SESSIONAL PAPERS.
VOL. XXVI.— PART in.
FOURTH SESSION, SEVENTH LEGISLATURE
OF THE
PEOVINCB OF ONTARIO.
SESSionsr ±&q4=.
TORONTO :
PKINTED FOR LUD. K. CAMERON, QUEEN'S PRINTER
BY WARWICK BROS & RUTTER, 68 and 70 FRONT STREET WEST.
1§91.
LIST OF SESSIOI^AL PAPERS
ARRANGED ALPHABETICALLY.
Title.
Accounts, Public
Agricultural and Arts Board, grant to
Agricultural and Arts, Report ,
Agricultural Colleo-e, Report , . . .
do Report of Commission
do Commission and Evidence .
do Cattle sale at ,
do do names of cattle
Agricultural Societies, Analysis
Algonquin Park, Reports
Appeal cases for argument
Aspinall, Joseph, liquor license to
Asylums, Report
Awrej, N., Report on Chicago Exposition
Bee-Keepers' Association, Report
Binder twine industry
Births, Marriages and Deaths, Report
Blind Institute, Report
Bonds and Securities
Bryce, charges against
Canadian Institute, Report
Central Farmers' Institute, Report
Census Returns, Provincial
Central Prison Industries, sales
Children Neglected, Report
City and County Clerks, salaries
City and County Treasurers, salaries
Colonization Roads in Smith
Columbian Exposition, Report
do Stockmen's payment
Commissions Royal, since Confederation
Commutation allowances ,
No.
Remarks.
1
Printed.
113
Not printed.
39
Printed.
32
(t
33
ti
124
Not 'printed.
95
Printed.
97
Not lyrinted.
103
"
22
Printed.
75
ti
114
Not printed.
20
Printed.
98
"
38
Printed.
80
It
11
'•
30
"
69
Not printed.
127
10
Printed.
3G
<i
104
"
107
<(
47
u
109
"
108
u
83
Not printed.
98
Printed.
89
Not printed.
6
Printed.
52
"
Title.
Coimty Councils, Reeves comprising in 1887 and 1892. .
do do 1893
Courts, cases before at Osgoode Hall
Cro^\Ti Lands, Report
do amounts due on
85
58
14
53
Remarks.
Printed.
I
Dairymen and Creameries, Report [ 34 Printed.
Davi-ison liquor license 91 Not i^rinted.
Deaf and Dumb Institute, Report 31 Printed.
Disputed Territory, number of acres sold in, etc. ... ... 119
Division Courts, Report 16
do Rules, etc 118 Xot 'printed.
Division Courts, fees of Clerks of 100 Printed.
Dorian charges against P. H. Bryce 127 I Not irri/iited.
Dufferin Registrar, fees for 1893 90 '
do do 1890-93 12'
East ^Nvirihumberland Registiy Office, expenditures
Education, Report
do
do
do
• ! 3
Report of Commissioners in Prescott 4
publication of book on Physiology 66
Departmental Regulations 67
do appointment of S. B. Sinclair 68
do Public School grant apportionment 128
Elections, Returns 46
Elgin House of Industry, Report 71
do Correspondence 94
Elgin License Commissioners 86
Entomological Society, Report „ 35
Estimates 2
Factories Inspectors, Report 42
Farmers' Institutes, Report 36
Fees enquiry. Commission 88
Fish and Game, Report _ ! 17
Free Libraries and ^Mechanics' Institutes i 125
French language in Prescott and Russell j 4
Fruit-Growers' Association, Report i 37
Game and Fish, Report
Game Laws, correspondence
Gaols, Prisons and Reformatories, Report
Goderich Police Magistrate
Government employees
17
63
27
126
43, 99
Printed.
Not vrrnfed.
Printed.
Not printed.
Printed.
Printed.
Not iirinted.
Printed.
Printed.
Not printed.
Printed.
Not printed.
Printed.
Title.
Hamilton Beach lease
Hamilton, working of license law ,
Hastings, Grand Jury Indictments in ,
Health Report
Hospitals, Report
Immigration, Report , „ . . . , ...
Industries, Bureau of, Report
Inquests on vagrants ,
Insurance, Report
do conditions of Fire policies
do Life Companies in Ontario
Labour Laws, compilation
Lands sold, amounts due on
Law Society, receipts and expenditures
Legal Offices, Report
Librarian, Report
Liquor License Law, Report
do Commissioners, resignations
do to Mr. Scott, of Windsor
do law, working of in Hamilton
do convictions in N. Ontario
do Commissioners in Elgin
do to M. H. M. Davidson
do convictions in Dufferin
do to J. Aspinall
McDonald and McKee, correspondence
McLaren, A., timber dues by
Magdalen Asylums, Report
Maguire, F., appointment
Maton inquest
Mechanics' Institutes 9.nd Free Libraries
Mines, Report
Municipal Loan Fund collections
Municipal and School expenditure
Municipal taxation
Niagara Falls Park and River Railway Co'y. Financial
Statement
Remaeks.
82
78
60
12
29
15
44
105
13
56
61
121
53
101
24
48
19
57
59
78
84
86
91
93
114
87
64
28
120
110
125
21
92
111
117
72
Not ijrinted:
Printed.
Not printed.
Printed.
Printed.
Not printed.
Printed.
Not printed.
Printed.
Printed.
Not printed.
Printed.
Not printed.
Printed.
Not printed.
Printed.
Not printed.
Not printed
Printed.
Not printed
Printed.
Printed.
Title.
Official appoiDtmeuts ,
do
Orphan Asylums, Report
Pacaud Aur^le, dismissal of ,
Parliament Buildings, Waite correspondence
Plebiscite Vote
Poultry and Pet Stock Association, Report . .
Prescott and Russell, French language in . . ,
Printmg and Binding contract
Printing Paper contract .,
Public Accounts
Public Institutions, expenditure
Public School Grant, apportionment
Public Works, Report ,
Queen Victoria Niagara Falls Park, Report
Railway Aid Papers and Documents ,
Refuge, Orphan and Magdalen Asylums . . . .
Registry Offices, Report
do instruments received, etc . ,
do losses sustained
Royal Commissions issued
Russell Square, location of
School expenditure
Scott, liquor license
Secretary and Registrar, Report
Sheep and Swine Breeders', Report
Spicknell, Samuel ,
Statute distribution
do
Tavern and Shop Licenses, Report
Timber dues by A. McLaren
do berths sold
do supply for Chisholm mill
do dues, names of persons indebted . . . .
do in Disputed Territory
Titles, Report of Master
Toronto General Trusts Co'y., Report
Toronto University, Report
No.
Remarks.
43
Printed.
99
i<
28
n
102
Not printed.
76
Printed.
70
"
40
((
4
"
45
"
77
C(
1
"
62
"
128
Not jynnted.
20
Printed.
23
Printed.
115
Printed.
28
"
65
"
106
"
116
((
6
<(
112
111
Printed.
59
Not printed.
18
Printed.
41
"
79
Not printed.
49
"
50
<(
19
Printed.
(54
Not printed
74
Printed.
81
Not printed.
130
((
119
Prvnted.
25
"
73
Not printed.
7
t<
Title.
No.
Remarks.
Toronto University, Finance, Medical Faculty
do do do
8
9
51
54
5
76
123
122
Printed.
do Biological Buildinof ...
Travelling Dairy, places visited
(I
Not printed.
Printed.
Upper Canada College, Report ....
Waite, R. A., correspondence
Printed.
White, J. B., charges against
Not printed.
Not printed.
Young, William, gratuity to
LIST OF SESSIONAL PAPERS.
Arranged in Numerical Order tvith their Titles at full length ; the dates ivhen
Ordered and luhen presented to the Legislature ; the name of the Member
ivho movedj the same, and tuhether Ordered to be Printed or not.
No. 1
No. 2..
CONTENTS OF PART I.
Public Accounts of the Province for the year 1893.
Legislature, 27th February, 1894. Printed.
Presented to the
No.
Estimates for the service of the Province until the Estimates of the
year are finally passed. Presented to the Legislature, 16th Febru-
ary, 1894. Not printed. Estimates for the year 1894. Presented
to the Legislature, 28th February, 1894. Printed. Estimates
required for the service of the Province until the Estimates for the
year are finally passed. Presented to the Legislature, 3rd April,
1894. Not printed. Estimates (Supplementary) for the year
1894. Presented to the Legislature, 27th April and 1st May, 1894.
Printed.
f
CONTENTS OP PART II.
3. . iReport of the Minister of Education for the year 1893, with the statis-
tics of 1892. Presented to the Legislature, 6th March, 1894.
Printed.
No. 4 . . Report of the Commissioners on Schools in the Counties of Prescott and
Russell, in which the French language is taught, Presented to the
Legislature, 16th February, 1894. Printed.
No.
No. 6,
No.
No.
Report of the Upper Canada College for the year ending .30th June,
1893. Presented to the Legislature, 19th February, 1894. Printed.
Return to an Order of the House of the first day of April, 1892, for a
Return shewing the number of Royal Commissions issued since
Confederation, together with the date of the issue thereof, subjects
inquired into, costs of each with names of Commissioners and
amounts paid to each. Presented to the Legislature, 23rd Febru-
ary, 1894. Mr. Marter. Printed.
Report of the Toronto University for the year 1892-93. Presented to
the Legislature, 16th February, 1894. Not printed.
Report of the Standing Committee on Finance, of the Toronto Uni-
versity, on the income and ex))enditure, 1893-94, of the Medical
Faculty. Presented to the Legislature, 16th February, 1894.
Printed.
10
No. 9.
No. 10,
No. 11,
No. 12.
No. 13.
No. 14.
No. 15.
No. 16.
No. 17,
No. 18,
No. 19,
No. 20,
No. 21.
No. 22,
No. 23.
Report of the Standing Committee of the University of Toronto, on
Finance, for the year 1893-94. Presented to the Legislature, 16th
February, 185^4. Printed.
Report of the Canadian Institute for the year 1893. Presented to the
Legislature, 3rd April, 1894. Printed.
CONTENTS OF PART III
Report relating to the registration of Births, Marriages and Deaths for
the year 1892. Presented to the Legislature, loth March, 1894.
Printed.
Report of the Provincial Board of Health for the year 1893. Presented
to the Legislature, 24th April, 1894. Printed.
Report of the Inspector of Insurance and Registrar of Friendly Socie-
ties for the year 1893. Presented to the Legislature, 16th Febru-
ary, 1894. Printed.
CONTENTS OF PART IV.
Report of the Commissioner of Crown Lands for the year 1893. Pre-
sented to the Legislature, 14th March, 1894. Printed.
Report of the Department of Immigration for the year 1893. Presented
to the Legislature, loth March, 1894. Printed.
Report of the Inspector of Division Courts for the year 1893. Pre-
sented to the Legislature, 5th March, 1894. Printed.
Report of the Ontario Fish and Game Commission for the year 1893.
Presented to the Legislature, 5th March, 1894. Printed.
Report of the Secretary and Registrar of the Province, for the year
1893. Presented to the Legislature, 19th April, 1894. Printed.
Report on the working of the Tavern and Shop License Acts, for the
year 1893. Presented to the Legislature, 16th February, 1894.
Printed.
Report of the Commissioner of Public Works for the year 1893. Pre-
sented to the Legislature, 7th March, 1894. Printed.
Report of the Bureau of Mines. Presented to the Legislature, 27th
April, 1894. Printed.
Reports on the Algonquin National Park of Ontario, for the year 1893.
Presented to the Legislature, 27th April, 1894. Printed.
Report of the Commissioners of the Queen Victoiia Niagara Falls Park,
for the year 1893. Presented to the Legislature, 26th March, 1894,
Printed.
11
No. 24..
No. 25..
No. 26
No. 27,
No. 28,
No. 29
No. 30.
No. 31
No. 32,
No. 33
No. 34.
Report of the Inspector of Legal Offices for the year 1893.
to the Legislature, 28th March, 1894. Printed.
Presented
Presented to the
No. 35 . .
No. 3(J
Report of the Master of Titles for the year 1893.
Legislature, 2nd April, 1894. Printed.
CONTENTS OF PART V.
Report upon the Lunatic and Idiot Asylums of the Province, for the
year ending 30th September, 1893. Presented to the Legislature,
ieth February, 1894. Printed.
Report upon the Common Gaols, Prisons and Reformatories of the Pro-
vince, for the year ending 30th September, 1893. Presented to
the Legislature, 3rd April, 1894. Printed.
Report upon the Houses of Refuge and Orphan and Magdalen Asylums
of the Province, for the year ending 30th September, 1893. Pre-
sented to the Legislature, 16th February, 1894. Printed.
Report upon the Hospitals of the Province, for the year ending 30th
September, 1898. Presented to the Legislature, 23rd February,
1894. Printed.
Report upon the Ontario Institution for the education of the Blind at
Brantford, for the year ending 30th September, 1893. Presented
to the Legislature, 16th February, 1894. Printed.
Report upon the Ontario Institution for the education of the Deaf and
Dumb at Belleville, for the year ending 30th September, 1893.
Presented to the Legislature, 16th February, 1894. Printed.
CONTENTS OF PART VL
Report of the Ontario Agricultural College and of the Agricultural and
Experimental Union, for the year 1893. Presented to the Legis-
lature, 27th February, 1894. Printed.
Report of the Commission of Enquiry as to the Ontario Agricultural
College and Experimental Farm. Presented to the Legislature,
3rd April, 1894. Printed.
Reports of the Dairymen's and Creameries' Association of Ontario, for
the year 1893. Presented to the Legislature, 20th April, 1894.
Printed.
CONTENTS OF PART VIL
Report of the Entomological Society for the year 1893.
the Legislature, 16th February, 1894. Printed.
Presented to
Report of the Farmers' Institutes for the year 1893.
Legislature, 17th April, 1894. Printed.
Presented to the
12
No. 37,
No. H8,
No. 39.
No. 40.
No. _4.1 .
No. 42 .
No. 43 .
Report of the Fruit Growers' Association of Ontario, for the j'ear 1893.
Presented to the Legislature, 20th April, 1894. Printed.
Report of the Bee-Keeper.s' Association of Ontario, for the year 1893.
Presented to the Legislature, 14th March, 1894. Printed.
Report of the Agriculture and Arts Association, for the year 1893.
Presented to the Legi'^lature, 2nd March, 1894. Printed.
Report of the Poultry Association of Ontario, for the year 1893. Pre-
sented to the Legislature, 2nd March, 1894. Printed.
CONTENTS OF PART VIII
Report of the Sheep and Svvdne Breeders' Association of Ontario, for
the year 1893. Presented to the Legislature, 17th April, 1894.
Printed.
Report of the Inspectors of Factories for the year 1893.
the Legislature, 19th March, 1894. Printed.
Presented to
Return to Orders of the House of the tenth day of April and nine-
teenth day of May, 1893, and of the twenty-sixth day of February,
1894, respectively, for a Return of the names of all persons who,
during the year 1871, held office under the Crown or were employed
in, or in connection with any Department or branch of the Public
Service, to whom or in respect of whose office or emplo_yment any
salary or remuneration was paid out of the Consolidated Revenue
Fund, or any special Fund applicable for the purpose, or by fees
or otherwise, and whether the office or employment was permanent
or temporary, together with a statement of the salary or remunera-
tion attached to or payable in respect of each such office or employ-
ment,and theamount paid in the said year to each of such persons, and
the date when each permanent office was created, and for a like
Return for the year 1892 ; the several branches of the Public Services
to which such Return relates to be classitied therein as nearly as
practicable as the same are classified in the Public Accounts. And
a Return shewing in addition to, and as part of the Return, relat-
ing to the Public Service, ordered by the House on the tenth day
of April last, the number of the letters written from each of the
Departments of the Government of the Province during the years
1871 and 1892 respectively, relating exclusively' to the Public
Service, and distinguishing, as far as practicable, those written by
the different branches of each Department. And giving also a
statement from each of the Departments shewing comparatively
the volume of business done in each Department during the said
years 1871 and 1892, such statement to classify, so far as practic-
able, the business under general heads, and to set out the causes
of increase or decrease under each head, and to specify the
branches of the Public Service and the additions thereto, which
have come into existence since the year 1871. And a Return
.shewing in addition to the information for the years 1871 and 1892,
like information for the year 1873. Presented to the Legislature,
3rd April, 1894. Messieurs Meredith, Davis and Bidfour. Printed.
13
No. U
No. 44
No. 45
No. 46
No. 47
No.
48
No.
49
No.
50
No.
51
Report of the Bureau of Industries for the Province, for the year 1893.
Presented to the Legislature, 17th April, 1894. Printed.
CONTENTS OF PART IX.
Report of the Burt^au of Industries for the Province, for the year 1893.
I Presented to the Legislature, 17th April, 1^94. Printed.
\
Report on the Tenders for Departmental and Legislative Printing and
Binding, with contract with Warwick Bros, and Rutter. Pre-
sented to the legislature, 16th February, 1894. Printed.
Return from the Records of the several Elections to the Legislative
Assembl}', in the Electoral Districts of the North Riding of the
County of Bruce ; the East Riding of the County of Lambton, and
the South Riding of the County of Lanark, since the General
Election of 1890, shewing (1) the number of Votes polled for each
Candidate in each Electoral District ; (2) the majority whereby
each successful candidate was returned ; (3) the total number of
Votes polled in each District ; (4) the number of Votes remaining
unj)o]led ; (5) the number of names on the Voters' Li,st in each
District ; (6) the number of Ballot Papers sent out and how dis-
posed of in each Polling Sub-division ; (7) the number of Tendered
Ballots sent out ; (8) the population of each District as shewn by
the Census. Presented to the Legislature, 14th February and 9th
March, 1894. Printed.
Report of work under the Neglected Children's Protection Act for the
[ .six months ending 31st December, 1893. Presented to the Legis-
lature, 16th February, 1894. Printed.
iReport of the Librarian jn the state of the Libraiy, Presented to the
I Legislature, 16th February, 3894. Not printed.
I
Statement as to the disposal of the Revised Statutes, 1887, for the year
1893. Presented to the Legislature, 16th February, 1894. Not
printed.
Statement as to the disposal of the Sessional Statutes for the year 1893.
Presented to the Legislature, 16th February, 1894. I\'ot 'p'>"inted.
Return to an Order of the House of the twenty-fourth day of April,
1893, for a Return, giving the report of the Committee of the
Senate of the University of Toronto appointed to enquire into the
erection of the Biological Buildings, with the evidence upon which
the said report is based ; also, copies of all correspondence with
the Government regarding the proposed Park Hospital, and all
papers relating to the said Park Hospital, and all reports of any
action taken in regard to the said Park Hospital scheme, or regard-
ing any action which may have been or may be in contemplation
by the Senate of the University of TDronto, the University
Trustees or the Park Hospital Trustees ; in connection with the
lots leased to the Park Hospital Trustees ; also copies of any
correspondence with the Government having reference to matters
bearing upon Medical Education in Ontario and the relation of the
L^niversity of Toronto thereto. Presented to the Legislature, 19th
February, 1894. iMr. Preston. Printed.
14
No. 52
No. 53
No. 54
No. 55 . .
No. 56
No. 57
Return to an Address to His Honour tlie Lieutenant-Governor, of the
twenty-eighth day of April, 1893, praj'ing that he will cause to be
laid before the House a Return, shewing as to what offices, or
services, Orders in Council have been passed commuting the fees ;
the date of the Orders in Council ; the amount of the commutation
allowances, with a schedule or table .shewing the amounts paid to
each official in each year since the Order in Council was passed,
and the amount received by the Province in each year from the
fees of his office. Presented to the Legislature, 16th February,
1894. Mr. Hudson. Printed.
Supplementary Return to an Order of the House of the eleventh day
of April, ]892, for a Return shewing by townships the amount
remaining unpaid on the 31st December last on lands sold, of (1)
Crown Lands, (2) Common School Lands, (3) Grammar School
Lands, (4) Railway Lands, and the aggregate amount due in res-
pect of each of the said classes of lands distinguishing the amounts
due for principal and interest respectivel}*. Presented to the
Legislature, 16th February, 1894. Mr. Meredith. Printed.
Return to an Order of the House of the twenty-eighth day of April,
1893, for a Return shewing the number and names of places visited
in the different electoral constituencies in the Province in each of
the years 1891 and 1892 by the Travelling Dairy, the number of
persons forming the staff of each Dairy, the salaries paid, the
travelling and other expenses incurred, and the manner in which
these traVelling expenses were paid. Presented to the Legislature,
16th February, 1894. Islr. Preston. Not printed.
Return to an Order of the House of the fifth day of May, 1893, for a
Return shewing the numbers of Reeves comprising the various
County Councils of the Province in the years 1887 and 1892 res-
pectively, together with the statement of the amount paid as in-
demnit}- and" the assessment of each of the said Municipalities in
each of the above mentioned years. Presented to the Legislature,
16th February, 1894. Mr. Wood (Brant). Printed.
Return to an Order of the House of the twelfth day of May, 1893, for
a Return shewing as to the conditions of policies ordinarily used
by fire Insurance Companies in Ontario. Firstly — Companies
using policies without conditions, or with conditions less tlian the
statutory ones. Secondly — Those using statutory conditions only.
Thirdly — Those imposing additional conditions to the statutory
couditfons, and the nature of such conditions. Presented to the
Legislature, 16th February, 1894. Mr. Monh. Not printed,
Return to an Order of the House of the seventeenth day of May, 1893,
for a Return shewing the number of resignations, dismissals and
suspensions of License Commissioners and Inspectors for the years
1890-91 and '92. Also, copies of all papers and correspondence
connected therewith, and instructions to special Agents, and names
of Commissioners and Inspectors so di.smi.ssed or suspended, or who
have resigned, and the causes of such resignation, dismissal or sus-
pension. Presented to the Legislature, 16th February, 1894. Mr.
Ryerson. Printed..
15
No. 58
No. 59
No. 60 . .
No. 61 . .
No. 62 . .
No. 63
Return to an Order of the House of the nineteenth day of May, 1893,
for a Return, so far as the facts appear from the papers filed, and
the books in the office at Osgoode Hall, relating to the motions
and other matters heard and disposed of from first day of Novem-
ber, 1S92, to first day of May, 1893, by or before a JTudge of the
High Court, sitting in Court at Osgoode Hall, in the Chancery
Division, and in the Queen's Bench and Common Pleas Divisions
of the High Court respectively — exclusive of trials at sittings for
trials. Such Return to shew and classify as far as practicable
under general heads the nature of the various motions and pro-
ceedings in Single Court. Also, shewing which of them were
unopposed and which of them were disposed of upon consent of
parties. Also, shewing the style in short form, of the several
actions, causes and matters, and in what counties the same res-
pectively originated. Presented to the Legislature, 16th February,
1894. Mr. Guthrie. Printed.
Return to an Order of the House of the nineteenth day of May, 1893,
for a Return of a copy of the application for and Petition against
the granting of a Tavern or other liquor license to Mr. Scott, of
the City of Windsor, together with copies of all correspondence,
minutes, proceedings and papers relating thereto. Presented to
the Legislature, 16th February, 1894. Mr. White. Not 'printed.
Return to an Order of the House of the nineteenth day of May, 1893,
for a Return shewing how many indictments have been placed
before the Grand Jury in the County of Hastings for the last six
years ; in how many cases were true Bills found ; how many
cases were there in which the parties charged were in the County
at the time of preferring the indictments ; in how many cases have
the persons charged been brought back under extradition or other-
wise, and what has been the cost to the County of Hastings. Pre-
sented to the Legislature, 16 th February, 1894. Mr. Hudson.
Not printed.
Return to an Order of the House of the twelfth day of May, 1893, for
a Return shewing as to the names of Life Insurance Companies
doing business in Ontario among the industrial classes and receiv-
inf>- premiums of one dollar or under, weekly, and shewing an
unusual condition in tie policies. Shewing also, the number and
names, so far as ascertainable, of cases disputed or contested by
such companies during the last two 3'ears and the amount involved.
And the defences set up to such cases. Presented to the Legisla-
ture, 16th February, 1894. Mr. Moiih. Printed.
Return to an Order of the House of the eleventh day of March, 1892,
for a Return shewing, in month)}' form, the ExjDenditure in the
Public Institutions of the Province from the year 1883 to the year
189], both inclusive. Presented to the Legislature, 22nd February,
1894. Mr. H. E. Clarice, (Toronto). Printed.
Return to an Order of the House of the twenty-eighth day of April,
1893, for a Return of copies of all correspondence between any
16
No. 64
No. 65 . .
No. 66
No. 67
member of the Government and any other person or persons res-
pecting prosecutions under the Game Laws in the Counties of Len-
nox and Addington, and for copies of returns of all convictions
for oflences under the Game Laws in said Counties since the 1st
July, 1892. Presented to the Legislature, 22nd February, 1894.
Mr. Reid. Not printed.
Eeturn to an Order of the House of the twelfth day of April, 1893,
for a Return shewing the amount due in the year 1889, by Alex-
ander McLaren, for dues on timber cut on the berth in the Town-
ship of Wilberforce, of which he was licensee and of the amount
accepted in payment of his indebtedness and of copies of all corres-
pondence with reference to such indebtedness, and the settlement
of it and of all reports by an officer of the Department in reference
thereto, and as to the quantity of timber cut by the licensee and
as to the value of the license. Presented to the Legislature, 23rd
February, 1894. Mr. 3Iiscavipbell. Not printed.
Report of the Inspector of Registry Offices for the year 1893, together
with a statement of the Returns of the Fees and Emoluments of
the Registrars of Ontario fbr the same year. Presented to the
Legislature, 26th Februarv, 1894. Printed.
Copy of an Order in Council approving of an Agreement with the
Methodist Book Room and Publishing House, Toronto, respecting
the publication of the Public School Text Book on Physiology and
Temperance. Presented to the Legislature, 26th February, 1894
Not printed.
Copy of a Minute of the Department of Education approving of certain
Regulations of the Department. Presented to the Legislature,
26th February, 1894. Not printed.
No. 68. . Copy of an Order in Council appointing Samuel B. Sinclair, B.A„ Vice-
Principal of the Provincial Normal School at Ottawa. Presented
to the Legislature, 26th February, 1894. Not printed.
No. 69
No. 70..
Detailed Statement of all Bonds and Securities recorded in the Pro-
vincial Registrar's Office since the last Return submitted to the
Legislature, and made in accordance with the provisions of R.S.O.,
Cap. 15, Sec. 28. Presented to the Legislature, 26th February,
1894. Not printed.
Return to an Order of the House of the twenty-seventh day of February,
1894, for a Return, from the Records of the Votes cast " yes" and
" no " on the question of Prohibition on 1st January last under 56
Vict. Cap. 41, showing (1) The number of male votes polled in each
Municipality; (2) The number of female votes so polled; (3) The
total votes cast ; (4) The male and female and total majorities ;
(5) The number of males and females voting; (6) The number of
male and female votes on voters' lists, and number of such votes
unpolled; (7) The number of f-poiled and rejected ballots ; and a
further Return showing in detail ; (8) The male votes cast in each
17
No. 71
No. 72,
No. 73,
No. 74,
No. 75.
No. 76,
No. 77.
No. 78..
electoral district of the Province; (9) The majorities "yes "and
"no" in each such electoral district, and the total numbers of male
votes cast ; (10) The total male votes on voters' lists and unpolled,
and (II) A statement of votes polled at the general election for the
Legislative Assembly in 1890, vi^ith the total votes on voters' lists
and unpolled at such election. Presented to the Legislature, 28th
February, 1894. Mr. McKay {Oxford.) Printed.
CONTENTS OP PART X.
Report of the Inspector of the House of Industry and Refuge of the
County of Elgin. Presented to the Legislature, 28th February,
1894. Not printed.
Report of the Directors of the Niagara Falls Park and River Railway
Company, v^'ith the Financial Statement for the year 1893. Pre-
sented to the Legislature, 28th February, 1894. Printed.
Statement of the affairs of the Toronto General Trusts Company for
the year 1893. Presented to the Legislature, 1st March, 1894.
Not printed.
Return to an Order of the House of the twelfth day of April, 1893, for
a Return of all timber berths which have been sold or disposed of
which were not under license in the year 1889, and a like Return
for each of the years 1890, 1891 and 1892. Presented to the
Legislature, 5th March, 1894. Mr. Meredith. Printed.
Return to an Order of the House of the seventh day of March, 1894,
for a Return of the number of cases now standing for argument in
the Court of Appeal, and the number which were standing for
argument on the first days of January, 1890, 1891, 1892, 1893 and
1894. Presented to the Legislature, 13th and 26th March, 1894.
Mr. Meredith. Printed.
Correspondence, letters and accounts in connection with the employment
of Mr. R. A. Waite as Architect of the new Parliament and De-
partmental Buildings, and the claim made by him in respect of his
services as such Architect. Presented to the Legislature, 15th
March, 1894. Printed.
Contract with JMessieurs Barber Bros, for the supply of Piinting Paper
for the five years ending 31st December, 1898. Presented to the
Legislature, 19th March, 1894. Printed.
Return to an Order of the House of the twenty-third day of February,
1894, for a Return of a copy of the report made to the Government
in 1893, by Mr. J. K. Stewart, Provincial Inspector of Licenses,
respecting the operation of the License Law in the City of Hamilton,
and the accommodation provided by the places licensed in the city.
Presented to the Legislature, 10th March, 1894. Mr. Clarke
(Toronto.) Printed.
(B)
18
No. 79,
No. 80.
No. 81
No. 82..
No. 83,
No. 84..
Return to an Order of the House o£ the twenty-third day of February,
1894, for a Return of copies of all correspondence and reports with
regard to the application or claim of Samuel Spicknell, formerly
an employee in the Insane Asylum at London, for a crratuity or
allowance, on his ceasing to be employed in the Public Service of
the Province. Presented to the Legislature, 19th Mai'ch, 1894.
Mr. Meredith. Not printed.
Return to an Order of the House of the seventh day of March, 1894,
for a Return shewing the amounts expended in connection with the
Provincial binder twine industry, (1) for buildings, (2) for
machinery, (8) for materials, up to 30th September, 1893, (4) for
labour and superintendence, with the names of foreman or superin-
tendents employed and the wages or salary paid to each of them
up to 30th September, 1893 ; and showing also, (1) the total output
of twine in quantity and the amounts realized therefrom, giving the
names from whom the same were received and the dates of the
receipt of each sum prior to 30th September, 1893 ; (2) the total
quantity of twine on hand; (3) the total (juantity of material on
hand on 30th September, 1893 ; (4) the amounts (if any) remaining
unpaid by the purchasers, with names of the persons by whom the
same are payable ; (5) the names of the agents employed for the
sale or disposal of the twine, and the remuneration paid or payable
to each of them ; (6) and a statement of the number of prisoners
employed in connection with the industry and of the time during
which they were employed. Presented to the Legislature, 28th
March, 1894. Mr. Preston. Printed.
Return to an Order of the House of the twenty-eighth day of February,
1894, for a Return of copies of all correspondence in connection
with an application for a supply of timber for a local saw mill in
the Township of Tyendenaga, in the County of Hastings, by Mr.
Fraser Chisholm, of the said township. Presented to the Legisla-
ture, 29th March, 1894. Mr. Wood (Hastings.) Not printed.
Return to an Order of the House of the twelfth day of March, 1894,
for a Return shewing to whom the Island at Hamilton Beach is
leased ; the terms of the lease ; the amount of annual rental ; how
the lease was obtained, whether by public auction or private
arrangement. Presented to the Legislature, 29th March, 1894.
Mr. Ryerson. Not printed
Return to an Order of the House of the fourteenth day of March,
1894, for a Return of all moneys paid by the Government for
Colonization Roads in the Township of Smith, in the County of
Peterborough for the years 1890-91-92-93. Presented to the
Legislature, 29th March, 1894. Mr. Willoughby. Not printed.
Return to an Order of the House of the nineteenth day of March, 1894,
for a Return of all convictions under the Liquor License Act in
the Riding of North Ontario during the year 1893. Also, shewing all
moneys paid to the License Inspector for salaiy and expenses during
the same year, distinguishing the amounts paid for salary and the
19
No. 85,
No. 86
No. 87 . .
No. 88,
No. 89.
No. 90.
No. 91..
amounts paid for expenses Also, of the particulars of any fines
which may have been remitted during the same year. Also, the
gross amount of money received by the Inspector, in his official
capacity, during the same year, and a detailed statement of the
amounts disbursed by him during the same time, shewing to whom
and for what purposes they were paid. Presented to the Legis-
lature, 29th March, 1894. Mr. Glendinning. Not printed.
Return to an Order of the House of the seventh day of March, 1894,
for a Return of the number of Reeves and Deputy-Reeves com-
prising the several County Councils of the Province for the vear
1893. Presented to the Legislature, 12th April, 1894. Mr. 'ifc-
Kechnie. Printed.
Return to an Order of the House of the twenty-eighth day of March
1894, for a Return giving a copy of the Report of Mr. Stewart,
Provincial License Inspector, as to the charge that certain License
Commissioners in the County of Elgin were owners of licensed
premises, and that licenses were refused certain parties on political
grounds. Presented to the Legislature, 2nd April, 1894. Mr. Mc-
Coll. Printed.
Return to an Order of the House of the twenty -first day of March last
for a Return of copies of all correspondence, CJmmission report and
all other documents and papers relating to certain charges made
by Robert McDonald against Detective Thomas McKee, of the City
ot Windsor, and of the disposition of the matter. Presented to
the Legislature, 2nd April, 1894. Mr. White. Not -printed.
Copy of the Commission issued to the Honourable T. A. Boyd and others
to enquire into and to collect and report to the Lieutenant-Governor
upon the facts bearing on the various views which have been ex-
pressed with respect to the mode of remunerating and appointing
certain Provincial Officials, now paid by fees, including the practice
and experience of other countries Presented to the Legislature,
5th April, 1894. Printed.
Return to an Order of the House of the twenty-eighth day of March,
1894, for a Return shewing what system of payment the Govern-
ment adopted in dealing with stockmen at the Columbian Expo-
sition. The amount each owner received for fares, maintenance,
caretaking or for any other purpose, distinguishing each amount
and fjivinor the name of each owner. Presented to the Legislature,
5th April, 1894. Mr. McKay (Victoria.) Not printed.
Return to an Order of the House of the thirtieth day of March last,
for a Return of a detailed statement for 1893 of all fees and emolu-
ments of the Registrars of Deeds for the County of Dufierin in
connection with his office. Presented to the Legislature, 5th April,
1894. Mr. Barr {Dujferin.) Not printed.
Return to an Order of the House of the fourteenth day of March, 1894,
for a Return of copies of all correspondence between Mrs. M. H. M.
20
No. 92
No. 93 . .
No. 94
No. 95
No. 96
Davidson and the Government, or any officer thereof, relating to her
application for a license in the years 1892 and 1893, for the Albion
Hotel, in the Village of Shannonville. Presented to the Legislature,
6th April, 1894. Mr. Hudson. Not printed.
Return to an Order of the House of the twenty-sixth day of March, 1894,
for a Return shewing amount collected on account of the Municipal
Loan Fund from Confederation until 31st December, 1871. Also,
collections on account of Crown, Clergy, Common School, Grammar
and Mining Lands in the same period, and collections on same
lands in the four years ending 31st December, 1893. Shewing, also,
collections on account of Municipal Loan Fund in 1872. Presented
to the Legislature, 11th April, 1894. Mr. Gibson {Huron.)
Printed.
Return to an Order of the House of the thirtieth day of March,
1894, for a Return of all convictions under the Liquor License Act
in the Count}^ of Dufierin during the years 1892 and 1893. Also,
of all moneys paid to the License Inspector for salary and expenses,
giving the amount paid for salary and expenses separately Also,
the particulars of all fines that may have been remitted. Also, the
gross amount of money received by the Lispector during the said
term, and a detailed statement of the amounts disbursed by him
durinof the said time, shewinsf to whom and for what such
disbursements were made. Presented to the Legislature, 12th
April, 1894. Mr. Barr (Dufferin.) Not printed.
Return to an Order of the House of the fourth day of April 1894, for
a Return of copies of all correspondence between the Council of
the County of Elgin and the Government with regard to an
increased grant to the County, under the provisions of the Act
respecting the establishment of Houses of Lidustry. Presented to
the Legislature, 12th April, 1894. Mr. McGoll. Not printed.
Return to an Order of the House of the first day of March, 1894, for a
Return shewing (1) the advertisements for the sale of the cattle
offered for sale at the Agricultural College in December last ; (2) the
conditions of sale ; (3) a list of the names of the purchasers and the
prices paid for the animals sold ; (4) a list of the animals of which
the purchasers refused to complete the sale; (5) a statement of the
animals sold and afterwards returned ; (6) a list of the animals in
respect of which the test for tuberculosis was applied, and state-
ment of the result in each case. Presented to the Legislature, 13th
April, 1894. Mr. McGoll. Printed.
Return to an Order of the House of the ninth day of March, 1894, for
a Return giving an itemized statement of all expenditures and
disbursements in connection with East Northumberland Registry
Office for the years 1891, 1892 and 1893, shewing the number of
employees, the name of each employee and the period in each year
during which he or she was employed. Presented to the Legislature,
13th April, 1894. Mr. Willovbghhy. Printed.
21
No. 97 .
No. 98
No. 99
Return to an Order of the House of the twenty-first day of March last
for a Return giving the name of the Dam of each Calf offered for
sale from the Ontario Experimental Farm and Dairy in the year
1893, and where such Dam was purchased. Presented to the
Legislature, 18th April, 1894. Mr. Ryerson. Not 'printed.
Report of N. Awrey, Esquire, iVT.P.P., as Ontario Commissioner to the
World's Columbian Exposition, 1893. Presented to the Legislature,
17th April, 1894. Printed.
Return to an Order of the House of the twenty-sixth day of February,
1894, for a Return shewing the number of persons employed,
temporarily or permanently, by the Government in the service of
the Province on the 31st December, 1893, together with their
names, ages, nationality, religion, salary, occupation, place of residence
and date of appointment ; but not including mechanics, artisans,
laborers or like employees whose engagement or employment was
of a merely temporary character. Also, a similar Return as to all
Sessional Clerks employed during the Sessions of 1893 and 1894.
Presented to the Legislature, 17th April, 1894. Mr. Balfour.
Printed.
No. 100.. (Return to an Order of the House of the sixteenth day of March, 1894,
for a Return shewing the gross fees or emaluments of each Division
Court Clerk and Bailiff in the Province for the year 1893 ; the net
emoluments of such clerks as have paid any sum to the Provincial
Treasurer in pursuance of Chapter 17, 55 Victoria, intituled, " An
Act respecting the Fees of certain Public Officers." Also, the
several amounts paid, or to be paid, under the provisions of the
Division Courts Act, to the Provincial Treasurer in each year for
the ten years ending on the 31st December, 1893. Presented to the
Legislature, 17th April, 1894. Mr. Marter. Printed.
No. 101
No. 102
No. 103.
Return to an Order of the House of the sixteenth day of March, 1894,
for a' Return giving a detailed statement of the receipts and
expenditures of the Law Society of Ontario for the year 1893.
Also, a statement of the assets and liabilities of the Society on the
first day of January, 1894. Also, a statement shewing the objects
and purposes to which the funds of the Society are applicable.
Presented to the Legislature, 17th April, 1894. Mr. Balfour.
Printed.
Return to an Order of the House of the twenty-first day of March, 1894,
for a Return of a copy of the report of His Honour the Junior
Judge of the County of E'^sex which led to the dismissal or
resignation of Aurele Pacaud, a bailifi" of the 7th Division Court of
the County of Essex, together with copies of all correspondence,
evidence, statements, reports and other papers and documents
relating to the matter. Presented to the Legislature, 17th April,
1894. Mr. White. Not printed.
Analysis of Reports of County and Township Agricultural and Horticul-
tural Societies for the year 1893. Presented to the Legislature,
18th April, 1894. Not 'printed.
22
No. 104.. Return to an Order of the House of the twenty -second day of February,
1S94, for a Return, duh^ compiled from the Census Returns for the
3'ear 1891, of the Federal Census for the Province, shewing the
population for each county and district and the municipalities
situate therein, the population of the unorganized territory and the
Provincial Electoral Districts. Presented to the Legislature, 18th
April, 1894. Mr. Wood (Brant.) Printed.
No. 105... Return to an Order of the House of the twenty-sixth day of February,
1894, for a Return shewing the number of inquests held during the
past three years on the death of persons committed for vagrancy,
in the gaols, prisons, houses of correction, lockups or houses of
industry, and the cost in connection with the finding of such
inquests. Presented to the Legislature, 18th April, 1894. Mr.
Barr (Dufferin.) Not printed^.
No. 106...lReturn to an Order of the House of the sixth day of April, 1894, for a
' Return from the Provincial Inspector of Registry OflSces, from his
memoianda made at his inspection of Registry Offices in 1892, of
' the last instrument received for registration in each municipality
in each Registration Division ; the last instrument copied in each
municipality in each division, and the last instrument compared in
j each municipality in each division, with a like Return from the
same memoranda for 1893, with the dates of the inspections in
each division in each year. Presented to the Legislature, 18th
i April, 1894. Mr. Wood (Hastings.) Printed.
No. 107..
No. 108.
No. 109.
No. 110.
No. 111.
Estimated sales for the year 1894, from the Central Prison Industries.
Presented to the Legislature, 19th April, 1894. Printed.
Return to an Order of the House of the twenty-eighth day of March, 1894,
for a Return .shewing (1) the salaries of all City and County Trea-
surers; (2) the total amount of all fees or other emoluments received
by the Treasurers by reason of their offices. Presented to the
Legislature, 19th April, 1894. Mr. Bishop. Printed.
Return to an Order of the House of the thirtieth day of March, 1894,
for a Return shewing the salaries of all City and County Clerks
in the Province for the year 1893. Presented to the Legislature,
19th April, 1894. Mr. Clancy. Printed.
Return to an Order of the House of the fourth day of April, 1894, for
a Return of copies of the evidence in the inquest on one Maton,
held at the Village of Carleton on October 3rd, 1893, together with
copies of all correspondence between the Coroner and the County
Crown Attorney and the County Crown Attorney and the
Attorney-General. Presented to the Legislature, 20th April,
1894. Mr. Ryerson. Not printed.
Return to an Order of the House of the ninth day of March, 1894, for
a Return shewing separately, the total municipal and school
expenditure of each County, Township, City, Town and Village in
the Province for the years 1883 and 1893, respectively. Presented
to the Legislature, 23rd April, 1894. Mr. Balfour. Printed.
23
No. 112.. Return to an Address to His Honour the Lieutenant-Governor of the
nineteenth day of March, 1894, praying that His Honour will
cause to be laid before this House a Return of a copy of the origi-
nal plan shewing the location of Russell Square in the City of
Toronto, and of all instructions, Orders in Council, minutes and
correspondence relating to the survey or laying out of the Square.
Also, of a copy of Letters Patent thereof, and of all Orders in
Council, minutes and correspondence relating to the issue of such
Letters Patent and relating to any subsequent disposition or
appropriation of the land, and of all correspondence, petitions and
documents with reference to the claim of the Corporation of the
City of Toronto to said Square, and the diversion of it from the
purposes for which it was originally designed. Presented to the
Legislature, 23rd April, 1S94. Mr. Clarke {Toronto.) Printed.
No. 113.. Return to an Order of the House of the fourteenth day of March, 1894,
for a Return shewing the full amount of the Government grant to
the Agricultural and Arts Board, and a detailed statement of its
expenditure for the past five years. Presented to the Legislature,
23rd April, 1894. Mr. Preston. Not i^rinted.
No. 114.. Return to an Order of the House of the fourth day of April, 1894, for
a Return of copies of all correspondence in connection with the
granting of a shop license for the sale of liquor to one Joseph
Aspinall, of the Town of Tilsonburgh, in the South Riding of
Oxford, for the years 1893-4. Also, copies of all papers and docu-
ments in possession of the Government, or any official thereof,
relating to the said license, together with a copy of the Report of
the Chief Inspector, who enquired into the complaint that the
license was fraudulently granted. Presented to the Legislature,
23rd April, 1894. ^Iv. McCleary. Sotirrinted.
No. 115. . Petition, correspondence and general information in respect of the
application for grants of Public money in aid of the construction
of certain portions of the Irondale, Bancroft and Ottawa, the
Northern and Pacific Junction, the Ottawa, Arnprior and Parry
Sound, and the Ontario and Rainy River Railways. Presented to
the Legislature, 25th April, 1894. Printed.
No. 116. .Return to an Order of the House of the .sixth day of April, 1894, for a
Return from each Registration Division in Ontario, shewing all
losses sustained by reason of errors or omissions on the part of
officials of .said divisions, with the names of parties to whom paid ;
dates of payment and the nature of error or omission, such Return
to extend over the last ten years. Presented to the Legislature,
26th April, 1894. Mr. Wood {Hastings.) Printed.
No. 117..
Return to an Order of the House of the second day of March, 1894, for
a Return from each municipality in the Province, other than
Counties, showing that the rate of taxation therein (1) for munici-
pal purposes, (2) for school purposes, ^3) total. Presented to the
Legislature, 26th April, 1894. Mr. Clarke [Lanark.) Printed.
24
No. 118.
No. 119.
No. 120.
No. 121.
No. 122.
No. 123.
No. 124.
Rules, Orders and Forms of the Division Courts of Ontario, as adopted
by the Board of County Judges, 1894. Presented to the Legisla-
ture, 26th April, 1894. Not priTited.
Return to an Order of the House of the nineteenth day of March, 1894,
for a Return, shewing the number of acres sold by the Government
in what was called the Disputed Territory, and shewing also the
number of square miles of timber limits under license therein, and
what has accrued by way of revenue up to the fifteenth day
of March, 1894. And what has, durinsf the same period, been
expended by the Province within the said Territory. And also,
what is the liability of the Province in respect of Indian Lands.
Presented to the Legislature, 26th April, 1894. Mr. Gibson
(Huron.) Printed.
Return to an Order of the House of the ninth day of April, 1894, for a
Return shewing the date of the appointment of F. Maguire, of St.
Catharines, as Inspector of immigrants at Niagara Falls, Ontario.
Shewing also, what duties he performs ; how many hours daily he
is on duty and what salary he receives. And if he is still under
pay, what allowance he receives ; what are his qualificatians for
the office, and if he has had any medical training. Shewing also,
by whom his duties are performed during his absence ; who per-
formed similar duties before his appointment, and at what salary.
Shewing also, if there are similar officials at other points on the
frontier, giving name, dates of appointment and salaries. Presented
to the Legislature, 2Gth April, 1894, Mr. McGleary. Not printed.
A compilation of the Labour Laws. Presented to the Legislature, 27th
April, 1894. Printed.
Return to an Order of the House of the fifth day of March, 1894, for a
Return shewing: the date of the dismissal of William Young, Farm
Instructor at the Reformatory for Boys at Penetanguishene. The
length of time he was in the service ; the cause of his dismissal ;
the amount paid him as a gratuity, together with the amounts, if
any, paid him for rent allowance or otherwise since his dismissal.
Also, copies of all correspondence between the said Young and the
Government, or any officer thereof, relating to his dismissal, the
payment of a gratuity or otherwise. Presented to the Legislature,
27th April, 1894. Mr. Clancy. Not printed.
Report of the Provincial Inspector into the charges preferred against
J. B. White, License Inspector for the District of Manitoulin,
together with a copy of the evidence taken at the investigation.
Presented to the Legislature, 27th April, 1894. Not printed.
Commission, evidence and report in respect of the inquiry concerning
the Agricultural College and Experimental Farm held by John
Winchester, John Watterworth and John S. Pearce, Esquires.
Presented to the Legislature, 27th April, 1894. Not printed.
"Ih
No. 125.
No. 126.
No. 127.
No. 128.
No. 129.
No. 130. .
Return to an Order of the House of the twenty-third day of April,
1894, for a Return setting forth tjje Cities, Towns and Incorporated
Villages in Ontario in which Free Libraries and Mechanics' Insti-
tutes have been established. Shewing, as well, the unincorporated
Villages in which Mechanics' Institutes or readino- rooms have
been established, and shewing the Electoral Districts in which
Farmers' Institutes have not been established. Presented to the
Legislature, 27th April, 1894. Mr. Wood (Brant.) Not printed.
Return to an Order of the House of the twentieth day of April, 1894,
for a Return of copies of all correspondence and communications
"which have passed between the Municipal Council of the Town of
Goderich, or any officer or member thereof, or any ratepayer of the
said town, and any member or officer of the Government, with
reference to the appointment of a Police Magistrate for the said
town ; and also, of all Petitions for or against the appointment.
Presented to the Legislature, 27th April, 1894. Mr. Whitney. Not
printed.
Return to an Order of the House of the thirtieth day of March, 1894,
for a Return of copies of all papers, letters, statements and docu-
ments in connection with the charges of G. A. Dorian, against Dr.
P. H. Bryce, Secretary of the Provincial Board of Health, with a
copy of the evidence adduced, and the finding of the Commis-
sioners. Presented to the Legislature, 30th April, 1894. Mr.
Ryerson. Not printed.
Return fco an Order of the House of the eighteenth day of April, 1894,
for a Return shewing what amount of the Public School grant —
not including the Poor Schools grant — was apportioned to cities,
towns, and those incorporated villages containing High Schools or
Collegiate Institutes for the years 1882 and 1892 respectively, and
the amount to the remaining municipalities of the Province.
Presented to the Legislature, 30th April, 1894. Mr. Meacham.
Not printed.
Return to an Order of the House of the twenty-third day of April,
1894, for a Return of a detailed statement, for the years 1890 and
1891, of the fees and emoluments of the Registrar of Deeds for the
County of Dufierin in connection with his office, with the dates
and amounts of rebates for each year paid to the County. Pre-
sented to the Legislature, 30th April, 1894. Mr. Barr (Duferin.)
Not printed.
Return to an Order of the House of the eighth day of May, 1893, for
a Return shewing the names of all pei'sons, firms or companies,
indebted to the Province on the first day of January, 1893, on
account of timber dues, ground rent or bonuses for timber limits ;
the amount of indebtedness in each case ; the balance, if any, due
by such persons, firms or companies on the first day of January, in
each year since 1886, and the total amount of such indebtedness
on the first day of January, 1893. Presented to the Legislature,
4th May, 1894. Mr. Wood (Hastings.) Not printed.
(c)
57 Victoria. Sessional Papers (No. 11). A. 1894
REPORT
RELATING TO THE REGISTRATION OF
BIRTHS, MARRIAGES AND DEATHS
IN THE
PROVINCE OF ONTARIO
YEAR ENDING 31st DECEMBER,
1892.
PRINTED BY ORDER OF THE LEGISLATIVE ASSEMBLY
TORONTO :
WARWICK BROS. & RUT l-ER, PRINTERS, &c., 68 and 70 FRONT STREET WEST.
1894.
57 Victoria. Sessional Papers (No. 11). A. 1894
Office of the Registrar General for Ontario,
Toronto, January 1st, 1894.
To the Honorable George Airey Kirkpatrick, LL.D., Q.O.,
Lieutenant-Governor of the Provive of Ontario.
May it Please Your Honor :
In compliance with the Statute in that behalf, the undersigned respectfully presents
to Your Honor the Annual Report of Births, Marriages and Deaths for the year ending
31st December, 1892.
Respectfully submitted,
R. HARCOURT.
Registrar General.
57 Victoria. Sessional Papers (No. 11). A. 1894
CONTENTS.
Page.
Report proper, including Study of Table by Deputy Registrar-General 1
Population by Counties of Ontario .... 1
Births, Study of, by Months, Sex, etc 2
Marriages, " " Denominations, etc 3
Deaths, Total in Province and in Cities 5
Preventable Diseases, Table of, in Province (j
" " Cities 7
Deaths from Pneumonia and Bronchitis by Ages 8
Completeness of Returns in Ontario 9
Registration Act in 1859 9
1868 and 1869 ... lo
Statement of Expenses and Volume of Business of Department of the Registrar-General . 10-11
Expenses of che Department in 1871 and 1872 12
Table illustrating Delayed Registrations 13
Report of Inspector of Division Registration Offices . 14
Table and Diagram showing Relations of Births, Marriages and Deaths in Cities 16-17
Table 1.— Showing Total Births, Marriages and Deaths in Counties in 1892 18-19
" 2.— " " " Cities " 20
" 3.— " " " Towns " 21
" 4. — Recapitulation by Classes of Diseases by Counties in 1892 22-23
" 5.— " " " Cities '■ 22-23
" 6.— " " " Towns " 24-25
" 7. ^Showing Death-rate per 1,000 in each County for 10 years 26-27
" 8. — Showing Ten Highest Causes of Deaths by Counties in 1891-l'-92 28
" 9. — Legitimate Births, Twins and Triplets 29
" lu. — Showing proportion of Male and Female Births in 1892 29
" ] 1.- Births by Order of Months 30
'■'■ 12. — Marriages by Order of Months and Quarters 30
" 13. — Marriages by Denominations 3[
APPENDIX.
Table A. — Births in the Province ii. to vii.
" "— " Towns viii. " xi.
" " — " Cities ... xii. '• xiii.
" B. — Marriages by Denominations and Ages in Counties xiv. " xi.\.
" "— " " " Cities XX. " xxi.
" — " Months xxii. " xxiii.
" C. — Deaths in Counties b}^ Months, Ages, Nativity, Social Conditii n . xxvi. " cxlv.
" " — " Cities " " " . cxlvi. " clxxxi.
•' " — '' Towns " " *' . clxxxii. " ccxlvii.
57 Victoria.
Sessional Papers (No. 11).
A. 1894
Office of Registrar-General,
Toronto, January 1st, 1894.
To THE Hon. Richard Harcourt,
Registrar-General of Ontario.
Sir, — I have the honor to submit to you the following report re the births, marriages
and deaths registered in Ontario during the year 1892 :
Population.
The population for the year 1892, taken as the basis of calculation for the mortrtlity
and other rates contained in this report, is that of the Dominion census of 1891, to which
a percentage of 1.11 per cent, of increase has been added for every registry division.
This hypothetical basis has been established by taking the difference between the total
number of deaths and of births returned during the year. This is probably slightly below
the actual increase, as the returns of various division registrars undoubtedly prove an
imperfect registration of births. While it is 4-10 of one per cent, below the average increase
for England and Wales, yet as has been referred to in past annual reports, the returns
for the larger cities, fairly complete, show a less birth-rate than the urban population
of England. Based, therefore, on this hypothetical rate of increase the population of the
various counties in 1892 is as found in Table 1 of this report. Iti the same table is found
the total number of registrations returned by division registrars during the year 1892. The
notable fact is therein illustrated that the totals for births, marriages and deaths together is
less by 723 than the returns for the previous year, 1891.
By the following table the differences are at once seen :
Births.
Marriages.
Deathd.
Counties showing an increase
8
32
21
18
1
31
" a decrease .
9
'■ an equality
It is thus seen that the decreases are spread over the counties of the Province gener-
ally and are not specially localized, and have to do with births alone. The total reduction
is, however, notable, as seen in the following table :
Births.
Marriages.
Deaths.
Total.
1888
D = 554
I = 1049
I = 1685
D = 319
D = 2578
I = 615
1 = 191
I = 329
D = 274
I = 298
I = 230
I = 220
D = 405
D = 2455
I =- 1562
1= 291
I = 1460
1 = 1509
D = 5748
D= 723
1889
1890
1891
1892
Note. — D= Decrease. I = Increase.
1+ (R.G.)
57 V^ictoria Sessional Papers (No. ll\ A 1894
Births.
That for three years past the births have gone on steadily decreasini; is a fact which
this year's returns leave no room for douVjt. The decline has been referred to in the report
for 1891 and repeated for 1892, and would seem indicative of the operation of some gen-
eral cause. By reference to Table 2 it will be seen that the decrease for cities is 971.
As the city population amounts to nearly 1-5 of the total population of the Province it
is apparent that the decrease is notably greater in urban municipalities than for the
Province as a whole. Thus :
1891.
1892
D = 971
D = 2048
D= 840
D =1738
The decrease may probably be further localized by reference to the rates for the indi-
vidual cities of the Province. Thus in individual cities as seen in Table 2 :
/"Increase in 4 cities = 45
Of 12 Cities -
(.Decrease in 8 cities = 885
Further reference to the Table shows that of the total decrease 727 occurred in Tor-
onto and Hamilton. This is notable, for while the population of these cities is more than
half that of all the cities in the Province, yet the decrease represents nearly 4-5 of the total
decrease in cities. The conclusion seems inevitable that the operation of the law affecting
marriages, referred to in English reports as the barometer which indicates commer .;ial pros-
perity or its reverse, must affect the birth rate probably to the degree indicated in the
above figures.
Sex. — By reference to Table 10, the birth rate according to sex illustrates the same
law of the increase of male over female births, as seen in previous reports.
In 1890 the ratio was Female = 1000 ; Male = 1057
In 1891 •' " 1000; " = 1061
In 1892 " " = 1000; " = 1063
In the report for 1891 the following remark was made when referring to an opinion
exprtssed by an English authority that the greaf. excess of male over female births
was a peculiarity of Celtic areas in Great Britain, that "it would appear probable
that the occupations ot large bections of the populations of any country is a still more
important determining cause. Whenever large populations of men are engaged in out-
door pursuits as agriculture, mining etc., their vigor will naturally exceed that where
many are engaged in the confining or relatively unhealthy occupations of manufacturing
industries."
The obvious correctness of this conclusion seems to be borne out in the statistics for
the cities of Ontario (Table 2). In four out of eleven cities in the list, the female births
actually exceed the males, while for the whole the ratio is of females 1000 to 1028 males
for 1891, less than half of the ratio for the whole Province, and 1037 in 1892.
Months — The quarterly and monthly relationships with regard to the number of
births is practically the same as set forth in the report for 1891. The causes which then
and antecedent thereto have been operative are seen to continue in the returns for 1892.
Ihe relationships between the months in which the greatest number of matriages occur
and the greatest number of births is shown by reference to the Tables 11 and 12.
2
57 Victoria.
Sessional Papers (No. 11).
A. 1894
Illegitimate Births. — The total number of illegitimate births recorded in 1892 is 525
and 112 less than in 1891. While, as mentioned in other reports, there is a likelihood of
this class of births not being in all cases registered, yet as thfrse reasons will always be
the same, the falling off is noteworthy. This falling ofi is not limited to this year, as
seen by the following table :
Illegitimate births, 1890
Illegitimate births, 1891.
Illegitimate births, 1892
Or 19.7 per 1,000 births.
Or 14.3 per 1,000 births.
Or 12.4 per 1,000 births.
Remembering the English rate of 42 per 1,000 in 1891 as being the lowest yet
recorded there, the moral status of Ontario may be said to be most satisfactory.
Marriages.
The total number of marriages, as seen by reference to Table 13, registered in Ontario
in 1892 was 14,482, or 28,964 persons. This shows a slight absolute increase over 1891
of 293, but is the same relative ratio if the increase in population for the year be con-
sidered. A reference to the table of marriaajes during the past ten years shows tliat
the rate for Ontario remains very uniform, 1892 varying from the average by only 0.2,
the average per 1,000 being 6,9. The following table of the marriage-rates in different
countries and neighboring States is of interest :
Country.
United Kingdom
England
Scotland
Ireland
Denmark
Norway
Austria
Switzerland
German Eoapire |
Persons
per 1,000.
15.6
14.6
13.9
9.2
13.6
13.2
14.4
15.3
16.1
Country.
Netherlands . . . .
France
Italy
Ontario
Connecticut . . . .
Rhode Island. . .
Massachusetts . .
New Hampshire
Persons
per 1,000.
14.2
15.0
15.0
13.4
15.8
18.4
18.6
19.2
Number of Divorces in Various States.
Divorces in Connecticut, 1890
Divorces in Rhode Island, 1890
18H9-1878.
Divorces in Massachusetts, 1890
Divorces in New Hampshire, 1890. . .
Divorces in Michigan, 1886
654
382
1,339
Rate.
Or I in 13.1 marriages.
Or 1 in 13.1
Or 1 in 10
Or 1 in 31.9
Or 1 in 9.4 "
Or 1 in 12.4 "
57 Victoria.
Sessiona Papers (No. 11).
A. 1894
It may be further stated that for the whole United States, while the increase of
population between 1870-1880 was 30.1 per cent., the divorces for the same year increased
79.4 per cent ; and in Michigan, while population increased 38.2 per cent., divorce*
increased 107.4 per cent. In all Canada there were 4 divorces in 1891, and 5 in 1892.
It is manifest for reasons attaching to the causes of divorce, that a notable influ-
ence is produced thereby upon the marriage-rate. Thus, of the 954 persons divorced
in 1890 in Connecticut, 350, or more than one-third of the whole, married again within
the year. Thig means that over 3 per cent, must be subtracted from the marriage-rate in
this and other States with similar divorce laws, in order to make a correct comparison
between the marriage-rates ot these States and Ontario, where the number of divorces
granted in 1891-1892 was 9.
It is of interest to notice in this connection the fact that the increased number of
marriages per 1,000 is not associated with a proportionately increased birth-rate.
The following table gives the birth-rates in Ontario and several neighboring States
for a number of years :
Connecticut
Ontario.
Massachusetts.
1882
1883
1884
1885
.23.9
.25.4
.23.0
.22.7
.22.2
.22.8
22.2
23.4
.23.3
.24.8
1882
1883
1884
1885
26.2
22.3
23.1
23.5
\^
1882
1883
1884
1885
1886
1887
24.91
25.17
25.45
25.12
1886
1886
1887
1888
1889
1890
1891
22.0
21.7
21.8
22.6
22.0
21.1
25.37
1887
1888
1889
1890
1891
25 80
1888
1889
1890
25.89
26.19
25.81
Months.— As usual the last quarter of the year leads notably in the number of marri-
ages celebrated, the relation to the other quarters being in much the same proportion as
in 1891. Much the same relation exists between the months as in previous years. Exactly
the same six months but varying slightly in their order of arrangement, are the lowest
in order during the three past years in succession.
Denominations. — Not only does the number of marriages celebrated during the year
remain the same even to a decimal, to the number of the population ; but the order of
marriages by denominations also remains exactly the same. The same permanency in the
percentage of marriages celebrated by clergymen of each denomination is seen in a very
remarkable degree by comparing the several years set down in the following table.
This shows the number of marriages in any deaominatijn compared with the total.
To illustrate the table it may be stated, as for instance in column one, that 1 in
every 2.8 of all the persons married were Methodists, and so on through the table.
Denomination.
1883.
Methodists
Presbyterian
Episcopalians
Roman Cat holies
Baptists
Lutherans
Congregationalists ......
Evangelical Associations
Mennonites
Quakers
(.'ther Denominations ..
2.8
5.0
5.5
6.8
19.5
50.3
92.9
160.4
194.2
1046.7
87.5
4
1884.
2.6
4.9
5.8
6.9
20.9
53.5
91.8
158.8
182.5
2077.6
75.8
1885.
2.7
5.1
5.8
6.5
18.3
50.8
114.6
150.7
196.8
2469.4
58.9
1890.
2.8
5.0
6.3
6.8
17.0
45.1
81.9
111.7
164.3
546.0
41.7
1891.
2,
4,
5.
7,
18.
44
117.
1.58,
183.
938
39,
1892. 1
2.8
4.9
6.2
6.9
17.6
42.9
91.9
154.05
226.2
782 8
.33.3
57 Victoria
Sessional Papers (No. 11).
A 1894
Deaths.
Province. — The number of deaths in 1892 as seen by reference to Table 1 is 23,120 as
compared with 21,558 in 1891. The rate when the increase of population for the year is
calculated, gives an iucrease of 0.5 per 1000.
By examining Tables 3, 4 and 5 giving a recapitulation of diseases by classes, the
following increases are found in the several classes :
*
1891.
1892.
I = Increase.
D = Decrease.
Zymotic Diseases
Coostitutional Diseases
Local "
3,831
4,788
7,810
2,983
767
1,409
4,670
4,711
8,211
3,921
845
762
I = 839
D = 47
I = 401
Developmental "
I = 938
Violent Deaths
I = 78
Cause not specified
D = 647
Total
21,558
23,120
What is most gratifying to notice in the classification, is the greatly improved care
of the Division Registrars in insisting upon the specified cause of death being given. The
decrease in the number of diseases whose cause is not given is 45 per cent. This decrease
is distributed amongst the other classes, thereby increasing to this extent their greater
apparent prevalence. Of the increases in the several classes where cause ia specified,
that in zymotic diseases is made up principally of increased deaths from influenza or
la grippe in the epidemic of January and February, 1892, amounting in all to 534,
and from an explosion of diphtheria in Toronto in the same year. The average in Local
diseases is more than made up by the increase in pneumonia of 390 and in bronchitis of 126.
Both these increases are naturally associated with, and a result of the epidemic of la grippe.
The balance of the increase in deaths is found in Developmental diseaiei, 278 of the 938
increase being under old age. This increase is likewise intimately connected with the
epidemic of la grippe. The further increase in this class is to be ascribed principally to
the placing of still- born and immature births under the heading of pre-natal diseases.
Cities. — The total increase of the Province as already incidentally referred to, was
largely due to the increase in cities, this baing 595 in the total 1,S62, or more than 1
in 3, whereas the city population is to that of the Province less than 1 in 5, By reference
to general tables in Appendix the increase is seen to be usually in cities where la gripps
prevailed most largely. The increase from diphtheria in Toronto has already been
mentioned. Altogether the increase in cities over 1891 is 2.17 per 1000 of population.
Compared however with various cities in the United States the death-rate is low.
New York, in 1891, had of deaths, per 1000 population 25.6
Brooklyn, " " '' 23.9
Buffalo, " *' " 22.8
Rochester, " " •• 18.3
Albany. " " " 23.3
Syracuse, " " " 16.9
Troy, " " " 18.3
Ogdensburg, " " " 18.2
Utica. " " " 22.0
5
57 Victoria.
Sessional I*aper> (No. 11).
A. 1894
Vrp.vcntnhlp, DlKP.ni^fH. — The diRRasfiS placfifl nnflf.r t-hi« }if;a'} forrrif;rIy tippliffl to tho
erupt/ivR claflK, but ycur by yoar with thf, fuivarif;<- of Hciontific knowl<;<l(/»; f,h'; liaf, of ho-
called coiTiTniinicablf) difMsasea becornf;H ftnlar^f;rj.
While the term maybe still applif;d to ba''fcerial diaea.^'iH, th'; HtufJy of cliinatf, occupa-
tion and evironment ^frif-rally, .thows that the term may be aftplied to almoKt all diKeaseH.
For instance in a study of MannheHter, Lifa TahU.H by Dr. John Tatharn, he haH hhown that
the mortality in that ce.ntre of manufactureH, ia notaVily greater than the general rate, in other
words, that the, f'dlowirif/ two f'aotorH have been operative : (a) pernons of [(articular ijn;,o'ind
health born in tho township ^of Manchester), of parents whose vitality was !ilre!i.dy irrifjaired
by their occupatiofiH and fiurroundings ; and (h) persons of originally sounder hraltli who
have migrated from outlying di.t^tricts to oldfir parts of the city. TIiuh for e.verv 100 males
who at the average rate s^hould survive at 5, 1.5 and 25 years reHf)ective|y, Manchejiter town
ship shows numbers df;crea.-'.ing from 8.5 to HI ; at 4.5 years the survivors have, dro[)[je.d to
64 per cent., and at G.5 only 'W rnah;s and 4 2fen)ales survive where, the avf;rage would Ik;
100. It may l')e assumed that but for the influence ot' thr; senond e,|ri,HM !ibr)ve mentioned,
those who at 65 would at the average rate be surviving would have lieen wholly wiped out.
It is manifest, therefore, that many fliseases inducf;d under such conditions should
be considered as distinctly prevruit-ihle. Ap[)lying the trjrm, however, to the class of
zywolir. disf^ases in the,-!e tables, it has alreufly |)r;«;n pointefl out that the, increase in
1892 over 1K9I was principally due to influenza.
The following table gives the, tofal.ii f'lr the, jnore, irn[)ort!Uit disea;«s in the f,lasH nn
compared with 1891 ;
Wlii,l< Province.
New York State.
1801.
^d. '»■
Rato pnr
1,000 pop.
IH02.
I? ate pPT
1,000 {K»p.
l)i|.lilli<riii
Typte.i'l
rndiHiriza ...
Scarlatina
MeiwleH
052
744
303
21G
70
Hi;?
2,370
.5
.4
,2
.1
,0.3
.04
1.1
«00
44f.
027
240
117
145
2,502
0.4
0 2
0.4
O.t
0 or,
0.07
1 I
6,070
l.r;!)0
]2,(KX)
2,228
1,340
KKU
I."., 100
0.84
0.28
2.70
0.32
0 20
Wti'i'.iiiiij^ (;i>ii«li.
TttberoHlo»in .<>.....,,...
0.1 :{
2 27
57 Victoria.
Sessional Tapers (ISio. 11).
A. 1894
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57 Victoria.
Sessional Papers (No. 11
A. 1894
Apart from the increase in influenza over the whole Province, the most notable
point in these tables is the varying number of cases of some one or other special disease
in difiFerent cities.
For instance, Toronto had less than half the typhoid in 1892 that there was in 1891,
but the increase in diphtheria in 1892 was almost one-third the number of cases in 1891.
Toronto, in 1892, shows twice as many deaths from scarlatina as in 1891, while the deaths
from the same in Ottawa average but one-third those of the former year. Guelph again
shows an extraordinary prevalence of diphtheria in both years, and one death in each year
from typhoid. St. Catharines shows in 1892 an enormous increase and prevalence of
phthisis ; while Ottawa, in 1892, shows an unusually large number of deaths from measles.
Kingston in both years has an abnormally high death-rate from typhoid ; while Brantford,
high in typhoid in 1891, had only one case in 1892.
These differences serve to illustrate three points :
Ist. That certain zymotic diseases, such as typhoid and tuberculosis, tend, owing to
local conditions in some cities and to infection in the latter, to become more or less
endemic.
2nd. That certain others are especially marked by sudden epidemic explosions, due
evidently to common centres of dissemination, as schools, factories, etc.
3rd. That both are readily lessened by removing sources of infection, whether
by improving public water or by closing and disinfecting schools.
In Table 8 are shown the ten highest causes of deaths in 1892 as compared with
those in 1891. These constitute 49.1 per cent, of the total deaths, while in 1891 they
constituted 51.2 per cent, of the wbole. The table from the standpoint of Preventive
medicine is full of interest. It contains in both yea s the same diseases excepting cwo,
one of which typhoid appears prominent in 1891, but recedes and its place is taken by
la gripjxi and its adjunct, brouchitis in 1892.
Of the total ten diseases it is at once seen that at least five of these stand in the
category of well recognized microbic diseases, and are therefore distinctly preventable, and
that these have produced the larger percentage of deaths. In a notable degree accidents
should be classed amongst the preventable causes of death, and are principally found to be
due to machinery. Valvular disease as a cause of death, while the expression of
localized disease of the heart, is in a notable degree a disease of old age. Over fifty per
cent, of all the deaths ascribed to heart disease in Toronto, occur at sixty years or over
and seventy per cent, at fifty years or over, or for the whole Province seventy per cent,
are over fifty years of age.
The percentage of deaths from pneumonia and bronchitis similarly indicates their
place as important factors in the deaths from old age :
Table giving percentage of deaths from Pneumonia and Bronchitis in persons over fifty
yeai-s, compared with total deaths for each.
Pneumonia.
Bronchitis.
Total deaths.
Per cent.
Total deaths.
Per cent.
Toronto
Hamilton • .
Ottawa
London
Kingston
Brantford
263
59
54
28
35
21
15
:^
11
10
14
34
29
20
39
22
49
60
14
41
63
50
35
141
18
10
8
15
6
5
4
9
1
&
4
38
66
40
25
6
16
Guelph
St. Thomas
8t. Catharines
60
25
65
Belleville
Stratford
5*
Windsor
75
57 Victoria. Sessional Papers (No. 11). A. 1894
Comparing the total deaths from these two diseases in cities with those for the whole
Province, it is found that while the population of the cities stands to that of the Province
in the ratio, roughly, of 1 to 5, yet the ratio of pneumonia in the cities to that in the
whole province is as 1 to 3.5, and that for bronchitis as 1 to 2.7.
COMPLETENESS OP RETURNS IN ONTARIO.
The twenty-four years since the Act for the registration of births, marriages and
deaths went into force have seen most notable changes in the physical features of many
parts of Ontario, and still more in the sociological development of her municipalities. In
1871, while the population of Ontario was 1,618,245, that of the towns was 164,937.
In other words while the same cities to-day have a population of 387,607, or 18% of
the total for the whole province, they had, in 1871, but 10% of the whole.
Further, in only a few towns was there any street lighting in the modern
sense. Public water supplies, even in Toronto, were almost unknown ; sewers, where
existing, were of the crudest kind, while one has only to read local notices of the times
to show how many details of municipal affairs now existing were then practically unknown.
Local boards and medical officers of health were only emergency appointments, while spring
cleaning, even in cities, was very partially enforced. Smallpox was treated in the
general hospitals, while isolation of the eruptive diseases, and still less disinfection, were
measures as yet not appreciated or executed.
Registration of anything more than deeds had then hardly begun in the counties, until
1859, when an Act was passed requiring clergymen to legister all marriages celebrated
by them with the county registrars of deeds. This Act was m ide applicable in the same
year to the new re-arrangement of counties for municipal, juridical and other purposes.
Thus began legal vital registration in Ontario, but of marriages only. Remembering
that the Registration Act in England was passed only in 1837, and that it found much
opposition in various quarters from the clergy, it may be said that progress in this
direction in Upper Canada was begun early. The formal instructions for enforcing this
registration of marriages was as follows :
Section 5, Cap. 72, 1859, Consolidated Statutes of Upper Canada,
" Every clergyman or minister shall, immediately after he has solemnized a marriage, enter in a book
to be kept by him for the purpose, a true record of the marriage ; and shall, on or before the first da,y of
February in every year, return a certified list of all marriages by him solemnized during the year endmg
on the thirty- first day of December next preceding, to the registrar of the county in which the marriages
have taken place, and shall, at the time of making the return, pay or transmit to the registrar one dollar
as his fee thereon.
Sec. 7. On receipt by the registrar of any such list, he shall file the same among the papers of his
office, and record the same in a b )ok, t) be kept by him for the purpose; and in_ case of the death or
absence of the witnesses to a marriage, such register, or a certifiel copy, shall be sufficient evidence of the
marriage, and the registrar shall give a certified copy of a marriage record to any person demanding the
same, on payment of fifty cents.
Sec. 12. Every clergyman, minister, clerk, secretary, or other person, who, in any year, refuses or
neglects to return'the certified list required of him by this Act, oq or before the finst day of February, shall
forfeit for every day's delay, after that day, the sum of four dollars, which sum shall be recoverable, witb
costs, before any magistrate of the county in which the person resides, and shall be applied according to
law.
Sec. 13. The Clerk of the Peace of every county shall, at the expense of the county, from time to time
on demand, furnish all clerBfymea or ministers and others in the county required by the Act to make
returns, with the books to be kept, and with printed blaak forim for the lists to be returned ; and such
books shall have columns and headings printed on each page, according to the form given in the sixth
section, and the books and forms shall be of such size and form as to admit of the necessary entries being
conveniently made therein.
The method adopted for registering marriages is thu3 seen to be one by which county
registrars were required to keep the original certificates and to make indexes of each
marriage so returned. The Government had no direct relation with, or control of, those
returns.
67 Victoria.
Sessional Papers (No. 11).
A. 1894
When the Registration Act of 1868-1869, extending its operations to the registra-
tion of births and deaths as well, was passed, provision was therein made by INIr. Pardee
(the late Hon. T. B. Pardee), then a private member of the House, who introduced the
Bill, whereby the Provincial Secretary became the Eegistrar-General of the Province. The
Cleiks of the Peace of each county were made District Registrars, and they were required
to transmit books and forms, prepared and supplied by the Registrar- General, to the sevetal
Division Registrars, or Municipal Clerks, who, in turn, were to make the returns to the
District Registrars who again forwarded them to the Registrar- General. The Division
Registrar was required, under Sec. 8, Cap. 30 of the Act to register the particulais of any
birth returt.ed, and receive therefor ten cents from parent or informant. Similarly for
every death registered, the clerk receivfd ten cents, and for every marriage reported by
a clergyman as being celebrated by him, the clergyman was to pay ten cents to the Division
Registrar, collecting the same at the time of marriage in addition to the marriage fee.
Under this Act the work of Provincial registration began in 1869 and has con-
tinued ever since. Slight amendments to the Act were made in 1869.
Under the Act of 1869, Cap. 23, Sec. 8, l he municipality was to pay the Division
Registrar, in addition to the above fees, " whatever the municipality deemed just."
No further change took place in the Act until 1875, when the Acts of 1868 and 1869
were repealed, and their place supplied by the amended Act. Under it the District
Registrars disappeared (except so far as the term now applies to Registrars of the Unor-
ganized Districts), and the Division Registrars were brought into direct relations with
the Registrar-General. The latter supplies them with forms, receives from them returns,
and issues certificates to them on which they are entitled to receive payment for
returns from the municipality. Such are the terms of the Act, which has practically
remained unchanged since 1875.
I have referred to the growth of the work of Vital Statistics because it illus-
trates two interesting points: first, the recognition that the growth and permanency of
social institutions in Ontario required some method by which the legal aspects of mar-
riages and the rights of birth would in the future be placed on an established basis, and
further, that a means would be supplied by which all who wished could from statistics
observe the actual growth of populations, whether native or foreign, and of the social
influences determining the results in each instance ; and, second, that by it is illustrated
the evolution, seen in other parts of our municipal government, as when the populations
in 1832, then divided into a few judicial districts, was by the Act of 1859 sub divided into
counties, 42 in all, whose courts, I'egistry ofiices, and all similar county functions, such
as that of the registration of marriages, as seen in the Act quoted, were administered by
county ofiicials.
The growth of population, and of the further sub-division of municipal duties by
increased powers to townships, villages and towns marks itself in legislation, such as
appears in the amended Act of 1875 above referred to.
The following table of the volume of business done in the Registrar-General's branch
in 1871-3 and 1892-3 illustrates at once the economy in the expenditure of funds, in the close
supervision of returns, and in the availability of the records for the uses of all persons
interested therein, whether resident within or outside the Province under the present Act.
Statemext showing the Expenditures and Volume of Business in the Registrar General's
Department during several years.
1871.
1873.
1892.
1893
Salaries (from annual report for 1871)
S2,612 00
8,267 10
S4,500 00
6,395 44
S6,44() 00
3,154 32
86,440 00
3,373 96
Totals
Salaries extra temporary clerks to recover arrears of
indexing to the extent of about 200,000 registra-
810,879 10
§10,895 44
89,594 32
2,670 00
2,500 00
89,813 96
10
57 Victoria.
Sessional Papers (No. 11)
A ]>>94
Volume of Business.
1871.
1873.
1892.
1893.
Births indexed.
Marriages '"
Deaths "
19,536
17,336
6,905
27,552
21,996
11.069
44,754
28,378
21,558
42,166
28,964
23,120
Totals
Indexing in arrears completed in 1892 —
Births
Marriages
Deaths
43,877
60,617
94,690
94,250
82,831
92,443
22,417
Total
Comparing and revising indexing in 1892 —
Births
Marriages
Deaths
197,691
84,098
26.267
14,834
Total
125,199
Preparing annual report, pages
Letters written and tiled
Tabulating circulars issued re cemeteries
Circulars issued re contagious diseases in Schools in
County of York and tabulated . .
Certificates issued of —
Births
Marriages
Deaths .
20
109
294
1,386
750
100
85
38
148
Fees received for certificates issued (refunded to
Treasury )
Searches made for certificates applied for
Inspections made by Inspector of Div. Reg. Offices,
interviews with clergymen and doctors and reports
thereon in
Annual reports issued and mailed
Receiving returns from Div. Registrars, entering num-
ber in register, arranging of same into libers for
binding and indexing
Blank forms issued. .. .
Revision of Act respecting the Registration of Births,! ")
Marriages and Deaths, with amendment in new
bill
Official acknowledgement of semi-annual returns, 30th
June
Annual certificates for returns issued to District Divi-
sifn Registrars, and Division Registrars
Revising and extracting from indexes births, marriages
and deaths being over the two year limit alloweJ
by the Registration Ac, and re-indexing from
1869 to 1891 inclusive-
Births
Marriages
Deaths
271
S135 50
420
14 counties,
121 munici-
palities.
3,000
1,300
36,000
Total
Preparing special statement of deaths, as per Act of
1893, in the foUovking cities during year 1892 of
persons 21 years and over for correcting voters'
list. viz. —
Examining death returns from Counties of Prince Ed-
ward. Lincoln and WeJIand and tabulating deaths
from consumption by familie.s for special report
Issue of special blanks for entering and recording re-
turns of births, marriages and deaths for past
years, extending from 1849 to 1890
r
1,700 3,.550
45,000 81,000
Prepared
1892.
750
750
275
1,003
98
46
200
344
$172 00
535
22 countie--,
112 munici-
palities.
6.000
3,500
85,000
75
750
7,998
271
625
8,894
Toronto.
Brantford.
London.
Kingston.
Belleville.
Windsor.
200
9,000
2:0
11
67 Victoria, Sessional Papers (No. 11). A. 1894
While the present Act has several manifest advantages, it has in practice several
positive disadvantages, viewed from the standpoint of correct returns which were absent
even from the early Marriage Act of 1859 and the Act of 1868-9.
In the clauses quoted it will have been seen that the clergyman who celebrated a
marriage paid a small fee of one dolUr per year to the Registrar, intended for the
expense connected with indexing the marriages in the County Registry Office. In the
Act of 1869 provision was likewise made for the payment of ten cents by the party
who obtained the advantages of legistration, the Municipal Council adding thereafter to
the clerk's salary such further sum as might be deemed proper, to pay him for his labor
ia making returns to the District Registrar. The amount paid for such work was
fixed by Order in Council. It appears that County Clerks of the Peace who were
District Registrars were paid in the several years of the existence of the Act of 1869 out
of Provincial funds the following amounts :
1870 S3,808 63
1871 3,842 62
1872 3,9/7 19
1873 $3,933 42
1874 3,973 62
1875 3,88199
Or a total of ^23,417. 47 in 6 years.
While these several ways of having the labor of collecting returns paid for seen; in
some degree somewhat more cumbrous than the present method, it at any rate placed
Division Registrars performing the work in a better position than they are at present.
Then they were entitled to ten cents for each re^'istration — as much as they can legally
get now, and more than many actually do get, since it is a common practice for munici-
palities to commute the payment of ten cents for each registration by paying the Division
Registrar an annual salary for doing all the work which may fall upon him as municipal
clerk. The result in practice is, as many of the answers made to the Inspector show, that
the Division Registrars will not make any serious attempt to get complete returns, as
they say they are paid no more for all their pains whether the number be 100 or only
10.
While in practice there is no doubt that the amendment of the Act introduced in
1 875, by which the Registrar-General was brought into direct relationship with the
Division Registrar, has been a distinct saving of Provincial funds, by a withdrawal of
the fees from the Clerks of the Peace appointed District Registrars under the Act of
1869, yet it has, by fixing the remuneration of the Division Registrars, or municipal
clerks, at 10 cents, without providing that they shill be assured of getting this amount,
distinctly lessened the efficiency of the method of obtaining complete returns. Some such
clause as that " Division Registrars shall be entitled to receive, over and above any amount
paid them for salary as municipal clerk ; and they are hereby prevented from commuting
the same by receiving any stated salary to cover all their duties, except in cities of over
25,000 inhabitants," would seem to supply, at any rate, a partial remedy. Twenty years'
experience since 1875 in the working of the present Act has been sufficient proof that the
whole question of payment in proportion to work done of Division Registrars must be
reconsidered if any notable improvement in returns is to be expected. Until such takes
place, it seems idle to have provisions for punishing Division Registrars for neglect to
perform their duties, and as unreasonable to expect them to punish householders who
neglect to make returns of births and deaths. The defects of registration dependent on
this are, I believe, fully illustrated in the returns for cities.
For instance, it does not seem at all likely in three cities similar in many ways
as are St. Thomas, Stratford, and St. Catharines, that the average marriage-rate for
ten years has stood as 12.7 : 8.1 : 8.4. Further, it does not seem probable that in Kingston
and Belleville, cities close together, the average birth rates should stand for the same ten
years as 25 4 : 18. T
Again, when a death-rate, which can be obtained fairly accurate from the care-
takers of cemeteries, shows for ten years, as in St. Catharines, 18 0 per 1,000, with a
birth-rate extending over ten years averaging less than the death-rate, can it be conceived
that birth returns are in any degree accurate ?
12
.''7 Vicioriii.
Sessional Papers (No. 11).
A. 1894
To illustrate the fact of such omissions it may be stated that the number of registra-
tions recorded during the years 1892 and 1893 for previous years and r. gistered as pro-
vided under the Act by special permission in each case bv the Registrar-General was,
of births, 359, marriages, 16, and deaths, 8, or a total of 383, distributed as follows :
Births.
Marriages.
Deaths.
1891
... 13
1874
... 2
1890. . .
. 5
1891...
... 2
1890
.... 33
. . 78
1873
3
1889...
1888...
. 5
. 5
1890...
1886...
... 2
... 1
1889
1871
... 1
1888
.... 53
.... 40
1870
1869
... 2
... 3
1884. . .
. 1
1883. . .
1881...
1
1887
... 1
1886
.... 16
1868
... 1
1875....
... 1
1885
.... 24
1867
... 1
1884
. . . . 15
1866
... 2
1883
.... 16
8
]864
3
1882
1861
... 1
1181
... 10
1859
... 2
1880
.... 7
18.58 ....
... 2
1879
.... 3
1857
... 1
1878 ....
.... 4
1856
... 2
1877
.... 3
1851
... 1
1876
.... 3
1849
... 1
1815
.... 2
By a comparison and close study of the diagrams following this report it becomes
apparent that some immediate alterations in the methods by which improved local
returns can be insured are demanded.
In addition to increasing the remuneration, as suggested in the last annual report, to
25 cents for each complete birth and for each complete death return, and retaining marriage
returns at 10 cents, there should be provision whereby the clerk shall be assured of such
compensation, and then, if thereafter it can be shown that he is neglecting his duties in
obtaining complete returns, power should exist in the Act whereby the Registrar General
can require the municipal council to appoint another person as Division Registrar.
As will be seen in the summary of work appended hereto done by the Inspector, Col.
R. B. Hamilton, the difficulties experienced by Oivision Registrars in 1893 are very much
the same as those set forth in his report of 1892.
13
;"»7 Victoria. Sessional Papers (No. 11). A. 1894
Toronto. January 2, 1894.
To the Hunorahle Richard Harcourt,
Registrar-General of Ontario.
Sir, — I have the honor to report that during the past year I visited for the purposes
of inspection the Division Registrars of 112 municipalities within the following counties,
viz :
Brant, Bruce, Oarleton, Grey, Halton, Huron, Kent, Lainbton, Leeds and Grenville,
Lincoln, Middlesex, Northumberland and Durham, Ontario, Peel, Perth, Peterborough,
Prescott and Russell, Reufrew, Sitnoe, S:orinont, Daudas and Glengarry, Welland,
Wellington.
I tind the difficulties attendant upon the carrying out of the Act resp>^cting the Reg-
istration of Births, Marriages and Deaths are about identical in all the counties through-
out the Province, and have therefore scarcely anything to add to my report of last year.
The recommendations made in that report are pretty thoroughly endorsed by the
Division Registrars visited during the pas^t season, ard 1 would again strongly recom-
mend for your consideration the suggestions therein contained.
I have much pleasure in stating that a steady improvement in the clerical work of
the half yearly returns of the Division Registrars is manifest, as is evidenced by the fact
that two years ago I had to send 265 returns back for correction ; eighteen months ago
I sent back 180 ; twelve months ago 143 were returned ; while six months ago I only
found it necessary to send back 86.
The Division Registrars throughout the Province are, with very few exceptions,
extremely anxious to make their returns as complete as possible, and 1 have no doubt
whatever but that with a few necessary changes in the Act a great improvement will
soon be made manifest in both the quali^ty and quantity of vital statistics.
1 have the honor to be. Sir, your obedient servant,
R. B. HAMILTON,
Inspector of Vital Statistics.
Trusting that it may be found practicable to have amendments to the Act similar to
those drav.'n up in the Bill prepared for your consideration in 1S92 made law during the
coming year.
1 have the honor to be your obedient servant,
P. H. BRYOE, M.A, MD,
Deputy Registrar general.
U
57 Victoria.
Sessional Papers (No. 11).
A. 1894
Tables sho-wing Relative Rate per 1,000 Population in Cities of Ontario of
Marriages, Births and Deaths.
—
Year.
6
a
2
d
'a
o
a
o
Ti
a
a
o
to
bo
a
o
u
W
o
H
D
o
m
0)
03
Q
xn
d
>
'3
o
u
o
T3
a
1883
11.3
11.0
11.3
10.0
13.9
12.2
13.6
10.1
11.7
12.0
9.5
10.7
14.4
14.3
9.4
6.4
12.5
8.6
12.9
13.5
1684
1885
10.5
11.3
11.4
8.8
10.7
8.9
13.8
9.4
9.6
10.4
7.7
V
1886
11.5
9.3
12.2
12.1
11.1
10.0
14.1
10.4
8.2
10.6
7.1
12.4
^
1887
11. 7
10.0
12.5
9.7
11.6
11.7
12.0
9.4
9.5
8.7
8.8
19.1
Ut
1888
11.8
9.2
11.6
9.7
8.5
10.1
14.7
9.0
9.7
10.0
9.8
3C.0
c8
1889
11.0
10.2
9.8
8.5
12.1
10.0
10.1
8.8
7.2
8.3
6.4
41.8
1890
10.0
9.6
18.1
10.4
9.6
10.3
9.2
9.6
5.5
8.3
7.7
47.7
1891
9.1
8.7
7.5
7.9
11.5
9.6
12 2
5.4
7.2
8.0
8.0
48.2
1892
8.5
8.2
10.1
8.7
7.9
9.0
12.1
11.0
5.8
10.9
9.3
51.9
Average rate.
10.6
9.8
11.9
9.9
10.7
10.0
12.7
8.9
8.4
10.2
8.1
35.9
1883
29.2
30.6
33.0
26.2
32.7
22.3
24.2
29.3
17.9
18.5
1884
28.4
27.9
33.2
22.7
24.0
22.8
28.2
30.5
19.6
19.3
1885
29.7
27.0
45.0
18.9
23.1
25.6
22.7
25.4
18.2
20 5
22.7
1886
29.2
27.0
50.0
20.0
17.0
25.6
26.6
24.4
18.6
20.1
22.0
29.5
1887
29.1
27.0
36.4
22.7
27.2
25.8
22.3
26.4
15.0
21.3
18.4
26.0
1888
28.0
25.0
42.0
19.2
20.4
26.0
23.0
25.0
17.3
16.5
18.2
23.7
^
1889
30.8
28.5
25.5
22.8
37.2
45.3
21.2
20.(1
36.0
27.9
26.1
23.1
25.3
19.7
25.2
19.3
14.5
14.5
21.0
18.4
21.4
21.6
23.8
■c
1890
22.7
S
1891
26.2
24.0
18.2
18.9
23.5
25.9
22.0
22.3
14.3
15.8
20.7
26.1
1892
23.6
15.2
16.4
19.1
2:i.2
27.1
20.6
22.2
15.5
15.4
17.2
24.1
Average rate.
28.3
25.2
17.3
20.9
25.4
25.0
23.5
25.0
16.5
18.7
20.3
25.1
1883
21.3
20.9
39.4
1
13.3
25.1
1
13.5
8.4
14.7
16.5
16.8
1884
20.4
18.4
34.0
16.8
17.5
12.0
8.4
17.1
19.0
20.0
18b5
21.4
17.1
28.3
14.6
18.0
14.3
10.3
15.6
15.8
18.8
10.1
1886
24.2
18.4
31.5
14.9
17.7
15.3
13.5
17.8
17.6
14.8
13.7
17.7
tf:
1887
21.3
16.5
22 3
15.6
17.7
15.2
15.0
17.3
17.0
17.3
11.2
13.4
M
1 1888
20.3
1 16.0
23 9
14 2
11.6
15 9
12.6
16.8
20.6
13.6
11.2
12.9
s?
1889
18.3
1 15.2
23.8
16 1
27.1
16.3
1 12.4
14.2
16.9
16.7
12.6
14.8
Q
1890
21.0
i 14.3
24.1
14.5
34.5
13.7
1 10.4
13.9
20.5
17.1
11.0
17.1
1891
18.9
13.9
10.4
1 12.2
19.0
14.3
15.3
16.5
15.1
11.3
11.3
16.8
1892
18.9
12.2
17.9
1 14.3
1
20 1
i
1
1«.2
19.1
15.7
21.1
13.8
12.8
1
18.5
1
Average rate.
20. C
16.3
14.3
1-4. fi
18.8
14.7
11.6
1
1 16.0
1 18.0
16.0
11.7
1
15.9
16
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57 Victoria.
Sessional Papers (No. 1 1 ).
A. 189 4
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57 Victoria.
Sessional Papers (No. 11).
A. 1894
TABLE
Recapitulation by Classes of
Sex.
Nativity.
Condition.
Ages.
'6
"6
-d
>■
Causes of Death.
0)
(3
d
"S
"c8
1-"
T3
aj a
X,
5
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be
-w
73
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la
o
o
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ai
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lO
f^
f^
^
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f=.
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S 1 ^
t3
rH
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^
Zymotic Diseases
2393
2275
2 3616
950
104
137
512'4021
1170
948
485
181
145
152
Constitutional Diseases
2133.2578
3169 1426
116
384
10C2 3265
479
154
79
87
313
395
Local Diseases
438.5
3824
2
5005 2997
1
209
248
15006163
1398
777
238
174
220
277
iqfis
lO'^l
S'>
2107 1744
70
'>H
866 .^027
1014
^
S8
Violent Deaths
694
395
151
36J
6
539
631
268
97
38
34
15
15
51
69
779
678
18
325
68
98
48
27
52
10
77
21
82
Cause not specified
21
Total
X
c
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O
00
o
n
n
lb
o
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X
o
X
5i
TABLE
Recapitulation by Classes of
Causes of Death.
-Zymotic Diseases . .
Constitutional Diseases
Local Diseases
Developmental Diseases
Violent Deaths
>Cause not specified ....
Total
Sex.
803
681
Nativity.
776 1 1283
764'....! 899
1342 1234! 2 1456
506
164
50
508| 25
4i: 1
51 2
260 37
I
5121 34
1052! 70
I
712 313 14
109 881 8
93 7| 3
Social
Condition.
M N I ,
»•'' I N ii 2
Ages.
74 1469 484
230 1149 241
514
333
5
51
321
2209
101
926
15
188
9
92
©
n
0
0
416
5t
290
192
23
82
11
II
2 *-
42 59
I
90 116
O I O
82
24
4
22
57 Victoria.
Sessional Papers (No. 11).
A. 1894
Diseases by Counties in 1892.
Age?.
Months.
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3
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<!
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^
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118
220
139
183
296
337
202
94
678
570
421
324
300
190
319
511
414
350
310
283
4670
354
696
468
51S 606
365
105
94
444
429
420
412
395
341
370
406
366
388
368
372
4711
247
534
594
853
1169 1131
455
144
1101
929
820
786
681
539
528
560
596
552
539
580
8211
46
74
21
2
794
1382
545
421
391
388
351
329
290
278
285
285
285
293
325
3921
71
96
97
73
62
49
31
21
64
37
43
62
60
98
104
89
77
82
60
69
845
20
34
35
38
61
12
5
55
73
58
75
62
61
61
58
75
64
59
54
62
762
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Diseases by Cities, in 1892.
Ages.
Months.
^
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3
38
63
40
41
46
53
30
18
178
132
133
119
121
74
180
213
123
109
98
100
1580
100
215
146
155
160
79
19
16
135
118
117
122
116
09
124
130
124
125
116
119
1445
76
177
208
268
347
280
116
32
372
256
234
265
193
181
183
200
177
172
162
183
2578
10
8
2
165
195
319
110
82
117
94
81
77
74
75
83
80
72
94
1039
22
19
30
17
17
8
11
2
17
11
10
16
10
31
23
15
13
20
17
22
205
4
4
3
^
7
1
1
7
3
7
13
9
11
12
12
9
10
8
4
5
103
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w
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57 Victoria.
Sessional Papers (No. 11),
A. 1894
TABLE
Recapitulation by Classes
Sex.
Nativity.
Social
Condition.
Ages.
Cause of death.
g
T3
"o
....
'i
B
U
272
211
383
155
40
24
Hi
OC
c
i
S
5
71
117
240
141
28
8
•d
CS
o
3
4
8
6
2
2
tx
5
CO
12
35
24
4
.1
36
85
131
80
5
5
N
n
o
298
212
476
218
65
29
OC
03
a;
a
!d
106
33
123
74
2
18
c
m
o
i-H
66
5
56
o
rH
28
1
18
id
1-1
6
10
7
10
o
17
21
18
id
Zymotic Diseases
Constitutional Di^eJses
Local Diseases
Developmental Diseases
172
157
338
147
59
1'
5
174
175
293
155
11
17
18
OC
10
35
14
3
Violent Deaths
Cause not specified
Total
6
4
n
4
Hi
5
1
«
n
6
8
©
24
67 Victoria.
Sessional Papers (No. 11).
A. 1894
6.
of Diseases by To'wns in 1892.
Ages.
Months.
©■
o
o
o
o
.
>
i
a
2
(C
(J
S
SI
1
©
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CO
cS
o
00
%
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£
c8
a
<!
c3
B
3
<
02
O
O
c
o
7
17
lo
12
16
22
18
2
46
41
22
16
23
9
14
56
42
28
27
22
346
26
£1
42
37
41
26
4
3
18
28
25
37
34
23
37
33
18
23
26
30
332
17
41
46
70
85
lOO
28
5
80
72
55
48
52
38
43
51
56
46
43
47
631
3
2
1
1
63
113
42
37
37
28
24
27
20
25
19
25
20
18
22
302
5
6
12
9
5
2
8
3
3
1
2
11
14
10
6
3
5
4
70
4
3
3
1
2
2
4
4
3
2
1
6
4
1
4
1
3
»
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w
«
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rt
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25
57 Victoria.
Sessional Papers (No. 11).
A. 1894
TABLE 7.
Shewing the Death-rate per 1,000 of Population, in each County of the Pro-
vince for ten years.
COUNTIES.
Algoma
Brant
Bruce
Carleton
Dufiferin
Elgin
Essex
Frontenac
Grey
Haldimand
Halton
Haliburton
Hastings
Huron
Kent
Lambton
Lanark
Leeds and Granville
Lennox and Addington
Lincoln
Middlesex
Muskoka and Parry Sound
Norfolk
Northumberland and Durham .
Ontario
Oxford
Peel
Perth
Peterborough
Prescott and Russell
Prince Edward
Renfrew
Simcoe
1883. : 1884.
1885. 1886. 1887.
6.7
11.3
7.4
23.0
8.4
7.7
12.6
15.8
6.4
7.5
9.4
10.4
8.2
9.2
8.1
7.5
9.4
9.8
12.7
10.4
9.4
8.8
8.9
11.8
11.2
10.0
8.2
11.8
10.2
11.9
7.9
8.1
9.5
11.4
7.3
19.8
9.1
8.2
14.4
12.9
7.0
8.7
10.9
13.0
8.0
9.9
10.4
9.4
9.1
8.7
13.8
12.2
8.6
9.2
9.5
11.1
10.3
11.5
7.7
10.9
11.1
13.7
8.3
8.5
14.02 10.4
12.5 11.5
7.5 7.1
19 5 t 21.7
8.6 10.5
8.7 8.0
14.04
13.1
7.6
9.4
14.8
12.0
7.4
8.2
10.8 10.0
12.3
14.0
8.3
17.5
12.5
9.7
14.4
12.8
8.1
8.8
9.1
8.1
7.0
3
9
.7 I 8.8
2 ' 9.5
26
10.0
10.0
7.1
12.4
10.1
10.1
8.9
7.9
8.8
9.4
10.3
9.1
9.6
15.1
12.1
9.5
7.1
11.0
8.0
10.0
9.7
9.8
8.0
8.4
11.8
10.7
11.4
7.1
8.7
9.6
10.6
11.4
9.0
9.7
14.9
10.1
8.5
7.9
1888. 1889. 1890.
7.4
11.2
7.7
19.6
3.1
11.4
15.8
10.2
7.6
10.0
9.4
7.3
10.7
7.5
9.0
9.8
9.2
8.9
7.4
13.1
ID. 4
10.0
8.7
8.8
10.0
11.3
11.0
8.4
10.6
13.1
11.4
8.2
8.0
9.7
12.7
7.4
11.9
12.3
7.1
18.2 18.4
9.7 10.0
9.2 9 9
12.1 12.4
15.9 I 15.7
7.0 7.3
8.5 I 8.7
8.6 8.9
1891. 1892.
9.6 9.6
10.5
8.3
11.4
8.3
20.00
10.7
29.0
10.6
7.3 7.4
8.6
9.5
8.4
8.2
9.4
11.4
10.4
9.1
7.3
8.1
9.3
10.9
9.2
8.3
10.6
14.3
10.1
8.8
8.0
8.3
9.1
8.9
8.8
7.3
12.8
11.6
10.2
8.1
9.9
9.4
11.1
7.8
8.2
11.4
14.3
11.3
7.2
6.4
8.9 13.6
10.8 9.6
9.2 9,1
12.0 12.2
13.7
7.4
8.2
9.3
8.0
8.3
8.2
8.4
8.1
6.6
7.1
10.1
10.9
8.9
5.8
8.5
10.7
9.8
9.7
7.7
8.9
14.5
7.7
10.3
9.9
9.2
8.9
8.5
8.7
8.4
7.4
7.2
7.7
14.3
10.9
7.3
9.5
10.1
11.0
11.4
7.5
9.1
11.1 ! 12.1
10.6
11.1
7.7
12.9
11.5
9.5
8.1 ' 8.1
57 Victoria
Sessional Papers (No. 11).
A. 1894
TABLE 7. — Continued.
Shewing the Death-rate per 1,000 of Population, in each County of the Pro-
vince for ten years.
COUNTIES.
Stormont, Dundas and Glengarry
Victoria
Waterloo
Welland
Wellington
Wentwortb
York
Average rate
18S3.
1884.
7.2 8.8
10.3 j 10.4
11.5 ' 10.9
10.0
10.8
18.1
10.4
10.8
17.0
17.8 18.1
10.9
1885.
11.2
9.2
8.4
10.9
lL.8
9.7
16.3
19.5
11.4
1886.
1887.
1888.
1889.
1890.
1891.
8.1
8.1
5.5
8.8
9.2
8.5
8.0
9.0
7.7
9.1
7.7
9.9
11.4
11.2
14.2
12.1
11.9
11.6
8.7
9.0
10.9
11.1
9.4
12.4
9.6
9.6
9.1
10.0
9.2
10.1
16.6
16.3
15.8
15.1
14.4
13.2
21.3
20.2
19.3
19.0
16.3
15.9
11.0
115
11.0
10.7
11.1
10.2
1892.
7.9
10.9
10.5
10.5
10.6
11.7
16.4
10.7
27
57 Victoria.
Sessional Papers (No. 11).
A. 1894
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57 V^ictoria.
Sessioual Papers (No. 11).
A. I8i)4
TABLE 9.
Illegitimate Births, Twins and Triplets in the Province.
Illegitimate Births.
1-1
<D
>
12.4
Number of pairs of
twins.
Number of cases of
triplets.
Remarks.
No.
Proportion to whole number of Births.
525
One to every 80 births
382
5
Births per month, 3515.
" week, Jsll.
" day, 116.
TABLE 10.
Births in the Province in 1892 shewing the proportion of Male to Female Births.
SEX.
>>
5
s
S
1-5
3
u
*t4
a,
<
>>
s
3
<
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a
02
0
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<t>
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5
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Si
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Males
1801
1732
1889
1875
1930
1716
1868
1928
1933
1834
164f
1587
21738
Females
1631
1653
1827
1744
1804
1608
1774
1821
1776
1695
157i
1534
20438
Totals
3432
3385
3716
361'.»
3734
3324
3641
3749
37C9
3529
3216
3121
42176
Male Births to
100 Keuiale
Births
no. 4
101 7
103.3
107.5
106.9
106.1
105.3
105.9
108.8
108.2
104.7
103.4 100.6
29
67 Victoria.
Sessional Papers (No. 11).
A. 1894
TABLE 11.
Order of Births by Months in the Province.
Months.
Males.
Months.
Females.
Months.
Total
Males and
Females.
August
May ... .
March
1928
1930
1889
1933
186K
1875
1834
1801
1732
171fi
August
May
March
September
July
1821
1804
1827
1776
1774
1744
169.)
16.31
1653
1608
1571
1534
August
May
March
September
July
April
October
January
3749
3734
3716
3709
July
3642
April
October . . .
January
3619
3529
January
February
3432
February
3385
June
November . .
December
Total
June
3324
3216
December ...
1587
December
3121
Total
21738
20438
Total
42176
TABLE 12
Marriages by Months and Quarters in Numerical Ordei
Months.
1891.
Months.
1892.
Quarters.
1891.
Quarters.
1892.
December
September . . .
November
October
January
June
March
April
February
July
1733
1336
1276
1261
1214
1212
1193
1189
1056
970
893
830
26
December . .
June
October
September. .
November. .
March
February. . .
Januarj- ....
April
May
August
July
\o date
given
Total ....
1667
1427
1355
1355
1311
1280
1220
1095
1024
944
944
841
19
Quarter ending Dec. 31
March 31
June 30
Sept. 30
4270
3463
3231
3199
26
Quarter ending Dee. 31
" March 31
June 30
Sept. 30
No date given
Total
4333
3595
3395
3140
19
Total
August
May
No date given.
Total ....
14189
14482
14189
14482
30
67 Victoria
Sessional Papers (No 11).
A. 1894
TABLE 13.
Marriages by Denorainations in the Province.
Denominations.
Methodists
Presbyterians
Episcopalians
Roman Catholics
Baptists
Lutherans
Congregationalists
Evangelical Association
Mennonitos
Quakers
Other denominations. . .
No denomination given
Total
Number of persons
married.
10134
5836
4666
4202
1642
674
315
188
128
37
868
274
28964
Per cent, of the
whole.
35.0
20.2
16.2
14.5
5.7
2.4
1.0
.7
.4
.1
2.9
.9
100.0
Proportion to the whole number of
persons married.
ia every 2.8
4.9
6.2
6.9
17.6
42.9
91.9
" 154.05
226.2
782.8
33.3
105.7
.31
.'>7 V'icioria. Sessional Papers (No. 1 1). A. 1894
APPENDIX.
1 (U.G.)
57 Victoria. Sessional Papers (No. 11). A 1894
BIRTHS.
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Sessional Papers (No. 11).
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Sessional Papers (No. 11).
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57 Victoria.
Sessional Papers (No. 11).
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57 Victoria.
Sessional Papers (No. 11).
A. 1894
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Sessional Papers (No. 11).
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67 Victoria.
Sessional Papers (No. 11).
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4. Dysentaria Acuta
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10. Tubercular Diseases
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CIV.
57 Victoria.
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Sessional Papers (No. 11).
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•OTTAWA.- Popui
9x— Nativity— Social Con
a
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d
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1, Cholera Infantum
2. Chillers Moi huH
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1. Abscei<8 or Tumor
9, Anip.iiin.
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clii.
57 V^ictoria.
Sessional Papers (No. 11).
A. 1894
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57 Victoria.
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57 Victoria.
Sessional Papers (No 11).
A, 1894
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LONDON.-Popu
Bx— Nativity— Social Con
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1-1 1-1 l-H ■ 1-1
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Cholera Infantum
Cholera Morbus
• IB
• -^
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• • a
■ . =s
a
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: :0
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Influenza
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Tabes Mesenterica
Other Tubercular Diseases
Diabetes
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57 Victoria.
Sessional Papers (No. 11).
A. 1894
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57 Victoria.
Sessional Papers (No. 12).
A. 1894
TWELFTH ANNUAL REPORT
PROVINCIAL BOARD OF HEALTH
OF ONTARIO
BEING FOR THE YEAR
1893.
FEINTED BY ORDER OF TEE LEGISLATIVE ASSEMBLY.
I
TORONTO r
WARWICK BROS. <fc BUTTER, PRINTERS, Etc., 68 and 70 FRONT STREET WEST,
1894.
57 Victoria. Sessional Papers (No. 12). A. 1894
M EMBERS
PROVINCIAL BOARD OF HEALTH,
Chairman — J. D. Macdonald, M.D Hamilton.
Secretary — P. H. Bryce, M.A., M.D Toronto.
C. W. Covernton, M.D
J. J. Cassidy, M.D. . ,
F. Rae, M.D Oshawa.
H. E. Vaux, M.D Brockville.
E. E. Kitchen, M.D St. George.
I
67 Victoria. Sessional Pai)ers (No. 12). A. 1894
TABLE OF CONTENTS.
PART I.
PAOB.
Introduction by the Chairman 1
Chapter I. Annual Report of the Secretary 5
" II. Bacteriological Examination of Drinking Water 9
" III. Report on Steam Disinfection 13
" IV. The Air Space and Ventilation of Buildings in relation to the Public Health. . 19
PART II.
The Chairman's Annual Address , 33
Report, etc., re Outbreaks of Small Pox in the Province 39
Report, etc. , re Cholera , 44
Report, etc. , re Isolation 4g
Report, etc., re Outbreak Typhoid Fever at Carleton Place. 48
Report, etc., re Outbreak of Diphtheria at Mt. Dennis 51
Report, etc., re Outbreak Typhoid Fever in family of J. Walbutson, of Lome Park 53
Report of the Committee on Epidemics 55
Report re Proposed System of Sewerage for Walkerton 57
Report re Mimico Industrial School, Mimico 61
Report on Nuisances at Port Dalhousie 66
Report on Pollution of Waterloo Creek above Bridgeport 66
Report, etc. , re Proposed System of Sewerage for Lindsay 7I
Report on Chatham Main Sewer 74
Report re Watford Main Sewer 75
Report re Windsor Water Supply 76
Report on Huntsville Tannery Nuisance 79
Report re Sanitary Condition of Cheese Factories qq
PART III.
Annual Reports of Local Boards of Health :
Citiei 85
Towns IIQ
Villages 122
Townships 136
57 Victoria. Sessional Papers (No. 12). A. 1894
TWELFTH ANNUAL REPORT
OP THE
PROVINCIAL BOARD OF HEALTH
To the Honorable Gkorge Airey Kirkpatrick, Lieutenant-Governor of the
Province of Ontario.
May it pleask Your Honor:
It is a cause of thankfulness for the people of this ])rovince, that through-
oat the past year it has not suffered from devastating visitations of disease, such
as of cholera, small-pox, diphtheria, scarlet fever, and others of an infectious or
zymotic kind. These have threatened a progress towards us, and the last three,
together with typhoid fever, have had a more or less limited prevalence within
our borders ; but they have always been kept within manageable bounds by means
of the observance of the sanitary measures which this Board has been constituted
to direct, and with which the people of the province are yearly becoming more
familiar, and more ready to comply with.
Reports from a distance have reached us of the existence of Asiatic cholera
in many parts of Europe and Asia, and under old conditions it would, with little
doubt, have ere long appeared here ; but by^reason of the beneficent common
understanding which exists among civilized nations with regard to sanitation, the
dreadful scourge of cholera no longer moves at will, but has had its power cramped
and confined. May we not hope that this result of a common effort in a <^ood
cause may prove a lesson to the people who have shared in it of the happy out-
come of such an exercise of good will among men !
Suiall-pox, after years of comparative quiescence, has begun to be heard of
again of late, aud has during the past year compelled the attention and action of
the Provincial Board. Owing to the vigilance of the health authorities both in
Canada and the United States the disease has not been permitted to spread in
either country, except in Chicago, isolation of the sick having been quickly
effected, and vaccination having been enforced on those who came in contact with
them.,
1 (H.)
57 Victoria. Sessional Papers (No. l:^). A. 1894
It seems not out of place hex-e to say that the time seems to have again come
when public bodies and private persons, medical and lay, should anew set them-
selves to insist upon the value of vaccination as the most sure defence against
small-pox with which we are acquainted. The generations of European and
American people have been, for nearly one hundred years, exempt from the full
posver of this fell evil. They have not known it as those of earlier periods knew
it . they have ceased to realize its viruJeut nature, having had no opportunity of
observing it, or of suffering from it in its full force. They have never seen an
unprotected community — that is to say altogether unprotected by vaccination —
assailed by small-pox, and so they have come to think that the virulence of the
malady has abated. Those Who are alive to-day and who have had to deal with
unmodified small-pox are not permitted to indulge such a hope, but are persuaded
that only for the comparatively general practice of vaccination which has hitherto
prevailed, we would have had the disease amongst us as in the days before Jenner,
with its dreadful sufferings and its hideous features. Without the general prac-
tice of vaccination all other means of prevention must fail in restraining the pro- '
gress of this disease. The work of this Board in dealing with small-pox during
last year is shown in a report by its committee on epidemics on an outbreak of the
disease in Algoma District and at Winnipeg in April and May. Tuberculosis, and
its prevalence in men and animals, has continued to occupy the attention of the
Board, a valuable communication having been made to it by the Secretary on that
subject. It is not questioned among physicians that the disease is to be ranked
amono those which are infectious, but the recognized means of deahng with such
diseases, so as to prevent communication by them, will in tl^e meantiihe hardly be
assented to and enforced in phthisis. Attention has twice been drawn to out-
breaks of typhoid fever, one in Carleton Place, which was general among the
inhabitants, and the other localized in character. Reports on these outbreaks
were presented, showing how the disease came to exist in both instances. Investi-
gations were likewise made into several outbreaks of diphtheria, which will be
found dealt with at length in reports in Part II.
A. report was read from the committee on infectious diseases, written by Dr.
Covernton, who, with Dr. Cassidy, was appointed to represent our Provincial
Board at the seventh International Congress held in London, England, in August,
1891. Tlie report deals with the modes of propagation of infectious diseases, and
more particularly refers to the agency of tramps, and urges on authorities to take
adequate means for stopping the nursance caused by such j-ersons. It also deals
with the question of isolation, and urges that mode of interrupting the course of
infection u|)on the authority uf the majoiity of the members attending the
International congiess.
A re})ort, was presented by the Committee on Epidemics upon the appearance
of cholerH in New York, the disease having been conveyed thither in emigrant
ships from Naples. The ships were disinfected, the report says, but cholera
57 Victoria. Sessional Papers (No 12). A. 1894
«ippeared among the passengers after they were landed at Hoffman Island, a station
of observation. The disease seems not to have been permitted to extend beyond
that station. The report also contains a recital of the progress of the disease in
certain parts of Russia, and of the conditions on which its diffusion appeared to
depend.
Lastly, there is the report of the same committee on the sanitary condition
of the province during the first quarter of the year, which shows a condition of
the public health as being favorable on the whole ; mentions the advance of
cholera to Portugal as indicating the need for continual watchfulness against its
approaches hitherward ; notices the rapid stamj)ing out of small-pox in West
•Oxford, and recounts with pleasure the international comities between the gov-
ernments of Great Britain, India and Turkey in the adoption of measures for the
freedom of Mohammedan pilgrims to Mecca from the destructive plagues which so
-constantly break out among them, and are carried back with them on their return
to their home, to be thence diffused in many directions and over many and far
distant lands. Expressing the satisfaction of the Provincial Board of Health with
the growing number and increasing vigilance of the Local Boards, and with the
-zeal of their Medical and Health Officers,
I have the honur to be.
Your obedient servant,
J. D. MACDONALD,
Chairman,
57 Victoria. Sessional Papers (No. 1'-). A. 18^4
CHAPTER I.
REPORT OF THE SECRETARY.
The first year (1892) of the second decade in the history of the work of
the Provincial Board ended ominously enouo^h. Cholera had re-appeared at
Altona and one or two other centres in Germany ; small-pox was epidemic in
several large cities of Great Britain, and outbreaks not wanting- in many places
beside ; while in Toronto, the centre of population in the province, a singular
epidemic had suddenlj^ developed with the accidental breaking of the conduit of
the public water supply at several points under the sewage-polluted bay in front
of the city.
The recrudesence of Asiatic cholera in Europe with the onset of warm
weather, was looked upon as inevitable, and hence with local insanitary condi-
tions in America such as had developed so suddenly in Toi-onto, and which had
been for several years existent in connection with the public Avater supplies of
Chicago, Philadelphia and several other large American cities, the question of
what practical measures were available for preventing impending danger
became the constant theme of discussion by public health officials, by medical
societies and by legislative assemblies. What was done in Germany, in France
and in England, wliat . precautionary quarantine measures were taken by the
United States and Canada for the inspection of European emigrants before
embarkation, for the disinfection of their effects and their certification as healthy
on landing before being allowed land transit westward, have now become mat-
ters of history ; and the Provincial Board is able with the rest of public health
officials on both continents, to sing paeans for the bloodless victories won under
the banner of their patron goddess, Hygeia.
The organization of international, national, provincial and municipal sanitary
forces has before been alluded to ; but its real extent and meaning are of such
magnitude that any other than officers constantly engaged in the public warfare
against epidemic disease may be forgiven for not comprehending or appreciating
its extent or necessity. What it means may best be appreciated by illustration
and comparison. When yellow fever became epidemic in the Mississippi Valley
and the Gulf coast in 187(), absolute interdiction of traffic in many
directions was enforced by military cordons with but indifferent results.
More recently in Texas similar cordons have been instituted against small-pox
from Mexico. Similarly Turkey, Spain and Portugal, with defective municipal
and provincial organizations, have even to-day found in such cordons a very
expensive, oppressive and imperfect substitute for local sanitary organizations ;
and have, from their unpreparedness for emergencies at home, become alarmed at,
and suspicious of, all reported outbreaks abroad. To come nearer home, the pro-
gress of state medicine within twelve years has been most marked. In 188.5 no
organization whatever of a provincial health character existed in Quebec, where
small-pox made its appeai'ance in the city of Montreal. When, owing to neglect
of general vaccination the disease had become epidemic there, and to the absence
of any organization ade(|uate to deal with the emergency, the Provincial Board of
Ontario instituted a rigid train and steamboat inspection, local feeling in Mont-
real Vjecame intense against what was called the Ontai'io invasion. But when it
was learned that the inspection was simply defensive, and that its establishment
soon removed the suspicion from the minds of Ontario merchants attaching to
goods of all kinds coming from Montreal, the co-operation between the emergency
sanitary committees of merchants and of the city council, and tlie Ontario
67 Victoria. Sessional Papers (No. 12). A. 1894
Inspection service was intimate, and most satisfactory in its results. Again dur-
ing the serious small-pox epidemic in Buffalo in 1888, the Provincial Board of
Ontario having satisfied itself that good municipal work was being done by the-
sanitary officers there, did not deem it necessary to do more than place one
officer at the border to keep the Board informed of local events, and to stimulate
activity amongst the Local Boards of Health on the Niagara frontier. Thus,
through internal organization of Local Boards and the vigilance of their officers,
Ontario escaped, except in one single instance, any serious outbreak owing to
infection from this source^
Freedom from danger through external outbreaks. continued to enable sani-
tary work in the municipalities of Ontario to be directed especially to matters of
sewerage and public water supplies.
But the sudden appearance of cholera in Hamburg, in August, 1892, created
a continental alarm in America which brought into immediate prominence the
intimate co-operation and relations which exist between the public health ser-
vices of the two neighboring continents, and still more between adjoining Ameri-
can countries, states and provinces. The quarantine defences both of the
United States and Canada were promptly examined and scrutinized, and the
usual results of panic in e tem.porized local regulations for inspection from Mont-
real to Charleston became the order of the day. Canada apprehended danger via
United States seaports, and American federal and state authorities immediately
took up arms as if the grim visage of cholera was peering from the port holes of every
steamer coming up the St. Lawrence. The Provincial Board of Health of Quebec
took alarm and instituted an inner cordon at Montreal, complaining loudly at the
incomplete equipment of the seaboard quarantine. This alarm, natural under the
then existing conditions, emphasized as in the Montreal epidemic of 1885, illus-
trated the need of organized co-operation extending from the interior of Russia to
the plains beyond the Mississippi. In Canada the Ottawa cholera conference
took place in February, 1893, every province of the Dominion being practically
represented. The federal authorities were urged to equip the seaboard defences,
both on the east and west coast, to an extent adequate for any emergency which
the coming .summer might develop, and the provincial officers returned home to
press forward municipal sanitation to the greatest extent possible. The Interna-
tional Conference of stfite and federal authorities of the continent met at New York
in April,and further development of the principles of sanitary co-operation resulted.
The Dresden conference ot European sanitary officials had already met in Febru-
ary and adopted resolutions to become the basis of co-operation in sanitaiy effijrts
during the year. With such an armament ready to deal promptly with the tirst case
of cholera which mioht make its appearance, and with a winter's work of prepara-
tion in municipal sanitation on the continent and in Great Britain, this oriental
scourge was never allowed to do more than lift its hydra-head ; for prompt isola-
tion of the few- first cases, with local cleanliness rapidly effected, robbed the mon-
ster of its power as effectually as ever did Hercules, when of old he drained the
Lern^ean marshes.
Already, during the month of March, -1894, European countries have had
their representatives at Paris, and after a fortnignt's conference, have arrived at
an agreement by which Asiatic cholera is to be attacked at one of its chief sources
of dissemination in the Red Sea and the east coasts of the Mediterranean. The
several nations have determined that Mecca pilgrimages must be regulated and
the Sultan's domains brought under the operation of sanitary laws. But at the
moment of writing, Ontario, with neighborino; states, is seriously menaced with,
danger from a most serious epidemic of -sniall-pox in Chicago. Many hundred
cases exist there, and the demand for co-operation between states is paramount.
6
57 Victoria. Sessional Papers (No. V2). • A. 1894
This co-operation durincr the last six months since the epidemic began there, has
extended to the weekly or fortnightly notification of outbreaks by the secretaries
of neighbouring states and provinces. Local inspectors at various points are
maintaining a careful watch for ?usj>icious cases travelling, whether by train or
boat, and so far the epidemic has not obtained a serious foothold anywhere
outside of the Chicago centre.
The references already made in the Chairman's introduction to the Report,
indicate the many directions in which the routine work of the Board has extended
during the year ; while the reports of the .several standing committees and
special committees contained in Part II. of this Report, along with the summar-
ized annual reports of Local Boards in Pai't III. more particularly illustrate what
the 700 municipal health authorities have been undertaking in the several impor-
tant branches under which their work falls.
In addition to the subjects which will be found dealt with in the subsequent
chapters of my report, I take pleasure in recalling the extended i-eport already
published by the Board on "Tuberculosis in Ontario." The facts which I therein at-
tempted to set forth, have grown out of the increasing appreciation which sanitar-
ians and physicians in Ontario, as elsewhere, have ot not only the dominant posi-
tion which tuberculosis takes in the mortality of temperate climates, but also
of the infectious character of the malady under the conditions of life peculiar to
such climates. Your Board, through its executive officers, has endeavored
by statistical study and laboratory work, to inform itself both of the pre-
valence of the disease in man and cattle in Ontario, and of the value of modern
methods for diagnosing and lessening the disease. However earnest have been
the Board's efforts in this direction, it hardly need be said that the struggle
against tuberculosis has only begun. It is believed however, that so thorough an
understanding of the nature and main factors in its propagation has been obtained,
hat persistent efforts to persuade the medical profession and public generally of
the practical character of the methods proposed for limiting the prevalence of the
dsease will before many years produce results which to-day seem hardly pos-
sible. A beginning is already being made, and it is within the probabilities that
ths year wdll see in Toronto the first " Home for Consumptives ' established.
Thus, in this, as in many other ways, the work of state medicine is main-
taiiing the stand already taken, and making more broad and sure the founda-
tiois on which it is being built up. The '" systems " of half a century ago are,
in tie face of the exact sciences now dominating every field of medicine, being fast
relegated to the Umbo to which have passed ancient enchantments and mediaeval
mysicism ; and may we not hope that with the gathering years, in- all that per-
tainsto our ph3-sical well-being, the words of Dante in " Purgatorio " :
" Brother,
" The 'vorld is blind, and sooth thou comest from it,"
may oange from Tartarean gloom and doubt to those of joy and lofty praise, as
sung ii the ' Paradiso " :
" When he who all the world illuminates,
" Out of our hemisphere so far descends,
" That on all sides the daylight is consumed,
" The Heaven, that "eret by him alone was kindled,
" Doth suddenly reveal itself again,
" By many lights, wherein is one resplendent."
57 Victoria. Sessior.al Papers (No. 12). A. 1894
CHAPTER II.
BACTERIOLOGICAL EXAMINATION OF DRINKING WATER.
Although the methods for a bacteriological investigation of samples of water,
as a means of determining their hygienic value, have become more exact within
the past few years, there still remains much to be desired in order to give it that
scientific character which it will ultimately have.
Ill a chemical analysis of a water (aside from the direct estimation of the
presence of lead and other injurious metals), we have merely a qualitative
method of determining its potability. The constituents estimated are merely indi-
cators for or against its purity, and in their valuation much latitude must be
allowed and much consideration must be given to conditions surrounding the
source of the water. The ideal result will be when we can make a bacteriological
examination of a water sample and say : this water is safe, because we find it
either sterile or only such and such specific bacteria present; or it is bad, because
we find it contains specific pathogenic bacteria. As yet, we have hardly reached
that stage, but we are surely progressing towards it.
Our bacteriological methods are of two kinds, (a) a quantitative, in which
we take into consideration simply the total bacterial organisms present, and (6)
the qualitative, in which we take into consideration the specific forms present.
The quantitative method, in so far as we venture to use it alone, as a means
of estimating the potability of a water, stands no higher, perhaps not so high, as
the ordinary chemical method. It was thought possible at one time to set up a
certain standard and say that if a water contained more than, say 500 bacteria
per CO., it should be condemned, but the fact that a water might contain 2,000
bacteria per c.c. and yet each particular species present be quite harmless, shows
the fallacy of such a method ; whilst on the other hand less than 100 might be
present and yet some of them be disease-producing. Such cases have frequently
occurred. Another drawback to this quantitative estimation of the bacteria in a
water is the fact that the longer time is allowed to elapse between the taking of
the sample and the counting of the bacteria, the less reliable become the results.
This is due to the fact that after taking samples the conditions become altered,
the water is enclosed in bottles and the temperature at which it is preserved is
frequently somewhat higher than under natural conditions, thus favoring an
increase in numbers between the time of taking and the time of counting. This
can, to a certain extent, be obviated by packing in ice ; but a temperature very
close to the freezing point is necessary to prevent any multiplication of the num-
ber of germs. The following results published by Miquel show how great this
danger is :
Time when analyses Temperature Bacteria
was made. of water. per c. c.
Immediately IS.g^c. 48
Two hours afterwards 20.6''c. 125
One day " 21.0°c. 38,000
Two days " 20.5°c. 125,000
Three dayi " 22.3''c. 590,000
Granted, however, that the conditions have remained such as to prevent any
increase in the number of bacteria per c.c. in a given sample between the times
of taking and counting, the quantitative estimation is of value.
57 Victoria. Sessional Papers (No. 12). A. 1894
In the laboratorjT- o£ the Board the valuation of the results of an analysis-
has been somewhat a'=;sisted by the estimation of the chlorine in the sample. It
is well known that a water from an underground source may have a high
chlorine and yet should have few bacteria per c.c. On the other hand a surface
water might have a large number of bacteria per. c.c, and yet .should have a low
chlorine. Should the bacteria be found numerous and at the same time the
chlorine high, the water may be considered suspicious.
When, however, we come to consider the comparison of a water at one
period with the same water at another pei*io:l, the quantitative results ar&
extremely valuable as an indication of pollution; again, when we compare quan-
titatively the bacteria present in various parts of a stream, or compare a water
before and after filtration, we have in this method a valuable means of research.
As an example of the former case is the result obtained at the Toronto City
Health Office, in the Toronto city supply by Mr. Shuttle worth. In this case
weekly examinations of the water from various points between the intake pipe
and the tap have enabled tha city authorities to discover at once not only the
fact of pollution, but approximately the point at which pollutim took place.
Perhaps the best evidence of the value of the quantitative method in the exami-
nation of a filtered supply are those of the Berlin (Germany) city water, which
have been published in full since 1885, and which consist of the results of the
semi-monthly examination of the Berlin water before and after filtration. The
action of the filters have thus been carefully watched and any failure in filtration
at once discovered. On a much .smaller scale are the results obtained in the
laboratory of this Board on the Hyatt filters at St. Thomas, results which have
been published in former reports.
In all such cases quantitative results are exceedingly valuable, but when only
isolated samples are to be examined, and much time is allowed to pass between
the taking of the water and its examination, not much dependence can be placed
upon it.
From time to time bacteriologists have suggested various modifications of
the ordinary methods in order to insure more exact conclu.sions with regard to
the hygienic character of water. Such a modification is the counting of the
number of species of bacteria found in a sample — a method first proposed by
Miquel. This method is certainly a control upon the quantitative method, and
in so far is of value. Waters are occasionally found in which many individual
bacteria may be present in a cubic centimetre, but they may all belong to one or
two species, and these may be simply harmless forms which have found lodge-
ment in some portion of the waterworks system where they are growing luxuri-
antly and continuall}^ infecting the water.
When we begin, however, to take cognizance of the specific bacteria present
in a sample, we pass from a mere quantitative to a qualitative examination of the
water, and it is in the development of the qualitative methods that we must look
for better results in the future.
The recent epidemic of cholera in Europe has naturally stimulated bacteri-
ologists exceedingly in the search for methods by means of which the cholera
vibrio may be quickly discovered and recognized, not only in fsecal matter, but
also in water supplies. The result has been that we have now a number of
methods which enable us to isolate with considerable ease the cholera vibrio.
The best of them is, perhaps, the method of Koch, in which a sufficient quantity
of a sterilized peptone and salt solution is added to 100 c.c. of the sample of
water to give about 1 per cent, of peptone and 0.5 per cent, of sail in the mixture
and this is placed in a sterilized flask in the incubator. Inside of 24 hours, if
the cholera vibrio is present, it forms a layer upon the upper surface, from which
10
57 Victoria. Sessional Papers (No. 12). A. 1894
it may be isolated by the ordinary plate methods. The value in this metiiod
lies in the fact that it realizes the best possible conditions for the development of
vibrio^, and consequently those that are present increase in iinmber to the
partial or comitiete e.KcIu>ioii of other f'irins. iSTatiirally, however, other vibrios
besides that of cholera may develop, but it is pos-ible to separate them by the
gelatine plate and other methods. At the same time this method has shown us
that there are a large number of bacteria closely resembling the cholera vibrio,
which frequently I'equire careful study to distinguish them.
Typhoid is another disease which is mainly water carried, -mvI natui'ally the
recognition of the germ of this disease in water is e.\treme]\^ important. Unfoi'-
tunately, however, there have been found a large number of typhoid-like bacilli,
which render the (-ertain recognition of the true form extremely difficult. In
order to ensure this a very large number of methods have been suo-aested, the
most important consisting in rendering the gelatine or bouillon used as culture
media, slightl}' acid, on account of the fact that the typhoid bicillus is able to
stand a higher degree of acidity in the culture medium than the great majority
of water bacteria.
The best of these methods is undoubtedly that of Parietti. which is as fol-
lows : Sterile bouillon in tub.^s is acidified with a varying number of drops of a
solution of five grms. carbolic acid, and four grms. hydrochloric acid in 100 c.c. of
distilled water. To these tubes varying amounts of the water to be tested is added
and all the tubes placed in the incubator. If the typhoid bacillus is present it
will stand a considerable amount of acidity, and consequently the bouillon will
become clouded by its growth. It must then be isolated by gelatine plate cul-
ture and its method of growth in various media carefully studied to obtain an
absolute diagnosis.
Unfortunately there are here also quite a number of bacteria which will
grow in the Parietti bouillon at the temperature of the incubator. For instance,
in an examination of five samples of water, made in the laboratory of the Board,
four of them contained bacteria, which clouded Parietti bouillon, two in 24 hours
and two in 48 hours. But in all four cases further study by gelatine plates .showed
that these were not typhoid bacilli. Three of them were bacilli that liquefied
gelatine more or less rapidly, and consequently could not be typhoid, as it does
not liquefy gelatine, and the fourth was a micrococcus.
A short time ago Dr. Theoliald Smith proposed a method which may serve
to indicate to a certain extent the character of contamination ol a water supply.
This depends upon the power of most of the intestinal bacteria to ferment glucose,
and as a result of the fermentation to produce a certain quantity of carbon dioxide
and hydrogen gases. A number of fermentation tubes filled with bouillon containing
two per cent, of glucose are infected with a minute quantity of the water to be ex-
amined and then placed in the incubator. If fermentation takes place in any of the
tubes it should, when finished, have produced gases sufficient to occupy a definite
portion of the tube, ami one-third of the gases produced should be ab.^orl)ed upon the
addition of strong sodium hydrate to the culture raerlium in the tube. A gas forma-
tion to this extent, and the presence of CO2 and H in the proportion of one to two
ought to indicate the presence of intestinal bacteria in the water, and the number
of tubes in which fermentation took place should give an approinixate idea of
the number of the intestinal bacteria in a given sample. This method has been
used extensively by the New York State Board of Health, It will require time,
however, to show whether it is always to be depended upon.
In every case, whether the bacteriological examination is to be quantitative
or qualitative, it is, however, absolut'fely necessary that the bacteriological condi-
tion of the sample should be as little altered as possible between the taking of
11
57 Victoria. Sessional Papers (No. 12). A. 1894
the sample aud its examination. This is possible if the person taking the sample
of water is careful. The following directions, if closely followed, would insure
the arrival in the laboratory of a sample of water without any material altera-
tion in its bacterial contents. When a bacteriological examination is to be made
of a water sample, special sterilized bottles are sent out fi'om the laboratory.
These bottles should not be opened until immediately before filling with the
water. They should be carefully rinsed out with the water once or twice, then
filled and the stopper firmly placed in the bottle. The stopper and neck must
then be covered with a sheet of rubber or oiled silk and the bottle packed in ice
and sawdust, in a fairly large box. The packing should be carefully done, as on
this depends the temperature at w hich the water is preserved until the examina-
tion ; the bottles should be completely surrounded by pieces of ice with no saw-
dust intervening. At the same time ice must be scattered through the sawdust
in the box in order to keep the temperature of the whole box as low as possible.
By having the ice touch the bottles on all sides it is possible to keep the water
at a temperature verj- near the freezing point. The box should then be for-
warded at once by express to the laboratory. If these directions are carefully
followed there ought to be very little danger of a material change in the bacterial
contents of the w.ater in the time necessarj' for a sample to come from any part
of the Province to the laboratory in Toronto.
12
57 Victoria. Sessional Papers (No. 12). A. 1894
CHAPTER III.
REPORT ON STEAM DISINFECTION.*
One of the tirst results of the systematic study of the life conditions of
micro-organisms was the discovery that the best method of destroying them was
by heat, and that moist heat was much superior to dry heat for this purpose.
A consequence of this discovery was the construction of a great variety of
different kinds of steam disinfectors, both for use in the laboratory and for prac-
tical hospital or municipal disinfection, each one claiming special advantages for
the use to which it was designed.
Before considering these ditierent varieties of disinfectors it may be well to
glance briefly at the results of more recent investigation into the action of steam
upon bacteria. The first to examine into the subject scientifically were the Dussel-
dorf engineers Walz and Windscheid. They endeavored to show that the essential
point in steam disinfection lies in the complete removal of the air, and they
claimed that as this was a purely mechanical process depending on the diff"erence
in weight between the heavier air in the apparatus and the light steam it could
be hastened by using steam which had been superheated and thus rendered
lighter, or by using pressure thus compressing the air and rendering it heavier.
As a result of their investigations they constructed a disinfector which super-
heated steam. Their opinion published in the Centralblattfur Allegiwine Gesun-
dheits pflege Bd. Ixxxvi. and Ixxxvii,, and in the Gesundheitaingenieur, 18^S and
1889, gave rise to considerable discussion and brought forth papers by Professor
Gruber (Gesitndlieitsingefiieiir, 1888 — Centralblatt fur BaJcterologie und Pava-
sitekinde 1888) and Dr. von Esmarch (Zeitschrift fur Hygiene, 1888.) _ Gruber
concluded that superheated steam penetrated more rapidly into the objects to be
disinfected, but that its power of disinfection was much below that of steam at
100° C.
Von Esmarch showed that superheated steam differed very slightly from hot
air in its power of disinfection, and that a necessary condition was the condensa-
tion of the steam upon the cooler objects to be disinfected. This latter fact has
been noticed and insisted upon by Soyka, Sambuc, Budde and Gruber. Buddn
(Zeitschrift fur Hygiene Bd. vii., 1889) considered as necessary the condensation of
the steam, thus liberating latent heat conditions the sudden rise in teniperatu]"e
of the object in some cases two or three degrees above tho boiling point.
Teu.scher {Zeitschrift fur Hygiene Bd. ix., 1890) reviewed the whole subject
and repeated man}' of Von Esmarch 's experiments, and came to the following
conclusions :
1. Strongly superheated steam is not to be recommended for the practict; of
disinfection (a slight superheating, however, is not objectionable.)
2. An appai-atus in which the steam streams in from above is safer and
quicker than when this is not the case. This is due solely to the fact that if the
steam enters from above the air must be allowed exit below and being heavier
disappears more readily. Teuscher's experiments show beyond a doubt that the
presence of even a small quantity of air in the apparatus retards enormously the
disinfection.
*The experiments set forth in thia chapter were conducted under the supervision of Mr. J. J. Mac-
kenzie. He was assisted throughout by Dr. Norman Walker, to whom trie Board owes a debt of thani-s
for the enthusiasm with which he entered into the work. — P. H.B,
57 Victoria. Sessional Papers (No. 12). A. 1894
3. Previous warming of the app'feratus hastens disinfection.
4. The most rapid disinfection is attained when steam is streaming under
slight pres.-^ure.
5. Objects which have come in contact with fatty or oily substances require
a longer disinfection time than others.
6. In order to obtain active disinfection there is required not only as com-
plete a removal of air from the objects as possible but also a sufficient condensa-
tion.
7. The condensation of the steam in the objects proceeds in a sharp line from
the periphery to the centre.
8. The temperature requisite for disinfection is found only in the zone on
which condensation has already taken place.
9. Almost immediately (only a few centimetres) within the zone of 100" C
there is found during incomplete disinfection regions which are 40° or more
degrees below the boiling point.
10. Accidents such as folds in the cloth or the running in of water drops can
produce temperature much above those of surrounding parts.
11. It is necessary to allow steam to work for a longer time on larger objects
in order to obtain complete disinfection.
12. The use of salt solutions to procure higher temperatures (109° C.) is not
to be recommended (owing to their action upon the iron parts of the apparatus.)
It will be seen from these results that what is necessary in a disinfector is
such a construction that : (1) the air may escape easily ; (2) that the steam be
not so superheated as to prevent condensation on the objects to be disinfected.
The disinfectors placed on the market are of two kinds, viz., (a) those in
which the steam is superheated or is subjected to pressure, and (b) those in which
iitreaming steam is used at or slightly above 100*^ C.
It will be seen that the latter are to be recommended.
They have the advantage of more rapid penetration and more complete dis-
infection. Added to this, when we consider that in those diseases with which
municipalities ordinarily have to deal the therm.al death point of their bacteria
lies considerably below 100' C, it will be readily conceded that there seems no
special necessity for complicated apparatus to attain this end.
Sternberg gives the thermal death point for the following micro-organisms
the time of exposure to temperature being ten minutes :
Diphtheria, thermal death point of - - 60° C.
52°
60°-70°
1 .5S°-62=
56°
Cholera
Tuberculosis
Septicaemia
Pyogenic forms
T3-phoid
and there is no evidence to show that the germs of scarlet fever, smallpox or
measles wliich have not yet been discovered, are any more resistant.
All disinfectors on the market have, however, the fault that they are too
complicated and too costly. The latter fact is at once a bar to their use in many
municipalities where the authorities are not yet educated up to the point of the
liberal expenditure of money in the prevention of disease.
With the exception of one disinfector (Reek's) which was constructed under
the direction of Budde, expensive steam generating apparatus and disinfecting
chambers built to resist high pressure are used.
It seemed to the officers of this Board that it would be possible to constiuct
an apparatus which would combine cheapness with effective disinfection.
14
57 Victoria. Sessional Papers (No. 12). A. 1894
There was in use in the laboratory of the Board a small disint'ector, con-
structed according to the ideas of Dr. P. H. Bryce, the Secretary of the Board, for
sterilizing culture fluids, which seemed to offer advantages for use in a larger
apparatus. This disinfector consisted of a false bottom of spun copper cone-
shaped with a reservoir surrounding it, and connected with it by two tubes,
having above a double jacketed chaml^er in which the objects to be disinfected
were placed.
The advantages of this disinfector were that, owing to the shape of the false
bottom, a small quantity of water was exposed to the action of the heat and the
.greatest possible amount of heat was got from a given gas flame.
In actual practice the steam began to stream from this apparatus in one
minute, and the temperature inside the chamber reached 100° C. in Ave minutes,
a rapidity which it had not been possible to obtain with any other apparatus.
There was an additional point, however; the top of the cone-shaped bottom is not
covered with water and the gas flame playing against it heats it up to a high
temperature and the steam passing over it is superheated.
In the small apparatus this is evidenced by the temperature in the chamber
rising sometimes as high as 120° C. In a larger apparatus this would be pre-
vented by the increased size of the chamber; but it conld be taken advantage of
to heat more rapidly the chamber and objects contained. So great did these
advantages seem that we had constructed a disinfector similar to the small one,
but on a much larger scaled The height of the chamber was six feet, its diameter
three feet, the whole apparatus being about nine feet high. The details of con-
.struction varied somewhat from the other apparatus in order to utilize the steam to
the greatest extent possible. As will be seen from the description the steam passed
up into the chamber and out of it by means of a number of holes at the top.
These holes led into the jacket and the steam then passed down the jacket and
so escaped. In order to force the steam to take this path it was necessary to
make the cover absolutely tight and this was done by making it lap over on each
side of the rim, on top of which was placed a rubber band made from half-inch
rubber tubing. The cover vvas further secured by four binding screws, so that it
was absolutt^ly impossible for steam to escape through the top. Until that was
done the results weie very unsatisfactory.
At tirst the whole apparatus, which was made of galvanized iron, was not
specially protected to prevent radiation, but radiation was so great from the iron
surface that it was necessary to give it an additional jacket of asbestos and to till
the cover, which was double, with mineral wool. This increased considerably the
speed with which the chamber was heated, but that it was not satisfactory will
be seen in the curve No. 1 in the diagram. It was Anally fcund necessary to still
further alter the apparatus by taking out the deep cone-shaped bottom and
replacing it by a truncated coue so that there was a much larger surface of copper
exposed for superheating. Tiiis change was an exceedingly important one as will
be seen by curves II. and III. in the diagiam. As it now stands the steam is
generated in the false bottom and passes over a surface of intensely hot copper
up into the chamber. At the top of the chamber it passes into the jacket down
which it goes, finally reaching the outside by a ventilator at the lowest point just
above the reservoir. At the same time the air in the chamber being heavier
drops down through the holes in the perforated bottom of the chamber into the
space above the reservoir and passes to the outside with the waste steam. The
heating is done with two small gas stoves which just till the space below the
cone-shapeii bf)ttom. As it now stands when absolutely cold it takes le.ss than
one lK)ur for the temperature in the chamber to reach 100^ C. The curves II.
and. Ill in the diagram give graphically an idea of the rapidity of heating.
15
67 Victoria.
Sessional Papers (No. 12^.
A. 1894
It is necessary now to outline some of the experiments made with this disin-
fector.
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Rajndity of fenetration. — For this test a bundle of clothes weighing about
six pounds was used arranged in the following way : A spring pyrometer was
constructed in such a manner that the circuit, connected with a battery i and
bell, was broken by a small plug of fusible metal melting at about 100° C. (Bis-
muth 8 parts, lead 5 parts, zinc 3 parts.) This pyrometer was wrapped in
several thicknesses of brown paper and placed in the inside pocket of a woollen
10
57 Victoria. Sessional Papers (No. 12;. A. 1894
coat ; the coat was wrapped around it and tied ; another tweed coat was tightly-
wrapped around this and about it all a large bag, all tightly wired, finally hav-
ing brown paper wrajjped around the whole. The penetration of the steam
into the centre caused the fusion of the metal plug, contact was made and the
bell rang. The following table shows the results of these tests :
Table giving Pyrometer Test — Metal plug fusing at 99° G.
Dute. Time. Temperatures of Chamber by
Thermometer on top.
March 27th 11-25' a.m 96°-25
11 -HO' 98°-00
11-8.5' 99°-00
_ ll-39f 99°-50 (bell rang
penetration shown.)
May 19th 12-5' 97°-(>0
12-7' 98°-00
12-10' 9 9° -00
12-11' 100°-00
12-141' 101°-50 (bell rang.)
From this table it will be seen from the difference between the time at which
the temperature of the chamber reached the fusing point of the metal and that
at which the bell rang that the time necessary to penetrate a bundle so ticrht as
that described was 4.-5 minutes.
Tests by efect on disease germs. — The action of the steam upon disease germs
was tested in the following manner :
One agar tube containing diphtheria and one agar tube containing cholera
microbes were enclosed with the pyrometer in the pocket of the inner coat and
wrapped up in the manner described above. They were left fifteen minutes after
the temperature in the interior of the bundle had reached 99° C, as shown by the
signal of the bell, and were then taken out and tested by having the a^ar trans-
ferred to other sterilized agar tubes and then placed in the incubator^with the
result that in both cases the bacteria were dead, as no new colonies were obtained .
Tests on the amount of moisture in clothing after disinfection. — As it had
been considered possible that the moisture clinging to the clothing after
disinfection would be sufiicient to damage or destroy this clothino- after it
was taken out, it was thought possible to obviate this by producing a partial
vacuum in the apparatus at the close of the disinfection, thereby removing the
surplus steam from the clothing. This, however, was not possible, as owino- to
faults in the construction it was not possible to render the apparatus air tio-ht.
Consequently the actual amount of moisture retained by the clothino- was
tested in the following manner. Before placing the clothing in the disinfector it
was weighed. After disinfecting it was again weighed. It was then shaken in
the air and again weighed. The following are the results :
Weight of clothing before disinfection, 5 lbs. 2 oz.
Weight of clothing immediately after disinfection, before unrolling, 5 lbs. 7f oz.
Weight of clothing after disinfection an<l after shaking in the air, 5 lbs. Sf oz.
Amount of moisture retained by 5 lbs 2 oz. of clothing, IJ oz.
That is, the clothing retained after disinfecting just 2.1 per cent, moisture,
and this small amount it would undoubtedly lose in the course of fifteen or
twenty minutes, so that it does not seem as if any damage could be done bv such
a process.
2 (h.) 17
57 Victoriii. Sessional Papers (No. 12). A. 1894:
As a matter of fact various observers (Levison among others) have shown
that steam disinfection tias comparatively little effect upou clothing if properly
carried out. Of course where clothing is thrown in a heap after disinfection and
not allowed to dry, damage might be done.
In the course of the tests made upon this dlsinfector the following points
have been noted :
1. The disinfector should stand in a closed room, as drafts increase enor-
mously radiation and consequently increase the time required in heating.
2. The cover .should be closed down absolutely tight as any leakage of steam
there, lowers the temperature.
3. The w^ater should stand at such a height in the reservoir as to leave the
top of the copper cone completely uncovered. The influence of this upon the
rapidity of heating is shown in curve I. of the diagram when at the point
marked by the arrow the water in the reservoir w^as lowered.
4. The bundle of clothing should be unrolled immediately after disinfection
and placed on a line to dry.
Further experiments are being now carried on with a view to the adaptation
of the false bottom principle to a horizontal disinfector, but as yet the results are
not in a condition for reporting.
18
57 Victoria. Sessional Papers (No 1*2). A. 1^1)4
CHAPTER IV.
THE AIR SPACE AND VENTILATION OF BUILDINGS IN RELATION
TO THE PUBLIC HEALTH.
What the subject iwolves.— In dealinpr with the practical aspects of this
question, so far as it relates to couditions which govern house life in Ontario, it
is easy for us to comprehend what are some of the chief problems involved in
any attempt to estimate the influence of the modes of life upon the public healthy
wljie-li cliuiate, occupations and the constitution of society amongst us demand.
It is, however, much more difficult to establish any absolute standaids with which
exact coniparii-oiis can be made, whereby to estimate the beneficial or injurious
effects arising from the occupation by a population of residences such as com-
monly exist in Ontaiio and neighboring provinces and states to-day.
