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SESSIONAL    PAPERS. 


VOL.   XXVI.— PART    in. 


FOURTH   SESSION,  SEVENTH   LEGISLATURE 


OF    THE 


PEOVINCB   OF  ONTARIO. 


SESSionsr    ±&q4=. 


TORONTO  : 
PKINTED   FOR   LUD.   K.   CAMERON,   QUEEN'S   PRINTER 

BY  WARWICK  BROS  &  RUTTER,  68  and  70  FRONT  STREET  WEST. 

1§91. 


LIST  OF  SESSIOI^AL  PAPERS 


ARRANGED  ALPHABETICALLY. 


Title. 


Accounts,  Public 

Agricultural  and  Arts  Board,  grant  to 

Agricultural  and  Arts,  Report , 

Agricultural  Colleo-e,  Report , .  .  . 

do  Report  of  Commission 

do  Commission  and  Evidence    . 

do  Cattle  sale  at , 

do  do         names  of  cattle 

Agricultural  Societies,  Analysis     

Algonquin  Park,  Reports    

Appeal  cases  for  argument 

Aspinall,  Joseph,  liquor  license  to 

Asylums,  Report 

Awrej,  N.,  Report  on  Chicago  Exposition    

Bee-Keepers'  Association,  Report 

Binder  twine  industry     

Births,  Marriages  and  Deaths,  Report 

Blind  Institute,  Report   

Bonds  and  Securities 

Bryce,  charges  against     

Canadian  Institute,  Report     

Central  Farmers'  Institute,  Report    

Census  Returns,  Provincial     

Central  Prison  Industries,  sales 

Children  Neglected,  Report    

City  and  County  Clerks,  salaries 

City  and  County  Treasurers,  salaries    

Colonization  Roads  in  Smith 

Columbian  Exposition,  Report 

do  Stockmen's  payment    

Commissions  Royal,  since  Confederation 

Commutation  allowances     , 


No. 

Remarks. 

1 

Printed. 

113 

Not  printed. 

39 

Printed. 

32 

(t 

33 

ti 

124 

Not  'printed. 

95 

Printed. 

97 

Not  lyrinted. 

103 

" 

22 

Printed. 

75 

ti 

114 

Not  printed. 

20 

Printed. 

98 

" 

38 

Printed. 

80 

It 

11 

'• 

30 

" 

69 

Not  printed. 

127 

10 

Printed. 

3G 

<i 

104 

" 

107 

<( 

47 

u 

109 

" 

108 

u 

83 

Not  printed. 

98 

Printed. 

89 

Not  printed. 

6 

Printed. 

52 

" 

Title. 


Coimty  Councils,  Reeves  comprising  in  1887  and  1892.  . 

do  do  1893 

Courts,  cases  before  at  Osgoode  Hall    

Cro^\Ti  Lands,  Report 

do  amounts  due  on 


85 
58 
14 
53 


Remarks. 


Printed. 


I 

Dairymen  and  Creameries,  Report    [  34        Printed. 

Davi-ison  liquor  license 91        Not  i^rinted. 

Deaf  and  Dumb  Institute,  Report     31        Printed. 

Disputed  Territory,  number  of  acres  sold  in,  etc.  ...    ...  119 

Division  Courts,  Report 16 

do  Rules,  etc 118        Xot  'printed. 

Division  Courts,  fees  of  Clerks  of 100       Printed. 

Dorian  charges  against  P.  H.  Bryce 127     I  Not  irri/iited. 

Dufferin  Registrar,  fees  for  1893 90     ' 

do  do       1890-93 12' 


East  ^Nvirihumberland  Registiy  Office,  expenditures 
Education,  Report 

do 

do 

do 


•  !  3 

Report  of  Commissioners  in  Prescott    4 

publication  of  book  on  Physiology    66 

Departmental  Regulations 67 


do         appointment  of  S.  B.  Sinclair     68 

do         Public  School  grant  apportionment 128 

Elections,  Returns    46 

Elgin  House  of  Industry,  Report 71 

do                     Correspondence    94 

Elgin  License  Commissioners 86 

Entomological  Society,  Report  „  35 

Estimates 2 


Factories  Inspectors,  Report 42 

Farmers'  Institutes,  Report    36 

Fees  enquiry.  Commission 88 

Fish  and  Game,  Report _ !  17 

Free  Libraries  and  ^Mechanics'  Institutes i  125 

French  language  in  Prescott  and  Russell j  4 

Fruit-Growers'  Association,  Report i  37 


Game  and  Fish,  Report 

Game  Laws,  correspondence 

Gaols,  Prisons  and  Reformatories,  Report 

Goderich  Police  Magistrate 

Government  employees 


17 

63 

27 

126 

43,  99 


Printed. 


Not  vrrnfed. 


Printed. 
Not  printed. 

Printed. 


Printed. 


Not  iirinted. 
Printed. 


Printed. 
Not  printed. 
Printed. 
Not  printed. 
Printed. 


Title. 


Hamilton  Beach  lease 

Hamilton,  working  of  license  law , 

Hastings,  Grand  Jury  Indictments  in , 

Health  Report 

Hospitals,  Report     

Immigration,  Report    , „  .  .  .  ,    ... 

Industries,  Bureau  of,  Report     

Inquests  on  vagrants  , 

Insurance,  Report    

do         conditions  of  Fire  policies    

do        Life  Companies  in  Ontario 

Labour  Laws,  compilation 

Lands  sold,  amounts  due  on    

Law  Society,  receipts  and  expenditures    

Legal  Offices,  Report 

Librarian,  Report 

Liquor  License  Law,  Report 

do  Commissioners,  resignations 

do  to  Mr.  Scott,  of  Windsor 

do  law,  working  of  in  Hamilton 

do  convictions  in  N.  Ontario   

do  Commissioners  in  Elgin 

do  to  M.  H.  M.  Davidson 

do  convictions  in  Dufferin    

do  to  J.  Aspinall    

McDonald  and  McKee,  correspondence 

McLaren,  A.,  timber  dues  by 

Magdalen  Asylums,  Report 

Maguire,  F.,  appointment 

Maton  inquest 

Mechanics'  Institutes  9.nd  Free  Libraries 

Mines,  Report 

Municipal  Loan  Fund  collections 

Municipal  and  School  expenditure 

Municipal  taxation 

Niagara  Falls  Park  and   River  Railway  Co'y.  Financial 
Statement 


Remaeks. 


82 
78 
60 
12 
29 


15 
44 
105 
13 
56 
61 


121 
53 

101 
24 

48 
19 
57 
59 
78 
84 
86 
91 
93 
114 


87 

64 

28 

120 

110 

125 

21 

92 

111 

117 


72 


Not  ijrinted: 
Printed. 
Not  printed. 
Printed. 


Printed. 

Not  printed. 
Printed. 
Not  printed. 
Printed. 


Printed. 


Not  printed. 
Printed. 

Not  printed. 
Printed. 
Not  printed. 
Printed. 
Not  printed. 


Not  printed 

Printed. 
Not  printed 


Printed. 


Printed. 


Title. 


Official  appoiDtmeuts , 

do  

Orphan  Asylums,  Report 

Pacaud  Aur^le,  dismissal  of , 

Parliament  Buildings,  Waite  correspondence 

Plebiscite  Vote 

Poultry  and  Pet  Stock  Association,  Report . . 
Prescott  and  Russell,  French  language  in  .  . , 

Printmg  and  Binding  contract 

Printing  Paper  contract ., 

Public  Accounts 

Public  Institutions,  expenditure 

Public  School  Grant,  apportionment 

Public  Works,  Report , 

Queen  Victoria  Niagara  Falls  Park,  Report 

Railway  Aid  Papers  and  Documents , 

Refuge,  Orphan  and  Magdalen  Asylums  . .  .  . 

Registry  Offices,  Report 

do  instruments  received,  etc  .  , 
do  losses  sustained 

Royal  Commissions  issued 

Russell  Square,  location  of 

School  expenditure 

Scott,  liquor  license 

Secretary  and  Registrar,  Report    

Sheep  and  Swine  Breeders',  Report 

Spicknell,   Samuel , 

Statute  distribution 

do  

Tavern  and  Shop  Licenses,  Report 

Timber  dues  by  A.  McLaren 

do      berths  sold 

do      supply  for  Chisholm  mill 

do      dues,  names  of  persons  indebted  .  .  .  . 

do      in  Disputed  Territory 

Titles,  Report  of  Master 

Toronto  General  Trusts  Co'y.,  Report 

Toronto  University,  Report    


No. 

Remarks. 

43 

Printed. 

99 

i< 

28 

n 

102 

Not  printed. 

76 

Printed. 

70 

" 

40 

(( 

4 

" 

45 

" 

77 

C( 

1 

" 

62 

" 

128 

Not  jynnted. 

20 

Printed. 

23 


Printed. 


115 

Printed. 

28 

" 

65 

" 

106 

" 

116 

(( 

6 

<( 

112 

111 

Printed. 

59 

Not  printed. 

18 

Printed. 

41 

" 

79 

Not  printed. 

49 

" 

50 

<( 

19 

Printed. 

(54 

Not  printed 

74 

Printed. 

81 

Not  printed. 

130 

(( 

119 

Prvnted. 

25 

" 

73 

Not  printed. 

7 

t< 

Title. 

No. 

Remarks. 

Toronto  University,  Finance,  Medical  Faculty    

do                       do                   do                

8 

9 

51 

54 

5 

76 
123 

122 

Printed. 

do                 Biological  Buildinof ...    

Travelling  Dairy,  places  visited 

(I 
Not  printed. 

Printed. 

Upper  Canada  College,  Report  ....    

Waite,  R.  A.,  correspondence 

Printed. 

White,  J.  B.,  charges  against 

Not  printed. 
Not  printed. 

Young,  William,  gratuity  to  

LIST  OF  SESSIONAL  PAPERS. 


Arranged  in  Numerical  Order  tvith  their  Titles  at  full  length ;  the  dates  ivhen 
Ordered  and  luhen  presented  to  the  Legislature ;  the  name  of  the  Member 
ivho  movedj  the  same,  and  tuhether  Ordered  to  be  Printed  or  not. 


No.     1 


No.     2.. 


CONTENTS  OF  PART  I. 

Public  Accounts  of  the  Province  for  the  year  1893. 
Legislature,  27th  February,  1894.     Printed. 


Presented  to  the 


No. 


Estimates  for  the  service  of  the  Province  until  the  Estimates  of  the 
year  are  finally  passed.  Presented  to  the  Legislature,  16th  Febru- 
ary, 1894.  Not  printed.  Estimates  for  the  year  1894.  Presented 
to  the  Legislature,  28th  February,  1894.  Printed.  Estimates 
required  for  the  service  of  the  Province  until  the  Estimates  for  the 
year  are  finally  passed.  Presented  to  the  Legislature,  3rd  April, 
1894.  Not  printed.  Estimates  (Supplementary)  for  the  year 
1894.  Presented  to  the  Legislature,  27th  April  and  1st  May,  1894. 
Printed. 

f 
CONTENTS  OP  PART  II. 


3.  .  iReport  of  the  Minister  of  Education  for  the  year  1893,  with  the  statis- 
tics of  1892.  Presented  to  the  Legislature,  6th  March,  1894. 
Printed. 


No.  4 .  .  Report  of  the  Commissioners  on  Schools  in  the  Counties  of  Prescott  and 
Russell,  in  which  the  French  language  is  taught,  Presented  to  the 
Legislature,  16th  February,  1894.     Printed. 


No. 


No.     6, 


No. 


No. 


Report  of  the  Upper  Canada  College  for  the  year  ending  .30th  June, 
1893.    Presented  to  the  Legislature,  19th  February,  1894.    Printed. 

Return  to  an  Order  of  the  House  of  the  first  day  of  April,  1892,  for  a 
Return  shewing  the  number  of  Royal  Commissions  issued  since 
Confederation,  together  with  the  date  of  the  issue  thereof,  subjects 
inquired  into,  costs  of  each  with  names  of  Commissioners  and 
amounts  paid  to  each.  Presented  to  the  Legislature,  23rd  Febru- 
ary, 1894.     Mr.  Marter.     Printed. 

Report  of  the  Toronto  University  for  the  year  1892-93.     Presented  to 
the  Legislature,  16th  February,  1894.     Not  printed. 

Report  of  the  Standing  Committee  on  Finance,  of  the  Toronto  Uni- 
versity, on  the  income  and  ex))enditure,  1893-94,  of  the  Medical 
Faculty.  Presented  to  the  Legislature,  16th  February,  1894. 
Printed. 


10 


No.     9. 
No.  10, 

No.  11, 

No.  12. 
No.  13. 


No.  14. 

No.  15. 
No.  16. 
No.  17, 
No.  18, 
No.  19, 

No.  20, 
No.  21. 
No.  22, 
No.  23. 


Report  of  the  Standing  Committee  of  the  University  of  Toronto,  on 
Finance,  for  the  year  1893-94.  Presented  to  the  Legislature,  16th 
February,  185^4.     Printed. 

Report  of  the  Canadian  Institute  for  the  year  1893.  Presented  to  the 
Legislature,  3rd  April,  1894.     Printed. 

CONTENTS  OF  PART  III 

Report  relating  to  the  registration  of  Births,  Marriages  and  Deaths  for 
the  year  1892.  Presented  to  the  Legislature,  loth  March,  1894. 
Printed. 

Report  of  the  Provincial  Board  of  Health  for  the  year  1893.  Presented 
to  the  Legislature,  24th  April,  1894.     Printed. 

Report  of  the  Inspector  of  Insurance  and  Registrar  of  Friendly  Socie- 
ties for  the  year  1893.  Presented  to  the  Legislature,  16th  Febru- 
ary, 1894.     Printed. 

CONTENTS  OF  PART  IV. 

Report  of  the  Commissioner  of  Crown  Lands  for  the  year  1893.  Pre- 
sented to  the  Legislature,  14th  March,  1894.     Printed. 

Report  of  the  Department  of  Immigration  for  the  year  1893.  Presented 
to  the  Legislature,  loth  March,  1894.     Printed. 

Report  of  the  Inspector  of  Division  Courts  for  the  year  1893.  Pre- 
sented to  the  Legislature,  5th  March,  1894.     Printed. 

Report  of  the  Ontario  Fish  and  Game  Commission  for  the  year  1893. 
Presented  to  the  Legislature,  5th  March,  1894.     Printed. 

Report  of  the  Secretary  and  Registrar  of  the  Province,  for  the  year 
1893.     Presented  to  the  Legislature,  19th  April,  1894.     Printed. 

Report  on  the  working  of  the  Tavern  and  Shop  License  Acts,  for  the 
year  1893.  Presented  to  the  Legislature,  16th  February,  1894. 
Printed. 

Report  of  the  Commissioner  of  Public  Works  for  the  year  1893.  Pre- 
sented to  the  Legislature,  7th  March,  1894.     Printed. 

Report  of  the  Bureau  of  Mines.  Presented  to  the  Legislature,  27th 
April,  1894.     Printed. 

Reports  on  the  Algonquin  National  Park  of  Ontario,  for  the  year  1893. 
Presented  to  the  Legislature,  27th  April,  1894.     Printed. 

Report  of  the  Commissioners  of  the  Queen  Victoiia  Niagara  Falls  Park, 
for  the  year  1893.  Presented  to  the  Legislature,  26th  March,  1894, 
Printed. 


11 


No.  24.. 


No.  25.. 


No.  26 


No.  27, 


No.  28, 


No.  29 


No.  30. 


No.  31 


No.  32, 


No.  33 


No.  34. 


Report  of  the  Inspector  of  Legal  Offices  for  the  year  1893. 
to  the  Legislature,  28th  March,  1894.     Printed. 


Presented 


Presented  to  the 


No.  35 .  . 


No.  3(J 


Report  of  the  Master  of  Titles  for  the  year  1893. 
Legislature,  2nd  April,  1894.     Printed. 

CONTENTS  OF  PART  V. 


Report  upon  the  Lunatic  and  Idiot  Asylums  of  the  Province,  for  the 
year  ending  30th  September,  1893.  Presented  to  the  Legislature, 
ieth  February,  1894.     Printed. 

Report  upon  the  Common  Gaols,  Prisons  and  Reformatories  of  the  Pro- 
vince, for  the  year  ending  30th  September,  1893.  Presented  to 
the  Legislature,  3rd  April,  1894.     Printed. 

Report  upon  the  Houses  of  Refuge  and  Orphan  and  Magdalen  Asylums 
of  the  Province,  for  the  year  ending  30th  September,  1893.  Pre- 
sented to  the  Legislature,  16th  February,  1894.     Printed. 

Report  upon  the  Hospitals  of  the  Province,  for  the  year  ending  30th 
September,  1898.  Presented  to  the  Legislature,  23rd  February, 
1894.     Printed. 

Report  upon  the  Ontario  Institution  for  the  education  of  the  Blind  at 
Brantford,  for  the  year  ending  30th  September,  1893.  Presented 
to  the  Legislature,  16th  February,  1894.     Printed. 

Report  upon  the  Ontario  Institution  for  the  education  of  the  Deaf  and 
Dumb  at  Belleville,  for  the  year  ending  30th  September,  1893. 
Presented  to  the  Legislature,  16th  February,  1894.     Printed. 

CONTENTS  OF  PART  VL 

Report  of  the  Ontario  Agricultural  College  and  of  the  Agricultural  and 
Experimental  Union,  for  the  year  1893.  Presented  to  the  Legis- 
lature, 27th  February,  1894.     Printed. 

Report  of  the  Commission  of  Enquiry  as  to  the  Ontario  Agricultural 
College  and  Experimental  Farm.  Presented  to  the  Legislature, 
3rd  April,  1894.     Printed. 

Reports  of  the  Dairymen's  and  Creameries'  Association  of  Ontario,  for 
the  year  1893.  Presented  to  the  Legislature,  20th  April,  1894. 
Printed. 


CONTENTS  OF  PART  VIL 

Report  of  the  Entomological  Society  for  the  year  1893. 
the  Legislature,  16th  February,  1894.     Printed. 


Presented  to 


Report  of  the  Farmers'  Institutes  for  the  year  1893. 
Legislature,  17th  April,  1894.     Printed. 


Presented  to  the 


12 


No.  37, 
No.  H8, 
No.  39. 
No.  40. 

No.  _4.1 . 

No.  42  . 
No.  43  . 


Report  of  the  Fruit  Growers'  Association  of  Ontario,  for  the  j'ear  1893. 
Presented  to  the  Legislature,  20th  April,  1894.     Printed. 

Report  of  the  Bee-Keeper.s'  Association  of  Ontario,  for  the  year  1893. 
Presented  to  the  Legislature,  14th  March,  1894.     Printed. 

Report  of  the  Agriculture  and  Arts  Association,  for  the  year  1893. 
Presented  to  the  Legi'^lature,  2nd  March,  1894.     Printed. 

Report  of  the  Poultry  Association  of  Ontario,  for  the  year  1893.  Pre- 
sented to  the  Legislature,  2nd  March,  1894.     Printed. 

CONTENTS  OF  PART  VIII 

Report  of  the  Sheep  and  Svvdne  Breeders'  Association  of  Ontario,  for 
the  year  1893.  Presented  to  the  Legislature,  17th  April,  1894. 
Printed. 


Report  of  the  Inspectors  of  Factories  for  the  year  1893. 
the  Legislature,  19th  March,  1894.     Printed. 


Presented  to 


Return  to  Orders  of  the  House  of  the  tenth  day  of  April  and  nine- 
teenth day  of  May,  1893,  and  of  the  twenty-sixth  day  of  February, 
1894,  respectively,  for  a  Return  of  the  names  of  all  persons  who, 
during  the  year  1871,  held  office  under  the  Crown  or  were  employed 
in,  or  in  connection  with  any  Department  or  branch  of  the  Public 
Service,  to  whom  or  in  respect  of  whose  office  or  emplo_yment  any 
salary  or  remuneration  was  paid  out  of  the  Consolidated  Revenue 
Fund,  or  any  special  Fund  applicable  for  the  purpose,  or  by  fees 
or  otherwise,  and  whether  the  office  or  employment  was  permanent 
or  temporary,  together  with  a  statement  of  the  salary  or  remunera- 
tion attached  to  or  payable  in  respect  of  each  such  office  or  employ- 
ment,and  theamount  paid  in  the  said  year  to  each  of  such  persons, and 
the  date  when  each  permanent  office  was  created,  and  for  a  like 
Return  for  the  year  1892  ;  the  several  branches  of  the  Public  Services 
to  which  such  Return  relates  to  be  classitied  therein  as  nearly  as 
practicable  as  the  same  are  classified  in  the  Public  Accounts.  And 
a  Return  shewing  in  addition  to,  and  as  part  of  the  Return,  relat- 
ing to  the  Public  Service,  ordered  by  the  House  on  the  tenth  day 
of  April  last,  the  number  of  the  letters  written  from  each  of  the 
Departments  of  the  Government  of  the  Province  during  the  years 
1871  and  1892  respectively,  relating  exclusively'  to  the  Public 
Service,  and  distinguishing,  as  far  as  practicable,  those  written  by 
the  different  branches  of  each  Department.  And  giving  also  a 
statement  from  each  of  the  Departments  shewing  comparatively 
the  volume  of  business  done  in  each  Department  during  the  said 
years  1871  and  1892,  such  statement  to  classify,  so  far  as  practic- 
able, the  business  under  general  heads,  and  to  set  out  the  causes 
of  increase  or  decrease  under  each  head,  and  to  specify  the 
branches  of  the  Public  Service  and  the  additions  thereto,  which 
have  come  into  existence  since  the  year  1871.  And  a  Return 
.shewing  in  addition  to  the  information  for  the  years  1871  and  1892, 
like  information  for  the  year  1873.  Presented  to  the  Legislature, 
3rd  April,  1894.    Messieurs  Meredith,  Davis  and  Bidfour.    Printed. 


13 


No.  U 

No.  44 
No.  45 

No.  46 


No.  47 


No. 

48 

No. 

49 

No. 

50 

No. 

51 

Report  of  the  Bureau  of  Industries  for  the  Province,  for  the  year  1893. 
Presented  to  the  Legislature,  17th  April,  1894.     Printed. 

CONTENTS  OF  PART  IX. 

Report  of  the  Burt^au  of  Industries  for  the  Province,  for  the  year  1893. 

I         Presented  to  the  Legislature,  17th  April,  1^94.     Printed. 

\ 

Report  on  the  Tenders  for  Departmental  and  Legislative  Printing  and 
Binding,  with  contract  with  Warwick  Bros,  and  Rutter.  Pre- 
sented to  the  legislature,  16th  February,  1894.     Printed. 

Return  from  the  Records  of  the  several  Elections  to  the  Legislative 
Assembl}',  in  the  Electoral  Districts  of  the  North  Riding  of  the 
County  of  Bruce  ;  the  East  Riding  of  the  County  of  Lambton,  and 
the  South  Riding  of  the  County  of  Lanark,  since  the  General 
Election  of  1890,  shewing  (1)  the  number  of  Votes  polled  for  each 
Candidate  in  each  Electoral  District ;  (2)  the  majority  whereby 
each  successful  candidate  was  returned  ;  (3)  the  total  number  of 
Votes  polled  in  each  District ;  (4)  the  number  of  Votes  remaining 
unj)o]led  ;  (5)  the  number  of  names  on  the  Voters'  Li,st  in  each 
District  ;  (6)  the  number  of  Ballot  Papers  sent  out  and  how  dis- 
posed of  in  each  Polling  Sub-division  ;  (7)  the  number  of  Tendered 
Ballots  sent  out ;  (8)  the  population  of  each  District  as  shewn  by 
the  Census.  Presented  to  the  Legislature,  14th  February  and  9th 
March,  1894.     Printed. 

Report  of  work  under  the  Neglected  Children's  Protection  Act  for  the 
[         .six  months  ending  31st  December,  1893.     Presented  to  the  Legis- 
lature, 16th  February,  1894.     Printed. 

iReport  of  the  Librarian  jn  the  state  of  the  Libraiy,     Presented  to  the 
I         Legislature,  16th  February,  3894.     Not  printed. 

I 

Statement  as  to  the  disposal  of  the  Revised  Statutes,  1887,  for  the  year 
1893.  Presented  to  the  Legislature,  16th  February,  1894.  Not 
printed. 

Statement  as  to  the  disposal  of  the  Sessional  Statutes  for  the  year  1893. 
Presented  to  the  Legislature,  16th  February,  1894.     I\'ot  'p'>"inted. 

Return  to  an  Order  of  the  House  of  the  twenty-fourth  day  of  April, 
1893,  for  a  Return,  giving  the  report  of  the  Committee  of  the 
Senate  of  the  University  of  Toronto  appointed  to  enquire  into  the 
erection  of  the  Biological  Buildings,  with  the  evidence  upon  which 
the  said  report  is  based  ;  also,  copies  of  all  correspondence  with 
the  Government  regarding  the  proposed  Park  Hospital,  and  all 
papers  relating  to  the  said  Park  Hospital,  and  all  reports  of  any 
action  taken  in  regard  to  the  said  Park  Hospital  scheme,  or  regard- 
ing any  action  which  may  have  been  or  may  be  in  contemplation 
by  the  Senate  of  the  University  of  TDronto,  the  University 
Trustees  or  the  Park  Hospital  Trustees  ;  in  connection  with  the 
lots  leased  to  the  Park  Hospital  Trustees  ;  also  copies  of  any 
correspondence  with  the  Government  having  reference  to  matters 
bearing  upon  Medical  Education  in  Ontario  and  the  relation  of  the 
L^niversity  of  Toronto  thereto.  Presented  to  the  Legislature,  19th 
February,  1894.     iMr.  Preston.     Printed. 


14 


No.  52 


No.  53 


No.  54 


No.  55  .  . 


No.  56 


No.  57 


Return  to  an  Address  to  His  Honour  tlie  Lieutenant-Governor,  of  the 
twenty-eighth  day  of  April,  1893,  praj'ing  that  he  will  cause  to  be 
laid  before  the  House  a  Return,  shewing  as  to  what  offices,  or 
services,  Orders  in  Council  have  been  passed  commuting  the  fees  ; 
the  date  of  the  Orders  in  Council ;  the  amount  of  the  commutation 
allowances,  with  a  schedule  or  table  .shewing  the  amounts  paid  to 
each  official  in  each  year  since  the  Order  in  Council  was  passed, 
and  the  amount  received  by  the  Province  in  each  year  from  the 
fees  of  his  office.  Presented  to  the  Legislature,  16th  February, 
1894.     Mr.  Hudson.     Printed. 

Supplementary  Return  to  an  Order  of  the  House  of  the  eleventh  day 
of  April,  ]892,  for  a  Return  shewing  by  townships  the  amount 
remaining  unpaid  on  the  31st  December  last  on  lands  sold,  of  (1) 
Crown  Lands,  (2)  Common  School  Lands,  (3)  Grammar  School 
Lands,  (4)  Railway  Lands,  and  the  aggregate  amount  due  in  res- 
pect of  each  of  the  said  classes  of  lands  distinguishing  the  amounts 
due  for  principal  and  interest  respectivel}*.  Presented  to  the 
Legislature,  16th  February,  1894.     Mr.  Meredith.     Printed. 

Return  to  an  Order  of  the  House  of  the  twenty-eighth  day  of  April, 
1893,  for  a  Return  shewing  the  number  and  names  of  places  visited 
in  the  different  electoral  constituencies  in  the  Province  in  each  of 
the  years  1891  and  1892  by  the  Travelling  Dairy,  the  number  of 
persons  forming  the  staff  of  each  Dairy,  the  salaries  paid,  the 
travelling  and  other  expenses  incurred,  and  the  manner  in  which 
these  traVelling  expenses  were  paid.  Presented  to  the  Legislature, 
16th  February,  1894.     Islr.  Preston.     Not  printed. 

Return  to  an  Order  of  the  House  of  the  fifth  day  of  May,  1893,  for  a 
Return  shewing  the  numbers  of  Reeves  comprising  the  various 
County  Councils  of  the  Province  in  the  years  1887  and  1892  res- 
pectively, together  with  the  statement  of  the  amount  paid  as  in- 
demnit}-  and"  the  assessment  of  each  of  the  said  Municipalities  in 
each  of  the  above  mentioned  years.  Presented  to  the  Legislature, 
16th  February,  1894.     Mr.  Wood  (Brant).     Printed. 

Return  to  an  Order  of  the  House  of  the  twelfth  day  of  May,  1893,  for 
a  Return  shewing  as  to  the  conditions  of  policies  ordinarily  used 
by  fire  Insurance  Companies  in  Ontario.  Firstly — Companies 
using  policies  without  conditions,  or  with  conditions  less  tlian  the 
statutory  ones.  Secondly — Those  using  statutory  conditions  only. 
Thirdly — Those  imposing  additional  conditions  to  the  statutory 
couditfons,  and  the  nature  of  such  conditions.  Presented  to  the 
Legislature,  16th  February,  1894.     Mr.  Monh.     Not  printed, 

Return  to  an  Order  of  the  House  of  the  seventeenth  day  of  May,  1893, 
for  a  Return  shewing  the  number  of  resignations,  dismissals  and 
suspensions  of  License  Commissioners  and  Inspectors  for  the  years 
1890-91  and  '92.  Also,  copies  of  all  papers  and  correspondence 
connected  therewith,  and  instructions  to  special  Agents,  and  names 
of  Commissioners  and  Inspectors  so  di.smi.ssed  or  suspended,  or  who 
have  resigned,  and  the  causes  of  such  resignation,  dismissal  or  sus- 
pension. Presented  to  the  Legislature,  16th  February,  1894.  Mr. 
Ryerson.     Printed.. 


15 


No.  58 


No.  59 


No.  60  . . 


No.  61  . . 


No.  62  . . 


No.  63 


Return  to  an  Order  of  the  House  of  the  nineteenth  day  of  May,  1893, 
for  a  Return,  so  far  as  the  facts  appear  from  the  papers  filed,  and 
the  books  in  the  office  at  Osgoode  Hall,  relating  to  the  motions 
and  other  matters  heard  and  disposed  of  from  first  day  of  Novem- 
ber, 1S92,  to  first  day  of  May,  1893,  by  or  before  a  JTudge  of  the 
High  Court,  sitting  in  Court  at  Osgoode  Hall,  in  the  Chancery 
Division,  and  in  the  Queen's  Bench  and  Common  Pleas  Divisions 
of  the  High  Court  respectively — exclusive  of  trials  at  sittings  for 
trials.  Such  Return  to  shew  and  classify  as  far  as  practicable 
under  general  heads  the  nature  of  the  various  motions  and  pro- 
ceedings in  Single  Court.  Also,  shewing  which  of  them  were 
unopposed  and  which  of  them  were  disposed  of  upon  consent  of 
parties.  Also,  shewing  the  style  in  short  form,  of  the  several 
actions,  causes  and  matters,  and  in  what  counties  the  same  res- 
pectively originated.  Presented  to  the  Legislature,  16th  February, 
1894.     Mr.  Guthrie.     Printed. 

Return  to  an  Order  of  the  House  of  the  nineteenth  day  of  May,  1893, 
for  a  Return  of  a  copy  of  the  application  for  and  Petition  against 
the  granting  of  a  Tavern  or  other  liquor  license  to  Mr.  Scott,  of 
the  City  of  Windsor,  together  with  copies  of  all  correspondence, 
minutes,  proceedings  and  papers  relating  thereto.  Presented  to 
the  Legislature,  16th  February,  1894.     Mr.  White.     Not 'printed. 

Return  to  an  Order  of  the  House  of  the  nineteenth  day  of  May,  1893, 
for  a  Return  shewing  how  many  indictments  have  been  placed 
before  the  Grand  Jury  in  the  County  of  Hastings  for  the  last  six 
years ;  in  how  many  cases  were  true  Bills  found ;  how  many 
cases  were  there  in  which  the  parties  charged  were  in  the  County 
at  the  time  of  preferring  the  indictments  ;  in  how  many  cases  have 
the  persons  charged  been  brought  back  under  extradition  or  other- 
wise, and  what  has  been  the  cost  to  the  County  of  Hastings.  Pre- 
sented to  the  Legislature,  16  th  February,  1894.  Mr.  Hudson. 
Not  printed. 

Return  to  an  Order  of  the  House  of  the  twelfth  day  of  May,  1893,  for 
a  Return  shewing  as  to  the  names  of  Life  Insurance  Companies 
doing  business  in  Ontario  among  the  industrial  classes  and  receiv- 
inf>-  premiums  of  one  dollar  or  under,  weekly,  and  shewing  an 
unusual  condition  in  tie  policies.  Shewing  also,  the  number  and 
names,  so  far  as  ascertainable,  of  cases  disputed  or  contested  by 
such  companies  during  the  last  two  3'ears  and  the  amount  involved. 
And  the  defences  set  up  to  such  cases.  Presented  to  the  Legisla- 
ture, 16th  February,  1894.     Mr.  Moiih.     Printed. 

Return  to  an  Order  of  the  House  of  the  eleventh  day  of  March,  1892, 
for  a  Return  shewing,  in  month)}'  form,  the  ExjDenditure  in  the 
Public  Institutions  of  the  Province  from  the  year  1883  to  the  year 
189], both  inclusive.  Presented  to  the  Legislature,  22nd  February, 
1894.     Mr.  H.  E.  Clarice,  (Toronto).     Printed. 

Return  to  an  Order  of  the  House  of  the  twenty-eighth  day  of  April, 
1893,  for  a  Return   of  copies  of  all  correspondence   between  any 


16 


No.  64 


No.  65  . . 


No.  66 


No.  67 


member  of  the  Government  and  any  other  person  or  persons  res- 
pecting prosecutions  under  the  Game  Laws  in  the  Counties  of  Len- 
nox and  Addington,  and  for  copies  of  returns  of  all  convictions 
for  oflences  under  the  Game  Laws  in  said  Counties  since  the  1st 
July,  1892.  Presented  to  the  Legislature,  22nd  February,  1894. 
Mr.  Reid.     Not  printed. 

Eeturn  to  an  Order  of  the  House  of  the  twelfth  day  of  April,  1893, 
for  a  Return  shewing  the  amount  due  in  the  year  1889,  by  Alex- 
ander McLaren,  for  dues  on  timber  cut  on  the  berth  in  the  Town- 
ship of  Wilberforce,  of  which  he  was  licensee  and  of  the  amount 
accepted  in  payment  of  his  indebtedness  and  of  copies  of  all  corres- 
pondence with  reference  to  such  indebtedness,  and  the  settlement 
of  it  and  of  all  reports  by  an  officer  of  the  Department  in  reference 
thereto,  and  as  to  the  quantity  of  timber  cut  by  the  licensee  and 
as  to  the  value  of  the  license.  Presented  to  the  Legislature,  23rd 
February,  1894.     Mr.  3Iiscavipbell.     Not  printed. 

Report  of  the  Inspector  of  Registry  Offices  for  the  year  1893,  together 
with  a  statement  of  the  Returns  of  the  Fees  and  Emoluments  of 
the  Registrars  of  Ontario  fbr  the  same  year.  Presented  to  the 
Legislature,  26th  Februarv,  1894.     Printed. 

Copy  of  an  Order  in  Council  approving  of  an  Agreement  with  the 
Methodist  Book  Room  and  Publishing  House,  Toronto,  respecting 
the  publication  of  the  Public  School  Text  Book  on  Physiology  and 
Temperance.  Presented  to  the  Legislature,  26th  February,  1894 
Not  printed. 

Copy  of  a  Minute  of  the  Department  of  Education  approving  of  certain 
Regulations  of  the  Department.  Presented  to  the  Legislature, 
26th  February,  1894.     Not  printed. 


No.  68.  .  Copy  of  an  Order  in  Council  appointing  Samuel  B.  Sinclair,  B.A„  Vice- 
Principal  of  the  Provincial  Normal  School  at  Ottawa.  Presented 
to  the  Legislature,  26th  February,  1894.     Not  printed. 


No.  69 


No.  70.. 


Detailed  Statement  of  all  Bonds  and  Securities  recorded  in  the  Pro- 
vincial Registrar's  Office  since  the  last  Return  submitted  to  the 
Legislature,  and  made  in  accordance  with  the  provisions  of  R.S.O., 
Cap.  15,  Sec.  28.  Presented  to  the  Legislature,  26th  February, 
1894.     Not  printed. 

Return  to  an  Order  of  the  House  of  the  twenty-seventh  day  of  February, 
1894,  for  a  Return,  from  the  Records  of  the  Votes  cast  "  yes"  and 
"  no  "  on  the  question  of  Prohibition  on  1st  January  last  under  56 
Vict.  Cap.  41,  showing  (1)  The  number  of  male  votes  polled  in  each 
Municipality;  (2)  The  number  of  female  votes  so  polled;  (3)  The 
total  votes  cast ;  (4)  The  male  and  female  and  total  majorities ; 
(5)  The  number  of  males  and  females  voting;  (6)  The  number  of 
male  and  female  votes  on  voters'  lists,  and  number  of  such  votes 
unpolled;  (7)  The  number  of  f-poiled  and  rejected  ballots ;  and  a 
further  Return  showing  in  detail ;  (8)  The  male  votes  cast  in  each 


17 


No.  71 


No.  72, 


No.  73, 


No.  74, 


No.  75. 


No.  76, 


No.  77. 


No.  78.. 


electoral  district  of  the  Province;  (9)  The  majorities  "yes  "and 
"no"  in  each  such  electoral  district, and  the  total  numbers  of  male 
votes  cast ;  (10)  The  total  male  votes  on  voters'  lists  and  unpolled, 
and  (II)  A  statement  of  votes  polled  at  the  general  election  for  the 
Legislative  Assembly  in  1890,  vi^ith  the  total  votes  on  voters'  lists 
and  unpolled  at  such  election.  Presented  to  the  Legislature,  28th 
February,  1894.     Mr.  McKay  {Oxford.)     Printed. 

CONTENTS  OP  PART  X. 

Report  of  the  Inspector  of  the  House  of  Industry  and  Refuge  of  the 
County  of  Elgin.  Presented  to  the  Legislature,  28th  February, 
1894.     Not  printed. 

Report  of  the  Directors  of  the  Niagara  Falls  Park  and  River  Railway 
Company,  v^'ith  the  Financial  Statement  for  the  year  1893.  Pre- 
sented to  the  Legislature,  28th  February,  1894.     Printed. 

Statement  of  the  affairs  of  the  Toronto  General  Trusts  Company  for 
the  year  1893.  Presented  to  the  Legislature,  1st  March,  1894. 
Not  printed. 

Return  to  an  Order  of  the  House  of  the  twelfth  day  of  April,  1893,  for 
a  Return  of  all  timber  berths  which  have  been  sold  or  disposed  of 
which  were  not  under  license  in  the  year  1889,  and  a  like  Return 
for  each  of  the  years  1890,  1891  and  1892.  Presented  to  the 
Legislature,  5th  March,  1894.     Mr.  Meredith.     Printed. 

Return  to  an  Order  of  the  House  of  the  seventh  day  of  March,  1894, 
for  a  Return  of  the  number  of  cases  now  standing  for  argument  in 
the  Court  of  Appeal,  and  the  number  which  were  standing  for 
argument  on  the  first  days  of  January,  1890,  1891,  1892,  1893  and 
1894.  Presented  to  the  Legislature,  13th  and  26th  March,  1894. 
Mr.  Meredith.     Printed. 

Correspondence,  letters  and  accounts  in  connection  with  the  employment 
of  Mr.  R.  A.  Waite  as  Architect  of  the  new  Parliament  and  De- 
partmental Buildings,  and  the  claim  made  by  him  in  respect  of  his 
services  as  such  Architect.  Presented  to  the  Legislature,  15th 
March,  1894.     Printed. 

Contract  with  JMessieurs  Barber  Bros,  for  the  supply  of  Piinting  Paper 
for  the  five  years  ending  31st  December,  1898.  Presented  to  the 
Legislature,  19th  March,  1894.     Printed. 

Return  to  an  Order  of  the  House  of  the  twenty-third  day  of  February, 
1894,  for  a  Return  of  a  copy  of  the  report  made  to  the  Government 
in  1893,  by  Mr.  J.  K.  Stewart,  Provincial  Inspector  of  Licenses, 
respecting  the  operation  of  the  License  Law  in  the  City  of  Hamilton, 
and  the  accommodation  provided  by  the  places  licensed  in  the  city. 
Presented  to  the  Legislature,  10th  March,  1894.  Mr.  Clarke 
(Toronto.)     Printed. 


(B) 


18 


No.  79, 


No.  80. 


No.  81 


No.  82.. 


No.  83, 


No.  84.. 


Return  to  an  Order  of  the  House  o£  the  twenty-third  day  of  February, 
1894,  for  a  Return  of  copies  of  all  correspondence  and  reports  with 
regard  to  the  application  or  claim  of  Samuel  Spicknell,  formerly 
an  employee  in  the  Insane  Asylum  at  London,  for  a  crratuity  or 
allowance,  on  his  ceasing  to  be  employed  in  the  Public  Service  of 
the  Province.  Presented  to  the  Legislature,  19th  Mai'ch,  1894. 
Mr.  Meredith.     Not  printed. 

Return  to  an  Order  of  the  House  of  the  seventh  day  of  March,  1894, 
for  a  Return  shewing  the  amounts  expended  in  connection  with  the 
Provincial  binder  twine  industry,  (1)  for  buildings,  (2)  for 
machinery,  (8)  for  materials,  up  to  30th  September,  1893,  (4)  for 
labour  and  superintendence,  with  the  names  of  foreman  or  superin- 
tendents employed  and  the  wages  or  salary  paid  to  each  of  them 
up  to  30th  September,  1893  ;  and  showing  also,  (1)  the  total  output 
of  twine  in  quantity  and  the  amounts  realized  therefrom,  giving  the 
names  from  whom  the  same  were  received  and  the  dates  of  the 
receipt  of  each  sum  prior  to  30th  September,  1893  ;  (2)  the  total 
quantity  of  twine  on  hand;  (3)  the  total  (juantity  of  material  on 
hand  on  30th  September,  1893  ;  (4)  the  amounts  (if  any)  remaining 
unpaid  by  the  purchasers,  with  names  of  the  persons  by  whom  the 
same  are  payable ;  (5)  the  names  of  the  agents  employed  for  the 
sale  or  disposal  of  the  twine,  and  the  remuneration  paid  or  payable 
to  each  of  them ;  (6)  and  a  statement  of  the  number  of  prisoners 
employed  in  connection  with  the  industry  and  of  the  time  during 
which  they  were  employed.  Presented  to  the  Legislature,  28th 
March,  1894.     Mr.  Preston.     Printed. 

Return  to  an  Order  of  the  House  of  the  twenty-eighth  day  of  February, 
1894,  for  a  Return  of  copies  of  all  correspondence  in  connection 
with  an  application  for  a  supply  of  timber  for  a  local  saw  mill  in 
the  Township  of  Tyendenaga,  in  the  County  of  Hastings,  by  Mr. 
Fraser  Chisholm,  of  the  said  township.  Presented  to  the  Legisla- 
ture, 29th  March,  1894.     Mr.  Wood  (Hastings.)     Not  printed. 

Return  to  an  Order  of  the  House  of  the  twelfth  day  of  March,  1894, 
for  a  Return  shewing  to  whom  the  Island  at  Hamilton  Beach  is 
leased  ;  the  terms  of  the  lease  ;  the  amount  of  annual  rental  ;  how 
the  lease  was  obtained,  whether  by  public  auction  or  private 
arrangement.  Presented  to  the  Legislature,  29th  March,  1894. 
Mr.  Ryerson.     Not  printed 

Return  to  an  Order  of  the  House  of  the  fourteenth  day  of  March, 
1894,  for  a  Return  of  all  moneys  paid  by  the  Government  for 
Colonization  Roads  in  the  Township  of  Smith,  in  the  County  of 
Peterborough  for  the  years  1890-91-92-93.  Presented  to  the 
Legislature,  29th  March,  1894.     Mr.  Willoughby.     Not  printed. 

Return  to  an  Order  of  the  House  of  the  nineteenth  day  of  March,  1894, 
for  a  Return  of  all  convictions  under  the  Liquor  License  Act  in 
the  Riding  of  North  Ontario  during  the  year  1893.  Also,  shewing  all 
moneys  paid  to  the  License  Inspector  for  salaiy  and  expenses  during 
the  same  year,  distinguishing  the  amounts  paid  for  salary  and  the 


19 


No.  85, 


No.  86 


No.  87 . . 


No.  88, 


No.  89. 


No.  90. 


No.  91.. 


amounts  paid  for  expenses  Also,  of  the  particulars  of  any  fines 
which  may  have  been  remitted  during  the  same  year.  Also,  the 
gross  amount  of  money  received  by  the  Inspector,  in  his  official 
capacity,  during  the  same  year,  and  a  detailed  statement  of  the 
amounts  disbursed  by  him  during  the  same  time,  shewing  to  whom 
and  for  what  purposes  they  were  paid.  Presented  to  the  Legis- 
lature, 29th  March,  1894.     Mr.  Glendinning.     Not  printed. 

Return  to  an  Order  of  the  House  of  the  seventh  day  of  March,  1894, 
for  a  Return  of  the  number  of  Reeves  and  Deputy-Reeves  com- 
prising the  several  County  Councils  of  the  Province  for  the  vear 

1893.  Presented  to  the  Legislature,  12th  April,  1894.  Mr. 'ifc- 
Kechnie.     Printed. 

Return  to  an  Order  of   the  House  of  the    twenty-eighth  day  of  March 

1894,  for  a  Return  giving  a  copy  of  the  Report  of  Mr.  Stewart, 
Provincial  License  Inspector,  as  to  the  charge  that  certain  License 
Commissioners  in  the  County  of  Elgin  were  owners  of  licensed 
premises,  and  that  licenses  were  refused  certain  parties  on  political 
grounds.  Presented  to  the  Legislature,  2nd  April,  1894.  Mr.  Mc- 
Coll.     Printed. 

Return  to  an  Order  of  the  House  of  the  twenty -first  day  of  March  last 
for  a  Return  of  copies  of  all  correspondence,  CJmmission  report  and 
all  other  documents  and  papers  relating  to  certain  charges  made 
by  Robert  McDonald  against  Detective  Thomas  McKee,  of  the  City 
ot  Windsor,  and  of  the  disposition  of  the  matter.  Presented  to 
the  Legislature,  2nd  April,  1894.     Mr.  White.     Not  -printed. 

Copy  of  the  Commission  issued  to  the  Honourable  T.  A.  Boyd  and  others 
to  enquire  into  and  to  collect  and  report  to  the  Lieutenant-Governor 
upon  the  facts  bearing  on  the  various  views  which  have  been  ex- 
pressed with  respect  to  the  mode  of  remunerating  and  appointing 
certain  Provincial  Officials,  now  paid  by  fees,  including  the  practice 
and  experience  of  other  countries  Presented  to  the  Legislature, 
5th  April,  1894.     Printed. 

Return  to  an  Order  of  the  House  of  the  twenty-eighth  day  of  March, 
1894,  for  a  Return  shewing  what  system  of  payment  the  Govern- 
ment adopted  in  dealing  with  stockmen  at  the  Columbian  Expo- 
sition. The  amount  each  owner  received  for  fares,  maintenance, 
caretaking  or  for  any  other  purpose,  distinguishing  each  amount 
and  fjivinor  the  name  of  each  owner.  Presented  to  the  Legislature, 
5th  April,  1894.     Mr.  McKay  (Victoria.)     Not  printed. 

Return  to  an  Order  of  the  House  of  the  thirtieth  day  of  March  last, 
for  a  Return  of  a  detailed  statement  for  1893  of  all  fees  and  emolu- 
ments of  the  Registrars  of  Deeds  for  the  County  of  Dufierin  in 
connection  with  his  office.  Presented  to  the  Legislature,  5th  April, 
1894.     Mr.  Barr  {Dujferin.)     Not  printed. 

Return  to  an  Order  of  the  House  of  the  fourteenth  day  of  March,  1894, 
for  a  Return  of  copies  of  all  correspondence  between  Mrs.  M.  H.  M. 


20 


No.  92 


No.  93  . . 


No.  94 


No.  95 


No.  96 


Davidson  and  the  Government,  or  any  officer  thereof,  relating  to  her 
application  for  a  license  in  the  years  1892  and  1893,  for  the  Albion 
Hotel,  in  the  Village  of  Shannonville.  Presented  to  the  Legislature, 
6th  April,  1894.     Mr.  Hudson.     Not  printed. 

Return  to  an  Order  of  the  House  of  the  twenty-sixth  day  of  March,  1894, 
for  a  Return  shewing  amount  collected  on  account  of  the  Municipal 
Loan  Fund  from  Confederation  until  31st  December,  1871.  Also, 
collections  on  account  of  Crown,  Clergy,  Common  School,  Grammar 
and  Mining  Lands  in  the  same  period,  and  collections  on  same 
lands  in  the  four  years  ending  31st  December,  1893.  Shewing,  also, 
collections  on  account  of  Municipal  Loan  Fund  in  1872.  Presented 
to  the  Legislature,  11th  April,  1894.  Mr.  Gibson  {Huron.) 
Printed. 

Return  to  an  Order  of  the  House  of  the  thirtieth  day  of  March, 
1894,  for  a  Return  of  all  convictions  under  the  Liquor  License  Act 
in  the  Count}^  of  Dufierin  during  the  years  1892  and  1893.  Also, 
of  all  moneys  paid  to  the  License  Inspector  for  salary  and  expenses, 
giving  the  amount  paid  for  salary  and  expenses  separately  Also, 
the  particulars  of  all  fines  that  may  have  been  remitted.  Also,  the 
gross  amount  of  money  received  by  the  Lispector  during  the  said 
term,  and  a  detailed  statement  of  the  amounts  disbursed  by  him 
durinof  the  said  time,  shewinsf  to  whom  and  for  what  such 
disbursements  were  made.  Presented  to  the  Legislature,  12th 
April,  1894.     Mr.  Barr  (Dufferin.)      Not  printed. 

