8
$18,729
$10,006
Ordinary without Profits:
Life
11,125
8,386
1,018
$26,270,342
16,008,967
6,712,634
(14,559,964)
(15,013,754)
$3,909,551
2,941,994
44,275
11,030
218,604
3,469
$1,067,854
272,981
2,825,341
(2,366,620)
(263,348)
$216,880
78,599
Term, etc
16,368
1,295
1,064
298
Totals
20,529
$48,991,943
$7,128,923
$4,166,176
314,504
Group without Profits
1,362
$2,345,000
$16,648
Totals
1,362
$2,345,000
$16,648
Grand Totals
21,899
$51,355,672
$7,155,577
$4,166,176
$314,504
Annuity Section
Class of Annuity
Gross in Force
Reinsured in Companies
Licensed in the Province
Number
Annual
Payment
Reserve
Annual
Payment
Reserve
Without Profits:
Supplementary contracts:
2
$800 00
$4,981 00
Nil.
Nil.
JOINT STOCK IXSURANXE COMPANIES FOR 1931
63
Summary of Reserve
Totalreserve, assurance and annuitj contracts.
Total reserve on reinsured contracts
Total net reserve on the Company's basis of valuation before deduction
permitted by statute
Deduccion mide therefrom (permitted under The Insurance Act)
Full deduction p?;rmitted, adjusted for reinsured, being
Net leserve carried in the liabilities
Net reserve computed on the statutorj' basis (without deduction)
Reserve maintained by the Company in excess of the statutory reserve. .
With
Profits
$10,071
$10,071
65
(65)
$10,006
10,071
None
Without
Profits
$7,441,901
323,366
$7,118,535
282,487
(291,349)
$6,836,048
7,118,535
None
Total
$7,451,972
323,366
$7,128,606
282,552
(291,414)
$6,846,054
7,128,606
None
III.
IV.
Miscellaneous Statement
(1) The calculation of the "Resen-e" in the "Statement of Actuarial liabilities" was made according to the
O.M (5) Table of Mortality for the buljc of the business. Some new policies introduced in 1930 were
issued on the American Men Table and a section of the business taken over from the Equity Life was
valued on the Hm Table. Interest at 3% was used in computing the reserves on Equity business dated
on or-after April first, 1925. On all other business, however, interest at 3^2% was used. Advantage
was taken where possible of the allowances permitted under the Ontario Insurance Act.
Special Classes:
(a) Policies issued on lives resident in tropical or sub-tropical countries were negligible in number and no
extra reserve was set up.
(b) Policies issued at premiums corresponding to ages higher than the true ages were valued at the
rated-up ages.
(c) Policies issued with liens were valued as if no liens existed, i.e., the liens were ignored.
(d) (1) The Company hs.s no policies in torce with an extra premium payable in one sum.
(2) On policies issued with an extra premium payable annually, fifty per cent, of the annual extra
was held as reserve.
(e) The Company has no sub-standard policies in force on any basis other than those described under
(b), (c) and (d) above.
(f) On policies providing for dif'^-'lity benefits:
(1) r ■ ;;:-^.ice ■:.' lisaoility, the disability reserve held amounted to bO^c of the accumulated
disaoiiity premiums from date of issue, collectible on business in force December 31,1931.
(2) .-^fter occuirence of disability. Hunter's 3% disabled life reserve was held.
(g) The Company has no annuities in force, other than two supplementary contracts not involving life
contingencies,
(h) On policies providing for additional accidental death benefits, the Company held 50% of the annual
extra premiums therefor as a reserve for these accidental death benefits.
(2) Items of Special Reserve: None.
No modifications or limitations are made under the special class policies mentioned above in I. (1) (a) to (f) in
respect of guaranteed values except that the extended term insurance option is usually eliminated.
The a\-erage rate of interest earned during 1931 was 6.17%.
The Distribution of Surplus:
.^11 policies issued and in force are non-participating except a very few taken over from the Equity Life.
These provide for a deferred dividend which will be calculated in an arbitrary manner.
Bonds and debentures owned (not in default) are shown at amortized book values which are $131,928.01 in
excess of market values. Securities in default are shown at market values. The company has already set up
an investment reserve of $125,000.00.
Schedule "D"
Bonds and Debentures Owned by the Company
Government Bonds — Dominion Par Value
Dominion of Canada Victory Loan, 51-2%. 1934 $100 00
Dominipn of Canada Victory Loan, 5i^%, 1934 500 00
Dominion of Canada Victory Loan, 5}^%, 1934 1,000 00
Government Bonds — Dominion Guaranteed
Canadian National Railway Co., 4^%. 1968 1,000 00
Government Bonds — Provincial
Province of .\lberta, 5%, 1940 31,000 00
Province of Alberta, 4%, 1938 2,433 33
Province of Ontario, 4^%, 1945 5,000 00
Government Bonds — -Provincial Guaranteed
Canadian N. P. Railway (B.C.), 43^%, 1950 1,460 00
Canadian N. P. Railway (B.C.), 41-^%, 1950 6,326 67
Canadian N. P. Railway (B.C.), 4J^%, 1950 9,733 33
Canadian N. W. Railway (.\lta.), 4J^%, 1943 24,000 00
Canadian N. W. Railwav (.\lta.), 4^%. 1942 5,937 32
Canadian N. W. Railwav (.\lta.), 4}^%, 1943 6,000 00
Canadian N. W. Railwav (.\Lta.), 4V^%, 1942 5,971 40
Hydro-Electric Power Commission (Ont.), 4H%. I960 10,000 00
Hydro-Electric Power Commission (Ont.), 4%%, 1970 35,000 00
Government Bonds — Foreign
Department of Antioquia, 7%, 1945 10,000 00
Government of the Argentine Nation, 5]/^%, 1962 5,000 00
Commonwealth of -Australia, 43^%, 1956 10,000 00
Republic of Bolivia, 7%, 1969 15,000 00
United States of Brazil, 6K%, 1957 5,000 00
United States of Brazil, 6i|%, 1957 4,000 00
United States of Brazil, 6!^%, 1957 5,000 00
Province of Buenos .A.ires, 6%, 1961 5,000 00
Province of Buenos .Aires, 6%, 1961 23,000 00
Department of Caldas, 7J^%, 1946 10,000 00
Republic of Chile, 6%. 1960 6,000 00
Book Value
$102 28
506 90
1,013 80
920 70
30,266 68
2,339 82
4,843 50
1,323 35
5,734 53
8,822 35
22,210 51
5,572 28
5,731 80
5,763 75
9.361 00
35,780 SO
9,5 71 00
4,841 00
8,997 00
13,509 00
4,702 50
3,940 80
4,431 50
4,761 SO
21,217 50
9,991 00
4,470 00
64 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Schedule "D" — Continued
Bonds and Debentures Owned by the Company
„ , ,. ^„ Par Value Book Value
Republic of Colombia, 6%, 1961 $5,000 00 $4,749 50
Republic of Colombia, 6%, 1961 10,000 00 9,494 00
Republic of Colombia, 6%, 1961 ' 25,000 00 22,277 50
Department of Cundinamarca, Col., 614%, 1959 4,000 00 3,728 00
Department of Cundinamarca, Col., 6H%, 1959 5,000 00 4,536 50
Department of Cundinamarca, Col., 6J^%, 1959 10,000 00 8,920 00
Municipality of Medelljn, Col., 6}4%, 1954 5,000 00 4,698 50
Republic of Peru, 6%, 1960 5,000 00 4,622 00
Republic of Peru, 6%, 1961 5,000 00 4,545 50
Republic of Peru, 6%, 1961 5,000 00 4,545 50
Republic of Peru, 6%, 1961 5,000 00 4,545 50
Republic of Peru, 6%, 1960 25,000 00 22,602 50
Republic of Peru, 6% , 1960 10,000 00 5,664 00
State of Rio Grande do Sul, 6%, 1968 5,000 00 4,704 50
State of Rio Grande do Sul, 6%, 1968 5,000 00 4,631 50
State of San Paulo, 7%, 1940 24,000 00 23,073 35
Department of Santander, 7%, 1948 10,000 00 9,450 00
Republic of Uruguay, 6%, 1964 5,000 00 4,888 00
Republic of Uruguay, 6% , 1964 25,000 00 24,440 00
Government Bonds — Foreign Guaranteed
The Oriental Development Co. (Guar. Japanese Govt.), 5^%, 1958 10,000 00 9,015 00
National Bank of Panama, 6} h % • 1949 25,000 00 25,000 00
National Bank of Panama, 6>2%. 1949 10,000 00 10,000 00
City of Tokio,53^%, 1961 5,000 00 4,746 50
City of Yokohama, 6%, 1961 5,000 00 5,020 50
Canadian Municipals — Cities
Brandon, Man., 5%, 1933 2,000 00 1,985 79
Edmonton, Alta., 53^%, 1947 7,000 00 7,058 80
Edmonton, Alta., 5J^%, 1953 25,000 00 26,432 50
Edmonton, Alta., 5>i%, 1954 28,000 00 29,565 20
Edmonton, Alta., 5}^%, 1945 25,000 00 26,115 00
Edmonton, Alta., 5}4%, 1945 7,000 00 7,319 90
Hull, P.Q., 6%, 1941 10,000 00 10,709 80
Lachine, Que., 5%, 1953 9,000 00 9,000 00
M'edicine Hat, Alta., 6%, 1952 8,000 00 8,000 00
Medicine Hat, Alta., 5%, 1942 2,000 00 1,840 60
M;edicine Hat, Alta., 6%, 1952 3,000 00 3,083 40
Medicine Hat, Alta., 6%, 1951 1,000 00 1,027 00
Moncton, N.B., 4}^%, 1955 25,000 00 23,780 00
Niagara Falls, Ont., 5%, 1937-46 14,899 57 14,899 57
Oshawa, One., 5%, 1932-39 8,254 37 8,254 37
Quebec, P.Q., 5%, 1953 17,000 00 16,562 99
Three Rivers, P.Q., 5}4%, 1965-67 37,500 00 39,948 75
Windsor, Ont., 514%, 1940-45 11,463 24 11,957 36
Winnipeg, Man., 4>^%, 1963 16,060 00 15,433 66
Canadian Municipals — Municipality Guaranteed
Southern Interior Light & Power (Guar, by City of Merritt), 5%, 1941 30,000 00 28,901 40
Canadian Municipals — Towns
Carleton Place, Ont., 5%, 1942-51 10,100 00 10,077 87
Coronation, Alta., 6%, 1932-37 3,340 49 3,393 14
Eastview, Ont., 5}4%, 1932-33 8,000 00 8,028 23
Eastview, Ont., 7%, 1941 5,000 00 5,708 00
Ford City, Ont., 6%, 1935 25,000 00 25,4')2 50
Ford City, Ont., 6%, 1945-47 25,000 00 26,018 58
Ford City, Ont,, 6%, 1932 - 2,000 00 2,004 60
Ford City, Ont., 6>i%, 1933 2,000 00 2,035 60
Fort Francis, Ont., 6%, 1935-38 5,880 67 6,021 11
Glace Bay, C.B., N.S., 5K%, 1944 30,000 00 30,000 00
Grand Mere, Que., 5%, 1959 25,000 00 25,000 00
Kenora, Ont., 7%, 1932-35 1,851 63 1,894 81
Kenora, Ont., 7%, 1939 639 35 679 01
Kenora, Onr., 614%, 1953 11,217 94 11,322 26
I.easide, Ont., 5^4%,, 1945-51 3,651 02 3,651 02
Leaside, Ont.,5|^%, 1952-53 8,638 58 '',136 71
Montreal North, Que., 6%, 1955-56 4,000 00 ' 4,500 80
Parry Sound, Ont., 6%, 1945-47 22,924 44 25,068 52
Preston, Ont., 5}4%,, 1932-54 7,859 39 8,320 40
Preston, Ont., 51^%, 1932-33 1.992 65 2,005 57
Preston, Ont., SJ^%, 1932-55 5,313 85 5,507 19
Preston, Ont., 514%, 1932-45 12,036 83 12.325 10
Riverside, 51^%, 1932-46 38,746 35 39,676 19
St. Michel de Laval, Que., 6%. 1954 9.000 00 10.114 20
St. Michel de Laval, Que., 6%, 1955 21,000 00 23,601 90
Sandwich, Ont., 6%, 1932-46 6,763 10 7,083 70
Shaunavon, Sask., 6l^%, 1932-45 4,091 02 4,219 46
Shaunavon, Sask., 6\i%, 1931-45 6,826 66 7,052 42
Springhill, N.S., 514%,, 1946 5,500 00 5,649 05
Sydney Mines, C.B., 5%, 1942 5,000 00 4,740 00
Leaside, Ont., 53^%, 1950 1 1.046 02 11.579 52
Tecumseh, Ont.. 6%, 1931-45 13.594 11 14.285 80
Tecumseh.Ont., 6%, 1932-45 20,259 48 21.233 86
Timmins, Ont., 7%, 1932-34 5.303 42 5,493 04
Tuxedo, Man., 6%, 1942 10,000 00 9.897 00
Tuxedo, Man., 6%, 1945 14.000 00 13,764 80
Tuxedo, Man., 6%, 1945 20,000 00 19,740 00
Waterloo, Ont., 5%, 1934 10,000 00 10.000 00
Wateiloo,Ont..5J^%, 1932-49 28,48i» 55 28,489 66
Waterloo, On*.. 5}^%, 1932-39 2,521 18 2,521 18
Wilkie, Sask.. 5}^%. 1935-37 3,000 00 3.000 00
Yorkton.Sask., 7%, 1932-36 40.516 09 41,681 24
JOINT STOCK INSURANCE COMPANIES FOR 1931
65
Schedule "D" — Continued
Bonds and Debentures Owned by the Company
Canadian Municipals — Villages Par Value
Beauharnois,Que.,5i^%, 1935 $1,000 00
Cayuga, One, 5i^%, 1932-44 15,258 22
Crystal Beach, Ont., 5}^%, 1934 154 08
Crystal Beach, Ont., 5li%, 1935 500 00
Dafoe, Sask., 8%, 1932 320 00
Embro, Ont., 6%, 1932 410 26
Fort Erie, Ont., 51^%, 1954 5,021 82
Kipling, Sask., 6%, 1932-38 3,413 09
Marcelin, Sask., 8%, 1932 300 00
New Hamburg, Ont., 5%, 1932-33 1,115 41
Port Dover, Ont., 5'^%, 1936-45 4,884 19
Ridgedale,Sask., 8%, 1931-32 415 00
St. Emilien (Lac St. Jean), Que., 5}47o, 1940-47 29,000 00
St. Emilien (Lac Sc. Jean), Que., 5i^7o. 1932-39 2,900 00
Tantallon, Sask.. 8%, 1932 300 00
Canadian Municipals — Counties
Restigouche,N.B.,S%, 1945 25,000 00
Canadian Municipals — Rural Municipalities
Burnaby. B.C., 5%, 1944 .' 10,000 00
VVhitemouth,Man.,6%, 1931-35 3,011 62
- Canadian Municipals — Townships
East York, 514%, 1942-45 28,000 00
Sandwich West, 6%, 1941-42 15,000 00
Sandwich West, 5J^%, 1950 10,000 00
Sombra, Ont., 6%, 1932 745 47
Teck, Ont., 6%, 1932-33 1,766 31
Tisdale,0nt.,5}^%, 1932-36 18,128 99
Tisdale, Ont., 6%, 1934 8-559 52
Hanna Hospital, District, 8%, 1931-41 5,071 48
Rural Telephone Companies
Bromhead Rural Telephone Co., 8%, 1933-36 1,547 83
Canadian Western Telephone Co., Ltd., 5J^%, 1956 25,000 00
Eastern Edam Rural Telephone Co., 7J^%, 1931-37 1,800 12
Lacadia Rural Telephone Co., 6%, 1931-41 4,872 31
Pilger Rural Telephone Co., 6%, 1932-36 858 49
Canadian School Districts
Aylmer School District, Que., 5%, 1955 8,500 00
Boyer Lake School District No. 4331, Sask., 8%, 1931-32 1,063 04
Bradbury School District, No. 1481, Man., 6>i%, 1931-37 600 00
Brightstone, Man., 8%, 1932-37 480 00
Brooklands School District, 7%, 1931-42 5,000 00
Clay Centre School District, No. 4672, 6%, 1931-41 2,434 43
Coxley School District No. 4662, 5%%, 1931-41 2,439 06
Cummings, Man., 5J-^%, 1932-49 2,823 17
Edmonton School District, 5'^%, 1963 6,000 00
Edmonton Separate Schools, 6%, 1932-40 9,000 00
Edzell School District No. 1562, Sask., 6%, 1932-46 3,750 00
Grange View School District, 8%, 1932 200 00
Grayson Roman Catholic School Districc, Sask., 8%, 1931-32 1,327 78
Greenvale School District, Alta., 8%, 1931 100 00
Hanna School District, Alta., 6%, 1932-38 7,000 00
Harmonien School District, Alta., 87c, 1931-36 800 00
Hussar School District, Alta., 8%, 1929-36 3,733 33
School District of Iris, Man., 8%, 1932-37 600 00
Kindersley School District, 6>^%, 1932-54 3,605 42
Lebanon School District No. 1544, Alta., 8%, 1931-37 700 00
Lemberg School District No. 1497, Man., 6%, 1932-46 2,375 00
Montreal Protestant Board of School Commissioners, 5%, 1952 10,000 00
Murray Lake School District No. 4275, Sask., 87o. 1932 275 98
Noranda Catholic School Board, 5%, 1532-43 35,900 00
Nonvay Vallev School District, 87c, 1932-36 600 00
Patriot School District No. 4631, Sask., 6J2 7o, 1930-40 2,453 25
Quebec Roman Catholic Schools, 57c - 1949 28,000 00
Redvers School District, Sask., 53^^7o, 1932-46 8,399 11
St. Charies School District, Man., 77c, 1929-40 6,000 00
St. Etienne School District No. 1585, Man., 67c, 1932-47 1,938 39
St. Henry's Roman Catholic Separate School District No. 5, 63^%, 1932-44 8,125 00
St. Jean School District No. 1508, Que., 6'^ 7c, 1932-36 500 00
St. Paul Separate School District No. 20, Sask., 5J^%, 1931-56 10,592 58
St. Paul Roman Catholic Schools, Sask., 5}^%, 1931-56 3,275 86
Sambor School District, Man., 6^7o, 1932-41 1.146 82
Sanctuary School District No. 4566, Sask., 5?^%, 1931-46 3,952 42
Shawinigan Falls Schools, Que., 5%, 1951-53 20,000 00
Striy School District No. 1424, Man., 63^ 7o, 1932-37 540 00
Sundre School District, Alta., 87o, 1932-36 833 33
Tecumseh Separate School Deb., 6% , 1932-39 8,252 53
Timmins Separate Schools, 5i^%, 1938-41 9,000 00
School District of Trieste No. 4101, Alta., 8%, 1929-37 600 00
Tuxedo School District, Man., 67c. 1932-46 15,000 00
City ofVerdun, Quebec Schools, 51^%, 1963 20,000 00
Vidette School District No. 4644, Sask., 67c, 1928-41 2,867 31
Wartime School District 10-year Ann. Deb., 5%%, 1932-36 3,986 04
Waskasoo School District, 77c, 1932-46 1.400 00
Westwood School District No. 4301, Sask., 8%, 1932 „ ^I^ „X
Whitecourt School District No. 2736, Alta., 87o. 1932-37 2,400 00
Woodside School District, Man., 87o. 1932 ,. lo, c9
Wrentham Consolidated School District, Alta., 7J^%, 1932-48 11,287 53
Book Value
$1,000 00
15,627 09
150 75
489 15
327 58
414 17
5,188 54
3,443 55
310 61
1,115 41
5,012 90
434 21
29,575 59
2,929 96
310 62
25,195 00
9,760 00
3,011 62
28,492 19
16,137 14
9,442 00
751 78
1,777 53
18,154 02
8,178 72
5,265 12
1,582 93
24,344 00
1,922 80
4,999 06
841 66
7,727 35
1,100 59
610 20
521 52
5,140 96
2,497 48
2,470 80
2,823 17
6,000 00
8,967 19
3,843 64
201 87
1,374 96
100 93
7,100 10
824 65
3,869 25
651 90
3,955 73
717 17
2,450 53
9,692 72
281 52
33,698 06
615 40
2,582 13
26,720 78
8.399 11
6,223 86
1,951 49
8,523 69
509 15
10,032 64
3,098 31
1,201 75
3,986 74
19,826 28
549 23
855 24
8,252 53
9,153 21
617 61
15,187 50
21,248 00
2,958 20
3,999 67
1.400 00
305 12
2.460 18
151 40
12,316 04
66
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Schedule "D" — Continued
Bonds and Debentures Owned by the Company
Railways Par Value
G.T.P. Railway (Lake Superior Div.), 4%, 1955 $24,300 00
G.T.P. Railway (Mountain and Praiiie), 4%, 1955 24,333 33
Mount Roval tunnel & Terminal Railway, 5%, 1970 4,866 66
Toronto Suburban Railway, 4J2%, 1961 43,021 33
Toronto Suburban Railway, 414%, 1961 7,300 50
Toionto Suburban Railway, 4^%, 1961 9,733 33
Public Utilities
Beauharnois Power Corporation, 6%, 1959 25,000 00
Canada Northern Power Co., 5%, 1953 5,000 00
Detroit International Bridge, 63-2%, 1952 10,000 00
Gatineau Power, S^J,, 1956 5,000 00
Montreal Dry Docks, Ltd., 69^ , 1948 5,000 00
National Light .& Power Co., Ltd., 6%, 1949 5,000 CO
National Light & Power Co., Ltd., 6%, 1949 5.000 00
Northwestern Power Co., 6%, 1960 5,000 00
Ontario Power Service Corporation, Ltd., 5J^%, 1950 5,000 00
Ontario Power Service Corporation, Ltd., 5}4%, 1950 5,000 00
St. Jerome Power Ltd., Que., 5^%, 1951-581 ,c nnn nn
St. Jerome Power Ltd., Que., 5}i%, 1949-58] ^3,uuu uu
Tokvo Electric Light Co., Ltd., 6%, 1953 5,000 00
United Gas & Fuel Co., 5J^%, 1948 25,000 00
Detroit International Bridge, 6H%, 1952 5,000 00
Miscellaneous
Abitibi Power & Paper Co., 5%, 1953 10,000 00
Abitibi Power & Paper Co., 5%, 1953 5,000 00
Adelaide-Peter Buildings, Ltd., 6H%, 1948 25,000 00
Adelaide-Pecer Buildings, Ltd., 6M%, 1948 25,000 00
Adelaide-Peter Buildings, Ltd., 6}^%. 1948 25,000 00
Ancroft Place, Limited, 6i-i%, 1946 10,000 00
Architects Building Corp., 6%, 1945 30,000 00
Architects Building Corp., Ltd., 6%, 1945 5,000 00
Arnold Bros., Limited, 6%, 1947 6,000 00
Arnold Bros., Limited, 6%, 1947 9,000 00
Arnold Bros., Limited, 6%, 1947 1,000 00
Balfour Building Co., 6%, 1943 10,000 00
Bay-Adelaide Garage, Ltd., 6H%, 1947 5,000 00
Bay-Adelaide Garage, Ltd., 6H7o, 1947 15,000 00
Bay-Cumberland Properties, Ltd., 6}-^%, 1944 10,000 00
Bay-St. Albans, Ltd., 6}^%, 1948 5,000 00
The Brantford Roofing Co., Ltd., 63^%, 1950 5,000 00
British-American Oil Co., Ltd., 5% , 1945 2,500 00
Burns & Co.,53.^'1,, 1948 25,000 00
Canada Cement Co., 5)^%, 1947 5,000 00
Canada Power & Paper Corp., 5}^%, 1958 • 10,000 00
Canadian Copper Refiners, Ltd., 6%, 1945 10,000 00
Canadian Copper Refiners, Ltd., 6%, 1945 5,000 00
Canadian Vickers, Ltd., 6%, 1947 10,000 00
Cawthra Apartments, 7%. 1946 1 ,000 00
Clarendon .Apartments, Ltd. , 7% , 1946 5.000 00
Clarendon Apartments, Ltd., 7%, 1946 5,000 00
Consolidated Investment Corp., 43^%. 1959 5,000 00
Consolidated Investment Corp.,4J^%, 1959 5,000 00
Crescent Road Apartments, 7%, 1946 4,000 00
Dominion Realty Co.. Ltd., 5}^%, 1945 10,000 00
Dr>-den Paper Co., Ltd.. 6%, 1949 5,000 00
Famous Players Can. Corp., Ltd., 6%, 1948 5,000 00
Firstbrook Bo.xes, Ltd., 6%, 1948 5,000 00
Godfrey Realty Co., 6%, 1942 10,000 00
The Great Lakes Paper Co., Ltd., 6%. 1950 5,000 00
The Great Lakes Paper Co., Ltd., 6%. 1950 5,000 00
Great West Saddlery Co., 6% , 1948 5,000 00
Howard Smith Paper Mills Co., Ltd.. 53^%, 1953 5,000 00
Howard Smith Paper Mills Co., Ltd., 5}4%, 1953 5.000 00
Jones Bros, of Canada. Ltd., 63^%, 1946 5,000 00
London Realty Co., Ltd., 63-^%, 1950 5,000 00
Metropolitan Building, Ltd., 7%. 1944 2.000 00
Metropolitan Building, Ltd., 7%, 1944 13,000 00
Montreal Apartments, Limited, 5}^%. 1948 5.000 00
Montreal Apartments, Limited, 5147c, 1948 10,000 00
Montreal Apartments, Limited, 53^%. 1948 5,000 00
National Biscuit & Confection Co., Ltd., 6H%. 1950 15,000 00
Ontario Building, Ltd.. 6>^<7r. 1943 5,000 00
Oshawa Buildings. Ltd.. 6'47c, 1943 10,000 00
Pacific Meat Co., Ltd., 7%, 1941 10,000 00
Park Lane Corporation. 61^%, 1943 15.000 00
The Royal Exchange Building. 6%, 1948 5.000 00
E. L. Ruddy Co., Ltd.,63^^f, 1948 5,000 00
St. Clair Ave. West, Ltd., 7%, 1945 10,000 00
Silverwood's Niagara Dairy, Ltd.. 6l47o. 1943 10,000 00
Sisters ot Charity of Pro v. B.C.. 53^%, 1946 10,000 00
Sisters of St. Joseph for the Diocese of Toronto, SJ^%, 1955-57 5,000 00
Star Steam Laundry Co., Ltd.. 6^%. 1943 5.000 00
Stock E.xchange Bldg. Corp., Ltd., 67o, 1944 5,000 00
United Grain Growers. 5%, 1948 5.000 00
Viceroy Mfg. Co., Ltd., 63-^%. 1950 25.000 00
Victoria Realty Corporation. 6%. 1948 10.000 00
Westminster Paper Co., Ltd., 63-^%. 1950 l.S,000 00
Windsor Arms, Limited. 63^%, 1947 10,000 00
Book Value
$20,776 50
20,589 39
4,891 47
22,220 22
3,686 50
2,000 00
24,770 00
4,814 50
4,405 62
4,762 50
4,927 50
4.950 50
4.951 00
4,880 00
4,669 50
4,722 50
24,047 63
4,525 00
24,667 50
4,290 00
9,174 00
4,42 7 95
23,387 50
23,387 50
23,387 50
9,859 00
28,878 00
4,821 00
4.831 20
7,416 90
805 20
9.832 00
5,048 50
14,713 35
9,548 00
4,884 50
4,851 00
2,495 50
24,337 50
5,117 50
9,890 00
9,908 90
4.977 00
8,213 00
1,022 90
5,000 00
5,000 00
4.953 50
4.954 50
4,093 60
9,952 93
4.957 50
5,000 00
5,000 00
10,000 00
4.978 00
4,978 00
5,000 00
4,907 50
4,907 SO
5.115 50
4.926 00
2.034 00
13,335 40
4,730 00
9,500 00
4,429 00
14,218 35
4,960 00
9,808 00
9,850 00
13,827 00
4.958 00
4.955 00
10,000 00
9,557 00
9,750 90
4,975 27
4,843 00
4,888 50
4,865 80
23,772 50
10,000 00
15,407 70
10,097 00
JOINT STOCK INSURANCE COMPANIES FOR 1931 67
Schedule "D"^Continued
Bonds and Debentures Owned by the Company
Par Value Book \'alue
Windsor Hotel of Sault Ste. Marie, 6}^%, 1950 SS.OOO 00 S4,947 00
Windsor Hotel of Sauk Ste. Marie, 63^%, 1950 10,000 00 10,000 00
Yorlc-Adelaide Realty Co., Ltd., 7%, 1945 2,000 00 2,017 60
York-Adelaide Realty Co., Ltd., 7%, 1945 3,500 00 3,578 40
Totals $2,623,025 83 $2,544,786 46
Schedule "E"
Stocks Owned by the Company
Par Value Book Value Market Value
Preferred Stocks
Winnipeg Electric Railway, 100 shares $10,000 00 $10,920 00 $5,600 00
International Milling Co., 50 shares 5,000 00 5,075 00 4.940 00
Great Lakes Power Co., 125 shares 12,500 00 12,125 00 11.750 00
$28,120 00 $22,290 00
Common Stocks
Roval Bank of Canada, 1 16 shares $11,600 00 $43,200 00 $28,884 00
Public Service of New Jersey, 100 shares None 12,449 34 8.500 00
International Petroleum, 200 shares None 4,400 00 2,400 00
Consolidated Gas of New York, 100 shares None 12,000 00 9.700 00
Consolidated Gas-of New York, 100 shares None 11,250 00 9 700 00
$83,299 34 $59,184 00
PACIFIC AMERICAN FIRE INSURANCE COMPANY*
Head Office, Los Angeles, Cal.
Principal Office in Canada — Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — Dale & Company, Limited, 1006-15 Marine
Bldg., Vancouver, B.C.
Chief or General A gent in Ontario. — A. Tucker, Metropolitan Bldg., Toronto, Ont.
Date of I near poration. — September 28, 1928. Date commenced business in Canada. — February,
1931.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 tPremiums — Ontario (net) $18,664
Assets in Canada 120,002 {Premiums — Canada (net) 85,921
Liabilities in Canada 13,355 fClaims — -Ontario (net) 7,720
tClaims — Canada (net) 29,190
I
I
PACIFIC COAST FIRE INSURANCE COMPANY*
Head Office, Vancouver, B.C.
Officers. — President, W. H. Malkin, Vancouver; Managing Director, T. W. Greer, Vancouver.
Directors. — R. Gelletly, Vancouver; C. Spencer, Vancouver; C. B. McNaught, Toronto; G.
M. Black, Winnipeg; H. J. Tapscott, London, Eng.; W. H. Malkin, Vancouver, T. W. Greer,
Vancouver,
Chief or General Agent in Ontario. — Reed, Shaw & McNaught, 64 Wellington St. W., Toronto.
Date of I near poration. — 1890. Date commenced business in Canada. — J November 5, 1908.
Premiums Written — Claims Incurred
Capital stock paid in cash $650,000 Premiums — Ontario (net) $76,832
Total assets 2,052,453 Premiums — Total business (net) . . 963,479
Total liabilities 1,054,440 Claims — Ontario (net) 33,207
Surplus protection of policyholders 998,013 Claims — Total business (net). . . . 739,826
PACIFIC FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of I near poration. — 1851. Date commenced business in Canada. — May 10, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — -Ontario (net) $125,903
Assets in Canada 332,303 Premiums — Canada (net) 297,616
Liabilities in Canada 189,158 Claims — Canada (net) 73,316
Claims — Canada (net) 192,536
*See note on page 1.
tReinsured November 31, 1931 with Liverpool, London & Globe Insurance Company.
JPrior to this date business limited under Provincial charter to Province of British Columbia
only.
68 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE PALATINE INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Jno. Holroyde, Montreal.
Chief or General Agent in Ontario. — J. M. McGregor, 100 Adelaide St. West, Toronto.
Dale of I ncor poration. — August 22, 1900. Date commenced business in Canada. — March 27,
1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $973,333 Premiums — Ontario (net) $91,565
Assets in Canada 676,409 Premiums — Canada (net) 353,958
Liabilities in Canada 285,404 Claims — Ontario (net) 42,440
Claims — Canada (net) 191,217
PATRIOTIC ASSURANCE COMPANY, LIMITED*
Head Office, Dublin, Ireland
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. L. Stalling, Toronto.
Chief or General Agent in Ontario. — R. L. Stalling, 15 Wellington St. East, Toronto.
Date of Organization. — 1824. Dale commenced business in Canada. — .August 11, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $486,667 Premiums — Ontario (net) $47,310
Assets in Canada 194,342 Premiums — Canada (net) 139,234
Liabilities in Canada 118,597 Claims — Ontario (net) 33,131
Claims — Canada (net) . . .S 101,331
PEARL ASSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Lawson T. Hargreaves, Toronto.
Chief or General Agent in Ontario. — Lawson T. Hargreaves, Metropolitan Bldg., Toronto.
Dale of I ncor poration. — 1864. Date commenced business in Canada. — 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $6,610,086 Premiums — Ontario (net) $70,926
Assets in Canada 309,954 Premiums — Canada (net) 151,903
Liabilities in Canada 108,916 Claims — Ontario (net) 53,552
Claims — Canada (net) 103.729
THE PHENIX FIRE INSURANCE COMPANY OF PARIS, FRANCE*
(Phenix Compagnie Francaise du)
Head Office, Paris, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Anselme Samoisette, Montreal.
Chief or General Agent in Ontario. — Wm. G. Mitchell, 90 Adelaide St. East, Toronto.
Dale of Organization. — 1819. Da'e i ommenced business in Canada. — March 20, 1915.
Premiums Written — Claims Incurred
Capital stock paid in cash. . Francs 16,000,000 Premiums — Ontario (net) $27,289
Assets in Canada $221,445 Premiums — Canada (net) 143,305
Liabilities in Canada 124,664 Claims — Ontario (net) 21,857
Claims — Canada (net) 77,903
PHILADELPHIA FIRE & MARINE INSURANCE COMPANY*
Head Office, Philadelphia, Pa.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. C. Mills, 100 .Adelaide St. West, Toronto 2,
Ont
Chief or General Agent in Ontario. — H. C. Mills, Toronto, Ont.
Date of I ncor poration. — May, 1923. Date commenced business in Canada — May, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $6,081
Assetsin Canada 140,220 Premiums — Canada (net) 18,70:<
Liabilities in Canada 12,088 Claims — Ontario (net) 179
Claims — Canada (net) 986
*See note on page 1.
JOINT STOCK IXSURAN'CE COMPANIES FOR 1931 69
PHOENIX ASSURANCE COMPANY, LIMITED, OF LONDON, ENGLAND*
Head Office, Londox, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — James B. Patterson, Montreal.
Chief or General Agent in Ontario. — A. T. Cunningham, 54 Adelaide St. East, Toronto.
Dale of Organization. — 1782. Date commenced business in Canada. — 1804.
Premiums Written — Claims Incurred
Capital stock paid in cash £1,005,000
Life: Life:
Assets in Canada $4,026,735 Premiums — Ontario (net) $42,317
Ontario business in force (gross) . . . 2,074,723 Premiums — Canada (net) 188,235
Canadian business in force (gross) 6,947,058 Death Claims — Ontario (net). ... 61,296
Death Claims — Canada (net) ... . 113,380
Other than Life: Other than Life:
Assets in Canada $3,181,473 Premiums — Ontario (net) 343,955
Liabilities in Canada 1,175,301 Premiums — Canada (net) 1,523,846
Claims — Ontario (net) 213,908
Claims — Canada (net) 1,003,423
THE PHOENIX INSURANCE COMPANY OF HARTFORD*
Head Office, Hartford, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. VV. Tatley, Montreal.
Chief or General Agent in Ontario. — H. A. Butt, 12 Wellington St. East, Toronto.
Date of Incorporation. — May 31, 1859. Date commenced business in Canada. — May 20, 1891.
Premiums Written — Claims Incurred
Capital stock paid in cash $6,000,000 Premiums — Ontario (net) $113,472
Assets in Canada 762,048 Premiums — Canada (net) 345,730
Liabilities in Canada 244,569 Claims — Ontario (net) 50,916
Claims — Canada (net) 188,112
PILOT INSUR.\NGE COMPANY
Head Office, Toronto, Ont.
Incorporated. — .-^pril 2, 1927. Commenced business in the Province. — April 20, 1927,
Officers (as at date of fHing statement). — President, D. M. Ferr>', Jr.; Vice-President, F. S. Brown; Secretary,
Charles C. Bowen; General Manager, Norman G. Duffett; Treasurer, Paul ^L Bowen.
Directors (as at date of filing statement). — Jno. S. Dowling, Charles C. Bowen, A. J. Crockett, Ralph E. Burks,
D. M. Ferry, Jr., Kirby B. White, Alexander Fasken, J. J. Warren, J. H. Thom, L. K. Kirk, Paul M. Bowen, F. S.
Brown, E. C. Greb, George Hancock, Walter Steele.
Auditors. — -Welch, Campbell & Lawless.
Statement for the Year Ending 31st December, 1931
Capital Stock
Amount Amount
Amount of capital stock authorized, $2,000,000. subscribed for paid in cash
Number of shares, 20,000. Par value, $100 each.
Capital stock at beginning of year 1931 $993,100 00 $267,930 00
Capital stock issued during year 20,000 00 2,000 00
Capital stock at end of year $1,013,100 00 $269,930 00
Premium on Capital Stock
Total amount paid as premium on capital stock at beginning of year $213,617 50
Amount received during the year 18,000 00
Total amount paid to December 31, 1931 $231,617 50
Assets
Book value of bonds, debentures and debenture stocks owned $511,907 45
Cash on hand and in banks:
On hand at head office $100 00
In chartered banks of Canada in Canada 40,618 71
In all other banks and depositories 23,329 33
64,048 04
Inteiest due, $837.50; accrued, $6,056.11 6,893 61
Agents' balances and premiums uncollected, written on or after October 1, 1931 48,864 14
Amount due from reinsurance on losses already paid 1,048 86
All other assets, viz.:
Premium on U.S. funds in bank, at 20% $4,665 86
Recoveries outstanding on claims paid 2,399 20
Amount due from Associated Reinsurers for expenses 496 48
■ 7,561 54
Total Admitted Assets of the Company $640 323 64
*See note on page 1.
70 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
LiabUitles
Total provision for unpaid claims $87 887 74
Total net reserve, $264,340.70, carried out at 80% thereof 211,472 56
Reserve and unpaid losses under unlicensed reinsurance, unsecured
Expenses due and accured
Tcixes due and accrued
Reinsurance premiums
Return premiums
Due Standard Accident Insurance Company for expenses paid by them
Total of all liabilities except capital stock $316,360 43
Capital stock paid in cash $269,930 00
Surplus in Profit and Loss Account 54,033 21
4,337
97
1,219
71
6,707
73
3,814
26
396
30
524
16
Excess of assets overliabilities 323 963 21
Total Liabilities $640,323 64
Profit and Loss Account
Net premiums \vritten $555,855 28
Reserve of unearned premiums (80 per cent.) :
At beginning of year 2 15,45 1 48
At end of year 211,472 56
Decrease $3,978 92
Net premiums earned $559,834 20
Net losses and claims incurred $274,080 55
Net adjustment expenses 26,370 38
Commissions 140,325 12
Taxes 7,383 IS
Salaries, fees and travelling expenses 82,007 11
All other expenses 35,980 91
Underwriting loss $6,3 13 02
Other revenue:
Interest earned $23,366 37
Other expenditure:
Bad debts written off $6,445 99
Decrease in market value of investments 5,611 50
Loss and expenses on bonds and stocks sold 178 74
Investment expense^ 225 69
$12,461 92
Net Profit for the Year $4,591 43
Surplus for Protection of Policyholders
Surplus of assets overliabilities (except capital stock) at beginning of year $298,583 37
Net profit brought down 4.591 43
Premium on capital stock received in cash 18,000 00
$321,174 80
Increase in paid-in capital stock $2,000 00
Decrease in unsecured unlicensed refinsurance 3,583 64
5,583 64
$326,758 44
Increase in disallowed assets 2,795 23
Surplus of assets overliabilities (except capital stock) at end of year $323,963 21
Summary of Risks — Fire
(All in Ontario)
Gross in force, December 31, 1930 $4,101,985 00
Taken in 1931, including renewed 2,907,210 00
Total $7,009,195 00
Ceased in 1931 2,539,967 00
Gross in force, December 31, 1931 $4,469,228 00
Reinsurance in force, December 31, 1931 1,655,282 00
Net in force, December 31, 1931 $2,813,946 00
JOINT STOCK INSURANCE COMPANIES FOR 1931
71
Exhibit of Premiums
{All in Ontario)
Class of Business
Gross
in Force,
Dec. 31,
1930
Taken in
1931
including
renewed
Ceased in
1931
Gross
in Force,
Dec. 31,
1931
Reinsurance
in Force,
Dec. 31,
1931
Net
in Force,
Dec. 31,
1931
Fire
Automobi^
Accident and Sickness
Bonds
Burglary
Inland Transportation
General Liability
Plate Glass
Railroad, Accident and Sickness
Totals
$28,361 73
556,145 23
201 00
3,313 98
2,147 37
1,046 50
563 50
1,243 32
62,289 49
$23,692 17
874,267 07
340 00
2,230 37
2,073 65
457 50
1,968 97
1,396 86
$19,103 79
838,893 06
307 00
2,327 40
2,021 25
1,409 00
875 60
1,503 13
62,289 49
$32,950 11
591,519 24
234 00
3,216 95
2,199 77
95 00
1,656 87
1,137 05
$12,668 67
46,155 96
300 57
1,132 23
$20,281 44
545,363 28
234 00
2,916 38
1,067 54
95 00
1,129 99
1,137 05
$655,312 12
$906,426 59
$928,729 72
$633,008 99
$60,784 31
$572,224 68
Schedule "D"
Bonds and Debentures Owned by the Company
Par Value Book Value
(a) Government Bonds —
(IJ Dominion:
Dominion of Canada, 5%, 1937 $150,000 00 $160,980 00
Dominion of Canada, 4%, 1960 95,000 00 89,203 10
(2) Provincial:
Province of Nova Scotia, 5%, 1959 20,000 00 20,918 00
Province of Ontario, 4%, 1957 10,000 00 9,196 00
Province of Ontario, 43^%, 1945 50,000 00 49,760 00
(3) Foreign:
United Scates 4th Liberty Loan, 4^%, 1938 16,000 00 19,404 00
(c) (1) Canadian Municipals:
City of Montreal, 5%, 1936 40,000 00 41,612 00
(d) Public Utilities:
Bell Telephone Co., 5%, 1960 25,000 00 26,087 50
Montreal Light, Heat & Power Co., 5%, 1951 25,000 00 25,795 00
Canadian Pacific Railway, 4J^%, 1960 20,000 00 19,975 25
Shawinigan Water & Power Co., 4^%. 1970 25,000 00 24,200 60
(e) Miscellaneous:
Hinde and Dauche Paper Co. (1st Mtge.), 5J^%, 1948 5,000 00 5,000 00
Hamilton Cotton Co., Ltd. (1st Mtge.), 53^%, 1948 5,000 00 4,894 90
Donna Conna Paper Co. (1st Mtge.), 5}4%, 1948 5,000 00 4,973 60
Howard Smith Paper Mills, Ltd., 5}4%, 1953 5,000 00 4,907 50
Bonds in Default
(d) Public Utilities:
Sin-Mac Lines, 6%, 1949 5,000 00 2,500 00
(e) Miscellaneous:
Great Lakes Paper Co., 6%, 1950 5,000 00 2,500 00
Total $506,000 00 $511,907 45
THE PIONEER INSURANCE COMPANY*
Head Office, Montreal, Que.
0//»cerx.-^President, J. H. Labelle, Montreal; Vice-President, Fred J. Walker, Montreal;
General Manager, A. F. Glover, Montreal.
Directors. — J. H. Labelle, Montreal; F. J. Walker, Montreal; J. D. Simpson, Liverpool, Eng.;
R. P. Adams, Montreal; Wm. Clelland, Montreal; A. F. Glover, Montreal; D. C. McLachlan,
Winnipeg: E. F. Sise. Montreal: H. W. Wonham, Montreal.
Chief or General Agent in Ontario. — Percy J. Quinn, 29 Wellington St. East, Toronto.
Date of Incorporation. — June 15, 1926. Date commenced business in Canada. — January 20,
1927.
Capital stock paid in cash $181,250
Assets in Canada 210,346
Liabilities in Canada 123,982
Surplus protection to policyholders 86,364
Premiums Written — Claims Incurred
Premiums — Ontario (net) $40,579
Premiums — Canada (net) 147,589
Claims — Ontario (net) 25,348
Claims — Canada (net) 62,195
*See note on page 1.
72 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
PLANET ASSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. L. Stailing, Toronto.
Chief or General Agent in Ontario. — R. L. Stailing, 15 Wellington St. East, Toronto.
Date of I near poration. — January 20, 1920. Date commenced business in Canada. — 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $729,900 Premiums — Ontario (net) $36,065
Assets in Canada 1.32,983 Premiums — Canada (net) 109,634
Liabilities in Canada 94,760 Claims — Ontario (net) 28,447
Clai ms — Canada (net) 83,513
THE PREFERRED ACCIDENT INSURANCE COMPANY OF NEW YORK*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — J. W. Mackenzie, Toronto.
Chief or General Agent in Ontario. — J. W. Mackenzie, Federal Bldg., Toronto.
Date of Incorporation. — March, 1893. Date commenced business in Canada. — February 14,
1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $875,000 Premiums — Ontario (net) $55,388
Assets in Canada 225,729 Premiums — Canada (net) 71,464
Liabilities in Canada 62,675 Claims — Ontario (net) 35,397
Claims — Canada (net) 38,527
THE PROTECTIVE ASSOCIATION OF CANADA*
Head Office, Granby, Que.
Officers. — President and Manager, E. E. Gleason, Granby, Que.; Vice-President, W. D.
Bradford, Granby, Que.; Secretary, J. G. Fuller, Granby, Que.; Treasurer, N. R. Mitchell,
Granby, Que.
Directors. — J. G. Fuller, N. R. Mitchell, D. K. Cowley, M.D., Granby, Que.; W. W. D. Brock,
Granby; Geo. H. Sherwood, Toronto; E. E. Gleason, Granby; W. D. Bradford, Granby, Que.
Chief or General Agent in Ontario. — W. R. Bell, 53 Yonge St. Arcade, Toronto.
Date of Incorporation. — March 22, 1907. Date commenced business in Canada. — June 18, 1907
Premiums Written — Claims Incurred
Capital stock paid in cash $50,000 Premiums — Ontario (net) $211,156
Total assets 331,855 Premiums — Total business (net). . 418,119
Total liabilities 149,267 Claims — Ontario (net) 150,560
Surplus protection of policyholders 182,588 Claims — Total business (net). . . . 277,858
PROVIDENCE WASHINGTON INSURANCE COMPANY*
Head Office, Providence, R.I.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. W. Tatley, Montreal.
Chief or General Agent in Ontario. — Burriss & Sweatman, Ltd., 12 Wellington St. E., Toronto.
Date of Incorporation. — 1799. Date commenced business in Canada. — January 9, 1912.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,000,000 Premiums — Ontario (net) $40,624
Assets in Canada 406,099 Premiums — Canada (net) 133,000
Liabilities in Canada 82,374 Claims — Ontario (net) 17,536
Claims — Canada (net) 87,843
THE PROVIDENCE FIRE ASSOCIATION OF PARIS*
{La Providence de Paris, France)
Head Office, Paris, France
Principal Otfice in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Jules H. Pigeon, 59 St. James St. West,
Montreal, Que.
Chief or General Agent in Ontario. — G. D. Buchan, 13 King St. West, Toronto.
Date of I ncorporation. — 1838. Date commenced business in Canada. — August 7, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash. . Francs 3,000,000 Premiums — Ontario (net) $5,070
Assets in Canada $144,924 Premiums — Canada (net) 43,880
Liabilities in Canada 25,554 Claims — Ontario (net) 2,269
Claims — Canada (net) 40,012
*See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 73
THE PROVIDENT ASSURANCE COMPANY
Head Office, Montreal, Que.
Incorporated. — May 20, 1905. Commenced business. — 1906.
Oficers (as at dale of filing statement). — President, Honourable P. R. DuTremblay; Vice-President, Honourable
Senator N. A. Belcourt; Secretary- Treasurer, Ekimond Courtois; General Manager, J. H. Pigeon; Asst. Secretary-
Treasurer, J. E. Rochon.
Directors (as at date of filing slalemenl). — Honourable P. R. DuTremblay, Honourable Senator N. A. Belcourt,
R. O. Sweezey, Henri Geoffrion, Maxime Raymond, J. H. Rainville, A. J. Major, J. H. Pigeon, Edmond Courtois,
J. E. Rochon.
Auditors. — Joseph Froggatt Co., Incorporated.
Statement for the Year Ending 31st December, 1931
Capital Stock
Amount Amount
Amount of capital stock authorized, $2,000,000. subscribed for paid in cash
Number of shares, 10,000. Par value, SIOO.
Capital stock at beginning of year $1,000,000 00 $274,855 00
Calls on capital received during year 19,950 00
Capital stock at end of year $1,000,000 00 $294,805 00
Premium on Capital Stock
Total amount paid to December 31, 1931 Nil.
Assets
Book value of real estate, office premises $366,174 70
Mortgage loans on real estate:
First mortgages $24,450 00
Second and subsequent mortgages 2,500 00
26,950 00
Loans secured by bonds, stocks, and other collateral 134,800 00
Book value of bonds, debentures and debenture stocks owned 467,707 34
Book value of stocks owned , 232,015 01
Cash on hand and in banks:
In chartered banks of Canada in Canada $39,167 71
In all other banks and depositories 12,264 10
51,431 81
Interest due, S194.31; accrued, $7,746.36 $7,940 67
Dividends accrued 1,269 68
Rents accrued 367 50
■ 9,577 85
Agents' balances and premiums uncollected, written on or after October 1, 1931 209,734 14
Bills receivable 1,135 76
.■Amount due from reinsurance on losses already paid 51,892 40
All other assets:
Loans onlife policies $31,648 21
Workmen's Compensation Reinsurance Bureau 5 1,239 19
Deferred life premiums 5,731 71
Sundri' debtors 26,417 81
Claims recoverable 3,450 00
Plate glass in warehouse 1,313 66
.\utomobiles 4,279 90
Surrender value on life policy 9,100 00
Excess of market over book value of bonds 7,985 41
141,165 89
Gross -Assets of the Company $1,692,584 90
Deficiency of market under book value of stocks 69,715 01
Total Admitted Assets of the Company $1,622,869 89
Liabilities
In the Total
Province Elsewhere Liabilities
Total provision for unpaid claims $25,517 25 $309,949 41 $335,466 66
Total unreported and reopened claims 13,000 00 13,000 00
Total net reserve, $391,881.68, carried out at 80% thereof 65,714 65 247,790 70 313,505 35
Reinsurance 283,436 44 283,436 44
All other liabilities as follows:
Reseive on life policies (Om 5-3%) 175,712 00 175,712 00
Sundry creditors 37,024 14 37,024 14
Total of amiabilities except capital stock $1,158,144 59
Capital stock paid in cash $294,805 00
Surplus in Profit and Loss Account 169,920 30
Excess of assets over liabilities 464,725 30
Total Liabilities $1,622,869 89
74
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Profit and Loss Account
In the All
Province Elsewhere Business
Net premiums wntten $129,042 30 $973,992 69 $1,103,034 99
Reserve of unearned piemiums (80 per cent.;:
At beginning of year 43,922 77 380,456 43 424,379 20
At end of year 65,714 65 423,502 70 489,217 35
Increase $21,791 88 $43,046 27 $64,838 15
■^
Net premiums earned $107,250 42 $930,946 42 $1,038,196 84
Net losses and claims incurred $70,222 83 $518,16138 $588,384 21
Net adjustment expenses .' 3,585 50 55,414 50 59,000 00
Commissions 26,641 34 118,440 73 145,082 07
Salaries, fees and travelling expenses 16,387 32 126,11 1 13 142,498 45
All other expenses 95,226 60
Underwriting profit 8,005 51
Other revenue:
Interest earned $38,080 36
Rents earned 24,3 1 7 74
Bad debts recovered previously written off 8,632 03
Profit from agencies 4,54 1 15
Adjustment of bonds by amortization 610 63
Profit on sale of bonds 798 16
Miscellaneous 725 00
77,705 07
Other expenditure:
Bad debts written off $21,118 92
Decrease in market value of investments 27,081 65
48,200 57
Net Profit for the Year $37,510 01
Surplus for Protection of Policyholders
Surplus of assets over liabilities (except capital stock) at beginning of year $396,012 62
Net profit brought down 37,510 01
$433,522 63
Increase in paid in capital stock $19,950 00
Decrease in disallowed assets 31,252 67
51,202 67
$484,725 30
Dividends declared 20,000 00
Surplus of assets over liabilities (except capital stock) at end of year $464,725 30
Summary of Risks — Fire
In Ontario Elsewhere Total
Gross in force, December 31, 1930 $10,822,272 $27,564,588 $38,386,860
Taken in 1931, including renewed 13,075,632 24,555,163 37,630,795
Total $23,897,904 $52,119,751 $76,017,655
Ceased in 1931 9,127,848 20,785,034 29,912,882
Gross in force, December 31, 1931 $14,770,056 $31,334,717 $46,104,773
Reinsurance in force, December 31, 1931 4,934,659 10,883,573 15,818,232
Net in Force, December 31, 1931 $9,835,397 $20,451,144 $30,286,541
Exhibit of Premiums
Class of Insurance
Gross
in Force at
end of
1930
Taken
in 1931,
including
renewed
Ceased in
1931
Gross
in Force,
Dec. 31,
1931
Reinsurance
in Force,
Dec. 31,
1931
Net
in Force,
Dec. 31,
1931
Fire:
Ontario
$113,103 16
322,449 54
$126,719 35
285,438 55
$105,213 18
253,737 91
$134,609 33
354,150 18
$53,114 07
121,810 33
$81,495 26
Elsewhere
232,339 85
Total
$435,552 70
$412,157 90
$358,951 09
$488,759 51
$174,924 40
$313,835 11
Automobile:
$58,229 98
202,298 24
$112,671 75
480,912 68
$104,105 89
438,284 63
$66,795 84
244,926 29
$1,649 24
6.246 51
$65,146 60
238,679 78
Total
$260,528 22
$593,584 43
$542,390 52
$311,722 13
$7,895 75
$303,826 38
Accident and Sickness:
Ontario
$3,861 54
15.395 63
$4,481 49
20,602 11
$4,955 89
19,203 50
$3,387 14
16,794 24
$841 20
4,764 91
$2,.S4S 94
12,029 33
Total
$19,257 17
$25,083 60
$24,159 39
$20,181 38
$5,606 11
$14,575 27
JOINT STOCK INSURANCE COMPANIES FOR 1931
75
Exhibit of Premiums — Continued
Class of Insurance
Gross
in Force at
end of
1930
Taken
in 1931
including
renewed
Ceased in
1931
Gross
in Force,
Dec. 31,
1931
Reinsurance
in Force,
Dec. 31.
1931
Net
in Force,
Dec. 31.
1931
Accident and Sickness Comb'd :
Ontario
$97 15
2,453 31
$3,302 33
57,349 96
$3,323 28
57,780 06
$76 20
2,023 21
$76 20
2,023 21
Total
$2,550 46
$60,652 29
$61,103 34
$2,099 41
$2,099 41
Guarantee :
Ontario
$352 97
31,246 25
$417 46
37,383 76
$450 77
37,966 68
$319 66
30,663 33
$10 00
2,620 13
$309 66
Klsewhere
28,043 20
Total
$31,599 22
$37,801 22
$38,417 45
$30,982 99
$2,630 13
$28,352 86
Plate Glass:
$600 85
8,383 66
$1,031 51
8,701 59
$413 16
7,037 85
$1,219 20
10,047 40
$1,219 20
10,047 40
Total . .
$8,984 51
$9,733 10
$7,451 01
$11,266 60
$11,266 60
Burglary:
Ontario
$410 47
25,233 43
$349 00
26,684 18
$319 88
25,261 90
$439 59
26,655 71
$7 63
1,967 63
$431 96
Elsewhere . .-
24,688 08
Total
$25,643 90
$27,033 18
$25,581 78
$27,095 30
$1,975 26
$25,120 04
Public Liability:
$2,816 87
24,850 08
$2,845 11
36,407 05
$3,958 97
36,197 76
$1,703 01
25,059 37
$1,703 01
Elsewhere
$1,956 49
23,102 88
Total
$27,666 95
$39,252 16
$40,156 73
$26,762 38
$1,956 49
$24,805 89
Inland Transportation:
$4,139 50
$8,401 10
82 50
$6,800 49
$5,740 11
82 50
$5,740 11
82 50
Total
$4,139 50
$8,483 60
$6,800 49
$5,822 61
$5,822 61
Windstorm:
$671 00
$2,251 50
$2,544 40
$378 10
$378 10
Total
$671 00
$2,251 50
$2,544 40
$378 10
$378 10
Employers' Liability:
$75 00
719,169 55
'$868,829' 56
S75 00
35,092 71
$75 00
Elsewhere
$184,7Si2 72
$3,000 00
32,092 71
Total
$184,752 72
$719,244 55
$868,829 56
$35,167 71
$3,000 00
$32,167 71
Life (ordinary):
$27,984 67
$31,504 92
$30,678 00
$28,811 59
$2,456 68
$26,354 91
Life (industrial) :
$15,405 80
$14,777 65
$16,422 15
$13,761 30
$13,761 30
All Business:
$184,283 49
860,453 33
$262,545 60
1,719,014 50
$232,085 91
1,791,400 00
$214,743 18
788,067 83
$55,622 14
144,822 68
$159,121 04
643,245 15
Total
$1,044,736 82
$1,981,560 10
$2,023,485 91
$1,002,811 01
$200,444 82
$802,366 19
Schedule "D"
Bonds and Debentures Owned by the Company
Class "A" Par Value
Dominion of Canada, 5^^, 1943 $3,000 00
Dominion of Canada, 5 J^%, 1937 2,000 00
Dominion of Canada (Guar. Harbour), 5%, 1969 25,000 00
Dominion of Canada, i^%, 1940 39,000 00
Canadian National Railways, iH%, 1955 25,000 00
Canadian National Railways, 4J^%, 1954 67,000 00
Dominion of Canada, 4J^%, 1944 25,000 00
Canadian National Railways, 4}4Vc, 1951 25,000 00
Dominion of Canada, 4}^%, 1958 29,000 00
Class "B"
Cartierville, 6Tf , 1937 11,000 00
Grand' Mere, 4>^'7o 1935 10,000 00
Grand' Mere, 5H%, 1946 4,000 00
La Tuque, 5%, 1941 12,000 00
Aylmer, 5^%, 1934 5,000 00
Mont-Royal, 5%, 1944 16,000 00
St. Leonard de Port Maurice, 6%, 1941 10,000 00
Pointe Claire, 6%, 1944 4,000 00
St. Boniface, 5%, 1942 8,000 00
Cite de Montreal, 4K%, 1950 25,000 00
Book Value
$2,980 48
2,049 59
25,125 79
37,806 46
24,654 72
67,000 00
25,000 00
24,531 84
29,279 26
11,327 40
10,000 00
3,804 51
11,921 60
5,028 34
15,950 67
9,920 80
3,690 56
7,649 90
23,592 00
76
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Schedule "D" — Continued
Bonds and Debentures Owned by the Company
Class "C" Par Value
Longue Pointe School Commission, S}4%, 1953 $5,000 00
Sault aux Recollets School Commission, 6%, 1941 3,000 00
Montreal School Commission, 4%, 1951 5,000 00
Montreal School Commission, 5%, 1934 1,000 00
Class "D"
Queen's Hotel Co., Ltd., 6%, 1947 5,000 00
Credit Foncier F. C, 5%, 1934 10,000 00
Maple Leaf Milling, 5}4%< 1949 12,500 00
Gatineau Power Co., 5%, 1956 20,000 00
Montreal Tramwavs, 5%, 1955 15,000 00
United Securities, Ltd., 5H%, 1952 15,000 00
Shawinigan Water, 5%, 1970 10,000 00
Montreal Light, Heat & Power, 5%, 1970 25,000 00
Oeuvres Notre Dame de la Merci, 5M%, 1943 5,000 00
Canadian Northern Power, 5%, 1953 1,000 00
Totals $477,500 00
Schedule "E"
Stocks Owned by the Company
Book Value
Canada Power & Paper (Com), 500 shares $21,180 00
Montreal Light & Power Cons., 1,250 shares 63,271 90
Dominion Bridge (Com), 300 shares 20,700 00
Imperial Oil Co. (Com.), 1,000 shares 18,204 99
Quebec Power Co., 500 shares 27,975 00
Shawinigan Power Corpn. (Com.), 500 shares 36,435 00
British Columbia Power A" (Com.), 200 shares 8,147 50
British-.^merican Oil (Com.) , 500 shares 5,868 75
Capital Trust Corporation (Com.), 20 shares 2,000 00
Imperial Tobacco Co. (Com.), 500 shares 5,221 87
National Breweries, Ltd. (Com.), 500 shares 15,150 00
Steel Co. of Canada (Com.) , 200 shares 7,860 00
Totals $232,015 01
Book Value
$4,586 50
2,976 94
3,980 60
1,000 00
4,296 87
9,893 33
11,999 35
18,758 44
13,899 24
14,580 91
9,836 54
24,864 58
4,958 75
761 37
$467,707 34
Market Value
$300 00
57,500 00
10,800 00
13,000 00
18,500 00
21,500 00
7,600 00
6,000 00
1,600 00
5,000 00
14,500 00
6,000 00
$162,300 00
PROVINCIAL INSURANCE COMPANY, LIMITED*
Head Office, Kendal, England
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Willis, Faber & Co., Ltd., Montreal, Que.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Organization. — October 17, 1903. Date commenced business in Canada.— —January 1,
Premiums Written — Claims Incurred
£140,000 Premiums— Ontario (net) $136,381
$604,166 Premiums — Canada (net) 463,780
331,253 Claims — Ontario (net) 65,513
Claims — Canada (net) 235,022
1911.
Capital stock paid in cash.
Assets in Canada
Liabilities in Canada
PRUDENTIAL ASSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — R. S. Thorp, 460 St. John St., Montreal, Que.
Chief or General Agent for Ontario. — H. Shaw, c/o Parkes, McVittie & Shaw, 4 Richmond St.
East, Toronto.
Date of Organization. — 1848. Date commenced business in Canada. — September 28, 1923.
Premiums Written — Claims Incurred
Life:
Premiums — Ontario (net) $32,592
Premiums — Canada (net) 112,870
Claims — Ontario (net) Nil
Claims — Canada (net) Nil
Other than Life:
Premiums — Ontario (net)
Premiums — Canada (net)
Claims — Ontario (net)
Claims — Canada (net)
Life:
Assets in Canada $185,438
Ontario business in force (gross) . . . 929,110
Canadian business in force (gross) 2,906,506
Other than Life:
Capital stock paid in cash £1,450,000
Assets in Canada $1,222,161
Liabilities in Canada 503,580
$205,614
625,148
166.345
492,938
♦See note on page 1.
JOINT STOCK INSURANXE COMPANIES FOR 1931 77
QUEBEC FIRE ASSURANCE COMPANY*
Head Office, Quebec, P.Q.
Officers. — President, E. G. Meredith; Vice-President, Hon. N. Garneau; Secretary and Chief
Agent, G. H. Henderson.
Directors. — J. T. Ross, A. S. Booth, C. M. Horswell, Alfred Wright, W. R. Houghton, E. G.
Meredith, Hon. N. Garneau.
Chief or General Agent in Ontario. — W. R. Houghton, 4 Richmond St. East, Toronto.
Date of Organization. — April 2, 1918. Date commenced business in Canada. — 1818.
Premiums Writtex — Cl.\ims Incurred
Capital stock paid in cash $125,000 Premiums — Ontario (net) $41,045
Total assets 728,352 Premiums — Total business (net) . . 166,454
Total liabilities 203,074 Claims — Ontario (net) 19,225
Surplus protection of policyholders 525,279 Claims — Total business (net). . . . 81,378
QUEEN CITY FIRE INSURANCE COMPANY
Head Office, Toronto, Ont.
Incorporated. — February 15, 1871. Commenced business in the Province. — July 1, 1871.
Officers (as at date of filing statement). — President, W. R. Houghton; Vice-President, Joseph Walmsley; "Secretary;
Hugh F. Crighton; Manager, Joseph Walmsley.
Directors (as at date of filing statement). — C. H. C. Fortner, Chas. M. Horswell, W. R. Houghton, Joseph
Walmsley, Alfred Wright, Toronto.
Auditors. — H. T. Jamieson & Company,
Statement for the Year Ending 31st December, 1931
Capital Stock
-Amount Amount
Amount of capital stock authorized, $100,(X)0. subscribed for paid in cash
Number of shares, 2,000. Par value, $50.
Capital stock at beginning of year $100,000 00 $100,000 00
Capital stock at end of year $100,000 00 $100,000 00
Premium on Capital Stock
Total amount paid to December 31, 1931 Nil.
Assets
Book value of real estate, office premises $40,000 00
Mortgage loans on real estate, first mortgages 300 00
Book value of bonds, debentures and debenture stocks owned 600,793 64
Book value of stocks owned 55,883 26
Cash on hand and in banks:
On hand at head office $1,948 64
In chartered banks of Canada in Canada 14,199 30
In aU other banks and depositories 12,774 26
28,922 20
Interest accrued $7,315 41
Dividends due 950 00
Rents due 50 00
8,315 41
Agents' balances and premiums uncollected, written on or after October 1, 1931 9,559 97
Balances due from reinsurance companies 843 31
Total Admitted Assets of the Company $744,617 79
Liabilities
Total provision for unpaid claims $1 1,474 30
Total net reserve 91,783 70
Expenses due and accrued ' . 200 00
Taxes due and accrued 3,081 07
Reinsurance premiums 43 09
Return premiums 3 42
Bills payable, London & Lancashire Insurance Co., Ltd 39,307 97
Reserve for depreciation on building 250 00
Deficiency of matket under book value of securities 13,756 5 7
Total of all liabihties except capital stock $159,900 12
Capital stock paid in cash $100,000 00
Reserve fund 250,000 00
Surplus in Profit and Loss Account 234,717 67
Excess of assets over liabilities 584,717 67
Total Liabihties $744,617 79
Profit and Loss Account
All in the Province
Net premiums written $93,839 67
Reserve of unearned premiums:
At beginning of year 96,960 46
At end of year 91,783 70
Decrease $5,176 76
78
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Profit and Loss Account— Continued .taoni/; ax
Net premiums earned
Net losses and claims incurred * l'533 67
Net adjustment expenses 22*786 91
Commissions 3724 90
Taxes ll'573 54
Salaries, fees and travelling expenses S 681 26
All other expenses !
Underwriting loss I
Other revenue: $30,951 35
Interest earned.. * 3 g^^ qq
Dividends earned %^q 25
Rents earned 3j ^5
Endorsement fees 5 35,113 35
$30,234 OS
Other expenditure: .... $26 19
Bad debts written oit ^ , ^,, cy
Amount transferred to investment reserve 250 00
Depreciation on building j^ q32 76
Net Profit for the Year ^^^'^^^ ^^,
Surplus for Protection of Policyholders
Surplus of assets over liabilities at beginning of year * 16*201 29
Net profit brought down ' 27 OO
Dividends unclaimed .
$594,875 15
$15 7 48
Increase in dissdlowed assets 10 000 00
Dividends declared | jq 157 43
Surplus of assets over liabilities at end of year ^
All in the Province
Summary of Risks— Fire . „. , ~r \
At Risk Premiums
■ t T^ ^ ^K... ^1 io^n $30,584,392 00 $201,917 15
Gross in force, December 31, 1930 « c'cqv 09fi no lOS 812 45
Taken in 1931, including renewed 15,597,926 00 ^"^-"^^ "^^
T, . , $46,182,318 00 $307,729 60
<- ^- 10^1 17,698,192 00 121,496 08
Ceased in 1931 ___j___l .
„ • t r. .^,r,v>»r ^1 10^1 $28,484,126 00 $186,233 52
Gross in force, December 31, 1931 * 'i;,7'i:nnnn 7^19 87
Reinsurance in force, December 31, 1931 ^^^-^Q" "° ^'^^^ "^
Net in force. December 31. 1931 $27,966,626 00 $183.913 65
Schedule "D"
Bonds and Debentures Owned by the Company
Par Value
Province of Ontario, 6%, 1935 ^1? nno no
Province of Ontario, 6%, 1941 ■■••••; 7'noo 00
Hydro-Electric Power Commission. 4%. 1957 '•""" ""
City of Toronto, 5K%. 1948 ^'"^ ""
City of Port Arthur, 5%, 1937 ^•""'' ""
City of Regina (£800) 4^2%. 1952 ••■■■•■ |; 8^3 33
Town of kenora, 5%, 1940 o iinn nn
Town of Gananoque, 4%, 1935 f ■""" }^
Town of Kenora, 5^%. 1937 ...... I'""" "^
Canada Permanent Mortgage Corporation, 5}4%, 1935 inn nnn nn
Dominion of Canada Victory Loan, 5^%, 1937. . . ^snon 00
Dominion of Canada Conversion Loan. 5H%. and 4]^%. 1958 65,000 00
Dominion of Canada Conversion Loan, 5H% and 43^%, 1959 10.000 00
Province of Saskatchewan, 5%. 1939 H'^n nn
Province of Ontario, 6%, 1943 ;f '^•""" ""
Province of British Columbia, 5%, 1949 25,000 00
Government of Newfoundland, 5}^%, 1939 25,000 00
Hydro-Electric Power Commission. 4%, 1957 1 ,0 nnn nn
Hydro-Electric Power Commission. 4H%, 1960 V?c'nnn nn
Canadian National Railways, 5%. 1954 25.000 00
City of Toronto, 5^%,, 1938 ^,000 00
City of Edmonton, 5}^%, 1946 30,000 00
City of Kingston, 5%. 1943 15,000 OO
Town of Fort Erie, 5H%. 1936-42 27.158 9
Town of Elmira, 6%, 1939-40 2,z.30 w
Town of Elmira, 6%, 1941 , '-fi^ ^
Gatineau Power Company. 5%. 1956 ^^-^ ^V
Ford City (in default). 5%, 1961-65 24.223 w
Total <636.732 75 ^^^^^^
Schedule "E"
Stocks Owned by the Company
Par Value Book Value Market Value
Consumers Gas Company of Toronto. 380 shares <38,0O0 00 $55,883 26 $70.300 00
Book Value
$9,325 00
14,700 00
5.608 40
5.000 00
5,437 20
3.157 10
5,000 00
2,000 00
1,000 00
20.000 00
100,370 42
65,267 00
10,000 00
20,103 30
24,575 00
25,187 50
25.225 54
14,421 60
99,962 10
24,750 00
5.120 50
30.271 50
14,929 50
27,745 29
2,236 65
1,219 95
14,554 50
23,625 59
$600,793 64
JOINT STOCK INSURANCE COMPANIES FOR 1931 79
QUEEN INSURANCE COMPANY OF AMERICA*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. H. Labelle, Montreal, Que.
Chief or General Agent in Ontario. — P. J. Quinn, 29 Wellington St. East, Toronto.
Dale of I nc or p oration. — Septe mber 11, 1891. Date commenced business in Canada. — November
1, 1891.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $188,264
Assets in Canada 1,112,349 Premiums — Canada (net) 568,008
Liabilities in Canada 509,216 Claims — Ontario (net) 110,748
Claims — Canada (net) 345,171
RAILWAY PASSENGERS ASSURANCE COMPANY*
He.a.d Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in^Canada. — E. J. Kay, Montreal, Que.
Chief or General Agent in Ontario. — J. J. O'Brien, 26 Wellington St. East, Toronto.
Date of Organization. — March, 1849. Date commenced business in Canada. — Nove mber 2, 1903.
Premiums Written — Claims Incurred
Capital stock paid in cash £200,000 Premiums — Ontario (net) $98,030
Assets in Canada $535,108 Premiums — Canada (net) 276,418
Liabilities in Canada 253,834 Claims — Ontario (net) 54,965
Claims — Canada (net) 187,440
RELIANCE INSURANCE COMPANY OF CANADA*
Head Office, Montreal, Que.
Officers. — President, J. W. Tatley, Montreal, Que.; Vice-Presidents, E. R. Decary, Montreal,
Que.; E. V. Chaplin, Hartford, Conn.; E. D. Milligan, Montreal, Que.; Secretary, A. H. Vallance,
Montreal, Que.
Directors. — Major Walter Molson, W. A. Ralston, Lieut. -Col. Robt. Starke, Montreal, Que.;
T. C. Temple, Hartford, Conn.; Geo. C. Long, Jr., Hartford, Conn.; E. Milligan, Hartford, Conn.;
E. V. Chaplin, Hartford, Conn.; J. W. Tatley, Montreal, Que.; E. R. Decary, Montreal, Que.
Chief or General Agent in Ontario. — J. S. Wilson, 43 Adelaide St. East, Toronto.
Date of I ncor poration. — July 1, 1920. Date commenced business in Canada. — November 24,
1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $200,000 Premiums — Ontario (net) $16,663
Total assets 646,123 Premiums — Total business (net). . 82,426
Total liabilities 87,396 Claims — Ontario (net) 4,218
Surplus protection of policyholders 558,727 Claims — Total business (net). . . . 39,811
REPUBLIC FIRE INSURANCE COMPANY*
Head Office, Pittsburgh, Pa.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Jacques Marchand, Montreal.
Chief or General Agent in Ontario. — John B. Hall, Metropolitan Bldg., Toronto.
Date of I ncor poration. — 1871. Date commenced business in Canada. — -October 31, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $27,069
Assets in Canada 126,672 Premiums — Canada (net) 74,617
Liabilities in Canada 46,638 Claims — Ontario (net) 25,080
Claims — Canada (net) 67,050
RHODE ISLAND INSURANCE COMPANY*
Head Office, Providence, R.I.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. P. A. Gagnon, Montreal, Que.
Chief or General Agent in Ontario. — Jas. Preston, 810 Excelsior Life Bldg., Toronto.
Date of Incor poration. — 1907. Date commenced business in Canada. — 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $16,303
Assets in Canada 119,550 Premiums — Canada (net) 47,602
Liabilities in Canada 40,234 Claims — Ontario (net) 14,575
Claims — Canada (net) 29,542
♦See note on page 1.
80 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
ROSSIA REINSURANCE COMPANY, LIMITED*
Head Office, Copenhagen, Denmark
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — J. H. Riddell, Toronto.
Chief or General Agent in Ontario. — J. H. Riddell, 217 Bay St., Toronto.
Date of Incorporation. — 1928. Date commenced business in Canada. — January 1, 1925.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,340,000 fPremiunis — Ontario (net) Nil
Assets in Canada 40,570 fPremiums — Canada (net) Nil
Liabilities in Canada 4,577 tClaims — Ontario (net) Nil
tCIaims — Canada (net) Nil
ROYAL EXCHANGE ASSURANCE*
Head Office, London,. England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm, Montreal.
Chief or General Agent in Ontario. — H. B. Rowe, 100 Adelaide St. West, Toronto.
Date of Incor poration. — June 22, 1720. Date commenced business in Canada. — November 4,
1910.
Premiums Written — Claims Incurred
Capital stock paid in cash $4,608,563 Premiums — Ontario (net) $267,988
Assets in Canada 1,570,878 Premiums — Canada (net) 973,878
Liabilities in Canada 658,557 Claims — Ontario (net) 99,339
Claims — Canada (net) 568,615
ROYAL INSURANCE COMPANY, LIMITED*
Head Office, Liverpool, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Office in Canada. — J. H. Labelle, Montreal.
Chief or General Agent in Ontario. — P. J. Quinn, 29 Wellington St. East, Toronto.
Date of Incorporation. — May 31, 1854. Date commenced business in Canada. — 1851.
Premiums Written — Claims Incurred
Capital stock paid in cash $13,626,496
Life- Life:
Assets in Canada $7,639,690 Premiums — Ontario (net) $185,317
Ontario business in force (gross) .. . 6,710,683 Premiums — Canada (net) 805,329
Canadian business in force (gross) 25,966,927 Death Claims — Ontario (net).... 78,213
Death Claims — Canada (net) .... 268,928
Other than Life: Other than Life:
Assets in Canada $5,011,773 Premiums — Ontario (net) $824,680
Liabilities in Canada 3,016,081 Premiums — Canada (net) 2,814,939
Claims — Ontario (net) 489,902
Claims — Canada (net) 1,495,439
THE ROYAL SCOTTISH INSURANCE COMPANY, LIMITED*
Head Office, Glasgow, Scotland
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. Hurry, Montreal.
Chief or General Agent in Ontario. — John M. McGregor, Concourse Bldg., Toronto.
Date of Incorporation. — 1907. Date commenced business in Canada. — January 10, 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash £30,000 Premiums — Ontario (net) $62,902
Assets in Canada $237,263 Premiums — Canada (net) 151,182
Liabilities in Canada 115,474 Claims — Ontario (net) 32,537
Claims — Canada (net) 74,924
*See note on page 1. ^ . „, ,«„,
tAU business reinsured in Eagle Star & British Dominion Insurance Co. on August 31, 1931.
JOINT STOCK IXSURANXE COMPANIES FOR 1931 81
ST. PAUL FIRE AND MARINE INSURANCE COMPANY*
Head Office, St. Paul, Minn.
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — P. A. Codere, Winnipeg, Man.
Chief or General Agent in Ontario. — G. A. Sherritt, Excelsior Life Bldg., Toronto.
Date of Incorporation. — May, 1865. Dale commenced business in Canada. — September 14, 1907
Premiums Written — Claims Incurred
Capital stock paid in cash $4,000,000 Premiums — Ontario (net) $187,394
Assets in Canada 704,354 Premiums — Canada (net) 471,831
Liabilities in Canada 280,012 Claims — Ontario (net) 64,714
Claims — Canada (net) 248,329
SAINT PAUL MERCURY INDEMNITY COMPANY OF SAINT PAUL*
Head Office, St. Paul, Minn.
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — P. A. Codere, Winnipeg, Man.
Chief or General Agent in Ontario. — Geo. A. Sherritt, Excelsior Life Bldg., Toronto.
Date of Incor poration. — March 22, 1926. Date commenced business in Canada. — April 19, 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $900,000 Premiums — Ontario (net) $14,165
Assets in Canada 59,752 Premiums — Canada (net) 35,156
Liabilities in Canada 25,237 Claims — Ontario (net) 14,847
Claims — Canada (net) 30,865
LA SAUVEGARDE LIFE INSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President and Manager, G. X. Ducharme, Chambly Basin, Que.; 1st Vice-
President, Hon. Sir H. Laporte, Montreal; 2nd Vice-President, Louis Lymburner, Montreal;
General Manager, X. Ducharme, Montreal; Secretary, Jean Pasquin.
Directors. — J. X. Cabana, Montreal; R. B. Bachaud, Waterloo, Que.; A. Milette, Terrebonne,
Que.; Adjutor Cote, N.P.; A. Vallie, K.C., Chas. A. Roy.
Chief or General Agent in Ontario. — Hon. X. A. Belcourt, Rideau St., Ottawa.
Date of Incorporation. — May, 1911. Date commenced business in Canada. — November, 1903.
Premiums Written — Claims Incurred
Capital stock paid in cash $232,440 Premiums — -Ontario (net) $103,242
Total assets 4,631,409 Premiums — Total business (net) . . 929,131
Ontario business in force (gross) . . . 2,913,746 Death Claims — Ontario (net) .... 13,500
Total business in force (gross) ... . 30,891,336 DeathClaims — Totalbusiness (net) 156,126
SCOTTISH CANADIAN ASSURANCE CORPORATION*
Head Office, Toronto, Ont.
Officers. — President, Col. J. Forbes Michie, Toronto; Vice-President, R. S. Waldie, Toronto;
Managing Director, T. H. Hall, Toronto.
Directors. — J. A. Macintosh, Toronto; F. Norrie- Miller, F. Richardson, Philadelphia, Pa.;
W. A. Barrington, Toronto; S. N'orrie- Miller, Perth, Scotland; R. S. Waldie, Toronto; J. A.
Northway, Toronto; Col. J. F. Michie, Toronto; Thos. H. Hall, Toronto.
Date of I ncor poration. — May 11, 1920. Date commenced business in Canada. — December 22,
1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $225,000 Premiums — Ontario (net) $40,812
Total assets 367,987 Premiums — Total business (net) . . 81,169
Total liabilities 108,528 Claims — Ontario (net) 15,094
Surplus protection of policyholders 259,459 Claims — Total business (net). . . . 47,179
»
SCOTTISH METROPOLITAN ASSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Alexander Bissett, Montreal.
Chief or General Agent in Ontario. — W. J. Morris, Metropolitan Bldg., Toronto.
Date of Incor poration. — 1876. Date commenced business in Canada. — December 17, 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash £80,000 Premiums — Ontario (net) $141,841
Assets in Canada $453,683 Premiums — Canada (net) 259,107
Liabilities in Canada 232,257 Claims — Ontario (net) 107,461
Claims — Canada (net) 185,506
♦See note on page 1.
82 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE SCOTTISH UNION & NATIONAL INSURANCE COMPANY*
Head Office, Edinburgh, Scotland
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. H. Vreeland, Montreal.
Chief or General Agent in Ontario. — Wm. A. Medland, Mail Bldg., Toronto.
Date Organized. — 1824. Date Incorporated. — June 26, 1833. Date commenced business in
Canada. — February, 1882.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,460,000 Premiums — Ontario (net) $124,768
Assets in Canada 1,286,498 Premiums — Canada (net) 426,890
Liabilities in Canada 339,676 Claims — Ontario (net) 59,424
Claims — Canada (net) 256,263
THE SEA INSURANCE COMPANY, LIMITED*
Head Office, Liverpool, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. G. Drysdale, Toronto.
Chief or General Agent in Ontario. — W. G. Drysdale, 36 Toronto St., Toronto.
Date of Incorporation. — 1875. Date commenced business in Canada. — December 11, 1924.
Premiums Written — Claims Incurred
Capital stock paid in cash £500,000 Premiums — Ontario (net) $67,519
Assets in Canada $249,720 Premiums — Canada (net) 159,969
Liabilities in Canada 114,122 Claims — Ontario (net) 29,851
Claims — Canada (net) 112,036
SECURITY INSURANCE COMPANY OF NEW HAVEN*
Head Office, New Haven, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Wm. Thompson, Toronto.
Chief or General Agent in Ontario. — Wm. Thompson, Metropolitan Bldg., Toronto.
Date of I ncor poration. — May, 1841. Date commenced business in Canada. — November 29, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $34,601
Assets in Canada 217,995 Premiums — Canada (net) 116,952
Liabilities in Canada 85,189 Claims — Canada (net) 14,574
Claims — Canada (net) 68,292
SENTINEL FIRE INSURANCE COMPANY*
Head Office, Springfield, Mass.
Manager or Chief Executive Officer in Canada. — W. E. Findlay, 460 St. John St., Montreal.
Chief or General Agent in Ontario. — W. G. Haskings, 27 Wellington St. West, Toronto.
Date of I ncor poration. — 1924. Date commenced business in Canada. — April 2, 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) . $3,497
Assets in (Canada 165,961 Premiums — Canada (net) 11,307
Liabilities in Canada 6,023 Claims — Ontario (net) 1,584
Claims — Canada (net) 6,362
SOUTHERN INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — T. Wesley Greer, Vancouver, B.C.
Chief or General Agent in Ontario. — W. C. McLaughlin, 72 Queen St. W., Toronto, Ont.
Date of I ncor poration. — 1908. Date commenced business in Canada. — May, 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $125,000 Premiums — Ontario (net) $19,888
Assets in Canada 198,917 Premiums — Canada (net) 31,074
Liabilities in Canada 28,914 Claims — Ontario (net) 3,978
Clai ms — Canada (net) 6,162
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 83
SOVEREIGN LIFE ASSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President and Managing Director, H. J. Meiklejohn, M.D., Winnipeg; Vice-
Presidents, W. H. Carter, Winnipeg; E. E. Sharpe, Winnipeg; Secretary, E. Atkins.
Directors. — R. G. Macdonald, Brandon; W. Sanford Evans, M.L.A., Winnipeg; Wm. F.
Hull, K.C., Winnipeg; John Martin, Winnipeg; J. L. Bathgate, Winnipeg; H. J. Meiklejohn,
Winnipeg; W. H. Carter, Winnipeg; E. E. Sharpe, Winnipeg; William Whyte.
Chief or General Agent in Ontario. — W. H. Burnett, Federal Bldg., Toronto.
Date of Incorporation. — May 15, 1902. Date commenced business in Canada. — March 1, 1903.
Premiums Written — Claims Incurred
Capital stock paid in cash $209,995 Premiums — Ontario (net) $139,026
Total assets 6,250,371 Premiums — Total business (net). . 851,127
Ontario business in force (gross) .. . 4,800,508 Death Claims — Ontario (net).... 13,426
Total business in force (gross) ... . 27,214,714 DeathCIaims — Total business (net) 82,689
SPRINGFIELD FIRE & MARINE INSURANCE COMPANY*
HE.A.D Office, Springfield, Mass.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — W. E. Findlay, 460 St. John St., Montreal.
Chief or General Agent in Ontario. — Joseph Murphy, Dominion Bank Bldg., Toronto.
Date of I ncor poration. — April 24, 1849. Date commenced business in Canada. — November 5,
1908.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $75,309
Assets in Canada 707,189 Premiums — Canada (net) 366,291
Liabilities in Canada 286,483 Claims — Ontario (net) 44,328
Claims — Canada (net) 221,759
STANDARD MARINE INSUIL\NCE COMPANY, LIMITED*
Head Office, Liverpool, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — A. B. Pakenham, Toronto.
Chief or General Agent in Ontario. — A. B. Pakenham, 64 King St. East, Toronto.
Date of Incorporation. — 1871. Date commenced business in Canada. — April 2, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash Nil Premiums — Ontario (net) $21,521
Assets in Canada $25,032 Premiums — Canada (net) 65,104
Liabilities in Canada 39,287 Claims — Ontario (net) 2,423
Claims — Canada (net) 20,716
THE STATE ASSURANCE COMPANY, LIMITED*
Head Office, Liverpool, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — C. Stuart Malcolm, Royal Exchange Bldg.,
Montreal.
Chief or General Agent in Ontario. — H. B. Rowe, 100 Adelaide St. West, Toronto.
Date of Incorporation. — April 10, 1891. Date commenced business in Canada. — April 20, 1926.
Premiums Written — Claims Incurred
Capital stock paid in cash £100,000 Premiums — Ontario (net) $18,252
Assets in Canada $268,941 Premiums — Canada (net) 123,293
Liabilities in Canada 95,409 Claims — Ontario (net) 1,414
Claims — Canada (net) 72.508
STUYVESANT INSURANCE COMP.\NY*
Head Office, New Yore, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Incorporation. — November 25, 1850. Date commenced business in Canada. — August
25, 1916.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $113,081
Assets in Canada 380,123 Premiums — Canada (net) 354,855
Liabilities in Canada 186,947 Claims — Ontario (net) 55,094
Claims — Canada (net) 219,189
*See note on page 1.
84 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
SUN INSURANCE OFFICE LIMITED*
Head Office, London, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — R. L. Stailing, Toronto.
Chief or General Agent in Ontario. — R. L. Stailing, 15 Wellington St. East, Toronto.
Date of Incorporation. — April 7, 1810. Date commenced business in Canada. — June 30, 1892.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,336,000 Premiums — Ontario (net) $319,205
Assets in Canada 1,352,944 Premiums — Canada (net) 852,814
Liabilities in Canada 716,886 Claims — Ontario (net) 209,914
Claims — Canada (net) 527,147
SUN LIFE ASSURANCE COMPANY OF CANADA*
Head Office, Montreal, P.Q.
Officers. — President and Managing Director, T. B. Macaulay, Montreal, Que.; Vice-
President, A. B. Wood, Montreal, Que.
Directors. — T. B. Macaulay, Montreal; A. B. Wood, Montreal; Robert Adair, Montreal;
l\/f n.'rirc "Ml r^r.tra'^} . 1J n ^ TJ T~> o r. /I ,, f o n rl ■Mr>ntroa1- tJir H .<? Hnlt Mnntr^al- Pari Riorrlan
Chief or General Agent in Ontario. — John A. Tory, Sun Life Bldg., Toronto.
Date of Incorporation. — 1865. Date commenced business in Canada. — May, 1871.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,000,000 Premiums — Ontario (net) $10,094,689
Total assets 624,804,455 Premiums — Total business (net). .130,878,720
Ontario businessin force (gross) .. .327,412,095 Death Claims — Ontario (net) ... . 1,904,140
Total business in force (gross) .'.. 3,107,343,525 DeathClaims — Total business (net) 24,543,336
SUSSEX FIRE INSURANCE COMPANY*
Head Office, Newark, N.J.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — P. J. Perrin, Montreal.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Incorporation. — April 28, 1928. Date commenced business in Canada. — March, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $15,107
Assets in Canada 135,487 Premiums — Canada (net) 66,761
Liabilities in Canada 43,478 Claims — Ontario (net) 18,920
Claims — Canada (net) 47,000
SVEA FIRE AND LIFE INSURANCE COMPANY*
Head Office, Gothenberg, Sweden
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Joseph Murphy, 201 Dominion Bank Bldg.,
Toronto.
Chief or General Agent in Ontario. — Joseph Murphy, Toronto, Ont.
Date of I ncorporation. — May 18, 1866. Date commenced business in Canada. — 1927.
Premiums Written — Claims Incurred
Capital stock paid in cash $3,216,000 Premiums — Ontario (net) $8,985
Assets in Canada 71,983 Premiums — Canada (net) 27,724
Liabilities in Canada 13,130 Clai ms — Ontario (net) 2,191
Claims — Canada (net) 22,019
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 85
TOKIO MARINE & FIRE INSURANCE COMPANY, LIMITED*
Head Office, Tokio, Japan
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — E. W. Schauffler, 18 Wellington St. East,
Toronto.
Date of Incorporation. — 1879. Date commenced business in Canada. — March 12, 1920.
Premiums Written — Claims Incurred
Capital stock paid in cash $15,000,000 Premiums — Ontario (net) $38,436
Assets in Canada 242,765 Premiums — Ontario (net) 104,164
Liabilities in Canada 80,270 Claims — Ontario (net) 26,383
Claims — Canada (net) 55,729
TORONTO GENERAL INSURANCE COMPANY
Head Office, Toronto, Ont.
Incorporated. — July 21, 1921. Commenced business in the Province. — October, 1921.
Officers (as at date of filing statement). — President, G. Larratt Smith, K.C.; Vice-Presidents, W. P. Fess, Rt. Hon.
Arthur Meighen; Secretary, T. G. Breck; Managing Director, W. P. Fess; General Manager, P. H. Horst; Trea-
surer, C. W. Sykes.
Directors (as at date of filing statement). — Lieut.-Colonel C. H. Ackerman, J. T. Braund, C. W. Buchanan, C. V.
Cummings, R. T. Evans. W. W. Evans, W. P. Fess, P. H. Horst, Ray Lawson, M. A. McKenzie, M.A., Rt. Hon.
A. Meighen, G. Larratt Smith, J. Fyfe Smith.
Auditors. — Clarkson, Gordon, Dilworth, Guilfoyle & Nash and Price, Waterhouse & Co.
Statement for the Year Ending 31st December, 1931
Capital Stock
Amount Amount
Amount of capital stock authorized, $600,000. subscribed for paid in cash
Number of shares, 200,000. Par value, $3.
Capital stock at beginning of year $284,389 50 $284,284 50
Calls on capital received during year 105 00
Capital stock issued during year 75 75
Capital stock at end of year $284,390 25 $ 284,390 25
Premium on Capital Stock
Total amount paid as premium on capital stock at beginning of year $878,745 60
Amount received during the year 4,385 25
Total amount paid to December 31, 1931 $883,130 85
Assets
Mortgage loans on real estate, first mortgages $46,450 00
Book value of bonds, debentures and debenture stock owned 947,560 34
Book value of stocks owTied 7,017 10
Cash on hand and in banks 117,832 51
Interest accrued $15,960 89
Dividends due 100 00
16,060 89
Agents' balances and premiums uncollected, wTitten on or after October 1, 1931 107,328 41
Amount due from reinsurance on losses already paid 823 11
Excess of market value over book value of securities $10,050 04
Amounts due from unlicensed reinsurance companies 30,036 15
40,086 19
Total Admitted Assets of the Company $1,283,158 55
LlabUlties
In the Total
Province Elsewhere Liabilities
Total provision for unpaid claims $50,503 89 $210,266 89 $260,770 78
Total net reserve, $346,565.35, carried out at 80% thereof 144,665 67 132,586 61 277,252 28
Reserve and unpaid losses under unlicensed reinsurance, unsecured 30,192 98
Expenses due and accrued 20,965 15
Taxes due and accrued 14,000 00
Reinsurance premiums 8, 1 1 7 09
Return premiums 1,365 95
Other contingency reserves 25,000 00
Liability re Workmen's Compensation Insurance, Quebec 53,268 49
Total of all liabilities except capital stock $690,932 72
Capital stock paid in cash $284,390 25
Surplus in Profit and Loss Account 307,835 58
Excess of assets over liabilities 592,225 83
Total Liabilities $1,283,158 55
*See note on page 1.
86 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Profit and Loss Account
In the All
Province Elsewhere Business
Net premiums written $278,127 29 $670,484 69 $948,61198
Reserve of unearned premiums (80 per cent.) :
At beginning of year $168,826 65 $145,318 59 $314,145 24
At end of year 144,665 67 132,586 61 277,252 28
Decrease $24,160 98 $12,73198 $36,892 96
Net premiums earned $302,288 27 $683,216 67 $985,504 94
Net losses and claims incurred $158,395 02 $460,918 02 $619,313 04
Net adjustment expenses 18,280 34 32,438 65 50,718 99
Commissions 201,999 57
Taxes 13,734 68
Salaries, fees and travelling exjienses 136,044 71
All other expenses 62,775 86
Underwriting loss $99,081 91
Other revenue :
Interest on bank balances $1,517 67
Interest earned on investments 53,243 36
Increase in market value of investments 24,269 31
Premium on United States funds 765 51
$79,795 85
Other expenditure:
Loss on sale of investments 53,276 19
Transferred to contingent reserve 5,000 00
58,276 19
Net Loss for the Year $77,562 25
Surplus for Protection of Policyholders
Surplus of assets over liabilities (except capital stock) at beginning of year $639,486 73
Net loss brought down 77,562 25
Premium on capital stock received in cash 4,385 25
$566,309 73
Increase in paid in capital stock $105 75
Decrease in unsecured unlicensed reinsurance 28,524 51
28,630 26
$594,939 99
Increase in disallowed assets 2,714 16
Surplus of assets over liabilities (except capital stock) at end of year $592,225 83
Summary of Risks — Fire
In Ontario Elsewhere Total
Gross in force, December 31, 1930 $35,319,180 00 $17,622,418 00 $52,941,598 00
Taken in 1931, including renewed 19,762,748 00 16,763,922 00 36,526,670 00
Total $55,081,928 00 $34,386,340 00 $89,468,268 00
Ceased in 1931 27,710,366 00 16,296,486 00 44,006,852 00
Gross in force, December 31, 1931 $27,371,562 00 $18,089,854 00 $45,461,416 00
Reinsurance in force, December 31, 1931 7,778,231 00 6,200,945 00 13,979,176 00
Net in Force, December 31, 1931 $19,593,33100 $11,888,909 00 $31,482,240 00
JOINT STOCK INSUR./VNCE COMPANTF.:; POR 1931
87
Exhibit of Premiums
88
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
Schedule "D"
Bonds and Debentures Owned by the Company
No. 6
Government Bonds Par Value
Dominion of Canada 5}4% 1933 $500 00
Dominion of Canada', Conversion LoanV$25,bbb.OO. 5K% to 1934; 4^%. 1959 40,000 00
Province of Alberta, 5%, 1940 ^7,000 00
Province of Alberta, 47c, 1938 24,333 33
Province of British Columbia. 4}^%, 1957 10,000 00
Province of British Columbia, 4H%, 1951 40,000 00
Province of British Columbia, 4^%. 1955 5,000 00
Province of Manitoba, 4%, 1947 '*9'°5S 9°
Province of New Brunswick, 5%, 1943 J'°2^ 9S.
Province of New Brunswick, 4J4%, 1961 10,000 00
Province of Ontario, 4%, 1968 10,000 00
Province of Ontario, 4j2^c, 1937 12,000 00
Province of Saskatchewan, 5%, 1939 10,000 00
Province of Saskatchewan, 4%, 1949 -^V^^R
Province of Saskatchewan, 4%, 1949 ^-/^9.
Province of Saskatchewan, 4%, 1949 ^^^^X^
Province of Saskatchewan, 4i^%, 1955 $10,000 00
Government Guaranteed
Canadian National Railwavs, Dominion of Canada Guaranteed, 414%, 1951 3,000 00
Roman Catholic School, Town of Cobalt, Province of Ontario Guaranteed, 5%, 1932-45 10,806 70
Grand Trunk Pacific, Branch Lines, Saskatchewan Guaranteed, 4%, 1939 2,430 00
Grand Trunk Pacific, Alberta Guaranteed, 4%, 1942 2,430 00
Grand Trunk Pacific, Saskatchewan Guaranteed, 4%, 1939 £1,0001
Grand Trunk Pacific, Alberta Guaranteed, 4%, 1939 ... . . £2,000/
Grand Trunk Railway, Dominion of Canada Guaranteed (Perpetual Stock), 4% $58,400 00
Hydro-Electric Power Commission, Ontario Guaranteed, 4%, 1957 6,000 00
Hydro-Electric Power Commission, Ontario Guaranteed, 4%, 1958 4,000 00
National Trans. Railwav, Branch Lines, First Mortgage, 4^%, 1955 53,000 00
Pacific Great Eastern Railway, British Columbia Guaranteed, 4J^%, 1942 5,000 00
Canadian Northern Pacific Railway, British Columbia Guaranteed, 4%, 1950 20,109 06
Canadian Municipal
City of Calgary, 5%. 1943 S24,f^°33}
City of Toronto, 4J^%, 1953 1.000 00
City of Toronto, 5%. 1950 10,000 00
City of Toronto, 4^%, 1938 10,000 00
City of Toronto, 4^4%, 1951 25,000 00
City of Vancouver, 5%, 1944 25,000 00
City of Vallevfield, 5%, 1937-38-39 , 7,000 00
District of North Vancouver, 5%, 1961 10,000 00
District of Richmond, 5%, 1955 15,000 00
Municipalities of Citv and County of St. John, N.B., 4J^%, 1971 25,000 00
Town of Sturgeon Falls, 7%, 1935 1.000 00
Township of York, 6%, 1933 10,000 00
Village of Forest Hill, 5%, 1941-42 10,000 00
Miscellaneous
Beauhamois Power Corp., Ltd., 67c, 1959 25,000 00
British American Oil Co., Ltd., 5%, 1945 25,000 00
Canada Permanent Mortgage Corporation, 5%, 1934 15,000 00
Canada Permanent Mortgage Corporation, 5%, 1932 15,000 00
Canada Permanent Mortgage, 4?^%, 1934 10,000 00
Canada Realty Corporation, 6%, 1932-49 36,000 00
Canadian Bakeries, Ltd., 6 J{>7f , 1945 5,000 00
Cosmos Imperial Mills, 6}^%, 1944 5,000 00
City Dairy, Ltd., Winnipeg, 6%, 1948 25,000 00
T. Eaton Realty Co., Ltd., 5%, 1949 25,000 00
Eraser Companies, 6%, 1932 5,000 00
Gatineau Power Co., 5%, 1956 25,000 00
General Steel Wares, Ltd., 6%, 1952 25,000 00
Hamilton Cotton Co., Ltd., 514%, 1948 10,000 00
Harris Abattoir Co., 6%, 1947 25,000 00
Huron & Erie Mortgage Corporation, 5%, 1935 1.000 00
Huron & Erie Mortgage Corporation, 5%, 1935 500 00
Lake St. John Power & Paper Co., Ltd., 6J^%, 1947 5,000 00
London Realty Co., Ltd., 6^%, 1950 25,000 00
McColl-Frontenac Oil Co., Ltd., 6%, 1949 5,000 00
McColl-Frontenac Oil Co., Ltd., 6%, 1949 25,000 00
McLaren Quebec Power Co., 514%. 1961 12,500 00
National Trust Co., Ltd., 5%, 1932 5,000 00
Ontario Power Ser%'ice Corporation, 5J^%, 1950 30,000 00
Toronto General Trusts Corporation, 5%, 1932 9,000 00
Toronto General Trusts Corporation, 5}4%, 1932 1.000 00
Toronto General Trusts Corporation, 5%, 1932 5,000 00
$999,815 42
Book Value
S500 00
41,444 46
6,861 00
21,016 70
9,850 00
37,540 00
4,751 20
35,124 00
4,900 00
10,000 00
9,430 00
11,820 00
10,000 00
10,022 90
8,018 30
801 85
9,852 00
2,948 40
10,806 70
2,296 35
2,272 05
12,551 92
50,370 00
4,905 00
3,345 60
51,290 60
4,719 00
18,053 91
24,340 65
852 00
10,000 00
9,599 00
23.747 50
24,820 00
6,965 00
10,163 00
15,443 50
24,820 00
1,063 70
10,093 00
10,291 00
21,945 00
25,000 00
15,000 00
15,000 00
10,000 00
37,270 80
5,175 00
5,195 00
24,250 00
24,000 00
4,262 50
23,757 50
24,750 00
9,750 00
25,107 50
1.000 00
500 00
2.889 00
24,632 SO
4,800 00
24.382 50
11,728 75
5,000 00
19.484 00
9,000 00
1,000 00
5.000 00
$947,560 34
Schedule "£"
Stocks Owned by the Company
Bell Telephone Co.. Ltd., SO shares.
Par Value
$5,000 00
Book Value
$7,017 10
Market Value
$7,000 00
JOINT STOCK INSURANCE COMPANIES FOR 1931
89
TRANS-CANADA INSURANCE COMPANY*
Head Office, Montreal, Que.
Officers. — President, Gordon S. Westgate; Vice-Presidents, V. Marchand, P. J. Perrin;
General Manager, P. J. Perrin.
Directors. — A. Chaput, F. \V. Clarke, Hon. L. A. David, Hon. Geo. P. Graham, Chas. B.
Howard, Victor Marchand, M.L.A.; Hon. Narcisse Peredeau, P. J. Perrin, S. J. B. Rolland,
Brig. -Gen. J. Duff Stuart, G. S. Westgate, H. Geoffrion, C. H. McFadyen, L. E. Potvin, J. A.
Prud'hom me.
Chief or General Agent in Ontario. — H. Begg, 14 Toronto St., Toronto.
Date of Incorporation. — October 12, 1927. Date commenced business in Canada. — April, 1928.
Premiums Written — Cl.\ims Incurred
Capital stock paid in cash $159,940 Premiu ms^Ontario (net) $174,895
Total assets 611,232 Premiums — Total business (net). . 609,087
Total liabilities 430,497 Claims — Ontario (net) 112,766
Surplus protection of policyholders 180,735 Claims — Total business (net). . . . 379,870
TRAVELERS FIRE INSURANCE COMPANY*
Head Office, H.a.rtford, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — G. B. Foster, K.C., Montreal.
Chief or General Agent in Ontario. — H. L. Huckvale, 68 Yonge St., Toronto.
Date of I ncorporalion. — May 23, 1923. Date commenced business in Canada. — December 19,
Premiums Written — Clai.ms Incurred
Premiums — Ontario (net) $51,131
Premiums — Canada (net) 195,657
Claims — Ontario (net) 24,953
Claims — Canada (net) 263,289
1929.
Capital stock paid in cash $2,000,000
Assets in Canada 250,942
Liabilities in Canada 109,617
TRAVELERS INDEMNITY COMPANY, HARTFORD, CONN.*
Head Office, Hartford, Conn.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Geo. B. Foster, Montreal.
Chief or General Agent in Ontario. — Robert Fullerton, 68 Yonge St., Toronto.
Date of Incorporation. — March 25, 1903. Date commenced business in Canada. — June 1, 1912.
Premiums Written — Claims Incurred
... $3,000,000 Premiums — Ontario (net) $318,958
865,311 Premiums — Canada (net) 637,501
640,242 Claims — Ontario (net) 128,545
Claims — Canada (net) 353,565
Capital stock paid in cash.
Assets in Canada
Liabilities in Canada
TRAVELERS INSURANCE COMPANY, HARTFORD, CONN.*
Head Office, Hartford, Conn.
Principal Office in Canada, Montreal, P.Q.
Manager or. Chief Executive Officer in Canada. — Geo. B. Foster, Montreal.
Chief or General Agent in Ontario. — C. N. Macdonald, 68 Yonge St., Toronto.
Dale of Incor poration. — June 17, 1863. Date commenced business in Canada. — July 1, 1865.
Premiu.ms Written — Clai.ms Incurred
Capital stock paid in cash $20,000,000
Life:
Assets in Canada $20,537,008
Ontario business in force (gross) . . . 44,906,908
Canadian business in force (gross) . 136,547,217
Other than Life:
Assets in Canada $1,352,702
Liabilities in Canada 809,417
Life:
Premiums — Ontario (net) $1,012,454
Premiums — Canada (net) 3,255,118
Death Claims — Ontario (net) .... 492,250
Death Claims — Canada (net) .... 972,894
Other than Life:
Premiums — Ontario (net) $222,922
Premiums — Canada (net) 1,020,778
Claims — Ontario (net) 145,971
Claims — Canada (net) 575,600
♦See note on page 1.
90 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
UNION ASSURANCE SOCIETY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — John Holroyde, Montreal.
Chief or General Agent in Ontario. — Martin N. Merry, Lumsden Bldg., Toronto.
Date of I ncorpor ation. — 1714. Date commenced business in Canada. — 1890.
Premiums Written — Claims Incurred
Capital stock paid in cash $243„S33 Premiums — Ontario (net) $201,295
Assets in Canada 889,878 Premiums — Canada (net) 556,857
Liabilities in Canada 449,627 Claims — Ontario (net) 86,121
Claims — Canada (net) 385,189
tUNION FIRE ACCIDENT & GENERAL INSURANCE COMPANY OF PARIS, FRANCE*
(L' U nion Com pagnie d' Assurances contre LUncendie, Paris, France)
Head Office, Paris, France
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. P. A. Gagnon, Montreal.
Chief or General Agent in Ontario. — R. B. Rice & Sons, 66 Victoria St., Toronto.
Date of I near por ation. — 1828. Date commenced business in Canada. — April 11, 1911.
Premiums Written — Claims Incurred
Capital stock paid in cash. . Francs 50,000,000 Premiums — Ontario (net) .$58,604
Assets in Canada $372,715 Premiums — Canada (net) 249,786
Liabilities in Canada 206,658 Claims — Ontario (net) 39,888
Claims — Canada (net) 160,388
tForraerly Union Fire Insurance Company of Paris, France.
UNION INDEMNITY COMPANY*
Head Office, New Orleans, La.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — E. J. Walsh, 360 St. James St., Montreal, Que.
Chief or General Agent in Ontario. — J. E. Whitmyer, Sterling Tower, Toronto, Ont.
Date of Incorporation. — December 6, 1919. Date commenced business in Canada. — June 27,
1931.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $70,750
Assets in Canada 347,558 Premiums — Canada (net) 182,404
Liabilities in Canada 134,002 Claims — Ontario (net) 18,820
Claims — Canada (net) 53,289
UNION INSURANCE SOCIETY OF CANTON, LIMITED*
Head Office, Victoria, in the Colony of Hong Kong
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Colin E. Sword, Toronto.
Chief or General Agent in Ontario. — Colin E. Sword, 44 Victoria St., Toronto.
Date of I ncor poration. — 1873. Date commenced bwsiness in Canada. — October 1, 1917.
Premiums Written — Claims Incurred
Capital stock paid in cash £540,000 Premiums — Ontario (net) $415,981
Assets in Canada $1,875,756 Premiu ms— Canada (net) 949,721
Liabilities in Canada 562,748 Claims — Ontario (net) 181.827
Claims — Canada (net) 423,752
UNION LABOR LIFE INSURANCE COMPANY*
Head Office, Washington, D.C.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — C. E. Seli, 46.5 Bay St., Toronto 2, Ont.
Chief or General Agent in Ontario. — C. E. Seli, 465 Bay St., Toronto, Ont.
Date of I ncor poration. — October 26, 1925. Date commenced business in Canada. — July 24, 1931
Premiums Written — Claims Incurred
Capital stock paid in cash $375,000 Premiums — Ontario (net) $1,535
Assets in Canada .57,054 Premiu ms — Canada (net) 1,562
Ontario business in force (gross)... 78,. 500 Clai ms — -Ontario (net) Nil
Canadian business in force (gross) 78,500 Clai ms — Canada (net) Nil
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 91
UNION MARINE AND GENERAL INSURANCE COMPANY, LIMITED*
Head Office, Liverpool, Eng.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — James B. Paterson, 480 St. Francois Xavier
St., Montreal, Que.
Chief or General Agent in Ontario. — A. T. Cunningham, 54 Adelaide St. East, Toronto, Ont.
Date of Incorporation. — 1863. Date commenced business in Canada. — 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash £163,500 Premiums — Ontario (net) $62,458
Assets in Canada $698,864 Premiums — Canada (net) 568,070
Liabilities in Canada 252,151 Claims — Ontario (net) 32,731
Claims — Canada (net) 190,367
UNITED BRITISH INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Charles Stuart Malcolm, Toronto.
Chief or General Agent in Ontario. — Charles Stuart Malcolm, 100 Adelaide St. West, Toronto.
Date of Incorporation. — 1908. Date commenced business in Canada. — November 30, 1921.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,917,500 Premiums — Ontario (net) $67,895
Assets in Canada 247,591 Premiums — Canada (net) 129,560
Liabilities in Canada 142,024 Claims — Ontario (net) 15,396
Claims — Canada (net) 57,122
UNITED FIREMEN'S INSURANCE COMPANY*
Head Office, New York
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — James B. Paterson, 480 St. Francois Xavier
St., Montreal, Que.
Chief or General Agent in Ontario. — A. T. Cunningham, 54 Adelaide St. East, Toronto, Ont.
Date of Incorporation. — 1860. Commenced business in Canada. — December, 1930.
Premiums Written — Cl.\ims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $18,350
Assets in Canada 177,221 Premiums — Canada (net) 132,249
Liabilities in Canada 75,021 Claims — Ontario (net) 11,411
Claims — Canada (net) 38,307
UNITED STATES CASUALTY COMPANY*
Head Office, New York City, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. A. Hall, Toronto.
Chief or General Agent in Ontario. — H.A. Hall, 302 Bay St., Toronto, Ont.
Date of Incorporation. — May 3, 1895. Date commenced business in Canada. — September 8,
1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $750,000 Premiums — Ontario (net) Nil
Assets in Canada 40,000 Premiums — Canada (net) Nil
Liabilities in Canada Nil Claims — Ontario (net) Nil
Claims — Canada (net) Nil
UNITED STATES FIDELITY & GUARANTY COMPANY*
Head Office, Baltimore, Md.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Col. A. E. Kirkpatrick, Toronto, Ont.
Chief or General Agent in Ontario. — Col. A. E. Kirkpatrick, 36 Toronto St., Toronto.
Date of Incorporation. — March 19, 1896. Date commenced business in Canada. — March 12,
1903.
Premiums Written — Claims Incurred
Capital stock paid in cash $10,000,000 Premiums — Ontario (net) $388,653
Assets in Canada 1,246,692 Premiums — Canada (net) 970,174
Liabilities in Canada 632,665 Claims — Ontario (net) 170,189
Claims — Canada (net) 420,007
♦See note on page 1.
92 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
UNITED STATES FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Joseph Murphy, Toronto.
Chief or General Agent in Ontario. — Joseph Murphy, Dominion Bank Bldg., Toronto.
Date of I ncor poration. — 1824. Dale commenced business in Canada. — June 20, 1919.
Premiums Written — Claims Incurred
Capital stock paid in cash $5,000,000 Premiums — Ontario (net) $184,456
Assets in Canada 790,265 Premiums — Canada (net) 370,391
Liabilities in Canada 233,549 Claims — Ontario (net) 82,689
Claims — Canada (net) 223,444
UNITED STATES GUARANTEE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. Powis, Jr., 811 Royal Bank Building,
Montreal.
Chief or General Agent in Ontario. — W. S. Tomeson, Hermant Building, Toronto.
Date of I ncor poration. — 1890. Date commenced business in Canada. — 1930.
Premiums Written — Claims Incurred
Capital stock paid in tash $1,000,000 Premiums — Ontario (net) $6
Assetsin Canada 133,452 Pre mi u ms — Canada (net) 1,049
Liabilities in Canada 11,258 Claims — Ontario (net) Nil
Claims — Canada (net) Nil
UNITED STATES LIFE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — L. A. Stewart, Toronto.
Chief or General Agent in Ontario. — L. A. Stewart, 2 Toronto St., Toronto.
Date of Incorporation. — 1850. Date commenced business in Canada. — August 8, 1873.
Premiums Written — Claims Incurred
Capital stock paid in cash $300,000 Premiums — Ontario (net) $17,547
Assets in Canada 215,902 Premiums — Canada (net) 21,939
Ontario business in force (gross) .. . 554,442 Death Claims — Ontario (net) ... . 22,500
Canadian business in force (gross) 737,530 Death Claims — Canada (net).... 27,500
UNITED STATES MERCHANTS & SHIPPERS INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — E. W. Schauffler, Toronto.
Chief or General A gent in Ontario. — E. W. Schauffler, 18 Wellington St. E., Toronto.
Date of I ncor poration. — 1918. Date commenced business in Canada. — 1918.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $44,670
Assets in Canada 111,068 Premiums — Canada (net) 81,865
Liabilities in Canada 52,204 Claims — Ontario (net) ^6,165
Claims — Canada (net) 48,241
UNIVERSAL INSURANCE COMPANY*
Head Office, Newark, N.J.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — J. H. Riddel, Toronto.
Chief or General Agent in Ontario. — J. H. Riddel, 217 Bay St., Toronto.
Dale of I ncor poration. — 1921. Dale commenced business in Canada. — February, 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $38,101
Assets in Canada 173,626 Premiums — Canada (net) 134,3.i3
Liabilities in Canada 84,232 Claims — Ontario (net) H'?^2
Claims — Canada (net) 63,192
♦See note on page 1.
JOINT STOCK INSURANCE COMPANIES FOR 1931 93
VIRGINIA FIRE AND MARINE INSURANCE COMPANY*
Head Office, Richmond, Virginia
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — R. B. Jones, Montreal.
Chief or General Agent in Ontario. — Peter Walsh, c/o Smith & Walsh, Toronto, Ont.
Date of Incorporation. — March 14, 1832. Dale commenced business in Canada. — September
5. 1930.
Premiums Written — Claims Incurred
Capital stock paid in cash $500,000 tPremiums — Ontario (net) $4,366
Assetsin Canada 170,493 tPremiu ms — Canada (net) 6,343
Liabilities in Canada 3,872 tClaims — Ontario (net) 5,291
tClaims — Canada (net) Nil
WELLINGTON FIRE INSURANCE COMPANY
He.\d Office, Toronto, Ont.
Incorporated. — 1837. Commenced business in the Province. — 1840.
Officers (as at date of filing statement.) — President, W. A. Denton; Vice-President, E. B. Stockdale; Secretary, W. H.
Buscombe; Managing Director, Herbert Begg; Assistant Secretary, John G. Hutchinson.
Directors (as at dale of filing slalemenl). — W. R. Begg, W. E. Buckingham, Herbert Begg, E. J. Hayes, H. C. Edgar,
Col. S. C. Robinson, M.P., E. B. Stockdale, W. A. Denton, Hon. H. C. Scholfield, M.P.P.
Auditors. — Neff, Robertson & Co.
Statement for the Year Ending 3Ist December, 1931
Capital Stock
Amount Amount
Amount of capital stock authorized, $1,000,000. subscribed for paid in cash
Number of shares, 10,000. Par value, $100.
Capital stock at beginning of year $600,000 00 $150,000 00
Capital stock at end of year $600,000 00 $150,000 00
Premium on Capital Stock
Total amount paid to December 3Ist, 1931 Nil
Assets
Mortgage loans on real estate, second mortgages S777 45
Book value of bonds, debentures and debenture stocks owned 415,041 20
Book value of stocks owned 45,098 12
Cash on hand and in banks:
On hand at head office $4,309 68
In chartered banks of Canada in Canada 15,811 72
20,121 40
Interest accrued 4,025 83
Agents' balances and premiums uncollected, written on or after October 1st, 1931 39,256 18
Reinsurance companies (received business) 1,974 00
Gross Assets of the Company $526,294 18
Deficiency of market under book value of securities 14,733 32
Total Admitted Assets of the Company $511,560 86
Liabilities
In the Total
Province Elsewhere Liabilities
Total provision for unpaid claims $2,207 90 $946 27 $3,154 17
Total net reserve, $218,746.50; carried out at 80 per cent, thereof 153 909 64 19,581 18 173,490 82
Reserve and unpaid losses under unlicensed reinsurance, unsecured. . . 974 78 974 78
Ta.xes due and accrued 8,844 76 8,844 76
Reinsurance companies (ceded business) 4,249 64 4,249 64
Total of all liabilities, except capital stock $190,714 17
Capital stock paid in cash $150,000 00
Surplus in Profit and Loss Account 170,846 69
Excess of assets over liabilities 320,846 69
Total Liabilities $511,560 86
♦See note on page 1.
♦ Reinsured with Globe and Rutgers Fire Insurance Company, September 15, 1931.
94
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Profit and Loss Account
In the
Province
Net premiums written $226,507 97
Reserve of unearned premiums (80 per cent.):
At beginning of year $141,500 00
At end of year 153,909 64
Increase or decrease $12,409 64
Elsewhere
$27,752 00
$22,721 35
19,581 18
$3,140 17
All
Business
$254,259 97
$164,221 35
173.490 82
$9,269 47
Net premiums earned $214,098 33
Net losses and claims incurred $112,248 17
Net adjustment expenses 3,236 69
Commissions 54,307 3 1
Taxes 7,955 84
Management fees 15,500 00
Salaries, fees and travelling expenses 12,341 94
All other expenses
Underwriting loss
$30,892 17 $244 990 50
$123,502 34
3,470 84
63,730 01
9,424 96
15,500 00
12,341 94
$11,254 17
234 15
9.422 70
1,469 12
17,404 72
$384 31
$20,927 32
, $8,249 50
Net Profit for the Year $12,293 51
Other revenue:
Interest earned $18 953 SO
Dividends earned 1,670 00
Premium on U.S. funds 303 82
Other expenditure:
Decrease in market value of investments.
Surplus for Protection of Policyholders
Surplus of assets over liabilities (except capital stock) at beginning of year $321,864 87
Net profit brought down 12,293 51
Increase in disallowed assets
Increase in unsecured unlicensed reinsurance.
Dividends declared
$336 91
974 78
12,000 00
$334,158 38
13,311 69
Surplus of assets over liabilities (except capital stock) at end of year $320,846 69
Summary of Risks — Fire
In Ontario
Gross in force, December 31, 1930 $62,587,621
Taken in 1931, including renewed 41,504,750
Total $104,092,371
Ceased in 1931 39,743,014
Gross in force, December 31, 1931 $64,349,357
Reinsurance in force, December 31, 1931 20,616,475
Net in Force, December 31. 1931 $43,732,882
Elsewhere
$8,941,089
4,717,917
$13,659,006
5,800,534
$7,858,472
2,310,136
Total
$71,528,710
46,222,667
$117,751,377
45,543,548
$72,207,829
22,926,611
$5,548,336 $49,281,218
Exhibit of Premiums
Class of Insurance
Gross
in Force,
Dec. 31,
1930
Taken
in 1931,
including
renewed
Ceased in
1931
Gross
in Force.
Dec. 31.
1931
Reinsurance
in Force,
Dec. 31.
1931
Net
in Force.
Dec. 31.
1931
Fire:
In Ontario
$515,483 08
73,640 44
$355,602 50
49.291 01
$359,412 54
54.204 55
$511,673 04
68.726 90
$158,764 37
18.735 82
$352,908 67
Elsewhere
49.991 08
Total
$589,123 52
$404,893 51
$413,617 09
$580,399 94
$177,500 19
$402,899 75
Automobile:
In Ontario
$31,300 09
$3,652 27
$27,647 82
$27,647 82
All Business:
$515,483 08
73.640 44
$386,902 59
49.291 01
$363,064 81
54.204 55
$539,320 86
68,726 90
$158,764 37
18.735 82
$380,556 49
Elsewhere
49,991 08
Total
$589,123 52
$436,193 60
$417,269 36
$608,047 76
$177,500 19
$430,547 57
JOINT STOCK INSURANCE COMPANIES FOR 1931
95
Schedule "D"
Bonds and Debentures Owned by the Company
Par Value
Dominion of Canada National Service Loan, 5%, 1936 $10,000 00
Dominion of Canada National Service Loan, ^14%, 1946 5,000 00
Dominion of Canada National Service Loan, 4J2%, 1940 20,000 00
Dominion of Canada National Service Loan, 4J-2%, 1946 15,000 00
Dominion of Canada National Service Loan, 4'A%. 1944 60,000 00
Grand Trunk Pacific (Dominion Guar.) (£2,000), 4%, 1939 9,720 00
Grand Trunk Pacific (Dominion Guar.) (£4,000), 3%, 1962 19,440 00
Province of Ontario, 4%, 1950 15,000 00
Province of Ontario, 5%, 1948 4,000 00
Province of Ontario, 4J-^%, 1944 41,000 00
Province of Alberta, 6%, 1936 3,000 00
Province of British Columbia, 4147c, 1953 10,000 00
Province of Saskatchewan, 4%, 1957 15,000 00
City of Hamilton, 5%, 1943 25,000 00
City of London, 332%, 1936 10,000 00
City of Toronto, 6%, 1940 5,000 00
City of Toronto, 6%, 1939 5,000 00
City of Toronto, 4J^%, 1939 10,000 00
City of Toronto, 5%, 1943 10,000 00
Toronto Harbour Commission, 4J^%, 1953 10,000 00
Township of York, 5%, 1949 10,000 00
Canada Permanent Mortgage Corporation, 5%, 1932 25,000 00
Canada Permanent Mortgage Corporation, 5%, 1937 25,000 00
Security Loan and Sa\'ings Company, 5%, 1933 20,000 00
Victoria Trust and Savings Company, 5%, 1933 20,000 00
Guelph and Ontario Investment Society, 5%, 1934 5,000 00
British-American Oil Gold Debentures, 5%, 1945 10,000 00
American Telephone and Telegraph, 4>^%, 1939 5,000 00
$422,160 00
Schedule "E"
Stocks Owned by the Company
Book Value
Standard Oil r. New Jersey, 200 shares $10,627 50
British-American Oil Company, Limited, 700 shares 16,591 25
International Petroleum of Canada, 500 shares 10,784 37
Imperial Oil Company, Limited, 300 shares 7,095 00
$45,098 12
Book Value
9,925 00
5,037 50
19,600 00
15,150 00
60,050 00
8,796 60
13,860 80
14,307 00
4,100 00
40,524 00
3,210 00
9,496 00
12,768 75
26,000 00
9,100 00
5,487 50
5,460 00
9,875 00
10,350 00
10,000 00
10,360 00
25,000 00
25,000 00
20,000 00
20,000 00
5,000 00
10,002 10
6,580 95
$415,041 20
Market Value
$7,800 00
8,400 00
6,000 00
3,900 00
$26,100 00
WESTCHESTER FIRE INSURANCE COMPANY*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — J. W. Tatley, Montreal.
Chief or General Agent in Ontario. — Dale & Company, Metropolitan Bldg., Toronto.
Date of I near poration. — March 14, 1837. Date commenced business in Canada. — May 28, 1912.
Premiums Written — Claims Incurred
Premiums — Ontario (net) $29,910
Premiums — Canada (net) 172,671
Claims — Ontario (net) 12,488
Claims — Canada (net) 108,807
Capital stock paid in cash $2,000,000
Assets in Canada 442,759
Liabilities in Canada 119,721
WESTERN ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President and Manager, E. A. Brownell, Toronto; Vice-Presidents, H. C. Cox
Toronto; Geo. A. Morrow, Toronto; C. S. Wainwright, Toronto; General Manager, Kenneth
Thom, Toronto.
Directors. — Sir John Aird, Toronto Lieut. -Col. Henry Brock, Toronto; D. B. Hanna,
Toronto; Miller Lash, K.C., Toronto; Major-Gen. Sir Henry Pellatt, Toronto; E. R. Wood,
Toronto; E. Willans, Toronto; W. D. Robb, Montreal; D. G. Wakeham, New York; H. J. Wyatt,
New York; J. L. Parsons, New York; W. H. McWilliams, Winnipeg; H. C. Cox, Toronto; W. M.
Cox, Toronto; G. A. Morrow, Toronto; C. S. Wainwright, Toronto; W. E. Meikle, Winnipeg, Man.
Date of I ncor poration. — August 31, 1851. Date commenced business in Canada. — August, 1851.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,400,000 Premiums — Ontario (net) $631,716
Total assets 7,646,617 Premiums — Total business (net). . 4,481,071
Total liabilities 4,662,100 Claims — Ontario (net) 294,702
Surplus protection of policyholders 2,984,516 Claims — Total business (net) .... 2,946,870
♦See note on page 1.
96 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE WESTERN LIFE ASSURANCE COMPANY*
Head Office, Winnipeg, Man.
Officers. — President, J. M. Carruthers; Vice-Presidents, W. E. Milner, Dr. T. J. Reid; General
Manager, W. E. Milner; Secretary, O. S. McCombie.
Directors. — R. H. Hamlin, J. D. Hunt, R. Jacob, Dr. C. W. Prowd, Dr. R. M. Simpson, R.
Jacob, J. M. Carruthers, W. E. Milner, Winnipeg; O. S. McCombie, Winnipeg, Man.
Chief or General Agent in Ontario.- — C. A. Smith, 346 Confederation Life Bldg., Toronto.
Date of Incorporation. — May, 1914. Date commenced business in Canada. — June, 1911.
Premiums Written — Claims Incurred
Capital stock paid in cash $1.38,040 Premiums — Ontario (net) $6,667
Total assets 1,789,398 Premiums — Total business (net). . 216,105
Ontario business in force (gross) .. . 137,500 Death Claims — Ontario (net) ... . 6,149
Total business in force (gross) ... . 8,949,495 Death Claims — Totalbusiness (net) 29,105
THE WESTMINSTER FIRE OFFICE*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — E. E. Kenyon, Montreal.
Chief or General Agent in Ontario. — D. Mcintosh & Co., Ltd., 67 Yonge St. Toronto, Ont.
Date of Incorporation. — 1919. Date commenced business in Canada. — December 26, 1929.
Premiums Written — Claims Incurred
Capital stock paid in cash $486,000 Premiums — Ontario (net) Nil
Assets in Canada 188,424 Premiums — Canada (net) Nil
Liabilities in Canada Nil Claims — Ontario (net) Nil
Claims — Canada (net) Nil
WORLD FIRE AND MARINE INSURANCE COMPANY*
Head Office, Hartford, Conn.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — A. M. M. Kirkpatrick, Toronto.
Chief or General Agent in Ontario. — A. M. M. Kirkpatrick, 15 Toronto St., Toronto.
Date of I ncor poration. — 1924. Date commenced business in Canada. — July 14, 1924.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,000,000 Premiums — Ontario (net) $66,061
Assets in Canada 339,725 Premiums — Canada (net) 152,940
Liabilities in Canada 82,647 Claims — Ontario (net) 26,978
Claims — Canada (net) 92,495
WORLD MARINE & GENERAL INSURANCE COMPANY, LIMITED*
Head Office, London, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — A. Hurry, Montreal.
Chief or General Agent in Ontario. — Messrs. Reed, Shaw & McNaught,64 Wellington St. West,
Toronto.
Date of Incorporation. — 1894. Date commenced business in Canada. — April 25, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash £100,000 Premiums — Ontario (net) $109,932
Assets in Canada $416,578 Premiums — Canada (net) 185,517
Liabilities in Canada 137,159 Claims — Ontario (net) 63,989
Claims — Canada (net) 102,706
YANG-TSZE INSURANCE ASSOCIATION, LIMITED*
Head Office, Shanghai, China
Principal Office in Canada, Vancouver, B.C.
Manager or Chief Executive Officer in Canada. — B. G. Phillips, Vancouver, B.C.
Chief or General Agent in Ontario. — A. Tucker, Royal Bank Bldg., Toronto.
Dale of Incorporation. — 1862. Date commenced business in Canada. — December 1, 1919.
Premiums Written — Claims Incurred
Capital stock paid in cash $1,500,000 tPrcmiums — Ontario (net) Nil
Assets in Canada 108,739 fPremiums — Canada (net) Nil
Liabilities in Canada 10,710 tClaims — Ontario (net) Nil
tClaims — Canada (net) $64,432
♦See note on page 1.
tReinsured with Pacific American Fire Insurance Company on September 1, 1931.
JOINT STOCK INSURANCE COMPANIES FOR 1931 97
THE YORKSHIRE INSURANCE COMPANY, LIMITED*
Head Office, York, England
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — P. L. Monkman, Montreal.
Chief or General Agent in Ontario. — Geo. McMurrich & Sons, Ltd., 22 Toronto St., Toronto.
Date of Incor poration. — 1824. Date commenced business in Canada. — January 16, 1907.
Premiums Written — Claims Incurred
Capital stock paid in cash £287,221 Premiums — Ontario (net) $214,689
Assetsin Canada $4,258,755 Premiums — Canada (net) 608,225
Liabilities in Canada 473,020 Claims — Ontario (net) 122,730
Claims — Canada (net) 353,091
ZURICH GENERAL ACCIDENT & LIABILITY INSURANCE COMPANY, LIMITED*
Head Office, Zurich, Switzerland
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — G. C. Edwards, Toronto.
Chief or General Agent in Ontario. — G. C. Edwards, Federal Bldg., Toronto.
Date of Incor poration. — 1872. Date commenced business in Canada. — August 29, 1923.
Premiums Written — Claims Incurred
Capital stock paid in cash $2,895,000 Premiums — Ontario (net) $205,404
Assets in Canada 738,456 Premiums — Canada (net) 413,015
Liabilities in Canada 257,609 Claims — Ontario (net) 91,842
Claims — Canada (net) 190,339
*See note on page 1.
B
MUTUAL INSURANCE
CORPORATIONS
I Farmers Mutuals — Fire
II Farmers Mutuals — Weather
III Associated New England Mutuals
IV Other Mutuals
f99J
B
I. FARMERS MUTUALS— FIRE
ALGOMA MUTUAL FIRE INSURANCE COMPANY
Head Office, Sault Ste. Marie, Ont.
Commenced Business, 23rd June, 1899
Officers and Directors (1932)
Officers. — President, H. Knight; Vice-President, J. A. Donaghue; Secretary, Lieut. -Col. T.
H. Elliott, Sault Ste. Marie.
Directors. — H. Knight, R. R. 1, Sault Ste. Marie; J. A. Donaghue, Sault Ste. Marie; A. H.
Huckson, Sault Ste. Marie, J. Nott, McLennan; R. M. Beatty, Manito waning; H. N. Allen,
Thessalon; P. Demers, Verner; H. Henry, Bar River; \V. G. Emiry, Massey.
Auditors. — W. T. Scott and R. A. Addison, Sault Ste. Marie.
L'nassessed balance of Premium Xotes, $59,693.53
Statement for Year Ending 31st December, 1931
Assets
Canada \'ictory Loan and Province of Ontario Bonds. {See Schedule "C") $25,416 27
Cash on deposit in Bank of Commerce, Sault Ste. Marie, Ont 3,647 73
Office furniture and supplies (not extended), $389.79.
Total Assets $29,064 00
Liabilities
Unearned cash payments carried out at SO per cent $16,163 37
Total Resources
Total assets $29,064 00
Total liabilities 16,163 37
Surplus of Assets over Liabilities $12,900 63
Amount of premium notes in force after deducting all payments thereon
and assess mentslevied $59,693 53
Less residue of premium notes given by the company for reinsurance. . . 2,347 00
Net Premium Note Assets $57,346 53
Total Net Resources $70,247 16
Receipts
Cash balance at 31st December, 1930 (not extended), $3,647.73.
Cash received by Company as fees $895 50
" as cash payments due in 1931 13,966 98
" interest 1,436 25
all other 117 27
" from realization of investments (not extended), $238.26.
Total Receipts $16,416 00
Expenditure
Expenses of management:
Commissions, $1,551.30; investigation of claims. $780.37; license fee, $50.00;
Fire Marshal tax, $45.32; travelling expenses, $210.30; rent, $120.00;
salaries and fees, $1,652.45; printing, postage, etc., $555.31; other expenses,
$37.00 . . $5,002 05
Miscellaneous payments:
Cash paid for losses which occurred during 1931 ^''"'coo %%
reinsurance 622 25
rebate 311 80
all other 230 36
investments (not extended), $1,984.39 ~~
Total Expenditure $17,o36 89
Currency of Risks
Three Years
Amount covered by policies in force, 31st December, 1931 ^^'^or'onn no
Less reinsurance 126, oOO 00
Net Risks $3,235,760 00
llOll
102 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,724 $3,253,465 00
Policies new and renewed during 1931 598 1,139,615 00
Gross number and amount in force during 1931 2,322 $4,393,080 00
Less expired and cancelled in 1931 567 1,031,020 00
Net risks in force, 31st December, 1931 1,755 $3,362,060 00
Schedule "C"
Bonds and Debentures Owned
Par Value Book Value
Victory Loan Bonds, 5}4%, 1937 $2,000 00 $1,960 00
Conversion Loan Bonds, 4^%, 1959 8,000 00 8,000 00
Dominion of Canada War Loan Bonds, 5 %, 1943 4,000 00 3,930 00
Hydro- Electric Power Commission of Ontario, 5 %, 1939 4,000 00 4,000 00
Hydro- Electric Power Commission of Ontario, 4 %, 1957 1,000 00 850 00
Township of Tarentorus, 5 % 4,691 88 4,691 88
Dominion of Canada National Service Loan, 5 %, 1941 2,000 CO 1,984 39
$25,691 88 $25,416 27
AMHHERST ISLAND MUTUAL FIRE INSURANCE COMPANY
Head Office, Stella
Commenced Business, 24th July, 1894
Officers and Directors (1932)
Officers. — President, Samuel Miller: Vice-President, Wm. Glen, Jr.; Secretary, E. C.
McDonald, Stella.
Directors. — Samuel Miller, Stella; Wm. Glen, Jr., Stella; A. N. Hitchins, Stella; Ed. Fleming,
Stella; Harris Beaubien, Stella; T. A. Glenn, Stella; Robt. H. Reid, Stella; Jno. Filson, Stella;
James Kilpatrick, Stella.
Auditors. — R. D. Glenn, Stella; W. P. Tugwell, Stella.
Unassessed balance of Premium Notes, $11,538.70
Statement for Year Ending 31st December, 1931
Assets
Dominion War Loan (See Schedule "C") $5,000 00
Cashonhand $38 75
Cash in Bank of Montreal, Kingston 1,006 64
Royal Bank, Bath 1,875 91
= 2,921 30
Total Assets $7,921 30
Liabilities
Unearned cash payments carried out at 80 per cent $1,157 56
Total Resources
Total assets $7,921 30
Total liabilities 1,157 56
Surplus of Assets over Liabilities $6,763 74
Amount premium notes in force after deducting all payments thereon and assess-
ments levied 11,538 70
Total Net Resources $18,302 44
Receipts
Cash balance, 31st December, 1930 (not extended), $3,456.45.
Cash received as cash payments, 1931 $778 00
" for interest 364 87
" all other 9 75
Total Receipts $1,152 62
MUTUAL INSURANCE CORPORATIONS FOR 1931 103
Expenditure
Expenses of management:
Commissions, $116.69; license fees, $25.00; Fire Marshal tax, $4.46; rent, $7.00;
salaries and fees, $206.00; printing, postage, etc., $18.61; other expenses,
$21 .25 $399 01
Miscellaneous payments:
Cash paid for losses 1,283 00
rebate 5 76
Total Expenditure $1,687 77
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $360,850 00
Movement in Risks
Mutual System
Policies in force, 31st December, 1930
Policies new and renewed during 1931
umber
Amount
244
$357,500 00
76
96,775 00
Gross number and amount in force during 1931 320 $454,275 00
Less expired and cancelled in 1931 71 93,425 00
Net risks in force, 31st December, 1931 249 $360,850 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Do minion of Canada Conversion Loan,4J^9c, 1956 $1,000 00
Dominion of Canada Conversion Loan, 4}^ 9c, 1958 1,000 00
Dominion of Canada Conversion Loan, 4 H% 1959 1,000 00
C.N.R. Loan, 5%, 1969 2,000 00
$5,000 00
AYR FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Ayr
Commenced Business 13th December, 1893
Officers and Directors (1932)
Officers. — President, Robert Foulds; Vice-President, Murdo Lillico; Secretary, A. L. Easton,
Ayr.
Directors. — Robt. Foulds, Glenmorris; Murdo M. Lillico, Bright; C. \V. Gurney, Burford;
L. E. Peterson, Drumbo; Wm. Manson, Ayr; R. C. Bailey, Gait.
Auditors. — Hugh Patterson, Ayr; Jas. W. Hall, Ayr.
Unassessed balance of Premium Notes, $234,953.42
Statement for Year Ending 31st December, 1931
Assets
Standard Reliance Assets $677 79
Dominion of Canada and Ontario Government Bonds. {See Schedule "C") 23,953 43
Cash on hand. at head office $95 02
Cash in Bank of Commerce, Ayr 6,254 02
Montreal Bank, Ayr 4,089 69
10,438 73
Amount unpaid of instalments, 1931 920 64
Reinsurance on losses 1,026 85
Interest 431 47
Total .\ssets $37,448 91
LiabUities
Amount of losses adjusted $14,679 50
losses reported 3,800 00
" unearned premiums carried out at 80 per cent 8,543 94
Total Liabilities $27,023 44
104
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No^6
Total Resources
$37,448 91
Total assets 27,023 44
Total liabilities
$10,425 47
Surplus of Assets over Liabilities. '''\'
Amount of premium notes in force after deducting all payments ^^
thereon and assessments levied ;■■••. * qV.oo «r.
Less residue of premium notes given by the Company for reinsurance 9,582 8o
,S225 370 57
Net premium note assets — !
. ,, „ $235,796 04
Total Net Resources. -^_^==^=^
Receipts
Cash balance at 31st December, 1930 (not extended), $14,499.50. ^^.^ g^
Cash received as instalments of pnor years 21,350 35
as instalments of 1930 2,270 49
interest 1 1^687 84
" reinsurance on losses 3 5O
" all other sources • ; ' ' J ' js 'ii r 'rvn'c' ^-7 — —
from realization of investments (not extended), a>it),uu«.M. $36,269 99
Total Receipts -
Expenditure
Expenses of management: „„ ,. r „ c-rc; nrt. iTire- Mcrahal tax
Commissions. $101.57; law costs $4.00; license fee $75 00 Fire Marshal tax^
$68.67; travelling expenses, $45.00; taxes $7 53 ; rent Jfe^OO'/^^l^o^^aS $3,465 33
fees. $2,573.00; printing, postage, etc., $243.33, other expenses. *ci-j..-o.
Miscellaneous payments: _ 50.774 77
Cash paid for losses 9,917 13
" reinsurance ' " ' ^go 30
rebates — .
Total Expenditure.
$55,339 53
Currency of Risks
Amount covered by Policies in force. 31st December. 1931 -^^^j-ee Years
$9,689,215 00
Mutual 393,150 00
Less reinsurance
$9,296,065 00
Net Risks
Movement in Risks A.^«„r,t
•.» ^ . o i „ Number Amount
Mutual System 2,369 $9,550,685 00
Policies in force, 31st December, 1930 1211 4,732.275 00
Policies taken during 1931 ! — 1
Gross number and amount in force during 1931 l'l35 4!593!745 00
Less expired and cancelled in 1931 ' ! !
„ . 1001 2,445 $9,689,215 00
Net risks in force. 31st December, 1931 '
Schedule "C"
Bonds and Debentures Owned ^^^ ^.^^^^^ ^^^^ ^^,^^
C.N.R. Government Guaranteed. 4 H %. 19^4 $20,000 00 $19,263 41
Hydro Debentures, Ayr Village.
$24,690 02 $23,953 43
BAY OF OUINTE AGRICULTURAL MUTUAL FIRE INSURANCE COMPANY
Head Office, Picton
Commenced Business 31st October, 1874
Officers and Directors (1932)
0//i,,„._President. H. McCartney; Vice-President, W. Clark; Secretary-Treasurer. W. A.
Frank Eaton. Picton; H. S. Welbanks, Milford.
Auditors.— U. H. Hufi, Bloomficld; H. T. Noxon, Bloomfield.
Unassessed balance of Premium Notes. $152,896.38
MUTUAL INSURANCE CORPORATIONS FOR 1931 105
Statement for Year Ending 31st December, 1931
Assets
Cash on hand at head office $0 40
Cash in Bank of Nova Scotia, Picton 6,907 77
Royal Bank, Picton 2,154 13
$9,062 30
A mount unpaid instal ments, 1931 774 70
Total Assets $9,837 00
Liabilities
Unearned cash premiums carried out at 80 per cent $7,812 33
Total Resources
Total assets $9,837 00
Total liabilities 7,812 33
Surplus of Assets over Liabilities $2,024 67
Amount of premium notes in force after deducting all payments thereon
and assessments levied $152,896 38
Less residue of premium notes given by the Company for reinsurance. . 6,861 33
Net premium note assets $146,035 05
Total Net Resources $148,059 72
Receipts
Cash balance at 31st December, 1930 (not extended), $9,210.86.
Cash received as instalments of 1931 $21,735 00
" instalments due in prior years 460 05
interest 219 66
" reinsurance on losses 1,702 00
all other 20 85
Total Receipts $24,137 56
Expenditure
Expenses of management:
Commissions, $1,629.60; investigation of claims, $86.50; license fee, $75.00;
Fire Marshal tax, $69.07; rent, $180.00; salaries and fees, $1,520.50;
printing, postage, etc., $572.11; other expenses, $5.00 $4,137 78
Miscellaneous payments:
Cash paid for losses which occurred during 1931 19,264 00
reinsurance 652 19
rebate 232 15
Total Expenditure $24,286 12
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $6,676,348 00
Less reinsured 311,605 75
Net amount of risks at 31st December, 1931 $6,364,742 25
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 2,323 $6,497,013 00
Policies new and renewed during 1931 766 1,938,835 00
Gross number and amount in force during 1931 3,089 $8,435,848 00
Less expired and cancelled in 1931 708 1,759,500 00
Net risks in force, 31st December, 1931 2,381 $6,676,348 00
106 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
BERTIE AND WILLOUGHBY FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Welland
Commenced Business 6th February, 1880
Officers and Directors (1932)
Officers. — President, A. G. Willson; Vice-President, J. A. Barron; Secretary, John G. Wills.
Wainfleet.
Direclors.— A. G. Willson, Wainfleet; J. A. Barron, Fonthill; J. K. Misener, Port Robinson;
A. J. Babion, Humberstone; J. A. Daboll, Ridgeville; C. McCredie, Chippawa; J. B. Gallinger,
Niagara Falls; E. O. Disher, Ridgeway; Nathan Day, Ridgeway.
Auditors. — Thos. Phillips, Wainfleet; W. E. Brown, Wainfleet.
Unassessed balance of Premium Notes, $176,537.98
Statement for Year Ending 31st December, 1931
Assets
Book value of bonds. (See Schedule "C") ^^?'?on Z?
Cash in Imperial Bank, Welland kf^i 21
Amount unpaid instalments, 1931 ^^2 „,
Interest
Total Assets $28,265 45
Liabilities
Unearned cash payments carried out at 80 per cent $10,634 73
Total assets ^^h'Iqa t^
Total liabilities 10,Q2.4: ^3
Surplus of Assets over Liabilities $17,630 72
Amount of premium notes in force after deducting all payments thereon ^
and assessments levied T^'oo- qq
Less residue of premium notes given by the Company for reinsurance. 10,d3D »3 ^^^ ^^
Total Net Resources $183.832 87
Receipts
Cash balance at 31st December, 1930 (not extended). $2,865.52.
Cash received as instalments and cash payments of 1931 *^''°^^ So
" instalments of prior years '^^ °°
" interest k'd'^k 00
" reinsurance on losses ^' i, Wk
all other.
64 05
Total Receipts $23,563 11
Expenditure
Expenses of management: „ „ „ ,. r «-- nn
Commissions, $1,380.25; investigation of claims, $178.42; license fee, $/o.00;
Fire Marshal tax, $57.87; travelling expenses, $110.15; salaries and fees, „„ „„„ „_
$1,398.80; printing, postage, etc., $416.48; other expenses, $47.00 $3,bb3 9/
Miscellaneous payments: iqaid 46
Cash paid for losses 1 3,52 05
reinsurance .
rebates ....