It is evident that climatic conditions and industrial occupations in Ontaria
each to some extent determining the other, must, in some degree, regulate the habits
of life, just as in all ages, climate, occupation and social progiess have de\ eloped
among the people of different countries certain principles which have guided them
in the construction of their places of abode, their cities, their temples, and places
of public lesort.
Fi-om earliest times differences have existed in the occupations and habita-
tions of men ; lor Abraham and his children were dwellers in tents, though they
went out from a country where Babj'lon, and many large cities existed, and in
their shepherd wanderings reached even to that other ancient land, where for
two thousand years Memphian, Theban, and other dynasties oi' the Chimian land
had built with marvellous care, portioned off their populous liver valleyinto nomes,
had built mighty cities and had constructed houses of the dead, as pyramids, remain-
ing to-day sources of wonder to every archaeologist who has explored their tortuous
halls or deciphered their ancient story.
So too has it been with the piehistorie men, and the natives of mediaeval and
modem Europe. Llimatic, topographic and geologic conditions have all played
impoitant parts in detei mining the character of local human abodes. Cave-dwell-
ings, wicker huts ort piles, mud- walked and earthen- floored cottages and gloomy
barbican tower, have each in turn marked stages in the pi ogress of house-con-
struction in those European countries from which have been derived most of the
modes of hou.><e building which have been implanted on the soil of America. Here
too, however, have existed and still exist, evidences of methods of house construc-
tion varying from the baik or dried-skin tepee of the Indian of the north to that
of the splendid p)alaces of the Toltec race, Indian too in blood, but which on the
sul) tiopical wesa*' of Mexico and Yucatan, developed under favoring conditions an
architecture and civilization, which even to-day their Castilian conquerors have
in some directions never equalled.
Clearly then house construction, as we find it lo-day in Ontario, has had
definite relations to the conditions under which settlement began and developed.
It began with the temporary lean-to of poles covered with boughs, and there-
after became the log hut of smallest dimensions with its ioundations laid on the
eaith, low in the ceilings, WMth subsequently its low gabled roof adding additional
space to the limited interior. With the introduction of saw-mills frame housea
57 Victoria. Sessional Papers (No. 12). A. 1894
followed, set on blocks or with stone foundations, forming for utility the walls of a
cellar excavation, doubtless a remnant from our prehistoric cave-dwelling ancestors.
Sueceediiiij these have followed stone or brick dwellings all patterned after some
primary type in essentials as similar as the adobe huts of sun-dried bricks which
dot the plains of New Mexico. Even in the most recent buildings of our modern
cities, one house is seen as the type of thousands, determined as to' size, shape,
materials, walls, windows, ventilation, everything, almost exactly by the land
speculator, who measures off at his own sweet will as many lots from his squai-e
acreage as the taste or rather pocket of prospective purchasers is likely to demand.
Evidently house construction has had its evolution — can we say its pro-
(rress ? — and the factors which have determined its present development, have as
we have seen, depended upon conditions, both physical and social. Further, we
must assume, that so far as scientific knowledge has been possessed by the builder,
it has served, so far as it has been in keeping with social and financial considera-
tions, to improve the buildings, where the great bulk of our urban popu-
lation and the female portion of our rural inhabitants are destined to spend the
major part of their existence.
Manifestly, however natural may have been the conditions of growth and
development of house building in Ontario, the question as to whether existing
conditions as such arc best suited to maintain and engender health in the com-
munity is one which demands the closest attention of sanitarians. In tropical and
sub-tropical climates with the largely open air existence of all classes, and the
freedom of movement of the air of houses with doors and windows open, the ques-
tion of health seems principally dependent upon the freedom of external air from
the disease germs due to organic decomposition in areasof marsh land or the land
about cities influenced by proximity to the sea ; but in the more northern climate
these malarial conditions, while by no means absent, are nevertheless localized and
quite secondary to the influences due to the decomposition of organic matter
under and within our houses or contiguous thereto.
This organic matter is of both vegetable and animal origin, and each plays
a role which only now is beginning to be understood. When the free movement
of the outer air is compared with that of even the best ventilated structure it is
apparent that whatever products of decomposition exist in the air of buildings
these must be present in a much more condensed form than where the air is in free
movement. We are hence forced to examine two questions, first, whether if such
products exist, their presence is prejudicial to the health of inmates, and if so, what,
if any, measures are necessary and practicable for remedying existing conditions.
2. Gondifaents of House Atmospheres. — The examination of the atmosphere
of human habitations has now for some years been carried on ; and much most
valuable information obtained regarding its constituents. External air has been
taken as a standard, and the impurities of house-air have been measured bv the
presence in excess of certain compounds as compared with the quantities of the
same in normal air. For reasons manifest to the chemist, the absence in house-
air of certain apparently important elements in external air, has not been so
accurately determined ; yet to the physician and even the ordinary observer the
prejudicial efl'ects upon their development of the continued residence of children
in laroe cities, indicate the constant influence of conditions which in their totality
produce results capable of being measured, and in some degree understood. Yet
more exact means of appreciating the differences between normal air and that of
inhabited places is found in comparing normal air with what we may term the
specific constituents of certain buildings, e.g. as those having dark cellars, houses
with foundations of wood resting upon damp soil, factories where various articles
are manufactured, as glue, bone-boiling, fat-rendering and woolen factories, various
20
57 Victoria. Sessional I'apers (No. l*2j. A. 1894r
chemical works, paint and varnish works, work rooms, as in tailoring and dress-
making establishments, hospitals and especially infants' and childi'en's homes^
schools etc., etc. Many of these supply air conditions of so abnormal a character
with results in certain diseases of so definite a nature, that there cannot be any
ditiiculty in drawing positive conclusions as to what an impure air may mean.
Until quite recently it had been the habit to estimate the amount of carbonic
acid in any atmosphere, and by comparing it with that found in the normal air
over fields or mountains, to say that the air impurity was in proportion to this
increase as being an undoubted evidence of organic combustion. Undoubtedly it
is the evidence of organic combustion ; but whether of animal or vegetable com-
bustion ; whether from human beings and animals, or from furnaces, gas lights,
etc., there is no means of determining.
The negative character of this gas in its influence upon life, having now how-
ever, been established, attention has naturally turned to the question as to whether
a decrease of oxygen, naturally following an excess of the former may not account
for the deteriorating influences of house life. There can be little doubt but that
the fact of nascent oxygen being notably lessened or absent in the air of large
cities and houses, indicates if not an absolute decrease of oxygen, at least the
exhaustion of this property of free air. This absence, it is assumed with reason, is
caused by the combustion of organic matter, always in excess where aggregations
of populations are.
Naturally, therefore, the problem of what is the influence exerted by the
combustion of organic matters is thrust into such prominence that it will be
desirable to examine carefulh' into the subject.
The products of combustion of organic matter as affecting life may be said to
be those normally resulting from the presence of living beings, and thereafter of
those compounds which are accidentally present under varying conditions.' That
certain of these products are specific poisons is well understood, and tlieir presence
in habitation.^ as well as their source are often quite unknown, though their effects
continue. Thus the ca-<e is related by Dr. Reid, Medical Officer of Health for Staf-
Ransome was the first to maintain that in the expired air of breathing men and animals there wa»
present organic substances which he estimated to amount to 0.2 grms. per diem. Some authors claimed to
have confirmed this but others cuuld not.
In the year 1888 Brown-Sequard and D'Arsonval in Comptes Rendns published new e.xperiments. Either
introduced distilled water into lungs bj' tracheal canula and allowed it to Vie coughed out, or they passed
expired air through spirals cooled by ice and then collected the condensed water.
These fluids were injected in varying quantities from 20 to 40 c.c, and they claimed that whether the injec-
tions were intravenous, sub-cutaneous or intraperitoneal by the mouth or by the rectum, there followed in
from Iti to 38 hours the death of the experimental animals, in all case^ with the same synipt'ms.
The experiments were repeated by Dastre-Loy, Hoffman-WeUenhof, Russo-Gilberti, Lehmann-Jessen,
Wurtz, but none of them could confirm them. If death occurred it was fnunil to be due to the injurious
effects of the water, as they found that the introduction of an equal (juantitj' of distilled or salt solution
killed the animals with the same symptons as those which Brown-Sequard ascribed to the poisons.
On February, 1889, the same authors reported a second series of experiments. These were by means
of a series of cages containing rabbits and connected in such a way that each rabbit breathed the expired
air of all the preceding animals. The last rabbit died first, (in two days) the next in three days, and the
two nsarest the fi-esh air did not die.
If a tube containing pumice saturatei with H.^SO^ was introduced between the last two, (7 and 8), the
last one did not die. Brown-Sequard explains this by the fact that the organic substance was changed in
passing through th(:! H.iSO^. The CO., was not taken into account as the amount formed seemed too small
to account for the results.
Merkel (Arch. f. Hygiene, Bd, XV) obtained similar results, but with mice, and came to the same
conclusions. His animals died in from 8^ to 36 hours.
Beer then repeated the exppriments, and his animals, (mice) died in the same way, but it took a much
longer time, viz., nine days. He believed that other factors played a more important pirt viz., temperature
and hygrometric conditions, and the exhalations from body surface and e.^crement.
Raner repeated his experiments observing every possible precaution and at the same time estimating the
Coo present in cage.
Animals died in the same order as in the other experiments but only when the air stream was below a
certain limit, viz., four litres per hour, and in every case it was found to be due to CO, poisoning, as the
introduction of s wlium hydrate between two cages produced death on the far side, but H.JSO4 had no effe t.
Certain animals were further made to breathe an artificial atmosjjhere containing the same amount of COor
per litre, and died in about the same time with exactly the same symptoms.
21
57 Victoria. Sessional Papers (No. 12). A 1894:
fordshire, Eng., where a tire had lioen place), for ventilation of tln' lower shaft
of a mine which was being worked, suspended in the old unworked shaft and
which had set tire to the coal in the latter. A row of houses was situated twenty
or thirty yards from the mouth of the disused shait, and in the nearest cottage
several cases of severe illness occurred with symptoms of carbonic oxide poison-
ing. There were cases of sickness in the neighboring cottage with the same
symptoms, but less severe. On examination it was found that the ground about
the cottages was frozen, that each had a cellar, and that the opening from this to
the outer air had been covered in house No. 1, but in No. 2 it had been acci-
dentally removed. The explanation of the illness was found in the fact that the
^ases of imperfect combustion in the old mine could not find an exit through the
frozen soil, and hence, having traversed the porous subsoil had readily entered
the cellars and thence the cottages.
Two recent cases of fatal gas poisoning probably from the same carbon
monoxide gas have been reported to me by Mr. Barber, the Provincial Inspector
of Factories for Ontario. Both occurred in much the same manner. In the dis-
tillation of crude petroleum, an organic product, different volatile products are
given off at different temperatures. These, as they pass from the retorts, are
condensed for the most part by the time they reach the tail tank. In one
instance an operator was standing with his hands on the edge of the tank, look-
ing into it. He is said not to have been there more thati five minutes when he
was found dead on the spot. The exposure to the gas from the tank in the second
case extended for much the same period.
It is apparent, thei'efore, that the greatest possible differences in the posi-
tively poisonous influences between different products of organic combustion may
and do exist. Such slight differences between the chemical composition of differ-
ent gases as between carbon dioxide and carbon monoxide make it impossible to
distinguish the inert from the actively poisonous.
In health, but especially in certain foms of disease, there are, however cer-
tain other products of organic combustion which demand close examination.
Most persons are conscious, on entering a shut up room, of what they call a close-
ness ; all know the strong emanations from the persons of laboring men who
perspire freely, while the animal odors from the dirty clothing of workmen in
damp weather as experienced in a street car, sufficiently indicate the existence of
volatile animal compounds not yet definitely analyzed chemically, but which may
have effects distinctly injurious to health.
Dr. Thorne Thorne, President of the Local Government Board. Eng., speak-
ing on diphtheria before the Sanitary Institute recently, referred to the definite
evidence of the increased prevalence of diphtheria along the Thames, where Lon-
don manure is stored, and further refers to the very general prevalence of sore
throat, deep ulcerations and other evidences of past inflammation in the throats
of the inhabitants of such places as the Welsh valleys, where the cottages are
erected on the slope of a hill, " built right into the hill sides so that the walls are
-always wet, the floors are mud, covered with porous brick or not ; thus damp is
secured."
Similarly in an outbreak of enteric fever at Lambton Mills, investigated by
the Provincial Board and reported upon in 1^^(S5, the discovery was elicited that in
every cottage along the street within range of the influence of the emanations
from a slaughter house less than 100 yards from the street where the offal and
blood were fed to pigs kept alongside, one or more cases of fever occurred in sev-
eral houses, with a death in every house.
22
57 Victoria. Sessional Papers (No. 12). 'A 1894
The most notable examples, however, of these malign influences from the
products of organic combustion are in the detailed statements of the fatalities
which have from time to time occurred in the practice of physicians and Medical
Health Officers reporting outbreaks of diphtheria and typhoid to the Provincial
Board. Instances are very frequenth' reported where the outbreaks have occurred
in old I02: houses, but the malarial conditions, while asfgravated by such a build-
ing, are such as we must conclude from evidence, depend directly on the over-
crowding and absence of ventilation in small houses, as, for instance, in the new
settlements of Muskoka or Nipissing, where many members of a family are forced
to live in the one or two rooms of the house. Such instances do further, however,
occur in our towns and cities, where successive cases of diphtheria are treated in
the same ill-ventilated chamber.
3. Filtk from Clotldng, Occujjations, Streets, etc. — Too much can hardly
be said with regard to the part played by clothing, and notably shoes, in the pol-
lution of the air of living rooms, and notably of schools. Thehlth containing not-
able proportions of organic materials, settles on the floors and works into the
cracks and under them, and through its decomposition produces notable amounts
of ammonia, and other organic decomposition products. Emmerich's experiments
on the organic products in the deafening between floors in a prison at Arnberg
and the repeated outbreaks of pneumonia amongst prisoners have been frequently
^quoted.
But to filth introduced in this manner must be added those peculiar to different
industries. To illusti^ate it is only necessary to name some of the trades referred
to in the annual report of H. M. Chief Inspector of Factories for 1887 : Thus,
flax spinning and weaving, print works, rope and twine works, shirt making,
shipyard and engine works, tobacco factories, confectionery and jams, soap and
candle works, lucifer match works, scutch rr.ills, corn and flour mills, hosiery
machines, shoe factories, iron works and cutlery with all their stages, from forg-
ing to dry grinding of blades and of bone handles, form some of the chief indus-
tries reported upon.
There is, however, quite another class, and a most important one, from the
health standpoint dealt with under the heading of noxious tiades in the reports
of the Medical Officer of the Local Government Board. These include : knack-
eries, bone-boiling and soap-making, fat-rendering and tanneries, in all of which
the materials are organic animal matters in a state of decay. These in this coun-
tr}'' are added to by certain cheese factories with their attendant piggeries. In
this class the air breathed is not only maleficent, but the dangers of putrefactive
germs producing toxic effects on the employees are of a most positive character.
These examples am.ply illustrate the almost innumerable conditions under
which the population of the Province exists for a large number of hours daily,
and unfortunately it happens' that those so exposed during working hours are
the same in many cases that dwell in the most unsanitary parts of our cities and
in the smallest houses in such districts. It may fairly be said that while in
Ontario, as yet, the conditions of the great cities of Europe and the United States
prevail to only a very small extent, yet it is matter for earnest enquiry as to
whether it is not a fact that we have many of the conditions existing in every-
thing but in the matter of a closely packed population.
As pointed out by Dr. J. B. Russell, Medical Officer of Health of Glasgow, in
a census taken in 188(S there were 'I-i-A') per cent, of that city's population living
in one room, while 44.7 percent, lived in two rooms. The mortality per 1,000 in
the first case was 27, and in the latter 47.
23
67 Victoria.
Sessional Papers (No. 12).
A. 189^
The first exhaustive and most instructive study of similar urban sanitary-
conditions in America is that undertaken during 1891 and 1892 by the state
authorities in the City of Boston. To illustrate the problem under discussion, I
find the foUowino- condition stated in the Massachusetts report :
That 273,783 persons, or 87.93 per cent of the entire population was found
in rented tenements, of which 31.02 per cent were under the third class, ca,lled
fair. Under this class are placed in the report tenements classed as poor or bad,,
with regard to light and air, ventilation and cleanliness. That such conditions
in their vai'iations play a dominating influence on the health of inmates may be
gathered from a table given, showing the percentage number of persons sick in the
diflJerent classes of tenements. Of the population in these there was an average
of 21.6 per cent. sick. Variations from this were numerous. Of this number
there were 1.03 persons to a room. The number of sick persens, however, while
amounting to 21.6 per cent, of the total population of the tenements, in which
sick persons were found, constituted but 0.61 per cent, of the total population
found in rented tenements. The average number of persons to a room in all
rented tenements in the city was 0.91, while in those where the sick were there
was one to 1.03, hence one-tenth more crowded. The following' table gives an
accurate idea of the number of persons to a house, and the relation which cer-
tain houses bear to the total population :
Number of
houses.
Population.
Percentages.
Number of Persons to a House.
Houses.
Populatiop.
Under five persons
Fi ve, biit under ten
Ten, but under fifteen
8,342
15,893
7,934
4,051
36,220
25,809
109,024
92,1.56
84,407
23.04
43.88
21.90
11.18
8 28
35.03
29 59
Fifteen and over
27 10
311,396
100.00
100.00
From the comparison of these figures with those of figures in English
reports of factory inspectors it will appear that the average number of persons
per room will, in a rough way, indicate the relative number of cubic feet of air
space.
In -the paragraph of the English report for 1887 regarding sweaters it is
stated by the Inspector : " I can state that in most of these workshops wher;.'in
" young persons are employed there is a manifest improvement in sanitation and
" a reduction of overcrowding to 2-50 cubic feet for each person on day work and
" to 400 for persons on night work."
Incidental to limited spac- is necessarily associated the evil of imperfect ven-
tilation. In most instances where overcrowding is greatest the rooms occupied
are in old buildings erected many years ago when hygienic problems were new
and their meaning as little understood as the necessit}' for their discussion.
4. Existing Condition of Buildings. — Whatever facts have been set forth in
the several statistics alreadj^ quoted with regard to the number of inmates of
rooms, to the cubic space of workrooms, etc., it is manifest that their lij'gienic
bearing must be most intimately related to the question of their mode of construc-
tion in various points, such as materials used, their drainage, their walls as
regards warmth and dryness, their lighting and their cubic air space. The gen-
eral principles which have ruled in this matter have been already referred to ;
but it will be proper to here deal with some of the details of the problem.
24
57 Victoria. Sessional Papers (No 12). A 1894
(a) Materials. — Taking: the city of Toronto as illustrating a city with a high
relative standard of construction it may be said that the material of outer walls
is practically all brick. While the brick is fairly well pressed and burned it is
only necessary to observe the north-east walls of exposed houses after a heavy
storm to know that the brick wall in many cases has become perfectly saturated
with moisture and that it takes several weeks before the dampness disappears
even from the outsid.- surface. The introduction of pressed brick is seen in a
number of better new structures, but it may be said that in this matter the
materials are defective.
(b) Drainage. — As regards drainage it is only stating the results of common
observation that on this continent, exceot in houses in the large cities, and even
there, except in those of most recent construction, dryness of foundation walls is
wholly a matter of accident. If the soil be sandy or gravelly at the bott'mi of
the cellar the latter is dry; if clay, then almost as certainly the cellar will be damp
or even wet. In the city of Toronto this is well exemplified, the ground rising with
a gentle incline to a height reaching 150 feet or more at the northern limit above
the lake level. The Erie clays outcrop along the whole shore and so continue for
a mile back therefrom where it is irregularly overlaid with a sandy loam. This
receives large amounts of water both from the rain and by the sualcage from the
high ground or ridge to the north of the city. Cellars in the older city were
always damp and were always wet after heavy rain;?. In the newer city to the
north many of the cellars are quite dry, the drainage level being on the clay lying
lower than the foundation walls. Here and there where the sand thins out on
the clay springs have appeared even in cellars.
The absence of sewers in the early days prevented any drainage of founda-
tion walls being carried out in many cases, and while the numerous street sewers
have tended to lessen the ground water, yet it is only necessary to visit some of
these old cellars in order to obtain some a curate idea of their unhealthiness.
Excavations with the enlarging of buildings in the centre of the city have gone
on in some places with a neglect to fully remove the soil polluted by old privy
pits. Such a condition may be witnessed in several of the large King street and
Vonge street establishments to-day ; while in some instances several of these
cellar apartments ar& occupied all day as showrooms, lighted wholly by electric
lights, and with floors of ri)ugh boarding, lying practically on the damp clay with
unventilated spaces below it. In some of the older residences cellar kitchens still
exist, l)ut these will soon disappear as the building of such in this province has
))ractically cease-l.
Apart from the danger from organic decay in damp wood in such instances,
there is the further result that on such clays the houses will be damp from the
moisture through capillary action extending up the walls, while the too frequently
porous brick and >olid wall makes the latter in damp weather a factor in the
dampness of rooms. The evil effects of dampness in living rooms is a matter of
notoriety in damp climates, as in England, and there provision in modern houses
is very generally made against it ; but here such provision is rather the accident
than tlie rule.
The specific efiects of dampness do not seem to have been specially studied,
but they would appear to be in some degree due to the moisture promoting the
gi'owth of fungoid and putreiactive vegetation in the organic filth which is present
under and in the floors, in the wainscotting, in the walls, spaces, etc. These
effects, readily recognized in a room kept closed, as for instance a parlor
opened only on Sunday with the light carefully excluded by blinds, are due to
annnoniacal and other products of such decomposition and seem to have definitely
debilitating effects on the residents of such houses.
25
57 Victoria. Sessional Papers (No. 12). A. 1895
(c) Sunlight. — The presence of sunlight Id dwelling looms must be considered
as an essential to good health. It plays several important functions. The direct
rays of the sun are considered as actively promoting the assimilation of nutrition
by the tissues of the body and the formation of vigorous blood elements. It fur-
ther acts directly in the destruction of organic matters in the pre-ence of oxygen
and is antagonistic to the life and development of fungoid and bacterial forms.
It is unnecessary therefore to illustrate how its absence must inevitably tend to
the reduction of health in the persons of employees whether in factories and
workrooms or in their living rooms ; but yet more detrimental is such absence to
children who during the formative period of life demand that every opportunity
be given them for healthy development. If, however, owing to the methods of con-
struction necessary to buildings in cities direct sunlight be in some degree limited,
it is most essential in schools and workrooms, where close work with the eyes is
necessary, that the light be ridmitted in such a manner as not to have cross lights,
etc., to injure the sight.
That the educational methods of to-day are tending to evolv^e a race in whom
abnormal vision is coming to be looked upon as inevitable has become a matter of
common remark ; and while such effects are not in my opinion due wholly to
improper lighting of schools, but rather to this with the debilitating efiects of
overcrowding and oversludy, yet in the construction of buildings and notably of
schools this matter must receive much greater attention in the future than it has
in the past.
5. Practical Remedies. — In no country has such constant and systematic atten-
tion been given to the questions we have been considering as in England, and
until recently every country looking for information as to the remedies for such
evils has turned to the public Reports of Great Britain.
There are annually published reports of the Local Government Board Medi-
cal Officers, of the Veterinary Department, Inspectors of the Rivers Pollution and
Alkalies Act, of the Factories and Workshops, as well as the most valuable
reports of the Medical Officers of Health of the larger cities.
In later years for definite experimental work on questions touching this
problem, German and French scientists have greatly added to our knowledge as
to the causes productive of the many evils growing cut of .such conditions ; while
the work of Boards and Commissions in the United States, notably in Massachu-
setts, has shown the serious evils of city building even in that new country, and
regulations have been made with a view to mitigating the same. What has been
begun in Ontario, Canada, will be referred to in its place.
It will be noticed in the provisions contained in the resumes of diffisrent
Acts printed below, that the following matters are chiefly those legislated upon :
(1) Proper ventilation ; (2) cleaning of walls ; (3) protection against dan-
gerous machinery ; (4) regulation of hours of labor for (a) women, (6) children ;
(5) preventing young persons being employed in theatres, etc. ; (6) supplying seats
for women when not actively engaged ; (7) abolition of tenement-house work-
shops ; (8) weekly or bi-weekly payment of employees ;. (9) providing for
destruction of infectious garments.
From the subjects indicated above, regarding which legislation has been
passed, it is plain that serious endeavors have been made to ameliorate .some of
the more serious evils which exist, and viewing the legislation of Ontario, a pro-
vince in which few large centres of manufacture exist, it is apparent that the
Act provides for much regulation of the evils which tend to occur. It would
appear, however, from an examination of the annual reports of the Inspectors
appointed under the Act, that hitherto the work done has partaken very largely
26
57 Victoria. Sessional Papers (No. 12). A. 1894
of an educational character, whereby the intentions of the law to protect both
employer and employee, have been set forth, and practical advice in the matter
of protecting machinery and the ventilation of factories has been given.
With the increase of population and the extension of manufactures, it is appar-
ent, however, that some more definite and systematic plan of performing this
work will be demanded. Complaints are being constantly made to the Pro-
vincial Board regarding local nuisances of the most diverse character ; while the
travelling public complain regarding hotel, railroad and steamboat accommodation
in the matters of cleanliness and necessarj- accommodation. At present there
are the local boards of health, the boards of license commissioners and the pro-
vincial factor}^ inspectors, all of whom have jurisdiction in some of these matters,
and whose work in some way ought to be systematized with a resultant efficiency
and economy.
Factory ami Workshops Legislation in Enyland. — In 1802 an Act entitled " Factory, Health and
Morals," (42 Geo. III., c. 73), was passed by Sir Robert Peel.
This Act was memorable in the history of social legislation as being the first to recognize the terrible
evils of the factory system.
Also in 1819 (53 Geo. III., c. 73) another Act was passed, whereby no child was to be employed till
nine years of age, and no person under sixteen was to work more than, twelve hours a day.
A succeeding Act in 1825 (6 Geo. Ill , c. 63) improved on this by limiting the Saturday work to nine
hours, and directed that a register should be kept in every mill for entering each child, such book to be a
voucher of the age.
By the Act of 1831 (1 and 2 Wm. IV., c. 39) it was provided that no person under the age of twenty-
one should be allowed to work at night. The hours of labor were fixed at sixty-nine per week, which
might be extended three hours to make up for lost time. ,
All these Acts were practically inoperative from their possessing no adequate compulsory clauses, a
failing which was not remedied till 1833, when Lord Ushley introduced a B'U (3 and 4 Wm. IV., c. 103) of
which the salient points were as follows :
Persons under eighteen were not allowed to work at night in factories, or for more than twelve hours
per day, except for lost time, at the rate of three hours per week ; the employment of children under nine
was prohibited, and also of children of eleven, twelve and thirteen for more than eight hours per day.
Certificates of age and appearance were required in case of children, and no child between thirteen and
eighteen C5uld be employed more than nine hours a day, or at night, without a certificate of age. The
great feature of this Act, however, was the establishment of a system of inspection ; four inspectors were
first of all appointed, and this may be said to be the real foundation of the present factory system.
By the Act of 1844 (7 and 8 Vic, c. 15) the factory inspection system was brought into a more compact
and official form, what might and what might not be done being defined, as well as protection given to the
inspectors in the execution of their duty. Sub-inspectors were appointed and a head office established in
London. In fact the system became for the first time a recognized department of state routine.
Another provision of this Act enacted, "That more efficient sanitary supervision be given children in
wet-spinning flax mills."
Also another provision provided for the appointment of certifying surgeons.
In 1847 a further restriction was passed on the hours of labor of young persons and females, viz. :
" To eleven hour.' per day or sixty-three hours per week."
During the year 18-50 (13 and 14 Vic, c. 54) the next Factory .\ct was p.assed, in which it was provided
that no young person or female should be employed before Gam. or after 6 p.m., and on Saturday after
"2 p.m. ; meals to be taken between 7.30 a.m. and 6 p.m., instead of 7.30 a.m. and 7.30 p.m. as before.
This Act, however, only referring to young persons and women, it was found necessary in 1853 to
supplement it with a similar Act for children.
In 1874 a very important Act was brought forward, viz. : " The Factory Act," Health of Women,
Young persons and Childien (37 and 38 Vic, c. 44). It dealt principally with the hours of labor and times
of meals, and provided that the period of work should be between 6 a.m. and 6 p.m., or 7 a.m. and 7 p.m. ;
that no one should be employed continuously for more than four and a half hours without an interval of
half an hour for a meal, and that two hours should be allowed for meals each day, except Saturday.
Children might be employed in morning or afternoon sets, or on alternate days for a whole day. The Act
also enacted that after .January 1st, 1876, the age of a " child ."hould be extended to fourteen, unless a cer-
tain proficiency was attained." During 1875 'a child could not be employed under nine, nor at the end of
that year under ten.
In 1878 another Factory Act was passed, the main provisions of which are as follows :
(1) All factories and all workshops where young persons are employed must be properly ventilated and
periodically whitewashed.
(2) All dangerous machinery must be securely fenced.
(3) The hours of labor for women and young persons under eighteen are limited :
(a) In textile factories to a maximum of fifty-six and a half hours a week.
(b) In non textile factories and in workshops where children or young people are employed to a maxi-
mum of sixty hours per week, with permission to work one and a half hours overtime forty-eight days a
year.
(c) In workshops where only adult women are employed to sixty-five per week.
(4) Children under thirteen are half timers unless they have passed the fourth school standard, when
they may begm full time work at twelve.
(5) Children under ten must not be employed in any manufacturing process.
27
57 Victoria. Sessional Papers (No. 12). A. Ib^^
The details of this work— inspection and oversight — cannot, however, be
entered into in this place, but enough has been indicated to show the need.^ of
such, and of some method by which it mar be carried out in the several munici-
palities of the province.
The complexity of society in this age, when scientific discovery is daily dis-
covering new processes of manufacture and new products, is creating new condi-
tions which must be dealt with by the sanitarian and the legislator, whether
municij>al or national. Cities have increased in a quarter of a century enor-
mously Vjoth in number and in population ; new avenues of trade and commerce
have been opened up ; but everywhere transportation facilities make the nearest
city the centre toward whicli the local population as individuals gravitate, and
•where, when once within the sound of her machinery, it would seem as if its hum
charms as the never ceasing roar of Niagara and casts about her votaries, too
often victims in their worship, silken threads as in%4sible and yet as fatal a.s
was the web of Xessus.
If the stay of this human tide in its flow citywards is not pos.sible ; if the
ru.sh and high pressure life of to-day is inevitable ; if its destructive influence on
human existence is equally certain, the mode of death only being changed, it is
manife.st that new methods of warfare, new weapons and modes of defence are
demanded. Such defences have been begun. The factory acts, the limitation of
hours of labor, the inspection of machinery, the compulsory attendance of children
for certain periods at .school, are all illu.strations of the fact ; while model tene-
ment houses and buil. lings for small families and housekeeping conveniences are
not unknowTi. -So, too, air spaces in crowded centres of cities, children's holiday
excursions, ho.spitals and children's refuges all indicate the attempt to deal with
the growing problem of the social life of to-day. These are, however, only as
lifeboat rescues or the .^^uccor of the kindl}^ peasant, who brings back to life the
unconscious mariner cast up on the shore from the ship broken on the reef
niinois Factory Lain. — Factory Act is e?gential]y a Sanitary Act.
1 1) A provision making sweaters shops eight-hour shops.
'2) Law proxades for destroying infectious garments.
(3j Limiting age of child workers.
(4) Thorough inspection of shop and factory.
'5j Eight hours per day and forty-eight pet week ; every female operative in the state and for chUdren
— as .sewing machine girls.
'6) Such require a doctor's certificate.
<7j The eight-hour order is supported by trades union men readily reporting every infraction of the
principle.
Oldo. — Factory Act regulating the employment of children.
(1; Provides for protection of health, limb, life and morals of children, and wholly preventing employ-
ment of children under sixteen years m certain dangeroas occupations.
Minnesota. — (Ij The Act of 1865 forbade intimidation of workmen.
(2) An Act of 1858 was passed regulating the hours or labor.
(3) The Act of 1879 was for preventing children nader fourteen being employed in theatres, dance
halls, etc.
(4) Id 1S89 was an Act creating inspectors of steam boilers.
(5i Ifi 18S9 an Act was passed requiring employers to famish female employees with seats when not
engaged in active work.
(6) In 1893 an Act providing safeguards against accidents : also required all cars used in winter to be
vestibuled .
Maisiachusctt$.—i^) Has abf/:ished all tenement house w.jrksbops wherein were employed others than
members of the same family dwelling therein, aad thase houses are licensed.
(2) Ten hours labor for women and children.
(3) Protecting of machinery.
(4) Employment of factory ini?pectors.
(5j Compelling provision of seat.s for female employees.
(6) Limiting age at which children wUl be employed. ,
(7) Weekly payments by aU corporations.
New Jertey. — (1) Regulation of employment of children by which no boy under twelve nor girl under
fourteen shall be employed in a factory with machinery.
(2,1 General factory laws which relate to the health and safety of employees.
28
57 Victoria Sessional Papers (No. 12). A. 1894
^Vllat is demanded by public health or state medicine is that the ship be kept t»ff
the rocks, that her streiij^th, her electric litjhts, her machinerr and the discipline
of her seamen be such as to ensure her safety Jind prevent the necessity for life-
boat rescuers. Our schools and factories must be larije. lii^ht and airy ; clean-
liness in all that it implies must prevail. These conditions to even a ij^reater
iiegree must be present, in the home and on the street. The food, if plain, must
be «'hole.some ; the milk and water, if limited, mast not convey ilisease.
Such conditions are in localized and limited instances beginninj]; to prevail ;
and such shall be the law of life when the evolution of social life shall have been
completed.
" ThJa fine old world of ours is hut a child
Yet in the p^cart
Then' is a hand that fruides. "
£9
57 Victoria. Sessional Papers (No. 12). A. 1894
PART II.
SPECIAL REPORTS.
57 Victoria. Sessional Papers (No. 12). A. 1894
THE CHAIRMAN'S ANNUAL ADDRESS.
By J. J. Cassidy, M.D., Toronto.
To the Members of the Provincial Board of Health :
Gentlemen, — In welcomin<? you to the first quarterly meeting for the current
year, it is pleasing to note, that, in spite of the wearing effects of time and exact-
ing professional duties, all the members are in good health, and ready to co-operate
with one another and the public in carrying on the beneficent and supremely use-
ful work, for which this Board was called into existence. The extent and com-
plexity of that work necessarily increase with the growth of population in Ontario,
«,nd also from the greater attention which is now being paid by the people to the
prevention of disease. This change in public opinion, and the improved methods
resulting from it, may fairly be attributed to this Board; for it has been our
happy fortune to advise the Government of Ontario in laying the broad founda-
tion of public health legislation in this province, and it has also been our privilege
to build on that foundation a solid superstructure of medical observation and use-
ful instruction for the people.
As the outcome of that legislation and the official work of the Board I feel
-confident that material gains have resulted to the people through the prevention
of death and the reduction of expensive outlays, which necessarily arise from the
presence of infectious diseases in families. It is also pleasing to know that this
work is effectively done through the operation of municipal laws, the people of a
municipality being thus educated to co-operate with their Local Board of Health in
preventing infectious disease, removing nuisances, improving water supplies and
substituting modern conveniences for the antiquated methods of a ruder age.
During the course of the past year the Board has, among other work, framed
special regulations for the cutting and storing of ice supplies in municipalities.
Amended cholera regulations were adopted on the 11th day of April, 1893, and
made to apply to that year only. As it appears, however, from recent informa-
tion, that cholera still prevails in Turkey and Russia, we ought to be prepared
for an outbreak next summer. There is no reason to doubt therefore that the
Government will be willing and anxious to put these regulations again in force,
throughout the province. About 10,000 copies of a carefully prepared cholera cir-
cular were also issued by the Board. This circular gave the people full inforraa- *
tion about the best methods of preventing the ingress of thao formidable plague, or
resisting it effectually, should it find an entrance into our country. A large edition
of pamphlet No. 1 was also circulated through the province. This pamphlet, as
you are aware, consists of rules for checking the spreading of infectious disease,
^nd Irints on methods for dealing with municipal and house wastes.
From a perusal of the annual reports of rural boards of health for 1893,
which have so far reached this office, I am free to say that several of the more
obviously useful hints, i.e., those respecting the substitution of earth closets for
privy pits, the cleaning of wells, the providing of dumping grounds for the reception
and treatment of town refuse and garbage, have been carried into effect in several
municipalities. Some important recommendations, based upon scientific data,
have also been made by the Board in the matter of obtaining pure water supplies.
For instance, the contiguous municipalities of Walkerville and Windsor have been
■advised to co-operate in obtaining a supply from the Detroit river, above the
3 (H.) 33
57 Victoria. Sessional Papers (No. 12). A. 1894
outfall of the Walkerville sewers, the experiments niade last September by the
officers of this Board having demonstrated, that the Windsoi' water supply is pol-
luted by the discharge of the Walkerville sewage which takes place further up
the river. The people of Windsor, however, do not favor the change in the source
of their water supply which we have recommended. It is eai-nestly to be
hoped, that they may be converted to sounder opinions before the recommenda-
tion of this Board is emphasized by the deaths of their citizens from typhoid
fever. The water supply of Deseronto has been approved of ; also that of Petrolia.
The committee on the disposal of sewage has presented important reports on the
pollution of W^aterloo creek by Waterloo town sewage, (a by-law has since been
prepared to remove this nuisance), on the sewerage of Ottawa, and the proposed
sewer systems of Walkerton, Lindsay, Chatham and Watford. The exceedingly
important question of steam disinfection by streaming steam was ably reported
on by the committee upon epidemics.
During the second quarterly meeting of last year, the Board learned officially,
that Manitoba had established a Provincial Board of Health ; and during the
third, that Nova Scotia had followed so excellent an example. There are rumors
to the effect that British Columbia contemplates taking a similar step ; and we
hope soon to leavn, that Prince Edward Island will recognize the wisdom of the
policy inaugurated by the larger and more populous provinces in establishing and
maintaining such boards.
With the exceptions of a few cases reported from the District of Algoma, last
spring, and seven cases, in the city of Hamilton, during the month of December,
the province has been free from .small-pox during the year. This is a matter for
congratulation, when we remember that several outbreaks of that disease were
reported from the States of Xew^ York, New Hampshire, Connecticut, Pennsyl-
vania, Ohio and Michigan, not to mention its general diffusion through the British
Isles. This disease, however, still continues to make progress in the United States,
more particularly in the city of Chicago, where 206 cases have been reported
since the first of January. It has been deemed prudc-nt therefore to warn Local
Boards of Health as to the necessity of enforcing vaccination and re -vaccination.
A circular drawing attention to the powers possessed by Local Buaids of Health
and councils in the matter of vaccination, as provided for in chapter 206 Revised
Statutes ot Ontario, and cognate information was therefore issued from this office
on the 11th ult. To quote the concluding words of that circular, "it is to be
hoped that each Local Board of Health will take prompt action in the matter, and
report without delay to the Provincial Board of Health the extent to which it has
taken advantage of the powers, given it for the protection of the municipality and
the province.
In perusing the reports of the Local Boards of cities, it is pleasing
to see that the Health Act is well observ^ed, and that the medical profession and
the people are anxious to assist in removing the preventable causes of di&ease.
In Brantford, however,- compulsory notification of contagious diseases is not as
well attended to as during the two or three previous years, and in tiie 0|)inion of
the Medical Health Officer of that city^ neglect in reporting cases of diphtheria
and scarlet fever has caused these diseases to spread. He also joins issue with
some laymen, who find an excuse for sanitary shortcomings about their houses and
premises, in the inaccurate statement, that residence in filthy premises does not
influence the spread of diphtheria and scarlet fever. He shows by figures, that, in
Brantftnd, filth, bad drainage, emanations from soakpits, etc., are more conspic-
uously noticeable in and about houses, where the severest forms of diphtheria and
scarlet fever, together with additional cases of the same disorder in each house, were
found. In Hamilton and Ottawa we are informed, that the school teachers are
34
57 Victoria. Sessiona". Papers (No. 12). A. 1H94
not supplied with Tonus, wherewith to notify the Medical Health Officer of the
existence of contagious disease among the school children. The Medical Health
Officer of Belleville is also of opinion, that contagious diseases would not gain a
foothold if promptly reported, showing thereby that he is not perfectly satisfied
with the way in which compulsory notification is carried out in his municipality.
However, from a perusal of all the available reports of Local Boards of Health of
cities, viz., Hamilton, Kingston, Brantford, St. Catharines, Belleville, Windsor,
Ottawa and Stratford, I am in a position to say that in our cities hygiene now
occupies a strong, unassailable position. As the Medical Health Officer of Kings-
ton says : " The citizens are learning to protect themselves by care and attentiort
to cleanline^^s. Never, perhaps, in the history of Kingston, has sanitary inspec-
tion been better done than last spring and summer. Owing to the threatened
danger of cholera, measures in behalf of cleanliness were very generally adopted.
So much so, indeed, that a greater amount of cleaning of premises has been done
in 1893, than in any former year. Foul cellars and other nuisances, which
had previously escaped the vigilance of the inspector, were ferreted out and all
objectionable matter removed." This general cleanliness, no doubt, had a bene-
ficial effect on the public health, and, accordingly, we are not surprised to learn,-
that there is a reduced mortality from preventable diseases in Kingston.
The same reft-rence to reduced mortality from infectious diseases is noticed
in the report of the Medical Health Officer of Ottawa. The council of the
Dominion capital has erected a new isolation hospital, and in the opinion of their
Medical Health Officer, should also have erected a cremation furnace for the con-
sumption of town rubbish and garbage. In this opinion I cordially concur, and
I also venture to express the hope that the 4,000 privy pits of the capital may be
speedily filled up and replaced by earth closets, under municipal control ; or, if
circumstances permit, that water closets be introduced into the houses in their
place.
The members will doubtless recollect that, in the early part of last y^ar, a
conference was held at Ottawa, between provincial and federal public health
authorities, re cholera, etc. The conference drafted a report, which was presented
to the federal government, embodying, in brief form, the several duties and
responsibilities, to be assumed respectively by the Dominion and the Provinces in
the matter of taking precautions against and dealing with any threatened invasion
of Asiatic cholera. The federal governuient deserves great credit for the thorough
manner in which it carried into effect the recommendations of the conference.
Now that the danger for 1893 is over, the gentlemen composing that conference,,
and Canadian public health authorities generally, have the satisfaction of know-
ing, that not a single case of cholera was imported into Canada, and that, even if
any cases had reached our shores, an)ple precaution had been taken at quarantine
to prevent the dissemination of the disease. Small-pox has also been prevented
from reaching us through the St. Lawrence, though ships, containing persons ill
with that disease reported at Grosse Isle last summer. Owing, however, to efficient
precautions having been taken by the superintendent at that station fresh cases did
not occur. The vessels upon wliich the disease had appeared were disinfected, at
quarantine, provided with fresh crews and restored after a short delay to the pur-
poses of commerce. This is certainly a remarkable showing which of itself proves,
even if other similar evidence were wanting, that modern hygiene, properly under-
stood and skillfully practised is of the greatest utility to the trade and commerce
of this country.
It will be the duty of this Board to consider the advisability of framing
regulations providing that the l)odies of persons, who have died of scarlet fever^
shall be interred, with the least possible delay, and with the usual sanitary pre-
35
57 Victoria. Sessional Papers (No. 12). A. 1894
<;autions in some cemetery of the municipality, in which the death has taken
place. As you are aware, regulations of this character apply to the burial of the
bodies of persons, who have died of small-pox, cholera and diphtheria. Scarlet
fever, while not quite so much dreaded as the diseases just mentioned, is often
dangerous to life, and, as the number of children in this province, liable to be
attacked if exposed to it, is now considerable, the prudence of minimizing this
danger will doubtless commend itself to your judgment.
An important report, dealing with the question of the transmission of tuber-
culosis to man, particularly from animals of the bovine race, and giving the
results of an extensive scientific study of that question, will also be presented by
the committee on epidemics.
It is sad to relate, yet nevertheless true, that typhoid fever is reported from
all the cities of the province. I have been curious to learn the number of towns,
townships and villages reporting the presence of that disease. The figures taken
from the available reports of Local Boai-ds of Health for 1898 ai'e as follows : —
Towns with typhoid fever 30
Towns without typhoid fever 18
Total towns reported 48
Percentage of towns with Lyplmid fever to total towns . .62.5
Townships with typhoid fever 87
Townships without typhoid fever 182
Total townships reported 2(jy
Percentage of townships with typhoid fever to total
townships 32.3
Villages with typhoid fever 21
Villages without typhoid fever .58
Total villages reported 79
Percentage of villages with typhoid fever to total villages 26 . 5
The percentages for 1892 are almost identical Towns, 6-5.9; townships, 87.2 ;
villages, 38.3. Typhoid fever is therefore reported from all our cities; from 62
to 6.5 per cent, of oar towns ; from 32 to 37 per cent, of townships, and from 26
to 38 per cent, of the villages.
Now, from the consensus of medical opinion, it ma}' be said with almost abso-
lute certaint}', that the individual who contracts typhoid fever has been exposed
to excremental pollution of water or air. Professor Brouardel of Paris, president
of the Gomitee consultatif d' Hygiene, says that " the agents for the propagation
of this disease are the water we drink, the air we breathe, soiled clothing and the
hands of attendants." Water he believes to be much more frequently the carrier
of the infection than air. In this opinion, I think, most physicians in Canada
will be inclined to concur. I may say therefore that, while we admit that expos-
ure to emanations from leaking cesspools, untrapped, unsealed, or choked house
drains may prove the exciting case of typhoid, in particular instances, we feel
satisfied that, in the large majority of cases, this disease arises from the use of
36
57 Victoria. Sessional Papers (No. 12). A. 1894
water charged with excremental filth. It is a well known fact that, in all typhoid
outbreaks in country districts, the disease has its source in a well into which
runs the liquid from an adjacent dung heap or privy. Frequently also this foul
water finds its wa}'^ into the milk, which, in its turn, reaches villages, towns and cities-
Cases have also been traced to the use of cream, and some have probably occurred
through the use of impure ice.
I deem it my duty, therefore, to warn Local Boards of Health to continue the
energetic action, inaugurated so happily a year ago, and, as soon as the spring
opens to order a careful cleansing of drains, cesspools, and particularly of the sur-
face of the earth about outhouses and dwellings in their several municipalities.
Dwellers in sewered cities and towns should protect themselves by careful plumb-
ing in their houses, by endeavoring to secure the overhead ventilation of sewers
and moreover, when typhoid prevails in a municipality, the water and milk, if at
aU suspected, should be boiled. Mr. Shirley Murphy, Medical Health Officer,
London, in discussing the causation of typhoid outbreaks, at the International
Congress of Hygiene, of 1891, .said, "there was no doubt that boiling milk des-
troyed the germs of typhoid ; householders in his opinion ought always to boil
their milk ; this fact could not be too strongly pressed upon the public." From
the foregoing remarks, it will readily be concluded, that the most important work,
incumbent on a Local Board of Health, is to provide a good water supply for the
municipality. If the supply is taken from wells, then the latter should be pro-
perly constructed. Professor Koch, of Berlin, in a recently published paper on
" Water filtration and Cholera," shows how wells may be made perfectly safe and
free from disease germs. He writes as follows : " It will certainly not be easy
to arrange, that wells already in existence, even if badly constructed and danger-
ou.sly situated .should be gi\en up ; but that is not always necessary. It will be
comparatively ei\sy, in most cases, .so to alter the construction of the well, as to
remove all danger of contamination from above. It is only necessary to give to
the well the same protection, or apjiroximatcly the same protection, against con-
taminating percolations, by means of filtering layers of soil, such as exist in the
case of a simple pump. To achieve this, one should proceed, by filling the well
up to the highest water point with gravel and cover the gravel with sand, up to
the very top. Here, it is assumed, that the well is already provided with an iron
pipe, or if this is not the case, that it will be provided with one, before the gravel
and sand are put in. In this way, the well is turned into a pump, with the
advantage over other ordinary pumps, that its lower end dips into a layer, which
gives no resistance to the subsoil water. If it is proposed to keep the water
supply of the well quantitatively intact, in order that for instance, for purposes^
of extinguishing fires, a certain quantity of water should be at hand, there should
then be erected, above the highest point reached by the well water, a construction
of masonry or of iron, capable of lifting the protecting sand covering. But the
last .should never be less than two metres deep. It is also to be recommended,^
that the pump should not be erected immediately over the well, but some dis-
tance from it, and that it should be put into communication with the well by a
lead pipe. This would prevent the water of the well, which, when used for wash-
ing and other domestic purposes, becoming foul, Irom leaking into the soil around.
Wells, protected in this or similar methods, by good filtering layers, give the same
protection against the infection of water, as is given by the sand filtration of the
great water works. In fact, they really give greater protection, for they are not
exposed to disturbances in the process of filtration, and are also not affected by frost."
With regard to public water supplies, the same line of reasoning should be
adopted. If polluted with excremental filth, then the water should be filtered
befoi^e it is discharged into the mains- The correctness of this statement is.
37
57 Victoria, (Sessional Papers (No. li^). A. 1894
proved, by many testimoni .'S in Eni,'l;inil, an 1 on tho continent of Europe. It is
also confirmed by the experience of the Massachusetts Board of Health, in the
purification of the water supply of the city of Lawrence. The Lawrence filter
(cost $iiO,000) began its work on the Merrimack water September 20th, 1898, the
State Board of tlealth supervising^ the work, and now reporting, for the first two
months a large reiluotion of organic matter, and of all but two per cent, of
microltes. Also, that the i-emaining microbes find tlie organic pabidnm, on which
they subsist, so scanty, that tlie}^ not only fail to propagate, but actually perish in
the reservoir and pipes, so that only a half of one percent, survive to enter the
dwellings.
Gentlemen, I think I may say, that we all know of public water sup-
plies in this province in whicli a considerable reduction of the organic matter
atid a corresponding destruction of the microbes would be of the highest utility.
Let us hope, that, with the growth of a more enlightened public sentiment, and a
desire for physical perfection in the things whicli concern health and life, the
householder will strive to procure for himself and family, and the Local Board of
Health for all the families of the municipality, water as free from filth, as it is
possible to get it ; and then, there is no doubt that typhoid fever will cease to fill
.a conspicuous place in our annual reports.
38
57 Victoria. Sessional Papers (No 12). A. 1894
KEPORT OF THE COMMITTEE OS EPIDEMICS ON OUTBREAKS OF
SMALL-POX IN THE PROVINCE.
Prepared by the Secretary, P. H. Bryce, M.A., M.D.
To the Chait man and Members of the Provincial Board of Health :
Gentlemen, — Having learned of the existence of small-poxat Fort William
and Rat Portage in this province, and of a number of cases at Winnipeg, I pro-
ceeded on May 1st to the district with a view to inform myself as to the facts,
and of the measures taken to prevent the spread of tlie disease.
I first visited North Bay, a town of some 2,000 population, and found it still
with snow hardly disappeared, and the streets, lanes and yards with the collec-
tions of refuse created during the winter. The Local Board of Health, although
appointed, had not met this 3'ear, and the Inspector had only notified ratepayers
to clean up before the 15th of May.
I had an informal meeting with several members of the Board, and indicated
the necessity for prompt and extended action with a view to removing sources
of danger to health and to the end of preparing for the care of any cases of dis-
ease which might be introduced by immigrants passing that point. It is a point
of great importance on the through route to the North-West, as it is some twenty
hours from Quebec ami is the junction of the Canada Pacific Railway and North-
era railway, and has the immigrant trains both via the Sault and Port Arthur
passing through. These occasionally are delayed there several hours, and innni-
grants leave the train and mingle with persons at the station and also go into the
town. I'here is a public water supply taken from shallow water in Lake Nipis-
sing, which receives within a mile of the intake pipe at least one sewer from the
railway station. No sewerage system yet exists, but there is a number of open
<litches, helping to drain away surface wastes.
The next town on the line northward is Sudbury, the centre of a large min-
ing district, with probably a population of 1,500 in the town and a total of (),0')0
in the district. The town is well situated with a sandy soil, but is rather low in
the central portion, with a ])olluted creek running to the east of the town. It is
the centre of a judicial district, there being a provincial lock-up, and a police
magistrate. The town is newly incorporated and its Local Board has only been
organized, but cannot be sail I to have started work. The council liad, however,
1 ist week directed a town contractor to begin carting away refuse, and house-
holders were ordered to begin cleaning up.
There is no public water supply, there being, however, in addition to several
driven wells, a spring on the hillside, boxed in and from which water is hauled in
barrels at a cost of twenty cents per barrel. This spring is badly protected and
is suspected of having been polluted last autunui and to have been the cause of a
serious outbreak of ty|dioid. There is some talk of its being im])roved and a pipe
being laid to a tank in the town, supplying on its way the lock-up. This is
greatly needed both for lessening the cost of water and for fire purposes. At this
point the Sault branch meets the main C. P. Railway ; and in view^ of this fact
and the several outbr>3aks of small -pox, there is alarm lest a similar occurrence
may at any time take place there. It is 80 miles north-west of North Bay.
From this point the main line runs north-westerly pa-<sing a number of small
stations, tlie principal being Chapleau and Schreiber where the work shops are.
39
57 Victoria. Sessional Papers (No. 12V A. 1894
Beyond there are Port Arthur and Fort William at the head of Lake Superior
and tweutv-four hours luu from North Bay. The former of these is a town of
2,500 well situated on the hillside, and extending westward meets Foit William,
a new town on the fiat land between three rivers, of which the Kaministiquia is
the chief. Neither has a proper public water supply, although Port Arthur is
partially supplied by wells or by water carted in barrels. Some sewers exist in
Port Arthur, and both towns have a number of good buildings. They are con-
nected by an electric railroad. Both are in a fair sanitary condition although
cleaning up had hardly begun owing to the late spring. Diphtheria has been pre-
valent more or less in Port Arthur during the last year or so ; but few cases exisi
at present. There are Local Boards of Health in both towns, faiily active at
present, having had to deal with an outbreak of small-pox.
Some twelve hours by railway west of these towns are E,at Portage, Norman
and Keewatin, all practically together on the shores of Lake of the Woods, with
drainage into Winnipeg River. Rat Portage is a thriving town of 2,000 or 2,500
situated on a rocky Ibundation, much scattered but with good drainage, tir.st into
the lake thence into Winnipeg river. The houses are good, and lumbe'-ing is a
chief industry. The town however, had not begun to clean up and it stands in
great need of it. Owing to the large lumbering and mining interests there are
probably 5,000 people in the town and district, who make this their head-
quarters. This with the floating character of the population, as at Sudbury,
makes it peculiarly exposed to the introduction of contagious disease, and create s
a difficulty in dealing with such outbreaks. There is a Local Board, which with
an active Maj'or and Council, have shown much activity in dealing with the out-
break of small-pox.
Typhoid has in past years greatly prevailed, owing to the drainage into the
lake from which water has been hauled from along the shore in barrels at twenty-
five cents per barrel. Some scheme it is hoped will soon be adopted where! >y a
pipe will be extended into the deep current of pure water of the lake and carried
to some central high point convenient for domestic use and fire purposes.
I also visited Winnipeg and spent several days there and found a committee
of the newly organized Provincial Board of Health in session taking evidence in
an enquiry into the Smead-Dowd system of heating and ventilating schools.
The province of Manitoba is divided into four health districts and inspectors
appointed for each. The Inspector of the Winnipeg District was busily engaged in
connection with the small-pox camp. A general hospital and splendid isolation
hospital exist in the city and except in the important matters of a good and efficient
water supply and an extended sewerage system Winnipeg is well advanced in
matters of public sanitation.
The members of v^our Board have already been made acquainted through
the newspaper press with the several outbreaks of small-pox in this norttjern
district, the first case being one in the person of a servant engaged in a private
house in Winnipeg, who had arrived via Halifax in the S. S. Buenos Ayrean, and
the rest being either passengers on the S. S. Vancouver to Halifax, or persons
exposed on one of the two trains which carried immigrants from this steamer
westward.
On April 18th, two trains passed westward to Winnipeg the first of which
had a case of small-pox in a child. The child had apparently been sick twenty-
four hours or more, as the rash was well developed. The Canadian Pacific Rail-
way physician, Dr. Beck, of Port Arthur, was sent for and diagnosed the case,
locked the car and sent it on to Fort William, the divisional terminus of the
railway.
40
57 Victoria. Sessional Papers (No. 12). A. 1894
The details of the outbreak will be found in the report of the Local Board
herewith submitted.
The second train likewise had a child sick with small-pox on board. The
trouble created on account of the first case resulted in the second train beinjr
carried past Port Arthur directly to Winnipeg, the sick child it is said having
died en route. Consternation ensued, when the case was reported in Winnipeg,
and when it was known that the passengers from the same car and the other
cars were going about the streets and mingling with the general public. I fur-
ther learned, while I was in that city, that most of these immigrants were not
intending to stay in the Canadian North-West but were carried by the C. P.
Railway on tickets to Winnipeg and were there to buy new tickets to Dakota.
By a ruse most of these passengers were got into the train again and were at once
taken outside the city and quarantined in the cars. Thence they were subse-
quently moved into tents temporarily erected, one or two cars likewise being
kept for use. Some 300 suspects were in camp at the time of my visit, and nine
cases had occurred, two of whom have died. The cost of maintaining this camp,
in providing police, physicians, etc., is a most serious one, and the same may be
said of the camp at Fort William, there being some 67 suspects quarantined there
and seven cases wiih one death to date. Second cases occurred at both these
camps, most of those at Fort William being French -Canadians, who had boarded
the train, it is stated, at Ottawa. The Rat Portage case, which has also died,
was likewise a French-Canadian. He, with several others had gone west on the
train on the 15th, bearing the sick child to Winnipeg, and went to an hotel board-
ing house. On the 26th, taking ill, a physician was called, and on the 29th the
case was declared small-pox and was removed to a temporary hospital which was
hurriedly erected. The hotel was quarantined, with some seventeen inmates,
and a guard placed upon it. Trouble was with difiiculty averted, as the owner
complained of loss of his business. As several had been exposed it was feared
other cases would occur, but prompt vaccination it is hoped will avert the danger.
The future danger from these several camps will be of course when those exposed
are set free. The care being taken in extending the period of detention to twenty-
one days and in disinfecting, will it is hoped, however, avert it.
These several outbreaks bring into prominence a number of points which I
desire to bring to the Board's attention. Dealing with the outbreak as a whole, it is
apparent at the outset, that whatever may be said of the quarantine at other
ports, that at Halifax was, during the past winter, and is still, as seen in the fact
of immigrants by two vessels having within the month of April transmitted
small-pox to this province, most defective. That vaccination on the ocean vessels
is not practised regularly is seen in the fact of three cases 'of infection at least
being introduced; and that the unvaccinated are allowed entrance at this port
is equally apparent. That no great care even of inspection of the sick has been
carried out in these cases is learned from the fact that two of the cases had the
rash well de^"cloped when Port Arthur was reached, one child even having died
when the train had reached Winnipeg. Manifestly therefore, we have the following
points made plain, (1) that these immigrants were infected in Europe, there having
been, they say, a case of small-pox on the train on the continent on which they
travelled ; (2) that the ship surgeons are not obeying the quarantine rules
regarding the general vaccination of steerage passengers ; (3) that the port
examination for evidence of vaccination is neglected or wholly perfunctory, and
(4) that the i-ailway company knowingly transported two cases many hundred
miles after tlieir sickness was evident to the most casual observer.
41
57 Victoria. Sessional Papers (No. 1:^). A. 1894
Dealing with the matter as it affects the health of this province it is
manifest that when such a state of affairs is possible along the route of immigrant
travel, every municipality, but especially those towns at railway junctions and
terminal points of divisions are at any moment liable to be exposed to cases of
disease thus introduced, since trains are delayed at times several hours and
immio-rants mingle with persons at the station and visit restaurants and shops
purchasing provisions. What protection then, we may ask, is being afforded to
the citizens of these places, and the rest of the province ?
The relatively small size of these towns, their recent foundation, and
comparatively small wealth have necessarily made health matters of only slow^
growth, and as has been noticed, the routine health work of these toAvns is not
o-reatly advanced. As regards hospital ai'rangements, except in Port Arthur, there
is nothing whatever of a permanent character. There is there a well conducted
general hospital ; but except the temporary huts at present at Fort William and
at Rat Port ige, no structure whatever exists for dealing with cises of contagious
disease. A small private hospital exists at Sudbury mostly of U'^e for surgical
cases from the mines.
Recognizing urgency in this matter the letter herewith read was transmitted
by your Secretary to the Minister of the Department who thereupon communicated
reo-arding the matter with the several Ministers of the Federal Government.
Replies have been received that the matter is receiving consideration.
During my visit of inspection to the various towns I met with the health
authorities in each town and urged the following method of providing against
future dissemination of the disease :
1. That the municipality erect a permanent isolation hospital for use at all
times for diphtheria, scarlatina', etc., and that they have an annex or separate
structure for any ca-^es of small-pox or cholera which may arise. Such would be
equipped and have caretakers who would do the cooking, heating, etc.
2. That where perfectly equipped the authorities might then apply to the
Ontario Government for aid under the Charities' Act as a per diem allowance
according to the number of patients treated daring the year.
3. That the Immigration Department be asked to establish at three points
on this route, " Houses of Detention " for the care of suspects, these being under
the supervi.sion of the Local Board of the town or district. Thes 3 points would
be North Bay or Sudbury, Port Arthur or Fort William, and Rat Portage. The
method of procedure in these cases as regards division of cost, which seems
equitable, would be as follows :
1. The Local Board or a committee of two or more Boards wouhi control the
hospital and House of Detention.
2. The charges would be levied by them for all patients, on the patient in
the first instance, and if unable to pay, then on the person who is his legal
guardian.
3. If a poor person from the municipality, the latter would bear tne cost.
4. If from an outside municipality, then according to the Sraall-pox Regula-
tions, the first named municipality must take charge of patient and transmit cost of
caring for same to this Board, which I presume would a;tply to the municipality
or other authority responsible for his care. This procedure would be the same in
the case of suspects.
42
57 Victoria. Sessional Papers (No. 12). A. 1894
•5. If such persons were from outside the province and had transmitted the
■disease, it seems reasonable that the Provincial Poard of Health of .such other
province would bear the responsibility of collecting the charges.
6. If in an immi^'ant who had passed quarantine, then whether sick or a
suspect, his charges would be bornebyhimself orby the Immigration Department,
if a bona fide immigrant to Canada.
7. If a through immigrant to the United States, even though ticketed to a
Canadian terminus it seems only proper and just that the railway carrying him
should be responsible for his maintenance and cai-e. This principle should govern
immigrants whether by Port Arthur, Sault Ste. Marie, Sarnia or Windsor.
All of which is respectfully submitted.
P. H. BRYCE,
Secretary.
43
57 Victoria. Sessional Papers (No. 12). A. 1894
REPORT OF THE COMMITTEE ON EPIDEMICS ON CH( )LERA.
Adopted by the Board, August 19th, 1893.
To the ChairniaTi mul Members of the Provincial Board of Health :
Gentlemen, — It is with much pleasure that your Committee has to report
the continued freedom not only of the province but also of Canada fi'om the
presence of cholera.
While this continued immunity causes much reason for thankfulness, it has
been the cause of some apprehension that the newspapers announced the arrival at
New York of two infected vessels within the last fortnight. These vessels were the
S. S. Kararaania, clearing from Naples loth of July with 471 immigrants and a-
total of all on board of 524 persons, arriving August 3rd ; and S S. Massilia.
which sailed from Naples on the 22nd of July with 330 immigrants, arriving in
New York a day or two later than the Karamania. On the 10th of August both
ships were reported by the Medical Health Officer of New York Quarantine as
having been disinfected, all on board the Karamania remaining well. Since the
10th, however, a number of the passengers removed from these vessels to Hoffman
Island, the Station of Observation, were taken ill; the total cases to August 17th
amounting, according to newspaper reports, to 20 in all, with some 10 deaths.
These took place at Swinburne Island, the Hospital Station. On August 17th
the station was reported free of cholera. It is to be hoped that the increased
vigilance of the Inspectors of the United States Marine Hospital Service at
Naples and Marseilles will prevent the further importation of cholera from these
ports.
The freedom of Germany and England from cholera at the present date may
be taken as evidence that the splendid efforts of the authorities of these countries
so successful since the Hamburg epidemic of 1892, will continue to prevent any
serious outbreaks occurring in either of these countries, not more than one or two
cases seeming to have appeared in either country and these two have been promptly
isolated.
As was to be expected the disease had appeared in epid2mic form notably in
Podolia as well as in other Russian provinces, there being in Podolia 1,165 cases
and 350 deaths in the fortnight ending July 22nd. The official reports of cholera
in the Russian army in 1892 contain some interesting conclusions, some of them
being :
1. That quarantine, (as an embargo on traffic) is quite viseless in checking the
spread of cholera.
2. That "inspection stations " on lines of communication are useful in supply-
ing early aid to the sick, but do not succeed in checking the spread of cholera.
8. That concentration of large bodies of men in military camps proved last
year most harmful.
4. That every case of diarrhoea at such times must be regarded as cholera.
5. That liying companies of surgeons equipped for medical and sanitary
work proved exceedingly valuable.
As has often happened in previous epidemics the succeeding year finds the
epidemic greatest in fresh European centres. Last year it was on the German
Ocean, this year it is the Mediterranean. Up to August 1st there were over
12,000 pilgrims quarantined at El Tor near Mecca, and 6,000 more were there on
44
57 Victoria. Sessio^.al Papers (No. 12). A. 1894
shipboard ; but the precautions of the quarantine board have been causing a rapid
diminution of cases. Italy, France and Spain have many cholera centres ; but as
in the past years, a policy of suppression of information has been and is being
carried out in some of these, vrhich naturally causes a belief that matters are
worse than reported. The Italian outbreaks are traced to France, where the
policy of suppression is carried out en rigeitr.
The necessity for continued vigilance at all points, notably at ports of entry »
is thus made very apparent, and it is with much comfort that we behold the St-
Lawrence still able to report the absence of a single reported case either in 1802 or
1893. That should such occur they will be promptly dealt with, we have the
best grounds for belief ; and the Board may congratulate itself along with other
Provincial Boards that the representations made last year and during the winter,
to the Federal Quarantine authorities were accepted in the heartiest spirit of co-
operation as regards the St. Lawrence, and that our quarantine defences there
now are oi the first order.
The Provincial Board's action in adopting stringent cholera regulations,
and urging action on Local Boards everywhere has doubtless resulted in very
great advances in local sanitation throughout the province ; and it is with much
pleasure that your Committee can report a summer of almost unexi^mpled free-
dom from the diseases which usually prevail at this season. It is to be hoped
that the large amount of local work inaugurated will be continued and that the
benefits resulting in tiie past months will be perpetuated in succeeding years.
All of which is respectfully submitted,
PETER H. BRYCE.
C. H. GOVERN TON.
45
57 Victoria. Sessional Papers (No. 12). A. 1891-
REPORT OF THE COALMITTEE ON EPIDEMICS RE ISOLATION,
Prepared by C. W. Coverntox, M. D.
Gentlemen, — The vexed question of prompt isolation of contagious diseases
has for long been a disturbing one, medical attendants on such eases possibly
anticipating serious objection being made by the parents or relatives of the persons-
so afiected. At every Congress that I have attended since 1882 this most
important question has come up for discussion ; indications there were at each
meeting of an access of numbers to the absolute necessity of its adoption, if we-
were to accomplish a great diminution of the spread of such diseases. At the Geneva-
Fourth International Congress at which i had the honor of being delegated by our
Board as their representative, this subject was one of the most important ones,,
occuiiying the attention of members convened from all parts of Europe, meeting
with a large amount of approval but not commanding a majority of votes. An
Italian physician insisting upon the necessity of phthisis being added to the
number of infectious diseases, recommended that before the Congress ended a
resolution should be passed advising the necessity for having patients suffering-
from this scourge being relegated to an isolation hospital. The members of the
meeting, however, were not at that time prepared for the adoption of the recom-
mendation. At the next meeting some years after convened at Brighton,.
England, at which I was the Board's delegate, the same question of isolation
occurred, met with a greater amount of support than given at previous gather-
ings, but was still far from commanding a majority of votes. Success was
reserved for the seventh International Congress of Hygiene, convened in London,,
August 10th to the 17th, 1891, to which I)r. Cassidy and I were appointed as-
representatives of our Provincial Board. At this meeting your delegates urged
the necessity for having strict regulations in dealina; with infectious diseases and
prompt notice either hy the medical attendant or sanitary inspector to the
medical health officer so that the patient might be immediately isolated in the
residence of the patient, provided that a room for removal could, to the satisfac-
tion of the medical attendant, be found so situated as to cut off all communication
with other members of the household, otherwise the patient to be immediately
removed to an isolation hospital. Dr. Craik, of Montreal, concurred, as also Dr,
Prince, of Boston, U. S., Dr. Whitaker of Belfast, Councillor Coe of Halifax,
Councillor Bioos of Leicester, as also a large number of medical men from all
parts of Great Britain, and for the first time by a large majority the question of
immediate notification of infectious diseases and prompt isolation was carried. In
"Public Health," the journal of the incorporated society of medical health officer.-^-
Dr. Armstrong, the Medical Health Othcei- for Newcastle-on-Tyne, mentions the
introduction of small-pox into the Newcastle workhouse by a tramp, and the
subsequent re-introduction of the disease into the same place — also into common
lodging houses in the city by other tramps. Dr. Armstrong applied to the
Medical Officers of Health in large urban districts for particulars. The replies
furni-shed in response yielded information, the consideration of which cannot but
create a strong feeling of the need of a 'prompt and energetic rem^d^' for a gross
defect in the present system of the administration of pieventive medicine, viz.
that which allows the broadest spread of disease by vagrants. Of sixtj'-five
towns invaded, the Medical Officers of Health furnished the following particulars..
46
57 Victoria. Sessional Papers (No. 12). A. 1894
Thirty-seven towns or fifty-nine percent, had the infection primarily from vagrants.
The disease was brought secondarily by vagrants into thirty-six towns includin<i-
some into which tirst cases had also been brought by the same cla.ss of persons.
Such secondary infections occurred as often as nine times in Carlisle, Southamp-
ton and Sunderland, twelve times in Warrington, fifteen times in Keighly, eighteen
times in Blackburn, and no less thnn twenty-five times in Nottingham. In nine-
teen instances only out of the sixty-three towns reporting, was small-pox infection
stated to have been brought otherwise than by vagrants, and in seven of these it
was subsequently re-introduced by vagrants no less than twenty-five times, and
the epidemic is still going on. The majority (foity four in seventy-three) of the
Medical Officers of Health recorded theii' opinion that it is desirable that during
the prevalence of smallpox or other epidemic diseases all vagrants before leaviiio-
common lodging houses should be compelled to report their next place of destina-
tion to the master or keeper of such houses. Inasmuch as we are by no means
destitute of tramps in Canada, particularly in the winter season, it is possible
that in many instances the spread of infectious diseases uiay have had a common
origin, and I would suggest to our Medical Officers of Health, approaching to five
hundred in number, the importance of their giving particular attention to these
individuals on their first appearance in the towns or cities over which it is their
special i'unction to protect, as far as possible, the inhabitants from infectious
diseases.
All of which is resjiectfully submitted,
C. W. COVERNTON,
P. E. BRYCE.
47
57 Victoria. Sessional Papers (No. I'J). A. 1894
REPORT BY THE COMMITTEE OS EPIDEMICS OX AN OUTBREAK
OF TYPHOID FEVER AT CARLETOX PLACE.
Prepared et the Secretabt, P. H. BiiTCE, M.A, M.D,
To the Ghairr/mn and Merrrihem of tlte Provvacial Board of HeaUJi, :
Gestlemex, — I have the honor to report the results of the investigation into
ZM epidemic outbreak of fever in the village of Carleton 'Place.
It appeared from the correspondence herewith presented that there existed
in that town a large amoant of sdckness, which, as it was febrile in character,
wa* soApected of toeing typhoid- Aa, however, the Local Board of Health had
not had it reported a* typhoid by physicians, there was much doabt in the minds
of the general public and the Local Board both as to ites extent, severity and
cause. Several deaths having occurred by the first week in September, repre-
sentations were made to me with the resxUt that I visited the town on September
14ih and 15th.
The town preaents several features of sanitary interest Like other towns
in the district, it i-f sitoated along the Mississippi river (Canada), on a flat lime-
stone rock, fissnred in all directions, sometimes exposed, in erosions, but generally
covered with soil one or more feet in depth.
The town, until ten years ago, was principally a lumbering centre, several
lar«^ millji being situated there, and the class of lots and houses were small and
badly built Since the Canadian Pacific Railway junction was established there
the town has rapidly grown in importance, there being now some 5,000 popula-
tion living on an unusually imal] area for an Ontario town. The old houses are
largely wooden, but brick and stone are being eonstracted. As may be expected.
the cellara are shallow, being often excavated in the rock, and there being no
sewerage, they are very frequently receptacles of water. The water supply, till
within a few years, has been several public welli and a spring, bat recently a
number of private weUs have been bor^d. These are, as u-^ual, near the kitchen
door, and in the short lots not infrequently near to stables or privies. The bor-
ings are of various depths in the limestone rock, going down indefinitely, ^par-
ently, until some fissure or space a<rljacent thereto is reached, where water is
obtained flowing within fifteen or twenty feet of the surface;, in most inst^mces.
There is no regular scavenging system, in many instances no lanes; and
while Mr. Macpheraon, the Inspector, has shown this year unusual zeal and
ability, yet handicappe^l by circumstances, he has been unable to make the town
clean. In addition ' its, there is up the stream and within the
town an area of saw :,me twenty acres in extent, soakage there-
from being constantly towara the river which flows through the town, and is
used by some for drinking purposes.
From the conditions already thus briefly described, it will be easy for the Board
to understand that with a summer of abundant rainfall conditions have existed
both on the surface and within the fissured underlying strata for pollution of any
^vater sTip}>ly exposed even from some distance, to pollution with organic matter
<if either an animal or vegetab^ le character.
4£(
57 Victoria. Sessional Papers (^o. 12). A. 1894
Rogardiug the onbbreak ot fever itself, it appears that in the autumn of 1892
some thirty cases of fever occui-red, called by some physii-iaus typhoid, by
others variously bilious fever, gastritis, enteritis, or remains of la grippe.
In the euil ot winter and spring months another severe outbreak of appar-
ently speciHe disease occurred of a choleraic character, diarrhcva being a prominent
symptom of the disease, popularly being called cholerine.
In early July the jiresent outbreak of fever began, and by the tunc of my
visit some 150 cases had occurreil, called fever, and by some gastritis. As, how-
ever, some four deaths had occurred at the time of my visit and several were
then lying very ill, and as several of these had intestnial hj^morrhage and col-
lapse with the other syntptoms of severe enteric fever, it was not ditlicult to
conclude that the fever, which presented especially gastric and enteric symjitoms
«ven in the many mild cases, man}' ot' which were continued fevers, of moderate
elevation o( tem[>eiature for several weeks, unist be set down as enteric fever, as
seen so frequently in Ontario during more recent 3'ears.
Having inspected the town and met several of the members v( the Local
Boaril of Health and town physicians informally in the forenoon, and subse-
quently at a s[)ecial meotiug of the Local Board ()f Health ; having had read the
minutes of the meetiugs of the L.ical Board for the past three months along with
other i-eports of the Sanitai\y Inspector, there being no medical health titlicer,
two of the local physicians who had accepted the B )ard's re([uest to be present,
stated their experience with the outbreak and their conclusion that the disease,
mild at tirst, had shown in several later casos the various signs and symptoms of
true enteric fever, and therefore believed that the disease was so to be classed as
typhoid. This being the case, the ]H)iiit was raised by me that they had neglected
to notify the l>oard, when it was stated by them that so much odiinn was being
cast on them by otlier physicians in giving the town a bad character by
saying typhoid fever was present, that they disliked appearing so to speak as
informers. However, the mayor and Board stated that they were aware sickness
in large amount was present, that they were having too much of it, and that tiicy
wanted to stop it if possible.
1 then briefly reviewed the history of the several outbreaks, and the insajiit-
ary ct)ndition of the town, and pointed out the inevitable result of such vvater
supplies in a town yearly growing more populous, and refuse becoming larger in
amount.
1 pointed out that the sawdust deposits must be eonsideretl responsible for
the malarial character of some of the cases in the vicinity of the river, and con-
cluded by stating that while 1 should be pleaseil to have an extended examina-
tion of the various waters maile, it was hardly necessary to point out that the
evils wouKl increase until a, pure water supply was introduced from up the river
above the sawdust or other source of pollution.
The Boaril at once agreed to take action, and I adviseil that under section
78 of the Public Health Act, physicians not reporting cases of fever should be
consitlered as violating the Act, anil slu)uld be dealt with aceonlingly on tlie
ground that, unless reported, the lx)ard was not in a position to investigate the
local cau.ses of the disease.
The results of Mr. Macken/,ii>'s auahses oi' the wati'r saniplos are herewith
submitted.
At last advices, owing probably to the advice of the eireular whieh was
issued being acted upon, the epitlennc was decreasing.
4 (11.) 4.0
57 Victoria. Sessional Papers (No. 12). A. 1894
As the result of the analyses I would advise that wells numbered 4, 6, 8, 9,
10, 11, 12, l.S be permanently closed, as being polluted with soakage of animal
organic matter, and as having directly caused several outbreaks of disease. JSonie
of these wells, as shown by excessive chlorine, show sewage pollution from pri-
vies, stables, etc., to a very high degree, while 'others show organic matter in
excess, notabl}^ in No. 1^^, moi e manifestly due to surface tilth. With regard to the
Queen's Hotel well, the analysis shows such nn extraordinary degree of sewage con-
tamination, both as regards free ammoni i, albuminoid ammonia and chlorine that
the well can only be described as showing evidences of sewage pollution so great
as to make the well water more comparable to sewage water than to drinking
water. It is not without reason that the ill-health of the inmates of this hotel
had become a subject of remark.
All of which is respectfully submitted.
PETER H. BRYCE,
C. W. COVERNTON.
50
57 Victoria. Sessional Papers (No. 12). A. 1894^
REPORT OF THE COMMITTEE ON EPIDEMICS ON AN OUTBREAK
OF DIPHTHERIA AT MT. DENNIS.
Prepared by the Secretary, P. H. Bryce, M.A., M.D.
Mr. Chairman and Genti,e:\[Ev, — I have the honor to present the report
of an inspection made in company with the Medical Health Officer, Dr. Page, inta
he outbreak of diphtheria which has prevailed more or less at Mt. Dennis since
ast March.
Complaint having been made by residents of the district to this Board,
I was instructed to inspect, and did so on October 7th.
A number of persons directly interested in the matter met us by appointment
at the .<chool hou>e, and from them I gathered the following facts :
1. That in March four childrf^n of a Mr. Marshall sutFered from a slio-ht
attack of what was called ulcerated sore throat by the physician. Three of
them attended school. Tlie first, aged 14, had it first, and the others took it
subsequentl}' from him. They were sick only a few days each, so Mr. Marshall
stated. These children returned to school when better, no disinfection of any
extent havino- been practised.
2. (a) Eddy Lockhead, a school boy, took the disease in April, was not very
sick, but it continued for a long time ; (6) Baby Lockhead took sick from the
brother and died; (c) Mrs. Lockhead followed. Regarding this family I learned
that Lockhead is a milkman ; that Dr. Fae, Toronto Junction, attended the
case; that neighbors, (notably Mrs. Somerville), visited the house when the baby
died in April, and later when Mr. Lockhead w^as sick. It appears that durino-
these several weeks of sickness the disease was not called diphtheria in this house ;
certainly it was not reported to the Medical Health Officer.
8. (a) Mrs. Somerville took the disease about a week after visiting the
Lockhead house; (6) Heward Somerville took it a week after; (c) Agnes
Somerville took it at the same time. All of these died. Dr. Harris attended
this house and it is stated that not till he visited the Sbmervilles did any
physician call any of these cases diphtheria.
4. Mr. Pearen's child took diphtheria in ihe latter ])art of July and died.
The child had a week before been in Mr. Somerville's house. Mr. Somerville's
house had been, however, it was thought, thoroughly disinfected. Mr. Pearen
believes that the fatal results, if not the origin of the disease, were due to the
effects of a piggery where otf'al is fed in the vicinity.
5. Mr. Piggott's l>oy at present sick, had been off and on at school durino-
the previous month. Children of a Mr. Jewitt have come recently to this school,
from Toiontu Junction. The}- are stated to have had diphtheria last winter.
It is hardly necessary to diiect attention to the relations between these several
outbreaks. The last outbreak in its relations requires further investigation.
That infection may exist in the school still is po.s.sible ; bm, 1 think the
cleaning and disinfecting already carried out and which is still to be followed up
will eflectualh' remove any fears from it. unless it becomes i-e-infected, which of
course is always possible unless the trustees, teachers and physicians use every
precaution.
51
57 Victoria. Sessional Papers (No. 12). A. 1894
I further investigated the piggery of Mr. Joseph Yetman, situated to the
east of the Weston Road, and from 100 to 200 yards from the principal houses of
the settlement.
I found one main pig-l>en containing 32 pigs mostly small, and an outer one
with eii^ht or ten. The floors inside were in fairly good repair, but filthy ; while the
yards outside were filled with portions of broken boards, and so burrowed into
hollows that with rain they must become very filth}^
To the east of the main pen is a small boiler room, with a bricked-up furnace
on which was an open pot of two or three feet diameter.
I found the pot filled, with fire underneath ; on top were potato peelings
recently laid, beneath which was fresh offal — liver, entrails, etc.
The second, smaller pen was of the same broken character.
Neither one is s) constructed that it could be kept clean and free from
nuisance without much trouble.
Mr, Yecman came to the pens during my inspection and answering enquiries
stated he commonly kept 60 or 70 hogs, bjt had the day previous slaughtered
and shipped a number of large ones.
He further stated that all that he boiled were potatoes, cabbage, etc.
He thought his pens in good shape, that they created no nuisance, and that
the new scliool house was doubtless the cause of the diphtheria in the
neighborhood. . ,
With regard to the whole place, it is a business which comes so fully within
the meaning oi: Sec. 63 of the Act, that the Council has very properiy, recently, I
understand, refused a permit to carry it on.
As the owner persists in violating the Act, after warning, the Local Board in
order to abate the nuisance or to maintain the confidence of the ratepayers is
bound to summon the ofiender, and have such evidence adduced as will convict
under this clause.
If the business must be carried on it must be done at some point much
further from residences than at present, while all offal fed must be boiled when
fresh in covered iron pots or tanks, from which the vapours can be led into the
furnace draught.
A copy of this report was forwarded to the Local Board with instructions to
carry out the suggestions laid down in the report.
All of which is respectfully submitted.
Your obedient servant,
P. H. BRYCE.
52
57 Victoria. Sessional Papers (No. 12). A. 1894
REPORT OF THE COMMITTEE ON EPIDEMICS ON OUTBREAK OF
TYPHOID FEVER IN THE FAMILY OF J. W. ALBERTSON AT
LORNE PARK.
Prepared by J. J. Mackenzie, B.A.
To the Chairman and Members of the Provincial Board of Health :
Gentlemen, — Acting on instructions from the secretary, I went on
March 21st to Lome Park and proceeded to the farm where I obtained the
following information and facts :
The family came to this farm April 1st, 1892. On September 1st, 1892, the
first case of typhoid occurred in one of the daughters who had been at home all
summer.
July 25th, 1893, the second case occurred.
October loth, 1893, the third case occurred.
October 28th, 1893, the fourth and fifth cases occurred,
November 1st, 1893, the sixth case occurred.
About the same time or a few days later the seventh, eighth and ninth cases
occurred. Only one member of the famil}- escaped, a daughter who had not
been living at heme for a year.
The house is well lighted and airy, with a cellar about six fett in depth
underneath. The cellar has an earthen floor but seemed dry. It is used for
storing roots, etc., and the family sa}?" they have never known anything to mould
in it.
The soil of the farm in the neighborhood of the barn and house is very
sandy and surface water soaks in very rapidly.
Back of the bam and house and carrying the diainage from the bam and
pig pens is a ravine which begins behind the barn and deepens very gradually so
that 0]>posite the well it is only about ten feet in depth. There is a very small
quantity of water running through it.
The well is situated between the ravine and the house, and is about 17 feet
in depth walled up with stones. At the bottom it is in quicksand and is filled
with a half barrel. It does not hold much water and is quickly atftcted by the
amount of rainfall.
Last summer during the hot weather the water smelt very bad and the
well had to be cleaned.
The following is a chemical and bacteriological analysis of the w-attr :
Chemical Analysis. In parts per million.
Free Ammonia 0.072
Albuminoid Ammonia 0.20
Chlorine 6.00
Oxygen ab.sorbed in 4 hours 2.6 12
Oxygen absorbed in 15 minutes 1.510
Bacteriological Analysis.
Bacteria per cubic centimetre 17,325
53
57 Victor a. Sessional Papers (No. 12). A. 1894
It will be seen from these results that the water is very bad indeed and the
well should be closed. In fact from the explosive chai-acter of the outbreak
and the position of the well it seems as if the water alone was responsible for
the sickness.
I would suggest the place marked X in plan submitted as a safe place for a
new well as it is upon the level ground and away from all contaminating influences.
I enclose a sketch of Mr. Albertson's place, showing the situation of the
house, barn, well, etc.
I have the honor to be,
Your obedient servant.
JOHN J. MACKENZIE,
Analyst, Provincial Board of Health.
March 27th, 1894,
Toronto, Ontario. /
54
57 Viclona. Sessional PaperG (No. 12). A. 1894
REPORT OF THE COMMITTEE ON EPIDEMICS.
Prepared by P. H. Bryce, M.A., M.D.
To the Chairman and Members of the Provincial Board of Health :
Gentlemf.n, — It is satisfactory to be able to report the continued relative
henlthfulness of the province during the first quarter in the matter of the more pro-
minent conta.Liious diseases. As will be seen from the accompanying report of the
Medical Health Officei- of West Oxford, the outbreak of small-pox reported to
this Board on March 7th, as occurring in the person of a young man who had
just returned from Chicago, and which subsequently extended to two other inmates
of the house, who were nursing him, has been limited to these three cases. All
recovered and methods of thorough disinfection have been carried out. The
province is now again free from the disease.
As will have been observed in the correspondence already submitted, local
outbreaks of scarlatina have occurred in a considerable number of municipalities,
while diphtheria has occurred in localized outbreaks. There can be little doubt but
that the special energy put forth during 1893 by Local Boards of Health generally
in ])reparing for cholera has exerted a wholesome «iniluence on the public health.
The appearance of cholera in Portugal as a western movement from the
centre of infection in Turkey at this early season of the year may properly direct
the attention of the Bonrd to the need for urging on Local Boards everywhere in
the province the necessity for maintaining the same strict attention over local
insanitary conditions observed last year.
This is Teadily accomplished under the Cholera Regulations of 1893, in any
cases where the Act may seem indefinite on any point.
Again wq can look with pleasure on the great advances which are being
made both in the methods which are being generally adopted by scientific bodies
and sanitary authorities, nnd in the international co-operation which, during the
past two years has taken place between the different European countries.
During the past quarter two notable results of this have been illustrated.
The first is the determination of the methods to be adopted for dealing with the
Mecca pilgrimages from the east and from the Mediterranean.
" Creat Bntain and India have willingly consented to have all intending
pilgrims subjected to medical examination before starting; to maintain them
under medical supervisions between Indian ports and Aden, and to report the
result at the latter place, where any infected vessel would be adequately dealt
with ; to insist on having a properly qualified medical man on board every pilgrim
vessel ; to increase the space allotted to pilgrims on board ; and to enforce very
substantial fines for any breach of a large number of regulations afiecting the
voyage. In return for this they claimed a diminution of restrictions in the Red Sea,
and they condemned in no very measured terms the cruel and evil results follow-
ing the quarantine imposed on pilgrims in the island of Camaran before disem-
barking at Jeddah. The result has been a decision of the Conference calling upon
the Turkish Government to discontinue putting healthy vessels into quarantine,
and admitting for tlie future only a short detention of fortj^-eight hours, in order
to examine the pilgrims and disinfect their personal effects The Turkish Govern-
ment have also undertaken to erect decent buildings on the island for the receipt
of pilgrims, and also to arrange for an improved water supply and better sanitary
arrangements. Much the same arrangements have been made as to pilgrims
55
57 Victoria. Sessional Papers (No. 12). A. 1894
reaching the Red Sea from the north, and the Turkish delegates have also assured!
the Conference that measures are now being adopted to improve the sanitary
conditions of Jeddah and Mecca. Some of the details of these measures have
considerable interest, but we defer further comment on them until the actual
clauses of the Convention are published." — (Quoted from " London Lancet.")
And the second are the terms of the conclusions which Dr. Louis Csatary of
Hungary, delegate for the General Council of Hygiene of Hungary, set forth
before the International Congress at Rome, as representing modern views found
effective for dealing with cholera and other contagious diseases.
" (1) The maintenance of a state of things favorable to health and salubrity
of the country through hygienic laws ; (2 ) notification and immediate communication
of the centres of cholera ; (3) severe isolation and disinfection of the first cases ;
(4) sanitary inspection of travellers, isolation of the sick and disinfection of th&
carriages and vessels in which they were travelling ; and (5) a rigorous inter-
national obseivation of the places whence cholera can come to Europe."
While we have as illustrated, much reason for thankfulness, it must be con-
fessed that the continued prevalence of small-pox in the several neighboring
States of the Union, has created natural fears lest the importation of a case
here and there to the province, might through neglect or accident in some instance
become the occasion of a general outbreak.
To illustrate this danger the accompanying table of outbreaks in different
neighboring states is given. iHowever fortunate the province has been during
this period of danger, it may very propeily be considered whether any further
measui'es are demanded for the protection of the province against these exter-
nal sources of danger.
All of which is respectfully submitted.
P. H. BRYCE,
May 2nd, 1894. C. W. -COVERNTON.
.The report was received and the Board went into Committee of the Whole
to consider its recommendations.
The Board adopted the following resolutions, dealing with the matter.
1st. That the Provincial Board of Health, having considered the report of
the Committee on Epidemics, in which the prevalence of small-pox in the neigh-
boring States of the Union is set forth, is of the opinion that in order to provide
for the adequate protection of the people of Ontario against this disease, Local
Boards of Health should, under the Vaccination Act, still more actively than
heretofore prosecute the work of vaccination and re-vaccination within their
several jurisdictions by providing stations for systematic public vaccination and
by keeping fresh vaccine always on hand for the convenience of practising
physicians.
2nd. In order to have the work of vaccination systematically performed, the
Board is further of the opinion that Medical Health Officers should supply each
physician within their municipality with blank certificates, which will be returned
containing the names of all persons successfully vaccinated by them.
3rd. That depending upon the active co-operation of the Local Medical Health
Officers at the various points on the Border, with the collectors of customs, who-
under the quarantine regulations have been notified to act as quarantine inspect-
ors, the Provincial Board of Health does not deem it in the meantime necessary
to add further to the defences of such borders against small-pox, but trusts to the
alertness of physicians and Medical Health Officers to detect and promptly
isolate any first cases of small-pox which may at any time make their appearance.
56
57 Victoria. Sessional Papers (No. 12). A. 1 894
REPORT OF THE COMMITTEE ON SEWERAGE AND WATER SUPPLY
i^^ PROPOSED SYSTEM OF SEWERAGE FOR WALKERTON.
To the Chairman and Members of the Provincial Board of Health.
Gentlemen, — As will be learned from the correspondence herewith sub-
mitted the county council of Bruce has been forced to consider some scheme
for improving the sanitary state of the county buildings, the inspector of prisons
having reported them as being in a very unsanitary condition owing to the
absence of any drainage or sewers for disposing of the wastes from the gaol.
The council after a full dit^cussion of the matter had decided upon the con-
struction of a sewer from the buildings to the river Saugeen ; but complaint
having been made to this Board by the township of Brant, of the intended pol-
lution of the tjaugeen river running through the same, your Secretary wrote
to the town authorities of Walkerton and referring to the complaints pointed
out that the town of Walkerton would be responsible for any aewers passing
along their streets, and that they should therefore communicate with the county
council in order that the whole question of sewerage in Walkerton might be
placed on a proper basis in conformity with the terms of the Public Health
Act.
In consequence of this action the town council placed itself in communica-
tion with the county council with the result that the town council has had a
survex' made and plans and specifications prepared for a j)artial system of sewer-
age, consisting of a main sewer along Durham street which is the main street
of the town, running parallel with the river, into which a sewer will be con-
nected coming down Jackson street, which street runs at right angles to Durham
street up past the county buildings. This latter sewer is to be constructed of
glazed tile of 9-inch size, while that on Durham street is to be of 18-inch size.
The specifications show that the plans drawn up by Mr. Keefer, C. E., are
for a good sewei' with flush tanks, manholes and the various appuitenances
incident to well-constructed sewers. The county council has agreed to pay a
certain proportion of the cost of draining the county buildings.
The outlet of the sewer along Durham street is intended by a short con-
tinuation along Yonge street to be carried by an iron pipe into midstream
at a point where the river runs rapidly over shallows about 150 yards from the
bridge across the stream.
It is thus seen that the proposed scheme will if carried out pollute the
Saugeen river with whatever sewage may by present or future branches pass into
the main sewer of the town.
Your Committee acting under Section 30 of the Act, has endeavored to find
out what will be the amount of this pollution, and to present all the facts before
your Board with the conclusions arrived at by it.
Your Committee met the representatives of the coui.cil and local board of
health of Walkerton as well as the warden and reeves and other members of
council and local board of the towns of Paisley, Brant and Elderslie town-
ships, etc., on July 28th, at the county buildings, and a conference was held at
which much important information was elicited. The notes of that conference
are herewith appended ; but the chief facts contained therein are incorporated in
this report.
57
57 Victoria.
Sessional Papers (No 12).
A. 1894
The Board will remember havinrr appmvc-d two years a,L;;o of a scheme for
supplyinfr Walkorton with public water. It is of a splendid C|uality,and althoui^h
it is less than two years since pipes were laid, there /ire over eighty water
takers, several of these being large hotels, most of which are situated along
Durham street, the main street, which has a number of good blocks of stone,
close together. Along the street for several blocks there is and has been for
years a box drain or sewer, which according to the mayor's evidence is 12 by 22
inches and sewers only one block east of Jackson street. Owing to the springy
nature of soil, this drain has principally been useful for draining off the ground
water, — although from the evidence as well as from experience elsewhere there
seems little doubt but that it is used quite generally for cellar and sink drainage,
the connections with it being put in by any person wishing to do so without any
regulation or inspection. The evidence further goes to show that some of these
house connections nnd plumbini^f are of the crudest character and must certainly
become sources of danger in proportion as the drain has sewer gas in it. As the
ground water keeps up in it, a steady flow, the sewer does not appear, up to the
present, to have been provocative of much evil.
It would appear, howe\'er, tliat either from this cause or more probably
from polluted well-water, before public water was introduced, Walkerton attained
some local notoriety for the prevalence there of typhoid fever. The topography
of the town and configuration of surface and the nature of the soil would natur-
ally favor soakage into wells and there seems no doubt but that a mild form of
typhoid has at times existed there. That it partook of a mild character seems
shown from the fact that the mortality returns to the Registrar General's Depart-
for the past five j^ears give the following results:
I
Year.
•
Typhoid.
Diphtheria.
Scarlet Fever.
1888
1
1
'l
1
'2
1
1889
1890
1891
1892
i
The total mortality returned for 1892, was 36 or with a population of 3,061,
a death-rate of 11.7, and for 1893 was 45, or 14.4 per 1,000.
The evidence further deals with the probable extent to which the two new
sewers will be used for sewage disposal proper. According to the statement of
Deputy-Ueeve Stone there would be, when liouse connections with water-closets
became general, about one-third of the population making use of the new sewers.
The problem then to be considered is, viz.: To what extent will the dis-
charge of this sewage pollute the Saugeen river and the pasturage along its
banks ?
Calculating that 1,000 people will use the maximum amount of water per
capita of 100 gallons daily, there would be 100,000 gallons of sewage water daily
pouring into the Eiver. At the ordinary standard of solids in sewage there would
be about :-'0() pounds of organic matters, whether animal or vegetable, poui-ed
into the stream daily. To determine to what extent this would pollute the
stream I have obtained from the town engineer a statement that the calculated
flow of water in the stream amounts to 36,138 cubic feet per minute or 225,862
gallons or more than 12 million gallons per hour. Assuming one-tenth of the
58
I
57 Victoria. Sessional Papers (No. 12). A. 189-1
total sewage to be discharged in some hours, i. e., 10,009 gallons, this would
mean one part of sewage in 12,000 parts or one part of solids in 1,200,000,090 of
water. It may be therefore at once concluded that no local nuisance if the pipe
is Girried into midstream, in the shape of odors will be created. The next
point to be observed is the fact now well known, that it is not the amount so
much as the character of the matter poured into streams, which is to be consider-
e'i. From our knowledge of the causes of disease we are aware that sewage
canying the germs of typhoid fever in it, has in the past and will pollute water sup-
]i1ies. How far for practical purpose-s such waters need to flow before the germs
will by dilution hnve disappeared or before they will have been destroyed by water
bacteria, or sedimentation, cannot be definitely stated. Season, character of
stream, Avhether shallow or deep, swift or slow, and the natural organic impuri-
ties of vegetable matter must all affect the question.
Of course too in any case, the existence of typhoid cases from which the
germs are cast into the sewage must he pre-supposed. This to a limited extent
in the past has been and probably will in the future be shown to exist in Walker-
ton. But it is manifest, whether or not they exist there, that to do injury they
must be taken into the human system. In the evidence given by Mr. Shored ice
it is stated that no one uses the river water below for drinking puiposes ; but it
appears that ice is cut for cooling purposes, the townships below being largely
engaged in cheese making and dairying. It was stated that probably 1,000
cows drink from the stream. There are also considerable areas of flats and these
are quite frequently overflowed, as the river water rises in freshets at times 12
feet above sunmier level of the stream.
Dr. Evans, of Elmwood, Medical Health Officer of the township of Brant,
objected strongh' to the use of the stream as a receptacle for sewage on the
ground that if typhoid were in Walkerton it would reach the river, disin-
fection of excreta is too frequently neglected where there are sick ; while the
sanitary inspector, the reeve and other members of the Local Board of Health of
Brant township, and several hundred petitioners to the county council and to this
Board have ])rotested against the use of the stream for sewage disposal purposes.
The energetic sanitary' inspector of the township further, with much force,
argues that if this pollution be authorized by this Board, the influence of local
boards in preventing pollution of streams by drainage from cheese-factories, pig-
geries, etc., is much lessened.
Already the stream is polluted by tne drainage from three tanneries and a
brewery all pouring their refuse into Silver creek — the tanneries all using im-
ported hides, coming, however, it is stated by the customs officer from the
western states. So far as can be learned no anthrax or other disease contagious
to animals has been by this means transmitted to cattle having access to the river
or flats below the town.
Paisley, the nearest town l)elow Walkerton on the Saugeen is by river 30
miles distant.
These then are the principal facts for the Board and for your Committee to
consider. Summed up they are as follows :
1. Walkerton is a town of 3,000 inhal)itants with water-works recently
introduced.
2. No sewerage exists, and certain parts of the town, as the gaol and county
buildings and the stores, hotels, banks, etc., along Main street are requiring and
demanding sewerage.
8. The county council is prepared to aid the town in constructing a partial
sy.stem for the sake of obtaining use of the town streets to drain the county
buildings-.
59
57 Victoria. Sessional Papers (No. 12). A. 1894-
4. The estimated cost of the main sewer to be built along Durham street is
$8,087.00, the county payincj for that along Jackson street a sum approaching
$2,000.00
5. The natural and ready outfall of the main sewer is to the river Saugeen,
but with some re-arrangement it is probable that the level of the sewer can be
maintained to the flats along the river and there be treated by allowing the sew-
age to pass over beds of gravel and so be parified by downward filtration.
6. Properly arranged not more than an acie of such filter beds would be required
for the whole 100,000 gallons, the presumably maximum amount of sewage to be
dealt with ; but which amount apart from the tanneries and brewery in Silver
creek will not be reached probably for many years.
7. The volume of water relatively to the amount of sewage at present or
within the near future means a dilution practically great enough to prevent the
river from giving any evidences of pollution by analysis.
8. The probability of any persons being injuriously affected by drinking
water or from using ice the river, containing germs of disease, is extremely
remote.
9. The only pollution which seem likely to have some practical bearing on
health interest is that of the tanneries, which like others will, it. is presumed,
from time to time, use imported hides occasionally infected with anthrax ; and
the washings therefrom if carrying the germs to the flats in high water will it
maybe inferred infect the flats, as it has done at Cuelph, at Acton and at Water-
loo, the stream at Guelph certainly being as large as the Saugeen.
Your Committee's recommendations based upon these facts therefore are :
1. That the town be encouraged to proceed with the proposed scheme of
sewerage.
2. That it pass a plumbing by-law similar to those in force in some of our
smaller cities, and providing for the careful construction of all house-drains and
plumbing. .
3. That provision be made by field tiles for introducing as much, of the
ground water as possible into the sewers thereby increasing the flow which for
some time with the amount of town- water now used, will not be large enough
for effective flushing — and that automatic flush tanks be put at the head of both
sewers.
4. That instead of carrying the main pipe into the stream, the sewage from
the outlet be allowed to pass over a filter bed so arranged that its parts can be
used in rotation in a manner similar to that which is in use at Lawrence, Mass,
Berlin, Ontario, the Agricultural College, Guelph, etc.
5. That the efliuent from the filter-beds be allowed to discharge into the
river.
6. That the town require the tanneries in Silver creek to arranfi,e either separ-
atel}^ or conjointly for a filtration similar to that carried out by the Acton
tannery.
7. That the town, should it continue to pollute the stream, must be prepared
to defend its action against all parties deeming themselves injui-ed by such
pollution.
All of which is respectfully submitted.
J. D. MACDONALD,
PETER H. BRYCE,
Committee.
60
57 Victoria. Sessional Papers (No. 12). A. 1894
Resume of Evidence,
Walkekton, July 28th, 1893.
Committee met representatives of the Council at 3 p.m. Examined the coui-se of sewer. Afterward met
the public at county hall to hear any protests.
i^r. Macdonald, Chairman, said : "We are here at present at the request of the council to hear the
particulars regfarding a system of sewers."
Mr. Richardson, Mayor, said : " The town had no intention in the meantime of a sewerage system but
was force 1 thereto by pr-'vinaial in-ipector. We encouraged the county council in going down .Tackson
street to Durham street-, thence to the river. Thought it becter to have this than a looal sewer for gaol.
Present sewer is 12 inches by 22, goes only one block ; usel for sub-soil drainage. Do not think water
closets go in, probably sinks. 9-innh to be down Jackson street. 18 along Durham."
At present SO water-taker^. At present CiJueen's Hotel uses sewer. A number of people use wooden
drains from sinks. Central Hotel drains direct to ri;er.
Hartley Hotel drains into cesspool. Bank uses dry-earth. House drains lead into wooden sewer.
Public want drains to re.nove water as well as sewage.
Wooden drains lead into house sink and cellars usually have traps.
Thes-) drains are not vent'lated outside the house. There has br^en no inspection. Each householder
naakes his own connection. There have been cases of mild typhoid several years ago. Sewer at corner of
Jackson and Durham is 7 feet under ground. Those using sewer on Durham can drain into it.
No jjlumbing by-law. No inspection of any draining put in.
Mr. Stoxe, Deputy reeve, lives about 10 yards from outlet. There have been no obj actions raised to
prevent outlet by local sewer at that point. Nearly one-third of population will probably use new sewer
for sewerage ; and this sewage is proposed to be poured into river below bridge near the rapids below Yonge
street
The river rises in flood time at least 10 feet and floods the flats along the river.
Factories. One woollen factoiy — east end of town— drains into river.
Three tanneries on Silver creek all drain into creek.
A brewery on same stream.
Tanneries use imported hides all from the western states. All others use domestic hides.
Water closets on creek.
Walker House and Central Hotel drain into river.
Complaints have been made to the town council by resolution by Mr. Liurie protesting against
pollution of river with sewage.
Dr. Evans, Elmwood, M.H.O., Brant Tp., has stated typhoid prevailed in Walkerton. He knows it
difficult to disinfect in ordinary cases. This will be poured into river.
1,000 cows drink river water.
Malolni cheese factory drains into creek.
No cases of disease so far have been traced to river water.
Mr. Nesbitt : If sewer is proceeded with how can inspection prevent privies, pig-pens, etc., from
draining into river.
Mr. J. Bryant, Lucknow said : County council does not want to build sewers for fun.
Mr. Shoredice : Town line about 10 miles to town line. Qiite an amount of flits along the river in
township. No one uses river water for household purposes. Ice is taken off for cooling purposes. The
question of whether sewage of Walkerton would ha deterimental to Eldenslie has not come up.
Paisley is probably 30 to 31 miles from Walkerton. The principal objections in county council were
from township of Brant.
Mr. Little, of Brant Tp., stated that he objected at county council to the proposed use of the river
and presented a petition from 344 petitioners of the township against this.
There is a large amount of flats along the river in the tovi^nship which is almost yearly overflowed in
spring. Not often in autumn.
Most all flits are used for pasturage. Township protests against pollution by excreta because the
river was used for ice and watering. One man or more is fljodad in cellar. Ice is put into cheese for
cooling ; also butter on ice.
I "^Cheese from two factories on stream has taken medals. No pig-pens or cheese factories in township are
allowed to drain into streams. Cheese factory by-law states that milk from cows drinking polluted water
must not be bought. (Mr. Little and Mr. Nesbitt reported these facts.) Water is too low in summer for
sufficient dilution.
EEPORT OF THE SPECIAL COMMITTEE OF THE PROVINCIAL BOARD
OF HEALTH ON THE MIMICO INDUSTRIAL SCHOOL.
Investigation Held October 11th, 1893. '
Gemtlemen, — According to instructions your Committee proceeded to Mimico
on October 11th, and investigated the sanitary condition of the several buildings
of the Mimico Industrial School.
To understand the situation it may be well to state that the school is situ-
ated on a level tract of rather heavy soil, whicli, however, has been well drained
in the acreage immediately surrounding the school.
61
57 Victoria. Sessional Papers (No. 12). A. 189Jr
The buildings have been erected from time to time on the cotta^^e piaii, there
being now seven buildings in all arranged as in the accompanying sketch.* The
numbers on the plan are not the cottage numbers but will serve for reference in
this report.
On visiting the old cottage (No. 1) it was found to be undergoing a complete
overhauling. Its plumbing is primitive, there being no upward ventilating shalt
from any fixture. The wail of the bath-room under the old laundry showed that
the foundations were not drained. The atmosphere there was very unpleasant
and damp. The dry earth closet was in a small and ventilated room but evi-
dently had been neglected, pos^sibly on account of workmen in the basement. A_
urinal in the same room, whose outlet was not readily traced, was very mal-
odorous.
Your committee noticed in the bath-room of this, as of the .several other dor-
mitory cottages, wooden tanks open partly on top which were u?-ed for the pur-
pose of supplying hot water for the baths.
These were heated by hot water pipes from a furnace in the basement or a
stove especially intended for the purpo.'^e.
The outfall for the drainage water from these baths is indicated on the
diagram.
Cottage No. 2 on diagram was next visited and a bath-room similarly sup-
plied with plumbing and hot water was found. In addition disused wash basins-
were found in the bath-room regarding which, owing to the boarding being nailed
fast, it was impossible to say whether they were stdl connected with the drain
or not. The gentleman in charge could not at the moment inform us on this
point, but it is understood that there is a trap on the house drain prior to its
entrance to the sewer. The air there was unpleasant.
Cottage No. 8 on diagram is the school-room. The basement was dry and in
good repair, there being an earth closet used by the teachers but no plumbing.
T'he air there was not unpleasant.
Cottage No. 4 in diagram is a duplicate of No. 2, an^l therein we similarly
found liaths, wooden tanks for hot water, disused basins and no ventilating shaft.
The atmosphere was unpleasant.
Cottage No. 5 in diagram is similar to Nos. 2 and 4, but in it the disused
basins, although the traps were dry, were still connected with the sewers. This
building is heated by a warm air furnace much the same as the other cottages.
The third tiat is utilized as the hospital for the institution.
Woikshop and laundry. No. 6. This builoing lies to the north of the cot-
tages. Close beside it, as will he seen by reference to the diagram, are two tanks
into which the wash waters run from the launiiry to be discharged to tlie sewage
field tiles (note diagram) The odor from them was ver}'^ offensive. These out-
side tanks are immediately under the rooms of the corridor in the upper work-
shops and although near a large chimney-stack are unventilated. As a conse-
quence odors therefrom find entrance into the workroom.
Office, duiing-room and kitchen, No. 7. This is a new- buihling .situated
north of the main line of the cottages and has new and well conscructed plumb-
ing. Its atmosphere .seemed pleasant and healthful.
Sevjaye di!<[josal and sewers. As will be seen in the diagram the drain-
age from all the buildings except the present laundry has been led into a tile
sewer, extended as new buildings were constructed, and from the first the
outlet of this sewer was into a cesspool well constructed with brick and
mortar. As will be gathered from the description of the plumbing of the
* Sketch was bhown.
62
p7 Victoria. Sessional Papers (No. 12) A. 1894
various buildinns, the sewage has consisted hitherto wholly of laundry
water, bath and Avash water and sink water. This material having been
allowed to accumulate in the cesspool has undergone fermentation and has
doubtless caused malodorous emanations at times. This cesspool has but one
compartment, and there being no separation of the heavier matters, the result has
been that when the contents w^ere discharged into the creek running towards the
village a serious nuisance was created along its course.
After the construction of the sub-soil surface irrigating area of tiles, the same
cause, viz., the non-separation of solids in the cesspool, especially of" the grease,
and the fact of the sewage being pumped to the irrigating tiles only by means of
an ordinary hand pump, mstead of being sent there in rapid How from an elevated
tank, soon resulted in the complete stojtping up of drain marked B in the diagram.
This necessitated the disposal of the sewage by way of the creek creating the
serious nuisance couiplained of now and pi-eviously by those living iu its vicinity.
Referring to the two tanks which were constructed last year to receive the
wash waters from the workshops ( No. 6), your committee found that the con-
struction of the tanks, while providing means for rapidly discharging the sewage
to the sub-surface iirigating tiles, did not sup])lyany means f(H- readily emptying
the sludge from either tank No. 1 or No. 2. The absence of this seems to have
resulted in a neglect on the part of the person in charge of the tanks to empty
them frequently. As a consequence tank No. I was found tilled with a semi-
solid ma.ss of most offensive deposit, while tank No. 2 was only slightly better.
In rjeithL-r is there any arrangement for supplying fresh air on top of the sewage
or for carrying the offensive gases to a point above the roof of the building.
This could be inexpensively remedied by turning the ventilator into the chimney
stack of the boiler which is near by.
Recommendations. Your committee having described in some detail the
conditions found desire to indicate where in their opinion some improvements in
the sanitary arrangement of the school should be effected.
1. Where cellars are damp, field tiles of good size should be laid external to
and at the base of the foundation wall and given a fall towards the creek or some
other natural drainage outlet.
2. All hot water tanks, if within the basement, should be tightly covered and
should have an outlet pipe for leading evaporating vapors outside the building.
It would be better, however, if these tanks were in the attic and not in the cellars.
3. Earth closets, if retained, should bs more carefully attended lo and the
rooms w^here they are kept better ventilated. (See pamphlet No. 1, l89o, P. B. H.)
The committee, however, is of the o|)inion that a separate small building fitted up
with earth closets, or a latrine provided with an urinal, would be a better sanitary
arrangement for use in the daytime.
4. All plumbing tixtures, as baths, basins, etc., should be ventilated at a point
above the roof and distant from windows.
5. All plumbing fixtures should l)e smoke tested.
6. The tanks fur the laundry wash (139, No. 9) should have a large pipe with
valve lor leadily drawing off the sludge. The emptying of the same should be
done frequently to prevent .serious decomposition of retamed matters.
7. Tank No. 2. or the lower one, should have an inlet goose neck for fresh
air. From this tank a pipe should lead into No. 1, above the water level. From
No. 1 a good vent pipe should be carried to the smoke stack.
8. The old cesspool to the east of cottage No. 5 shcmid be divided into two
compartments by a partition so as to .serve as a precipitating tank. No. I com-
partment should receive the sewage, an entrance being provided whereby tlie
sludge could be readily removed. The sumph already in tie tank may be lound
63
57 Victoria. Sessional Papers (No. 12). A. 1894
sufficient for the purpose. From No. 2 compartment the liquid sewage must be
lifted to a tank provided with ventilators, as at the laundry building, no chimney
being here, and provided with a valve so that the liquid sewage may be rapidly
discharged with a good head to the sub-soil sewage tiles.
9. While it is t ) be rci^retted that the sub-surface irrigation tiles, owing to
the surface level, were laid too deeply at some points, it may be well after seeing
that the main tiles from the cesspool are free to let the filtering area work until
some stoppage occurs. We trust that it will be long before this takes place, as
we found the main tile receiving the drainage from the westerly tanks at the
laundry quite clear.
In connection with the carrying out of these suggestions with regard to
l)lumbing, etc., it appears most desirable to the committee that an officer having
experience in the details of this work should be given charge.
Remembering, however, how near the cesspool is to cottage No. 5, your com-
mittee thinks that) a reconstruction of the whole system of sewage disposal
whereby the sewage wouhl be delivered into precipitation tanks at a safe distance
from the buildings, thereafter to be disposed of by soil irrigation, would best sat-
isfy the sanitary needs ot'the Home. If adopted, this system would necessitate
the lifting of the sewage by pumps and the subsequent discharge on an irrigation
area. When undertaken the details of the system should be worked out and
constructed under expert supervision.
From the fact that several ca:ies of fever (slid to be remittent by the attending
physician) occurred at the home during September, it appeared to the committee
that the water supply of the home should be carefully enquired into. To this
end Mr. J. J. Mackenzie went to the institution on the 31st of October and took
samples from the various wells on the premises. The following are the results of
the analyses :
1. Kitchen Well {Ghemical Analjsis).
In parts per million.
Free ammonia 1.22
Albuminoid ammonia 0.072
Chlorine 362.0
Oxygen absorbed in four hours 1.24
2. Wind Mill.
In parts per million .
Free ammonia 0.014
Albuminoid ammonia 0.08
Chlorine 26.0
Oxygen absorbed in four houi's 1.16
Bacteriological Examination of Wells at School.
Stable Well.
Two plates poured each one-half cubic centimetre. Counted after 48 hours.
Bacteria
In one-half c. c. In one c. c.
No. 1 615 1230
No. 2 825 1650
Average 1440
64
57 Victoria. Sessional Papers (No. 1*2;. A. 1894
Wind Mill Pump.
Two plates poured each one-half cubic centimetre. Counted after 48 hours.
Bacteria.
In one-half c. c. In one c. c.
No. 1 o44 1088
No. 2 495 990
Average 1039
Kitchen Fuvip.
Two plates poured each one-half cubic centimetre. Counted after 48 hours.
Bacteria.
In one-half c. c. In one c. c.
No. 1 ■ 92 184
No. 2 94 188
Average 186
The chemical analysis shows No. 1 to be in some degree a mineral well, and
the biological analysis further indicates absence of sewage or surface contamina-
tion.
The chemical analysis of No. 2 shows this water to be chemically within
first-class ; but ihe bacteria are abundant enough to illustrate contamination with
bacteria by way of the cracks in the boards covering the well. This is still fur-
ther seen in the stable well.
While the results of examination fail to show contamination with sewage, it
must be said that the situation of the wells in some cases so near where sewers
pass cannot be looked on as wholly devoid of danger,
A larger well, situated at a good distance from the buildings, with water
lifted by steam pump or wind mill to an elevated tank, whence it could be a
supply both for domestic and tire purposes, seems a very great desideratum at
the Home.
The fact that diphtheria has been conveyed to the institution by a new boy
and the well grounded apprehension that parents or friends of boys who under
the present regulations are allowed to visit the Home without any knowledge
on the part of the authorities of the Home as to whether they come from infec-
tious houses or not, may introduce infectious disease, render it imperative that
the danger should be minimized by allowing friends of the boys admission only
when bringing a certificate that they have not been exposed for a length of time
satisfactory to the medical statt of the institution to any contagious disease.
Ail of which is respectfully submitted,
J. J. CASSIDY,
CHARLES WM. GOVERN TON,
PETER H. BRYCE,
Committee.
H ) 65
57 Victoria. Sessional Papers (No. 12). A. 1894
REPORT ON NUISANCES AT PORT DALHOUSIE.
To the Chairman and Members of the Provincial Board of Health :
Gentlemen, — Acting on the repeated complaints made to this Board regard-
ing the serious nuisance arising from stagnant water in the basin of the old canal
within the municipality of Port Dalhousie, your committee proceeded there as per
instructions on October 9th and found the state of atiairs as follows :
1. The basin of the main canal is nearly on a level with a low lying area of
land of probably two acres extent. Lying to the west of the basin and existing
along what was the source of the first canal, a portion of it of about half an acre
in extent, forms a filthy stagnant duck pond just in the rear of several houses, at
a distance of some 150 yards from the present canal basin and connected with
this by a muddy narrow stream of shallow water.
The breakwater or quay holds out the water of the basin in large part from
this area, but it is covered in the .'^pringtime, or, when the wind blows strongly
from the north, the water moves in through the breakwater.
Thus it appears that the drowned land can only become dry at present by
evaporation, while it may at any time of high water receive more water.
The cause of the nuisance and its nature are thus made evident. As to the
remedy there are two methods, both effective, if carried out :
1. To fill up the area of drowned land and so prevent Hooding.
2. To drain the pond by a ditch to a sumph hole just inside the breakwater.
Make the breakwater embankment complete so as to prevent the influx of water
from its basin and then pump out the water which flows into the sumph from tl e
pond over into the bf sin. The area once drained can be thus kept dry, and if
plowed and if on a grain crop it be seeded down the nuisance will be perman-
ently removed.
All of which is respectfully submitted.
PETER H. BRYCE,
J, D. McDonald,
Toronto, October 16th, 1893. Committee.
REPORT ON POLLUTION OF WATERLOO CREEK
ABOVE BRIDGEPORT.
To the Chairman and Members of the Provincial Board of Health :
Gentlemen, — Your Committee on Sewerage and Water Supply begs to stat&
that, according to instructions, it visited Bridgeport and Waterloo on June 26th,
and examined into the complaints made with regard to the pollution of the
Waterloo or Bridgeport Creek with the sewerage of the Town of Waterloo.
The nature of the nuisance is best gathered from the evidence herewith
submitted which was taken at Waterloo, your Committee taking sworn evidence
as provided under the statutes.
Peter Shirk, miller, svjorn, said :
Have resided in Bridgeport twenty-four years. Knew the creek before
Seagram's distillery was established in present extent. Now ten times 3,s large.
Cattle were then kept, but farmers drew manure away. None allowed in stream.
Shirk's woollen mill (Waterloo Woollen Works Co.) was then a small business
66
57 Victoria. Sessional Papers (No. 12). A 18i)4r
drained into creek. The mill I own was built ti^ixty years ago and more. At the
time I took mill no serious nuisance existed from the pond, the village being
healthy. As the factory and distillery enlarged, we began to notice a disagite-
able and unhealthy smell arising from the pond, which, I am satisfied, was due to
refuse brought down the creek and being deposited in the pond. During the
last sixteen or eighteen years as this nuisance increased, it was added to by the
dead tish, caused by the polluted water, being deposited on the shores. The
nuisance is greatest when the weather is warm and calm, after which a wind
blowing up drives the gases toward the shore. Always worse after sun-set.
Often complained of and alluded to by the workmen around the mill and by the
villagers. I am sure the effects of these odors are prejudicial to health. In
former years I had a great deal of sickness in my family, which, I think, and Dr.
Bowlby asserted was due to the pond. I think the foliage of the trees, now
larger, makes the effects on my family less.
I know of no other cause except the pollution from the creek which will
explain the nuisance arising ; and 1 think that if the refuse from the woollen
factory and from the cattle byies were removed that we would not have this
trouble. I am not 9 ware of other town sewage polluting the creek.
I believe the owners of the cattle byres could deal with the nuisance there-
from without any serious inconvenience to them or burden to the town. I think
the same may be said regarding the factory.
I have heard of cases of cattle and horses being poisoned along the creek
between Waterloo and Bridgeport, and think the creek polluted enough to poison
cattle. Do not have flour remaining exposed long enough to be affected by
absorbing putrid gases.
(Correct), Peter Shirk.
Owen Kirst, V.S , sworn, said :
I reside in Township of Waterloo, am a registered veterinary surgeon, and
am employed as a sanitary inspector by the Local Board of Health of Waterloo
township. Have practiced my profession in township for five years. Keside
eleven miles from Waterloo village, and do not practice much in neighborhood
of creek. I have hearol of cattle dying along the creek during the last two years,
but have seen none of them. I consider the disease from which these cattle died,
from what I can learn, to have been anthrax. I think the washings from the
wool and from hides by running into the creek and spreading over the soil in high
water of spring and fall might cause anthrax, if from diseased hides and wool. I
know of no other part of township of Waterloo in which any anthrax has
appeared. Anthrax when affecting horses shows spasms, bloating sometimes
later, fatal symptoms sometimes affect mouth and nose. Jf cattle or milch cows
were affected there might be danger to human beings. I have examined the
cattle byies and saw the conditions there. I do not think the disposal of
manure and urine a sanitary one, antl some provision should be made for its dis-
posal beside pouring it into creek. 1 think the .solids ought to be hauled on
to the land and some method found for filtering the fluids, as a sewage farm.
(Correct), OwEN Kikst.
Roderick Mayer, sworn :
I am a member of the Board of Health of town-ship of Waterloo, and have
been since the Hrst Board was organized in townsdiip. I reside within a mile of
Bridgejjort. I have hejird complaints of the nuisance arising from the creek,
during last six yeais at least. These complaints have been increasing from year
67
57 Victoria. Sessional Papers (No. 12). A. 1894
to year at Bridgeport, and the cause has been the pollution of creek from
Seaoram's cattle byres and from the woollen factory, and sometimes from fusel
oil pouretl in from the distillery. I have frequently noticed the odors at Bridge-
port at times so bad tliat I have gone around the village instead of passing
through it on my way to Berlin. I would not buy pi^operty there or have my
family live there at any price The odors are worse there in the three sammer
months. It does not stop even in September, two months after the caitle are
removed from the byres. Even if the effects of the byres have disappeared, there
is enough pollution from the woollen mills to Keep up smell. Of course, when
water gets low, the deposits brought down before are exposed and then decom-
pose. I have visited the byres and factory, and have seen the deposits of manure
at the byres and in the fiats below on the creek, and have seen these manure
washings go into the creek. There was a large deposit there when I visited it
last. If none is removed by wagons some thirty loads a day, I am toM, would
run in. Creek is some fourteen feet wide and less than a foot deep. These
washincrs will be deposited along creek and in mill-dam. The owners I think
could easily prevent the nuisance by drawing the manure away. The washings
raif^ht be filtered and then allowed to go into creek. The nuisance from the
woollen factory arises from wool washings and dyings. I do not know of other
causes of nuisance or pollution which have been complained of. There is a small
pond above held up for use of factory. I have known horses and colts pasturing
alono- the creek to become diseased. I have known it worst in June and lasting-
even into winter and some just about clear of it now.
Around head and mouth, for instance, the colt had many discharging ulcers.
Mouth was so sore, that they could hardly eat. The skin came off head and both
sides. I knew of four affected. I know of no horses except those on this pasture
similarly affected. I do not know that any died. They got gradually better
after removal from this pasture. I owned one horse, two of Mr. Kei'be, one to
George La Course. I think it a great enough nuisance to require immediate
.abatement.
(Correct), Fred. Mayer.
Isaac Hoffman, sivorn
I reside in Town of Waterloo and am sanitary inspector of Local Board of
Health. Am not wholly engaged at this ; but am weigh master and caretaker
of halls. It is my duty to inspect premises. I know the creek within the town.
The large creek runs nearly two miles within the corporation. Situated along it
within corporation are portions of farms adjoining creek. No stables that I am
aware of situated on it at this point. Below these farms is the dam (called
Snider's mill pond) or Beaver creek. Along side of this mill pond near dam are
houses. Nothing, that I am aware of, pollutes this t)ond, but I understand several
water-closets from houses have their sewage by drains running in.
Below the pond and oppo.site Snider's mill, to the south, is Seagram's
distillery. About thirty hands are employed at the distillery. Their closet is a
privy, and has not drainage into creek. After extraction of alcohol, etc., the refuse
grains are carried by hollow logs, buried in ground for a mile, to the cattle byres
situated within the town and along the creek. Some 400 or over of cattle are
kept. There is a capacity for 600 and over in byres. Hogs are also fed at the
byres. [ have inspected the byres, and find the practice to be that farmers cart
a cjood deal of the manure away, paying so much a loid.^ I understand ten cents
a load. I do not know how much is removed daily. More hauled away in
winter. The liquid manure not carted away is allowed to run over from the vats
68
5 7 Victoria. Sessional Papers (No. 12). A 1894
on to the creek tlars, and then from that to the creek. This creek wins easterly
and runs into Quick all's dam an<l thcreatter into Mr. Shirk'.s dam at IJrid^cpnrt.
This material will in the creek be in a more dissolved state ; but I know that
there is a bad smell comes from the creek below the byres.
On the creek next below the distillery are washings from the distillery as
washini,'S from tubs, wa.sh-tubs, and so on.
Several private houses are along the creek next, but none have privies over
the creek that I am aware of, but some are close by. The people tell me that
they empty these boxes into the creek in high water.
Next below these houses of any account is the woollen factory. About 800
persons said to be employed. Some of the closets (women and men) are within
the factory and are water-closets and drain into this creek by a box drain. One
or more privies in addition are outside only occasionally used by yardmen. This
was the condition when I last inspected them. The washings from the wool and
cloth go into this box sewer which empties ahnost opposite Mr. Stroh's tannery
into the creek. I do not know how much water is pumped and used daily in the
factory. They have not, that I know of, any method for pumping the wash-
waters before allowing them to enter the creek. These wash-waters create a
nuisance along with the sewage from the privies at the point where they enter
the creek and below it.
The Local Board last year discussed the question of dealing with the whole
sewage matter, with a view to remedying these nuisances. Next emptying into
the creek is the drainage from Kuntz's brewery, consisting of washings of brewery,
as sour barrels, floors, etc., into the small creek oul}^ three feet wide
There are twenty or twenty-five men emploj^ed at brewery ; I am not sure
whether or not they have a water-closet in brewery.
Lately in Alexander House have been fitted up water-closets intended to
empty into this little creek. Am not sure whether it is being used or not. After
this comes the gas factory draining into this little creek. From this comes a
tany water. I do not know how much water goes in daily I thiidc from
artesian supply. Next to this comes the button factory with some seventy or
eighty hands. There are water-closets which drain by sewer into the big creek
from the factory. In addition are the dye stuff washings from the factory Are
some houses next along the creek that have privies not draining into creek that
I am aware of. Next, comes in the wash from Mr. Stroh's tannery with three
hands, black leather tannery, drains in several street drains, partially street
waters, cellars and sinks dram down to creek along Erb street. Beyond this i.s^
the sewage from Huether's brewery with some fifteen or twenty hands. The.se
have water-closets running in and washings from tubs, floors, etc. This is all
excepting street washings. The town has privies attached to almost every house.
There are a few water-closets and earth boxes. Complaints are often made by
people living near both the big and little creek. 1 have noticed the smells again
and again from the little creek, even on King street. These nuisances along the
creek are increasing from year to year owing to the increasing size of breweries,
factories, etc. I have brought these matters before the Board with a view to
remedying them. Mr. Stroh, the Chairman of the Local Board, will inform you
on these points.
(Correct), Isaac Hoffman.
Jacob G. Stroh, sworn:
I reside in Waterloo and am Chairman of Local Board of Health. I have-
often complained of nuisances arising from the creek. I have made suggestions
for remedying the difficulties, but there has been indifference. For several
69
57 Victoria. Sessional Papers (No. 12). A. 1894
years citizens, boaHs and councils have discussed those matters, and a proposition
his been made for a survey. A survey was made in 1892 with a view to removing
the nuisance by a S3"&tem of sewers. Suggestions were made to individuals to
abate their local nui-;ances.
The estimated cost for an efficient system of sewers intended to remove
the-^e difficulties was from $13,000 to 815,000. The scheme proposed involved
& sewage farm for disposal. This was included in the cost of $15,000. There
would be a tunnel sewer going down as far as the present nuisance as a remedy
for town ; but the latter would not remedy the evil at Bridgeport. I think the
Bridgeport people would have been patient while the town was constructing its
■system with the belief that disposal on a farm would follow. We have not urged
earth-closets as strongly as possible, with the hope that we would get a system of
sewers.
We have tried to get the Board on a creditable footing. Last year we first
appointed a town inspector. We have gradually become more strict, we have
gradually bien pushing to get rid of the hogs, etc.
The Board has never dealt with the Seagram nuisance. He removed the
byres from the town to present site some six years ago. Formerly the woollen
factory drained right into the town, now it goes lower down.
Mr. Seagram was warned by the inspector not to pollute the creek last year
by effluent from the cattle bja-es.
Jacob G. Stroh.
John W. Schneider, svjorn :
I reside in corporation of Waterloo, farmer, with farm along creek belovr
town and below Seagram's cattle byres. I have experienced nuisance from creek.
Up to four 3^ears ago was worse having a pond. Have none now, but creek is
125 yards from house. Stirring up water with water-wheel made great nuisance.
Flats not flooded readily now, owing to straight cut, made by myself, and better
fall. I think the health of my family was affected while the pond existed. I
have no flooded flats. I have spring-water and cattle drink from this and not
from creek.
I have known only of sick cattle on Mr. Quickfall's farm, one horse he bought
from me. I have noticed driving from town during the recent warm weather an
intensely bad smell from the creek. T find now and then the carcass of a dog,
Jiog or sheep, which lies in the bushes and creates a nuisance.
(Correct), John W. Schneideii.
Allan E. Qttickfall, sworn :
I reside on farm, part in Waterloo town, part in township, adjoining Mr.
Schneider b-low. Have always lived there. Ever since I remamber I have
noticed nuisances along the creek. They are getting worse from year to year. It
is worse now because they hold the water in the dam and allow the flats to be
exposed. It is then not fit for a person or beast to live near. Four or five or
six years ago wiien we were building a dam, two of us got fever. The doctor
said this creek is killing you. Several of the hands got sick, and my sister too.
She never recovered fully, and is now dead. We often have to close the house
windows at night which is 400 yards from the creek.
I have not taken special notice before last year ; but then I sold ten head of
cattle to a man named Fry. One of these took sick and the man blamed the
flats. The animal pined away, but suddenly died.
70
57 Victoria. Sessional Papers (No. 12). A. 1894
Last year I had six colts on flats to pasture. The creek got high one night
and overflowed, and when it went down left a deposit on the grass. All the colts
got sick and had to be removed from the creek field. I saw them first, six hang-
ing their heads ; all raw-tongued, eyes swollen, and skin came off' heads and
patches on sides. Some got well sooner than others, but it has lasted on some
till this spring. At this Mr. Wm. Porter, Mr. Seagram's farm manager, said we
have ten sick colt'*. Mr. Porter told me that Mr. Sterling, V.S., said that the
•colts are poisoned by the creek. Mr. Seagram fences off creek from other fields.
The sickness in Seagram's followed the same overflow which caused sickness in
mine.
(Correct), Allan E. Quickfall. _
Charles A. Quickfall, sworn :
I reside on same farm as my brother, a little nearer creek, and in township
of Waterloo. Am a brick-maker, have a dam on creek, and use water-power.
When we use wheel it churns up a disagreeable vapor so bad smelling that the
men threaten to leave. I employ nine men and one boy. One left half a day
last summer, sick from the smell, not long sick. I know of the sickness in father's
family.
(Correct),
C. A. QUICKFALL.
From the statements contained in the sworn evidence it will not be difficult
for the board to realize the nature of nuisance referred to. In the opinion of your
committee the nuisance is of so serious a character as to demand the immediate
enforcement of whatever Health Acts are available for the abatement of the
nuisance, and would advise that the Local Board of the township of Waterloo be
advi-sed to take action under Section 65 of The Health Act, said action being based
on the report of your committee.
All of which is respectfully submitted.
P. H. BRYCE,
J. D. MACDONALD.
After discussion the following resolution was adopted :
On motion of Dr. Vaux, seconded by Dr. Macdonald that the report of the
committee be adopted, and that the secretary be instructed to transmit a copy of
the report to both Township and Town Board of Health, with the opinion of the
board.
REPORT OF THE COMMITTEE OX SEWERAGE AND WATER SUPPLY
RE PROPOSED SYSTEM OF SEWERAGE FOR LINDSAY.
To the Chairman and Members of the Provincial Board of Health :
Gentlemen, — The Council of the Town of Lindsay having forwarded the
report on the proposed .system of sewerage for the town, your committee in order
that the board might be placed in a po.sition to judge of the advisability of ap-
proving of said plans, visited Lindsay on the 4th of October. Your committee,
in company with the Mayor, Chairman of the Local Board of Health, and others
visited the points of the various proposed sewage outfalls into tliii Scugog river,
and afterwards met in the town hall, where the town officials and a considerable
number of the medical men and ratepavers had assembled.
71
i37 Victoria. Sessional Papers (No. V2). A. 1894
The chairman of the meeting having stated the reason for calling the meet-
ing, Dr. Macdonald, for your committee, stated in a few words the duty of the
Provincial Board in refeience to proposed systems of town sewerage and asked
those present to state any objections wlnoh they might have to the proposed
Rysrem.
Drs. Mc Alpine and Poole objected to the report as not specifying whether any
provision had been made in the estimate for subsoil and cellar drainage. Your
connuittoe by referring to page 11 of the report, pointed out that the proposed
separate system made, as one of its special features, provision for dealing with
these two matters. Your committee assured them that it was reasonable to assmne
that the estimates intended these items, although it had to confess that the report
was not sptH'Hic with regard to these matters. It was further objected that such
drainagt^ would be insuilioient for certain jiarts of the town, where the ground
was springy, and also that if these drains were let into the sewers at certain
points there might be danger of sewer air getting into the cellars. It was pointed
out, however, by your committee that such diains had elsewhere been found most
efficient and that should they at any points be turned into the sewers, any
dangers from sewer gas might be obviated by tiaps at the points of entrance
thereto.
Your commiltoo having explained those points referred to the proposed sew-
age outfalls into the river, these being, as will be seen from the report, four in
number, throe of which are within settled portions of the town. Several objected
to these outfalls on the ground of local nuisances arising therefrom. As will be
seen from the map appoudod to the report the upper one ot these runs into what
is called the pond, a sluggish jiortion of the river, above the dam ; the f^econd one
of those at the foot of Lindsay street, is at a point below the dam where there i>
a bridge over the river, a landing place for the steamers, and where the wator.
especially on Sundays, is very sluggish, owing to the water being held up in the
dam ; while the third one, wdiich will carry the main body of .sewage, is above
the point where are several docks, and above points where logs and rafts are
boomed.
On (ho wlu»l(> it appeared to yi)ur committee that apart from the general
objections which your Board take to pollution of streams by sewage, as contrary
to the principles of the Pid)lic Health Act, there are real grounds for the objec-
tions taken to pollution of the river at the several points referred to.
This being the ease, 3'our committee assureil those taking objection to such
pollution that the matter at issue would receive full attention from the committee
in its rej>ort.
I he plan, as will bo soon from the report of the engineer, provides for four
district sewerage areas, consitleration being had on the ground of economy an I
convenience to the natural draiiiage levels of the town. You comnuttee fully
approves of the scheme outlined by the engineer which thus provides for four
sewage outfalls ; but considers that some provision must be made for dealing
with the sewage at the several outfalls in order that no pollution of the streau>
may occur.
Such provision can readily be made, as for some time to come, as the report
points out. it is not probable that the sewage formore than 2,000 of a population
is likely to be discharged.
Your committee is further of the opinion that at a snuill cost })rovision can
be made for tiUration of the sewage liy the construction of a sand and gravel
filter ahuig the baid< of the stream, immediately at or near the several present
proposed outfalls. While not specializiTig any particular form of ctmstruction, it
apj)ears to your conunittee that filter-beds somewhat similar to those proposed
72
57 Victoria. Sessional Papers (No. 1*2). A. 1894
for Chatham, or such as are in operation at London Asyhim, the Ontario Agri-
cultural College, Cuelph, and many other places can be conveniently arrangctl so
as to cause a clear sewage effluent to flow into the stream.
With such provisions added your comn\ittce has much pleasure in recom-
mending for adoption the proposed scheme for the sewerage of Lindsay as being
one which, in their opinion is likely to fulfil the requirements of the town, ;*na
which when constructed will add greatly to the prosperity of the town, so far as
a reputation for healthlulness of any town has a financial bearing.
All of which is respectfully submitted.
.1. D. NLVCDONALD,
P. H. BRVCI-:,
HARRY E. VAUX,
Committee.
The foUotcing is a minuU of the evidence taken informally at Linditay.
Ex-Mayor Walters being in the chair. Dr. Macdonald stat«Hi the objtxtof the c >mmitt«»e was to «btain
information and hear anj- objections to the prop jsed system of sewerage, and asked thrt.<e present to dis-
cuss the matter.
1. Dr. M<' Alpine objected to the pcheme on financial grounds, owing to the fact that no provi^i (n is
made, as far as he knows, f.r dealing with sulwoil watei.
2. Another gentleman spoke in favor of accepting the engineer "s views with reganl to the detaiN and
principles laii down in the report.
The combined syi^tem is ex|)en8ive.
Dk. McAi.riNK raii-ed the point regarding the turning of goil water to the sewer <^n Wellington str-tt,
thereby making the possibility of gas getting into house drains.
Dr. Poolk saw the report, said nothing rr sub soil drains.
Dr. McAlpixk objected to outlet into pond or at Georgiana street. 2nd. At Lindsay street, the three
eewers discharging near town wharf.
During the Sxinday there i« no current owing to mill holding up waters.
An area of lOO acres will drain into this, most thickly populated, much sewage from closets, etc.. wdl
create a nuisance.
The Franci-* stre«t sewer also discharges in front of a wharf. The current opjx>sit«> this under 100 feet
per minute for six days and le«8 on Sundays. These points will receive all the sewage fr.>in alvive, will
smell and cause nuisance. Be'ow this are four large mills rear tliis outlet, employing nary hands ; that
there are many raft< and logs In-low this holding up water.
lioats churn this up in |>a.s'>ing.
This ..('Wage will in niv opinion contaminate and make a nuisance to those in neighlv>rhoo<l.
According to rejKirt of engineer this will defvosit hut will b«» carrie^l away by slow water. This will be
deposited on banks and logs, as banks are low they flood, and sosewaj^e will l)e exfK>sc<l to air.
Mr. Mim,s a'.ked whf-ther there will be any danger at these outlet-*. Dr. Macdonald answered th^'t
there would be some nui>ance, but this can be avoided by filters.
Dii, PoCLK, thought a filter would !« an objection, and providing it would likewise l>e an objection.
Dr. Bcrrows thought oxidation and filtration would lessen the danger.
Chairman said : 1. Ts it not practicable to carry down main Wyond town "i No.
2 Can we consder this schome practically in keeping with sanitary conditions ?
.Mr. Skcretahv Dobson thought the discussion was good for the people pre^aent. He thought that an
outlet must be had in river if at all.
^f R. Hopkins, t<nvn solicitor, thought that while some pollution will be inevitable, it would not to any
such extent so as to be a serious objection.
Dr. MArnoNALi) ^tated that the committee will be able to say there were one or two main objections
which might b»» stated.
C'>rn4ine<l r«. .Se >arate Sewers, Pollution in River m Cle.^nline«, indicat<' what the committees duty
is, both as regards th" g<>neral intere>ts and the Provincial Boards view of this matter.
The boards views will be reported to the town council forthwith.
57 Victoria. Sessional Papers (No. 12). A. 1894
REPORT ON CHATHAM MAIN SEWER.
By p. H. Bryce, M. A., M. D.
To the Chairman and Members of the Provincial Board of Health:
Gentlemen, — *As will be observed from the accompanj-ino^ correspoadence
information was brought to your secretary that the Town of Chatham contem-
plated the construction of a main sewer alonj^ Queen street, the principal street
running fiom the Grand Trunk Railwa}^ to Main street, wdiich parallels the river.
Primarily this sewer is intended to drain the area, which, lying around the head
of this sewer, ha-i, owning to its being low, suffered seriously during the spring and
autumn from standing water. The course of this sew^er, its depth, gradient and
outfall are illustrated in the plan herewith submitted. Complaint was made to this
Board that the contemplated outlet would pollute the Thames at a point danger-
ously near a large workshop and at no great distance from houses.
As will be seen from the correspondence I at once communicated with the
council and pointed out the bearing of clause 30, Cap. 205, R. S. O. 1887, on the
matter under discussion. I was at once replied to stating that the sewer was
intended practically for drainage only and was urged to have the Board decide
in favor of the council's scheme, as a by-law had been passed and the early con-
struction of the same w^as urgent.
To expedite matters Dr. Hall, the medical health officer, was sent to Toronto
to discuss the matter with me. After stating the position of the council and after
a full discussion of the matter, I, at his request dictated the letter of the loth of
September found in the correspondence. On the 19th I proceeded to Chatham,
and met the board of health and council, and examined with them the course of
the sewer and the location of the proposed outfall. It will be seen from the
plans that the sewer will be in all rather moi'e than a mile in length is of H feet
area in larger part, and will serve as a main drain for a considerable number of
laterals. At present Queen street is not closely built up, there being along it a
con.siderable extent of vacant land, and a number of fine residences with an acre
or more of surrounding land.
As, however, water-works are established there w^ill yearly be an increasing
number of water-takers, and the demand for sew^er connections will certainly
£;row with a good main sewer constructed. The connections at present are as seen
in the map submitted.
Whatever therefore of sewage, at present or in the future, to be discharged
will be deposited at the foot of Second street, a hundred feet or so from Piggott's
planing mill. The river is probably over two chains wide at this point; and
residences occupy the opposite bank, A street distant (some 250 feet) up the
stream is the present outlet of a sewer which drains the principal business street.
Connected wnth this sewer are the principal hotels, banks, etc., altogether amount-
ing to forty connections.
I examined thd outlet, and it could not be said that, although discharging
over the bank above water level, any [jreceptihle local nuisance was created. The
lauk vegetation at the point favored this result.
After pointing out that house-connections with sewers were only beginning
and that they would go on increasing, I indicated the position the town council
would be in, if at some future time serious complaints were made and action for
damages should be instituted.
*Filps of Cfrrespondence submitted.
71
57 Victoria. Sessional Papers (No. 12). A. 1894
The probable direction of this danger would lie in the fact of the sluggish
nature of the river at the point of discharge. If a strong west wind blew from
Lake St. Clair there would be a decided current up stream, and the distribution
of sewage in the river would become extensive.
The council and board readily recognized the position, which the non-approval
of the Provincial Board of Health, w^ould place them in, and asked in what man-
ner I thought the difficulty might be got over.
While expressing my own rather than the Board's opinion, I stated that in my
opinion a ready and economical method of filtering the dry weather flow of the
sewage might be carried out by constructing along the river bank a filter-bed of
gravel, and outlined in a rough diagram the proposed bed.*
The board and council recognized the practicability of such a scheme and
agreed to at once set the engineer to work to alter the level of the sewer ia such
a way as to make the construction of the bed practicable ; and to have the matter
adjusted at a special meeting of the council.
On this undertaking I spoke for the Board in stating that I was sure if this
were carried out it would gladly corapl}^ with the council's desire to push
along the work at once, beginning the surface excavations without delay.
All of which is respectfully submitted.
PETER H. BRYCE,
Report was adopted. Secretary.
REPORT RE WATFORD MAIN SEWER.
Prepared by P. H. Bryce, M.A., M.D
To the Chairman and Members of the Provincial Board of Health :
Gentlemen, — Several telegrams having urgently requested my presence in
Watford, I visited the village on the 27th of September, and called upon the
reeve, and medical health officer and members of the Local Board of Health.
In their company I examined the course of the proposed sewer, its outfall
and heard fully the objections raised to its construction, and the reasons why an
injunction had been sought by an ex-reeve with others to prevent the council
from completing the sewer already begun.
The accompanying map indicates the course of the sewer.
I may state that Watford lies in East Lambton and is the seat of the East
Lambtou County Fair ; is a town of 2,500 population, and the centre of a nice
agricultural county. Its site is, however, on the flat alluvial area of Lambton,
underlaid everywhere with the blue clay of the Erie deposits, thereunder at 100
feet striking the flat surface of the Hamilton or -oil-bearing shales.
The course of the sewer is through the central Imt lower part of the village
running -svesterly and at right angles to the principal business street. The sewer
is intended principally as a drain to replace an old wooden drain, of two feet or
more square with the bottom so arranged, with cross scantling that deposits
remain behind each succeeding one. To this old drain run several tile drains from
the main street, and from these, as well as directly into it, run the street wash-
ings and those from several hotel yards, manure piles, stables, etc.
The old drain Avas laid in one of the street gutters \x\l\\ its top expjsed.
This had broken down in many places from decay and Wiis exposed in places
•espesiall}^ near where several cases of fever occurred last year, or are at present.
* Diagram was submitted.
75
57 Victoria. Sessional Papers (No. 12). A. 1894
The drain is being laid deep enough though shallow to be free from danger
of frost, and is having its joints laid in loose without cement, the clay, it is
thought, likely serving to close the joints. No tiles with shoulders for local
house connections are supplied, so that the openings into it will be it' carried out
as at present into main tile by fractures. I would strongly urge that the council
put in tiles with junctions opposite each lot or in lieu thereof require that house
drainage be carried by house tiles to the nearest catch basin.
The new drain will be more used than the old, and should as I pointed out,
have had connection tiles arranged opposite each lot. The tiles are good. I
advised that a tumbling basin or flush tank to be placed at the head of the drain,
and this is easily carried out as borings have been successful in many parts of
the village in obtaining an abundant supply of water which rises to 30 feet from
the surface from the thin layer of gravel under the clay and on top of the rock.
Several factories have supplied themselves with an inexhaustible supply while a
medical gentleman is supplying from a boring in his property splendid water to
an hotel and several other consumers. Tiie water is essentially the same as that
at Chatham.
The only outlet for the town drainage is along the course of the present sewer
into the township to the west by a low level dry water course. No house is
within several hundred yards of the termination of the town drain.
As, hoM^ever, the drain ends in a pasture field, and as the objectors have-
made the point that the township might complain, I suggested that the difficulty
may be obviated by arranging at the end of the sewer and in the course of
the ditch a gravel filter with a catch basin at the end of the sewer. The deposit
in the latter may be removed from time to time and the gravel may if necessary
be renewed ; but I have little doubt that the small amount of sewage which
may go down will not be such as to in any degree injure its efficiency.
The town is generally in a good sanitary condition under the efficient Medi-
cal Health Officer, Dr. Harvey.
The application for an injunction to restrain the town from constructing the
sewer was being argued in Toronto, the very day of my visit to the town and
has not, as far as I am aware, been yet granted.
All of which is respectfully submitted.
PETER H. BRYCE,
Secretary.
REPORT RE WINDSOR WATER SUPPLY.
By J. J. Mackenzie, B.A.
To the Chairman and Members of the Provincial Board of Health :
Gentlemen, — I have the honor to report to you a series of interesting ex-
periments bearing upon the pollution of Windsor water by the sewage of Walker-
ville.
On account of the trouble arising from this pollution analyses have been
made of samples of Windsor water by Dr. Pyne and Dr. Ellis, of Toronto, Dr.
Clark, of Detroit, Mr. Shutt, of Ottawa and myself at various dates. There was
practically no agreement between the various analyses, a fact which was to be
expected from a stream like the Detroit River, running fairly rapidly an I sub-
ject to varying pollution,
76
57 Victoria. Sessional Papers (No 12). A. 1804
Appended to this report is a table of these analyses dating from January
1891.
The case for Windsor reached a climax in September when Windsor entered
^ suit against Walkerville for polluting its water supply.
Whilst in Windsor attending the trial Dr. Bryce, Mr. Chipman and my-
self determined to make a test which might possibly settle the question as to
whether pollution existed or not. With that end in view there were procured
tvvi' barrels of salt which were emptied into an ordinary watering cart contain-
ing 600 gallons of water. The water was heated by passing live steam through
it until the salt was all dissolved and the brine thus obtained was taken up into
Walkerville and emptied into the sewer about 200 yards from the point at which
it opens into the river. At the same time a float was dropped into the river at
the sewer outlet as soon as the flood of brine reached that point, that being indi-
cated by the sudden increase of the flow.