Return  to  an  Order  of  the  House  of  the  fourth  day  of  April  1894,  for 
a  Return  of  copies  of  all  correspondence  between  the  Council  of 
the  County  of  Elgin  and  the  Government  with  regard  to  an 
increased  grant  to  the  County,  under  the  provisions  of  the  Act 
respecting  the  establishment  of  Houses  of  Lidustry.  Presented  to 
the  Legislature,  12th  April,  1894.     Mr.  McGoll.     Not  printed. 

Return  to  an  Order  of  the  House  of  the  first  day  of  March,  1894,  for  a 
Return  shewing  (1)  the  advertisements  for  the  sale  of  the  cattle 
offered  for  sale  at  the  Agricultural  College  in  December  last ;  (2)  the 
conditions  of  sale ;  (3)  a  list  of  the  names  of  the  purchasers  and  the 
prices  paid  for  the  animals  sold  ;  (4)  a  list  of  the  animals  of  which 
the  purchasers  refused  to  complete  the  sale;  (5)  a  statement  of  the 
animals  sold  and  afterwards  returned  ;  (6)  a  list  of  the  animals  in 
respect  of  which  the  test  for  tuberculosis  was  applied,  and  state- 
ment of  the  result  in  each  case.  Presented  to  the  Legislature,  13th 
April,  1894.     Mr.  McGoll.     Printed. 

Return  to  an  Order  of  the  House  of  the  ninth  day  of  March,  1894,  for 
a  Return  giving  an  itemized  statement  of  all  expenditures  and 
disbursements  in  connection  with  East  Northumberland  Registry 
Office  for  the  years  1891,  1892  and  1893,  shewing  the  number  of 
employees,  the  name  of  each  employee  and  the  period  in  each  year 
during  which  he  or  she  was  employed.  Presented  to  the  Legislature, 
13th  April,  1894.     Mr.  Willovbghhy.     Printed. 


21 


No.  97  . 


No.  98 


No.  99 


Return  to  an  Order  of  the  House  of  the  twenty-first  day  of  March  last 
for  a  Return  giving  the  name  of  the  Dam  of  each  Calf  offered  for 
sale  from  the  Ontario  Experimental  Farm  and  Dairy   in    the    year 

1893,  and    where   such    Dam    was  purchased.     Presented  to    the 
Legislature,  18th  April,  1894.     Mr.  Ryerson.     Not  'printed. 

Report  of  N.  Awrey,  Esquire,  iVT.P.P.,  as  Ontario  Commissioner  to  the 
World's  Columbian  Exposition,  1893.  Presented  to  the  Legislature, 
17th  April,  1894.     Printed. 

Return  to  an  Order  of  the  House  of  the  twenty-sixth  day  of  February, 

1894,  for  a  Return  shewing  the  number  of  persons  employed, 
temporarily  or  permanently,  by  the  Government  in  the  service  of 
the  Province  on  the  31st  December,  1893,  together  with  their 
names, ages,  nationality,  religion, salary,  occupation, place  of  residence 
and  date  of  appointment ;  but  not  including  mechanics,  artisans, 
laborers  or  like  employees  whose  engagement  or  employment  was 
of  a  merely  temporary  character.  Also,  a  similar  Return  as  to  all 
Sessional  Clerks  employed  during  the  Sessions  of  1893  and  1894. 
Presented  to  the  Legislature,  17th  April,  1894.  Mr.  Balfour. 
Printed. 


No.  100.. (Return  to  an  Order  of  the  House  of  the  sixteenth  day  of  March,  1894, 
for  a  Return  shewing  the  gross  fees  or  emaluments  of  each  Division 
Court  Clerk  and  Bailiff  in  the  Province  for  the  year  1893  ;  the  net 
emoluments  of  such  clerks  as  have  paid  any  sum  to  the  Provincial 
Treasurer  in  pursuance  of  Chapter  17,  55  Victoria,  intituled,  "  An 
Act  respecting  the  Fees  of  certain  Public  Officers."  Also,  the 
several  amounts  paid,  or  to  be  paid,  under  the  provisions  of  the 
Division  Courts  Act,  to  the  Provincial  Treasurer  in  each  year  for 
the  ten  years  ending  on  the  31st  December,  1893.  Presented  to  the 
Legislature,  17th  April,  1894.     Mr.  Marter.     Printed. 


No.  101 


No.  102 


No.  103. 


Return  to  an  Order  of  the  House  of  the  sixteenth  day  of  March,  1894, 
for  a'  Return  giving  a  detailed  statement  of  the  receipts  and 
expenditures  of  the  Law  Society  of  Ontario  for  the  year  1893. 
Also,  a  statement  of  the  assets  and  liabilities  of  the  Society  on  the 
first  day  of  January,  1894.  Also,  a  statement  shewing  the  objects 
and  purposes  to  which  the  funds  of  the  Society  are  applicable. 
Presented  to  the  Legislature,  17th  April,  1894.  Mr.  Balfour. 
Printed. 

Return  to  an  Order  of  the  House  of  the  twenty-first  day  of  March,  1894, 
for  a  Return  of  a  copy  of  the  report  of  His  Honour  the  Junior 
Judge  of  the  County  of  E'^sex  which  led  to  the  dismissal  or 
resignation  of  Aurele  Pacaud,  a  bailifi"  of  the  7th  Division  Court  of 
the  County  of  Essex,  together  with  copies  of  all  correspondence, 
evidence,  statements,  reports  and  other  papers  and  documents 
relating  to  the  matter.  Presented  to  the  Legislature,  17th  April, 
1894.     Mr.  White.     Not  printed. 

Analysis  of  Reports  of  County  and  Township  Agricultural  and  Horticul- 
tural Societies  for  the  year  1893.  Presented  to  the  Legislature, 
18th  April,  1894.     Not  'printed. 


22 


No.  104..  Return  to  an  Order  of  the  House  of  the  twenty -second  day  of  February, 
1S94,  for  a  Return,  duh^  compiled  from  the  Census  Returns  for  the 
3'ear  1891,  of  the  Federal  Census  for  the  Province,  shewing  the 
population  for  each  county  and  district  and  the  municipalities 
situate  therein,  the  population  of  the  unorganized  territory  and  the 
Provincial  Electoral  Districts.  Presented  to  the  Legislature,  18th 
April,  1894.     Mr.  Wood  (Brant.)     Printed. 

No.  105...  Return  to  an  Order  of  the  House  of  the  twenty-sixth  day  of  February, 
1894,  for  a  Return  shewing  the  number  of  inquests  held  during  the 
past  three  years  on  the  death  of  persons  committed  for  vagrancy, 
in  the  gaols,  prisons,  houses  of  correction,  lockups  or  houses  of 
industry,  and  the  cost  in  connection  with  the  finding  of  such 
inquests.  Presented  to  the  Legislature,  18th  April,  1894.  Mr. 
Barr  (Dufferin.)     Not  printed^. 

No.  106...lReturn  to  an  Order  of  the  House  of  the  sixth  day  of   April,  1894,  for  a 

'  Return  from  the  Provincial  Inspector  of  Registry  OflSces,  from  his 
memoianda   made   at  his  inspection  of  Registry  Offices  in  1892,  of 

'  the  last  instrument  received  for  registration  in  each  municipality 
in  each  Registration  Division  ;  the  last  instrument  copied  in  each 
municipality  in  each  division,  and  the  last  instrument  compared  in 

j  each   municipality  in  each  division,   with   a  like  Return  from  the 

same  memoranda  for  1893,  with  the  dates  of  the  inspections  in 
each  division  in  each  year.       Presented    to    the    Legislature,    18th 

i         April,  1894.     Mr.   Wood  (Hastings.)     Printed. 


No.  107.. 
No.  108. 


No.  109. 


No.  110. 


No.  111. 


Estimated  sales  for  the  year  1894,  from  the  Central  Prison  Industries. 
Presented  to  the  Legislature,  19th  April,  1894.     Printed. 

Return  to  an  Order  of  the  House  of  the  twenty-eighth  day  of  March,  1894, 
for  a  Return  .shewing  (1)  the  salaries  of  all  City  and  County  Trea- 
surers; (2)  the  total  amount  of  all  fees  or  other  emoluments  received 
by  the  Treasurers  by  reason  of  their  offices.  Presented  to  the 
Legislature,  19th  April,  1894.     Mr.  Bishop.     Printed. 

Return  to  an  Order  of  the  House  of  the  thirtieth  day  of  March,  1894, 
for  a  Return  shewing  the  salaries  of  all  City  and  County  Clerks 
in  the  Province  for  the  year  1893.  Presented  to  the  Legislature, 
19th  April,  1894.     Mr.  Clancy.     Printed. 

Return  to  an  Order  of  the  House  of  the  fourth  day  of  April,  1894,  for 
a  Return  of  copies  of  the  evidence  in  the  inquest  on  one  Maton, 
held  at  the  Village  of  Carleton  on  October  3rd,  1893,  together  with 
copies  of  all  correspondence  between  the  Coroner  and  the  County 
Crown  Attorney  and  the  County  Crown  Attorney  and  the 
Attorney-General.  Presented  to  the  Legislature,  20th  April, 
1894.     Mr.  Ryerson.     Not  printed. 

Return  to  an  Order  of  the  House  of  the  ninth  day  of  March,  1894,  for 
a  Return  shewing  separately,  the  total  municipal  and  school 
expenditure  of  each  County,  Township,  City,  Town  and  Village  in 
the  Province  for  the  years  1883  and  1893,  respectively.  Presented 
to  the  Legislature,  23rd  April,  1894.     Mr.  Balfour.     Printed. 


23 


No.  112..  Return  to  an  Address  to  His  Honour  the  Lieutenant-Governor  of  the 
nineteenth  day  of  March,  1894,  praying  that  His  Honour  will 
cause  to  be  laid  before  this  House  a  Return  of  a  copy  of  the  origi- 
nal plan  shewing  the  location  of  Russell  Square  in  the  City  of 
Toronto,  and  of  all  instructions,  Orders  in  Council,  minutes  and 
correspondence  relating  to  the  survey  or  laying  out  of  the  Square. 
Also,  of  a  copy  of  Letters  Patent  thereof,  and  of  all  Orders  in 
Council,  minutes  and  correspondence  relating  to  the  issue  of  such 
Letters  Patent  and  relating  to  any  subsequent  disposition  or 
appropriation  of  the  land,  and  of  all  correspondence,  petitions  and 
documents  with  reference  to  the  claim  of  the  Corporation  of  the 
City  of  Toronto  to  said  Square,  and  the  diversion  of  it  from  the 
purposes  for  which  it  was  originally  designed.  Presented  to  the 
Legislature,  23rd  April,  1S94.     Mr.  Clarke  {Toronto.)     Printed. 

No.  113..  Return  to  an  Order  of  the  House  of  the  fourteenth  day  of  March,  1894, 
for  a  Return  shewing  the  full  amount  of  the  Government  grant  to 
the  Agricultural  and  Arts  Board,  and  a  detailed  statement  of  its 
expenditure  for  the  past  five  years.  Presented  to  the  Legislature, 
23rd  April,  1894.     Mr.  Preston.     Not  i^rinted. 

No.  114..  Return  to  an  Order  of  the  House  of  the  fourth  day  of  April,  1894,  for 
a  Return  of  copies  of  all  correspondence  in  connection  with  the 
granting  of  a  shop  license  for  the  sale  of  liquor  to  one  Joseph 
Aspinall,  of  the  Town  of  Tilsonburgh,  in  the  South  Riding  of 
Oxford,  for  the  years  1893-4.  Also,  copies  of  all  papers  and  docu- 
ments in  possession  of  the  Government,  or  any  official  thereof, 
relating  to  the  said  license,  together  with  a  copy  of  the  Report  of 
the  Chief  Inspector,  who  enquired  into  the  complaint  that  the 
license  was  fraudulently  granted.  Presented  to  the  Legislature, 
23rd  April,  1894.     ^Iv.  McCleary.     Sotirrinted. 

No.  115. .  Petition,  correspondence  and  general  information  in  respect  of  the 
application  for  grants  of  Public  money  in  aid  of  the  construction 
of  certain  portions  of  the  Irondale,  Bancroft  and  Ottawa,  the 
Northern  and  Pacific  Junction,  the  Ottawa,  Arnprior  and  Parry 
Sound,  and  the  Ontario  and  Rainy  River  Railways.  Presented  to 
the  Legislature,  25th  April,  1894.     Printed. 

No.  116.  .Return  to  an  Order  of  the  House  of  the  .sixth  day  of  April,  1894,  for  a 
Return  from  each  Registration  Division  in  Ontario,  shewing  all 
losses  sustained  by  reason  of  errors  or  omissions  on  the  part  of 
officials  of  .said  divisions,  with  the  names  of  parties  to  whom  paid  ; 
dates  of  payment  and  the  nature  of  error  or  omission,  such  Return 
to  extend  over  the  last  ten  years.  Presented  to  the  Legislature, 
26th  April,  1894.     Mr.  Wood  {Hastings.)     Printed. 


No.  117.. 


Return  to  an  Order  of  the  House  of  the  second  day  of  March,  1894,  for 
a  Return  from  each  municipality  in  the  Province,  other  than 
Counties,  showing  that  the  rate  of  taxation  therein  (1)  for  munici- 
pal purposes,  (2)  for  school  purposes,  ^3)  total.  Presented  to  the 
Legislature,  26th  April,  1894.     Mr.  Clarke  [Lanark.)     Printed. 


24 


No.  118. 


No.  119. 


No.  120. 


No.  121. 
No.  122. 


No.  123. 


No.  124. 


Rules,  Orders  and  Forms  of  the  Division  Courts  of  Ontario,  as  adopted 
by  the  Board  of  County  Judges,  1894.  Presented  to  the  Legisla- 
ture, 26th  April,  1894.     Not  priTited. 

Return  to  an  Order  of  the  House  of  the  nineteenth  day  of  March,  1894, 
for  a  Return,  shewing  the  number  of  acres  sold  by  the  Government 
in  what  was  called  the  Disputed  Territory,  and  shewing  also  the 
number  of  square  miles  of  timber  limits  under  license  therein,  and 
what  has  accrued  by  way  of  revenue  up  to  the  fifteenth  day 
of  March,  1894.  And  what  has,  durinsf  the  same  period,  been 
expended  by  the  Province  within  the  said  Territory.  And  also, 
what  is  the  liability  of  the  Province  in  respect  of  Indian  Lands. 
Presented  to  the  Legislature,  26th  April,  1894.  Mr.  Gibson 
(Huron.)     Printed. 

Return  to  an  Order  of  the  House  of  the  ninth  day  of  April,  1894,  for  a 
Return  shewing  the  date  of  the  appointment  of  F.  Maguire,  of  St. 
Catharines,  as  Inspector  of  immigrants  at  Niagara  Falls,  Ontario. 
Shewing  also,  what  duties  he  performs  ;  how  many  hours  daily  he 
is  on  duty  and  what  salary  he  receives.  And  if  he  is  still  under 
pay,  what  allowance  he  receives ;  what  are  his  qualificatians  for 
the  office,  and  if  he  has  had  any  medical  training.  Shewing  also, 
by  whom  his  duties  are  performed  during  his  absence ;  who  per- 
formed similar  duties  before  his  appointment,  and  at  what  salary. 
Shewing  also,  if  there  are  similar  officials  at  other  points  on  the 
frontier,  giving  name,  dates  of  appointment  and  salaries.  Presented 
to  the  Legislature,  2Gth  April,  1894,     Mr.  McGleary.     Not  printed. 

A  compilation  of  the  Labour  Laws.  Presented  to  the  Legislature,  27th 
April,  1894.     Printed. 

Return  to  an  Order  of  the  House  of  the  fifth  day  of  March,  1894,  for  a 
Return  shewing:  the  date  of  the  dismissal  of  William  Young,  Farm 
Instructor  at  the  Reformatory  for  Boys  at  Penetanguishene.  The 
length  of  time  he  was  in  the  service ;  the  cause  of  his  dismissal ; 
the  amount  paid  him  as  a  gratuity,  together  with  the  amounts,  if 
any,  paid  him  for  rent  allowance  or  otherwise  since  his  dismissal. 
Also,  copies  of  all  correspondence  between  the  said  Young  and  the 
Government,  or  any  officer  thereof,  relating  to  his  dismissal,  the 
payment  of  a  gratuity  or  otherwise.  Presented  to  the  Legislature, 
27th  April,  1894.     Mr.  Clancy.     Not  printed. 

Report  of  the  Provincial  Inspector  into  the  charges  preferred  against 
J.  B.  White,  License  Inspector  for  the  District  of  Manitoulin, 
together  with  a  copy  of  the  evidence  taken  at  the  investigation. 
Presented  to  the  Legislature,  27th  April,  1894.     Not  printed. 

Commission,  evidence  and  report  in  respect  of  the  inquiry  concerning 
the  Agricultural  College  and  Experimental  Farm  held  by  John 
Winchester,  John  Watterworth  and  John  S.  Pearce,  Esquires. 
Presented  to  the  Legislature,  27th  April,  1894.     Not  printed. 


"Ih 


No.  125. 


No.  126. 


No.  127. 


No.  128. 


No.  129. 


No.  130. . 


Return  to  an  Order  of  the  House  of  the  twenty-third  day  of  April, 
1894,  for  a  Return  setting  forth  tjje  Cities,  Towns  and  Incorporated 
Villages  in  Ontario  in  which  Free  Libraries  and  Mechanics'  Insti- 
tutes have  been  established.  Shewing,  as  well,  the  unincorporated 
Villages  in  which  Mechanics'  Institutes  or  readino-  rooms  have 
been  established,  and  shewing  the  Electoral  Districts  in  which 
Farmers'  Institutes  have  not  been  established.  Presented  to  the 
Legislature,  27th  April,  1894.     Mr.  Wood  (Brant.)     Not  printed. 

Return  to  an  Order  of  the  House  of  the  twentieth  day  of  April,  1894, 
for  a  Return  of  copies  of  all  correspondence  and  communications 
"which  have  passed  between  the  Municipal  Council  of  the  Town  of 
Goderich,  or  any  officer  or  member  thereof,  or  any  ratepayer  of  the 
said  town,  and  any  member  or  officer  of  the  Government,  with 
reference  to  the  appointment  of  a  Police  Magistrate  for  the  said 
town ;  and  also,  of  all  Petitions  for  or  against  the  appointment. 
Presented  to  the  Legislature,  27th  April,  1894.  Mr.  Whitney.  Not 
printed. 

Return  to  an  Order  of  the  House  of  the  thirtieth  day  of  March,  1894, 
for  a  Return  of  copies  of  all  papers,  letters,  statements  and  docu- 
ments in  connection  with  the  charges  of  G.  A.  Dorian,  against  Dr. 
P.  H.  Bryce,  Secretary  of  the  Provincial  Board  of  Health,  with  a 
copy  of  the  evidence  adduced,  and  the  finding  of  the  Commis- 
sioners. Presented  to  the  Legislature,  30th  April,  1894.  Mr. 
Ryerson.     Not  printed. 

Return  fco  an  Order  of  the  House  of  the  eighteenth  day  of  April,  1894, 
for  a  Return  shewing  what  amount  of  the  Public  School  grant — 
not  including  the  Poor  Schools  grant — was  apportioned  to  cities, 
towns,  and  those  incorporated  villages  containing  High  Schools  or 
Collegiate  Institutes  for  the  years  1882  and  1892  respectively,  and 
the  amount  to  the  remaining  municipalities  of  the  Province. 
Presented  to  the  Legislature,  30th  April,  1894.  Mr.  Meacham. 
Not  printed. 

Return  to  an  Order  of  the  House  of  the  twenty-third  day  of  April, 
1894,  for  a  Return  of  a  detailed  statement,  for  the  years  1890  and 
1891,  of  the  fees  and  emoluments  of  the  Registrar  of  Deeds  for  the 
County  of  Dufierin  in  connection  with  his  office,  with  the  dates 
and  amounts  of  rebates  for  each  year  paid  to  the  County.  Pre- 
sented to  the  Legislature,  30th  April,  1894.  Mr.  Barr  (Duferin.) 
Not  printed. 

Return  to  an  Order  of  the  House  of  the  eighth  day  of  May,  1893,  for 
a  Return  shewing  the  names  of  all  pei'sons,  firms  or  companies, 
indebted  to  the  Province  on  the  first  day  of  January,  1893,  on 
account  of  timber  dues,  ground  rent  or  bonuses  for  timber  limits  ; 
the  amount  of  indebtedness  in  each  case ;  the  balance,  if  any,  due 
by  such  persons,  firms  or  companies  on  the  first  day  of  January,  in 
each  year  since  1886,  and  the  total  amount  of  such  indebtedness 
on  the  first  day  of  January,  1893.  Presented  to  the  Legislature, 
4th  May,  1894.     Mr.  Wood  (Hastings.)     Not  printed. 


(c) 


57  Victoria.  Sessional  Papers  (No.  11).  A.  1894 


REPORT 


RELATING    TO    THE    REGISTRATION     OF 


BIRTHS,  MARRIAGES  AND  DEATHS 


IN    THE 


PROVINCE    OF  ONTARIO 


YEAR  ENDING  31st  DECEMBER, 
1892. 


PRINTED  BY  ORDER  OF  THE  LEGISLATIVE  ASSEMBLY 


TORONTO : 
WARWICK  BROS.  &  RUT  l-ER,  PRINTERS,  &c.,  68  and  70  FRONT  STREET  WEST. 

1894. 


57  Victoria.  Sessional  Papers  (No.  11).  A.  1894 


Office  of  the  Registrar  General  for  Ontario, 

Toronto,  January  1st,  1894. 

To  the  Honorable  George  Airey  Kirkpatrick,  LL.D.,  Q.O., 

Lieutenant-Governor  of  the  Provive  of  Ontario. 

May  it  Please  Your  Honor  : 

In  compliance  with  the  Statute  in  that  behalf,  the  undersigned  respectfully  presents 
to  Your  Honor  the  Annual  Report  of  Births,  Marriages  and  Deaths  for  the  year  ending 
31st  December,  1892. 

Respectfully  submitted, 

R.  HARCOURT. 

Registrar  General. 


57  Victoria.  Sessional  Papers  (No.  11).  A.  1894 


CONTENTS. 


Page. 

Report  proper,  including  Study  of  Table  by  Deputy  Registrar-General 1 

Population  by  Counties  of  Ontario  .... 1 

Births,   Study  of,  by  Months,  Sex,  etc 2 

Marriages,      "                    "         Denominations,  etc 3 

Deaths,  Total  in  Province  and  in  Cities 5 

Preventable  Diseases,  Table  of,  in  Province (j 

"                              "           Cities 7 

Deaths  from  Pneumonia  and  Bronchitis  by  Ages 8 

Completeness  of  Returns  in  Ontario 9 

Registration  Act  in  1859   9 

1868  and  1869 ...  lo 

Statement  of  Expenses  and  Volume  of  Business  of  Department  of  the  Registrar-General .  10-11 

Expenses  of  che  Department  in  1871  and  1872 12 

Table  illustrating  Delayed  Registrations 13 

Report  of  Inspector  of  Division  Registration  Offices  .    14 

Table  and  Diagram  showing  Relations  of  Births,  Marriages  and  Deaths  in  Cities 16-17 

Table  1.— Showing  Total  Births,  Marriages  and  Deaths  in  Counties  in  1892 18-19 

"      2.—                "                        "                      "                        Cities          "          20 

"      3.—               "                        "                      "                        Towns         "          21 

"      4. — Recapitulation  by  Classes  of  Diseases  by  Counties  in  1892 22-23 

"      5.—             "                         "                   "             Cities          '■           22-23 

"      6.—             "                         "                   "             Towns         "          24-25 

"      7.  ^Showing  Death-rate  per  1,000  in  each  County  for  10  years 26-27 

"      8. — Showing  Ten  Highest  Causes  of  Deaths  by  Counties  in  1891-l'-92 28 

"      9. — Legitimate  Births,  Twins  and  Triplets 29 

"    lu. — Showing  proportion  of  Male  and  Female  Births  in  1892 29 

"     ]  1.-  Births  by  Order  of  Months 30 

'■'■    12. — Marriages  by  Order  of  Months  and  Quarters   30 

"    13. — Marriages  by  Denominations 3[ 

APPENDIX. 

Table  A. — Births  in  the  Province   ii.  to  vii. 

"      "—               "         Towns    viii.    "  xi. 

"      " —               "         Cities    ...           xii.    '•  xiii. 

"      B. — Marriages  by  Denominations  and  Ages  in  Counties xiv.    "  xi.\. 

"      "—         "                          "                           "          Cities XX.    "  xxi. 

" —         "               Months xxii.    "  xxiii. 

"  C. — Deaths  in  Counties  b}^  Months,  Ages,  Nativity,  Social  Conditii  n  .  xxvi.  "  cxlv. 
"  "  —  "  Cities  "  "  "  .  cxlvi.  "  clxxxi. 
•'      "  —         ''         Towns                "                      "                              *'                 .   clxxxii.    "  ccxlvii. 


57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


Office  of  Registrar-General, 

Toronto,  January  1st,   1894. 

To  THE  Hon.  Richard  Harcourt, 

Registrar-General  of  Ontario. 

Sir, — I  have  the  honor  to  submit  to  you  the  following  report  re  the  births,  marriages 
and  deaths  registered  in  Ontario  during  the  year  1892  : 

Population. 

The  population  for  the  year  1892,  taken  as  the  basis  of  calculation  for  the  mortrtlity 
and  other  rates  contained  in  this  report,  is  that  of  the  Dominion  census  of  1891,  to  which 
a  percentage  of  1.11  per  cent,  of  increase  has  been  added  for  every  registry  division. 
This  hypothetical  basis  has  been  established  by  taking  the  difference  between  the  total 
number  of  deaths  and  of  births  returned  during  the  year.  This  is  probably  slightly  below 
the  actual  increase,  as  the  returns  of  various  division  registrars  undoubtedly  prove  an 
imperfect  registration  of  births.  While  it  is  4-10  of  one  per  cent,  below  the  average  increase 
for  England  and  Wales,  yet  as  has  been  referred  to  in  past  annual  reports,  the  returns 
for  the  larger  cities,  fairly  complete,  show  a  less  birth-rate  than  the  urban  population 
of  England.  Based,  therefore,  on  this  hypothetical  rate  of  increase  the  population  of  the 
various  counties  in  1892  is  as  found  in  Table  1  of  this  report.  Iti  the  same  table  is  found 
the  total  number  of  registrations  returned  by  division  registrars  during  the  year  1892.  The 
notable  fact  is  therein  illustrated  that  the  totals  for  births,  marriages  and  deaths  together  is 
less  by  723  than  the  returns  for  the  previous  year,  1891. 

By  the  following  table  the  differences  are  at  once  seen : 


Births. 

Marriages. 

Deathd. 

Counties  showing  an  increase     

8 
32 

21 
18 

1 

31 

"                a  decrease                   .             

9 

'■                an  equality 



It  is  thus  seen  that  the  decreases  are  spread  over  the  counties  of  the  Province  gener- 
ally and  are  not  specially  localized,  and  have  to  do  with  births  alone.  The  total  reduction 
is,  however,  notable,  as  seen  in  the  following  table  : 


Births. 

Marriages. 

Deaths. 

Total. 

1888 

D  =  554 
I  =  1049 
I  =  1685 

D  =    319 

D  =  2578 

I  =  615 
1  =  191 
I  =  329 
D  =  274 
I  =  298 

I  =    230 
I  =    220 
D  =    405 
D  =  2455 
I  =-  1562 

1=    291 
I  =  1460 
1  =  1509 
D  =  5748 
D=    723 

1889 

1890 

1891 

1892 

Note. — D= Decrease.     I = Increase. 


1+  (R.G.) 


57  V^ictoria  Sessional  Papers  (No.  ll\  A    1894 


Births. 

That  for  three  years  past  the  births  have  gone  on  steadily  decreasini;  is  a  fact  which 
this  year's  returns  leave  no  room  for  douVjt.  The  decline  has  been  referred  to  in  the  report 
for  1891  and  repeated  for  1892,  and  would  seem  indicative  of  the  operation  of  some  gen- 
eral cause.  By  reference  to  Table  2  it  will  be  seen  that  the  decrease  for  cities  is  971. 
As  the  city  population  amounts  to  nearly  1-5  of  the  total  population  of  the  Province  it 
is  apparent  that  the  decrease  is  notably  greater  in  urban  municipalities  than  for  the 
Province  as  a  whole.     Thus  : 


1891. 

1892 

D  =    971 
D  =  2048 

D=    840 

D  =1738 

The  decrease  may  probably  be  further  localized  by  reference  to  the  rates  for  the  indi- 
vidual cities  of  the  Province.      Thus  in  individual  cities  as  seen  in  Table  2  : 

/"Increase  in  4  cities  =  45 

Of  12  Cities - 

(.Decrease  in  8  cities  =        885 

Further  reference  to  the  Table  shows  that  of  the  total  decrease  727  occurred  in  Tor- 
onto and  Hamilton.  This  is  notable,  for  while  the  population  of  these  cities  is  more  than 
half  that  of  all  the  cities  in  the  Province,  yet  the  decrease  represents  nearly  4-5  of  the  total 
decrease  in  cities.  The  conclusion  seems  inevitable  that  the  operation  of  the  law  affecting 
marriages,  referred  to  in  English  reports  as  the  barometer  which  indicates  commer  .;ial  pros- 
perity or  its  reverse,  must  affect  the  birth  rate  probably  to  the  degree  indicated  in  the 
above  figures. 

Sex. — By  reference  to  Table  10,  the  birth  rate  according  to  sex  illustrates  the  same 
law  of  the  increase  of  male  over  female  births,  as  seen  in  previous  reports. 

In  1890  the  ratio  was Female    =    1000  ;         Male  =    1057 

In  1891  •'  "  1000;  "      =    1061 

In  1892  "  "        =    1000;  "      =    1063 

In  the  report  for  1891  the  following  remark  was  made  when  referring  to  an  opinion 
exprtssed  by  an  English  authority  that  the  greaf.  excess  of  male  over  female  births 
was  a  peculiarity  of  Celtic  areas  in  Great  Britain,  that  "it  would  appear  probable 
that  the  occupations  ot  large  bections  of  the  populations  of  any  country  is  a  still  more 
important  determining  cause.  Whenever  large  populations  of  men  are  engaged  in  out- 
door pursuits  as  agriculture,  mining  etc.,  their  vigor  will  naturally  exceed  that  where 
many  are  engaged  in  the  confining  or  relatively  unhealthy  occupations  of  manufacturing 
industries." 

The  obvious  correctness  of  this  conclusion  seems  to  be  borne  out  in  the  statistics  for 
the  cities  of  Ontario  (Table  2).  In  four  out  of  eleven  cities  in  the  list,  the  female  births 
actually  exceed  the  males,  while  for  the  whole  the  ratio  is  of  females  1000  to  1028  males 
for  1891,  less  than  half  of  the  ratio  for  the  whole  Province,  and  1037  in  1892. 

Months  — The  quarterly  and  monthly  relationships  with  regard  to  the  number  of 
births  is  practically  the  same  as  set  forth  in  the  report  for  1891.  The  causes  which  then 
and  antecedent  thereto  have  been  operative  are  seen  to  continue  in  the  returns  for  1892. 
Ihe  relationships  between  the  months  in  which  the  greatest  number  of  matriages  occur 
and  the  greatest  number  of  births  is  shown  by  reference  to  the  Tables  11  and  12. 

2 


57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


Illegitimate  Births. — The  total  number  of  illegitimate  births  recorded  in  1892  is  525 
and  112  less  than  in  1891.  While,  as  mentioned  in  other  reports,  there  is  a  likelihood  of 
this  class  of  births  not  being  in  all  cases  registered,  yet  as  thfrse  reasons  will  always  be 
the  same,  the  falling  off  is  noteworthy.  This  falling  ofi  is  not  limited  to  this  year,  as 
seen  by  the  following  table  : 


Illegitimate  births,  1890 

Illegitimate  births,  1891. 
Illegitimate  births,  1892 


Or  19.7  per  1,000  births. 
Or  14.3  per  1,000  births. 
Or  12.4  per  1,000  births. 


Remembering  the  English  rate  of  42  per  1,000  in  1891  as  being  the  lowest  yet 
recorded  there,  the  moral  status  of  Ontario  may  be  said  to  be  most  satisfactory. 

Marriages. 

The  total  number  of  marriages,  as  seen  by  reference  to  Table  13,  registered  in  Ontario 
in  1892  was  14,482,  or  28,964  persons.  This  shows  a  slight  absolute  increase  over  1891 
of  293,  but  is  the  same  relative  ratio  if  the  increase  in  population  for  the  year  be  con- 
sidered. A  reference  to  the  table  of  marriaajes  during  the  past  ten  years  shows  tliat 
the  rate  for  Ontario  remains  very  uniform,  1892  varying  from  the  average  by  only  0.2, 
the  average  per  1,000  being  6,9.  The  following  table  of  the  marriage-rates  in  different 
countries  and  neighboring  States  is  of  interest : 


Country. 


United  Kingdom 

England 

Scotland 

Ireland 

Denmark   

Norway 

Austria 

Switzerland 

German  Eoapire | 


Persons 
per  1,000. 


15.6 
14.6 
13.9 
9.2 
13.6 
13.2 
14.4 
15.3 
16.1 


Country. 


Netherlands  . . . . 

France 

Italy  

Ontario 

Connecticut  . . . . 
Rhode  Island. . . 
Massachusetts  . . 
New  Hampshire 


Persons 
per  1,000. 


14.2 
15.0 
15.0 
13.4 
15.8 
18.4 
18.6 
19.2 


Number  of  Divorces  in    Various  States. 


Divorces  in  Connecticut,  1890 

Divorces  in  Rhode  Island,  1890 

18H9-1878. 

Divorces  in  Massachusetts,  1890 

Divorces  in  New  Hampshire,  1890. . . 
Divorces  in  Michigan,  1886 


654 

382 

1,339 


Rate. 


Or  I  in  13.1  marriages. 

Or  1  in  13.1 

Or  1  in  10 

Or  1  in  31.9 

Or  1  in  9.4  " 

Or  1  in  12.4  " 


57  Victoria. 


Sessiona  Papers  (No.  11). 


A. 1894 


It  may  be  further  stated  that  for  the  whole  United  States,  while  the  increase  of 
population  between  1870-1880  was  30.1  per  cent.,  the  divorces  for  the  same  year  increased 
79.4  per  cent  ;  and  in  Michigan,  while  population  increased  38.2  per  cent.,  divorce* 
increased  107.4  per  cent.     In  all  Canada  there  were  4  divorces  in  1891,  and  5  in  1892. 

It  is  manifest  for  reasons  attaching  to  the  causes  of  divorce,  that  a  notable  influ- 
ence is  produced  thereby  upon  the  marriage-rate.  Thus,  of  the  954  persons  divorced 
in  1890  in  Connecticut,  350,  or  more  than  one-third  of  the  whole,  married  again  within 
the  year.  Thig  means  that  over  3  per  cent,  must  be  subtracted  from  the  marriage-rate  in 
this  and  other  States  with  similar  divorce  laws,  in  order  to  make  a  correct  comparison 
between  the  marriage-rates  ot  these  States  and  Ontario,  where  the  number  of  divorces 
granted  in  1891-1892  was  9. 

It  is  of  interest  to  notice  in  this  connection  the  fact  that  the  increased  number  of 
marriages  per  1,000  is  not  associated  with  a  proportionately  increased  birth-rate. 

The  following  table  gives  the  birth-rates  in  Ontario  and  several  neighboring  States 
for  a  number  of  years  : 


Connecticut 

Ontario. 

Massachusetts. 

1882 

1883  

1884 

1885       

.23.9 
.25.4 
.23.0 
.22.7 
.22.2 
.22.8 
22.2 
23.4 
.23.3 
.24.8 

1882 

1883 

1884 

1885       

26.2 

22.3 

23.1 

23.5 

\^ 

1882 

1883 

1884 

1885 

1886 

1887 

24.91 

25.17 

25.45 

25.12 

1886     

1886 

1887 

1888 

1889 

1890 

1891 

22.0 

21.7 

21.8 

22.6 

22.0 

21.1 

25.37 

1887 

1888 

1889 

1890 

1891 

25  80 

1888   

1889 

1890 

25.89 

26.19 

25.81 

Months.— As  usual  the  last  quarter  of  the  year  leads  notably  in  the  number  of  marri- 
ages celebrated,  the  relation  to  the  other  quarters  being  in  much  the  same  proportion  as 
in  1891.  Much  the  same  relation  exists  between  the  months  as  in  previous  years.  Exactly 
the  same  six  months  but  varying  slightly  in  their  order  of  arrangement,  are  the  lowest 
in  order  during  the  three  past  years  in  succession. 

Denominations. — Not  only  does  the  number  of  marriages  celebrated  during  the  year 
remain  the  same  even  to  a  decimal,  to  the  number  of  the  population  ;  but  the  order  of 
marriages  by  denominations  also  remains  exactly  the  same.  The  same  permanency  in  the 
percentage  of  marriages  celebrated  by  clergymen  of  each  denomination  is  seen  in  a  very 
remarkable  degree  by  comparing  the  several  years  set  down  in  the  following  table. 
This  shows  the  number  of  marriages  in  any  deaominatijn  compared  with  the  total. 

To  illustrate  the  table  it  may  be  stated,  as  for  instance  in  column  one,  that  1  in 
every  2.8  of  all  the  persons  married  were  Methodists,  and  so  on  through  the  table. 


Denomination. 


1883. 


Methodists    

Presbyterian 

Episcopalians     

Roman  Cat  holies    

Baptists       

Lutherans 

Congregationalists  ...... 

Evangelical  Associations 

Mennonites   

Quakers 

(.'ther  Denominations    .. 


2.8 

5.0 

5.5 

6.8 

19.5 

50.3 

92.9 

160.4 

194.2 

1046.7 

87.5 

4 


1884. 


2.6 

4.9 

5.8 

6.9 

20.9 

53.5 

91.8 

158.8 

182.5 

2077.6 

75.8 


1885. 


2.7 

5.1 

5.8 

6.5 

18.3 

50.8 

114.6 

150.7 

196.8 

2469.4 

58.9 


1890. 


2.8 

5.0 

6.3 

6.8 

17.0 

45.1 

81.9 

111.7 

164.3 

546.0 

41.7 


1891. 


2, 

4, 

5. 

7, 

18. 

44 

117. 

1.58, 

183. 

938 

39, 


1892.  1 


2.8 

4.9 

6.2 

6.9 

17.6 

42.9 

91.9 

154.05 

226.2 

782  8 

.33.3 


57  Victoria 


Sessional  Papers  (No.  11). 


A    1894 


Deaths. 


Province. — The  number  of  deaths  in  1892  as  seen  by  reference  to  Table  1  is  23,120  as 
compared  with  21,558  in  1891.  The  rate  when  the  increase  of  population  for  the  year  is 
calculated,  gives  an  iucrease  of  0.5  per  1000. 

By  examining  Tables  3,  4  and  5  giving  a  recapitulation  of  diseases  by  classes,  the 
following  increases  are  found  in  the  several  classes  : 


* 

1891. 

1892. 

I  =  Increase. 

D  =  Decrease. 

Zymotic  Diseases    

Coostitutional  Diseases 

Local                        "        

3,831 

4,788 
7,810 
2,983 
767 
1,409 

4,670 
4,711 
8,211 
3,921 
845 
762 

I  =  839 
D  =    47 
I  =  401 

Developmental       "       

I  =  938 

Violent  Deaths    

I  =    78 

Cause  not  specified 

D  =  647 

Total 

21,558 

23,120 

What  is  most  gratifying  to  notice  in  the  classification,  is  the  greatly  improved  care 
of  the  Division  Registrars  in  insisting  upon  the  specified  cause  of  death  being  given.  The 
decrease  in  the  number  of  diseases  whose  cause  is  not  given  is  45  per  cent.  This  decrease 
is  distributed  amongst  the  other  classes,  thereby  increasing  to  this  extent  their  greater 
apparent  prevalence.  Of  the  increases  in  the  several  classes  where  cause  ia  specified, 
that  in  zymotic  diseases  is  made  up  principally  of  increased  deaths  from  influenza  or 
la  grippe  in  the  epidemic  of  January  and  February,  1892,  amounting  in  all  to  534, 
and  from  an  explosion  of  diphtheria  in  Toronto  in  the  same  year.  The  average  in  Local 
diseases  is  more  than  made  up  by  the  increase  in  pneumonia  of  390  and  in  bronchitis  of  126. 
Both  these  increases  are  naturally  associated  with,  and  a  result  of  the  epidemic  of  la  grippe. 
The  balance  of  the  increase  in  deaths  is  found  in  Developmental  diseaiei,  278  of  the  938 
increase  being  under  old  age.  This  increase  is  likewise  intimately  connected  with  the 
epidemic  of  la  grippe.  The  further  increase  in  this  class  is  to  be  ascribed  principally  to 
the  placing  of  still- born  and  immature  births  under  the  heading  of  pre-natal  diseases. 

Cities. — The  total  increase  of  the  Province  as  already  incidentally  referred  to,  was 
largely  due  to  the  increase  in  cities,  this  baing  595  in  the  total  1,S62,  or  more  than  1 
in  3,  whereas  the  city  population  is  to  that  of  the  Province  less  than  1  in  5,  By  reference 
to  general  tables  in  Appendix  the  increase  is  seen  to  be  usually  in  cities  where  la  gripps 
prevailed  most  largely.  The  increase  from  diphtheria  in  Toronto  has  already  been 
mentioned.  Altogether  the  increase  in  cities  over  1891  is  2.17  per  1000  of  population. 
Compared  however  with  various  cities  in  the  United  States  the  death-rate  is  low. 

New  York,  in   1891,  had  of  deaths,   per   1000  population 25.6 

Brooklyn,  "  "  ''                      23.9 

Buffalo,  "  *'  "                     22.8 

Rochester,  "  "  ••                     18.3 

Albany.  "  "  "                     23.3 

Syracuse,  "  "  "                    16.9 

Troy,  "  "  "                    18.3 

Ogdensburg,  "  "  "                     18.2 

Utica.  "  "  "                    22.0 

5 


57  Victoria. 


Sessional  I*aper>    (No.  11). 


A.  1894 


Vrp.vcntnhlp,  DlKP.ni^fH. — The  diRRasfiS  placfifl  nnflf.r  t-hi«  }if;a'}  forrrif;rIy  tippliffl  to  tho 
erupt/ivR  claflK,  but  ycur  by  yoar  with  thf,  fuivarif;<-  of  Hciontific  knowl<;<l(/»;  f,h';  liaf,  of  ho- 
called  coiTiTniinicablf)  difMsasea  becornf;H  ftnlar^f;rj. 

While  the  term  maybe  still  applif;d  to  ba''fcerial  diaea.^'iH,  th';  HtufJy  of  cliinatf,  occupa- 
tion and  evironment  ^frif-rally,  .thows  that  the  term  may  be  aftplied  to  almoKt  all  diKeaseH. 
For  instance  in  a  study  of  MannheHter,  Lifa  TahU.H  by  Dr.  John  Tatharn,  he  haH  hhown  that 
the  mortality  in  that  ce.ntre  of  manufactureH,  ia  notaVily  greater  than  the  general  rate,  in  other 
words,  that  the,  f'dlowirif/  two  f'aotorH  have  been  operative  :  (a)  pernons  of  [(articular  ijn;,o'ind 
health  born  in  tho  township  ^of  Manchester),  of  parents  whose  vitality  was  !ilre!i.dy  irrifjaired 
by  their  occupatiofiH  and  fiurroundings  ;  and  (h)  persons  of  originally  sounder  hraltli  who 
have  migrated  from  outlying  di.t^tricts  to  oldfir  parts  of  the  city.  TIiuh  for  e.verv  100  males 
who  at  the  average  rate  s^hould  survive  at  5,  1.5  and  25  years  reHf)ective|y,  Manchejiter  town 
ship  shows  numbers  df;crea.-'.ing  from  8.5  to  HI  ;  at  4.5  years  the  survivors  have,  dro[)[je.d  to 
64  per  cent.,  and  at  G.5  only  'W  rnah;s  and  4  2fen)ales  survive  where,  the  avf;rage  would  Ik; 
100.  It  may  l')e  assumed  that  but  for  the  influence  ot'  thr;  senond  e,|ri,HM  !ibr)ve  mentioned, 
those  who  at  65  would  at  the  average  rate  be  surviving  would  have  lieen  wholly  wiped  out. 

It  is  manifest,  therefore,  that  many  fliseases  inducf;d  under  such  conditions  should 
be  considered  as  distinctly  prevruit-ihle.  Ap[)lying  the  trjrm,  however,  to  the  class  of 
zywolir.  disf^ases  in  the,-!e  tables,  it  has  alreufly  |)r;«;n  pointefl  out  that  the,  increase  in 
1892  over  1K9I   was  principally  due  to   influenza. 

The  following  table  gives  the,  tofal.ii  f'lr  the,  jnore,  irn[)ort!Uit  disea;«s  in  the  f,lasH  nn 
compared  with  1891  ; 


Wlii,l<   Province. 

New  York  State. 

1801. 

^d.  '»■ 

Rato  pnr 
1,000  pop. 

IH02. 

I?  ate  pPT 
1,000  {K»p. 

l)i|.lilli<riii                                                     

Typte.i'l 
rndiHiriza  ... 

Scarlatina 

MeiwleH 

052 
744 
303 
21G 
70 
Hi;? 
2,370 

.5 
.4 
,2 
.1 
,0.3 
.04 
1.1 

«00 
44f. 
027 
240 
117 
145 
2,502 

0.4 
0  2 
0.4 
O.t 

0  or, 

0.07 

1  I 

6,070 
l.r;!)0 

]2,(KX) 

2,228 

1,340 

KKU 

I.".,  100 

0.84 
0.28 
2.70 
0.32 
0  20 

Wti'i'.iiiiij^  (;i>ii«li. 

TttberoHlo»in .<>.....,,... 

0.1 :{ 

2  27 

57  Victoria. 


Sessional  Tapers  (ISio.  11). 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  11 


A.  1894 


Apart  from  the  increase  in  influenza  over  the  whole  Province,  the  most  notable 
point  in  these  tables  is  the  varying  number  of  cases  of  some  one  or  other  special  disease 
in  difiFerent  cities. 

For  instance,  Toronto  had  less  than  half  the  typhoid  in  1892  that  there  was  in  1891, 
but  the  increase  in  diphtheria  in  1892  was  almost  one-third  the  number  of  cases  in  1891. 
Toronto,  in  1892,  shows  twice  as  many  deaths  from  scarlatina  as  in  1891,  while  the  deaths 
from  the  same  in  Ottawa  average  but  one-third  those  of  the  former  year.  Guelph  again 
shows  an  extraordinary  prevalence  of  diphtheria  in  both  years,  and  one  death  in  each  year 
from  typhoid.  St.  Catharines  shows  in  1892  an  enormous  increase  and  prevalence  of 
phthisis  ;  while  Ottawa,  in  1892,  shows  an  unusually  large  number  of  deaths  from  measles. 
Kingston  in  both  years  has  an  abnormally  high  death-rate  from  typhoid  ;  while  Brantford, 
high  in  typhoid  in  1891,  had  only  one  case  in  1892. 

These  differences  serve  to  illustrate  three  points  : 

Ist.  That  certain  zymotic  diseases,  such  as  typhoid  and  tuberculosis,  tend,  owing  to 
local  conditions  in  some  cities  and  to  infection  in  the  latter,  to  become  more  or  less 
endemic. 

2nd.  That  certain  others  are  especially  marked  by  sudden  epidemic  explosions,  due 
evidently  to  common  centres  of  dissemination,  as  schools,  factories,  etc. 

3rd.  That  both  are  readily  lessened  by  removing  sources  of  infection,  whether 
by  improving  public  water  or  by  closing  and  disinfecting  schools. 

In  Table  8  are  shown  the  ten  highest  causes  of  deaths  in  1892  as  compared  with 
those  in  1891.  These  constitute  49.1  per  cent,  of  the  total  deaths,  while  in  1891  they 
constituted  51.2  per  cent,  of  the  wbole.  The  table  from  the  standpoint  of  Preventive 
medicine  is  full  of  interest.  It  contains  in  both  yea  s  the  same  diseases  excepting  cwo, 
one  of  which  typhoid  appears  prominent  in  1891,  but  recedes  and  its  place  is  taken  by 
la  gripjxi  and  its  adjunct,  brouchitis  in  1892. 

Of  the  total  ten  diseases  it  is  at  once  seen  that  at  least  five  of  these  stand  in  the 
category  of  well  recognized  microbic  diseases,  and  are  therefore  distinctly  preventable,  and 
that  these  have  produced  the  larger  percentage  of  deaths.  In  a  notable  degree  accidents 
should  be  classed  amongst  the  preventable  causes  of  death,  and  are  principally  found  to  be 
due  to  machinery.  Valvular  disease  as  a  cause  of  death,  while  the  expression  of 
localized  disease  of  the  heart,  is  in  a  notable  degree  a  disease  of  old  age.  Over  fifty  per 
cent,  of  all  the  deaths  ascribed  to  heart  disease  in  Toronto,  occur  at  sixty  years  or  over 
and  seventy  per  cent,  at  fifty  years  or  over,  or  for  the  whole  Province  seventy  per  cent, 
are  over  fifty  years  of  age. 

The  percentage  of  deaths  from  pneumonia  and  bronchitis  similarly  indicates  their 
place  as  important  factors  in  the  deaths  from  old  age  : 

Table  giving  percentage  of  deaths  from  Pneumonia  and  Bronchitis  in  persons   over  fifty 
yeai-s,  compared  with  total  deaths  for  each. 


Pneumonia. 

Bronchitis. 

Total  deaths. 

Per  cent. 

Total  deaths. 

Per  cent. 

Toronto 

Hamilton • . 