477 24
Total Expenditure $25,307 72
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three \ ears
Mutual ^H^i'l^t fo
Less reinsured 431,575 00
Net risks at 31st December, 1931 $5,132,325 00
Movement in RIslts
Mutual System Number Amount
Policies in force, 31st December, 1930 1.'20 $5,467,450 50
Policies new and renewed in 1931 ^^54 2,210.147 50
Gross number and amount in force during 1931 2,374 ^.'^-fiy^Roi nn
Less expired and cancelled in 1931 651 2.111.698 OO
Net risks in force. 31st December, 1931 1.723 $5.565,900 00
MUTUAL INSURANCE CORPORATIONS FOR 1931 107
Schedule "C"
Bonds and Debentures Owned
Par Value Book Value
County of Welland, 5 %, 1945 $3,000 00 $3,020 52
Dominion of Canada, 4 H %. 1946 6,000 00 5,874 00
City of St. Catharines, 5 %. 1935 6,000 00 6,007 32
Dominion of Canada, 4 }4%, 1957 8,000 00 7,898 00
Town of Thorold, 5<7c, 1939 1,000 00 994 15
Town of Thorold, 5%, 1944 284 33 281 78
Town of Thorold, 5%, 1950 2,000 00 1,977 95
$26,284 23 $26,053 72
BLANSHARD MUTUAL FIRE INSURANCE COMPANY
Head Office, Mount Brydges
Commenced Business 15th March, 1876
Officers and Directors (1932)
Officers. — President, Duncan McVannell; Vice-President, Jas. A. Highet; Secretary-Treasurer,
Thos. H. Driver, Science Hill.
Directors. — Duncan McVannell, St. Mary's; Jas. A. Highet, Science Hill; Geo. Hookway,
Science Hill; W. L. Ratcliffe, St. Mary's; Jas. H. Robinson, St. Mary's; W. L. Switzer, St. Mary's;
Hilson Stanley, Granton; Robert Spence, St. Mary's; W. C. Epplett, St. Mary's.
Auditors. — Geo. S. Keith, Granton; T. A. Crago, Science Hill.
Unassessed balance of Premium Notes, $105,246.20
Statement for Year Ending 31st December, 1931
Assets
Cash on hand at head office $50 85
Cash in Montreal Bank, St. Mary's 3,320 94
$3,371 79
Amount unpaid of instalments, 1931 1,604 30
Total Assets $4,976 09
LlabUitles
Unearned cash payments carried out at 80 per cent $4,308 86
Total Resources
Total assets $4,976 09
Total liabilities 4,308 86
Surplus of Assets over Liabilities $667 23
Amount of premium notes in force after deducting all payments thereon
and assessments levied $105,246 20
Less residue of premium notes given by the Company for reinsurance. . 11,976 00
Net premium note assets 93,270 20
Total Xet Resources $93,937 43
V
Receipts
Cash balance at 31st December, 1930 (not extended), $4,915.40.
instalments and cash payments $9,836 00
instalments of prior years 816 30
" reinsurance on losses 1,744 05
" interest 47 12
" cash borrowed 1,000 00
all other 4185
Total Receipts $13,485 32
Expenditure
Expenses of management:
Commissions, $391.00; investigation of claims, $85.50; interest, $6.45; license
fee, $50.00; Fire Marshal tax, $36.79; rent, $96.00; salaries and fees,
$526.00; printing, postage, etc., $171.84; other expenses, $57.97 $1,421 55
Miscellaneous payments:
Cash paid for losses 11,513 28
reinsurance 987 45
rebates 80 30
" repayment of loans 1,000 00
all other 26 35
Total Expenditure $15,028 93
108 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $3,896,380 00
Less reinsurance 413,090 00
Net Risks $3,483,290 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,070 $3,910,815 00
Policies new and renewed during 1931 401 1,346,020 00
Gross number and amount in force during 1931 1,471 $5,256,835 00
Less expired and cancelled in 1931 276 1,360,455 00
Net risks in force, 31st December, 1931 1,195 $3,896,380 00
(NORTH) BLENHEIM MUTUAL FIRE INSURANCE COMPANY
Head Office, Bright
Commenced Business 18th August, 1861
Officers and Directors (1932)
Officers. — President, A. Harley, Woodstock; Vice-President, Morton Hall; Secretary-
Treasurer, Stuart Hastings, Plattsville.
Directors. — A. Harley, Princeton; Morton Hall, Bright; Geo. G. McKay, Woodstock; H. H,
Sippel, New Hamburg; A. R. G. Smith, New Hamburg; R. W. Newton, Tavistock; Ralph Pearson.
Woodstock; Stuart Hastings, Plattsville; T. E. West, Woodstock.
Auditors. — Albert Smart, Plattsville; A. L. Currah, R.R. 1, Bright.
Unassessed balance of Premium Notes, $93,275.63
Statement for Year Ending 31st December, 1931
Assets
Mortgage loans $9,100 00
Cash on hand at head office $3 42
Cash on deposit in Bank of Commerce, Bright, Ont 8,260 69
Bank of Commerce, Innerkip, Ont 3,192 21
" BankofCommerce, Hickson, Ont 3,048 93
" Bank of Commerce, New Hamburg 1,009 34
" Canada Permanent Mortgage Corp., Woodstock.... 4,049 01
19,563 60
Amount of unpaid instalments of 1931 518 65
interest due and accrued 240 00
Total Assets $29,422 25
Liabilities
Unearned premiums carried out at 80 per cent $3,973 66
Total Resources
Total assets $29,422 25
Total liabilities 3.973 66
Surplus of Assets over Liabilities $25,448 59
Amount of premium notes in force after deducting all payments thereon
and assessments levied $93,275 63
Less residue of premium notes given by the Company for reinsurance. . 8,045 05
Net premium note assets 85,230 58
Total Net Resources $110,679 17
Receipts
Cash balance at 31st December, 1930 (not extended), $18,619.82.
Cash received for instalment levied in 1931 $10,349 72
instalment levied prior to 1931 79 30
interest 795 17
reinsurance on losses 80 00
" all other sources 20 . 78
Total Receipts $11,324 97
MUTUAL INSURANCE CORPORATIONS FOR 1931 109
Expenditure
Expenses of management:
Commissions, $893.00; investigation of claims, $16.80; license fee, $50.00; Fire
Marshal tax, $31.14; rent, $14.00; salaries and fees, $1,176.10; printing,
postage, etc., $164.34; other expenses, $103.60 $24,448 98
Miscellaneous payments:
Cash paid for losses 6,714 29
reinsurance 1,196 02
rebate 21 90
Total Expenditure $10,381 19
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $4,351,068 50
Less reinsurance 358,038 25
Net risks $3,993,030 25
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,259 $4,136,199 00
Policies new and renewed during 1931 538 2,053,468 50
Gross number and amount in force during 1931 1,797 $6,189,667 50
Less expired and cancelled in 1931 668 1,838,599 00
Net risks in force, 31st December. 1931 1,129 $4,351,068 50
(COUNTY OF) BRANT FARMERS' MUTUAL FIRE INSURANCE COMPANY
He.\d Office, Br.\ntford
Commenced Business 27th May, 1861
Officers and Directors (1932)
Officers. — President, D. W. Miller; Vice-President, S. Disbrow; Secretary-Treasurer, J. A.
Massecar, Brantford.
Directors. — D. \V. Miller, St. George; S. Disbrow, Vanessa; Chas. Mclntyre, Scotland; Jno-
Collins, Burford; U. O. Kendrick, Cainsville; Jas. Polley, Harley, Ont.
Auditors. — Percy M. Button, Scotland; R. W. Hamilton, Cainsville.
Unassessed balance of Premium Notes, $171,979.57
Statement for Year Ending 31st December, 1931
Assets
Cash on hand at head office $26 74
Cash in Canadian Bank of Commerce, Brantford 82 83
Bank of Commerce, Delhi 854 77
Royal Bank, Brantford 3,694 53
$4,158 87
Amount of unpaid instalments of 1931 1,450 45
reinsurance on losses 2,027 50
Total Assets $7,636 82
LiabUities
Amount of losses adjusted $4,000 00
" losses supposed 2,000 00
unpaid loans 6,000 00
Unearned cashpayments carried out at SO per cent 7,332 56
Total Liabilities $19,332 56
Total Resources
Total assets $7,636 82
Total liabilities 19,332 56
Deficiency of Assets under Liabilities $11,695 74
Amount of premium notes in force after deducting all payments thereon
and assessments levied $171,979 57
Less residue of premium notes given by the Company for reinsurance. . 17,320 57
Net premium note assets $154,659 00
Total Net Resources $142,963 26
110 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Receipts
Cash balance at 31st December, 1930 (not extended), $2,139.76.
Cash received as instalments and cash payments of 1931 $21,226 05
" instalments, prior years 1,068 45
interest during 1931 62 03
" reinsurance on losses 2,476 00
cash borrowed 6,000 00
" from other sources 352 88
Total Receipts $31,185 41
Expenditure
Expenses of management:
Commissions, $1,496.00; law costs, $75.00; investigation of claims, $63.45;
license fee, $75.00; Fire Marshal tax, $66.46; taxes, $24.73; rent, $303.00;
salaries and fees, $1,353.00; printing, postage, etc., $185.37; other expenses,
$117.98 $3,759 99
Miscellaneous payments:
Cash paid for losses 22,058 01
" reinsurance 3,122 16
rebate 226 14
Total Expenditure $29,166 30
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $7,782,253 00
Less reinsurance 811,965 00
Net risks in force, 31st December, 1931 $6,970,288 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,942 $8,011,016 00
Policies new and renewed during 1931 829 3,595,087 00
Gross number and amount in force during 1931 2,771 $11,606,193 00
Less expired and cancelled during 1931 892 3,823,940 00
Net risks in force, 31st December, 1931 1,879 $7,782,253 00
CANADIAN MILLERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Hamilton
Commenced Business 20th September, 1878
Officers and Directors (1932)
Officers. — President, A. L. Noble; Vice-President, R. A. Thompson; Secretary, J. T. White,
Hamilton.
Directors. — A. L. Noble, Toronto; R. A. Thompson, Lynden; Fred W. Snider, Waterloo;
Alex. C. McLeod, Stratford; Wm. Hollingshead, Dutton; O. T. Scott, Caledonia.
Auditor — W. Anderson, Hamilton.
Unassessed balance of Premium Notes, $108,193.68
Statement for Year Ending 31st December, 1931
Assets
Cash value of mortgage $7,058 69
Municipal bonds, debentures and Canada War Loan. (See Schedule " C") 322,981 43
Cash on hand, head office 1,175 96
Amount unpaid ins tal men t of 1931 1,429 00
interest accrued 7,791 89
Total Assets $340,436 97
Liabilities
Amount oflossesadjusted $6,181 32
" unearned premiums carried out at 80 per cent 14,595 80
Total Liabilities $20,777 12
MUTUAL INSURANCE CORPORATIONS FOR 1931
111
Total Resources
Total assets $340,436 97
Total liabilities 21,136 66
Surplus of Assets over Liabilities $319,300 31
Amount of premium notes in force after deducting all payments thereon
and assessmentsle vied $108,193 68
108,193 68
Total Net Resources $427,493 99
Receipts
Cash balance at 31st December, 1930 (not extended), $5,390.23.
Cash received as instalments of 1931 $35,060 52
instalmentsduein prior years 565 40
interest 19,825 89
" from all other sources 71 50
" from realization of investments (not extended), $67,414.02.
Total Receipts $55,523 31
Expenditure
Expenses of management:
Commission, $31.50; law costs, $31.50; fuel and light, $6.67; investigation of
claims, $95.00; license fee, $50.00; Fire Marshal tax, $84.51; travelling
expenses, $1,019.25; taxes, $74.55 ; rent, $480.00; salaries and fees, $9,325.00
printing, postage, etc., $486.52; other expenses, $547.77 $12,232 27
Miscellaneous payments:
Cash paid for losses which occurred during 1931 48,945 71
rebate and returned premiums 470 78
" refund to members 14,600 15
" accrued interest on purchase of investments 637 00
investments (not extended), $50,265.69.
Total Expenditure $76,885 91
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Y'ears
Mutual System $1,488,200 GO
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 439 $1,539,700 00
Policies new and renewed during 1931 152 537,200 00
Gross number and amount in force during 1931 591 $2,076,900 00
Less expired and cancelled in 1931 170 588,700 00
Net risks in force, 31st December, 1931 421 $1,488,200 00
Schedule "C"
ionds and Debentures Owned
Province of Manitoba, 4 %, 1957
Province of British Columbia, G %, 1941....
Province of Alberta, 5J^%,1947
Province of Alberta, 6 %, 1936
Province of Alberta, 5 %, 1943
Province of Saskatchewan, 5%, 1943
Province of British Columbia, 6%, 1941... .
♦Republic of Chili, 6 %, 1960
Lethbridge Irrigation Co., 6 %, 1951
Lethbridge Irrigation Co., 6%, 1931
Pacific Great Eastern Railway, 4 H%. 1942.
Pacific Great Eastern Railway, 4 3^%, 1942,
Town of Dunnville, 6 %, 1934
Town of Grimsby, 6 %, 1935
Town of Strathroy, 5 K %, 1936-44
Town of Dunnville, 6 %, 1950
City of Fort William, 6 %, 1950
Town of Trenton, 5 J^ %, 1942
Rural Municipality of Eriksdale, 6%, 1946.
Town of Oakville, GH%, 1938-40
City of Lethbridge, 6 %, 1936
City of Strathcona, 5 H %. 1947
Town of Whitby, 6}4%, 1945
Town of Waterloo, 5 14, 1934-37
Town of Grimsby, 5 3^%, 1944
City of Belleville, 5 %, 1938
City of Kitchener, 5 %, 1940
Township of Etobicoke, 5%, 1946-55
Township of Sandwich, 5 %, 1939-41
Township of Sandwich West, 5 14%, 1948. . .
Township of Sandwich West, 5%, 1941-43..
Town of Ford City, 6 }4 %, 1936
Par Value
B15,000 00
25,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
6,000 00
10,000 00
5,000 00
6,000 00
8,000 00
2,796 52
1,057 61
5,124 07
10,132 91
5,000 00
3,132 65
4,000 00
10,156 31
3,060 29
6,000 00
5,000 00
7,474 24
4,778 40
5,000 00
5,000 00
10,000 00
5,000 00
5,000 00
8,000 00
5,000 00
Book Value
$13,012 50
24,230 00
5,239 85
5,196 01
5,000 00
4,872 06
5,069 50
5,597 08
11,071 37
5,464 43
5,747 98
7,629 60
2,823 89
1,066 71
5,174 60
10,076 91
4,784 71
2,926 52
3,635 69
10,147 91
3,060 29
5,694 06
5,046 81
7,533 43
4,778 40
5,000 00
5,000 00
10,000 00
5,000 00
4,755 00
7,485 70
5,113 06
*Not included in assets.
m ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Schedule "C" — Continued
Bonds and Debentures Owned
General Hospital (Guaranteed by 1 own of Port Arthur), 5 H %> 1935
General Hospital (Guaranteed by Town of Port Arthur), 5 3^ %, 1955
City of Winnipeg, 4 }4 %, 1961
City of Toronto, 4 H %, 19^1
Town of Simcoe, 5 J4 %, 1938-40
Town of Macleod, 4 %, 1925-74
Township of East \ ork, 5 H %. 1938
City of Hamilton, 5 J^ %, 1945
Township of Scarboro, h% , 1934-35
Township of York, 5%, 1941-42
City of Edmonton, Public School, 5 %, 1953
Township of Etobicoke, 5 %, 193G-39
Township of Scarborough, 5 %, 1945
City of Winnipeg, 4 J^ f^, 1961
Marcelin S.D. No. 1658, 7 %, 1914-23
Woodrow S. D. No. 3462, 6 %, 1935
Grainfields S. D. No. 2186, 6 %, 1948
Leonard S.D. No. 1911, 6 %, 1947
Borden S.D. No. 1266, 6 %, 1948
Coalhurst S.D.. 7%, 1936
Biggar S. D., 6 %, 1957
Herbert S.D. No. 1075, 5 J^ %, 1927-41
Grahamdale S.D. No. 1681, 6%, 1947
Par Val
lue
Book Value
) $5,000
00
$5,275 27
i 5,000
00
5,275 27
12,000
00
11,805 52
5,000
00
5,035 82
5,000
00
4,752 23
4,246
23
4,246 23
5,000
00
5,101 62
15,000
00
15,182 40
10,000
00
10,000 00
6,000
00
5,978 15
5,000
00
4,840 44
5,246
98
5,246 98
5,000
00
5,153 29
9,000
00
8,910 65
800
00
808 44
1,984
30
2,0.?2 24
3,304
00
3,458 17
4,250
00
4,368 74
2,283
64
2,385 74
3,200
00
3,413 51
2,879
19
3,124 89
3,004
08
3,040 42
1,826
91
1,908 42
$330,738
33
$328,578 51
CARADOC FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Mount Brydges
Commenced Business 28th June, 1884
Officers and Directors (1932)
Officers. — President, Donald Campbell; Vice-President, Archie Walker; Secretary-Treasurer,
E. W. J. Sutherland, Mount Brydges.
Directors. — Donald Campbell, Southwold; Archie Walker, Muncey; Ephraim Hewlett,
Southwold; John Switzer, Lambeth; H. M. Smith, Mount Brydges; Geo. Marshman, Melbourne;
Frank Hutcheson, Longwood; C. M. Trott, Mount Brydges; Wm. H. Waters, Mount Brydges;
Wm. Veale, Mount Brydges; D. M. McNeill, Strathroy; Duncan Limon, Strathroy.
Auditors. — J. H. Mathews, Delaware; Wm. Blair, Mount Brydges.
Unassessed balance of Premium Notes, $119,514.22
Statement for Year Ending 31st December, 1931
Assets
Bonds, debentures and other securities. {See .Schedule "C") $23,661 47
Amount cash at Head Office $14 31
Royal Bank, Mount Brydges 871 87
Royal Bank, Strathroy 205 32
Royal Bank, Melbourne 717 72
Bank of Montreal, London 78 92
Huron & Erie 1,250 77
3,139 01
Amount unpaid instalments, 1931 102 18
Interest due and accrued 216 72
Office furniture (not extended), $30.00.
Total Assets $27.119 38
Liabilities
Unearned cash payments $4,681 04
Amount of all other liabilities 16 38
Total Liabilities $4.697 42
Total Resources
Total assets $27,119 38
Total liabilities 4,697 42
Surplus of Assets over Liabilities $22,421 96
Amount of premium notes in force after deducting all payments thereon
and assessments levied $119, .514 22
Less residue of premium notes given by the Company for reinsurance. . 4,520 51
Net premium note assets 114,987 71
Total Net Resources $137,409 67
MUTUAL INSURAN'CE CORPORATIONS FOR 1931
113
Receipts
Cash balance at 31st December, 1930 (not extended), $3,589.90.
Cash received at head office, fees (not extended), $181.00.
" as instal ments, 1931
as instalments due in prior years
" as interest ,
" from reinsurance on losses ,
" allother
from investments (not extended), $8,000.00.
Total Receipts
$12,027 60
98 90
1,474 78
1,924 25
24 30
$15,549 83
Expenditure
Expenses of management:
Commissions, $181.00; law costs, $11.60; investigation of claims, $55.00; license
fee, $50.00; Fire Marshal tax, $38.57; travelling expenses, $1.25; taxes,
$6.49; rent, $27.00; salaries and fees, $1,168.05; printing, postage, etc.,
$233.13; other expenses, $63.65 $1,835 74
Miscellaneous payments:
Cash paid for losses which occurred during 1931 17,942 70
reinsurance 465 31
rebate 80 77
investments (not extended), $3,676.30.
Total Expenditure $20,324 52
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $4,775,880 00
Less reinsurance 183,710 00
Netlrisks carried by the Company $4,592,170 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,101 $4,727,422 00
Policies new and renewed during 1931 404 1,658,375 00
Gross number and amount in force during 1931 1,505 $6,385,797 00
Less expired and cancelled in 1931 383 1,609,917 00
Net risks in force, 31st December, 1931 1,122 $4,775,880 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Dominion of Canada War Loan, 5}4%, 1932 $1,000 00
Dominion of Canada War Loan, 4 >^ %. 1944 1,000 00
City of London, 5 %, 1932 2,000 00
Township of Caradoc, 4 M %. 1932-33-34 3,676 20
Huron & Erie Mortgage Corp., 4 14 7c, 1933 2,000 00
Huron & Erie Mortgage Corp., 5 %, 1933-35 11,000 00
Industrial Mortgage & Trust Co., 5 %, 1933 3,000 00
$23,676 20
Book Value
$1,000 00
985 27
2,000 00
3,676 20
2,000 00
11,000 00
3,000 00
$23,661 47
(TOWNSHIP OF) CLINTON MUTUAL FIRE INSURANCE COMPANY
Head Office, Beamsville
Commenced Business 23rd August, 1898
Officers and Directors (1932)
Officers. — President, E. Durham; Vice-President, L. H. Collard; Secretary- Treasurer, G. A.
Tinlin, Beamsville.
Directors. — E. Durham, Smithville; L. H. Collard, St. Catharines; W. A. Griffis, St.
Catharines; Wm. E. Boughner, Beamsville; H. B. Strong, St. Anns; Camby Wismer, Jordan.
Auditors. — B. B. Davidson, Beamsville; J. D. Albright, Beamsville.
Unassessed balance of Premium Notes, $125,996.36
114
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Statement for Year Ending 31st December, 1931
Assets
Huron & Erie Debenture. (See Schedule "C") ikko on $4,000 00
Cash on hand at head office *°°^ ^^
Cash in Royal Bank, Beamsville '^ "^ '^ g32 95
952 15
Amount of unpaid instalments
Total Assets ^^'^^^ 10
Liabilities
Unearned cash payments carried out at 80 per cent $8,305 65
Total Resources
^ , , , $5,885 10
Tota Assets g 305 65
Total liabilities !
Deficiency of Assets under Liabilities $2,420 55
Amount of premium notes in force after deducting all payments thereon
and assessments levied :•■•■. * o'^qq oq
Less residue of premium notes given by the Company for reinsurance. 6,^)d\i Z\)
122 957 07
Net premium note assets ;
Total Net Resources $1^0-^36 ^2
Receipts
Cash balance at 31st December, 1930 (not extended), $3,408.59.
Cash received as instalments and cash payments of 1931 389 06
" due in prior years 288 70
" interest
„ ^ , 0 . , $14,854 89
Total Receipts ^
Expenditure
Expenses of management: ^ , . moo ^r. i- t „ vr^-d en- p.-ro
Commissions, $968.00; investigation of claims, $32.00; license fee, $50.00; Fire
Marshal tax, $47.62; travelling expenses, $80 00; rent, $30.00; salaries and
fees, $1,059.20; printing, postage, etc., $143.49; other expenses, $57.85 5>2,4b8 lb
Miscellaneous payments: 14 319 00
Cash paid for losses ''?j&7 85
reinsurance i.,- cq
rebates ^'^ ^"
Total Expenditures $17,330 53
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
,, , $5,243,420 00
Mutual 47,450 00
Less reinsurance ^___
Net risks carried by the Company $5,195,970 00
Movement in Risks
Mutual System ^" Ti^'r" ^4 93^750*00
Policies in force 31st December, 19,30 1.4 16 *t834:845 50
Policies new and renewed during 1931 ''"" __1___
Gross number and amount in force during 1931 l.^-^8 *?'I?n'4S0 00
Less expired and cancelled in 1931 '^^^ l.blU,4SU uu
Net risks in force. 31st December, 1931 ^A^^ .$5.1.55.495 00
Schedule "C"
Bonds and Debentures Owned ,r i -
Par Value
Huron & Erie Mortgage Corporation. 5%. 1935 %^,000 00
MUTUAL INSURANCE CORPORATIONS FOR 1931 11_S
CULROSS MUTUAL FIRE INSURANCE COMPANY
Head Office, Teeswater
Commenced Business 3rd June, 1872
Officers and Directors (1932)
Officers. — President, Kenneth McKenzie: Vice-President, Thos. P. McDonald; Secretary,
Foster G. Moffat, Teeswater.
Directors. — Kenneth McKenzie, Teeswater; Thos. P. McDonald, Teeswater; Wm. H.
Mundell, Glenannan; Robt. Grant, Formosa; Levi Boyle, Holyrood; George Falconer, Teeswater.
Auditors. — Alex. McKague, Teeswater; Thos. McDonald, Teeswater.
Unassessed balance of Premium Notes, $52,618.88
Statement for Year Ending 31st December, 1931
Assets
Bonds and debentures {See Schedule "C") $18,000 00
Actual cash on iiand at head office $24 72
Cash in Bank of Montreal, Teeswater 1,433 79
.... . 1-458 51
Amount unpaid of instalments, 1931 1,917 16
Interest due and accrued 164 16
Total Assets $21,539 83
LiabUltles
Amount of borrowed money $4,000 00
" unearned premiums carried out at 80 per cent 1,506 72
Total Liabilities $5,506 72
Total Resources
Total assets $21,539 83
Total liabilities 5,506 72
Surplus of Assets over Liabilities $16,033 11
Amount of premium notes in force after deducting all payments thereon
and assessments levied $52,618 88
Less residue of premium notes given by the Company for reinsurance. . . 6,906 89
Net premium note assets 45,711 99
Total Net Resources $61,745 10
Receipts
Cash balance at 31st December, 1930 (not extended), $2,368.12.
Cash received as instalments, 1931 $4,654 78
" instalments, prior years 850 70
" interest 725 43
" reinsurance on losses 41 16
" borrowed money 4,000 00
Total Receipts $10,272 07
Expenditure
Expenses of management:
Commissions, $390.00; investigation of claims, $44.00; license fee, $50.00; Fire
Marshal tax, $20.66 travelling expenses, $47.00; rent, $27.00; salaries and
and fees, $525.00; printing, postage, etc., $112.51; other expenses, $38.35. . $1,254 72
Miscellaneous payments:
Cash paid for losses 3,086 96
reinsurance 836 11
rebates 50 70
from investments (not extended), $5,953.19.
Total Expenditure $5,228 49
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $2,893,152 00
Reinsurance 292,105 00
Net risks actually carried by the Company $2,601,047 00
n6 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 851 $2,906,130 00
Policies new and renewed during 1931 312 1,027,510 00
Gross number and amount in force during 1931 1,163 $3,933,640 00
Less expired and cancelled in 1931 321 1,040,488 00
Net risks in force, 31st December, 1931 842 $2,893.152 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Huron & Erie Mortgage Corp., 5 i^ %, 1932 $5,000 00
Dominion of Canada Conversion Loan, 5}i7c, 1957 6,000 00
Dominion of Canada Conversion Loan, 5 }4 %, 1957 7,000 00
$18,000 00
DEREHAM AND WEST OXFORD MUTUAL FIRE INSURANCE COMPANY
Head Office, Mount Elgin
Commenced Business 18th May, 1887
Officers and Directors (1932)
Officers. — President, F. H. Gregg; Vice-President, R. W. Brink; Secretary, T. R. Mayberry,
Ingersoll.
Directors. — F. H. Gregg, Salford; R. W. Brink, Woodstock; Jno. Campbell, Salford; F. H.
Harris, Mount Elgin; J. G. Currie, Ingersoll; Chas. Williams, Tillsonburg.
Auditors. — B. G. Jenvey, Ingersoll; R. A. Baxter, Brownsville.
Unassessed balance of Premium Notes, $138,839.79
Statement for Year Ending 31st December, 1931
Assets
Cash in Royal Bank, Ingersoll $2 47
Amount unpaid of instalments, 1931 1,284 65
Reinsurance on losses 2,324 70
Total Assets $3,611 82
LlabUitles
Amount of losses supposed $2,725 00
Borrowed money 2,500 00
Unearned cash payments carried out at 80 per cent 6,830 51
All other liabilities 83 38
Total Liabilities $12,138 89
Total Resources
Total assets $3,611 82
Total liabilities 12,138 89
Deficiency of Assets under Liabilities $8,527 07
Amount of premium notes in force after deducting all payments thereon
and assessments levied $138,839 79
Less residue of premium notes given by the Company for reinsurance. . 28,081 48
Net premium note assets 110,758 31
Total Net Resources $102,231 24
Receipts
Cash balance at 31st December, 1930 (not extended), $632.73.
Cash received as instal nients of 19.31 $16,861 76
instalments of prior years 141 56
borrowed 2,500 00
interest 275 23
" reinsurance on losses 3,224 52
all other 96 75
" from investments (not extended), $7,.'>00.00.
Total Receipts $23,099 82
MUTUAL INSURAN'CE CORPORATIONS FOR 1931 11^7
Expenditure
Expenses of management:
Commissions, $172.00; investigation of claims, $151.00; interest, $36.21; license
fee, $75.00; Fire Marshal tax, $38.72; travelling expenses, $104.45; rent,
$150.00; salaries and fees, $1,407.00; printing, postage, etc., $250.46; other
expenses, $40.00 $2,424 84
Miscellaneous payments:
Cash paid for losses which occurred in 1931 24,180 84
reinsurance 3,708 31
rebate 301 94
*' repayment of loans 700 00
" investments (not extended), $2,500.00.
Total Expenditure $31,315 93
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $6,182,700 84
Reinsurance 1,325,424 63
Net risks $4,857,576 21
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,584 $6,142,831 00
Policies new and renewed during 1931 552 2,126,881 85
Gross number and amount in force during 1931 2,136 $8,269,712 85
Less expired and cancelled in 1931 519 2,087,012 01
Net risks in force, 31st December, 1931 1,617 $6,182,700 84
(NORTH AND SOUTH) DORCHESTER MUTUAL FIRE INSURANCE COMPANY
Head Office, Harrietsville
Commenced Business 8th January, 1869
Officers and Directors (1932)
Officers. — President, S. S. McDermand; Vice-President, W. \X . Kiddie; Secretary, S. E.
Facey, Harrietsville.
Directors. — S. S. McDermand, Port Burwell; W. W. Kiddie, Belmont; H. Rickard, Dorchester
A. E. Jackson, Mossley; Jno. A. Charlton, Springfield; J. C. Simpson, Springfield.
Auditors. — B. R. Barr, Dorchester; C. E. Jackson, Harrietsville.
Unassessed balance of Premium Notes, $264,771.25
Statement for Year Ending 31st December, 1931
Assets
Cash on hand at head office $93 25
Cash in Bank of Toronto, Dorchester 62 24
Cash deposit in Royal Bank, Ingersoll 389 08
Royal Bank, Aylmer 903 30
Bank of Nova Scotia, Harrietsville 1,373 05
" . Bank of Commerce, Port Burwell 13 34
" Provincial Savings, Aylmer 180 54
" Royal Bank, Springfield 503 60
$3,518 40
Amount unpaid of instalments, 1931 751 85
Total Assets $4,270 25
Liabilities
Amount of losses supposed $8,777 20
Borrowed money 6,000 00
Unearned cash payments carried out at 80 per cent 15,144 .39
Total Liabilities $29,921 59
118
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Total Resources
Total assets
Total liabilities
Deficiency of Assets under Liabilities
Amount of premium notes in force after deducting all payments thereon
and assessments levied $264,771 25
Less residue of premium notes given by the Company for reinsurance. . 45,152 55
Net premium note assets
$4,270 25
29,921 59
$25,651 34
219,618 70
Total Net Resources $193,967 36
Receipts
Cash balance at 31st December, 1930 (not extended), $11,900.98.
Cash received as instalments and cash payments of 1931 $31,455 08
" instalments of prior years 320 34
interest 208 94
" cash borrowed. 6,000 00
" reinsurance on losses 6,444 48
" from all other 52 54
Total Receipts.
$44,481 38
Expenditure
Expenses of management:
Commissions, $708.00; law costs, $15.00; interest, $66.80; license fee, $100.00;
Fire Marshal tax. $94.68; rent, $3.00; salaries and fees, $1,933.80; printing,
postage, etc., $284.39; other expenses, $225.38 $3,431 05
Miscellaneous payments:
Cash paid for losses $44,540 18
" reinsurance 4,344 39
rebates 548 34
Total Expenditure $52,863 96
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $11,360,107 00
Reinsurance 2,036,785 00
Net risks $9,323,322 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 3,087 $11,588,985 00
Policies new and renewed during 1931 963 3,383,949 00
Gross number and amount in force during 1931 4,050 $14,972,934 00
Less expired and cancelled in 1931 998 3,612,827 00
Net risks in force, 31st December, 1931 3,052 $11,360,107 00
DOWNIE MUTUAL FIRE INSURANCE COMPANY
Head Office, St. Paul's
Commenced Business 21st April, 1884
Officers and Directors (1932)
Officers. — President, Wm. Suehring; Vice-President, Wm. Robertson; Secretary- Treasurer,
George Armstrong, St. Paul's.
Directors. — Wm. Suehring, Stratford; Wm. Robertson, St. Paul's; Robt. Fuller, Sebringville;
John Bell, St. Mary's; Leslie Brown, Motherwell; A. J. Bradshaw, St. Paul's.
Auditors. — D. K. Erb, Stratford; Geo. Arbogast, Sebringville.
Unassessed balance of Premium Notes, $111,478.87
MUTUAL INSURANCE CORPORATIONS FOR 1931 119
Statement for Year Ending 31st December, 1931
Assets
Bonds and debentures. (See Schedule " C") $22,000 00
Cash onhand $2 40
Cash in British Mortgage Loan Company, Stratford 180 00
" Royal Bank, Stratford 68 59
'I Royal Bank, St. Mary's 130 96
" Bank of Commerce, Sebringville 161 68
" Bank of Commerce, Mitchell 192 27
" Province of Ontario Savings Bank, St. Mary's 23 66
" Bank of Commerce, Milverton 80 63
840 19
Amount unpaid of instalments, 1931 30 40
All other assets 594 97
Total Assets $23,465 56
LiabUlties
Unearned cash payments carried out at SO per cent $3,263 96
Total Resources
Total assets $23,465 56
Total liabilities 3,263 96
Surplus of Assets over Liabilities $20,201 60
Amount of premium notes in force after deducting all payments thereon
and assessments levied $111,478 87
Less residue of premium notes given by the Company for reinsurance. . 4,976 10
Net premium note assets $106,502 77
Total Net Resources $126,704 37
Receipts
Cash balance at 31st December, 1930 (not extended), $25,691.86.
Cash received as instalments and cash payments of 1931 $8,862 25
instalments, prior years 77 00
" interest 1,232 37
all other 80 00
" from realization of investments (not extended), $5,000.00.
Total Receipts $10,251 62
Expenditure
Expenses of management:
Investigation of claims, $219.25; license fee, $50.00; Fire Marshal tax, $25.32;
rent, $9.00; salaries and fees, $995.00; printing, postage, etc., $85.55; other
expenses, $54.00 $1,438 12
Miscellaneous payments:
Amount paid for losses 11,072 47
reinsurance 571 10
rebate 21 60
Total Expenditure $13,103 29
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $4,318,732 50
Reinsurance 220,200 00
Net risks $4,098,532 50
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 881 $4,152,540 00
Policies new and renewed during 1931 315 1,308,917 50
Gross numberandamountinforceduringl931 1,196 $5,461,457 50
Less expired and cancelled in 1931 258 1,142,725 00
Net risks in force, 31st December, 1931 938 $4,318,732 50
Schedule "C"
Bonds and Debentures Owned
Par Value
British Mortgage & Trust Corporation of Ontario, 5 %, 1936 $5,000 00
British Mortgage & Trust Corporation of Ontario, 5 %, 1932 10,000 00
British Mortgage & Trust Corporation of Ontario, 5%, 1933 5,000 00
Province of Ontario Debentures, 5 %, 1957 2,000 00
$22,000 00
120
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
DUFFERIN FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Shelrurne
Commenced Business 1st June, 1895
Officers and Directors (1932)
Officers. — President, W. J. Jelly; Vice-President, J. A. Marshall; Secretary- Treasurer, J. A.
Richardson, Shelburne.
Directors. — W. J. Jelly, Shelburne; J. A. Marshall, Orangeville; A. T. Lindsay, Camilla;
E. A. Reid, Mansfield; T. Best, Shelburne; J. J. Braiden, Shelburne; J. A. Cornelius, Amaranth
Station; Alex. Hunter, Melanchton; W. Park, Bellwood; F. Lyon, Jessopville; T. W. Reid,
Waldemar; G. Bruce, Grand Valley.
Auditors. — W. E. Reid, Shelburne; S. Patterson, Shelburne.
Unassessed balance of Premium Notes, $235,165.75
Statement for Year Ending 31st December, 1931
Assets
Shelburne Debentures Security. {See Schedule "C")
Amount unpaid of instal ments, 1931, and agents' balances.
Interest accrued
Total Assets .
$3,000 00
798 31
12 50
$3,810 81
Liabilities
Amount of borrowed money
Unearned cash payments carried out at 80 per cent.
$4,600 49
11,205 82
Total Liabilities $15,806 31
Total Resources
Total assets . . . .
Total liabilities .
$3,810 81
15,806 31
Deficiency of Assets under Liabilities $11,995 50
Amount of premium notes in force after deducting all payments thereon
and assessments levied $235,165 75
Less residue of premium notes given by the Company for reinsurance. . 18,373 87
Net premium note assets $216,791 88
Total Net Resources $204,796 38
Receipts
Cash balance at 31st December, 1930 (not e.xtended), $764.36.
Cash received as instalments, 1931 $28,871 90
instalments of prior years 151 87
\\ interest 584 88
\\ borrowed money 5,600 49
agents' balances 16 80
II all other 209 14
\\ reinsurance on losses 1,997 92
from investments (not extended), $8,332 63.
Total Receipts $37,433 00
_, , Expenditure
Expenses of management:
Commissions, $1,685.00; fuel and light, $42.20; investigation of clai ms, $262.70;
interest, $5.85; license fee, $100.00; Fire Marshal tax, $89.41; travelling
expenses, $101.90; taxes, $7.50; rent, $83.00; salaries and fees, $1,550.65;
printing, postage, etc., $338.78; other expenses, $36.50
Miscellaneous payments:
Amount of cash paid for losses
reinsurance \
" rebate ............'.'.'...'......'...'.'........
repayment of loans
$4,303 49
38,759 23
2,266 27
201 00
1,000 00
Total Expenditure $46,529 99
Currency of Risks
Amount covered by Policies in force, Slst December, 1931
., , Three Years
Mutual $10,372,740 00
Reinsurance 810,500 00
Net Risks $9,562,240 00
MUTUAL INSURANCE CORPORATIONS FOR 1931 12^1
Movement in Risks
Mutual System Xumber Amount
Policies in force, 31st December, 1930 2,752 $10,189,449 50
Policies new and renewed during 1931 988 3,638,490 00
Gross number and amount in force during 1931 3,740 $13,827,939 50
Less expired and cancelled in 1931 . . . .* 944 3,455,199 50
Net risks in force, 31st December, 1931 2,796 $10,372,740 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Shelburne Debentures, 5 %, 1942 $3,000 00
(NORTH) DUMFRIES AND SOUTH WATERLOO FARMERS' MUTUAL
FIRE INSURANCE COMPANY
Head Office, Galt
Commenced Business 15th May, 1856
Officers and Directors (1932)
Officers. — President, Jos. Betzner; Vice-President, J. M. Irwin; Secretary-Treasurer, A. W.
Hilborn, Gait.
Direelors. — Jos. Betzner, Copetown; J. M. Irwin, Gait; Geo. L. Telfer, Paris; D. W. Duncan,
Dundas; W. C. Shaw, Hespeler; A. F. Stewart, Puslinch; Firman Martin, Sheffield; Robt. E.
Cowan, Gait; \Vm. Lockie, Gait.
Auditors. — John Taylor, Jr., Gait; Geo. P. Moore, Gait.
Unassessed balance of Premium Notes, $270,798.81
Statement for Year Ending 31st December, 1931
Assets
Cash in Bank of Co mmerce, Gait $1,737 24
Amount of unpaid instalments, 1931 3,317 02
unpaid assessments, 1931 7,097 44
" reinsurance on losses 1,623 96
Total Assets $13,775 66
Liabilities
Amount of losses adjusted $11,313 00
losses supposed 6,930 00
" borrowed money 2,650 00
" unearned premiums carried out at 80 per cent 18,635 88
Total Liabilities $39,528 88
Total Resources
Total assets $13,775 66
Total liabilities 39.528 88
Deficiency of Assets under Liabilities $25,753 22
Amoiint pf premium notes in force after deducting all payments thereon
and assessments levied $270,798 81
Less residue of premium notes given by the Company for reinsurance. . 20,406 51
Net premium note assets 250,392 30
Total Xet Resources $224,639 08
Receipts
Cash balance at 31st December, 1930 (not extended), $265.65.
Cash received as instalments, 1931 $34,447 78
instalments levied in years prior to 1931 1,820 00
" special assessments 26,445 88
" assessments prior years 2,746 32
interest 334 27
" borrowed money 23,150 00
" reinsurance on losses 1,604 22
" all other sources 51 79
from realization of investments (not extended), $5,000.00.
Total Receipts $90,600 26
122 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Expenditure
Expenses of management:
Commissions, $887.00; law costs, $20.00; fuel and light, $,S3.07; investigation
of claims, $184.40; interest, $341.94; license fee, $100.00; Fire Marshal tax,
$167.54; taxes, $18.06; rent, $129.00; salaries and fees, $2,968.90; printing,
postage, etc., $490.14; other expenses, $347.53 $5,687 58
Miscellaneous payments:
Cash paid for losses 64,116 20
" reinsurance 2,656 52
rebate 168 37
" repayment of loans 21,500 00
Total Expenditure $94,128 67
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $14,038,145 00
Reinsurance 969,075 00
Net Risks $13,069,070 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 3,290 $14,965,314 00
Policies new and renewed during 1931 1,362 6,069,187 00
Gross number and amount in force during 1931 4,652 $21,034,501 00
Less expired and cancelled in 1931 1,492 6,996,356 00
Net risks in force, 31st December, 1931 3,160 $14,038,145 00
DUNWICH FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Dutton
Commenced Business, September, 1880
Officers and Directors (1932)
Officers. — President, Jno. W. McCallum; Vice-President, W. R. Pollard; Secretary- Treasurer,
W. A. Galbraith, lona Station.
Directors. — Jno. W. McCallum, lona Station; W. R. Pollard, lona Station; Jno. McPherson,
Dutton; D. K. Andrew, West Lorne; Arch. McColl, Rodney; Jno. R. Gow, Dutton.
Auditors. — M. I. McNeill, J. D. Blue, Dutton, Ont.
Unassessed balance of Premium Notes, .$139,706.81
Statement for Year Ending 31st December, 1931
Assets
Bonds and debentures. {See Schedule "C") $36,500 00
Cash at head office $46 06
Cash in Royal Bank, Rodney 1,589 45
Bank of Montreal, West Lorne 695 99
Royal Bank, Dutton 2,678 77
Bank of Montreal, Dutton 348 39
5,358 66
Amount unpaid of instalments, 1931 904 05
Interest 449 15
Total Assets $43,211 86
Liabilities
Amount of losses supposed $3,497 00
Unearned cash payments carried out at 80 per cent 7,012 84
Total Liabilities $10,509 84
MUTUAL INSURANXE CORPORATIONS FOR 1931 123
Total Resources
Total assets $43,211 86
Total liabilities 10,509 84
Surplus of Assets over Liabilities $32,702 02
Amount of premium notes in force after deducting all payments thereon
and assessments levied $139,706 81
Less residue of premium notes given by the Company for reinsurance. . 3,185 20
Net premium note assets 136,521 61
Total Net Resources $169,223 63
Receipts
Cash balance at 31st December, 1930 (not extended), $16,207.86.
Cash received as instalments and cash payments, 1931 $16,684 22
instalments due in prior years 603 15
interest 1,387 12
" all other sources 252 50
Total Receipts $18,926 99
Expenditure
Expenses of management:
Commissions, $301.50; investigation of claims, $89.70; license fee, $75.00; Fire
Marshal tax, $55.23; travelling expenses, $68.20; rent, $24.00; salaries and
fees, $731.90; printing, postage, etc., $113.42; other expenses, $99.00. . . . $1,557 95
Miscellaneous payments:
Cash paid for losses 5,850 35
reinsurance 447 50
rebate 144 10
interest 183 73
all other 70 00
Total Expenditure $8,253 63
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $5,709,150 00
Less reinsurance 145,050 00
Net risks carried at 31st December, 1931 $5,564,100 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,391 $5,729,575 00
Policies new and renewed during 1931 615 2,567,150 00
Gross number and amount in force during 1931 2,006 $8,296,725 00
Less expired and cancelled in 1931 626 2,587,575 00
Net risks in force, 31st December, 1931 1,380 $5,709,150 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Huron & Erie Mortgage Corporation, 4 M %. 1934 $3,000 00
Canadian National Railways, 4 J^ %, 1956 10,000 00
Province of Ontario, 6 %, 1935 500 00
Dominion of Canada, 4 J^ %, 1940 4,000 00
Dominion of Canada, 5 %, 1943 4,000 00
Dominion of Canada, 4 J^ %, 1958-59 9,000 00
National Service Loan, 5 %, 1941 3,000 00
Canadian National Railways, 4 H %. 1956 3,000 00
$36,500 00
124 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No_6
(SOUTH) EASTHOPE FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Tavistock
Commenced Business 28th December, 1870
Officers and Directors (1932)
Officers. — President, P. H. Murray; Vice-President, A. Rennicker; Secretary, Edwin Caister,
Tavistock.
Directors. — P. H. Murray, Tavistock; Andrew Rennicker, St. Paul's; Wm. Kauffman,
Tavistock; Jno. Doenng, Stratford; Jos. Quinlan, Stratford; C. Lindner, Gadshill; Sidney Goring,
Woodstock; Jacob Kalbfleisch, Stratford; Wm. Mcintosh, Embro.
Auditors. — F. P. Corp, Tavistock; H. J. Mansz, Shakespeare.
Unassessed balance of Premium Notes, $371,889.71
Statement for Year Ending 31st December, 1931
Assets
Book value of real estate $2,030 59
bonds and debentures. {See Schedule "C"). ...!!......!!...!.... 53!l60 36
Cash on hand at head office $17 54
Cash in Bank of Commerce, Tavistock 2,707 69
Bank of Montreal, Tavistock 1,527 50
4 252 73
Amount unpaid instalments, 1931 900 50
Total Assets $60,344 18
Liabilities
Amount of unearned premiums carried out at 80 per cent $7,534 44
Total Resources
Total assets $60,344 18
Total liabilities 7,534 44
Surplus of Assets over Liabilities $52,809 74
Amount of premium notes in force after deducting all payments thereon
and assessments levied $371,889 71
371,889 71
Total Net Resources $424,699 45
Receipts
Cash balance at 31st December, 1930 (not extended), $2,079.97.
instalments levied during 1931 $18,836 09
" instalments levied prior to 1931 1,185 22
" interest 2,744 72
" all others 70 70
Total Receipts $22,836 73
Expenditure
Expenses of management:
Commissions, $1,794.00; fuel and light, $19.30; investigation of claims, $168.55;
license fee, $75.00; Fire Marshal tax, $59.12; travelling expenses, $32.00;
rent, $10.38; salaries and fees, $1,782.51; printing, postage, etc., $248.46;
other expenses, $73.94 $4,263 26
Miscellaneous payments:
Cash paid for losses 14,245 57
rebates 124 55
all other 2,030 59
Total Expenditure $20,663 97
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $9,795,490 00
Movement in Risks
Mutual System Number .\mount
Policies in force, 31st Dece mber, 1930 1,822 $9,202,350 00
Policies new and renewed, 1931 934 5,012,250 00
Gross number and amount in force during 1931 2,756 $14,214,600 00
Less expired and cancelled in 1931 842 4,419.110 00
Net risks in force. 31st December, 1931 1,914 $9,795,490 GO
MUTUAL IXSURANXE CORPORATIONS FOR 1931 115
Schedule "C"
Bonds and Debentures Owned
Par Value Book Value
Dominion of Canada, Refund, 4)4%. 1946 $8,000 00 $7,820 00
Canadian NTational Railways, 5 %, 195^ 20,000 00 20.293 62
British Mortgage & Trust Certificate, 5 %, 1933 10,000 00 10,000 00
Province of Ontario, 5 <^c , 1959 10,000 00 10,046 74
City of Stratford, 5 %, 1948 4,000 00 4,000 00
City of Stratford, 5 %, 1944 1,000 00 1.000 00
$53,000 00 $53,160 36
EKFRID MUTUAL FIRE INSURANCE COMPANY
Head Office, Appin
Commenced Business 16th September, 1891
Officers and Directors (1932)
Officers. — President, D. A. McCallum; Vice-President, L. L. McTaggart; Secretary, Herman
Galbraith, Appin.
Directors. — D. A. McCallum, Glencoe; L. L. McTaggart, Appin; Lorenzo Gardiner. Glencoe;
Jno. T. McLean, Melbourne; Jno. G. Lethbridge, Glencoe; Milton Fletcher, Appin.
Auditors. — Frank McLean, Melbourne; Hugh Fletcher, Melbourne.
L'nassessed balance of Premium Notes, $97,743.63
Statement for Year Ending 31st December, 1931
Assets
Cash on hand $186 05
Cash in Royal Bank, Glencoe, Ont 135 50
Montreal Bank, Alvinston, Ont 159 22
Royal Bank, Strathroy, Ont 332 55
Royal Bank, .^poin, Ont 356 82
Montreal Bank, Glencoe, Ont 272 97
Royal Bank, Melbourne 60 68
Montreal Bank, Newbury 190 85
$1,394 64
Less outstanding cheques 548 35
$846 29
Amount unpaid of instalments, 1931 346 11
" prior instalments still unpaid (not extended), $758.76.
Total Assets $1.192 40
Liabilities
.\mount of losses adjusted $2,000 00
" losses supposed 500 00
" unearned premiums carried out at 80 per cent 5,281 03
Total Liabilities $7,781 03
Total Resources
Total assets $1,192 40
Total liabilities 7,781 03
Deficiency of .Assets under Liabilities $6,588 63
Amount of premium notes in force after deducting all payments thereon
and assess ments levied $97,743 63
Less residue of premium notes given by the Company for reinsurance. . . 1,265 59
Net premium note assets 96,478 04
Total Net Resources $89.889 41
Receipts
Cash balance, 31st December, 1930 (not extended), $5,384.50.
Cash received as instalments of 1931 ori^ en
instalments of prior years 300 60
" all other sources 158 2o
Total Receipts $13.670 98
126 ANNUAL REPORT— SUPERINTENDENT OF LNSURANCE No. 6
Expenditure
Expenses of management:
Commissions, $144.00; law costs, $7.64; investigation of claims, $156.00; license
fee, $50.00; Fire Marshal tax, $43.69; travelling expenses, $98.75; rent,
$15.00; salaries and fees, $730.00; printing, postage, etc., $179.87; other
expenses, $87.90 $1,512 85
Miscellaneous payments:
Amount paid for losses 16,387 29
" reinsurance 161 53
rebate 147 52
Total Expenditure $18,209 19
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $4,504,010 00
Less reinsurance 53,850 00
Net Risks $4,450,160 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,330 $4,485,105 00
Policies new and renewed during 1931 486 1,587,355 00
Gross number and amount in force during 1931 1,816 $6,072,460 00
Less expired and cancelled in 1931 490 1,568,450 00
Net risks in force, 31st December, 1931 1,326 $4,504,010 00
ELMA FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Atwood
Commenced Business 22nd March, 1884
Officers and Directors (1932)
Officers. — President, J. S. Cowan; Vice-President, S. J. Love; Secretary, J. R. Hammond,
Atwood.
Directors. — J. S. Cowan, Atwood; S. J. Love, Atwood; Jas. Moffat, Monkton; Chas. M.
Laidlaw, Atwood; J. K. Baker, Brussels; John Denstedt, Gad's Hill; I. D. Smith, Atwood; Alex.
Ross, Britton; H. Richmond, Listowel.
Auditors. — Jno. F. Ballantyne, Atwood; Chester Little, Atwood.
Unassessed balance of Premium Notes, $283,531.18
Statement for Year Ending 31st December, 1931
Assets
Cash in Bank of Commerce, Atwood $61 01
" Bank of Commerce, Monkton, Ont 475 89
$536 90
Amount of unpaid instalments, 1931 1,486 11
Total Assets $2,023 01
Liabilities
Amount of borrowed money $1,430 51
" unearned premiums carried out at 80 per cent 10,233 91
Total Liabilities $11 ,664 42
Total Resources
Total assets $2,023 01
Total liabilities 11,664 42
Deficiency of Assets under Liabilities $9,641 41
Amount of premium notes in force after deducting ail payments thereon and assess-
ments levied 283,531 18
Total Net Resources $273,889 77
MUTUAL INSURANCE CORPORATIONS FOR 1931 127
Receipts
Cash at 31st December, 1930 (not extended), $2,831.60.
Cash received asinstalments, 1931 $24,098 68
instalments, prior years 221 68
interest '756 87
borrowed money 2,930 51
from investments (not extended), $15,000.00.
Total Receipts $28,007 74
Expenditure
Expenses of management:
Commissions, $668.00; investigation of claims, $153.00; interest, $24.55; license
fee, $75.00; Fire Marshal tax, $73.70; travelling expenses, $41.00; taxes,
$1.60; rent, $14.00; salaries and fees, $832.30; printing, postage, etc.,
$136.70; other expenses, $66.10 $2,085 95
Miscellaneous payments:
Amount paid for losses 41,520 18
rebate 196 31
" accrued interest 1,500 00
Total Expenditure $45,302 44
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $8,434,400 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,584 $8,868,500 00
Policies new and renewed during 1931 669 3,790,800 00
Gross number and amount in force during 1931 2,253 $12,659,300 00
Less expired and cancelled in 1931 741 4,224,900 00
Net risks in force, 31st December, 1931 1,512 $8,434,400 00
ERAMOSA MUTUAL FIRE INSURANCE COMPANY
Head Office, Rockwood
Commenced Business 9th April, 1861
Officers and Directors (1932)
Officers. — President, Chas. Benham; Vice-President, John Grieve; Secretary, W. A. Dickieson,
Rockwood.
Directors. — Chas. Benham, Rockwood; Jno. Grieve, Rockwood; Jas. R. Rutherford,
Rockwood; Jno. McNabb, Rockwood; Wm. Wishart, Rockwood; John Hindley, Rockwood.
Auditors — J. J. Aldous, Rockwood; W. H. Hortop, Everton.
Unassessed balance of Premium Notes, $140,767.93
Statement for Year Ending 31st December, 1931
Assets
Cash value of debentures and Canada War Loan. {See Schedule "C") $12,000 00
Cashonhand $13 38
Cash in Bank of Commerce, Guelph 237 02
" I mperial Bank, Fergus 62 95
" Royal Bank, Rockwood 27 52
Amount of unpaid instalments, 1931 ^^3 30
Total Assets $13,234 17
Liabilities
Bank overdraft $2,700 00
Unearned cash payments carried out at 80 per cent 2,466 88
Total Liabilities '. $5,166 88
128
ANNUAL REPORT— SU PERI NTENDItNT OF INSURANCE
No. 6
Total Resources
Total assets ^^I'^at II
Total liabilities
5,166 88
Surplus of Assets over Liabilities $8,067 29
Amount of premium notes in force after deducting all payments thereon
and assessments levied • ■ ;••■•. -^r-'ir,/. ^'A
i residue of premium notes given by the Company for reinsurance. cio,UUb id
107,761 80
Total Net Resources $115,829 09
Less
Net premium note assets.
Receipts
Cash balance at 31st December, 1930 (not extended), $429.81. <R'-i<n i ■:!
Cash received as instalments, 1931 7S4 ii
instalments of prior years '2q Aq
interest
reinsurance on losses,
borrowed money. . . .
all other sources
Total Receipts.
Expenditure
Expenses of management: . . ^„^ „^ . ^ -„^ __ ,.
Commissions, $349.00; investigation of claims, $32.00; interest, $94.25; license
fee, $50.00; Fire Marshal tax, $20.34; rent, $12.00; salaries and fees,
$735.50; printing, postage, etc., $80.02; other expenses, $106.82
Miscellaneous payments:
Cash paid for losses
reinsurance
rebates
" repayment of loans •_
Total Expenditure.
849 09
4,756 83
8,200 00
2 00
$21,783 16
$1,490 43
11,252 27
1,919 15
10 25
7,200 00
$21,872 10
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Mutual
Less resinsurance .
Three Years
,•$3,294,910 00
709,5f.0 00
Net risks actually carried by Company, 31st December, 1931 j2, 585. 360 00
Movement in Risks
Mutual System i ^o-f
Policies in force, 31st December, 1930 o-r
Policies new and renewed during 1931
Gross number and amount in force during 1931 ^'rqo
Less expired and cancelled in 1931 ^^"^
Net risks in force, 31st December, 1931 l-O-"^^
A mount
$3,782,200 00
996,110 00
$4,778,310 00
1,483,400 00
$3,294,910 00
Schedule "C"
Bonds and Debentures Owned
t'ar V alue
Guelph & Ontario Investment & Savings Society, 4M7f. 1933 H'nna mi
Guelph & Ontario Investment & Savings Society, 5 %, 1932 r:,'h(M\ nn
Dominion of Canada Government War Bonds, 5%, 1943 .i.uuu uu
$12,000 00
ERIE FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Selkirk
Commenced Business 2nd September, 1871
Officers and Directors (1932)
Officers. — President, Joshua Ilonsberger; Vice-President, C. J. Snielscr; Secretary, A. E.
Havill, South Cayuga.
Directors— y Honsberger. Dunnville; C. J. Smelser, Selkirk; Nicholas Kicfer, Fisherville;
John H. Hart wick, Selkirk; A. Hicks, Dunnville; John heat herstone. I;i?h"vil e; O A Reicheld.
South Cayuga; Jno. Pridmore. Dunnville; Chas. O. M. Schweyer, iMsherv.llc; Waller Kbert,
Cayuga; Harry Rittenhouse, Dunnville; Peter Lloyd, Selkirk.
Auditors. — \Vm. G. Babion, Selkirk; Richard Sherk, South Cayuga.
Unassessed balance of Premium Notes, $115,846.50
MUTUAL INSURANCE CORPORATIONS FOR 1931 129
Statement for Year Ending 31st December, 1931
Assets
Bonds and Debentures. (See Schedule "C") $15,000 00
Cash on hand $30 97
Cash in Bank of Commerce, Dunnville 228 32
Bank of Commerce, Cayuga 1,165 30
Bank of Commerce, Selkirk 669 80
Royal Bank, Fisherville 3,643 42
Royal Bank, Dunnville 1,253 70
Bank of Toronto, Dunnville 663 83
7,654 34
Agents' balances 145 40
Amount of unpaid instalments, 1931 374 45
Interest accrued 855 56
Total Assets $24,029 75
Liabilities
Amount of unearned premiums carried out at 80 per cent $5,817 35
Total Resources
Total assets. . . : $24,029 75
Total liabilities 5,817 35
Surplus of Assets over Liabilities $18,212 40
Amount of premium notes in force after deducting all payments thereon
and assessments levied $115,846 50
Less residue of premium notes given by the Company for reinsurance. . 16,997 68
Net premium note assets 98,848 82
Total Net Resources $117,061 22
Receipts
Cash balance at 31st December, 1930 (not extended), $6,084.46.
Cash received as instalments, 1931 $13,523 13
fro mi nstalments of prior years 409 05
" for interest 855 56
" reinsurance on losses 1,677 50
Total Receipts $16,465 24
Expenditure
Expenses of management:
Commissions, $696.25; fuel and light, $16.00; investigation of claims, $86.00;
license fees, $50.00; Fire Marshal tax, $41.45; salaries and fees, $915.60;
printing, postage, etc., $202.17; other expenses, $63.00 $2,020 47
Miscellaneous payments:
Amount paid for losses 10,838 84
" reinsurance 1,888 42
rebate 147 63
Total Expenditure $14.895 36
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $4,724,525 00
Reinsurance 628,882 50
Net Risks $4,095,642 50
Moyement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,208 $4,677,780 00
Policies new and renewed during 1931 600 2,358,675 00
Gross number and amount in force during 1931 1,808 $7,036,455 00
Less expired and cancelled in 1931 568 2.311,930 00
Net risk in force, 31st December, 1931 1.240 $4.724.525 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Province of Ontario, 5%, 1944 $5,000 00
Province of Ontario. 4 yi %. 1948 5,000 00
Huron & Erie Mortgage Corporation Debentures, 5 %, 1935 5.000 00
$15,000 00
130
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
FARMERS' CENTRAL MUTUAL FIRE INSURANCE COMPANY
Head Office, Walkerton
Commenced Business 31st March, 1894
Officers and Directors (1932)
Officers. — President, Moses Bilger; Vice-President, John Oswald; Secretary, B. W.
Schumacher, Walkerton.
Directors. — Moses Bilger, Mildmay; Jno. Oswald, Chesley; Rudolph Siegner, Mildmay; J.
T. Richardson, Paisley; Val. Fischer, Walkerton; Jas. Tolton, Walkerton.
Auditors. — Jas. T. Lamb, Walkerton; Thos. H. Jasper, Carlsruhe.
Unassessed balance of Premium Notes, $1,372,274.41
Statement for Year Ending 31st December, 1931
Assets
Book value of real estate
Mortgage loans and real estate
Bonds and debentures. {See Schedule " C")
A mount of agents' balances
" unpaid instalments, 1931
" reinsurance on losses
" interest accrued
$5,500 00
11,500 00
66,233 20
13,041 56
885 76
3,924 20
1,367 93
Total Assets $102,452 65
LiabUities
Amount of losses adjusted
" lossessupposed
" unpaidloans
" unearned premiums carried out at 80 per cent.
$18,988 42
4,800 00
11,841 47
75,231 69
Total Liabilities $110,861 58
Total Resources
Total assets $102,452 65
Total liabilities 110,861 58
Deficiency of Assets under Liabilities $8,408 93
Amount of premium notes in force after deducting all payments
thereon and assessments levied $1,372,274 41
Less residue of premium notes given by the Company for reinsurance. . 229,172 61
Net premium note assets 1,143,101 80
Total Net Resources $1,134,692 87
Receipts
Cash balance at 31st December, 1930 (not extended), $4,164.99.
Cash received as instalments and cash payments, 1931 $161,812 18
instalments of prior years.
interest
borrowed money
reinsurance on losses
agents' balances
from all other sources. . . .
from investments (not extended), $43,470.00.
752 07
•6,036 92
11,841 47
61,751 68
11,161 57
2,246 98
Total Receipts $255,602 87
Expenditure
Expenses of management:
Commissions, $6,922.50; law costs, $133.80; fuel and light, $127.85; investi-
gation of claims, $3,487.56; interest, $157.38; license fee, $300.00; Fire
Marshal tax, $504.27; travelling expenses, $310.25; taxes, $347.47; salaries
and fees, $7,430.72; printing, postage, etc., $1,979.08; other expenses,
$78.72 $21,779 60
Miscellaneous payments:
Amount paid for losses 248,169 19
" reinsurance 28,790 55
" rebate 3.021 05
" all other expenditures 1,477 47
Total Expenditure $303,237 86
i
MUTUAL INSURANCE CORPORATIONS FOR 1931 131
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
One Year Two Years Three Years Total
Mutual $375,324 00 $203,203 00 $56,872,980 00 $57,451,507 00
Less reinsurance 10,252,546 00 10,252,546 00
Net risks actually carried by Com-
pany at 31st December, 1931 .... $375,324 00 $203,203 00 $46,620,434 00 $47,198,96100
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 16,728 $55,626,451 00
Policies new and renewed during 1931 6,172 20,567,893 00
Gross number and amount in force during 1931 22,900 $76,194,344 00
Less expired and cancelled in 1931 5,899 18,742,837 00
Net risks in force, 31st December, 1931 17,001 $57,451,507 00
Schedule "C"
Bonds and Debentures Owned
Par Value Book Value
Province of Manitoba, 5 H %. 1934 $5,000 00 $5,000 00
Province of Prince Edward Island, 4 %, 1939 5,000 00 3,720 50
Province of Alberta, 5 %, 1943 5,000 00 4,816 50
Province of British Columbia, 4 J^%, 1951 5,000 00 4,735 00
Province of British Columbia, 5 %, 1954 5,000 00 5,000 00
Province of Alberta, 5 %, 1943 3,000 00 3,037 50
Province of New Brunswick, 4 M %. I960 10,000 00 9,850 00
Township of York, 5%, 1938 1,000 00 1,005 00
Township of York, 5 %, 1939 2,000 00 2,010 00
Township of York, 5 %, 1940 2,000 00 2,010 00
Township of Scarborough, 5 %, 1941 3,000 00 3,000 00
Township of Scarborough, 5 %, 1942 1,000 00 1,000 00
Township of Scarborough, 5 %, 1943 1,000 00 1,000 00
Township of Etobicoke, 5 %, 1938 1,000 00 1,005 00
Township of Etobicoke, 5 %, 1937 4,000 00 4,020 00
Township of Sandwich East, 5H%, 1932 1,000 00 1,002 20
Township of Sandwich East, 5 M %. 1934 1,000 00 1,002 90
Township of Sandwich East, 5M %. 1947 3,000 00 3,018 60
City of Windsor, 5 %, 1934 5,000 00 5,000 00
City of Port Arthur, 5 %, 1945 5,000 00 5,000 00
$68,000 00 $66,233 20
FARMERS' UNION MUTUAL FIRE INSURANCE COMPANY
Head Office, Lindsay
Commenced Business 3rd June, 1895
Officers and Directors (1932)
Officers. — President, Bruce McNiven; Vice-President, J. J. Robertson; Secretary-Treasurer,
Pearl James, Lindsay.
Directors. — Bruce McNiven, J. J. Robertson, Dunsford; Maurice McMillan, Beaverton;
Alex. Horn, Lindsay; Albert Davidson, Lindsay; W. Hoskins, Coboconk; F. G. Sandy, Omemee;
Chas. Jenkins, Little Britain; F. A. Eason, Keene; R. S. McElwain, Gelert; Thos. Brown,
Peterborough; Jasper Foreman, Kirkfield.
Auditors. — W. E. Agnew, Lindsay; H. J. Lytle, Lindsay.
Unassessed balance of Premium Notes, $454,046.48
Statement for Year Ending 31st December, 1931
Assets
Bonds and debentures. {See Schedule "C") $23,000 00
Cash value of mortgages, debentures, etc 9,075 00
Cash on hand at head office ^'^on %%
Amount of agents' balances 90 28
unpaid instalments due in 1931 8,878 30
" unpaid assessments, 1931 138,746 82
" interest accrued "'■'^^n ^o
" all other assets 60 12
Total Assets $184,386 88
132
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Liabilities
, $15,530 88
Amount of borrowed money , •■ • inrtq^4 QS
" unearned cash payments carried out at 80 per cent 194 90
" all other liabilities
^ ^ , -. ..,.,. $11G,680 71
Total Liabilities
Total Resources
$184,386 88
Total assets 116,680 71
Total liabilities _
Surplus of Assets over Liabilities ■ • • $67,706 17
Amount of premium notes in force after deducting all payments thereon
and assessments levied • ■ :••••. * aq kTr qq
Less residue of premium notes given by the Company for reinsurance. . 49, bib 93
$404,429 55
Net premium note assets . .
^ , ., ^ „ $472,135 72
Total Net Resources
Receipts
Cash balance for 31st December, 1930 (not extended), $4,543.32.
Cash received as membership fees. . - • ■■ • •
instalments and cash payments, 1931
" instalments duein prior years
" special assessments
borrowed in 1931
" interest
Cash received from reinsurance onlosses
" all other •' ',\' Wn'^'Aorv Vri ' ' ' '
realization on investments (not extended), 5i^4,987.bU. ^
Total Receipts "
$2,225
00
76,963
03
8,278
05
18,898
00
15,530
85
2,984
63
11,276
64
927
52
$131,552
87
Expenditure
'^-^'''commL'?ons^^$T24i:00; law costs, $50.95; fuel and light, $80.10; investigation
^° '"of claims', $S78 00; license fee, .$150.00; Fire Marshal tax, $.306.12; trave ling
expenses $137.75; taxes, $31.90; rent $360.00; salaries and fees. $4,276.90,
printing, postage, etc., $1,843.17; other expenses, $2,115.39 5.16,474 zs
Miscellaneous payments: 133,147 53
Amount paid for losses 4673 35
" reinsurance 3374 23
" rebates ' 57 OO
all other expenditure . ••••■• .
investments (not extended), $5,000.00. $157 726 39
Total Expenditure '
Currency of Risks
Amount covered by Policies in force, 31st December, 1931 xhree Years
$29,072,385 00
Mutual 1,834,122 00
Less reinsurance
. , . , $27,238,263 00
Net risks carried ■
Movement in Risks
Mutual System ^•'^ sA"
Policies in force, 31st December, 1930 i^li
Policies new and renewed during 1931 '
Gross number and amount in force during 1931 ^t'^I
Less expired and cancelled in 1931 ^_'_;
Net risks in force, 31st December, 1931 ^'^^^
A mount
$29,164,685 00
8,634.471 00
$37,799,156 00
8,726,771 00
$29,072,385 00
Schedule "C"
Bonds and Debentures Owned
Township of Mariposa School, 5 %. 1948
County of Victoria. 5%, 1951
Province of Ontario, 5%, 1959
City of Regina. 5%. 1950
Par Value
$5,000 00
3.000 00
5,000 00
10.000 00
$23,000 00
MUTUAL IXSURANXE CORPORATIONS FOR 1931 133
FORMOSA MUTUAL FIRE INSURANCE COMPANY
Head Office, Formosa
Commenced Business 22nd May, 1880
Officers and Directors (1932)
Officers. — President, Jno. F. Waechter; Vice-President, Thos. Inglis; Secretary-Treasurer,
E. G. Kuntz, Formosa.
Directors. — Jno. F. Waechter, Walkerton; Thos. Inglis, Clifford; T. E. Rushton, Paisley;
M. Filsinger, Mildmay; Anthony Lang, Chepstow; E. G. Kuntz, Formosa.
Auditors. — D. Borho, Formosa; A. G. McLennan, Walkerton.
Unassessed balance of Premium Notes, $352,356.13
Statement for Year Ending 31st December, 1931
Assets
Bonds and debentures $17,000 00
Mortgage oans and real estate 5,800 00
Amount of deposit, Montreal Bank, Formosa $1,334 96
Royal Bank, Cargill 890 41
2,225 37
Amount unpaid, instalments, 1931 1,478 15
Total Assets $26,503 52
Liabilities
Amount of unearned cash payments carried out at 80 per cent $18,854 67
Total Resources
Total assets $26,503 52
Total liabilities 18,854 67
Suiplus of assets over liabilities $7,648 85
Amount of premium notes in force after deducting all payments thereon
and assessments levied $352,356 13
Less residue of premium notes given by the Company for reinsurance. . 39,840 02
Net premium note assets 312,516 11
Total Xet Resources $320,164 96
Receipts
Cash balance at 31st December, 1930 (not extended), $24,114.76.
Cash received as instalments and cash payments, 1931 $39,128 26
instalments of prior years 999 80
" interest 1,768 41
" reinsurance on losses 14,664 13
all other sources 196 99
Total Receipts $56,757 59
Expenditure
Expenses of management:
Commissions, $2,207.04; investigation of claims, $583.05; license fee, $100.00;
Fire Marshal tax, $107.78; travelling expenses, $127.30; taxes, $11.00; rent,
$63.00; salaries and fees, $1,889.60; printing, postage, etc., $447.06; other
expenses, $78.97 $5,614 82
Miscellaneous payments:
Amount paid forlosses 60,814 05
" reinsurance 8,719 55
rebate 498 56
investments (not extended), $3,000.00.
Total Expenditure $75,646 98
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $14,594,143 00
Reinsurance 2,152,073 00
Net risks carried $12,4-42,070 00
6— S. I.
134 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 4,692 $14,400,927 00
Policies new and renewed during 1931 1,621 5,013,014 00
Gross number and amount in force, 1931 6,313 $19,413,941 00
Less expired and cancelled during 1931 1,537 4,819,798 00
Net risks in force, December, 1931 4,776 $14,594,143 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Township of East Sandwich, 5 M %, 1946 $4,000 00
Town of Ford City, 6 %, 1935 3,000 00
Town of New Toronto, 5 %, 1945 2,000 00
Huron & Erie Debenture, 5 %, 1936 3,000 00
Dominion of Canada Conversion Loan, 4J^%, 1959 5,000 00
$17,000 00
GERMANIA FARMERS' MUTUAL FIRE INSURANCE COMPANY
Commenced Business 16th March, 1878
Officers and Directors (1932)
Officers. — President, Andrew Schenk; Vice-President, M. E. Murray; Secretary, R. H.
Fortune, Ayton.
Directors. — Andrew Schenk, Ayton; M. E. Murray, Neustadt; John Ghent, Mount Forest;
H. M. Fortune, Chesley; C. J. Dickison, Mildmay; Adam Ries, Clifford; G. H. Dickson, Drew
Station; Richard Cronin, Corbetton; Henry Klages, Chesley; Conrad Schenk, Holstein; F. S.
Schaus, Ayton; H. W. Hunt, Hanover.
Auditors. — W. J. Forbes, Ayton; Edward Pletsch, Ayton.
Unassessed balance of Premium Notes, $265,485.99
Statement for Year Ending 31st December, 1931
Assets
Book value of Trust and Guarantee Co. Investment Department $10,000 00
Cash in Royal Bank, Ayton 5,733 68
Amount of unpaid instalments, 1931 3,404 19
" unpaid instalments prior to 1931 (not extended), $763.92.
" unpaid assessments, 1931 2,321 91
Total Assets $21,459 78
Liabilities
Amount of losses adjusted $1,288 00
Unearned cash payments 10,042 00
Total Liabilities $11,330 00
Total Resources
Total assets $21,459 78
Total liabilities 11,330 00
Surplus of Assets over Liabilities $10,129 78
Amount of premium notes in force after deducting all payments thereon
and assessments levied $265,485 99
Less residue of premium notes given by the Company for reinsurance. . 63,953 85
Net premium note assets 201,532 14
Total Net Resources $211,661 92
Receipts
Cash balance at 31st December, 1930 (not extended), $4,375.04.
Cash received as instalments and cash payments, 1931 $27,973 12
instalmentsdueinprioryears 811 36
" special assessments 34,176 15
" from reinsurance on losses 4,153 76
" interest 479 23
" all other sources 315 37
Total Receipts $67,908 98
MUTUAL INSURANCE CORPORATIONS FOR 1931 135
Expenditure
Expenses of management:
Commissions, $1,104.00; law costs, $70.46; investigation of claims, $337.45;
interest, $33.00; license fee, $100.00; Fire Marshal tax, $89.26; travelling
expenses, $95.00; salaries and fees, $1,815.45; printing, postage, etc.,
$1,497.89; other expenses, $91.68 $4,234 19
Miscellaneous payments:
A mount paid for losses 36,156 22
reinsurance 15,564 44
rebate 595 49
" purchase of investments (not extended), $10,000.00.
Total Expenditure $56,550 34
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $11,192,493 50
Reinsurance 2,904,752 00
Net risks $8,287.741 50
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 3,749 $12,260,106 00
Policies new and renewed during 1931 1,104 3,831,335 50
Gross number and amount in force during 1931 4,853 $16,091,441 50
Less expired and cancelled in 1931 1,535 4,898,948 00
Net risks in force, 31st December, 1931 3,318 $11,192,493 50
\
GLENGARRY FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Alexandria
Commenced Business 7th May, 1895
Officers and Directors (1932)
Officers. — President, E. J. MacDonald; Vice-President, A. A. McDonald; Secretary, V. G.
Chisholm, Alexandria, Ont.
Directors. — D. A. Ross, Martintown; E. J. McDonald, Alexandria; W. J. McGregor, North
Lancaster; Wm. Irvine, Dalkeith; D. A. McDonell, Green Valley; A. A. McDonald, Greenfield.
Auditors. — J. A. McDonell, Alexandria; Angus Kennedy, Alexandria.
Unassessed balance of Premium Notes, $231,212.67
Statement for Year Ending 31st December, 1931
Assets
Cash on hand, head office $91 66
Cash in Royal Bank, Alexandria 3 45
" Bank of Nova Scotia, Alexandria 43 30
" Bank Canadian National, Alexandria 7 72
" Bank of Montreal, Lancaster 3 07
" Bank of Nova Scotia, Martintown 10 60
$159 80
Reinsurance on losses 700 00
Total Assets $859 80
Liabilities
Amount of losses adjusted $3,600 00
Unearned cash payments carried out at 80 per cent 38,068 84
Total Liabilities $41,668 84
Total Resources
Total assets $859 80
Total liabilities 41,668 84
Deficiency of Assets under Liabilities $40,809 04
Amount of premium notes in force after deducting all payments thereon
and assessments levied $231,212 67
Less residue of premium notes given by the Company for reinsurance. . 17,776 45
Net premium note assets 213,436 22
Total Net Resources $172,627 18
136 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Receipts
Cash balance at 31st December, 1930 (not extended), $18,221.19.
Cash received as instalments and cash payments, 1931 $35,135 80
for interest 787 57
" reinsurance on losses 8,342 80
" from investments (not extended), $7,336.76.
Total Receipts $44,266 17
Expenditure
Expenses of management:
Commissions, $2,108.14; law costs, $36.00; investigation of claims, $599.50;
license fee, $100.00; Fire Marshal tax, $110.06; rent, $10.00; salaries and
fees, $1,375.20; printing, postage, etc., $293.56; other expenses, $877.95. . . $5,510 41
Miscellaneous payments:
Cash paid for losses which occurred during 1931 57,233 15
reinsurance 6,096 70
rebates 824 06
Total Expenditure $69,664 32
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $11,056,000 00
Less reinsurance (mutual plan) 996,400 00
Net risks actually carried at 31st December, 1931 $10,059,600 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 4,731 $11,506,650 00
Policies new and renewed during 1931 1,411 3,514,650 00
Gross number and amount in force during 1931 6,142 $15,021,300 00
Less expired and cancelled in 1931 1,680 3,965,300 00
Net risks in force, 31st December. 1931 4,462 $11,056,000 00
GRAND RIVER FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, York
Commenced Business loth April, 1875
Officers and Directors (1932)
Officers. — President, R. H. Allan; Vice-President, R. D. Kerr; Secretary, J. E. Stubbs,
Caledonia.
Directors. — R. H. Allen, Caledonia; R. E. Kerr, York; J. G. Lindsay, Caledonia; Jno. Bell,
Glanford; VV. Teasdale, Cayuga; Wm. Bell, Canfield.
Auditors. — Arnold Bell, Glanford; S. McBlain, Caledonia.
Unassessed balance of Premium Notes, $108,035.71
Statement for Year Ending 31st December, 1931
Assets
Book value of Huron & Erie Debenture $2,000 00
Amount unpaidoninstalments, 1931 877 72
Total Assets $2,877 72
Liabilities
Amount of unpaid loans from banks $2,118 15
Unearned cash payments carried out at 80 per cent 7,250 08
Total Liabilities $9,368 23
MUTUAL INSURANCE CORPORATIONS FOR 1931 137
Total Resources
Total assets $2,877 72
Total liabilities 9,368 23
Deficiency of Assets under Liabilities $6,490 51
Amount of premium notes in force after deducting all payments thereon
and assessments levied $108,035 71
Less residue of premium notes given by the Company for reinsurance. . 5,269 00
Net premium note assets 102,766 71
Total Xet Resources $96,276 20
Receipts
Cash balance at 31st December, 1930 (not extended), $82.79.
Cash received as instalments and cash payments, 1931 $11,805 84
" instalments of prior years 536 85
interest 266 29
borrowed 2,118 15
" reinsurance on losses 2,734 89
" all other 77 55
Cash received from realization of investments (not entended) $3,001.19.
Total Receipts $17,539 57
Ezpenditiire
Expenses of management:
Commissions, $704.00; investigation of claims, $20.00; license fee, $50.00; Fire
Marshal tax, $39.15; travelling expenses, $20.00; rent, $14.00; salaries and
fees, $1,514.50; printing, postage, etc., $206.65; other expenses, $306.08. . . $2,874 18
Miscellaneous payments:
Amount paid for losses 21,875 68
" reinsurance 820 00
rebate 126 90
all other 1,405 51
Total Expenditure $27,102 27
I
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $4,699,580 00
Less reinsurance 239,500 00
Net risks actually carried by Company, 31st December, 1931 $4,460,080 00
Movement in Risks
Mutual System Number .-Amount
Policies in force. 31st December, 1930 1,208 $4,755,305 00
Policies new and renewed during 1931 381 1,464,725 00
Gross number and amount in force during 1931 1,589 $6,220,030 00
Less expired and cancelled in 1931 405 1,520,450 00
Net risks in force, 31st December, 1931 1,184 $4,699,580 00
GRENVILLE PATRON MUTUAL FIRE INSURANCE COMPANY
Head Office, Spencerville
Commenced Business 29th June, 1892
Officers and Directors (1932)
Officers. — President, Robt. Mulholland; Vice-President, Jno. F. Black; Manager, Herbert
Adams, Ventnor; Secretary, W. M. Snyder, Spencerville.
Directors. — Robt. Mulholland, South Mountain; John F. Black, Kemptville; George
Robinson, Prescott; Herbert -A.dams, Ventnor; Herb. S. Bennett, Algonquin; E. D. Perrin,
Prescott; Geo. Ferguson, Oxford Station; R. W. Kingston, Spencerville; Thos. Johnston, Brinston.
Auditors. — .-^Imon Small, Spencerville; \V. K. Whitley, Spencerville.
Unassessed balance of Premium Notes, $280,064.12
138
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 5
Statement for Year Ending 31st December, 1931
Assets
Mortgage loans and real estate
Book value of real estate
Loan Company's debentures. (See Schedule "C")
Cash on hand at head office $15,561 97
Cash in Royal Bank, Spencerville 4,960 8.3
Amount of unpaid instalments, 1931
unpaid instalments (not extended), $444.63.
unpaid assessments, 1931
all other assets
Office furniture and safe (not extended), $340.00.
Total Assets
$14,075 00
1,832 80
12,365 17
20,522 80
1,652 98
17,120 30
76 80
$67,645 85
Liabilities
Amount of losses adjusted
losses supposed
" unearned premiums carried out at 80 per cent.
Total Liabilities.
$13,964 42
4,468 67
36,286 36
$54,719 45
Total Resources
Total assets . . .
Total liabilities .
Surplus of Assets over Liabilities
Amount of premium notes in force after deducting all payments thereon and assess-
ments levied
$67,645 85
54,719 45
$12,926 40
280,064 12
Total Net Resources $292,990 52
Receipts
Cash balance at 31st December, 1930 (not extended), $18,266.58.
Cash received as instalments and cash payments, 1931 ,
instal me nts of prior years
special assessments
" assessments of prior years
" interest
" from all other
investments (not extended), $15,996.57.
Total Receipts
$48,964 44
381 79
27,021 44
102 37
2,230 05
7 00
$78,707 09
Expenditure
Expenses of management:
Commissions, $2,930.08; fuel and light, $11.50; investigation of claims, $757.90;
license fee, $100.00; Fire Marshal tax, $170.18; taxes, $29.70; rent, $21.00;
salaries and fees, $2,571.50; printing, postage, etc., $852.18; other expenses,
$73.38 $7,517 42
Miscellaneous payments:
Cash paid for losses which occurred during 1931 84,341 82
rebate 588 20
Total Expenditure $92,447 44
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Thrpe Years
Mutual $14,817,579 00
Movement In Risks
Mutual System Number .Amount
Policies in force, 31st December, 1930 4,358 $14,073,164 00
Policies new and renewed during 1931 1,567 4,950,975 00
Gross number and amount in force during 1931 5,925 $19,024,139 00
Less expired and cancelled in 1931 1,378 4,206,560 00
Net risks in force, 31st December, 1931 4,547 $14,817,579 00
Schedule "C"
Bonds and Debentures Owned
C2 Winchester Public School Debentures, 3 to 16, 5%, 1931-43,
Standard Reliance Assets
Par Value
$8,187 35
4,177 82
$12,365 17
MUTUAL IXSURANXE CORPORATIONS FOR 1931
139
GREY AND BRUCE MUTUAL FIRE INSURANCE COMPANY
Head Office, Hanover
Commenced Business 6th July, 187S
Officers and Directors (1932)
Officers. — President, D. McKinnon; Vice-President, A. McArthur; Secretary, Wm. Ruttle,
Hanover, Ont.
Directors. — Dougald McKinnon, Chesley; A. McArthur, Priceville; Wm. Glauser, Hanover;
Angus McArthur, Priceville; J. Cooper, Hanover; Conrad Hill, Mildmay; N'eil McLeod, Proton
Station; Hugh McLean, Durham; J. Brodie, Markdale; Herb. Brigham, Hanover; Gilbert Gillies,
Cedarvale; D. McQueen, Mount Forest; Henry Logie, Walkerton; D. J. McDonald, Elmwood;
Robert Parslow, Priceville.
Auditors. — W. J. Ford, Neustadt; Duncan McLean, Durham.
Unassessed balance of Premium Notes, $213,866.70
Statement for Year Ending 31st December, 1931
Assets
Book value of real estate
Bonds. {See Schedule "C") — (market value)
Cash in Bank of Montreal, Hanover
Amount of unpaid instalments, 1931
due for reinsurance on losses
" of interest due and accrued
Total Assets.
$2,000 00
7,510 00
391 90
1,607 74
2,463 24
50 05
$14,022 93
LlabUitles
Amount of losses adjusted
unearned pre mi u ms
debentures, promissory notes, etc.
" borrowed money
" all other
Total Liabilities.
$3,952 85
8,582 04
5,000 00
8,000 00
1,699 50
$27,234 39
Total Resources
Total assets. . . .
Total liabilities.
Deficiency of Assets under Liabilities
Amount of premium notes in force after deducting all payments thereon
and assessments levied $213,866 70
Less residue of premium notes given by the Company for reinsurance. . 32,471 61
Net premium note assets
Total Net Resources
$14,022 93
27,234 39
$13,211 46
181,395 09
$168,183 63
Receipts
Agents' fees
Cash received as instalments and cash payments, 1931.
instalments due in prior years
reinsurance on losses
" interest
" borrowed
" all other
Total. Receipts .
$639 36
22,234 73
865 85
3,994 31
399 98
13,000 00
11 96
$41,146 19
Expenditure
Expenses of management:
Commissions, $1,632.61; Division Court costs, $16.17; fuel and light, $105.15;
investigation of claims, $202.95; license fee, $75.00; Fire Marshal tax,
$67.83; travelling expenses, $171.00; taxes, $125.52; salaries and fees,
$1,816.70; printing, postage, etc., $606.47; other expenses, $67.37 $4,886 57
Miscellaneous payments:
Cash paid for losses which occurred prior to 1931 24,953 61
reinsurance 3,660 75
rebate 479 21
" repay ment of loans 6,774 15
Total Expenditure $40,754 29
140 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Ttiree Years
Mutual $8,773,766 00
Reinsurance 1,512,742 00
Net risks, 31st December, 1931 $7,261,024 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st Dece mber, 1930 3,369 $8,934,970 00
Policies new and renewed during 1931 1,138 2,998,366 00
Gross number and amount in force during 1931 4,507 $11,933,336 00
Less expired and cancelled in 1931 1,172 3,159,570 00
Net risks in force, 31st December, 1931 3,335 $8,773,766 00
Scliedule "C"
Bonds and Debentures Owned
Market
Par Value Book Value Value
Province of Ontario, 6 %, 1936 $3,000 00 $3,208 77 $3,060 00
Canadian Northern Stock, 4 %, 1964 5,499 33 4,969 56 4,450 00
$8,499 33 $8,178 33 $7,510 00
GUELPH TOWNSHIP MUTUAL FIRE INSURANCE COMPANY
Head Office, Guelph Township, Lot 27, Con. 1, Div. A.
Commenced Business 16th February, 1860
Officers and Directors (1932)
Officers. — President, -Robt. Amos; Vice-President, J. P. Henderson; Secretary-Treasurer,
Geo. Mcintosh, Guelph.
Directors. — Robt. Amos, Guelph; J. P. Henderson, Guelph; D. Small, Guelph; J. Bowman,
Guelph; N. G. Sinclair, Guelph; W. W. Buchanan, Guelph; C. C. Rudd, Guelph; Archie Cleghorn,
Guelph; Robert Dawson, Guelph.
Auditors. — W. Laidlaw, Guelph; Wra. Whitelaw, Guelph.
Unassessed balance of Premium Notes, $55,536.68
Statement for Year Ending 31st December, 1931
Assets
Dominion of Canada Bond $5,000 00
Cash on hand at head office $31 00
Amount of cash in Bank of Commerce at Guelph 624 96
655 96
Amount unpaid of instalments, 1931 • 352 00
Interest due and accrued 75 00
Total Assets $6,082 96
Liabilities
Amount of unearned premiums carried out at 80 per cent $1,136 34
Total Resources
Total assets $6,082 96
Total liabilities 1,136 34
Surplus of Assets over Liabilities $4,946 62
Amount of premium notes in force after deducting all payments thereon
and assessments levied $58,536 68
Less residue of premium notes given by the Company for reinsurance. . . 4,479 30
Net premium note assets 51,057 38
Total Net Resources $56,004 GO
MUTUAL INSURANCE CORPORATIONS FOR 1931 HI
Receipts
Cash balance at 31st December, 1930 (not extended}, $6,143.36.
Cash received as instalments, 1931 $2,736 62
instalments of prior years 296 00
interest 211 28
Total Receipts $3,243 90
Expenditure
Expenses of management:
License fee, $50.00; Fire Marshal tax, $8.89; travelling expenses, $29.00;
salaries and fees, $329.00; printing, postage, etc., $56.31 ; other expenses,
$21.00 $494 20
Miscellaneous payments:
Cash paid for losses which occurred during 1931 2,854 33
reinsurance 247 75
rebate 30 80
investments (not extended), $5,104.22.
Total Expenditure $3.627 08
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $1,130,325 00
Reinsurance 87,500 00
Net risks, 31st December, 1931 $1,042,825 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 359 $1,015,750 00
Policies new and renewed during 1931 139 392,575 00
Gross number and amount in force during 1931 498 $1,498,325 00
Less expired and cancelled in 1931 142 368,000 OO
Net risks in force, 31st December, 1931 356 $1,130,325 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Dominion of Canada Bond, 4J^%, 1940 $5,000 00
HALTON UNION FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Acton
Commenced Business 2nd April, 1890
Officers and Directors (1932)
Officers. — President, C. E. Wood; Vice-President, T. L. Leslie; Secretary-Treasurer, Thos.
Moore, Campbellville.
Directors. — C. E. Wood, Freeman; T. L. Leslie, Georgetown; John Wilson, Erin; A. W. Lasby,
Acton; Jas. Kirkwood, Acton; Wm. Hume, Milton; N. F. Lindsay, Acton; Duncan Campbell,
Moffat; C. H. Turner, Milton.
Auditors. — W. J. Akins, Acton; A. L. MacNabb, Milton.
Unassessed balance of Premium Notes, $371,646.45
Statement for Year Ending 31st December, 1931
Assets
Cash value of mortgages $20,500 00
Bonds. (5ee Schedule "C") 30,000 00
Cash on hand $772 67
Cash in Royal Bank, Guelph 400 49
Bank of Nova Scotia, Acton 437 29
Bank of Nova Scotia, Campbellville 6,748 54
8,358 99
Reinsurance on losses 1,200 00
Interest due 1,960 25
Office furniture and sale (not extended), $275.00.
Total Assets $62,019 24
142 ANNUAL REPORT-SUPERINTENDENT OF INSURANCE No_6
Liabilities
or> t . • $30,924 02
Amount unearned premiums carried out at 80 per cent =====
Total Resources ^^^^^^^ 24
Total assets ■.■.■.■.■.'. 30,924 02
Total liabilities -$31,095 22
A mount oWimiu°L1.l\^e's^X'rc^e'l^tlVdlducUnV all-pay m-^^^^^
Less^res'ldfe^ol pr\"mlim'noteVgivVn by the CompanVfor- reinsurance.. _^0^^
321,197 50
Net premium note assets • " $352,092 72
Total Net Resources ==^==
Receipts
Cash balance at 31st Dece mber, 1930 (not extended), $23,570.25. $30,718 90
ctlh received as instalments and cash payments. 1931 • • ^oeO 00
agents' fees 2,928 27
interest \\\ 7,379 95
'• reinsurance on losses 75 80
" all other sources
$42,162 92
Total Receipts -
Expenditure
Expenses of management: „„„»„ tQAO- investigation of claims, $204.20;
^°"lSrfee'$io'o%'oT'F\rr M^af
license lee, *^ a.\j\j '\j\j % * , r o>c\ cn^ c\r\* »-»»-intincy nnstasGi etCi ^p^'^x-oo, ^^
rent, $25.00; salaries and fees, $2,675.00, printing, pobtagc, c , m- $5,869 92
other expenses, $199.85
Miscellaneous payments: 45,305 24
Amount paid for losses 5,534 65
" reinsurance 664 37
" rebate
$57,374 18
Total Expenditure =^===
Currency of Risks
Amount covered by Policies in force. 31st December, 1931 ^^^^^ ^^^^^
. . .$13,534,080 00
Mutual '.'.'.'.'.'.'.'.'.'.'.'.'.'..'■'■'■ 1,611.605 00
Less reinsurance - 'rZTTT'Z^
^ . ,Qoi $11,922,475 00
Net risks actually carried at 31st December, 1931 ===
Movement in Risks Number Amount
Mutual System 3 33O $13,349,945 00
Policies in force, 31st December, 1930 ;• ; _ 1136 4.547,520 00
Policies new and renewed during 19^1 -
J . ,001 4,466 $17,897.465 00
Gross number and amount in force during 1931 j_j27 4.363,385 00
Less expired and cancelled in 1931 — -
, ,„„, 3,339 $13,534.080 00
Net risks in force, 31st December, 1931 : =:====
Schedule "C"
Bonds and Debentures Owned p^^ Value
c ■ . r;0/ 1QQ4 .... $10,000 00
Guelph & Ontario Investment & Savings Society, 5 7o. lacii . ^0,000 00
Canadian National Railways Board, 5%. 1969
$30,000 00
HAMILTON TOWNSHIP MUTUAL FIRE INSURANCE COMPANY
Head Office, Coi.d Springs
Commenced Business Ist July, 1898
Officers and Directors (1932)
0^^,,,,,._P,esident, E. H. Martyn; Vice-President, W. R. Coyle; Secretary-Treasurer, W.
A. Hoskin, Cobourg.
1^ u Ayro,.„n Pnrt Hooe- W R. Coyle, Roseneath; James Thompson. Coboure;
Benft*e^^art:Taftimor^'A{f^"EaXo"r?:^old''^^prings;V'. W. Brown. Mi.lbrook.
Auditors.— ]. H. Davidson, Camborne; Jas. McCullough. Cobourg.
Unassessed balance of Premium Notes. $168,093.68
MUTUAL INSURANCE CORPORATIONS FOR 1931 143
Statement for Year Ending 31st December, 1931
Assets
Bonds and debentures. (See Schedule "C") $31,964 80
Cash on hand at head office $206 74
Cash in Bank of Nova Scotia, Cobourg 2,361 52
Bank of Toronto, Cobourg 3,495 93
6,064 19
Amount of agents' balances 667 00
Interest 322 00
Total Assets $39,017 99
Liabilities
Amount of unearned cash payments $20,530 39
all other liabilities 178 00
Total Liabilities $20,708 39
Total Resources
Total assets $39,017 99
Total liabilities 20,708 39
Surplus of Assets over Liabilities $18,309 60
Amount of premium notes in force after deducting all payments thereon
and assessments levied $168,093 68
Less residue of premium notes given by the Company for reinsurance. . 11,644 72
Net premium note assets 156,448 96
Total Net Resources $174,758 56
Receipts
Cash balance at 31st December, 1930 (not extended), $4,118.51.
Cash received as instal ments and cash payments of 1931 $15,678 16
" instalments of prior years 955 86
" interest .■ 1,462 14
" reinsurance on losses 1,150 50
all other 38 91
Total Receipts $19,285 57
Expenditure
Expenses of management:
Commissions, $1,166.00; investigation of claims, $115.05; license fee, $75.00;
Fire Marshal tax, $55.91; travelling expenses, $193.60; rent, $20.00;
salaries and fees, $1,466.80; printing, postage, etc., $185.46; other expenses,
$33.03 $3,320 85
Miscellaneous payments:
Cash paid for losses 6,959 71
" reinsurance 1,155 08
rebate 941 44
" accrued interest 7 81
Total Expenditure $12,384 89
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $6,603,244 00
Reinsurance 527,171 00
Net risks at 31st December, 1931 $6,076,073 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st Dece mber, 1930 2,369 $6,113,927 00
Policies new and renewed during 1931 798 2,070,702 00
Gross number and amount in force during 1931 3,167 $8,184,629 00
Less expired and cancelled in 1931 560 1,581,385 00
Net risks in force, 31st December, 1931 2,607 $6,603,244 00
Schedule "C"
Bond and Loan Debentures Owned
Par Value
Midland Loan, 5 % and 4 % %, 1932 to 1935 $15,000 00
Do mini on of Canada, 5H%,1932 2,000 00
Dominion of Canada, 5 }4 7c, 3 934 3,000 00
Grand Trunk Pacific, 4 % (£500), 1939 ■ • 1,964 80
City of Windsor, 5%, 1935 5,000 00
Dominion of Canada Service Loan, 5 %, 1936-1941 5,000 00
$31,964 80
144 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
HAY TOWNSHIP FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Zurich
Commenced Business 3rd February, 1875
Officers and Directors (1932)
Officers. — President, John Armstrong; Vice-President, Reinhold Miller, Secretary-Treasurer,
Henry Eilber, Crediton.
Directors. — John Armstrong, Zurich; Reinhold Miller, Dashwood; Wm. Switzer, Dashwood;
Wm. Consit, Hensall; Oscar Klopp, Zurich; G. Graham, Brucefield; Jno. P. Rau, Zurich; Stephen
Webb, Grand Bend.
Auditors. — Andrew F. Hess, Zurich; Arthur Weber, Dashwood.
Unassessed balance of Premium Notes, $202,073.35
Statement for Year Ending 31st December, 1931
Assets
Bonds, debentures, etc. {See Schedule "C") $27,802 44
Cash on deposit, Bank of Commerce, Crediton $6,566 29
Bank of Montreal, Exeter 798 29
Bank of Montreal, Zurich 2,365 30
9,729 88
Amount of unpaid instalments levied during 1931 366 70
" interest due and accrued 258 88
Total Assets $38,157 90
Liabilities
Amount of unearned premiums carried out at 80 per cent $6,255 61
Total Resources
Total assets $38,157 90
■Total liabilities 6,255 61
Surplus of Assets over Liabilities $31,902 29
Amount of premium notes in force after deducting all payments thereon
and assessments levied 202,073 35
Total Net Resources $233,975 64
Receipts
Cash balance at 31st December, 1930 (not extended), $11,363.88.
Cash received as instalments due in 1931 $15,154 25
instalments due in prior years 391 25
interest 1,628 98
from all other 9 10
" investments (not extended), $37.49.
Total Receipts $17,183 58
Expenditure
Expenses of management:
Commissions, $823.40; investigation of claims, $139.00; license fee, $75.00; Fire
Marshal tax, $52.59; rent, $47.00; salaries and fees, $1,105.50; printing,
postage, etc., $541.90; other expenses, $42.36 $2,826 75
Miscellaneous payments:
Cash paid for losses 13,101 97
rebate 14 85
" investments (not extended), $2,911.50.
Total Expenditure $15,943 57
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Mutual $7,842.120 00
Movement in Risks
Mutual System Number Amount
Policies in force. 31st December. 1930 1,970 $7,911,700 00
Policies new and renewed during 1931 880 3,552.900 00
Gross number and amount in force during 1931 2.850 11,464.600 00
Less expired and cancelled in 1931 917 3.622,480 00
Net risks in force, 3l8t December. 1931 1.933 $7,842,120 00
MUTUAL INSURANCE CORPORATIONS FOR 1931 145
Schedule "C"
Bonds and Debentures Owned
Par Value
Province of Ontario, 5 %, 1948 $5,000 00
Province of Ontario, 4 i^ %, 1944 3,000 00
Hydro- Electric Power Commission of Ontario. 57c. 1939 5,000 00
Province of Ontario, 6 %, 1935 3,000 00
City of Toronto, 5 %. 1937 4,000 00
Township of Stephen, 5 H %, 1945 802 44
City of Oshawa, 5 %. 1944 3,000 00
Huron & Erie Mortgage Corporation, 4 M %. 1930 1,000 00
Province of Ontario, 4K%. 1945 1,000 00
Province of Ontario, 4%, 1944 2,000 00
$27,802 44
HOPEWELL CREEK MUTUAL FIRE INSURANCE COMPANY
Head Office, Xew Germany
Commenced Business 3rd March, 1880
Officers akd Directors (1932)
Officers. — President, C. M. Wilhelm; Vice-President, M. May; Secretary-1 reasurer, A. J.
Frank, New Germany.
Directors. — Chas. Wilhelm, Breslau; Mark May, Breslau; A. G. Brohman, Ariss; A. Jansen,
Kitchener; F. Schaefer, New Hamburg; Henry Prang, Breslau; David Begg, Linwood; Chas.
Matthews, Wallenstein; A. Newstead, Breslau.
Auditors. — Henry Wilhelm, Breslau; William Halser, New Germany.
Unassessed balance of Premium Notes, $24,933.09
Statement for Year Ending 31st December, 1931
Assets
Cash on hand at head office $183 97
Cash in Royal Bank, Guelph 13,173 88
;i3,357 85
Amount unpaid of instal ments levied in 1931 158 15
Total Assets $13,516 00
LlabUlHes
Amount of unearned premiums carried out at SO per cent $907 55
Total Resources
Total assets $13,516 00
Total liabilities 907 55
Surplus of -"Assets over Liabilities $12,608 45
Amount of premium notes in force after deducting all payments thereon
and assessments levied $24,933 09
Less residue of premium notes given by the Company for reinsurance. . 2,609 92
Net premium note assets 22,323 17
Total Net Resources $34,931 62
Receipts
Cash balance. 31st December, 1930 (not extended), $11,448.86.
Cash received for instalments levied in 19.31 $2,425 83
instalments levied in prior years 280 00
interest 315 02
Total Receipts $3,020 85
Expenditure
Expenses of management:
Commissions, $232.00; investigation of claims, $4.00; license fee, $50.00; Fire
Marshal tax, $6.09; travelling expenses, $10.00; salaries and fees, $344.40;
printing, postage, etc., $103.97; other expenses, $9.00 $759 46
Miscellaneous payments:
Cash paid for losses 20 00
reinsurance 315 10
" rebates l' 30
Total Expenditure $1.111 86
146
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $1,092,915 00
Reinsurance 105,530 00
Net Risks $987,385 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 381 $918,716 00
Policies new and renewed during 1931 160 471,075 00
Gross number and amount in force during 1931 541 $1,389,791 00
Less expired and cancelled in 1931 149 296,876 00
Net risks in force, 31st December, 1931 392 $1,092,915 00
HOWARD FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Ridgetown
Commenced Business 4th April, 1892
Officers and Directors (1932)
Officers. — President, R. L. Smyth; Vice-President, David Wilson; Secretary- Treasurer, A.
Gillanders, Ridgetown.
Directors. — Robt. L. Smyth, Blenheim; David Wilson, Ridgetown; G. B. Newman, Muirkirk;
Milton Attridge, Highgate; W. J. Huffman, Blenheim; W. D. Spear, Highgate; Watson Johnston,
Northwood; D. M. Winter, Thamesville; W. S. Simpson, Ridgetown.
Auditor. — O. Drury, Blenheim.
Unassessed balance of Premium Notes, $229,267.14
Statement for Year Ending 31st December, 1931
Book value of real estate
Bonds and debentures
Amount of cash at head office
" cash in Royal Bank, Ridgetown.
Assets
$50 00
4,627 54
unpaid instalments, 1931.
interest due
Total Assets .
$1,900 00
20,649 05
4,677 54
1,016 95
267 85
$28,511 39
Liabilities
Amount of losses adjusted
unearned premiums carried out at 80 per cent.
Total Liabilities.
$2,800 00
16,782 43
$19,582 43
Total Resources
Total assets. . . .
Total liabilities.
Surplus of Assets over Liabilities
Amount of premium notes in force after deducting all payments thereon
and assessments levied $229,267 14
Less residue of premium notes given by the Company for reinsurance. . 4,850 55
Net premium note assets
$28,511 39
19.582 43
$8,928 96
224,416 59
Total Net Resources $233,345 55
Receipts
Cash balance, 31st December, 1930 (not extended), $6,955.67.
Cash received as instalments and cash payments, 1931
instalments of prior years
special assessment, 1931
" interest
" all other
" from realization of investments (not extended), $6,946.60.
Total Receipts
$29,398 05
700 65
209 40
883 96
111 53
$31,303 59
MUTUAL INSURANCE CORPORATIONS FOR 1931 147
Expenditure
Expenses of management:
Commissions, $999.60; investigation of claims, $161.30; interest, $25.62; license
fee, $100.00; Fire Marshal tax, $188.48; travelling expenses, $50.00; taxes,
$115.44; rent, $60.00; salaries and fees, $1,738.60; printing, postage, etc.,
$268.75; other expenses, $71.64 $3,779 43
Miscellaneous payments:
Cash paid for losses 23,742 63
reinsurance 535 75
rebates 598 38
invest ments (not extended), $11,872.13. •
Total Expenditure $28,656 19
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three ^^ears
Mutual $10,357,238 GO
Reinsurance 225,715 00
Net risks carried at 31st December, 1931 $10,131,523 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 2,710 $10,524,288 00
Policies new and. renewed during 1931 849 3,021,525 00
Gross number and amount in force during 1931 3,559 $13,545,813 00
Less expired and cancelled in 1931 913 3,188,575 00
Net risks in force, 31st December, 1931 2,646 $10,357,238 00
Schedule "C"
Par Value Book Value
Province of Ontario, 4 J^ %, 1948 $11,000 00 $10,704 85
Province of Ontario, 4>^ %, 1955 5,000 00 4,971 50
Province of Ontario, 4 J^ %, 1961 5,000 00 4,972 70
$21,000 00 $20,649 05
HOWICK FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Wroxeter
Commenced Business 10th July, 1873
Officers and Directors (1932)
Officers. — President, Jno. A. Bryans; Vice-President, A. McKercher; Secretary-Treasurer,
W._S. McKercher, Wroxeter.
Directors. — Jno. A. Bryans, Fordwich; A. McKercher, Wroxeter; Hugh W. Edgar, Wroxeter;
W. H. Gregg, Gorrie; Jas. T. Wylie, Wingham; W. R. Graham, Gorrie.
Auditors. — J. Howard Wylie, Wingham: A. A. Graham, Gorrie.
Unassessed balance of Premium Notes, $508,618.79
Statement for Year Ending 31st December, 1931
Assets
Real estate $1,300 00
Bonds and debentures, etc. {See Schedule "C") 55,284 00
Cash in Royal Bank, Harriston $382 32
' Bank of Commerce, Wroxeter 2,869 47
3,251 79
Amount of unpaid instalments, 1931 1,824 05
" accrued interest 658 62
" unpaid instalments of previous years (not extended), $752.44
*• all other assets 5 56
Total Assets $62,324 02
Liabilities
Amount of losses supposed $2,347 33
borrowed money 20,000 00
" interest accrued 73 00
" unearned cash payments carried out at 80 per cent 30,200 57
Total Liabilities $52,620 90
148 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No_6
Total Resources
i]
$9,703 12
$62,324 02
Total assets 52,620 90
Total liabilities
Surplus of Assets over Liabilities ■ •
Amount of premium notes in force after deducting all payments thereon ^^
and assessments levied • • ;••••. * oq'qic na
Less residue of premium notes given by the Company for reinsurance. 89,^48 u«
418,670 71
Net premium note assets
^ , ^r T, $428,373 83
Total Net Resources
Receipts
Cash balance at 31st December, 1930 (not extended), $2,519.34. ^95 51
Cash received as instalments and cash payments, 1931 * -ggg 73
instalments of prior years 3 q,jq gj^
for interest 2o!oOO 00
borrowed money -^g gQ5 q2
" reinsurance on losses '727 71
" all other sources / • •; "A" Vk nh'n'nn —
from realization on investments (not extended), $5,00U.UU. ^^^ ^^
Total Receipts
Expenditure
^'^^^cTm^mLsTo^"s^.'^$So.OO; fuel and light, $^5.98; investigation of claims
■Rl 115 12- license fee, $150.00; Fire Marshal tax, $169.91; traveling
fxbensesr$130 05; taxes* $46.05; salaries and fees, $3,346.55; printing,
postage, etc., $479.21; other expenses, $121.62 $8,&y4 ay
Miscellaneous payments: 86,000 04
Cash paid for losses 13219 59
reinsurance 'ggO g^
" rebates . — .
^ , ^ ,.^ $108,795 43
Total Expenditure
Currency of Risks
Amount covered by Policies in force, 31st December, 1931 xhree Years
$21,439,858 50
Mutual 4,133,036 00
Reinsurance
Net risks actually carried by Company at 31st December, 1931 $17.306,822 50
Movement in Risks », . , »
HT . 1 c .»„™ Number Amount
Mutual System a TAr. <ro9 ^ao niQ 00
Policies in force, 31st December, 1930 6,745 $-..ofa2,019 uu
Policies new and renewed during 1931 ^•'^•^^ a,4ib,u-.o ow
Gross number and amount in force during 1931 9.376 $31 978 044 50
Less expired and cancelled in 1931 ' ^_!.
Net risks in force. 31st December, 1931 6£56 $21,439,858 50
Schedule "C"
Bonds and Debentures Owned
Par Value Book Value
Dominion of Canada Bond, 4 J^ %. 1946 $10,000 00 $9,775 00
Dominion of Canada Bond, 5 ^, 1943 .'. '.'/... 15,000 00 15.000 00
Dominion of Canada Bond,5>i Vo< l»oy 1 n nnn no f> 932 00
Township of York Debentures, 5 %, 1940 ^0.000 00 ^.^dz uu
$55,000 00 $55,284 00
KENT AND ESSEX FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Wheatley
Commenced Business 27th July, 1888
Officers and Directors (1932)
Officers.— President. Christian Johnston; Vice-President, D. H. Brown; Manager, T.
Harvey, Merlin.
B.
Ble
Sa
Gagnier, Stoney Point.
Auditors. — C. Renwick, Wheatley; Geo. Hoover, Kingsville.
Unassessed balance of Premium Notes, $669,360.43
MUTUAL INSURANCE CORPORATIONS FOR 1931 149
Statement for the Year Ending 31st December, 1931
Assets
Bonds and debentures. {See Schedule "C") $81,818 73
Cash in Bank of Montreal, Merlin 6,118 67
Amount unpaid of instalments, 1931 2,524 55
Prior instalments on fixed payments (not extended), $3,768.22.
Interest due and accrued 2,532 64
Total Assets $92,994 59
LiabUities
Unearned cash payments carried out at 80 per cent $86,706 22
Total Resources
Total assets $92,994 59
Total liabilties 86,706 22
Surplus of Assets over Liabilities $6,288 37
Amount of premium notes in force after deducting all payments thereon
and assessments levied $669,360 43
Less residue of premium notes given by the Company for reinsurance. . 16,749 06
Net premium note assets 652,611 37
Total Net Resources $658,899 74
Receipts
Cash balance at 31st December, 1930 (not extended), $10,763.71.
Cash received as instalments and cash payments, 1931 $74,001 15
instalments of prior years 3,664 04
interest 4,343 06
" reinsurance on losses 5,0.31 77
" all other sources 331 24
from invest ments (not extended), $20,692.82.
Total Receipts $87,371 26
Expenditure
Expenses of management:
Commissions, $3,762.00; investigation of claims, $603.50; license fee, $150.00;
Fire Marshal tax, $275.20; travelling expenses, $4,103.10; rent, $3.00;
salaries and fees, $3,420.02; printing, postage, etc., $649.49; other
expenses, 384.71 $13,341 02
Miscellaneous payments:
Cash paid for losses which occurred duringl931 94,382 98
reinsurance 1,100 48
rebates 1,884 64
investments (not extended), $2,000.00.
Total Expenditure $110,709 12
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $26,293,083 00
Reinsurance 577,914 00
Net risks actually carried by Company at 31st December, 1931 $25,715,169 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 7,454 $25,965,285 00
Policies new and renewed during 1931 2,858 9,109,426 00
Gross number and amount in force during 1931 10,312 $35,074,711 00
Less expired and cancelled in 1931 2,628 8,781,628 00
Net risks in force, 31st December, 1931 7,684 $26,293,083 00
Schedule "C"
Bonds and Debentures Owned
Book Value
Township of Tilbury W., By-law 450, 5 J^ %, 1932 $318 30
Township of Tilbury W., By-law 451, 5 Ji %, 1932 197 33
Township of Sandwich E., By-law 1116, 5i4%, 1934 3,000 00
Township of Raleigh, S.S. No. 11, Debentures, o]4%, 1942 6,449 78
Township of Raleigh, O'Neil Drain Debentures, 5H %. 1932 349 60
Township of Tecumseh, By-law 219, 6%, 1935 12,710 51
Township of Sandwich E.. 5 J^ %, 1940 795 87
Township of Tilbury N., Concession II, west of Little, 5}4%, 1932 266 36
Township of Tilbury E., Farmers' Drainage, 5 M %, 1932 1,224 39
Township of Tilbury E., Moffat Extension Drain, 5}4%, 1932 407 43
Township of Tilbury E., Davidson Drain, 5 J^ %, 1932 158 03
150 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE Na 6
Schedule "C" — Continued
Bonds and Debentures Owned
Book Value
Township of Tilbury N., Lanoue Drain, 5 H %. 1937 $1,057 77
Township of Tilbury N., Smugglers Creek, 5fi%, 1943 4,693 14
Town of Tecumseh, By-law 244, 6 %, 1934 964 67
Township of Tilbury N., Concession II, Drain east of Trembley Creek, 5}4%, 1933. . . 790 37
Township of Tilbury N., Moffat Division and Brule, 5H%, 1933 263 53
City of Chatham, S.S. By-law 6, 5 yi %, 1958 6,600 00
Township of Sandwich E. Debentures, 15th Inst., 5}4%, 1942 2,250 21
Township of Tilbury N., Garant Drain Repair, 5 J^ %, 1933 369 23
S.S. No. 2, Sandwich S., 6 %, 1939 2,727 58
Township of Tilbury E., Moffat Division and Brule, 5 J^ %, 1938 5,792 57
Township of Tilbury N., Mailloun Pumping Scheme, 5 3^ %, 1938 2,535 52
S.S. Sandwich E., 6 J^ %, 1936 2,457 06
Ford City By-laws 164, 165 and 166, 5 J^ %, 1937 3,000 00
Huron & Erie Debenture 2127, 5 %, 1935 8,000 00
City of East Windsor, By-laws 199, 200-201-202-203, 5 K %. 1938 5,000 00
City of East Windsor, Debentures 106-107-108, 5 H %, 1935 3,000 00
Township of Raleigh, By-law 1875, 5 Ji %, 1933 3,617 72
Township of Raleigh. By-law 1899, 5 3^ %, 1935 803 76
Huron & Erie, Debenture K. 2576. 5 %, 1931 2,000 00
$81,818 73
LAMBTON FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Watford
Commenced Business 5th November, 1875
Officers and Directors (1932)
Officers. — President, G. Butler; Vice-President, J. P. McVicar; Secretary- Treasurer, A. G.
Minielly, Watford.
Directors. — G. Butler, Croton; Jno. P. McVicar, Inwood; Wm. Forbes, Wyoming; Thos. L.
McCormack, Watford; Bruce Lithgow, Thedford; Thos. Poland, Brigden.
Auditors. — J. Elmer Collier, Watford; W. H. Shrapnel, Watford.
Unassessed balance of Premium Notes, $378,378.77
Statement for the Year Ending 31st December, 1931
Assets
Cash value of real estate $1,200 00
Bonds and debentures. (See Schedule "C") 30,000 00
Cash on hand at head office $318 66
Cash in Industrial Mortgage and Savings Company, Sarnia 154 29
Montreal Bank, Watford 118 44
" Lambton Loan & Investment Company, Sarnia 727 95
1 319 34
Amount of unpaid instalments, 1931 5,895 25
Interest due and accrued 258 34
Total Assets $38,672 93
Liabilities
Amount of losses supposed $3,711 50
unearned cash payments carried out at 80 per cent 65,284 65
Total Liabilities $68,996 15
Total Resources
Total assets $38,672 93
Total liabilities 08,996 15
Deficiency of Assets over Liabilities $30,323 22
Amount of premium notes in force after deducting all payments thereon
and assessments levied $378,378 77
Less residue of premium notes given by the Company for reinsurance. . 10,874 79
Net premium note assets 367,503 98
Total Net Resources $337,180 76
MUTUAL INSURANCE CORPORATIONS FOR 1931 151
Receipts
Cash balance at 31st December, 1930 (not extended), $4,605.89.
Cash received as instalments and cash payments, 1931 $49,934 02
instalments of prior years 5,337 6'J
interest 2,481 69
" reinsurance on losses 2,265 24
" all other sources 157 50
" from investments (not extended), $25,000.00. — —
Total Receipts $60,176 14
Expenditure
Expenses of management:
Commissions, $3,416.00; law costs, $177.43; fuel and light, $29.25; investigation
of claims, $619.85; interest, $287.75; license fee, $100.00; Fire Marshal tax,
$174.16; travelling expenses, $32.90; taxes, $88.99; salaries and fees,
$2,665.40; printing, postage, etc., $645.12; other expenses, $203.48 $8,440 33
Miscellaneous payments:
Cash paid for losses which occurred during 1931
" reinsurance
rebates
investments (not extended), $1,500.00.
Total Expenditure $73,462 69
Currency of Risks
.A-mount covered by Policies in force, 31st December, 19.31
Three Years
Mutual $17,476,792 00
Less reinsurance, cash system 507,230 00
Amount actually carried by the Company at 31st December, 1931 $16,969,562 00
Movement in Rlslcs
Mutual System Number Amount
Policies in force, 31st December, 1930 5,397 $18,323,394 00
Policies new and renewed during 1931 1,728 5,592,172 00
Gross number and amount in force during 1931 7,125 $23,915,566 00
Less expired and cancelled in 1931 1,885 6,438,774 00
Net risks in force, 31st December, 1931 5,240 $17,476,792 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Dominion of Canada War Loan, 5 J^ %, 1934 $10,000 00
Industrial Mortgage & Savings Company, 5%, 1936 10,000 00
Lambton Loan & Investment Company, 5 %, 1932 and 1936 10,000 00
$30,000 00
LANARK COUNTY FARMERS' MUTUAL FIRE INSURANCE COMPANY
He.\d Office, Perth, Ont.
Commenced Business 14th September, 1896
\
Officers and Directors (1932)
Officers. — President, D. McLean; Vice-President, J. H. Shaw, Perth, Secretary, J. E. .Ander-
son, Perth; Treasurer, R. M. .Anderson, Perth.
Directors. — D. McLean, Perth; F. Ferrier, Perth; J. H. Shaw, Perth; M. L. Dowdall, Perth;
W. E. McNeely, Carleton Place; J. H. Ebbs, Perth; A. A. Bowes, Perth; Jas. Clyne, Perth, Chas.
Virgin, Clayton; Chas. O. Richardson, Balderson.
Auditors. — W. E. Hammond, Innisville; Jno. Best, Perth.
Unassessed balance of Premium Notes, $420,126.24
Statement for the Year Ending 31st December, 1931
Assets
Cash on hand at head office $272 35
Cash in Montreal Bank, Perth 7,368 10
$7,640 45
Amount of unpaid instalments, 1931 3,485f08
unpaid assessments, 1931 13,448i79
Total -Assets $24,574 32
I
152
ANNUAL PP-POPT-SIJPERINTENDENT OF INSURANCE
Liabilities
Amount of losses resisted ... •••••• ■„•„• • • • • . ' j' '
Unearned cash payments earned out at 80 per ceni..
Total Liabilities.
No. 6
$850 00
38,108 16
$38,958 16
Total Resources
Total assets. . . .
Total liabilities.
Amount c?^S^t^f^^r^"f^dySingalfpaymentsthereon^^^_^^;^^
Less «'durofpre"mlim"oteV given ty-the Company for reinsurance . . 3.652 27
Net premium note assets
Total Net Resources.
$24,574 32
38.958 16
$14,383 84
416.473 97
$402,090 13
Receipts
Cash balance at 31st December. 1930 (not extended), $8,020.66. $76,565 15
Cfsh r^'eceivedl's instalments and cash pay ments, 1931 . •••■••••;; |,14| 04
instalments of prior years. 52, bO^ ^u
for special assessments. 1931 '.;'.'.'.'.'.". no
'.'. .'.;;!!.'.'.!•. 371 69
$132,136 06
interest .
reinsurance on losses.
all other
Total Receipts.
Expenditure
Expenses of management:
C ■ ' --'--"
$216.00; sala
other expenses. $1,172.90
Miscellaneous payments:
Cash paid for losses
reinsurance
" rebate
repayment of loans.
Total Expenditure.
Currency of Risks
Amount covered by Policies in force. 31st December, 1931
Mutual
Less reinsurance.
Net amount of risks at 31st December. 1931
Movement in Risks Number
Mutual System _. 8.394
Policies in force. 31st December, 1930 '.'..'.'.'.... 2,581
Policies taken during 1931
. , . . 1Q01 10.975
Gross number and amount in force during 19di • 2.718
Less expired and cancelled in 1931
$13,099 75
105,647 81
548 08
1,130 72
4.951 20
$125,377 56
Three Years
$20,555,708 00
157,273 00
.$20,398,435 00
Amount
$20,925,513 00
6.728.997 00
$27,654,510 00
7.098.802 00
Net risks in force, 31st December, 1931
8,257 $20.555.708 00
LENNOX AND ADDINGTON MUTUAL FIRE INSURANCE COMPANY
He.\d Office. Nap.\nee
Commenced Business 17th August. 1876
Officers and Directors (1932)
ident. Albert Hartman; Secretary-Treasurer, W.
Officers. — President, A. C. Parks; Vice-Pres
R. Lott, Napanee.
Directors.— A. C. Parks. Napanee; Albert Hartman Odessa
Baker, Moscow; R. Wright, Bath; Delbert Sexs mith, Wilton.
Auditors.— Ch2^s. Thompson. Napanee; Wm. M. Sills. Napanee.
Unassessed balance of Premium Notes. $98,838.46
; J. C. Hudgins, Selby; C. A.
»
MUTUAL INSURANCE CORPORATIONS FOR 1931 153
Statement for the Year Ending 31st December, 1931
Assets
Bonds, debentures, etc $14,892 00
Cash on hand at head office $30 77
deposit in Royal Bank, Napanee 2,426 86
deposit in Montreal Bank, Napanee 294 15
2,751 78
Amount of unpaid instalments, 1931 959 80
prior instalments or fixed payments (not extended), $292.25.
Interest due and accrued 187 50
Total Assets $18,791 08
LiabUities
Amount of losses supposed $175 00
Unearned cash payments carried out at 80 per cent 8,903 66
Total Liabilities $9,078 66
Total Resources
Total assets $18,791 08
Total liabilities 9,078 66
Surplus of Assets over Liabilities $9,712 42
Amount of premium notes in force after deducting all payments thereon
and assessments levied $98,838 46
Less residue of premium notes given by the Company for reinsurance. . 5,555 59
Net premium note assets 93,282 87
Total Net Resources $102,995 29
Receipts
Cash balance at 31st December, 1930 (not extended), $5,770.31.
Cash received as instalments and cash payments of 1931 $14,192 15
instalments of prior years 1,233 55
interest 902 21
" reinsurance on losses 117 18
all other 68 01
Total Receipts $16,513 10
Expenditure
Expenses of management:
Commissions, $2,130.61; fuel and light, $17.50; investigation of claims, $70.10;
license fee, $50.00; Fire Marshal tax, $46.31; travelling expenses, $48.55;
taxes, $62.45; rent, $63.00; salaries and fees, $1,283.10; printing, postage,
etc., $120.02; other expenses, $13.35 $3,904 99
Miscellaneous payments:
Cash paid losses 14,682 64
reinsurance 614 40
rebate 329 60
Total Expenditure $19,531 63
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $4,447,075 00
Less reinsurance 257,202 00
Net amount of risks at 31st December, 1931 $4,189,873 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,535 $4,183,453 00
Policies new and renewed during 1931 544 1,505,447 00
Gross number and amount in force during 1931 2,079 $5,688,900 00
Less expired and cancelled in 1931 495 1,241,825 00
Net risks in force, 31st December, 1931 1,584 $4,447,075 00
Schedule "C"
Par Value Book Value
Canadian National Railways, 5%, 1969 $15,000 00 $14,892 00
154 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
LOBO MUTUAL FIRE INSURANCE COMPANY
Head Office, Coldstream
Commenced Business 11th August, 1882
Officers and Directors (1932)
Officers. — President, Wm. Chapman; Vice-President, A. B. Crawford; Secretary-Treasurer,
A. E. McKay, Ilderton.
Directors. — Wm. Chapman, Denfield; A. B. Crawford, Ilderton; John McGuigan, Denfield;
John Oliver, Denfield; J. S. Douglas, Strathroy; A. Mclnroy, Ilderton; A. Ferguson, Komoka;
J. N. Atkin, Strathroy; J. G. Turnbull, Komoka.
Audilors. — Jas. F. Campbell, Ilderton; F. G. Hughes, Denfield.
Unassessed balance of Premium Notes, $87,081.50
Statement for the Year Ending 31st December, 1931
Assets
Mortgageloans and real estate $6,700 00
Bonds and debentures. {See Schedule " C") 22,500 00
Cashin Ontario Loan Company $467 88
Bank of Montreal, London 262 53
730 41
Interest due and accrued 394 50
Total Assets $30,324 91
LiabUlties
Amount of losses adjusted $1,500 00
" unearned premiums carried out at 80 per cent 8,265 83
Total Liabilities $9,765 83
Total Resources
Total assets $30,324 91
Total liabilities 9,765 83
Surplus of Assets over Liabilities $20,559 08
Amount of premium notes in force after deducting all payments thereon
and assessments levied $87,081 50
Less residue of premium notes given by the Company for reinsurance. . . 3,848 40
Net premium note assets 83,233 10
Total Net Resources $103,792 18
Receipts
Cash balance at 31st December, 1930 (not extended), $2,959.46.
Cash received as instalments and cash payments of 1931 $6,833 68
interest 1,117 84
all other 25 50
" from investments (not extended), $4,000.00.
Total Receipts $7.977 02
Expenditure
Expenses of management:
Commissions, $408.75; investigation of claims, $64.70; license fee, $50.00; taxes,
$35.29; salaries and fees, $600.40; printing, postage, etc., $92.60; other
expenses, $132.10 $1,443 84
Miscellaneous payments: _
Cash paid for losses which occurred during 1931 6,360 89
reinsurance 315 00
rebate 133 19
interest 1-^ 15
investments (not extended), $5,940.00.
Total Expenditure $8.266 07
Currency of Risks
Amount covered by Policies in force, 31st December, 19.31
Three Years
Mutual $3,625,528 00
Less reinsurance 160,350 00
Net amount at risk at 31st December, 1931 $.'?.465,178 00
MUTUAL INSURANCE CORPORATIONS FOR 1931 155
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 994 $3,567,650 00
Policies new and renewed during 1931 341 1,111,896 00
Gross number and amount in force during 1931 1,335 $4,679,546 00
Less expired and cancelled in 1931 318 1,054,018 00
Net risks in force, 31st December, 1931 1,017 $3,625,528 00
Schedule "G"
Bonds and Debentures Owned
Par Value
Dominion of Canada Victory Loan, 5}^%, 1934 $3,000 00
Dominion of Canada Loan, 5 %, 1943 and 1941 12,000 00
Dominion of Canada Loan, 5^ %. 1934 2,000 00
Province of Ontario, 6%, 1935 2,000 00
Ontario Loan Debenture Company, 5 %, 1932 3,500 00
$22,500 00
LONDON TOWNSHIP MUTUAL FIRE INSURANCE COMPANY
Head Office, Arva
Also known as St. Johns
Commenced Business 27th May, 1882
Officers and Directors (1932)
Officers. — President, C. H. Perkin; Vice-President, Thos. J. Foster; Secretary-Treasurer,
Alfred T. Pattison, Denfield.
Directors. — C. H. Perkin, Ettrick; Thos. J. Foster, London, Ont.; Ed. M. Robert, Ilderton;
R. S. Douglas, Ilderton; H. Needham, Ilderton; Wesley Stanley, Denfield; V. A. Tackaberry,
London; H. Hardy, Denfield; E. B. Powell, Ettrick.
Auditors. — L. McGuffin, Denfield; Earl Shoebottom, Denfield.
Unassessed balance of Premium Notes, $127,319.28
Statement for the Year Ending 31st December, 1931
Assets
Mortgage loans and real estate $2,538 50
Municipal debentures and Canada War Loan bonds. (See Schedule "C") 34,245 55
Amount of cash at head office $6 62
Cash in Bank of Montreal, London 6,114 41
Bank of Commerce, London 522 47
6,643 60
Amount of unpaid instalments of 1931 729 95
interest due and accrued 517 47
Total Assets $44,674 97
LlabUlties
Unearned cash payments carried out at 80 per cent $12,250 15
All other liabilities 284 00
Total- Liabilities $12,534 15
Total Resources
Total assets $44,674 97
Total liabilities 12,534 15
Surplus of Assets over Liabilities $32,140 82
Amount of premium notes in force after deducting all payments thereon
and assessments levied $127,319 28
Less residue of premium notes given by the Company for reinsurance. . 1,941 00
Net premium note assets 125,378 28
Total Net Resources $157,519 10
156 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Receipts
Cash balance at 31st December, 1930 (not extended), $5,826.28.
Cash received as instalments and cash payments, 1931 $10,095 75
instalments of prior years ' ' ' 448 85
;; interest '.'.'.'.'.'.'. 2,203 22
from investments (not extended), $10,176.29.
Total Receipts $12,747 82
Expenditure
Expenses of management:
Commissions, $494.00; investigation of claims, $90.00; license fee, $75.00; Fire
Marshal tax, $31.68; travelling expenses, $38.00; salaries and fees, $840.00;
printing, postage, etc., $155.29; other expenses, $74.15 $1,797 52
Miscellaneous payments:
Cash paid for losses which occurred in 1931 11,389 37
reinsurance 186 00
[\ rebate .' .' i88 15
purchase of securities (not extended), $8,500.00.
Total Expenditure $13,560 94
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
-- , Three Years
Mutual $5,265,620 00
Less reinsurance 64,700 00
Net risks carried by the Company at31st December, 1931 $5,200,920 00
Movement In Risks
. Number Amount
Policies in force, 31st December, 1930 1,528 $5,272,635 00
Policies new and renewed during 1931 571 1,827,785 00
Gross number and amount in force during 1931 2,099 $7,100,420 00
Less expired and cancelled in 1931 478 1,834,800 00
Net risks in force, 31st December, 1931 1,621 $5,265,620 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Ontario Loan Debenture, 5 %, 1934 $10,000 00
Huron & Erie Debenture, 4 3^%, 1932 5,000 00
Huron & Erie Debenture, 4 J^ %, 1935 5,000 00
Township of London, 3%, 1935 733 05
City of London, 5 %, 1945 . . 5,012 50
Huron & Erie, 5 %, 1936 5,000 00
London Township Telephone System, 5%, 1951 3,500 00
$34,245 55
McGILLIVRAY MUTUAL FIRE INSURANCE COMPANY
He.'Vd Office, Parkhill, Ont.
Commenced Business 2nd May, 1877
Officers and Directors (1932)
Officers. — President, Jno. Robinson; Vice-President, Wm. E. Lee; Secretary-Treasurer, \V. T.
Amos, Parkhill.
Directors. — Jno. Robinson, Ailsa Craig; Wm. E. Lee, Clandeboye; Wes. Maguire, Clandeboye;
Eldon Steeper, Parkhill; Thos. A. Glendinning, Parkhill; D. Mackey, Parkhill; Duncan Drummond
Ailsa Craig; J. L. Amos, Ailsa Craig; Oliver Amos, Parkhill.
Auditors. — Jno. Nichol, Parkhill; W. S. Patterson, Ailsa Craig.
Unassessed balance of Premium Notes, $37,099.93
Statement for the Year Ending 31st December, 1931
Assets
Amount of trust company bonds. {.'^ee Schedule "C") $14,500 00
Cash on hand at head office $45 08
Amount of cash deposit at Bank of Commerce, Parkhill 775 65
cash deposit at Bank of Commerce, Ailsa Craig 1,591 83
2,412 56
' unpaid instalments, 1931 253 80
interest due and accrued 262 47
Total Assets $17,428 83
»
MUTUAL INSURANCE CORPORATIONS FOR 1931 15_7
Liabilities
Unearned cash premiums carried out at 80 per cent $3,962 19
Total Resources
Total assets $17,428 83
Total liabilities 3,962 19
Surplus of Assets over Liabilities $13,466 64
Amount of premium notes in force after deducting all payments thereon
and assessments levied $37,099 93
Less residue of premium notes given by the Company for reinsurance. . 800 85
Net premium note assets 36,299 08
Total Net Resources $49,765 72
Receipts
Cash balance at 31st December, 1930 (not extended), $2,193.21.
Cash received as instalments and cash payments of 1931 3,093 84
instalments of prior years .317 40
interest 709 17
from investments (not extended), $3,000.00.
Total Receipts $4,120 41
Expenditure
Expenses of management:
Commissions, $159.85; investigation of claims, $30.00; license fee, $50.00; Fire
Marshal tax, $12.92; travelling expenses, $52.00; salaries and fees, $528.00;
printing, postage, etc., $108.75; other expenses, $16.00 $957 52
Miscellaneous payments:
Cash paid for losses 1,761 30
reinsurance 97 80
" rebate 84 44
investments (not extended), $4,000.00.
Total Expenditure $2,901 06
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $1,563,286 00
Reinsurance 33,400 00
Net risks actually carried by Company at 31st December, 1931 $1,529,886 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 626 $1,544,391 00
Policies new and renewed during 1931 225 532,645 00
Gross number and amount in force during 1931 851 $2,077,036 00
Less expired and cancelled in 1931 207 513,750 00
Net risks in force, 31st December, 1931 644 $1,563.286 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Canada Trust Company, 5 %, 1936 $4,000 00
Canada Trust Company, 4 M %, 1933 3,000 00
Canada Trust Company, 4 Ji %, 1934 1,000 00
Canada Trust Company, 5 7c, 1935 2,500 00
Huron & Erie Mortgage Corporation, 5 %, 1932 2,000 00
Huron & Erie Mortgage Corporation, 4 }4 %, 1933 2,000 00
$14,500 00
McKILLOP MUTUAL FIRE INSURANCE COMPANY
Head Office, Se.\forth, Ont.
Commenced Business 26th May, 1876
I
Officers and Directors (1932)
Officers. — President, J. Bennewies; Vice-President, James Connolly; Secretary-Treasurer, D.
F. McGregor, Seaforth.
Directors. — J. Bennewies, Brodhagan; James Connolly, Goderich; Thos. Moylan, Seaforth;
Robt. Ferris, Blyth, Geo. R. McCartney, Seaforth; Alex Broadfoot, Seaforth; J. Pepper, Brucefield
Jas. Sholdice, Walton; Wm. Knox, Seaforth.
Auditors. — John Malone, Seaforth; James Kerr, Seaforth.
Unassessed balance of Premium Notes, $185,331.17
158 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Statement for the Year Ending 31st December, 1931
Assets
Bonds and debentures. (See Schedule "C") $10,000 00
Cash on hand at head office $1,543 86
Cash in Canadian Bank of Commerce, Seaforth 10,124 97
Royal Bank, Clinton 2,422 36
14,091 19
Amount of unpaid instalments of 1931 2,034 54
Total Assets $26,125 73
Liabilities
Amount of losses adjusted $3,223 00
unearned premiums carried out at 80 per cent 8,712 92
Total Liabilities $11,935 92
Total Resources
Total assets $26,125 73
Total liabilities 11,935 92
Surplus of Assets over Liabilities $14,189 81
Amount of premium notes in force after deducting all payments thereon
and assessments levied $185,331 17
Less residue of premium notes given by the Company for reinsurance. . 5,208 27
Net premium note assets 180,122 90
Total Net Resources $194,312 71
Receipts
Cash balance at 31st December 1930 (not extended), $3,834.10.
Cash received as instalments of 1931 $20,477 57
" of prior years 1,647 25
" interest 28 17
all other 450 00
Total Receipts $22,602 99
Expenditure
Expenses of management:
Commissions, $1,419.85; Division Court costs, $1.00; investigation of claims,
$297.20; license fee, $75.00; Fire Marshal tax, $72.98; travelling expenses,
$32.00; rent, $25.00; salaries and fees, $1,146.30; printing, postage, etc.,
$129.90; other expenses, $126.81 $3,326 04
Miscellaneous payments:
Cash paid for losses 7,636 81
" reinsurance 1,143 98
rebate 239 07
Total Expenditure $12.345 90
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $8,071,457 00
Reinsurance 243,291 50
Net risks, 31st December, 1931 $7,828,165 50
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 2,583 $8,238,287 00
Policies new and renewed during 1931 1,059 3,532.520 00
Gross number and amount in force during 1931 3,642 $11,770,807 00
Less expired and cancelled in 1931 1.160 3.699,350 00
Net risks in force. 31st December. 1931 2.482 $8.071.457 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Huron & Erie Mortgage Corporation Debentures. 4H and 4 Ji %, 1932 $10,000 00
MUTUAL INSURANCE CORPORATIONS FOR 1931
159
MAPLE LEAF FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Columbus
Commenced Business 19th August, 1895
Officers and Directors (1932)
Officers. — President, G. B. Mothersill; Vice-President, D. M. Morgan; Secretary, P. G. Purvis,
Columbus; Treasurer, Samson Roberts, Columbus.
Directors. — G. B. Mothersill, Oshawa; D. M. Morgan, Claremont; Xoah Burkholder,
Pickering; Grant Christie, Manchester; I. T. Chapman, Orono; Creighton Devitt, Burketon;
Thos. Graham. Port Perry; \Vm. Ratcliffe, Brooklin; Samuel Snowden, Bowmanville; H. E.
Webster, Whitby; H. C. Macklin, Bowmanville; R. B. Smith, Columbus.
Auditors. — Frank Wilcoxson, Oshawa; H. L. Pascoe, Columbus.
Unassessed balance of Premium Notes, $426,336.00
Statement for the Year Ending 31st December, 1931
Assets
Cash value of mortgages and real estate. . . .
Municipal debentures. (See Schedule "C").
Cash on hand at head office
Cash in Bank of Commerce, Oshawa
$573 32
9,020 63
Amount of unpaid instalments, 1931.
interest accrued
" all other assets
Total Assets.
$7,000 00
56,665 64
9,593 95
4,406 40
938 50
1,200 00
$79,804 49
LiabUitles
Amount of borrowed money
unearned cash payments carried out at 80 per cent.
" all other liabilities
Total Liabilities
$20,000 00
66,578 69
5,093 18
$91,671 87
Total Resources
Total assets . . .
Total liabilities .
Deficiency of Assets over Liabilities
Amount of premium notes in force after deducting all payments thereon
and assessments levied $426,336 00
Less residue of premium notes given by the Company for reinsurance. . 62,846 90
Net premium note assets
$79,804 49
91,671 87
$11,867 38
363,489 10
Total Net Resources $351,621 72
Receipts
Cash balance at 31st December, 1930 (not extended), $604.92.
Cash received as instalments and cash payments, 1931
" instalments of prior years
" interest during 1931
" borrowed
" reinsurance on losses
" fro m other sources
" from matured investments (not extended), $1,149.69.
Total Receipts
$55,160 00
3,985 15
3,310 00
36,700 00
4,720 41
159 70
$104,035 36
I
Expendittire
Expenses of management:
Commissions. $7,986.25; law costs, $55.00; investigation of claims, $304.50;
interest, $153.20; license fee, $100.00; Fire Marshal tax, $200.47; travelling
expenses, $61.00; salaries and fees, $4,156.10; printing, postage, etc.,
$613.92; other expenses, $397.40 $14,027 84
Miscellaneous payments: _ ^
Cash paid for losses 56,347 00
reinsurance 6,029 68
rebate 2,471 30
" repayment of loans 16,700 00
all other 620 00
Total Expenditure $96,195 82
160 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $19,669,112 00
Reinsurance:
Mutual System $2,061,495 00
Cash System 11,000 00
2,072,495 00
Net risks carried at 31st December, 1931 $17,596,617 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 6,583 $18,927,502 50
Policies new and renewed during 1931 2,380 6,828,975 50
Gross number and amount in force during 1931 8,963 $25,756,477 00
Less expired and cancelled in 1931 2,255 6,087,365 00
Net risks in force, 31st December, 1931 6,708 $19,669,112 00
Schedule "C"
Bonds and Debentures Owned
Par Value
East Whitby Debentures, 6%, 1939 $2,165 64
Township of Scarborough Debentures, 5 %, 1949-50 5,000 00
Township of York Debentures, 5 %, 1945 10,000 00
City of St. Catharines Debentures, 5 %, 1936 7,000 10
Town of Weston Debentures, 5 %, 1938 10,000 00
City of Oshawa Debentures, 4 J^ %, 1937 12,000 00
Township of Scarborough, 5 %, 1939-42 10,000 00
City of Oshawa, 5 %, 1934-38 .■ 500 00
$56,665 64
NISSOURI FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Kintore
Commenced Business 25th May, 1878
Officers and Directors (1932)
Officers. — President, E. J. Gleason; Vice-President, F. E. Day; Secretary, W. W. Day,
Thamesford; Treasurer, W. H. Davis, Belton.
Directors. — E. J. Gleason, Lakeside; F. E. Day, Embro; Wm. C. Vining, Belton; Stanley
Dunn, Ingersoll; Jas. Waring, IngersoU; A. George, Dorchester; Ray S. Piett, Embro; D. Quinn,
Thamesford; W. H. Henderson, Thamesford.
Auditors. — L. A. Pearson, Thamesford; John A. McKay, St. Mary's.
Unassessed balance of Premium Notes, $238,830.66
Statement for the Year Ending 3Ist December, 1931
Assets
Bonds and debentures. (See Schedule "C") $40,802 00
Cash on hand at head office $32 70
Amount of cash in Royal Bank, Thamesford 426 33
'[ Montreal Bank, St. Mary's 1,392 00
Canada Permanent Mortgage Corp., Woodstock.... 7,61.5 86
9,466 89
Amount of unpaid instalments levied in 1931 336 03
interest 480 82
" all other assets 25 00
Total Assets $51.110 74
Liabilities
.'\ mount of unearned cash payments carried out at 80 per cent $ 13,140 00
all other liabilities 430 78
Total Liabilities $13,570 78
MUTUAL IXSURAN'CE CORPORATIONS FOR 1931 161
Total Resoixrces
Total assets $51,110 74
Total liabilities • 13,570 78
Surplus of Assets over Liabilities $37,539 96
Amount of premium notes in force after deducting all payments thereon
and assessments levied $238,830 66
Less residue of premium notes given by the Company for reinsurance. . 8,975 20
Net premium note assets $229,855 46
Total Net Resources $267,395 42
Receipts
Cash balance at 31st December, 1930 (not extended) , $14,257.40.
Cash received as instalments, 1931 *"^^"IIJ f-
instalments of prior years 38o 9o
interest 2,962 30
" reinsurance onlosses 51^ 80
" all other sources 222 70
" realization of investments (not extended), $23,000.00.
Total Receipts $27,855 59
Expenditure
Expenses of management:
Commissions, $1,174.50; law costs, $124.07; investigation of claims, $194.00;
interest-, $54.80; license fee, $100.00; Fire Marshal tax, $72.43; travelling
expenses, $61.00; rent, $74.00; salaries and fees, $1,352.40; printing, _
postage, etc., $394.02; other expenses, $87.30 $3,688 o2
Miscellaneous payments:
Amount paid for losses caq oo
reinsurance 643 22
rebate 3o4 15
interest : ■ • „28 63
all other 1.259 44
investments (not extended), $17,010.00.
Total Expenditure $38,636 10
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $11,451,783 00
Reinsurance 331,257 00
Net risks at 31st December, 1931 $11,120,526 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 2,512 $11,573,664 00
Policies new and renewed during 1931 877 3,856,627 00
Gross number and amount in force during 1931 3,389 $15,430,291 00
Less expired and cancelled in 1931 851 3,978,508 00
Net risks in force, 31st December, 1931 2,538 $11,451,783 00
Schedule "C"
Bonds and Debentures Owned
Par Value Book \'alue
Huron & Erie Mortgage Corporation, 5%, 1935 $8,000 00 $8,000 00
Dominion of Canada Victory Loan, 5}i7c, 1934 15,000 00 15.110 00
Township of East York, 5 -7^ 1935 4,000 00 3,960 00
Canada Permanent Mortgage Corporation, 5%, 1937 1,750 00 1,732 00
Canada Permanent Mortgage Corporation, 4 M %. 1936 12,000 00 12,000 00
$40,750 00 $40,802 00
NORFOLK COUNTY FARMERS' MUTUAL FIRE INSURANCE COMP.\NY
He.^d Office, Simcoe
Commenced Business 30th January, 1882
Officers and Directors (1932)
Officers. — President, R. Williams; Vice-President, W. Collings; Secretary-Treasurer, X. S.
Boughner, Simcoe.
Directors. — R. W. Williams, Fairground; W. Collings, Langton; Milton Porter, Port Dover;
Theo. Cunningham, Windham Centre; W. A. Bowyer, Simcoe; J. H. Lawrence, Vittoria; Wm.
Hetherington, Glen Meyer; Nelson Clement, Vanessa; J. Hagerman, Lynedoch; A. Wilkinson,
Courtland; S. N. Oliver, Simcoe; J. A. Martin, St. Williams.