Shortly after this float passed the Windsor water-works intake samples of
water were taken from the river at that point, (both surface and deep) and at
the same time from the tap in the Windsor water-works pumping-house.
Three other samples were taken in the afternoon before the brine was
dumped into the sewer. ;>
Thanks to Dr. Clark, of Deti'oit, who placed his laboratory at my disposal,
it was possible to make a determination of the chlorine the following mornino-.
The following is the result of the tests.
Samples taken before the brine was thrown into the sewer.
Chlorine in parts
No. per million.
1 River surface 1.4
2 River deep 1.4
3 Tap 1.7
Simples taken after passage of float indictating entrance of brine into the
river.
Chlorine in parts
No. From river. per million.
4 1.4
5 1.4
6 1.4
7 1.7
8 1.4
9 1.04
10 1.04
11 2.8
12 3.5
IS 2.80
14 3.50
15 2.80
16 3.50
17 1.04
It will be seen from these results that the normal chlorine of tlie river for
that afternoon was about 1.4 parts per million and that the amount of salt
thrown in was just suflScient to increase the chlorine 2.1 parts \)(h- million.
It was sutK(nent, however, to show that there was direct j)ollution of Wind-
sor water by Walkerville sewage.
• 77
57 Victoria.
Sessional Papers (No. 12).
A. Ib94
The following table gives the results of the analyses of the various samphs-
alonsr with the time at which each was taken :
Date.
Free
Anmionia.
Albuminoid
Ammonia.
Oxygen
in
15 Minutes.
Oxygen
in
4 hours
Chlorine.
Detroit River (Ellis) . .
January 27, '91.
December 3, '91.
December, '91 .
January, '92 . .
May, '92
June, '92
August, '92
August, '93
May, '92
June, '92
August, '92 ...
June, '92
August, '92 ....
August, '93 ....
August, '92 ...
1888
0.04
0.032
0.17
0.025
0.026
0.052
0.024
0.026
0.13
0.05
0.02
0 03
0.015
0.09
0.24
0.01
0.25
0.15
0.28
0.23
0.24
0.048
0.24
0.17
0.194
0.24
0.12
0.03
0.112
0.030
0.13
0.12
0.09
0.11
0.28
2.06
0.94
4.4
4.0
5.2
1.45
4.4
4.0
0.96
0.78
0.80
""0.48"'
0.46
0.48
0.39
0.47
0.69
0.16
0.39
1.53
2.02
0.51
""i.bi' '
0.64
0.94
0.62
0.78
0.99
0.69
0.81
4.5
4.5
Walkerville
2.0
4.0
4.0
u
4.5
Askin's Point
Detroit
Windsor
4.0
4.5
2.0
4.5
3.5
1891
3.4
All of which is respectfully submitted,
J. J. MACKENZIE.
Copy of letter enclosing the preceding report.
To the Chairman and Members of the Water Commissioners of the Town of
Windsor, Ontario :
Gentlemen, — It was with much pleasure that the Provincial Board of
Health at its quarterly meeting held last week received and adopted the report
made by Mr. J. J. Mackenzie, herewith enclosed, in which the results of our most
interesting and satisfactojy experiments regarding the question of the possibility
of pollution of Windsor water vvitih Walkerville sewage are recorded.
The experiments are of extreuie importance to all sanitary authorities, and
especially to your town in view of the expo.sed position of your intake pipe.
If your comuiission will refer to a repcn-t on " Pollution of Streams " ci»ntiined
in the annual report of this Board for i«92, read and adopted at the annual Con-
ference of State Boards of Health at Lansmg, Michigan, you wdl see exactly the
dangers to which towns on streams contaminated with sewaj^e must in the nature
of things be always exposed.
As there pointed out, they may for a time be apparently free from typhi i<l,
cholera, etc., wdien suddenly as has oocurred, almost everywhere, an outbreak
more or less serious occurs. (See for iuNtance outbreak at Ottawa of 1887;.
All in your case required will be typhoid in Walkerville, when as cer;ainly
as the germs of the disease pass into the sewage the disea.'-e will make its appear-
ance in Windsor. (See Lawrence and Lowell outbreaks in Massachusetts.)
78
57 Victoria. Sessional Papers (No. 12). A. 1894
With these facts as daily guides to all health authorities and custodians of
public water supplies, it was with no common pleasure that 1 witnessed the
amicable settlement between Windsor and Walkerville of a question wnich must
have grown yearly more serious, and which already has produced injurious effects
on the health of Windsor, and yet more injurious results on the city's reputation
as a desirable place for prospective residence. I am not aware of how far your
commission has proceeded to carry out the terms of the agreement entered into,
but I would say that, with every obstacle removed, your commission has laid
upon it a most serious responsibility for every day's delay in carrying out the
wishes of your people, and what practically amounts to a decree of the Court.
I trust, however, that before ice again forms on the river, (for in such situations
I have noticed that river pollution seems to become most concentrated in winter),
Windsor people may be relieved by the action of your commission from the feel-
ing that some unfortunate pollution above may become the occasion of an out-
break of typhoid, and even though this do not occur, of malaise and malarial
troubles, the ordinary accompaniments of sewage pollution.
I shall be glad to learn from your commission of the progress made in the
work of construction.
Trusting that with the city's many natural advantages in other respects,
this of perfectly safe water may be shortly added.
I remain, gentlemen,
Your obedient servant,
October 12th, 1893.
PETER H. BRYCE,
Secretary Provincial Board of Health.
REPORT ON HUNTSVILLE TANNERY NUISANCE.
By J. J. Mackenzie, B.A.
To the President and Memfihers of the Provincial Board of Health :
Gentlemen, — On August 11th I visited Huntsville to inspect the tannery
belonging to D. Alexander, Esquire, situated in that town.
The Local Board of Health complained that this tannery was causing and had
caused a nuisance by draining the refuse and wash water into a swale situated
partly on the tannery property and partly upon an adjoining lot.
The tannery is a large building situated about the centre of the town to the
east of the small lake and south of the river Muskoka. The hides tanned are
almost exclusively from North America and the capacity is about l,3o0 hides per
week. The hides which are, of course, quite dry, arc softened by soaking in river
water ; they are then sweated, then placed in an acid bath (capacity of vat 7x7
X 9 feet ; about a pail to a pail and a half sulphuric acid to each vat) ; after this
they are placed in the tanning liquor. The fleshings and scrapings from the hides
are either buried or larmers are paid to take them away.
This is the condition of affairs at present. When the Local Board of Health
first complained about a month ago a certain amount of the drainage was running
into the swale. This the manager of the tannery agreed to stop and he also
agreed to gradually fill in the swale on the tannery pro[)erty with tan bark,
beginning at the driest part ou the side next the tannery. The Local Board of
79
57 Victoria. Sessional Papers (No. 12). A. 1894
Health claim that the tannery is responsible for the condition of the whole swale
and consequently should be made to remedy it. The swale is about an acre in
extent, partially covered with brush. It is very little above the level of the lake
to the west of it, but is separated from it i\v the railway embankment through
which is a culvert, and a piece of land occupied by a sawmill. In the spring of
the year when the water rises the swale is flooded, but it is claimed that before
the tannery drainage ran into it, it soon dried up. Now, however, it remains
quite wet throughout the summer and the stench which arises from it is very bad.
At its lowest point there must be from two to three feet of mud, which when
stirred up and examined evidently contains tannery drainage ; the color on the
surface is black but beneath is a brownish tanbark, lime and bunches of hair may
be occasionally found, although^ of course, most of the hair and fleshings are
carried away from the tannery. The mixture at any rate has enough organic
matter to putrefy and give otf' a very disagreeable odor.
The nearest buildinof is a saw-mill across the railway embankment. The
school house is about twenty rods distant.
Annexed is a map which will show approximately the state of affairs.
The Local Board of Health consider that the manager of the tannery is doing
all in his power to prevent an increase of the nuisance, but they wish something
done to abate the nuisance which already exists.
The Grand Trunk Railway has cleaned out the culvert under their embank-
ment, but it has never been deep enough to drain the swale and the cleaning out
has had no efl'ect. They have also only been able to clear the ditch leading from
the culvert to the boundary of their property. From there the drainage would
pass through the saw-mill property, and if there was a drain there once, it is now
tilled up with saw-dust.
It would be a difficult matter deepening the culvert and drain so as to drain
the swale, as the railway embankment is mainly made up ot broken rocks and
has sunk considerably into the soft soil beneath it.
It would not be wise, in my opinion, to stir up the mud of the swale during
the summer, but something could be done in the fall and winter.
Dr. Howland, the Medical Health Officer, suggests that in winter all the bush
be cut off and the whole thing filled in with dry earth and covered with tanbark.
This seems the only feasible scheme ; the question is who shall do it, the tannery
or the municipality.
REPORT re SANITARY CONDITION OF CHEESE FACTORIES.
Prepared by E. E. Kitchen, M.D.
To the Chairman and Members of the Prooinciai Board of Health :
Gentlemen, — Your committee appointed to examine into the best method
for the disposal of whey as a by-product of the cheese factories, beg leave to
report, that in 18S6 a very careful and detailed statement, " Re nuisances arising
from cheese factories, creameries and piggeries connected with them, and on some
remedies proposed therefor," was given to the Board by a committee consisting of
Dr. Bryce and the late Dr. Yeomans. This included the by-product whey upon
which we have been asked to report. This may be considered as a supplementary
report to the one above mentioned.
Your committee have gone to considerable trouble in correspondence with
Inspectors of cheese factories, leading cheesemen, and visiting factories, and have
found the following to be the custom in regard to the disposal of whey.
80
57 Victoria. Sessional Papers (No. 12). A. 1894
From the reports and correspondence with the Inspectors we learn that about
(I) half of the cheese factories during the past year returned the whey to their
customers in the cans in which they received the milk, while the other half is
fed to the pigs near the factory. In our visit to Chicago and the west during the
past month we notice this same procedure is carried on. Wisconsin, one of the
leading dairy states, and who manufactured 38,000,000 pounds of cheese in 1892
gave us a similar statement. There has been less return of whey in the cans
during the past summer and more direct feeding to the pigs at the factory, caused
chiefl}' by the good work done by Inspectors, the carefulness of buyers and more
inteJligence being shown by the cheese makers and their patrons.
Owing to the great loss to the country from inferior cheese, caused by carry-
ing milk in cans that have had whey returned to the patrons in them, your
committee would recommend one of the two following methods to be pursued :
1st. Have the factory built on an elevation and removed as far as possible from
habitable dwellings. Let the whey be forced into a vat above the ground by a
jet pump and there sterilized. Now have the vat connected with a properly con-
structed piggery and the whey fed there. By a plentiful supplj^ of water the
pen could be often cleaned and the solid and liquid contents run off into a large
cess pool. This cess pool should be built and plastered with cement, attached to
this should be a smaller one similarly built, but not more than two-thirds its
depth and connected with the larger one by a syphon. Thus as the solid portions
fall to the bottom, the liquid is drawn oli and distributed by means of weeping
tiles, to as much of the surrounding land as is needed, and thus acts as a constant
fertilizer to growing crops. The solid portion can be mixed with earth and
drawn to fields where it is required. 2nd. Have pipes leading from the vat
referred to above, to several small enclosures, where tlie pigs can remain in rota-
tion. When field number one, gets a fair share of manuring and is likely to
become unsanitary, remove them to the adjoining enclosure, and the first one can
be ploughed and sown with corn, etc. This can be changed as often as necessary.
Neither of these methods can be said to incur large expense. Greater value will
be thus secured for the whe}'^ and proper use made of the manure. As it is now
in connection with a very large portion of factories, the whey is lost, the cheese
frequently sutlers and the pig pens make the whole factory and surroundings an
intolerable nuisance, lessening the price of cheese, causing disease and making living
anything but comfortable to those who have the misfortune to live near.
E. E. KITCHEN,
P. H. BRYCE.
The report was discussed and adopted, anl the following resolution carried.
Whereas the canning of fruits, meats, etc., has become so universal and used so generally over every
part of our coilntry, aad, wherea* greac injary to mtnkind is daily becoming more general and much sick-
ness and even death the result of eiting the contents of such can-", so often made poisonous by the tins
being made of inferior m iterial, and the cans being kept too long b-;fore citini? : —Therefore be it resolved,
that this Board recommend the Government to insist upon all canning estab ishments to place the date
upon all their cans as to when they were put up, and also to urge upon the manufacturers the advisability
of using glass, and if not practicable, to me a better class of tin for the containing of these goods.
0 (II ) 81
-57 Victoria- Sessional Papers (No. I'J). A. 1894
PART III.
INCLUDES ANNUAL REPORTS OF
CITIES. TOWNS, VILLAGES AND TOWNSHIPS,
57 Victoria. Sessional Papers (No. I'J). A. 1894
Belleville.
Report of the Medical Health Officer.
Belleville, Ont, November 30th, 1893.
To the Chairman and Members of the Local Board of Health :
Gentlemen, — I have the honor to present" the following report for the year
■ending the 3( th November, 1893.
The mortality for the past year has been lower than for the past ten years,
•owing, in a great measure, to the extra sanitary precautions taken and the cool,
dry summer we have had.
The sanitary inspector again divided the city into wards, giving each police-
man a ward to look after, who made a personal inspection of every yard and
water-closet in the city, noting carefully the sanitary state, and again called on
those in which anything was found wrong, issuing the necessary order to
remove or abate any nuisance found. In all cases the parties complained
of removed or abated the nuisance without proceeding to extreme measures.
Several cellars on Front street were found in unsanitary state, owing to the
cellars being below the drains. I ordered the parties to fill them up and concrete
the floors to the required levels, which was done and the nuisance abated.
During the year the public wells have all been cleaned and pumped out once —
and in some cases, when required, oftener.
I have had closed up twenty-five privy pits and dry earth closets erected
instead. I hope soon to see the day when there will not be a single privy pit in
the city.
The city has been very clear of all preventable diseases such as typhoid fever,
scarlet fever and diphtheria, although at the present time we have several cases
of scarlet fever of a mild type. The first case coming from Montreal and not
reported, being of such a mild type, the children went to school. As soon as the
first case occurred I took all precautions, having each house placarded and
thorough isolation enforced, and after convalescence each house fumigated. If
parents, teachers and physicians would promptly report all suspicious cases
of sickness, I have no hesitation in saying that scarlet fever, diphtheria and
measles would never gain a foothold in our midst.
Complaints have been made of the smell from hide curing establishments
in the city limits. I myself made several visits both day and night to these
places and would strongly recommend such establishments to be placed outside
the city limits, for no matter how careful and clean such places may be kept,
there must necessarily be more or less odor of not a pleasant character.
The slaughter houses in the city have been kept clean and no refuse matter
allowed to remain on the premises twenty-four hours.
The market square has been kept pretty clean during the summer, but there
is still room for improvement.
Front street, in my opinion, has not been kept in a cleanly state during the
past summer. It should, in my opinion, be swept at least once a week, and the
water cart man should not be so lavish with water, making it the muddiest and
■dirtiest street in the city instead of the cleanest and best.
I have is.sued, during the year, something over fifty notices in duplicate for
the abatement of nuisances, which have been served by the police. I have person-
ally investigated some sixty cases of complaints, some of a trivial character, others
requiring prompt action. I have personally disinfected several houses and
impressed upon all concerned the great care to avoid spreading infectious diseases
So
57 Victoria. Sessional Papers (No. 12). A. 1894
while children were sick with scarlet fever. I have had the analyses made of
water from wells, and in case of doubt about wells requested parties to not use
the water until I had an anal3'sis made.
I cannot conclude this report without thanking the Inspector and his
assistants for their cheerful and prompt assistance in assisting me in the dis-
charge of m)' duties, and cannot help saying that it is owing, in a great measure,
to the careful and systematic manner in which the Inspector anf^ his assistants
have performed their duty that the city has been so healthy during the past year ;
and I trust that with the same care and energy displayed next year, we may
escape that dread disease, cholera, which has found a foothold in almost every
European country, and notwithstanding the great precautions taken in England
has visited and left its mark in several parts of the country. We must then
next spring be prepared and do whatever possibly can be done to have the city
in such a sanitary state that if it should gain a foothold we will be in a position
to stamp it out and prevent it becoming epidemic.
I have the honor to be,
Your obedient servant,
R. TRACY,
Medical Health Oflficer
Brantford.
Report of the Medical HeaUh O^cer.
Brantford, December 12th, 1898.
The Chairman and Members of the Brantford Board of Health :
Gentlemen, — I have the honor to present the following report for the year
ending November 1st, 1893.
Mortuary Statistics. — The number of deaths in the city during the year was
218, which gives the low rate of 18.88 per 1,000. The deaths last year were 221,
and the rate 14.8.
Of the 218 deaths, 47 were undei- one year of age ; 71 under five years ; 48
were over sixty and 12 were over eighty years of age.
There were 27 deaths from consumption ; 19 from heart affections and 19
from cholera infantum and other diarrhoeal affections. There were 16 deaths
from diphtheria ; 5 from scarlet fever and 4 from typhoid fever.
Typhoid Fever. — Last year the number of cases reported was 55 with two
deaths. This year there were 49 reported cases and four deaths. The average
number of cases reported for the five years previous to 1892 was about 95, and
the average number of deaths was ten per annum.
Of the 49 cases of typhoid fever reported this year 46 were users of well
water and three only used city water. Of the four fatal cases all used well water
and the wells were in each case especially bad, and the other sanitary surround-
ings were likewise bad.
It is thus apparent that the assertion which has been made that the use of
city water has been a cause of typhoid fever is utterly unwarranted and reckless.
86
57 Victoria. Sessional Papers (No. 12). A. 1894
The present condition of Brantford as to this disease shows a very remark-
able improvement and the bad reputation the city had in former years has been
redeemed. This improvement has steadily kept pace with gradual abandonment,
of well water and the improved sanitar}' condition in other respects.
It is to be remembered that over <"ne-half of the population still depend for
their water supply on wells, most of them deriving the larger part of their supply
from the rainfall in their immediate neighborhoods ; great numbers of these wells
freely communicate with each other through the extremely porous soil ; the in-
creased use of one directly reducing the supply of others near by, and to prevent
their contamination is simply impossible.
Whilst typhoid fever may undoubtedly arise from other sources than impure
water, as from contact with typhoid patients, from the use of contaminated
milk, etc., it is certain that nearly all cases of the disease are due to the use of con-
taminated water ; even in the case of milk the contamination is due to the use
of contaminated water in rinsing the vessels.
The experience we have now had in Brantford seems to show plainly that
here as in other places the practical extinction of this disease cannot be expected
unless the use of well water is generally discontinued.
I refer for illustration to one dwelling, situate on Alexandra Park, where
much fever has existed this year. At this point there is a general depression in
the .surface, about one acre of land being from two to three feet lower than the
surface in the neighborhood. The wells in this locality are better supplied than
the surrounding ones, the rainfall obviously tending towards this depressed local-
ity. Last year there was a solitary case of fever with diarrhceal symptoms in
the dwelling referred to. The dejectives were carefully buried in the ground
about 35 feet distant from the driven well. The soil thus contaminated was the
filter through which subsequent rainfalls would pass to supply that well and pro-
bably other neighboring wells. This year we have the fruits, all the rest of the
family, I think five in number, have had the fever. All the other sanitary con-
ditions of the premises were good. The family was in other respects healthy,
and there was no know^n exposure to any other case of fever.
Diphtheria and Scarlet Fever. — I regret that although these diseases have
not been as prevalent nor as fatal as they were in many former years, there has
yet been a continuous epidemic of both diseases during the whole year, and that
this epidemic still continues and is at present a source of much apprehension.
These diseases have their first origin in filth and are thereafter spread
mostly by contact, chiefly through the schools, especially amongst the junior
classes.
The whole number of cases reported from November 1st, 1892, to November
1st, 1893, were of diphtheria 114, and of scarlet fever 144. The deaths from
diphtheria were 16 and from scarlet fever 5.
The great number of w'ays in w^hich these affections, and especially scarlet
fever, may be transmitted from even remote places make it about hopeless to ex-
pect their entire suppress 'on.
For instance within personal knowledge a Brantford township lady w^ent to the
World's Fair and afterward visited som3 relatives in Sioux City. The children
there had scarlet fever. They played with a lot of pasteboard toys daring con-
valescence. They made up* a parcel of these toys and sent them to their
Canadian cousins in Brantford township. Within two or three weeks after the
receipt of the toys the family receiving them were all taken ill with scarlet fever^
though so far as known otherwise entirely unexposed.
87
67 Victoria. Sessional Papers (No. 12). A. 1894
If it is impossible to prevent these diseases entirely, much may nevertheless
be done to limit their spread and diminish their severity and fatality, by notifi-
■cation, isolation and local sanitation.
I rec^ret to say that notification according to the provisions of the Public
Health Act has not been as well attended to this year as in the two or three
years previous, and I think it imperative that the law in this regard shall here-
after be more severely enforced. Laxity in this respect has been an important
cause of the spread of diphtheria and scarlet fever during this year.
As to isolation much may be done by excluding children from infected
houses, from the public schools, and preventing their mingling with the unin-
fected, and where cases occur in roomy dwellings it may usually be possible to
isolate the affected member. If domestic servants in such dwellings are attacked
they can be and usually are immediately put out of the house to find shelter and
spread infection in the small and often crowded and insanitary homes of their
relatives or friends. There is however a variety of ways in which a retributive
Providence may and often does return to the dwellings of the well-to-do the
germs of these*^ diseases cultivated to a special malignancy in such favorable
soils.
Our means for securing isolation are not equal to those of other places, as
for instance, Guelph, London and Hamilton, where they have isolation annexes
to their hospitals, from which great good has resulted and no evil. The establish-
ment of isolation hospitals or wards, is obviously a matter of vital interest to all
classes in the community. They are especially needed for patients attacked in
small and crowded homes with no means of separation or proper nursing, also for
■cases occmring in hotels and boarding houses', and for servants whose homes are
not in the city.
In Brant ford a legal technicality of doubtful applicability has been invoked
to prevent the erection of an isolation annex to the hospital and the surplus
hospital funds which have been accumulated and which it was proposed to use for
such a purpose remain unused.
The increased expense required to establish and maintain a separate hospital
for the few cases of diphtheria and scarlet fever requiring hospital isolation in a
city of the size of Brantford ought not to be called for. If the supposed legal
difficulties in the matter cannot be removed -we may nevertheless very soon be
compelled to incur the expense.
Not inferior in importance to notification and isolation in preventing the
spread of scarlatina and diphtheria is good local .sanitation. The value of a pure
and wholesome condition of the dwelling and its surroundings in this respect is
well seen by referring to the condition of all the dwellings where diphtheria and
scarlet fever have occurred in Brantford this year. ,
The 268 cases of these diseases occurred in 148 dwellings. A reference to the
Sanitary Inspector's reports as to the condition of each of these 148 premises,
shows that 26 were in a very bad state. 76, although in most respects in a good
state, were unsatisfactory in some important matters, chiefl}^ in regard to sinks
or soak pits or foul manure heaps, or the bad state of adjoining premises, and 46
were marked good. There were thus 102 with bad sanitation as against 46 with
good.
A review of the Inspector's book as to the general condition of all the 3,375
premises in the city, shows that in proportion the cases of scarlet fever and diph-
theria were nearly five times as numerous in dwellings in an insanitary condition
as they were in the others. It is further apparent from a study of these cases that
with few exceptions the dwellings in which there have been several cases were
all in a bad sanitary state.
88
57 Victoria. Sessional Papers (No. 12). A. 1894
It is thus obvious that although by direct contagion these diseases may occur
in the most sanitary homes, their favorite ground for development is in those
which are in a bad sanitaiy condition.
Sanitary Inspections. — In view of the possibility of a cholera invasion this
iDoard last spring authorized a systematic and thorough inspection of all premises
in the city. This work which occupied several months of time of the Sanitary
Inspector, and P. C. Wallace, who was deputed by the Chief of Police to his
•assistance, has 1 believe been well and faithfully done.
Thus 3,375 premises were inspected, including all the dwellings, shops,
factories, work rooms and public buildings, etc.
The space in this report will not admit of lengthy details of this large num-
ber of inspections, but the records of every one of them are now on file in the
Health Office, and these are of great value for present use and future reference.
It may be stated that there were found to be 2,138 dry earth closets in use,
and there are still in existence, chiefly in the more thinly settled parts of the
■city a considerable number of privy soak pits. The work of abolishing those
still remaining in the more densely populated portions has not been pressed dur-
ing the present year because of the intention in very many cases to establish
sewer connection.
The number of sewer connections thus far made is about 300, but the im-
portance of these connections is not measured by their number, as they include
liotels, public building, factories, boarding-houses, etc., where the most urgent
need of a means of removing liquid refuse existed.
The work of establishing sewer connections is steadily progressing in a
satisfactory way.
There were 1,920 wells in use and 254 not in use, the water being so bad
that it could not be used. The number of premises using city water was 1.525 ;
■of these 190 have had the water laid in during the present year. A very large
number of the wells would have been abandoned and many more city water con-
nections made but for the temporary discredit thrown upon the character of the
city water.
The number of complaints of nuisances during the year was 242, some of
these of rather a grave character ; nearly all of them were readily dealt with, but
in nineteen cases ])rosecutions before the Police Magistrate were required. In
eleven cases convictions were obtained ; two cases were withdrawn and six
dismissed.
Milh Suppljf — The milk supply of Brantford is furnished at present by 22
•dairies having 369 cows, omitting private supplies. With the exception of two
within the city limits the dairies are a' I in the township within a few miles of
the city and the milk is delivered directly from the wagons, the daily amount
being as estimated 2,208 quarts. Selling at five cents a quart the cost of this
supply for the year would be S40,396.
The dairies are all in good condition, some of them excellent. General tests
by the Babcock tester were made in March, July and October. In butter fat the
whole average was 3 72 per cent., and no' sample of really poor milk was found.
A good system of licensing, inspecting and testing has resulted in a very satis-
factory improvement in the quality and the value of the milk supplied. The
average of butter fat in 1889, was 3.20, 3.72 in the present year shows an im-
provement of 16^ per cent., which means an increased cash value of $6,716 to the
consumers.
Water Supply. — It must be a matter of satisfaction to every citizen of Brant,
ford to be assured that the city has not only an abundant and assured supply of
89
57 Victoria. Sessional l^apcrs (No. 1*2). A. 1894
water, but that in purity and excellence it is all that can be f'esired. That this
is its present condition is obvious to the senses of any one, and its excellence has
further been confirmnd and demonstrated by the most exact analytical and
bacteriolooical examinations in the laboratory of the Provincial Board of Health.
There was a time during the last summer when much public apprehension
existed in this regard, the water in appearance and taste was unsatisfactory, its
wholesomeness w^as also probably impaired, although as has been shown the evil
arose not from any animal or sewage contamination but from the presence of
veg.- table debris decayed wood, leaves, etc., in the pond a few bundled feet south
of the wate; works buildings. It has been shown that during unusual dearth
when the subterranean waters feeding the springs which supply the collecting
galleries were extremely low, there was a trend of water from the pond in which
there was much vegetable debris, towards the galleries feeding the waterworks
well. This has not now occurred for several months, the trend being in exactly
the opposite direction, and no present danger exists in this respect.
I nevertheless regard this pond or " dead creek " as a standing menace to an
otherwise splendid waterworks system.
If the evil were incurable it might be submitted to for the reason that the
possible occasional tainting of tl e water from a pond containing decayed wood^
etc., the waters of which pond could in no case contribute to our supply without
previously filtering through several hundred feet of the best known filtering bed,,
can in no respect be so serious an evil as the tainting of well water, constantly
occurring from the filtration of the rainfall through only a few rods of soil con-
taminated b}- animal and vegetable refuse and sewage of adjacent cess pits, soak
holes, manure heaps, etc.
But the evil arising from the existence of the pond is entirely curable, as is
well known, and no unnecessary delay should occur in the matter so that any
possible dangers in the future may be avoided, public confidence may be fully
restored, and the universal use of citj- water may as far as possible prevail.
I close this report by saying that notwithstanding the prevalence of scarlet
fever and dijihtheria. and notwithstanding the very exceptional number of 27
who have died of consumption, the death rate of 13.83 per 1,000 is the lowest
that we have had since the establishment of this Board nine years ago, and by
further reminding the Board that the amount of typhoid fever is but little over
one third of what it M^as a few years ago.
We are therefore well justified, I think, in feeling that the sanitary condi-
tion of the city is in a very solid, assured and promising condition.
I have the honor to be.
Your obedient servant,
EGERTON GRIFFIN,
Medical Health Officer.
GUELPH.
Medical Health Officer's Report.
GuELPH, 1st Dec, 1893.
It affords me considerable pleasure to be able to report that during the official
year ending the 31st of October, the mortality rate for the city shows a decided
improvement to that of the preceding year ; especially is this improvement
marked in reference to zymotic or preventable diseases.
90
57 \^ictoria. Sessional Papars (No. 12). A. 1894
The books show that 24 cases of measles, 13 of diphtheria, 3 of scarlet fever
and 3 of t3'phoid fever were reported. Of these all recovered except two of the
diphtheria cases. Only two deaths from preventable diseases in a place having
the population of Guelph is a remarkably good record. In the preceding year no
less than 184 persons were reported by the medical men of the city for diphtheria
alone. The marked change for the better, in my opinion, was due to three things,
namely :
l^t. More attention was taken to prevent places of assembly, especially school
rooms, from becoming agents in spreading disease.
2nd. The citizens as a rule removed their garbage and other obnoxious sub-
stances more thoroughly than in former years.
3rd. Our capable sanitary inspector compelled the indifferent ones to comply
with the regulations of the Board of Health in respect to the sanitary condition
of their premises.
Duiing the year from all causes 141 deaths occurred in the city, which,
basing our calculation on the same population as last year (11,000), gives the
exceedingly low rate of 12.81 per thousand. Moreover, no less than twenty-one
of the deaths were reported as still-born, and if these are deducted the rate falls
to 10.90 per thousand.
Guelph, in a sanitary point of view, has many natural advantages and only
requires a proper system of sewers to place it, in a health respect, second to no
other city on the continent. There is reason to believe that the majority of the
citizens are now aware of the importance of drainage, and that before long the
want will be supplied.
H. HOWITT,
Medical Health Officer of Guelph.
Hamilton.
Report of the Medical Health O^cer.
December 1st, 1893.
To the Chairman and Members of the Local Board of Health :
Gentlemen, — The principal nuisances brought before the notice of your
Board during the past year having been so thoroughly discussed and investigated
that it is needless for me now to allude to them. The lowness of water in the
bay which became perceptible towards the end of October has necessarily reduced
the usual quantity of water in the inlets, one of which has been completely un-
covered for a considerable distance, and into which city sewage as also sewage
from the neighboring factories empty. This is a matter which should leceive at-
tention. It is quite possible that the increase of sickness which has lately occurred
may be due partly to that cause, coupled with the warmth of the weather at that
particular season. In contagious diseases I fear that isolation is not carried out
as well as it should be.
The ice supply last summer seems to have given satisfaction, as I have heard
no complaints of it. The analysis made last year having shown it to be of
excellent quality, I would recommend that the district so well selected by the
late Inspector Nixon be adopted for the coining season.
Some arrangement for the speedy removal of contagious diseases to the
hospitals is an actual necessity.
The accompanying tables will give an idea of our sanitary condition for the
past vear, and the several Inspectors' reports will show the amount of work done.
91
57 Victoria.
Sessional Papers (No. 12).
A. 1894
Tables showing Mortality by Sexes, by Months and by Wards, also Contagious
Diseases by Wards, in the City of Hamilton, jor the year ending 31st
October, 1893.
Citv mor-
tality.
Not included.
IS
S
ID
>
O
36
13
4
53
S
D
40
10
6
56
s
c
1-5
41
13
6
60
40
12
52
36
6
6
48
<
50
72
35
10
7
52
c
p
27
10
11
48
49
20
6
75
i
50
21
4
75
ID
a
73
45
8
4
57
Burial grounds.
EC
s
Is
S
224
66
38
328
CO
c
490
146
66
703
1
C
o
;^
84
22
3
109
a
u
i
m
38
5
1
44
"3
H
612
173
70
856
1
o
O
Hamilton cemetery
Roman Catholic
cemetery
Buried elsewhere. .
Totals
266
80
29
375
41
9
5
55
Contagious diseases, reported at health office.
Mortality from all causes
by wards
and by month
s.
Scarlet
Diph-
Typhoid
fever.
theria.
fever.
S
<D
>
u
a
O
ID
u
S
1
^
_>.
s
s
ID
Wards.
ID
.a
a;
90
eg
1
c3
CS
33
o
o
24
a.
O
4
Q
O
8
o
4
P
2
7
fa
5
2
<
3
4
1-5
3
5
<
3
1
O
Number 1
7
" 2
45
2
6
1
7
14
11
8
5
10
6
3
13
6
3
4
" 3
69
7
1
9
1
5
8
7
8
10
7
6
5
6
9
13
9
4
23
2
6
1
9
6
6
4
6
13
7
7
3
12
7
6
" 5
33
8
1
6
5
3
5
6
9
11
9
6
11
8
7
5
" 6
43
i
11
6
6
1
12
10
11
9
5
15
8
12
19
21
12
13
" 7
50
1
13
4
24
1
11
13
13
12
11
13
12
12
18
16
14
11
Totals
287
2
47
12
65
5
53
56
60
52
48
72
52
48
75
75
57
55
Deaths, 703 ; assessors' count gives population 48,231 ; death rate, 14.57 per
1,000 : assumed population, 50,000 ; rate, 1 4.06 per 1,000 ; of 393 adults, there
were 202 males, and 191 females ; and of 310 non-adults, 173 wereraaoles, and 137
females ; 13 deaths were reported from accidents. In No. 2 ward, 6 died in St,
Joseph's Hospital ; in Ward 6, 12 died in the House of Refugej and in No. 7,
there were 38 died in the City Hospital.
Children under five years of age, number 252 ; 172 of whom were under one
year ; the usual causes of death prevailing, such as premature births, debility,
convulsions, diarrhoea, also from brain, lung and bowel diseases.
There were also reported 252 cases of measles, 52 of whooping cough, and
18 of chicken-pox. No deaths resulting therefrom reported at the health office.
Respectfully submitted,
J. RYALL,
Medical Health Officer,
92
67 Victoria. Sessional Papers (N'o. 12). A. 1894
Kingston.
Report of the Medical Health Officer.
Kingston, Dec. 30th, 1893.
To the Chairman and Members of the Local Board of Health :
Gentlemen, — In accordance with the requirements of the Public Health Act,
I beg to submit my annual report to December 31st, 1893, and in reviewing
the work done under the supervision of the health department, I am pleased to
be able to inform the board that owing to the threatened danger of cholera
spreading to the United States, and possibly reaching us, measures were taken
by your officers, having for its object the cleansing of the city thoroughly. So
well has this been accomplished that a greater amount of cleaning up of
premises has been done this year than in any former year. Foul cellars
and other places which had previously escaped the vigilance of the
inspectors were ferreted out and all the objectionable matter removed. This
had a very beneficial effect upon the public health, which has been better this
year than for many years past, owing, no doubt, in a measure, to the prompt
removal of decomposing matter, as well as to the favora.ble weather.
I am also glad to note the fact that citizens are learning to protect them-
selves, bv care and attention along the line of cleanliness. This is a good
indication of the effect the work of the health department is having.
There is a work going on in a number of our streets, under the supervision
of the city engineer, which will prove of the greatest possible benefit from a
sanitary point of view. I refer to the substitution of artificial stone and asphalt
walks for the wooden walks, which have always been the producers of conditions
very detrimental to health ; I trust the work may continue until there shall not
remain any wooden walks in the more thickly settled parts of the city.
I would also point out to the board that a number of important changes have
been made to drains connecting cellars with the street sewers. This work has
special reference to that part of Brock street between King and Wellington streets ;
old stone drains have been abandoned and tile drains constructed in their place,
properly protected by water traps. In other parts of the city the by-law
regulating the construction of sinks to premises, has been enforced, and where
there were no sinks, the owners of the property have been required to erect
sinks of sufficient capacity for the disposal of slop and other waste water, so that
what was a source of great danger to the health of the occupants, has been
entirely removed. In connection with this branch of the work there remains
a great deal yet to do to overcome the evils that have accumulated in past years.
During the year there were 827 permits issued to empty privy pits and cess
pools, from which were taken 40,083 cubic feet of night soil. The Inspectors
examined 1,763 privy pits and reported 1,191 clean, and 572 foul ; 1,385 yards
were inspected, of which 1,281 were reported clean and 104 dirty ; 687 cellars
were examined, and 532 reported clean, and 155 damp and imperfectly drained.
There are also reported 262 water closets in use and 345 dry earth closets.
The following cases of contagious diseases were reported during the 3'ear : —
Typhoid fever 53 Cases.
Diphtheria , 12
Scarlet fever 66 "
Measles 8
139
Thus making 86 cases less than were reported last year.
93
57 Victoria. Sessional Papers (No. 12). A. 1894
I am gratified to know that in a few weeks the new intake pipe of our
water supply will be in position, so that we will be supplied with water taken
from a point about half a mile further into the channel of the lake than from
where we have been receiving it in the past. When this is accomplished, we
can safely say our water supply will be as pure (if not purer) than any city's
in the province. Too much praise cannot be given to Mayor Poison for the
determined stand he made against taking the Rosseau pipe, because of its defective
construction, thereby securing to the city perfect machinery for supplying the
citizens with pure water.
SAMUEL H. FEE, M.D.,
Medical Health Officer.
London.
Report of the Medical Health Officer.
To the Chairriian and Members of the Local Board of Health :
Gentlemen, — The sanitary condition of the municipality is indicated from
the number of deaths from what are called zymotic or preventable diseases. The
number of deaths from all causes cannot be ascertained for the reason that ihe
Federal Government has ceased the collection of mortuary statistics, and those
collected by the Provincial Government are wholly unreliable* The deaths, there-
fore, cannot be determined, but I have every reason to believe that it is as low,
if not lower, than that of last year.
No epidemic visited the city, and the number of deaths from infectious
diseases was exceedingly small.
Infectious diseases. — The number of cases of infectious diseases reported at
the Health Office, including tho.se sent to the General and St. Joseph's Hospitals
for treatment, was 148, classified as follows : Typhoid fever, 61 ; diphtheria, 68 ;
scarlet fever, 18 ; measles, 1. No case of scarlet fever occurred after May
16th. Of the cases treated at the City Hospital (69 in number) there were only
4 deaths, 2 from typhoid fever and 2 from diphtheria. At St. Joseph's Hospital,
y cases of typhoid fever were attended, with 1 death, and 6 cases of diphtheria
with no deaths. This is an extremely low percentage, and speaks well for both
hospitals. Eighty-five complaints were received and attended to, being a less
number than that of last year or the year before
Well luater. — Water from eighteen wells was examined ; nine were found good
■and nine bad. Fifteen wells were ordered to be cleaned and three closed. It is aston-
ishing the hold these old wells have upon the owners. So long as clear water can
be pumped from them, it is almost impossible to convince the owners that it is
not the best water in the world. Well water should at all times be used with
caution — worms, and toads and creeping things, as well as surface drainage, gravi-
tate into it. The germs of typhoid fever are taken into the body almost wholly
by means of water, and it is gratifying to know that the city water is gradually
supplementing the wells. Ten persons were compelled to connect their premises
with the public sewers, and eight closets and four cesspools were removed. Many
*As under the method for collecting mortuary statistics by the two (xovernments, the sources of
available information, viz., the cemetery returns, were the same in both cases, the above opinion would
seem to require confirmation.
94
I
o7 Victoria. Sessional Papers (No 12). A. 1894
-cellars and drains were complained of, which, upon investigation, were found in bad
sanitary condition. Some of the cellars contained water, and the connecting
drains in many cases were either improperly trapped or not trapped at all.
House to house inspection. — On account of a possible visitation of cholera,
an extraordinary effort was made to put the city in good sanitary condition, with
the result that it never was so thoroughly cleaned. With few exceptions, the
citizens cheerfully co-operated with and assisted the sanitary officers in their work.
The number of premises inspected was 7,135 ; number of premises reported dirty,
570 ; number of closets reported dirty, 2,090 ; number of cesspools reported dirty,
23. The large number of yards reported not clean was on account of the late
spring and early inspection, not giving the people time to clean up. The good
effects of this thorough cleaning of the city is seen in the small number of deaths
from preventable diseases, such as typhoid fever. In every municipality there are
people who require the constant supervision of the sanitary inspector to compel
them to keep their premises clean. Notwithstanding this, I am pleased to report
that all orders from the Health Office have been complied with. The dry summer
necessitated the frequent Hushing of the sewers. This was done as often as the
water at Springbank could be spared.
Ice siippiy. — Last winter samples of ice sold for domestic use were submitted
to the Public Analyst, Mr. Harrison, for examination. The Board, however, was
of the opinion that an analysis of the water from the respective places where the
ice was cut should also be made. This was accordingly done in the earlier part
of the summer. The results of the two analyses showed that both ice and water
contained more or less organic impurities. In accordance with the regulations of
your Board the only ice now allowed to be sold in the city is that which is taken
from the north branch of the Thames, above Saunby's dam, that which is taken
from the Cove and south branch being prohibited, except for cooling purposes.
House plumbing. — Many complaints are received from people livin<^ in rented
houses of defective plumbing, allowing foul gas to enter the dwellings. In twelve
instances owners have been compelled to take out cheap, inferior plumbino- and
substitute that which will meet the requirements of modern sanitary reo-ulations.
It is to be regretted that the City Council rejected the proposed by-law recom-
mended by the Board of Health, designed to control and regulate house plumbino-.
Oheap plumbing, by giving a false sense of safety to the occupants, is worse than
no plumbing at all.
Milk supply. — During the year 167 samples of milk were examined and 61
herds and dairies visited twice, making 122 visits. The quality of the milk was
inferior to that of last year, and was of very poor quality in the months of July
and August, many samples going as low as 3 per cent, of butter-fat.
Servers and drains. — In August last your Board passed a regulation ordering
all drains carrying sewage into Carling's creek to be closed. In accordance with
this I transmitted a copy of the resolution through the Commandino- Officer of
the Barracks to the military authorities at Ottawa, requesting that thev immedi-
ately close tlie drain connecting the Barracks with the creek. Receivino- no reply
from Ottawa, I wrote twice to the Minister of Militia, and, after waitino- nearly
two months, got a reply stating that the Government Engineer would shortly
visit London and endeavor to come to an understanding with the Board of
Health. The Engineer has not yet made his appearance, and it would be hardly
fair to compel private citizens to close their drains while penuitting the Barracks
sewage to enter the creek. In connection with this matter I wish to draw the
attention of fhe Board to the fact that sooner or later a trunk sewer will have to
be laid along the bed of this creek. The Dominion Government would no doubt
95
57 Victoria. Sessional Papers (No. 121 A. 1894
bear a liberal share of the construction, provided it was allowed to connect the
Barracks with the sewer. If, however, it is compelled to go to the expense of
making a oewage farm, such as the Ontario Government has made for the Asylum
for Insane, this city could not then expect aid from the Government in construct-
ing such a sewer.
THE MILK SUPPLY.
I have also to lay before you my report upon the inspection of herds, dairies and quality of milk.1sup-
plied the city for the last half of the current year. During the months of August and September, on account
of the drouth, the milk was of very poor quality, some samples of genuine milk going as low as 3 per cent.
of butter-fat. There was a marked improvement in the last three months, the average percentage of market
milk being 3. 76, The quality is determined, as heretofore, by the percentage of butter-fat contained in a,
given quantity. Vendors' names are given in the order of merit, three samples being found adulterated.
C W. Hourd, Westminster, herd in good condition and clean. Percentage, 5.40.
A. McArthur, Westminster, herd in good condition and clean. Supplies J. W, Jarvis.
J. W. Jarvis. Percentage, 5.00.
Jas. Byers, Dorchester townline, herd in good condition and clean. Supplies Wm. Phcenix.
Wm. Phoenix. Percentage 5.00.
Wm. Robb, London township, herd in good condition and cjean. . Percentage, 4.75.
— McNabb, address not known. Percentage, 4.40.
Geo. Grey, East London. Percentage, 4.20.
F. J. Nesly, Dorchester. Percentage, 4.20. ■
Jas. McLaren, London township, herd in good condition and clean. Supplies Charles Dobbie.^
Charles Dobbie. Average percentage of two samples, 4.00.
Charles Dyer, London township, herd in good condition and clean. Percentage, 4.00.
J. G. Hatch, London township, herd in good condition and clean. Percentage, 4.00.
Edward Fitzgerald, London township, animals in good condition and clean. Percentage, 4.00>.
Mrs. Ball, Dundas street. Percentage, 4.00.
Robert Markham, Westminster, herd in fair condition and clean. Percentage, 4.00.
Tho8. Legg, London township, herd in good condition and clean. Petcentage, 4.00.
John Sif ton. South London . Percentage, 4.00.
Wm. Haldane, Westminster, herd in good condition and clean. Sells to W. J. Spettigue.
Daniel Ferguson, Westminster, herd m good condition and clean. Sells to W. J. Spettigue..
Wm Walker, Westminster, herd in good condition and clean. Sells to VV. J. Spettigue.
W. J. Spettigue. Percentage, 4.00.
Peter Colon, Wellington street. Percentage, 4.00.
Walter Thornburn, Westminster, animals in fair condition and clean. Percentage, 4.00.
R. H. Cudis, Wellington street. Percentage, 4.00.
John O'Brian, London township, herd in good condition and clean. Supplies R. McCullagh.,
R. McCullagh. Percentage, 4.00.
R. J. Wood, Wellington street. Percentage, 4.00.
Mrs. Shelton, Richmond street. Percentage, 4.00.
W. D. Rodenhurst, East London. Percentage, 4.00.
J. F. C. Richprdson, Richmond street. Percentage, 4.00.
Mrs. Giblen, Richmond street. Percentage, 4.00.
Frank Spettigue, Westminster, herd in fair condition and clean. Percentage, 4.00.
Wm. H. Crittle, East London. Percentage, 3.90.
John Rogers, East London, herd in good condition and clean. Percentage, 3.90.
James Learn, London township, herd in good condition and clean. Percentage, 3.90.
Wm. A. Sage, Nilestown, herd in good condition and clean. Percentage, 3.80.
J. F. McMicbael, city. Percentage, 3.80.
Thomas Davidson, London township, animals in good condition and clean. Percentage, 3.80.
Henry Home, London township, herd in fair condition and clean. Percentage, 3.80.
Chas. Cannom, city. Percentage, 3.80.
George Sommers, London township, herd in good condition and clean. Percentage, 3.80.
Mrs. M. Ryan, Dundas street. Percentage, 3.75.
Chas McMurray, Westminster, herd in good condition and clean. Percentage, 3.75.
Henry Odell, Westminster, herd in good condition and tolerably clean. Supplies E. Poile.
E. Poile. Percentage, 3.75.
Mrs. Rutherford, Wellington street. Percentage, 3.75.
Miss Redding, East London, animals in good condition and clean. Percentage, 3.75.
Heathy Fitzsimons, East London, herd in fair condition and clean. Percentage, 3.75.
Mrs. Crow, East London, herd in fair condition and clean. Percentage, 3.75.
David Carroll, Westminster, herd in fair condition, but not very clean. Percentage, 3.70.
Wm. Campbell, Wortley Road, herd in good condition and clean. Percentage, 3.70.
James Carroll, Westminster, herd in pood condition and clean. Percentage, 3.60.
Thos. Hill, Westminster, herd in good condition and clean. Percentage, 3.60.
David Cl»rk, Governor's Road, herd in good condition and clean. Sells to R. Heaman.
R. Heaman, Governor's Road, herd in good condition and clean. Percentage, 3.00, watered. An-
other sample gave 3.60. , T, or.
C. H. Sumner, Westminster, herd in fair condition, but not very clean. Percentage, 3.60.
J. J. Wallace, Richmond street. Percentage, 3.60.
George Heard, Adelaide street, animals in good condition and clean. Percentage, 3.60.
Miss Gyde, Horton street. Percentage, 3.60.
Chas O'Hagan, London township, herd in good condition and clean. Percentage, S.60.
96
57 Victoria. Sessional Papers (No. 12). A. 1894
Mrs. Baker, city. Percentage, 3.60.
Thos. Frampton, East London. Percentage, 3.60.
Mrs. Hackett, London township, herd in fair condition, but only fairly clean. Percentage, 5.60.
M. O'Uonnell, Richmond strtet. Percentage, 3 60.
VV. Wilkinson, London North, herd in good condition and clean. Percentage, 3.60.
.John Creighton, Dorchester township, herd in good condition and clean. Supplies A. E. Hourd.
A. E. Hourd. Percentage, 3.60.
R. (loddard, Ridout street. Percentage, 3.60.
F. L. Ross, Hamilton Road. Percentage, 3.60.
J. W. McMichael, East London. Percentage, 3.60.
Wm. Hill, Governor's Road, herd in good condition and clean. Supplies J. Hill.
J. Hill. Percentage, 3.60.
Alfred Ingalls, London township, herd in good condition and clean. Supplies T. Branton.
T. Branton. Percentage, 3.60.
Wni . D. Yeo, Westminster, herd in good condition and clean. Percentage, 3,50.
Jos. McLeod, London township, herd in good condition and clean. Percentage, 3. .50.
Thos. Tmpette, London township, herd in good condition and clean. Sells to John Griffis.
Ghas. Coombs, London township, herd in fair condition but not very clean. Sells to John Griffis,
.Tohn Griffi-i. Percentage, 3.50.
Reuben Higg, London township, herd in good condition and clean. Percentage, 3.50.
James Walker, London North, herd in good condition and clean. Percentage, 3.50.
Mrs. Miller, Cartwright street. Percentage, 3.50.
Job Co.\, London township, herd in good condition and clean. Percentage, 3.50.
E. Robertson, London township, herd in good condition and clean. Supplies A. Windrim.
A. Windrim. Percentage, 3.50.
Wm. N. Bradley, city. Percentage, 3.50.
Mrs. McEwan, Richmond street. Percentage, 3.50.
J. Kay, Westminster, herd in good condition and clean. Supplies E. W. Gould.
E. W. Gould. Percentage of two samples, 3.50.
Miss Hanlon, Wellington street. Average percentage of two samples, 3.50.
Geo. Constable, London township, heid in good condition and clean. Percentage, 3.40.
J. E. Wilkins, Westminster, herd in good condition and clean. Perientage, 3.40.
Geo. Hawkins, Westminster, herd in fair condition and clean. Percentage, 3 40.
Andrew Hogg, Governor's Road, herd in good condition and clean. Sells to John Clark.
.John Clark, Governor's Road, herd in good condition and clean. Percentage, 3.25.
Job. Gilbert, London township, herd in good condition and clean. Percentage, 3.25.
Michael Williams, city. Percentage, 3.25.
W. Slater, East London. Percentage, 3.25. Watered.
James Creighton, Dorchester township, herd in good condition and clean. Supplies the City Ho.spitaL
Samples from City Hospital, 3.40
Sample from Women's Refuge and Infant's Home, 2.90 ; skimmed. Another sample, 3.50.
Sample from Protestant Orphan's Home, 3.60.
(Sgd.) F, V. HUTCHINSON.
Ottawa.
Report of the Medical Health Oficer.
Ottawa, Dec. 1st, 1893.
To the Chairvian and Members of the Board of Health :
Gentlemen, — 1 beg to lay before you the Annual Report of the Health
Department for the year ending October 3Ist, 1893.
In so doing I regret that owing to inaccurate and insufficient data, I am
unable to make a report which, from a statistical point of view, wi)uld be of any
value whatever. Tlie death certiricates i-eceived by the registrar of this district
are specially defective, in '^o far as the cause of death is concerned ; nor yefc
does it appear that the total mortality is reported. This is not the fault of the
present occupant of the office, who has undoubtedlv made everv possible etlbrt to
educate the parties held lesponsible in this matter, and to ha\e the same duly
Carrie. 1 «'Ut; but it, is owing to the fact that, previous to his occupancy of this
otfice, the law in this matter was not enforced, or was ignored. Then, again,
there appears to be considerable opposition and unwilliiigne.ss on the part of some
of these aHected by this law to comj)Iv with the regulations of the same
7 (H.) " 97
57 Victoria. Sessional Papers (No. 12). A. 1894
792 is the total number of certificates of deaths occurring within the period
.C'^'iiprised in this report, received up to a few days ago. This I take to be evi-
dently incorrect, as, in my estimation, the total mortality should be somewhere
about 900. I know as a matter of fact that the mortality for the past year was
lower than usual, and that, in so far as epidemic diseases are concerned, it was
markedh' so.
Such a desirable record, largely indicati ve as it is of the satisfactory sanit-
ary condition of our city, may no doubt be looked upon as being, to a very large
extent, the result of the actiou of this Department in causing a thorough cleans-
ing of the whole city this spring, in anticipation of the possible invasion of this
X30untry by cholera, which, even then, was slowly but surely spreading in several
European states.
Tables, here appended, show the number of cases of infectious diseases
admitted and treated in hospitals ; also the number oE cases reported at the
Health Office during the year. I also append the returns of the By Ward Found-
ling Institution (Bethlehem) for the past year.
The past season has been marked by satisfactory progress in sanitary
improvements throughout the city, not only in the making of a number of sub-
si'iiary drains recommended by this Department during the year, but also in the
completion of others initiated in the previous year.
Then, again, during the summer, with becoming promptness, your Board
.avai>ed itself of the powers granted it at the last session of the Provincial Legis-
latuie, to acquire lands for the location thsreon of an hospital for the reception
of infectious and contagious diseases, and without loss of time, the necessary
steps were taken to secure the immediate construction of an institution which,
when completed and in full working order, Ottawa will have just reason to be
proud of.
The work in the different branches of this Department, throughout the
year, was satisfactorily done, with one exception, however.
The system inaugurated a couple of years ago lor the removal of household
refuse (not night soil) has not been satisfactory. The fact is, that the ver}'
important question of the proper disposal of household refuse matter here in
Ottawa, as elsewhere, will never be permanently settled until a cremating fur-
nace is procured, when a proper system of scavenging may then be orgmized.
This matter, of vital interest from a sanitary point of view, which has already seri-
ously engaged the attention of this Board, I hope to see realized in the near future.
This and the completion of our isolation hospital, now in process of construc-
tion, will mai k Ottawa as a leader in the van of sanitary progress and make this
.city, what it should be, one of the healthiest on the continent.
For ;^11 details of the work done in the sanitary branch of this Department,
1 beg to refer you to the Sanitary Inspector's report hereto attached.
Respectfully submitted,
(Sd.) A. ROBILLARD, M. D.
9.S
57 Victoria.
Sessional Papers (No. 12).
A. 1894
J^uniher of cases of infections diseases treated in hospitals during the year snd-
ivg 31st October, 1893.
Disease*!.
No. adraited.
Diphtheria
■'Scarlatina .
Measlea . . . .
78
31
No. discharged! Died.
68
29
1
10
2
1
Remarks.
Totals
111
98
13
Jf^umber of cases of infectious diseases reported at the Health Oftice during
the year ending 31st October, 1893.
Diphtheria.
Scarlatina.
Measles. iTyphoid fever.
i
Total.
Remarks.
62
57
12 23 154
With the exception ofldiph-
theria and scarlatina fig-
ures are not correct.
Records of the By Ward Foundling Institution (Bethhhem) for the past year.
IS'ov. 1st, 1892
Infants remaining in Institution
Admitted during the year
Total
Nov. Ist, 1893
Infants placed during the year
Died during the past year ....
Remaining in Institution
Total
14
190
204
50
140
14
204
Report of the Sanitary Inspector of the Board of Health.
Health Office, City Hall,
Ottawa, 19tli December, 1898.
To the Chairman and Members of the Board of Health :
Gentlemen, — I have the honor to submit for your con.sideralion the annual
report of the Sanitary Department for the year ending Hist October, 1893.
In presenting this, my sixth annual report, it gives me pleas. .re to say of
the past year, that it has been one of unprecedented activity in matters pertain-
ing to improvementis to sanitation.
The vigorous policy inaugurated in the beginning of the year has also been
of great help in enabling me to enforce compliance with the health by-laws to a
much greater extent than formerly.
Thn unusual number of summonses (26) issued during the year, I take as a
proof of the activity referred to. Of the above 26 summonses, 25 convictions
stand on record, and the nuisances to which tjiey had reference have all been
remedied except one.
99
57 Victoria.
Sessional Papers (No. 12).
A. 1894
The following tables show the work done in so far as it is possible to be
shown in tabulated form.
It is also a pleasure to me to be able to testify to the satisfactory manner in
which the assistant inspectors have pez'formed their duties during the past year,
I am, Gentlemen,
Your obedient servant,
(Sd.) GEO. McNeill
Sanitary Inspector.
Table No. 1. — Classification of nuisances reported to the Department during
the past year.
Description of Nuisances.
Accumulations of manure
do refuse on vacant lots, streets, etc
do stagnant water
< 'ellars flooded and otherwise polluted
Drains choked and otherwise defective
do boK
do none
Dweltings, sewer-gas escaping into
do illuminating gas escaping into
do dirty and unwholesome
Foul yards and premised
Privies of deff ctive construction
do otherwise objectionable
do none j
Pigs kept too near dwellings
Sinks untrapped
do none
Soil pipes un ventilated
do otherwise defective
Wash basins defective
Watte ])i|ies of defective construction
Water -closets do
Water supi)ly for domestic purposes defective
do water-closets defective
Miscellaneous
By whom reported.
Totals .
u
02
n5
1
a
a
0
0
0
128
21
12
161
27
9
36
38
6
20
64
118
182
14
4
818
53
87
2
3
146
35
67
40
13
71
98
48
12&
3
3
144
12
19
3
2
36
9
1
1
11
403
236
"162'
71
45
474
4
387
3
1
3
3
4
11
7
18
8
16
12
12
20
28
35
9
2
35
8
""2
6
7
18
42
2
29
2
11
10
7
4
2
48
18
7
&
4
16
26
1,292
656
179
10
66
2,203
Table No- 2. — Statutory notices issued in connection with Table No. 1.
Time.
Notices.
To propri-
etors.
November, 1892
December "
January, 1893
February "
March
April
May '[
June
July 'I
August
September "
October
Totals
37
30
35
57
31
106
81
105
72
54
55
23
To tenants
and others.
686
19
27
7
14
119
210
128
116
80
92
137
10!)
1,068
Written.
28
24
28
16
28
97
84
91
39
47
50
Verbal.
Total.
554
28
56
33
57
14
42
55
71
122
150
219
316
125
209
130
221
113
152
99
146
142
192
110
132
1,190
1,744
100
57 Victoria. Sessional Papers (No. 12). A. 1894
REPORT ON THE SANITARY CONDITION OF THE CITY OF TORONTO
FOR THE YEAR 1893.
Toronto, November 15th, 1893.
To the Chairman and Members oj the Local Board of Health :
Gentlemen, — I have the honor to present a final report for the departmental
year 1892 and 1893 which is supplementary to the monthly statements already
submitted, and in a measure a summary of the year's work.
I may say that having had charge of the department since its reorganization
in April, I feel the report does not exactly represent a full year's eflfort upon the
lines laid down, but I will endeavor to so summarize the work as to give an
intelligent idea of the way in which it has been undertaken and carried out.
In a city like Toronto there are many points of interest, and also difficulties
which arise in the administration of the Public Health enactments, which furnish
a fair illustration of the difficulties with which a Medical Health Officer has con-
stantly to cope, and in the lesson thus supplied, useful information may be
obtained wherein legislation might improve the Public Health Act and wherein
careful management is necessary to obtain the utmost beneficial eftects to the
community in administering the present Act.
I desii'e first to deal with the matter of contagious disease as I look upon it
as the most important work which the Medical Health Officer has to attend to,
and one which particularly requires his special knowledge to deal with. I will
therefore furnish in this report a brief outline of the way in which this particular
branch of the department is handled.
The majority of reports of contagious diseases are made on the usual cards, a
certain number also b}'' telephone. On such being received they are handed over
to the Contagious Disease Officers who are instructed to visit the premises
immediately and note carefully all particulars in reference to the condition of the
house, the sanitary surroundings of the house as to drainage, soil pollution, clean-
liness of yards, condition of sewer on street as far as can be ascertained by
in«pection, whether or not any manholes are adjacent to the premises from which
noxious gases appear to emanate. The presence of children in the bouse, whether
they are or have been attending or are likely to attend school, and when they
last attended and in what division, also when the doctor in attendance first called
and when the case was diagnosed.
I am convinced from a series ofcaieful observations made during the last
seven months of contagious disease work that many cases of contagious disease
are propagated in the early stages of their development, particularly is this true
of diphtheria, where a patch on the fauces or pharynx may exist with few consti-
tutional symptoms and the child not be sufficiently ill for a physician to be called
in, whilst not depreciating the possibility of defective plumbing and sewer gas
producing a form of follicular tonsilitis, which greatly predisposes to a successful
inoculation of diphtheria, I am of the opinion that it is in rare cases where sewer
gas produces the actual disease. The main work in limiting an attack of diph-
theria in my opinion should be done by carrying out a rigid system of quarantine,
and it' the quarantining has been commenced early enough, I see no reason why
the attack would not be practically stam[)ed out. With this object in view our
department have been most careful to make frequent and unexpected daily visits
to houses occupied by one or more patients aflfected with diphtheria, in order to
see that all communication with the house is interdicted save such as is necessit-
ated By the attendance of the physician.
100a
57 Victoria. Sessional Papers (No. 12). A. 1894
It is in the poorer and more ignorant classes particularly where this form of
work is most troublesome, as they see no reason for what is frequently termed
unnecessary interference on the part of the Health Department. A working
woman with four or five children, one of whom is affected^with diphtheria, would
find it almost impossible in a large city to keep the other children off the street,
but the presence of a sanitary officer frequently upon the premises would furnish
much assistance to one desirous of carrying out the regulations. In such cases
the patient's friends are given the alternative of either removing the affected
children to the Isolation Hospital or being summoned to court for violation of
quarantine regulations, and this alternative forcibly presented is generally sufRcient
to enforce perfect quarantine, so far as the neighborhood is concerned. To aid
this desirable quarantine the neighbors adjacent are warnsd, as well as others
upon the street having children that are apt to mingle with the members of the
household affected. The case is followed up by the sanitary officer from, day to
day for the purpose of seeing the quarantine regulations effectually carried out
and also to note the progress of the case, and I may here state my belief that less
ofience is given and better work done by an intelligent non medical officer than
by one possessing a medical qualification, as the same jealousy is not apt to arise
in the mind of the attending physician, whose advice and assistance are most
valuable in helping to carry out the quarantine regulations. The progress of the
case is important to the Health Department, for in the case of death there is the
greatest possible danger of contagion by friends attending the funeral and view-
ing the body. In cases of death from contagious disease the funeral is patrolled
by an officer of the department and the strictest privacy enforced, and every
precaution taken to avoid communication at this period of the case. Upon death
or recovery of a patient from contagious disease, particularly scarlet fever and
diphtheria, disinfection of the premises or house is undertaken by the depart-
ment. This in a large city is not an easy undertaking to effectually carry out, as
many people believe that in mild cases of contagious disease the trouble and
annoyance of a thorough disinfection is wholly unnecessary. The process which
is adopted by the department is brietiy as follows : First the Inspector visits the
premises and orders all woollen and cotton goods, such as carpets, blankets, bed-
ding, sheets, and so on to be carefully bundled up. These are removed as speedily
as possible in the Health Department wagon to the disinfecting station, where
they are placed for twenty minuter or half an hour in the disinfecting chamber,
subject to steam heat of a temperature of about 212.07. After the goods are
removed from the house the apartments, or whole house in some cases, is thor-
oughly cleansed by a disinfecting solution consisting of one in a thousand of bi-
chloride of mercury. The paintings, windows, base and floors are thoroughly washed
with this disinfecting solution. I may say I have more faith personally in the
bichloride of mercury solution than any other form of disinfection. The modus
operandi of it being to coagulate the envelope or outside covering in which the
germ is contained, and in that way to practically destroy its efi'ects. One in a
thousand is generally sufficient for this purpose. Tablets are made for us, one
tablet to an ordinary pail of water making a solution of the required strength.
The walls are then rubbed down with a cloth moistened with the solution, and
after this sulphur is burned for several hours in the apartment, after which the
windows are opened and free ventilation allowed for several days if possible. In
some cases it is utterly impossible to carry out these regulations as thoroughly as
one would desire, as in the poorer houses only one or two beds exist and these are
earnestly required. In such cases instructions are given to the disinfection station
to return the disinfected goods within twenty-four hours and arrangements made
100b
57 Victoria. Sessional Papers (No. 12). A. 1894
for placing them temporarily in some other room than the one occupied by the
the sick person until thorough disinfection and aeration has been accomplished.
We have found it more satisfactory and more in the interests of the public
health to undertake this work as a matter of routine ourselves, free of charge,
than to do the same by request. I may say that, so far as I am aware, this care-
ful attention to the disinfection of premises has been initiated since the re-organ-
ization of the department in April last, with what results I refer to the reports
of contagious diseases in the city of Toronto for the Ijist three years which, I
think, will in a measure explain.
I might here point out that 1 look upon the bichloride of mercury in the
strength of one in a thousand extensively used, as most beneficial and certainly
harmless as far as contaminating the sewer system with the bichloride, as owing
to the large quantity of albumen in sewage matter inert albuminate of mercury
would prevent any ill effects.
Under some circumstances the occupants of the house are willing and desire
to carry out this process of disinfection, in such cases it is allowed, providing it
is done to the satisfaction of the department, and an inspector visits the premises
at the time of such disinfection or afterwards to see the instructions in this
particular matter are carried out.
I may say no reported case of diphtheria or scarlet fever is allowed to pass
without a house disinfection. The work has resulted, since the middle of April
and up to the 31st of October, 1893, in 501 houses being disinfected either in
whole or in part. There were 215 disinfected for scarlet fever, and 286 for
diphtheria. In some cases it is necessary to disinfect places where the affected
patient has been as well as where he is confined.
The number of visits made by the contagious disease officers from April 1st
to October 31st, 1893, have been for diphtheria, l,0i'7 ; for scarlet fever, 1,732 ;
for typhoid, 174. In the great majority of diphtheria and scarlet fever cases
occuring among the poorer classes the patients are immediately removed to the
Isolation Hospital after the first visit, and the houses and rooms thoroughly dis-
infected. In cases of typhoid fever the visitings are less frequent. Upon a case
being reported careful inspection is made of the surrounding premises, and a care-
ful examination of the plumbing is made, and if upon this inspection there is any
reason to suspect the plumbing not being in a good, condition a smoke test is
immediately applied. In all cases of scarlet fever, dij)htheria, measles, etc., care-
ful attention is of course given to the school, and the school authorities are noti-
fied of the existence of contagious disease, and the utmost vigilance applied to
see that the instructions of the department are carried out. All school books
and public library books are removed at once from houses where a case of con-
tagious disease exists. In all cases the utmost consideration consistent with safety
is given to avoid causing any unnecessary annoyance or alarm to the friends, or
interference with the medical attendant in charge of the case. At the same time
in every case the demand of the health of the community is made paramount.
That this work has been beneficial in the interests of public health of the City of
Toronto, I have no hestitation in saying, and I am pleased to be able to state,
that during the last six months the city of Toronto has enjoyed an exemption
from contagious disease which has been unequalled in its previous history. Here-
with are given the number of cases of diphtheria, typhoid fever and scarlet fever
for the various years since 1887 in months, a comparison of which will speak for
itself. I do not desire to claim more for the rigid system of disinfection and
quarantine than it is entitled to, and I am well aware that epidemics of diphtheria
particularly are prone to occur at certain periods and times, but I would respect-
100c
57 Victoria.
Sessional Papers (No. 12).
A. 1894
fully draw attention to the number of cases between May 1891 and May 1893,
a period of two years, aod the declination since that time, which is in my opinion
beyond the course of a simple epidemic to explain.
Diphtheria.
C5
J3
O
<
e
a
to
D
3
<
ft
in
u
O
o
a>
1887
50
57
42
55
33
36
34
41
60
61
78
61
1888
47
47
48
37
37
34
33
19
27
19
20
16
30
12
33
6
87
115
45
40
46
35
71
1889
31
1890
23
49
20
44
21
25
30
18
16
47
25
73
32
51
36
75
41
72
til
174
62
246
67
1891
192
1892
141
182
150
163
141
122
75
41
75
195
194
146
1893
115
79
100
56
84
57
20
30
21
40
39
Scarlet Fever.
A
m
p
J2
a)
32
ft
^
S
a
s
t-5
'3
5c
3
<
ft
m
O
o
i
1886...
21
13
11
12
15
6
5
6
21
13
8
1887
18
9
25
23
13
7
19
25
15
16
12
25
3
8
20
27
9
10
20
20
5
15
14
35
4
10
8
61
1
1
8
13
6
9
18
24
2
14
29
35
9
"29'
43
12
1888
24
1889
28
1890
22
1891
31
49
24
99
26
74
19
63
17
55
23
47
22
29
22
21
19
38
39
53
96
75
70
1892
68
1893
100
70
50
52
77
48
56
29
20
33
35
Typhoid Fever.
cs
.0
7
2
3
10
22
26
27
16
111
^
0
^
S
ft
<
B
S
>>
K
3
bo
3
<
ft
V
m
0
>
0
d
1885
11
3
13
10
19
27
64
27
35
4
25
2
9
8
48
24
9
139
5
5
7
6
8
29
33
li
43
" 1
6
10
7
52
45
26
15
"3
5
2
6
29
25
19
13
5
1
8
6
16
19
24
26
6
2
11
37
28
30
154
184
57
20
4
65
56
221
133
88
27
1
6
52
64
65
125
156
69
27
1
13
18
36
20
96
88
49
25
5
1886 ■•••
1887
1
17
1888
31
1889
17
18P0
81
1891
52
1892
81
1893
lOOd
hi Victoria.
Sessional Papers (No. 12).
A. 1894
Tahle No. 1 — A Swmifnary in Detail of the Work done in Sanitary Branch.
Character of work done.
Number.
Total number of inspections of nuisances complained of
" house to house inspections
'* notices issued respecting nuisances
'* letters issued respecting nuisances, etc
" complaints received in department
" livery stables inspected periodically
" laundaries inspected periodically
" rag shops inspected periodically
" fruit shops and confectioneries inspected peri^Ddicaliy
" butcher stands and slaughter houses inspected periodically
" bake shops inspected
*' restaurants inspected
" inspections of dairies outside city limits
Number of gallons of milk sold daily by city retail dairymen, exclusive of shop-keepers
and dairymen outside city
dairy cattle diseased outside city limits ..........
stables for housing dairy cattle outside the city limits not satisfactory ....
premises used as milk stands unsatisfactory within city limits
stables for housing cattle unsatisfactory within city limits
milk cans unfit for use
gropery shops selling milk
confectioners "
fruiters "
butchers "
bakers "
stationers "
restaurants "
ice cream dealers "
flour and feed merchants selling milk
provision * ' "
tobacco " "
shoe " "
shops in which milk is sold ,.
dairies selling milk only
places where milk is sold and who have own cows
visits made to dairies
visits made to shops '
Examinations by smoke test of plumbing and drainage of houses
Inspections of plumbing ancf drainage made by Plumbing Inspector
Inspections of contagious diseases
Number rf houses disinfected by the Department
Number of cases prosecuted in Police Court
" withdrawn from "
" dismissed from "
" in which a fine was imposed
15,021
6,723
2,483
2,841
5,777
76
26
44
154
227
151
11
119
10,185
5
13
78
20
53
1S7
6
6
IjO
8
6
2
2
2
4
1
1
263
230
40
1,132
840
644
735
2,953
501
491
467
6
17
Table No. 2.
Classification .
Privy pits, foul or full
Privy pits, new, without permission
Dry earth closets
Foul, damp or wet cellars
Unsanitary premises, filthy yards
Defective and obstructed i)lumbing and drainage
Garbage, slops, manure thrown in lots and lanes.
Foul stables (cow and horse)
Water on vacant lots
Water under houses
Foul wells and cisterns
Defective refrigerators
^_c
S8
3,473
7
39
244
681
1,063
211
41
9(5
43
69
50
■€ a
0; O
S a
2,369
3
28
127
426
584
167
22
48
25
34
50
473
4
7
6
5
229
221
2
56
151
129
32
19
20
1
lOOe
57 Victoria. Sessional Papers (No. 12) A. 1894
Table No. 3 — Plumbing and drainape examined by Plumbing Inspector.
Total Dumber of examinations of plumbing and drainage of houses by the smoke test .
" examinations of plumbing and drainage of housi-s by inspection only.
" houses where drains were found defective
. " houses where drains and plumbing were found defective
" houses where plumbing was defective ... .
" houses where drains and plumbing were tight
Revenue derived from Smoke Test Examination.
Applying 78 smoke tests to plumbing and drainage of houses, at $5 each
3 smoke tests to plumbing and drainage of buUdings, at $10. . .
" smoke test to gaol plumbing and drainage
644
735
387
237
61
71
Total revenue
saeo 00
30 00
11 00
$431 GO
CJuis. Sheard, Esq., M.D., M.li.C.S., England, etc.. Medical Health Officer, Toronto:
Sir, — I have the honor to submit the following report of cases admitted to
the Isolation Hospital for treatment for the year ending November 22jd, 1893.
1. The total number of eases of all kinds admitted during the year was 514.
Of these, 326 were diphtheria, 135 scarlet fever, 1 typhoid fever, 43 measles, 1
erysipelas, and 8 cholera suspects from Russian Poland, on their way to the
United states. The number of deaths during the year, including 4 who were
moribund when admitted, was 89, and the general death rate accordingly was
17.33 per cent. ; but if we deduct the moribund cases, the death rate will be 16.66
per cent.
2. Of the 326 cases of diphtheria, 219 were tonsillar, 22 pharyngeal, 8 nasal,
51 naso-pharyngeal, and 26 laryngeal. Eleven cases were complicated with
paralysis, 35 with adenitis, 6 with nephritis, 1 with erysipelas, 5 with scarlet rash,
13 with pneumonia, 3 with otomhesa, 1 with epilepsy, and 4 with severe epistaxis.
There were 63 deaths, but as the 4 moribund cases are incluiied in the number,
59 really died when under treatment at the Hospital. The death rate, therefore,
as we exclude or include the moribund cases, is 18.32 or 19.32 per cent.
3. Of the 135 cases of scarlet fever, 59 were simple, 58 anginose, and 18
malignant. Twenty-four were complicated with nephritis, 15 with adenitis, 5
with pneumonia, 4 with otomhoca, 2 with diphtheria, 2 with convulsions, 1 with
chronic laryngitis, and 1 with erysipelas. Of the scarlet fever patients 26 died.
The death rate, therefore is 19.25 per cent.
4. Of the 43 cases of measles all recovered, as also did the one case of typhoid
fever, and the one case of erysipelas.
5. Of the 8 cholera suspects admitted to quarantine, all were in due time
discharged.
Respectfully submitted,
G. TWEEDIE, M. D.
Isolation Hospital,
7th December, 1893.
lOOf
fS7 Victoria. Sessional Papers (No. 12). A. 1894
Stratford.
Report of the Medical Health O^cer.
Stratford, Dec. 1st, 1893.
To the Chairman and Members of the Local Board ;
Gentlemen, — In presenting the following report on sanitary matters in
Stiatford for the past year, I have pleasure in congratulating your board on the
freedom of the city from any epidemic disease. This was doubtless in part due
to the active measures taken early in spring in having all back yards, alley ways
and cellars cleaned. Notices for cleaning up were distributed and afterwards a
Tiouse to house inspection was made by Sanitary Inspector Durst. Through his
active efforts and vigilance many nuisances were removed and unsanitary
conditions remedied. He is becoming well acquainted with his work, which he
does very efficiently, although at times his duties are not pleasant. I would
strongly recommend that he receive a further remuneration for his services —
much more work has been done this year than in any preceding one. The
following is a synopsis of the work done :
No. of premises examined 1,496
" yards ordered to be cleaned 120
" closets ordered to be cleaned 2fi9
" cellars ordered to be cleaned 24
" wells ordered to be cleaned 40
" samples of water taken und tested 185
'• dead animals removed -37
Infectious diseases :
No. of houses placarded during the year 23
For scarlet fever 14
For diphtheria 5i
No. of cases of typhoid fever 31
Of these three were from other municipalities, brought here for hospital
treatment.
No. of complaints attended to HO
dry-earth closets in use 316
In my last report I dwelt upon the necessity of having a garbage yard
provided.
The disposal of kitchen refuse, as well as chips, cans, ashes, etc., not dangerous
to public health, has been a source of anxiety and trouble, the carters refusing to
haul such away as they could find no place to deposit the same. By mere chance,
howevei', a place to dispose of this season's rubbish was obtained. It will be the
duty of the council to orgisnize some scheme whereby relief can be brought to the
public by procui iiij^ means for having same removed.
Milk Supply. — Our milk supply is derived chiefly from sixteen milk vendors.
Accompanied by the chairman ot the Board of Health the Medical Health Oflicer
inspected the stables and premises of the vendors with a view to ascertaining the
condition of the cows, the nature of the food used, and the state of the stables as
regards cleanliness. On the whole they were satisfactory. In view of the fact
that diphtheria, scarlet fever and typhoid fever have been known to have been
communicated b}' the cans being washed with water impregnated with organic
matter samples from all the wells from which the cows were watered and cans
washed were taken and examined, and with one exception found pure. Samples
of milk from all the dailies were examined six times during the year and with
one or two exceptiotis were found up to the government standard.
101
57 Victoria. Sessional Papers (No. 12). A. 1894
Sewerage. — In my last report I dwelt strongly on the urgent necessity of
having a system of sewerage for the city ; I am pleased to know that steps are
being taken towai'ds the procuring of such. The city has recently had a visit
from Dr. Peter Bryce, Secretary of the Provincial Board of Health. He was-
accompanied by Mr. McDougall, Civil Engineer, Toronto, and Mr. Bowman, town
engineer of Berlin. The result of their visit was to remove a difficult}^ which
has heretofore been supposed to exist in the way of the adoption of a general
system of sewerage, namely the securing of a suitable outlet.
After an inspection of the city Dr. Bryce came to the conclusion that all the
sewage of the city could be properly and effectively disposed of by the construc-
tion of either an irrigation tract or a filtering bed in the western portion of the
city, provided, of course, that the levels in the existing system be found to permi':
of it. It will therefore be necessary as a preliminary step to ascertain if the
levels are such as will permit of the discharge of the sewage where a suitable
spot for its disposal in the western portion of the city may be found.
The system of sewerage which is now most recommended is known as the
" Improved Separate System," which involves separate connections for draining
cellars on the one hand, and for carrying off the contents of sinks, closets, bath
tubs, etc. on the other. These pipes are laid close together but have no connection
with each other. The advantage of this separation is that foul and poisoned
gases arising from the discharge of closets, etc. cannot possibly escape into the
cellars and therefor, through the hou.ses, wliich may be, and too often is, the case
where all the discharges are carried off by the one pipe.
This is a very important 'matter for present consideration inasmuch as the
adoption of a general sj^stem of sewerage at some lime in the future will in all
probability mean the adoption of the " Improved Separate Sy^-tera." That being-
the CISC it is worse than useless to continue the present system of putting down
sewers, as they will not prove suitable for incorporation in the gen^-ral system,,
when it is adopted ; being suitable only for a combined system, the dangers of
which have been already inrlicated.
Besides this the connection between these .sewers and the cellars, etc., which
they are intended to drain should be made under the .supervision of a competent
engineer, .specially qualified to do the work .satisfactordy from a sanitary point
of view, and it is therefore highly advisable that the present .sy.stem ui putting
down sewers should be discontinued at once as it means a wasfe of money and a
danger to the public health.
Nothing has been .said in this report on the urgent necessity for the adoption
as soon as possible of a thorough system of sewerage ; that is sii|iposed to be
understood. The existing state of affairs is most undesirable, many of the little
streams which ai^e the recipients of sewage are stagnant the greater part of the
year and are therefore not only an eyesore but a continual menace to the public
health, and some of them at present are in a particularly filthy condition.
Take the Romeo street creek for instance ; into it is discharge I the sewage,
including the contents of waterclosets, from a large proportion of the main build-
ings of the city. Its existence, burdened as it has been during the summer
months, at least cannot be otherwise than very deleterious to the health of the
city, and may at no distant day be the means of a»i outbreak of some serious
disease.
I am pleased to know that the council has recently appointed a committee,,
who have under consideration the construction of trunk seweis in different wards
of the city. The supposed estimates of same including cost aad preparation of
sewage farm or other means of sewage disposal will be less than $30,000.
102
57 Victuna Sessional Papers {No. 12). A. 1894
It is to be hoped that the committee will zealously prosecute the work begun
by them, that no time will be lost by them in employing an engineer to take
levels and make proper estimates, have necessary by-law prepared for submitting
such to the people for approval, and as early as practicable have this important
work proceeded with.
J. A. ROBERTSON,
Medical Health Officer.
St. Thomas.
Medical Health Officer's Report.
St. Thomas, 1st Dec, 1893.
I have the honor to report that the city of St. Thomas, during the year 1893,
was remarkably free from disease, although there was a slight increase as com-
pared with the previous 3'ear. The deaths were chiefly due to old age, still births
and consumption ; three resulted Irom diphtheria, two from whooping cough, one
from scarlet fever and one from typhoid fever The total death rate for the year
amounted to 2.27 per cent., \ per cent, over the preceding year.
The cases of z3'motic diseases that occurred were few, the exemption being'
due, no doubt, to the excellent system of sewerage and water supply that rarcifies
the city. There are now twelve miles of sewers, constructed of brick and collar
tiles, and six miles under contract to be completed next year. The plan of sew-
erage is so ananged that all branches drain into the trunk sewer, thus rendering
practicable in the near future a complete process of disinfection, and cremation if
necessary.
Our water supply is taken from a spring creek that flows from the north-
east of the county, through a fine rolling country, with no towns in its course to
contaminate. It is stored in a capacious reservoir, carefully filtered, then pumped
from the waterworks through twenty miles of pipes ranging from four to four-
teen inches in diameter. Our well water is taken from above a solid bed of clay,,
ranging from six to ten feet below the surface soil. Consequently it is very
impure, and the citizens are progressively taking advantage of the purer supply
from the waterworks, which cost the city $151,000 and will soon become a good
pa3'iug investment.
At present the privy pit is generally used ; tight boxes are made obligatory,
and they have to be frequently cleaned ; but they are being done away with as
fast as possible.
Our sanitary inspector is very diligent. He has attended to the general
surface cleaning, has inspected the condition of every house in the city and
attends to all complaints regarding nuisances.
During the year there was an epidemic of measles of a light type, which
seemed to abate for a time and again break out. On investigation I found that
children who had had the disease returned to school after their recovery wearing
the clothes they had on when attacked, regardless of the cautionary advice that
had been given. I would recommend that the Board obtain from the Ontario
Government power enabling sanitary inspectors to cause all clothing, under
similar circumstances, to be sent to a place where they may be thoroughly cleaned
and disinfected before being- again worn.
I have the honor to be, your obedient servant,
WM. C. VAN BUSKIRK, M.D.,
Medical Health OflScer,
103
57 Victoria. Sessional Papers (No. 12). A. 1894
St. Catharines.
Report of the Secretary of the Local Board of Health.
To His Worship the Mayor and Council of the City of St. Catharines :
Gentlemen, — I beg to submit the annual report of your Local Board of
Health, for the year ending loth November, 1893.
It is satisfactory^ to state that the scavenger work has been very liglit for
some time, closets and cesspools having been pretty thoroughly cleansed last
winter and spring.
The Inspector's chief duties have been confined to streets, back alleys, stables,
cow byres, slaughter houses, canning factories, and milk vendors.
The inspection of clnsets has been omitted, except in special cases, where
complaints have been made. Early in the spring it may be necessary for the
Inspector to make regular house to house inspection.
The horrible condition of the two ponds, along the line of the Niagara Central
Railway, which appeared at one time a most difficult problem, was only a night-
mare after all. At the suggestion of your chairman and the skilled efforts of
your Inspector, both ponds were thoroughly cleaned of all infectious matter, if
there was any, at the cost of only $6.2.5 ; the ponds afterwards drying up, onh^ to
return again full of water next year.
I am not aware that the sewers have been flushed at any time during the
past season with the city water, but the heavy rains at different periods kept
them tolerably well cleaned, and by the application of a little copperas in the
catch -basins, has made them in a fair condition.
The sanitary- condition of the city must be good. The total number of deaths
as per city clerk's return from all sources is 120. Cases of contagious diseases are
much less than usual, only two deaths occurring — scarlet fever one, diphtheria one.
In the return of 120 deaths, from all causes, [ find 11 were from premature
birth, and 5 from accidents. I consider it but right and proper to deduct these
from the total number of 120, leaving 104 actual deaths from various diseases
during the year ending 30th November, 189.3.
This, with an average population of 10,000, would make the death rate 10.4
per 1,000. I also observe that the percentage of death rate among cats and dogs
is not as large as it used to be in previous years. Whether this is owing to a
better state of health or non-vigilance of the Inspector I am not prepared to say.
The expenditure irf connection with the Board the past year has been about
as usual — sa}" about S480, and .SlOO paid out for extra assistance in the inspection
of water closets or privy vaults duiing the months of February, March and April
last. Total, .?580.
Our old friend ex-Sanitary Inspector, .J. C. Clark, has passed away and gone
to his long home at tne advanced age of 81 years.
He was appointed on the recommendation of your Board by the City Council
when this Local Board was first inaugurated, and up to the time when old age
began to tell upon him, did good service. It appears to me some appreciation of
his long services should be shown to his bereaved family by lesolution of con-
dolence or otherwise.
Respectfully submitted,
S. G. DOBSON,
Chairman.
104
o/ Mctoria.
Sessional Papers (No. 12).
A. IS94
To the Chairman and Board of Health of the City of St. Catharines :
Gentlemen, — I have the honor to infoim you that the number of cases of
•contagious diseases returned (as per medical reports, for the j'ear ending 15th
JSTovember, 1893, is as follows :
Scarlet fever 5
Typhoid fever 6
Measles 1
Diphtheria 1
Total 13
The following are the mortality returns for the year :
Disease.
■Croup
Paralysis
<Jonsumptiou
Prrma,tur8 births
Drop~y
Infl;«ijmation of lungs . .
Convulsions
Marasmus .....
Inflammation of bowels
Cancer
Unknown
Ossification of arteries .
Asthma
Heart disease
Wounds and accidents .
Scarlet fever
Anaemia
Apoplexy
IJright's disease
No.
2
6
15
11
3
2
3
3
4
7
1
1
1
14
5
1
2
4
3
Disease.
Inflammation of the brain . . .
Meningit).«
General debility
firoiichitis
Pneumonia
Inflammation of the abdomen.
Influenza
Tumor
Diphtheria '. . . . .
Jaundice
Blood poisoning
Inanition
Cholera infantum
Dj'.*entery
Valvular diseases , . . .
Theoretic diseases
Whooping cough
Total . . . ,
3
2
6
5
2
3
1
1
1
1
1
1
1
1
1
1
1
120
Respectfully submitted,
J. ROLLISON,
Secretary
Windsor.
Report of the Medical Health Officer.
Windsor, December 6th, 1893.
To the Chairman and Members of the Board of Health :
Gentlemen, — I have the honor to report a summary of the year's work as
follows :
There have been reported to the Health Office, 34 cases of scarlet fever and
11 cases of diphtheria, with one death from the former and three from the latter
disease.
Owing to the early appearance of typhoid fever in the month of August, and
the unusually large number of people attacked, the Board requested physicians
to report their cases, not with a view of placarding houses hut foi* statisticial
purposes and if possible to discover the cause. From the 8th to the 2Gth of Sep-
tember 18 cases were reported. Fortunately the disease was mild in form, and
the cause was variously accounted for by bad drainage and plumbing, and a con-
taminated water supply.
105
57 Victoria. Sessional Papers (No. 12). A. 1891
The Dominion Government having abandoned their regulations for the col-
lecting of mortuary statistics and the Provincial Government not having provided
books of record I am unable at present to give the usual mortuary returns. I
hope to do this at the end of the year.
One of the first efforts of the Board this year was to improve the sanitary
condition of hotels some of which were unfit for human habitation. One wa&
torn down and a fine brick building erected in its place. Another was closed
and re-opened after an expenditure of several thousands of dollars in improve-
ment, and others were repaired to the satisfaction of the Board. There are still
a few hotels much in need of an overhauling and I would suggest that the work
on them be proceeded with without delay.
Kearly all the principal blocks have been inspected and their sanitary condi-
tion improved. More work in this direction has heen done this ye&v than in any
five years since the organization of the Board.
The garbage was collected and removed at the public expense before the
waiui weather set in, at a cost of S298.17. Under the close inspection of Mr.
Greives the city has been kept veiy clean, and when nuisances have occurred
they were promptly abated.
The Board has still to complain of want of co-operation by the Board of
"Works in neglecting to enforce connections with sewers when notified that it was
necessary to do so in the interest of public health.
Ihe mummery called immigiant inspection, again dragged its snail like exist-
ence, along the Windsor side of the Detroit River, all summer, dealing very
lightly with passengers arriving by the Michigan Central Railway, develojdng a
slight .show of energ}^ on those who come by way of the Canadian Pacific, and
spending Avhat little fury it had left on passengers who were unfortunate enough
to travel by the Grand Trunk Railwa3\
It exists still in a very mild form with just sufficient force to draw its salary.
The city water supply has been the subject of considerable attention this
year. Fifteen diff^erent analyses of the water supplied to the inhabitants have
been made since ]88S, by fully qualified chemists. Three of these examinations
showed the water to be " first class," two were rated "second class" and ten were
pronounced to be " undrinkable " and " containing sewage." These different
results were due to the direction of the winds, currents, temperature etc., but
principall3' to the discharges from the Walkerville sewers. All room for dispute
on this subject was set at rest by the experiments conducted under the auspices
of the Provincial Board of Health in September last by dissolving two barrels of
salt and pouring it into the Walkerville sewers, and placing floats in the river to
indicate the currents, testing the water from 6.11 to 6.53 p.m. for the quantity of
chloiide of sodium, and on the arrival of the floats finding it had increased from
1.40 to 3.50 parts per million, on the surface of the water at the mouth of the
intake pipe, and at the taps in the pumping hous3, and again dropping to normal
when the salt had passed. The floats took from 16| to 33| minutes to pass from
the Walkerville sewer to the W^indsor ii take and the first two passed directly
over the intake pipe.
Willis Chipman, C. E., submitted a comparatively cheap plan for a new water
supply from Askin's Point which was examined and approved by the Provincial
Board of Health. He proposes to use a 30-inch syphon which will involve a
minimum of digging and offers to guarantee its successful working, and its cost
will be less than 865,000. This expenditure according to a careful e.stimate made
by the Commissioners will not increase the present water tax beyond the present
rates, as the expense will be divided over 30 years, and the prospective increase
in population will meet the principal and interest on the investment.
106
67 Victoria. Sessional Papers (No. 12). A. 1894
Last summer the Water Commissioners entered a suit against the corporation
of Walkerville for polluting the river, and when the case came up for trial in
October an amicable arrangement was arrived at between the two corporations,
wherein Walkerville undertook to pay one tenth of the cost. Before this had
taken place however, the Windsor Water Commissioners submitted a by-law to
the ratepayers for $55,000 to carry out this work, but owing to apathy and a
want of information it was rejected. There were other causes for the adverse
majority but these need not be dwelt on here. The arrangement between W^ind-
sor and Walkerville was made an order of Court and to enable the Commissioners
to proceed with the scheme, the Council was asked for and granted $30,000. An
injunction was served on the Council restraining them from furnishing the money,
here the matter remains for the present. In the meantime sewage pollution gr c«
on, and the people of Windsor continue to drink in variable quantities, a combiii
ation of slops, dish-water, garbage, distillery refuse, washings from chemical
works and other factories, otfal of cattle and horses but worse than all, the con-
tents of water closets and the overflow of privy vaults.
It is past comprehension that in the 19th century an intelligent people will
temporize with a matter of this sort and with their eyes open to the danger it
entails of conveying typhoid and other diseases, why they are not unaminous in
demanding the abatement of a nuisance which is alike disgusting and dangerous.
Attempting to conserve public health and compelling the people to drink
sewage is a sanitary absurdity, unworthy of men laying claims to common
decency.
Milk inspections made this year have in the main given very satisfactory
results. As the Board has decided to make monthly examinations it is safe to
say that milk consumers will be benefited not less than $12^,000 annually by
this arrangement.
The matter of a contagious disease hospital has occupied the attention of the
Board and to a large extent has been left in my hands. On inquiry I find no
place of the size of Windsor with a suitable building and equipment. Between
the expense involved in erecting and maintaining one, and the strained relations
between religious denominations I cannot at present see my way to making a
recommendation which will work successfully.
During the year six rooms with a seating capacity for 300 pupils have been
added to the school accommodation and still every school is crowded. The Board
of Education has already taken steps towards erecting iwo new school houses, one
at the east and one at the west end of the city. With the exception of St.
Alphonsus school, all sanitary arrangements are more satisfactory than at any
time since the organization of this Board.
The secretary's minutes will show a very satisfactory attendence of members,
and to the work accomplished by them is largely due the comparative fieedom
from contagious disease.
All of which is respectfully submitted.
JNO. COVENTRY,
Medical Health Officer.
107
r>7 Victoria.
Sessional I*apers (No. 12).
A. 1894
CITIES.
Municipality.
o
1°
a
o
■tJ
a;
a
l-H
1
02
c
o
P.
e
o
c
s
J
a
o
O
SI
.2 o
1— 1
ol
|Q
U 3
£ o
C'S)
5"
03
o
"5
(4-1
O
a
Toronto
C. Sheard ....
Numerous in-
spectors.
Is ol at i o n
hospital and
contagiou s
disease am-
bulance.
Steam disin-
fecting ap-
paratus for
clothing &
house disin-
fection.
45
A.— 10,500.
H.-
P.— 188,333.
Hamilton
J. Ryall
ISTumeroub in-
spectors.
3. F.-287
Q.— 47.
T.-65.
M.-252.
Yes
Yes
A.— 3.696.
H.— 10,300.
P.— 48,238.
Ottawa
A. Robillard .
3 inspectors . .
Sanitary con-
dition of city
during the
year satisfac-
tory. Large
falling off in
epidemic dis-
eases.
Two isola-
tion hospit-
als.
• '
14 P.
A.— 3,366.
H.— 9.327.
P.-47,135.
20 S.
Kingston
A. -2, 300.
H.-
P.— 17,848.
S. H. Fee ....
2 inspectors . .
Greater care
shown by
residents to
keep prem-
ises clean.
T.-53.
D. -12.
S.F.-66.
M.-8.
Hospital and
private
ambulance
No provis-
ion for dis-
infection.
Brantford
E. Griffin ....
S. Adams
M. H. 0. con-
gratu 1 a t e s
board on sat-
is factory
sanitary con-
dition.
T.— 49.
D.— 114.
S.F.— 144.
No provis-
ion for iso-
lation.
6 P.
A.— 2,541.
H.— 3,000.
P.— 15,273.
Windsor
J. Coventry . .
D. Grieve
To the work
accomplis h -
ed by board
is largelj' due
the compara-
tive freedom
from contag-
ious diseases.
D.-ll.
S.F.— 34.
A.— 2,300.
H.-
P. -10, 970.
St. Thomas
A. -1,600.
H.— 2,500.
P.— 10,691.
W. C. Van-
buskirk.
1 inspector . . .
Isolation
hospital.
No provis-
ion.
6 P.
IS.
Belleville
R. Tracy
J. Newton . . .
S.I. made very
thorough in-
spection. The
mortality for
year has been
lower than for
pa.st 10 years.
6
A. -1,700.
H —
P.— 10,221.
'
Stratford
T. A. Robert-
son.
E. Goodman. .
6. Durst ....
M. H. 0. con-
gratulates Bd
on freedom
from epidemic
diseases.
General health
of commun-
ity good.
T.-31.
Provision
made for
disinfec'n.
10
A.— 3,840.
H.— 2,000.
P.— 10,000.
St. Catharines. .
A.—
H.-
P.— 9,170.
108
57 Victoria.
Sessional Papers (No. 12).
A. 1894
CITIES.— GoHtmued.
o
222 ft.
3,506
3,627
2,347
2,floK
200
1,500
2,350
"O
f^ 3
Forms
plied.
sup-
No forms.
No forms.
Forms sup-
plied.
73 factories . . .
4,548 employes
Forms
plied.
sup- 35 factories. . .
2,120 employ^
No forms.
No fc
Forms
plied.
Forms
plied.
sup-
sup-
^
Water works.
Water works .
Liable to con-
tamiDation.
Water works.
Supply from
lake.
139
548
Water works. 369
Source of
supply very
pure.
Water works
system very
unsatisf a c -
tory. M. H.
O. advises
complete
change.
30 factories. .'Water not
1,000 employ«is| liable to con-
1 general hos tamioatiou.
pital.
30 factories.
1,100 employe
146
293
160
2 slaughter
houses. Un-
der inspec-
tion.
None licens-
ed in the
city.
3 slaughter
houses. Un-
der inspec-
tion.
3 slaughter
houses. Un-
der inspec-
tion.
None licens-
ed.
No slaugh-
ter houses.
All slaugh-
ter h)uses
outside the
city limits.
bo
Garbage col-
lected and
burned.
Night soil
col. by pri-
vate parties
Garbage col.
and mixed
with ashes.
Used for
roads.
No regular
system of
garbage col-
lection.
Garbage re-
moved.
Garbage col-
lected at
short inter-
vals.
No special
prov i s i o n
for disposal
of garbage.
Closets and
cess pools
thoroughly
cleaned.
The Board
has still to
complain of
want of co-
operation
by Board of
VVorks in
neglecting
to make
connections
with sew-
Sewers flush-
ed 'in many
times dur-
iner year.
109
57 Victoria,
Sessional Papers (No. 12).
A. 1894
TOWNS.
Municipality.
a)0
Almonte .
A.—
H.-600.
P.— 3,000.
AUiston .
h'.-350.
P.— 1,700.
Amherstburg
A —
H.-
P.—
Aylmer . .
A.— 548.
H.— 522.
A.-2,137.
Arnprior .
A. -900.
H
P.— 3,40C.
O
D. Garvin.
T.— 9
Thorough inspec
tion made early
in the year.
J. W. McCul- ! Geo. Maginnis. .House to house
lough. inspection,
Sanitary con -!T. —2
dition first-class.
House to house
inspection.
C. W. Marlatt.
Barrie . . .
A. -2,100.
H.
P.— 5,000.
Bowmanville . . . B Lammiman.
A.— 7,300.
H.
P.— 3,083,
A. Armstrong..
L. Oliver.
o 2
"oQ
a •
= 3
•2.2
■§'53
- ' a> o
s°5ci
No.. No.
No.
Chief of Police . . Many properties
visited by in
spector.
T. — A number of
cases.
Henry Dodd
Bracebridge
A.— SOO.
H.— 250.
P. -1,600.
Brampton .
A.—
H. -
P.—
Brockville . .
A.— 124.
H.
P. -8,631.
S. Bridgland —
R. King Inspection close-
ly made.
R. Jarvis. ]Very careful in
I spectiou.
S. Spencer ,No inspection
No.
Yes.
No.
Yes.
H. E, Vaux
D.— Some cases.
T.— 3.
T.— 2 cases.
D. — 1 case.
C. Rose
House to houte
inspection.
M. H. O. con
gratulates board
on satisfactory
sanitary condi-
tion.
D.— 12.
T.— 19.
D.-8.
S. F.-3.
[solu-
tion
hos-
pital
Yes.
5P.S.
1 s.s.
no
-57 Victoria.
Sessional Papers (No. 12).
A. 1894
TO WN S. —Continued.
55
O
:298
162 ft.
55-d
0--
No forms 11 factories ,
No forms.
403 253 ft.
781
Forms
plied.
sup-
No forms.
251 ft. No forms
9 factories, 178
emploj'ees.
6 0 247 ft.
From wells
drilled in
rock.
Generallygood
i n quality.
Danger o f
contam i na-
tion from
privy pits.
Wells in which
im]jrove-
ment is ex-
pected from
s'v'r'l causes.
o rs
.2 OS
Are in sub- Earthclosets Council eflFec-
urbs and
isolated.
No com-
plaint.
Constant
care by In-
spector.
80
110 4 in number.
Isolated.
Forms sup-
plied.
Forms sup
plied.
150 employees
in factories.
6 factories, 1
gaol.
Good.
WellF.
All in good
order.
generally
in use ; no
collection
of grarbage.
ted consid-
erable dr'n-
age to carry
away « u r -
face water.
No system- Said to be de-
aticdispo-l fective.
8 i t i o n .!
Privy pits
and earth
closets
cleaned
regularly.
Proper spwer
facilities.
Dry earth
closets i n -
troduced.
Provi si on
made for
removal of
night soil.
larbage dis-
infect e d
and burn'd
Garbage re- Good,
moved and i
destroyed.
Privy pits
cleau'd an-
n u a 1 1 y .
Garbage
collected.
Sewer i y s -
tem pushed
wheremuch
needed.
Ill
57 Victoria.
Sessional Papers (No. 12).
A. 18i'4
TOWNS.— Cu).<mt<e(f.
Municipality.
Brasaele
A.—
H —
P.-
Chatham .
A.— 1,6.50.
R.— 2,000.
P.— 8,631.
CoUingwood ,
A. — iAM.
H.— 1,100.
P.— 5,O0J.
Clinton
A.—
H.-
P.—
Deaeronto
A.-
H.-
P. -3,338.
Dresden .
A. -642.
H.-500.
P.— l,89i.
Drayton . .
A.—
H.—
P.-
Dundas . .
A.—
H. -1,264.
P. —3,016.
Dunnville .
A.-
H.-
P.—
Gait
A.— 1,477.
H.— 1,800.
P.-7,220.
Goderich
A.-
H.-
P.—
_ tl
"So
W. R. Hall
A. R. Stephen . B. F. Lewis
John Newton
T. A. Bertram.
E. F. Twirs
J. S. Wardlaw..
!A. Taylor
.2 c
^ 4
Tliorough in-jpec-
tion made in
spring.
Town in g')od
sanitary con
dition.
T.— 2.
D.-l.
S. F.— 6
U.-8.
T.— 39.
D.— 4
T.-l.
YeB . . Yes ,
No
Sanitary condi- S.F. — Fewcasea.
tion better|T. — 25 cases. ...
than for years.
Sanitary condi-
tion good.
Stringent orders
made as to the
provisions o f
the Act.
Greatly reduced
number of
cases of ma-
laria.
S. F.— 27.
D.-3.
T.-2.
T.-2.
U.-2.
All premises T.
cleausd and
put in good]
sanitary condi-
tion.
No
No
J. Robson ,
Per8i>n»l inspec-
tion by Board.
Sanitary con-
dition fair.
[House to house
inspection.
S. F.— 23
n.-l.
T.— 1.
D.-l
T.-4.
S. F.-
1 P.S.
l.S S.
IH.S.
No
Yes
S.F. — Few cafes.
T.— X u m b e '
C»8e!».
112
57 Victoria.
Sessional Papers (No. 12]
A. 1894
TOW^S.—Coidinued.
j3 w
SS
■sJ2
.2^
O
i^ O ^
i,6oa
1,012
192 ft.
400
442
364 h. No
1 sraol, 1 home. Good
Forms s u p - j 4 factories . . . . : Wells
plied. 85 employees, i
173
409
45
None
town.
None
town.
2"^
Privy ]) i t s
clean'd an-
n u a 1 1 y .
G a r b a !< e
removed.
Older issin-d
for removal
of garbage.
Earth clos-
ets 1 n t r o-
ductd.
Repairs made-
in sewers.
No sewerage
system
exists.
y s t e m
some w li a t
i m p ro V e d,
during
year.
The keeping
of hogs in
municipal-
ity prohib-
ited.
M. H. O. ad-
vises citizens
; to use town
1 system of
; W. W.
1,500 I [No
Good.
20 factories. . . Good .
1,000 employes
1 Home.
1 gaol.
200
Byres tho-
roughly in-
spected.
None in
lown.
Dry earth
closets sub-
stituted for
privy pits.
Garbage
removed.
Use of privy
(lits grad-
ually dis-
appearing.
Privy pits
cleaned
when r e -
quired.
Ga r b a g e
removed.
Drainage o f
town e X-
teiidf-d and
improved.
A. number of
cess-pools
drained a •
way.-
N o n e in Privy p i t s Sewerage sys-
town. ! continue; tem ad-
a source of vised,
complaint..
8 (H.)
iia
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNS. —Continued.
Municipality.
Gore Bay
A.--
H.-
P.—
Gravenliurst
A.—
H.-
P.—
Harriston
A.—
H.—
P.—
■I 'I
System atic clean -
I i □ g of all
I places.
Kincardine
A. -500.
H.-400.
P. -3,000.
Leaming^ton
A.—
H.—
P.—
A. P. Cornell... A. Sloan
S. M. Henry ...V. Montcrietf .
. M, Hopkins.
Lindsay
A.—
H.~
P.—
Milton
A.-
H.-
P.-l,476.
Mount Forest . .
A.—
H. -
P.— 2,500.
Najjanee
A. — 1.*. sq. miles
H.— "
P.— 4,000.
Niapn'-a . .
A.— 500.
H.-
P -1,200.
Peter Stuart .
. E. B. Perry
A. L. Andfrson,
J. Ray Tier.
Sanitary condi-
tion good.
Sanitary Inspec-
tor repiirts town
thoroughly
clean.
Sanitary condi-
tion satisfact-
ory.
Measures of more
than ordinary
strictness
taken.
Thorough inspec-
tion made.
Town in good
sjinit.ary condi-
tion.
T),-45..
T.-4.
8. F.-2.
D.— 17. .
S. F.-7.
T.-2.
D.— 26 . ,
S. F.— 3.
k
Q
<V
o
OS
<D
o
^
■c
c
SQ
•^
3
ril
"o
60
No ..iNo
No ..
Mo
No ..Yes
2 P.S.
IH.S.
2 P.S.
IH.S.
3 P.S.
IH.S.
A hos-
pital
in cou-
rse o f
er e c-
tion.
No ..
No
No ..iNo
No .
No
No
No
IP.S.
1H.S.
114
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNS. — Cont inued.
1 ■ »^ .
1 1
s
n
notifica
teacher
. 0. 0
s dis
r2
>.
o
ouses.
g.arbag*
soil.
S c
eS
2,
"o
JS
s
ughter h
posal of
nd night
p eS
3 00
c«-k=
^
3
ts .i; eS
^
O
;i^
!i<
^
M a
Oj
400
No
121
538
252 ft.
4 factories ....
120 employees.
164
600
5 factories
175 employees.
Good. From
Lake Huron.
None in Placed i n
town. , good con-
dition.
1
,. .. .i
Rem 0 ved
when re-
quired.
Good
Satisfactory
Proper pro-
' vision
Some difficul-
ty exp e r i -
made for
e n c e d bv
disposal of
Hoard in
garbage
absence of
and night-
jjr 0 p e r 1 y
soil.
constructed
sew ers.
No forms
3 factories, .50
emploj'ees.
25
1 gaol.
No forms.
Dumping
ground
Sewer system
said to have
limits.
pro p e r 1 y
soiDe imper-
cared for
fections.
,
Some more
improve-
ments con-
s i d e r e d
necessary.
•231
177 ft.
1 factory, 100
employees. '.
134
J slaughter-
houses i n
Alaigenum-
b e r of
1 Home. i
i
town. Re-
gulati 0 n 8
observed.
earth clos-
ets intro-
duced dur-
i n g the
year. Gar-
b a g e
burned.
115
57 Victoria.
Sessional Papers (No. 12).
A 1894
TOW l^S.—Conti7med.
Municipalitj'.
Niagara Falls .
A..—
H.—
P.—
Newmarket
A.—
H.-
P.— 2,143,
North Toronto.
A.—
H.—
P.—
■-Si
0) O
Sanitary Inspec
tor employed
the entire year
I CO
CO
O a,
•43 !3
cs_o
"o'Sd
T.-2
S. F.-Afewcaaes.
Discussing the
advisability of
an emergency
hospital.
D.-9 .,
S. F. 2.
Oakville. .
A. —500.
H. -500.
P. -1,900.
Orillia....
A.—
H.— 1,000.
P.— 5,000.
Parry Sound.
A.-
H.— 278.
P.— 2,000.
Peterborough
A.—
H.-
P.— 10,680.
C. H. Lusk
;A. E. Ardagh . .
Jj R. Stone
House to house
inspection.
iThorough inspec-
I tion made.
G. Dwyer
House to house L). — 10
inspection. S. F. — 4.
T. — Few cases.
No ..No .. 1.
No ..No .. 3.
John Clarke Chief of Police. . ^Close inspection D.— 12.
1 made by in-;T. — 26.
I spector. S. F. — 15.
No ..'No
Yes.
2...
10
Picton , . .
A.—
H.—
P.— 3,285.
Port Arthur.
A.—
H.—
P.-
Believes an ad-
vance is made
in the sanitary
condition.
T.-l.
Smallpox.— 6.
D.-2.
S. F.-4.
T.— 1.
116
57 Victoria.
Sessional Papers (No. 1*2).
A. 1894
TOWNS.— Continued.
^
"o^-
k u'o i
—
c
5^'
ll
lotifi
each
0.
d
ID .
>,
X
1%
T3
,s «
s.
s- W §
° 3
^
y_
Ji
a
'" -,
o >. .2
o J3
O
ii
ms f
ion b
0 M.
ontag
ases.
a
bo
1? *5
1
p 08
9 to
Q +5 *3 U 01
^
s
5 «
^
D
fR
Z
^
CQ
—
32
Good, analysis
showingpure
Garbage
re m 0 V e d
Complete sys-
tem of
water.
from mu-
nicipality.
Dry earth
closets and
ash closets
being i a -
troduced.
sewerage
under con
sideration.
Good
M. H. 0. ad-
vises sub-
stitu t i 0 n
of earth
closets for
privj' pits.
Town system
of water-
Special a t -
t en ti on
Night-soil
nui s a n c e
works, very
giv en to
caused by
good quality.
slaughter -
houses.
dumps
from T 0 -
ronto city
soraewh a t
abated.
350 ..
No forms
3 factories, 130
employees.
Garbage
remove d .
Earth clos-
ets advised-
1,004..
Yes
13 factories,
230 emploj'-
Water works
sj'stem now
200
Earth closets
advised
Situation of
town and
ees
complete.
but no ac-
tion taken.
nature of
soil favor
natural
drainage.
Yes
1 factory, 4 em-
ployees.
Water works
System.
113
3 slaugh t e r
houses.
Earth c 1 o -
sets in use
1 gaol.
Under ins
pection.
by 2 5 7„
only. Gar-
bage C 0 1 -
lected.
2,000
No forms
2 5 factories. Water works
1,200 6 m - system, qual-
No system-
atic dispo-
M. H. 0.
str'ngly ad-
ployees, 1
ity generally
sal of gar-
vises c 0 n -
gaol, Ihome,
good.
bage.
struction of
1 hospital.
s'w'r'ge sys-
tem.
730
21.5 ft.
Water works
system. .
Slaughter
houses not
Sewerage o f
two hotels
allowed in
effected.
the corpo-
ration.
Nuisance
ground ad-
vised for
use of citi-
zens.
117
57 Victori.
Sessional Papers (N(v 12).
A. 1894
T0WN8.— Continued.
Municipality.
_ c
-a*
1^
o
1
a
a
1
'a
a:
c
m
a
1
<D
a
ti
9
'-5
5
'5:
C3
C
Q
i
a .
O OB
O 10
§1
£ o
c'Ei
"o
c
g-
o'
g:
1
Prescott .......
A. — i sq. mile.
H.— 700.
P. -3,000.
Rat Portage . .
1
W. F. Buckly . .
^. S. Scovil . .
R. Smith
No.
No.
No.
No.
No.
No.
3
2
A. -3, 785.
H.— 700.
P.-2,774.
Sault Ste. Marie
A.—
H.-
P. -2,903.
Seaforth
J. A. Reid
J. Allard
Sanitary in spect-
er has done
good work.
Town in good
condition.
Fairly satisfact-
ory.
Town underwent
a thorough
cleaning u p
under inspect-
or.
House to ^ house
inspection
carefully made
T. — A few cases.
2
A.—
H.—
P.-
Strathroy
A. -2, 000.
H.-
P.— 3,200.
Simcoe
G. Henderson . .
R.Miller
T.— Few cases.
D.-l.
S. F.— Few cases
D.— 1.
S. F. — Number
of cases.
No.
No.
No.
No.
No.
No.
No.
No.
No.
No.
4
A.—
H.-
P.-
St. Mary's . . .
T. Gray
Charles Easton .
1
C. McDonald...
A. Crowe
6
A. -2,676.
H.— 650.
P.-3,]51.
Smith's Falls
R McGowan
5
A.—
H.—
P.— 4,000.
Tilsonburg
A.—
H.-
P. -2,300.
Thorold
A. Pow
jT. Dundas
i
1
Improvement in
sanitary condi-
tioa noticed.
House to house
inspection.
1
D.-2.
S. F.— Few cases
l).-3.
S. F.-3.
4
A. -800.
H.-600.
P.- 2,400.
1
118
57 Victoria.
Sessional Papers (No. 12).
A 1894
TO^Y]:^S.—Co'nHnued.
32 a;
O
u <D ;
V3 2 0
.2 c
229 ft. No form?
No forms.
214 ft.
232 ft.
282 ft.
factories, 40
employees
1 factory, 4
employees, 1
gaol.
1 gaol
100
85
Good.
216 ft. Forms s u p -
plied.
Artesian wells
3 factories, 90 Wells
employees.
194 ft.
2.55 ft.
3 slaughter
houses in
town un-
der inspec-
tion.
Pig pen
nuisance
abated.
Inspection
showed a
fair sanit-
ary con-
dition.
No system-
atic dispo-
Garbage re-
moved in
spring and
premises
thorough-
ly cleaned.
Night soil re-
m'v'dfrom
town ; gar-
bage col-
lected.
4 factories, 350 Good .
employees.
Wells
60 Regular and
close i n -
spection.
Licensed.
20
2 factories, 110| Wells
I employees, i
None p e r -
mitted in
town.
1 slaughter
house, iso-
lated and
efficiently
cared for.
No slaughter
houses in
tcwn.
Accumu-
lation o f
garbage
i n winter
thorou g h ■
ly remov'd
in spring.
Dumping
ground
provided ;
regular re-
moval.
Garbage re-
moved;
privy pits
predomin-
ate.
Garbage re-
moved ;
earth clo-
sets in use.
Garbage re-
moved.
Board ad vis 'd
consider'ble-
extension of
system o f
surface
drainage.
119
57 Victoria.
Sessional Papers (No. 12,
A. 1894
TOW^ 8.— Continued.
Municipality.
c8
Sanitary Inspector.
General Inspection.
Contagious Diseases.
o =«
03 5
1— I
c .
O m
^ m
C <s>
.IS
^ o
o
o
JS
o
02
O
XI
a
1
Toronto Junct'n
Ct. \V. Clendenan
S. Ryding
Very thorough
inspection
made.
Yes.
Yes.
3
A.-l,225.
H.—
P. -4,500.
Trenton
J. Stevenson
W Hindi
No.
No.
A.—
H.-
P. -4,500.
Uxbridge
H. Ba&com
A. Wright
No.
No.
1
A.— 500.
H.-
P.— 2,100.
Walkerton
A. -300.
R. T. Porter....
J. Markley
D.-l.
S. F. — Number
No.
No.
H.—
P.— .3,000.
of cases.
T.-4.
Walkerville
A.—
H.-
P.-
Dr Hoare
A. B. Griffith . .
Gereral renova-
tion effected in
spring.
D.-3.
S. F.- 7.
T. — 2.
No.
No.
1
Waterloo
A.—
H.-
P. -3,000.
Dr. Webb
J. Hoffman
Thorough i n -
spection made.
D.-l.
S. F.-2.
T.-7.
No.
No.
2
Whitby
A.—
H.—
P.-
Dr. Bogart
W. Calverley . .
Sanitary condi-
tion satisfact-
ory.
D.-7.
S. F.— 1.
No.
No.
5
Town i n good
sanitary con-
dition.
House to house
inspection
made.
A.-
H.—
P.—
Woodstock
D.-31.
S. F.-20.
T.-3.
1
A.-
H.-
P.-
120
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNS.— Con^/mteJ.
cg^
SS
1,200
s
L,
«.
^^
<c
a
o
o
o
J3
o
a
O
.
eS Si O 2
•J3 ao
•510 1108 ft. No forms
I
l9 factories, 527
I employees.
No forms 16 factories.
200
400
596
250 ft.
244 ft.
256 ft.
No forms.
9 factories, 80
employees.
3 factories.
Water works
system.
Wells
130
18
Springs
12 factories,
551 employ-
ees.
3 factories, 115
employees.
More than or-
dinary at-
tentioQ t o
water supply
this year.
M . H , O .
advises more
attention to
be given to
watf r s u p -
ply-
M. H. O. re-
commends
use of town
system of
waterworks.
m
.2 c«
Q
No slaughter Garbage re-
houses inj moved ;
town. j Board or-
d'r'd earth
closets.
Pits and
earth clo-
sets clean-
ed month-
1 y ; gar-
bage r e -
moved.
Slaughter
houses in-
spected ;
found i n
good con
dition.
Garbage col-
lected dur-
ing sum-
mer.
Plumbingand
dr a i D age
care fully
inspected.
Dry earth Sewerage sys-
closets ad- tem in con-
vised
Board.
by
Garbage re-
mo v e d ;
earth clo-
sets being
intr'duc'd.
M. H. O. re-
commends
removal of
night soil
and gar
bage.
templation.
Drainage and
grading o f
certain
lanes in
rear cif busi-
ness places
advised.
121
57 Victoria.
Sessional Papers (No. 12).
A. 1894
VILLAGES.
Municipality.
Allandale . .
A.- 500.
H.— 215.
P. -1,01.3.
Ailsa Craig
A.— 50.
H.— 200.
P.— 750.
Alvinston . .
A.— 450.
H.—
P.— 1,200.
Ayr . . . .
A.—
H.-
P.-
Bath ...
A.—
H.— 110.
P.— 448.
Bayfield . . .
A.— 1,750.
H.-175.
P.- 680.
Beamsville .
A. -500.
H.— 180.
P.— 900.
Beaverton .
A. -850.
H.—
P. -850.
Belle River.
A.-
H.—
P.—
J. R. Anderson
H. McKinnon
A. Vanslyck .
Dr. Stanley . .
C. A. D.Fairfield.
Dr. Grant .
o
N. Patterson
W. Wheddon.
A. L. Hodge.
Bolton .
A.— 750.
H.-180
P.— 750.
Blyth
A.—
H.—
P.—
■R. L. Stewart.
8 'els .
A.— 500.
H.— 100.
P.-l,300.
J A. McNaugh-
on.
J. Breadfood
House to house
inspection
made.
Good sanitary
condition r e -
ported.
S. P., 3
a ^
'-5 X
"c'Sb
Ct
No. No.
No. No.
No. No.
Thorough i nspec-
tion of all pre- cases
mises made.
S. F., number of
Found directions
for general
cleaning upl
fairly carried
out.
Rather insanit-
ary condition
removed after
inspection.
House to house
inspection.
|P e o p 1 e show
i r 8 a d i ness to
i comply with
I regulations.
Board reports the
I sanitary c o n -
I d i t i o n never
I was better.
In an excellent
sanitary con-
dition.
Citizens respond-
ed readily to
directions o f
inspector.
T.— 2
T. — A few cases.
D.-3
T.— 1.
No. I No.
I
No. No. ! 2
No.
No.
No.
122
57 Victoria.
Sessional Papers (No. 12).
A. 1894
V I LL A'' : ¥.S.—Conf.i7n>^r/.
•«^
o
175 No forms
» . 2
M 03 ID
.2 c o ^
-w *i O OS
«.2
No forms.
2 factories.
475 : . No forms.
No forms.
100
243
199 ft.
No forms .
No forms.
1 factory.
Wells cleaned
• early in the
spring.
1 factory .... From Lake
10 employee.*.
5 factories. . . .
Employees 2-5.
Ontario and
well
Wells — good
quality.
Board consid
ers the water
very bad.
Wells
45
35
be
^ c
& ^
S 1 a u g h ter
hovises con-
sidered i n
fair sanit-
ary c o n -
dition .
In good
s a n i t ary
condition.
2 slaughter
houses. Un-
der inspec-
tion.
Contents of
privies and]
cess pools!
removed, i
Garbage is
c o 1 1 e cted I
and burned
6 factories . . . .
30 employees.
216
201 ft.
2 factories
22 employees.
Wells
110
Great care
taken to
have all
privies
emptied.
Many privy-
pits aban-|
doned for-
dry eartbl
closets. >
Privy p i ts|N eces si ty
abolished' f o r proper
for dry
earth clos-
ets.
I n 8 p e c ted Jarbage re-
several moved,
times dur-
i n g the
year.
drain a ge
strongly
urged b y
Board.
124
123
57 Victoria.
Sessional Papers (No. 12).
A. 1894
VILLAGES. — Continued.
Municipality.
1
03
A
•Ji
1— 1
>5
u
'S
75
General Inspection.
ci
03
Q
B
O
O
.S.o
^H CO
1— i
C3 3
"c'Sd
"o
o
J»
u
in
"o
u
03
Si
s
s
Burlington
A.—
H.-
P.-
A. H. Speers. . .
Chief of Police. .
No.
No.
1
Casselman
C. Sabourin ....
«
No.
No.
2
A. -1,200.
H.—
P.— 935.
Cannington ....
No.
No.
A.—
H.—
P.—
•Chesley
In good sanitary
condition.
D. — Few cases. .
No.
No.
A. —
H.—
P.-
Cardinal
A.—
H.
P.-
Greater care re-
cently taken in
cleaning pre-
mises.
S.F., Few cases.
No.
No.
Chesterville
A. -500.
H.~200.
P.— 750.
Notices sent out
by Board to
clean up.
No.
No.
Chippawa
A. -500.
H.-137.
P.— 521.
C. Kaumeyer . .
Inspector caused
all precautions
to be taken.
No.
No.
Clifford
Dr Crandell
1
A.—
H.-150.
P. -600.
R. Thorburn . ,
H. C. Whitley.
Thorough in-
spection.
No.
No.
1
A.— 1,046.
H.— 250.
P. -1,024.
Dundalk .
J. McMillan
Inspector found
fairly satisfact-
ory sanitary
condition.
D. — Few cases.
A. -400.
H. - 150.
P.-7C0.
T.—
Eganville
Orders of inspec-
tor generally
effected.
D.— 1
No.
No.
A.-
H-
P-
Several tours of
inspection
made.
T. — Few cases. .
No.
No.
A.—
H.-
P.-
124
67 Victoria.
Sessional Papers (No. 12).
A. 1&94
\ILLAGES.— Continued.
5- * M
; -w -» o a>
290
125
254 ft. I
c-S
1 factory ....
15 employees.
I No forms
Wells
50
268
194 ft.
No forms
2 factories
25 employees.
Wells
15
47
•^ri
c^ a
.2 S
Privy pits in
pood con
dition.
Are outside^C 1 e a n in g'
the village
limits.
124
80
Outside o f
corporation
pits and
disposal of
garbage un-
ci e r c o n -
tract.
Improve-
ment no-
ticed in
cleaning
privy pits.
Privy jjits
regularly
cleaned out.
Garbage re-
moved.
Privy pitsre
novated as
required
Garbage
burned.
Consider
able atten
tion given
to pig-pen
question.
Drainage
might be
greatly .im-
proved.
125
57 Victoria.
Sessional Papers (No. 12).
A. 1894
VILLAGES.— Conti7iued.
Muuicipality.
o
<D
ft
a
1— 1
a
"5
c3
02
a
1
a
1— (
S
s
a,'
-jc
3
O
a
o
O
a *
' cS
.11
1— 1
1 a .
ap
oi
§s
u a
<iS "^
"^'^
ft
IS
'o
o
.a
a
03
1
1 s
! 1
Enibro
J. Ross
G. C. McKay .
D. Geddes
^ing-ge.-tions of
M. H 0. or in-
spector prompt-
ly carried out.
Sanitary inspsRt-
or vigilant in
his duty.
Careful inspec-
tion made.
Good sanitary
condition
reported.
1
A.— 1,400.
H.— 200.
P. -700.
Eiora,
S. F.-3
1 fatal.
T.— 4 ....
i
No ^'o
3
A.—
H.-280.
P.— 1,241.
Erin
A.-
H.—
P.-
Exeter
Dr. Amos
1
A. -1,200.
H.— 400
P.— 1,800.
East Toronto. . .
C. H. Britten . .
W. H. Johnson.
D. Booth
1
A. -500.
H.-400.
P.— 1,100.
Fergus
E. Gill . . ....
Work of Board
has been less
than usual.
Careful inspec-
t i o n from
house to house.
2
A. -1,980.
H.-
p.— 1,500. ;
Fenelon Falls . .
D.-l
T.-l
A.—
GarJen Island . .
Dr. Garrett . . .
1
1
A— 77.
H.-60.
P.— 412.
Glencre .-
Dr. Lumley X Rl^fW
Sanitary con-
dition much
improved.
Board made gen-
eral inspection
and ordered
cleaning up
where neces-
sary.
House to house
inspection.
Village in good
sanitary con-
dition.
2
A.- TOO.
H.— 300. i
P.— 923. i
1
Hager.^^ville
R. McDonald
1
• 1
1
A.— 640.
H.— 200.
P.— 1,200.
Hastings
1
2
A. -200.
H.-250.
P. -700.
HollandLauding
A.—
H.—
P.—
i
12(J
57 Victoria.
Sessional Papers (No. 12).
A. 1894
VILLAGES. — Continued.
o
Forms for notifica-
tion by teachers
to M. H. 0. of
contagious d i s -
eases.
No. of factories and
instiutions.
Water supply.
1
u
u
a
■a
CO
D
o
u
(U
J
02
.£ OS
p
Sewerage and drain-
age.
145
202 ft.
322 ft.
No forms
1 factory ....
One slaugh-
ter house.
Inspection
made.
Under in-
spection.
Earth closets
generally
used. Gar-
bage c 0 1-
lected.
Privy pits
e m p t i ed
twice a
year.
Privy pits
renovated
at certain
intervals.
306
120
382
27:-5 ft.
No forms
t)5 employees .
275 .
20 employees .
12
3 slaughter
houses
isolated.
494
173 ft.
•
Wells
Wells
10
70
270
5 factories
30 employees .
Wells
Great im-
300
Wells
Wells .
25
provement
made in
drainage.
IbO
Improvement
Wells
Pig-pen and
privy p i t
n u i 8 ance
abated.
made in
drainage
during sum-
mer.
127
57 Victoria.
Sessional Papers (No. 12).
A. 1894
VILL AG ES. — (Jo 'I tinned.
Municipality.
■2c§
to
i
1
p.
1— 1
'a
o
p.
M
u
a
o
0
a>
a
o
1
c
Q
a ?
6 1
•2.2
03
V2 w
o D
^ o
a'bD
00
m
g
Havelock ... . .
DIose inspection
made.
Excellent sanit-
ary condition.
General inspec-
tion finds vil-
lage in good
panitary con-
dition.
Inspector found
sanitary con-
dition good.
Sanitary condi-
ion satisfact-
ory!
Never in better
condition.
T.— 3
A.—
H.-
P.-
Huntsville
A.— 600.
H.—
P. -1,500.
Kemptville ....
J. L. Rowland. .
1
R. Scarlett '
D. — ew cases. . .
T. — few cases.
1
2-
A.—
H.—
P.-
Lakefield
A.— 500.
H.— 260.
P.— 1,200,
London, West. .
A.Bell
W. Doidge .....
T.- 2
1
...
2;
A.—
H.—
P.—
Lucan
Dr. Hoosack
Dr. Harrison . .
M. K. Church . .
J. Benden
A. Palmer
S. ¥. , few cases .
2-
A. -500.
H.— 250.
P. -900.
Madoc
2-
A.—
H.-
P.— 1,100.
Merriokville. . .
2-
A.— 705.
H.-200.
P.- 928.
Merritton
1
1
3
A.— 434.
H.-
P.— 1,600.
Newcastle
Dr. McNaughton
!
i
i
Inspector report-
ed a very clean
condition.
Satii-factory re
ports from in
specter.
Sanitary condi
tion during
year good.
1
A.— 1,280.
H.— 212.
P. -600.
Newboro'
T.-l.
D.-6.
T.— 2
A.—
H.-
P.—
Newburpjh
H. R. Duflf . . .
J. M. Taylor .
2
A.— 1,280.
H.-150.
P. -650.
128
57 Victoria.
Sessional Papers (No. 12).
A. 1894
VILLAGES —Continued.
ejrC
9 «
O
c *' ■
300
275
190 ft.
290
188
200
296 ft.
144
1 factory
30 employees
6 factories . . .
30 employees.
2 factories.
8 employees.
Wells
Wells
5 factories. . . .
100 employees.
7 factories.
425 employees.
Wells
5 factoiies Springs
46emp^oyee8. wells.
and
800
15
-^.t:
CO
o. a
.2 ««
No slaughter
houses al
lowed i n
village.
One slaugh-
ter hou6e.
Isolated.
Board ad-
vises use of
dry earth
closets.
Tannery
n u i s ance
in a great
m e a s u re
remtdied.
Cleaning
and closing
up of pits
closely at
tended to.
1,035 Slaughter
bouses iso-
lated.
Some surface
drair smade
to carry
away stand-
ing water.
Sewers a n„d
drains flush-
ed out every
year.
Complaints
of London,
city sewer-
age empty-
ing in^iliver
Thames. > _
9 (H.)
i2y
57 Victoria.
Sessional Papers (No. 12).
A. 1894
VILLAGES.— Continued.
Municipality.
^'£
New Hamburg
A.—
H.—
P.-
Norwich .
A.— 500.
H.— 370.
P.— 1,300.
Norwood ....
A.—
H.—
P.—
Niagara Falls
A.— 350.
H.-250.
P.— 1,189.
•Oil Springs . .
A.—
H.-20O.
P.-
J. McGarry
H. F. Garner.
J. Campbell.... D. P. Fisk
Paisley
A.—
H.— 400.
P. -1,300.
Portsmouth
A.-
H.-
P.-
J. McMahon.
Preston
A.—
H.—
P.-
Point Edward.
A.— 734.
H.— 380.
P.— 1,400.
Port Dalhousie.
A.—
H.—
P.-
Port Elgin .
A.— 600.
H.-450
P.-l,700.
.J. M. Considine.
Sanitary inspect-
or reports pU
premises in
fair condition .
Inspection made
in May. Con
dition good.
Village reported
in good fanit
ary condition
upon inspec
tion.
Board active
and alive to
n e c e s sity of
t h o r ough in
spection.
I
House to house
inspection.
n.-3
T.-l.
S. F.— few cases,
D. —a few cases,
S.F.- do
S.F. — few cases
House to house
inspection b y
inspector. Good
sanitary condi-
tion reported.
I n 8 pe c t or re-
ports village
in good sanit-
ary condition.
General compli-
ance given to
request of
Board for
thorou g h
cleaning.
Dr. Heiker
G. Humphry
Considerable at-
tention given
to require-
menta of Act.
130
D.-37.
T.-7.
S. F.-6.
T. — Few cases.
S. F.-l.
O 03
0.2
S.o
'o *J
O ®
.£
'a^ 00
O 3
a 'be
m
57 Victoria.
Sessional Papers (No. 12).
A. 1894
YILLAGES.— Continued.
" o
.9 "
12;
<« -
o :
(D -
u 2
Forms for notifica-
tion by teachers
to M. h: 0. of
contagious dis-
eases.
No. of Factories and
institutions.
1
s
1^
m
(D
3
0
J3
Si
<u
itr
3
e3
— 3
.2 ^
Q
a
"S
C
WeUs
Wells
30
Outside 0 f
village.
Outside 0 f
corporation.
Close atteu-
t i on to
privy pits.
Ga r b a g e
burned.
Earth closets
being sub
stituted.
Garbage
burned.
240
6 factories
50 employees.
to
290
The bed of
200
No forms
W. W. from
Niagara Riv-
er and wells.
Quality good.
Cisterns
Garbage re-
moved.
Use of dry
earth clos
ets advised.
the creek
cleaned by
order of
council.
Forms sup 'lied
266
261 ft.
S 1 a u g hter
houses kept
in good
order.
Forma suplied
Wells
Wells
Wells
30
25
12
N 0 system-
atic drain-
age.
1 institution . .
6 factories
70 employees.
N 0 system-
atic disposi-
tion of gar-
bage.
Dry earth
closets al-
most entire-
ly in use.
626
No forms
131
57 Victoria.
Sessional Papers (No. 12).
A. 1894
YajLAGBS.— Continued.
Municipality.
Port Perry . . .
A-
H.—
P.—
Port Rowan . . .
A.— 500.
H.— 171.
P.— 700.
Port Stanley . ,
A. -550.
H.-165.
P.-619.
Renfrew
A.—
H.—
P.-
Richmond Hill,
A. -600.
H.—
P. -820.
Southampton . ,
A. -3,000.
H.—
P.—
E. Meek.
L, G. Mothereell
J. W. McColl
S. Enland
Streetsyille
A.— 600.
H.— 150.
P.— 660.
Stirling ,
A.— 120.
H.— 130.
P.- 820.
Sutton . .
A.— 600.
H.-220.
P.- 750.
Teeswater . .
A.—
H.-
P.-
Thamesvi'lle
A.-
H.—
P.-
Thedford ..
A. -500.
H.-
P.-517.
W. J. Willson.
W. S. Scott
Village in good
order.
Inspector
pro mptly at
tended on all
complaints.
Thorough in
s p e c t i on by
inspector.
Thorough
cleaning of all
p r e m i 8 es in
June and July
House to house
inspection.
= 0
"S ^
a p
D o
S bo
T.— Few cases.
J. Creighton
J. H. Davidson.
G. H. Boulter
T. B. Bentley.
House to house
inspection
made in spring
and fall.
W. A. Mitchell. Sanitary condi-
tion very good.
P. Grant
W. A. Munro.
Satisfactory
sanitary con
diticn report
ed.
Board investi'
gated a num-
ber of com-
plaints.
Very good sanit-
ary condition,
'Inspector fre
j quently ex
amined prem
ises in village.
D.-3
T.— 2.
S. F.-7.
D, — Few cases.
r.-2
132
57 Victoria
Sessi( nal Tapers (No. 12).
A 1894
YILLAQES.—C ontimied.
S o
.2"
eg
to a
0
Forms for notifica-
tion by teachers
to M." H. 0. of
contagioUB dis-
eases.
T3
C
<a .
6.2
"Si
a.
3
0
0
s
<Si
0
a;
60
1
03
?
bo
^
" ao
.£ «
P
Sewerage and drain-
age.
Wells
Wells
Wei's
50
Permit gran-
ted to one
slaughter
house.
Dry earth
closets a d -
vised. Garb-
age removed
Earth closets
principally
in use.
181
200
222 ft.
No forms
1 factory
14 employees.
Flushing o f
all drains
advised.
200
3O0
No forms
No forms ....
1 factory
13 employees.
2 factories ....
Wells
42
276
9
Closely in-
spected.
No forma
51 employees.
Wells
Wells
300
274 ft.
Forms sup-
plied.
No forms ....
Regular in-
spection.
Two under
inspection.
None licens-
ed. Any
adjacent
to dwell-
ings are
inspected.
Privy pits in
fairly good
order.
Impro ve-
ment not-
i c ed in
closet sys-
tem.
drainage
dealt with
and rem-
edy appli-
145
1 factory
Wells
Good pure
water.
Wells.
70
408 ft.
1 factory
60 employees.
133
57 Victoria.
Sessional Papers (No 12).
A. 1894
YILLAOES— Continued.
Municipality.
K .
■5
te
a
1
a
General Inspection.
i
IS
s
a>
Q
a
§
1
a
o
O
■ sB
p
h-l
.£ o
1
i
"o
u
s
Tilbury Centre
Thorough i n -
spection made
early in the
year.
Sanitary condi-
tion good.
In patisfectory
sanitary con-
dition.
A.-
H.-
P.-
Tweed
W. McMather..
J. H. Hoover . .
T. Beattey
D. Pardy
2
A.—
H.-
P.-
Vienna
A. -1.600.
n.-97.
P.-
Ward8TiIle
2
A.-
H.—
P.-
W^aterdown
A general clean-
S. F., few cases.
A.-
H.-
P.-
Watford
Dr. Haney
J, Rind
J. Terry
A J Smith
ing every
spring.
All precautions
advised and
directed.
Villatje carefully
looked after.
2
A.— 400.
H.-334.
P.-
S. F.- 4
2
A. -420.
H.-
P.— 1,138.
J. Grant
D.— 1
1
A. -500.
H.— 125.
P.— 600.
Village in good
sanitary con-
dition.
A.—
H. -
P-
134
57 Victoria.
Sessional i'apers (No. 12).
A. 1894
VILL hG^^— Continued.
O IS
893
430
160
C3 bi O 0°
n.3 o o
No forms
.'2 factories . . . .
jlO employees.
No forms.
No forms.
No forms.
1 factory . . . .
6 employees.
Belief of dan
ger in the
present sup
ply-
M H. O. be
lieves arr im-
pro vement
might be
made.
Wells
springs.
md
Wells
Wells
Wells
400
30
One slaugh-
ter house.
In good
order.
3 slaughter
h o u se s .
Under in-
inspection.
1 slaughter
house. Un
der inspec-
tion.
.2 =s
No slaughter
houses in
village.
Garbage
carted out-
side of cor-
poration.
Private dis
position of
Board favors-
tile drainage
where prac-
ticable.
Some drain-
age opened
about the
school prem-
ises.
No slaughter
houses in
corpora-
tion.
Garbage de-
stroyed.
A village by-
law regu-
lates the
disposal of
garbage.
Garbage re-
moved and
burned.
Cleaning of
privy pits
ordered to
be c o m -
pleted by
the first
May.
No c o m -
plaints re-
ceived.
A drain in
the village
condemned
and placed
in proper
order.
13{
57 Victoria.
Sessional Papers (No. 1*2).
A. 1894
TOWNSHIPS.
Municipality.
Adelaide . .
A. -
H.—
P.-
Alfred ....
A. -43,610.
H.-610.
P.— 3,071.
Albion
A.- 56,061.
H.—
P.— 2,733.
Alnwick . . .
A.— 17,178.
H.— 253.
P.-l,250.
Albemarle
A.—
H.—
P.-
Amherst Island,
A.— 23,040.
H.—
P.— 1,100.
Ancaster .
A. -45,942.
H.—
P.— 3,884.
Anderdon
A.—
H.-
P.-
F. J. Bateman . .
A. A. Gibault . .
T. C. Lapp
H. Richardson
W. Chapman.
J. Groux.
R. O'Hara
Arran .
A.—
H.-
P.-
Ashlield .
A.—
H.-
P.-
Asphodel . .
A.—
H.—
P.—
Bentinck. .
A.-7fi,247.
H.—
P.— 4,326.
Dr. McNaughton
No meeting of
Board held
during year,
House to house
inspection
made. Much
renovation ne
cessary.
Board reports a
satisf a c t o r y
sanitary con
dition.
General condi
tion good.
Sanitary condi-
tion generally
satisfactory
Sanitary inspect
or made gen
eral inspection
and found
schools in fair
order.
A marked degree
of cleanliness
obser ved
throughout the
township.
T.— 2.
S.F.— Few cases
C (D
.2 o
o
S
s
11
18
J. Small
Well looked
after.
136
D.— 2.
S. F.— 15.
T.— 8
Contagious dis-
eases limited.
No contagious
diseases dur-
ing year.
No contagious
dideases.
D.— 3.
T, — Few cases.
12
14
14
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— ConimMec/.
-T3
O 4,
03 JS
.2 «
li
3 tS
o a
as
«! a,
.si
3 ="
o
Forms for notifica-
tion by teachers
to M. H. 0. of
contagious dis-
eases.
No. of factories and
institutions.
3;
1
B
a
3
i
3
O
1
be
1
be ^
QQ
P
C
I'*
m
Reported good
Wells.
Good quality.
Wells.
From wells
and Lake
Ontario
'Springs and
wells. Nob
liable to con-
tamination.
Individual
attention to
garbage and
manure.
No forms
1 factory
20 employees.
800
No slaughter
houses.
Close inspec-
tion of
slaughter
houses.
,160
No forms
150
No forms
Ditch in se-
Wells. Three
found unfit
for use.
After great
efforts these
were placed
in good or-
der.
Investigated
complaints
m.ade, and
found little
cause for
same.
cond con-
cession tiled
and filled
up.
Wells. Not
liable to con-
tamination.
Springs and
wells.
No forms
4 factories
150 employees.
137
57 Victoria.
Sessional Papers (No. VJ).
A. 1894
TOW^^SRIVS.— Continued.
Municipality.
§
X
"as
a
C
-2
t>
o.
a
i-i
>,
S
"3
a
_o
'S
o
a
I— 1
a>
C
o
1
S
m
%
■|
a
o
O
CD
• S
-a
S 3
§5
o D
•s'i'
00
o
o
m
o
a
Barton
Inspector consid-
ers township
in a very
healthy condi-
tion.
The board advis-
ed general
cleaning up.
Excepti 0 n a 1 1 y
free from con-
tagious d i s -
eases.
T.-3.
S.F.— 2.
9
A.— 12,376.
H.—
P.-5,271.
Bayham
17
A.— 57,600.
H.—
P.— 4,000.
Bedford
Dr. Dwyre
la
A. -63. 794.
H.— 430.
P.— 1,484.
Bertie
Inspector made
close inspec-
tion and gave
directions for
general clean-
ing up.
No sanitary in-
spector.
D. — Few cases.
S.F.- "
S.F.-4.
T.-8.
D.— Few cases.
S.F. - "
A.—
H.-
P.-
Beverley
A.—
H.—
P.-
Blenheim
16
A. -69,120.
H.— 3,000.
P. -5,000.
Blandford
Dr. Wellford,
6
A.-
H.—
P.—
Bosanquet
A. -70, 000.
H.—
P.-2,452.
Bripfhton
W. A. Munro . .
D.-2.
2
A.—
H.-
P. -1,500.
Brant
J. Evans
J. Nesbitt
A favorable re-
port by inspect-
or as to sanit-
ary condition.
Directions made
for general in-
spection.
In good sanitary
condition.
D.-l.
T.-2.
D.-13.
T.— 1.
S.F. —4.
T.-l.
15
A.— 69,305.
H.-
P.— 4,000.
Brock
A.—
H.-
P.-
Brooke
A-
H.-
P.-
138
67 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWI^SRIFS.— Continued.
2 o-
£.2 O O c3
No forms.
300
No forms .
No formp.
No forms.
2oO
^ 3
1 factory
3 employees.
1 factory.
30 employees.
3 factories . .
Wells
Wells and
springs.
1,054
Wells
Wells.
Wells.
Wells
1,100
1,400
S 1 a u Qfhter
houses
sp ec t e d
from time
to time.
.2 S
SI a u ghter
houses un-
der inspec-
tion.
Seyen
slaugh t e r
houses. All
under i n -
spection.
Some atten-
tion given
to slaugh-
ter houses.
A few earth
closets in
troduced.
A pond com-
plained of.
M. H. O.
suggests ap-
plication of
" D i t ches
and Water
Courses
Act."
139
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— Con^mwerf.
Municipality.
a
K
o
0)
£
l-H
1
c
u
S
1— 1
o
s
0)
<U
03
C3
(D
s
i
1
a
c
O
, <B
s «
o.|
C 2
.S o
It
1— 1
"3
o
JS
a
m
"o
u
<D
g
'3
Brougham
D.-4.
S.F. — Few cases.
T.-l.
S.F.— Few cases.
D.-7.
S.F.-l.
....
A.-
H.-
P.—
Bruce
Municipality in
satisfac t o r y
sanitary con-
dition.
A.—
H.-
P.-
Burf ord
D. R. Hamilton.
22
A.—
H.-
P. - 4,478.
Burpee
A.—
H.—
P. -159.
Caistor
Dr. .Johnson ....
I
Sanitary condi-
tion of town-
ship good.
D.— Few cases.
S.F. — Few cases.
D.— 2.
T.— 2.
S.F. -2.
D.— 13.
D.-9.
S.F.— 20 cases.
A.—
H.-
P.-
Dr. Algie
R. Davis
20
A.—
H.-
P.— 6,000.
A.— 36,904.
H.-
P.— 1,908.
Garden
In good sanitary
condition.
Good sanitary
condition.
Township in an
excellent sanit-
ary condition.
Work well done
and with good
results.
A.—
H.-
P.~.
Dr. Waddy
A. -5, 760.
H.-106.
P.— 420.
Cambridgre
A.— 58,800.
H.-600.
P. -2, 500.
.J. M. Boilon . . .
Dr. Mcintosh.
W. L. Howland
C. Gates. ...
9
A.— 4.5,442.
H.-300.
P. -1,500.
Chaffey
A.— 44,669.
H.-270.
P.-
140
67 Victoria.
Sessional Papers (No. r_).
A. 1894
TOWJ^BKIPS.— Continued.
12
a) 3
" c
o
c3 p
No forms 4 factories
No f orm8 .
No forms.
No forms.
No forms.
3 factories.
Wells.
Partly from
wells and
partly from
Lake Huron.
Wells
Wells
Spring water
of good qual-
ity.
Wells and
springs.
135
3,500
2,000
!10
!3q
o "o
.2 *
«
No regular
inspection
of Hlaugh-
ter houses.
Suggest i o n s
of M. H. O.
re certain
ditches
have been
carried out.
141
o7 Victoria,
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— ConfinMec?.
Municipality.
o
<D
•5
c
o
■8
m
1
"a
c
_o
a
<u
w
a
"ei
a
OJ
IS 1
_0»
3
o
'&
OS
6
Isolation of Con-
tagious Diseases.
Disinfection in Con-
tagious Diseases.
m
"o
O
o
02
*©
z>
3
Chapman
A.—
H.—
P.—
Chatham
D McMillan.
Distributed no-
tices calling:
for general
renovation of
all premises.
Where necessary
remedies ap-
plied. Town-
ship in a good
condition.
Health of i n -
habitants dur-
ing year above
the average.
Public notices
issued request-
ing that all
premises b e
cleaned.
In good sanitary
condition.
Each member of
Board inspects
his own sub-
division.
4
A.—
H.—
P.—
Charlotteville. . .
S.F.— Fewcases.
S. F . — Epidemic.
A.—
H.-
P.-
Charlottenburgh
A.—
H.-
P.—
Garden
D.— 13.
D.-2.
•
A.—
H.—
P.-
Clarke
18
A.— 643,200.
H.-
P.— 4,316.
Collingwood
A.- 68,000.
H.—
P.— 3,716.
R. H. Hunt...
Dr. Gillies
E. Dickson ....
•
11
A.— 56,600.
H.—
P.—
Dalhousie andN.
A. Bradford
Sanitary condi-
tion good.
No sanitary in-
spector.
M. H. 0. reports
sanitary condi-
tion as fair.
D.— 8.
12
A.— 70,810.
H.-500.
P.— 1,927.
6
A.— 44,201.
H.— 191.
P.— 716.
Darlington
A.— 68,.S00.
H.-
P.— 4,440.
Dalton
Dr. Mitchell
D. — Few cases.
T. — A number of
cases.
22
Dr. Gilchrist
4
A.— 45,000.
a.— 120.
p. — 550.
1
142
57 Victoria.
Sessional Papers (No. 12).
A. 1894
T0W2^SRIFS.— Continued.
31 s
o
«0 J3 .
r-. ^
No forms.
d.S
1 No forms .
1,466
400
No forms.
No forms.
Wells and
springs.
Little if any
liability to
contamiaa
tion.
No forms.
No foims
No forms.
No orms .
Spring water
Wells and
springs.
Springs
Wells.
No slaughter
houses.
eg a
S 1 a n g h ter
houses in-
spected &
kept in
wholesome
order.
One. Under
inspection.
One. Under
f req u e n t
inspection.
One. Kept
very clean.
No slaughter
houses in
township
143
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.- Continued.
Municipality.
Derby
A.—
H.-
P.—
Dereham
A.—
H.-
P.—
Douro
A.— 39,000.
H.— 647.
P.— 2,000.
Downie . . . ,
A.— 48,000.
H.-
P.— 2,765.
Dunn ... .
A.— 14,735.
H.—
P.— 930.
Emestown ,
A.— 64,000.
H.—
P.-
Elderslie . .
A.— 56,000.
H.-
P. -2,412.
Eldon
A.— 62,000.