Ottawa 

London 

Kingston 

Brantford    

263 
59 
54 
28 
35 
21 
15 

:^ 

11 

10 

14 

34 
29 
20 
39 
22 
49 
60 
14 
41 
63 
50 
35 

141 

18 

10 

8 

15 

6 

5 

4 

9 

1 

& 

4 

38 
66 
40 
25 
6 
16 

Guelph 

St.  Thomas 

8t.  Catharines 

60 
25 
65 

Belleville  

Stratford 

5* 

Windsor 

75 

57  Victoria.  Sessional  Papers  (No.  11).  A.  1894 


Comparing  the  total  deaths  from  these  two  diseases  in  cities  with  those  for  the  whole 
Province,  it  is  found  that  while  the  population  of  the  cities  stands  to  that  of  the  Province 
in  the  ratio,  roughly,  of  1  to  5,  yet  the  ratio  of  pneumonia  in  the  cities  to  that  in  the 
whole  province  is  as  1  to  3.5,  and  that  for  bronchitis  as  1  to  2.7. 


COMPLETENESS  OP   RETURNS    IN    ONTARIO. 

The  twenty-four  years  since  the  Act  for  the  registration  of  births,  marriages  and 
deaths  went  into  force  have  seen  most  notable  changes  in  the  physical  features  of  many 
parts  of  Ontario,  and  still  more  in  the  sociological  development  of  her  municipalities.  In 
1871,  while  the  population  of  Ontario  was  1,618,245,   that  of  the  towns  was  164,937. 

In  other  words  while  the  same  cities  to-day  have  a  population  of  387,607,  or  18%  of 
the  total  for  the  whole  province,  they  had,  in  1871,  but  10%  of  the  whole. 

Further,  in  only  a  few  towns  was  there  any  street  lighting  in  the  modern 
sense.  Public  water  supplies,  even  in  Toronto,  were  almost  unknown  ;  sewers,  where 
existing,  were  of  the  crudest  kind,  while  one  has  only  to  read  local  notices  of  the  times 
to  show  how  many  details  of  municipal  affairs  now  existing  were  then  practically  unknown. 
Local  boards  and  medical  officers  of  health  were  only  emergency  appointments,  while  spring 
cleaning,  even  in  cities,  was  very  partially  enforced.  Smallpox  was  treated  in  the 
general  hospitals,  while  isolation  of  the  eruptive  diseases,  and  still  less  disinfection,  were 
measures  as  yet  not  appreciated  or  executed. 

Registration  of  anything  more  than  deeds  had  then  hardly  begun  in  the  counties,  until 
1859,  when  an  Act  was  passed  requiring  clergymen  to  legister  all  marriages  celebrated 
by  them  with  the  county  registrars  of  deeds.  This  Act  was  m  ide  applicable  in  the  same 
year  to  the  new  re-arrangement  of  counties  for  municipal,  juridical  and  other  purposes. 
Thus  began  legal  vital  registration  in  Ontario,  but  of  marriages  only.  Remembering 
that  the  Registration  Act  in  England  was  passed  only  in  1837,  and  that  it  found  much 
opposition  in  various  quarters  from  the  clergy,  it  may  be  said  that  progress  in  this 
direction  in  Upper  Canada  was  begun  early.  The  formal  instructions  for  enforcing  this 
registration  of  marriages  was  as  follows  : 

Section  5,  Cap.  72,  1859,  Consolidated  Statutes  of  Upper  Canada, 

"  Every  clergyman  or  minister  shall,  immediately  after  he  has  solemnized  a  marriage,  enter  in  a  book 
to  be  kept  by  him  for  the  purpose,  a  true  record  of  the  marriage  ;  and  shall,  on  or  before  the  first  da,y  of 
February  in  every  year,  return  a  certified  list  of  all  marriages  by  him  solemnized  during  the  year  endmg 
on  the  thirty- first  day  of  December  next  preceding,  to  the  registrar  of  the  county  in  which  the  marriages 
have  taken  place,  and  shall,  at  the  time  of  making  the  return,  pay  or  transmit  to  the  registrar  one  dollar 
as  his  fee  thereon. 

Sec.  7.  On  receipt  by  the  registrar  of  any  such  list,  he  shall  file  the  same  among  the  papers  of  his 
office,  and  record  the  same  in  a  b  )ok,  t)  be  kept  by  him  for  the  purpose;  and  in_  case  of  the  death  or 
absence  of  the  witnesses  to  a  marriage,  such  register,  or  a  certifiel  copy,  shall  be  sufficient  evidence  of  the 
marriage,  and  the  registrar  shall  give  a  certified  copy  of  a  marriage  record  to  any  person  demanding  the 
same,  on  payment  of  fifty  cents. 

Sec.  12.  Every  clergyman,  minister,  clerk,  secretary,  or  other  person,  who,  in  any  year,  refuses  or 
neglects  to  return'the  certified  list  required  of  him  by  this  Act,  oq  or  before  the  finst  day  of  February,  shall 
forfeit  for  every  day's  delay,  after  that  day,  the  sum  of  four  dollars,  which  sum  shall  be  recoverable,  witb 
costs,  before  any  magistrate  of  the  county  in  which  the  person  resides,  and  shall  be  applied  according  to 
law. 

Sec.  13.  The  Clerk  of  the  Peace  of  every  county  shall,  at  the  expense  of  the  county,  from  time  to  time 
on  demand,  furnish  all  clerBfymea  or  ministers  and  others  in  the  county  required  by  the  Act  to  make 
returns,  with  the  books  to  be  kept,  and  with  printed  blaak  forim  for  the  lists  to  be  returned  ;  and  such 
books  shall  have  columns  and  headings  printed  on  each  page,  according  to  the  form  given  in  the  sixth 
section,  and  the  books  and  forms  shall  be  of  such  size  and  form  as  to  admit  of  the  necessary  entries  being 
conveniently  made  therein. 

The  method  adopted  for  registering  marriages  is  thu3  seen  to  be  one  by  which  county 
registrars  were  required  to  keep  the  original  certificates  and  to  make  indexes  of  each 
marriage  so  returned.  The  Government  had  no  direct  relation  with,  or  control  of,  those 
returns. 


67  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


When  the  Registration  Act  of  1868-1869,  extending  its  operations  to  the  registra- 
tion of  births  and  deaths  as  well,  was  passed,  provision  was  therein  made  by  INIr.  Pardee 
(the  late  Hon.  T.  B.  Pardee),  then  a  private  member  of  the  House,  who  introduced  the 
Bill,  whereby  the  Provincial  Secretary  became  the  Eegistrar-General  of  the  Province.  The 
Cleiks  of  the  Peace  of  each  county  were  made  District  Registrars,  and  they  were  required 
to  transmit  books  and  forms,  prepared  and  supplied  by  the  Registrar- General,  to  the  sevetal 
Division  Registrars,  or  Municipal  Clerks,  who,  in  turn,  were  to  make  the  returns  to  the 
District  Registrars  who  again  forwarded  them  to  the  Registrar- General.  The  Division 
Registrar  was  required,  under  Sec.  8,  Cap.  30  of  the  Act  to  register  the  particulais  of  any 
birth  returt.ed,  and  receive  therefor  ten  cents  from  parent  or  informant.  Similarly  for 
every  death  registered,  the  clerk  receivfd  ten  cents,  and  for  every  marriage  reported  by 
a  clergyman  as  being  celebrated  by  him,  the  clergyman  was  to  pay  ten  cents  to  the  Division 
Registrar,  collecting  the  same  at  the  time   of  marriage   in   addition  to  the  marriage  fee. 

Under  this  Act  the  work  of  Provincial  registration  began  in  1869  and  has  con- 
tinued ever  since.     Slight  amendments  to  the  Act  were  made  in  1869. 

Under  the  Act  of  1869,  Cap.  23,  Sec.  8,  l he  municipality  was  to  pay  the  Division 
Registrar,  in  addition  to  the  above  fees,  "  whatever  the  municipality  deemed  just." 

No  further  change  took  place  in  the  Act  until  1875,  when  the  Acts  of  1868  and  1869 
were  repealed,  and  their  place  supplied  by  the  amended  Act.  Under  it  the  District 
Registrars  disappeared  (except  so  far  as  the  term  now  applies  to  Registrars  of  the  Unor- 
ganized Districts),  and  the  Division  Registrars  were  brought  into  direct  relations  with 
the  Registrar-General.  The  latter  supplies  them  with  forms,  receives  from  them  returns, 
and  issues  certificates  to  them  on  which  they  are  entitled  to  receive  payment  for 
returns  from  the  municipality.  Such  are  the  terms  of  the  Act,  which  has  practically 
remained  unchanged  since  1875. 

I  have  referred  to  the  growth  of  the  work  of  Vital  Statistics  because  it  illus- 
trates two  interesting  points:  first,  the  recognition  that  the  growth  and  permanency  of 
social  institutions  in  Ontario  required  some  method  by  which  the  legal  aspects  of  mar- 
riages and  the  rights  of  birth  would  in  the  future  be  placed  on  an  established  basis,  and 
further,  that  a  means  would  be  supplied  by  which  all  who  wished  could  from  statistics 
observe  the  actual  growth  of  populations,  whether  native  or  foreign,  and  of  the  social 
influences  determining  the  results  in  each  instance  ;  and,  second,  that  by  it  is  illustrated 
the  evolution,  seen  in  other  parts  of  our  municipal  government,  as  when  the  populations 
in  1832,  then  divided  into  a  few  judicial  districts,  was  by  the  Act  of  1859  sub  divided  into 
counties,  42  in  all,  whose  courts,  I'egistry  ofiices,  and  all  similar  county  functions,  such 
as  that  of  the  registration  of  marriages,  as  seen  in  the  Act  quoted,  were  administered  by 
county  ofiicials. 

The  growth  of  population,  and  of  the  further  sub-division  of  municipal  duties  by 
increased  powers  to  townships,  villages  and  towns  marks  itself  in  legislation,  such  as 
appears  in  the  amended   Act  of   1875  above  referred  to. 

The  following  table  of  the  volume  of  business  done  in  the  Registrar-General's  branch 
in  1871-3  and  1892-3  illustrates  at  once  the  economy  in  the  expenditure  of  funds,  in  the  close 
supervision  of  returns,  and  in  the  availability  of  the  records  for  the  uses  of  all  persons 
interested  therein,  whether  resident  within  or  outside  the  Province  under  the  present  Act. 

Statemext  showing  the  Expenditures  and  Volume  of  Business  in  the  Registrar  General's 

Department  during  several  years. 


1871. 

1873. 

1892. 

1893 

Salaries  (from  annual  report  for  1871) 

S2,612  00 
8,267  10 

S4,500  00 
6,395  44 

S6,44()  00 
3,154  32 

86,440  00 
3,373  96 

Totals 

Salaries  extra  temporary  clerks  to  recover  arrears  of 
indexing  to  the  extent  of  about  200,000  registra- 

810,879  10 

§10,895  44 

89,594  32 

2,670  00 
2,500  00 

89,813  96 

10 


57  Victoria. 


Sessional  Papers  (No.  11) 


A   ]>>94 


Volume  of  Business. 


1871. 


1873. 


1892. 


1893. 


Births   indexed. 
Marriages  '" 
Deaths        " 


19,536 

17,336 

6,905 


27,552 
21,996 
11.069 


44,754 
28,378 
21,558 


42,166 
28,964 
23,120 


Totals 

Indexing  in  arrears  completed  in  1892 — 

Births 

Marriages 

Deaths   


43,877 


60,617 


94,690 


94,250 


82,831 
92,443 
22,417 


Total 

Comparing  and  revising  indexing  in  1892 — 

Births 

Marriages    

Deaths    


197,691 


84,098 
26.267 
14,834 


Total 


125,199 


Preparing  annual  report,  pages   

Letters  written  and  tiled 

Tabulating  circulars  issued  re  cemeteries 

Circulars  issued  re  contagious  diseases  in  Schools  in 

County  of  York  and  tabulated    . .    

Certificates  issued  of — 

Births 

Marriages 

Deaths . 


20 
109 


294 

1,386 

750 

100 

85 

38 

148 


Fees   received  for   certificates   issued    (refunded   to 
Treasury )     

Searches  made  for  certificates  applied  for 

Inspections  made  by  Inspector  of  Div.  Reg.  Offices, 
interviews  with  clergymen  and  doctors  and  reports 
thereon  in 

Annual  reports  issued  and  mailed 

Receiving  returns  from  Div.  Registrars,  entering  num- 
ber in  register,  arranging  of  same  into  libers  for 
binding  and   indexing 

Blank  forms  issued. .. .        

Revision  of  Act  respecting  the  Registration  of  Births,! ") 
Marriages  and  Deaths,   with  amendment  in  new 
bill 

Official  acknowledgement  of  semi-annual  returns,  30th 
June    

Annual  certificates  for  returns  issued  to  District  Divi- 
sifn  Registrars,  and  Division  Registrars 

Revising  and  extracting  from  indexes  births,  marriages 
and  deaths  being  over  the  two    year  limit  alloweJ 
by  the  Registration    Ac,    and  re-indexing  from 
1869  to  1891  inclusive- 
Births 

Marriages 

Deaths 


271 

S135  50 
420 
14  counties, 
121    munici- 
palities. 
3,000 


1,300 
36,000 


Total 


Preparing  special  statement  of  deaths,  as  per  Act  of 
1893,  in  the  foUovking  cities  during  year  1892  of 
persons  21  years  and  over  for  correcting  voters' 
list.  viz. — 


Examining  death  returns  from  Counties  of  Prince  Ed- 
ward. Lincoln  and  WeJIand  and  tabulating  deaths 
from  consumption  by   familie.s  for  special  report 

Issue  of  special  blanks  for  entering  and  recording  re- 
turns of  births,  marriages  and  deaths  for  past 
years,  extending  from  1849  to  1890 


r 


1,700  3,.550 

45,000  81,000 

Prepared 
1892. 


750 

750 


275 
1,003 


98 

46 

200 


344 

$172  00 
535 
22  countie--, 
112    munici- 
palities. 
6.000 


3,500 
85,000 


75 
750 


7,998 
271 
625 


8,894 


Toronto. 

Brantford. 

London. 

Kingston. 

Belleville. 

Windsor. 


200 


9,000 


2:0 


11 


67  Victoria,  Sessional  Papers  (No.  11).  A.  1894 


While  the  present  Act  has  several  manifest  advantages,  it  has  in  practice  several 
positive  disadvantages,  viewed  from  the  standpoint  of  correct  returns  which  were  absent 
even  from  the  early  Marriage  Act  of  1859  and  the  Act  of  1868-9. 

In  the  clauses  quoted  it  will  have  been  seen  that  the  clergyman  who  celebrated  a 
marriage  paid  a  small  fee  of  one  dolUr  per  year  to  the  Registrar,  intended  for  the 
expense  connected  with  indexing  the  marriages  in  the  County  Registry  Office.  In  the 
Act  of  1869  provision  was  likewise  made  for  the  payment  of  ten  cents  by  the  party 
who  obtained  the  advantages  of  legistration,  the  Municipal  Council  adding  thereafter  to 
the  clerk's  salary  such  further  sum  as  might  be  deemed  proper,  to  pay  him  for  his  labor 
ia  making  returns  to  the  District  Registrar.  The  amount  paid  for  such  work  was 
fixed  by  Order  in  Council.  It  appears  that  County  Clerks  of  the  Peace  who  were 
District  Registrars  were  paid  in  the  several  years  of  the  existence  of  the  Act  of  1869  out 
of  Provincial  funds  the  following  amounts  : 


1870 S3,808  63 

1871 3,842  62 

1872 3,9/7  19 


1873 $3,933  42 

1874 3,973  62 

1875 3,88199 


Or  a  total  of   ^23,417. 47  in  6  years. 

While  these  several  ways  of  having  the  labor  of  collecting  returns  paid  for  seen;  in 
some  degree  somewhat  more  cumbrous  than  the  present  method,  it  at  any  rate  placed 
Division  Registrars  performing  the  work  in  a  better  position  than  they  are  at  present. 
Then  they  were  entitled  to  ten  cents  for  each  re^'istration — as  much  as  they  can  legally 
get  now,  and  more  than  many  actually  do  get,  since  it  is  a  common  practice  for  munici- 
palities to  commute  the  payment  of  ten  cents  for  each  registration  by  paying  the  Division 
Registrar  an  annual  salary  for  doing  all  the  work  which  may  fall  upon  him  as  municipal 
clerk.  The  result  in  practice  is,  as  many  of  the  answers  made  to  the  Inspector  show,  that 
the  Division  Registrars  will  not  make  any  serious  attempt  to  get  complete  returns,  as 
they  say  they  are  paid  no  more  for  all  their  pains  whether  the  number  be  100  or  only 
10. 

While  in  practice  there  is  no  doubt  that  the  amendment  of  the  Act  introduced  in 
1 875,  by  which  the  Registrar-General  was  brought  into  direct  relationship  with  the 
Division  Registrar,  has  been  a  distinct  saving  of  Provincial  funds,  by  a  withdrawal  of 
the  fees  from  the  Clerks  of  the  Peace  appointed  District  Registrars  under  the  Act  of 
1869,  yet  it  has,  by  fixing  the  remuneration  of  the  Division  Registrars,  or  municipal 
clerks,  at  10  cents,  without  providing  that  they  shill  be  assured  of  getting  this  amount, 
distinctly  lessened  the  efficiency  of  the  method  of  obtaining  complete  returns.  Some  such 
clause  as  that  "  Division  Registrars  shall  be  entitled  to  receive,  over  and  above  any  amount 
paid  them  for  salary  as  municipal  clerk  ;  and  they  are  hereby  prevented  from  commuting 
the  same  by  receiving  any  stated  salary  to  cover  all  their  duties,  except  in  cities  of  over 
25,000  inhabitants,"  would  seem  to  supply,  at  any  rate,  a  partial  remedy.  Twenty  years' 
experience  since  1875  in  the  working  of  the  present  Act  has  been  sufficient  proof  that  the 
whole  question  of  payment  in  proportion  to  work  done  of  Division  Registrars  must  be 
reconsidered  if  any  notable  improvement  in  returns  is  to  be  expected.  Until  such  takes 
place,  it  seems  idle  to  have  provisions  for  punishing  Division  Registrars  for  neglect  to 
perform  their  duties,  and  as  unreasonable  to  expect  them  to  punish  householders  who 
neglect  to  make  returns  of  births  and  deaths.  The  defects  of  registration  dependent  on 
this  are,   I  believe,  fully  illustrated  in  the  returns  for  cities. 

For  instance,  it  does  not  seem  at  all  likely  in  three  cities  similar  in  many  ways 
as  are  St.  Thomas,  Stratford,  and  St.  Catharines,  that  the  average  marriage-rate  for 
ten  years  has  stood  as  12.7  :  8.1  :  8.4.  Further,  it  does  not  seem  probable  that  in  Kingston 
and  Belleville,  cities  close  together,  the  average  birth  rates  should  stand  for  the  same  ten 
years  as  25  4  :  18.  T 

Again,  when  a  death-rate,  which  can  be  obtained  fairly  accurate  from  the  care- 
takers of  cemeteries,  shows  for  ten  years,  as  in  St.  Catharines,  18  0  per  1,000,  with  a 
birth-rate  extending  over  ten  years  averaging  less  than  the  death-rate,  can  it  be  conceived 
that  birth  returns  are  in  any  degree  accurate  ? 

12 


.''7  Vicioriii. 


Sessional  Papers  (No.  11). 


A.  1894 


To  illustrate  the  fact  of  such  omissions  it  may  be  stated  that  the  number  of  registra- 
tions recorded  during  the  years  1892  and  1893  for  previous  years  and  r.  gistered  as  pro- 
vided under  the  Act  by  special  permission  in  each  case  bv  the  Registrar-General  was, 
of  births,  359,  marriages,  16,  and  deaths,  8,  or  a  total  of  383,  distributed  as  follows  : 


Births. 

Marriages. 

Deaths. 

1891 

...  13 

1874 

...   2 

1890. . . 

.  5 

1891... 

...  2 

1890 

....  33 

.  .  78 

1873 

3 

1889... 
1888... 

.  5 
.  5 

1890... 
1886... 

...  2 
...  1 

1889 

1871 

...   1 

1888  

....  53 
....  40 

1870  

1869 

...   2 
...   3 

1884. . . 

.  1 

1883. . . 
1881... 

1 

1887 

...  1 

1886 

....  16 

1868 

...   1 

1875.... 

...  1 

1885 

....  24 

1867 

...   1 

1884 

. . . .  15 

1866 

...   2 

1883  

....  16 

8 

]864 

3 

1882 

1861 

...   1 

1181 

...   10 

1859 

...   2 

1880  

....   7 

18.58  .... 

...   2 

1879 

....   3 

1857  

...   1 

1878  .... 

....   4 

1856 

...   2 

1877 

....   3 

1851 

...   1 

1876 

....   3 

1849 

...   1 

1815  

....   2 

By  a  comparison  and  close  study  of  the  diagrams  following  this  report  it  becomes 
apparent  that  some  immediate  alterations  in  the  methods  by  which  improved  local 
returns  can  be   insured  are  demanded. 

In  addition  to  increasing  the  remuneration,  as  suggested  in  the  last  annual  report,  to 
25  cents  for  each  complete  birth  and  for  each  complete  death  return,  and  retaining  marriage 
returns  at  10  cents,  there  should  be  provision  whereby  the  clerk  shall  be  assured  of  such 
compensation,  and  then,  if  thereafter  it  can  be  shown  that  he  is  neglecting  his  duties  in 
obtaining  complete  returns,  power  should  exist  in  the  Act  whereby  the  Registrar  General 
can  require  the  municipal  council  to  appoint  another  person  as  Division  Registrar. 

As  will  be  seen  in  the  summary  of  work  appended  hereto  done  by  the  Inspector,  Col. 
R.  B.  Hamilton,  the  difficulties  experienced  by  Oivision  Registrars  in  1893  are  very  much 
the  same  as  those  set  forth  in  his  report  of  1892. 


13 


;"»7  Victoria.  Sessional  Papers  (No.  11).  A.  1894 


Toronto.  January  2,  1894. 
To  the  Hunorahle  Richard  Harcourt, 

Registrar-General  of  Ontario. 

Sir, — I  have  the  honor  to  report  that  during  the  past  year  I  visited  for  the  purposes 
of  inspection  the  Division  Registrars  of  112  municipalities  within  the  following  counties, 
viz  : 

Brant,  Bruce,  Oarleton,  Grey,  Halton,  Huron,  Kent,  Lainbton,  Leeds  and  Grenville, 
Lincoln,  Middlesex,  Northumberland  and  Durham,  Ontario,  Peel,  Perth,  Peterborough, 
Prescott  and  Russell,  Reufrew,  Sitnoe,  S:orinont,  Daudas  and  Glengarry,  Welland, 
Wellington. 

I  tind  the  difficulties  attendant  upon  the  carrying  out  of  the  Act  resp>^cting  the  Reg- 
istration of  Births,  Marriages  and  Deaths  are  about  identical  in  all  the  counties  through- 
out the  Province,  and  have  therefore  scarcely  anything  to  add  to  my  report  of  last  year. 

The  recommendations  made  in  that  report  are  pretty  thoroughly  endorsed  by  the 
Division  Registrars  visited  during  the  pas^t  season,  ard  1  would  again  strongly  recom- 
mend for  your  consideration  the  suggestions  therein  contained. 

I  have  much  pleasure  in  stating  that  a  steady  improvement  in  the  clerical  work  of 
the  half  yearly  returns  of  the  Division  Registrars  is  manifest,  as  is  evidenced  by  the  fact 
that  two  years  ago  I  had  to  send  265  returns  back  for  correction  ;  eighteen  months  ago 
I  sent  back  180  ;  twelve  months  ago  143  were  returned  ;  while  six  months  ago  I  only 
found  it  necessary  to  send  back  86. 

The  Division  Registrars  throughout  the  Province  are,  with  very  few  exceptions, 
extremely  anxious  to  make  their  returns  as  complete  as  possible,  and  1  have  no  doubt 
whatever  but  that  with  a  few  necessary  changes  in  the  Act  a  great  improvement  will 
soon  be  made  manifest  in  both  the  quali^ty  and  quantity  of  vital  statistics. 

1  have  the  honor  to  be.  Sir,  your  obedient  servant, 

R.  B.  HAMILTON, 

Inspector  of  Vital  Statistics. 

Trusting  that  it  may  be  found  practicable  to  have  amendments  to  the  Act  similar  to 
those  drav.'n  up  in  the  Bill  prepared  for  your  consideration  in  1S92  made  law  during  the 
coming  year. 

1  have  the  honor  to  be  your  obedient  servant, 

P.  H.  BRYOE,  M.A,  MD, 

Deputy  Registrar  general. 


U 


57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


Tables   sho-wing  Relative   Rate   per  1,000  Population   in  Cities  of  Ontario  of 

Marriages,  Births  and  Deaths. 


— 

Year. 

6 
a 
2 

d 

'a 

o 

a 
o 

Ti 

a 

a 

o 

to 

bo 

a 

o 

u 

W 

o 
H 

D 

o 

m 

0) 

03 

Q 
xn 

d 

> 
'3 

o 

u 

o 

T3 

a 

1883 

11.3 
11.0 

11.3 
10.0 

13.9 
12.2 

13.6 
10.1 

11.7 
12.0 

9.5 
10.7 

14.4 
14.3 

9.4 
6.4 

12.5 
8.6 

12.9 
13.5 

1684 

1885 

10.5 

11.3 

11.4 

8.8 

10.7 

8.9 

13.8 

9.4 

9.6 

10.4 

7.7 

V 

1886 

11.5 

9.3 

12.2 

12.1 

11.1 

10.0 

14.1 

10.4 

8.2 

10.6 

7.1 

12.4 

^ 

1887 

11. 7 

10.0 

12.5 

9.7 

11.6 

11.7 

12.0 

9.4 

9.5 

8.7 

8.8 

19.1 

Ut 

1888  

11.8 

9.2 

11.6 

9.7 

8.5 

10.1 

14.7 

9.0 

9.7 

10.0 

9.8 

3C.0 

c8 

1889 

11.0 

10.2 

9.8 

8.5 

12.1 

10.0 

10.1 

8.8 

7.2 

8.3 

6.4 

41.8 

1890 

10.0 

9.6 

18.1 

10.4 

9.6 

10.3 

9.2 

9.6 

5.5 

8.3 

7.7 

47.7 

1891 

9.1 

8.7 

7.5 

7.9 

11.5 

9.6 

12  2 

5.4 

7.2 

8.0 

8.0 

48.2 

1892 

8.5 

8.2 

10.1 

8.7 

7.9 

9.0 

12.1 

11.0 

5.8 

10.9 

9.3 

51.9 

Average  rate. 

10.6 

9.8 

11.9 

9.9 

10.7 

10.0 

12.7 

8.9 

8.4 

10.2 

8.1 

35.9 

1883 

29.2 

30.6 

33.0 

26.2 

32.7 

22.3 

24.2 

29.3 

17.9 

18.5 

1884 

28.4 

27.9 

33.2 

22.7 

24.0 

22.8 

28.2 

30.5 

19.6 

19.3 

1885 

29.7 

27.0 

45.0 

18.9 

23.1 

25.6 

22.7 

25.4 

18.2 

20  5 

22.7 

1886 

29.2 

27.0 

50.0 

20.0 

17.0 

25.6 

26.6 

24.4 

18.6 

20.1 

22.0 

29.5 

1887 

29.1 

27.0 

36.4 

22.7 

27.2 

25.8 

22.3 

26.4 

15.0 

21.3 

18.4 

26.0 

1888 

28.0 

25.0 

42.0 

19.2 

20.4 

26.0 

23.0 

25.0 

17.3 

16.5 

18.2 

23.7 

^ 

1889 

30.8 

28.5 

25.5 

22.8 

37.2 
45.3 

21.2 
20.(1 

36.0 

27.9 

26.1 
23.1 

25.3 
19.7 

25.2 
19.3 

14.5 
14.5 

21.0 
18.4 

21.4 
21.6 

23.8 

■c 

1890 

22.7 

S 

1891 

26.2 

24.0 

18.2 

18.9 

23.5 

25.9 

22.0 

22.3 

14.3 

15.8 

20.7 

26.1 

1892 

23.6 

15.2 

16.4 

19.1 

2:i.2 

27.1 

20.6 

22.2 

15.5 

15.4 

17.2 

24.1 

Average  rate. 

28.3 

25.2 

17.3 

20.9 

25.4 

25.0 

23.5 

25.0 

16.5 

18.7 

20.3 

25.1 

1883 

21.3 

20.9 

39.4 

1 
13.3 

25.1 

1 
13.5 

8.4 

14.7 

16.5 

16.8 

1884 

20.4 

18.4 

34.0 

16.8 

17.5 

12.0 

8.4 

17.1 

19.0 

20.0 

18b5 

21.4 

17.1 

28.3 

14.6 

18.0 

14.3 

10.3 

15.6 

15.8 

18.8 

10.1 

1886 

24.2 

18.4 

31.5 

14.9 

17.7 

15.3 

13.5 

17.8 

17.6 

14.8 

13.7 

17.7 

tf: 

1887  

21.3 

16.5 

22  3 

15.6 

17.7 

15.2 

15.0 

17.3 

17.0 

17.3 

11.2 

13.4 

M 

1  1888 

20.3 

1  16.0 

23  9 

14  2 

11.6 

15  9 

12.6 

16.8 

20.6 

13.6 

11.2 

12.9 

s? 

1889  

18.3 

1  15.2 

23.8 

16  1 

27.1 

16.3 

1  12.4 

14.2 

16.9 

16.7 

12.6 

14.8 

Q 

1890 

21.0 

i  14.3 

24.1 

14.5 

34.5 

13.7 

1  10.4 

13.9 

20.5 

17.1 

11.0 

17.1 

1891 

18.9 

13.9 

10.4 

1  12.2 

19.0 

14.3 

15.3 

16.5 

15.1 

11.3 

11.3 

16.8 

1892 

18.9 

12.2 

17.9 

1  14.3 

1 

20  1 

i 
1 

1«.2 

19.1 

15.7 

21.1 

13.8 

12.8 

1 

18.5 

1 

Average  rate. 

20. C 

16.3 

14.3 

1-4.  fi 

18.8 

14.7 

11.6 

1 

1  16.0 

1  18.0 

16.0 

11.7 

1 
15.9 

16 


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Sessional  Papers  (No.  1 1 ). 


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Sessional  Papers  (No.  11). 


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Sessional  Papers  (No.  11). 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A    1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


TABLE 
Recapitulation   by    Classes   of 


Sex. 

Nativity. 

Condition. 

Ages. 

'6 

"6 

-d 

>■ 

Causes  of  Death. 

0) 

(3 

d 

"S 

"c8 

1-" 

T3 

aj        a 

X, 

5 

® 

be 

-w 

73 

o 

la 

o 

o 

o 

ai 

o 

lO 

f^ 

f^ 

^ 

O 

f=. 

^ 

02 

S   1  ^ 

t3 

rH 

lO 

iH 

i-H 

^ 

Zymotic  Diseases 

2393 

2275 

2  3616 

950 

104 

137 

512'4021 

1170 

948 

485 

181 

145 

152 

Constitutional  Diseases 

2133.2578 

3169  1426 

116 

384 

10C2  3265 

479 

154 

79 

87 

313 

395 

Local  Diseases 

438.5 

3824 

2 

5005  2997 
1 

209 

248 

15006163 

1398 

777 

238 

174 

220 

277 

iqfis 

lO'^l 

S'> 

2107  1744 

70 

'>H 

866  .^027 

1014 

^ 

S8 

Violent  Deaths 

694 
395 

151 
36J 

6 

539 
631 

268 
97 

38 
34 

15 
15 

51 
69 

779 
678 

18 
325 

68 
98 

48 

27 

52 
10 

77 
21 

82 

Cause  not  specified 

21 

Total 



X 

c 

>* 

O 

00 

o 

n 
n 

lb 

o 

o 

X 

o 

X 

5i 

TABLE 
Recapitulation    by   Classes  of 


Causes  of  Death. 


-Zymotic  Diseases    . . 
Constitutional  Diseases 

Local  Diseases 

Developmental  Diseases 

Violent  Deaths    

>Cause  not  specified  .... 

Total    


Sex. 


803 
681 


Nativity. 


776       1  1283 

764'....!  899 


1342  1234!      2  1456 


506 

164 

50 


508|     25 

4i:  1 

51        2 


260  37 

I 

5121  34 

1052!  70 

I 

712    313  14 

109     881  8 

93       7|  3 


Social 
Condition. 


M   N  I  , 

»•''  I  N   ii  2 


Ages. 


74  1469  484 
230  1149  241 
514 
333 
5 
51 


321 

2209 

101 

926 

15 

188 

9 

92 

© 

n 

0 
0 

416 

5t 

290 


192 
23 

82 


11 
II 


2    *- 


42  59 

I 
90  116 


O  I  O 


82 


24 
4 


22 


57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


Diseases  by  Counties  in  1892. 


Age?. 

Months. 

G> 

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o 

o 

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c 

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3 

>> 

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3 

1-3 

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^ 

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0 

118 

220 

139 

183 

296 

337 

202 

94 

678 

570 

421 

324 

300 

190 

319 

511 

414 

350 

310 

283 

4670 

354 

696 

468 

51S  606 

365 

105 

94 

444 

429 

420 

412 

395 

341 

370 

406 

366 

388 

368 

372 

4711 

247 

534 

594 

853 

1169  1131 

455 

144 

1101 

929 

820 

786 

681 

539 

528 

560 

596 

552 

539 

580 

8211 

46 

74 

21 

2 

794 

1382 

545 

421 

391 

388 

351 

329 

290 

278 

285 

285 

285 

293 

325 

3921 

71 

96 

97 

73 

62 

49 

31 

21 

64 

37 

43 

62 

60 

98 

104 

89 

77 

82 

60 

69 

845 

20 

34 

35 

38 

61 

12 

5 

55 

73 

58 

75 

62 

61 

61 

58 

75 

64 

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62 

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Diseases   by  Cities,    in  1892. 


Ages. 

Months. 

^ 
^ 

O 

c5 

iO 

6 

o 

CO 

o 
o 

o 

o 

CO 

o 
s 

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03 
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3 

38 

63 

40 

41 

46 

53 

30 

18 

178 

132 

133 

119 

121 

74 

180 

213 

123 

109 

98 

100 

1580 

100 

215 

146 

155 

160 

79 

19 

16 

135 

118 

117 

122 

116 

09 

124 

130 

124 

125 

116 

119 

1445 

76 

177 

208 

268 

347 

280 

116 

32 

372 

256 

234 

265 

193 

181 

183 

200 

177 

172 

162 

183 

2578 

10 

8 

2 

165 

195 

319 

110 

82 

117 

94 

81 

77 

74 

75 

83 

80 

72 

94 

1039 

22 

19 

30 

17 

17 

8 

11 

2 

17 

11 

10 

16 

10 

31 

23 

15 

13 

20 

17 

22 

205 

4 

4 

3 

^ 

7 

1 

1 

7 

3 

7 

13 

9 

11 

12 

12 

9 

10 

8 

4 

5 

103 

© 

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0) 

^ 

H 

(S 

w 

■>* 

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» 

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«  1 

N 

^ 

« 

W 

© 

^ 

© 

M 

© 
in 

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X 

M 

X 

^- 

X 

»- 

Ci 

^-4 

© 

w 

N  ' 

W 

t' 

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M 

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N 

N 

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23 


57  Victoria. 


Sessional  Papers  (No.  11), 


A.  1894 


TABLE 
Recapitulation  by  Classes 


Sex. 

Nativity. 

Social 
Condition. 

Ages. 

Cause  of  death. 

g 

T3 

"o 
.... 

'i 

B 
U 

272 
211 
383 
155 
40 
24 

Hi 

OC 

c 

i 

S 
5 

71 
117 
240 
141 

28 
8 

•d 

CS 

o 

3 
4 
8 
6 
2 
2 

tx 

5 

CO 

12 

35 

24 

4 

.1 

36 

85 

131 

80 

5 

5 

N 

n 

o 

298 
212 
476 
218 
65 
29 

OC 

03 
a; 

a 

!d 

106 
33 

123 

74 

2 

18 

c 
m 

o 

i-H 

66 

5 

56 

o 

rH 


28 

1 

18 

id 

1-1 

6 

10 

7 

10 

o 

17 
21 
18 

id 

Zymotic  Diseases 

Constitutional  Di^eJses 

Local  Diseases 

Developmental  Diseases 

172 
157 
338 

147 
59 

1' 

5 

174 
175 
293 
155 
11 
17 

18 

OC 

10 

35 

14 

3 

Violent  Deaths 

Cause  not  specified 

Total  

6 
4 

n 

4 

Hi 

5 

1 

« 
n 

6 

8 

© 

24 


67  Victoria. 


Sessional  Papers  (No.  11). 


A. 1894 


6. 


of  Diseases  by  To'wns  in  1892. 


Ages. 

Months. 

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o 

o 

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> 

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2 

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1 

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CO 

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<! 

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3 

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02 

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7 

17 

lo 

12 

16 

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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


TABLE    7. 

Shewing  the  Death-rate  per  1,000  of  Population,  in  each  County   of  the  Pro- 
vince for  ten  years. 


COUNTIES. 


Algoma 

Brant 

Bruce 

Carleton 

Dufiferin 

Elgin 

Essex 

Frontenac 

Grey 

Haldimand 

Halton 

Haliburton 

Hastings 

Huron 

Kent 

Lambton 

Lanark 

Leeds  and  Granville 

Lennox  and  Addington 

Lincoln 

Middlesex 

Muskoka  and  Parry  Sound 

Norfolk 

Northumberland  and  Durham . 

Ontario 

Oxford 

Peel 

Perth 

Peterborough 

Prescott  and  Russell 

Prince  Edward 

Renfrew 

Simcoe 


1883.  :  1884. 


1885.     1886.    1887. 


6.7 

11.3 

7.4 

23.0 

8.4 

7.7 

12.6 

15.8 

6.4 

7.5 

9.4 


10.4 

8.2 

9.2 

8.1 

7.5 

9.4 

9.8 

12.7 

10.4 

9.4 

8.8 

8.9 

11.8 

11.2 

10.0 

8.2 

11.8 

10.2 

11.9 

7.9 

8.1 


9.5 

11.4 

7.3 

19.8 

9.1 

8.2 

14.4 

12.9 

7.0 

8.7 

10.9 


13.0 

8.0 

9.9 

10.4 

9.4 

9.1 

8.7 

13.8 

12.2 

8.6 

9.2 

9.5 

11.1 

10.3 

11.5 

7.7 

10.9 

11.1 

13.7 

8.3 

8.5 


14.02  10.4 

12.5  11.5 

7.5  7.1 
19  5  t  21.7 

8.6  10.5 

8.7  8.0 


14.04 

13.1 

7.6 

9.4 


14.8 

12.0 

7.4 

8.2 


10.8     10.0 


12.3 

14.0 

8.3 

17.5 

12.5 

9.7 

14.4 

12.8 

8.1 

8.8 

9.1 


8.1 
7.0 


3 
9 

.7  I    8.8 
2  '     9.5 


26 


10.0 

10.0 

7.1 

12.4 

10.1 

10.1 

8.9 

7.9 

8.8 

9.4 

10.3 

9.1 

9.6 

15.1 

12.1 

9.5 

7.1 


11.0 

8.0 

10.0 

9.7 

9.8 

8.0 

8.4 

11.8 

10.7 

11.4 

7.1 

8.7 

9.6 

10.6 

11.4 

9.0 

9.7 

14.9 

10.1 

8.5 

7.9 


1888.    1889.     1890. 


7.4 

11.2 

7.7 

19.6 

3.1 

11.4 

15.8 

10.2 

7.6 

10.0 

9.4 

7.3 

10.7 

7.5 

9.0 

9.8 

9.2 

8.9 

7.4 

13.1 

ID. 4 

10.0 

8.7 

8.8 

10.0 

11.3 

11.0 

8.4 

10.6 

13.1 

11.4 

8.2 

8.0 


9.7 

12.7 

7.4 


11.9 

12.3 

7.1 


18.2  18.4 

9.7  10.0 

9.2  9  9 

12.1  12.4 

15.9  I  15.7 

7.0  7.3 

8.5  I  8.7 

8.6  8.9 


1891.     1892. 


9.6       9.6 


10.5 

8.3 


11.4 

8.3 


20.00 
10.7 


29.0 
10.6 


7.3       7.4 


8.6 

9.5 

8.4 

8.2 

9.4 

11.4 

10.4 

9.1 

7.3 

8.1 

9.3 

10.9 

9.2 

8.3 

10.6 

14.3 

10.1 

8.8 

8.0 


8.3 

9.1 

8.9 

8.8 

7.3 

12.8 

11.6 

10.2 

8.1 

9.9 

9.4 

11.1 

7.8 

8.2 

11.4 

14.3 

11.3 

7.2 

6.4 


8.9  13.6 

10.8  9.6 

9.2  9,1 

12.0  12.2 


13.7 
7.4 
8.2 
9.3 
8.0 
8.3 
8.2 
8.4 
8.1 
6.6 
7.1 

10.1 

10.9 
8.9 
5.8 
8.5 

10.7 
9.8 
9.7 
7.7 
8.9 


14.5 

7.7 

10.3 

9.9 

9.2 

8.9 

8.5 

8.7 

8.4 

7.4 

7.2 

7.7 

14.3 

10.9 

7.3 

9.5 

10.1 

11.0 

11.4 

7.5 

9.1 


11.1  !  12.1 


10.6 
11.1 

7.7 


12.9 

11.5 

9.5 


8.1  '     8.1 


57  Victoria 


Sessional  Papers  (No.  11). 


A.  1894 


TABLE     7.  — Continued. 

Shewing  the  Death-rate  per  1,000  of  Population,  in  each  County  of  the  Pro- 
vince for  ten  years. 


COUNTIES. 

Stormont,  Dundas  and  Glengarry 

Victoria 

Waterloo     

Welland 

Wellington 

Wentwortb 

York 

Average  rate 


18S3. 


1884. 


7.2  8.8 
10.3  j  10.4 
11.5  '  10.9 


10.0 
10.8 
18.1 


10.4 
10.8 
17.0 


17.8     18.1 


10.9 


1885. 


11.2 


9.2 

8.4 

10.9 

lL.8 

9.7 
16.3 
19.5 


11.4 


1886. 

1887. 

1888. 

1889. 

1890. 

1891. 

8.1 

8.1 

5.5 

8.8 

9.2 

8.5 

8.0 

9.0 

7.7 

9.1 

7.7 

9.9 

11.4 

11.2 

14.2 

12.1 

11.9 

11.6 

8.7 

9.0 

10.9 

11.1 

9.4 

12.4 

9.6 

9.6 

9.1 

10.0 

9.2 

10.1 

16.6 

16.3 

15.8 

15.1 

14.4 

13.2 

21.3 

20.2 

19.3 

19.0 

16.3 

15.9 

11.0 

115 

11.0 

10.7 

11.1 

10.2 

1892. 

7.9 
10.9 
10.5 
10.5 
10.6 
11.7 
16.4 


10.7 


27 


57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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57  V^ictoria. 


Sessioual  Papers  (No.  11). 


A.  I8i)4 


TABLE  9. 
Illegitimate  Births,  Twins  and  Triplets  in  the  Province. 


Illegitimate  Births. 

1-1 

<D 
> 

12.4 

Number  of  pairs  of 
twins. 

Number  of  cases  of 
triplets. 

Remarks. 

No. 

Proportion  to  whole  number  of  Births. 

525 

One  to  every  80  births   

382 

5 

Births  per  month,  3515. 
"        week,        Jsll. 
"        day,          116. 

TABLE  10. 
Births  in  the  Province  in  1892  shewing  the  proportion  of  Male  to  Female  Births. 


SEX. 

>> 

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1801 

1732 

1889 

1875 

1930 

1716 

1868 

1928 

1933 

1834 

164f 

1587 

21738 

Females   

1631 

1653 

1827 

1744 

1804 

1608 

1774 

1821 

1776 

1695 

157i 

1534 

20438 

Totals  

3432 

3385 

3716 

361'.» 

3734 

3324 

3641 

3749 

37C9 

3529 

3216 

3121 

42176 

Male   Births  to 

100   Keuiale 

Births 

no. 4 

101  7 

103.3 

107.5 

106.9 

106.1 

105.3 

105.9 

108.8 

108.2 

104.7 

103.4    100.6 

29 


67  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


TABLE  11. 
Order  of  Births  by  Months  in  the  Province. 


Months. 

Males. 

Months. 

Females. 

Months. 

Total 
Males  and 
Females. 

August 

May ...    . 

March 

1928 
1930 
1889 
1933 
186K 
1875 
1834 
1801 
1732 

171fi 

August 

May 

March 

September 

July 

1821 
1804 
1827 
1776 
1774 
1744 
169.) 
16.31 
1653 
1608 
1571 
1534 

August 

May    

March 

September 

July 

April 

October 

January 

3749 
3734 
3716 

3709 

July                     

3642 

April     

October                .    . . 
January 

3619 

3529 

January 

February 

3432 

February 

3385 

June 

November .  .    

December 

Total 

June 

3324 

3216 

December  ...    

1587 

December 

3121 

Total 

21738 

20438 

Total 

42176 

TABLE  12 
Marriages  by  Months  and  Quarters  in  Numerical  Ordei 


Months. 

1891. 

Months. 

1892. 

Quarters. 

1891. 

Quarters. 

1892. 

December 

September  . . . 

November 

October 

January 

June  

March 

April 

February 

July 

1733 

1336 

1276 

1261 

1214 

1212 

1193 

1189 

1056 

970 

893 

830 

26 

December  . . 

June     

October  

September. . 

November. . 

March 

February. . . 

Januarj- .... 

April  

May 

August   

July 

\o  date 
given 

Total  .... 

1667 

1427 

1355 

1355 

1311 

1280 

1220 

1095 

1024 

944 

944 

841 

19 

Quarter  ending  Dec.     31 
March  31 
June    30 
Sept.    30 

4270 
3463 
3231 
3199 
26 

Quarter  ending  Dee.      31 

"            March  31 

June    30 

Sept.    30 

No  date  given 

Total  

4333 
3595 
3395 
3140 
19 

Total   

August     

May 

No  date  given. 

Total  .... 

14189 

14482 

14189 

14482 

30 

67  Victoria 


Sessional  Papers  (No   11). 


A.  1894 


TABLE  13. 
Marriages  by  Denorainations  in  the  Province. 


Denominations. 


Methodists 

Presbyterians 

Episcopalians  

Roman  Catholics 

Baptists   

Lutherans 

Congregationalists 

Evangelical  Association 

Mennonitos 

Quakers   

Other  denominations. . . 
No  denomination  given 

Total  


Number  of  persons 
married. 


10134 

5836 

4666 

4202 

1642 

674 

315 

188 

128 

37 

868 

274 


28964 


Per  cent,  of  the 
whole. 


35.0 

20.2 

16.2 

14.5 

5.7 

2.4 

1.0 

.7 

.4 

.1 

2.9 

.9 


100.0 


Proportion  to  the  whole  number  of 
persons  married. 


ia  every   2.8 

4.9 

6.2 

6.9 

17.6 

42.9 

91.9 

"    154.05 

226.2 

782.8 

33.3 

105.7 


.31 


.'>7  V'icioria.  Sessional  Papers  (No.  1 1).  A.  1894 


APPENDIX. 


1  (U.G.) 


57  Victoria.  Sessional  Papers  (No.  11).  A    1894 


BIRTHS. 


57  Victoria. 


Sessional  Papers  (No.  11). 


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Sessional  Papers  (No.  11) 


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Sessional  Papers  (No.  11), 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1S94 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A   1894 


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57  Victoria. 


Sessional  Papers  (JSo.  11). 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11). 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


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57  Victoria. 


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57  Victoria. 


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Sessional  Papers  (No.  11). 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1804 


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57  Victoria 


Sessional  Papers  (No.  11). 


A.  1894 


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hi  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No   11). 


A. 1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


lOl^CCIMl— lOr^t^  C5  rH 


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67  Victoria. 


Sessional  Papers  (No.  11). 


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57  Victoria. 


Sessional  Papers  (No.  11) 


A.  1894 


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Ivi. 


57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


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57  Victoria 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11) 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11). 


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rH  CS  CO  ■* 


57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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57  Victoria 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11). 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11). 


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57  Victoria, 


Sessional  Papers  (No.  11). 


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57  Victoria. 


Sessional  Papers  (No.  11) 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11). 


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67  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11). 


A.  1894 


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8.  Scarlatina 

9.  Puerperal  P'ever 

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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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•57  Victoria 


Sessional  Papers  (No.  11). 


A.  1804 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  lH^4r 


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4.  Dysentaria  Acuta    

5.  Diphtheria  and   Croup   (Cynanche 

Trachealis^     

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7.  Febris  Typhoides    

8.  Scarlatina 

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9    TabeH  Meseiiterica 

10.  Tubercular  Diseases    

1 1 ,  Diabetes 

CIV. 


57  Victoria. 


Sessional  Papers  (No.  11). 


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Sessional  Papers  (No.  11). 


A.  1894 


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9.  Tabes  Mesenterica 

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11.  Diabetes 

cxxn. 


57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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57  Tictoria. 


Sessional  Papers  (No.  11). 


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Sessional  Papers  (No.  11). 


A.  18V4 


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57  Victoria. 


Sessional  Papers  (No.  11). 


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Sessional  Papers  (No.  11). 


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A    1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11). 


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9,     Anip.iiin.                                                   

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9.  Tabes  Mesenterica 

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clii. 


57  V^ictoria. 


Sessional  Papers  (No.  11). 


A.  1894 


IS. 

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57  Victoria. 


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57  Victoria. 


Sessional  Papers  (No   11). 


A,  1894 


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clv. 


57  Victoria. 


Sessional  Papers  (No.  11). 


A.  1894 


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Sessional  Papers  (No.  11). 


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57  Victoria. 


Sessional  Papers  (No.  11). 


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57  Victoria. 


Sessional  Papers  (No.  11). 


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Sessional  Papers  (No.  11), 


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57  Victoria. 


Sessional  Papers  (No.  It;. 


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Sessional  Papers  (No.  D). 


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4.  Suicide \ 

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o7  Victoria. 


Sessional  Papers  (No.  11). 


A. 1894 


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Sessional  Papers  (No.  11). 


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Sessional  Papers  (No.  11). 


A    1894 


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57  Victoria. 


Sessional  Papers  (No.  11). 


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57  Victoria. 


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Sessional  Papers  (No.  11). 