Auditors. — H. H. Schuyler, Simcoe; Arthur Smith, Simcoe.
Unassessed balance of Premium Notes, $119,506.92
162 ANNUAL REPORT-SUPERINTENDENT OF INSURANCE No. 6
Statement for the Year Ending 31st December, 1931
Assets
J „. $308 15
Cash on hand at head office qj^ ^g
Cash in Montreal Bank, Simcoe . $679 33
61 55
Amount of unpaid instalments of 1931 13 50
all other assets — —
$754 38
Total Assets z==^=^=
Liabilities
$850 00
Amount of losses adjusted 12 00
losses supposed 7,400 00
unpaid loans • V • ' 1 ' '/ in 'r^^^r ^^nf 6,474 11
unearned cash payments earned out at 80 per cent
$14,736 11
Total Liabilities .
Total Resources
$754 38
Total assets . . 14,736 11
Total liabilities —
T ■ u-,-.- . ■ $13,981 73
Deficiency of Assets under Liabilities •
Amount of premium notes in force after deducting all pay ments thereon ^^^^ ^^^ ^^
Lessresidurofpre"mUm'noteV given bythe •Company for reinsurance! '. 3:597 11
115,909 81
Net premium note assets
$101,928 08
Total Net Resources ==^=^=
Receipts
Cash balance at 31st December, 1930 (not extended), $2,904.64. $14,707 30
Cash received as instalments and cash payments ot lydi 60 40
instal ments of prior years 8,400 00
borrowed 300 00
" reinsurance on losses ' 117 75
" all other
$23,585 45
Total Receipts .
Expenditure
^''^^c"ommLs"ons^,^$Tl82.97; law costs $10 15; fuel and li.ht, $80^5; i-e|tigation
of claims, $58.70; interest, $218.02; license I", $50.00 Fire Marsha tax
$49.40; travelling expenses, $39.10; taxes. $6900; rent $428.00 saUr^^^^ ^^
and fees, $1,190.50; printing, postage, etc., $406.29; other expenses, ^.»».oo
Miscellaneous payments: $19,153 62
Cash paid for losses 438 68
reinsurance 118 30
rebate 1,000 00
" repayment of loans 17 50
" all other ■ —
Total Expenditure.
$25,810 76
Currency of Risks
Amount covered by Policies in force. 31st December. 1931
Three Years
. . . .$4,278,622 00
Mutual '.'.'.'.'.'.'. 129.751 50
Less reinsurance
,„„, $4,148,870 50
Net risks at 31st December. 1931 =====
Movement in Risks
Number Amount
Mutual System 1596 $4,327.947 00
Policies in force, 31st December, 1930 ^.^g 1,808.770 00
Policies new and renewed during 1931
. ■ 1QQ1 2.274 $6,136,717 00
Gross number and amount in force during 1931 ^^^ 1,858.095 00
Less expired and cancelled in 1931
,^0, 1567 $4,278,622 00
Net risks in force, 31st December, 1931 ' -
MUTUAL INSURANCE CORPORATIONS FOR 1931
163
NORTH KENT MUTUAL FIRE INSURANCE COMPANY
Head Office, Dresden
Commenced Business 31st May, 1910
Officers and Directors (1932)
Officers. — President, E. L. Moore; Vice-President, I. Bedford; Secretary-Treasurer, Walter S.
Holmes, Dresden.
Directors. — E. L. Moore, Thamesville; I. Bedford, Dresden; J. B. Clapp, Dresden; J. B.
McDowell, Thamesville; J. E. Richardson, Wallaceburg; Simon Smith, Wallaceburg; Leamon
Shaw, Turnerville; C. E. Bodkin, Thamesville; Robt. Forsythe, Turnerville.
Auditors. — J. C. Harris, Thamesville; M. S. Blackburn, Dresden.
Unassessed balance of Premium Notes, $146,750.88.
Statement for the Year Ending 31st December, 1931
Assets
Cash on hand at head office $1,076 88
Amount of unpaid instalments of 1931 1,386 15
Total Assets .
$2,463 03
Liabilities
Amount of unpaid bank loans
unearned premiums carried out at 80 per cent.
Total Liabilities
$4,203 40
11,340 00
$15,543 40
Total Resources
Total assets. . . .
Total liabilities.
Deficiency of Assets under Liabilities
Amount of premium notes in force after deducting all payments thereon
and assessments levied $146,750 88
Less residue of premium notes given by the Company for reinsurance. . 2,965 20
Net premium note assets
$2,463 03
15,543 40
$13,080 37
143,785 68
Total Net Resources $130,705 31
Receipts
Cash balance at 31st December, 1930 (not extended), $5,424.40.
Cash received by Company as instalments due in 1931
" by Company as instalments in prior years
" for interest
" as borrowed money
" reinsurance on losses
" as all other
" from realization of investments (not extended), $5,000.00.
Total Receipts
$15,141 45
591 90
371 68
4,203 40
2,700 00
373 16
$23,381 59
Expenditure
Expenses of management:
Commissions, $483.30; investigation of claims, $122.85; license fee, $75.00; Fire
Marshal tax, $51.62; travelling expenses, $60.15; rent, $20.00; salaries and
fees, $981.00; printing, postage, etc., $100.59; other expenses, $80.00
Miscellaneous payments:
Cash paid for losses
reinsurance
" rebates
investments (not extended), $5,000.00.
Total Expenditure
51,974 51
30,149 10
538 00
67 50
$32,729 11
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual •. $5,906,560 00
Reinsurance 66,000 00
Net risks in force at 31st December, 1931 $5,840,560 00
1^4 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,953 $5,735,778 00
Policies new and renewed during 1931 729 2,048,214 00
Gross number and amount in force during 1931 2,682 $7,783,992 00
Less expired and cancelled in 1931 655 1,877,432 00
Net risks in force at 31st December, 1931 2,027 $5,906,560 00
ONEIDA FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Oneida
Commenced Business 27th March, 1875
Officers and Directors (1932)
Officers. — President, W. G. Fagan; Vice-President, E. S. Peart; Secretary-Treasurer, Knud
Wodskon, Hagersville.
Directors. — W. G. Fagan, Caledonia; E. S. Peart, Caledonia; David Smith, Hagersville; R.
E. King, Cayuga; Geo. Wharton, Cayuga; Allen Anderson, Caledonia.
Auditors. — Thos. James, Hagersville; F. Ross Martindale, Caledonia.
Unassessed balance of Premium Notes, $45,566.55
Statement for the Year Ending 31st December, 1931
Assets
Cash on hand at head office $36 69
Cash in Bank of Commerce, Caledonia . 28 39
BankofCommerce, Cayuga ' 40 62
Royal Bank, Hagersville 108 99
Bank of Commerce, Hagersville 29 19
Imperial Bank, Caledonia 33 99
$277 87
Amount of unpaid instalments and assessments of 1931 164 80
reinsurance on losses 492 30
Total Assets $934 97
Liabilities
Amount oflossessupposed $3,215 25
unpaid loans from banks 500 00
unearned cash payments carried out at 80 per cent 2,549 15
all other liabilities 4 98
Total Liabilities $6,266 38
Total Resources
Total assets ' $934 97
Total liabilities 6,266 38
Deficiency of Assets under Liabilities $5,331 41
Amount of premium notes in force after deducting all payments thereon
and assessments levied $45,566 55
Less residue of premium notes given by the Company for reinsurance. . 4,914 80
Net premium note assets • 40,651 75
Total Net Resources $35,320 34
Receipts
Cash balance at 31st December, 1930 (not extended), $4,150.33.
Cash received as instalments and cash payments in 1931 $5,305 21
instalments in prior years 142 87
interest 81 67
borrowed 500 GO
all other 9 57
Total Receipts $6,039 32
MUTUAL INSURANCE CORPORATIONS FOR 1931 165
Expenditure
Expenses of management:
Commissions, $156.00; interest, $11.20; license fee, $50.00; Fire Marshal tax,
$17.97; travelling expenses, $50.00; salaries and fees, $509.00; printing,
postage, etc., $70.92; other expenses, $65.70 $930 79
Miscellaneous payments:
Cash paid for losses which occurred during 1931 $7,989 15
" reinsurance 785 20
" rebates 44 64
all other 162 00
Total Expenditure $9,911 78
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $1,914,058 00
Less reinsurance 223,400 00
Net risks at 31st December, 1931 $1,690,658 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 483 $1,890,248 00
Policies new and renewed during 1931 188 758,730 00
Gross number and amount in force during 1931 671 $2,648,978 00
Less expired and cancelled in 1931 178 734,920 00
Net risks in force, 31st December, 1931 493 $1,914,058 00
ONTARIO THRESHERMEN'S MUTUAL FIRE INSURANCE COMPANY
Head Office, Chatham, Ont.
Commenced Business 18th July, 1922
Officers and Directors (1932)
Officers. — President, J. M. Houston; Vice-President, E. S. Down; Secretary-Treasurer, Ethel
F. Sandison, Chatham.
Directors. — J. M. Houston, Chatham; E. S. Down, Shedden; Byrell Harris, Chatham; Samuel
Oaks, Strathroy; Wm. Chapman, Denfield; Alfred Early, Morpeth; Byron Elliott, Northwood;
John Price, Belle River; K. McKenzie, Dover Centre.
Auditor. — W. R. Landon, Chatham.
Unassessed balance of Premium Notes, $40,508.85
Statement for the Year Ending 31st December, 1931
Assets
City of Windsor Debenture. {See Schedule "C") $1,000 00
Cash on hand $542 35
Cash in Commerce Bank, Chatham 1,063 38
1,605 73
Unpaid instalments, 1931 1,380 50
Amount unpaid instalments levied in prior years (not extended), $1,244.81.
Total Assets $3,986 23
Liabilities
Amount of losses resisted $1,462 99
unearned premiums carried out at 80 per cent 5,474 46
Total Liabilities $6,937 45
Total Resources
Total assets $3,986 23
Total liabilities 6,937 45
Deficiency of Assets under Liabilities $2,951 22
Amount of premium notes in force after deducting all payments thereon
and assessments levied $40,508 85
40,508 85
Total Net Resources $37,557 63
1^6 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Receipts
Cash balance at 31st December, 1930 (not extended), $1,141.79.
Cash received as instalments of 1931 $12,305 65
" as instalments of prior years 387 50
" as interest 78 59
all other 105 64
Total Receipts $12,877 38
Expenditure
Expenses of management:
Commissions, $1,940.50; investigation of claims, $231.25; license fee, $25.00;
Fire Marshal tax, $34.80; travelling expenses, $436.27; taxes, $13.82; rent.
$213.00; salaries and fees, $1,657.00; printing, postage, etc., $349.72; other
expenses, $215.08 $5,116 44
Miscellaneous payments:
Cash paid for losses 7,111 20
rebate 185 30
all other 50
Total Expenditure $12,413 44
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
One Year
Mutual $529,325 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 626 $437,050 00
Policies new and renewed during 1931 810 549,825 00
Gross number and amount in force during 1931 1,436 $986,875 00
Less expired and cancelled in 1931 641 447,550 00
Net risks in force, 31st December, 1931 795 $539,325 00
Schedule "C"
Bonds and Debentures Owned
Par V alue
City of Windsor Debenture, 5 %, 1939 $1,000 00
OTTER MUTUAL FIRE INSURANCE COMPANY
Head Office, Norwich
Commenced Business 13th August, 1888
Officers and Directors (1932)
Officers. — President, A. W. Eddy; Vice-President, Jas. Rettie; Secretary-Treasurer, T. M.
Cayley, Norwich.
Directors. — A. W. Eddy, Scotland; Jas. Rettie, Burgessville; Roy Carroll, Norwich; Jno.
Slattery, Woodstock; S. W. Jackson, Woodstock; W. C. Topham, Burgessville; J. R. Johnson,
Springford; J. W. Davis, Otterville, A. W. Smith, Scotland.
Auditors. — J. McKee, Norwich; F. W. Vardon, Springford.
Unassessed balance of Premium Notes, $231,938.59
Statement for the Year Ending 31st December, 1931
Assets
Book value of bonds $42,330 00
Cash in Royal Bank, Scotland $12 16
Royal Bank, Norwich 1,031 39
Montreal Bank, Norwich 113 27
Bank of Toronto, Burford 28 18
Bank of Montreal, Woodstock 176 68
$1,361 68
Less outstanding cheques 49 79
1,311 89
Amount of unpaid instalments, fixed payments, 1931 2,045 96
Interest due and accrued 752 92
Total Assets $46,440 77
MUTUAL INSURANCE CORPORATIONS FOR 1931
167
Liabilities
Amount of losses supposed $3,054 00
Unearned cash payments carried out at 80 per cent 12,329 91
Total Liabilities $15,383 91
Total Resources
Total assets $46,440 77
Total liabilities 15,383 91
Surplus of Assets over Liabilities $31,056 86
Amount of premium notes in force after deducting all payments thereon
and assessments levied $231,938 59
Less residue of premium notes given by the Company for reinsurance. . 22,490 51
Net premium note assets 209,448 08
Total Net Resources $240,504 94
Receipts
Cash balance at 31st December, 1930 (not extended), $5,848.57.
Cash received for application fees
" instalmentsandcash payments of 1931
instalments of prior years
" interest
" reinsurance on losses
" all other
" realization of investments (not extended), $5,000.00.
Total Receipts
$922 00
27,823 05
1,048 49
2,074 64
1,162 31
89 28
$33,119 77
Expenditure
Expenses of management:
Commissions, $1,562.90; investigation of claims, $168.00; license fee, $75.00;
Fire Marshal tax, $82.83; travelling expenses, $68.60; taxes, $18.76; r«nt,
$120.00; salaries and fees, $1,521.40; printing, postage, etc., $480.80; other
expenses, $110.28
Miscellaneous payments:
Amount paid for losses
reinsurance
" rebate
" accrued interest
" all other expenditure
" investments (not extended), $17,330.00.
Total Expenditure
$4,208 57
16,629 70
3.674 67
439 71
191 31
182 50
$25,326 46
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $9,830,483 00
Reinsurance 1,075,666 00
Net risks carried at 31st December, 1931 $8,754,817 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 2,474 $9,783,796 50
Policies new and renewed during 1931 1,142 4,473,392 50
Gross number and amount in force during 1931 3,616 14,257,189 00
Less expired and cancelled in 1931 1,097 4,426,706 00
Net risks in force, 31st December, 1931 2,519 $9,830,483 00
Schedule "C"
Bonds and Debentures Owned
Huron & Erie Debentures, 4 % % and 5 %, 1934 and 1935
Dominion of Canada, 4 %, 1960 ,
Par Value
$25,000 00
18,000 00
Book Value
$25,000 00
17,330 00
$43,000 00 $42,330 GO
168
ANNUAL REPOHziSUPERINTENDENT^^
No. 6
OXFORD
FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Embro
Commenced Business 2nd June. 1884
Officers and Directors (1932)
Off.
H. W. Sutherland, Embro.
. jno. Bolton, St. Mary's; J.
' •" ., T r~ <^„i^or_ Thames-
■ nireaors^^no. Whaley Emb^o; J.^C McPherson,^St.^ Ma^^^^^^^^ ^o.o .^,^.^^
Ld^^^T^iiaTh^s'orE'^iib^-rE'drn'^^ar'-.^er.'Hiclc^
\u,Uors^^. L. Sutherland, Embro; Geor.e Mcintosh, Embr.
Unassessed balance of Premium Notes, $50.439.7.5
Statement for the Year Ending 31st December, 1931
Cash in Royal. Bank^Embro^^^^.^.^.^.^. ■^•^•^•^^•^- j^- • ; ;
Cash at head office. .
Royal Bank,
Canada Perma
Amount of unpaid instalments for 1931
Total Assets
$145 68
3,005 80
5,120 28
!,271 76
600 98
$8,872 74
Liabilities
A mount of losses ^upposed ^^^ .^.^ -^-^y ^^ — -^^ - - ; "
Unearned cash payme
Total Liabilities
$1,500 00
3,868 95
$5,368 95
Total Resources
Total assets
Total liabilities.
s".1d"rot??"»iJm'„'o.e3 givV. by'.h. Company to- r.in.uranc . .^3,600_99
Am
Less re
Net premium note assets. . . .
Total Net Resources
58,872 74
5.368 95
$3,503 79
36,838 76
$40,342 55
Receipts
Cas
Cas
h receivea a j ^^^^^^j ^g^^g of prior years • ■ ;
interest
reinsurance on losses,
all other sources
Total Receipts.
$7,770 53
389 29
246 76
4.158 77
30 97
$12,596 32
Expenditure
r„^^^r".!^ll7s«.oo:inv...u...o,.;o. Claims 1^
Fire Marshal tax, $21.20, "^'^f ''"*'../ $74.00; other expenses, $52.45. . .
and fees, $445.30; printing, postage, etc.. *^i.uvj,
Expenses of rnanagement:
Miscellaneous payments:
Cash paid for losses
reinsurance. . .
" rebates
Total Expenditure.
Currency of Risks
Amount covered by Policies in force. 31st December. 1931
Mutual System.
Less reinsurance.
Net risks in force at 31st December. 1930.
$1,767 95
9,859 09
1,664 58
19 80
$13,311 42
Three Years
$3,071,181 50
652.515 73
.$2,418,665 27
MUTUAL INSURANCE CORPORATIONS FOR 1931 169
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 905 $2,960,913 00
Policies new and renewed during 1931 287 1,058,343 50
Gross number and amount in force during 1931 1,192 $4,019,256 50
Less expired and cancelled in 1931 270 948,075 00
Net risks in force, 31st December, 1931 922 $3,071,181 50
PEEL COUNTY FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Offi..e, Brampton
Commenced Business 24th June, 1876
Officers and Directors (1932)
Officers. — President, J. H. Rutherford; Vice-President, J. A. Fletcher; Secretary-Treasurer,
F. J. Thomson, Brampton.
Directors. — J. H. Rutherford, Bolton; J. A. Fletcher, Brampton; R. H. Lush, Clarkson; W. J.
Gardhouse, Thistletown; Jas. Laidlaw, Brampton; J. M. Dolson, Brampton; Thos. Bryans,
Malton; Albert Hewson, Weston; Geo. A. Cameron, Alton.
Auditors. — W. J. Beatty, Brampton; J. A. McBride, Malton.
Unassessed balance of Premium Notes, $774,838.25
Statement for the Year Ending 31st December, 1931
Assets
Cash value of mortgages $20,100 00
Bonds, etc. {See Schedule "C") 19,000 00
Cash at head office $25 71
Cash in Montreal Bank, Brampton 8,719 87
Dominion Bank, Brampton 6,201 44
14,947 02
Agents' balances 6,119 05
Amount of unpaid instalments, 1931 645 30
Interest due and accrued 96 00
Total Assets $60,907 37
LlabUlties
Amount of losses adjusted $1,200 00
losses supposed ■'^■'^5"'" ^q
Unearned cash payments carried out at 80 per cent 60,021 08
Total Liabilities $62,672 33
Total Resources
Total assets $60,907 37
Total liabilities 62,672 33
Deficiency of Assets under Liabilities $1,764 96
Amount of premium notes in force after deducting all payments thereon
and assessments levied $774,838 25
Less residue of premium notes given by the Company for reinsurance. . 75,800 40
Net premium note assets 699,037 85
Total Net Resources $697,272 89
Receipts
Cash balance at 31st December, 1930 (not extended), $16,915.91.
Cash received as instalments and cash payments of 1931 fin «^
instalments due prior years nor, qq
" for interest c'ci'q qq
agents' balances of 1930 received in 1931 i'^i o tc
" reinsurance on losses 'ooo an
all other 330 80
" from realization of investments (not extended), $5,399.50.
Total Receipts $86,475 IZ
170 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Expenditure
Expenses of management:
Commissions, $4,675.00; law costs, $36.00; investigation of claims, $1,136.80;
license fee, $150.00; Fire Marshal tax, $208.00; taxes, $83.54; rent, $306.00;
salaries and fees, $3,130.20; printing, postage, etc., $483.41; other expenses,
$475.90 $10,684 85
Miscellaneous payments:
Cash paid for losses which occurred during 1931 75,087 01
reinsurance 6,753 05
rebate 1,318 60
Total Expenditure $93,843 51
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $27,134,615 00
Reinsurance 2,665,360 00
Net risks in force, 31st December, 1931 $24,498,955 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 7,214 $26,098,044 00
Policies new and renewed during 1931 2,831 9,246,035 00
Gross number and amount in force during 1931 10,045 $35,344,079 00
Less expired and cancelled in 1931 2,315 8,209,464 00
Net risks in force, 31st December, 1931 7,730 $27,134,615 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Dominion of Canada Victory Bonds, 5}4%, 1934 $5,000 GO
Dominion of Canada Victory Bonds, 5 %, 1943 14,000 00
$19,000 00
PEEL AND MARYBOROUGH MUTUAL FIRE INSURANCE COMPANY
Head Office, Drayton
Commenced Business 15th July, 1887
Officers and Directors (1932)
Officers. — President, Wm. Newstead; Vice-President, Q. D. Whale; Secretary-Treasurer,
Robt. McArthur, Drayton.
Directors. — Wm. Newstead, Moorefield; Q. D. Whale, Alma; Robt. McClanahan, Drayton;
J. J. Bryan, Amaranth Station; P. J. Cunningham, Rothsay; Jas. Kiteley, Listowel; R. Cherry,
Drayton; Alex. Duff, Drayton; David Murray, Palmerston; John Ritch, Drayton; Alex.
Hammond, Moorefield; J. C. Dixon, Moorefield.
Audilors. — Jas. Grieve, Moorefield; S. C. Whale, Alma.
Unassessed balance of Premium Notes, $297,320.65
Statement for the Year Ending 31st December, 1931
Assets
Cash value of real estate $2,000 00
Cash on hand, head office $524 31
Cash in Royal Bank, Drayton 15,502 76
Bank of Commerce, Orangeville 191 65
" Bank of Commerce, Moorefield 9,025 90
25,244 62
Amount of unpaid instalments, 1931 2,240 15
Interest due and accrued 1,000 00
All other assets 58 60
Total Assets $30,543 37
Liabilities
Amount of losses adjusted $13,665 00
Unearned cash payments carried out at 80 per cent 14,205 40
Total Liabilities $27,870 40
MUTUAL INSURANCE CORPORATIONS FOR 1931 171
Total Resources
Total assets $30,543 37
Total liabilities 27,870 40
Surplus of Assets over Liabilities $2,672 97
Amount of premium notes in force after deducting all payments thereon
and assessments levied $297,320 65
Less residue of premium notes given by the Company for reinsurance. . 6,790 11
Net premium note assets 290,530 54
Total Net Resources $293.203 51
Receipts
Cash balance at 31st December, 1930 (not extended), $18,890.41.
Cash received as instalments, 1931 $34,888 67
instalments of prior years 1,311 23
" interest 653 53
" reinsurance on losses 26 40
all other 40 81
Total Receipts $36,920 64
Expenditure
Expenses of management:
Commission, s $2,730.35; law costs, $330.00; fuel and light, $48.87; investigation
of claims, $435.60; interest, $5.40; license fee, $100.00; travelling expenses,
$57.50; taxes, $2,211.02; salaries and fees, $2,158.75; printing, postage,
etc., $365.45; other expenses, $56.67 $6,499 61
Miscellaneous payments:
Cash paid for losses 22,399 59
" reinsurance 1,316 33
" rebate 350 90
Total Expenditure $30,566 43
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $12,913,891 00
Reinsurance 316,413 00
Net risks at 31st December, 1931 $12,597,478 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 3,341 $13,213,331 00
Policies new and renewed during 1931 1,629 6,435,105 00
Gross number and amount in force during 1931 4,970 $19,648,436 00
Less expired and cancelled in 1931 1,642 6,734,545 00
Net risks in force, 31st December, 1931 3,328 $12,913,891 00
PRESCOTT FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Alfred
Commenced Business 5th August, 1901
I
Officers and Directors (1932)
Officers. — President, Samuel Parisien; Vice-President, Ulric Daoust; Secretary-Treasurer,
B. G. Parisien, Alfred.
Directors. — Samuel Parisien, Alfred; Ulric Daoust, Plantagenet; Delphis Charbonneau,
Lefaivre; Victor Bouthillier, Alfred Station; F. X. Cadieux, L'Orignal; Amedic Chevrier, Caledonia
Springs; Arthur Clement, St. Albert; Auguste Dicaire, Bourget; George Menard, Casselman.
Auditors. — J. D. Preseault, Lefaivre; Arthur Gratton, Alfred.
Unassessed balance of Premium Notes, $247,512.95
172
ANNUAL RF.PORT— SUPERINTENDENT OF INSURANCE
No. 6
Statement for the Year Ending 31st December, 1931
Assets
.. J rr- .... $363 62
Cash on hand at head office. -^^j^ n
Cash in Canadienne Nationale, L Orignal ^^^ ^g
Royal Bank, Plantagenet j g^^g gg
Provincial Bank, Alfred ! $2,778 91
1,7.50 52
Amount of agents' balances ^- XoV . 1,219 10
unpaid instalments of 1931 1,278 75
unpaid assessments of 1931 ' ' 2,162 24
Reinsurance on losses 2,916 89
All other assets
$12,106 41
Total Assets ^=:^=^=:^=^
Liabilities
$17,755 52
Amount of losses adjusted 57,515 00
unpaid loans ■• j' ' ' 1 '.' on^or ^^nt . . 31,024 44
unearned cash payments carried out at 80 per cent ;
. . $106,294 96
Total Liabilities =^^=^^=^
Total Resources
$12,106 41
Total assets .... 106,294 96
Total liabilities •• -^
T • ui-^- , .... $94,188 55
Deficiency of Assets under Liabilities ■ • • • • ■ • • •
Amount of premium notes in force after deducting all payments thereon^^^^ ^^^ ^^
Less ^s'lufoF pre"mium'notesgiven by' the Company for reinsurance! '. 261618 15
220,894 80
Net premium note assets
. $126,706 25
Total Net Resources
Receipts
Cash balance at 31st December 1930 (not extended) $900.25. $34,330 26
Cash received as instalments and cash payments ot lacii ^g^ Qg
instalments due in prior years 38,828 08
special assessment '333 53
interest. 33,500 00
borrowed 2,126 88
agents' balances. 10,156 32
from reinsurance on losses ^ q32 95
all other sources • • • ■ :..■■■•• ^n '■
from investments (not extended), }>.:!, ycsa.su. $123,502 19
Total Receipts
Expenditure
^'''''^Commiss7ons^¥2"068 84- law costs, $238.46; fuel and light, $20 00; investigation
^claims $760 55; interest, $1,923.33; license fee, $1(30.00; Fire Marshal
tax $126.04; travelling expenses, $104.50; rent, $50.00; salaries and fees,
$lV897.00; printing, postage, etc., $1,163.08; other expenses, $3,193.90. . . . $11,645 /u
Miscellaneous payments: 91,099 44
Cash paid for losses 2,937 00
reinsurance 2,380 19
rebates 17,500 00
" repayment of loans
.... $125,562 33
Total Expenditure -
Currency of Risks
Amount covered by Policies in force, 31st December, 1931 ^^^^^ ^^^^^
. . $12,630,354 00
Mutual 1.257.100 00
Reinsurance
„, ^ . ,„„, $11,373.254 00
Net risks at Slst December. 1931 __^=^^^==
Movement in Risks *,„„„„»
~ Number Amount
Mutual System g 026 $13,441,949 00
Policies in force. 31st December. 19.30 ^-^gg 4,046.250 00
Policies new and renewed during la^Ji ' .
. r J • „ 1QQ1 6 622 $17,488,199 00
Gross number and amount in force during lacSi 1 821 4.857,845 00
Less expired and cancelled in 1931 ;
r^ . 1Q01 4,801 $12,630,354 00
Net risks in force. Slst December, 1931 '
MUTUAL INSURANCE CORPORATIONS FOR 1931
173
PUSLINCH MUTUAL FIRE INSURANCE COMPANY
Head Office, Aperfovle
Commenced Business, May, 1859
Officers and Directors (1932)
Officers. — President, W. J. Little; Vice-President, Thos. S. Doyle; Secretary-Treasurer, Thos.
Arkell, Arkell, Ont.
Directors. — W. J. Little, Hespeler; Thos. S. Doyle, Guelph; Peter lies, Arkell; Geo. Clark,
Puslinch; H. Gilchrist, Puslinch; Alex. Smith, Hespeler; J. A. McPherson, Puslinch; Thos.
Buchanan, Moffat; Donald Stewart, Puslinch.
Auditors. — Jno. A. Cockburn, Puslinch; D. A. McNaughton, Puslinch.
Unassessed balance of Premium Notes, $65,301.45
Statement for the Year Ending 31st December, 1931
Assets
Mortgage loans
Cash on hand at head office
deposit in Bank of Toronto, Morrison.
" deposit in Dominion Bank, Guelph. . .
Amount of unpaid instalments of 1931
unpaid assessments, 1931
$363 86
116 64
46 52
Total Assets.
$1,125 70
527 02
1,139 54
6,615 35
$9,407 61
LiabUitles
Unearned cash payments carried out at 80 per cent..
55,727 39
Total assets. . . .
Total liabilities .
Total Resotirces
Surplus of Assets over Liabilities
Amount of premium notes in force after deducting all payments thereon
and assessments levied $65,301 45
Total Net Resources.
$9,407 61
5.727 39'
$3,680 22
65,301 45
$68,981 67
Receipts
Cash balance at 31st December, 1930 (not extended), $447.19.
Cash received for fees
as instalments and cash payments of 1931
" instalments in prior years
" for special assessment, 1931
for interest
" cash borrowed
Total Receipts.
$138 00
2,689 04
700 79
9,170 90
105 13
7,200 00
$20,003 86
Expenditure
Expenses of management:
Investigation of claims, $51.10; interest, $325.00; license fee, $50.00; Fire
Marshal tax, $17.12; salaries and fees, $726 00. ; printing, postage, etc.,
$118.86; other expenses, $83.60
Miscellaneous payments:
Amount paid for losses
rebate
repayment of loans
Total Expenditure.
$1,371 68
8,523 90
28 45
10,000 00
$19,924 03
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Mutual .
Three Years
.$1,954,639 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 567 $2,021,369 00
Policies new and renewed during 1931 157 531,404 00
Gross number and amount in force during 1931 724
Less expired and cancelled in 1931 170
Net risks in force, 31st December, 1931 554
$2,552,773 00
598,134 00
$1,954,639 00
174
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 5
SALTFLEET AND BINBROOK MUTUAL FIRE INSURANCE COMPANY
Head Office, Elfrida
Commenced Business 30th July, 1880
Officers and Directors (1932)
Officers. — President, A. E. Walker; Vice-President, John Moffat; Secretary-Treasurer, C. I.
Stewart, Hamilton.
Directors. — A. E. Walker, Bartonville; John Moffat, Ancaster; J. M. Stewart, Grimsby; C. S.
Bird, Hamilton; W. B. Switzer, Binbrook; C. C. Pettit, Fruitland; Roy E. Smith, Ancaster; A. E.
Smuck, Glanford; N. A. Fletcher, Hannon.
Auditor. — M. W. Matchett, Winona.
Unassessed balance of Premium Notes, $146,137.34
Statement for the Year Ending 31st December, 1931
Assets
Cash value of real estate
Bonds and debentures. {See Schedule "C").
Amount of cash on hand at head office
Cash in Royal Bank, Hamilton
$19 58
156 34
Amount of unpaid instalments levied during 1931
" unpaid instalments levied in prior years (not extended), $2,071.75.
Total Assets
LiabUlties
Amount of unpaid loans
" unearned cash payments carried out at 80 per cent
$400 00
6,012 48
175 92
2,940 01
Total Liabilities.
$9,528 41
$1,200 00
17,774 93
$18,974 93
Total assets. . . .
Total liabilities.
Total Resources
Deficiency of Assets under Liabilities
Amount of premium notes in force after deducting all payments thereon
and assessments levied $146,137 34
Less residue of premium notes given by the Company for reinsurance. . 6,165 80
Net premium note assets
$9,528 41
18,974 93
$9,446 52
139,971 54
Total Net Resources $130,525 02
Receipts
Cash balance at 31st December, 1930 (not extended), $236.41.
Cash received as instalments and cash payments of 1931
" instalments of prior years
" interest
" cash borrowed
" reinsurance on losses
" all other
" from realization of investments (not extended), $8,612.10.
Total Receipts ,
$12,539 60
2,470 54
737 43
3,700 00
200 00
4 50
$19,652 07
Expenditure
Expenses of management:
Commissions, $1,333.50; investigation of claims, $185.00; interest, $59.60; license
fee, $75.00; Fire Marshal tax, $52.51; travelling expenses, $90.00; taxes,
$6.16; salaries and fees $1,816.70 printing, postage, etc.. $128.90 other
expenses, 80.69.
Miscellaneous payments:
Cash paid for losses
" reinsurance
" rebate
" repay ment of loans .. .
" all other expenditure.
Total Expenditure.
$3,928 06
20,506 74
642 30
208 06
2,900 00
139 50
$28,324 66
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $6,672,120 00
Less reinsurance 290,405 00
Net risks actually carried. 31st December, 1931 $6,381,715 GO
MUTl^^L INSURANCE CORPORATIONS FOR 1931
175
Movement in Risks
Mutual System Number Amount
Policies in force. 31st December, 1930 1,813 $6,665,940 00
Policies new and renewed during 1931 630 2,168,350 00
Gross number and amount in force during 1931 2,443 $8,834,290 00
Less expired and cancelled in 1931 609 2,035,525 00
1,834 $6,798,765 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Saltfleet Township Debentures, 5 }4 % and 6 %, 1932-38 $3,512 48
City of Hamilton Debentures, 6 7c. 1938 1,500 00
Province of Ontario Debentures, 5 %, 1948 1,000 00
$6,012 48
SOUTHWOLD FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Shedden
Commenced Business 9th September, 1878
Officers and Directors (1932)
Officers. — President, Mungo McNabb; Vice-President, Geo. Silcox; Secretary- Treasurer,
John H. Sells, Shedden.
Directors. — Mungo McNabb, lona Station; Geo. Silcox: Shedden; A. E. Jones, Port Stanley,
Jas. R. Gunning, Talbotville; Maxwell Hunter, Southwold; Jno. A. Campbell, St. Thomas.
Audilors. — Angus Turner, Shedden; \Vm. J. Crow, Fingal.
Unassessed balance of Premium Notes, $95,472.76
Statement for the Year Ending 31st December, 1931
Assets
Cash on hand at head office
Cash deposited in Bank of Commerce, Shedden
" Montreal Bank, Lawrence Station.
" Montreal Bank, St. Thomas
" Huron & Erie, St. Thomas
" Bank of Commerce, St. Thomas. . .
" Bank of Commerce, Port Stanley.,
Amount of unpaid instalments levied during 1931
$107 20
456 29
56 10
151 49
39 18
271 80
109 21
Total Assets.
$1,191 27
2,318 11
$3,509 38
Liabilities
Amount of unearned premiums carried out at 80 per cent.
$4,075 80
Total Resources
Total Assets . . .
Total liabilities.
$3,509 38
4,075 80
Deficiency of Assets under Liabilities $566 42
Amount of premium notes in force after deducting all payments thereon
and assessments levied $95,472 76
Less residue of premium notes given by the Company for reinsurance. . . 10,042 38
Net premium note assets 85,430 38
Total Net Resources $84,863 96
Receipts
Cash balance at 31st December, 1930 (not extended.', $4,839.27,
Cash received as instalments of 1931
" instalments of prior years
" interest
reinsurance on losses
Total Receipts.
$9,169 06
1,203 80
39 15
1,048 95
$11,460 96
176 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Expenditure
Expenses of management:
Commissions, $301.00; interest, $10.42; license fee, $50.00; Fire Marshal tax,
$33.20; travelling expenses, $32.00; rent, $16.00; salaries and fees, $730.00;
printing, postage, etc., $96.92; other expenses, $54.00 $1,323 54
Miscellaneous payments:
Amount paid for losses 12,419 65
reinsurance 1,190 19
rebate 175 58
Total Expenditure $15,108 96
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $3,847,137 00
Reinsurance 407,925 00
Net risks carried at 31st December, 1931 $3,439,212 00
Movement in Rislis
Mutual System Number Amount
Policies in force, 31st December, 1930 1,047 $3,866,540 00
Policies new and renewed during 1931 459 1,783,807 00
Gross number and amount in force during 1931 1,506 $5,650,347 00
Less expired and cancelled in 1931 450 1,803,210 00
Net risks in force at 31st December, 1931 1,056 $3,847,137 00
SYDENHAM MUTUAL FIRE INSURANCE COMPANY
Head Office, Owen Sound
Commenced Business 26th August, 1869
Officers and Directors (1932)
Officers. — President, A. S. Donald; Vice-President, Malcolm Cameron; 2nd Vice-President,
Jas. A. Lemon; Secretary-Treasurer, Evan T. Macdonald, Owen Sound.
Directors. — A. S. Donald, Owen Sound; Malcolm Cameron, Owen Sound; James A. Lemon,
Balaclava; L. E. Bowes, Meaford; N. McDonald, Owen Sound; James Wilson, Owen Sound;
James Gardner, Owen Sound; Hugh McKay, Annan; George B. Carnhan, Meaford; Joseph
Dobie, Oweii Sound; Hon. E. C. Drury, Crownhill; Chas. Lipsett, Annan; Harry Carson, Tara;
A. F. Pedlar, Eugenia; Victor Porteous, Owen Sound.
Auditors. — Jas. H. Van Overbeck, Owen Sound; G. D. Fleming, Owen Sound.
Unassessed balance of Premium Notes, $753,455.46
Statement for the Year Ending 31st December, 1931
Assets
Cash value of real estate $8,500 00
Bonds, etc. {See Schedule "C") 10,000 00
Actual cash on hand $1,446 18
Cash in Royal Bank, Owen Sound 1,027 64
Toronto Bank, Owen Sound 1,215 92
3,689 74
Agents' balances 993 11
Amount of unpaid instalments, 1931 6,504 58
" unpaid assessments, 1931 8,039 27
Reinsurance on losses 2,102 85
All other assets 80 42
Total Assets $39,909 97
LtabUities
Amount of losses adjusted $15,243 25
" losses supposed 4,000 00
" borrowed money 5,79C 44
" unearned cash paymentscarried out at 80 per cent 54,893 88
Total Liabilities $79,927 57
MUTUAL INSURANCE CORPORATIONS FOR 1931 177
Total Resources
Total assets $39,909 97
Total liabilities 79,927 57
Deficiency of Assets under Liabilities $40,017 60
Amount of premium notes in force after deducting all payments thereon
and assessments levied $753,455 46
Less residue of premium notes given by the Company for reinsurance. . 43,105 14
Net premium note assets 710,350 32
Total Net Resources $670,332 72
^
Receipts
Cash balance at 31st December, 1930 (not extended), $2,907.40.
Cash received as instalments and cash payments of 1931 $90,868 98
" special assessments 109,657 38
'* interest 2,428 81
" reinsurance on losses 13,273 76
" agents' balances 728 73
" cash borrowed ■ 32,790 44
all other 1,099 72
" from realization of investments (not extended), $38,224.40.
Total Receipts $250,847 82
Expenditure
Expenses of management:
Commissions, $4,131.80; law costs, $172.00; fuel and light, $180.40; investi-
gation of claims, $2,388.74; interest, $1,080.22; Fire Marshal tax, $373.80;
travelling expenses, $50.00; taxes, $323.66; salaries and [license fees,
$200.00; printing, postage, etc., $2,581.32; other expenses, $7,712.69 $19,194 63
Miscellaneous payments:
Cash paid for losses $167,319 50
reinsurance 3,559 43
rebate 2,530 03
repayment of loans 78,028 79
all other 7,657 50
investments (not extended), $10,000.00.
Total Expenditure $278,289 88
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $34,850,757 43
Reinsurance 2,117,589 00
Net risks as at 31st December, 1931 $32,733,168 43
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 12,246 $39,109,480 60
Policies new and renewed during 1931 2,925 9,296,576 00
Gross number and amount in force during 1931 15,171 $48,406,056 60
Less expired and cancelled in 1931 4,283 13,555,299 17
Net risks in force at 31st December, 1931 10,888 $34,850,757 43
Schedule "C"
Bonds and Debentures
_ , ^ Par Value
Grey and Bruce Guaranteed Investment $10,000 00
Note. — The business of The Sydenham Mutual Fire Insurance Company was reinsured with
The Wawanesa Mutual Insurance Company, effective as of January 1st, 1932.
TOWNSEND FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Waterford
Commenced Business 10th April, 1879
Officers and Directors (1932)
Officers. — President, S. C. Kitchen; Vice-President, Wm. E. Mason; Secretary-Treasurer,
D. A. Hill, Waterford.
Directors. — S. C. Kitchen. Waterford; Wm. E. Mason, Simcoe; I. Wilcox, Wilsonvllle; Nelson
Hall, Waterford; Geo. J. Boyt, Waterford; C. J. Swanton, Waterford; B. Kellum, Waterford;
Geo. H. Hilborn, Wilsonville; Clyde Renner, Waterford.
Auditors. — F. W. Cline, Waterford; W. F. Hewitt, Waterford.
Unassessed balance of Premium Notes, $91,987.53
178 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No^6
Statement for the Year Ending 31st December, 1931
ra c L J ; ","'M ^^®**^ $17,402 80
Bonds, debentures, etc. (See Schedule C ) 93 30
Amount unpaid of annual instalments, 1.V6L _
$17,496 10
Total Assets =^^===
Liabilities 550Q 00
Amount of losses adjusted 2,541 60
borrowed money • ■ • 4,459 40
Unearned cash payments carried out at 80 per cent
, , . ^.,. . $7,501 00
Total Liabilities =^=^^=^=
Total Resources $17,496 10
Total assets 7,501 00
Total liabilities .
$9 995 10
Surplus of Assets over Liabilities. ■,■/.■■■■; '
Amount of premium notes in force after deducting all payments tliereon^^^ ^^^ ^^
Less'resM'urofpre"miim"noteV given by'the Company for reinsurance- ; l 2:696 04
.... 89.291 49
Net premium note assets
^, „ $99,286 59
Total Net Resources ^_^_____=
Receipts
Cash balance at 31st December 1930 (not extended), $1,200.31. $11,186 65
Cash received as instalments of 1931 53 jg
instalments of prior years ggg g-j^
interest 2,541 60
" cash borrowed , • jC • i; Vo'V ; ^i —
from investments (not extended), !t>5, 631. 14. $14 674 91
Total Receipts '
Expenditure
^^''^cTmmLs"ons'.%To"^0; investigation of claims, $33 00 i; fee $50.00; Fire
Marshal tax, $36.03; travelling expenses, $92.75; taxes, $14.00, salaries ,j„ ^fi? ^1
and fees, $980.30; printing, postage, etc., $105.08; other expenses, $146.35 $2,067 51
Miscellaneous payments: ^ j „,.;„„ i qqi .. 15,629 64
Amount paid for losses which occurred during 1931 •g.-g 20
" reinsurance jgo jg
rebate .. . 50 20
" accrued interest • ■ • • • • • • —^
" investments (not extended), $3,187.62. g ^^^ ^^
Total Expenditure '
Currency of Risls:s
Amount covered by Policies in force, 31st December, 1931 jhree Years
. . . .$3,665,984 00
Mutual .... 133,515 00
Reinsurance — —
„, , _ , 1Q01 $3,532,469 00
Net risks carried at 31st December, 1931
Movement in Risks s ^^„„,
»i X 1 c „t»™ Number Amount
. , Mutual System ^q^^ $3,685,662 00
Policies in force, 31st December, 1930 -^qq ^ 222,404 00
Policies new and renewed during 1931 .
Gross number and amount in force during 1931 ''"40^ l'242,'o82 00
Less expired and cancelled inl931 ^ — '~
Net risks in force, 31st December. 1931 ^-0-^ $3,665,984 00
Schedule "C"
Bonds and Debentures Owned p^^ Value
,^, ri^r/ m^K .... $4,000 00
City of Edmonton, 5H%. 1945 2,000 00
Township of Sandwich East, 5 %, 19c54 ^.^.^ gg
East Windsor, 5 14 %. 1932 ■ • • • 746 39
Town of Riverside, 5 14 %, 1932 ••••••■ '.'.'.'.'.'.'.'.'. 704 85
Township of Sandwich East, 5yi%, 193^ 1 4G] 16
East Windsor, 5 J^ %, 1933 1*500 00
Kapuskasing, 5 hi%; 19.32 . . . ■ • • • • • • • • • • '.'.'.'.'.'.'.'.'. 2,000 00
Township of Sandwich West. 5H%. 1932 ^00 00
Township of Sandwich West, 5 J^ 7c. 193-i g.^g 43
Town of Riverside, 5 H %. 1931. .. • • • • • 176 94
Township of Sandwich East, 5 J^ %, 19.1-i 300 00
Town of Riverside, 5 H %. 1932 2 000 00
Town of Ford City, 6%, 1932 ^^Anju_uu
$17,402 80
MUTUAL INSURANCE CORPORATIONS FOR 1931 179
THE USBORN AND HIBBERT MUTUAL FIRE INSURANCE COMPANY
Head Office, Exeter
Commenced Business 28th June, 1876
Officers and Directors (1932)
Officers. — President, Frank McConnell; Vice-President, Angus Sinclair; Secretary-Treasurer
W. A. Turnbull, Exeter.
Directors. — Frank McConnell, Dublin; Angus Sinclair, Mitchell; Simon Dow, Cromarty;
John T. Allison, Exeter; Samuel Norris, Staffa; Wm. Brock, Granton.
Auditors. — Andrew Christie, Cromarty; Gilbert Duncan, Kirkton.
Unassessed balance of Premium Notes, $282,541.75
Statement for the Year Ending 31st December, 1931
Assets
Mortgage loans, etc $4,800 00
Bonds, etc. {See Schedule "C") 46,000 00
Cash on hand at head office $87 47
Cash in Bank of Commerce, Exeter 12,651 74
12,739 21
Amount of unpaid instalments of 1931 912 85
" interest due and accrued 1,035 00
Total Assets $65,487 06
LlabUlties
Amount of unearned premiums carried out at 80 per cent $9,044 11
Total Resources
Total assets $65,487 06
Total liabilities 9,044 11
Surplus of Assets over Liabilities $56,442 95
Amount of premium notes in force after deducting all payments thereon
and assessments levit.d $282,541 75
282,541 75
Total Net Resources $338,984 70
Receipts
Cash balance at 31st December, 1930 (not extended), $14,657.49.
Cash received as instalments of 1931 $21,697 45
" instal ments of prior years 774 50
interest 3,029 98
Total Receipts $25,501 93
Expenditure
Expenses of management:
Commissions, $685.50; law costs, $11.00; investigation of claims, $204.00;
license fee, $100.00; Fire Marshal tax, $73.87; travelling expenses, $110.95;
rent, $38.00; salaries and fees, $1,101.15 ; printing, postage, etc., $269.17;
other expenses, $178.85 $2,772 49
Miscellaneous payments:
Cash paid for losses 24,507 29
rebate 140 42
Total Expenditure $27,420 20
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $10,876.840 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 2,547 $10,742,295 00
Policies new and renewed during 1931 1,287 5,551,695 00
Gross number and amount in force during 1931 3,834 $16,293,990 00
Less expired or cancelled in 1931 1,282 5,417,150 00
Net risks in force, 31st December, 1931 2,552 $10,876,840 00
180 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Schedule "C"
Bonds and Debentures Owned
Par Value
Victory Bonds, 5 H %, 1932 $1,000 GO
Huron & Erie Debentures, 5 %, 1936 15,000 00
C.N.R. Bonds, 5 %, 1954 10,000 00
Huron & Erie Mortgage Company, 4}^%, 1933 5,000 00
British Mortgage Trust Corporation, 5 %, 1933 5,000 00
C.N.R. Bonds, 5%, 1954 10,000 00
$46,000 00
WALPOLE FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Jarvis
Commenced Business 27th July, 1867
Officers and Directors (1932)
Officers. — President, J. B. McKenzie; Vice-President, John Mitchell; Secretary-Treasurer,
George L. Miller, Jarvis.
Directors. — J. B. McKenzie, Nantlcoke; John Mitchell, Jarvis; J. N. Howard, Hagersville;
J. J. Parsons, Jarvis; J. W. Roulston, Hagersville; David Lindsay, Hagersville; Joseph Awde,
Hagersville; Geo. E. Pond, Selkirk; Warren Banfield, Nanticoke.
Auditors. — Ivan W. Holmes, Jarvis; Jas. McKenzie, Jarvis.
Unassessed balance of Premium Notes, $145,392.45
Statement for the Year Ending 31st December, 1931
Assets
Bonds, debentures, etc. (See Schedule "C") $8,000 00
Cash value of real estate 2,500 00
Cash in Bank of Commerce, Jarvis 7,139 91
Agents' balances 282 45
Amount of unpaid instalments of 1931 436 75
Interest due and accrued 135 00
Total Assets $18,494 11
LiabUltles
Amount of unearned premiums carried out at 80 per cent $3,770 79
Total Resources
Total assets $18,494 11
Total liabilities 3,770 79
Surplus of Assets over Liabilities $14,723 32
Amount of premium notes in force after deducting all payments thereon
and assessments levied $145,392 45
Less residue of premium notes given by the Company for reinsurance. . 7,725 95
Net premium note assets 137,666 50
Total Net Resources $152.389 82
Receipts
Cash balance at 31st December, 1930 (not extended), $1,952.48.
Cash received as instalments of 1931 $8,995 05
" instalments due in prior years 286 90
" for interest 482 40
" other sources 125 00
Total Receipts $9.889 35
Expenditure
Expenses of management:
Fuel and light, $55.00; investigation of claims, $13.50; license fee, $50.00; Fire
Marshal tax, $30.11; travelling expenses, $75.20; taxes, $50.43; rent, $9.00;
salaries and fees, $1,435.80; printing, postage, etc., $225.65; other expenses,
$140.25 $2,084 94
Miscellaneous payments:
Cash paid for losses 2,056 60
reinsurance ." 488 80
rebate 49 75
" other expenditure 21 S3
Total Expenditure $4,701 92
MUTUAL INSURANCE CORPORATIONS FOR 1931 181
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $3,324,990 00
Reinsurance 168,150 00
Net risks carried at 31st December, 1931 $3,156,840 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 783 $3,402,115 00
Policies new and renewed during 1931 388 1,691,500 00
Gross number and amount in force during 1931 1,171 $5,093,615 00
Less expired and cancelled during 1931 388 1,768,625 00
Net risks in force, 31st December, 1931 783 $3,324,990 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Huron & Erie Debentures, 5 %, 1935 $8,000 00
(NORTH) WATERLOO FARMERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Waterloo
Commenced Business 1st August, 1874
I
Officers and Directors (1932)
Officers. — President, M. M. Shantz; Vice-President, J. W. Hartlieb; Secretary, Jos. H. Woods,
Waterloo.
Directors. — M. M. Shantz, Crossbill; J. W. Hartleib, Kitchener; Hartley Stauffer, Waterloo;
Sam C. Shantz, Kitchener; J. H. Woods, Waterloo; J. C. Hallman, Petersburg; L. Bowman,
Conestoga; Val Otterbein, Heidelburg; H. Bowman, Ariss; J. M. Burnett, Elora; Sam Cassel,
Kitchener; F. W. Yungblut, Gowanstown.
Auditors, — Peter Snyder, Kitchener; I. Hillborn, Kitchener.
Unassessed balance of Premium Notes, $989,463.87
Statement for the Year Ending 31st December, 1931
Assets
Book value of real estate $1,000 00
Amount of mortgages 121,800 00
Cash on hand at head office $10 55
Cash in Montreal Bank, Waterloo 218 40
228 95
Amount of agents' balances, 1931 887 10
" unpaid assessments, 1931 3,004 80
" reinsurance on losses 2,207 70
" interest due and accrued 5,157 29
Total Assets $134,285 84
LiabUities
Amount of losses adjusted $23,200 00
borrowed money 20,000 00
" unearned cash payments carried out at 80 per cent 38,932 49
" interest accrued 180 82
Total Liabilities $82,313 31
Total Resources
Total assets $134,285 84
Total liabilities 82,313 31
Surplus of Assets over Liabilities $51,972 53
Amount of premium notes in force after deducting all payments thereon
and assessments levied $989,463 87
Less residue of premium notes given by the Company for reinsurance. . 31,098 25
Net premium note assets 958,365 62
Total Net Resources $1,010,338 15
182 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Receipts
Cash balance at 31st December, 1930 (not extended), $1,086.47.
Cash received as instalments of 1931 $89,638 40
instalments of prior years 1,964 45
interest 6,929 19
cash borrowed 20,000 00
" reinsurance on losses 62 03
" • from all other sources 758 42
" from realization on securities (not extended), $15,512.17.
Total Receipts $119,352 49
Expenditure
Expenses of management:
Commissions, $8,779.00; law costs, $451.85; investigation of claims, $1,085.05;
interest, $114.10; license fee, $250.00; Fire Marshal tax, $266.64; taxes,
$51.10; rent, $365.00; salaries and fees, $5,725.00; printing, postage, etc.,
$1,009.38; other expenses, $600.62 $18,697 74
Miscellaneous payments:
Cash paid for losses 106,461 93
reinsurance 2,862 04
rebates 700 47
" repayment of loans 7,000 00
Total Expenditure $135,722 18
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $41,897,735 00
Reinsurance 1,337,750 00
Net risks carried at 31st December, 1931 $40,559,985 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 9,477 $40,827,397 00
Policies new and renewed during 1931 4,827 20,777,978 00
Gross number and amount in force during 1931 14,304 $61,605,375 00
Less expired or cancelled in 1931 4,357 19,707,640 00
Net risks in force, 31st December, 1931 9,947 $41,897,735 00
WEST WAWANOSH MUTUAL FIRE INSURANCE COMPANY
Head Office, Dungannon
Commenced Business 13th May, 1879
Officers and Directors (1932)
Officers. — President, C. F. Hewitt; Vice-President, Robt. Davidson; Secretary, G. C.
Treleaven, Dungannon; Treasurer, Thos. Stothers, Dungannon.
Directors. — C. F. Hewitt, Kincardine; Robt. Davidson, Dungannon; H. C. Salkeld, Goderich;
Wm. McQuillin, Lucknow; Wm. P. Reed, Lucknow; T. Griffin, Goderich; Wm. J. Thompson,
Auburn; Wm. G. Watson, Auburn; Ernest Ackert, Holyrood.
Auditors. — Bert Marsh, Auburn; Donald McLean, Lucknow.
Unassessed balance of Premium Notes, $614,815.94
Statement for the Year Ending 31st December, 1931
Book value of real estate $2,500 00
Bonds and debentures. {See Schedule "C") 32,000 00
Cash in Commerce Bank, Dungannon $3,871 10
Royal Bank, Kincardine 569 20
4,440 30
Amount of unpaid instalments of 1931 590 30
Interest due and accrued 466 80
Total Assets $39,997 40
Liabilities
Amount of losses adjusted $3,250 GO
" losses supposed 6,360 00
" unearned premiums carried out at 80 per cent 13,255 33
Total Liabilities $22,865 33
MUTUAL INSURANCE CORPORATIONS FOR 1931
183
Total assets . . . .
Total liabilities .
Total Resources
Surplus of Assets over Liabilities
Amount of premium notes in force after deducting all payments thereon
and assessments levied $614,815 94
Less residue of premium notes given by the Company for reinsurance. . 6,155 20
Net premium note assets
$39,997 40
22,865 33
$17,132 07
608,660 74
Total Net Resources $625,792 81
Receipts
Cash balance at 31st December, 1930 (not extended), $3,057.35.
Cash received as instalments of 1931
" instalmentsdueinprioryears
interest
" borrowed money
" reinsuranceonlosses
" all other
" from investments (not extended), $13,945.88.
Total Receipts
$33,722 97
392 55
2,231 37
12,800 00
108 90
104 00
$49,359 79
Expenditure
Expenses of management:
Commissions, $2,497.00; Division Court costs, $5.35; fuel and light, $29.16;
investigation of claims, $522.00; interest, $110.16; license fee, $100.00; Fire
Marshal tax, $107.10; travelling expenses, $313.95; taxes, $17.90; rent,
$6.00; salaries and fees, $1,802.50; printing, postage, etc., $459.81; other
expenses, $126.81 $6,097 74
Miscellaneous payments:
Cash paid for losses 41,834 71
reinsurance 752 52
rebate 437 75
" repay ment of loans 12,800 00
Total Expenditure $61,922 72
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $16,817,566 00
Reinsurance 246,697 50
Net risks actually carried by Company at 31st December, 1931 $16,570,868 50
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 5,015 $16,104,238 00
Policies new and renewed during 1931 2,566 8,607,577 00
Gross number and amount in force during 1931 7,581 $24,711,815 00
Less expired and cancelled in 1931 2,447 7,894,249 00
Net risks in force, 31st December, 1931 5,134 $16,817,566 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Dominion of Canada Victory Bonds, 5H %, 1934 $2,000 00
Dominion of Canada Victory Bonds, 4 }^ %, 1940 10,000 00
Dominion of Canada Victory Bonds, 4 J^ %, 1946 15,000 00
Canadian National Railway (Guaranteed by Dominion), 4 H %, 1968 5,000 00
$32,000 00
WESTMINISTER MUTUAL FIRE INSURANCE COMPANY
Head Office, Wilton Grove
Commenced Business 11th December, 1857
Officers and Directors (1932)
Officers. — President, W. H. Weatherston; Vice-President, R. A. McDougall; Secretary-
Treasurer, R. S. Nichol, Wilton Grove.
Directors. — W. H. Weatherston, Glanworth; Robt. A. McDougall, Glanworth; Geo. Lind,
Wilton Grove; M. E. Hooper, Lambeth; Adam Gartly, Wilton Grove; Thos. H. Hunt, Lambeth.
Auditors. — Harry Poole, Lambeth; W. S. Laidlaw, Wilton Grove.
Unassessed balance of Premium Notes, $127,609.62
184
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Statement for the Year Ending 31st December, 1931
Assets
Bonds and debentures {See Schedule "C") $17,207 98
Cash on hand at head office $35 76
Cash in Royal Bank, Lambeth, Ont 242 44
" Huron & Erie Mortgage Corporation, London, Ont 1,738 10
Montreal Bank, London, Ont., Market Branch 1,572 34
Bank of Nova Scotia, Belmont 232 46
3,821 10
Total Assets $21,029 08
Liabilities
Unearned premiums carried out at 80 per cent $5,197 00
Total Resources
Total assets $21,029 08
Total liabilities 5,197 00
Surplus of Assets over Liabilities $15,832 08
Amount of premium notes in force after deducting all payments thereon
and assessments levied $127,609 62
Less residue of premium notes given by the Company tor reinsurance. . 5,382 58
Net premium note assets 122,227 04
Total Net Resources $138,059 12
Receipts
Cash balance at 31st December, 1930 (not extended), $2,555.59.
Cash received as instalments of 1931 $13,096 91
interest 1,477 99
" reinsuranceonlosses 4 00
" from investments (not extended), $12,448.65.
Total Receipts $14,578 90
Expenditure
Expenses of management:
Commissions, $474.00; law costs, $18.00; investigation of claims, $123.00
license fee, $75.00; Fire Marshal tax, $41.75; travelling expenses, $56.00
rent, $19.00; salaries and fees, $962.00; printing, postage, etc., $139.08
other expenses, $34.95
Miscellaneous payments:
Cash paid for losses
reinsurance
" rebate
investments (not extended), $7,000.00.
Total Expenditure
$1,942 78
$15,601 93
558 98
658 35
$18,762 04
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $5,055,342 00
Reinsurance on mutual system 213,714 00
Net risks carried by the Company at 31st December, 1931 $4,841,628 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,291 $5,011,228 00
Policies new and renewed during 1931 548 1,963,366 00
Gross number and amount in force during 1931 1,839 $6,974,594 00
Less expired and cancelled in 1931 510 1,919,252 00
Net risks in force, 31st December, 1931 1,329 $5,055,342 00
Schedule "C"
Bonds and Debentures Owned
Lambeth Waterworks Debentures, 6%, 1948
Huron & Erie Debenture, 5% and 4M%, 1932-35.
Par Value
$12,207 98
5,000 00
$17,207 98
MUTUAL INSURANCE CORPORATIONS FOR 1931 185
EAST WILLIAMS MUTUAL FIRE INSURANCE COMPANY
Head Office, Nairn
Commenced Business 8th August, 1875
Officers and Directors (1932)
Officers. — President, Jno. A. Morrison; Vice-President, Jno. McCallum; Secretary-Treasurer,
Jno. A. McLeish, Kerrwood.
Directors. — Jno. A. Morrison, Parkhill; John McCallum, Denlield; Alex. F. Ross, Parkhill;
Neil Chisholm, Parkhill; A. H. McLeish, Parkhill; Jas. McLean, Parkhill; W. H. McLeish,
Kerrwood; D. A. Mclntyre, Ailsa Craig; R. G. Brock, Strathroy.
Auditors. — Peter Reinhardt, Kerrwood; Ambrose Topping, Arkona.
Unassessed balance of Premium Notes, $90,285.51
Statement for the Year Ending 31st December, 1931
Assets
Cash on hand at head office $342 81
Cash in Bank of Commerce, Arkona 4,282 36
$4,625 17
Amount of unpaid instalments of 1931 518 56
Total Assets $5,143 73
LlabUitles
Amount of losses supposed $1,510 00
unearned premiums carried out at 80 per cent 4,236 32
Total Liabilities $5,746 32
Total Resources
Total assets 5,143 73
Total liabilities 5,746 32
Deficiency of Assets under Liabilities $602 59
Amount of premium notes in force after deducting all payments thereon
and assessments levied $90,285 51
Less residue of premium notes given by the Company for reinsurance. . . 3,589 23
Net premium note assets 86,696 28
Total Net Resources $86,093 69
Receipts
Cash balance at 31st December, 1930 (not extended), $3,814.23.
Cash received as instalments of 1931 $10,689 60
instalments of prior years 312 33
interest 114 90
" all other 43 55
$11,160 38
Expenditure
Expenses of management:
Commissions, $766.50; investigation of claims, $78.00; license fee, $50.00; Fire
Marshal tax, $30.56; travelling expenses, $42.00; rent, $6.00; salaries and
fees, $579.00; printing, postage, etc., $323.69; other expenses, $31.04 $1,906 79
Miscellaneous payments:
Cash paid for losses which occurred during 1931 7,821 11
reinsurance 493 19
rebate. 128 35
Total Expenditure $10,349 44
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $3,690,974 00
Reinsurance, mutual system 167,536 00
Net risks in force at 31st December, 1931 $3,523,438 00
186
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Movement in Risks
Mutual System Number Amount
Policies in force, 31 st December, 1930 1,116 $3,304,296 00
Policies new and renewed during 1931 530 1,419,925 00
Gross number and amount in force during 1931 1,646 $4,724,221 00
Less expired and cancelled in 1931 381 1,033,247 00
Net risks in force at 31st December, 1931 1,265 $3,690,974 00
YARMOUTH MUTUAL FIRE INSURANCE COMPANY
Head Office, St. Thomas
Commenced Business 17th October, 1881
Officers and Directors (1932)
Officers. — President, C. A. Campbell; Vice-President, S. W. Zavitz: Secretary-Treasurer, A.
E. Bucke, St. Thomas.
Directors. — Colin A. Campbell, Belmont; S. W. Zavitz, St. Thomas; C. E. Locke, St. Thomas;
Ralph Marlatt, Union; Geo. Russell, St. Thomas; Geo. Westlake, St. Thomas.
Auditors. — A. J. Gloin, Yarmouth Centre; A. Mills, St. Thomas.
Unassessed balance of Premium Notes, $86,130.50
Statement for the Year Ending 31st December, 1931
Assets
Actual cash on hand at head office $160 57
Cash in Huron & Erie Mortgage Corporation, St. Thomas 2,087 81
Province of Ontario Savings Office, Aylmer 850 94
Amount of unpaid instalments, 1931
Total Assets . .
$3,099 32
322 05
$3,421 37
Liabilities
Unearned cash payments carried out at 80 per cent..
$5,509 20
Total Resources
Total assets . . . .
Total liabilities.
$3,421 37
5,509 20
Deiiciency of Assets under Liabilities $2,087 83
Amount o. premium notes in force after deducting all payments thereon
and assessments levied $86,130 50
Less residue of premium notes given by the Company for reinsurance. . . 7,943 22
Net premium note assets 78,187 28
Total Net Resources $76,099 45
Receipts
Cash balance at 31st December, 1930 (not extended), $4,640.45.
Cash held by agents for fees (not extended), $256.00.
Cash received as instalments and cash payments lor 1931 $10,963 70
trominstalmentsof prior years 107 40
assessments of prior years 29 40
as interest 187 46
for reinsurance on losses 3,684 47
allother 9 00
Total Receipts $14,981 43
_ , Expenditure
Expenses of management:
Commissions, $129.00; investigation ol claims, $70.00; license fee, $50.00; Fire
Marshal tax, $36.63; travelling expenses, $16.70; taxes, $5.50; salaries and
fees, $766.00; printing, postage, etc., $120.92; other expenses, $19.58
Miscellaneous payments:
Cash paid lor losses .**.
'\ reinsurance r
rebate
Total Expenditure.
$1,214 33
14,115 14
1,081 43
86 66
$16,522 56
MUTUAL INSURANCE CORPORATIONS FOR 1931 187
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $3,889,200 00
Less reinsurance 344,155 00
Net amount of risks, 31st December, 1931 $3,545,045 CO
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 1,164 $4,021,395 00
Policies new and renewed during 1931 359 1,179,405 00
Gross number and amount in force during 1931 1,523 $5,200,800 00
Less expired and cancelled during 1931 417 1,311,600 00
Net risks in force, 31st December, 1931 1,106 $3,889,200 00
188 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
II.— FARMERS' MUTUAL— WEATHER
HURON WEATHER INSURANCE MUTUAL COMPANY
He-ad Office, Zurich, Ont.
Commenced Business 31st May, 1906
Officers and Directors (1932)
Officers. — President, Jas. Scott; Vice-President, Henry Raw; Secretary-Treasurer, Chas.
Monteith, Woodham.
Directors. — Jas. Scott, Brucefield; Henry Raw, Zurich; Geo. Penhale, Exeter; Roland Geiger,
Zurich; Geo. McKee, Seaforth; Geo. F. Yungblut, Auburn; Benson Williams, Exeter; Andrew
Christie, Cromarty; D. Fotheringha m, Brucefield.
Auditors. — Henry Strang, Hensal; John Campbell, Exeter.
Unassessed balance of Premium Notes, $207,759.45
Statement for Year Ending December 31st, 1931
Assets
Cash on hand at head office $611 50
Cash in Bank of Montreal, Hensall 7,715 81
$8,327 31
Amount of unpaid instalments, 1931 338 80
Total Assets $8,666 11
LiabUlties
Unearned cash payments $11,056 91
Total Resources
Total assets $8,666 11
Total liabilities 11,056 91
Deficiency of Assets under Liabilities $2,390 80
Amount of premium notes in force after deducting all payments thereon
and assessments levied $207,759 45
Net premium note assets (extended) 207,759 45
Total Net Resources $205,368 65
Receipts
Cash balance at 31st December, 1930 (not extended), $4,334.93.
Cash received for instalments and cash payments, 1931 $9,202 80
" instalments duein prior years 120 05
Total Receipts $9,322 85
Expenditure
Expenses of management:
Commissions, $1,200.75; law costs, $7.63; investigation of claims, $159.50;
license fee, $75.00; travelling expenses, $181.10; rent, $20.00; salaries and
fees, $891.80; printing, postage, etc., $188.41; other expenses, $13.00 $2,737 19
Miscellaneous payments:
Cash paid forlosses 2,361 68
rebate 231 60
Total Expenditure $5,330 47
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $5,802,225 00
Movement in Risks
Mutual System Number Amount
Policies in force. 31st December, 1930 3.1.-.2 $5,814,075 00
Policies new and renewed during 1931 1,005 1.863.050 00
Gross number and amount in force during 1931 4,157 $7,677,125 00
Less expired and cancelled in 1931 1,028 1,874.900 00
Net risks in force, 31st December, 1931 3,129 $5,802,225 00
MUTUAL INSURANCE CORPORATIONS FOR 1931 189
ONTARIO FARMERS' WEATHER INSURANCE MUTUAL COMPANY
Head Office, Grand Valley, Ont.
Commenced Business 18th August, 1904
Officers and Directors (1932)
Officers. — President, VVm. Park; Vice-President, C. E. Archibald; Secretary and Manager,
\V. A. VVansbrough, Grand Valley.
Directors. — VVm. Park, Belwood; C. E. Archibald, Grand Valley; W. J. Jelly, Woodstock;
Wm. Scaife, Grand Valley; Walter Richardson, Grand Valley; N. J. Stanley, Denfield; J. C.
Ross, Port Dover; J. B. McKay, Paisley; F. H. Neil, London; James A. Campbell, Thedford;
A. G. Ferguson, Chatsworth.
Auditors. — J. A. Richardson, Shelburne; W. J. Graham, Grand Valley.
Unassessed balance of Premium Notes, $179,505.90
Statement for Year Ending 31st December, 1931
Assets
Cash value of real estate $2,500 00
Bonds and debentures 10,000 00
Cash in Royal Bank, Grand Valley $15,158 96
variousbanksandloancompany 268 50
15,427 46
agents' hands 556 98
Amount of unpaid instalments of 1931 1,573 80
Interest accrued 154 10
Total Assets $30,212 34
Liabilities
Unearned cash payments $9,631 27
Total Resources
Total assets $30,212 34
Total liabilities 9,631 27
Surplus of Assets over Liabilities $20,581 07
Amount of premium notes in force after deducting all payments thereon
and assessments levied $179,505 90
Net premium note assets (extended) 179,505 90
Total Net Resources $200,086 97
Receipts
Cash balance at 31st December, 1930 (not extended), $12,119.55.
Cash received as instalments and cash payments of 1931 $10,616 11
" instalmentsdueinprior years 368 05
interest 699 04
agents' balances of 1930 received in 1931 853 96
all other 154 52
Total Receipts $12.691 68
Expenditure
Expenses of management:
Commissions, $1,342.18; fuel and light, $62.10; investigation of claims, $367.83;
assessment and fees, $75.00; travelling expenses, $347.95; taxes, $74.25;
salaries and fees, $2,919.00; printing, poscage, etc., $492.75; other expenses,
$53.53 $5,734 59
Miscellaneous payments:
Cash paid for losses 3,551 31
rebates 97 87
Total Expenditure $9,383 77
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
Three Years
Mutual $7,025,710 00
190 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Moyement in Risks
Mutual Syste m Number Amount
Policies in force at 31st December, 1930 4,808 $7,581,635 00
Policies new and renewed during 1931 1,165 1,830,100 00
Gross number and amount in force during 1931 5,973 $9,4] 1,735 00
Less expired and cancelled in 1931 1,558 2,386,025 00
Net risks in force at 31st Dece mber, 1931 4.415 $7,025.710 00
Schedule "C"
Par Value
Huron & Erie Mortgage Corporation, 4^ %, 1933 $10,000 00
WESTERN FARMERS' WEATHER INSURANCE MUTUAL COMPANY
Head Office, Woodstock, Ont.
Commenced Business 2nd January, 1906
Officers and Directors (1932)
Officers. — President, James Connolly; Vice-President, J. C. Henderson; Secretary-Treasurer,
E. L. Sutherland, Woodstock.
Directors. — G. J. MacKay, Woodstock; C. W. Carroll, Norwich; S. R. Wallace, Burgessville;
Geo. Mcintosh, Embro; G. J. Meldrum, Guelph; Jas. Donaldson, Listowel; N. B. Murray,
Woodstock; E. Kuntz, Formosa; Jno. McLevin, Woodstock; J. R. Murray, Embro.
Auditors. — T. M. Cayley, Norwich; A. E. Roth, Woodstock.
Unassessed balance of Premium Notes, $308,870.94
Statement for Year Ending 31st December, 1931
Assets
Bonds, debentures and other securities. (See Schedule "C") $180,000 00
Cash in Royal Bank, Woodstock $17,603 64
Bank of Montreal, Woodstock 1,497 97
19,101 61
Amount of unpaid instalments of 1931 2,563 86
Total Assets $201,665 47
Liabilities
Unearned cash payments $26,207 72
Total Resources
Total assets $201,665 47
Total liabilities 26,207 72
Surplus of Assets over Liabilities $175,457 75
Amount of premium notes in force after deducting all pay ments thereon
and assessments levied $308,870 94
Net premium note assets (extended) 308,870 94
Total Net Resources $484,328 69
Receipts
Cash balance at 31st December, 1930 (not extended), $51,072.63.
Cash received for agents' fees $302 00
" as instalments and cash payments due in 1931 21,518 44
" as instalments due in prior years 537 35
as interest 8,605 67
Total Receipts $30,963 46
Expenditure
Expenses of management:
Commission, $2,409.85; law costs, $5.87; fuel and light, $9.00: in vestigation of
claims, $2,073.25; interest, $3.09; Fire Marshal tax, $5.00; travelling
expenses, $124.90; taxes, $14.43; rent, $132.00; salaries, $3,820.00; license
fee, $150.00; printing, postage, etc., $563.16; other expenses, $282.45 $9,593 00
Miscellaneous payments:
Cash paid for losses which occurred in 1931 8,202 83
rebates 138 65
Total Expenditure $17,934 48
MUTUAL INSURANCE CORPORATIONS FOR 1Q31 191
Currency of Risks
Amount covered by policies in force, 31st December, 1931
Three Years
Mutual $19,593,724 00
Movement In Risks
Mutual System Number Amount
Policies in force, 31st Dece mber, 1930 8,778 $20,264,274 00
Policies new and renewed during 1931 1,524 4,537,025 00
Gross number and amount in force during 1931 10,302 $24,801,299 00
Less expired and cancelled in 1931 1,922 5,207,575 00
Net risks in force, 31st December, 1931 8,380 $19,593,724 00
Schedule "C"
Bonds and Debentures Owned
Par Value
Trusts and Guarantee, 4 M % and 5 %, 1933-35 $85,000 00
Chartered Trusts Company, 5 %, 1936 25,000 00
Canada Permanent, 5 %, 1934-41 70,000 00
$180,000 00
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I
192 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
III. ASSOCIATED NEW ENGLAND FACTORY MUTUALS
AMERICAN MUTUAL FIRE INSURANCE COMPANY
Head Office, Providence, R.I., U.S.A.
Officers
President, John R. Freeman; Vice-Presidents, Benjamin G. Buttolph, Edwin D. Pingree,
Hovey T. Freeman, Arthur A. Longley, Clarke Freeman; Secretary, Theodore P. Bogart;
Treasurer, John R. Freeman.
Representative in the Province. — Harvey D. Jones, 1005 Atlas Bldg., Toronto, Ontario.
Directors. — Arnold B. Chace, Robert H. J. Goddard, Malcolm G. Chace, Henry F. Lippett,
William Gammell, Jr., John R. Freeman, James R. MacColl, Edmund C. Mayo, Jesse H. Metcalf,
Samuel M. Nicholson, Henry D. Sharpe, all of Providence, R.I.; Charles O. Richardson, Boston,
Mass.; John H. Goss, Waterbury, Conn.; Charles M. Holmes, New Bedford, Mass.; A. O. Dawson,
Montreal, Que.
Auditors. — Felix Hebert, Turks Head Bldg., Providence, R.I.
Organized. — June 1, 1877. Commenced business. — June 1, 1877.
Commenced business in Canada. — August 27, 1927. In the Province. — August 27, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $568,795 44
Book value of stocks 1,881,517 12
Cash in banks and other depositories 131,072 70
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $49,809 31
Written prior to October 1st, 1931 1,594 64
51,403 95
Total Ledger Assets $2,632,789 21
Non-Ledger Assets
Interest — due, $2,083.45; accrued, $5,739.46 $7,822 91
Excess of market over book value of securities 327,581 44
Total Non- Ledger Assets $335,404 35
Gross Assets $2,968,193 56
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $1,594 64
Total Admitted Assets $2,966,598 92
Liabilities
Net provision for unpaid losses and claims $10,715 98
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $2,017,068 85
Unearned premium deposits 1,026,302 86
Administration expense 92 39
Taxes due and accrued 733 17
Total Liabilities $1,037,844 40
Surplus of admitted assets over all liabilities $1,928,754 52
Total $2,966,598 92
Income and Expenditure
In the All
Province Business
Gross premium deposits written $42,997 85 $1,166,476 37
Deduct :
Return premium deposits on cancelled business 16.779 36 292.808 93
Net premium deposits written $26,218 49 $873,667 44
MUTUAL INSURANCE CORPORATIONS FOR 1931 193
Income and Expenditure — Continued
Reserve of unearned premium deposits:
At beginning of year $40,848 15 $1,149,577 89
At end of year 30,798 86 1,026,302 86
Decrease $10,049 29 $123,275 03
Net premium deposits earned $36,267 78 $996,942 47
Net losses incurred 696 51 85,708 60
Administration and other expenses:
Administration and other expenses $100,158 30
Investment expense 7,211 38
$107,369 68
Net gain in underwriting $803,864 19
Other Revenues:
Interest dividends and rents earned $145,747 43
Profit on sale ofinvestments 9,734 05
155,481 48
Other Expenditures:
Decrease in difference between book value and market value
of investments $23,709 43
Decrease in book value of assets 93 20
23,802 63
Net gain for polrcyholders on operations for year $935,543 04
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $1,961,969 05
Net gain on operations brought down 935,543 04
Total $2,897,512 09
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 967,162 93
Balance $1,930,349 16
Deduct:
Assets not admitted 1,594 64
Surplus of admitted assets over all liabilities $1,928,754 52
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force Dec. 31st, 1930 $14,390,039 $89,293 97 $362,957,421 $2,202,413 58
Written or renewed during year 7,991,277 42,997 67 199,369.271 1,165,690 61
Total $22,381,316.$132,291,164 $562,326,692
Deduct cancelled and expired 8,605,614 49,538 06 218,962,513
Net in force Dec. 31st, 1931 $13,775,702 $82,753 58 $343,364,179
Other Clflssest
Gross in force Dec. 31st, 1930 $1,200 $8 40 $415,874
Written or renewed during year 4,200 16 138,624
Total $5,400 $8 56 $554,498
Deduct cancelled and expired 4,200 16 302,690
Net in force Dec. 31st, 1931 $1,200 $8 40 $251,808
$3,368,104
1,352,756
19
30
$2,015,347
89
$3,118
785
25
76
$3,904
2,183
01
05
$1,720
96
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 96 %; two years, 92 % ; three years, 88 %; four years, 84 %; five years, 80 % .
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $350,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $350,000.
Give classes of insurance written: Fire, Use and Occupancy, Windstorm, Sprinkler Leakage,
Earthquake on Manufacturing properties and other properties in connection therewith.
194 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $864 45 $65 10 $70,644 60 $14,583 56
Expenses of adjustment and settlement of
losses Nil Nil Nil Nil
Total $864 45 $65 10 $70,644 60 $14,583 56
Less reinsurance on losses paid during year. . Nil Nil Nil Nil
Net losses paid $864 45 $65 10 $70,644 60 $14,583 56
Deduct net claims outstanding at beginning
of year 318 75 159 01 7,278 71 2,956 83
Add net claims outstanding at end of year.. 83 26 161 46 9,123 75 1,592 23
Net losses incurred $628 96 $67 55 $72.489 64 $13.218 96
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $26,218 49
Net losses paid in the Province 929 55
Percentage 3. 55
Net premium deposits earned in the Province 36,267 78
Net losses incurred in the Province 696 51
Percentage 1 . 92
ARKWRIGHT MUTUAL FIRE INSURANCE COMPANY
Head Office, 185 Franklin Street, Boston, Mass.
Officers
President, E. V. French; Vice-Presidents, D. W. Bartlett, G. S. Young, E. A. Barrier;
Secretary, F. W. Jones; Treasurer, G. S. Young.
Chief Agent in the Province. — W. A. Young, Toronto, Ont.
Directors or Trustees. — Franklin W. Hobbs, Boston, Mass.; Lester Leland, Boston, Mass.;
Edward Lovering. Boston, Mass.; Robert Amory, Boston, Mass.; D. Wendell Bartlett, Boston,
Mass.; Edward V. French. Boston, Mass.; Philip Y. De Normandie, Boston. Mass.; David L.
Luke. New York. N.Y.; Nathaniel Stevens, Boston. Mass.; Howard Coonley, Boston, Mass.;
R. P. Snelling. Boston, Mass.; William W. Trench, Schenectady, N.Y.; T. A. Russell, Toronto,
Can.; Merton L. Emerson, Boston, Mass.; Wm. De. Krofft, New York City.
Auditors. — Robert Dysart, C.P.A., Boston, Mass.
Organized. — February 8, 1860. Commenced business. — October 1, 1860.
Commenced business in Canada. — August 27, 1927. In the Province. — August 27, 1927.
Statement for the Year Ending 3Ist December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $6,098,613 73
Book value of stocks 915,671 90
Cash on hand $1,322 63
Cash in banks and other depositories 109,595 33
110,917 96
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $203,497 02
Written prior to October 1st, 1931 5.762 41
209,259 43
Total Ledger Assets $7,334.463 02
Non-Ledger Assets
Interest accrued $93,842 42
Total Non-Ledger Assets $93,842 42
Gross Assets $7,428,305 44
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $5,762 41
Deficiency of market under book value of securities 12.3,2.30 63
$128,993 04
Total Admitted Assets $7,299,312 40
►
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I
MUTUAL INSURANCE CORPORATIONS FOR 1931 195
Liabilities
Net provision for unpaid losses and claims $48,336 68
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $4,827,692 76
Unearned premium deposits $2,463,634 26
Ad ministration expense 6,000 00
Taxes due and accrued 3,941 76
Total Liabilities $2,521,912 70
Surplus of admitted assets over all liabilities $4,777,399 70
Total $7,299,312 40
Income and Expenditure
In the All
Province Business
Gross premium deposits written $96,792 70 $3,555,251 24
Deduct return premium deposits on cancelled business 34,760 58 669,836 09
Net premium deposits written $62,032 12 $2,885,415 15
Reserve of unearned premium deposits:
At beginning of year $68,453 62 $2,700,145 29
At end of year 52,963 02 2,463,634 26
Decrease $15,490 60 $236,511 03
Net premiums deposits earned $77,522 72 $3,121,926 18
Net losses incurred 703 89 193,631 39
Administration and other expenses:
Administration $304,640 15
Directors' fees 2,040 00
Legal 2,112 75
Taxes and licenses 1,759 67
310,552 57
Net gain in underwriting $2,617,742 22
Other revenues:
Interest dividends and rents earned $364,867 75
Profit on sale of investments 47,259 02
Increase in book value 552 74
412,679 51
Other expenditures:
Decrease in market value of investments $81,682 08
Loss from sale of investments 614 31
$82,296 39
Net gain for policyholders on operations for year $2,948,125 34
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $4,975,531 80
Net gain on operations brought down 2,948,125 34
Total $7,923,657 14
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 3,140,495 03
Balance $4,783,162 11
Deduct:
Ledger assets not admitted 5,762 41
Surplus of admitted assets over all liabilities $4,777,399 70
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force Dec. 31st, 1930 $24,363,201 $157,072 52 $927,259,542 $5,364,549 85
Written or renewed during year 16,069,766 96,792 70 631,206,123 3,555,251 24
Total $40,432,967 $253,865 22 $1,558,465,665 $8,919,80109
Deduct cancelled and expired 17,612,206 110,787 15 693,159,163 4,092,108 33
Net in force Dec. 31st, 1931. .. .$22,820,761 $143,078 07 $865,306,502 $4,827,692 76
196 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times the annual premium.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 95 % ; two years, 90 %; three years, 85 %; four years, 80 %; five years, 75 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $900,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $900,000.
Give classes of insurance written; — Fire, Sprinkler, Leakage, Windstorm.
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $3,132 27 $91 27 $148,350 77 $26,175 25
Expenses of adjustment and settlement of
losses Nil Nil Nil Nil
Total $3,132 27 $91 27 $148,350 77 $26,175 25
Net losses paid $3,132 27 $91 27 $148,350 77 $26,175 25
Deduct net claims outstanding at beginning
of year 2,518 81 93 75 25,166 19 4,065 12
Add net claims outstanding at end of year.. 82 91 10 00 46,902 02 1,434 66
Net losses incurred $696 37 $7 52 $170,086 60 $23,544 79
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $62,032 12
Net losses paid in the Province 3,223 54
Percentage 5.20
Net premium deposits earned in the Province 77,522 72
Net losses incurred in the Province 703 89
Percentage .91
BLACKSTONE MUTUAL FIRE INSURANCE COMPANY
Head Office, 10 Weybosset St., Providence, R.I.
Officers
President, William B. McBee; Vice-President, Charles H. Smith; Secretary, Howard I. Lee:
Treasurer, William B. McBee.
Chief A gent in the Province. — W. A. Young, Toronto, Ont.
Directors or Trustees. — Charles H. Merriman, Providence, R.I.; Harvey A. Higgins, Cleveland,
Ohio; William B. McBee, Providence, R.I.; Charles H. Newell, Providence, R.I.; Royal C.
Taft, Providence, R.I.; Herbert G. Beede, Pawtucket, R.I.; Henry L. Tiffany, New Bedford,
Mass.; Charles H. Smith, Providence, R.I.; Charles E. Patterson, Bridgeport, Conn.; Bennett
E. Geer, Grenville, S.C.; George H. Wilcox, Meriden, Conn.; J. N. Shenstone, Toronto, Ont.,
Canada.
Auditors. — Charles H. Merriman, Royal C. Taft, Providence, R.I. and Felix Hebert.
Organized. — 1868. Commenced business. — 1868.
Commenced business in Canada. — 1927. In the Province. — 1927.
Statement for the Year Ending 3Ist December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $2,071,794 11
Book value of stocks 2,239,460 59
Cash in banks and other depositories 155,501 45
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $103,621 39
Written prior to October 1st, 1931 2,749 05
106,370 44
Total Ledger Assets $4,573,126 59
MUTUAL IXSURAN'CE CORPORATIONS FOR 1931
197
Non-Ledger Assets
Interest — due, $8,025; accrued, $20,700.65 $28,725 65
Excess of market over book value of securities 113,177 30
Total Non-Ledger Assets $141,902 95
Gross Assets $4,715,029 54
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $2,749 05
Total Admitted Assets $4,712,280 49
Liabilities
Net provision for unpaid losses and claims $22,294 85
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $3,278,767 52
Unearned premium deposits 1,691,637 81
Administration expense 5,034 02
Taxes due and accrued 4,672 43
Total Liabilities $1,723,639 11
Surplus of admitted assets over all liabilities $2,988,641 38
Total $4,712,280 49
Income and Expenditure
In the All
Province Business
Gross premium deposits written $77,270 19 $2,045,924 86
Deduct:
Return premium deposits on cancelled business 26,259 20 483,209 69
Net premium deposits written $51,010 99 $1,562,715 17
Reserve of unearned premium deposits:
At beginning of year $66,868 79 $1,868,176 53
At end of year 55,214 29 1,691,637 81
Decrease $11,654 50 $176,538 72
Net premium deposits earned $62,665 49 $1,739,253 89
Net losses incurred 982 54 125,103 94
Administration and other expenses:
Administration 70,388 51
Directors' fees 3,088 00
Legal 1,111 87
Taxes and licenses 7,358 21
Association fees, etc. (inspections and surveys) 109,119 09
Investment expense 5,425 39
196,491 07
Net gain in underwriting $1,417,658 88
Other Revenues:
Interest dividends and rents earned $227,713 79
Profits on sale of investments 9,016 88
236,730 67
Other expenditures:
Decrease in market value of investments $163,756 81
163,756 81
Net gain for policyholders on operations for year $1,490,632 74
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $3,182,042 41
Net gain on operations brought down 1,490,632 74
Total $4,672,675 15
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 1,681,284 72
Balance $2,991,390 43
Deduct:
Assets not admitted 2,749 05
Surplus of admitted assets over all liabilities $2,988,641 38
198 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31st, 1930 $20,650,908 $132,785 61 $597,804,201 $3,585,749 93
Written or renewed during year 12,607,962 77,270 19 352,907,111 2,045,924 86
Total $33,258,870 $210,055 80 $950,711,312 $5,631,674 79
Deduct cancelled and expired 13,073,092 83,876 72 383,647,810 2,352,907 27
Net in force Dec. 31st, 1931 $20,185,778 $126,179 08 $567,063,502 $3,278,767 52
Miscellaneous
To what extend is the liability of policyholders limited?
Answer. — Five times cash premium fixed by charter.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz. — one year, 95 % ; two years, 90%; three years, 85 % ; four years, 80 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $150,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $150,000.
Give classes of insurance written.
Answer. — Fire, Windstorm, Sprinkler, Leakage.
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $2,059 53 $82 97 $106,064 34 $16,963 65
Net losses paid $2,059 53 $82 97 $106,064 34 $16,963 65
Deduct net claims outstanding at beginning
of year 1,207 36 36 00 17,404 15 2,814 75
Add net claims outstanding at end of year. . . 83 40 Nil 20,526 79 1,768 06
Net losses incurred $935 57 $46 97 $109,186 98 $15,916 96
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $51,010 99
Net losses paid in the Province 2,142 50
Percentage 4 . 20
Net premium deposits earned in the Province 62,665 49
Net losses incurred in the Province 982 54
Percentage 1.57
BOSTON MANUFACTURERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, 185 Franklin St., Boston, Mass.
Officers
President, L. H. Kunhardt; Vice-Presidents, H. D. Hall. J. W. Lord, H. L. Carter; Secretary,
H. D. Hall; Treasurer, E. F. Robinson.
Chief Representative in the Province. — Wm. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — Howard Stockton, Boston; Simon B. Chase, Fall River; Edward T. Pierce,
New Bedford; Frederic C. McDuffie, Boston; Frederic C. Dumain, Boston; R. H. I. Goddard,
Providence, R.I.; Frank Cheney, Jr., So. Manchester, Conn.; R. T. Lyman, Boston; H. De Forest
Lockwood, Boston; E. K. Swift, Whitinsville ; A. E. Colby, Boston; Robert Amory, Boston;
L. H. Kunhardt, Boston.
Auditors. — Wm. G. Smith, Boston, Mass., and Stanley C. Hickok, Lawrence, Mass.
Organized. — April 15, 1850. Commenced business. — October 15, 1850.
Commenced business in Canada. — 1927. In the Province. — September 12, 1927.
I
MUTUAL INSURANCE CORPORATIONS FOR 1931 199
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
H ook value of bonds and debentures $7,070,124 74
Book value of stocks 870,540 00
Cash on hand $2,628 96
Cash in banks and other depositories 85,699 35
88.328 31
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $111,042 32
Written prior to October 1st, 1931 3,272 70
114,315 02
Total Ledger Assets $8,143,308 07
N on-Ledger Assets
Interest accrued $115,387 73
Excess of market over book value of securities 429,683 76
Total Non-Ledger Assets $545,071 49
Gross Assets $8,688,379 56
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $3,272 70
Total Ad mitted Assets $8,685,106 86
Liabilities
Net provision for unpaid losses and claims $85,177 92
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $6,253,210 91
Unearned premium deposits $3,156,250 35
Administration expense 2,364 90
Taxes due and accrued 1,316 95
Total Liabilities $3,245,110 12
Surplus of admitted assets over all liabilities $5,439,996 74
Total $8,685,106 86
Income and Expenditure
In the All
Province Business
Gross premium deposits written $139,688 44 $4,667,787 13
Deduct:
Return premium deposits on cancelled business 48,593 17 908,864 43
Net premium deposits written $91,095 27 $3,758,922 70
Reserve of unearned premium deposits:
At beginning of year 90,913 66 3,548,758 17
At end of year 76,483 59 3,156,250 35
Decrease $14,430 07 $392,507 82
Net premium deposits earned $105,525 34 $4,151,430 52
Net losses incurred 1,119 61 285.017 04
Administration and other expenses:
Administration $367,331 27
Directors' fees 4,054 30
Legal 3,086 73
Taxes and licenses 6,202 85
380,675 15
Net gain in underwriting $3,485,738 33
Other Revenues:
Interest dividends and rents earned $424,961 61
Profit on sale of investments 66,229 17
491,190 78
Other expenditures:
Decrease in market value of investments $101,793 18
Loss from decrease in book value of ledger assets 66,229 17
168,022 35
Net gain for policyholders on operations for year $3,808,906 76
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $5,866,863 61
Net gain on operations brought down 3,808,906 76
Total $9,675,770 37
200
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Policyholders' Surplus — Continued
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due $4,232,500 93
Balance $5,443,269 44
Assets not admitted 3,272 70
Surplus of admitted assets over all liabilities $5,439,996 74
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force Dec. 31st, 1930 $33,364,430 $213,434 39 $1,240,170,515 $7,018,567 01
Written or renewed during year 23,104,834 139,688 44 842,734,754 4,667,787 13
Total $56,469,264 $353,122 83 $2,082,905,269 $11,686,354 14
Deduct cancelled and expired 25,676,212 162,607 26 937,721,899 5,433,143 23
Net in force Dec. 31st, 1931 $30,793,052 $190,515 57 $1,145,183,370 $6,253,210 91
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer.— No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz. — one year, 96%; two years, 92%; three years, 88%; four years, 84%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $800,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $800,000.
Give classes of insurance written: Fire, Use and Occupancy, Sprinkler Leakage and Wind-
storm.
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $4,390 41 $134 72 $200,371 26 $33,689 23
Expenses of adjustment and settlement of
losses Nil Nil Nil Nil
Net losses paid $4,390 41 $134 72 $200,371 26 $33,689 23
Deduct net claims outstanding at beginning
of year 3,405 52 156 25 29,113 95 4,107 42
Add net claims outstanding at end of year. . . 68 19 88 06 82,127 75 2,050 17
Net losses incurred $1,053 08 $66 53 $253,385 06 $31,631 98
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $91,095 27
Net losses paid in the Province '4,525 13
Percentage 4. 97
Net premium deposits earned in the Province 105,525 34
Net losses incurred in the Province 1,119 61
Percentage 1 . 06
COTTON AND WOOLEN MANUFACTURERS MUTUAL INSURANCE COMPANY
OF NEW ENGLAND
Head Office, 185 Franklin St., Boston, Mass.
President, Eugene H. Clapp; Vice-President, William B. Brophy; Secretary, Edward H.
Williams; Treasurer, William B. Brophy.
Chief Agent in the Province. — William A. Young, 97 Spencer Ave., Toronto, Ontario.
Directors. — E. H. Clapp, Boston, Mass.; W. B. Brophy, Boston, Mass.; A. H. Lowe,
Fitchburg, Mass.; C. A. Stone, New York, N.Y.; J. O. Beebe, Boston, Mass.; J. P. Stevens,
Newburyport, Mass.; E. N. Bartlett, North Oxford, Mass.; E. I<". Lewis, Lawrence, Mass.; J. K.
Milliken, North Dighton, Mass.; C. N. Stoddard, Greenfield, Mass.; R. N. Fowler, Holyoke, Mass.
Auditors. — Patterson, Teele & Dennis, 1 Federal Street, Boston, Massachusetts.
Organized. — October 19, 1875. Commenced business. — October 20, 1875.
Commenced business in Canada. — 1927. Jn the Province. — August 27, 1927.
MUTUAL INSURANCE CORPORATIONS FOR 1931 201
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $1,741,056 96
Book value of stocks 28,400 00
Cash on hand $452 77
Cash in banks and other depositories 75,061 28
75.514 05
Premium deposits in course of collection:
Written on orsubsequent to Octoberlst, 1931 $41,454 34
Written prior to October 1st, 1931 2,312 68
43,767 02
Total Ledger Assets $1,888,738 03
Non-Ledger Assets
Interest accrued $24,830 63
Excess of market over book value of securities 57,205 54
Other non-ledger assets:
Salvage recoverable 2,500 00
Total Non-Ledger Assets $84,536 17
Gross Assets $1,973,274 20
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1) $2,312 68
Total Admitted Assets $1,970,961 52
Liabilities
Netpro visions forunpaidlossesand claims $9,189 51
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $1,323,181 50
Unearned premium deposits 680,045 44
Ad ministration expense 1,208 35
Taxes due and accrued 857 74
Total Liabilities $691,301 04
Surplus of admitted assets over all liabilities $1,279,660 48
Total $1,970,961 52
Income and Expenditure
In the All
Province Business
Gross premium deposits written $26,850 72 $898,018 84
Deduct:
Return premium deposits on cancelled business 6,653 66 157,519 31
Net premium deposits written $20,197 06 $740,499 53
Reserve of unearned premium deposits:
At beginning of year 20,072 51 738,087 15
At end of year 18,546 96 680,045 44
Decrease $1,525 55 $58,041 71
Net premium deposits earned $21,722 61 $798,541 24
Net losses incurred 167 48 56,500 34
Administration and other expenses:
Administration $66,585 01
Directors' fees 780 28
Legal 785 63
Taxes and licenses 1,308 48
69,459 40
Net gain in underwriting $672,581 50
Other revenues:
Interest dividends and rents earned $90,032 71
Increase in market value of investments 4,268 00
Profit on sale of investments 8,189 86
102,490157
Other expenditures:
Loss on sale of investments $14,640 00
Decrease in book value of investments 6,761 25
Investment expenses paid 2,247 52
23,648 77
Net gain for policyholders on operations for year $751,423 30
202 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $1,329,578 .36
Net gain on operations brought down 751,423 30
Total $2,081,001 66
Deduct :
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 799,028 50
Balance $1,281,973 16
Deduct :
Assets not admitted 2,312 68
Surplus of admitted assets over all liabilities $1,279,660 48
Risks and Premium Deposits
In the Province All Business
Gross
Risks Premium Risks Premium
Fire:
Gross in force Dec. 31st, 1930 $6,296,304 $43,072 58 $229,683,146 $1,458,165 31
Written or renewed during year 4,398,287 26,850 72 147,062,644 897,503 30
Total $10,694,591
Deduct cancelled and expired 4,411,348
Net in force Dec. 31st, 1931 $6,283,243
Gross in force Dec. 31st, 1930 $2,000
Written or renewed during year Nil
Total $2,000
Deduct cancelled and expired Nil
Net in force Dec. 31st, 1931. . . . $2,000
Gross
Pre miu m
Deposits
Risks
$43,072 58
26,850 72
$229,683,146
147,062,644
$69,923 30
27,802 43
$376,745,790
161,469,242
$42,120 87
$215,276,548
$15 00
Nil
$165,933
80,304
$15 00
Nil
$246,237
125,242
$15 00
$120,995
Deposits
$2,355,668
1,033,311
61
69
$1,322,356
92
$1,190
515
60
54
$1,706
881
14
56
$824
58
Miscellaneous
To what extent is the liability of policyholders limited?
Answ^er. — Five times premium deposit,
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — Yes; a small percentage added to reserve.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits of premium — one year, 95%; two years, 90 % ; three years, 85 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $80,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $80,000.
Give classes of insurance written: Fire, Use and Occupancy, Windstorm, Sprinkler, Leakage.
Losses
In the Province All Business
Gross claims paid during year
Expenses of adjustment and settlement
of losses
Net losses paid
Deduct net claims outstanding at be
ginning of year
Add net claims outstanding at end of
year
Net losses incurred.
Fire
Other
Classes
Fire
Other
Classes
$269
62
$24 86
$48,569 92
$5,761 91
Nil
Nil
Nil
Nil
$269
62
$24 86
$48,569 92
$5,761 91
115
00
13 00
6.518 GO
503 00
1
00
Nil
8.147 51
1.042 00
$155
62
$11 86
$50,199 43
$6,300 91
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $20,197 06
Net losses paid in the Province 294 48
Percentage ., i -too ki
Net premium deposits earned in the Province ~ -ir-r aq
Net losses incurred in the Province 167 48
Percentage • ' '
MUTUAL INSURANCE CORPORATION'S FOR 1931 203
ENTERPRISE MUTUAL FIRE INSURANCE COMPANY
Head Office, 10 Weybosset St., Providence, R.I.
Officers
President, John R. Freeman; \'ice- Presidents, Benjamin G. Buttolph; Edwin D. Pingree,
Hovey T. Freeman, Arthur A. Longley, Clarke Freeman; Secretary, Theodore P. Bogert;
Treasurer, John R. Freeman.
Representative in the Province. — Harvey D. Jones, 1005 Atlas Bldg., Toronto, Ont.
Directors. — Arnold B. Chase, Providence, R.I.; Henry F. Lippitt; Providence, R.I.; John R.
Freeman, Providence, R.I.; Jesse H. Metcalf, Providence, R.I.; Samuel M. Nicholson, Providence
R.I.; Henry D Sharpe, Providence, R.I.; Robert H. I. Goddard, Providence, R.I.; Charles M.
Holmes, New Bedford, Mass.; James R. MacColl, Providence, R.I.; A. O. Dawson, Montreal,
Canada; John H. Goss, Waterbury, Conn.; Charles O. Richardson, IBoston, Mass.; Malcolm G.
Chace, Providence, R.I.; William Gammell, Jr., Providence, R.I.; Edmund C. Mays (elected.
May 7, 1929), Providence, R.I.
Auditors. — Felix Hebert, Turk's Head Building, Providence, R.I.
Organized. — June 2, 1874t Commenced business. — July 14, 1874.
Commenced business in Canada. — August 27, 1927. In the Province. — .'\ugust 27, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $556,031 05
Book value of stocks 1,856,996 80
Cash in banks and other depositories 135,573 91
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $49,809 31
Written prior to October 1st, 1931 1,594 64
51,403 95
Total Ledger Assets $2,600,005 71
Non-Ledger Assets
Interest due, $2,088.11; accrued, $5,580.87 $7,668 98
Excess of market over book value of securities 324,427 15
Total Non-Ledger Assets $332,096 13
Gross Assets $2,930,507 84
Deduct Assets \ot Admitted:
Premium deposits (business written prior to October 1) $1,594 64
Total Admitted Assets $2,932,101 20
Liabilities
Net provision for unpaid losses and claims $10,715 98
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $2,017,068 85
Unearned premium deposits 1,026,302 86
Administration expense 92 39
Taxes dueandaccrued 733 17
Total Liabilities $1,037,844 40
Surplus of admitted assets over all liabilities $1,892,662 80
Total $2,930,507 20
Income and Expenditure
In the All
Province Business
Gross premium deposits written $42,997 85 $1,166,476 37
Deduct:
Return premium deposits on cancelled business 16,779 36 292,808 93
Net premium deposits written $26,218 49 873,667 44
Reserve of unearned premium deposits:
At beginning of year 40,848 16 1,149,577 89
At end of year 30,798 86 1,026,302 86
Decrease $10,049 30 $123,275 03
Net premium deposits earned $36,267 79 $996,942 47
Net losses incurred 696 51 85,708 60
204 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Income and Expenditure — Continued
Administration and other expenses:
Administration $100,203 09
Investment expenses 7,069 79
$107,272 88
Net gain in underwriting $803,960 99
Other revenues:
Interest dividends and rentsearned $144,705 67
Profit onsale ofinvestments 9,481 72
154,187 39
Othfir expenditures:
Decrease in difference between booli value and market value
of investments $17,870 26
Decrease in book value of assets 8 78
$17,879 04
Net gain for policyholders on operations for year $940,269 34
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $1,921,151 03
Net gain on operations brought down 940,269 34
Total $2,861,420 37
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 967,162 93
Balance $1,894,257 44
Deduct:
Assets not admitted 1,594 64
Surplus of admitted assets over all liabilities $1,892,662 80
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force Dec. 31st, 1930 $14,390,039 $89,293 97 $362,957,421 $2,202,413 58
Written or renewed during year 7,991,277 42,997 69 199,369,271 1,165,690 61
Total $22,381,316 $132,291 66 $562,326,692
Deduct cancelled and expired 8,605,614 49,538 08 218,962,513
Net in force Dec. 31st, 1931 $13,775,702 $82,753 58 $343,364,179
Gross in force Dec. 31st, 1930 $1,200 $8 40 $415,874
Written or renewed during year 4,200 16 138,624
Total $5,400 $8 56 $554,498
Deduct cancelled and expired 4,200 16 302,690
Net in force Dec. 31st, 1931 $1,200 $8 40 $251,808
$3,368,104
1,352,756
19
30
$2,015,347
89
$3,118
785
25
76
$3,904
2,183
01
05
$1,720
96
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz. — one year, 96 % ; t wo years, 92 % ; three years, 88 % ; four years, 84 % ; five years, 80 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $350,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $350,000.
Give classes of insurance written: Fire, Use and Occupancy, Windstorm, Sprinkler Leakage,
Earthquake on Manufacturing Properties and other properties in connection therewith.
MUTUAL INSURANCE CORPORATIONS FOR 1931 205
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year
Expenses of adjustment and settlement of
losses
Xet losses paid
Deduct net claims outstanding at beginning
of year
Add net claims outstanding at end of year..
$864 45
$65 10
$70,644 60
$14,583 55
Nil
Nil
Nil
Nil
$864 45
$65 10
$70,644 60
$14,583 55
* 318 75
83 26
159 01
161 46
7,278 71
9,123 75
2,956 82
1,592 23
Net losses incurred $628 96 $67 55 $72,489 64 $13,218 96
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $26,218 49
Net losses paid in the Province 929 55
Percentage 3.55
Net premium deposits earned in the Province 36,267 79
Net losses incurred in the Province 696 51
Percentage 1.92
FALL RIVER MANUFACTURERS MUTUAL INSURANCE COMPANY
Head Office, 84 North Main St., Fall River, Mass.
Officers
President, James E. Osborn; Secretary, H. N. C. Terry; Treasurer, James W. Brigham.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — Lewis H. Kunhardt, Box 112, Boston, Mass.; Simeon B. Chase, William L. S.
Brayton, Thomas E. Brayton, James E. Osborn, Charles N. Borden, Spencer Borden, Nathan
Durfee, Fall River, Mass.; Andrew G. Pierce, Jr., and James E. Stanton, Jr., New Bedford, Mass.;
Joseph K. Milliken, North Dighton, Mass.
Auditor. — Harry L. French, Fall River, Mass.
Organized. — February 11, 1870. Commenced business. — May 1, 1870.
Commenced business in Canada. — October 21, 1927. In the Province. — October 21, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $2,104,112 67
Book value of stocks 163,235 00
Cashonhand $111 23
Cash in banks and other depositories 78,522 24
„ . , . . r ,, . 78,633 47
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $80,798 25
Written prior to October 1st, 1931 1,702 24
82,500 49
Total Ledger .-Assets $2,428,481 63
Non-Ledger Assets
Interest accrued $30,439 41
Excess of market over book value of securities 138,857 33
Interest on bank deposits, accrued 324 80
Total Non-Ledger Assets $169,621 54
Gross Assets $2,598,103 17
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1) $1,702 24
Total Ad mitted Assets $2,596,400 93
206 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
LiabUitles
Net provision for unpaid losses and claims $12,380 80
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $1,911,494 25
Unearned premium deposits 970,286 72
Administration expense 64 98
Taxes due and accrued 498 44
Total Liabilities $983,230 94
Surplus of admitted assets over all liabilities $1,613,169 99
Total $2,596,400 93
Income and Expenditure
In the All
Province Business
Gross premium deposits written $44,917 42 $1,454,710 96
Deduct:
Return premium deposits on cancelled business 15,594 14 306,952 84
Net premium deposits written $29,323 28 $1,147,758 12
Reserve of unearned premium deposits:
At beginning of year 39,854 94 1,091,488 61
At end of year I 36,201 41 970,286 72
Decrease $3,653 53 $121,201 89
Net premium deposits earned $32,976 81 $1,268,960 01
Net losses incurred 654 24 85,100 61
Administration and other expenses:
Administration $78,806 05
Directors' fees 1,440 00
Legal 777 22
Taxes and licenses 2,954 56
83,977 83
Net gain in underwriting $1,099,881 57
Other revenues:
Interest dividends and rents earned $118,816 90
Profit on sale of investments 12,508 75
131,325 65
Other expenditures:
Decrease in market value of investments 7,805 00
Net gain for policyholders on operations for year $1,223,402 22
Policyholders' Surplus
Surplus as regards policyholders, Januarylst, 1931 $1,683,665 59
Net gain on operations brought down 1,223,402 22
Total $2,907,067 81
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 1,292,195 58
Balance $1,614,872 23
Deduct:
Assets not ad mitted ' 1,702 24
Surplus of admitted assets over all liabilities $1,613,169 99
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force Dec. 31st,
1930 $11,129,172 00 $75,549 91 $365,104.596 27 $2,144,629 91
Written or renewed during
year 7,241,860 50 44,917 42 254,651.935 00 454,710 96
Total $18,371,032 50 $120,467 33 $619,756,531 27 $3,599,340 87
Deduct cancelled and
expired 7.392.734 00 49.149 37 283,773.055 00 1.687.846 62
Net in force Dec. 31. 1931.. $10. 978, 298 50 $71,317 96 $335,983,476 00 $1,911,494 25
I
MUTUAL IXSURANXE CORPORATIONS FOR 1931 • 207
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times the cash premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — Xo.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 96 7c; two years, 92%; three years, 8S % ; four years, 84%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $400,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $400,000.
Give classes of insurance written: Fire, Use and Occupancy, Sprinkler Leakage, Windstorm.
Explosion, Riot and Civil Commotion and Aircraft.
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $1,430 30 $36 90 $74,08131 $9,968 00
Expenses of adjustment and settlement of
losses 294 15 7 61 1,524 20 205 09
Net losses paid $1,724 45 $44 51 $75,605 51 $10,173 09
Deduct net claims outstanding at beginning
of year 1,080 93 43 75 11,344 43 1,714 36
Add net claims outstanding at end of year. . . 3 96 6 00 10,914 21 1,466 59
Net losses incurred $647 48 $6 76 $75,175 29 $9,925 32
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $29,323 28
Net losses paid in the Province 1,768 96
Percentage 6.03
Net premium deposits earned in the Province 32,976 81
Net losj<^es incurred in the Province 654 24
Percentage 1 .98
FIREMEN'S MUTUAL INSURANCE COMPANY
He.\d Office, Providence, R.I.
Officers
President, Frederick T. Moses; Vice-Presidents, Charles G. Easton, Carl A. Moses, Max H.
Matthes; Secretary, Charles G. Easton; Treasurer, Frederick T. Moses.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — Stephen O. Metcalf, Russell Grinnell, J. Arthur Atwood, Frank E. Richmond,
Charles D. Owen, Edward C. Bucklin, Frederick T. Moses, John Omwake, William P. Chapin,
J. Arthur Atwood, John L. Wilds, Robert R. Jencks, Shelby M. Jett, Carl A. Moses.
Auditor. — Felix Hebert.
Organized. — 1854. Commenced business. — 1854.
Commenced business in Canada. — August, 1927. In the Province. — August, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Mortgage loans on real estate — first liens $299,525 00
Book value of bonds and debentures 2,998,207 85
Book value of stocks 2,551,261 52
Cash in banks ind other depositories 237,569 08
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $190,567 36
Written prior to October 1st, 1931 3,607 42
^ 194,174 78
Total Ledger .Assets $6,280,738 23
208. ANNUAL REPORT- SUPERINTENDENT OF INSURANCE No. 6
Non-Ledger Assets
Interest — due, $14,213.90; accrued, $25,863.76 $40,077 66
Total Non-Ledger Assets ' $40,077 66
Gross Assets $6,320,815 89
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $3,607 42
Deficiency of market under book value of securities 438,710 37
$442,317 79
Total Admitted Assets $5,878,498 10
Liabilities
Net provision for unpaid losses and claims $34,466 14
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $4,925,941 62
Unearned premium deposits $2,583,082 65
Ad ministration expense 5,882 18
Taxes due and accrued '..'..'.'.'.'.'.'.'. lo!677 00
Mortgage interest paid in advance 200 00
Total Liabilities $2,634,307 97
Surplus of admitted assets over all liabilities $3,244,190 13
Total $5,878,498 10
Income and Expenditure
In the All
Province Business
Gross premim deposits written $130,682 15 $3,115,460 88
Deduct:
Return premium deposits on cancelled business 40,009 75 670,467 43
T^et premium deposits written $90,672 40 $2,444,993 45
:Reserve of unearned premium deposits:
At beginning of year 83,233 44 2,755,006 62
At end of year 95,795 39 2,583,082 65
Increase or decrease $12,561 95 $171,923 97
Net premium deposits earned $78,110 45 $2,616,917 42
Net losses incurred 1,315 30 207,295 70
Administration and other expenses:
Administration $267,199 57
Legal 2,527 28
Taxes and licenses 5,190 39
274,917 24
Net gain in underwriting $2,134,704 48
Other revenues:
Interest dividends and rents earned $284,001 35
Profit on sale of investments 43,849 20
Other expenditures:
Decrease in market value of investments $88,529 41
Loss on sale of investments 15,868 47
Decrease book value assets by adjustment 28,000 00
327,850 55
132,397 88
Net gain for policyholders on operations for year $2,330,157 15
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $3,345,982 57
Net gain on operations brought down 2,330,157 15
Total $5,676,139 72
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 2,428,342 17
Balance $3,247,797 56
Deduct:
Assets not admitted 3,607 42
Surplus of admitted assets over all liabilities $3,244,190 13
MUTUAL INSURANCE CORPORATIONS FOR 1931
209
Risks and Premium Deposits
In the Province
All Business
Risks
Gross
Pre mium
Deposits
Risks
Gross
Premium
Deposits
Gross in force Dec. 31st, 1930 ,
Written or renewed during year. .
, . .$26,423,778
. . . 22,400,087
, . .$48,823,865
. . . 21,193,910
, . .$27,629,955
Nil
Nil
$182,003 63
130,682 15
$312,685 78
128,872 47
$865,310,263
536,080,483
$1,401,390,746
555,185,018
$5,235,689 33
3,114,029 68
Total
$8,349,719 01
Deduct cancelled and expired. . . .
3,426,327 23
Net in force Dec. 31st, 1931
ther classes:
Gross in force Dec. 31st, 1930
Written or renewed during year. .
$183,813 31
Nil
Nil
$846,205,728
$408,115
222,452
$630,567
196,399
$434,168
$4,923,391 78
$3,375 40
1,431 20
Total
Nil
Nil
Nil
$4,806 60
Deduct cancelled and expired. . . .
Nil
2,256 76
Net in force Dec. 31st, 1931
Nil
Nil
$2,549 84
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times the premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz. — one year, 94 %; two years, 88 % ; three years, 82%; four years, 77%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $465,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $465,000.
Give classes of insurance written: Fire, Lightning, Sprinkler Leakage, and Windstorm.
Losses
In the Province
All Business
Fire
Other
Classes
Fire
Other
Classes
Gross claims paid during year $2,452 32
Expenses of adjustment and settlement
of losses Nil
Net losses paid $2,452 32
Deduct net claims outstanding at be-
ginning of year 1,225 17
Add net claims outstanding at end of
year 15 96
$110 19
$174,222 11
$25,466 84
Nil
44 72
Nil
$110 19
$174,266 83
$25,466 84
38 00
23,605 34
3,298 77
Nil
32,072 75
2,393 39
Net losses incurred.
!1,243 11
$72 19 $182,734 24
$24,561 46
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $90,672 40
Net losses paid in the Province 2,562 51
Percentage 2.83
Net premium deposits earned in the Province $78,110 45
Net losses incurred in the Province 1,315 30
Percentage 1.68
HOPE MUTUAL FIRE INSURANCE COMPANY
Head Office, 10 Weybosset St., Providence, R.I., U.S.A. '
Officers
President, Charles C. Stover; Vice-President, Ernest Kerr; Secretary, Royal G. Luther;
Treasurer, Charles C. Stover.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ontario.
Directors. — Zechariah Chafee, Providence, R.I.; Franklin R. Johnson, Boston, Mass.; Charles
C. Stover, Providence, R.I.;E. A. Moore, New Britain, Conn.; Paul T. Wise, New York; Frederick
W. Easton, Pawtucket, R.I.; Charles E. Cotting, Boston, Mass.; Charles I. Rice, Hartford, Conn.;
Frederick S. Chase, Waterbury, Conn.; Edwin A. Barrows, Providence, R.I.; Charles B. Rockwell,
Jr., Bristol, R.I.; Dexter Stevens, Pawtucket, R.I.; E. S. Boyer, New York, N.Y.; C. A. Sanford,
New York, N.Y.
Auditors. — Felix Hebert, Providence, R.I.
Organized. — March, 1875.
Commenced business. — April, 1875.
Commenced business in Canada. — August, 1927. In the Province. — August 27, 1927.
210
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
$1 284 340 98
Book value of bonds and debentures • ■ • ■ 'sTs'.ieS 27
Book value of stocks $775 66
Cash on hand : • • •. 4« 658 86
Cash in banks and other depositories 49,433 86
Premium deposits in course of collection: $^3 001 47
Written on or subsequent to October 1st, 1931 ^ 1 706 39
Written prior to October 1st, 1931 ' 34,707 86
, , ^ ^ . $1,741,645 97
Total Ledger Assets
N on-Ledger Assets
.... $11,919 49
Interest accrued
r J A * .... $11,919 49
Total Non- Ledger Assets ^
$1,753,565 46
Gross Assets
Deduct Assets Not Admitted: ■ ^ r^ ^ k^, i =^^ t.^ 706 39
Premium deposits (business written prior to October 1st) $l,7Ub ^9
Deficiency of market under book value of securities bb.ias ^o 58,444 64
, . ^ . ^ , , $1,695,120 82
Total Admitted Assets __^^_^^^=^
Liabilities
$7 195 98
Net provision for unpaid losses and claims ............. . • ■
Gross premium deposits (less reinsurance) received and ""'^^^le ^ ^^^ ^^^ ^^
on all unexpired risks '
683,869 06
Unearned premium deposits 695,193 12
Taxes due and accrued .
.... . . $4,128 08
Total Liabilities
$999 927 70
Surplus of admitted assets over all liabilities ;
$1,695,120 82
Total - ■
Income and Expenditure
I n t he All
Province Business
•,,„„ .. $27,690 37 $791,176 71
Gross premium deposits written
°''Reiurn premium deposits on cancelled business ^,545 80 162,910 28
.,,„„ . .. $20,144 57 $628.266 43
Net premium deposits written
Reserve of unearned premium deposits: $30 641 59 $761,638 23
At beginning of year 21*923 33 683,869 06
At end of year — __ ■
$8,718 26 ■ $77,769 17
Decrease . — —
., , . $28,862 83 $706,035 60
Net premium deposits earned ^gg gg 51,510 01
Net losses incurred ____^_^-:;=^
Administration and other expenses: $50,686 70
Ad ministration 754 65
Legal •■■■■■ ; ; 2,987 79
Taxes and licenses ^g gj^j^ oq
Association fees, etc _^ ] 1_ 94,416 74
. . $560,108 85
Net gain in underwriting
Other revenues: e-,; og^ qq
Interest dividends and rents earned r' iai "7
Increase in market value of investments n'r,og 38
Profit on sale of investments 'ggg go
Canadian exchange Z 89.015 17
Other expenditures: $109 59
Book value of assets written down ^^
Net gain for policyholders on operations for year '
MUTUAL IXSURAN'CE CORPORATION'S FOR 1931 211
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $1,028,424 73
Net gain on operations brought down 649,014 43
Total $1,677,439 16
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current deposits due 675,805 07
Balance $1,001,634 09
Deduct:
Ledger assets not admitted 1,706 39
Surplus of ad mitted assets over all liabilities $999,927 70
Risks and Prensium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in forc-e Dec. 31st, 1930 $9,229,556 $60,424 45 $229,911,162 $1,455,890 53
Written or renewed during year 4,573,379 27,690 37 131,555,696 791,176 71
Total $13,802,935 $88,114 82 $361,466,858 $2,247,067 24
Deduct cancelled and expired 4,567,891 28,696 76 145,165,542 914,817 60
Net in force Dec. 31st, 1931 $9,235,044 $59,418 06 $216,301,316 $1,332.249 64
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times the premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 94.08%; two years, 91.25%; three years, 85.42%; four years, 85.15%;
five years, 76 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $125,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $125,000.
Give classes of insurance written: Fire, Windstorm, Sprinkler Leakage, and Use and
Occupancy.
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $536 65 $50 74 $42,379 74 $6,661 61
Expenses of adjustment and settlement of
losses Nil Nil Nil Nil
Net losses paid $536 65 $50 74 $42,379 74 $6,661 61
Deduct net claims outstanding at beginning
of year 125 00 Nil 4,500 91 226 41
Add net claims outstanding at end of year. . . Nil 4 00 6,521 28 674 70
Net losses incurred $411 65 $54 74 $44,400 11 $7,109 90
ProTincial Net Premium Deposits and Losses
Net premium deposits written in the Province $20,144 57
Net losses paid in the Province 587 39
Percentage 2.91
Net premium deposits earned in the Province 28,862 83
Net losses incurred in the Province 466 39
Percentage 1.61
212
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
INDUSTRIAL MUTUAL INSURANCE COMPANY
Head Office, Boston, Mass.
Officers
President, Edwin N. Bartlett; Vice-President, William B. Brophy; Secretary, Edward H.
Williams; Treasurer, William B. Brophy.
Chief Agent in Province. — William A. Young, 97 Spencer Ave., Toronto, Ontario.
Directors. — E. H. Clapp, Boston, Mass.; W. B. Brophy, Boston, Mass.; J. P. Stevens,
Newburyport, Mass.; E. F. Lewis, Lawrence, Mass.; J. O. Beebe, Boston, Mass.; A. H. Lowe,
Fitchburg, Mass.; J. K. Milliken, North Dighton, Mass.; C. N. Stoddard, Greenfield, Mass.;
C. A. Stone, New York, N.Y.; R. N. Fowler, Holyoke, Mass.
Auditors. — Patterson, Teele & Dennis, 1 Federal St., Boston, Mass.
Organized. — November 4, 1884. Commenced business. — January 15, 1885.
Commenced business in Canada. — March 20, 1929. In the Province. — March 20, 1929.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures.
Book value of stocks
Cash in banks and other depositories
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931.
Written prior to October 1st, 1931
$969,994 48
14,200 00
34,497 22
$20,726 45
1,156 34
Total Ledger Assets.
Non-Ledger Assets
Interest accrued
Excess of market over book value of securities
Total Non-Ledger Assets.
Gross Assets
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st),
Total Admitted Assets.
21,882
79
$1,040,574
49
$13,824
28,593
79
02
$42,417
81
$1,082,992
30
$1,156
34
$1,081,835
96
LiabUities
Net provision for unpaid losses and claims
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $649,373 88
Unearned premium deposits
Administration expense
Taxes due and accrued
Total Liabilities
Surplus of admitted assets over all liabilities.
Total
$5,026 55
333,423 93
621 67
592 71
$339,664 86
$742,171 10
$1,081,835 96
Income and Expenditure
Gross premium deposits written
Deduct:
Return premium deposits on cancelled business.
Net premiu m deposits written
Reserve of unearned premium deposits:
At beginning of year
At end of year
Decrease
Net premium deposits earned
Net losses incurred
Administration and other expenses:
Administration
Directors' fees
Legal
Taxes and licenses
In the
Province
$13,438 61
3,187 67
$9,614 37
9,306 83
$307 54
$10,558 48
78 33
$33,072 00
780 28
390 04
898 12
•All
Business
$448,761 26
51,522 14
$10,250 94 $367,239 12
Net gain in underwriting.
364,534 11
333.423 93
$31,110 18
$398,349 30
20,686 77
35.140 44
$342,522 09
MUTUAL INSURANCE CORPORATIONS FOR 1931
213
Income and Expenditure — Continued
Other revenues:
Interest dividends and rentsearned $49,419 18
Profit on sale of investments 4,281 00
Increase in market value of investments 979 00
$54,679 18
Other expenditures:
Loss on sale of investments $7,632 50
Decrease in book value of investments 6,178 75
Investment expenses paid 1,245 28
15,056 53
Net gain for policyholders on operations for year $382,144 74
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $769,318 04
Net gain on operations brought down 382,144 74
Total $1,151,462 78
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium depositsdue 408,135 34
Balance $743,327 44
Deduct:
Assets notadmitted 1,156 34
Surplus of admitted assets over all liabilities $742,171 10
Risks and Premium Deposits
Ix THE Province
Gross
Risks Premium
Deposits
Fire:
Gross in force Dec. 31st, 1930 $2,816,835 $19,700 24
Written or renewed during year 2,200.468 13,438 61
Total $5,017,303 $33,138 85
Deduct cancelled and expired 2,055,327 13,078 21
Net in force Dec. 31st, 1931 $2,961,976 $20,060 64
Other classes:
Gross in force Dec. 31st, 1930 Nil Nil
Written or renewed during year Nil Nil
Total Nil Nil
Deduct cancelled and expired Nil Nil
Net in force Dec. 31st, 1931 Nil Nil
All Business
Gross
Risks Premium
Deposits
$113,318,848 $729,731 25
73,488,692 448,503 49
$60,018
40,152
$100,170
54,200
$45,970
$186,807,540 $1,178,234 74
82,006,636 529,205 30
$104,800,904 $649,029 44
$495 62
257 77
$753 39
408 95
$344 44
I
I
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — Yes, a small percentage added to reserve.
Percentage of cash premiums returned during the year on expired policies as expiration
return of premium, viz.: — one year, 95%; two years, 90%; three years, 85%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $50,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $50,000.
Give classes of insurance written: Fire, Use and Occupancy, Windstorm, Sprinkler Leakage.
Losses
In the Province
All Business
Fire
Other
Classes
Fire
Other
Classes
Gross claims paid during year
Expenses of adjustment and settlement of
losses
Net losses paid
Deduct net claims outstanding at beginning
of year
Add net claims outstanding at end of year
Net losses incurred
$126 69
$8 64
$16,699 92
$2,422 30
Nil
Nil
Nil
Nil
$126 69
$8 64
$16,699 92
$2,422 30
58 00
1 00
Nil
Nil
3,181 00
4,505 55
281 00
521 00
$69 69
$8 64 $18,024 47
2,662 30
214
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Provincial Net Premium Deposits and Losses
Net premium deposit written in the Province $10,250 94
Net losses paid in the Province 135 33
Percentage 1 .32
Net premium deposits earned in the Province $10,558 48
Net losses incurred in the Province 78 33
Percentage .74
KEYSTONE MUTUAL FIRE INSURANCE COMPANY
Franklin Trust Bldc, Philadelphia, Pa.
Officers
President, F. A. Downes; Vice-Presidents, Simon Miller, H. P. Onyx; J. C. Rieg; Secretary,
G. C. Hopson; Treasurer, F. A. Downes.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ontario.
Directors. — Frederick A. Downes, Philadelphia, Pa.; Conyers Read, Philadelphia, Pa.;
Simon Miller, Philadelphia, Pa.; Fayette R. Plumb, Philadelphia, Pa.; John R. Williams,
Philadelphia, Pa.; J. A. Du Plessis, Avenal, N.J.; John C. Lowry, Philadelphia, Pa.; C. S. Redding
Philadelphia, Pa.; Joseph Bancroft, Wilmington, Del.; Harry W. Koch, Huntingdon, Pa.
Auditors. — Ernst & Ernst, Philadelphia, Pa.
Organized. — December 30, 1884. Commenced business. — January 1, 1885.
Commenced business in Canada. — October 21, 1927. In the Province. — October 21, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures
Book value of stocks
Cash on hand $8,521 97
Cash in banks and other depositories 26,350 65
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $21,457 71
Written prior to October 1st, 1931 267 54
Total Ledger Assets
Non-Ledger Assets
Interest accrued
Total Non-Ledger Assets
Gross Assets
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $267 54
Deficiency of market under book value of securities 29,206 74
Total Admitted Assets
Liabilities
Net provision for unpaid losses and claims
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $726,439 26
Unearned premium deposits
Bills due and accrued
Other liabilities:
Borrowed money 35,000 00
Interest due and accrued on borrowed money 11 66
Total Liabilities
Surplus of admitted assets over all liabilities
Total
$689,516 74
31,250 00
34,872 62
21,725 25
$777,364 61
$11,479 72
$11,479 72
$788,844 33
$29,474 28
$759,370 05
$9,986 87
357,254 45
200 00
$404,452 98
$354,917 07
$759,370 05
MUTUAL INSURANCE CORPORATION'S FOR 1931 215
Income and Expenditure
In the All
Province Business
Gross premium deposits written $13,819 39 $533,977 18
Deduct:
Return premium deposits on cancelled business 3,383 56 106,935 35
Net premium deposits written $10,435 83 $427,041 83
Reserve of unearned premium deposits:
At beginning of year 11,657 52 $432,882 40
At end of year 9,595 85 357,254 45
Decrease $2,061 67 $75,627 95
Net premium deposits earned $12,497 50 $502,669 78
Net losses incurred 85 53 28,360 71
Administration and other expenses:
Administration $37,288 93
Directors' fees 2,480 00
Legal 339 77
Taxes and licenses 1,100 76
Association fees, etc 16,452 74
57,662 20
Net gain in underwriting $416,646 87
Other revenues:
Interest dividendsand rentsearned $38,694 50
Profits on sale of investments 42 57
Increase in market value of investments 3,692 43
42,429 50
Net gain for policyholders on operations for year $459,076 37
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $379,994 22
Net gain on operations brought down 459,076 37
Total $839,070 59
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 483,885 98
Balance $355,184 61
Deduct:
Assets notadmitted 267 54
Surplus of admitted assets over all liabilities $354,917 07
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force Dec. 31st, 1930 $3,375,941 $22,698 88 $123,470,700 $842,770 00
Written or renewed during year 2,147,152 13,819 39 81,419,225 533,977 18
Total $5,523,093 $36,518 27 $204,889,925 $1,376,747 18
Deduct cancelled and expired 2,336,070 17,000 97 95,159,902 650,307 92
Net in force Dec. 31st, 1931 $3,187,023 $19,517 30 $109,730,023 $726,439 26
sits retained from a policyholder
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium.
Is any portion of the savings or unabsorbed premium deposit
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 93 % I two years, 86 9c ; three years, 80 % ; four years, 72 % ; five years, 65 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $50,000.
What is the largest net aggregate amount insured in any one hazard?
Ans^ver. — $50,000.
Give class of insurance written: Fire (Sprinkler Leakage and Windstorm included).
216
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Losses
In the All
Province Business
Fire Fire
Gross claims paid during year $79 28 $21,239 48
Expenses of adjustment and settlement of losses Nil Nil
Net losses paid $79 28 $21,239 48
Deduct net claims at beginning of year Nil 2,865 64
Add net claims outstanding at end of year 6 25 9,986 87
Net losses incurred $85 53 $28,360 71
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $10,435 83
Net losses paid in the Province 79 28
Percentage .76
Net premium deposits earned in the Province 12,497 50
Net losses incurred in the Province 85 53
Percentage .68
MANTON MUTUAL FIRE INSURANCE COMPANY
Head Office, Philadelphia, Pa.
Officers
President, F. A. Downes; Vice-Presidents, Joseph Bancroft, J. C. Rieg, H. P. Onyx; Secretary,
G. C. Hopson; Treasurer, F. A. Downes.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto.
Directors. — Simon Miller, F. A. Downes, J. A. White, Philadelphia, Pa.; Jos. Bancroft,
Wilmington, Del.; J. R. Williams, J. E. Bromley, Philadelphia, Pa.; F. A. Weiss, Newark, N.J.;
A. D. Smith, A. H. V'aux, F. A. Downes.
Auditors. — Ernst & Ernst, Philadelphia, Pa.
Organized. — February 28, 1894. Commenced business. — March 1, 1894.
Commenced business in Canada. — October 21, 1927. In the Province. — October 21, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures
Book value of stocks
Cash on hand $204 45
Cash in banks and other depositories 19,032 09
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $18,942 05
Written prior to October 1st, 1931 64 37
Total Ledger .'Assets
Non-Ledger Assets
Interest accrued
Total Non-Ledger Assets
Gross Assets
Deduct Assets Not Admitted:
Premium deposits (business written prior to October Ist) $64 37
Deficiency of market under book value of securities 19,046 32
Total Admitted Assets
$634,886 32
13,400 00
•19.236 54
19,006 42
$686,529 28
$10,000 52
$10,000 52
$696,529 80
$19,110 69
$677,419 11
MUTUAL INSURANCE CORPORATIONS FOR 1931
217
Liabilities
Net provision forunpaidlossesandclaims
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $641,980 54
Unearned premium deposits
Taxes dueandaccrued
Other liabilities:
Interest due and accrued on borrowed money
Bills due and accrued
Due and to become due for borrowed money
Total Liabilities
Surplus of admitted assets over all liabilities
Total
Income and Expenditure
In the
Province
Gross premium deposits written $12,376 00
Deduct:
Return premium deposits on cancelled business 2,762 77
Net premium deposits written $9,613 83
Reserve of unearned premium deposits:
At beginning of year $9,856 32
At end of year 8,137 45
Decrease $1,718 87
Net premium deposits earned $11,332 70
Net losses incurred 78 59
Administration and other expenses:
Administration $27,724 14
Directors' fees 2,480 00
Legal 301 40
Taxes and licenses 1,175 59
Association fees, etc 14,491 69
Furniture and fixtures 15 84
Rent 5,087 36
Postage, telegraph and telephones 518 23
Advertising subscriptions 259 29
Printing and stationery 708 85
Miscellaneous 385 00
Net gain in underwriting
Other revenues:
Interest dividends and rents earned $34,049 11
Increase in market value of investments 2,861 25
Other expenditures:
Loss from sale of assets
Net gain for policyholders on operations for year
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931
Net gain on operations brought down
Total
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due
Balance
Assets not admitted
Surplus of admitted assets over all liabilities
$9,653 67
317,621 29
1,800 00
10 00
200 00
30,000 00
$359,284 96
$318,134 15
$677,419 11
All
B usiness
$489,162 00
94,017 57
$395,144 43
$385,313 69
317,621 29
$67,692 40
$462,836 83
26,939 11
53,147 39
$382,750 33
$36,910 36
$30 00
$419,630 69
$348,036 81
419,630 69
$767,667 50
449,468 98
318,198 52
64 37
$318,134 15
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31, 1930 $2,766,708 $19,179 74 $108,688,966 $749,542 19
Written or renewed during year 1,907,296 12,376 60 73,743,885 $489,162 00
Total $4,674,004 $31,556 34 $182,432,851 $1,238,704 19
Deduct cancelled and expired 2,113,430 15,102 47 86,644,890 596,723 65
Net in force, Dec. 31st, 1931 $2,560,574 $16,453 87 $95,787,961 $641,980 54
218 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 93 % ; two years, 86 %; three years, 80 % ; four years, 72 % ; five years, 65 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $50,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $50,000.
Give classes of insurance written: Fire (Sprinkler Leakage and Windstorm included).
Losses
In the All
Province Business
Fire Fire
Gross claims paid during year $72 34 $19,832 98
Expenses of adjustment and settlement of losses Nil Nil
Net losses paid $72 34 $19,832 98
Deduct net claims outstanding at beginning of year Nil 2,547 54
Add net claims outstanding at end of year $6 25 9,653 67
Net losses incurred $78 59 $26,939 11
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $9,613 83
Net losses paid in the Province 72 34
Percentage .75
Net premium deposits earned in the Province 11,332 70
Net losses incurred in the Province 78 59
Percentage .69
MANUFACTURERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, 10 Weybosset St., Providence, R.I.
Officers
President, John R. Freeman; Vice-Presidents, Benjamin G. Buttolph, Edwin D. Pingree,
Hovey T. Freeman, Arthur A. Longley, Clarke Freeman; Secretary, Theodore P. Bogert,
Treasurer, John R. Freeman.
Representative in the Province. — Harvey D. Jones, 1005 Atlas Bldg., Toronto, Ont.
Directors. — Arnold B. Chase, Henry F. Lippitt, John R. Freeman, Jesse H. Metcalf, Samuel
M. Nicholson, Henry D. Sharpe, Robert H. I. Goddard, Providence. R.I.; Charles M. Holmes,
New Bedford, Mass.; James R. MacColl, Providence, R.I.; A. O. Dawson, Montreal, Canada;
John H. Goss, Waterbury, Conn.; Charles O. Richardson, Boston, Mass.; Malcolm G. Chase,
William Gammell, Jr., Providence, R.I.; Edmund C. Mayo (elected. May 7, 1929), Providence, R.I.
Auditor. — Felix Hebert, Turk's Head Building, Providence, R.I.
Organized. — 1835. Commenced business. — 1835.
Commenced business in Canada. — August 27, 1927. In the Province. — August 27, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $1,176,231 53
Book value of stocks 2,919,252 32
Cash on hand $7,589 09
Cash in banks and other depositories 288,316 96
295,906 05
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $83,015 52
Written prior to October 1st, 1931 2,657 73
85,673 25
Total Ledger Assets $4,477,063 15
MUTUAL INSURANCE CORPORATIONS FOR 1931 219
Non-Ledger Assets
Interest due, $3,562.72; accrued, $12,189.51 $15,752 23
Excess of market over book value of securities 437,887 15
Total Non-Ledger Assets $453,639 38
Gross Assets $4,930,702 53
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1) $2,657 73
Total Admitted Assets $4,928,044 80
LiabUities
Net provision for unpaid losses and claims $17,859 99
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $3,361,781 41
Unearned premium deposits 1,710,504 74
Administration expense 153 98
Taxes dueandaccrued 1,221 96
Total Liabilities $1,729,740 67
Surplus of admitted assets over all liabilities $3,198,304 13
Total $4,928,044 80
Income and Expenditure
In the All
Province Business
Gross premium deposits written $71,663 07 $1,944,127 29
Deduct:
Return premium deposits on cancelled business 27,965 60 488,014 88
Net premium deposits written $43,697 47 1,456,112 41
Reserve of unearned premium deposits:
At beginning of year 68,080 24 1,915,963 12
At end of year 51,331 42 1,710,504 74
Decrease $16,748 82 205,458 38
Net premium deposits earned $60,446 29 $1,661,570 79
Net losses incurred 1,160 86 142,847 70
Administration and other expenses:
Administration $166,345 85
Investment expense 11,875 18
$178,221 03
Net gain in underwriting $1,340,502 06
Other revenues:
Interest dividends and rents earned $242,451 60
Profit on sale of investments 17,701 18
260,152 78
Other expenditures:
Decrease in book value of ledger assets $71 01
Decrease in market value of investments 52,021 88
52,092 89
Net gain for policyholders on operations for year $1,548,561 95
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $3,264,338 11
Net gain on operations brought down 1,548,561 95
Total $4,812,900 06
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current pre miu m deposits due 1,611,938 20
Balance $3,200,961 86
Deduct:
Assets notadmitted 2,657 73
Surplus of admitted assets over all liabilities $3,198,304 13
220
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Risks and Premium Deposits
In the Province
Gross
Risks Premium
Deposits
' Gross in force Dec. 31st, 1930 $23,983,398 $148,823 29
Written or renewed during year 13,318,794 71,662 81
Total $37,302,192 $220,486 10
Deduct cancelled and expired 14,342,688 82,563 47
Net in force Dec. 31st, 1931. . . .$22,959.504 $137,922 63
Other classes:
Gross in force Dec. 31st, 1930 $2,000 $14 00
Written or renewed during year 7,000 26
Total $9,000 $14 26
Deduct cancelled and expired 7,000 26
Net in force Dec. 31st, 1931. . . . $2,000 $14 00
All Business
Risks
Gross
Premium
Deposits
$604,929,035 $3,670,689 27
332,282,119 1,942,817 70
$937,211,154
364,937,522
$5,613,506 97
2,254,593 84
$572,273,632 $3,358,913 13
$693,123
231,040
$924,163
504,484
$419,679
$5,197 10
1,309 59
$6,506 69
3,638 41
$2,868 28
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 96 9^ ; two years, 92 % ; three years, 88 % ; four years, 84 %; five years, 80%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $600,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $600,000.
Give classes of insurance written: Fire, Use and Occupancy, Windstorm, Sprinkler Leakage,
Earthquake, on manufacturing properties and other properties in connection therewith.
Losses
In the Province
Fire
Gross claims paid during year $1,440 76
Expenses of adjustment and settlement of
losses Nil
Net losses paid $1,440 76
Deduct net claims outstanding at beginning
of year 531 22
Add net claims outstanding at end of year. . . 138 73
Net losses incurred $1,048 27
Other
Classes
All Business
Fire
Other
Classes
$108 50 $117,740 99
Nil Nil
$24,305 94
Nil
$108 50 $117,740 99 $24,305 94
265 03
269 12
12,131 19
15,206 27
4,928 03
2,653 72
$112 59 $120,816 07 $22,031 63
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $43,697 47
Net losses paid in the Province 1,549 26
Percentage ^^^'on
Net premium deposits earned in the Province 60,446 29
Net losses incurred in the Province 1,160 86
Percentage ,' 1 . 92
MUTUAL INSURANCE CORPORATIONS FOR 1931
221
MECHANICS' MUTUAL FIRE INSURANCE COMPANY
Head Office, 10 Wevbosset St., Providence, R.I.
Officers
President. John R. Freeman; V'ice- Presidents, Benjamin G. Buttolph, Edwin D. Pingree,
Hovey T. Freeman, Arthur A. Longley, Clarke Freeman; Secretary, Theodore P. Bogert;
Treasurer, John R. Freeman.
Representative in the Province. — Harvey D. Jones, 1005 Atlas Bldg., Toronto, Ont.
Directors. — Arnold B. Chase, Henry F. Lippitt, John R. Freeman, Jesse H. Metcalf, Samuel
M. Nicholson, Henry D. Sharpe, Robert H. C. Goddard, Providence, R.I.; Charles M. Holmes,
Kew Bedford, Mass.; James R. MacCoIl. Providence, R.I.; A. O. Dawson, Montreal, Canada;
John H. Goss, Waterbury, Conn.; Charles O. Richardson, Boston, Mass.; Malcolm G. Chase,
William Gammell, Jr., Providence, R.I.; Edmund C. Mayo (elected. May 7, 1929), Providence,
R.I.
Auditor — Felix Hebert, Turk's Head Building, Providence, R.I.
Organized. — 1871. Commenced business. — 1871.
Commenced business in Canada. — August 27, 1927. In the Province. — August 27, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $677,960 62
Book value of stocks 2,020,480 27
Cash in banks and other depositories 152,991 21-
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $49,809 32
Written prior to October 1st, 1931 1,594 64
51,403 96
Total Ledger Assets $2,902,836 06
Non-Ledger Assets
Interest due, $2,407.88; accrued, $7,284.64 $9,692 52
Excess of market over book value of securities 340,059 11
Total Non-Ledger Assets $349,751 63
Gross Assets $3,252,587 69
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $1,594 64
Total Admitted Assets $3,250,993 05
Liabilities
Net provision for unpaid losses and clai ms $10,715 98
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $2,017,068 85
Unearned premium deposits $1,026,302 87
Administration expense 92 39
Taxes due and accrued 733 18
Total Liabilities $1,037,844 42
Surplus of admitted assets over all liabilities $2,213,148 63
Total $3,250,993 05
Income and Expenditure
In the All
Province Business
Gross premium deposits written $42,997 85 $1,166,476 37
Deduct:
Return premium deposits on cancelled business 16,779 36 292,808 92
Net premium deposits written $26,218 49 $873,667 45
222
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Income and Expenditure — Continued
Reserve of unearned premium deposits:
At beginning of year $40,848 16 $1,149,577 91
At end of year 30,798 86 1,026,302 87
Decrease $10,049 30 $123,275 04
Net premium deposits earned $36,267 79 $996,942 49
Net losses incurred 696 51 85,708 61
Ad ministration and other expenses $99,849 70
Investment expense 8,184 17
108,033 87
Net gain in underwriting ' $803,200 01
Other revenues:
Interest dividendsand rents earned $161,577 58
Profit on sale of investments 9,721 95
171.299 53
Other expenditures:
Decrease in difference between book value and market value
of investments $18,973 28
Decreaseinbookvalueofassets 57 91
19,031 19
Net gain for policyholders on operations for year $955,468 35
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $2,226,437 85
Net gain on operations brought down 955,468 35
Total $3,181,906 20
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current pre miu m deposits due 967,162 93
Balance $2,214,743 27
Deduct:
Assets not admitted 1,594 64
Surplus of admitted assets over all liabilities $2,213,148 63
Risks and Premium Deposits
In the Province
/
Gross
Risks Premium
Deposits
Fire:
Gross in force, Dec. 31st, 1930 $14,390,039 $89,293 97
Written or renewed during year 7,991,276 42,997 69
Total $22,381,315 $132,291 66
Deduct cancelled and expired 8,605,613 49,538 08
Net in force, Dec. 31st, 1931 $13,775,702 $82,753 58
Other classes:
Gross in force, Dec. 31st, 1930 $1,200 $8 40
Written or renewed during year 4,200 16
Total $5,400 $8 56
Deduct cancelled and expired 4,200 16
Net in force, Dec. 31st, 1931 $1,200 $8 40
.^LL Business
Risks
Gross
Premiu m
Deposits
$362,957,421
199.369,271
$562,326,692
218,962,513
$2,202,413 58
1.165,690 62
$3,368,104 20
1,352,756 31
$343,364,179 $2,015,347 89
$415,874
138,624
$554,498
302,690
$251,808
$3,118 25
785 75
$3,904 00
2.183 04
$1,720 96
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 96 % ; two years, 92 % ; three years, 88 %; four years. 84 Tc ; five years, 80%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $350,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $350,000.
Give classes of insurance written: Fire, Use and Occupancy. Windstorm. Sprinkler Leakage,
Earthquake, on manufacturing properties and other properties in connection therewith.