H.—
P.— 2,700.
Eima
A.—
H.—
P.-
Euphemia
A.— 35,000.
H.-460.
P. -2,300.
Euphrasia
A.—
H.— 1,000.
P. -1,800.
Esquesing
A.—
H.—
P.—
Essa .
A.—
H.-
P.—
Dr. Minshall . . J. H. George. ,
J. R Frazer. .
J. Quinn
J. Paul
Inspector dili- S.F.
gent. Made
careful inspec-
tion.
;G. Ferguson.
J. Grant
Fairly satisfact-
ory.
All means taken
to preserve a
good sanitarv
condition.
Instructions for
cleaning gen
erally carried
out.
I Very satisfactory
sanitary condi-
tion.
Sanitary condi-
tion good.
Careful inspec
tion made by
inspector.
D. — Few cases.
T.-
S.F.— "
T.-l.
'G. D. Lockhart.
0.2
.2 o
O
0> o
12
D.— 2.
S.F. — Few cases
Sanitary condi- D. — Few cases,
tion most ex-|T. — "
cellent. |S F.— "
R. Thompeon.
T. E. Bennett . . ' N. L. Curry .
iD.-3.
JT.-l.
S.F. —7.
S. I reports very
favorably as to
sanitary condi-
tion.
Board active. D. -
I Made thorough -
I inspection. |
144
vz
11
-Few cases.
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIFS.— Continued.
Number in attend-
ance at schools.
u
Forms of notifica-
tion by teachers
to M. H. 0. of
contagious dis-
eases.
c
eS
II
c-.S
%
o
a
"o
s
ai
(U
S
c
bu
i
Eq
S 1 a u g hter
houses un-
der license
Inspec t i 0 n
made sev-
eral times
during the
year.
Hog pens
under in-
spection.
6c
11
ft a
s
a
S
c8
U
u
Had several
hog pens
removed to
greater
dist ance
from dwel-
lings.
No forms
2 factories ....
610
WeUs
17
No forms
No forms
No forms
1 factory
Owners of
slaught e r
houses re-
quired to
comply
with regu-
lations as
to locality.
Complaint as
to hog pens
inv'st'd and
dealt with.
s t a g n ant
pools drain-
ed away.
Wells.
Forms s u p -
plied.
An excellent
330
Wells and
springs.
Wells
3,500
Cleaning &
closing of
privy pits
well at-
tended to.
A decided
improvem't
is noticed
in the tan-
nery nuis-
ance at Ac-
ton.
system be-
ing rapidly
perfected.
Forms s u p -
plied.
1 slaughter
house ; 2 in-
spec t i 0 n 8
during year
■»
10 (H.)
145
57 Victoria.
Sessional Papers (1> c. 12).
A. 1894
TOWtJQUl'PS.— Continued.
Municipality.
•5^
Erin
A.—
H.—
P.—
East Flamboro'.
A.— 23,638.
H.—
P.— 2,518.
E. Gwillimbury
A.— 58,463.
H.— 700.
P.— 3,031.
E. Hawkesbury.
A.— 56,336.
H.— 1,018.
P. -5,082.
J. O. McGregor. W. J. Cairns
East Luther.
A.—
H.—
P.-
East Oxford
A.—
H.—
P.—
East Wawanosh.
A.-
H.—
P.—
East Whitby
A.—
H.-
P.—
Etobicoke
A.—
H.—
P.—
Eerris
A.—
H.—
P.-
Flos ....
A.—
H.—
P.—
Franklin
A.-
H.—
P.—
In good sanitary
I condition.
[A very favorable
condition re-j
ported. I
c
ffi
6
a
a
o
rf.
tao
O
^
Little action D.— 38.
required byT. — 2.
Board. S.F.— 5.
n remarkably S.F. — Few cases,
good condition. T. — 1.
Board vigilant M.H.O. express-
and all necess-i es pleasure up-
a r y precau-
tions taken.
on enjoyment
of almost an
immunity from
disease.
In good condi- Diphtheria epi-
tion generally, demic among
1 children.
Sanitary condi- T. — 1.
tion said to be
excellent.
Inspection made T. — Few cases.
in villages of D. — Some cases,
township.
M. H. O. reports T.-Several cases,
a marked im- D. — "
provement in S.F. — Few cases,
sanitary con-^
dition.
Inspector i eports
a healthy con-
dition.
An indifference
noticed as to
sanitary regu-
lations.
Tour of inspect-
or showed
cleanly condi
tion.
D. — Epidemic.
S.F.— FewcaSes,
O
oQ
15
146
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS— Conimwet;.
as
o
c3 bi O X
o (C • -;
■^ SO
ca p
No forms .
Wells and run-
ning streams
Wells and
springs.
From wells
and springs
Wells
Wells.
3,200
S 1 a u g hter
houses in
good order.
Four slaugh-
ter houses.
Not under
inspection
One. Prop-
erly isolat-
e d and
under in-
spection.
on of
'hter
8 not
■ed.
cen-
laid
1^
Garbage
generally
burned- or
buried.
Alargenum
b e r of
earth clos
ets substi
tuted for
privy pits
Disposal of
all gar-
bage efifect-
ed.
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— C(m«mw€(?.
Municipality.
Front of Yonge
and Escott . . .
A.—
H.—
P.—
FuUarton
A.—
H.-
P.—
Garden Island.
A.—
H.-
P —
Glanford .
A.—
H.—
P.-
Georgina .
A.—
H.-
P.—
Gloucester
A.—
H.—
P.-
m
Goderich
A.—
H.—
P.—
GoBfield North.
A.—
H.—
P.—
Grattan ,
A.-
H.—
P.—
Grey
A.— 65,000.
H.—
P.— 3,600.
M. Ferguson
Greenock . .
A.— 62,000.
H.-725.
P.— 3,300.
Goulburn . .
A.— 64,586.
H.—
P.— 2,520.
.'#•
Careful attention
given to inspec-
tion of town-
ship.
In very satisfact-
ory sanitary
condition.
Condition favor-
able.
Exceptionally
good.
O
ta
s
s
c:>
0^
o
Q
n
2
o
o
rt
bo
*^ 00
N o contagious
diseases during
the year.
S.F.-2.
D.-l.
In good sanitary D. — 3.
condition. S.F.— 1.
S. I. directed re- D.— 12.
moval of all S.F.— 1.
garbage. Close,
i ns p e ct ion
made.
J. Cunningham,
G. C. RichardsoT
In good order
generally.
General condi- T.— Several
tion very satis- 1 cases,
factory. S.F. — Fewcases.
Sanitary ar- D. — 2.
r a n g e m ents S.F. — Several
cases.
T.— 2.
good.
Inspection made
by members of
Board.
Careful inspec- T.— 19.
tion made and S.F. — 8.
fair condition Typhoid appears
reported. in certain sec-
tion annually.
Sanitary condi-
'■'•'^n excellent.
11
13
57 Victoria.
Sessional Papers (No. 12).
A. 189 4
TOWNSHIPS.— Con^inwed
i ■
a g
t. OS
11
3 «=
Q
Forms of notifica-
tion by teachers
to M. H. 0. of
contagious dis-
eases.
■a
s
CS
00
.£ :c
SO
^ 3
6.S
3
to
o
a
o
a
3
Slaughter houses.
Disposal of garbage
and night soil.
a
u
13
■a
a
CO
Applicati 0 n
for slaugh-
ter house
-
granted
after care-
ful inspec-
tion.
>
From St. Law-
rence river.
Find slaugh-
ter house
nms a n c e
of great
trouble &
an X i ety.
Determin -
ed stand
by board.
S 1 a u g h ter
houses in
better con-
dition gen-
erally.
No com-
plaint.
743
No forms
Wells
One. Kept
in good or-
der and
isolated.
500
500
No forms
No forms
2 factories
5 employees.
3 factories ....
Wells and
springs.
2,500
4,965
Slaug hter
houses in
clean, tidy
conditi o n
and under
inspection.
149
57 Victoria.
Sessional Papers (No. 12).
1894
TOWNSHIPS —Continued.
Municipality.
Harwich . .
A.-87,000.
H.—
P.— 5,000.
■5^
C. B. Longford,
Hamilton . ,
A.— 61,930.
H.-
P.— 4,030.
Hallowell
A.—
H.—
je.—
flay
A.-53,074,
H.—
P.—
Harvey . . .
A.— 4,680.
H.— 290.
P.— 1;013.
G. Buchanan ... J. Scott
C. E. Bonnell
Haldimand
A.—
H.-
P. -7,000.
Hagarty, Sher-
wood, Jones,
Richards and
Burns
A.—
H.—
P.—
Hillier
A. -31,451.
H.-
P.— 1,618.
Hibbert ..
A.— 41,500.
H.-600.
P.—
Hope
A.— 63,000.
H.—
P.— 400. .
Houghton
A.— 33,746.
H.—
P.- 1,910.
M. Ketchum
E. Sands.
Dr. Henderson
J. B. Ruttan
H. D. Nasmith
Dr. Beaum.
P. Hinman.
J. McElvoy
O
D. — Few cases.
S.F.— Several
cases.
Circular letter S.F.— 1.
advising gen-
eral renovation
sent out early
in year.
Very clean state
of affairs in
the township.
Satisfactory con-
dition reported
by Inspector
and M. H. O.
General cleaning
in spring.
Thorough i n -
spection made.
General cleaning
up effected.
D.— 1.
S.F.— 59.
T.-4.
D.— 4.
T.— 13.
D.— 17.
S. F.— 1.
D. — Few cases
S.F.— Few cases.
•^3
b'Sc
18
21
General compli-
ance to request
of board for
cleaning a 1 1
premises.
M. H. 0. reports T. — Few cases.
>rery good sanit-
ary condition.
Inspection made D. — Few cases,
at periods and Small-pox one
directions for case
cleaning up.
22
10
In an excellent
condition.
S.F. — Few cases.
1.50
57 Victoria.
Sessional Papers (No. 12).
A. 1894
lOWliSEI'PS. —Contmued.
tS fc. o
2 as .
o
No forms.
1,205
No forms.
No forms.
No forms.
600
No forms .
800
No forms .
1 factory.
5 employees.
No forms.
No forms.
No forms.
Lar^e number
of artesian
wells in use,
and number
increasing.
Wells and cis-
terns.
Good water
supply.
Springs and
wells.
Wells, many
of which are
liable to con-
tamination.
Wells and
streams.
P r i n c i p ally
surface water.
Good quality.
Wells.
Wells and
springs gen-
erally good
quality.
300
Five slaugh-
ter houses
in towns'p.
Not under
license.
S ] a u g hter
houses un-
der inspec-
tion.
•^.•d
a. c
S 1 a u g hter
houses in-
spected.
No slaugh-
ter houses
in town-
ship.
Slau gli t e r
houses un-
der inspec-
tion.
Eartk clos-
ets being
introduced
jSla u g h t e r
houses in
good clean
order.
Seven
s 1 aughter
houses
licensed.
I n s p e c tor
advocat e s
the use of
dry earth
closets.
Privy pits
regula r 1 y
cleaned.
Some carcas-
es buried
by order of
board.
Inspector ad-
vises thor-
ough drain-
age of a sec-
tion near a
creek.
151
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— Cow^mued
Municipality.
s
W
1
1
u
(D
a,
a
1— t
'3
02
d
o
$
a
2
ID
a
oi
Q
00
3
O
§
a S
o S
C 3
•- 2
1— 1
ai
IS
o
"o
u
a
s
Howard
A. J. Stevenson
Dr. Phelan
J. Gardiner
People assist in
effecting im-
provement on
suggestion of
M. H. 0.
T. —Few cases.
14
A.— 57,600.
H.-
P.— 2,985.
Howe Island . . .
3
A.- 17,280.
H.-40.
P.— 400.
Howick
Inspection made.
A.—
H.-
P.-
Hullett
Condition gen-
erally satisfact-
ory.
In fair sanitary
condition.
Sanitary cordi-
tion reported
as good.
Inspection made
early in spring.
Inspector looked
after cleaning
where necess-
ary.
T. — Prevalent in
certain section.
D.-2.
S.F.--Few cases.
T.-
D.-20.
T. — Few cases
D.— Few cases.
A.-
H.—
P.—
Humberstone . .
M. F. Haney...
F. Smith
E. Augustine -
D. McDonald . .
A. -30, 87 7.
H.-
P.— 2,581.
Huron
15
A. -58, 219.
H.— 1,000.
P.— 3,469.
Innisfil
A.—
H.-
P.-
Jocelyn
3
A.- 15,347.
H.-87.
P. -341.
Keppel
A sub - division
under control
of each mem-
ber of board.
All premises
cleaned up
when consider-
ed dangerous.
Co-operation of
residents notic-
ed putting
township i n
good order.
T.— Few cases.
A.— 90,333.
H.-
P.— 3,539.
Kennebec
A.—
H.-
P.-
Kinloss
T.-6.
D.-9.
10
A.— 54,665.
H.—
P.-2,548.
A.—
H.-
P.-
lo2
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIFB.— Continued.
S3 Ji
600
100
°:d
700
50
600
c3 fci O 2
•J3 "O
a o _
No forms.
No forma.
No forms.
5 factories.
75 employees.
3 factories.
9 employees.
No forms.
No forms.
School wells
thoroue: h 1 y
cleaned.
Wells drQled
in rock.
300
No forms.
Wells.
Running
springs.
Sla u g h t e r
houses kept
in good
order.
Sla u g h 1 8 r
houses un-
der inspec-
tion.
Buried one
dead horse
and looked
after garb-
age.
Privy vaults
at schools
atten d e d
to.
Earth closets
have al-
most su-
perse d e d
the use of
privy pits.
No slaugh-
ter houses
in town-
ship.
A house in
which
diphtheria
a p p eared
burned by
order of
M. H, O.
153
57 Victoria.
Sessional Papers (No. 1 2).
A. 1894
TOWNSHIPS.— Con«m«eo?.
Municipality.
Lav ant
A.— 64,000.
H.— 111.
P.— 605.
Limerick
A.—
H.-
P.— 479.
Lindsay and St.
Edmonds
A.-
H.—
P.—
London West.
A. -500.
H.-500.
P.— 1,875.
Logan
A.—
H.—
P.—
Louth
A.—
H.-
P.-
Luther East.
A.—
H.-600.
P.-
Machar
A. -50,000.
H.— 150.
P.— 680.
Man vers. ..
A.— 70,000.
H.-
P.— 3,334.
Malahide. ,
A.—
H.—
P.—
Maryborough .
A.—
H.—
P.—
o
Dr. Kilburn
No board ap-
pointed.
In very satisfact
ory sanitary
condition.
Police officer
R. R. Hopkins .|.T. McDonald
!Markhani
A.-
H.-
P.-
T. G. Bereion . .
Chief of Police .
A very satisfact
orj s a n i t-
ary condition
reported by in-
spector.
O
No disease call-
ing for action
by board.
D. — Few cases.
D. — 4 cases.
D. — Few cases.
T.— 1.
D. — A' few cases
T.—
S. F.— 2.
D.-l.
Sanitary condi-
tion said to
have never
been better.
Circuld,r notices T.
distri b u t e d .
Residents ob-
serve require-
ments of law.
o ?
C IC
C in
<r O
b'S:
tc
N^otices distrib- Not reported as
uted asking they should be,
general clean- |D. — .Sev'l cases.
ing up. |T. — "
S.F. — Few cases
14
154
57 Victoria.
Sessional Papers (No. 1*2).
A. 1894
TOWNSHIPS.— Con^mwetf.
y_
c
n
eg
Is
" C
.Hi
^ 0
rms of notifica-
ion by teachers
0 M.'H. 0. of
ontagious dis-
ases.
c
a
® .
.2 0
• s
'p.
5"
1
0
0
c
u
s
0
be
1
2
B
cS
?
a <s
3 »
0 —
1
3
CS
.S =s
^
0
fM
^
12;
02
0
a:
171
. ...
No forms .
111
No forms ....
1 factory .
12 employees.
60
Attention is
drawn to a
An improve-
ment in
neglect i n
d r a i nage
cleaning
advised.
wells.
A chronic
nuis a n c e
at mouth
'
of 20-mile
pond, caus-
250
No forms .
ed by fish-
ing parties
depositing
or aban-
doning the
200
1 factory.
40 employees.
80
caught.
was re-
moved.
No forms
Wells
Two slaught-
er houses.
Not under
inspection.
1
1
Wells.
•
155
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— Co?^<m«e(f.
Municipality.
Maidstone .
A.-
H.—
P.—
Mariposa.
A.—
H.-
P.—
Macaulay
A.—
H.—
P.—
Mattawan .
A.—
H.—
P.-
Melancthon
A. -74,000.
H.—
P.— 3,330.
Medonte . .
A.— 64,000.
H.—
P.— 1,200.
Metcalfe
A.—
H.—
P.—
Medora and
Wood
A.— 23,000,
H.-
P.— 1,000.
Mersea
A.-
H.—
P.—
w
Dr. WillBon
Wm. August
General inspec-
tion by inspect-
or, who di-
rected cleaning
where required,
Satisfactory con-
dition reported,
Personal inspec-
tion by mem-
bers of Board.
Close inspection
by inspector.
Excellent sanit-
ary condition
reported.
O
T. — Few cases.
D.—
T.-5.
D.— 35.
T.-3.
D.— 61.
T.-4.
D.-3.
S.F. — Few cases.
D.— 2.
Cases not report-
ed.
D. — Few cases.
T. -Several cases.
S.F.— A number
of cases.
O 3S
.1i -iJ
Yes.
No.
No.
Yes.
Yes.
No.
15
156
57 Victoria.
Sessional Papers (No. 12)
A. 1894
TOWlifSEITQ.— Continued.
P eS
.2.S
Forms of notifica-
tion by teachers
to M. H. 0. of
contagious dis-
eases.
No. of factories and
institutions.
Water supply,
00
&
c
o
"o
u
<D
B
s
Slaughter houses.
bo
^'°
00 ■"
.2 §
0
Sewerage and drain-
age.
General
Some schools
without wa-
ter supply.
No compl'nt
made to
Board as
to slaugh-
ter houses.
Under in-
spection.
drainage in
anexcellent
condition.
■
Wells and from
Ottawa river.
Wells
No forms
1 factory.
5 employees.
Drainage^ in
first - clasft
conditioir.
No forms . ...
2
From lakes
Muskokaand
Joseph. Good
quality.
•
157
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— Co?i<m«e(f.
Municipality.
Middleton
A.—
H.—
P.-
Morris
A,—
H.—
P.—
Monmouth
A.— 27,000.
H.-130.
P.— 500.
Moulton . .
A.— 27,300.
H.-400.
P.-l,790.
J. McAsh
Dr. Gillis
J. Dav.
jDr. Hopkins.
Minto
A,—
H.—
P.—
Mornington
A.— 49,777.
H.-
P.— 2,900.
Muskoka
A.— 55,000.
H.— 200.
P.— 650.
McDougall
A.—
H.—
P.-
McNab . .
A.—
H.-
P.— 3,334.
J. Johnson ,
Normanby . . .
A. -69,000.
H.— 1,100.
P. -5,069.
Nassagaweya .
A.—
H.—
P.— 2,669.
Nichols
A.— 26,000.
H.—
P.— 1,926.
A. P. Cornell.
J. G. Graniston.
Peter McLean . .
T. McQuire.
Dr. Paget.
Q
Great improve- S.F.— Fewcases.
ment notice-
able. No com-'
plaint as to
canning,
cry.
fact-
House to house
inspection.
6S
.2 o
SO
10
In good sanitary
condition.
W. Umbach..
Board distribut- S. F.— 2.
ed copies of D. — 11.
Health ActT.— 1.
through Tp.
D.— 3 fatal.
Members of
board made
thorough in-
spection.
No violation of
sanitary law
brought to at-
tention of Bd.
Sanitarj- inspect D. — A few cases.
ors efficiently
discharged
their duties.
Thorough in-
spection by in-
spector.
General condi-
tion reported
as good.
T.— Several
No.
T.-2.
T. — Few cases.
14
17
17
158
57 Victoria.
Sessional Papers (No. 12).
A. 18i^4
TOWNSHIPS.— Co/z^mwed
T3 .
flJ2
a SB
s>
.2^
O
Forms of notifica-
tion by teachers
to M. H. 0. of
contagious dis-
eases.
-a
.2 rA
J§
o"J3
^3
d.S
'a,
3
a>
o
o
"o
n
1
3
Slaughter houses.
©"O
'S
T3
§
<D
S ■
02
An abundance
of the best
quality o f
water.
Spring water &
g e n e r a 1 ly
good quali-
ty.
An improve-
ment possi-
ble in wells
from which
water is
taken.
Especial
a 1 1 ention
given to
s 1 aughter
houses, pig
pens and
privies.
S 1 a u g h ter
houses not
under un-
der inspec-
tion.
Local drain-
No forms. . . .
ing in new-
er portion
of township
said to have
pre vented
malaria.
Complaint is
made of
sawdust
from mills
thrown into
No forms.
C o n s i d er-
able e x-
pense occa-
sioned in
disposal of
carcase of
horse aban-
doned.
Genera 1
c 1 e a ning
up direct-
ed and ef-
fected.
....
No forms
No forms
Wells and
rivers.
Good.
No system
of inspect
ion.
Forms sup-
plied.
1
. Serines and
5,100
good wells.
Wells and
springs.
Plenty of good
springs.
drainsin Ay-
ton found
d e f e cti ve
and reme-
159
57 Victoria.
Sessional Papers (No. 12).
A. 1894
T0WNSB.1FS.— Continued.
Municipal ity .
u
4)
o
1
w
u
■'5
o
1
ze
a
1— 1
>,
1
General Inspection.
w
S-
.1
So
a
o
O
03
1 '^
a §
O.I
.2 o
-§■§>
M
H
•S "^
a a
.£ 2
n"Sa
'w =«
o
o
m
o
u
a;
x>
g
5
Satisfactory con-
dition found.
A.—
H.-
P.-
T.— Few cases.
A.-
H.—
P.—
8
A.-32,000.
H.—
P.—
Inspector saw
renovation
complete where
necessary. In-
spect'n made.
Inspector reports
town ship in
good condition
In good sanitary
condition. B'd
distributed no-
tices for reno-
vation of prem-
ises.
2
A.—
H.-
P.-
D. — Sever '1 cases
T.-l.
T.-4.
D. — Few cases.
A.—
H.-
P.-
burgh.
A.—
H.—
P.—
N. Walsingham .
A.—
H.—
P.-
J. M. Tweedale .
F. Sloman
3
A.—
H.-175.
P.-
Orillia
Municipality in
good condition.
D.-3.
A.—
H.—
P.-
Oxford North . .
A. -21, 129.
H.—
P. -1,381.
Ops
L. M. Williams.
T. W. Poole....
3
W. F. Boyle. ..
D.— 3 cases.
11
A.— 66,183.
H.— 567.
P.— 2,700.
J. Haylon
A.—
H.-326.
P.— 1,939.
160
67 Victoria.
Sessional Papers (No. 12).
A. 1894
TO W N8 H 1 FS.— Continued.
rf j3
No forms.
No forms.
No forms.
No forms.
No forms .
No forms.
No forms.
Board advises
more atten-
tion to sup-
ply at schools
Well water.
Wells, springs
and lake.
Springs, wells
and creeks.
3 factories.
Rei)orted in
good con-
dition.
Well cared
for and in
good con-
dition.
O T3
a. c
.2 c«
In good con-
dition. B'd
asks legis-
lation r» •
quiring 100
ft. betw'n
roadways
and pig
pens.
50
Wells. Good
quality.
5. Isolated.
Complaints
received as
to deposit
of garbage,
etc. , from
Li n d 8 a y
town.
11 (H.)
161
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— Co/,<f/iwerf.
Municipality.
Orford . . .
A —
H.—
P.— 2,814.
Otonabee.
A.—
H.—
P.—
Oso
A.— 8,320.
H.— 360.
P.-], 141.
Oro . . .
A.—
H.—
P.-
Oneida
A.-
H.—
P.—
Papineau . .
A. -24,500.
H.— 125.
P.— 700.
Pelhani
A.-
H.—
P.—
Pittsburg . .
A.— 47,568.
H.—
P.— 2,285.
5'£
-SO
P. H. Davey... A. J. Rielly
Dr. Shaw R Matchett
H. M. Coulter.
S.F.-l.
J. Herold
Palraerston, N,
&S Canonto. Dr. Elkington.
A.— 160,000.
H.—
Pelee
A.— 10,000.
H.-136.
P. -653.
Perry
A.—
H.-
P. -1,073.
Percy
A. -6,400.
H.— 900.
P.— 3,200.
H. L. Berber. . .
J. McLeminson .
A. J. R. Medley
l).-10.
T. — A number of
cases.
S. V. — Few cases.
"^3
•■=■.2
Jo
Ci>ndition r e -
ported as good.
Members of Bd.
inspected from
time to time.
Notices publish- S. F. — 2.
ed requiring
all premises be
placed in good
condiciou.
Township r e -
ported in good
condition.
Thorough inspec-
tion made.
Board reports S.F. — Few cases,
very satisfac- T
tory condition.
S. B. Smith . .
General cleaning
advised.
D.— 9.
T. — A few cases.
A. M. Sanbotn . Close inspection S.F.— Few cases,
of municipali-
! ty. I
15
14
16.:
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— Continued.
.s °°
S fl
i!
r- 00
Q
Forms of notifica-
tion by teachers
to M. H. 0. of
contagious dis-
eases.
No. of factories and
institutions.
u
o
u
M
o
u
0)
be
.2 oi
Sewerage and drain-
age.
No forms.
No forms
Wells
Deposit 0 f
night soil
upon cer-
tain prem-
ises prohi-
hib i ted.
Pig pen
nuis a n c e
abated.
No garbage
allowed to
accumu-
late.
390
Good
None in mu-
nicipality.
4. Well kept.
Complaints as
to pond re-
ported on
by board.
100
No forms
Well.- and Ot-
tawa river.
1. Not un-
der inspec-
tion.
All com-
plaints sat-
isf actori 1 y
arranged.
None
«
Not under
inspection.
I n d i vidual
collecti 0 n
and dis-
posal 0 f
garbage.
drainage of
c e r t a i n
school pre-
mises.
Wells.
Springs and
wells.
Lake Erie
300
325
146
No forms
No forms . ...
Springs and
wells.
Wells
No forms
drains re-
built.
163
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— Con^mwet/.
Municipality.
P'lkington
A.—
H.—
P.—
Plympton
A.— 75,800.
H.-
P.-3,590.
Proton
A. -80, 911.
H.-800.
P.-2,930.
Portland . .
A.— 51,800.
H.-
P.-2,065.
Dr. Robertson. . H. Roberts
P. McGregor
J. McWilliams
Pickering . ,
A.—
H.—
P.-
Puslinch . .,
A.-58,.513.
H.-
P.— 3,300.
J. H. Lake
O
I m p r o V ement
noticeable in
school premi-
ses.
Very satisfac-
tory.
No action taken
by board.
Extra precau-
tions taken.
Dr. Howitt.
Reported in goodiD. — 19.
condition. S.F. — 4.
T.— 14.
Reported as
good.
Rainham John Fry
A. -25,438.
H.-
P. -1,695.
Rolph, Buchanan
and Wylie.
A.— 12,800.
H.-220.
P.-781.
Rochester . ,
A. -45,463.
H.—
P.— 2,492.
Dr. Burd.
D.— 3.
r.— 1.
S.F.-3.
R. F. Rourke. . . J. Strong
RadcliflFe
Raglan.
A.—
H.— 17.
P. -100.
Ryde
A.- 50,000.
H.—
P. -6,650.
and
Joseph Kinder .
0.2S
D C
.i ■»
P
D. — Few cases.
Dr. Bridgland.
H. Long General renova-
i tion advised by
I Board.
Russell ....
A.— 45.000.
H.-900.
P.- 2,500.
F. M. Perras... D. S. McDonald
?5
21
16
13
13
10
164
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS— Co«<mwerf.
•a
c „■
11
So <c
J3 O
rms of notifica-
ion by teachers
0 M. H. 0. of
ontagious dis-
ases.
T3
i
-S o
a,
s
S-i
a,
i
8
S3
S
i
posal of garbage
nd night soil.
s
5
0 c3
3 m
Q -« *) o aj
0--
^
3
C3
.2 =s
s '^
^
O
'^
^
;5
CO
Q
CQ
•
4 factories.
Surface wells.
1,364
Wells.
No forms
Wells
Removal of
several ef
drains open-
fected.
ed.
Water supply
for echools
Placed in
wholesome
structed for
poor.
condition.
purpose of
r e m 0 ving
certain stag-
780
No forms
Wells
Under in-
spection.
Wells.
Good
Garbage
burned.
Forms s u p -
plied.
Wells.
Wells.
€00
No forms
2 factories.
15 employees.
Wells.
165
57 Victoria.
Sessional Papers (No. 12).
A. 18 94
TOWNSHIPS.— Coni/Amet^.
Muuicipality.
1 ■
01
1
o
o
B
hH
>i
u
.1
a
m
c
c
hH
S
V
M
a>
«>
OS
<B
o
to
§
a
c
O
c «s
oS
El «
•1.2
O -u
1— (
C •
O oi
o $
.S 9
S —
J.i
C be
'm =*
c
-c
o
m
"c
u
a;
s
Saugeeu
A.— 36,055.
H.-
P. -1,539.
Sandwich East
Dr. Beaker
D, -Several cases
T,-
S.F.— 5.
T.— Few cases.
8
C. H. Hoan ....
J. Campeau ....
D. B'enhan
5
A.— 19,736.
H.-500.
P. -2,373.
6
A -23,753.
H.-
P.— 2,388.
South E:i-ithope.
A.— 23,779.
fl.—
P.— 1,819.
R. Whiteman
Greater precau-
tion taken
than usual.
6
Dr. Hopkins . . .
^
A. -4,655.
H.-95.
P. -405.
Stephen
A. -56,000.
H.— 1,175.
P. -3,500.
Stanley
Dr. Wickett
C o n d i t ion of
township good
during the
year.
S.F. — Few cases
D. — Some cases.
T.-l.
D.-50.
13
A.-
H.-
P.-
A.—
H.-
P.—
S. Marysburgh .
A.— 60,000.
H.—
P.— 1,.394.
South Grimsby.
A.— 18,124.
H.—
P.— 1,408.
H. Bredin
1
N. P. Henning .
D. Huntman. . .
General renova-
tion advised
by inspector.
Satisfactory con-
dition.
House to house
inspection.
S.F. — Few cases
7
3
A.-9,152.
H.— 108.
P. -533.
Seneca
S.F.— Few cases.
D.— 2.
T.— 2.
A.-
H.—
P.-
166
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— Con^inwerf
n
S a
at,
to 03
.2 J
•2 S
u
Forms of notifica-
tion by teachers
to M. H. 0. of
contagious dis-
eases .
No. of factories and
institutions.
Water supply.
CO
1
a
a
;5
Slaughter houses.
03
bD
fl
.2 §
O
Privy pits
neglected .
Sewerage and drain-
age.
Wells
Not licensed
Generally in
good order.
None.
Removal of
one ordered
500
Forms s u p -
plied.
No forms.
No forms
No forms
Good.
Wells .
Springs .
Wells
8 factories.
30 employees.
300
120
3 factories .
100 employees.
No forms
Wells. Very
liable to con-
tamination .
Wells.
Wells and
springs.
445
No forms
Pig pen nuis-
ance com-
plained of.
No forms
167
57 Victoria.
Sessional Papers (Kc. 12).
A. 1894
TOW I^SKIFS.— Continued.
Municipality.
S
o
a
c
1— (
5
a;
C5
0} !
s
to
O
tS
o
U
o5
11
a £
.2 o
1— 1
a .
O f-
o %
St
|l
o
m
S
Stamford
.J. M Dee
W. A. Swain...
Made in May. . .
9
A.— 21,309.
H.—
P.—
Scott
Bouse to house
inspection.
General condi-
tion of all pre-
mises satisfac-
tory.
In fairly good
condition.
S.F.— Few cases.
T.-
A.—
H.-
P.-
Sullivan
G. Cooke
15
A. -73, 166.
H.-800.
P.— 3,420.
Stisted
S. F.-A num-
ber of cases.
D.-3.
T.— 1.
D. — Some cases.
S. F.-3.
T.-3.
A.—
H.— 119.
P. -569.
Sydenham
A. -73, 195.
H.—
P.— 3,674.
Somerville
Dr. A. C. Sloane
J. J. Brood. . . .
A. J. McConnell
19
A fairly good
condition re-
ported.
Very satisfac-
tory condition
reported.
Reported in good
sanitary condi-
tion. M. H.
0. directs at-
tention to the
better ventila-
tion of schools.
Inspection shows
all premises in
good order.
General condi-
tion good.
8
A.— 62,176.
H.-
P.— 1,800.
Southwold ....
A.—
H.—
P.—
Thorold
H. Park
Dr. Jtfowles
Thos. Sowersby.
I. Nattress
A.—
H.-
P.-
Toronto Gore . . .
A.— 19,000.
H.—
P. -1,100.
Tossorontio
S.F. —Few cases.
T.-l.
D.-9.
S. F.— 12.
D.— 1
4
A.—
H.-
P.-
Turnberry
Dr. Fowler ....
9
A.—
H.—
P. -2, 315.
168
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNSHIPS.— Con^mwec^.
T5
<D
a
a
• r< CD
II
d.S
11
a «>
12;
''a
® 5
=« o
O
Forms of notifica
tion by teacher
to M. H. 0. 0
contagious dis
eases.
M
o
o
1
3
Slaughter liou-es.
3 a
.'£ ^
C
cS
i>
be
II
CO
No forms
Wells. Good
quality.
Wells.
In good ord-
er. Cow
byres
closely
looked af-
ter.
946
No forms
No forms
Wells and
springs.
Wells.
700
Under in-
spection.
Springs not
liable to con-
tamination .
No forms.
Good
Under in-
spection.
Wells
Two. Not
inspected.
Wells
Kept in 'fair
order .
Under in-
spection.
No forms
1 factory.
6 employees.
Pigpen nuis-
ance abat-
ed.
169
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TO WNSHIPS.— Con^mwerf.
Municipality.
§
o
Sanitary Inspector.
General Inspection .
Contagious Diseases.
•SO
c 5
.2 o
o *=
m
1— 1
.si
M if
Q
05
c
i
u
1
M. H. 0. reports
a good saui-
tary condition.
Satisfactory con-
dition report-
ed.
General condi-
tion fairly sat-
isfactory.
House to hoase
i n s pection.
General condi-
tion good.
Notices distri-
buted, as to
cleaning up.
Board literatiire
distributed.
Good condition
reported.
Thorough inspec-
tion made.
D. — "J A few
T. — > c a s es
S.F.— J each.
S. F.-l.
D.— 2.
T. — A few cases.
A.—
H.—
P.—
A.-
H.-
P.—
Vespra
12
A.-
H.-
P.— 2,200.
Vaughan
A.— 70,000.
H.— 1,500.
P.-
T. H.Robinson.
R. Rumble
S.F.— Few cases.
D. — ■) A few
T. — > cases
S.F.-j each.
D.— 35.
T . —Few cases .
D.— Few cases.
S.F.— Few cases
T.— 2.
D — Some cases.
19
A.—
H.-
P.—
Wainflpet
W. B. Hopkins.
W. R. Nichols.
Dr. Mcintosh..
Dr. Coulter ....
J. Woh
J. D. Campbell
J Petch
A.— 51,311.
H.-
P.— 2,654.
Wilmot
A.— 64,000.
H.—
P.— 5,305.
T. — Few cases.
T.-7.
S.F.-l.
12
bury.
A. -37, 848.
H. -527.
P.— 2,635.
15
A.— 60,000.
H.— 750.
P.— 3,729.
House to house
inspection .
Inspector reports
a satisfactory
condition.
D.-2.
S.F. —A number
cases .
A.-
H.-
P.-
A.-
H.—
P.—
Widdifield
J. B. Carruthers
>T. Jessup . . .
2
A.-
H.-
P.-321.
170
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWliiSB.lFS.— Continued.
'6
.eg
S B
a e3
.J
.So
D
Forms of notifica-
tion by teachers
.to M. H. 0. of
contagious dis-
eases .
-a
c
eS
i3 .
li
o"J3
J« 3
d.2
Water supply.
o
o
c
g
3
Slaughter houses.
IS
be
cS
H
bc»
1 'S
.si
3
Sewerage and drain-
age.
Wells
Under in-
spection.
Wells.
A lack of good
water re-
ported.
Springs ....
No forms
950
Township
d r a i n a ge
improving.
Deposit of
Licensed .
Under in-
spection .
Earth clos-
ets in use.
M.H.O. re-
commends
dry earth
closets .
sewage from
Berlin into
creek partly
abated .
4 factories .
75 employees.
Wells
Wells
Wells.
Wells.
Good
1,700
Drainage sys-
tem propos-
ed.
1,200
No forms
*
An urgent
necessity for
general
drainage sys-
tem.
No forms
Wells
28
2. Isolated.
171
67 Victoria.
Sessional Papers (No. 12).
A. 1894
TOWNS RIF^.— Continued.
Municipality.
West Luther
A.— 49,244.
H.-
P.— 2,018.
Woolwich
A.—
H.—
P.—
York
A.—
H.—
P.—
Zone
A.—
H.—
P.—
4=£
A. E. Clendenan
Dr. Page.
J. Towen
Satisfactory
Inspection made
byM. H.O.
Thorough inspec-
tion made.
Special atten-
tion given to
schools.
Condition good.
D . — Few cases .
T.—
D.— 21.
T.— 4.
T. 1.
S.F.-l.
s
172
57 Victoria.
Sessional Papers (No. 12).
A. 1894
TO\Y NSKIFS.— Concluded.
1'
o -
l|
O
Forms of notifica-
tion by teachers
to M. H. 0. of
contagious dis-
eases.
No. of factories and
institutions.
Water supply.
3
o
3
x'
Slaughter houses.
Disposal of garbage
and night soil .
Sewerage and drain-
age.
No forms.
Wells
Pig pen
nuis a n c e
complain-
ed of.
Garbage
burned .
Complaint
made as to
township
being u'sed
a<» a dump-
ing ground
Wells
Not licensed
173
.i
Erkata : — On pages B 43, B 55, B 56, and B 57, " County of Perth Mutual Fire
Insurance Company " should read, " Perth Mutual Fire Insurance Company " ; and on
page B 71 — Receipts, " Oash r*^ceived, cancelled policies, etc., $28.10 " should be : $29 10
and the total receipts should be $10,795.27.
57 Victoria.
Sessional Papers (No. 13).
A. 1894
DETAILED REPORT
OF THE
INSPECTOR OF INSURANCE
AND
REGISTRAR OF FRIENDLY SOCIETIES.
1893
PRINTED BY ORDER OF THE LEGISLATIVE ASSEMBLY.
TORONTO:
PRINTED BY WARWICK & SONS, (58 and 70 FRONT STREET WEST.
18 93.
57 Victoria. Sessional Papers (No. 13). A. 1894
Parliament Buildings, Toronto, 20th December, 1893.
To the Honorable Colonel Gibson, Q.O., M.P.P., ifec ,
Provincial Secretary^
Toronto.
Sir, — I have the honor to submit the accompanying reports respecting the various
organizations authorized to undertake contracts of insurance, indemnity or guarantee, in
the Province of Ontario. Of these organizations the Act of 1892 (55 Vict. chap. 39).
as amended by the A.ct of 1893 (56 Vict., chap. 32), distinguishes three great Divisions -.
A. Registered Dominion Licensees : being Insurance Corporations, Companies, or
Underwriters, operating under the Insurance Act of Canada and registered by the
Province of Ontario, for the transaction of insurance in the Province.
B. Provincial Licensees : being Insurance Companies licensed, inspected and regis-
tered by the Province of Ontario, for the transaction of insurance therein.
0. Registered Friendly Societies : being Societies registered by the Province of On-
tario, for the transaction of insurance therein.
Of these Divisions the Companies comprised in Division B (Provincial Licensees) are
alone inspected by the Province, and are here reported on in the usual form and with
the usual financial details pursuant to the provisions of the Ontario Insurance Act.
The report upon Division A (Dominion Licensees), made on the 26th .lanuary, 1893,
described fully their mode and place of incorporation ; their statutory powers, duties,
rights and obligations ; their internal organization ; the relation of the members inter se ;
the liabilities of the members to creditors of the Company ; the kind or kinds of insur-
ance for which the Company is registered in Ontario ; and the extent to which assets of
the Company have been deposited in various countries as special security for the policy
holders of those several countries. In the present report, except in case of new
licenses, it has not been considered necessary to set out all of these details. Where any
change has occurred in the Company's powers or status the nature and extent of such
change are indicated.
All of the Companies in Division A, except Ocean- Marine Companies, make financial
statements annually to the Dominion of Canada ; and those statements, as revised by the
Dominion Superintendent, can be found in the Superintendent's Annual Report. The
balance-sheets therefore printed here, under Division A, are limited to those of Ocean-
Marine Companies.
The report upon Division C (Friendly Societies), made on the 26th January, 1893,
related to their mode and place of incorporation ; the statutes and instruments under
which the Societies were constituted, and those by which they are now governed ; the
57 7ictoria. Sessional Papers (No. 13). A. 1894
kind of insurance or insurance-benefits undertaken ; that report also showed inter alia,
whether or not the certificate holders generally are secured by a reserve fund ; and, if
a reserve fund is maintained, whether any of this reserve is held in Ontario, any, how
much, how invested, and by whom held or controlled.
The present report on Division C consists of abstracts of the Annual Statement for
the year ending 31st December, 1892, made by the Friendly Societies to the Insurance
Department of Ontario under section 47 of the Insurance Corporations Act.
Examples of the Judgments given during the year by the Registrar of Friendly
Societies, are printed as an Appendix to Division C, and will serve further to illustrate
the practical operation of the new Act.
In order to prevent unnecessary delay in publication, the three Divisions have been
placed simultaneously in the printer's hands — the pages of the several Divisions being
distinguished by the Division letter prefixed. Division indexes have been inserted at the
end of the volume. These indexes show the Companies and Societies standing registered
at this date.
Besides requiring all bodies undertaking insurance to be registered, the new Act
requires rf gistration of the individual agents of Life and Accident Insurance Companies.
The concluding index shows in alphabetical order of all such agents standing registered
at this date.
I have the honor to be,
Sir,
Your obedient servant,
J. HOWARD HUNTER,
Inspector of Insurance and
Registrar of Friendly Societies.
57 Victoria. Sessional Papers (No. 13). A. 1894
CONTENTS.
DIVISIOX A. — Registered Dominion Licensees : being Insurance Corporations, Companies or
Underwriters operating under the Insurance Act of Canada, and registered by the Province
of Ontario, for the transaction of insurance in the Province : —
Abstracts of Ai32")lication for Registry Pages A 1 et seq.
DI VIS TON' B. — ^^rovinaial Licensees : being Insurance Companies licensed, inspected and regis-
tered by tlie Province of Ontario for the transaction of insurance therein : —
I. Detailed Statements of Joint Stock Life Insurance Companies . Pages B 3 ei seq.
II. Detailed Statements of Joint Stock fFire Insurance Com-
panies , Pages B 19 et seq.
III. Detailed Statements and Synoptical Tables of Cash-Mutual Fire
Insurance Companies Pages B 26 et seq.
IV. Detailed Statements of Synoptical Tables of Strictly Mutual
Fire Insurance Companies Pages B 61 et seq.
^ V. Comj^arative Summary of Assets andPremium Notes of Mutual
Fire Companies of all classes Pages B 196 et seq.
Fire-Tables 1892; shoAving
(a) Localities, Months of Occurrence and Total Claims paid ;
(h) Localities, causes and number of Losses.
DIVISION C. — Friendly Societies : being Societies registered by the Province of Ontario for
the transaction of insurance therein : —
Abstracts of Annual Statements for year ending SIstDec. , 1892. Pages C 1 et seq.
Appendix t > Division C : Judgments of the Registrar of Friendly
Societies Pages C 135 ef seq.
INDEXES :—
Index A : Dominion Licensees, standing registered at the 20th December, 1893 — being Insur-
ance Corporations, Companies or Underwriters operating under the Insurance Act of
Canada and registered by the Province of Ontario, for the transaction of insurance in
the Province.
Index B : Provincial Licensees standing registered at the 20th December, 1893 — being Insur-
ance Corporations licensed, insjiected and registered by the Province of Ontario, for
the transaction of insurance therein.
Index C : Friendly Societies, standing registered at the 20th December, 1893 — being Socie-
ties registered by the Province of Ontario, for the transaction of insurance therein.
Index D : Schedule of Agents of Life and Accident Insurance Companies, standing regis-
tered at the 20th December, 1893.
2* (IN.)
57 Victoria. Sessional Papers (No. 13). A. 1894
DIVISION A.
REGTS'TERED DOMINION LICENSEES : BEING INSURANCE CORPORATIONS,
COMPANIES OR UNDERWRITERS OPERATING UNDER THE INSURANCE
ACT OF CANADA, AND REGISTERED BY THE PROVINCE OF ONTARIO FOR
THE TRANSACTION OF INSURANCE IN THE PROVINCE.
1 (IN.) [A 1]
57 Victoria. Sessional Papers (No. 13). A. 1894
DIVISION A.— REGISTERED DOMINION LICENSEES, BEING INSURANCE
CORPORATIONS, COMPANIES OR UNDERWRITERS OPERATIN€^
UNDER THE INSURANCE ACT OF CANADA AND REGISTERED BY
THE PROVINCE OF ONTARIO FOR THE TRANSACTION OF INSUR-
ANCE IN THE PROVINCE
Note. — The report upon Division A (Dominion Licensees), made on the 26th January,
1893, described fully their mode and place of incorporation; their statutory powers,
duties, rights and obligations ; their internal organization ; the relation of the members
inter se ; the liabilities of the members to creditors of the Company ; the kind or kinds
of insurance for which the Company is registered in Ontario ; and the extent to which
assets of the Company have been deposited in various countries as special security for the
policy holders of those several countries. In the present report, except in the case of new
licensees, it has not been considered necessary to set out all of these details. Where any
change has occurred in the Company's powers or status, the nature and extent of such
change are indicated.
All of the Companies in Division A, except Ocean-Marine Companies, make financial
statements annually to the Dominion of Canada ; and those statements as revised by the
Dominion Superintendent can be found in the Superintendent's Annual Report. The
balance-sheets therefore printed here under Division A are limited to those of Ocean-
Marine Companies.
DIVISION A.
ALLIANCE ASSURANCE COMPANY.
Register No. 160. Certificate of Registry No. 88.
Head Oflice, London England. Chief Agent and Attorney for Ontario, George Mc-
^lurricb, Toronto. Suits by or against the Company may be brought in the name of the
Alliance Assurance Company.
The legislative enactments by which the powers, duties, rights and obligations of the
Company are now declared, defined or governed are the following : 49 and 50 Vict. (1886),
chap. 74 (Imp.) ; The Alliance Assurance Company's Act, 1886.
The members are related as shareholders in a joint stock company with a capital of
five million pounds, divided into 250,000 shares, each of the nominal amount of £20, on
each of which the sum of £2 4s. is deemed to have been paid. The contracts of the
Company contain a clause limiting the liabilities of the shareholders to the amount remain-
ing unpaid on his or her share or shares.
Note. — The clause above referred to is as follows : " Provided always that no mem-
ber of the Company shall be liable for more than the unpaid portion of his share or shares
in the capital of the Company."
The Company is now authorized by license issued by the Dominion of Canada bear-
ing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894^
to transact Fire Insurance.
Deposited assets. — Assets of the Company ate deposited and held in Canada as
special security for the policy hoMers theieia as follows : Deposit accepted at the value of
,£60,000, held by the Receiver-General of Canada.
A 2
57 Victoria. Sessional Papers (No. 13). A. 1894-
CANADA LIFE ASSURANCE COMPANY.
Register No. 162. Certificate of Registry No. 90.
1. Head Office, Hamilton, Ontario. President and Managing Director, A. G.
Ramsay. Suits by or against the Company may be brought in the name of The Canada
Life Assurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Province
of Canada, 12 Vict., chap. 168, an Acfc to incorporate The Canada Life Assurance Com-
pany; Dominion of Canada, 42 Vict, chap. 71, an Act to amend the Act incorporating
the Canada Life Assurance Company, 56 Vict., chap. 76 (summarized below) ; R. S. C,
1886, chap. 124, The Insurance Act.
3. The lyiembers are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to amount ot' shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada
bearing date 31st day of March, 1893, and expiring on the 31st day of March, 1894, to
tran/<act Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of ^54,900, held by the Government of Canada.
Recent legislation respecting The Canada Life Assurance Company :
The Act 56 Vict., chap. 76 of the Parliament of Canada (1893), recites in the preamble
that the Company has acquired realty in Hamilton, Toronto and Montreal, and has there-
on erected buildings which are in part occupied as the Company's offices, and in part
rented to tenants, and that it is expedient to define the Company's power of acquiriuc
realty in other countries and of erecting other buildings to be similarly occupied and
used, and to extend the Company's powers as to the investment of its funds.
Section 1 declares the Company to have had and to have powers as mentioned in the
preamble, and also power to sell and convey such realty or any part thereof when no
longer required by the Company for its purposes.
Section 2 amends and varies chapter 168 of the Statutes of 1849 of the late Province
of Canada, so that the Company in addition to the realty in Hamilton and Toronto men-
tioned in section 1, or any realty hereafter acquired in lieu thereof in these cities, or either
of them, may acquire and use in like manner and for like purposes, realty in Montreal
not exceeding in annual value $30,000, and realty in any Province of Canada other than
the Provinces of Ontario and Quebec, not e.xceeding an annual value of $20,000 and
when no longei required, may sell and convey such realty.
To remove doubts, section 3 enacts, that the Directors have had and shall have
power to invest the Company's funds in the bonds or debentures of any municipality in
Canada, and in mortgages or real estate in any of the Provinces or Territori* s of Canada,
and thty may invest such funds in the bonds or debentures of any of the States of the
United States, or of any of the municipalities in the United Kingdom, or in the United
States, or in mortgages or real estate therein ; but the amount so invested in the United
Kingdom shall not at any time exceed the reserve upon all outstanding policies in force
in the United Kingdom, and the amount so invested in the United States shall not at
any time exceed the reserve upon all outstanding policies in force in the United States :
and such reserve in each case shall be calculated on the basis prescribed by the Insurance Act.
A3
57 Victoria. Sessional Papers (No. 13). A. 1894
^TNA LIFE INSURANCE COMPANY.
Register No. 206. Certificate of Registry No. 133.
1. Head Oiiice, Hartford, Conn. Chief Agent and Attorney for Ontario, William
H. Orr, Toronto. Suits by or against the Company may be brought in the name of the
^tna Life Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : State of Connecti-
cut, 1878, an Act to amend the charter of the ^'Etna Life Insurance Company of J [art-
ford ; State of Connecticut, 1882, amending the charter of the iEtna Life Insurance
Company; State of Connecticut, 1883, amending the charter of the x^^^tna Life Insurance
Company.
3. The members are related as shareholders in an incorporated stock company, and
the liability of the members is limited to the amounl; of their capital stock. The amount
of the capital stock is $1,250,000.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on tHe 31st day of March, 1894,
to transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows, as per published statement of the
Dominion Superintendent of Insurance, 26th July, 1893 : Those marked A are applicable
solely to policies existing 31st March, 1879 ; those marked B, to policies issued subsequently:
$434,-500 Province of Quebec Debentures, $149,893 Province of Manitoba Debentures ;
S66,000 Province of New Brunswick Bonds ; $100,000 Prince Edward Island Bonds ;
$60,000 Montreal Harbour Bonds ; $581,224 Municipal Debentures and $150,000 U. S.
Registered Bonds. Total $3,541,617. Accepted value, $3,262,169, being $100,000 (A),
and $3,162,169 (B).
A4f
57 Victoria. Sessional Papers (No. 13). A. 1894
THE STANDARD LIFE ASSURANCE COMPANY.
Eegister No. 174. Certificate of Registry No. 102.
1. Head Office, Edinburgh, Scotland. Chief Agent and Attorney for Ontario,
Charles Hunter, Toronto. Suits by or against the Company may be brought in the name
of the Manager for the time being, or in the name of any three of the Directors for the
time being of the said Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : United Kingdom
of Great Britain and Ireland, 2 Will. IV., chap. 81, Standard Life Assurance Company's
Act, 1832 ; 8 and 9 Vict , chap. 75, Standard Life Assurance Company's Act, 1845 ; 22
and 23 Vict., chap. 37, Standard Life Assurance Company's Act, 1859 ; 44 Vict., chad.
26, Standard Life Assurance Company's Act, 1881 ; 54 Vict., chap. 6, Standard Life
Assurance Company's Act, 1891. Province of Quebec, 51 and 52 Vict,, chap. 120. an
Act to authorize the Standard Life Assurance Company to sue and be sued, and to
acquire and hold real estate under the name of The Standard Life Assurance Company.
Province of Ontario, 56 Vict., chap. 106, summarized below. R.S.C. chap. 124, The
Insurance Act.
3. The mewhers are related a^ shareholders in an unincorporated joint stock company
with a capital of iE500,000, divided into 10,000 shares of £50 each, of which £,\'2 has
been paid. The paid-up capital is thus £120,000, and the liability of the members is
limited to the a'nount remaining unpaid upon the shares held by them, being £38 per
share.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value of
$2,126,68.5.
Recent legislation respecting The Standard Life Assurance Company.
In 1891 the Company obtained from the Imperial Parliament an Act, 34 Vict., chap.
6, to further extend and regulate the Company's powers of investment.
In 1893 the Company obtained from the Legislature of Ontario an Act (56 Vict.,
chap. 106), dealing with actions, suits or proceedings by or against the Company ; also
empowering the Company to acquire and hold real property in the Province. This enact-
ment, which is almost a transcript of the Special Act (51-2 Vict., chap. 120) passed in
1888 by the Province of Quebec, provides in section 6 that the effect shall not be to
incorporate the Company.* As heretofore, any holder of stock in the Company is, as to
his fellow shareholders and as to the contractees of the Company (except in so far as
* The words of theSth Section are : " Nothing in thia Act contained shall extend or be deemed, con-
strued or takfin to incorporate the said Company, or to relieve or discharge the said Company or any of the
proprietors thereof or subscribers thereof, from any responsibility, duties, contracts or obligations whatso-
ever, which by law they now are or at any time hereafter may be subject or liable to, either between the
said Company and others or between the individual jiroprietorsi of the said Company, or any of them, and
others, or amongst themselves or in any manner whatsoever.''
A5
57 Victoria. Sessional Papers (No. 13). A. 1894
limited by express stipulation), liable to the same extent as a partner in an ordinary firm.
The Ontario Act does not alter this status, but enacts in effect that instead of the Com-
pany being designated by particular persons (trustees, directors or officers) the Company
may in all instruments, securities, actions, suits and proceedings be designated by the
name The Standard Life Assurance Company. This name the Imperial Act of 1832, 2
William IV. chap. 81, bestowed upon the Company, but with an expi-ess provision
(repeated in every subsequent Imperial Act relating to the Company) that the Company
shall not be deemed to be incorporated. By section 5 of the Ontario Act the Company
is empowered to acquire and dispose of property. The words of the section are : " The
said Company or the said trustees thereof, may acquire absolutely property by foreclosure
or other proceedings in the realization of or for the protection of its investments, and may
hold freehold and leasehold property so acquired in the said Province of Ontario, and may
sell, lease, mortgage or otherwise dispose of such freehold and leasehold property, provided
that the said Company shall sell and dispose of lands on the security of which the said
Company may have made advances, and to which it may acquire title by such foreclosure
or other proceedings aforesaid, or by the release of the equity of redemption thereunder,
-within seven years from the date of such foreclosure or release ; the said Company or its
trustees, ma}^ also acquire for the purpose of, or in connection with its business of life
insurance, real and leasehold property in the Province of Ontario, the annual value
whereof, exclusive of any buildings which it may erect thereon, shall not, without the con-
sent of the Lieutpnant-Governor in Council, exceed §2.5,000, and may hold the property
30 acquired by it.'"'
A 6
57 Victoria Sessional Papers (No. 13). A. 1894
COMMERCIAL UNION ASSURANCE COMPANY (LIMITED).
Register No. 210. ■ Certificate of Registry, No. 137.
1. Head Office, London England. Chief Agent and Attorney for Ontario, Richard
Wickens, Toronto. Suits by or against the Company may be brought in the name of the
Commercial Union Insurance Company (Limited).
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : Public General
Acts of the United Kingdom : 25 and 26 Vict., chap. 89, The Companies' Act, 1862;
27 Yict., chap. 19, The Companies' Seal Act, 1864; 30 and 31 Vict., chap. 131, The
Companies' Act, 1867; 33 and 34 Vict., chap. 104, The Joint Stock Companies' Arrange-
ment Act, 1870 ; 40 and 41 Vict., chap 26, The Companies' Act, 1877 ; 42 and 43 Vict.,
chap. 76, The Companies' Act, 1879; 43 Vict. chap. 10, The Companies' Act, 1880; 46
47 Vict, chap. 25," The Companies' Act, 1883; 46 and 47 Vict, chap. 30, The Com-
panies' (Colonial Registers) Act, 1883 ; 49 Vict, chap. 23, The Companies' Act, 1886 ; 53
and 54 Vict, chap, 62, The Companies' (Memorandum of Association) Act, 1890; 53
and 54 Vict, chap. 63, The Companies' Winding Up Act, 1890.
3. The memhers are related as shareholders in an incorporated joint stock company
the share capital of which consists of 50,000 shares of £50 each, and the liability of the
members is limited to the amouut remaining unpaid upon the shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire, Inland Marine and Life Insurance.
5. Deposited assets. Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $352,998, held by Receiver General.
A 7
57 Victoria. Sessional Papers (No. 13). A. 1894r
CONFEDERATION LIFE ASSOCIATION.
Register No. 189. . Certificate of Registry No. 117.
1. Head Office, Toronto Ontario. Managing Director, John Kay Macdonald. Suits-
hj or against the Company may be brought in the name of the Confederation Life
Association.
•2. The legislative e-aoxtments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are a? follows : — Canada,
34 Vict., 1871, chap. 54, an Act to incorporate the Confederation Life Association; 37
Yict., 1874, chap. 58, an Act to amend the Act incorporating the Oonfederacion Life
Association ; 42 Vict., 1879, chap. 72, an Act to amend the Act of incorporation of the
Confederation Life Association ; 53 Vict., 1890, chap. 45, an Act relating to the Con-
federation Life Association.
3. Members, hovj related. — Certain of the members are related as shareholders in an
incorporated joint stock company. The amount of the authorized capital stock, of which
the full amount has been sub?cribed, is 81,000,000, divided into 10,000 shares of SlOO
each. Ten per cent., 8100,000, has been paid up. (The capital stock was originally
8500,000 and increased to 81,000,000 under authority of charter.) The liability of those
members who are shareholders is limited to the amount of the subscribed capital stock.
The Association being incorporated on the stock and mutual plans combined, certain of the
members are related as policy holders and are entitled along with the shareholders to vote
at and take part in the proceedings at all general and special meetings of the Association,
and they participate (in the mutual branch of the Company's business) in the distribution
of surplus or profits earned to the extent of not less than ninetj' per cent.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of ]March, 1894,
to transact Life Insurance.
5. Deposited assets — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : 1. Deposit accepted at the
value of 876,050, held by Dominion Government.
A8
57 Victoria. Sessional Papers (No. 13). A. 1894
ROYAL INSURANCE COMPANY.
Register No. 175. Certificate of Registry No. 103.
1. Head Office, Liverpool, England. Chief Agent and Attorney for Ontario, John
Kay, Toronto. Suits by or against the Company may be brought in the name of The
Royal Insurance Company.
t
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are novr declared, defined or governed are the following : — United King-
dom, 25 and 26 Vict., chap. 89, The Companies' Act, 1862 ; United Kingdom, 54 and
55 Vict., chap. 81, an Act to define and extend the objects of The Royal Insurance Com-
pany, to provide for the transfer to that Company of the business of the Queen Insurance
Company and for other purposes.
3. F/ce OT(?m&e?-s ar«3 re?a^e<i as shareholders in an incorporated stock company, and
the liability of the members is unlimited.
4. The Company is cow authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire and Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $689,533, held by Glynn, Mills &l Co., London, and Receiver-General, Canada, for
Canadian Government.
A 9
57 Victoria. Sessional Papers (No. i:^). A. 1894
WESTERN ASSURANCE COMPANY
Register No. 164:. Certificate of Registry No. 92.
1. Head Ofiice, Toronto, Ontario ; J. J. Kenny, Managing Director. Suits by or
against the Company may be brought in the name of The Western Assurance Company.
2. The members of the Company are all related to each other as shareholders of a joint
stock company, and the liability of the members is limited to the amount remaining
unpaid upon the shares held by them.
3. The Company is now authorized by license issued by the . Dominion of Canada,
bearing date 31st day of March, 1893, and expiring on the 31st day of March, 1894, to
transact Fire and Inland Marine Insurance.
4. Deposited assets. — Assets of the Company are deposited in Canada as special
security for the policy holders therein as follows : Deposit accepted at the value of
^51,930, held by Receiver-General of Canada.
A 10
57 Victoria. Sessional Papers (No. 13). A. 1894
THE NORTHERN ASSURANCE COMPANY.
Register No. 218. Certificate of Registry No. 144.
1. Head Offices, London, England, and Aberdeen, Scotland. Chief Agent and Attor-
ney for Ontario, Edwin P. Pearson, Toronto. Suits by or against the Company may be
brought in the name of The Northern Assurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Acts of
the Parliament of the United Kingdom of Great Britain and Ireland, 1865, chap. 123, The
Northern Assurance Act, 1865 ; 1874, 37 Vict, chap. 9, The Northern Assurance Act, 1874j
1889, 52 and 53 Vict., chap. 35, Northern Assurance Act, 1889.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is unlimited, but each contract of assurance contains a
clause limiting the liability of shareholders in respect of same to the amount remaining
unpaid upon the shares held by them.
Note. — The clause referred to is as follows : " Provided always, and it is hereby
agreed that the capital stock and funds of the Company shall alone be liable to answer
and make good all demands under or by virtue of this policy, and that no shareholder or
member of the Company shall be liable to any such demands, nor be in anywise charged
or chargeable by reason of this policy beyond the amount unpaid on his or her share or
shares in the Company."
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value of
$200,555, held by the Receiver-General of Canada.
A 11
57 Victoria Sessional Papers (No. 1'6). A. 1894
THE LIVERPOOL AND LONDON AND GLOBE INSURANCE COMPANY.
Register No. 197. Certificate of Registry No. 125.
1. Head Office, Liverpool, England. Chief Agent and Attorney for Ontario, Joseph
B. Reed, Toronto. Suits may be brought by or against the Company in the name of the
Chairman, Deputy Chairman, or any of the Directors of the said Company, or the Com-
pany itself.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : Parliament of
the United Kingdom of Great Britain and Ireland, 6 and 7 William IV, chap. 119, 14th
July, 1836, an Act to enable The Liverpool Fire and Life Insurance Company to sue and
be sued in the name of the Chairman, Deputy Chairman, or any one of the Directors of
the said Company and for other purposes ; 10 and 11 Vict., chap. 268, 22nd July 1847,
an Act to change the name of The Liverpool Fire and Life Insurance Company, and for
other purposes ; 27 and 28 Vict., chap. 116, 23rd June, 1864, an Act to confirm an agree-
ment for the amalgamation of The Globe Insurance Company with The Liverpool and
London Fire and Life Insurance Company, and to alter the name of the last mentioned
Company, and for other purposes ; 52 and 53 Vict., chap. 150, 12th August, 1890, an
Act for extending and amending the Acts relating to The Li\ erpool and London and Globe
Insurance Company, and for other purposes.
3. T/te members are related as stockholders in an incorporated joint stock company,
and the liability of the members is unlimited.
4. The Company is now authorized by license issued by the Djminion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894, to
transact Fire and Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $320,533.
A 12
57 Victoria. Sessional Papers (No. 13). A. 1894
THE LANCASHIRE INSURANCE COMPANY.
Register No. 170. Certificate of Registry No. 98.
1. Head Office, Manchester, England. Chief Agent and Attorney for Ontario, James
G. Thompson, Toronto. Suits by or against the Company may be brought in the name
of The Lancashire Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Great
Britain, Act of 1862. 25 and 26 Vict., chap. 89 ; The Companies' Act, 1862.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is unlimited.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
.5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of ^192,333, held by Receiver-General of the Dominion Government at Ottawa,
A l:{
57 Victoria. Sessional Papers (No. 13). A. 1894
PHOENIX ASSURANCE COMPANY OF LONDON.
Register No. 235, Certificate of Registry No. 161.
1. Head Office, London, England. Chief Agent and Attorney for Ontario, George
H. Gillespie, Hamilton, Ontario. Suits by or against the Company may be brought in
the name of the Secretary or any member of the Company.
2. The meynbers are related as shareholders in an unincorporated joint stock com-
pany, in the capital of which they are interested in proportion to the number of shares
they hold, and the liability of the members is not limited. The special conditions are as
follows : That the proprietors of shares for the time being shall be interested in the
capital and profits of the Company, and shall bear all losses attending the carrying on of
the business of the Company in proportion and according to the number of shares they
shall from time to time respectively hold in the Company.
3. The Company is now authorized, by license issued by the Dominion of Canada^
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,,
to transact Fire Insurance.
4. Deposited assets. — Assets of the Company are deposited and held in Canada as-
special security for the policy holders therein as follows : Canada 4 per cenc. loan,
$50,000 ; Canada 4 per cent, stock, $51,500 ; Canada 3^ per cent, stock, $37,500; Cana-
dian Pacific Railway Land Grant Bonds, $57,500, held by Receiver-General for Canada
in trust for The Phoenix Assurance Company.
A 14
57 Victoria. Sessional Papers (No. 13). A. 1894
LONDON AND LANCASHIRE FIRE INSURANCE COI^PANY.
Register No. 212. Certificate of Registry No. 165.
1. Head Office, Liverpool, England. Chief Agent and Attorney for Ontario, Alfred
Wright, Toronto. Suits by or against the Company may be brought in the name of The
London and Lancashire Fire Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations oi
the Company are now declared, defined or governed are the following : Legislature of
Great Britain, 7 and 8 Vict., chap. 110, an Act for Registration, Incorporation and
Regulation of Joint Stock Companies ; 25 and 26 Vict., chap. 89, The Companies' Act,
1862; 31 and 32 Vict., chap. 131, The Companies' Act, 1867; 33 and 34 Vict., chap.
134, The Joint Stock Companies' Arrangement Act ; 40 and 41 Vict., chap. 26, The
Companies' Act, 1877 ; 42 and 43 Vict., chap. 76, The Companies' Act, 1879 ; 43 Vict.,
chap. 19, The Companies' Act, 1880; 49 Vict., chap. 23, The Companies' Act, 1886;
51 and 52 Vict., chap. 62, The Preferential Payments in Bankruptcy Act, 1888 ; 53 and
54 Vict., chap. 62, The Companies' Memorandum of Association Act, 1890 ; 53 and 54
Vict., chap. 63, The Companies' Winding up Act, 1890 ; 53 and 54 Vict., chap. 64,
The Directors' Liability Act, 1890.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members in respect of any claim or demands under the Company's
policies is limited to the amount remaining unpaid upon the shares respectively held by
such members. Paid up Capital, £212,750 ; Reserve Funds, £814,100 ; Unpaid Capital,
£1,914,750 ; Total Security, £2,941,600.
4. The Company is now authorized by license issued by the Dominion of Canada to
transact Fire Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of S131,400, held by Receiver-General.
A h
57 Victoria. Sessional Papers (No. 13). A. 1894
THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK.
Register No. 212. Certificate of Registry No. 138.
1. Head Office, New York City. Chief Agent and Attorney for Ontario, Henry K.
Merritt, Toronto. Suits by or against the Company may be brought in the name of The
Mutual Life Insurance Company of New York.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : State of New
York, 1842, chap. 246, an Act to incorporate The Mutual Life Insurance Company of
New York ; State of New York, 1851, chap. 60, an Act to amend the Act entitled, an
Act to incorporate The Mutual Life Insurance Company of New York, passed April 1 2,
1842 : State of New York, 1862, chap. 131, an Act in relation to the dividends of The
Mutual Life Insurance Company of New York.
3. The members are related mutually. There is no share capital and no personal
liability of the assured, who constitute the members.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
security for the policy holders therein as follows : Deposit accepted at the value of
$1,965,300, held by the Receiver-General at Ottawa; assets other than deposit,
$140,575.50, held by the Receiver-General at Ottawa.
A l(i
57 Victoria. Sessional Papers (No. 13) A. 1894
THE QUEEN INSURANCE COMPANY OF AMERICA.
Register No. 179. Certificate of Registry, No. 107,
1. Head Office, New York City. Chief Agent and Attorney for Ontario, George H.
Muntz, Toronto. Suits by or against the Company may be brought in the name of The
Queen Insurance Company of America,
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : New Yoik, 1853,
chap. 466, an Act entitled an Act to provide for the incorporation of Insurance Companies
and Acts supplementary thereto.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of shareholdei'S is limited to amount of capital stock held by them
respectively, and said capital stock is fully paid up.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st March, 1893, and expiring on the 31st day of Match, 1894, to
transact Fire Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows: Deposit 26th July, 1893, as
per published statement of the Dominion Superintendent of Insurance, was as follows :
$100,000 U. S. bonds, ^60,000 City of Halifax 5 p. c. stock, $48,657 New Zealand 4
p. c. stock, $24,333.33 Province of Quebec bonds, and $29,200 Province of Manitoba
5 p. c. debentures, total, $262,200. (Accepted at $256,200.)
2 (IN.) A 17
57 Victoria. Sessional Papers (No. 13). A. 1894
UNION ASSURANCE SOCIETY.
Kegister No. 178. Certificate of Registry No. 106.
1 . Head Office, London, England. Chief Agent and Attorney for Ontario, Edgar A.
Badenach, Toronto. Suits by or against the Company may be brought in the name of the
Chairman or Secretary for the time being.
2. The legislative enactments by which the duties, rights and obligations of the Company
are now declared, defined or governed are as follows : 1815, 55 Geo. III., Chap. 46, an
Act to enable the Union Society for eflfecting insurance from Fire, and the Union Life
Office for efiecting insurance on lives and survivorships and for granting and purchasing
annuities, to sue and be sued in the name of the Chuirman or Secretary for the time being.
1892, 55 and 56 Vict., (Imp.) Union Assurance Society's Act, 1892, which is to
be read with the new rules and regulations confirmed by the shareholders on the
2nd December, 1892, and enrolled on the 2i3rd December, 1892, in the Central Office of
the Supreme Court of Judicature, London, England. A copy of these rules and regula-
tions has been filed in the Department of Insurance for Ontario.
.3. The present collective name of the Company is The Union Assurance Society.
4. The members are related as shareholders in an unincorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
5 The capital of the Society is £450,000, of which £300,000 has been subscribed and
£150,000 added from profit, — such capital being divided into 45,000 shares, each of the
nominal amount of £10 on each, of which 13s. id. has been paid, and £3 6«. ^d. added
from profits. {Rules and Regulations, December 23, 1892, p. 6.)
6, The Company is now authorized by license issued V)y the Dominion of Canada,
bearing date the 31st March 1893, and expiring on the 31st day of March, 1894, to
transact Fire Insurance.
7. Deposited assets. — Assets of the Company are deposited and held in Canada
as special security for the policy holders therein as follows : Consols '2'1 per cent., accepted
at $100,000, hold by trustees for the Canadian Government.
A 18
57 Victoria. Sessional Papers (Xo. 13). A. 1894
QUEBEC FIEE ASSURA>'CE COMPANY.
Register No. 205. Certificate of Eegistrv No. 132.
1. Head ( irice. Quebec City, Pi-ovince of Quebec. Chief Agent and Attorney for
Ontario, George J. Pyke.
2. The Uffx^lativr enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : Province of
Lx)wer Canada, 16G<K) IV., chap. 11 (An Act to incorporate the Quebec Fire Assurance
Company); PoLuinion of Canada, 46 Vict. chap. 83, 1883, an Act to further reduce the
capital stock of The Quel)ec Fire Assurance Company.
3. Th^ nieml>e7s are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the shares
held by them.
4. The Compjvny is now authorized by license issued by the Dominion of Canada,
bearing date the 31st March, 1893. and expiiing on the 31st day of March, 1894, to
transact Fire Insurance.
5. Deposited ajwste. — Assets of the Company are deposited and held in Canada as
special security for the jxtlicy holdei-s therein as follows : Deposit accepted at the value
■of $56,200, held by Insurance Branch. Finance Department, Ottawa.
A 19
57 Victoria. Sessional Papers (Mo. 13). A. 1894
FEDERAL LIFE ASSURANCE COMPANY OF ONTARIO.
Register No. 234. Certificate of Registry No. 160.
1 . Head Office, Hamilton, Ontario ; David Dexter, Managing Director. Suits by or
against the Company may be brought in the name of The Federal Life Assurance Com-
pany of Ontario. .
2. The legislative enactments by which the powers, duties, tights and obligations of
the Company are now declared, defined, limited or governed are the following : Ontario,
38 Vict., chap. 68, 1884, an Act to incorporate The Industrial and Commercial Life
Assurance Company of Canada; Ontario, 39 Vict., chap. 1, s. 7, 1875, an Act to amend
and repeal certain enactments of the last session of the Legislature; R.S. 0. 1886, chap.
124, the Insurance Act.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value of
$50,226.
A 20
57 Victoria. Sessional Papers (No. 13). A. 1894
THE GUARDIAN FIRE AND LIFE ASSURANCE COMPANY (LIMITED)
OF LONDON, ENGLAND.
Register No. 213. Certificate of Registry, No. 139.
1. Head Office, London, England. Chief Agent and Attorney for Ontario, Henry
D. P. Armstrong, Toronto. Suits by or against the Company may be brought in the
name of the Company, which (as mentioned below), became on the 25th May, 1893, incor-
porated as a Company limited by shares.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : United King-
dom, 13 and 14 Vict., 1850, chap. 25, an Act for the better enabling The Guardian Fire
and Life Assurance Company to sue and be sued, and to alter certain provisions of their
Deed of Settlement, and to give other powers to the Company ; 29 and 30 Vict., 1866,
chap, 225, an Act to enable The Guardian Fire and Life Assurance Company to recuce
the amount of their paid-up subscription capital stock, and to alter certain provisions of
their Deed of Settlement and to amend The Guardian Assurance Company's Act^ 1850,
and to give further powers to the Company and Directors thereof ; 33 and 34 Vict., 1870,
chap. 61, The Life Assurance Companies' Act, and The Guardian Assurance Company's
Act, 1893. More particularly referred to below.
3. The members, prior to the 25th May, 1893, were related as shareholders in an
unincorporated joint stock company, and the liability of the members was unlimited,
except so far as their liability was limited by the 51st article of the Deed of 'Settlement,
which required that all policies and instruments of assurance to be granted by the Com-
pany should contain a proviso limiting the liability of the shareholders in the Company to
the amount of their respective shares in the capital stock and funds of the Company, and
by the 109th article ol the same deed which required that all deeds and contracts entered
into by the Directors and other officers of the Company should contain a like proviso, and
by the proviso to the efiect aforesaid, which by the practice of the Company was actually
inserted in all the policies of assurance issued by the Company. The Company was
advised that by the laws of the United Kingdom the efi'ect of the said articles and proviso
when so inserted was to restrict the liability of the shareholders to the amount remaining
unpaid upon the shares held by them, so far as regarded their liability to the persons
assured by or claiming under any such policy, instrument, deed or contract containing
such proviso.
By the Guardian Assurance Company's Act, 1893 (Imp.) which received
the Eoyal Assent April 29th, 1893, the Company was empowered to register under the
Companies' Act, 1862 to 1890 as a limited liability Company, and this was done on the
25th May, 1893. Section 9 of the Act of 1893 provides: "Nothing in this Act shall
operate to prejudice or afiect the rights of the existing policy holdei-s of the Company."
Copies of the Act of 1893, of the Memorandum of Association, 1893, and of the Certifi-
cate of Incorporation are filed in the Department of Insurance for Ontario.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of Si 67,900, held by the Receiver-General in Canada.
A 21
r>7 Victoria Sessional Papers (No. 13). A. 1^94
THE UEU.MANIA LIFE IN'STKAXCE COMPANY.
Register No. 242. Certificate of Registry No. 1C6.
1. Hc«d Office, New York City. Chief Agent and Attorney for Ontario, Georg«> W.
Rouue, Toronto.
2. Thm liT'tfijfUuivf enact mi^ntJii hy which the [lowei-;?, dutie.<. rights and obli^tions of
the Company are now declared, defined or governed are the following : State of New
York. chap. 690. 1892, The Insurance Law. Dominion of Canada, R. S. C.. chap. 124,
The Insurance Act.
3. This m^mfmrs aer^ rttated as shareholders in an incorporated joint stock company,
.'»nd the lial>ility is limited to the amount remaining unj^aid upon the shares held by them,
the whole amount Innng, however, paid up in this case.
4. The Company is now authorized by license issued by the Dominion of Canada.
K'aring date the ."Use Maivh, 1893, and expiring on the 31st day of March. IS94, to
transact Life Assurance.
5. D(?posi(''d atstt*. — Assets of the Company are deposited and held in Cau.^da as
special security for the policy holdera therein as follows : Deposit accepted at the Mftlu-
of $72,500, held by Receiver-General.
A 22
.57 Victoria. Sessional Papers (No. 13). A. 1?>94
THE GUARANTEE COMPANY OF NORTH AMERICA.
Register No. 202. Certificate of Registrv No. 129.
1. Head Office, Montreal, Province of Quebec. Chief A^nt and Attorney for
Ontario, William A. Medland. Toronto. Suits Viy or against the Company may be brought
in the name of The Guarantee Company of North America,
2. The l^yUkUive etxactment^ by which the powers, duties, rights and obligations ot
the Company are now declared, defined and governed are the following : Province of
Canada, 14 and 15 Vict., chap. 36. 1851, an Act to incorporate The Canada Guarantee
Company. Dominion of Canada, 36 Vict., chap. 22, 1873, an Act to amend the Act
incorporating The Canada Guarantee Company. Canada. i3 Vict., chap. 71. 1880, an
Act further to amend the Act therein cited, incorporating The Canada Guarantee Com-
pany. Canada. 44 Vict., chap. 57, 1881, an Act further to amend the Act incorporating
The Canada Guarantee Company, and to change the name of the said Company to The
Guarantee; Company of North America,
3. Th'> members are rdat^.d as shareholders in an incorporated joint stock company,
and the liability of members is limited to the amount remaining unpaid upon the shares
held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st March, 1893, and expiring on the .31.st day of March, 1894, to
transact Guarantee Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders respectively therein as follows : Deposit accepted
at the value of $53,800. held bv Receiver-General of Canada.
A 28
^7 Victoria. Sessional Papers (No. 13). A. 1894
ALBION FIRE INSURANCE ASSOCIATION (LIMITED), FORMERLY CALLED
THE FIRE INSURANCE ASSOCIATION (LIMITED).
Register No. 224. Certificate of Registry No. 150.
1. Head Office, London, England. Chief Agent and Attorney for Ontario, Samuel
Bruce Harman, Toronto. Suits by or against the Company may be brought in the name
of The Albion Fire Insurance Association (Limited).
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : United Kingdom
of Great Britain and Ireland, 1862, chap. 89, The Companies' Act; 1864, chap. 19, The
Companies' (Seals) Act, 1864; 1867, chap. 131, The Companies' Act.1867; 1870, chap.
104, Joint Stock Companies' Arrangement Act, 1870 ; 1877, chap. 26, The Companies'
Act, 1877 ; 1880, chap. 19, The Companies' Act, 1880.
3. Change of corporate name. — The Company has, with the sanction of a special
resolution of the shareholders (passed under The Companies' Act, 1862 to 1890) and with
the approval of the Board of Trade, changed its name to The Albion Fire Insurance
Association (Limited) ; and the Registrar of Joint Stock Companies (London, England;
registered the new name on the 11th April, 1893.
In a circular to Agents dated April, 1893, Mr. David Laurie, General Manager of
the Company, explains as follows the reason for the change of corporate name : — " It has
been frequently suggested that the name of the Company might with advantage be
changed. Many of our agents and friends complained that the somewhat vague and
indefinite character of our title did not sufficiently distinguish us from other fire insurance
associations, and that consequently they were unable to give such prominence to the Com-
pany as was desirable in pushing for an extension of business. . To remove this difficulty
and prevent future misunderstandings, it has been desided to add the word ' Albion,' to
the title, and the necessary formalities having been complied with, the Company will in
future be known as The Albion Fire Insurance Association (Limited). This change of
name involves no alteration in the constitution of the Company, nor the arrangements
now existing for conducting the business. It will not effect the validity of policies issued
under the old title, and it will not bo necessary to disturb them. They will simply be
renewed by receipt as before, but of course all new policies, whether applicable to the
new transactions or cancelling old ones, will be in the new name."
4. The members are related as shareholders in an incorporated joint stock company,
theie being 100,000 shares of £8 each, having 10 shillings per share paid up, and the
liability of the members is limited to the amount remaining unpaid upon the shares held
hy them namely, <£7 10s. per share.
5. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
6. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders^therein as follow : Deposit accepted at the value
of $100,000, held by Dominion Government.
A 24
57 Victoria, Sessional Papers (No. 18). A. 1894
NORTH AMERICAN LIFE ASSURANCE COMPANY.
Register No. 181. Certificate of Registry No. 109.
1. Head Office, Toronto ; William McCabe, Managing Director. Suits by or against
the Company may be brought in the name of The North American Life Assurance
Company.
2. Coinpany, how constituted or incorporated. — The Company was incorporated under
Dominion Act 42 Vict., chap. 73.
3. The members are related as shareholders in a joint stock company, and the liability
of the members is limited to the amount unpaid, viz., $240,000. Guarantee Fund
$300,000 ; paid in cash thereon, 20 per cent., $60,000. [See the following Acts of Can-
ada : 42 Vict., c. 73 ; 45 Vict , c. 98.]
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of Mai-ch, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders as follows : Deposit accepted at the value of
$53,775, held by Dominion Government.
A 25
57 Victoria. Sessional Papers (No. 13). A. 1894
THE ATLAS ASSURANCE COMPANY.
Register No. 184. Certificate of Registry No. 112.
1. Head Office, London, England. Chief Agent and Attorney for Ontario, Georgf>
W. Wood, Toronto. Suits by or against the Company may be brought in the name o f
the Chairman and Secretary for Ihe time being.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following: 54 Geo. III., chap.
79 (Imp.), an Act to enable The Atlas Assurance Company to sue and be sued in the
name of their Chairman or Secretary under certain regulations ; The Life Assurance
Companies' Act, 1870, and Acts amending it.
3. The members are related as shareholders in an unincorporated joint stock company,
and the liability of the members is limited to the amount unpaid upon the shares held
by them under a special clause in the Deed of Settlement, and on the face of every policy
contract. The Company has a capital of £1,200,000, consisting of 24,000 shares of £50
each : on each of which shares the sum of £6 has been paid.
Note. — The special clause above referred to is as follows : Provided always that the
funds or property of the Company for the time being shall alone be answerable to the
demands thereupon under the policy, and that no member of ,the Company shall upon
any account be subject or liable to any demands for any loss of property under the policy
beyond his or her share or interest in the capital stock or funds of the Company, and
which share is set opposite to his or her signature to the Deed of Settlement establishing
the Company or mentioned in some other deed referring thereto, and declaring him or her
to be a member thereof, anything contained in the policy to the contrary notwithstanding.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st March, 1893, and expiring on the 3l8t day of March, 1894, to
transact Fire Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $107,066.67, held by Messrs. Glyn <k Co., bankers, as agents for the Receiver-General
for the Dominion of Canada.
A 26
57 Victoria. Sessional Papers (No. 13). A. 1894
THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES.
Register No. 228. Certificate of Registry No. 154.
1. Head Office, New York City. Chief Agent and Attorney for Ontario, George
Broughall, Toronto. Suits by or against the Company may be brought in the name of
The Equitable Life Assurance Society of the United States.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : An Act to provide
for the incorporation of Life and Health Insurance Companies, and in relation to agencies
of such companies, passed June 24th, 1853.
3. Members, how related. — Under the charter of the Society it is a mutual company,
and all the profits are distributed among the policy holders. Under the law of New
York State when this Society was incorporated Life Insurance Companies were required
to have a cash capital of Si 00, 000. Dividends on said capital are limited to 7 per cent,
per annum.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st March, 1894, to
transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July.
1893, as per published statement of the Dominion Superintendent of Insurance was as
follows : (A) are applicable solely to policies existing 31st March, 1878, (B) to policies
issued subsequently : $100,000 U. S. Bonds (A) $375,000 U. S. Bonds and $732,000
Municipal Debentures (B) accepted at $1,111,300, being $100,000 (A), and $1,011,300
(B). Also $1,180,000 in the hands of Canadian Trustees under the Insurance Act.
A 27
57 Victoria. Sessional Papers (No. 13). A. 1894
SCOTTISH UNION AND NATIONAL INSURANCE COMPANY.
Eegister No. 187. Certificate of Registry No. 115.
1. Head Office, Edinburgh, Scotland. Chief Agent and Attorney for Ontario,
William A. Medland, Toronto. Suits by or against the Company may be brought in the
name of The Scottish Union and National Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the folio vising : 41 Vict., chap.
53, 1878, The Scottish Union and National Insurance Company's Act, 1878; 49 Vict,
chap. 6, 1886, The Scottish Union and National Insurance Company's Act, 1886 ; 55
Vict., chap. 17, 1892, The Scottish Union and National Insurance Company'd Act, 1892.
3. The members are related as shareholders in a joint stock company, and the liability
of the members is limited to the amount remaining unpaid upon the shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
5. — Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $100,483, held by the Dominion Government.
A 28
57 Victoria. Sessional Papers (No. 13). A. 1894
NEW YORK LIFE INSURANCE COMPANY.
Register No. 169. Certificate of Registry No. 97.
1. Head Office, City of New York. Chief Agent and Attorney tor Ontario, T. G.
McConkey, Toronto. Suits by or against the Company may be brought in the name of
The New York Life Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : New York, 1892,
chap. 690, an Act in relation to Insurance Corporations, constituting chapter 38 of the
General Laws. New York, 1892, chap. 687, an Act to amend the General Corporation
Law.
3. The members are related in the respect that the Company is a purely mutual
company, and that every person effecting insurance with the Company becomes a member
of the Company and has the right to vote at the annual elections of Trustees of the
Company. There are no shareholders, and the liability of the members is limited to the
terms of their respective policies.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of 81,163,700 held by Government.
A 29
67 Victoria. Sessional Papers (No. 13). A. 1894
THE BRITISH AMERICA ASSURANCE COMPANY.
Register No. 191. Certificate of Registry No. 119.
1. Head Office, Toronto ; P. H. Sims, Secretary. Suits by or against the Company
may be brought in the name of The British America Assurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Canada,
17th May, 1882; 45 Vict., chap. 99, an Act to amend and consolidate as amended, the
several Acts relating to The British America Assurance Company, the latest of which
56 Vict., chap, 75 (D), is summarized below.
3. TJie members are related as shareholders in an incorporated stock company. The
amount of capital stock issued is ^500,000, which is fully paid up.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire and Marine Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security tor the policy holders therein as follows : Amount ou deposit 26th July,
1893, as per published statement of the Dominion Superintendent of Insurance, was as
follows : 860,540 Municipal Debentures and $1,000 Canada Pacific Railway Bonds.
(Accepted at 854,900.)
Recent legislation respecting The British America Assusance Company.
The Act 56 Victoria, chap. 75 of the Parliament of Canada, amends chapter 99 of
the Statutes of 1882, and enacts in^er alia as follows :
The titles of the two chief officers of the Company shall be changed from " Governor "
and " Deputy-Governor " to " President " and " Vice-President," respectively. (Section 2.)
The Directors may at any time, and from time to time elect one of their number to be
the managing director of the Company, who shall, in the absence of the President and
Vice-President, have their powers, ani shall in their absence, or when it is convenient so
to do, act in all matters in their place, subject to any by-law of the Company or resolution
of the Directors. (Sec. 3.)
The Directors shall ap''oint from among themselves for each year an executive com-
mittee whose duties shall be defined by by-law of the Company or resolution of the
directors. They may also appoint an assistant Secretary to act in the absence of the
Secretary, under the direction of the Board, and perform all acts required of the Secretary.
(Section 4 )
The shareholders may, under section 18 of chapter 99 of the Statutes of 1882, iacrease
-the capital stock to a hum not exceeding $2,000,000, and may deal with the same in all
particulars as by the said section provided, except that such etock shall not be allotted
among the shareholders at a less price than par. (Section 5.)
If at any time the assets of the Company, exclusive of its paid up capital, shall,
according to the method of calculation adopt^d by the Superintendent of Insurance, be
found nibutiicient to meet its liabilities, including the possible claims under the then
-existing policies of the Companv, the directors may so often as the same shall happen
A 80
57 Victoria. Sessional Papers (No. 13). A. 1894
pass a by-law to reduce or strike off so much of the paid up capital stock as will equal
the deficiency : Provided such by-law has been ratified by a vote of not less than two-
thirds of all the subscribed stock of the Company at the annual general meeting, or at a
special general meeting duly called to consider the said by-law. (Section 6 (1).)
The Directors may from time to time by by-law increase the paid-up stock so reduced
by an amount not exceeding the reduction, by declaring a stock dividend or bonus or
otherwise out of the profits of the business ; and thereupon the paid up capital stock
shall represent the aggregate of the amounts© reduced and of the subsequent additions as
aforesaia.
A :U
57 Victoria. Sessional Papers (No. 13). A. 1894
CALEDONIAN INSUEANOE COMPANY.
Register No. 182. Certificate of Registry No. 110,
1. Head Office, Edinburgh, Scotland. Chief Agent and Attorney for Ontario,
George Harold Muntz, Toronto. Suits by or against the Company may be brought in the
name of The Caledonian Insurance Company.
2. The legislatice enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : Parliament of
Great Britain and Ireland. 1846, chap. 65, an Act for incorporating the Caledonian
Insurance Company ; 1880, chap. 68, an Act to amend, vary and extend the powers of The
Caledonian Insurance Company ; 1892, an Act for enlarging the poAvers of The Caledonian
Insurance Company and for amending the Company's Acts of 1846 and 1880.
3. The members are related as shareholders in an incorporated joint stock company,,
and the liability of the members is unlimited, but the policies of the Company contain a.
clause by which the liability is limited to the amount remaining unpaid upon the shares.
Note. — The clause above referred to is as follows : It is hereby expressly provided
and declared that the capital stock and funds ot the said Company for the time being shall
alone be answerable for any demands arising under this policy, and that no shareholder or
member of the said Company shall, under any circumstances, be subject or liable for more
than the amount, not already called up, of his or her share or shares in the capital of the
said Company at the time]the claim shall arise.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the Slst March, 1893, anil expiring on the 31st day of March, 1894, tO'
transact Fire Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July;>
1893, as per published statement of ^| the Dominion Superintendent of Insurance, was as
follows: Province of Quebec Bonds, $3,893.33; Canada Bonds, -$4,866.77 ; Municipal
Debentures, $106,438.86. (Accepted at $104,55.5 )
A 32
57 Victoria. Sessional Papers (No. 13). A. 1894
THE EASTERN ASSURANCE COMPANY OF CANADA.
Register No. 200. Certificate of Registry No. 127.
1. Head Office, Halifax, N. S. Chief Agent and Attorney for Ontario, John H.
Ewart, Toronto. Suits by or against the Company may be brought in the name of The
Eastern Assurance Company of Canada.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, detined, limited or governed are the following : Canada,
51 Vict., chap. 96, 1888, an Act to incorporate The Eastern Assurance Company of
Canada.
3. The memh'.rs are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearinur date the 31st March, 1893, and expiring on the 31st day of March, 1894, to
transact Fire insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $50,400, held by the Receiver-General of Canada.
3 (i.x.) A 33
57 Victoria. Sessional Papers (No. 13). A 1894
THE UNITED FIRE INSURANCE COMPANY (LIMITED).
Register No. 190. Certificate of Registry No, 118.
1. Head Office, Manchester, England. Chief Agent or Attorney for Ontario, John
Stephenson, London. Suits by or against the Company may be brought in the name of
The United Eire Insurance Company (Limited).
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : Imperial Parlia-
ment of Great Britain and Ireland, 1802 to 1890, Limited Liability and Companies'
Acts.
3. The memhers are related as shareholders in an incorporated joint stock company ;
all membei.s aie shareholders; they hold 12,500 shares of £20 each, of which £8
per share has been paid up, equal to £100,000, the capital at call being £150,000.
The liability of the member is limited to the amount remaining unpaid upon the shares
held by them, say, £12 per share.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
b. ^Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value of
^203,400, held by the Insurance Department, Ottawa.
A :34.
57 Victoria. Sessional i^apors (No. 13). A. 1894
THE UNITED STATES LIFE INSURANCE COMPANY IN THE CITY
OF NEW YORK.
Register No. 193. Certificate of Registry No. 121.
1. Head Office, New York City. Chief Agent and Attorney for Ontario, Lewis A.
Stewart, Toronto. Suits by or against the Company may be brought in the name of The
United States Life Insurance Company in the City of New York.
__ ]2. The Legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, or governed are the following : New York, chap.
308, 1849. an Act to provide for the Incorporation of Insurance Companies, passed April
10th, 1849; chap. 710, 1870, an Act to amend the Charter of The United States Life
Insurance Company, passed May 6, 1870 ; chap. 624, 1872, an Act to amend the Charter
of The United States Life Insurance Company in the City of New York, passed May 10,
1872 ; chap. 44, 1882, an Act to amend the Charter of the United States Life Insurance
Company in the City of New York, passed March 31, 1882.
3. The members are related as shareholders in an incorporated joint stock company.
The directors are elected by the owners of the capital stock, but the policy holders are
eligible as directors. The capital is entitled to 7 per cent, interest only, all other profits
belong to the policy holders. There is no liability to stockholders, as the capital stock
($440,000) is fully paid up.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 3l8t day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
2. Deposited assets. — Assets of the Company are deposited and held in Canada as
f^peciHJ spcurity for the policy holders therein as follows : Deposit accepted at the value of
$120,000, held by the Minister of Finance of the Dominion of Canada.
A .3.5
57 Victoria. Sessional Papers (No. 13). A 1894
UNION MUTUAL LIFE INSURANCE COMPANY.
Register No, 208. Certiticate of Registiy No. 135.
L Head Office, Portland, in the State of Maine. Chief Agent and Attorney for
Ontario, Edwin J. Atkinson, Toronto. Suits by or against the Company may be brought
in the name of The L'nion Mutual Life Insurance Company.
2. Tlie Jegidative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : State of Maine,
1848, chap. 124, an Act to incorporate The Union Mutual _. Insurance Company
1849, chap. 312, an Act in addition to an Act to incorporate The Union Mutual Life
Insurance Company ; 1864, chap. 316, an Act additional to an Act to incorporate The
Union Mutual Life Insurance Company, and to amend an Act in addition thereto, ap-
proved of June 27th, 1849 ; 1869, chap. 10, an Act to amend the Charter of The Union
Mutual Life Insurance Company ; 1877, chap. 334, an Act to amend the Charter of the
Union Mutual Life Insurance Company j 1878, chap. 74, an Act to consolidate, revise
and amend the various Acts which constitute the Charter of The Union Mutual Lite
Insurance Company ; 1889, chap. 526, an Act to amend the Charter of The Union Mutual
Life Insurance Company ; 1883 (Revised Statutes), chap. 49, Insurance and Insurance
Companies ; 1885, chap. 290, an Act to amend section 73 of chap. 49 of Revised Sta'utes,
relating to licensing In.^urance Agents ; 1885, chap. 329, an Act providing for the Taxa-
tion of Life Insurance Companies ; 1878, chap 5, an Act to amend section 59, chap. 49,
of the Revised Statutes relating to securities ; 1887, chap. 71, an Act to amend sections
91 and 92 of chap. 49 of the Revised Statutes relating to Life Insurance ; 1889, chap.
258, an Act to amend section 65 of chap. 49 of the Revised Statutes relating to examina-
tion of Insurance Companies ; 1889, chap. 281, an Act to prohibit discrimination in
Life or Endowment Insurance Policies ; 1891; chap. 112, an Act to amend chap. 49 of
the Revised Statutes relating to Insurance; 1891, chap. 128, an Act to prohibit dis-
crimination in Life or Endowment Insurance Policies.
3. The Com)iany is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
4 Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July,
1893; as per published statement of the Dominion Superinteudeut of Insurance, was as
follows : Province of Ontario Annuity bonds, present value, $393,531 ; Montreal Harbor
Bonds. S30,000 ; and Province of New Brunswick bonds, $100,000. Total accepted value,
§520,531.
A 3(3
57 Victoria. Sessional Papers (No. 13). A. 1894
THE TRAVELLERS' INSURANCE COMPANY.
Register No. 209. Certificate ot Registery No. 13G.
1. Head Office, Hartford, Conn. Chief Agent and Attorney, Wilson Irwin, Toronto.
Suits by or against the Company may be brought in the name of The Traveller's'
Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : Resolution incor-
porating The Travellers" Insurance Company, June 17th, 1863 ; resolution amending the
Charter of The Travellers' Insurance Company, June 16th, 1864 ; same, May 31st, 1865 ;
same, June 6th, 1866 ; same, April 2-lth, 1883 ; same, April 13th, 1887.
3. The members are related as shareholders in an incorporated joint stock company,
the capital stock has been fully paid in by the shareholders, and there is no liability upon
the members.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life and Accident Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July.
1893, as per published statement of the Dominion Superintendent of Insurance, was as
follows : -$74,947 Province of Manitoba 5 per cent. Bonds, $584,615 Municipal Debentures,
$35,000 Montreal Harbour Bonds, and $50,000 Canadian Pacific R.R Bou'ls Total,
$744,562. (Accepted at $677,600.)
A 37
57 Victoria. Sessional Papers (No. 13). A. 1894
THE TEMPERANCE AND GENERAL LEFE ASSURANCE COMPANY OF
NOliTH AMERICA.
Register No. 180. Certificate of Registry No. 108.
1. Head OflBce, Toronto, Ontario ; Henry Sutherland, Manager. Suits by or against
the Company may be brought in the name of The Temperance and General Life Assurance
Company of North America.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or gov^erned are the following : 47 Vict., chap. 97,
April 19th, '1884; E. S. C, chap. 124, The Insurance Act.
3. The members are related as shareholders in an incorporated joint stock company.
Amount of authorized capital, $1,000,000; amount of subscribed capital, $100,000;
amount of paid up capital, $60,000, and the liabilities of the members is limited to the
amount remaining unpaid upon the shares held by them, viz., $40,000.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. Deposited aseefs. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $50,000, held by the Treasury Department, Ottawa.
A 38
57 Victoria. Sessional Papers (No. 13). A. 1894
THE SUN LIFE ASSURANCE COMPANY OF CANADA.
Register No. 161. Certificate of Re£;istry No. 89.
1. Head Office, Montreal, Que. Chief Agent and Attorney for Ontario, George E.
Reid, Toronto. Suits by or against the Company may be brought in the name of The
Sun Life Assurance Company of Canada.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : Canada, 1865,
chap. 43, an Act to incorporate The Sun Insurance Company of Montreal ; 1870, chap.
58, an Act to amend the Act intituled an Act to incorporate The Sun Insurance
Company of Montreal; 1871, chap. 53, an Act to amend the Act incorporating The Sun
Insurance Company of Montreal ; 1882, chap 100.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability is limited to the amount remaining unpaid upon the shares held by them.
Capital subscribed, $500,000, of which there has been paid up $62,500.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date "the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. ZJejoosiico? fwseis. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of 157,501, held by the Receiver-General, Ottawa.
A 39
57 Victoria. Sessional Papers (No. 18). A. 1894
THE EDINBURGH LIFE ASSURANCE COMPANV.
Register No. 199. Certificate of Registry No. 169.
1. Head Office, Edinburgh, Scotland. Chief Agent and Attorney for Ontario,
David Higgins. Suits by or against the Company may be brought in the name of The
Edinburgh Life Assurance Company.
2. The legislative enactment'^ by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : 8 and 9 Vict,
chap. 76 ; 21 Vict., chap. 3.
3. The memhers are related as shareholders in an incorporated joint stock company,
having a share capital of £500,000, in 5.000 shares of £100 each, of which capital
£100,000, or £20 per share has b en paid up, and £400,000 remains uncalled. By a
recent resolution of the proprietors a sum of £25,000 was transferred to the paid-up cap-
ital, increasing the same to £100,000, as above mentioned, and the liability of the
members is limited to the amount remaining unpaid upon the shares held by them in
terms of the contract of co-partnership and Act of Parliament.
4. The Company is now collecting premiums and paying claims in Canada in virtue
of clause 32 of The Insurance Act, R. S. C, chap 124.
5. DepoHted assets. — The Company has deposited with the Receiver-General of
"Canada the sum of S150,367 as special security for the policy holders in Canada.
A 40
57 Victoria. Sessional Papers (No. 13). A. 1894
THE LONDON AND LANCASHIRE LIFE ASSURANCE COMPANY.
Register No. 223. Certificate of Registry No. 142.
\. Head Office, London, England. Chief Agent and Attorney for Ontario, Samuel
Brnce Harman, Toronto. Suits by or against the Company may be brought in the name
of The London and Lancashire Life Assurance Company. ,
2. The Legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : 2.5 and
26 Vict., chap. 89 : 30 and 31 Vict., chap. 131 ; 40 and 41 Vict., chap. 26 ; 42 and 43
Vict, chap. 76 : 43 Vict., chap 19; 46 and 47 Vict., chap. 30 ; 49 Vict., chap. 23; 53
and .54 Vict , chap. 62 and 63, Companies' Act, 1862, and amending Acts (1867 to 1890),
cited as the Companies' Acts, 1862 to 1890; 27 Vict., chap. 19, Companies' Seal Act,
1864; 33 and 34 Vict., chap. 61, Life Assurance Companies' Act, 1870, and amending
Acts; 35 and 36 Vict., chap. 41.
3. 7'he members are related as shareholders in an incorporated joint stock company.
The capital is fully subscribed. One hundred thousand pounds in 10,000 shares of XIO
each, on which £1 per share was originally paid up, and a further £1 per share has been
paid up out of profits declared, making £20,000 or £2 per share paid up. The liability
of the members is unlimited, but in all policies issued by the Company a clause is inserted
which limits the liability of the shareholders, in respect of such policies, to the amount
unpaid on the shares held by them.
Note. — The clause referred to is as follows : Provided further, and it is hereby
stipulated and agreed, that the Directors signing this policy, and the other proprietors
and holders of shares in the Company, shall not individually, in any manner be, or by any
process, be made liable to make good any claim or demand whatsoever under or by virtue
of this policy, further than to pay and contribute to the Capital of the Company the full
amount of his or her shares in such capital, and that all such claims and demands shall
alone be satisfied out of the capital, funds and property of the Company for the time
being.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact lite Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July,
1893, as per published statement of the Dominion Superintendent of Insurance, was as
follows: -SIO.OOO Victoria, B.C., Bonds; .$23,500 Province of Quebec Bonds; and Muni-
cipal Securities, .$87,680. Also .$950,609 invested with Canadian Trustees under Insur-
ance Act. Accepted at $1,050,609.
A 41
57 Victoria. Sessional Papers (No. 13), A. 1894
MASSACHUSETTS BENEFIT LIFE ASSOCIATION.
Register No. 166. Certificate of Registry, No. 94.
1. Head Office, Boston, Massachusetts. Chief Agent and Attorney for the Province
of Ontario, Thomas E. P. Sutton. Suits by or against the Association may be brought in
the name of The Massachusetts Benefit Life Association.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Association are now declared, defined, limited or governed are the following : State
of Massachusetts, 1885, an Act relating to Life and Casualty Insurance on the Assessment
Plan : 1890, chap 421, an Act relating to Assessment Insurance.
3. The members are related as members of an assessment association, and the liability
of the member is limited to his proportion of the mortality cost, according to age and
amount insured, together with loading of 33^ per cent, for emergency or reserve and his
proportion of the expense cost.
4. The Association is now authoi-ized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance on the Assessment Plan.
5. Deposited assets. — Assets of the Association are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $50,000, held by Receiver General of Canada.
A 42
57 Victoria Sessional Papers (No. 13). A. 1894
LLOYDS PLATE GLASS INSURANCE COMPANY.
Register No. 165. Certificate of Registry No. 93.
L Head Office, New Y'ork. Chief Agent and Attorney for Ontario, Arthur L. East-
mure, Toronto.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : New York,
1853, amended 1879, chap. 485, an Act to provide for the incorporation of Life and
Health Insurance Companies.
3. The members are related as shareholders in an incorporated joint stock company.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894, to
transact Plate Glass Insurance.
5. Deposited assets. — Assets of the Company are deposited ard held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $10,000, held by Minister of Finance.
A 48
57 Victoria. Sessional Papers (No. 13). A. 1894
THE LONDON ASSURANCE.
Register No. 231. Certificate of Registry No. 157.
1. Head Office, London, England. Chief Agent and Attorney for Ontario, Peter
Turner Wilson, Toronto. Suits by or against the Company may be brought in the name
of The London Assurance.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Parlia-
ment of Great Britain, 54 and 55 Vict., The London Assurance Act, 1891.
3. The members are re^aiec/ as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire, Life and Inland Marine Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July,
1893, as per published statement of the Dominion Superintendent of Insurance, was as
follows : $167,000 Municipal Securities. (Accepted at S150,300.)
A 44
57 Victoria. Sessional Papers (No. 13j. A. 1894
THE LONDON LIFE INSURANCE COMPANY.
Register No. 207. Certificate of Registry No. ] 34.
1. Head Office, London, Ontario ; John George Richter, Manager and Secretary.
Suits by or against the Company may be brought in the name of The London Life Insur-
ance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Ontario,
37 Vict. chap. 85 ; Canada, 47 Vict, chap. 89 , Canada, 48 and 49 Vict, chap, 94 ;
Canada, r)4 and 55 Vict, chap. 117.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring the 31st day of March, 1894, to
transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows: Deposit accepted at S54,000,
held by Government of Canada.
A 45
57 Victoria. Sessional Papers (No. 13). A. 1894
THE LONDON MUTUAL FIRE INSURANCE COMPANY OF CANADA.
Register No. 236. Certificate of Registry No. 162.
L Head Office, London, Ontario ; Duncan C. Macdonald, Manager and Secretary.
Suits by or against the Company may be brought in the name of The London Mutual Fire
Insurance Company of Canada.
2. The, legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Province
of Upper Canada, 1859, chap. 52, General Insurance Act; Parliament of Canada, 1863,
27 Vict., chap. 52, an Act to grant certain powers to The County of Middlesex Mutual
Fire Insurance Company, and to change its name ; Dominion of Canada, 1878, 41 Vict.,
chap. 40, an Act to grant certain powers to Agricultural Mutual Assurance Association
of Canada, and to change its name ; Dominion of Canada, R. S. C, chap. 124, The Insur-
ance Act.
3. The members are related as members of a mutual fire insurance company insuring
on the premium note as well as on the cash system, and the liability of the members is
limited to the amount of their premium notes or cash premium, as the case may be.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $50,058, held by Receiver-General of Canada.
A 46
57 Victoria. Sessional Papers (No. 13). A. 1894
PHENIX INSURANCE COMPANY, OF BROOKLYN, N.Y.
Register No. 195. Certificate of Registry, No. 123.
1 Head Office, Brooklyn, N.Y. Chief Agent and Attorney for Ontario, Lewis C
Camp, Toronto. Suits by or against the Company may be brought in the name of
Phenix Insurance Company.
2. The legislative enactments by wliich the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : State of
New York, 1892, chap. 690, an Act in relation to Insurance Corporations, constituting
chap. 38 of the general laws.
3. The members are related as shareholders in an incorporated joint stock company
and the liability of the members is limited to the amount of the shares held by them, the
whole amount of the shares being, however, (pursuant to the laws of the State) fully
paid up.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire and Inland Marine Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policyholders therein as follows : Deposit accepted at the value
of $100,000.
A 47
57 Victoria. Sessional Papers (No. 13) A. 1894
THE ACCIDENT INSURANCE COMPANY OF NORTH AMERICA.
Register No. 203. Certificate of Registry No. 130.
1. Head Office, Montreal, Que. Chief A^ent and Attorney for Ontario, William A
Medland, Toronto. Suits by or against the Company may be brought in the name of
The Accident Insurance Company of North America.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Canada,
1872, 35 Vict, chap. 105, an Act to incorporate The Accident Insurance Company of
Canada ; Canada, 1881, 44 Vict., chap. 54, an Act to amend the Act of incorporation of The
Accident Insurance Company, and to authorize the change of the name of the said Com-
pany to The Accident Insurance Company of North America.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 3l8t day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Accident Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July,
1893, as per published statement of the Dominion Superintendent of Insurance, was as
follows : S23,500 Montreal Harbour Bonds ; $500 Municipal Debentures, and $§50 5 p.
c. Canada Stock. (Accepted at $22,150.)
A 4S
57 Victoria. Sessional Papers (No. lOi. A^ 1894
THE MANUFACTURERS LIFE IXSURANCE CJOMPAXY.
Register Xo. 214. Certificate of R^stry, Xo. liO.
Head 0£ce, Toronto. John F. Ellis. Managing Director. Suits by or Si^ainst the
Company may be brought in the name of The Manafaetorers' Lite Insm-ance Company.
2. 77i« leg^i^aiirf enactments by which the powers, duties rights and obligations of
the Comp«nT are now declared, defined, limited or governed are the following : Canada
ciap. 104, ls^~, Vict. 50 and 51, an Act to incorporate The Manufacturers' Life Insur-
ance Company ; Canada, R. S. C. (1S86), chap. 124, The Insurance Act.
3. The mfnibfrs are niai'sd as niembers of an incorporated joint stocJt company, and
the liability of the members is limited to the amount of shares held by theoL
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1S93. and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. Dtf'<:^iie.i as-s^fU. — Assets of the Company are deposited and held in Canada as
special security tor the policy holders therein as follows ; Deposit accepted at the Talue
of ^0,000, held by the Goremment of Canada,
4 0^'-) A 49
57 Victoria. Sessional Papers (No. 13). A. 1894
THE MANUFACTURERS' GUARANTEE AND ACCIDENT INSURANCE
COMPANY.
Register No. 225. Certificate of Registry No. 151.
1. Head Office, Toronto, Ontario ; John F. Ellis. Managing Director. Suits by or
against the Company may be brought in the name of The Manufacturers' Guarantee and
Accident Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Canada,
chap. 104, 1887, Vict. 50 and 51 ; Canada, R. S. C , chap. 124, The Insurance Act.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount of shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 8 1st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Accident Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of .$20,000, held by the Government of Canada.
Recext Legislation Respecting the Manufacturers' .Occident Insurance Company.
The Act of the Parliament of Canada, 56 Victoria, chapter 80, enacts in efi"ect as
follows :
Change of corporate name. — The corporate name is changed to "The Manufacturers'
Guarantee and Accident Insurance Company," — the change of name not to affect existing
rights and liabilities.
Powers. — The Incorporation Act (statutes of 1887, chap. 105), amended by adding
to section 1 the following sub-section :
" 2. The Company shall also be authorized :
"(a.) To guarantee the fidelity of persons filling or about to fill situations of trust
or confidence, and the due performance and discharge by such persons of all or any of
the daties and obligations imposed on them by contract or otherwise :
" (b.) To guarantee the due performance and discharge by receivers, officials and
other liquidators, committees, guardians, executors, administrators, trustees, attorneys,
brokers and agents of their respective duties and obligations : ,
" (c.) To guarantee persons filling or about to fill situations of trust or confidence
against liabilities in connection therewith, and in particular against liabilities resulting
from the misconduct of any co-trustee, co-agent, sub-agent or other person."
Subscribed capital to be increased to at least 8200,000, and 875,000 thereon paid in
cash before guarantee business is undertaken. Section 3.
A .50
57 Victoria. Sessional Papers (ISo. 13). A. 1894
THE MERCANTILE FIRE INSURANCE COMPANY.
Register No. 215. Certificate of Registry No. 141.
1. Head Office, Waterloo, Ontario ; James Lockie, Secretary. Suits by or against
the Company may be brought in the name of The Mercantile Fire Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Ontario,
37 Vict., chap. 87, an Act to incorporate The Mercantile Fire Insurance Company ; 55
Vict., chap. 101, an Act to amend the Act to incorporate The Mercantile Fire Insurance
Company.
3. The members are related as shareholders in an incorporated joint stock company,
under and as set forth in their said Act of Incorporation, and the liability of the members
is limited to the amount remaining unpaid upon the shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
0. Deposited a»a'e<^.— Assets or the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value of
),057, held by Receiver-General at Ottawa.
A- 51
57 Victoria. Sessional Papers (Xo. 13). A. 1894
THE COMMERCIAL TRAVELLERS' MUTUAL BENEFIT SOCIETY.
Register No. 183. Certificate of Registry No. 111.
1. Head Office, Toronto, Ontario j William G, H. Low3, Secretary. Suits by or
against the Society may be brought in the name of The Commercial Travellers' Mutual
Benefit Society.
2. The legislative ervactments by which the powers, duties, rights and obligations of
the Society are now declared, defined, limited or governed are the following : R. S. O.
1887, chat.-. 172 ; Ontario," 188S, chap. 26 ; Ontario, 1890, chap. 39 ; Canada, R. S. C, c.
124, an Act respecting Insurance.
3. Jhe members are related as members of an assessment society, and the liability of
the members is limited to assessments and annual fees. (By-laws, article 15, provides as
follows : — "There shall be payable upon the decease of a member ....
which &um shall be realized as far as may be necessary from assessmentts made on each
member until the same is paid in fuH, without deduction or abatement.")
4. The Society is now authorized by certificate of/registration issued by the Dominion
of Canada, bearing date the 31st March, 1893, and expiring on the 3 lot day of March,
1894, to transact Assessment Life Insurance.
5. The Society has no deposit with the Dominion Government.
A 52
57 Victoria. Sessional Papers (No. 18). A. 1894
THE DOMINION LIFE ASSURANCE COMPANY.
Register No. 240. Certificate of Registry No. 1 63.
1. Head Office, Waterloo, Ontario; Thomas HilHard, Managing Director. Suits by
or against the Company may be brought in the name of The Dominion Life Assurance
Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Canada,
1889, 52 Vict., chap. 95, an Act to incorporate The Dominion Life Assurance Company ;
R. S. C, chap. 124, The Insurance Act ; R. S. C, chap. 118, The Companies' Clauses Act.
3. The members are related as shareholders in an incorporated joint stock company,
with a subscribed capital of $257,6C0, of which 25 per cent, has been called in and fully
paid up in cash, amounting to $64,400, and the liability of the members is limited to the
amount remaining unpaid upon the shares held by them, being 75 per cent, of the said
subscribed capital stock.
4. The Company is now authoriz8d by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring the 31st day of March, 1894, to
transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held as security for
the policy holders in Canada as follows : Deposit accepted at the value of 150,195, held
by Receiver General of Canada.
A 53
57 Victoria. Sessional Papers (No. 13). A. 1894
THE DOMINION PLA.TE GL^SS INSURANCE COMPANY.
Eegister No. 198. Certificate of Registry No. 126.
1. Head Office, Montreal, Que. Chief Agent and Attorney for Ontario, Joseph B.
Eeed. Suits by or against the Company may be Vjrought in the name of The Dominion
Plate Glass Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Canada,.
1888, chap. 95, an Act to incorporate The Dominion Plate Glass Insurance Company.
3. The members are related as shareholders in an incorporated joint stock company^
and the liability of the members is limited to the amount remaining unpaid on the shares
held by them.
4. The Company is now anthorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Plate Glass Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit, 26th July,
1893, as per published statement of the Dominion Superintendent of Insurance, was as
follows: $5,000 Province of Quebec Bonds, and $11,000 Municipal Securities, Total,
$16,000. (Accepted at $14,900.)
A 54
57 Victoria. Sessional Papers (No. 13). A. 1894
THE PROVINCIAL PROVIDENT INSTITUTION.
Register No. 171. Certificate of Registry No. 99.
1. Head Office, St. Thotuas, Ontario; E. S. Miller, Secretary. Suits by or against
the Company may be brought in the name of The Provincial Provident Institution.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : R. S. O.
1887, chap. 172 : R. S. C, 1886, chap. 124, The Insurance Act.
3. The members are related as members of an assessment company or association,
and the liability of the member is to pay all assessments levied for death rates pursuant
to the rules ; semi annual dues in advance on the 15th May and November in each year
for expenses and levies for permanent disability of any member, and also to conform to
the by-laws, rules and regulations of the Company. Should <"he reserve fund become
exhausted the members are liable to pay all assessments necessary to meet death and per-
manent disability losses and claims.
4. By renewal of certificate of registration issued by the Dominion of Canada, on
he 31st day of March, 1893, and expiring on the 31st day of March, 1894, the Company is
authorized to transact Assessment Life Insurance.
5. Deposited assets. — The Company has no deposit with the Government of Canada.
A 55
57 Victoria. Sessional Papers (No. 13). A. 1894
COVENANT MUTUAL BENEFIT ASSOCIATION OF ILLINOIS.
Register No. 222. Oertificate of Registry No. 148.
1. Head Office, Galesburg, 111. Chief Agent and Attorney for Ontario, Addison H.
Hoover, Toronto. Suits by or against the Company may be brought in the name of The
Covenant Mutual Benefit Association of Illinois.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Association are now declared, defined, limited or governed are the following : General
Assembly of the State of Illinois, 1887, an Act to provide for the organization and man-
agement of Corporations or Societies for the purpose of furnishing life, indemnity or
pecuniary benefit to the beneficiaries of deceased members, or accident or permanent disa-
bility indemnity to members thereof.
3. The members are all policy holders of the Association, and the liability of the
members is limited to the payment of mortuary calls in accordance with the rules and
regulations of the Association.
4. The Association is now authorized by license issued by the Dominion of Canada,
bearing date the SJst day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Assessment Life Insurance.
5. Deposited assets. — Assets of the Association are deposited and held in Canada as
special security for ihe policy holders therein as follows : Deposit accepted at the value
of $53,533, held by Receiver-General of Canada.
A 56
57 Victoria. Sessional Papers (No. 13). A. 1894
THE BOILER INSPECTION- AND INSURANCE COMPANY OF CANADA.
Register No. 192. Certificate of Registry No. 120.
1. Head Office, Toronto ; Alexander Eraser, Secretary-Treasurer. Suits by or against
the Company may be brought in the name of the corporation.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Parliament
of Canada, 38 Vict., chap. 95, an Act to incorporate The Canadian Steam-Users' Insur-
ance Association ; 45 Vict., chap. 102, an Act to amend the Act incorporating The
Canadian Steam-Users' Association; 52 Vict., chap. 97, an Act to amend the Act incor-
porating The Boiler Inspection and Insurance Company of Canada ; 55 Vict., an Act
respecting The Boiler Inspection and Insurance Company of Canada.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid on the shares
held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Steam Boiler Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $49,252, held by the Receiver-General of Canada.
A 67
57 Victoria. Sessional Papers (No. 13). A. 1894
SUN INSURANCE OFFICE.
Register No. 163. Certificate of Registry No. 91.
1. Head Office, London, England. Chief Agent and Attorney for Ontario, Henry
M. Blackburn, Toronto. Suits by or against the Company may be brought in the name
of the Chairman or Treasurer of the Directors for the time being, or of the Secretary of
the Office,
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Parliament
of the United Kingdom of Great Britain and Ireland, 54-55 Yict., chap. 97, Sun Insur-
ance Office Act, 1891.
3. The members are related as shareholders in an unincorporated joint stock company,
and the liability of the members is limited by contract to the amount remaining unpaid
upon the shares held by them. [See Sun Insurance Office Act, 1891, 54-55 Vict., chap.
97, (Imp.) sec. 21.]
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance..
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for policy holders therein as follows : Deposit accepted at the value of
$300,000, held by Superintendent of Insurance, Ottawa.
A 58
57 Victoria. Sessional Papers (No. 13). A. 189
PROVIDENT SAVINGS LIFE ASSURANCE SOCIETY OF NEW YORK.
Register No. 232. Certificate of Registry No. 158.
1. Head Office, New York. Cnief Agent and Attorney for Ontario, Robert H.
Matson, Toronto.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Society are now declared, defined, limited or governed are the following : Charter
filed under the law of New York ; Dominion of Canada, R. S, C, 124, The Insurance
Act.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them, — all of the stock ($100,000) being, however, fully paid up, pursuant
to the law of New York State,
4. The Society is now authorized by license issued by the Dominion of Canada,
bearing date the 31st March, 1893, and expiring on the 31st day of March, 1894, to
transact Life Insurance.
5. Deposited assets. — Assets of the Society are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $50,400, held by Receiver-General of Canada.
A 59
57 Victoria. Sessional Papers (No. 18). A. 1894
THE ONTARIO MUTUAL LIFE ASSURANCE COMPANY.
Register No. 188. Certificate of Registry No. 116.
1. Head Office, Waterloo, Ontario ; William Hendry, Manager. Suits by or against
the Company may be brought in the name of The Ontario Mutual Life Assurance
Company.
2. The leghlative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Canada,
41 Vict., chap. 33, an Act to incorporate The Ontario Mutual Life Assurance Company;
52 Vict., chap. 96, an Act to amend the Act incorporating the Ontario Mutual Life
Assurance Company.
3. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
4. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $92,693, held by Receiver-Geneval at Ottawa.
A 60
67 Victoria. Sessiomal Papers (No. 13). A. 1894
THE INSURANCE COMPANY OF NORTH AMERICA.
Register No. 204. Certificate of Registry No. 131.
1. Head Office, Philadelphia, U.S. Chief Agent and Attorney for Ontario, George
John Pyke, Toronto.
2. The Company was incorporated by Act of General Assembly, April 14th, 1794,
of the Commonwealth of Pennsylvania, U.S.A., and the documents evidencing the same
are filed or deposited in the office of the Secretary of State at Harrisburg, Penn.
3. Tlie members are related as members of a joint stock company, capital $3,000,000,
fully paid, and the liability of the members is limited to the amount of their full paid
stock.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire and Inland Marine Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of 8100,000.
A 61
57 Victoria. Sessional Papers (No. 13). A. 1894
THE HOME LIFE ASSOCIATION OF CANADA.
Register No. 167. Certificate of Registry No, 95.
1. Head Office, Toronto; James G. Howorth, General Agent. Suits by or against
the Company may be brought in the name of The Home Life Association of Canada.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Dominion
of Canada, 53 Vict., chap. 46, 1890 (Special Act). R. S. C, chap. 124, The Insurance
Act ; R. S. C, chap. 118, The Companies' Clauses Act.
.3. The members are related as members of an assessment association, and the liability
of the members is limited to the assessments, of which due notice has been given.
4. Guarantee fund stock of $100,000 is authorized, of which $33,600 has been
subscribed.
5. The Company is now authorized by certificate of registration issued by the
Dominion of Canada, bearing date the 31st day of March, 1893, and expiring on the 3l8t
day of March, 1894, to transact Life Insurance on the Assessment Plan.
6. Deposited assets. — The Association has no deposit with the Government of
Canada.
A 62
57 Victoria Sessional Papers (No. 13). A. 1894
MONGENAIS, BOIVIN & CO.
Register No. 216. Certificate of Registry No. 142.
1. Head Office, Montreal, Que. Chief Agent and Attorney for Ontario, Thomas
Clark Blogg, Toronto. Suits by or against the partnership may be brought in the name of
Mongenais, Boivin & Oo.
2. The present full name of the firm is Mongenais, Boivin & Oo. ; the firm is
composed of J. B. Amendi Mongenais, Joseph M. Dufresne, Leonard I. Boivin and
Joseph M. Wilson.
3. Members of the firm are related as partners with no reservations. All are jointly
and severally responsible.
4. The firm is now authorized by license issued by the Dominion of Canada
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Insurance against Accident to Plate Glass.
5. Deposited assets. — Assets of the firm are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July,
1893, as per published statement of the Dominion Superintendent of Insurance, was as
follows : $.5,000 Canada Stock and $8,567 Municipal Securities. (Accepted at $12,711.)
A 63.
57 Victoria. Sessional Papers (No. 13). A. 1894
THE COXNECTIOUT FIRE INSURANCE COMPANY.
Register No. 217. Certificate of Registry No. 143.
1. Head Office, Hartford, Conn. Chief Agent, and Attorney for Ontario, Edwin
P. Pearson, Toronto. Suits by or against the Company may be brought in the name of
The Connecticut Fire Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited, or governed are the following; : General
Assembly, State of Connecticut, May Session, 18.50, Incorporation; State of Connecticut,
May Session, 1875, power to increase capital to §1,000,000 ; State of Connecticut, Janu-
ary, 1884, time of annual meeting changed.
3. The mevibers are reloXed as shareholders in an incorporated joint stock company^
and the liability is limited to the amount of stock owned.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
5. Deposited Assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $100,000, held by the Dominion of Canada.
A 64
57 Victoria. Sessional Papers (No. 13). A. 18^4
THE IMPERIAL INSURANCE COMPANY (LIMLTED).
Regi-^ter No. 173. Certificate of Registry No. 101.
1. Head Office, London, Eng. Chief Agent and Attorney for Ontario, Alfred W.
Smith. Toronto. Suits by or against the Company may be brought in the name of The
Imperial Insuiance Company (Limited.)
2. The legislative enactments by which the powers, duties rights and obligations of
the Company are now declared, defined, limited or governed are the following : Great
Britain and Ireland, 1891, chap. 112, Acts 54 and 55 Vict.
3 The members are related as shareholders in an incorporated joint stock company,
registered under and subject to the Companies' Acts, 1862 to 1890 (which limit the
liability of the members), and "with memorandum of and articles of Association, and the
liability of the members is limited to the amount remaining unpaid upon the shares held
by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insuiance.
5. Deposited Assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July
1893, as per published statement of the Dominion Superintendent of Insurance, was
as follows : $129,453 Canada Stock and .$63,266.67 Province of British Columbia, 3 per
cent. Stock.
(IN ) A 6(
57 Victoria. Sessional Papers (Xo. 13). A. 1894
NOETH BRITISH AND MERCANTILE INSURANCE COMPANY.
Register No. 186. Certificate of Registry No. 114.
1. Head Office, London, England, and Edinburgh, Scotland. Chief Agent and
Attorney for Ontario, Robert Nelson Gooch, Toronto. Suits by or against the Company
may be brought in the name of North British and Mercantile Insurance Company.
2. The legislative enactments V'y which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : 1860,
23-24 Vict, chap. 115 (Imp.), The North British Insurance Company's Act, i860; 1862,
125-26 Vict., chap. 102, North British and Mercantile Insurance Company's Act, L862 ;
1870, 33 Vict, chap. 21, The North British and Mercantile Insurance Company's Act,
1870 ; 1882, 45 Vict., chap. 52, The North British and Mercantile insurance Company's
Act, 1«82 : 1889, 52-53 Vict., chap 142, The North British and Mercantile Insurance
Company's (Scottish Provincial Transfer) Act, 1889 ; 1892, 55 Vict. (Royal assent", 20oh
May, 1892), The North British and Mercantile Insurance Company's Acr, 1892.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire and Life insurance.
5. Deposited Assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th
July, 1893, as per puhiisbed statement of the Dominion Supprintendeno of Insurance, was
as follows : $175,000 Montreal Harbour Bonds ; .$343,000 Municipal Debentures ;
$75,000 Province of New Brunswick Bonds; §31,146.67 Proviaoe of Manitoba Bonds ;
$i0,613.33 Vior.oria Gn-erninnn'-. Bonis; §97,333 33 Queensland Bond-i. Total,
^772,093.33. Accepted at §713,993 ; being §322,147 Fire, §52,200 Lie A and §339,646
Life B.
A 06
o7 Victoria. Sessional Papers (No. 13). A. lh.94
MANCHESTER FIRE INSURANCE COMPANY.
Register No. 221. Certificate of Registry No. 147.
1. Head Office, Manchester, England. Chief Agent and Attorney for Ontario, James
Boomer, Toronto. Suits by or against the Company may be brought in the name ot The
Manchester J^ire Insurance Company.
2. The legislative enact7nents by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : The
several (Imp.) Public General Acts affecting insurance companies, and the business of
insurance; Canada, R. S. C, chap. 124, The Insurance Act.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is unlimited,
4. The (Company ia now authorized by license issued by the Dominion of Canada,
bearing dat*^ the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
o. Deposited assets — Assets of the Company are deposited and held in Canada as
sppcial security for the policy holders therein as follows : Amount on deposit 26th July,
1893, as oer published statement of the Dominion Superintendent of Insurance, -f 102,200
Canada 3^^ per cent. Stock.
A m
57 Victoria. Sessional Papers (No. lo). A. 1894
^TNA INSURANCE COMPANY.
Register No. 194. Certificate of Registry No. 122.
1. Head Office, Hartford, Conn. Chief Agent and Attorney, Thomas R. Wood,
Toronto. Suits by or against the Company may be brought in the name of The ^tna
Insurance OompKny.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following ; General
Assembly of the State of Connecticut, 1820, 1839, 1857, 1864, 1877, 1881, 1886.
3. The members are r'>lated to each other as shareholders of an incorporated joint
stock company, and the liablifcy of the members is nil, as the stock is fully paid up.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire and Inland Marine Insurance.'
5. Deposited Assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July,
1893, as per published statement of the Dominion Superintendent of Insurance : $19,000
Municipal Securities, $4,000 Montreal Harbour Bonds, and $89,000 Canadian Paciiic
Railway Bonds. (Total deposit accepted at $100,800.)
A 68
57 Vjctoria. Sessional Papers (No. 13). A. 1894
THE NORWICH AND LONDON ACCIDENT INSURANCE COMPANY.
Register No. 24:1. Certificate of Registry No. 164.
1. Head Office, Norwich, England. Chief Agent and Attorney for Ontario, Hugh
Scott, Toronto. Suits by or against the Company may be brought in the name of the
Trustees of the Association, or any of the Directors ; and the Association may be sued in
its own name.
2. The legislative enactment'^ by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : There
was no Act of Parliament in force for regulating insurance companies in England at the
time this Association was established ; in Canada, the Company is governed by the
public general law of the Dominion and of the Province.
3. The members are related as shareholders in an unincorporated joint stock company,
and liability of the members is limited to the amount remaining unpaid upon the shares
held by them, by a special clause inserted in each policy, in accordance with the provisions
of clause 42 of the Deed of Settlement.
Note. — The clause referred to reads as follows : Provided always that the subscribed
capital and other funds and property of the Association for the time being, according to
the Deed or Supplemental Deeds of Settlement of the Association, shall alone be liable
to make good and satisfy all claims and demands under this policy, and no director or
shareholder of the Association, his heirs, executors or administrators shall be in anywise
individually subject or liable to any such claims or demands, or to any process or execu
tion in respect thereof, beyond so much of the share or shares held by him, her or them,
in the said capital as at the time of such claims or demands being made shall not be sub-
ject to prior claims or demands, and shall not have been then paid up, and no other per-
son shall on any account whatsover be in anywise subject or liable to any claim or demand
in respect of this policy.
4. The Company is now authorized, by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1883, and expiring on the 31st day of March, 1894,
to tiansact Accident Insurance.
5. Depositpd assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : In Canada deposit accepted at
the value of S58,400, Canada 4 per cent. Bonds.
A 69
57 Victoria. Sessional Papers (No. 13). A 1894
THE NORWICH UNION FIRE INSURANCE SOCIETY.
Register No 176. CertiBcate of Registry, No. 104.
1. Head Office, Norwich, England. Chief Agent and Attorney for Ontario, Alex"
ander Dixon, Toronto. Suits by or against the Society may be laid in the name of the
Public Officers of the Society.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Society are now declared, defined, limited or governed are the following : Parliament
of Great Britain and Ireland, 1879, The Norwich Union Fire Insurance Society's Act.
3. The mpmhers are related as shareholders in an incorporated joint stock Company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
4. The Society is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of
March, 1894, to transact Fire Insurance.
5 Deposited assets. — Assets of the Society are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July,
1893, per published statement of the Dominion Superintendent of Insurance, was
$100,000, Canada Stock.
A 70
57 Victoria. Sessional Papers (No. 13) A. 1894
AMERICAN SURETY COMPANY OF NEW YORK.
Register No. 177. Certifieate of Registry No. 105.
1. Head Office, New York City. Chief Agent and Attorney for Ontario, Alexander
Dixon, Toronto.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : New
York, 1892, chap. 690.
3. Memhers are related as shareholder.^ in an incorporated joint stock comnany, and
the liability of its members is limited to the amount remaining unpaid upon the shares
held by them. The capital of the Company is $1,000,000, and is fully paid up.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31?t day of March, 1894,
to transact Guarantee Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July,
1893, per published statement of the Dominion Superintendent of Insurance, was
S50,000 United States Bonds.
A 71
57 Victoria. Sessional Papers (No 13). A 1894
THE NATIONAL ASSURANCE COMPANY OF IRELAND.
Register No. 185. Certificate of Registry No 11.3.
1. Head Office, Dublin, Ireland. Chief Agent and Attorney for Ontario, George W.
Wood, Toronto. Suits by or against the Company may be brought in the name of The
National Assurance Company of Ireland.
2. The Legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following, in addi-
tion to the Charter : Parliament of thft United Kingdom, 1876, 39-40 Vict., chap 86, an
Act for transferring to The National Assurance Company of Ireland, the business of The
Liberal Annuity Company of Dublin ; for amending the Charter for the first-named Com-
pany and for other purposes ; 1887, 50-5 1, Vict., an Act to amend The National Assurance
Company of Ireland, Act 1876, and to make further provision with respect to the Chatter
and capital of the Company ; and as to agreements made by the Company, and for other
purposes.
3. The members are related as shareholders in an incorporated company whose capital
is £1,000,000, divided into 40,000 shares of £25 each, on each of which £2 10s. has been
paid, with power under aforesaid Charter to increase the capital to .$2,000,000, and the
liability of the members is limited to the amount remaining unpaid upon the shares held
by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
5. Deposited assets — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Amount on deposit 26th July,
1893. per published statement of the Dominion Superintendent of Insurance, was
$100,161 Canada Sfock.
A 72
57 Victoria. Sessional Papers (No. 13). A. 1894
THE HARTFORD FIRE INSURANCE COMPANY.
Register No. 196. Certificate of Registry No. 124.
1. Head Office of the Company, Hartford, Conn. Chief Agent and Attorney for
Ontario, Peter A. McCallum. Suits by or against the Company may be brought in the
name of The Hartford Fire Insurance Company,
2. The legidatice enactments by which the powers, duties, rights, and obligations of
the Company are now declared, defined, limited or governed are the following : Charter of
1810 and subsequent amendments,
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the par value of stock held by them.
4. The Company is licensed by the Dominion of Canada to transact Fire Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follow : In Canada, deposit accepted at
the value of $100,000, held by Minister of Finance.
A 73
57 Victoria. Sessional Papers (No. 13). A. 189 J:
THE PHCENIX INSURANCE COMPANY OF HARTFORD.
Register No. l'19. Certificate of Registry No 145.
1. Head Office, Hartford, Conn. Chief Agent and Attorney lor Ontario, Richard
H. Butt, Toronto. Suits by or against the Company may be brought in the name of The
Phoenix Insurance Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Charter,
May 26th, 1857 ; amendments to charter, January 15th, 1874 ; March 31st, 1881 ;
February 25th, 1885.
3. The members are related as shareholders in an incorporated joint stock company,
with a capital of 82,000,000, consisting of 20,000 shares of -SI 00 each, fully paid up in
cash, and the liability of the members is limited to the amount of the shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Fire Insurance.
5. Deposited assets — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follow : Deposit accepted at the value of
$173,200, held by Receiver-General.
A 74
57 Victoria. Sessional Papers (No. 13). A. 1894
AGRIGULTUItAL INSURANCE SOCIETY.
Register No 227. Certificate of Registry No. 15.3.
1. Head Office, Watevtown, New York. Chief Agent and Attorney for Ontario,
Joseph FJynn, Toronto. Suits by or against the Company may be brought in the name
of The Agricultural Insurance Company.
2. TIiP l-i(iislative enactments by which the powers, duties, rights and obiigatioAS of
the Company are now declared, defined, limited, or governed are the following : State of
New York, 1892, chap. 690, an Act in relation to Insurance Cor|)orations ; 1884, chap.
3-38, an Act to amend the Charter of The Agricultural Insurance Company; 1892, chap.
3, an Act to amend chapter 338 of laws of 1884.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada, bear-
ing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894, to
transact Fire Insurance.
.5. Deposited ass'ts. — Assets of the Company are deposited an 1 held in Canada as
special security for the policy holders therein as follow : The amount on deposit 26th
July, 1893, as per published statement of the Dominion Superintendent of Insurance, vsras
as follow : $141,600, Municipal Debentures, accepted at $126,000.
A 75
57 Victoria. Sessional Papers (No. 13) A. 1894
MUTUAL RESHRVE FUND LIFE ASSOCIATION.
Register No. 229. Certificate of Eegistry No. 155.
1. Head Office, New York City. Chief Agent and Attorney for Ontario, William
J. McMurtry, Toronto. Suits by or against the Company may be brought in the name
of The Mutual Reserve Fund Life Association.
2. The legislative enactments by which the powers, duties, rights and obligations of
thet^orapany are now declared, defined, limited or governed are the following: State of
New York, 1875, chap. 267, an Act for the incorporation of Societies and Clubs for
certain lawful purposes ; 188S, chap, 175, an Act to provide for the incorporation and
regulation of Co-operative or Assessment Life and Casualty Insurance Associations and
Societies.
3. The members are related as follows : Each policy holder becomes a member of the
Association, and becomes entitled to a vote at the annual meeting of the Association, and
there is no liability incurred by becoming a member of the Association.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance on the Assessment Plan.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the
value of $100,857, held by Receiver-General.
A 76
57 Victoria. Sessional Papers (No. 131 A. 1894
THE CANADA ACCIDENT ASSURANCE COMPANY.
Register No. 233. Certificate of Registry No. 159.
1 . Head Office. Montreal, Que. Chief Agent and Attorney for Ontario, W. H. Hol-
land. Suits by or against the Company may be brought in the name of The Canada
Accident Assurance Company.
'2. Thu legislative enacttnents by which the powers, duties, rights and oblicrations of
the Company are now delared, defined, limited or governed are the following : Dominion
of Canada, 1887, 50 51 Vict., chap. 106, an Act to incorporate The Canada Accident
Assurance Company.
3. The members are related as shareholders in an incorporated joint stock company, and
the liability of the members is limited to the amount remaining unpaid on the shares
held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the Slat day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Accident Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
sprcial security for the policy holders therein as follows : Deposit accepted at the value
of $25,072, held by Dominion Government.
A 77
57 Victoria. Sessional Papers (No. 13). A. 1894
LONDOX GUARANTEE AND ACCIDENT OJMPANY (LIMITED).
Register No. 230. Certificate of Registry No. 156.
1. Eead OHic^, London, England. Chief Agmt and Attorney for Ontario, Andrew-
Taylor McCord. Suits by or against the Company may be brought in the name of The
London Guarantee and Accident Company (Limited).
2. The legislative enactmenis by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : United
Kingdom, 1867, chap. 31, The Companies' Ac«- ; 1870, chap 102, Joint Stock Companies'
Arrmgement Act, 1870; 1877, chan. 26, 1879 oh-^p. 79, 1880, chap. 19, 1883, chap. 23,
1883, chap. 30, 1886, chap. 23, 1890, chap. 62, 1890, chap. 63, Companies' Acts.
3. The members are related as shareholders in an incorporated joint stock company,
and the liability of the members is limited to the amount remaining unpaid upon the
shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 3l8t day of March, 1894,
to transact Guarantee and Accident Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of 155,000 held hj Glyn & Co. in the name of the Receiver-General of Can? da.
A 78
57 V^ictoria Sessional Papers (No. 13). A. 1894:
THE BRITISH EMPIRE MUTUAL LIFE ASSURANCE COMPANr.
Register No. 172. Certificate of Registry No. 100.
1. Head Office, London, En^. Chief Agent and Attorney for Ontario, Alfred W.
Smitli, Toronto. Suits Vjy or against the Company may be brought in the name of The
British Empire Mutual Life Assurance Company,
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : Great
Britain and Ireland, 15 Vict, chap. 53, The British Empire Mutual Life Assurance Act,
1852 ; 25 and 26 Vict , chap. 89, The Companies' Act, 1862.
3. Members, how related. — All persons who have etFected policies (for the time being
in force) entitled to participate in profits, and the liability of the members is limited to
the funds and property of the Company by virtue of a proviso in the policies.
Note. — The proviso above referred to reads as follows : Provided that the funds
and property of the Company, according to the said Deeds of Settlement, shall alone be
liable to the payment of the moneys payable by or under this policy ; and that no director
or member of this Company shall be responsible for the payment of or contribution
towards the moneys payable by or under this policy, or personally liable to any demand in
resptct thereof. And that this policy shall not bs deemed or taken to be the contract, or
engagement or assurance of us by whom this policy is signed, or of any director or member
of the said Company, and that no suit of proceeding whatever shall be brought, taken
or issued against us or any director or member of the said CJompany, or against our lands
or goods, or the lands or goods of any director or member of the said Company, for any
breach, non-performance or non-observance of this policy.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Ins^urance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of 8113,977.33, held bj the Government of Canada, also $632,500 invested in tlie hands
of Canadian trustees under The Insurance Act.
A 79
57 Victoria. Sessional Papers (No. 13). A. 1894
METROPOLITAN LIFE INSURANCE COMPANY.
Register No. 220. Certificate of Registry No. 146.
1. Head Office, New York City. Chief Agent and Attorney for Ontario, A. Gold-
thorpe, Toronto. Suits by or against the Company may be laid in the name of The Metro-
politan Life Insurance Company.
2. The legislative enactments by which the poM-ers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : New
York State, 1883, chap. 437, an Act to amend the charter of The Metropolitan Life Insur-
ance Company of the City of New York.
3. The members are related as shareholders in an incorporated joint stock company ;
their stock is full paid and they have no liabilities as shareholders in the Company. The
Company in its ordinary department is by its charter a mixed Company ; whereby after
the payment of a dividend of seven per cent per year, and after jjioviding for all the out-
standing liabilities of the Company, the remaining profits or surplus are placed to the
credit of the policy holders.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. Deposited assets. — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $101,178, hf^ld by Receiver-General.
A 80
57 Victoria. Sessional Papers (No. 13). A. 1894
THE GREAT WEST LIFE ASSURANCE COMPANY.
Register No. 168. Certificate of Registry No. 96.
1. Head Office of the Company, Winnipeg, Man. Chief Agent and Attorney for
the Province of Ontario, Henry Brock, Toronto.
2. The legislative enactnierits by which the powers, duties, rights and obligations of
the Company are now declared, detined, limited or governed are the following : 54-55
Vict ,0. 115 (D), An Act to incorporate the Great West Life Assurance Company.
3. The members are related as shareholders in an incorporated stock company, and
the liability of the members is limited to the amount unpaid upon the shares held by them,
4. The Company is now authorized by license issued by the Dominion of Canada,
jearing date the Slst day of March, 1893, ai.d expiring on the 31st day ofMarch,
1894, to transact Life insurance.
5. Deposited assets — Assets of the Company are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value
of $50,400.
.6 (iN.j A 81
57 Victoria. Sessional Papers (No. 13). A. 1894
THE STAR LIFE ASSURANCE SOCIETY.
Register No. 226. Certificate of Registry No. 152.
1. Head Office of the Society, London, Eng. Chief Agent and Attorney for Ontario,
Alfred D. Perry, Toronto. Suits by or against the Company may be brought in the name
of The Star Life Assurance Society.
2. TJie legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined or governed are the following : Deed of Settle-
ment, 2nd October, 1843 ; The Star Life Assurance Society Act, 1868 ; The Star Life
Assurance Society Act, 1884; Resolutions adopted 13th August, 1884; Resolutions
adopted 1st April, 1885 ; Articles.
3. Tlie members are related as shareholders in the Society to the extent of their shares
therein as defined by the Deed of Settlement, and the liability of the members is limited
to the amount remaining unpaid upon the shares held by them.
Note. — Each policy of the Society contains the following stipulation : Provided that
the funds and proper^y of the Society, for the time being remaining unapplied and undis-
posed of, shall alone be answerable for any claim or demand upon the Society, under or by
virtue of this policy, and that only after satisfying all prior claims and demands thereon,
and that no policy holder of the Society, not being a shareholder therein, shall be subject
or liable to any such claim or demand, either in law or in equity, and that neither the
directors who have executed this policy nor any other director or shareholder of the
Society, whether they shall be respectively policy holders or not, shall be subject or liable
to any such claim or demand, or any payment or contribution in respect thereof, beyond
so much of the share or shares (if any) then held by them, him or her, in the capital of
the Society, as shall not for the time being have been ^aiJ up, and as shall not be
required for the satisfaction of such prior claims and demands as aforesaid ; and that
upon the legal transfer by any shareholder, in accordance with the regulations of the
Soijiety, of any share, the person or persons to whom such transfer shall have been so
made, and not the transferring shareholder, shall be accountable for the unpaid part of
such share.
4. The Society is now authorized by license issued by the Dominion of Canada,
bearing 6.\te the 31st day of March, 1893, and expiring on the 31st day of March, 1894,
to transact Life Insurance.
5. Deposited assets. — Assets of the Society are deposited and held in Canada as
special security for the policy holders therein as follows : Deposit accepted at the value of
$146,000, held by Dominion Government at Ottawa.
A 82
57 Victoria. Sessional Papers (No. 13). A. 1894
THE CANADIAN ORDER OF THE WOODMEN OF THE WORLD.
Register No. 319. Certificate of Registry No. 170.
Par. 10. — Head Office, London. Ont. ; W. C. Fitzgerald, Secretary. Suits by or
-against the Company may be brought in the name of The Canadian Order of the Wood-
men of the World.
Par. 2. — Coni]>any, how constituted or Incorporated. — The Company was incor-
porated on the 1st April, 1893, by special Act of the Dominion Parliament in the 56th
year of Her Majesty's reign, being chapter 92.
Par. 4. — The legislative enactmentsi by which the powers, duties, rights and obliga-
tions of the Company are now declared, defined, limited or governed are the following :
Parliament of Canada, 1893, 56 Vict., chap. 92; R. S. C, 1886, chap. 124.
Par. 13. — The members are related Sl^ mQxahers, of an assessment company, and the
liability of the members is unlimited.
Par. 15. — The Company is now authorized by certificate of registration issued by
the Dominion of Canada, bearing date the 29th day of June, 1893, and expiring on the
31st day of March, 1894, to transact Life Insurance on the Assessment Plan to the
extent authoriz'^d by the Act of Incorporation.
Par. 16. — Formit used by the Company in Ontario filed as exhibits 3 to 5.
Par. 17. — Deposited assets.— The Gompdiny ha,s no deposit with the Government of
Oanada.
A 83
57 Victoria. Sessional Papers (No. 13). A. 1894
RELIANCE MARINE INSURANCE COMPANY (LIMITED).
Register No. 238. Certificate of Registry No. 172.
Signatories. — 1. Application, William Blain, Chairman. 2. Power of Attorney ,
William Blain, Chairman, Edwin Woodgate, one of the Directors.
Pars. 10, 11, 12 — Head Office, Liverpool, England. Chief Agent, and Attorney ior
Ontario, John Maughan, Toronto. Suits by or against the Company may be brought in
the name of The Reliance Marine Insurance Company (Limited).
Par. 2. — Company, liow constituted or incorporated. — The Company was incorporated
under the Companies' Act, 1862 to 1880, on the 8th day of February, 1881, in Eagland,
with a memorandum and articles of association, and the documents evidencing the same
are filed or deposited in the Registry of Joint Stock Companies at Somerset House,
London.
Par. 4. — The legislative enactments by which the powers, duties, rights and obliga-
tions of the Company are now declared, defined or governed are the following : Legisla-
ture of Great Britain, 25 and 26 Vict., chap. 89, The Companies' Act, 1862 ; 27 and 28
Vict., chap. 19, The Companies' Seals Act, ISGi ; 31 and 31 Vict., chap 131, The
Companies' Act, 1867 ; 33'and 34 Vict., chap. 104, The Joint Stock Companies" Arrange-
ment Act; 40 and 41 Vict., chap. 26, The Companies' Act, 1877 ; 42 and 43 Vict , chap.