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57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TWELFTH   ANNUAL  REPORT 


PROVINCIAL  BOARD  OF  HEALTH 


OF  ONTARIO 


BEING  FOR   THE    YEAR 


1893. 


FEINTED  BY  ORDER  OF  TEE  LEGISLATIVE  ASSEMBLY. 


I 


TORONTO  r 
WARWICK  BROS.  <fc  BUTTER,  PRINTERS,  Etc.,  68  and  70  FRONT  STREET  WEST, 

1894. 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


M  EMBERS 


PROVINCIAL  BOARD  OF  HEALTH, 


Chairman — J.  D.  Macdonald,  M.D   Hamilton. 

Secretary — P.  H.  Bryce,  M.A.,  M.D Toronto. 

C.  W.  Covernton,  M.D    

J.  J.  Cassidy,  M.D. . ,    

F.  Rae,  M.D   Oshawa. 

H.  E.  Vaux,  M.D Brockville. 

E.  E.  Kitchen,  M.D St.  George. 


I 


67  Victoria.  Sessional  Pai)ers  (No.  12).  A.  1894 


TABLE  OF  CONTENTS. 


PART  I. 

PAOB. 

Introduction  by  the  Chairman 1 

Chapter  I.  Annual  Report  of  the  Secretary 5 

"      II.   Bacteriological  Examination  of  Drinking  Water  9 

"    III.  Report  on  Steam  Disinfection  13 

"     IV.  The  Air  Space  and  Ventilation  of  Buildings  in  relation  to  the  Public  Health. .  19 


PART    II. 

The  Chairman's  Annual  Address , 33 

Report,  etc.,  re  Outbreaks  of  Small  Pox  in  the  Province 39 

Report,  etc. ,  re  Cholera , 44 

Report,  etc. ,  re  Isolation 4g 

Report,  etc.,  re  Outbreak  Typhoid  Fever  at  Carleton  Place. 48 

Report,  etc.,  re  Outbreak  of  Diphtheria  at  Mt.  Dennis 51 

Report,  etc.,  re  Outbreak  Typhoid  Fever  in  family  of  J.  Walbutson,  of  Lome  Park 53 

Report  of  the  Committee  on  Epidemics  55 

Report  re  Proposed  System  of  Sewerage  for  Walkerton   57 

Report  re  Mimico  Industrial  School,  Mimico 61 

Report  on  Nuisances  at  Port  Dalhousie   66 

Report  on  Pollution  of  Waterloo  Creek  above  Bridgeport 66 

Report,  etc. ,  re  Proposed  System  of  Sewerage  for  Lindsay 7I 

Report  on  Chatham  Main  Sewer   74 

Report  re  Watford  Main  Sewer 75 

Report  re  Windsor  Water  Supply 76 

Report  on  Huntsville  Tannery  Nuisance 79 

Report  re  Sanitary  Condition  of  Cheese  Factories qq 


PART    III. 

Annual  Reports  of  Local  Boards  of  Health  : 

Citiei    85 

Towns IIQ 

Villages 122 

Townships  136 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


TWELFTH  ANNUAL  REPORT 


OP    THE 


PROVINCIAL  BOARD  OF  HEALTH 


To  the  Honorable    Gkorge    Airey  Kirkpatrick,  Lieutenant-Governor   of  the 
Province  of  Ontario. 

May  it  pleask  Your  Honor: 

It  is  a  cause  of  thankfulness  for  the  people  of  this  ])rovince,  that  through- 
oat  the  past  year  it  has  not  suffered  from  devastating  visitations  of  disease,  such 
as  of  cholera,  small-pox,  diphtheria,  scarlet  fever,  and  others  of  an  infectious  or 
zymotic  kind.  These  have  threatened  a  progress  towards  us,  and  the  last  three, 
together  with  typhoid  fever,  have  had  a  more  or  less  limited  prevalence  within 
our  borders  ;  but  they  have  always  been  kept  within  manageable  bounds  by  means 
of  the  observance  of  the  sanitary  measures  which  this  Board  has  been  constituted 
to  direct,  and  with  which  the  people  of  the  province  are  yearly  becoming  more 
familiar,  and  more  ready  to  comply  with. 

Reports  from  a  distance  have  reached  us  of  the  existence  of  Asiatic  cholera 
in  many  parts  of  Europe  and  Asia,  and  under  old  conditions  it  would,  with  little 
doubt,  have  ere  long  appeared  here ;  but  by^reason  of  the  beneficent  common 
understanding  which  exists  among  civilized  nations  with  regard  to  sanitation,  the 
dreadful  scourge  of  cholera  no  longer  moves  at  will,  but  has  had  its  power  cramped 
and  confined.  May  we  not  hope  that  this  result  of  a  common  effort  in  a  <^ood 
cause  may  prove  a  lesson  to  the  people  who  have  shared  in  it  of  the  happy  out- 
come of  such  an  exercise  of  good  will  among  men  ! 

Suiall-pox,  after  years  of  comparative  quiescence,  has  begun  to  be  heard  of 
again  of  late,  aud  has  during  the  past  year  compelled  the  attention  and  action  of 
the  Provincial  Board.  Owing  to  the  vigilance  of  the  health  authorities  both  in 
Canada  and  the  United  States  the  disease  has  not  been  permitted  to  spread  in 
either  country,  except  in  Chicago,  isolation  of  the  sick  having  been  quickly 
effected,  and  vaccination  having  been  enforced  on  those  who  came  in  contact  with 
them., 

1    (H.) 


57  Victoria.  Sessional  Papers  (No.  l:^).  A.  1894 

It  seems  not  out  of  place  hex-e  to  say  that  the  time  seems  to  have  again  come 
when  public  bodies  and  private  persons,  medical  and  lay,  should  anew  set  them- 
selves to  insist  upon  the  value  of  vaccination  as  the  most  sure  defence  against 
small-pox  with  which  we  are  acquainted.  The  generations  of  European  and 
American  people  have  been,  for  nearly  one  hundred  years,  exempt  from  the  full 
posver  of  this  fell  evil.  They  have  not  known  it  as  those  of  earlier  periods  knew 
it .  they  have  ceased  to  realize  its  viruJeut  nature,  having  had  no  opportunity  of 
observing  it,  or  of  suffering  from  it  in  its  full  force.  They  have  never  seen  an 
unprotected  community — that  is  to  say  altogether  unprotected  by  vaccination — 
assailed  by  small-pox,  and  so  they  have  come  to  think  that  the  virulence  of  the 
malady  has  abated.  Those  Who  are  alive  to-day  and  who  have  had  to  deal  with 
unmodified  small-pox  are  not  permitted  to  indulge  such  a  hope,  but  are  persuaded 
that  only  for  the  comparatively  general  practice  of  vaccination  which  has  hitherto 
prevailed,  we  would  have  had  the  disease  amongst  us  as  in  the  days  before  Jenner, 
with  its  dreadful  sufferings  and  its  hideous  features.  Without  the  general  prac- 
tice of  vaccination  all  other  means  of  prevention  must  fail  in  restraining  the  pro-  ' 
gress  of  this  disease.  The  work  of  this  Board  in  dealing  with  small-pox  during 
last  year  is  shown  in  a  report  by  its  committee  on  epidemics  on  an  outbreak  of  the 
disease  in  Algoma  District  and  at  Winnipeg  in  April  and  May.  Tuberculosis,  and 
its  prevalence  in  men  and  animals,  has  continued  to  occupy  the  attention  of  the 
Board,  a  valuable  communication  having  been  made  to  it  by  the  Secretary  on  that 
subject.  It  is  not  questioned  among  physicians  that  the  disease  is  to  be  ranked 
amono  those  which  are  infectious,  but  the  recognized  means  of  deahng  with  such 
diseases,  so  as  to  prevent  communication  by  them,  will  in  tl^e  meantiihe  hardly  be 
assented  to  and  enforced  in  phthisis.  Attention  has  twice  been  drawn  to  out- 
breaks of  typhoid  fever,  one  in  Carleton  Place,  which  was  general  among  the 
inhabitants,  and  the  other  localized  in  character.  Reports  on  these  outbreaks 
were  presented,  showing  how  the  disease  came  to  exist  in  both  instances.  Investi- 
gations were  likewise  made  into  several  outbreaks  of  diphtheria,  which  will  be 
found  dealt  with  at  length  in  reports  in  Part  II. 

A.  report  was  read  from  the  committee  on  infectious  diseases,  written  by  Dr. 
Covernton,  who,  with  Dr.  Cassidy,  was  appointed  to  represent  our  Provincial 
Board  at  the  seventh  International  Congress  held  in  London,  England,  in  August, 
1891.  Tlie  report  deals  with  the  modes  of  propagation  of  infectious  diseases,  and 
more  particularly  refers  to  the  agency  of  tramps,  and  urges  on  authorities  to  take 
adequate  means  for  stopping  the  nursance  caused  by  such  j-ersons.  It  also  deals 
with  the  question  of  isolation,  and  urges  that  mode  of  interrupting  the  course  of 
infection  u|)on  the  authority  uf  the  majoiity  of  the  members  attending  the 
International  congiess. 

A  re})ort,  was  presented  by  the  Committee  on  Epidemics  upon  the  appearance 
of  cholerH  in  New  York,  the  disease  having  been  conveyed  thither  in  emigrant 
ships  from    Naples.     The    ships    were    disinfected,  the  report  says,  but  cholera 


57  Victoria.  Sessional  Papers  (No  12).  A.  1894 


«ippeared  among  the  passengers  after  they  were  landed  at  Hoffman  Island,  a  station 
of  observation.  The  disease  seems  not  to  have  been  permitted  to  extend  beyond 
that  station.  The  report  also  contains  a  recital  of  the  progress  of  the  disease  in 
certain  parts  of  Russia,  and  of  the  conditions  on  which  its  diffusion  appeared  to 
depend. 

Lastly,  there  is  the  report  of  the  same  committee  on  the  sanitary  condition 
of  the  province  during  the  first  quarter  of  the  year,  which  shows  a  condition  of 
the  public  health  as  being  favorable  on  the  whole ;  mentions  the  advance  of 
cholera  to  Portugal  as  indicating  the  need  for  continual  watchfulness  against  its 
approaches  hitherward  ;  notices  the  rapid  stamj)ing  out  of  small-pox  in  West 
•Oxford,  and  recounts  with  pleasure  the  international  comities  between  the  gov- 
ernments of  Great  Britain,  India  and  Turkey  in  the  adoption  of  measures  for  the 
freedom  of  Mohammedan  pilgrims  to  Mecca  from  the  destructive  plagues  which  so 
-constantly  break  out  among  them,  and  are  carried  back  with  them  on  their  return 
to  their  home,  to  be  thence  diffused  in  many  directions  and  over  many  and  far 
distant  lands.  Expressing  the  satisfaction  of  the  Provincial  Board  of  Health  with 
the  growing  number  and  increasing  vigilance  of  the  Local  Boards,  and  with  the 
-zeal  of  their  Medical  and  Health  Officers, 

I  have  the  honur  to  be. 

Your  obedient  servant, 

J.  D.  MACDONALD, 

Chairman, 


57  Victoria.  Sessional  Papers   (No.  1'-).  A.  18^4 


CHAPTER  I. 
REPORT  OF  THE  SECRETARY. 

The  first  year  (1892)  of  the  second  decade  in  the  history  of  the  work  of 
the  Provincial  Board  ended  ominously  enouo^h.  Cholera  had  re-appeared  at 
Altona  and  one  or  two  other  centres  in  Germany  ;  small-pox  was  epidemic  in 
several  large  cities  of  Great  Britain,  and  outbreaks  not  wanting-  in  many  places 
beside ;  while  in  Toronto,  the  centre  of  population  in  the  province,  a  singular 
epidemic  had  suddenlj^  developed  with  the  accidental  breaking  of  the  conduit  of 
the  public  water  supply  at  several  points  under  the  sewage-polluted  bay  in  front 
of  the  city. 

The  recrudesence  of  Asiatic  cholera  in  Europe  with  the  onset  of  warm 
weather,  was  looked  upon  as  inevitable,  and  hence  with  local  insanitary  condi- 
tions in  America  such  as  had  developed  so  suddenly  in  Toi-onto,  and  which  had 
been  for  several  years  existent  in  connection  with  the  public  Avater  supplies  of 
Chicago,  Philadelphia  and  several  other  large  American  cities,  the  question  of 
what  practical  measures  were  available  for  preventing  impending  danger 
became  the  constant  theme  of  discussion  by  public  health  officials,  by  medical 
societies  and  by  legislative  assemblies.  What  was  done  in  Germany,  in  France 
and  in  England,  wliat .  precautionary  quarantine  measures  were  taken  by  the 
United  States  and  Canada  for  the  inspection  of  European  emigrants  before 
embarkation,  for  the  disinfection  of  their  effects  and  their  certification  as  healthy 
on  landing  before  being  allowed  land  transit  westward,  have  now  become  mat- 
ters of  history ;  and  the  Provincial  Board  is  able  with  the  rest  of  public  health 
officials  on  both  continents,  to  sing  paeans  for  the  bloodless  victories  won  under 
the  banner  of  their  patron  goddess,  Hygeia. 

The  organization  of  international,  national,  provincial  and  municipal  sanitary 
forces  has  before  been  alluded  to  ;  but  its  real  extent  and  meaning  are  of  such 
magnitude  that  any  other  than  officers  constantly  engaged  in  the  public  warfare 
against  epidemic  disease  may  be  forgiven  for  not  comprehending  or  appreciating 
its  extent  or  necessity.  What  it  means  may  best  be  appreciated  by  illustration 
and  comparison.  When  yellow  fever  became  epidemic  in  the  Mississippi  Valley 
and  the  Gulf  coast  in  187(),  absolute  interdiction  of  traffic  in  many 
directions  was  enforced  by  military  cordons  with  but  indifferent  results. 
More  recently  in  Texas  similar  cordons  have  been  instituted  against  small-pox 
from  Mexico.  Similarly  Turkey,  Spain  and  Portugal,  with  defective  municipal 
and  provincial  organizations,  have  even  to-day  found  in  such  cordons  a  very 
expensive,  oppressive  and  imperfect  substitute  for  local  sanitary  organizations ; 
and  have,  from  their  unpreparedness  for  emergencies  at  home,  become  alarmed  at, 
and  suspicious  of,  all  reported  outbreaks  abroad.  To  come  nearer  home,  the  pro- 
gress of  state  medicine  within  twelve  years  has  been  most  marked.  In  188.5  no 
organization  whatever  of  a  provincial  health  character  existed  in  Quebec,  where 
small-pox  made  its  appeai'ance  in  the  city  of  Montreal.  When,  owing  to  neglect 
of  general  vaccination  the  disease  had  become  epidemic  there,  and  to  the  absence 
of  any  organization  ade(|uate  to  deal  with  the  emergency,  the  Provincial  Board  of 
Ontario  instituted  a  rigid  train  and  steamboat  inspection,  local  feeling  in  Mont- 
real Vjecame  intense  against  what  was  called  the  Ontai'io  invasion.  But  when  it 
was  learned  that  the  inspection  was  simply  defensive,  and  that  its  establishment 
soon  removed  the  suspicion  from  the  minds  of  Ontario  merchants  attaching  to 
goods  of  all  kinds  coming  from  Montreal,  the  co-operation  between  the  emergency 
sanitary  committees  of    merchants    and   of   the   city   council,   and   tlie   Ontario 


67  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


Inspection  service  was  intimate,  and  most  satisfactory  in  its  results.  Again  dur- 
ing the  serious  small-pox  epidemic  in  Buffalo  in  1888,  the  Provincial  Board  of 
Ontario  having  satisfied  itself  that  good  municipal  work  was  being  done  by  the- 
sanitary  officers  there,  did  not  deem  it  necessary  to  do  more  than  place  one 
officer  at  the  border  to  keep  the  Board  informed  of  local  events,  and  to  stimulate 
activity  amongst  the  Local  Boards  of  Health  on  the  Niagara  frontier.  Thus, 
through  internal  organization  of  Local  Boards  and  the  vigilance  of  their  officers, 
Ontario  escaped,  except  in  one  single  instance,  any  serious  outbreak  owing  to 
infection  from  this  source^ 

Freedom  from  danger  through  external  outbreaks. continued  to  enable  sani- 
tary work  in  the  municipalities  of  Ontario  to  be  directed  especially  to  matters  of 
sewerage  and  public  water  supplies. 

But  the  sudden  appearance  of  cholera  in  Hamburg,  in  August,  1892,  created 
a  continental  alarm  in  America  which  brought  into  immediate  prominence  the 
intimate  co-operation  and  relations  which  exist  between  the  public  health  ser- 
vices of  the  two  neighboring  continents,  and  still  more  between  adjoining  Ameri- 
can countries,  states  and  provinces.  The  quarantine  defences  both  of  the 
United  States  and  Canada  were  promptly  examined  and  scrutinized,  and  the 
usual  results  of  panic  in  e  tem.porized  local  regulations  for  inspection  from  Mont- 
real to  Charleston  became  the  order  of  the  day.  Canada  apprehended  danger  via 
United  States  seaports,  and  American  federal  and  state  authorities  immediately 
took  up  arms  as  if  the  grim  visage  of  cholera  was  peering  from  the  port  holes  of  every 
steamer  coming  up  the  St.  Lawrence.  The  Provincial  Board  of  Health  of  Quebec 
took  alarm  and  instituted  an  inner  cordon  at  Montreal,  complaining  loudly  at  the 
incomplete  equipment  of  the  seaboard  quarantine.  This  alarm,  natural  under  the 
then  existing  conditions,  emphasized  as  in  the  Montreal  epidemic  of  1885,  illus- 
trated the  need  of  organized  co-operation  extending  from  the  interior  of  Russia  to 
the  plains  beyond  the  Mississippi.  In  Canada  the  Ottawa  cholera  conference 
took  place  in  February,  1893,  every  province  of  the  Dominion  being  practically 
represented.  The  federal  authorities  were  urged  to  equip  the  seaboard  defences, 
both  on  the  east  and  west  coast,  to  an  extent  adequate  for  any  emergency  which 
the  coming  .summer  might  develop,  and  the  provincial  officers  returned  home  to 
press  forward  municipal  sanitation  to  the  greatest  extent  possible.  The  Interna- 
tional Conference  of  stfite  and  federal  authorities  of  the  continent  met  at  New  York 
in  April,and  further  development  of  the  principles  of  sanitary  co-operation  resulted. 
The  Dresden  conference  ot  European  sanitary  officials  had  already  met  in  Febru- 
ary and  adopted  resolutions  to  become  the  basis  of  co-operation  in  sanitaiy  effijrts 
during  the  year.  With  such  an  armament  ready  to  deal  promptly  with  the  tirst  case 
of  cholera  which  mioht  make  its  appearance,  and  with  a  winter's  work  of  prepara- 
tion in  municipal  sanitation  on  the  continent  and  in  Great  Britain,  this  oriental 
scourge  was  never  allowed  to  do  more  than  lift  its  hydra-head  ;  for  prompt  isola- 
tion of  the  few-  first  cases,  with  local  cleanliness  rapidly  effected,  robbed  the  mon- 
ster of  its  power  as  effectually  as  ever  did  Hercules,  when  of  old  he  drained  the 
Lern^ean  marshes. 

Already,  during  the  month  of  March, -1894,  European  countries  have  had 
their  representatives  at  Paris,  and  after  a  fortnignt's  conference,  have  arrived  at 
an  agreement  by  which  Asiatic  cholera  is  to  be  attacked  at  one  of  its  chief  sources 
of  dissemination  in  the  Red  Sea  and  the  east  coasts  of  the  Mediterranean.  The 
several  nations  have  determined  that  Mecca  pilgrimages  must  be  regulated  and 
the  Sultan's  domains  brought  under  the  operation  of  sanitary  laws.  But  at  the 
moment  of  writing,  Ontario,  with  neighborino;  states,  is  seriously  menaced  with, 
danger  from  a  most  serious  epidemic  of  -sniall-pox  in  Chicago.  Many  hundred 
cases  exist  there,  and  the  demand  for  co-operation  between  states  is  paramount. 

6 


57  Victoria.  Sessional  Papers  (No.  V2).    •  A.  1894 


This  co-operation  durincr  the  last  six  months  since  the  epidemic  began  there,  has 
extended  to  the  weekly  or  fortnightly  notification  of  outbreaks  by  the  secretaries 
of  neighbouring  states  and  provinces.  Local  inspectors  at  various  points  are 
maintaining  a  careful  watch  for  ?usj>icious  cases  travelling,  whether  by  train  or 
boat,  and  so  far  the  epidemic  has  not  obtained  a  serious  foothold  anywhere 
outside  of  the  Chicago  centre. 

The  references  already  made  in  the  Chairman's  introduction  to  the  Report, 
indicate  the  many  directions  in  which  the  routine  work  of  the  Board  has  extended 
during  the  year  ;  while  the  reports  of  the  .several  standing  committees  and 
special  committees  contained  in  Part  II.  of  this  Report,  along  with  the  summar- 
ized annual  reports  of  Local  Boards  in  Pai't  III.  more  particularly  illustrate  what 
the  700  municipal  health  authorities  have  been  undertaking  in  the  several  impor- 
tant branches  under  which  their  work  falls. 

In  addition  to  the  subjects  which  will  be  found  dealt  with  in  the  subsequent 
chapters  of  my  report,  I  take  pleasure  in  recalling   the  extended  i-eport  already 
published  by  the  Board  on  "Tuberculosis  in  Ontario."   The  facts  which  I  therein  at- 
tempted to  set  forth,  have  grown  out  of  the  increasing  appreciation  which  sanitar- 
ians and  physicians  in  Ontario,  as  elsewhere,  have  ot  not  only  the  dominant  posi- 
tion which    tuberculosis   takes  in  the  mortality  of  temperate  climates,  but  also 
of  the  infectious  character  of  the  malady  under  the  conditions  of  life  peculiar  to 
such    climates.      Your   Board,    through    its    executive    officers,    has  endeavored 
by    statistical  study    and  laboratory    work,   to  inform   itself    both  of  the    pre- 
valence of  the  disease  in  man  and  cattle  in  Ontario,  and  of  the  value  of  modern 
methods  for  diagnosing  and  lessening  the   disease.     However  earnest  have  been 
the    Board's  efforts  in  this  direction,  it  hardly  need   be  said  that  the   struggle 
against  tuberculosis  has  only  begun.     It  is  believed  however,  that  so  thorough  an 
understanding  of  the  nature  and  main  factors  in  its  propagation  has  been  obtained, 
hat  persistent  efforts  to  persuade  the  medical  profession  and  public  generally  of 
the  practical  character  of  the  methods  proposed  for  limiting  the  prevalence  of  the 
dsease  will  before  many  years  produce   results  which   to-day  seem   hardly  pos- 
sible.    A  beginning  is  already  being  made,  and  it  is  within  the  probabilities  that 
ths  year  wdll  see  in  Toronto  the  first  "  Home  for  Consumptives  '  established. 

Thus,  in  this,  as  in  many  other  ways,  the  work  of  state  medicine  is  main- 
taiiing  the  stand  already  taken,  and  making  more  broad  and  sure  the  founda- 
tiois  on  which  it  is  being  built  up.  The  '"  systems  "  of  half  a  century  ago  are, 
in  tie  face  of  the  exact  sciences  now  dominating  every  field  of  medicine,  being  fast 
relegated  to  the  Umbo  to  which  have  passed  ancient  enchantments  and  mediaeval 
mysicism ;  and  may  we  not  hope  that  with  the  gathering  years,  in-  all  that  per- 
tainsto  our  ph3-sical  well-being,  the  words  of  Dante  in  "  Purgatorio  "  : 

"  Brother, 
"  The  'vorld  is  blind,  and  sooth  thou  comest  from  it," 

may  oange  from  Tartarean  gloom  and  doubt  to  those  of  joy  and  lofty  praise,  as 
sung  ii  the  '  Paradiso  "  : 

"  When  he  who  all  the  world  illuminates, 

"  Out  of  our  hemisphere  so  far  descends, 

"  That  on  all  sides  the  daylight  is  consumed, 
"  The  Heaven,  that  "eret  by  him  alone  was  kindled, 

"  Doth  suddenly  reveal  itself  again, 

"  By  many  lights,  wherein  is  one  resplendent." 


57  Victoria.  Sessior.al  Papers  (No.  12).  A.  1894 


CHAPTER  II. 

BACTERIOLOGICAL  EXAMINATION  OF  DRINKING  WATER. 

Although  the  methods  for  a  bacteriological  investigation  of  samples  of  water, 
as  a  means  of  determining  their  hygienic  value,  have  become  more  exact  within 
the  past  few  years,  there  still  remains  much  to  be  desired  in  order  to  give  it  that 
scientific  character  which  it  will  ultimately  have. 

Ill  a  chemical  analysis  of  a  water  (aside  from  the  direct  estimation  of  the 
presence  of  lead  and  other  injurious  metals),  we  have  merely  a  qualitative 
method  of  determining  its  potability.  The  constituents  estimated  are  merely  indi- 
cators for  or  against  its  purity,  and  in  their  valuation  much  latitude  must  be 
allowed  and  much  consideration  must  be  given  to  conditions  surrounding  the 
source  of  the  water.  The  ideal  result  will  be  when  we  can  make  a  bacteriological 
examination  of  a  water  sample  and  say  :  this  water  is  safe,  because  we  find  it 
either  sterile  or  only  such  and  such  specific  bacteria  present;  or  it  is  bad,  because 
we  find  it  contains  specific  pathogenic  bacteria.  As  yet,  we  have  hardly  reached 
that  stage,  but  we  are  surely  progressing  towards  it. 

Our  bacteriological  methods  are  of  two  kinds,  (a)  a  quantitative,  in  which 
we  take  into  consideration  simply  the  total  bacterial  organisms  present,  and  (6) 
the  qualitative,  in  which  we  take  into  consideration  the  specific  forms  present. 

The  quantitative  method,  in  so  far  as  we  venture  to  use  it  alone,  as  a  means 
of  estimating  the  potability  of  a  water,  stands  no  higher,  perhaps  not  so  high,  as 
the  ordinary  chemical  method.  It  was  thought  possible  at  one  time  to  set  up  a 
certain  standard  and  say  that  if  a  water  contained  more  than,  say  500  bacteria 
per  CO.,  it  should  be  condemned,  but  the  fact  that  a  water  might  contain  2,000 
bacteria  per  c.c.  and  yet  each  particular  species  present  be  quite  harmless,  shows 
the  fallacy  of  such  a  method  ;  whilst  on  the  other  hand  less  than  100  might  be 
present  and  yet  some  of  them  be  disease-producing.  Such  cases  have  frequently 
occurred.  Another  drawback  to  this  quantitative  estimation  of  the  bacteria  in  a 
water  is  the  fact  that  the  longer  time  is  allowed  to  elapse  between  the  taking  of 
the  sample  and  the  counting  of  the  bacteria,  the  less  reliable  become  the  results. 
This  is  due  to  the  fact  that  after  taking  samples  the  conditions  become  altered, 
the  water  is  enclosed  in  bottles  and  the  temperature  at  which  it  is  preserved  is 
frequently  somewhat  higher  than  under  natural  conditions,  thus  favoring  an 
increase  in  numbers  between  the  time  of  taking  and  the  time  of  counting.  This 
can,  to  a  certain  extent,  be  obviated  by  packing  in  ice ;  but  a  temperature  very 
close  to  the  freezing  point  is  necessary  to  prevent  any  multiplication  of  the  num- 
ber of  germs.  The  following  results  published  by  Miquel  show  how  great  this 
danger  is : 

Time  when  analyses  Temperature  Bacteria 

was  made.  of  water.  per  c.  c. 

Immediately IS.g^c.  48 

Two  hours  afterwards 20.6''c.  125 

One  day             "            21.0°c.  38,000 

Two  days           "            20.5°c.  125,000 

Three  dayi        "            22.3''c.  590,000 

Granted,  however,  that  the  conditions  have  remained  such  as  to  prevent  any 
increase  in  the  number  of  bacteria  per  c.c.  in  a  given  sample  between  the  times 
of  taking  and  counting,  the  quantitative  estimation  is  of  value. 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


In  the  laboratorjT- o£  the  Board  the  valuation  of  the  results  of  an  analysis- 
has  been  somewhat  a'=;sisted  by  the  estimation  of  the  chlorine  in  the  sample.  It 
is  well  known  that  a  water  from  an  underground  source  may  have  a  high 
chlorine  and  yet  should  have  few  bacteria  per  c.c.  On  the  other  hand  a  surface 
water  might  have  a  large  number  of  bacteria  per.  c.c,  and  yet  .should  have  a  low 
chlorine.  Should  the  bacteria  be  found  numerous  and  at  the  same  time  the 
chlorine  high,  the  water  may  be  considered  suspicious. 

When,  however,  we  come  to  consider  the  comparison  of  a  water  at  one 
period  with  the  same  water  at  another  pei*io:l,  the  quantitative  results  ar& 
extremely  valuable  as  an  indication  of  pollution;  again,  when  we  compare  quan- 
titatively the  bacteria  present  in  various  parts  of  a  stream,  or  compare  a  water 
before  and  after  filtration,  we  have  in  this  method  a  valuable  means  of  research. 
As  an  example  of  the  former  case  is  the  result  obtained  at  the  Toronto  City 
Health  Office,  in  the  Toronto  city  supply  by  Mr.  Shuttle  worth.  In  this  case 
weekly  examinations  of  the  water  from  various  points  between  the  intake  pipe 
and  the  tap  have  enabled  tha  city  authorities  to  discover  at  once  not  only  the 
fact  of  pollution,  but  approximately  the  point  at  which  pollutim  took  place. 
Perhaps  the  best  evidence  of  the  value  of  the  quantitative  method  in  the  exami- 
nation of  a  filtered  supply  are  those  of  the  Berlin  (Germany)  city  water,  which 
have  been  published  in  full  since  1885,  and  which  consist  of  the  results  of  the 
semi-monthly  examination  of  the  Berlin  water  before  and  after  filtration.  The 
action  of  the  filters  have  thus  been  carefully  watched  and  any  failure  in  filtration 
at  once  discovered.  On  a  much  .smaller  scale  are  the  results  obtained  in  the 
laboratory  of  this  Board  on  the  Hyatt  filters  at  St.  Thomas,  results  which  have 
been  published  in  former  reports. 

In  all  such  cases  quantitative  results  are  exceedingly  valuable,  but  when  only 
isolated  samples  are  to  be  examined,  and  much  time  is  allowed  to  pass  between 
the  taking  of  the  water  and  its  examination,  not  much  dependence  can  be  placed 
upon  it. 

From  time  to  time  bacteriologists  have  suggested  various  modifications  of 
the  ordinary  methods  in  order  to  insure  more  exact  conclu.sions  with  regard  to 
the  hygienic  character  of  water.  Such  a  modification  is  the  counting  of  the 
number  of  species  of  bacteria  found  in  a  sample — a  method  first  proposed  by 
Miquel.  This  method  is  certainly  a  control  upon  the  quantitative  method,  and 
in  so  far  is  of  value.  Waters  are  occasionally  found  in  which  many  individual 
bacteria  may  be  present  in  a  cubic  centimetre,  but  they  may  all  belong  to  one  or 
two  species,  and  these  may  be  simply  harmless  forms  which  have  found  lodge- 
ment in  some  portion  of  the  waterworks  system  where  they  are  growing  luxuri- 
antly and  continuall}^  infecting  the  water. 

When  we  begin,  however,  to  take  cognizance  of  the  specific  bacteria  present 
in  a  sample,  we  pass  from  a  mere  quantitative  to  a  qualitative  examination  of  the 
water,  and  it  is  in  the  development  of  the  qualitative  methods  that  we  must  look 
for  better  results  in  the  future. 

The  recent  epidemic  of  cholera  in  Europe  has  naturally  stimulated  bacteri- 
ologists exceedingly  in  the  search  for  methods  by  means  of  which  the  cholera 
vibrio  may  be  quickly  discovered  and  recognized,  not  only  in  fsecal  matter,  but 
also  in  water  supplies.  The  result  has  been  that  we  have  now  a  number  of 
methods  which  enable  us  to  isolate  with  considerable  ease  the  cholera  vibrio. 
The  best  of  them  is,  perhaps,  the  method  of  Koch,  in  which  a  sufficient  quantity 
of  a  sterilized  peptone  and  salt  solution  is  added  to  100  c.c.  of  the  sample  of 
water  to  give  about  1  per  cent,  of  peptone  and  0.5  per  cent,  of  sail  in  the  mixture 
and  this  is  placed  in  a  sterilized  flask  in  the  incubator.  Inside  of  24  hours,  if 
the  cholera  vibrio  is  present,  it  forms  a  layer  upon  the  upper  surface,  from  which 

10 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


it  may  be  isolated  by  the  ordinary  plate  methods.  The  value  in  this  metiiod 
lies  in  the  fact  that  it  realizes  the  best  possible  conditions  for  the  development  of 
vibrio^,  and  consequently  those  that  are  present  increase  in  iinmber  to  the 
partial  or  comitiete  e.KcIu>ioii  of  other  f'irins.  iSTatiirally,  however,  other  vibrios 
besides  that  of  cholera  may  develop,  but  it  is  pos-ible  to  separate  them  by  the 
gelatine  plate  and  other  methods.  At  the  same  time  this  method  has  shown  us 
that  there  are  a  large  number  of  bacteria  closely  resembling  the  cholera  vibrio, 
which  frequently  I'equire  careful  study  to  distinguish  them. 

Typhoid  is  another  disease  which  is  mainly  water  carried,  -mvI  natui'ally  the 
recognition  of  the  germ  of  this  disease  in  water  is  e.\treme]\^  important.  Unfoi'- 
tunately,  however,  there  have  been  found  a  large  number  of  typhoid-like  bacilli, 
which  render  the  (-ertain  recognition  of  the  true  form  extremely  difficult.  In 
order  to  ensure  this  a  very  large  number  of  methods  have  been  suo-aested,  the 
most  important  consisting  in  rendering  the  gelatine  or  bouillon  used  as  culture 
media,  slightl}'  acid,  on  account  of  the  fact  that  the  typhoid  bicillus  is  able  to 
stand  a  higher  degree  of  acidity  in  the  culture  medium  than  the  great  majority 
of  water  bacteria. 

The  best  of  these  methods  is  undoubtedly  that  of  Parietti.  which  is  as  fol- 
lows :  Sterile  bouillon  in  tub.^s  is  acidified  with  a  varying  number  of  drops  of  a 
solution  of  five  grms.  carbolic  acid,  and  four  grms.  hydrochloric  acid  in  100  c.c.  of 
distilled  water.  To  these  tubes  varying  amounts  of  the  water  to  be  tested  is  added 
and  all  the  tubes  placed  in  the  incubator.  If  the  typhoid  bacillus  is  present  it 
will  stand  a  considerable  amount  of  acidity,  and  consequently  the  bouillon  will 
become  clouded  by  its  growth.  It  must  then  be  isolated  by  gelatine  plate  cul- 
ture and  its  method  of  growth  in  various  media  carefully  studied  to  obtain  an 
absolute  diagnosis. 

Unfortunately  there  are  here  also  quite  a  number  of  bacteria  which  will 
grow  in  the  Parietti  bouillon  at  the  temperature  of  the  incubator.  For  instance, 
in  an  examination  of  five  samples  of  water,  made  in  the  laboratory  of  the  Board, 
four  of  them  contained  bacteria,  which  clouded  Parietti  bouillon,  two  in  24  hours 
and  two  in  48  hours.  But  in  all  four  cases  further  study  by  gelatine  plates  .showed 
that  these  were  not  typhoid  bacilli.  Three  of  them  were  bacilli  that  liquefied 
gelatine  more  or  less  rapidly,  and  consequently  could  not  be  typhoid,  as  it  does 
not  liquefy  gelatine,  and  the  fourth  was  a  micrococcus. 

A  short  time  ago  Dr.  Theoliald  Smith  proposed  a  method  which  may  serve 
to  indicate  to  a  certain  extent  the  character  of  contamination  ol  a  water  supply. 
This  depends  upon  the  power  of  most  of  the  intestinal  bacteria  to  ferment  glucose, 
and  as  a  result  of  the  fermentation  to  produce  a  certain  quantity  of  carbon  dioxide 
and  hydrogen  gases.  A  number  of  fermentation  tubes  filled  with  bouillon  containing 
two  per  cent,  of  glucose  are  infected  with  a  minute  quantity  of  the  water  to  be  ex- 
amined and  then  placed  in  the  incubator.  If  fermentation  takes  place  in  any  of  the 
tubes  it  should,  when  finished,  have  produced  gases  sufficient  to  occupy  a  definite 
portion  of  the  tube,  ami  one-third  of  the  gases  produced  should  be  ab.^orl)ed  upon  the 
addition  of  strong  sodium  hydrate  to  the  culture  raerlium  in  the  tube.  A  gas  forma- 
tion to  this  extent,  and  the  presence  of  CO2  and  H  in  the  proportion  of  one  to  two 
ought  to  indicate  the  presence  of  intestinal  bacteria  in  the  water,  and  the  number 
of  tubes  in  which  fermentation  took  place  should  give  an  approinixate  idea  of 
the  number  of  the  intestinal  bacteria  in  a  given  sample.  This  method  has  been 
used  extensively  by  the  New  York  State  Board  of  Health,  It  will  require  time, 
however,  to  show  whether  it  is  always  to  be  depended  upon. 

In  every  case,  whether  the  bacteriological  examination  is  to  be  quantitative 
or  qualitative,  it  is,  however,  absolut'fely  necessary  that  the  bacteriological  condi- 
tion of  the  sample  should  be  as  little  altered   as  possible   between  the  taking  of 

11 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


the  sample  aud  its  examination.  This  is  possible  if  the  person  taking  the  sample 
of  water  is  careful.  The  following  directions,  if  closely  followed,  would  insure 
the  arrival  in  the  laboratory  of  a  sample  of  water  without  any  material  altera- 
tion in  its  bacterial  contents.  When  a  bacteriological  examination  is  to  be  made 
of  a  water  sample,  special  sterilized  bottles  are  sent  out  fi'om  the  laboratory. 
These  bottles  should  not  be  opened  until  immediately  before  filling  with  the 
water.  They  should  be  carefully  rinsed  out  with  the  water  once  or  twice,  then 
filled  and  the  stopper  firmly  placed  in  the  bottle.  The  stopper  and  neck  must 
then  be  covered  with  a  sheet  of  rubber  or  oiled  silk  and  the  bottle  packed  in  ice 
and  sawdust,  in  a  fairly  large  box.  The  packing  should  be  carefully  done,  as  on 
this  depends  the  temperature  at  w  hich  the  water  is  preserved  until  the  examina- 
tion ;  the  bottles  should  be  completely  surrounded  by  pieces  of  ice  with  no  saw- 
dust intervening.  At  the  same  time  ice  must  be  scattered  through  the  sawdust 
in  the  box  in  order  to  keep  the  temperature  of  the  whole  box  as  low  as  possible. 
By  having  the  ice  touch  the  bottles  on  all  sides  it  is  possible  to  keep  the  water 
at  a  temperature  verj-  near  the  freezing  point.  The  box  should  then  be  for- 
warded at  once  by  express  to  the  laboratory.  If  these  directions  are  carefully 
followed  there  ought  to  be  very  little  danger  of  a  material  change  in  the  bacterial 
contents  of  the  w.ater  in  the  time  necessarj'  for  a  sample  to  come  from  any  part 
of  the  Province  to  the  laboratory  in  Toronto. 


12 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


CHAPTER  III. 

REPORT  ON  STEAM  DISINFECTION.* 

One  of  the  tirst  results  of  the  systematic  study  of  the  life  conditions  of 
micro-organisms  was  the  discovery  that  the  best  method  of  destroying  them  was 
by  heat,  and  that  moist  heat  was  much  superior  to  dry  heat  for  this  purpose. 
A  consequence  of  this  discovery  was  the  construction  of  a  great  variety  of 
different  kinds  of  steam  disinfectors,  both  for  use  in  the  laboratory  and  for  prac- 
tical hospital  or  municipal  disinfection,  each  one  claiming  special  advantages  for 
the  use  to  which  it  was  designed. 

Before  considering  these  ditierent  varieties  of  disinfectors  it  may  be  well  to 
glance  briefly  at  the  results  of  more  recent  investigation  into  the  action  of  steam 
upon  bacteria.  The  first  to  examine  into  the  subject  scientifically  were  the  Dussel- 
dorf  engineers  Walz  and  Windscheid.  They  endeavored  to  show  that  the  essential 
point  in  steam  disinfection  lies  in  the  complete  removal  of  the  air,  and  they 
claimed  that  as  this  was  a  purely  mechanical  process  depending  on  the  diff"erence 
in  weight  between  the  heavier  air  in  the  apparatus  and  the  light  steam  it  could 
be  hastened  by  using  steam  which  had  been  superheated  and  thus  rendered 
lighter,  or  by  using  pressure  thus  compressing  the  air  and  rendering  it  heavier. 
As  a  result  of  their  investigations  they  constructed  a  disinfector  which  super- 
heated steam.  Their  opinion  published  in  the  Centralblattfur  Allegiwine  Gesun- 
dheits  pflege  Bd.  Ixxxvi.  and  Ixxxvii,,  and  in  the  Gesundheitaingenieur,  18^S  and 
1889,  gave  rise  to  considerable  discussion  and  brought  forth  papers  by  Professor 
Gruber  (Gesitndlieitsingefiieiir,  1888 — Centralblatt  fur  BaJcterologie  und  Pava- 
sitekinde  1888)  and  Dr.  von  Esmarch  (Zeitschrift  fur  Hygiene,  1888.)  _  Gruber 
concluded  that  superheated  steam  penetrated  more  rapidly  into  the  objects  to  be 
disinfected,  but  that  its  power  of  disinfection  was  much  below  that  of  steam  at 
100°  C. 

Von  Esmarch  showed  that  superheated  steam  differed  very  slightly  from  hot 
air  in  its  power  of  disinfection,  and  that  a  necessary  condition  was  the  condensa- 
tion of  the  steam  upon  the  cooler  objects  to  be  disinfected.  This  latter  fact  has 
been  noticed  and  insisted  upon  by  Soyka,  Sambuc,  Budde  and  Gruber.  Buddn 
(Zeitschrift  fur  Hygiene  Bd.  vii.,  1889)  considered  as  necessary  the  condensation  of 
the  steam,  thus  liberating  latent  heat  conditions  the  sudden  rise  in  teniperatu]"e 
of  the  object  in  some  cases  two  or  three  degrees  above  tho  boiling  point. 

Teu.scher  {Zeitschrift  fur  Hygiene  Bd.  ix.,  1890)  reviewed  the  whole  subject 
and  repeated  man}'  of  Von  Esmarch 's  experiments,  and  came  to  the  following 
conclusions : 

1.  Strongly  superheated  steam  is  not  to  be  recommended  for  the  practict;  of 
disinfection  (a  slight  superheating,  however,  is  not  objectionable.) 

2.  An  appai-atus  in  which  the  steam  streams  in  from  above  is  safer  and 
quicker  than  when  this  is  not  the  case.  This  is  due  solely  to  the  fact  that  if  the 
steam  enters  from  above  the  air  must  be  allowed  exit  below  and  being  heavier 
disappears  more  readily.  Teuscher's  experiments  show  beyond  a  doubt  that  the 
presence  of  even  a  small  quantity  of  air  in  the  apparatus  retards  enormously  the 
disinfection. 

*The  experiments  set  forth  in  thia  chapter  were  conducted  under  the  supervision  of  Mr.  J.  J.  Mac- 
kenzie. He  was  assisted  throughout  by  Dr.  Norman  Walker,  to  whom  trie  Board  owes  a  debt  of  thani-s 
for  the  enthusiasm  with  which  he  entered  into  the  work. — P.  H.B, 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


3.  Previous  warming  of  the  app'feratus  hastens  disinfection. 

4.  The  most  rapid  disinfection  is  attained  when  steam  is  streaming  under 
slight  pres.-^ure. 

5.  Objects  which  have  come  in  contact  with  fatty  or  oily  substances  require 
a  longer  disinfection  time  than  others. 

6.  In  order  to  obtain  active  disinfection  there  is  required  not  only  as  com- 
plete a  removal  of  air  from  the  objects  as  possible  but  also  a  sufficient  condensa- 
tion. 

7.  The  condensation  of  the  steam  in  the  objects  proceeds  in  a  sharp  line  from 
the  periphery  to  the  centre. 

8.  The  temperature  requisite  for  disinfection  is  found  only  in  the  zone  on 
which  condensation  has  already  taken  place. 

9.  Almost  immediately  (only  a  few  centimetres)  within  the  zone  of  100"  C 
there  is  found  during  incomplete  disinfection  regions  which  are  40°  or  more 
degrees  below  the  boiling  point. 

10.  Accidents  such  as  folds  in  the  cloth  or  the  running  in  of  water  drops  can 
produce  temperature  much  above  those  of  surrounding  parts. 

11.  It  is  necessary  to  allow  steam  to  work  for  a  longer  time  on  larger  objects 
in  order  to  obtain  complete  disinfection. 

12.  The  use  of  salt  solutions  to  procure  higher  temperatures  (109°  C.)  is  not 
to  be  recommended  (owing  to  their  action  upon  the  iron  parts  of  the  apparatus.) 

It  will  be  seen  from  these  results  that  what  is  necessary  in  a  disinfector  is 
such  a  construction  that :  (1)  the  air  may  escape  easily  ;  (2)  that  the  steam  be 
not  so  superheated  as  to  prevent  condensation  on  the  objects  to  be  disinfected. 

The  disinfectors  placed  on  the  market  are  of  two  kinds,  viz.,  (a)  those  in 
which  the  steam  is  superheated  or  is  subjected  to  pressure,  and  (b)  those  in  which 
iitreaming  steam  is  used  at  or  slightly  above  100*^  C. 

It  will  be  seen  that  the  latter  are  to  be  recommended. 

They  have  the  advantage  of  more  rapid  penetration  and  more  complete  dis- 
infection. Added  to  this,  when  we  consider  that  in  those  diseases  with  which 
municipalities  ordinarily  have  to  deal  the  therm.al  death  point  of  their  bacteria 
lies  considerably  below  100'  C,  it  will  be  readily  conceded  that  there  seems  no 
special  necessity  for  complicated  apparatus  to  attain  this  end. 

Sternberg  gives  the  thermal  death  point  for  the  following  micro-organisms 
the  time  of  exposure  to  temperature  being  ten  minutes  : 

Diphtheria,  thermal  death  point  of  -         -         60°  C. 


52° 
60°-70° 

1 .5S°-62= 

56° 


Cholera 
Tuberculosis 
Septicaemia 
Pyogenic  forms 
T3-phoid 

and  there  is  no  evidence  to  show  that  the  germs  of  scarlet  fever,  smallpox  or 
measles  wliich  have  not  yet  been  discovered,  are  any  more  resistant. 

All  disinfectors  on  the  market  have,  however,  the  fault  that  they  are  too 
complicated  and  too  costly.  The  latter  fact  is  at  once  a  bar  to  their  use  in  many 
municipalities  where  the  authorities  are  not  yet  educated  up  to  the  point  of  the 
liberal  expenditure  of  money  in  the  prevention  of  disease. 

With  the  exception  of  one  disinfector  (Reek's)  which  was  constructed  under 
the  direction  of  Budde,  expensive  steam  generating  apparatus  and  disinfecting 
chambers  built  to  resist  high  pressure  are  used. 

It  seemed  to  the  officers  of  this  Board  that  it  would  be  possible  to  constiuct 
an  apparatus  which  would  combine  cheapness  with  effective  disinfection. 

14 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


There  was  in  use  in  the  laboratory  of  the  Board  a  small  disint'ector,  con- 
structed according  to  the  ideas  of  Dr.  P.  H.  Bryce,  the  Secretary  of  the  Board,  for 
sterilizing  culture  fluids,  which  seemed  to  offer  advantages  for  use  in  a  larger 
apparatus.  This  disinfector  consisted  of  a  false  bottom  of  spun  copper  cone- 
shaped  with  a  reservoir  surrounding  it,  and  connected  with  it  by  two  tubes, 
having  above  a  double  jacketed  chaml^er  in  which  the  objects  to  be  disinfected 
were  placed. 

The  advantages  of  this  disinfector  were  that,  owing  to  the  shape  of  the  false 
bottom,  a  small  quantity  of  water  was  exposed  to  the  action  of  the  heat  and  the 
.greatest  possible  amount  of  heat  was  got  from  a  given  gas  flame. 

In  actual  practice  the  steam  began  to  stream  from  this  apparatus  in  one 
minute,  and  the  temperature  inside  the  chamber  reached  100°  C.  in  Ave  minutes, 
a  rapidity  which  it  had  not  been  possible  to  obtain  with  any  other  apparatus. 
There  was  an  additional  point,  however;  the  top  of  the  cone-shaped  bottom  is  not 
covered  with  water  and  the  gas  flame  playing  against  it  heats  it  up  to  a  high 
temperature  and  the  steam  passing  over  it  is  superheated. 

In  the  small  apparatus  this  is  evidenced  by  the  temperature  in  the  chamber 
rising  sometimes  as  high  as  120°  C.  In  a  larger  apparatus  this  would  be  pre- 
vented by  the  increased  size  of  the  chamber;  but  it  conld  be  taken  advantage  of 
to  heat  more  rapidly  the  chamber  and  objects  contained.  So  great  did  these 
advantages  seem  that  we  had  constructed  a  disinfector  similar  to  the  small  one, 
but  on  a  much  larger  scaled  The  height  of  the  chamber  was  six  feet,  its  diameter 
three  feet,  the  whole  apparatus  being  about  nine  feet  high.  The  details  of  con- 
.struction  varied  somewhat  from  the  other  apparatus  in  order  to  utilize  the  steam  to 
the  greatest  extent  possible.  As  will  be  seen  from  the  description  the  steam  passed 
up  into  the  chamber  and  out  of  it  by  means  of  a  number  of  holes  at  the  top. 
These  holes  led  into  the  jacket  and  the  steam  then  passed  down  the  jacket  and 
so  escaped.  In  order  to  force  the  steam  to  take  this  path  it  was  necessary  to 
make  the  cover  absolutely  tight  and  this  was  done  by  making  it  lap  over  on  each 
side  of  the  rim,  on  top  of  which  was  placed  a  rubber  band  made  from  half-inch 
rubber  tubing.  The  cover  vvas  further  secured  by  four  binding  screws,  so  that  it 
was  absolutt^ly  impossible  for  steam  to  escape  through  the  top.  Until  that  was 
done  the  results  weie  very  unsatisfactory. 