MUTUAL INSURANCE CORPORATIONS FOR 1931 223
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $864 45 $65 10 $70,644 60 $14,583 56
Expenses of adjustment and settlement of
losses Nil Nil Nil Nil
Net losses paid $864 45 $65 10 $70,644 60 $14,583 56
Deducting net claims outstanding at begin-
ning of year 318 74 159 02 7,278 71 2,956 82
Add net claims outstanding at end of year.. 83 25 161 47 9,123 75 1,592 23
Net losses incurred $628 96 $67 55 $72,489 64 $13,218 97
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $26,218 49
Net losses paid in the Province 929 55
Percentage 3.55
Net premium deposits earned in the Province 36,267 79
Net losses incurred in the Province 696 51
Percentage 1.92
MERCANTILE MUTUAL FIRE INSURANCE COMPANY
Head Office, Providence, R.I.
Officers
President, Frederick T. Moses; Vice-Presidents, Carl A. Moses, Max H. Matthes, C. G.
Easton; Secretary, J. M. Legris; Treasurer, Frederick T. Moses.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — Alfred U. Eddy, President Emeritus; William P. Chapin, Edward C. Bucklin,
Frederick T. Moses, Edward W. Swift, William N. Reynolds, Arnold B. Chase, Stephen O.
Metcalf, J. Arthur Atwood, Robert R. Jenks, Carl A. Moses, John L. Wilds.
Auditor. — Felix Hebert.
Organized. — 1884. Commenced business. — August, 1884.
Commenced business in Canada. — August, 1927. In the Province. — August, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Mortgage loans on real estate — first liens $60,800 00
Book value of bonds and debentures 394,336 23
Book value of stocks 648,039 63
Cash in banks and other depositories 24,736 94
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $40,119 44
Written prior to October 1st, 1931 759 46
40,878 90
Total Ledger Assets $1,168,791 70
I
Non-Ledger Assets
interest due, $2,465.00; accrued, $4,311.64 $6,776 64
Total Non-Ledger Assets $6,776 64
Gross Assets $1,175,568 34
Deduct Assets Not Admitted:
Bills receivable (business written prior to October 1st) $759 46
Excess of market over book value of securities 150,385 86
$151,145 32
Total Admitted Assets $1,024,423 02
224
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 5
Liabilities
Net provision for unpaid losses and claims
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $1,037,040 36
Unearned premium deposits
Administration expense
Taxes due and accrued
Total Liabilities
Surplus of admitted assets over all liabilities.
Total
$7,256 02
543,806 89
1,238 36
2,056 00
$554,357 27
$470,065 75
$1,024,423 02
Income and Expenditure
Gross premium deposits written
Deduct:
Return premium deposits on cancelled business.
Net pre mi u m deposits written
Reserve of unearned premium deposits:
At beginning of year
At end of year
Increase and decrease.
Net premium deposits earned.
Net losses incurred
Administration and other expenses:
Ad ministration
Legal
Taxes and licenses (credit) ....
Net gain in underwriting
Other revenues:
Interest dividends and rents earned,
Profit on sale of invest ments
Other expenditures:
Decrease in market value of investments.
Loss on sale of investments
Net gain for policyholders on operations for year
Policyholders* Surplus
Surplus as regards policyholders, January 1st, 1931
Net gain on operations brought down
Total.
In the
Province
$27,512 03
8,423 10
$19,088 93
17,546 27
19,982 29
$2,436 02
$16,652 91
383 99
$64,754 05
487 67
468 79
$55,134 05
913 01
$15,144 80
20,849 88
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due
Balance .
Deduct:
Ledger assets not admitted
Surplus of admitted assets over all liabilities.
All
Business
$655,886 50
136,385 80
519,500 70
579,999 38
543,806 89
$36,192 49
$555,693 19
43,641 18
64,772 93
$447,279 08
56,047 06
35.994 68
$467,331 46
$519,489 03
467,331 46
$986,820 49
515,995 28
$470,825 21
759 46
$470,065 75
Risks and Premium Deposits
In the Province
Risks
Fire:
Gross
Pre miu m
Deposits
."^LL Business
Risks
Gross
Pre miu m
Deposits
Gross in force, Dec. 31st, 1930 $5,562,900
Written or renewed during year 4,715,808
Total $10,278,708
Deduct cancelled and expired 4,461,876
$38,316 34
27,512 03
$65,828 37
27,131 05
$182,170,583 $1,102,250 38
112,859,049 655,585 20
$295,029,632
116,881,058
$175,835 58
721.332 03
Net in force, Dec. 31st. 1931 $5,816,832 $38,697 32 $178,148,574 $1,036,503 55
Other classes:
Gross in force, Dec. 31st, 1930. .
Written or renewed during year.
Total
Deduct cancelled and expired,
Net in force, Dec. 31st, 1931 . . . .
Nil
Nil
Nil
Nil
$85,939
46,832
$710 61
301 30
Nil
Nil
Nil
Nil
$132,771
41,347
$1,011 91
475 10
Nil
Nil
$91,424
$536 81
s or
MUTUAL INSURANCE CORPORATIONS FOR 1931 225
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times the premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — N"o.
Percentage of cash premiums returned during the year on expired policies as dividend
profits, viz.: — one year, 94%; two years, 88%; three years, 82%; four years, 77%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $98,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $98,000.
Give classes of insurance written: Fire, Lightning, Sprinkler Leakage, Windstorm.
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $516 28 $23 20 $36,678 35 $5,36141
Expenses of adjustment and settlement of
losses Nil Nil 9 42 Nil
Net losses paid $516 28 $23 20 $36,687 77 $5,361 41
Deduct net claims outstanding at beginning
of year 158 85 Nil 4,969 54 694 48
Add net claims outstanding at end of year.. 3 36 Nil 6,752 15 503 87
Net losses incurred $360 79 $23 20 $38,470 38 $5,170 80
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $19,088 93
Net losses paid in the Province 539 48
Percentage _2.82
Net premium deposits earned in the Province 16,652 91
Net losses incurred in the Province 383 99
Percentage 2.30
MERCHANTS' MUTUAL FIRE INSURANCE COMPANY
Head Office, Providence, R.I.
Officers
\
President, William B. McBee; Vice-President, Charles H. Smith; Secretary, Howard 1. Lee;
Treasurer, William B. McBee.
Chief A gent in the Province. — W. A. Young, 97 Spencer Ave., Toronto.
Directors. — Charles H. Merriman, Providence, R.I.; Harvey A. Higgins, Cleveland, Ohio;
William B. McBee, Providence, R.I.; Charles H. Newell, Providence, R.I.; Royal C. Taft,
Providence, R.I.; Herbert G. Beede, Pawtucket, R.I.; Henry L. Tiffany, New Bedford, Mass.;
Charles H. Smith, Providence, R.I.; Charles E. Patterson, Bridgeport, Conn.; Bennett E.lGeer,
Greenville, S. C; George H. Wilcox, Meriden, Conn.; J. M. Shenstone, Toronto, Ont.
Auditors. — Charles H. Merriman, Royal C. Taft.
Organized. — 1874. Commenced business. — 1874.
Commenced business in Canada. — August 27, 1927. In the Province. — August 27, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $1,151,168 78
Book value of stocks 1,271,435 52
Cash in banks and other depositories 74,867 77
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $58,404 64
Written prior to October 1st, 1931 1,670 29
60,074 93
Total Ledger Assets $2,557,547 00
226 ANNUAL REPORT-SUPERINTENDENT OF INSURANCE No^6
Non-Ledger Assets
^ ,„ $15,480 19
Interest due, $4,075.00; accrued. $11,405.19 ; ; 33,704 70
Excess of market over book value of securities
.... $49,184 89
Total Non-Ledger Assets
$2,606,731 89
Gross Assets
Deduct Assets Not Admitted: •,,„ ^rior tn October 1st) $1,670 29
Premium deposits (business written prior to UctoDer ist; _
$2,605,061 60
Total Admitted Assets —
Liabilities
$12,572 40
g^Lr^;^^?u^^^P^r^ V^^^ui^-^^eceiVed aWd receiVable^^^^^^^;^^ ^^
on all unexpired risks
971,776 14
Unearned premium deposits ..'..'..'.. 3,008 03
Administration expense . 2,852 33
Taxes due and accrued ____-
Total Liabilities -
, ... . . . $1,614,852 70
Surplus of admitted assets over all liabilities __
^ $2,605,061 60
Total ■
Income and Expenditure in the All
Province Business
$44,560 30 $1,151,804 87
Gross premium deposits written
Deduct- ,, J u • 15 146 62 275,555 85
Return premium deposits on cancelled business _^£^i4^_^
$29,413 68 $876,249 02
Net premium deposits written
Reserve of unearned premium deposits: $38,996 79 $1,067,896 45
At beginning of year " ' ; ' 32,619 77 971,776 14
At end of year ■
$6,377 02 $96,120 31
Increase and decrease . „ „^„ „"
$35,790 70 $972,369 33
Net premium deposits earned '.".'.'... 618 14 72,644 71
Net losses incurred
Administration and other expenses: $40,433 70
Administration 1,912 00
Directors fees 632 38
Legal ; ; 4,344 36
Taxes and licenses.. • • . • • ■ • • ••■•:■; . . . 61,877 38
Association fees, etc.. inspections and surveys ^ ^3^ g3
Investment expenses 112.234 fa5
$787,489 97
Net gain in underwriting
Other revenues: , ^ , , „,,„„h $127,483 85
Interest dividends and rents earned 4,215 50
Profit on sale of investments 131,699 35
Other expenditures: $919,189 32
Decrease in market value of investments '-1
$817,565 16
Net gain for policyholders on operations for year "
Policyholders' Surplus
,n.,, . . $1,735,359 67
Surplus as regards policyholders. January 1st. 19.U ;::::... 817.565 16
Net gain on operations brought down $2,552,924 83
Total
^''^ Unused premium deposits on expired policies returned to policyholders or ^^
applied in payment of current premium deposits due
^ $1,616,522 99
Balance
Deduct: ^ . ^ 1.670 29
Assets not admitted • ■ • _____
Surplus of admitted assets over all liabilities =====
MUTUAL INSURANCE CORPORATIONS FOR 1931 227
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31st, 1930 $12,583,556 $76,366 13 $341,713,952 $2,048,032 74
Written or renewed during year 7,287,250 44,560 30 199,131,231 1,151,804 87
Total $19,870,806 $120,926 43 $540,845,183 $3,199,837 61
Deduct cancelled and expired 7,558,840 48,583 49 215,118,700 1,320,057 76
Net in force, Dec. 31st, 1931 $12,311,966 $72,342 94 $325,726,483 $1,879,779 85
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times cash premium fixed by charter.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer.^No.
Percentage of cash premiums returned during the year on expired policies as unabsorbed
premiums, dividends or profits, etc.: — one year, 95%; two years, 90%; three years, 84%; four
years, 79 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $85,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $85,000.
Give classes of insurance written: Fire, Windstorm, Sprinkler Leakage.
Losses
In the All
Province Business
Fire Fire
Gross claims paid during year $1,199 90 $71,432 51
Expenses of adjustment and settlement of losses Nil Nil
Net losses paid $1,199 90 $71,432 51
Deduct netclaimsoutstandingatbe ginning of year 628 96 11,360 20
Add net claims outstanding at end of year 47 20 12,572 40
Net losses incurred $618 14 $72,644 71
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $29,413 68
Net losses paid in the Province 1,199 90
Percentage 4 .08
Net premium deposits earned in the Province $35,790 70
Net losses incurred in the Province 618 14
Percentage 1.73
>
MILL OWNERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, 231 S. La Salle St., Chicago, Illinois
Officers
President, H. N. Wade; Vice-Presidents, J. L. Wilds, E. A. Russell; Secretary, H. J. Jann;
Treasurer, H. N. Wade.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — H. N. Wade, Batavia, III.; Wm. Butterworth, Moline, II!.; E. A. Russell,
Chicago, 111; J. L. Wilds, Chicago, 111.; George E. Purdy, Rockford, III.; T. T. Moses, Providence,
R.I.; F. L. Macomber, Chicago, III.; Walter S. Russell, Detroit, Mich.; Clayton Mark, Chicago,
111.; H. R. Weesner, Minneapolis, Minn.; T. E. Donnelley, Chicago, III.
Auditors. — Buchanan, Shields & Co.
Organized. — September 9, 1895. Commenced business. — September 9, 1895.
Commenced business in Canada. — October 10, 1927. In the Province. — October 10, 1927.
228
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
$866 193 95
Book value of bonds and debentures * Yg[422 88
Book value of stocks 36*754 16
Cash in banks and other depositories
Premium deposits in course of collection: «49qin 1 '^
Written on or subsequent to October 1st, .931 * i loo rq
Written prior to October 1st, 1931 ^'^"^ "^^ 44,092 78
■ , ^ , . , $1,023,463 77
Total Ledger Assets .
Non-Ledger Assets
$12,756 11
Interest accrued ■ —
^ . ^r T J A ^ . . $12,756 11
Total Non-Ledger Assets ^
^ . , $1,036,219 88
Gross Assets __!
Deduct Assets Not Admilled: .,.,-, ^ u ^ i „^^ $1182 63
Premium deposits (business written prior to October 1st) Q^nsR »•?
Deficiency of market under book value of securities "^ '
$34,269 46
Total Admitted Assets %1,001,^Z0 42
Liabilities
$18 249 18
Net provision for unpaid losses and claims . "^ '
Gross premium deposits (less resinsurance) received and receivable
on all unexpired risks a.«9«,bbw x> i
,, ^ . . ., $476,194 10
Unearned premium deposits 4,067 03
Administration expense 2,900 00
Taxes due and accrued 27^000 00
Contingent Reserve Fund !
„ , , T- K-ifi»= $528,410 31
Total Liabilities —
Surplus of admitted assets over all liabilities ^ '
Total ^^-O"^'^^" ^"
Income and Expenditure
In the All
Province Business
Gross premium deposits written $24,195 46 $570,923 97
Deduct: ,, , t ■ oo so^ q9 ii4 119 90
Return premium deposits on cancelled business Z^,S^& y^ xii,i±a
Net premium deposits written $1,369 54 $456,804 07
Reserve of unearned premium deposits: _ g^^ ggg rj^
At beginning of year ^'24 28 476;i94 10
At end of year ' .
Decrease $1-8^^0 ^^ $35,745 69
Net premium deposits earned ^^'^5? ^4 ^'^Ei 'Its 39
Net losses incurred .__:
Administration and other expenses:
Ad ministration 213 19
Legal 2 72'' 76
Taxes and licenses ir'r97 72
Association fees and inspections io,o^< $67,900 IS
^, ...... „ $371,231 19
Net gain in underwriting
Other revenues: -,,„ „.« on
Interest dividends and rents earned *^i'7"?q or
Profits on sale of investments i.,is.y 55,372 65
Other expenditures: ^r,. aat nn
Decrease in market value of investments ^'-^'fon 50
Loss on sale of assets " 24 567 50
Net gain for policyholders on operations for year $402.036 34
MUTUAL INSURANCE CORPORATIONS FOR 1931 229
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $526,758 39
Net gain on operations brought down 402,036 34
Decrease in special reserves 8,500 00
Total $937,294 73
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in pay ment ofcur rent premium depositsdue 462,571 99
Balance $474,722 74
Deduct:
Assets not admitted 1,182 63
Surplus of admitted assets over all liabilities $473,540 11
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31st, 1930 $377,942 $3,160 02 $154,541,144 $972,979 91
Written or renewed during year 4,245,464 24,195 46 94,150,256 570,923 97
Total $4,623,406 $27,355 48 $248,691,400 $1,543,903 88
Deduct cancelled and expired 4,601,479 25,985 94 100,075,037 645,341 21
Net in force, Dec. 31st, 1931 $21,927 $1,369 54 $148,616,363 $898,562 67
M iscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premiums.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 93%; two years, 87%; three years, 81%; four years, 73%.
What is the largest gr6ss aggregate amount insured in any one hazard?
Answer. — $70,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $70,000.
Give classes of insurance written: Fire, Sprinkler Leakage, Use and Occupancy, Windstorm.
Losses
Ix the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year
Expenses of adjustment and settlement of
losses
Net losses paid
Deduct net claims outstanding at beginning
of year
Add net clai ms' outstanding at end of year
$331 84
$15 80
$33,532 93
$4,425 67
Nil
Nil
Nil
Nil
$331 84
$15 80
$33,532 93
$4,425 67
Nil
Nil
Nil
Nil
2,789 39
18,249 18
Nil
Nil
Net losses incurred $331 84 $15 80 $48,992 72 $4,425 67
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $1,369 54
Net losses paid in the Province 347 64
Percentage 25 .40
Net premium deposits earned in the Province $3,220 46
Net losses incurred in the Province 347 64
Percentage 10.84
230 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
NARRAGANSETT MUTUAL FIRE INSURANCE COMPANY
Head Office, 10 Weybosset St., Providence, R.I.
Officers
President, F. T. Moses; Vice-Presidents, Carl A. Moses, Max H. Mathes, C. G. Easton;
Secretary, J. M. Legris; Treasurer, F. T. Moses.
Chief Agent in the Province. — W. A. Youn , 97 Spencer Ave., Toronto, Ont.
Directors. — Alfred U. Eddy, President Emeritus; Stephen O. Metcalf, Arnold B. Chase, J.
Arthur Atwood, C. D. Owen, Frederick T. Moses, William N. Reynolds, John L. Wilds, William
P. Chapin, Robert R. Jenks.
Auditor. — Felix Hebert, Providence, R.I.
Organized. — December 1, 1894. Commenced business. — January 1, 1895.
Commenced business in Canada. — August, 1927. In the Province. — August, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Mortgage loans on real estate — first liens $14,500 00
Book value of bonds and debentures 170,086 44
Book value of stocks 380,900 20
Cash in banks and other depositories 16,058 31
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $20,059 75
Written prior to October 1st, 1931 379 73
20,439 48
Total Ledger Assets $601,984 43
Non-Ledger Assets
Interest due, $1,605.00; accrued, $1,339.49 $2,944 49
Total Non- Ledger Assets $2,944 49
Gross Assets $604,928 92
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $379 73
Deficiency of market under book value of securities 71,694 64
72,074 37
Total Admitted Assets $532,854 55
Liabilities
Net provision for unpaid losses and claims $3,628 04
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $518,520 17
Unearned premium deposits $271,903 47
Administration expense '. 619 18
Taxes due and accrued .\.l\... [.[..[[[. [................ 1,666 GO
Total Liabilities $277,816 69
Surplus of admitted assets over all liabilities $255,037 86
Total $532,854 55
Income and Expenditure
In the All
„ ... Province Business
Oross premium deposits written $13,756 02 $327,943 25
Deduct:
Return premium depositsoncancelled business 4,211 55 68,115 40
Net premium deposits written $9,544 47 $259,827 85
Reserve of unearned premium deposits:
At beginninR of year 8,794 05 290.004 42
At end of year 9,987 33 271.903 47
Increase and decrease $1,193 28 $18,100 95
Net premium deposits earned $8,351 19 $277,928 80
Net losses incurred 138 46 21.820 63
MUTUAL INSURANCE CORPORATIONS FOR 1931
231
Income and Expenditure — Continued
Administration and other expenses:
Administration $32,759 65
Legal 207 35
Taxes and licenses 1,035 27
Net gain in underwriting
Other revenues:
Interest dividends and rentsearned $28,184 62
Profit on sale of investments 1,007 51
Other expenditures:
Decrease in market value of investments $8,069 29
Loss on sale of investments 1,359 01
Net gain for policyholders on operations for year
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931
Net gain on operations brought down
Total
Deduct:
L^nused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due
Balance
Deduct :
Assets, ledger, notadmitted
Surplus of admitted assets over all liabilities
$34,002 27
$222,105 90
29,192 13
9,428 30
$241,869 73
$271,622 98
241,869 73
$513,492 71
258,075 12
$255,417 59
379 73
$255,037 86
Risks and Premium Deposits
In- the Province
I
Risks
Fire:
Gross in force, Dec. 31st, 1930 $2,781,450
Written or renewed during year 2,357,904
Total $5,139,354
Deduct cancelled and expired 2,230,938
Net in force, Dec. 31st, 1931 $2,908,416
Gross in force, Dec. 31st, 1930 Nil
Written or renewed during year Nil
Total Nil
Deduct cancelled and expired Nil
Net in force, Dec. 31st, 1931 Nil
Gross
Premiu m
Deposits
All Business
Risks
519,158 17
13,756 02
$32,914 19
13,565 52
$19,348 67
Nil
Nil
Nil
Nil
Nil
$91,085,290
56,429,525
$147,514,815
58,440,530
$89,074,285
$42,971
23,416
$66,387
20,675
$45,712
Gross
Premiu m
Deposits
$551,125 19
327,792 59
$878,917 78
360,666 01
$518,251
77
$355
150
31
66
$505
237
97
57
$268
40
M iscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times the premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 94%; two years, 88%; three years, 82%; four years, 77%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $49,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $49,000.
Give classes of insurance written: Fire, Sprinkler Leakage, Windstorm and Lightning.
232 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $258 14 $1160 $18,339 17 $2,680 72
Expenses of adjustment and settlement of
losses Nil Nil 4 71 Nil
Net losses paid $258 14 $11 60 $18,343 88 $2,680 72
Deduct net claims outstanding at beginning
of year 132 96 Nil 2,484 77 347 24
Add net claims outstanding at end of year. . . 1 68 Nil 3,376 10 251 94
Net losses incurred $126 86 $11 60 $19,235 21 $2.585 42
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $9,544 47
Net losses paid in the Province 269 74
Percentage 2.82
Net premium deposits earned in the Province $8,351 19
Net losses incurred in the Province • 138 46
Percentage 1 . 65
NATIONAL MUTUAL ASSURANCE COMPANY
Head Office, Franklin Trust Building, Philadelphia, Pa.
Officers
President, F. A. Downes; Vice-Presidents, H. P. Ouepe, J. C. Rieg; Secretary, G. C. Hopson;
Treasurer, F. A. Downes.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — F. A. Downes, Philadelphia, Pa.; Simon Miller, Philadelphia, Pa.; J. R. Williams,
Philadelphia, Pa.; J. P. Truitt, Jr., Philadelphia, Pa.; F. A. Weiss, Newark, N.J.; Wm. D.
Whitaker, Philadelphia, Pa.; E. G. Weber, Philadelphia, Pa.; J. B. Knipe, Philadelphia, Pa.;
Jos. Bancroft, Wilmington, Del.; C. S. Redding, Philadephia, Pa.
Auditors. — Ernst & Ernst, Philadelphia, Pa.
Organized. — December 31, 1901. Commenced business. — January 1, 1902.
Commenced business in Canada. — October 21, 1927. In the Province. — October 21, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $225,689 37
Book value of stocks 6,700 00
Cashonhand $6 15
Cash in banks and other depositories 6,607 51
6,613 66
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 -10,071 87
Total Ledger Assets $249,074 90
Non-Ledger Assets
Interest accrued
Total Non-Ledger Assets
Gross Assets
Deduct Assets Not Admitted:
Deficiency of market under book value of securities
Total Admitted Assets.
$3,533
71
$3,533
71
$252,608
61
$14,019
37
$238,589
24
Liabilities
Net provision for unpaid losses and clai ms $2,607 21
Gross premium deposits (less reinsurance) received and receivable
on all une.xpired risks $231,803 06
Unearned premium deposits 111,816 78
Taxes due and accrued 750 00
MUTUAL INSURANCE CORPORATIONS FOR 1931
233
Liabilities — Continued
Other liabilities:
Interest due and accrued on borrowed money
Bills due and accrued
Due and to become due on borrowed money
Total Liabilities
Surplus of admitted assets over all liabilities
Total
Income and Expenditure
In the
Province
Gross premium deposits written $3,128 20
Deduct:
Return premium deposits on cancelled business 261 36
Net premium deposits written $2,866 84
Reserve of unearned premium deposits:
At beginning of year 2,555 79
At end of year 2,020 53
Decrease . $535 26
Net premium deposits earned 3,402 10
Net losses incurred $25 15
Administration and other expenses:
Ad ministration $19,349 01
Directors' fees 2,480 00
Legal 103 97
Taxes and licenses 503 71
Association fees, etc 4,632 33
Net gain in underwriting
Other revenues:
Interest dividendsandrentsearned $11,624 61
Profit on sale of investments 370 00
Other expenditures:
Decrease in market value of investments
Net gain for policyholders on operations for year
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931
Net gain on operations brought down
Total
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due
Surplus of admitted assets over all liabilities
$8 33
100 00
25,000 00
$140,282 32
$98,306 92
$238,589 24
All
Business
5182,277 03
37,834 76
$144,442 27
146,463 66
111,816 78
$34,646 88
179,089 15
$17,859 12
27,069 02
$134,161 01
11,994 61
3,495 00
$142,660 62
$122,669 39
142,660 62
$265,330 01
167,023 09
$98,306 92
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31st, 1930 $684,626 $5,004 47 $39,953,194 $286,636 95
Written or renewed during year 449,935 3,128 20 26,808,502 182,277 03
Total $1,134,561 $8,132 67 $66,761,696 $468,913 98
Deduct cancelled and expired 536,085 3,943 19 33,578,256 237,110 92
Net in force, Dec. 31st, 1931 $598,476 $4,189 48 $33,183,440 $231,803 06
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 92 %; two years, 84 %; three years, 75 % ; four years, 67%; five years, 61 %.
234 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Miscellaneous — Continued
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $20,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $20,000.
Give classes of insurance written: Fire (Sprinkler Leakage and Windstorm included in Fire
Policies).
Losses In THE All
Province Business
Fire Fire
Gross claims paid during year $22 03 $16,193 52
Expenses of adjustment and settlement of losses Nil Nil
Total $22 03 $16,193 52
Less reinsurance on losses paid during year Nil Nil
Net losses paid $22 03 $16,193 52
Deduct net claims outstanding at beginning of year Nil 941 61
Add net claims outstanding at end of year 3 12 2,607 21
Net losses incurred $25 15 $17,859 12
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $2,866 84
Net losses paid in the Province 22 03
Percentage .76
Net premium deposits earned in the Province $3,402 10
Net losses incurred in the Province 25 15
Percentage .74
PAPER MILL MUTUAL INSURANCE COMPANY
Head Office, 185 Franklin St., Boston, Mass., U.S.A.
Officers
President, L. H. Kunhardt; Vice-President, J. Waldo Lord; Secretary, Geo. H. Gibson;
Treasurer, D. W. Lane.
Chief Agent in the Province. — William A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — A. H. Lowe, Fitchburg, Mass.; Charles Walcott, Boston, Mass.; R. P. Snelling,
Boston, Mass.; Nathaniel F. Ayer, Boston, Mass.; Ellison A. Smyth, Flat Rock, N.C.; Walter
C. Heath, Newark, N.J.; M. Lester Madden, Harry L. Bailey, Boston, Mass.; David W. Lane,
Boston, Mass.; Barlow Crocker, Fitchburg, Mass.; L. Henry Kunhardt, George E. Spofford,
Augusta, Me.; H. DeForest Lockwood, Boston, Mass.; James Duncan Phillips, Boston, Mass.
Auditor. — Willard Dow, Boston, Mass.
Organized. — 1886. Commenced business. — 1887.
Commenced business in Canada. — August, 1927. In the Province. — August, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Book value of bonds and debentures $635,855 65
Book value of stocks 17,700 00
Cash on hand $42 48
Cash in banks and other depositories 49,107 95
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $22,434 91
Written prior to October 1st, 1931 479 34
49,150 43
22,914 25
Total Ledger Assets $725,620 33
Non-Ledger Assets
Interest accrued $9,915 75
Excess of market over book value of securities 24,314 35
Total Non-Ledger Assets
Gross Assets
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st)
Total Admitted Assets
$34,230
10
$759,850
43
$479
34
$759,371
09
MUTUAL INSURANCE CORPORATIONS FOR 1931
235
Liabilities
Net provision for unpaid losses and claims
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $530,600 19
Unearned premium deposits
Administration expense
Taxes dueandaccrued
Total Liabilities
Surplus of admitted assets over all liabilities
Total
Income and Expenditure
In the
Province
Gross premium deposits written $11,547 77
Deduct:
Return premium deposits on cancelled business 3,985 77
Net premium deposits written $7,561 30
Reserve of unearned premium deposits:
At beginning of year 8,628 02
At end of year 3,904 66
Decrease $4,723 36
Net premium deposits earned $12,284 66
Net losses incurred 23 77
Administration and other expenses:
Administration $33,498 01
Directors' fees 730 00
Legal 222 79
Taxes and licenses 1,052 36
Net gain in underwriting
Other revenues:
Interest dividends and rents earned $34,467 35
Increase in market value of investments 1,751 00
Profit on sale of investments 770 25
Other expenditures:
Investment expenses $851 40
Decrease in book value of securities 75 50
Net gain for policyholders on operations for year
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931
Net gain on operations brought down
Total
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due
Balance
Deduct:
Assets not admitted
Surplus of admitted assets over all liabilities
$2,383 28
$274,019 39
650 00
350 00
$277,402 67
$481,968 42
$759,371 09
All
Business
$441,827 37
91,786 18
$350,041 19
303,879 12
274,019 39
$29,859 73
$379,900 92
23,536 55
35,503 16
$320,861 21
36,988 60
926 90
$356,922 91
$521,560 27
356,922 91
$878,483 18
396,035 42
$482,447 76
479 34
$481,968 42
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire: — —
Gross in force, Dec. 31st, 1930 $2,702,276 $19,196 72 $103,643,758 $616,748 06
Written or renewed during year 1,769,474 11,547 07 76,849,975 441,827 37
Total $4,471,750 $30,743 79 $180,493,733 $1,058,575 43
Deduct cancelled and expired 2,070,615 14,067 48 88,248,102 527,975 14
Net in force, Dec. 31st, 1931 $2,401,135 $16,676 31 $92,245,631 $530,600 29
236 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums reti' ;ned during the year on expired policies as dividends or
profits, viz.: — one year, 94 % ; two years, 88 % ; three years, 83 % ; four years, 78 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $100,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $100,000.
Give classes of insurance written: Fire, Sprinkler Leakage, Riot and Civil Commotion,
Aircraft Impact, Explosion from Fire, Windstorm, Use and Occupancy.
Losses
In the Province .A^ll Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $378 99 $13 41 $17,061 94 $5,840 67
Expenses of adjustment and settlement of
losses Nil Nil 605 58 Nil
Net losses paid $378 99 $13 41 $17,667 52 $5,840 67
Deduct net claims outstanding at beginning
of year 355 22 $18 00 2,202 72 152 20
Add net claims outstanding at end of year. . Nil Nil 2,218 15 165 13
Net losses incurred $23 77 Nil $17,682 95 $5,853 60
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $7,561 30
Net lossespaidinthe Province 378 99
Percentage 3.09
Net premium deposits earned in the Province $12,284 66
Net losses incurred in the Province 23 77
Percentage 1.87
PHILADELPHIA MANUFACTURERS' MUTUAL FIRE INSURANCE COMPANY
Head Office, 911 Commercial Trust Bldg., Philadelphia, Pa.
Officers
President, E. I. Atlee; Vice-President, R. H. Morris; Secretary, R. L. Hudson; Treasurer,
E. I. Atlee.
Chief Agent in Ihe Province. — W. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — Jacob Disston, Philadelphia, Pa.; John R. Freeman, Providence, R.I.; Edwin
I. Atlee, Philadelphia, Pa.; Charles W. Asbury, Philadelphia, Pa.; Grahame Wood, Philadelphia,
Pa.; Samuel M. Vauclain, Philadelphia, Pa.; Walter H. Rossmassler, Philadelphia, Pa.; Louis
J. Kolb, Philadelphia, Pa.; R. L. Hudson, Philadelphia, Pa.; Richard H. Morris, Philadelphia,
Pa.; Charles E. Brinley, Philadelphia, Pa.: George V. MacKinnon, Philadelphia, Pa.
Auditors. — Goldsmith's, Inc., Philadelphia, Pa.
Organized. — August 23, 1880. Commenced business. — November 1, 1880.
Commenced business in Canada. — September 8, 1927. I n the Province. — September 8, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $1,310,934 38
Book value of stocks 464,529 91
Cash on hand $3,677 77
Cash in banks and other depositories 112,213 45
115,891 22
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $40,074 04
Written prior to October 1st, 1931 3,232 56
43,306 60
Total Ledger Assets $1,934,662 11
MUTUAL INSURANCE CORPORATIONS FOR 1931
237
Non-Ledger Assets
Interest accrued $18,027 61
Total Non-Ledger Assets $18,027 61
Gross Assets $1,952,689 72
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $3,232 56
Deficiency of market under book value of securities 38,193 67
$41,426 23
Total Admitted Assets $1,911,263 49
Liabilities
Net provision for unpaid losses and clai ms $9,117 58
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $1,756,742 55
Unearned premium deposits 904,152 97
Taxes due and accrued 1,273 70
Bills due and accrued 196 98
Total Liabilities $914,741 23
Surplus of admitted assets over all liabilities $996,522 26
Total $1,911,263 49
Income and Expenditure
In the Air
Province Business
Gross premium deposits written $35,846 61 $1,144,853 79~
Deduct:
Return pre miu m deposits on cancelled business 10,951 38 225,426 40
Net premium deposits written $24,895 23 $919,427 39
Reserve of unearned premium deposits:
At beginning of year 30,372 23 985,911 49
At end of year 24,472 01 904,152 97
Decrease $5,900 22 $81,758 52
Net premium deposits earned $30,795 45 $1,001,185 91
Net losses incurred 430 57 80,252 41
Administration and other expenses:
Administration $60,022 75
Directors' fees 1,880 00
Legal 626 44
Taxes and licenses 2,413 67
Association fees, etc., inspections 67,829 53
Rent 7,947 50
Furniture and fixtures 676 31
Postage, telegraph, telephone, etc 1,604 45
Advertising and subscriptions 421 57
Printing and stationery 2,734 69
$146,156 91
Net gain in underwriting $774,776 59
Other revenues:
Interest dividends and rents earned $98,382 73
Profit on sale of investments 5,601 68
103,974 41
Other expenditures:
Decrease in market value of investments 68,875 60
Net gain for policyholders on operations for year $809,885 40
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $1,185,341 85
Net gain on operations brought down 809,885 40
Total $1,995,227 25
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 995,472 43
Balance $999,754 82
Deduct:
Assets not admitted 3,232 56
Surplus of admitted assets overall liabilities $996,522 26
238 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31st, 1930 $9,137,739 $61,695 39 $302,849,247 $1,963,279 79
Written or renewed during year .... 5,790,104 35,846 61 185,197,171 1,144,853 79
Total $14,927,843 $97,542 00 $488,046,418 $3,108,133 61
Deduct cancelled and expired 5,923,290 37,092 10 206,425,951 1,351,391 06
Net in force, Dec. 31st, 1931 $9,004,553 $60,449 90 $281,620,467 $1,756,742 55
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 94 % ; two years, 88 %; three years, 81 %; four years, 74 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $175,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $175,000.
Give classes of insurance written: Fire.
Losses
In the All
Province Business
Fire Fire
Gross claims paid during year $435 57 $81,050 29
Expenses of adjust ment and settlement of losses Nil Nil
Net losses paid $435 57 $81,050 29
Deduct net claims outstanding at beginning of year 5 00 9,995 56
Add net claims outstanding at end of year Nil 9,117 58
Net losses incurred $430 57 $80,252 41
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $20,248 35
Net losses paid in the Province 435 57
Percentage 2.15
Net premium deposits earned in the Province $20,472 77
Net losses incurred in the Province 431 04
Percentage 2.11
PROTECTION MUTUAL FIRE INSURANCE COMPANY
Head Office, 231 So. La Salle St., Chicago, Illinois
Officers
President, H. N. Wade; Vice-Presidents, John L. Wilde, Clayton Mark; Secretary, H. J.
Jann; Treasurer, H. N. Wade.
Chief A gent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — H. N. Wade, Batavia, 111; E. A. Russell, Chicago, III.; F. L. Maconcher, Chicago,
III.; H. R. Wiesner, Minneapolis, Minn.; Clayton Mark, Chicago, II!.; J. L. Wilde, Chicago, 111.;
George E. Purdy, Rockford, 111.; Wm. Butterworth, Moline, 111.; Walter S. Russel, Detroit, Mich.:
F. T. Moses, Providence, R.I.; T. E. Donnelley, Chicago, III.
Auditors. — Buchanan, Shields & Co., Chicago, 111.
Organized. — August 31, 1887. Commenced business. — September, 1887.
Commenced business in Canada. — October 10, 1927. In the Province. — October 10, 1927.
I
MUTUAL INSURANCE CORPORATIONS FOR 1931 239
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Mortgage loans on real estate — first liens $18,000 00
Book value of bonds and debentures 1,276,848 31
Book value of stocks 70,990 00
Cashonhand $15 00
Cash in banks and other depositories 102,440 62
102,455 62
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $64,365 20
Written prior to October 1st, 1931 1,773 90
66,139 10
Mill Owners' Mutual Fire Insurance Company 4,067 03
Total Ledger Assets $1,538,500 06
Non-Ledger Assets
Interest accrued $19,431 64
Total Non-Ledger Assets $19,431 64
Gross" Assets $1,557,931 70
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $1,773 90
Deficiency of market under book value of securities 31,085 81
$32,859 71
Total Admitted Assets $1,525,071 99
Liabilities
Net provision for unpaid losses and claims $27,373 76
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $1,347,899 91
Unearned premium deposits 714,296 69
Administration expense 700 00
Contingent Reserve Fund 36,000 00
Taxes due and accrued 4,000 00
Total Liabilities $782,370 45
Surplus of admitted assets over all liabilities $742,701 54
Total $1,525,071 99
Income and Expenditure
In the All
Province Business
Gross premium deposits written $36,293 20 $856,385 97
Deduct:
Return premium deposits on cancelled business 34,238 87 171,159 82
Net premium deposits written $2,054 33 $685,226 15
Reserve of unearned premium deposits:
At beginning of year 4,843 25 767,926 47
At end of year 2,136 50 714,296 69
Decrease $2,706 75 $53,629 78
Net premium deposits earned $4,761 08 $738,855 93
Net losses incurred 521 45 80,126 96
Administration and other expenses:
Administration $68,909 64
Legal 471 37
Taxes and licenses 7,347 75
Association fees, etc 24,890 02
101,618 78
Net gain in underwriting $557,110 19
Other revenues:
Interest dividends and rents earned $80,158 44
Profit on sale of investments 6,389 23
86,547 67
Other expenditures:
Decrease in market value of investments $28,858 63
Loss on sale of ledger assets 26,969 75
55,828 38
Net gain for policyholders on operations for year $587,829 48
240 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $837,321 88
Net gain on operations brought down 587,829 48
Decrease in Special Reserves 13,500 00
Total $1,438,651 36
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due " 694,175 92
Balance $744,475 44
Deduct:
Assets not admitted 1,773 90
Surplus of admitted assets over all liabilities $742,701 54
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31st, 1930 $509,981 $4,407 36 $231,819,706 $1,459,525 75
Written or renewed during year 6,368,197 36,293 20 141,225,384 856,385 97
Total $6,878,178 $40,700 56 $373,045,090 $2,315,911 72
Deduct cancelled and expired 6,845,287 38,646 23 150,112,555 968,011 81
Net in force, Dec. 31st, 1931 $32,891 $2,054 33 $222,932,535 $1,347,899 91
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 93%; two years, 87%; three years, 81%; four years, 73%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $150,000.
What is the largest net aggregate amount insured in any one hazard?
Answer — $150,000.
Give classes of insurance written: Fire, Sprinkler Leakage, Tornado.
Losses
In the Province All Business
Other
Fire Classes Fire
Gross claims paid during year $497 75 $23 70 $56,939 75
Expenses of adjustment and settlement of losses Nil Nil Nil
Net losses paid $497 75 $23 70 $56,939 75
Deduct net claims outstanding at beginning of year Nil Nil 4,186 59
Add net claims outstanding at end of year Nil Nil 27,373 76
Net losses incurred $497 75 $23 70 $80,126 96
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $2,054 33
Net losses paid in the Province 521 45
Percentage 25 . 36
Net premium deposits earned in the Province $4,761 08
Net losses incurred in the Province 521 45
Percentage 11.62
MUTUAL INSURANCE CORPORATIONS FOR 1931 241
RHODE ISLAND MUTUAL FIRE INSURANCE COMPANY
Head Office, 10 Wevbosset St., Providence, R.I., U.S.A.
Officers
I
I
President, John R. Freeman; Vice-Presidents, Benjamin G. Buttolph, Edwin D. Pingree;
Hovey T. Freeman, Arthur A. Longley, Clarke Freeman; Secretary, Theodore P. Bogert;
Treasurer, John R. Freeman.
Representative in the Province. — Harvey D. Jones, 1005 Atlas Bldg., Toronto, Ont.
Directors. — Arnold B. Chase, Providence, R.I.; Robert H. I. Goddard, Providence, R.I.;
Malcolm G. Chase, Providence, R.I.; Henry F. Lippit, Providence, R.I.; Charles M. Holmes,
New Bedford, Mass.; William Gammell, Jr., Providence, R.I.; John R. Freeman, Providence, R.I.;
James R. MacColl, Providence, R.I.; Edward C. Mayo (elected May 7, 1929), Providence, R.I.;
Jesse H. Metcalf, Providence, R.I.; A. O. Dawson, Montreal, Canada; Samuel M. Nicholson,
Providence, R.I.; John H. Goss, Waterbury, Conn.; Henry D. Sharpe, Providence, R.I.; Charles
O. Richardson, Boston, Mass.
Auditor. — Felix Hebert, Turk's Head Building, Providence, R.I.
Organized. — 1848. Commenced business. — 1848.
Commenced business in Canada. — August 7, 1927. In the Province. — August 7, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $1,173,039 23
Book value of stocks 3,160,936 17
Cash in banks and other depositories 259,603 61
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $83,015 53
Written prior to October 1st, 1931 2,657 73
85,673 26
Total Ledger Assets $4,679,252 27
Non-Ledger Assets
Interest due, $4,245.69; accrued, $12,535.39 $16,781 08
Excess of market over book value of securities 546,089 60
Total Non-Ledger Assets $562,870 68
Gross Assets $5,242,122 95
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $2,657 73
Total Admitted Assets $5,239,465 22
LlabUities
Net provision for unpaid losses and claims $17,859 99
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $3,361,781 41
Unearned premium deposits 1,710,504 74
Administration expense 153 98
Taxes due and accrued 1,221 96
Total Liabilities $1,729,740 67
Surplus of admitted assets over all liabilities $3,509,724 55
Total $5,239,465 22
Income and Expenditure
In the All
Province Business
Gross premium deposits written $71,663 07 $1,944,127 29
Deduct:
Return premium deposits on cancelled business 27,965 60 488,014 88
Net premium deposits written $43,697 47 $1,456,112 41
Reserve of unearned premium deposits:
At beginning of year $68,080 25 $1,915,963 12
At end of year 51,331 42 1,710,504 74
Decrease $16,748 83 $205,458 38
Net premium deposits earned $60,446 30 $1,661,570 79
Net losses incurred 1,160 86 142,847 70
242 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Income and Expenditure — Continued
Ad ministration and othei expenses: o. <^ o
Administration ; $166,077 68
Investment expense '• 13,359 79 -.,„„,„„ ,„
$179,437 47
Net gain in underwriting $1,339,285 62
Other revenues: c-nc-n
Interest dividends and rents earned $260,482 47
Profit on sale of investments 16,113 25
276,595 72
Other expenditures:
Decrease in difference between book value and market value
of investments $77,841 91
Decrease in book value of assets 57 96
77,899 87
Net gain for policyholders on operations for year $1,537,981 47
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $3,586,339 01
Net gain on operations brought down 1,537,981 47
Total $5,124,320 48
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 1,611,938 20
Balance $3,512,382 28
Deduct:
Assets not admitted 2,657 73
Surplus of admitted assets over all liabilities $3,509,724 55
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31st, 1930 $23,983,398 $148,823 29 $604,929,035 $3,670,689 27
Written or renewed during year 13,318,794 71,662 81 332.282,119 1,942.817 70
Total $37,302,192 $220,486 10 $937,211,154 $5,613,506 97
Deduct cancelled and expired 14,342.688 82.563 47 364,937,522 2,254.593 84
Net in force. Dec. 31st. 1931 $22,959,504 $137.922 63 $572,273,632 $3,358,913 13
Gros's In force. Dec. 31st, 1930 $2,000 $14 00 $693,123 $5.197 10
Written or renewed during year 7,000 26 231,040 1,309 59
Total $9,000 $14 26 $924,163 $6,506 69
Deduct cancelled and expired 7.000 26 504.484 3.638 41
Net in force, Dec. 31st, 1931 $2,000 $14 00 $419,679 .$2,868 28
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium deposit.
Is any portion ot the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 96 % ; two years, 92 % ; three years, 88 % ; four years, 84 % ; five years, 80%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $600,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $600,000.
Give classes of insurance written: Fire, Use and Occupancy, Windstorm, Sprinkler Leakage,
Earthquake, on manufacturing properties and other properties in connection therewith.
MUTUAL INSURANCE CORPORATIONS FOR 1931 243
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $1,440 76 $108 50 $117,740 98 $24,305 95
Expenses of adjustment and settlement of
losses Nil Nil Nil Nil
Net losses paid $1,440 76 $108 50 $117,740 98 $24,305 95
Deduct net claims outstanding at beginning
of year 531 22 265 03 12,131 19 4,928 03
Add net claims outstanding at end of year. . 138 73 269 12 15,206 27 2,653 72
Net losses incurred $1,048 27 $112 59 $120,816 06 $22,031 64
ProTlnclal Net Premium Deposits and Losses
Net premium deposits written in the.Province $43,697 47
Net losses paid in the Province 1,549 26
Percentage 3 . 55
Net premium deposits earned in the Pzovince $60,446 30
Net losses incuri-ed in the Province 1,160 86
Percentage 1.92
RUBBER MANUFACTURERS' MUTUAL INSURANCE COMPANY
Head Office, 185 Franklin Street, Boston, Massachusetts
Officers
t
I
President, Arthur H. Lowe, Vice-President, William B. Brophy; Secretary, Edward H.
Williams; Treasurer, William B. Brophy.
Chief Agent in the Province. — William A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — A. H. Lowe, Fitchburg, Mass.; E. N. Bartlett, North Oxford, Mass.; W. B.
Brophy, Boston, Mass.; J. O. Beebe, Boston, Mass.; E. F. Lewis, Lawrence, Mass.; E. H. Clapp,
Boston, Mass.; J. K. Milliken, North Dighton, Mass.; C. A. Stone, New York, N.Y.; C. N.
Stoddard, Greenfield, Mass.; J. P. Stevens, Newburyport, Mass.; R. N. Fowler, Holyoke, Mass.
Auditors. — Patterson, Teele & Dennis, 1 Federal Street, Boston, Massachusetts.
Organized. — November 4, 1884. Commenced business. — January 15, 1885.
Commenced business in Canada. — August 27, 1927. In the Province. — August 27, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $1,730,016 27
Book value of stocks 28,400 00
Cash in banks and other depositories 79,678 78
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $41,454 34
Written prior to October 1st, 1931 2,312 68
43,767 02
TotalLedger Assets $1,881,862 07
Non-Ledger Assets
Interest accrued $24,851 68
Excess of market over book value of securities 49,478 73
Salvage recoverable 2,500 00
Total Non-Ledger Assets $76,830 41
Gross Assets $1,958,692 48
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $2,312 68
Total Admitted Assets $1,956,379 80
244
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Liabilities
Net provision for unpaid losses and clai ms
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $1,293,506 10
Unearned premium deposits
Administration expense
Taxes due and accrued
Total Liabilities ,
Surplus of admitted assets over all liabilities
Total
Income and Expenditure
Gross premium deposits written
Deduct:
Return premium deposits on cancelled business.
Net premium deposits written
Reserve of unearned premium deposits:
At beginning of year
At end of year
Decrease
Net premium deposits earned,
Net losses incurred
Administration and other expenses:
Ad ministration
Directors' fees
Legal
Taxes and licenses
In the
Province
$26,850 72
6,526 51
$20,324 21
19,515 24
18,224 72
$1,290 52
$21,614 73
168 77
$64,787 04
780 28
766 13
1,485 42
Net gain in underwriting
Other revenues:
Interest dividends and rents earned
Increase in market value of investments.
Profit on sale of investments
Other expenditures:
Loss on sale of investments
Decrease in book value of investments.
Invest ment expenses paid
38,175 99
1,448 50
9,924 47
$14,640 00
8,666 25
2,209 98
Net gain for policyholders on operations for year
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931
Net gain on operations brought down
Total
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due
Balance
Deduct:
Assets not admitted
Surplus of admitted assets over all liabilities
Risks and Premium Deposits
In the Province
$9,026 50
668,502 58
1,208 35
993 08
$679,730 51
$1,276,649 29
$1,956,379 80
All
Business
$898,258 02
152,730 02
$745,528 00
693,066 32
668,502 58
$24,563 74
$770,091 74
55,257 81
67,818 87
$647,015 06
99,548 96
$25,516 23
$721,047 79
$1,311,090 98
721,047 79
$2,032,138 77
753,176 80
$1,278,961 97
2.312 68
$1,276,649 29
All Business
Risks
Fire:
Gross
Premium
Deposits
Risks
Gross
Premium
Deposits
Gross in force, Dec. 31st, 1930 $6,141,979
Written or renewed during year 4,398,287
Total $10,540,266
Deduct cancelled and expired 4,303,107
Net in force, Dec. 31st, 1931 $6,237,159 $41.677 19 $210,220,532
$41,909 70
26,850 72
$68,760 42
27,083 23
$215,688,432
147,119,328
$362,807,760
152,587.228
$1,373,839 31
897,742 48
Other classes:
Gross in force, Dec. 31st, 1930. .
Written or renewed during year.
Nil
Nil
Nil
Nil
Total
Deduct cancelled and expired.
Net in force. Dec. 31st, 1931.
Nil
Nil
Nil
Nil
Nil
Nil
$154,267 00
80,304 00
$234,571 00
121,400 00
$113,171 00
$2,271,5^1
978,800
79
45
$1,292,781
34
$1,050
515
59
54
$1,566
841
13
37
$724
76
MUTUAL INSURANCE CORPORATIONS FOR 1931 245
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — Yes; a small percentage added to reserve.
Percentage of cash premiums returned during the year on expired policies as expiration
return of premiu m, viz. : — one year, 95 % ; two years, 90 % ; three years, 85 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $80,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $80,000.
Give classes of insurance written: Fire, Use and Occupancy, Windstorm, Sprinkler Leakage.
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $268 99 $22 78 $47,314 68 5,660 63
Expenses of adjustment and settlement of
losses Nil Nil Nil Nil
Net losses paid $268 99 $22 78 $47,314 68 $5,660 63
Deduct net claims outstanding at beginning
of year $115 00 $9 00 $6,249 00 $495 00
Add net claims outstanding at end of year.. 1 00 Nil 7,987 50 1,039 00
Net losses incurred $154 99 $13 78 $49,053 18 $6,204 63
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $20,324 21
Net losses paid in the Province 291 77
Percentage 1 . 44
Net premium deposits earned i n the Province $21,614 73
Net losses incurred in the Province 168 77
Percentage .78
STATE MUTUAL FIRE INSURANCE COMPANY
Head Office, Providence, R.I.
Officers
President, John R. Freeman; Vice-Presidents, Benjamin G. Buttolph, Edwin D. Pingree,
Hovey T. Freeman, Arthur A. Longley, Clarke Freeman; Secretary, Theodore P. Bogert;
Treasurer, John R. Freeman.
Representative in the Province. — Harvey D. Jones, 1005 Atlas Bldg., Toronto, Ont.
Directors. — Arnold B. Chase, Henry F. Lippitt, John R. Freeman, Jesse H. Metcalf, Samuel
M. Nicholson, Henry D. Sharpe, Robert H. I. Goddard, Providence, R.I.; Charles M. Holmes,
New Bedford, Mass.; James R. MacColl, Providence, R.I.; A. O. Dawson, Montreal, Canada;
John H. Goss, Waterbury, Conn.; Charles O. Richardson, Boston, Mass.; Malcolm G. Chase,
William Gammell, Jr., Providence, R.I.; Edmund C. Mayo.
Auditor. — Felix Hebert, Turk's Head Building, Providence, R.I.
Organized. — February 26, 1855. Comeznced business. — February 26, 1855.
Commenced business in Canada. — August 27, 1927. In the Province. — August 27, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $1,419,469 13
Book value of stocks 3,832,059 71
Cash in banks and other depositories 321,713 17
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $99,618 64
Written prior to October 1st, 1931 3,189 27
102,807 91
Total Ledger Assets $5,676,049 92
246 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Non-Ledger Assets
Interest due, $4,233.45; accrued, $14,583.65 $18,817 10
Excess of market over book value of securities 723,212 16
Total Non-Ledger Assets $742,029 26
Gross Assets $6,418,079 18
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $3,189 27
Total Admitted Assets $6,414,889 91
Liabilities
Net provision for unpaid losses and claims $21,431 97
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $4,034,137 70
Unearned premium deposits 2,052,605 73
Administration expense 184 78
Taxes due and accrued 1,466 35
Total Liabilities $2,075,688 83
Surplus of admitted assets over all liabilities $4,339,201 08
Total $6,414,889 91
Income and Expenditure
In the All
Province Business
Gross premium deposits written $85,995 68 $2,332,952 74
Deduct:
Return premium deposits on cancelled business 33,558 73 585,617 87
Net premium deposits written $52,436 95 $1,747,334 87
Reserve of unearned premium deposits:
At beginning of year 81,696 35 2,299,155 76
At end of year 61,597 69 2,052,605 73
Decrease $20,098 66 $246,550 03
Net premium deposits earned $72,535 61 $1,993,884 90
Net losses incurred 1,393 01 171,417 21
Administration and other expenses $199,030 74
Investment expenses 15,541 10
214,571 84
Net gain in underwriting $1,607,895 85
Other revenues:
Interest dividends and rents earned $311,538 44
Profit on sale of investments 19,626 23
331,164 67
Other expenditures:
Decrease in book value of assets $9 45
Decrease in market value of investments 34,307 55
34,317 00
Net gain for policyholders on operations for year $1,904,743 52
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $4,371,972 68
Net gain on operations brought down 1,904,743 52
Total $6,276,716 20
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 1,934,325 85
Balance $4,342,390 35
Deduct:
Assets not admitted 3,189 27
Surplus of admitted assets over all liabilities $4,339,201 08
MUTUAL INSURANCE CORPORATIONS FOR 1931 247
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31st, 1930 $28,780,077 $178,587 95 $725,914,847 $4,404,827 16
Written or renewed during year 15,982,552 85,995 37 398,738,542 2,331,381 22
Total $44,762,629 $264,583 32
Deduct cancelled and expired 17,211,224 99,076 17
Net in force, Dec. 31st, 1931 $27,551,405 $165,507 15
Other classes:
Gross in force, Dec. 31st, 1930 $2,400 00 $16 80
Written or renewed during year 8,400 00 31
Total $10,800 00 $17 11
Deduct cancelled and expired 8,400 00 31
Net in force, Dec. 31st, 1931 $2,400 00 $16 80
1,124,653,389
437,925,028
$686,728,361
$831,744
277,248
$1,108,992
605,380
$503,612
6,736,208
2,705,512
38
57
$4,030,695
81
$6,236
1,571
48
52
$7,808
4,366
00
11
$3,441
89
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
tipon the expiry of a policy whether renewed or not?
Answer. — No
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz. : — one year, 96 % ; two years, 92 ^ ; t hree years, 88 % ; four years, 84 % ; five years, 80 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $750,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $750,000.
Give classes of insurance written: Fire, Use and Occupancy, Windstorm, Sprinkler Leakage,
Earthquake, on manufacturing properties and other properties in connection therewith.
Losses
In the Province All Business
Other Other
Classes Fire Classes
Gross claims paid during year $1,728 91 $130 19 $141,289 21 $29,167 11
Expenses of adjustment and settlement Nil Nil Nil Nil
Net losses paid $1,728 91
Deduct net claims outstanding at be-
ginning of year 637 50
Add net claims outstanding at end of
year 166 50
Net losses incurred $1,257 91
$130
19
$141,289
21
$29,167
11
318
04
14,557
43
5,913
65
322
95
18,247
51
3,184
46
$135
10
144,979
29
$26,437
92
I
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $52,436 95
Net losses paid in the Province 1,859 10
Percentage 3. 55
Net premium deposits earned in the Province $72,535 61
Net losses incurred in the Province 1,393 01
Percentage 1 .92
WHAT CHEER MUTUAL FIRE INSUR.\NCE COMPANY
He.^d Office, 10 Wevbosset Street, Providence, R.I.
Officers
President, Charles C. Stover; Vice-President, Ernest Kerr; Secretary, Royal G. Luther;
Treasurer, Charles C. Stover.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — Zechariah Chafee, Providence. R.I.; E. A. Moore, New Britain, Conn.; Frederic
W. Easton, Pawtucket, R.I.; Frederick S. Chase, Waterbury, Conn.; Charles B. Rockwell, Jr.,
Bristol, R.I.; Franklin R. Johnson, Boston, Mass.; Charles C. Stover. Providence, R.I.; Paul T.
Wise, New York, N.Y.; Charles E. Cotting, Boston, Mass.; Charles D. Rice, Hartford, Conn.;
Edwin A. Barrows, Providence, R.I.; Dexter Stevens, Pawtucket, R.I.; Edwin S. Boyer, New
York, N.Y.; Curtiss A. Sanford, New York, N.Y.
Auditors. — Felix Hebert, Providence, R.I.
Organized. — May, 1873. Commenced business. — January, 1874.
Commenced business in Canada. — August 27, 1927. In the Province. — August 27, 1927.
248 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No_6
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
... $1,362,831 89
Book value of bonds and debentures 395,144 87
Book value of stocks $875 66
Cash on hand ••■•;•••. 75,682 17
Cash in banks and other depositories ; 76,557 17
Premium deposits in course of collection: $35,456 74
Written on or subsequent to October 1st, 1931 1 856 88
Written prior to October 1st, 1931 '
37,313 62
$1,871,847 55
Total Ledger Assets
Non-Ledger Assets
$12,357 45
Interest accrued
, ^ , , $12,357 45
Total Non-Ledger Assets _
$1,884,205 00
Gross Assets
Dednct Assets Not_Adnntled:_^^^^^ _.^^^^ ^^.^^ ^^ October 1st) $1,856 88
$58,807 64
$1,825,397 36
uct Assets Not Admitted: ■ ^ r\ ,. k„. i of^ <R1 8^6 88
Premium deposits (business written prior to October 1st) $l-85b 88
Deficiency of market under book value of securities bb,\)oO ib
Total Admitted Assets
LlabUltles
, , J 1 • . . $7,222 62
Net oro vision for unpaid losses and claims .■•■,••' 'J ''"'■'' 'ui'^
Gross pre rii urn deposits (less reinsurance) received and ""'^^^le ^ ^^^ ^^^ ^^
on all unexpired risks ! 1
. . . 706,322 16
Unearned premium deposits 621 72
Administration expense ' ' 3,548 65
Taxes due and accrued .
$717,715 15
Total Liabilities
II I- K-rf:»= .... $1,107,682 21
Surplus of admitted assets over all liabilities
.... $1,825,397 36
Total =====
Income and Expenditure
In the All
Province Business
, -fo „,!ffAn $27,690 37 $823,432 91
Gross premium deposits written
°'*^Return premium deposits on cancelled business 7,545 80 169.527 16
. ^ ., ,.,,„„ $20,144 57 $653,905 75
Net premium deposits written
Reserve of unearned premium deposits: ^^ 227 96 784,166 52
At beginning of year 22*177 69 706,322 16
At end of year .
_ . . $9,050 27 $77,844 36
Decrease — —
. .,„ »,,„„H $29,19484 $731,750 11
Net premium deposits earned ^gg ^^ 51,100 92
Net losses incurred __^_^^__^
Administration and other expenses: ^^^ ^^^ rj^
Administration '763 82
Legal. • ; 2.664 22
Taxes and licenses ^q ggg gj^
Association fees, etc ' 95,634 40
$585,014 79
Net gain in underwriting
Other revenues: ooq ana 13
Interest dividends and rents earned nqar. 10
Profit on sale of investments "-^^Ji ^^
Increase in market value of investments tqg 65
Canadian exchange 93,495 92
Other expenditures: $109 58
Assets written down . . —
Net gain for policyholders on operations for year ' '
MUTUAL INSURANCE CORPORATIONS FOR 1931 249
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $1,129,799 65
Net gain on operations brought down 678,401 13
Total $1,808,200 78
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due 698,661 69
Balance $1,109,539 09
Deduct:
Assets notadmitted 1,856 88
Surplus of admitted assets over all liabilities $1,107,682 21
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Fire:
Gross in force, Dec. 31st, 1930 $9,576,667 $62,671 10 $236,876,703 $1,497,644 34
Written or renewed during year 4,631,101 28,190 95 136,654,047 823,432 91
Total $14,207,768 $90,862 05 $373,530,750 $2,321,077 25
Deduct cancelled and expired $4,642,386 29,272 87 150,303,884 946,413 04
Net in force, Dec. 31st, 1931 $9,565,382 $61,589 18 $223,226,866 $1,374,664 21
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times the premium deposit.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 94.08%; two years, 91.27%; three years, 85.39%; four years, 84.46%;
five years, 77.69 %.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $125,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $125,000.
Give classes of insurance written: Fire, Windstorm, Sprinkler Leakage and Use and
Occupancy.
Losses
In the Province All Business
Gross clai ms paid during year
Expenses of adjustment and settlement of
losses
Net losses paid
Deduct net claims outstanding at beginning
of year
Add net claims outstanding at end of year.
Net losses incurred
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $20,144 57
Net losses paid in the Province 587 44
Percentage 2.91
Net premium deposits earned in the Province $29,194 84
Net losses incurred in the Province 466 44
Percentage 1.61
Fire
Other
Classes
Fire
Other
Classes
$536
f
69
Nil
$50 75
Nil
$42,911
14
Nil
$5,843 05
Nil
$536
125
69
00
Nil
$50 75
Nil
$4 00
$42,911
4,644
6,535
14
65
97
$5,843 05
231 24
686 65
$411
69
$54 75
$44,802
46
$6,298 46
250 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
WORCESTER MANUFACTURERS' MUTUAL INSURANCE COMPANY
Head Office, Worcester, Mass.
Officers
President, Waldo E. Buck; Vice-President, Charles L. Allen; Secretary, Walter A. Harrington;
Treasurer, Waldo E. Buck.
Chief Agent in the Province. — W. A. Young, 97 Spencer Ave., Toronto, Ont.
Directors. — Waldo E. Buck, Worcester, Mass.; George F. Brooke, Worcester, Mass.; .A.lbert
G. Mason, Milton, Mass.; James E. Whitten, North Uxbridge, Mass.; Charles L. Allen, Worcester,
Mass.; William Whiting, Holyoke, Mass.; Matthew P. Whittall, Worcester, Mass.; James E.
Osborn, Fall River, Mass.; Paul B. Morgan, Worcester, Mass.; Willard E. Swift, Worcester, Mass.;
Alden Reed, Worcester, Mass.
Organized. — March 31, 1955. Commenced business. — March 31, 1855.
Commenced business in Canada. — September, 1927. In the Province. — September, 1927.
Statement for Year Ending 31st December, 1931
BALANCE SHEET
Ledger Assets
Book value of bonds and debentures $2,149,156 65
Book value of stocks 91,143 00
Cash on hand * . " $9 34
Cash in banks and other depositories 74,218 66
74,228 00
Premium deposits in course of collection:
Written on or subsequent to October 1st 1931 $82,936 59
Written prior to October 1st, 1931 . . 1 916 82
84,853 41
Total Ledger Assets $2,399,381 06
Non-Ledger Assets
Interest accrued $34,161 00
Excess of market over book value of securities 20,016 35
Total Non-Ledger .'\ssets $54,177 35
Gross Assets $2,453,558 41
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $1,916 82
Total Admitted Assets $2,451,641 59
Liabilities
Net provision for unpaid losses and claims $13,068 72
Gross premium deposits (less reinsurance) received and receivable
on all unexpired risks $1,895,258 01
Unearned premium deposits 967,514 64
Administration expense 1,202 44
Taxes due and accrued 2,250 00
Discount on Canadian bank balance ....[...[.['.[..[['.... \ . 1,051 90
Total Liabilities $985,087 70
Surplus of admitted assets over all liabilities $1,466,553 89
Total $2,451,641 59
Income and Expenditure In the All
_ Province Business
Gross premium deposits written $45,957 81 $1,460,209 65
Deduct:
Return premium deposits on cancelled business 17,708 89 303,211 04
Net premium deposits written $28,248 92 $1,156,998 61
Reserve of unearned premium deposits:
At beginning of year $29,931 05 1,077,924 80
At end of year 23,622 31 967,514 64
Decrease $6,308 74 $110,410 16
Net premium deposits earned $34,557 66 $1,267,408 77
Net losses incurred 518 77 79.093 51
Administration and other expenses:
Administration $48,353 52
Directors' fees 1,284 50
Legal 796 40
Taxes and licenses (Credit) 5S2 21
Association fees, etc 47 539 9fi
97,392 17
Net gain in underwriting $1,090,923 09
MUTUAL INSURANCE CORPORATIONS FOR 1931 25^1
Income and Expenditure — Continued
Other revenues:
Interest dividends and rents earned $113,649 17
Profit on sale of invest ments 6,705 58
$120,354 75
Other expenditures:
Decrease in book value of investments $4,393 29
Loss on sale of assets 18 75
Loss on Canadian exchange 986 11
5,398 15
Net gain for policyholders on operations for year $1,205,879 69
Policyholders' Surplus
Surplus as regards policyholders, January 1st, 1931 $1,596,890 90
Net gain on operations brought down 1,205,879 69
Total $2,802,770 59
Deduct:
Unused premium deposits on expired policies returned to policyholders or
applied in payment of current premium deposits due $1,334,299 88
Balance $1,468,470 71
Deduct:
Assets not. admit ted 1,916 82
Surplus of admitted assets over all liabilities $1,466,553 89
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Fire:
Deposits Deposits
Gross in force, Dec. 31st, 1930 $11,019,817 $74,080 08 $371,261,272 $2,166,220 34
Written or renewed during year 7,141,481 45,957 81 255,887,759 1,460,209 65
Total $18,161,298 $120,037 89 $627,149,031 $3,626,429 99
Deduct cancelled and expired 7,888,092 52,360 30 292,028,166 1,731,17198
Net in force, Dec. 31st, 1931 $10,273,206 $67,677 59 $335,120,865 $1,895,258 01
Miscellaneous
To what extent is the liability of policyholders limited?
Answer. — Five times premium.
Is any portion of the savings or unabsorbed premium deposits retained from a policyholder
upon the expiry of a policy whether renewed or not?
Answer. — No.
Percentage of cash premiums returned during the year on expired policies as dividends or
profits, viz.: — one year, 96%; two years, 92%; three years, 88%; four years, 84%.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $400,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $400,000.
Give classes of insurance written: Fire, Sprinkler Leakage, Windstorm, Earthquake, Riot
and Civil Commotion, Aircraft, and Use and Occupancy.
Losses
In the Province All Business
Other Other
Fire Classes Fire Classes
Gross claims paid during year $1,425 88 $49 18 $67,118 29 $10,958 64
Expenses of adjustment and settlement of
losses 49 36 1 70 2,323 68 379 39
Net losses paid $1,475 24 $50 88 $69,44197 $11,338 03
Deduct net claims outstanding at beginning
of year 1,174 06 50 00 13,802 36 952 85
Add net claims outstanding at end of year.. 193 75 22 96 12,324 18 744 54
Net losses incurred $494 93 $23 84 $67,963 79 $11,129 72
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $28,248 92
Net losses paid in the Province 1,475 06
Percentage 5 .22
Premium deposits earned in the Province $34,557 66
Net losses incurred in the Province 518 77
Percentage 1.5
252 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
IV. OTHER MUTUALS
CENTRAL MANUFACTURERS' MUTUAL INSURANCE COMPANY*
Head Office, Van Wert, Ohio
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Vance C. Smith, Toronto, Ont.
Chief or General Agent in Ontario. — Vance C. Smith, Lurasden Bldg., Toronto, Ont.
Date of Incor poration. — 1876. Date commenced business in Canada. — August 23, 1923.
Premiums Written — Claims Incurred
Assets in Canada $152,143 Premiums — Ontario (net; $71,953
Liabilities in Canada 60,433 Premiums — Canada (net) 119,845
Claims — Ontario (net) 8,406
Claims — Canada (net) 29,113
HARDWARE DEALERS' MUTUAL FIRE INSURANCE COMPANY*
Head Office, Stevens Point, Wisconsin
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — Frank B. Dalgleish, Winnipeg, Man.
Chief or General Agent in Ontario. — H. H. Main, 210 Dundas St. W., Toronto.
Dale of Incorporation. — 1903. Date commenced business in Canada. — September, 1920.
Premiums Written — Claims Incurred
Assets in Canada $313,692 Premiums — Ontario (net) $108,172
Liabilities in Canada 141,664 Premiums — Canada (net) 275,533
Claims — Ontario (net) 32,164
Claims — Canada (net) 123,845
LUMBERMEN'S MUTUAL CASUALTY COMPANY*
Head Office, Chicago, III.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — Vance C. Smith, Toronto.
Chief or General Agent in Ontario. — Vance C. Smith, 410 Lumsden Bldg., Toronto.
Date of Incorporation. — 1912. Date commenced business in Canada. — July 23, 1920.
Premiums Written — Claims Incurred
Assets in Canada $362,152 Premiums — Ontario (net) $210,176
Liabilities in Canada 254,569 Premiums — Canada (net) 365,175
Claims — Ontario (net) 82,131
Claims — Canada (net) ' 166,531
LUMBERMEN'S MUTUAL INSURANCE COMPANY OF MANSFIELD, OHIO*
Head Office, Mansfield, Ohio
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — E. D. Hardy, 165 Sparks St., Ottawa, Ont.
Chief or General Agent in Ontario. — Vance C. Smith, 410 Lumsden Bldg., Toronto.
Date of I ncor poration. — 1895. Dale commenced business in Canada. — April 23, 1925.
Premiums Written — Claims Incurred
Assets in Canada $89,642 Premiums — Ontario (net) $38,859
Liabilities in Canada 40,158 Premiums — Canada (net) 92,322
Claims — Ontario (net) 12.190
Claims — Canada (net) 20,907
♦See note on page 1.
MUTUAL INSURANCE CORPORATIONS FOR 1Q31 253
METROPOLITAN LIFE INSURANCE COMPANY*
Head Office, Xew York, N'.Y.
Principal Office in Canada, Ottawa, Ont.
Manager or Chief Executive Officer in Canada. — H. D. Wright, Ottawa.
Chief or General Agent in Ontario. — P. A. Bowen, 4 Richmond St. E., Toronto, Ont.
Date of Incorporation. — 1866. Date commenced business in Canada. — 1872.
Premiums Written — Claims Incurred
Life: Life:
Assets in Canada $220,222,626 Premiums — Ontario (net) $14,294,693
Ontario business in force (gross) . . 386,045,773 Premiums — Canada (net) 39,203,385
Canadian business in force (gross) 1,036,135,928 Death Claims — Ontario (net) .... 2,097,869
Death Claims — Canada (net) .... 5,790,107
Other than Life: Other than Life:
Assets 374,270 Premiums — Ontario (net) 313,269
Liabilities 249,913 Pre miums— Canada (net) 591,068
Claims — Ontario (net) 193,424
Claims — Canada (net) 409,981
MILL OWNERS' MUTUAL FIRE INSURANCE COMPANY OF IOWA*
Head Office, Des Moines, Iowa
Principal Office in Canada, Hamilton, Ont.
Manager or Chief Executive Officer in Canada. — Irving Earl Sams, Hamilton.
Chief or General Agent in Ontario. — Irving Earl Sams, Rooms 306-320, Imperial Building,
Hamilton, Ont.
Date of Incorporation. — 1875. Date commenced business in Canada. — April 3, 1923.
Premiums Written — Cl.\i.ms Incurred
Assets in Canada $260,223 Premiums — Ontario (net) $107,833
Liabilities in Canada 141,446 Premiums — Canada (net) 294,423
Claims — Ontario (net) 77,962
Claims — C^anada (net) 165,410
MINNESOTA IMPLEMENT MUTU.\L FIRE INSURANCE COMPANY*
Head Office, Owatonna, Minn., U.S.A.
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — F. B. Dalgleish, Winnipeg.
Chief or General Agent in Ontario. — H. H. Main, 210 Dundas St. W., Toronto.
Date of Incorporation. — 1904. Date commenced business in Canada. — September, 1920.
Premiums Written — Claims Incurred
Assets in Canada $317,305 Premiums — Ontario (net) $108,172
Liabilities in Canada 141,224 Premiums — Canada (net) 275,533
Claims — Ontario (net) 32,164
Claims — Canada (net) 123,845
MUTUAL LIFE INSURANCE COMPANY OF NEW YORK*
Head Office, Xew York, X.Y.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — W. O. H. Dodds, Montreal.
Chief or General Agent in Ontario. — H. M. McCallum, 350 Bay St., Toronto.
Date of Incorporation. — 1842. Date commenced business in Canada. — September 1, 1885.
Premiums Written — Claims Incurred
Assets in Canada $23,918,430 Premiums — Ontario (net) $679,029
Ontario business in force (gross) . . . 18,594,341 Premiums — Canada (net) 2,635,222
Canadian business in force (gross). . 81,231,258 Death Claims — Ontario (net) ... . 192,924
Death Claims — Canada (net) .... 996,793
*See note on page 1.
254 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
MUTUAL RELIEF LIFE INSURANCE COMPANY
Head Office, Kingston, Ont.
Organized. — April 16, 1875. Reincorporated. — June 8, 1929. Commenced business in the Province. — April 16, 1875.
Officers (as at dale of filing statement). — President, Dr. J. C. Connell; Vice-President, A. J. Meiklejohn; Secretary,
W. T. Fortye; General Manager, A. J. Meiklejohn; Actuary, W. R. Hitchins; Treasurer, W. T. Fortye.
Directors (as at date of filing statement). — Dr. J. C. Connell, A. J. Meiklejohn, C. C. Folger, Kingston, Ont.;
Jos Powley, Toronto, Ont.; W. McDonald, Montreal, Que.; D. A. Shaw, W. Jackson, T. A. Kidd, Dr. H. C.
Connell, W. H. Caldwell, J. M. Campbell, W. A. Mackintosh, Jas. Rigney, H. B. Muir, Kingston, Ont.
Auditors. — Burns and England, C.A., and J. G. Ettinger.
Statement for the Year Ending 31st December, 1931
Synopsis of Ledger Accounts
As at December 31, 1930: Decrease in ledger assets in 1931:
Net ledger assets $4,855,781 37 Disbursements $720,774 32
Borrowed money 70,000 00 Amount by which ledger assets were
Bank overdraft 40,198 63 written down 150,630 07
Agents' credits 4 50 Decrease in borrowed money 20,000 00
Decrease in bank overdraft 40,198 63
Total ledger assets $4,965,984 50 Total decrease $931,603 02
Increase in ledger assets in 1931: As at December 31, 1931:
Income $868,653 13 Net ledger assets $4,853,372 10
Amount by which ledger assets were Borrowed money 50,000 00
written up 341 99 Agents' credits 197 11
Increases in ledger liabilities, as follows: Amounts left with Company 3,118 54
Agents' credits 192 61 Suspense 1,309 83
Amounts left with Company 3,118 54
Suspense 1,309 83
Total increase $873,616 10 Total ledger assets $4,907,997 58
Total $5,839,600 60 Total $5,839,600 60
Assets
Book value of real estate: Ledger Assets
Office premises $110,992 48
Held for sale 31,078 61
Mortgage loans on real estate, first mortgages 754,000 00
Loans secured by stocks, bonds and other collateral 32,000 00
Amount secured by the Company's policies in force, the reserve on each policy being in excess of all
indebtedness:
Loans to policyholders 221 ,865 74
Book value of bonds, debentures and debenture stocks owned 3,572,480 93
Book value of stocks owned 168,401 25
Cash on hand and in banks:
On hand at head office $1,317 35
In chartered banks of Canada in Canada 5,85 1 50
7,168 85
Advances to agents 10,009 72
Total Ledger Assets $4,907,997 58
Non-Ledger Assets
Interest due, $305.50; accrued, $79,091.62 $79,397 12
Dividends due 1 ,234 61
$80,631 73
Net premiums due and uncollected and deferred • 66^386 99
Total Non-Ledger Assets $147,018 72
Total Assets $5,055,016 30
Liabilities
Net liability under assurance annuity and supplementary contracts in force for payments not due,
dependent on life, disability or other contingency, or on a term certain $4,807,1 70 00
Net liability for payments due under contracts 33,602 SO
Provision for unreported death losses and disability claims 13,000 00
Amounts left with Company (arising out of assurance contracts), including interest accumulations 3,102 82
Received from policyholders in advance — Premiums 18,920 07
Commissions to agents due and accrued 197 11
Borrowed money 50,000 00
Taxes and expenses due and accrued 8,000 00
Suspense account 1,309 83
Investment reserve (stocks) 12,269 35
$4,947,661 68
Undivided surplus 107,354 62
Total Liabilities, Surplus and Capital $5,055,016 30
MUTUAL INSURANCE CORPORATIONS FOR 1931
255
First Year Renewals Totals
Assurance premiums $74,934 17 $523,474 31 $598,408 48
Less reinsurance premiums paid 2,188 52 2,188 52
Total Net Premium Income $74,934 17 $521,285 79 $596,219 96
Interest and dividends
Gross rents from Company's property.
Premium on New York Funds
Rents received from sub-tenants
$3,630 60
210 00
Gross profit on sale or maturity of ledger assets: Bonds, $4,768.64; stocks, $250.
Total Income
1,103 22
3,840 06
5,018 64
,653 13
Disbursements
Death Disability
Claims Claims Total
In respect of assurance contracts:
Death, endowment and disability claims —
Amount assured, ordinary $365,443 83 $610 00 $366,053 83
Net surrender values 61,609 09
Net dividends,- in cash 2,061 63
Total net disbursements in respect of assurance and annuity contracts $429,724 55
Tcixes, licenses and fees 6,454 51
Head office expenses: — Salaries, $45,894.92; directors' fees, $2,080; auditors' fees, $1,150; travelling
expenses, $5,185.09; rents, $2,700; miscellaneous, $1,662.02 58,672 03
Branch office and agency expenses: — Assurance commissions — first year, $38,417.72; renewal, $25,972.90;
salaries, $60,365.17; travelling expenses, $11,580.75; rents, $11,439.55; miscellaneous, $31,975.11. . 179,751 20
All other expenses: — Advertising, $6,199.11; office furniture, $5,351.51; books and periodicals, $620.26;
postage, $4,045.32; express, telegrams and telephones, $3,501.93; printing and stationery, $8,076.13;
legal fees, $580; medical fees, $2,574; miscellaneous, $3,843.06 34,791 32
Gross loss on sale or maturity of ledger assets: — Bonds exchanged for higher yield or longer term
securities 11,380 71
Total Disbursements $720,774 32
Exhibit of Policies
Classification
Whole Life
Endowment
Assurances
Term and
other
Totals
No.
Amount
No.
Amount
No.
Amount
No.
Amount
At end of 1930
15,830
1,383
166
2
29
$18,567,873 44
3,022,235 00
191,275 00
10,190 00
47,340 00
1,476
522
6
$2,404,580 00
862,420 00
7,500 00
19
37
$71,000 00
120,500 00
17,325
1,942
172
2
43
$21,043,453 44
New issued
4,005,155 00
Old revived
198,775 00
10,190 00
Transferred from
11
14,400 00
3
7,000 00
68,740 00
Totals
17,410
$21,838,913 44
2,015
$3,288,900 00
59
$198,500 00
19,484
$25,326,313 44
Less ceased by:
Death
327
$361,605 00
10,120 00
355 00
219,245 00
1,122,352 50
141,935 50
548,500 00
32,130 00
327
$361,605 00
10,120 00
Disability
355 00
198
772
16
198
1
70
22
$:8,500 00
261,300 00
19,000 00
171,500 00
35,000 00
214
973
1
319
44
237,745 00
Lapse
3
$18,666 66
1,401,652 50
160,935 50
Not taken
238
20
11
2
42,500 00
2,500 00
762,500 00
69,630 00
1,555
$2,436,243 00
307
$505,300 00
16
$63,000 00
1,878
$3,004,543 00
At end of 1931
15,855
$19,402,670 44
1,708
$2,783,600 00
43
$135,500 00
17,606
$22,321,770 44
Miscellaneous
New policies issued and paid for in cash: Number, 1,091; gross amount, $2,033,020; reinsured, nil. Claims
reinsured: Death claims, nil; matured endowments, nil. Total amount in force divided as to dividend plan:
Annual, $217,000; quinquennial, $22,104,770.44; deferred, nil; non-participating, nil; total, $22,321,770.44. Addi-
tional accidental death benefits: Gross amount issued, $118,500; reinsured, nil; terminated by accidental death, nil;
reinsured, nil; in force, $1,614,900; reinsured, $10,000.
256
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Statement of Actuarial Liabilities
Assurance Section
Class of Contract
Gross in Force
Reinsured in Companies
Licensed in the Province
Number
Amount
Reserve
Amount
Reserve
Ordinary with Profits:
Life
15,855
1,708
43
(781)
$19,402,670 44
2,783,600 00
135,500 00
(1,614,900 00)
$4,620,979 00
207,946 00
588 00
3,726 00
4,923 00
55,000 00
$22,000 00
6,000 00
$876 00
Endowment assurance
382 00
Additional accidental death benefits
Total disability
(10,000 00;
7 00
29 00
Total disability on O.F.R.A.
Totals
17,606
$22,321,770 44
$4,893,162 00
$28,000 00
$1,294 00
Summary of Reserve
With Profits
Total
Total reserve, assurance and annuity contracts
Total reserve on reinsured contracts
Total net reserve on the Company's basis of valuation before deduction permitted
by statute
Deduction made therefrom (permitted under The Ontario Insurance Act)
Full deduction permitted, adjusted for reinsured, being
Net reserve carried in the liabilities
Net reserve computed on the statutory basis (without deduction)
Reserve maintained by the Company in excess of the statutory reserve
$4,893,162 00
1,294 00
$4,893,162 00
. 1,294 00
$4,891,868 00
84,698 00
(84,698 00)
$4,891,868 00
84,698 00
(84,698 00)
$4,807,170 00
4,807,170 00
Nil.
$4,807,170 00
4,807,170 00
Nil.
Miscellaneous Statement
I. (1) In the cal oulation of the Reserve entered in the Statement of Actuarial Liabilities, the table used was the
American Men (5) with 332 /f interest for all policies issued since the Company was formed on 8th June,
1929; and the Om (5) table with 4% interest for all policies issued before that date. Prepared tables of
mid-year values were used except for Whole Life policies issued by the Association, before the Company
was incorporated. For those policies, the reser\-e was found by valuing the sums insured and the net
premiums, as at the attained age. All policies were grouped for valuation, except those of the current
year's issue.
The total disability feature, waiver of premium, with income in most cases; and the double indemnity
feature, were added to some policies issued by the Company, and an extra premium was paid in that case.
All policies issued by the Association before the Company was formed in 1929 provided for the payment
of half the policy, but not over $500.00, in certain cases of disability from accident. If this payment
is made, the insurance is reduced by that amount, and the premium is reduced proportionately. A reserve
of $55,000.00 has been held to cover these future payments, as nothing was added to the premium for that
purpose. They also carry a disability benefit granted by the Company providing for a waiver of
premium in cases where a member has been both totally and permanently disabled for at least six months
before the claim.
Special Classes:
(a) No policies were issued on lives resident in tropical or sub-tropical countries.
(b) Where policies were issued at a rated-up age, the reserve was taken at the same age as was used in
calculating the premium.
(c) Policies issued subject to a lien were valued at the full amount of insurance.
(d) Where policies were issued subject to an extra premium payable annually, one-half of such annual
extra was included in the reserve. None have been issued with an extra premium payable in one sum.
(e) No policies classed as sub-standard have been issued except as above.
(/) Policies providing for a disability benefit, waiver of premiums, with or without an income, were
valued: (1) before occurrence of disability, at one-half the annual extra premium; (2) thereafter
by valuing the payments waived (no such cases liave as yet emerged); waiver of premium benefit
which applies to policies issued previous to June, 1929, has been already dealt with above.
(«) No annuities have been issued to under-average lives.
(h) Policies providing for additional accident death benefits, one-half the additional extra premium has
been included in the reserve.
(2) Items of Special Reserve:
(a) No reserve is maintained on account of loadings with limited payment or single premium policies or
for annuities.
(6) There are no cases where the guaranteed benefits exceed the net premium reserve held.
(c) No reserve is held on account of policies lapsed and actually wxittcn off the books. Vox those lapsed
and not written off, the full reserve has been carried in the liabilities.
(d) No extra reserve is held to cover the option of renewal on the term policies.
(e) Nor to cover the option of conversion.
(/) Other than above there are no items of special reserve.
II. Where a policy is issued at a rated-up age, the guarantees contained in the contract arc for the same age as
was used in calculating the premium. For other special classed policies the values as for the real age at issue
were given. Automatic extended term insurance is not given in any case.
MUTUAL INSURANCE CORPORATIONS FOR 1931
257
Mlscellaneotis Statement — Continued
III. The average rate of interest earned during the year was 5.59%.
IV. The Distribution of Surplus:
(a) As this is a Mutual Company without any shareholders, the question of the distribution of any surplus
to them does not arise.
(b) The profits paid during the year were Mortuary Dividends. Those were computed as 2% excess
interest on the 4% reserve held for the last-computed policy year in 1929. The profits paid on
policies sharing annually were computed as $8.00 reversionary to policies on the Whole Life plan,
S9.00 bonus to Limited Payment plans; and to Endowments a bonus ranging from S5.00, at age 20
at issue, to $10.00, at age 60 at issue; converted into cash by the American Men (5) 314% table. A
table showing the cash values of the bonuses thus converted is appended.
(c) There are no annuitants.
Annual Cash Dividends Payable in 1932 on $1,000 Policies One Year in Force
at Issue
Whole Life
20
$1 97
25
2 21
30
2 49
35
2 82
40
3 21
45
3 65
SO
4 12
55
4 60
l-Pay Life
20- Year End
$2 22
$3 22
2 48
3 48
2 80
3 78
3 18
4 09
3 61
4 43
4 10
4 86
4 63
5 32
5 18
5 86
Bonds and debentures owned (not in default) are shown at amortized book values which are $189,379.43 iu
excess of market values. Securities in default are shown at market values. Book values of stocks are shown
but reduced by investment reserve to market values.
Schedule "D"
Bonds and Debentures Owned by the Company
Par Value Book Value
Dominion:
Dominion of Canada (Conversion), 514%, 1934 $8,000 00 $8,110 14
Dominion of Canada, 5%, 1943 2,000 00 1,990 29
Dominion of Canada (Conversion), 4M%, 1959 40,000 00 40,594 80
Provincial:
Alberta, 6%, 1951 15,000 00 16,854 78
British Columbia, 6%, 1941 15,000 00 16,015 29
British Columbia, 43^%, 1955 25,000 00 21,755 93
Manitoba, 4M%, 1951 25,000 00 23,937 50
Manitoba, 4}4%, 1956 10,000 00 9,505 07
New Brunswick, 4^%, 1961 5,000 00 5,062 00
Nova Scotia, 5%, 1960 25,000 00 25,244 18
Ontario, 6%, 1941 60,000 00 59,148 18
Ontario, 6%, 1941 28,000 00 29,878 73
Ontario, 4%, 1966 5,000 00 4,621 82
Quebec, 43^%, 1950 10,000 00 10,225 00
Saskatchewan, 5%, 1959 25,000 00 24,939 42
Foreign:
Argentine, 5}-i%., 1962 50,000 00 50,000 00
Brazil, 63^%, 1957 30,000 00 25,304 62
Sao Paulo, 6%, 1968 25,000 00 21,040 89
Sao Paulo, 7%, 1940 12,000 00 11,540 39
Sao Paulo, 8%, 1936 15,000 00 6,505 50
Uruguay, 6%, 1964 25,000 00 24,136 38
Government Guaranteed:
Canadian National Railways, 4H%>, 1951 25,000 00 24,500 00
Canadian National Railways, 5%, 1969 20,000 00 19,748 72
Hydro-Electric (Ontario), 6%, 1941 12,000 00 12,575 00
Hydro-Electric (Ontario), 6%, 1940 35,000 00 36,863 68
Hydro-Electric (Ontario), 6%, 1961 10,000 00 10,885 92
Hydro-Electric (Ontario), 4^%. 1970 3,000 00 2,812 SO
Canadian Municipals:
Brooks, Alta., 6^0, 1932-38 1,516 93 1,516 93
Drumheller, Alta., 5}-^%, 1934 2,537 71 2,503 78
Edmonton, Alta., 5U%, 1952 5,000 00 5,236 24
Edmonton, Alta., 5%, 1953 9,733 33 9,573 89
Edmonton, Alta., 5>^%, 1947 10,000 00 10,397 75
Hanna, Alta., 6%, 1932-33 2,000 00 2,006 96
High River, Alta., 7%, 1934 3,021 56 3,102 31
Lethbridge, Alta., 6%, 1932-37 2,477 90 2,537 36
Strathcona, Alta., 4}^%, 1932-56 7,741 14 7,642 13
Rossland, B.C., 5 J^%, 1947 15,000 00 15,394 34
Trail, B.C., 5^%, 1945 24,000 00 24,952 32
Trail, B.C., 6%, 1943 17,000 00 18,360 65
Victoria, B.C., 6%, 1946 25,000 00 25,749 59
Brandon, Man., 4^%, 1939 5,000 00 5,031 S3
Brandon, Man., 5K%, 1939 8,000 00 7,923 56
Brandon, Man., 5^%, 1956 19,000 00 20,622 79
East Kildonan, Man., 6%, 1932 12,000 00 12,000 00
Portage la Prairie, Man., 5%, 1948 10,000 00 9,726 32
Portage la Prairie, Man., 5%, 1948 30,000 00 30,000 00
Portage la Prairie, Man., 57c, 1946 9,000 00 9,000 00
Souris, Man., 5%, 1932-40 4,623 77 4,522 55
Souris, Man., 5%, 1932-40 5,085 96 4,866 95
Winnipeg, Man., 6%, 1941 20,000 00 21,341 95
Glace Bay, N.S., 5%, 1938 5,000 00 4,786 38
258 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Schedule "D" — Continued
Par Value Book Value
Bonds and Debentutes Owned by the Company
Glace Bay, N.S., 5%, 1938 $5,000 00 $5,088 95
Glace Bay, N.S., 6%, 1950 25,000 00 27,879 74
Glace Bay, N.S., 5J^%, 1944 16,000 00 16,602 82
Glace Bay, N.S., 4H%, 1933 10,000 00 9,787 83
Halifax, N.S., 5%, 1961 45,900 00 49,262 28
Inverness, N.S., 4^%, 1935 3,500 00 3,315 71
New Waterford, N7S., 6%, 1943 11,000 00 11,880 50
New Waterford, N.S., 5%, 1947 8,000 00 7,913 21
Sydney, N.S., 6%, 1951 14,000 00 15,568 16
Sydney, N.S., 6%, 1951 7,000 00 7,784 08
Sydney, N.S., 6%, 1948 3,000 00 3,304 50
Sydney, N.S., 6%, 1948 4,000 00 4,334 63
Sydney, N.S., 6%, 1951 6,000 00 6,553 09
Beeton, Ont., 5%, 1933-47 8,675 63 8,204 69
Belleville, Ont., 6%, 1941 20,000 00 19,716 01
Blind River, Ont., 5^%, 1942-48-55-57 12,000 00 12,272 56
Bridgeburg, Ont., 6%, 1944-50 20,277 68 20,277 68
Bridgeburg, Ont., 5}4%, 1938-41 10,000 00 10,277 62
Burlington, Ont., 6%, 1942-45 12,000 00 11,620 84
Carleton Place, Ont., 5%, 1935-40 20,038 15 20,038 15
Collingwood, Ont., 5%, 1932-45 4,507 46 4,401 30
Eastview, Ont., 5%, 1933 5,000 00 4,953 85
Fort Frances, Ont., 514%, 1932-34 7,905 97 7,940 77
Haileybury, Ont., 5^^, 1932-37 1,981 04 1,962 31
Haileybury, Ont., 5%, 1932-33 1,338 11 1,303 39
Haileybur>', Ont., 6%, 1940-48 14,825 05 15,865 91
Haileybury, Ont., 6%, 1932-39 2,902 37 2,902 37
Hanover, Ont., 5J^%, 1939-44 10,566 05 10,732 86
Kenora, Ont., 5%, 1942-46 19,156 40 19,156 40
Kingston, Ont., 6%, 1940 37,000 00 36,370 58
Kingston, Ont., 5%, 1943 1,000 00 1,027 50
La Salle, Ont., 5}^%, 1943-47 10,177 37 10,425 81
Leamington, Ont., 5J^<J%, 1936-39 12,000 00 12,199 82
Lindsay, Ont., 6%, 1935-39 8,000 00 8,184 74
Mernckville, Ont., 6%, 1932-33 4,509 24 4,462 29
Midland, Ont., 4%, 1938-41 11,003 70 11,101 96
Midland, Ont., 6H%, 1932-35 3,346 48 3,354 98
Midland, Ont., 6}47c, 1931-40 8,457 18 8,494 00
Mimico, Ont., 6%, 1940-41 4,560 72 4,692 22
Mimico, Ont., 6%, 1940-41 3,015 93 3,102 89
North Bay, Ont., 5H7o, 1932-42 7,935 26 7,898 71
North Bay, Ont., 514%, 1944-45 31,000 00 32,165 79
Oakville, Ont., 514%,, 1934-42 10,107 00 10,187 62
Oshawa, Ont., 5%, 1931-52 12,000 00 11,609 85
Port Colborne, Ont., 5%, 1935-42 10,267 95 10,160 10
Renfrew, Ont., 5%, 1932-41 2,511 50 2,393 96
Renfrew, Ont., 5%, 1932-45 2,708 18 2,639 15
Renfrew, Ont., 6^%, 1932-48 8,516 69 8,516 69
Renfrew, Ont., 5%, 1932-50 3,724 87 3,246 16
Renfrew, Ont., 5%, 1932-43 1,971 30 1,790 31
Sandwich, Ont., 5H%, 1932-40 16,823 81 17,050 64
Sandwich E., Ont., 5'4%, 1935-47 51,000 00 51,000 00
Sarnia, Ont., 6%, 1934-37 11,060 16 11,233 27
Sault Ste. Marie, Ont., 5}^%, 1945 10,000 00 9,859 62
Sault Ste. Marie, Ont., 5^%, 1945 5,000 00 4,770 91
Seaforth, Ont., 6%, 1937-50 20,500 00 21,724 38
Shelburne, Ont., 4%, 1932-39 2,336 10 2,300 05
Smith's Falls, Ont., 5^%, 1931-42 2,343 79 2,351 55
Smith's Falls, Ont., 6%, 1932-39 5,523 93 5,634 90
Strathroy, Ont., 6J^%, 1932-38 6,886 44 6,886 44
Sudbury, Ont., 5%, 1932-34 4,370 41 4,279 84
Sudbury, Ont., 5%, 1934 764 21 74127
Sudbury, Ont., 5%, 1946 20,000 00 19,793 80
Thorold, Ont., 5%, 1955-58 13,840 15 14,040 29
Tillsonburg, Ont., 5%, 1932-42 4,052 28 3,960 91
Timmins, Ont., 5^%, 1936-43 23,034 59 23,268 99
Tisdale, Ont., 6%, 1936-43 13,534 98 13,991 64
Tisdale, Ont., 6%, 1938-40 24,000 00 ' 25,393 37
Toronto, Ont., 53^%, 1942-44 17,000 00 16,452 81
Toronto Roman Catholic Schools, 5^%. 1940 20,000 00 21,824 37
Toronto, Ont., 6%, 194,3-44 25,000 00 27,8.38 87
Toronto, Ont., 6%, 1945 25,000 00 24,214 59
Walkerville, Ont., 4!^%, 1940-43 4,404 91 3,963 48
Walkerville, Ont., 5%, 1939 10,000 00 9,967 80
Welland, Ont., 5%, 1951-55 20,740 72 20,694 25
Weston, Ont., 6%, 1947-48 10,132 74 10,843 27
Weston, Ont., 6%. 1942-48 10,606 88 11,278 57
Windsor, Ont., 5}4%, 1944-45 14,000 00 14,264 59
Windsor. Ont., 5%, 193.S-52 9,870 31 9,536 83
Coaticook, Que., 5%, 1958-62 26,000 00 26,806 44
Elgin, Que., 5%, 1932-40 4,624 25 4,675 77
Hull, Que., 5H%. 1947 . 20,000 00 21,518 29
Longueuil, Que., 5%, 1953 10,000 00 <J,602 40
Montreal, Que., 4J^%, 1971 10,000 00 10,000 00
Montreal Metropolitan Comm., 414%,, 1965 5,000 00 5,000 00
Quebec Roman Catholic Board of School Commissioners, 4J^%, 1961 5,000 00 5,000 00
St. Anne de Bcllvuc, Que., 5%, 1952 20,000 00 20,000 00
St. Lambert, Que., 5^^%, 1952 5,000 00 5,222 97
St. Lambert, Que., 514%, 1954-62 4.000 00 4,192 47
St. Michel, Que., 6%, 1956 l.S,000 00 16,651 62
Three Rivers, Que., 5J^%, 1947 20,000 00 20,000 00
Three Rivers, Que., 5%, 1963 18,000 00 18,000 00
Herbert, Sask., 5^%, 1932-41 1,501 94 1.466 57
MUTUAL IXSURANXE CORPORATIONS FOR 1931
259
Schedule "D" — Continued
Bonds and Debentures Owned by the Company
Prince Albert, Sask., 67c, 1964
Tompkins, Sask., 7 J^%, 1931-38
Yorkton, Sask., 59^, 1932-41 *. . .
Yorkton, Sask., 5%, 1932
Canadian School Districts:
St. Vital, Man., 514%. 1956
East York. Ont., SH^, 1938
East York, Ont., 514%, 1956-66
North York, Ont.. 5}.i%, 1945-57
Scarborough, Ont.. 6%, 1936-45
Scarborough. Ont., 5%, 1936-50
Scarborough. Ont., 5<~^, 1936-50
Scarborough, Ont., 5}i%, 1936-45
Teck, Ont., 5W9f. 1944-47
Teck, Ont., 6<^c. 1938-43
Teck, Ont., 6% , 1932-34
York, Ont.. 67c, 1945-46
Public Utilities:
Canadian Xorthem Power Co.. 5%, 1953
Essex Border Commission, 55^ 9c. 1950
Essex Border Commission, 514%, 1947-48
Gatineau Power Co., 59c. 1956
Jamaica Public Ser\-ice Co., 59c. 1950
National Light & Power Corp.. 69c. 1949
National Light & Power Corp., 69c. 1949
International Power Co., 69^. 1957
Montreal Island Power Co., 5J^9^, 1957
Montreal Tramwavs, 5*^. 1955
Ontario Power Sen,-ice. 51^%;, 1950
Ontario Power Service, 514%:, 1950
Ontario Power Ser%-ice, 5H%. 1950
Winnipeg Electric Co., 69c. 1954
British Columbia Power Corp., 5J^9i. I960
Power Corporation of Canada, 4J^9^. 1959
Power Corporation of Canada, 4}49c. 1959
McLaren Quebec Power Co., 514%, 1961
McLaren Quebec Power Co., 5}47c, 1961
West Kootenay Power Co., 59^. 1956
Miscellaneous: —
Architects Bldg. Corp., 6%c, 1945
Canadian Copper Refineries, 6*^, 1945
Canadian Yickers, Ltd., 69c . 1947
Consolidated Glass Co., Ltd., 57c. 1948
Dominion Realty Corp., 5^9^, 1945
General Steel Wares, 67c, 1952
Gleneagles Investment Co.. ()}4%c, 1944
Kingston Elevator Co., 69c, 1950
Legare, P. T., & Co., 67c, 1947
Peel St. Realties, Ltd., 6}-^ 9^, 1950
Simpsons Ltd., 67. 1949
Stock Exchange Bldg., Ltd. (Vancouver), 6%, 1944.
United Grain Growers, Ltd., 5}4%, 1949
United Grain Growers, Ltd., 57, 1948
Viceroy Mfg. Co.. Limited, 6^%. 1950
West. Steel Products, 67, 1948
.A.bitibi Power & Paper, 57. 1953
Abitibi Power & Paper, 57, 1953
Bums& Co.. Ltd., 5J^ 7c, 1948
Canadian International Paper Co., 69c. 1949
Donnacona Paper Company. 5}4%c, 1948
Federal Grain Co., 67, 1949
Howard Smith Paper Corpn., 5}4%c, 1953
Howard Smith Paper Corpn.. 514%, 1953
Howard Smith Paper Corpn., 5J^%, 1953
International Power & Paper Co.. Nfld.. 5%, 1968. .
International Power & Paper Co.. Nfld.. 5%. 1968. .
International Power & Paper Co., Nfld., 5%, 1968. .
Lake St. John Power & Paper Corpn., 6J^9c, 1947. .
Metropolitan Corporation of Canada. 6%, 1947. . . .
Montreal Apts.. Ltd.. 5Ji7, 1948 ,
Pacific Coast Terminals. 6J^7. 1948
Rolland Paper Co., 5^7. 1948
Windsor Hotel, Ltd.. S. S. Marie, Ont., 6^%. 1950.
Windsor Hotel, Ltd., S. S. Marie, On;.., 6Ji9^, 1950..
Canada Steamship Lines, Ltd., 69c. 1941
Bonds and Debentures in Default: —
Chile, 6%, 1961
Peru, 67. I960
Canada Power & Paper Corpn., 53>^7, 1958
Canada Power & Paper Corpn.. 5}^7. 1958
Detroit International Bridge, Ltd., 6)^7. 1952. . . .
Great Lakes Paper Co.. 67. 1950
Lord Nelson Hotel Co.. 6H7c. 1947
Port .A.lfred Power & Paper Co., 5}^%, 1957
Port Alfred Power & Paper Co., 5H%. 1957
Par Value Book Value
$10,577 96 $10,577 96
2,333 33 2,451 48
2,561 80 2,546 28
379 40 378 49
Less Investment Reserve (against bonds in default) ,
8,400
00
8,400 00
25,000
00
25,478 01
19,779
01
20,992 79
20,035
60
21,296 63
12,091
72
12,677 55
17,899
79
17,899 79
8,045
53
8,045 53
12,378
02
12,869 45
14,225
87
14,809 26
15,846
12
16.782 66
6,980
19
6,980 19
32,986
67
32,597 61
25,000
00
23,807 30
10,000
00
10,409 50
25,000
00
25,958 12
25,000
00
23,731 35
25,000
00
23,177 61
10,000
00
9,904 20
15,000
00
14,856 30
50,000
00
46,907 05
20,000
00
20,000 00
25,000
00
24,038 29
25,000
00
23,296 55
10,000
00
9,318 62
5,000
00
4,659 30
61,000
00
61,762 42
10,000
00
9,804 04
5,000
00
3,925 00
5,000
00
3,925 00
6,000
00
5,100 00
4,000
00
3,400 00
6,000
00
5,700 00
25,000 00
24,061 84
25,000
00
24,766 14
25,000
00
24,746 75
20,000
00
18,521 34
10,000
00
9,952 93
51,000
00
51,241 18
19,400
00
18,879 24
25,000
00
24,055 52
15,000
no
15,000 00
25,000
00
24,345 22
8,000 00
7,980 80
25,000 00
24,462 25
17,000 00
16,605 79
25,000
00
24,450 54
10,000
00
9,755 49
10,000
00
9,845 87
75,000
00
68,608 08
25,000
00
23,813 64
50,000 00
48,155 26
50,000
00
47,370 00
50,000
00
49,466 04
25,000
00
23,800 99
25,000
00
23,576 54
50,000 00
47,581 25
25,000
00
24,052 99
50,000 00
47,541 36
25,000
00
22,289 79
50,000
00
48,571 87
1 1 ,000
00
11,000 00
39,000
00
38,215 56
50,000 00
49,296 72
25,000
00
25,000 00
25,000 00
23,477 01
25,000
00
24,759 33
25,000 00
24,759 34
10,000 00
9,940 75
25,000
00
22,057 62
24,000
00
20,247 90
25,000
00
21,248 32
25,000
00
17,114 25
25,000 00
22,077 73
25,000
00
22,538 98
30,000
00
31,215 03
25,000
00
23,071 35
25,000
00
22,327 06
$3,695,165 17
122,684 24
$3,752,999
19
$3,572,480 93
260 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Schedule "E"
Stocks Owned by the Company-
Par Value Book Value Market Value
Bank of Montreal, 25 shares $2,500 00 $7,875 00 $6,650 00
Canadian Pacific Railway, 400 shares 10,000 00 22,500 00 10 800 00
G.T.R. Perpetual Debenture Stock 121,665 00 97,363 75 104,631 90
Middle West Utilities (Com. Pref.), 100 shares N.P.V. 10,150 00 9,600 00
National Public Service Corp. (Com. Pref.), 100 shares N.P.V. 4,837 50 4,100 00
Robt. Simpson & Co., Ltd. (Pref.), 150 shares 15,000 00 15,675 00 16,050 00
Shawinigan Water & Power Co., 100 shares N.P.V. 10,000 00 4,300 00
$168,401 25 $156,131 90
NEW YORK LIFE INSURANCE COMPANY*
Head Office, New York
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — P. V. Raven, Montreal.
Chief or General Agent in Ontario. — Ralph M. Devins, 330 Bay St., Toronto.
Dale of Incorporation. — 1841. Date commenced business in Canada. — 1868.
Premiums Written — Claims Incurred
Assets in Canada $47,504,650 Premiums — Ontario (net) $1,958,963
Ontario business in force (gross) . . . 54,829,910 Premiums — Canada (net) 6,653,248
Canadian business in force (gross) . 194,493,976 Death Claims — Ontario (net) .... 556,036
Death Claims — Canada (net) .... 1,832,586
NORTHWESTERN MUTUAL FIRE ASSOCIATION*
Head Office, Seattle, Wash.
Principal Office in Canada, Hamilton, Ont.
Manager or Chief Executive Officer in Canada. — J. J. Allen.
Chief or General Agent in Ontario. — D. R. Thompson, Imperial BIdg., Hamilton, Ont.
Date of Incor poration. — 1901. Date commenced business in Canada. — April 22, 1912.
Premiums Written — Claims Incurred
Assets in Canada $948,509 Premiums — Ontario (net) $226,488
Liabilities in Canada 487,510 Premiums — Canada (net) 960,712
Claims — Ontario (net) 93,723
Claims — Canada (net) 384,417
THE PRUDENTIAL INSURANCE COMPANY OF AMERICA*
Head Office, Newark, N.J.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Henry P. Douglas, Montreal.
Chief or General Agent in Ontario. — Walter Hammond, 1200 Bay St. (Room 3), Toronto.
Date of Incor por alien. — 1873. Date commenced business in Canada. — February 3, 1909.
Premiums Written — Claims Incurred
Life; Life:
Assets in Canada $90,137,917 Premiums — Ontario (net) $9,514,882
Ontario business in force (gross) . . .268.827,129 Premiums — Canada (net) 17.805.238
Canadian business in force (gross) .515,532,337 Death Claims — Ontario (net) .... 1.362,929
Death Claims — Canada (net) .... 2.877.058
Other than Life: Other than Life:
Assets $63,104 Premiums — Ontario (net) $2,302
Liabilities 1,640 Pre miu ms — Canada (net) 6,447
Claims — Ontario (net) 1,772
Claims — Canada (net) 2,008
♦See note on page 1.
MUTUAL INSURANCE CORPORATIONS FOR 1931 261
RETAIL HARDWARE MUTUAL FIRE INSURANCE COMPANY*
Head Office, Minneapolis, Minn.
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — F. B. Dalgleish, Winnipeg.
Chief or General Agent in Ontario. — H. H. Main, 210 Dundas St. W., Toronto.
Date of Incorporation. — 1899. Date commenced business in Canada. — August 18, 1920.
Premiums Written — Claims Incurred
Assets in Canada $320,368 Premiums — Ontario (net) $108,172
Liabilities in Canada 141,224 Premiums — Canada (net) 275,533
Claims — Ontario (net) 32,164
Claims — Canada (net) 123,845
ROYAL GUARDIANS*
Head Office, Montreal, Que.
Officers. — President, John Hyde, Westmount, Que.; Vice-President, E. E. Workman; General
Manager, W. F. Patterson, Montreal.
Directors.^C. E. Ward, Montreal; W. H. Bardwell, Montreal; Lucien St. Mars, Longueuil;
Rev. Frank Charters, Westmount; C. P. Wood, Westmount; H. W. Monsell, St. Lambert, Que.;
E. E. Workman, Montreal; John Hyde, Westmount, Que.; A. T. Patterson, Montreal.
Chief or General Agent in Ontario. — C. Gettings, 36 James St. S., Hamilton, Ont.
Date of Incorporation. — 1910. Dale commenced business in Canada. — September 1, 1910.
Premiums Written — Claims Incurred
Life: Life:
Assets in Canada $1,115,506 Premiums — Ontario (net) $85,893
Ontario business in force (gross) . . . 2,666,546 Premiums — Canada (net) 139,830
Canadian business in force (gross) . 4,087,183 Death Claims — Ontario (net) .... 8,477
Death Claims — Canada (net) .... 55,773
Other than Life: Other than Life:
Assets $21,125 Premiums — -Ontario (net) $2,255
Liabilities 8,788 Premiums — Canada (net) 2,507
Claims — Ontario (net) 1,418
Claims — C^anada (net) 1,596
STANDARD LIFE ASSURANCE COMPANY*
Head Office, Edinburgh, Scotland
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Wm. H. C. Kennedy, Montreal.
Chief or General Agent in Ontario. — F. W. Doran, 24 King St. West, Toronto.
Date of Organization. — 1825. Date commenced business in Canada. — 1846.
Premiums Written — Claims Incurred
Assets in Canada $20,225,213 Premiums — Ontario (net) $254,702
Ontario business in force (gross) . . . 9,981,720 Premiums — Canada (net) 909,552
Canadian business in force (gross) . 31,329,556 Death Claims — Ontario (net) ... . 214,420
Death Claims — Canada (net) .... 428,155
STATE LIFE INSURANCE COMPANY*
Head Office, Indianapolis, Indiana
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — W. H. Hunter, Toronto.
Chief or General Agent in Ontario. — W. H. Hunter, 9 Richmond St. East, Toronto.
Date of Incorporation. — 1894. Date commenced business in Canada. — 1904.
Premiums Written — Claims Incurred
Assets in Canada $449,312 Premiums — Ontario (net) $18,244
Ontario business in force (gross) . . . 1,264,892 Premiums — Canada (net) 40,001
Canadian business in force (gross) . 1,380,418 Death Claims — Ontario (net) .... 21,623
Death Claims — Canada (net) .... 31,623
I
♦See note on page 1.
to— S. I.
262 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
UNION MUTUAL LIFE INSURANCE COMPANY*
Head Office, Portland, Maine
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — Henri E. Morin, Montreal.
Chief or General Agent in Ontario. — Edwin J. Atkinson, Federal Bldg., Toronto.
Date of Incorporation. — 1848. Date commenced business in Canada. — October 12, 1868.
Premiums Written — Claims Incurred
Assets in Canada $2,767,509 Premiums — Ontario (net) $14,951
Ontario business in force (gross) .. . 543,826 Premiums — Canada (net) 250,452
Canadian business in force (gross) . . 7,612,364 Death Claims — Ontario (net) ... . 21,698
Death Claims — Canada (net) .... 172,344
UNITED MUTUAL FIRE INSURANCE COMPANY*
Head Office, Boston, Mass.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — E. S. Ryder, Toronto.
Chief or General Agent in Ontario. — E. S. Ryder, Confederation Life Building, Toronto.
Date of Incorporation. — 1908. Date commenced business in Canada. — April 3, 1925.
Premiums Written — Claims Incurred
Assets in Canada $91,319 Premiums — Ontario (net) $33,329
Liabilities in Canada 54,769 Premiums — Canada (net) 107,580
Claims — Ontario (net) 24,258
Claims — Canada (net) 52,088
♦See note on page 1.
I
¥
CASH iMUTUAL INSURANCE
CORPORATIONS
[263J
c
THE ECONOMICAL MUTUAL FIRE INSURANCE COMPANY
Head Office, Kitchener, Ont.
Commenced Business 28th October, 1871
Officers and Directors (1932)
Officers. — President, Geo. C. H. Lang; Vice-President, L. J. Breithaupt; Manager, \V. H.
Schmalz, Kitchener; Secretary-Treasurer, F. W. Snyder.
Directors. — Geo. C. H. Lang, Kitchener; L. J. Breithaupt, Kitchener; Hartman Krug'
Kitchener; W. H. Schmalz, Kitchener; W. D. Euler, M.P., Kitchener; H. J. Sims, Kitchener!
\V. J. Motz, Kitchener; Carl Kranz, Kitchener; Henry Knell, Kitchener.
.Auditor s.-^J . M. Scully, Kitchener; J. A. Law, Kitchener.
Unassessed balance of Premium Xotes, $212,901.23
Statement for Year Ending 31st December, 1931
Assets
Book value of real estate $60,000 00
Mortgage loans on real estate 362,986 11
Bonds, debentures and stocks (including Ontario Government deposit). (Schedule
"C") 1,172,287 25
Cash on hand at head office $25,575 86
" deposit in Bank of Montreal, Kitchener 12,321 33
37,897 19
Amount of agents' balances 28,567 79
reinsurance on losses 5,025 43
" accrued interest 17,878 09
Total Assets $1,684,641 86
Liabilities
Amount of reserve of unearned premiums carried out at 80 per cent.
losses supposed or reported
agents' credit balances
taxes accrued
" surplus of assets over liabilities
$188,738 10
9,462 04
667 34
5,039 27
1,480,735 11
Total Liabilities $1,684,641 86
Receipts
Cash balance at 31st December, 1930 (not extended), $28,613.05.
Cash received as cash payments and instalments due in 1931
pre mi u msoncashsystems
" interest
" agents' balances at 1930 received in 1931
" reinsurance on losses
from investments (not extended), $145,661.28.
Total Receipts
$65,677 72
294,444 18
87,453 68
34,416 59
23,292 33
$505,284 50
Expenditure
Expenses of management:
Commissions, $66,369.20; law costs, $252.95; fuel and light, $634.10; investi-
gation of claims, $3,596.83; license fee, $300.00; Fire Marshal tax, $910.89;
taxes, $4,589.16; salaries and fees, $55,915.00; printing, postage, etc.,
$10,209.24; other expenses, $5,065.80 $147,843 17
Miscellaneous payments:
Cash paid for losses 213,586 05
reinsurance 42,307 30
" rebate, abatement and returned premiums 37,875 94
Total Expenditure $441,612 46
[265]
266
ANNUAL REPORT-SUPERINTENDENT OF INSURANCE No^
Currency of Risks
Amount covered by Policies in force. 31st December. 1931
System One Year or Less Th^" J-^^q se.sT^lsOO
Mutual ■.;;:;■. sis.VsS.ioo'oO 3i;653,7S4 00 50,207.184 00
■■"'*"'*, $18,553,400 00 $38,268,529 00 $56,821,929 00
I otals . "^
Reinsurance g-^ g34 399 95 $1,634,399 95
Mutual $i562',466'26 '7b7,'264 14 1,269,730 40
Cash '
„ . "Rl 562 466 26 $2,341,644 09 $3,904,130 35
Total Reinsurance $i,dd^,^oo '
Netriskscarried by Company, 31st December, 5jg_99o_933 74 $35,926,864 91 $52.917.798 65
Movement in Risks
, r- . Number Amount
Fire Risks — Mutual System 2 6*^3 $6,748,922 00
Policies in force, 31st December, 1930 994 2,610,688 00
Policies new and renewed during 1931
3,617 $9,359,610 00
Gross number during 1931 . . . . . . 1,124 2,744,865 00
Less expired and cancelled in 19i^l
Net risks in force on mutual system, 31st December. 1931 ^^^9^ J^£1H^L22:
^ , r~ , Number Amount
Fire Risks— Cash System 27 080 $47,284,115 00
Policies in force, 31st Dece raber, 1930 111754 22,070,487 00
Policies new and renewed during 1931
38,834 $69,354,602 00
Gross number during 1931... 11,083 19,147.418 00
Less expired and cancelled in 1931 ,
„, T^ K 1QQ1 27 751 $50,207.184 00
t risks in force on cash system, 31st December, 1931 '^ ' ' ' ^ _
Ne
Schedule "C"
Bonds, Debentures and Stocks Owned by the Company
Par Value Book Value
$6 000 00 $6,000 00
Dominion of Canada, 5%, 1943. ■■■■-■■^J,- lO'.OOO 00 9,612 50
Canadian National Railway Co., 4 H%. 1951 65,000 00 65,000 00
Canadian National Railway Co., 5%, 1954 30,000 00 28,876 58
Province of British Columbia, 4 }4 %. 1941 30 000 00 28,488 00
Province of Alberta, 4 }^ %, 1950 40'000 00 37,190 00
Province of Alberta, 4 }^ % 1960 . . 10 000 00 9,950 00
Province of British Columbia, 4^%. I960... • 121,666 66 101,894 07
Canadian Northern Pacific Railway. 4 %. 1950 q 000 00 38.224 07
Pacific Great East Railway Co.. 4H%. 1942 10 000 00 10.000 00
Town of Timmins. 5%. 1954 . . • • -dr" "Vcirin 16'.254 66 13.964 24
Canadian Northern Pacific Railway Co 4 %, 1950 35 000 00 34.215 47
Jewish Hospital Co. Campaign, 5%, 1949 4 287 99 4.287 99
City of Kitchener. 5^%. 1936 2'203 33 2.203 33
City of Kitchener. 6%, 1947. .. 12'.000 00 12.000 00
City of Peterborough, 5H%. 1949.. ........ ■••••• •■••• 28200 20 27,882 89
Roman Catholic Separate Schools (Windsor). 5i^%. 1950 12 801 75 12.801 75
City of Kitchener. 5 %. 1941 30'376 66 29,496 65
City of Kitchener, 5 %, 1959 25 000 00 24.092 80
City of Kitchener. 5 %. 1959. 25.000 00 24,911 70
City of Vancouver, 5 %. 1945 ^ 4g0 06 1.460 06
Town of Berlin. 4}^%, 1937 3 273 20 3.273 20
Town of Berlin. 5 %. 1937 ■ 7 693 69 7.693 69
Town of Berlin. 4^%. 19-39 10 000 00 10.000 00
Town of Kenora. 5%. 1940 30 086 78 30.336 89
Town of Mimico. 5%, 1948 .. 30,445 93 31,337 62
Township of Etobicoke. 5 H %. 1941 19 000 00 18.529 86
Township of York. ^ %• l^'t° k V i or o Is'.OOO 00 13.198 40
Township of Sandwich East, 5%. 19o.i 24 134 40 24.066 89
Township of North York 5%, I960 25:010 95 24.785 95
Township of Scarborough. 5%, 1941. 25.000 00 23.187 50
St. Maurice Valley Corp . 5 H%. 195J 30 000 00 25,650 00
Abitibi Power & Paper Co., 5%, 1953. 25,000 00 24.437 50
Canada Steamship Lines, Ltd.. 6%. 1941 15.000 00 14.701 24
Northwestern Power Co.. Ltd., 6%. I960. . 000 00 9,2.'S0 00
Canada Northern Power Co., Ltd., 5%. 1953 ^^ 000 00 13.699 86
Ontario Power Service Corp.. 5H %. 1950 15.000 00 14,025 00
Calgary Power Co. Ltd., .5%, I960.. jO.OOO 00 9.250 00
MacLaren Quebec Power Co.. 5 Vi %. 1961 25.000 00 23.062 50
Gatineau Power Co.. 5 %. 1956 •,..-. - • • • ■ • ■ ; ; jq.OOO 00 9.082 32
Ontario Power Service Corp.. 514%, 1950 5 000 00 4.475 00
Canada Northern Power Corp., 5%. 19.53 ■ 50,000 00 50,000 00
Waterloo Trust & Savings Co .5 %. 1933 30.000 00 29,700 00
Great West Saddlery Co., Ltd., 6 <7^. 1948 25 000 00 2.^..203 90
Matthews Stea mship Co.. '-td-. 6 % , 1941 25.000 00 25.050 84
Port Alfred Pulp & Paper Co.. 5 H %. 19^7 000 00 25.000 00
Dominion Tar & Chemical Co.. 6%. 1949 25 000 00 24,875 00
Simpsons, Ltd.. 6%, 1949. ............ ■•■ ■ 25.000 00 24.339 60
Canada Gypsum & Alabastine, 5H %. 1948
CASH-MUTUAL INSURANCE CORPORATIONS FOR 1931 267
Schedule "C" — Continued
Bonds, Debentures and Stocks Owned by the Company
Par Value Book Valu
British American Oil Co., Ltd.. 5 %, 1945 5,000 00 4,987 50
McColl-Frontenac Oil Co., Ltd., 6%. 1949 10,000 00 9,900 00
Famous Players Canadian Corp., Ltd., 6%, 1948 15,000 00 15,000 00
Economic Investment Trust, Ltd., 5 %, 1957 10.000 00 9,362 50
Maple Leaf Milling Co., Ltd., 5 H %. 1949 10,000 00 9,600 00
British American Oil Co., Ltd., 5%, 1945 15,000 00 14,400 00
Dominion Reality Co., 5}4%, 1945 25,000 00 24,875 00
McColI-Frontenac Oil Co., Ltd., 6 %, 1949 5,000 00 4,950 00
Canadian Pacific Railway Co 21,000 00 47,539 33
Mercury Mills, Ltd 10,000 00 9,300 00
Waterloo Trust & Savings Co 10,000 00 12,500 00
International Milling Co 15,000 00 15,225 00
$1,260,896 26 $1,238,404 19
Less — investment reserve 66,116 94
$1,172,287 25
GORE DISTRICT MUTUAL FIRE INSURANCE COMPANY
Head Office, Galt, Ont.
Commenced Business, 10th October, 1839
Officers akd Directors (1932)
Officers. — President, Alex. R. Goldie; Vice-President, John R. Blake; Manager, John N.
MacKendrick, Gait.
Directors. — Alex. R. Goldie, Guelph; Jno. R. Blake, Gait; W. K. George, Toronto; A. E.
Watson, Ayr; J. N. MacKendrick, Gait; F. S. Jarvis, Gait; James D. Allan, Gait; H. L.McCulloch,
Gait; C. Gordon Cockshutt, Brantford.
Auditors. — Thorne, Mulholland, Howson & McPherson, Toronto.
Unassessed balance of Premium Xotes, $175,137.00
Statement for Year Ending 31st December, 1931
Assets
Book value of real estate $30,000 00
Mortgage loans and real estate 179,929 25
Book value bonds and debentures (including Ontario Government deposit). {See
Schedule •■€'•) 1,428,113 20
Cash on hand at head office $4,462 04
Cash on deposit in Canadian Bank of Commerce, Gait 9,713 39
Bank of Toronto, Gait 1,209 89
Waterloo Trust & Savings Co., Gait 2,236 61
17,621 93
Amount of agents' balances (net) 17,804 59
reinsurance on losses 4,835 84
" interest accrued 29,176 91
Total Assets $1,707,481 72
LlablUties
Amount of supposed or reported loss $10,065 86
reserve of unearned premiums, $260,412.49, carried out at 80 per cent.. . 208,329 99
Total Liabilities $218,395 85
Receipts
Cash balance at 31st December, 1930 (not extended), $49,094.19.
Cash received as cash payments and instalments $53,389 97
pre miu ms on cash system 263,608 58
agents' balances of 1930 received in 1931 25,121 83
interest (including rent) 89,705 38
" reinsurance (on losses) 40,376 29
all other 96 50
" from mortgages and debenture investments (not extended),
$66,857.49.
Total Receipts $472,298 55
268
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Expenditure
-Expenses of management:
Commissions, $53,368.88; fuel and light, .$472.83; investigation of claims,
$2,961.03; license fee, $300.00; Fire Marshal tax, $808.78; travelling
expenses, $5,137.38; taxes, $3,645.87; salaries and fees, $45,905.00; print-
ing, postage, etc., $5,086.31; other expenses, $5,041.17 $122,727 25
Miscellaneous payments:
Cash paid for losses which occurred prior to 1931
losses which occurred during 1931
reinsurance premiums
]| rebate, abatement and returned premiums
refundto members
purchase of securities (not extended), $114,771.25.
Total Expenditure
13,268 37
242,523 40
45,271 31
21,155 13
10,911 59
$455,857 05
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
System One Year or Less Three Years Total
Mutual $4,625,813 30 $4,625,813 30
Cash $13,780,235 10 42,615,658 49 56,395,893 59
Total $13,780,235 10 $47,241,471 79 $61,021,706 89
Reinsurance
On mutual system $840,326 00 $840,326 00
Cash system $993,399 00 5,545,241 00 6,538,640 00
Total reinsurance $993,399 00 $6,385,567 00 $7,378,966 00
Net risks carried by Company, 31st December,
1931 $12,786,836 10 $40,855,904 79 $53,642,740 89
Movement in Rislis
Mutual System Number Amount
Policies in force, 31st December, 1930 1,919 $4,838,898 30
Policies new and renewed during 1931 658 1,611,993 31
Gross number during 1931 2,577 $6,450,891 61
Less expired and cancelled in 1931 748 1,825,078 31
Net risks in force on mutual systems, 31st December, 1931 1,829 $4,625,813 30
Cash System Number Amount
Policies in force, 31st December, 1930 26,381 $57,126,185 85
Policies new and renewed during 1931 17,218 24,418,921 45
Gross number during 1931 43,599 $81,545,107 30
Less expired and cancelled in 1931 16,627 25,149,213 71
Net risks in force, on cash system, 31st December, 1931 26,972 $56,395,893 59
Schedule "C"
Bonds and Debentures Owned
Fort William, 4 J^ %, 1936 $20,Oo'o 00
Midland, 4 J^ 7c. 1932-36 8,085 19
Stratford, 4 K %, 1939 4,000 00
Newmarket, 5 %, 1932-35 3,773 89
Smith's Falls, 5%, 1932-36 4,627 30
East Flamboro, 5 %, 1932-41 4,771 88
Hal ton County, 4 %, 1932 2,122 55
Scarboro Township, 5 H %- 1932-38 5,083 94
Hanover, 6%. 1933-37 5,145 28
New Hamburg, 5 %, 1933 3,000 00
New Toronto, 6 %, 1932-44 11,078 42
Toronto, 6 %, 1943-50 23,000 00
Toronto, 6%, 1943-50 37,000 00
Toronto, 6 %, 1943 58.000 00
Toronto, 6 %, 1945 70,000 00
Toronto, 6 %, 1947 75,000 00
Toronto, 6 %, 1948 63,000 00
Toronto, 6%, 1949 81,000 00
Toronto, 6 %, 1950 40,000 00
Hamilton, 6 %, 1938 21,688 48
Gait, 6 %, 1940-62 50,000 00
Sault Ste. Marie, 6 %, 1936 17,000 00
Mimico, 6 %, 1939-42 1,827 38
Mimico, 6 %, 1939-42 4,576 21
Mimico, 6%, 1938-42 4,329 15
Mimico, 6%, 1939-42 7,130 98
Kitchener, 5 K %. 1953 5,000 00
Kenora, 5}4%, 1937 15,000 00
Kenora, 5 H %. 1937 10.000 00
Fort Erie, 5 J^ %, 1934-54 25.338 09
Peterborough, 5 %, 1943 25,000 00
Book Va
lue
$20,000
00
8,085
19
4,000
00
3,773
89
.4.627
30
4,771
88
223
55
5.083
94
5,145
28
2,125
26
10,745
10
23,000
00
37,000
00
58,000
00
70,000
00
75,000
00
63,000
00
81.000
00
40.000
00
21,688
48
50,000
00
17.739
50
1,921
16
4,811
26
4,545
69
7.483
63
5,187
00
14,572
50
9,715
00
25,211
40
25.000
00
CASH-MUTUAL INSURANCE CORPORATIONS FOR 1931 269
Schedule *'C" — Continued
Bonds and Debentures Owned
Par Value Book Value
Fort Frances, 5 H %. 1934-46 $30,000 00 $30,743 60
Stratford. 5 %. 1934-39 25.000 00 25.000 00
Welland, 5 %, 1953-55 25.000 00 25.000 00
Fort William. 5%. 1957 30.000 00 29,925 00
Township of York, 5 7( . 1936 25,000 00 25,000 00
Oshawa. 5 %, 1940-49 12,435 41 12,435 41
Gait, 5 3^%, 1933-43 10,536 96 10,983 41
North Bay, 5 %, 1935-47 25,251 11 25,251 11
Waterdown, 5 }4 %, 1932-57 14.100 81 14.966 31
Fort Frances, 5 M %, 1945-47 10,072 15 10,691 18
Kenora, 5 <~J, 1947-50 20,111 15 20.111 15
Teck Township. 5M %, 1934-35 7,054 71 7.204 25
Teck Township. 5 H 7c, 1937-41 18,003 89 18,658 61
Bridgeburg, 5 H %, 1934-43 15,262 90 15.501 09
York Township. 5 <yc . 1932-37 20.000 00 19.646 00
North Bay — Roman Catholic School Bonds, 6 %. 1940-49 13.432 12 13.593 11
Gait, 5 7c, 1932-45 23.841 44 23.818 43
Rainy River, 6%, 1932-45 15.138 98 15.398 96
Dryden. 5 H T'c , 1952-53 11,091 87 11,091 87
Dryden, 5 J^ %, 1954-55 2,871 28 2,871 28
Mimico, o <^c , 1946-56 21.083 35 20.642 49
Can. Northern Railway Debenture Stock, 4 %. 1934 7,728 25 6,346 68
Canadian National Railway Bonds, 5 7c, 1954 30,000 00 29,775 00
Canadian National Railway Bonds, 4 J^ %, 1968 31,000 00 29,605 00
Canadian National Railway Bonds, 5 7c, 1969 25,000 00 24,625 00
Canadian National Railway Bonds, 4 H %, 1951 58,000 00 54,096 25
Canada Permanent Mortgage Corp., 5%, 1937 10,000 00 10,000 00
Victoria Trust & Savings Co., 5 7c, 1938 10,000 00 10.000 00
Guelph & Ontario Investment Society. 5%, 1935 5.000 00 5,000 00
Ottawa Valley Power, 5H 7c, 1970 20,000 00 19.925 00
Province of Ontario, 6 %, 1941 75,000 00 75,000 00
Province of Ontario, 6 7c, 1943 35,000 00 35,000 00
Province of Ontario, 6 %, 1943 22,000 00 22,000 00
Dominion of Canada National Service Loan, 5 7c, 1941 25,000 00 24,750 00'
$1,434,595 11 $1,428,113 20
MILLERS NATIONAL INSURANCE COMPANY*
Head Office, Chicago, III.
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — H. Begg, Toronto, Ont.
Chief or General Agent in Ontario. — H. Begg. 14-24 Toronto St., Toronto. Ont.
Date of Incorporation. — 1865. Date commenced business in Canada. — October 6, 1915.
Premiums Written — Cl.a.ims Incurred
Assets in Canada $221,097 94 Premiums — Ontario (net) $92,008 95
Liabilities in Canada 93,411 81 Premiums — Canada (net) 60,435 53
Claims — Ontario Cnet) 70,968 44
Claims — Canada (net; 29,847 95
PERTH MUTUAL FIRE INSURANCE COMPANY
Head Office, Str.\tford, Ont.
Commenced Business, 1st December, 1863
Officers and Directors (1932)
Officers. — President, G. G. McPherson; Vice-President, James Jones; Manager, Geo. Kay.
Directors. — G. G. McPherson, Stratford; James Jones, Mitchell; Alex. Faill, Stratford; J. P.
King, Stratford; Ralph M. Trow, Stratford; H. W. Strudley, Stratford ; A. W. Deacon, Stratford;
J. A. Makins, Stratford; Geo. Kay, Stratford.
Auditors. — A. H. Alexander, Stratford; R. J. Moffatt, Stratford.
Unassessed balance of Premium Notes, $121,420.93
*See note on page 1.
270 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Statement for Year Ending 31st December, 1931
Assets
Book value of real estate $41,000 00
Mortgage loans on real estate 39,097 88
Par value of bonds and debentures (including Ontario Government deposit). (See
Schedule "C") 1,139,460 88
Cash at head office $7,323 21
Cash deposited in Royal Bank, Stratford 4,296 03
Canadian Bank of Commerce, Stratford 3,097 80
Bank of Montreal, Stratford 3,671 19
18,388 23
Amount of agents' balances 22,150 37
reinsurance on losses 1,728 87
Interest due and accrued 23,723 51
Total Assets $1,285,549 74
Liabilities
Amount of losses adjusted $2,979 50
" losses supposed or reported 10,926 16
" reserve of unearned premiums carried out at 80 per cent 173,099 62
agents' credit balance 194 03
" taxes accrued 4,000 00
bills discounted 1,285 54
" surplus of assets over liabilities 1,093,064 89
Total Liabilities $1,285,549 74
Receipts
Cash balance at 31st December, 1930 (not extended), $19,729.19.
Cash received as cash payments and instalments due in 1931 $40,138 69
" as premiums on cash system 222,667 43
" for interest 62,946 08
" for reinsurance on account of losses 60,546 04
" agents' balances of 1930 received in 1931 27,854 15
" all other 1,065 00
" from investment (not extended), $6,997.03.
Total Receipts $415,217 39
Expenditure
Expenses of management:
Commissions, $50,875.38; law costs. $247.56; fuel and light, $448.84; investi-
gation of claims, $2,864.05; license fee, $300.00; Fire Marshal tax, $826.34;
travelling expenses, $1,690.40; taxes. $4,369.72; salaries and fees, $43,484.60
printing, postage, etc., $4,544.11; other expenses, $4,269.45 $113,920 45
Miscellaneous payments:
Cash paid for losses 232.705 25
" reinsurance 48.618 31
rebates 21,913 49
investments (not extended), $6,397.88.
Total Expenditure $417,157 50
Currency of Risks
Amount covered by Policies in force 31st December, 1931
One Year or Less Three Years Total
Mutual $5,969,755 00 $5,969,755 00
Cash $9,363,739 00 42,827,116 00 52,190,855 00
Totals $9,363,739 00 $48,796,871 00 $58,160,610 00
Reinsurance
Mutual $1,552,832 00 $1,552,832 00
Cash $1,942,123 00 7,176,850 00 9,118.973 00
Totals $1,942,123 00 $8,729,682 00 $10,671,805 00
Net risks carried by Company, 31st December,
1931 $7,421,616 00 $40,067,189 00 $47,488,805 00
Movement in Risks
Mutual System Number Amount
Policies in force, 31st December, 1930 2.361 $6,794,802 00
Policies new and renewed during 1931 674 1.892.591 00
Gross nu mber during 1931 3,035 $8,687,443 00
Less expired and cancelled in 1931 918 2,717.688 00
Net risks in force on mutual system, 31st December, 1931 2.117 $5,969,755 00
CASH-MUTUAL INSURANCE CORPORATIONS FOR 1931 271
Movement In Risks — Conlinued
Cash System Number Amount
Policies in force, 31st December, 1930 27,902 $55,352,138 00
Policies new and renewed during 1931 13,718 23,790,791 00
Gross number during 1931 41,620 $79,142,929 00
Less expired and cancelled in 1931 14,258 26,952.074 00
Net risks in force on cash system, 31st December, 1931 27,362 $52,190,855 00
Schedule "C"
Bonds and Debentures Owned
Par Value Book Value
Ontario, 6 %, 1941-43 $105,000 00 $105,000 00
Ontario, 4 M %■ 1946 6,000 00 6,000 00
Ontario, 5 %, 1942 45,000 00 45,000 00
Quebec, 4 H %, 1956 44,000 00 44.000 00
Ontario, 6 %, 1943 10,000 00 10,000 00
Ontario, 5 %, 1948 49,000 00 49.000 00
Newfoundland. 5 %, 1955 10,000 00 10,000 00
C.N.R., Dominion of Canada, 5 %. 1937-38-54 189.000 00 189,000 00
Hydro-Electric Power, Ontario, 6 %, 1941-61 40,000 00 40,000 00
Brandon. 5 %. 1938 10.000 00 10,000 00
Mimico. 5 %, 1941 4,520 78 4.520 78
Blyth. 5 %, 1936 1,535 89 1,535 89
Hibbert, 5 %, 1932 764 25 764 25
Mitchell. 5 %, 1932-42 3,778 81 3,778 81
Tavistock, 5 %', 1942 10,045 61 10.045 61
Stratford. 5 %, 1944 15,000 00 15.000 00
Wallaceburg. 5 H %. 1943 20,000 00 20.000 00
Barton. 5 %. 1944 10.000 00 10.000 00
Owen Sound, 5 %, 1935 15,000 00 15.000 00
Preston. 6 %, 1941 6,179 11 6,179 11
Renfrew, 6 %, 1941 8.488 98 8,488 98
Mimico, 6 %, 1946 20,277 61 20,277 61
Renfrew, 5 %, 1944-49 5,611 00 5,611 00
Fort William, 5 %. 1948 10,000 00 10,000 00
Belleville, 6 %, 1946 10.000 00 10,000 00
Mimico, 5 J^ %, 1945 11,000 00 11.000 00
Mitchell. 5 H %, 1938 10,000 00 10,000 00
Brantford. 5%. 1951 10,600 00 10,600 00
Stratford. 5 %, 1946 20,500 00 20.500 00
North Bay, 5 3^%, 1939 10,000 00 10,000 00
Edmonton, 5 %, 1946 10,000 00 10,000 00
Windsor, 5 %, 1945 5,000 00 5,000 00
Smith's Falls. 5%, 1940 5,000 00 5,000 00
Montreal, 4 J^ %, 1966 10,000 00 10,000 00
London, 4 H %. 1943 8,000 00 8,000 00
Lincoln. 5 >i %. 1942 5.000 00 5,000 00
Vancouver, 5 %, 1942 15,000 00 15,000 00
Stratford, 5 %, 1944 15,000 00 15,000 00
Victoria, 5}4%. 1942 15,000 00 15,000 00
Walkerville, 5 %, 1945 13,766 79 13,766 79
Port Colborne, 4 J^ %, 1938 10.308 41 10,308 41
Winnipeg, 5 %. 1950 25,000 00 25,000 00
London, 5 %, 1944 10,000 00 10.000 00
Lethbridge School, 6 %. 1938 2,333 64 2.333 64
North Battleford School, 6 %, 1943 10,000 00 10,000 00
Stratford Roman Catholic School, 5}4%. 1952 5,000 00 5,000 00
Windsor Roman Catholic School, 5 H %, 1956 4.000 00 4.000 00
Calgary School District. 5 %. 1948 9.000 00 9.000 00
British Mortgage & Trust Corp., 5 %, 1935 25,000 00 25,000 00
Mercurv Mills. 5 >^ %, 1953 25,000 00 25,000 00
United Grain Growers, 5 %. 1948 25.000 00 25.000 00
Can. P. & P. Corp.. 5 3^%. 1958 25,000 00 3,750 00
H. E. B. & S. Corp.. 5 %, 1957 25,000 00 25,000 00
Gatineau Power, 5 %, 1956 25,000 00 25,000 00
Eraser Companies, 6 %, 1950 25,000 00 25,000 00
Quebec Power, 5 %, 1968 25,000 00 25.000 00
Con. Investment Corp.. 414%. 1959 25,000 00 25,000 00
British Columbia Power Corporation. 5 }^ %. 1960 17.000 00 17.000 00
Ontario Power Service, 5}4%, 1950 15.000 00 15.000 00
Montreal Tramways. 5 %, 1955 15,000 00 15,000 00
$1,160,710 88 $1,139,460 88
I
PORTAGE LA PRAIRIE MUTUAL INSURANCE COMP.\NY*
He.\d Office, Portage L.\ Prairie, Manitoba
Managing Director. — Stratton Whitaker, Portage La Prairie, Man.
Chief or General Agent in Ontario. — A. E. Wetmore, Dominion Bank Building. Toronto.
I ncorporated Dominion of Canada, May, 1930. Commenced business in Ontario, February, 1931.
Premiums Written — Claims Incurred
Assets in Canada $797,338 20 Premiums — Ontario (net) $106,723 17
Liabilities in Canada 205,712 26 Premiums — Canada (net) 371,712 62
Claims — Ontario (net) 14,077 14
Claims — Canada (net) 225,769 47
See note on page 1.
272 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
WATERLOO MUTUAL FIRE INSURANCE COMPANY
Head Office, Waterloo, Ont.
Commenced Business 7th May, 1863
Officers and Directors (1932)
Officers. — President, W. G. Weicliel; Vice-President, J. Howard Simpson; Manager, A. Foster.
Directors. — W. G. Weichel, Waterloo; E. J. Bauer, Waterloo; W. R. Bricker, Waterloo; J. H.
Simpson, Guelph; Jos. Stauffer, Gait; A. Foster, Waterloo; Oscar Rumpel, Kitchener; Ford S.
Kumpf, Waterloo; Wm. Henderson, Waterloo, Ont.
Auditors. — J. F. Scully, C.A., Waterloo; R. P. Uffelmann, C.A., Waterloo.
Unassessed balance of Premium Notes, $191,158.66
Statement for Year Ending 31st December, 1931
Assets
Book value of real estate $45,000 00
Mortgage loans on real estate 20,200 00
Book value of bonds and debentures (including Ontario Government deposit). {See
Schedule "C") 1,526,169 45
Cash at Head Office $10,882 87
Cash deposited in Bank of Toronto, Waterloo 394 08
Montreal Bank, Waterloo 6,553 88
Royal Bank, Waterloo 487 80
" Bank of Commerce, Waterloo 4,644 25
Waterloo Trust & Savings Co 856 81
23,819 69
Amount of agents' balances 30,529 67
" accrued interest 13,766 69
Total Assets $1,659,485 50
Liabilities
Amount of losses supposed or reported $22,825 90
reserve of unearned premiums carried outatSO per cent 270,659 24
" investment reserve 60,000 00
" agents' credit balances 161 63
" taxes accrued 4,384 15
bills discounted 39,976 32
" surplus of assets over liabilities 1,281,478 26
Total Liabilities $1,659,485 50
Receipts
Cash balance at 31st December, 1930 (not extended), $30,489.69.
Cash received as cash payments and instalments due in 1931 $62,706 28
" agents' balances of 1930 received in 1931 6,965 40
" premium on cash system 333,753 76
interest 84,229 13
" reinsurance on losses 59,463 37
all other 21,939 90
" from matured investments (not extended), $122,409.36.
Total Receipts $569,057 84
Expenditure
Expenses of management:
Commissions, $79,523.53; law costs, $329.71; fuel and light, $590.74; investi-
gation of claims, $8, 163. 14; assessment and fees, $5,894.44 ; Fire Marshal tax,
$944.33; travelling expenses, $1,466.07; taxes, $3,334.13; salaries and fees,
$300.00; printing, postage, etc., $4,354.42; other expenses, $49,527.90. . . . $154,428 41
Miscellaneous payments:
Cash paid for losses 351,690 81
" reinsurance 55,432 65
" rebate, abatement and premiums 40,223 13
all other 2,418 90
" for purchase of investments (not extended), $93,943.30.
Total Expenditure $604,193 90
Currency of Risks
Amount covered by Policies in force, 31st December, 1931
System One Year or Less Three Years Total
Mutual $6,689,765 00 $6,689,765 00
Cash $13,033,570 00 65,710,563 00 78,744,133 00
Total $13,033,570 00 $72,400,328 00 $85,433,898 00
Reinsurance
Mutual $1,482,898 00 $1,482,898 00
Cash $709,425 00 9,579,314 00 $10,288,739 00
Total $709,425 00 $11,062,212 00 $11,771,637 00
Net risks carried by Company. 31st December.
1931 $12,324,145 00 $61,338,116 00 $73,662,261 00
CASH-MUTUAL INSURANCE CORPORATIONS FOR 1931
273
Movement in Risks
Mutual System Number
Policies in force, 31st December, 1930 2,846
Policies new and renewed during 1931 954
Gross nu mber during 1931 3,800
Less expired and cancelled in 1931 1,034
Net risks in force on mutual system, 31st December, 1931 2,766
Cash System
Policies in force, 31st December, 1930 41,453
Policies new and renewed during 1931 22,106
Gross number during 1931 63,559
Less expired and cancelled in 1931 22,675
Net risks in force on cash system, 31st December, 1931 40,884
A mount
$7,031,515 00
2,400,205 00
$9,431,720 00
2,741,955 00
$6,689,765 00
$80,725,338 00
36,467,121 00
$117,192,459 00
38,448,326 00
$78,744,133 00
Schedule "C"
Bonds and Debentures Owned
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Province of British Columbia, 6 %, 1946
Canadian Northern Railway Co., 3 }^ %, 1958
Canadian Northern Western Railway, 4 J^ %, 1942.
Canadian Northern Pacific Rail way, 4 J^ %, 1950. .
Canadian Northern Pacific Railway, 4 J^ %, 1950. .