76, The Companies' Act, 1879 ; 43 Vict, chap. 19, The Oompmies' Act, 1880; 46 and
47 Vict., chap. 30, The Companies' (Colonial Registry) Act, 1883 ; 49 Vict., chap. 23,
The Companies' Act, 1886 : 51 and 52 Vict, chap. 62, The Preferential Payments in
Bankruptcy Act, 1888 , 53 and 54 Vict, chap. 62, The Companies' (Memorandum of
Association) Act. 1890 ; 53 and 54 Vict , chap, 63, The Companies' (Winding Up) Act,
1890; 53 and 54 Vict, chap. 64, The Directors' Liability Act, 1890. (Public General
Acts still in force.)
Par. 5. — The original corporate name of the Company was Reliance Marine Insur-
ance Company (Limited), which name is still in force.
Par, 13. — The members are related as shareholders in an incorporated joint stock
company, and the liability of the members in respect of any claim or demands under the
Company's policies is limited to the amount remaining unpaid upon the shares held by
them.
The Company being found within the intent of sec. 3a and 49 (4) of The Insurance
Act of Canada, was, upon due application, admitted to registry in Ontario for the transac-
tion of Ocean-Marine Insurance for the term ending 30th April, 1894, pursuant to
Statute of Ontario, 56 Vict, chap. 32, sec. 10 (6).
Par. 17. — Deposited assets. — Assets of the Company are deposited and held in
various states and countries as special security for the policy holders respectively therein
as follows : 1. In Canada, pursuant to sec. 3a and 49 (4) Insurance Act of Canada, no
deposit is required of this Company. 2. As to other states or countries. In the United
States, sundry deposits accepted at £61,000, held Vjy Insurance Superintendent for State
of New York, Treasurer of Commonwealth of Massachu.setts and Old Colony Trust
Company, Boston.
A 84
I
57 Victoria. Sessional Papers (No. 13). A. 1894
RELIANCE MARINE INSURANCE COMPANY (LIMITED).
Balance Sheet Bearing Date 31st December, 1892.
Profit and Loss Account 3ls< December, 1892.
£ s. d.
To balance 1st January, 1892 ir),8-23 5 i
" " of underwriting account, 1891 ri8,28l 14 2
*' interest account 6,459 3 9
£80,564 3 0
JL s. d.
By dividend paid to shareholders 10,000 0 0
" amount carried to reserve fund 15,000 0 0
" income tax, 1891 184 12 6
*' claims, re-insurances, returns, commissions, etc, for 1891 and pre-
vious years . 40,769 6 6
*' Balance carried down 14,610 4 0
£80,564 3 0
Underwriting Account^ 1892.
£ s. d.
To premiums, less re-insurances, returns and agency charges 103,365 6 6
" transfer fees 15 12 6
£103,380 19 0
£ s. d.
By claims 33,601 8 10
" general expenses, including salaries, rent, subscription to underwriters'
rooms, registers of shipping, etc., Liverpool, London and New
York 12,276 12 9
*' auditors' remuneration 100 0 U
" directors' fees 1,500 0 ')
" balance carried down 55,902 17 5
£103,380 19 0
A 8:
57 Victoria. Sessional Papers (No. 13). A. 1894
Balance Sheet, 2t\st December, 1892, — Continued.
£ s. d.
To capital : —
50.000 shares at £10 per share. £500,000.
Paid up £2 per share 100,000 0 (J-
" reserve fund 85,000 0 0^
" balance of profit and loss account £14,610 4 0
Less interim dividend paid 1st July, 1892 .... 5,000 0 0
9,610 4 0
" balance of underwriting account, 1892 55,902 17 5
" accounts due by the Company 7,235 2 6
" dividends unpaid 57 6 0
£257.805 9 11
£ 6\ d.
By loans and investments 210,752 11 0
" investment fluctuation account 8,637 0 8
" stamps 103 18 4
" furniture and fixtures, laverpool, London and New York 869 5 8
" cash at bankers and in hand 10,696 13 2
" interest accrued, but not received 1,721 17 3-
" accounts due to the Company for premiums, salvages, etc 25,024 3 10
£257,805 9 11
t
We have examined and checked the books and vouchers from which the above
accounts are compiled, and have also satisfied ourselves as to the existence and value of
the securities for investments and loans to the amount specified above, and hereby certify
that they are correct,
(Signed) Chalmers, Wade & Co.,
Auditors,
Liverpool, 14th January, 1893.
A 86
57 Victoria. Sessional Papers (No 13). A. 1894
THAMES AND ]\rERSEY MARINE INSURANCE COMPANY (LIMITED).
Register No. 243. Certificate of Registry No. 173.
Signatories. — 1. Application, James Kidman, Secretary for the Company. 2.
Power of Attorney ior the Province of Ontario, A. M, Anderson, Chairman ; James-
Kidman, Secretary.
Pars. 10, 11 and 12.^Head Office, Liverpool, England. Chief Agent and Attorney
for Ontario, George IMcMurrich, Toronto. Suits by or against the Com|:any may be
brought in the name of The Thames and Mersey Marine Insurance Company (Limited).
Par. 2. — Company, how constituted or incorporated. — The Company was registered
under the Act 7 and 8 Vict., chap. 110, on 21st June 1860, in London, and was there
incorpoiated under The Companies' Act, 1862, as a limited Company on 31st October,
1862, and the documents evidencing the same are filed or deposited in the Companies'
Registration Office at Somerset House, London.
Par. 5, — The original corporate name of the Company was Thames and Mersey
Marine Insurance Company (Limited), which name is still in force.
Par. 13. — The members are related as shareholders in an incorporated joint stock
company, and the liability of the members is limited to the amount remaining unpaid
upon the .=ihares held by them.
The Company being found within the intent of sec. 3a and 49 (4) of The Insurance
Act of Canada, was, upon due application, admitted to registry in Ontario for the transac-
tion of Ocean Marine Insurance for the term ending 30th April, 1894, pursuant to
Statute of Ontario, 56 Vict., chap. 32, sec. 10 (5).
Par. 17. — Deposited assets. — Assets of the Company are deposited and held in various
states or countries as special security for the policy holders respectively therein as fol-
lows : 1 In Canada, pursuant to sec, 3a and 49 (4), Insurance Act of Canada, no deposit
is required of this Company. 2 In other states or countries : In New York, deposit
accepted at $200,000, lield by Superintendent of Insurance. In Oregon, $50,000, held
by State Treasurer. In Georgia, $25,000, held by State Treasurer. In Massachusetts,
$100,000, held by State Treasurer ; also $80,000' in hands of trustees for the Company
in compliance with the requirements of the Insurance Commissioner of Ma.ssachusetts.
A 87
57 Victoria. Sessional Papers (No. 13). A. 1894
THAMES AND MERSEY MARINE INSURANCE COMPANY (LIMITED).
Balaxce Siikkt I-Jkarimg Date .'Ust Deck.mher, 1892.
Profit and. Loss Account -ilst /Jticemher, 1892.
£ H, iJ. £ 8. d.
Balance, Ist January, 1892 72,-501 1 .'i
Less Dividends paid January and July, 1892 .... 4.5,000 0 0
27,501 1 5
Balance of underwriting account, 1891, at .'31.st December,
1891 192,818 4 b
Interest on investments 34,022 17 1 )
Profit on sale of investments .'311 6 2
Transfer fees . 40 2 6
£254,693 12 5
£ .s. d. £ 8. d.
Claims, returns and reinsurances paid on 1891 account
from 1st January, 1892, to date 130,802 1 ?>
Amount carried to suspense account on closing 1891 acct. 32,000 0 0
Underwriters' commission on 189Kaccount 1,637 12 1
Bad debts, 1891 account 0 7 8
Income tax, 1891 account 232 16 10
164,732 17 10
Loss in exchange on withdrawing Government deposit on
closing the Rio de Janeiro,- Agency 1,304 10 2
Balance carried down 88,656 4 o
£254,693 12 5
Underwriting Account, 1892.
£ H. d.
Premiums — less returns and reinsurances 324,348 13 3
£324,348 13 3
£ H. d.
Claims paid 103,714 17 2
Office expenses, including salaries, eto , London, Liverpool & Manchester 21,258 3 10
Agency expenses ^ -,04o 16 11
Directors' and Auditors' fees 4,700 0 0
General law charges ^ .j 10
Bad debts 65 18 2
Balance carried down 182,564 13 4
£324,348 13 3
A 88
57 Victoria. Sessional Papers (No. 18). A. 1894
General Balance Sheet, 31st December, 1893.
£
To Capital 200,000
" Reserve fund , 425,000
" Outstanding accounts 14,330
*' Reinsurance account 47,750
*' Investment tluctuation account, being the increase in market value of
securities since 30th June, 1871 156,355 15 9
*' Suspense account 49,865 12 11
" Dividends not yet claimed 452 2 0
" Balance of profit and loss account 88,656 4 5
do underwriting account, 1892 182,564 13 4
s.
d.
0
0
0
0
2
10
7
4
£1,164,974 18 7
£ s. d.
By Investments in and loans on Government and other securities 1,017,253 8 8
" Debtors for premiums 62,084 18 3
*' Interest accrued, but not received 13,769 7 8
•' Office furniture and fixtures 639 17 5
" Stamps on hand 588 2 4
" Bills receivable 4,862 17 10
*' Cash on deposit £40,000 0 0
" " at bankers and in hand 25,776 6 5
65,776 6 5
£1,164,974 18 7
We have examined and checked the books and vouchers belonging to the offices in
our respective districts, from which the above accounts are compiled, and have also
sitistied ourselves as to the existence of the securities specified in the accounts rendered
by each Local Board, and hereby certify that they are correct.
(Signed) J. Weise, London, \
J. S. H. Banner, Liverpool, |' Auditors.
A. Murray, Manchester, I
A 89
57 Victoria. Sessional Papers (No. 13). A. 1894
LLOYD'S,
liegister No. 237. Certificate of Registry No. 17L
Applicant for Registry, Chas. B. Watts, B^ard of Trade Building, Toronto, agent for
Messrs Dent and Vaiz^v, Insurance Brokers, Lloyd's, and 6 Crosby Square, London,
(Eng.) E. C.
Service of Process. — See 56 Vict., chap. 32 (0.), sec. 10 (5), cited infra.
Lloyd'd is an association of merchants, shipowners, underwriters and insurance brokers,
which, since 1774, has bad its headquarters in the Royal Exchange, London, England.
The committee of Lloyd's devised a general printed form of Marine policy, which was
finally adopted by the members on the 12th January, 1779, and with but slight altera-
tions continues in use by Lloyd's underwriters to the present day. The association was
reorganized in 1811, and in 1871 was incorporated by the Act of the British Parliament,
34-5 Victoria, chapter 21, which still continues in force.
According to this Act of incorporation the three main obiec*^s for which the association
or society exists are : 1. Carrying on the business of Marine Insurance by individual
underwriting. 2 The protection of the interest of the members of the association. 3. The
collection, publication and diffusion of intelligence and information with respect to ship-
ping For this last object Lloyd's "Register" was devised; the Register Oomniittee
have, since 1834, undertaken the survey of ships, which when surveyed they classify and
publish the lists.
The underwriting members of Lloyd's pay an annual fee of £100, and are required
to deposit securities varying in value from £5,000 to £10,000, according to circumstances, as
a guarantee for the member's engagements. Failure to meet a loss forfeits for ever all right
to do business at Lloyd's. Each of the underwriting members conducts his business accord-
ing to his own views, and for those views, or for the business transactions of underwriting
members, Lloyd's as a corporation is in no way liable.
In order to admit Lloyd's underwriters to transact Marine Insurance in Ontario,
the Provincial Statute, 56 Victoria, chapter 32, section 10 (5), enacts as follows: —
" Upon due application of any underwriter of the establishment or Society known as
Lloyd's, and more particularly described in an Act passed by the Parliament of the United
Kingdom in the thirty-fourth and thirty-fifth years of Her Majesty's reign, and chapteied
21, or upon due application of any such underwriter's broker, or broker's agent, the said
establishment or Society may, for the undertaking and transaction of Marine Insurance,
be registered under the general name of Lloyd's, which shall include the corporation, all
underwriters of Lloyd's for the time being and their brokers, and the agents in Ontario
of the corporation or of the underwriters or brokers. In any action or proceeding against
the corporation, or against any underwriter, or broker, or agent as aforesaid, for liabilities
incun-ed in Ontario, the Inspector of Insurance may receive and accept service of process ;
and acceptance of service in writing under his hand shall to all intents and purposes
whatsoever be legal and binding upon the corporation, underwriter, broker or agent."
Lloyd's was, upon due application, admitted to registry for the transaction of Ocean-
Marine Insurance for the term ending 30th April, 1894, pursuant to Statute of Ontario,
56 Vict., chap. 32, sec. 10 (5), above cited.
A 90
Sessional Papers (No. 13) A. 1894
THE MANNHEIM INSURANCE COMPANY (LIMITED).
Register No. ■24.">. Ci rtiticate of Registry No. 176.
Signatories — I. Application, F. Engelhorn, President. 2, Power of Attorney
for the Province of Ontario, N. .Miihlinghaus, Managing Se'-retary, and F. Herm for the
Company.
Par.-^. 10, 11, 12. — Head Office, Mannheim, Geraiany. Chief Agent and Attorney
for Ontario, Tfiomas Murray Pringle, Toronto. Suits by or against the Company may
be brought in the name of The Mannheim Insurance Company (Limited).
Par. 2. — Companij, hoic constituted or incorporated. — The Company was originally
organized and incorporated on the 10th May, 1879, in accordance with the laws of the
State of Baden (Germany), and the documents evidencing the same are filed or deposited
in the Record Office of the Grand Ducal County Court, at Mannheim.
Par. •^. — The original corporate name oi the Company was The Mannheim Insurance
Company (Limited), which name is still in force.
Par. 13. — The members are related as shareholders in an incorporated joint stock
company, and the liability is limited to the amount remaining unpaid upon the shares
held by them.
The Company being found within the intent of sec. 3a and 49 (4) of The Insurance
Act of Canada, was, upon due application, admitted to registry for t)je transaction of
Ocean-Marine Insurance for the term ending 30th April, 1894, pursuant to Statutes of
Ontario, 56 Vict., c. 32, sec. 10 (5).
Par. 17. — Deposited asse/.s'. —Assets of the Company are deposited and held in various
states or countries as special security for the policy holders respectively therein as follows :
1. In Canada, pursuant to sec. 3i and 49 (4), Insurance Act of Canada, no deposit is
required of this Company, 2, In other states or countries : In Austria, .$21,271.50, held
by the Government. In United States, deposit accepted at $350,000, held by State
Treasurer.^, In Brazil, $17,764.45, held by Brazilian Government. In Switzerland, $4,250,
held bv the Swiss Government.
Thirteenth Balance Sheet of the Mannheim Insurance Company of Mannheim
(Mannheimer Versicherungsgesellschaft), for the Period from 1st July, 1891
to 30th June, 1892.
Issued Capital of the Company £400,000
Reserve Fund " 100,000
The Guarantee Fund of the Company consists now in :
£400,000 00 00 Issued Capital.
100,000 00 00 Reserve Fund.
74,340 15 06 Reserves for outstanding claims and risks not run oM.
£574,340 15 06
Balance Sheet.
Dr.
■subscribed Capital £400,000 0 0
Reserve Fund 100,000 0 0
Creditors 13,447 7 10
Reserve for risks not run otf 26,282 1 2 9
Reserve for outstanding claims 48,058 2 9
A 01
67 Victoria.
Sessional Papers (No. 13).
A. 1894
Balance Sheet. — Continued.
Dr.
Gratuity fund for the clerks of the Company £.3,255
"Dividends unclaimed 185
Balance of profit and loss account . . 13,583
£604.841 10 10
Cr.
Shareholders' acceptance for uncalled capital £300,000
Investments in bords and mortgages •
House property
Furniture !
Cash in hand and at our bankers
Bills receivable
Balances at the Agents' and Assured
Sundry debtors
Interest due and unpaid
00,000
0
0
90,708
1
11
8,715
16
5
631
15
0
45,547
19
0
4,452
12
9
44,970
9
5
8,673
15
2
1,141
1
2
£604,841 10 10
Profit and Losx Accowd.
Balance from last year's account £ 233 2 6
Reserves from last year's account for risks not run off and outstanding
claims 59,988 1 1
Gross premium income during the period from 1st July, 1891, to 30th
June, 1892 246,222 16 8
Balance of interest account 7,842 3 4
Total receipts £314,286 3 7
Amount of premium paid for reinsurance £ 65,267
Net losses paid 134,369
Agency commission 20,695
Expenses of management 6,028
11 10
17 2
12 5
19 2 £226,362
Excess of receipts
Deduct :
Eeserve for risks not run off £26,282
Reserve for outstanding claims 48,0-58
12 9
2 9
£ 87,924
74,340 15 6
Net profit .. £13,583 7
The General Meeting decided the following distribution of the net profits of £13,583 7
To shareholders 10 per cent dividend
Bonus to the Directors
To Gratuity Fund for the Clerks of the Company
To Gratuities to the Clerks of the Company ....
To amount written off the furniture
Balance to next year's account
£10 000
1,252
500
600
131
1,099
0
10
0
0
15
I
Mannheim, the 7th October, 1892.
For the Board of Directors,
F. Engelhorn".
£13,583 7 6 '
Mannheim Insurakce Company.
(Mannheimer Versicherungsgesellschaf t. )
The Managers,
MUHLINGHAUS.
Post.
A 92
57 Victoria. Sessional Papers (No. 13), A. 1894
DOMINION BURGLARY GUARANTEE COMPANY (LIMITED).
Register No. 292. Certificate of Registiv No. 168.
Signatories — L Application, Samuel Finley, President. 2. Power of Attorney for
Ontario, Samuel Finlfy, President, and John Campbell, Secretary, lor the Company.
Pars. 10, 11, 12. — Head Office, Montreal, Que. Chief Agent aad Attorney for
Ontario, Henry D. P. Armstrong, Toronto. Suits by or against the Company may be
brought in the name of The Dominion Burglary Guarantee Company (Limited)
Par. 2. — Company, how constituted or incorporated. — The Company was incorporated
by an Act of the Parliament of Canada, in the fifty-sixth year of Her Majesty's reign, and
assented to on the 1st day of April, 1893.
Par. 4. — The legislative enactments by which the powers, duties, rights and obliga-
tions of the Company are now declared, defined or governed, are the following : Canada,.
R. S. C, chap. 124, The Insurance Ast ; and the Act of Incorporation which is summar-
ized below.
Par. 5. — Tlie original corporate name of the Company was The Dominion Burglary
Guarantee Company, Limited, whicli name is still in force.
Par. 13. — The members are related as shareholders in an incorporated joint stock
company, and the liability of the members is limited to the amount remaining unpaid
upon the shares held by them.
Par. 15. — -The Company is now authorized by license issued by the Dominion of
Canada, bearing date the 14th day of June, 1893, and expiring on the 31st day of March,
1894, to transact Burglary Guarantee Insurance.
Par. 16. — Forms used by the Company in Ontario filed as exhibits 1 to 3.
Par. 17. — Deposited assets. — Assets of the Company are deposited and held in various
states or countries as special security for the policy holders respectively therein, as follows :
1. In Canada, deposit accepted at the value of $25,200, held by the Treasury Depart-
ment, Ottawa.
Abstract of Incorporation Act, 56 Vict., o. 78 (D).
The corporators are the Hon. G. A. Drumuiond, Samuel Finley, Hugh Graham, J. N.
Greenshields, J. A. Grose, E. P, Heatoo, A. II. Sims, Frederick Fairman, William
Strachan, Benjamin Tooke, Robert Bickerdike, G. D. Ross, Thomas Jordan, Joseph
Eveleigh, E. F. Mosely, Hon. A. W. Ogilvie and John Torrance, all of Montreal, and
J. W. McRae, of Ottawa. (Sec. 1.)
Powers. — The Company may make and enter into contracts with any person for the
purpo.se of guaranteeinij such person against any loss or damage by reason of burglary or
house-breaking, and the Company may insure its guarantee policies in such form as it
determines. (Sec. 2).
A 93
57 Victoria. Sessional Papers (No. 13). A. 1894
The capital stock is $200,000, in shares of $100 ; but after the whole amount has been
subscribed, and fifty per ci^nt. paid, the Company may increase the capital stock to an
amount not exceeding $1,000,000, provided that such increase and the amount thereof
has been lirst sanctioned by two-thirds of the votes at a special general meeting of the
shareholders, duly called for the purpose of considering the same, at which meeting
shareholders representing at least two-thirds in value of the original stock are present in
person or represented by proxy. (Sec 3.)
Provisional Directors. (Sec. 4.)
First meeting of shareholders. — Director to hold at least ten shares of stock, on
which all calls due have been paid. (Sec. 5 (1).)
The Company not to commence business till $40,000 of capital stock has been paid
into a chartered bank of Canada to the credit of the Company, the said amount not to
be withdrawn except for the purposes of the Company under the Act ; and a further call
of ten per cent, on the subscribed stock to be made and paid within twelve months from
the first meeting of shareholders. (Sec. 5 (2).)
Annual meeting, date of. (Sec. G.)
Annual election of seven directors ; qualification of voters ; numb'-r of directors
may be increased to nine ; a majority of the Directors to be a quorum. (Sec. 7.)
Head Office sha'l be at Montreal, but may be changed to such other place in Canada
as is fixed by by-law passed at any annual, general, or at any special meeting of share-
holders dully called for that purpose. (Sec. 8.)
^^^'^f^Sa/efy Vaults business. — The Company may also establish safety vaults for the
purpose of receiving and caring for and guaranteeing against loss, jewellery, bullion and
other movable property deposited with it for safe keeping (Sec 9.)
Premiums on Risks. — The Company may charge such premium for the risks under-
taken by it as the persons contracting with the Company agree to pay. (Sec. 10.)
Investment of Funds. — The Company may invest its funds in the debentures, bonds,
stocks, or other securities in [sic^ Canada, or of any province of Canada, or of any muni-
cipal corporation in Canada, or in debentures of any building society, loan or investment
company, or on the security of any of the said debentures, bonds, stocks or securities, or
on the security of piid-up shares of any building society, loan or investment company,
or on the security of any real estate in any province of Canada. (Sec 11.)
The Company may also invest or deposit such portion of its funds in foreign
securities as is necessary for the maintenance of any foreign branch. (Sec. 12.)
The Companies Clauses Act (R. S, C, c. 118), except section 18, to apply so far as
not inconsistent. (Sec. 13.)
The Company and the exercise of the powers conferred to be subject to TIt.e Insur-
ance Act,^. S. C, c. 124. (Sec 14.)
A 94
57 Victoria. Sessional Papers (No. 13). A. 1894
THE STEAM BOILER AND PLATE GLASS INSURANCE COMPANY
OF CANADA.
Register No. 320. Certificate of Registry No. 175.
Head Office, London, Ont ; James Laut, Manager. Suits by or against the Company
may be brought in the name of The Steam Boiler and Plate Glass Insurance Company of
Canada.
Far. 2. — Company, how constituted or incorporated. — The CoTipany was lawfully
incorporated by Act of the Parliament of the Dominion of Canada, 54 and 55 Vict,
chap. 118.
Far. 4. — The legislative enactments by which the powers, duties, rights and obliga-
tions of the Company are now declared, defined, limited or governed are the following :
Canada, 54 and 55 Vict, chap, 118, an A.ct to incorporate The Steam Boiler and Plate
Glass insurance Company of Canada *; R. S. C, chap. 118, The Companies' Clauses Act ;
R. S. C, chap. 124, The Insurance Act.
Par. 13. — 7 he iD^mbers tire related as shareholders in an incorporated joint stock
company, and the liability of th'* innnibers is limited to the amount nnnaining unpaid
upon the shares held by them. The capital stock authorized is §500. 000 in shares of $100.
Par. 15. The Company is now authorized l)y license issu'd bv the D ininion of
Canada, bearing date the 26th day of July, lt<93, Hud expiring on th<i 31st day of March,
1894, to transact Steam Boiler and Plate Glass Insuranc-, as df-tined in. and to the extent
authorized by its Act of Incorporation.
Par. 16. — Forms used by the Company in Ontario filed as exhibits 5 to 12.
Far. 17. — Deposited assets. — Assets of the Com]>any are depositt-cl and h'^ld in Canada
as special security for the policy holders therein as follows : Deposit accepted at the
value of $20,000, held by the Receiver-General of Canada.
* The powers of the Company in respect of insurance contracts are defined as follows, by section 3 of
the Act of Incorporation : —
"3. The Company may make contracts of insurance and re-insuvance against loss or d image from
explosion of stationary, marine and locomotive boilers, to such boilers, the machinery connected therewith,
or the house, store or building, or ves=tel or steamer, boat or other craft in which the same are placed or to
which they are attached, or to any goods, wares, merchandise, cargo or other property of any description
stored or conveyed therein ; and may also make contracts of insurance with any person against anj' loss or
damage to plate or other glass, whether placed in doors, windows or other parts of buildings, and whether
stored or in transit, on shore or aHoat ; and for the said purposes, or any or either of them, at any and all
times and places, may make and execute written or printed, or partly written and partly printed, policies,
contracts, agreements or undertakings, according to the exigency of the particular case, and gc-nerally
may do and perform all the necessary matters and things connected with and proper to pr.imote these
objects; provided that the risk, taken by the Company upon any one property, shall not at anytime
exceed ten per cent, of the paid up capital stock of the Company."
A 9"
57 Victoria, Sessional Papers (No. 13). A. 1894:
FIREMAN'S FUND INSURANCE COMPANY.
Register No. 244. Certificate of Registry No. 174.
Signatories. — 1. Application, Bernard Faymonville, Secretary. 2. Power of
Attorney for the Province of Ontario, D. J. Staples, President, and Bernard Faymonville,
Secretary.
Pars. 10, 11, 12. — Head Office, San Francisco, California. Chief Agent and Attor-
ney for Ontario, Geoige McMurrich, Toronto. Suits by or against the Company may
be brought in the name of The Fireman's Fund Insurance Company.
Par. 2. — Company, how constituted or incorporated. — The Company was lawfully
incorporated on 25th April, 1863, at the City and County of San Francisco, State of
California, by filing in the County Clerk's office of the said city and county a certificate
of incorporation pursuant to sections 33 and 34 of the Act of the Legislature of the
State of California, adopted April 22nd, 1850, entitled an Act concerning Corporations,
and the documents evidencing the same are tiled or deposited in the office of the Secretary
of State of California at Sacramento, California.
Par. 4. — The legislative enactmeiits by which the powers, duties, rights and obliga-
tions of the Company are now declared, defined or governed are the following . Legisla-
ture of California, 1872, Civil Code of California, — Public Act still in force.
Par, 5. — The original corporate name of the Company was The Fireman's Fund
Insurance Company, which name is still in force.
Par. 13. — The members are related as shareholders in an incorporated joint stock
company, and by the laws of California each stockholder is individually and personally
liable for such proportions of its debts and liabilities as the amount of shares owned by
him bears to the whole of the subscribed capital stock of the corporation, and for a like
proportion only of such debt or claim against the corporation. All the capital has been
subscribed, fully paid and issued.
The Company being found within the intent of sec. 3a and 49 (4) of the Insurance
Act of Canada, was, upon due application, admitted to registry in Ontario for the transac-
tion of Ocean-Marine Insurance for the term ending 30th April, 1894, pursuant to
Statute of Ontario, 56 Yict., chap. 32, sec. 10 (5).
Par. 17. — Dfiposited assets. — Assets of the Company are deposited and held in
various states or countries as special security for the policy holders respectively therein as
follows : 1. In Canada, pursuant to sec. 3a and 49 (4) Insurance Act of Canada, no
deposit is required of this Company. 2. As to other states or countries : In Oregon,
deposit accepted at $50,000, held by State Treasurer.
Summary of the Thiptieth Annual Statement, December 31, 1892.
A ssets.
125,000 Omnibus Cable Co.'s bonds .$143,750 00
50,000 Powell Street Railway Co.'s bonds 57.000 00
50,000 Sutter Street Railway bonds 52,500 00
A 96
57 Tictoria.
Sessional Papers (No. 13).
A. 1894
Assets. — Continued.
$37,000 Presidio and Ferries K. R. Co.'s bonds
25,000 Piedmont Cable Oo.'s bonds
50,000 Oakland City Gas, Light and Heat Oo.'s bonds
20,000 Han Diego Gas and Electric Light Co.'s bonds. .
70,000 Riverside Water Co.'s bonds
49,000 California Dry D. ck Co.'s bonds
18,000 Pacific Rolling Mills bonds
2,000 Union Iron Works bonds
18,750 San Pascual School District bonds
2978 Shares Home Mutual Insurance Co.'s stock
60
107
100
314
450
200
1000
550
440
5.50
400
400
656
500
Bank of California stock
First iS^ational Bank, S. F., stock
Anglo Oalifornian Bank stock, 50 per cent paid up
Grangers' Bank of California stock
Oakland Bank of Savings stock, 50 per cent, paid up
Sather Banking Co.'s stock
California Street Cable R. R. Co.'s stock
Presidio & Ferries R. R. Oo.'s stock, 55 per cent, paid up . .
Sutter Street R. R. Oo.'s stock
Oakland Gas, Light and Heat Oo.'s stock, 20 per cent, paid up
Spring Valley Water stock
Pacific Gas Imported Co.'s stock, 33^ per cent, paid up
California Dry Dock Oo.'s stock
■ Pacific Rolling Mills stock
Loans on bond and mortgage
Loans on collaterals '
Interest and rents due and accrued
Real estate, Company's Home Oflice
Other real estate owned by Company
Premiums in course of collection and in hands of agents
Marine premium notes
Cash in banks and oflfice
All other assets
50
00
00
00
00
00
$38,850 00
25,000 00
51,250 00
20,600 00
71,400 00
49,000 00
18,360 00
2,020 00
19,312
579,221
15,750
19,260
6,750
33,598
33,750 00
23,000 00
112,500 00
15,125 00
44,000 00
22,550 00
39,200 00
31,400 00
19,680 00
25,000 00
338,875 00
154,050 00
9,605 82
300.000 00
20,700 00
325,855 61
77,631 67
231.001 26
10,160 91
$3,037,706 77
Liabilities.
Losses in process of adjustment — Fire $140,554 98
Marine 28,383 71
$168,938 69
Re-Insurance Reserve (California Standard) — Fire , $l,0o5,637 16
—Marine 85,817 64
1,141,474 80
Marine bills payable 15,307 74
All other claims and demands 31,01 1 53
Capital paid up in cash 1,000,000 OO
Net suiplus 680,974 01
J,037,706 77
Income.
Net piemiums received in cash — Fire -f 1,488,395 57
—Marine 249,728 46
Interests and dividends 102,732 10
Rents 25,327 49
7 (IN.)
■11,866, lf<3 62:
A 97
57 Victoria.
Sessional Papers (No. 13).
1
A. 1894
Expenditures.
Net losses paid— Fire $844,928 66
—Marine 159,851 93
$1,004,780 59
Dividends 120,000 00
Commission and brokerage 252,751 85
Salaries, fees, etc 148,928 71
Taxes— State, National, Local 27,652 79
All other expenditures 149,226 25
Comparative Condition.
$1,703,340 19
Jan. l8t.
Assets.
Re-Ins. Reserve.
Net Surplus.
1880.. .
. . ..$ 741,487 72
$ 244.603 64
$153,172 13
1885.. .
1,520,894 77
407,998 68
268,331 90
1890.. .
2,431,717 79
797,618 97
484,438 25
1892.. .
2.844,389 82
986,340 87.
667,178 33
1893.. .
3,037,706 77
1,141,474 80
680,974 01
A 98
57 Victoria. Sessional Papers (No. 13). A. 1894
THE BKITISH AND FOREIGN MARINE INSURANCE COMPANY
(LIMITED).
Register No. 239. Certificate of Registry 167.
Summary of Application for Registry.
Signatories. — 1. Application, Arthur McNeill, Secretary. 2. Power of Attorney
ior the Province of Ontario, Thomas Chilton, Chairman ; William Bingham, one of the
Directors, and Arthur McNeill, Secretary, for the Company.
Fars. 10, 11, 12. — Head Office, Liverpool, Eng. Chief Agent and Attorney for
Ontario, Hugh Scott, Toronto. Suits by or against the Company may be brought in the
name of The British and Foreign Marine Insurance Company (Limited).
Far. 2. — Company, how constituted or incorporated, — The Company was lawfully
incorporated under the Companies' Act, 1862, with a memorandum and articles of
association, on the 5th day of August, 1867, and the documents evidencing the same are
duly filed or deposited with the Registrar of Joint Stock Companies in London, Eng.
Copy of memorandum and articles tiled as exhibit 1.
Far. 4. — The legislative enactments by which the powers duties, rights and obliga-
tions of the Company are now declared, defined, limited or governed are the following :
^25 and 26 Vict., chap. 89 ; 30 and 31 Vict. chap. 131 ; 40 and 41 Vict., chap. 26 ; 42 and
43 Vict., chap. 76; 43 Vict., chap. 19; 46 and 47 Vict., chap. 30 ; 49 Vict., chap. 23 ;
53 and 54 Vict., chap. 62, 63 and 64.
Far. 5. — The original corporate name of the Company was The United British and
Foreign Marine Insurance Company (Limited).
Fars. 7, 8. — The corporate name was altered 25th September, 1867, by special
resolution of the Company to The British and Foreign Marine Insurance Company
(Limited), which name is still in force.
Far. 13. — The members are related as shareholders in an incorporated joint stock
com[)any, and the liability of the members is limited to the amount remaining unpaid
upon the shares held by them.
Far. 15. — The Company is now authorized by license issued by the Dominion of
Canada, bearing date the 31st day of March, 1893, and expiring on the 31st day of
March, 1894, to transact Fire and Inland Marine Insurance.
Far. 16. — Forms used by the Company in Ontario fi.led as exhibits 3 to 19.
Par. 17. — Deposited assets. — -Assets of the Company are deposited and held in
various states or countries as special security for the policy holders respectively therein as
follows: 1. In Canada, deposit accepted at the value of $112,000, held by Finance
Department, Ottawa. 2. In other states or countries : In Massachusetts, deposit accepted
at $304,839.80, held by State Treasurer. In Georgia, deposit accepted at |25,000, held
by State Treasurer. In Ohio, deposit accepted at $100,000, held by Superintendent of
Insurance. In New Yoik, deposit accepted at $200,000, held by Superintendent of Insur-
ance; also $214,000, held by Central Trust Company of New York. In Oregon, deposit
accepted at $50,000, held by State Treasurer. In Argentine Republic, deposit accepted at
'$50,000, held by Argentine Government. In Rio de Janeiro, deposit accepted at 10,000
Rs., held by London and Brazilian Bank Limited).
A 99
67 Victoria. Sessional Papers (No. 13). A. 1894
CANADIAN AND EUROPEAN EXPOET CREDIT SYSTEM COMPANY.
Register No. 201. Certificate of Registry No. 128.
Summary of Application for Registry.
1. Head Office, Newark, N. J. Chief Agent and Attorney fur Ontario, Thomas
Christie, Toronto. Suits by or against the Company may be brought in the name of The
Canadian and European Export Credit System Company.
2. The legislative enactments by which the powers, duties, rights and obligations of
the Company are now declared, defined, limited or governed are the following : New-
Jersey, An Act concerning corporations, 1875 ; New Jersey, 1889, A Supplement to the
Act concerning corporations.
3. The members are related as shareholders in an incorporated stock company, and
the liability of the members is limited to the amount unpaid upon the shares held by them.
4. The Company is now authorized by license issued by the Dominion of Canada,
bearing date the 31st day of March, 1893, and expiring on the 3l8t day of March, 1894,
to insure wholesale dealers, jobbers and manufacturers against excess losses by reason of
bad debts
5. Deposited assets. — Assets of the Company are deposited and held in Canada a»
special security for the policy holders therein as follows : Deposit accepted at the value
of $100,000.
A 100
57 Victoria. Sessional Papers (No. 18). A 1894
DIVISION B.
i^ROVINCIAL LICENSEES : BEING INSURANCE COMPANIES LICENSED,
INSPECTED AND REGISTERED BY THE PROVINCE OF ONTARIO
FOR THE TRANSACTION OF INSURANCE THEREIN.
57 Victoria. Sessional Papers (No. 13). A. 1894
LIFE INSURANCE COMPANIES.
YEAR ENDING 31st DECEMBER, 1892.
EXCELSIOR LIFE INSURANCE COMPANY OF ONTARIO (LIMITED).
Commenced business '[bth October, 1890.
HEAD OFFTCE, TORONTO.
President — E. F. Clarke, M.P.P. | Secretary —Ed^is Marshall.
Authorized CapHal, S500,000.
Subscribed Capital, $350,900. Paid up, $52,735.60.
Deposit at Provincial Treasury, $26,800.
Statement for year ending 31st December, 1892.
Assets.
Mortgages on Toronto property $4i,593 62
Cash on hand, head office $2,974 71
Cash in bank 8,320 04
11,294 75
Cash in agents' hands 3,946 65
Bills receivable 4,009 67
Interest 936 67
Office furniture (not extended) $1,603 67
Outstanding and deferred premiums 7,838 06
Credits on half credit policies in force 1,153 72
Agents' ledger balances 8,850 08
Suspense account 184 62
Premium obligations 2,867 49
Total assets $85,675 33
57 Victoria. Sessional Papers (No 13). A. 1894
Liabilities.
Jleixisurance reserve (interest being taken at 4|- per cent.) $31,680 00
Amount due for salaries
" rent ....
** advertising, etc ...
" medical fees
" commission
" ofifice expenses
$656
66
179
56
30
35
294
50
1,668
82
3
00
2,832 69
Total amount of liabilities except capital stock 34,512 89
•Capital stock paid up 52,735 60
Receipts.
Cash received for premiums $26,595 02
interest 3,144 52
account capital stock 3,914 40
bills receivable 303 25
agents' advances repaid 553 10
mortgage loans repaid 691 50
Total receipts $35,201 79
Expenditure.
Amount paid for agents' commission ' $3,099 65
salaries 2,92122
" " travelling expenses 913 57
" •' exchange 65 25
*' salaries, fees, etc 3,3 1 2 76
" medical fees 2,266 45
" actuarial fees 41 00
" legal expenses 149 36
" directors' expenses 15 10
" agency " 19 50
" rent, gas, fuel, etc 612 45
•' printing and" stationery 515 24
" postage, telegrams and express 274 52
" office expenses 104 11
" advertising 675 09
office furniture 229 69
losses $2,000 00
reinsurance 205 17
surrenders 600 00
written oS 48 56
advance premiums 20 45
secured loans 10,710 12
capital stock 449 40
advances to agents 3,483 96
suspense account 152 52
),214 96
17,720 1{
Total expenditure $32,935 14
B 4
57 Victoria.
Sessional Papers (No. 13).
A. 1894
MISCELLANEOUS.
Life Risks.
Number.
Amount.
Contracts in force 31st Dec, 1891 .-
543
636
$715,250 00
' ' taken during 1892
793,500 00
" in force at any time during 1892
1179
205
974
$1,508,750 00
Deduct contracts matured in 1892
Number.
2
202
1
Amount.
$2,000 00
275,000 00
1,000 00
" lapsed "
' ' surrendered "
Total
205
278,000 00
$278,000 0©
Net contracts on foot 31st Dec, 1892
1,230,750 00
B 5
57 Victoria.
Sessional Papers (No. 13).
A. 1894
LIST OF SHAREHOLDERS.
Name.
Allison, W. H. R., Q.C.
Alexander, Rev. John. .
Armstrong, .John R. . . . ,
Armstrong, John
Bell, William
Bates, A ndrew
Boddy, H. M
Bullis, W. H., M.D
Bowman, John
Burch, George
Barr, David
Barnet, Alex
Bryson, Charles
Brown, W. E. (in trust).
Brown, Mrs. A. A
Barnet, J. E. H
Burt, R. B
Burkinshaw, F. A
Booth, Robert
Boddy, James
Bourinot, E. W
Bennett, Edward
Breese, Wm
Clarke, E. F., M.P.P....
Cullen, Rev. Thomas . . . .
Clarke, R. R., (estate of).
Chad wick, Allen
Clubb, A
Clayton, Thomas
Colter, W. F. B
Clement, A. D
Cooney, C. T
Cuthbertson, G.J . .
Campbell, Peter
Carswell, Jonathan
Carswell, James
Carswell, Leslie McV . . .
Craig, James
Catcher, Charles
Carnaham, W. J. A
Currj-, Isaac
Cook, J. C
Curry, W. H
Da vies, S. J
Denison, Col. F. C.M.P...
Doust, .Joseph
Donnelly, Miss Minnie
Dixon, George
Dissette, Richard
Doty, John A
Duggan. Joseph
Drake, F. P., M. D
Dunlop, Arunah (estate of).
Dickson, J. B
Dickson, W. W., M.D
Dulmage, Richard
Dey, Mrs. Annie
Davies, J. J
Dow, W. G., M.D
Davies, J. E
Ego, Angus, M. D.
Ferguson, John, M.D.
Fasken, David
Foulds.J. G
No. of
shares.
Picton
Toronto
1
5
Ottawa
50
Owen Sound
Toronto
10
10
5
t<
15
Dresden
London
10
10
St. Catharines
Renfrew
100
50
45
Ottawa
(I
50
10
40
Renfrew
Collingwood
Toronto
Pembroke
25
10
5
50
Toronto
5
Wiarton
5
Kingston
Chatsworth
10
1
Toronto
Aylmer
51
10
Millbrook
Kingston
10
2
1
10
Sarnia
50
Brantford
10
10
Petrolea
Peterboro'
5
5
Renfrew
20
10
20
Allandale
Meaford
5
4
1
Toronto
Kincardine
10
5
Omemee
15
5
10
Bowman ville
22
1
4
Bradshaw
5
10
50
London. .
10
Pembroke
10
10
((
10
Arnprior
10
20
Toronto
Owen Sound
Toronto
Markdale
10
5
4Q
5
Toronto
Sarnia
10
10
20
Amount paid up.
S c.
15 00
75 00
750 OO
150 00
150 00
75 00
225 00
150 00
150 00
1,500 00
750 00
675 00
750 oa
150 00
200 00
375 OO
150 00
30 00
750 00
70 00
75 00
150 OO
15 OO
515 00
150 00
150 00
30 00
15 00
150 00
750 00
150 00
150 00
75 00
75 OO
300 00
150 OO
300 00
75 00
60 00
15 00
150 00
75 OO
225 00
75 OO
150 00
330 00
15 00
60 OO
75 00
150 00
750 00
61 75
150 00
150 OO
150 00
150 00
300 00
150 00
75 00
75 00
150 00
150 00
300 OO
B6
57 Victoria.
Sessional Papers (No. 13).
A. 1894
LIST OF SHAREHOLDERS.— (7on<tni<«rf.
Name.
Fidee, W. C. .
Falconer, U. H .
Fenton, W. E..
Foster, A
Falls, A. F
Fisher, Thomas.
Gaskin, Capt. John
Grant, Wilbur
Gulledge, E. H
Griffin, Mrs. Maria
Graham, F. J
Gillies, James
Gillies, William
Gordon, J. W
Gowan, Hon. J. R
Gordon, Alex
Gordon, Alex, (in trust). . . .
Gordon, Alex, (in trust)
Graydon, .John
Graham, Joseph
Graham, Thomas (estate of).
Griffin, H.S., M.D
Graham, W. C
Graham, Mrs. E
Hughes, J. L
Hendry, W. J
Harrington, Amos . . .
Hopper, S. T
Hallam, Aid. John . . .
Hood. Capt. Charles . .
Hood, Mihs (!. A. S . . .
Howarth, Thomas
Hamilton, J. W
Hurdon, Harry
Hopper, William . . . .
Hopper, W. H
Hall, James
Henderson, Jonathan.
Hale, Thomas
Hoyle, W. H
Inglis, T. R.
Jolliffe, Rev. T. W.
Jones, .John
Jones, Mrs. John. .
Johnston, J. W
Johnston, .J. R
King, G. R
Kidd, Alex
Kearns, A
Kennedy, R. A., M.D
Kerr, William
Kennedy, William
Lennox, C. P. . . .
Leslie, J. K
Lang, J. W
Lowrie, J. D
Lee, J. W
Latimer .Tames...
Langskill, James.
Long, Thomas
McVety, A. F., M.D.
McGeary, J. F„
Addtess.
Toronto
Streets ville.
Ottawa
Pembroke. .
Chatham . .
Toronto . . . .
Kingston
Toronto . .
Oak ville ..
Ottawa
Carlton Place
Brighton .
Barrie . . . .
Pembroke .
Streetsviile .
Meadow vale.
Hamilton
Aurora . .
Toronto . .
Toronto .
Port Hope ,
Toronto . .
Oak ville....
Sarnia . . . .
Kincardine
Cobourg. . .
Owen Sound .
Barrie
Pembroke ..
Cannington .
Sarnia
Bowmanville
Toronto
Campbellford
Sarnia.
Toronto .
Ottawa .
Cobourg .
Barrie
Toronto
Sarnia
Toronto
Carleton Place
Toronto
Kingston
Toronto . .
B 7
No. of
shares.
10
25
5
2
20
20
25
50
50
55
55
3
40
20
10
10
10
10
10
10
10
20
10
10
1
8
50
11
1
25
10
10
4
10
2
10
25
' 5
5
25
25
5
3
Amotmt paid up.
•S c.
.% (0
75 00
15 00
375 00
75 00
20 00
300 00
300 00
375 00
750 00
750 00
825 00
825 00
45 00
600 00
300 00
150 00
150 00
150 00
150 00
150 00
21 00
150 00
300 00
150 00
150 00
15 00
120 00
750 00
165 60
15 00
375 00
150 00
J 50 00
60 00
150 00
30 00
150 00
375 00
75 00
75 00
75 00
375 00
375 00
75 00
45 00
.50
750 00
50
7.50 00
2
30 00
10
111 65
1
15 00
10
150 00
20
300 00
10
250 00
.50
750 00
10
150 00
20
300 00
4
60 00
10
150 00
20
300 00
.50
750 00
5
75 00
57 Victoria.
Sessional Papers (No. 18).
A. 1894
LIST OF SHAREHOLDERS.— ContwwccZ.
Name.
McKean, E. W
McPherson, Capt. G. R. .
McMaster, John
McOleary, William
McOarroll, Thomas
McOullough, J. H., M.U.
McCormick, Audrew
McFinnie, D. M
McCullough, T.,M.D....
McDouald, John
McFarland, W. J
McClean, W. A
McFaul, A. W
Mac vicar, 3. A
Macvicar, A. F
MacCarthy, H. F. . .
Murray, J ames
Mitchell, C. VV
Marshall, Edwin . . .
Morrison, A. H
Mitchell, James
Main, J. J
Millar, Mrs. M. J. . .
Millar, T. A
Masson, Andrew. . . .
Matheson, W. M....
Morrow, A
Micchell, S. E
Morrison, G. E
Moore, C. S., M. D.
Miall, Edward
Mackie, Thomas. . . .
Murphy, Rev. A
Mohr, Ephraim
Morgan, J D
Maloney, Rev. R. .
Nixon, Henry . . . .
Norman, Addison.
Notter, Mrs. h\ J.
Plowman, S. E
Pickles, William . . . .
Porter, Frank
Palling, J. F., M.D.
Parker, S. J
Price, Carson
Reid, J. W
Robinson, R. J
Redfern, J. W
Rowland, O. P
Ross, R. A., M.D
Rowland, John
Robertson, Capt. W. T.
Ronan, J. H
Richaidson, Matthew .
Sutherland, Rev. A.
Stevens, E. A
Shaw, Abraham....
Sing, Rev. S
Sheridan, C. W . . . .
Simpson, Donald....
Sanders, M. A
Scott, B
Stewart,! Neil
Scagel, J. D
Simpson, J. D . . .
Address.
Hamilton
Sarnia..
Thoroid ." .' . . ......
Meaford ...
Owen Sound
Pembroke
Arnprior
Chatsworth
Markdale
Owen Sound
Sarnia
Ottawa
Toronto
Ottawa
Toronto
Rockton
Toronto
Ottawa
Toronto
Sarnia .
London
Ottawa
Pembroke
Chatham
Arnprior
Dundalk
Markdale
Toronto . .
Owen Sound
Toronto
Barrie .
Owen Sound
Holland Centre
Toronto ...
Owen Sound
Collingwood
Barrie
Collingwood
Owen Sound
Sarnia
Flesherton
Toronto
Kingston
Foxboro' ,
Toronto
Sarnia
Toronto
Ottawa
New Westminster
Sarnia
B 8
15
10
35
2
1
5
10
10
5
5
20
5
2
10
20
50
5
10
15
10
25
20
5
5
50
40
5
10
10
10
50
20
10
20
5
5
10
2
40
6
5
2
4
50
3
1
2
10
10
10
20
10
10
5
5
10
2
20
1
10
10
2
50
10
10
Amount paid up.
$ c.
225 00
150 00
525 00
30 00
15 00
75 00
150 00
150 00
75 00
75 00
300 00
75 00
30 00
150 00
300 00
750 00
75 00
23 40
150 00
150 00
375 00
300 00
75 00
75 00
750 00
300 00
75 00
160 00
150 00
61 75
750 00
300 00
150 00
300 00
75 00
75 00
150 00
30 00
600 00
75 00
75 00
30 00
60 00
750 00
45 00
15 00
30 00
150 00
150 00
150 00
300 00
150 00
150 00
75 00
75 00
150 00
30 00
300 00
15 00
150 00
150 00
30 00
750 00
150 00
150 00
57 Victoria.
Sessional Papers (No. 13).
A 1894
LIST OF SHAREHOLDERS.— ConciudetZ.
Name.
Scott, Wm
Sweet, Wm
Smith, H. B
Schooley, Miss A. M .
Schooley, Miss L. .T. .
Stewart. H. D .
Schmidt, George
Smith, F. M
Sand ford, S. J
Smith, HE
Smart, A. M
Tucker, Rev. S. .
Tallmadge, E. H.
Tinning, J. B. . . .
Tolchard, H ...
Taylor, Miss A .
Thompson, J. E.
Urquhart, John, M.D.
Vickery, Rev. John .
Vail, C. L., M.D. ..
Vail, Mrs. M. E . . ,
Whiteside, T. R
Walker, E
Whittaker, William..
Wilk.s, Mrs. A
Wilks, MissE
Wells, W. C
Wilson, Mrs. E
Ward, W. O
Williams, William. . . .
WooUings, .James
Williams, M. H
Weir, G. E
Weir, Miss Caroline. .
Weir, Miss Catherine .
Wedge, George
Ward, G. D
Wightman, Robert
Watson, R. McD. . . .
Wilson, David
White, A. T
William.s, William . . . .
Wesley, Samuel
Workman, Thomas.. . .
White Peter, M.P ...
White, W. R
Wootten, Frank
Woollings, Mrs. A. B.
Wurtele, J. W. L
Address.
Ottawa
Sarnia
Owen Sound.
Welland . . . .
Barrie
Pembroke . . .
Barrie
Barrie
Owen Sound
London
Toroutc
Streetaville
Arnprior
Oakville .
Thornbury
Sarnia ....
Toronto
Sarnia .
Toronto .
Bowmanville
Toronto
Oakville
Dresden .
Carleton Place.
Cobourg
Owen Sound . .
Hamilton
CoUingwood . .
Pembroke
CoUingwood . .
Barrie
Ottawa
Pembroke
Toronto.
Ottawa ,
Amount paid by interest beaiing notes.
Total amount paid up
50
3,509
Amount paid up
1.50 00
75 00
150 00
75 00
75 00
90 00
75 00
45 00
.30 00
300 00
315 00
300 00
300 00
15 00
75 00
16 00
75 00
750 00
150 00
60 00
75 00
30 00
30 00
600 00
15 00
15 00
15 00
75 00
75 00
150 00
60 00
375 00
300 00
450 00
450 00
45 00
75 OO
300 00
45 00
150 00
150 00
30 00
75 00
750 00
150 00
75 00
15 00
50,145 15
2,590 45
52,735 60
B9
Victoria Sessional Papers (No. 13). A. 1894
PEOPLE'S LIFE INSURANCE COMPANY OF TORONTO.
Commenced business ith May, 1892.
HEAD OFFICE, TORONTO.
President — Frederick Crompton. | Secretary — E. J Lomnitz.
Authorized Debenture Capital, ^20,000.
Subscribed Capital, $18,400. Paid up, $18,400.
Deposit at Provincial Treasury, #10,000.
Statement for year ending 31st December, 1892.
Assets.
Cash value of Government deposit $10,000 00
" on hand, head office $ 8 14
«' in Imperial Bank 1,760 17
1,768 31
" in agents' hands . -. 689 77
Bills receivable 786 65
Deferied and outstanding premiums 1,588 93
Total assets $14,833 66
Liabilities.
Reinsurance reserve (interest being taken at 4^ per cent.) $4,229 93
Total amount of liabilities, except debenture capital .... $4,229 93
Debentures paid up $18,400 00
B 10
-57 Victoria.
Sessional Papers (No. 13).
A, 1894
Receipts.*
Cash received for premiums $3,511 46
interest 319 93
debentures 18,400 00
Total receipts j22,23j^ 39
Expenditure.
Amount paid for agents' commission $2,981 36
" salaries 1,691 35
" medical feea. 224 85
" legal expenses 10 00
" all other expenses 2,287 94
Total expenses of management $7,195 50
Miscellaneous.
Amount paid for claims 2,000 00
" office furniture $398 45
" other expenses 531 27
929 72
Total expenditure $10,125 22
MISCELLANEOUS.
Life Risks.
Amount.
Contracts taken during 1892
" expired lapsed, become claims, etc.
Net contracts on foot 31st December, 1892 . . .
*May to December, 1892.
B 11
57 Victoria.
Sessional Papers (No. 13).
A. 1894:
LIST OF DEBENTURE HOLDERS.
1
Name.
Residence.
Amount
subscribed. 1
Amount
paid up.
Alfred Baker, M. A
John Flett
Toronto
Renfrew
-S c.
2,500 00
1,300 00
1.200 00
1,200 00
1,300 00
1,200 GO
1,100 00
.5,000 00
1,200 00
1,200 00
1,200 00
$ c.
2,500 00
1,300 00
1,200 OO
Carleton Place
1,200 00.
W. H. Hunter
1,300 00
James P. Murray
W. Beattie Nesbitt, M. D
1,200 00
C(
1,100 00
,,
5,000 OO
Hon. M. SuUivan, Senator
Kingston
1,200 00
Frank Turner, C.E
Toronto
Pembroke
1,200 00
Hon. Peter White, M.P
1,200 00
Total
$18,400 00
$18,400 00
B 12
57 Victoria. Sessional Papers (No. 13). A. 18i4
RECAPITULATION
ASSETS, LIABILITIES, REVENUE AND EXPENDITURE
OF LIFE INSURANCE COMPANIES.
8 (IN.)
57 Victoria.
Sessional Papers (No. 13).
A. 1894
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i
57 Victoria. Sessional Papers (No. 13). A. 1894
JOINT STOCK FIRE INSURANCE COMPANIES.
YEAR ENDING 81st DECEMBER, 1892.
I
I
57 Victoria.
Sessional Papers (No. 13)
A. 1894
JOINT STOCK FIRE INSURANCE COMPANIES,
YEAR ENDING 31st DECEMBER, 1892.
HAND-IN-HAND INSURANCE COMPANY (MUTUAL AND STOCK) and
MILLERS' AND MANUFACTURERS' INSURANCE COMPANY (STOCK
At^D MUTUAL) SEE UNDER "CASH MUTUAL COMPANIES."
QUEEN CITY FIRE INSURANCE COMPANY.
HEAD OFFICE, TORONTO.
Commenced business 1st July, 1871.
President — W. H. Howland. | Secretary — Thomas Walmslby.
Authorized Capital, $100,000.
Subscribed Capital, $100,000. Paid up, $50,000.
Securities deposited in Treasury of Ontario, $10,000 par value.
Assets.
Value of real estate held by Company, being land and building on the west
side of Church Street, Toronto, where the head offices of the Company
are situated $80,633 69
Debentures of Freehold Loan and Savings Company 10,000 00
Amount of loans secured by mortgage 23,264 00
" " on bank stock 54,500 00
Agents' balances 2,612 69
Interest accrued and unpaid on all loans as above 1,025 74
Accrued rents 1,713 34
Cash on deposit in Dominion Bank 6,698 45
Amount of all other Assets 550 53
$180,998 44
Liabilities.
Unearned premiums, being 50 per cent, of gross premiums $14,741 37
Other liabilities 89 85
Total liabilities, except capital stock $14,831 22
Capital stock paid up in cash $50,000 00
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Revenue Account.
Gross premiums received in cash $19,685 58
Received for interest, dividends on stocks and all other sources 4,783 01
Rents 5,091 15
Cash, all other sources 50,330 00
Total $79,889 74
Expenditure.
Amount paid for losses occurring during the year 1892 $3,995 51
" for re-insurance premiums , 1,434 97
" for cancelled policies , 1,752 15
Amount of dividends paid during the year to shareholders 2,500 00
" rebate " " policy holders 120 63
Paid for commission or brokerage 2,476 76
" salaries, fees, and all other remuneration of officials 3,660 00
" rent 400 00
" bonus 160 00
$16,500 02
" statutory assessment and license fee S 113 02
" books, stationery, printing and advertising 441 92
" travelling expenses 38 67
" postage, etc 47 12
" voted to President at annual meeting 1,000 00
" legal expenses 11 02
" bonus salary 83 33
'• over time 18 91
" expenses against rent 2,325 75
4,079 74
Loan 54,500 00
Total expenditure $75 079 76
MISCELLANEOUS.
Fire Risks.
Number.
Amount.
Policies in force (gross) Slst December, 1891
Taken during the year 1892, new and renewed
2,784
1,824
S c.
2,830,239 00
2,341,583 00
Total
4,608
1,689
5,171,822 00
Deduct expired and cancelled during 1892
2,558,556 00
In force at 31st December, 1892
Of which was re-insured
2,919
2,613,266 00
264,041 00
Net risks carried by Company, Slst December, 1892
2,349,225 00
I
B 20
57 Victoria.
Sessional Papers (No. 13).
A. 1894
LIST OF STOCKHOLDERS.
Name.
Austin, James
Badenach, William
Copp, Clark & Co
Downey, J
Elliott, R. W . . .
English, C. E
English, E. Taylor
Harvey, A
Howland, W. H
Maclennan, James
Maclennan, James")
Walmsley, Thos . . |- Trustees
I
Howland, W. H.. J
McMurrich, W. B)
> Trustees
McMurrich, Geo . . )
Roaf, J. R
Scott & Walmsley
Scott, Hugh , ,
Scott, James
Scott, J. G
Strathy, H. H
Smith, W. H. (intrust).
Walmsley, William
Walmsley, Thomas
Watson, James
Wood, A. T
Total
Toronto
Barrie. .
Toronto
Residence.
Hamilton
5,000 00
3,000 00
Amount sub-
scribed.
Amount paid up
in cash.
$ c.
$ c.
2,000 00
1,000 00
1,000 00
500 00
1,000 00
500 00
1,000 00
500 00
2,500 00
1,250 00
12,300 00
6,150 00
200 00
100 00
500 00
250 00
4,000 00
2,000 00
5,000 00
2,500 00
2,500 00
1,500 00
1,500 00
750 00
27,500 00
13,750 00
5,000 00
2,500 00
3,000 00
1,500 00
1,000 00
500 00
1,000 00
500 00
10,000 00
5,000 00
1,000 00
500 00
10,000 00
5.000 00
1,000 00
500 00
1,500 00
750 00
100,000 00
50,000 00
B 21
«
57 Victoria. Sessional Papers (No. 13). A. 1894
CASH-MUTUAL FIRE COMPANIES,
ASSETS AND LIABILITIES : INCOME AND EXPENDITURE.
i
57 Victoria. Sessional Papers (No. 13). A. 1894
CASH-MUTUAL FIRE COMPANIES
YEAR ENDING 31st DECEMBER, 1892.
ECONOMICAL MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, BERLIN.
Commenced business 28th October, 1871.
President — J. Fennell. Manager — Hugo Keanz.
Unassessed premium note capital, $221,120.92.
Securities deposited at Provincial Treasury, par value, $27,556.47.
Assets.
Cash value of mortgages on real estate = $50,271 48
Cash value of real estate 15,000 00
Cash on deposit to Company's credit in Canadian Bank of Commerce and on
hand 13,602 24
Cash in Agents' hands, acknowledged by them to be due, and considered good 123 33
Amount unpaid of assessments levied during 1892 2,083 38
" " " in prior years (not extended) $243 96
Amount of short date notes, or due bills, less than one year overdue 1,693 02
" premium notes in force after deducting all payments
thereon and assessments levied $221,120 92
Less premium notes given for re-insurance 3,732 00
217,388 92
Other amounts due Company 594 14
" of rent 42 50
" of office furniture (not extended) $500 00
Total assets $300,799 01
Liabilities.
Amount of re-insurance reserve $7,313 00
•' loss supposed 2,975 00
Total liabilities , $10,288 00
Receipts.
Cash at head office, as per last statement (not extended) $75,808 63
Cash received as first payments, being part payment of premium notes $23,066 45
for assessments levied in 1892 23,277 34
assessments levied in years prior to 1892 1,302 63
premiums on cash system . . . . , 9,895 42
interest 3,729 96
transfer fees 110 50
rents 875 00
Total receipts $62,257 30
B 25 ^'^^^^'^
57 Victoria,
Sessional Papers (No. 13).
A. 18P4
Expenditure.
Expenses of Management :
Amount paid for commission to agents . 09,322 54
" statutory assessment 156 91
" printing, stationery and advertising 824 44
" salaries, directors' and auditors' fees 5,459 70
*• postage, telegrams and express 654 93
fuel and light 118 57
*« taxes 180 20
" travelling expenses 1,075 37
" costs, law 57 89
Expenses of management $17,850 55
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 $34,423 48
" *' " prior to 1892 1,000 00
" re-insurance , 769 11
" rebate, abatement and returned premiums ... . 432 66
" furniture and repairs, watchman and cleaning
expenses 444 83
" dividends 4,271 58
41,341 66
Total expenditure $59,192 21
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
One j-ear or less.
Three years.
Total.
Mutual
S c.
S c.
5,377,038 00
1,302,821 00
S c.
5,377,038 00
1,756,932 00
Cash
454,111 00
Total
454,111 GO
6,679,859 00
64,957 00
1,500 00
7,133,970 00
Re-insured.
Mutual
Cash
Total
66,457 00
66,457 00
Net risks carried by Companv, 31st Dec, 1892
7,067,513 00
1
B 26
57 Victoria
Sessional Papers (No. 13).
A. 1894
MOVEMENT IN RISKS.
System of Insurance.
Fire Risks. — Mutual System.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Fire Risks. — Cash System.
Policies in force 31st December, 1891
" new and renewed during: 1892
Gross number during 1892 , j
Less expired and cancelled in 1892
Net risks in force on Cash system 31st December, 1891
Number.
5,008
2,261
7,269
2,196
5,073
1,205
1,080
2,285
240
2,045
Amount.
5,190,948 00
2,433,559 00
7,624,507 00
2,247,469 00
5,377,038 00
999,568 00
1,059,324 00
2,058,892 00
301,960 00
1,756,932 00
BUSINESS TRANSACTED;
General Fire Insurance.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892,
Amount of face of all premium notes held by Company, and legally liable to assessment. .
Amount of all premium notes, after deducting all payments thereon, and assessments levied
Amount of premium notes received during the year 1892
Residue of premium notes given by Company for re-insurance
B 27
Total.
303,471 00
221,120 92
145,815 00
3,732 00
57 Victoria. Sessional Papers (No. 13). A. 1894
FIRE INSURANCE EXCHANGE.
HEAD OFFICE, TOROXTO.
Commenced business Srd August, 1886.
President — Frederick Wyld. Secretary — Hugu Scott,
Securities deposited in Treasury of Ontario :
Debenture of Manitoba and N. W. Loan Oo'y $5,000 00
Subscription list of guarantee capital 200,000 00
Unassessed premium note capital 11.567 85
Assets.
Shares, debentures and other securities $14,200 00
Cash on deposit in Standard Bank, Toronto 5,211 75
Undertakings, unassessed amount $11,567 85
Less residue of premium notes given for re-insurance 1,197 75
10,370 10
Amount due by sundry persons 1,373 98
Total assets $31,155 83
Liabilities.
Unearned premiums, being 50 per cent, of gross premiums $2,475 27
All other liabilities 108 76
Total $2,584 03
Income.
Cash received for first payments, 1892 $12,294 56
" " premiums on cash system 4,147 32
" " interest. 748 92
" " debentures 5,000 00
" " re-insurance claims 419 26
Total $22,610 06
B 28
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Expenditure.
Cash paid for commission to agents
'• investigation and adjustment of claims
" statutory certificate and license
" rent and taxes
" salaries, directors' and auditors' fees
" printing, stationery and advertising
" travelling expenses and inspection of risks
" plans, telephone and exchange
Total expenses of management
Oash paid for losses which occurred during 1892 $8,841 16
" re-insurance premiums 1,801 83
" rebate 1,239 60
" dividends to guarantors 1,000 00
" investments 9,200 00
Total expenditure
11,449
31
37
86
59
61
300
00
1,916
00
468
17
148
52
46
27
1,425 74
22,082 59
$26,508 33
CURRENCY OF RISKS
Amount covered by Policies in force 31st Decemher, 189Z.
System.
One year or less.
Three years.
Total.
Matual
$ c.
837,660 00
307,027 00
S c.
$ c.
837,660 00
518,697 25
Cash
211,670 25
Total
1,114,687 00
123,828 00
56,120 00
211,670 25
.S0,000 00
1,356,357 25
Re-insured.
Cash . .
Total
179,948 00
30,000 00
209,948 00
N et risks carried by Company, 31st December, 1892. .
964,739 00
181,670 25
1,146,409 25
9 (IN.)
B29
57 Victoria.
Sessional Papers (No. 13).
A. 1894
MOVEMENT IN RISKS.
System of Insurance.
Number.
Amount.
Mutual Si/stem.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892.
Cash System.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892 . . . .
Net risks in force on cash system 31st December, 1892 . . .
287
344
631
381
1,064,253 00
1,032,664 00
2,096,917 00
1,259,257 00
250
118
99
217
52
165
837,660 00
379,932 25
496,002 00
875,934 25
357,237 00
518,697 25
BUSINESS TRANSACTED ;
General Fire Insurance.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
One year risks.
Amount of face of all premium notes held by Company, and legally liable to assessment.
Amount of all premium notes, after deducting all payments thereon and assessments levied
Amount of premium notes received during the year 1892
Residue of premium notes given by Company for reinsurance
23,135 70
11,567 85
25,204 90
1,197 75
B 30
57 Victoria.
Sessional Papers (No. 13).
A. 1894
LIST OF GUARANTORS.
Sul'Scription List of Guarantee Capital deposited as security in the Provincial Treasury.
Name of Guarantor.
Allen, W. A
Breunan, J. C
Brock, \V. R
Bunting. C. W
Bain, Laidlaw & Co
Blain, Hugh
Bate & Co., C. T ..'. ...
Cronyn, V . .
Campbell, A. H
Darling, Andrew
Dunnett, Thomas
Devlin. R. .J
Elliott, W
£bv, J. V
Elliott, Robert W
Gurney, E
Gage, W. J
Garland. J. M
Howland, Sir W. P
Hamilton, W. B
Howland, H. S
Hallam, John
Hedley, Jaaies
Howland, W. H
Ince, Wil iam
Irving, A. S
MacKay, Donald
McKinnon, S. F
Martin, C
Mucklestone, J
O'Brien, Henry
Patterson, R. L
Park, W. W
Roger.s, Elias
Rose, G. M
Spink, J. L
Scott, Hugh
Scott, James . . .
Wyld, Fred
Withrow, John J
VVahnsley, Thomas
Watson, James
Wilson, William
Waldie, John
Wood, Honourable S. C
Wood, A. T
Yarker, G. W
Residence.
Ottawa . .
Toronto . .
((
((
Ottawa . .
London . .
Toronto . .
Ottawa . .
Toronto
((
Ottawa . .
Toronto . .
((
a
(<
(C
Kingston
Toronto .
(<
Hamilton
Toronto .
Amount
Guaranteed.
S c.
1,500 00
1,000 00
5,000 00
5,000 00
5,000 00
5,000 00
1,000 00
2,000 00
5,000 00
5,000 00
1,500 00
1,500 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
1,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
1,500 00
3,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
2,500 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5.000 00
5,000 00
3,500 00
5,000 00
5,000 00
.$200,000 00
B31
57 Victoria. Sessional Papers (No. 1^). A. 1894
GORE DISTRICT MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, GALT.
Commenced business, IQth October, 1839.
President — Hon. James Young. | Secreto.ry — R. S. Strong.
Unassessed premiutu note capital, $187,811.58.
Securities deposited in Treasury of Ontario, par value, ^20,000.
Assets.
Loans secured by mortgages $97,423 13
Market value of shares, bonds, debentures and securities other than the
foregoing 10,000 00
$107,423 13
Actual cash on hand at head office $1,432 47
Cash on deposit to the Company's credit, not drawn against
in the following chartered banks :
Merchant's Bank, agency at Gait 30,097 83
Bank of Commerce, " 16,784 49
48,314 79
Cash in agents' hands acknowledged by them to be due and considered
good 3,135 01
Amount unpaid of premium notes in force after deducting all
payments thereon and assessments levied $187,811 58
Less residue of premium notes given by the Company for
re insurance 227 10
Net premium notes 187,584 48
Aniount of interest accrued 3,728 98
Total assets $350,186 39
B 82
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Liabilities.
Amount required to re-insui e all outstanding risks taken on the cash system,
being 50 per cent, of gross premiums on all cash system policies in
force at 31st December, 1892
Amount resisted loss
" adjusted loss
Total liabilities ,
Revenue.
Cash at head office, as per last statement (not extended)
Oash received as assessment of 1892
" premiums on cash system
" interest
" re-insurance claims
" transfer fees and extra premiums ....
** bonus to members
24
Total receipts
$28,691
76
550
00
900
00
$30,141
76
>65,758 46
38,678 55
7,244 86
5,636 48
542 83
11,405 52
.29,266 70
Expenditure.
Expenses of Management :
Amount paid for commission and bonus to agents . . .
" fuel and light
" statutory assessment or certificate . . .
" printing, stationery and advertising
" rent and taxes
" salaries, directors' and auditors' fees ,
" travelling expenses
" postage
" telegrams and express
$17,452
66
57
49
226
83
916
60
587
63
7,431
33
5,211
13
890
42
125
50
Expenses of management .
,209 14
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 $59,058 06
" re insurances 8,566 81
" rebate, abatemer.t and returned premiums. . 2,601 53
" incidentals 694 03
" bonus to members < 1 1,372 55
Total expenditure ,
J,292 98
.10,502 12
B33
57 Victoria.
Sessional Papers (No. 13)
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892.
System.
One year or less. Two years.
Three years.
Total.
Mutual
8 c. S c.
S c.
4,149,232 86
4,665,720 95
$ c.
4,149,232 86
6,041,901 28
Cash
1,376,180 33
Total
1,376,180 33
8,814,953 81
7,050 00
387,020 49
10,191,134 14
7,050 00
Re-in&ured.
Mutual
Cash
112,684 98
499,705 47
Total
112,684 98
394,070 49
506 755 47
Net risks carried by Company, Dec.
31st, 1892
1,263,495 35
8,420,883 32
9,684,378 67
MOVEMENT IN RISKS.
System of Insurance.
Number.
Amount.
Mutual System.
Policies in force 31st December, 1891
Policies new and renewed during 1892
2700
$ c.
3,795,291 00
1,740,873 50
Gross number during 1892
5,536,165 36
Less expired and cancelled in 1892 .
1,386,932 60
Net risks in force on mutual system, 31st December, 1892
Cash System.
Policies in force, 31st December, 1891
Policies new and renewed during 1892 " .
2882
5656
4,149,232 86
5,806,461 73
2,596,073 66
Gross number during 1892
8,402,-535 39
Less expired and cancelled in 1892
2,360,634 11
Net risks in force on cash system, 31st December, 1892
5899
6,041,901 28
B34
57 Victoria.
Sessional Papers (No. 18).
A. 1894
BUSINESS TRANSACTED :
General Fire Insurance.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
One year
risks.
Two year
risks.
Three year
risks.
Total
Amount of face of all premium notes
held by Company, and legally
$ c.
$ c.
S c.
305,730 00
187,811 58
122,464 00
S c.
305,730 00
Amount of premium notes, after de-
ducting all payments thereon and
assessments levied
187,811 58
Amount of premium notes received
during the year 1892
122,464 00
Rc-insurancc.
Residue of premium notes given by
227 10
227 10
B35
57 Victoria.
Sessional Papers (No. 13).
A. 1894
HAND-IX-HAXD INSUKANCE COMPANY, MUTUAL AND STOCK.
HEAD OFFICE TORONTO, OXT.
Commenced business Ist Jvly, 1873.
President — W. H. Howlaxd.
Secretary — Hugh Scott.
By Act 4:2 Vic. cap. 85, Ontario Statutes, 1879, power was granted to this Company to
raise Capital Stock and do business on the Cash System.
Authorized Stock Capital 6500,000 00
Subscribed " 100,000 00
Paid up in Cash " 20,000 00
Stock uncalled 80,000 00
Securities deposited in the Treasury of Ontario (par value) 10,000 00
LIST OF STOCKHOLDERS.
Name.
Austin, James .
Campbell, A. H..
CofiFee & Co., L . .
Dixon, B, Homer
Downej', John
Elliott, Wm
Fisher, D
Gzowski, Sir C. S., A.D.C.
Howland, Sir W. P
Howland, W. H....
Residence.
Macjjherson, Sir D. L
Maclennan, Hon. Justice
MacMaster, Hon. Wm., estate of.
Smith, Prof. Goldwin
Smith, Larratt W., D.C.L
Smith, Henry A
Scott, James
Smith, Sir D. A
Scott & Walmsley
Total
Toronto
Bowman vUle
Toronto
London, Ont
Toronto
Montreal ....
Toronto
Amount
Subscribed for.
S c.
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
5,000 00
10,000 GO
100,000 00
Amount
paid up in cash.
$ c.
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
1,000 00
2.000 00
20,000 00
B 36
57 Victoria.. Sessional Papers (No. 13). A. 1894
Assets.
Mortgages on property in Toronto SI 6,686 33
Loans on bank stocks 24,447 50
Shares, debentures and other securities 550 00
841,683 83
Cash on deposit to Company's ci-edit in Ontario Bank $9,338 63
'• " Freehold Loan and
Savings Company 1 2,175 45
21,514 08
Cash in agents' hands 4,777 76
Premium notes in force after deducting all payments thereon
and assessments levied $1 7,460 18
Less residue of premium notes given for re-insurance 8,487 08
8,973 10
Total $76,948 77
Subscribed capital uncalled 80,000 00
Liabilities.
Amount required to re-insure all outstanding risks taken on cash system,
being 50 per cent, of gross premiums on all cash system policies in
force at 31st December, 1892 $5,879 73
Directors' fees, etc 300 00
Other liabilities 2 12
Total liabilities .-. $6,181 85
Revenue Account.
Cash received for premiums on cash system $13,602 37
" as first payments on deposits, being part payment of premium
notes 20,591 56
'• for interest 1,405 99
" for plate glass insurance 2,027 38
" re-insurance 3,011 94
" loans repaid 23,993 90
Total $64,633 14
B 37
57 Victoria
Sessional Papers (No. 1 3).
A. 1894
Expenditure.
Oash paid for rent
" inspecting risks and clerical work
" statutory assessment, license, etc
" printing, stationery and advertising . , .
" salaries, directors' and auditors' fees . . .
" investigation and adjustment of claims,
" postage, telegrams and express, etc
" travelling expenses
" agents' commission
Total management ....
Cash paid for losses during 1892
" " prior to "
.2.365 37
338 23
re-insurances (premiums paid)
rebate, abatement and returned premiums
dividends
debentures, shares, etc
other expenses
Total expenditure ,
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892,
$ 400 00
102 25
91 52
206 08
1,305 00
51 42
42 43
29 82
4,462 83
S6,691 35
12,703 60
12,347 84
2,741 91
2,000 00
24,847 50
262 96
$61,595 16
System.
One year or less.
Three years.
Total.
Insurance,
Mutual
$ c.
1,022,751 00
867,407 00
$ c.
$ c.
1,022,751 00
Cash .*
554,862 00
1,422,269 00
Total
1,890,158 00
501,844 00
178,219 GO
554,862 00
2,445,020 00
Re-insurance.
Mutual
501,844 00
Cash
20,816 00
199,035 00
Total
680,063 00
20,816 00
700,879 00
Net risks carried by Company, 31st Dec, 1892
1,210,095 00
534,046 00
1,744,141 00
B 38
57 Victoria.
Sessional Papers (No. 13).
A. 1-C4
MOVEMENT IN RISKS.
System of Insurance.
Fire Risks — Mutual System.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892 .
Less expired and cancelled in 1892
Net risks in force on mutual system Slst December, 1892
Fire Risks — Cash System.
Policies in force Slst December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on cash system Slst December, 1892 . ,
Plate Glass Risks.
Policies in force Slst December, 1891
" new and renewed during 1892
Gross number during 1892
Le5s expired and cancelled in 1892
Net risks in force Slst December, 1892
Number.
Amount.
$ c.
291
1,107,363 00
S97
1,377,429 00
688
2,484,792 00
398
1,462,041 00
290
1,022,751 00
383
1,219,651 00
626
1,472,008 00
1,009
2,691,659 00
512
1,269,390 00
497
1,422,269 00
740
186,324 00
271
36,564 00
1,011
222,888 00
280
37,980 00
731
184,908 00
BUSINESS TRANSACTED:
General Fire, Plate Glass and Inland-Marine Insurance.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December, 1892,
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892.
Residue of premium notes given for reinsurance
One year risks.
34,920 36
B 39
17,460 18
41,183 12
Total.
34,920 36
17,460 18
41,183 12
8,487 08
57 Victoria. Sessional Papers (No. IS). A lh94
THE MILLERS' AIS^D MANUFACTURERS' INSURANCE COMPANY,
MUTUAL AND STOCK.
HEAD OFFICE, TORONTO, ONTARIO.
Co7nmenced business 1st September, 1885.
President — James Goldie. | Secretary — Hugh Scott.
Authorized stock capital $250,000 00
Subscribed stock capital 122,500 00
Paid up in cash 23,750 00
Capital stock uncalled 98,750 00
Securities deposited at Provincial Tieasury 10,000 CO
Assets.
Shares, debentures and other securities §29,500 00
Cash on deposit in Traders' Bank, Toronto $6,237 64
" Bank of Commerce 362 45
6,600 09
25,124 71
Undertakings, unassessed amount $40,763 06
Less residue of premium notes given for re-insurance 15,638 35
Ofl&ce furniture (not extended) S594 90
Interest $ 425 93
Fire equipment 531 40
Uncollected premiums 4,314 81
Loans on stock 34,400 00
39,672 14
Total assets $100,896 94
Capital stock uncalled $98,750 00
Liabilities.
Supposed or reported losses $2,000 00
Re insurance reserve , 369 1 1
Otherjiabilities 1,668 75
Total liabilities to public $4,037 86
Liability to stockholders —
Paid up stock $23,750 00
Revenue Account.
Cash received as first payments or deposits, being part payment of premium
notes $43,699 65
for interest 3,211 84
cash premiums 1,203 29
call on stock 3,650 00
commission 2,598 83
re-insurance claims 15,319 79
Total income $69,683 40
B 40 ^^^^"""^
57 Victoria.
Sessional Papers (No. 13).
A 1894
Expenditure.
Cash paid for law costs $ 28 43
" statutory assessment, license, etc 77 63
" travelling expenses 514 81
rent 400 00
" salaries, directors' and auditors' fees o,827 45
" printing, stationery and advertising 305 81
" postage, telegrams and express 64 11
" sundries . 258 15
Total expenses of management S7,476 39
Gas*! piid for losses which occuired during 1892 28,479 20
" re.bate 3,256 33
" re-insurance (premiums) 18,356 73
" dividends (shareholders and policy holders) 5,220 90
Total expenditure S62,789 55
CURRENCY OF RISKS.
A7nount covered by Policies in force Slat December, 1892.
System.
Total.
Mutual insurance
Cash
Re-in.'iurance :
Mutual . .
Cash
2,252,597 00
59,045 00
2,311,(542 00
8S2,(;04 00
2,000 00
I 884,604 00
Net risks | 1,427,038 00
MOVEMENT IN RISKS.
Number.
Amount.
.
Mutual System.
Policies in force 31st Decf'mber, 189 1
518
721
$ c.
2,301,203 00
2,772,732 00
Policies new and renewed during 1892
Gross number durini? 1892
Less e.\])ired or cancelled in 1892
1,239
701
538
5,073,935 00
2,821.338 00
Net risks in force on mutual system 3l^t December, 1892
2,252,597 00
Cash System.
Policies in force 3lst December, 1891
Policies taken duiing 1893, o i cash system . . .
28
22,250 00
93,838 00
Less expired and cancelled in U'92
Net risks in force on cash system 31at Dec-mber, 18 J2.
34
13
21
116,088 00
57,043 00
59,045 00
B 41
57 Victoria.
Sessional Papers (No. 13;.
A. Ih94
BUSINESS TRANSACTED :
Manufacturing Risks.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Amount of face of all premium notes held by Company and legally
liable to assessment
Amount of all p-emium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
Residue of premium notes given for re-insurance
One year risks.
81,526 12
40,703 06
81,526 12
15,638 35
Total.
81.526 12
40,763 06
81,526 12
15,638 35
LIST OF STOCKHOLDERS.
Name.
Address.
Armstrong, J. B Guelph
Baird, A. H Paris.
Barber, John R Georgetown
Baird, H. N Toronto
Bell, Wm Guelph
Burnett, -T. S VVmterbourne
Elliott, R, W Toronto
Forbes, Robert Guelph .
G oldie, J as
Goldie & McCulloch Co., Limited Gait
Rowland, W. H Toronto . .
Hall, Jas. & Co Brockville.
Hilborn, Jacob , Blair ...
Karn, D. W. & Co i Woodstock
King Bros ! Whitby . . .
Mustard, H i Wyoming .
MuBkoka Mill and Lumber Co Toronto . .
McBride, Wm . j Strathroy .
McLaughlin & Moore ! Toronto . .
McKay, Thos & Co ! Ottawa
McNally, Angus Blair
Norval
Ingersoll
St. Catharines
fans
Preston .
Merritton
Noble, Robert
Noxon Bros
Neelon, S
Norris, Jas
O'Neail, Thos
Pattinson, George
Riordon, Charles .
Saunby, J. D London
Stewart, Robert ! Guelph
Smith, R. H. Co., Limited j St. Catharines
Spink, J. L Toronto
Scott, Hugh I "
Sutton, Wm j Simcoe
Sadler, Dundas & Co j Lindsay
Seagram, Jos. E Waterloo ... . .
Storey, W. H , Acton
Taylnr & Bates St. Catharines
Watts, A ! Braitford
Whitelaw, C Paris
Whitelaw, R i Woodstock . . .
Wilson, Wm [ Toronto ... .
Walmsley, Thos i "
No. of
Shares.
50
10
20
30
80
10
10
20
70
60
60
20
10
20
15
10
50
10
25
10
10
30
30
30
30
?,
50
50
20
10
10
50
30
10
30
30
50
10
50
10
10
50
30
Total.
Amount of
stock held.
1,225
•S c.
5,000 00
1,000 00
2,000 00
3.000 00
8,000 00
1,000 00
1,000 00
2,000 00
7,000 00
6,000 00
6,000 00
2,000 00
1.000 GO
2,000 00
1,500 00
1,000 00
5,000 00
1,000 00
2,500 00
1,000 00
1,000 00
3,00n 00
3,000 00
3,000 00
3,000 00
500 00
5,000 00
5,000 (jO
2,000 00
1,000 00
1,000 00
5,000 00
3,000 00
1,000 00
3,000 00
3,000 00
5,000 00
1,000 00
5,000 00
1,000 00
1,000 00
5,000 00
3,000 00
122, .500 00
Amount
paid, being
20 per cent.
of amount
stock held,
31st Dec,
1892.
S c.
1,000 00
200 00
400 00
600 00
1,600 00
200 00
200 00
400 00
1,400 00
1,200 00
1,?00 00
400 00
200 00
200 00
300 00
200 00
1,000 00
100 00
500 00
200 00
200 00
600 00
600 00
300 00
600 00
50 00
1,000 00
1,000 00
400 00
200 00
200 00
1,000 00
600 00
2010 00
601' 00
COO 00
1,000 00
200 00
1,000 00
200 00
100 00
1.000 00
600 00
23,750 00
B 42
o7 Victoria. Sessional Papers (No. 13) A. 1894
COUNTY OF PERTH MUTUAL FIRE INSURANCE COMPANY.
Commenced business \st December, 1863.
President — Wm. Davidson. ( Secretary — Charles Packebt.
Deposited ia the Treasury of Ontario, $6,000.00.
Unassessed premium note capital, $132,954.77.
Assets.
Cash value of mortgages $17,800 00
Value of debentures 22,931 00
),731 00
Actual cash on dejjosit in Canadian Bank of Commerce, Stratford 11,535 92
Cash in agents' hnids acknowledged by them to be due, and considered good 1,997 44
Amount unpaid of assessments levied during 1892 1,996 33
" of short date notes, or due bills, less than one year overdue 844 84
" of premium notes in force, after deducting all payments
thereon and assessments levied $132,954 77
" less residue of premium notes given for re- insurance . . 9,850 89
123,103 88
office furniture and Goad's plans (not extended) $1,630 93
of interest accrued 619 55
Total assets -. $180,828 96
Liabilities.
Amount required to re insure all outstanding risks taken on the cash system,
being 50 per cent, of gross premiums on all cash system policies in
force 31st December, 1892 $13,203 10
" of sundries 237 77
Total liabilities $13,440 87
Receipts.
Cash at head office, as per last statement (not extended) $1,293 54
Cash received as fiist payment, being part payment of premium notes $17,722 19
" for assessments levied in 1892 15,312 44
" years prior to 1892 1,828 35
" for premiums on cash system 20,225 92
" for interest ^. . . . 1,925 40
" debentures matured, etc 900 00
" for reinsurance 322 27
" for rebate 1 95
'• extra piemiums, transfer fees, etc 227 67
" amount withdiawn from savings bank 10,000 00
'• sundry 49 68
*' contra accounts 4,408 76
Total receipts $72,924 63
B 43
57 Victoria.
Sessional Papers (No. 13).
A. 1894
EXPEXDITUBE.
Expenses of Management :
Amount paid for commission to agents (including bonuses) §9,255 14
II fuel and light 32 73
II investigation and adjustment of claims 475 40
II statutory assessment and license 148 83
II printing, stationery and advertising 940 80
II rent and taxes 213 10
II salaries, directors' and auditors' fees 3,026 50
II travelling expenses 205 55
II postage, telegrams and express 528 23
It law costs 4 7 00
II other expenses 239 88
Total expenses of management 815,1 13 16
Miscellaneous Paynifints :
Cash paid for losses which occurred during 1892 24,11 1 74
II re-insurance 3,966 36
rebate 2,49'J 37
ri debentures and other security 13,800 00
11 deposit in savings bank 13,810 23
Total expenditure 873,300 86
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892.
System.
Mutual ,.
Cash
Total at risk
Re-insured Mutual System
" Cash System
Total re-insarance
Net risks at 31st December, 1892
One year or less. Three years.
221,731 00
757,749 00
979,480 00
84,605 00
84,605 00
3,830,794 00
1,786,153 00
5,616,947 GO
250,821 00
35.100 00
285,921 00
894,875 00 j 5,331,026 00
B 44
Total.
S c.
4,052,525 00
2,543,902 00
6,596,427 00
250,821 00
119,705 00
370,526 00
6,225,901 CO
57 Victoria.
Sessional Papers (No. 13).
A. lcS9 4
MOVEMENTS IN RISKS.
System of Insurance.
Mutual Si/ stem.
Policies in force, 3!st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net ris^ks in force on mutual system 3Ist December, 1892
Cash Si/ stem.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on cash system 31st December, 1892 . .
Number. Amount.
2,833
1,314
4,147
1,072
3,075
2,471
1,896
4,367
1,348
3,019
S c.
3,762,787 00
1,761,793 00
5,524,580 00
1,472,055 00
4,052,525 00
2,034,437 00
1,804,676 00
3,839,113 00
1,295,211 00
2,543,902 00
CLASSIFICATION OF RISKS :
General Fire Insurance.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Amount of face of all premium notes held by company
and legally liable to assessment
Amount of all premium notes, after deducting all pay-
ments thereon and assessments levied
One year risks.
Amount of premium notes received during the year
lb92
S c.
9,185 68
4,592 84
9,771 18
Residue of premium notes given for re-insurance.
Three year risks.
180,959 70
128,361 93
82,016 55
9,850 89
Total.
S c.
190,145 38
132,954 77
91,787 73
9,850 89
10 (IN.)
B 45
/)7 Victoria. Sessional Papers (No. 13). A. 1894
WATERLOO MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, WATERLOO.
Commenced business 1th Murcli, 1S63.
President — Ohas. Hendry. | Secretary — C. M. Taylor.
Unassessed premium note capital, $'-05,036.09,
Deposited with Government of Ontario, $14,500 par value.
Assets.
Oa?h vaiuo of real estate, less incumbrances 815,12-4 23
" mortgages 56,667 65
" shares, bonds, debentures and securities 17,500 00
Cash on deposit to the Company's credit, not drawn against, in
the Molson's Bank, Waterloo $13,532 55
O^sh on hand at head office 9 96
13,592 51
Cash in Agents' hands, acknowledged by them to be due, and considered
good 5,600 81
Amount unpaid of assessments levied during 1892 1,576 15
" of short date notes or due bills, less than one year overdue 1,876 20
" of premium notes in force, after deducting all pay-
ments thereon and assessments levied $205,036 09
Less residue of premium notes given for re-insuraTice 14,046 49
Offi.-e furniture and Goad's plans (not extended). . . .$2,249 70
Amount of all other assets
" unpaid rent
90,989
60
3,668
86
36
00
Total assets 8306,632 01
Liabilities.
Amount of losse.s resisted S 600 00
<•' '•' supposed 1 ,866 83
Amount required to re-insure all outstanding risks taken on the cash system,
being 50 per cent, of gross premiums on all cash system policies in
force at 31st December, 1892 48,052 84
Total liabilities 850,519 67
57 Victoria.
Sessional Papers (No 13).
A. 1894
Eevenue.
Cash at head office as per last statement, (not exleiidod)
" premiums and investments $138,709 20
" for interest and transfer fees 4,135 49
" for rent 806 00
Totnl receipts $143,710 69
Expenditure.
Expenses of Management :
Amount paid for printinj?, stationery, advertising, postage, telegrams
and express $3,625 92
Amount paid for salaries, directors' fees , , 8,284 50
*' " audit and other expenses 2,520 72
Miscellaneous payme^it^ :
Cash paid for losses, less re-insurance 85 275 66
" re-insurance 11,251 70
" rebite, abatement and commissions 30,930 56
Total expenditure $141,^89 06
CURRENCY OF RISKS.
Amouvt covered by Policies in force Slat Dcccmhcr, 1S92.
System.
One year or less .
Three years.
Total.
Mutual
Insurance.
S c.
S c.
4,808,007 00
10,049,558 00
S c.
4,808,007 00
11,J'82,110 00
Cash
1,832,552 00
Total ....
1,832,552 00
14,857,565 00
511,847 00
87,031 00
16,690.117 00
511,847 00
188,658 00
Mutual
Bc-insurayice.
surance . . .
by Coiripany at 31st
Cas^h
December,
1891
101,627 OO
Total re- in
Net risks carried
101, ()27 00
1,730,925 CO
598,878 00
14,258,087 CO
700,50.:- 00
15,989,612 00
B47
57Victoria.
Sessoinal Papers (No. 13).
A. 1894
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
Policies new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892.
Cash System.
Policies in force 31st December, 1891
Policies new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on cath system 31st December, 1892
4,642,884 CO
1,996,838 00
6,639,722 00
1,831,715 00
12,470
6,341
18,811
5,259
13,552
CLASSIFICATION OF RISKS :
General Fire Insurance.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
4,808,007 00
10,099,910 00
6,899,041 00
16,998,951 00
5,116,841 00
11,882,110 00
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon
and assessments levied
Amount of premium notes received during the year 1892
Residue of premium notes given for re-insurance
B 48
Three year risks.
379,198 09
205,036 09
138,225 93
14,046 49
Total.
379,198 09
205,036 09
138,225 93
14,046 49
57 Victoria. Sessional Papers (No. 13). A. 1894
THE WELLINGTON MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, GUELPH.
Commenced business September, 1840.
Fresident — Fred, W. Stone. | Secretary — Charles Davidson.
Unassessed premium note capital, $124,064.22.
Deposited in the Provincial Treasury, $14,000.
Assets.
Cash value of securities held by Company $ 14,000 00
" on hand at head office $ 908 06
" deposit to Company's credit in Bank of Commerce,
Guelph 9,419 74
10,327 80
Cash in agents' hands acknowledged by them to be due and considered good 1,280 29
Amount unpaid of assessments levied during 1892 849 86
" " " " in prior years (not ex-
tended) $271 43
" unpaid due bills less than one year overdue 559 77
" of premium notes in force, after deducting all pay-
ments thereon and assessments levied $124,064 22
'* less given for re insurance ... 514 75
123,549 47
Office furniture, etc. (not extended) 1,545 49
Total aisets $150,567 19
Liabilities.
Amount of losses adjusted . . $2,044 04
" required to re-insure all outstanding risks taken on cash system,
being 50 per cent, of gross premiums on all cash system
policies in force at 31st December, 1892 18,813 29
Total liabilities $20,857 33
Receipts.
Cash at head office, as per last statement (not extended) $924 79
'• received as first payments, being part payment of premium notes. . . $10,682 49
" " for assessments levied in 1892 18,742 39
years prior to 1892 1009 40
" " premiums on cash system 12,396 54
" for interest 1,096 14
" '' promissory notes, etc 370 GO
" " rent 1 00 00
" " carpenters' risks and fees 1 12 70
" " agents' balances 491 64
Total receipts $45,001 90
B 49
o7 Victoria.
Sessional Papers (No. 13).
A. 1894
Expenditure.
Expenses of Management :
Amount paid for coinmission to agents
" law costs
" fuel and light
" investigation and adjustment of claims
" statutory assessment and license fee
" printing stationery and advertising ,
" rent and taxes
" salaries, directors' and auditors' fees
" travellin<_' and company's inspector's expenses ,
" postage, teleg?'ams and express
S7,405
13
587
39
47
60
317
53
116
fS
810
90
307
40
5,116
73
553
64
726
07
Expenses of management $15,988 92
Miicellaneoiis Payments :
Cash paid for losses which occurred during 1892 $23,717 23
prior to 1892 5,802 80
" rebate, abatements and returned premiums.
" re-insurance
" Goad's plans, etc
29,520 03
1,432 04
199 32
449 65
Total expenditure $47,590 96
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
One year or less.
Three years.
Total.
Insurance.
Mutual
Cash .
S c.
""587,524 07"
$ c.
2,696,049 38
1,271,789 25
$ c.
2,696,049 38
1,859,313 32
Total
587,524 07
3,967,838 63
6,000 00
4,555,362 70
6,000 00
7,200 00
Less re-insurances :
Mutual
Cash
7,200 00
Total
7,200 00
6,000 00
13 200 00
Net risks actually carried at 31st December, 1892
580,324 07
3,961,838 63
4,542,162 70
Rr,o
57 Victoria.
Sessional Papers (No. 13).
A. 1894
MOVEMENT OF RISKS.
Mutual System.
Policies in force 31st December. 1891 . .
" new and renewed during 1892.
Gross number during 1892
Less expired and cancelled in 1892 .
Net risks in force on mutual system 31st December, 1892.
Cash Siistcm.
Policies in force 31st December, 1891 .
" taken during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on cash system, 31st December, 1892.
Number.
2,232
759
2,991
838
2,153
1,320
1,075
2,395
474
1,921
Amount.
2,812,832 71
944,124 07
3,756,957 38
l,0(30,tK)8 00
2,696,049 38
1,408,379 25
1,005,824 39
2,414,203 64
554,890 32
1,859,313 32
BUSINESS TRANSACTED BY COMPANY
General Fire Insurance.
PREMIUM ON NOTES OR UNDERTAKINGS
On Policies in force 31st December 1S92.
Amourit of face of all premium notes held by Company, and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon
and assessments levied
Three year risks.
Amount of premium notes received during the year 1892.
Amount of residue piemium notes given for re-insurance.
B 51
Total.
S c.
S c.
183,382 54
183,382 54
124,064 22
124,064 22
68,228 67
68,228 67
514 75
514 75
57 Victoria. Sessional Papers (No. 18). A. 1894
RECAPITULATION
ASSETS, LIABILITIES, INCOME AND EXPENDITURE
CASH-MUTCTAL FIRE INSURANCE COMPANIES.
57 Victoria.
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57 Victoria. Sessional Papers (No. 13). A. 1S94
STRICTLY MUTUAL FIKE IKSUKAINCL COMPAKIES.
YEAE ENDING 81st DECEMEEE, 1892.
Note — To avoidg delay in publication, the Compsnies compiised in this class are cot arranged in
alphabetical order ; but the statement of any Company can be readily f( und by referring to the Index-
Regi.ster at the etd of the volume.
67 Victoria. Sessional Papers (No. 13). A. 1894
STRICTLY MUTUAL FIRK INSURANCE COMPANIES.
Nora: — To avoid delay in publication, the Companies comprised in this class are not arranged in alpha-
betical order ; but the statement of any Company can be readily found by referring to the Index-
Register at the end of the volume.
HOWICK FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, GORRIE.
Commenced Imsiness lOtJi July, 1873.
President — James Edgar. | Secretary — Wm. S. McKercher,
Unassessed premium note capital, $194,218.25.
Assets
Actual oash in bank $ 2,078 70
Amount unpaid cf assessments levied during 1892 793 96
" " in prior years (not extended) $305.31
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 194,218 25
Total assets $197,090 91
Liabilities.
Retained premiums $62 55
Total liabilities $62 55
Receipts.
Cash at office as per last statement (not extended) $3,010.25
Cash received per assessments levied in 1892 $7,513 99
" " " years prior to 1892 535 17
" premiums retained 45 19
" interest 23 87
" borrowed money 2 117 75
Total receipts $10,235 97
Expenditure.
Expenses of Management :
Amount paid to agents for commission
" for ipvestigation and adjustment of claims
" statutory assessment and license
" printing, stationery and advertising
" interest ,
" .salaries, directors' and auditors' fees
" postage, telegrams and express
" rent and taxes
" sundries
$174
75
102
50
85
41
139
75
26
00
729
80
57
12
10
00
65
20
Expense of management {Carried forward) $1,390 53
11 (IN.) B 61
57 Victoria. Sessional Papers (No. 13). A. 1894
Expenses of management (^Brought forward) = $1 ,390 53
Miscellaneous payments :
Cash paid for losses which occurred during 1892 ^5,622 70
" before 1892 2,002 00
7,624 70
" rebate and returned premiums 34 54
" repayment of loans 2,117 75
Total expenditure SH.Jj^T' 52
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Three years.
Four years.
Five years.
Total.
$ c.
S c.
4,237,150 00
5 c.
$ c.
4,237,150 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
i ~ „" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Number.
2,722
699
3,421
512
2,909
Amount.
3,922,626 00
993,130 00
4,915,755 00
67»,605 00
4,237,150 00
CLASSIFICATION OF RISKS.
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1802.
Three year risks.
Four year risks.
Five year risks .
Total.
Amount of face of all premium notes
held by Company, and legally liable
$ c.
$ c.
211,857 50
$ c.
$ c.
211,857 50
Amount of all premium notes, after
. deducting all payments theieon and
194,218 25
Anionnt of premium notes received
49,6.56 50
B 62
57 Victoria. Sessional l*aper3 (No. 18) A. Ib9 i
BAY OF QUINTE AGRICULTURAL MUTUAL FIRE INSURANCE
COMPANY.
HEAD OFFICE, PICTON.
Commenced business 3lst October, 1874.
President — Thomas Wellbanks. | Secretary — C. H. Widdifield.
Unaseessed premium note capital, ^24,726.60.
Assets.
Amount cash in bank $ 7 62
" unpaid of assessments levied in 1892 . 482 97
'• " " prior years 241 62
" of premium notes in force, after deducting all payments thereon
and assessments levied 24,726 60
Receipts.
Cash first payments, being part payment of preQ)ium notes
" assessments levied in 1892
" in years prior to 1892
'* received for interest
*' borrovped during 1892
" transfers
Total receipts
B 63
Total assets $25,458 81
Liabilities.
Promissory notes $500 00
Interest 25
Total li3,bilities $500 25
$605
89
3,365
39
103
31
6
37
3,600
00
3
00
$7,683 96
57 Victoria,
Sessional Papers (No. 13).
A. Ib94
Expenditure.
Expenses of Management :
Amount paid for commission to agents
" interest
" salaries, directors' and auditors' fees
" statutory assessment and license ....
" printing, stationery and advertising
" investigation and adjustment of claims
" rent and taxes
" postage, telegrams, etc ...
" moving safe
Total expenses of management
Cash paid for losses which occurred during 1892
" " prior to 1892
" repayment of loan
" rebate
Total expenditure
CURRENCY OF RISKS.
Avwunt covered by Policies iti, jurce 31$t December, 1892.
8109
50
154
70
404
25
27
14
.59
70
3
00
2
00
21
60
5
00
$786
89
1,4.51
00
625
00
5,500
00
3
25
18.366
14
System .
Three years.
Five yeArs.
Amount.
$ c.
1,021,953 00
$ c.
$ c.
l,021,9f)3 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31bt December, 1891
" new and renewed during 1892
Gro.s8 number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system Sltt December, 1892 .
B 64
Number.
800
219
1,019
253
766
Amonut.
1,073,604 00
281,170 00
1,354,834 00
332,881 00
1,021,9.53 00
57 Victoria Sessional Papers (No. 13). A. 1894
NORTH WATERLOO FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, WATERLOO,
Commenced biisiness l,st August, 1874.
President — Gko. F. Lackner. | Manager — Levi Stauffkr.
Unassessed premium note capital, $147,266.23.
Assets.
Cash on hand in bank |;?,096 95
Amount unpaid of assessments levied during 1892 356 10
*• " " in prior years (not extended) $43 42
" of premium notes in force, after deducting all payments thereon
and assessments levied 147,266 23
Total assets $150,719 28
Liabilities.— None.
Receipts.
Cash at head office as per last .st.itcmcut (not extended) $2,221.09
Cash received for assessments levied in 1892 $3,419 35
" " years prior to 1892 442 25
" interest 50 91
Total receipts $3,912 51
EXPKNDITURE.
Expenses of Management :
Amount paid for rent and taxes $12 50
'* investigation and adjustment of claims 15 00
" fuel and light = 5 50
" statutory assessment and license fee 63 73
" printing, stationery and advertising 55 57
•• salaries, directors' and auditors' fees 618 20
" postage, telegrams and express 44 42
" travelling expenses 22 59
" other expenses 9 69
Expenses of management $847 20
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 2,189 45
Total expenditure $3,036 65
B 65
67 Victoria.
Sessional Papers (No. 13^
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st Dccembe>-, 1892.
System.
Three years.
Four years. Five years.
Total.
Mutual
S c.
$ c. S c.
3,058,60100
? c.
3,058,601 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 31st December, 1891
1,542
461
$ c.
2,865,323 00
" new and renewed during 1892
825,170 00
Gross number during 1892
2,003
338
3,690,493 00
Less expired and cancelled during 1892
631,892 00
Net risks in force on mutual system, 31st December, 1892
1,665
3,058,601 00
CLASSIFICATION OF RISKS ;
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three year risks.
Four year risks.
Five year risks.
Total.
Amount of face of all premium notes
held by Company, and legally
S c.
S c.
154,927 00
147,266 23
41,792 00
$ c.
$ c.
154,927 00
Amount of premium note.s, after de-
ducting all payments thereon and
147,266 23
Amount of premium notes received
41,792 00
B 66
57 Victoria. Sessional Papers (No. 13). A. 1894
HOPEWELL CREEK MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, NEW GERMANY,
Commenced business $rd March, 1880.
President— E.VGH Roberts. | Secretary — Anton Frank.
Unassessed premium note capital, $73,974.41.
Assets.
Amount unpaid of assessments levied in 1892 $ 700 00
prior to 1892 219 81
II of premium notes in force, after deducting all payments thereon and
assessments levied ' 3,9 / 4 41
Total assets $74.894 22
Liabilities.
■Amount of unpaid losses $644 00
II due Secretary 5 95
Total liabilities $649 95
Receipts.
Cash received for assessments levied in 1892 $4,<84 18
II assessments levied in years prior to 1892 215 69
II borrowed money "•'O 00
Total receipts $5,949 87
Expenditure.
Expenses of Management :
Amount paid for investigation and adjustment of claims $ 14 50
II printing, etc 68 65
II salaries, directors' and auditors' fees 292 00
II statutory assessment 40 13
II postage, etc 48 49
II commission 23 25
II interest 120 30
II law costs 5o 82
II other expenses 15 00
Expenses of management $678 14
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 $2,443 00
II for repayment of loans 2,825 03
II other expenditure 9 65
Total expenditure $5,955 82
B 67
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by policies in force 31st December, 189Z.
System.
Three years.
Total.
Mutual
S c. 1
1,560,328 00
$ 0.
1,560,328 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Policies in force 31st December, 1891 1,321
" new and renewed during 1892 335
Gross number during 1892 > 1 656
Less expired and cancelled in 1892 432
Net risks in force on mutual system 31st December, 1892 1,224
Amount.
J 0.
1,662,220 00
432,650 00
2,094,870 00
534,542 00
1,560,328 00
CLASSIFICATION OF RISKS.
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December, 1892.
Amount of face of all premium notes held by Company and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
Three year risks.
82,104 05
73,974 41
22,797 50
Total.
$ c.
82,104 06
73,974 41
22,797 50
B 68
57 Victoria. Sessoinal Parers (No. 13). A. 1894
GRENVILLE PATRON MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, SPENCERVILLE.
Commenced business '2dth June, 1892.
President — Joseph Scott. | Secretary — F. M. Scott.
Unassessed premium note capital, $3,361.50.
Assets.
Unassessed premium notes' $3,361 50
Liabilities.
Amount due Secretary $18 89
Receipts.
Cash received at taking application $95 50
II from County Association Patrons of Industry 75 00
Total receipts $170 50
Expenditure.
Cash paid agents' commission $46 50
It statutory assessment 35 00
II printing, stationery and advertising 99 38
II postage, etc 7 51
Total expenses of management $188 39
Miscellaneous :
Cash paid rebate 1 00
Total expenditure $189 39
B 09
57 Victoria. Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892,
System.
Three years.
Total.
Mutual
$ c
112,050 00
$ c.
112,050 00
MOVEMENT IN RISKS.
CLASSIFICATION OF RISKS.
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three years.
Total.
Amount of face of all premium notes held by Company and legally
liable to assessment , ,
$ c.
3,361 50
3,3 50
$ c.
3,.361 60
Amount of premium notes taken during the year 1892
3,361 50
B70
57 Victoria. Sessional Papers (No. 13). A. 1894
COUNTY OF BRANT FARMERS* MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, PARIS.
Commenced business 21 fh Mat/, 1861.
Fresident—Wu. Edmondson. | Secretary — Wm. Turnbull.
Unassessed premium note capital, $117,185.86
Assets.
Cash on hand at head office $510 23
Amount of cash in agents' hands 1,216 60
•' premium notes in force, after deducting ail payments thereon
and assessments levied 117,185 86
Total assets $118,912 69
Liabilities.
Amount of borrowed money and interest $2,400 00
losses adjusted 721 00
" interest 17 95
Total liabilities $3,138 95
Receipts.
Cash at head office, as per last statement (not extended) $1,637.57
" received for assessments levied in 1892 $4,789 38
prior to 1892 2,376 79
" borrowed 3,600 00
'• receipts from cancelled policies, etc 28 10
Total receipts $10,794 27
Expenditure.
Expenses of Management :
Amount paid for commission $843 70
" investigation and adjustment of claims 49 00
" interest 212 76
" statutory assessment and license 90 65
" printing, stationery and advertising 31 65
" rent and taxes 50 00
" salaries, directors' and auditors' fees 789 40
" postage, telegrams and express 45 50
'• travelling expenses 16 00
" other expenses 14 70
" fuel and light 6 00
" rent
Total expenses of management $2,149 36
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 4,173 25
" " prior to 1892 800 00
Repayment of loans 4,800 00
Total expenditure $11,922 61
B71
57 Victoria.
Sessional Papers (No. 12).
A. 1894
CURRENCY OF RISKS.
Aviount covered hv Policies in force 31st December, 1892.
System.
1
Three years, i Four years.
i
■
Five years.
Total.
$ c.
1,140,130 00
-S c.
3.100,737 00
$ c.
$ c.
4,240,867 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Policies in force Slst December, 1891 .
" new and renewed during 1892. .
Gross number during 1892
Less expired and cancelled in 1892 . . . ,
Net risks in force Slst December, 1892
2810
1025
383.0
999
2836
Amount.
$ c.
4,178,210 00
1,523,217 00
5,701,427 00
1,460,560 00
4,240,867 00
CLASSIFICATION OF RISKS
Farm and Non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December, 1892.
\
Three years
risks.
Four years
risks.
Five years
risks.
Total.
Amount of face of all premium notes
held by Company and legally liable
to assessment
$ c.
33,973 77
29,120 85
S c.
91,751 13
88,065 01
45,362 62
S c.
$ c.
125,724 00
Amount of all premium notes, after
deducting all payments thereon
117,185 86
Amount of premium notes received
during the year 1892
45,362 63
B72
57 Victoria, Sessional Papers (No. 13). A. 1894
NORTH DUMFRIES AND SOUTH WATERLOO FARMERS' MUTUAL FIRE
INSURANCE COMPANY.
HEAD OFFICE, AYR.
Commenced business 15th May, 1856.
President — Isaac Master. | Secretary — Wm. Dbaits.
Unassessed premium note capital, $184,448.75.
Assets.
Amount unpaid of assessments levied during 1892 $198 93
" of assessments levied before 1892 (not extended) $37.76
" of premium notes in force, alter deducting all payments thereon,
and assessments levied 184,448 75
Total assets $184 647 68
Liabilities.
Amount due treasurer $303 10
Total liabilities
Receipts.
Cash at head office, per last year's statement (not extended) $3,172 89
" received for assessments levied in 1892
" " in years prior to 1892
" borrowed
'' received for interest
" other sources
Total receipts
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license fee . . .
" printing, stationery and advertising . . .
" rent and taxes
" salaries, directors' and auditors' fees. . .
" postage, telegrams and exprpss
" investigation and adjustment of claims
" law costs
" intere.st
Total expenses of management
$303
10
$8,585
54
248
34
3,000
00
41
64
17
00
$11,892
52
$93
43
51
50
72
50
75. i
70
46
10
104
80
7
00
37
05
$1,168
08
Miscellaneous Payments :
Cash paid for losses that occurred during 1892 $11,1 67 43
" repayment of loan 3,000 00
" sundries 33 00
Total expenditure $15,368 51
B73
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1S92.
System.
Three years.
Four years. Five years. Total.
$ c.
■S c. S c. $ e.
4,550,615 00 4,550,615 00
MOVEMENT IN RISKS.
Mutual Si/stem.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892 '
Less expired and cancelled in 1 892
Net risks in force on mutual system 31st December, 1892
Number.
Amount.
1788 I 4,313,290 00
546 I 1,263,630 00
2334
437
5,576,920 00
1,026,305 00
1897
4,550,615 00
CLASSIFICATION OF RISKS
Isolated and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December. 189?.
Four year
risks.
Five year
risks.
TotaJ.
Amount of face of all premium notes held by Company,
and legally liable to assessment
Amount of all premium notes, after deducting all pay-
ments thereon and assessments levied
Amount of premium notes received during the year
1892
199,828 25
184,448 75
55,833 75
B 74
$ c.
199,828 25
184,448 75
55,833 75
57 Victoria. • Sessional Papers (No. 13). A. 1894
DOMINION MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, OWEN SOUND.
Commenced business 29th March, 1877.
President — Jesse Trull. | Manager — Richard J. Doyle.
Unassessed premium note capital, $131,106.22.
Assets.
Cash value of real estate, less incumbrances $5, 103 00
» mortgages 6,822 00
Actual cash on hand at head office 300 1 1
Cash on deposit to the Company's credit, not drawn against, in Bank of
Hamilton agency, Owen Sound 5,098 22
Amount of short date notes or due bills less than one year overdue 2,880 81
" *' '• one year or more overdue (not
extended) $68 45
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 131,106 22
Amount due and accrued interest 554 48
" advanced to agents 79 67
" suits in Division Court 325 1 5
" other assets 50 GO
" office furniture, etc. (not extended) $375 00
Total assets $152,319 66
Liabilities.
Amount of claims resisted $1,400 00
" loss supposed 1,572 1 1
" sundry small items 48 G5
Total liabilities $3,020 76
B75
57 Victoria. Sessional Papers (No. 13).- A. 1894
Receipts
Cash at head office as per last statement (not extended) $5,077 73
Cash received as tirs,t payments, or deposits, being part payment of premium
notes
for assessments levied prior to 1892
for interest
fees and extra risks
investment account
suspense account ,
advertising and printing
other sources
Total receipts
$13,963 89
42
41
626
30
500
00
48
44
299
54
168
15
$15658
73
Expenditure,
Expenses of Management :
Amount paid for commission
' law costs . .
investigation and adjustment of claims, Coroner's
inquest and general agency
statutory assessment and license
printing, stationery, advertising and books
taxes and insurance
salaries, directors' and auditors' fees
travelling expenses
postage, telegrams, express, etc., etc
fuel, light and other expenses ,
interest, discount and exchange
8815
77
415
82
1,852
93
110
97
1,449
23
96
75
2,442
05
140
06
350
70
305
31
3
49
Total expenses of management $7,983 08
Miifcellaneous Payments :
Cash paid for losses which occurred during 1892,
" re-insurance
" rebate
" other expenses
Total expenditure
B 76
7,141
08
86
15
113
17
14
65
S15,338
13
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892.
System.
Mutual
Less re-insured. .
Net risks carried.
One year or
Two year.
$0.1 $ c.
8,650 00
8,650 00
7,650 00
7,650 00
Three year.
1,252,345 00
22,500 00
1,229,845 00
Four years.
Total.
3,449,028 00
3,449,028 00
4,717,673 00
22,500 oa
4,695,173 00
CLASSIFICATION OF RISKS
Non-hazardous.
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" taken during 1892
Gross number in force 31st December, 1892.
Less expired and concelled in 1892
Net risks in force on 31st December, 1892 .
Number.
Amount.
S c.
4,329
5,169,255 00
1,302
5,631
1,621,339 00
6,790,594 00
1,576
2,072,921 00
4,055
4,717,673 00
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
One year
risks.
Two year
risks.
Three year Four year
risks. j risks.
Total.
Amount of face of all premium notes
held by Company, and legally liable
to assessment
Amount of all premium notes, after
deducting all payments thereon and
assessments levied
Amount of premium notes received dur-
ing the year 1892
259 50
225 88
283 50
263 40
199 02
136 50
74,117 91
59,810 78
565 10
$ c.
101,058 07
70,870 54
46,471 68
S c.
175,698 88
131,106 22
47,456 78
12 (IN.)
B77
57 Victoria. Sessional Papers (No. 13). A. 1894
SIMCOE COUNTY MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, KEENAKSVILLE.
Commenced business \st June, 1878.
President — Geo. C. Morrow. | Secretary — T. Q. McGoey.
Unassessed premium note capital, 815,131.05.
Assets.
Amount of cashgOn hand, head office SlOO 93
" unpaid.:of assessments of 1892 234 65
"^^osAHOirg" prior to 1892 125 77
" of '^premium notes, after deducting all payments thereon and
Tgi uj-^a. assessments levied 15,131 05
Total assets 815,592 40
Liabilities.
Amount promissory note $343 00
Total liabilities S343 00
Receipts.
Cash received for assessments levied in 1892 8942 00
" " years prior to 1892 157 10
" interest 2 70
" borrowed money 343 33
Total receipts $1,445 13
Expknditure.
Expenses of Management :
Amount paid for salaries, directors' and auditors' fees 8362 80
" statutory assessment 13 59
" printing, stationery, advertising 48 00
" interest 10 66
" postage 8 35
Total expenses of management 8443 40
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 81,176 40
Rebate 2 00
Other expenditure 25
Total expenditure 81,622 05
B78 ^^"^^^^
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Three years.
Total.
Mutual
S c.
482,132 00
8 c.
482,132 00
MOVEMENT IN RISKS.
Mutual System,
Number.
Policies in force 31 st December, 1891
314
149
§ c.
419,282 00
" taken during 1892, new and renewed ...
211,892 00
463
109
631,174 00
Xjcss expired and cancelled in 1892 ,
149,042 00
Net risks in force 31st December, 1892
354
482,132 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Amount of face of all premium notes held by Company, and legally
liable to assessment -
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
B79
Three year risks.
S c.
16,883 45
15,131 05
7,252 00
Total.
^ c.
16,883 45
15,131 05
7,252 00
57 Victoria. Sessional Papers (No. 13). A. 1894
THE GRAND RIVER FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, YORK.
Commenced business \bth Aprils 1875.
President — James Asher. | Secretary — F. A. Nelles.
Unassessed premium note capital, 820,687.78.
Assets.
Cash on hand at head office $61 27
" deposit to the Company's credit, not drawn against in
Bank of Commerce Agency, Cayuga 760 00
Cash in agents' hands, acknowledged hy them to be due, and considered good.
Amount of assessments of 1892 still unpaid ,
«' " prior years
" premium notes in force, after deducting all payments thereon
and assessments levied
Total assets
Liabilities — None.
Receipts.
Cash at head office and in bank as per last statement (not ex-
tended) 81,358 88
Cash received at taking of applications
'* . for assessments levied during 1892
" " " prior to 1892
$821
53
159
12
27
00
95
99
20,687
78
821,734
99
for interest. .
other sources
Total receipts.
$101
00
1,772
27
104
95
14
64
4
00
81,996
86
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license . . . ,
" printing, advertising and postage . .
" salaries, directors' and auditors' fees
" other expenditure
Total cost of management.
Amount of losses during 1892 .
" prior to 1892
Total expenditure
B80
819
14
34
90
263
20
2
75
8319
99
1,734
48
480
00
82,534
47
57 Victoria.
Sessional Papers (No. IS).
A, 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Mutual .
Three years.
898,917 00
Total.
S c.
898,917 00
MOVEMENT IN RISKS.
Mutual System,
Policies in force Slst December, 1891
Policies, new and renewed during 1892
Gross number during 1892
Less expired or cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Number.
470
239
715
175
540
Amount.
689,905 00
480,212 00
1,170,117 00
271,200 00
898,917 00
CLASSIFICATION OF RISKS ;
All non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three year risks.
Total
Amount of face of all premium notes held by Company, and legally
$ c.
24,271 43
20,687 28
11,536 04
$ c.
24,271 43
Amount of all premium notes, after deducting all payments thereon
20,687 78
Amount of all premium notes received during the year 1892
11,536 04
B 81
57 Victoria. Sessional Papers (No. 13). A 1894
THE YARMOUTH MUTUAL FIRE INSURANCE COl^IPANY.
HEAD OFFICE, NEW SARUM.
Commenced business 17th October, 1881.
President — W. G. Saunders. | Secretary — Wm. H. Elliott.
Uuassessed premium note capital, $16,938.86.
Assets.
Actual cash on hand at head office $13 63
Cash on deposit to the Company's credit, not drawn against,
in Southern Loan and Savings Company, St. Thomas 538 67
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 16,938 86
Total assets S17.491 16
Liabilities — None.
Receipts.
Cash at head office as per last statement (not extended) ^761.02
Cash received as first payments, being part payment of premium notes. , . . S541 98
" for transfer fees and engine licenses 18 50
« for interest 34 62
Total receipts $595 10
Expenditure.
Expenses of Managem,ent '•
Amount paid for statutory assessment and license
" printing, stationery and postage . . .
" salaries, directors' and auditors' fees
" caretaker
" investigation of claims
" other expenses
$17
17
8
64
204
00
2
25
3
00
2
60
Total expenses of management $237 66
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 562 16
" rebate 4 00
Total expenditure $803 82
B 82
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System .
Over one but
under two
years.
Over two but
under three
years.
Three years.
Total.
Mutual
S c.
9,150 00
$ c.
4,950 00
S c.
626,825 00
S c.
640,925 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Policies in force 31st December, 1891
417
159
$ c.
594,420 00
223,175 00
576
126
817,595 00
Less expired and cancelled in 1892
176,670 00
Net risks in force 31st December, 1892
450
640,925 00
CLASSIFICATION OF RISKS.
Farm and non-bazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Amount ot face of all premium notes
held by Company and legally liable
to assessment
Amount of all premium notes, after
deducting all payments thereon
and assessments levied
Amount of premium notes received
during the year 1892
Over one but
under two year
risks.
114 38
104 82
95 88
Over two but
under three
years risks.
Three years.
$ c,
117 75
107 40
47 25
$ c.
S c.
18,696 13
18,928 26
16,726 61
16,938 86
6,369 75
6,512 88
Total.
B83
57 Victoria. Sessional Papers (No. 13). A. 1894
WALPOLE FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, JARVIS.
Commenced business 27th July, 1867.
President — Robert Miller. | Secretary — George Miller.
Unassessed premium note capital, $35,771.55
ASSESTS,
Cash on hand at head office $194 41
" on deposit in Bank of Commerce, Jarvis 585 53
$779 94
Cash in agents' hands acknowledged by them to be due, and considered
good 55 35
Cash unpaid assessments of 1892 268 67
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 35,771 55
Total assets $36,875 51
Liabilities.
Amount of adjusted loss $9 28
Total $9 28
Receipts.
Cash at head office and in bank, as per last statement (not ex-
tended) $948 89
Cash received at taking of applications $231 00
" as first payments, being first payment of premium notes. . . . 249 93
" for assessments levied in 1892 4,495 05
" " " prior to 1892 70 02
" for interest 20 66
Total receipts $5,066 66
Expenditure.
Expenses of Management :
Amount paid to agents for commission and fees on application $25 00
" rent, taxes 2 00
" for investigation and adjustment of claims 9 00
" statutory assessment and license 32 40
" printing and advertising 41 40
" salaries, directors' ard auditors' fees 362 70
" postage, express and stationery 10 50
" fuel and light 5 00
" travelling expenses 10 00
Total expenses of management $498 00
Miscellaneous Payment!^ :
Cash paid for losses which occurred during 1892 4,713 46
" rebate 24 15
Total expenditure $5,235 61
B 84 ^=^=*
57 Victoria.
Sessional Papers (No. 13)
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892.
System.
One year
or less.
Two
years.
Three
years.
Four
years.
Five
years.
Total.
$ c.
3,990 00
$ c.
5,860 00
$ c.
1,361,320 00
$ c.
$ 0.
$ c.
1,371,170 00
MOVEMENT IN RISKS.
Mutual St/stem.
Policies in force 31st December, 1891
" now and renewed during 1892
Oross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system, 3l8t December, 1892
Number.
737
221
958
217
741
Amount.
1,337,057 00
383,360 00
1,720,417 00
349,247 00
1,371,170 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 189Z.
Amount of face of all pre-
mium notes held by the
Company, and legally
liable to assessment ... .
Amount of all premium
notes, after deducting all
payments thereon and
assessments levied
Amount of premium notes
received during the year
1892
One year
risks.
$ c.
51 35
36 24
31 85
Two year
risks.
122 27
103 24
Three year
risks.
41,805 45
35,632 07
Four year
risks.
65 82 11,529 44 11,630 11
Five year
risks.
Total.
S c.
41,979 07
35,771 55
B 85
57 Victoria. Sessional Papers (No. 13). A. 1894
ONEIDA FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, TOWN HALL, ONEIDA.
Commenced business the 21th March, 1875.
President — Robert Harper. | Secretary— Sows Senn.
Unassessed premium note capital, $13,808.46.
Assets.
Cash on hand at head oiEce $26 59
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 13,808 46
Cash in agents' hands • 1 50
Amount of assessments of 1892 still unpaid 191 71
Total assets - $14,028 26
Liabilities.
Amount of loss unpaid $197 86
Total $197 86
Receipts.
Cash at head oflfice, as per last statement (not extended) $107 41
Cash received at taking of applications $92 25
" for steam threshing certificates, etc 17 50
«« for assessments levied in 1892 2,728 20
« " " prior to 1892 9 26
Total receipts $2,847 21
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license fee $15 91
" printing, stationery and advertising 3 50
" salaries, directors' and auditors' fees 137 00
fuel 2 00
6 60
Total expenses of management - • • • $165 01
Miscellaneous payments :
Cash paid for loss during 1892 2,763 02
Total expenditure $2,928 03
B 86
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892,
System.
Three years.
Total.
Mutual
$ c.
543,056 00
$ c.
543,056 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system, 31st December, 1892
Number.
354
126
480
129
351
Amount.
532,210 00
208,136 00
740,340 00
197,290 00
543.056 00
CLASSIFICATION OF RISKS
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Pe licics in force 31st December, 1892.
Three years.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
$ c.
16,572 85
13,808 46
6,366 93
$ c.
16,572 85
13,808 46
6,366 93
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
B87
57 Victoria Sessional Papers (No. 13). ^ A. 1894
BERTIE AND WILLOUGHBY FAR>tERS' MUTUAL FIRE INSURANCE
COMPANY.
HEAD OFFICE, RIDGEWA.Y.
Commenced business Gth February, 1880.
President — H. J. Beam. | Secretary — M. N. Hibbard.
Unassessed premium note capital, $33,458.45.
Assets.
Actual cash on hand at head ofiS.ce and in bank $664 85
Amount unpaid of assessments levied prior to 1892 (not extended). . . .$18.76
'* of premium notes in foree after deducting all payments thereon and
assessments levied 33,458 45
Total assets $34,123 30
Liabilities. — None.
Receipts.
Cash at head ofl&ce, as per last statement (not extended) $917.04
Cash received as first payments, being part payment of premium notes $413 10
" for assessments prior to 1892 49 98
" interest 20 90
Total receipts $483 98
Expenditure.
Expenses of Management :
Amount paid for commission to agents $126 00
" statutory assessment and license 26 93
" printing, stationery and advertising 14 60
" salaries, directors' and auditors' fees Ill 00
*' postage, telegrams, express, etc 15 48
*' travelling expense* 17 55
" investigation of claims 14 30
" other expenses 5 85
Total expenses of management $331 71
Cash paid for losses which occurred during 1892 404 46
Total expenditure $736 17
B 88
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Three years.
Total.
Mutual ,
$ c.
1,150,324 00
$ c.
1,150,324 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Policies in force Slst December, 1891 . .
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force 31st December, 1892
Amount.
783
$ c.
1,069,805 00
392
531,124 00
1,175
1,600,929 00
307
450,605 00
868
1,150,324 00
OLA-SSinCATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December, 1892.
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
B89
Three year risks.
35,203 14
33,458 45
16,298 31
Total.
$ c.
85,203 14
33,458 45
16,298 31
57 Victoria.
Sessional Papers (No. 13).
A. 1894
ERIE FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, SELKIRK.
Commenced business 2nd September, 1871.
President — Edwin Hoover. | Secretary — J. W. Holmes.
Unassessed premium note capital, $25,747.20.
Assets.
Actual cash on hand at head office $ 2 70
Amount unpaid of premium notes in force, after deducting all payments
thereon and assessments levied 25,747 20
" notes or due bills less than one year overdue 303 06
Total assets $26,052 96
Liabilities.
Amount promissory note $175 00
Total $175 00
Receipts.
Cash as per last statement (not extended) $155 26
" at taking of applications $111 75
" received as first payments, being part payment of premium notes at
head office 193 56
" assessments levied in 1892 31 58
" cash borrowed 175 00
Total receipts $511 89
Expenditure.
Expenses of Management :
Amount paid for fuel and caretaker $2 00
" statutory assessment and license 21 77
" printing, stationery and advertising . , 4 00
■" salaries of directors' and auditors' fees 77 30
" postage, telegrams and express 2 17
" travelling expenses 3 00
^' other expenses Ill 75
*' agents' commission .... 5 46
Total expenses of management $227 45
Amount paid for losses which occurred in 1892 437 00
Total expenditure $664 45
B 90 ^^^^^^
67 Victoria.
Sessional Papeis (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hij Policies in force 31st December, 1892.
System.
Three years.
Five years.
Total.
Mutual
$ c.
258,740 00
S c.
592,625 00
§ c.
851,365 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" taken during 1892, new and renewed
Gross number during 1892 , .
Deduct expired and cancelled in 1892
Net risks in force 31st December, 1892
Number.
Amount.
693
189
818,073 00
239,500 00
882
178
704
1,057,573 00
206,208 00
851,365 00
CLASSIFICATION OF RISKS
Farm aud non-hazardou3.
PREMIUM NOTES OR UNDERTAKINGS.
Three year risks.
Five year risks.
Total.
Amount of face of all premium notes held by Com-
pany, and legally liable to assessment
$ c.
5,083 48
5,083 48
$ c.
28,84] 50
20,663 72
9,079 00
$ c.
28,324 98
25,747 20
9,679 00
Amount of all premium notes on policies in force
31st December, 1892, after deducting all payments
thereon, and assessments levied
Amount of premium notes received during the year
1892
B 91
57 Victoria. Sessional Papers (No. 13). A. 1894
TOWNSEND FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, WATERFORD.
Commenced business \Oth April, 1879.
President — Oscar McMichael. | Secretary — S. Cunningham,
Unassessed premium note capital, $35,190.02.
Assets.
Actual cash on hand at head office $649 65
" in bank . . . , 1,022 48
$1,672 13
Amount of premium notes in force, after deducting all payments thereon and
assessments levied 35,190 02
Amount of assessments levied during 1892 still unpaid 44 49
" " " prior " " 11 38
Total assets $36,918 02
Liabilities — None.
Receipts.
Cash at head office, as per last statement $1,032 38
received at taking of application $146 00
" as first payment 685 21
" for assessments levied in 1892 , 1,476 76
" prior to 1892 8112
for interest 22 48
Total receipts $2,411 57
Expenditure.
Expenses of Managevient :
Amount paid for statutory assessment $28 99
" investigation of claims 3 50
" printing and advertising 25 75
" salaries, directors' and auditors' fees 320 20
" postage and stationery 9 85
" other expenses 11 70
Expenses of management , $399 99
Amount paid for losses which occurred during 1892 1,371 83
Total expenditure $1,771 82
B 92
67 Victoria,
Sessional Papers (No. 13).
A. 18P4
CURRENCY OF RISKS.
Araount covered by Policies in force Slst Dcceniber, 1892.
System.
Three years.
ToUl.
Mutual
$ c.
1,172,112 00
$ c.
1,172,112 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force Slst December, 1891
" new and renewed during' 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 3] st December, 1892
815
292
1,107
308
799
1,170,372 00
429,025 00
1,599,397 00
427,285 00
1,172,112 00
CLASSIFICATION OF RISKS:
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December, 189'^.
iThree year risks. Total.
Amount of face of all premium notes held hy Company, and legally
liable to assesssment
Amount of.all premium noted, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
§ c.
$ c.
37,810 17
37,810 17
35,190 02
35,190 02
13,674 63
13,674 63
13 (IN.)
B 93
57 Victoria.
Sessional Papers (No. 13).
A. 1894
FORMOSA MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, FORMOSA.
Commenced business 21nd May, 1880.
President — Andkew Waechter. | Secretary — J. J. Schumacher.
Unassessed premium note capital, $54,517.44.
Assets.
Amount of mortgages
" of cash on hand at head office, 31st December, 1892 ....
" on deposit to Company's credit, Slst December, 1892
in Merchant's 'Bank, Walkerton 2,950 00
$0 68
$2,400 00
of assessments of years prior to 1892 (not extended) .... $19 68
of premium notes in force, after deducting all payments thereon
and assessments levied
of due bills more than one year overdue (not extended) . . $7 19
of inteiest
safe (not carried out) . $100 00
2,950 68
54,517 44
68 50
Total assets $59,936 62
Liabilities. — None.
Receipts.
Cash received as first payments, being part payment of premium notes ,
" for assessments levied in 1892
•' " " before 1892
'" for interest
Cash on due bills
" other sources
Total receipts
Expenditure.
Expenses of Mauagemeat :
Commission to agents
• Amount paid for statutory assessment and license
" salaries, etc
" postaae, telegrams and express . .
" printing and stationery
" investigation of claims
" rent and taxes
Total expenses of management
Amount paid for loss in 1892
" rebate
" other expenditure
Total expenditure
B 94
$1,009
32
1,211
90
2
80
225
27
30
18
2
60
$2,482
07
$171
00
35
29
339
75
39
11
39
45
16
55
2
00
$643
15
81
55
12
99
95
90
$833 59
57 Victoria.
Sessional Papers (No. 13).
A, 1894
Mutual
CURRENCY OF RISKS.
Amount coicrcd bi/ Policies ui forct 31st December, 189S.
System.
Three years.
$ c.
1,7.50,206 00
Total.
$ c.
1,750,206 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 3l8t December, 1891.
" new and renewed during 1892
Grods number during 1892
Less expired or cancelled in 1892
Net risks iu force on mutual system, Slst December, 1892
$ c.
1,300
1,472,546 00
670
1,970
712,961 OC
2,185,507 00
370
435,301 00
1,600
1,750,206 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
Oit Policies in force Slst December, lS9S.
|Three year risks.
'I'otal.
Amount of face of all premium notes held by Company, and legally!
liable to assessment
Amount of all premium notes, after deducting all payments thereon!
and assessments levied
Amount of premium notes received during the year 1892
B^5
61,632 00
54,517 44
25,068 00
61,632 00
54,517 44
25,068 00
57 Victoria. Sessional Papers (No. 13). A. 1^94
HALTOX UNION FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFPrCE, ACTO"^'.
Commenced business 2nd April, 1890.
President — John Ramsey. | Secretary — Colin Campbell.
Unassessed premium note capital, $23,904.37.
Assets.
Cash on hand at head office ' $ 49 28
" in bank, Guelph 762 93
1812 21
Amount of notes or due bills, less than one year overdue 18 57
" premium notes in force, after deducting all payments thereon
and assessments levied 23,904 37
Total assets $24,735 15
Liabilities. — None.
Receipts.
Cash received as first payment or deposit, being part payment of premium
notes
for interest
Total receipts
Expenditure.
Amount paid for statutory assessment, etc
" travelling expenses
" rent and taxes
" printing, stationery, advertising, postage and telegrams.
" adjustment of claims
" salaries, directors' and auditors' fees
" other expenses
$636
88
20
72
$657
60
$14
45
1
00
3
50
56
65
1
00
89
20
6
25
Total expenses of management $172 05
Miscellaneous Payments :
Amount paid for losses of 1 892 30 00
" rebate 27 14
Total expenditure $229 1 9
B 96 ^^=-
f)? Victoria.
Sessional Papers (No. 18).
A. 1894
CURKENCY OF RISKS.
Amount covered by Policies in force 31st December, 189S.
System.
Total.
Mutnai .
737,635 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Policies in force 3ist December, 1891
" taken during 1892
372
224
596
26
$ c.
460,996 00
303,758 50
Total number and amount in force 31st December, 1892
Deduct expired and cancelled in 1892
764,755 00
27,120 00
Net rieks in force at 31st December, 1892
570 1 737,635 00
1
1
CLASSIFICATION OF RISKS
All non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
[Three year risks.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon
and as.sessments levied
Amount of premium notes received during the year 1892
B97
25,453 52
23,904 37
10,463 78
$ c.
25,453 52
23,904 37
10,463 78
67 Victoria.
Sessional Papers (No. 13).
A. 1894
GUELPH TOWNSHIP MUTUAL FIRE IXSURANCE COMPANY.
HEAD OFFICE, GUELPH TOWNSHIP, LOT 27, CON. 1, DIV, A.
Commenced business \^th February, 1860.
President — John J. Hobson.
Secretary — Major Geo. B. Hood.
Unassessed note capital, $27,803.39.
Assets.
Actual cash on hand, head office $11 19
" " deposit in Bank of Commerce in Guelph 668 83
$ 680 02
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 27,803 39
Total assets $28,483 41
Liabilities. — None.
Receipts.
Cash at head office as per last statement (not extended) $893 81
Cash received as first payments, being part payment for premium notes . . $407 02
" for interest ,. . . 25 02
Total receipts $432 04
Expenditure.
Expenses of Management :
Amount paid for statutory assessments and license fee $17 30
" printing, stationery and advertising 1675
" salaries, directors' and auditors' fees 59 00
" postage, etc 10 78
" other expenses 2 00
Expenses of management $105 83
Miscellaneous payments :
Cash paid for losses which occurred in 1892 540 00
Total expenditure $645 83
B 98
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1S92.
System.
Three years.
Total.
Mutual
$ c.
631,325 00
$ c.
631,325 00
MOVEMENT IN RISKS.
Mutual System.
Amount.
Policies in force 31st December, 1891 . .
" new and renewed during 1892 .
Gross number and amount during 1S92
Leas expired and cancelled in 1S92
Net risks in force 31st December, 1892
600,375 00
223,200 00
823,575 00
192,250 00
631,326 00
CLASSIFICATION OF RISKS:
Farm and non hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three year risks.
Total
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of premium notes, after deducting all payments thereon and
assessments levied
§ c.
29,451 75
27,803 39
10,602 00
$ c.
29,451 75
27,803 39
Amount of premium notes received during the year 1892
10,602 00
.B99
57 Victoria. Sessional Papers (No. 13). A. 1894
ERAMOSA. MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, ROCKWOOD.
Commenced business 9th April, 1861.
President — Jamas W. Benham. | Secretary — Hugh Black.
Unassessed premium note capital, $17,073.67.
Assets.
Actual cash in hand at head office $173 34
Cash on deposit to the Company's credit, not drawn against,
in the Canadian Bank of Commerce, Guelph 137 09
$ 310 43
Amount unpaid of assessments 97 99
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 17,073 67
Total assets - $17,482 09
Li ABiLiTi ES. — None.
Receipts.
Cash on hand as per last statement (not extended) $2,267 65
Cash received as first payments, being part pa\ ment of premium notes . . . $220 85
" second " " ' " ... 119 05
*' for interest 64 96
Total receipts $404 86
Expenditure.
Expenses of Managem,ent :
Amount paid for statutory assessment and license $ 14 03
" printing, postage, etc 62 05
" srilarie?, directors' and auditors' fees 51 00
rent 3 00
" solicitors' fees 8 00
" agents' fees 279 00
" investigation of claims 2 00
" other expenses 6 17
Total expenses of management $ 425 25
Amount paid for losses which occurred during 1892 1,936 83
Total expenditure $2,362 08
B 100
57 Victoria.
Sessional Papers (No. 13]
A. 1894
CURRENCY OF RISKS.
Amount covered by policies in force Slst December, 189t.
System.
Three years. Total.
Mutual
•S c. $ c.
483,735 00 483,735 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Amount.
440,460 00
150,375 00
590,835 00
107,100 00
483,735 00
CLASSIFICATION OF RISKS
Isolated and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On policies in force Slst December, 1892.
Three year risks.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
18,399 75
17,073 67
7,025 75
B 101
18,399 75
17,073 67
7,025 75
67 Victoria. Sessional Papers (No. 13). A. 1^V^4
GERMANIA FAP.MERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, LOT 4, CONCESSION 8, TOWNSHIP OF NORMANBY.
Commenced business \Qth March, 1878.
President — Jno. Roedding. | Secretary — Geo. Hop».
Unassessed premium note capital, $46,974.27.
Assets.
Actual cash on band at head office $103 22
" to Company's credit in Mercliarts' l>ank, Walkerton. 2,259 80
$2,363 02
Amount unpaid assessments of 1892 36 31
" of premium notes in force, after deducting all payments thereon
and assessments levied 46.974 27
Total assets $49,373 60
Liabilities. — None.
Receipts.
Cash at head office acd in bank, as per last statement (not
extended) $1,378 75
Cash received for first payments on premium notes f 560 00
" asspssments levied in the year 1892 981 84
prior to 1892 55 00
" interest 83 40
Total receipts $1,680 24
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license $29 34
" printing, stationery and advertising 37 70
" salaries, directors' and auditors' fees 115 00
" travelling expenses 12 50
" postage, telegrams and express 17 03
" investigation and adjustment of claims 24 00
" commission 26 25
Total expenses of management $261 82
Amount of loss which occurred during 1892 434 15
Total expenditure $695 97
B 102
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered bii Policies in force Slst December,
System.
Matual
Total.
S c. $ c. $ c.
838,145 00 ; 492,970 00 1,331,115 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Lesfe expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Number.
Amount.
870
361
$ c.
1,187,580 00
492,970 00
1,231
268
1,680,550 00
349,435 00
963
1,331,115 CO
CLASSIFICATION OF RISKS
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892,
Amount of face of all premium notes held by Company
and legally liable to assessment
Amount of all premium notes, after deducting all pay-
ments thereon and assessments levied
Three year risks.
28,301 62
27,841 48
Five year risks.
Amount of premium notes received during the year '
1892 1.
19,728 50
19,132 79
19,728 50
Total.
48,030 12
46,974 27
19,728 50
B 103
57 Victoria. Sessional Papers (No. 13). A. 18J<4
GREY AND BRUCE MUTUAL FIRE IN&URANOE COMPANY.
HEAD OFFICE, HANOVER,
Commenced business Qth Juli/, 1878.
/'resident — David McNicol. j Secretary/ — Duncan Campbell.
Unasaessed premium note capital, $49,044.04.
Assets.
Cash on deposit to the Company's credit, not drawn against, in
the Bank of Commerce agency at Walkerton 894 45
Cash on hand, head office 645 74
$1,540 19
Amount unpaid of assessments of 1892 107 45
" of premium notes in force, after deducting all payments thereon
and assessments levied 49,044 04
Total assets $50,691 68
Liabilities. — None.
Receipts.
Cash received for assessments levied in 1892 SI, 329 60
" " years prior to 1892 48 40
" interest 71 57
" from liquidators Central Bank 118 21
Total receipts 81.567 78
Expenditure.
Expenses of Management :
Amount paid for salaries, directora' and auditors' fees. • S201 00
" statutory assessment, license and commission on draft. 27 09
" postage, stationery, etc 26 20
" printing 33 50
" commission 224 50
Total expenses of management. . . $512 29
Losses in 1892 835 50
Total expenditure $1,347 79
B104
o7 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st DecewMer,
System.
One year.
Two years. Three years.
Total.
M^utiiJ*! .
$ c.
9,000 00
Set $ c.
12,874 00 1,228,081 00
$ c.
1,249,955 00
MOVEMENT OF RISKS.
Mutnal Si/stein.
Policies in force 31st December, 1891 . .
" new and renewed during 18913 .
GrosB number during 1892
Less expired and cancelled in 1892
Net risks in force Slst December, 1892
Number.
Amount.
1,010
433
$ c.
1,070,110 00
475,631 00
1,443
293
1,545,741 00
295,786 00
1,1.50
1,249,955 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On PolicicK in force 31st Decemher, 1892,
One year risks.
Two year risks.
Three year risks.
Total.
Amount of face of all premium notes
, held by Company, and legally liable
. to asses.sment
Amount of all premium notes, after
deducting all payments thereon and
assessments levied
$ c.
121 76
$ c.
453 60
« c.
53,561 45
$ c.
54,136 81
49,044 04
20,293 26
Amount of premium notes received
during the year 1892
B lOJ
57 Victoria. Sessional Papers (No. 13). A 1894
OULROSS MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE. TtJiSWATER.
Commenced business ^rd June, 1872.
President — Peter Clark. | Secretary — Alex. Adamson.
Unassessed premium note capital, •^26,627.28.
Assets.
Cash on hand at head office • • • ^729 29
Cash on deposit, to Company's credit in Bank of Hamilton,
Wingham agency 70 00
Amount unpaid of assessments levied during 1892
" of premium notes in force, after deducting all payments thereon
and assessments levied
" of interest
^799
29
178
75
26,627
28
S27,605
32
Total assets
Liabilities. — None.
Receipts.
Cash at head office, as per last statement (not extended) S612 92
Cash received for assessments levied in 1892 $941 42
" " years prior to 1892 94 7-t
" interest 1 7 00
Total receipts $1,053 16
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license
" salaries, directors' and auditors' fees
" printing, stationery, advertising and postage
" rent and taxes
" commission to agents
" law costs
S18
26
138
00
12
95
12
00
52
50
2
00
Total expenses of management ^235 71
Miscellaneous Payments :
Cash paid for losses of 1892 618 33
" sundries 12 75
Total expenditure $866 79
B106
57 Victoria.
Sessional Papers (No. i:?).
A 1894
CURRENCY OF RISKS.
Amount covered hij Policies in force 31st December, 1892.
System.
Three years.
Total.
Mutnal
* c.
$ e.
706,979 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" new and renewed during 1S92 ,
Gross number during 1892
LesB expired or cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Amount.
647,050 00
312,822 00
959,872 00
•J52,S93 00
706,979 00
CLASSIFICATION OF RISKS :
Farm and Non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December, 189H.
Th
-•ee year risks.
$ c.
l.'8,279 16
26,627 28
12,512 88
Total.
Amount of face of all premium notes held
liable to assessment
by the
Company
and
legally
$ c.
28,279 16
Amount of all premium notes,
assessments levied
Amount of premium notes rec
after deduct
eived during
mg all
the ye
payments thereon and
ar 1892
26,627 28
12 512 88
B 107
57 Victoria.
Sessional Papers (No. 13).
A. 1894
McGILLIVRAY MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, WEST m'gILLIVRAY.
Commenced business 2nd May, 1877.
President — Wm. L. Corbett. | Secretary — Wm. Eraser.
Unassessed premium note capital, $10,314.60.
Assets.
Amount of cash at head office $39 63
" on deposit in Bank of Commerce, Parkhill . . 65 32
$104 95
" value of debentures 1,000 00
Amount of notes or due bills less than one year overdue 68 00
" " more " (not extended) ... $38 20
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 10,314 60
Amount of interest accrued 30 00
Total assets ^Il,j517 55
Liabilities.
Amount of losses adjusted $2,067 00
Total liabilities $2,067 00
Receipts.
Cash at head office as per last statement (not extended) $97 74
Cash received as first payments or deposits, being part payment of premium
notes $398 65
Cash received for interest 82 26
" for short date notes 271 85
'< from McGillivray Township (discharge of debentures) 1,800 00
Total receipts $2,552 76
Expenditure.
Expenses'jof Management :
Amount paid for statutory assessment and license .... $13 60
" postage 5 00
" salary, auditors' and directors' fees 107 00
" printing and stationery 17 00
" agents' tees 42 50
Total expenses of management $185 10
Aliscellaneous Payments :
Cash paid for losses which occurred during 1892 850 00
" rebate 10 45
loan 1,500 00
Total expenditure $2,545 55
B 108
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
A mount covered by Policies m force 31st December, 1892.
System.
Three years.
Total.
Mutual
$ c.
429,825 00
f c.
429,825 00
MOVEMENT IN RISKS.
Mutual Svstcrn.
Number.
Amount.
Policies in force 31 st December, 1891
430
85
$ c.
419,875 00
77 775 00
" taken during 1892, new and renewed
Gross number and amount of risks in force on 31st December, 1892 ....
Deduct expired and cancelled in 1892
515
88
497,650 00
67,825 00
Net risks in force 31st December, 1892
427
429,825 00
CLASSIFICATION OF RISKS
Farm aud non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three year risks.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
$ c.
12 409 05
S c.
12,409 05
10,314 60
2,333 25
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
10,314 60
2,333 25
14 (IN.)
B 109
57 Victoria. Sessional Papers (No. 13). A. 1894
McKILLOP MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, LOT 17, CON. 5, m'kiLLOP.
Commenced business '20th May, 1876.
President — Donald Ross. | Secretary — W. J. Shannon.
Unassessed premium note capital, $76,343 60.
Assets.
Actual cash on hand at head office ...
Amount unpaid of assessment levied during 1892
•' " " prior to 1892 (not extended). 858 05
" of premium notes in force, after deducting all payments thereon
and assessments levied
" safe and letter press (not ext^nded) $100 00
Total assets
$387
61
241
05
76,343
60
$76,972
26
Liabilities.
Amount of adjusted losses $1,447 00
Total liabilities
Receipts.