At  tirst  the  whole  apparatus,  which  was  made  of  galvanized  iron,  was  not 
specially  protected  to  prevent  radiation,  but  radiation  was  so  great  from  the  iron 
surface  that  it  was  necessary  to  give  it  an  additional  jacket  of  asbestos  and  to  till 
the  cover,  which  was  double,  with  mineral  wool.  This  increased  considerably  the 
speed  with  which  the  chamber  was  heated,  but  that  it  was  not  satisfactory  will 
be  seen  in  the  curve  No.  1  in  the  diagram.  It  was  Anally  fcund  necessary  to  still 
further  alter  the  apparatus  by  taking  out  the  deep  cone-shaped  bottom  and 
replacing  it  by  a  truncated  coue  so  that  there  was  a  much  larger  surface  of  copper 
exposed  for  superheating.  Tiiis  change  was  an  exceedingly  important  one  as  will 
be  seen  by  curves  II.  and  III.  in  the  diagiam.  As  it  now  stands  the  steam  is 
generated  in  the  false  bottom  and  passes  over  a  surface  of  intensely  hot  copper 
up  into  the  chamber.  At  the  top  of  the  chamber  it  passes  into  the  jacket  down 
which  it  goes,  finally  reaching  the  outside  by  a  ventilator  at  the  lowest  point  just 
above  the  reservoir.  At  the  same  time  the  air  in  the  chamber  being  heavier 
drops  down  through  the  holes  in  the  perforated  bottom  of  the  chamber  into  the 
space  above  the  reservoir  and  passes  to  the  outside  with  the  waste  steam.  The 
heating  is  done  with  two  small  gas  stoves  which  just  till  the  space  below  the 
cone-shapeii  bf)ttom.  As  it  now  stands  when  absolutely  cold  it  takes  le.ss  than 
one  lK)ur  for  the  temperature  in  the  chamber  to  reach  100^  C.  The  curves  II. 
and. Ill  in  the  diagram  give  graphically  an  idea  of  the  rapidity  of  heating. 

15 


67  Victoria. 


Sessional  Papers  (No.  12^. 


A.  1894 


It  is  necessary  now  to  outline  some  of  the  experiments  made  with  this  disin- 
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Rajndity  of  fenetration. — For  this  test  a  bundle  of  clothes  weighing  about 
six  pounds  was  used  arranged  in  the  following  way  :  A  spring  pyrometer  was 
constructed  in  such  a  manner  that  the  circuit,  connected  with  a  battery  i  and 
bell,  was  broken  by  a  small  plug  of  fusible  metal  melting  at  about  100°  C.  (Bis- 
muth 8  parts,  lead  5  parts,  zinc  3  parts.)  This  pyrometer  was  wrapped  in 
several  thicknesses  of  brown  paper  and  placed  in  the  inside  pocket  of  a  woollen 

10 


57  Victoria.  Sessional  Papers  (No.  12;.  A.  1894 


coat ;  the  coat  was  wrapped  around  it  and  tied  ;  another  tweed  coat  was  tightly- 
wrapped  around  this  and  about  it  all  a  large  bag,  all  tightly  wired,  finally  hav- 
ing brown  paper  wrajjped  around  the  whole.  The  penetration  of  the  steam 
into  the  centre  caused  the  fusion  of  the  metal  plug,  contact  was  made  and  the 
bell  rang.     The  following  table  shows  the  results  of  these  tests  : 

Table  giving  Pyrometer  Test — Metal  plug  fusing  at  99°  G. 

Dute.  Time.  Temperatures  of  Chamber  by 

Thermometer  on  top. 

March  27th 11-25'  a.m 96°-25 

11 -HO'  98°-00 

11-8.5'  99°-00 

_  ll-39f  99°-50  (bell  rang 

penetration  shown.) 

May  19th 12-5' 97°-(>0 

12-7'  98°-00 

12-10'  9  9° -00 

12-11'  100°-00 

12-141'  101°-50  (bell  rang.) 

From  this  table  it  will  be  seen  from  the  difference  between  the  time  at  which 
the  temperature  of  the  chamber  reached  the  fusing  point  of  the  metal  and  that 
at  which  the  bell  rang  that  the  time  necessary  to  penetrate  a  bundle  so  ticrht  as 
that  described  was  4.-5  minutes. 

Tests  by  efect  on  disease  germs. — The  action  of  the  steam  upon  disease  germs 
was  tested  in  the  following  manner  : 

One  agar  tube  containing  diphtheria  and  one  agar  tube  containing  cholera 
microbes  were  enclosed  with  the  pyrometer  in  the  pocket  of  the  inner  coat  and 
wrapped  up  in  the  manner  described  above.  They  were  left  fifteen  minutes  after 
the  temperature  in  the  interior  of  the  bundle  had  reached  99°  C,  as  shown  by  the 
signal  of  the  bell,  and  were  then  taken  out  and  tested  by  having  the  a^ar  trans- 
ferred to  other  sterilized  agar  tubes  and  then  placed  in  the  incubator^with  the 
result  that  in  both  cases  the  bacteria  were  dead,  as  no  new  colonies  were  obtained  . 

Tests  on  the  amount  of  moisture  in  clothing  after  disinfection. — As  it  had 
been  considered  possible  that  the  moisture  clinging  to  the  clothing  after 
disinfection  would  be  sufiicient  to  damage  or  destroy  this  clothino-  after  it 
was  taken  out,  it  was  thought  possible  to  obviate  this  by  producing  a  partial 
vacuum  in  the  apparatus  at  the  close  of  the  disinfection,  thereby  removing  the 
surplus  steam  from  the  clothing.  This,  however,  was  not  possible,  as  owino-  to 
faults  in  the  construction  it  was  not  possible  to  render  the  apparatus  air  tio-ht. 

Consequently  the  actual  amount  of  moisture  retained   by  the  clothino-  was 
tested  in  the  following  manner.     Before  placing  the  clothing  in  the  disinfector  it 
was  weighed.     After  disinfecting  it  was  again  weighed.     It  was  then  shaken  in 
the  air  and  again  weighed.     The  following  are  the  results  : 
Weight  of  clothing  before  disinfection,  5  lbs.  2  oz. 

Weight  of  clothing  immediately  after  disinfection,  before  unrolling,  5  lbs.  7f  oz. 
Weight  of  clothing  after  disinfection  an<l  after  shaking  in  the  air,  5  lbs.  Sf  oz. 
Amount  of  moisture  retained  by  5  lbs  2  oz.  of  clothing,  IJ  oz. 

That  is,  the  clothing  retained  after  disinfecting  just  2.1  per  cent,  moisture, 
and  this  small  amount  it  would  undoubtedly  lose  in  the  course  of  fifteen  or 
twenty  minutes,  so  that  it  does  not  seem  as  if  any  damage  could  be  done  bv  such 
a  process. 

2  (h.)  17 


57  Victoriii.  Sessional  Papers  (No.  12).  A.  1894: 


As  a  matter  of  fact  various  observers  (Levison  among  others)  have  shown 
that  steam  disinfection  tias  comparatively  little  effect  upou  clothing  if  properly 
carried  out.  Of  course  where  clothing  is  thrown  in  a  heap  after  disinfection  and 
not  allowed  to  dry,  damage  might  be  done. 

In  the  course  of  the  tests  made  upon  this  dlsinfector  the  following  points 
have  been  noted  : 

1.  The  disinfector  should  stand  in  a  closed  room,  as  drafts  increase  enor- 
mously radiation  and  consequently  increase  the  time  required  in  heating. 

2.  The  cover  .should  be  closed  down  absolutely  tight  as  any  leakage  of  steam 
there,  lowers  the  temperature. 

3.  The  w^ater  should  stand  at  such  a  height  in  the  reservoir  as  to  leave  the 
top  of  the  copper  cone  completely  uncovered.  The  influence  of  this  upon  the 
rapidity  of  heating  is  shown  in  curve  I.  of  the  diagram  when  at  the  point 
marked  by  the  arrow  the  water  in  the  reservoir  w^as  lowered. 

4.  The  bundle  of  clothing  should  be  unrolled  immediately  after  disinfection 
and  placed  on  a  line  to  dry. 

Further  experiments  are  being  now  carried  on  with  a  view  to  the  adaptation 
of  the  false  bottom  principle  to  a  horizontal  disinfector,  but  as  yet  the  results  are 
not  in  a  condition  for  reporting. 


18 


57  Victoria.  Sessional  Papers  (No  1*2).  A.  1^1)4 


CHAPTER  IV. 

THE  AIR  SPACE  AND  VENTILATION  OF  BUILDINGS  IN  RELATION 

TO  THE  PUBLIC  HEALTH. 

What  the  subject  iwolves.— In  dealinpr  with  the  practical  aspects  of  this 
question,  so  far  as  it  relates  to  couditions  which  govern  house  life  in  Ontario,  it 
is  easy  for  us  to  comprehend  what  are  some  of  the  chief  problems  involved  in 
any  attempt  to  estimate  the  influence  of  the  modes  of  life  upon  the  public  healthy 
wljie-li  cliuiate,  occupations  and  the  constitution  of  society  amongst  us  demand. 
It  is,  however,  much  more  difficult  to  establish  any  absolute  standaids  with  which 
exact  coniparii-oiis  can  be  made,  whereby  to  estimate  the  beneficial  or  injurious 
effects  arising  from  the  occupation  by  a  population  of  residences  such  as  com- 
monly exist  in  Ontaiio  and  neighboring  provinces  and  states  to-day. 

It  is  evident  that  climatic  conditions  and  industrial  occupations  in  Ontaria 
each  to  some  extent  determining  the  other,  must,  in  some  degree,  regulate  the  habits 
of  life,  just  as  in  all  ages,  climate,  occupation  and  social  progiess  have  de\  eloped 
among  the  people  of  different  countries  certain  principles  which  have  guided  them 
in  the  construction  of  their  places  of  abode,  their  cities,  their  temples,  and  places 
of  public  lesort. 

Fi-om  earliest  times  differences  have  existed  in  the  occupations  and  habita- 
tions of  men  ;  lor  Abraham  and  his  children  were  dwellers  in  tents,  though  they 
went  out  from  a  country  where  Babj'lon,  and  many  large  cities  existed,  and  in 
their  shepherd  wanderings  reached  even  to  that  other  ancient  land,  where  for 
two  thousand  years  Memphian,  Theban,  and  other  dynasties  oi'  the  Chimian  land 
had  built  with  marvellous  care,  portioned  off  their  populous  liver  valleyinto  nomes, 
had  built  mighty  cities  and  had  constructed  houses  of  the  dead,  as  pyramids,  remain- 
ing to-day  sources  of  wonder  to  every  archaeologist  who  has  explored  their  tortuous 
halls  or  deciphered  their  ancient  story. 

So  too  has  it  been  with  the  piehistorie  men,  and  the  natives  of  mediaeval  and 
modem  Europe.  Llimatic,  topographic  and  geologic  conditions  have  all  played 
impoitant  parts  in  detei  mining  the  character  of  local  human  abodes.  Cave-dwell- 
ings, wicker  huts  ort  piles,  mud- walked  and  earthen- floored  cottages  and  gloomy 
barbican  tower,  have  each  in  turn  marked  stages  in  the  pi  ogress  of  house-con- 
struction in  those  European  countries  from  which  have  been  derived  most  of  the 
modes  of  hou.><e  building  which  have  been  implanted  on  the  soil  of  America.  Here 
too,  however,  have  existed  and  still  exist,  evidences  of  methods  of  house  construc- 
tion varying  from  the  baik  or  dried-skin  tepee  of  the  Indian  of  the  north  to  that 
of  the  splendid  p)alaces  of  the  Toltec  race,  Indian  too  in  blood,  but  which  on  the 
sul)  tiopical  wesa*' of  Mexico  and  Yucatan,  developed  under  favoring  conditions  an 
architecture  and  civilization,  which  even  to-day  their  Castilian  conquerors  have 
in  some  directions  never  equalled. 

Clearly  then  house  construction,  as  we  find  it  lo-day  in  Ontario,  has  had 
definite  relations  to  the  conditions  under  which  settlement  began  and  developed. 
It  began  with  the  temporary  lean-to  of  poles  covered  with  boughs,  and  there- 
after became  the  log  hut  of  smallest  dimensions  with  its  ioundations  laid  on  the 
eaith,  low  in  the  ceilings,  WMth  subsequently  its  low  gabled  roof  adding  additional 
space  to  the  limited  interior.     With  the  introduction  of  saw-mills    frame  housea 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


followed,  set  on  blocks  or  with  stone  foundations,  forming  for  utility  the  walls  of  a 
cellar  excavation,  doubtless  a  remnant  from  our  prehistoric  cave-dwelling  ancestors. 
Sueceediiiij  these  have  followed  stone  or  brick  dwellings  all  patterned  after  some 
primary  type  in  essentials  as  similar  as  the  adobe  huts  of  sun-dried  bricks  which 
dot  the  plains  of  New  Mexico.  Even  in  the  most  recent  buildings  of  our  modern 
cities,  one  house  is  seen  as  the  type  of  thousands,  determined  as  to'  size,  shape, 
materials,  walls,  windows,  ventilation,  everything,  almost  exactly  by  the  land 
speculator,  who  measures  off  at  his  own  sweet  will  as  many  lots  from  his  squai-e 
acreage  as  the  taste  or  rather  pocket  of  prospective  purchasers  is  likely  to  demand. 

Evidently  house  construction  has  had  its  evolution — can  we  say  its  pro- 
(rress  ? — and  the  factors  which  have  determined  its  present  development,  have  as 
we  have  seen,  depended  upon  conditions,  both  physical  and  social.  Further,  we 
must  assume,  that  so  far  as  scientific  knowledge  has  been  possessed  by  the  builder, 
it  has  served,  so  far  as  it  has  been  in  keeping  with  social  and  financial  considera- 
tions, to  improve  the  buildings,  where  the  great  bulk  of  our  urban  popu- 
lation and  the  female  portion  of  our  rural  inhabitants  are  destined  to  spend  the 
major  part  of  their  existence. 

Manifestly,  however  natural  may  have  been  the  conditions  of  growth  and 
development  of  house  building  in  Ontario,  the  question  as  to  whether  existing 
conditions  as  such  arc  best  suited  to  maintain  and  engender  health  in  the  com- 
munity is  one  which  demands  the  closest  attention  of  sanitarians.  In  tropical  and 
sub-tropical  climates  with  the  largely  open  air  existence  of  all  classes,  and  the 
freedom  of  movement  of  the  air  of  houses  with  doors  and  windows  open,  the  ques- 
tion of  health  seems  principally  dependent  upon  the  freedom  of  external  air  from 
the  disease  germs  due  to  organic  decomposition  in  areasof  marsh  land  or  the  land 
about  cities  influenced  by  proximity  to  the  sea  ;  but  in  the  more  northern  climate 
these  malarial  conditions,  while  by  no  means  absent,  are  nevertheless  localized  and 
quite  secondary  to  the  influences  due  to  the  decomposition  of  organic  matter 
under  and  within  our  houses  or  contiguous  thereto. 

This  organic  matter  is  of  both  vegetable  and  animal  origin,  and  each  plays 
a  role  which  only  now  is  beginning  to  be  understood.  When  the  free  movement 
of  the  outer  air  is  compared  with  that  of  even  the  best  ventilated  structure  it  is 
apparent  that  whatever  products  of  decomposition  exist  in  the  air  of  buildings 
these  must  be  present  in  a  much  more  condensed  form  than  where  the  air  is  in  free 
movement.  We  are  hence  forced  to  examine  two  questions,  first,  whether  if  such 
products  exist,  their  presence  is  prejudicial  to  the  health  of  inmates,  and  if  so,  what, 
if  any,  measures  are  necessary  and  practicable  for  remedying  existing  conditions. 

2.  Gondifaents  of  House  Atmospheres. — The  examination  of  the  atmosphere 
of  human  habitations  has  now  for  some  years  been  carried  on ;  and  much  most 
valuable  information  obtained  regarding  its  constituents.  External  air  has  been 
taken  as  a  standard,  and  the  impurities  of  house-air  have  been  measured  bv  the 
presence  in  excess  of  certain  compounds  as  compared  with  the  quantities  of  the 
same  in  normal  air.  For  reasons  manifest  to  the  chemist,  the  absence  in  house- 
air  of  certain  apparently  important  elements  in  external  air,  has  not  been  so 
accurately  determined  ;  yet  to  the  physician  and  even  the  ordinary  observer  the 
prejudicial  efl'ects  upon  their  development  of  the  continued  residence  of  children 
in  laroe  cities,  indicate  the  constant  influence  of  conditions  which  in  their  totality 
produce  results  capable  of  being  measured,  and  in  some  degree  understood.  Yet 
more  exact  means  of  appreciating  the  differences  between  normal  air  and  that  of 
inhabited  places  is  found  in  comparing  normal  air  with  what  we  may  term  the 
specific  constituents  of  certain  buildings,  e.g.  as  those  having  dark  cellars,  houses 
with  foundations  of  wood  resting  upon  damp  soil,  factories  where  various  articles 
are  manufactured,  as  glue,  bone-boiling,  fat-rendering  and  woolen  factories,  various 

20 


57  Victoria.  Sessional  I'apers  (No.  l*2j.  A.  1894r 


chemical  works,  paint  and  varnish  works,  work  rooms,  as  in  tailoring  and  dress- 
making establishments,  hospitals  and  especially  infants'  and  childi'en's  homes^ 
schools  etc.,  etc.  Many  of  these  supply  air  conditions  of  so  abnormal  a  character 
with  results  in  certain  diseases  of  so  definite  a  nature,  that  there  cannot  be  any 
ditiiculty  in  drawing  positive  conclusions  as  to  what  an  impure  air  may  mean. 

Until  quite  recently  it  had  been  the  habit  to  estimate  the  amount  of  carbonic 
acid  in  any  atmosphere,  and  by  comparing  it  with  that  found  in  the  normal  air 
over  fields  or  mountains,  to  say  that  the  air  impurity  was  in  proportion  to  this 
increase  as  being  an  undoubted  evidence  of  organic  combustion.  Undoubtedly  it 
is  the  evidence  of  organic  combustion  ;  but  whether  of  animal  or  vegetable  com- 
bustion ;  whether  from  human  beings  and  animals,  or  from  furnaces,  gas  lights, 
etc.,  there  is  no  means  of  determining. 

The  negative  character  of  this  gas  in  its  influence  upon  life,  having  now  how- 
ever, been  established,  attention  has  naturally  turned  to  the  question  as  to  whether 
a  decrease  of  oxygen,  naturally  following  an  excess  of  the  former  may  not  account 
for  the  deteriorating  influences  of  house  life.  There  can  be  little  doubt  but  that 
the  fact  of  nascent  oxygen  being  notably  lessened  or  absent  in  the  air  of  large 
cities  and  houses,  indicates  if  not  an  absolute  decrease  of  oxygen,  at  least  the 
exhaustion  of  this  property  of  free  air.  This  absence,  it  is  assumed  with  reason,  is 
caused  by  the  combustion  of  organic  matter,  always  in  excess  where  aggregations 
of  populations  are. 

Naturally,  therefore,  the  problem  of  what  is  the  influence  exerted  by  the 
combustion  of  organic  matters  is  thrust  into  such  prominence  that  it  will  be 
desirable  to  examine  carefulh'  into  the  subject. 

The  products  of  combustion  of  organic  matter  as  affecting  life  may  be  said  to 
be  those  normally  resulting  from  the  presence  of  living  beings,  and  thereafter  of 
those  compounds  which  are  accidentally  present  under  varying  conditions.'  That 
certain  of  these  products  are  specific  poisons  is  well  understood,  and  tlieir  presence 
in  habitation.^  as  well  as  their  source  are  often  quite  unknown,  though  their  effects 
continue.     Thus  the  ca-<e  is  related  by  Dr.  Reid,  Medical  Officer  of  Health  for  Staf- 

Ransome  was  the  first  to  maintain  that  in  the  expired  air  of  breathing  men  and  animals  there  wa» 
present  organic  substances  which  he  estimated  to  amount  to  0.2  grms.  per  diem.  Some  authors  claimed  to 
have  confirmed  this  but  others  cuuld  not. 

In  the  year  1888  Brown-Sequard  and  D'Arsonval  in  Comptes  Rendns  published  new  e.xperiments.  Either 
introduced  distilled  water  into  lungs  bj'  tracheal  canula  and  allowed  it  to  Vie  coughed  out,  or  they  passed 
expired  air  through  spirals  cooled  by  ice  and  then  collected  the  condensed  water. 

These  fluids  were  injected  in  varying  quantities  from  20  to  40  c.c,  and  they  claimed  that  whether  the  injec- 
tions were  intravenous,  sub-cutaneous  or  intraperitoneal  by  the  mouth  or  by  the  rectum,  there  followed  in 
from  Iti  to  38  hours  the  death  of  the  experimental  animals,  in  all  case^  with  the  same  synipt'ms. 

The  experiments  were  repeated  by  Dastre-Loy,  Hoffman-WeUenhof,  Russo-Gilberti,  Lehmann-Jessen, 
Wurtz,  but  none  of  them  could  confirm  them.  If  death  occurred  it  was  fnunil  to  be  due  to  the  injurious 
effects  of  the  water,  as  they  found  that  the  introduction  of  an  equal  (juantitj'  of  distilled  or  salt  solution 
killed  the  animals  with  the  same  symptons  as  those  which  Brown-Sequard  ascribed  to  the  poisons. 

On  February,  1889,  the  same  authors  reported  a  second  series  of  experiments.  These  were  by  means 
of  a  series  of  cages  containing  rabbits  and  connected  in  such  a  way  that  each  rabbit  breathed  the  expired 
air  of  all  the  preceding  animals.  The  last  rabbit  died  first,  (in  two  days)  the  next  in  three  days,  and  the 
two  nsarest  the  fi-esh  air  did  not  die. 

If  a  tube  containing  pumice  saturatei  with  H.^SO^  was  introduced  between  the  last  two,  (7  and  8),  the 
last  one  did  not  die.  Brown-Sequard  explains  this  by  the  fact  that  the  organic  substance  was  changed  in 
passing  through  th(:!  H.iSO^.  The  CO.,  was  not  taken  into  account  as  the  amount  formed  seemed  too  small 
to  account  for  the  results. 

Merkel  (Arch.  f.  Hygiene,  Bd,  XV)  obtained  similar  results,  but  with  mice,  and  came  to  the  same 
conclusions.     His  animals  died  in  from  8^  to  36  hours. 

Beer  then  repeated  the  exppriments,  and  his  animals,  (mice)  died  in  the  same  way,  but  it  took  a  much 
longer  time,  viz.,  nine  days.  He  believed  that  other  factors  played  a  more  important  pirt  viz.,  temperature 
and  hygrometric  conditions,  and  the  exhalations  from  body  surface  and  e.^crement. 

Raner  repeated  his  experiments  observing  every  possible  precaution  and  at  the  same  time  estimating  the 
Coo  present  in  cage. 

Animals  died  in  the  same  order  as  in  the  other  experiments  but  only  when  the  air  stream  was  below  a 
certain  limit,  viz.,  four  litres  per  hour,  and  in  every  case  it  was  found  to  be  due  to  CO,  poisoning,  as  the 
introduction  of  s  wlium  hydrate  between  two  cages  produced  death  on  the  far  side,  but  H.JSO4  had  no  effe  t. 
Certain  animals  were  further  made  to  breathe  an  artificial  atmosjjhere  containing  the  same  amount  of  COor 
per  litre,  and  died  in  about  the  same  time  with  exactly  the  same  symptoms. 

21 


57  Victoria.  Sessional  Papers  (No.  12).  A   1894: 


fordshire,  Eng.,  where  a  tire  had  lioen  place),  for  ventilation  of  tln'  lower  shaft 
of  a  mine  which  was  being  worked,  suspended  in  the  old  unworked  shaft  and 
which  had  set  tire  to  the  coal  in  the  latter.  A  row  of  houses  was  situated  twenty 
or  thirty  yards  from  the  mouth  of  the  disused  shait,  and  in  the  nearest  cottage 
several  cases  of  severe  illness  occurred  with  symptoms  of  carbonic  oxide  poison- 
ing. There  were  cases  of  sickness  in  the  neighboring  cottage  with  the  same 
symptoms,  but  less  severe.  On  examination  it  was  found  that  the  ground  about 
the  cottages  was  frozen,  that  each  had  a  cellar,  and  that  the  opening  from  this  to 
the  outer  air  had  been  covered  in  house  No.  1,  but  in  No.  2  it  had  been  acci- 
dentally removed.  The  explanation  of  the  illness  was  found  in  the  fact  that  the 
^ases  of  imperfect  combustion  in  the  old  mine  could  not  find  an  exit  through  the 
frozen  soil,  and  hence,  having  traversed  the  porous  subsoil  had  readily  entered 
the  cellars  and  thence  the  cottages. 

Two  recent  cases  of  fatal  gas  poisoning  probably  from  the  same  carbon 
monoxide  gas  have  been  reported  to  me  by  Mr.  Barber,  the  Provincial  Inspector 
of  Factories  for  Ontario.  Both  occurred  in  much  the  same  manner.  In  the  dis- 
tillation of  crude  petroleum,  an  organic  product,  different  volatile  products  are 
given  off  at  different  temperatures.  These,  as  they  pass  from  the  retorts,  are 
condensed  for  the  most  part  by  the  time  they  reach  the  tail  tank.  In  one 
instance  an  operator  was  standing  with  his  hands  on  the  edge  of  the  tank,  look- 
ing into  it.  He  is  said  not  to  have  been  there  more  thati  five  minutes  when  he 
was  found  dead  on  the  spot.  The  exposure  to  the  gas  from  the  tank  in  the  second 
case  extended  for  much  the  same  period. 

It  is  apparent,  thei'efore,  that  the  greatest  possible  differences  in  the  posi- 
tively poisonous  influences  between  different  products  of  organic  combustion  may 
and  do  exist.  Such  slight  differences  between  the  chemical  composition  of  differ- 
ent gases  as  between  carbon  dioxide  and  carbon  monoxide  make  it  impossible  to 
distinguish  the  inert  from  the  actively  poisonous. 

In  health,  but  especially  in  certain  foms  of  disease,  there  are,  however  cer- 
tain other  products  of  organic  combustion  which  demand  close  examination. 
Most  persons  are  conscious,  on  entering  a  shut  up  room,  of  what  they  call  a  close- 
ness ;  all  know  the  strong  emanations  from  the  persons  of  laboring  men  who 
perspire  freely,  while  the  animal  odors  from  the  dirty  clothing  of  workmen  in 
damp  weather  as  experienced  in  a  street  car,  sufficiently  indicate  the  existence  of 
volatile  animal  compounds  not  yet  definitely  analyzed  chemically,  but  which  may 
have  effects  distinctly  injurious  to  health. 

Dr.  Thorne  Thorne,  President  of  the  Local  Government  Board.  Eng.,  speak- 
ing on  diphtheria  before  the  Sanitary  Institute  recently,  referred  to  the  definite 
evidence  of  the  increased  prevalence  of  diphtheria  along  the  Thames,  where  Lon- 
don manure  is  stored,  and  further  refers  to  the  very  general  prevalence  of  sore 
throat,  deep  ulcerations  and  other  evidences  of  past  inflammation  in  the  throats 
of  the  inhabitants  of  such  places  as  the  Welsh  valleys,  where  the  cottages  are 
erected  on  the  slope  of  a  hill,  "  built  right  into  the  hill  sides  so  that  the  walls  are 
-always  wet,  the  floors  are  mud,  covered  with  porous  brick  or  not ;  thus  damp  is 
secured." 

Similarly  in  an  outbreak  of  enteric  fever  at  Lambton  Mills,  investigated  by 
the  Provincial  Board  and  reported  upon  in  1^^(S5,  the  discovery  was  elicited  that  in 
every  cottage  along  the  street  within  range  of  the  influence  of  the  emanations 
from  a  slaughter  house  less  than  100  yards  from  the  street  where  the  offal  and 
blood  were  fed  to  pigs  kept  alongside,  one  or  more  cases  of  fever  occurred  in  sev- 
eral houses,  with  a  death  in  every  house. 


22 


57  Victoria.  Sessional  Papers  (No.  12).  'A    1894 


The  most  notable  examples,  however,  of  these  malign  influences  from  the 
products  of  organic  combustion  are  in  the  detailed  statements  of  the  fatalities 
which  have  from  time  to  time  occurred  in  the  practice  of  physicians  and  Medical 
Health  Officers  reporting  outbreaks  of  diphtheria  and  typhoid  to  the  Provincial 
Board.  Instances  are  very  frequenth'  reported  where  the  outbreaks  have  occurred 
in  old  I02:  houses,  but  the  malarial  conditions,  while  asfgravated  by  such  a  build- 
ing,  are  such  as  we  must  conclude  from  evidence,  depend  directly  on  the  over- 
crowding and  absence  of  ventilation  in  small  houses,  as,  for  instance,  in  the  new 
settlements  of  Muskoka  or  Nipissing,  where  many  members  of  a  family  are  forced 
to  live  in  the  one  or  two  rooms  of  the  house.  Such  instances  do  further,  however, 
occur  in  our  towns  and  cities,  where  successive  cases  of  diphtheria  are  treated  in 
the  same  ill-ventilated  chamber. 

3.  Filtk  from  Clotldng,  Occujjations,  Streets,  etc. — Too  much  can  hardly 
be  said  with  regard  to  the  part  played  by  clothing,  and  notably  shoes,  in  the  pol- 
lution of  the  air  of  living  rooms,  and  notably  of  schools.  Thehlth  containing  not- 
able proportions  of  organic  materials,  settles  on  the  floors  and  works  into  the 
cracks  and  under  them,  and  through  its  decomposition  produces  notable  amounts 
of  ammonia,  and  other  organic  decomposition  products.  Emmerich's  experiments 
on  the  organic  products  in  the  deafening  between  floors  in  a  prison  at  Arnberg 
and  the  repeated  outbreaks  of  pneumonia  amongst  prisoners  have  been  frequently 
^quoted. 

But  to  filth  introduced  in  this  manner  must  be  added  those  peculiar  to  different 
industries.  To  illusti^ate  it  is  only  necessary  to  name  some  of  the  trades  referred 
to  in  the  annual  report  of  H.  M.  Chief  Inspector  of  Factories  for  1887  :  Thus, 
flax  spinning  and  weaving,  print  works,  rope  and  twine  works,  shirt  making, 
shipyard  and  engine  works,  tobacco  factories,  confectionery  and  jams,  soap  and 
candle  works,  lucifer  match  works,  scutch  rr.ills,  corn  and  flour  mills,  hosiery 
machines,  shoe  factories,  iron  works  and  cutlery  with  all  their  stages,  from  forg- 
ing to  dry  grinding  of  blades  and  of  bone  handles,  form  some  of  the  chief  indus- 
tries reported  upon. 

There  is,  however,  quite  another  class,  and  a  most  important  one,  from  the 
health  standpoint  dealt  with  under  the  heading  of  noxious  tiades  in  the  reports 
of  the  Medical  Officer  of  the  Local  Government  Board.  These  include  :  knack- 
eries, bone-boiling  and  soap-making,  fat-rendering  and  tanneries,  in  all  of  which 
the  materials  are  organic  animal  matters  in  a  state  of  decay.  These  in  this  coun- 
tr}''  are  added  to  by  certain  cheese  factories  with  their  attendant  piggeries.  In 
this  class  the  air  breathed  is  not  only  maleficent,  but  the  dangers  of  putrefactive 
germs  producing  toxic  effects  on  the  employees  are  of  a  most  positive  character. 

These  examples  am.ply  illustrate  the  almost  innumerable  conditions  under 
which  the  population  of  the  Province  exists  for  a  large  number  of  hours  daily, 
and  unfortunately  it  happens' that  those  so  exposed  during  working  hours  are 
the  same  in  many  cases  that  dwell  in  the  most  unsanitary  parts  of  our  cities  and 
in  the  smallest  houses  in  such  districts.  It  may  fairly  be  said  that  while  in 
Ontario,  as  yet,  the  conditions  of  the  great  cities  of  Europe  and  the  United  States 
prevail  to  only  a  very  small  extent,  yet  it  is  matter  for  earnest  enquiry  as  to 
whether  it  is  not  a  fact  that  we  have  many  of  the  conditions  existing  in  every- 
thing but  in  the  matter  of  a  closely  packed  population. 

As  pointed  out  by  Dr.  J.  B.  Russell,  Medical  Officer  of  Health  of  Glasgow,  in 
a  census  taken  in  188(S  there  were  'I-i-A')  per  cent,  of  that  city's  population  living 
in  one  room,  while  44.7  percent,  lived  in  two  rooms.  The  mortality  per  1,000  in 
the  first  case  was  27,  and  in  the  latter  47. 


23 


67  Victoria. 


Sessional  Papers  (No.  12). 


A.  189^ 


The  first  exhaustive  and  most  instructive  study  of  similar  urban  sanitary- 
conditions  in  America  is  that  undertaken  during  1891  and  1892  by  the  state 
authorities  in  the  City  of  Boston.  To  illustrate  the  problem  under  discussion,  I 
find  the  foUowino-  condition  stated  in  the  Massachusetts  report  : 

That  273,783  persons,  or  87.93  per  cent  of  the  entire  population  was  found 
in  rented  tenements,  of  which  31.02  per  cent  were  under  the  third  class,  ca,lled 
fair.  Under  this  class  are  placed  in  the  report  tenements  classed  as  poor  or  bad,, 
with  regard  to  light  and  air,  ventilation  and  cleanliness.  That  such  conditions 
in  their  vai'iations  play  a  dominating  influence  on  the  health  of  inmates  may  be 
gathered  from  a  table  given,  showing  the  percentage  number  of  persons  sick  in  the 
diflJerent  classes  of  tenements.  Of  the  population  in  these  there  was  an  average 
of  21.6  per  cent.  sick.  Variations  from  this  were  numerous.  Of  this  number 
there  were  1.03  persons  to  a  room.  The  number  of  sick  persens,  however,  while 
amounting  to  21.6  per  cent,  of  the  total  population  of  the  tenements,  in  which 
sick  persons  were  found,  constituted  but  0.61  per  cent,  of  the  total  population 
found  in  rented  tenements.  The  average  number  of  persons  to  a  room  in  all 
rented  tenements  in  the  city  was  0.91,  while  in  those  where  the  sick  were  there 
was  one  to  1.03,  hence  one-tenth  more  crowded.  The  following'  table  gives  an 
accurate  idea  of  the  number  of  persons  to  a  house,  and  the  relation  which  cer- 
tain houses  bear  to  the  total  population  : 


Number  of 
houses. 

Population. 

Percentages. 

Number  of  Persons  to  a  House. 

Houses. 

Populatiop. 

Under  five  persons   

Fi  ve,  biit  under  ten    

Ten,  but  under  fifteen   

8,342 

15,893 

7,934 

4,051 

36,220 

25,809 

109,024 

92,1.56 

84,407 

23.04 
43.88 
21.90 
11.18 

8  28 
35.03 
29  59 

Fifteen  and  over   

27  10 

311,396 

100.00 

100.00 

From  the  comparison  of  these  figures  with  those  of  figures  in  English 
reports  of  factory  inspectors  it  will  appear  that  the  average  number  of  persons 
per  room  will,  in  a  rough  way,  indicate  the  relative  number  of  cubic  feet  of  air 
space. 

In  -the  paragraph  of  the  English  report  for  1887  regarding  sweaters  it  is 
stated  by  the  Inspector :  "  I  can  state  that  in  most  of  these  workshops  wher;.'in 
"  young  persons  are  employed  there  is  a  manifest  improvement  in  sanitation  and 
"  a  reduction  of  overcrowding  to  2-50  cubic  feet  for  each  person  on  day  work  and 
"  to  400  for  persons  on  night  work." 

Incidental  to  limited  spac-  is  necessarily  associated  the  evil  of  imperfect  ven- 
tilation. In  most  instances  where  overcrowding  is  greatest  the  rooms  occupied 
are  in  old  buildings  erected  many  years  ago  when  hygienic  problems  were  new 
and  their  meaning  as  little  understood  as  the  necessit}'  for  their  discussion. 

4.  Existing  Condition  of  Buildings. — Whatever  facts  have  been  set  forth  in 
the  several  statistics  alreadj^  quoted  with  regard  to  the  number  of  inmates  of 
rooms,  to  the  cubic  space  of  workrooms,  etc.,  it  is  manifest  that  their  lij'gienic 
bearing  must  be  most  intimately  related  to  the  question  of  their  mode  of  construc- 
tion in  various  points,  such  as  materials  used,  their  drainage,  their  walls  as 
regards  warmth  and  dryness,  their  lighting  and  their  cubic  air  space.  The  gen- 
eral principles  which  have  ruled  in  this  matter  have  been  already  referred  to  ; 
but  it  will  be  proper  to  here  deal  with  some  of  the  details  of  the  problem. 

24 


57  Victoria.  Sessional  Papers  (No   12).  A   1894 


(a)  Materials. — Taking:  the  city  of  Toronto  as  illustrating  a  city  with  a  high 
relative  standard  of  construction  it  may  be  said  that  the  material  of  outer  walls 
is  practically  all  brick.  While  the  brick  is  fairly  well  pressed  and  burned  it  is 
only  necessary  to  observe  the  north-east  walls  of  exposed  houses  after  a  heavy 
storm  to  know  that  the  brick  wall  in  many  cases  has  become  perfectly  saturated 
with  moisture  and  that  it  takes  several  weeks  before  the  dampness  disappears 
even  from  the  outsid.-  surface.  The  introduction  of  pressed  brick  is  seen  in  a 
number  of  better  new  structures,  but  it  may  be  said  that  in  this  matter  the 
materials  are  defective. 

(b)  Drainage. — As  regards  drainage  it  is  only  stating  the  results  of  common 
observation  that  on  this  continent,  exceot  in  houses  in  the  large  cities,  and  even 
there,  except  in  those  of  most  recent  construction,  dryness  of  foundation  walls  is 
wholly  a  matter  of  accident.  If  the  soil  be  sandy  or  gravelly  at  the  bott'mi  of 
the  cellar  the  latter  is  dry;  if  clay,  then  almost  as  certainly  the  cellar  will  be  damp 
or  even  wet.  In  the  city  of  Toronto  this  is  well  exemplified,  the  ground  rising  with 
a  gentle  incline  to  a  height  reaching  150  feet  or  more  at  the  northern  limit  above 
the  lake  level.  The  Erie  clays  outcrop  along  the  whole  shore  and  so  continue  for 
a  mile  back  therefrom  where  it  is  irregularly  overlaid  with  a  sandy  loam.  This 
receives  large  amounts  of  water  both  from  the  rain  and  by  the  sualcage  from  the 
high  ground  or  ridge  to  the  north  of  the  city.  Cellars  in  the  older  city  were 
always  damp  and  were  always  wet  after  heavy  rain;?.  In  the  newer  city  to  the 
north  many  of  the  cellars  are  quite  dry,  the  drainage  level  being  on  the  clay  lying 
lower  than  the  foundation  walls.  Here  and  there  where  the  sand  thins  out  on 
the  clay  springs  have  appeared  even  in  cellars. 

The  absence  of  sewers  in  the  early  days  prevented  any  drainage  of  founda- 
tion walls  being  carried  out  in  many  cases,  and  while  the  numerous  street  sewers 
have  tended  to  lessen  the  ground  water,  yet  it  is  only  necessary  to  visit  some  of 
these  old  cellars  in  order  to  obtain  some  a  curate  idea  of  their  unhealthiness. 
Excavations  with  the  enlarging  of  buildings  in  the  centre  of  the  city  have  gone 
on  in  some  places  with  a  neglect  to  fully  remove  the  soil  polluted  by  old  privy 
pits.  Such  a  condition  may  be  witnessed  in  several  of  the  large  King  street  and 
Vonge  street  establishments  to-day  ;  while  in  some  instances  several  of  these 
cellar  apartments  ar&  occupied  all  day  as  showrooms,  lighted  wholly  by  electric 
lights,  and  with  floors  of  ri)ugh  boarding,  lying  practically  on  the  damp  clay  with 
unventilated  spaces  below  it.  In  some  of  the  older  residences  cellar  kitchens  still 
exist,  l)ut  these  will  soon  disappear  as  the  building  of  such  in  this  province  has 
))ractically  cease-l. 

Apart  from  the  danger  from  organic  decay  in  damp  wood  in  such  instances, 
there  is  the  further  result  that  on  such  clays  the  houses  will  be  damp  from  the 
moisture  through  capillary  action  extending  up  the  walls,  while  the  too  frequently 
porous  brick  and  >olid  wall  makes  the  latter  in  damp  weather  a  factor  in  the 
dampness  of  rooms.  The  evil  effects  of  dampness  in  living  rooms  is  a  matter  of 
notoriety  in  damp  climates,  as  in  England,  and  there  provision  in  modern  houses 
is  very  generally  made  against  it ;  but  here  such  provision  is  rather  the  accident 
than  tlie  rule. 

The  specific  efiects  of  dampness  do  not  seem  to  have  been  specially  studied, 
but  they  would  appear  to  be  in  some  degree  due  to  the  moisture  promoting  the 
gi'owth  of  fungoid  and  putreiactive  vegetation  in  the  organic  filth  which  is  present 
under  and  in  the  floors,  in  the  wainscotting,  in  the  walls,  spaces,  etc.  These 
effects,  readily  recognized  in  a  room  kept  closed,  as  for  instance  a  parlor 
opened  only  on  Sunday  with  the  light  carefully  excluded  by  blinds,  are  due  to 
annnoniacal  and  other  products  of  such  decomposition  and  seem  to  have  definitely 
debilitating  effects  on  the  residents  of  such  houses. 

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57  Victoria.  Sessional  Papers  (No.  12).  A.  1895 


(c)  Sunlight. — The  presence  of  sunlight  Id  dwelling  looms  must  be  considered 
as  an  essential  to  good  health.  It  plays  several  important  functions.  The  direct 
rays  of  the  sun  are  considered  as  actively  promoting  the  assimilation  of  nutrition 
by  the  tissues  of  the  body  and  the  formation  of  vigorous  blood  elements.  It  fur- 
ther acts  directly  in  the  destruction  of  organic  matters  in  the  pre-ence  of  oxygen 
and  is  antagonistic  to  the  life  and  development  of  fungoid  and  bacterial  forms. 
It  is  unnecessary  therefore  to  illustrate  how  its  absence  must  inevitably  tend  to 
the  reduction  of  health  in  the  persons  of  employees  whether  in  factories  and 
workrooms  or  in  their  living  rooms ;  but  yet  more  detrimental  is  such  absence  to 
children  who  during  the  formative  period  of  life  demand  that  every  opportunity 
be  given  them  for  healthy  development.  If,  however,  owing  to  the  methods  of  con- 
struction necessary  to  buildings  in  cities  direct  sunlight  be  in  some  degree  limited, 
it  is  most  essential  in  schools  and  workrooms,  where  close  work  with  the  eyes  is 
necessary,  that  the  light  be  ridmitted  in  such  a  manner  as  not  to  have  cross  lights, 
etc.,  to  injure  the  sight. 

That  the  educational  methods  of  to-day  are  tending  to  evolv^e  a  race  in  whom 
abnormal  vision  is  coming  to  be  looked  upon  as  inevitable  has  become  a  matter  of 
common  remark  ;  and  while  such  effects  are  not  in  my  opinion  due  wholly  to 
improper  lighting  of  schools,  but  rather  to  this  with  the  debilitating  efiects  of 
overcrowding  and  oversludy,  yet  in  the  construction  of  buildings  and  notably  of 
schools  this  matter  must  receive  much  greater  attention  in  the  future  than  it  has 
in  the  past. 

5.  Practical  Remedies. — In  no  country  has  such  constant  and  systematic  atten- 
tion been  given  to  the  questions  we  have  been  considering  as  in  England,  and 
until  recently  every  country  looking  for  information  as  to  the  remedies  for  such 
evils  has  turned  to  the  public  Reports  of  Great  Britain. 

There  are  annually  published  reports  of  the  Local  Government  Board  Medi- 
cal Officers,  of  the  Veterinary  Department,  Inspectors  of  the  Rivers  Pollution  and 
Alkalies  Act,  of  the  Factories  and  Workshops,  as  well  as  the  most  valuable 
reports  of  the  Medical  Officers  of  Health  of  the  larger  cities. 

In  later  years  for  definite  experimental  work  on  questions  touching  this 
problem,  German  and  French  scientists  have  greatly  added  to  our  knowledge  as 
to  the  causes  productive  of  the  many  evils  growing  cut  of  .such  conditions  ;  while 
the  work  of  Boards  and  Commissions  in  the  United  States,  notably  in  Massachu- 
setts, has  shown  the  serious  evils  of  city  building  even  in  that  new  country,  and 
regulations  have  been  made  with  a  view  to  mitigating  the  same.  What  has  been 
begun  in  Ontario,  Canada,  will  be  referred  to  in  its  place. 

It  will  be  noticed  in  the  provisions  contained  in  the  resumes  of  diffisrent 
Acts  printed  below,  that  the  following  matters  are  chiefly  those  legislated  upon : 

(1)  Proper  ventilation  ;  (2)  cleaning  of  walls  ;  (3)  protection  against  dan- 
gerous machinery  ;  (4)  regulation  of  hours  of  labor  for  (a)  women,  (6)  children ; 
(5)  preventing  young  persons  being  employed  in  theatres,  etc. ;  (6)  supplying  seats 
for  women  when  not  actively  engaged  ;  (7)  abolition  of  tenement-house  work- 
shops ;  (8)  weekly  or  bi-weekly  payment  of  employees ;.  (9)  providing  for 
destruction  of  infectious  garments. 

From  the  subjects  indicated  above,  regarding  which  legislation  has  been 
passed,  it  is  plain  that  serious  endeavors  have  been  made  to  ameliorate  .some  of 
the  more  serious  evils  which  exist,  and  viewing  the  legislation  of  Ontario,  a  pro- 
vince in  which  few  large  centres  of  manufacture  exist,  it  is  apparent  that  the 
Act  provides  for  much  regulation  of  the  evils  which  tend  to  occur.  It  would 
appear,  however,  from  an  examination  of  the  annual  reports  of  the  Inspectors 
appointed  under  the  Act,  that  hitherto  the  work  done  has  partaken  very  largely 

26 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


of  an  educational  character,  whereby  the  intentions  of  the  law  to  protect  both 
employer  and  employee,  have  been  set  forth,  and  practical  advice  in  the  matter 
of  protecting  machinery  and  the  ventilation  of  factories  has  been  given. 

With  the  increase  of  population  and  the  extension  of  manufactures,  it  is  appar- 
ent, however,  that  some  more  definite  and  systematic  plan  of  performing  this 
work  will  be  demanded.  Complaints  are  being  constantly  made  to  the  Pro- 
vincial Board  regarding  local  nuisances  of  the  most  diverse  character  ;  while  the 
travelling  public  complain  regarding  hotel,  railroad  and  steamboat  accommodation 
in  the  matters  of  cleanliness  and  necessarj-  accommodation.  At  present  there 
are  the  local  boards  of  health,  the  boards  of  license  commissioners  and  the  pro- 
vincial factor}^  inspectors,  all  of  whom  have  jurisdiction  in  some  of  these  matters, 
and  whose  work  in  some  way  ought  to  be  systematized  with  a  resultant  efficiency 
and  economy. 

Factory  ami  Workshops  Legislation  in  Enyland. — In  1802  an  Act  entitled  "  Factory,  Health  and 
Morals,"  (42  Geo.  III.,  c.  73),  was  passed  by  Sir  Robert  Peel. 

This  Act  was  memorable  in  the  history  of  social  legislation  as  being  the  first  to  recognize  the  terrible 
evils  of  the  factory  system. 

Also  in  1819  (53  Geo.  III.,  c.  73)  another  Act  was  passed,  whereby  no  child  was  to  be  employed  till 
nine  years  of  age,  and  no  person  under  sixteen  was  to  work  more  than,  twelve  hours  a  day. 

A  succeeding  Act  in  1825  (6  Geo.  Ill  ,  c.  63)  improved  on  this  by  limiting  the  Saturday  work  to  nine 
hours,  and  directed  that  a  register  should  be  kept  in  every  mill  for  entering  each  child,  such  book  to  be  a 
voucher  of  the  age. 

By  the  Act  of  1831  (1  and  2  Wm.  IV.,  c.  39)  it  was  provided  that  no  person  under  the  age  of  twenty- 
one  should  be  allowed  to  work  at  night.  The  hours  of  labor  were  fixed  at  sixty-nine  per  week,  which 
might  be  extended  three  hours  to  make  up  for  lost  time.  , 

All  these  Acts  were  practically  inoperative  from  their  possessing  no  adequate  compulsory  clauses,  a 
failing  which  was  not  remedied  till  1833,  when  Lord  Ushley  introduced  a  B'U  (3  and  4  Wm.  IV.,  c.  103)  of 
which  the  salient  points  were  as  follows  : 

Persons  under  eighteen  were  not  allowed  to  work  at  night  in  factories,  or  for  more  than  twelve  hours 
per  day,  except  for  lost  time,  at  the  rate  of  three  hours  per  week  ;  the  employment  of  children  under  nine 
was  prohibited,  and  also  of  children  of  eleven,  twelve  and  thirteen  for  more  than  eight  hours  per  day. 
Certificates  of  age  and  appearance  were  required  in  case  of  children,  and  no  child  between  thirteen  and 
eighteen  C5uld  be  employed  more  than  nine  hours  a  day,  or  at  night,  without  a  certificate  of  age.  The 
great  feature  of  this  Act,  however,  was  the  establishment  of  a  system  of  inspection  ;  four  inspectors  were 
first  of  all  appointed,  and  this  may  be  said  to  be  the  real  foundation  of  the  present  factory  system. 