Canadian Northern Pacific Railway, 4%, 1950. . . .
f Belleville, 5 %, 1957
f Brantford, 4%, 1941
f Brantford, 6 %, 1951
f Edmonton, 5%, 1933
f Edmonton, 5 }^ %, 1945
f Edmonton, 5}4%, 1945
f Fort William, 6%, 1953
f Kitchener, 4%, 1933
f Kitchener, 5H %, 1944
f Kitchener, 5 H %, 1944
f Kitchener, 5 }^ %, 1952
f London, 6%, 1948
f Montreal, 4 J^ %, 1953
f Moosejaw,5%, 1951
f Moosejaw, 5 %, 1957
f Moosejaw, 5 %, 1939
f Oshawa, 5 %, 1953
f Sault Ste. Marie, 5 J^ %, 1952
f Sydney, 5i4%, 1954
f Toronto, 5 >^ %, 1950
f Toronto, &}4 7c. 1951
f Toronto, 6 %, 1946
f Toronto, 4%, 1948
f Toronto, 5%, 1950
f Toronto, 4 14%, 1955
f Toronto, 4 }4 %, 1960
f Toronto, 5 J^ %, 1950
f Bridgeburg, 5}4%, 1943
f Carleton Place, 5 3^%, 1952
f Eastview, 5}4%. 1943-44
f Hanover, 6 %, 1942
f Kenora, 5 %, 1957
f Kenora, 5 J^ %. 1953
f Melville, 514%, 1959
f Mimico, 5 H %. 1954
f Mimico, 5%, 1955
f Minnedosa, 5%, 1941
f MacLeod, 4%, 1974
f Preston, 5 J^ %, 1939
f Preston, 5%%, 1943
f Renfrew, 5%, 1942
f Sandwich, 5 3^%, 1946
f Sandwich, 6 %, 1939
f Swift Current, 3 % (indefinite;
f Walkerville, 6 %, 1947
f Waterloo, GM%, 1951
f Waterloo, 4 %, 1935
f Wingham, 6%, 1942
Village of Chippawa, 5}4%, 1944
Village of Forest Hill, 5 %, 1937-41
Village of Fort Erie, 5}i%, 1944-54
Village of Port Dover, 5 H %, 1953
County of Carleton, 6 %.. 1940
County of Richmond, 4 %. 1943
Municipality of Lavalee, 6 %, 1952
Greater Winnipeg Water District. 6%, 1951
Township of Sandwich East, 5 H %, 1947
Township of East York, 5%, 1957
Township of Waterloo, 5 %, 1944
Township of Waterloo, 5%, 1940
Township of York, 5 %, 1946
School District of Aneroid, 7 %, 1936
School District of Balcarres, 6 %, 1931
School District of Blaine Lake, 6H%, 1934
1 own
Town
T own
Town
Town
Town
Town
Town
Town
Town
Town
Town
Town
Town
Town
Town
Town
Town
Town
Town
Town
Par Value
$50,000 00
38,933 33
5,000 00
31,633 33
22,386 66
1,460 00
11,195 76
10,000 00
5,800 00
4,866 66
15,000 00
10,000 00
35,000 00
387 95
2,000 00
9,261 51
5,000 00
2,000 00
48,666 66
9,733 33
25,000 00
6,666 64
10,008 28
10,000 00
10,000 00
4,000 00
2,000 00
45,000 00
14.113 33
25,000 00
15,000 00
61,000 00
1,000 00
15,000 00
9,431 58
21,573 35
1,151 49
25,062 10
24,375 37
1,889 14
10,385 00
16,512 50
4,000 00
8,491 22
12,036 00
3,456 70
5,653 17
4,679 54
12,000 00
16,000 00
38,286 42
4,707 55
733 55
10,000 00
9,252 52
13.114 67
18,618 10
6,579 25
1,000 00
10,000 00
7,055 91
50,000 00
10,000 00
11,514 82
9,045 18
4,451 12
9,981 91
1,912 31
475 00
450 00
Book Value
$50,000 00
38,933 33
5,000 00
31,633 33
22,386 66
1,460 00
11,195 76
10,000 00
5,800 00
4,866 66
15,000 00
10,000 00
35,000 00
387 95
2,000 00
9,261 51
5,000 00
2,000 00
48,666 66
9,733 33
25,000 00
6,666 64
10,008 28
10,000 00
10,000 00
4,000 00
2,000 00
45,000 00
14.113 33
25,000 00
15,000 00
61,000 00
1,000 00
15,000 00
9,431 58
21,573 35
1,151 49
25,062 10
24,375 37
1,889 14
10,385 00
16,512 50
4,000 00
8,491 22
12,036 00
3,456 70
5,653 17
4,679 54
12,000 00
16,000 00
38,286 42
4,707 55
733 55
10,000 00
9,252 52
13.114 67
18,618 10
6,579 25
1,000 00
10,000 00
7,055 91
50,000 00
10,000 00
11,514 82
9,045 18
4,451 12
9,981 91
1,912 31
475 00
450 00
274 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Schedule "C" — Continued
Bonds and Debentures Owned
Par Value Book Value
School District of Brant, 6 %, 1934 $2,150 00 $2,150 00
School District of Craik, 5 H %, 1938 3,200 00 3,200 00
School District of Elsas, 7 H %. 1934 2,299 91 2,299 91
School District of Fleming, 5 %, 1941 5,133 34 5,133 34
School District of Francis, 5H %. 1938 2,800 00 2,800 00
School District of Hanley, 5 %, 1939 4,266 67 4,266 67
School District of Herbert, 5H%, 1932 1,600 00 1,600 00
School District of Innisfree, 7 %, 1934 600 00 600 00
School District of Lethbridge, 5 %, 1935 1,066 84 1,066 84
School District of Melville, 5 J^ %, 1942 4,400 00 4,400 00
School District of Morse, 6 M %> 1933 1,000 00 1,000 00
School District of Neudorf, 6 %, 1933 500 00 500 00
School District of Penhold, 7 %, 1934 975 00 975 00
School District of Portreeve, 8 %, 1934 1,587 56 1,587 56
Roman Catholic Schools of Quebec, 5%, 1955 30,000 00 30,000 00
School District of Redcliffe, 3 %, 1975 5,447 23 5,447 23
School District of Shaunavon, 7 H %. 1935 4,915 27 4,915 27
School District of Sintaluta, 6 %, 1942 2,280 00 2,280 00
School District of Stettler, 5 J^ %, 1942 3,666 66 3,666 66
School District of Taber, 4 %, 1970 9,380 04 9,380 04
Beauharnois Power Corp., Ltd., 6 %, 1959 25,000 00 24,832 31
Canada Steamship Lines, 6 %, 1941 10,000 00 10,000 00
Detroit International Bridge Co., 6 J^ %, 1952 15,000 00 15,000 00
Mathews Steamship Co., Ltd., 6 %, 1940 10,000 00 10,000 00
Northwestern Power Co., Ltd., 6 %, 1960 25,000 00 24,339 46
Ontario Power Service Corp., Ltd., 5 J^ %, 1950 25,000 00 23,350 05
United Gas & Fuel Co., Ltd., 5H%, 1948 10,000 00 10,000 00
McLaren Quebec Power Co., 5)^%, 1961 25,000 00 23,444 56
Gatineau Power Co., 5 %, 1956 25,000 00 18,827 07
Canada Permanent Mortgage Corp., 5 %, 1932 10,000 00 10,000 00
Waterloo Trust & Savings Co., 5 %, 1931-1932 50,000 00 50,000 00
Abitibi Power & Paper Co., Ltd., 5 %, 1935 10,000 00 8,532 63
Arnold Bros., Ltd., 6%, 1947 5,000 00 5,000 00
Burns & Co., Ltd., 5 J^ %, 1948 15,000 00 15,000 00
Canada Gypsum & Alabastine, Ltd., 5H %. 1948 20,000 00 19,575 86
Consumers Glass Co., Ltd., 5 %, 1948 15,000 00 14,338 01
Dominion Tar & Chemical Co., Ltd., 6 %, 1949 10,000 00 10,000 00
T. Eaton Reality Co., 5 %, 1949 10,000 00 9,550 80
Fraser Companies, Ltd., 6 %, 1950 25,000 00 25,000 00
General Steelwares, Ltd., 6 %, 1952 20,000 00 20,000 00
Great Lakes Paper Co., Ltd., 6 %, 1950 10,000 00 10,000 00
Great West Saddlery Co., Ltd., 6 %, 1948 10,000 00 10,000 00
Howard Smith Paper Mills, Ltd., 5}4%, 1953 10,000 00 9,693 73
Maple Leaf Milling Co., Ltd., 5 %, 1949 25,000 00 23,679 26
Montreal Apartments, Ltd., 5 H %. 1948 20,000 00 18,676 60
McColl-Frontenac Oil Co., Ltd., 6 % ,1949 20,000 00 19,783 29
North American Elevators, Ltd., 6 J^ %, 1950 10,000 00 9,738 08
Rolland Paper Co., Ltd., 5 J^ %, 1948 10,000 00 9,684 12
Simpson's, Ltd., 6%, 1949 25,000" 00 24,866 19
$1,543,257 43 $1,526,169 45
WA WANES A MUTUAL INSURANCE COMPANY*
Head Office, Wawanesa, Man.
Officers. — President, S. H. Henderson; Vice-President, R. Wallace; Secretary, Treasurer, E.
L. McDonald, all of Wawanesa, Man.
Directors.- — S. H. Henderson, R. Wallace, S. Reid, A. J. Elliott, G. H. Stephens, A. D.
Naismith, J. M. Ross, J. G. Fraser, C. M. Vanstone, all of Wawanesa, Man.
Date of Incorporation. — Manitoba, 1896. Dominion of Canada, 1929. Commenced business
in Ontario. — 1930.
Premiums Written — Claims Incurred
Total admitted assets $1,409,277 Premiums — Ontario (net) $264,245
Total liabilities 604,772 Premiums — Total business (net ). . 904,404
tSurplus protection of policyholders 804,505 Claims — Ontario (net) 85,323
Claims — Total business (net). . . . 490,719
See note on page 1.
tNot including unassessed balance of Premium Notes, $1,690,994.70.
D
FRATERNAL SOCIETIES
I
%
[275]
D
AID ASSOCIATION FOR LUTHERANS*
Head Office, Appleton, Wis.
Manager or Chief Executive Officer in Canada. — Ernest Hahn, 274 Concord Ave., Toronto,
Ont.
Chief or General Agent in Ontario. — Ernest Hahn, 274 Concord .Ave., Toronto, Ont.
Premiums Written — Clai.ms Incurred
Assets $12,821,023 Premiums — Ontario (net) $1,501
Ontario insurance in force (gross) . . 60,500 Premiums — Canada (net) 5,536
Canadian insurance in force (gross) 342,000 Premiums — Total (net) 2,941,441
Total insurance in force (gross) . . . .119,712,569 Benefits paid — Ontario (net) 167
Benefits paid — Canada (net) 723
Benefits paid — Total (net) 1,430,490
ALLIANCE NATIONALS*
H&AD Office, Montreal, P.Q.
Officers. — President and General Director, Chas. Duquette, Montreal; 1st Vice-President,
Dr. P. H. Bedard, Quebec; General Secretary, Georges Monet, Montreal; General Treasurer,
Alfred St. Cyr, Montreal; Chief Medical Officer, Yvon Laurier, M.D.; Legal Adviser, Eug. H.
Godin, C.R.
Directors. — Joseph Contant, Montreal; Hon. E. L. Patenaude, Montreal; F. A. Labelle,
M.P., Hull; Hormisdas Delorme, Montreal; Francis Fauteaux, Montreal; L. .■\. Lavaillae, K.C.,
Montreal; F. C. Laberge, Montreal; Dolbe Viau Horn; Hector Cypihot, M.D.
Chief or General Agent in Ontario. — Lyman Lee, Merchants Bank Chambers, Hamilton, Ont.
Premiums Written — Claims Incurred
Assets $11,379,046 Premiums — Ontario (net) $14,514
Ontario insurance in force (gross) . . 442,526 Premiums — Canada (net) 1,449,517
Canadian insurance in force (gross) 27,832,877 Premiums — Total 1,544,031
Total insurance in force (gross) ... . 30,572,094 Benefits paid — Ontario (net) 6,210
Benefits paid — Canada (net) 865,213
Total benefits paid (net) 924,753
SUBSIDIARY HIGH COURT OF THE ANCIENT ORDER OF FORESTERS*
Head Office; Toronto, Ont.
Officers. — High Chief Ranger, A. L. Woonton, London, Ont.; High Sub-Chief Ranger, W. J.
McDowell, Ottawa, Ont.; High Chief Treasurer, C. Fry, Toronto, Ont.; High Court Medical
Examiner, Dr. W. J. Defries, Toronto, Ont.; High Court Senior Woodward, -A.. E. Harlock,
Mimico, Ont.; High Court Junior Woodward, J. W. B. Ford, Hamilton, Ont.; High Court Senior
Beadle, J. M. Coutts, Winnipeg, Man.; High Court Junior Beadle, C. W. Rogers, Windsor, Ont.
Premiums Written — Claims Incurred
Assets $1,785,911 Premiums — Ontario (net) $239,626
Ontario insurance in force (gross) . . 3,573,697 Premiums — Canada (net) 319,502
Canadian insurance in force (gross) 4,764,928 Benefits paid — Ontario (net) 159,374
Benefits paid — Canada (net) 212,498
LA SOCIETE DES ARTISANS CANADIENS-FRANCAIS*
Head Office, Montreal, Que.
Officers. — President, Rodolphe Bedard, Outremont; Secretary-Treasurer {pro tern), Euclide
Desjarlais, Montreal.
Directors. — J. E. Daoust, Montreal; Dr. E. Hurtubise, Montreal; Euclide Desjarlais,
Montreal; Dr. J. D. Gauthier, Montreal; J. S. Mathieu, Montreal; J. E. Belanger, Montreal;
J. A. Belec, Montreal, Remi Lachance, Montreal; Eugene Chartier, Saint Hyacinth, Que.
Chief or General A gent in Ontario. — Hon. Gustave Lacosse, M.D., Tecumseh, Ont.
Premiums Written — Claims Incurred
Assets $13,064,323 Premiums — Ontario (net) $35,616
Ontario business in force (gross) .. . 1,573,023 Premiums — Canada (net) 976,134
Canadian business in force (gross) . 31,401,928 Premiums — Total 1,353,432
Total business in force (gross) 46,211,740 Benefits — Ontario (net) 26,064
Benefits — Canada (net) 573,610
Total benefits paid 783,149
*See note on page 1.
[277]
2^8 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE GRAND COUNCIL OF THE CANADIAN ORDER OF CHOSEN FRIENDS
Head Office, Hamilton, Ont.
Incorporated. — June 1st, 1887
Officers. — Grand Councillor, Albert Chevalier, Montreal, Que.; Secretary-Treasurer, C. H.
Fitch, Hamilton, Ont.
Auditors. — A. M. Legg, London, Ont.; C. L. Bass, Toronto, Ont.
Actuary. — Prof. M. A. Mackenzie, Toronto, Ont.
Governing Executive Authority
(as at date of filing statement)
Eccles J. Gott, M.P., G.V.C., Amherstburg, Ont.; J. L. Archer, P.G.C., Toronto, Ont.; J. L.
Davidson, Gr. Rep., Toronto, Ont.; Wm. Benson, Gr. Rep., Toronto, Ont.; W. Montague,
Gr. Rep., Hamilton, Ont.; Sheriff Alex. Morris, Gr. Rep., Pembroke, Ont.
Summary of Funds
Balances of Funds — December 31st, 1931:
Mortuary Fund $2,201,502 70
Sickness Fund and Funeral Fund 242,727 52
Child Insurance Fund 22,167 01
Guarantee Fund 701 27
General Fund 5,214 47
Total $2,472,312 97
Add non-ledger assets 93,130 50
$2,565,443 47
Deduct due and accrued liabilities (except reserve) $35,484 16
Deduct unadmitted assets 34,435 45
$ 69,919 61
Net Balance of All Funds $2,495,523 86
Reserve as per Actuary's report $2,292,410 00
Balance — Surplus of Assets over all Liabilities and Reserve $203,113 86
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Book value of real estate, office premises (less encumbrances) $32,000 00
Loans on policies 32,842 00
Book value of bonds, debentures and debenture stocks:
Not in default $2,203,094 63
In default 137,741 96
2,340,836 59
Cash in chartered banks of Canada in Canada 61,634 38
Deposits in escrow 5,000 00
Total Ledger Assets $2,472,312 97
Non-Ledger Assets
Interest due, $11,512.43; accrued, $41,721.23 $53,233 66
Other non-ledger assets, viz.:
Current premiums due estimated $38,701 38
Interest on loans 385 47
Liens on certificates 809 99
39,896 84
Total Non-Ledger Assets $93,130 50
Total Assets $2,565,443 47
Deduct assets not admitted:
Deficiency of market under book value of bonds and debentures in default. . . . 34,435 45
Total Admitted Assets $2,531,008 02
I
FRATERNAL SOCIETIES FOR 1931 279
Liabilities
Provision for unpaid claims:
Death benefits $33,466 67
Accident and sickness benefits 1,219 30
Funeral benefits 200 00
$34,885 97
Pre mi u ms paidinadvance 598 19
Total Liabilities (except Reserve) $35,484 16
Net required reserve, per Actuary's report, for outstanding contracts of:
(a) Mortuary Fund $2,083,600 00
(&) Sickness Fund 208,810 00
Total Reserve $2,292,410 00
Mortuary Fund
Balance of fund (ledger assets), December, 31st, 1930 $2,041,399 76
Income tor the year:
Pre mi u ms (with extra dues, etc.) $355,724 09
Interest 102,111 81
Profit on sale of securities 1,822 28
Unpaid lien 117 00
Total Income 459,775 18
$2,501,174 94
Disbursements for the year:
Death claims $250,348 83
Surrender values 18,883 25
Loss on sale of securities 3,541 39
Other disbursements, cancelled loans 654 00
Total Disbursements 273,427 47
$2,227,747 47
Add:
Transfers from Child Insurance Fund 417 00
$2,228,164 47
Deduct :
Transfers to General Fund 26,661 77
Balance of Fund (Ledger Assets), December, 31st, 1931 $2,201,502 70
Sickness and Funeral Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $231,015 55
Income for the year:
Premiums $18,047 56
Interest 12,723 38
Cancelled cheque 895 52
Profit on sale of securities 6 75
Total Income 31,673 21
$262,688 76
Disbursements for the year:
Sickness claims $16,406 50
Funeral claims 1,750 00
Total Disbursements 18,156 50
$244,532 26
Deduct :
Transfers to General Fund 1,804 74
Balance of Fund (Ledger Assets), December 31st, 1931 $242,727 52
Child Insurance Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $19,876 13
Income for the year:
Premiums $2,161 88
Interest 1,046 00
Per capita tax 280 60
Total Income 3,488 48
$23,364 61
Disbursements for the year:
Funeral claims 500 00
Deduct: $22,864 61
Transfers to: General Fund $280 60
Life Insurance Fund 417 00
697 60
Balance of Fund (Ledger Assets), December 31st, 1931 $22,167 01
280
ANNUAL FFP^^-^-^^^P^^^NTENDENT OF INSURANCE^
No. 6
Guarantee Fund
nee of Fund (Ledger Assets), Dece mber 31st. 1930...
Bala
Income for the year:
Premiums coUectea.
Interest
Total Income.
$411 02
24 31
Disbursements for the year:
Loss re Watson
Deduct: „ , r- j
Transfers to General Fund,
Balance of Fund (Ledger Assets), December 31st, 1931.
General Fund
Balance of Fund (Ledger Assets). December 31st. 1930.
Income for the year:
Assessments, dues, fees and fines
.$14,990 35
.".■.".'.'.'.... 135 28
othVr" revenue: Interest .- • ••••,•••■■;■ .... 788 39
Other revenue g^iies, certificate fees, etc . 65 93
Advertising in "Chosen Friends .'..... 200 00
Payments on car
Total Income
Disbursements for the year:
Head Office Expenses: _ _ $10,382 50
Salaries . . ■.;■.■.■.■.■. 5,627 44
Directors' fees .... 700 00
Auditors' fees 1,000 00
Actuaries' fees and expenses 1_287 86
Travelling expenses _ _ 2.200 00
Rents • ;■.;■. 2.970 06
Printing and supplies 1.659 36
Miscellaneous
$1,000 00
435 33
Total.
$25,827 22
\gency atid Organization Expenses: $5.388 67
Commissions 1,200 00
Salaries 1,324 38
Travelling expenses 184 90
Miscellaneous
Total
All Other Expenses:
Advertising
Legal fees
Medical fees. . . .
Taxes and licenses
$149 57
920 52
2,500 00
440 25
xa^.. ....- ; ". ". 484 43
Telephone, telegram and express 4.290 52
Official publications. .. 7,589 10
Meeting of Supreme Body '..'.'.'..... 718 13
Miscellaneous
;i,435 33
648 61
$786 72
85 45
$701 27
$11,219 65
8,097 95
Total
Total Disbursements.
16,179 95
527,399 60
17,092 52
51.017 69
$23,618 09
Transfers from: $26.66177
Life Insurance Fund o«o rn
Guarantee P und . . . . • 280 bU
Child Insurance Fund 1.80474
Sick Benefit Fund
Balance o
f Fund (Ledger Assets). December 31st. 1931.
28,832 56
$5,214 47
FRATERNAL SOCIETIES FOR 1931
281
Exhibit of Policies (Mortuary)
Classification
Whole Life
Continuous Premiums
Whole Life
Limited Payment
Pre miu ms
Endowment Assurances
No.
(1)
A mount
(2)
Xo.
(3)
A mount
(4)
No.
(5)
A mount
(6)
At end of 1930
10,850
178
101
$9,023,710
135,400
77,910
30
00
00
665
51
16
$563,750
47,750
14,000
00
00
00
508
89
12
$466,250 00
78,000 00
Old revived
13,500 00
Totals
11,129
$9,237,011
30
732
$625,500
00
609
$557,750 00
Less ceased by:
Deat h
264
166
256
185
$244,316
18,126
206,946
256,585
7,507
80
25
00
75
50
5
9
58
121
$4,000
396
49,250
110,603
500
00
50
00
50
00
2
5
69
69
$2,500 00
360 50
Temp. Suspension.
55,000 00
69,639 50
4,500 00
Total ceased. .......
871
$733,482
30
193
$164,750
00
145
$132,000 00
At end of 1931
Temp. Suspension. . .
10,258
256
$8,503,529
206,946
00
00
539
58
$460,750
49,250
00
00
464
69
$425,750 00
55,000 00
Total valued
10.514
$8,710,475
00
597
$510,000
00
533
$480,750 00
Classification
Other Plans
Totals
Totals for the
Province only
No.
(7)
A mount
(8)
No.
(10)
A mount
(11)
No.
(12)
A mount
(13)
At end of 1930
New issued
Old revived
Old increased
446
89
13
$151,409
29,455
4,620
11,043
00
00
00
00
12,469
407
142
$10,205,110
290,605
110,030
11,043
30
00
00
00
9,654
139
120
' ' i
$8,098,763 30
113.440 00
91.030 00
6.142 00
500 00
Totals
548
$196,527
00
13,018
$10,616,788
30
9.914
$8,309,875 30
Less ceased by:
Death
1
■ "27
66
$500
00
272
180
410
441
$251,316
18,883
320,816
459,923
12,607
80
25
00
75
50
237
'253
494
' ' 14
$221,137 80
Temp. Suspension.
9,620
23,095
100
00
00
00
203,966 00
395,157 00
8,008 00
16,332 00
Total ceased
94
$33,315
00
1,303
$1,063,547
30
998
$844,600 80
At end of 1931
Temp. Suspension. . .
454
27
$163,212
9,620
00
00
11.715
410
$9,553,241
320,816
00
00
8.916
253
$7,465,274 50
203,966 00
Total valued
481
$172,832
00
12,125
$9,874,057
00
9,169
$7,669,240 50
Miscellaneous
1. What class or classes of members, if any. are entitled in event of discontinuance of premium
payment to benefit thereafter? Those joining on and after January 1st, 1915.
2. Under what conditions as to membership, etc., are such benefits available? If in good
standing on January 1st, 1924, and for a period of at least five years.
3. What is the nature of benefits so granted? Paid-up insurance payable at death to
beneficiary or beneficiaries, also Cash Surrender Values amounts fixed by tables prepared by
Prof. M. A. Mackenzie, Actuary.
Valuation Balance Sheet
MORTUARY DEP.\RTMENT
Liabilities
Net reserve under whole life certificates $1,894,700 00
Net reserve under endowment certificates 34,600 00
Net reserve under 20- pay ment life certificates 46,800 00
General reserve 107,500 00
Uncompleted claims 33.500 00
Total $2,117,100 00
282 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Assets
Cash $49,500 00
Securities with accrued interest 2,1] 3,000 00
Real estate 32,000 00
Liens on certificates 34,000 00
Deposit in escrow 5,000 00
Total $2,233,500 00
The ratio of assets to liabilities was 105.5 per cent.
The valuation basis was Canadian Men Ultimate Table at S}4 per cent.
The amount of whole life insurance valued was $8,710,475.00. Twenty-payment certificates
for $510,000.00. Endowment at age 65, certificates for $313,250.00; twenty-year endowment,
$167,500.00, and child insurance for $172,832.00, were also valued.
SICKNESS BENEFITS DEPARTMENT
Liabilities
Future sickness claims $334,740 00
Future death claims 62,320 00
Special sickness reserve 26,710 00
Unpaid claims 1.420 00
■ Total $425,190 00
Assets
Future assessments $214,960 00
Funds with accrued interest 240,990 00
Cash 6,250 00
Total $462,200 00
The ratio of assets to liabilities was 108.70 per cent.
The valuation basis was Manchester Unity Table with 3}4 per cent.
The valuations were made by M. A. Mackenzie, Fellow ol the Institute of Actuaries of
Great Britain.
Schedule "C"
Bonds and Debentures Owned by the Society (not in default)
Life Insurance Fund: Par Value Book Value
School District of North Battleford, Sask, 6 %, 1932-33 $2,666 66 $2,666 66
Town of Maple Creek, Sask., 6%, 1932-34 3,146 42 3,140 92
Town of New Toronto, Ont., 5 3^ %, 1939-40 17.143 29 17,486 87
Villaee of Port Credit, Ont., 5 J^ %, 1932-40, inclusive 11, M9 37 11,248 60
Town of Rainy River, Ont., 5 %, 1940 11,000 00 10,617 63
City of Port Arthur, Ont., 5%, 1942-43 11,193 34 9,881 08
City of Toronto, Ont., 5 %, 1938 1,000 00 985 59
City of Port Arthur, Ont., 4 ^ %, 1940 2,433 33 2,262 38
City of Port Arthur, Ont., 5 %, 1942 486 67 466 72
City of Port Arthur, Ont., 5 %, 1943 486 67 466 21
City of Toronto, Ont., 6%, 1941-43-45 10,000 00 10,842 00
City of Toronto, Ont., 6%, 1951 8,000 00 9,003 99
Rural Municipality of St. Vital, Man., 5 H %. 1956 17,500 00 17,500 00
City of Trail, B.C., 6%, 1945 6,000 00 6,283 22
Town of Dominion, N.S., 5 J^ %, 1941 4,000 00 4,029 42
City of Sydney, N.S., 4 3^ %, 1939 10,000 00 9,389 35
City of Sydney, N.S., 5 J^ %, 1941 11,000 00 11,341 32
Town of Glace Bay, N.S., 6 %, 1936 5,000 00 4,792 05
Town of Glace Bay, N.S., 6 %, 1936 15,000 00 15,258 46
City of Sydney, N.S., 5 H %. 19-^6 6,000 00 6,081 79
Town of New Waterford, N.S., 6 %, 1943 4,000 00 4,174 01
City of Prince George, B.C., 5.H %. 1943 11,000 00 10,763 98
City of Hamilton, Ont., 6%, 1938 1,000 00 1,043 48
Township of Freeman, Ont., 6%, 1932-46 5,503 93 5,503 93
Town of Timmins, Ont., 6 V2 %, 1934-37 14,000 00 14,684 89
Village of Port Credit, Ont., 5 %, 1931-60 16,903 92 ' 16.488 43
Village of Hastings, Ont., 5 %, 1933-48 9,826 75 9,712 88
Town of Leamington, Ont., 5 H %. 1934-40 14,033 23 14,033 23
Township of Colchester S., Ont., 5 %, 1932-44 9,049 99 8,783 12
Town of Oakville, Ont., 5 H %. 1947-51 13,011 43 13,158 96
Town of Bridgeburg, Ont., 6 %, 1934 1,000 00 1,009 59
Town ot Bridgeburg, Ont., 5}^%, 1932-38 14,000 00 14,202 98
Town of Hawkesbury, Ont., 5 %. 1932-48 16,467 15 15,696 07
Town of Hawkesbury, Ont., 5H%. 1932-46 11,455 84 11,230 91
Township of Sandwich W., Ont., 5 3^ %, 1934-46 25,000 00 24,159 87
Kenora General Hospital, 6%, 1932-39 10,900 00 11,157 65
Townships of Haultain and Nicol, Ont., 6 %, 1932-35 94 1 70 958 09
Sudbury Separate School, 6 %, 1932, 33, 35-37 6,610 10 6,410 00
Town of Steelton, Ont., 5 J^ %, 1944 8,000 00 7,469 30
City of Sydney, N.S., 5 3^ %, 1954 5,000 00 5,000 00
City of Sydney, N.S., 5 3^%, 1954 5,000 00 5,000 00
City of Windsor, Ont., 5 J^ %, 1933-34 1.192 62 1.194 20
Townships of Boston and Pacaud, Ont., 6%, 1932-35, inclusive 1,400 00 1.418 31
City of Fort William. Ont., 5%, 1940 4,000 00 3.965 78
Dominion of Canada Refunding Loan, 4 3^%, 1946 10,000 00 9,754 62
City of Fort William, Ont., 4 3-^%, 1940 2,4.S3 .SO 2,325 77
City of Trail, B.C., 6%, 1941 14,500 00 15,337 68
City of Rossland, B.C., 6%, 1949 20,000 00 21,13.3 50
City of Sydney, N.S., 5 Vi %, 1954 2.000 00 2.026 16
Town of Fort Frances, Ont., 6 %. 1933 500 00 500 00
FRATERNAL SOCIETIES FOR 1931 283
Schedule "C" — Continued
Bonds and Debentures Owned by the Society (not in default)
Life I nsurance Fund — Continued Par Value Book Value
Rural Municipality of East Kildonan, Man., 6 %, 1940 $10,000 00 $10,351 22
Town of North Bay, Ont., 5 M %, 1932-34, inclusive 2,863 45 2,858 55
Town of Burlington, Ont., 5 M %, 1932, 34-38, 46-53 9,162 51 9,162 51
Township of Freeman, Ont., 6 %, 1932-47, inclusive 6,167 55 6,274 70
Town of New Toronto, Ont., 5H %. 1932-41, inclusive 5,752 42 5,815 91
Town of New Toronto, Ont., 5}4%, 1932-41, inclusive 5,617 14 5,691 80
Township of Sandwich W.. Ont., 6 %, 1932-40, inclusive 18,000 00 18,756 84
Town of Mimico, Ont., 5K %. 1946 4,816 36 5,153 76
Village of Chippawa, Ont., 5}4%, 1939-43 15,704 35 16,189 17
City of Toronto, 5 M %. 1947 15,000 00 15,395 26
City of Windsor, Ont., 5%, 1933,35,37,39-42,44,45,47,49,50.. 5,846 33 5,669 21
Village of Fort Erie, Ont., 5 M %. 1942, 47, 48 3,000 00 3,030 54
Village of Fort Erie, Ont., 5}4%, 1952-55 7,646 93 7,770 95
Village of Fort Erie, Ont., 5}^ %, 1949-50 3,888 00 3,943 55
Dominion of Canada, 4K%. 1940 25,000 00 24,516 91
Township of East York, Ont., 5}4%, 1940-50 15,082 33 15,767 06
School District of Dalhousie, N.B., 5}4%, 1951 10,000 00 10,458 65
School District of Dalhousie, N.B., 5H %. 1951 10,000 00 10,459 05
City of Revelstoke, B.C., 5%, 1953 15,000 00 14,614 48
Town of Sydney Mines, N.S., 5>^%, 1944 25,000 00 25,000 00
City of Trail, B.C., 7 %, 1941 8,000 00 8,878 71
Town of Sydney Mines, N.S., 5 J^%, 1944 9,000 00 9,000 00
Town of Napanee, Ont., 5 %, 1942-4-8 22,300 00 21,661 04
Burrard Inlet Tunnell & Bridge Company, 6%, 1973 10,000 00 11,157 34
Township of Sandwich E., Ont., 5 K %. 1932-39 5,460 04 5,472 49
Village of Swansea, Ont., 5 %, 1932-39 19,109 48 18,657 22
Town of Pincher Creek, Alta., 6 %, 1932 616 66 611 66
Village of Fort Erie, Ont., 5}4%, 1944-54 11,704 30 11,704 30
Town of Kapuskasing, Ont., 6 %, 1932-57 16,413 38 17,686 64
Town of Kapuskasing, Ont., 6 %, 1947-53 11,434 81 12,447 14
Township of Tisdale, Ont., 5 J^ %, 1934-43-45 16,540 49 16,973 72
Champion Consolidated School District, Alberta, 6%, 1932-58. . . . 4,500 00 4,698 52
Town of Mimico, Ont., 5 %, 1932-39 9,658 43 9,542 31
Town of Gravenhurst, Ont., 6 %, 1937-42 11,673 05 12,219 49
Town of Rainy River, Ont., 6 %, 1932-51 6,000 00 6,023 45
School District of East Kildonan, Man., 6 %, 1941-50 5,000 00 5,242 95
School District of East Kildonan, Man., 6 %, 1951 9,000 00 9,537 79
Town of Cochrane, Ont., 6 %, 1932-36 2,019 78 2,006 16
Town of Burlington, Ont., 6%, 1932-37 5,822 48 5,915 56
Town of Kingsville, Ont., 5 H %. 1932-49 25,211 10 25,700 84
Village of Port Carling, Ont., 5 H %■ 1932, 37, 48-50 4,598 01 4,598 01
Village of Port Carling, Ont., 5}4 7c. 1938-48 10,400 11 10,400 11
Townships of Medora and Wood, Ont., 5K %. 1932-51 9,000 00 9,285 24
Town of Sandwich, Ont., 5H %. 1932-36 5,449 89 5,487 45
Town of New Toronto, Ont., 5 K %. 1933-35 1,297 08 1,297 08
City of Weyburn, Sask., 5H %. 1932-33 1,390 24 1,370 35
City of Fort William, Ont., 5%, 1938 1,000 00 994 39
City of Belleville, Ont., 4 K %, 1938-39 14,000 00 13,566 82
City of Sydney, N.S., 5 H %. 1942 4,000 00 4,133 41
Town of Riverside, Ont., 6 %, 1934-45 4,257 52 4,297 64
Town of Glace Bay, N.S., 5 %, 1942 13,500 00 12,422 03
Province of British Columbia, 6%, 1941 15,000 00 15,735 92
Town of Maple Creek, Sask., 6 %, 1932-33 743 63 742 64
Township of Dysart, Ont., 6 %, 1932-34 726 46 736 95
Town of Capreol, Ont., 6%, 1954-59 12,000 00 12,811 24
Village of Richmond, Ont., 6%, 1932-48 5,937 55 6,202 46
Township of Tisdale, Ont., 5H%. 1940-42 12,000 00 12,000 00
Township of Teck, Ont., 6 %, 1942-50 20,000 00 21,558 25
Town of Capreol, 5 H %. 1932-49 16,939 17 16,939 17
Rural Municipality of North Kildonan, Man., 6 %, 1940-45 20,000 00 20,801 10
Town of Dryden, Ont., 5}4%, 1938-46 13,654 61 13,997 39
Town of Dryden, Ont., 5}4%, 1947-52 12,760 31 13,206 87
Town of Dryden, Ont., 5 J^ %, 1941-44 3,054 43 3,054 43
School District of New Vegreville, Alta., 5 %, 1932 900 00 890 85
Township of Teck, Ont., 6 %, 1945-46 8,000 00 8,392 55
Town of Steelton, Ont., 5 %, 1942 10,000 00 9,047 50
City of Fort William, Ont., 6%, 1950 10,000 00 10,818 78
City of Hamilton, Ont., 5%, 1936 2,000 00 2,000 00
City of Three Rivers, Que., 5}4%, 1962-63 18,000 00 19,110 76
Town of Dolbeau, Que., 5 }4 %, 1945 10,000 00 10,047 35
City of Montreal, Que., 5%, 1954 5,000 00 5,363 48
City of Chicoutimi, Que., 5%, 1940,41,43,50 10,000 00 9,897 43
City of Shawinigan Falls, Que., 5 %, 1963-64 10,000 00 9,614 83
Province of Ontario, 6 %, 1936 5,000 00 5,098 47
Town of Glace Bay, N.S., 6 %, 1950 15,000 00 16,154 10
Town of New Waterford, N.S., 5%, 1951 10,000 00 10,059 59
Town of New Waterford, N.S., 5 J^ %, 1951 10,000 00 10,059 59
Village of Emo, Ont., 6%, 1932-50 28,371 90 27,082 41
Town of Sturgeon Falls, Ont., 7 %, 1932-41 53,037 97 54,284 31
Town of Sandwich, Ont., 5M%, 1932 5,000 00 5,011 62
City of Niagara Falls, Ont., 5 %, 1932, 34, 35, 37 23,000 00 23,000 00
Town of Fort Frances, Ont., 5 %, 1932-43 12,637 80 12,461 40
School District of Drumheller, Alta., 6 %, 1942-45 10,000 00 10,442 71
Town of Haileybury, Ont., 6 %, 1938-50 19,751 88 20,864 26
Town of Renfrew, Ont., 5}4%, 1937-39 5,644 09 5,692 46
School District of East Kildonan, Man., 6 %, 1944-55 6,000 00 6,339 32
Hanna Municipal Hospital District, Alberta, 6 J^ %, 1932-49 19,800 00 21,150 78
Village of Wheatley, Ont., 5 J^ %, 1939-50 15,323 66 15,769 26
Town of Trenton, Ont., 5 }4 %, 1943-51 9,474 21 9,774 39
Town of Colchester S., Ont., 5 %, 1930-39 8,370 15 8,170 92
Town of Smith's Falls, Ont., 5}47o, 1942-45 10,000 00 10,176 41
284
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No^6
6,564 17
10,191 92
15,650 12
gioOO 65 9,741 99
Schedule "C" — Continued
Bonds and Debentures Owned by the Society (not in default)
„ , ^ ,■ J. Par Value Book Value
Life Insurance Fund— Conttnued^. $12,657 37 $12,940 63
County of Peterborough, Ont., 5 '-^ ^, lydz-iu f '^r.^ eg
Village^f Norwich Ont., 6 % 1944-8-50 b 062 68
City of Sault Ste. Mar.e, Ont , 5 J^ %, 1954 • • ^^' ^^
Province of Ontario, 5 J4 %, }^ff- :■■ :i 9 OOO 00 c/,.^^ --
City of Toronto Ont 6 %, 1941, 43 45 • • 9.00" "^ ^'ogg 63
Village o Fort Erie Ont 5 ^ %, 1952-o3 ^^ 20,662 78
Village of Forest Hill, Ont., 5%, 1932-38 ... 10 500 00 10,707 61
Township of Calvert, Ont., 5 H %, 1944, 46, 49 20 000 00 20,570 05
Province of Ontario, 6%, 1935 . ll'500 00 11,500 00
City of Rossland, B. C., 5 K %, 1947 11.5^^ ^^ 6042 33
Town of Dominion, N.S., 5}^%, 1940 5,000 00 4.74127
Province of British Colu mbia, 4 M %. 1946 20 000 00 20,517 62
Town of Eastview, Ont , 5H%, 1938-41 5 000 00 5,175 59
Town of Dominion, N.S., 6%, 1940 25 000 00 22,340 01
Town of Kenora, Ont., 5 % , 1942 g'g^g ,^3 3.241 42
Town of Sudbury, Ont., 5%, 1933. 12'00000 11,687 12
City of Niagara Falls Ont 5 %- 1945-48 • . • • l^-^^u u^ ^^^^^ ^^
Town of Englehart. Ont., 6 %, 1932-38 '^gg ^^ %,\b\ 45
Town of Mimico, Ont.. 5^%. |932-39 •• ' ,^9 9472 58
Town of Mimico, Ont & J^ %'r 1/^ 1 Q-id Vq 3.868 13 4,024 80
Town of New Liskeard, Ont.. 6^%, 1932-39 ^g 14,222 76
Town of Fort Frances, Ont., 6 %, 1932-42 ^-4^3 44 4457 ^.2
Town of Mimco, Ont., 5 %, 1932-35 ... 10*362 77 10,563 17
Town of Timmins, Ont., 5. J^%' 1937-41 7 000 00 6,6.^5 14
City of Cranbrook, B.C^, 5%, 1938 . . . . • • -g^^ 9.7 9 944 33
Town of Colhngwood, Ont., 5 H%, 1932-37 ' ^^^ gg ggg 26
Township of Mountjoy, Ont., 6%, 1932-34. .... ..^. ..■...•••■• . 3 1 4g2 29
Sturgeon Falls, Ont.. Ro man Catholic School Sec. No. 1.6%. 1944 . . i,Jb^ ^^ ^3_.^g 20
Town of Sandwich, Ont., 51^%, 1932 39 27 171 46 28,219 33
Township of Teck, Ont.. 5 >| %. 1942-4 < • • -^^^ 39 gg 4,339 gg
Town of Bridgeburg, Ont., 514%, 19.^/"^^ 19 461 56 18,481 53
,_., _ro_„.u u n„t Fif7„ ic>49 iy,4bi 00 201282 85
12,560 27
7,577 30
12,635 09
20,213 90
Town of Deseronto O"'., 5J/2J0. ly.^-o'* ; ■ "^\Y^l 19 3,353 19
Town of Watrous, Sask.. 51^%, 1932-56 25,346 40 25,346 40
Town of Melville, Sask., 5J.| %, 1932-o9 • ■ ^^^^^^ 73 5,077 44
Township of Dysart, Ont., 6 /c, 193--39 ■ • 2,584 68 " '"' ""
Town of Humboldt, Sask., 6%, 19.32-75 9,,.
Town of Battleford, Sask., 2 %. 1932-59 ..... 7 430 40
ichool District of Redcliff Alta 3 %. 1932-7o 7 430 40 ^
Town of Redcliff, .-Mta., 3 %, 1932-75 8 545 22 8,504 45
Town of Mimico, Ont., 5%, 1932-36 ^'^^^ 55 4,513 90
Town of Mimico, Ont., 5%, 1932-36 19.350 40 19,350 40
Town of Taber, Alta., 4%, 19.32-70 20,000 00 19.437 07
City of Oshawa, Ont.. 4 3^ %, 1936-38 7 487 72 7,349 70
Town of Wiarton, Ont., 5 %, 1931-34 ''
$1,929,062 24 $1.950.467 29
Sick Benefit Fund: $1000 00 $1,021 95
Sudbury-Coppercliff Elec. Railway Company. 6%. 1936 4380 00 4;311 27
City of Port Arthur. Ont.. 5 %. 19.32 gg 4,342 30
City of Port Arthur, On ., 0%, 19.3^ 973 33 962 9X
City of Port Arthur, Ont., 5%, 194.3 9 33 33 9,651 gg
City of Port Arthur, Ont., 5 %. 1942 ^ Oq ^q 1,002 55
City of Toronto, Ont & 3;^ %' 1937 • • ■ ^ ^^^ q^ 979 66
Town of Trenton N.S., 5 %, 1937-43 . . . . . . • 18,000 00 18,355 98
Town of Point Claire, Que., 6 %, 1932, 33, 40-43 ■ 4 Q.-g 49
City of Sault Ste. Mane, Ont 5^%, 1945 4.u^b « ^ ^^
Town of North .Bay. Ont., 6 % 1944 • ^.^gg 43 4,004 g^
Town of Dunnville, Ont., 6 %. 1932-51 • . ^ 26 00 1,995 03
Township of Norman, Ont.. 5 H%. 19^3^-4/ 3 0^2 90 ' 3.292 90
Township of Freeman. 9"^.. 6 %, 193--48 4 91 2,741 11
Town of Matheson, Ont., 5 J^ %- 1930-44 . ^.g^.^ 42 1,704 25
Municipality of Chappie, Ont., 6 g,, 19.^^-39 ^. ^^4 g„ 4,426 96
Town of Chelmsford, Ont., 6 %, 1933-4J OOO 00 9,484 19
City of Sydney, N.S.. 5 H%. 1954 15',000 00 15.447 45
Town of Dominion N.S.. 5 H %. 19..0 • • ,^00 00 5.755 29
City of Rossland, B.C., &%, 19 50 . . ^ gg^ ^g 5,584 96
Town of Mimico, Ont., 6%, 1932-47 .. . . . ... . • • • • ' ;.\yc; " laQV-i? 2'626 39 2,720 68
Roman Catholic School District of Fauquier, Ont.. 5 J4 %. 1932-47 -.b-i> ;_J ^ .^,^ ^^
Town of Kenora, Ont., 6 %, 19.32-.39 • • 27 ',000 00 27.922 62
City of Sault Ste. Mane, Ont.. 6H%. 19.51 ■ g 4 514 u
Tovvnship of Sandwich E., Ont.. 5 ^ %. 93.3-47 . . 4.4 « ^n ^^ ^^
Township of Sandwich E Ont.. 5 ^%. 1932. 34. .36. 37 l.^;^;^ ^|; ^^Oe 64
Township of Tisdale, Ont. b %. 1935, 36 38 ^V,oo 00 1.508 78
Township of I< auquier, Ont., 5 14 %. 19.^^-4b ^•j.„g 90 2.6OO 94
Town of Haileybury, Ont., 6%, 1932-34 ... . . ■ 2 584 IS
School Section No. 2, Leitch. Ont 6 %, 1932-36 ^ ^.^^ ,,9 ^ggg 29
Town of Capreol, Ont., 5%, 1932-37 . ... - -'gop 73 10,227 32
Town of Hawkesbury Ont^ 5 J.^ %. 1944-51 ■^- 4 093 37
Township of North York. Ont 5 1/2%.. 1937-39 ■ • 4,^ ^^ ^^_^ ^,^
Town of Didsbury. Alia.. 6 H %. 1932-.34 „0 1.065 83
Town of Hawkesbury, Ont^. 4 %.^9.32-33 00 5.112 29
Municipality of Shuniah. Ont &%, 1944. .,^90 r,2 59S 79
Municipality of Shuniah. Ont., 6%. 193.<:-.ia 4j.^g 49 449 52
Town of Mattawa. Ont., 5%, 1932 . . . . .••.•• iAAAjo 1 116 22 1,141 49
Townships of Williamson and Owens. Ont.. 5H%. 1932-43 Hio
2.584 68
8.671 97
7.430 40
19.244 55 19.244 55
FRATERNAL SOCIETIES FOR 1931 285
Schedule "C" — Continued
Bonds and Debentures Owned by the Society (not in default)
Sick Benefit Fund — Continued Par Value Book Value
Municipality of Chappie, Ont.. 6 7c, 1932-49 $2,360 00 $2,404 98
Town of Haileybury, Ont., 6 %. 1932-39 3,621 12 3,693 90
Town of Fort Frances, Ont., 5 }4 %, 1939, 41,45, 47 4,387 29 4,353 24
Town of Keewatin, Ont., 6 Tc, 1943-47 5,000 00 5,190 09
Town of Vermilion, Alta., 6%, 1932 492 53 492 53
Town of Cochrane, Ont., 6 %, 1932. 35, 37 6,000 00 5,818 12
Town of Collingwood, Ont., 5 "^ <7c< 1932-39 1,999 30 1,991 32
Town of North Bay, Ont.. 6 %, 1933-35 3,297 82 3,286 73
Town of Sturgeon Falls, Ont., 6 %, 1932-36 1,391 94 1,401 45
Township of Scarborough, Ont., 59c. 1948 5,320 54 5,064 35
Town of Dunnville, Ont., 6 %, 1932-38 6,485 85 6,353 67
Town of Melville, Sask., 5H %. 1932-59 2,450 34 2,450 34
Town of Battleford. Sask., 2 %, 1932-59 639 56 639 56
Town of Redcliff, Alta., 3%, 1932-75 2,886 68 2,886 68
Municipality of Shuniah, Ont., 6%. 1932-38 1,392 11 1,438 31
$229,019 35 $232,061 31
Child Insurance Fund:
Town of Dunnville, Ont., 6 <~c , 1932-44 $1,285 33 $1,285 33
Town of Selkirk, Man., 5 <^~f , 1949 1,000 00 943 77
Sudburv-Coppercliff Electric Railway Company, 6%. 1936 1.000 00 1,021 90
City of Toronto, Ont., 6 %, 1936 1,000 00 1.043 70
Town of Glace Bay, X.S.. 6 9c. 1936 1,000 00 1,008 57
Town of Timmins, Ont., 6 %, 1939-41 1,304 52 1,336 39
Town of Timmins, Ont., 6 %, 1935 1,054 28 1,063 46
Township of Eileer Ross, Ont., bViTc, 1932-46 4,000 00 4,124 12
Town of Fort Frances, Ont., 6 9c, 1933 1,000 00 1,000 00
Province of Ontario, 6 <1^ , 1936 1,000 00 1,039 84
Town of Keewatin. Ont., 6 9^. 1948 1,000 00 1,071 42
Town of Dundas, Ont., 6 '"'c . 1937 1,629 48 1.683 32
City of Sydney, X.S., 4 Vi % , 1942 1,000 00 909 85
Township of Fauquier, Ont., 5)^ %, 1932-60 1,500 00 1,536 91
Rural Municipality of St. Vital, Man., 5}4%, 1933 1,000 00 1,006 60
City of Fernie, B.C., 5rc, 1935 500 00 490 85
$20,273 61 $20,566 03
Totals not in default $2,168,355 20 $2,203,094 63
Schedule "D"
Bonds and debentures owned by :he society (in default).
Life I nsurance Fund: Par Value Book \'alue
Hanna' Municipal Hospital District, 8 9c. 1937-41 $10,000 00 $11,745 50
Town of Ford Citv, Ont., 5 9'c. 1933-35 15,000 00 14,811 75
Town of Riverside, Ont., 6 '^c , 1934-39 17,962 31 18,421 80
Town of Riverside, Ont., G <^c , 1940-43 14,629 24 15.225 80
Town of Riverside. Ont., 6 %, 1943-44 2,350 62 2,460 76
Town of Ford City, Ont., 5 9'c. 1949-55 9,400 00 9,040 10
Town of Ford Citv, Ont., 6 <^ , 1934-37 24,900 86 25,140 68
Town of Ford City, Ont., 6 %, 1932, 41 4,000 00 4,096 53
Town of Ford City, Ont., 6 Vc. 1937, 40. 43 12,000 00 12,518 31
Town of Riverside, Ont., 5^ 9c. 1931-34 20,000 00 19,867 04
$130,243 03 $133,328 27
Sick Benefit Fund:
Town of Canora, Sask., 6 9J. 1931-34 $1,507 88 $1,489 44
Town of Ford City, Ont., b%, 1938 2,000 00 1,951 21
Town of Ford City, Ont., 5 9'c. 1939 1,000 00 973 04
$4,507 88 $4,413 69
Totals in deiault $134,750 91 $137,741 96
CANADIAN ORDER OF FORESTERS
He.\d Office, Br.\ntford, Ont.
Incorporated. — December 1st, 1879
Officers
Principal Officer, W. M. Couper; Secretary, Alf. P. van Someren; Treasurer, .A. R. Galpin;
C. G. Chapin, C.M.B.; A. C. Wiley, Superintendent of Organization; Auditors, \V. J. Beney;
Blake Elliott; Actuary, M. A. Mackenzie, M.A.
Governing Executive Authority
{as at date of filing statement)
W. E. Gowling, M.E.C., Ottawa, Ont.; T. H. Murray, M.E.C., London, Ont.; Dr. E. W.
Moles, M.E.C., Norwich, Ont.; I. Payette, M.E.C., Montreal, Que.; Dr. R McKenzie, M.E.C.,
Staughton, Sask.; S. J. Wilson, M.E.C., Beamsville, Ont.
286 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Summary of Funds
Balances of Funds — December 31st, 1931:
Mortuary Fund $13,715,633 65
Sickness and Funeral Fund 558,655 30
Sickness Fund, No. 2 1,618 99
General Fund 39,853 91
Total $14,315,761 85
Add Non-Ledger Assets 224,931 45
$14,540,693 30
Deduct due and accrued liabilities (except Reserve) $148,287 76
Deduct unadmitted assets 41,003 23
189,290 99
Net Balance of All Funds $14,351,402 31
Reserve as per Actuary's report $12,770,200 00
Balance — Surplus of Assets over all Liabilities and Reserve $1,581,202 31
Statement for Year Ending 31st December, 1931
Assets
Ledger Assets
Book value of real estate, office premises (less encumbrances) $29,000 00
Book values of bonds, debentures and debenture stocks:
Not in default $14,024,533 33
In default 120,486 98
14,145,020 31
Cash in chartered banks of Canada in Canada 141,741 54
Total Ledger Assets $14,315,761 85
Non-Ledger Assets
Interest accrued $218,782 00
Amount due by subordinate courts 4,677 83
Other Non-Ledger Assets, viz.:
Postage on hand $61 88
Supplies on hand at cost 1,409 74
1,471 62
Total Non-Ledger Assets $224,931 45
Total Assets $14,540,693 30
Deduct assets not admitted:
Deficiency of market under book value of bonds and debentures in default. . . $41,003 23
Total Admitted Assets $14,499,690 07
Liabilities
Provision for unpaid claims:
Death benefits $137,191 14
Sickness benefits 6,199 08
Present value of matured claims payable by instalments, death claims 4,233 11
Other liabilities due and accrued:
Organization expense $281 18
Head Office, miscellaneous 383 25
$143,390 22
664 43
Total Liabilities (except Reserve) $148,287 76
Net required Reserves, per Actuary's report:
(i) For outstanding contracts of:
Mortuary Fund $12,208,000 00
Sick and Funeral Benefit Fund No. 1. . 560,600 00
Sick and Funeral Benefit Fund No. 2. . 1,600 00
■ $12,770,200 00
(ii) Investment reserves 834,400 00
Total Reserves $13,604,600 00
FRATERNAL SOCIETIES FOR 1931
287
Statement of Operations of Each Fund for the Year Ending December, 31st, 1931
Mortuary Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $12,937,862 74
Income for the year:
Premiums (with extra dues, etc.) $1,097,044 21
Interest 678,045 71
Written off cheques 300 00
Total Inco me 1,775,389 92
Disbursements for the year:
Death clai ms
Deduct:
Transfers to General Fund
Balance of Fund (Ledger Assets), December 31st, 1931 $13,715,633 65
$14,713,252 66
877,619 01
$13,835,633 65
120,000 00
Sickness and Funeral Benefit Fund No. 1
Balance of Fund (Ledger Assets), December 31st, 1930 $526,424 07
Income for the year:
Premiums
Interest and rents
Written off cheques
$93,261 50
28,637 47
162 45
Total Inco me .
Disbursements for the year:
Sickness claims
Overdraft interest
$89,816 04
14 15
Total Disbursements
Balance of Fund (Ledger Assets), Dece mber 31st, 1931.
122,061 42
$648,485 49
89,830 19
$558,655 30
Sickness and Funeral Benefit Fund, No. 2
Balance of Fund (Ledger .Assets), December31st, 1930
Income for the year:
Pre mi u ms
Interest
Total Inco me .
Disbursements for the year:
Sickness clai ms
Balance of Fund (Ledger Assets), December 31st, 1931
$3,076 73
14 99
$434 37
3,091 72
$3,526 09
1,907 10
$1,618 99
General Fund
Deficit of Fund (Ledger .Assets), Dece mber 31st, 1930...
Income for the year:
Assessments, dues, fees and fines
Other revenue:
Lodge supplies ,
Bonds
Miscellaneous
Total Inco me .
Disbursements for the year:
Head Office Expenses:
Salaries ,
Directors' fees ,
Auditors' fees
Actuaries' fees and expenses. .
Travelling expenses
Bonding of officers
Printing and supplies
Miscellaneous and caretaking.
Total.
Agency and Organization Expenses:
Bonus
Salaries
Travelling expenses
$31,113 25
2,118 71
4,000 00
1,500 00
350 00
1,758 02
4,190 70
1,365 35
$339 50
54,589 45
19,545 24
$89,559 30
1,133 73
4,681 60
312 50
Total.
$46,396 33
74,474 19
$13,594 97
95,687 13
!S2,092 16
288
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
General Fund — Continued
All Other Expenses:
Advertising $1,652 10
Office furniture and maintenance of premises. . . . 410 10
Legal fees 1,813 30
Investigation 7,403 80
Taxes and licenses 1,713 16
Telephone, telegram, express and postage 3,089 81
Agency printing and stationery 5,508 95
Light, fuel and water 331 60
Insurance exchange and interest 3,111 44
Official publications 8,190 05
Meeting of Supreme Body and H.C. grants 8,143 40
Miscellaneous 970 16
Total $41,367 73
Total Disbursements $162,238 25
$80,146 09
Transfers from Insurance Fund 120.000 00
Balance of Fund (Ledger Assets), December 31st, 1931 $39,853 91
Exhibit of Policies (Mortuary)
Classification
Whole Life
Continuous Premiums
Whole Life
Limited Payment
Pre miu ms
Endowment Assurances
No.
(1)
A mount
(2)
No.
(3)
Amount
(4)
No.
(5)
Amount
(6)
At end of 1930
New issued
Old revived
45,199
260
592
$42,801,073
284,000
580,998
06
00
64
1,913
427
51
$1,893,417
404,000
47,126
3,000
11,500
00
00
00
00
00
3,409
880
91
■ ' ' '30
$3,533,399 00
883,000 00
104,000 00
1,500 00
Transferred to
2
1,250
00
11
28.500 00
Totals
46,053
$43,667,321
70
2,402
$2,359,043
00
4,410
$4,550,399 00
Less ceased by:
Deal h
838
2,462
$806,767
2,379,180
185,460
31,000
72
92
78
00
1
560
3
$1,000
527,500
7,812
3,000
00
00
50
00
1,089
6
$9,000 00
Lapse
1.098.500 00
11,598 00
Transferred from. .
33
6,250 00
Total ceased
3,333
$3,402,409
42
564
$538,682
50
1,100
$1,125,348 00
At end of 1931
42,720
$40,264,912
28
1,838
$1,820,360
50
3,310
$3,425,051 00
Classification
Other Plans
Totals
Totals for the
Province only
No.
(7)
Amount
(8)
No.
(10)
A mount
(11)
No.
(12)
.■\ mount
(13)
At end of 1930
New issued
51
15
$153,000 00
45,000 00
50,572
1,582
734
$48,380,889 06
1,616,000 00
732,124 64
4,500 00
43,250 00
23,789
593
338
9
$22,697,477 09
614,000 00
335,122 87
Old increased
Transferred to
43
8,500 00
Totals
66
$198,000 00
52,931
$50,776,763 70
24,729
$23,655,099 96
Less ceased by:
Death
844
4,132
" ■ ' 43
$816,767 72
4.068.180 92
206,241 28
43,250 00
511
1,558
" ' ■ " ii
$496,634 60
1,541,850 00
87 320 87
21
$63,000 00
2,000 00
1.000 00
Decrease
Transferred from. .
1
11,000 GO
Total ceased
22
$66,000 00
5,019
$5,134,439 92
2.080
$2,136,805 47
At end of 1931
44
$132,000 00
47,912
$45,642,323 78
22,649
$21,518,294 49
Miscellaneous
What class or classes of members, if any, are entitled in event of discontinuance of premium
payment to bene tit thereafter? All members, 60 years of age and over, may discontinue premium
payment, and, on surrender ot policy, apply for, and receive Paid-up Insurance. On all plans
of insurance paid-up policies are procurable after five years.
Under what conditions as to membership, etc., are such benefits available? Payment of
Capitation Tax.
What is the nature of benefits so granted? Paid-up insurance.
Give particulars of any distribution of surplus during last three years. Five monthly assess-
ments waived and $270,000 transferred to General Fund.
FRATERNAL SOCIETIES FOR 1931
289
Valuation Balance Sheet
MORTUARY DEPARTMENT
Liabilities
Net reserve under whole life certificates, paid-up certificates, limited payment life,
endowment and family protection $11,808,000 00
General reserve 400,000 00
Investment reserve 834,400 00
Accrued claims 141,400 00
Total $13,183,800 00
Assets
Life Insurance Fund $13,891,500 00
Due from subordinate courts 4,000 00
Total $13,895,500 00
The ratio of assets to liabilities was 105.40 per cent.
The valuation basis was Am (5) 3 J^ per cent.
The amount of whole life insurance valued was $39,167,750.00. The amount of paid-up
insurance valued was $1,103,074.00. The amount of all other insurance valued $5,371,500.00.
According to the Constitution no reserve is held for certificates in their first year.
The valuation was made by M. A. Mackenzie, Fellow of the Institute of Actuaries of Great
Britain.
Sick and Funeral Benefit Department
Fund No. 1
Liabilities $560,600 00
Securities with accrued interest 560,600 00
The liability under any certificate may be terminated at any time on notice from the Head
Office (Constitution 93).
Fund No. 2
This fund was opened during 1929. The rates charged are those of the Manchester L'nity
whole society experience at 3 J^ per cent, interest. The amount of this fund at December 31st,
1931, was $1,600.00.
I
I
Schedule "C"
Bonds and Debentures Owned {not in default)
Mortuary Fund: Par Value
Dominion of Canada Victory Loan, 5K %. 1937 $6,300 00
Dominion of Canada National Service Loan, 5 %. 1941 200,000 00
Canadian Northern Rys (D.C. Guar.), 6 Jo <:j , 1946 65,000 00
Canadian Northern Rys. (D.C. Guar.;, 6 }i <T; , 1946 35,000 00
Canadian Northern Rys. (D.C. Guar.), 6 Jti "Tc . 1946 50,000 00
Canadian Northern Rys. (D.C. Guar.), 6 >^ %, 1946 310,000 00
Canadian Northern Rys. (D.C. Guar.), 7 7c, 1940 21,000 00
Canadian Northern Rys. (D.C. Guar.), 4 H Tc, 1955 60,000 00
Canadian National Rys. (D.C. Guar.), 5%, 1938 625,000 00
Province of Ontario, 6 %, 1941 50,000 00
Province of Ontario, 6 %, 1941 7,000 00
Province of Ontario, 6 %, 1943 33,000 00
Province of Ontario, 5 %, 1948 154,000 00
Province of Ontario, 5 %. 1948 50,000 00
Province of Ontario, 5 %, 1948 46,000 00
Province of Ontario, 6 %, 1936 25,000 00
Province of Ontario, 4 H 7c, 1943 110,000 00
Canadian Northern Pacific Rys. (Prov. of B.C. Guar.;, 4 J^ %, 1950 121,666 66
Canadian Northern Pacific Rys. (Prov. of B.C. Guar.), 4 %, 1950. . 32,908 40
Canadian Northern Pacific Rys. (Prov. of B.C. Guar.; , 4 j^ %. 1950 11,261 46
Canadian Noithern Pacific Rys. (Prov. of B.C. Guar.) , 4 J^ %, 1950 13,071 86
Canadian Northern Pacific Rys. (Prov. of B.C. Guar.), 4%, 1950. . 15,758 26
Canadian Northern Pacific Rys. (Prov. of B.C. Guar.), 4%, 1950. . 24,333 33
Grand Trunk Rys. (D.C. Guar.), 6 9c. 1936 25,000 00
Grand Trunk Pacific Rys. (Prov. of Alta. Guar.), 4 %, 1939 1,944 00
Grand Trunk Pacific Rys. (Prov. of Alta. Guar.), 4%, 1942 9,720 00
Grand Trunk Pa^cific Rys. (Prov. of Sask. Guar.), 4 %, 1939 5,346 00
Canadian Northern Western Rys. (Prov. of Alta. Guar.), 4 }^ %, 1942 48,666 66
Canadian Northern Western Rys. (Prov. of Alta. Guar.), 4 J^ %, 1942 138,953 06
Province of Alberta, 5 %, 1943 23,000 00
Province of .-Mberta, 6 %, 1941 25,000 00
Province of .Alberta, 6%, 1936 7,000 00
Province of .-Mberta, 5 % , 1959 375,000 00
Province of Saskatchewan Farm Loan, 5%, 1960 200,000 00
Province of British Columbia, 6 %, 1941 25,000 00
Province of British Columbia, 4 J^ %, 1946 25,000 00
Province of Manitoba, 5 %, 1959 25,000 00
Province of Manitoba, 4 M 7c - 1940 40,000 00
Province of Saskatchewan, 4 J^ %, 1955 29,000 00
Town of Palmerston, 5%, 1936 9,889 60
Town of Selkirk, 5%, 1939 12,000 00
School District of Raymond, 6%, 1939 5,333 30
School District of Stettler, 5 %, 1941 5,000 01
Town of Indian Head, 6 %, 1944 1,732 90
Town of Kindersley, 6 %, 1951 11,409 36
Book Va
lue
$6,300
00
198,986
30
72.735
58
39,164
94
56,888
49
356,872
77
23,370
98
61,809
58
620,717
33
49,308
81
7,524
50
36,001
27
150,587
89
48,892
12
44,980
58
25,945
31
105,231
20
90,388
16
27,328
52
10,012
27
11,621
74
13,085
62
22.419
14
26.037
91
1.818
27
8,898
56
5,001
02
44,927
20
131,720
43
23,502
10
26.746
04
7,259
34
375,000
00
199,019
22
26.746
04
24.755
88
25,000
00
39.709
00
28.060
19
9.802
48
11,941
23
5,601
13
5,000
01
1,779
23
12,045
13
290
ANNUAL REPORT-SUPERINTENDEN^^
No. 6
Schedule "C"— Continued
Bonds and Debentures Owned {not in default)
Par Value Book Value
Mortuary P^^d-Co^'lV''^ $^75 80 $475 80
Town of Castor 5 J^%. 1932 .^. • • .^-^^ 7 oqO 00 7,515 23
Rural Municipahty of Rosedaie, ■* X2 /o 7.^00 uu ^i
School of Wynyard, J %• 1943 - „. " 5-3^ %, 1933 28'l76 08 28 176 08
Rural Municipality of Stonehenge. 0x2/0 ^I'ooO 00 1 980 72
Town o Claresholm, 5 H %. 194b ... 2,000 OO ^3
Town of Selkirk, 5%. 1949 3,624 9^ ^^
Town"' of Di'hou.i.. 4 « %, 1938 I I l i : I i l ! 1 I I ! 1 i : : 1 • : ^ J0.500 00 10.4« 01
Town of Da Bons.e. » ■» «. •""" JS'oSS So 24 777 50
Town of Sflk.rk. 6 % . 1939 • ; ; ; ; ; 26.000 00 i. ^^
Ja-J-of^Nor^l" BaUltfoS"" %■, 1M6 ;;;:;::; Vo%m 00 46,773 84
r IV if Norlti Battleford. 5X%. 1942 3.893 05 S'i'IXSJ
^i;;: l\ KhbrKi.e r, % 1943 . . ;:;:;; :;;•.;;;:;;;:; ; lo.ooo oo 9 163 95
Si'ii°cS„l!i^V'fco|S^,a'|)%;i|4. ........;.;;•.;:; « :»£o S8 4.S26 75
JoToM-LKSrof h 'sf e. 5 H %.^i954 .■;:;::::;::::::::::;::; i ;r SS 7o.|39 sj
lcYoo,°!,r.?;r.? r^'oct |?^r'.»?l6i-. :-.;:;:;;::;::::::;;::;:: . ; 5 1? pi i§
^.■•ia°J S.-..^'sf ^'?l7„.«„; 5 K %. 1943. . ....;;::;;:::;: ^ : 8 3 975 84
?r.roj'E5™»o°no"n.|||^¥9|4 .■.■.■;. ;;:::;::;;::;;:::;:::;:::;: 1 : -;iii-|5
Cl,y o Eimon ""■5^g'!g5?::; J'lSS 83 8.623 37
tK Si e5 mssiin; 4 H %, 1951 ;:::::;::;;:;;;::;::;;:;;;: 8.490 oj »..- j'
Township of York, 5 Y^ %, 19^9 . • • 01 nno 00 21,000 00
i;;'oL;!a^„fA-h?-'!MiS^=L^^^ Mli "1 11:111 81
H^i^'Ksl.^'^-'^-'''-----------^^ i»88 36:3,6 92
City 01 syaney , -j ^_ , ( . . q , ^ 9 nOO 00 1 ,99o 3»
Ciiy o H.mi on. 4 H /•■ "44 . ■ ; lo8 o88 88 99.508 37
Cty of Hamilton. 5 /c.ia44 ^VVnnnon 14.780 16
City of Halifax. 5%. 1965 ■ 15.000 00 14.^| ^^
•m, l\ liRlti!::^ %.'?94i:: ::::::: ;;;::;;:;: f3:S88 88 62:553 87
cty ^f Sl.?t^.1k'f^945.-. ::■■::;:;:::::::::::::::::::::::: , : „t:l?S IB
8 ;;; l\ !iV"fneT.'5''|%'. fo.^:^^ : :;::::::: : : : : : : : : : : : : ' :oo8 «o nm 38
S^ f.^r^S^S^pAl^f Wi„is„,.5«...1945........... ; „ ,54 2|
^i;^S^l'^I«i^C;i953.::::::::::::::::::::::::: 188 l§:?tS i
(„ity oi <„aiBai y, -I /z /I-. --,^1/ 07 1 QtS3 To Ann no 19,74.i So
Cit^ of North Battleford^ 5 H %. 1953 • ... 19,000 00 ^^ ^^
Sit^ o Portag"'ll"Prafrre.' 5 %.'i95i ! ; ; ; ; ^[li^S? 22 27,067 04
City of Medicine Hat, 6%, 1949 ^^O'^V^VV ' 2,258 44
City of Rossland, 6 %, 1951 • J'^,'^% %% 15 337 08
City of Rossland b v., i^.- ■ ^.--- -5 ^^337 08
Town of Listowel, 5 %;/938 15,405 3- • ^^
City of Moose Jaw .5 %, 1938 10,298 44 ^^
City of Red Deer, ,5%. 1941 • 2,467 .50 g_.^ ^5
Town of Cochrane, 6 % , 1932 21,9.>1 6- ^.3
Town "f Vegre v.Ue 6 %, 1942 9,0.^8 69 ^^^^ 3^
City of Red Deer 6 % , J,94.. . . . • • • ; 22,848 69 ^- 33
Town of Cornwall. 5!4/c.l940------- • ronoq 09 63,368 23
?l\^VVi;«aV!(Val^/>%.l|44.... ....... -^ 755 80 '64 72
Town of Harriston, 4H%. 193* T'raT^S 1,612 66
Town of Waterloo, 5^ %• 1938 1,641 -5 3^
Town of MaRrath, 5 %. 19..3 • 17,1,1 15 - ^g
iE!:iriiilfiS::|ii:il::::::;;;i;;;;;;; Hsj |i:iH
19,898 51
27,768 48
3,000 00
9,863 12
51,321 51
City of Fort VVilliam,.4 y^ ^c,'^^-- ■■■■....'..:. ^=A'ooo 00 ^8".901 90
l^-f^^^^:^^"^^ ■■■ .■.•.•.•.•.•.•.•.•.•.-.•.•.•:::: -"'^- °^ '•''' ''
City of Lethbridge, 4y2%. 1940
FRATERNAL SOCIETIES FOR 1931
291
Schedule "C" — Continued
\
Bonds and Debentures Owned (not in default)
Mortuary Fund — Continued Par Value
Municipality of Point Grey, o%, 1937 $11,193 18
City of Lachine, 5 %, 1955 50,000 00
City of Sault Ste. Marie, 6 %, 1951 47,000 00
City of Winnipeg, 6 %, 1941 30,000 00
Roman Catholic Schools of Verdun, 5 >4 %, 1964 94,000 00
School of Ste. Madeleine d'Outremont, 5)4%, 1940 15,000 00
City of Fort William, i>%, 1940 11,000 00
School of Windsor, 5 14 %. 1944-48 38,290 37
Municipality of Point Grey, 5%, 1941 40,000 00
City of Welland, o}4%, 1940 8,130 79
Roman Catholic Schools of Toronto, 5 J^%, 1943 30 000 00
City of Edmonton, 5%, 1953 3,406 66
City of Edmonton, 5 ,4 %. 1935 2,000 00
Township of York, 6%, 1940 17,184 92
City of Welland, 5 %, 1954 84,618 18
City of Welland, o%, 1944 55,881 68
City of Hamilton, 4 }4 %, 1944 54,000 00
City of Hamilton, 4 )-i %, 1944 44,000 00
Roman Catholic Schools of Fort William, 5 %, 1960 25,000 00
Town of Dominion, 5 ^ %, 1950 20,000 00
City of Cap de la Madeleine, 5 %, 1971 50,000 00
Town of Grimsby, 5 %, 1936 3,200 00
Town of Kenora, 5 "Vc , 1940 6,935 64
School District of Weyburn, 6 %, 1941 10,000 00
Town of Whitewood, 5 %, 1941 3,013 80
Rural Municipality of Heart's Hill. 6 %, 1932 500 00
Town of Outlook, 5%, 1933 3,879 20
Town of Leamington, 5 }4 Vc, 1945 13,852 67
City of Niagara Falls, 5 % , 1950 42,631 30
Manitoba Provincial Exhibition (Guar, by City of Brandon), 5%,
1949 6,000 00
Portage la Prairie Industrial Exhibition (Guar, by City of Portage
la Prairie), 5%, 1949 9,046 59
Town of Oakville, 5 % , 1950 59,008 95
Township of Chapleau, 6 %, 1950 17,024 27
Town of Midland, 5%, 1947 7,450 46
School District of Didsbury, 6 %, 1937 3,600 00
Town of Minnedosa, 5 %, 1932 746 72
Town of Cardston, 6 %, 1932 555 82
Town of Cardston, 6 %, 1932 197 20
Town of Deloraine, 6 %, 1932 493 47
Town of Outlook, 5%, 1942 ■ 8,105 10
Township of North York, 5 %, 1951 52,112 25
Town of Pembroke, 5%, 1940 16,524 17
Town of Pembroke, 5 %, 1960 9,186 88
City of Vancouver, 3 J^ 7c. 1939 35,000 00
Town of Maisonneuve, 4 }4 %, 1952 -6,990 00
Town of Maisonneuve, 4 H %, 1952 6,800 00
Town of Dauphin, 6 %, 1933 700 00
City of Kamloops, 5 3^ %, 1941 24,000 00
City of Edmonton, 5)4%, 1944 3,000 00
Township of York, 6%, 1940 14,768 39
Township of East Sandwich, 6 }4 %, 1935 2,199 89
School District of Ford City, 5 14 %. 1955 13,101 18
Township of East York, 5%. 1948 65,441 66
Roman Catholic Schools of Toronto, 6 %, 1941 90,000 00
Village of Fort Erie, 5}4%, 1958 26,423 95
City of Hamilton, 4 14 7c, 1944 30,000 00
School District of Brandon, 5 %, 1943 9,000 00
City of Brandon, 5%, 1940 6,385 00
Town of Ste. .A.gathe des Monts, 5 14 %, 1954 5,100 00
Ville Ste. Pierre, 6 % , 1941 10,000 00
District of North Vancouver, 6 %. 1973 50.000 00
District of North Vancouver. 5 H %. 1945 10,000 00
City of Medicine Hat, 6%, 1951 7,000 00
Township of York, 5 %, 1943 25,000 00
City of Lethbridge, 5 %, 1933 909 08
Town of Kindersley, 6 %, 1942 26,342 63
Town of Mount Forest, 5 J^ %, 1945 7,896 82
School District of Drumheller, 6 %, 1948 25,500 00
School District of Vermillion Centre. 5 J^ %. 1958 24,000 00
City of North Bay, 5}^ "c, 1937 19,608 87
Township of North York, 5 %, 1944 7,169 29
Town of Cardston, 6 %, 1933 600 00
Town of Shoal Lake, 5 %, 1932 1,039 75
Town of Essex, 5 %, 1948 11,569 17
Township of North York, 5 H %, I960 124,471 02
School District of Sarnia, 5H%, 1950 37,642 56
School District of St. Edouard, 4 J^ %, 1933 10,000 00
City of Medicine Hat, 5 %, 1943 14,000 00
City of Saskatoon, 5 %, 1945 5,000 00
District of South Vancouver, 5 %, 1962 75,000 00
District of South Vanouver, 5 %, 1962 30,000 00
District of South Vancouver, 5 7c, 1962 20,000 00
School District of Ste. Sacrament de Lachine. 5H%. 1952 15,500 00
City of Brandon, 5 7c, 1933 1,000 00
City of Edmonton, 5}47o, 1947 13,000 00
City of Edmonton, 4 14 7c, 1952 1,946 66
Township of East York, o 14 7c, 1938 17,085 47
School District of Edmonton, 5%, 1953 1,000 00
City of Edmonton, 5}47o, 1947 1.000 00
Book Va
lue
$10,738
89
45,150
00
44,918
56
31,781
12
95.808
92
15.430
29
10.884
50
39.682
14
39,847
34
8.294
58
31.298
05
3.361
95
2.025
37
17,915
37
83,605
41
55,141
89
51,695
40
42,054
79
24,080
35
20,475
18
49,753
87
3,239
62
6,859
14
10,396
91
2,906
91
503
59
3,817
88
14,293
30
41,608
66
5,759
12
9,024
18
59,412
14
17,569
65
7,450
46
3,680
26
743
83
558
19
197
64
494
65
7,646
58
54,330
34
17,931
86
9,082
22
33,813
50
6,926
75
6,852
25
696
45
24,555
83
3,110
03
15,238
34
2,264
48
13,681
62
64,821
86
96,036
44
27,184
88
28,682
80
8,879
95
6,363
25
5,000
71
10,576
85
55,412
77
10,146
51
7,245
23
25,507
95
915
23
26,855
12
7,835
08
25,500
00
22,892
68
19,841
10
7,169
29
593
99
1,017
94
11,862
99
132,288
09
39,581
24
10,069
83
13,392
63
4,488
39
64,559
71
25,823
82
17,216
00
15,907
25
993
44
13,516
99
1,797
74
17,306
16
987
11
1,037
75
ANNUAL REPORT^z^UPMINIENDEE^^
No. 6
Schedule "C"— Continued
Bonds and Debentures Owned {not in default)
Par Value Book Value
M„„„„ f ..^-Co»K»»..i.- P'§?n? i:7?2t?
5L'^„°.'.P„''Jr|?i.^. ! ^'V <l5' '^'^'^ ■■■::;;:::;;:;::::::::■■:::■■ %& oo is .o„ .*
8ii J ;', ^l7i\H: t ill; pi; ;::;:: ;::;;:::;::; i^jo «« nif, |?
l'„".;„1,.^'r;|S ;fo\n?||l; ||: ■. : • • ; •. •. ; •. ■. ■. ■. ; ; ; ; : ; : ; ; ■. : : : ; ». :| g.^ n
Township of. Etobicoke 5 J-^^ %4 ^^^^ ; ; ||-000 00 p. ^^
City of Medicine Hat 5 %• l^^Z ... 25,000 ou ^^
Town of Liverpool, 5 %, 1950 19,670 uu ^1
City of Regina, 5 %• I960 31,000 00 , ^^
Town of Sydney, 6 %, 1941 1,11^ 1^ 345 21
Town of Midland 4 %, 1932 • ■ 2,302 40 , ^6
Town of Beauceville 5 %, 1935 20,000 OU • ^3
Town of Kenora, 5 1/^ %, 193b .- • • • • ■ • 1 n'nnn 00 9 620 40
School District of Ca mrose, 6 %, 1933 • 10,000 00 ^^. gg
Town o Indian Head, 5 7o. 194b . . 43,515 |» ^^ g?
Town of Tofield, 6 % , 1964 ■.. . • ■ • • ^n nnn 00 40 243 14
Township of North York, 5 '^%i/-^^^r^Q " ' " "^S'^Rl 00 6,722 26
School District o Brando^, 5 14%. 19ob 6,684 00 6^ ^^
Town of Chicoutimi, 4 Vo 0 , 19 = 1 -^^ • • ■ 1,750 OO gg
Town of Mount Forest 4 ?^ 7., 193 ^ . . 6,306 45 ^^
City of Wetaskiwin, 5%. 1939 • 10,5..0 00 , ^^
Town of Carman, 5 % 19..9 8,40S 00 ■ g^
Town of Thessa on 5 % , 1939 - -y^- • • 42 I? 8 52 43,948 58
Rural Municipality of Prairie, o /2 -c toOOO 00 10.045 48
Town of W=*^''n°°k'y''i940 12 000 00 12,818 31
City of Belleville, 4 Vc, 1940. ■ ■ ■ -^ ■ • q„s, I'^'Vo^ 17 427 17
l£"„?'^'oVe"s?f t^^i%^^.. ■///.,,.,■■■,. :;:::;:: : xo, » ^..ji 00
?— °!i;;tSt?;::;i^;::::j::: ;:::;;:;;::::::::;;: |.S SS |.«|||
,;■.■. 27000 00 27,649 93
:: ^lioOOOO 3,00000
5,000 00 ,^292 28
i u yy >i v^. 7' a ,'/' 1 Q^Q 11 000 00 11,045 Ui
Town of Areola, 6 %, 1939 Kl OOO 00 52,048 89
H-l3iHS;iialB?S::::;:;:;;:::;:::::::;: g S!! !|:|I|il
Town 01 t^oinieauA-i iqrsi -i q nfin OO 16,549 15
Town of Drummondville ^^"1940 ' l!'oOO 00 12 613 01
City of Fort William, 4 H % • ^^^965 9^ OOO 00 24,235 20
City of Laval des Rapides, 6 %. 1965 . . 25,000 00 ^^
City of Sault-au-Recollet, 6%. ^I^^' ^q^q 34,000 00 ^^^^ ^^
School District of St. Stanislas, o /c, Jn'nnn 00 52,967 47
sf^liiil^^t^^^^^^^^^^ 111 "lis
City of Hull, 5 H%, 1947... .■^- •••4- oq'oooOO 2717311
Toronto Power Company, 4 H%. 1941- • 29,200 00 ^ • ^2
Toronto Power Co mpany. 4^ 7o, 194i I^^'OOO 00 122,479 67
Village of Hudson, 5 i|7o,194y.^.. ^"^000 00 5,248 92
City of St. I^ambert, .5 H %. 195- .... 5,000 OO ^^ ^^
City of Verdun, 6%, 1941 10 000 00 10,319 85
City of Verdun 6 %, 1941 •• ■ • ■ • ■ • • • ■ r.n 000 00 51,256 93
City of Three R'^^rs, 5 H %. 19|3 . • • • 50,000 00 gg
City of St. Lambert, 5 H%. 19^^^ 25,000 00 ^^
City of Hul , 5 H %, 1947^. • --^^ • • iIy'SoO 00 160,337 25
City of St. Lambert. 5 ^%, 19^4 -Y ^ol 000 00 27,-583 54
Town of Montreal North, 6%, 19o7. . 25,000 00 • ^^
Town of St. Michael, 6 %• ^^'^^^^ " " " " « 000 00 6,613 79
City of Three Rivers, 5 14%, 1947 6,000 OO ^^
Town of Ville St. ?'""•/• 6%, 19.^5 . . . . -^ 5,000 00 . g^
Town of Pointe-aux-Trembles, 6 7,, uiu 3.OOO 00 ^^90 66
Town of St. Michael, 6 %. 19-'|' -g^ ■ • • • 3.000 UU ^^
Town of Montreal East, 6 %• ^^^ ' ' • " 8,000 OU ^g
Town of Ha mpstead 6 % . 19''9 • ■ • • ; 7,000 00 ^g
of Hampsceau, ^,/c. -•'■' q-V ' '"XX 55 4,431
Town of Montreal East 6 ^- 19'j4 ■ - • • 4.000 00 . ^^
Town of St.. Michael, 6 %,19o5-.. . -^ 8,000 UU gg
Town of Pointe-aux-Trembles, ^ /g^ia-* /n 000 00 44,496 24
T^,,.,. r,f Montreal Nort h, 6 % , i»oo 40,0UO uu r'r^nn 14.
Town of Montreal North, 6 % . ^ - _ "^V^ooO 00 5,507 14
City of St. La mbert 6 %, 1961 .... - - - • • ^,000 OO ^^
Town of Montreal North 6 / 1956^^^ - 7,^00 00 , ^^
Town of Pointe-aux-Trerables fa /c. i»* _1 .000 UO gg
Town of Ha mpstead, 6 % . 1961 ■••• • • 6,000 00 . ^7
Town of Montrea East 6 /< • 19-'^5 • • . 4-,000 OO ^^
l:Zi ':!: li-^^^SU-J^ri^"^^^,.. .......•■• •■•;■•.: ::;:::; 1;^ So ^.j..so 3.
?"„r„ :\ il;;s:f.: ^.^. il^^- ■: ■. -. : : -. -. :;;:;: : : : : : : : : : : .2 ; SS S us .es 0,
Town of St. Michael, GVc, 19-55 .^^ • - - • 1 ,000 ou ^.,
Town of St. Michael. 6%. 1954..... ■- oo'oOOOO 22,908 28
l^l^°°ls of 7a"lall^"5'H %"f 956 ''.•.•-■-■- SE'.OOO 00 38.7.31 20
1^0 wn'of"y;'nt'real'P.^6% 1954 - - - - - - • ■ ; ; ; ; ; ; ; 3.00O 00 3.330 .8
Town of Montreal North. 6%. 195fa
FR.'\TERNAL SOCIETIES FOR 1931 293
Schedule "C" — Continued
Bonds and Debentures Owned {not in default)
Mortuary Fund — Continued Par Value Book Value
Town of Pointe-aux-Trembles, 6 %, 1953 $1,000 00 $1,111 13
Town of Montreal North, 6 %, 1957 6,000 00 6,676 88
Town of Montreal East, 6 %, 1946 3,000 00 3,261 14
Town of St. Pierre-aux-Liens, 6 %, 1956 3,000 00 3,357 64
City of St. Lambert, 5K%. 1952 10,000 00 10,511 38
City of Three Rivers, 5 H %, 1953 2,000 00 2,103 23
Schools of Grand Mere, 5 %, 1956 32,000 00 31,962 86
Town of Pointe-aux-Trembles, 6 %, 1942 500 00 534 13
Protestant Schools of Montreal, 5 '^c , 1939 34,000 00 34,000 00
City of Edmonton, 5M %- 1945 130,000 00 132,010 31
City of Edmonton, 5 14 %. 1945 176,000 00 182.102 01
Town of Neepawa, 6%. 1943 5,000 00 5,314 25
City of Hull, 5 }i %, 1962 ' 5,000 00 5,298 16
City of St. Lambert, o^A%, 1956 1,000 00 1,060 40
City of St. Lambert, o 14 %, 1954 1,000 00 1,046 06
City of Edmonton, 5%, 1946 1,000 00 989 66
City of Edmonton, 5 H %■ 1945 86,000 00 89,467 07
Lethbridge Northern Irrigation District, 6 %, 1951 39,000 00 44,001 50
Town of Montreal East, 6 %, 1946 1,000 00 1,092 84
City of St. John. 3 J^ %, 1940 500 00 441 96
Town of Pointe-aux-Trembles, 6%. 1942 500 00 537 03
Town of La Tuque, 5 %. 1944 4,000 00 3,974 97
Town of La Tuque, 5 %, 1944 15.000 00 14,906 89
Town of Hampstead, 6 %, 1959 3,000 00 3,400 03
Township of East York, 5 "^ %. 1940 25,000 00 25,883 30
City of Three Rivers, 5 J^ %, 1942 7,000 00 7,193 09
City of Edmonton, o}-i%. 1953 2,000 00 2,088 31
Rural Municipality of East Kildonan. 6 %, 1941 10.000 00 10,366 12
Township of Tisdale, 5 J4 %, 1944 29,000 00 29,000 00
Schools of Saskatoon, 5 %. 1959 40,000 00 38.273 91
City of Montreal, 4 14 %, 1953 50,000 13 45.501 48
City of Three Rivers, 5 i4%, 1947 22,000 00 22,667 58
City of Montreal, 4 %. 1948 21.831 56 18.701 53
City of Montreal, 4 %, 1950 26,834 43 22.947 10
Montreal Harbour Commission, 5 %, 1969 50,000 00 49,754 20
City of Ha milton. 5 %, 1944 67.000 00 66,849 82
City of Hamilton, 4 yi %, 1944 33,000 00 31,594 53
City of Hamilton, 4 }^ %. 1944 6,000 00 5.745 35
City of Brandon, 5 K> %, 1949 50,000 00 51,442 82
Protestant Schools of Montreal, 5 %. 1960 100,000 00 99,511 32
City of Granby, 5%, 1952 39,000 00 39,468 09
City of Saskatoon, 5 %, 1950 30,000 00 29,641 92
Roman Catholic Schools of Granby, 5%, 1960 35,000 00 35.422 74
City of Belleville, 4%, 1940 25,000 00 23,036 65
Roman Catholic Schools of Chicoutimi, 5 ^, 1939 30,000 00 29,447 72
Town of St. Michael, Q7c, 1954 2,000 00 2,268 30
City of Three Rivers, 5 J^ %, 1968 75,000 00 81.172 72
City of Shawinigan Falls. 5 %, 1959 20,000 00 19,853 45
Roman Catholic Schools of Shawinigan Falls, 5%, 1955 26,000 00 25.936 70
Town of Dolbeau. 5 J^ %, 1945 20,000 00 20,000 00
City of St. Hyacinthe. 5%, 1949 16,500 00 16,500 00
Town of Montreal North, 6%, 1956 5,000 00 5,701 62
Town of Montreal East, 6%, 1954 4.000 00 4.562 35
Town of St. Michael, 6%. 1955 10,000 00 11.373 82
City of Hull, o'^r, 1957 20,500 00 20,600 17
Township of East York, 5 U %, 1950 32,235 59 33,221 07
Roman Catholic Schools of Shawinigan Falls, 5%, 1955 25,000 00 25,000 00
Port Arthur General Hospital (Guaranteed by City of Port Arthur).
?>y,"(, 1955 21,000 00 22,078 97
Town of Montreal East, 6 %, 1946 5,000 00 5.454 26
Town of Pointe-aux-Trembles, 6%. 1942 4,000 00 4,273 22
Agricultural Credit Commission (Guar, by Pro. of B.C.), 4 }^ %, 1941 25,000 00 24,729 95
Roman Catholic Schools of St. Clotilde, 6 %. 1941 8,000 00 8,672 28
Town of Pointe-aux-Trembles, 6 %, 1941 34,191 80 36,767 38
Montreal Metropolitan Commission. 5%. 1942 5,000 00 5,072 51
Town of New Waterford, 5 i4 %, 1951 27,000 00 27,000 00
Town of East Angus, 0%. 1941 25,000 00 24,287 02
City of Moose Jaw, 5 9f , 1936 $1,666 65 $1,662 45
City of Moose Jaw, 5 "^o 1939 11,853 23 11.793 25
Town of Strasbourg. Q%, 1933 1,919 81 1,878 43
Town of Fort Frances, 5 %, 1948 40,890 65 40,135 74
Rural Municipality of East Kildonan, 6 %, 1941 13,000 00 13,490 01
Town of Blind River, 3 }4 7c, 1958 15,719 51 15,249 04
County of Lanark, 5 %, 1949 84,881 56 84,266 48
City of Medicine Hat. 5%, 1950 5.000 00 4,794 56
Township of London, 5}4%, 1950 14,578 47 14,934 01
Schools of Weyburn, 5%, 1936 3,333 50 3,372 04
Village of Megantic, 5 %, 1936 5.700 00 5,705 28
Township of North York, 5}4%. 1939 20,000 00 20,690 06
Town of Leamington, 5hi%, 1940 2,000 00 2,000 00
Town of Bridgeburg, 5H %, 1956 6,788 22 6,990 40
Town of New Toronto. 5%. 1944 25,170 03 24,246 45
Town of Almonte, 5 %, 1960 29,866 21 30,158 99
Town of Eastview, 5K %. 1947 25,400 17 25,862 70
Town of Maisonneuve, 4}4%, 1940 10,000 00 10,175 44
District of Penticton. 6%, 1942 5,000 00 4,853 25
District of Penticton, 6 %, 1941 68,000 00 68,000 00
Schools of Winnipeg, 4 7c, 1945 32,000 00 28,452 53
Schools of Windsor, 5 »^ 7c, 1937 6,217 89 6,249 30
Schools of Windsor, 5 }4 7c, 1939 1,033 71 1,039 82
Roman Catholic Schools of St. Gregoire, 6 7c, 1955 100.000 00 110.564 50
1 1— S. I.
294
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Schedule "C" — Continued
Bonds and Debenture Owned {not in default)
r- J ^ ,• J Par Value Book Value
Mortuary Fund — Continued: '^^ „„„ „„ ™, (^qq 50
Town of Montreal North. 6 %. 1954 f 1-000 00 |l.U9y b^
Schools of Windsor, 5 M %, 1944 20.000 00 zu.ouz »
Town of St. Michael. 6 %. 1954 30.000 00 ^gg'^gg ^4
Town of St. Michael. 6%. 1954 ; -^^ • • • V.VVqaV !oOOO 00 39271 42
Roman Catholic Schools of Montreal East. 5%. 1945 40,000 00 ^y.g^i ^^
City of Calgary. 5 %, 1944 o-^'nno 00 24*326 87
Town of St. Michael. 6 %. 1954 2^.000 00 Z4.d^o g
Town of St. Michael. 6% 1954 • ■ • • ^sioOO 00 27:406 06
City of Edmonton, 7%. 1941 .-• • • • ■ 1 a onc\ nn 18 492 84
Protestant Schools of Sherbrooke. 5 H %. 1938 18.200 00 18,492 84
Township of Bagot, 5^ 1^d^\ '■'■ 5 840 00 5.762 72
City of Ed monton. 5 Vc, 1953 S 500 00 3 635 21
City of Edmonton. 5>|%, 1945 •• ■••• - qq g2,477 90
City of Edmonton, 5 J4 %> 194b. . . c, nno 00 4 979 48
School District of Saskatoon 5%, 1953 5.000 OU ^^.^^^ ^^
Town of Glace Bay, 5 %, 1948 • •,:. V,; • ;k^X 1 ^ nnn 00 15 000 00
Roman Catholic Schools of Windsor, 5J^%, 1940 15.000 00 lo.uuu
Roman Catholic Schools of Windsor, 5H%. 1953 1 o nno 00 l"? 442 17
City of Hamilton. 4 }^ %, 1944 ToOO 00 3;991 03
City of Hamilton, 5 %, 1944 qo'qq? 40 96 706 40
Town of Walkerville, 5 %. 1959 9J'«g^ ^U ^^;,^oO 00
City of Brantford. 5 %. 1956 \\....'.'. 57;000 00 55.540 17
Town of Co ingwood, 5%. 1943 25 000 00 24.379 52
Town of Collingwood. 5% 1946 30,000 00 31.155 75
Town of Farnham, 5 >i %, 1959 .. . . . . o^ nan no 24 880 69
School Districts of Moncton. 5%, 1958 25 000 00 24,880 ^^
City of London, 4 M %• ^^^'i 28,000 00 31,802 76
Town of St. Michael, 6 %, 1954 ^gg qq 19397 41
City of Brandon, 5 %,, 1945 . « nnn no 6 814 83
Town of Montreal North, 6 %, 1954 6,000 00 b,»i4 o
Village of Wheatley, 5 M %, I960 4 r ,489 94 49,o-g ^^
Village of Wheatley 5 J|%. 1945 ^'J^i 5^ ^'^qq^ 23
Town of Timmins 5H%, 1936 10,865 72 10,816 67
County of Peel, 5 %, 1938 1 469 11 1 469 11
Town of Mount Forest, 5}4%, 1936 1*550 00 1,490 06
Town of Perth, 5 %, 1934 6'873 88 6591 73
Town of Morrisburg, 4 J;^ %■ 1945 • • • ^ qq g'goi gS
Village of Markdale 5%, 1937 11 035 80 11.061 89
City of Regina. 4 ^ %, 193b 5 645 97 5 645 97
Town of New Liskeard, 5 %, 1938 43*576 64 43,576 64
Town of Humboldt 13'99'' 37 13,992 37
Town of Battleford 29716 80 29 716 80
Town of Macleod 4% 1974 • • ■ •• • • • q-qqq qq 53907 61
Township of T"k, 6 %. 1946 14,064 68 13,896 69
Town of Souris, 5%, 1941 g 9^4 gg g,944 30
Town of Bassano, 3%, 1975 . . q.c^ o^ 14 945 gj
Town of Taber, 4 %, 1970 14 1 72 79 14 172 79
Town of Redcliffe, 3%, 1975 'lH in 378 01
Town of Outlook, 5%. 1932 c, QIS 24 3 918 24
Town of Melville. 5H%. 1958.. . .. ^-yi* ^^ -^'^gg 47
Rural Municipality of Prairie. 5J^%, 1932 500 00 49d ^
Town of Melfort. 8 %, 1943 l^'OOO uu ,-*
Town of Cardston, 6 %, 1932 • • • • |9 43 ^^ ^^
TownofCardston,6%,1932 „„., ,0 931 13
Village of Point Edward, 6 %, 1932 1 RqI 64 1.869 01
City of Red Deer, 6 %, 1943 l'|y| ^^ ^'r,oQ 77
Town of Dauphin, 6 %, 1934 ci'r,oi 40 5 581 42
Town of Watrous, 5 3^%, 1956 4Q'7qi 67 48 583 80
Town of Walkerville, 5 %, 1943 . 43 627 06 43;054 74
Township of Stamford, 5%, 1957 r'onn no 15 349 99
Township of Moore, 5 M %. 1949 15,300 00 1^.^*9 9^
Town of Ti m mins, 5 1^ ^A^^^ '.".'. l-iioOO 00 14,000 00
Town of Birtle, ^HVc, 1949 aa sp.'? 4q 44 862 49
Township of Scarborough. 5%. 1949 44 862 49 44.86- ^^
Town of Sandwich. 5M %. 1959 q4 qfi^:! 77 34 963 77
Township of Stamford. 5%. 1959 0904 iQ 9 294 19
Town of Midland. 5 %, 1949 ■ • 9.294 19 ^^.^^^ ^^
Town of Capreol. 6 %, 195b a\qq 94 4 567 36
City of Niagara Falls, 5%, 1943 4.599 -4 -i .00 1
$13,432,575 10 $13,513,700 66
Sick Benefit Fund: ^ „^ ,r,.r. «o
Grand Trunk Rys. (Dom. of Canada Guar.), 7%, 1940 *J
Province of Ontario, 5 7c. 1948 -^V
Town of Ridgetown, 4 }4%. 1934 ^
Town of Indian Head, 5%, 1936 Y
Town of Blairmore, 5 H %. 1932.. . .... . ^
Rural Municipality of Rosemont, 5K%. 1933
Town of Dauphin, 6 7c, 1944 • ■ ■ ■ • • • ■ '^
School Commission of Coteau Ste. Pierre. 6%, 1955 9
Town of Orillia, 5%. 1944
City of Prince Albert. 1964 ^"^
City of Edmonton. 7%. 1941 ............... •■••■• • • • ■ • ,
Roman Catholic Schools of River Ste. Pierre. 5^%, 1944 1
Rural Municipality of St. James. 5 H %. 1956 -
City of Lethbridge, 5H7o. 1946 ^5
Town of Waterloo, r,l4%. 1938 |
Town of QuWppelle, 57, 1935 ^
Town of Raymond, 57o. 1936 "
,000 00
000 00
,316 37
,000 00
,268 64
800 00
,789 65
,000 00
,428 41
.784 86
,000 00
,000 00
,9 1 1 99
.918 7S
,240 00
,666 84
,666 65
$9,989 79
48,892 12
1,322 47
5,048 50
1,257 17
802 79
3,705 35
9,000 00
23,660 70
15.784 86
2,204 27
1,033 41
2,911 99
20,671 68
3,283 65
2,689 17
6,577 81
FRATERNAL SOCIETIES FOR 1931 295
Schedule "C" — Continued
Bonds and Debentures Owned (not in default)
Sick Benefit Fund — Continued Par Value Book Value
Town of Yorkton, 5 %, 1933 $1,336 64 $1,295 55
Town of Eastview, 5 7c, 1944 9,000 00 8,215 25
Township of East York, 5%, 1959 144,304 21 140,468 94
Township of East York, 5%, 1958 22,357 42 21,762 32
Township of North York, 5%, 1944 7,099 61 7,099 61
Town of Shoal Lake, 6%, 1934 932 20 910 94
School Commission of Hull, 53^ %, 1953 13,500 00 13,583 91
Town of La Salle, 5%, 1954 1,000 00 1,000 00
City of Edmonton, 5 y, %, 1947 4,000 00 4,131 26
Roman Catholic Schools of Bedford, 5 J^ %, 1952 1,200 00 1,243 99
School District of Strathcona, 5 %, 1939 1,333 34 1,333 34
Town of Greenfield Park, 5 %, 1942 20,000 00 18,276 26
Toronto Power Company, 4 i^%, 1941 48,666 66 44,428 65
Town of Pointe-aux- Trembles, 6%, 1953 9,000 00 9,828 68
City of St. Lambert, 5H %, 1954 1,000 00 1,046 34
City of Verdun, 5 H 7c, 1954 1,000 00 1,054 64
Town of Ste. Rose, 6%, 1954 10,000 00 11,066 05
Town of Montreal East, 6 %, 1954 1,000 00 1.116 66
Town of Ste. Pierre, 6%, 1935 2,000 00 2,280 65
Town of St. Michael, 6 %, 1956 10,000 00 11,403 24
Town of Montreal East, 6 %, 1955 1,000 00 1,138 85
Town of Pointe-aux-Trembles, 6%, 1941 10,808 20 11,622 36
Village of Blyth, 5%, 1932 382 14 381 22
City of Halifax, 6 %, 1952 2,000 00 2,230 28
Town of St. Michael. 6%, 1954 1,000 00 1,135 80
Town of Montreal North, 6%, 1954 1,000 00 1,135 80
Town of Iroquois, 4 %, 1932 1,100 00 1,058 41
Village of Dundalk, 5 %. 1939 2,102 18 2,102 18
Town of Melville, 5H%, 1958 15,597 87 15,597 87
Town of Souris, 5%, 1940 7,397 78 7,040 80
City of Red Deer, 6 %, 1943 7,103 49 7,007 09
$518,013 93 $510,832 67
Totals not in default $13,950,589 03 $14,024,533 33
Schedule "D"
Bonds and Debentures Owned (in default)
Mortuary Fund: Par Value Book Value
Town of Canora, 5%, 1932 $2,238 06 $2,218 00
Rural Municipality of Key West, 6%, 1932 1,300 00 1,313 65
Rural Municipality of Caledonia, 5%, 1932 1,200 00 1,195 68
Rural Municipality of Invermay, 5 %, 1932 1,200 00 1.195 68
City of Swift Current, 3%, 1937 21,000 00 21,000 00
City of Swift Current, S 9c, 1937 6,145 77 6,145 77
School of Sacre Coeur, 6 %, 1932 250 00 249 12
City of Swift Current, 3 %, 1937 7,937 04 7,937 04
City of Swift Current, 3 %, 1937 10,914 65 10,914 65
City of Swift Current, 3%, 1937 45,000 00 45,000 00
Town of Estevan, 5 %, 1941 4,842 14 4,801 20
School of Radville, 6 %, 1932 700 00 698 73
$102,727 66 $102,669 52
Sick Benefit Fund:
City of Swift Current. 3 %, 1937 $17,817 46 $17,817 46
Totals in default $120,545 12 $120,486 98
CANADIAN ORDER OF ODDFELLOWS
Head Office, Toronto, Ont.
Organized. — June, 1852. Incorporated. — September 11th, 1882
Officers
D. \V. Donaldson, Grand Master; Calvin Davis, Im. Past Grand Master; George Sellar,
Deputy Grand Master; Jas. Mellor and David T. Cooper. Grand Representatives; Robert
Fleming. Secretary; W. H. Shaw, Treasurer.
Auditors. — W. L. Young and W. R. Day.
.Actuary. — Sidney H. Pipe.
296
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Governing Executive Authority
{as at date of filing statement)
Grand Master D. W. Donaldson, Toronto, Ont.; I m. Past Grand Master, Calvin Davis,
Jas. Mellor, Brantford, Ont.; David T. Cooper. Hamilton, Ont.
Siunmary of Funds
Balances of Funds — December 31st, 1931: $367 846 79
Mortuary Fund 4*734 60
Sickness Fund 170 10
Contingent Fund 5qq qq
Guarantee Fund 218 51
Child's Insurance Fund ^ QgQ 27
Building Revenue ; ; ^ '305 94
General Fund 1
^ , $375,836 21
Total 8,257 36
Add Non-Ledger Assets
$384,093 57
Deduct due and accrued Liabilities (except Reserve; ^l'743 57
Deduct unadmitted assets ! 4,683 57
^, „ , r All r- J $379,410 00
Net Balance of All Funds _Z .
$306,578 12
Reserve as per Actuary s report . —
Balance— Surplus of Assets over all Liabilities and Reserve $72,831 88
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Book value of real estate, office premises (less encumbrances) *3l'450 00
Mortgage loans on real estate, first mortgages 5I39O 00
Loans and liens on policies ,• • • : : " ',
Book values of bonds, debentures and debenture stocks: ^^^ ^g
Not in default ^ 2324 75
In default 1:^ 305,520 03
Cash on hand and in banks: ^^ 252 81
On hand at head office I'qi^ fl'i
In chartered banks of Canada in Canada i 1 nqs 47
In all other banks and depositories ' ^4 263 33
,. , J . . '212 85
Amounts owing by lodges .
^ , , J . . $375,836 21
Total Ledger Assets __I
Non-Ledger Assets ^. _„, _„
. J $0,971 5b
Interest due and accrued •,•,■••.•••;• >;■ 2 285 80
Collections reported, but not received by head oltice ;
^ , ^, r ^ ^ , $8,257 36
Total Non-Ledger Assets
^ , , , $384,093 57
Total Assets
Deduct assets not admitted: <• .. j j j.,t,„„f„r»e ;r, riAfmU 1 743 57
-^ "ciency of market under »-""'- ""'■"> -f J^-"H<= anH H^hentures in default i-.i'i-^
Total Admitted Assets
Liabilities
$■"* 940 00
Provision for unpaid claims, death benefits Zl
vo 940 00
Total Liabilities (except Reserve) '
Net required Reserve, per Actuary's report, for outstanding contracts o^ = ^ ^^j^ -^o
Mortuary Fund * ,>'nnn net
Mortuary Fund, Contingent Reserve b.vuyi uu
^ , „ $306,578 12
Total Reserve
Statement of Operation for Each Fund for the Year Ending 31st December, 1931
Mortuary Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $349,229 82
Income for the year: a.qc aqo r.ci
Premiums (with extra dues, etc.) 17610 37
Interest and rents '893 26
Profit on sale of debentures
53.996 18
Total Income
$403,226 00
Deffdency^of market under book value of bonds and debentures in default.
$382,350 00
FRATERNAL SOCIETIES FOR 1931 297
Mortuary Fund — Continued
Disbursements for the year:
Death claims $20,633 00
Surrender values 2,842 93
Total Disbursements $23,475 93
$379,750 07
Deduct :
Transfers to General Fund 11,903 28
Balance of Fund (Ledger Assets), December 31st, 1931 $367,846 79
Sickness Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $4,490 01
Income for the year:
Premiums $129 33
Interest and rents 211 27
Other income 3 70
Total Income 344 30
$4,834 31
Disbursements for the year:
Sickness clai ms 99 71
Balance of Fund (Ledger Assets}, December 31st, 1931 $4,734 60
Guarantee Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $500 00
Receipts from lodges $166 50
Receipts from interest 27 50
Total Income 194 00
$694 00
Deduct :
Transfers to General Fund 194 00
Balance of Fund (Ledger Assets), December 31st, 1931 $500 00
Contingent Fund
Income for the year:
American exchange $170 10
Balance of Fund (Ledger Assets), December 31st, 1931 $170 10
Child's Insurance Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $205 22
Income for the year:
Assessments 13 29
Total Income $218 51
Balance of Fund (Ledger Assets), December 31st, 1931 $218 51
Building Revenue Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $683 77
Income for the year:
Receipts from rentals $2,096 00
Receipts from interest 19 53
Total Income 2,115 53
$2,799 30
Disbursements for the year:
Caretaking, $208.00; fuel, $232.87; repairs, $88.38 $529 25
Interest, $800.00; taxes, $410.38 1,210 38
Total Disbursements 1,739 03
Balance of Fund (Ledger Assets), December 31st, 1931 $1,060 27
298
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930
Income for the year:
Assessments, dues, fees and fines $3,805 72
Other revenue:
Charter fees 50 00
Registration fees 97 00
Lodge supplies 169 53
Sundries 8 00
Total Income
Disbursements for the year:
Head Office Expenses:
Salaries $6,289 98
Directors' fees 281 75
Auditors' fees 200 00
Actuaries' fees and expenses 375 00
Travelling expenses 304 70
Rents 1,200 00
Total $8,651 43
Agency and Organization Expenses:
Commissions $558 00
Salaries 4,969 75
Advertising 72 30
Miscellaneous 99 02
Total 5,699 07
.4// Other Expenses:
Bonding $33 00
Books and periodicals 129 67
Legal fees 44 56
Medical fees 200 00
Taxes and licenses 185 64
Telephone, telegrams and express 107 40
Lodge supplies 122 71
Light and water 34 34
Honorarium G. M 250 00
Official publications 782 69
Miscellaneous 413 87
Total 2,303 88
Total Disbursements
Transfers from: Mortuary Fund $11,903 28
Guarantee Fund 194 00
Balance of Fund (Ledger Assets), December31st, 1931
Exhibit of Policies (Mortuary)
$1,732 79
4,130 25
$5,863 04
16,654 38
;i0,791 34
12,097 28
$1,305 94
Classification
Whole Life
Continuous Premiums
Whole Life
Limited Payment
Pre miu ms
Endowment Assurances
No.
(1)
A mount
(2)
No.
(3)
A mount
(4)
No.
(5)
Amount
(6)
At end of 1930
New issued
1,256
2
2
$922,826
1,250
995
30
00
00
4
$3,000 00
148
27
$130,750 00
20,000 00
Old revived
1
1,000 00
Recovered from dis-
Old increased
Transferred to
Totals
1,260
$925,071
30
5
$4,000 00
175
$150,750 00
Less ceased by:
Death
19
$15,875
00
Mat urit y
Disability
15
29
1.877
20.590
10.959
68
00
82
4
10
205 00
8.250 00
3,795 00
2
1,105
00
65
$50,407
50
14
$12,250 00
At end of 1931. . . .
1,195
$874,663
80
5
$4,000 00
161
$138,500 00
FRATERNAL SOCIETIES FOR 1931
299
Exhibit of Policies Mortuary — Continued
Classification
2
0-Pay Life
Paid-Up
Totals
Total for the
Province only
No.
(7)
A mount
(8)
No.
(9)
A mount
(10)
No.
(11)
Amount
(12)
No.
(13)
Amount
(14)
At end of 1930
298
49
$266,750
35,250
00
00
181
$52,959 50
1,887
78
3
$1,376,285
56,500
1,995
80
00
00
1,616
43
3
$1,132,555 00
30,500 00
1,995 00
Recovered
510 00
605 00
2
510
1,105
00
00
2
510 00
Transfered to.
1
500
00
1
1,105 00
Totals
348
$302,500
00
182
$54,074 50
1,970
$1,436,395
80
1,664
$1,166,665 00
Less ceased by:
Death
15
$4,758 00
34
$20,633
00
33
$20,083 00
10
51
760
45,000
11,989
25
00
75
29
90
2,842
73,840
26,744
93
00
57
21
82
2,365 18
Lapse
66,840 00
20,652 32
Transferred
2
1,105
00
2
1,105 00
Total ceased. .
61
$57,750
00
15
$4,758 00
155
$125,165
50
138
$111,045 50
At end of 1931
287
$244,750
00
167
$49,316 50
1,815
$1,311,230
30
1,526
$1,055,619 50
Miscellaneous
What class or classes of members, if any, are entitled in event of discontinuance of premium
payment to benefit thereafter? Paid-up policies.
Under what conditions as to membership, etc., are such benefits available? Death.
What is the nature of benefits so granted? Face value of policy.
Give particulars of any distribution of surplus during last three years. None.
Valuation Balance Sheet
MORTU.\RY DEPARTMENT
Liabilities
Reserve $300,578 12
Unpaid claims 2,940 00
Contingent reserve 6,000 00
Investment reserve 10,000 00
Total $319,518 12
Life Insurance Fund $376,061 75
Total $376,061 75
The ratio of assets to liabilities was 117.7 per cent.
The valuation basis was the Fraternal American Table, at 4 3^ per cent, interest for readjusted
business and 4 per cent, for business written since adjustment.
The amount of insurance valued was $1,311,230.00.
The valuation was made by Sidney H. Pipe, Fellow of the Actuarial Society of America.
No valuation was made of sickness department.
Schedule "C"
Bonds and Debentues Owned by the Society (not in default)
Mortuary Fund: Par Value Book Value
Town of Sandwich, Ont., 5 H %, 1942 $1,000 00 $1,020 69
Town of Sandwich, Ont., 5 3-^%, 1943 1,000 00 1,022 05
School District of Beaver Hill, Sask., 6 %, 1941 2,728 15 2,696 12
School District of Norquay, Sask., 6 %, 1947 3,500 00 3,963 17
Township of Teck, Ont., 6 %, 1933 2,863 93 2,863 93
Town of Kerrobert, Sask., 6 %, 1953 11,124 52 11,777 59
School District of Falher Consolidated, Alta., 6 J^ %, 1945 13,066 67 13,815 11
Town of Melfort, Sask., 6 %, 1942 5,467 22 5,700 11
Village of St. Romauld, Que., 5%, 1939 5,000 00 5,039 16
Town of North Battleford, Sask., 5}4%, 1953 9,733 33 10,368 60
Town of Watrous, Sask., 5 3^ %, 1956 21,828 91 21,591 86
Township of Calvert, Ont., 5 3^2 %. 1952 12,000 00 12,738 92
Township of Calvert, Ont., 5 3^ %, 1955 7,000 00 7,389 36
Town of Glace Bay, N.S., 6 %, 1950 22,000 00 24,678 37
Town of Vegreville, Alta., 6 %, 1952 13,324 37 14,777 24
Town of The Pas, Man., 6 %, 1959 27,000 00 30,492 04
300
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Schedule "G" — Continued
Bonds and Debentures Owned by the Society (,not in default)
Mortuary Fund — Continued Par Value Book Value
Township of Teck, Ont., 6 %, 1940 $4,749 09 *4,986 39
Town of Selkirk, Man., 6H%, 1947 5,000 00 O'802 .32
Town of Dryden, Ont., 5K %. 1950 1,000 00 1,060 43
Rural Municipality of East Kildonan, Man., 6 %, 1942 3,000 00 .3,118 4o
Rural Municipality of North Kildonan, Man., 6%, 1945 5,000 00 5,289 49
Town of Sydney Mines, N.S., 6%, 1941 2,000 00 2,118 74
Rural Municipality of Woodlea, Man., 6%, 1936 13,243 23 13,203 20
Town of Drumhellar, Alta., 6%, 1949 14,159 83 15-138 92
Township of Teck, Ont., 6%, 1949 18,194 02 19-966 00
School District of East Kildonan, Man., 5 M %- 1956 4,500 00 „4,921 40
School District of East Kildonan, Man., 6 %, 1951 19,000 00 20,7.38 82
School District of De Lisle, Man., 5 J^ %, 1941 7,462 18 ,7'?i? .?
School District of Denzil, Sask., 6 %, 1949 9,134 56 10'i91 44
School District of Smiley, Sask., 6f^c. 1950 3,775 98 4,076 62
School District of Smiley, Sask., 6 %, 1950 9,728 16 10,191 56
$278,584 15 $298,356 79
Sick Benefit Fund:
Town of Sydney Mines, N.S., 5^%- 1944 $1,000 00
Town of Hawkesbury, Ont., 6 %, 1939 1,000 00
Town of Sault Ste. Marie, Ont., 5 %, 1940 1,000 00
Town of Sault Ste. Marie, Ont., 5%, 1941 1.400 00
$4,400 00
Guarantee Fund:
Town of Sydney Mines, N.S., 5 3^ %, 1944 .
$500 00
Totals not in default $283,484 15
$1,000 00
1,031 67
963 10
1,343 72
$4,338
49
$500
00
$303,195
28
Schedule "D"
Bonds and Debentures Owned by the Society (in default)
Mortuarv Fund: Par Value Book Value
Town of East End, Sask., 6 %, 1937 $2,275 38 $2,324 75
CANADIAN WOODMEN OF THE WORLD*
He.\d Office, London, Ont.
Officers. — Head Consul Commander, Clair Jarvis, London; Head Clerk, P. C. Hooper,
London; Head Banker, J. H. Saunders, London; Head Adviser, Lieutenant Chas. E. Hanna,
Belleville, Ont.; Head Managers, John Manning, London, E. E. Hilton, Strathroy; \Vm. Meen,
Toronto; Head Physician, J. L. Huffman, M.D., London; Head Escort, H. Durrant, Toronto;
The Head Watchman, J. Bradford, Lindsay, Ont.; Head Sentry, Chas. Baldry, Niagara Falls,
Ont.; Past Head Consul, D. Cinnamon, Lindsay, Ont.
Head Managers. — John Manning, London; William Meen, Toronto; E. E. Hilton, Strathroy.
Premiums Written — Claims Incurred
Assets $1,916,842 Premiums — Ontario (net) $212,415
Ontario insurance in force (gross) . . 3,468,572 Premiums — Canada (net) 242,080
Canadian insurance in force (gross) 4,564,072 Benefits paid — Ontario (net) 103,055
Benefits paid — Canada (net) 124.042
CATHOLIC ORDER OF FORESTERS*
Head Office, Chicago, Illinois
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officers in Canada. — Michael F. Mogan, Toronto.
Chief or General Agent in Ontario. — Michael F. Mogan, 268 Carlton St., Toronto.
Premiums Written — Claims Incurred
Assets $28,233,973 Premiums — Ontario (net) $109,482
Ontario insurance in force (gross) . . 3,989,317 Premiums — Canada (net) 392,407
Canadian insurance in force (gross) 15,369,317 Premiums — Total (net) 4,156,069
Total insurance in force (gross) . . . 116,416,943 Benefits paid — Ontario (net) 85,802
Benefits paid — Canada (net) 275,989
Total benefits paid (net) 2.187.093
♦See note on page 1.
FRATERNAL SOCIETIES FOR 1931 301
GRAND COUNCIL OF THE CATHOLIC MUTUAL BENEFIT
ASSOCIATION OF CANADA*
Head Office, Montreal, Quebec
Officers. — Grand President, F. J. Curran, K.C., Montreal; Grand Secretary, H. A. Fyland,
Montreal.
Directors. — C. A. Pariseault, K.C., Montreal; W. J. Sutherland, Smith's Falls, Ont.; Albon
Gillis, Summerside, P.E.I.
Chief or General Agent in Ontario. — Jno. F. Boland, 401 Reford Building, Toronto, Ont.
Premiums Written — Claims Incurred
Assets $1,525,408 Premiums — Ontario (net) $50,497
Ontario insurance in force (gross) . . 1,698,971 Premiums — Canada (net) 132,347
Canadian insurance in force (gross) 4,663,163 Benefits paid — Ontario (net) 58,885
Benefits paid — Canada (net) 147,274
CIVIL SERVICE MUTUAL BENEFIT SOCIETY
Ottawa, Ontario
Organized. — 1872. Incorporated. — 1893
Officers
President, A. G. Kingston; Secretary, J. J. McGill; Treasurer, A. W. Grant.
Auditors. — F. M. Peters and P. E. S. Brodeur.
Actuary. — A. D. Watson, B.A.
Governing Executive Authority
{as at date of filing statement)
One representative on the Board of Management from each Department of the Government
Summary of Funds
Balances of Funds, December 31st, 1931:
Mortuary Fund $110,091 75
General Fund 439 06
$110,530 81
Add Non-Ledger Assets 1,605 47
Total $112,136 28
Deduct due and accrued Liabilities (except Reserve) 2,334 84
Net Balance of All Funds $109,801 44
Reserve as per Actuary's report $85,909 00
Balance — Surplus of Assets over all Liabilities and Reserve $23,892 44
Statement for the Year Endin-^ 31st December, 1931
Assets
Ledger Assets
Liens on policies $383 48
Book values of bonds, debentures and debenture stocks not in default 108,946 21
Cash on hand. and in banks:
On hand at head office $79 84
In chartered banks of Canada in Canada 1,191 28
1,201 12
Total Ledger Assets $110,530 81
Non-Ledger Assets
Interest accrued $1,588 93
Other Non-Ledger Assets, viz.:
Assessments to be paid 16 54
Total Non-Ledger Assets $1,605 47
Total Admitted Assets $112,136 2&
♦See note on page 1.
302
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Liabilities
Premiums paid in advance $9 84
Borrowed money 1,825 00
Special reserve for contingencies 500 00
Total Liabilities (except Reserve) $2,334 84
Net required Reserve, per Actuary's report, for outstanding contracts of:
Mortuary Fund:
(a) Nominal amounts assured $67,020 00
(b) Bonuses 16,739 00
(c) Special reserve for waiver of premiums 2,150 00
Total Reserve $85,909 00
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Mortuary Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $99,606 11
Income for the year:
Premiums (with extra dues, etc.) $11,072 98
Interest and rents 5,321 18
Profit on exchange 72 60
Total Income 16,466 76
$116,072 87
Disbursements for the year:
Death claims $5,150 00
Surrender values 1,789 56
Bonuses 427 50
Total Disbursements $7,367 06
$108,705 81*
Add:
Borrowed money 4,825 00
$113,530 81
Deduct:
Borrowed money repaid $3,000 00
Transfers to General Fund 439 06
3,439 06
Balance of Fund (Ledger Assets), December 31st, 1931 $110,091 75
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 Nil
Disbursements for the year:
Head Office Expenses:
Honorariums $300 00
Printing and supplies 61 37
License and filing fee 30 00
Miscellaneous 47 69
$439 06
Transfers from Mortuary Fund $439 06
Balance of Fund (Ledger Assets), December 31st, 1931 Nil
Exhibit of Policies (Mortuary)
Classification
Whole Life
Continuous Premiums
Bonus
Additions
Totals
No.
Amount
No.
Amount
At end of 1930
1.283
58
$540,650 00
27,750 00
750 00
$35,752 00
4,955 50
1,283
68
$576,402 00
32,705 50
750 00
Totals
1,341
$569,150 00
$40,707 50
1,341
$609,857 50
Less ceased by:
14
24
6
$5,150 00
9,700 00
2,500 00
$427 50
892 50
112 50
14
24
6
$5,577 50
10,592 50
2.612 50
Total ceased
44
$17,350 00
$1,432 50
44
$18,782 50
At end of 1931
1.297
$551,800 00
$39,275 00
1.297
$591,075 00
FRATERNAL SOCIETIES FOR 1931
303
Valuation Summary, December, Slst, 1931
Attained
Amount
Value
Monthly
Value of
Net
Amount
Xet
Ages
of
of
Rates
Monthly
Liability
of Bonus
Liability
Benefits
Benefits
Valued
Rates
Additions
for Bonus
$
$
$ c.
$
$
$
$
15-19
500
107
44
106
1
20-24
20,750
4,787
18 92
4,449
338
105
24
25-29
22,750
5,809
22 65
5,159
650
382
98
30-34
74,750
21,874
82 01
17,745
4,129
3,463
1,015
35-39
115,250
38,063
141 59
29,004
9.059
6,930
2,295
40-44
118,500
44,186
167 63
32,141
12,045
8,150
3,038
45-49
80,650
34,291
130 97
22,998
11.293
6.891
2.930
50-54
61,100
29,446
115 04
18,206
11,240
5,976
2,885
55-59
34,200
18,628
72 33
10,056
8,572
3.955
2,155
60-64
12,850
7,857
29 45
3,498
4.359
1.753
1,076
65-69
6,400
4,381
16 84
1.618
2,763
1.019
697
70-74
1,650
1,245
5 60
415
830
259
195
75-79
1,250
1,025
3 37
188
837
200
164
80-84
1,200
1,043
3 51
139
904
192
167
Total. . .
551.800
212,742
810 35
145,722
67,020
39.275
16,739
The above valuation was made on the following basis, namely, the National Fraternal Congress
Table of Mortality and 4 per cent, interest. The monthly rates valued were less than the rates
payable by the following amounts: $200.00 certificate. 4 cents; $250.00, 5 cents; $500.00, 10 cents.
The valuation was made by A. D. Watson.
Schedule "C"
Bonds and Debentures Owned by the Society {not in default)
Par
Province of Ontario. 6 %, 1943 $1,
Province of Ontario, 6 %, 1936 1,
Province of Alberta, 6 %., 1936 2,
Canadian National Rys. (Do mini on Guar.), 5 % , 1969 2,
Hydro- Electric (Ontario Guar.). 4 % , 1957 1,
Hydro- Electric (Ontario Guar.). 4 '^. 1957 1,
The Pas (Manitoba Guar.), 5%. 1936 1,
Essex Border Utilities, 5^%, 1948 1,
St. John Dry dock & Ship Building Company, 5 >^ '^, 1956 2,
St. John Drydock & Ship Building Company, 5 yi % , 1939 1,
St. John Drydock & Ship Building Company, SM'^. 1947 2,
St. John Drydock & Ship Building Company, 5 }^ %, 1939 1,
St. John Drydock & Ship Building Company, 5^4%, 1952 1,
St. John Drydock & Ship Building Company, 5 M "^c • 1952 1,
St. John Drydock & Ship Building Company. 5 }i % , 1950 1,
Burrard Drvdock, 5 %. 1939 1
Calgary School District. 4,4 % , 1944 2,
Edmonton School District. 5^^, 1953 1,
Grand Mere School District. 5%, 1952 1
New Westminster, B.C.. 4 }4 %, 1941 3
Calgary, Alta.. 4 Ji 9c, 1942
Calgary. .Alta. o <7c , 1935 1
Estevan. Sask.. o%, 1943 1
Victoria, B.C., 5 14%, 1942 3
Carleton County, Ont., 6 %, 1940 1
Carleton County, Ont.. 6 9c, 1939 1
Carleton County, Ont.. 5 9^. 1936 1
Toronto, Ont.. 6 %. 1939 2
Toronto, Ont., 6 %, 1947 1
Winnipeg. Man.. 6 9c, 1940 1
Regina, Sask., 5 J^ %, 1952 2
Niagara Falls, Ont., o^A", 1952
Brandon, Man., 4 A %, 1952 1
Ottawa, Ont.. 6 7f, 1948 1
Ottawa. Ont., 5 %, 1950 1
Ottawa, Ont., 6 %, 1946 1
Ottawa. Ont.. 6 "^Tc, 1939
Sherhrooke, Que., 5 9'r. 1943
Oshawa. Ont., 5 %, 1944 2
Weston, Ont., 5 Y^ %, 1943 1
Fort William. Ont., 5%, 1940 1
Fort William, Ont., 6%, 1950 1
Smiths Falls, Ont., 5 %, 1938 2
North Bay, Ont., 5 J^ %, 1945 2
North Bay, Ont., 5 14%, 1939 2
Montreal East, Que., 6 %, 1954 2
Buckingham. C3ue., 5 9^, 1938 1
Township of East York, 5 %, 1939 1,
Vancouver, B.C., 3 }4 9c, 1944 1
Shawinigan Falls, 5 9c. 1941 1
Halifax, N.S.. 5%, 1951 1
Halifax. N.S., 5 9'c , 1961 1
Stratford. Ont., 5 9'c. 1939 1
Hull. Que., 5 }^9c, 1952 1
Hull, Que., 5 9"c, 1942 1
Hull, Que.. 4:H%, 1941 1
Edmonton. Alta., 5 }^ 9J,, 1964 1
Edmonton, Alta., 5 J^ %, 1947 1
Val
ue
Book Va
ue
,000
00
$1,025
82
,()()()
00
997
87
.000
00
2.031
44
,000
00
2.000
00
.000
00
727
91
.000
00
982
29
.000
00
989
13
.000
00
1,000
00
.000
00
2,103
98
.000
00
1.024
67
,000
00
2.097
98
,051
12
1,074
99
.000
00
1,031
58
.000
00
1,044
60
.000
00
1.035
94
.000
00
1,000
00
.000
00
1,905
25
.000
00
1.000
00
,000
00
1.019
35
,000
00
2.883
08
973
34
924
63
,000
00
998
41
,097
69
1,004
74
,000
00
2,939
48
,000
00
966
33
,490
13
1,552
50
,000
00
982
68
,000
00
2,000
00
,000
00
1,086
18
,000
00
1,035
12
,000
00
1,963
85
690
38
707
75
.000
00
866
88
.000
00
1,076
36
.000
00
1,018
18
.000
00
1.070
22
882
18
917
23
500
00
489
31
.000
00
1.962
54
,000
00
1.031
04
.000
00
983
03
.000
00
1,113
35
.000
00
2,000
00
.000
00
2,089
56
.000
00
2,058
63
.000
00
2,198
96
.000
00
997
26
.000
00
1,000
00
.000
00
861
82
.000
00
1,000
00
.000
00
1,006
11
.000
00
1,072
67
,000
00
1,000
00
,000
00
1,044
00
.000
00
1.016
94
.000
00
961
03
.000
00
1,063
17
,000
00
1.047
98
304 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Schedule "D" — Conlintied
Bonds and Debentures Owned by the Society {not in default)
Par Value Book Value
Edmonton, Alta., 5 H %. 1945 $1,000 00 $1,043 66
Edmonton, Alta., 4 J^ %, 1951 1,000 00 938 17
Township of Etobicoke, 5 %, 1935 1,000 00 1,007 20
Newmarket, Ont., 5 %, 1946 1,000 00 1,021 21
Gait, Ont., 6 %, 1940 1,000 00 1,083 07
New Toronto, Ont., 6%, 1936 1,000 00 1,041 52
Seaforth, Ont., 5 %, 1948 2,000 00 2,022 89
Point Grey, B.C., 5%, 1938 1,000 00 1,000 00
Saskatoon, Sask., 6 K %. 1940 1,000 00 1,095 59
Saskatoon, Sask., 5 J^ %, 1949 1,676 47 1,639 04
Saskatoon, Sask., 5%, 1939 2,000 00 1,951 20
Sault Ste. Marie, Ont., 5 K %, 1941 1,000 00 1,033 63
Township of Sandwich West, 5H%, 1944 2,000 00 1,954 66
Sudbury, Ont., 5 %, 1937 1,000 00 982 24
Carleton Place, Ont., 5%, 1942 900 00 885 07
Three Rivers, Que., 5K%, 1947 1,000 00 1,010 41
Three Rivers, Que., 5 H %. 1964 1,000 00 1,063 17
Drummondville, Que., 5 %, 1955 1,000 00 1,000 00
Kitchener, Ont., 5 %, 1948 434 83 434 83
Kitchener, Ont., 5 %, 1949 606 57 606 57
Glace Bay, N.S., 5 %, 1942 1,000 00 991 66
Rockcliffe Park, Ont., 5 H %. 1951 6,485 62 6,617 07
Quebec, Que., 5 %, 1959 1,000 00 1,000 00
St. James, Man., 5 J^ %, 1956 500 00 500 00
St. James, Man., 5 >i %, 1956 1,000 00 1,000 00
St. Lambert, Que., 5%, 1950 1,000 00 1,000 00
District of Penticton, 6 %, 1939 1,000 00 939 53
$108,288 33 $108,946 27
COMMERCIAL TRAVELLERS ASSOCIATION OF CANADA*
Head Office, Toronto, Ont
Officers. — President, B. F. Selby, Toronto; 1st Vice-President, G. F. Campbell, Toronto;
2nd Vice-President, D. R. McKenzie, Toronto; Treasurer, F. J. Zammers, Toronto; Secretary,
J. Rutherford, Toronto.
Directors. — Jno. Curtis, Toronto; F. F. Johnson, Toronto; G. F. Campbell, Toronto; C. A.
E. Colwell, Toronto; J. H. Dodgson, Toronto; G. A. F. Henderson, Toronto; H. N. Robertson,
Toronto; C. B. Stauffer, Toronto; H. E. Miller, Toronto; D. R. McKenzie, Toronto; W. R.
Madill, Hamilton; H. G. Wright, Hamilton; A. P. Rogers, Hamilton; A. C. Peacock, Hamilton;
S. Stroud, J. M. Taylor, Guelph; W. J. Hopwood, Peterborough; F. E. Scherer, Windsor; D. J.
Waterous, Brantford; A. E. Merrett, Winnipeg; W. Williamson, Westmount; F. L. De Wolfe,
Brockville; S. S. Holden, E. A. Connolly, R. S. Duncan, E. H. Hender, F. W. Sterling, E. L.
Pierce, L. M. Ross, H. H. W. Nesbitt, H. F. Tindale, H. E. Miller, W. L. Stern, C. E. Fice, J. J.
Galway, F. S.Urstadt, A. L. Jeffries, A. E. Gynn.
Premiums Written — Claims Incurred
Assets $3,151,178 Premiums — Ontario (net) $115,490
Ontario insurance in force (gross) . . $11,186 Premiums — Canada (net) 135,871
Total insurance in force (gross) .... il3,409 Benefits paid — Ontario (net) 119,841
Total benefits paid (net) 140,989
HAMILTON FIREMAN'S BENEFIT FUND
Head Office, Hamilton, Ont.
Incorporated. — December 14th, 1910
Officers
Chairman, Edmund Nixon; Secretary, Jas. Cochran; Treasurer, W. T. James; Assistant
Treasurer, B. McSweeney.
Auditor. — C. H. Watson (City Auditor).
Actuary. — L. K. File.
Governing Executive Authority
{As at date of filing statement)
Edmund Nixon, W. T. James, B. McSweeney, James Cochran, R. .■Xitchison, K. Cassel, W.
Kirkaldy, C. Parker.
♦See note on page 1.
FR.\TERNAL SOCIETIES FOR 1931
305
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Book values of bonds, debentures and debenture stocks, not in default $408,713 34
Cash in chartered banks of Canada in Canada 3,583 68
Other ledger assets: Notes 535 69
Total Ledger Assets $412,832 71
LlabUltiest
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Benefit Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $374,863 63
Income for the year:
Assessments, dues and fines $24,513 62
Interest 18,808 78
Premium on United Statesfunds 13 15
Donations 265 35
Notes 415 12
Profit on sale of bonds 783 29
Total Income 44,799 31
$419,662 94
Disbursements for the year:
Pensions $4,393 83
Death claims 1,700 00
6,093 83
$413,569 11
Deduct:
Transfers to General Fund 736 40
Balance of Fund (Ledger Assets), December 31st, 1931 $412,832 71
►
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930
Disbursements for the year:
Salaries $300 00
Actuary's fees and expenses 250 00
Refund of percentages 5 83
Miscellaneous 180 57
Total Disbursements
Transfers fro m Benefit Fund
Balance of Fund (Ledger Assets), DecemberSlst, 1931
Nil
$736 40
$736 40
736 40
Schedule "C"
Bonds and Debentures Owned by the Society {not in default)
Par Value
Dominion of Canada, 5% $3,000 00
Canadian National Rys. (Dominion Guar.), '^}47o 30,000 00
Province of Ontario, 5 %, 1959 2,000 00
Province of Ontario, 6 %, 1935-41 14,500 00
Province of Ontario, 4 % 3,000 00
Ontario Hydro Power Commission, 4 M %i 1970 5,000 00
City of Toronto, 6 %. 1940-49 13,000 00
City of Belleville, 6 %, 1942 5,000 00
Town of Burlington, 6 %, 1934-40 6,095 43
Town of Thorold, 6 7c, 1942 2,062 17
City of Hamilton, 4 M %■ 1936-48 175,000 00
City of Hamilton, 5%, 1934-44 75,000 00
City of Hamilton, 5 H %. 1933-41 29,016 41
City of Hamilton, 6 %, 1933-41 43,779 52
$406,453 53
Book Value
$2,970 00
29,475 00
18,937 80
5,170 00
14,120 90
5,301 00
6,095 43
2,103 82
342,571 89
$408,713 34
JNumber of certificates.
tFor last actuarial report, see report of business for 1927. See Insurance Act, R.S.O. 1927,
222, sec. 234, re societies with membership limited to government or municipal employees.
306 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE HAMILTON POLICE BENEFIT FUND
Head Office, Hamilton, Ont.
Incorporated. — July 1st, 1893
Officers
Chairman, Charles Boecher; Secretary, James McKay; Treasurer, David Coulter; Committee,
Alex. Roughead, John Duffy, Wm. Manson, Albert Goddard, VVm. Davidson.
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Mortgage loans on real estate, first mortgages $33,000 00
Book values of bonds, debentures and debenture stocks not in default 347,480 85
Cash in chartered banks of Canada in Canada 2,691 98
Total Ledger Assets $383,172 83
LlabUltlest
Net required reserve, per Actuary's report, for pensions and death benefits $347.147 00
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Benefit Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $3.51,636 23
Income for the year:
Assessments, dues and fees $20,629 73
Interest 18,967 69
Donations 393 07
Sale of unclaimed goods 303 45
Total Income 40,293 94
$391,930 17
Disbursements for the year:
Pensions 8.414 4a
$383,515 68
Deduct:
Transfers to General Fund 34Z »d
Balance of Fund (Ledger Assets). December 31st. 1931 $383.172 83
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 Nil
Disbursements for the year:
Salaries $200 00
Auditors' fees 40 00 .
Printing and supplies 40 35
Licenses and fees 55 00
Miscellaneous 7 .50
Total Disbursements $342 85
$342 85
Transfers fro m Benefit Fund 342 85
Balance of Fund (Ledger Assets), December 31st. 1931 Nil
Valuation Balance Sheet
Liabilities
Present value of pensions to pensioners (16 in all) $59,900 00
Present value ofdeath benefit 5.~"''n? SS
Present value of prospective pensions to 150 members 472,603 00
Total $600.055 00
tSee the Insurance Act, R.S.O. 1927, c. 222. sec. 234 re societies limited to government and
municipal employees.
FRATERNAL SOCIETIES FOR 1931
307
Assets
Funds on hand, December 31st, 1931 $391,724 00
Present value of future contributions of 7 per cent, salary from 150 members 241,988 00
Present value of miscellaneous receipts (averaging $900.00 per annum) 10,920 00
Total $644,632 00
ity
of
ity
ot
ity
ot
ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Ity
ot
Miscellaneous
The ratio of assets to liabilities was 107.43 per cent.
The valuation basis was the British Offices table, 4 per cent, interest.
The valuation was made by L. K. File, F.I. A., as at 31st December, 1931.
Schedule "C"
Bonds and Debentures Owned by the Society {not in default)
Par Value
Hamilton, m%, 1945 $8,000 00
Hamilton, 5 }4 %, 1942 39,000 00
Hamilton, 4 ^ %, 1945 23,000 00
Hamilton, 4K%, 1947 1,000 00
Hamilton, 5%, 1941 3,000 00
Hamilton, 5%, 1944 15,563 75
Hamilton, 5%, 1943 12,000 00
Hamilton, 4 J^ %, 1948 2,000 00
Hamilton, 5%, 1944 2,000 00
Hamilton, 4 "^ %, 1939 1,000 00
Hamilton, 4K%. 1939 2,000 00
Hamilton, 5%, 1948 12,000 00
Hamilton, 5%. 1942 2,000 00
Hamilton, 4 i^%, 1946 2,000 00
Hamilton, 4^%. 1945 2,000 00
Hamilton, 5%, 1947 12,000 00
Hamilton, 4 J^ %, 1945 1,000 00
Township of Burford, 6 %, 1944-45-46 5,000 00
Province of Ontario, 5 %, 1959 6,000 00
Province of Ontario, 4 3^^%, 1944 4,000 00
Province of Ontario, 5 %, 1948 1,000 00
Province of Ontario, 4 J^ %, 1946 2,000 00
Province of British Columbia, 4H%, 1948 4,000 00
Canadian National Railways, 5 %, 1969 2,000 00
Canadian National Railways, 5 %, 1970 1,000 00
Canadian National Railways, 5 %, 1969 2,000 00
Canadian National Railways, 4 3-^%, 1954 10,000 00
Township of Barton, 5 J^%, 1943 6,500 00
City of Toronto, 5H%, 1950 6,000 00
Montreal Protestant School Board, 5 %, 1956 11,000 00
Town of New Toronto, 5 %, 1943-44 18,185 87
Tf wn of New Toronto, 5 %, 1944 2.309 04
Grand Trunk Pacific Railway, 4 %, 1939 972 00
Town of Three Rivers, 5 }4 %, 1947 10,000 00
City of Shawinigan Falls, 4 H %. 1963 23,000 00
City of Belleville, 5 %, 1960 10,000 00
City of Regina, 4 H %, 1959 5,000 00
City of Port Arthur, 5 %, 1940-43 9,730 65
Province of Saskatchewan, 5 %, 1959 7,000 00
Town of Pointe Claire, 5%, 1944 7,000 00
Township of Etobicoke, 5%, 1936-56 5,251 82
City of Saskatoon, 4H%, 1961 5,000 00
City and County of St. Johns, N.B., 4H %. 1971 10,000 00
Town of Hanover, 5 %, 1952-55 3,281 70
Canadian National Railways, 4}4%, 1951 7,000 00
Canadian National Railways, 4 J^ %, 1956 2,000 00
City of Fort William, 4 3^%, 1956 19,000 00
Province of Saskatchewan, 4 H %, 1955 10,000 00
Payment on purchase of $10,000.00 Canadian National Railway Bonds
Total $354,794 83
Less — Adjustment to purchase price.
Book Value
$8,000 00
39,000 00
23,000 00
1,000 00
3,000 00
15,563 75
12,000 00
2,000 00
2,000 00
1,000 00
2,000 00
12,000 00
2,000 00
2,000 00
2,000 00
12,000 00
1,000 00
5,000 00
6,000 00
4,000 00
1,000 00
2,000 00
4,000 00
2,000 00
1,000 00
2,000 00
10,000 00
6,5G0 00
6,000 00
11,000 00
18,185 87
2,309 04
972 00
10,000 00
23,000 00
10,000 00
5,000 00
9,730 65
7,000 00
7,000 00
5,251 82
5,000 00
10,000 00
3,281 70
7,000 00
2,000 00
19,000 00
10,000 00
1,237 05
$356,031 88
8,551 03
$347,480 85
L
INDEPENDENT ORDER OF FORESTERS*
Head Office, Toronto, Ont.
Officers. — Supreme Chief Ranger, Frank E. Hand, Toronto; Past Supreme Chief Ranger,
Victor Morin, Montreal; Vice-Supreme Chief Ranger, John H. Laughton, London; Supreme
Secretary, John F. Lang, Toronto; Supreme Treasurer, Alex. Stewart, Toronto; Supreme
Physician, Dr. C. B. Dickson, Los Angeles, Cal.; Supreme Councilmen, J. J. Rossbottom, New
York, N.Y.; T. H. Saunders, Toronto; Supreme Counsellor, W. H. Miller.
Premiums Written — Claims Incurred
Assets $49,276,585 Premiums — Ontario $758,070
Ontario insurance in force (gross) . . 33,157,666 Premiums — Canada 1,288,288
Canadian insurance in force (gross) 50,827,780 Premiums — Total 14,270,768
Total insurance in force (gross) . . . .165,712,114 Benefits paid — Ontario (net) 1,162,676
Benefits paid — Canada (net) 1,687,999
Total benefits paid (net) 4,732,073
*See note on page 1.
308 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
JEWISH NATIONAL WORKERS' ALLIANCE OF AMERICA*
Head Office, New York, N.Y.
Principal Office in Canada, Montreal, Que.
Manager or Chief Executive Officer in Canada. — M. L. Brown, 159 Craig St., Montreal, Que.
Chief or General Agent in Ontario. — M. L. Kirshenbaum, 283 College St., Toronto.
Premiums Written — Claims Incurred
Assets $421,423 Premiums — Ontario (net) $7,078
Ontario' insurance in force (gross). . 166,800 Premiums — Canada (net) 11,381
Canadian insurance in force (gross) 341,300 Premiu ms^Total (net) . . . . W n\a
Total insurance in force (gross).... 3,713,515 Benefits paid— Ontario (net) 2,04b
Benefits paid — Canada (net) 4,^bU
Total benefits paid (net)
KNIGHTS OF COLUMBUS
Head Office, New Haven, Connecticut
Principal Office in Canada, Granby, Que.
Manager or Chief Exectuve Officer in Canada. — Dr. Claude Brown, London, Ont.
Chief or General Agent in Ontario. — Thos. E. Brown, Ottawa, Ont.
Premiums Written — Claims Incurred
Assets $36,345,475 Premiums — Ontario (net) $42,130
Ontario" insurance in force (gross).. 2,424,089 Premiums— Canada (net) 268,81Z
Canadian insurance in force (gross) 17,143,266 Premiu ms— Total (net) . . . . 6,046,979
Total insurance in force (gross) . . . .296,333,926 Benefits paid— Ontario (net -rtdT^
Benefits paid — Canada (net) 7.^,4 iS
Total benefits paid (net) 2,455,330
CHAPTER GENERAL OF CANADA KNIGHTS OF MALTA
Head Office, Toronto, Ont.
Organized. — November 30th, 1870. Incorporated. — December 11th, 1909
Officers
President, H. A. Ham; Secretary, J. B. Pugh; Treasurer, J. J. Sheppard.
Auditors. — Merson McDonald Company, W. H. Farrant.
Actuary. — M. A. Mackenzie.