Amount of cash at head office, as per last statement (not extended) $2,148 95
Cash received for assessments levied in 1892
" " years prior to 1892
" transfer fees, etc
" borrowed money
Total receipts $6,668 15
Expenditure.
Expenses of Management :
Amount paid for investigation and adjustment of claims
" commission
" statutory assessment and license.
" printing, stationery, and advertising, postage, etc.. .
*' salaries, directors' and auditors' fees
" interest
" rent and taxes
" travelling expenses
Total expenses of management $1,087 39
Miscellaneous Payments :
Cash paid for losses which occured during 1892 $472 10
« ". " prior to 1892 2,170 00 2.642 10
" repayment loans 4, 700 00
$1,447
00
$5,042
80
206
7.^
18
60
1,400
00
$6,668
15
$47
30
24
61
62
99
131
47
617
65
170
37
10
00
23
00
Total expenditure $8,429 49
B 110
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892,
System.
Three years.
Five years.
Total.
Mu tual
$ c.
778,425 00
% c.
1,815,995 05
$ c.
2,594,420 05
MOVEMENT IN RISKS,
Mutual System.
Policies in force 31st December, 1891 ,
Policies new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Number.
1,733
795
Amount.
2,536,585 05
1,154,460 00
3,691,045 05
1,096.625 00
2,594,420 05
CLASSIFCATION OF RISKS ;
Farm and Non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force olst December, 1S92.
Three year risks.
Five year risks.
Total.
Amount of face of all premium notes held by Com-
pany, and legally liable to aesessment..
Amount of all premium notes, after deducting all
payments thereon and assessments levied
$ c.
21,982 61
$ c.
60,709 42
$ c.
82,692 03
76,343 60
40,572 30
Amount of premium notes received during the year
1892
B 111
57 Victoria.
Sessional Papers (No. 13).
A. 1894
PEEL AND MARYBOROUGH MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, DRAYTON.
Oo7)imenced business \st July, 1887.
President — James Duncan. | Secretary — Jas. McEwing.
Unassessed premium note capital, $20, 685. 83
Assets.
Cash on hand at head office $39 72
Cash at Traders' Bank, Drayton 1,286 55
Amount unpaid of assessments levied during 1892
«' " " prior to 1892
" of premium notes in force, after deducting all payments thereon
and assessments levied
" of notes and due bills less than tne year ovenlue
Total assets ,
LiABiWTiES. — None.
Receipts.
Cash on hand and in Traders' Bank as per last statement (not
extended) $1,741 07
Cash received lor fees at taking ot applications
" as first payments, being part payment of premium notes .
'* for assessment levied in 1892
« " before 1892
" interest
Total receipts ,
EXPENDITUKE.
Expenses of Management :
Amount paid for agents' commission
" statutory assessment and license fee ......
«' printing, stationery, advertising and postage .
" salaries, directors' and auditors' fees
" investigation and adjustment of claims . . . .
'* travelling expenses -
" other expenses
" law costs
Expenses of management
Miscellaneous Payments-:
Cash paid for losses which occurred during 1892
rebate, abatements and returned premiums,
Total expenditure
$1,326 27
133 04
16 70
20,685 83
78 48
>22,240 32
$190 50
417 02
599 04
77 93
73 46
$1,357 95
$211
50
17
88
42
97
185
00
16
50
11
25
2
00
4
05
$491 15
1,247 33
34 27
;i,772 75
B 112
57 Victoria.
Sessional Papers (No. 13).
A 1894
CURRENCY OF RISKS.
Amount covered by Policies in ^orce 31st December, 1892.
System .
One year.
Two years.
Three years.
Total.
Mutual
$ c.
S c.
$ c.
717,420 00
% c.
717,420 00
MOVEMENT IN RISKS.
Mutual System.
Number.
506
233
Amount.
Policies in force 31st December, 1891
" taken during 1892, new and renewed
$ c.
628,580 00
311,210 00
Crross number and amount in force during 1892
739
]84
939,790 00
Deduct expired and cancelled in 1892
222,370 00
Net risks in force 31st December, 1892
555
717,420 00
CLASSIFICATION OF RISKS ;
Isolated and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On policies in force 31st December, 1892.
One year risks.
Two year risks.
Three year risks.
Total.
Amount of face of all premium notes
heldby Company, and legally liable
to assessments
S c.
S c.
$ c.
22,036 65
20,685 S3
9,588 30
22,036 65
20,685 83
9 588 30
Amount of all premium notes, after
deducting all payments thereon
and assessments levied
Amount of premium notes received
during the year 1892
B 113
57 Victoria.
Sessional Papers (No. 18),
A. 1894
NICHOL MUTUAL FIRE INSURAT^CE COMPANY.
HEAD OFFICE, FERGUS.
Commenced business \st May, 1860.
President — William Taylor. | Secretary — John Beattie.
Unassessed premium note capital, $38,921.17.
Assets.
Amount unpaid of assessments levied during 1892
•' " " in prior years (not extended) $291 62
" of short date notes or due bills, less than one year overdue
" " " " one year or more overdue
(not extended) $32 99
" of premium notes in force, after deducting all payments thereon
and assessments levied
Total assets
Liabilities.
Amount due treasurer . .
Total liabilities
Receipts.
Cash received as first payments, being part payment of premium notes .
*' for assessments levied in 1892
" " " years proir to 1892
" for bills receivable
" on loan, balance due treasurer
" for interest
Total receipts
Expenditure.
Expenses of Management :
Amount paid for investigation and adjustment of claims .
" statutory assessment and license fee. . .
" printing, stationery and advertising. . .
" commission, being fees on applications.
" salaries, directors' and auditors' fees . .
" postage, telegrams and express
" travelling expenses
" other ex|)enses
" law costs
Expenses of management {Carried forivard)
B 114
$282 65
56 02
38,921 17
$39,259 84
$11 25
$11 25
$657 13
2,124 19
389 31
303 19
11 2&
26 64
J,511 71
$34
70
29
78
82
00
429
00
400
10
17
80
20
00
29
25
30
63
[,073 26
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Expenses of mapagetnent {Brought forward). $1,073 26
Miscellaneous Tayvients :
Cash paid for losses which occurred during 1892 1,740 81
rebate 2160
Repayment of loans 676 04
Total expenditure $3,511 71
CURRENCY OF RISKS.
AinGunt covered hy policies in force 31st December, 1892,
System.
Three years.
Total.
Mutual ,
$ c.
1,157,567 00
1
1,1-/53, OD
MOVEMENT IN RISKS.
Mutual system.
•
Number.
Amount.
Policies in force 31st December, 1891
" new and renewed during 1892
930
286
$ c.
1,209,202 00
371,345 00
Gross number and amount during 1892
1,216
330
1,580,547 00
Less expired and cancelled in 1892
422,980 00
Net risks in force on mutual system 31st December, 1892
886
1,157,567 00
CLASSIFICATION OF RISKS
Farm and non -hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On policies in force 31st December, 1892.
Three risks
Total.
Amount of face of all premium notes held by Company and legally
liable to assessment
$ c.
4,134 86
38,921 17
13,978 85
$ c.
44,134 86
Amount of all premium notes, after deducting all payments thereon
and assessments levied
Amount of premium notes received during the year 1892
38,921 17
13,978 85-
B 115
57 Victoria.
Sessional Papers (No. 13).
A. 1894
COUNTY OF PEEL FARMERS' MUTUAL FIRE INSURANCE OOMPAN V
HEAD OFFICE, BRAMPTON.
Commenced business lUh June, 1876.
President — N. V. Watson. | Secretary — Luther Cheyne.
Unassessed premium note capital, $133,145.78.
Assets.
Cash on deposit in Dominion Bank Agency, Brampton
Actual cash on hand at head office
5U8 72
243 98
Amount unpaid of assessments levied during 1892
" " " in prior years (not
extended) $1,272 65
" of premium notes in force, after deducting all payments thereon
and assessments levied
*' of office furniture (not extended) $250 00
Total assets
Liabilities.
Amount due on premium notes
Total liabilities ,
Receipts.
Cash at head office, as per last statement (not extended) .... $2,654 96
•Cash received as first payments, being part payment of premium notes
" for assessments levied in 1892
" " years prior to 1892 : .
" for interest
" carpenter's risk, etc
*' borrowed
$392 70
1,151 99
133,116 78
[34,661 47
$173 45
$173 45
$1,559 75
8,270 70
704 81
1 75
72 10
2,500 00
Total receipts $13,109 11
Expenditure.
Expenses of Management :
Amount paid for commission to agents
" investigation and adjustment of claims
" statutory assessment
" printing and advertising
" salaries, directors' and auditors' fees .
" postage and stationery
" rent
" other expenses
" fuel and light
" interest
Total expenses of management {carried forward)
B 116
$355 00
68 P5
98 52
51 80
1,715 30
124 86
102 50
127 74
20 62
42 45
$2,707 64
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Expenses of management {brought forward)
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 $8,703 73
'• " " prior to " 1,460 00
" re-payment of loans .
Total expenditure ,
CURRENCY OF RISKS.
Amount covered by Policies in force 31st Decemhei , 1892,
$2,707 64
10,163 73
2,500 00
!li,371 37
System.
Three years.
Four years.
Total.
Mutual
$ c.
$ c.
5,004,213 00
$ c.
5,004,213 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 31st December, 1891 .
Policies new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892
2,735
4,562,340 00
709
3,444
959,890 00
5,522,230 00
354
518,017 00
3,090
5,004,213 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three year risks.
Four year risks.
Total.
Amount of face of all premium notes held by Com-
pany, and legally liable to assessment. .
$ c.
$ c.
157,161 30
133,145 78
30,586 37
$ c.
157,161 30
133,145 78
. 30,586 37
Amount of all premium notes, after deducting all pay-
ments thereon and assessments levied
Amount of premium notes received during the year
1892 :. . .....
B 117
57 Victoria. Sessional Papers (No. 13) A. 1894
ELMA FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, ATTWOOD.
Commenced business 'i2nd March, 1884.
President — W. Shearer. | Secretary — Robt. Cleland.
Unassessed premium note capital, $48,236.42.
Assets.
Amount of cash on hand at head office . . . . =
" unpaid of assessments levied in 1892
" " " prior years
" of premium notes in force, after deducting all payments thereon
and assessments levied
Total assets
$1,081
61
103
42
11
38
48,236
42
$49,432
83
Liabilities. — None.
Receipts.
Cash received for assessments levied in 1892 $909 92
" " prior to 1892 87 76
" interest 7 55
Total receipts $1,005 2a
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license
" printing and stationery
" salaries
" postage, etc
" rent
" travelling expenses
Total expenses of management
Amount paid for losses which occurred during 1892
Total expenditure
B 118
$22
04
49
50
143
00
10
06
4
50
1
20
$230
30
327
33
$557
63
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amou7it covered hii Policies in force 31st December,
System.
Three years.
Four years.
Total.
Mutual
6 c.
222,065 00
$ c.
811,832 GO
$ c.
1,033,877 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" taken during 1892
Gross number in force on mutual system 31st December, 1892
Less expired and cancelled in 1892 ,
Net risks in force 31st December, 1892
CLASSIFICATION OF RISKS
Farm and non-hazardous.
1,033,897 00
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three year
risks.
Four year
risks.
Total. ■
Amount of face of all premium notes held by Com-
pany, and legally liable to assessment
$ c.
11,103 25
% c.
40,591 G4
S c.
51 694 89
Amount of premium notes, after deducting all pay-
ments thereon and assessments levied
48 236 42
Amount of premium notes received during the year
1892
25,276 85
B 119
57 Victoria. Sessional Papers (No. 13). A. 1894
DUWNIE MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, ST. PAULS.
Commenced business 2\st April, 1884.
President — Duncan McIntosh. | Secretary — Peter Smith.
Unassessed premium note capital, ^22,784.93.
Assets.
Cash on hand at head office $246 00
Amount of assessments levied during 1 892 34 06
" premium note in force, after deducting all payments thereon
and assessments levied 22,784 93
Total assets $23,064 99
Liabilities. — None.
Receipts.
Cash at head office, as per last statement (not extended) $306 50
Cash received for assessments levied during 1892 $2,961 25
prior to 1892 5 64
" as part cost of investigation 22 25
Total receipts $2,989 14
Expenditure.
Expenses of Management ;
Amount paid for interest $45 00
statutory assessment and license 22 41
" salaries, etc 39 CO
'■ printing, stationery and advertising 13 15
" postage, telegrams and express, etc 11 83
■' investigation of claims 57 00
fuel and light 1 75
■' other expenses 70 00
Total expenses of management $260 14
Amount paid for losses incurred in 1892 1,789 50
beiore 1892 500 00
" of loan repaid 500 00
Total expenditure $3,049 64
B 120 =^=^
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, lSi92.
System.
Three years.
Five years.
Total.
Mutual
% c.
875,220 00
$ c.
S c.
875,220 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" taken during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Number.
AmouQt.
443
194
S c.
849,41.5 00
354,595 OO
637
186
1,204,010 00
328,790 00
451
875,220 00
CLASSIFICATION OF RISKS
Isolated and non-hazardou.s.
PREMIUM NOTES OR UNDERTAKINGS.
■(?:,.„ ,,
Total.
Amount cf face of all premium notes held by the Com-
pany, and legally liable to asses.^ment
$ c.
26,535 20
22,784 93
10,637 85
§ c.
■S c.
26,535 20
22,784 93
10,637 85
Amount of all premium notes on policies in force
31st December, 1892, after deducting all payments
thereon and assessments levied
Amount of premium notes received during the year
1892
B 121
57 Victoria. Sessional Papers (No. 13). A. 1894
THE USBORNE AND HIBBERT MUTUAL FIRE INSURANCE COMPANY.
HKAD OFFICE, FARQUHAR.
Commenced business 28th June, 1876.
President — David Mitchell. | Secretary — Thomas Cameron.
Uuassessed premium note capital, $75,199.38.
Assets.
Actual cash on hand at head office $1,297 27
Amount unpaid of assessment levied during 1892 330 83
" " '' in prior years (not extended) ..S91 05
" of premium notes in force, alter deducting all payments thereon
and assessments levied , 75,199 38
Total assets ." $76,8 2j; 48
Liabilities.
Amount losses reported $983 25
Total liabilities $983 25
Receipts.
Cash at head office, as per last statement (not extended) $187 79
" received for assessments levied in 1892 $4,229 90
" before 1892 447 92
" borrowed 1,300 00
Total receipts $5,977 82
Expenditure.
Expenses of Management :
Amount paid for investigation of claims
•' commission
" interest
" statutory assessment and license
" printing, stationery and advertising
" rent imd taxes
" salaries, directors' and auditors' fees
" travelling expenses
" postage, telegrams and express
$28
00
65
05
39
62
63
75
105
37
25
00
289
97
5
00
52
19
Expenses of management $673 95
Miscellaneous Payments :
Amount paid for losses which occurred during 1892 ... $2,390 31
«' " " prior to 1892 500 00
2,890 31
of loan repaid 1,300 00
refund 4 08
Total expenditure $4,868 34
B 122
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OY RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Mutual
Total.
$ c.
3,139,270 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Number.
1,786
752
2,538
597
1,941
Amount.
?5 c.
2,866,005 00
1,183,725 00
4,049,730 00
910,460 00
3,139,270 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December, 1892.
Amount of face of all premium notes held by Company and legally liable to assessment. .
Amount of all premium notes, after deducting all payments thereon and assessments
levied
Amount of premium notes received during the year 1892
Total.
83,633 77
75,199 38
35,351 69
B 123
57 Victoria. Sessional Papeis (No. 13). A. 1894
WEST WAWANOSH MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, DUNGANNON.
Commenced business \3fh May, 1879.
President— GnAS. Girvin. | Secretary^J. M. Roberts,
Unassessed premium note capital, $90,587.94,
Assets.
Actual cash on hand at head office , ... $089 35
Amount unpaid of assessments levied during 1892 418 7(>
Amount of premium notes in forcCj after deducting all payments thereon
and assessments levied 90,587 94r
Total assets _$9U95_97
Liabilities — None.
Receipts.
Cash at head office, as per last statement (not extended) $55 9fi
Cash received for assessments levied in 1892 $4,26 1 85-
" " before 1892 434 14
" transfer fees, etc 45 01
on loan 1,400 00
Total receipts S6.141 00
EXPEKDITURE.
Expenses of Management :
Amount paid for statutory assessment and license .^52 81
" interest V24: '2b
'* printing, stationery and advertising 65 69
" salaries, directors' and auditor.s' fees 576 00
«« postage, telegrams and express 63 17
" travelling expenses 7 I 50
'* investigation of claims . 75 00
Total expenses of management $1 028 42
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 $1,200 00
" " " prior to 1892 1,367 50
" rebate 6 71
2,574 21
" repayment of loans 1,900 00
" other payments 5 00
Total expenditure S5 507 63
B 124
57 Victoria.
Sessional Papers (No. 13).
A 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Three years.
Four years.
Total.
% c.
1,648,722 00
$ c.
778,575 00
2,427,297 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force Slst December, 1891
' ' new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on niutual system, 1st December, 1892
Amount.
2,332,335 06
778,575 00
3,110,910 00
683,613 00
2,427,297 Oe
CLASSIFICATION OF RISKS
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three year risks.
Four year risks.
Total.
Amount of face of all premium notes held by Company,
and legally liable to assessment
$ c.
65,948 88
59,444 94
% c.
31,143 00
31.143 00
31 143 00
$ c.
97,091 88
90,587 94
31,143 00
Amount of all premium notes, after deducting all pay-
ments thereon and assessments levied
A»U)untof premium notes received during the year 1892
15 (IN.)
B 125
57 Victoria. Sessional Papers (No. 13). ' A. 1894
TOWNSHIP OF EAST WILLIAMS MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, NAIRN.
Commenced business Sth August, 1875.
Fresident — Neil McTaggart. | Secretary — Wm. McCallcm,
Unassessed premium note capital, $9,756.58.
Assets.
Cash on hand 860 79
Cash in Bank of Commerce at Ailsa Craig 2.3 44
$84 2i
Cash in agents' hands, acknowledged by them to We due and considered good. 12 90
Amount unpaid of assessments levied during 1892 96 39
" " " in prior years (not extended) . .J$43 10
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 9,756 58
Total assets S9,950 10
Liabilities.
Amount promissory note $300 00
Total.
Receipts.
Cash at head office, as per last statement (not extended) $505 64
Cash received as first instalments on premium notes
" from assessments of 1892. . .
" " prior to 1892
" for interest
" from other sources
Total receipts
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license . . . .
" printing, stationery and advertising . .
" salaries, directors' and auditors' fees.
postage, etc
investigation of claims
$300
00
$285
38
361
66
114
84
17
71
13
60
8793
19
$11
81
15
19
106
00
3
48
11
00
Expenses of management $147 48
Miscellaupous Payments :
Cash paid for losses which occurred in 1892 $1,050 00
" rebate, etc. 16 62
" other expenditure 50 «
1,067 12
Total expenditure . . $1,214 60
B 126
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Aviount covered hy Policies in force 31st December, 1892.
System.
Three years.
Total.
§ c.
368,780 00
$ c.
368,780 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force Slst December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system, 3l8t December, 1892.
Number.
257
118
375
96
279
Amount.
332,525 00
149,390 00
481,915 00
113,135 00
368,780 00
CLA.SSIFICATION OF RISKS
Farm and non-hazardous.
PREVIIUM NOTES OR UNDERTAKINGS
On Policiea in furcc 31st December, 1892.
AiuiHint of face of all premium notes held Ly Company, and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892 . . .
BT27^
Three years.
Total.
S c.
$ c.
11,063 40
11,063 40
9,756 58
9,756 58
4,481 70
4,481 70
b7 Victoria, Sessional Papers (No. 13). A. 1894
WEST BRUCE FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, KINCARDINE.
Commenced business 3rd July, 1885.
Prssident — William Hunter. | Secretary — J. H. Fleming.
Unassessed premium note capital, $19,399.14.
Assets.
Cash in Treasurer's hands $236 68
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 19,399 14
Amount unpaid of assessments levied during 1892 364 33
" " in prior years 450 53
Total assets $20,450 68
Liabilities.
Amount of promissory note $350 00
Total amount of liabilities $350 00
Receipts.
Cash at head office as per last statement (not extended) $561 39
" received for assessments levied during 1892 $1,072 85
before 1892 330 84
" notes 700 00
Total receipts $2,103 69
Expenditure.
Expe'rises of Management :
Amount paid for investigation of claims $10 70
" postage, etc 22 45
" statutory assessment and license 17 94
" printing, stationery and advertising, 1892 33 00
" interest 28 25
" salaries, directois' and auditors' lees, 1892 273 20
'• law costs 3 28
" rent and taxes 30 75
Total expenses of management $419 57
Amoucit paid for losses during 1892 189 65
" prior to 1892 1,423 56
loan 350 00
" rebate 36
Amount of assessments credited in tire claims 45 26
Total expenditure $2.428 40
B 128
67 Victoria.
Sessional Papers (No. 18).
A. 1894
CURRENCY OF KISKS.
Amount covered by Policies in force 31st Dcccinher, 1S92.
System.
Three years.
Total.
Mutual
$ c.
579,979 00
$ c.
579,979 00
MOVEMENT IN RISKS.
Mutual Si/stem.
Number.
Amount.
Policies in force 31st December, 1891
' ' new and renewed during 1892
541
249
S c.
631,064 00
251,845 GO
Gross numbers during 1892
790
248
882,909 00
302,930 00
Less expired or cancelled in 1892
Net risks in force 31st December, 1892
542
579,979 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
'
Three year risks.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
$ c.
26,335 04
19,399 14
9,848 50
$ c.
26,335 04
19 399 14
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
9,848 50
B 129
57 Victoria. Sessional Papers (No. 13). A. 1894
SOUTH EASTHOPE FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, TAVISTOCK.
Commenced business the 2Sth December, 1871.
President — Werner Youngblut. | Secretary — W. S. Russell.
Unassessed premium note capital, $101,575.49.
Assets.
Cash on hand, head office . . . , $458 33
" deposit to Company's credit in Bank of Commerce, Stratford. . . . 600 00
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 101,575 49
" unpaid of assessments of 1892 108 12
Total assets $2^2,741 94
Liabilities. — None.
Receipts.
Cash at head office and in bank, as at last statement (not ex-
tended) $290 75
Cash received for assessments levied before 1892 82,479 47
borrowed 400 00
Total receipts $2,879 47
Expenditure.
Expenses of Management :
Amount paid for salaries, directors' and auditors' fees $208 00
" statutory assessment and license fee . . . . , 45 96
" printing, stationery and advertising 93 95
" postage, telegrams and express 9 30
" travelling expenses 14 00
" investigation of claims 6 00
" other expenses 14 50
" interest 1 2 00
" rent 7 00
Expenses of management $410 71
Miscellaneous Payments :
Cash paid for losses which occuired during 1892 1,301 18
•' repayment of loans 400 00
Total exppi ditur ■ .S2,l 1 1 89
B 130
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Avioitnt covered by Policies in force 31st Decemher, 1892.
System.
Three years.
Four years.
Five years.
Total.
Mutual
$ c.
19,500 00
$ c.
2,058.345 00
$ c.
§ c.
2,077,845 00
MOVEMENT IN RISKS.
Mutual Si/ stem.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force on mutual system, 31st December, 1892.
Number.
Amount.
$ c.
1,029
1,998,070 00
382
756,560 00
1,411
2,754,630 00
365
676,785 00
1,046
2,077,845 00
CLASSIFICATION OF RISKS
Farm and non-hazardous.
T'REMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Amount of face of all premium notes
held by the Company, and legally
liable to assessment
Amount of all premium notes, after
deducting all payments thereon and
assessments levied
Amount of premium notes received
during the year 1892
Three year risks.
975 00
940 83
Four year risks. ' Five year risks. Total.
iS c. .? c. ; $ c.
102,917 25 j 103,892 25
100,634 66 I : 101,575 49
37,828 00 I ' 37,828 00
B131
57 Victoria. Sessional Papers (No. 13). A. 1H94
SYDENHAM MUTUAL bIRE INSURANCE COMPANY.
HEAD OFFICE, ANNAN.
Commenced bushieas August, 1869.
President — GIDEO^ Karkness. | Secretary — Hugh Reid.
Unassessed premium note capital, .$106,726.03.
Assets.
Gash in agents' hands acknowledged by them to be due and considered good $690 12
Amount unpaid of assessments levied before 1892 (not extended) .$51 91
during 1892 2,81124
" of premium notes in force, after deducting all payments thereon
and assessments levied 106,726 03
Total assets 8110,227 39
Liabilities.
Amount of adjusted losses $360 42
" due treasurer 1,186 12
Total liabilities $1,546 54
Receipts.
Cash at head office, as per last year's statement (not extended) $2,509 28
Cash received for membership fees S371 25
" as first payments^ being part payment of premium notes. . . . 2,094 22
" assessments levied in 1892 4,823 59
prior to 1892 2,107 54
" cish borrowed 1,185 07
Total receipts $10,581 67
Expenditure.
Expenses of Management :
Amount paid for commission $94 73
" law costs 10 00
" investigation and adjustment of claims 104 47
'' statutory assessment and license 90 28
" printing, stationery and advertising 171 28
" rent and taxes 8 00
" salaries, directors' and auditors' fees 673 10
" postage, telegrams and express 148 21
" other expenses 58 00
" travelling expenses 14 00
Total expenses of management $1,372 07
Miscellaneous Payments :
Cash paid for losses which occured during 1892 .$10,755 88
" " " " " prior to 1892 963 00
Total expr nditure .§13,090 95
B 132
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892.
System.
One year or
less.
Two years.
Three years.
Four years.
Five years.
Total.
S c.
24,800 00
$ c.
48,585 00
4,587,78 00
% c.
93,420 00
c.
$ c.
4,755,587 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 31st December, 1891. .
' new and renewed during 1892.
Gross number during 1892
Less expired and cancelled in 1892
Net risks in force 31st December, 1892
3,392
1,485
4,877
933
3,944
$ c.
4,160,616 00
1,714,524 00
5,875,140 00
1,119,553 00
4,755,587 00
CLASSIFICA.TION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892,
One year
risks.
Two year,
risks.
Three year,
risks.
Four year
sks.
Five year
risks.
Total.
Amount of face of all pre-
mium notes held by Com-
pany, and legally liable
S c.
$ c.
$ c.
c.
$ c.
121,736 97
Amount of all premium
notes, after deducting all
payments thereon and
106,726 03
Amount of premium notes
received during the year
1892 ....
43,935 77
B 18H
67 Victoria. Sessional Papers (No. 13). A. 1894
NORFOLK COUNTY FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, SIMCOE.
Commenced business 30tJi January, 1882.
President — Oliver Austin. | Secretary — J. H. Ansley.
Unassessed premium note capital, ^25,022.06.
Assets.
Cash in Treasurer's and Secretary's bands 0 284 68
' Bank Commerce, Sinicoe L53 93
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 25,022 06
j^.mount unpaid of assessments levied during 1892 244 76
prior to 1892 27120
" Short date notes 147 38
Total assets S26,124 01
Liabilities.
Amount of claims reported % 10 00
" money borrowed 2,000 00
" salaries and directors' fees 223 50
Total liabilities $2,233 50
Revenue Account.
Amount deficit in audit for 1890 (not extended) $17 00
Cash received as first payments on deposits, being part payment of pre-
mium notes SI, 173 94
Cash received for assessments levied in 1892 , 2,412 63
" " prior to 1892 53 07
Cash borrowed 3,606 10
Total receipts 87,245 74
Expenditure.
Expenses of Management :
Amount paid for commission $231 35
" printing, stationery and advertising 83 12
" travelling expenses 8 10
*' rent, taxes and retaijaing 76 44
" statutory assessment and license 27 55
" salaries and auditors' fees 270 00
" postage, telegrams and express 59 75
" furniture, etc 80 25
" interest 75 76
" law expenses 130 25
Expenses of management Carried forward $1,042 57
B 134
57 Victoria.
Sessional Papers (No. 13).
A. 1894
[,042 57
Amount brought forxoard ,
Miscellaneous Expenses :
Cash paid for losses whicli occurred prior to 1892
" repayment of loans
" rebate
" re-insurance
" balance due treasurer
Total expenditure
CURRENCY OF RISKS.
Amount covered by policies in force ^^Ist December, 1892.
1,929
77
3,800
00
32
87
8
30
10
62
$6,824
13
System.
One year or le?s.
Three years.
Total.
Mutual
$ c.
S c.
1,058,045 00
S c.
1,058,045 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 31st December, 1891 . .
" new and renewed during 1892.
Gross number during 1892
Less expired or cancelled in 1892
Net risks in force 31st December, 1892 .
1,180
443
1,623
405
1,218
1,100,130 00
376,765 00
1,476,895 00
418,850 00
1,058,045 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
• On Policies in force 31st December, 1892,
One year risks.
Two year risks.
Three year risks.
Total.
Amount of face of all premium notes
legally liable to assessment
S c.
$ c.
$ c.
32,746 00
25,022 06
11,156 53
$ c.
32,746 00
25,022 06
Amount of all premium notes, after
deducting all payments thereon
and assessments levied
Amount of premium notes received
during the year 1 892
11,156 .53
B 135
57 Victoria.
Sessional Papers (No. i:3).
A. 1894
LENNOX AND ADDINGTON MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, XAPANEE.
Commenced business 17 th August, 1876.
President — J. E. Aylsworth.
Secretary — M. C. Bogart,
Unassessed jjremium note capital, -$32,802.72.
Assets.
Cash value mortgage ,
Actual cash on hand at head office
Amount unpaid of assessments levied during 1892
" " in prior years
Amount of premium notes in force, after deducting all payments thereon
and assessments levied
Total assets
$ 100
19
274
118
32,802
00
45
66
08
72
$33,314
91
Liabilities.
Amount of piomissory notes
Total liabilities
Receipts.
Cash at head office, as per last statement (not extended) , $849 77
" received as first payments, being part payment of premium notes. . . .
" " for assessments levied in 1892
before 1892
" " borrowed money
Total receipts
Expenditure.
Expenses of Management :
Amount paid for commission and agents' fees
" statutory assessment and license fee .. .
" printing and stationery
" salaries, directors' and auditors' fees. . .
" postage, etc
" interest
," investigation and adjustment of claims
Total expenses of management
Miscellaneous Payments :
Cash paid for losses which occurred during 1892
rebate
" re-insurance
Payment on loans ......
Other expenditure
Total expenditure
$4,100 GO
$4,100 00
982
41
2,291
09
225
08
1,100
00
$4,598
58
$554
12
26
79
46
50
421
75
41
42
232
48
24
00
$1,347 06
2,697
00
8
29
15
00
1,300
00
61
55
$5,428
90
B 136
57 Victoria
Sessional Papers (No. 13)
A. 1894
CURRENCY OF RISKS.
Aniount covered by policies in force Slst December, 1892.
System.
Three years.
Total.
$ c.
1,040,386 00
3,000 00
$ c.
1,040,386 00
3,000 00
Re-iiisurance
Net risks 31st December, 1892
1,037,386 00
1,037,386 00
MOVEMENT IN RISKS.
Mutual System.
Amount.
Policies in force 31st December, 1891
Policies new and renewed during 1892
Gross number during 1892
Less expired or cancelled in 1892 . .
Net risks in force on mutual system 31st December, 1892.
1,063,091 00
373,41.5 00
1,436,506 00
396,120 00
1,040,386 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On policies in force 31st December, 1892,
Three year risks.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
$ c.
39,793 35
•32,802 72
13,160 86
$ c.
39,793 35
32^802 72
13,160 86
Amount of all premium notes, after deducting all payments thereon
and assessments levied
Amount of premium notes received during the year 1^92
B 137
67 Victoria. Sessional Papers (No. 13) A. 1894
OXFORD FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE. EMBRO.
Commenced business 2nd June, 1884.
President — Alex. McCorc^uodale. | Secretary — James Munro.
Unassessed premium note capital, ^34,914.32.
Assets.
Actual cash on hand in head office 81 50
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 34,914 32
" unpaid of assessments of 1892 159 7 I
^' " " prior to 1892 (not extended) . . $45 92
Total assets $35,07 5 53
Liabilities.
Amount of promissory notes $1,510 00
" due sundry persons 61 25
Total liabilities 8L571 25
Receipts.
Cash at head office as per statement (not extended) Nil.
" - received for assessments levied during 1892 $2,1 11 12
" ^^i -" << " in prior years 90 21
*' ; borrowed 2,683 30
" for fees, etc 10 40
Total receipts • $4,895 03 ;
Expenditure.
Expenses of Management :
Cash paid for law costs .' •. $50 00
" printing and stationery 21 00
" statutory assessment and license 23 97
" rent , > 3 00
" salaries, etc 257 45
" interest '. 60 "d
" all other expenses 22 ^8
" investigation and adjustment of claims 3 00
" postage 18 23
Total expenses of management $459 53
Cash paid for losses during 1892 . $2,334 00 ,
prior to 1892 900 00 •
«' repayment of loans 1,200 00
4,434 UO
Total expetuliture $4,893 53
B 138
57 Victoria.
Sessional Papers (No. IS)
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892,
System.
One year.
Three years.
Total.
Mutual
S c.
860 00
S c.
947,755 00
$ c.
948,605 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 31st December, 1891
722
313
1,035
304
$ c.
925,855 00
396,700 00
Policies taken during 1892 and renewed ,
Gross number during 1892
1,322,555 00
Deduct expired and cancelled in 1892
373,950 00
Net risks in force at 31st December, 1892
731
948,605 00
CLASSIFICATION OF RISKS
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
One year risks.
Three year risks.
Total.
Amount of face of all prf^mium notes held by Com-
pany, and legally liable to assessment
§ c.
34 00
32 98
34 00
S c.
37,184 70
3t,881 34
15,328 50
$ c.
37,218 70
Amount uf all premiutn notes, after deducting all pay-
ments thereon and assessments levied
Amount of premium notes received during the year
1892 •
34,914 32
15,362 50
B 139
57 Victoria.
Sessional Papers (No. 18).
A. 1894
DEREHAM AND WEST OXFORD MUTUAL FIRE INSURANCE COMPANY
HEAD OFFICE, MT. ELGIN.
C ominenced business ISth May, 1887.
President — W. Nancekivell. | Secretary — Alex. Bell.
Unas8essed premium note capital, $17,034.23.
Assets.
Cash in head office
'• Traders' Bank, Ingersoll
Amount unpaid of assessments levied in 1892
" " " prior years
Amount of un assessed premium note capital
Total assets
$263 26
351 81
$615 07
79 29
40 50
17,034 23
U7.769 09
Liabilities. — None.
Receipts.
Cash at head office as per last statement (not extended) .$180 75
Cash received as first payments
" for second and third instalments of first payments
" for assessments levied in years prior to 1892 '.
Total receipts
Expenditure.
Expenses of Managi'.ment
Amount paid for interest
" statutory assessment and license
" salaries, directors' and auditors' fees
" printing, stationery, advertising and postage
" rent and taxes
" investigation of claims
Total expense of management.
Miscellaneous Payments :
Cash paid for losses during 1892 . ,
Cash repayment of loans
" rebate
$18 17
316 77
5 63
Total expenditure .
$329 96
549 69
:02 57
$982 22
$9 69
14 85
141 10
36 69
2 00
4 00
8208 33
340 57
$54s 90
B 140
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892.
System.
Three years.
Total.
Mutual
$ c.
536,704 00
$ c.
536,704 00
MOVExMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 31st December, 1891 ,
276
118
$ c.
474,092 00
182,007 00
Policies taken during 1892
Gross number and amount in force 31st December, 1892
Deduct expired and cancelled in 1892
394
69
656,099 00
119,395 00
Net risks in force at 31st December, 1892
325
536,704 00
CLASSIFICATION OF RISKS
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st Deccrnher, 1892.
Three year risks.
Total.
Amount of face of all premium notes held by Company,- and legally
liable to assessment
$ c.
19,034 87
17,0.34 23
6,470 25
S c.
19,034 87
17,034 23
6,470 25
Amount of all premium notes, after deducting all payments thereon,
and assessments levied
Amount of premium notes received during the year 1892
1() (in.) B 141
57 Victoria.
Sessional Papers (No. 13).
A. 1894
HOWARD FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, RIDGETOWN.
Comnienced business \th April, 1892.
President — John McKerricher, Botany. | Secretary — E. D. Mitton, Ridgetown.
Unassessed premium note capital, 86,841.80.
Assets.
Actual cash on hand at head office . .
Cash in Molson's Bank, Ridgetown
$85 20
2 63
" agents' hands
Amount of assessments unpaid which were levied in 1892
" premium notes in force, after deducting all payments thereon
and assessments levied
Total assets
$87 83
27 90
12 00
6,841 80
86,969 53
Amount due secretary ,
" rent hall
rotal liabilities.
Liabilities.
$50 00
2 75
852 75
Cash received as first payments ,
" borrowed
Total receipts
Receipts,
$452 80
96 90
$549 70
Expenditure.
Cash pa'd for interest or discount '. .
" statutory assessment and license fee
" rent and taxes
" printing, stationery and advertising
" postage, telegrams and express . . . .
" other expenses of management . . . .
Total expenses of management
Miscellatieous Faynieats :
Cash paid for losses which occurred in 1892
" loan rejyaid
Total expenditure .
$ 3
10
40
00
3
00
84
41
5
20
33
49
$169 20
195 77
96 90
$461 87
B 142
57 Victoria.
Sessional Papers (No. lb).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1S92
System.
Three years.
Total.
Mutual
% c.
244,350 00
S c.
244,350 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
0
Policies new and renewed during 1892
198
246.350 00
Gioss number during 1892
198
2
246,350 00
2,000 00
Less expired and cancelled in 1892
Net risks in force 31st December, 1892 .
196
244,350 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st Deceraber 1892.
Three year risks.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment "
$ c.
7,330 50
6,841 80
7,390 50
S c.
7,330 50
6,841 80
Amount of all premium notes, after deducting all payments thereon
and assessments levied .
Amount of premium notes received during the year 1892
7,390 50
B 14.3
57 Victoria.
Sessional Papers (No. 13).
A. 1894
KENT AND ESSEX FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, ROMNEY.
Commenced business '27th Jul//, 1888.
President — William Wickwire, j Secretary — Thos. C. Renwick.
Unassessed premium note capital, $20,734.92.
Assets.
Cash on. hand at head office $269 40
" in Standard Bank, Chatham 278 53
$547 93
Amount of premium notes in force, aflei deducting all payments thereon
and assessments levied 20,734 92
Amount of due bills less than one year overdue 49 62
Safe (not extended) 8146 47
Total assets $21,332 47
Liabilities. — None.
Receipts.
Cash at head office, as per last statement (not extended) $1,783.82
" received as first payments, being part payment of premium notes. . . . $1,183 79
'• " for assessments levied prior to i892 2 94
" " interest 75 73
'• " tiansfers, etc 1 95
Total receipts 81,264 41
Expenditure.
Expenses of Management :
Cash paid for investigation of claims $38 00
" salaries, directors' and auditors' fees 221 00
" p'^jstage, etc 14 36
" statutory assessment and license fee 17 05
" printing, stationery and advertising 31 25
" other expt-nses of management 2 00
Total expenses of management $323 66
Losses during 1892 2,170 25
Cash paid for rebate 6 39
Total expenditure $2,500 30
B 144
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
One year.
Two years.
Three years.
Four years.
Total.
Mutual . .
S c.
6,100 00
$ c.
4,480 00
$ c.
592,701 00
$ c.
68,565 00
S c.
673,846 00
MOVEMENT IN RISKS.
Mutxial System,
Number.
Amount.
Policies in force 31 st December, 1891
458
179
$ c.
588,603 00
" taken during 1892
216,691 00
Total number and amount in force 81st December, 1 892
637
101
805,294 00
Deduct expired and cancelled in 1892
124,698 00
Net risks in force at 31st December, 1892
536
680,596 00
CLASSIFICATION OF RISKS ;
All non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
One year
risks.
Two year
risks.
Three year
risks.
Four year
risks.
Total.
Amount of face of all premium notes
held by Company, and legally
li.able to assessment
Amount of premium notes, after de-
ducting all paymentsthereon and
assessments levied
S c.
72 40
61 58
72 40
$ c.
155 62
132 27
24 10
$ c.
20,963 76
17,812 16
6,901 96
.? c.
3,208 82
2,728 91
504 40
$ c.
24,400 60
20,734 92
Amount of premium notes received
uring the year 1892
7,504 86
B 145
67 Victoria.
Sessional Papers (No. 13);
A 1894
THE LAMBTON FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, WATFORD.
Commenced business 5th November, 1875.
President — Arch. McIntyre. | Secretary — W. G. Willoughby.
Unasaessed premium note capital, $94,490.06.
Assets.
Cash value of debentures . .
" on hand
" on deposit to Company's credit in Bank of Commerce,
Sarnia .
^ 11 35
3,376 76
Amount of short date notes, or due bills, less than one year overdue
" of premium notes in force, after deducting all payments thereon
and assessments levied
Total assets
Liabilities. — None.
Receipts.
Cash at head office and in bank, as per last statement (not
extended) $4,791.17
Cash received as first payments, being part payment of premium notes ....
" for interest
" for debentures
" refunds
Total receipts
Expenditure.
Expenses of Management :
Amount paid for commission to agents
" statutory assessment
" printing, stationery and advertising. . ;,
'* salaries, directors' and auditors' fees . .
" postage, telegrams and express
" travelling expenses
" rent of hall
" other expenses
•' investigation and adjustment of claims
" law costs
Total expenses of management
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 ,
prior to 1892
" rebate
" debentures
Other expenditure
$ 285 00
3,388 11
974 15
94,490 06
599,137 32
Total expenditure $10,880 55
B 146
$8,871
08
138
36
465
00
3
05
$9,477
49
$942
00
80
76
125
95
571
00
70
25
34
90
8
00
6
85
78
40
3
22
$1,921
33
8,487
55
20
00
258
92
180
00
12
75
$10,880
55
67 Victoria,
Sessional Papers (No. 13)
A. lS94r
CUKRENCY OF RISKS.
Amount covered by policies inforee 31st December, 1892.
System.
Three years.
Total.
Mutual
% c.
3,928,418 00
$ c.
3,928,418 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891 . .
" new and renewed during 1892.
Gross number during 1892
Less expired and cancelled in 1892. . . .
Net risks in force 31st December, 1892
Number.
3,071
1,253
4,324
1,096
3,228
Amount.
!lp c.
3,696,052 00
1,503,936 00
5,199,988 00
1,271,570 00
3,928,418 00
OLASSIFICATION OF RISKS
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Amount of face of all premium notes held by Company and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amoxmt of premium notes received during the year 1892
B 147
Three year risks.
118,048 50
94,490 06
45,118 10
Total.
118,048 50
94,490 06
45,118 10
57 Victoria. Sessional Papers (No. 13). A. 1894
TeE WESTMINSTER MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, LOT 1+, CON 4, WESTMINSTER.
Commenced business llth December, 1857.
President — James K. Little. | Secretary — Henry Anderson.
Unasse.ssed premium note capital, $34,512.66.
Assets.
Cash at head office $ 27 89
Cash on deposit to the Company's credit, not drawn against, in
the Canadian Trust and Loan Company, London 4,173 38
London Loan and Savings Company, London .■ 4,479 55
Huron and Erie " " 3,712 56
— $12,393 38
Amount of premium notes in force, after deducting all payments thereon,
and assessments levied 34,512 66
Total assets $46,906 04
Ijabilities. — None.
Receipts.
Cash at head office, on deposit, as per last statement (not ex-
tended) $11,262 22
Cash received for first payments $2,417 50
" at taking of application 152 47
" for inttrest 544 07
Total receipts 83,114 04
Expenditure.
Expenses of Management :
Amount paid for commission to agents
" investigation, adjustment of claims, etc
" statutory assessment and license
" salaries, directors' and auditors' fees
" printing, stationery and advertising, etc
" salvage
" postage, etc
" other expenses
Total expenses of management
Miscellaneous Payments :
Cash paid for losses which occurred during 1892
Total expenditure .$1,982
B 148
$155
lO
42
00
31
08
442
50
59
40
26
33
4
63
36
23
$797
17
$1,185
71
.81,982
88
57 Victoria.
Sessional Papers (No. 12).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Mutual
Three years.
$ c.
1,297,385 00
MOVEMENT IN RISKS.
Mutual System.
Total.
$ c.
1,297,385 00
Policies in force 31st December, 1891 . .
" new and renewed during 1892 .
Gross number during 1892
Less expired and cancelled in 1892
Net risks iu force 31st December, 1892 .
Number.
Amount.
851
399
% c.
1,275,740 00
634,300 00
1,250
384
1,910,040 00
612,655 00
866
1,297,385 00
CLASSIFICATION OF RISKS.
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892,
Amount of face of all premium notes held by Company and legally
liable to assessment .
Amount of all premium notes after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
B 149
Three years.
39,308 30
34,512,66
19,029 00
Total.
39, .308 30
34,512 66
19,029 00
57 Victoria. Sessional Papers (No. 13). A. 1804
CANADIAN MILLERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, HAMILTON.
Commenced business 20tJi September, 1878,
President — David Goldie. | Secretary — Seneca Jones
Unassessed premium note capital, $51,086.25,
Assets.
Cash value of mortgages $22,800 00^
Actual cash on hand at head office $ 329 66
Cash on deposit to the Company's credit, not drawn against, in
Bank of Hamilton, at Hamilton 8,599 84
.':.q: 8,929 50
Amount of premium notes in force, after deducting all pay-
ments thereon and assessments levied 51,086 25
Less residue of premium notes given by Company for re-
insurance „ 1,083 60
50,002,65
Amount unpaid of assessments levied during 1892
" first payments of 1892 25 00
" accrued interest 405 42
Total assets $82,162 57
Liabilities. — None.
Receipts.
Cash at head office and in bank as per last statement (not ex-
tended) $8,898 42
Cash received as first payments, being part payment of premium notes ... $ 6,969 40
" for assessments levied during 1892 9,202 35
prior to " .: 215 00
" on mortgage 4,000 00
•' for fees, etc 13 90
" interest 1,461 55
Total receipts $21,862 20- f
B 150
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license fee $ 1812
" printing, stationery and advertising 56 10
" salaries, directors' and auditors' fees. 2,077 58
" travelling expenses 350 98
" postage, telegrams, express and exchange 58 57
" iovestigation and adjustment of claims .... 48 04
" office expenses 50 00
Total expenses of management $2,659 39
Miscellaneous Payments:
Amount paid for losses which occurred during 1892 $ 8,700 00
" re-insurance 324 54
" rebate 147 19
" investment 10,000 00
Total expenditure $21,831 12
CCJRRENGY OF RISKS.
Amount covered by Policies in force olst December, 1892.
System .
One year or less.
Three years.
Total.
Mutual
$ c.
500 00
S c.
663,925 00
17,200 00
$ c.
664,425 00
' ' re-insured
17,200 00
Net risks covered by Company 31st December, 1892 . .
500 00
646,725 00
647,225 00
B 151
57 Victoria
Sessional Papei's (Xo. 13).
A 1894
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 31st December, 1891
" new and renewed during 1892
238
108
S c.
639,800 00
285,875 00
Gross number during 1892
346
98
925,675 00
Less expired and cancelled in 1892
261,250 00
Net risks in force 31st December, 1892
248
664,425 00
CLASSIFICATION OF RISKS :
The Company's business is exclusively confined to flouring mills, and their stocks and
machinery.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
One year risks.
Three year risks.
Total.
S c.
S c.
$ c.
Amount of face of all premium notes held by Com-
pany and legally liable to assessment
45 00
82,638 50
82,451 Oe
Amount of all premium notes, after deducting all
payments thereon and assessments levied
38 70
51,047 55
51,086 25
Amount of premium notes received during the year
1892
45 00
35,065 00
35,110 00
B 152
57 Victoria. Sessional Papers (No. 13). A. 1894
LONDON TOWNSHIP MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, ARVA.
Commenced business 27th May, 1882.
President — Edward Roberts. | Secretary — Ed. Dann.
Unassessed premium note capital, $24,871.05.
Assets.
Actual cash on hand at head office $ 7 33
Cash in London Loan Company, London 2,244 40
$2,251 73
Amount unpaid of assessments levied during 1892 122 81
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 24,871 05
Total assets $27,245 59
Liabilities. — None.
Receipts.
Cash on hand at head office (not extended) $2,390 48
Cash received for assessments levied in 1892 ,
" " " " before 1892 . ,
" " interest
" " from other sources ,
Total receipts
Expenditure.
Expenses of Management :
Amount paid for commission to agents
" statutory assessment and license. . . .
'* printing, stationery and advertising
'* salaries, directors' and auditors' fees
" postage, etc
*' investigation of claims
$1,508
35
94
68
108
90
2
50
1,714
43
Total expenses of management
Cash paid for losses during 1892 ,
" rebate
Total expenditure
B 153
$121
50
23
59
17
45
195
60
16
83
3
00
$377
97
1,456
50
18
71
$1,85;'.
IS
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892.
System.
Three years.
Total.
Mutual
S c.
946,311 00
S c.
946 311 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 31st December, 1891
" taken during 1892, new and renewed
Gross number during 1892
Deduct expired and cancelled in 1 892
679
243
8 c.
907,015 00
320,763 00
922
210
1,227,778 00
281,467 00
Net risks in force 31st December, 1892
712
946,311 00
CLASSIFICATION OF RISKS:
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS.
Three years.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of all premium notes on Policies in force Slst December, 1892,
after deducting all payments thereon and assessments levied
Amount of premium notes received during the year 1892
B 154
S c.
S c.
28,496 53
28,496 53
24,871 05
24,871 05
9,659 76
9,659 76
57 Victoria. Sessional Papers (No. 13). A. 1894
NOETH BLENHEIM MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, CHESTERFIELD.
Commenced business I5th August, 1861.
President — Thomas Lockhart. | Secretary — George Middlemas.
Unassessed premium note capital, $57,426.94.
Assets.
Amount of cash on hand at head office $ 63 20
" in Bank of Commerce, Woodstock 903 09
Amount of premium notes in force, after deducting all payments thereon
■ t and assessments levied 57,426 94
Amount unpaid of assessments of 1892 72 90
Total assets $58,466 13
Liabilities. — None.
Receipts.
Cash at head office, as per last statement (not extended) $62 55
Cash received for assessments levied during 1892 $1,081 65
" interest 2 09
Total receipts $L084 74
Expenditure.
Expenses of Management :
Amount paid for printing, stationery and advertising $33 45
" travelling expenses 6 26
" salaries, directors' and auditors' fees 24 00
" rent and taxes 5 50
" postage, telegrams and express 12 08
" statutory assessment 27 32
" sui dries 2 40
Total expenses of management $111 ^'0
Cash paid for losses which occurred durinLr 1892 70 00
Total expenditure $181 00
B io5
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CQIIRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Four years.
Mutual .
S c.
1,172,600 00
Total.
S c.
1,172,600 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross, number during 1892
Less expired and cancelled in 1S92
Net risks in force on mutual system 31st December, 1892
Number.
458
121
579
93
486
Amount.
S c.
1,088,950 00
290,500 00
1,379,450 00
206,850 00
1,172,600 00
CLASSIFICATION OF RISKS
Farm property exclusively.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st Decemher, 1S92,
Amount of face of all premium notes held by Company and legally liable
to assessment
Amount of all premium notes, after deducting all payments thereon
and assessments levied
Amount of premium notes received during the year 1892
Four years
risks.
Total.
S c.
§ c.
58,630 00
58,630 00
57,426 94
57,426 94
14,525 00
14,525 00
67 Victoria. Sessional Papers (No, 13). A. 1894
OARADOO FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, MOUNT BRYDGES.
Commenced bnsiness 28th June, 1884.
President — Win. Young. | Secretary — Wm. E. Sawyer.
Unassessed premium note capital, $20,940.31.
Assets.
Actual cash on hand at head otfice ^0 44
in bank 1,012 25
$1,012 69
Amount of premium not«^s in force, after deducting all payments thereon
and assessments levied 20,940 31
Amount of unpaid assessments levied during 1892 37 20
" " prior to 1892 (not extended). $11 44
Total assets $21,990 20
Liabilities.
Amount of adjusted loss $9 00
" directors' fees 8 00
Total liabilities $17 00
Receipts.
Cash at head office as per last statement (not extended) $1,196 44
Cash received at taking of application $125 50
as first payment • 265 57
assessments of 1892 774 19
" prior years 11 44
interest 36 24
other sources 2 50
Total receipts $1,215 44
Expenditure.
Expenses of Management :
Cash paid to agents for fees $125 50
" for salaries, diiectors' and auditors' fees ... 106 00
" travelling expenses 3 50
" statutory certificate 17 60
" printing, stationery and advertising 11 00
" investigation and adjustment of claims 11 00
" other expenses 15 56
Total expenses of management $290 16
Cash paid for losses which occurred during 1892 1,089 95
" rebate 18 08
Total expenditure $1,398 19
17 (IN.) B 157
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892.
System.
One year
or less.
Two years.
Three years.
Total.
Mutual
S c.
800 00
5 c.
7,865 00
S c.
749,832 00
S c
758,497 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force Slst December, 1891 .
Taken during 1892, new and renewed
Gross number during 1892
Less expired and cancelled in 1892 . . .
Net risks in force Slst December, 1892
Amount.
S c.
614,421 00
311,656 00
926,077 00
167,580 00
758,497 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December, 1892.
One year risks. Two year risks.
Three year risks. TotaL
Amount of face of all premium notes
held by Company, and legally liable
to assessment
S 0.
24 00
23 30
24 00
S c.
235 95
228 85
235 95
S c.
22,494 96
20,688 16
9,089 73
S c.
22,754 91
20,940 31
9,349 68
Amount of all premium notes on
policies in force 31st December,
after deducting all payments there-
on and assessments levied
Amount of premium notes received
during the year 1892
B 158
57 VicLoria. Sessional Papers (No. 13). A. 18ij4
LOBO MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, COLDSTREAM.
Commenced business llth August, 1882.
President — John Oliver. | Secretary —i acob Marsh.
Unassessed premium note capital, $21,754.16.
Assets.
Actual cash on hand at head office $ 182 47
Cash on deposit to Company's credit, not drawn against, in Bank
of Toronto agency, at London 2,296 73
$2,479 20
Amount unpaid of assessments levied during 1892 47 55
Amount of premium notes in force, after deducting all payments thereon and
assessments levied 21,754 16
Amount of due bills less than one year overdue 2 00
Total assets $24,282 91
Liabilities. — None.
Receipts.
Cash at head office, as per last statement (not extended). $2,314 62
" received as first payments, being part payment of premium notes $469 37
" " for assessments levied before 1892 822 44
" " interest 84 95
Total receipts 81.376 76
Expenditure.
Expenses of Management ;
Amount paid for statutory assessment and license fee
" printing, stationery and postage
" salaries and directors' fees
" agents' commission
" investigation and adjustment of claims
" exchange
$15
96
34
19
133
00
66
50
5
00
15
Total expenses of management $254 80
Cash paid for losses which occurred during 1892 935 00
" rebate i 8 98
" other expenditure 3 40
Total expenditure $1,212 li
B 1.59 .==
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS,
Amount covered by Policies in force 31st December, 1892.
System.
Three years.
Total.
S c.
591,919 00
$ c.
591,919 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force, 31st December, 1891
" taken during 1892, new and renewed ,
Gross number and amount during 1892
Deduct expired or cancelled in 1892
Net risks in force on mutual system 31st December, 1892
Number.
Amount.
407
$ c.
534,644 00
133
540
172,775 00
707,419 00
111
115,500 00
429
591,919 00
CLASSIFICATION OF RISKS
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
Cn Policies in force 31st December, 1892.
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received daring the year 1892 .
Three year risks.
B 160
S c. I
23,676 76
21,754 16
7,066 60
Total.
23,676 76
21,754 16
7,066 60
57 Victoria. Sessional Papers (No. 13). A. 1894
HAY TOWNSHIP FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, ZURICH.
Commenced business ?>rd February, 1875.
President — Thomas Yearley. | Secretary — Henry Eilber.
Unassessed premium note capital, $88,507. 73.
Assets.
Cash on hand at head office $ 98 07
" deposit in Molson's Bank, Exeter 3,041 50
$3,139 57
Amount unpaid of asssessments of 1892 37 40
" of premium notes in force, after deducting all payments thereon and
assessments levied 88,507 73
Total assets $91,684 70
Liabilities. — None.
Receipts.
Cash at head office as per last statement (not extended) $973 00
Cash received as first payments, being part payment of premium notes S240 25
" for assessments levied during 1892 5,164 03
" interest .' 101 90
" debentures 150 00
Cash borrowed 500 00
" from all other sources 5 00
Total receipts $6,161 18
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license fee . $49 69
" printing, stationei'y and advei-tising . . . , 118 00
" salaries, directors' and auditors' fees 270 1 5
" travelling expenses 17 20
•' postage, telegrams and express 63 80
" investigation and adjustment of claims 33 75
•* other expenses 12 60
" commission to agents 144 40
" interest 5 00
Total expenses of management $714 59
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 $1,508 25
" '« prior to 1892 1,260 00
2,768 25
" rebate 1177
" repayment of loans 500 00
Total expenditure $3,994 61
B 161
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in forct 31st December, 1892,
System.
Three years.
Four years.
Total,
Mutual
% c.
% c.
2,335,054 00
S c.
2,335,054 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force Slst December, 1891
" new and renewed during 1892
Gross number during 1892 ,
Less expired and cancelled in 1892 ,
Net risks in force on mutual system 31 at December, 1892
1,432
324
1,756
223
1,533
$ c.
2,180,379 00
444,515 00
2,624,894 00
289,840 00
2,335,054 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
0)1 Policies in force 31st December, 1892.
Four
year risks.
Tota'
Amount of face of all premium notes held by Company and legally liable
to assessment
S c.
94,839 00
88,507 73
18,270 OCT
$ c.
94,839 00
Amount of all premium notes, after deducting all payments thereon and
assessments levied
88,507 73
Amount of premium notes received during the year 1892
18,270 00
B 162
57 Victoria. Sessional Papers (No. 13). A. 1894
VICTORIA MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, HAMILTON.
Commenced business November, 1863.
President— Geo. H. Mills. | Secretary — W. R. Stuart.
Unassessed premiurri note capital, ^54,044.74.
Assets.
Cash on deposit in Bank of Hamilton and at head office $ 1,580 87
Amount unpaid of assessments levied during 1892 789 07
" *' " before 1892 (not extended) $664 01
" of short date notes or due bills less than one year overdue 573 41
" " " 4 one year or more overdue (not
extended) 8222 82
Amount of premium notes in force after deducting all payments thereon
and assessments levied 54,044 74
" office furniture (not extended) $100 00
Total assets , $56,988 09
Liabilities.
Deposit for future assessments, etc $149 44
Total liabilities $149 44
Receipts.
Cash at head office, as per last statement (not extended) $2,118 89
as first payments, being part payment of premium notes $ 487 09
received for assessments levied in 1892
" " " prior to 1892
" interest
" bills receivable
" carpenters' risks and transfer fees, agencies, etc
" conscience money
Total receipts $5,926 89
B 163
3,189
28
428
23
59
70
1,454
09
8
50
300
00
$5,926
89
57 Victoria.
Sessional Papers (Xo. I'J).
A. lh'.^4:
EXPESDITUEE.
.^penges of ila-nagerneni :
Amount paid for commission $ 693 56
•' investigation and adjustment of claims 9 00
" fjiinting, stationery and advertising 283 30
" rent and taxes 403 51
" salaries, directors' and auditors' fees 3,124 53
" postage, telegrams and express 58 00
" fuel and light 22 85
" statutory asse^ment and license fee - - - . 31 1 2
" other expenses 176 88
Expenses of management . $4,802 7v
Cash paid for losses which occurred during 1?92
rebate.
" '• snndries
Total expraiditore
$1,G00 05
58 02
4 09
^1404 91
CURRENCY OF BISKS.
Amminl e&vertd Vy FfJUeks in f&ree SIM Ixseewfjer, JMii.
S^steiOL
Mntoal.
Tbreie vears^
i,/yy;.>o^ c^o
T^Mu.
.;•."-..'.■.;- /J
MOYBMEXT Uf BISKS.
Mutual Spitem.
Policies iin i<»o&31ie& Dec^xcti^er, l^Sl ,.,, ,,,
*• new and leoeved d-rjiig' TSSi . ,
OnMH mmnber dmin^ 1S&2
Leaa expired and caneelkd in l9$K2;
liiet ri^ES in foree en unttoal $fste») 3(L«t Deeember, l^SB. .
B 164
4r2/X6 f/J
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CLASSIFICATION OF RISKS :
General Fire Insurance.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st Deceinther, JS9S.
Three year risks.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
66,451 43
54,044 74
23,366 47
S c.
66,451 43
Amount of all premium notes, after deducting all payments theron and
assessments levied
54,044 74
23,366 47
Amount of premium notes received during the year 1892
B 165
57 Victoria. Sessional Papers (No. 13). A. 1894
BLANSHARD MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, ST. MARY'S.
Commenced business 27th March, 1876.
Presiderd — Wm. F. Sanderson. | Secretary — P. S. Armstrong.
Unassessed premium note capital, $20,543.18.
Assets.
Actual cash on hand $ 23 40
Amount unpaid of assessments levied during 1892 146 01
before 1892 30 70
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 20,543 18
Total assets S20,743 29
Liabilities.
Amount promissory note $ 300 OO
" due sundry persons 40 00
Total liabilities $340 00
Receipts.
Cash at head office as per last statement (not extended) $549 92
Cash received for assessments levied in 1892 $ 989 81
" " " prior to 1892 79 80
" borrowed money 300 00
Total receipts $1,369 61
Expenditure.
Expenses of Management
Law costs
Amount paid for fuel and light
" statutory assessment and license . . .
" salaries, and directors' fees
" printing, stationery and advertising ,
" other expenses
3, etc ,
Total expenses of management
Cash paid for losses which occurred during 1892. .
•' " " prior to 1892
Total expenditure
B 166
$15
00
2
00
18
58
56
00
16
50
15
00
18
OO
$ 141
08
1,743
75
11
30
$1,896
IS
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by jMlicks in force 31st December, 1S92.
System.
Mutual .
Three years.
S c.
718,670 00
Total.
$ c.
718,670 GO
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891 .
" new and renewed during 1892
Gross number during 1892
Less expired or cancelled in 1892
Net risks in force .3lst December, 1892.
CLASSIFICATION OF RISKS ;
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On policies in force 31st December, 1S92.
Amount of face of all premium notes legally liable to assessment
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892.
Three year risks.
22,298 50
20,543 18
6,164 60
B 167
Total.
22,298 50
20,543 18
6,164 60
57 Victoria. Sessional Papers (No. 13). A, 1894
SALTFLEET AND BINBROOK MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, ELFRIDA.
Comvienced business 30th July, 1880.
President — A. D. Lee. | Secretary — Jno. 0. Harris.
Unassessed premium note capital, $23,364.99.
Assets.
Actual cash on hand at bead office % 737 55
Amount of assessments unpaid levied during 1892 45 49
" unpaid of assessments levied before 1892 30 95
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 23,364 99
Total assets $24,178 98
Liabilities,
Directors' and auditors' fees, etc <^66 / 7
Total liabilities 866 77
Receipts.
Cash at head office, as per last statement (not extended) $628 88
Cash received for assessments which were levied in 1892 $709 63
" " " before 1892 57 80
" for interest 14 78
Total receipts $782 21
Expenditure.
Expenses of Management :
Amount paid to agents for fees and commission $ 2 50
" for statutory assessment and license fee 15 45
" printing, stationery and advertising 34 15
•' salaries, directors' and auditors' fees 177 63
" postage, etc 9 48
" investigation of claims 6 00
" other expenses 3 40
Total expenses of management 248 61
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 420 80
" " prior to 1892 4 73
Total expenditure $674 14
B 168
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered hy policies in force 31st December, 1893.
System.
One year.
Three years.
Total.
Mutual
$ c.
4,500 00
$ c.
577,140 00
$ c.
581,640 00
MOVEMENT IN RISKS.
Mutual System.
Number,
Amount.
Policies in force Slst December 1891
385
176
$ c.
509,943 00
244,920 00
" taken during 1892, new and renewed
Gross number during 1892
561
136
754,863 00
173 223 00
Deduct expired and cancelled in 1892
Net risks in force Slst December, 1892
425
581,640 00
CLASSIFICATION OF RISKS:
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS.
One year.
Three years.
Total.
Amount of face of all premium notes held by Company,
and legally liable to assessment
Amount of all premium notes on policies in force De-
cember 3l8t, 1892, after deducting all payments
thereon and assessments levied
$ c.
96 50
96 50
96 50
$ c.
30,674 34
23,268 49
10,145 42
$ c.
30,670 84
23,364 99
Amount of premium notes received during the year
1892
10,241 92
B 169
57 Victoria. Sessional Papers (No. 13). A. 1894
EKFRID MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, APPIX.
Commenced business, 1 6th September, 1891.
President — John P. Corxeil. | Secretary — A. P. McDougald.
Unassessed premium note capital, $&,9i7.71.
Assets.
Cash on hand at head office $ 239 51
Amount of premium notes in force, after deductirig all payments thereon
and assessments levied 9,957 71
" assessments of 1892 still unpaid 76 98
" blank forms, etc 22 50
Total assets 810,296 70
Liabilities. — None,
Receipts.
Amount received at taking application $ 94 50
" from assessments of 1892 410 51
" " transfer fees 2 GO
Total receipts $507 01
Expenditure.
Amount paid for salaries, directors' and auditors' fees Sill 50
•' printing, stationery, etc 38 00
" postage, etc 2 90
'* statutory assessment and license 7 10
" travelling expenses 1 80
« interest 6 00
Total expenses of management 167 30
Amount paid for losses which occurred in 1891 8 75
«' repayment of loan 100 00
Total expenditure S276 05
B 170
hi Victoria.
Sessional Papers (No. 18).
A. 1894
CURRENCY OF RISKS.
Amount covered hy Policies in force 31st December, 1892.
System.
One year or less.
Three j'ears.
Total.
Mutual
S c.
2,100 00
346,020 00
348,120 00
MOVEMENT IN RISKS.
Mutual System.
Number.
78
189
$ c.
102,620 00
247,500 00
267
2
360,120 00
2,000 00
Net risks in foice at 31st December, 1392
265
348,120 00
CLASSIFICATION OF RISKS :
All non-haaardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
One year or less.
Three years.
Total.
Amount of face of all premium notes held by Company,
and legally liable to assessment
Amount of all premium notes, after deducting all pay-
ments thereon and assessments levied
Amount of premium notes received during the year
1892
$ c.
63 OQ
59 85
63 00
% c.
10,380 60
9,897 86
7,362 00
55 c.
10,443 60
9,957 71
7,425 00
B 171
57 Victoria.
Sessional Papers (No. 13).
A. 1894
OTTER MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, XORWICH.
Commenced business 13th August, 1887.
President — John Topham. | ' Secretary — H. J. Dager.
Unassessed premium note capital, $21,159.98.
Assets.
Actual cash on hand at head office for year ending 31st December, 1892 . . 8 33 05
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 21,159 98
" unpaid of assessments levied during 1892 27 01
" " " prior to " 11 0&
Total assets $21,231 10
Liabilities. — None.
Receipts.
Cash received for assessments levied during 1892 8715 81
" " prior to " 39 77
" extra risk 3 10
Total receipts $758 68
Expenditure.
Expenses of Management :
Amount paid for salaries, directors' and auditors' fees $144 00
" stationery, printing and advertising 10 05
" ■ postage 13 55
*' investigation and adjustment of claims 5 00
'' statutory assessment and license 17 37
" interest 21 60
Total expenses of management $211 57
Amount of loss which occurred during 1892 546 00
Total expenditure $757 57
B 172 "^
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1S92.
System.
Three years.
Total.
Mutual
$ c.
680,770 00
$ c.
680,770 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891 . .
" taken during 1892
Gross number during 1892
Deduct cancelled in 1892
Net risks in force Slst December, 1892
Amount.
603,700 00
218,845 00
822,545 00
141,775 00
680,770 00
CLASSIFICATION OF RISKS
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three year risks.
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon and
atisessments levied
Amount of premium notes received during the year 1892
.18 (IN.) B 173
22,234 94
21,159 98
7,459 53
Total.
22,234 94
21,159 98
7,459 33
o7 Victoria.
Sessional Papers (No. 13).
A. 1894
PUSLINOH MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, ABERFOYLE.
Commenced business May, 1859.
President — John Clark.
Secretary — James Scott.
Unassessed premium note capital, $16,921.59.
Assets.
Cash on hand at head office .$54 61
Cash on deposit to Company's credit in Bank of Commerce,
Guelph 399 24
Amount of premium notes in force, after deducting all payments thereon
and assessments levied
Total assets
Liabilities — None.
Receipts.
Cash at head office as per last statement (not extended; .... $700 81
Cash received for membership fees, not being part payment of premium
notes
Cash received as first payments, being part payment of premium notes . .
" assessments of 1892
" interest
Total receipts
Expenditure.
Expenses of Managem,ent :
Amount paid for statutory assessment and licease fee.
" printing, stationery and advertising .
** salaries, directors' and auditors' fees
** postage, telegrams and express
" investigation claims
" other expenses of management
Total expenses of management
Amount paid for losses prior to 1892 . . .
" rebate
Total expenditure
453 85
16,921 59
$17,375 44
8 50
205 25
850 47
18 33
$1,082
55
$ 16
60
19
65
24
00
7
00
1
00
15
50
83
75
1,24 3
53
2
23
SI. 329.51
B 174
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Atnoiitit covered by Policies in force 31sl December, 1892.
System.
Three years.
Total.
•S c.
600,890 00
$ c.
600,890 00
MOVEMENT OF RISKS.
Mutual System.
Policies in force 31st December, 1891 . .
*' new and renewed during 1892
Gross numbers during 1892
Lees expired or cancelled in 1892
Net risks in force 31st December, 1892
Number.
291
109
400
93
307
Amount.
566,195 00
221,545 00
787,740 00
186,850 00
600,890 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in forc-e 31st Deceviber, 1892.
Three year risks.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon and
assessments levied
? c.
18,067 20
16,921 59
6,646 35
$ c.
18,067 20
16,921 59
6,646 35
Amount of premium notes received during the year 1892
B 175
57 Victoria, Sessional Papers (No. 13) A. 1894
THE SOUTHWOLD FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, SHEDDEN.
Commenced business 9th September, 1878.
President — Daniel Turner. | Secretary — R. N. Stafford.
Unassessed premium note capital, $25,680 01.
Assets.
Cash on deposit to Company's credit in Imperial Bank at St.
Thomas $1,060 45
Actual cash in hand at head office 74 04
$1,134 4^
Amount unpaid of assessments levied during 1892 303 55
Amount of premium notes in force, after dedu^-ting all payments thereon
and assessments levied 25,680 01
Total assets $27,118 05
Liabilities — None.
Rkoeipts.
Cash at head offi'je, as per lasc statement (not extended) . . . , $1,813 61
Cash received for assessments levied in 1892 $ 854 69
prior to 1892 158 15
" interest 45 45
Total receipts , $1,058 29
Expenditure.
Expenses of Management :
Amount paid for statutory assessment and license $ 19 26
" printing and stationery 18 70
" salaries, directors' and auditors' fees 177 00
" postage, etc 11 45
" travelling expenses 10 00
" rent and taxt s 8 GO
Total expenses of management 244 41
Miscellaneous Payments :
Cash paid for losses which occurred during 1892 1,493 00
Total exp( nditure $1,737 41
B 176 ^
i
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Three years.
Four years.
Total.
Mutual
S c.
278,845 00
$ c.
501,950 00
S c.
780,795 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force Slst December, 1891
" taken during 1892
Gross number during 1892
Le expired and cancelled in 1892
Net risks in force on mutual system, Slst December, 1892
Number.
452
168
620
133
487
Amount.
696,045 00
292,475 00
988,520 00
207,725 00
780,795 00
CLASSIFICATION OF RISKS
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force Slst December, 1892.
Three year risks.
Four year risks.
T»tal
Amount of face of all premium notes held by Company,
and legally liable to assessment
$ c.
8,365 35
$ c.
20,075 00
$ 0.
28,443 35
Amount of all premium notes, after deducting all pay-
25,680 01
Amount of premium notes received during the year 1892
11,699 00
B 177
57 Victoria. Sessional Papers (No. 13). A. 1894
NISSOURI FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, KINTORE.
Commenced business loth May, 1878.
President — Adam Henderson. | Secretary — E. J. Pearson.
Unassessed preminm note capital, $70,441.17.
Assets.
Amount cash on hand at head office $ 320 71
Amount unpaid of assessments levied in 1892 270 48
prior to 1892 28 97
Amount of premium notes in force after deducting all payments thereon
and assessments levied 70,441 17
Total assets $71,061 33
Liabilities.
Amount of loss supposed or reported % 675 00
" note issued by Company 1,000 00
" interest 19 07
" other liabilities 86 13
Total liabilities $1,780 20
Receipts.
Cash at head office as per last statement (not extended) $75 00
" received for assessments levied in 1892 $2,184 40
" before 1892 649 34
'•' borrowed 1,060 00
" retained premiums ' 10 00
" received for interest 1 13
Total receipts $3,904 87
Expenditure.
Expenses of Management :
Amount paid for statutory assessment
" printing, advertising, postage, etc
" rent and taxes
" salaries, directors' and auditors' fees
" investigation of claims
" interest ,
" travelling expenses
" other expenses ,
$ 35
93
103
43
9
00
307
90
15
00
45
30
20
50
91
25
Expenses of management (^carried forward) $628 31
B 178
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Expenses of management {brought forward) ,
Miscellaneous Payments :
Cash paid for losses which occurred before 1892 % 10 00
. 2,335 05
" during 1S92 ...
Repayment of loans ,
Rebate, etc
Total expenditure .
CURRENCY OF RISKS.
Amount covered hy policies in force Slst December, 1892.
)28 31
2,345 05
660 00
15 80
^3,649 16
System.
Three years.
Total.
Mutual
$ c.
1,621,332 00
$ c.
1,621,332 00
MOVEMENT IN RISKS.
Mutual System.
Number.
Amount.
Policies in force 31st December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired or cancelled in 1892
Net risks in force on mutual system 31st December, 1892 . .
875
353
1,508,949 00
559,508 00
1,228
268
960
2,068,457 00
447,125 00
1,621,332 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Three years.
Total.
Amount of face of all premium notes held by Company, and legally
liable to assessment
S c.
71,820 32
70,441 17
26,317 52
$ c.
71,820 32
70,441 17
26,317 52
Amount of all premium notes, after deducting all payment? thereon
and assessments levied
Amount of premium notes received during the year 1892
B 179
57 Victoria. Sessional Papers (No. 18). A. 1894
DUNWICH FARMERS' MUTUAL FIRE INSURANCE COMPANY.
HEAD OFFICE, WAIXACETOWN.
Commenced business September, 1880.
President — D. P. McPherson. | Secretary — W. A. Galbraith.
Unassessed premium note capital, $20,362.26.
Assets.
Cash on hand at head office $ 184 77
" in Imperial Bank, St. Thomas 400 00
AmouLt of unpaid assessments levied during 1892 34 10
Amount of unassessed premium note capital 20,362 26
Office safe (not extended) $110 00
Total assets $20,981 13
Liabilities. — None.
Receipts.
Amount of cash received for assessments levied in 1892 $1,343 61
" " " prior to 1892 15 31
borrowed 200 00
" received, sundries 8 91
Total income $1,567 83
Expenditure.
Eitpenses of Management :
Amount paid for postage, etc $ 23 78
" statutory assessment and license 18 35
" printing, stationery and advertising ...... 2929
" salaries, directors' and auditors' fees 135 00
" travelling expenses 11 00
" rent and taxes 4 00
" interest 8 33
" sundries 2 00
" investigation and adjustment of claims 3 00
Total expenses of management 234 75
Cash paid for losses which occurred during 1892 539 75
Repayment of loans 200 00
Other expenditure 8 56
Total expenditure $983 06
B 180
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by policies in force Slst December, 1S92.
System.
Three years.
Total.
Mutual
% c.
748,465 00
8 c.
748,465 00
MOVEMENT IN RISKS.
Mutual System,
Number.
Amount.
Policies in force Slst December, 1891
" new and renewed during 1892
576
269
$ c.
651, S40 GO
297,700 00
Gross number during 1892
845
179
949,040 00
200,575 00
Deduct expired and cancelled in 1892
Net risks in force Slst December, 1892
666
748,465 00
CLASSIFICATION OF RISKS :
Farm and non-hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On policies in force Slst December, 1892.
Amount of face of all premium notes held by Company and legally liable
to assessment
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
B 181
Three year risks.
22,453 95
20,362 26
8,931 00
Total.
22,463 95
20,362 26
8,931 00
67 Victoria. Sessional Papers (No. 13). A. 1894
NORTH AND SOUTH DORCHESTER MUTUAL FIRE INSURANCE
COMPANY.
HEAD OFFICE, HARRIETSVIIiE,
Commenced business ^th January, 1869.
President — S. Charlton. | Secretary — Francis Kunz.
Unassessed premium note capital, $36,471.92.
Assets.
Cash on hand at head office % 43 03
" deposit to the Company's credit, not drawn against, in the Agri-
cultural Savings and Loan Company, London 3,119 58
Amount unpaid of assessments levied during 1892 67 50
" premium notes in force, after deducting all payments thereon and
assessments levied 36,47 1 92
Total assets $39,702 03
Liabilities. — None.
Receipts.
Cash at head office as per last statement (not extended) $2,377 22
Cash received as first payments, being part of premium notes $ 826 91
" for assessments levied in 1892 1,787 24
" " " prior to 1892 15 80
" interest 149 55
Total receipts $2,779 50
Expenditure.
Expenses of Management :
Amount paid for printing and stationery $ 32 35
" statutory assessment and certificate 31 03
" rent 5 00
" salaries and auditors' fees 242 00
" postage 13 50
Total expenses of management $323 ^8
Miseellaneoxis Payments :
Cash paid for losses which occurred during 1892 1,634 41
" " " prior to 1892 7 35
" rebate 27 77
Total expenditure $1,993 41
B 182
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CURRENCY OF RISKS.
Amount covered by Policies in force 31st December, 1892.
System.
Three years.
Total.
Mutual
$ c.
1,362,178 00
% c.
1,362,178 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force Slat December, 1891
" new and renewed during 1892
Gross number during 1892
Less expired or cancelled in 1892
Net risks in force on mutual system, 31st December, 1892 .
Number.
858
345
1,203
303
900
Amount.
1,271,633 00
532,145 00
1,804,048 00
441,870 00
1,362,178 00
CLA.SSIFICATION OF RISKS :
Farm and non- hazardous.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Amount) of face of all premium notes held Ly Company, and legally
liable to assessment
Amount of all premium notes, after deducting all payments thereon and
assessments levied
Amount of premium notes received during the year 1892
B 183
Three year risks.
$ c.
40,865 34
36,471 92
16,972 45
Total.
40,865 34
36,471 92
15,972 46
57 Victoria.
Sessional Papers (No. 13).
A. 1894
THE HURON AND MIDDLESEX MUTUAL FIRE INSURANCE COMPANY.
(Now in liquidation. — John Stephenson, London, Liquidator.)
HEAD OFFICE, LONDON.
Commenced business \ltli Septeynher, 1878.
President — R. S. Murray.
Secretary — John Stephenson.
Unassessed premium note capital, $46,291.29.
Assets.
Actual oash on hand at head office $ 77 33
" in agency of Bank of British North America,
London 232 45
$309 78
Cash in agents' hands, acknowledged by them to be due and considered good 840 07
Amount unpaid of assessments levied during 1892 ) i a i m n^
before 1892 f ^^^^^^^
Amount unpaid of short date notes or due bills less than one year overdue. 41 1 08
Amount of premium notes in force, after deducting all payments thereon
and assessments levied 46,291 29
Amount of office furniture (not extended) $450 00
Total assets $57,953 43
Liabilities.
Amount of losses adjusted $5,879 35
bills payable 3,143 05
salaries 148 86
Total liabilities $9,171 26
Cash Receipts.
Gash at head office as per statement (not extended) $631 83
Cash received as first payments, being part payment of premium notes ... $ 7,281 26
'* for assessments levied in 1892 24,757 74
" interest 63 51
" from other sources 229 68
Total receipts $32,332 19
B 184
57 Victoria. Sessional Papers (No. 13). A. 1894
Expenditure.
Expenses of Management :
Amount paid for commission to agents
" fuel and light
" ipvestigation and adjustment of claims ,
" interest
" statutory assessment
" printing, stationery and advertising. . .
" rent and taxes
" salaries, directors' and auditors' fees . .
" travelling expenses ,
" postage, telegrams and express
** law costs
" other expenses
Total expenses of management
Miscellaneous Payments :
Cash paid for losses which occurred prior to 1892
" " " during 1892.
re-insurance
returned premiums and rebate
repayment loans
Dun, Wiman & Co
Total expenditure .
$3,073
74
38
40
280
03
589
10
57
97
568
02
201
10
2,574
60
295
39
571
32
916
14
7
10
$9,172
91
$15,315
50
105
61
1,896
66
7,245
35
60
00
$33,796
03
B 185
57 Victoria.
Sessional Papers (No. 13).
A. 1894
OURRENCY OF RISKS.
AmoutU covered by Policies in force 31st December, 1892.
System .
One year or less.
Three years.
Total.
Mutual
$ c.
170,112 00
S c.
1,573,435 00
% c.
1,743,547 00
Net risks carried bjr Oompany Slst December, 1892 . . .
170,112 00
1,573,435 00
1,743,547 00
MOVEMENT IN RISKS.
Mutual System.
Policies in force 31st December, 1891 . . .
" new and renewed during 1892 .
Gtoss number during 1892
Less expired and cancelled in 1892
Net risks in force Slst December, 1892
Number.
3,336
717
4,053
1,703
2,350
Amount.
$ c.
2,583,986 00
507,257 00
3,091,243 00
1,347,696 00
1,743,547 00
BUSINESS TRANSACTED :
General Fire Insurance.
PREMIUM NOTES OR UNDERTAKINGS
On Policies in force 31st December, 1892.
Face of premium notes held by Company and legally
liable to assessment
Amount of all premium notes, 31st December, 1892,
after deducting all payments thereon and assess-
ments levied
Amount of premium notes received during the year
1892
One year risks.
$ c.
33,667 37
Three j'ear risks.
Total.
180,628 09
14,815 18 15,598 45
214,295 46
46,291 29
30,413 63
B 186
57 Victoria. Sessional Papers (No. 13). A. 1894
RECAPITULATION
OP
ASSETS, LIABILITIES, INCOME AND EXPENDITURE
OF ALL
STRICTLY MUTUAL FIRE INSURANCE COMPANIES.
67 Victoria.
Sessional Papers (No. IS).
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IFiniU-LOSSKS P-6-II5.
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m.
I III:
57 Victoria. Sessional Papers (No. 13). A. 181^4
FIRE LOSSES FOR 1892,
(a) LOCALITIES, MONTHS OF OCCURRENCE, AND TOTAL CLAIMS PAIJX
{b) LOCALITIES, CAUSES, AND NUMBER OF LOSSES.
57 Victoria. Sessional Papers (No. 13). A. 1894
DIVISION C.
FRIENDLY SOCIETIES : BEING SOCIETIES REGISTERED BY THE PRO-
VINCE OF ONTARIO FOR THE TRANSACTION OF INSURANCE
THEREIN.
1 (IN)
57 Victoria. Sessional Papers (No. 13). A. 1894
DIVISION C— FRIENDLY SOCIETIES : BEING SOCIETIES REGISTERED
BY THE PROVINCE OF ONTARIO FOR THE TRANSACTION OF
INSURANCE THEREIN.
ABSTRACT OF ANNUAL STATEMENT S; ALSO OF APPLI-
CATIONS FOR REGISTRY FILED SINCE
LAST REPORT.
ANCIENT ORDER OF FORESTERS OF THE DOMINION OF CANADA.
Annual Statement for the Year Ending 31st July, 1892.
Head Office — S3 Richmond St., W , Toronto.
Organized 13th July, 1871, incorporated in Ontario 9th April, 1874.
[Register No. 62. Renewal Certificate of Registry, No. 63.
The Executive Officers of the Society at the 31st July, 1892, were as follows :
D. F. Mac Watt, High Chief Ranger, Barrie.
E. T. Perry, Sub-High Chief Ranger Montreal.
H. E. Griffiths, High Treasurer Toronto.
A. O. Jeffery, High Senior Woodward London.
Jno. Young, Hiyh Junior Woodward I [anailton.
H. Allan, High Senior Beadle St. Thomas.
E. W. Symes, High Junior Beadle Chatham.
W. Williams, Permanent Secretary Toronto.
I. Currency op Insurance Certificates.
Gross insurance in force at Slst July, l?<92 $760,250 CO
II. Movement in Insurance Certifcates.
{a) Contracts tor Endowments or for benefits in the nature thereof.
None.
67 Victoria.
Sessional Papers (No 13).
A. 1894
(b) Contracts for Insurance other than Endowments^ Sick Benefits or Funeral Bene/its.
Number.
Amount.
Contracts in force Slst July,
Contracts taken during 1892,
1891
new
b on
and renewed,
foot at any
554
187
.$ c.
574,500 00
209,250 <.0
time durin
g year ending
Gross number and amoun
31st July 1892
738
783,750 00
aly 1892 . .
1
Number.
Aniount.
Deductions :
Contracts matured 1892 .
lapsed in 1892.
i
1
1
1
3
17
$ c.
3,500 00
20,000 00
Total deductions extended .
20
23,500 00
20
23,500 00
Net contracts on foot 31st J
1
718
$760,250 00
1
III. Funeral Benefits.
Funeral Benefits are paid by the High Court.
The total membership of the branches of the High Court as at Slst July, 1892, wan
as follows :
Subordinate bodies
Juvenile branches
Auxiliary bodies. . .
Total ,
11.746
2.082
1,750
15.578
Number of Members died in 1892, 48.
The total amount of iuneral benefits paid in 1892 in respect of deceased members
was $4,650.
The number of members' wives deceased in 1892 was 41.
The total amount of funeral benefits paid in 1892 in respect of deceased wives was
$2,025,
The total cash standing to credit of the High Court Sick and Funeral Fund at Slst
July, lb92, was $8,362.06.
IV. Sick Benefits.
The Sick Benefits are paid partly by the High Court and partly by the Subordinate
Courts.
The number of members who received Sick Benefits in 1892 — No information.
C 4
57 Victoria. Sessional Papers (No. VS). A. 1894
Total amount of Sick Benefits paid in 1892 was as follows :
By High Court ^2,798 V6
By Subordinate Courts 32,433 87
Number of weeks sickness experienced in 1892, 8,558.
V. Assets.
Bonds, debentures and seeuritips other than mortgages $6,829 50
Cash on deposit Imperial Bank, Toronto 8,294 07
" " Huron (fe Erie Loan & Savings Co., London 4,43tl8
Dues and assessments due and unpaid on certificates in force. . $1176 40
Less cost of collection 3(1 00
Net value extended 1,146 40
All other assets 8,166 42
Assets held by Subordinate Courts $126,593 32
" " Juvenile Branches 6,994 74
" *• Auxiliary Branches 1,078 45
134,666 51
Total $163,537 08
VI. Liabilities.
Sundry accounts due $1,389 52
Contributions to credit of members 183 99
Total $1,573 51
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society during 1892 : —
Action to recover possession of the books and moneys from the Board of Directors of
Endowment Fund. Settled by consent judgment.
Assessments mada for purposes of life insurance certificates are fixed sums payable
on the Isb day of each month in advance.
Twelve payments were made in 1892.
The Society's accounts were audited on the 2nd day of August.
The Society's accounts are kej)t in the following books : cash books, ledgers, accounts
■with each member of the Beneficiary Fund and Courts of the Order and monthly balances.
Names and post office addresses of the Auditors for 1892 were as follows: F. G.
Butt, Toronto ; R. Howie, Guelph ; F. Abbott, Meaford.
No changes were made in the organization or management of the Society during 1892.
No changes were made in the constitution during 1892.
VIII. Cash Receipts.
High Court c&ah balances from 1891 (not extended) $19,808 18
Cash received by High Court during 1892 from :
Application fees and contributions Beneficiary Fund $7,31)7 97
Per capita tax and levies 1 7, 1 32 45
Supplies sold 2,988 97
Interest and dividends 683 88
Other sources : 380 00
Ancient Forester account .... . 1,384 07
$29,967 34
C 5 "" "
57 Victoria. Sessional Papers (No. 13). A. 1894
IX. EXPRNDITUKK.
Cash paid during: 1892, for :
(a) Expenses of Afanagpmtmt :
Returned application fees 8 :"• I 20
Commission 442 06
Law costs* 2,092 25
Supplifs bought 3,206 21
Travelling expenses 578 80
Rent, light, heat and taxes 380 00
Salaries, officers' and auditors' f-es 2.702 62
Printing, stationery and advertising 2,381 82
Postage, telegrams and express 486 55
Premiums for guarantee of lodge officers 62 50
Other management expenses detailed in ineraorandnra 2,822 76
Total expenses of management .^15,186 77
(b) Miscellaneous Exp-'nditnr'' :
Life insurance claims other than endowments 3500 00
Funeral benefits 6,775 00
Sick benefits 2,798 13
Gratiuties to distressed Courts 100 00
Expenditure other than any of the foregoing 1,857 87
Grand totals $30,217 77
*Extraordinary expenditure not likely to o-cur ai,'iin.
C 6
57 Victoria,
Sessional Papers (No. 13).
A. 1894
GRAND LEGION OY ONTARIO, SELECT KNIGHTS OF CANADA
Annual Statement for the year ending 31st December, 1892.
Read Office, 17 King Street, St. Catharines, Ontario.
Organized 24th May, 1883, and incorporated in Ontario 16th October, 1883.
[Register No. 75. Renewal Certificate of Registry, No. 76.]
The Executive Officers of the Society at the 31st December, 1892, were as foUowg : —
Thomas L. L. Lf^wis, Grand Commander. . 15 Howard St., Toronto, Ont.
Bernard J. Leubsdorf, Grand Recorder. .St. Catharines, Ont.
John McL. Stevenson, Grand Treasurer , . Barrie, Ont.
I. Currency of Insurance Certificates.
Maturing subse-
quent to 1897. Total.
Amomit covered by Endowment Contracts in force 31st
December, 1892 $1,287,000 00 %] ,287,000 00
Amounts covered by contracts other than for endow-
ments,or for sick or funeral benefits in force 3l8t
December, 1 892 5,875.000 00
Total at 3l8t December, 1892 $7.162,000 00
II. Movement in Insurance Certificates.
(a) Contracts for Endowments or Benefits in the nature therenf.
Number .
Contract^ in force 31st December, 1891
Add contracts taken dnrinpr 1892, new or renewed
1,101
316
1,101,000 00
316,000 00
GrosH number and amount of contracts on foot at any time during 1892
1,417
1,417,000 00
Number.
Amount.
Deductions-
Contracts matured in 1892
" lapsed in 1892
5
21
18
86
? c.
5,000 00
21,000 00
18,000 00
86,000 00
" surrendered in 1892
cancelled in 1892
Total deductions extended
130
130,000 00
LSO.OOO 00
Net Endowment Contracts on foot Slst
December 1892
1,287
1,287,000 00
C 7
57 Victoria.
Sessional Papers (No. 13).
A. 1894
(b) Contracts for Insurance other than Ewlovim'.nts, Sick Biw.Hts or Faneral Benefits
Oontract'i in force Slst December, 1891
Add contracts taken during 1892, new or renewed .
Grown number and atnount of contracts on foot at any time during 1892.
Number.
Deductions —
Contracts matured in 1892. . .
lapsed in 1892 ...
" surrendered in 1892
" cancelled in 1892 . . .
21
.54
5
92
Amount.
Add to above deductions the amount by
which various certificates still on fojc
were reduced during 1892
Total deductions extended
Net contracts on foot 31st December, 1892.
S c.
42.000 00
98,000 00
8,000 00
163,000 00
8,000 00
172
319,000 CO
Number.
3,236
172
3,064
Amount.
§ c.
2,832
] 5,436,000 00
404
758,000 00
6,194,000 00
319,000 00
5,875,000 00
III. Funeral Benefits. — None.
IV. Sick Benefits. — None.
V. Assets.
Cash value of mortgages $50,350 GO
Cash on deposit to the Society'.s credit (not drawn against) in the following
chartered Banks :
Imperial Bank, St. Catharines, Ont 8,645 21
Bank of Toronto, St. Catharines, Ont 5,610 75
Dues and assessments due and unpaid on certificates in force. .$ 742 00
" " called but not yet payable 9,000 00
Interest due and accrued
Supplies on hand
Office furniture
Accounts receivable for supplies furnished
9,742 00
1,521 30
980 00
348 95
822 65
Total assets , $78,020 86
C 8
57 Victoria. Sessional Papers (No. 13). A. 1894
VI. Liabilities.
Amount of claims admitted by Society $29,000 00
Other liabilities 374 20
Total liabilities 29.374 20
VII. Miscellaneous.
No actions or proceedings were instituted or prosecuted by or against the Society
during 1892.
Assessments are made in the Endowment Department on the 20th day of each
month ; and in the Beneficiary Department on the 28Lh day of each month. During
1892, twelve assessments were made in the Endowment Depirtment and seventeen in
the Beneficiary Department. The former assessments are due on the last day of the
month and the latter on the first day of the month.
The Society's bonks were duly audited during 1892 in iMay, July, August, Septem-
ber, October, November, December, and in January, 1893.
The following books are kept for purposes of insurance certificates or benefits :
Journal, Ledger, Cash Book, Monthly Statement Book, Beneficiary Certificate R>'gister,
Endowment Certificate Rej^ister, Benefi iary Certificate Ledger, Endownent Certificate
Ledger, Death Register, books showing the surrendered certificates, and the increase or
decrease of insurance in re-issued certificates.
The names and addresses of the Auditors for 1892 were as follows : —
James "Watt, Secretary-Treasurer, Globe Printing Co. .Toronto, Ont.
George Woltz, 100 Brunswick avenue Toronto, Ont.
N. M. Black St. Catharines, Ont.
No changes were, during 1892, made in the organization or management of the
Society in relation to insurance certificates or benefits.
VTII. Cash Receipts.
Cash balance from 1891 (not extended) ^24,570.23
Cash received during 1892 from : —
Application fees $ 682 00
Initiation 15 00
Dues 145 00
Assessments 77,857 00
Per capita tax ar.d levies 3,647 50
Charter fees 700 00
Supplies sold 944 72
Interest and dividends 1,115 37
All other sources 42 00
Repaid loans 38 88
Total Receipts $85.187 97
C 9
67 Victoria. Sessional Papers (No. 13). A. 1894
IX. Cash Expenditdhe.
Cash paid during 1892 for : —
(a) Evpenses of Management.
Commission on risks and loans § 666 50
Law costs 25 00
Tuel and light 46 50
Supplies bought 1,310 99
Travelling expenses 15? 10
Rent, light, heat and taxes 1 20 OO
Salaries, officers' and auditors' fees, including clerk hire . 2,532 93
Printing, stationery and advertising 398 87
Postage, telegrams and express 467 39
Premiums for guarantee of lodge officers 40 00
Grand Legion Session, 1892 1.332 75
Post Office box 2 00
Professional services Grand Medical Examiner 241 25
Registration of Society, and other expenses 40 85
Blf.nk books for Grand Recorder's office 31 45
Membership in Canadian fraternal Association 30 00
Expenses of delegates to above 9 32
Expenses meeting Amalgamation Committee 45 85
Law books and Ontario .Gaz-^tte 15 00
Grand Legion Ritual and ritualistic work 1 9 20
Typewriter 95 00
Total expenses of management $7,623 95
(b) Miscellaneous Expenditure.
Borrowed money returned % 798 91
Endowments or payments in the nature thereof 2,300 00
Life insurance claims other than endowments 43,840 50
Total expenditure S54.563 36
C 10
67 Victoria. Sessional Papers (No. 13). A. 1894
INDEPENDENT ORDER OF ODDFELLOWS OF ONTARIO.
Annual Statement fob the 1; ear Ending 31st December, 1892.
To wliich are appended statements of the Auxiliary Bodies lettered heloir ns A. B. C. and D.
Head Office, J^2 King Street Fast, Toronto, Ontario.
Organized 27th July, 1855, and incorporated in Ontario 7th January, 1875.
[Register No. 68. ^ Renewal Certificate of Registry, No. 69.
The Executive Officers of the Society at the 31st December, 1892, were as follows : —
Rev. T. W. JolUffe, Grand Master Bowmanville, Ont.
Joseph Oliver, Deputy Grand Master Toronto, Ont.
W. H. Hoyle, Grand Warden Cannington, Ont.
J. B. King, Grand Secretary Toronto, Ont.
Wm. Badenach, Grand Treasurer Toronto, Ont.
The Grand Master and Grand Secretary are the chief Executive Officers.
I. Currency of Insurance Certificates.
Amount covered by Endowment Contracts in force 31st December, 1892 None
Amount covered by Contracts of Insurance other than Endowments None
II. Movement op Insurance Certificates.
(a) Contracts of Endowment or benefits in the natjre thereof None
{h) Contracts of Insurance other than Endowments, Sick Benefits or Funeral Benefits . None
III. Funeral Benefits.
The Subordinate Lodges undertake Funeral Benefits. The total membership of
these lodges at the 31st December, 1892, was 19,445.
The number of deaths in the Society in 1892 was 160.
The amount of funeral benefits paid in 1892 in respect of deceased members was
$6,701.56.
The number of members' wives deceased in 1892 was 73.
The total amount of Funeral Benefits paid in 1892 in respect of deceased wives was
$1,817.50.
IV. Sick Benefits.
The Subordinate Lodges undertake Sick Benefits.
The total number of members who received Sick Benefits was 3,029.
Total amount of benefits paid in 1892 in respect of sick members was $44,051.58
The number of weeks' sickness experienced in 1892 was 14,024.
The total amount standing to credit of Sick and Funeral Benefit Fund at 31st
December, 1892, was $353,879.30.
C 11
o7 Victoria.
Sessional Papers (No. I'S).
A. 1894
Y. Assets.
SuiKjrdinate Bodies.
Amount of cash in bank and in Treasurer's hands .$172,515 02
invested in mortgages and securities 18 1.364 28
•' buildings, land, etc 20 1 351 31
" furniture and regalia • 164,039 73
Total amount of assets .
•9,270 34
VI. LiABiLiTiKS — None.
VII. Miscellaneous.
No actions or proceedings were instituted or proseculed by or against the Society
in 1892.
No changes were, during 1892, made in the Constitution and Rules in relation to
insurance certiBcates or benefits.
Vill. Oasu Receipts.
Cash received during 1892 from : —
Subordinate
Grand Body. Bodies.
Initiation fees, degrees and cards $ 32,685 72
Dues and re-instatements 105,864 85
Per capita tax $9,435 79
Charter fees 256 50
Supplies sold 1,11125
Interest and all other .sources 224 40 42,465 13
Total receipts.
$11,027 94 $181,015 70
IX. Cash Expenditure;.
Cash paid during 1892 : —
(a) Expenses of Mannyement.
Grand Body.
Charter fees
Per capita tax $ 1 50 00
Law costs 84 49
Fuel and light . 28 00
Supplies bought 1.114 80
Travelling expenses and p' r diem (annual m. eting) 6.221 60
85 I 34
1,752 20
45 1 30
348 87
36 25
1,005 21
$11,544 06
Rent and telephone .
Salaries, officers' and Au'iitors' fees
Printing, stationery and advertising . . .
Postage, telegrams and express
Premiums for guarantee of lodge officer.s
Other management expenses
Total exp' nses of management . . .
C 12
Subordinate
Bodies.
$ 256 00
9.435 79
1,111 25
60,820 91
^71,623 95
57 Victoria. Sessional Papers (No. 13). A. 1894
(b) Miscellaneous Expenditure.
Funeral benefits f 6,70 1 56
Benefits to widows and orphans 14,440 46
Sick benefits 44,051 58
Totals $11,544 06 S136,817 55
(A.) The Oddfellows^ Funeral Aid Association of the Counties of Lincoln and Welland
Annual Statement for the Year Ending 31st Decembkr, 1892.
Number of members December 31st, 1891 133
Number of members admitted during the year None
Died during the year None
Number dropped during the year None
Number members 31st December, 1892 133
Cost ot management $ 30 50
Balance of Cash on hand 165 35
Amount of each call 1 10
Proportion of call for expenses 10
{B ) Abstract from the returns of Rehekah Lodges to the Grand Lodge of Ontario^
31st December, 1892.
Number of Lodges, 1 7.
Bros. Sisters. Total.
Number of members 31st December, 1891 454 542 996
Admitted during the year 1892 242 179 421
Gross number at any lime during 1892 696 721 1,417
Deductions : —
Withdrawn anrl dropped in 1892
Died in 1892
Bros.
Sisters.
141
5
144
2
Total deductions 146 146 146 U6 292
Net membership 31st December, 1892 550 575 1,125
Balance on hand 31st December, 1891 $2,249 59
Keceived during the year 1892 1,822 12
Expended during 1892 : —
In relief $ 328 00
Current expenses of lodges 1,406 76
$4,071 71
$1,734 76
Balance on hand 3l3t Di'cember, 1892 $2,336 96
C 13
57 Victoria. Sessional Papers (No. 13). A. 18P4
{(J) The foUowiity suntmary fro7n the Returns of the Grand Encempment shov)s the Mem-
bership and Standing at 81st December, 1892.
Number of meiiibera as from last Report 3,507
Initiated during the year ending 31st December, 1892 292
Admitted by card " " " 15
Reinstated " " " 20
Total membership at any time during 1892 3,834
Deductions :
Withdrawn by card 39
Suspended for non-payment of dues 153
" cause 1
Expelled 3
Decea-^ed 23 219
Net membership 31st December, 1892 3,615
Number of patriarchs relieved in 1892 386
" weeks' sickness experience- in 1892 1,430
Amount paid for burying the dead in 1892 $ 215 00
*' special relief " 4 1 90
" relief to widowers' families in 1892 10 00
" for relief of patriarchs " 3.445 19
Total aa:ount of relief paid $3,712 09
Invested Funds of Subordinates $20,463 10
Total amount of annual revenue 10,221 61
(D.) Record of the Oddfellows Mutual Aid Association oj the City af London, Ontario.
Year Ending 31st December, 1892.
?Vuml)er of members admitted during the year 11
Average age at admission 39 . 7 years
Number of members dropped or lapsed in 1892 6
died in 1892 4
Average age at death 65 . 5 years
Number of members entitled to benefits, 31st December, 1892 94
Amount of cash received during the year % 218 65
" death claims paid in 1892 194 50
*' expenses of management in 1892 8 08
" on hand 31st December, 1892 63 07
' • • 1 ill on each death 55
C 14
67 Victoria.
Sessional Papers (No. 18).
A 1894
GKAND COUNCIL OF THE CANADIAN ORDER OF CHOSEN FRIENDS.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, 29 James St. iS., Hamilton, Out.
Organized 28th March, 1887, and incorporated in Ontario, Ist June, 1887.
[Register No. 59. Renewal Certificate of Registry, No. GO.]
The Executive Officers of the Society at the 31st December, 1892, were as follows :
James Dixon, Grand Councillor Hamilton, Ont.
A. E. Lyon, Grand Vice-Councillor Guelph, Ont.
Wm. F. Montague, Grand Recorder Hamilton, Ont.
W. F. Campbell, Jr., Grand Treasurer Dundas, Ont.
H. N. Colquhoun, Grand Representative London, Ont.
H. Gummer, Grand Trustee (Chairman) Guelph, Ont.
James Symmers, Past Grand Councillor Hamilton, Ont.
L CuRRENcr OF Insurance Certificates.
Amount covered by contracts other than for Endowments, or for Sick or
Funeral Benefits, at 3l3t December, 1892 $8,364,750
II. Movement in Insurance Certificates.
(a) Contracts for Endowments or for Benefits in the nature thereof None.
(b) Contracts for Insurance other than Endowments, Sick Benefits or Funeral Benefits.
Number. Amount.
Contracts in force 31st December, 1891
Add coatnictj taken iu 18J2, new or renewed
Gross number and amount of contracts on foot at any time during 1892.
Deductions :
Contracts matured in 1892
Contracts lapsed ia 1892 . . .
Contracts cancelled in 1892 .
Add to a^)f)ve deductions the aiu'tuntby which vari-
ous certitioates still ou fojt wero reduced io 1891-2
Total deductions
Net contracts on foot 31st December, 1892
Number.
24
360
1
385
385
Amount.
3t),500 00
496,000 00
2,000 00
.'J34,500 00
750 00
535,250 00
3,145
3,172
6,317
385
4,469,000 00
4,431,000 00
8,900,000 00
635,250 00
8.364.750 00
0 16
67 Victoria. Sessional Papers (No. 13). A. 1894
III. Funeral Benefits.
No Funeral Benefits are undertaken.
IV. Sick Benefits.
The Grand Council undertakes Sick Benefits.
One hundred and thirty four members received Sick Benefits during 1892.
The total amount of Sick Benefits paid in 1892 was $2,709.25.
The number of weeks' sickness experience in 1892 was 541 6/7.
Total amount of cash standing to the credit of the Sick Benefit Fund at 31st
December, 1892 was $291.75.
The number of females who received benefits in respect of sickness during 1892 was
23; and the average weeks of illness, 4.60.
The number of males who received benefits in respect of sickness during 1892 was
111 ; and the average weeks of illness, 3.96.
V. Assets.
Cash on deposit to Society's credit, not drawn against, in the foJlowing chartert-d
banks :
Grand Body.
Bank of Hamilton, Hamilton, Ont., Relief Fund $21, l-'"^ 77
Sick Benefit Fund 29175
General Fund 827 17
«' " Indemnity Fund 152 45
Dues and assessments called but not yet payable, estimated at. 4.718 75
Outstanding accounts due from Councils 467 97
Supplies in stock 1.000 68
Office furniture. ; 370 95
Total assets S28.96.H 49
VI. Liabilities.
Grand Eudy.
Amount of claims admitted by the Society $2,666 67
All other liabilities :
Amounts standing to the credit of Councils 81 79
Amount due Grand Medical Examiner 178 25
Amount sundry accounts, not yet in, estimated 482 1 1
Total liabilities S3,408 82
VIT. Miscellaneous.
No actions or proceedings were instituted or prosecuted against the Grand Council
or members of the Order.
Assessments are made for purposes of life insurance certificates monthly and are
payable on the last day of each month without notice ; twelve of such assessmeiits were
made during 1892.
The Society's books were duly audited on July 12th, 1892, and January 20th, 1893,
C 16
57 Victoria. Sessional Papers (No. )3). A. 1894
The following books of record or account are kept for purposes of insurance certifi-
cates or benefits : Relief Fund Certificate Registers B. and C., Sick Benefits Certificate
Register A., Register of Deaths, Register of Disabilities, Register of Sick Benefit
Claims, three Cash Books (one for each fund), Daily Balance Book, Petty Ledger,
Ledger B,, Quarterly Report Book.
The names and post office addresses of the Auditors for 1892 were as follows : —
S. Broadfoot, Guelph, Ont., R. Butler, London, Out., Ohas. Kister, Chippewa, Ont.
No changes were during 1892 made in the organization or management of the
Society in relation to insurance certificates or benefits.
Certain changes were during 1892 made in the Constitution and Liws in relation to
insurance certificates or benefits, and a copy of same has been attached to this
stratement.
VIII. Cash Receipts.
Cash balance from 1891 (not extended) .$12,351 60
Cash received duiing 1892 from : —
Assessments $47,153 90
Per capita tax 3,952 40
Supplies sold 5,720 18
Interest '666 95
Total receipts ^57,493 43
IX. Cash Expenditure.
Cash paid during 1892 for: —
(a) Expenses of Management.
Expenses of Annual Meeting. ^ 1,132 45
Grand Medical Examiner's Fees and Postage 1,104 60
Organization j^ccount, etc 473 35
Law Costs and Investigation of Claims 441 00
Mileage and pf^r diem of Executive and Com. on Laws 162 18
Fees for Initial Application for Registry 30 00
Office Furniture, Typewriter, etc 205 00
Supplies bought, printing, stationery, circula'-s 2,788 73
Travelling expenses, etc 223 54
Rent and heat 240 00
Salaries, Officers' and Auditors' Fees, Clerical Expenses 1,862 37
Expenses attending Protest Registry, O.C.F 21 45
Postage, telegrams, express, exchange, gas, etc 632 64
Premiums for guarantee of Grand Officers and Insurance on supplies 55 00
Fee to Canadian Fraternal Association 25 00
Total expenses of management $ 9,397 31
(i) Miscellaneous.
Life Insurance Claims $ 35,333 33
Sick Benefits 2,709 25
Total expenditure ..g 47,439 89
2 (IN.) C 1 7
57 Victoria.
Sessional Papers (No. 13).
A. 1894
SUPREME COURT OF THE INDEPENDENT ORDER OF FORESTERS.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, 72 Yonge St., Toronto, Ont.
Organized 1st July, 1881, and incorporated in Canada, 2nd May, 1889.
[Register No. 63. Renewal Certificate of Registry, No. 64.]
The Executive Officers of the Society at the 31st day of December, 1892, were as
follows :
Oronhytekha, ISI.D., Supreme Chief Ranger Toronto, Ont.
Edward Botterell, Past Supreme Chief Ranger Ottawa, Ont.
D. D. Aitken, Supreme Vice-Chief Ranger Flint, Mich.
John A. McGillivray, Q.C., Supreme Secretary Toronto, Ont.
T. G. Davey, Supreme Treasurer London, Ont.
Thomas Millman, M.D., Supreme Physician Toronto, Ont.
Hon. W. Wedderburn, (Judge), Supreme Councillor .. Hampton, N.B.
I. Currency of Insurance Certificates,
Maturing.
Subsequently
to 1897.
Total.
Amount covered by EndowTnent Contracts in force 31st December, 1892
Amount covered by contracts other than for Endowments or for Sick or
Funeral Benefits, in force 31st December, 1892 .
$759,000 00
^759,000 00
52,484,000 00
Total, 31st December, 1892
§53,243,000 00
1
II. Movement of Insurance Certificates.
(a) Cont'^actsfor Kn<lov;ment c^ for Benefits in the nature thereof.
Number.
Amount.
Contracts in force 31st December, 1891
Add contracts taken during 1892 new or renewed
430
114
S c,
593,000 00
166,000 00
Gross number and amount of contracts on foot at any time during, 1892 . . .
Deductions-
544
759,000 00
Net contracts on foot 3) st December, 1892
544
795,000 00
C 18
67 Victoria.
Sessional Papers (No. 13).
A. 1894
(6) Contracts of Insurance other than Endowments, Sick Benefits or Funeral Benefits.
Number.
Amount.
Contracts in force 31st December, 1891
31,237
13,802
S c.
38,161,000 00
17,323,000 00
Add contracts taken during 1892 new or rene\
Gross number and amount of contracts on foo
ved
t at any time during, 1892
45,039
2,559
55,484,000 00
Deductions—
Contracts matured in 1892
Number.
Amount.
209
2,350
S c.
255,000 00
2,745,000 00
Contracts lapsed in 1892
Contracts surrendered in 1892
Contracts cancelled in 1892
Total deductions extended . .
2,559
3,000,000 00
3,000,000 00
Net contracts on foot at 31st December, 1892.
42,480
52,484,000 00
III. AND IV. Sick and Funeral Benefits.
Sick and Funeral Benefits are undertaken by the Supreme Body.
During 1892, 3,283 Sick and Funeral Benefits were paid, amounting to .$55,398 82
Number of weeks' sickness experienced in 1892, 12,387.5.
Balance standing to the credit of Sick and Funeral Benefit Fund at 31st December,
1892, ^9,741.17.
V. Assets.
Cash value of mortgages $140,51 5 25
" " bonds, debentures, securities other than foregoing 195,175 83
§335,691 08
Actual cash on hand, other than in Bank, as per
Audit Statement at 31st December, 1892 ....
Held by Supreme Secretary $4,274 03
Treasurer •• 7,455 96 11,729 99
Cash on Deposit to Society's credit (not drawn against) in Mol-
sons Bank, Toronto 95,499 G7
Cash in Post Office Savings Bank 13,565 6 1
Amount of interest due and accrued 4,213 23
" rent due 87 50
" balance due by High Courts 12,359 42
" supplies in stock for sale 6,036 18
" office furniture and furnishings 4,000 00
" cash deposited with British Government 100,000 00
*' loan to Province of New Brunswic'< 20,012 50
" loan to High Courts 4,100 00
271,604 10
Total assets
C 19
8607,295 18
57 Vicioria. Sessional Papers (No. 13). A. 1894
VI, Liabilities.
Amount of claims admitted by the Society $4,050 GO
Total liabilities = $4,050 00
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society during
1892,— None.
Assesssments are made for pur[joses of life insurance or Endowment Certificates
monthly.
Twelve such assessments were made during 1892, each being payable on the first of
every month.
The Society accounts were audited in the months of March, May, August, October
and December, 1892.
The following books of record and account are kept for purposes of insurance cer-
tificates or benefits : Cash Book, Ledgers, Journal, Membership Registers, Policy Regis-
ters, Mortuary Registers, Sick and Funeral Benefit Registers, Mortgage Ledger,
Investment Ledger, Deposit Record, Surplus Funds, Permanent Investments, Medical
Register, Court Ledgers.
Names and Post Office addresses of the auditors for 1892 were as follows: B. W.
Greer, London, Ont. ; Thomas Lawless, Toronto, Ont.
No changes were during 1892 made in the organization or management of the
Society in relation to insurance certificates or benefit.".
No changes were during 1892 made in the Constitution and rules in relation ta
insurance certificates or benefits.
VIII. Cash Receipts,
Cash balance from 1891 (not extended) $404,919 42
Cash received, during 1892, from ; —
Initiation fees $31,405 00
Assessments 530,115 93
Per capita tax and levies 17,715 75
Supplies sold 12,383 27
Rent 161 75
Interest and dividends 1 3,682 92
All other sources, Royalty received from H. C 240 00
Total receipts $605,704 62
C 20
67 Victoria. Sessional Papers (No. 13). A. 1894
IX. Cash Expenditure.
Cash paid, during 1892, for : —
(a) Expenses of Management.
Law costs $187 25
Investigation of claims 149 30
Travelling Expenses 8,079 13
Kent, light, heat and taxes 1,873 04
Salaries, officers' and auditors' ft'es 17,093 00
Printing, stationery and advertising 9,672 20
Postage, telegrams and express 2,3^0 22
Premiums for guarantee of lodge officers 272 00
Other management expenses, salaries, paid clerks $ 7,250 59
Salaries and commissions paid organizers 10,570 36
Premiums paid for accident insurance 372 45
Sundry office expenses 294 20
18,487 60
Total expenses of management $58,193 <4
(b) Miscellaneous Payments :
Life insurance claims other than endowments $285,350 00
Sick benefits and funeral benefits 55,398 82
Supplies purchased for trading purpose's 27,412 08
Incorporation and license fees 1,521 61
Furniture, Furnishings and repairs 1,319 18
Fees and assessments refunded 621 00
Fraternal congress fees 219 bo
Total Expendituu- $^30,02
6 19
C 21
57 Victoria.
Sessional Papers (No. 13).
A. 1894
ODDFELLOWS' RELIEF ASSOCIATION.
Annual Statement for the Year ending 31st December, 1892.
Head Office, Oddfellows^ Hall, Kingston, Ont.
Organized, 9th May, 1874. Incorporated, 16th April, 1875.
[Register, No. 72. Renewal Certificate of Registry, No. 73.]
The Executive officers of the Society at the 31st December, 1892, were as follows :
Fife Fowler, M.D., President Kingston.
John P. Mclver, Vice-President Kingston.
R. Meek, Secretary Kingston.
D. Callaghan, Treasurer Kingston.
A. H. Blackaby, Superintendent of Agencies Gait.
II. Movement in Insurance Certificates.
(a) Contracts for endowments or for benefits in the nature thereof ...... None.
(b) Contracts for Insurunce other than Endowments.
Number.
5,102
1,083
Amount.
Contracts in force, 31st December, 1891
% c.
7,164,000 00
Add contracts taken during 1892, new or rene\
Gross number and amount of contracts on foo
ved -.
1,466,000 00
b at any time during 1892 ....
6,185
250
8,630,000 00.
Number.
Amount.
Deductions :—
Contracts matured in 1892
Contracts lapsed in 1892
Contracts surrendered in 1892
Contracts cancelled in 1892
37
128
35
50
$ c.
48,500 00
165,500 00
47,000 00
80,000 00
Add to above deductions the amount by
which various certificates still on foot were
reduced during 1892
341,000 00
111,000 00
Total deductions extended
250
452,000 00
452,000 00
Net contracts on foot at 31st December, 1892.
.5,935
8,178,000 00
C 22
57 Victoria. Sessional Papers (No, 13). A. 1894
III. ^ND IV. Sick and Funeral B^inefits. — None given.
V. Assets.
Cash value of bonds, debentures, securities $25,000 00
No cash is held over ; deposited daily as received.
Cash on deposit to Society's credit not drawn against as follows :
Bank of Montreal, Kingston, special deposit 3,000 00
Merchants' Bank of Canada, " " 2,000 00
Frontenac Loan and Investment Society, current account 2,627 73
Dues and assessments due and unpaid on certificates in force. . $1,239 88
Dues and assessments called, but not yet payable 9,747 58
Gross total of such dues and assessments 10,987 46
Less cost of collection 612 75
Net value extended $10,374 71
10,374 71
All other assets 326 80
Total assets S43,329 24
VI. Liabilities.
Amount of claims admitted by Society $2,500 00
VII. Miscellaneous.
Action or proceedings instituted or prosecuted by or against the Society during
1892 : Subject of action— a demand for benefits payable to Mrs. Jones, or her legal repre-
sentatives, which was tried in the H. C. J., Chancery Division. The amount claimed was
$1,000, and the defence was that Mrs. Jones' estate, as well as that of her husband,
should be administered ; that letters of administration in his case did not cover hers.
Verdict was entered for plaintiff by consent ; cost of case being paid out of the estate.
Seven assessments were made during the year 1892, as follows: 15th February, 1st
April, 16th May, 15th July, 1st September, 15th October, 1st December.
The books and accounts were audited during the year.
Registers are kept as follows : Register of membership, register of members'
accounts, register of the dead, register of suspensions, withdrawals, etc., register of can-
cellations and reductions, register of claims and payments.
Names and post oifice addresses of the auditors for 1892 : T. H. Sargent and A. T.
Smith, Kingston, for July term ; A. T. Smith and John Nicolle, Kingston, for January
term.
No change was made in the management or system during 1892.
Certain changes were made during 1892 in the constitution and rules in relation to
insurance certificates or benefits, and a copy of the same is incorporated with the annual
statement.
VIII. Cash Receipts.
Cash received during 1892 from :
Application fees $2,791 50
Assessments 63,786 37
Interest and dividends 1,163 52
All other sources 2,937 50
Total cash receipts $70,678 89
C 23
57 Victoria. Sessional Papers (No. 13). A. 1894
IX. Cash Expenditure.
Oash paid during 1892 for :
(a) Expenses of Managemerd.
Commission ^5, 1 38 4.5
Law costs 42 25
Fuel and light 20 30
Travelling expenses — supeiintendent of agencies 8C0 00
Kent 189 14
Salaries, officers' an ' auditors' fees 3,172 50
Printing, stationery and advertising 757 07
Postage, telegrams and express 481 93
Premiums for guarantee of lodge officers 25 00
Other management expenses detailed in memo. . . 959 62
Total expenses of management $11. 586 26
(Vj) Miscellaneous Expenditure.
Life insurance claims other than endowment $55,600 00
Expenditure other than the foregoing 171 33
Total expenditure $67,357 59
C 24
57 Victoria.
Sessional Papers (No. IS).
A. 1894
ORDER OF CANADIAN HOME CIRCLES.
Annual Statement for the Year Ending 31st December, 1892.
Head Office {King Street East), Toronto.
Organized 14th November, 1884, incorporated in Ontario 28th October, 1885.
[Register No. 59. Renewal Certificate of Registry, No. 60.]
The Executive Officers of the Society at the 31st December, 1892, were as follows :
Rev. John Kay, Supreme Leader Dundas.
W. H. Goodwin, " Vice-Leader Kingston.
A. J. Pattison, " Secretary... Toronto.
D. R. Foster " Treasurer . . Waterford.
I. Currency of Insurance Certificates.
Maturing Subse-
quent to 1897. Total.
Amount covered by endowment contracts in force 31st
December, 1892 $6,637,000 GO $6,637,000 00
Amount covered by contracts other than endosvment, or
for sick or funeral benefits, in force Slst Dec'r, 1892 6,637,000 00
Total, 31st December, 1892 $13,274,000 00
11. Movement in Insurance Certificates.
(a) Contracts Jor Endovjments or for benefits in the nattire thereof.
Number.
Amount.
6,626
1,047
$ c.
5,961,500 00
927,000 00
Add contracts taken during 1892, new or rene
Gross number and amount of contracts on foo
wed
t at any time during 1892
7,673
6,888,500 00
Deductions :
Contracts lapsed in 1892
Number.
244
45
Amouqt.
$ c.
210,500 00
41,00 00
" cancelled in 1892
Total deductions extended
289
251,500 00
289
251,500 00
Net endowment contracts on foot at Slst De-
cember, 1892
7,384
6,637,000 00
C 25
57 Victoria.
Sessional Papers (No. 1 3).
A. 1894
(b) Contracts for Insurance other than Endowments, Sick Benefits or Funeral Benefits.
Number.
Amount.
Contracts in force 31st December, 1891
6,626
1,047
$ c.
5,961,500 00
927,000 00
Add contracts taken during 1892, new or renei
Gross number and amount of contracts on foot
ived
at any time during 1892
7,673
6,888,500 00
Number.
Amount.
Deductions :
Contracts matured in 1892
45
244
S c.
41,000, 00
210,500, 00
" lapsed in 1892
Total deductions extended
289
251,500 00
289
251,500 OO
Net contracts on foot at 31st December, 1892.
7,384
6,637,000 OO
III. Funeral Benefits.
The Order has no Funeral Benefit Department.
IV. Sick Benefits.
Sick Benefits are undertaken by the Supreme Body.
Number of members who received sick benefits during 1892, 226.
Amount of benefits paid to sick members, $3,582.00.
Number of weeks' sickness experienced in 1892, 909.
Total amount of cash to credit of fund 31st December, 1892, $125.
V. Assets.
Cash on deposit to Society's credit in Dominion Bank, Toronto $21,147 75
Dues and assessments called but not yet payable 9,000 00
All other assets 4,543 59
Totals assets $34,691 34
VI. Liabilities.
Amount of supposed or reported claims $1,000 00
Other liabilities 3,517 67
Total liabilities , $4,517 67
C 26
i
57 Victoria. Sessional Papers (No. 13). A. 1894
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society during
1892.— None.
Assecsments are made monthly, unless waived.
Ten assestments were made during 1892, each being payable 30 days from the 1st
of each month.
The Society's accounts were audited in January, 1893.
The books of record kept for purposes of insurance certificates are, register of certi-
cates issued, register of lodge membership, ledgers, etc.
Names and addresses of the auditors for 1892 were as follows : Ohas. Arnoldi,
Edison General Electric Co., Toronto ; Wm. Wilkinson, M.A., Brantford.
The changes made in the constitution were : Allowing ladies from $1,000 to $3,000
insurance, which was formerly restricted to $1,000 ; assessment as a fund to meet life
expectancy claim. Other changes as directed by the Registrar to harmonize with Insur-
ance Act.
VIII, Cash Receipts.
Cash balance from 1891 (not extended) $16,166 13
Cash received during 1892 from :
Assessments
Per capita tax and levies ;
Fines
Charter fees
Supplies sold
Interest and dividends
All other sources
$91,904 36
8,195
52
5
60
60
00
498
25
165
02
2,954
93
Total receipts $103,783 68
IX. Cash Expenditure.
Cash paid during 1892, for:
(a) Expenses of Management :
Commission on membership • $170 75
Law costs 152 50
Fuel and light 93 59
Supplies bought 656 15
Rent 250 00
Salaries, officers' 2,361 00
Postage, telegrams and express 790 41
Other management expenses detailed in memo 7,565 66
Total expenses of management $1 2,040 06
(b) Miscellaneous Expenditure :
Life insurance claims other than endowments 82,820 GO
Total disability benefits 360 00
Sick benefits 3,582 00
Grand totals $98,802 06
C 27
57 Victoria.
Sessional Papers (No. 1^^).
A. 1894
CANADIAN ORDER OF FORESTERS.
Annual Statement for Year ending 31st December, 1892.
Head Office, 4^ George Street, Branfford, Onf.
Organized, 25th November, 1879, and Incorporated in Ontario, 1st December, 1879.
[Register No. 101. Renewal Certificate of Registry, No. 102.]
The Executive officers of the Society at the 31st December, 1892, were as follows :
Edward Towe, High Chief Ranger London, Ont.
H. Gummer, High Vice Chief Ranger Guelph, Ont.
Thos. White, High Secretary Braniford, Ont.
Robert Elliot, ^ / Wingbam, Ont.
0. E. Britton, I Elected Members J Gananoque, Ont.
H. D. Henderson, C j W hitechurch, Ont.
F. J. Jameson, j ( Peterborough, Ont.
John Neelands, High Treasurer Wingham, Ont.
I. Currency of Insurance Certificates.
Amounts covered by contracts other than for endowments or for sick
or funeral benefits .$15,117,000 00
II. — Movement in Insurance Certificates.
(b) Contracts of Insurance ether than Endowment, Sick Benefits, or Funeral Benefits.
Number.
12,565
3,468
S c.
12,646.000 00
3,565,000 00
Add contracts taken during 1892, new or renewed
during 1892 . .
Gross number and amount of contracts on foot at any time
16,033
1,093
16,211,000 00
Nvimber.
Amount.
Deductions :—
Contracts matured in 1892
Contracts lapsed in 1892
85
1,008
S c.
86,000 00
1,008,000 00
Total deductions extended
1,093
1,094,000 00
1,094,000 00
Net contracts on foot 31st December, 1892 .
14,940
15,117,000 00
C 28
57 Victoria.
Sessional Papers (No. 13).
A. 1894
111. Funeral Benefits.
The funeral benefits are undertaken by the subordinate courts, and the total mem-
bership of those bodies wis, at the 3 1st December, 1892, 14,940.
Eighty-five members of the Society died during 1892.
The total amount of funeral benefits paid in 1892 was $1,836.92.
The total amount of cash standing to the credit of the Sick and Funeral Benefit
Fund at 31st December, 1892, was 850,094.70.
IV. Sick Benefits.
The sick benefits are undertaken by the subordinate courts.
The total amount of sick benefits paid in 1892 was $21,650.25.
The total amount of cash standing to the credit of the Sick and Funeral Benefit
Fund at 31st December, 1892, was $50,094.70.
V. Assets.
Cash value of bonds, debentures and other securities.
Actual cash on hand as per audit statement, 3lst December, 1892
(Cash mentioned in above item is held by treasurers and trustees of
subordinate lodges.)
Cash on deposit to Society's credit not drawn against in the following
chartered banlcs :
Hamilton Bank, Wingham
Standard Bank, Brantford
Toronto Bank, Gananoque
Molson's Bank, Winnipeg
All other assets held by subordinate courts.
Total atsets
High Court.
!i5 c.
140,000 00
33,920 90
10,000 00
10,000 00
31,363 75
225,284 65
Subordinate
Bodies.
$ c.
50,094 70
28,657 05
78,751 75
VI. Liabilities. — None.
VJI. Miscellaneous.
An action was taken, H. C. J., in Smith v. CO F., to recover amount of endowment,
$1,000 ; defence of Society : " Admission obtained through fraud." Judgment was given
against the Society, and the amount was duly paid.
Payments for purposes of insurance or endowment certificates are made monthly,
and are due on the last day of each month. There were twelve such payments made in
1892.
C 29
57 Victoria.
Sessional Papers (No. 18).
A. 1894
The Society's accounts were, during 1892, audited quarterly, in the months of
February, May, August and December.
The following books of record or account are kept for purposes of insurance certifi-
cates or benefits : Day Book, Cash Book, Record Book, Certificate Register, Endowment
Insurance Ledger, General Ledger, Monthly Return Books, Semi-annual Return
Books, etc.
Names and post office addresses of the auditors for 1892 were as follows : Thomas
W. Gibson, Parliament Buildings, Toronto, Ont. ; Robert Elliott, 571 Dundas Street.,
London, Ont. ^
Certain changes were, during 1892, made in the constitution in relation to insur-
ance certificates or benefits, and a copy of the same is incorporated with the annual
statement.
VIII. Cash Receipts.
Cash balance from 1891 (not extended)
$229,030 73
High Court.
District
High Court.
Subordinate
Bodies.
Cash received during 1892 from :
Application and initiation fees
$ c.
$ c.
% c.
7,965 61
Dues
53,584 87
Assessnaents
119,348 76
12,788 63
1,100 00
Per capita tax and levies
Fines . . ,
22 25
Degrees and cards
113 25
1,870 00
2,233 38
7,994 30
775 13
650 00
Supplies sold
Interest and dividends
All other sources, medical examination fees, changes in
certificates . .
Total receipts
145,010 20
1,750 00
61,685 98
C 30
57 Victoria.
Sessional Papers (No. 13).
A. 1894
IX. Cash Expenditure.
Cash paid during 1892 for :
(a) Expenses of Management.
Charter fees
Commission
Law costs (including solicitor's fees)
Supplies bought (including seals)'
Travelling expenses
Rent, light, heat and office furnishings
Salaries, oflBcers' and auditors' fees (including clerks) ..... . .
Printing, stationery and advertising (including official paper,
Canadian Forester) ....
Postage, telegrams, express, telephone and freight
Premiums for guarantee of High Court officers
Total expenses of management.
(b) Miscellaneous Expenditure.
Life insurance claims other than endowments
Funeral benefits
Sick benefits
High Court.
Expenditure other than foregoing : Fire premiums, badge
cases for officers, prize competition, District H.C., Mani-
toba delegates, grants to hospitals
Current expenses of subordinate courts.
Medical aid
Total expenditure. . ,
2,989 87
504 36
1,666 02
1,005 96
349 80
5,664 17
3,514 29
691 28
75 00
16,460 75
85,387 83
747 15
102,595 73
Subordinate
Bodies.
2,520 00
2,520 00
1,836 92
21,650 25
24,503 52
9,242 18
59,752 87
C 31
57 Victoria.
Sessional Papers (No. 13).
A. 1894
ANCIENT ORDER OF UNITED WORKMEN.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, St. Thomas, Ont.
Organized 18th February, 1879, and Incorporated in Ontario 11th August, 1879.
Register, No. 65. Renewal Oertificdte of Registry, No. 65.]
The Executive OiBcers of the Society at the 31st December, 1892, were as follows :
F. G. Inwood, Grand Master Workman Toronto, Ont.
M. D. Carder, Grand Recorder St. Thomas, Ont.
I. Currency of Insurance Certificates, — No information.
n. Movement in Insurance Certificates.
(a) Contracts for endowment or benefits in the nature thereof. — None.
(b) Contracts for Insurance other than Edowments, Sick Ben''Jits or Funeral Benefits.
Number.
Amount.
Number of contracts ia force 3lst December, 1891
24,743
3,852
$ c.
Number of contracts taken during 1882, new or renewec
1
Gross number contracts in force at any time in 1892. . .
28,595
1,942
Number.
Amount.
Deductions : —
194
534
1,214
388,000 00
1,068,000 00
2,428,000 00
Contracts lapsed in 1892
Contracts surrendered in 1892*
Total deductions extended.
1,942
3,884,000 00
3,884,000 00
Net contracts in force 31st December, 1892
26,653
53,306,000 00
* Withdrawn to form Grand Lodge.
C 32
57 Victoria. Sessional Papers (No. 13). A. 1894
III. Funeral Benefits. — None.
IV. Sick Benefits. — None.
V. Assets.
Cash on deposit to Society's credit, not drawn against, in the following chartered
banks :
Imperial Bank, St. Thomas, Beneficiary Fund $13,276 00
General " 8,153.64
" " Relief " 1,46 1 00
" " Hickcox " 406 40
$23,297.04
All other assets, blank bocks, etc $833 34
Office furniture, etc. ... 690 60
Subordinate lodges (for supplies) 2,288 46
3,812 40
Total assets $27,109 44
VI. Liabilities.
Amount of claims supposed or reported $11,800 00
VII. Miscellaneous.
Actions or proceeding instituted or prosecuted by or against the Society during
1892— None.
Assessments are made for purposes of life insurance certificates monthly, and then
only when Benefit Fund is reduced below $2,000.
Sixteen such assessments were made in 1892, each being payable on or before the
28th of the month for which levied.
The Society's accounts were audited monthly during 1892.
Registers are kept for pur|)Oses of insurance certificates or benefits.
Names and post office addresses of the auditors for 1892 were as follows : M. D.
Dawson, London, Ont. ; Thomas 0. Irving, Toronto, Ont. ; H. B Taylor, Whitby, Ont.
Certain changes were during 1892 made in the constitution and rules in relation
to insurance certificates and benefits, and a capy of the same is incorporated with the
annual statement.
VIII. Oash Receipts.
Cash received during 1892 from :
Application fees $4,427 50
Assessments 412,365 40
Per capita tax and levies : 15,51 7 96
Changing certificates, etc 233 00
Charter fees 3,600 00
Supplies sold 5,786 04
Interest and dividends 1,154 32
Relief Fund, call No. 13 1,461 00
Hickcox Fund 406 4C
R. M. M. Patton, estate (refund loan) 637 50
Relief call No. 1 1, included in amount transferred 14 00
Total receipts $445,603 12
3 (IN.) C 33
57 Victoria Sessional Papers (No. l:i). A. 1894
Oash paid during 1892 for :
IX. Cash Expenditure.
(a) Expenses of Jfanagement.
Expense annual meeting Grand Lodge 89,703 1 3
" Fraternal Association 5-1 78
Commission paid for organizing lodges 2,850 00
Law costs 359 88
Registration fee 33 00
Office furniture 84 50
Per capita tax Supreme Lodge 2.474 30
Blank books, etc 5,268 21
Trdvelling expenses District Deputy Grand Masters 997 39
Rent, light, insurance and telephone . . 283 00
Salaries, officers' and auditors', fees, committee, etc 5,778 51
Printing, stationery, advertising and jewels 872 15
Postage, telegrams, express and duty 1.548 11
Premiums guarantee lodge officers 120 00
Loan for benefit of Patton family 62 50
Refunded application fees 6 25
Assessments H. B. Hickcox, Founder of Order 13 00
Total expenses of management 830,508 71
(b) Miscellaneous Expenditure.-
Life insurance claims paid 384,200 CO
Paid relief to overburdened jurisdictions 15,915 25
R,elief call No. 11 (transferred). . . 14 00
Total expenditure 8430,637 96
C 84
57 Victoria
Sessional Papers (No 13).
A. 1894
SONS OF SCOTLAND BENEVOLENT SOCIETY.
Annual Statement for the Year ending 31st December, 1892.
Head Cffice, Toronto.
Organized, 27th June, 1876 ; incorporated in Ontario, 8th April, 1880.
[Register No. 60. Renewal Certificate of Registry No. 61.]
The Executive Officers of the Society at the 31st December, 1892, were as follows :
David McCrae, Grand Chief Guelph.
H. M. Henderson, " Chieftain Hamilton.
Alex. Hay, " Treasurer Toronto.
Wm. Banks, " Secretary Toronto.
I. Currency of Insurance Certificates. — No information.
11. Movement in Insurance Certificates.
(a) Contracts for endowment or for benefits in the nature thereof No information.
(b) Contracts for Insurance other than Endoit'ments, Sick Benefits or Funeral Benefits :
*
Number.
Amount.
Contracts ia force Slst December, 1891, about
Add contracts taken during 1892, new and renewed, about . .
ring 1892 ....
2,200
1,750
S c.
Gross number and amount of contracts on foot at any time di.
3,950
135
3,029,500 00
Number.
Amount.
Deductions :
Contracts matured in 1892
lapsed in 1892, about
15
120
$ c.
9,500 00
100,000 00
Total deductions extended
13.5
109,500 00
109 500 00
Net contracts on foot 31st December, 1892 , . .
3,820
2,920,000 00
C8r
57 Victoria. Sessional Papers (No. 13). . A. 1894
in. Funeral Benefits.
Funeral benefits are undertaken by the Grand Camp, and the total membership at
31st December, 1892, was 3,820.
Fifteen members died in 1892.
Total amount of funeral benefits paid in 1892, $9,500.
Amount of cash standing to credit of Funeral Benefit Fund at 31st December, 1892,.
$1,376.50.
IV. Sick Benefits.
Sick benefits are paid by subordinate camps only^ and pending the next annual meet-
ing sick benefits are virtually in abeyance, so far as the Grand Camp is concerned.
V. Assets.
Actual cash on hand, held by Grand Secretary (under bonds) at 31st Decem-
ber, 1892 81,411 o3
Cash on deposit in Dominion Bank, Toronto 1, 1 86 11
Dues and assessments due and unpaid on certificates in force, about 2,515 00
All other assets 752 50
Total assets , $5,865 14
VI. Liabilities.
Amount of claims admitted by society $2,000 00
All other liabilities 2,093 13
Total liabilities $4,093 13
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against Society during 1892 :
Jack vs. Sons of Scotland Society. Action to ascertain who was entitled to the benefit
money; tried in High Court, the amount claimed being $1,000. The defence askf^d for a
decision as to which of several claimants werr^ entitled to the money. The Court ordered
the money to be paid to t^v-o of the claimants. Faulkner vs. Banks (Grand Secretary).
Subject of action, contract ; amount claimed, $100. The defence was no contract, and
judgment was for defendant. Faulkner vs. Sons of Scotland Society. Subject of action,
for a certificate and damages ; amount claimed, $1,000. The defence, misrepresentation.
Action still pending.
Assessments are made for purposes of life insurance certificates as may be necessary.
Five assessments were made during 1892, payable on 31st January, 28th March, 17th
July and two on 6th October.
The society accounts were audied monthly during 1892. The books of record or
account kept for purposes of insurance certificates or benefits : — A register of the certifi-
cates issued to each subordinate camp, but kept at head office.
The names and post office addresses of the auditors of accounts for 1892 were : J. TV.
Grant, 111 Augu.sta Avenue, Toronto; L. McCorkindale, Toronto, and Geo. Banks, 111
Hamilton Street, Toronto.
The only change made during 1892 in the constitution in relation to insurance cer-
tificates or benefits, was that 10 per cent, of all payments for insurance is now set aside
for a reserve fund.
C36
57 Victoria. Sessional Papers (No. 13). A. 1894
VIII. Cash Receipts.
Cash balances from 1891 (not extended) 8844 16
Assessments 810,184 00
Per capita tax 1,364 75
Charter fees 3,336 50
Supplies sold 1,103 77
All other sources 32 05
Total cash receipts 816,021 07
IX. Cash Expenditures.
Cash paid during 1892 for:
(a) Expenses of Management.
Charter fees (allowed for opening new camps) 82,221 50
Supplies bought 249 25
Travelling expenses (including delegates to Grand Camp) 1,426 45
Salaries, officers' and auditors' fees 320 00
Printing, stationery and advertising 112 80
Postage, telegrams and express 318 94
Premiums for guarantee of lodge officers 12 50
Other management expenses detailed in memo 106 15
Total expenses of management 84,767 59
(b) Miscellaneous Expenditure.
Life insurance claims other than endowment 9,500 00
Grand total expenditure 814,267 59
C 3/
57 Victoria.
Sessional Papers (No. Hi).
A. 1894
COMMERCIAL TRAVELLERS' MUTUAL BENEFIT SOCIETY OF WESTERN
ONTARIO.
Annual Statement for the Year ending 31st December, 1892.
Head Office, Masonic Temple, Richmond Street, London, Ontario.
Organized 3rd October, 1885 ; incorporated 4th November, 1885.
[Register No. 69. Renewal Certificate of Registiy, No. 70.]
The Executive Oificers of the Society at the 31st December, 1892, were as follows :
George M. Anderson, President London.
Alfred Robinson, Secretary London.
William J. Craig, Treasurer . ' London.
I. Currency of Insurance Certificates.
Amount covered by endowment contracts None.
Amount covered by contracts other than for endowments or for sick or
funeral benefits in force 31st December, 1892 1608,400 00
II. Movements in Insurance Certificates.
{a) Contracts for endowments or for benefits in the nature thereof None.
(b) Contracts for insurance other than Endowments, Sick Benefits or Funeral Benefits:
Number.
Amount.
Contracts in force 31st December 1891
706
140
S c.
494,200 00
Add contracts taken during 1892, new or renewed
105,000 00
Total
846
599,200 00
58,840 00
Increased insurance taken
ring i892
Gross number and amount of contracts on foot at any time du
846
66
o58,040 00
Number.
Amount.
Deductions :
Contracts matured in 1892
9
57
S c.
6,890 00
42,750 00
" lapsed
Total deductions
66
49,640 00
49,64C 00
Net contracts on foot 31st December, 1892 . . .
780
608,400 00
C38
57 Victoria. Sessional Papers (No. 13). A. 1894
III AND IV. Funeral and Sick Benefits. — None.
V. Assets.
Bonds, debentures, securities 82,900 00
Gash on deposit to Society's ci-edit, not drawn against, in the following
chartered banks :
Huron and Erie Savings and Loan Co., London 102 82
Dominion Savings and Investment Society, London 1,4:63 82
Total assets .^4,466 64
VI. Liabilities. — None.
VII. Miscellaneous.
No actions or proceedings instituted or prosecuted by or against the Society during
1892.
Assessments were made every two months and were payable on the 31st of the
months in which they were levied.
The books of the Society were audited twice during 1892, viz. : 18th November
and 30th June.
The books kept for purposes of insurance certificates or benefits are register, cash
book, receipt book and ledt^er.
The name and post office address of the auditor for 1892 was as follows : George F.
Jewell, F.C.A., London, Ont.
No changes were made in the organizition or management of the Society during
1892.
Gertain changes were made during 1892 in the constitution and laws in relation to
insurance certificates or benefits, and a copy of same has been filed with this statement.
VIII. Cash Receipts.
Cash balances from 1891 (not extended) $1,528 69
Application fees '. $ 1 20 00
Dues 799 00
Assessments ' 6,718 14
Interest and dividends 263 23
Total cash receipts ... $7,900 37
IX. Cash Expenditure.
(a) Expenses o/ Management,
Law costs $ 41 37
Rent, light, heat and taxes 25 00
Salaries, officers' and auditors' fees 575 00
Printing, stationery and advertising 131 73
Postage, telegrams and express 189 32
Premium for guarantee of lodge officers 10 00
Total expenses of management $ 972 42
(b) Miscellaneous Expenditure.
Life insurance claims other than endowment 6,890 00
Grand total expenditure $7,862 42
C89
57 Victoria.
Sessional Papers (No. 13'
A. 1894
SUPREME COUNCIL OF THE EOYAL ARCANUM
Annual Statement for the year ending 31st December, 1892
Head Office, Jf^07 Shawmut Avenue, Boston, Mass.
Chief agent and Attorney for Ontario, Daniel F. MacWatt, Barrie.
Organized 23rd June, 1877. Incorporated in Massachusaetts, oth November, 1877.
[Pvegister No. 77. Renewal Certificate of Registry, No. 78]
The Executive Officers of the Society at the 31st December, 1892, were as lollows : —
H. H. C. Miller, Supreme Regent Chicago, 111.
W. O. Robson, " Secretary Boston, Mass.
E. A. Skinner, " Treasurer Westfield, N. Y.
I. Currency of Insurance Certificates.
Amounts covered by contracts other than for endowments, or for sick or
funeral benefits, in force 31st December, 1892 $401,083,500 00
II. Movement in Insurance Certificates.
(a) Contracts for endowment or for benefits in the nature thereof None.
(b) Contracts for Insurance other than Endowments, Sick Benefits or Funeral Benefits
Number.
Amount.
J
Contracts in force 31 st December, 1891
124,766
17,293
S c.
365,778,000 00
49,360,500 00
Add contracts taken during 1892, new or renei
Gross number and amount of contracts on fool
ived .... .
at any time during 1892
142,059
415,138,500 00
Number
Amount.
Deductions :
Contracts matured in 1892
1,141
3,63.5
91
3
S c.
3,349,500 00
10,435,.500 00
261,000 00
9,000 00
" lapsed in 1892
" surrendered in 1892
" cancelled in 1892
otal deductions extended
4,870
14,055,000 00
4,870
14,055,000 CO
Net contracts on foot at 31st December, 1892.
137,189
401,083,500 00
I [I. AND IV. Funeral and Sick Benefits — None undertaken by Supreme Council.
G 40
57 V^ictoria. Sessional Papers (No. 13). A. 1804
V. Assets.
Cash value of real estate, less encumbrances $59,049 18
Actual cash on hand, as per auditors' statement, at 31st December, 1892. . 9 38
Cash on deposit to Society's credit, not drawn against, in the following
banks :
First National Bank, New York 14,112 92
Merchants' National Bank, New York 9,008 70
National Bank of the Republic, New York 11,617 63
Garfield National Bank, New York 11,365 17
Corn Exchange Bank, New York 15,140 05
National Bank of the Commonwealth, Boston 18,466 90
National Bank of the Republic, Boston 13 503 60
Commercial National Bank, Chicago 18,368 28
The Bankers' National Bank, Chicago 19,954 60
National Bank of Commerce, St. Louis 18,951 73
National Bank of Westfield, New York 8,507 88
Central National Bank of Philadelphia 18,900 51
Commercial National Bank, Deti'oit 19,757 86
Bank of Toronto, Tor-^nto Ont 5,994 95
Commercial National Bank, Cleveland 16 581 71
The National Bank, Baltimore 19,453 86
United States Trusts Company, New York 40,000 00
New England Trust Company, Boston 40,000 00
National Bank of the Commonwealth, Boston, Supreme Secretary's
Contingent Fund 2,500 00
Dues and assessments due and unpaid (per capita tax, etc.) 22,748 93
Dues and assessments called, but not yet payable 236,400 00
Interest due and accrued 1,678 16
All other assets 9,032 68
Total assets $651,104 68
YI. Liabilities.
Amount of claims admitted $42,000 00
Amount of claims supposed or reported 291,000 00
Amount of claims resisted 24,000 00
All other liabilities 1,256 59
Total liabilities $358,256 59
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society during
1892 : J. B. Foley, State of New Jersey ; amount, $3,000 ; defence, misrepresentation as
to physical condition ; decision in favor of Society. A. B. Wood, State of Massachussetts ;
amount, $3,000 ; defence, misrepresentation as to physical condition ; since compromised.
F, L. Level), State of New York ; misrepresentation as to occupation ; amount, $3,000.
\V. N. Harinton, State of Penn.sylvania ; amount, .$3,000 ; payment contested by credi-
tors of beneficiary ; since settled. P. Hamill, State of Illinois ; amount, $3,000 ; two
claimants ; interpleader filed ; since settled. E. H. Peters, State of New York ; amount,
^3,00C ; died under suspension. C. H. Lee, State of Michigan; omount, $3,000 ; died
under suspension. W. H. Clark, State of Massachussetts ; amount, $3,000 ; disappeared
in December, 1889 — no proof of death. R. Meyer, State of Massachussetts ; amount,
^3,000 ; defence, failure of designation of beneficiary.
C41
57 Victoria. Sessional Papers (No. 13). A. l^M
Assessments for the purpose of life insurance certificates are made as often as neces-
sary to keep the assets above liabilities. Fifteen assessments were made during the year
1892.
The accounts and books of the Society were audited on 18lh April, 1892.
The books of record and account kept for purposes of insurance certificates or benefits
are registers of membeiship of each council, registers of benefit certificates and the usual
cash book, journal and ledger.
Name and address of the auditors of accounts for 1892 : S. M. Lindsley, Utica, New
Yoik ; C. P. Ingersoll, Westfield, New York; W. L. Douglass, Garfield National Bank,
New York.
VII. Cash Receipts.
Cash balances from 1891 (not extended) $333,428 71
Application fees $33,080 00
Assessments 3,432,833 68
Per capita tax and levies 42,938 09
Fines from delinquent councils , 2,512 40
Dues and cards from members at large 24 00
Charter fees, instituting councils 1,300 00
Supplies sold 8,850 73
Rent 1G2 50
Interest and dividends , 9,883 93
All other sources 1,901 50
Total cash receipts , $3,533,486 8'S
IX. Cash Expenditure.
Cash paid during 1892 for :
(a) Expenses of Management.