By  the  Act  of  1844  (7  and  8  Vic,  c.  15)  the  factory  inspection  system  was  brought  into  a  more  compact 
and  official  form,  what  might  and  what  might  not  be  done  being  defined,  as  well  as  protection  given  to  the 
inspectors  in  the  execution  of  their  duty.  Sub-inspectors  were  appointed  and  a  head  office  established  in 
London.     In  fact  the  system  became  for  the  first  time  a  recognized  department  of  state  routine. 

Another  provision  of  this  Act  enacted,  "That  more  efficient  sanitary  supervision  be  given  children  in 
wet-spinning  flax  mills." 

Also  another  provision  provided  for  the  appointment  of  certifying  surgeons. 

In  1847  a  further  restriction  was  passed  on  the  hours  of  labor  of  young  persons  and  females,  viz.  : 
"  To  eleven  hour.'  per  day  or  sixty-three  hours  per  week." 

During  the  year  18-50  (13  and  14  Vic,  c.  54)  the  next  Factory  .\ct  was  p.assed,  in  which  it  was  provided 
that  no  young  person  or  female  should  be  employed  before  Gam.  or  after  6  p.m.,  and  on  Saturday  after 
"2  p.m.  ;  meals  to  be  taken  between  7.30  a.m.  and  6  p.m.,  instead  of  7.30  a.m.  and  7.30  p.m.  as  before. 

This  Act,  however,  only  referring  to  young  persons  and  women,  it  was  found  necessary  in  1853  to 
supplement  it  with  a  similar  Act  for  children. 

In  1874  a  very  important  Act  was  brought  forward,  viz.  :  "  The  Factory  Act,"  Health  of  Women, 
Young  persons  and  Childien  (37  and  38  Vic,  c.  44).  It  dealt  principally  with  the  hours  of  labor  and  times 
of  meals,  and  provided  that  the  period  of  work  should  be  between  6  a.m.  and  6  p.m.,  or  7  a.m.  and  7  p.m.  ; 
that  no  one  should  be  employed  continuously  for  more  than  four  and  a  half  hours  without  an  interval  of 
half  an  hour  for  a  meal,  and  that  two  hours  should  be  allowed  for  meals  each  day,  except  Saturday. 
Children  might  be  employed  in  morning  or  afternoon  sets,  or  on  alternate  days  for  a  whole  day.  The  Act 
also  enacted  that  after  .January  1st,  1876,  the  age  of  a  "  child  ."hould  be  extended  to  fourteen,  unless  a  cer- 
tain proficiency  was  attained."  During  1875 'a  child  could  not  be  employed  under  nine,  nor  at  the  end  of 
that  year  under  ten. 

In  1878  another  Factory  Act  was  passed,  the  main  provisions  of  which  are  as  follows  : 

(1)  All  factories  and  all  workshops  where  young  persons  are  employed  must  be  properly  ventilated  and 
periodically  whitewashed. 

(2)  All  dangerous  machinery  must  be  securely  fenced. 

(3)  The  hours  of  labor  for  women  and  young  persons  under  eighteen  are  limited  : 

(a)  In  textile  factories  to  a  maximum  of  fifty-six  and  a  half  hours  a  week. 

(b)  In  non  textile  factories  and  in  workshops  where  children  or  young  people  are  employed  to  a  maxi- 
mum of  sixty  hours  per  week,  with  permission  to  work  one  and  a  half  hours  overtime  forty-eight  days  a 
year. 

(c)  In  workshops  where  only  adult  women  are  employed  to  sixty-five  per  week. 

(4)  Children  under  thirteen  are  half  timers  unless  they  have  passed  the  fourth  school  standard,  when 
they  may  begm  full  time  work  at  twelve. 

(5)  Children  under  ten  must  not  be  employed  in  any  manufacturing  process. 

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57  Victoria.  Sessional  Papers  (No.  12).  A.  Ib^^ 


The  details  of  this  work— inspection  and  oversight — cannot,  however,  be 
entered  into  in  this  place,  but  enough  has  been  indicated  to  show  the  need.^  of 
such,  and  of  some  method  by  which  it  mar  be  carried  out  in  the  several  munici- 
palities of  the  province. 

The  complexity  of  society  in  this  age,  when  scientific  discovery  is  daily  dis- 
covering new  processes  of  manufacture  and  new  products,  is  creating  new  condi- 
tions which  must  be  dealt  with  by  the  sanitarian  and  the  legislator,  whether 
municij>al  or  national.  Cities  have  increased  in  a  quarter  of  a  century  enor- 
mously Vjoth  in  number  and  in  population  ;  new  avenues  of  trade  and  commerce 
have  been  opened  up  ;  but  everywhere  transportation  facilities  make  the  nearest 
city  the  centre  toward  whicli  the  local  population  as  individuals  gravitate,  and 
•where,  when  once  within  the  sound  of  her  machinery,  it  would  seem  as  if  its  hum 
charms  as  the  never  ceasing  roar  of  Niagara  and  casts  about  her  votaries,  too 
often  victims  in  their  worship,  silken  threads  as  in%4sible  and  yet  as  fatal  a.s 
was  the  web  of  Xessus. 

If  the  stay  of  this  human  tide  in  its  flow  citywards  is  not  pos.sible ;  if  the 
ru.sh  and  high  pressure  life  of  to-day  is  inevitable  ;  if  its  destructive  influence  on 
human  existence  is  equally  certain,  the  mode  of  death  only  being  changed,  it  is 
manife.st  that  new  methods  of  warfare,  new  weapons  and  modes  of  defence  are 
demanded.  Such  defences  have  been  begun.  The  factory  acts,  the  limitation  of 
hours  of  labor,  the  inspection  of  machinery,  the  compulsory  attendance  of  children 
for  certain  periods  at  .school,  are  all  illu.strations  of  the  fact ;  while  model  tene- 
ment houses  and  buil. lings  for  small  families  and  housekeeping  conveniences  are 
not  unknowTi.  -So,  too,  air  spaces  in  crowded  centres  of  cities,  children's  holiday 
excursions,  ho.spitals  and  children's  refuges  all  indicate  the  attempt  to  deal  with 
the  growing  problem  of  the  social  life  of  to-day.  These  are,  however,  only  as 
lifeboat  rescues  or  the  .^^uccor  of  the  kindl}^  peasant,  who  brings  back  to  life  the 
unconscious  mariner  cast  up  on  the  shore  from  the  ship  broken  on  the  reef 

niinois  Factory  Lain. — Factory  Act  is  e?gential]y  a  Sanitary  Act. 

1 1)  A  provision  making  sweaters  shops  eight-hour  shops. 

'2)  Law  proxades  for  destroying  infectious  garments. 

(3j  Limiting  age  of  child  workers. 

(4)  Thorough  inspection  of  shop  and  factory. 

'5j  Eight  hours  per  day  and  forty-eight  pet  week  ;  every  female  operative  in  the  state  and  for  chUdren 
— as  .sewing  machine  girls. 

'6)  Such  require  a  doctor's  certificate. 

<7j  The  eight-hour  order  is  supported  by  trades  union  men  readily  reporting  every  infraction  of  the 
principle. 

Oldo. — Factory  Act  regulating  the  employment  of  children. 

(1;  Provides  for  protection  of  health,  limb,  life  and  morals  of  children,  and  wholly  preventing  employ- 
ment of  children  under  sixteen  years  m  certain  dangeroas  occupations. 

Minnesota. — (Ij  The  Act  of  1865  forbade  intimidation  of  workmen. 

(2)  An  Act  of  1858  was  passed  regulating  the  hours  or  labor. 

(3)  The  Act  of  1879  was  for  preventing  children  nader  fourteen  being  employed  in  theatres,  dance 
halls,  etc. 

(4)  Id  1S89  was  an  Act  creating  inspectors  of  steam  boilers. 

(5i  Ifi  18S9  an  Act  was  passed  requiring  employers  to  famish  female  employees  with  seats  when  not 
engaged  in  active  work. 

(6)  In  1893  an  Act  providing  safeguards  against  accidents :  also  required  all  cars  used  in  winter  to  be 
vestibuled . 

Maisiachusctt$.—i^)  Has  abf/:ished  all  tenement  house  w.jrksbops  wherein  were  employed  others  than 
members  of  the  same  family  dwelling  therein,  aad  thase  houses  are  licensed. 

(2)  Ten  hours  labor  for  women  and  children. 

(3)  Protecting  of  machinery. 

(4)  Employment  of  factory  ini?pectors. 

(5j  Compelling  provision  of  seat.s  for  female  employees. 

(6)  Limiting  age  at  which  children  wUl  be  employed.  , 

(7)  Weekly  payments  by  aU  corporations. 

New  Jertey. — (1)  Regulation  of  employment  of  children  by  which  no  boy  under  twelve  nor  girl  under 
fourteen  shall  be  employed  in  a  factory  with  machinery. 

(2,1  General  factory  laws  which  relate  to  the  health  and  safety  of  employees. 

28 


57  Victoria  Sessional  Papers  (No.  12).  A.  1894 


^Vllat  is  demanded  by  public  health  or  state  medicine  is  that  the  ship  be  kept  t»ff 
the  rocks,  that  her  streiij^th,  her  electric  litjhts,  her  machinerr  and  the  discipline 
of  her  seamen  be  such  as  to  ensure  her  safety  Jind  prevent  the  necessity  for  life- 
boat rescuers.  Our  schools  and  factories  must  be  larije.  lii^ht  and  airy  ;  clean- 
liness in  all  that  it  implies  must  prevail.  These  conditions  to  even  a  ij^reater 
iiegree  must  be  present,  in  the  home  and  on  the  street.  The  food,  if  plain,  must 
be  «'hole.some  ;  the  milk  and  water,  if  limited,  mast  not  convey  ilisease. 

Such  conditions  are  in  localized  and  limited  instances  beginninj];  to  prevail  ; 
and  such  shall  be  the  law  of  life  when  the  evolution  of  social  life  shall  have  been 
completed. 

"  ThJa  fine  old  world  of  ours  is  hut  a  child 

Yet  in  the  p^cart 

Then'  is  a  hand  that  fruides. " 


£9 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


PART   II. 

SPECIAL  REPORTS. 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


THE  CHAIRMAN'S  ANNUAL  ADDRESS. 
By  J.  J.  Cassidy,  M.D.,  Toronto. 

To  the  Members  of  the  Provincial  Board  of  Health  : 

Gentlemen, — In  welcomin<?  you  to  the  first  quarterly  meeting  for  the  current 
year,  it  is  pleasing  to  note,  that,  in  spite  of  the  wearing  effects  of  time  and  exact- 
ing professional  duties,  all  the  members  are  in  good  health,  and  ready  to  co-operate 
with  one  another  and  the  public  in  carrying  on  the  beneficent  and  supremely  use- 
ful work,  for  which  this  Board  was  called  into  existence.  The  extent  and  com- 
plexity of  that  work  necessarily  increase  with  the  growth  of  population  in  Ontario, 
«,nd  also  from  the  greater  attention  which  is  now  being  paid  by  the  people  to  the 
prevention  of  disease.  This  change  in  public  opinion,  and  the  improved  methods 
resulting  from  it,  may  fairly  be  attributed  to  this  Board;  for  it  has  been  our 
happy  fortune  to  advise  the  Government  of  Ontario  in  laying  the  broad  founda- 
tion of  public  health  legislation  in  this  province,  and  it  has  also  been  our  privilege 
to  build  on  that  foundation  a  solid  superstructure  of  medical  observation  and  use- 
ful instruction  for  the  people. 

As  the  outcome  of  that  legislation  and  the  official  work  of  the  Board  I  feel 
-confident  that  material  gains  have  resulted  to  the  people  through  the  prevention 
of  death  and  the  reduction  of  expensive  outlays,  which  necessarily  arise  from  the 
presence  of  infectious  diseases  in  families.  It  is  also  pleasing  to  know  that  this 
work  is  effectively  done  through  the  operation  of  municipal  laws,  the  people  of  a 
municipality  being  thus  educated  to  co-operate  with  their  Local  Board  of  Health  in 
preventing  infectious  disease,  removing  nuisances,  improving  water  supplies  and 
substituting  modern  conveniences  for  the  antiquated  methods  of  a  ruder  age. 

During  the  course  of  the  past  year  the  Board  has,  among  other  work,  framed 
special  regulations  for  the  cutting  and  storing  of  ice  supplies  in  municipalities. 
Amended  cholera  regulations  were  adopted  on  the  11th  day  of  April,  1893,  and 
made  to  apply  to  that  year  only.  As  it  appears,  however,  from  recent  informa- 
tion, that  cholera  still  prevails  in  Turkey  and  Russia,  we  ought  to  be  prepared 
for  an  outbreak  next  summer.  There  is  no  reason  to  doubt  therefore  that  the 
Government  will  be  willing  and  anxious  to  put  these  regulations  again  in  force, 
throughout  the  province.  About  10,000  copies  of  a  carefully  prepared  cholera  cir- 
cular were  also  issued  by  the  Board.  This  circular  gave  the  people  full  inforraa-  * 
tion  about  the  best  methods  of  preventing  the  ingress  of  thao  formidable  plague,  or 
resisting  it  effectually,  should  it  find  an  entrance  into  our  country.  A  large  edition 
of  pamphlet  No.  1  was  also  circulated  through  the  province.  This  pamphlet,  as 
you  are  aware,  consists  of  rules  for  checking  the  spreading  of  infectious  disease, 
^nd  Irints  on  methods  for  dealing  with  municipal  and  house  wastes. 

From  a  perusal  of  the  annual  reports  of  rural  boards  of  health  for  1893, 
which  have  so  far  reached  this  office,  I  am  free  to  say  that  several  of  the  more 
obviously  useful  hints,  i.e.,  those  respecting  the  substitution  of  earth  closets  for 
privy  pits,  the  cleaning  of  wells,  the  providing  of  dumping  grounds  for  the  reception 
and  treatment  of  town  refuse  and  garbage,  have  been  carried  into  effect  in  several 
municipalities.  Some  important  recommendations,  based  upon  scientific  data, 
have  also  been  made  by  the  Board  in  the  matter  of  obtaining  pure  water  supplies. 
For  instance,  the  contiguous  municipalities  of  Walkerville  and  Windsor  have  been 
■advised  to  co-operate  in  obtaining  a  supply  from  the  Detroit  river,  above  the 
3  (H.)  33 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


outfall  of  the  Walkerville  sewers,  the  experiments  niade  last  September  by  the 
officers  of  this  Board  having  demonstrated,  that  the  Windsoi'  water  supply  is  pol- 
luted by  the  discharge  of  the  Walkerville  sewage  which  takes  place  further  up 
the  river.  The  people  of  Windsor,  however,  do  not  favor  the  change  in  the  source 
of  their  water  supply  which  we  have  recommended.  It  is  eai-nestly  to  be 
hoped,  that  they  may  be  converted  to  sounder  opinions  before  the  recommenda- 
tion of  this  Board  is  emphasized  by  the  deaths  of  their  citizens  from  typhoid 
fever.  The  water  supply  of  Deseronto  has  been  approved  of  ;  also  that  of  Petrolia. 
The  committee  on  the  disposal  of  sewage  has  presented  important  reports  on  the 
pollution  of  W^aterloo  creek  by  Waterloo  town  sewage,  (a  by-law  has  since  been 
prepared  to  remove  this  nuisance),  on  the  sewerage  of  Ottawa,  and  the  proposed 
sewer  systems  of  Walkerton,  Lindsay,  Chatham  and  Watford.  The  exceedingly 
important  question  of  steam  disinfection  by  streaming  steam  was  ably  reported 
on  by  the  committee  upon  epidemics. 

During  the  second  quarterly  meeting  of  last  year,  the  Board  learned  officially, 
that  Manitoba  had  established  a  Provincial  Board  of  Health  ;  and  during  the 
third,  that  Nova  Scotia  had  followed  so  excellent  an  example.  There  are  rumors 
to  the  effect  that  British  Columbia  contemplates  taking  a  similar  step  ;  and  we 
hope  soon  to  leavn,  that  Prince  Edward  Island  will  recognize  the  wisdom  of  the 
policy  inaugurated  by  the  larger  and  more  populous  provinces  in  establishing  and 
maintaining  such  boards. 

With  the  exceptions  of  a  few  cases  reported  from  the  District  of  Algoma,  last 
spring,  and  seven  cases,  in  the  city  of  Hamilton,  during  the  month  of  December, 
the  province  has  been  free  from  .small-pox  during  the  year.  This  is  a  matter  for 
congratulation,  when  we  remember  that  several  outbreaks  of  that  disease  were 
reported  from  the  States  of  Xew^  York,  New  Hampshire,  Connecticut,  Pennsyl- 
vania, Ohio  and  Michigan,  not  to  mention  its  general  diffusion  through  the  British 
Isles.  This  disease,  however,  still  continues  to  make  progress  in  the  United  States, 
more  particularly  in  the  city  of  Chicago,  where  206  cases  have  been  reported 
since  the  first  of  January.  It  has  been  deemed  prudc-nt  therefore  to  warn  Local 
Boards  of  Health  as  to  the  necessity  of  enforcing  vaccination  and  re -vaccination. 
A  circular  drawing  attention  to  the  powers  possessed  by  Local  Buaids  of  Health 
and  councils  in  the  matter  of  vaccination,  as  provided  for  in  chapter  206  Revised 
Statutes  ot  Ontario,  and  cognate  information  was  therefore  issued  from  this  office 
on  the  11th  ult.  To  quote  the  concluding  words  of  that  circular,  "it  is  to  be 
hoped  that  each  Local  Board  of  Health  will  take  prompt  action  in  the  matter,  and 
report  without  delay  to  the  Provincial  Board  of  Health  the  extent  to  which  it  has 
taken  advantage  of  the  powers,  given  it  for  the  protection  of  the  municipality  and 
the  province. 

In  perusing  the  reports  of  the  Local  Boards  of  cities,  it  is  pleasing 
to  see  that  the  Health  Act  is  well  observ^ed,  and  that  the  medical  profession  and 
the  people  are  anxious  to  assist  in  removing  the  preventable  causes  of  di&ease. 
In  Brantford,  however,- compulsory  notification  of  contagious  diseases  is  not  as 
well  attended  to  as  during  the  two  or  three  previous  years,  and  in  tiie  0|)inion  of 
the  Medical  Health  Officer  of  that  city^  neglect  in  reporting  cases  of  diphtheria 
and  scarlet  fever  has  caused  these  diseases  to  spread.  He  also  joins  issue  with 
some  laymen,  who  find  an  excuse  for  sanitary  shortcomings  about  their  houses  and 
premises,  in  the  inaccurate  statement,  that  residence  in  filthy  premises  does  not 
influence  the  spread  of  diphtheria  and  scarlet  fever.  He  shows  by  figures,  that,  in 
Brantftnd,  filth,  bad  drainage,  emanations  from  soakpits,  etc.,  are  more  conspic- 
uously noticeable  in  and  about  houses,  where  the  severest  forms  of  diphtheria  and 
scarlet  fever,  together  with  additional  cases  of  the  same  disorder  in  each  house,  were 
found.     In  Hamilton  and  Ottawa  we  are  informed,  that  the  school  teachers  are 

34 


57  Victoria.  Sessiona".  Papers  (No.  12).  A.  1H94 


not  supplied  with  Tonus,  wherewith  to  notify  the  Medical  Health  Officer  of  the 
existence  of  contagious  disease  among  the  school  children.  The  Medical  Health 
Officer  of  Belleville  is  also  of  opinion,  that  contagious  diseases  would  not  gain  a 
foothold  if  promptly  reported,  showing  thereby  that  he  is  not  perfectly  satisfied 
with  the  way  in  which  compulsory  notification  is  carried  out  in  his  municipality. 
However,  from  a  perusal  of  all  the  available  reports  of  Local  Boards  of  Health  of 
cities,  viz.,  Hamilton,  Kingston,  Brantford,  St.  Catharines,  Belleville,  Windsor, 
Ottawa  and  Stratford,  I  am  in  a  position  to  say  that  in  our  cities  hygiene  now 
occupies  a  strong,  unassailable  position.  As  the  Medical  Health  Officer  of  Kings- 
ton says :  "  The  citizens  are  learning  to  protect  themselves  by  care  and  attentiort 
to  cleanline^^s.  Never,  perhaps,  in  the  history  of  Kingston,  has  sanitary  inspec- 
tion been  better  done  than  last  spring  and  summer.  Owing  to  the  threatened 
danger  of  cholera,  measures  in  behalf  of  cleanliness  were  very  generally  adopted. 
So  much  so,  indeed,  that  a  greater  amount  of  cleaning  of  premises  has  been  done 
in  1893,  than  in  any  former  year.  Foul  cellars  and  other  nuisances,  which 
had  previously  escaped  the  vigilance  of  the  inspector,  were  ferreted  out  and  all 
objectionable  matter  removed."  This  general  cleanliness,  no  doubt,  had  a  bene- 
ficial  effect  on  the  public  health,  and,  accordingly,  we  are  not  surprised  to  learn,- 
that  there  is  a  reduced  mortality  from  preventable  diseases  in  Kingston. 

The  same  reft-rence  to  reduced  mortality  from  infectious  diseases  is  noticed 
in  the  report  of  the  Medical  Health  Officer  of  Ottawa.  The  council  of  the 
Dominion  capital  has  erected  a  new  isolation  hospital,  and  in  the  opinion  of  their 
Medical  Health  Officer,  should  also  have  erected  a  cremation  furnace  for  the  con- 
sumption of  town  rubbish  and  garbage.  In  this  opinion  I  cordially  concur,  and 
I  also  venture  to  express  the  hope  that  the  4,000  privy  pits  of  the  capital  may  be 
speedily  filled  up  and  replaced  by  earth  closets,  under  municipal  control ;  or,  if 
circumstances  permit,  that  water  closets  be  introduced  into  the  houses  in  their 
place. 

The  members  will  doubtless  recollect  that,  in  the  early  part  of  last  y^ar,  a 
conference  was  held  at  Ottawa,  between  provincial  and  federal  public  health 
authorities,  re  cholera,  etc.  The  conference  drafted  a  report,  which  was  presented 
to  the  federal  government,  embodying,  in  brief  form,  the  several  duties  and 
responsibilities,  to  be  assumed  respectively  by  the  Dominion  and  the  Provinces  in 
the  matter  of  taking  precautions  against  and  dealing  with  any  threatened  invasion 
of  Asiatic  cholera.  The  federal  governuient  deserves  great  credit  for  the  thorough 
manner  in  which  it  carried  into  effect  the  recommendations  of  the  conference. 
Now  that  the  danger  for  1893  is  over,  the  gentlemen  composing  that  conference,, 
and  Canadian  public  health  authorities  generally,  have  the  satisfaction  of  know- 
ing, that  not  a  single  case  of  cholera  was  imported  into  Canada,  and  that,  even  if 
any  cases  had  reached  our  shores,  an)ple  precaution  had  been  taken  at  quarantine 
to  prevent  the  dissemination  of  the  disease.  Small-pox  has  also  been  prevented 
from  reaching  us  through  the  St.  Lawrence,  though  ships,  containing  persons  ill 
with  that  disease  reported  at  Grosse  Isle  last  summer.  Owing,  however,  to  efficient 
precautions  having  been  taken  by  the  superintendent  at  that  station  fresh  cases  did 
not  occur.  The  vessels  upon  wliich  the  disease  had  appeared  were  disinfected,  at 
quarantine,  provided  with  fresh  crews  and  restored  after  a  short  delay  to  the  pur- 
poses of  commerce.  This  is  certainly  a  remarkable  showing  which  of  itself  proves, 
even  if  other  similar  evidence  were  wanting,  that  modern  hygiene,  properly  under- 
stood and  skillfully  practised  is  of  the  greatest  utility  to  the  trade  and  commerce 
of  this  country. 

It  will  be  the  duty  of  this  Board  to  consider  the  advisability  of  framing 
regulations  providing  that  the  l)odies  of  persons,  who  have  died  of  scarlet  fever^ 
shall  be  interred,  with  the  least  possible  delay,  and  with   the  usual  sanitary  pre- 

35 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


<;autions  in  some  cemetery  of  the  municipality,  in  which  the  death  has  taken 
place.  As  you  are  aware,  regulations  of  this  character  apply  to  the  burial  of  the 
bodies  of  persons,  who  have  died  of  small-pox,  cholera  and  diphtheria.  Scarlet 
fever,  while  not  quite  so  much  dreaded  as  the  diseases  just  mentioned,  is  often 
dangerous  to  life,  and,  as  the  number  of  children  in  this  province,  liable  to  be 
attacked  if  exposed  to  it,  is  now  considerable,  the  prudence  of  minimizing  this 
danger  will  doubtless  commend  itself  to  your  judgment. 

An  important  report,  dealing  with  the  question  of  the  transmission  of  tuber- 
culosis to  man,  particularly  from  animals  of  the  bovine  race,  and  giving  the 
results  of  an  extensive  scientific  study  of  that  question,  will  also  be  presented  by 
the  committee  on  epidemics. 

It  is  sad  to  relate,  yet  nevertheless  true,  that  typhoid  fever  is  reported  from 
all  the  cities  of  the  province.  I  have  been  curious  to  learn  the  number  of  towns, 
townships  and  villages  reporting  the  presence  of  that  disease.  The  figures  taken 
from  the  available  reports  of  Local  Boai-ds  of  Health  for  1898  ai'e  as  follows  : — 

Towns  with  typhoid  fever    30 

Towns  without  typhoid  fever 18 

Total   towns   reported 48 

Percentage  of  towns  with  Lyplmid  fever  to  total  towns .  .62.5 

Townships  with  typhoid  fever 87 

Townships  without  typhoid  fever    182 

Total  townships  reported 2(jy 


Percentage  of  townships   with   typhoid  fever    to  total 

townships    32.3 

Villages  with  typhoid  fever 21 

Villages  without  typhoid  fever .58 

Total  villages  reported 79 

Percentage  of  villages  with  typhoid  fever  to  total  villages  26 . 5 

The  percentages  for  1892  are  almost  identical  Towns,  6-5.9;  townships,  87.2  ; 
villages,  38.3.  Typhoid  fever  is  therefore  reported  from  all  our  cities;  from  62 
to  6.5  per  cent,  of  oar  towns  ;  from  32  to  37  per  cent,  of  townships,  and  from  26 
to  38  per  cent,  of  the  villages. 

Now,  from  the  consensus  of  medical  opinion,  it  ma}'  be  said  with  almost  abso- 
lute certaint}',  that  the  individual  who  contracts  typhoid  fever  has  been  exposed 
to  excremental  pollution  of  water  or  air.  Professor  Brouardel  of  Paris,  president 
of  the  Gomitee  consultatif  d' Hygiene,  says  that  "  the  agents  for  the  propagation 
of  this  disease  are  the  water  we  drink,  the  air  we  breathe,  soiled  clothing  and  the 
hands  of  attendants."  Water  he  believes  to  be  much  more  frequently  the  carrier 
of  the  infection  than  air.  In  this  opinion,  I  think,  most  physicians  in  Canada 
will  be  inclined  to  concur.  I  may  say  therefore  that,  while  we  admit  that  expos- 
ure to  emanations  from  leaking  cesspools,  untrapped,  unsealed,  or  choked  house 
drains  may  prove  the  exciting  case  of  typhoid,  in  particular  instances,  we  feel 
satisfied  that,  in  the  large  majority  of  cases,  this  disease  arises  from  the  use  of 

36 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


water  charged  with  excremental  filth.  It  is  a  well  known  fact  that,  in  all  typhoid 
outbreaks  in  country  districts,  the  disease  has  its  source  in  a  well  into  which 
runs  the  liquid  from  an  adjacent  dung  heap  or  privy.  Frequently  also  this  foul 
water  finds  its  wa}'^  into  the  milk,  which, in  its  turn,  reaches  villages,  towns  and  cities- 
Cases  have  also  been  traced  to  the  use  of  cream,  and  some  have  probably  occurred 
through  the  use  of  impure  ice. 

I  deem  it  my  duty,  therefore,  to  warn  Local  Boards  of  Health  to  continue  the 
energetic  action,  inaugurated  so  happily  a  year  ago,  and,  as  soon  as  the  spring 
opens  to  order  a  careful  cleansing  of  drains,  cesspools,  and  particularly  of  the  sur- 
face of  the  earth  about  outhouses  and  dwellings  in  their  several  municipalities. 
Dwellers  in  sewered  cities  and  towns  should  protect  themselves  by  careful  plumb- 
ing in  their  houses,  by  endeavoring  to  secure  the  overhead  ventilation  of  sewers 
and  moreover,  when  typhoid  prevails  in  a  municipality,  the  water  and  milk,  if  at 
aU  suspected,  should  be  boiled.  Mr.  Shirley  Murphy,  Medical  Health  Officer, 
London,  in  discussing  the  causation  of  typhoid  outbreaks,  at  the  International 
Congress  of  Hygiene,  of  1891,  .said,  "there  was  no  doubt  that  boiling  milk  des- 
troyed the  germs  of  typhoid  ;  householders  in  his  opinion  ought  always  to  boil 
their  milk  ;  this  fact  could  not  be  too  strongly  pressed  upon  the  public."  From 
the  foregoing  remarks,  it  will  readily  be  concluded,  that  the  most  important  work, 
incumbent  on  a  Local  Board  of  Health,  is  to  provide  a  good  water  supply  for  the 
municipality.  If  the  supply  is  taken  from  wells,  then  the  latter  should  be  pro- 
perly constructed.  Professor  Koch,  of  Berlin,  in  a  recently  published  paper  on 
"  Water  filtration  and  Cholera,"  shows  how  wells  may  be  made  perfectly  safe  and 
free  from  disease  germs.  He  writes  as  follows :  "  It  will  certainly  not  be  easy 
to  arrange,  that  wells  already  in  existence,  even  if  badly  constructed  and  danger- 
ou.sly  situated  .should  be  gi\en  up ;  but  that  is  not  always  necessary.  It  will  be 
comparatively  ei\sy,  in  most  cases,  .so  to  alter  the  construction  of  the  well,  as  to 
remove  all  danger  of  contamination  from  above.  It  is  only  necessary  to  give  to 
the  well  the  same  protection,  or  apjiroximatcly  the  same  protection,  against  con- 
taminating percolations,  by  means  of  filtering  layers  of  soil,  such  as  exist  in  the 
case  of  a  simple  pump.  To  achieve  this,  one  should  proceed,  by  filling  the  well 
up  to  the  highest  water  point  with  gravel  and  cover  the  gravel  with  sand,  up  to 
the  very  top.  Here,  it  is  assumed,  that  the  well  is  already  provided  with  an  iron 
pipe,  or  if  this  is  not  the  case,  that  it  will  be  provided  with  one,  before  the  gravel 
and  sand  are  put  in.  In  this  way,  the  well  is  turned  into  a  pump,  with  the 
advantage  over  other  ordinary  pumps,  that  its  lower  end  dips  into  a  layer,  which 
gives  no  resistance  to  the  subsoil  water.  If  it  is  proposed  to  keep  the  water 
supply  of  the  well  quantitatively  intact,  in  order  that  for  instance,  for  purposes^ 
of  extinguishing  fires,  a  certain  quantity  of  water  should  be  at  hand,  there  should 
then  be  erected,  above  the  highest  point  reached  by  the  well  water,  a  construction 
of  masonry  or  of  iron,  capable  of  lifting  the  protecting  sand  covering.  But  the 
last  .should  never  be  less  than  two  metres  deep.  It  is  also  to  be  recommended,^ 
that  the  pump  should  not  be  erected  immediately  over  the  well,  but  some  dis- 
tance from  it,  and  that  it  should  be  put  into  communication  with  the  well  by  a 
lead  pipe.  This  would  prevent  the  water  of  the  well,  which,  when  used  for  wash- 
ing and  other  domestic  purposes,  becoming  foul,  Irom  leaking  into  the  soil  around. 
Wells,  protected  in  this  or  similar  methods,  by  good  filtering  layers,  give  the  same 
protection  against  the  infection  of  water,  as  is  given  by  the  sand  filtration  of  the 
great  water  works.  In  fact,  they  really  give  greater  protection,  for  they  are  not 
exposed  to  disturbances  in  the  process  of  filtration,  and  are  also  not  affected  by  frost." 

With  regard  to  public  water  supplies,  the  same  line  of  reasoning  should  be 
adopted.  If  polluted  with  excremental  filth,  then  the  water  should  be  filtered 
befoi^e  it  is  discharged  into  the  mains-     The  correctness   of  this  statement  is. 

37 


57  Victoria,  (Sessional  Papers  (No.  li^).  A.  1894 


proved,  by  many  testimoni  .'S  in  Eni,'l;inil,  an  1  on  tho  continent  of  Europe.  It  is 
also  confirmed  by  the  experience  of  the  Massachusetts  Board  of  Health,  in  the 
purification  of  the  water  supply  of  the  city  of  Lawrence.  The  Lawrence  filter 
(cost  $iiO,000)  began  its  work  on  the  Merrimack  water  September  20th,  1898,  the 
State  Board  of  tlealth  supervising^  the  work,  and  now  reporting,  for  the  first  two 
months  a  large  reiluotion  of  organic  matter,  and  of  all  but  two  per  cent,  of 
microltes.  Also,  that  the  i-emaining  microbes  find  tlie  organic  pabidnm,  on  which 
they  subsist,  so  scanty,  that  tlie}^  not  only  fail  to  propagate,  but  actually  perish  in 
the  reservoir  and  pipes,  so  that  only  a  half  of  one  percent,  survive  to  enter  the 
dwellings. 

Gentlemen,  I  think  I  may  say,  that  we  all  know  of  public  water  sup- 
plies in  this  province  in  whicli  a  considerable  reduction  of  the  organic  matter 
atid  a  corresponding  destruction  of  the  microbes  would  be  of  the  highest  utility. 
Let  us  hope,  that,  with  the  growth  of  a  more  enlightened  public  sentiment,  and  a 
desire  for  physical  perfection  in  the  things  whicli  concern  health  and  life,  the 
householder  will  strive  to  procure  for  himself  and  family,  and  the  Local  Board  of 
Health  for  all  the  families  of  the  municipality,  water  as  free  from  filth,  as  it  is 
possible  to  get  it ;  and  then,  there  is  no  doubt  that  typhoid  fever  will  cease  to  fill 
.a  conspicuous  place  in  our  annual  reports. 


38 


57  Victoria.  Sessional  Papers  (No  12).  A.  1894 


KEPORT  OF  THE  COMMITTEE  OS   EPIDEMICS    ON    OUTBREAKS  OF 
SMALL-POX  IN  THE  PROVINCE. 

Prepared  by  the  Secretary,  P.  H.  Bryce,  M.A.,  M.D. 

To  the  Chait  man  and  Members  of  the  Provincial  Board  of  Health  : 

Gentlemen, — Having  learned  of  the  existence  of  small-poxat  Fort  William 
and  Rat  Portage  in  this  province,  and  of  a  number  of  cases  at  Winnipeg,  I  pro- 
ceeded on  May  1st  to  the  district  with  a  view  to  inform  myself  as  to  the  facts, 
and  of  the  measures  taken  to  prevent  the  spread  of  tlie  disease. 

I  first  visited  North  Bay,  a  town  of  some  2,000  population,  and  found  it  still 
with  snow  hardly  disappeared,  and  the  streets,  lanes  and  yards  with  the  collec- 
tions of  refuse  created  during  the  winter.  The  Local  Board  of  Health,  although 
appointed,  had  not  met  this  3'ear,  and  the  Inspector  had  only  notified  ratepayers 
to  clean  up  before  the  15th  of  May. 

I  had  an  informal  meeting  with  several  members  of  the  Board,  and  indicated 
the  necessity  for  prompt  and  extended  action  with  a  view  to  removing  sources 
of  danger  to  health  and  to  the  end  of  preparing  for  the  care  of  any  cases  of  dis- 
ease which  might  be  introduced  by  immigrants  passing  that  point.  It  is  a  point 
of  great  importance  on  the  through  route  to  the  North-West,  as  it  is  some  twenty 
hours  from  Quebec  ami  is  the  junction  of  the  Canada  Pacific  Railway  and  North- 
era  railway,  and  has  the  immigrant  trains  both  via  the  Sault  and  Port  Arthur 
passing  through.  These  occasionally  are  delayed  there  several  hours,  and  innni- 
grants  leave  the  train  and  mingle  with  persons  at  the  station  and  also  go  into  the 
town.  I'here  is  a  public  water  supply  taken  from  shallow  water  in  Lake  Nipis- 
sing,  which  receives  within  a  mile  of  the  intake  pipe  at  least  one  sewer  from  the 
railway  station.  No  sewerage  system  yet  exists,  but  there  is  a  number  of  open 
<litches,  helping  to  drain  away  surface  wastes. 

The  next  town  on  the  line  northward  is  Sudbury,  the  centre  of  a  large  min- 
ing district,  with  probably  a  population  of  1,500  in  the  town  and  a  total  of  (),0')0 
in  the  district.  The  town  is  well  situated  with  a  sandy  soil,  but  is  rather  low  in 
the  central  portion,  with  a  ])olluted  creek  running  to  the  east  of  the  town.  It  is 
the  centre  of  a  judicial  district,  there  being  a  provincial  lock-up,  and  a  police 
magistrate.  The  town  is  newly  incorporated  and  its  Local  Board  has  only  been 
organized,  but  cannot  be  sail  I  to  have  started  work.  The  council  liad,  however, 
1  ist  week  directed  a  town  contractor  to  begin  carting  away  refuse,  and  house- 
holders were  ordered  to  begin  cleaning  up. 

There  is  no  public  water  supply,  there  being,  however,  in  addition  to  several 
driven  wells,  a  spring  on  the  hillside,  boxed  in  and  from  which  water  is  hauled  in 
barrels  at  a  cost  of  twenty  cents  per  barrel.  This  spring  is  badly  protected  and 
is  suspected  of  having  been  polluted  last  autunui  and  to  have  been  the  cause  of  a 
serious  outbreak  of  ty|dioid.  There  is  some  talk  of  its  being  im])roved  and  a  pipe 
being  laid  to  a  tank  in  the  town,  supplying  on  its  way  the  lock-up.  This  is 
greatly  needed  both  for  lessening  the  cost  of  water  and  for  fire  purposes.  At  this 
point  the  Sault  branch  meets  the  main  C.  P.  Railway  ;  and  in  view^  of  this  fact 
and  the  several  outbr>3aks  of  small -pox,  there  is  alarm  lest  a  similar  occurrence 
may  at  any  time  take  place  there.  It  is  80  miles  north-west  of  North  Bay. 
From  this  point  the  main  line  runs  north-westerly  pa-<sing  a  number  of  small 
stations,  tlie  principal  being  Chapleau  and  Schreiber  where   the   work  shops  are. 

39 


57  Victoria.  Sessional  Papers  (No.  12V  A.  1894 


Beyond  there  are  Port  Arthur  and  Fort  William  at  the  head  of  Lake  Superior 
and  tweutv-four  hours  luu  from  North  Bay.  The  former  of  these  is  a  town  of 
2,500  well  situated  on  the  hillside,  and  extending  westward  meets  Foit  William, 
a  new  town  on  the  fiat  land  between  three  rivers,  of  which  the  Kaministiquia  is 
the  chief.  Neither  has  a  proper  public  water  supply,  although  Port  Arthur  is 
partially  supplied  by  wells  or  by  water  carted  in  barrels.  Some  sewers  exist  in 
Port  Arthur,  and  both  towns  have  a  number  of  good  buildings.  They  are  con- 
nected by  an  electric  railroad.  Both  are  in  a  fair  sanitary  condition  although 
cleaning  up  had  hardly  begun  owing  to  the  late  spring.  Diphtheria  has  been  pre- 
valent more  or  less  in  Port  Arthur  during  the  last  year  or  so  ;  but  few  cases  exisi 
at  present.  There  are  Local  Boards  of  Health  in  both  towns,  faiily  active  at 
present,  having  had  to  deal  with  an  outbreak  of  small-pox. 

Some  twelve  hours  by  railway  west  of  these  towns  are  E,at  Portage,  Norman 
and  Keewatin,  all  practically  together  on  the  shores  of  Lake  of  the  Woods,  with 
drainage  into  Winnipeg  River.  Rat  Portage  is  a  thriving  town  of  2,000  or  2,500 
situated  on  a  rocky  Ibundation,  much  scattered  but  with  good  drainage,  tir.st  into 
the  lake  thence  into  Winnipeg  river.  The  houses  are  good,  and  lumbe'-ing  is  a 
chief  industry.  The  town  however,  had  not  begun  to  clean  up  and  it  stands  in 
great  need  of  it.  Owing  to  the  large  lumbering  and  mining  interests  there  are 
probably  5,000  people  in  the  town  and  district,  who  make  this  their  head- 
quarters. This  with  the  floating  character  of  the  population,  as  at  Sudbury, 
makes  it  peculiarly  exposed  to  the  introduction  of  contagious  disease,  and  create  s 
a  difficulty  in  dealing  with  such  outbreaks.  There  is  a  Local  Board,  which  with 
an  active  Maj'or  and  Council,  have  shown  much  activity  in  dealing  with  the  out- 
break of  small-pox. 

Typhoid  has  in  past  years  greatly  prevailed,  owing  to  the  drainage  into  the 
lake  from  which  water  has  been  hauled  from  along  the  shore  in  barrels  at  twenty- 
five  cents  per  barrel.  Some  scheme  it  is  hoped  will  soon  be  adopted  where!  >y  a 
pipe  will  be  extended  into  the  deep  current  of  pure  water  of  the  lake  and  carried 
to  some  central  high  point  convenient  for  domestic  use  and  fire  purposes. 

I  also  visited  Winnipeg  and  spent  several  days  there  and  found  a  committee 
of  the  newly  organized  Provincial  Board  of  Health  in  session  taking  evidence  in 
an  enquiry  into  the  Smead-Dowd  system  of  heating  and  ventilating  schools. 

The  province  of  Manitoba  is  divided  into  four  health  districts  and  inspectors 
appointed  for  each.  The  Inspector  of  the  Winnipeg  District  was  busily  engaged  in 
connection  with  the  small-pox  camp.  A  general  hospital  and  splendid  isolation 
hospital  exist  in  the  city  and  except  in  the  important  matters  of  a  good  and  efficient 
water  supply  and  an  extended  sewerage  system  Winnipeg  is  well  advanced  in 
matters  of  public  sanitation. 

The  members  of  v^our  Board  have  already  been  made  acquainted  through 
the  newspaper  press  with  the  several  outbreaks  of  small-pox  in  this  norttjern 
district,  the  first  case  being  one  in  the  person  of  a  servant  engaged  in  a  private 
house  in  Winnipeg,  who  had  arrived  via  Halifax  in  the  S.  S.  Buenos  Ayrean,  and 
the  rest  being  either  passengers  on  the  S.  S.  Vancouver  to  Halifax,  or  persons 
exposed  on  one  of  the  two  trains  which  carried  immigrants  from  this  steamer 
westward. 

On  April  18th,  two  trains  passed  westward  to  Winnipeg  the  first  of  which 
had  a  case  of  small-pox  in  a  child.  The  child  had  apparently  been  sick  twenty- 
four  hours  or  more,  as  the  rash  was  well  developed.  The  Canadian  Pacific  Rail- 
way physician,  Dr.  Beck,  of  Port  Arthur,  was  sent  for  and  diagnosed  the  case, 
locked  the  car  and  sent  it  on  to  Fort  William,  the  divisional  terminus  of  the 
railway. 

40 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


The  details  of  the  outbreak  will  be  found  in  the  report  of  the  Local  Board 
herewith  submitted. 

The  second  train  likewise  had  a  child  sick  with  small-pox  on  board.  The 
trouble  created  on  account  of  the  first  case  resulted  in  the  second  train  beinjr 
carried  past  Port  Arthur  directly  to  Winnipeg,  the  sick  child  it  is  said  having 
died  en  route.  Consternation  ensued,  when  the  case  was  reported  in  Winnipeg, 
and  when  it  was  known  that  the  passengers  from  the  same  car  and  the  other 
cars  were  going  about  the  streets  and  mingling  with  the  general  public.  I  fur- 
ther learned,  while  I  was  in  that  city,  that  most  of  these  immigrants  were  not 
intending  to  stay  in  the  Canadian  North-West  but  were  carried  by  the  C.  P. 
Railway  on  tickets  to  Winnipeg  and  were  there  to  buy  new  tickets  to  Dakota. 
By  a  ruse  most  of  these  passengers  were  got  into  the  train  again  and  were  at  once 
taken  outside  the  city  and  quarantined  in  the  cars.  Thence  they  were  subse- 
quently moved  into  tents  temporarily  erected,  one  or  two  cars  likewise  being 
kept  for  use.  Some  300  suspects  were  in  camp  at  the  time  of  my  visit,  and  nine 
cases  had  occurred,  two  of  whom  have  died.  The  cost  of  maintaining  this  camp, 
in  providing  police,  physicians,  etc.,  is  a  most  serious  one,  and  the  same  may  be 
said  of  the  camp  at  Fort  William,  there  being  some  67  suspects  quarantined  there 
and  seven  cases  wiih  one  death  to  date.  Second  cases  occurred  at  both  these 
camps,  most  of  those  at  Fort  William  being  French -Canadians,  who  had  boarded 
the  train,  it  is  stated,  at  Ottawa.  The  Rat  Portage  case,  which  has  also  died, 
was  likewise  a  French-Canadian.  He,  with  several  others  had  gone  west  on  the 
train  on  the  15th,  bearing  the  sick  child  to  Winnipeg,  and  went  to  an  hotel  board- 
ing house.  On  the  26th,  taking  ill,  a  physician  was  called,  and  on  the  29th  the 
case  was  declared  small-pox  and  was  removed  to  a  temporary  hospital  which  was 
hurriedly  erected.  The  hotel  was  quarantined,  with  some  seventeen  inmates, 
and  a  guard  placed  upon  it.  Trouble  was  with  difiiculty  averted,  as  the  owner 
complained  of  loss  of  his  business.  As  several  had  been  exposed  it  was  feared 
other  cases  would  occur,  but  prompt  vaccination  it  is  hoped  will  avert  the  danger. 
The  future  danger  from  these  several  camps  will  be  of  course  when  those  exposed 
are  set  free.  The  care  being  taken  in  extending  the  period  of  detention  to  twenty- 
one  days  and  in  disinfecting,  will  it  is  hoped,  however,  avert  it. 

These  several  outbreaks  bring  into  prominence  a  number  of  points  which  I 
desire  to  bring  to  the  Board's  attention.  Dealing  with  the  outbreak  as  a  whole,  it  is 
apparent  at  the  outset,  that  whatever  may  be  said  of  the  quarantine  at  other 
ports,  that  at  Halifax  was,  during  the  past  winter,  and  is  still,  as  seen  in  the  fact 
of  immigrants  by  two  vessels  having  within  the  month  of  April  transmitted 
small-pox  to  this  province,  most  defective.  That  vaccination  on  the  ocean  vessels 
is  not  practised  regularly  is  seen  in  the  fact  of  three  cases  'of  infection  at  least 
being  introduced;  and  that  the  unvaccinated  are  allowed  entrance  at  this  port 
is  equally  apparent.  That  no  great  care  even  of  inspection  of  the  sick  has  been 
carried  out  in  these  cases  is  learned  from  the  fact  that  two  of  the  cases  had  the 
rash  well  de^"cloped  when  Port  Arthur  was  reached,  one  child  even  having  died 
when  the  train  had  reached  Winnipeg.  Manifestly  therefore,  we  have  the  following 
points  made  plain,  (1)  that  these  immigrants  were  infected  in  Europe,  there  having 
been,  they  say,  a  case  of  small-pox  on  the  train  on  the  continent  on  which  they 
travelled ;  (2)  that  the  ship  surgeons  are  not  obeying  the  quarantine  rules 
regarding  the  general  vaccination  of  steerage  passengers ;  (3)  that  the  port 
examination  for  evidence  of  vaccination  is  neglected  or  wholly  perfunctory,  and 
(4)  that  the  i-ailway  company  knowingly  transported  two  cases  many  hundred 
miles  after  tlieir  sickness  was  evident  to  the  most  casual  observer. 


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57  Victoria.  Sessional  Papers  (No.  1:^).  A.  1894 


Dealing  with  the  matter  as  it  affects  the  health  of  this  province  it  is 
manifest  that  when  such  a  state  of  affairs  is  possible  along  the  route  of  immigrant 
travel,  every  municipality,  but  especially  those  towns  at  railway  junctions  and 
terminal  points  of  divisions  are  at  any  moment  liable  to  be  exposed  to  cases  of 
disease  thus  introduced,  since  trains  are  delayed  at  times  several  hours  and 
immio-rants  mingle  with  persons  at  the  station  and  visit  restaurants  and  shops 
purchasing  provisions.  What  protection  then,  we  may  ask,  is  being  afforded  to 
the  citizens  of  these  places,  and  the  rest  of  the  province  ? 

The  relatively  small  size  of  these  towns,  their  recent  foundation,  and 
comparatively  small  wealth  have  necessarily  made  health  matters  of  only  slow^ 
growth,  and  as  has  been  noticed,  the  routine  health  work  of  these  toAvns  is  not 
o-reatly  advanced.  As  regards  hospital  ai'rangements,  except  in  Port  Arthur,  there 
is  nothing  whatever  of  a  permanent  character.  There  is  there  a  well  conducted 
general  hospital ;  but  except  the  temporary  huts  at  present  at  Fort  William  and 
at  Rat  Port ige,  no  structure  whatever  exists  for  dealing  with  cises  of  contagious 
disease.  A  small  private  hospital  exists  at  Sudbury  mostly  of  U'^e  for  surgical 
cases  from  the  mines. 

Recognizing  urgency  in  this  matter  the  letter  herewith  read  was  transmitted 
by  your  Secretary  to  the  Minister  of  the  Department  who  thereupon  communicated 
reo-arding  the  matter  with  the  several  Ministers  of  the  Federal  Government. 
Replies  have  been  received  that  the  matter  is  receiving  consideration. 