Governing Executive Authority
{as at date of filing statement)
Thos. Jenkins, G. G. Sheppard, T. G. Waters, Geo. Hall, Samuel Smith, John Brewster.
Summary of Funds
Balances of Funds, December 31st, 1931:
Mortuary Fund ^^I'iil 7?
Funeral Fund 3,646 71
Extension Fund 4,070 HS
General Fund " '*^
Total ' $19-124 63
S;i 7 760 00
Reserve as per Actuary's report "^^ ''
Balance — Surplus of Assets over all Liabilities and Reserves $1.364 63
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Book values of bonds, debentures and debenture stocks not in default *^1'r44 if
Cash in chartered banks of Canada in Canada ^'
Total Assets ^^^'^^^ «^
*See note on page 1.
FRATERNAL SOCIETIES FOR 1931
309
L
LiabUities
Net required Reserve, per Actuary's report for outstanding contracts of:
Mortuary Fund $13,080 00
Funeral Fund 4,680 00
Total Reserve $17,760 00
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Mortuary Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $10,489 21
Income for the year:
Premiums (with extra dues, etc.) $817 27
Interest and rents 602 20
Part payment by U. S. Fidelity Company on bond of \V. Banks. . . 492 65
Total Income 1,912 12
$12,401 33
Disbursements for the year:
Death claims 1,000 00
Balance of Fund (Ledger Assets), December 31st, 1931 $11,401 33
Funeral Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $3,396 36
Income for the year:
Premiums $349 65
Interest and rents 200 70
Total Income 550 35
$3,946 71
Disbursements for the year:
Funeral claims 300 00
Balance of Fund (Ledger Assets), December 31st, 1931 $3,646 71
Extension Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $4,065 87
Income for the year:
Contributions by members $119 95
Interest 221 55
Sale of Lands Histories 16 00
Total Income 357 50
$4,423 37
Disbursements for the year:
Sundry 302 54
$4,120 83
Deduct:
Transfer to General Fund 50 00
Balance of Fund (Ledger Assets), December 31st, 1931 $4,070 83
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $70 81
Income for the year:
Assessments and dues $246 09
Ladies of Justice tax 12 35
Bank interest 1 15
Total Income 259 59
$330 40
Disbursements for the year:
Salaries, etc $200 00
Storage IS 00
Auditors' fees 15 00
License and filing fee 31 00
Rents 49 50
Medical fees 19 25
Miscellaneous 41 89
Total Disbursements 374 64
$44 24
Transfer from Extension Fund 50 00
Balance of Fund (Ledger Assets), December 31st, 1931 $5 76
310
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Exhibit of Policies (Mortuary)
Classification
Whole Life
Continuous Premiums
(All in the Province)
At end of 1930 .
117
$46,750 00
Totals. .
117
$46,750 00
Less ceased by:
Death
2
3
$1,000 00
1 250 00
Lapse
Total ceased. . . .
5
$2,250 00
At end of 1931. .
112
$44,500 00
Valuation Balance Sheet
MORTUARY AND FUNERAL DEPARTMENTS
Liabilities
Net reserve: Mortuary Fund $13,080 00
Funeral Fund 4,680 00
Total $17,760 00
Assets
Mortuary Insurance Fund $11,380 00
Funeral Fund 3,650 00
Accrued interest 220 00
Value of money to be collected re W. Banks 3,600 00
Total $18,850 00
Miscellaneous
The insurance valued was 112 Mortuary Fund certificates for $45,000.00 and 181 Funeral
Fund certificates of $100.00 each. The basis of theMortuary Fund valuation was the Cm (5)
Table atSH per cent, interest. In the Funeral Fund, negative values were shown at all ages
below thirty- five and were, of course, excluded.
The valuations were made by M. A. Mackenzie, F.I. A.
Under an Agreement, dated 18th day of July, 1932, approved by Order-in-Council, The
Ontario Equitable Life and Accident Insurance Company reinsured all the outstanding life
insurance policies of The Chapter General of Canada, Knights of Malta, effective as of the 15th
day of September, 1932.
Schedule "C"
Bonds and Debentures Owned by the Society (not in default)
Mortuary Fund: Par Value
Protestant Board of School Commissioners of the City of Montreal, 5%,
1952 $1,500 00
Toronto Harbour Commission, 4 J^ %, 1953 2,500 00
Dominion of Canada, 5 14%, 1934 3,000 00
Dominion of Canada, 4>^%, 1946 1,500 00
City of Oshawa, 5 %, 1939 1,000 00
$9,500 00
Book Value
$1,500 00
■ 2,538 50
2,870 50
1,407 34
974 87
$9,291 21
Funeral Fund:
Protestant Board of School Commissioners of the City of Montreal, 5%,
1952 $500 00
Toronto Harbour Commission, 4 J^ %, 1953 800 00
Dominion of Canada, 5%, 1934 700 00
Dominion of Canada, 4 J^ %, 1946 500 00
$2,500 00
$483 12
807 10
710 46
447 01
$2,447 69
Extension Fund:
Toronto Harbour Commission, 4 "^ %. 1953 $2,700 00 $2,741 58
Totals not in default $14,700 00 $14,480 48
FRATERNAL SOCIETIES FOR 1931
311
LONDON POLICE BENEFIT FUND ASSOCIATION
Head Office, London, Ont.
Organized. — January 1st, 1887. Incorporated. — January 21st, 1895
Officers
Principal Officer, Jas. Singleton; Secretary, Philip W. Harpur; Treasurer, VVm. H. Down;
Chester Langford, Trustee; Robt. Fraleigh, Trustee; Jas. S. Bell, Trustee.
Auditors. — Wm. J. Saunders, Thos. Bolton, London, Ont.
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Book values of bonds, debentures and debenture stocks not in default $229,372 63
Cash in chartered banks of Canada in Canada 11,538 59
Total Ledger Assets $240,911 22
Liabilitlest
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Benefit Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $218,090 56
Income for the year:
Assessments, dues, fees and fines $7,536 29
Interest 11,605 38
Donations 7,493 52
Total Income 26,635 19
$244,725 75
Disbursements for the year:
Pensions $2,319 00
Death claims 1,405 53
Total Disbursements 3,724 53
$241,001 22
Deduct:
Transfers to General Fund 90 00
Balance of Fund (Ledger Assets), December 31st, 1931 $240,911 22
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 Nil
Disbursements for the year:
General expense $90 00
$90 00
Transfers from Benefit Fund 90 00
Balance of Fund (Ledger Assets), December31st, 1931 Nil
Schedule "C"
Bonds and Debentures Owned by the Society (not in default)
Par Value Book Value
City of Medicine Hat, 5 7c, 1932 $7,000 00 $5,817 70
City of London, 5 }4 %, 1932 7,000 00 7,000 00
City of London, 5%, 1932 2,000 00 2,000 00
City of Sarnia, 5 K %. 1932 3,726 27 3,401 71
City of London, 5%, 1933 2,000 00 2,000 00
City of London, 5%, 1934 2,000 00 2,000 00
City of London, 57c, 1935 3,000 00 3,000 00
Huron & Erie Debenture, 4% 7c, 1936 5,000 00 5,000 00
Huron & Erie Debenture, 5%, 1936 7,000 00 7,000 00
City of Windsor, 5}i7c, 1936 7,787 07 7,389 92
City of London, 5%, 1936 3,000 00 3,000 00
Town of Preston, 5%, 1937 2,000 00 2,000 00
City of London, 5 %, 1937 3,000 00 3,000 00
tFor last actuarial report see report of business for 1927. See Insurance Act, R.S.O., 1927,
c. 222, sec. 234 re societies with membership limited to government or municipal employees.
312
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Schedule "C" — Continued
Bonds and Debentures Owned by the Society {not in default)
Par Value Book Value
Western Fair Bonds, 5 %, 1938 $7,000 00 $6,855 10
Town of Preston, 5 %, 1938 2,000 00 2,000 00
City of London, 5 %, 1938 3,000 00 3,000 00
City of London, 5%, 1938 10,000 00 10,000 00
District of Penticton, 6 %, 1939 5,000 00 4,472 50
Town of Preston, 5 %, 1939 2,000 00 2,000 00
City of London, 5 %, 1939 3,000 00 3,000 00
Dominion of Canada, 4 J^ %, 1940 5,000 00 4,862 50
City of London, 6%, 1940 3,000 00 3,202 20
Town of Preston, 5 %, 1940 2,000 00 2,000 00
City of London, 5%, 1940 10,000 00 10,000 00
City of London, 5 %, 1940 4,000 00 4,000 00
Town of Preston, 5 %, 1941 1,000 00 1,000 00
City of London, 5%, 1942 7,000 00 7,000 00
Province of Ontario, 6 %, 1943 5,000 00 5,000 00
City of London, 5%, 1943 7,000 00 7,000 00
City of London, 5%, 1944 5,000 00 5,000 00
City of London, 5 %, 1944 7,000 00 7,000 00
City of London, 5 %, 1945 5,000 00 5,000 00
City of London, 5 %, 1945 8,000 00 8,000 00
City of London, 5%, 1946 6,000 00 6,000 00
City of Edmonton, 5 14 7c, 1953 11,000 00 10,780 00
Province of Saskatchewan, 4 H %. 1955 10,000 00 8,736 00
Dominion of Canada Conversion Loan, 4K %. 1959 30,000 00 )
Dominion of Canada, 5 3^%, 1934 1,000 00 [ 30,855 00
Dominion of Canada, 5 J^ %, 1934 500 00 /
Held on deposit by Treasurer of City of London for Bonds (at par) . . . 20,000 00 20,000 00
$234,013 34 $229,372 63
LUTHERAN BROTHERHOOD*
Head Office, Minneapolis, Minn.
Manager or Chief Executive Officer in Canada. — Rev. E. Schmok, 460 Main St., Winnipeg,
Man.
Premiums Written — Claims Incurred
Assets $3,053,765 Premiums — Ontario (net) $348
Ontario insurance in force (gross).. 7,000 Premiums — -Canada (net) 6,481
Canadian insurance in force (gross) 257,500 Premiums — Total (net) 1,299,708
Total insurance in force (gross) .... 35,838,323 Benefits paid— Ontario (net) 15
Benefits paid — Canada (net) 585
Benefits paid — Total (net) 386.503
LUTHERAN MUTUAL AID SOCIETY*
Head Office, Waverley, Iowa
Manager or Chief Executive Officer in Canada. — J. Popp, 905 Confederation Life Building,
Winnipeg, Man.
Chief or General Agent in Ontario. — J. F. Hackbusch, 168 Young St., Hamilton, Ont.
Premiums Written — Claims Incurred
Assets $3,628,873 Premiums — Ontario (net) $1,869
Ontario insurance in force (gross) . . 88,000 Premiums — Canada (net) 28,299
Canadian insurance in force (gross) 940,133 Premiums — Total (net) 1,235,342
Total insurance in force (gross) ... . 30,254,413 Benefits paid — Ontario (net) 597
Benefits paid — Canada (net) 7,917
Benefits paid — Total (net) 545,835
THE MACCABEES*
Head Office, Detroit, Michigan
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — E. L. Cousins, Toronto, Ont.
Chief or General Agent in Ontario. — Earl L. Cousins, 910 Sterling Tower, Toronto, Ont.
Premiums Written — Claims Incurred
Assets $47,281,530 Premiums — Ontario (net) $152,929
Ontario insurance in force (gross) . . 3,859,834 Premiums — Canada (net) 305,785
Canadian insurance in force (gross) 7,714,054 Premiums — Total (net) 7,777,661
Total insurance in force (gross) . . . .204,309,593 Benefits paid — Ontario (net) 123,652
Benefits paid — Canada (net) 207,970
Total benefits paid (net) 7,450,475
♦See note on page 1.
FRATERNAL SOCIETIES FOR 1931 313
THE NATIONAL FRATERNAL SOCIETY OF THE DEAF*
Head Office, Chicago, Illinois
Principal Office in Canada, Toronto, Ont.
Manager or Chief Executive Officer in Canada. — J. T. Shilton, 202 Dalhousie St., Toronto, Ont
Chief or General Agent in Ontario. — J. T. Shilton, 202 Dalhousie St., Toronto, Ont.
Premiums Written — Claims Incurred
Assets $1,523,538 Premiums — Ontario (net) $4,203
Ontario insurance in force (gross) . . 156,404 Premiums — Total (net) 167,743
Total insurance in force (gross) .... 5,891,071 Benefits paid — Ontario (net) 875
Benefits paid — Total (net) 93,014
ONTARIO COMMERCIAL TRAVELLERS ASSOCIATION
Head Office, London, Ont.
Organized. — December 23rd, 1876. Incorporated. — September 13th, 1880
Officers
President, .\. W. Howe; 1st Vice-President, A. A. Morrison; 2nd Vice-President, D. S.
McGugan; Secretary, Geo. T. Hair; Treasurer, A. E. Barbour; C. \V. Nicholls, Trustee.
Auditors. — A. G. Calder, F.C.A.; J. W. Westervelt, C.A.
Actuary. — J. D. Buchanan, B.A., F.A.S.
Governing Executive Authority
{as at date of filing statement)
President, A. W. Howe, 493 King St., London, Ont.; Secretary, Geo. T. Hair, 41 Gerrard St.,
London, Ont. ;^Treasurer, A. E. Barbour, 355 Piccadilly St., London, Ont.
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Mortgage loans on real estate, first mortgages $499,577 47
Book values of bonds, debentures and debenture stocks not in default 411,961 39
Cash in Ontario Loan & Debenture Company 7,916 65
Total Ledger Assets $919,455 51
Non-Ledger Assets
Interest accrued $28,445 49
Total Non-Ledger Assets $28,445 49
Total Admitted Assets $947,901 00
Liabilities
Provision for death benefits $3,465 00
Liabilities due and accrued, salaries 820 00
Special reserve for contingencies:
Relief $54 06
Special donations 135 46
189 52
Total Liabilities (except Reserve) $4,474 52
Net required Reserve, per Actuary's report, for outstanding contracts of:
Mortuary Fund $634.450 40
Total Reserve $634,450 40
*See note on page 1.
314
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 9
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Mortuary Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $875,253 50
Income for the year:
Premiums (with extra dues, etc.) $29,482 00
Interest and rents 55,626 82
Profit on sale of securities 1,536 31
Sale of certificate cases 43 50
Total Income 86,688 63
$961,942 13
Disbursements for the year:
Death claims 29,155 00
$932,787 13
Deduct:
Transfers to General Fund 13,331 62
Balance of Fund (Ledger Assets), December 31st, 1931 $919,455 51
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 Nil
Disbursements for the year:
Head Office Expenses:
Salaries $5,244 00
Auditors' fees 600 00
Actuaries' fees and expenses 75 00
Travelling expenses 177 30
Rents 1,080 00
Printing and supplies 781 25
Miscellaneous, L. & W. T. Co., compensation 1,948 16
Total $9,905 71
Organization Expenses:
Salaries 410 00
All Other Expenses:
Advertising $29 64
Legal fees 32 00
Taxes and licenses 218 52
Telephone, telegram and express 85 19
Light, fuel and water 19 75
Donations 874 00
Honorary membership 20 00
Miscellaneous 1,736 81
Total 3,015 91
Total Disbursements $13,331 62
$13,331 62
Transfers from Mortuary Fund 13,331 62
Balance of Fund (Ledger Assets), December 31st, 1931 Nil
Exhibit of PoHcles (Mortuary)
Classification
Whole Life
Continuous Premiums
No.
A mount
A t e n d of 1 930
3,079
182
$1,711,330 00
New issued
31,840 00
Old increased .
66,545 00
Totals. .
3,261
$1,809,715 00
Less ceased by:
Death
49
311
$29,050 00
Lapse ...
136,890 00
Total ceased ....
360
$165,940 00
At end of 1931. .
2,901
$1,643,775 00
FRATERNAL SOCIETIES FOR 1931 315
Valuation Balance Sheet
MORTUARY DEPARTMENT
LiabUltles
Present value of sums assured $908,170 60
Other liabilities 4,474 52
Total $912,645 12
Assets
Present value of future contributions $273,720 2o
Life insurance assets, 31st December, 1931 948,488 7o
Total $1,222,208 90
The ratio of assets to liabilities was 133.92 per cent.
The valuation basis was Om (5), 3H per cent.
The amount of insurance valued was $1,643,775.00.
The valuation was made by J. D. Buchanan, Fellow of the Actuarial Society of America.
The valuation was made as at December 31st, 1931.
Schedule "C"
Bonds and Debentures Owned by the Society (not in default)
Par Value Book Value
Province of Ontario, 4 H 9^. 1959 $25,000 00 $23,618 66
Province of Alberta, 5 M %. 1947 10,000 00 10,621 18
Province of Saskatchewan, 4 H '^, 1955 10,000 00 9,616 00
Canadian Northern Ontario Railroad Company, 3}^ %, 1961 17,763 33 12,119 56
Canadian National Railways, 5 %, 1969 10,000 00 10,000 00
Canadian National Railways, 4 }^ %, 1956 50,000 00 49,254 80
Canadian National Railways, 4 J^^ %, 1954 13,000 00 12,875 41
Hydro-Electric Power Commission (Ontario), 4K%i 1970 10,000 00 10,170 63
City of Port Arthur, Ont., 5%, 1937-38 35,000 00 35,465 54
City of London, 4 J-i %, 1943 5,000 00 4,599 96
City of Brandon, Man., 5 H %. 1939 12,000 00 11,473 44
Town of Glace Bay, N.S., 6 %, 1950 10,000 00 9,392 28
City of Cranbrook, B.C., QH7c, 1940 5,000 00 4,825 12
City of New Westminister, B.C., 6 %, 1945 5,000 00 5,000 00
City of London, Ont., 5 }A % . 1941-42 10,000 00 10,126 00
Town of Riverside, 6 14 %, 1932 3,654 93 3,659 53
Town of Riverside, 5 H %, 1932-43 9,375 50 9,210 25
Town of Ford City, 6 %, 1942-44 15,000 00 15,272 44
City of Sydney, N.S., 5M 7c. 1954 24,000 00 24,000 00
City of Fort William, Ont., 5 %, 1944 5,000 00 4,940 00
City of Calgary, Alta., 5 }^ %, 1954 5,000 00 5,000 00
City of Edmonton, 5 Yi %, 1952 13,500 00 13,398 74
District of Penticton, B.C., 6%, 1960 2,000 00 2,052 02
City of Edmonton, Alta., 5 K %. 1945 4,500 00 4,515 78
City of Moose Jaw, Sask., 5 %, 1953 5,000 00 4,884 70
Township of East York, Ont., 5 }4-7c, 1947 10,000 00 10,381 35
Town of New Toronto, Ont., 6 H %. 1938 4,000 00 4,224 00
City of Montreal, Que., 4 "7c, 1948 14,112 00 12,585 97
City of Sarnia, Ont., 5 7c, 1941 10,000 00 9,861 71
Township of Stamford, 5 7c, 1943-45 14,157 46 13,968 17
Town of New Waterford, N.S., 5}47c, 1949 10,000 00 10,000 00
Township of East York, Ont., 5 %, 1958 5,000 00 4,863 47
Township of East York, Ont., 5 7c, 1938 10,000 00 9,898 88
City of Three Rivers, Que., 5 }4 7c , 1947 10,000 00 10,097 78
Township of Scarborough, Ont., 5 7, 1941 5,000 00 5,000 00
City of Saskatoon, Sask., 5 7c, 1950 5,000 00 4,976 25
City of London, Ont., 4: y^ 7c, 1947 10,000 00 10,011 77
$422,063 22 $411,961 39
GRAND ORANGE LODGE OF BRITISH AMERICA*
Head Office, Toronto, Ontario
Officers. — President, Lieut. -Col. T. A. Kidd, M.P.P.; Vice-President, J. J. Williams, M.D.;
Secretary-Treasurer, T. H. Bell, M.P.P.
Directors. — Lieut. -Col. T. A. Kidd, M.P.P.; J. J. Williams, M.D.; Benjamin Kirk, Major J. C.
Boylen, James Harper and J. P. F. Williams, M.D., Medical Referee.
Premiums Written — Claims Incurred
Assets $1,132,608 Premiums — Ontario (net) $74,984
Ontario insurance in force (gross) . . 2,764,861 Premiums — Canada (net) 107,865
Total insurance in force (gross) ... . 4,052,749 Benefits paid — Ontario (net) 51,721
Benefits paid — Canada (net) 67,196
*See note on page 1.
316 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
OTTAWA FIREMEN'S SUPERANNUATION AND BENEFIT FUND
Head Office, Ottawa, Ont.
Incorporated. — 1917
Officers
President, Stanley Lewis; Secretary, J. J. O' Kelly; Treasurer, Frank G. Kennedy.
Auditors. — A. A. Crawley & Company.
Governing Executive Authority
(as at date of filing statement)
Daniel McCann, 361 Arlington Ave.; J. J. O' Kelly, 155 James St.; Fire Chief Lemieux, 203
Water St.; R. Plant, 148 Creighton St.; G. P. Gordon, Highland Park; Sidney Orange, 7 Raymond
St.; Thos. Brethour, 201 Creighton St.
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Book values of bonds, debentures and debenture stocks not in default $304,022 70
Cash on hand at head office 13,936 15
Total Ledger Assets $317,958 85
Non-Ledger Assets
Interest accrued $4,300 11
Total Non-Ledger Assets $4,300 11
Total Admitted Assets $322,258 96
LlabUitiest
Superannuation and Benefit Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $288,827 98
Income for the year:
Assessments, dues, fees and fines $21,978 26
Interest from investments 12,080 06
Bank interest 1,883 05
Premium on New York funds 92 25
Donation 25 00
Total Income 36,058 62
$324,886 60
Disbursements for the year:
Superannuation $2,649 84
Widows' benefits 3,800 00
Total Disbursements 6,449 84
$318,436 76
Deduct:
Transfers to General Fund 477 91
Balance of Fund (Ledger Assets), December 31st, 1931 $317,958 85
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 Nil
Income for the year:
Rebate $8 00
Disbursements for the year: $8 00
Salaries $300 00
Travelling expenses 56 85
Printing and supplies 39 06
Miscellaneous 90 00
Total Disbursements 485 91
$447 91
Transfers from Superannuation and Benefit Fund 477 91
Balance of Fund (Ledger Assets), December 31st, 1931 Nil
+ For last actuarial report see report of business of 1928. See Insurance Act, R.S.O. 1927,
c, 222, sec. 234 re societies with membership limited to government or municipal employees.
FRATERNAL SOCIETIES FOR 1931
317
Schedule "C"
Bonds and Debentures Owned by the Society {not in default)
Par Val
City of Ottawa, 4 H 9c. 1932 £1,000
City of Ottawa, 4%, 1939 $3,000
City of Ottawa, 5 %, 1939 503
Province of British Columbia, 5 %, 1939 10,000
City of Ottawa, 5 %, 1940 778
City of London, Ont., 5%, 1940 12,000
City of Ottawa, 5 %, 1941 567
City of Ottawa, o 7c . 1942 1.371
City of Hamilton, Ont., 5%, 1942 12,000
Toronto Junction, 4H 7c. 1943 10,000
City of Ottawa, 5 7c, 1943 689
City of Ottawa, 4 }4 7c. 1943 £400
Dominion of Canada, 5%, 1943 10,000
City of Ottawa, 5 7c, 1944 524
Dominion of Canada, 41470, 1944 3,000
City of Ottawa, 5 C^ , 1945 1,375
City of Ottawa, 5 ii 7c, 1946 265
Province of Ontario, o7c, 1948 30,000
Toronto Harbour Commissioners, 4 3'^%, 1953 64,000
Hydro-Electric Power, 4 7c , 1957 5,000
Hydro-Electric Power, 6 7c, 1940 40,000
Province of Alberta, 4 'A 7, I960 40,000
Town of N'ew Toronto, 5 %, 1940 2,000
Town of Xew Toronto, 5 7, 1942 7,000
Town of Xew Toronto, o7c, 1943 3,000
City of Ottawa, 4 7, 1937 £4,600
City of Ottawa, 4 %, 1940 £2,600
City of Ottawa, 4%, 1940 £2,400
ue
Book Va
lue
00
$4,866
66
00
3,000
00
66
503
66
00
10.000
00
83
778
S3
00
12,000
00
76
567
76
13
1.371
13
00
12,000
00
00
10,000
00
67
689
67
00
1,946
67
00
10,000
00
13
524
13
00
3.000
00
33
1,375
33
87
265
87
00
30,096
29
00
63,942
50
00
4.196
43
00
43.300
00
00
38,300
00
00
1,939
60
00
6,776
70
00
2,899
20
00
19,607
27
00
10,439
00
00
9,636
00
$304,022 70
OTTAWA POLICE BENEFIT FUND ASSOCIATION
Head Office, Ottawa, Ont.
Incorporated. — Chapter 120, R.S.O. 1926
Officers
Principal Officer, Robert \V. Mahoney; Secretary, Joseph P. Downey; Treasurer, Emile Joliat;
Ernest Sabourin, Trustee; George Coburn, Trustee.
Auditors. — Arthur A. Crawley & Company.
Actuary. — W. P. Brenton, F.I. A.
Governing Executive Authority
{As at date of filing statement)
The Board of Commissioners of Police of the City of Ottawa: Glenn E. Strike, Police
Magistrate, Ottawa; Edward J. Daly, Judge, County of Carleton; John J. Allen, Mayor, City
of Ottawa.
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Mortgage loans on real estate, first mortgages $15,000 00
Book values of bonds, debentures and debenture stocks, not in default 272,721 57
Cash in chartered banks of Canada in Canada 5,320 22
Total Ledger Assets $293,041 79
Non-Ledger Assets
Interest accrued $5,449 93
Total Non-Ledger Assets $5,449 93
Total Admitted Assets $298,491 72
LiabUitlest
tFor last actuarial report (business of 1930) see next page. See Insurance Act, R.S.O. 1927.
c. 222, sec. 234. re societies with membership limited to government or municipal employees.
318 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Benefit Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $261,799 56
Income for the year:
Assessments, dues, fees and fines $25,994 41
Interest on bank balances 98 78
Interest on mortgages 1,050 00
Interest on bonds 11,950 45
Premium on United States funds Ill 06
Miscellaneous receipts 109 10
Total Income 39,313 80
^. . $301,113 36
Disbursements for the year:
Pensions $6,171 47
Retiring allowance 1,700 00
Total Disbursements 7,871 47
^ , $293,241 89
Deduct:
Transfers to General Fund 200 10
Balance of Fund (Ledger Assets), December 31st, 1931 $293,041 79
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 Nil
Disbursements for the year:
Salaries $87 50
Auditor's fees 20 00
Rents 25 00
Taxes and licenses 61 00
Commission on bond coupons 6 60
Total Disbursements $200 10
$200 10
Transfer from Benefit Fund $200 00
Balance of Fund (Ledger Assets), December 31st, 1931 Nil
An actuarial valuation of the Fund was made as of 31st December, 1930, by Mr. W. P.
Brenton, F.I. A., and a special report thereon delivered to the Chairman of Police Commissioners.
The Actuarial Balance Sheet was as follows:
Assets
Members' future contributions $287,774 80
Assets 242,625 20
Deficiency 2,569 86
Total $532,970 04
Liabilities
Liability under:
Pension Benefit $476,908 10
Death Benefit 27,157 00
Withdrawal Benefits 2,145 00
Existing Pensions 21,004 44
Incidental expenses (assessed at 2 per cent, of members' contribution) ' 5,755 50
Total $532,970 04
In his special report to the Commissioners, the Actuary made recommendations. A
declaration of the Commissioners regarding the policy of the Board in complying with the Actuary's
recommendation has been requested by the Department, together with a new certificate from the
Actuary approving of it. When this has been done a further valuation will be made.
Schedule "C"
Bonds and Debentures Owned by the Sccieiy (not in default)
Par Value Book Value
Province of Ontario, 4 %. 1953 $10,000 00
Province of British Columbia, 4 H %, 1969 10,000 00 $9,500 00
Province of Alberta, 4 H %, 1957 10.000 00 9.757 00
Province of Alberta, 4 H %. 1956 20,000 00 19.400 00
Province of Alberta. 4 H %, 1958 5,000 00 4,801 00
Province of Saskatchewan, 4 3^%, 1955 5,000 00 4,962 50
Province of Saskatchewan, 4 H %. 1955 5,000 00 4,975 00
Canadian National Railways. 5 %. 1954 10.000 00 9,930 00
Canadian National Railways. 5 %, 1954 20.000 00 20,367 00
Canadian National Railways. 4 3-^%. 1957 86.000 00 84.495 OO
FRATERNAL SOCIETIES FOR 1931 319
Schedule "C" — Continued
Bonds and Debentures Owned by the Society {not in default)
Par Value Book Value
Canadian National Railways, 5 7c, 1969 $4,000 00 ■ $4,000 00
Canadian National Railways, 5 %, 1969 10,000 00 9,925 00
Canadian National Railways, 4 Ji %, 1955 10,000 00 9,850 00
Temiskaming and Northern Ontario Railway, 4%, 1968 10,000 00 9,675 00
Government of Newfoundland, 5%, 1952 5,000 00 5,025 00
City of Toronto, 41^2%, 1950 5,000 00 5,000 00
City of Toronto, 4 V2 %, 1956 2,000 00 1,970 00
City of Toronto, 4M%, 1953 5,000 00 4,925 00
City of Toronto, 4 M %, 1961 5,000 00 5,000 00
City of Toronto, 5 %, 1961 5,000 00 4,545 00
City of Hull, 5%, 1954 4,000 00 3,944 40
City of Hull, 5%, 1936 1,000 00 987 50
Town of Kenora, 5 %, 1951 5,000 00 5,050 00
Town of Kenora, 5 %, 1952 5,000 00 5,050 00
Township of Sandwich West, 5 H %, 1937 5,000 00 4,929 50
Township of Gloucester, 6 %, 1939 862 17 862 17
Ottawa Valley Power Company, 5 H %, 1970 5,000 00 4,762 50
Ontario Power Service Corporation, 5 H %. 1950 5,000 00 4,750 00
McLaren- Quebec Power Company, 5}i%, 1961 5,000 00 4,775 00
$277,862 17 $272,721 57
SUPREME COUNCIL OF THE ROYAL ARCANUM*
Head Office, Boston, Mass.
Principal Office in Canada, Hamilton, Ont.
Manager or Chief Executive Officer in Canada. — Lyman Lee, Hamilton, Ont.
Chief or General Agent in Ontario. — Lyman Lee, Birks Building, Hamilton, Ont.
Premiums Written — Claims Incurred
Assets $28,299,443 Premiums — Ontario (net) $45,520
Ontario insurance in force (gross) . . 1,462,503 Premiums — Canada (net) 132,214
Canadian insurance in force (gross) 4,959,483 Premiums — Total (net) 6,003,030
Total insurance in force (gross) 132,480,698 Benefits paid — Ontario (net) 49,370
Benefits paid — Canada (net) 120,298
Total benefits paid (net) 4,527,217
ROYAL CLAN, ORDER OF SCOTTISH CLANS*
Head Office, Boston, Mass.
Principal Office in Canada, Montreal, P.Q.
Manager or Chief Executive Officer in Canada. — Wm. Cromb, 23 Prudhomme Ave., Montreal,
Que.
Chief or General Agent in Ontario. — Robert O. Dawson, 424 Somerset St. W., Ottawa, Ont.
Premiums Written — Claims Incurred
Assets $1,785,318 Premiums — Ontario (net) $3,156
Ontario insurance in force (gross) . . 98,235 Premiums — Canada (net) 7,791
Canadian insurance in force (gross) 247,715 Premiu ms— Total (net) 502,189
Total insurance in force (gross) ... . 12,377,239 Benefits paid — Ontario (net) 1,250
Benefits paid — Canada (net) 4,650
Total benefits paid (net) 151,024
i
SLOVENE NATIONAL BENEFIT SOCIETY*
Head Office, Chicago, III.
Principal Office in Canada, Sudbury, Ont.
Manager or Chief Executive Officer in Canada. — Frank Nahtigal, 46 Hook Ave., West Toronto,
Ont.
Premiums Written — Claims Incurred
Assets $4,324,983 Premiums — Ontario (net) $11,087
Ontario insurance in force (gross) . . 165,600 Premiums — Canada (net) 42,335
Canadian insurance in force (gross) 690,150 Premiums— Total (net) 1,717,045
Total insurance in force (gross) .... 32,619,950 Benefits paid — Ontario (net) 13,619
Benefits paid — Canada (net) 46,533
Total benefits paid (net) 1,274,865
*See note on page 1.
320 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
THE SONS OF ENGLAND BENEFIT SOCIETY
Head Office, Toronto, Ont.
I ncor porated. — February 19th, 1875
Officers
Principal Officer, Richard Patching; Secretary or Manager, David J. Proctor; Treasurer,
Edward C. Green; Past President, Arthur J. Taylor; Vice-President, Wm. V. Oglesby; Councillor,
Rev. Canon Baynes-Reed.
Auditors. — Sharp, Milne & Company (Toronto).
Actuary. — S. H. Pipe, F.A.S., A. I. A.
Governing Executive Authority
{as at date of filing statement)
Supreme Council consists of above mentioned Officers
Summary of Funds
Balances of Funds — December 31st, 1931:
Mortuary Fund $289,532 18
Guarantee Fund 16,240 85
Funeral Fund 42,516 76
Supreme Lodge Expense Fund 11,932 27
Widows and Orphans Fund 1,169 08
Mortuary Fund (Junior) 27 39
General Fund 85,783 86
Total $447,202 39
Add Non-Ledger Assets 4,927 90
$452,130 29
Deduct due and accrued Liabilities (except Reserve) 2,137 52
Net Balance of All Funds $449,992 77
Reserves $246,054 39
Balance — Surplus of Assets over all Liabilities and Reserve $203,938 38
Statement for the Year Ending 31st December, 1931
Assets
Ledger Assets
Book value of real estate, office premises $40,069 35
Mortgage loans on real estate, first mortgages 8,564 54
Loans and liens on policies 2,071 00
Amortized values of bonds, debentures and debenture stocks (not in default) 308,575 10
Cash on hand and in banks:
On hand at head office $105 93
In chartered banks of Canada in Canada 87,816 47
87,922 40
Total Ledger Assets $447,202 39
Non-Ledger Assets
Interest due, $300.20; accrued, $3,914.20 $4,214 40
Rents due 713 50
— ■ — $4,927 90
Total Non-Ledger Assets $4,927 90
Total Admitted Assets $452,130 29
Liabilities
Present value of matured claims payable by instalments:
Death claims outstanding at December 31st, 1931 $1,802 GO
Accounts payable 335 52
Total Liabilities (except Reserve) $2,137 52
Net required Reserve for outstanding contracts of:
Mortuary Fund (Adult), per Actuary's report $246,027 00
Mortuary Fund (Junior) 27 39
$246,054 39
Total Reserves $246,054 39
FRATERNAL SOCIETIES FOR 1931 321
Statement of Operation of Each Fund for the Year Ending December 31st, 1931
Mortuary Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $275,945 56
Income for the year:
Premiums (with extra dues, etc.) $47,076 88
Interest and rents 13,017 58
Total Income 60,094 46
$336,040 02
Disbursements for the year:
Death claims $34,609 00
Surrender values 4,449 01
Total Disbursements 39,058 01
$296,982 01
Deduct:
Transfers to General Fund 7,449 83
Balance of Fund (Ledger Assets), December 31st, 1931 $289,532 18
Guarantee Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $15,474 95
Income for the year:
Premiums $401 71
Interest and rents 673 46
Total Income 1,075 17
$16,550 12
Deduct :
Transfers to General Fund 309 27
Balance of Fund (Ledger Assets), December 31st. 1931 $16,240 85
Funeral Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $41,325 40
Income for the year:
Assessments $29,887 84
Interest and rents 1,846 61
Total Income 31,734 45
$73,059 80
Disbursements for the year:
Funeral claims 27,190 00
$45,869 80
Deduct:
Transfers to General Fund 3,353 04
Balance of Fund (Ledger Assets), December 31st, 1931 $42,516 76
Supreme Lodge Expense Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $16,309 57
Income for the year:
Assessments $7,954 16
Bank interest 525 67
Total Income 8,479 83
$24,789 40
Disbursements for the year:
Expenses re Supreme Lodge Convention, Windsor, 1931 12,296 98
$12,492 42
Deduct:
Transfers to General Fund 560 15
Balance of Fund (Ledger Assets), December 31st, 1931 $11,932 27
Widows and Orphans Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $1,141 42
Income for the year:
Bank interest 27 66
Balance of Fund (Ledger Assets), December 31st, 1931 $1,169 08
322 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Mortuary Fund (Junior)
Balance of Fund (Ledger Assets), December 31st, 1930 Nil
Income for the year:
Premiums $30 94
Interest 7 04
Total Income 37 98
^ $37 98
Deduct :
Transfers to General Fund 10 59
Balance of Fund (Ledger Assets), December 31st, 1931 $27 39
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $89,013 39
Income for the year:
Assessments, dues, fees and fines $12,182 46
Income from advertisements 513 24
Other revenue: Lodge supplies 3,239 08
Interest 1,390 46
Rents 7,114 97
Total Income 24,440 21
^ $113,453 60
Disbursements for the year:
Head Office Expenses:
Salaries $12,665 50
Directors' fees 1,337 90
Auditors' fees 300 00
Supreme President's office 187 50
Travelling expenses 552 70
Rents 1,250 00
Printing and supplies 543 13
Miscellaneous 373 93
Total $17,210 66
Agency Expenses:
Bonuses to members $693 15
Travelling expenses 604 69
Miscellaneous 30 50
Total 1,328 34
All Other Expenses:
Expenses from other Funds $3,369 80
Additions to office furniture 140 85
Advertising 1,615 52
Wreaths 57 00
Legal fees 130 00
Sickness benefit 289 98
Taxes and licenses 2,018 09
Telephone, telegram and express, exchange and postage 713 44
Grants 145 00
Maintenance of Building 457 55
Light, fuel and water 1,014 22
Lodge supplies 2,254 40
Official publications 5,112 44
Fire insurance 393 30
Defunct Lodge funds returned 304 94
Meeting of Supreme Body 1,819 24
Swansea property written down 515 45
Miscellaneous 462 40
Total 20,813 62
Total Disbursements 39,352 62
$74,100 98
Transfers from:
Mortuary Fund $7,449 83
Guarantee Fund 309 27
Funeral Fund 3,353 04
Supreme Lodge Expense Fund 560 15
Mortuary Fund (Junior) 10 59
Total 11.682 88
Balance of Fund (Ledger Assets), December 31st, 1931 $85,783 86
FRATERNAL SOCIETIES FOR 1931
323
Exhibit of Policies (Mortuary)
Adult
Classification
Life
P
Whole
Continuous
remiums
Whole Life
Limited Payment
Pre miu ms
Totals
Totals for the
Province only
No.
A moun
t
No.
Amount
No.
Amount
No.
Amount
At end of 1930. . .
New issued
986
8
$846,816
8,000
50
00
314
12
$314,793
12,000
50
00
1,300
20
$1,161,610
20,000
00
00
974
13
2
$850,864 50
12,000 00
2,120 00
Totals
994
$854,816
50
326
$326,793
50
1,320
$1,181,610
00
989
$864,984 50
Less ceased by:
Death ...
41
15
4
$34,609
15,188
3,035
00
00
00
41
29
9
$34,609
31,343
6,565
00
00
00
35
22
6
2
$27,507 00
Surrender
Lapse
14
5
$16,155
3,530
00
00
23,143 00
4,035 00
1,590 00
Total ceased
60
$52,832
00
19
$19,685
00
79
$72,517
00
65
$56,275 00
At end of 1931. . .
934
$801,984
50
307
$307,108
50
1,241
$1,109,093
00
924
$808,709 50
J unior
Total
Totals for the
Province only
Classification
No.
Amount
No.
Amount
13
$3,250 00
8
$2,000 00
At end of 1931
13
$3,250 00
8
$2,000 00
This department commenced business November 1st, 1930. Figures above cover fourteen
months to December 31st, 1931.
Miscellaneous
Give particulars of any distribution of surplus during last three years — 1 per cent. Bonus
Distribution (1930) applied to policies.
Valuation Balance Sheet
MORTUARY DEPARTMENT
LiabUities
Net Reserve $246,027 00
Unpaid claims 1.802 00
Total $247,829 00
Assets
Life Insurance Fund $268,364 74
The ratio of assets to liabilities was 108.3 per cent.
The valuation basis was Fraternal American Table with interest at 4 per cent.
The amount of insurance valued was $1,109,093.00.
The valuation was made by Sidney H. Pipe, Fellow of the Actuarial Society of America and
of the American Institute of Actuaries.
Schedule "C"
Bonds and Debentures Owned by the Society (not in default)
Life Insurance Fund: Par Value Book Value
Dominion of Canada, 5%, 1937 $5,000 00 $4,948 00
Dominion of Canada Conversion Loan, 5}4%, 1959 65,000 00 65,286 00
Dominion of Canada National Service Loan, 5 %, 1941 25,000 00 24,750 00
Province of New Brunswick, 6 %, 1936 5,000 00 5,259 00
Province of Nova Scotia, 4 J^ %, 1952 5,000 00 5,040 50
Grand Trunk Railway, 6 %, 1936 10,000 00 10,176 00
Canadian National Railways, 5 %, 1954 10,000 00 9,946 00
Dominion of Canada Guaranteed C.N.R.. 5%, 1969 5,000 00 5,292 50
City of Regina, 5 H %, 1949 5,000 00 5,159 00
324 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Schedule "C" — Continued
Bonds and Debentures Owned by the Society {nol in default)
Life Insurance Fund — Continued Par Value Book Value
City of North Bay, 5 %, 1941 $5,000 00 $4,988 50
Town of Weston, 5 %, 1941 2,000 00 ] ,961 40
City of Winnipeg, 4}4%, 1957 5,000 00 5,045 50
Portage la Prairie, 5 %, 1948 5,000 00 5,033 00
Town of Smith's Falls, 5%, 1943 3,000 00 3,000 00
City of Windsor, 5 %, 1940 1,000 00 1,000 00
City of Port Arthur, 5%, 1934 5,000 00 4,997 00
City of Moose Jaw, 5 7c, 1941 4,000 00 3,962 80
City of Toronto, 5 %, 1938 4,000 00 3,945 60
Town of Cobourg, 5H %, 1938 1,000 00 1,016 40
Town of Cobourg, 5 H %, 1939 2,000 00 2,036 80
Town of Cobourg, 5 J^ %, 1940 3,000 00 3,061 20
City of Oshawa, 5^ %. 1942 5,000 00 5,082 50
Town of Port Colborne, 5 %, 1955 5,000 00 4,864 00
City of Vancouver, 5 %, 1944 10,000 00 10,000 00
City of Saskatoon, 5 %, 1945 10,000 00 9,951 00
Town of Leaside, 5 H 7c, 1958 5,000 00 5,106 50
Town of Kapuskasing, 6 %, 1942 5,000 00 5,080 50
City of Victoria, 6%, 1937 5,000 00 5,093 50
City of Edmonton, oH7€, 1945 10,000 00 10,124 00
Montreal Protestant Schools, 5%, 1944 5,000 00 4,994 50
Calgary School District, 5 %, 1952 10,000 00 10,000 00
Walkerville-East Windsor Water Co mmission, 5 J-2 %, 1946 5,000 00 5,177 00
Guarantee Fund:
Dominion of Canada 1931 Conversion Loan, 5147c, 1959 5,000 00 5,022 00
Dominion of Canada National Service Loan, 5 %, 1941 5,000 00 4,950 00
Canadian Northern Railway, 7%, 1940 5,000 00 5,274 00
Adult and Junior Funeral Funds:
Dominion of Canada 1931 Conversion Loan, 5 J^ %, 1959 15,000 00 15,066 00
City of Toronto, 5 %, 1938 9,000 00 8,877 60
General Fund:
Dominion of Canada, 5 7c, 1933 100 00 100 00
Dominion of Canada, 5^4 7c, 1937 150 00 150 00
Dominion of Canada National Service Loan, 5 %, 1941 5,000 00 4,950 00
City of Toronto, 5 %, 1938 12,000 00 11,836 80
Widows' and Orphans' Fund:
Dominion of Canada National Service Loan, 5 %, 1941 1,000 00 970 00
$307,250 00 $308,575 10
SONS OF SCOTLAND BENEVOLENT ASSOCIATION
Head Office, Toronto, Ont.
Organized. — June 27th, 1876. Incorporated. — April Sth, 1880
Officers
Principal Officer, Lieut. -Col. Alex. Cowan; Secretary or Manager, Col. D. M. Robertson;
Treasurer, Col. Alex. Fraser; Past Grand Chief, Dr. John Ferguson; Grand Chieftain, Rev. D.
Wallace Christie; Grand Medical Examiner, Dr. C. A. Warren.
Auditors. — G. S. Fleming and John Archibald.
.Actuary. — L. K. File.
Governing Executive Authority
(as at date of filing statement)
Executive Board. — Dr. John Ferguson, Col. D. M. Robertson, Rev. D. Wallace Christie,
Dr. Alex. Fraser, Alex. Cowan, Judge Tytler, J. P. MacGregor, Adam Brand, Robert Lewis, A. C.
Gordon, W. A. Murray.
Summary of Funds
Balances of Funds — December 31st, 1931:
Mortuary Fund $1,332,954 67
Sickness Fund 28,684 19
Juvenile Fund 623 59
General Fund 5,745 01
Total $1,368,007 46
Add Non-Ledger Assets 34,752 34
$1,402,759 80
Deduct due and accrued liabilities (except Reserve) 12,283 42
Net Balance of .\I1 Funds $1,390,476 38
Reserve as per Actuary's report $1,142,117 GO
Balance — Surplus of Assets over all Liabilities and Reserve $248,359 38
FRATERNAL SOCIETIES FOR 1931 325
Statement for Year Ending 31st December, 1931
Assets
Ledger Assets
Loans and liens on policies $9,502 05
Book values of bonds, debentures and debenture stocks, not in default 1,330,849 78
Cash on hand and in banks:
On hand at head office $5,021 80
In chartered banks of Canada in Canada 17,633 83
22,655 63
Deposit with Quebec Government 5,000 00
Total Ledger Assets $1.368,007 46
Non-Ledger Assets
Interest accrued : $22,290 94
Collections reported, but not received by head office 12,461 40
Total Non-Ledger Assets $34,752 34
Total Admitted Assets $1.402.759 80
LiabUlties
Provision for unpaid claims — Death benefits $12,283 42
Total Liabilities (except Reserve) $12,283 42
Net required Reserve, per Actuary's report, for outstanding contracts of:
Mortuary Fund (with bonus) $1,112,218 00
Sickness Fund 29.406 00
Juvenile Fund 493 00
Total Reserve $1,142,117 00
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Mortuary Fuxd
Balance of Fund (Ledger Assets), December 31st, 1930 $1,282,263 99
Income for the year:
Premiums (with extra dues, etc.) $101,169 99
Interest and rents 64.203 46
Liens on policies 2.724 18
Amortization of bonds and debentures 611 45
Total Income 168,709 08
$1,450,973 07
Disbursements for the year:
Death claims 81,815 35
$1,369,157 72
Deduct:
Transfers to General Fund 36,203 05
Balance of Fund (Ledger Assets), December 31st, 1931 $1,332,954 67
Sickness Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $24,972 35
Income for the year:
Premiums $3,965 65
Interest and rents 1,192 76
Total Income 5,158 41
$30,130 76
Disbursements for the year: __,
Sickness claims ' 1.446 57
Balance of Fund (Ledger Assets), December 31st, 1931 $28,684 19
Juvenile Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $363 10
Income for the year:
Premiums $252 51
Interest 7 98
260 49
Balance of Fund (Ledger Assets), December 31st, 1931 $623 59
t2— S. I.
326
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $8,088 13
Income for the year:
Assessments, dues, fees and fines $5,841 70
Supplies sold 548 25
Interest 46 62
Total Income 6,436 57
$14,524 70
Disbursements for the year:
Head Office Expenses:
Salaries $9,818 05
Directors' fees 662 00
Auditors' fees 200 00
Actuaries' fees and expenses 450 00
Travelling expenses 881 16
Rents 1,000 00
Printing and supplies 1,897 96
Total $14,909 17
Agency and Organization Expenses:
Commissions $133 00
Salaries 15,302 50
Travelling expenses 6,200 93
Miscellaneous 240 75
Total 21,877 18
All Other Expenses:
Advertising $5 00
Medical fees 45 00
Taxes and licenses 419 50
Telephone, telegram and express 157 62
Light, fuel and water 29 06
Meeting of Supreme Body 6,298 20
Miscellaneous 1,242 01
Total 8,196 39
Total Disbursements 44,982 74
$30,458 04
Transfers from Mortuary Fund 36,203 05
Balance of Fund (Ledger Assets), December 31st, 1931 $5,745 01
Exhibit of Policies (Mortuary)
Classification
Whole Life
Continuous
Premiu ms
Whole Life
Limited Payment
Pre mi u ms
E
A
ndowment
ssurances
No.
(1)
A mount
(2)
No.
(3)
A mount
(4)
No.
(5)
A mount
(6)
At end of 1930
4,985
462
11
4
$3,118,000
285,250
5,750
1,500
00
00
00
00
1,484
164
15
5
$869,750
104.000
7.500
3.250
00
00
00
00
485
101
$270 250 GO
51.250 00
Old revived
Old increased
Totals
5,462
$3,410,500
00
1,668
$984,500
00
586
$321,500 00
Less ceased by:
Death
81
10
587
4
$66,500
4,750
345,250
3,000
00
00
00
00
.3
308
5
$2,500
6,000
189.250
4.500
00
00
00
00
3
$1,500 00
Surrender
Lapse
99
53.500 00
Decrease
Total ceased
682
$419,500
00
323
$202,250
00
102
$55,000 00
At end of 1931
4,780
$2,991,000
00
1,345
$782,250
00
484
$266,500 GO
FR.ATERNAL SOCIETIES FOR 1931
327
Exhibit of Policies (Mortuary) — Continued
Classification
Other Plans
Bonus
Additions
Totals
Totals for the
Province only
No.
(7)
Amount
(8)
(9)
No.
(10)
Amount
(11)
No.
(12)
Amount
(13)
At end of 1930
New issued
48
17
$13,005
4,999
00
00
$147,270
66,995
385
00
00
00
7,002
744
26
9
$4,418,275 00
512,494 00
13,635 00
4,750 00
4,834
512
15
6
$3,187,375 00
384,193 00
5,195 00
4,000 00
Totals
65
$18,004
00
$214,650
00
7,781
$4,949,154 00
5,367
$3,580,763 00
Less ceased by:
Death
3
$1,681
00
$5,305
765
7,690
00
00
00
90
17
994
9
$77,486 00
11.515 00
595,690 00
7,500 00
82
13
663
6
2
$72,701 00
9,125 00
424,780 00
5,500 00
1,010 00
Total ceased
3
$1,681
00
$13,760
00
1,110
$692,191 00
766
$513,116 00
At end of 1931.-.
62
$16,323
00
$200,890
00
6,671
$4,256,963 00
4,601
$3,067,647 00
Mlscellaneoiu
What class or classes of members, if any, are entitled in event of discontinuance of premium
payment to benefit thereafter? Active members.
Under what conditions as to membership, etc., are such benefits available? Five years' full
membership.
What is the nature of benefits so granted? Paid-up insurance.
Give particulars of any distribution of surplus during last three years: Bonus of 2 per cent, of
insurance given to all Active Members, June 23rd, 1925, who were in good standing, June 23rd,
1923. Additional bonuses given 1927, 1929, 1931 to all members in good standing, January 1st,
1925, 1927 and 1929, respectively.
Valuation Balance Sheet
MORTU.^RY DEPARTMENT
Liabilities
Net reserve re policies and bonuses $1,112,218 00
Accrued liabilities (death claims) 12,283 00
Total $1.124,501 00
Assets
Ledger .'\ssets and accrued inter est $1,332,955 00
The ratio of assets to liabilities was 121 per cent. The valuation basis was the British Offices
Males Experience (Om), with interest at 4 per cent.
The amount of insurance valued was $4,256,963.00.
Net Reserve.
SICKNESS DEP.^RTMENT
Liabilities
$29,406 00
Ledger Assets and accrued interest.
Assets
$29,450 00
The valuation for sickness contracts was the Manchester Unity Table (modified), combined
with the Mortality Table deduced from the same experience, with interest at 3 H per cent. The
number of certificates valued was 411.
The valuation was made by L. K. File, Fellow of the Institute of Actuaries of Great Britain.
JUVENILE DEPARTMENT
Liabilities
Net Reserve.
$493 00
Assets
Ledger Assets and accruedinterest $656 00
The net reserve was arrived at by accumulating the gross premiums (excluding those paid
in the year of issue) to the end of 1931, with interest compounded at the rate of 4 per cent, per
annu m.
328
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Schedule "C"
Bonds and Debentures Owned by the Society (not in default)
Mortuary Fund: Par Value
Dominion of Canada Refunding Loan, 5 %, 1943 $25,000 00
Dominion of Canada Renewal Loan, 5 K %. 1932 15,000 00
Dominion of Canada, 4 ^4 %, 1940 100,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5 J^ %, 1954. . . 35,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5 3^%, 1954. . . 100,000 00
Canadian National Railways (Guar, by Dom. Gov.), 4 H %, 1954. . . 50,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5 J/^ %. 1954. . . 249,000 00
Canadian National Railways f Guar, by Dom. Gov.), 5 14%, 1954. . . 30,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5}4%, 1954. . . 35,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5 J4 %, 1954. . . 40,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5 K %, 1954. . . 15,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5 }4%, 1954. . . 12,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5 J^ %, 1954 . . . 15,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5 34 %, 1954. . . 5,000 00
Dominion of Canada National Service Loan, 5 %, 1941 20,000 00
Canadian National Railways Debenture Stock, 3 K %, 1958 45,000 00
Province of Ontario, 6 %, 1935 30,000 00
Province of Ontario, 6 %, 1941 25,000 00
Province of Ontario, 6 %, 1936 20,000 00
Province of Ontario, 5 7c, 1948 30,000 00
Province of Ontario, 5 %, 1948 40,000 00
Province of Manitoba, 5 %, 1959 15,000 00
The Ontario West Shore Railway, 5 %, 1938 17,000 00
Town of Midland, 4 }4 %, 1935 1,101 23
Town of Perth, 4 }4 %, 1934 3,375 30
Town of Renfrew, 4 ' ^ , 1935 1,049 59
Town of Renfrew, 4 % , 1935 1,680 64
City of Port Arthur, 5 %, 1936 6,000 00
Town of Thorold, 5 %, 1939 6,306 65
Town of H alley bury, 5%, 1939 4,624 85
Town of Haileybury, 5%, 1937 8,371 70
Town of Kitchener, 4 34 %, 1941 6,800 84
City of Niagara Falls, 5%, 1932 2,076 31
County of Ontario, 5 %, 1932 1,528 43
Village of Grand Valley, 4 3^%, 1932 331 04
Town of Hanover, 6 %, 1942 4,010 75
Village of Brighton, 6 %, 1943 12,453 88
Town of Wingham, 5 %, 1943 2,817 45
Town of Whitby, 5%, 1939 6,727 05
Township of Dover, 6 %, 1934 2,686 34
Town of Chesley, 6%, 1943 3,471 92
Village of Maxville, 6 %, 1945 7,090 37
City of Sault Ste. Marie, 5 3-^ %, 1945 10,000 00
Town of Smith's Falls, 5 34 %, 1945 23,093 68
City of St. Catharines, 5 %, 1945 12,000 00
City of Hamilton, 5 34 %, 1933 35,009 70
Town of Weston, 5 %, 1940 15,892 93
Township of York, 5%, 1948 25,000 00
City of Toronto, 4 %, 1948 8,273 32
City of Hamilton, 5%, 1936 4,000 00
City of Fort William, 5%, 1955 8,000 00
City of Toronto, 5 34 %, 1948 17,000 00
City of Port Arthur, 5 %, 1959 15,000 00
City of London, 5 %, 1956 30,000 00
Township of Scarborough, 5 %, 1945 15,042 24
Township of Scarborough, 5 %, 1956 21,979 27
Town of Dundalk, 5%, 1950 19,864 12
Sickness Fund:
Canadian National Railways (Guar, by Dom. Gov.), 5 %, 1954. . . . 13,000 00
Canadian National Railways (Guar, by Dom. Gov.), 5%, 1954. . . . 7,000 00
Township of Scarborough, 5 %, 1956 3,000 00
$1,333,659 60
A mortized
Book Value
$24,687 05
15,005 06
98,136 00
35,339 00
101,566 56
47,658 94
253,450 09
30,330 22
35,622 33
41,415 71
15,948 58
12,378 57
15,157 07
5,003 73
19,863 74
35,063 15
29,376 00
24,960 00
19,960 00
30,219 49
40,147 29
14,963 62
17,386 72
1,109 91
3,393 58
],041 85
1,668 40
6,099 55
6,436 05
4,594 60
8.306 10
6,772 11
2,076 31
1,528 43
285 47
4,010 75
12,500 92
2,664 55
6,648 35
2,677 05
3,593 10
7,194 07
9,808 61
22,663 76
11,849 15
35,083 25
15,892 93
25,283 85
7,376 51
4,057 72
8,167 12
18.754 60
14,458 32
30,000 00
15,006 69
22,278 34
20,213 42
13,232 57
7.442 69
3,040 18
$1,330,849 78
THE CITY OF STRAFORD MUNICIPAL BENEFIT FUND*
Head Office. Stratford. Ont.
Incorporated. — April 3rd, 1930
Officers
Principal Officer, A. S. Kappele; Secretary, H. Denroche; Treasurer, W. H. Gregory.
Auditors. — F. P. Gibbs. C.A.
Governing Executive Authority
(as at date of filing statement)
Chief Chas. Gagne; Mayor C. E. Moore; .Mderman G. I. Graff; Alderman N. R. Fiebig;
Con.«!table C. E. Lightfoot; Fireman A. Parker.
*See note on page 1.
FRATERNAL SOCIETIES FOR 1931
329
Statement for Year Ending 31st December, 1931
Assets
Ledger Assets
Book values of bonds, debentures and debenture stocks, not in default $62,423 60
Cash on hand 1,760 39
Total Ledger Assets $64,183 99
Non-Ledger Assets
Interest accrued $1,986 75
Total Non-Ledger Assets $1,986 75
Total Admitted Assets $66,170 74
Liabilitiesf
Present value of accrued benefits payable by instalments $83 35
Total Liabilities (except Reserve) $83 35
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Benefit Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $55,327 86
Income for the year:
Assessments, dues, etc $2,768 76
City of Stratford, grant 3,500 00
Interest on investments 2,925 82
Total Income 9,194 58
$64,522 44
Disbursements for the year:
Pensions and benefits 200 00
$64,322 44
Deduct:
Transfers to General Fund 138 45
Balance of Fund (Ledger Assets), December 31st, 1931 $64,183 99
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 Nil
Disbursements for the year:
Salaries $100 00
Taxes and licenses 30 00
Miscellaneous 8 45
Total Disbursements $138 45
$138 45
Transfers from General Fund 138 45
Balance of Fund (Ledger Assets), December 31st, 1931 Nil
Schedule "C"
Bonds and Debentures Owned by the Society (not in default)
Par Value Book Value
Dominion of Canada, 4 J^%, 1940 $1,000 00 $1,000 00
Dominion of Canada, 4i^%, 1940 1,000 00 1,000 00
Canadian National Railways, 5 ^^r , 1969 1,000 00 1,000 00
Canadian National Railways, 5%, 1969 1,000 00 1,000 00
Canadian National Railways, 5%, 1969 1,000 00 1,000 00
Canadian National Railways, 5 %, 1969 1,000 00 1,000 00
Canadian National Railways, 4 H %, 1951 1,000 00 985 00
Canadian National Railways, 4 J^ %, 1951 1,000 00 985 00
Canadian National Railways, 4 H %- 1951 1,000 00 985 00
City of Toronto, 5 J^%, 1949 1,000 00 1,000 00
City of Stratford, 5%, 1937 1,000 00 1,000 00
Citv of Stratford, 5 Vc , 1937 600 00 600 00
City of Stratford. 5 %, 1938 1,000 00 1,000 00
City of Stratford, 5 %, 1938 600 00 600 00
City of Stratford, 5 9c, 1939 1,000 00 1,000 00
City of Stratford, 5 %, 1939 700 00 700 00
City of Stratford, 5%, 1947 235 92 235 92
City of Stratford, 5 %, 1948 247 72 247 72
tSee Insurance Act, R.S.O. 1927, c. 222, sec. 234, re societies with membership limited to
government or municipal employees.
330
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Schedule "C" — Continued
Bonds and Debentures Owned by the Society {not in default)
C
C
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
c
City o
City o
Burrit
McLeo
McLeo
McLeo
McLeo
McLeo
McLeo
McLeo
McLeo
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
Stratford
5%, 1949.
5%, 1950.
5%, 1951.
5%, 1941.
6%, 1932.
6%, 1933.
5%, 1939.
5%, 1940.
5%
5%,
5%,
5%,
5%,
1944. . .
1941. . .
1942 . . .
1941 . . .
1942. . .
5M%, 1942.
5 3^%, 1942.
5%, 1949. . .
5%, 1950. . .
5 7p, 1951. . .
5 %, 1952. . .
5 7o, 1953. . .
5%, 1954. . .
5 7o, 1955. . .
5%, 1956. . .
5%, 1957.. .
5%, 1958. . .
5%, 1943. . .
5%, 1944. . .
1945. . .
1946. . .
1947. . .
1948. . .
5%,
5%,
5%,
5%,
5%, 1949.
5%, 1949.
5%, 1949.
5%,
5%
5%,
5%
1950.
1950.
1944.
1945.
& Company (Guar, by Town of Mitchell), 5 14%, 1943
Milling Company (Guar, by City of Stratford), 514%, 1939.
Milling Company (Guar, by City of Stratford), 5^%, 1939.
Milling Company (Guar, by City of Stratford), 5 14 7c, 1940.
Milling Company (Guar, by City of Stratford), 5}^%, 1940.
Milling Company (Guar, by City of Stratford), 5}4%, 1940.
Milling Company (Guar, by City of Stratford), 53-^ %, 1940.
Milling Company (Guar, by City of Stratford), 5^4%, 1943.
Milling Company (Guar, by City of Stratford), 5^%, 1943.
L'UNION ST. JOSEPH DU CANADA
Head Office, Ottawa, Ont.
Par Value
$260 07
273 07
286 70
1,275 77
2,660 30
2,819 83
4,597 98
4,827 30
1,000 00
1,300 00
1,400 00
1,400 00
1,500 00
1,000 00
1,000 00
156 79
164 64
172 84
181 49
190 54
200 04
210 04
220 54
231 54
243 17
850 00
900 00
950 00
1,000 00
1,040 00
1,100 00
1,150 00
1,000 00
1,200 00
1,000 00
1,300 00
1,474 31
1,548 00
1,000 00
500 00
500 00
500 00
500 00
500 00
500 00
500 00
500 00
Book Value
$260 07
273 07
286 70
1,275 77
2,660 30
2,819 83
4,597 98
4,827 30
1,000 00
1,300 00
1,400 00
1,400 00
1,500 00
1,000 00
1,000 00
156 79
164 64
172 84
181 49
190 54
200 04
210 04
220 54
231 54
243 17
850 00
900 00
950 00
1,000 00
1,040 00
1,100 00
1,150 00
1,000 00
1,200 00
1,000 00
1,300 00
1,474 31
1,548 00
1,000 00
500 00
500 00
500 00
500 00
500 00
500 00
500 00
500 00
$62,468 60 $62,423 60
Organized. — March, 1863. Incorporated. — June, 1864
Officers
Principal Officer, Notary J. S. Tetreault; Secretary-Treasurer, Charles Leclerc; Chief
Medical Examiner, Dr. J. M. Laframboise; Legal Councillor, Alex. Guibault, K.C.
Auditors. — Valmore Boudreault, I. P. A.; Henri Legault.
Actuary. — J. B. Mabon.
Governing Executive Authority
(Names and addresses as at date of filing state ment, February, 1931)
Notary J. S. Tetreault, Sherbrooke, Que.; Dr. R. H. Parent, Ottawa, Ont.; Dr. Geo. A.
Racine, Quebec, Que.; Dr. J. M. Laframboise, Ottawa, Ont.; Alex. Guibault, K.C, Joliette, Que.;
P. A. Delorme, St. Hyacinthe, Que.; Ovila Duquette, Hull, Que.; Louis Gignac, Penetanguishene,
Ont.; J. L. A. Godbout, Charlesburg, Que.; Joseph Trepanier, Quebec, Que.
Summary of Funds
Balances of Funds — December 31st, 1930:
Mortuary Fund $4,019,333 66
Sickness Fund 232.320 30
Juvenile Fund 12,679 21
Propaganda 110 09
General Fund Reserve 21,164 99
Oeuvre Centin Collegial 23 79
General Fund 20,307 86
Total $4,305,829 81
I
FRATERNAL SOCIETIES FOR 1931 331
Summary of Funds — Continued
Add Non-Ledger Assets $251,546 41
$4,557,376 22
Deduct due and accrued liabilities (except Reserve) $16,458 61
Deduct unadmitted assets 52,035 70
68,494 31
Net Balance of All Funds $4,488,881 91
Reserve as per Actuary's Report $3,769,211 00
Balance — Surplus of Assets over all Liabilities and Reserve $719,670 91
Statement for Year Ending 31st December, 1931
Assets
Ledger Assets
Book value of real estate:
Office premises (less encumbrances) $125,000 00
Held for sale (less encumbrances) 600 00
$125,600 00
Mortgage loans on real estate, first mortgages 37,000 00
Loans and liens on policies 6,782 81
Book values of bonds, debentures and debenture stocks:
Not in default 3,949,397 70
In default 162,868 35
4,112,266 05
Cash on hand and in banks:
On hand at head office $500 00
In chartered banks of Canada in Canada 18,400 79
In all other banks and depositories 5,000 00
23,900 79
Other ledger assets:
Due by local lodges 280 16
Total Ledger Assets $4.305,829 81
Non-Ledger Assets
Interest due and accrued $101,005 69
Rents due 360 00
$101,365 69
Collections reported, but not received by head office 21,815 00
Other non-ledger assets:
Loans on policies (non-interest bearing) 128,365 72
Total Non-Ledger Assets $251,546 41
Total Assets $4,557,376 22
Deduct assets not admitted:
Deficiency of market under book value of bonds and debentures in default. . . . 52,035 70
Total Admitted Assets $4,505,340 52
Liabilities
Provision for unpaid claims:
Death benefits $8,865 00
Funeral benefits 200 00
$9,065 GO
Present value of matured claims payable by instalments:
Death claims 7,369 82
Special reserve for contingencies:
Oeuvre Centin Collegial 23 79
Total Liabilities (except Reserve) $16,458 61
Net required Reserve, per Actuary's report, for outstanding contracts of:
Mortuary Fund $3,402,211 00
Sickness Fund 359,605 00
Juvenile Fund 7,395 00
Total Reserve $3,769,211 00
Statement of Operations of Each Fund for the Year Ending 31st December, 1931
Mortuary Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $3,801,594 57
Income for the year:
Premiums (with extra dues, etc.) $248,397 48
Interest and rents 191,528 00
Total Income 439,925 48
$4,241,520 05
332 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Mortuary Fund — Conlinued
Disbursements for the year:
Death claims $159,367 25
Disability claims 2,060 00
Surrender values 728 04
Old age claims 20,316 64
Sickness and Wife Death Benefits— Caisse Bon Conjoint 3,128 26
Total Disbursements 199,264 39
$4,042,255 66
Add:
Transfers from Juvenile Fund 578 00
$4,042,833 66
Deduct:
Transfers to General Fund 23,500 00
Balance of Fund (Ledger Assets), December 31st, 1931 $4,019,333 66
Sickness Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $206,871 32
Income for the year:
Premiums $75,073 23
Interest and rents 10,666 00
Total Income 85,739 23
$292,610 55
Disbursements for the year:
Sickness claims 60,290 25
Balance of Fund (Ledger Assets), December 31st. 1931 $232,320 30
Juvenile Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $10,451 17
Income for the year:
Premiums $3,351 63
Interest and rents 565 41
Total Income 3,917 04
$14,368 21
Disbursements for the year:
Funeral claims 1,111 00
$13,257 21
Deduct:
Transfers to Mortuary Fund 578 00
Balance of Fund (Ledger Assets), December 31st, 1931 $12,679 21
Propaganda Fund
Balance of Fund (Ledger Assets), December 31st, 1930 • $110 09
Deduct:
Transfers to General Fund 110 09
Balance of Fund (Ledger Assets), December31st, 1931 Nil
General Fund — Reserve
Balance of Fund (Ledger Assets), December 31st, 1930 $18,859 05
Income for the year:
Premium $1,379 89
Increase and rents 978 25
Total Income 2,358 14
$21,217 19
Disbursements for the year:
Contribution to General Fund 52 20
Balance of Fund (Ledger Assets), December 3l8t, 1931 $21,164 99
FRATERNAL SOCIETIES FOR 1931
333
Oeuvre Centin Collegial Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $44 20
Income for the year:
Voluntary subscriptions 298 99
$343 19
Disbursements for the year:
Remittances to Treasurer of the Fund 319 40
Balance of Fund (Ledger Assets), December 31st, 1931 $23 79
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $17,680 29
Income for the year:
Assessments, dues and fines $88,079 98
Other revenue: Entry fees 5,489 28
Transfer fees 281 75
Sundry 367 22
Interest and rent 943 01
Total Income 95,161 24
$112,841 53
Disbursements for the year:
Head Office Expenses:
Salaries $25,215 24
Directors' fees 1,600 00
Auditors' fees 2,023 74
Actuaries' fees and expenses 660 00
Travelling expenses 2,305 30
Furniture and fixtures 579 00
Printing and supplies 2,573 34
Total $34,956 62
All Other Expenses:
Draughting of certificates $574 30
Books and periodicals 234 24
Legal fees 142 45
Safety and P.O. boxes 330 00
Taxes and licenses 205 00
Telephone, telegram and express 1,692 79
Premium guarantee policies 45 00
Commissions to lodges on collection of monthly dues. . . 22,572 29
Official publications 2,362 00
Meeting of Supreme Body 6,966 31
Miscellaneous 577 69
Total 35,702 07
Total Disbursements 116,143 76
$3,302 23
Transfers from: Propaganda Fund $110 09
Mortuary Fund 23,500 00
23,610 09
Balance of Fund (Ledger Assets), December 31st, 1931 $20,307 86
Exhibit of Policies (Mortuary)
Classification
Whole Life
Continuous Premiums
Whole Life Limited
Payment Premiums
Endowment Assurances
No.
(2)
A mount
(3)
No.
(4)
-■^ m o u n t
(5)
No.
(6)
Amount
.A.t end of 1930
7,334
832
59
$6,173,608
751,170
21,733
00
00
00
2,027
700
9
$1,992,000 00
716,500 00
8,500 00
9,827
1,014
15
$7,752,800 00
1,028,800 00
12,500 00
New issued
Transferred to
Totals
8,225
$6,946,511
00
2,736
$2,717,000 00
10,856
$8,794,100 00
Less ceased by:
Death
Lapse
Transferred from
116
777
30
$89,855
681,087
27,700
00
00
00
11
645
14
$11,000 00
666,000 00
13,000 00
67
1,248
28
$51,700 00
1,149,200 00
28,500 00
Total ceased
923
$798,642
00
670
$690,000 00
1,343
$1,229,400 00
At end of 1931
7,302
$6,147,869
00
2,066
$2,027,000 00
9,513
$7,564,700 00
334
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Exhibit of Policies (Mortuaey)= Continued
Classification
Other Plans
Totals
Totals for the
Province only
No.
(7)
A mount
(8)
No.
(9)
Amount
(10)
No.
(11)
Amount
(12)
At end of 1930
502
8
$636,000
10,500
00
00
19,690
2,554
83
$16,554,408
2,506,970
42,733
00
00
00
4,201
412
4
$3,740,697 00
New issued
433,532 00
190 00
Totals
510
$646,500
00
22,327
$19,104,111
00
4,617
$4,174,419 00
Less ceased by:
Death
5
16
$7,500
23,250
00
00
199
2,686
$160,055
2,519,537
00
00
54
472
$43,600 00
474,650 00
2,913 00
3
3,000
00
75
72,200
00
Total ceased
24
$33,750
00
2,960
$2,751,792
00
526
$521,163 00
At end of 1931
486
$612,750
00
19,367
$16,352,319
00
4,091
$3,653,256 00
Miscellaneous
What class or classes of members, if any, are entitled in event of discontinuance of premium
payment to benefit thereafter? All classes of members admitted after January 1st, 1924.
Under what conditions as to membership, etc., are such benefits available? After four, five
or six years of membership according to the nature of the policy held.
What is the nature of benefits so granted? Paid-up values in all classes. The Twenty-Year
Endowment provides for Cash Surrender Values.
Give particulars of any distribution of surplus during last three years. In 1929 and again in
1931, one monthly assessment to the Mortuary Fund was remitted to the entire membership.
Valuation of Balance Sheet
MORTUARY DEPARTMENT
LlabUltles
Present value of promised benefits $6,974,687 00
Claims payable by instalments 7,369 82
Computed value of disability claims 2,380 00
Other liabilities 9,421 20
Total $6,993,858 02
Assets
Present value of future contributions $3,574,856 00
Sickness already paid upon certificates in force 128,365 72
Total $7,840,156 91
The ratio of assets to liabilities was 112.1 per cent.
The rate of interest earned in 1931 was 4.99 per cent.
The amount of insurance valued was $16, 352, .319. 00.
The valuation basis was N.F.C., 4 per cent.
SICKNESS DEPARTMENT
Liabilities
Present value of benefits $1,404.099 00
Assets
Present value of contributions $1,044,494 00
Funds applicable to benefits 237,421 30
Total $1,281.915 30
Degree of solvency, 91.3 per cent.
The Actuary in his valuation report on the Sickness Fund states as follows:
"The deficiency has been reduced by $19,527.98 during 1931. It is a matter of regret
that a very considerable loss in the number of members has contributed to this gain. As
this report is for valuation purposes only, no proposals for overcoming the deficiency are
suggested. A continuation of the favourable experience in 1932 will make it possible to
lower the basis of valuation with a considerable improvement in the situation and ultimately
it is hoped that the fund will become fully solvent without adjustment."
FRATERNAL SOCIETIES FOR 1931 335
Infantile Fund
Liabilities
Reserve $7,395 00
Funds applicable to benefits $12.988 21
The valuations were made by J. B. Mabon, Fellow of the Institute of Actuaries of Great
Britain, and Fellow of the Actuarial Society of America.
Schedule "C"
Bonds and Debentures Owned by the Society {not in default)
Par Value Book Value
Cameron, 5%, 1933 $726 27 $726 27
Montreal Quest, 4 %, 1941 10,000 00 9,833 19
Ottawa (scolaire), G%, 1924 33,349 50 33,349 50
Canton Marchand, 5 %, 1936 4,000 00 4,088 57
St. Joseph Bee, 5 %, 1959 8,926 35 9,424 66
L'Assomption, 5%. 1958 3,672 51 3,808 89
Carmangay, Q%, 1966 5,660 25 5,660 25
St. Boniface, Man., 5%, 1941 £100 453 93
Watrous, 5 H % , 1956 887 60 865 32
Medicine Hat, 5 7c, 1935 500 00 488 24
St. Boniface, Man., 6 %, 1939 3,715 27]
St. Boniface, Man.. 6 7c, 1949 4,000 00 7,880 60
Fort Garry, Q7. 1944 1,000 00/
Fort Garry, Q7c, 1950 1,000 00 2,050 74
He Cadieux, 5 J^ %, 1946 1.000 001
He Cadieux, 5 J^%, 1949 2,000 00^ 4,864 43
He Cadieux, 5 H %, 1950 2,000 OOJ
Inverness, 4^'^, 1937 1,000 00 937 32
North Battleford, oV27c, 1938 400 00
North Battleford, 5 J-^%, 1943 533 101 927 26
Fort Garry, Q7, 1944 1,500 00}
Fort Garry, 6 7 , 1950 1,000 00 j 2,587 07
St. Boniface, Man., 5 7c, 1943 3,000 OOt
St. Boniface, Man., 5 7c, 1944 2,000 OOj 4,721 34
Watrous, 5H 7, 1932-56 3,996 50 3,937 51
Fort Garry, b7, 1943 2,000 00 1,888 95
Watrous, ol27. 1932-56 26,542 20 26,275 16
Yorkton, 5 7c . 1940 501 53 480 66
Fort Garry, 6 7, 1950 6,000 00 6,278 50
North Battleford, 5%, 1952 3,000 00 2,781 43
Ottawa (scolaire), 4 Ji 7c, 1932 5,000 001
Ottawa (scolaire), 4 3^ 7, 1933 5,000 00 24,449 37
Ottawa (scolaire), 4 H %. 1934 10,000 00 |
Ottawa (scolaire), 4H 7c, 1935 5,000 00 j
North Battleford, 5K %, 1953 12,920 00 12,920 00
North Battleford, 5 >^7c, 1943 £100 486 66
St. Boniface, 5 7, 1941 15,000 00 14.428 97
Fort Garry. 5 7, 1943 2,000 00 1,913 82
Watrous, 5 V2 7, 1930-56 17,259 03 17,259 03
Fort Garry, G7, 1945 1,000 001
Fort Garry, 6 7, 1952 11,000 00
Fort Garry, 6 7 , 1950 15,500 00 32,286 49
Fort Garry, 6 7, 1950 3,000 00 J
Assiniboia, 5 7. 1936 5,979 83 5,830 47
St. Vital, 5 y-> 7 , 1956 300 00 300 00
St. Boniface Man,. 6 7c, 1954 2,000 00 2,155 20
St. Boniface, Man., 5 7, 1943 1,000 00 965 01
St. Boniface, Man., 5 7, 1941 4,000 001
St. Boniface, Man., 5 7, 1942 2,000 00 10,267 06
St. Boniface, Man., 5 7, 1944 3,267 06J
St. Boniface, Man., 5 7, 1943 1,000 00
St. Boniface, Man., 5 7, 1943 2,000 00 1,947 22
St. Boniface, Man., 5 7, 1944 1,000 00 972 83
Tofield, 6 7. 1932-64 22,488 57 24,403 67
Melville, 5 7 , 1932-59 45,195 32 45.195 32
Humbolt. 5 lo 7, 1932-75 47,504 71 47,504 71
McLeod, Alta.. 4 7, 1932-74 44,215 71 35,723 48
St. Bonsface, Man., 6 %, 1954 25,000 00 26,602 28
Melville. 6 7 . 1932-59 897 39 946 35
St. Boniface, Man.. 5%, 1943 20,000 00 19,129 96
McLeod, Alta.. 4 7, 1932-74 44,613 59 37.001 69
North Battleford, 5 3^ 7. 1943 £2001
North Battleford, oyo7c, 1953 £1,400/ 8,029 42
Prince Albert, 3 %, 1964 403,378 40 350,657 65
St. Boniface, Man., 6 %, 1951 70,200 00 76,577 96
West Kildonan, 5 3^ 7), 1956 155,200 00 155,200 00
Transcona, 4 7, 1956 82,500 00 82,500 00
North Battleford, 5 1^%, 1943 £1,3001
North Battleford, 5 J-^7, 1953 £2,500/ 19,595 86
West Kildonan, 5 J^7, 1956 188,900 00 202,156 70
Prince Albert, 3 7. 1964 68,130 18 62,173 20
St. Vital, 5 3^ 7, 1956 47,300 00 50.619 40
Transcona. 47. 1956 5.800 00 4.977 67
Fort Garry, 6 7,, 1950 4,000 00 4,486 98
McLeod, .\Ita., 4 7c, 1932-74 3,354 75 2,842 96
336
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Schedule "C" — Continued
Bonds and Debentures Owned by the Society (not in default)
1940.
1941.
1942.
1943.
Medicine Hat, 5%, 1951. .
Watrous, 5}4%, 19.32-56 . .
Medicine Hat, 5)4%, 1945
Jonquieres, 5 %, 1989
Grand Mere, 6 %, 1945 . . . .
Grand Mere, 6 %, 1946 ....
Grand Mere, 6 %, 1947. . . .
Grand Mere, 6 %, 1948 ....
Grand Mere, 6 %, 1949 ....
Grand Mere, 6 %, 1950 . . . .
Sandwich West, 5}^%
Sandwich West, 5 }4 %
Sandwich West, 5 3^%
Sandwich West, 5 J'^ %
Sandwich West, 5^%, 1944
Sandwich West, 5H%, 1945
Sandwich West, o}4%, 1946
Sandwich West, 5 J^ %, 1947
Sandwich West, 5 H %. 1948
Sandwich West, 5}4%, 1950
Sandwich West, 5%, 1941-59
Sandwich West, 5%, 1940-49
Kapuslvasing, 6 %, 1943-49
Peel St. Realties, Ltd., 6 H %, 1950
Farnham, 4 }i 'Z: , 1960
St. Boniface, Man., 5 J^ %, 1947 . . .
St. Boniface Man., d}4%, 1952-56.
St. Boniface, Man., 5 %, 1953
Peel St. Realties, Ltd., 6M%, 1950
Dolbeau, 5 }i %, 1945
Mont Joli, 5H%, 1940
Riverside, Ont., 5H%, 1945-46
Par Value
$1,000 00
5,823 73
1,000 00
38,500 00
14,400 001
15,200 00
16,100 00
17,100 00
100 00
11,800 00
10,260 82
11,000 00
12,667 18
21,000 00
17,000 00
310 88
10,000 00
17,476 37
14,000 00
544 21
12,271 53'
26,000 00
181,000 00
60,000 00
23,000 00
13,000 00
6,000 00
500 00
16,000 00
47,000 00
20,000 00
48,139 34
Grand Trunk Pacific Railway Mortgage Bond, 4 %, 1955. .......'. £14,400
St. Boniface, Man., 6%, 1940.
St. Boniface, Man., 6%, 1951
St. Boniface, Man., 5}4%, 1936-1945
Greenfield Park, Que., 5 j^ %, 1942-44
La Salle, Ont., 6 %, 1940-59
Orand Trunk Pacific Railway Company, Perpetual, 4%
■Ottawa (scolaire), 5H7c, I960
La Tuque, 5 '^"'c , 1950
Canadian Northern Ontario Railway Company, Perpetual, 4 % ,
Dorval Island, 6 7c. 1942
Corp. Episcopale, Ottawa, 5 J4 %, 1951-60
Ste. Anne, Chicoutimi, 6 %, 1942-45 '. .
Peel St. Realties, Ltd., 6 14 %, 1941-50
Sandwich West, 5 Ji %, 1940-1945
St. Jean Marie, Vianney, 5 J^ %, 1946-1960
Ste. Famille, Granby, 5 >^ %, 1965
St. Benoit, Jos. Labre, 5 3^%, 1946
Pembroke (Corp. Episcopale), 5 J-^%, 1961
Prince .\lbert, 5 H %, I960
Prince Albert, 5 3^%, 1956.
Prince Albert, 5 ^ Vr , 1959.
Prince Albert, 5 \i %, 1958
Prince Albert, 5}^%, 1955
Prince Albert, 5 H %, 1954
Prince Albert, 5 i^ %, 1953-58
Prince Albert, 5 H 7c, 1957
Bagotville, 6%, 1941 ,
Bagotville, 6 <7c , 1932-40
La Tuque (Paroisse), 5 3^%, 1950
La Tuque (Paroisse), 5 3^%, 1949
La Tuque (Paroisse), 5 3^ %, 1948
La Tuque (Paroisse), 5 14%, 1951
Sandwich West, 5%, 1954-58
La Tuque (paroisse), 53^%, 1947
La Tuque (paroisse), 5 3^%, 1951
La Tuque (paroisse), 5 14 7c, 1946
Eastview, 5 ^ %, 1948-51
Teck, Ont., 6%, 1946-47
La Salle, Ont., 6 %, 1942-46
Trois Rivieres, 4 \4 %, 1958
Trois Rivieres, 4}4%, 1956
M6gantic, 5 }4 7 . 1950-1953
S. C. de Marie (paroisse), 5 3^%, 1951
S. C. de Marie (paroisse), 51470, 1949-50.
Kenogami (scolaire), 5%, 1943
Jonquieres (scolaire), 5%, 1948
St. Dominique (paroisse), 5147c, 1953-54.
Levis, 5 3^%, 1 956-59
Jonquieres, 5 }4 7c, 1947-.50
Jonquidres, 5^%. 1947-56
Jonquieres, 5]47c, 1947-51
Dorval Island, 6 %, 1939
Thetford Mines, 6 %, 1941
Jonquieres, 5 ]4 7c, 1952
Hebertville, 5 Ji %, 1941
Kenoga mi, 5 ^4 7c, 1941
Val Jalbert, G7, 1939
Bagotville, 5 \4 %, 1946
1,000 001
30,000 00/
19,000 00
10,800 00
36,059 56
12,166 66
55,000 00
500 00
£3,500
1,500 00
10,000 00
3,000 00
5,000 00
22,108 75
36,100 00
20,000 00
30,000 00
21,500 00
30,000 001
20,000 00
20,000 00
18,000 00,
18,000 00 '
15,000 00
7,000 00
15,000 00,
6,000 OOt
3,500 00/
15,000 00
12,000 00 i
10.500 00)
2,500 00
17,000 00
12,000 001
10,000 00
3,000 OO)
21,998 15
4,000 00
11,000 00
13,000 001
1,000 00/
15,000 00
34,000 00)
1.000 00/
2,000 00
2,000 00
2,000 00
5.000 00
400 00
16.300 00
300 00
200 00
500 00
500 00
5.000 00
10,000 00
2,000 00
15,000 00
Book Value
$1,000 00
5,601 63
1,049 92
38,500 00
82,878 69
116,892 07
11,923 98
26,000 00
200,536 62
62,469 86
23,000 00
13,710 00
6,408 04
500 00
16,886 69
48,818 50
20,546 24
50,429 00
65,524 80
34,777 16
19,686 00
11,306 13
40,558 74
11,947 66
59,188 30
500 00
15,330 00
1,585 34
10,698 77
3,286 57
5,126 62
22,994 51
38,404 75
21,285 56
31,533 23
23,275 73
153,349 44
10,099 05
42,369 03
17,000 00
27,201 74
23,295 66
4,424 40
12,020 94
14,000 00
16,437 09
37,195 10
2,000 00
2,000 00
2,000 00
5.552 70
422 70
17,404 69
317 32
212 38
538 96
532 27
5,292 34
10,374 47
2,123 66
15.784 50
FRATERNAL SOCIETIES FOR 1931
337
Schedule "C" — Continued
Bonds and Debentures Owned by the Society (not in default)
Par Value
Bagotville, 57c. 1940 $2,000 00
Bagotville, 5H %, 1941 2,000 00
Greenfield Park (scolaire), 6 %, 1943 500 00
Laval des Rapides, 6 %, 1954 1,000 00
Megantic, 5 Vc , 1947-51 5,315 60
Edmonton, 5 'Yc , 1953 £500
Black Lake (scolaire), 514%, 1941 2,500 00
Dominion of Canada, 5%, 1941 10,000 00
St. Remi d'Amherst, 6 %, 1932-61 14,200 00
Big Valley, Alta., 6%, 1931 1,716 50
Windsor East, Ont., 5 J^ %, 1952 3,362 52
Windsor East, Ont., 5H%, 1953 3,547 45
Windsor East, Ont., 5 J^ %, 1955 3,948 40
Windsor East, Ont., 5 H %, 1956 4.165 56
Windsor East, Ont.. 5^%, 1957 4,394 68
Windsor East, Ont., 5}4%, 1958 4.636 38
Windsor East. Ont., 5 H %■ 1959 4,891 38
Windsor East, Ont., 5 14 7c, 1946-60 86,500 00
Windsor East Ont., 5 1-^%. 1951 5,187 22
St. James, R.M., Man., 53^%, 1956 399,600 00
St. James, R.M., Man., 5 J^%. 1956 312,400 00
St. Joseph d'Alma, Que., 5}47o, 1947-49 10.000 00
Schedule "D"
Bonds and Debentures Owned by the Society (in default)
Gravelbourg. Sask., 7%, 1932
Gravelbourg, Sask., 5}47c, 1934-51. .
Gravelbourg, Sask., 5^%. 1932-51. .
Riverside, Ont., 5 }4 7c, 1933-49
Riverside, Ont., 6 %, 1951-54
Riverside, Ont., 5 H 7c. 1945-46
Riverside, Ont., 5 }4 7c, 1943
Riverside, Ont., 5 14 7c, 1944
Riverside, Ont., 5 14%. 1942-49
Ford City, Ont., 5 %, 1959-64
Sandwich East. Ont., 5}4 7c. 1942-50.
Par Value
$772 26
22,000 00
15,000 00
4,783 93
7,000 00
48,139 34
11,500 00
13.776 91
22.472 05
1,500 00
9,502 91
$156,447 40
Book Value
$2,000 00
2,078 00
544 70
1.135 80
2,324 67
2,355 47
2,548 25
9,900 00
15,569 39
1,716 50
38,810 98
92,306 64
5,473 45
399,600 00
334,323 73
10,554 80
$3,949,397 70
Book Value
$785 83
22,000 00
15,316 05
4,989 18
7,801 22
50,429 00
50,053 87
1,500 00
9,993 20
$162,868 35
TORONTO FIREMEN'S BENEFIT FUND
He.\d Office, Toronto. Ont.
Organized. — January 16th. 1891. Incorporated. — June 30th. 1893
Officers
Principal Officer, Wm. D. Robbins; Secretary, G. A. Lascelles; Treasurer, Geo. Wilson.
Auditors. — S. C. Scott, A.C.A. (City Auditor).
Governing Executive Authority
(as at date of filing statement)
Wm. D. Robbins, Geo. Wilson, C. M. Colquhoun, K.C., Geo. Sinclair. Peter Herd, G. A.
Lascelles.
I
Statement for Year Ending 31st December, 1931
Assets
Ledger Assets
Book values of bonds, debentures and debenture stocks, not in default $2,119,380 68
Cash in chartered banks of Canada in Canada 5.375 27
Contributions — arrears 3,429 70
Total Ledger Assets $2,128,185 65
Non-Ledger Assets
Interest accrued $16,828 64
Total Non-Ledger Assets $16,828 64
Total Admitted Assets $2,145,014 29
338
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Llabilitiest
Superannuation and Benefit Fund
Balance of Fund (Ledger Assets), December 31st, 1930 $1,950,217 76
Income for the year:
Assessments, dues and fees $99,965 81
Interest — bonds, bank and arrears 96,321 00
Grant from City of Toronto 27,300 00
Donations 500 00
Profit on sale of investments 25 61
Exchange on debenture interest 147 85
Total Income 224,260 27
$2,174,478 03
Disbursements for the year:
Pensions, death claims and retiring allowances 44,965 49
$2,129,512 54
Deduct:
Transfers to General Fund 1,326 89
Balance of Fund (Ledger Assets), December 31st, 1931 $2,128,185 65
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930
Disbursements for the year:
Salaries $500 00
Licences and fees 155 00
Actuaries' fees and expenses 550 00
Printing and supplies 71 89
Insurance premiums 50 00
Transfersfrom Benefit Fund
Balance of Fund (Ledger Assets), December31st, 1931
Nil
$1,326 89
51,326 89
1,326 89
Nil
Exhibit of Contracts
Classification
No.
A mount
At end of 1930
665
30
New issued
Totals
695
1
1
3
4
Dismissal
Pensioned
Total Ceased
9
At end of 1931
686
Validation of By-laws Nos. 7951 and 10649
By Section 7 of The City of Toronto Act, 1932 (1932, c. 93). By-laws Nos. 7951 and 10649 of
the Council of the City of Toronto which relate to the Toronto Fire Department Superannuation
and Benefit Fund were validated. The said section reads as follows:
"7. By-law No. 7951 passed by the council of the said corporation and being ' .\ By-law
respecting the Toronto Fire Department Superannuation and Benefit Fund' and By-law
No. 10G49 passed by the said council and being ' .-X By-law respecting tlie Toronto Fire
Department Superannuation and Benefit Fund' are and each of them is hereby declared
to have been legally and validly passed by the said council and to be legal, valid and
binding upon the said corporation and the ratepayers thereof and all contributors to
and beneficiaries of the said Toronto Fire Department Superannuation and Benefit Fund,
and notwithstanding any other act or instrument to the contrary, to be the consolidated
constitution, by-laws and rules referred to in section 211 of The Insurance Act in force
on and after the effective dates of the said by-laws respectively."
+ For the last actuarial report, see report of the business for year 1929. See Insurance Act,
R.S.O. 1927. sec. 234, re societies with membership limited to govern ment or municipal employee
FRATERNAL SOCIETIES FOR 1931 339
Schedule "C"
Bonds and Debentures owned by the Society {not in default)
Par Value Book Value
City of Toronto, 1932-60 $1,977,805 40 $1,955,809 80
Canadian National Railways, 1969 60,000 00 63,692 28
Township of East York, 1934-46 29,715 60 29,770 33
Township of North York, 1938-42 14,520 93 14,596 51
Township of Scarborough, 1944-46 25,000 00 25,000 00
Township of York, 1937-46 5,000 00 5,011 48
Dominion of Canada National Service Loan, 1941 10,000 00 9,900 00
Town of Tilbury, 1943-48 9,571 78 10,606 55
Town of Aurora, 1943-45 3,935 46 3,973 05
Toronto Separate School Board, 1939 1,000 00 1,020 68
$2,136,549 17 $2,119,380 68
TORONTO POLICE BENEFIT FUND
Head Office, Toronto, Ont.
Organized. — January 1st, 1882. Incorporated. — May 1st, 1882
Amendment to Incorporation. — By-law 13273, June 29th, 1931
Officers
Principal Officer, William Miller, Inspector; Secretary, Wm. Kelly, Inspector; Treasurer,
Geo. Wilson.
Auditors. — S. C. Scott, A.C.A., (City Auditor.)
Actuary. — S. H. Pipe.
Governing Executive Authority
(as at date of filing statement)
Wm. Miller, Inspector; Jas. Simpson, Controller; Geo. Wilson, Commissioner of Finance; C,
M. Colquhoun, K.C., City Solicitor; J. W. Elliott, Detective Sergeant; W. Martin, P.C; G.
Eraser, P.C.
Statement for Year Ending 31st December, 1931
Assets
Ledger Assets
Mortgage loans on real estate — First mortgages $40,000 00
Book values of bonds, debentures and debenture stocks, not in default 2,062,422 19
Cash in chartered banks of Canada in Canada 69,014 52
Total Ledger Assets $2,171,436 71
Interest, accrued $31,796 18
Sick deductions, accrued 716 52
Total Non-Ledger Assets $32,512 70
Total Assets $2,203,949 41
Liabilltlest
Reserve for equipment refunds $19,810 00
Total Liabilities (except Reserve) $19,810 00
Statement of Operations of each Fund for the Year Ending December Slst, 1931
Superannuation and Benefit Fund
Balance of Fund (Ledger Assets), December Slst, 1930 $1,955,206 96
Income for the year:
Assessments, dues, fees and fines $159,418 49
Interest 107,203 79
Grants 81,970 50
Other income 1,905 19
Total Income 350,497 97
$2,305,704 93
tFor the last actuarial report, see report of the business for year 1930. See Insurance Act;
R.S.O. 1927, sec. 234, re societies with membership limited to government or municipal employees.
340
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Superannuation and Benefit Funi
-Continued
Disbursements for the year:
Pensions, death claims, etc $132,498 04
Commission on mortgages 73 50
Doctor's services ; 20 00
Total Disbursements $132,591 54
$2,173,113 39
Deduct:
Transfers to General Fund 1,676 68
Balance of Fund (Ledger Assets), December 31st, 1931 $2,171,436 71
General Fund
Balance of Fund (Ledger Assets), December 31st, 1930 Nil
Disbursements for the year:
Salaries $500 00
Auditor's fees 100 00
License fees 155 00
Bank services 250 00
Insurance premium 75 00
Printing and supplies 596 68
Total Disbursements $1,676 68
$1,676 68
Transfers from Superannuation and Benefit Fund 1,676 68
Balance of Fund (Ledger Assets), December 31st, 1931 Nil
Exhibit of Contracts
Classification
No.
Amount
At end of 1930
New issued
Totals
Less ceased by death
Resigned
Disability
Dismissed
Total Ceased
At end of 1931
1,000
1
1,001
992
Validation of By-law No. 13273
By Section 8 of The City of Toronto Act, 1932 (1932, c. 93) By-law No. 13273 of the Council
of the City of Toronto, extracts from which were printed in the 1931 Reportjof the Superintendent
of Insurance, was validated. The said section reads as follows:
"8. By-law No. 13273 passed by the council of the said corporation and being
'A By-law respecting the Toronto Police Benefit Fund' is hereby declared to have been
legally and validly passed by the said council and to be legal, valid and binding upon the
said corporation and the ratepayers thereof and all contributors to and beneficiaries of
the said Toronto Police Benefit Fund and, notwithstanding any other act or instrument
to the contrary, to be the consolidated constitution, by-laws and rules referred to in
section 211 of The Insurance Act in force on and after the effective date of the said
by-law."
Schedule "C"
Bonds and Debentures Owned by the Society {not in default)
Par Value Book Value
City of Toronto, 1932-53 $7S2,699 99 $773,140 34
Canadian National Railways, 1935-69 476,000 00 476,203 98
Province of Ontario, 1941-1943 237,000 00 240,443 88
Province of Ontario, Hydro- Electric Power Company, 1940 20,000 00 21,284 80
Toronto Harbour Commission, 1953 20,000 00 20,639 12
Dominion of Canada Refunding Loan, 1940 10,000 00 9,399 00
Province of Nova Scotia, 1944 25,000 00 24,925 00
City of Guelph, 1945 25,882 00 25,680 13
Township of York, 1943-54 110.035 43 109,532 03
City of Owen Sound, 1945 5,000 00 5.167 14
Town of Weston, 1937-43 10,000 00 10,176 36
Township of East York. 1937 25.771 19 26,043 25
Village of Forest Hill, 1941 3,000 00 3,075 60
Dominion of Canada National Service Loan. 1941 63,000 00 62.370 00
Town of VVelland. 1941 15,000 00 15,000 00
City of London. 1945 25,000 00 24,757 03
City of Port Arthur, 1959 50.000 00 48.663 50
Canadian Pacific Railway, 1954 25.000 00 24,951 60
FRATERNAL SOCIETIES FOR 1931 341
Schedule "C" — Continued
Bonds and Debenture Owsned by the Society (not in default)
^ Par Value Book Value
Township of Scarborough, 1938-40 $25,369 66 $25,376 42
City of Halifax, 1961 50,000 00 50,426 68
City of Hamilton, 1941 24,000 00 24,003 40
County of Carleton, 1932-35 5,690 74 5,655 46
Town of Oshawa, 1932-36 4,536 77 4,536 77
Township of Barton, 1940 9,105 55 8,946 03
Town of Leaside, 1936-51 21,497 52 22,024 67
$2,068,588 85 $2,062,422 19
THE ORDER OF UNITED COMMERCIAL TRAVELERS OF AMERICA*
Head Office, Columpus, Ohio
Principal Office in Canada, Winnipeg, Man.
Manager or Chief Executive Officer in Canada. — Harry F. Moulden, Manitoba.
Chief or General Agent in Ontario. — E. H. Snider, 177 Main Street East, Hamilton, Ont.
Premiums Written — Claims Incurred
Assets $1,010,578 Premiums — Ontario (net) $15,668
Ontariocertificatesinforce(number) 1,337 Premiums — Canada (net) 56,769
Canadiancertificateinforce (number) 4,619 Premiums — Total (net) 1,220,082
Benefits paid — Ontario (net) 12,341
Benefits paid — Canada (net) 32,715
Total benefits paid (net) 1,334,639
WOMAN'S BENEFIT ASSOCIATION*
Head Office, Port Huron, Mich.
Principal Office in Canada, Sarnia, Ont.
Manager or Chief Executive Officer in Canada. — Mrs. Mary J. Baird, Sarnia.
Chief or General Agent in Ontario. — Mrs. Mary J. Baird, Royal Bank Bldg., Sarnia.
Premiums Written — Claims Incurred
Assets $32,909,309 Premiums — Ontario (net) $8,535
Ontario insurance in force (gross) . . 273,630 Premiums — Canada (net) 64,682
Canadian insurance in force (gross) 2,357,032 Premiums — Total (net) 5,077,075
Total insurance in force (gross) . . . .151,922,532 Benefits paid — Ontaiio (net) 1,427
Benefits paid — Canada (net) 18,503
Total benefits paid (net) 2,180,041
*See note on page 1.
E
MUTUAL BENEFIT SOCIETIES
[343]
THE GRAND LODGE OF ONTARIO INDEPENDENT ORDER OF ODDFELLOWS
Annual Statement for the Year Ending 31st December, 1931
To which are appended statements of the auxiliary bodies lettered below as A, B, C, and D
Head Office, 229 College Street, Toronto
Organized. — July 27th, 1855. Incorporated in Ontario. — N'ovember 19th, 1874
The Executive Officers of the Society at the 31st December, 1931, were as follows: D. R.
Harrison, Grand Master, Port Arthur; Rev. A. C. Cummer, Deputy Grand Master, London;
A. W. Gray, Grand Warden, Brockville; William Brooks, Grand Secretary, Toronto; P. T.
Coupland, Grand Treasurer, Toronto.
I. Funeral Benefits
The Subordinate Lodges undertake funeral benefits. The total membership of these lodges
at the 31st December, 1931. was 52,429.
The number of deaths in the Society in 1931 was 688.
The amount of funeral benefits paid in 1931, in respect to deceased members was $59,775.15.
Total amount of funeral benefits paid in respect of deceased wives, $2,484.16.
II. Sick Benefits
The Subordinate Lodges undertake sick benefits.
The total number of members who received sick benefits in 1931 was 3,628.
The amount of benefits paid in 1931, in respect of sick members, $104,005.78.
The number of weeks sickness experienced in 1931 was 31,489. Amount paid for medical
attendance and nursing during 1931, $18,548.29.
III. Assets Subordinate
Grand Body Bodies
Amount of real estate $311,433 07 $1,564,911 01
Cash value of mortgages 1,550 00
Amount of securities 83,200 00 1,394,947 34
Cash in hands of Grand Secretary and in banks 3,774 40
Amount of cash in Dominion Bank 24,368 53 270,581 67
Cashin Canada Permanent Mortgage Company 1,909 40
All other assets 49,525 88 689,182 02
Total Amount of Assets $475,761 28 $3,919,622 04
IV. Liabilities Subordinate
Grand Body Bodies
Sick benefits, funeral benefits, all other liabilities $148,884 80 $47,897 36
V. Miscellaneous
.Actions or proceedings instituted against the Society during 1931 — Xone.
The books and accounts of the Subordinate Lodges were audited in January and July, 1931,
and those of the Grand Lodge in February, 1932.
NTames and post office addresses of Grand Lodge auditors: C. J. Parker, C.A., Brantford;
G. Campbell, F.C.A., Toronto.
Sections 6S and 120 (g) of the Grand Lodge Constitution was amended at 1931 Session of
Grand Lodge, clauses 10, 14, 15, 33, 59, 85 and 128 (i) of the Subordinate Lodge Constitution
were amended at the 1931 Session of Grand Lodge.
Amount of bond of Grand Secretary, $5,000.00.
Amount of bond of Grand Treasurer, $5,000.00.
VI. Cash Receipts
Cash balance (Grand Lodge) from 1930 (not extended), $18,056.07.
Subordinate
Cash received during 1931 from: Grand Lodge Lodges
Initiation fees, etc $22,308 26
Dues 331,960 51
Per capita tax and levies $78,460 10
Fines 140 25
Supplies sold 9.065 18 ..._..... ^^
Interest and dividends 5,356 12 20(,107 77
Premiums for guarantee 12 30
All other sources 17,536 00 160,910 40
Cash received from sold or matured investments (not
extended) $39,548 30.
Total Receipts $110,569 95 $722,286 94
[345]
346 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
VII. Cash Expenditure
(a) Expenses of Management
Subordinate
Cash paid during 1931 for: Grand Lodge Bodies
Commission and organization expenses $574 40
Per capita tax 150 00
Interest 24 20
Registration fee 10 00
Expenses of annual meeting 14,064 08
Rent, etc 1,800 00
Supplies bought 6,066 32
Travelling expenses and appropriations to officers 2,890 25
Salaries, officers' and auditors' fees 7,178 16
Official Journal 1,211 92
Printing, stationery and advertising 783 08
Postage and express 1,001 66
Premiums 37 50
Other management expenses (detailed in memo.) 3,751 08 236,388 78
Total Expenses of Management $39,542 65 $236,388 78
(b) Miscellaneous Expenditure
Benefits to widows and orphans $31,185 23
Funeral benefits 31,074 08
Sick benefits 104,005 78
Medical attendanceand nursing 18,548 29
Gratuities — Special relief 12,566 11
Ontario Oddfellows' Home, Maintenance Account $58,786 30
All other 3,200 00 213,324 26
For investments (not extended), $36,600.00.
Grand Total $101,528 95 $647,092 53
(A) Abstract from the Returns of the Rebekah Lodges to the Grand Lodge of Ontario
Males Females Totals
Number of members, 31st December, 1930 5,808 19,536 25,344
Admitted during 1931 215 1,043 1,258
Total 6,023 20,579 26,602
Deduct (withdrawn or cancelled) 674 1,416 2,090
Membership, 31st December, 1931 5,349 19,163 24,512
Receipts
Dues $41,412 77
Ad missions 4,887 60
Rents, etc 1,557 52
Miscellaneous 32,221 18
Total $80,079 07
Expenditure for Relief Only
Relief of members $1,143 56
Relief of widowed families 112 59
Special relief 1,284 94
I.O.O.F. Home '..'..'..'.'.'.'.'.'.'.'.'.'.'.'.['.'..... 3,153 65
Orphans 50 20
Total $5,744 94
M iscellaneous
Expenses, lodges $80,397 72
Invested funds of Rebekah Lodges 74,932 12
Cash on hand, Rebekah Lodges 37,791 12
Working expenses of Assembly 17,074 38
Cash in Asse mbly t unds 3,708 73
Invested funds of .Assembly loioOO 00
Nu mber of lodges .!.!.!.!!!!.!.!....... 247
(B) The Following Summary from the Returns of the Grand Encampment Shows the Membership
and Standing at 31st December, 19.^1
Number of members as from last report 9,043
Initiated during the year ending 31st December, 1931 156
Admitted bycardduringtheyearendinK31st December, 1931 94
Reinstated during the year ending 31st December, 1931 12
Total 9,305
Deductions:
Withdrawnbycard 149
Suspended by non-payment of dues 377
Suspended from Subordinate Lodge \ ...... .. 151
Deceased 87
Expelled 1
765
Net Membership, 31st December, 1931 8.540
I
MUTUAL BENEFIT SOCIETIES FOR 1931 347
Summary — Continued
Nu mber of patriarchs relieved in 1931 295
Number of weeks for which benefits were paid 2,429
Amount paid for burying the dead in 1931 $593 75
A mount paid for relief of patriarchs (sick benefits) 3,650 92
Amount paid for special relief in 1931 332 89
Relief of widowed families 80 00
Total Amount of Relief Paid $4,657 56
Receipts fro m all sources $22,256 88
Working expenses of subordinate encampments 19,722 59
Cash assets $17,554 77
Invested in mortgages and securities 47,509 08
Invested in buildings and lands 4,920 00
Invested in furniture and regalia 21,990 57
All other assets 12,930 63
Total Funds of Subordinate Encampments, 31st December, 1931 $102,151 73
(C) The Oddfellow's Funeral Aid Association of ttie Ck>untie8 of Lincoln and Welland
Nu mber of me mbers whodiedinl931 8
Nu mber of members, 31st Dece mber, 1931 531
Amount of cash received during the year 1931 $1,700 15
Amount of expenses in management in 1931 264 36
Amount paid funeral clai ms 1,000 00
Amount on hand, 31st December, 1931 427 40
Amount of bonds 1,991 24
(D) Department of Ontario, P.M., I.O.O.F.
Number of Cantons 16 ....
Nu mber of members, last report 683
Mustered during year 32
Admitted on honourable discharge papers ....
Reinstated 4
Total 719
From which deduct:
Withdrawn by honourable discharge papers 6
Deceased 8
Suspended during year 62
Expelled 1
Total 77
Total Membership, 31st December, 1931 642
Net Decrease for the year 41
Assets
Cash balance on hand, last report $378 47
Receipts from grants and per capita taxes 756 55
Receipts from badges, jewels, etc 658 50
Receipts from commissions and supplies 339 04
Total .Assets $2,132 56
Disbursements
Department sundries $1,392 23
Badges and jewels 439 60
S.G.L. supplies 202 42
Total $2,034 25
Cash balance, 31st December, 1931 $98 31
348
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
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COMPANIES NOT WITHIN
A, B, C, D, and E
[361]
COMMERCE MUTUAL FIRE INSURANCE COMPANY*
Head Office, Ste. Hyacinthe, Que.
Officers. — President, F. H. Daigneault; Vice-President, J. E. Phaneuf; Secretary, T. A.
St. Germain; General Manager, T. A. St. Germain; Assistant General Manager, J. A. Allary;
Treasurer, T. A. St. Germain.
Directors. — F. H. Daigneault, J. E. Phaneuf, Hon. Jacob Nicol, Hon. Alfred Leduc, Rene
Marin, Irenee Auclaire, Ovila Demers, J. E. Boulais, T. A. St. Germain.
Date of Incorporation. — April 14, 1927. Date commenced business in Canada. — August 20, 1928.
Premiums Written — Claims Incurred
Capital stock paid in cash $103,000 Premiums — Ontario (net) $18,045
Total assets 1,131,360 Premiums — Total business (net). . 241,247
Total liabilities 77,792 Claims — Ontario (net) 6,882
Surplus protection of policyholders 1,053,568 Claims — Total business (net). . . . 106,688
MUTUAL LIFE ASSURANCE COMPANY OF CANADA*
Head Office, Waterloo, Ont.
Officers. — President, R. O. McCulloch, Gait; Vice-President, L. L. Lang, Kitchener; General
Manager, W. H. Somerville, Waterloo.
Directors. — R. O. McCulloch, Gait; L. L. Lang, Kitchener; L. J. Breithaupt, Kitchener;
W. G. Watson, Toronto; Major- General Hon. S. C. Mewburn, K.C., Hamilton; Glyn Osier,
K.C., Toronto; W. J. Blake Wilson, Vancouver; Isaac Pitblado, Winnipeg; Hon. J. Fred Fraser,
Halifax, N.S.; E. J. Long, K.C., Toronto; T. A. Russell, Toronto; C. M. Bowman, Southampton;
Hume Cronyn, London; Hon. J."E. Perrault, K.C., Arthabaska, Que.; C. F. Sise, Montreal.
Date of Incorporation. — 1867. Date commenced business in Canada. — 1870.
Premiums Written — Claims Incurred
Total assets $125,848,129 Premiums — Ontario (net) $8,615,872
Ontario business in force (gross).. 245,769,435 Premiums — Total business (net) . . 19,615,230
Total business in force (gross) 513,379,937 Death Claims — Ontario (net) ... . 1,475,361
Death Claims — Totalbusiness (net) 3,253,599
NORTH AMERICAN LIFE ASSURANCE COMPANY*
Head Office, Toronto, Ont.
Officers. — President, T. Bradshaw; Vice-President, C. W. I. Woodland; Secretary, W. G.
Gallow; General Manager, D. E. Kilgour.
Directors. — C. L. Burton, F. S. Corrigan, Hon. G. S. Henry, A. C. Mc Master, A. J. Mitchell'
F. A. Rolph, all of Toronto, Ont.; Hon. L. A. Taschereau, Quebec, P.Q.; G. H. A. Montgomery,
Montreal, Que.
Date of Incorporation. — May 15th, 1879. Date commenced business in Canada. — January 10,
1881.
Premiums Written — Claims Incurred
Assets in Canada $46,855,331 Premiums — Ontario (net) $1,895,128
Ontario business in force (gross) . . . 60,573,359 Premiums — Canada (net) 6,976,874
Canadian business in force (gross) .196,564,668 Claims — Ontario (net) 387,245
Claims — Canada (net) 1,255,880
THE STANSTEAD AND SHERBROOKE FIRE INSURANCE COMPANY
Stock Mutual
Heiad Office , Sherbrooke, Que.
Incorporated. — September 1, 1835. Commenced business. — September 1, 1835. In the Province. — January 1, 1928.
Officers (as at date of filing statement). — President, Hon. Jacob Nicol; Vice-President, Chas. B. Howard, M.P.;
Secretary-Treasurer, J. G. Armitage.
Directors (as at date of filing statement). — Amedee Caron, Rimouski, Que.; A. E. Curtis, Stanstead, Que.;
C. B. Howard, M.P., Sherbrooke, Que.; Walter G. Hunt, Montreal, Que.; F. W. McCrea, Sherbrooke, Que.;
N. R. Mitchell, Granby, Que.; Hon. J. Nicol, Sherbrooke, Que.; F. J. Southwood, Sherbrooke, Que.; T. A.
St. Germain, St. Hyacinthe, Que.
Auditors.— J. H. Bryce, C.P.A.
*See noce on page 1.
[363]
364 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Statement for the Year Ending 31st December, 1931
Capital Stock
Amount Amount
Amount of capital stock authorized, $200,000. subscribed for paid in cash
Number of shares, 2,000. Par value, $100.
Capital stock at beginning of year $200,000 00 $143,000 00
Capital stock at end of year $200,000 00 $143,000 00
Premium on Capital Stock
Total amount paid to December 31, 1931 Nil.
Assets
Book value of real estate, office premises $28,994 06
Mortgage loans on real estate, first mortgages 254,400 00
Book value of bonds, debentures and debenture stocks owned 555,006 14
Cash on hand and in banks:
On hand at head ofifice $1,798 63
In chartered banks of Canada in Canada 24,923 01
26,721 64
Interest due, $2,897.92; accrued, $12,215.50 $15,113 42
Rents accrued 83 37 15,196 79
Agents' balances and premiums uncollected, written on or after October 1, 1931 41,123 83
Amount due from reinsurance on losses already paid 218 91
All other assets 1,540 17
Gross Assets of the Company $923,201 54
Deficiency of market under book value of securities 45,311 58
Total Admitted Assets of Company $877,889 96
Liabilities
In the Total
Province Elsewhere Liabilities
Total provision for unpaid claims $3,135 65 $1,518 22 $4,653 87
Total net reserve, $178,979.16, carried out at 100% thereof 49,516 59 129,462 57 178,979 16
Total of all liabilities except capital stock 183,633 03
Capital stock paid in cash $143,000 00
Surplus in Profit and Loss Account 551,256 93
Excess of assets over liabilities 694,256 93
Total Liabilities $877,889 96
Profit and Loss Account
In the All
Province Elsewhere Business
Net premiums written $79,009 01 $160,407 25 $239,416 26
Reserve of unearned premiums (100 per cent.):
At beginning of year $53,119 15 $127,256 44 $180,375 59
At end of year 49,516 59 129,462 57 178,979 16
Increase or decrease $3,602 56 $2,206 13 $1,396 43
Net premiums earned $82,61157 $158,20112 $240,812 69
Net losses and claims incurred $49,674 95 $90,588 54 $■140,263 49
Net adjustment expenses 792 55 3,147 42 3,939 97
Commissions 20,767 69 15,007 52 35,775 21
Taxes 707 77 6,265 93 6.973 70
Salaries, fees and travelling expenses 26,675 07 26,675 07
All other expenses 11,618 12
Underwriting profit $15,567 13
Profit and Loss Account — Continued
Other revenue:
Interest earned $38,428 88
Rents earned 600 1 3
Income on exchange '. 486 59
$39.515 60
Other expenditure:
Decrease in market value of investments $25,151 68
Loss on sale of investments ' ' 3,900 00
$29.05168
Net Profit for the Year $26,031 05
MUTUAL BENEFIT SOCIETIES FOR 1931
365
Surplus for Protection of Policyholders
Surplus of assets over liabilities (except capital stock) at beginning of year $683,544 66
Net profit brought down 26,031 05
$709,575 71
Increase in disallowed assets 51,01 8 78
Dividends declared 14,300 00
15.318 78
Surplus of assets over liabilities (except capital stock) at end of year S694,256 93
Siunmary of Risks — Fire
In Ontario
Gross in Force, December 31, 1930 $14,826,464 00
Taken in 1931, including renewed 12,766,867 77
Total $27,593,331 77
Ceased in 1931 12,937,148 33
Gross in force, December 31, 1931 $14,656,183 44
Reinsurance in force, December 31, 1931 3,968,981 77
Net in Force, December 31, 1931 $10,687,201 67
Elsewhere
$31,650,942 00
28,439,649 30
$60,090,591 30
26,667,143 98
$33,423,447 32
13,112,286 35
$20,311,160 97
Total
$46,477,406 00
41,206,517 07
$87,683,923 07
39,604,292 31
$48,079,630 76
17,081,268 12
$30,998,362 64
Exhibit of Premiums
Class of Insurance
Gross
in Force,
Dec. 31,
1930
Taken
in 1931,
including
renewed
Ceased in
1931
Gross
in Force,
Dec. 31,
1931
Reinsurance
in Force,
Dec. 31,
1931
Net
in Force,
Dec. 31,
1931
Fire:
In Ontario
Elsewhere
$130,321 26
390,410 74
$119,771 57
318,126 13
$123,512 48
303,918 98
$126,580 35
404,617 89
$30,841 94
149,441 84
$95,738 41
255,176 05
Total
$520,732 00
$437,897 70
$427,431 46
$531,198 24
$180,283 78
$350,914 46
Schedule "D"
Bonds and Debentures Owned by the Company
Par \'alue Book N'alue
Abitibi Power & Paper Co., 5%, 1953 $20,000 00 SI 7,600 00
Abitibi Power & Paper Co., 5%, 1953 11,000 00 9,432 50
.Acadia Apartments, 6H%. 1939 10,000 00 9,650 00
Anticosti Corporation, 6H9c, 1941 11,000 00 11,000 00
Canadian National Railway, 4^%, 1955 35,000 00 34,475 00
Canadian Pacific Railwav, Registered Note Certificate, 4K%. 1944 1 1,000 00 10,147 50
Chomedy Apartments Limited, 69c, 1950 6,000 00 6,000 00
Debenture & Securities Corp., 4%, 1936 2,500 00 2,000 00
Village of Delorimier, 5^7, 1948 10,000 00 10,000 00
Village of Delorimier, s'^c, 1948 10,000 00 10,000 00
Detroit International Bridge, 614%, 1952 17,000 00 14,705 00
Dominion of Canada Refunding Loan, 4K%, 1944 1,000 00 970 00
Dominion of Canada, 4%, 1960 10,000 00 9,400 00
Donnacona Paper Company, 5H%, 1948 10,000 00 9,900 00
Donnacona Paper Company, 5}^%, 1948 10,000 00 9,900 00
City of Fort William, 5<:i, 1933 5,000 00 4,909 50
City of Fort William, 5%, 1933 4,000 00 4,000 00
City of Fort William, 4M%, 1937 3,000 00 3,000 00
Village of Granby, 4':^, 1936 12,000 00 11,034 00
Village of Granbv, 4%, 1938 4,000 00 3,316 40
City of Granby, 5%, 1962 12,000 00 12,000 00
City of Granby, 57c, 1959 10,000 00 10,000 00
City of Granby, 57c, 1959 500 00 500 00
Inter-City Baking Co., Limited, 5}47c, 1948 25,000 00 25,000 00
Town of Kenora, 6%, 1936 .' 2,000 00 2,000 00
Mf Crea-Wilson Lumber Co., Ltd., 6%, 1939 20,000 00 20,800 00
McCrea- Wilson Lumber Co., Ltd., 6%, 1939 4,500 00 4,545 00
McCrea-Wilson Lumber Co., Ltd., 6%. 1939 3,000 00 2,550 00
Town of Maisonneuve, 4J^%, 1949 8,000 00 7,560 00
City of Maisonneuve, 4J^%, 1941 2,000 00 2,039 75
Mayor Building Limited, 6J^%, 1942 10,000 00 10,050 00
Mayor Building Limited, 6^2%, 1942 10,000 00 10,100 00
Town of East Montreal, 67c, 1955 4,000 00 4,000 00
City of Montreal, 4327, 1966 17,000 00 16,304 70
Montreal Tramwavs Company, 57c, 1941 50,000 00 47,625 00
Montreal Tramways Company, 5%, 1955 24,000 00 21,150 00
Montreal Tramways Company, 5%, 1941 1,000 00 910 00
ProN'ince of Ontario, 67, 1943 12,000 00 11,856 00
Province of Ontario, 67, 1943 1,000 00 1,000 00
Province of Ontario, 67, 1943 500 00 500 00
Quebec Apartments Limited, 6147c, 1940 23,000 00 21,850 00
Province of Quebec, 4J.^7, 1956 5,000 00 4,880 50
Quinte & Trente Vallev Power Co., Ltd., 6%, 1955 15,000 00 15,000 00
Railway Exchange Building, 6^7, 1942 25,000 00 24,375 00
Cote St. Antoine, 47, 1934 1,000 00 1,000 00
St. Francois de Sales Corporation, 57:, Instalments 191 59 191 59
366
ANNUAL
PPPORT-SUPERINTENPF.NT OF INSURANCE
No. 5
Schedule "D"— Con/tnMed
Bonds and Debentures Owned by the Company
City of St. Lambert. 5M%. 1952. . ._
Town of Sha^vinigan Falls, 4^%. 1947
Sherbrooke Trust Co., 5%. 1933
Sherbrooke Trust Co., 5%, 1932
Sherbrooke Trust Co., 5 /c, ^^^'.- ■■ i:\>c/ ' 1040
Sherbrooke St. Realty Corporation, 6H%. 1940
Sherbrooke St. Realty CorporaUon 6H%. 1940
District of South Vancouver, 5%, 1959
City of Strathcona, 4^%. 1939
City of Three Rivers, 4%, 1946
City of Verdun, 5%, 1943 . . . . -
Windsor Hotel Limited, 6%, 1947
Par Value
$15,000 00
1,000 00
20,000 00
10,000 00
10,000 00
10,000 00
5,000 00
4,000 00
5,000 00
5,000 00
1,000 00
1,000 00
Book Value
$15,000 00
792 40
20,000 00
10,000 00
10,000 00
9,900 00
4,975 00
4,219 20
4,802 50
4,149 00
920 60
1,020 00
$575,191 59 $555,006 14
RECIPROCAL OR INTER-INSURANCE
EXCHANGES
[367]
AFFILIATED UNDERWRITERS
Principal Office, One Park Ave., New York, N.Y.
Attorney-in-Fact. — Ernest W. Brown, Inc.
Ontario Representative. — V. W. Gerrish, Royal Bank Bldg., Toronto, Ont.
Date of Organization. — 1922. Date of initial Ontario license. — June, 1926.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures
Cash on hand $215 74
Cash in banks and other depositories 109,543 20
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $43,139 03
Written prior to October 1st, 1931 4,531 42
Other ledger assets, cash advanced to inspectors
Total Ledger Assets
Non-Ledger Assets
Interest, accrued
Excess of market over book value of securities
Total Non-Ledger Assets
Gross Assets
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $4,531 42
Other assets not admitted, cash advance to inspectors 1,928 82
Total Admitted Assets
LiablUties
Net provision for unpaid losses and claims
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $594,269 07
Unearned premium deposits
Administration expense
Taxes due and accrued
Other liabilities:
Subscribers' accounts in adjustment
Dividends remaining unpaid to subscribers
Total Liabilities
Surplus of admitted assets over all liabilities
Total
Income and Expenditure
In the
Province
Gross premium deposits written $24,027 73
Deduct:
Reinsurance Nil
Return premium deposits on cancelled business 4,264 59
Net premium deposits written $19,763 14
Reserve of unearned premium deposits:
At begiiining of year $4,652 43
At end of year 16,798 67
Decrease $12,146 24
Net premium deposits earned $7,616 90
Net losses incurred 35,229 68
Administration and other expenses:
Administration $58,069 29
Advisory committee 3,545 39
Taxes and licenses 11,652 82
Association fees, etc 7,789 50
Net underwriting profit or savings for subscribers
[369]
$759,668 71
109,758 94
47,670 45
1,928 82
$919,026 92
$11,073 30
75,971 29
$87,044 65
$1,006,071 57
6,460 24
$999,611 33
$7,547 92
288,926 81
7,451 27
6.000 00
4.541 51
46.924 67
$361,392 18
638,219 15
$999,611 33
All
Business
$494,328 06
20,545 71
128,377 05
$345,405 30
$359,403 83
288,926 81
$70,477 02
$415,882 32
290,233 26
81,057 00
$44,592 06
370
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Subscribers' Surplus
(Limit: 5 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks — January 1st, 1931.
Amount saved from premium deposits for subscribers on risks
expired during the year $44,592 06
Income frominterest and dividends 37,583 37
Profit on sale or maturity of bonds and stocks 6,377 00
Decrease by adjustment of bonds and stocks Debit 76,722 02
Increase of market value over book value of bonds 76,077 97
Deduct:
Amount transferred to special surplus or reserve funds to be retained to the
credit of subscribers
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931
$663,649 00
87,908 38
$751,557 38
106,877 99
$644,679 39
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus
Deduct assets notadmitted
Surplus of admitted assets over all liabilities.
$644,679 39
6,460 24
$638,219 15
Risks and Premium Deposits
In the Province
All Business
Risks
Gross in force, Dec. 31st, 1930 Nil
Written or renewed during year $4,879,545
Total Nil
Deduct expired and marked off as
terminated Nil
Net in force, Dec. 31st, 1931 Nil
Gross
Premium
Deposits
Risks
Gross
Pre miu m
Deposits
Nil
$24,027 73
$100,482,494
84,013,258
$184,495,752
93,782,088
$90,713,664
$665,978 57
494,328 06
Nil
Nil
$1,160,306 63
566,037 56
Nil
$594,269 07
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — One and one-half times their annual premium on a single risk, ten times such
premium in a conflagration.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Seventy-five per cent, of current savings retained until reserve is fully accumulated.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $75,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $75,000.
Give classes of insurance written: Fire, Lightning, Sprinkler Leakage, Windstorm and
Aircraft.
Losses
In the All
Province Business
Gross claims paid during year $34,856 45 $279,645 57
Expenses of adjustment and settlement of losses 373 23 5,267 36
Total $35,229 68 $284,912 93
Less reinsurance on losses paid during year Nil Nil
Net losses paid $35,229 68 $284,912 93
Deduct net clai ms outstanding at beginning of year Nil 2,227 59
Add net claims outstanding at end of year Nil 7,547 92
Net losses incurred $35,229 68 $290,233 26
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $19,763 14
Net losses paid in the Province 35,229 68
Percentage 178.25
Net premium deposits earned in the Province $7,616 90
Net losses incurred in the Province 35,229 68
Percentage 462.51
I
RECIPROCAL OR IXTER-IXSURANXE EXCHANGES FOR 1931 371
AMERICAN EXCHANGE UNDERWRITERS
Principal Office, 123 William St., New York, N.Y.
Attorney-in-Fact. — Weed & Kennedy.
Ontario Representative. — Kenneth B. MacLaren, Confederation Life Building, Toronto.
Date of Organization. — 1892. Date of initial Ontario license. — January 1, 1925.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures $1,881,571 93
Cash in banks and other depositories 159,516 36
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $14,733 40
Written prior to October 1st, 1931 2,078 98
16,812 38
Total Ledger Assets $2,057,900 67
Non-Ledger Assets
Interest accrued $25,058 62
Total Non- Ledger Assets $25,058 62
Gross Assets $2,082,959 29
Deduct Assets Not Admitted:
Premium deposits (business prior to October 1st) $2,078 98
Deficiency of market under book value of securities 354,771 93
$356,850 91
Total Admitted Assets $1,726.108 38
Liabilities
Net provisions for unpaid losses and claims $10,500 00
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $436,716 38
Unearned premium deposits 234,710 46
Administration expense 4,185 78
Taxes due and accrued 2,000 00
Subscribers' earnings payable 230,982 37
Reserve for contingencies 51,453 40
Total Liabilities $533,832 01
Surplus of admitted assets over all liabilities 1,192,276 37
Total $1.726,108 38
Income and Expenditure
In the All
Province Business
Gross premium deposits written $2,399 54 $338,253 81
Deduct:
Reinsurance Nil 28,644 44
Return premium deposits on cancelled business 850 29 73,748 74
Net premium deposits written $2,549 25 $235,860 63
Reserve of unearned premium deposits:
At beginning of year $3,329 32 $263,974 32
At end of year 2,446 32 234,710 46
Decrease $883 00 $29,263 86
Net premium deposits earned $3,432 25 $265,124 49
Net losses incurred Nil 8,544 61
Administration and other expenses:
Administration $43,998 77
Advisory committee 900 00
Taxes and licenses 1,435 18
Association fees, etc 796 02
Audit 500 00
Miscellaneous 246 18
Salary, Canadian agent 600 00
Bond collection charges 1,812 28
50,288 43
Net underwriting profit or savings for subscribers $206,291 45
372
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Subscribers' Surplus*
(Limit: 5 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, January 1st, 1931
Amount saved from premium deposits for subscribers on risks
expired during the year $206,291 45
Inco me tro m interest and dividends 91,994 25
Profit on sale or maturity of bonds and stocks 17,097 82
Additional profits accumulated to the credit of subscribers
Amount transferred from any special surplus or reserve funds formerly held to the
credit of subscribers:
Reserve for contingencies
Deduct:
Amount of savings and profits returned to subscribers in cash or applied in
payment of current premium deposits due
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931
$1,406,430 75
315,383 52
212,169 54
$1,933,983 81
384,856 53
$1,549,127 28
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $1,549,127 28
Other special surplus or reserve accounts
Total $1,549,127 28
Deduct assets not admitted 356,850 91
Surplus of ad mitted assets over all liabilities 1,192,276 37
Risks and Premium Deposits
In the Province
All Business
Risks
Gross
Pre miu m
Deposits
Risks
$984,000
901,500
Gross in force, Dec. 31st, 1930
Written or renewed during year
Total $1,885,500
Deduct expired and marked off as
terminated 1,234,500
Gross in force, Dec. 31st, 1931
Deduct:
Reinsured and authorized deductions
Net in force, Dec. 31st, 1931
$651,000
Nil
$651,000
$4,891 03
3,399 54
$8,290 57
4,986 39
$3,304 18
Nil
$147,577,860
134,830,650
$282,408,510
145,209,310
$137,199,200
852,380
Gross
Premium
Deposits
$477,961 67
338,253 81
$816,215 48
375,934 95
$440,280 53
3,564 15
$3,304 18 $136,346,820 $436,716 38
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — Ten times one annual premium.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Five times one annual premium.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $500,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $250,000.
Give classes of insurance written: Fire, Sprinkler Leakage, Tornado.
Losses In the All
Province Business
Gross clai ms paid during year Nil $8,386 73
Expenses of adjust ment and settlement of losses Nil 443 18
Total Nil $8,829 91
Less reinsurance on losses paid during year Nil 285 30
Net losses paid Nil $8,544 61
Deduct net claims outstanding at beginning of year Nil 10,500 00
Add net claims outstanding at end of year. Nil 10,500 00
Net losses incurred Nil $8,544 61
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $2,549 25
Net losses paid in the Province Nil
Percentage Nil
Net premium deposits earned in the Province $3,432 26
Net losses incurred in the Province Nil
Percentage Nil
♦This reserve is an undivided Surplus Account in which withdrawing subscribers do not share.
In this respect, this exchange is not operating as a reciprocal.
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 373
CANKERS' EXCHANGE SUBSCRIBERS AT WARNER INTER-INSURANCE BUREAU
Principal Office, Chicago, III.
Attorney-in-Fact. — Lansing B. Warner, Inc.
Ontario Representative. — \V. E. Sommerville, Toronto, Ont.
Date of Organization. — 1907. Date of initial Ontario license. — October 12, 1927.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures, U.S. Government Securities $2,172,750 00
Cash in banks and other depositories 498,270 06
Expense and Guarantee Fund deposits in course of collection on
policies, dated subsequent to October 1st, 1931 $104,541 18
Expense and Guarantee Fund deposits in course of collection on
policies, dated October 1st, 1931 54,601 71
159,142 89
Total Ledger Assets $2,830,162 95
Non-Ledger Assets
Interest accrued on U.S. Government Securities $15,960 16
Reinsurance recoverable on paid losses 38,628 04
Total Non-Ledger Assets $54,588 20
Gross Assets $2,884,751 15
Deduct Assets Not Admitted:
Expenses and Guarantee Fund deposits on policies, dated prior
to October 1st $54,601 71
Deficiency of market under book value of securities 50,612 50
105,214 21
Total Admitted Assets $2,779,536 94
Liabilities
Net provision for unpaid losses and claims $2,950 00
Expense and Guarantee Fund gross deposits (less reinsurance and
authorized deductions) received and receivable on all unexpired
risks $1,241,976 84
Unearned Expense and Guarantee Fund deposits $620,988 42
Return Expense and Guarantee Fund deposits on reinsurance 4,227 88
Other liabilities, reserve for State taxes 16,003 48
Total Liabilities $644,169 78
Surplus of admitted assets over all liabilities 2,135,367 16
Total $2.779,536 94
Income and Expenditure
In the All
Province Business
Gross Expense and Guarantee Fund deposits written $13,271 00 $2,315,133 24
Deduct:
Reinsurance Nil 43,709 96
Return Expense and Guarantee Fund deposits on cancelled
business $3,167 64 783,643 17
Net Expense and Guarantee Fund deposits written $10,103 36 $1,487,780 11
Reserve of unearned Expense and Guarantee Fund deposits:
At beginning of year $3,876 13 $688,853 78
At end of year 4,217 14 620.988 42
Increase and decrease $341 01 $67,865 36
Net Expense and Guarantee Fund deposits earned $9,762 35 $1,555,645 47
Net losses incurred Nil 571,201 67
Administration and other expenses:
Administration $366,500 87
.Advisory committee 2,540 43
Legal 11.899 40
Taxes and licenses 16,194 99
Audit expense 1,284 53
Rating Bureau expense 12,618 13
Exchange on subscribers' cheques 902 31
411.940 66
Net underwriting savings for subscribers $572,503 14
374 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Subscribers' Surplus
Amount held to credit of subscribers' savings or surplus accounts not including
Expense and Guarantee Fund deposits on unexpired risks, January 1st, 1931. . $1,225,251 51
Amount saved from Expense and Guarantee Fund deposits for sub-
scribers on risks expired during the year $572,503 14
Income from interest and dividends 87,896 34
Decrease by adjustment of bonds and stocks Debit 4,703 13
Decrease of market value over book value of bonds Debit 93,010 93
Additional profits accumulated to the credit of subscribers $562,685 42
$1,787,936 93
Deduct:
Amount of savings and profits returned to subscribers in cash or applied in
payment of Current Expense and Guarantee Fund deposits due 745,822 79
Amount transferred to any special surplus or reserve funds to be
retained to the credit of subscribers:
Surplus reserve $183,470 85
Interest on surplus reserve 34,894 87
218,365 72
Amount held to the credit of subscribers' savings or surplus accounts not including
Expense and Guarantee Fund deposits on unexpired risks, December 31st,
1931 $823,748 42
Summary of Subscribers' Surplus, Surplus Reserve and Reserve Fund
Amount held to the credit of subscribers' surplus $823,748 42
Other special surplus or reserve accounts as per detailed schedules attached 1,416,832 95
Total $2,240,581 37
Deduct assets not admitted 105,214 21
Surplus of admitted assets over all liabilities $2,135,367 16
Subscribers' Surplus Reserve Fund
Amount held to credit of subscribers' surplus reserve fund accounts as of January
1st, 1931 $912,396 09
Add:
Amount transferred from surplus $183,470 85
Interest on surplus reserve 34,894 87
218,365 72
Total $1,130,761 81
Deduct:
Amount of surplus reserve returned to subscribers 107,628 86
Amount held to credit of subscribers' surplus reserve accounts as of December
31st, 1931 $1,023,132 95
Subscribers' Reserve Fund
Amount held to credit of subscribers' reserve fund accounts as of January 1st, 1931 $397,539 00
Add:
Amount received from subscribers 39,490 90
$437,029 90
Deduct:
Amount of reserve fund returned to subscribers 43,329 90
Amount held to credit of subscribers' reserve fund accounts as of December 31st,
1931 $393,700 00
Risks and Expense and Guarantee Deposits
In the Province All Insurance
Gross Gross
Expense and Expense and
Risks Guarantee Risks Guarantee
Fund Deposits Fund Deposits
Gross in force, Dec. 31st. 1930 Nil Nil $167,135,229 $1,722,134 44
Written or renewed during year $491,368 $3,167 64 233,577,090 2,315,133 24
Total $491,368 $3,167 64 $400,712,319 $4,037,267 68
Deduct expired and marked off as
terminated Nil Nil 242,996,950 2,484.796 62
Gross in force. Dec. 3l3t. 1931 Nil Nil $157,715,369 $1,552.47106
Deduct:
Reinsured and authorized deductions Nil Nil Nil 310.494 22
Net in force. December 3l8t. 1931 $491,368 $3.167 64 $157,715,369 $1,241.976 84
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931
375
M iscellaneous
To what extent is the liability of the subscriber limited?
Answer. — Five times the amount of Reserve Fund.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $875,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $222,000.
Give classes of insurance written: Fire and Lightning.
Losses In the All
Province Business
Gross claims paid during year Nil $607,106 64
Expenses of adj ust ment and settle men t of losses Nil 873 07
Total Nil $607,979 71
Less reinsurance on losses paid during year Nil 38,628 04
Net losses paid Nil $569,351 67
Add net recoveries outstanding at beginning of year Nil 1,100 00
Add net clai ms outstanding at end of year Nil 2,950 00
Net losses incurred Nil $571,201 67
Provincial Net Premium Deposits and Losses
Net Expense and Guarantee Fund deposits written in the Province $10,103 36
Net losses paid in the Province Nil
Percentage Nil
Net Expense and Guarantee Fund deposits earned in the Province $9,762 35
Net losses incurred in the Province Nil
Percentage Nil
DETROIT AUTOMOBILE INTER-INSURANCE EXCHANGE
Principal Office, 139 Bagley Ave., Detroit, Mich.
Aliorney-in-Fact. — Charles B. Van Dusen, Sidney D. Waldon, Edward N. Mines.
Ontario Representative. — A. J. Lester, 53 King St. West, Toronto, Ont.
Date of Organization. — March, 1922. Dale of initial Ontario license. — August 1, 1930.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures $3,684,929 45
Cash on hand $2,000 00
Cash in banks and other depositories 550,193 86
Cash in suspended banks 34,000 00
586,193 86
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $239,644 37
Written prior to October 1st, 1931 20,445 72
260,090 09
Total Ledger Assets $4,531,213 40
Non-Ledger Assets
Interest accrued $35,272 66
Total Non-Ledger Assets $35,272 66
Gross Assets $4,566,486 06
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $20,445 72
Deficiency of market under book value of securities 276,940 08
Deposits in suspended banks, estimated not recoverable 34,000 00
$331,385 80
Total Admitted Assets 4,235,100 26
Liabilities
Net provision for unpaid losses and claims $652,407 00
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $2,818,947 94
Unearned premium deposits 1,409,473 97
Total Liabilities $2,061,880 97
Surplus of admitted assets over all liabilities 2,173,219 29
Total $4,235,100 26
376 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Income and Expenditure
Gross premium deposits written
Deduct:
Reinsurance
Return premium deposits on cancelled business
Net premium deposits written
Reserve of unearned premium deposits:
At beginning of year
At end of year
Decrease
Net premium deposits earned.
Net losses incurred
In the
All
Province
Nil
Business
$3,400,207 70
Nil
Nil
6,300 58
574,959 18
Nil
$2,818,947 94
Nil
Nil
1,626,415 80
1,409,473 97
Nil
$216,941 83
Nil
Nil
$3,035,889 77
1,427,780 45
Administration and other expenses:
Ad ministration $684,216 65
Taxes and licenses 100 00
684,316 65
Net underwriting profit or savings for subscribers $923,792 67
Subscribers' Surplus
(Limit: One Annual Premium Deposit)
Amount held to credit of subscribers' savings or surplus accounts, not including
premium deposits on unexpired risks, January 1st, 1931 $2,172,350 40
Amount saved from premium deposits for subscribers on risks
expired during the year $923,792 67
Income from interest and dividends 184,764 16
Profit on sale or maturity of bonds and stocks 1,724 63
Deficiency of market value under book value of bonds Debit 276,940 08
Additional loss accumulated to the credit of subscriber Debit 23,725 32
$809,616 06
Deduct:
Amount of savings and profits returned to subscribers in cash or applied in
payment of current premium deposits due $754,301 45
Amount held to the credit of subscribers' savings or surplus account, not including
premium deposits on unexpired risks, December 31st, 1931 $2,227,665 01
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $2,227,665 01
Deduct assets not admitted 54,445 72
Surplus of admitted assets over all liabilities $2,173,219 29
Risks and Premium Deposits
In the Province All Business
Gross in force, Dec. 31st, 1930. .
Written or renewed during year.
Total ,
Deduct expired and marked off as
terminated
Gross in force, Dec. 31st, 1931,
Deduct:
Reinsured and authorized deductions
Net in force, Dec. 31st, 1931
Risks
Gross
Pre mium
Deposits
Risks
Gross
Pre miu m
Deposits
Nil
Nil
Nil
Nil
Nil
Nil
$3,098,882 26
3,400,207 70
Nil
3
Nil
Nil
Nil
Nil
Nil
$6,499,089 96
3,673,841 44
Nil
s Nil
Nil
Nil
Nil
Nil
$2,825,248 52
6,300 58
Nil
Nil
Nil
$2,818,947 94
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — An assessment of one additional premium deposit per policy.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — None.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $300,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $20,000.
Give classes of insurance written: Automobile, Fire. Theft, Collision, Public Liability,
Property Damage and Plate Glass.
RECIPROCAL OR IXTER-INSURAN'CE EXCHANGES FOR 1931
377
Losses
In the All
Province Business
Gross claims paid during year Nil $1,304,198 99
Expenses of adjustment and settlement of losses Nil 175,114 03
Total Nil $1,479,313 02
Less reinsurance on losses paid during year Nil Nil
Net losses paid Nil $1,479,313 02
Deduct net claims outstanding at beginning of year Nil 703,939 57
Add net claims outstanding at end of year Nil 652,407 00
Net losses incurred Nil $1,427,780 45
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province Nil
Net losses paid in the Province Nil
Percentage Nil
Net premium deposits earned in the Province Nil
Net losses incurred in the Province Nil
Percentage Nil
EQUITABLE FIRE UNDERWRITERS
Principal Office, Kansas City, Mo.
Attorney-in-Fact. — Rankin- Benedict Company.
Ontario Representative. — F. W. Wegenast, Bank of Hamilton Building, Toronto
Date of Organization. — 1918. Date of initial Ontario license. — April 27, 1922.
Statement for Year Ending 31st December, 1931
Ledger Assets
Cash in banks and other depositories
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $25,135 85
Written prior to October 1st, 1931 5,667 89
Total Ledger Assets
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st)
Total Admitted Assets
LiabUities
Net provision for unpaid losses and claims
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks
Unearned premium deposits
Administration expense
Return premium deposits on reinsurance
Total Liabilities
Surplus of admitted assets over all liabilities
Total
Income and Expenditure
In the
Province
Gross premium deposits written $3,243 45
Deduct :
Reinsurance Nil
Return premium deposits on cancelled business $628 23
Net premium deposits written $2,615 22
Reserve of unearned premium deposits:
At beginning of year $825 46
At end of year 934 95
Increase or decrease $109 49
Net premium deposits earned $2,505 73
Net losses incurred 7,536 73
$215,863 34
$30,803
74
$246,667
08
$5,667
89
$240,999
19
$11,135 00
$52,560 98
7,700 94
2,860 25
$74,257 17
166,74 2 02
$240,999 19
All
Business
$270,894 21
$18,949 16
104,954 25
$146,990 80
685,496 23
52,560 98
$32,935 25
$179,926 05
120,818 93
378
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Income and Expenditure — Continued
Administration and other expenses:
Ad ministration
Advisory committee
Legal
Taxes and licenses
Exchange
Guaranty contract
Net underwriting profit or savings for subscribers.
$40,994 76
717 29
3,282 04
4.454 27
51 79
2,090 58
$50,873 44
$8,233 68
Subscribers' Surplus
(Limit: 2 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, January 1st, 1931
Amount saved from premium deposits for subscribers on risks
expired during the year $8,233 68
Income from interest and dividends 5,328 26
Additional profits accumulated to credit of subscribers.
Deduct:
Amount of savings and profits returned to subscribers in cash or applied
payment of current premium deposits due
Amount held to the credit of subscribers' savings or surplus accounts not including
pre mium deposits on unexpired risks, December 31st, 1931
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus
Deduct assets not admitted
Surplus of admitted assets over all liabilities.
$210,955 24
13,561 94
$224,517 18
52,107 27
$172,409 91
$172,409 91
5,667 89
$166,742 02
Risks and Premium Deposits
In the Province
Risks
Gross in force, Dec. 31st, 1930
Written or renewed during year
Total $315,498
Deductexpiredand markedoff as ter minated 183,508
Gross in force, Dec. 31st, 1931
Deduct:
Reinsured and authorized deductions.
Net in force, Dec. 31st, 1931.
$139,000
176,498
$131,990
Nil
$131,990
Gross
Premium
Deposits
All Business
Risks
$2,063 65 $14,540,482
3,243 45 18,686,116
$5,307 10 $33,226,598
3,383 15 23,710,215
$1,923 95
384 79
$9,516,383
Nil
51,539 16 $9,516,383
Gross
Premium
Deposits
$213,740 57
270,894 21
$484,634 78
353,232 32
131,402 46
26.280 49
$105,121 97
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — One additional annual premium
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Until equal to two annual premiums.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $47,500.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $7,500.