Charter fees $1,462 Oa
Law costs 2.247 21
Investigation of claims 170 25-
Interest on con tested cases 40 00
Travelling expenses, ofiicial visits, etc 2,127 12
Rent, light, heat and taxes 3,786 05
Salaries, ofiicers' and auditors' fees , 6,494 60
Clerk hire 17,778 14
Pay roll at annual session , 8,925 90-
Supreme Council session 3,541 74
Office furniture 2,076 10
Printing, stationery and advertising 2,793 61
Postage, telegrams and express 3,398 79
Other management expenses, detailed in memorandum 12,916 02^
Total expense of management $77,756 53
(b) Miscdlaneous Expenditure.
Life insurance claims $3,401 ,750 00
Expenditure other than foregoing (including new building, supplies, etc.). . 38,394 09
Total expenditure $3 517.900 62
C42
57 Victoria. Sessional Papers (No. 13). A. 1894
SUPREME TEJ^T OF THE KNIGHTS OF THE MACCABEES OF THE
WORLD.
Annual Statement for the year ending 31st December, 1892.
Head Office, 20^ Huron Avenue, Port Huron.
Chief Agent and Attorney for the Province of Ontario, H. E. Trent, Adelaide Street
West, Toronto.
Organized 1st Saptember, 1883. Incorporated in State of Michigan, 11th September,
1885.
[Register No. 90. Renewal Certificate of Registry, No. 91.]
The Executive Officers of the Society at the 31st December, 1892, were as follows : —
Daniel P. Markey, Supreme Commander Port Huron.
Nathan S. Boynton, " Record Keeper Port Huron.
Chas. D. Thompson, " Finance " Port Huron.
Joseph S. Kite, " Trustee Port Huron.
David D. Aitken, " Trustee Flint
I. Currency of Insurance Certificates.
Amount covered by contracts other than endowments, or for sick or
funeral benefits, at 31st December, 1892 ;S;57,1 14,200 GO
II. Movement in Insurance Certificates.
(a) Contiacts for endowment or for benefits in the nature thereof No information.
C43
67 Victoria. Sessional Papers (No. 13).
A. 1894
(b) Contracts for Insurance other than Efi'lowments, Sick Beiie
fit-i or Funeru
I Beupjits,
Number.
Contracts in force Slst December, 1891
Add contracts taken during 1892, new or renewed
23,176
17,942
S c.
42,601,000 00
19,595,000 00
Gross number and amount of contracts on foot at any t'me during 1892 ....
41,118
2,841
62,196,000 00
Number.
Amount.
Deductions :
Contracts matured in 1892
187
2,654
S c.
312,765 00
4,723,235 00
lapsed in 1892
Add to above deductions the amount by which
various ceitificates still on foot were re-
duced during 1892
5,066,000 00
5,800 00
Total deductions extended
2,841
5,071,800 00
5,071,800 00
Net contracts on foot at 31st December, 1892.
38,277
57,114,200 00
III. AND IV. Funeral and Sick Benefits. — No information.
Y. Assets.
Cash in Commercial Bank, Port Huron •'§26.815 64
Dues and assessments due and unpaid on certificates in force. . $78,000 00
Dues and assessments called, but not yet payable 4,000 00
Gross total of dues and assessments 82,000 00
82,000 00
Total assets 8108,81-5 64
VI. Liabilities.
Amount of claims admitted by Society S 9,000 00
Amount of claims supposed or reported 34.000 00
Amount of claims resisted 11,000 00
Total liabilities $54,000 00
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against Society during 1892 :
One — Anna M. Lithgow vs. Supreme Tent, tried in Circuit Court at Washington, Penn.,
the amount of claim being $3,000, and the defence was that the member committed
suicide within two years after becoming a member. The plaintiti' submitted to a non-suit,
C 44
57 Victoria. Sessional Papers (No. 13). A. 1894
Assessments ai^e made when deaths or disability claims require it.
Twelve assessments were made during the year 1892, and were payable on the 10th
day of the month.
The Society's books were audited monthly by the Supreme Finance Auditors, and
quarterly by the Supreme Trustees.
Names and addresses of the auditors of accounts for 1892 : Judge C W. Harris,
Port Huron ; Dr. P. C. Tibbals, Port Huron ; Hon. T. G. Beaver, Niles.
No changes were made in the organization or management during 1892 in relation
to insurance certificates or benefits.
VIII. Cash Receipts
Cash balances from 1891 (not extended) .$13,005 65
Cash received during 1892 :
Application fees ^1 1,202 10
Assessments 367,458 03
Per capita tax and levies 1195 89
Charter fees and supplies 473 S3
Interest and dividends 651 92
Total cash receipts $380,981 77
IX. Cash Expenditure.
(a) Expenses of Management.
Commission $7,099 92
Law costs 430 10
Great camps and state convpntions 8,762 32
Supplies bought 4,003 16
Travelling expenses 2,164 93
Rent, light, heat and taxes 1,106 83
Salaries, officers', auditors' fees and clerk hire 12,947 61
Printing, stationery, official organ, etc ... 17,227 27
Postage, telegrams and express 3,683 39
Total expenses of management $57,425 53
(b) Miscellaneous Expenditure.
Life insurance claims other than endowments $313,846 25
Total expenditure $371,271 78
C 45
57 Victoria. Sessional Papars (No. 13). A. 1894
CATHOLIC ORDER OF FORESTERS OF UNITED STATES AND CANADA.
Annual Statement for the Year ending 31st December, 1892.
Head Office of the Society, 69 Dearborn Street, Chicago, III.
Chief Agent and Attorney for Ontario, Philip DeGruchy, 396 Crawford Street,
Toronto, Ont.
Organized ■24th May, 1883, and incorporated under [the laws of the State of Illinois,
24th May, 1883.
[Register No. 95. Renewal Certificate of Registry, No. 96.]
The Executive Officers of the Society at the 31st December, 1892, were as follows :
John C. Schubert, High Chief Ranger Chicago, 111.
C. Ritchat, Vice-High Chief Ranger . Montreal, Que.
Thomas H. Cannon, High Secretary Chicago, 111.
Henry Detmer, High Treasurer : Chicago, 111.
Thomas F. O'Mally, High Medical Examiner Chicago, 111.
I. Currency of Insurance Certificates.
Amount covered by Endowment contracts in force 31bt December, 1892. None.
Amount covered by contracts other than for Endowments, or for Sick
or Funeral Benefits $21,739,000 00
II. Movement in Insurance Certificates.
(a) Contracts for Endowments or for Benefits in the nature thereof. — None.
C46
57 Victoria.
Sessional Papers (No. 13).
A. 1894
(b) Contracts for Insurance other than Endovjnients, Sick or Funeral Benefits.
Number.
Amount.
Contracts in force 31st December, 1891
Add contracts taken during 1892, new or rene
Gross number and amount of c jntracts on foot
wed
16,881
6,947
8 c.
16.881,000 00
6,947,000 00
at any time during 1892
23,828
2,089
23,828,000 00
Number.
Amount.
Deductions-
Contracts matured in 1892
174
1,915
S c.
174,000 00
1,915,000 00
" lapsed, surrendered and cancelled
in 1892
Total deductions extended
2,089
2,089,000 00
2,089,000 00
Net contracts on foot at 31st December, 1892.
21,739
21,739,000 00
III., IV. Sick and Funeral Benefits.
Sick and Funeral Benefits are undertaken by subordinate bodies, and no report of
same is made to the High Court. The membership of these bodies at 31st December,
1892, was 21,739.
During the year ending 3l8t December, 1892, 174 members of the society died.
V. Assets.
Cash on deposit to the Societj 's credit, not drawn against, in the following chartered bank :
Chicago National Bank, Chicago, Ills $6,824 64
Dues and assessments due and unpaid . . $3,301 53
" " called but not yet payable 21,605 98
24,907 51
Total assets $31,732 15
VI. Liabilities.
Amount of claims admitted by the Society
" " supposed or reported . .
" " resisted
" statutory liability
$7,000 00
4,000 00
1,000 00
1,000 00
Total liabilities _$13,000 00
C 47
57 Victoria. Sessional Papers (No. 13). A 18U4
VIE. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society during 1892 i
One — to recover Endovvment Benefit, Circuit Court ; amount claimed $1,000 ;
Society's defence, non-payment of dues; compromised.
Assessments are made monthly, and are payable within fifty days of call.
Twelve such assessments were made during the year 1892.
The Society's books were audited during 1892, on the 1st May and quarterly there-
after.
Books kept by Society roster : endowment register book, ledger, journal, cash book.
Names and Post Office Addresses of the Auditors' for 1892, were as follows : J. E,
Rafiercy, 179 Clark Street, Chicago, 111. ; J. E. Meany, Kankanna, Wis. ; E. J. L.
Herault, Minneapolis, Minn.
Changes made during 1892 in the organization or management of the Society in
relation to Insurance Certificates or Benefits are filed with this report.
Changes made during 1892 in the Constitution or Rules of the Society in relation to
Insurance Certificates or Benefits are filed with this report.
VIII. Cash Receipts.
Cash balance from 1891 (not extende.l) $10,096 76
Cash received during 1892 from :
Assessments $1 79, .539 74
Per capita tax and levies 18,538 25
Charter fees 7,000 00
Supplies sold 7,676 72
Total receipts $212,754 71
IX. Cash Expenditure.
(a) Expenses of Managevient.
Commission $3 500 00
Law costs 462 50
Fuel and light 55 00
Supplies bought 6,497 75
Travelling expenses 10,932 30
Rent, light, heat and taxes 1,125 00
Salaries, officers' and auditors' fees 5,281 50
Printing, stationery, advertising, postage, etc 2,508 73
Printing paper of the Order " Guide " 1,920 90
Total expenses of management $32,283 68
(b) Miscellaneous.
Life insurance claims $179,000 00
Total expenditure , $211,283 68
C 48
57 Victoria.
Sessional Papers (No. 13).
A. 1894
GRAND COUNCIL OF THE CATHOLIC MUTUAL BENEFIT ASSOCIATION
Annual Statement for the Year ending 31st December, 1892.
Head Office, 391 Queen's Avenue, London, Ont.
Organized 10th February, 1880; incorporated 18th January, 1890.
[Register No. 82. Renewal Certificate of Registry, No. 83.
The Executive Officers of the Society at the 31st December, 1892, were as follows ;
Oliver K. Eraser, President Brockville.
Samuel R. Brown, Secretary , London.
William J. McKee, Treasurer Windsor.
Rev, P. M. Bardou, Trustee Cayuga.
Rev. M. J. Tiernan, Trustee London.
Lasalle Gravelle, Trustee Ottawa.
Timothy P. Tansey, Trustee Montreal.
Philip J. O'Keefe, Trustee St. John, N. B.
I. Currency of Insurance Certificates. — No Information.
II. Movement in Insurance Certificates.
(a) Contracts for Insurance other than Endowments, Sick Benefits or Funeral Benefits*
Number.
Amount.
Contracts in force 31st December, 1891
7,771
623
$ c.
13,489,000 00
853 000 00
Add contracts taken during 1892, new and re
Gross number and amount of contracts on fo
newed
at at any time during 1892
8,394
355
14,342,000 CO
Deductions :
Contracts matured in 1892
" surrendered in 1892
cancelled in 1892
Add to above deductions the amount
by which various certificates etill
on foot were reduced during 1892. .
Number.
Amount.
61
22
272
$ c.
111,000 00
34,000 00
454,000 00
60,000 00
Total deductions extended
355
659,000 00
659,000 00
Net contracts on foot at Slst December, 1892.
8,039
13,683,000 00
•Undertaken by Supreme Council, but the Grand Council of the C. M. B. A. of Canada on the Slst
December, 1892, issued policies to the members and the Supreme Council policies were surrendered.
4 (IN.) C 49
67 Victoria. Sessional Papers (No 13). A. 1894
111. AND IV. Funeral and Sick Benefits. — None.
V. Assets.*
Actual cash in hands of Grand Treasurer at 31st December, 1892 $ 384 19
Cash in Bank of Commerce, Cayuga 26,752 15
Interest due and accrued (about) 500 00
Total assets $27,636 34
VI. Liabilities.
Amount of claims admitted by Societyf $ 5,000 00
All other liabilities 1,500 00
Total liabilities $6,500 00
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society
during 1892 None.
Assessments are made monthly for purposes of life insurance certificates.
Eighteen assessments were made during 1892.
The books and accounts were duly audited on 21st July, 1892.
Names and post oifice addresses of the auditors for 1892 : James Quillinan, Niagara
Falls, Out.; Thomas O'Neail ; Paris; John Ronan, Hamilton.
The Grand Council had to issue certificates instead of the Supreme Council.
VIII. Cash Receipts.
Cash balances from 1891 (not extended) $110 46
Cash received during 1892 from :
Initiation fees $ 477 50
Assessments 159,084 25
Per capita tax and levies 3,520 00
Supplies sold 1 ,067 1 1
All other sources 2,467 00
Total receipts $157,615 86
IX. Cash Expenditure.
Cash paid during 1892, for:
(a) Expenses of Managevient.
Law costs $17 88
Supplies bought 892 18
Travelling expenses and deputies per diem 726 35
Salaries, ofiicers' and auditors' fees 978 90
Printing, stationery and advertising 424 87
Other management expenses detailed in memo 4,217 70
Total expenses of management $7,257 88
(b) Miscellaneous Expenditure.
Life insurance claims other than endowments 100,000 00
Total expenditure $107,257 88
* Note in Annual Statement. — The Grand Council of Canada issued no assessments for itself in 1892.
The amount due on assessments issued in 1892 goes to Supreme Council, and is not to be considered an asset
of the Grand Council.
t Note in Annual Statement. -The balance, $6,000, is to be paid by the Supreme Council of the United
States.
C 50
I
57 Victoria
Sessional Papers (No. 13).
A. 1894
DOMINION PROVIDENT, BENEVOLENT AND ENDOWMENT ASSOCIATION
OF STRATFORD, ONTARIO.
(Now IN Receivership)."^
Head Office, Wellington StreH, Strat/ord, Ont.
Organized 15th July, 1889, and incorporated in Ontario 23rd July, 1889.
[Register, No. 70. Interim Renewal Certificate of Registry, No 71. J
The Executiv^e Officers of the Association at 31st December, 1892, were as follows
S. R. Hesson, President Stratford, Ont.
Geo. Guillet, First Vice-President Cobourg, Ont.
H. Smith, Second Vice-President London, Ont.
J. A. Robinson, Treasurer Stratford, Ont.
W. M. English, Trustee London, Ont.
W. F. W. Findlater, Trustee London, Ont.
H. Baker, Trustee Stratford, Ont.
E. K. Barnsdale, Manager-Secretary Stratford, Ont.
O. O. Benson, Superintendent of Agencies London, Ont.
L Currency of Insurance Certificates.
Maturing.
1893.
1894.
1895.
1866.
1897.
SubFe-
quentlv to
1897.
Total.
Amount covered by en-
dowment contracts in
force 31st December,
1892
Amount covered by con-
tracts other than en-
dowments or for sick
or funeral benefits . . .
$ c.
21,687 65
$ c.
07,734 04
.f c.
28,194 30
S c.
26,457 15
S c.
S c.
1,397,926 86
$ c.
1,542,000 00
*By judgment of the Registrar of Friendly Societies, bearing date 31st July, 1893, the registry of the
Association was revoked absolutely and cancelled. (See Appendix to Division C, of this Report.) By
order of the Local Master, at Stratford, bearing date 11th October, 1893, M. C. Motherwell and J. A.
Macfadden, of Stratford, were appointed joint receivers, the appointment to take effect upon E. K. Barns-
dale> interim receiver, obtaining his discharge.
C 51
57 Victoria.
Sessional Papers (No. 18).
A. 1804
11. Movement in Insurance Certificates.
(a) Contracts for Endowments or Benefits in the nature thereof :
Number.
Amouut.
Contracts in force 31st December, 1891
455
201
$ c.
1,463,000 00
452,000 00
Add contracts taken during 1892, new or rene
Gross number and amount of contracts on foo
wed
t at any time during 1892
656
167
1,915,000 00
Deductions :
Contracts lapsed in 1892
" surrendered in 1892
" cancelled by death
Number.
Amount.
159
6
2
S c.
344,000 00
27,000 00
2,000 00
,
Total deductions carried out . . .
167
373,000 00
373,000 00
Net endowment contracts on foot at 31st Dece
mber, 1892....
489
1,542,000 00
(b) Contracts for Insurance other than Endowments or Sick or Funeral Benefits. — None
III. Funeral Benefits.
Funeral benefits are undertaken by the Society.
Total membership of the Society, 489.
Number of deaths in 1892, 2.
Total amount of funeral benefits paid in 1892, $50.00.
V. Assets.
Cash on deposit to Society's credit not drawn against as follows :
In Trust Corporation of Ontario , $19,658 &^
In Canadian Bank of Commerce, Stratford 6,833 43
Interest due and accrued 474 00
Total assets
$26,966 11
VI. Liabilities.
Amount due directors $ 166 22
Total liabilities $166 22
C 52 ^i=^==^
57 Victoria. Sessional Papers (No. 13). A. 1894
VII. Miscellaneous.
Fifteen assessments per annum were made for purposes of endowment insurance pay-
able on the first of each month.
The Society's books were audited during 1892, in the months of July and October,
and in January, 1893,
Names and post office addresses of the auditors for 1892, were as follows : M. D.
Dawson, London, Ont.; F. W. Byatt, Stratford, Ont.
The following books of record or account are kept for purposes of insurance certifi-
cates or benefits : cash book, journal, ledger, roll book, lapse book and arrears book.
Certain changes were during 1892 made in the Constitution and Rules in relation
to insurance certificates or benefits, and the same have been set forth in this annual
report.
VIII. Cash Receipts.
Cash balance from 1891 (not extended) $15,264 06
Cash received during 1892, from :
Application fees $ 725 00
Assessments 13,831 00
Fines 58 97
Interest and dividends 741 11
Total receipts $15,356 08
IX. Cash Expenditure.
Cash paid during 1892, for :
(a) Expenses of Management.
Commission $2,532 33
Law costs 34 00
Rent, light, heat and taxes 110 90
Salaries, officers' and auditors' fees 475 20
Printing, stationery and advertising 172 86
Postage, telegrams and express e 96 86
Other management expenses 36 78
Total expenses of management $3,458 93
(b) Miscellaneous Payments.
Endowments or payments in the nature thereof 619 10
Funeral benefits 50 00
Total expenditure $4,128 03
C53
57 Victoria.
Sessional Papers (No. 13).
A. 1894
SONS OF ENGLAND BENEVOLENT SOCIETY.
Annual Statement for Year ending 1st February, 1893.
Head Office, 28 Queen Street W(st, Toronto.
Organized 12th December, 1874; incorporated 19th February, 1875.
[Register No. 99. Renewal Certificate of Registry, No. 100.]
The Executive Officers of the Society at the 1st February, 1893, were as follows :
W. E. Stroud, Grand President = Ottawa.
Thos. Elliott, Grand Vice-President Brantford.
R. Ivens, Past Grand President, Toronto Toronto.
B. Hinchcliffe, Grand Treasurer Toronto.
John W. Carter, Grand Secretary Toronto.
I. Currency of Insurance Certificates.
Amount covered by contracts other than endowments or for sick or funeral
benefits in force 1st February, 1893 $2,237,500 00
IL Movement in Insurance Certificates.
(a) Contracts for Endowments or for Benefits in the nature thereof, — None.
(b) Contracts for Insurance other than Endowments, Sick or Funera' Benefits.
Number.
Amount.
Contracts in force 1st February, 1892
1,858
436
$ c.
1,845,500 00
436,000 00
Contracts taken during 1892
during 1892 . .
Gross number and amount on foot at any time
2.294
44
2,281,500 00
Number.
Amount.
Contracts matured in 1892
" lapsed in 1892 . .
11
30
S 0.
14,000 00
30,000 00
44,000 00
Net contracts on foot 1st February, 1893 . . .
44
44,000 00
2,250
2,237,500 00
C 54
57 Victoria. Sessional Papers (No. 13). A. 1894
III. Funeral Benefits.
Funeral benefits are undertaken by the Grand Lodge.
The membership of subordinate lodges on 1st February, 1893, was 11,074, juvenile
branches 677, total 11,756.
Sixty six members of subordinate lodges died in 1892.
Twenty-six members wives died and sixteen children.
Funeral benefits to deceased members $6,100 00
" members wives 1,575 00
" " children 234 00
Total cash to credit of funeral fund at 1st February, 1893. 9,335 90
IV. Sick Benefits.
The sick benefits are paid by subordinate lodges.
Total amount of sick benefits paid in 1892 . . . , $19,636 72
V. Assets.
Cash value of bonds, debentures or securities $ 170 00
Actual cash on hand 334 21
Cash on deposit in Imperial Bank, Toronto ..... 16,434 74
All other assets 2,189 21
Total assets of Grand Lodge $19,128 16
Subordinate lodges 54,864 69
Juvenile branches 1,265 85
Total assets of Society $75,258 70
VI. Liabilities.
Total amount of liabilities $902 20
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against Society during
1892 None.
Assesements for purposes of life insurance certificates are made at death.
Fourteen assessments were made during 1892, and were payable within thirty days
of call.
The books and accounts were duly audited on the 14th March, 1893.
Books of account kept by Society : beneficiary and cash book.
Names and post office addresses of auditors : Harry Symonds, Toronto, and
W. Barker, 16 Adelaide Street, Toronto.
Coo
57 Victoria. Sessional Papers (No. 13). ' A. 1894
VIII. Cash Receipts.
Cash balances from 1892 (not extended) $11,171 94
Application fees S
Initiation fees
Assessments
Per capita tax and levies '
Fines ,
Charter fees
Supplies sold
Interest and dividends
Premiums for guarantee of lodge officers
936
25
838
25
26,.501
10
3,681
30
46
50
110
00
2,705
74
355
86
262
05
Total receipts $35,437 05
IX. Cash Expenditure.
Cash paid during 1892, for :
(a) Expenses of Management.
Law costs 8 83 00
Supplies bought 2,019 57
Travelling expenses 750 11
Rent, light, heat and taxes 100 00
Salaries, officers' and auditors' fees 2,035 50
Printing, stationery and advertising 824 42
Postage, telegrams and express 513 21
Premium for guarantee of lodge officers 174 29
Grand Lodge meeting 293 70
Total expenses of management $6,794 57
(b) Miscellaneous Expenditure.
Life insurance claims . . . . , , $14,750 00
Funeral benefits 7,909 50
Expenditure other than foregoing , 385 97
Total expenditure $29,840 04
C56
57 Victoria.
Sessional Papers (No. 13).
A. 1894
ORAND TEMPLE OF THE INDEPENDENT ORDER OF GOOD TEMPLARS
OF CANADA.
. Annual Statement for the Year ending 31st December, 1892.
Head OfficBy 93 Bay Street, Toronto, Ont.
Organized 21st November, 185 J:, and incorporated in Canada 30th June, 1864.
[Register No. 97. Renewal Certificate of Registry, No. 98.J
The Executive Officers of the Society for year ending 31st December, 1892, were as
follows :
F. S. Spence, Grand Chief Templar Toronto, Ont.
F. S. Morison, Grand Counsellor Hamilton, Ont.
Rachel M. Starr, Grand Vice-Templar Ottawa, Ont.
Mrs. W. L. Scott, Grand Superintendent Toronto, Ont.
Thomas Lawless, Grand Secretary Toronto, Ont.
Frank Metcalf, Grand Treasurer Blyth, Ont.
John L. Robertson, Past Grand Chief Templar Toronto, Ont.
L Currency of Insurance Certificates.
Maturing
subsequently to
1897 Total.
Amount covered by Endowment Contracts 31st December, 1892. $1,500 00 $1,500 00
Amount covered by contracts other than for Endowments or for
Sick or Funeral Benefits in force 31st December, 1892 11,500 00
Total at 31st December, 1893 $13,000 00
IL Movement in Insurance Certificates.
(a) Contracts for Endowments or ^or Benefits in the nature thereof.
Number.
Amount.
■Contracts in force Slst December, 1891
" taken during 1892, new or renewed
2
$ c.
1,500 00
Oross number and amount of contracts on foot at any time during 1892
Deductions. — None.
2
1,500 00 .
2
1,600 00
C 57
57 Victoria.
Sessional Papers (No. 13).
A. 1894
(b) Contracts for Insurance other than Endowmeyits, Sick or Funeral Benefits.
Number.
«
13
8 c.
• 15,500 00
at any time during 1892
Gross number and amount of contracts on foot
13
2
15,500 00
Number.
Amount.
Contracts lapsed in 1892
2
8 c.
4,000 00
Total deductions carried out
2
4,0C0 00
4,000 00
Net contracts on foot 31st December, 1892 . . .
11
11,500 00
1
III. AND IV. Sick and Funeral Benefits.
Sick and Funeral Benefits are undertaken by Auxiliary Body known as *' Good
Templar Benefit Association."
No sickness was experienced during the year.
Total amount of cash standing to the credit of Sick and Funeral Benefit Fund at
31st December, 1892, $39.82.
V. Assets.
Actual cash on hand as per Au-dit Statement at 31st December, 1892 $47 64
Total assets .... S47 64
VI. Liabilities.
Assessments paid in advance $8 83-
Total liabilities $8 8a
VII. Miscellaneous.
Assessments are made monthly, and are payable on the first day of every month.
The Society's books were duly audited during 1892, in July and in February, 1893v
C 58
57 Victoria. Sessional Papers (No. 13). A. 1894
Name and post office address of the auditor for 1892, was: Edward Lloyd,
Toronto, Ont.
The following books of record and account are kept for purposes of insurance certifi-
cates or benefits : ledger, cash book, membership register, policy register and medical
register.
Certain changes were, during 1892, made in the Constitution and Rules of the
Society in relation to insurance certificates or benefits, and the same have been set forth
in the annual statement.
VIII. Cash Receipts.
Cash balance from 1891 (not extended) $6 67
Cash received during 1892, from :
Dues $ 5 00
Assessments 227 68
Interest 1 92
Total receipts $234 60
IX. Cash Expenditure.
Application fee (received in 1891) refunded $ 1 00
Re-insurance of endowment and insurance contracts 192 63
Total expenditure $193 63
0 59
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CANADIAN ORDER OF ODDFELLOWS.
Annual Statement for the Year ending 31st December, 1892.
Head Office, 15 Kmg Street West, Toronto, Ont.
Organized in 1852, and incorporated in Ontario 11th September, 1882.
[Register No. 65. Renewal Certificate of Registry, No. 66.]
The Executive Officers for the year ending 31st December, 1892. were as follows :
H. A. Collins, Grand Master 39 Melinda Street, Toronto, Ont.
Henry Richards, Past Grand Master 504 Yonge Street, Toronto, Ont.
Albert S. Warren, Deputy-Grand Master .... Inn'ood, Ont.
Robert Fleming, Grand Secretary 15 King Street West, Toronto, Ont.
George Boxall, Grand Treasurer 252 J- Yonge Street, Toronto, Ont.
I Currency of Insurance Certificates.
Maturing
subsequently to
1897. Total.
Amount covered by Endowment Contracts in force 31st
December, 1892 $206,200 00 8206,200 00
Amount covered by contracts other than for Endowments,
or for Sick or Funeral Benefits in force 31st December,
1892 , 468,300 00
Total 31st December, 1892 $674,500 00
II. Movement in Insurance Certificates.
(a) Contracts for Endowments or for Benefits in the nature thereof.
Number.
Amount.
■•
Contracts in force Slst December, 1891
6.59
151
S c.
186,200 00
Add contracts taken in 1892, new or renewed
Gross number and amount of contracts on foot
62,400 00
at any time during 1892
810
129
248,600 00
Deductions :
Contracts lapsed in 1892
Number.
125
4
Amount.
$ c.
41,400 00
1,000 00
" surrendered in 1892
Total deductions extended
129
er, 1892
42,400 00
42,400 00
Net endowment contracts on foot Slst Decemt
681
206,200 00
C 60
57 Victoria.
Sessional Papers (No. 13).
A 1894
(b) Contracts for Insurance other than Endoioments, Sick Benefits or Funeral Benefits.
Number.
Amount.
Contracts in force 31st December, 1891
670
327
S c.
287,800 00
264,600 00
Add contracts taken in 1892, new or renewed
Gross number and amount of contracts on fool
at any time during 1892
997
149
552,400 00
Number.
Amount.
Contracts lapsed in 1892
" surrendered in 1892
Total deductions extended
145
4
149
S c.
82,600 00
1,500 00
84,100 00
84,100 00
Net contracts on foot Slst December, 1892. . . .
848
468,300 00
1
III. Funeral Benefits.
Funeral benefits are undertaken by the Grand Body. Total membership of
subordinate bodies at 31st December, 1892, 4,319, made up as follows : Ontario, 3,214;
British Columbia, 1,033 ; Washington Territory, U. S., 72.
Twenty members died during 1892 ; and the amount of funeral benefits paid was
Twelve members' wives died in 1892 ; and the amount of funeral benefits paid was
Total cash standing to the credit of Funeral Benefit Fund at 31st December, 1892,
was S55.40.
IV. Sick Benefits.
Sick benefits are undertaken Vjy subordinate bodies entirely.
The total amount of benefits paid in 1892 in respect to sick members was $3,579.71.
The total amount paid for medical fees was $2,425.62,
C 61
$3,500 00
1,216
67
3,013
70
1,266
40
50
83
810
21
57 Victoria. Sessional Papers (No. 13). A. 1894
V. Assets.
Cash value of real estate
" bank shares
Oash on deposit to Society's credit, not drawn against as follows :
In Imperial Bank, Queen and Yonge Streets, Toronto
In Western Canada Loan and Savings Society
Interest due and accrued
Balance due from subordinate courts
Total assets $9,857 81
VI. Liabilities. — iVo information.
VII. Miscellaneous,
Actions or proceedin<^g instituted or prosecuted by or against the Society during
1892 : One, Stock v. C. O. O. F., H. 0. J., Chancery Division, to recover clai m under
policy No. 542 for $500 ; Society's defence, false declaration as to age on application for
membership; compromised for $276.90.
Assessments are made for purposes of life insurance monthly, and are payable on the
first of each month. Twelve such assessments were made in 1892.
The Society's books were duly audited during 1892 in May, August and October.
Books of record or account kept by the Society : Register, record ledger, cash book,
journal and ledger.
Names and post office addressee of the auditors for 1892 were as follows : G. E. R.
Wilson, Colborne, Ont,; W. L. Young, Markdale, Ont.; M. B. Thomas, Dundas, Ont.
Certain changes were, during 1892, made in the Conscitution and Rules in respect
to insurance certificates or benefits, and the same have been set forth in the annual
statement.
VIII. Cash Receipts.
Cash balances from 1891 (not extended) :
Grand Treasurer , $684 94
Trustees 88 87
Total $773 81
C 62
57 V^ictoria. Sessional Papers (No. 13). A. 1894
Cash received during 1892, from :
Assessments $5,258 68
Per capita tax and levies 5,045 87
Supplies sold 447 05
Interest and dividends 608 94
Mortgage paid 1,100 00
Cash paid during 1892, for
IX. Cash Expenditube.
(a) Expenses of Management.
Total receipts $12,460 54
$697
25
296
20
28
50
646
91
1.359
42
93;^
67
181
44
93
46
4
50
9
49
3
00
10
00
24
00
Commission
Law costs
Investigation of claims
Supplies bought ,
Travelling expenses
Salaries, officers' and auditors' fees
Printings stationery and advertising
Postage, telegrams and express
Insurance on stock and furniture }
Discount on cheques, etc
Fee for application for registry
Registration fee ■
Expenses of Grand Trustees
Total expenses of management , $4,186 84
(b) MiscellaneouslPayments.
Life insurance claims
Funeral benefits
Benefits to widows and orphans ....,-
Remittance to Manchester Board for English members
Sick pay to English members
Assurance premium returned
Total expenditure
C 63
2,276
90
1,040
00
1,280
62
110
80
52
16
6
93
$8,954
25
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CANADIAN RELIEF SOCIETY.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, 98 Victoria Street, Toronto, Ont.
Organized, 16th February, 1886, and incorporated, in Ontario 26th November, 1886.
[Register No. 71. Renewal Certificate of Registry, No. 72.]
The Executive Officers of the Society at the 31st December, 1892, were as follows :
John R. Miller, President Toronto, Ont.
James Watt, Treasurer Toronto, Ont.
Wm. J. Roe, M.D., Medical Director Georgetown, Ont.
Thomas Sargent, Members' Representative of Financial
Committee Toronto, Ont.
Henry M. Wilkinson, Secretary, 44 Maitland St Toronto. Ont.
I. Currency of Insurance Certificates.
Amount covered by contracts other than for Endowments or for Sick or Funeial
Benefits, in force 3l8t December, 1892, $1,741,838.50.
II. Movement in Insurance Certificates.
(a) Contracts for Endowment or for benefits in the nature thereof. — None.
(b) Contracts for Insurance other than Endowments, Sick or Funeral Benefits.
Number.
Amount.
Contracts in force 31st December, 1891
Add contracts taken during 1892, new or rent
1,758
263
S c.
1,764,838 50
239,350 00
b at any time during 1892
Gross number and amount of contracts on foo
2,021
243
2,004,188 50
Number.
Amount.
Deductions :
Contracts matured in 1892
" lapsed in 1892
" cancelled in 1892
14
227
2
$ c.
16,320 00
234,762 00
2,034 00
Add to above deductions 4he amount by
which various certificates still in force
were reduced during 1892
9,284 00
Total deductions carried out
243
262,400 00
262,400 00
Net contracts on foot at 31st December, 1892.
1,778
1,741,688 50
C 64
67 Victoria. Sessional Papers (No. 13). A. 1894
III. Funeral Benefits.
Funeral Benefits are undertaken by the Society. Total memliership of which is
1,658.
Fifteen members died during 1892, and funeral benefits to the amount of $C50, were
paid.
Six members' wives died during 1892, atd funeral benefits to the amount of $550,
were paid.
IV. Sick Benefits.
Sick Benefits are undertaken by the Society. Number of members who received
benefits during 1892, 201. Amount of benefits paid in 1892, in respect of sick members,
$8,687.50. Number of weeks' sickness experienced in 1892, 1,482.
V. Assets.
Cash on deposit to Society's credit, not drawn against in the following Chartered Banks :
Dominion Bank, Toronto, Ont $678 94
Imperial Bank *' 215 51
Government Savings Bank .... 342 98
Dues and assessments due and unpaid on certificates in force. $ 200 00
" " called but not yet payable 3,290 00
$3,490 00
Less cost of collection 174 60
3,315 50
Office furniture, stationery, etc 150 00
Total assets $4,702 93
VI. Liabilities.
Amount of claims supposed or reported $2,990 00
" various sick claims 568 00
Total liabilities $3,558 00
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society during
1892 :
In Kirtland v. Canadian A.O.U.W. Relief Society, High Court of Justice, Q.B.D.
to recover benefit of $1,000, Society's defence : death caused by excessive drinking.
Settled out of Court for $600.
In Canadian A.O.U.W. Relief Society v. Barber, Division Court, County of Wel-
lington, fraudulent claim. Judgment for Society with interest and costs.
Assessments are made monthly and are payable before the first of the following
month. Twelve such assessments were made in 1892. The Society's books were duly
audited during 1892. Names and Post Office addresses of the auditors for 1892, were
as follows : Thomas Bell, 20 Earl St., Toronto, Ont. ; Wm. Hutcheson, 135 William St.,
Toronto, Ont.
5 (IN.) C 65
57 Victoria. Sessional Papers (No. 13), A. 1894
The following books of record or account are kept by the Society : certificate registry,
sick notice book, benefit ledger, movement in beneficiary certificates, register, beneficiary
payments.
Certain changes were during 1892, made ia the organization and management of the
Society in relation to insurance certificates or benefits and the same have been set forth
in the annual statement.
Certai)! changes were also made during 1892 in the Constitution and Eules of the
Society in relation to insurance certificates or benefits, and the same have been set forth
in the annual statement.
YIII. Cash Receipts.
Cash balances from 1891, (not extended) 34,512 03
Cash received during 1892, from : —
Assessments 824,967 00
Per capita tax and levies 1,516 00
Interest 30 90
Total receipts $26,513 90
IX. Cash Expexdituee.
Cash paid during 1892, for : —
(a) Expenses of Management :
Commission 8 1,487 43
Law costs 235 00
Investigation of claims 171 86
Supplies bought 229 00
Travelling expenses , 87 70
Salaries, officers' and auditors' fees 1,267 35
Printing, stationery and advertising 398 20
Postage, telegrams and express 126 62
Premiums for guarantee of lodge officers 15 00
Registration fees 27 00
Per diem, directors and finance committee 148 00
Fraternal association fee 25 00
Total expenses of management $4,218 16
(b) Miscellaneous Payments :
Life insurance claims 816,320 00
Funeral benefits 550 00
Benefit to widows and orphans 100 00
Sick Benefits , 8,687 50
Total expenditure 829,875 66
C GQ
57 Victoria. Sessional Papers (No. 13). A. 1894
TORONTO DISTKIOT INDEPENDENT ORDER OF ODDFELLOWS.
(Manchester Unity.)
Annual Statement for the Year Ending 31st December, 1892.
Head Office, J 37 Major Street, Toronto.
Organized 16th December, 1887.
[Register No. 76. Renewal Certificate of Registry, No. 77,]
The Executive Officers of the Society at the 31st December, 1892, were as follows :
John Willmott, Provincial Grand Master Toronto.
William Irving, " Deputy Grand Master "
Owen Mead, " Corresponding Secretary , "
Charles Fry, " Past Grand Master , "
Edward J. Walsh, District Treasurer «'
I. Currency of Insurance Certificates — None.
II. Movement op Insurance Certificates — None.
III. Funeral Benefits.
/^i^^Funeral benefi^ts are undertaken by the district ; membership of which at 31st of
December, 1892, was 443.
Two members died in 1892.
f^^i'^'-The amount of funeral benefits paid in 1892 was -SI 60.
Two members wives died in 1892.
Amount of funeral benefits paid in 1892 in respect of deceased wives was $80.
Total cash to credit of funeral fund at Slst of December, 1892, $1,949.11 ; Juvenile
Branch, $41.32 ; widow and orphan fund, $121.17.
IV. Sick Benefits.
Sick benefits are undertaken by the subordinate lodges.
Number of members who received sick benefits in 1892 — 53.
Total amount of benefits paid in 1892 in respect of sick members, $785.82.
Number of weeks' sickness experienced in 1892 — 196^.
Total amount of cash standing to the ciedit of sick benefit fund at 31st of December,
1892— $1,094.05.
C 67
57 Victoria.
Sessional Papers (No. 13).
A. 1894
V. Assets.
Cash value of mortgages S 950 00
Cash on deposit to Society's credit, not drawn against,in the following chartered
banks : —
Bank of Commerce, Toronto 750 00
" (special) 42174
Funeral benefit (advanced to lodge 2550, England) 69 39
All other assets 250 00
Total assets $ 2,441 13
VI. Liabilities — None.
VIII. Cash Receipts.
District.
Initiation fees
Dues
Per capita tax and levies
Fines
Supplies sold S 46 00
Rent
Interest and dividends 76 37
All other sources 915 70
Total receipts 81,038 07
IX. Cash Expenditure
(a) Expenses of Management :
District.
Fuel and light
Interest
Supplies bought ' $ 79 92
Travelling expenses 25 00
Rent, light, heat and taxes 20 00
Salaries, including medical attendance ($296.93) 139 12
Printing, stationery and advertising
Postage, telegrams and express 15 36
Premiums for guarantee of lodge officers 5 00
Total expenses of management $ 284 40
(b) Miscellaneous Expenditure :
Funeral benefits $ 240 00
Sick benefits
Money advanced to lodge 2550, England 69 39
Expenditure other than any of foregoing 77 45
Total expenditure S 671 24
C 68
Subordinates.
$ 129
53
2,206
16
56
30
6
00
48
00
27
45
$2,473
44
Subordinates
$ 19
04
18
00
250
00
479
20
18
82
31
61
$ 816 92
$ 785 82
8 1.602 74
57 Victoria.
Sessional Papers (No. 13).
A. 1894
CIVIL SERVICE MUTUAL BENEFIT SOCIETY.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, Government Buildings, Ottawa.
[Register No. 113.
Organized January, 1872.
Renewal Certificate of Registry, No. 114.]
The Execntive Officers of the Society at the 31st December, 1892, were as follows :
Major C. J. Anderson, Chairman Ottawa.
A. G. Kingston, Treasurer "
W. J. Lynch, Secretary "
I. Currency of Insurance Certificates.
Amount covered by contracts other than for endowments, or for sick and funeral
benefits, in force 31st December, 1892, $50,600.
II. Movement in Insurance Certificates.
(a) Contracts Jor Endowment or for Benefits in the natjire thereof. — None.
(b) Contracts for Insurance other than Endowments, Sick Benefits and Ftmeral Benefits
Number.
Contracts in force, 31st December, 1891
Add contracts taken during 1892, new or renewed
uringl892....
264
5
? c.
52,800 00
1,000 00
Gross number and amount of contracts on foot at any time d
269
16
53,800 00
Number.
Amount.
Deductions :
9
7
•S c.
1,800 00
1,400 00
3,200 00
" lapsed in 1892
16
3,200 0
Net contracts on foot at Slst December, 1892
253
50,600 00
C 69
57 Victoria. Sessional Papers (No. 13). A. 1894
III. AND IV. Funeral and Sick Benefits — None.
Y. Assets.
Amount of cash in hands of Treasurer, 31st December, 1892 $ 51 72
Cash on deposit. Dominion Government Savings Bank, Toronto 1,737 67
Dues and assessments called, but not yet payable 12 83
Total assets $1,802 22
VI. Liabilities. — Mo. Information.
VII. Miscellaneous.
No actions or proceedings were instituted or prosecuted by or against the Society
during 1892.
Asse.ssments for purposes of life insurance certificates are made monthly, and are
payable on the last day of each month.
The accounts for the year 1892 were duly audited on the 27th of .Tanuary, 1893.
The books of record or account kept for purposes of insurance certificates or benefits,
are : registers 1 and 2, treasurer's cash book and hank deposit books.
Names and post office addresses of the auditors of accounts for 1892 : S. McLaughlin
and 0. E. D. Chubbick, Railway and Canals Department, Ottawa.
No changes were made in the management or constitution of the Society during
1892. * :i ^
VIII. Cash Receipts.
Ca.«h balances from 1891, (not extended) $1,937 44
Initiation fees % 20 00
Dues 1,641 48
Interest and dividends 49 42
Total receipts $1,710 90
IX. Cash Expenditdre.
Salaries, officers' and auditors' fees $25 GO
Printing, stationery and advertising 26 95
Registration ... 7 00
Total expenses of management $58 00
Miscellaneous Expenditure.
Life insurance claims $1,800 00
Total expenditure $1,858 95
C 70
57 Victoria, Sessional Papers {No. 13) A. 1894
FEDERATED ASSOCIATION OF LETTER CARRIERS.
Annual Statement for the Year Ending 31st December, 1892.
Head Offi^ce, 352 Givens Street, Toronto, Out.
Organized 15th September, 1891.
[Register No. 78. Renewal Certificate of Registry, No. 79.]
The Executive Officers of the Society at the 31st December, 1892, were as follows :
Robert Fair, President Ottawa.
Alex. McMordie, Secretary Toronto.
David 0. Dowrie, Treasurer Hamilton.
I. Currency of Insurance Certificates. — None.
II. Movement in Insurance Certificates.
(a) Gontracts for Endowments, or for Benefits in the nature thereof. — None.
(b) Contracts for Insurance other than Endovnnents, Sick Benefits or Funeral Benefits.
Contracts in force Slet December, 1891 197
Add contracts taken during 1892, new or renewed 100-
Gross number on foot at any time during 1892 297
Contracts matured in 1892 3
Contracts lapsed in 1 89 2 20
Total deductions 23 23
Net contracts on foot 31st December, 1892 274
Assessments are made on the death of each member, and the benefit paid is $1.00
from each member in good standing.
III. AND IV. Funeral and Sick Benefits. — None.
V, Assets.
Cash on Deposit in Canadian Bank of Commerce, Toronto $398 10
VI. Liabilities. — None.
VII. Miscellanaous.
No actions or proceedings were instituted or prosecuted by or against the Society
during 1892.
Assessments are made for purposes of life insurance certificates on date of death
of a member, and are payable within 30 days, one advance assessment being kept on hand.
G 71
57 Victoria. Sessional Papers (No. 13). A. 1894
Four assessments were made during 1892, payable in the months of January, July,
September and October.
The Society's accounts were duly audited during 1892 — date not gi\en.
The books of record or account kept for purposes of insurance certificates or benefits
are : certificate register and account, roll book, day book, ledger. Names and Post Office
addresses of the auditors for 1892 : David C. Dowrie, Eamilton ; C. H. Moss, Ottawa ;
James J. Gushing, London.
VIII. Cash Receipts.
Cash balances from 1891 (not extended) $167 45
Application fees S 99 50
Assessments 762 00
Per capita tax and levies 150 80
Charter fees 2 00
Supplies sold 16 16
Total receipts $1,030 46
IX. Cash Expenditure.
(a) Expenses of Manaqemsnt :
Law costs $52 00
Supplies bought 65 20
Travelling expenses 35 60
Pent, light, heat, and. taxes 5 00
Printing, stationery and advertising 5 70
Postage, telegrams and express 17 76
Total expenses of management $181 26
(b) Miscellaneous Expenditure.
Life insurance claims, other than endowment 633 00
Total expenditure $814 26
C 72
57 Victoria. Sessional Papers (No. 13). A. 1894
YOCJNG MEN'S PROTESTANT BENEVOLENT ASSOCIATION.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, 8Jf. Emerald Street, Hamilton, Ont.
Organized, 30th August, 1881.
[Register No. 114. Renewal Certificates of Registry, No. 115. J
The Exeeutive Officers of the Society at the 31st December, 1892, were as follows :
John W. Morrow, Grand Master Gananoque.
William Derby, " Secretary Hamilton.
James F. Harper, " Treasurer . Hamilton.
Funeral Benefits,
The Funeral benefits are undertaken by the Grand Lodge, the membership of which
at [31st December, 1892, was 550. One member of the Society died in 1892. The
amount of funeral benefits paid in 1892, was SIOO.
Sick Benefits.
Sick benefits are undertaken by the^ subordinate lodges.
Number of members who received sick benefits in 1892, 30.
Amount of benefits paid in 1892, $127.
Number of weeks sickness experienced in 1892, 42.
Total amount of cash standing to credit of fund, $1,050.
Assets.
Cash^in Bank of Hamilton, at Hamilton $ 107 40
" Subordinate lodges 1,130 60
Total assets $1,238 00
Liabilities. — None.
Miscellaneous.
No actions or proceedings were instituted by or against the Society during 1892.
The accounts of the Society were audited 10th August, 1892.
The books of account kept by the Society are : ledgers of Grand Secretary and Treas-
urer. Names and addresses of auditors of accounts for 1892 : John W. Morrow, Dun-
dalk ; D. Coulter, Hamilon ; H. West, Owen Sound ; F. H. Stringer, Port Credit.
C 73
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Cash Eeceipts.
Application fees S86 OO
Initiation fees 86 00
Per capita tax and levies 1 1 3 00
Charter fees 36 00
Supplies sold 14 80
Total receipts S335 80
Cash Expenditure.
(a) Expenses of Management :
Supplies bought $ 92 25
Travelling expenses 48 00
Salaries, officers' and auditors' fees 25 00
Printing, stationery and advertising 7 OO
Postage, telegrams and express 11 00
Total expenses of management $183 25
(b) Miscellaneous Expenditure :
Funeral benefits 100 00
Sick benefits = 127 00
Total expenditure $410 25
C 74
57 Victoria. Sessional Papers (No. 13). A. 1894
THE OFFICERS'. WIDOWS' AND ORPHANS' FUND OF THE BANK OF
BRITISH NORTH AMERICA.
Annual Statement for the year ending 3 1st December, 1892.
Head Office, HO St James Street, Montreal, Que.
Head Otlice in Ontario, corner of Wellington and Yonge Streets, Toronto, Ont.
Chief Agent for Ontario : David Simpson, Accountant, Bank of B. N. A., Toronto, Out.
Organized 14th October, 1891.*
[Register No. 103. Renewal Certificate of R-^gistry, No. 104 ]
The Executive Officers of the Fund at Slst December, 1892, were as follows : —
Richard Roe Grind ley. President Montreal, Que.
Alfred G. Wallis, Yice-President London, England.
Jeffrey Penfold, Tiustee Montreal, Que.
William Grindlay, Trustee Toronto, Ont.
James Elmsley, Trustee Woodstock, Ont.
EdwardBurroughBrownlow, Secretary-Treasurer. . Montreal, Que.
I. Currency of Insurance Certificates. — No information.
II. Movement in Insurance Certificates. — No informition.
III. and IV. Sick and Funeral Benefits. — None.
V. Assets.
Cash on deposit, to credit of Fund, not drawn against, in the following
chartered bank :
Bank of British North America, Montreal, Qae $11,636 01
Total assets $11,636 01
VI. Liabilities. — None.
VII. Miscellaneous.
No assessments are made.
The Fund's accounts were duly audited during 1892 on 12bh October.
Names and post office addresses of auditors for 1892 were as follows: E. Singer,
Bank of B. N. A , Montreal. Que. ; C. F. Djacon, Bauk of B. N. A., Montreal, Que.
*By the Bank Act, 53 Victoria (1890), chapter 31 ( D), section 22, a chartered bank is authorized to
create a guarantee or pension fund for the employees.
C 75
57 Victoria. Sessional Papers (No. 13). A. 1894
YIII. Cash Receipts.
Cash balance from 1891 Cnot extended) $3,295 56
Cash received during 1892 from : —
Interest S 330 27
Subscriptions from married members, and fees from unmarried members 3,790 85
Donation from Bank 4,329 83
Total receipts $8,450 95
IX. Cash Expenditure.
Cash paid during 1892 for : —
(a) Expenses of Management ;
Actuary's fees $85 00
Doctor's fees 12 50
Application for registration in Ontario 5 00
Fee for registration in Ontario 5 00
Legal expenses 3 00
Total expenditure $110 50
C 76
57 Victoria. Sessional Papers (No. 13). A. 1894
HAMILTON POLICE BENEFIT FUND.
Annual Statement for the year ending 31st December, 1892.
Head Office, Haviilton, Ont.
Organized 13th February, 1891. Incorporated 13th February, 1891.
[Register No. 91. Renewal Certificate of Registry, No. 92.]
The Executive Officers of the Society at the 31st December, 1892, were as follows : —
Hugh McKinnon Treasurer.
Alexander Smith Chairman.
John H. Blakeley Secretary,
Bernard McMahon Committeeman.
Donald Campbell "
Alfred Moore
Samuel B. Fuller
Assets.
Cash on deposit to Society's credit in Bank of Hamilton $4,880 44
Liabilities., — None.
Cash Receipts.
Dues from members .
Concert
Donations
Interest
Total receipts
^4 385 58
182
40
68
00
251
46
$4,887
44
Cash Expenditure.
Application and registration fee = $7 00
C 77
57 Victoria. Sessional Papers (No. 13). A. 1894
ANCIENT ORDER OF HIBERNIANS.
Annual Statement for the year ending 31st December, 1892.
Head Office, 18 Markham Place, Toronto.
Organized 24th September, 1888.
rRe<^ister No. 92. Renewal Certificate of Registry.. No. 93.]
The Executive Officers of the Society at the 31st December, 1892, were as follows : —
John Carry, Provincial Delegate Hamilton.
John McGarry, " Secretary Toronto.
Michael Gueiin, " Treasurer Stratford.
Funeral and Sick Benefits.
Funeral and sick benefits are undertaken by the subordinate divisions, the membership
of which, at 31st December, 1892, was 630.
Two members died in 1892.
Amount of funeral benefits paid in 1892, .$110
Two members' wi\es died in 1892.
Amount of funeral benefits paid in respect to deceased wives, .$50.
Number of members who received sick benefits during 1892, 24.
Number of weeks' sickness experienced, 164.
Amount of cash standing to credit of fund 31st December, 1892, $937.82.
Cash Receipts.
Cash on hand 31st December, 1891, not extended $1,283 78
Initiations $ 678 00
Dues and assessments 2,696 72
Interest and entertainments ■• 336 39
Total receipts $3,711 11
Cash Expenditure.
Per capita tax and levies $ 133 14
Hall rent 230 00
Charitable purposes 661 31
Stationery, etc 1,052 62
Total cost of management 2,077 07
Sick benefits 820 00
Funeral benefits (members) 110 00
" members' wives) 50 00
Total expenditure $3,057 07
C 78
.^7 Victoria. Sessional Papers (No. 13). A. 1894
GRAND LODGE KNIGHTS OF PYTHIAS OF ONTARIO.
Annual Statement^for the Year Ending 31st December, 1892.
Head Office of Supreme Lodge, Nashville, Term., U.S.A.
Chief Agent aad Attorney for Ontario, George H. Mitchell, 157 Denison Avenue,
Toronto, Ont.
Organized 19th February, 1864.
[Register No. 94. Renewal Certificate of Registry, No. 95.]
The Executive Officers of the Society for the 31st December, 1892, were as follows :
John B. Davidson, Grand Chancellor St. Thomas, Ont.
R. E. Rispen, Grand Vice-Oh-vncellor Chatham, Ont.
Geo. H. Mitchell, Grand Keeper of Records and Seals . . . Toronto, Ont.
D. J. Peace, Grand Master of Exchequer Hamilton, Ont.
I. Currency of Insurance Certificates.
Life insurance undertaken by the supreme body. — No information given.
III. Funeral Benefits.
Funeral benefits are undertaken by the subordinate bodies, with a total membership
of 1,507 at 31st December, 1892.
Eight members of the Society died during 1892, and funeral benefits amounting to
$371 were paid.
IV. Sick Benefits.
Number of members who received sick benefits in 1892, 125.
Amount of benefits paid during 1892 in respect of sick members, $1,379.52.
Number of weeks' sickness experienced in 1892, 471^.
Amount cash standing to the credit of Sick and Funeral Benefit Fund at 31st
December, 1892, $4,857.57.
v. Assets.
Grand Subordinate
Body. Bodies.
Cash on hand 31st T>ecember, 1892 $47126 • $3,695 05
" in bank " " 4,857 57
Furniture and paraphernalia 9,441 72
Total assets $471 26 $17,994 34
C 79
57 Victoria.
Sessional Papers (No. 13).
A. 1894
on the lOtb
Subordinate
Lodges.
$1,667 50
6,844 65
2,263 60
86 90
1,633 11
$12,495 76
VI. Liabilities. — None.
VII. Miscellaneous.
Assessments for insurance certificates are made monthly and are payable
day of each month.
The books of the Society were audited on 4th June, 1892.
VIII. Cash Receipts.
Grand Subordinate
Lodges. Bodies.
Cash balances from 1891 (not extended) $340 90 .§3,897 04
Cash received during 1892 from :
Grand
Lodge.
Initiation fees
Dues
Per capita tax and levies $2,019 92
Degrees and cards
Supplies sold 269 35
Reinstatements
Proceeds of entertainments, etc
Total receipts $2,289 27
IX. Cash Expenditure.
Cash paid during 1892 for :
(a) Expenses of Management :
Grand
Lodge.
Charter fees $ 90 50
Per capita tax and levies 100 00
Supplies bought 201 70 '
Travelling expenses 168 74
Rent, light, heat and taxes 40 00
Printing, stationery and advertising 34 50
Salaries, directors' and auditors' fees 100 00
Postage, telegrams and express 83 46
Registration 41 05
Paid on account of loss, reception Supreme Lodge, 1886. 1,298 55
Total expenses of management 2,158 50
(b) Miscellaneous Payments :
Funeral benefits
Benefits to widows and orphans
Sick benefits
Medical attendance
Total expenditure $2,158 50
C 80
Subordinate
Bodies.
9,893 65
9,893 65
371
00
337
00
1,380
06
716
04
$12,697
75
57 Victoria. Sessional Papers (No. lo). A 1894
ST. JOSEPH'S AID SOCIETY.
Annual Statement for the Year Ending 31st Decembek, 1892.
Head Office, Formosa, Oatario.
Organized 6th March, 1887.
[Register No. 116. Renewal Certitica^ie of Registry, No. 117.
The Executive Officers of the Society at the 31st December, 1892, were as follows :
J. J. Schumacher, President Formosa.
W. Bitschv, Vice-President Teeswater.
A. Zettel, Secretary Formosa.
John Hunat, Treasurer Formosa.
Funeral and Sick Benefits.
Total membership of Society, 119.
Number of membtrs who received sick benefits in 1892, 19.
Amount of beuetJts paid in 1892 to .sick member.s, §141.68.
Number of weeks' sickness experienced in 1892, -44.
Total amnnnt of cash to credit of fund 31st December, 1892, .$317.62.
Assets.
Actual cash on hand 31st December, 1892 .$317 16
Dues and assessments due and unpaid 6 45
Interest due and accrued 5 16
$328 77
LlABlLlTIKS. l^i\.
Miscellaneous.
The books and accounts of the Socic^ty were duly audited 2.5th February, 1893.
The books of record or account kept by the Society are : Register of members, ca.sh
book and minute book.
The names and addresses of the auditors for 1892 were: J. M. Klein, Formosa; 0.
Weiler, Formosa.
Cash Receipts.
Cadi balances from l8'Jl [not extended) §282 61
Initiation fees .$ 46 00
Dufs 130 00
Fines .3 00
Supplies .soM '. 4 .^lO
Interest and dividends 13 81
.f202 31
0 (IN.) C 81 —
57 Victoria. Sessional Papers (No. 13). A. 1894
Cash Expenditure.
Charter fees, etc
Supplies bought
Rent, light, heat and taxes :
Printing, stationery and advertising
Postage, telegrams and express
Total expenses of management 27 97
Miscellaneous Expenditure.
Sick benefits , 141 68
$25
15
0
30
2
50
0
82
1
20
Total expenditure #169 65
C 82
57 Victoria. Sessional Papers (No. 13). A. 1894
THEATRICAL MECHANICS' ASSOCIATION.
Annual Statement for the Year Ending 30th April, 1893.
Head Office, 152 Dovercourt, Toronto.
Ororanized 2l8t September, 1886 ; incorporated 20th May, 1887.
[Register No. 100. Renewal Certificate of Registry, No. 101]
The Executive Officers of the Society at the 31st December, 1892, were as follows : —
•John Woodburn, President Toronto.
C. G. Richardson, 1st Vice-President Toronto.
C. 0. R ickwood, 2nd Vice-President Toronto.
W. E. Meredith, Recording-Secretary Toronto.
J . Amblei", Treasurer Toronto.
Funeral and Sick Benefits.
Total membership of Society, 75.
Funeral and Sick Benffits are undertaken by the Society.
Total amount of Sick Benefits paid during the year $75.
Amount of c?sh standing to credit of Sick Benefit Fund, .$2,516.93.
Assets.
Actual cash in Treasurer's hands as per Auditor's Report ,$ 10 39
Cash on dejjosit in Home Loan Savings Bank, Toronto 2,506 54
Total assets $2.51 6 93
Liabilities. — None.
Cash Receipts.
Dues a 377 30
Supplies sold 21 00
Interest and dividend 64 07
All other sources 536 00
Total receipts .$998 37
Cash Expenuiture.
(a) Expenses of Afanaijement :
Orand Lodge Assessment 8 5 00
Registration 10 00
Rent, light, heat and taxes 18 00
Salaries, officers' and auditors' fees 1 7 00
Printing, stationery and advertising 46 65
Other management expenses detailed in memo 142 75
Total expen.ses of management .■?:i39 40
(b) Miscellaiifoit^ Expenditurp, :
Sick benefits '"t^ 75 00
Total expenditure $314 40
C 83
57 V^ictoria. Sessional Papers (No. 13). A. 1894
ST. JOSEPH SOCIETY OF THE CITY OF OTTAWA.
AxxuAL Statement for the Year Ending 31st December, 1892.
Head Office, York and DalhousI.e Street-^, Ottawa.
Organized 22nd March, 1863 ; Incorporated 1st June, 1864.
[Registry No. 86. Renewal Certificate of Registry, No. 87.]
The Executive Officers of the Society at the 31st December, 1892, were as f ollo\\ s : —
J. F. H. Laperriere, President Ottawa.
A Dostaler, Secretary Ottawa.
I. Cote, Treasurer Ottawa.
Funeral Benefits.
Funeral Benefits are undertaken by the Society, the membership of which at Sisr.
December, 1892, was 760.
Five members died in 1892.
\mount of benefits paid in respect of deceased members, $1,975.
Five members' wives died in 1892.-
Amount of benefits paid in vespect of d.^ceised wives, §384.60.
Sick Benefits.
Sick benefits are undertaken by the Society.
Sixty-three members received Sick Benefits during 1892.
Amount of Sick Benefits paid 8 1,640.
Number of weeks' sickness experienced during 1892, 546|^.
Assets.
Cash value of real estate, less incumbrances , $ 4,800 00
Actual cash on hand 1 35
Cash on deposit to the Society's credit in the following chartered banks : —
Le Banque Nationale, Ottawa 2,404 69
Government Savings, " 4,283 80
Roman Catholic Episcopal Corporation 5,000 00
Dues and Assessments due and unpaid 1,335 15
Total assets §17,824 99
Liabilities.
Amount of claim admitted by Society . . . . : 6500 00
Miscellaneous.
An assessment of $1 is made at the decease of a member, and 10 cents at the death
of a member's wife.
The accounts were audited balf-yeaily during 1892, 30th April and 31st October.
Names and addresses of auditors : Napoleon Casault, 96 Cathcart street, Ottj.wa ;
Samuel Richard, 309 Cathcart street, Ottawa.
C 84
57 V'ict.iria Sessional ]'a})erti {^<(k V3). A. 18i4
Cash Reckipts.
Initiation fees ^ 73 00
Dues 2,158 00
Assessments 1,938 70
Fines '653 80
Cards 4 80
Rent . . .- 332 20
Interest and dividends 408 61
All other sources 170 75
Total receipts S5,739 86
Cash Expenditure.
(a) Eo:pense>i of Managemerd :
Fuel and light 8 U3 69
Supplies bought 50
Travelling expenses 15 00
Rent, light, heat and taxes 20 54
Salaries, office) s' and auditors' fees 330 00
Printing, Stationery and advertising 62 04
Postage, telegrams and express 20 00
Other management expenses detailed in memo 107 62
Total expenses of uiai ag( nif-nt 699 39
(b) Miscellaneous Expenditure :
Funeral Benefits for members' wives 384 60
Benefits to widows and orphans 1,975 00
Sick Benefits 1,640 00
Total expenditure $4,698 99
C 85
57 \'ictoria. Sessional Papers (No \2). A. 1894
OTTAWA U.NITY PROTESTANT BENEFIT SOCIETY OF OTTAWA.
Head Office, 193 Albert Street, Ottawa, Ont.
Organized 1st June, 1869, and incorporated in Ontario January, 1869.
[Register No. 85. Renewal Certificate of Registry, No. 86.]
The Executive Officers of the Society at the 31st December, 1892, were as follows :
D. Story, President Ottawa.
T. D. McFarlane, Vice-President . •'
John McFarlane, Treasurer , "
H. W, Sherwood, Financial Secretary "
W. J. Eastcott, Recording Secretary "
III. Funeral Benefits.
Funeral Benefits are undertaken by the Society.
No members of the Society died during 1892, and no payments were made in respect
of funeral benefits.
A special levy is made for each benefit paid.
IV. Sick Benefits.
Sick Benefits are undertaken by the Society. Forty-five members received sick
benefits during 1892, amounting to $441. Number of weeks' sickness experienced during
1892, 147. Total amount of cash standing to credit of Sick Benefit Fund at 31st
December, 1892, 81,577.48.
V. Assets.
Actual cash on hand as per Auditor's Statement $ 58 25
Cash on deposit to Society's credit, not drawn against, in the following char-
tered bank :
Post Ofiice Savings Bank, Ottawa, Ont 1,407 33
Quebec Bank, " Ill 90
Ottawa " " 318 80
Total assets $1,896 28
VI. Liabilities. — No Information.
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society during
1892. No Information.
The Society's books were duly audited in June, 1892.
Names and post office addresses of the auditors for 1892 were as follows . W. R.
Truman, Bank street, Ottawa, Ont. ; Jno. R. Greenfield, Cooper street, Ottawa, Ont. ;
F. Pearen, Ottawa street, Ottawa, Ont.
No changes were, during 1892, made in the Constitution and Rules in relation to
benefits.
C 86
57 Victoria. Sessional Papers (No. lo). A. 1894
YIII. Cash Receipts.
Gash balance from 1891 (not extended) $1,491 49
Cash received during 1892 from :
Application fees S 11 00
Initiation fees 122 25
Dues 797 95
" previous years 37 80
Fines 11 10
Supplies sold 3 85
Rent 3 60
Interest 56 15
Sunday collections 14 00
Concert receipts 29 50
Excursion 210 00
Total receipts gl.297 20
IX. Cash Expenditure.
Cash paid during 1892 for :
(a) Expenses of Management:
Rent, light, heat and taxes
Salaries, officers' and auditors' fees
Printing, stationery and advertising
Registration
I nsurance
Janitor (special meeting)
Return of proposition fees
Total expenses of management 399 96
(b) Miscellaneous Expenditure :
Sick benefits =
Gratuities to distressed members
Donations to Sabbath School
Total expenditure
1 45
84
285
30
53
07
9
00
1
75
4
50
50
441
35
14
00
00
00
$889
96
C 87
57 Victoria. Sessional Papers (No 1^). A. 1894
TORONTO POLICE BENEFIT FUND.
Anxual Statement for the Year Ending 31st December, 1892.
Head Office. Police Headquarters, Toronto.
Organized 1st Jauuary, 1882; incorporated 2nd March, 1882.
Register No. 104. Renewal Certificate Registry, No. 105.]
The Executive Officers of the Society at the 3Lst December, 1892, were as follows :
Jos. Johnston, Chairman Toronto.
Chas. Seymour, Secretary Toronto.
H. J. Grasett, Treasurer Toronto.
Assets.
Mortgages , '...... .$41,400 00
Cash on deposit in Imperial Bank, Toronto 14,186 45
Total assets $55,586 45
Liabilities.
Amount of claims admitted by Society $1,319 66
jMiscellaneous.
No actions or proceedings were instituted or prosecuted by or against the Society
during 1892.
Three per cent, is deducted from salaries monthly. The Society's accounts were
audited 20th February, 1893, The books of record or account kept are : ledger and pen-
sion book.
Names and post office addnsses of auditors for 1892: Thomas F. Houston and
George Duncan, Toronto.
Changes were made in thf; Constitution and Rules as follows : Assessments or per-
centage on salary increased from 3 to 5 per cent. Members under tlie old scale to serve
twenty-five years instead of twenty before being entitled to pension.
Cash Receipts.
Dues 85,952 51
Fines 421 60
Interest and dividends 2,908 34
All other sources : 2,405 01
Total receipts 811,687 46
C 88
57 V'ictoria. vSessional Papsrs (No. 13). A. 1894
Cash Expenditube.
(a) Expenses of Manar/ement :
Charter fees 812 00
Supplies bought 4-50
Printing, stationery and advertising 5 60
Total expenses of management 22 10
(b) Miscellaneous Expenditure :
Endowments or payments in the nature thereof
Life insurance claims other than endowment
Sick benefits
Other expenditure .
Total expenditure
2,545
44
2311
49
740
00
284
04
$5,903 07
C 89
57 Victoria.
Sessional Papers (No. IS).
A. 1894
ROYAL TEMPLARS OF TEMPERANCE.
Head Office, 112 James Street, Hamilton, Ont.
Organized, 14th February, 1884, and incorporated in Ontario, 9th February, 1885.
[Register No. 84. Renewal Certificate of Registry, No. 80.]
The Executive Officers of the Society at 31st December, 1892, were as follows :
A. M. Featherston, Dominion Councillor Montreal, Que.
J. H. Land, Dominion Secretary . ... Hamilton, Ont.
P. H. Stewart, Dominion Auditor Barrie, Ont.
I. OURRENCT OF INSURANCE CSRTIFICATES.
Amount covered by Endowment contracts in force 31st December, 1892. — None.
Amount covered by contracts other than for Endowments, or for Sick or Funeral
Benefits, S6, 458, 500.
II. Movement in Insurance Certificates.
(a) Contracts for Endowments or Benefits in the nature thereof. — None.
(b) Contracts for Insurance other than Endowments, Sick or Funeral Benefits.
Contracts in force 31st December, 1891
Add contracts taken during 1892, new or renewed
Gross number and amount of contracts on foot at any time in 1892
Number.
4,070
796
Amount.
4,866
6,016,500 00
877,500 00
6,894,000 00
324
Number.
27
266
20
11
Amount.
Deductions :
Contracts matured in 1892
S c.
33,000 00
363,000 00
28,500 00
9,500 00
lapsed in 1892
" surrendered in 1892
•' cancelled in 1892
Add to above deductions the amount by
which various certificates still on foot
were reduced during 1892
324
434,000 00
1,500 00
435, .500 00
Total deductions
324
436,500 00
Net contracts on foot 31st December, 1892 . . .
1
4,542
6,458,500 00
III. Funeral Benefits.
Funeral Benefits are undertaken by the Grand Council of Ontario, the total mem-
bership of which is 564.
Seven members of the Grand Council died in 1892, and funeral benefits to the
amount of $350 were paid.
C 90
57 Victoria.
Sessional Papers (No. 13).
A 1894
IV. Sick Benefits.
Sick Benefits are undertaken by the Grand Council of Ontario.
There were paid in 1892, 182 sick benefits, amounting to $2,950.
The number of weeks' sickness experienced in 1892 was 532.
Total cash standing to the credit of Sick and Funeral Benefit Fund at 31st Decem-
ber, 1892, was 197. 2i.
V. Assets.
Actual cash on hand (other than in bank) held by Secretary pend-
ing deposit
Cash on deposit to Society's credit, not drawn against, in the fol-
lowing chartered banks :
Bank of Montreal, Hamilton
Bank British North America, Hamilton
P. 0. Savings Bank, Hamilton ...
Interest due and acrrued
Grand Councils for Supplies
" Tax
Select Council supplies
Stock on hand
Loans
Totals
Supreme
Body.
1,799 06
50,313 06
Grand Body
$ c.
46 07
97 24
1,775 91
595 00
1,583 97
1,647 30
115 02
791 57
625 00
57,449 90
Subordinate
Bidies.
S c.
414 63
100 00
1,919 22,
514 63
Grand total of assets, ^59,883 75.
VI. Liabilities.
Supreme
Body.
Grand Body
Auxiliary
Bodies.
Amount of claims admitted by Society
" accounts for supplies
" publishing department proportion of tax.
" office expenses
" medical fees
" current accounts, office expenses
K. T. of T. loan
" J. H. Land "
Totals
$ c. ? c.
7,000 00 200 00
$ c.
555 67
1,395 90
23 56
77 53
32 28
2,061 40
310 50
11,456 77
200 00
Grand total of Liabilities, $11,650.77.
C 91
57 \ ictoria.
Sessional Papers (No. liJ)
A. 1894
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Societv during
1892 :
An action was taken in the High Court of Justice, Chancery Division, against the
Society, in Shi[»man v. Dominion Council of Canada and Xewfoundlaad, Royal Templars
of Temperance, to recover §1,000 beneSt. Society's defence : non-payment of assess-
ments and member not able to pass medical examination for re -in statement. Action
dismissed with costs.
Assessments are made for purposes of life insurance each month, and are payable
first of each month. Twelve such assessments were made in 1892.
The Society's books were duly audited during 1892 on the first week in each month.
Xames and post office addresses of the auditors for 1892 were as follows : P. H-
Stewart, Barrie. Ont. ; Byron Smith, Hamilton, Ont. ; G. A. Blackstock (special
audit), Hamilton, Ont.
Certain changes were, during 1392, made in the Constitution and R,ules of the
Society in i-elation to insurance certificates or benefits, and are set forth in the annual
statement.
VIII. Ca.sh Receipts.
Cash balances from 1391 (not extended) :
Dominion Council S42,646 57
Grand Council ' 1,895 73
K. T. of T 710 83
845.253 13
Supreme
Body.
Grand Body
Auxiliary
Bodies.
Cash received during 1892 from :
Application fees
Assessments
Ver capita tax and levies .
Charter fees
Supplies sold
Interest
Advertisements paid
und on vault
Collections by lectures . . .
Totals
S c.
646 00
51,297 52
7,002 45
1,121 59i
I
1,020 09 .
i
43 83
25 00, .
61,156 48
8 c.
7,961 74
i
795 00
321 75
1.610 95i
1,773 27
10,689 44 1,773 27
C 92
57 Victoria.
Sessional Papers (No. 13).
A. 1894
IX. Cash Expenditure.
'sr ^^^^M^i::'
(a) Expenses of Manayeincnt :
Per capita tax or levies for management
Commission
Law costs
Supplies biiught
Travelling expenses
Rent, light, heat and taxes
Salaries, officers' and auditors' fees ....
Printing, stationery and advertising
Premiums for guarantee Lodge Officers
Postage, telegram.s and express
Publication department
Medical examiners
Camp at Montreal
Registration fees
€amp expenses, 1892
Prizes
Other expenses of management
Total expenses of management
(bj Miscdlaneous payments :
Per capita tax and levies other than for management
Life insurance claims
Funeral benefits
Sick benefit?
Loan repaid
Fraternal Association
Fees refunded
Loans
Dominion Alliance
St. John sufferers
Rebate to districts
TnUU
533 90j
88(5 40'
I
590 34'.
I
1,187 96,
401 95 1
I
113 64
2,518 01!
656 26
791 61
956 77'
216 53
4,633 32
385 77
200 00
30 00
3,243 11
455 53
12 50
206 86
100 00
I
100 00
3 00 1
10,936 78
I
i
162 72
I
34,525 00'
7,286 68
2,669 53 .
350 00
2,950 00
1,352 48
25 00
34 00!
I
625 00
50 00 ,
I
10 00 ,
I
126 201 ,
.S47,660 98 .?1,3,442 41
« c.
50 00
27 50
77 50
2,100 00
*2,177 50
(■ U:]
57 Victoria. Sessional Papers (No. 13). A. 1894
ST. ANTIOXE DE PADOUE D'OTTAWA.
Annual Statement for the Year Ending 31st December, 1892.
Head Office^ Ottawa.
Incorporated 9th August, 1887, in Ontario.
[Register No. 110. Renewal Certificate of Registry, No lll.j
The Executive Officers of the Society at the 31st December, 1892, were as follows :
Isidore Cote, President Ottawa.
F. Fortier, Recording Secretary Ottawa.
P. A. Huddon, Corresponding Secretary Ottawa.
J. F. Dionne, Treasurer Ottawa.
Funeral Benefits.
Five members died in 1892.
Amount of Funeral Benefits paid in 1892, $1,100.
Twomembeis' wives died in 1892.
Amount of Funeral Benefits paid in respect of deceased wives, 644.-10.
Total cash standing to credit of Funeral Fund 31st December, 1892, $163.75.
Sick Benefits.
Number of members who received Sick Benefits in 1892, 27.
Amount of Sick Benefits paid in 1892, 8645.50.
Number of weeks' sickness experienced, 218.
Cash Receipts.
Entrance fees $ 65 00
Dues 692 25
Funeral assessments 1,215 00
Dues ior wife's benefit 36 50
Supplies sold, etc 54 20
Fines 4 45
Interest on deposits 165 59
Sandri< s . - 3 10
Total receipts §2 236 09
C 94
57 Victoria.
Sessional Papers (No, 13).
A. 1894
Cash Expenditure.
(a) Expenses of Management :
Caretaker of hall gjg qO
Officers' salaries 64 60
Printing 32 QO
Fire and light 12 70
Postage, stationery, notices, etc., 19 27
Sundries 35 82
Total cost of management 182 39
(b) Miscellaneous Expenditure :
Sick benefits 645 50
Funeral benefits, members 1,100 50
" " members' wives 44 40
Total expenditure SI, 972 79
(] 9o
57 Victoria. Sessional Papers (No. 13). A. 1894
LOYAL TRUE BLUE ASSOCIATION.
Annual Statement for the Yeak Ending 31st December, 1892.
Head Office, Simcoe Street, Fort Perry.
Organized 30th November, 1875.
[Register No. 106. Renewal Certificate of Registry, No. 107. |
The Executive Officers of the Society at the 31st Deceaiber, 1892, were as follows
William Fitzgerald, Grand Master, Toronto.
Nicholas Ingram, Grand Secretary Port Peirv.
Robert Bunting, Grand Treasurer Lindsay.
III. Funeral Benefits.
The Funeral Benefits are undertaken by the Graad Lodge, the total membership of
which at 31st December, 1892, was 1,944.
Total number of members who died during 1892, 10.
Amount of Funeral Benefits paid in respect of deceased members, $750.
Cash standing at credit of funeral fund at 31st December, 1892, 6456.13.
IV. Sick Benefits.
The Sick Benefits are under the control of the Subordinate Lodges. In future the
receipts and expenditures of this fund will be reported to Grand Lodge.
V. Assets.
Actual cash in hands of Grand Secretary .$456 13
Dues and assessments called but not yet payable ■';jl78 35
Less cost of collection 2 35
Net value extended .•i?176 00 17G 00
$632 13
VI. Liabilities. — None.
VIII. Cash Receipts.
Cash balance from 1891, (not extended) $337 96
Assesments for funeral benefits $1,016 45
Per capita tax and levies 290 80
Charter fees 93 OO
Supplies sold 11-5 20
All other sources 8 00
Total receipts .$1.523 4-'.
C 96
57 Victoria. Sessional Papers (No. 13). A. 1894
IX. Cash Expenditure.
(a) Management Expenses :
Supplies bought ^ f\0 ^'y
Travelling expenses 1 5 00
Salaries, officers' and auditors' fees / 3j5 qq
Printing, stationery and advertising 106 80
Postage, telegrams and express * 45 97
Total management expenses 533 q2
(b) Miscellaneous Expenditure :
Funeral Benefits y kq qq
Expenditure other than foregoing ' 135 40
Total expenditure ^1413 43
7 (IN.) C 97
57 Victoria. Sessional Papers (No. 13). A. 1894
UNDERTAKERS ASSOCIATION OF ONTARIO.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, Cannington, Ont.
Organized 3rd July, 1884 ; and incorporated in Ontario 1st October, 1887.
[Register No. 80. Renewal Certificate of Registry, No. 81.]
The Executive Officers of the Society at 31st December, 1892, were as follows :
Alexander Millard, President .347 Yonge St., Toronto, Ont.
W. H. Hoyle, Secretary Cannington, Ont.
J. B, Mclntyre, Treasurer St. Catharines, Ont.
II. Movement in Insurance Certificates.
Number. Amount.
Net contracts on foot 31st December, 1892 23 $11,500 00
III. Funeral Benefits.
Funeral Benefits are undertaken by the Society.
Total membership of Society, 474.
Total cash standing to credit of Funeral Benefit Fund at 31st December, 1892,
111.02.
VII. Miscellaneous.
Assessments are made at the death of a certificate holder.
No assessments were made during 1892.
The Society's books were duly audited during 1892 in September.
The names and post-oflice addresses of the auditors for 1892 were as follows : J. H.
Millard, Newmarket, Ont. ; E. Hopkins, Yonge St., Toronto, Ont.
VIII. Cash Receipts.
Cash received during 1892 from : —
Application fees $23 00
Total receipts .• $23 00
IX. Cash Expenditure.
Cash paid during 1892, for : —
(a) Expenses of Management :
Application and registration fre $ 7 00
Supplies bought 50
Printing, stationery and advertising 2 13
Postage, telegrams and express 2 35
Total expenditure $11 98
C 98 ^"^"^^^^^
57 Victoria. Sessional Papers (No. 13). A. 1894
HER MAJESTY'S ARMY AND KAVY VETERANS.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, Occidental Hall, Toronto.
Organized 9th August, 1887 ; incorporated 25th January, 1888.
[Register No. 102. Renewal Certificate of Registry, No. 103.]
The Executive Officers of the Society at the 31st December, 1892, were as follows :
Alexander Muir, President Toronto.
Alfred L. Bower, Secretary -Treasurer Toronto.
Edward Fawcett, Trustee Toronto.
Jesse Butler, " Toronto,
James fisher, " Toronto.
Funeral Benefits.
Funeral benefits are undertaken by the Society, the membership of which is 311.
Two members of the Society died in 1892.
Amount of funeral benefits paid, $80.
Total cash standing to credit of Funeral Fund, $601.20.
Assets.
Cash on deposit in Bank of Commerce at Toronto $601 20
Liabilities. — None.
Cash Receipts.
Initiation fees and dues $397 35
Rent 33 00
$430 35
Cash Expenditure.
Salaries, officers' and auditors' fees $ 44 00
Printing, postage, etc 1 38 79
Total expenses of management ««...». $182 79
C 99
57 Victoria. Sessional Papers (No, 13). A, 1894
GRAND PRIORY OF ONTARIO, KNIGHTS OF ST. JOHN ^.ND MALTA.
Heoxl Office, Toronto, Ont.
Organized 27tb January, 1875.
[Register No. 108. Renewal Certificate of Registry, No. 109,]
The Executive Officers of the Society at the 31st of December, 1892, were as
follows :
Henry Ellis, Grand Prior Toronto, Ont.
A. E. 0. May, Deputy Grand Prior Toronto, Ont.
J. A. Cowan, |
Thomas Bewley, > Grand Trustees Toronto, Ont.
Samuel Findlay, I
Clarkson W. Jones, Grand Chancellor Toronto, Ont.
No annual statement has been made since the 1st day of September, 1892, and the
particulars of the same and of the general affairs of the Order appear in the application
for registration filed prior to the 31st day of December, 1892.
The financial statement of the affairs of the Order as shown on September 1st, 1892,
was as follows :
Sept. 1st, 1892 : Balance and receipts. Endowment Fund. . . . $25,020 96
'* " Disbursements for year 21,379 19
" " Balance in Endowment Fund $3,641 77
" Balance and receipts, General Fund $3,069 28
" " Disbursements , 2,767 72
Balance General Fund 301 56
" « Total balance on hand $3,943 33
No further detailed statement can now be given as to the affairs of the Order in
Ontario, the whole having been included in the report of the Chapter General for
America, prior to September 1st, 1892.
C 100
57 Victoria. Sessional Papers (No. 13). A. 1894
IRISH CATHOLIC BENEVOLENT ASSOCIATION.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, 22 Elm Street, Toronto.
Incorporated 7th April, 1883.
[Register No. 107. Renewal Certificate of Registry, No. 108.]
The Executive Officers of the Society at the 3l3t December, 1892, were as follows :
William Memory, President Toronto.
P. Delacity, First Vice-President Coboiirg.
Thomas Barrett, Second Vice-President Gait.
Patrick Shea, Secretary Toronto.
William Lavin, Treasurer. . Paris.
Funeral and Sick Benefits.
Funeral and sick benefits are undertaken by subordinate branches, the membership
of which at 31st December, 1892, was 311.
Total amount of benefits paid, $768.23.
Cash Receipts.
Cash balances from 1891 (not extended) $443 23
Per capita tax and levies $ 46 05
All other sources 2,048 67
Total receipts $2,094 72
Cash Expenditure.
Registration fees $ 7 00
Stationery, postage and supplies , 9 00
Travelling expenses : 5 00
Sick benefits paid 768 23
Expenses for 1892 1,129 90
Total expenditure $1,919 13
C 101
57 Victoria.
Sessional Papers (No. 13).
A. 1894
ONTARIO WEST GRAND ORANGE LODGE BENEFIT SOCIETY.
Annual Statement for the Year Ending 31st December, 1892.
Heiid Office, Jf.9 King Street, West, Toronto, Ont.
Organized 15th September, 1881, and incorporated in Canada 11th September, 1891.
[Register No. 79. Renewal Certificate of Registry, No. 80.]
The Executive Officers of the Society at the 31st December, 1892, were as follows:
"W. Nicholson, President Hamilton, Ont.
W. W. Fitzgerald, Q.C., Executive London, Ont.
E. F. Clarke, M.P.P., Treasurer Toronto, Ont.
W. M. Lockhart, Executive Everett, Ont.
R. Birmingham, Secretary Toronto, Ont.
I. Currency of Insurance Certificates. — Xo information.
II. Movement in Insurance Certificates.
(a) Contracts for Endowments or for Benefits in the nature thereof. — None.
(b) Contracts for Insurance other than Endowments, Sick or Funeral Benefits.
Contracts in torce 31st December, 1891
Add contracts taken during 1892, new or renewed
Gross number and amount of contracts on foot at any tiine during 1892.
2,198
305
Number.
Deductions :
Contracts matured in 1S92
lapsed in 1892
Total deductions carried out
Net contracts on foot at any time during 1892.
25
219
244
Amount.
2,503
25,000 00
219,000 00
244,000 00
244
2,259
Amount.
S c.
2,198,000 00
305,000 00
2,503,000 00
244,000 00
2,259,000 00
V, 102
57 Victoria. Sessional Papers (No. 13). A. 1894
III. Funeral Benefits.
Funeral benefits are undertaken by the subordinate bodies, with an estimated mem-
bership of 12,000.
IV. Sick Benefits.
Sick benefits are undertaken by the primary Lodges.
V, Assets.
Cash on deposit to Society's credit, not drawn against, in Dominion Bank. . $2,182 79'
Total assets 32,182 79-
VI. Liabilities.
Amount of claims admitted by the Society $5,000 00'
Total liabilities $5,000 00
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society during
1892 :
Earls V. Orange Mutual, in the Court of Common Pleas, to recover amount of policy,
^1,000 ; defence of Society, " Several other Claimants ; " judgment in favour of plaintiff.
Sufficient assessments are made to cover death claims. Thirteen such assessments
were made during 1892, and were payable in February, April, June, August, October and
December, 1892.
The Society's accounts were duly audited on February 16th, 1893.
The following books of record and d,ccount are kept for purposes of insurance certifi-
cates or benefits : Membership register, assessment register and cash book
Names and post office addresses of the auditors for 1893 were as follows . Rev. Wm.
Walsh, Brampton, Ont. ; W. J. Parkhill, Midland, Out.
The following changes were, during 1892, made in the constitution and rulei of the
Society in relation to insurance certificates or benefits : The words " assessment system "
added to all documents ; and the monthly assessment system was adopted to come into
efiect last January, 1893.
VIII. Cash Receipts.
Cash received during 1892 from :
Application fees w 1 )P59 00
Initiation fees ^29 00
Dues -.061 00
Assessments 24,401 37
Total receipts $27,850 37
C 103
57 Victoria.
Sessional Papers (No. 13).
A. 1894
IX. Cash Expenditure.
Cash paid during 1892 for :
(a) Expenses of Managemet :
Commission
Law costs
Supplies bought
Travelling expenses
Rent, light, heat and taxes
Salaries, officers' and auditors' fees
Printing, stationery and advertising
Postage, telegrams and express
Premiums for guarantee of Lodge officers
Total expenses of management
(b) Miscellaneous Payments :
Life insurance claims ,
Other expenditure
Total expenditure
% 1,041
00
5
58
302
10
228
70
240
00
2,418
60
312
05
270
70
12
50
^ 4,831
23
23,000 00
16 05
827,847 28
C 104
57 Victoria. Sessional Papers (No. 18). A. 1894
TORONTO FIREMEN'S BENEFIT FUND.
Statement as on 31st December, 1892.
[Register No. 109. Renewal Certificate of Registry, No. 110.]
Receipts.
Balance on hand 31st December, 1891 $8,515 64
Civic grant, 1892 2,500 00
Contributions from men deducted from pay sheets :
January 0126 53
February 124 08
March 127 25
April 127 23
May 182 68
June 142 61
July 202 11
August 126 94
September 127 56
October 127 96
November 157 22
December 128 48
1,700 65
Donations from :
J. G. Foster $100 00
John Taylor & Co 100 00
Todhunter & Co 25 00
W. Wilson 25 00
H. Cawthra 20 00
D. L. Van Vlack 5 00
D. McCarthy 20 00
Grand & Co 25 00
320 00
Interest on deposits :
People's Loan and Savings Co., to 31st July, 1892 6254 50
Land Security Co., to 3l3t Dec, 1892 232 10
486 60
Total receipts $13,522 89
Disbursements.
J. W. Beatty, account expenses, re fund $ 10 00
W. E. Davis, executor, late H. Q. Mosey 325 00
John Thompson, expenses re fund 10 00
Balance on hand 13,177 89
Total disbursements $13,522 89
C 105
57 Victoria. Sessional Papers (No. 3 3). A. 1894
ANCIENT ORDER OF SHEPHERDS.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, 229 Young Street, Hamilton, Out,
[Register Xo. 73. Renewal Certificate of Registry, No. 74.]
Executive Officers of the Society at the 31st December, 1892, were as follows :
T. Rumsey, S. H. Pastor Hamilton, Ont.
John Young, S. H. Sub-Pastor Hamilton, Ont.
John Springate, S. H. Treasurer Ray Street, Hamilton, Ont.
W. P. Smith, S. H. Scribe 229 Young Street, Hamilton, Ont.
Chas. Phillips, S. H. 1st Attendant Hamilton, Ont.
M. Hendershott, S. H. 2nd Attendant Hamilton, Ont.
Jas. Jackson, S. H. 1st Keeper Hamilton, Ont.
Geo. Springate, S. H. 2nd Keeper Hamilton, Ont.
III. Funeral Benefits.
Funeral benefits are undertaken by the Society ; total membership 380.
Two members of the Society died during 1892, and funeral beuetibs amountiug to
$100 were paid.
Four members' wives died during 1892, and funeral benefits amounting to $100 were
paid.
Total amount of cash standing to the credit of Funeral Benefit Fund at 31st Dec.^
1892, was $167.98.
lY. Sick Benefits.
Sick benefits are undertaken partly by the supreme body and partly by the subordi-
nate branches.
Total amount of benefits paid during 1892 : Supreme body, ^11 ; subordinate bodies,
$1,056.
Number cf weeks' sickness experienced by subordinate bodies in 1892, 473.
Total amount cash standing to credit of Sick Benefit Fund of subordinate bodies at
31st December, 1892, $2,400.91.
7. Assets.
Supreme Body^
Actual cash on hand as per audit statement $ 21 78
Cash on deposit, not drawn against, in Imperial Bank, Toronto . . . 104 00
Total assets $125 78
VI. Liabilities (Supreme Body). — None.
C 106
57 Victoria. Sessional Papers (No. 13). A. 1894
VII. Cash Receipts.
Cash balance from 1891 (not extended) $228.68
Cash received during 1892 from :
. . . Supreme Body.
Initiation fees . .' c; -20 00
Per capita tax and levies , 306 30
Supplies sold 38 60
Interest and dividends , 4 00
Total receipts $368 90
IX. Cash Expexditure.
Cash paid during 1892 for :
(a) Expenses of Management :
Supreme Body.
Rent, heat, light and taxes $ 6 50
Salaries, officers' and auditors' fees 61 74
Printing, stationery and advertising 52 35
Postage, telegrams and express 11 20
Total expenses of management $131 79
(b) Miscellaneous Expenditure :
Funeral benefits 200 00
Sick benefits 11 00
Total expenditure $Wi 79
C 107
57 Victoria. Sessional Papers (No. 13). A. 1894
ST. LAWEENCE FOUNDRY CO. EMPLOYEES' MUTUAL BENEFIT SOCIETY.
Annual Statement for the Year Ending 31st December, 1892.
Read Office, 262 Front St. East, Toronto, Ont.
Organized 2nd July, 1890; and incorporated in Canada, 27th Sept., 1892.
[Register No. 112. Renewal Certificate of Registry, No. 113.]
The Executive Officers of the Society at the 31st December, 1892, were as follows : —
Thomas -J. Sedgewick, President Toronto, Ont.
John Campbell, Vice-President - . Toronto, Ont.
"Wm. M. Hamilton, Treasurer, 35 Berkeley St Toronto Ont.
John S. Ferguson, Secretary, 227| George St Toronto Ont.
III. Funeral Benefits.
Funeral Benefits are undertaken by the Society, with a total membership of 91. No
members of the Society died during 1892.
IV. Sick Benefits
Sick Benefitjj are undertaken by the Society.
Twenty-seven members received sick benefits during 1892, amounting to $462.
!N umber of weeks sickness experienced during 1892, 82.
Total amount of cash standing to the credit of the General Fund from which all
benefits are paid $95.89.
V. Assets.
Amount of cash in Treasurer's hands as per Audit Statement $95 89
To'al assets $95 89
VI. Liabilities.. — None.
VII. Miscellaneous.
Actions or proceedings instituted or prosecuted by or against the Society during
1892. None.
The Society's books were duly audited during 1892, in June and December.
The following books of record or account are kept for purposes of insurance certifi-
cates or benefits : Secretary's Cash Book, Treasurer's Cash Book and Minute Book.
Names and Post Office addresses of the Auditors for 1892, were as follows :
John V, Phipps Toronto, Ont. )
S. Carothers Toronto, Ont. y For June Term.
Thos. Greenaway Toronto, Ont.
C. E. Caron Toronto, Ont.
H. J. Hamilton Toronto, Ont. )^ For December Term.
H. C. Mills Toronto, Ont.
C 108
67 Victoria. Sessional Papers (No. 13). A. 1894
No changes were, during 1892, made in the organization or management of the
Society in relation to insurance certificates or benefits. *
Certain changes were, during 1892, made in the Constitution and Rules of the
Society in relation to benefits and the same have been set forth in the annual state-
ment.
VIII. Cash !Receipts.
Cash balance from 1891 (not extended) $34 74
Cash received during 1892 from assessments $591 68
Total receipts $591 65
IX. Cash Expenditure.
Oash paid during 1892, for ; —
(a) Expenses of Management.
Refreshments, light, heat and taxes $36 00
Registration expenses. Dominion and Provincial Governments 26 50
Printing, advertising and stationery 6 00
Total expenses of management . . , $68 50
(b) Miscellaneous Payments.
Sick Benefits -* 462 00
Total Expenditure $530 50
C 109
57 V^ictoria. Sessional Papers (No. 13). A. 1894
UMBERTO PRIMO ITALIAN BENEVOLENT SOCIETY.
Annual Statement for the year ending 31st December, 1892.
Head Office, Victoria Hall, Queen Street East, Toronto.
Organized 27th February, 1888; incorporated in Ontario, r2th March, 1888.
[Reo'ister No. 93. Renewal Certificate of Registry No. 94.]
The Executive Officers at the 31st December, 1892, were as follows : —
N. Labraico, President Toronto.
Rocco Laraia, Secretary Toronto.
V. Glionna, Treasurer Toronto.
P. Setaro, j
P. P. Pratrapertore, > Executive Committee.
N. Surdo, )
Funeral Benefits.
rfih=;sjThe Society undertakes funeral benefits. The membership at 31st December, 1892,
was_50.
One member died in 1892.
|i]q3. Total amount paid for funeral benefits, $25
No benefit is paid in respect of wives of members.
Sick Benefits.
The Society undertakes sick benefits.
Number of members who received sick benefits in 1892, 12.
Total amount of sick benefits paid in 1892, $215.63.
Number of weeks' sickness experienced in 1892, 54.
Total amount of cash standing to credit of sick and funeral fund at 31st December,
1892, ^700.23.
Assets.
Actual cash on hand, 31st December, 1892 | 14 83
Cash on deposit in Government Savings Bank, Toronto 685 40
$700 23
Liabilities. — None.
C 110
57 Victoria. Sessional Papers (No. 13). A. 1894
HEINTZMAN & GO'S EMPLOYEES BENEFIT SOCIETY,
Annual Statement for Y''ear Ending 31st December, 1892.
Head Office, 117 King Street West, Toronto, Out.
Incorporated 19th December, 1885.
[Register No. 66. Renewal Certificate of Registry, No. 67.]
The Executive Officers of the Society at 31st December, 1892, were as follows
Thomas H. Eagan, President Toronto, Ont.
Daniel Ray, Vice-President Toronto, Ont.
Alfred Linton, Secretary, 32 Gladstone Avenue Toronto.
Wm. Ray, Treasurer, 34 Grange Avenue Toronto.
Arthur Consterdim,'
Wm. Dewar,
RoTen Tvaud, )-Directors Toronto, Ont.
Edwin Spacey,
Albert Hartmann.
III. Funeral Benefits.
Funeral Benefits are undertaken by the Society, with a total membership of 53. No
members died during 1892.
IV. Sick Benefits.
Sick Benefits are undertaken by the Society.
Eight members of the Society received Sick Benefits during 1892, amounting to $85.
Total amount to credit of General Fund, from which all claims are paid, J$ 160.61.
V. Assets.
Cash deposited to Society's credit, not drawn against in Imperial Bank,
Toronto, Ont > «160 61
Total assets $160 61
VI. Liabilities. — None.
VII. Miscellaneous. — No Information.
C HI
57 Victoria. Sessional Papers (No. 13). A. 1894
VII r. Cash Receipts.
Cash balance from 1891 (not extendpd) $117 21
Cash received during 1892 $156 00
Total receipts $156 00
IX. Cash Expenditure.
Cash. paid during 1892 for : —
(a) Expenses of Management :
Salaries, officers' and auditors' fees $15 00
Total expenses of management $15 00
(b) Miscellaneous Payments.
Sick Benefits 97 60
Total expenditure $112 60
4
4
C 112
57 Victoria. Sessional Papers (No. 13). A 1894
EMERALD BENEFICIAL ASSOCIATION.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, 17 Hamburg Avenue, Toronto.
Organized 4th January, 1874 ; incorporated in Ontario 15th September, 1880.
[Kegister No. 96. Renewal Certificate of Registry, No. 97.]
The Executive Officers of the Society at the 31st December, 1892, were as follows : —
David A. Carey, President Toronto.
William Hogan, Vicp-President Peterborough,
William Lane, Secretary-Treasurer Toronto.
Funeral Benefits. — No Information.
Sick Benefits.
Sick Benefits are undertaken by the subordinate branches.
Total amount of benefits paid in 1892 in respect of sick members, ^741.
Total amount of cash standing to credit of Sick Benefit Fund at 31st December,
1892, $300.
Assets.
Cash on hand at 31st December, 1892, grand branch $428 06
" " subordinate branches 562 87
Total assets $990 93
Liabilities. — None.
Cash Receipts.
Grand Branch. Sub-Branches.
Cash balances from 1891 (not extended) —
Grand Branch $188 08
Subordinate Branches 878 73
Initiation fees
Dues
Per capita tax and levies
Charter fees
Supplies sold
78 00
$ 80 00
88 93
1,709 86
67 25
67 25
15 00
17 55
Total receipts $666 73 $1,857 11
Cash Expenditure.
Cash paid during 1892 for : —
Charter fees $ 15 00
Per capita tax and levies 67 25
Supplies bought ^ ^^ ^? ^^ ^^
Truvelling expenses
Rent, li^ht, heat and taxes ^ 300 00
Salaries, officers' and auditors' fees
Piinting, stationery and advertising 71 25 20 00
Postage, telegrams and express
Premiums for guarantee of lodge officers
Total expenses for management $204 40 i?419 80
8 (IX.) C 113
$ 50
00
9
40
140
00
71
25
15
00
18
75
$204
40
57 Victoria, Sessional Papers (No. 13) A. 1894
L'UNION ST. JEAN BAPTISTE, D'OTTAWA.
Annual Statement for the Year Ending SIst October, 1892.
Head Office, Queen Street West, Ottavja.
Organized lOlh Xovember, 1887 ; incorporated 18th September, 1888.
[Re^iiiter No. 111. Renewal Certificate of Registry, No. 112.]
The Executive Officers at the 31st October, 1892, were as follows : —
J. B. Dorion, President Ottawa.
Charles Castonguay, Recording-Secretary. . Ottawa.
J. N. Rattey, Treasurer Ottawa.
Funeral Benefits.
Funeral benefits are undertaken by the Society, the membersbip of which is 160.
The Funeral Fund is made up of a contribution of $1 per member at the decease of a
member, and a contribution of 25 cents per member at the decease of a member's wife.
Two members of the Society died in 1892.
Total amount of funeral benefits paid in respect of deceased members was $262.
Number of members' wives deceased in 1892, one.
Amount of funeral benefits paid in respect of deceased wives, $38.75.
Sick Benefits.
Sick benefits are undertaken by the Society.
Number of members who received sick benefits in 1892, 14.
Amount of sick benefits paid in 1892, 8199.50.
Number of weeks' sickness experienced in 1892, 57.
Assets.
Actual cash on hand for the year ending 31st October, 1892 S 27 60
Cash on deposit in La Banque Nationale, Ottawa 1,146 56
Dues and assessments due and unpaid 231 40
Total assets $1,405 56
Liabilities.
Amount of claims admitted by Society (not yet due) SI 33 50
Miscellaneous.
The Society's accounts were audited on the 10th November, 1892.
Names and post office addresses of the Auditors' for 1892 : P. Latour, 258 (^ueen
Street, Ottawa ; C. Castonguay, 48 Sherwood Street, Ottawa
* Changes were made in the rules so far as relate to members' funeral benefits. The
amount of the benefit was fixed at 8200, payable at each member's decease to his widow,
orphan or heirs.
C 114
57 Victoria. Sessional Papers (No. 13). A. 1894
Cash Reobipts.
Cash balances from 1891 (not extended) $7 75
Cash received during 1892 from —
Initiation tees $ 37 50
Dues 390 25
Assessments 250 75
Fines 28 60
Rent 48 00
Interest and dividends 38 73
All other sources 34 35
Total receipts $828 18
Cash Expenditure.
Cash paid during 1892 for : —
(a) Expenses of Management.
Fuel and light $ 1 66
Rent and taxes 88 00
Salaries, officers' and auditors' fees 12 55
Printing, stationery and advertising 7 25
Postage, telegrams and express 2 04
Other management expenses (detailed in memo.) 50 85
Total expenses of management $162 35
(b) Miscellaneous Expenditure.
Funeral benefits 38 75
Benefits to widows and orphans 262 00
Sick benefits 199 50
Total expenditure §662 60
C 115
57 Victoria. Sessional Papers (No. 13). A. 1894
LA SOCIETJ& ST. PIERRE D'OTTAWA.
Annual Statement for the year ending 31st December, 1892.
Head Office, Ottawa, Ont.
Incorporated in Ontario 22nd May, 1874.
[Register No. 67. Renewal Certificate of Registry, No. 68.]
Receipts.
Cash received for :
Initiation fees $ 17 50
Dues 569 00
Funeral levies (for members) 817 00
" (for members' wives) 39 61
Annual celebration 59 75
Fines '. 34 35
Postage, etc 8 50
Supplies sold = 1 50
Proposition fee 50
Interest and dividends 77 18
Other sources 14 75
Total receipts 81,6-39 63
Expenditure.
Oash ]jaid for :
Sick benefits $547 00
Funeral benefits (membf rs) 893 02
" (members' wives) 26 10
11,466 12
Salaries of officers 52 95
Printing 18 75
Rent of hall 62 00
Books, etc 53 85
Death notices 2 50
Stationery, postage, etc 4 60
Law costs 5 00
Sundries 5 75
Total expenditure 81.671 52
Assets.
Invested funds 82,039 23
In hands of treasurer 2 96
Total assets 82,042 19
Liabilities. — None.
Audited and found correct.
A. Lavocque,
Auditor.
C 116
57 Victoria.
Sessional Papers (No. 13).
A. 1894
L'UNION ST. THOMAS.
Abstract of Receipts and Expenditure fr©m 7Tn November, 1875, to 31st
December, 1892.
Head Office, Ottawa.
Incorporated in Ontario 10th August, 1877.
[Register No. 88. Renewal Certificate of Registry, No. 89.]
The Executive Officers for 1892-3 were as follows :
L. A . Lavigne, President Ottawa.
Theo. V^zina, 1st Vice-President Ottawa.
E. Alarie, 2nd Vice-President Ottawa.
L. A. Trdpanies, Recording Secretary Ottawa.
Napoleon Casault, Treasurer Ottawa.
Receipts.
Cash receiTed for :
Initiation fees
Dues
Funeral levies (for members)
" (members' wives) .
Disability assessment (Ferd. Dupuis)
Annual celebration
Application fees
Supplies
Interest and dividends
Other sources
Total
c8 ja
2,748 50
14,194 75
17,203 00
1,556 60
314 50
171 40
23 50
229 26
1,280 83
360 49
38,082 83
For half year ending 1892.
30th June.
S c.
34 00
842 25
1,853 00
46 .50
4 50
3 00
177 40
13 00
31st De-
cember.
2,973 65
S c.
35 50
762 50
1,037 00
18 10
47 00
3 50
2 40
52 35
45
1,958 80
Total
for 1892.
69 50
1,604 75
2,890 OO
64 60
51 50
6 50
2 40
229 75
13 45
4,932 45
Si
"i a
*■■ a)
s- CO 1-H
C3
S c,
2,818 00
15,799 50
20,093 00
1,621 20
314 50
222 90
30 00
231 66
1,510 58
373 94
43,015 28
C IIT
57 Victoria.
Sessional Papers (No. 18).
A. 1894
Expenditure.
Cash paid for :
Sick benefits
Fvineral benefits (members)
" (members' wives)
Purchase of banner ....
Permanent disability benefit (Ferd. Dupuis).
Postage, etc
Salaries of officers
Printing
Annual celebration
Rent
Death notices
Law costs .
Total
Od
•^a
For half year ending 1892.
30th June.
$ c.
8,344 57
17,896 39
1,445 20
272 72
400 00
1,080 00
609 13
265 55
534 00
504 70
32,190 78
$ c.
719 35
1,715 00
50 90
12 00
85 50
15 20
31 00
5 00
6 00
31st De-
cember.
696 00
1,105 00
6 85
85 50
16 30
29 00
31 00
1 00
2,650 95
1,970 65
Total
for 1892.
« c.
1,415 35
2,820 00
50 90
18 85
171 00
31 50
29 00
62 00
6 00
6 00
4,621 60
to S
$ e.
9,759 92
20,716 39
1,496 10
272 72
400 00
18 85
1,251 00
640 63
284 55
696 00
0 00
510 70
36,812 58
Audited and found correct.
O. DiONNE, \ . ,.
J. H. Charlebois. J
C 118
57 Victoria.
Sessional Papers {No. 13).
A. 1894
CANADIAN MASONIC MUTUAL BENEFIT ASSOCIATION.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, Richmond Street^ London, Ont.
Organized 27th December, 1870, and incorporated in Canada 2nd March, 1872.
Register No. 74. Renewal Certificate of Registry, No. 75.]
Executive Officers of the Society at 31st December, 1892, were as follows :
Robert Lewis, President London, Ont.
Melville D. Dawson, Vice President London, Ont,
John S. Dewar, Director London, Ont.
Thomas Williams,
A. B. Munson,
John D. Sharman,
David W. Vary.
W. Skinnor,
London, Ont.
London, Ont.
London, Ont.
Strathroy, Ont.
London, Ont.
I. OuRRENcr OP Insurance Certificates.
Amount covered by endowment contracts in force 31st December, 1892. — No endowments
undertaken.
Amount covered by contracts other than for endowment-*, sick or funeral
benefits, at 31st December, 1892 $1,964,620 00
II. Movement in Insurance Certificates.
{a) No endowments taken,
(b) Contracts for Insurance other than Endowments, Sick or Funeral Benefits.
Number .
Amount.
1,337
215
$ c.
1,773,500 00
Add contracts taken during 1892, new or renev
Gross number and amount of contracts on foot
277,000 00
at any time during 1892
1,552
128
2,050,500 00
Number.
Amount.
Deductions :
29
99
S c.
36,500 00
49,380 00
Total deductions carried out
128
85,880 00
85,880 00
Net contracts on foot at 31st December, 1892.
1,424
1,964,620 00
C 119
57 Victoria. Sessional Papers (No. 13). A. 1894
III. AND IV. Sick and Funeral Benefits. — None taken.
V. Assets.
Cash value of bonds, debentures and other securities $66,614 50
Actual cash on hand as per audit statement; 84 66
Cash deposited to Society's credit, not drawn against, in Canada Savings
and Loan Co 8,871 02
Dues and assessments due and unpaid on certificates in force. . $ 912 00
Dues and assessments called, but not yet payable 2,350 00
. 3,262 00
Interest due and accrued 1,545 06
Office furniture 340 00
Printed blanks on hand 75 00
Death claims account 1,075 08
All other assets 19 56
Total assets 881,886 88
VI. Liabilities.
Amount of claims admitted by Society $6,900 00
All other liabilities 37 30
Total liabilities 86.937 50
VII. Miscellaneous.
Assessments are made for purposes of life insurance in Class A monthly ; in Class
B, bi monthly. Twelve assessments were, during 1892, made in Class A, and six in Class
B. Assessments are payable thirty days from date of assessment.
The Society's books were audited monthly in 1892.
Names and post office addresses of the auditors for 1892 were as follows : John
Overill, London, Ont. ; D. C. Hannah, London, Ont.
The following books of record or account are kept for purposes of insurance certifi-
cates or benefits : Two assessment ledgers, two members' ledgers, general ledger, registra-
tion book A, registration book B, death claims account book, minute book and cash book.
Certain changes were, during 1892, made in the constitution and rules of the Society
in relation to insurance certificates or benefits, and the same have been set forth in the
annual statement.
VIII. Cash Receipts.
Cash balances from 1891 (not extended) $1,836 00
Cash received during 1892 from :
Application fees $1,555 00
Assessments :
Class A '. $31,635 19
Class B 6,703 00
38,338 19
Interest and dividends 4,610 99
Stock London Street Railway sold 15,300 00
Church mortgage sold 3,000 00
Fees, new certificate 5 00
Furniture sold 10 00
Total receipts $62,819 18
C 120
57 Victoria. Sessional Papers (No. 13). A. 1894
TX. Expenditure.
Cash paid during 1892, for :
(a) Expenses of Management :
Commission $1,438 00
Law costs 1 00 28
Travelling expenses. . . 710 00
Rent, heat, light and taxes 1 90 60
Salaries, officers' and auditors' fees 2,610 75
Printing, stationery and advertising 166 35
Postage, telegrams and express 307 62
Premiums for guarantee of lodge officers 50 00
Other expenses of management 147 74
Total expenses of management $5,721 34
(b) Miscellaneous Expenditure :
Life insurance claims $36,500 00
Purchase of Masonic Temple stock 13,478 16
Total expenditure $55,699 50
C 121
57 Victoria. Sessional Papers (No. 13). A. 1894
ROMAN CATHOLrO UNION OF THE KNIOHTS OF ST. JOHN.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, 53 Burton St., Cleveland, 0., U.S.A.
Organized 10th May, 1886 ; and incorporated in State of New York, 10th May, 1886.
[Register No. 105. Renewal Certificate of Registry, No. 106.]
The Executive Officers of the Society at 31st December, 1892, were as follows: — <
John Wilhelm, Supreme President .Cleveland, O.
Timothy Nolan, " Secretary Cleveland, 0.
Rev. P. H. Rowan, " Treasurer Evans ville, Ind.
Anthony Heupert, " Trustee Bufialo, N.Y.
John F. Tobin, " Trustee . Moundsville, W. Va.
VIT. Miscellaneous.
No actions or proceedings are pending against the Society.
Assessments are made for purposes of life insurance or benefits upon each death ;
and are payable thirty days after issue.
Nineteen assessments were made during 1892.
The Society's books were duly audited in June, 1892.
Names and post office addresses of the auditors for 1892, were as follows -.—James
Dempsey, Alleghany, Pa. ; John Herbig, Newport, Ky, ; J. S. Stiuer, Munro, Mich.
No changes were, during 1892, made in the Constitution or Rules in respect to insur-
ance certificates or benefits.
VIII. Cash Receipts.
Cash received during 1892 from : —
Application fees $ 50 35
Assessments 8,605 86
Per capita tax and levies 1,691 00
Charter fees 188 00
Supplies sold 312 75
Total receipts .$10,847 94
IX. Cash Expenditure.
Cash paid during 1892 for : —
(a) Expenses of Management :
Travelling expenses $ 200 00
Salaries, officers' and auditors' fees 700 00
Printing, stationery and advertising 747 94
Postage, telegrams and express 200 00
Total expenses of management $1,847 94
• (b) Miscellaneous Expenditure.
Benefits to widows and orphans 9,000 00
Total expenditure $10,847 94
C 122
57 Victoria. Sessional Papers (No. 13). A. 1894
MUTUAL MASONIC COMPACT.
Annual Statement for the Year Ending 31st December, 1892.
Head Office, St. Catharines, Ont.
Organized 15th September, 1877 ; incorporated in Ontario 3rd December, 1892.
[Register No. 89. Renewal Certificate of Registry, No. 90.]
The Executive Officers of the Society at the 31st December, 1892, were as follows : —
Edwin Goodwin, President St. Catharines.
William E. Clarke, Vice President Grimsby.
Levi Yale, Secretary-Treasurer St. Catharines.
Assets.
Cash on deposit in Security Loan and Savings Co., St. Catharines $761 63
Liabilities. — None.
Miscellaneous.
Assessments for the purpose of life insurance certificates are made when found
necessary.
Two assessments were made during 1892, 25 h June and 10th November.
The accounts of the Society were audited on 10th February.
Books of record or account kept for purposes of insurance certificates are : cash book
and journal, ledger, mpmbership roll and list of beneficiaries.
Names and post office addresses of Auditors' for 1892 : A. Mittleberger, St. Catharines,
and I. E. Beeton, St. Catharines.
Cash Receipts.
Cash received during 1892 from : —
Application fees $ 7 50
Dues 150 00
Assessments 310 00
Interest and dividends 29 60
Total receipts • 8497 00
Cash Expenditure.
Cash paid during 1892 for : —
(a) Expenses of Management :
Charter fees ? ^ 00
Commission 45 85
Law costs 11 00
Printing, stationery and advertising 13 55
Postage, telegrams and express 3 30
Total expenses of management *79 70
(b) Miscellaneous Expenditure.
Life insurance claims 500 00
Total expenditure ^579 70
C 123
57 Victoria. Sessional Papers (No. 13). A. 1894
COMMERCIAL TRAVELLERS ASSOCIATION OF CANADA.
Annual Statement for the Year Ending 30th November, 189£.
Head Office, 51 Yonge Street, Toronto, Ont.
Incorporated in Canada, 26th May, 1874.
[Register No. 98. Renewal Certificate of Registry, No 99.]
The Executive Officers for the year ending 30th November, 1892, were as follows : —
C. C. VanNorman, President Toronto, Ont.
R. H Gray, 1st Vice-President Toronto, Ont.
Jas. Haywood, 2nd Vice President * Toronto, Ont.
Jas. Black, Treasurer Toronto, Ont.
Jas. Sargant, Secretary Toronto. Ont.
I. Currency of Insurance Certificates. — No hiformation.
II. Movement in Insurance Certificates.
Gross number and amount of contracts on foot at any time during 1892,
3,402 $2,500,000 00
III. Sick Benefits — No Official Sick Fund.
IV. Funeral Benefits. — None.
V. Assets.
Cash value of real estate S 49,745 91
" shares, bonds, debentures, etc., deposited with :
Dominion Government .$53,105 54
Dominion Bank 91,604 15
144,709 69
Cash on deposit not drawn against iu Dominion Bank, Toronto 10,108 13
All other assets 2,497 66
, Total assets $207,061 39
VI. Liabilities — None.
VII. Miscellaneous.
No assessments are made.
The Associations books were duly audited on 13th December, 1892.
No books of record or account are kept for purposes of insurance contracts or benefits.
Names and post office addresses of the Auditors' for 1892, were as follows : William
Anderson, Toronto ; William Badenach, Toronto.
No changes were, during 1892, made in the constitution or rules in relation to
insurance certificates or benefits.
C 124
57 Victoria. Sessional Papers (No. 13). A. 18P4
VIII. Cash Receipts.
Cash received during 1892 from : —
Ordinary certificates $32,735 00
Honorary " 1,290 00
Duplicate " 66 00
$34,091 00
Freehold Loan Co., debentures matured 15,000 00
Union " " " 5,000 00
Interest 7,003 84
Rentals 3,620 00
Profit from accident insurance 1,481 00
Total receipts $66,195 84
IX. Expenditure.
Cash paid during 1892 for : —
(a) Expenses of Management :
Commission $ 421 00
Printing 361 70
Stationery 161 58
Papers and periodicals Ill 15
Secretary's salary , 1,800 00
Assistants 364 00
OMce furniture 251 71
General expense 915 93
Advertising 37 80
Rental expenses, water, light, etc 1,591 40
Rent , 1,500 00
Total expenses of management $7,516 27
(b) Miscellaneous Expenditure.
[nvestments $20,000 00
Mortuary benefits 20,568 00
Accident bonus 1,998 50
Special expense 1,260 00
Building improvement account 157 45
Total expenditure $51,500 22
C 125
67 Victoria. SessioDal Papers (No. IS). A 1894
GERMAN BENEVOLENT SOCIETY.
Annual Statement for the Year ending 1st September, 1892.
Head Office, Hamilton, Ont.
Incorporated in Ontario, 2nd September, 1881.
[Register ISo. 8T. Renewal Certificate of Registry No. 88.]
The Executive Officers of the Society at the 1st September were as follows : —
T. Richter, President Hamilton.
Fred. Behm, Yice President Hamilton.
George Roth, Recording Secretary Hamilton.
George Bartmann, Corresponding Secretary Hamilton.
E. Faustmann, Treasurer Hamilton.
Assets.
Cash on hand and in bank ^837 33
Liabilities. — None.
C 126
67 Victoria Sessional Papers (No. 13). , A. 1894
GRAND LODGE SONS OF IRELAND PROTESTANT ASSOCIATION.
Register No. 119. Certificate of Registry, No. 120.
Date of application for registry, 6th October, 1893.
Par. 2. — Society how constituted or incorporated. — The Society was lawfully incor-
porated on the 6th October, 1893, and the documents evidencing the same are filed in the
office of the Provincial Registrar at Toronto.
Par. 3. — Incorporation how effected. — The incorporation was effected under the fol-
lowing general statute : 55 Vic, Chap. 39, as amended by 56 Vic, Chap. 32.
Par. 4. — The legislative enactment by which the powers, duties, rights and obliga-
tions of the Society are now declared, defined, limited, or governed, is the following : 55
Vic, Chap. 39, Insurance Corporations Act, 1892.
Pars. 5, 8, 9. — The original corporative or collective name of the Society was Grand
Lodge Sons of Ireland Protestant Association, which name is still in force.
Par. 10. — The Head Office of the Society is at Toronto. Suits by or against the
Society may be brought in the name of the Grand Lodge Sons of Ireland Protestant
Association.
Par. 16. — The general insurance funds of the Society are in the possession or con-
trol of the following executive officers, who are elected yearly : —
W. J. Dunlop, President Toronto, Ont.
John Phillips, Secretary - . . Toronto, Ont.
A. R. Williamson, Treasurer Toronto, Ont.
P(ir. 17. — The Society has in Ontario a reserve fund of $4:02 to secure holders of
insurance contracts.
Par. 18. — The Society by itself or its lodges undertakes exclusively with members of
the Society the following insurance: — Funeral benefits of $100; and sick benefits
(optional) of $3 to $5.
Par. 19. — Forms used V>y the Society in Ontario for purposes of insurance filed as
f xhibits numbered 1 to 3.
Par. 20. The Society was, on the tenth day of March, 1890, in actual and active
operation in Ontario as a lawful Society, and as an insurance Society, and had on that day
a subsisting and bona fide membership of at least 240 persons residing in Ontario, entitled
to benefits or holding insurance certificates.
Par. 21. The Society has since the tenth of March, 1890, and up to the date of this
application, continued in actual and active operation in Ontario as a lawful Society, and
had, at the date of this application, in good standing upon the books of the Society not
less than 456 members, nor more than 500 members, all residents of Ontario and holding
insurance ceitificates or entitled to insurance benefits under the constitution of the Society.
[Quarterly returns from local lodges made to Grand Secretary]
Par. 22. The document filed as exhibit 1 is declared to be a true copy of the con-
stitution, by-laws and rules of the Society as far as they relate to the insurance contracts.
C 127
67 Victoria. • Sessional Papers (No. 13). A 1894
LOYAL PROVIDENT UNiON.
Register No. 106. Certificate of Registry, No. 107.
Date of application for registry, 24th June, 1893.
Par. 2. — The Society how incorporated, — The Society was incorporated on the 2.3rd
June, 1893, and the documents evidencing the same are deposited in the office of the Pro-
vincial Registrar at Toronto.
Par. 3. — Incorporation how effected. — The incorporation was effected under 56 Vic,
Chap. 32, an Act respecting the Insurance Law.
Par. 4. — The legislative enactments by which the powers, duties, rights and obliga-
tions of the Society are now declared, defined, limited, or governed, are the following : —
55 Vic, Ohap. 39, Insurance Corporations Act, 1892 ; 56 Vic, Chap. 32, an Act respect-
in the Insurance Law..
Far. 5. — The original corporate or collective name of the Society was the "Workmen's
National Co-operative Union."
Par. 7. — The original corporate or collective name of the Society was altered on the
23rd June, 1893, to the " Loyal Provident Union," which name is still in force. Auth-
ority for change of name — Certificate of incorporation.
Par 10 — The Head Office of the Society is at Toronto Suits by or against the
Society may be brought in the name of the Loyal Provident Union.
Par. 16 — The general insurance funds of the Society are in the possession or control
of the following executive officers elected by the members in general meeting assembled ;
and holding office for one year : —
William Wynon Toronto, Ont.
William Banks Toronto, Ont.
C. E. Martin, Jr Toronto. Ont.
Par. 17. — The Society has in Ontario a cash balance to secure holders of insurance
certificates of $266. The said cash balance is in the possession or control of the officers
mentioned in Par. 16.
Par. 18. — The Society by itself undertakes exclusive] yr with th^ members of the
Society the following insurance : — Sick benefits not exceeding .$4 per weftk, for first thir-
teen weeks; and $2 per week for the succeeding thirteen weeks ; and $1.50 per week
thereafter in the case of male members ; and $3, .$1.50 and$l per week, resoectively, as
above, in the case of female members. Funeral benefits not exceeding $80 for male
members ; and $50 for female members.
Par. 19. — Forms used by the Society in Ontario are filed as exhibit numbered 2,
C 128
I
57 Victoria. Sessional Papers (No. 13). A. 1894
Par. 20. — The Society was, on the tenth day of March, 1890, a Friendly Society
within the meaning of Section 6, of 56 Vic, Chap. 32, and was on that day in actual and
active operation in Ontario as a lawful Society, and as a Friendly Society, and had on that
day a subsisting bona fide membership of at least thirty-three persons, residing in Ontario,
entitled to benefits or holding insurance certificates. (Roll Book Exhibit 2a.)
Far. 21. — The Society has since the tenth of March, 1890, and up to the date of this
application, continued in actual and active operation in Ontario as a Society, and as a
Friendly Society, and had at the date of application, in good standing upon the books of
the Society not less than fifty-four members, nor more than fifty-five members, all resi-
dents of Ontario, and holding insurance certificates or entitled to insurance benefits under
the constitution of the Society. (Minute Book of the Society.)
Par. 22. — The documents filed with the application for incorporation are declared to
be true copies of the constitution, by-laws and rules of the Society so far as they relate to
the insurance contracts.
9 (IN.) C 129
57 V'ictoria. Sessional Papers (No. 13). A. 1894
TORONTO CIVIC EMPLOYEES' BENEVOLENT ASSOCIATION.
Register No. 115. Certificate of Registry, No. 116.
Date of application for registry, 30th June, 1893.
Par. 2. — Society how incorporated. — The Society was lawfully incorporated on the
20th July, 1893, and the documents evidencing the same are tiled in the office of
the Provincial Registrar at Toronto.
Par. 3. Incorporation how effected. — The incorporation was effected under the
Insurance Corporations Act, 1892.
Par. 4. — The legislative enactments by which the powers, duties, rights and obli-
gations of the Society are now declared, defined, limited or governed, are the follow-
ing; — Ontaiio Insurance Corporations Act, 1892.
Pars. 5, 8, 9. — The original corporate name of the Society was The Toronto
Civic Employees' Benevolent Association, which name is still in force.
Par. 10. — The Head Office of the Society is at Toronto. Suits by or against the
Society may be brought in the name of The Toronto Civic Employees' Benevolent
Association.
Par. 16. — The general insurance funds of the Society are in the possession or control
of its executive officers, elected by the members in general meeting, and holding office for
one year.
Par. 17. — The Society has in Ontario a reserve fund of ^254.67 to secure holders
of insurance contracts. Sa,id fund is in possession or control of its executive officers.
Par. 18. — The Society by itself, undertakes exclusively with its members the f cl-
ewing insurance : — Sick and funeral benefits.
Par. 20. — The Society was on the tenth day of March, 1890, in actual and
active operation in Ontario as a lawful Society, and had on that day a subsisting
and bona fide membership of at least thirty-seven persons, residing in Ontario, entitled
to benefits or holding insurance certificates. (Exhibit : Membership Roll of 10th of
March, 1890.)
Par. 21. — The Society has since the tenth of March, 1890, and up to the date
of the application, continued in actual and active operation in Ontario as a lawful
Society, and had at the date of application in good standing upon the books of the
Society not less than fifty members, nor more than fifty members, all residents of On-
tario, and holding insurance certificates or entitled to insurance benefits under the
constitution of the Society. (Exhibit: — Membership roll of present date.)
Par. 23, — The documents filed as exhibit four are declared to be true copies of
the constitution, by-laws and rules of the Society so far as they relate to the insurance
contracts.
C ISO
57 Victoria. Sessional Papers (No. 13). A. 1894
GRAND ORANGE LODGE OF BRITISH AMERICA BENEFIT FUND.
Register No. 61. CertiQcate of Registry, No. G2.
Date of application for registry, 2nd March, 1893.
Par. -2.— Society liow condituted or incorporated. — The Society was lawfully incor-
porated on the 24th day of April, 1890, and the documents evidencing the same are
filed or deposited in the office of the Secretary of State, Ottawa.
Par. ?>.— Incorporation, how effpxted. — The incorporation was effected under the fol-
lowing special Act : Parliament of Canada, 53 Vict, chap., 105, An Act to incorporate
the Grand Orange Lodge of British America.
Par. 5. — The original corporate name of the Society was Grand Oran<ye Lod^e of
British America, which name is still in force.
Par. 10. — The Head Office of the Society is at Toronto,
Par. 16. — The general insurance funds of the Society are in the possession or con-
trol of its executive officers, who are elected by the Grand Lodge and hold office for one
year.
Par. 17. — The Society has in Ontario no reserve fund.
Par. 18. — The Society by itself or its lodges or divisions undertakes the following
insurance : By itself, an insurance of $1,000, payable at death ; by its lodges or divisions,
a funeral benefit not to exceed $60, and a sick benefit of $3 per week.
Par. 19. — The Forms used by the Society in Ontario for purposes of insurance filed
as exhibits 2 to 4.
Par. 20. — The Society was on the 10th day of March, 1890, in actual and active
operation in Ontario as a lawful society, and as an insurance Society, and had on that
day a subsisting membership of at least 40,000 persons residing in Ontario entitled to
benefits oi holding insurance certificates. (Annual reports.)
Par. 2L. — The Society has since the 10th March, 1890, and up to the date of the
application continued in actual and active opperation in Ontario as a lawful society, and
had at the date of application in good standing upon the books of the Society, not less
than 40,000 nor more than 45,000 members, all residents of Ontario and holding insur-
ance certificates or entitled to insurance benefits under the constitution of t,he Society.
(Annual reports.)
Par. 22. — The documents filed as exhibits 5 and 7 are declared to bi true copies of
the constitution, by-laws and rules of the Society, so far as they relate to the insurance
contracts.
C 131
57 Victoria Sessional Papers (No. IS). A. 18P4
THE HACK MAN'S UNION OF OTTAWA CITY.
Register No. 117. Certificate of Registiy, No. 118
Date of application for Registry, 11th September, 1893.
Par. 2. — Society, hoio constituted or incorporaterh — The Society was lawfully organ-
ized on the 8th September, 1885; incorporated in Ontario, loth September, 1893, and
the documents evidencing the same are filed in the office of the Provincial Registrar,
Toronto.
Far. 3. — Thi' said incorporation was effected under Insurance Corporations Act,
1892.
Far. 4. — The legislative enactments by which the powers, duties, rights and obliga-
tions of the Society are now declared, defined, limited or governed, are the fnllowing :
Ontario, 56 Vict., chap. 32.
Par. 5. — The original corporate name of the Society was The Hackman's Union of
Ottawa City, which name is still in force.
Par. 10. — The Head Office of the Society is at Ottawa. Suits by or against the
Society may be brought in the name of the Hackman's Union of Ottawa City.
Par. 16. — The general insurance funds of the Society are in the possession or con-
trol of the executive officers elected by the members in general meeting and holding office
for one year.
Par. 17. — The Society has in Ontario a reserve fund of $678.77, to secure holders of
insurance contracts.
Far. 18. — The Society, by itself, undertakes exclusively with its members the follow-
ing insurance : Sick benefits.
Par. 20. — The Society was on the 10th day of March, 1890, in actual and active
operation in Ontario as a lawful society, and as an insurance Societv, and had on that
day a subsisting and hona ^de membership of at least 42 persons residing in Ontario en-
titled to benefits or holding insurance certificates. (Names and addresses of members on
10th March, 1890.)
Far. 21. — The Society has, since the 10th March, 1890, and up to the date of the
application, continued in actual and active operation in Ontario as a lawful society and
as an icsurance Society, and had at the date of aj)plication, in good standing upon the
books of the Society, not less than 39 members nor more than 50 members, all residents
of Ontario, and holding insurance and entitled to insurance benefits under the constitu-
tion of the Society. (Names and addresses of members at date of application.)
C 132
57 Victoria. Sessional Papers (No. 13). A 1894
DOMINION EXPRESSMEN'S SICK BENEFIT ASSOCIATION.
Eegister No. 119. Certificate of Registry, No. 120.
Date of application for registry 6th December, 1893.
Tar. 2. — Society, how constituted or incorporated. — The Society was lawfully incor-
porated on the 6th day of December, 1893, and the documents evidencing the same are
filed or deposited in the office of the Provincial Registrar at Toronto.
Far. 3. — Incorporation, how ej^ected. — The incorporation was effected under 56
Vict., chap. 32.
Par. 4. — The legidative enactments by which the powers, duties, rights and obliga-
tions of the Society are now declared, defined, limited or governed are the following :
55 Vict, chap. 39 ; 56 Vict., chap. 32.
Par. 5. — The original collective name of the Society was The Expressmen's
Mutual Benefit Association, Division No. 74.
Pars. 7, 8. — The corporate name was altered 30th November, 1890, by resolution
of members in general meeting to The Dominion Expressmen's Sick Relief Association.
Par. 9. The Society hereby applies to be registered under the name of The
Dominion Expressmen's Sick Benefit Association.
Par. 10. The Head Office of the Society is at Toronto. Suits by or against the
Society r^ay be brought in the name of the Dominion Expressmen's Sick Benefit Asso-
ciation.
Par. 16. The general insurance funds of the Society are in the possession or con-
trol oi the President and Secretary-Treasurer, who are elected by open vote at the
annual meeting, and hold office for one year.
Par. 17. — The Society has in Ontario a reserve fund of .^600.00 to secure holders
of insurance contracts. The reserve fund is in the possession or control of the Presi
dent and Secretary-Treasurer, who hold office for one year.
Par. 18. — The Society by itself undertakes exclusively with members of the
Society the following insurance : Insurance against sickness or accident of S6 per
week for 26 weeks.
Par. 19. — Forms used by the Society in Ontario for purposes of insurance filed as
exhibits 2 to 6.
Par. 20. — The Society was on the 10th day of March, 1890, in actual and active
operation in Ontario as a lawful society, and as an insurance corporation, and had on
that day a subsisting and bona fide membership of at least 23 persons, residing in
Ontario, entitled to benefits or holding insurance certificates. (Roll of members of
the Society )
Par. 21. The Society has since the 10th March, 1890, and up to the date of the
application, continued in actual and active operation in Ontario as a lawful society,
and had at the date of application in good standing upon the books of the Society
not less than 90 members, all residents of Ontario, holding insurance or entitled to
insurance benefits under the constitution of the Society.
Par. 22. — The document filed as exhibit 7 is declared to be a true copy of the
constitution, by-laws and rules of the Society, so far as they relate to the insurance
contracts.
C 133
57 Victoria. Sessional Papers (No 1^). A. 1894
ST. JOSEPH'S MUTUAL BENEFIT SOCIETY.
Register No. 81. Certificate of Registry, No. 82.
Date of application for registry, 22nd June, 1893.
Par. 2. — Society, how constituted or incorporated. — The Society was lawfully incor-
porated on the 22nd day of June, 1893, and th'^ documents evidencing the same are ffied
or deposited in the office of the Provincial Registrar at Toronto.
Par. 3. — Incorjjoration, how effected. — The incorporation was effected under 56
Yict., chap. 32.
Pa,r. 4. The legislative enactments by which the powers, duties, rights and obliga-
tions of the Society are now declared, defined, limited or governed, are the following:
Ontario, 1892, chap. 39, The Insurance Corporations Act, 1892.
Par. 5, 8, 9. — The original corporate name of the Society was The St. Joseph's
Mutual Benefit Society, which name is still in force.
Par. 10. — The Head Office of the Society is at Toronto. Suits by or against the
Society may be brought in the name of The St. Joseph's Mutual Benefit Society.
Par 16. — The general insurance funds of the Society are in the possession or control
of the executive officers, who are elected by representatives of the subordinate circles
assembled in general meeting and hold office one year.
Par. 17. — The Society has no reserve fund in Ontario, but a cash balance of
$296.44 was on hand at 1st June, 1893.
Par. 18. — The Society, by itself, undertakes exclusively with members of the Society
the following insurance : Sick benefits not exceeding $3 per week for 12 weeks; Funeral
benefits of $1 per member, which is paid to widow or family of deceased.
Par. 19. — Forms used by the Society in Ontario for purposes of insurance filed as
exhibit 2.
Par. 21.— The Society has since the 10th March. 1890, and up to the date of the
application, continued in actual and active operation in Ontario as a lawful society and
as an insurance society, and had at the date of application in good standing upon the
books of the Society not less than 55 members, nor more than 65 members, all residents
of Ontario, and holding insurance or entitled to insurance benefits under the constitution
of the Society. (Exhibit : Minute book and Register of the Society.)
Par. 22. — The document filed as exhibit 3 is declared to be a true copy of the con-
stitution, b^-laws and rule s of the Society so far as they relate to the insurance contracts.
C 134
57 Victoria. Sessional Papers (No. 13). A. 1894
APPENDIX TO DIVISION C.
JUDGMENTS OF THE REGISTRAR OF FRIENDLY SOCIETIES.
57 Victoria. Sessional Papers (No. 13). A. 18P4
In the Mattkr of the Insurance Corporations Act, 1892, and the Application for
Renewal of Registry of the Dominion Provident, Benevolent and Endowment
Association.
Before the Registrar of Friendly Societies.
Judgment
31st July, 1893.
The Dominion Provident, Benevolent and Endowment Association of Stratford,
applied for initial registry as a friendly society by documents bearing; date the 1st June,
1892. Upon examination of the documents I felt very grave doubts whether the applicant
body could be regarded as a bona fide friendly society. Its constitution and rules were so
framed as to deprive the certiBcate-holders of any effective control over the insurance
funds of the body. The executive authority generally and the control of the assets were
vested in certain persons who held office for life. Those life officers had it in their power
to distribute amongst themselves all offices of emolument, and to decide upon the amount of
their emoluments. The Constitution made it almost, if not quite, impossible for the mem-
bers of the Society to obtain any reform of the Constitution and By-laws against the will of
the executive officers. If any member claiming under a benefit contract of the Associa-
tion conceived himself wronged, the Constitution forbade him from seeking relief in the
ordinary tribunals of the Province. The decision of the " Association " which, under the
Constitution, was a mere alias for the Executive Council, was made final. The Executive
Council in any case of wrong against members were judges in their own cause, and were
at once the first and last court of resort.
Shortly stated, the Association's Certificate was an undertaking to pay to the member
personally (but not to his assign or nominee) a sum of $1,000, or a multiple of a $1,000
up to 85,000, in ten equal instalments at intervals of four years from the date of the
certificate, provided the member lived to the instalment date and continuously fulfilled
all the onerous terms and conditions imposed upon him. If a member should die even an
hour before the due dale of the quadrennial instalment his widow or representatives were
entitled to nothing beyond a funeral benefit of $25 ; and even to this sum they were not
entitled if the member should die within the first six months of the date of his certificate.
The member had to pay in advance monthly assessments without notice. If he were ten
days in default, 10 per cent, was added ; if he were 30 days in default, he stood suspended
and could only be reinstated within 60 days thereafter by paying double the amount of
all assessments then in arrears If the defaulting member could not or would not pay
these fines, then all thit he had paid into the Association was absolutely forfeited. If
the meinb(-r continued to keep up with the advance monthly assessments he had still to
reckon with certain special assessments ; and a brief default in paying them was equally
fatal. The lapses inevitably arising from these onerous and unjust conditions in the con-
tract were fully foreseen by the executive officers and were in their circulars computed as
profits. Ooe of the documents filed as an exhibit to the Association's Application for
Registry said, by way of inducement to intending investors : " The condition upon which
members join the Association is that they have to live to draw the amount at the time
stated. * * * "j-jje number of lapses that have oc mrred and are sure to
occur will be a large source of revenue, and the deaths that take place from time to time
lessen the liabilities of the Association."
57 Victoria. Sessional Papers (No. 13). A. 1894
It was questionable whether an Association so constituted and administered should be
admitted to legistry at all However, T exercised in favor of the applicants the discretion
giren me by the Statute, and on the 30th November, 1892, issued a Direction which
enabled the applicants to put in an amended Constitution with By-laws, and to obtain
registry for the six months ending June 30, 1893. This Direction, after referrins: to the
objectionable provisions of the existing Constitution and By-laws, proceeded as follows :
" The above cited provisions respecting fines and forfeitures of members are now in
direct conflict with section 40 of the Insurance Corporations' Act, 1892, and any scheme
of society so contrived as to promote lapses of certain members' contracts for the aggrandise-
ment of certain other members would be ' a society conducted as a trading or mercantile
venture, or for purposes of commercial gain,' and therefore (section 4: (2 D) ) inadmissible
to registry as a friendly society. Under any such scheme the profits of persisting mem-
bers are deliberately created out of the confiscation of the moneys of equally deserving
members whom the unjust conditions of the contract have forced to the wall. To be
admissible to registry, the purposes of the Society must be a ' provident purpose ' within
the meaning of the Benevolent Societies Act. Neither as to the persisting nor as to the
discontinuing members, can a scheme which is based upon unjust gain and unjust loss be
properly designated a provident purpose.
" The Insurance Corporations Act has been in the hands of the executive olficers for
seven months and the repugnancy of the present Constitution and By laws of the Associa-
tion must have no doubt been long ere this considered.
" Even apart from the Act, I have noticed in an address of the President delivered
many months ago some excellent counsel in the direction of changes above indicated.
" If such a draft as I can approve of a revised Constitution and By-laws signed by
the Executive is submitted without delay, I will issue an interim Certificate of Eegistry
made for such a term as will enable the Association to perfect and ratify such revised
Constitution and By-laws. To receive approval, this revised instrument must contain pro-
visions making executive otficers elective for terms not exceeding three years ; the election
must be either by the members in meeting assembled or by delegates properly representa-
tive of the members. The funds of the Association must be held and administered as a
trust for the members. The contract for benefits must be one reasonable in its terms,
and otherwise conformable to law. Efiective provisions for audit will be necessary ; and
in other respects such amendments will be required as are necessary to bring the Asso-
ciation into line with the letter and spirit of the Insurance Corporations Act."
The application papera for initial registry bearing date the 1st June, 1892, disclosed
no liabilities of the Association beyond the sum of 8207.58, said to be due to the direc-
tors. But the fact has since come to light that, though the Association had been but a
short time on foot, large obligations in the form of coupons were then rapidly maturing
and that the assets, actual or prospective, were utterly insuificient to meet these obliga-
tions. It was not, of course, the intention of the Insurance Corporations Act, 1892,
that any society shall be registered which either is practically insolvent or is on the verge
of insolvency. Section 25 (1) of the Act has been amended by 56 Victoria, chapter 32,
section 10 (8) so as to place this matter beyond all question. As amended, the provision
now reads: " LTpon proof that any registry or any certificate of registry has been obtained
by fraud or mistake, or that a corporation exists for an illegal purpose or is insoh^ent, or
is on the verge of insolvency, or has in terms of section -l-i made default of payment, or
has wilfully, and after notice from the Registry Ofiicer, contravened any of the provisions
of this Act, or has ceased to exist, the registry of the corporation may be suspended or
cancelled by the Registry Otiicer ; but such suspension or cancellation shall be appealable
as hereinafter provided." Section 2 (16) of the Insurance Corporations Act, 1892, has
feeen amended by section 10 (2) of 56 Victoria, chapter 32, so as to read as follows :
"'Solvent,' as applied to a friendly society not undertaking endowment insurance or
annuities, means a society respecting which it has been made to appear to the Registry
Officer that the Society has no present liabilities, apart from actuarial liabilities, or ha*
C 138
bl Victoria Sessional Papers (ISo. 13). A. 1894
immediately realizable assets adequate to discharge its present actual liabilities." The
intention of this provision when read with t,he provision last cited clearly is that, where
a friendly bociety undertaking endovrment insurance applies for registry, original, or
renewed, the Registry Officer in considering the question of solvency shall take account,
not merely of matured obligations but also of obligations near maturity. To remove
doubts as to what constituted endowment insurance 56 Victoria, chapter 32, section 1 (4)
enacts : " ' Endowment Insurance' includes any contract of insurance which contains an
undertaking to pay an ascertained or ascertainable sum at a fixed future date, provided
the assured is then alive." The scheme of insurance undertaken by the present Associa-
tion falls within this definition. The Association by its certificate undertakes to pay at
intervals of four years an ascertained or ascertainable portion of the gross sum named in
the certificate, provided the assured is alive at the completion of such quadrennial period ;
and if the assured, being then a member of at least six months' standing, should die dur-
ing any quadrennial period, the Association undertakes to pay to the legatee named in
the Certificate a funeral benefit of $25. (Exhibit 12, in the matter of the Renewal of
Registry, Articles IV. and VII.) The Association "Certificates are issued wi-th ten
coupons attached, each for one-tenth of the face value of the Certificate and go into full
force and effect on the first day of the month following that in which the application was
received at the head office." {Ibid. Article IV. section 4.)
When, therefore, this Association applies for renewal of registry it is my duty to
take account of coupons now fast approaching maturity. Pursuant to section 47 of the
Insurance Corporations Act, 1892, the Association made on the printed form supplied
by the Insurance Department, a statement of its financial aff tirs for the year ending 31st
December, 1892. (Exhibit 2 in proceedings for Renewal of Registry.) This document
disclosed for the first time the maturing obligations of the Association.
The coupons maturing in 1893 were shewn as $ 21,687 65
1894 " 67,734 04
1895 " 28,194 30
. " " 1896 " 26,457 15
Making a total of '. 144,073 14
Also certificate coupons to mature in years subsequent to
1897 were shewn as 1,397,926 86
Making tot il liabilities, near and remote, undtr certificate-
, coupons 1,542,000 00
Under the Constitution of the Association the above maturing coupons were to be
met by the Endowment Fund. From the statement of the Auditors date IJanuary 5th,
1893, the Endowment Fund then stood as follows : With the Trusts Corporation of
Ontario, $17,390.74 ; in bank, $3,358.41 ; total, $20,749.15— a sum insufficient to meet
the coupons maturing in 1893, without considering the coupons amounting to $67,734.04,
which would mature in 1894, or coupons maturing or to mature in years subsequent to
1894.
The coupons being quadrennial and the first certificate3 having been issued in 1889,
the first coupons of the 1889 certificite would mature in 1893, the seccnd coupons of the
1889 certificates would mature in 1897; and supposing the 1889 certificates then on
foot to stand in 1897 as they stand in 1893, the second coupons of those certificates
maturing in 1897 would amount to $21,687.65, as they did in 1893. But in the annual
statement of the Association for the year ending 3 1st December, 1892, filed in this
Department, it is represented that no coupons mature in 1897, apparently overlooking
the fact that the st;cond coupons of the 1889 certificates mature in that year as well as
the first coupons, if any, of the 1893 certificates For the present purpose it is unneces-
sary to enter further into the liabilities of 1897, as the liabilities maturing and to mature
during the eighteen months ending December 3lst, 1894, are S3 serious as to demand
immediate action.
C 139
57 Victoria. Sessional Papers (N-o. 13). A. 1804
During the first four years of the Association, that is from 1889 to 1892 inclusive,
no coupons matured, and there was therefore during those years a better opportunity for
accumulating a surplus than would be likely ever to occur again under such a scheme of
endowment. Now, the whole accumulation of the endowment fund during those years
was as above stated S20,749 15 ; so that at the 1st January, 1893, the Association having
no more than this sum to meet all its maturing certifica es had in the year 1893 to pro-
vide 821,687.65 for coupons and within the three years, 1894, 1895 and 1896, had to provide
for coupons aggregating §122,385 49. In other words, the whole surplus and accumula-
tion at the Isc January, 1893, was insufficient to meet even the coupons of the year 1893.
This state of facts must have become patent to the management of the Association
in the 'preparation of the above mentioned annual statement for the Department of
Insurance, if not previously. Early in 1893 the members generally of the Association
seemed to have become aware that a financial crisis was at hand ; for I find at a special
general meeting held in Stratford on the 16th February, 1893, a committee was appointed
to investigate the affairs of the Association and report at the afternoon session. This
committee in a report which was adopted recommended " that the Manager-Secretary be
empowered and instructed to call a special meeting of the certificate holders of said Associa-
tion at as early a date as possible, at his office in the city of Stratford, for the purpose of
fully considering the advisability of winding up the said Association and distributing its
funds among the certificate holders entitled thereto, with a view of reorganizing the said
Association on the basis required by the Registrar of Friendly Societies."
Pursuant to the above report a special general meeting of the Association was held
at Stratford on the 20th April, 1893. At this meeting a resolution was passed providing
for a cash surrender of the present certificates.
On the 12th June, 1893, I examined the Managing-Secretary, Mr. Barnsdale, as to
the financial position of the Association. From the evidence then given, since supple-
mented by a schedule of June 15th, 1893 (Exhibit 21), I found that as at the 15th June,
1893, after surrenders and lapses are deducted, the coupons still in force and maturing
in 1893 amount to .$19,760.10, and maturing in 1894 amounted to $28,640.70, making a
total of coupons to be met before the 31st December, 1894, of $48,400.80. To meet
these imminent liabilities the Endowment Fund showed at the 12th June, 1893, only
$18,172.06 (Ledger folio 165) consisting of $1,504.63 in the Bank of Commerce, Strat-
ford, and the balance in the Trusts Corporation of Ontario. The reserve fund (Ledger
folio 139) showed a balance of 83,914.68. It is evident therefore that even if the coupons
then in force and maturing in the next eighteen months were alone considered there were
not then in sight funds to pay more than 45 cents on the dollar. It would not of course
be either justifiable or legal for the management to limit their view to these coupons
maturing in 1893 and 1894 ; all holders of certificates issued from 1889 to 1893 should
be considered and dealt with.
By letter (Exhibit 22) to E. K. Barnsdale, Manager- Secretary of the Association,
dated 3rd July, 1893, I brought these facts to his attention and added : " Upon the fore
going state of facts it is impossible that the Association can be continued upon the Reg-
ister unless the members generally agiee to such compromise as will bring back the
Association to a statfi of solvency.
" For this purpose I have granted an interim registry of three months. I under-
stand that a general meeting of the members will be held on the 11th July, 1893, and
the interim registry granted will afford the members the opportuniuy of determining upon
their course. The effect of the Association becoming unregistered is ipso /actu to place
the Association in the hands of a receiver under the provisions of the Insurance Corpora-
tions Act."
After the special general meeting of the 20th April the executive of the Association
printed and circulated a copy of the cash-surrender resolution passed thereat and com-
mended to the members this commutation of maturing coupons as a " liberal offer."
C 140
57 Victoria. Sessional Papers (No. 13). A. 1894
That resolution applied only to certificate holders who had been at least tw^o years in
the Association ; but the circular (Exhibit 13) added this intimation : " Iq order also to
pro"ide for the surrender of the certificates of those whose membership carried a less
period than two years, it was decided that an amendment; to the By-laws should be sub-
mitted at the annual meeting in July, whereby those members, if desirous of doing so,
may surrender their certificates, and take out new ones under the present rates." If this
circular meant anything, it amounted to an undertakiag on the pirt of the exe:;utive that
all the coupons falling within the resolution of the •20th April would be treated alike and
commuted upon the same basis ; and further that some not dissimilar basis would, at the
annual meeting of the 11th July, 1893, be arranged for coupons not within the prior
resolution (Exhibits 13 and 14; and evidence of E. K. Barnsdale, 19th July, 1893, pp.