During  my  visit  of  inspection  to  the  various  towns  I  met  with  the  health 
authorities  in  each  town  and  urged  the  following  method  of  providing  against 
future  dissemination  of  the  disease  : 

1.  That  the  municipality  erect  a  permanent  isolation  hospital  for  use  at  all 
times  for  diphtheria,  scarlatina',  etc.,  and  that  they  have  an  annex  or  separate 
structure  for  any  ca-^es  of  small-pox  or  cholera  which  may  arise.  Such  would  be 
equipped  and  have  caretakers  who  would  do  the  cooking,  heating,  etc. 

2.  That  where  perfectly  equipped  the  authorities  might  then  apply  to  the 
Ontario  Government  for  aid  under  the  Charities'  Act  as  a  per  diem  allowance 
according  to  the  number  of  patients  treated  daring  the  year. 

3.  That  the  Immigration  Department  be  asked  to  establish  at  three  points 
on  this  route,  "  Houses  of  Detention  "  for  the  care  of  suspects,  these  being  under 
the  supervi.sion  of  the  Local  Board  of  the  town  or  district.  Thes  3  points  would 
be  North  Bay  or  Sudbury,  Port  Arthur  or  Fort  William,  and  Rat  Portage.  The 
method  of  procedure  in  these  cases  as  regards  division  of  cost,  which  seems 
equitable,  would  be  as  follows : 

1.  The  Local  Board  or  a  committee  of  two  or  more  Boards  wouhi  control  the 
hospital  and  House  of  Detention. 

2.  The  charges  would  be  levied  by  them  for  all  patients,  on  the  patient  in 
the  first  instance,  and  if  unable  to  pay,  then  on  the  person  who  is  his  legal 
guardian. 

3.  If  a  poor  person  from  the  municipality,  the  latter  would  bear  tne  cost. 

4.  If  from  an  outside  municipality,  then  according  to  the  Sraall-pox  Regula- 
tions, the  first  named  municipality  must  take  charge  of  patient  and  transmit  cost  of 
caring  for  same  to  this  Board,  which  I  presume  would  a;tply  to  the  municipality 
or  other  authority  responsible  for  his  care.  This  procedure  would  be  the  same  in 
the  case  of  suspects. 


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57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


•5.  If  such  persons  were  from  outside  the  province  and  had  transmitted  the 
■disease,  it  seems  reasonable  that  the  Provincial  Poard  of  Health  of  .such  other 
province  would  bear  the  responsibility  of  collecting  the  charges. 

6.  If  in  an  immi^'ant  who  had  passed  quarantine,  then  whether  sick  or  a 
suspect,  his  charges  would  be  bornebyhimself  orby  the  Immigration  Department, 
if  a  bona  fide  immigrant  to  Canada. 

7.  If  a  through  immigrant  to  the  United  States,  even  though  ticketed  to  a 
Canadian  terminus  it  seems  only  proper  and  just  that  the  railway  carrying  him 
should  be  responsible  for  his  maintenance  and  cai-e.  This  principle  should  govern 
immigrants  whether  by  Port  Arthur,  Sault  Ste.  Marie,  Sarnia  or  Windsor. 

All  of  which  is  respectfully  submitted. 

P.  H.  BRYCE, 

Secretary. 


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57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


REPORT  OF  THE  COMMITTEE  ON  EPIDEMICS  ON  CH(  )LERA. 
Adopted  by  the  Board,  August  19th,  1893. 

To  the  ChairniaTi  mul  Members  of  the  Provincial  Board  of  Health  : 

Gentlemen, — It  is  with  much  pleasure  that  your  Committee  has  to  report 
the  continued  freedom  not  only  of  the  province  but  also  of  Canada  fi'om  the 
presence  of  cholera. 

While  this  continued  immunity  causes  much  reason  for  thankfulness,  it  has 
been  the  cause  of  some  apprehension  that  the  newspapers  announced  the  arrival  at 
New  York  of  two  infected  vessels  within  the  last  fortnight.  These  vessels  were  the 
S.  S.  Kararaania,  clearing  from  Naples  loth  of  July  with  471  immigrants  and  a- 
total  of  all  on  board  of  524  persons,  arriving  August  3rd  ;  and  S  S.  Massilia. 
which  sailed  from  Naples  on  the  22nd  of  July  with  330  immigrants,  arriving  in 
New  York  a  day  or  two  later  than  the  Karamania.  On  the  10th  of  August  both 
ships  were  reported  by  the  Medical  Health  Officer  of  New  York  Quarantine  as 
having  been  disinfected,  all  on  board  the  Karamania  remaining  well.  Since  the 
10th,  however,  a  number  of  the  passengers  removed  from  these  vessels  to  Hoffman 
Island,  the  Station  of  Observation,  were  taken  ill;  the  total  cases  to  August  17th 
amounting,  according  to  newspaper  reports,  to  20  in  all,  with  some  10  deaths. 
These  took  place  at  Swinburne  Island,  the  Hospital  Station.  On  August  17th 
the  station  was  reported  free  of  cholera.  It  is  to  be  hoped  that  the  increased 
vigilance  of  the  Inspectors  of  the  United  States  Marine  Hospital  Service  at 
Naples  and  Marseilles  will  prevent  the  further  importation  of  cholera  from  these 
ports. 

The  freedom  of  Germany  and  England  from  cholera  at  the  present  date  may 
be  taken  as  evidence  that  the  splendid  efforts  of  the  authorities  of  these  countries 
so  successful  since  the  Hamburg  epidemic  of  1892,  will  continue  to  prevent  any 
serious  outbreaks  occurring  in  either  of  these  countries,  not  more  than  one  or  two 
cases  seeming  to  have  appeared  in  either  country  and  these  two  have  been  promptly 
isolated. 

As  was  to  be  expected  the  disease  had  appeared  in  epid2mic  form  notably  in 
Podolia  as  well  as  in  other  Russian  provinces,  there  being  in  Podolia  1,165  cases 
and  350  deaths  in  the  fortnight  ending  July  22nd.  The  official  reports  of  cholera 
in  the  Russian  army  in  1892  contain  some  interesting  conclusions,  some  of  them 
being  : 

1.  That  quarantine,  (as  an  embargo  on  traffic)  is  quite  viseless  in  checking  the 
spread  of  cholera. 

2.  That  "inspection  stations  "  on  lines  of  communication  are  useful  in  supply- 
ing early  aid  to  the  sick,  but  do  not  succeed  in  checking  the  spread  of  cholera. 

8.  That  concentration  of  large  bodies  of  men  in  military  camps  proved  last 
year  most  harmful. 

4.  That  every  case  of  diarrhoea  at  such  times  must  be  regarded  as  cholera. 

5.  That  liying  companies  of  surgeons  equipped  for  medical  and  sanitary 
work  proved  exceedingly  valuable. 

As  has  often  happened  in  previous  epidemics  the  succeeding  year  finds  the 
epidemic  greatest  in  fresh  European  centres.  Last  year  it  was  on  the  German 
Ocean,  this  year  it  is  the  Mediterranean.  Up  to  August  1st  there  were  over 
12,000  pilgrims  quarantined  at  El  Tor  near  Mecca,  and  6,000  more  were  there  on 

44 


57  Victoria.  Sessio^.al  Papers  (No.  12).  A.  1894 


shipboard  ;  but  the  precautions  of  the  quarantine  board  have  been  causing  a  rapid 
diminution  of  cases.  Italy,  France  and  Spain  have  many  cholera  centres  ;  but  as 
in  the  past  years,  a  policy  of  suppression  of  information  has  been  and  is  being 
carried  out  in  some  of  these,  vrhich  naturally  causes  a  belief  that  matters  are 
worse  than  reported.  The  Italian  outbreaks  are  traced  to  France,  where  the 
policy  of  suppression  is  carried  out  en  rigeitr. 

The  necessity  for  continued  vigilance  at  all  points,  notably  at  ports  of  entry » 
is  thus  made  very  apparent,  and  it  is  with  much  comfort  that  we  behold  the  St- 
Lawrence  still  able  to  report  the  absence  of  a  single  reported  case  either  in  1802  or 
1893.  That  should  such  occur  they  will  be  promptly  dealt  with,  we  have  the 
best  grounds  for  belief ;  and  the  Board  may  congratulate  itself  along  with  other 
Provincial  Boards  that  the  representations  made  last  year  and  during  the  winter, 
to  the  Federal  Quarantine  authorities  were  accepted  in  the  heartiest  spirit  of  co- 
operation as  regards  the  St.  Lawrence,  and  that  our  quarantine  defences  there 
now  are  oi  the  first  order. 

The  Provincial  Board's  action  in  adopting  stringent  cholera  regulations, 
and  urging  action  on  Local  Boards  everywhere  has  doubtless  resulted  in  very 
great  advances  in  local  sanitation  throughout  the  province ;  and  it  is  with  much 
pleasure  that  your  Committee  can  report  a  summer  of  almost  unexi^mpled  free- 
dom from  the  diseases  which  usually  prevail  at  this  season.  It  is  to  be  hoped 
that  the  large  amount  of  local  work  inaugurated  will  be  continued  and  that  the 
benefits  resulting  in  tiie  past  months  will  be  perpetuated  in  succeeding  years. 

All  of  which  is  respectfully  submitted, 

PETER  H.  BRYCE. 

C.  H.  GOVERN  TON. 


45 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1891- 


REPORT  OF  THE  COALMITTEE  ON  EPIDEMICS  RE  ISOLATION, 

Prepared  by  C.  W.  Coverntox,  M.  D. 

Gentlemen, — The  vexed  question  of  prompt  isolation  of  contagious  diseases 
has  for  long  been  a  disturbing  one,  medical  attendants  on  such  eases  possibly 
anticipating  serious  objection  being  made  by  the  parents  or  relatives  of  the  persons- 
so  afiected.  At  every  Congress  that  I  have  attended  since  1882  this  most 
important  question  has  come  up  for  discussion  ;  indications  there  were  at  each 
meeting  of  an  access  of  numbers  to  the  absolute  necessity  of  its  adoption,  if  we- 
were  to  accomplish  a  great  diminution  of  the  spread  of  such  diseases.  At  the  Geneva- 
Fourth  International  Congress  at  which  i  had  the  honor  of  being  delegated  by  our 
Board  as  their  representative,  this  subject  was  one  of  the  most  important  ones,, 
occuiiying  the  attention  of  members  convened  from  all  parts  of  Europe,  meeting 
with  a  large  amount  of  approval  but  not  commanding  a  majority  of  votes.  An 
Italian  physician  insisting  upon  the  necessity  of  phthisis  being  added  to  the 
number  of  infectious  diseases,  recommended  that  before  the  Congress  ended  a 
resolution  should  be  passed  advising  the  necessity  for  having  patients  suffering- 
from  this  scourge  being  relegated  to  an  isolation  hospital.  The  members  of  the 
meeting,  however,  were  not  at  that  time  prepared  for  the  adoption  of  the  recom- 
mendation. At  the  next  meeting  some  years  after  convened  at  Brighton,. 
England,  at  which  I  was  the  Board's  delegate,  the  same  question  of  isolation 
occurred,  met  with  a  greater  amount  of  support  than  given  at  previous  gather- 
ings, but  was  still  far  from  commanding  a  majority  of  votes.  Success  was 
reserved  for  the  seventh  International  Congress  of  Hygiene,  convened  in  London,, 
August  10th  to  the  17th,  1891,  to  which  I)r.  Cassidy  and  I  were  appointed  as- 
representatives  of  our  Provincial  Board.  At  this  meeting  your  delegates  urged 
the  necessity  for  having  strict  regulations  in  dealina;  with  infectious  diseases  and 
prompt  notice  either  hy  the  medical  attendant  or  sanitary  inspector  to  the 
medical  health  officer  so  that  the  patient  might  be  immediately  isolated  in  the 
residence  of  the  patient,  provided  that  a  room  for  removal  could,  to  the  satisfac- 
tion  of  the  medical  attendant,  be  found  so  situated  as  to  cut  off  all  communication 
with  other  members  of  the  household,  otherwise  the  patient  to  be  immediately 
removed  to  an  isolation  hospital.  Dr.  Craik,  of  Montreal,  concurred,  as  also  Dr, 
Prince,  of  Boston,  U.  S.,  Dr.  Whitaker  of  Belfast,  Councillor  Coe  of  Halifax, 
Councillor  Bioos  of  Leicester,  as  also  a  large  number  of  medical  men  from  all 
parts  of  Great  Britain,  and  for  the  first  time  by  a  large  majority  the  question  of 
immediate  notification  of  infectious  diseases  and  prompt  isolation  was  carried.  In 
"Public  Health,"  the  journal  of  the  incorporated  society  of  medical  health  officer.-^- 
Dr.  Armstrong,  the  Medical  Health  Othcei-  for  Newcastle-on-Tyne,  mentions  the 
introduction  of  small-pox  into  the  Newcastle  workhouse  by  a  tramp,  and  the 
subsequent  re-introduction  of  the  disease  into  the  same  place — also  into  common 
lodging  houses  in  the  city  by  other  tramps.  Dr.  Armstrong  applied  to  the 
Medical  Officers  of  Health  in  large  urban  districts  for  particulars.  The  replies 
furni-shed  in  response  yielded  information,  the  consideration  of  which  cannot  but 
create  a  strong  feeling  of  the  need  of  a 'prompt  and  energetic  rem^d^'  for  a  gross 
defect  in  the  present  system  of  the  administration  of  pieventive  medicine,  viz. 
that  which  allows  the  broadest  spread  of  disease  by  vagrants.  Of  sixtj'-five 
towns  invaded,  the  Medical  Officers  of  Health  furnished  the  following  particulars.. 

46 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


Thirty-seven  towns  or  fifty-nine  percent,  had  the  infection  primarily  from  vagrants. 
The  disease  was  brought  secondarily  by  vagrants  into  thirty-six  towns  includin<i- 
some  into  which  tirst  cases  had  also  been  brought  by  the  same  cla.ss  of  persons. 
Such  secondary  infections  occurred  as  often  as  nine  times  in  Carlisle,  Southamp- 
ton and  Sunderland,  twelve  times  in  Warrington,  fifteen  times  in  Keighly,  eighteen 
times  in  Blackburn,  and  no  less  thnn  twenty-five  times  in  Nottingham.  In  nine- 
teen instances  only  out  of  the  sixty-three  towns  reporting,  was  small-pox  infection 
stated  to  have  been  brought  otherwise  than  by  vagrants,  and  in  seven  of  these  it 
was  subsequently  re-introduced  by  vagrants  no  less  than  twenty-five  times,  and 
the  epidemic  is  still  going  on.  The  majority  (foity  four  in  seventy-three)  of  the 
Medical  Officers  of  Health  recorded  theii'  opinion  that  it  is  desirable  that  during 
the  prevalence  of  smallpox  or  other  epidemic  diseases  all  vagrants  before  leaviiio- 
common  lodging  houses  should  be  compelled  to  report  their  next  place  of  destina- 
tion to  the  master  or  keeper  of  such  houses.  Inasmuch  as  we  are  by  no  means 
destitute  of  tramps  in  Canada,  particularly  in  the  winter  season,  it  is  possible 
that  in  many  instances  the  spread  of  infectious  diseases  uiay  have  had  a  common 
origin,  and  I  would  suggest  to  our  Medical  Officers  of  Health,  approaching  to  five 
hundred  in  number,  the  importance  of  their  giving  particular  attention  to  these 
individuals  on  their  first  appearance  in  the  towns  or  cities  over  which  it  is  their 
special  i'unction  to  protect,  as  far  as  possible,  the  inhabitants  from  infectious 
diseases. 

All  of  which  is  resjiectfully  submitted, 


C.  W.  COVERNTON, 
P.  E.  BRYCE. 


47 


57  Victoria.  Sessional  Papers  (No.  I'J).  A.  1894 


REPORT  BY  THE   COMMITTEE   OS   EPIDEMICS   OX   AN  OUTBREAK 
OF  TYPHOID  FEVER  AT  CARLETOX  PLACE. 

Prepared  et  the  Secretabt,  P.  H.  BiiTCE,  M.A,  M.D, 

To  the  Ghairr/mn  and  Merrrihem  of  tlte  Provvacial  Board  of  HeaUJi, : 

Gestlemex, — I  have  the  honor  to  report  the  results  of  the  investigation  into 
ZM  epidemic  outbreak  of  fever  in  the  village  of  Carleton  'Place. 

It  appeared  from  the  correspondence  herewith  presented  that  there  existed 
in  that  town  a  large  amoant  of  sdckness,  which,  as  it  was  febrile  in  character, 
wa*  soApected  of  toeing  typhoid-  Aa,  however,  the  Local  Board  of  Health  had 
not  had  it  reported  a*  typhoid  by  physicians,  there  was  much  doabt  in  the  minds 
of  the  general  public  and  the  Local  Board  both  as  to  ites  extent,  severity  and 
cause.  Several  deaths  having  occurred  by  the  first  week  in  September,  repre- 
sentations were  made  to  me  with  the  resxUt  that  I  visited  the  town  on  September 
14ih  and  15th. 

The  town  preaents  several  features  of  sanitary  interest  Like  other  towns 
in  the  district,  it  i-f  sitoated  along  the  Mississippi  river  (Canada),  on  a  flat  lime- 
stone rock,  fissnred  in  all  directions,  sometimes  exposed,  in  erosions,  but  generally 
covered  with  soil  one  or  more  feet  in  depth. 

The  town,  until  ten  years  ago,  was  principally  a  lumbering  centre,  several 
lar«^  millji  being  situated  there,  and  the  class  of  lots  and  houses  were  small  and 
badly  built  Since  the  Canadian  Pacific  Railway  junction  was  established  there 
the  town  has  rapidly  grown  in  importance,  there  being  now  some  5,000  popula- 
tion living  on  an  unusually  imal]  area  for  an  Ontario  town.  The  old  houses  are 
largely  wooden,  but  brick  and  stone  are  being  eonstracted.  As  may  be  expected. 
the  cellara  are  shallow,  being  often  excavated  in  the  rock,  and  there  being  no 
sewerage,  they  are  very  frequently  receptacles  of  water.  The  water  supply,  till 
within  a  few  years,  has  been  several  public  welli  and  a  spring,  bat  recently  a 
number  of  private  weUs  have  been  bor^d.  These  are,  as  u-^ual,  near  the  kitchen 
door,  and  in  the  short  lots  not  infrequently  near  to  stables  or  privies.  The  bor- 
ings are  of  various  depths  in  the  limestone  rock,  going  down  indefinitely,  ^par- 
ently,  until  some  fissure  or  space  a<rljacent  thereto  is  reached,  where  water  is 
obtained  flowing  within  fifteen  or  twenty  feet  of  the  surface;,  in  most  inst^mces. 

There  is  no  regular  scavenging  system,  in  many  instances  no  lanes;  and 
while  Mr.  Macpheraon,  the  Inspector,  has  shown  this  year  unusual  zeal  and 
ability,  yet  handicappe^l  by  circumstances,  he  has  been  unable  to  make  the  town 
clean.     In  addition  '  its,  there  is  up  the  stream  and  within  the 

town  an  area  of  saw  :,me  twenty  acres  in  extent,  soakage  there- 

from being  constantly  towara  the  river  which  flows  through  the  town,  and  is 
used  by  some  for  drinking  purposes. 

From  the  conditions  already  thus  briefly  described,  it  will  be  easy  for  the  Board 
to  understand  that  with  a  summer  of  abundant  rainfall  conditions  have  existed 
both  on  the  surface  and  within  the  fissured  underlying  strata  for  pollution  of  any 
^vater  sTip}>ly  exposed  even  from  some  distance,  to  pollution  with  organic  matter 
<if  either  an  animal  or  vegetab^ le  character. 

4£( 


57  Victoria.  Sessional  Papers  (^o.  12).  A.  1894 


Rogardiug  the  onbbreak  ot  fever  itself,  it  appears  that  in  the  autumn  of  1892 
some  thirty  cases  of  fever  occui-red,  called  by  some  physii-iaus  typhoid,  by 
others  variously  bilious  fever,  gastritis,  enteritis,  or  remains  of  la  grippe. 

In  the  euil  ot  winter  and  spring  months  another  severe  outbreak  of  appar- 
ently speciHe  disease  occurred  of  a  choleraic  character,  diarrhcva  being  a  prominent 
symptom  of  the  disease,  popularly  being  called  cholerine. 

In  early  July  the  jiresent  outbreak  of  fever  began,  and  by  the  tunc  of  my 
visit  some  150  cases  had  occurreil,  called  fever,  and  by  some  gastritis.  As,  how- 
ever, some  four  deaths  had  occurred  at  the  time  of  my  visit  and  several  were 
then  lying  very  ill,  and  as  several  of  these  had  intestnial  hj^morrhage  and  col- 
lapse with  the  other  syntptoms  of  severe  enteric  fever,  it  was  not  ditlicult  to 
conclude  that  the  fever,  which  presented  especially  gastric  and  enteric  symjitoms 
«ven  in  the  many  mild  cases,  man}'  ot'  which  were  continued  fevers,  of  moderate 
elevation  o(  tem[>eiature  for  several  weeks,  unist  be  set  down  as  enteric  fever,  as 
seen  so  frequently  in  Ontario  during  more  recent  3'ears. 

Having  inspected  the  town  and  met  several  of  the  members  v(  the  Local 
Boaril  of  Health  and  town  physicians  informally  in  the  forenoon,  and  subse- 
quently at  a  s[)ecial  meotiug  of  the  Local  Board  ()f  Health  ;  having  had  read  the 
minutes  of  the  meetiugs  of  the  L.ical  Board  for  the  past  three  months  along  with 
other  i-eports  of  the  Sanitai\y  Inspector,  there  being  no  medical  health  titlicer, 
two  of  the  local  physicians  who  had  accepted  the  B  )ard's  re([uest  to  be  present, 
stated  their  experience  with  the  outbreak  and  their  conclusion  that  the  disease, 
mild  at  tirst,  had  shown  in  several  later  casos  the  various  signs  and  symptoms  of 
true  enteric  fever,  and  therefore  believed  that  the  disease  was  so  to  be  classed  as 
typhoid.  This  being  the  case,  the  ]H)iiit  was  raised  by  me  that  they  had  neglected 
to  notify  the  l>oard,  when  it  was  stated  by  them  that  so  much  odiinn  was  being 
cast  on  them  by  otlier  physicians  in  giving  the  town  a  bad  character  by 
saying  typhoid  fever  was  present,  that  they  disliked  appearing  so  to  speak  as 
informers.  However,  the  mayor  and  Board  stated  that  they  were  aware  sickness 
in  large  amount  was  present,  that  they  were  having  too  much  of  it,  and  that  tiicy 
wanted  to  stop  it  if  possible. 

1  then  briefly  reviewed  the  history  of  the  several  outbreaks,  and  the  insajiit- 
ary  ct)ndition  of  the  town,  and  pointed  out  the  inevitable  result  of  such  vvater 
supplies  in  a  town  yearly  growing  more  populous,  and  refuse  becoming  larger  in 
amount. 

1  pointed  out  that  the  sawdust  deposits  must  be  eonsideretl  responsible  for 
the  malarial  character  of  some  of  the  cases  in  the  vicinity  of  the  river,  and  con- 
cluded by  stating  that  while  1  should  be  pleaseil  to  have  an  extended  examina- 
tion of  the  various  waters  maile,  it  was  hardly  necessary  to  point  out  that  the 
evils  wouKl  increase  until  a,  pure  water  supply  was  introduced  from  up  the  river 
above  the  sawdust  or  other  source  of  pollution. 

The  Boaril  at  once  agreed  to  take  action,  and  I  adviseil  that  under  section 
78  of  the  Public  Health  Act,  physicians  not  reporting  cases  of  fever  should  be 
consitlered  as  violating  the  Act,  anil  slu)uld  be  dealt  with  aceonlingly  on  tlie 
ground  that,  unless  reported,  the  lx)ard  was  not  in  a  position  to  investigate  the 
local  cau.ses  of  the  disease. 

The  results  of  Mr.  Macken/,ii>'s  auahses  oi'  the  wati'r  saniplos  are  herewith 
submitted. 

At  last  advices,  owing  probably  to  the  advice  of  the  eireular  whieh  was 
issued  being  acted  upon,  the  epitlennc  was  decreasing. 


4  (11.)  4.0 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


As  the  result  of  the  analyses  I  would  advise  that  wells  numbered  4,  6,  8,  9, 
10,  11,  12,  l.S  be  permanently  closed,  as  being  polluted  with  soakage  of  animal 
organic  matter,  and  as  having  directly  caused  several  outbreaks  of  disease.  JSonie 
of  these  wells,  as  shown  by  excessive  chlorine,  show  sewage  pollution  from  pri- 
vies, stables,  etc.,  to  a  very  high  degree,  while 'others  show  organic  matter  in 
excess,  notabl}^  in  No.  1^^,  moi  e  manifestly  due  to  surface  tilth.  With  regard  to  the 
Queen's  Hotel  well,  the  analysis  shows  such  nn  extraordinary  degree  of  sewage  con- 
tamination, both  as  regards  free  ammoni  i,  albuminoid  ammonia  and  chlorine  that 
the  well  can  only  be  described  as  showing  evidences  of  sewage  pollution  so  great 
as  to  make  the  well  water  more  comparable  to  sewage  water  than  to  drinking 
water.  It  is  not  without  reason  that  the  ill-health  of  the  inmates  of  this  hotel 
had  become  a  subject  of  remark. 

All  of  which  is  respectfully  submitted. 

PETER  H.  BRYCE, 
C.  W.  COVERNTON. 


50 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894^ 


REPORT    OF   THE    COMMITTEE  ON  EPIDEMICS  ON  AN    OUTBREAK 
OF  DIPHTHERIA  AT  MT.  DENNIS. 

Prepared  by  the  Secretary,  P.  H.  Bryce,  M.A.,  M.D. 

Mr.  Chairman  and  Genti,e:\[Ev, — I  have  the  honor  to  present  the  report 
of  an  inspection  made  in  company  with  the  Medical  Health  Officer,  Dr.  Page,  inta 
he  outbreak  of  diphtheria  which  has    prevailed  more  or  less  at  Mt.  Dennis  since 
ast  March. 

Complaint  having  been  made  by  residents  of  the  district  to  this  Board, 
I  was  instructed  to  inspect,  and  did  so  on  October  7th. 

A  number  of  persons  directly  interested  in  the  matter  met  us  by  appointment 
at   the  .<chool  hou>e,  and  from  them  I  gathered  the  following  facts  : 

1.  That  in  March  four  childrf^n  of  a  Mr.  Marshall  sutFered  from  a  slio-ht 
attack  of  what  was  called  ulcerated  sore  throat  by  the  physician.  Three  of 
them  attended  school.  Tlie  first,  aged  14,  had  it  first,  and  the  others  took  it 
subsequentl}'  from  him.  They  were  sick  only  a  few  days  each,  so  Mr.  Marshall 
stated.  These  children  returned  to  school  when  better,  no  disinfection  of  any 
extent  havino-  been  practised. 

2.  (a)  Eddy  Lockhead,  a  school  boy,  took  the  disease  in  April,  was  not  very 
sick,  but  it  continued  for  a  long  time  ;  (6)  Baby  Lockhead  took  sick  from  the 
brother  and  died;  (c)  Mrs.  Lockhead  followed.  Regarding  this  family  I  learned 
that  Lockhead  is  a  milkman  ;  that  Dr.  Fae,  Toronto  Junction,  attended  the 
case;  that  neighbors,  (notably  Mrs.  Somerville),  visited  the  house  when  the  baby 
died  in  April,  and  later  when  Mr.  Lockhead  w^as  sick.  It  appears  that  durino- 
these  several  weeks  of  sickness  the  disease  was  not  called  diphtheria  in  this  house  ; 
certainly  it  was  not  reported  to  the  Medical  Health  Officer. 

8.  (a)  Mrs.  Somerville  took  the  disease  about  a  week  after  visiting  the 
Lockhead  house;  (6)  Heward  Somerville  took  it  a  week  after;  (c)  Agnes 
Somerville  took  it  at  the  same  time.  All  of  these  died.  Dr.  Harris  attended 
this  house  and  it  is  stated  that  not  till  he  visited  the  Sbmervilles  did  any 
physician  call  any  of  these  cases  diphtheria. 

4.  Mr.  Pearen's  child  took  diphtheria  in  ihe  latter  ])art  of  July  and  died. 
The  child  had  a  week  before  been  in  Mr.  Somerville's  house.  Mr.  Somerville's 
house  had  been,  however,  it  was  thought,  thoroughly  disinfected.  Mr.  Pearen 
believes  that  the  fatal  results,  if  not  the  origin  of  the  disease,  were  due  to  the 
effects  of  a  piggery  where  otf'al  is  fed  in  the  vicinity. 

5.  Mr.  Piggott's  l>oy  at  present  sick,  had  been  off  and  on  at  school  durino- 
the  previous  month.  Children  of  a  Mr.  Jewitt  have  come  recently  to  this  school, 
from  Toiontu  Junction.     The}-  are  stated  to  have  had  diphtheria  last  winter. 

It  is  hardly  necessary  to  diiect  attention  to  the  relations  between  these  several 
outbreaks.     The  last  outbreak  in  its  relations  requires  further  investigation. 

That  infection  may  exist  in  the  school  still  is  po.s.sible  ;  bm,  1  think  the 
cleaning  and  disinfecting  already  carried  out  and  which  is  still  to  be  followed  up 
will  eflectualh'  remove  any  fears  from  it.  unless  it  becomes  i-e-infected,  which  of 
course  is  always  possible  unless  the  trustees,  teachers  and  physicians  use  every 
precaution. 

51 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


I  further  investigated  the  piggery  of  Mr.  Joseph  Yetman,  situated  to  the 
east  of  the  Weston  Road,  and  from  100  to  200  yards  from  the  principal  houses  of 
the  settlement. 

I  found  one  main  pig-l>en  containing  32  pigs  mostly  small,  and  an  outer  one 
with  eii^ht  or  ten.  The  floors  inside  were  in  fairly  good  repair,  but  filthy  ;  while  the 
yards  outside  were  filled  with  portions  of  broken  boards,  and  so  burrowed  into 
hollows  that  with  rain  they  must  become  very  filth}^ 

To  the  east  of  the  main  pen  is  a  small  boiler  room,  with  a  bricked-up  furnace 
on  which  was  an  open  pot  of  two  or  three  feet  diameter. 

I  found  the  pot  filled,  with  fire  underneath  ;  on  top  were  potato  peelings 
recently  laid,  beneath  which  was  fresh  offal — liver,  entrails,  etc. 

The  second,  smaller  pen  was  of  the  same  broken  character. 

Neither  one  is  s)  constructed  that  it  could  be  kept  clean  and  free  from 
nuisance  without  much  trouble. 

Mr,  Yecman  came  to  the  pens  during  my  inspection  and  answering  enquiries 
stated  he  commonly  kept  60  or  70  hogs,  bjt  had  the  day  previous  slaughtered 
and  shipped  a  number  of  large  ones. 

He  further  stated  that  all  that  he  boiled  were  potatoes,  cabbage,  etc. 

He  thought  his  pens  in  good  shape,  that  they  created  no  nuisance,  and  that 
the  new  scliool  house  was  doubtless  the  cause  of  the  diphtheria  in  the 
neighborhood.  .     , 

With  regard  to  the  whole  place,  it  is  a  business  which  comes  so  fully  within 
the  meaning  oi:  Sec.  63  of  the  Act,  that  the  Council  has  very  properiy,  recently,  I 
understand,  refused  a  permit  to  carry  it  on. 

As  the  owner  persists  in  violating  the  Act,  after  warning,  the  Local  Board  in 
order  to  abate  the  nuisance  or  to  maintain  the  confidence  of  the  ratepayers  is 
bound  to  summon  the  ofiender,  and  have  such  evidence  adduced  as  will  convict 
under  this  clause. 

If  the  business  must  be  carried  on  it  must  be  done  at  some  point  much 
further  from  residences  than  at  present,  while  all  offal  fed  must  be  boiled  when 
fresh  in  covered  iron  pots  or  tanks,  from  which  the  vapours  can  be  led  into  the 
furnace  draught. 

A  copy  of  this  report  was  forwarded  to  the  Local  Board  with  instructions  to 
carry  out  the  suggestions  laid  down  in  the  report. 

All  of  which  is  respectfully  submitted. 

Your  obedient  servant, 

P.   H.  BRYCE. 


52 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


REPORT  OF  THE  COMMITTEE  ON  EPIDEMICS  ON  OUTBREAK  OF 
TYPHOID  FEVER  IN  THE  FAMILY  OF  J.  W.  ALBERTSON  AT 
LORNE  PARK. 

Prepared  by  J.  J.  Mackenzie,  B.A. 

To  the   Chairman  and  Members  of  the  Provincial  Board  of  Health  : 

Gentlemen, — Acting  on  instructions  from  the  secretary,  I  went  on 
March  21st  to  Lome  Park  and  proceeded  to  the  farm  where  I  obtained  the 
following  information  and  facts  : 

The  family  came  to  this  farm  April  1st,  1892.  On  September  1st,  1892,  the 
first  case  of  typhoid  occurred  in  one  of  the  daughters  who  had  been  at  home  all 
summer. 

July  25th,  1893,  the  second  case  occurred. 

October  loth,  1893,  the  third  case  occurred. 

October  28th,  1893,  the  fourth  and  fifth  cases  occurred, 

November  1st,  1893,  the  sixth  case  occurred. 

About  the  same  time  or  a  few  days  later  the  seventh,  eighth  and  ninth  cases 
occurred.  Only  one  member  of  the  famil}-  escaped,  a  daughter  who  had  not 
been  living  at  heme  for  a  year. 

The  house  is  well  lighted  and  airy,  with  a  cellar  about  six  fett  in  depth 
underneath.  The  cellar  has  an  earthen  floor  but  seemed  dry.  It  is  used  for 
storing  roots,  etc.,  and  the  family  sa}?"  they  have  never  known  anything  to  mould 
in  it. 

The  soil  of  the  farm  in  the  neighborhood  of  the  barn  and  house  is  very 
sandy  and  surface  water  soaks  in  very  rapidly. 

Back  of  the  bam  and  house  and  carrying  the  diainage  from  the  bam  and 
pig  pens  is  a  ravine  which  begins  behind  the  barn  and  deepens  very  gradually  so 
that  0]>posite  the  well  it  is  only  about  ten  feet  in  depth.  There  is  a  very  small 
quantity  of  water  running  through  it. 

The  well  is  situated  between  the  ravine  and  the  house,  and  is  about  17  feet 
in  depth  walled  up  with  stones.  At  the  bottom  it  is  in  quicksand  and  is  filled 
with  a  half  barrel.  It  does  not  hold  much  water  and  is  quickly  atftcted  by  the 
amount  of  rainfall. 

Last  summer  during  the  hot  weather  the  water  smelt  very  bad  and  the 
well  had  to  be  cleaned. 

The  following  is  a  chemical  and  bacteriological  analysis  of  the  w-attr  : 

Chemical  Analysis.  In  parts  per  million. 

Free  Ammonia    0.072 

Albuminoid  Ammonia 0.20 

Chlorine 6.00 

Oxygen  ab.sorbed  in  4  hours 2.6 12 

Oxygen  absorbed  in  15  minutes 1.510 

Bacteriological  Analysis. 

Bacteria  per  cubic  centimetre 17,325 

53 


57  Victor  a.  Sessional  Papers  (No.  12).  A.  1894 


It  will  be  seen  from  these  results  that  the  water  is  very  bad  indeed  and  the 
well  should  be  closed.  In  fact  from  the  explosive  chai-acter  of  the  outbreak 
and  the  position  of  the  well  it  seems  as  if  the  water  alone  was  responsible  for 
the  sickness. 

I  would  suggest  the  place  marked  X  in  plan  submitted  as  a  safe  place  for  a 
new  well  as  it  is  upon  the  level  ground  and  away  from  all  contaminating  influences. 

I  enclose  a  sketch  of  Mr.  Albertson's  place,  showing  the  situation  of  the 
house,  barn,  well,  etc. 

I  have  the  honor  to  be, 

Your  obedient  servant. 

JOHN  J.  MACKENZIE, 

Analyst,  Provincial  Board  of  Health. 
March  27th,  1894, 

Toronto,  Ontario.      / 


54 


57  Viclona.  Sessional  PaperG  (No.  12).  A.  1894 


REPORT  OF  THE  COMMITTEE  ON  EPIDEMICS. 
Prepared  by  P.  H.  Bryce,  M.A.,  M.D. 

To  the  Chairman  and  Members  of  the  Provincial  Board  of  Health : 

Gentlemf.n, — It  is  satisfactory  to  be  able  to  report  the  continued  relative 
henlthfulness  of  the  province  during  the  first  quarter  in  the  matter  of  the  more  pro- 
minent conta.Liious  diseases.  As  will  be  seen  from  the  accompanying  report  of  the 
Medical  Health  Officei-  of  West  Oxford,  the  outbreak  of  small-pox  reported  to 
this  Board  on  March  7th,  as  occurring  in  the  person  of  a  young  man  who  had 
just  returned  from  Chicago,  and  which  subsequently  extended  to  two  other  inmates 
of  the  house,  who  were  nursing  him,  has  been  limited  to  these  three  cases.  All 
recovered  and  methods  of  thorough  disinfection  have  been  carried  out.  The 
province  is  now  again  free  from  the  disease. 

As  will  have  been  observed  in  the  correspondence  already  submitted,  local 
outbreaks  of  scarlatina  have  occurred  in  a  considerable  number  of  municipalities, 
while  diphtheria  has  occurred  in  localized  outbreaks.  There  can  be  little  doubt  but 
that  the  special  energy  put  forth  during  1893  by  Local  Boards  of  Health  generally 
in  ])reparing  for  cholera  has  exerted  a  wholesome «iniluence  on  the  public  health. 

The  appearance  of  cholera  in  Portugal  as  a  western  movement  from  the 
centre  of  infection  in  Turkey  at  this  early  season  of  the  year  may  properly  direct 
the  attention  of  the  Bonrd  to  the  need  for  urging  on  Local  Boards  everywhere  in 
the  province  the  necessity  for  maintaining  the  same  strict  attention  over  local 
insanitary  conditions  observed  last  year. 

This  is  Teadily  accomplished  under  the  Cholera  Regulations  of  1893,  in  any 
cases  where  the  Act  may  seem  indefinite  on  any  point. 

Again  wq  can  look  with  pleasure  on  the  great  advances  which  are  being 
made  both  in  the  methods  which  are  being  generally  adopted  by  scientific  bodies 
and  sanitary  authorities,  nnd  in  the  international  co-operation  which,  during  the 
past  two  years  has  taken  place  between  the  different  European  countries. 

During  the  past  quarter  two  notable  results  of  this  have  been  illustrated. 
The  first  is  the  determination  of  the  methods  to  be  adopted  for  dealing  with  the 
Mecca  pilgrimages  from  the  east  and  from  the  Mediterranean. 

"  Creat  Bntain  and  India  have  willingly  consented  to  have  all  intending 
pilgrims  subjected  to  medical  examination  before  starting;  to  maintain  them 
under  medical  supervisions  between  Indian  ports  and  Aden,  and  to  report  the 
result  at  the  latter  place,  where  any  infected  vessel  would  be  adequately  dealt 
with  ;  to  insist  on  having  a  properly  qualified  medical  man  on  board  every  pilgrim 
vessel ;  to  increase  the  space  allotted  to  pilgrims  on  board ;  and  to  enforce  very 
substantial  fines  for  any  breach  of  a  large  number  of  regulations  afiecting  the 
voyage.  In  return  for  this  they  claimed  a  diminution  of  restrictions  in  the  Red  Sea, 
and  they  condemned  in  no  very  measured  terms  the  cruel  and  evil  results  follow- 
ing the  quarantine  imposed  on  pilgrims  in  the  island  of  Camaran  before  disem- 
barking at  Jeddah.  The  result  has  been  a  decision  of  the  Conference  calling  upon 
the  Turkish  Government  to  discontinue  putting  healthy  vessels  into  quarantine, 
and  admitting  for  tlie  future  only  a  short  detention  of  fortj^-eight  hours,  in  order 
to  examine  the  pilgrims  and  disinfect  their  personal  effects  The  Turkish  Govern- 
ment have  also  undertaken  to  erect  decent  buildings  on  the  island  for  the  receipt 
of  pilgrims,  and  also  to  arrange  for  an  improved  water  supply  and  better  sanitary 
arrangements.     Much   the  same   arrangements  have   been   made    as  to  pilgrims 

55 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


reaching  the  Red  Sea  from  the  north,  and  the  Turkish  delegates  have  also  assured! 
the  Conference  that  measures  are  now  being  adopted  to  improve  the  sanitary 
conditions  of  Jeddah  and  Mecca.  Some  of  the  details  of  these  measures  have 
considerable  interest,  but  we  defer  further  comment  on  them  until  the  actual 
clauses  of  the  Convention  are  published." — (Quoted  from  "  London  Lancet.") 

And  the  second  are  the  terms  of  the  conclusions  which  Dr.  Louis  Csatary  of 
Hungary,  delegate  for  the  General  Council  of  Hygiene  of  Hungary,  set  forth 
before  the  International  Congress  at  Rome,  as  representing  modern  views  found 
effective  for  dealing  with  cholera  and  other  contagious  diseases. 

"  (1)  The  maintenance  of  a  state  of  things  favorable  to  health  and  salubrity 
of  the  country  through  hygienic  laws ;  (2 )  notification  and  immediate  communication 
of  the  centres  of  cholera  ;  (3)  severe  isolation  and  disinfection  of  the  first  cases  ; 
(4)  sanitary  inspection  of  travellers,  isolation  of  the  sick  and  disinfection  of  th& 
carriages  and  vessels  in  which  they  were  travelling  ;  and  (5)  a  rigorous  inter- 
national obseivation  of  the  places  whence  cholera  can  come  to  Europe." 

While  we  have  as  illustrated,  much  reason  for  thankfulness,  it  must  be  con- 
fessed that  the  continued  prevalence  of  small-pox  in  the  several  neighboring 
States  of  the  Union,  has  created  natural  fears  lest  the  importation  of  a  case 
here  and  there  to  the  province,  might  through  neglect  or  accident  in  some  instance 
become  the  occasion  of  a  general  outbreak. 

To  illustrate  this  danger  the  accompanying  table  of  outbreaks  in  different 
neighboring  states  is  given.  iHowever  fortunate  the  province  has  been  during 
this  period  of  danger,  it  may  very  propeily  be  considered  whether  any  further 
measui'es  are  demanded  for  the  protection  of  the  province  against  these  exter- 
nal sources  of  danger. 

All  of  which  is  respectfully  submitted. 

P.  H.  BRYCE, 
May  2nd,  1894.  C.  W.  -COVERNTON. 


.The  report  was  received  and  the  Board  went  into  Committee  of  the  Whole 
to  consider  its  recommendations. 

The  Board  adopted  the  following  resolutions,  dealing  with  the  matter. 

1st.  That  the  Provincial  Board  of  Health,  having  considered  the  report  of 
the  Committee  on  Epidemics,  in  which  the  prevalence  of  small-pox  in  the  neigh- 
boring States  of  the  Union  is  set  forth,  is  of  the  opinion  that  in  order  to  provide 
for  the  adequate  protection  of  the  people  of  Ontario  against  this  disease,  Local 
Boards  of  Health  should,  under  the  Vaccination  Act,  still  more  actively  than 
heretofore  prosecute  the  work  of  vaccination  and  re-vaccination  within  their 
several  jurisdictions  by  providing  stations  for  systematic  public  vaccination  and 
by  keeping  fresh  vaccine  always  on  hand  for  the  convenience  of  practising 
physicians. 

2nd.  In  order  to  have  the  work  of  vaccination  systematically  performed,  the 
Board  is  further  of  the  opinion  that  Medical  Health  Officers  should  supply  each 
physician  within  their  municipality  with  blank  certificates,  which  will  be  returned 
containing  the  names  of  all  persons  successfully  vaccinated  by  them. 

3rd.  That  depending  upon  the  active  co-operation  of  the  Local  Medical  Health 
Officers  at  the  various  points  on  the  Border,  with  the  collectors  of  customs,  who- 
under  the  quarantine  regulations  have  been  notified  to  act  as  quarantine  inspect- 
ors, the  Provincial  Board  of  Health  does  not  deem  it  in  the  meantime  necessary 
to  add  further  to  the  defences  of  such  borders  against  small-pox,  but  trusts  to  the 
alertness  of  physicians  and  Medical  Health  Officers  to  detect  and  promptly 
isolate  any  first  cases  of  small-pox  which  may  at  any  time  make  their  appearance. 

56 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1  894 


REPORT  OF  THE  COMMITTEE  ON  SEWERAGE  AND  WATER  SUPPLY 
i^^  PROPOSED  SYSTEM  OF  SEWERAGE  FOR  WALKERTON. 

To  the  Chairman  and  Members  of  the  Provincial  Board  of  Health. 

Gentlemen, — As  will  be  learned  from  the  correspondence  herewith  sub- 
mitted the  county  council  of  Bruce  has  been  forced  to  consider  some  scheme 
for  improving  the  sanitary  state  of  the  county  buildings,  the  inspector  of  prisons 
having  reported  them  as  being  in  a  very  unsanitary  condition  owing  to  the 
absence  of  any  drainage  or  sewers  for  disposing  of  the  wastes  from  the  gaol. 

The  council  after  a  full  dit^cussion  of  the  matter  had  decided  upon  the  con- 
struction of  a  sewer  from  the  buildings  to  the  river  Saugeen  ;  but  complaint 
having  been  made  to  this  Board  by  the  township  of  Brant,  of  the  intended  pol- 
lution of  the  tjaugeen  river  running  through  the  same,  your  Secretary  wrote 
to  the  town  authorities  of  Walkerton  and  referring  to  the  complaints  pointed 
out  that  the  town  of  Walkerton  would  be  responsible  for  any  aewers  passing 
along  their  streets,  and  that  they  should  therefore  communicate  with  the  county 
council  in  order  that  the  whole  question  of  sewerage  in  Walkerton  might  be 
placed  on  a  proper  basis  in  conformity  with  the  terms  of  the  Public  Health 
Act. 

In  consequence  of  this  action  the  town  council  placed  itself  in  communica- 
tion with  the  county  council  with  the  result  that  the  town  council  has  had  a 
survex'  made  and  plans  and  specifications  prepared  for  a  j)artial  system  of  sewer- 
age, consisting  of  a  main  sewer  along  Durham  street  which  is  the  main  street 
of  the  town,  running  parallel  with  the  river,  into  which  a  sewer  will  be  con- 
nected coming  down  Jackson  street,  which  street  runs  at  right  angles  to  Durham 
street  up  past  the  county  buildings.  This  latter  sewer  is  to  be  constructed  of 
glazed  tile  of  9-inch  size,  while  that  on  Durham  street  is  to  be  of  18-inch  size. 

The  specifications  show  that  the  plans  drawn  up  by  Mr.  Keefer,  C.  E.,  are 
for  a  good  sewei'  with  flush  tanks,  manholes  and  the  various  appuitenances 
incident  to  well-constructed  sewers.  The  county  council  has  agreed  to  pay  a 
certain  proportion  of  the  cost  of  draining  the  county  buildings. 

The  outlet  of  the  sewer  along  Durham  street  is  intended  by  a  short  con- 
tinuation along  Yonge  street  to  be  carried  by  an  iron  pipe  into  midstream 
at  a  point  where  the  river  runs  rapidly  over  shallows  about  150  yards  from  the 
bridge  across  the  stream. 

It  is  thus  seen  that  the  proposed  scheme  will  if  carried  out  pollute  the 
Saugeen  river  with  whatever  sewage  may  by  present  or  future  branches  pass  into 
the  main  sewer  of  the  town. 

Your  Committee  acting  under  Section  30  of  the  Act,  has  endeavored  to  find 
out  what  will  be  the  amount  of  this  pollution,  and  to  present  all  the  facts  before 
your  Board  with  the  conclusions  arrived  at  by  it. 

Your  Committee  met  the  representatives  of  the  coui.cil  and  local  board  of 
health  of  Walkerton  as  well  as  the  warden  and  reeves  and  other  members  of 
council  and  local  board  of  the  towns  of  Paisley,  Brant  and  Elderslie  town- 
ships, etc.,  on  July  28th,  at  the  county  buildings,  and  a  conference  was  held  at 
which  much  important  information  was  elicited.  The  notes  of  that  conference 
are  herewith  appended  ;  but  the  chief  facts  contained  therein  are  incorporated  in 
this  report. 

57 


57  Victoria. 


Sessional  Papers  (No    12). 


A.  1894 


The  Board  will  remember  havinrr  appmvc-d  two  years  a,L;;o  of  a  scheme  for 
supplyinfr  Walkorton  with  public  water.  It  is  of  a  splendid  C|uality,and  althoui^h 
it  is  less  than  two  years  since  pipes  were  laid,  there  /ire  over  eighty  water 
takers,  several  of  these  being  large  hotels,  most  of  which  are  situated  along 
Durham  street,  the  main  street,  which  has  a  number  of  good  blocks  of  stone, 
close  together.  Along  the  street  for  several  blocks  there  is  and  has  been  for 
years  a  box  drain  or  sewer,  which  according  to  the  mayor's  evidence  is  12  by  22 
inches  and  sewers  only  one  block  east  of  Jackson  street.  Owing  to  the  springy 
nature  of  soil,  this  drain  has  principally  been  useful  for  draining  off  the  ground 
water, — although  from  the  evidence  as  well  as  from  experience  elsewhere  there 
seems  little  doubt  but  that  it  is  used  quite  generally  for  cellar  and  sink  drainage, 
the  connections  with  it  being  put  in  by  any  person  wishing  to  do  so  without  any 
regulation  or  inspection.  The  evidence  further  goes  to  show  that  some  of  these 
house  connections  nnd  plumbini^f  are  of  the  crudest  character  and  must  certainly 
become  sources  of  danger  in  proportion  as  the  drain  has  sewer  gas  in  it.  As  the 
ground  water  keeps  up  in  it,  a  steady  flow,  the  sewer  does  not  appear,  up  to  the 
present,  to  have  been  provocative  of  much  evil. 