Give classes of insurance written: Fire and Tornado.
Losses
In the All
. Province Business
Gross claims paid during year $7,509 69 $146,774 27
Expenses of adjustment and settlement of losses 27 04 6,451 64
Total $7,536 73 $153,225 91
Less reinsurance on losses paid during year Nil 17,517 59
Net losses paid $7,536 73 $135,708 32
Deduct net clai ms outstanding at beginning of year Nil 26,024 .39
Add net claims outstanding at end of year Nil 11.135 00
Net losses incurred $7,536 73 $120,818 93
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 37p
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $2,615 22
Net losses paid in the Province 7,536 73
Percentage 288 . 19
Net premium deposits earned in the Province $2,505 73
Net losses incurred in the Province 7,536 73
Percentage 300.78
FIREPROOF SPRINKLERED UNDERWRITERS
Principal Office, New York, N.Y.
Attorney-in-Fact. — Ernest W. Brown, Inc.
Ontario Representative. — V. VV. Gerrish, Royal Bank Building, Toronto, Ont.
Date of Organization. — 1925. Date of initial Ontario license. — July 21, 1927.
Statement for Year Ending Slst December, 1931
Ledger Assets
Book value of bonds and debentures $562,107 34
Cash on hand $91 75
Cash in banks and other depositories 18,411 32
18,503 07
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $8,894 04
Written prior to October 1st, 1931 98 88
8,992 92
Other ledger assets, cash advanced to inspectors 820 30
Total Ledger Assets $590,423 63
Non-Ledger Assets
Interest, accrued $7,475 90
Excess of market over book value of securities 63,892 66
Total Non-Ledger Assets $71,368 56
Gross Assets $661,792 19
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $98 88
Cash advanced to inspectors 820 31
$919 18
Total Ad mitted Assets $660,873 01
Liabilities
Net provision for unpaid losses and claims _. $686 60
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $229,901 09
Unearned premium deposits 104,547 52
Administration expense 3,472 63
Taxes dueand accrued 700 00
Other liabilities:
Dividends unpaid 76,675 81
Total Liabilities $186,082 56
Surplus of admitted assets over all liabilities 474,790 45
Total $660,873 01
Income and Expenditure
In the All
Province Business
Gross premium deposits written $5,801 37 $134,727 22
Deduct:
Reinsurance Nil 2,436 66
Return premium deposits on cancelled business 516 43 50,749 47
Net premium deposits written $5,284 94 $81,541 09
Reserve of unearned premium deposits:
At beginning of year $4,652 43 $159,903 97
At end of year 6,764 72 104,547 52
Increase or decrease j $2,112 29 $55,356 45
Net premium deposits earned $3,172 65 $136,897 54
Net losses incurred 272 47 12,303 30
380 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Income and Expenditure — Continued
Administration and other expenses:
Administration $17,744 18
Advisory committee 1,092 78
Legal 273 75
Taxes and licenses 940 72
Association fees, underwriters boards, etc 4,010 53
$24,061 96
Net underwriting profit or savings for subscribers $100,532 28
Subscribers' Surplus
(Limit: 10 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, January 1st, 1931 $444,020 81
Amount saved from premium deposits for subscribers on risks expired
during the year $100,532 28
Income from interest and dividends 26,588 64
Profits on sale or maturity of bonds and stocks 650 49
Decrease by adjustment of bonds and stocks Debit 45,120 38
Increase in market value of bonds over book value 46,643 01
Additional profits accumulated to credit of subscribers $129,294 04
$573,314 85
Deduct :
Amounts transferred to any special surplus or reserve funds to be retained to
the credit of subscribers:
Reserve for accounts, 1931 97,605 22
Amount held to the credit of subscribers' savings or surplus accounts not includ-
ing premium deposits on unexpired risks, December 31st, 1931 475,709 63
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $475,709 63
Deduct assetsnotad mi tted 919 18
Surplus of admitted assets over all liabilities $474,790 45
Risks and Premium Deposits
In the Province
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Gross in force, Dec. 31st, 1930 Nil Nil $113,009,102 $282,706 72
Written or renewed during year $3,270,882 $5,80137 71,498,189 134,727 22
Total $3,270,882 $5,801 37 $184,507,291 $417,433 94
Deduct expired and marked off as
terminated 84,908,886 187,532 85
Net in force, Dec. 31st, 1931 $3,270,882 $5,80137 $99,598,405 $229,90109
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — Two and one-half times their annual premium on a single risk; ten times such
premium in a conflagration.
To what extent are savings w'ithheld from subscribers before all current savings are repaid?
Answer — Seventy-five per cent, of current savings applied to Reserve until fully accumulated.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $200,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $100,000.
Give classes of insurance written: Fire, Lightning, Sprinkler Leakage, Windstorm and
Aircraft.
Losses
In the All
Province Business
Gross claims paid during year $272 47 $11,995 73
Expenses of adjustment and settlement of losses Nil 195 28
Net losses paid $272 47 $12,191 01
Deduct net claimsoutstandingatbeinning of year Nil .574 31
Add net claims outstanding at end of year Nil 686 60
Net losses incurred $272 47 $12,303 30
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931
381
Provincial Net Premium Deposits and Losses
Net premium deposits written in tlie Province $5,284 94
Net losses paid in the Province 272 47
Percentage 5 . 16
Net premium deposits earned in the Province $3,172 65
Net lossesincurred in the Province 272 47
Percentage 8.59
INDIVIDUAL UNDERWRITERS
Principal Office, New York, N.Y.
Attorney-in-Fact. — Ernest W. Brown, Inc.
Ontario Representative. — V. W. Gerrish, Royal Bank Building, Toronto, Ont.
Date of Organization. — 1881. Date of initial Ontario license. — June, 1926.
Statement for Year Ending SIst December, 1931
Ledger Assets
Book value of bonds and debentures
Cash on hand ,
Cash in banks and other depositories ,
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931.
Written prior to October 1st, 1931 ,
Other ledger assets:
Cash advanced to inspectors
$78 23
178,514 30
$42,967 43
2,630 50
.$2
,162,306 28
178,592 53
45,597 93
699 46
Total Ledger Assets $2,387,196 20
Non-Ledger Assets
Interest accrued
Excess of market over book value of securities
Total Non-Ledger Assets.
Gross Assets
28,129 60
261,973 72
, $290,103 32
.$2,677,299 52
Deduct .Assets Not Admitted:
Premium deposits (business written prior to October 1st)
Cash advanced to inspectors
$2,630 50
699 46
3,329 96
Total Admitted Assets $2,673,969 56
Liabilities
Net provision for unpaid losses and claims $6,294 18
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $855,978 32
Unearned premium deposits 384,639 11
Administration expense 11,363 20
Taxes due and accrued 4,000 00
Other liabilities:
Cash dividends remaining unpaid to subscribers 292,401 31
Subscribers' accounts in adjustment 4,513 83
Total Liabilities $703,211 63
Surplus of admitted assets over all liabilities 1,970,757 93
Total $2,673,969 56
Income and Expenditure
Gross premium deposits written
Deduct:
Reinsurance
Return premium deposits on cancelled business.
In the
Province
$42,157 17
Nil
7,817 68
Net premium deposits written $34,339 49
Reserve of unearned premium deposits:
At beginning of year 36,829 00
At end of year 29.188 57
Increase or decrease.
Net premium deposits earned $41,979 92
Net losses incurred 779 04
All
Business
$628,409 99
14,509 37
164,123 99
$449,776 63
496,598 90
384,639 11
$7,640 43 $111,959 79
$561,736 42
71,079 68
382
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Income and Expenditure — Continued
Administration and other expenses:
Administration $170,668 39
Advisory committee 5,113 62
Legal 2,372 00
Taxes and licenses 6,793 10
Association fees, etc 11,356 17
Net underwriting profit or savings for subscribers
$196,303 28
$294,353 46
Subscribers' Surplus
(Limit: 10 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, January 1st, 1931 _ $2,106,731 69
Amount saved from premium deposits for subscribers on risks expired
during the year $294,353 46
Income from interest and dividends 107,996 96
Profit on sale or maturity of bonds and stocks 17,481 37
Decrease by adjustment of bonds and stocks Debit 167,394 51
Increase in market value of bonds 168,982 46
Additional profits accumulated to the credit of subscribers 421,419 74
$2,528,151 43
Deduct:
Amount transferred to any special surplus or reserve funds to be retained to
the credit of subscribers 554,063 54
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1930 $1,974,087 89
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $1,974,087 89
Deduct assets not admitted 3,329 96
Surplus of admitted assets over all liabilities $1,970,757 93
Risks and Premium Deposits
In the Province
All Business
Risks
Gross
Pre miu m
Deposits
Risks
Gross
Pre miu m
Deposits
Gross in force, Dec. 31st, 1930 Nil
Written or renewed during year $14,175,432
Total $14,175,432
Deduct expired and marked off as
terminated Nil
Net in force, Dec. 31st, 1931 $14,175,432
Nil
$42,157 17
$42,157 17
Nil
$311,368,614
245,014,680
$556,383,294
268,875,895
$977,187 40
628,409 99
$1,605,597 39
749,619 07
$42,157 17 $287,507,399 $855,978 32
M Iscellaneous
To what extent is the liability of the subscriber limited?
Answer. — One and one-half times their annual premium on a single risk; ten times such
premium in a conflagration.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Seventy-five per cent, of current savings retained until reserve fully accumulated.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $400,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $160,000.
Give classes of insurance written: Fire, Lightning, Sprinkler Leakage, Windstorm and
Aircraft.
Losses
Gross clai ms paid during year
Expenses of adjustment and settlement of losses. . . .
Net losses paid
Deduct net claims outstanding at beginning of year.
Add net claims outstanding at end of year
Net losses incurred
In the
Province
$859 58
19 46
$879 04
100 00
Nil
$779 04
All
Business
$66,946 89
1,940 99
$68,887 88
4.102 38
6,294 18
$71,079 68
RECIPROCAL OR INTER-INSUR.^NCE EXCHANGES FOR 1931 38_3
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $34,339 49
Net losses paid in the Province 879 04
Percentage 2.56
Net premium deposits earned in the Province $41,979 92
Net losses incurred in the Province 779 04
Percentage 1.85
INTER- INSURERS EXCHANGE
Principal Office, Kansas City, Missouri
Attorney-in-Fact. — T. H. Mastin Company.
Ontario Representative. — F. W. Wegenast, Bank of Hamilton Building, Toronto.
Date of Organization. — January, 1905. Date of initial Ontario license. — July 1, 1925.
Statement for Year Ending 31st December, 1931
Ledfter Assets
Book value of bonds and debentures $170,322 36
Cash in banks and other depositories 34,467 90
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $3,527 35
Written prior to October 1st, 1931 847 73
4,375 08
Total Ledger Assets 209,165 34
Non-Ledger Assets
Interest accrued $2,732 17
Deficiency of market under book value of securities 6,172 64
Total Non-Ledger Assets $8,904 81
Gross Assets $218,070 15
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $847 73
Total Ad mitted Assets $217,222 42
Liabilities
Net provision for unpaid losses and claims $220 00
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $72,852 71
Unearned premium deposits 37,229 43
Administration expense 110 00
Taxes due and accrued 85 00
Total Liabilities $37,644 43
Surplus of admitted assets over all liabilities $179,577 99
Total $217,222 42
Income and Expenditure
In the All
Province Business
Gross premium deposits written $720 75 $54,637 23
Deduct:
Reinsurance Nil Nil
Return premium deposits on cancelled business 30 11 20,238 65
Net premium- deposits written $690 64 $34,398 58
Reserve of unearned premium deposits:
At beginning of year $812 22 $46,521 50
At end of year 747 48 37,229 43
Increase or decrease $64 74 $9,292 07
Net premium deposits earned $755 38 $43,690 65
Net losses incurred Nil 8,947 47
Administration and other expenses:
Ad ministration $6,933 85
Advisory committee 214 32
Legal 418 95
Taxes and licenses 927 48
8,494 60
Net underwriting profit or savings for subscribers $26,248 58
384 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Subscribers' Surplus
(Limit: 6 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, January 1st, 1931 $189,478 47
Amount saved from premium deposits for subscribers on risks expired
during the year $26,248 58
Income from interest and dividends 8,397 10
Increase of market value over book value of bonds 1,702 89
Profit on sale or maturity of bonds and stocks 454 31
Additional profits accumulated to the credit of subscribers 36,802 88
Special deposits 13 67
$226,295 02
Deduct:
Amount of savings and profits returned to subscribers in cash or applied in
payment of current premium deposits due 45,869 30
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931 $180,425 72
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $180,425 72
Deduct increase in assets notadmitted 847 73
Surplus of admitted assets over all liabilities $179,577 99
Rislcs and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Gross in force, Dec. 31st, 1930 $185,000 $735 75 $21,158,595 $92,301 21
Written or renewed during year 185,000 720 75 17,732,750 54,637 23
Total $370,000 $1,456 50 $38,891,345 $146,938 44
Deduct expired and marked off as terminated 185,000 800 44 20,592,095 74,085 73
Net in force, Dec. 31st, 1931 $185,000 $656 06 $18,299,250 $72,852 71
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — -Two times his annual premium in a single risk and six times his annual premium
in the event a continuous fire destroys several risks.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Six times average annual premium is accumulated as reserve before all current
savings are returned.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $100,000 Fire; $100,000 Leakage.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $100,000 Fire; $100,000 Leakage.
Give classes of insurance written: Fire, Sprinkler Leakage and Tornado.
Losses
In the
All
Province
Business
Nil
$9,231 01
Nil
321 46
Grossclaims paid during year
Expenses of adjustment and settlement of losses
Net losses paid Nil $9,552 47
Deduct net claims outstanding at beginning of year Nil 825 GO
Add net claims outstanding at end of year Nil 220 00
Net losses incurred Nil $8,947 47
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $690 64
Net losses paid in the Province Nil
Percentage Nil
Net premium deposits earned in the Province 755 38
Net losses incurred in the Province Nil
Percentage Nil
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 385
LUMBERMENS' UNDERWRITING ALLIANCE
Principal Office, Kansas City, Missouri
Attorney-in-Fact. — U. S. Epperson Underwriting Company.
Ontario Representative. — L. D. Payette, 1612 Toronto Star Building, Toronto, Ont.
Date of Organization. — January 9, 1905. Date of initial Ontario license. — July 1, 1925.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures $1,592,546 31
Cash on hand $19,170 92
Cash in banks and other depositories 1,123,598 77
1,142,769 69
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $515,637 28
Written prior to October 1st, 1931 107,445 90
623,083 18
Total Ledger Assets $3,358,399 18
Non-Ledger Assets
Interest accrued $12,139 86
Excess of markec over book value of securities 30,610 21
Total Non-Ledger Assets $42,750 07
Gross Assets $3,401,149 25
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) 107,445 90
Total Admitted Assets $3,293,703 35
Liabilities
Net provision for unpaid losses and claims $7,005 00
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks
Unearned premium deposits 834,316 86
Administration expense 123,952 11
Total Liabilities $965,273 97
Surplus of admitted assets over all liabilities $2,328,429 38
Total $3,293,703 35
Income and Expenditure
In the All
Province Business
Gross premium deposits written $150,340 15 $3,272,004 46
Deduct:
Reinsurance Nil 359,388 4o
Return premium deposits on cancelled business 32,233 93 877,226 72
Net premium deposits written $118,106 22 $2,035,389 29
Reserve of unearned premium deposits:
At beginning of year $59,183 92 $968,290 95
At end of year 43,295 18 834,316 86
Decrease $15,888 74 $133,974 09
Net premium deposits earned $133,994 96 $2,169.363 38
Net losses incurred $222,551 22 $1,200,043 32
I
Administration and other expenses:
Administration $444,140 56
Advisory committee 5,375 00
Legal 41,744 60
Taxes and licenses 39,049 43
530,309 59
Net underwriting profit or savings for subscribers $439,010 47
386 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Subscribers' Surplus
(Limit: 5 times Annual Premium Deposit)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, January 1st, 1931. . . .• $2,409,833 97
Amount saved from premium deposits for subscribers on risks
expired during the year $439,010 47
Income from interest and dividends 111,277 66
Profit on sale or maturity of bonds and stocks 24,817 00
Decrease by adjustment of bonds and stocks Debit 1,307 28
Decrease of market value under book value of bonds Debit 9,725 84
Additional profits accumulated to the credit of subscribers 564,072 01
$2,973,905 98
Deduct:
Amount of saving and profits returned to subscribers in cash or applied in
payment of current premium deposits due 538,030 70
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931 $2,435,875 28
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $2,435,875 28
Deduct assets not ad mitted 107,445 90
Surplus of admitted assets over all liabilities $2,328,429 38
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Gross in force, Dec. 31st, 1930 $9,105,218 $118,367 84 $215,885,900 $2,420,727 36
Written or renewed during year 9.720,065 150,340 15 280,618,000 3,272,004 46
Total $18,825,283 $268,707 99 496,503,900 $5,692,731 82
Deduct expired and marked off as
terminated 11,609,419 182,117 63 295,463,400 3,606,939 69
Gross in force, Dec. 31st, 1931 $7,215,864 $86,590 36 $201,040,500 $2,085,792 13
Deduct:
Reinsured and authorized deductions Nil Nil Nil 417,158 42
Net in force, Dec. 31st, 1931 $7,215,864 $86,590 36 $201,040,500 $1,668,633 71
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — Not to exceed amount of annual premium deposit on any one risk.
' To what extent are savings withheld from subsciibers before all current savings are repaid?
Answer. — Five times the annual premium.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $150,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $65,000.
Give classes of insurance written: Fire and Tornado.
Losses
In the All
Province Business
Gross claims paid during year $221,741 34 $1,458,981 51
Expenses of adjustment and settlement of losses 704 28 15.214 75
Total $222,445 62 $1,474,196 26
Less reinsurance on losses paid during year Nil 171,230 09
Net losses paid $222,445 62 $1,302,966 17
Deduct net clai ms outstanding at beginningofyear Nil 109.927 85
Add net claims outstanding at end of year 105 60 7,005 00
Net losses incurred $222.551 22 $1.200.043 32
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $118,106 22
Net losses paid in the Province 222,445 62
Percentage 188.40
Net premium deposits earned in the Province $133,994 96
Net losses incurred in the Province 222,551 22
Percentage 166.00
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 387
MANUFACTURING LUMBERMEN'S UNDERWRITERS
Principal Office, Kansas City, Missouri
Attorney-in-Fact. — Rankin- Benedict Underwriting Company.
Ontario Representative. — A. C. Manbert, 1003 Federal Building, Toronto, Ont.
Date of Organization. — November 1, 1898. Date of initial Ontario license. — January 1, 1925.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures $2,536,697 79
Cash in banks and other depositories 612,168 14
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $414,957 15
Written prior to October 1st, 1931 108,070 34
523,027 49
TotalLedger Assets $3.671,893 42
Non-Ledger Assets
Interest accrued $25,237 49
Excess of market over book value of securities 27,509 86
Total Non-Ledger Assets $52,747 35
Gross Assets $3,724,640 77
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $108,070 34
Total Admitted Assets $3,616,570 43
LlabUlties
Net provision for unpaid losses and claims $21,200 00
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $1,646,079 20
Unearned premium deposits 823,039 60
Administration expense 104,605 50
Total Liabilities $948,845 10
Surplus of admitted assets over all liabilities $2,667,725 33
Total $3,616,570 43
Income and Expenditure
In the All
Province Business
Gross premium deposits written $90,821 55 $2,355,082 08
Deduct:
Reinsurance Nil 250,564 59
Return premium deposits on cancelled business 16,112 61 499,830 84
Net premium deposits written $74,708 94 $1,604,686 65
Reserve of unearned premium deposits:
At beginning of year $35,283 74 $899,201 73
At end of year 38,318 22 823,039 60
Increase $3,034 48 $76,162 13
Net premium deposits earned $71,674 46 $1,680,848 78
Net losses incurred 172,007 78 1,184,903 76
Administration and other expenses:
Administration $344,504 82
Advisory committee 5,307 41
Legal 9,120 00
Taxes andlicenses 31,322 87
Exchange 113 55
390,368 65
Net underwriting profit or savings for subscribers $105,576 37
388 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Subscribers' Surplus
(Limit: 2 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, January 1st, 1931 $2,849,367 68
Amount saved from premium deposits for subscribers on risks expired
during the year $105,576 37
Income from interest and dividends 121,377 74
Decrease by adjustment of bonds and stocks Debit 946 63
Decrease of market over book value of bonds Debit 196 40
Profit on sale or maturity of bonds and stocks 2,723 70
Additional profits accumulated to the credit of subscribers 228,534 78
$3,077,902 46
Amount transferred from any special surplus or reserve funds formerly held to the
credit of subscribers:
National Exchange 207,952 44
Deduct :
Amount of savings and profits returned to subscribers in cash or applied in
payment of incurred premium deposits due 510,059 23
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931 $2,775,795 67
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $2,775,795 67
Deduct assets not ad mitted 108,070 34
Surplus of admitted assets over all liabilities $2,667,725 33
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Gross in force, Dec. 31st, 1930 $4,560,275 $76,974 30 $142,046,879 $2,248,004 32
Written or renewed during year 5,635,529 90,82155 157,700,766 2,355,082 08
Total $10,195,804 $167,795 85 $299,747,645 $4,603,086 40
Deduct expired and marked off as
terminated 5,585,441 93,758 45 163,056,829 2,545,487 40
Gross in force, Dec. 31st, 1931 $4,610,363 $74,037 40 $136,690,816 $2,057.599 00
Deduct:
Reinsured and authorized deductions Nil $14,807 48 Nil $411,519 80
Net in force, Dec. 31st, 1931 $4,610,363 $59,229 92 $136,690,816 $1,646,079 20
M iscellaneous
To what extent is the liability of the subscriber limited?
Answer. — One additronal annual premium.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Two annual premiums.
What is the largest aggregate amount insured in any one hazard?
Answer. — $150,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $105,000.
Give classes of insurance written: Fire, Tornado.
Losses In the All
Province Business
Gross claims paid during year $171,495 97 $1,375,637 83
Expenses ofadjustmentandsettlementoflosses 511 81 11.185 67
Total $172,007 78 $1,386,823 50
Less reinsurance on losses paid during year Nil 141,469 74
Net losses paid $172,007 78 $1,245,353 76
Deduct net claims outstanding at beginning of year Nil 81.650 GO
Add net claims outstanding at end of year Nil 21.200 00
Net losses incurred $172,007 78 $1.184.903 76
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $74,708 94
Net losses paid in the Province 172,007 78
Percentage 230 . 00
Net premium deposits earned in the Province $71,674 46
Net losses incurred in the Province 172.007 78
Percentage 240.00
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 389
METROPOLITAN INTER-INSURERS
Principal Office, New York, N.Y.
Attorney-in-Fact. — Ernest W. Brown, Inc.
Ontario Representative. — V. W. Gerrish, Royal Bank Building, Toronto, Ont.
Date of Organization. — 1928. Date of initial Ontario license. — September 4, 1928.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures - " ' n ■'^^-■*' '^^ ^^
Cash on hand $.395 80
Cash in banks and other depositories 69,511 23
69,9U( OS
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $27,523 33
Written prior to October 1st, 1931 3,697 32 ^
Advances to inspectors 3,538 68
Total Ledger Assets $929,369 52
Non-Ledger Assets
Interest accrued ^q?'q?k sa
Excess of market over book value of securities 81,94b o4
Total Non-Ledger Assets $92,2 i 1 33
Gross Assets $1,021,640 85
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $3,697 32
Cash advance to inspectors 3,538 68
7,23d \jU
Total Admitted Assets $1.014,404 85
LiabUities
Net provision for unpaid losses and claims $4,.39( 68
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $470,307 69
Unearned premium deposits "^^'at? on
Ad ministration expense ^'rJ\ri nn
Taxes due and accrued 2,000 00
Other liabilities:
Subscribers' accounts in adjustment qo'--c qq
Cash dividends unpaid to subscribers 93,oo8 23
Total Liabilities $331.997 24
Surplus of admitted assets over all liabilities $682, 40i 61
Total $1,014.404 85
Income and Expenditure
In the AH
Province Business^
Gross premiu m deposits written $26,304 10 $351,663 < 2
Deduct:
Reinsurance Nil 9,868 18
Return premium deposits on cancelled business $3,901 10 93,675 86
Net premium deposits written $22,403 00 $248,119 68
Reserve of unearned premium deposits:
At beginning of year $17,012 21 $276,254 08
At end of year 20,162 70 224,272 72
Increase or decrease $3,150 49 $51,981 36
Net premium deposits earned $19,252 51 $300,101 04
Net losses incurred 1,929 09 26,096 4o
Administration and other expenses:
Adminstration $102,462 94
Advisory committee 2,609 02
Legal 1,308 80
Taxes and licenses 3,353 56
Association fees, etc 6,017 46
115,751 78
Net underwriting profit or savings for subscribers $158,252 81
14— S. I.
390 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Subscribers' Surplus
(Limit: 10 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, January 1st, 1931 $593,012 16
Amount saved from premium deposits for subscribers on risks expired
during the year $158,252 81
Income from interest and dividends 38,596 37
Decrease by adjustment of bonds and stocks Debit 64,287 84
Increase of market value over book value of bonds 67,343 86
Profit on sale or maturity of bonds and stocks 2,145 62
Additional profits accumulated to the credit of subscribers 202,050 82
$795,062 98
Deduct:
Amount transferred to special surplus or reserve funds to be retained to the
credit of subscribers 105,419 37
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931 $689,643 61
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $689,643 61
Deduct assets not admitted 7,236 00
Surplus of admitted assets over all liabilities $682,407 61
Risks and Premium Deposits
In the Province All Business
Risks
Gross in force, Dec. 31st, 1930 Nil
Written or renewed during year $7,801,963
Total Nil
Deduct expired and marked off as
terminated Nil
Net in force, Dec. 31st, 1931 Nil
Gross
Premium
Deposits
Risks
Gross
Pre miu m
Deposits
Nil
$26,304 10
$146,510,911
115,382,860
$261,893,771
122,672,153
$139,221,618
$514,416 23
351,662 72
Nil
Nil
$866,079 95
395,772 26
Nil
$470,307 69
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — Two and one-half times their annual premium on a single risk; ten times such
premium in a conflagration.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Seventy-five per cent, of annual savings retained until reserve is accumulated.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $300,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $120,000.
Give classes of insurance written: Fire, Lightning, Sprinkler Leakage, Windstorm and
Aircraft.
Losses
In the All
Province Business
Gross claims paid during year $2,144 15 $22,392 86
Expenses of adjustment and settlement of losses 69 94 765 41
Net losses paid $2,214 09 $23,158 27
Deduct net claims outstanding at beginning of year 285 00 1,459 50
Add net claims outstanding at end of year Nil 4,397 68
Net losses incurred $1,929 09 $26,096 45
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $22,403 00
Net losses paid in the Province 2,214 09
Percentage [ 9.88
Net premium deposits earned in the Province $19,252 51
Net losses incurred in the Province 1,929 09
Percentage 10.02
RECIPROCAL OR INTER-INSURANXE EXCHANGES FOR 1931 391
NATIONAL LUMBER MANUFACTURERS' INTER- INSURANCE EXCHANGE
Principal Office, Kansas City, Missouri
Attorney-in-Fact. — Lynn- Payne Underwriting Company.
Ontario Representative. — F. W. Wegenast, Bank of Hamilton Building, Toronto, Ont.
Date of Organization. — 1915. Dale of initial Ontario license. — September 4, 1928.
Statement for Year Ending 31st December, 1931
Income and Expenditure In the All
Province Business
Gross premium deposits written $11,394 75 $316,458 73
Deduct:
Reinsurance Nil 19,600 69
Return premium deposits on cancelled business $5,586 46 247,490 10
Net premium deposits written $5,808 29 $49,367 94
Reserve of unearned premium deposits:
At beginning of year $4,782 62 $152,614 26
At end of year Nil Nil
Increase..." $4,782 62 $152,61'4 26
Net premium deposits earned $10,590 91 $201,982 20
Net losses incurred 23,125 27 224,344 60
Administration and other expenses:
Administration $16,293 29
Advisory committee 881 68
Legal 3,479 39
Taxes and licenses 1,728 87
22,383 23
Net underwriting loss for subscribers $44,745 63
Subscribers' Surplus
(Limit: 2 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts, not including
premium deposits on unexpired risks, January 1st, 1931 $513,951 55
Amount lost to subscribers on risks expired during the year. . . . Debit $44,745 63
Income from interest and dividends 16,717 28
Loss on sale or maturity of bonds and stocks Debit 13,523 50
Additional loss charged to subscribers 41,551 85
$472,399 70
Deduct:
Amount of savings and profits returned to subscribers in cash or applied in
payment of current premium deposits due 472,399 70
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931 None
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Gross in force, Dec. 31st, 1930 $835,659 $18,102 18 $28,481,787 $435,769 49
Written or renewed during year 689,614 11,394 75 21,419,850 316,458 73
Total $1,525,273 $29,496 93 $49,901,637 $752,228 22
Deduct expired and marked off as
terminated 1,525,273 29,496 93 49,901,637 752,228 22
Gross in force, Dec. 31st, 1931 Nil Nil Nil Nil
Losses In the All
Province Business
Gross claims paid during year $31,240 54 $271,104 34
Expenses of adjustment and settlement of losses ' 103 52 1,617 75
Total $31,344 06
»
Less reinsurance on losses paid during year $8,170 13
Net losses paid $23,173 93
Deduct net claims outstanding at beginning of year $48 66
Add net claims outstanding at end of year Nil
Net losses incurred $23,125 27
$272,722
09
$41,238
47
$231,483
62
$7,139
Nil
02
$224,344
60
392 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $5,808 29
Net losses paid in the Province 23,125 27
Percentage 398 . 10
Net premium deposits earned in the Province $10,590 91
Net losses incurred in the Province 23,125 27
Percentage 218.40
NEW YORK RECIPROCAL UNDERWRITERS
Princip.'^l Office, New York, N.Y.
Attorney-in-Fact. — Ernest W. Brown, Inc.
Ontario Representative. — V. W. Gerrish, 1215 Royal Bank Building, Toronto, Ont.
Date of Organization. — 1891. Date of initial Ontario license. — June, 1926.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures $2,760,989 20
Cash on hand $400 18
Cash in banks and other depositories 103,400 62
103,800 80
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $43,448 71
Written prior to October 1st, 1931 769 79
44,218 50
Other ledger assets:
Cash advanced to inspectors 3,577 73
Total Ledger Assets $2,912,586 23
Non-Ledger Assets
Interest accrued $33,970 70
Excess of market over book value of securities 289,040 80
Total Non-Ledger Assets $323,011 50
Gross Assets $3,235,597 73
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $769 79
Cash advanced to inspectors 3,577 7.3
4,347 52
Total Admitted Assets $3,231,250 21
Liabilities
Net provision for unpaid losses and claims $7,426 80
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $894,032 23
Unearned premium deposits 390,944 79
Administration expense 13,141 02
Taxes due and accrued 3,000 00
Other liabilities:
Cash dividends remaining unpaid to subscribers $441,195 54
Subscribers' accounts in adjustment 13,018 84
Total Liabilities $868,726 99
Surplus of ad mi t ted assets over all liabilities $2,362,523 22
Total $3,231,250 21
Income and Expenditure
In the All
Province Business
Gross premium deposits written $29,417 31 $586,564 80
Deduct :
Reinsurance Nil 11,723 53
Return premium deposits on cancelled business 4,534 02 177,410 24
Net premium deposits written $24,883 29 $.397,431 03
Reserve of unearned premium deposits:
At beginning of year 25,082 24 544,612 55
At end of year 24,385 62 390,944 79
Decrease $696 62 $153,667 76
Net premium deposits earned $25,579 91 $551,098 79
Net losses incurred 1,992 66 53,292 36
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 393
Income and Expenditure — Continued
Administration and other expenses:
Administration $161,511 23
Advisory committee 3,978 77
Legal 2,295 45
Taxes and licenses 2,679 98
Association fees, etc 13,592 65
$184,058 08
Net underwriting profit or savings for subscribers $313,748 35
Subscribers' Surplus
(Limit: 10 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts, not including
premium deposits on unexpired risks, January 1st, 1931 $2,751,456 55
Amount saved from premium deposits for subscribers on risks expired
during the year $313,748 35
Income from interest and dividends 130,946 91
Profit on sale on maturity of bonds and stocks 23,328 19
Decrease by adjustment of bonds and stocks Debit 164,312 38
Increase in market value over book value of bonds 162,423 63
Additional profits accumulated to the credit of subscribers 466,134 70
$3,217,591 25
Deduct:
Amount transferred to any special surplus or reserve funds to be retained to the
credit of subscribers 850,720 51
Amount held to the credit of subscribers' savings or surplus account, not includ-
ing premium deposits on unexpired risks, December 33 st, 1931 $2,366,870 74
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $2,366,870 74
Deduct assets notadmitted 4,347 52
Surplus of admitted assets over all liabilities $2,362,523 22
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Gross in force, Dec. 31st, 1930 Nil Nil $37], 826,023 $1,054,000 31
Written or renewed during year $13,813,873 29,417 31 267,509,994 586,564 80
Total Nil Nil $639,336,017 $1,640,565 11
Deduct expired and marked off as
terminated Nil Nil 302,972,563 746,532 88
Net in force, Dec. 31st, 1931 Nil Nil $336,363,454 $894,032 23
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — One and one-half times their annual premium on a single risk; ten times such
premium on a conflagration.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Seventy-five per cent, of current savings applied to reserve until fully accumulated.
What is the largest gross aggregate amount insured in any one hazard?
Answer.^$500,000.
What is the largest net aggregate amount insured in any one hazard?
Answer.— $200,000.
Give classes of insurance written: Fire, Lightning, Sprinkler Leakage, Windstorm and
Aircraft.
Losses
In the All
Province Business
Gross claims paid during year $2,290 16 $49,178 05
Expenses of adjustment and settlement of losses 42 50 1,294 39
Net losses paid $2,332 66 $50,472 44
Deductnetclaimsoutstandingatbe ginning of year 340 00 4,606 88
Add net claims outstanding at end of year Nil 7,426 80
Net losses incurred $1,992 66 $53,292 36
394 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Provincial Net Premium Deposits and Losses
Net premium deposits written in tiie Province $24,883 29
Net losses paid in the Province 2,332 66
Percentage 9.37
Net premium deposits earned in the Province $25,579 91
Net losses incurred in the Province 1,992 66
Percentage 7 79
SUBSCRIBERS AT RECIPROCAL EXCHANGE
Principal Office, Kansas City, Missouri
Atiorneys-in-Facl. — Bruce Dodson and Ralph Dodson.
Ontario Representative. — F. W. Wegenast, Bank of Hamilton Building, Toronto, Ont.
Date of Organization. — December 1, 1900. Date of initial Ontario license. — July 11, 1925.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of real estate, less encumbrances $26,069 81
Mortgage loans on real estate, first liens 128,400 00
Book value of bonds and debentures 1,266,552 73
Cash on hand $4,625 19
Cash in banks and other depositories 157,760 28
162,385 47
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $123,775 50
Written prior to October 1st, 1931 . . . . ; Nil
123,775 50
Total Ledger Assets $1,707,183 51
Non-Ledger Assets
Interest due, $772.50; accrued, $14,049.62 $14,822 12
Total Non-Ledger Assets $14,822 12
Gross Assets $1,722,005 63
Deduct Assets Not Admitted:
Deficiency of market under book value of securities $47,026 53
Deficiency of market under book value of real estate 569 81
47,596 34
Total Admitted Assets $1,674,409 29
Liabilities
Net provision for unpaid losses and clai ms $35,249 22
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $987,400 01
Unearned premium deposits 483,489 94
Administration expense 12,377 55
Taxes due and accrued 9,000 00
Return premium deposits on reinsurance 18,594 13
Total Liabilities $558,710 84
Surplus of admitted assets over all liabilities $1,115,698 45
Total $1,674,409 29
Income and Expenditure
In the All
_ Province Business
Gross premium deposits written $1,914 95 $1,066,974 47
Deduct:
Reinsurance Nil 120,140 38
Return premium deposits on cancelled business 1,073 42 258,071 75
Net premium deposits written $841 53 $688,762 34
Reserve of unearned premium deposits:
At beginning of year $274 60 $579,390 58
At end of year 478 27 483,489 94
Increase or decrease $203 67 $95,900 64
Net premium deposits earned $637 86 $784,662 98
Net losses incurred Nil 178,562 94
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 395
Income and Expenditure — Continued
Administration and other expenses:
Administration $237,258 51
Advisory committee 1,849 55
Legal 13,567 00
Taxes and licenses 11,171 12
Association fees, etc., Rating and Inspection Bureau 12,082 83
Real estate expense 567 27
276,496 28
Net underwriting profit or savings for subscribers $329,603 76
Subscribers' Surplus
(Limit: one time Annual Premium Deposits, sprinklered risks; two times
Annual Premium Deposits, unsprinklered risks)
Amount held to credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, January 1st, 1931 $1,082,209 39
Amount saved from premium deposits for subscribers on risks expired
during the year $329,603 76
Income fro m interest and dividends 65,873 18
Profit on sale or maturity of bonds and stocks 252 36
Decrease by adjustment of bonds and stocks Debit 34,112 65
Additional profits accumulated to the credit of subscribers 361,616 65
$1,443,826 04
Deduct:
Amount of savings and profits returned to subscribers in cash or applied in
payment of current premium deposits due 280,531 25
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931 $1,163,294 79
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $1,163,294 79
Deduct assets notadmitted 47,596 34
Surplus of admitted assets over all liabilities $1,115,698 45
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Gross in force, Dec. 31st, 1930 $87,200 $1,287 85 $147,139,088 $1,299,657 96
Written or renewed during year 123,200 1,914 95 140,094,100 1,066,974 47
Total $210,400 $3,202 80 $287,233,188 $2,366,632 43
Deduct expired and marked off as
terminated $123,200 $1,87105 $139,703,482 $1,107,764 19
Gross in force, Dec. 31st, 1931 $87,200 $1,33175 $147,529,706 $1,258,868 24
Deduct:
Reinsured and authorized deductions Nil Nil $15,463,920 $271,468 23
Net in force, Dec. 31st, 1931 $87,200 $1,331 75 $132,065,786 $987,400 01
$3,202
80
$1,871
05
$1,331
75
Nil
$1,331
75
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — One annual premium deposit on unsprinklered risks and two annual premium
deposits on sprinklered risks.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Twenty-five per cent, returned at close of policy year. Excess held until surplus
requirement is met.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $500,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $100,000.
Give classes of insurance written: Fire, Tornado and Sprinkler Leakage.
396 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Losses
Gross claims paid during year
Expenses of adjustment and settlement of losses
In the
All
'rovince
Nil
Nil
Business
$176,536 38
5,953 46
Total Nil $182,489 84
Less reinsurance on losses paid during year Nil $4,727 06
Net losses paid Nil $177,762 78
Deduct net claims outstanding at beginning of year Nil $34,449 06
Add net claims outstanding at end of year Nil 35,249 22
Net losses incurred Nil $178,562 94
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $841 53
Net losses paid in the Province Nil
Percentage Nil
Net premium deposits earned in the Province $637 86
Net losses incurred in the Province Nil
Percentage Nil
TORNADO INTER-INSURANCE EXCHANGE
Principal Office, Duluth, Minn.
Atiorney-in-Facl. — E. M. Heinselman.
Ontario Representative. — S. R. Freed, Fort William, Ont.
Dale of Organization. — October, 1920. Date of initial Ontario license. — December 1, 1929.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures $264,198 44
Cash in banks and other depositories 3,917 94
Total Ledger .-Assets $268,116 38
Non-Ledger Assets
Interest accrued $3,125 94
Total Non-Ledger Assets $3,125 94
Gross Assets $271,242 32
Deduct Assets Not Admitted:
Deficiency of market under book value of securities $8,750 00
Market value of special deposits in excess of corresponding liabilities 9,875 85
18,625 85
Total .Admitted Assets $252,616 47
Liabilities
Gross premium deposits Cless reinsurance and authorized deductions)
■^ received and receivable on all unexpired risks $29,706 33
Unearned premium deposits $14,853 17
Taxesdueand accrued 1,054 45
Total Liabilities • $15,907 62
Surplus of admitted assets over all liabilities $236,708 85
Total $252,616 47
Income and Expenditure In the .All
Province Business
Gross premium deposits written $3,129 00 $41,862 57
Deduct :
Reinsurance 329 16 4,958 74
Return premium deposits on cancelled business 426 62 1,152 20
Net premium deposits written .$2,37.3 22 $35,751 6.3
Reserve of unearned premium deposits:
At beginning of year $1,1 19 97 $15,146 77
At end of year 985 gg 14.853 17
Decrease $134 oi $293 60
Net premium deposits earned $2,507 23 $36,045 25
Net losses incurred Njl $769 23
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 397
Income and Expenditure — Continued
Administration and other expenses:
Administration $10,177 58
Advisory committee 1,975 58
Legal 2 00
Taxes and licenses 1,055 07
Commission on bonds purchased 6 25
Deposit box, $25.00; surety bond, $62.50 87 50
Inspection and audit bureau expense 198 56
Robbery insurance on safety deposit boxes 135 20
VVorkmen'scompensationinsurance 11 50
$13,649 24
Net underwriting profit or savings for subscribers $21,626 74
Subscribers' Surplus
(Limit: 5 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts, not including
premium deposits on unexpired risks, January 1st, 1931 $221,045 21
Amount saved from premium deposits for subscribers on risks expired
during the year $21,626 74
Income from interest and dividends 12,662 75
Additional profits accumulated to the credit of subscribers 34,289 49
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931 $255,334 70
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $255,334 70
Deduct assets not admitted 18,625 85
Surplus of admitted assets over all liabilities $236,708 85
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Gross in force, Dec. 31st, 1930 $206,000 $3,069 40 $3,026,750 $41,511 24
Written or renewed during year 210,000 3,129 00 3,157,519 41,862 57
Total $416,000 $6,198 40 $6,184,269 $83,373 81
Deduct expired and marked off as terminated $206,000 $3,496 02 $3,032,519 $42,663 44
Gross in force, Dec. 31st, 1931 $210,000 $2,702 38 $3,151,750 $40,710 37
Deduct reinsured and authorized deductions Nil 730 46 Nil 11,004 04
Net in force, Dec. 31st, 1931 $210,000 $1,97192 $3,151,750 $29,706 33
Miscellaneous
$6,198
40
$3,496
02
$2,702
730
38
46
$1,971
92
To what extent is the liability of the subscriber limited?
-Answer. — $1,500.00 to $10,500.00 on any one Coal Bridge; $3,000.00 to $21,000.00 on any
one dock consisting of two or more bridges; total aggregate, $170,000.00.
To what extent are savings withheld from subscribers before all current savings are repaid?
-Answer. — To maintain sufficient reserve funds. Returned at discretion of Executive
Com mittee.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $82,500.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $82,500.
Give classes of insurance written: Tornado only.
Losses
In the All
Province Insurance
Gross clai ms paid during year Nil $769 25
Net losses paid Nil
Deduct net claims outstanding at beginning of year Nil
Add net claims outstanding at end of year Nil
Net losses incurred Nil
$769
25
Nil
Nil
$769
25
398 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Provincial Net Premium Deposits and Losses
Net premium deposits written in the Province $2,373 22
Net losses paid in Province Nil
Percentage Nil
Net premium deposits earned in the Province $2,507 23
Net losses incurred in the Province Nil
Percentage Nil
UNDERWRITERS' EXCHANGE
Principal Office, Kansas City, Missouri
Attorney-in-Fact. — T. H. Mastin Company.
Ontario Representative. — F. W. Wegenast, Bank of Hamilton Building, Toronto.
Dale of Organization. — February, 1902. Date of initial Ontario license. — July 1, 1925.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures $1,315,317 07
Cash in banks and other depositories 179,847 18
Premium deposits in course of collection:
Written on or subsequent to October 1st, 1931 $16,568 07
Written prior to October 1st, 1931 2,246 93
18,815 00
Total Ledger Assets $1,513,979 25
Non-Ledger Assets
Interest due, $112.50; accrued, $21,065.29 $21,177 79
Total Non-Ledger Assets $21,177 79
Gross Assets $1,535,157 04
Deduct Assets Not Admitted:
Premium deposits (business written prior to October 1st) $2,246 93
Deficiency of market under book value of securities 6,637 14
8,884 07
Total Admitted Assets $1,526,272 97
LlabUities
Net provision for unpaid losses and claims $660 00
Gross premium deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $371,253 84
Unearned premium deposits 202,697 09
Taxes due and accrued 255 00
Expense bills due and accrued 325 00
Total Liabilities $203,937 09
Surplus of admitted assets over all liabilities $1,322,335 88
Total $1,526,272 97
Income and Expenditure
In the All
„ . Province Business
Gross premium deposits written $3,474 50 $340,379 39
Deduct:
Reinsurance Nil Nil
Return premium deposits on cancelled business !..'.. 610 29 113,881 38
Net premium deposits written $2,864 21 $226,498 01
Reserve of unearned deposits:
At beginning of year $1,925 43 $224,886 11
At end of year 2,563 18 202,697 09
Decrease $637 75 $22,189 02
Netpremium deposits earned $2,226 46 $248,687 03
Netllosses incurred Nil 25,756 19
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 399
Income and Expenditure — Continued
Administration and other expenses:
Administration $51,177 85
Advisory committee 1,004 23
Legal 2,702 97
Taxes and licenses 1,244 45
$56,109 50
Net underwriting profit or savings for subscribers $166,821 34
Subscribers' Surplus
(Limit: 6 times Annual Premium Deposits)
Amount held to credit of subscribers' savings or surplus accounts, not including
pre mi u m deposits on unexpired risks, January 1st, 1931 $1,350,142 36
Amount saved from premium deposits for subscribers on risks expired
during the year $166,821 34
Income from interest and dividends 64,236 62
Profit on sale or maturity of bonds and stocks 2,410 93
Additional profits accumulated to the credit of subscribers $233,468 89
Special deposits 159 36
$1,583,770 61
Deduct:
Amount of savings and profits returned to subscribers in cash or applied in
payment of current premium deposits due 252,550 66
Amount held to the credit of subscribers' savings or surplus accounts not including
premium deposits on unexpired risks, December 31st, 1931 $1,331,219 95
Summary of Subscribers' Surplus
Amount held to the credit of subscribers' surplus $1,331,219 95
Deduct assets not ad mi t ted 8,884 07
Surplus of admitted assets over all liabilities $1,322,335 88
Risks and Premium Deposits
In the Province All Business
Gross Gross
Risks Premium Risks Premium
Deposits Deposits
Gross in force, Dec. 31st, 1930 $704,000 $2,823 75 $162,299,223 $428,757 94
Written or renewed during year 1,019,000 3,474 50 158,520,418 340,379 39
Total $1,723,000 $6,298 25 $320,819,641 $769,137 33
Deduct expired and marked off as
terminated 954,000 3,836 56 174,399,939 397,883 49
Net in force, Dec. 31st, 1931 $769,000 $2,46169 $146,419,702 $371,253 84
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — Two times his annual premium in a single risk and ten times his annual premium
in the event a continuous fire destroys several risks.
To what extent are savings withheld from subscribers before all current savings are repaid?
Answer. — Six times the average annual premium is accumulated as reserve before all current
savings are returned.
What is the largest gross aggregate amount insured in any one hazard?
Answer. — $600,000.
What is the largest net aggregate amount insured in any one hazard?
Answer. — $600,000.
Give class of insurance written: Fire, Sprinkler Leakage and Tornado.
Losses
In the All
Province Business
Gross claims paid during year Nil $31,951 33
Expenses of adjustment and settlement of losses Nil 1,639 86
Total Nil $33,591 19
Deduct net claims outstanding at beginning of year Nil 8,495 00
Add net claims outstanding at end of year Nil 660 00
Net losses incurred Nil $25,756 19
400 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Provincial Net Pretniutn Deposits and Losses
Net premium deposits written in the Province $2,864 21
Net losses paid in the Province Nil
Percentage Nil
Net premium deposits earned in the Province 2,226 46
Net losses incurred in the Province Nil
Percentage Nil
WARNER RECIPROCAL INSURERS
Principal Office, Chicago, III.
Agent. — Lansing B. Warner, Inc.
Ontario Representative. — W. E. Sommerville, Toronto, Ont.
Dale of Organization. — 1926. Date of initial Ontario license. — October 12, 1927.
Statement for Year Ending 31st December, 1931
Ledger Assets
Book value of bonds and debentures. United States Government Securities $572,228 75
Cash in banks and other depositories 250,404 44
Guaranty deposits in course of collection:
On policies dated subsequent to October 1st, 1931 $50,059 20
On policies dated prior to October 1st, 1931 5,089 63
55,148 83
Total Ledger Assets $877,782 02
Non-Ledger Assets
Interest accrued $5,340 94
Total Non-Ledger Assets $5,340 94
Gross Assets $883,122 96
Deduct Assets Not Admitted:
Guaranty deposits on policies, dated prior to October 1st $5,089 63
Deficiency of market under book value of securities 13,963 12
19,052 75
Total Admitted Assets $864,070 21
Liabilities
Net provision for unpaid losses and claims Nil
Gross guaranty deposits (less reinsurance and authorized deductions)
received and receivable on all unexpired risks $455,325 06
Unearned guaranty deposits $227,662 53
Return guaranty deposits on cancelled insurance 1,294 57
Other liabilities:
Reserve for State taxes $4,313 97
Total Liabilities $233,271 07
Surplus of admitted assets over all liabilities $630,799 14
Total $864,070 21
Income and Expenditure
In the All
Province Insurance
Gross guaranty deposits written $1,303 26 $821,468 74
Deduct:
Resinsurance Nil $6,294 57
Return guaranty deposits on cancelled insurance 823 27 252,995 09
Net guaranty deposits written $479 99 $562,179 08
Reserve of unearned guaranty deposits:
At beginning of year $69 54 $269,233 02
At end of year 194 40 227,662 53
Increase and decrease $124 86 $41,570 49
Net guaranty deposits earned $355 13 $603,749 57
Net losses incurred Nil $245,072 71
$124
86
$355
13
Nil
RECIPROCAL OR INTER-INSURANCE EXCHANGES FOR 1931 401
Income and Expenditure — Continued-
Ad mimstration and other expenses:
Administration $119,320 93
Advisors 2,770 04
Legal 4,499 83
Taxes and licenses 6,685 11
Rating bureau expense 4,586 02
Exchange on insurers' cheques 424 43
Audit expense 847 19
$139,133 55
Net savings for subscribers $219,543 31
Subscribers' Savings
(Limit: 5 times Annual Guaranty Savings Deposits)
Amount held to credit of subscribers' savings accounts not including guaranty
deposits on unexpired risks, January 1st. 1931 $380,716 76
Amount saved from guaranty deposits for subscribers on risks expired
during the year $219,543 31
Income from interest 23,472 37
Increase in market value over book value of bonds Debit 31,044 70
Additional profits accumulated to the credit of subscribers 211,970 98
$592,687 74
Deduct:
Amount of savings returned to subscribers in cash or applied in payment of
current guaranty deposits due 229,593 30
Amount transferred to reserve funds to be retained to the credit
of subscribers:
Reserve Fund $104,662 86
Interest on Reserve Fund 13,841 49
Amount held to the credit of subscribers' savings accounts not including guaranty
deposits on unexpired risks, December 31st, 1931 244,590 09
Summary of Subscribers' Savings and Reserve Fund
Amount held to the credit of subscribers' savings $244,590 09
Other special reserve accounts as per detailed schedules attached 405,261 80
Total $649,851 89
Deduct assets not admitted $19,052 75
Surplus of admitted assets over all liabilities $630,799 14
Subscribers' Reserve Fund
Amount held to credit of subscribers' reserve fund account as of January 1st, 1931. . $385,680 94
Add:
Transferred from savings $104,662 86
Interest on Reserve Fund 13,841 49
118,504 35
$504,185 29
Deduct:
Amount of Reserve Fund returned to subscribers 98,923 49
Amount held to credit of subscribers' reserve fund accounts as of January 1st, 1932. . $405,261 80
Risks and Guarantee Deposits
In the Province All Insurance
Gross Gross
Risks Guaranty Risks Guaranty
Deposits Deposits
Gross in force, Dec. 31st, 1930 Nil Nil $68,833,123 $673,082 56
Written or renewed during year $159,605 $1,303 26 85,400,158 821,468 74
Total Nil
Deduct expired and marked off as
terminated Nil
Gross in force, Dec. 31st, 1931 Nil
Deduct:
Reinsured and authorized deductions. . Nil
Net in force, Dec. 31st, 1931 Nil
Nil
$154,233,281
$1,494,551
$925,394
$569,156
113,831
30
Nil
$94,245,844
97
Nil
Nil
$59,987,437
Nil
33
27
Nil
$59,987,437
$455,325
06
402
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Miscellaneous
To what extent is the liability of the subscriber limited?
Answer. — The extent of guarantee deposits of the insured.
What is the largest gross aggregate amount insured in any one hazard.
Answer. — $125,000. _
What is the largest net aggregate amount insured in any one hazard.'
GrvTda^^Ts'Jffrurance written or to be written: Fire. Lightning. Hail. Windstorm. Use and
Occupancy, and Sprinkler Leakage.
Losses
Gross claims paid during year. . . . • • • • • ■
Expenses of adjustment and settlement of losses.
Total
Less reinsurance on losses paid during year.
Deduct net clai'ms'outstanding at beginning of year.
Add net claims outstanding at end of year
Net losses incurred
In the
Province
Nil
Nil
All
Insurance
$240,098 75
6,585 27
Nil
Nil
$246,684 02
Nil
Nil
Nil
Nil
$246,684 02
1,611 31
Nil
Nil
$245,072 71
Provincial Net Premium Deposits and Losses
Net guaranty deposits written in the Province.
Net losses paid in the Province
Net guarant'y'deposits earned in the Province.
Net losses incurred in the Province
Percentage
$479 99
Nil
Nil
355 13
Nil
Nil
PENSION FUND ASSOCIATIONS
[403]
9
LES PREVOYANTS DU CANADA
Head Office, Quebec, P.Q.
Note. — For detailed description of funds and method of operation, see 1928 Report, page 351.
Managing Director, Antoni Lesage
Capital Stock
Authorized $1,000,000 00
Subscribed •. 350,000 00
Paidup 350,000 00
Statement for Year Ending 31st December, 1931
Company Funds
BALANCE SHEET
Assets
Cashon handandin banks $20,244 89
Book value of bonds 13,807 35
Book value of real estate 155,000 00
Sundry accounts receivable 2,852 62
Advances to Annuity Fund 4,357 46
Total Admitted Assets $196,262 32
Liabilities
Due to Pension Fund $25,103 39
Contributions paid in advance 9,148 15
Reserve for depreciation on real estate $2,429 48
Additional reserve for depreciation set up by Superintendent 11,820 52
14,250 00
Sundry accounts payable 2,612 89
Capital paid in $350,000 00
Deficit in Profit and Loss Account 204,852 11
145,147 89
Total Liabilities $196,262 32
Revenue Account
Income
Contributions of members $110,711 50
Entrance fees 4,650 00
Interest on investments 1,968 69
Real estate inco me 5,307 85
Forfeited con tributionsandentrance fees 319 00
Fees — Caisse de Re mbourse ment 1,236 00
Total Income $124,193 04
Expenditure
Salaries $39,509 96
Collection charges 15,022 64
Com missions 3,179 33
Contributions and entrance fees of past years written off 20,244 05
Branch disbursements 18,738 51
Contingent expenses 13,221 40
All other expenditure 20,614 11
Deficit carried to Profit and Loss Account 6,336 96
Total Expenditure $124,193 04
Profit and Loss Account
Balance brought forward from previous year $31,600 49
Deficit transferred from Revenue Account 6,336 96
Total $25,263 53
Dividends to shareholders $20,891 10
Amount transferred to reserve for depreciation by Superintendent 11,820 52
Amount of assets (net) not admitted under Ontario Insurance Act 197,404 02
Deficit carried forward 204,852 11
Total $25,263 53
[405J
406
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Pension Fund
BALANCE SHEET
Assets
.... $8,038 95
Cash in banks •. ... 1,728,495 72
Mortgage loans on real estate 4,070,408 82
Book value of bonds, debentures, etc 99,365 42
Interest due and accrued. . 372,716 96
Assessments due and unpaid 25,103 39
Due from Company Funds $91,179 77
Buildings.. u' :,y- ' '.'.'.'.'.'. l!789 58
Deferred charges re buildings -^ gQO qO
Rents due 1 94,769 35
$6,398,898 61
Total Assets ^=^^^r^=^=
Liabilities
.... $33,166 34
Assessments paid in advance 139 OO
Assessments due to deceased members.. •••••:;;•/:•; '.'... 74,543 70
Balance due re subscription to National Service Loan -^^^ ^g
Accounts payable re buildings • • 371,496 13
General reserve 130,452 57
Special reserve • .-, 372,716 96
Reserve for assessments due and unpaia 5.415,469 46
Principal of Pension Fund
, , . ^.,. . $6,398,898 61
Total Liabilities ^=^==
Statement of Operations
(a) Pensions
Receipts
Interest on investments and bank accounts $353,808 49
Interest on arrears of assessments '957 17
Revenue from buildings . $356,523 31
Disbursement s
,.,..,.. iQoi $300,638 14
Pensions distributed in IHcJi 07 473 93
Interest on rei mburse ments . .■ • ■ • 'qf-q 11
Discount allowed on assessments paid in advance »o» ^x
Amount transferred to special reserve ' 345,182 61
$11,340 70
(b) Capital
Receipts
Assessments from active members. . ■ • • ^^1^'424 36
Forfeited assessments, deceased and expelled members f'cTfi 04
Transferred from interest on reimbursement, previous years 4,dxd u'±
Transferred from Reserve Fund: 3 851 23
Profits on investments, 1930. . . . . • • • • i7r'r-:!7 t^7
Reserve for assessments past due, 1930 .L/coot $594,499 20
Disbursements
Assessments of previous years from expelled, deceased and reimbursed ^^^_g.. qq
me mbers • ao' 9d<i 70
Increase in reserve for arrears on assessments anl'pqs 70
Capital transferred to General Reserve Fund ^u/.zaa iv 521,203 40
$73,295 80
Increase in Principal of Pension Fund _$8£.636_50
Principal of Pension Fund
$3,990,573 00
483 70
515 09
584 63
Revenue of active members (60,207 holding 131,990 shares) ^^'^Iq'
Assessments forfeited paid by lapsed members ^ ^°^-
Interest on investments gi'
Fines, exchanges, profits and adjustments •_
$6,184,156 42
Assessments for 1931 transferred to General Reserve 395.970 00
$5,788,186 42
Reserve for assessments due and unpaid '
Total.
,$5,415,469 46
PENSION FUND ASSOCIATIONS FOR 1931
407
Annuity Fund
BALANCE SHEET
Assets
Book value of bonds, debentures, etc $26,308 85
Cash on hand and in banks 2,326 19
Interest due and accrued 551 17
Deferred organization expenses 2,914 91
Total Assets $32,101 12
Liabilities
Net li a bilityunderannuity contracts $27,743 66
Owing to Company Funds 4,357 46
Total Liabilities $32,101 12
Revenue Account
Income
Interest on investments
Other revenue
Total Income
Disbursements
Rent
Surplus ofinco me over disburse ments (applied against deferred organization expense)
Total Disburse ments
Business in Ontario
Assessments, contributions, etc. — Entrance fees
Contributions
Assess ments
Total
Total membership in Ontario, December 31st, 1930 1'1?8
Xew membersjoined during year
Transfers fro m outside Province
Expirations by peremption
Expirations by reimbursement
Total membership in Ontario, December 31st, 1931 1,087
$641 10
97 82
$738 92
$100 00
638 92
$738 92
$547 74
1,550 57
5,160 14
$7,258 45
Me mbers
1,198
129
20
Shares
3,101
376
32
1,347
258
3,509
693
2
12
1,087
2,804
SOCIETE ST.-JEAN BAPTISTE DE MONTREAL
Head Office, Montreal, Que.
Caisse Nationale d'Economie — Caisse de Remboursement
Note. — For detailed description of funds and method of operation, see 1928 Report, page 352.
Officers and Directors
Officers. — President, V. E. Beaupre, St. Hubert; 1st Vice-President, Ernest Brossard,
Montreal; 2nd Vice-President, J. A. Bernier, Outremont; Manager, J. V'. Desaulniers, Montreal;
General Secretary, J. O. Moquin, Longueuil; General Treasurer, J. A. Bariteau, Montreal.
Directors. — Hon. F. L. Beique, Sir H. Laporte, Maurice Tessier, J. V. Desaulniers, Guy
Vanier, Arthur Tremblay, Ernest Brossard, Alph. Phaneuf, C. H. Moineau, J. A. Bariteau, all
of Montreal; V. E. Beaupre, St. Hubert; J. O. Moquin, Longueuil; J. A. Bernier and Dr. A. A.
Lefebvre, Outremont; Ai me Parent, Verdun.
408 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Consolidated Balance Sheet of Caisse Nationale d'Economie
and Caisse de Remboursement
As of December 31st, 1931
Assets
Cash on hand and in banks $33,592 16
Bonds $3,786,613 73
Mortgages 3,840,159 10
Interest due and accrued 105,858 49
7,732,631 32
Real estate 109,918 61
Other assets 1,527 30
Total Assets $7,877,669 39
Liabilities
Caisse N ationale d' Economic:
Capital First Period Pension Fund $6,312,596 77
Capital Second Period Pension Fund 109,241 08
$6,421,837 85
General Reserve Fund, First Period:
Capital revenue $531,423 58
Joint certificate reserve 69,699 24
Family certificate reserve 182,676 44
783,799 26
General Reserve Fund, Second Period:
Guaranteed minimum annuity certificate reserve $110,514 73
Surplus 12,621 89
123,136 62
Bank loan $37,500 00
Interest accrued 138 70
37,638 70
Pensioners (unpaid pensions, 1923-31) 8,538 34
Creditors 1,155 95
Prepaid interest 306 98
Caisse de Remboursement:
Guarantee reserve fund $451,655 01
Contingent surplus 38,665 49
490,320 50
Undividedcontributions 10, 9 35. 19
Total Liabilities $7,877,669 39
Summary Statement of Operations for the Year Ended December 31st, 1931
I. Caisse N.\tionale d'Economie
First Period
Capital:
Balance, December 31st, 1930 $5,850,402 56
Contributions paid by members 462,194 21
$6,312,596 77
General Reserve:
A. Capital Revenue:
Balance, December 31st, 1930 $398,964 45
Transferred from Pension Fund Revenue Account:
Excess of 1931 revenue over 1930 $64,478 44
Reserves set up on invest ments 37,893 09
Interest earned .' 20 93
Confiscated pensions 3,638 33
$105,030 79
Own Revenue:
Profit on sale of securities $2,673 42
Interest on investments 23,883 01
Special premiums 871 91
27,428 34
132,459 13
Balance, December 31st, 1931 $531,423 58
B. Joint Certificates:
Balance, December 31st, 1930 $48,338 85
Contributions 16,664 23
Interest earned 3,512 66
$68,515 74
Less — Transferred to Special Reserve —
Donor's Death $3,748 25
Annuities paid to beneficiaries 118 00
3,866 25
$64,649 49
PENSION FUND ASSOCIATIONS FOR 1931 409
Summary Statement of Operations — Continued
Reserve for Conlributions — Donor's Death:
Balance as of December 31st, 1930. . . . $2,052 50
Transferred during year 3,748 25
Overpaid in 1930 15 00
$5,815 75
Less — Paid in contributions for 1931. . . 766 00
$5,049 75
Balance, Dece mber 31st, 1931 $69,699 24
C. Family Certificates:
Balance, December 31st, 1930 $117,228 05
Contributions 54,968 01
Interest earned 8,939 48
$181,135 54
Less — Transferred to Special Reserve —
Donor's Death $1,618 40
Annuities paid to beneficiaries 2,145 60
3,764 00
Reserve for Contributions — Donor's Death:
Balance as of December 31st, 1930. . . . $5,979 70
Transferred during year 1,618 40
$7 598 10
Less — Paid in contributions for 1931. . . 2,293 20
;i77,371 54
Balance, December 31st. 1931 5,304 90
Pension Fund Revenue Account:
Interest revenue on capital fund investments $363,517 32
Interest earned 22 63
Less:
Reserve on investments $36,893 09
Excess of 1931 revenue over 1930 64,478 44
Interest earned 22 63
182.676 44
$783,799 26
$363,539 95
101,394 16
Transferred to pensioners' account $262,145 79
Pensioners' Account:
Balance unpaid pensions, December 31st, 1930 $10,465 24
1931 pensions (fro m pension fund revenue account) 262.145 79
$272,611 03
Less — Paid 1931 pensioners $258,669 00
Paid pensions of previous years 1.721 80
Confiscated pensions transferred to general reserve. . 3,681 89
264,072 69
Balance unpaid pensions. December 31st, 1931 8,538 34
Second Period
Capital:
Balance. December 31st. 1930 $98,932 70
Interest revenue 6.084 18
Contributions paid by members 4.224 20
Balance, December 31st, 1931 $109,241 08
General Reserve:
Guaranteed Minimum Annuities:
Balance. December 31st, 1930 $101,595 49
Interest earned 6,567 90
Contributions paid by members 14.973 23
$123,136 62
Statutory Reserve. Dece mber 31st, 1931 $110,514 73
Surplus 12.621 89
123.136 62
23:
Total Funds $7,337,312 07
II. Caisse de Remboursement
Guarantee Fund (Contributions Capital) :
Balance. December 31st. 1930 $407,850 88
Contributions paid by members 44,488 55
Interest earned $24,004 00
Less — Paid to heirs of deceased members 13,288 80
Transferred to Contingent Fund $10,715 20
Balance, December 31st. 1931 $452,339 43
410 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Summary Statement of Operations — Continued
Contingent Fund:
Balance, Dece mber 31st, 1930 $26,448 71
Interest earned 1,501 58
Transferred from Guarantee Fund 10,715 20
Balance, December 31st, 1931 38,665 49
Total Funds $491,004 92
Administration Fund
(Caisse Nationale d'Economie and Caisse de Re mbourse ment)
Balance, December 31st, 1930 $26,224 75
Revenue:
Caisse d'Economie:
Entrance fees — First period $27,413 03
Contributions — First period 140,374 63
Second period 2,548 95
Fines, H. O.commission 7,596 44
Interest on bank account and investments 2,426 89
„ , „ $180,359 94
Caisse de Re mbourse ment :
Entrance fees and renewals —
First period $24,482 62
Second period 811 43
25,294 05
205,653 99
$231,878 74
Expenditure:
Commissions to agents $68,618 55
Administrationexpenses 65,945 96
Publicity, extension and organization . . . '. '. . . . . 30,801 68
Reserve for insurance of agents $2,000 00
insurance of sub-agents 318 19
" for contingencies 10,147 00
Depreciation of furniture 3 684 79
„ . . 16,149 98
Fees — Societie Nationale de Fiducie 12,830 13
194,346 30
Balance, December 31st, 1930 $37,532 44
Administration Fund:
Cash on hand and in banks $10,814 19
Cash — Societe Nationale de Fiducie .'. 50,887 85
$61,702 04
Bonds — Dominion of Canada $5,023 80
Accrued interest 48 75
5,072 55
Furniture and fixtures $24,652 95
Less — Depreciation 21 200 43
3,452 52
Other assets 1,391 17
$71,618 28
Less —
Accounts payable $4,148 69
Contributions paid in advance 825 15
Reserve for insurance of agents 10,000 00
Reserve for insurance of sub-agents 1,500 00
Reserve for contingencies 17,612 00
34,085 84
Net Assets, December 31st, 1931 $37,532 44
II
ANNUAL STATEMENTS
ABSTRACTS
A
JOINT STOCK INSURANCE
COMPANIES
I. LIFE
II. FIRE AND OTHER CLASSES.
ASSETS AND LIABILITIES; INCOME AND DISBURSEMENTS
[411]
412
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
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JOINT STOCK INSURANCE COMPANIES FOR 1931
419
DEVELOPMENT OF CLAIMS VALUATIONS, COMBINING ALL
CLASSES OF INSURANCE
Showing Valuations of Claims by Years of Inxltirence as Ultimately Developed in
Comparison with Estimates Made
FEDERAL FIRE INSURANCE COMPANY OF CANADA
Year Incurred
1st Year
2nd Year
3rd Year
4th Year
5th Year
6th Year
1926
1927
54,957 14
52.910 36
62.542 52
69.724 84
130.967 20
109.764 22
55.291 68
52.818 41
63.417 43
66.875 57
120,884 59
55,291 68
52,818 41
63,417 43
66,875 57
55,291 68
52.818 41
63.417 43
55.291 68
52.818 41
55.291 68
1928
1929 . .
1930
1931
HAND IN HAND INSURANCE COMPANY
Year Incurred
1st Year
2nd Year
3rd Year
4th Year
Sth Year
6th Year
1926
48,365 72
52,196 56
43,458 46
89,166 49
37,451 84
47,441 73
48,365 72
52,196 56
41,309 53
81,920 65
37,257 50
48,365 72
52.196 56
41.309 53
81,920 65
48,365 72
52,196 56
41,309 53
48,365 72
52,196 56
48,365 72
1927
1928
1929
1930
1931 ....
MERCHANTS FIRE INSURANCE COMPANY
Year Incurred
1st Year
2nd Year
3rd Year
4th Year
5th Year
6th Year
1926
136,049 80
88,891 69
103,558 63
96,616 39
109.575 36
96.661 82
136.785 74
88,097 87
102,311 97
95.036 07
109,052 41
136,785 74
88,097 87
102,311 97
95,036 07
136,785 74
88,097 87
102,311 97
136,785 74
88,097 87
136,785 74
1927
1928
1929
1930
1931
PILOT INSURANCE COMPANY
Year Incurred
1st Year
2nd Year
3rd Year
4th Year
5th Year
6th Year
1927 . .
5,828 24
59,295 03
122,648 37
232,002 05
287,668 64
7,738 69
71,945 82
133,972 98
261,660 45
8,663 09
72.766 75
135.718 74
8.663 09
72,659 95
8,663 09
1928
1929
1930
1931
PROVIDENT ASSURANCE COMPANY
Year Incurred
1st Year
2nd Year
3rd Year
4th Year
6th Year
1926
257,870 48
347.714 44
545.610 66
721.749 94
571.946 57
682,938 64
327,288 96
441,792 98
424.641 61
744.618 87
708.225 64
327,288 96
43 7,654 98
441,194 90
744,618 87
327,288 96
436,835 05
441,194 90
304,693 73
436,835 05
304,693 73
1927
1928
1929. . .
1930
1931
420
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
DEVELOPMENT OF CLAIMS VALUATIONS, COMBINING ALL CLASSES OF INSURANCE— Co«/»MM«d
QUEEN CITY FIRE INSURANCE COMPANY
Year Incurred
1st Year
2nd Year
3rd Year
4th Year
5th Year
6th Year
1926
44,818 27
34,876 24
38,742 88
46,944 23
40,188 46
60,447 40
44,818 27
34,876 24
39,198 15
46,888 83
39,870 18
44,818 27
34,876 24
39,198 15
46,888 83
44,818 27
34,876 24
39,198 15
44,818 27
34,876 24
44,818 27
1927
1928
1929
1930
1931
STANSTEAD AND SHERBROOKE FIRE INSURANCE COMPANY
Ye^r Incurred
1st Year
2nd Year
3rd Year
4th Year
5th Year
6th Year
1928
66,310 99
110,907 57
125,992 06
145,248 13
66,310 99
110,907 57
124,947 39
66,310 99
110,907 57
66,310 99
1929. .
1930..
1931..
TORONTO GENERAL INSURANCE COMPANY
Year Incurred
1st Year
2nd Year
3rd Year
4th Year
5th Year
6th Year
1926
1927
466,965 34
401,321 29
362,063 58
542,691 78
747,110 57
510,908 66
525,748 28
444,184 27
410,366 35
539,627 75
673,652 03
529,428 83
454,194 61
377,547 85
536,380 95
538,437 79
454,194 61
386,083 88
538,437 79
459,722 80
542,988 16
1928
1929
1930
1931
WELLINGTON FIRE INSURANCE COMPANY
Year Incurred
1st Year
2nd Year
3rd Year
4th Year
5th Year
6th Year
1926
85,288 86
95,319 87
81,451 79
84,971 33
113,699 64
146,043 54
84,838 03
95,933 11
80,690 98
83,699 68
87,553 35
84.838 03
95.933 11
80.690 98
83.699 68
84,838 03
95,933 11
80,690 98
84,838 03
95,933 11
84,838 03
1927
1928
1929
1930
1931
B
MUTUAL INSURANCE
CORPORATIONS
I. FARMERS' MUTUALS— FIRE.
11. FARMERS' MUTUALS— WEATHER.
III. ASSOCIATED NEW ENGLAND FACTORY MUTUALS.
ASSETS AND LIABILITIES; RECEIPTS AND EXPENDITURES
[421]
422
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
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434
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
III.— ASSOCIATED NEW ENGLAND
Profit and Loss Account, Year
Name of Insurer
American Mutual, Providence
Arkwright Mutual, Boston
Blackstone Mutual, Providence
Boston Manufacturers, Boston
Cotton and Woollen Manufacturers, Boston .
Enterprise Mutual, Providence
Fall River Manufacturers, Fall River
Fireman's Mutual, Providence
Hope Mutual, Providence
Industrial Mutual, Boston
Keystone Mutual, Philadelphia
Manton Mutual, Philadelphia
Manufacturers Mutual, Providence
Mechanics Mutual, Providence
Mercantile Mutual, Providence
Merchants Mutual, Providence
Mill Owners Mutual, Chicago
Narragansett Mutual, Philadelphia
National Mutual, Philadelphia
Paper Mill Mutual, Boston
♦Philadelphia Manufacturers, Philadelphia . .
Protection Mutual, Chicago
Rhode Island Mutual, Providence
Rubber Manufacturers, Boston
State Mutual, Providence
What Cheer Mutual, Providence
Worcester Manufacturers, Worcester
Totals
Gross
Net
Net
premium
deposits
written
premium
deposits
written
premium
deposits
earned
Net
losses
incurred
$ c.
1,166,476 37
$ c.
873.667 44
$ c.
996,942 47
$ c.
85,708 60
3,555,251 24
2,885,415 15
3,121,926 18
193,631 39
2,045,924 86
1,562,715 17
1,739,253 89
125,103 94
4,667,787 13
3,758,922 70
4,151 430 52
285,017 04
898,018 84
740,499 53
798,541 24
56,500 34
1,166,476 37
873,667 44
996,942 47
85,708 60
1,454.710 96
1,147,758 12
1,268,960 01
85,100 61
3,115,460 88
2,444.993 45
2,616,917 42
207,295 70
791,176 71
628.266 43
706,035 60
51,510 01
448,761 26
367,239 12
398,349 30
20,686 77
533,977 IS
427,041 83
502,669 78
28,360 71
489,162 00
395,144 43
462,836 83
26,939 11
1,944,127 29
1,456,112 41
1,661,570 79
142,847 70
1,166,476 37
873,667 45
996,942 49
85,708 61
655,886 SO
519,500 70
555,693 19
43,641 18
1,151,804 87
876.249 02
97^,369 33
72,644 71
570,923 97
456.804 07
492,,549 76
53,418 39
327,943 25
259,827 85
277,928 80
21,820 63
182,277 03
144,442 27
179,089 15
17,859 12
441,827 37
350,041 19
379.900 92
23.536 55
1,144.853 79
919.427 39
1,001.185 91
80.252 41
856,385 97
685.226 15
738.855 93
80.126 96
1,944,127 29
1,456.112 41
1.661,570 79
142.847 70
898.258 02
745,528 00
770.091 74
55.257 81
2.332.952 74
1,747,334 87
1,993.884 90
171.417 21
823,432 91
653,905 75
731,750 11
51.100 92
1,460,209 65
1,156,998 61
1,267,408 77
79.093 51
36,234.670 82
28,406,508 95
31,441.598 29
2.373,136 23
♦Having absorbed the Standard Mutual Fire Insurance Company, these figures are the combined experience
of the two companies.
MUTUAL IXSURANXE CORPORATIONS FOR 1931
435
FACTORY MUTUAL COMPANIES
Ending December 31st, 1931
Adminis-
tration
and
other
expenses
107.369 68
310,552 57
196.491 07
380.675 15
69,459 40
107.272 88
83.977 83
274.917 24
94,416 74
35,140 44
57,662 20
53,147 39
178,221 03
108,033 87
64.772 93
112,234 65
67.900 18
34.002 27
27.069 02
35.503 16
146,156 91
101.618 78
179.437 47
67,818 87
214.571 84
95,634 40
97.392 17
Net gain
from
under-
writing
Interest.
dividends
and
rents
earned
803,864 19
2,617.742 22
1.417,658 88
3,485,738 33
672,581 50
803,960 99
1,099,881 57
2.134,704 48
560,108 85
342.522 09
416,646 87
382,750 33
1,340.502 06
803,200 01
447,279 08
787,489 97
371,231 19
222,105 90
134,161 01
320.861 21
774.776 59
557,110 19
1,339,285 62
647,015 06
1,607,895 85
585,014 79
1,090,923 09
145,747 43
364,867 75
227.713 79
424,961 61
90,032 71
144,705 67
118,816 90
284,001 35
76,361 60
49,419 18
38,694 50
34,049 11
242,451 60
161,577 58
55,134 05
127,483 85
53,652 80
28,184 62
11,624 61
34,467 35
98,382 73
80,158 44
260,482 47
88,175 99
311,538 44
80,996 13
113,649 17
Increase+
or Decrease —
in market
value of
investments
9 c.
- 23,709 43
- 81,682 08
-163,756 81
-101,793 18
+ 4,268 00
- 17,870 26
- 7,805 00
- 88,529 41
+ 5,465 27
+ 979 00
-I- 3,692 43
+ 2,861 25
- 52,021 88
- 18,973 28
- 15,144 80
-101,624 16
- 24,447 00
- 8.069 29
- 3,495 00
+ 1,751 00
- 68,875 60
- 28,858 63
- 77,841 91
+ 1.448 50
- 34.307 55
+ 4.866 95
- 4,393 29
Profit
on sale
invest-
ments
Other
revenues
9,734 05
46,644 71
9,016 88
-6.450 14
9,481 72
12,508 75
27,980 73
6,529 38
-3,351 50
42 57
- 30 00
17,701 18
9,721 95
-19,936 87
4,215 50
1,599 35
- 351 50
370 00
770 25
5,601 68
-20,580 52
16,113 25
- 4,715 53
19,626 23
6,926 19
6,686 83
552 74
Other
expendi-
tures
Net gain for
poUcy holders
on operations
during the
year
658 92
706 65
93 20
9,008 77
8 78
28,000 00
109 59
7,424 03
71 01
57 91
926 90
57 96
10,876 23
9 45
109 58
986 11
935.543 04
2,948,125 34
1,490,632 74
3,808,906 76
751,423 30
940,269 34
1,223,402 22
2,330,157 15
649,014 43
382,144 74
459,076 37
419,630 69
1,548,561 95
955,468 35
467,331 46
817,565 16
402,036 34
241,869 73
142,660 62
356,922 91
809,885 40
587,829 48
1,537,981 47
721,047 79
1,904,743 52
678,401 13
1,205,879 69
3.301,450 14 25,767,011 92 3,747,331 43
-897.866 16
155.855 14
1,918 31 57,739 52 28,716,511 12
436
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
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III.
STATEMENT SHOWING THE MOVEMENT OF SECURITIES OW'XED BY JOINT STOCK. MUTUAL
LIFE. AND CASH MUTUAL INSUR.\NCE COMPANIES NOT LICENSED UNDER THE
INSURANCE ACT (DOMINION), FOR THE YEAR ENDING DECEMBER 31ST, 1931
I — Bonds .\n"d Debentures Purchased
ECONOMICAL MUTUAL FIRE INSURANCE COMPANY
Date
Purchased
Description of Security
Par \'alue
Price Paid
From Whom Purchased
1931
Jan. 6
Calgary Power Co., Ltd., 5%, 1960
$15,000 00
$14,025
00
Waterloo Bond Corporation.
Jan. 7
McCoU-Frontenac Oil Co., Ltd. , 6% . 1949
5,000 00
4,950
00
Waterloo Bond Corporation.
Dec.30/30
City of Vancouver, 5%, 1945
25,000 00
25,257
00
Fry, Mills, Spence.
Jan. 30/31
Can. Northern Pac Ry. Co.. 4%. 1950. .
16,254 56
13,964
24
Dyment-Anderson.
Feb. 4
Township of Scarborough, 5%, 1941 ....
25.010 95
24.785
95
Bell, Gouinlock.
Apr. 10
MacLaren-QuebecPowerCo.. 5i^7o. 1961
10.000 00
9,250
00
Waterloo Bond Corporation.
May IS
Gatineau Power Co.. 5%. 1956
25,000 00
23,062
50
Dominion Securities Corp.
June 27
Province British Columbia, 5\-i%. 1950
9,925 00
9.925
00
Cochrane, Murray Co.
June 26
Ont. Power Service Corp., 53^%, 1950. .
10,000 00
9,050
00
Waterloo Bond Corp.
July 8
City of Guelph, 5%. 1938
10,000 00
10,000
00
Sept. 9
Jewish Hospital, Inc. (Quebec Guar.),
5%, 1949
35,000 00
34,215
47
Oct. 6
Can. Nat. Ry. Co., 4H%, 1951
10,000 00
9.612
50
R. A. Daly & Co.. Ltd.
Oct. 9
Dominion of Canada, 5%, 1943
6,000 00
6.000
00
Waterloo Bond Corp.
Dec. 31
Canada Northern Power Corp., Ltd.,
5%, 1953
5,000 00
4,475
1,476
00
02
Waterloo Bond Corp.
Accumulation of book values towards par
Totals
$207,190 51
$200,048
68
FEDERAL FIRE INSURANCE COMPANY OF CANADA
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
Jan. 7
Dec. 2
Dominion of Canada, 5}^%, 1934
Dominion of Canada National Service
Loan, 5%, 1941
$500 00
10.000 00
5,000 00
$515 75
9,900 00
4,950 00
Trusts & Guarantee Co.
Bunnell. Hitchon & Hendry, Ltd.
Nov. 27
Dominion of Canada National Service
Loan, 5%. 1941
Mara & McCarthy.
Totals
$15,500 00
$15,365 75
THE GORE DISTRICT MUTUAL FIRE INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
Apr. 14
Sept. 15
Ottawa Valley Power Co., SJ^%, 1970. .
Can. Nat. Ry's.. (Dom. Guar.), 4i^%,
1951
$20,000 00
58,000 00
7.500 00
7,500 00
5.000 00
S.OOO 00
$19,925 00
56.985 00
7.425 00
7.425 00
4.950 00
4.950 00
Matthews & Co.
Gardner & Co.
Dec. 15
Dominion of Canada National Service
Loan, 5%, 1941
Matthews & Co.
Dec. IS
Dominion of Canada National Service
Loan, 5%, 1941
W. C. Pitfield & Co.
Dec. 15
Dominion of Canada National Service
Loan, 5%, 1941
Isard, Robertson Co.
Dec. IS
Dominion of Canada National Service
Loan, 5%, 1941
Waterloo Bond Corp.
Totals
$103,000 00
$101,660 00
[455]
456
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
I — Bonds and Debentures Purchased
HAND IN HAND INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
June 1
Dominion Conversion Loan, 4>^%, 1959
$15,000 00
$15,000 00
Conversion.
MERCHANTS FIRE INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
Dec. 1
Dominion of Canada National Service
Loan, 5%. 1941
$25,000 00
20,000 00
$24,750 00
20,000 00
Nov. 1
Dominion Conversion Loan, 4>^%, 1958
Totals
Conversion.
$45,000 00
$44,750 00
MUTUAL RELIEF LIFE INSURANCE COMPANY
Date
Purchased
1931
Jan.
15
Feb.
3
Feb.
3
Sept.
21
Oct.
6
Oct.
15
July
29
July
29
Aug.
11
Aug.
13
Aug.
21
Sept.
25
Oct.
5
July
31
Aug.
12
Aug.
7
Aug.
7
Aug.
31
Nov.
18
Nov.
20
Nov.
23
Nov.
23
Oct.
31
Nov.
6
Nov.
10
Nov.
14
Nov.
17
Nov.
19
Dec.
16
Dec.
18
Description of Security
Viceroy Manuf. Co., Ltd., 6}4%, 1950. .
City of Toronto, 53^%, 1940
City of Toronto, 6%, 1943-44
Dominion Conversion Loan, 4V^%, 1959
Dominion Refunding Loan, 5%, 1943. . .
Dominion Conversion Loan, 4J^%, 1959
Province of Ontario, 4%, 1966
Province of New Brunswick, 4J^%, 1961
Province of Manitoba, 4}^%, 1951
Province of Manitoba, 43^%, 1956
Province of Quebec, i}4%, 1950
Can. Nat. Ry. (Dom. Guar.),4K%, 1951
Hydro-Electric Power Commission (Ont.
Guar.), 4%%, 1970
City of Kingston, 5%, 1943
City of Montreal, 4J^%, 1971
Quebec Board of School Commissioners
(Roman Catholic), 4M%. 1961
Montreal Metro. Comm., 4}4%, 1965. .
Power Corp. of Canada, 4,4%, 1959
MacLaren-QuebecPowerCo.,5}.^%, 1961
MacLaren-QuebecPowerCo.,51^%, 1961
West Kootenay Power & Light Co., Ltd.
5%, 1956
Power Corp. of Canada, 43^ %, 1959
State of San Paulo, 8%, 1936
State of San Paulo. 8%. 1936
State of San Paulo, 8%. 1936
State of San Paulo, 8%. 1936
State of San Paulo, 8%, 1936
State of San Paulo, 8%, 1936
State of San Paulo, 8%, 1936
State of San Paulo, 8%, 1936
Accumulation of book value towards par
Totals $242,000 00
Par Value
$10,000 00
20,000 00
25,000 00
15,000 00
2,000 00
25,000 00
5,000 00
5,000 00
25,000 00
10,000 00
10,000 00
25,000 00
3,000 00
1,000 00
10,000 00
5,000 00
5,000 00
5,000 00
6,000 00
4,000 00
6,000 00
5,000 00
2,000 00
1,000 00
2,000 00
3.000 00
2,000 00
1,000 00
2,000 00
2,000 00
Price Paid
S9,750 00
22,000 00
28,000 00
15,225 00
1,990 00
25,375 00
4,619 50
5,062 50
24,357 50
9,500 00
10,225 00
24,500 00
2,812 50
1,027 50
10,379 91
5,000 00
5,000 00
4,180 42
5,662 20
3,760 00
5,940 00
4,125 00
900 00
460 00
955 00
1,425 00
915 00
460 00
700 00
690 00
2,877 64
$237,874 67
From Whom Purchased
Stewart, Scully & Co., Ltd.
H. R. Bain & Co., Ltd.
H. R. Bain & Co., Ltd.
McLeod, Young, Weir & Co., Ltd.
Wood, Gundy & Co., Ltd.
Hanson Bros.
Hanson Bros.
Hanson Bros.
McLeod, Young, Weir & Co., Ltd.
Nesbitt, Thomson & Co., Ltd.
Harris, Forbes & Co.
Hanson Bros.
Matthews & Co.
Wood, Gundy & Co., Ltd.
Nesbitt, Thomson & Co., Ltd.
Hanson Bros.
Hanson Bros.
Nesbitt, Thomson & Co., Ltd.
Nesbitt, Thomson & Co., Ltd.
Wood, Gundy & Co., Ltd.
Hanson Bros.
Nesbitt, Thomson & Co.,
Matthews & Co.
Matthews & Co.
Matthews & Co.
Matthews & Co.
Matthews & Co.
Matthews & Co.
Matthews & Co.
Matthews & Co.
Ltd.
STATEMENT FOR 1931
457
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
I — Bonds and Debentures Purchased
ONTARIO EQUITABLE LIFE AND ACCIDENT INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
Mar. 14
Toronto Suburban Ry. (Guar. Can. Nat.
Ry ) 4)^% 1961
$7,300 50
$3,686
SO
McLeod, Young, Weir & Co.
Jan.
7
Hydro-Elec. Power Comm. (Ont. Guar.)
12
4MS ■ 1970
35,000
00
35,787
50
A. E. .\mes & Co.
Jan.
Banco Nacional of Panama (Guar, by
Republic of Panama), 6i^%. 1949
10,000
00
10,000
00
Royal Financial Corp., Ltd.
May
5
City of Three Rivers, 5}^%, 1965-67. . .
37,500
00
39,957
40
McLeod, Young, Weir & Co.
June
4
Southern Interior Light & Power (Guar.
by City of Merritt, B.C.), 5%, 1941. .
30,000
00
28,800
00
Royal Financial Corp., Ltd.
June
1
Waskasoo School District, 7%. 1932-46.
1,400
00
1,400
00
Waskasoo School District.
Jan.
28
Brantford Roofing Co., Ltd., 6}^%, 1950
5,000
00
4,850
00
Harris, Cook & Co., Ltd.
Jan.
2
Arnold Bros., Ltd., 6%, 1947
1,000
00
800
00
Wood, Gundy & Co.
Jan.
3
National Biscuit & Confection Co., Ltd.,
63^%, 1950
15,000
00
14,199
00
Royal Financial Corp.
Jan.
3
Westminster Paper Co., Ltd., 61^%, 1950
15,000
00
15,450
00
Royal Financial Corp.
Jan.
14
Viceroy Manufacturing Co., Ltd., 63^%,
14
1950
25,000
00
23,750
00
Stewart, Scully Co., Ltd.
April
Sisters of Charity of the Prov. of British
27
Columbia 5^% 1946
10,000
00
9,745
80
Harris, MacKeen & Co.
April
Canadian Western Telephone Co., Ltd.,
4
51,^% 1956
25,000
25,000
00
00
24,337
25,000
50
00
Royal Financial Corp.
Tiilv
City of Grand Mere, 5%, 1959
McLeod, Young, Weir & Co.
Tnlv
20
Town of Leaside, SVi%. 1950
11,046
07
11,588
38
McLeod, Young, Weir & Co.
June
11
Toronto Suburban Railway, 4}^%, 1961
43,021
33
22,220
22
McLeod, Young, Weir & Co.
.lulv
20
Toronto Suburban Railway, 43^%, 1961
9,733
3i
2,000
00
McLeod, Young, Weir & Co.
Aug.
27
Grand Trunk Pacific Ry. (Mountain and
30
Prairie), 4%, 1955
24,333
33
20,563
87
A. E. Ames & Co.
Sept.
Mount Royal Tunnel & Terminal Ry.,
29
5%, 1970
4,866
15,000
66
00
4,891
10,725
00
00
A. E. Ames & Co.
July
Beauharnois Power Corp., 6%, 1959
McLeod, Young, Weir & Co.
Sept.
28
Pacific Meat Co., Ltd.. 7%, 1941
10,000
00
9,850
00
Royal Financial Corp.
Dec.
15
Grand Trunk Pacific Ry.-Lake Superior
1
Division 4% 1955
24,300
282
00
35
20,776
302
so
94
A. E. .Ames & Co., Ltd.
Oct.
Town of Sliaunavon, 6!^%, 1931
Returned in default.
April
1
R.M. of Whitemouth, Man., 6%, 1931. .
534
25
534
25
Returned in default.
Sept.
1
Municipality of Hanna Hospital, Hanna,
1/28
.Alta., 8%, 1931
402
136
53
85
439
146
69
18
Returned in default.
Dec.3
Vidette School District, 6%, 1928
Returned in default.
Dec.31 '29
Vidette School District, 6%, 1929
145
06
154
67
Returned in default.
Dec. 3 1/30
Vidette School District, 6%, 1930
153
77
162
95
Returned in default.
Dec. 15/30
Patriot School District, 6^%, 1930
159
60
177
58
Returned in default.
Sept.
1/31
Lebanon School District, 8%, 1931
100
00
104
01
Returned in default.
Dec.
8/29
School District of Trieste, 8%, 1931
66
67
69
89
Returned in default.
Dec.
8/30
School District of Trieste, 8%, 1930. . . .
66
67
69
62
Returned in default.
Dec.
1/29
Hussar School District, 8%, 1929
466
66
494
48
Returned in default.
Dec.
1 /30
Hussar School District, 8%, 1930
466
67
491
77
Returned in default.
Apr.
1/31
Sanctuary School District, 5M%, 1931 . .
157
11
160
05
Returned in default.
Aug. 18 '31
Boyer Lake School District, 8%, 1931. .
511
08
535
55
Returned in default.
Jan.
5 31
Greenvale School District, 8%, 1931
100
00
100
93
Returned in default.
Dec. 15 '29
St. Charles School District, 7%, 1929. . .
500
00
531
01
Returned in default.
Dec. IS 30
St. Charles School District, 7%, 1930. . .
500
00
529
20
Returned in default.
Mar.
1/31
Lacadia Rural Tel. Co., 6%, 1931
Accumulation of book values towards par
Totals
325
44
343
2,036
41
88
Returned in default.
$389,575
88
$347,763
73
PILOT INSURANCE COMPANY
Date
Purchased
1931
Jan. 10
May 29
June 6
July 3
Nov. 3
July 17
Dec. 30
Description of Security
Dominion of Canada, 4%, 1960
Canadian Pacific Railway, 4H%, I960. .
Canadian Pacific Railway, 4}^%, 1960. .
Dominion of Canada, 5%, 1937
Dominion of Canada, 4%, 1932
City of Montreal, 5%, 1936
U.S.A. Liberty Bonds (4th Issue), 43^%
1938
Totals
Par Value
$55,000 00
10,000 00
10,000 00
150,000 00
25.000 00
40,000 00
16,000 00
$306,000 00
Price Paid
$51,562 50
9,987 50
9,987 50
161,889 00
27,156 25
41,834 11
19,404 00
$321,820 86
From Whom Purchased
Canadian Bank of Commerce.
Canadian Bank of Commerce.
Canadian Bank of Commerce.
Canadian Bank of Commerce.
Canadian Bank of Commerce.
Canadian Bank of Commerce.
Standard Accident Insurance Co.
458
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
I — Bonds and Debentures Purchased
PROVIDENT ASSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
May 12
June 16
Notre-Dame de la Merci, 5}4%, 1943. . .
Commission des Ecoles Catholiques de
Montreal, 5%, 1934
$5,000 00
1,000 00
1,000 00
5,000 00
24,000 00
29,000 00
1,000 00
$4,953 50
1,000 00
980 00
4,250 00
23,527 20
29,290 00
750 00
714 33
Savard & Co.
Sept. 15
Can. Nat. Ry., 4^%. 1951
Sept. 15
Queen's Hotel, Ltd., 6%, 1947
Nesbitt, Thomson & Co.
Oct. 15
Can. Nat. Ry., 4>^%, 1951
Oct. 15
Oct. 15
Dominion of Canada, 43^%, 1958
Can. Northern Power Co., 5%, 1953
Accumulation of book values towards par
Totals
Geoffrion & Cie.
Bruneau & Rainville.
$66,000 00
$65,465 03
OUEEN CITY FIRE INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
June 1
June 1
Dominion Conversion Loan, 4}^%, 1958
Dominion Conversion Loan, 43^ %, 1959
Totals
$65,000 00
10,000 00
$65,000 00
10,000 00
Conversion.
Conversion.
$75,000 00
$75,000 00
STANSTEAD AND SHERBROOKE FIRE INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
Jan. 3
Mar. 23
Dec. 31
Chomedy Apartments, Ltd., 6%, 1950. .
Dominion of Canada, 4%, 1960
McCrea-Wilson Lumber Co., Ltd., 6%,
1939
$6,000 00
10,000 00
3,000 00
$6,000 00
9,400 00
2,550 00
Hanson Brothers.
Hanson Brothers.
Totals
$19,000 00
$17,950 00
TORONTO GENERAL INSURANCE COMPANY
Date
Purchased
1931
Apr.
9
June
4
June
24
Jan.
12
Feb.
10
Jan.
22
Mar.
30
May
1
May
27
June
13
Jan.
30
Jan.
9
Feb.
27
Mar.
27
Feb.
26
Apr.
14
lulv
29
Oct.
5
Nov.
10
Oct.
9
Oct.
141
lOf
Nov.
Oct.
30
Dec.
31
Description of Security
Par Value
Price Paid
From Whom Purchased
Dec. 21
Dec. 30
Dominion of Canada, 5}^%, 1933
Dominion Conversion Loan, 43^%, 1959.
Dominion of Canada. 4"^%, 1959
Province of .Mberta, 43^%, 1967
Can. Nat. Rly. (guar, by Dominion of
Canada), 4J^%. 1956
Can. Northern Pacific Rly. (guar, by
Province of B.C.), 4%, 1950
City of St. John, N.B.. 4}^%, 1971
Village of Forest Hill, 5%, 1941
District of North Vancouver, 5%, 1961.
District of Richmond, 5%, 1955
Gatineau Power Co., 5%, 1956
General Steel Wares, Ltd.. 6%. 1952
McLaren-Quebec Power Co., 514%, 1961
McColl-Frontenac Oil Co., 6%, 1949. . .
McLaren-Quebec Power Co., 5H%, 1961
Beauharnois Power Co., 6%, 1959
Province of New Brunswick, 4}4%- 1961.
Can. Nat. Rly. (guar, by Dominion of
Canada). 4)^%, 1951
City of Calgary, 4^%. 1932
Township of York. 6%, 1933
Nat. Transcontinental Branch Lines,
4>^%, 1955
Ontario Power Service Corp., 514%, 1950
Nat. Transcontinental Branch Lines,
4J^%. 1955
Lake St. John Power & Paper Co., Ltd
6H%. 1947
Ontario Power Service Corp., 5>^%, 1950
Totals $422,842 39
$25,000 00
15,000 00
25,000 00
25,000 00
15,000 00
20,109 06
25,000 00
10,000 00
10,000 00
15,000 00
25,000 00
10,000 00
25,000 00
25,000 00
10,000 00
25,000 00
10,000 00
28,000 00
9,733 33
10,000 00
20.000 00
20,000 00
5,000 00
5,000 00
10,000 00
$26,112 50
15,712 50
26,225 00
23,500 00
14,704 50
18,053 91
24,820 00
10,291 00
10,163 00
15,433 50
23,757 50
9,103 00
23,257 50
24.382 50
9.403 00
21,g4S 00
10,000 00
27,518 40
9.677 87
10,093 00
19.456 00
12.406 00
4.814 00
2,889 00
7,078 00
Drury & Co.
A. E. Ames & Co.
Fleming, Denton & Co.
Dominion Securities Corp.
J. L. Graham & Co.
Royal Financial Corp.
R. A. Daly & Co.
Dominion Securities Corp.
Royal Financial Corp.
Royal Financial Corp.
McLeod. Young. Weir & Co.
Dominion Secruities Corp.
Nesbitt. Thompson & Co.
Nesbitt. Thompson & Co.
Dominion Securities Corp.
Drury & Co.
McLeod, Young, Weir & Co.
Dominion Securities Corp.
Dominion Securities Corp.
Dominion Securities Corp.
Dominion Securities Corp.
Milner Ross Securities Corp.
Dominion Securities Corp.
Dominion Securities Corp.
Milner, Ross Securities Corp.
4
$400,796 68
STATEMENT FOR 1931
459
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
I — Bonds and Debentures Purchased
WATERLOO MUTUAL FIRE INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
Jan. 2
Waterioo Trust and Savings Co., 5%,
1936
$25,000 00
25,000 00
25,000 00
25,000 00
314 55
400 00
475 00
466 66
600 00
514 15
$25,000 00
23,470 67
23.434 87
18,780 66
314 55
400 00
475 00
466 66
600 00
514 15
394 91
Waterloo Bond Corp.
Waterloo Bond Corp.
Johnston & Ward.
Jan. 13
Mar. 18
Oct. 3
Ottawa Valley Power Co., 5}4%. 1970. .
McLaren-Quebec Power Co.. 5}47o. 1961
Gatineau Power Company, 5%. 1956. . .
Aneroid School District, 7%. 1931-36...
Craik School District, 6^%, 1931-38...
Balcarres School District, 6%, 1931
Fleming School District, 5%, 1931-41 . .
Herbert School District, 5i^%. 1931-32.
Elsas School District, 1}4%, 1931-34. . .
Accumulation of book values towards
Dec. 31
Dec. 31
Dec. 31
Dec. 31
Dec. 31
Dec. 31
Default.
Default.
Default.
Default.
Default.
Default.
8102,770 36
$93,851 47
WELLINGTON FIRE INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From Whom Purchased
1931
June 24
Province of Ontario, 4%, 1950
$15,000 00
10,000 00
$14,307 00
9,925 00
Dec. 31
Dom. Nat. Service Loan, 5%, 1941. . . .
Totals
Trusts and Guarantee Co., Ltd.
$25,000 00
$24,232 00
460
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
II— Bonds and Debentures Sold or Matured
ECONOMICAL MUTUAL FIRE INSURANCE COMPANY
Date
Sale Price or
Sold or
Description of Security
Par Value
Book Value
Consideration
Through Whom Sold
Matured
Received
1931
Jan. 31
City of Toronto R.C. Sep. Sch.,
53^%, 1939
$14,000 00
$14,000 00
$14 000 00
Jan. 14
Town of Berlin, 4}4%, 1931-37. . .
208 08
208 08
208 08
Matured.
Feb. 6
City of Windsor, 5%. 1934
25,000 00
25,000 00
25,000 00
Bell, Gouinlock.
Mar. 31
Town of Berlin, 5%, 1931-37
458 30
458 30
458 30
Matured.
June 27
City of Guelph, 4}4%, 1938
10,000 00
10,000 00
10,000 00
Cochran, Murray.
June 29
PowerCorp. ofCanada, 4!-^%, 1959
10,000 00
9,200 00
9,200 00
Waterloo Bond Corp.
July IS
Town of Berlin, 4ii%, 1931-39. . .
784 90
784 90
784 90
Matured.
Sept. 9
City of Kitchener, 5%, 1938
34,459 29
34,459 29
34,459 29
Waterloo Bond Corp.
Oct. 6
City of Guelph, 4}^%, 1938
10,000 00
10.000 00
10,000 00
R. A. Daly & Co.
Oct. 9
City of Kitchener, 5%, 1932
6,050 52
6,050 52
6,050 52
Waterloo Bond Corp.
Oct. 15
City of Kitchener, 6%, 1931-47. . .
118 38
118 38
118 38
Matured.
Nov. 30
City of Kitchener, 5H%, 1931-36.
Amortization of book values to-
728 26
728 26
578 54
728 26
Matured.
Totals
$111,807 73
$111,586 27
$111,007 73
EMPIRE LIFE INSURANCE COMPANY
Date
Sold or
Matured
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Received
Through Whom Sold
1931
Apr. 1
May 1
June 1
Twp. of East York, 5^%, 1931. . .
Province of .A.lberta, 6%, 1931. . . .
Ogilvie Realty Corp., 63^%
Amortization of book values to-
$940 68
10,000 00
8,000 00
$940 68
10.000 00
8,297 87
32 31
S940 68
10.000 00
8,400 00
Matured.
Matured.
Recalled.
Totals
$18,940 68
$19,270 86
$19,340 68
FEDERAL FIRE INSURANCE COMPANY OF CANADA
Date
Sold or
Matured
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Received
Through Whom Sold
1931
Jan. 7
Dominion of Canada, 514%, 1937.
$500 00
$533 68
$535 75
Trusts and Guarantee Co.
GORE DISTRICT MUTUAL FIRE INSURANCE COMPANY
Date
Sale Price or
Sold or
Description of Security
Par Value
Book Value
Consideration
Through Whom Sold
Matured
Received
1931
Jan. IS
County of Halton, 4%, 1931-32. . .
$2,040 91
$2,040 91
$2,040 91
Matured.
May 15
City of Gait, 5%, 1931-45
1,158 56
1,158 56
1,158 56
Matured.
July 8
City of Gait, 4%, 1931
222 42
222 42
222 42
Matured.
Sept. 15
Town of Midland, 4^%, 1931-36..
1,414 27
1.414 27
1.414 27
Matured.
Oct. 12
Town of Smith's Falls, 5%, 193 1-36.
1,857 02
1,857 02
1,857 02
Matured.
Sept. 15
Dominion of Canada, 44%, 1944.
City of St. Catharines, 5%. 1934. . .
15,000 00
14,681 25
15,078 00
Gardner and Co.
Sept. 8
10,000 00
9,415 00
10,126 50
Gardner and Co.
Sept. 1
Province of Ontario, 6%, 1935 ....
30,000 00
30.000 00
31,878 00
Gardner and Co.
Dec. 1
East FlamboroTwp.,5%, 1931-41..
361 3.i
361 3i
361 3i
Matured.
Dec. 1
Scarboro Twp., 54%, 1931-38....
582 91
582 91
582 91
Matured.
Dec. 1
Town of Newmarket, S%, 1931-3S.
833 91
833 91
833 91
Matured.
Nov. IS
Village of Waterdown. 5>i%, 1931.
Totals
243 16
243 16
243 16
Matured.
$63,714 49
$62,810 74
$65,796 99
STATEMENT FOR 1931
461
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
II— BoNfDS A>fD Debentures Sold or Matured
HAND IN HAND INSURANCE COMPANY
Date
Sold or
Matured
Description of Security
Par \'^alue
Book Value
Sale Price or
Consideration
Received
Through Whom Sold
1931
June 1
June 1
Aug. 15
Oct. 10
Aug. 1
Dec. 1
Dec. 31
City of Oshawa, 5%, 1931-33
Dominion of Canada War Loan,
5H%, 1934
City of Niagara Falls, 5%, 1931-33 .
Town of Milton, 5%, 1931
Town of Goderich, 5 '7c. 1931-41.. .
Town of Southampton. 5%, 193 1-35
St. Paul's R. C. Schools, 5}4%,
1931-56
Amortization of book value to-
wards par
$893 51
15,000 00
783 78
917 05
228 21
232 35
92 43
$846 05
15,000 00
723 46
879 36
205 12
199 82
88 63
204 89
$893 51
15,000 00
783 78
917 05
228 21
232 35
92 43
Totals $18,147 33 $18,147 33 $18,147 33
Matured.
Conversion.
Matured.
Matured.
Matured.
Matured.
Matured.
MERCHANTS FIRE INSURANCE COMPANY
Date
Sold or
Matured
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Received
Through Whom Sold
1931
Nov. 1
Apr. 30
Apr. 30
Sept. 1
Apr. 17
Apr. 30
Dominion of Canada War Loan,
5}4%. 1933
Dominion of Canada War Loan,
5% 1934
Village of Fort Erie, 5%! 1931-33 ' '.
Town of New Toronto, 63^%,
1931-32
Dominion of Canada, 5%, 1931. . . .
Village of Fort Erie, 5%, 1931-33. .
Totals
$20,000 00
10,000 00
998 40
1,000 00
10,000 00
998 40
$20,000 00
9,600 00
839 68
968 18
9,600 00
839 68
$20,000 00
10,080 00
998 40
1,000 00
10,080 00
998 40
$42,996 80
$41,847 54
$43,156 80
Conversion.
Dominion Securities Corp.
Matured.
Matured.
Dominion Securities Corp.
Matured.
MUTUAL RELIEF LIFE INSURANCE COMPANY
Date
Sale Price or
Sold or
Description of Security
Par Value
Book Value
Consideraioon
Through Whom Sold
Matured
Received
1931
Jan. 31
City of Sault Ste. Marie, 5H %. 1942
$5,000 00
$5,172 34
$5,150 00
Bank of Montreal.
Feb. 3
City of Windsor. 6%, 1935
13,000 00
13,510 41
13,390 00
H. R. Bain & Co.. Ltd.
Feb. 3
City of Hull, 5%, 1957
25,000 00
25 000 00
24,942 50
20,138 65
H. R. Bain & Co., Ltd.
H. R. Bain & Co., Ltd.
Feb. 3
Town of Weston, 5%, 1946
20,321 54
20,321 54
Feb. 4
Town of Kenora, 5J^%. 1937
10,000 00
10,000 00
9,950 00
Dominion Securities Corp.
Feb. 5
Cityof Niagara Falls, 5%. 1941-54.
20,046 45
20,003 08
19,946 22
Wood, Gundy & Co., Ltd.
Feb. 5
City of Oshawa, 5%, 1931-41
13,238 43
13,151 95
12,973 66
Wood, Gundy & Co., Ltd.
Feb. 5
CityofSaultSte. Marie, 53^%, 1945
6,000 00
6,238 05
6.215 40
Wood. Gundy & Co., Ltd.
Feb. 5
City of Windsor, 5}^%, 1936-40. . .
21,945 3i
22,136 68
22.274 51
Wood, Gundy & Co., Ltd.
Feb. 5
Town of Walkerville, 6%, 1932-40.
23,557 90
24.021 13
24,111 51
Wood, Gundy & Co., Ltd.
Feb. 5
Twp. of Scarboro, 6}i%. 1938-41 . .
23,318 50
25,373 22
25,417 17
Wood, Gundy & Co., Ltd.
Feb. 12
City of Oshawa, 5%, 1931-42
5,506 17
5,429 39
5,313 45
Nesbitt. Thompson & Co.
June 16
Town of Fernie, B.C., 5%, 1939...
9,000 00
8,771 02
8,707 50
McLeod, Young, Weir&Co.
June 16
Town of Fernie, B.C., 5%, 1940. . .
3,000 00
2,916 19
2,902 50
McLeod,Young,Weir&Co.
Apr. 24
Windsor Hotel of Sault Ste. Marie,
6H%, 1950
10 000 00
9,901 21
9,900 00
H. R. Bain & Co., Ltd.
May 14
Windsor Hotel of Sault Ste. Marie,
6}4%, 1950
10 000 00
9 901 20
9.900 00
H. R. Bain & Co., Ltd.
May 28
Windsor Hotel of Sault Ste. Marie.
6}4%, 1950
5,000 00
4 950 61
4.950 00
15,675 00
June 17
Dom. Realty Corp., 5}^%, 1945.. .
15,000 00
14,927 65
Hanson Bros.
Jan. 9
Village of Beeton, 5%, 1931-47....
386 15
386 15
386 15
Matured.
Feb. 23
Town of Renfrew, 5%, 1931-45
253 52
253 52
253 52
Matured.
Mar. 1
Town of Elgin, 5%, 1931-40
399 32
399 32
399 32
Matured.
Mar. 15
Town of Haileybury, 6%, 1931-39.
276 64
276 64
276 64
Matured.
Apr. 1
Town of Smith's Falls, 6%, 1931-39.
526 52
526 52
526 52
Matured.
Apr. 27
Town of Renfrew, 5%, 1931-50
116 16
116 16
116 16
Matured.
Apr. 27
Town of Renfrew, 5%, 1931-43
117 95
117 95
117 95
Matured.
May 1
Village of Herbert, 5}^%, 1931-41.
110 58
110 58
110 58
Matured.
May 12
Townof Ft. Frances. 5}^%, 1931-34
2,664 65
2,664 65
2,664 65
Matured.
May 27
Twp. of Teck, 6%. 1931-34
2,068 45
2,068 45
2,068 45
Matured.
July 24
City of Belleville, 6%, 1941
2,000 00
1,970 51
2,180 00
W. McCartney, Kingston.
July 10
B.C. Power Co., 5}^%, 1960
15,000 00
14,703 99
15,300 00
McLeod, Young, Weir&Co.
July 17
Mont. Island Power Co., 5>^%, 1957
15,000 00
15,000 00
15,018 75
McLeod, Young, Weir&Co..
Aug. 12
Can. Nor. Power Corp.,5%. 1953. .
10,000 00
9.304 91
9,304 91
Nesbitt. Thomson & Co.
462
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
II — Bonds and Debentures Sold or Matured
MUTUAL RELIEF LIFE INSURANCE COMPANY— Continued
Date
Sale Price or
Sold or
Description of Security
Par Value
Book Value
Consideration
Through Whom Sold
Matured
Received
1931
Aug. 11
Investors Equity Co., 5>^%, 1949..
$25,000 00
$24,717 41
$24,718 75
McLeod,Young,Weir&Co.
Oct. 31
Consumers Glass Co., 5%, 1948. . .
5,000 00
4,623 92
4,623 92
Nesbitt, Thomson & Co..
Nov. 18
Gatineau Power Co., 5%, 1956
6,000 00
5,692 60
5,692 20
Nesbitt, Thomson & Co.
Nov. 20
Mont. Island Power Co., 5H%. 1957
4,000 00
4,000 00
4,000 00
Wood, Gundy & Co.. Ltd.
Nov. 23
Mont. Island Power Co., 5H%. 1957
6,000 00
6,000 00
6,000 00
Hanson Bros.
Nov. 23
Mont. Island Power Co.,SK%. 1957
5,000 00
5,000 00
5,000 00
Nesbitt, Thomson & Co.
Nov. 30
Lord Nelson Hotel Co.. Ltd., 6^%,
1947
50,000 00
50,000 00
50,000 00
Transferred from Invest-
ments to Call Loan.
July 1
Town of Tillsonburg, 5%, 1931-42. .
271 73
271 73
271 73
Matured.
July 9
Townof Renfrew, 63^%, 1931-48. .
271 IS
271 15
271 15
Matured.
Aug. 1
City of North Bay, 5^%. 1931-42.
2,068 65
2,068 65
2,068 65
Matured.
Aug. 10
Town of Strathroy, 61^%. 1931-38.
758 68
758 68
758 68
Matured.
Sept. 1
Village of Merrickville, 6%, 1931-33
2,065 05
2,065 05
2,065 05
Matured.
Sept. 1
Town of Shelburne, 4%, 1931-39. . .
243 78
243 78
243 78
Matured.
Sept. 1
Town of Strathcona, 4^%. 1931-56
166 18
166 18
166 18
Matured.
Sept. 15
Town of Haileybury, 5%, 193 1-33 . .
621 66
621 66
621 66
Matured.
Oct. 1
Town of Renfrew, 5%, 1931-41
190 18
190 18
190 18
Matured.
Oct. 15
Town of Hanna, 6%, 1931-33
1,000 00
1,000 00
1,000 00
Matured.
Nov. 1
Town of Haileybury, 5%, 1931-37. .
277 39
277 39
277 39
Matured.
Nov. 1
Town of Midland, 63^%, 1931-35. .
1,417 42
1,417 42
1,417 42
Matured.
Nov. 1
Town of Sandwich, 5^%. 1931-40.
1,734 46
1,734 46
1,734 46
Matured.
Nov. 15
Town of Brooks, 6%, 193 1-38
170 49
170 49
179 49
Matured.
Dec. 1
Townof Collingwood, 5%, 1931-45.
219 04
219 04
219 04
Matured.
Dec. 1
Town of Souris, 5%, 1931-40
399 36
399 36
399 36
Matured.
Dec. 1
Town of Souris, 5%, 1931-40
439 23
439 23
439 23
Matured.
Dec. 1
Town of Yorkton, 5%, 1931-41.. . .
193 97
193 97
193 97
Matured.
Dec. 1
Town of Yorkton. 5%, 1931-32. . . .
361 32
361 32
361 32
Matured.
Dec. 2
Town of Lethbridge, 6%, 1931-37..
335 11
335 11
335 11
Matured.
Dec. 30
Town of Smith's Falls, 5M%.
1931-42
154 71
2,000 00
154 71
2,000 00
154 71
2,000 00
Matured.
Dec. 31
Town of Eastview, 53^%, 1931.. . .
Matured.
Dec. 31
Town of Midland, 6}4%, 1931-40..
676 87
676 87
676 87
Matured.
Dec. 31
City of Oshawa, 5%, 1931-52
900 00
900 00
900 00
Matured.
Dec. 31
Village of Tompkins, 7}^%, 1931-38
333 34
333 34
333 34
Matured.
Oct. 31
State of San Paulo. 7%, 1940
2,000 00
1,923 40
1,200 00
Matthews & Co.
Nov. 6
State of San Paulo, 7%, 1940
1,000 00
961 70
610 00
Matthews & Co.
Nov. 10
State of San Paulo, 7%, 1940
2,000 00
1,923 40
1,255 00
Matthews & Co.
Nov. 14
State of San Paulo, 7%, 1940
3,000 00
2,885 10
1,875 00
Matthews & Co.
Nov. 17
State of San Paulo, 7%, 1940
2,000 00
1,923 40
1,205 00
Matthews & Co.
Nov. 19
State of San Paulo, 7%, 1940
1,000 00
961 70
610 00
Matthews & Co.
Dec. 16
State of San Paulo, 7%, 1940
2,000 00
1,923 40
1,000 00
Matthews 8: Co.
Dec. 18
State of San Paulo, 7%, 1940
Amortization of book values to-
2,000 00
1,923 40
2,935 04
980 00
Matthews & Co.
5420,806 92
$423,955 05
$416,295 20
ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY
Date
Sale Price or
Sold or
Description of Security
Par Value
Book Value
Consideration
Through Whom Sold
Matured
Received
1931
Mar. 16
Prov. of Buenos Aires, 6%, 1961. . .
$2,000 00
$2,000 00
$2,000 00
Recalled.
Mar. 19
Republic of Chile, 6%, 1960
4,000 00
2,980 00
3,420 00
McLeod, Young, Weir& Co.
Mar. 19
Republic of Chile, 6%, 1960
5,000 00
4,737 50
4,250 00
McLeod.V oung, VVeir&Co.
May 5
Can. Nat. Rlys., 4%, Deb. Stock..
38,933 33
34,261 33
34,261 33
McLeod, Young, Weir&Co.
June 4
City of Vancouver, 3>i%, 1939. . .
6,000 00
5,193 88
5,421 00
Royal Financial Corp.
Jan. 15
Town of Yorkton, 7%, 1931-36. . . .
6,584 48
6,998 96
6,584 48
Maturity.
Apr. 1
Town of Preston, 53^%, 1931-55. .
Town of Preston, 53^%, 1931-45. .
105 96
105 89
105 96
Maturity.
Apr. 1
562 25
593 91
562 25
Maturity.
Apr. 3
Town of Sandwich, 6%, 1931-46.. .
274 12
304 59
274 12
Maturity.
June 30
Town of Tecumseh, 6%, 1931-45. .
Village of Tantallon, 8%, 1931-32..
909 48
1,012 43
909 48
Maturity.
May 1
300 00
317 16
300 00
Maturity.
June 4
Dist. of South Vancouver, 53^%,
1966
15,000 00
16,240 50
16,500 00
Royal Financial Corp.
June 4
Dist. of Point Grey. 5%. 1953-62..
5,353 26
5,146 65
5,406 87
Royal Financial Corp.
Apr. 1
Rural Mun. of Whitemouth. 6%,
1931-35
534 25
724 81
703 27
534 25
736 03
534 25
724 81
Maturity.
May 1
Twp. of Teck, 6%, 1931-33
Maturity.
June 1
Twp. of Sombra, 6%, 1931-32
716 77
703 27
Maturity.
July 1
Twp. of Tisdale. 53^%, 1931-36. . .
3,078 77
3,086 70
3,078 77
Maturity.
Jan. 1
Grangeview Sch. Dist., 8%, 1931-32
200 00
203 62
200 00
Maturity.
Jan. IS
Greenvale Sch. Dist.. 8%, 1931 .. .
100 00
100 93
100 00
Maturity.
Feb. 1
Sch. Dist. of Iris, 8%, 1931-37
100 00
121 32
100 00
Maturity.
Feb. 1
City of Edmonton Sep. Sch., 6%,
1931-40
1,000 00
1,000 00
1,000 00
Maturity.
1
STATEMENT FOR 1931
463
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
II — Bonus and Debentures Sold or Matured
ONTARIO EQUITABLE LIFE & ACCIDENT INSURANCE COMPANY— Continued
Date
Sale Price or
Sold or
Description of Security
Par V^alue
Book Value
Consideration
Through Whom Sold
Matured
Received
1931
Feb. 1
Wartime Sch.Dist.,5M%. 1931-36.
S672 00
$674
17
$672 00
Maturity.
Feb. 1
St. Etienne Sch. Dist., Man., 6%,
1931-47
71 22
71
57
71 22
Maturity.
Mar. 1
Belleau BrookSch. Dist.. 8%, 1931.
250 00
258
25
250 00
Maturity.
Mar. 1
Sambor Sch. Dist., Man., 6>i%,
1931-41
79 80
80 00
89
92
44
07
79 80
80 00
Maturity.
Mar. 1
Sch. Dist. of Brightstone, 8%, 1931.
Maturity.
Mar. 1
Arroyo Sch. Dist., 8%, 1931
100 00
104
63
100 00
Maturity.
Mar. 2
St. Henry's R.C. Sep. Sch., 6>^%,
1931-44
625 00
786 16
620
78^6
06
61
625 00
786 61
Maturity.
Mar. 15
Tecumseh Sep. Sch., 6%, 1931-39..
Maturity.
Apr. 1
Sanctuary Sch. Dist., 5%%, 1931-46
157 11
160
05
157 11
Maturity.
Apr. 1
Sch. Dist. of Cummings, 5^%.
1931-49
90 78
90
78
90 78
Maturity.
Mar. 30
Norway Valley Sch. Dist., 8%,
1931-36
120 00
125
72
120 00
Maturity.
June 1
Kindersley Sch. Dist., 6^%,
1931-54
67 58
74
62
67 58
Maturity.
Mar. 1
Lacadia Rural Telephone Co., 6%,
1931-41
325 44
4.000 00
343
2,853
41
60
325 44
3,270 00
Maturity.
Feb. 13
Maple Leaf Milling Co., 5>i%, 1949
Fraser, Dingman & Co.
Oct. 1
State of San Paulo, 7%, 1940
1,000 00
961
40
1.000 00
Called.
July 20
Can. Nat. Rlys. (Perpetual Deb.
Stocky 4%
11,193 33
9,850
13
9,738 20
McLeod, Young, Weir&Co
July 4
City of Windsor, 5%, 1934
25,000 00
24,952
50
25,125 00
McLeod,Young,Weir&Co
July 31
Town of Riverside, 5}^%, 1931
1,638 94
1,684
50
1.638 94
Maturity.
Aug. 1
Town of Kenora, 7%. 1931-35. . . .
372 16
390
71
372 16
Maturity.
Aug. 15
Townof Shaunavon,6}^%, 1931-45
176 40
188
78
176 40
Maturity.
Oct. 1
Town of Waterloo, 5}4%, 1931. .. .
1,626 72
1,626
72
1,626 72
Maturity.
Oct. 1
Townof Shaunavon, 61^%. 1931...
282 35
302
94
282 35
Maturity.
Dec. 1
Town of Waterloo, 5J^%, 1931-49.
245 82
245
82
245 82
Maturity.
Aug. 1
Village of St. Emilien, 5>g%..
300 00
304
71
300 00
Maturity.
Aug. 12
Village of Embro, 6%, 1931-32
387 03
394
14
387 03
Maturity.
Aug. 15
Village of New Hamburg, 5%, 1931.
841 08
841
08
841 08
Maturity.
Dec. 1
Village of Cayuga, 5H%. 1931-44.
790 88
834
37
790 88
Maturity.
Sept. 1
Hanna Hospital, 8%, 1931-4
402 53
439
69
402 53
Maturity.
July 15
Whitecourt Sch. Dist., 8%, 1931-37.
400 00
418
87
400 00
Maturity.
Aug. 18
BoyerLakeSch. Dist.,8%, 1931-32.
511 08
535
55
511 08
Maturity.
Sept. 1
Lebanon Sch. Dist., 8%, 1931-37. .
100 00
104
01
100 00
Maturity.
Sept. 1
Noranda Catholic Schools, 5%.
1931-43
2,200 00
2,057
51
2,200 00
Maturity.
Sept. 14
Westwood Sch. Dist., 8%, 1931-32.
255 54
244
66
255 54
Maturity.
Oct. 15
Hanna Sch. Dist., 6%, 1931-38
1,000 00
1,024
70
1,000 00
Maturity.
Nov. 1
Tuxedo Sch. Dist., 6%, 1931-46. . .
1,000 00
1,021
30
1,000 00
Maturity.
Nov. 1
St. Jean Sch. Dist., 6-4%, 1931-36.
100 00
203
15
100 00
Maturity.
July 29
Beauharnois Power Corp., 6%, 1959
15,000 00
10,725
00
11,917 50
McLeod, Young, Weir&Co
Dec. 31
City of Oshawa, 5%, 1931-39
444 88
444
88
444 88
Maturity.
Dec. 31
Town of Preston, 5^%, 1931-54. .
168 89
194
34
168 89
Maturity.
Dec. 31
Town of Preston, 53^%, 1931-33. .
919 10
931
66
919 10
Maturity.
Dec. 31
Town of Timmins, 7%, 1931-34. . .
1,567 88
1,630 54
1,567 88
Maturity.
Dec. 15
Townof Coronation, 6%, 1931-37. .
451 81
467
29
451 81
Maturity.
Dec. 15
Village of Kipling, 6%, 1931-38. . .
383 61
390
30
383 61
Maturity.
Dec. 1
Village of Dafoe. 8%, 1931-32
320 00
342
05
320 00
Maturity.
Dec. 15
Village of Marcelin. 8%, 1931-32. .
300 00
317
17
300 00
Maturity.
Dec. 10
Sundre Sch. Dist.,8%, 1931-36....
166 67
174
58
166 67
Maturity.
Dec. 11
RedversSch. Dist., 53^%. 1931-46.
355 31
355
31
355 31
Maturity.
Dec. 13
Edzell Sch. Dist., 6%, 1931-46
250 00
255
16
250 00
Maturity.
Dec. 1
WrenthamSch. Dist., 73^%, 1931-48
325 51
402
63
325 51
Maturity.
Dec. 1
Murray Lake, Sch. Dist., 8%,
1931-32
255 54
268
26
255 54
Maturity.
Dec. 31
Bromhead Rural Telephone Co.,
8%, 1932-36
318 05
333
19
318 05
Maturity.
Amortization of book values to-
wards par
1,186 45
Totals
§169,940 63
$158,597 00
$160,957 06
464
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
II — Bonds and Debentures SO|Ld or Matured
PERTH MUTUAL FIRE INSURANCE COMPANY
Date
Sale Price or
Sold or
Description of Security
Par Value
Book Value
Consideration
Through Whom Sold
Matured
Received
1931
Jan. 27
Town of Renfrew, 5%, 1931-44.. . .
$153 73
$153 73
$153 73
Matured.
Jan. 27
Town of Renfrew, 5%, 1931-49
102 98
102 98
102 98
Matured.
Apr. 1
Lethbridge Sch. Dist., 6%, 1931-38.
333 32
333 32
333 32
Matured.
Apr. 30
Town of Chesley, 5%, 1931
305 71
305 71
305 71
Matured.
June 1
Town of Preston, 6%, 1931-41. . . .
871 70
871 70
871 70
Matured.
June 2
Town of Mimico, 5%, 1931-41. . . .
342 31
342 31
342 31
Matured.
July 15
Twp. of Hibbert, 5%, 1931
727 82
727 82
727 82
Matured.
July 15
Village of BIyth, 5%, 1931-36
264 73
264 73
264 73
Matured.
Aug. 31
Town of Mitchell, 5%. 1931-32
254 80
254 80
254 80
Matured.
Aug. 31
Town of Mitchell, 5%, 1931-42.. . .
Totals
235 48
235 48
235 48
Matured.
$3,592 58
$3,592 58
$3,592 58
PILOT INSURANCE COMPANY
Date
Sale Price or
Sold
or
Description of Security
Par Value
Book Value
Consideration
Through Whom Sold
Matured
Received
1931
May 7
Dominion of Canada, 5H%. 1934. .
$30,000 00
$31,020 00
$31,440 00
Can. Bank of Commerce.
Mar.
21
Town of Kenora, 514%. 193 i
5,000
00
4,959 65
4.925 00
King, Boag, Stodgell Co.
Mar.
27
Town of Glace Bay. 5}4%, 1944. . .
5,000
00
5,120 75
4,900 00
King, Boag, Stodgell Co.
Mar.
30
City of Sydney, N.S., 6%, 1951. . .
5,000
00
5,568 70
5,425 00
Can. Bank of Commerce.
Mar.
27
Canada Steamship Lines. 6%. 1941
5,000
00
5,119 30
3.500 00
King, Boag, Stodgell Co.
Mar.
21
Maple Leaf Milling Co., 5"^%, 1949
5.000
00
4.859 15
4,137 SO
King, Boag, Stodgell Co.
July
2
Dominion of Canada. 5%, 1943
25,000
00
26,000 00
26,000 00
Can. Bank of Commerce.
,(ulv
2
Province of British Columbia. 5%,
2
1939
25,000
20,000
00
00
25,625 00
19,700 00
25,625 00
19,700 00
Can. Bank of Commerce.
July
Province of Manitoba. 4>i%. 1960
Can. Bank of Commerce.
July
2
Province of British Columbia, 5%,
?.
1959
20,000
26,000
00
00
20.900 00
25,627 16
20,900 00
26.000 00
Can. Bank of Commerce.
Tnly
Can. Nat. Railways, i}4%. 1954. .
Can. Bank of Commerce-
Tilly
2
Can. Nor. Railway Co.. 33^%. 1958
24.333
32
20,343 48
20.135 83
Can. Bank of Commerce.
July
?
Can. Northwestern Railway Co..
2
45^% 1942
4.866
66
4,563 03
4,611 17
Can. Bank of Commerce.
July
Pacific Great Eastern RIy., 4J^%,
2
1942
5.353
2.312
33
02
5,167 25
2,301 88
5,192 73
2,367 95
Can. Bank of Commerce.
Ttilv
Township of East York, 5%, 1953
Can. Bank of Commerce.
Tnly
2
Township of East York, 5}47o, 1945
5,000
00
5,227 50
5,275 00
Can. Bank of Commerce.
Tuly
2
Township of East York, 5%. 1954
3,478
66
3,461 91
3,565 63
Can. Bank of Commerce.
Tnly
2
Toronto Harbour Comm., 4J^%.
2
1953
10,000
9,000
00
00
9,736 44
9,363 78
9.950 00
9,405 00
Can. Bank of Commerce.
Tiilv
Town of Timmins. 53^%. 1940. . . .
Can. Bank of Commerce.
July
2
Town of Timmins. 5"^%. 1939
11,000
00
11,405 68
11.495 00
Can. Bank of Commerce.
Tnly
2
Town of Timmins, 5yi%, 1938 ... .
4,000
00
4,132 64
4.180 00
Can. Bank of Commerce.
Tuly
2
City of Fort William, 5%. 1955. . .
5,000
00
5,023 90
5.025 00
Can. Bank of Commerce.
Tilly
2
City of Edmonton. 5%, 1953
5.840
00
5,742 66
5,752 40
Can. Bank of Commerce.
Dec.
31
Dominion of Canada, 4%. 1932 . . .
Amortization of book values to-
25,000
00
25.070 75
1,034 98
23,312 50
First National Old Colony.
(Sale Price in New York
Funds)
Totals
$286,183 99
$287,075 59
$282,820 71
PROVIDENT ASSURANCE COMPANY
Date
Sold or
Matured
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Received
Through Whom Sold
1931
Oct. 15
Oct. 15
Dominion of Canada, S>^%, 1933. .
Dominion of Canada, 5]^ %, 1933 . .
Amortization of book values to-
$29,000 00
24,000 00
$29,290 00
24,233 84
103 70
$29,290 00
25,032 00
Geoffrion & Co.
Ernest Savard, Ltd.
Totals
$53,000 00
$53,627 54
$54,322 00
STATEMENT FOR 1931
465
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
II — Bonds .\nd Debentures Sold or M.\tured
QUEEN CITY FIRE INSURANCE COMPANY
Date
Sold or
Matured
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Received
Through Whom Sold
1931
June 1
June 1
Dominion War Loan, 5'^%, 1933. .
Dominion War Loan, 5K%, 1934. .
Totals
$65,000 00
10,000 00
$65,000 00
10,000 00
$65,000 00
10,000 00
Conversion.
Conversion.
$75,000 00
$75,000 00
$75,000 00
STANSTEAD AND SHERBROOKE FIRE INSURANCE COMPANY
Date
Sold or
Matured
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Received
Through Whom Sold
1931
Jan. 3
Chomedy Apartments, Ltd., 6)4%,
1941
$10,000 00
10,000 00
181 92
$9,900 00
10,400 00
181 92
$6,000 00
10,400 00
181 92
Mar. 23
June 8
Tooke Bros., Ltd., 7%, 1942
St. Francois de Sales, 5%, 1931. . .
Totals
Hanson Bros.
Matured.
$20,181 92
$20,481 92
$16,581 92
TORONTO GENERAL INSURANCE COMPANY
Date
Sold or
Matured
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Received
Through Whom Sold
1931
Apr. 9
Jan. 30
May 22
Jan. 22
Dominion of Canada, S]4 %, 1933 . .
Province of .A.lberta,4M%. 1967. . .
Provinceof Saskatchewan, 5%, 1944
Grand Trunk Pacific Rly. (Dom.
Guar.), 4%, 1962
$25,000 00
25,000 00
10,000 00
19,440 00
15,000 00
24,333 33
525 14
5,000 00
26,390 22
10,000 00
25,000 00
10,000 00
1,000 00
20,000 00
28,000 00
10,000 00
1.000 00
15,000 00
5,000 00
9,733 33
7,500 00
15,000 00
1,000 00
$26,112
23,500
9,725
16,451
14.704
21,170
525
4,267
26,524
10,653
24,250
9,103
1,035
19,656
27,282
10,000
1.000
13.954
4.914
9.677
6,977
15,000
1,035
50
00
00
10
50
00
14
00
05
00
00
00
30
00
20
00
00
50
00
87
25
00
30
$26,112
23,750
10,100
17.490
15,307
21,406
525
4,687
26,951
10,700
23,375
9.100
1.000
19,650
27.650
10,000
1,000
12,000
4,914
9,733
6,900
15,000
1,000
50
00
00
15
50
01
14
50
01
00
00
00
00
00
00
00
00
00
00
33
00
00
00
Can. Gen. Insurance Co.
McLeod, Young, Weir&Co.
Dominion Securities Corp.
Royal Financial Corp.
A. E. Ames & Co.
June 4
June 24
Can. National Rly., 4i^%, 1956...
Grand Trunk Perpetual Cons. Stock,
4%
Jan. 1
Town of Cobalt (Guar. Province of
Ontario), 5%, 1931
Jan. 17
Mar. 30
June 13
Feb. 26
City of Windsor, 4%, 1960
City of Belleville, 5%, 1941-45. . . .
Burrard Inlet Tunnel Co. (Guar, by
Dist. of N. Vancouver), 6%, 1973
North West Power Co., Ltd., 5%,
1960
Dominion Securities Corp.
R. A. Daly & Co.
Royal Financial Corp.
Feb. 25
June 1
Oct. 14
General Steel Wares, Ltd. ,6%, 1952
Canada Realty Corp., 6%, 1931...
Can. Nat. Railways (Dom. Guar.),
4}4%. 1951
Dominion Securities Corp.
Matured.
Dominion Securities Corp.
Oct. 5
National Transcontinental Branch
Lines, il4 %, 1955
Oct. 9
Canada Permanent Mortgage Co.,
5%, 1931
. .
Aug. 1
Huron & Erie Mortgage Corp., 5%,
1931
Oct. 30
McLaren-Quebec Power Co., 5}4 %<
1961
Milner, Ross Sec. Corp.
Dominion Securities Corp.
Matured.
Dec. 31
Dec. 31
Dec. 30
Can. Nat. Rly. Co., 4^%, 1951...
City of Calgary, 4i^%, 1932
McLaren-Quebec Power Co., 5>^%,
1961
Dec. 21
Dec. 1
National Trust Co.. Ltd., 5%, 1932
Canadian Realty Corp., 6%, 1931.
Totals
Dominion Securities Corp.
Matured.
$308,922
02
$297,517
71
$298,352
14
466
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
II — Bonds A^rD Debentures Sold or Matured
WATERLOO MUTUAL FIRE INSURANCE COMPANY
Date
Sale Price
or
Sold or
Description of Security
Par Value
Book Value
Considerat
ion
Through Whom Sold
Matured
Received
1931
Feb. 23
Village of Forest Hill, 5%. 1931-37
$826
27
$826
27
$826
27
Maturity.
Mar. 1
City of Kitchener. 4%, 1931-33. . .
183
26
183
26
183
26
Maturity.
Mar. 1
Village of Fort Erie, 5}4%. 1931-44
672
25
672
25
672
25
Maturity.
Apr. 3
Town of Sandwich, 5}^%, 1931-46
197
94
197
94
197
94
Maturity.
May 16
Town of Renfrew, 5%, 1931-42 . . . .
44
68
44
68
44
68
Maturity.
May 17
Town of Waterloo, 614%, 1931-51
113
85
113
85
113
85
Maturity.
May 16
Town of Renfrew, 5%, 1931-52
132
97
132
97
132
97
Maturity.
June 16
City of London, 5}^%, 1931
9.000
00
9.000
00
9.011
25
Cochrane, Murray & Co.
Jan. 1
Almond Sch. Dist., 6%, 1931-32...
150
00
150
00
150
00
Maturity.
Jan. 1
Neudorf Sch. Dist., 6%. 1931-33. .
500
00
500
00
500
00
Maturity.
Jan. 25
Morse Sch. Dist., 6M%, 1931-33. .
500
00
500
00
500
00
Maturity.
Jan. 2
Aneroid Sch. Dist., 7%, 1931-36. . .
314
55
314
55
314
55
Maturity.
Jan. IS
Stettler Sch. Dist.. 5H%. 1931-42
333
33
333
33
333
33
Maturity.
Feb. 12
Innisfree Sch. Dist., 7%, 1931-34. .
200
00
200
00
200
00
Maturity.
Feb. 16
Penbold Sch. Dist., 7%, 1931-34. .
325
00
325
00
325
00
Maturity.
Mar. 1
CraikSch. Dist., 6^%, 1931-38...
400
00
400
00
400
00
Maturity.
Apr. 1
Brant Sch. Dist., 6%, 1931-34
800
00
800
00
800
00
Alaturity.
Apr. 1
Shaunavon Sch. Dist., 73-^%, 1931-
35
1,025
68
1.025
68
1,025
68
Maturity,
June 1
Adamson Sch. Dist., 514%, 1931. .
100
00
100
00
100
00
Maturity.
June 20
Blaine Lake Sch. Dist., 6 Ji%, 1931-
34
150
00
150
00
150
00
Maturity.
June 21
Lethbridge Sch. Dist., 5%, 1931-35
266
66
266
66
266
66
Maturity.
Nov. 5
British Columbia Power Co., 53^%,
1960
25,000 00
24,641
10
25,687
50
Johnston & Ward.
July 17
City of Stratford, 5%. 1939
25,000
00
25,000
00
25,337
50
Fry, Mills, Spence & Co.
July 17
City of Toronto, 4}^%, 1955
10,000
00
10,000
00
9,975
00
Ames & Co.
July 17
Village of Forest Hill, 5%, 1936....
2,386
50
2,386
30
2,421
14
Fry, Mills, Spencer;& Co.
Aug. 1
Balcarres Sch. Dist., 6%, 1931
475
00
475
00
475
00
Maturity.
Sept. 16
Hyssop Sch. Dist., 5>^%, 1931... .
200
00
200
00
200
00
Maturity.
Sept. 4
Herbert Sch. Dist., 5)^%, 1931-32
400
00
400
00
400
00
Maturity.
Sept. 1
Melville Sch. Dist., 5}4%, 1931-42
400
00
400
00
400
00
Maturity.
Nov. 1
Francis Sch. Dist., 53-^ %, 1931-38
400
00
400
00
400
00
Maturity.
Nov. 1
Moose Jaw Sch. Dist., 5%, 1931-39
833
33
833
33
833
33
Maturity.
Nov. 1
Fleming Sch. Dist., 5%, 1931-41...
466
66
466
66
466
66
Maturity.
Dec. 1
Herbert Sch. Dist., 53^%, 1931-32
600
00
600
00
600
00
Maturity.
Dec. 1
Elsas Sch. Dist., 7}4%. 1931-34. . .
514
15
514
15
514
15
Maturity.
Oct. 3
Ottawa Valley Power Co., 5}4%,
1970
25,000
00
23.480
59
23.750
00
Ames & Co.
Dec. 1
Village of Port Dover, 5^%. 1931-
53
778
166
99
10
778
166
99
10
778
166
99
10
Maturity.
Dec. 13
Town of Waterloo, 4%, 1931-35. . .
Maturity
Dec. 31
Town of Preston, 53^%, 1931-43. .
253
62
253
62
253
62
Maturity.
Dec. 15
Town of Eastview, 5H%. 1931-44
599
88
599
88
599
88
Maturity.
Dec. 31
Town of Melville, 53^%, 1931-59. .
28
31
28
31
28
31
Maturity.
Dec. 31
Town of MacLeod, 4%, 1931-74. . .
74
28
74
28
74
28
Maturity.
Dec. 31
Township of Waterloo. 5%, 1931-40
384
44
384
44
384
44
Maturity.
Dec. 31
Township of Waterloo, 5%, 1931-44
486
33
486
33
486
33
Maturity.
Dec. 31
Canada Permanent Mtge. Corp.,
5%, 1932
10,000
00
10,000
00
10,000
00
Maturity.
Dec. 20
Jasper Place Sch. Dist., 53^%, 1931
500
00
500
00
500
00
Maturity.
Dec. 31
Coalgate Sch. Dist., 6%, 1931
300
00
300
00
300
00
Maturity.
Dec. 31
Rye Sch. Dist., 6%, 1931
100
00
100
00
100
00
Maturity.
Dec. 30
Portreeve Sch. Dist., 8%, 1931-34. .
Sintaluta Sch. Dist.. 6%. 1931-37. .
452
95
452
95
452
95
Maturity. •
Dec. 1
380
00
380
00
380
00
Maturity.
Dec. 15
Hanley Sch. Dist., 5%, 1931-39. . .
533
33
533
33
533
33
Maturity.
Dec. 31
Taber Sch. Dist., 4%. 1931-70
99
75
99
75
99
75
Maturity.
Dec. 31
Redcliffe Sch. Dist., 3%, 1931-75. .
59
43
59
43
59
43
Maturity.
Dec. 31
Almond Sch. Dist.. 6%, 1931-32...
150
00
150
00
150
00
Maturity.
Dec. 31
Neudrof Sch. Dist., 6%, 1931-33. .
500
00
500
00
500
00
Maturity.
Dec. 31
Aneroid Sch. Dist., 7%, 1931-36. . .
Totals
336
55
336
55
336
55
Maturity.
$124,096 04
$122,217 53
$123,891 93
I
1
WELLINGTON FIRE INSURANCE CO.
Date
Sold or
Matured
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Received
Through Whom Sold
1931
June 24
Province of Ontario, 43^%. 1936. .
$15,000 00
S14.647 50
$15,330 50
Trust & Guarantee Co.,
Ltd
STATEMENT FOR 1931
467
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
III — Stocks Purchased
THE EMPIRE LIFE INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From or Through Whom Purchased
193
Jan.
April
April
May
May
1
1
30
30
18
22
18
19
21
5
28
20
27
1
31
18
19
20
1
1
1
1
26
30
30
26
20
22
1
2
19
30
30
18
30
30
6
Allied Chemical & Dye Corp., Com
Allied Chemical & Dye Corp., Com
Allied Chemical & Dye Corp., Com
Allied Chemical & Dye Corp., Com
Allied Chemical & Dye Corp., Com
None
None
None
None
None
$1,250 00
5,000 00
10,000 00
5,000 00
75 00
2,500 00
5,000 00
2,500 00
None
None
None
5,000 00
4,500 00
2,500 00
1,250 00
1,250 00
2,500 00
1,000 00
1,000 00
6,000 00
None
1,000 00
None
None
2,000 00
5,000 00
15,000 00
20,000 00
5,000 00
5,000 00
None
$903 00
5,837 50
5,837 50
5,825 00
22,200 00
5,050 00
19,400 00
16,700 00
21,600 00
234 00
6,200 00
12,200 00
5,100 00
1,107 00
2,520 00
4,480 00
7,000 00
5,400 00
3,000 00
3,150 00
3,150 00
5,900 00
3,900 00
3,900 00
22,500 00
14,100 00
3,700 00
7,200 00
2,800 00
16,700 00
5,850 00
17,550 00
19,800 00
5,900 00
5,900 00
492 00
Stock dividends.
John Stark & Co.
S. R. MacKellar & Co.
S. R. MacKellar & Co.
John Stark & Co.
S. R. MacKellar & Co.
May
John Stark & Co.
May
June
Feb.
American Tel. & Tel. Co., Com
American Tobacco Co., "B," Com
John Stark & Co.
John Stark & Co.
The Borden Co., Com
S. R. MacKellar & Co.
May
John Stark & Co.
John Stark & Co.
Mar.
John Stark & Co.
John Stark & Co.
F. N. Burt Co., Com
John Stark & Co.
F. N. Burt Co., Com
John Stark & Co.
F. N. Burt Co., Com
John Stark & Co.
May
May
May
April
April
May
Corn Products Refining Co., Com
Com Products Refining Co., Com
Corn Products Refining Co., Com
E. G. Dupont de Nemours & Co., Com.
E. G. Dupont de Nemours & Co., Com.
E. G. Dupont de Nemours & Co., Com.
S. R. MacKellar & Co.
John Stark & Co.
John Stark & Co.
John Stark & Co.
S. R. MacKellar & Co.
John Stark & Co.
John Stark & Co.
John Stark & Co.