13-17). When I granted interim Renewal of Registry it was upon the faith of these repre-
sentations^, and as was expressly stated in my letter to the Manager- Secretary, which was
read at the annual meeting on 11th July, 1893, to enable the executive ofS.3ers at that
meeting to arrange an equitable commutation of all liabilities and briag the Association
into a state of solvency.
The annual meeting pursuant to notice was held at Stratford on the 1 1th July, 1893 •
Only 25 members were in attendance, including th-^ President, a Vice-President, three
Trustees, the Managf-r-Secretary, the Superintendent of Agencies and one of the Auditors.
(Exhibits 26 and 2.) So far from carrying forward an i encouraging th<^ liquidati m of
the coupons upon the basis of the resolution of the 20th April, 1893, the President
re-opened the whole question, using these words : " A large number had taken advantage of
this (resolution), and it was for this meeting to decide wheth'^r it was advisable to con-
tinue paying cash surrenders on the same conditions." (Exhibit 23 ) The report of the
Manager-Secretary said : " I have to direct your attention to the amounts paid out ot the
Endowmpnt Fund for cash-surrendern, which have made a great reduction in that fund."
(Exhibit 23.) Responding to these evident suggestions, the meeting rescinded the reso-
lution of the 20th April, and passed the following resolution : " Moved by Mr. Benson,
seconded by Dr. English, That upon maturity of coupon the coupon holder shall as a guar-
antee of continuance of certificate pay to the Manager-Secretary a sum equal to two
years' assessments to apply as assessments in advance on next coupon of said certificate-
holder. In case of death during the said two years, any unearned assessments shall be
paid as a death benefit in addition to the ordinary deith benefit. Certificate holders now
under old rates of assessments shall pay on second and all future coupons assessments at
the rate of ninety cents for $1,000 of certificate per assessment, and shall in case of death
receive a death benefit of $25.00 per $1,000 of certificate held by him or her."
The dates and values of the several coupons maturing in 1893 and 1894, the numbers
of the respective certificates and the names and addresses of the certificate-holders are set
out in Exhibit 15 ; and the particulars of all cash- surrenders efl'ected by the Association
up to the 19th July, 1893, are set out in the evidence of E. K. Barnsdale, given on
that day, pages 4 to 10. The early certificates were issued for gross sums of $5,000,
$4,000, $3,000, $2,000 and $1,000 ; and the amount of any maturing coupon is one-
tenth of the face of the certificate to which it is attached, less ten per cent, of the
assessments paid in by the certificate holder (evidence of E. K. Barnsdale, June 12,
1893, p. 50). The holders of the earliest maturing coupons — maturing on the 1st Sep-
tember, 1893, and onwards — are the executive officers of the Association and their rela-
tives and friends. (Exhibits 15 and 21.) Their certificates are generally for $5,000,
and the maturing coupon attached to such a certificate is $481.80 or $482.15. The cou-
pon being one-tenth of the face of the certificate less ten per cent, of the assessments
paid in by the certificate holder, it follovvs that a coupon of $482 15 represents assess-
ment payments to the Association of $188.50 ; that is, the member who, like the first nine,
entered the Association on the 19th of August, 1889, and has paid assessments amount-
ing to $188.50, would be entitled on the 1st September, 1893, to a cash payment of
$482.15, or a return within four years of nearly 156 per cent upon the investment. The
resolution of the 20th April, 1893, offered in settlement of this coupon for $482.15, a
C 141
57 Victoria. Sessional Papers (No. 13). A. 1894
cash-surrender payment of $192.81, being only $4.31 more than the assessments paid in
by the coupon-holder to the Association. That resolution was represented to the annual
meeting of 11th July, 1893, as eagerly taken adv^antage of by coupon-holders and as
depleting the assets ; the resolution was rescinded and the present resolution was substi-
tuted ostensibly because more advantageous to the Association. Under this new resolu-
tion the holder of a coupon of $482.15 tenders his cheque for $135, and the Association
gives him a cheque for $482.14, which on the difference of cheques would amount to a
net expenditure by the Association of $347.15 (Evidence of E. K. Barnsdale, 19th
July. 1893, p. 23.) Under the former resolution a settlement was to be effected for
$192.81, being only a profit of $4.31 to tlie investor ; while for every such coupon
redeemed under the new resolution there would be a difference of $154.34 against the Asso-
ciation, and a profit to the investor of $158.65, or a return of over 80 per cent, within
four years. At this rate of liquidation the coupons maturing within the next few
months would completely exhaust all the visible assets of the As ociation ; and while the
executive ofiicers of the Association and other early coupon holders would obtain an
unjust and fraudulent preference, nothing would be left for the later coupon-holders.
The Association is in such a financial condition that it is admittedly insolvent if the cou-
pon-holders of 1893 and 1894 still unpaid should insist upon payment in full of their
coupons as they mature. (Evidence of E. K. Barnsdale, 12th June, 1893, p. 41.) It is
also admitted that the visible assets are insufiicient to simply refund to the present
certificate holders the assessments paid into the Association. (Evidence of E. K.
Barnsdale, 19th July, 1893, pp. 43, 44.)
1 find, therefore, that the Dominion Provident, Benevolent and Endowment
Association, if not in actual fact insolvent, is on the verge of insolvency within the
meaning of the statute hereinbefore recited.
The registry of the said Association is hereby absolutely revoked and cancelled ;
and pursuant to section 59 of the Insurance Corporations' Act, 1892, I hereby direct
and require Elijah Kitchen Barnsdale and all other persons having the accounts,
account books and insurance funds of the said Association in their charge, custody,
possession, or power forthwith to comply with the provisions of section 53 of the
said Act.
Given in triplicate under my hand and the seal of my office this 31st dav of
July, A. D. 1893.
(Signed) J. HOWARD HUNTER,
Registrar of Friendly Societies.
C 142
57 Victoria. Sessional Papers (No. 13). A. 1894
Ix THE MATTER OF THE APPLICATION FOR INCORPORATION OF THE PROVINCIAL CoUNCI L
OF THE Order of Chosen Friends.
Before the Registrar of Friendly Societies.
Judgment :
5th August, 1893.
This is an application of the Provincial Council of the Order of Chosen Friends under
the provisions of section 6, of 5G A^ictoria, chapter 32, seeking incorporadon as aF riendly
Society under the name of the Supieme Council of the Ontario Order of Chosen Friends.
The same applicants filed papers last year under the Insurance Corporations Act, 1892 ;
and, deeming themselves to be the Viody incorporated on the 17th January, 1882, under
the name of the Grand Council of Ontario of the Order of Chosen Friends, and founding
upon that incorporation, applied to be registered under that name. The application for
registry was vigorously contested by the Canadian Order of Chosen Friends who denied
the identity of the applicant body with that incorporated on the 17th January, 1882.
Upon the evidence and arguments I did not feel at liberty to refuse registry, and I decided
that the body might be registered under a name which did not clash with the name of
the contestants.
From this decision the contestants took an appeal under the statute to the Divisional
Court of the High Court. Argument was heard by the full Court, (Armour, 0. J., Fal-
conbridge and Street, J, J.,) and on the 4th March, 1893, the appeal was allowed without
costs.
The Court held that, on the 10 .h March, 1890, the applicants were not bona fide in
actual and active operation as a Friendly Society, which under the statute was a condition
precedent to registry.
The present application for incorporation is resisted by the same contestants as
appeared in the former registry proceedings ; and they ground their present case largely
upon the effect of the decision of the Divisional Court in those proceedings.
Though the j adgment in that apj)eal decided that the applicants for registry were not
on the 10th March, 1890, in actual and active exercise of corporate functions as a Pro-
vincial Friendly Society, there was no express pronouncement upon the other question which
was raised by the registry proceedings ; that is, whether or not the applicants were, for
any purpose, officers or representatives of the society incorporated on the 17th January,
1882, under the name of the Grand Council of Ontario of the Order of Chosen Friends.
This question became the main issue in a subsequent case, Lumsden v. Gowanlock et cd,
tried at St. Catharines, spring asssizes 1893, before Armour, C. J. From having heard
the same question argued in the registry appeal, the Chief Justice must have been prepared
for the arguments advanced, but on this occasion the two parties had become transposed.
The contestants in the registry proceedings held a judgment against the Grand Council
of the Order of Chosen Friends, and their counsel who, on the registry appeal, strenuously
denied that the applicants for registry bore any relation to the corporation of 1882 now
most strenously insisted upon their absolute identity. (Exhibit 15, pp. 55 to 62.)
But the Chief Justice, adopting the opinions expressed by Dalton, M. C, in a former
proceeding, decided that there was no relationship. (Ibid.)
As the result of these decisions the present applicants for incorporation must be held
to be merely individual members in Ontario of an organization which until October, 1891,
was an integral part of a Friendly Society having its head-office at Indianapolis in the
C 143
57 Victoria. Sessional Papers (No. 13). A. 1894
United States. The creation of benefit insurance societies after 10th March, 1890, was
prohibited by the Act 55 Victoria, chapter 39, section 9, so that severing themselves from
the Indianapolis corporation in October 1891 they were then unable to acquire incorpora-
tion or legal status as an Ontario society. The Act of 1893, 56 Victoria, chapter 32,
under which the applicants are proceeding does not even by implication repeal or modify
the above cited Act of 1890 ; on the contrary, the Act of 1893 founds upon that of 1890.
The particular section of the Act of 1893 upon which the applicants take their stand i&
the following : —
" 8. Where a friendly society has its head office in Ontario, and the society or the
lodges of the society were, on the 10th March, 1890, and also on the thirty first day of
December, 1892, in actual and active operation, and though the society, being at the first
mentioned date entitled to incorporation, did not, on or before that date, take out incor-
poration, the Registrar of Friendly Societies upon proof of the facts, shall in his discre-
tion, have authority to issue a certificate of incorporation as in section 2 hereof fnacted,
and the tiling of this certificate in the office of the Provincial Registrar shall have the
same effect and be subject to the same limitations as therein provided ; upon due applica-
tion the Eeoistrar of Friendly Societies shall, in his discretion, have authority to admit
to registry the society so incorporated."
Now, as the result of the recent decisions above-mentioned, there is no society or
body before me answering to the conditions imposed by the section, and therefore, there is
no society or body upon which the provisions of the section can operate or take effect.
The application for incorporation must therefore be refused and as this decision
necessarily leaves the applicant body unregistered and disqualified for registry, I hereby,
in pursuance of section 59 of the Insurance Corporations Act, 1892, direct and require
Adam Purves and all other persons having the accounts, account books and insurance
funds of the applicant body in their charge, custody, possession or power forthwith to
comply with the provisions of section 53 of the said Act,
Given in triplicate under my hand and the seal of my office this fifth day of August,
A.D. 1893.
(Signed) J. HOWARD HUNTER,
Registrar of Friendly Societies.
C 144
57 Victoria. Sessional Papers (No. 13). A. 1894
INDEXES
TO
DETAILED REPORT
OP THE
INSPECTOR OF INSURANCE
AND
REGISTRAR OF FRIENDLY SOCIETIES.
The following Indexes comprise all Insurance corporations or companies standing
regiatered^at the 20th December, 1893 ; and the Schedule of Agents comprises all agents
of Life^and Accident Insurance Corporations or Companies standing registered at the
same date.
Page 3. — Index A : Dominion Licensees, standing registered at the 'iOth December
1893, being Insurance Corporations or Companies licensed and inspected
by the Dominion of Canada, and registered by the Province of Ontario tor
the transaction of insurance in the Province.
Pagers. — Index B : Provincial Licensees standing registered at the 20th December
1893, being insurance corporations licensed, inspected and registered bv
the Province of Ontario for the transaction of insurance therein.
Page 12. — Index C : Friendly Societies, standing registered at the 20th December
1893, being Societies registered by the Province of Ontario for the
transaction of insurance therein.
Page 15. — Index D : Schedule of Agents of Life and Accident Insurance Companies
standing registered at the 20th December, 1893.
J. HOWARD HUNTER,
Inspector of Insurance and Registrar of Friendly Societies.
21 (IN.)
1
57 Victoria
Sessional Papers (No. 13).
A. 1894
Index A : Dominion Licensees standing reijis'ered at 20th December, 1893.
o ai
Name of Company.
A 48
A6S
A 4
A 75
A 24
A 2
A 71
A 26
A 57
A 79
A 30
A 99
A 32
A 77
A 3
A 100
A 83
A 52
Accident Insurance Company of
North America
^Etna Insurance Company of Hart-
ford, Conn
.Etna Liff" Insurance Company of
Hartford, Conn
Agricultural Insurance Company
Albion Fire Insurance Association
(Limited)
Alliance Assurance Company . .
American Surety Company of New
York
For what Kind of Insurance
Licensed.
Registry
1 begins
! 1893.
203
194
206
22
224
160
177
Accident Insurance May 1 .
Fire and Inland Marine
Life Insurance . ...
Fire Insurance
Fire Insurance
Fire Insurance
Atlas Assurance Company 184
192
Boiler Inspection and Insurance
Company of Canada
British Empire Mutual Life Assur-
ance Company
British American Assurance Com-
pany, Toronto
British and Foreign Marine Insur-
ance Company (Limited)
Caledonian Insurance Company. . ,
Canada Accident Assurance Com
pany
Canada Life Assurance Company,
Haniilton
Canadian and European Export
Credit System Company . . : . .
Canadian Order of the Woodmen
of the World
Guarantee Insurance
Fi' e Insurance
Commercial Travellers' Mutual
Benefit Society
A 7 Commercial Union Assurance Com-
pany (Limited)
A 8 Confederation Life Association of
I Canada
A 64 I Connecticut Fire Insurance Com-
I pany of Hartford, Conn
172
191
239
182
233
162
201
319
183
210
189
217
Steam Boiler Insurance . . . .
Life Insurance
Fire and Inland Marine Insurance.
Ocean and Inland Marine In-
surance
Fire Insurance
Accident Insurance.
Life Insurance
Insuring Wholesale Dealers, Job-
bers and Manufacturers against
excess Losses by reason of Bad
Debts
Life Insurance on the Assessment
Plan to the extent authorized
by its Act of Incorporation.
Life Insurance on the Assessment
rian
Fire, Ocean, Inland Marine and
Life Insurance
July 6 .
May 1.
Life Insurance
Fire Insurance
Registry
ends 1894.
April 30
30
30
" 30
" 30
30
30
30
' 30
30
" 30
" 30
30
30
30
30
30
30
30
" 30
" 30
Chief Agent and Attf.rney is now George H. Maurer.
3
f)7 Victoria.
Sessional Papers (No. 13).
A. 1894
lyDEX A : Dominion Licensees, etc. — Continued,
be a
Name of Company.
A56
A 93
A 53
A 54
A 331
A 40
A 27
A 20
A'96
A 22
A 81
Covenant Mutual Bsnefit Associa-
tion
Dominion Burglary Guarantee
M
For what Kind of Insurance
Licensed.
Registry
begins
1893.
222 Life Insurance on the Assessment
Plan
May 1 .
Company (Limited)
Dominion Life Assurance Company.
292: Insurance eruaranteeing against
Loss or Damage from Burglary
or Uouse-breaking
240 Life Insurance
Dominion Plate Glass Insurance
Company ,198 Plate Glass Insurance .
Eastern Assurance Company
Edinburgh Life Assurance Company
200 Fire Insurance
199 Life Insurance.
Equitable Life Assurance Society
of the United States ' 228 Life Insurance.
Federal Life Assurance Company
of Ontario
234 Life Insurance
Fireman's Fund Insurance Com-
pany 244 Ocean Marine Insurance
Germania Life Insurance Company. 242 Life Insurance.
Life Insurance
Great West Life Insurance Com-
pany I 168
A 23 Guarantee Company of North
America 202
A 21 Guardian Fire and Life Assurance
I Company ( Limited)
A 73 ! Hartford Fire Insurance Company,
Hartford
A 62
A 65
A 61
A 13
A 12
Home Life Association of Canada.
213
196
167
Guarantee Inourance
Fire Insurance
Fire Insurance
Life Insurance on the Assessment
Plan
Fire Insurance
Imperial Insurance Company of
London, Eng I 173
Insurance Company of North
America 204 Fire and Inland Marine Insurance.
Lancashire Insurance Company . . . 170 Fire Insurance.
Liverpool and London and Globe
Insurance Company 197 Fire and Life Insurance
A 43 Lloyd's Plate Glass Insurance Com-
panj- 165 Plate Glass Insurance .
A'90 I Lloyd's Underwriters 237 Ocean Marine
A'44 London Assurance Corporation,!
England* I 231j Fire, Life and Inland Marine In-
I surance
Registry
ends 1894.
April 30
" 30
" 30
" 30
30
" 30
30
30
'• 30
30
" 30
30
30
.30
30
30
" 30
30
30
" 30
" 30
30
* Chief Agent and Attorney for Ontario is now Arthur P. Taylor.
4
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Index A : Dominion Licens^'es, etc. — Continued.
A 78
A 15
A 41
A 46
A 45
A 67
A 91
A 50
A 49
A 42
A 51
A 80
A 63
A 16
A 76
A 72
A 29
A 25
A 66
All
A 69
A 70
AGO
Name of Company.
London Guarantee and Accident
Company (Limited)*
London and Lancashire Fire Insur
ance Company
London and Lancashire Life Insur-
ance Company
London Mutual Fire Insurance
Company
London Life Insurance Company. .
Manchester Fire Assurance Com-
pany
Mannheim Insurance Company . . .
Manufacturers' Guarantee and Ac-
cident Insurance Compaiuy ....
Manufacturers' Life Insurance Com-
pany
Massachusetts Benefit Life Associa-
tion
Mercantile Fire Insurance Com-
pany
Metropolitan Life Insurance Com-
pany of New York
Mongenais, Boivin & Co.
Mutual Life Insurance Company of
New York
Mutual Reserve Fund Life Associa-
tion, New York
National Assurance Company of
Ireland
New York Life Insurance Company.
North American Life Insurance
Company
North British and Mercantile In-
surance Company
Northern Assurance Company
Norwich and London Accident In-
surance Association
Norwich Union Fire Insurance
Society . ...
Ontario Mutual Life Assurance
Company
230
212
223
236
207
221
245
225
214
166
215
220
216
211
229
185
169
181
186
218
241
176
188
For what Kind of Insurance
Licensed.
Guarantee and Accident Insurance
Fire Insurance
Life Insurance
Fire Insurance
Life Insurance
Fire Insurance
Ocean Marine Insurance
Accident Insurance
Life Insurance
Registry
begins
1893.
May 1 .
Life Insurance on the Assessment
i'lan
Fire Insurance
Life Insurance
Plate Glass Insurance .
Life Insurance
Life Insurance on the Assessment
Plan
Fire Insurance.
Life Insurance
Life Insurance
Fire and Life Insurance .
Fire Insurance
Accident Insurance.
Fire Insurance
Life Insurance
' Chief Agent and Attorney for Ontario is now C. D. Richardson.
5
Registry
ends 1894.
April 30
30
30
30
30
30
30
30
30
15
30
30
30
30
30
30
30
30
30
30
30
30
30
57 Victoria.
Sessional Papers (No. 13).
A. 1894
Index A : Dominion Licensees, etc. — Continued.
o ®
A 47
A 14
A 74
A 59
A 55
A 19
A 17
A 84
A 9
A 28
A 5
A 82
A 95
A 58
A 39
A 38
A 87
A 37
JV.36
A 18
A 34
A 35
A 10
Name of Company.
Phenix Insurance Company of
Brooklyn
Phoenix Fire Assurance Company,
London, England . . .
Phoenix Insurance Company, Hart
ford, Conn
Provident Savings Life Assurance
Society
Provincial Provident Institution .
Quebec Fire Assurance Company.
Queen Insurance Company of
America
Reliance Marine Insurance Com-
pany (Limited)
Royal Insurance Company
Scottish Union and National Insur-
ance Company
Standard Life Assurance Company,
Scotland
Star Life Assurance Society of
England*
Steam Boiler and Plate Glass In-
surance Company of Canada. .
Sun Insurance Office, London, Eng.
Sun Life Insurance Company of
Canada
Temperance and General Life As-
surance Company of North
America
Thames and Mersey Marine Insur-
ance Company (Limited)
Travellers' Insurance Company of
Hartford, Conn
Union Mutual Life Insurance Com-
pany of Maine
Union Assurance Society, London,
Eng ':
United Fire Insurance Company
(Limited)
United States Life Insurance Com-
pany
Western Assurance Company,
Toronto
be
Qi
195
235
219
232
171
205
179
238
175
187
174
226
320
163
161
180
243
209
208
178
190
193
164
For what Kind of Insurance
Licensed.
Fire and Inland Marine Insurance.
Fire Insurance
Fire Insurance
Life Insurance
Life Insurance on the Asssessment
Plan
Fii e Insurance
Fire Insurance
Registry
begins
1893.
May 1
Registry
ends 1894.
Ocean Marine
Fire and Life Insurance .
Fire Insurance
Life Insurance
Life Insurance
Steam Boiler and Plate Glass In-
surance as defined in and to the
extent authorized by its Act of
Incorporation
Fire Insurance
Life Insurance.
Life Insurance
Ocean Marine Insurance ...
Life and Accident Insurance
Life It surance
Fire Insurance
Fire Insurance ,
Life Insurance
Aug. 2 . .
May 1 . . .
Fire ; also Ocean and Inland
Marine
April 30
30
30
30
•Chief Ag«nt and Attorney for Ontario, ad interim, Rev.Wm. Briggs, D.D., {Method ist Book Room, Toronto
6
57 Victoria. Sessional Papers (No. 13). A. 1894
INDEX B:
PROVINCIAL LICENSEES, STANDING REGISTERED AT THE 20tu DECEM-
BER, 1893,— BEING INSURANCE CORPORATIONS LICENSED, IN-
SPECTED AND REGISTERED BY THE PROVINCE OF ONTARIO FOR
THE TRANSACTION OF INSURANCE THEREIN.
57 Victoria.
Sessional Papers (No. 13).
A. 1894
REGISTER OF FIRE INSURANCE COMPANIES, INCLUDING ALL
OF PUBLICATION
P5 pL,
63
B 166
B 155
B 71
B 128
B 150
B 157
B 106
B 140
B 75
B 182
B 120
B 73
B 18G
B 130
B 25
B 170
B 118
B 100
B 90
B 3
B 28
B 94
B 102
B 32
B 80
B 69
B 104
B 98
Name of Company.
'Avr Farmers'
Bay of Quinte Agriculture . .
Bertie & Willoughby Farm-
ers'
Blanshard
Blenheim, North
Brant County, Farmers'
Bruce West, Farmers'
Canadian Millers'
Caradoc Farmers'
Culross
Dereham and West Oxford . .
Dominion Mutual
Dorchester North & South . .
Downie
Dumfries, N., & Waterloo, S.
Dunwich Farmers'
Easthope, South, Farmers'.
Economical
Ekfrid
Elraa Farmers'
Eramosa
Erie Farmers'
System.
Mutual .
Mutual .
Mutual.
Mutual .
Mutual .
Mutual .
Mutual.
Mutual .
Mutual .
Mutual .
Mutual .
Mutual .
Mutual .
Vlutual .
Mutual
Mutual .
Head Office,
Ayr . . .
Picton .
Ridgeway . .
St. Mary's.
Chesterfield
Paris
Kincardine .
Hamilton .
Mount Bridges.
Teeswater
Mount Elgin.
Owen Sound .
Harrietsville
St. Paul's....
Ayr.
Mutual
Cash Mutual.
Mutual
Mutual
Mutual
Mutual
Tavistock .
Berlin
Melbourne
Atwood . . .
Rockwood .
Selkirk....
Excelsior Life Joint Stock
B 161
B 67
B 61
B 142
B 184
B 144
B 146
B 136
B 159
B 153
Fire Insurance Exchange.
Formosa
Germania Farmers'
Gore District
Grand River
Grenville Patron . .
Grey and Bruce . . .
Guelph Township.
Halton Union Farmers' .
Hand-in-Hand
Hay Township Farmers'
Hopewell Creek
Howick Farmers'
Howard Farmers'
tHuron and Middlesex . .
Kent and Essex
Lambton Farmers'
Lennox and Addington
Lobo Township
London Township, Farmers
Mutual &, Guarantee
Mutual
Mutual
Cash Mutual
Mutual
Mutual
Mutual
Mutual
Mutual Acton . .
Mutual and Stock . . Toronto
Mutual
Toronto
Toronto .
Formosa
President.
David Goldie . .
Thos. Welbank.
H. J. Beam
W. F. Sanderson.
T. Lockhart
W. Edmonson
Wm. Hunter
David Goldie
William Young.
P. Clark
W. Nancekivell . ,
Jesse Trull
S, Charleton ....
D. Mcintosh
Isaac Master
Wallacetown D. P. McPherson
Lot 4. con. 8,T'p.Normanby
Gait
York....
Spencerville
Hanover
Guelph
Werner Youngblut .
J. Fenuell
J. P. Cornell
W. Shearer
J. W. Benham
E. Hoover
E. F. Clarke.M.P.P.
Fred. Wyld
And. Wsechter. . .
John Roedding. . .
Jas. Young, Hon.
James Asher
Joseph Scott
David McNichol..
John Hobson
Mutual .
Vlutual .
Mutual .
Mutual.
Mutual .
Mutual .
Mutual.
Mutual .
Mutual .
Zurich
N^ew Germany.
Gorrie
Ridgetown
London
Romney
Watford ...
Napanee . . .
Coldstream .
Arva
John Ramsay . . .
W. H. Howland .
T. Yearly
H. Roberts
James Edgrar. . .
J. McKerricher .
R. S. Murray . . .
William Wick wire. .
Archibald Mclntyre
John B. Aylsworth.
J. Oliver
E. Roberts
Ayr Farmers' Mutual Fire Insurance Company was licensed on the 20th December, 1893,
t In liquidation, John Stephenson,
57 Victoria.
Sessional Papers (No. 13),
\. 1S94
COMPANIES AUTHORIZED TO TRANSACT BUSINESS AT THE DATE
OF THIS REPORT.
Post Office.
Ayr
Milford
Blackcreek .
St. Mary's. .
Walmer . . .
Brantford .
Underwood
Ayr
Munnt Bridges
Teeswater
Ingersoll
Oshawa ....
Springfield . .
Avonbank . . .
Berlin
Campbellton
Tavistock .
Berlin . . . .
Appin
Listowel . .
Rockwood
Selkirk ...
Toronto
Vice-President.
Wm. Oliver
G. Nelson Ro.se
R McCredie
Geo. B. Web-ter .
A. Bean
L. B. D. Lapurre
A. Fraser
Wm. Snider
J, J. Sutherland.
T. Alison
Thomas Prouse
W. Eyres
S. Barr
Geo. Frame . . . .
T. McKay
Arch. McCoU . .
Leonard Schaefer
Geo. Lang
J. Scates
Jas. Donaldson. . .
1. Waters
C. T. Meadows . .
J. W. Lang
Post Offi e.
Ayr
Waupous .
Chippawa .
St. Mary's.
Bright . . . .
Paris
Ripley . . . .
Seci etary.
.Joseph Wrigley .,
C. H. Widdifield ,
H. N. Hibbard . .
P. S. Armstrong.
Geo. Middlemas.
Wm. Turnbull , . ,
J. H. Fleming. . .
Toronto W. H. Rowland
Walkerton A. Zettel
Alsfeldt I Philip Schaiiss Asfeldt Geo Hopf
Waterloo ISeneca Jones . .
Mount Bridges W. E. Sawyer. .
Teeswater I Alex. Adamson
Dereham Centre I Alex. Bell
Cannington . . . IR. J. Doyle
:D. D. York
Sebringville Peter Smith
Richwood Wm. Deans
\ldboro' W. A. Galbraith
Tavistock
Berlin
Appin
Atwood
Rockwood ....
Bingham Road
Toronto
Toronto . ,
Formosa .
Wm. S. Russell . .
Hugo Kranz
A. P. McDougald
Robt. Cleland . . .
Hugh Black .. .
J. W. Holmes . . .
E. Marshall.
Hugh Scott
J. J. Schumacher
Gait
Caist-orville ,
Prescott . . . ,
Lamlash . . .
Mosborough
Eden Mills P. Kennedy.
Toronto B. Homer Dixon
Crediton .J. Melick
Elora John J. Laidlaw.
Gorrie Wm. Douglas
Botany Wm. Simpson .
London D. M. Cameron
A. Warnock.
R. Johnston
Henry Morgatroyd
Hugh Wilson
M. Sweetnam
Wheatley
Napier . . . .
Newburg . .
Duncrief . . ,
Bryanston . .
Robert Wilkie .
John Dallas .
B. C. Lloyd
S. P. Zavitz.
John Abray .
Gait j R-. S. Strong .
Empire |F. A. Nelles.
Mainsville.
Walkerton
Guelph . .
Acton ....
Tor.mto . .
Zurich ....
Guelph . . .
Wroxeter .
Ridgetown
Strathroy .
Blenheim .
Thedford .....
Napanee Mills
Coldstream . . .
Arva
Post Office.
F. M. Scott
Duncan Campbell .
Major Geo. B. HoodjGuelph.
Ayr.
Pic!on.
Ridgeway.
Sr,. MaryV.
Chesterfield.
Paris.
Kincardine.
Hamilton.
Mount Brydges
Teeswater.
Verschoyle.
Owen Sound.
Harrietsville.
Sebringville.
Gait.
lona Station.
Tavistock.
Berlin.
Melbourne.
Listowel.
Rockwood.
Selkirk.
Toronto.
Toronto.
Formosa.
Moltke.
Gait.
York.
Spencerville.
Hanover.
Colin Cameron ... .
Hugh Scott
Henry Eilber
Anton Frank .
Wm. S. McKercher.
E. D. Mitton
John Stephenson . . .
Eden Mills.
Toronto.
Crediton.
New Germany.
Wroxeter.
Ridgetown.
London.
Thos. C. Renwick . . Romney.
W. G. Willoughby . . 1 Walnut.
M. C. Bogart lNa])anee.
J. Marsh |Co]d-itream .
Edward Dann i Bryanston.
to insure only on the premium note plan, fire risks other than mercantile and manufacturing.
London, Ont., liquidator.
9
57 Victoria
Sessional Papers (No. 13).
A 1894
REGISTER OF FIRE INSURANCE COMPANIES, INCLUDING ALL
« Oh
B
108
B
110
B
40
B
114
B
178
B
134
B
86
B
172
B
138
McGillivray Mutual
McKillop •. Mutual
Millers' and Manufacturers'. Stock Mutual
Nichol , Mutual .
Nissouri Farmers' ! Mutual.
Norfolk Farmers' Mutual.
Oneida Farmers' I Mutual .
Otter iMutual.
Oxford Farmers' Mutual .
B 112 Peel and Maryborough Mutual
B 116 Peel County, Farmers' Mutual Brampton
B 10 People's Life Cash Toronto
B 43 Perth Cash Mutual Stratford
B 174 Puslinch Mutual . Aberfoyle
B 19
B 168
B 78
B 176
B 132
Head Office.
West McGillivray Wm. L. Corbett.
Lot 17,con.5, McKil!op,T'p D. Ross
Toronto James Goldie . .
President.
Fergus .
Kintore
Simcoe .
Oneida . .
Norwich
Bmbro . .
Queen City
Joint Stock 'Toronto
Saltfleet and Binbrook Mutual E frida
Simcoe County Mutual Keenansville.
Sonthwold Farmers' Mufual Sheddon ....
, Mutual jAnt an
Sydenham
B 92 Townsend Farmers' Mutual Waterford
B 122
B 163
Usborne and Hibbert Alutual Farquhar
Victoria Mutual 1 Hamilton
84 Walpole Farmers' Mutual ' Jarvis . . . .
46 Waterloo Cash-Mutual I Waterloo
65 Waterloo, North, Farmers'.
124 Wawai.osh, West
49 Wellington
148 Westmmster Township
126, Williams, East
B 82 Yarmouth
Mutual Waterloo . . .
-Mutual Dungannon .
Cash-Mutual > Guelph
Mutual Westminster
Mutual Nairn
Mutual New Sarum .
Wm. Taylor. .
A. Henderson
Oliver Austin
Robt. Hai per
John Topham
Alex. McCorquodale
Urayton Jas. Duncan
N. V. Watson
Fred. E. Crompton.
Wm. Davidson
John Clark
W. H. Howland..
A. D. Lee
Geo. C. Morrow. .
D. Turner
Gideon Harkness.
Oscar McMichael.
David Mitchell . . .
Geo. H. Mills . . . .
Robt. Miller . . . .
Chas. Hendry . . .
Geo. F. Lackner.
Chas. Girvin . . . .
Fred. W. Stone .
J. K. Little
N. McTaggart..
W. G. Sanders . .
10
I
57 Victoria.
Sessional Papers (No. 13).
A. 1894
COMPANIES AUTHORIZED TO TRANSACT BVSm ESS.— Concluded.
Post Office.
Brim.oley
Clinton . .
Guelph . .
Fergus
Kintore
Ijynn Valley
Cranston . . .
Burgessville .
Nissouri
Drayton . .
Edmonton.
Toronto . .
Seafortb . .
Morriston .
Toronto . . . . .
Stony Creek
Keenansville ...
West Magdala . . .
Annan ,
Waterford . .
Staffa
Hamilton
Vice-President.
Post Office.
John D. Drunimond. . Ailsa Craig
M. Murdie Seaforth
W. H. Howland Toronto'
Chas. Nicklin
.Tas. Stewart . .
Wm. Dawson
W. A. Nelles . .
Senneca Pitcher
Wm. Stewart . .
I. Burrows . . .
M. W. Cook. .
W. H. Hunter
Wm. Mowat. . .
Wm. Rae
James Austin
Wm. Martin . . .
fas. Brett
Angus McLarty
Jas. Gardner . . .
Wm. P. Skirrow.
J. Essery
Jas. Cummin gs..
Ponsonby
Belton . . .
Vittoria .
Caledonia
Norwich .
Hickson . .
Drayton . . .
Cooksville .
Toronto . .
Stratford .
ArkhUl ...
Toronto
Binbrook
AUiston . . .
St. Thomas
Meaford
Bloomsburg
Exeter
Nanticote
Waterloo
Hawksville . . .
Nile
Guelph jGeo
Lambeth IWm
John Craddock Springvale . . .
Geo. Randall Waterloo
J. L. Neubach Elmira
J. Ballantyne Pine River . . .
Randall Waterloo
H. Beattie | Wilton Grove
Hamilton
Nairn Wm. Ross iNairn .
St. Thomas
. . D. F. Thompson St. Thomas
Secretary.
Post Office,
William Eraser .... W. McGillivray.
W. J. Shannon .... Seaforth.
Hugh Scott Toronto.
.John Beattie .
E. .J. Pearson
J. H. Ansley
•John Senn . . .
H. J. Dagar. .
James Munro
Jas. McEwing.
L. Cheyne . . . .
E .J. Lomnitz.
Chas. Packert .
Jas. Scott
Thos Walmsley
.J. C. Harris...
T. Q. McGoey.
R. N. Stafford.
Hugh Reid. . . .
S. Cunningham . .
Thomas Cameron.
W. R. Stuart . . . .
Geo. Miller ...
C. M. Tajlor ..
Levi Stauffer . .
Jno. M. Roberts
Chas. Davidson
Henry Anderson
Wm. McCallum
W. H. Elliott . . .
Fergus.
Kintore.
Simcoe.
Yoik.
Norwich.
Embro.
Drayton.
Brampton.
Toronto.
Stratford.
Aberfoyle.
Toronto.
Hamilton.
Tottenham.
Sheddon.
Annan.
Waterford.
Farquhar.
Hamilton.
Jarvis.
Waterloo.
Waterloo.
Dungannon.
Guelph.
Wilton Grove.
Nairn.
New Sarum.
11
57 Victoria,
Sessional Papers {No. 13)
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Sessional Papers (No. \\\).
A. 1894
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57 Victoria.
Sessional Papers (No. 13).
A IS94
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents Standing Registered
AT 2()TH December, 1893.
The persons enumerated in the following Schedule are duly registered as Agents
for the transaction of Life and Accident Insurance during the term in the Schedule
specitied.
Schedule.
Name of Agent.
Register
No.
Abbott, John B 3640
Abbs, F. R 2837
Abrahaui.s, George 3668
Abr^y, w . R 3093
Adaius, CM 2421
Adam, Julm M 2823
Adams, W. H 2241
Agar, Stephen 3232
Aiken, Dawson F 284.'i
AikcQ, J. A 3545
Aikman, Alex 2756
Aiuslie, Matthew F 2454
Alexander, George E 3995
Alexander, S. R 3934
Allan,.]. A 2651
Alison, P. J 3072
Algie, R 2990
Allen, B 3223
Allen, Frank T 3309
Allen, G. H 3^51
Allen, Robert 3751
Allen, Samuel J 3619
Allen, Thomas 3853
Allen, W. H 3773
Ambro.se, Walter 2509
Ambroie, Wm. F 2510
Ambrust, J . 221.'!
Ames, (i. W 2876
Anderson, D. B j 3164
Anderson, Geo. A 3813
Anderson, James 3321
Anderson, John G 3447
Anderson, P. J 3384
Anderson, R, A 3462
Anderson, R. H 3136
Anderson, Thomas E 3943
Anuis, L. E 2754
Annis, Wesley E 3960
Appleford. Robert .3688
Archer, E. A 225ii
Arlidge, Walter T. C 2784
Armitage, J. W. Green 3021
Armstrong, .J. C 3650
Armstrong, P. S 2755
Armstrong, Stewart 2190
Armstrong, Thomas H 3551
Arnold, Henry 2368
Atkin.son, E. L , 2962
Atkinson, Geo. K j 2797
Atkinson, Moitimer j 3955
Atkiuson, M. M
Austin, Kord C.
Austin, W. C . . .
Auston, 1j. E . . .
Ayers. Wm ....
3721
3860
3544
3570
2519
Residence.
Gananoque ...
Toronto
Uxbridgs
Gore Bay
Pre.'^ton
St. Mary's
Chatham
Stratford . .
Jarvis
I )rangeville
London
Drurabo
Grimsby
Brampti'U
Perth
Strathroy
Alton
Stratford
St. Thomas
Kingston
Cobden
Carleton Place . .
Toronto
Carlet'>n Place . .
Hamilton
Hamilton
Toronto
Wiarton
VVaubiushene
St Thomas ....
Windsor
Dungannon
Goi e Bay
Victoria Koad . .
Wingham
Napanee
Toronto
Mitchell
Blenheim
Petrolia
Meaford
Fergus
Lindsay
St. Mary's
Torooto
Toronto
Hensall
(^ananoque ....
Chatham
Cobourg
Ayr
Portland
Brockville
Toronto Junction
Beanisville
Registry
begins 1893.
Aug. 26
July 1.
Sept. 2.
July 5.
1,
1.
1.
12
1.
Auer. 12.
July 1.
1.
Dec. 18.
>ov. 28.
July 1.
5.
4.
12.
17.
18.
Sept. 21 .
Aug. 24.
Oct. 30.
Sept. 28.
July 1.
1.
1.
1.
8.
Oct. 14.
July 18.
31.
21
Aug. 2.
July 7
Nov. 29.
July 1.
Dec. 6.
Sept. 7.
July 1
15
Aug. 25
July 1.
1.
Aug. 12 .
Julv 1
3.
1.
Dec. 5 .
Sept. 16.
Oct. 30.
Aug. 12.
19.
July 1.
Registry
ends 1894.
June 30.
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule op Life and Accident Insurance, etc. — Coiitinued.
Name of Ageut.
Backus, Graut H . .
Badge, Jdiaiuphrey
Baguley, Charles J
i-iailey, Wm. T . . .
Bain, John
Register
No.
3122
2814
2957
2430
3346
Bain, Thomas I 283L
Baird, R. S """
Baird, W. M
Baker, Alanson
Baker, A. G
Baker, B. L
Baker, A . S
Baker, F. M • -
Baker, Henry
Ball, R. J
Ballard, B. J
Ballentine, 'I'homas G
Balmer, R
Bamford, W. B
Bann, Juo. C
Banting, Thos. M
Barlee, F. R. S
Barber, A
Barnhill, Wm
Barr, George
Barrett, T. B
Barron, Henry
Barron, John A
Bartholomew, Lewis
Bartlet, W. F
Bascom, Oliver
Bassingthwaighte, James
Batchelor, Jno. W
Batemen, Lewis
Batten, Alexander C
Bascedo, J. A
Bauden Thomas
Bauer, Fred H
Baxter, Albert W
Bazin, P. J
Beacock, G. A
Beall, James W
Beam, J. G
Beau, A. T
Bean, W. S
Beard, Chas. L
Beaton, Frank W
Beaton, J. A
Beattie, James
Beattie, Thomas
Bechtel, Byron L
Beingessner, B
Bfegg, James B
Bell, A. H
Bell, Basil H
Bell, Chas
Bell, Cyrus N
Bell, Uavid
Bell, John
Bell, John K
Bement, J. A
Benjamin, A. W
Bennett, B. H
2474
2971
3683
2694
2418
3172
2472
3845
2330
2277
:-839
2378
3764
3538
3723
3739
2644
3294
3244
3290
3664
.3864
3595
3789
3171
.3249
3686
3395
2573
3342
3971
3193
3191
2085
2622
3734
2497
3737
2785
2080
2417
2585
3286
3354
2807-
3644
3529
3624
3811
2894
.3784
2660
3092
3541
2171
2996
3922
Residence.
Registry
begins 1893.
8imcoe
Mount Bridges . .
Toronto
Orangeville
Paris
Toronto
Toronto
Toronto
Delta
Leamington
Tilsouburg
Au]t->ville
Toronto
Stratford
Hanover
Hawkesville
Brockville
Oakville
Peterborough . . .
BrcckviJle
Cookstown
Lakefield
Cobourg . , .
Meadowvale
Brockville
Pt. Dover
Forest
Lindsay
Lindsay
Windsor
Kemptville
Sault Ste. Marie
Brampton
Deerhurst
Barrie
Newmarket . . . .
Toronto
Toronto
Brockville
Ottawa
Toronco
London, West . . .
Elora
Dash wood
Gorrie
Woodstock
Niagara Falls . . .
Chesley
Fergus
Fergus
Waterloo
Formosa .
Lindsay
Westbrook
Ottawa
Oxley
St. George
Rockton
Hamilton
Toronto
Hamilton
Yarker
Toronto
16
Sept.
July
July 6..
1..
4..
1..
18..
1..
1..
4..
6..
1..
1..
10 .
1..
Oct. 25..
July 1..
1 .
Oct. 23..
July 1..
Sept. 26..
Aug. 11..
Sept. 16..
20..
July 1..
15..
13..
IE.
Sept. 1 . .
Nov. 1..
Aug. 21 .
Oct. 4..
July 10..
14.
Sept. 6 . ,
July 24.
1.
18..
Dec. 8.
July 10.
10.
1.
1.
Sept. 19
July 1.
Sept. 20.
July 1.
1.
1.
1.
15.
19.
1.
Aug. 26
10.
24.
10.
1
3.
1.
5.
Aug. 11.
July 1.
4.
Nov. 22.
Registry
ends 1894.
Oct.
July
Oct.
July
June 30.
t
67 Victoria.
Sessional Papers (No 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Bennetts, A
Bennington, John
Benson, F. A
Berry, Geo. W
Berthon, Augustus M
Bertrand, C. A
Bertrim, Wni. N
Bessey, Joseph B
Best, Tbomas
Best, W. E. A
Bethune, V. N
Beveridge, John B
Bevis, H. Hirst
Bick, Thomas
Bickell, Wm
Bickerstaff, Arthur R
Bierman, Wm
Biette, F
Bigelow, Geo
Billings, John L
Bingham, H. A
Bingham, James
Bingham, Thos
Bird, T. A
Birtch, Nicholas E
Bissetc, E. A
Bissett, Will. F
Black, Daniel
Black, Geo. W
Black, Mac. M
Black, P. A
Blackmore, Robert H
Blackwood, J C
Blackstock, G. A
Blow, E. R
Blowes, Albert J
Boddy, H. M
Boddy, J. S
Buddy, T. E
Bofinger, G
Bogart, Gordon
Bole, D
Bolster, Geo. I
Bolton, Albert E
Bolton, B. W
Booth, Geo. E
Bothwell, C. J
Boucher, Edmund J
Bottom, Wm. H
Bourne, Alex
Bourne, Samuel
Bowden, Henry
Bowden, W. S
Bowman, W. H
Boyce, W. D
Boyce, Wm
Boyd, J
Boyd, Jab. T
Boyle, John
Bradbury, A. E
Bradley, Chas. J
Bradley, John
Braendle, M. E
Bramley, John W
Register
No.
2601
2147
2373
250.5
3044
2289
3550
3540
3457
2850
2370
2950
3428
2911
3088
3746
3086
2906
2993
2297
3923
2753
2464
2813
2101
3276
2669
2214
2205
3338
3112
3322
2156
2305
3761
2854
3117
2792
3767
2927
3292
2S0O
3343
3933
.3745
2752
3123
3600
2.306
2239
2970
3046
3143
3768
2506
3262
2365
2432
2498
2499
2949
3315
.3144
3230
Residence.
Registry
begins 1893.
22 (in.)
Toronto
Milton
Port Hope
Lucknow
Toronto
Gorunna
Parham
Montreal
Gait
Harlock
Smith's Falls
Point Edward
Toronto
Bobcaygeon
Branchton
Toronto
Listowel
Paisley
Aultsville
Hamilton
Orillia
Tyrone
Bowmanville
Cobourg
St. Mary's
Brockville
Toronto
lona Station
Hamilton
Springfield
Owen Sound
St. Thomas
Erin
Hamilton
Whitby
Mitchell
Toronto
Bradford
Peterborough
Baden
Berwick
Sault Ste. Marie
Orillia
Bolton
Toronto
Harwick
Toronto
Rainy River
Kemptville
Wallaceburg
Ottawa
Kingston
New Dundee
Berlin
Waterford
Osborne
Simcoe
Toronto
Orillia
Ottawa
London
Harriston
St. Jacob's
St. Catharines ...
17
Registry
ends 1894.
July
July 1..
1..
1..
1..
5..
1..
Aug. 12..
11..
1..
1..
1..
3..
31..
1..
5..
Sept. 20..
July 5 . .
1..
4..
1..
Nov. 27..
July 1..
1..
1..
1..
15..
1..
1..
1..
18 .
6..
18..
1..
1..
Sept. 26..
July 1..
6..
1..
Sept. 26..
July 1..
15..
1..
18..
Nov. 28 .
Sept. 20..
July 1..
6..
Aug. 21 . .
July 1..
1.
4.
5.
7.
Sept. 26.
July 1.
14.
1.
1.
1.
1.
3
17.
7.
I 12.
June 30.
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Ageut.
Brandon, James
Brant, John B
Brethour, M. G
Brethour, Samuel
Bretz, Abram
Bricker, M
Bridgland, H. B
Briggs, Thos
Bright, T. W
Broley, W. E
Bronsdon, J . H
Brough, Frank
Brown, A. C
Brown, A. Stevens
Brown, D. B
Brown, G. N . ,
Brown, Geo. T
Brown, H. M
Brown, John
Brown, J. C
Brown, J. E
Brown, J. E
Brown, Myron
Brown, N. C
Brown, Richard
Brcwn, Roland C
Brown, S. K
Brown, Wm
Browne, J. Archibald..
Bruce, King
Brumdrett, Wm
Bryant, G. E
Buchanan, C. K
Buchanan, W
Buchner, Wm
Budge, Walter S
Bushy, Wm
Bunbury, H. T
Burger, Wm. McD . . . .
Burbank, J
Burke, L. W
Burnie, J. H
Burns, John M
Burritt, Edmund
Burritt, Jas. H
Burrows, Geo. F
Burrows, S
Burwash, Stephen
Butchart, A. K
Butter, Jas. W
Butterfield, D. S
Byam, Jesse F
Byers, A. E
Byrch, W. P
Caesar, John
Cairns, Thomas
Calder, Wm
Calvert, H. A. Burton.
Callaghan, David S . . . .
Callaghan, James J. . . .
Callaghan, P. F
Callaghan, S. J
Callaway, W. R
I Register
1 Mo. I
3564
3008
2353
2440
2598
3149
2793
2250
2842
2934
2984
2199
3769
2829
3062
2527
3189
3103
3856
3766
3902
2655
3983
3446
3220
2946
3386
3673
2936
3672
2382
2292
2806
3689
3352
3077
3848
2252
3596
3128
3084
2329
2310
3111
3478
3356
2126
2141
3677
3648
3991
3559
3387
3242
2394
3827
2761
2603
3871
3695
3185
3186
3760
Registry
begins 1893.
Toronto
Smithville
Kingsville
Sunderland
Toronto
Listowel
Bracebridge
Kingston
Toronto
Elora
Toronto
Hamilton
Elora
Gait
Orangeville
Foxborough
London
Thornhill
Stratford
Oranereville
Thedford
Toronto
Sudbury
A^hburn
Manchester
Toronto
Toronto
Owen Sound
Toronto
Lucknow
Peterborough
Hamilton
Brantford
Ottawa
Welland
Detroit
Oakville
Hamilton
Fergus ,
Brantford
London
Dresden
Hamilton
Easton's Corners.
Pembroke
Dundas
Belleville
Baltimore
Toronto Junction
London
Norwich
Toronto
Omemee
Toronto
Sept. 7.
July 18.
5.
Oct. 26.
July 1.
Aug. 19.
July 6.
5.
1.
1.
6.
Aug. 4 .
July 19.
1.
1.
Sept. 5 .
Aug. 26.
Dec. 15.
Aug. 12.
July 24.
13.
I Markdale 1 .
I Owen Sound Oct. 16.
Spence . .
Guelph. .
Toronto .
Orillia...
Cornwall .
Cornwall .
Toronto .
18
July 1.
1.
Nov. 2.
Sept. 12.
July 10.
10.
Sept. 26.
Registry
ends 1894.
June 30.
57 Victoria.
Sessional Papers (No. 13).
A 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Cameron, C. S
Cameron, J. A
Cameron, Wm
Camp, a. F
Camp, L. C
Campbell, Alex
Campbell, Angus ,
Campbell, A. A . .
Campbell, A
Campbell, A. S
Campbell, Donald
Campbell, F. A ,
Camjjbell, H
Campbell, John D
Campbell, John W . . . ,
Campbell, Peter E . . . .
Campbell, Wm
Campbell, W. H
Campbell, Wm. J
Campion, J. B .
Cann, Harry
Card, Geo. A
Cardiff, Geo. McD
Carlaw, D
Carlile, J. B
Carling, T. B
Carmichael, Angus
Carney, R. H
Carpenter, Luther
Carpenter, Thos. H. P .
Carroll, G. H
Carscallen, A. W
Carswell, W. E
Carter, Jonathan
Carter, Wm
Cassel, Wm. D
Cathcart, J. R. R
Caton, Arch'd. W
Caton, Geo. A
Caton, W. A
Caufield, Homer
Caven, Thomas M
Center, Martin
Chadwick, Clias. W
Chadwick, C. W
Chalup, A. J
Chamberlain, H W
Chamberlain, S. G.. ...
Chalmers, J. F
Chapman, J. A
Chaunsey, G. J
Chesnut, A. E
Chesnut, D. G
Cheyne, Luther
Chisholm, A. J
Chisholm, .J as. A
Chitty, Chas. D
Christie,* George
Christmas, T. H
Chryatal, George
Church, Horace A
Churchill, Fred. W
Clancey, Thomae
Claris, Geo. T
Register
No,
3398
3271
3035
2895
2997
3893
2889
3724
3477
3660
2751
2896
2872
2114
3314
3654
3554
3638
3572
.S113
2173
3775
3433
3701
3195
2890
3536
2976
3196
2084
3697
2972
2152
2750
3792
.S812
3661
3840
2564
2862
3434
3518
2168
3842
2092
2670
2367
2975
2350
2504
3142
3824
2757
2191
2339
3981
2749
3305
2485
3975
3436
2938
3954
3039
Residence.
Registry
begins 1893,
July
Port Elgin July 24.
Stayner 15
Port Elgin 5.
St. Catharines 1 .
St. Catharines 4 .
Attwood Nov. 11 .
Appin ... July 1.
Loudon
Kincardine
Lucknow
Sutherland Corners
Mitchell ,. ,.,
Milton
Rat Portage
Toronto
Cornwall
Blyth
Belleville ,
Belleville
Belleville
Bowmanville
Tilsonburg
Admaston
Warkvv^orth
Toronto
Exeter
Rat Portage
Saulte Ste. Marie
Ridgetown
Winona
Paris
Marmora
TJxbridge
Rodney
Sundridge
New Dundee
Chatham
Napanee Mills
Napanee
Napanee
Belleville
Toronto
Brampton
Toronto
Rat Portage
Penetang
Pembroke
Belleville
Adolphustown
Port Elgin
Markham
Toronto Oct.
Toronto
Brampton
Meaf ord
Belleville
Ottawa
Guelph
Montreal
Beeton
Chelsea
Collingwood
Toronto
St. Thomas
Nov.
July
Sept. 16.
Aug^. 4 .
31.
July 1.
1.
1.
1.
17.
Aug. 29.
12.
26.
21.
6.
1.
Oct. 2.,
.July 31.
Sept. 14.
July 10.
1.
Aug. 11.,
July 4.
10.
1.
Sept. 12.
July 4.
1.
1.
Oct. 4.
11.
Aug. 31..
Oct. 23.,
July 1.,
1.,
31.,
Aug. 9..
July 1.,
Oct. 24..
July 1..
1..
1..
4..
1..
1..
7.,
16..
1..
1..
1..
Dec. 12..
July 1.,
17.,
1..
Dec. 9..
July 31.,
4..
Dec. 2..
July 6..
Registry
ends 1894,
June 30.
July
19
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE COEPOEATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Register
No.
Clark, A. C i 2204
Clarke, Chas. L I 3712
Clark, E. A 2351
Clark, Geo. C | 2907
Clark, Frank R 3155
Clark, James M 3442
Clark, .John 2496
Clark, Jno. W 3913
Clark, Phineas H 3095
Clark, Wm 3810
Clarke, Wm. G 364fi
Clark, W. 1 3978
Clayton, W. R 3831
Clint, James 2161
Clufif, W. J 2471
Coates, J. B 2375
Coaces, Wm 3132
Cochrane, Jos. S
Cochrane, R. J
Cochrane, Thomas L
Cochue, F. X
Code, John
Cody, J. A
Cody, W. H
Cohen, Mark
Colcleugh, Jno. W
Cole, David
Cole, Wm
Coleridge, John
Collard, William L
Collins, C C
Conley, Franklin
Conlej', Thos
Connell, Wm
Connelly, J. E
Connelly, -John H
Conron, Wm. J
Conway, F 2411
Conquergood, Porteous 3236
Cook, H. L 2748
Cook, J. J 2287
Cook, Jno. W 3319
Cook, George 3952
Cook, Thomas 3370
Cook, Wm 3953
Cooke, Herbert 2390
Cooke, J. C 2338
Cooke, Peter B 2597
Cooper, Arthur B 217
Cooper, R 3906
Cooper, Wm 2747
Copeland, George 3713
Copeland, Wm. W 3972
Copeland, W. A 2991
Cupp, Wm ' "
Coram, Hy. G
Corkran, thos. W
Cornell, A. C
Cornell, W. F
Costello, Frank
Coulter, D. M
Coulter, W. W
Courtice, A.J
Courtice, J. L
Coutts, Wm
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life akd Accident Insurance Agents, etc. — Continued.
Name of Agent.
Register
No.
Residence.
Registry
Registry
begins 1893.
ends 1894
July 15....
June 30.
15....
1....
6....
Sept. 4....
July 14.. .
Aug. 7
Oct. 30....
July 1....
Sept. 5....
July 1...
1....
1....
Aug. 12....
24....
July 18....
Dec, 2....
July 1....
1....
Oct. 20....
July 1....
1....
4....
1....
1....
1....
Dec. 15 .
July 4....
1....
1....
1....
28....
10....
1....
Sept. 14....
July 1....
1....
11...
Aug, 21....
22....
July I....
Sept. 19....
July 1....
15....
1....
5....
Aug. 12....
July 1....
Sept. 6
July 10....
5....
Aug. 10....
July 12....
1 ...
1....
1....
7....
Nov. 17....
M
Aug. 5
July 1....
It
31 ... .
1 ...
Oct. 2 . . . .
July 1....
<:3ox, E. w
<jok, Geo. A
Coyle, R. H
Craig, James
Craighead, Thomas C
Crainer, Ira J
Crandell, Franklin
Crane, Chas. J
Crawford, James B...
Crawley, Alfred
Creighton, George P . .
Cremer, Chas. D
Creseman, E. S
Crocker, H.J
CroU, J. A
Crombie, W. B
Crosby, b\ H
Crossley, J. W
Crozier, Wm
Cruse, Wm. H
Cunningham, C. P . . .
Cunningham, Robt . . .
Cumminford, W. S...
Cunnington, J. H . . . .
Culbert, John L
Currie, John
Currey, C. R
Cuthbertson, D. G
Cuthbertson, G. J
Bale, J. A
Dale, Samuel
Daley, R. J
Daly, Wm. H. W
Daniel, E .
Darling, John D. W . .
Dart, James A
Darrach, Angus
Dauley, Frank L
Davidson, James H . . . .
Davidson, John . ...
Davidson, John
Davidson, John C
Davidson, John J .
Davis, A. L
Davis, Henry
Davis, Samuel
Davis, Sanford S
Davis, T. G
Davis, Wm. D
Davis, Wm. H
Davison, George S
Dawson, Alex
Dawson, John . ,
Deacon, J. W
DeGruchy, Ph
De La Hooke, Edward
De La Matter, Ira
DeLong, Benj. F
Den ike, Robert B
Denny, W. H
Denovan, A. A. C ...
Dent, A
Denton, C. H
Deroche, H. M
3282
3281
2667
3119
3669
3253
3513
3861
2772
3675
2630
2744
2455
3546
3635
3339
3948
2473
2824
3835
2140
2098
3005
2743
2132
2778
3988
2966
2346
2661
2840
3406
3173
2648
.S711
2420
2654
3207
3611
3615
2082
3731
2634
3273
2154
3027
3543
2354
3682
3175
3079
3532
3224
2314
2802
2408
3137
3907
3498
2146
3435
2345
3779
2193
Toronto
Toronto
Manilla
Owen Sound . . . . ,
Parry Sound .
Aultsville
Lindsay
Toronto
Dutton
Ottawa
Owen Sound ....
Toronto
Hanover ,
Fingal
Kemptville ,
Thorold .
Uxbridge
King
Gore Bay
Kingston
Ottawa
Guelph
South Woodslee
Parkhill
Ottawa
Oshawa
Drumbo
Ingersoll '.
Petrolia
Mohawk
Toronto
Stoufifville
Napanee
Guelph
Lansdowne
Ridsretown
St. Thomas ,
North Williamsburg
Toronto
Maxville
Guelph ,
Bracebridge
Drayton
Peterborough
Wingham
Centralia
Brockville
Napanee
Tweed
In verm ay ...
Ottawa
Wingham
Sault Ste. Marie . .
Mattawa
Toronto
London
Fonthill . . .
Toronto
Campbellf ord
Acton
Norwich
Mitchell
Tilsonburg
Napanee
21
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Gontinn^d.
Name of Agent,
Despard, W. P...
Deziel, Arthur . .
Diamond, Irwin .
Dice, Samuel
Dickert, Henrj' .->
Dickinson, G. L. . ,
Diekins .n, R. W .
Dickson, R. O
Dingle, F. E ....
Dippel, Moses G . .
Dixon, Joseph . . . .
Dixon, Robert. . . .
Dixon, R. B
Dobie, D. R
Dobie, Joshua C . .
Dodds, W. F., jr .
Doidge, Jas. A . .
Doller, W. J . . . .
Donaghy, Thomas
Donald, Alex T . .
Donald, Frank . . .
Donald, James P
Donaldson, G. Y .
Donnelley, E
Donnelly, James. .
Dorsey, Frank J . .
Dow, Joseph
Dow, Thom«s
Dowling, E. W . .
Downey, E. J ...
Downing, G. T . . .
Dowsley, M
Doxsee, Geo. W . .
Doxsee, Jay H . . .
Drain, T. J
Dransfield, E. R. .
Draper, Susan . . .
Draper, Wm
Drawley, Geo. H
Drope, Wm. J . . .
Duffy, Francis P .
Duke, Robert P . .
Duncan, James . .
Duncan, John
Dundas, .T. R
Dunham, J. B. . . .
Dunlevie, M. K . .
Dunn, James P . .
Dunning, R. J
3687
2079
2463
3719
3816
3588
3567
2412
3385
3857
2801
2590
3246
2980
3710
2603
3969
3445
3348
2318
3255
2446
3037
3466
3656
3826
2087
2386
3897
3770
2611
2251
2550
3050
3061
2257
2593
2592
2401
2685
3401
3510
2678
2467
2102
2170
3919
2395
2607
Eagleson, David 3622
Eagleson, James S 3411
Earle, Barton 3494
Eastmure, A. L 3594
Ebbs, Simons 3486
Eden, G. C 3508
Ecclestone, Alfred M 3880
Edgington, John 3470
Edgar, C. E 3696
Edgar, Thomas 3748
Edwards, Albert W 3898
Edwards, T. S 2323
Egan, Charles 2908
Elliott, A. T 3024
Elliott, George A 2207
Elliott, John I 2089
Residence.
Picton .
St. Joachim . . ,
Belleville
Milton
Woodstock
Manotick
Kemptville . . . ,
Toronto
Ottawa
Collingwood . . ,
Lansdowne ....
Toronto
Toronto
Owen Sound . . .
Port Arthur . .
Toronto
Hamilton
Tweed
Mount Forest .
Burnbrae
Carleton Place
Toronto
Listowel
Alvinston ....
Toronto
Winnipeg
Pembroke ....
Windsor
Kingston
Fergus
Toronto
Prescott
Woodstock . .
Peterborough
Norwood
Toronto
Toronto
Toronto
North Toronto
Peterborough .
Cobourg
Havelock
Ottawa
Thamesville . .
Lindsay
Orillia
Ottawa
Chatham
Toronto
Coldsprings ...
Ottawa
Peterborough . . .
Toronto
Ottawa
Woodstock
St. Catharines .
Brownsville ....
Preston
Peterborough . . .
Empire
Iroquois
Petrolia
Highland Creek
Strathroy .
Stouffville
Registry
begins 1893.
Registry
ends 1894.
Sept. 7.
July 1.
1.
Sept. 15.
.Tuly 12.
Aug. 21.
19.
July
Oct.
July
Aug.
Oct.
July
1.
21.
30.
1.
1.
13.
4
Sept. 15.
July 1.
Dec. 8.
July 31.
18
1.
14.
1.
5.
2.
29.
16.
1.
1.
Nov. 14 .
Sept. 26.
July 1.
1.
1.
5.
5.
1.
1.
1.
1
1.
24.
5.
1.
1.
1.
1.
Nov. 24.
July 1.
1.
Aug. 22.
July 25.
Aug. 5 .
14.
4.
5.
Nov. 6.
Aug. 2.
Sept. 12 .
20.
Nov. 14.
Aug.
July
July
June 30.
22
57 Victoria
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident [nsurance Agents, etc — Continued.
Name of Agent.
Elliott, John A
Elliott, John
Elliott, John C
Elliott, J. Foster
Elliott, T. H
Elliott, Wm
Enamerton, John T . .
England, Chas. E
Enright, James
English, Wm. S
Erbach, W. H
Errett, Richard W
Esterbrook, Wm. C .
Evans, H. J
Evans, James F . .
Evans, W. J
Evison, Henry
Ewald, H. E
Ewing, D
Ewing, P. S ,
Fahey, Wm
Fair, W. J
Falconbridge, B
Falk, Adam
Falls, A. F
Falls, Wm
Falls, W. S
Fanson, Wm
Farley, E. H
Farrell, John
Faulkner, Ambrose C
Faulkner, S. Q
Fear, Isaac V
Ferguson, Angus S . . ,
Ferguson, D A
Ferguson, John
Ferguson, J. B
Ferguson. J. D
Ferguson, Leonard
Ferguson, Wm
Ferris, A. R
Ferris, J. B
Fife, Herbert A
Finagin, E
Findlay, James F
Fink, (ieorge
Firth, JohnR
Fisher, James E
Fisher, Peter
Fisher, Valentine
FitzPatrick, P. E. J . .
Flanagan, M
Fleming, C. A
Fleming, Herbert D . .
Fleming, J. H
Fleming, W. A
Fletcher, Wm. A . . . .
Fligg, W. H
Flint, Geo., jr
Flumerfelt, Stephen A
Ford, E. E
Ford, N. W
Ford, G. W
Forster, Chas. H
Register
No.
Residence.
2452
3742
2742
2537
2741
3151
2637
2G02
3765
3941
3439
3259
2923
2281
2342
3629
2145
3299
2130
3609
3918
3211
2561
3065
2327
2520
3389
2325
3865
3131
3947
3060
3062
3911
3892
2816
3298
3359
3377
3114
2484
3268
3328
2595
2268
3344
3850
3905
3899
3680
2357
2403
3876
3422
2083
3213
2666
2657
2770
2115
2117
21.38
2859
3240
Ridgetown
Toronto
London
Sarnia
Sault Ste. Marie
London
Clinton
St. Catharines . .
Ingersoll
Toronto
Baden
Peterborough
Merlin
London
Toronto
St. Thomas
Toronto
Hanover
Cobourg
Warkworth
Toronto
Kingston
Aberfoyle . . .
Tavistock ....
Chatham ....
Carp
Amherstburg
Thornbury . . .
Hamilton . . .
Forest
Foxboro' ....
Peterborough .
Seaforth
Toronto
Meaford
North Keppel
Wingham . . . .
Aj'lmer
St. Thomas . .
Peterborough
Harrow
Campbellford
Peterborough .
Toronto
Carluke
Preston ... .
Brantford . . .
Hunts ville . . .
Wingham . . . .
Collingwood .
Hamilton . . .
Kingston
Owen Sound. .
Brantford . . .
St. George . . .
Ottawa . .
Peterborough .
Ottawa
Stouffville ...
Siloam
Simcoe
St. Thomas . . .
Toronto
Toronto . . . .
Registry
begins 1893.
July 1.
Sept. 20.
July 1.
1.
1.
7.
1.
1.
Sept 26.
Nov. 28.
July 31.
14.
1.
1
1.
Aug. 24.
July 1.
15.
1.
Aug. 21.
Nov. 21 .
July 11.
1.
5.
1.
1.
24.
1.
Nov. 1.
July 7.
Nov. 30.
July 5.
Aug. 21 .
Nov. 20.
10.
July 1.
15.
19.
21.
6.
1.
15.
18
1.
1.
18.
Oct. 26.
Nov. 17.
15.
Sept. 6,
July 1.
1.
Nov. 4.
July 26.
1.
11.
1.
1.
1
1.
1.
1.
1.
13.
Registry
ends 1894.
June 30.
28
-57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Fortier, Alfred J
Fowkes, Thomas
Fowlds, F. W
Fox, John
Foy, Wm. H
Frank, Fred W . . . .
Fraser, Wm
Frawley, P. S
Freeman, Jas. A . . . .
Freeman, Joshua W.
Freeman, R. K
French, H.J
French, S. Y
French, W. J
Fudger, James B . . .
Fuller, 0. H
Fuller, George
Fullerton, W. B
Fulton, Robt. W
3254
2614
3345
3190
3579
3700
3942
3791
2139
2470
2856
2290
2245
2567
3727
3064
3776
3076
2113
2623
3288
3410
2416
2627
2428
2893
2439
2616
2177
3684
3528
3178
3580
2903
2672
2331
2624
2769
2255
2827
2642
3977
3552
3219
2740
3625
3516
2555
3963
3796
3452
3074
3081
3108
2739
3798
3491
2955
3141
2619
2334
2371
•Goodrow, George L 3145
«aden, J. F
Gale, T. A
Gales, Thos. W . . .
Gallagher, Henry .
Gamble, Chas. B . . .
Gamble, Robert H
Gamble, P. H
Gamey, Robert R .
Gammie, J. C
Gardiner, Jno. A .
Gardiner, vVm. J .
Garroch, John
Garvin, George . . .
Gates, F. W., jr ...
Gates, H. E
Gatschene, Jacob .
Geddes, E. W
George, C. F
•Oeorge, T. H
German, C. E
German, H. B
Getty, J. F
■Giauque, A J
Gibbs, Malcolm . . .
Gibson, Thos. G...
Gibson, Wm
Gibson, W. J
Gifford, A
Gilbert, John D . . .
Gilchrist, Thos. V .
<Jilbert, M
Gildersleeve, J. P
Oilkerson, Wm. J .
Gillean, Alex
Gillespie, James F.
Gillies, John D . . .
Gillies. R
Gillogly, James A.
•Glern, W. G
Glover, T. G
-Godwin, S. G
Godwin, W. H . . . .
"Goldsmith, Geo
Register
No.
Residence.
Pembroke . . .
Hamilton . . . .
Hastings ....
Lucan
Toronto
Brantford . . .
Arva
Sudbury •
Brantford . . .
Freeman
Toronto
Dresden
Toronto
Glencoe
Toronto
Essex
Braniford . . .
Gananoque . .
Hensall
Hamilton . . . .
Elora
Toronto . . . .
Hagersville . . .
Toronto
Brockville
Grimsby
Gore Bay ....
Toronto
Kingston
Millbrook . . .
Sarnia
Almonte
Hamilton
London
Hesson
Hepworth . . .
Hamilton
Paisley
Strathroy . . .
Shelburne . . .
Strathroy
Niagara Falls
Toronto
Gait
London, West
Gananoque. . .
Meaford
Picton
Ottawa
Blenheim . . . .
Kingston
Trenton ....
London
Picton
Highgate
Paris Station.
Lindsay
St. Mary's . . .
Kingston
Toronto
Kingston
Belleville . . .
Cayuga
Registry
begins 1893.
July 14.
1.
18.
10.
Aug. 15 .
Sept. 12.
Nov. 29.
Oct. 4.
July 1.
1.
1.
1.
1.
1.
Sept. 16.
July 5.
Oct. 2.
July 5.
1.
1.
15.
25.
1.
1.
1.
1.
1.
1.
1.
Sept. 6.
Aug. 10.
July 10.
Aug. 16 .
July 1.
1.
1.
1.
1.
1.
1.
1.
Dec. 9.
Aug. 12.
July 12
1.
Aug. 23.
9.
July
Dec.
Oct.
Aug.
July
Oct.
Aug.
July
Registry
ends 1894.
June 30.
24
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Gordon, D. M
Gordon, H
Gordon, W. H
Gormley, W
Goth, J. A
Gowanlock, J
Gould, J. W
Gouinlock, John
Gourlay, Robt. J
Graham, C. J. G .
Graham, Frederick C
Graham, John
Graham, Jno
Graham, John R
Graham, L. H
Graham, O. A
Graham, T. F
Graham, W. H
Grand Trunk Railway
Grandy, John
Grant, J. M
Grant, John
Grant, Wm
Grant, Wm. H
Grant, Wm. J
Graveline, Alexander
Gray, James
Gray, H. R
Gray, J. E
Gray, Richard M ...
Graydon, Wm J ,
Greaza, Charles N
Green, G
Green, John
Green, Jas. A
Green, M. W
Green, Richard
Green, R. F
Greenhill, G. V. J....
Greer, William ,
Gregory, Wm. H
Grey, John
Griffin, Peter J
Griffin, Wm. H
Griggs, P. V
Griggs, W. D
Gripton, Chas. McP . ,
Grist, Henry
Grover, J. M
Groves, J. T
Grundy, Geo. H
Grundy, R. S
Guenther, F. W
Hagerman, J. G
Haggan, J. R . .
Hagle, L
Haight, S. J
Hall, John
Hall. W. E
Hall, W. F
Hall, W. H
Hall, W. J
Hamer, Wm. T
Register
No.
2864
3012
•J659
3279
3590
3582
3709
3188
2285
3368
3323
3003
3404
2933
3630
3932
3210
3777
3371 A
2492
2393
3846
2583
2600
2405
3450
2852
3881
2870
3482
3884
3729
3306
2081
3096
3632
2771
3265
2347
2304
3678
2518
2212
2475
2341
2531
2449
2360
3261
3335
2076
2841
3805
3182
2599
2135
2572
3000
2880
3736
3053
2928
3642
Residence.
Wingham
Toronto
Wiarton
Pickering
Carleton Place
Toronto
Uxbridge
Toronto
Stratford
Kingston
Ottawa
Fort Erie
Campbellford
Fenelon Falls
Toronto
Brantford
Winnipeg
Petrolia
Montreal
Chatham
Toronto
Delhi
Ottawa
Toronto . .
Hamilton
Windsor
Kincardine
Ottawa
Harriston
Peterborough
Streets ville
Kingston
Belleville
Waburn
McDonald's Corners
Toronto
Toronto
Brantford
Gait
St. Thomas
Toronto
Glanford
Brantford
Stratford
Mimico
Forest
St. Catharines
Ottawa
Toronto
St. Catharines
Toronto
Toronto
Milverton
Coburg
Toronto
Sarnia
Toronto
Woodstock
Blenheim
Napanee
Markham
Ingersoll
Bradford
Registry
begins 1893.
Oct.
July
July 1.
5.
1.
15.
Aug. 21 .
21.
Sept. 14.
July 10.
1.
20.
18.
4.
24.
1.
Aug. 24.
Nov. 28
July 11.
Oct. 2.
July 20.
1.
].
24.
1.
1.
1.
31.
1.
Nov. 6.
July 1.
Aug, 4 .
Nov. 8.
Sept. 16.
July 17.
1.
5.
Aug. 25.
July 1.
15.
1.
1.
5.
1.
1.
1.
1.
1.
1.
1.
14.
18.
1.
1.
7.
Sept,
July
Oct.
July 10
1.
1.
1.
4.
1.
Sept. 19.
July 5.
1.
Aug. 26.
Registry
ends 1894.
June 30.
25
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Hamill, Jno. D
Hamilton, B. G
Hamilton, F. D
Hamilton, Geo. R ...
Hamilton, Patrick P. .
Hamilton, K. A
Hamilton, T. L
Hamilton, Wm
Hamley, Samuel W. . .
Hammond, F. J
Hammond, R. M . , . ,
Hancock. John
Hand, T. G
Hanley, Thomas
Hannah, Alfred S. . . .
Hannah, R. S
Hanrahan, W. A
Hanratty, J. J
Hansel, Chas. E
Hanson, Geo. F
Hardy, Edward . . .
Hare, Joshua, T~>
Harper, Henry
Harper, Richard
Harper, W. H
Harrington, Reuben A
Harris, J
Harris, J. C
Harris, James G
Harris, James P
Harris, Wm
Harrison, Geo. M
Harrison, W. S
Harron, George
Hartman, C. W
Hartleib, Harry A . . . .
Hartnett, P. J
Hartwell, Lewis
Hastings, Henry S . . .
Hay, Thos. A
Hay, W.D
Haycock, R. H
Hayden, Wm
Hayes, Frank
Healey, Henry J
Heath, Fred. H
Heathcote, D
Hegler, H. W
Helliwell, Heward
Henders, R. C
Henders, Wm. J
Henderson, D
Henderson, Jas. B. . . ,
Henderson, J. B
Henderson, J. H
Henderson, Jno. M . . .
Henderson, J. T
Henderson, R. H
Henry, James 0
Henry, W. J
Henwood, E. D
Henser, Alex
Hewat, W. R. C
Hewson, Wm. H
3946
3889
3553
2581
3583
3547
2738
2737
3526
2106
2234
3033
3047
2402
3872
3116
2540
2522
2638
3063
3705
3771
2779
2493
2899
3833
2476
2295
3324
3852
2242
3222
3379
2526
2999
2568
3134
3381
3413
2253
2188
3B75
2397
2075
2786
2451
2608
3054
2100
3045
3468
2879
2693
2845
2985
3101
2810
3537
3965
3181
3127
2762
2977
2230
Nov.
July
Sep.
July
Meaf ord
Fort William
Stratford
Orillia
Stratford
Peterboro
Listowel
Toronto
Meaford
London
Almonte
Port Arthur
Toronto
Kingston
London
London
Windsor
Kingston
Humberston
Toronto
Hamilton
Orangeville
Barrie
Toronto
Chatham
Chatham
Mitchell
Hamilton
Ottawa
Mt. Elgin
Rockwood
Glencoe
Brantford
St. Elgin
Clarksburg
Baden
Peterborough
Georgetown
Guelph
Peterborough
Toronto
Ottawa
Woodstock . .
Toronto , 1 •
Hamilton 1 .
Ottawa 1 ■
Toronto 1 .
Ingersoll 5.
St. Catharines 1 •
London 5 .
Toronto Aug. 2.
Acton July 1.
Orillia 1-
Owen Sound 1 .
Smith's Falls 4 .
Smith's Falls 5 .
Perth 1.
Toronto Aug. 11
Westfield Dec. 7
Registry ' Registry
begins 1893. ends 1894.
Nov. 30.
9.
Aug. 12 .
July 1.
Aug. 21.
12.
July 1.
1.
Aug. iO.
July 1
1.
5.
5.
1.
2.
6.
1.
1.
1.
5.
14.
30.
1.
1.
1.
Aug. 24.
July 1.
1.
18.
Oct. 30.
July 1.
12.
21.
1.
4.
1.
7.
21.
26.
1.
1.
15.
1.
Kincardine. .
Brantford . .
Collingwood.
Orangeville . .
Orangeville..
26
July 10.
6.
1,
4.
1.
June 30.
67 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Hickey, William .....
Hickey, Wm. J
Hickey, W. R
Hicks, Lewis
Hicks, Orrin S
Higgins, B R .
Higgins, Herbert O. N
Higgins, Rozelle W. . .
Higginson, J
Hiles, Wm. C
Hill, Caleb N
Hill, John J
Hill, S. W
Hill, W. H
Hilliard, Irwin
Hislop, .Jno
Hippie, Jacob. .......
Hitchman, Alfred E, .
Hobbs, Ueo ...
Hobbs, Richard
Hobbs, Thos. P
Hodges, Edwin
Hodges, Jas. H
Hodgins, Charles C . . .
Hodgins, Thos. S
Hodgins, W. S
Hoey, James
Hoga,n, John
Hogg, Wm
Holbrook, D. G
Holland, F. J
Holland, S
Holland, W. H
Hollingshead, Wm ....
Holmes, Dudley
Holmes, J. W
Holmes, J. W
Holtby, F. B
Holmested, F
Holway, .James
Hook, Thomas
Hooper, Harry
Hoover, C. F
Horkins, W. A
Horn, T. R
Home, Francis
Horsey, Edward H . . .
Horton, W. L
Hortop, Jos. N
Howden, Jno. D
Howe, VVellington M
Howell, Nelson
Howell, Wesley
Howorth, J. G
Howorth, Thos
Houston, Daniel W . . .
Hubbell, K
Huckins, J. C
Hughes, B. B
Hughes, Jno. R
Hughes, Jno. W
Hughes, R. A
Hugill, John
Hume, A
Register
No.
3.517
3239
2735
2650
2653
3056
3245
2538
2994
3844
2317
3073
2227
3497
3355
3997
3430
2604
3069
2288
2661
3720
2269
3808
3257
2683
3627
2613
2968
3910
2528
2658
2973
3403
3531
2887
3631
3823
3094
3228
2195
3685
2612
2309
2734
2577
3414
2569
2134
3820
3465
2198
2733
2664
2202
2826
3979
2280
3449
3671
.S744
3714
3891
3208
Residence.
Deiux Rivieres
Barrie .
Bothwell
Milford
Bayside
Brucefield
Gait
Toronto
L'Orignal
Hamilton
Woodstock
London
Ridgeville
Peterboro
Morrisburg
London
Campden
Toronto
Woodstock
London
London
Myrtle
Welland
Lucan
London West
Waterloo
Paris
Hamilton
Toronto
Sioux Falls, S. Da.
Winnipeg
Aurora
Whitby
Dutton
Goderich
Dunnville
Toronto
Mitohell
Seaforth
Windsor
Toronto
Solina
Niagara Falls
Peterborough
Pembroke
Orillia
French River
Goderich
Kinsale
Whitby
Arnprior
Brantford
Brantford
Toronto
Oakville
Hawkesville
Ottawa
Stratford
Toronto
London
Toronto
Chatham
St. Thomas
Gait
27
Registry
Registry
begins 1893. ! ends 1894.
1
!
Aug. 9.... June 30.
July 13....!
1....
,,
1....
1,
1....
,,
5....
13...
1....
4....
Oct. 23....
July ] . . . .
5 ...
1....
Aug. 5
July 19 . . .
Dec. 19....
July 31....
1 ...
5....
1....
1....
Sept. 15....
July 1....
Oct. 9....
July 14....
1....
Aug. 22
July 1 . . . .
..
4....
Nov. 20....
,,
July 1....
1. ..
„
4 ..
,,
24 ... .
„
Aug. 10....
„
July 1....
„
Aug. 24 . . .
.,
Oct. 16...
,,
July 5
,,
12...
,,
1....
,,
Sept. 6....
„
July 1....
t.
1....
,,
1
,j
1....
,,
26....
,,
1....
„
1....
,,
Oct. 16....
,,
Aug. 2....
,,
July 1....
„
1....
,,
1....
„
1....
,,
1....
1,
Dec. 11....
,,
July 1....
,,
31....
,,
Sept. 5....
„
20...
,,
14....
„
Nov. 10....
,,
July 11....
II
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Hume, Joseph H . . . .
Hume, W. W
Humphries, Alex. . .
Humphrey, .J. W . . . .
Hungerford, R. B. . . .
Hunt, Geo. M
Hunt, Wm
Hunter, Geo. A
Hunter, James
Hunter, Thomas
Hunziger, Joseph. . . .
Huston, H. E
Huston. Joseph S , . .
Hutcheson, W E
Hutchinson, Thos. H
Hutton, Edwin H
3801
2387
3085
2282
2732
3083
2276
3589
3383
2912
3530
2731
3258
3788
3340
2392
Hutton, Jno I .3407
Hutton, J. 0 2987
Huyck, Wm. H 3432
Illing, F. H
Ingersoll, Nelson F.
Ireland, F. 0
Ingram, Andrew B .
Irish, A. D . .
Irvine, Jno. L
Irvine, Piercie
Irwin, James
Irwin, John .
•Jackson, Chas. S . . . .
Jackson, Henry F. J
Jackson, Robert
Jackson, Thos. J ...
James, F. R
James, W. E
Jameson, J. H
Jamieson, Walter F .
.Tamieson, Wm
Jarman, Wm
Jane, John H
Jarvis, C. W
Jarvis, Geo. S
Jarvis, Joseph J
Jarvis, R. H
Jav, C H
Jefifers, J. F
Jeffrey, W
Jell, Horatio
Jelley, Henry
Jelley, John J
Jennings, James
Jerome, -Toel
.Job, Edward
Johnson, E. P
Johnson, Jos. H
Johnston, Andrew...
Johnston, David
Johnson, Duncan . . . .
•Johnston, Henry . . . .
Johnston, James . . .
Johnston, W. E
Jones, Anson
Jones, E. W. P
2217
3962
3558
3925
3226
2981
2187
3437
3483
3397
2536
3313
2247
3557
3556
2337
2144
3670
2398
2910
2570
2348
2542
3269
2825
3283
2238
3029
3133
3474
2197
3706
2213
3022
3161
2804
3100
3607
2673
2469
2301
2937
2151
Watford
Paris Station . . . .
Tweed
Chatham
London
Toronto
Brantford
Sault Ste. Marie.
Wiarton
Toronto
Chipstow
Exeter
Stratford .......
Toronto
St. Thomas
Gue'ph
Port Elgin
Brampton
Brighton
Berlin . . . .
Ottawa
Toronto . .
St. Thomas.
Winnipeg . ,
Port Hope .
Woodstock
Norwich . . .
Strathroy . .
Oct 6.
July 1.
5.
1.
1.
5.
1.
Aug. 21 .
•Tuly 21.
1.
Aug. 10.
July 1.
14.
Oct. 4.
July 18.
1.
28.
4.
31.
1.
Dec. 7.
Aug. 12.
Nov. 27.
July 11.
4.
1.
31.
Aug. 4.
Registry
ends 1894.
June 30.
Sep.
International Bridge July 24
Prockville 1
Elmira 17
Guelph 1
Toronto Aug. 12
Toronto 12
St. Mary's July
Hillsdale
Hullet
Toronto , July
Toronto
Fort William
Cornwall
Kimball
Toronto
Meaf ord
Toronto
Strat ford
Woodsville
Mount Forest
Harriets\-ille ....
Toronto
Glanford
Toronto July
L'Orignal July
Siracoe 7.
Pembroke 1 .
Behvood
Woodville Aug. 21.
Delaware -July 1 .
Mildmay 1 .
Chesley 1 .
Mount Albert 4 .
Brantford 1 .
28
1....
1....
4....
1....
3....
1...,
1. ..
I....
15...
1....
15...
1...,
5...
7...
Aug. 2...
July 1...
Sep. 14...
i
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Jones, F 2935
Jones, F. C 3312
Jones, Geo. H 2488
Jones, Henry 3735
Jones, Seneca 3184
Jones, Thomas 3637
Jones, W. H 2560
Jones, Wm. H 3847
Jones, W. J 2926
Jory, H. E 2794
Jose, Charles 2692
J unkin, Irvine 2777
Junkm, W. F 3180
2544
3651
3652
2820
2427
2358
3578
3402
3854
3778
3159
3699
2730
3667
2632
3238
2399
2436
2093
3763
3334
3939
3882
2179
3800
3931
3264
3049
2729
3888
3405
3628
3350
3349
3372
3900
2525
Key, Wm 2167
Kidd, David 3289
Kidd, Thomas H 3576
KiJborn, W 2596
Kilgour, Jno. W 2344
Kilpatrick, S. J I 2220
Kimmel, John 2768
King, Charles 2223
King, G. E 2728
King, Henry S 3431
King, J 3762
King, Samuel 3690
Kinsman. E. C 2443
Kinton, Mackie . ... 2406
Kahn, F. L
Kahrs, W. H
Kaingsburg, Simon
Kavanagh, James A.
Kay, John
Kay, T. M
Kean, Alex
Kean, John
Keary, Jno. W
Keating, W.J
Keeler, R. M
Keeling, C. W
Keeling, G. L
Keetch, A
Keith, James
Keith, -Tames J
Kellogg, Moses E . . .
Kelly, J
Kemp, Geo. S
Kennedy, <t. E. - . .
Kennedy, W
Kennedy, Wm. C. . . .
Kenney, .John N
Kenny, S. M
Ken word, Frank . . .
Kerr, Adolph
Kerr, George
Kerr, H. W
Kerr, Ja lies
Kerr, James G
Kerr, John
Kerr, Joha L
Kerr, John W
Kerr, Thomas
Kerr, W. H
Kerr, W. P
Ketcheson, A. M.
Register
No.
Residence.
Port Arthur .
Toronto
Toronto
Toronto ....
Hamilton ....
Forest
Mount Forest
Guelph
Bowmanville .
Barrie
July 4.
17.
1.
Sept. 19.
July 10.
Aug. 26 .
July 1.
Oct. 25.
July 1.
1.
1.
1
10.
1.
Aug. 29.
29.
July 1.
1.
1.
Aug. 14.
July 24.
Oct. 30.
2.
Prescott ! July 7 ,
Foxborough . .
Bobcaygeon . .
Fenelon Falk
Toronto
Georgetown .
Ottawa
Prescott
Paris .
Farquhar . . .
Nassagaweya
Ottawa
London ......
Toronto
Registry Registry
begins 1893.' ends 1894.
Cargill
Cargill
Webb wood . . .
Lindsay
Lindsay
St. Catharines
Durham
Exeter
Thamesville . .
Bobcaygeon . .
Toronto
Ridgetown
Hamilton . ...
Warwick
Waterloo
Pickering
Oshawa
Petrolea
Toronto
North Gower . .
Toronto
Toronto
Toronto
Brussels
Madoc
Belleville
Paris
Hamilton
Toronto
Toronto
Guelph
Lyn
Berlin
Ottawa
Wingham
Tavistock
St. Thomas
Tilbury Centre
St. Thomas. . . .
Huntsville ....
Sept. 12.
July 1.
Sept. 1.
July 1.
13.
1.
1.
1.
Sept. 26.
July 18.
Nov. 28.
7.
July 1.
Oct. 6.
Nov. 27.
July 15,
5.
1.
Nov. 9.
July 24.
Aug. 24.
July 18.
18.
21.
Nov. 15.
July 1.
1.
15.
Aug. 16.
July 1.
1.
1.
1.
1.
1.
31.
Sept. 26 .
July
June 30.
29
Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Kirby, Wm. J
Kitt, T
Knapp, Wm. W. . . .
Knowles, F. B
Knowls;m, Jas. B. ..
Know] son, J. M. . , .
Kranz, Hugo
Kuderling, L. H. . .
Kyle, Andrew J
LaBelle, James . . . .
Lacey, Enos
Lachlan, D
Lahey, W
Lahmer, John
Laing, F. H
Laing, George
Laing, Joseph
Laird, J. W
Lally, E. S
Lalond, Peter F
Land, W. A
Landsborough, A. . .
Lane, Charles T
Lane, Wm
Lane, Wm
Lapum, Edwin S. . .
La Roche, E. H
La Rue, Burton . . . .
Larke, C
Latta, Samuel J
Laughtcn, J. H
Lavis, George A
Lawlor, Herbert W.
Lawrence, W
Lawrence, W. A . . . .
Lawson, James A. . .
Lawson, Joseph
Lazier, T. C
Leach, Geo. E
Leach, Z. A
Leatherdale, Wm. J
Lee, Wm
Leek, John
Legate, Thos
Legate, Wm
Leighton, Robert . . .
LeMoyne, A. M. . . .
Lendrura, Wm. G. . .
Lennox, T. H
Ijent, James E
Lett, C. A
Lett, F. A
Levitt, Samuel
Lewis, Geo. D
Lewis, W. H
Leys, F. B
Liddell, J. G
Liersch, E
Lightboum, F. J. ..
Lillie, Chas
Limpert, John
Limpert, Orion
Limage, J. A
Lindsay, A. N
Register
No.
3874
2453
38oo
3274
2364
2787
2805
2194
3179
3034
2294
2523
2662
2307
2881
2940
3423
2349
3559
3653
2765
3208
S577
2621
2727
3703
2725
3738
2429
3993
2447
3415
3487
2363
3944
3832
2652
2356
3121
3806
3102
2335
3429
2175
2182
3781
3194
3481
2795
3505
3266
3272
2283
2821
3968
3998
3392
3440
3515
2588
2679
3755
2833
2580
Residence.
Toronto
Lucan
Colborne . .
Peterborough . . .
Lindsay
Lindsay
Berlin
Sault Ste. Marie
Wiarton
Windsor
London
Blenheim
Brantford
Carrville
Windsor
London
St. Thomas
St. Mary's
Barrie
Zona Station . . .
Ottawa
Shelburne
Peterboro'
Toronto
Goderich
Napanee
Belleville
Staples
Colborne
Zurich
Parkhill
Iroquois
Hawkesbury . . .
Stratfoi-d
Milton
Delhi
Chesley
Belleville
Tilsonburg
Lucknow
Coldwater
Toronto
Mt. Albert
Shelburne
Owen Sound . . .
Crossbill
Penetang
Peterboro'
Aurora ,
Picton
Barrie
Barrie
London
Gait
Hamilton
London .
Brantford .....
Baden
Toronto
Toronto
Preston
Hespeler
Toronto
St. Catharines .
30
Registiy
begins 1893.
Nov. 2....
July 1....
Oct. 30...
July L5 . . . .
1....
1....
1....
1....
10. . . .
5....
1....
1....
1....
1....
1 ...
4....
26 ...
1....
1...
Aug. 29
July 1....
11....
Aug. 14....
July 1....
1....
Sept. 14....
July 1....
Sept. 20
July 1....
Dec 18....
July 1....
26....
Aug. 4 . . . .
July ] . . . .
Nov. 30. . .
Oct. 17....
July 1....
1....
July 6
Oct. 7....
July 5....
1....
31....
1....
1....
Oct. 2....
July 10....
Aug. 4
July 1....
Aug. 5
July 15....
15....
1....
1....
Dec. 8....
19....
July 24....
31 ...
Aug. 9....
July 1....
Sept. 22 ... .
July 1....
Registry
ends 1894.
June 30.
i
67 Victoria.
Sessional Papers (No. 13).
A. 1894
INSUEANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Lindsay, H. P
liindsay, N. A
Lindsay, W. R
Linger, E. E
Linton, C. B
Linton, E
Litt, J. G
Little, James
Littlejohn, Robert W. ..
Little, Wm. U
Livingston, T. C
Logan, Alex
Logan, M. S
Logan, S. A
Loney, P. A
Long, Thomas
Loscombe, Albert E. M.
Lourey, D
Lovell, Robert
Lowes, J. W
Lowrey, E. M
Lucas, VVm
Luckham, D. R
Luckhaidt, J. P
Lyndon, Joseph
Lyons, (jleorge
Register
No.
Macal aster, Wm. L. .
Macartney, E. A. . . .
Macartney, W. C
Macdonald, D. J. . .
Macdonald, Jno. A. .
Macdonell, A. I
MacFarlane, R
Macgregor, A. S
Macgurn, Foster....
MacKechnie, N
Mackenzie, Alex
Mackenzie, Jno. A. .
Mackid, A. A . .
Mac Lean, Joseph
MacmahoD, H. P. . .
Macnab, Finlay F. . .
Macomb, Thomas . . .
MacNabb, John
Macpherson, A
Macpherson, D . . . .
Macpherson, W. F. . .
Madill, B
Magill, Samuel
Maguire, Chas. H. J.
Magurn, J. B
Mahafify, Gibson . . . .
Mahon, M. J
Maitland, James. ..
Malone, John
Mallon, Arthur D . . .
Mansell, I. J
Marcey, Andrew....
Mareach, John L . . .
Marler, W. L
Marsden, Wm
Marshall, C, S.
Marshall, Edwin . . .
Marshall, F. J
2849
2579
3235
2211
2fi88
2517
2262
3548
3815
2158
3936
3849
3484
3507
2332
2096
2225
2983
2913
2221
2995
3617
3028
3869
3974
3198
3915
2322
3183
2435
3415
3488
3366
2237
3924
2726
3904
2885
2174
3851
2883
3666
2333
2782
2963
2400
3166
3589
3655
3949
3105
3399
2229
3866
3980
3935
3603
2275
3499
2086
2201
2546
3520
3754
Residence.
Peterborough . .
St. Catharines
Toronto
Hamilton
Gait
Gait
Berlin
Belleville
Clachon
Milverton . . . .
Winnipeg
Parry Sound . .
Morrisburg
Brockville . . . .
Cornwall
Port Hope
Kingston
Brantford .-. . .
Toronto
Toronto
Brantford
Watfoid
Amherstburg..
Eimira
Toronto
Toronto
Toronto
Paisley
Hamilton . . . .
Toronto
Arnprior
Cornwall
Durham
London
Windsor
Paisley
Hamilton . . . .
Sarnia
Hamilton . . . .
Bowmanville .
Aylmer
Arnprior
Toronto
Lucknow ....
Markdale
Ottawa .
Prescott
Beaverton . . .
Lindsay
Montreal . . . .
Toronto
Mitchell
Colgan
Omemee. . . . .
Brechin
Lindsay
Brockville. . . .
Brantford . . . .
Port Hope. . . .
Ottawa
Burlington . . .
London
Toronto
Grand Valley.
31
Registry
begms 1893.
July 1....
1....
13....
1....
1....
1....
1....
Aug. 12....
Oct 14....
July 1....
Nov. 28 ... .
27....
Aug. 4....
0. . . .
July 1....
1..
1....
4....
1....
1....
4....
Aug. 23....
July 5....
Nov. 2....
Dec. 8....
July 10...
Nov. 20....
July 1....
10....
1....
1....
Aug. 4
July 20....
1....
Nov. 27....
July 1....
Nov. 17....
July 1....
1....
Oct. 30....
July 1....
S«pt. 1....
July 1. ..I
1....
4...
1....
8....
Aug. 21 ... .
29....
Dec. 2....
July 5
24....
1....
Nov. 2....
Dec. 11....
Nov. 28....
Aug. 21....
July 1....
Aug. 5
July 1....
July 1....
1....
Aug. 9...
Sept. 22....
Registry
ends 1894.
June 30.
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892,
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent,
Marshall, George E
Marshall, James
MarshaU. W. J
Martin, D. Esdon
Martin, Evan S
Martin, G. T
Martin, J. F
Martin, W
Martin, Wm. F
Martin, W. H
Martin, Wm. S
Martyn, Ang^s
Martyn, Murdock
Marx, Frederick
Mason, !>, K
Mason, John
Mason, John
Mastin, R. B
Mather, W. J
Matthews, James
Mattheivs, J. J
Mawhinney, Wm
Maxwell, H
Maxwell, R. T
May, George
May, W. F ...
Maycock, Alfred
Mayburry, T. A
McAlpine, D
McArthur, A. B
McArthur, Donald
McArthur, N. D
McAuley. W. J
McBeth, Jno. J. D . . . .
McBride, Roderick
McBroom, Gf orge
McCall, Walter C
McCallum, Angus P. . .
MeCann, J. S. R
McCartney, H
McCartney, W. H
McCarthy, J. O
McCaw, Wm
McClean, Jno. N
McClellan, J. H
McCleilan. P..^
McConnell, J. S
McConnell, NeuTnan C.
McCrimmon, A. M. . .
McCuaig, Colin M
McCurdy, J no
McCutcheon, J. K
McDonald, C
McDonald, Hugh J
McDougall, Neil
McDougall, W. H
McElderry, J. E
McEwan, David R
McGee, Samuel
McGibbon, Walter ....
McGillivray, John A..
McG.iverin, Thomas . . .
McGrath, Robert
McGregor, J. Russell..
McGregor, R. A
Eiegistei
No.
3362
3066
3090
3636
2185
2809
3082
2576
3966
2571
3571
2649
2639
2951
2110
3378
2565
2150
2838
3790
3509
3817
3167
3040
3937
2931
2799
3001
3156
2759
3920
3496
2206
3752
3692
2388
2313
3967
3426
2362
3495
2847
3809
3682
3160
2775
2169
3707
2668
3555
2877
2502
.S026
3444
3028
2791
2819
2383
2897
2482
2121
.S663
3511
3990
2646
Residence.
Registry
begins, 1893.
Bailieboro' ! July 20
Kingston
Waterloo
Wingham
Cayuga
Smith's Falls
Pari?
North Bay |
St. Thomas Dec.
Ottawa July
Toronto j Aug.
Ripley i July
Ripley
Chatham
Toronto
Brantford
Stratford
Picton
Toronto , . . .
Acton
Petrolia
North Bay
Oshawa
Sarnia . •
Toronto
Parkhill
Bailieboro'
Parkhill
London
Walkerton
Gore Bay
Belleville
Hilton
Markham
Arnott
Toronto
Simcoe
Belmont
Kingston
Millbrook
Bethany
Welland
Montreal
Ruskview
Toronto
Sutton West
Chatham
Athens
Vankleek Hill
Woodstock
Kirkton
Toronto
Markham
Ridgetown
Port Arthur .
Alliston
Guelph
Berlin
Amherstburg
St. Catharines .... ....
Toronto
Gait
Bethany
Gore Bay
Massie
Aug. 25..,
July 1...
1..
5...
1..
7..
1..
19..
i. .
1..
3..
1..
21..
1..
1..
1..
Oct. 4..
Aug. 5 .
Oct. 11..
July 8..
5. .
Nov. 28..
July 1..
1..
4..
7..
1..
Nov. 24..
Aug. 5..
July 1..
Sept. 21..
11.
July 1..
1 .
Dec. 7..
July 28..
1..
Aug. 5 . .
July
Oct.
Sept.
July
1.
10.
6.
7.
1.
1.
Sept. 14 .
Julv 1.
Aug. 12.
July 1.
1.
5.
31.
1.
1
1.
1.
1.
1.
Aug. 31 .
7.
Dec. 14.
July 1.
Registry
ends, 1894.
June
32
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule op Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
McIIroy, S. B
Mclnnes, \J. S
Mclnnes, Malcolm
Mclnnis, J. H
Mcintosh, Colin
Mcintosh, Duncan
Mcintosh, Jno. H
Mcintosh, J. J
Mcintosh, Wm
Mclntyre, W. F
McKay, Alex. J
McKay, -J. A
McKay, N
McKee, Thomas
McKee, W. J
McKeown, Daniel .1 ....
McKeown, Henry
McKercher, Thomas.
McKenzie, Alex
McKenzie, A. 1 )
McKenzie, Alex F
McKenzie, Archibald. . .
McKenzie, D K .
McKenzie, .Tohn
McKinn, Thomas
McKinlay, 1 )uncan . ...
McKinlay, John F
McKinnon, Peter D
McKitrick, S. H .
McLachlin, Gen. E
McLaren, Hugh, jr
McLaughlin, James . . .
McLaughlin, Wm
McLean, Donald McK .
McLaughlin, .(ohn
McLeod, U. A
McLeod, [> W
McLeod, J. R
McLeod, John S
McMahon, James H . . . .
Mc Master, F. J. C
McMiMan, Peter .
McMillan, Wm (J
McMrmagle, A. R
McMullen, Win
McMurtry, J. A
McMurtry, T. II
McNahb, W. D
McNauffhton. Alex
McXee, Arch'd
McNeil, Wm. T
McNichol, John
McPherson, Arch'd. .
Mc Pherson, Peter
McRae, Philip J
McRitchie, A. R
McRitchie, John
McRobert, E J
McRobert, Freeman
McSherry, W. G
McTaggart, Geo. D
McTavish, D
McTavish, Chas. F
McWhinnie, W. L
Meadows, H. M
Register
No.
3017
3813
2244
2967
3917
2865
3333
3542
3330
2582
3020
2613
1515
3080
3859
2407
3013
3(i()8
3S31
3915
2478
2803
3285
2265
2953
2148
3059
3371
3987
3139
2882
2298
2143
3877
2481
3336
2149
3914
3300
3412
2915
3763
3199
3501
2620
2315
3018
2817
3719
3786
3469
3785
3816
3662
2C95
3212
3689
2543
2547
3400
2240
2228
3318
2308
2551
Residence.
23 (IN.)
Hamilton
Hamilton
London
Barrie
Carleton Place.
Embro . . .
Strathroy
Toronto
Constance
"Toronto
Toronto
Woodstock
Plattsville. . . .
Winnipeg
Windfor
North Bay . . .
Kernptville ....
StittsvilJe
Hlyth
Rat Portage . . .
Mavden
Durliam .. ..
•St. Thomas
Shelburne . . . .
Shelburne . . . .
Midland
Ridgetowu . . .
Rat Portage. .
Orangeville. . . .
Hamilton . . . .
Pt. Elgin
Plattsville
Meaford
Kincardine ....
Perth . .,
Woodstock ....
Colli ngwood. . .
Georgetown . . .
London .
Hanover
Madoc
Beaverton
London .
Monroe's Mills
Toronto
Toronto
Bowmanville .
St. Thomas
Fort William..
Windsor
London
Creemore
London
Tiverton
Brechin
Morpeth
Ripley
London .
London
Toronto
Clinton
Toronto
H.amilton ,
Woodstock . . . ,
Woodstock ....
33
Registry
begins, 1893.
July
Oct.
July
Oct.
July
Nov. 21 ,
July 1.
18
Aug. 11
July 18.
1
5.
1.
1.
5.
30:
1.
5.
Aus. 21.
•July 18.
Nov, 30.
July 1.
1.
15
1.
4.
1.
5.
21
Dec. 13
July 7.
1.
1.
1.
4.
1.
18.
1
Nov. 20.
July 15
25
1.
1.
10
Aug. 5.
July 1.
1.
Sept. 15.
Oct. 3.
Aug. 2.
Oct. 3.
11.
Aug. 31.
July 1.
11.
Sept. 12.
July 1.
1.
24.
1.
1.
18.
1.
1.
Nov.
July
Registry
ends, 1894.
June 30
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Meadow.-, Thomas . . .
Meharry, H. B
Meikle, John L
Meir, George
Meiritt, Geo. H
Merry, VVm. T
Metnerell, Geo. A
Metzler, Jno. W
Middleton, H. A ....
Middleton, Thos. A .
Miheli, G. A
Mill, J. A
Miliar, Wm
Miller, Chas. P
Miller, Geo. W
Miller, H. H
Miller, Jas. A
Miller, Jas. W
Miller, John
Miller, John N
Miller, R. B
Miller, Kobt. fl
Miller, R. K
Mi ler, Thomas
Miller, Walter
Milliau, Jno. H
Millman, Jno. T
Mills, John ...
Mill.s J. Bidwell....
Mill-, Thomas ....
Mills, Thomas
Milne, Wm. G
Miner, Henry
Minto, James
Minty, F. C. G
Misener, Frank E . . .
Mitchell, Fred
Mitchell, W
Mitchell, W. D
Mitchell, \V. G ... .
Mix, James
Moag, Stewart
MoflEat, J. S
Mole, Charles
Moles, R. G
Monk, Lewis H
Monroe, Duncan . . . .
Monteith, John
Moody, Hoberc
Mooney, Henry . . . .
Moore, Thomas . . . .
Moore, F. A
Moore, Geo. F
Moore, J. Austin . . .
Moorehouse, H. J . . .
Mooring, George . . . .
Moreton, R. R
Morgan, Chas. E. . . .
Morgan, P. L
Morgan, W. P
Morris, Abraham . . .
Morris, Alexander...
Morris, Charles
Morris, Harvey
Morris, S. B
Register
No.
Residence.
Registry '
begins, 1893.
Registry
ends, 1894.
2553
2192
3448
2733
2426
3803
3237
2724
3169
3170
3256
2960
2898
24S3
2514
3361
2466
2490
3472
3909
2324
3740
3055
2222
2516
3418
2766
3621
3214
2108
3129
2119
2722
3106
2425
2162
2284
2157
3512
2764
2534
3612
2721
3158
3162
3708
2584
2215
3976
2521
2336
2548
3929
3704
2855
2155
3692
3227
2625
3189
2828
3416
2380
2090
2124
Woe dstock
Peterborough
Poit Arthur
Owen Sound
July 1...
1 ..
31....
1....
1....
Oct. 7....
July 13....
1....
10....
10....
14....
4....
1...
1....
1....
20...
1....
1....
Aug. 2....
Nov. 18....
July 1....
Sept. 20. ,.
July 5....
1....
1...
26....
1....
Aug. 22....
July 11. ..
1....
7. . . .
1.. .
1....
5....
1....
1....
1....
1....
Aug. 7 . . . .
July 1....
1...
Aug. 21....
July 1....
7....
7....
Sept. 14....
July 1...
1....
Dec. 8....
July 1....
1....
1/...
Nov. 27 ..
Sept. 14....
July 1....
Sept. 9,'.'.'.'.
July 12....
1....
10...
1....
26....
1....
1....
1....
June 30.
Loudon
<>
Toronto ....
((
Lindsay
i<
N apanee
Lindsav
((
Lindi-ay
Ailsa Craig
"
( "ttawa
J,
Toronto
1(
London
X
"
Mt. Albert
<«
<(
\V alkerton
Goodwood
Owen Sound
Hamilton ...
St Helen's
'<
Stratford
.,
Goderich
<<
Woodstock
"
Hamilton
"
Kingston
<t
Belleville
'1 oronto
((
Smith's Falls
"
<(
^^'alkerville
• (
Marshville
Innerkip
(<
Port Elgin
(t
Atwood
Carleton Place
Elmvale
Smith's Falls
Gait
JJ
"
"
Cornwall
Raper
<t
"
Ottawa
<(
Toronto
Toronto . . . ,
(I
««
Brockville
(1
(C
FTamilton
«<
Clifton
"
Napperton
l(
Uxbridge
it
Toronto
II
Rodney
"
34
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Register
1 No,
Morrow, Charles R.
Morson, Alfred E
Morton, Adam
Morton, Geo. K
Morton, R. M
Morton, S. E
Moseley, Frank
Mosher, A
Mowbraj-, R. R
Moyer, Melvin
Muir, James M
Muirhead, Andrew D .
Munro, G. G. G
Muntz, Geo. H
Murchison, John
Murdoch, A
Murphy, J. A
Murray, David
Murray, .John C
Murray, Wm. A
Murray, W. C
Murray, W. J
Mutchmor, Alexander.
Naftel, Francis J. T .
Naftel, F. J. T
Neal, W. J. T
Neil, Oscar
Neill, James H
Nelles, J. A
Nelles, T. R
Nesbitt, S. G. M
Nesbitt, Samuel . .
Neville, Rich'd. B. T.
Neville, Richard . . . . .
Nicholis, John T
Nightingale, Chas. E .
Niles, VV. C
Nixon, F
Nixon, H. R
Noble, VVm
Noble, Wm
Nutting, Marshall L .
Nye, Bartlett
O'Boyle, W. F
O'Brien, George . . .
O'Brien, J. H
O'Connor, H., jr. . .
O'Conrtor, James M
O'Donnell, John. . ..
O'Donoghue, John. .
O'Donovan, M . . . ,
O'Flynn, H. H
O'Loughlin, Henry .
O'Meara, T. J
Odette, Daniel B ..
Ogden, Henry H . . .
Ogilvie, J. B
Old, James, jr
Oliver, Wm. C
Oram, John P
Morrison, George E : 3732
Morrison, Stuart 3203
Morrison, Wm ' 3295
'" " ~ 2320
3613
2774
2270
3606
3441
2760
3912
3702
2133
2321
3838
2857
3956
2892
2941
2677
2914
3725
3365
2541
3019
3618
2105
2720
3459
3390
3750
2948
2511
3041
3626
3475
3561
3091
3138
2606
3303
3605
2489
3125
3549
31.12
3168
2869
3014
2875
2109
3825
2952
2210
3277
3535
2815
3930
2441
2719
2888
3940
2468
Residence.
Sarnia
Toronto
Toronto
Copetown ».
Toronto
Brampton
St Thomas . . .
Windsor
Keswick
Parry Sound . . .
Toronto
Kinsale
St. Catharines .
Waterloo
Brantford
Toronto
Toronto
Lncknow
Hamilton
Ottawa
Kingston
Braemar
Iroquois
Aylmer . . ....
Brooklin
Ottawa
Goderich . . .
Goderich . . . ,
Kingston . . .
Seaforth . . . .
Toronto ....
London
Simcoe
Brighton . . . .
Toronto . . . .
Toronto . . . .
Woodstock .
Strathroy . . .
Wallaceburg
Toronto
Dundalk ...
St. George . .
Brampton . . .
Guelph
Lindsay
Montreal ....
Lindsay
Toronto
Uxbridge . . . .
IngersoU
Brussels
Peterboro' . . . .
Stratford
Whitby
Madoc
St. Catharines
London
Windsor
Sarnia
Aylmer
Caledonia . . . .
Toronto
Kingston
35
Registry
begins, 1893.
Aug.
July
Sept. 19
July 11
15
1.
21.
1.
1.
Aug. 21.
July 31.
1.
Nov. 20.
Sept. 13.
July 1.
1.
Oct. 21.
July 1.
Dec. 5
July 1.
3.
1.
1.
Sept. 16.
July 20.
1.
5.
Aug. 23.
July 1.
1.
Aug. 1.
July 24.
Sept 20.
July 3.
1.
5.
Aug. 22.
2.
12.
5.
7.
1.
17.
Aug. 21.
July 1.
6.
Aug. 12.
July 7.
July
Oct.
July
July 10.
1
5.
1
1.
16.
4.
1.
15.
Aug. 10.
July 1.
Nov. 27.
July 1.
1.
1.
Nov. 28.
July 1
Regi.^try
ends, 1894.
June 30
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continue'/.
Name of Agent.
Orr, George H . . .
Osier, E. H
Ouelette, C. A . . .
Ouimette, Wru. L
Owens, J. P
Owens, P. B
Owens, Wm. G . .
Oxlev, A. M
Oxley, A. E
Pacaud, Gaspard . .
Packert, Ohas
Pauier, S. H
Palmer, P. R
Papineau. P. C
Paqn-tte, P. S
Paidington, Jos. H .
Parker, James
Parker, Jas. E
Parkes, Thomas ... .
Parlow, Edward
Prescott, E. E
Parsons, E. E
Parsons, Horace W. .
Parsons, Thomas . . . .
Passmore, 8. F
Pastorius, C. J
Patterson, Henry J . .
Paterson, James A . .
Paterson, Peter
Paton, P
Patterson, Thomas
Patterson, Thomas . .
Pattison, A. O
Paul, John
Payne, G. Pack wood
Pearen, J. M
Pearce, R. P
Pearson, Chas
Peckham, J. R
Register
No
2491
2263
2718
2916
2973
2812
3110
2442
2690
3757
2424
2419
2249
3728
3485
2839
3585
2404
3427
3895
2645
3819
2943
3025
3337
3325
3657
2091
3562
3821
2433
2448
2530
2422
2258
2586
3067
2717
2163
Pedlar, Samuel j 2486
Peine, Louis ] 3157
Peirce. Robert i 3388
Pengilly, W. H . .
Pennington, M. A
Pennock.J. T...
Pennock, Wm
Perdue, W. H
Perkins, W. A . . . .
Perchard, J. F ...
Percy, John
Percy, Uriah
Perkins, Joseph L.
Perlev, Chas. S . . .
Perrett, H. W
Perrin, J. D ......
Perry, A
Perry, Arthur W
Perry, Lewis E . . .
Perry, R. P
Perry, Wm. C
Peters, H. S
Peters, N
Peterson, C H
3959
3649
2524
2366
2716
2278
3492
3408
3126
3419
3304
2456
2917
3068
3519
3156
2986
2369
2507
2682
2267
Pethick, Wm. E i 2959
Residence.
Toronto
Cobourg
Tilbury Centre
Londesborough
Oshawa
London
Forest
Toronto
Toronto
Windsor ......
Stratford
St. Thomas
Belleville
Constance
Vanleek Hill . .
Toronto .... ..
Stirling
Ottawa
Empire
Toronto
Chatham
Walkerville . . .
Forest
Orangeville . . .
Brantford ....
Harrow
Ale.xandria . . .
Totoiito
Tori'iito
Parrie
Stratford
Gait
Clinton
London
Toronto
Mt. I lennis , . .
Kingston
Toronto
Niagara Falls .
Toronto
New Hamburg
Brantfojd
Cobourg
Hamilton
Ottawa
Ottawa
Walkerton ....
Petrolea
Lindsay
Toronto
W hitevale ....
Lindsay
Brantford ....
Pembroke ....
Bailieborough
Kingston
Toronto
Newburgh ....
Bracebridge . .
VI t. Forest
Uxbridge
Port Hope . . . . ,
Clifford
Bowmanville .
Registry
Registry
begins, 1893.
end.<, 1894.
July 1....
June 30.
1....
1....
1....
4....
1....
5....
1....
1...
Sept. 23...
July 1 . . . .
1. ..
1. ..
Sept. 16. .
Aug. 4..
July 1 . . .
Aug. 21. ..
July 1....
31....
Nov. 13....
July 1....
Oct. 16. ..
July 4....
5....
18....;
18....
Aug. 30
Ju.y 1
Aug. 18....
Oct. 16....
July 1....
1....
1....
1....I
1.. .
1....
5....
1....
"
1....
"
1....
7....
((
24. . . .
"
Dec. 6....
"
Aug. 25...
<i
July 1....
"
1...
"
1....
"
L. . . .
"
Aug. 5 ...
"
July 25....
6. .
"
26....
i(
17....
"♦
1...
"
1....
"
5....
"
Aug. 9....
«'
1....
"
July 4....
K
1....
>«
1....
"
1....
"
4....
"
I
36
bl Victoria.
Sessional Papers (No. 13).
A. 1894
INSUEANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Register
No.
Eesidence.
Petre, Alexander 2715
Petrie, W. T 3473
Pettypiece, J. H . . 2355
Phelps, Wesley H 3733
Phillips, D 3984
Phillips, Richard 3841
Phillips, Samuel 2998
Pickell, Belding 2343
Pickell, Belding 2558
Pickup, W. S 2714
Pinder, Wellington 3357
Piercy, Jas. W 2196
Pillon, VVm. J 2958
Pinkerton, Thos 3042
Pitkin, Gilbert S 3505
Piatt, Rupel C 3369
Plewes, David 1 3533
Plum, W. R. . 3165
■ ■ 3130
3747
2231
2674
2127
3560
3539
2299
3247
2866
2566
3645
2438
2437
2671
3665
2272
2665
2781
Plumley, Miles S
Plummer, Albert H
Pochlman, Thos. . .
Porte, W. J ,
Porteous, A. T
Potter, Dexter, D.'E...,
Potticary, Mark ,
Pottruff, Jonathan . , . .
Powell, A. B
Powell, J. B
Pratt, T. S
Pray, Chas. W
Price, Geo
Pritchard, Geo
Proctor, C. E
Proctor, Wm
Pujolas, Robt. .J
Purvis, Henry J
Pye, Chas
Quarrie, W. S.
Radcliffe, J. H
Radcliffe, Richard . . .
Rae, Robert
Rae, R. A
Rae, .John
Rae, W. H
Rahellej', Michael J.
Rainsford, Wm
Raitt, Thos. R
Ramsay, .John
Rapley, J. W
Rapley, M
Ratcliff, Thomas
Rathbun, F. S
Ratz, .Jacob
Ray, S. W
Raymo, Wm. A
Read, F. H
Read, John
Read, John L
Redditt, B
Reed, Jos. B
Reed, J. C
Reece, Jno. R
Reesor, F. A
2618
2956
2909
3802
2713
3574
2944
3973
3317
2609
3233
2712
2874
2789
3278
2461
2858
3643
3908
3814
3396
2120
2097
2798
3332
290]
Eloia
Holstein
An;herstburg .
St. Catharines
Kingston
Havelock
Georget6wn . .
Seagrave
Seagrave
Millbiook
Arthur. ......
Hamilton
Comet .
Pinkerton ....
Petrolea
Thamesville . .
Norwood
New Hamburg
Napanee . . .
Blyth
Hanover
Forest
Cornwall
St. Catharines
Brantford
Hamilton ....
London
Whitby
Tilsonburg
Alvinston
Owen Sound . .
London
Corunna
Harrington. . . .
Weston
Toronto
Clarksburg . . .
Toronto
Toronto
Goderich
Thedford
Oil Springs. . . .
Alvinston
Winnipeg ....
Toronto
Fort Erie
Toronto
Ux bridge
Kincardine, . . .
Strathroy ....
Newmarket . .
Deseronto . . .
New Hamburg
Port Arthur . .
Waterloo
Brockville
Petrolea ....
Bobcaygeon . . ,
Richmond Hill .
Toronto
Toronto
Hiintsville
' Markham
Registry
begins 1893.
July 1....
Aug. 2...
July 1...
Sept. 19....
Dec 13....
Oct. 23....
July 4....
1....
1....
1....
19...
1....
4....
5....
Aug. 5
July 20
Aug. 10....
July 8...
7....
Sept. 20....
July 1....
1....
1....
Aug. 12
11....
July 1 ...
13....
1....
1....
Aug. 26. . . .
' ' 1....
1....
1....
1....
1....
1....
1....
1...
Registry
ends, 1894.
June 30.
July
Sept.
July
4..
1..
6..
1.,
17..
4..
Oct.
July
Aug.
July
Dec. 8..
July 18..
1..
13..
1...
1...
1...
15..
1..
1...
Aug. 26...
Nov. 11...
Oct. 13...
July 24 . . .
1...
1...
1...
18...
1...
37
57 Victoria.
Sessional Papers (No. 13).
A. 1894:
INSURA.NCE CORPORATIONS ACT, 189?.
Schedule of Life and Accident Insurance Aoents, etc — Continued.
Name of Agent,
Reeves, Chas. J
Raid, Edwin J
Reid, J D
Reid, John R
Reid, Robert W
Rennie, J ohn
Rettenmier, J. H . . ,
Reveler. Samuel S . .
Rew, Harman
Reynolds, James G
Reynolds, Jno
Rice, H. L
Rice, \V. H
Richards, E
Richardson, A
Richardson, C. D . . ,
Richardson, John . .
Richardson, Joseph
Richardson, J. C . . ,
Richardson, Jas. M .
Richardson, Wm. T .
Richardson, W. V . ,
Riddel), Robt T ...
Ridden, VV. H
Risk, Geo ,
Rispin, W. E
Rittenhouse, W. B
Ritter, R. E
Roberts, David ....
Roberts, Edward ...
Roberts, Geo. W . .
Roberts, Jas. E ...
Robertson, George . . .
Robertson, James . . .
Robertson, Jno
Robertson, James W
Robertson, Norman .
Robins, VV. S
Robinson, 0. H
Robinson, F. W
Robinson, Geo. H . .
Robiason, J
Robinson, Thos. jr . ,
Robinson, Wm
Robinson, W. M . . .
Roche, Gilbert
Rochester, James K
Roe, CO
Rogers, Peter
Rogers, D. H
Rogers, George
Rogers, R. R ,
Rogerson, John
Rogerson, Richard . . .
Romain, C. E ,
Rome, A
Roman, R
Roos, J. H
Roos, Michael
Roos, Peter H
Rorke, George
Rose, A. M ,
Rose, Wm. H
Rose, W. S
Ross, Fred. H ,
Register
No.
3052
3875
3901
2858
3490
3999
2710
3461
3097
3780
2279
2235
3048
2711
2377
2532
3463
3231
2796
2444
2176
2709
3563
2535
3004
2925
3146
3135
2708
3989
3202
2529
3833
2183
3115
3837
2818
3593
3310
2165
2072
2918
2707
3i21
3137
3787
3710
3010
3098
3641
3364
2118
2939
3523
3358
3087
3147
3782
2218
3217
2706
3192
3420
3221
3647
Residence.
Registry
begins 1893.
Woodstock July 5 . .
Marlbank Nov. 4 .
Burk's Falls 16..
Ottawa . July 1 . .
Peterborough Aug. 5 . .
St. Catharines Dec. 19 .
Duart July 1 .
Winchester Aug. 2 . .
Inwood I July 5 .
Allendalr Oct. 2..
Pari>i July 1 .
St. Mary's 1. .
Carrie's Crossing 5 .
Melbourne 1 . .
Chatham 1 . .
Toronto 1 . .
Scarboro Aug. 2 . .
Tavistock July 12 . .
Beeton 1 . .
Windsor 1..
Toronto . 1.
Pickering 1 . .
Wallaceburg Aug. 16 . .
Waterloo July 1 . .
Chesterfield 4 .
Chatham 1 . .
Beamsville 7. .
Harri.ston 7 . .
Cobourg 1 . .
Toronto Dec. 14 . .
Toronto July 11 . .
Toronto 1..
Toronto Oct. 18.
Brockville i July 1 .
Toronto 6..
Lynedoch ; Oct 21 . .
Walkerton July 1 . .
Wyebridge Aug. 21 .
Walkerville July 17. .
Wallaceburg 1 . .
Toronto 1 .
Mt. Brydges 1 . .
CoUingwood 1 1 . .
Winthrop | 26 . .
Wroxeter 1 • ■
St. Thomas ! Oct. 3 .
Renfrew Sept. 14 .
(ieorgetown July 4 . .
Woo.dbridge i 5 . .
Gananoque ! Aug. 26 . . .
Londm j July 20..
8tayner . . . .
Barrie . . . .
Ingersoll . . .
Toronto . . . .
Owen Sound
Ottawa
Waterloo . . . .
Berlin
Waterloo . . .
Thornbury . .
Rat Portage
Napanee
Berlin
7.
4.
Aug. 9
July 19
7..
Oct. 2..
July 1..
12 .
1..
10..
26
12 .
Toronto ' Aug. 26.
Registry
ends, 1894.
June 30
38
57 Victoria.
Sessional Papers (No. ]3).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life am> Accident Insurance Agents, etc. — Continued.
Name of Agent.
Register,
No. I
Residence.
' Registry
begins, 1893.
Ross, J. L
Ross, J. W
Ross, J. P
Ross, Walter, T . . .
Ross, Wm
Ross, Wm. J
Rothwell, W. E . . . .
Rothwell, Jas. A . .
Roughton. S
Rouse, S. J
Routh, Jno. T
Runnalls, Jno
Rush, H
Rush, T. O
Russell, A
Russell, J. A
Pussell, W. S
Rutherford, George
Ruttan, J. F
Ryan, C. B
Ryan, Thomas
Ryan, Thomas J . . .
St. Morris, Charles.,
Sails. S. E
Sal-bury, C ,
Salter, J. E
Salter, John H
Samson, A
Sanders, M. A
Sanders, W. B
Sanderson, A
Sanderson, Thos. . . .
Sand ford, Thos. D..
Sangster, .Tames F. .
Sangster, R. J
Saunders, L. C
Sargant, James
Savage, P. G
Savage, Thos. F....
Scarff, James S
Scarlett, H. A
Schell, D. M
Scott, Chas. R ,
Scott, F. W
Pcott, J. W
Scott, R. B
Scott, Ralph E
Scott, R. H
Scott. Wm
Scott, W. R
Scott, R. W
Scott, W. H
Scripture, Thos. W.
ScoUard, Thos
Schmitendurf, F. A.
Schoeliig, Geo. I. . . . ,
Scholfield, Edmund..
Schooley, J. F
Schooley, Wilton A .
Schultz, Christina F .
Secord, J. P
Secord, Percy
Secord, S. W
Seger, Abner O
3887
2125
3373
2929
3722
3717
3376
3209
2129
2591
2104
2705
2460
3140
3205
2500
3961
3883
3569
2554
3311
2073
3109
2992
3075
3347
3870
3204
3391
2780
2783
2434
3932
3783
2327
2091
2423
2459
2385
2116
3868
2181
2094
3326
2871
3038
2462
3200
3453
3382
2389
2164
2236
3250
2413
3424
3154
3329
3522
3756
3597
2138
2552
2410
Aurora
Nelles Corner.i
Exeter . . . : .
Picton
Glammis
Port Arthur . .
Gait
Walkerton . . .
Belleville
Toronto
Hamilton
Welcome
Peterborough . .
Peterborough . .
Bracebridge . .
Chatham
Tavistock ....
Shelburne
Port Arthur . .
Ingersoll
Peterborough . .
Sudbury
Toronto
Toronto
Montreal
AlHston
Hagarsville
Blenheim
Sarnia ......
Stayner
Caledon East. . ,
Toronto
Brighton. .. .
Florence
Toronto
Toronto
Tcronto
Richmond Hill
Guelph
Woodstock ....
Blyth
St. Thomas. . . .
Ottawa
Highgate
Listowel
Seatorth
Forest
Stratford
Winnipeg ....
Grand Valley . ,
Chatham
P( rt Hope
Toronto ,
Chatham ,
Toronto
Zurich
Montreal
Brantford ,
Humberstone . .
Preston
Orillia
St. Catharines. .
Woodstock . . . .
Welland
39
Nov. 8 . .
July 1..
21..
1..
Sept. 16..
15..
July 21..
11...
1.
1..
1..
1..
1..
7..
11.
1..
Dec. 7 . .
Nov. 7..
Aug. 19..
July 1 .
17..
1..
5.,
4.,
5.,
18.,
2.,
1..
24.,
1..,
1.
1.
28..
2
is!!
1.
1...
1.
1.
1.
2.
1.
1.,
18..
1..
5.,
1..
U..
1
21..
1..
1 .
1..
14..
1..
26..
7..
18 .
9..
22..
21..
1..
1..
1..
Nov.
July
Nov.
Oct.
July
Nov.
July
Aug.
July
Aug.
Sept.
Aug.
July
Registry
ends, 1894.
June 30.
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life axd Accident Insurance Agents, etc. — Continued.
Name of Agent.
Register
No.
Residence.
I Registry
begins, 1893.
Registry
ends. 1894.
Selwvn, Edwin A. . . .
Scha'fer, P. C
Shambleau, Alfred L
Shambleau, P. E . . .
Shannon, W. T
Sharp, Fi-ed. S
Sharman, Samuel H
Sharp, S J
Shaver, F. B
Shaver, Walter
Shaw, John
Shaw, W. M
Shirley, Margaret A
Short, W. B
Shouldice, J. H
Shultis, .John. .. .
Shunk, Silas
Shuttleworth, Alma .
Sifton, .loseph T
Silcox, Edgar ,
Silvester, \Vm. A. ..
Sinclair, A
Sinclair, Uonald A .
Sinclair, D. N
Sisley, E. H
Skerritt, .J
Slack, J. H
Slaght, I'
Slatter, Philip J
Sleeman, Geo
Slimmon, David T. . .
Sloaa, J. H
Sloan, Robert
Sloan, \^
Smale, E. H
Smallwood, David J
Smallwood, D. -f ....
Smart, Alfred M ....
Smiley, James
Smith, A. E
Smith, A. R. 0
Smith, Chas. S
Smith, David
Smith, Geo. F
Smith, Geo. W
Smith, H. J
Smith, James
Smith, James H ....
Smith, .John S . . . .
Smith, Thomas ...
Smith, W. A
Smith, \V. ]•:
Smith, W. G
Smith, W. T
Smitheram, A E ...
Smyth, Geo. C-
Snell, Charles ...
Snell, Edward
Snell, .Joseph ....
Snell, Joseph W . . .
Snider, F
Snow, Horace C . . .
Snyder, H. E
Somerville, F. L
Sorley, J. M
3.568
3994
3620
3599
2359
3380
3749
2533
2209
3218
3;i08
2i.57
2479
2974
3089
3011
3829
2166
2635
2790
3587
2361
2844
2811
3176
2891
2539
2549
2409
2501
3679
2208
2i46
3503
2326
3793
3927
2391
2311
2786
3674
2961
3575
2886
3S94
2589
3834
2494
3753
3818
3296
3394
2379
21S6
3799
3104
.S07S
.'<5>i4
3032
3051
2512
2458
2988
2945
2835
Ottawa
Carluke
Chatham ....
Wallaceb irg . .
Pictoa
Windsor
Athens
Toronto ....
Brantf ord
Woodstock ...
Brussels
Port Credit ...
Napanee
Toronto
Hamilton
Vandecar .....
Sherwood
Walker ton ....
Dutton
Shedden
Stouffville
Harriston . ...
Owen Sound . . .
Aberarder .
Richmond Hill
Arthur
St. Marys ....
London
Toronto
Guelph
Winfield
Hamilton .
Gait
Gravenhurst . .
Woodstock . .
North Bay . . -
North Bay
London
Princeton
Wingham
Cold water
Heidftlburg
London
Southampton .
Ravenshoe ....
Toronto
Toronto .....
Montreal
Ingersoll
Hamilton . ...
Windsor
Toronto
Guelph
Elmwood . . .
Fene'on Falls .
Acton West. .
E.xeter
Wingham
Dash wood. ...
Seaforth
Hamilton
Ottawa
Brockville. . . .
Tjinlsay
Toronto
40
Sept.
July
Aug. 19.
Dec. 18.
Aug. 24.
21.
July 1.
21.
Sept. 20.
.July 1.
1.
1^
17.
1.
1.
4
rt .
4.
Oct. 16.
.July 1.
1.
1.
Aug. 21
July 1.
1.
1.
10.
1.
1.
1.
1.
1
6.
1.
1.
Aug. 5.
July 1.
Oct. 4.
Nov. 27 .
July 1.
1
1.
Sept. 5.
July 4.
Aug. 15.
.July 1.
Nov. 11.
July 1
Oct. 18.
July 1.
Sept. 21.
Oct. 13.
July 15.
24.
1.
1.
Oct. 5.
July 5
5.
Aug. 10
July 5.
5
1.
1
4.
4.
i.
June 30.
Jll
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accident Insurance Agents, etc. — Continued.
Name of Agent.
Souch, J. E
Sparks, R
Sparliog, James ....
Sparling, W
Speers, Hugh
Speers, Wm. A
Spence, .J. M
Spike, B. A
Spike, George
Spratt, Wm. A.
Stabler, .J. M
Stainton, Geo. A . . . .
Stanfield, James
Stanley, R. I)
Stanley, T. D
Stanley, Wm
Staples, .Joseph V . . .
Stauffer, Wellington.
Stearns, Seargent P. .
Steben, B. F
Steele, Angus
Steele, Angus
Steel, Thomas
Steeves, H. IM
Stephenson, .John . . .
Stern, Samuel
Stevens, VV. M
Stephenson, Geo
Stevenson, H
Stewart, -vlex
Stewart, Alexander
Stewart, A. M
Stewart, Duncan . . . .
Stewart, I >. VV
Stewart, Geo. A
Stewart, James
Stewart, James
Stewart, John A. C .
Stewart, Robert
Stewart, S. W
Stewart, W. A . . . .
Still, Wm
Stimers, A. O
Stinson, J. D
Stinson, R. H
Stiven, G
Stokes, .lames C
Stokes, Robert A. . . .
Stone, Alfred
Stone, F. W
Stoneman, J, C
Stovel, C. W
Stover, W. N
Stoney, .Tno. L
Stratford, J. E. H . . .
Stratton, John F . . . .
Strong, A. D
Strong, F. W
Strong. Richard S . . .
Summers, F. .T. C ...
Sumner, W. K
Suter, F. D
Sutherland, ]). H ...
Sutherland, R. O . . . .
Sutherland, R. W . . .
Register
No.
3280
2232
3592
3566
5675
2562
26 tl
2122
.Si93
3691
2867
2860
3:^16
3393
2074
2300
3464
3243
3150
2578
2142
2556
2900
3454
3124
2545
2261
3015
3284
2676
3867
2414
2680
2613
3148
2286
2703
3873
2219
212.^
3163
2200
3458
2702
3903
2450
2945
3514
3002
3009
3639
3.584
2.508
2172
26.'S8
31.53
2678
3896
2107
3409
3353
2878
3248
398?
3010
Residence.
Newmarket . .
Waterdown . .
Barrie
Forest
Ivy
Oakville
Belwood
Meaford
Meaford
Hamilton ....
Berlin
Toronto
London
Toronto ....
Sc. Mary's
Lucan . . .
Victoria Road
Toronto
Montreal
Ottawa
Stratford
Stratford
Ridgetown . , .
Rat Portage .
London ....
Toronto
Athens
Peterborough .
Mount Forest
Stratford
Blackstock . . .
Windsor
Stratford ...
Renfrew
Lindsay
Meaford ,
Saltford ... ,
Brantford
Ottawa
Walkerton
Lancaster
Orangeville. . . ,
Essex
Ches'ey
Meaford
Goderich
King
Toronto
Guelph
Guelph
Hensall
Walkerton . . . .
Sombra
Hamilton
Brantford
Montreal
Gait
Mitchell
Gait
Toronto
IngersoU
Dundas
Huntsville
Registry i Registry
begins, 1893. ends, 1894.
Sept.
July
July 15 .
1.
Aug. 18.
19.
July 1.
1.
1.
1.
15.
8.
1
1.
17.
24.
1.
1.
Aug. 2.
July 13.
7.
1.
1.
1
1.
1.
6.
1.
1.
5.
15.
1.
Aug.
July
Nov.
July
Nov.
July
2.
1.
1
1.
7.
1.
1.
2.
1.
1
8.
1.
Aug. 1.
July 1 .
Nov. 17
July 1 .
4.
9
4.
4.
Aug. 26.
21.
July 1.
1
Aug. 30.
July 7.
1.
Nov. 14.
July 1.
25.
18.
1.
13.
Aug.
July
24 (IN.)
Wallacetown - Dec. 12 . ,
Toronto July 5.,
41
June 30.
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule of Life and Accidext Insurance Agents, etc. — Continued.
Name of Agent.
Swan, R. J
Swift, Jos. F
Swift, W. W
Switz^r, Harvey F .
Sydie, H. A
Sykfs, B. D
Szeliski, Paul V . .
Tibberuer, Christopher.
Tait, .J. F
Tallman, F. A
Tape, .Jame*
Tatham, Herbert
Taunt, George
Taylor, Charles
Taylor, F. C
Taylor, Frank O
Taylor, Israel
Taylor John
Taylor, J. H
Tavior, .John J
Taylor, Wm
TaVlor, W. M. P
T. etzel, J. D
Telf er, Arthur B
Telfer, T. A. S
Telford, W. R
Templin, .Jno
Tench, W. E
Tennant, E
Thomas, Geo. .T .
Thompson, Alfred
Thomas, .Jno. P
Thompson, C. A
Thimpson, D. J
Thompson, Geo. C
Thompson, .J. .1
Thompson, L . .
Thompson, M. McL . . .
Thompson, Wm
Thompson, Wm
Thompson, Wm. J ....
Thompson, .Jno. H
Thornton, Isaiah
Thornton, .Tn >
Thurtell, R. ^J
Tiernay, A rthur H ...
Tiernay, -J
Tilden, C. X. O
TiUpy, H. R
Tilt. .Vathaniel
Tindall, ^V
Tindell, W. B
Tisdall, Jnr>. P
Titus, W M
Tobin, A. M
To id, Archibald. ... .
Tomb, James
Tompkins, Wm. L
Torrop, N. H
Totten, William
Tnwe, Edward
Tree, E. B
Tremb'e, Wm
Trew-n, F. W
Trimble, Jno. A
Register
No.
3986
smo
2180
3886
2112
2271
3610
337.0
2340
2131
3451
2291
3234
3726
2873
2328
3031
3438
2203
3797
3879
3107
2273
3795
2832
2312
2773
29.30
3215
2905
3.521
2396
2352
2919
2969
3263
2834
2099
2902
3493
3573
2686
3504
3058
2701
2700
3341
3992
3030
3187
2243
2372
3591
2111
2233
2656
2574
3759
2136
3476
2248
3916
3958
3118
3417
Residence.
Registry Registry
begins, 1893. ends, 1894.
Wingham j Dec
Kingston
St. ' 'atharines i July
Midland | Nov.
Orangeville ! July
Brantford
Toronto Aug. 21 .
Listowel
L'Amable ....
Merriekville . .
Highgate
London
Toronto
Gobies
Lindsay
Harriston . . . .
Clinton
Ottawa
Hightield
Manitowaning
Clinton
Toronto
Morpeth
Sartiia
Toronto
Walkerton . .
Fergu-*
Niagara Falls .
C)rnwall . . . .
Ess»-x
Penetang ....
Rel'eville ....
Penetang ....
Button
Toronto
Orillia
Toronto ....
Belleville
Norval
Peterboro' . . .
Toronto
St. Thomas . .
Omemee
Garden Hill .
Teeswater . .
Blyth
Arnprior
Ailsa Craig. . .
Toront >
Listowel . . . .
Walkerton
Parry Sound .
Clinton . . ...
St. Tho nas. . .
Watertord
Walkerton
Alexandria ..
Brighton
Montreal . . . .
Toronto
Lond >n
Woodstock . . .
Ottawa
Oshawa
Brampton . . .
July 21 .
1 .
1..
31..
1..
13 .
Sept. 16..
July 1
1..
31.
1
Oct. 5.
Nov. 6.
July 5.
1.
Oct.
July 1
1
1
I
12
1
Aug.
July
4.
9..
1..
1 .
1
4
15..
1..
1 .
1..
Aug. 5 .
17 .
•Julv 1..
Aug. 5 .
July 5..
1..
1..
18,.
Dec. 18..
•July 5 .
10 .
1..
1..
Aug. 21 .
July 1 . .
1 .
1
1.
Sept. 25..
July 1 .
Aug. 2..
July 1 , .
Nov. 21 ..
Dec. 5..
July 6
26.,
June 30.
42
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE COlil ORATIONS ACT, 1892.
Schedule of LiFt: and Alcident Insurance Agents, etc. — Continued.
Name of Agent.
Register
Is'o.
Tripp, N
Trounce, W. J
Troy, John L . . . .
Troy, T. J
Truax, Richard . .
Trull, Henry
Tucker, Thomas . .
Turner, Henry A
Tyte, W. .J
Ullyot, Geo. M.
Vallantyne, J. B
Vandervoort, G, W . . . .
Van Derwater, R. W . .
Vandrick, Alexander J
Vaughan, Geoi-ge
Vaughan, Joseph E . . . .
Vernon, Alex. A
Viau, David M
Vick, John P
Vickery, John
Vincent, Lewis D
Virgil, W. Turner . . . .
Vodden, Wm
VoUick, R. W
Waddell, George ...
Waddell, A
Wade, Robert
Waldron, L W . . . .
Walker, Alexander . .
Walker, David
Walker, C. W
Walker, John
Walker, John
Wallace, CO
Wallace, David.
Wallace, James
W allace, S
Wallace, Thos. W .
W^almsley, James. . . ,
Walsh, J. W
Walton, M
Ward, James
Ward. T. W
Ward, W. J
Warne, Albert .J
Warren, F. W
Warren, H. A
Warren, John
Washburn, A. C . . . .
Waters, W J
Waterbury, W. B
Watkins, Charles M
Watson, Beachell. . .
Watson, Fred C . . . .
Watson, James ....
Watson, John W. . .
Watson, Neil
Watt, James
Watters, George H .
3J07
3581
2259
3921
3229
2226
3:i25
3794
2610
2477
3291
2303
2932
3177
2629
3741
2153
3252
3730
2964
2689
2808
3623
2184
2626
2851
2758
2848
3070
3367
2296
2640
2.^20
3830
3822
2557
2431
3774
2699
2965
3614
3604
3363
3006
3996
3480
2615
2266
3715
2921
2631
3957
3301
2697
2922
2942
2088
2698
3772
Residence.
Forest
Toronto
Toronto
New Germany
Toronto
Oshawa ... . .
Stratford
Millbrook
Toronto
Elmii a .
Sunderland ....
Campbellford . .
Kingston
Port Elgin
Hamilton
Dundas
Owen Sound . . .
Clarence Creek
Owen Sound. . .
Thornbury ....
Exeter
Gait
Harriston
Burlington ....
Registry
begins, 1893.
July 4..
Aug. 14..
July 1.
Nov. 24.
July 12.
1.
Oct.
July
Toronto
Stratford
Oriilia . . .
Welland
Mitchell
Charing Cross
Hamilton
Petrolea
Paris
Waubausheoe
Toronto
Ottawa
Dresden
Toronto
Wiarton
St. Catharines
Toronto
Fullerton
Toronto
Brigden
Cobjurg
Oshawa
Toronto
Frome
Kincardine
Campbellford
Mitchell
Spiingfield
Owen S jund
Sarnia
Seaforth
Toronto
Harwich
Lanark
Kingston ' Sept. 28.
43
Oct.
July
12.,
4.
1.
15.
1.
1.
10.
1.
Sept. 20.
July 1.
14.
Sept. 16.
July 4.
1.
1.
Aug 24.
July 1.
1.
1.
1.
1.
5.
20.
1.
1.
1.
16.
16.
1.
1.
Sept. 28.
July 1.
4.
Aug. 21 .
21.
July 20.
4.
Dec. 18
Aug. 4 .
July 1.
1.
Sept. 15.
July 1.
1.
Dec. 5.
July 15.
1.
1
4.
1.
1
Registry
ends, 1894.
June 30.
57 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
SCHKDULE OF LiFE AND ACCIDEXT IxSURANCE A(iENTS, ETC. — Continued.
Xame of Agent.
Register
No.
Residence.
Weatherbee, J. H
Webb, F. A
Webb, F. R
Webb. H. C
Webster, A. F
Webster, F. T
Webster, William
Webster, Wm. G
Weeks, C. E
Wegenast, John G
Weir, J ohn
We'don, Francis P
Weldon, Jas. E
Weller, J. S
Weller, Henrv
Wells, M. C /.
Werrett, George
West, William C
Westover, S
Whalley, Thomas W
Whateley, George
White, A. F
White, .James G
White, J. T
White, Wm
White, W. H
White. W. J. B
Whitefield, W. J
Wickett, Thos. H
Wij^gins, .Jno. W
Wight, Geo. H
Wigle, Andrew • ■ •
Wilde, W. S
Widdilield, J. E....
Wildfang, Levi
Wilkins, Gpo. W
Willi ims, David L
Williams, Geo. H 2293
Williams, Robt. F I 3506
Williams. R. G 3801
Williams, R. L ! 2376
Williams, Walter A ! 3320
WUliamson, J. C 3425
Willson, F. Curran 2224
Wilson, A. A 2989
Wilson, Edward 2776
Wi'sim, James 3071
Wilson, W. S ! 2822
Wing, F. C 3374
Winter, Chas. A 34'50
Winter, Joseph j 3923
Winters. Henry 3455
Wolfe, T. G i 2788
Woodcock, A. E 3890
Woodcock, E ' 2316
Woodley, Jas. H ' 3743
Woods, Geo. B | 3471
Woods, .JnD. S 3862
Woodside, John B . . . . , ' 2594
Woodward, Dan 3676
Wooley, John S I 3616
Wotton, C. W 12 628
3926
2863
2254
3270
2189
2836
2260
2384
3267
2636
3307
2445
3631
3297
3241
3495
2696
3204
2695
3863
3659
2846
3970
2982
2947
2830
3479
2617
3758
2381
3858
2077
3605
3525
3043
3878
3360
Registry
begins, 1393.
Toronto i Nov.
Toronto July
Petrolea i
Cobaurg
Toronto
Toronto
Fenelon Falls
Hamilton
Woodville
Hespeler
Kinesville. . .
Chatham . . .
Chatham . . .
Cornwall ....
Toronto ....
Mt. BrydgeS.
Simcoe
Wallaceburg
Fox borough .
Toronto ....
Perth
Welland ....
Hamilton . . .
KingsroD ....
London
Toronto ....
Kingston ....
Hamilton ...
Stirling ' Sept.
Weston : July
Queensville Oct.
Kingsville i July
Toronto j
Newmarket j Aug.
Tavistock inly
Huntsville . . .
Prince Albert
Hamilton ....
Toronto
.\ug.
July
Oct
Aug.
July
Dec.
July
Aug.
July
Nov.
July
Aug.
Chesley ! Oct.
Goderich July
Buckingham, C2ue
Toronto
Toronto
Barrie
Bright
Orchard
St. Catharines ■
Carm'^na
Waterloo Aug.
Arva j Nov.
Sudbury \ Aug.
Tottenham July
Toronto i Nov.
Goderich . July
Sault Ste. Marie ■ Sept.
Gait ' .Aug.
Toronto Oct.
Toronto July
Cannington Sept.
Tilsonbirg Aug.
Hamilton ' July
44
27...
1...
1...
15. .
1...
1 ..
1...
1...
15...
1...
17...
1 ..
24...
15...
13...
1...
1...
11...
1...
.31...
30...
1...
8. .
4...
3...
1...
4...
1...
25 ..
1...
30...
1...
1...
10...
5. . .
6...
19...
1...
5...
7...
1...
18...
26...
1...
4...
1...
5...
1...
21...
1...
27...
I...
1...
10...
1...
20...
2...
30...
1...
5...
22...
1...
Registry
endf, 1894.
June 30.
67 Victoria.
Sessional Papers (No. 13).
A. 1894
INSURANCE CORPORATIONS ACT, 1892.
Schedule op Life and Accident Insurance Agents, etc. — Continued.
Name of Agent,
Wright, Alfred . , .
Wright, C
Wright, Edward .
Wright, Geo. W..
Wright, H. W....
Wright, Jno ... .
AVright, J. J
Wright, Wm
Wright, Wm
Wright, W
Wurtele, J. W. L.
Wynne, John B . .
Register
No.
Yerex, W^m. E
Young, Al'an V. R.
Young, James
Young, James A . . .
Young, James A . . .
Young, R. J
Young, W. H
Young, Wm. L
Yule, Jno. M
3443
3200
3565
2264
3174
2904
3201
3467
3S07
3586
3120
2302
3885
3836
3057
3524
2681
3694
3287
2767
2274
Residence.
Registry
begins, 1893.
Toronto July 31 .
Amherstburg 14
Sarnia Aug. 19 .
Berlin I July 1.
Toronto j 10.
London 1
London 11
Bradford .
Huntsville
Tweed . . . .
Ottawa ....
Brigden . .
Little Britain .
Toronto
Auburn
Toronto
Mt. Forest . . .
Glencoe
Oakville
Mark dale . . . .
Brantford . . . .
Aug. 2.
Oct. 7.
Aug. 21.
July 6.
1
Nov. 8
Oct. 21.
July 5.
Aug. 10.
July 1.
Sept. 11 .
July 15.
1.
1.
Registry
ends, 1894.
June 30.
2o (IN.)
45
2 4 29
/
0
V