June
June
May
April
April
May
April
April
June
National Dairy Products Co., Com
National Dairy Products Co., Com
New York Central R.R. Co., Com
United States Steel Corp., Com
United States Steel Corp., Com
United States Steel Corp., Com
Westinghouse Electric Co., Com
Westinghouse Electric Co., Com
John Stark & Co.
S. R. MacKellar & Co.
John Stark & Co.
John Stark & Co.
S. R. MacKellar & Co.
John Stark & Co.
John Stark & Co.
S. R. MacKellar & Co.
Totals
$293,086 00
FEDERAL FIRE INSURANCE COMPANY OF CANADA
Date
Purchased
Description of Security
Par Value
Price Paid
From or Through Whom Purchased
1931
April 30
British American Oil Co., Ltd., Com
None
$2,230 00
Mara & McCarthy.
ONTARIO EQUITABLE LIFE AND ACCIDENT INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From or Through Whom Purchased
1931
Jan> 2
Great Lakes Power Co., 7% Pref
$12,500 00
$12,125 00
A. E. Ames & Co.
468
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
III — Stocks Purchased
PROVIDENT ASSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From or Through Whom Purchased
1931
April 13
April 10
April 13
April 27
June 12
British Columbia Power Co. "A," Com. .
British American Oil Co., Ltd., Com
British American Oil Co., Ltd., Com
British American Oil Co., Ltd., Com
None
None
None
None
$2,000 00
None
None
None
1,000 00
1.500 00
None
None
None
None
None
None
None
None
None
$8,147 50
2,707 50
2,103 75
1,057 50
2,000 00
4,630 00
6,081 87
1,223 12
2,086 87
3,135 00
12,990 30
21,775 00
168 00
12 50
12 50
15,150 00
7,860 00
140 00
224 00
Bruneau & Rainville.
Geoffrion & Co.
Geoffrion & Co.
Geoffrion & Co.
Capital Trust Corp.
April 10
April 13
April 27
April 27
Geoffrion & Co.
April 29
April 27
April 27
June 16
Feb. 28
April 25
April 27
Montreal Light, Heat & Power Co., Com.
Montreal Light, Heat & Power Co., Com.
Montreal Light, Heat & Power Co., Com.
Montreal Light, Heat & Power Co., Com.
Montreal Light, Heat & Power Co., Com.
Bruneau & Rainville.
Geoffrion & Co.
Montreal Light, Heat & Power Co.
Montreal Light, Heat & Power Co.
Montreal Light Heat & Power Co.
April 13
June 1930
Steel Company of Canada, Ltd., Com. .
Montreal Light, Heat & Power Co., Com.
Montreal Light, Heat & Power Co., Com.
Totals
Bruneau & Rainville.
Montreal Light Heat & Power Co.
Montreal Light, Heat & Power Co.
$91,505 41
STANSTEAD AND SHERBROOKE FIRE INSURANCE COMPANY
Date;
Purchased
Description of Security
Par Value
Price Paid
From or Through Whom Purchased
1931
Jan. 3
TORONTO GEN'ERAL INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From or Through Whom Purchased
1931
May 19
Bell Telephone Co., Ltd., Com
$5,000 00
10,000 00
S7,017 10
10,569 99
June 9
Canadian Pacific Railway Co., Com. . . .
Totals
Cameron, Pointon & Merritt.
$15,000 00
$17,587 09
i
WELLINGTON FIRE INSURANCE COMPANY
Date
Purchased
Description of Security
Par Value
Price Paid
From or Through Whom Purchased
1931
Apr. 30
British American Oil Co., Ltd., Com
None
$2,230 00
H. G. Stanton Co.. Ltd.
STATEMENT FOR 1931
469
STATEMENT SHOWING THE MOVEMENT OF SECURITIES— Continued
IV— Stocks Soild
THE EMPIRE LIFE INSURANCE COMPANY
Date
Sold
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Paid
To Whom Sold
1931
May 1
May 12
May 9
June 5
June 5
Allied Chemical & Dye Corp. .Com.
Corn Products Refining Co., Com . .
E. G. Dupont de Nemours & Co.,
Com
Westinghouse Electric Co., Com. . .
Westinghouse Electric Co., Com. . .
Totals
None
$1,250 00
1,000 00
5.000 00
5.000 00
S7.081 50
3,453 00
4,070 50
8,467 00
8.467 00
$6,400 00
3.450 00
4.393 75
6.700 00
6,700 00
S. R. Mackellar & Co.
John Stark & Co.
John Stark & Co.
John Stark & Co.
S. R. Mackellar & Co.
$31,539 00
$27,643 75
MUTUAL RELIEF LIFE INSURANCE COMPANY
Date
Sold
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Paid
To Whom Sold
1931
July 3
July 20
Aug. 27
Robert Simpson Co., 6% Pref
Robert Simpson Co., 6% Pref
Robert Simpson Co., 6% Pref
Totals
$7,500 00
1,000 00
1,500 00
$7,837 50
1.045 00
1.567 50
$8,025 00
1.070 00
1,605 00
Jas. Richardson & Sons.
Jas. Richardson & Sons.
Jas. Richardson & Sons.
$10,000 00
$10,450 00
$10,700 00
ONTARIO EQUITABLE LIFE AND ACCIDENT INSURANCE COMPANY
Date
Sold
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Paid
To Whom Sold
1931
Jan. 5
Canadian Pacific Railway Co.,
$2,500 00
None
None
1,000 00
$7,100 00
2,706 25
17,050 00
4.525 00
$8,000 00
3,075 00
17.500 00
4,625 00
A. E. Ames & Co.
Jan. 9
International Petroleum Co., Ltd.,
Jan. 9
Consolidated Gas Co. of N.Y.,
Fraser. Dingman & Co.
Mar. 26
General Motors Corp., Com
Totals
Eraser, Dingman & Co.
31,381 25
33,200 00
PILOT INSURANCE COMPANY
Date
Sold
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Paid
To Whom Sold
1931
Jan. 10
Canadian Bank of Commerce, Com.
$10,000 00
$22,300 00
$22,862 00
Can. Bank of Commerce.
TORONTO GENERAL INSURANCE COMPANY
Date
Sold
Description of Security
Par Value
Book Value
Sale Price or
Consideration
Paid
To Whom Sold
1931
Feb. 28
May 13
June 22
July 10
Oct. 9
Canadian Pacific Rly. Co., Com.. .
Canadian Pacific Rly. Co., Com...
Canadian Pacific Rly. Co., Com...
Canadian Pacific Rly. Co., Com...
Canadian Pacific Rly. Co., Com...
Totals
$10,000 00
10.000 00
1,250 00
8.750 00
26,000 00
$17,201 84
24,582 77
1,321 25
9,248 74
59,712 98
$17,489 25
11,069 00
1.358 61
9.510 33
18,531 27
Cameron, Pointon, Merritt.
Cameron. Pointon. Merritt.
Cameron, Pointon, Merritt.
Cameron, Pointon, Merritt.
Cameron, Pointon, Merritt.
$56,000 00
$112,067 58
$57,958 46
IV
STATISTICAL TABLES
TABLE I. — Fire losses in Ontario, 1921-1931, reported by insurers other than insurers licensed under The Insurance
Act (Dominion).
3 m £ C
O c; -*j G^ ■^
S S c ^-H,
.5 o o S.Sf
Year
Class of Company
°«-^-^*"^-^ c
■. C tc IJ '' "5 i^
!-- :^ -j^ ■*-< ^ o
o aS "- c —
P rtj2 CJ CO t^ **- ^
cfl cu_"> tT" 5'>
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•S>£'S
a o g c .2
c £: f5 p —
O <U C "r ?,
^;r;-^ bfl
'5 o —
§ S-«
1921
1923^
1927-
1928'
1929
1930
1931
72 Purely Mutual Companies.
6 Cash-Mutual Companies. .
3 Stock Companies
81 Companies.
73 Purely Mutual Companies.
6 Cash-Mutual Companies. .
3 Stock Companies
82 Companies.
71 Purely Mutual Companies.
5 Cash-Mutual Companies. .
6 Stock Companies
82 Companies.
71 Mutual Insurance Corporations
5 Cash-Mutual Insurance Corporations.
6 Joint Stock Insurance Companies
82 Insurers.
71 Mutual Insurance Corporations
5 Cash-Mutual Insurance Corporations.
6 Joint Stock Insurance Companies
82 Companies.
71 Mutual Insurance Corporations. .
5 Cash-Mutual Corporations
6 Joint Stock Insurance Companies.
82 Companies
71 Mutual Insurance Corporations
5 Cash-Mutual Insurance Corporations .
7 Joint Stock Insurance Companies
83
71 Mutual Insurance Corporations
4 Cash-Mutual Insurance Corporations.
9 Joint Stock Insurance Companies
71 Mutual Insurance Corporations
4 Cash-Mutual Insurance Corporations.
9 Joint Stock Insurance Companies
84
71 Mutual Insurance Corporations
4 Cash-Mutual Insurance Corporations.
9 Joint Stock Insurance Companies
69 Mutual Insurance Corporations
4 Cash-Mutual Insurance Corporations.
9 Joint Stock Insurance Companies
929.811 08
692,139 18
658,429 42
2,280,379 68
1,046,377 97
634,294 16
938,692 58
2,619,364 71
1.186,326 02
728,022 32
808,681 35
2,723,029 69
1,114,608 27
833,804 88
672,726 36
2,621,139 51
1,128,751 61
741,494 81
567,468 95
2,437,715 37
886,477 93
824,325 21
405,779 35
2,116,582 49
1,316,952 16
626,184 77
287,562 77
2,230,699 70
1,294,390 13
662,630 40
424,406 14
2,381,426 67
1,818,719 50
846,826 20
582,444 07
3,247,989 77
2,019,384 05
844,384 98
703,140 71
3,566,909 74
2,464,227 15
1.053.773 88
746,387 54
4,264,388 57
4,425 00
6,637 60
5,918 40
16,981 00
3,148 33
35,082 71
28,939 95
67,170 99
7,085 00
940 00
t
8,025 00
14,298 99
t
t
14,298 99
22,573 19
t
t
22.573 37
8,870 70
t
t
8,870 70
2,965 00
t
t
2,955 00
7,254 66
t
t
7,254 66
5,249 00
t
t
5,249 00
3,078 33
t
t
3,078 33
189,290 45
53,237 21
23,684 77
220,368 14
5,069 06
3,492 30
228,939 50
175,288 85
45,824 85
t
128,682 27
t
t
128,682 27
172,990 78
t
t
172,990 78
97,917 85
t
t
108,344 65
t
t
108,344 65
105,686 33
t
t
105,686 33
169,578 49
t
t
169,578 49
136,386 96
t
t
136,386 96
85,389 88
9.696 87
95,066 75
64,373 81
5.368 91
69,742 72
56.043 02
2.261 89
t
58,304 91
50,051 66
t
t
50,051 66
78,440 97
t
t
55.669 61
t
t
55,669 61
55,865 11
t
t
55,865 11
74,281 42
t
t
74,281 42
87,584 75
t
t
87,584 75
67,915 05
t
t
67,915 05
*Losses caused by incendiarism and lightning
fDetails of losses not reported.
not summarized in 1931.
[471]
472
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
TABLE II. — Total assets, liabilities, amount at risk, etc., for years 1901 to 1931, inclusive of mutual fire insurance
corporations not licensed under The Insurance Act (Dominion).
1901.
1902.
1903.
1904.
1905.
1906.
1907.
1908.
1909.
1910.
1911.
1912.
1913.
1914.
1915.
1916.
1917.
1918.
1919.
1920.
1921.
1922.
1923.
1924.
1925.
1926.
1927.
1928.
1929.
1930
1931.
Number
of
Companies
75
74
73
72
70
69
69
69
68
69
69
69
69
70
70
70
70
71
71
72
72
73
71
71
71
71
71
71
71
71
69
Total assets
Total
liabilities
4,909,905 31
5,263,370 54
5,592,038 34
5,907.474 01
6,246,102 55
6,546,964 45
6,959,999 47
7,243,527 16
7,678,295 81
8,025,136 85
8,383,438 60
8.714,406 51
9,017,764 20
9,418,246 92
9,785.486 06
10.211.106 27
10,655.654 64
11.386.416 54
12.506,102 02
13,929,026 78
14,642,726 64
15.132.367 14
14.651.497 08
16.238.918 12
16.282.805 56
16,777,848 76
17,095,769 68
17.701.076 98
17,947.749 99
18,188.525 81
17,641,592 27
5S c.
43,170 84
33,379 76
33,187 04
30.841 27
17.654 85
15,885 45
21,507 51
38,331 27
26,043 62
17,767 24
23,620 86
20,344 37
27,219 55
37,274 82
31,426 88
48,152 38
42,501 96
58,519 04
21,689 31
22,832 97
50,760 36
78,712 65
130,239 30
475,990 96
512,727 95
582,475 22
641,441 70
659,532 18
762,951 78
890.213 39
♦1,728,213 26
Total net
amount of risk
142,878,557 00
150,981,746 00
160,385,333 00
169,847,278 00
179,925,052 00
190,139,952 00
201,055,392 00
210,097,305 00
220,054,980 00
231,991,755 00
244,064,150 00
255,573,924 64
266,766,720 77
276,865,089 54
288,861,052 43
302,138,372 22
318,485,423 61
341.798,832 10
369,951,356 10
409,858,341 60
435,225,899 50
456,407,519 54
477,873,681 28
499,206,379 76
523,055,132 00
547.940.886 65
574,876.643 36
599.257.271 05
618.768.649 15
640.749.385 14
633,569,360 41
Total
cost of
management
69,547 83
71,022 23
74,380 42
78,315 96
79,574 83
85,601 85
86,070 51
91,123 04
95,764 15
101,345 51
107,179 31
112,707 67
121,415 61
115,922 54
124,383 07
132,656 25
142,989 74
149,382 66
164,467 12
183,164 87
191,863 84
203,004 05
225,243 71
230,975 70
261,446 68
272,996 55
280.380 07
313,042 99
315,609 87
324,365 08
341,092 14
Total
amount of
losses paid
191.782 70
202,472 02
255,227 06
279.325 92
270.772 86
359.980 45
303.924 51
374,593 39
297,459 88
409,451 68
469,671 16
408.326 46
515,045 72
436,125 51
446,553 65
537,331 66
577.677 91
630,814 15
599.783 83
620,839 35
939,811 08
1,046,377 97
1,186,326 02
1,114,608 72
1,128,751 61
886,477 93
1,316.921 16
1,294,390 13
1,818,719 50
2,019.384 05
t2,694,525 62
♦Commencing 1931 includes Reserve of Unearned Premiums calculated on standard basis. (See Ontario
Statutes 1931, c. 49, s. 6.)
tTotal amount of losses incurred, including 1930 outstanding, $63,025.39.
Total amount paid for losses by mutual insurance corporations not licensed under Tlie Insurance Act (Dominion)
for the 31 years (1901-1931), both inclusive, $23,393,155.19.
STATISTICAL TABLES FOR 1931
473
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476
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
TABLE v.— LIFE INSURANCE-
-PREMIUM INCOME ON ONTARIO BUSINESS—
1931
Company
Net Contract Premium Income
Net
considera-
tion for
annuities
Totals
Ordinary
Industrial
Group
Joint Stock
S c.
511,008 04
5,162,544 60
128,351 06
732 63
2,407,624 98
515,572 16
1,231,136 47
2,029,039 71
106,740 01
473,219 38
407,256 03
1,173,784 42
4,381,092 35
3,494,205 79
1,207 81
4,589,172 77
187,142 38
3,485,549 92
283,937 21
244,230 91
149,970 00
449,014 16
5,551 05
540,972 78
35,099 58
839,516 02
42,316 51
37,825 73
185,317 29
103,241 93
139,026 35
9,369,992 27
868,335 14
1,534 85
17,546 64
6,667 23
6,203,107 67
679,028 67
301,974 91
1,958,962 66
3,299,118 20
66,643 72
254,702 34
18,243 77
14,950 70
8,583,526 21
1,880,057 91
S c.
$ c.
111,492 84
392.440 23
S c.
S c.
622,500 88
429,599 93
5,984,584 76
Capital
128.351 06
732 63
83,493 80
756 35
2,265 65
8,505 84
2,016 95
274,658 23
2,765,777 01
516,328 51
3,528 02
1,525 14
23 40
1,236,930 14
2 039 070 69
Dominion of Canada General
108,780 36
Eaton, T
473,219 38
407,256 03
232 50
4,677 55
1,178,694 47
Great West
9,486 13
19,145 96
4,390,578 48
3.513,351 75
1,260 71
52 90
106,973 27
London
3,806,402 89
258,967 36
8,761,516 29
187.142 38
41,717 07
7,448 00
4,349 40
3,534,714 99
288 286 61
Montreal
244,230 91
178,513 82
328,483 82
National of Canada
1,992 72
113 52
451,120 40
5,551 05
25,701 38
2,583 85
569,258 01
35,099 58
839,516 02
42,316 51
1,933 71
39,759 44
Roval
185,317 29
103,241 93
Sovereign
139,026 35
724,697 10
144,119 30
784,461 22
10 879,150 59
Travellers of Hartford
1,012,454 44
1,534 85
United States
17,546 64
Western
6,667 23
Mutual
^^etropolitan
7,757,641 34
333,943 72
218,845 38
305 10
14,513,538 11
679,333 77
Mutual Relief
301,974 91
New York Life
14.813 16
410 00
1,973,775 82
6,168,379 15
19,248 82
47,384 47
9,515,291 82
85,892 54
Standard
254,702 34
State
18,243 77
L^nion M utual
14,950 70
Other
Mutual of Canada
37,860 41
15,051 29
108,849 38
52,655 42
8,730,236 00
North American
19 20
1,947,783 82
Totals
66,865,792 92
17,930,437 72
2,261,038 57
2,017,806 58
89,075.075 79
STATISTICAL TABLES FOR 1931
477
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ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
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STATISTICAL TABLES FOR 1931
481
TABLE X.— EXHIBIT OF CERTIFICATES (Other than Mortuary) IN ONTARIO— 1931
Companies
Number
at end of
1930
Number
New
issued
Number
Revived
Termin-
ated by
Death
Termin-
ated by
Lapse
Number
at end of
1931
Aid Association for Lutherans
2
2
227
1,140
5
53
12
15
17
40
88
204
Artisans Canadiens-Francais
1,103
Canadian Order Chosen Friends
1,881
17
95
24
229
1,740
11,739
682
57
282
89
199
1
124
4
1,317
125
8
10,779
642
Catholic Mutual Benefit Association
50
341
204
112
1
12
1
3
104
21
360
Knights of ^f alta
181
Maccabees, The
561
78
3
1
79
562
Order of L^nited Commercial Travellers of
America
1,388
101
26
12
166
1,337
11,367
349
169
953
10,594
Sons of Scotland Benevolent Association. . . .
232
40
3
28
247
St. Joseph Union of Canada
3,055
577
11
27
563
3,053
Totals
32,874
1,706
377
382
3,721
30,854
482
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
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APPENDICES
APPENDIX I
Review of 1932 Legislation, Ontario
During the recent Session of the Legislature certain amendments were effected to The
Insurance Act, R.S.O. 1927, Chapter 222, By an amendatory Act cited The Insurance Act, 1932
(1932, c. 24). Further amendments were effected by The {Automobile) Insurance Act,
1932 (1932, c. 25), pursuant to which Part VI of The Insurance Act, as amended by Sections 14,
15 and 16 of The Insurance Act, 1929, is repealed, and a new Part V'l substituted therefor.
These amendments, except The (Automobile) Insurance Act, came into force on the date of
Royal Assent, viz., March 29th, 1932. The (Automobile) Insurance Act comes into force on a
day to be named by the Lieutenant-Governor by his proclamation.
The following is a synopsis of the amendments so effected :
Definitions:
Section 1 of the Act is amended by new definitions of "automobile" and "automobile insur-
ance." These definitions are changed to be uniform with those in Part VI respecting auto-
mobile insurance. (See Chapter 25.)
A nnual Statements:
Section 70 (1) is amended by adding at the commencement thereof the words "subject to
the provisions of Section 237a." The purpose of this amendment is to enable the Grand Lodge
of Ontario, I.O.O.F., a licensed mutual benefit society, to prepare and file its annual statement
showing its affairs as at the 30th day of September, instead of the 31st day of December next
preceding.
Section 106 (4) of the Act is amended to make the provision correspond with Section 70 (5)
as amended by Section 6 of The Insurance Act, 1931, which relates to the manner in which all
insurers must show in their annual statements their liability for premiums not fully earned
at the end of the calendar year.
A new Section 237a is added which provides for the acceptance of statements of mutual
benefit societies which grant benefits solely through subordinate lodges or branches for a fiscal
year other than the calendar year. (See also amendment to Section 70 (1).]
Reciprocal Insurance — Taxation:
Section 254 of The Insurance Act is amended to increase the rate of premium tax from
"one and one-third" to "two" per cent, of the gross premiums or deposits collected from sub-
scribers in respect of risks located in Ontario after deducting returns for cancellations, considera-
tions for reinsurances with licensed insurers, and all amounts returned to subscribers or credited
to their accounts as savings.
This amendment places reciprocal e.xchanges on the same basis for taxation purposes as
fire insurance companies taxable under The Corporation Tax Act as amended in 1932.
Licensing of Agents:
Section 256 (15) of the Act is amended by adding at the end thereof the words "and further
provided that in the case of insurers authorized to undertake classes of insurance other than
life insurance, officers or employees whose applications for license as insurance agents have
been refused or whose licenses have been revoked or suspended, may not so act without the
written approval of the Superintendent."
This amendment is proposed to strengthen the regulations respecting insurance agents and
to enable the Superintendent to prohibit an agent who has lost his license or a person who has
been refused a license from working for a company or agent as a salaried employee without his
permission.
Section 256 (15a) of the Act as enacted by Section 10 (2) oi The Insurance Act, 1930, is
amended to direct the issue of special licenses to steamship and aircraft ticket agents as well
as railway ticket agents for the writing of accident insurance.
Section 265 (2) of the Act is amended by adding at the end thereof the words "or in the
placing of insurance for one person, firm, corporation, estate or family."
[517]
518 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
This amendment is proposed to enable the Superintendent to refuse an insurance agent's
license to a corporation, e.g., formed for the purpose of placing the insurance of some estate
or for the purpose of placing the insurance of an automobile or other finance or acceptance
corporation and thereby securing what amounts to a rebate of premium.
Section 267 of the Act is amended by adding at the end thereof "and that he has been guilty
of an offence."
Section 267 declares that an agent shall be deemed to hold premiums collected by him in
trust for his company and that if he fails to pay over to his company within fifteen days such
premiums, his failure shall be prima facie evidence that he has used or applied the said premiums
for a purpose other than paying the same over to the company. The purpose of the amend-
ment is to provide that such failure shall also be evidence that the agent has been guilty of an
offence and as such subject to the penalties of section 77.
Rights of judgment creditor against insurer:
Section 1 1 provides for the application of Section 85 of the Act to all rights of action arising
out of injury or damage occurring prior to the first day of September, 1930, notwithstanding the
repeal of Section 85 by virtue of The Insurance Act, 1930.
Section 85 as it appears in R.S.O. 1927, Chapter 222, relates to the rights of claimants
against insurers where execution against insured is returned unsatisfied. It was repealed as
of the first day of September, 1930 because it was no longer necessary in view of Section 87 (4)
of The Highway Traffic Act as enacted in 1930, and which applies only to accidents occurring
after September 1st, 1930. It thus developed that in respect of accidents occurring prior to
September 1st, 1930, there was no right of action against the insurer after that date either under
old Section 85 of The Insurance Act or the new Section 87 of The Highway Traffic Act. The 1932
amendment is intended to cure this defect.
Prohibition of racial or religions discrimination:
The Insurance Act is amended by the addition of a new Section 92a which reads as follows:
"92a. Any licensed insurer which discriminates unfairly between risks within Ontario
because of race or religion of the insured, shall be guilty of an offence."
This amendment is intended to put an end to the practice on the part of some insurance
companies of discriminating against applicants for insurance on the ground of their race or
religion.
Automobile Insurance:
By The (Automobile) Insurance Act, 1932 (1932, c. 25), Part VI of The Insurance Act which
relates to contracts of automobile insurance and provides what terms and conditions including
"Statutory Conditions" may or shall be included in policies, is repealed, and a new Part VI,
embodying a general revision of the existing statute, substituted therefor. In 1930 Ontario
enacted so-called financial responsibility provisions in The Highway Traffic Act which provisions
prescribed the coverage, terms and conditions of all motor vehicle liability policies "notwith-
standing any law or statute to the contrary." These provisions conflicted with The Insurance
Act and particularly with the statutory conditions which companies were expressly required to
print in their policies. The result was the policies contained terms and conditions which are
no longer applicable to claims of third parties by reason of the motor vehicle statutes.
The effect of this amendment is limited to incorporating in The Insurance Act provisions
relating to motor vehicle liability policies already approved by the Legislature in its amend-
ments to The Highway Traffic Act. These provisions are based upon the principle that every
insured motorist should be financially responsible to victims of his negligence on the highway
quite independently of the provisions of the motor vehicle laws requiring proof of 'financial
responsibility in certain cases and that the insurer should be absolutely liable to such victims,
notwithstanding any default or misrepresentation which, in the absence of such provisions,
would constitute a valid defence by the company to any claim.
This Act came into force on the first day of September, 1932, pursuant to Proclamation of
the Administrator of the Government of the Province of Ontario, dated June 14th, 1932.
The Insurance {Temporary Provisions) Act, 1932:
On account of the Privy Council Judgment in Attorney-General of Quebec vs. Attorney-General
of Canada (The Quebec Insurance Reference), the existing laws of the Province relating to
insurance require revision, and it is expedient to empower the Lieutenant-Governor in Council
pending such revision to make orders and regulations by way of temporary provision. Accord-
ingly an Act (1932, c. 26) was enacted under the above title. Sections 2, 3, 4 and 5 read as
follows:
2. Temporary provisions. — The Lieutenant-Go\ernor in Council shall have power
to do and authorize such acts and things and to make from time to time such orders
and regulations as he may deem necessary or advisable with respect to the business
of insurance, and for the licensing or other authorization and regulation of insurers,
and tor amending, suspending, repealing or adding to an\' pro\'ision of The Insurance
Act or any other Act of the Legislature relating to insurance.
APPENDICES FOR 1931 519
3. General powers as to enforcement. — All orders and regulations made under this Act shall
have the force of law, and shall be enforced in such manner and by such courts, officers
and authorities as the Lieutenant-Governor in Council may prescribe, and may be
varied, extended, or revoked by any subsequent order or regulation; but if any
order or regulation is varied extended or revoked, neither the previous operation
thereof nor anything duly done thereunder shall be affected thereby nor shall any
right, privilege, obligation or liability acquired, accrued, accruing or incurred there-
under be affected by such xariation, extension or revocation.
4. Penalties. — The provisions of section 77 of The Insurance Act prescribing penalties
for violation thereof shall apply to the violation of any order or regulation made
under the authority of this Act.
5. Commencement of Act. — This Act shall come into force on a day to be named by the
Lieutenant-Governor by his proclamation and, when proclaimed, it and the orders
and regulations made thereunder shall have effect until the next session of the
Legislature is prorogued.
In addition to the amendments effected to The Insurance Act heretofore described, certain
amendments respecting other laws in Ontario and affecting the business of insurance were enacted
as follows:
The Corporations Act:
By The Corporations Tax Act, 1932, clause (a) of section 3 (3) is repealed and the following
substituted therefor:
"(a) (i) Insurance companies. — Every life insurance company shall pay a tax of one and
threequarters per centum on ail gross premiums received by the company or its
agent or agents in respect of the business transacted in Ontario less cash values of
dividends to policyholders.
(ii) Every fire insurance company shall pay a tax of one and two-thirds per centum
calculated on the gross premiums received by the company or its agent or agents
in respect of the business transacted in Ontario.
(iii) Every other Insurance company shall pay a tax of two per centum calculated on
the gross premiums received by the company or its agent or agents in respect of
the business transacted in Ontario."
The efifect of this amendment is to increase the tax on life insurance companies from
IK per cent, on premium income to 1% per cent, on premium income, and on fire insurance
companies from 1 per cent, to 1^^ per cent., and on all other companies from 1 per cent, to
2 per cent.
The Highway Traffic Act, 1932:
By The Highway Traffic Act, 193 2 (1932, c. 32), clauses (a) and (b) of Section 77 of The
Highway Traffic Act, are repealed and new clauses substituted therefor. The amendment was
necessary to conform with the provisions of The Automobile Insurance Act, 1932.
Clause (a) of Section 78 (1) is amended to enable the Registrar of Motor Vehicles to adopt
standard practice as to certificates filed under the Section.
Section 80 is amended to clarify the Section as to chauffeurs, etc., and their proofs of
financial responsibility.
Section 87 is repealed and a new Section substituted therefor. The repealed sections relate
to the financial responsibility of motorists, which provisions are incorporated in the 1932
amendments to The Insurance Act relating to automobile insurance.
The Companies Information Act:
Section 3 (3) of The Companies Information Act is amended by The Statute Laiv Amendment
Act (1932, c. 53) to read as follows:
"3. This section shall not apply to corporations registered under The Loan and Trust
Corporations Act or to an insurer licensed under The Insurance Act, except where
such corporation or insurer is selling its treasury stock In Ontario either directly or
through any person or company."
The Municipal Act:
The Municipal Act is amended by 1932, c. 29 to provide that every treasurer, deputy-
treasurer, collector, etc., shall give security for the faithful performance of his duties and for
the accounting for and paying over all money which comes into his hands. The security to be
given shall be a bond, policy or guarantee contract of a guarantee company within the meaning
of The Guarantee Companies Securities Act.
520 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
Mortgage Moratorium:
A new Act entitled Mortgagors and Purchasers Relief Act, 1932 (1932, c. 49) gives the Courts
further power with respect to the recovery of money secured by mortgage and similar matters
Toronto Firemen's Benefit Fund
By Section 7 of The City of Toronto Act 1932 (1932, c. 93), By-laws Nos. 7951 and 10649 of
the Council of the City of Toronto which relate to the Toronto Fire Department Superannuation
and Benefit Fund were validated. The said section reads as follows:
"7. By-law No. 7951 passed by the council of the said corporation and being 'A By-law
respecting the Toronto Fire Department Superannuation and Benefit Fund' and
By-law No. 10649 passed by the said council and being 'A By-law respecting the
Toronto Fire Department Superannuation and Benefit Fund' are and each of them is
hereby declared to have been legally and validly passed by the said council and to
be legal, valid and binding upon the said corporation and the ratepayers thereof and
all contributors to and beneficiaries of the said Toronto Fire Department Superan-
nuation and Benefit Fund, and notwithstanding any other act or instrument to the
contran,', to be the consolidated constitution, by-laws and rules referred to in section
211 of The Insurance Act in force on and after the effective dates of the said by-laws
respectively."
The Toronto Police Benefit Fund
By Section 8 of The City of Toronto Act 1932 (1932, c. 93) By-law No. 13273 of the Council
of the City of Toronto which relates to the Toronto Police Benefit Fund was validated. The
said section reads as follows:
"8. By-law No. 13273 passed by the council of the said corporation and being 'A By-law
respecting the Toronto Police Benefit Fund' is hereby declared to have been legally
and validly passed by the said council and to be legal, valid and binding upon the
said corporation and the ratepayers thereof and all contributors to and beneficiaries
of the said Toronto Police Benefit Fund and, notwithstanding any other act or instru-
ment to the contrary to be the consolidated constitution, by-laws and rules referred
to in section 211 of The Insurance Act in force on and after the effective date of the
said by-law."
APPENDICES FOR 1931 521
APPENDIX II
REPORT OF STANDING COMMITTEE ON VALUATION OF SECURITIES
Association of Superintendents of Insurance
OF THE Provinces of Canada
The following resolution was adopted at the Fourteenth Annual Conference of the Association
held in Winnipeg, Man., last September:
Whereas it is desirable that all provinces should prescribe the same basis of valuation
of securities for use by insurers in completing Annual Statement Blanks;
Be It Resolved: That the Provinces of Quebec and Ontario are hereby constituted
the Association "Standing Committee on Valuation of Securities" with full power to
determine the basis of valuation of securities and with instructions to publish through the
Secretary not later than the 15th January in each year, a list of securities held by insurers
as at the December 31st next preceding, with valuations thereof to be used in completing
Annual Statement Blanks.
Your Committee has concluded to recommend that the values of bonds, debentures and
stocks shall be fixed in respect of annual statements for the year ending December 31st, 1931,
as follows:
1. For bonds and debentures:
(a) Held on December 3 1st, 1930 and not since disposed of and not In default or intrinsi-
cally depreciated since the said date, the market values as at December 3 1st, 1930;
(b) Acquired since December 31st, 1930, and not in default, the book values as at
December 31st, 1931;
(c) Other than those mentioned in (a) and (b) above, the market values as at December
31st, 1931;
2. For preferred and common stocks:
(a) Held on June 30th, 1931, and not since disposed of, the market values as at the
said date;
(b) Acquired since June 30th, 1931, the book values as at December 31st, 1931.
In paragraph 1 of the foregoing the term "market value" does not mean the stock exchange
quotation for a particular day. The expression "market values as at December 31st, 1930"
means the market values used in the annual statements as of December 31st, 1930, and the
expression "market values as at December 31st, 1931" means fair market value as determined
by your committee.
On or about January 15th, 1932, a list of securities held by insurance companies with
valuations thereof to be used in completing annual statement blanks as of December 31st, 1931,
will be published and distributed by the Secretary of the Association.
B. A. DuGAL (Quebec).
R. Leighton Foster (Ontario).
December 31st, 1931.
18-A — S. I.
522
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
APPEN
UNLICENSED INSURANCE PLACED DURING
LICENSED PURSUANT TO SECTION
Name of Company
Hoi;
<
oa
American Eagle, N.Y
Bankers & Shippers, N.Y
Canadian Union, Montreal. . . .
Excess Ins. Co., London, Eng. .
Federal Mutual
Fitchburg
Glen Cove Mutual, N.Y
Grain Dealers, Boston
Harmonia Fire, N.Y
Importers & Exporters, N.Y. . .
Indiana Mutual
Industrial Ins., Ohio
Knickerbocker, N.Y
Lloyds, Chicago , ,
Lloyds, London
Lumber Mutual
Michigan Millers, Chicago . . . .
Millers Mutual, Texas
National Fire & Marine, N.J.. .
National Implement, Minn . . . .
National Petroleum, 111
National Retail
New York State Ins. Co., N.Y.
Ohio Hardware, Ohio
Ohio Underwriters, Ohio
Pennsylvania Millers, Pa
Pennsylvania Mutual, Pa
Philadelphia National, Pa
Richmond, N.Y
Standard, N.Y
Twin Mutual, Boston
Gross Amount Insurance Placed .
Amount Cancellations
Net Amount Insurance Placed. .
Gross Amount in Force, December 3 1st, 193 1 .
Gross Premiums. .
Return Premiums.
Net Premiums Written .
$68,250
$68,250
18,250
50,000
$50,000
134
$446
$703,385
7,500
19,150
210,629
294,370
4,000
23,000
135,000
282,768
1,567,839
134,800
10,000
152,500
$3,544,941
2,400,110
1,144,831
$1,144,831
$37,904
14,359
$23,545
$5,000
6,000
14,000
10,100
$59,550
485,475
525,270
21,000
41,750
3,240,450
47,500
72,750
136,050
48,500
23,500
339,050
95,000
3,750
$1,779,695
367,045
1,412,650
$3,395,000
3,395,000
$1,412,650
$3,426,015
$34,395
18,736
$8,930
$15,659
$8,930
APPENDICES FOR 1931
523
DIX III
1931 BY SPECIAL INSURANCE BROKERS
259 OF THE INSURANCE ACT
c
s
<u
da
o
+->
<u
N
1-
<u
bo
c
rt
J
c
W
ui
a
u
bio
c
en
1^
6
U
<=a
— T3
O
$703,385
7 500
19 150
59 550
5,000
b,000
224,629
10 100
294,370
4,000
485,475
23,000
135,000
282,768
$51,500
$5,000
$150,000
$72,500
$301,495
$716,500
6,173,534
525,270
21,000
41,750
70,000
204,800
47,500
74,000
74,000
72,750
95,000
136,050
48,500
23,500
339,050
30,000
30,000
10,000
152,500
3,750
$51,500
$179,000
$150,000
$72,500
$301,495
127
301,368
$716,500
28,500
688,000
$10,258,881
2,814,032
51,500
179,000
150,000
72,500
1,444,849
$51,500
$179,000
$150,000
$72,500
$301,368
$648,000
$7,435,864
$416
$932
2
$830
$986
$5,844
127
$4,616
212
$95,433
33,570
$416
$930
$830
$986
$5,717
$4,404
$01,863
524
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
APPEN
STATEMENT OF THE LOCATION OF THE HEAD OFFICES AND NAMES
INCORPORATED BY ONTARIO OTHER
Name of Company
Algoma Mutual.
Amherst Island .
Ayr
Bay of Quinte Agricultural
Bertie and Willoughby Farmers' .
Blanshard
Blenheim, North
Brant County
Canadian Millers'
Caradoc Farmers'
Chosen Friends, Canadian Order
Society
Civil Service Mutual Benefit
Clinton Township
Culross .
Dereham and W. Oxford
Dorchester, North and South. .
Dovvnie
Dufferin Farmers
Dumfries, N., and Waterloo, S.
Dunwich Farmers'
Easthope, South
Ex:onomical
Ekfrid
Elma Farmers'
Empire Life Insurance Company. .
Eramosa
Erie Farmers'
Farmers' Central ,
Farmers' Union ,
Federal Fire Insurance Co. . .
Foresters, Canadian Order of .
Formosa
Germania Farmers'.
Glengarry Farmers' ,
Gore District
Grand River
Grenville Patron . . .
Grey and Bruce. . . .
Guelph Township . .
Halton Union
Hamilton Firemen's Benefit Fund.
Hamilton Police Benefit Fund . . . .
Hamilton Township
Hand-in-Hand
Hay Township
Hopewell Creek
Howard Farmers'
Howick Farmers'
Huron Weather
Class of Insurers
Kent and Essex
Knights of Malta, Chapter General
Mutual .
Mutual.
Mutual.
Mutual .
Mutual .
Mutual.
Mutual.
Mutual .
Mutual .
Mutual .
Fraternal .
Fraternal.
Mutual. .
Mutual.
Mutual ,
Mutual.
Mutual .
Mutual.
Mutual ,
Mutual .
Mutual
Cash-Mutual .
Mutual
Mutual
Stock
Mutual
Mutual
Mutual . .
Mutual . .
Stock . . . .
Fraternal.
Mutual . .
Mutual
Mutual
Cash-Mutual .
Mutual
Mutual
Mutual
Mutual
Mutual. .
Fraternal.
Fraternal.
Mutual. .
Stock . . . .
Mutual . .
Mutual. .
Mutual . .
Mutual. .
Mutual. .
Mutual . .
Fraternal.
Picton
Wainfleet.. .
Science Hill.
Plattsville . .
Brantford . .
Hamilton
Mount Brydges.
Hamilton. .
Ottawa. . . .
Beamsville.
Head Office
Teeswater .
Ingersoll. . . .
Harrietsville .
St. Paul's. . . .
Shelbume. . .
Gait . . . ,
lona Station .
Tavistock ....
Kitchener ....
Appin
Atwood
Toronto
Rockwood. . . .
South Cayuga.
Walkerton .
Lindsay . . .
Toronto. . .
Brantford .
Formosa . .
Ayton
Alexandria. .
Gait .......
Caledonia . .
Spencerville.
Hanover. . .
Guelph
Campbellville .
Hamilton
Hamilton
Cobourg
Toronto
Zurich
New Germany .
Ridgetown . . . .
Wroxeter
Woodham ....
Merlin . .
Toronto.
H. Knight....
Samuel Miller.
Robt. Foulds.
H. McCartney
A.J. Willson
Duncan McVannell.
A. Harley
D. W. Miller
President or
Principal Officer
A.L.Noble
Donald Campbell.
Albert Chevalier.
A. G. Kingston . .
E. Durham
K. McKenzie.
F. H. Gregg
S.S. McDermand. .
Wm. Suehring
W.J. Jelly
Jas. Betzner
John W. McCallum.
P. H. Murray
G. C. H. Lang
D. A. McCallum. . .
John S. Cowan
M. P. Langstdfif
Chas. Benham
J. Honsberger
Moses Bilger
Bruce McNevia . .
E. B.Stockdale. .
W. M.Couper. . .
Jno. F. Waechter.
Andrew .Schenk. . .
D. A. Ross
A. R.Goldie.'
R.H.Allan
Robt. Mulholland.
T. H.O'Neil
Robt. Amos
C.E.Hood
Edmund Nixon . .
Chas. Boecker.. .
E. H. Martyn...
W. R. Houghton,
John Armstrong.
C. M. Wilhelm..
R. L.Smyth....
John A. BrN'ans.
Jas. Scott
Christian Johnston .
H. A. Hann
STATISTICAL TABLES FOR 1931
525
DIX IV
AND ADDRESSES OF PRINCIPAL OFFICERS OF ALL INSURERS
THAN MUTUAL BENEFIT SOCIETIES
Post Office
Vice-President
Post Office
Manager or Secretary
Post Office
Sault Ste. Marie
Stella. .......
Glenmorris. . .
J. A. Donaghue.
Wm. Glen ,
Miurdo Lillico . . ,
Wellington .
Wainfleet . .
St. Mary's.
Princeton . .
St. George.
Toronto . . .
Southwold .
W.Clark
J. A. Barron
Jas. A. Highet. . . .
Morton Hall
Samuel Des Larue .
R. A. Thompson. .
Archie Walker. . . .
Montreal . .
Ottawa ....
Smithville.
Teeswater .
L. H.Collard.
Salford
Port Burwall..
Stratford
Shelburne . . . .
CopetowTi . . . .
Dutton
Thos. P. McDonald...
R.W. Brink
Wm. Kiddie
W. M. Robertson.
J. A. Marshall. . .
J. M. Irwin
W. R. Pollard....
Tavistock. . .
Kitchener. . .
Glencoe
Atwood
Toronto
Rockwood . . .
Dunnville. . .
Mildmay. .
Reaboro . . .
Toronto . . .
Montreal . .
Walkerton.
Andrew Renicker.
L. J. Breithaupt. .
L. L. McTaggart.
S. J. Love
Jno. Grieve. .
C. J. Smelser.
John Oswald
J.J. Robertson
H.C.Schofield,M.P.P,
Thos. Inglis.
Ayton
Martintown . . . .
Gait
Caledonia
South Mountain.
Walkerton
Guelph
Freeman . .
Hamilton . .
Hamilton . .
Port Hope.
Toronto . . .
Zurich . . . .
Breslau.. . .
Blenheim. .
Fordwich . .
Brucefield.
M. E. Murray. . .
E.J.MacDonald.
Jno. R. Blake
Robt. S.Kerr....
John F. Black....
D. McKinnon . . . .
J. P. Henderson. .
T. L. Leslie.
W. R. Coyle....
Jos. Walmsley. . .
Reinholdt Miller.
M. May
David Wilson . . .
A. McKercher. . .
Henry Rau
Kingsville. . .
Toronto
D. H. Brown.
Sault Ste. Marie
Stella
Bright
Ameliasburg .
Fonthill
Science Hill. .
Bright
St. George. . .
Lynden
Muncey
Rockwood .
Selkirk. . . .
Chesley. .
Dunsford ,
Toronto . .
Clifford .
Neustadt. . ,
Alexandria.
Gait
York
Kemptville .
Chesley. . . ,
Guelph . . . . ,
Georgetown .
Roseneath .
Toronto . . .
Dashwood .
Breslau.. . .
Ridgetown .
Wroxeter . .
Zurich . . . .
Chatham . .
Lt.-Col. T. H. Elliott
E. C. McDonald
A. L. Easton
W. A. Davis
Jno. G. Wills. ..
Thos. H. Driver.
Stuart Hastings.
J. A. Messecar. .
Sault Ste. Marie
Stella
Ayr
Picton
Wainfleet
Science Hill
Plattsville
Brantford
J. T. White Hamilton
E. W. J. Sutherland.. . Mt. Bydges
St. Catharines..
Teeswater
Woodstock. . . .
Belmont
St. Paul's
Orangeville. . . .
Gait.
lona Station . . .
St. Paul's.
Kitchener.
Appin ....
Atwood . .
C. H. Fitch..
J.J. McGill.
G. A. Tinlin.
F. G. Moffat.
T. R. Mayberry.
S. E. Facey
Geo. Armstrong.
J. A. Richardson ,
A. W. Hilborn. .
W. A. Galbraith.
Edwin Caister
W. H. Schmalz.. ..,
Herman Galbraith. ,
J. R. Hammond. . . .
J. Ross Paterson. . .
W. A. Dickieson. . . ,
A. E. HaviU
B. W. Schumacher.. . .
Pearl James
H. Begg
Alf . P. Van Someren . .
E. G. Kuntz
R. H. Fortune
V. G. Chisholm. . . .
J. N. MacKendrick.
J. E. Stubbs
W. M.Snyder
Wm. Ruttle
Geo. Mcintosh
Thos. Moore
Jas. Cochran
Jas. McKay
W. A. Hoskin
C. H. C. Fortner. .
Henry Eilber
A. J. Frank
A. Gillanders
W. S. McKercher .
Chas. Monteith . . .
T. B. Har\'ey .
John B. Pugh.
Hamilton
Ottawa
Beamsville
Teeswater
Ingersoll
Harrietsville
St. Paul's
Shelburne
Gait
lona Station
Tavistock
Kitchener
Appin
Atwood
Toronto
Rockwood
South Cayuga
Walkerton
Lindsay
Toronto
Brantford
Formosa
Ayton
Alexandria
Gait
Caledonia
Spencerville
Hanover
Guelph
Campbellville
Hamilton
Hamilton
Cobourg
Toronto
Crediton
New Germany
Ridgetown
Wroxeter
Woodham
Merlin
Toronto
526
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
APPEN
STATEMENT OF THE LOCATION OF THE HEAD OFFICES AND NAMES
INCORPORATED BY ONTARIO OTHER
Name of Company
Lambton Farmers'
Lanark
Lennox and Addington
Lobo Township
London Police Benefit Fund
London Township
McGillivray
McKillop
Maple Leaf
Merchants
Mutual Relief Life Ins. Co
Nissouri
Norfolk
North Kent
Oddfellows, Canadian Order of
Oneida Farmers'
Ontario Commercial Travellers'
Association
Ontario Equitable Life and Accident
Ontario Farmers' Weather
Ontario Threshermen's Mutual. . . .
Ottawa Firemen
Ottawa Police Benefit Fund Ass'n. .
Otter
Oxford Farmers'
Peel County
Peel and Maryborough
Perth
Pilot Insurance Company
Prescott Farmers'
*Provident Assurance Co
Puslinch
Queen City
Saltfleet and Binbrook
Sons of England
Sons of Scotland
Southwold Farmers'
St. Joseph Union of Canada
*Stanstead and Sherbrooke
Stratford, City of, Mutual Benefit
Fund
fSydenham
Toronto General Ins. Co
Toronto Firemen's Benefit Fund . . .
Toronto Police Benefit Fund
Townsend Fanners'
Usborne and Hibbert
Class of Insurers
Mutual . .
Mutual . .
Mutual. .
Mutual. .
Fraternal .
Mutual . .
Mutual .
Mutual .
Mutual.
Stock . .
Mutual .
Mutual.
Mutual .
Mutual .
Fraternal.
Mutual . .
Fraternal.
Stock . . . .
Mutual . .
Mutual . .
Fraternal .
Fraternal .
Mutual . .
Mutual. .
Mutual
Mutual
Cash-Mutual .
Stock
Mutual
Stock
Mutual
Stock .
Mutual . .
Fraternal
Fraternal.
Mutual . .
Fraternal .
Stock . . . .
Fraternal.
Mutual. .
Stock . . . .
Fraternal .
Fraternal.
Mutual. .
Mutual. .
*Incorporated under Quebec Laws.
fBusiness reinsured in the Wawanesa
Manager of the Sydenham Branch.
Head Office
Watford. .
Perth . . . .
Napanee .
Ilderton. .
London . .
London . .
Parkhill . .
Sea forth. .
Columbus.
Toronto. .
Kingston .
Kintore .
Simcoe. .
Dresden .
Toronto. . .
Hagersville .
London . . .
Waterloo .
Grand Valley .
Chatham. . . .
Ottawa
Ottawa
Norwich ....
Embro
Brampton
Drayton
Stratford
Toronto
Alfred
Montreal, Que.. . .
Arkell
Toronto.
Hannon
Toronto
Toronto
Shedden
Ottawa
Sherbrooke, Que. .
Stratford
Owen Sound
Toronto. . .
Toronto. . .
Toronto. . .
Water ford
Exeter . . . ,
President or
Principal Officer
Gilford Butler. .
D. McLean
A. C. Parks....
Wm. Chapman
Jas. Singleton. .
C. H. Perkin...
John Robinson . . .
J. Benneweis
G. B. Mothersill..
W. R. Houghton.
Dr. J. C. Connell.
E. J. Gleason .
Roy Williams.
E. L. Moore. .
D. W. Donaldson.
W. G. Fagan
A. W. Howe
Hon. C. A. Dunning.
Wm. Park
J. M. Houston
Stanley Lewis
Root. W. Mahoney.
A.W.Eddy
Jno. Whaley
J. H. Rutherford
Wm. Newstead
G.G. McPhersonK.C.
D. M. Ferry, Jr
Saml. Parisien
Hon.P.R. DuTremblay
W.J. Little
W. R. Houghton
A. E. Walker
Robt. Patching.. .
.•\lex. Cowan
Mungo McNab. .
J. S. Tetreault. . .
Hon. Jacob Nicol.
A. S. Kappele
G. Larrett Smith K.C.
W. D. Robbins
Insp. Wm. Miller
S. C. Kitchen
Frank McConnell
Mutual Ins. Co. E. T. McDonald Department
APPENDICES FOR 1931
527
DIX IV— Continued
AND ADDRESSES OF PRINCIPAL OFFICERS OF ALL INSURERS
THAN MUTUAL BENEFIT SOCIETIES— Continued
Post Office
\'ice-President
Post Office
Manager or Secretary
Post Office
Croton
Perth
Napanee
Denfield
London
Ettrick
Ailsa Craig.
Brodhagan..
Oshawa ....
Toronto ....
Kingston . . .
Lakeside . . .
Fairground .
Thamesville.
Toronto
Caledonia. . .
London
Lucerne, Que.
Belwoods . .
Chatham. .
Ottawa.. . .
Ottawa . . . .
Scotland . .
Embro. . . .
Bolton . . . .
Moorefield .
Stratford. .
Detroit
Alfred
Montreal. .
Hespeler. .
Toronto .
J. P. McVicar..
F. Ferrier
A. Hartman . . .
A. B. Crawford.
Inwood .
Perth. ..
Odessa. .
Ilderton,
Thos. J. Foster.
Wm. E. Lee. . .
Jas. Connolly . .
D. M. Morgan.
London .
Clandeboye .
Goderich . . .
Claremont. .
A. J. Meiklejohn.
F.E. Day....
Wm. Collings.
I . Bedford
Kingston .
Embro. . .
Langtown ,
Dresden . .
George Sellar .
E. S. Peart. .
Montreal .
Caledonia .
A. A. Morrison
I'Sen. H. W. Laird.
J. C. Breithaupt.. .
J. C. Hai?ht K.C.
C. E. Archibald. ..
E. S. Down
London
Regina, Sask. .
Kitchener. . . .
Waterloo
Grand Valley.
Sheddon
Jas. Rettie
Jno. C. McPherson .
Burgessville.
St. Mary's..
J. A. Fletcher Brampton . . .
Q. D. Whale jAlma
James Jones [Mitchell
F. S. Brown 'Detroit
Ulric Doaust Plantagenet. .
Guelph
Thos. S. Doyle.
Jos. Walmsley..
Bartonville
Ottawa
Toronto
loaa Station . . . .
Sherbrooke
Sherbrooke Que.
John Moffatt . . .
Wm. V. Oglesby.
Geo. Silcox. . .
C. B. Howard.
Stratford .
Toronto . . .
Toronto . . .
Toronto . . .
Waterford .
Dublin.. ..
Rt. Hon. A. Meighen .
W. P. Fess
Wm. E. Mason .
Angus Sinclair.
Toronto .
Ancaster. . . .
Shedden
Sherbrooke^Que
Toronto .
Toronto .
Simcoe. .
Mitchell.
A. G. Minielly
J. E. Anderson. . . .
W. R. Lott
A. E. McKay
P. \\\ Harpur
Alfred T. Pattison.
A. E. Taylor
D. F. McGregor. . .
P. G. Purees
Chas. M. Horswell.
A. J. Meiklejohn. .
W. W^ Day . . .
N. S. Boughner .
W. S. Holmes. .
Robert Fleming .
Knud Wodskou .
Geo. T. Hair. . . .
1
(■M.J. Smith. . .
J
W. A. \\ ansbrough .
Ethel F. Sandison . .
James J. O'Kelly. . .
Jos. A. Downey ...
T. M. Cayley
H.W.Sutherland. .
|F. J. Thompson .
Robt. McArthur.
Geo. Kav
N. Duffett
B. G. Parisien. . .
J. H. Pigeon . . . .
Thomas Arkell . .
H. F. Crighton.
C. I. Stewart . . . .
David J. Proctor.
D. M. Robertson.
John H. Sells
Charles Leclerc. . .
J. G. Armitage. . .
H. Denroche
fE. T. Macdonald .
\p. H. Horst
G. A. Lascelles. . . .
Insp. Wm. Kelly. .
D. A. Hill
W. A. Turnbull . . .
Watford
Perth
Napanee
Ilderton
London
Denfield
Parkhill
Seaforth
Columbus
Toronto
Kingston
Thamesford
Simcoe
Dresden
Toronto
Hagersville
London
Waterloo
Grand Valley
Chatham
Ottawa
Ottawa
Norwich
Embro
Brampton
Dra%-ton
Stratford
Toronto
Alfred
Montreal
Arkell
Toronto
Hamilton
Toronto
Toronto
Shedden
Ottawa
Sherbrooke
Stratford
Owen Sound
Toronto
Toronto
Toronto
Waterford
Exeter
528
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
APPEN
STATEMENT OF THE LOCATION OF THE HEAD OFFICES AND NAMES
INCORPORATED BY ONTARIO OTHER
Name of Company
Class of Insurers
Head Office
President or
Principal Officer
Walpole Farmers'
Waterloo
Waterloo, North, Farmers'
Wawanosh, West
Wellington
Western Farmers' Weather
Westminster Township . . .
Williams, East
Yarmouth
Mutual
Cash-Mutual
Mutual
Mutual
Stock
Mutual
Mutual
Mutual
Mutual
Jarvis
Waterloo ....
Waterloo ....
Dungannon. .
Toronto
Woodstock . .
Wilton Grove
Kerrwood . . .
St. Thomas. .
J. B. McKenzie. . . .
W. G. Weichel
M. M. Shantz
Chas. F. Hewitt. . . .
W. A. Denton
Jas. Connolly
W. H. Weatherston.
Jno. A. Morrison. . .
C. A. Campbell. . . .
APPENDICES FOR 1931
529
DIX IV— Continued
AND ADDRESSES OF PRINCIPAL OFFICERS OF ALL INSURERS
THAN MUTUAL BENEFIT SOCIETIES— Continued
Post Office
Vice-President
Post Office
Manager or Secretary
Post Office
Nanticoke
Jno. Mitchell
J. H. Simpson
J.W.Hartlein
Robt. Davidson
E. B.Stockdale
J. C. Henderson
R. A. McDougall
Jno. McCallum
S. W. Zavitz
Jarvis
Geo. L. Miller
Arthur Foster
Jos. H. Woods
G. C. Treleaven
H. Begg
Jarvis
Waterloo
Waterloo
Dungannon
Toronto
Waterloo
Crossbill
Kincardine
Toronto
Guelph
Kitchener
Dungannon ....
Toronto
Lakeside
Glanworth
Denfield
St. Thomas. . . .
Goderich
Glanworth
E. L. Sutherland
R. S. Nichol
Woodstock
Wilton Grove
ParkhiU
Belmont
Jno. A. McLeish
A. E. Bucke
Kerrwood
530
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
12 ^
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855
2.753
919
21.970
8.041
115
672
45
10,224
33.233
1,850
3,568
369
1,546
4,946
2,930
665
50
142
3,379
868
1,050
10,333
423
8,511
15
2
18.690
7.999
14.600
412
402
20,510
421
188
591
2.958
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«(S(N<S<NCNCN|«SCS
APPENDICES FOR 1931
531
r^X XX O- ^ Ov
3^r^r».r-».3CX^ c^^tjtji.; — «""r'ir>ir^"^'^'^^'^rw<u*»'j'i;s:;; -c^r^r^r^r— ^t^m^^j^ ^ '^^ ^^
4,633.27
1.90
1 . 63
21.78
27.12
130.40
3.01
1.52
2.20
14.05
23.13
44 . 99
2. 17
6.5 . 90
84.22
26 . 68
.06
.48
83 . 88
11.16
2.32
1.74
(NTS'
9.46
4.51
1.31
18. 16
.21
396 . 3 1
13.22
i6!.5.'5
77.98
57.57
.54
54.82
1.38
X-*
l^ O- X
X 0 -0
d
0 1
104,017
125
19
1,090
1,767
1 ,308
155
51
18
1 ,646
23,438
10,355
421
11,739
635
4,448
7
1.998
68
5,261
1,034
385
468
°^o
209
1,298
40
28,842
8
77,067
1,344
149,6.57
28,100
1,521
16
2,694
32
X ir,
— "o"
o_
X — —
XTi
ts ■
ts c — ^ ■c — m' "';' — ' — -r ?' X -c — •<? tn -f c ^^ c c '. ■^" <«' i oJ x" -r x' ■^. ?" c c — " c ^" r^' ■*" r-f t' c ^ tn — ' x' — ' ~j" ■^' .5 ^' c c
1,029.40
36.46
6.74
41.20
61.61
15.64
15.57
114.86
1.22
1 ,689 . 30
44.23
2 . 90
8 1 . 90
10.72
280.38
264 . 6()
44 . 95
368.88
61.33
185.31
87.40
2 . 66
9.35
176.30
9 . 86
1,300.30
100.38
16.41
32.14
1,266.55
3 1 . 98
91.78
46.25
9.41
49 ! 38
214.75
37.23
84.44
692.82
97.41
29,34
6 . 05
62.70
1.82
21.52
69.65
77.04
28 . 64
27.08
3.31
32,921
8,580
430
10,582
31,897
1,621
6,494
40,929
69
77,388
43,629
543
12,603
4,745
5,016
26,694
7,143
5,393
76,318
24,895
41,624
379
2,837
22,791
44
8,894
4,775
1.333
40,495
331,127
28,716
2,424
44,179
609
9,6.3 i
2,736
2,231
4,406
20,452
74,037
29,565
566
1,797
248
1,253
65,807
108,875
18,049
2,030
144
3,198
23,535
6,375
25,681
51,772
9,821
41,711
35,633
5,641
4,581
98,632
18,735
15.387
44,267
1,789
10,086
15,889
1,462
124,443
400
13,434
47,625
14,243
30,332
12,923
446
684
4,757
8,121
125,997
26,144
89,786
2,641
95,528
3,120
6,471
16,922
18,286
1,274
1 ,66 1
5,9<)1
5,218
2,952
76,00.5
100,753
294
584
149
9,349
2,866
13,659
5,823
94,479
141,310
63,027
7.494
4,352
391
278.27
76.24
13.81
54.60
66 . 83
24.47
79.57
44.39
49.52
56.78
39 . 68
53 . 85
80 02
34,26
9,5 . 1 9
216.54
32.95
47.81
52,08
46 , 06
21,60
113.91
70,07
15. 10
163.78
583.52
148.91
260.48
53.85
46.04
14.40
85 . 26
32.46
3 . 07
88.32
84.26
1 23 . 84
67.71
7 1 . 93
83 . 45
8.61
82.80
155.64
3()0 55
23 . 1 1
86.97
34.92
40.24
22. 15
49.48
23.42
1 7 . 29
76 . 64
47.79
6 1 . 90
71.70
100.41
36.62
61.53
147,649
252,476
1 1 ,065
105,462
240,6,88
18,717
281,268
22,251
9,514
50,167
966,033
287,639
178,499
215,610
65,919
299,005
140.804
19,901
198,383
4 5;.5
9,905
148,217
133,324
24,201
603,144
3,046
4,372
265,062
1 24,499
30,855
46,143
305,083
110,274
318
408,426
233.856
130,179
130,162
19,207
28,491
3 692
r~ 2 tv
— r^. ^
tjT— -
10,916
1.313,659
3,188
887
695
X ^
55,758
89,005
77,694
83,935
845.013
113,767
28,409
12,633
ui '^ X ^ C r-' i
j^Tj-io-^, u-;C*rXC'>J — ^*^"^^-Ci
• X u~. rs
• Tj- 10 -^, , _ _
1 "^ '^, — C_ -r r-_^ C '^. C C^^ X X —
' ^" C x' r-" — " C
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'T -r C' O sT ^"n
^ r^ ■^ —
.^XX'*^i/". "^■^ — ^ — r^"*^^i/~, li^i
■ X '^ ^j ■* —
pjt-^''; — c^c5''. cc — 5^xx?)t^cc-*
01/-. I^COrMr..C-r^
• — u-.r-ixo-*-, Tfi/-, -', CCxt^x — rjOO>CC — o-vo^ — tXMpn
^^^Cl/^^^CXr^w■Xu-, r^X — '^'^ Ot/^
r^X-'. Oi/-, fSO- ".
^ U-, — — c- C rs -',
69
15,436
9,261
25,413
24,877
14,296
161,191
1,214,940
23,936
90.5
43,684
13,020
2,921
46,705
100
5,498
1
552
154,678
5,475
89,410
3,004
6,249
7,531
42
13,341
145
2,398
12,572
296,318
29,737
34,964
23,151
162,362
988
283
96,481
182,004
1,576
439
8,050
7,550
199
1,286,174
174,652
3,446
40
2,108
17,737
655
11,518
688
58,392
159,937
31,041
176
4,386
5,616
25,004
35,188
46,121
46,960
39,014
234,761
1,569,743
34,370
3,216
124,257
19,150
10,108
90,093
3,043
5,297
14,864
3,320
340,427
495
19,813
152,761
21,533
58,974
7,911
1 ,904
12,160
661
7,218
22,814
452,761
15,479
149,521
9,382
203,124
3,562
2,237
167,782
269,203
5,018
5,948
18,265
9,910
3,426
1,788,224
262,619
1,229
105
791
30,055
2,041
32,763
6,234
1 4 1 ,363
163,461
42,953
3,185
26,374
566
0-CXU-. C"-. t^^xor^r^O-^ — lijCcx-N
?.^3?5-c^S
r^O-t-CI- — ^r^u~. O-Tt^^Cr^-', l^i/-. XXX^C^C^u-;^^.— 10 •
c', X C> 't C 0 C C-C O-CXCi/-. t^-'. cccc
Xr^OC^r;r-.xr^^
— Xf^-^-^CX-^, 0"*C^-^lor-^^X^■X'J•C^^•<■. tcxr^Cf^vC •
901
62,907
44,291
61,972
83,220
20,698
317,018
35 1 ,534
5,922
23, .561
415.817
46,726
27,210
68,754
9,961
30,030
5,735
18,073
78,982
1.010
3,318
88,062
14,316
8,748
52,226
152
5,209
7,945
23,452
11,192
31,109
6,462
24,999
19,086
107,245
26,357
2,817
752,132
80,011
8, .566
15,920
51,370
47,014
206
107,033
321,477
127
29
1,691
21,718
1,469
28,961
3,492
32,377
22,791
48,036
12,577
20,125
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532
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
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APPENDICES FOR 1931
533
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534
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
APPENDIX V Continued
INDEX TO CLASSIFICATION OF FIRE INSURANCE RISKS
CLASS
NO.
2.
4.
6.
10.
14.
16.
22.
24.
101.
103.
102.
110.
112.
114.
116.
124.
126.
128.
130.
132.
136.
138.
Non-Hazardous
Barns and Stables, Private, other than
farm.
Churches and Chapels.
City and Town Halls, Courthouses,
State Capitols, Armories, Fire De-
partment Houses, Libraries (public).
Museums of Art, and Natural History.
Colleges, Universities,Boarding Schools,
Convents, Schools and Academies,
with or without dormitories.
Dwellings without Barns or with Barns
Attached (excluding seasonal and farm
risks). Apartment and Flat Houses,
Palatial Dwellings (Apartment Houses
having one general Dining Room,
classify with Hotels, see 620).
Dwellings and Outbuildings — Summer
or Winter only.
Farm Risks (buildings and contents),
including Live Stock.
Garages (private).
Hospitals, Sanatoriums, Asylums (Deaf,
Dumb, Blind, Orphan), Homes for the
Aged.
Mercantile
Mercantile Buildings (including those
with public hall or lodge rooms above),
except 103 (see 168, 200, 184 and 186).
Mercantile Buildings with Wholesale
Occupancy exclusively.
Mercantile Stocks — Agricultural Im-
plements, Automobile and Carriage
Salesrooms.
Mercantile Stocks — Boots and Shoes,
retail.
Mercantile Stocks — Boots and Shoes,
Leather Goods (Hides, Harness and
Trunks), Rubber Goods, wholesale.
Mercantile Stocks — Clothing, Hats,
Caps, Furs and Men's Furnishings,
retail. Merchant Tailor, Regalia, Cos-
turner and Dressmaking.
Mercantile Stocks — Cothing, Hats,
Caps, Furs and Men's Furnishings,
wholesale.
Mercantile Stocks — Drugs, Chemicals
and Medicines, retail.
Mercantile Stocks — Drugs, Chemicals,
anfl Medicines, wholesale.
Mercantile Stocks — Dry Goods, Wool-
lens, Carpets and Notions, Chinese
and Japanese Goods, retail.
Mercantile Stocks — Dry Goods, Wool-
les, Carpets and Notions, Chinese
and Japanese Goods, wholesale
Mercantile Stocks — Furniture, Musical
InstruTuents, Music, Undertakers' Es-
tablishments, Photographers' Supplies,
Optical and Scientific (ioods, retail.
Mercantile Stocks — Groceries, Meat,
Fish, Butter, Cheese, Eggs, Fruit and
Pro<luce, retail.
Mercantile Stocks — Groceries, Meat,
F"ish, Butter, Cheese, Eggs, Fruit and
Produce, wholesale.
class Mercantile
no.
140. Mercantile Stocks — Hardware, Iron
and Steel Bars and Piping, Cutlery,
Surgical Instruments, Aiachinery, Belt-
ing, Mill Equipment, Supplies, Stoves,
Tinware, House Furnishings, Wooden,
Willow and Basketware, retail.
142. Mercantile Stocks — Hardware, Iron
and Steel Bars and Piping, Cutlery,
Surgical Instruments, Machinery, Belt-
ing, Mill Equipment Supplies, Stoves,
Tinware, House Furnishings, Wooden,
Willow and Basketware, wholesale.
146. Household Furniture in Mercantile
Buildings.
154. Mercantile. Stocks — Liquorsand Wines,
wholesale.
156. Lodge and Society Rooms (Masonic,
Oddfellows, etc.). Contents only.
160. Mercantile Stocks — Miscellaneous,
wholesale and retail.
164. MercantileStocks — Millinery, Feathers,
Artificial Flowers, wholesale.
168. Offices and Banks, Telephone Ex-
changes, Buildings and Contents.
176. Restaurants, Contents only.
180. Saloons (Liquor), Contents only.
184. Stores, Country (Remote or Cross-
road), usually of moderate or small
values. Buildings and Contents.
186. Stores, General (village or city), includ-
ing Department Stores, Contents only.
196. Mercantile Stocks — Tobacco, Cigars,
Smokers' Articles, wholesale.
197. Wharf risks. Ferry Houses, Contents.
200. Mercantile Buildings, Retail Occu-
pancy, with Dwellings only above
Grade Floor.
Warehouses
254. Cold Storage, Contents only.
256. Cotton (no compressing). Building and
Contents.
260. General storage, not spectifically classed,
Contents only.
266. Fibres (other than Cotton and Wool
and Tobacco), Contents only.
268. Household Furniture, Contents only.
276. Tobacco, Building and Contents.
278. Whiskey, Building and Contents.
280. Wool, Contents only.
MANUFACTURING SPECIALS
Woodworkers
(Building and Contents)
300. Agricultural Implement Factories, and
other F"actories having woodworking
(principally hard) in conjunction
with ironwork, painting, etc., such
as Carriage, Bed Spring, Incubator,
Refrigerator, Sewing >Iachine and
Wringer Factories and Car Works.
APPENDICES FOR 1931
535
APPENDIX V— Continued
INDEX TO CLASSIFICATION OF FIRE INSURANCE RISKS— Continued
NO.
302.
304.
306.
308.
316.
318.
320.
322.
324.
326.
338.
346.
350.
352.
354.
356.
358.
General Woodworking, without power,
including Carpenter and Cabinet Shops,
Looking Glass and Picture Frame
Factories, Cooper Shops.
General Woodworking, with power
and without finishing, Chair, Pail, Tub,
Tank, Bobbin, Ladder, Wooden Toy
Factories, Match Factories, Moulding,
Turning, Wheel, Hub, Spoke and
Spool Factories — Carpenter Shops with
power.
Furniture, Organ, Piano, Graphophone,
Rattan, Wooden Trunk, Casket and
Billiard Table Factories — Clock Fac-
tories if with woodworking.
Marine Railways, Shipyards, Boat
Building, Dry Docks.
Planing Mills, Sash, Door, Blind and
Wooden Box Factories — Dry Houses
for Lumber.
Saw Mills.
Shingle, Stave, Lath, Veneer and
Kindling Wood Mills — Excelsior Fac-
tories.
Metal Workers
(Building and Contents)
Automobile Factories.
Heavy Metal Workers Generally—
Foundries for Iron, Brass, Type Work
and Stoves — Furnaces, Rolling Mills,
Machine Shops (with Foundries con-
nected)— Boiler Shops, Nut and Bolt
Works, Bicycle and Firearms Fac-
tories, Locomotive Works, Wirework-
ing and Drawing, Machine Shops with-
out Foundries.
Light Metal Workers generally — Hard-
ware Factories for manufacturing Cut-
ler>-. Copper or Brassware, Axes, Tools,
Nails, Tacks, Pins and Needles — also
Clock Factories if no woodworking,
Jeweller^-, Watch, Dental, Scientific
and Surgical Instrument Factories,
Miscellaneous Metal Workers, not
otherwise specified. Silver, Aluminum
and Tableware Factories — Electro-
plating.
Stamping Works — Tin, Hollowware,
Iron ■ Bedstead, Gas Fixtures, Lamp
and Iron Toy Factories — Japanneries.
Other Occupations
(Building and Contents)
Bakeries and Macaroni Factories.
Bleacheries, Dye and Print Works.
Boot, Shoe, Slipper, Heel and Counter
Factories.
Breweries.
Brush and Broom Factories.
Canneries — Canning and Preserving
Works for Fruit, \"egetables and Fish.
NO.
366. Celluloid Works — Celluloid and Cellu-
loid Goods Factories.
368. Cement Mills.
370. Cereal Mills— Grist and Feed Mills and
Rice Mills.
372. Chemical works of the milder hazards.
374. Chemical works of hazardous nature
or with explosive hazard.
386. Clothing, Cap and Overall Factories —
Tent, Awning, Sail and Rigging Lofts.
388. Coal Breakers and Mining Buildings —
Anthracite.
390. Coal Tipples and Top Works — Bitu-
ininous.
394. Collar, CufT, Shirt, Corset, Waist and
other White Goods Factories.
396. Confectionery, Chocolate and Chewing
Gum Factories.
402. Cotton Gins.
404. Cotton Mills (Full Process).
406. Creameries, Powdered and Condensed
Milk, Caseine and Cheese Factories.
412. Distilleries and Rectifying Works
(Steam).
416. Electric light and power plants (when
separately insured). Water Works and
Pumping Stations — Filtration Plants.
418. Fertilizer and Phosphate Factories.
420. Flour Mills.
424. Fur Hat, Fur Cutting, Forming and
Dressing Mills.
426. Glass Works.
430. Grain Elevators and Warehouses —
Terminal.
432. Grain Elevators and Warehouses —
Country.
438. Hemp and Jute Mills — Cordage and
Bagging Factories — Waste and Shoddy
Mills, Carpet Lining and Batting Fac-
tories.
442. Ice Factories.
446. Laundries (hand or power) — Cleaning
Establishments.
450. Leather Goods Factories (except Boot
and Shoe), such as Harness, Saddlery,
Pocketbook, Glove, Bag, Leather
Trunk, Whip and Sporting Goods.
452. Malt Houses.
458. Mining Risks (other than Coal, includ-
ing Mining dredges).
460. Miscellaneous manufacturing establish-
ments not otherwise classified.
464. Oil Works — \'egetable.
466. Oil — X'egetable in tanks.
468. Oil Works— Fish.
470. Oil Works — Minerals — Refineries, Oil
Derricks, Pipe Lines.
472. Oil — Mineral — in Tanks or Sumps.
474. Packing Houses, Slaughtering, Render-
ing, Oleomargarine, Lard, Candle,
Crude Glycerine and Glue Works.
476. Paint, \'arnish. White Lead and Oil
Colour Works — -Turpentine Refineries,
Printing Ink Works.
480. Paper, Pulp, Leather Board and Straw
Board AliUs.
536
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
APPENDIX V— Continued
INDEX TO CLASSIFICATION OF FIRE INSURANCE RISKS— Continued
NO.
484. Potteries, Brick, Tile, Plaster and
Crucible Works — China Decorating.
486. PrintingEstablishments, Lithographers,
Book Binderies.
490. Rubber Mills — Including Manufacture
of Rubber Goods and Clothing.
492. Salt Works.
494. Silk Mills.
498. Soap Factories (when insured separately
from Packing Houses or other plants).
502. Sugar Houses.
504. Sugar (Cane and Beet) Refineries.
506. Tanneries — (Heavy Leather).
508. Tanneries— (Light Leather, Currying
Shops, Morocco Works and Leather-
making generally without japanning).
510. Tanneries — (Light), with Japanning or
Enamelling.
514. Tobacco, Cigar, Cigarette and Snuff
Factories.
516. Tobacco Stemmeries, Prizeries and Re-
handling Houses.
522. Weaving and Knitting Mills (no
Preparatory Process), Embroidery and
Lace Curtain Factories.
526. Wineries.
528. Woollen Mills (full process— all Wool
or Mixed Stocks), Worsted, Carpet,
Knitting, Felting, Wool Hat Factories.
533. Pulpwood in connection with mills.
534. Pulpwood, Cordwood, Ties, Bark or
Logs, when in bush or beside railway
tracks.
NON-MANUFACTURING SPECIALS
(Building and Contents)
604. Asylums — Insane and Inebriate, Poor
Farms and Alms Houses, Jails, Prisons,
Penitentiaries and Reform Schools.
606. Barns and Stables (public) — Livery,
Sales, Bus, Express, Hotel and Board-
ing.
617. Builders' Risks — Buildings in Process
of Construction.
620. Club Houses (city), Y.M.C.A., Y.W.
C.A. — Gymnasiums and Hotels and
Boarding Houses (all the year round).
622. Club Houses (country). Boat and Bath
Houses, Yacht and Rowing Clubs,
Hotels and Boarding Houses (Summer
or Winter only).
624. Coal and Wood Yards, Coal Trestles.
626. Cotton Compresses, with Warehouses
with Platforms if communicating there-
with.
628. Cotton Yards and Platforms, when not
communicating with Compress.
630. Exhibition Buildings, Carousels, Rinks,
Fair Grounds, Race Tracks, Ball
Grounds and Similar Amusement
properties.
CLASS
NO.
636.
642.
648.
650.
652.
654.
656.
670.
Garages (public).
Hay Presses and Barns.
Hotels, see 620 and 622.
Ice Storage Houses.
Lumber Yards, Wholesale and Mill.
Lumber Yards, retail.
Marble and Stone Yards with Power
and Mills (not stone crushers).
Miscellaneous Non-Manufacturing
Specials not otherwise classified.
Steam Railway Risks — (excluding Mer-
chandise for other parties in Freight
Houses), Street Railway and Traction
Properties, including .Storage and
Operating Houses.
672. Steamers, Vessels, Tugs, Ferry Boats,
Marine Dredges, Yachts — Shipping in
Port or Laid Up.
674. Stock Yards.
680. Theatres and Opera Houses, Moving.
Picture Houses.
682. Tobacco Barns.
686. Tobacco Curing Barns Using Artificial
Heat.
MISCELLANEOUS
702. Floaters, except Automobile and Cot-
ton.
703. Grain Growing in Fields.
704. Hay and Grain in Stacks in Field.
705. Floaters, Automobiles.
706. Cotton, All Classes not otherwise
provided for, including Floaters.
708. Motion Picture Studios.
710. Films Stored at Studios.
712. Film Exchanges.
714. Oil and Gasoline Filing -Stations.
720. Standing Timber.
AUTOMATIC SPRINKLERED RISKS
(Building and Contents) ■
802. Miscellaneous — Non-hazardous.
804. Miscellaneous — Mercantile Risks.
820. Miscellaneous — Warehouses.
842. Miscellaneous — Woodworkers.
852. Miscellaneous — Metal Workers.
858. Leather Workers.
862. Cereal, Flour and Rice Mills and
Elevators.
866. Textile and Cloth Workers.
886. Miscellaneous Manufacturing Specials
not otherwise classified.
952. Miscellaneous Non-manufacturing
.Specials.
956. Street Railway and Traction Properties.
APPENDICES FOR 1931 537
APPENDIX VI
CERTAIN MEMORANDA, RULINGS, ETC., ISSUED BY THE
SUPERINTENDENT OF INSURANCE
MEMOR.ANDUM
C.L. 9/1932 May 6th, 1932.
To — AH insurers licensed to transact automobile insurance in Ontario.
From — The Superintendent of Insurance.
Re Automobile Insurance Premium Rates
Section 273 of The Insurance Act reads as follows:
"273. — (1) Even,- rating bureau shall, forthwith after adoption file in the office of the
Superintendent duly certified copies of its constitution, articles of association and by-laws,
and a list of members of such bureaus and their addresses, and thereafter shall file in the
office of the .Superintendent every amendment, revision or consolidation of its constitution,
articles of association and by-laws, and notice of the admission of new members and the
withdrawal of form.er members, within thirty days after the passing or adoption of such
amendment, revision or consolidation, or after the admission or withdrawal of such members.
"(2) Ever>' rating bureau and even,- licensed insurer shall make a return under oath
to the Superintendent in such form and at such times as he ma\" require, showing every or
any schedule of rates fixed, made or charged by them, together with such further or other
information concerning such rates as he deems necessan,- or desirable.
"(3) Every rating bureau and even,- licensed insurer shall give to the Superintendent
at least ten days' notice of any change in the schedule of rates or rules applicable thereto,
filed with the Superintendent pursuant to the preceding subsection, and shall file with the
Superintendent amended schedules duly verified under oath showing particulars of all such
changes before the effective date thereof.
"(4) Any rating bureau or licensed insurer which, having filed its schedules or rates
pursuant to this section, fixes, makes or charges any rate or receives any premium which
deviates from the schedules of rates fixed and filed with the Superintendent for and, the
rules applicable to, anv risks or class of risks, shall be guiltv of an offence. R.S.O. 1927,
c. 222, s. 273."
For the better administration of the above quoted section of the Act and in order to give all
insurers ample notice of the intention to enforce it strictly, you are hereby required, pursuant to
subsection 2, to make a complete new return on or before May 15th next without regard or
reference to siniilar returns heretofore filed.
Attached hereto you will find two forms of Affidavit of \'erification for use in making your
return. If }.ou are a member of the Canadian Automobile Underwriters Association, please use
Form No. 1 : if not, please use Form No. 2.
Please obsene carefully the provisions of subsection 3 and subsection 4, particularly that
ten days' notice is required when a change in rates is made, and that a penalty for deviation from
filed rates is provided. Any insurer which deviates from its filed rates, incurs, upon con\'iction,
a penalty of not less than S20.00 and not more than S200.00 for every offence and, in addition
its license may be suspended or cancelled (see section 77).
On and after the return now required is made, insurers may anticipate that section 273 will
be strictly enforced.
Please acknowledge receipt of this memorandum by return of mail.
R. LEIGHTON FOSTER.
FORM OF AFFIDAVIT OF \"ERIFICATION
(For Members of Canadian Automobile Underwriters Associ.\tion)
FORM No. 1
(To he completed by the President or General Manager or Chief Executive Officer in Canada)
I , of the City of in
the County of , make oath and say:
1 . That lam the for
the Company.
538 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
2. That I have personal knowledge of the rates fixed, made or charged by the said company
for insurance of automobiles in Ontario.
3. That I have read and considered the provisions of Part XV of The Insurance Act (Ontario)
pursuant to which this return is made.
4. That the schedules of rates and rules filed by the Canadian Automobile Underwriters'
Association are complete and correct schedules showing every and any schedules of rates
fixed, made or charged by the said company for the insurance of automobiles within
Ontario, together with all rules necessary or incidental to the application of such rates or
the interpretation of such schedules as at the date of this affidavit.
5. That the said schedules and rates and rules as changed from time to time by amended
schedules duly verified under oath and filed with the Superintendent pursuant to sub-
section 3 of Section 273 of the Act, shall be deemed to be in force so long as the company
transacts automobile insurance in Ontario and schedules of automobile premium rates
and rules are required to be filed with the Superintendent of Insurance.
Sworn before me at the Cityl
of in the
County of \
this day of |
, 1932J
FORM OF AFFIDAVIT OF VERIFICATION
(For Companies Not Members of Canadian Automobile Underwriters' Association)
FORM No. 2
{To be completed by the President or General Manager or Chiej Executive Officer in Canada)
I , of the City of in
the County of , make oath and say:
1 . That I am the for
the Company.
2. That I have personal knowledge of the rates fixed, made or charged by the said company
for insurance of automobiles in Ontario.
3. That I have read and considered the provisions of Part X\' of The Insurance Act (Ontario)
pursuant to which this return is made.
4. That the exhibits attached hereto marked are complete and correct
schedules showing every and any schedules of rates fixed, made or charged by the said
company for the insurance of automobiles within Ontario, together with all rules necessary
or incidental to the application of such rates or the interpretation of such schedules as
at the date of this afliclavit.
5. That the said schedules and rates and rules as changed from time to time by amended
schedules duly verified under oath and filed with the Superintendent pursuant to sub-
section 3 of Section 273 of the Act, shall be deemed to be in force so long as the company
transacts automobile insurance in Ontario and schedules of automobile premium rates
and rules are required to be filed with the Superintendent of Insurance.
Sworn before me at the City"
of in the
County of
this dav of
1932
Toronto, Ont, May 27th, 1932.
C.L. 14/1932 MEMORANDUM
To — All insurers licensed to transact automobile insurance in the Province of Ontario.
From — The Superintendent of Insurance.
Re Automobile Insurance Premium Rates
On May 6th, 1932, you were requested (C.L. 9, 1932) to make a return under oath, showing
complete and correct schedules of the automobile insurance premium rates fixed, made or charged
In' your company within Ontario. All insurers received the same request and almost all have
filed their returns. All such returns have been regarded since first made in 1926 as public
documents open to inspection in the discretion of the Superintendent upon request.
On May 25th, 1932, I invited the following underwriters, representative of all branches of
the automobile insurance business in the Province, to meet in my otlice to discuss plans for
APPENDICES FOR 1931 539
co-operation with the Department in the administration and enforcement of this rate-filing section
of the Act:
Mr. Sword Mr. Burgess
Mr. Duffett Mr. Horst
Mr. Kearns Mr. Thompson (absent)
Mr. V. C. Smith Mr. King
I explained that the Department would welcome the co-operation of representatixe under-
writers in reviewing the returns filed with the Department in order to determine their completeness
and sufficient compliance with the Act, to advise the Department wherein such returns were
deficient, and to review in the future such complaints as reach the Department concerning the
failure of any insurer to adhere strictly to its filed schedules of rates in making quotations for
individual risks or charging rates in contravention of the Act. The underwriters present were
unanimously of the opinion that the returns should be open to inspection by any person showing
a substantial interest, and that it would be in the best interests of the business and the public if
the co-operation so sought were extended. They suggested that a special committee of eight
companies and the Canadian Automobile Underwriters' Association should be appointed by me
to co-operate with the Department in the way indicated. Acting upon the advice of these under-
writers I have nominated the following committee:
Toronto General Insurance Company Pilot Insurance Company
American Automobile Insurance Company Lumbermen's Mutual Insurance Company
Union Insurance Society of Canton London and Lancashire Insurance Company
Dominion of Canada Insurance Company London Guarantee and Accident Insurance Co.
Canadian Automobile Underwriters' Association
You are hereby advised that this special committee will hold its first meeting at an early
date and be invited to commence immediately to review your return, along with the returns of
all other licensed insurers and the Canadian Automobile Underwriters' Association and to report
the result of its review to the Department. If, in the opinion of this committee, your return is
incomplete or otherwise not a sufficient compliance with the Act, you will be asked to complete
the return or to designate a representative to appear before the committee and explain your
return. When all returns have been reviewed and completed to the satisfaction of the Department
acting upon the advice of the committee, the returns of all insurers will be open for inspection by
the authorized representative of any other insurer. Thereafter, if any complaint is received
that any insurer is not complying strictly with the Act, the committee will be asked to investigate
the complaint and recommend to the Department what action should be taken.
Your attention is directed to the fact that ten days' notice of any change in rates miust be
filed with the Superintendent and that any insurer which makes or charges any rate which differs
from its filed rates shall be guilty of an offence punishable either by suspension or revocation of
license or by a penalty of not less than $20.00 and not more than $200.00 for every offence
recoverable under TJie Summary Convictions Act.
It is the hope and expectation of the Department that the wholehearted co-operation of all
insurers in the manner indicated will assure a strict and impartial enforcement of the statute
and serve to promote stability in the business to the benefit of all insurers and the general public.
Please acknoivledge receipt of this Memorandum, and oblige.
R. LEIGHTON FOSTER.
C.L. 17/1932. MEMORANDUM
To — All insurers licensed to transact automobile insurance in Ontario not members of the Canadian
Automobile Underwriters' Association.
From — The Superintendent of Insurance.
Re Automobile Insurance Premium Rates
This memorandum is in furtherance of memoranda, dated May 6th and Mav 27th, 1932
(C.L. 9 and 14, 1932) on this subject.
An examination of your return indicates that it does not contain all the information which
the Department deems necessary or desirable and which I am authorized to require to be filed.
For your guidance and convenience a blank form of return has been prepared (Form S-16) and two
copies are sent to you herewith. In deciding to prescribe this form of return and in its preparation
I have acted upon the advice and received the assistance of the Committee of Underwriters
described in my memorandum of May 27th (C.L. 14, 1932).
It seems to be generally conceded that insurers have a genuine interest in the eniorcement of
Section 273 of the Act and the completeness of the returns made thereunder to the extent to
which it tends to stabilize conditions in the business. You will appreciate that if the Act is to
be enforced strictlj' the returns made thereunder must be not only complete but standardized
540 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
to such an extent as to facilitate the detection of contraventions of the Act. Accordingly your
co-operation in completing this new form of return upon behalf of your company is solicited.
The return already filed by your company will be held and deemed to be a complete schedule
of your rates and rules for the purposes of the Act pending the completion of this new form of
return and its filing by way of substitution for the original return effective as of the date of the
afifidavit contained therein. Nevertheless, if it would facilitate the preparation of your new
return to receive the copy of your original return now on file it will be forwarded to you upon
request.
Your attention is directed to the General Instructions on page 3 of the return.
In order that there will be no further delay in completing the returns filed with the Depart-
ment and in commencing to investigate any complaints which may be tiled, you are requested
to file your new return duly verified not later than July 18th, 1932.
R. LEIGHTON FOSTER,
Superintendent of Insurance.
July 5th, 1932.
APPENDIX VII
RE "THE AUTOMOBILE INSURANCE ACT" AND STANDARD FORMS
ASSOCIATION OF SUPERINTENDENTS OF INSURANCE OF THE PROVINCES OF CANADA
Office of the Secretary, Parliament Buildings,
Toronto, Ont., June 30th, 1932.
C.L. 18/1932.
LETTER OF TRANSMITTAL AND APPROVAL
To — All insurers licensed to transact automobile insurance in the Provinces of Canada.
From — The Secretary of the Association of Superintendents of Insurance of the Province of Canada
Re "The Automobile Insurance Act"
Pursuant to the Final Report of the Special Committee on Automobile Insurance Legislation
of this Association, dated December 1st, 1931, "The Automobile Insurance Act" thereby recom-
mended was enacted at the recent sessions of the Provincial Legislatures by the Provinces of
British Columbia, Manitoba, Ontario and Nova Scotia, and in the three additional Provinces of
Alberta, Saskatchewan and New Brunswick, wide powers were conferred upon the Lieutenant-
Governor in Council which may be used to make the Act effective in these provinces by Order in
Council.
It has been agreed among the provinces to recommend that the new Act be made efifective in
each province on the 1st day of September, 1932. The Proclamation of the Act in Ontario has
already so issued.
The new Act, on and after the date of its coming into force, applies to all insurers carrying
on the business of automobile insurance in each province and to all contracts made In the province.
Inasmuch as the Act prescribes new forms of contract and involves new forms of policy, insurers
are reminded that a new written application and a new form of policy must be issued in respect
of all policies Issued after the effective date of the Act either by what might be termed renewal
or otherwise.
Section 9 of the Act (the section numbers differ in each province) reads as follows:
policy to be 9. No insurer shall issue or deliver a policy in the Province until a
approved by copy of the form of policy has been on file with the Superintendent
superintendent for at least thirty days, unless sooner approved in writing by him,
nor if within that period the Superintendent notifies the insurer in
writing that the said form of policy is not approved. The Superintendent shall, on
being so required, specify the reasons for not approving or for disapproving thereof.
Arising out of the above ([uoted statutory provision, I transmit to you herewith a copy of a
Report of a Committee of Underwriters, dated June 24th, 1932, w Ith reference to forms of policy,
application and endorsement under the new Act. This report has been considered by the Superin-
tendent of Insurance or other i)roper supervising official in all jirox Inces in which the .'\ct may
become effective this year and they have authorized me to concur therein on their behalf so far
as their authority so to do may be anticipated in advance of the actual effective date of the Act.
On behalf of the seven provinces above named, you are hereby advised that I have con-
curred in the said Report to the extent to which it is possible so to do in advance and
anticipation of the efTective date of the Act.
APPENDICES FOR 1931 541
The application, endorsement and policy forms now transmitted to you have been placed on
file with the Superintendent of Insurance or other supervising official in every province of Canada
and all insurers are hereby advised that it will be unnecessary- for them to file forms of policy
issued or delivered by them if they are identical with the Standard Forms as interpreted by the
General Instructions embodied in the said report unless contrary- advice is received from individual
provinces.
All application, endorsement and policy forms not herein designated as "Standard" and
hereby approved, such as the forms used for the classes and kinds of automobile insurance described
on page 1 of the General Instructions, (Garages, Automobile Dealers and Manufacturers; Xon-
ownership (contingent) Liability, etc.,) and any other special forms, must be filed with the Superin-
tendent in each province in strict conformity with the Act.
This Association is holding its Fifteenth Annual Conference in Winnipeg, Manitoba, on
September 6th, 7th and 8th, 1932, when a report on Automobile Insurance legislation will be
submitted and the desirability of appointing a "Standing Committee on Automobile Policy
Forms" considered. Any matters arising out of the foregoing may conveniently be raised at that
time.
R. LEIGHTOX FOSTER,
Secretary.
June 24th, 1932.
REPORT— COMMITTEE OF UNDERWRITERS
On the 18th day of April, 1932, the undersigned underwriters representing the associated and
unassociated stock and mutual insurers transacting automobile insurance in Canada were invited
to consider and report upon what forms of policies and endorsements should be approved by you
pursuant to Section 176 of the Ontario Insurance Act as enacted at the recent session of the Ontario
Legislature.
The names of the insurer members of the Committee formed in pursuance of this invitation
are as follows:
The American Automobile Insurance Co. The Toronto General Insurance Co.
The Pilot Insurance Co. The Portage La Prairie Mutual Insurance Co.
The San Insurance Office Limited The Western Assurance Co.
The Ocean Accident and Guarantee Corp. The Xonvich L'nion Fire Insurance Societv
During the past nine weeks our Committee has held nineteen meetings. At our unanimous
request you agreed to act as Chairman during the regular sessions of the committee.
The organization of our Com.mittee was made known to all insurers licensed to transact
automobile insurance in the Province of Ontario by your Department memorandum C.L. 7/1932,
dated April 18th, 1932. Subsequently, all such insurers were advised by Department memo-
randum C.L. 8/1932, dated April 22nd, 1932, of the proceedings of the first meeting and plans
for its work.
At the first meeting of the Committee insurers were invited to submit any draft policy or
endorsement forms prepared by them. The only draft forms presented were those prepared
and recommended by a Policy Forms Committee of the Canadian Automobile Underwriters'
Asscciation. The forrns so presented formed the basis of the Committee's work and, with certain
charges and modifications approved by the Committee, are the forms now recommended for
approval in this report.
The draft forms prepared by the Canadian Automobile Underwriters' Asscciation were sent
to all licensed insurers by the Association or with the Department memorandum of April 22nd,
1932, and all insurers were invited to study the fonr.s carefully and subm.it their comments and
suggestions on or before April 30th through one of the insurer members of the committee.
In the course of its deliberations the Committee considered numerous criticisms and suggestions
received from insurers and, in addition, suggestions were made by personal representatives of some
insurers, in particular the Travelers Insurance Company and the General Exchange Insurance
Corporation.
O.n June 7th, by Interim Report addressed to you, the Committee made certain tentative
recornrnendations and this Interim Report together with proposed form.s and General Instructions
explaining the use of such forms was sent by you to all insurers licensed to transact automobile
insurance, with the request that any additional criticisms and suggestions not heretofore made
be submitted through an insurer member of the Committee not later than June 15th, 1932.
Subsequently your Committee considered the further suggestions of insurers received
pursuant to the Interim Report of June 7th with enclosures and now submits its final report.
It is satisfactory to observe in passing that the Committee's tentative recomm.endations appear
to have met with virtually unanimous approval and that the suggestions received related solely
to the details of the Forms and Instructions.
542
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
Your Committee therefore respectfully makes the following recommendations:
1. Effective Date of Act. Your Committee recommends that the Act should be proclaimed
effective in all provinces which enacted the legislation or are otherwise empowered to make
it effective on the same date, viz., September 1st, 1932.
2. Inter-Provincial Agreement. Your Committee recommends that the Superintendent
of Insurance, or other insurance supervising oiiicials, in all such provinces should agree to
approve the same policies and endorsement lorms thus making possible standaraization and
uniformity in policy forms. It is respectfully suggested that pending the next Conference
of the Association of Superintendents of Insurance of the Provinces of Canada the forms
recommended for your approval by this Committee be approved by the Superintendent of
Insurance, or other supervising official, in all such provinces, and that at such next Conference
a Standing Committee on Automobile Policy Forms be appointed with authority to consider
and approve on behalf of all such provinces what forms should be authorized from time to
time to be used pursuant to Section 176 of The Ontario Insurance Act and comparable
sections in the other provincial Acts.
3. Endorsements. Your Committee recommends that the term "policy" be interpreted
to include "endorsements" pursuant to the definition of the term "policy" as meaning the
instrument evidencing a contract contained in the interpretation section of the Act. Your
Committee is of opinion that it would be futile to require policy forms to be approved by the
Superintendent of Insurance without also requiring forms of endorsement to be approved
by him, inasmuch as the latter frequently modify or vary the former and both must be read
together in determining the terms and conditions of the contract of insurance.
4. Standardization of Forms. [Note. — The forms referred to herein and the "General
Instructions" are not printed in this report but are contained in a separate loose-leaf pamphlet
of "General Instructions" and "Standard Forms" issued by the Association of Superintendents
of Insurance of the provinces of Canada.] Your Committee is of opinion that the best
interests of the public will be served if substantial uniformity and standardization in auto-
mobile policy forms and endorsements can be achieved under the new Act. While it is
appreciated that special classes of risks such as public vehicles (passenger hazard only) risks
will require special and unusual treatment, nevertheless, it is belie\'ed that the great majority
of the automobile insurance business is written upon forius of polic>" and endorsement which
can readily and desirablj' be standardized.
Automobile policies in the past have excluded daniage to the property of others used by or
in charge of the insured under "Property Damage Exclusions," and while your Committee feels
that insurers should not be liable for claims arising from this source uncier the new Act, this
exclusion must be delete 1 from the policy forms by reason of the mandatory provisions of the
new Act. Your Committee recommends that the Act should be amended later to provide this
additional exclusion from liability.
Your Committee has not attempted to provide forms which will cover all cases. It has
contented itself with reviewing and recommending for your approval at this time standard forms
ot owner's and driver's policies and a number of applications and endorsements which, in its
opinion, are suitable for use in the majority of transactions.
Your Committee recommends that the Forms of Policy and Endorsement, as interpreter!
and explained by the "General Instructions," submitterl with this report, be approved, and that
no other forms propose 1 to be used in writing similar risks be approved.
It is further recommended that, where special forms of policy or endorsement are submitted
for approval for use in special cases, approval of such forms be withheld or conditional or temporary
approval only given until they can be reviewed by a committee of the Superintendents Association.
5. Printing. Your Committee recommends that insurers should refrain from ordering
large supplies of the new forms at this time, in view of the possibilit\- of changes' in the
legislation or desirable changes in the forms.
Dated at Toronto, this 24th da>- of June, 1932.
All of which is respectfully submitted.
\\. I,. Kiv.vuNs (American Auto)
!'. n. HoKST (Toronto General)
II. E. WiTTICK (Pilot)
A. E. L. VVetmore (Portage)
D. M. Dr;\v.\K (Sun)
John Wii.sox (Western)
R. C. Mii.Ni: (Ocean)
C. C. P.\ii,L (Norwich Union)
APPENDICES FOR 1931 543
APPENDIX VIII
AUTOMOBILE INSURANCE LOSS COST EXPERIENCE IN ONTARIO
FOR POLICY YEARS 1928, 1929, 1930 AxND 1931
The following statistical tables numbered 1 to 16, inclusive, have been filed by the Canadian
Automobile Underwriters' Association, the statistical agency designated to compile the Ontario
Automobile Insurance Loss Cost Experience pursuant to Section 69a of The Insurance Act.
Table 1. — Private Passenger Public Liability Experience in Ontario for the complete policy
years 1918, 1929, 1930 and the ^incomplete policy year 1031 developed as of June 30th, 1932.
Reference to column 6 of Table 1 will show that the pure premiums for public liability
insurance on private passenger cars have risen from $7.30 in 1928 to $9.40 in 1931 — an increase
in loss cost per car exposed to risk of almost 29 per cent, for the period. While column 7 of the
Table indicates a slight reduction in the ratio of reported claims compared with cars exposed to
risks for 1931 compared with 1928, nevertheless, the average claim cost rose from $258 in 1928
to $373 for 1931, an increase of almost 45 per cent.
Table 2. — Private Passenger Property Damage Experience in Ontario for the complete policy
years 1928, 1929, 1930 and the incomplete policy year 1931 developed as of June 30th, 1932.
Reference to column 6 of Table 2 will show that the pure premiums for property damage
insurance on private passenger cars have declined from $5.14 in 1928 to $4.26 in 1931 — a reduction
in loss cost per car exposed to risk of 17 per cent, for the period. This is accounted for in the
reduction of reported claims compared with cars exposed to risk (reference column 7) as the
average claims cost has been $38 uniformly in each of the four years 1928 to 1931. inclusive
(reference column 8).
Tables 3, 4, 5 and 6. — Private Passenger Collision Experience in Ontario for the complete
policy years 1928, 1929, 1930 and the incomplete policy year 1931 developed as of June 30th, 1032.
Reference to column 6 of Table 3 will show that the pure premiums for collision damage
insurance on private passenger cars have declined from $18.58 in 1928 to $13.95 in 1931 — an
average decrease in loss cost per car exposed to risk of 25 per cent. This is accounted for in the
reduction of reported claims compared with cars exposed to risk (reference column 7) since the
average claim cost rose from $88 in 1928 to $116 in 1931 (reference column 8).
Table 7. — Private Passenger Automobile Fire Experience in Ontario for the complete policy
years 1028, 1929, 1930 and the incomplete policy year 1931 developed as of June 30th, 1932.
Reference to column 6 of Table 7 will show that the pure premiums for automobile fire
insurance on private passenger cars have declined from $2.20 in 1928 to $1.78 in 1931 — a reduction
in loss cost per car exposed to risk of 19 per cent, for the period. This is accounted for in the
reduction of the average claim cost from $134 in 1928 to $108 in 1931 which is approximately a
19 per cent, reduction (reference column 8). Since the frequency of accident in 1928 compared
with 1931 appears about the same it may be said that reduction in loss cost for automobile fire
insurance is due to the reduction in the value of cars.
T.\ble 8. — Private Passenger Automobile Theft Experience in Ontario for the complete policy
years 1928, 1929, 1930 and the incomplete policy year 1931 developed as of June 30th, 1032.
Reference to column 6 of Table 8 will show that the pure prem.iums for automobile theft
insurance on private passenger cars ha\"e declined from $1.58 in 1928 to .94 in 1931 — a reduction
in loss cost per car exposed to risk of 40 per cent, accounted for principalh' in the re>luction of
the average claim cost which declined from $52 in 1928 to $33 in 1931, almost a 40 per cent,
reduction (reference column 8). The frequency of claim indicates little definite trend.
Tables 9-14, inclusive. — Commercial Automobile Insurance Experience ifi Ontario for the
complete policy years 1928, 1929 and 1930 and the incomplete policv vear 1931 developed as of June
30th, 1932.
The volume of experience reported respecting insurance on commercial vehicles is not
sufficient to establish full credibility for the purpose of rate-making. Nevertheless, b>' reference
to column 6 of Tables 10, 11, 13 and 14, it will be seen that there is quite an improvement for 1931
compared with 1928 in the loss cost per car exposed to risk, affecting Property Damage, Collision,
Fire and Theft commercial car insurance. It is noted that with respect to column 6 of Table 9
that the loss cost per car exposed to risk (affecting commercial car public liability insurance) rcse
from $10.69 in 1928 to $12.25 in 1931 an increase of almost 15 per cent.
Table 15. — Experience of fleet-rated cars, all classes of cars so rated by insurers in Ontario
for the complete policy years 1928, 1929, 1930 and the incomplete policy year 1931 developed as of
'June 30th, 1932.
The percentage of losses incurred to premiums earned respecting cars fleet -rated has steadily
improved. It is noted that loss ratios of losses incurred to premiums earned declined from 91.64
percent, in 1928 to 46.57 percent, in 1931. Experience of Public \'ehicles also shown in Table 15
for the period 1928-1931, inclusive, fluctuates considerably from year to year. The volume of
business reported in this class is so small that no conclusions can be arrived at from the experience.
Table 16. — Automobile Insurance Experience on Garages, Automobile Dealers and Manu-
facturers in Ontario for the complete policy years 1928, 1929, 1930 and the incomplete policy year
'1931 developed as of June 30th, 1932.
The table shows the premiums earned, losses incurred, and loss ratio of losses incurred to
premiums earned for the years 1928 to 1931, inclusive.
544
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
TABLE 1
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience — Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months)
PRIVATE PASSENGER CARS— PUBLIC UTILITY
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
1928
(2)t
105,593
99,903
147,596
150,231
(3;
$1,116,865
1,464,389
2,202,234
2,045,243
(4)
$770,391
850,784
1,294,203
1,412,284
(5)
2,985
2,548
3,441
3,782
(6)t
$7 30
8 52
8 77
9 40
(7)
2.83%
2.55
2.33
2.52
(8,'
$258
334
376
373
(9)
68 . 98%
1929
58 10
1930
58.77
1931t
69.06
Total
503,323
6,828,631
4,327,662
12,756
8 60
2.53
339
63 38
ONTARIO RATING TERRITORY A (Toronto, Hamilton, Windsor)
1928
50,831
45,550
59,487
57,956
$590,533
747,296
1,028,702
966,848
$428,980
483,401
637,643
638,924
1,769
1,520
1,756
1,887
$8 44
10 61
10 72
11 02
3.48%
3.34
2.95
3.26
$243
318
363
339
72 64%
1929
64 69
1930
61.99
19311
66.08
Total
213,824
3,333,379
2,188,948
6,932
10 24
3 24
316
65 67
ONTARIO RATING TERRITORIES B, C. and D (Remainder of Province)
1928
1929
54,762
54,353
88,109
92,275
$526,332
717,093
1,173,532
1,078,295
$341,411
367,383
656,560
773,360
1,216
1,028
1,685
1,895
$6 23
6 76
7 45
8 38
2.22%
1.89
1.91
2.05
$281
357
390
408
64.87%
51.23
1930
55.95
1931f
71.72
Total
289,499
3.495,252
2,138,714
5,824
7 39
2.01
367
61.19
TABLE 2
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience— Policy Years 1928, 1929, 1930 and Incomplete 19.?1 (18 Months)
PRIVATE PASSENGER CARS— PROPERTY DAMAGE
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1928
(2;t
99,612
95,405
144,288
169,247
f3)
$829,512
1,092,905
1,701.434
1,757,127
(4)
$511,949
529,253
711,815
721,061
(5)
13,512
13,967
18,526
19.174
(6.t
$5 14
5 55
4 93
4 26
(7;
13.56%
14.64
12 84
1 1 . 33
(8)
$38
38
38
38
(9)
61.72%
1929
48.43
1930
41.84
193 It
41.04
Total
508,552
5,380.978
2,474,078
65,179
4.86
12.82
38
45.98
ONTARIO RATING TERRITORY A (Toronto, Hamilton. Windsor)
1928
47,298
42,925
57,768
64.905
$435,378
556,908
805,528
813,973
$261,202
276,271
.339,313
319,090
7.721
8.094
9,991
10.107
$5 52
6 44
5 87
4 92
16 32%
18.86
17.30
15.57
34
34
34
32
59.98%
1929
49.61
1930
42.12
1931f
39 20
Total
212,896
2,611,787
1.195.876
35.913
5 62
16 87
33
45 79
ONTARIO RATING TERRITORIES B, C and D (Remainder of Province)
1928
52.314
52,480
86,520
104,342
$304,134
535,997
895,906
943,154
$250,747
252,982
372,502
401,971
5,701
5,873
8,535
9.067
$4 79
4 82
4 31
3 85
11.07%
11 19
9.86
8.69
$43
43
44
44
63 62%
1929
47 20
1930
41 58
1931t
42.62
Total
295.656
2,769.191
1,278,202
29,266
4 32
9.90
44
46 16
JCol. 2, "Number of Cars Exposed." This title means the number of cars insured for a period of 12 months.
JCol. 6, "Indicated Pure Premiums." This title means the average loss cost of cars insured tor a period of 12 months.
tl931 experience includes fleet-rated cars. The 1931 experience is reduced to an earned basis.
APPENDICES FOR 1931
545
TABLE 3
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience — Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months/
PRIVATE PASSENGER CARS— COLLISION
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1928
f2)t
23,906
22,235
26,708
25,927
(3)
$784,110
815,480
953,901
855,964
(4)
$444,144
417,852
435,049
361,805
(5)
5,068
4,310
4,252
3,109
(6)t
$18 58
18.79
16 29
13 95
f7)
21.20%
19 38
15.92
11.99
(8)
$88
97
102
116
56.64%
1929
51.24
1930
45.61
1931t
42.27
Total
98,776
3,409,455
1,658,850
16.739
16 79
16.95
99
48.65
ONTARIO RATING TERRITORY A (Toronto, Hamilton, Windsor)
1928
8.909
7,072
7,790
7,746
$342,124
308,833
323,284
292,159
$144,416
117,953
102,406
79,122
1,685
1,236
949
638
$16 21
16 68
13 15
10 21
18.91%
17.48
12.18
8.24
S86
95
108
124
42.21%
1929
38.19
1930
31.68
1931t
27.08
Total
31.517
1,266,400
433,897
4,508
14 08
14.30
98
35 05
ONTARIO R.\TING TERRITORIES B. C and D (Remainder of Province)
1928
1929
14,997
15,163
18,918
18,181
$441,986
506,647
630,617
563,805
$299,728
299,899
332,643
282,683
3,383
3,074
3,303
2,471
$19 99
19 77
17 58
15 55
22.56%
20.27
17 46
13.59
$89
98
101
114
67.81%
59.19
1930
52.75
1931t
50 14
Total
67,259
2,143,055
1,214,953
12,231
18 06
18.18
99
56 69
TABLE 4
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience — Policy Years 1929, 1930 and Incomplete 1931 (18 Months)
ALL ONTARIO TERRITORIES COMBINED
PRIVATE PASSENGER CARS— COLLISION
COLLISION (FULL COVER.^GE)
1929
1,278
1,041
948
$114,161
97,826
76,851
$59,789
46,982
37,646
1,076
946
664
$46 78
45 13
39 71
84.19%
90.87
70.04
$56
50
57
52.37%
1930
48.03
1931t
48.99
Total
3,267
288,838
144,417
2,686
44 20
82.22
54
50 00
COLLISION ($100 DEDUCTIBLE)
COLLISION ($25
DEDUCTIBLE)
1929
11,452
13,413
12,680
$419,632
496,562
445,661
$233,893
255,943
209,173
2,373
2,406
1.757
$20 42
19 08
16 50
20.72%
17.94
13.86
$99
106
119
55.74%
1930
51.54
1931t
46.94
Total
37,545
1,361,855
699,009
6..S.36
18 62
17.41
107
51.33
COLLISION ($50 DEDUCTIBLE)
1929
6.237
7.438
7,505
$207,925
249.036
228.083
$90,593
95.618
88,120
673
704
539
$14 52
12 86
11 74
10.79%
9.46
7.18
$135
136
163
43.57%
1930
1931t
38.40
38.64
Total
21.180
685.044
274.331
1.916
12 95
9 OS
143
40.05
1929
3.268
4.816
4.794
$73,762
110.477
105,369
$33,577
36,506
26,866
188
196
149
$10 27
7 58
5 60
5.75%
4.07
3.11
$179
186
180
45.52%
1930
33.04
1931t
25 50
Total
12.878
289,608
96,949
533
7 53
4.14
182
33 . 48
tCol. 2. "Number of Cars Exposed." This title means the number of cars insured for a period of 12 months.
tCol. 6, "Indicated Pure Premiums." This title means the average loss cost of cars insured for a penod of 12 months.
tl931 experience includes fleet-rated cars. The 1931 experience is reduced to an earned basis.
546
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
TABLE 5
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience — Policy Years 1929, 1930 and Incomplete 1931 (18 Months)
ONTARIO TERRITORY A (Toronto. Hamilton. Windsor)
PRIVATE PASSENGER CARS— COLLISION
COLLISION (FULL COVERAGE)
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1929
(2)t
342
251
190
(3)
$42,039
32.344
20,835
(4)
$19,396
11,901
5,599
(5)
369
228
120
(6)t
$56 71
47 41
29 47
(7)
107.89%
90.84
63.16
(8)
$53
52
47
(9)
46.14%
36 80
1930
1931t
26.87
Total
783
95,218
36,896
717
47 12
91.57
51
38.75
COLLISION ($25
DEDUCTIBLE)
1929
1930
1931t
2,145
1,932
1,885
$117,818
109,207
101,067
$47,709
39,793
32,247
514
374
269
$22 24
20 60
17 11
23 . 96%
19.36
14.27
$93
106
120
40.49%
36.44
31.91
Total
5,962
328,092
119,749
1,157
20 09
19.41
103
36 50
COLLISION ($50 DEDUCTIBLE)
1929
1930
1931t
Total .
2,417
2,542
2,528
$97,167
107,020
97,409
$30,131
29,359
25,333
84,823
237
227
162
626
$12 47
11 55
10 02
11 33
9.81%
8.93
6.41
$127
129
156
31.01%
27.43
26.01
28.12
COLLISION ($100 DEDUCTIBLE)
1929
1930
2,168
3,065
3,143
$51,809
74,713
72,848
$20,717
21,353
15.943
116
120
87
$9 56
6 97
5 07
5.35%
3.92
2.77
$179
178
183
39.99%
28.58
1931t
21 89
Total
8,376
199,370
58,013
323
6 93
3.86
180
29.10
TABLE 6
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience — Policy Years 1929, 1930 and Incomplete 1931 (18 Months)
ONTARIO TERRITORIES B. C and D COMBINED (Remainder of Province)
PRIVATE PASSENGER CARS— COLLISION
COLLISION (FULL COVERAGE)
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1929
(2)1:
936
790
758
(3)
$72,122
65,482
56.016
(4)
$40,393
35,081
32,047
(5)
707
718
544
(6)t
$43 15
44 41
42 28
(7)
75.53%
90 89
71.77
(8)
$57
49
59
(9)
56.01%
1930
53 57
1931t
57.21
Total
2.484
193,620
107,521
1,969
43 29
79.27
55
55.53
COLLISION ($25 DEDUCTIBLE)
COLLISION (S50 DEDUCTIBLE)
COLLISION (SlOO DEDUCTIBLE)
1929
9,307
11.481
10.795
$301,814
387.355
344.594
$186,184
216,150
176,926
1,859
2,032
1,488
$20 00
18 83
16 39
19.97%
17.70
13.78
$100
106
U9
61.69%
55 80
1930
1931t
51.34
Total
31.583
1.033,763
579,260
5,379
18 34
17 03
108
56 03
1929
3.820
4.896
4,977
$110,758
142,016
130.674
$60,462
66.259
62.787
436
477
377
$15 83
13 53
12 62
11.41%
9.74
7.57
$139
139
167
54 59%
46.66
1930
1931t
48.05
Total
13,693
383.448
189.508
1.290
13 84
9 42
147
49.42
1929
1.100
1.751
1.651
$21,953
35.764
32.521
$12,860
15.153
10.923
72
76
62
$11 69
8 65
6 62
6.55%
4 34
3 76
$179
199
176
58 58%
1930
42 37
1931t
33.59
Total
4.502
90.238
38.936
210
8 65
4 66
185
43 15
tCol. 2. "Number of Cars Exposed." This title means the number of cars insured for a period of 12 months.
jCol. 6. "Indicated Pure Premiums." This title means the average loss cost of cars insured for a period of 12 months.
tl931 experience includes fleet-rated cars. The 1931 experience is reduced to an earned basis.
APPENDICES FOR 1931
547
TABLE 7
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience — Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months)
PRIVATE PASSENGER CARS— FIRE
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1928
1929
(2)t
126.118
127,007
156,308
161.278
<3)
$619,403
649.345
787,368
764.509
^4)
$277,009
349,292
415.779
287.251
(5)
2,066
2,366
2,916
2,668
(6)t
$2 20
2 75
2 66
1 78
(7)
1.64%
1.86
1.87
1.65
(8)
$134
148
143
108
(9)
44.72%
53.79
1930
52.81
1931f
37.57
Total
570.711
2.820.625
1.329.331
10.016
2 33
1 76
133
47.13
ONTARIO R.\TING TERRITORIES A, B and D
(Ontario excluding Northern Ontario)
1928
1929
123,246
125,117
153.950
158,636
$594,654
624.842
757,820
740.512
$256,997
329,977
394,569
265,585
1.977
2.303
2.849
2.596
S2 09
2 64
2 56
1 67
1.60%
1.84
1.85
1 64
$130
14?
138
102
43.22%
52.81
1930
1931t
52.07
35.87
Total
560.949
2,717.828
1.247.128
9,725
2 22
1 73
128
45 89
ONTARIO R.\TING TERRITORY
(Northern Ontario)
1028
2,872
1,890
2,358
2,642
$24,749
24,503
29,548
23,997
$20,012
19.315
21.210
21.666
89
63
67
72
S6 97
10 22
8 99
8 20
3.10%
3.33
2.84
2.73
$225
307
317
301
SO. 86%
1929
78.83
1930
71.78
1 93 1 1
90.29
Total
9,762
102.797
82.203
291
8 42
2.98
282
79.97
TABLE 8
BUREAU AND NON-BUREAU COMPANIES COMBINED
PrOVINXE of ONT-VRIO
Automobile Loss Cost Experience— Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months)
PRIVATE PASSENGER CARS— THEFT
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1928
(2)J
103.035
107.783
134.117
142,164
(3)
$488,077
488.320
496.047
536.299
(4)
$162,865
206.763
175.720
134.053
(5;
3,116
3,226
4,046
4.123
(6)t
$1 58
1 92
1 31
94
(7)
3.02%
2.99
3 02
2.90
(8)
$52
64
43
33
(9)
33.37%
1929
1930
1931t
42.34
29.48
25.00
Total
487.099
2.108.743
679.401
14.511
1 39
2.98
47
32.22
ONTARIO R.A.TING TERRITORY A (Toronto. H.vmilton. Windsor)
1928
54.137
50.319
58.140
62,314
$295,929
285.592
329.972
272.836
$99,134
105.186
97,296
68,204
2,082
2,113
2.406
2.362
SI 83
2 09
1 67
1 09
3.85%
4.20
4.14
3.79
S48
50
40
29
33 . 50%
1929
36.83
1930
29.49
1931t
25.00
Total
224.910
1.184,329
369,820
8.963
1 64
3 99
41
31.23
ONTARIO R.A.TING TERRITORIES B. C and D (Rem.under of Province)
1928
1929
48.898
57.464
75,977
79,850
$192,148
202,728
266,075
263.463
$63,731
101.577
78.424
65.849
1.034
1,113
1.640
1.761
SI 30
1 77
1 03
82
2.11%
1.94
2.16
2.21
$62
91
48
37
33.17%
50 11
1930
29.47
1931t
24.99
Total
262,189
924,414
309.581
5.548
1 18
2 12
56
33 49
ICol. 2. "Number of Cars Exposed." This title means the number of cars insured for a penod of 12 inonths.
JCol. 6. "Indicated Pure Premiums." This title means the average loss cost of cars insured tor a penod of 12 months.
tl931 experience includes fleet-rated cars. The 1931 experience is reduced to an earned basis.
548
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
TABLE 9
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience— Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months)
COMMERCIAL CARS— PUBLIC LIABILITY
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Prem urns
Claim
Frequency
Indicated
Average
Cla m
Indicated
Loss
Ratio
(1)
1928
(2)t
11,336
10,705
13,986
21,279
(3)
$165,203
221,521
287,410
453,192
(4)
$121,173
120,216
179,321
260,632
(5)
433
356
486
733
(6)t
$10 69
11 23
12 82
12 25
(7)
3.82%
3.33
3.47
3.44
(8)
$280
338
369
356
(9)
73.35%
54.27
62.39
57 51
1929
1930
1931t
Total
57,306
1.127.326
681,342
2,008
11 89
3.50
339
60 44
ONTARIO RATING TERRITORY A (Toronto, Hamilton, Windsor)
1928
5,129
4,009
4,436
9,053
$88,973
103,187
117,958
237,050
$71,237
65,892
73,938
120.180
253
183
262
412
$13 89
16 44
16 67
13 28
4.93%
4.56
5.91
4.55
$282
360
282
292
80.07%
63 86
1929
1930
62 68
1931t
50 70
Total
22,627
547,168
331.247
1.110
14 64
4 91
298
60.54
ONTARIO RATING TERRITORIES B, C and D (Remainder of Province)
1928
1929
1930
1931t
6,207
6,696
9,550
12,226
$76,230
118,334
169,452
216,142
$49,936
54,324
105,383
140,452
180
173
224
321
$8 05
8 11
11 03
11 49
2 . 90%
2.58
2.35
2.63
$277
314
470
438
65.51%
45.91
62 19
64.98
Total
34,679
580,158
350,095
898
10 10
2.59
390
60.34
TABLE 10
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience— Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months)
COMMERCIAL CARS— PROPERTY DAMAGE
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1928
(2)t
10.015
9.406
13.391
23.215
(3)
$141,046
186,598
265,861
569,425
(4;
$138,576
130,026
169,078
239,674
;5)
3,329
3,433
4,157
6,560
(6)t
$13 84
13 82
12 63
10 32
(7)
33 . 24%
36.50
31.04
28.26
(8)
$42
38
41
37 .
(9)
98.25%
69 68
1929
1930
63 60
1931t
42 09
Total
56,027
1,162,930
677,354
17,479
12 09
31.20
39
58 25
ONTARIO RATING TERRITORY A (Toronto. Hamilton. Windsor)
1928
1929
19.30
1931t
4,505
3,509
4.151
9.681
$75,573
88,161
108,224
285,364
$75,399
65.620
69.259
122.880
1,865
1,834
1,911
3.663
$16 74
18 70
16 68
12 69
41.40%
52.27
46 04
37.84
$40
36
36
34
99,77%
74.43
64.00
43.06
Total
21.846
557.322
333,158
9,273
15 25
42 45
36
59 78
ONTARIO RATING TERRITORIES B. C and D (Remainder of Province)
1928
1929
1930
1931t
5,510
5.897
9,240
13,534
$65,473
98.437
157.637
284,061
$63,177
64,406
99,819
116,794
1,464
1,599
2,246
2,897
$11 47
10 92
10 80
8 63
26 57%
27 12
24 31
21.41
$43
40
44
40
96.49%
65,43
63.32
41,12
Total
34.181
605,608
344,196
8.206
10 07
24 01
42
56 83
tCol. 2, "Number of Cars Exposed," This title means the number of cars insured for a period of 12 months.
tCol. 6. "Indicated Pure Premiums." This title means the average loss cost of cars insured for a penod of 12 months.
fl931 experience includes fleet-rated cars. The 1931 experience is reduced to an earned basis.
APPENDICES FOR 1931
549
TABLE 11
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience — Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months)
COMMERCIAL CARS— COLLISION
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1928
(2)t
2,142
1,744
2.176
4,461
(3)
$72,457
70.316
73.885
149,294
(4)
$68,943
48,321
49,043
54,599
(5)
566
429
399
377
(6)t
$32 19
27 71
22 54
12 24
(7)
26.24%
24.60
18.34
8.45
(8)
$122
113
123
145
(9)
95.15%
1929
68.72
1930
66.38
1931t
36.57
Total
10,523
365,952
220,906
1,771
20 99
16.83
125
60 36
ONTARIO R.A.TING TERRITORY A
(Toronto,
Hamilton.
Windsor)
1928 ■
958
593
547
1,780
$36,744
27.229
22.532
68.350
$38,517
19.202
12.780
18.592
252
160
95
125
$40 21
32 38
23 36
10 44
26.30%
26.98
17.37
7.02
$153
120
135
149
104.83%
1929
70.52
1930
1931t
56.72
27.20
Total . .
3.878
154.855
89.091
632
22 97
16 30
141
57.53
ONTARIO R.\TING TERRITORIES
B, C and D (REMAIN!
ER OF Province)
1928
1,184
1,151
1,629
2,681
$35,713
43.087
51.353
80.944
$30,426
29.119
36.263
36.007
314
269
304
252
S25 70
25 30
22 26
13 43
26.52%
25.37
18.66
9.40
$97
108
119
143
85.20%
1929
67.58
1930
1931t
70.62
44.48
Total...
6,645
211.097
131.815
1.139
19 84
17.14
116
62.44
TABLE 12
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience— Policy Years 1929, 1930 and Incomplete 1931 ( 18 Months)
ALL ONTARIO TERRITORIES COMBINED
COMMERCIAL CARS— COLLISION
COLLISION (FULL COVER.\GE)
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1929
(2)t
237
216
197
(3)
$16,248
10,482
12,609
(4)
$8,396
7.858
3,533
(5;
141
113
76
(6)1:
$35 43
36 38
17 93
(7;
59.49
52.31
38.58
(8)
$60
70
46
51.67%
1930
74.97
1931t
28.02
Total
650
39,339
19,787
330
30 44
50.77
60
50.30
COLLISION ($25
DEDUCTIBLE)
1929
791
1,118
1,532
$29,320
37.618
57.033
$18,880
22.052
22.327
176
188
172
$23 87
19 72
14 57
22.25
16.82
11.23
$107
117
130
64.39%,
1930
58.62
1931t
38.96
Total
3.441
124.241
63.259
536
18 38
15.58
118
50.92
COLLISION ($50 DEDUCTIBLE)
1929
1930
1931t
383
434
1,058
$14,532
14,519
34,795
$9,864
9,617
13,075
69
57
79
$25 75
22 16
12 36
18.02%
13.13
7.47
$143
169
166
67.88%
66.24
37.58
Total
1,875
63,846
32,556
205
17 36
10 93
159
50.99
COLLISION ($100 DEDUCTIBLE)
1929
333
408
1,674
$10,216
11.266
44,587
$11,181
9,516
15,664
43
41
50
$33 58
23 32
9 36
12.91%
10.05
2.99
$260
232
313
109.45%
1930
84.47
1931t
35.13
Total
2,415
66,069
36.361
134
15 06
5.55
271
55.03
JCol. 2. "Number of Cars Exposed." This title means the number of cars insured for a period of 12 months.
tCol. 6. "Indicated Pure Premiums." This title means the average loss cost of cars insured for a period ot 12 montns.
tl931 expenence includes fleet-rated cars. The 1931 experience is reduced to an earned basis.
550
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
TABLE 13
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience — Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months)
COMMERCIAL CARS— FIRE
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1928
1929
1930
1931t
(2^1:
10,974
11.892
13,474
22,783
(3)
$66,753
82,335
87,462
170.465
(4)
$67,076
79,849
90.098
116.872
(5)
287
280
367
469
r6)t
$6 11
6 71
6 69
5 13
(7)
2.62%
2.35
2.72
2.06
(8)
$234
285
246
249
(9)
100.48%
96.98
103.01
68.56
Total
59.123
407.015
353.895
1.403
5 99
2.37
252
86.95
ONTARIO RATING TERRITORIES A. B and D (Ontario Excusing Northern Ontario)
1928
10,814
11.701
13.303
22.511
$64,767
79.854
85.528
166.571
$58,801
76.788
89.689
115.559
260
272
363
464
$5 44
6 56
6 74
5 13
2.40%
2.32
2.73
2.06
$226
282
247
249
90.79%
1929
96 16
1930
104 87
]931t
69.38
Total
58.329
396.720
340.837
1.359
5 84
2.33
251
85 91
ONTARIO RATING TERRITORY C (Northern Ontario)
1928
160
191
171
272
$1,986
2.481
1.934
3.894
$8,275
3.061
409
1.313
27
8
4
5
$51 72
16 03
2 39
4 83
16.88%
4.19
2.34
1.84
$306
383
102
263
416.67%
123 38
1929
1930
21 15
1931t
33.72
Total
794
10.295
13,058
44
16 45
5.54
297
126.84
TABLE 14
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Cost Experience — Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months)
COMMERCIAL CARS— THEFT
ALL ONTARIO TERRITORIES COMBINED
Policy Year
Number
of Cars
Exposed
Earned
Premiums
Indicated
Incurred
Losses
Number
of
Claims
Indicated
Pure
Premiums
Claim
Frequency
Indicated
Average
Claim
Indicated
Loss
Ratio
(1)
1928
(2)t
6.726
7,956
8,946
13.769
(3)
$18,556
22.306
24.464
27,427
(4)
$6,293
11.960
9.309
7.890
(5)
113
145
189
211
f6)t
$ 94
1 50
1 04
57
(7)
1.68%
1.82
2.11
1.53
(8)
$56
82
49
37 .
(9;
33 91%
53 62
38 05
1929
1930
1931t
28.77
Total
37.397
92,753
35.452
658
95
1.76
54
38.22
ONTARIO RATING TERRITORY A (Toronto, Hamilton, Windsor)
1928
1929
19.30
1931t
3,107
3,721
3.497
6.385
$8,976
9.480
9.070
12.185
$2,428
4.346
6.259
4.665
44
87
116
132
$ 78
1 17
1 69
73
1.42%
2.34
3.32
2.07
$55
50
54
35
27 05%
45 84
69 02
38 28
Total
16.710
39.711
17.698
379
1 06
2.27
47
44.57
ONTARIO RATING TERRITORIES B, C and D (Remainder of Province)
1928
1929
3.619
4.235
5.449
7.384
$9,580
12.826
15,394
15,242
$3,865
7,614
3.050
3.225
69
58
73
79
$1 07
1 80
56
44
1.91%
1.37
1 34
1 07
$56
131
42
41
40 34%
59 36
1930
1931t
19 81
21 16
Total
20,687
53,042
17,754
279
86
1.35
64
33 47
tCol. 2. "Number of Cars Exposed." This title means the number of cars insured for a period of 12 months.
jCol. 6. "Indicated Pure Premiums." This title means the average loss cost of cars insured for a period of 12 months.
tl931 exi)erience includes fleet-rated cars. The 1931 experience is reduced to an earned basis.
APPENDICES FOR 1931
551
TABLE 15
BUREAU ANfD NON-BUREAU COMPANIES COMBINED
Provinxe of Ontario
Automobile Loss Ratio Data— Policy Years 1928, 1929, 1930 and Incomplete 1931 (18 Months)
FLEETS
—Private Passenger, Commercial
and Public Automobiles
All Coverages Combined
ALL ONTARIO TERRITORIES COMBINED
Policy Years
Earned
Premiums
Indicated
Incurred
Losses
Indicated
Loss
Ratio
1928
1929
$538,600
1,204.297
1.380.062
1.138.665
$493,559
745,111
681,968
530,231
91.64%
61.87
1930
1931t
49.42
46.57
Total
4.261.624
2,450.869
57.71
Public Vehicles — Taxlcabs and Jitneys
All Coverages Combined
ALL ONTARIO TERRITORIES COMBINED
Policy Years
Earned
Premiums
Indicated
Incurred
Losses
Indicated
Loss
Ratio
1928
$6,559
27.858
23,373
18.575
$6,059
17,660
12.557
14.960
92.38%
63 39
1929
1930
53 72
1931t
80.54
Total
76,365
51,236
67 09
Public Vehicles — Busses — All Coverages
Combined
ALL ONTARIO TERRITORIES COMBINED
1928
1929
$23,440
42,668
43,789
125.411
$22,502
14,728
14.468
48,824
96.00%
34 52
1930
1931t
33.04
38.93
Total
$235,308
S100.522
42.72
Public Vehicles — (ex Taxis, Jitneys and Busses)
All Coverages Combined
ALL ONTARIO TERRITORIES COMBINED
1928
$14,731
25,560
44.751
49,727
$3,306
18,343
17,252
24,964
22.44%
71.76
38 55
1929
1930
1931t
50.20
Total
134.769
63,865
47.39
tl931 experience includes fleet-rated cars.
TABLE 16
BUREAU AND NON-BUREAU COMPANIES COMBINED
Province of Ontario
Automobile Loss Ratio Data — Policy Years 1928, 1929, 1930 and Incomplete 1931 US Months)
Garages, Auto Dealers and Manufacturers — Garages, Auto Dealers and Manufacturers —
> Combined
Public Liability
Property Damage ^Combined
Collision
ALL ONTARIO TERRITORIES COMBINED
Fire
Theft
ALL ONTARIO TERRITORIES COMBINED
Policy Years
Earned
Premiums
Indicated
Incurred
Losses
Indicated
Loss
Ratio
1928
$68,259
139,312
171,502
140,076
$35,074
65,163
77,150
68,432
51.38%
46 77
1929
1930
44 98
1931t
48 85
Total
519,149
245,819
47.35
Policy Years
Earned
Premiums
Indicated Indicated
Incurred Loss
Losses Ratio
tl931 experience includes fleet-rated cars.
1928
1929
$43,507
113,257
121,742
46,546
$21,532
19,515
46,487
14,596
49.49%
17.23
1930
38.18
1931t
2.581
Total
335,052
102,130
30.48
tl931 experience includes fleet-rated cars.
552
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
APPENDIX IX
Representative Automobile Insurance Rates for Private Passenger Cars Promulgated
BY THE Canadian Automobile Underwriters' Association and Filed Pursuant to
Section 273 of The Insurance Act Covering the Period from
April 1st, 1928, to December 1st, 1932
PUBLIC LIABILITY AND PROPERTY DAMAGE INSURANCE RATES
Effective April 1st, 1928, to February 1st, 1929
Toronto, Hamilton and
Windsor*
Remainder of Province*.
Public Liability
Ford,
Chevrolet,
Durant
(4 cyl.),
Essex,
Overland
11 00
9 00
Auburn
(6 & 8 cyl.),
Buick,
Hudson,
Oldsmobile
$13 00
11 00
Cadillac,
Stutz,
Pierce-
Arrow
^7 00
14 00
Property Damage
Ford,
Chevrolet,
Durant
(4 cyl.),
Essex,
Overland
$9 00
7 00
Auburn
(6 & 8 cyl.),
Buick,
Hudson,
Hupmobile
Oldsmobile
11 00
9 00
Cadillac,
Stutz,
Pierce-
Arrow
$14 00
12 00
Effective February 1st, 1929, to February 1st, 1931
Toronto, Hamilton and
Windsor*
Remainder of Province*.
$16 00
13 00
$19 00
16 00
$25 00
21 00
$13 00
10 00
$16 00
13 00
$21 00
18 00
Effective February 1st, 1931, to December 1st, 1932
Toronto, Hamilton and
Windsor
18 Smaller cities and
towns
Remainder of Province. .
$15 00
11 00
10 00
$19 OOf
16 OOt
14 OOt
$23 00
18 00
16 00
11 00
9 00
8 00
$15 OOt
12 OOt
11 OOt
$19 00
15 00
13 00
<
1933 Premium Rates (Effective December 1st, 1932)
Toronto, Hamilton and
Windsor
18 Smaller cities and
towns
Northern Ontario
Remainder of Province. .
$17 00
13 00
10 00
10 00
$22 OOt
18
OOt
14
OOt
14
OOt
$26 00
21 00
16 00
16 00
$9 00
9 00
8 00
6 00
$12 OOt
12 OOt
11 OOt
8 OOt
$16 00
15 00
13 00
10 00
Deduct from the combined 1933 Public Liability and Property Damage Rates 10 per cent,
for "no claims bonus" allowed for 12 months accident free record.
*During 1928, 1929 and 1930 insurers permitted a discount from the above rates of 10 per
cent, when all five forms of coverage were insured under one policy, viz. ; Public Liability, Property
Damage, Collision, Fire and Theft. If three coverages were insured under the one policy, viz.:
Public Liability, Property Damage and Collision, a discount of 5 per cent, was allowed.
tin the 1932-1933 premium rates for Public Liability and Property Damage the 6-cylinder
Oldsmobile is rated the same as Ford, Chevrolet.
APPENDICES FOR 19M
553
COLLISION INSURANCE RATES
Effective April 1st, 1928, to February 1st, 1929
ON Chevrolet and Ford Cars
Toronto, Hamilton and Windsor*
Remainder of Province*
Full
Coverage
S25
Deductible
$50
Deductible
$100
Deductible
Full
Coverage
S25
Deductible
$50
Deductible
$100
Deductible
$81 00
$37 00
$24 00
$13 00
$54 00
$24 00
Si 7 00
$12 00
Effective Febrvary 1st, 1929, to February 1st, 1931
on Chevrolet, Ford and Plyjiouth Cars
Toronto, Hamilton and Windsor*
Remainder of Province*
Full
Coverage
$25
Deductible
$50
Deductible
$100
Deductible
Full
Coverage
$25
Deductible
$50
Deductible
$100
Deductible
SlOl 00
$46 00
$30 00
$16 00
$67 00
$30 00
$21 00
$15 00
Effective February 1st, 1931, to December 1st, 1932
ON Chevrolet, Ford and Plymouth Cars
Toronto, Hamilton and Windsor
Remainder of Province
Full
Coverage
$25
Deductible
$50
Deductible
$100
Deductible
Full
Coverage
$25
Deductible
$50
Deductible
$100
Deductible
$87 00
$39 00
$26 00
$14 00
$57 00
$26 00
$18 00
$13 00
1933 Premium Rates (Effective December 1st, 1932)
on Chevrolet, Ford and Plymouth Cars
Toronto, Hajiiilton and
W'indsor
18 Smaller Cities and Towns
and Northern Ontario
Remainder of
Province
Full
Cover-
age
$25
Deduc-
tible
$50
Deduc-
tible
$100
Deduc-
tible
Full
Cover-
age
$25
Deduc-
tible
$50
Deduc-
tible
$100
Deduc-
tible
Full
Cover-
age
$25
Deduc-
tible
$50
Deduc-
tible
SIOO
Deduc-
tible
$87 00
$39 00
$26 00
$14 00
$57 00
$26 00
S18 00
$13 00
$46 00
$21 00
$14 00
$10 00
*During 1928, 1929 and 1930 insurers permitted a discount from the above rates of 10 per
cent, when all five forms of coverage were insured under one policy, viz. : Public Liability, Property
Damage, Collision, Fire and Theft. If three coverages were insured under the one policy, viz.:
Public Liability, Property Damage and Collision, a discount of 5 per cent, was allowed.
554 ANNUAL REPORT— SUPERINTENDENT OF INSURANCE No. 6
AUTOMOBILE FIRE INSURANCE RATES
Effectivk April 1st, 1928, to February 1st, 1931
(1) On Ford Cars
Toronto, Hamilton and Windsor* Northern Ontario* Remainder of Province*
Open Models Closed Models Open Models Closed Models Open Models Closed Models
$2 20 $3 05 $6 70 $9 10 $2 20 $3 05
(2) On Chevrolet Cars
$3 05 $3 45 $9 10 $10 30 $3 05 $3 45
Effective February 1st, 1931, to January 20th, 1932
(1) On Ford Cars
$2 10 $2 90 $4 35 $5 95 $2 10 $2 90
(2) On Chevrolet Cars
$2 90 $3 25 $5 95 $6 70 $2 90 $3 25
Effective January 20th, 1932, to December 1st, 1932, and 1933 Rates
Effective December 1st, 1932
(1) On Ford Cars (4 Cylinder)
$2 10 $2 90 $4 35 $5 95 $2 10 $2 90
(2) On Ford Cars (8 Cylinder)
$2 90 $3 25 $5 95 $6 70 $2 90 $3 25
(3) On Chevrolet Cars (1931 and Earlier 4 and 6-Cylinder Models)
$2 90 $3 25 $5 95 $6 70 $2 90 $3 25
(4) On Chevrolet Cars (1932 Models)
$3 25 $3 65 $6 70 $7 50 $3 25 $3 65
*During 1928, 1929 and 1930 insurers permitted a discount from the above rates of 10 per
cent, when all five forms of coverage were insured under one policy, viz. : Public Liability, Property
Damage, Collision, Fire and Theft. If three coverages were insured under the one policy, viz.:
Public Liability, Property Damage and Collision, a discount of 5 per cent, was allowed.
APPENDICES FOR 1931
555
AUTOMOBILE THEFT (FULL COVERAGE) INSURANCE RATES
Effective April 1st. 1928. to Febriary 1st, 1931
(1) On Ford and Chevrolet Cars
Toronto, Hamilton and Windsor* Remainder of Province*
Ford
Open
$2 70
Closed
$3 70
Open
$1 75
Ford
Closed
S2 35
Chevrolet
70 $4 15
Chevrolet
$2 35 S2 65
February 1st, 1931. to December 1st, 1932
Remainder of Province
Open Closed
Toronto, Hamilton and Windsor
Open . Closed
Ford (4 cylinder)
SI 95 S2 70
Chevrolet (1931 and Earlier)
$2 70 $3 05
Ford (\'8)
$2 70 S3 05
Chevrolet (1932)
S3 05 $3 40
Ford (4 cylinder)
$1 70 S2 30
Chevrolet (1931 and Earlier)
$2 30 S2 60
Ford (\'8)
S2 30 S2 60
Chevrolet (1932)
S2 60 $2 95
1933 Rates Effective December 1st, 1932
Toronto. Hamilton and Windsor
Ford (4 cyl.)
Open Closed
$1 60 S2 15
Ford (\'8)
S2 15 S2 45
Northern Ontario
Ford (4 cyl.)
Open Closed
SI 70 S2 30
Ford (\'
;2 30
S2 60
Chevrolet (1931 and Earlier) Chevrolet (1931 and Earlier)
$2 15 S2 45 $2 30 S2 60
Chevrolet (1932)
$2 45 S2 70
Chevrolet (1932)
S2 60 S2 95
Remainder of Province
Ford (4 cyl.)
Open Closed
SI 35 SI 85
Ford (\"8)
SI 85 S2 10
Chevrolet (1931 and earlier)
51 85 $2 10
Chevrolet (1932)
52 10 S2 35
*During 1928, 1929 and 1930 insurers permitted a discount from the above rates of 10 per
cent, when all five forms of coverage were insured under one policy, viz. : Public Liability, Property
Damage, Collision, Fire and Theft. If three coverages were insured under the one policy, viz.:
Public Liability, Property Damage and Collision, a discount of 5 per cent, was allowed.
556
ANNUAL REPORT— SUPERINTENDENT OF INSURANCE
No. 6
APPENDIX X
UNDERWRITERS' AGENCIES
The following insurers have been licensed to issue policies through the underwriters' agencies noted after their
respective names: ,
Company Agency
Aetna Insurance Company Aetna Fire Underwriters' Agency.
Employers' Liability Assurance Corporation, Limited Britannic Underwriters Agency. _
Norwich Union Fire Insurance Society, Limited British and Canadian Underwriters Agency.
British Colonial Fire Insurance Company British Underwriters' Agency of America.
Retail Hardware Mutual Fire Insurance Company jcanadian Hardware and Implement Underwriters.
Hardware Dealers Mutual Fire Insurance Company J
Minnesota Implement Mutual Fire Insurance Company ^
Lumbermen's Mutual Casualty Company Canadian Motor Underwriters Agency.
Central Manufacturers' Mutual Fire Insurance Company J
Westchester Fire Insurance Company Delaware Underwriters.
Scottish Union and National Insurance Company Edinburgh Underwriters Agency.
Globe & Rutgers Fire Insurance Company Globe Underwriters' Agency.
Home Insurance Company Home Underwriters.
British Colonial Fire Insurance Company Laurentian Underwriters Agency.
London Assurance London Underwriters Agency.
Insurance Company of North America Montreal Underivriters' Agency.
Home Insurance Company Nova Scotia Underwriters' Agency.
Phoenix Insurance Company Protector Underwriters. _
Providence-Washington Insurance Company Providence Underwriters Agency.
Great American Insurance Company Rochester Underwriters' Agency.
Western Assurance Company St. Lawrence Underwriters' .Agency.
Home Insurance Company Winnipeg Fire Underwriters' Agency.
APPENDIX XI
INSURANCE BROKERS
List of special insurance brokers licensed to transact business with unlicensed insurers for license term ending
30th June, 1933:
Barton & Ellis, Limited, Toronto.
Irish & Maulson, Limited, Toronto.
Mitchell & Ryerson, Toronto.
Muntz & Beatty, Limited, Toronto.
Osborne & Lange, Limited, Montreal.
Ring, Charles Edward, Toronto.
Smith & Walsh, Limited, Toronto.
APPENDIX XII
GUARANTEE COMPANIES
List of licensed insurers whose bonds have, by Order-in-Council of the Lieutenant-Governor of Ontario, been
authorized for acceptance in lieu of personal or private suretyship prescribed or required by The Guarantee Companies
Securities Act, R.S.O. 1927, Chap. 230, or The Judicature Act, R.S.O. 1927, Chap. 88, or of The Public Officers' Act,
R.S.O. 1927, Chap. 17, or any other Act of the Province of Ontario, wherein or whereby His Honour-in-Council is
empowered to authorize the giving or acceptance of securities or of the personal bonds of sureties:
.Mliance .Assurance Company.
American Surety Company of New York.
British .American Assurance Company.
British Canadian Insurance Company.
British Empire Assurance Company.
Canada Security Assurance Company
Canada ."Xccident and Fire Assurance Company.
Canadian General Insurance Company.
Canadian Indemnity Company.
Canadian Surety Company.
Casualty Company of Canada.
Century Indemnity Company.
Dominion of Canada General Insurance Company.
Employers' Liability Assurance Corporation. Limited.
Fidelity and Casualty Company of New York.
iMdelity Insurance Company of Canada.
General .Accident Assurance Company of Canada.
General Casualty Company of Paris.
Globe Indemnity Company of Canada.
Guarantee Company of North America.
The Guardian Insurance Company of Canada, Montreal,
Quebec.
Hartford Accident and Indemnity Company.
Imperial Guarantee and .Accident Insurance Company
of Canada.
Imperial Insurance Office.
London and Lancashire (Wiarantoe and Accident Com-
pany of Canada.
London Guarantee and .Accident Company, Limited.
London and Provincial Marine and General Insurance
Company, Limited.
Maryland Casualty Company.
Metropolitan Casualty Insurance Company of New
York.
National Surety Company.
North British and Mercantile Insurance Company.
Northern .Assurance Company, Limited.
Norwich Union Fire Insurance Society Limited.
Ocean Accident and Guarantee Corporation, Limited.
Phoenix .Assurance Company, Limited.
Pilot Insurance Company.
Provident .Assurance Company.
Prudential .Assurance Company, Limited.
Railway Passengers' .Assurance Company of London,
England.
Royal E.xcliange Assurance Company.
Royal Insurance Company.
Scottish Metropolitan .Assurance Company, Limited.
Sun Insurance Office.
Toronto General Insurance Company.
Union Indemnity Company.
United States Fidelity and Guaranty Company.
Western Assurance Company.
World Marine and General Insurance Company,
Limited.
Yorkshire Insurance Company.
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