It  would  appear,  howe\'er,  tliat  either  from  this  cause  or  more  probably 
from  polluted  well-water,  before  public  water  was  introduced,  Walkerton  attained 
some  local  notoriety  for  the  prevalence  there  of  typhoid  fever.  The  topography 
of  the  town  and  configuration  of  surface  and  the  nature  of  the  soil  would  natur- 
ally favor  soakage  into  wells  and  there  seems  no  doubt  but  that  a  mild  form  of 
typhoid  has  at  times  existed  there.  That  it  partook  of  a  mild  character  seems 
shown  from  the  fact  that  the  mortality  returns  to  the  Registrar  General's  Depart- 
for  the  past  five  j^ears  give  the  following  results: 


I 


Year. 

• 

Typhoid. 

Diphtheria. 

Scarlet  Fever. 

1888     

1 
1 

'l 

1 

'2 
1 

1889     

1890     

1891     

1892     

i 

The  total  mortality  returned  for  1892,  was  36  or  with  a  population  of  3,061, 
a  death-rate  of  11.7,  and  for  1893  was  45,  or  14.4  per  1,000. 

The  evidence  further  deals  with  the  probable  extent  to  which  the  two  new 
sewers  will  be  used  for  sewage  disposal  proper.  According  to  the  statement  of 
Deputy-Ueeve  Stone  there  would  be,  when  liouse  connections  with  water-closets 
became  general,  about  one-third  of  the  population  making  use  of  the  new  sewers. 

The  problem  then  to  be  considered  is,  viz.:  To  what  extent  will  the  dis- 
charge of  this  sewage  pollute  the  Saugeen  river  and  the  pasturage  along  its 
banks  ? 

Calculating  that  1,000  people  will  use  the  maximum  amount  of  water  per 
capita  of  100  gallons  daily,  there  would  be  100,000  gallons  of  sewage  water  daily 
pouring  into  the  Eiver.  At  the  ordinary  standard  of  solids  in  sewage  there  would 
be  about  :-'0()  pounds  of  organic  matters,  whether  animal  or  vegetable,  poui-ed 
into  the  stream  daily.  To  determine  to  what  extent  this  would  pollute  the 
stream  I  have  obtained  from  the  town  engineer  a  statement  that  the  calculated 
flow  of  water  in  the  stream  amounts  to  36,138  cubic  feet  per  minute  or  225,862 
gallons  or  more  than   12    million   gallons  per  hour.     Assuming  one-tenth  of  the 

58 


I 


57  Victoria.  Sessional  Papers  (No.  12).  A.  189-1 


total  sewage  to  be  discharged  in  some  hours,  i.  e.,  10,009  gallons,  this  would 
mean  one  part  of  sewage  in  12,000  parts  or  one  part  of  solids  in  1,200,000,090  of 
water.  It  may  be  therefore  at  once  concluded  that  no  local  nuisance  if  the  pipe 
is  Girried  into  midstream,  in  the  shape  of  odors  will  be  created.  The  next 
point  to  be  observed  is  the  fact  now  well  known,  that  it  is  not  the  amount  so 
much  as  the  character  of  the  matter  poured  into  streams,  which  is  to  be  consider- 
e'i.  From  our  knowledge  of  the  causes  of  disease  we  are  aware  that  sewage 
canying  the  germs  of  typhoid  fever  in  it,  has  in  the  past  and  will  pollute  water  sup- 
]i1ies.  How  far  for  practical  purpose-s  such  waters  need  to  flow  before  the  germs 
will  by  dilution  hnve  disappeared  or  before  they  will  have  been  destroyed  by  water 
bacteria,  or  sedimentation,  cannot  be  definitely  stated.  Season,  character  of 
stream,  Avhether  shallow  or  deep,  swift  or  slow,  and  the  natural  organic  impuri- 
ties of  vegetable  matter  must  all  affect  the  question. 

Of  course  too  in  any  case,  the  existence  of  typhoid  cases  from  which  the 
germs  are  cast  into  the  sewage  must  he  pre-supposed.  This  to  a  limited  extent 
in  the  past  has  been  and  probably  will  in  the  future  be  shown  to  exist  in  Walker- 
ton.  But  it  is  manifest,  whether  or  not  they  exist  there,  that  to  do  injury  they 
must  be  taken  into  the  human  system.  In  the  evidence  given  by  Mr.  Shored  ice 
it  is  stated  that  no  one  uses  the  river  water  below  for  drinking  puiposes ;  but  it 
appears  that  ice  is  cut  for  cooling  purposes,  the  townships  below  being  largely 
engaged  in  cheese  making  and  dairying.  It  was  stated  that  probably  1,000 
cows  drink  from  the  stream.  There  are  also  considerable  areas  of  flats  and  these 
are  quite  frequently  overflowed,  as  the  river  water  rises  in  freshets  at  times  12 
feet  above  sunmier  level  of  the  stream. 

Dr.  Evans,  of  Elmwood,  Medical  Health  Officer  of  the  township  of  Brant, 
objected  strongh'  to  the  use  of  the  stream  as  a  receptacle  for  sewage  on  the 
ground  that  if  typhoid  were  in  Walkerton  it  would  reach  the  river,  disin- 
fection of  excreta  is  too  frequently  neglected  where  there  are  sick  ;  while  the 
sanitary  inspector,  the  reeve  and  other  members  of  the  Local  Board  of  Health  of 
Brant  township,  and  several  hundred  petitioners  to  the  county  council  and  to  this 
Board  have  ])rotested  against  the  use  of  the  stream  for  sewage  disposal  purposes. 
The  energetic  sanitary'  inspector  of  the  township  further,  with  much  force, 
argues  that  if  this  pollution  be  authorized  by  this  Board,  the  influence  of  local 
boards  in  preventing  pollution  of  streams  by  drainage  from  cheese-factories,  pig- 
geries, etc.,  is  much  lessened. 

Already  the  stream  is  polluted  by  tne  drainage  from  three  tanneries  and  a 
brewery  all  pouring  their  refuse  into  Silver  creek — the  tanneries  all  using  im- 
ported hides,  coming,  however,  it  is  stated  by  the  customs  officer  from  the 
western  states.  So  far  as  can  be  learned  no  anthrax  or  other  disease  contagious 
to  animals  has  been  by  this  means  transmitted  to  cattle  having  access  to  the  river 
or  flats  below  the  town. 

Paisley,  the  nearest  town  l)elow  Walkerton  on  the  Saugeen  is  by  river  30 
miles  distant. 

These  then  are  the  principal  facts  for  the  Board  and  for  your  Committee  to 
consider.     Summed  up  they  are  as  follows  : 

1.  Walkerton  is  a  town  of  3,000  inhal)itants  with  water-works  recently 
introduced. 

2.  No  sewerage  exists,  and  certain  parts  of  the  town,  as  the  gaol  and  county 
buildings  and  the  stores,  hotels,  banks,  etc.,  along  Main  street  are  requiring  and 
demanding  sewerage. 

8.  The  county  council  is  prepared  to  aid  the  town  in  constructing  a  partial 
sy.stem  for  the  sake  of  obtaining  use  of  the  town  streets  to  drain  the  county 
buildings-. 

59 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894- 


4.  The  estimated  cost  of  the  main  sewer  to  be  built  along  Durham  street  is 
$8,087.00,  the  county  payincj  for  that  along  Jackson  street  a  sum  approaching 
$2,000.00 

5.  The  natural  and  ready  outfall  of  the  main  sewer  is  to  the  river  Saugeen, 
but  with  some  re-arrangement  it  is  probable  that  the  level  of  the  sewer  can  be 
maintained  to  the  flats  along  the  river  and  there  be  treated  by  allowing  the  sew- 
age to  pass  over  beds  of  gravel  and  so  be  parified  by  downward  filtration. 

6.  Properly  arranged  not  more  than  an  acie  of  such  filter  beds  would  be  required 
for  the  whole  100,000  gallons,  the  presumably  maximum  amount  of  sewage  to  be 
dealt  with  ;  but  which  amount  apart  from  the  tanneries  and  brewery  in  Silver 
creek  will  not  be  reached  probably  for  many  years. 

7.  The  volume  of  water  relatively  to  the  amount  of  sewage  at  present  or 
within  the  near  future  means  a  dilution  practically  great  enough  to  prevent  the 
river  from  giving  any  evidences  of  pollution  by  analysis. 

8.  The  probability  of  any  persons  being  injuriously  affected  by  drinking 
water  or  from  using  ice  the  river,  containing  germs  of  disease,  is  extremely 
remote. 

9.  The  only  pollution  which  seem  likely  to  have  some  practical  bearing  on 
health  interest  is  that  of  the  tanneries,  which  like  others  will,  it. is  presumed, 
from  time  to  time,  use  imported  hides  occasionally  infected  with  anthrax  ;  and 
the  washings  therefrom  if  carrying  the  germs  to  the  flats  in  high  water  will  it 
maybe  inferred  infect  the  flats,  as  it  has  done  at  Cuelph,  at  Acton  and  at  Water- 
loo, the  stream  at  Guelph  certainly  being  as  large  as  the  Saugeen. 

Your  Committee's  recommendations  based  upon  these  facts  therefore  are : 

1.  That  the  town  be  encouraged  to  proceed  with  the  proposed  scheme  of 
sewerage. 

2.  That  it  pass  a  plumbing  by-law  similar  to  those  in  force  in  some  of  our 
smaller  cities,  and  providing  for  the  careful  construction  of  all  house-drains  and 
plumbing.     . 

3.  That  provision  be  made  by  field  tiles  for  introducing  as  much,  of  the 
ground  water  as  possible  into  the  sewers  thereby  increasing  the  flow  which  for 
some  time  with  the  amount  of  town- water  now  used,  will  not  be  large  enough 
for  effective  flushing — and  that  automatic  flush  tanks  be  put  at  the  head  of  both 
sewers. 

4.  That  instead  of  carrying  the  main  pipe  into  the  stream,  the  sewage  from 
the  outlet  be  allowed  to  pass  over  a  filter  bed  so  arranged  that  its  parts  can  be 
used  in  rotation  in  a  manner  similar  to  that  which  is  in  use  at  Lawrence,  Mass, 
Berlin,  Ontario,  the  Agricultural  College,  Guelph,  etc. 

5.  That  the  efliuent  from  the  filter-beds  be  allowed  to  discharge  into  the 
river. 

6.  That  the  town  require  the  tanneries  in  Silver  creek  to  arranfi,e  either  separ- 
atel}^  or  conjointly  for  a  filtration  similar  to  that  carried  out  by  the  Acton 
tannery. 

7.  That  the  town,  should  it  continue  to  pollute  the  stream,  must  be  prepared 
to  defend  its  action  against  all  parties  deeming  themselves  injui-ed  by  such 
pollution. 

All  of  which  is  respectfully  submitted. 

J.  D.  MACDONALD, 

PETER  H.  BRYCE, 

Committee. 


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57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


Resume  of  Evidence, 

Walkekton,  July  28th,  1893. 

Committee  met  representatives  of  the  Council  at  3  p.m.  Examined  the  coui-se  of  sewer.  Afterward  met 
the  public  at  county  hall  to  hear  any  protests. 

i^r.  Macdonald,  Chairman,  said  :  "We  are  here  at  present  at  the  request  of  the  council  to  hear  the 
particulars  regfarding  a  system  of  sewers." 

Mr.  Richardson,  Mayor,  said  :  "  The  town  had  no  intention  in  the  meantime  of  a  sewerage  system  but 
was  force  1  thereto  by  pr-'vinaial  in-ipector.  We  encouraged  the  county  council  in  going  down  .Tackson 
street  to  Durham  street-,  thence  to  the  river.  Thought  it  becter  to  have  this  than  a  looal  sewer  for  gaol. 
Present  sewer  is  12  inches  by  22,  goes  only  one  block  ;  usel  for  sub-soil  drainage.  Do  not  think  water 
closets  go  in,  probably  sinks.     9-innh  to  be  down  Jackson  street.     18  along  Durham." 

At  present  SO  water-taker^.  At  present  CiJueen's  Hotel  uses  sewer.  A  number  of  people  use  wooden 
drains  from  sinks.     Central  Hotel  drains  direct  to  ri;er. 

Hartley  Hotel  drains  into  cesspool.  Bank  uses  dry-earth.  House  drains  lead  into  wooden  sewer. 
Public  want  drains  to  re.nove  water  as  well  as  sewage. 

Wooden  drains  lead  into  house  sink  and  cellars  usually  have  traps. 

Thes-)  drains  are  not  vent'lated  outside  the  house.  There  has  br^en  no  inspection.  Each  householder 
naakes  his  own  connection.  There  have  been  cases  of  mild  typhoid  several  years  ago.  Sewer  at  corner  of 
Jackson  and  Durham  is  7  feet  under  ground.     Those  using  sewer  on  Durham  can  drain  into  it. 

No  jjlumbing  by-law.     No  inspection  of  any  draining  put  in. 

Mr.  Stoxe,  Deputy  reeve,  lives  about  10  yards  from  outlet.  There  have  been  no  obj  actions  raised  to 
prevent  outlet  by  local  sewer  at  that  point.  Nearly  one-third  of  population  will  probably  use  new  sewer 
for  sewerage  ;  and  this  sewage  is  proposed  to  be  poured  into  river  below  bridge  near  the  rapids  below  Yonge 
street 

The  river  rises  in  flood  time  at  least  10  feet  and  floods  the  flats  along  the  river. 

Factories.     One  woollen  factoiy — east  end  of  town— drains  into  river. 

Three  tanneries  on  Silver  creek  all  drain  into  creek. 

A  brewery  on  same  stream. 

Tanneries  use  imported  hides  all  from  the  western  states.     All  others  use  domestic  hides. 

Water  closets  on  creek. 

Walker  House  and  Central  Hotel  drain  into  river. 

Complaints  have  been  made  to  the  town  council  by  resolution  by  Mr.  Liurie  protesting  against 
pollution  of  river  with  sewage. 

Dr.  Evans,  Elmwood,  M.H.O.,  Brant  Tp.,  has  stated  typhoid  prevailed  in  Walkerton.  He  knows  it 
difficult  to  disinfect  in  ordinary  cases.     This  will  be  poured  into  river. 

1,000  cows  drink  river  water. 

Malolni  cheese  factory  drains  into  creek. 

No  cases  of  disease  so  far  have  been  traced  to  river  water. 

Mr.  Nesbitt  :  If  sewer  is  proceeded  with  how  can  inspection  prevent  privies,  pig-pens,  etc.,  from 
draining  into  river. 

Mr.  J.  Bryant,  Lucknow  said  :  County  council  does  not  want  to  build  sewers  for  fun. 

Mr.  Shoredice  :  Town  line  about  10  miles  to  town  line.  Qiite  an  amount  of  flits  along  the  river  in 
township.  No  one  uses  river  water  for  household  purposes.  Ice  is  taken  off  for  cooling  purposes.  The 
question  of  whether  sewage  of  Walkerton  would  ha  deterimental  to  Eldenslie  has  not  come  up. 

Paisley  is  probably  30  to  31  miles  from  Walkerton.  The  principal  objections  in  county  council  were 
from  township  of  Brant. 

Mr.  Little,  of  Brant  Tp.,  stated  that  he  objected  at  county  council  to  the  proposed  use  of  the  river 
and  presented  a  petition  from  344  petitioners  of  the  township  against  this. 

There  is  a  large  amount  of  flats  along  the  river  in  the  tovi^nship  which  is  almost  yearly  overflowed  in 
spring.     Not  often  in  autumn. 

Most  all  flits  are  used  for  pasturage.  Township  protests  against  pollution  by  excreta  because  the 
river  was  used  for  ice  and  watering.  One  man  or  more  is  fljodad  in  cellar.  Ice  is  put  into  cheese  for 
cooling  ;  also  butter  on  ice. 

I  "^Cheese  from  two  factories  on  stream  has  taken  medals.  No  pig-pens  or  cheese  factories  in  township  are 
allowed  to  drain  into  streams.  Cheese  factory  by-law  states  that  milk  from  cows  drinking  polluted  water 
must  not  be  bought.  (Mr.  Little  and  Mr.  Nesbitt  reported  these  facts.)  Water  is  too  low  in  summer  for 
sufficient  dilution. 


EEPORT  OF  THE  SPECIAL  COMMITTEE  OF  THE  PROVINCIAL  BOARD 
OF  HEALTH  ON  THE   MIMICO  INDUSTRIAL  SCHOOL. 

Investigation  Held  October  11th,  1893.  ' 

Gemtlemen, — According  to  instructions  your  Committee  proceeded  to  Mimico 
on  October  11th,  and  investigated  the  sanitary  condition  of  the  several  buildings 
of  the  Mimico  Industrial  School. 

To  understand  the  situation  it  may  be  well  to  state  that  the  school  is  situ- 
ated on  a  level  tract  of  rather  heavy  soil,  whicli,  however,  has  been  well  drained 
in  the  acreage  immediately  surrounding  the  school. 

61 


57  Victoria.  Sessional  Papers  (No.  12).  A.  189Jr 


The  buildings  have  been  erected  from  time  to  time  on  the  cotta^^e  piaii,  there 
being  now  seven  buildings  in  all  arranged  as  in  the  accompanying  sketch.*  The 
numbers  on  the  plan  are  not  the  cottage  numbers  but  will  serve  for  reference  in 
this  report. 

On  visiting  the  old  cottage  (No.  1)  it  was  found  to  be  undergoing  a  complete 
overhauling.  Its  plumbing  is  primitive,  there  being  no  upward  ventilating  shalt 
from  any  fixture.  The  wail  of  the  bath-room  under  the  old  laundry  showed  that 
the  foundations  were  not  drained.  The  atmosphere  there  was  very  unpleasant 
and  damp.  The  dry  earth  closet  was  in  a  small  and  ventilated  room  but  evi- 
dently had  been  neglected,  pos^sibly  on  account  of  workmen  in  the  basement.  A_ 
urinal  in  the  same  room,  whose  outlet  was  not  readily  traced,  was  very  mal- 
odorous. 

Your  committee  noticed  in  the  bath-room  of  this,  as  of  the  .several  other  dor- 
mitory cottages,  wooden  tanks  open  partly  on  top  which  were  u?-ed  for  the  pur- 
pose of  supplying  hot  water  for  the  baths. 

These  were  heated  by  hot  water  pipes  from  a  furnace  in  the  basement  or  a 
stove  especially  intended  for  the  purpo.'^e. 

The  outfall  for  the  drainage  water  from  these  baths  is  indicated  on  the 
diagram. 

Cottage  No.  2  on  diagram  was  next  visited  and  a  bath-room  similarly  sup- 
plied with  plumbing  and  hot  water  was  found.  In  addition  disused  wash  basins- 
were  found  in  the  bath-room  regarding  which,  owing  to  the  boarding  being  nailed 
fast,  it  was  impossible  to  say  whether  they  were  stdl  connected  with  the  drain 
or  not.  The  gentleman  in  charge  could  not  at  the  moment  inform  us  on  this 
point,  but  it  is  understood  that  there  is  a  trap  on  the  house  drain  prior  to  its 
entrance  to  the  sewer.     The  air  there  was  unpleasant. 

Cottage  No.  8  on  diagram  is  the  school-room.  The  basement  was  dry  and  in 
good  repair,  there  being  an  earth  closet  used  by  the  teachers  but  no  plumbing. 
T'he  air  there  was  not  unpleasant. 

Cottage  No.  4  in  diagram  is  a  duplicate  of  No.  2,  an^l  therein  we  similarly 
found  liaths,  wooden  tanks  for  hot  water,  disused  basins  and  no  ventilating  shaft. 
The  atmosphere  was  unpleasant. 

Cottage  No.  5  in  diagram  is  similar  to  Nos.  2  and  4,  but  in  it  the  disused 
basins,  although  the  traps  were  dry,  were  still  connected  with  the  sewers.  This 
building  is  heated  by  a  warm  air  furnace  much  the  same  as  the  other  cottages. 
The  third  tiat  is  utilized  as  the  hospital  for  the  institution. 

Woikshop  and  laundry.  No.  6.  This  builoing  lies  to  the  north  of  the  cot- 
tages. Close  beside  it,  as  will  he  seen  by  reference  to  the  diagram,  are  two  tanks 
into  which  the  wash  waters  run  from  the  launiiry  to  be  discharged  to  tlie  sewage 
field  tiles  (note  diagram)  The  odor  from  them  was  ver}'^  offensive.  These  out- 
side tanks  are  immediately  under  the  rooms  of  the  corridor  in  the  upper  work- 
shops and  although  near  a  large  chimney-stack  are  unventilated.  As  a  conse- 
quence odors  therefrom  find  entrance  into  the  workroom. 

Office,  duiing-room  and  kitchen,  No.  7.  This  is  a  new-  buihling  .situated 
north  of  the  main  line  of  the  cottages  and  has  new  and  well  conscructed  plumb- 
ing.    Its  atmosphere  .seemed  pleasant  and  healthful. 

Sevjaye  di!<[josal  and  sewers.  As  will  be  seen  in  the  diagram  the  drain- 
age from  all  the  buildings  except  the  present  laundry  has  been  led  into  a  tile 
sewer,  extended  as  new  buildings  were  constructed,  and  from  the  first  the 
outlet  of  this  sewer  was  into  a  cesspool  well  constructed  with  brick  and 
mortar.     As    will    be    gathered  from    the    description    of    the    plumbing  of  the 

*  Sketch  was  bhown. 

62 


p7  Victoria.  Sessional  Papers  (No.  12)  A.  1894 


various  buildinns,  the  sewage  has  consisted  hitherto  wholly  of  laundry 
water,  bath  and  Avash  water  and  sink  water.  This  material  having  been 
allowed  to  accumulate  in  the  cesspool  has  undergone  fermentation  and  has 
doubtless  caused  malodorous  emanations  at  times.  This  cesspool  has  but  one 
compartment,  and  there  being  no  separation  of  the  heavier  matters,  the  result  has 
been  that  when  the  contents  w^ere  discharged  into  the  creek  running  towards  the 
village  a  serious  nuisance  was  created  along  its  course. 

After  the  construction  of  the  sub-soil  surface  irrigating  area  of  tiles,  the  same 
cause,  viz.,  the  non-separation  of  solids  in  the  cesspool,  especially  of"  the  grease, 
and  the  fact  of  the  sewage  being  pumped  to  the  irrigating  tiles  only  by  means  of 
an  ordinary  hand  pump,  mstead  of  being  sent  there  in  rapid  How  from  an  elevated 
tank,  soon  resulted  in  the  complete  stojtping  up  of  drain  marked  B  in  the  diagram. 

This  necessitated  the  disposal  of  the  sewage  by  way  of  the  creek  creating  the 
serious  nuisance  couiplained  of  now  and  pi-eviously  by  those  living  iu  its  vicinity. 

Referring  to  the  two  tanks  which  were  constructed  last  year  to  receive  the 
wash  waters  from  the  workshops  (  No.  6),  your  committee  found  that  the  con- 
struction of  the  tanks,  while  providing  means  for  rapidly  discharging  the  sewage 
to  the  sub-surface  iirigating  tiles,  did  not  sup])lyany  means  f(H- readily  emptying 
the  sludge  from  either  tank  No.  1  or  No.  2.  The  absence  of  this  seems  to  have 
resulted  in  a  neglect  on  the  part  of  the  person  in  charge  of  the  tanks  to  empty 
them  frequently.  As  a  consequence  tank  No.  I  was  found  tilled  with  a  semi- 
solid ma.ss  of  most  offensive  deposit,  while  tank  No.  2  was  only  slightly  better. 
In  rjeithL-r  is  there  any  arrangement  for  supplying  fresh  air  on  top  of  the  sewage 
or  for  carrying  the  offensive  gases  to  a  point  above  the  roof  of  the  building. 
This  could  be  inexpensively  remedied  by  turning  the  ventilator  into  the  chimney 
stack  of  the  boiler  which  is  near  by. 

Recommendations.  Your  committee  having  described  in  some  detail  the 
conditions  found  desire  to  indicate  where  in  their  opinion  some  improvements  in 
the  sanitary  arrangement  of  the  school  should  be  effected. 

1.  Where  cellars  are  damp,  field  tiles  of  good  size  should  be  laid  external  to 
and  at  the  base  of  the  foundation  wall  and  given  a  fall  towards  the  creek  or  some 
other  natural  drainage  outlet. 

2.  All  hot  water  tanks,  if  within  the  basement,  should  be  tightly  covered  and 
should  have  an  outlet  pipe  for  leading  evaporating  vapors  outside  the  building. 
It  would  be  better,  however,  if  these  tanks  were  in  the  attic  and  not  in  the  cellars. 

3.  Earth  closets,  if  retained,  should  bs  more  carefully  attended  lo  and  the 
rooms  w^here  they  are  kept  better  ventilated.  (See  pamphlet  No.  1,  l89o,  P.  B.  H.) 
The  committee,  however,  is  of  the  o|)inion  that  a  separate  small  building  fitted  up 
with  earth  closets,  or  a  latrine  provided  with  an  urinal,  would  be  a  better  sanitary 
arrangement  for  use  in  the  daytime. 

4.  All  plumbing  tixtures,  as  baths,  basins,  etc.,  should  be  ventilated  at  a  point 
above  the  roof  and  distant  from  windows. 

5.  All  plumbing  fixtures  should  l)e  smoke  tested. 

6.  The  tanks  fur  the  laundry  wash  (139,  No.  9)  should  have  a  large  pipe  with 
valve  lor  leadily  drawing  off  the  sludge.  The  emptying  of  the  same  should  be 
done  frequently  to  prevent  .serious  decomposition  of  retamed  matters. 

7.  Tank  No.  2.  or  the  lower  one,  should  have  an  inlet  goose  neck  for  fresh 
air.  From  this  tank  a  pipe  should  lead  into  No.  1,  above  the  water  level.  From 
No.  1  a  good  vent  pipe  should  be  carried  to  the  smoke  stack. 

8.  The  old  cesspool  to  the  east  of  cottage  No.  5  shcmid  be  divided  into  two 
compartments  by  a  partition  so  as  to  .serve  as  a  precipitating  tank.  No.  I  com- 
partment should  receive  the  sewage,  an  entrance  being  provided  whereby  tlie 
sludge  could  be  readily  removed.     The  sumph  already  in  tie  tank  may  be  lound 

63 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


sufficient  for  the  purpose.  From  No.  2  compartment  the  liquid  sewage  must  be 
lifted  to  a  tank  provided  with  ventilators,  as  at  the  laundry  building, no  chimney 
being  here,  and  provided  with  a  valve  so  that  the  liquid  sewage  may  be  rapidly 
discharged  with  a  good  head  to  the  sub-soil  sewage  tiles. 

9.  While  it  is  t )  be  rci^retted  that  the  sub-surface  irrigation  tiles,  owing  to 
the  surface  level,  were  laid  too  deeply  at  some  points,  it  may  be  well  after  seeing 
that  the  main  tiles  from  the  cesspool  are  free  to  let  the  filtering  area  work  until 
some  stoppage  occurs.  We  trust  that  it  will  be  long  before  this  takes  place,  as 
we  found  the  main  tile  receiving  the  drainage  from  the  westerly  tanks  at  the 
laundry  quite  clear. 

In  connection  with  the  carrying  out  of  these  suggestions  with  regard  to 
l)lumbing,  etc.,  it  appears  most  desirable  to  the  committee  that  an  officer  having 
experience  in  the  details  of  this  work  should  be  given  charge. 

Remembering,  however,  how  near  the  cesspool  is  to  cottage  No.  5,  your  com- 
mittee thinks  that)  a  reconstruction  of  the  whole  system  of  sewage  disposal 
whereby  the  sewage  wouhl  be  delivered  into  precipitation  tanks  at  a  safe  distance 
from  the  buildings,  thereafter  to  be  disposed  of  by  soil  irrigation,  would  best  sat- 
isfy the  sanitary  needs  ot'the  Home.  If  adopted,  this  system  would  necessitate 
the  lifting  of  the  sewage  by  pumps  and  the  subsequent  discharge  on  an  irrigation 
area.  When  undertaken  the  details  of  the  system  should  be  worked  out  and 
constructed  under  expert  supervision. 

From  the  fact  that  several  ca:ies  of  fever  (slid  to  be  remittent  by  the  attending 
physician)  occurred  at  the  home  during  September,  it  appeared  to  the  committee 
that  the  water  supply  of  the  home  should  be  carefully  enquired  into.  To  this 
end  Mr.  J.  J.  Mackenzie  went  to  the  institution  on  the  31st  of  October  and  took 
samples  from  the  various  wells  on  the  premises.  The  following  are  the  results  of 
the  analyses : 

1.  Kitchen  Well  {Ghemical  Analjsis). 

In  parts  per  million. 

Free  ammonia 1.22 

Albuminoid  ammonia   0.072 

Chlorine 362.0 

Oxygen  absorbed  in  four  hours 1.24 

2.  Wind  Mill. 

In  parts  per  million . 

Free  ammonia   0.014 

Albuminoid  ammonia 0.08 

Chlorine 26.0 

Oxygen  absorbed  in  four  houi's 1.16 

Bacteriological  Examination  of  Wells  at  School. 

Stable  Well. 
Two  plates  poured  each  one-half  cubic  centimetre.     Counted  after  48  hours. 

Bacteria 
In  one-half  c.  c.         In  one  c.  c. 

No.  1 615       1230 

No.  2 825       1650 

Average 1440 

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57  Victoria.  Sessional  Papers  (No.  1*2;.  A.  1894 


Wind  Mill  Pump. 
Two  plates  poured  each  one-half  cubic  centimetre.      Counted  after  48  hours. 

Bacteria. 
In  one-half  c.  c.        In  one  c.  c. 

No.   1 o44  1088 

No.  2 495  990 

Average 1039 

Kitchen  Fuvip. 

Two  plates  poured  each  one-half  cubic  centimetre.      Counted  after  48  hours. 

Bacteria. 
In  one-half  c.  c.        In  one  c.  c. 

No.   1 ■ 92  184 

No.  2 94  188 

Average 186 

The  chemical  analysis  shows  No.  1  to  be  in  some  degree  a  mineral  well,  and 
the  biological  analysis  further  indicates  absence  of  sewage  or  surface  contamina- 
tion. 

The  chemical  analysis  of  No.  2  shows  this  water  to  be  chemically  within 
first-class  ;  but  ihe  bacteria  are  abundant  enough  to  illustrate  contamination  with 
bacteria  by  way  of  the  cracks  in  the  boards  covering  the  well.  This  is  still  fur- 
ther seen  in  the  stable  well. 

While  the  results  of  examination  fail  to  show  contamination  with  sewage,  it 
must  be  said  that  the  situation  of  the  wells  in  some  cases  so  near  where  sewers 
pass  cannot  be  looked  on  as  wholly  devoid  of  danger, 

A  larger  well,  situated  at  a  good  distance  from  the  buildings,  with  water 
lifted  by  steam  pump  or  wind  mill  to  an  elevated  tank,  whence  it  could  be  a 
supply  both  for  domestic  and  tire  purposes,  seems  a  very  great  desideratum  at 
the  Home. 

The  fact  that  diphtheria  has  been  conveyed  to  the  institution  by  a  new  boy 
and  the  well  grounded  apprehension  that  parents  or  friends  of  boys  who  under 
the  present  regulations  are  allowed  to  visit  the  Home  without  any  knowledge 
on  the  part  of  the  authorities  of  the  Home  as  to  whether  they  come  from  infec- 
tious houses  or  not,  may  introduce  infectious  disease,  render  it  imperative  that 
the  danger  should  be  minimized  by  allowing  friends  of  the  boys  admission  only 
when  bringing  a  certificate  that  they  have  not  been  exposed  for  a  length  of  time 
satisfactory  to  the  medical  statt  of  the  institution  to  any  contagious  disease. 

Ail  of  which  is  respectfully  submitted, 

J.  J.  CASSIDY, 

CHARLES  WM.  GOVERN  TON, 

PETER  H.  BRYCE, 

Committee. 


H  )  65 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


REPORT  ON  NUISANCES  AT  PORT  DALHOUSIE. 

To  the  Chairman  and  Members  of  the  Provincial  Board  of  Health  : 

Gentlemen, — Acting  on  the  repeated  complaints  made  to  this  Board  regard- 
ing the  serious  nuisance  arising  from  stagnant  water  in  the  basin  of  the  old  canal 
within  the  municipality  of  Port  Dalhousie,  your  committee  proceeded  there  as  per 
instructions  on  October  9th  and  found  the  state  of  atiairs  as  follows  : 

1.  The  basin  of  the  main  canal  is  nearly  on  a  level  with  a  low  lying  area  of 
land  of  probably  two  acres  extent.  Lying  to  the  west  of  the  basin  and  existing 
along  what  was  the  source  of  the  first  canal,  a  portion  of  it  of  about  half  an  acre 
in  extent,  forms  a  filthy  stagnant  duck  pond  just  in  the  rear  of  several  houses,  at 
a  distance  of  some  150  yards  from  the  present  canal  basin  and  connected  with 
this  by  a  muddy  narrow  stream  of  shallow  water. 

The  breakwater  or  quay  holds  out  the  water  of  the  basin  in  large  part  from 
this  area,  but  it  is  covered  in  the  .'^pringtime,  or,  when  the  wind  blows  strongly 
from  the  north,  the  water  moves  in  through  the  breakwater. 

Thus  it  appears  that  the  drowned  land  can  only  become  dry  at  present  by 
evaporation,  while  it  may  at  any  time  of  high  water  receive  more  water. 

The  cause  of  the  nuisance  and  its  nature  are  thus  made  evident.  As  to  the 
remedy  there  are  two  methods,  both  effective,  if  carried  out : 

1.  To  fill  up  the  area  of  drowned  land  and  so  prevent  Hooding. 

2.  To  drain  the  pond  by  a  ditch  to  a  sumph  hole  just  inside  the  breakwater. 
Make  the  breakwater  embankment  complete  so  as  to  prevent  the  influx  of  water 
from  its  basin  and  then  pump  out  the  water  which  flows  into  the  sumph  from  tl  e 
pond  over  into  the  bf  sin.  The  area  once  drained  can  be  thus  kept  dry,  and  if 
plowed  and  if  on  a  grain  crop  it  be  seeded  down  the  nuisance  will  be  perman- 
ently removed. 

All  of  which  is  respectfully  submitted. 

PETER  H.  BRYCE, 

J,  D.  McDonald, 

Toronto,  October  16th,  1893.  Committee. 


REPORT  ON  POLLUTION  OF  WATERLOO  CREEK 
ABOVE  BRIDGEPORT. 

To  the  Chairman  and  Members  of  the  Provincial  Board  of  Health  : 

Gentlemen, — Your  Committee  on  Sewerage  and  Water  Supply  begs  to  stat& 
that,  according  to  instructions,  it  visited  Bridgeport  and  Waterloo  on  June  26th, 
and  examined  into  the  complaints  made  with  regard  to  the  pollution  of  the 
Waterloo  or  Bridgeport  Creek  with  the  sewerage  of  the  Town  of  Waterloo. 

The  nature  of  the  nuisance  is  best  gathered  from  the  evidence  herewith 
submitted  which  was  taken  at  Waterloo,  your  Committee  taking  sworn  evidence 
as  provided  under  the  statutes. 

Peter  Shirk,  miller,  svjorn,  said  : 

Have  resided  in  Bridgeport  twenty-four  years.  Knew  the  creek  before 
Seagram's  distillery  was  established  in  present  extent.  Now  ten  times  3,s  large. 
Cattle  were  then  kept,  but  farmers  drew  manure  away.  None  allowed  in  stream. 
Shirk's  woollen  mill  (Waterloo  Woollen  Works  Co.)   was  then  a  small  business 

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57  Victoria.  Sessional  Papers  (No.  12).  A  18i)4r 


drained  into  creek.  The  mill  I  own  was  built  ti^ixty  years  ago  and  more.  At  the 
time  I  took  mill  no  serious  nuisance  existed  from  the  pond,  the  village  being 
healthy.  As  the  factory  and  distillery  enlarged,  we  began  to  notice  a  disagite- 
able  and  unhealthy  smell  arising  from  the  pond,  which,  I  am  satisfied,  was  due  to 
refuse  brought  down  the  creek  and  being  deposited  in  the  pond.  During  the 
last  sixteen  or  eighteen  years  as  this  nuisance  increased,  it  was  added  to  by  the 
dead  tish,  caused  by  the  polluted  water,  being  deposited  on  the  shores.  The 
nuisance  is  greatest  when  the  weather  is  warm  and  calm,  after  which  a  wind 
blowing  up  drives  the  gases  toward  the  shore.  Always  worse  after  sun-set. 
Often  complained  of  and  alluded  to  by  the  workmen  around  the  mill  and  by  the 
villagers.  I  am  sure  the  effects  of  these  odors  are  prejudicial  to  health.  In 
former  years  I  had  a  great  deal  of  sickness  in  my  family,  which,  I  think,  and  Dr. 
Bowlby  asserted  was  due  to  the  pond.  I  think  the  foliage  of  the  trees,  now 
larger,  makes  the  effects  on  my  family  less. 

I  know  of  no  other  cause  except  the  pollution  from  the  creek  which  will 
explain  the  nuisance  arising  ;  and  1  think  that  if  the  refuse  from  the  woollen 
factory  and  from  the  cattle  byies  were  removed  that  we  would  not  have  this 
trouble.     I  am  not  9 ware  of  other  town  sewage  polluting  the  creek. 

I  believe  the  owners  of  the  cattle  byres  could  deal  with  the  nuisance  there- 
from without  any  serious  inconvenience  to  them  or  burden  to  the  town.  I  think 
the  same  may  be  said  regarding  the  factory. 

I  have  heard  of  cases  of  cattle  and  horses  being  poisoned  along  the  creek 
between  Waterloo  and  Bridgeport,  and  think  the  creek  polluted  enough  to  poison 
cattle.  Do  not  have  flour  remaining  exposed  long  enough  to  be  affected  by 
absorbing  putrid  gases. 

(Correct),  Peter  Shirk. 

Owen  Kirst,  V.S ,  sworn,  said  : 

I  reside  in  Township  of  Waterloo,  am  a  registered  veterinary  surgeon,  and 
am  employed  as  a  sanitary  inspector  by  the  Local  Board  of  Health  of  Waterloo 
township.  Have  practiced  my  profession  in  township  for  five  years.  Keside 
eleven  miles  from  Waterloo  village,  and  do  not  practice  much  in  neighborhood 
of  creek.  I  have  hearol  of  cattle  dying  along  the  creek  during  the  last  two  years, 
but  have  seen  none  of  them.  I  consider  the  disease  from  which  these  cattle  died, 
from  what  I  can  learn,  to  have  been  anthrax.  I  think  the  washings  from  the 
wool  and  from  hides  by  running  into  the  creek  and  spreading  over  the  soil  in  high 
water  of  spring  and  fall  might  cause  anthrax,  if  from  diseased  hides  and  wool.  I 
know  of  no  other  part  of  township  of  Waterloo  in  which  any  anthrax  has 
appeared.  Anthrax  when  affecting  horses  shows  spasms,  bloating  sometimes 
later,  fatal  symptoms  sometimes  affect  mouth  and  nose.  Jf  cattle  or  milch  cows 
were  affected  there  might  be  danger  to  human  beings.  I  have  examined  the 
cattle  byies  and  saw  the  conditions  there.  I  do  not  think  the  disposal  of 
manure  and  urine  a  sanitary  one,  antl  some  provision  should  be  made  for  its  dis- 
posal beside  pouring  it  into  creek.  1  think  the  .solids  ought  to  be  hauled  on 
to  the  land  and  some  method  found  for  filtering  the  fluids,  as  a  sewage  farm. 

(Correct),  OwEN  Kikst. 

Roderick  Mayer,  sworn  : 

I  am  a  member  of  the  Board  of  Health  of  town-ship  of  Waterloo,  and  have 
been  since  the  Hrst  Board  was  organized  in  townsdiip.  I  reside  within  a  mile  of 
Bridgejjort.  I  have  hejird  complaints  of  the  nuisance  arising  from  the  creek, 
during  last  six  yeais  at  least.     These  complaints  have  been  increasing  from  year 

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57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


to  year  at  Bridgeport,  and  the  cause  has  been  the  pollution  of  creek  from 
Seaoram's  cattle  byres  and  from  the  woollen  factory,  and  sometimes  from  fusel 
oil  pouretl  in  from  the  distillery.  I  have  frequently  noticed  the  odors  at  Bridge- 
port at  times  so  bad  tliat  I  have  gone  around  the  village  instead  of  passing 
through  it  on  my  way  to  Berlin.  I  would  not  buy  pi^operty  there  or  have  my 
family  live  there  at  any  price  The  odors  are  worse  there  in  the  three  sammer 
months.  It  does  not  stop  even  in  September,  two  months  after  the  caitle  are 
removed  from  the  byres.  Even  if  the  effects  of  the  byres  have  disappeared,  there 
is  enough  pollution  from  the  woollen  mills  to  Keep  up  smell.  Of  course,  when 
water  gets  low,  the  deposits  brought  down  before  are  exposed  and  then  decom- 
pose. I  have  visited  the  byres  and  factory,  and  have  seen  the  deposits  of  manure 
at  the  byres  and  in  the  fiats  below  on  the  creek,  and  have  seen  these  manure 
washings  go  into  the  creek.  There  was  a  large  deposit  there  when  I  visited  it 
last.  If  none  is  removed  by  wagons  some  thirty  loads  a  day,  I  am  toM,  would 
run  in.  Creek  is  some  fourteen  feet  wide  and  less  than  a  foot  deep.  These 
washincrs  will  be  deposited  along  creek  and  in  mill-dam.  The  owners  I  think 
could  easily  prevent  the  nuisance  by  drawing  the  manure  away.  The  washings 
raif^ht  be  filtered  and  then  allowed  to  go  into  creek.  The  nuisance  from  the 
woollen  factory  arises  from  wool  washings  and  dyings.  I  do  not  know  of  other 
causes  of  nuisance  or  pollution  which  have  been  complained  of.  There  is  a  small 
pond  above  held  up  for  use  of  factory.  I  have  known  horses  and  colts  pasturing 
alono-  the  creek  to  become  diseased.  I  have  known  it  worst  in  June  and  lasting- 
even  into  winter  and  some  just  about  clear  of  it  now. 

Around  head  and  mouth,  for  instance,  the  colt  had  many  discharging  ulcers. 
Mouth  was  so  sore,  that  they  could  hardly  eat.  The  skin  came  off  head  and  both 
sides.  I  knew  of  four  affected.  I  know  of  no  horses  except  those  on  this  pasture 
similarly  affected.  I  do  not  know  that  any  died.  They  got  gradually  better 
after  removal  from  this  pasture.  I  owned  one  horse,  two  of  Mr.  Kei'be,  one  to 
George  La  Course.     I  think    it  a  great   enough   nuisance  to   require  immediate 


.abatement. 


(Correct),  Fred.  Mayer. 


Isaac  Hoffman,  sivorn 


I  reside  in  Town  of  Waterloo  and  am  sanitary  inspector  of  Local  Board  of 
Health.  Am  not  wholly  engaged  at  this  ;  but  am  weigh  master  and  caretaker 
of  halls.  It  is  my  duty  to  inspect  premises.  I  know  the  creek  within  the  town. 
The  large  creek  runs  nearly  two  miles  within  the  corporation.  Situated  along  it 
within  corporation  are  portions  of  farms  adjoining  creek.  No  stables  that  I  am 
aware  of  situated  on  it  at  this  point.  Below  these  farms  is  the  dam  (called 
Snider's  mill  pond)  or  Beaver  creek.  Along  side  of  this  mill  pond  near  dam  are 
houses.  Nothing,  that  I  am  aware  of,  pollutes  this  t)ond,  but  I  understand  several 
water-closets  from  houses  have  their  sewage  by  drains  running  in. 

Below  the  pond  and  oppo.site  Snider's  mill,  to  the  south,  is  Seagram's 
distillery.  About  thirty  hands  are  employed  at  the  distillery.  Their  closet  is  a 
privy,  and  has  not  drainage  into  creek.  After  extraction  of  alcohol,  etc.,  the  refuse 
grains  are  carried  by  hollow  logs,  buried  in  ground  for  a  mile,  to  the  cattle  byres 
situated  within  the  town  and  along  the  creek.  Some  400  or  over  of  cattle  are 
kept.  There  is  a  capacity  for  600  and  over  in  byres.  Hogs  are  also  fed  at  the 
byres.  [  have  inspected  the  byres,  and  find  the  practice  to  be  that  farmers  cart 
a  cjood  deal  of  the  manure  away,  paying  so  much  a  loid.^  I  understand  ten  cents 
a  load.  I  do  not  know  how  much  is  removed  daily.  More  hauled  away  in 
winter.     The  liquid  manure  not  carted  away  is  allowed  to  run  over  from  the  vats 

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5  7  Victoria.  Sessional  Papers  (No.  12).  A   1894 


on  to  the  creek  tlars,  and  then  from  that  to  the  creek.  This  creek  wins  easterly 
and  runs  into  Quick  all's  dam  an<l  thcreatter  into  Mr.  Shirk'.s  dam  at  IJrid^cpnrt. 
This  material  will  in  the  creek  be  in  a  more  dissolved  state  ;  but  I  know  that 
there  is  a  bad  smell  comes  from  the  creek  below  the  byres. 

On  the  creek  next  below  the  distillery  are  washings  from  the  distillery  as 
washini,'S  from  tubs,  wa.sh-tubs,  and  so  on. 

Several  private  houses  are  along  the  creek  next,  but  none  have  privies  over 
the  creek  that  I  am  aware  of,  but  some  are  close  by.  The  people  tell  me  that 
they  empty  these  boxes  into  the  creek  in  high  water. 

Next  below  these  houses  of  any  account  is  the  woollen  factory.  About  800 
persons  said  to  be  employed.  Some  of  the  closets  (women  and  men)  are  within 
the  factory  and  are  water-closets  and  drain  into  this  creek  by  a  box  drain.  One 
or  more  privies  in  addition  are  outside  only  occasionally  used  by  yardmen.  This 
was  the  condition  when  I  last  inspected  them.  The  washings  from  the  wool  and 
cloth  go  into  this  box  sewer  which  empties  ahnost  opposite  Mr.  Stroh's  tannery 
into  the  creek.  I  do  not  know  how  much  water  is  pumped  and  used  daily  in  the 
factory.  They  have  not,  that  I  know  of,  any  method  for  pumping  the  wash- 
waters  before  allowing  them  to  enter  the  creek.  These  wash-waters  create  a 
nuisance  along  with  the  sewage  from  the  privies  at  the  point  where  they  enter 
the  creek  and  below  it. 

The  Local  Board  last  year  discussed  the  question  of  dealing  with  the  whole 
sewage  matter,  with  a  view  to  remedying  these  nuisances.  Next  emptying  into 
the  creek  is  the  drainage  from  Kuntz's  brewery,  consisting  of  washings  of  brewery, 
as  sour  barrels,  floors,  etc.,  into  the  small  creek  oul}^  three  feet  wide 

There  are  twenty  or  twenty-five  men  emploj^ed  at  brewery  ;  I  am  not  sure 
whether  or  not  they  have  a  water-closet  in  brewery. 

Lately  in  Alexander  House  have  been  fitted  up  water-closets  intended  to 
empty  into  this  little  creek.  Am  not  sure  whether  it  is  being  used  or  not.  After 
this  comes  the  gas  factory  draining  into  this  little  creek.  From  this  comes  a 
tany  water.  I  do  not  know  how  much  water  goes  in  daily  I  thiidc  from 
artesian  supply.  Next  to  this  comes  the  button  factory  with  some  seventy  or 
eighty  hands.  There  are  water-closets  which  drain  by  sewer  into  the  big  creek 
from  the  factory.  In  addition  are  the  dye  stuff  washings  from  the  factory  Are 
some  houses  next  along  the  creek  that  have  privies  not  draining  into  creek  that 
I  am  aware  of.  Next,  comes  in  the  wash  from  Mr.  Stroh's  tannery  with  three 
hands,  black  leather  tannery,  drains  in  several  street  drains,  partially  street 
waters,  cellars  and  sinks  dram  down  to  creek  along  Erb  street.  Beyond  this  i.s^ 
the  sewage  from  Huether's  brewery  with  some  fifteen  or  twenty  hands.  The.se 
have  water-closets  running  in  and  washings  from  tubs,  floors,  etc.  This  is  all 
excepting  street  washings.  The  town  has  privies  attached  to  almost  every  house. 
There  are  a  few  water-closets  and  earth  boxes.  Complaints  are  often  made  by 
people  living  near  both  the  big  and  little  creek.  1  have  noticed  the  smells  again 
and  again  from  the  little  creek,  even  on  King  street.  These  nuisances  along  the 
creek  are  increasing  from  year  to  year  owing  to  the  increasing  size  of  breweries, 
factories,  etc.  I  have  brought  these  matters  before  the  Board  with  a  view  to 
remedying  them.  Mr.  Stroh,  the  Chairman  of  the  Local  Board,  will  inform  you 
on  these  points. 

(Correct),  Isaac  Hoffman. 

Jacob  G.  Stroh,  sworn: 

I  reside  in  Waterloo  and  am  Chairman  of  Local  Board  of  Health.  I  have- 
often  complained  of  nuisances  arising  from  the  creek.  I  have  made  suggestions 
for    remedying    the   difficulties,   but  there  has    been    indifference.     For  several 

69 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


years  citizens,  boaHs  and  councils  have  discussed  those  matters,  and  a  proposition 
his  been  made  for  a  survey.  A  survey  was  made  in  1892  with  a  view  to  removing 
the  nuisance  by  a  S3"&tem  of  sewers.  Suggestions  were  made  to  individuals  to 
abate  their  local  nui-;ances. 

The  estimated  cost  for  an  efficient  system  of  sewers  intended  to  remove 
the-^e  difficulties  was  from  $13,000  to  815,000.  The  scheme  proposed  involved 
&  sewage  farm  for  disposal.  This  was  included  in  the  cost  of  $15,000.  There 
would  be  a  tunnel  sewer  going  down  as  far  as  the  present  nuisance  as  a  remedy 
for  town  ;  but  the  latter  would  not  remedy  the  evil  at  Bridgeport.  I  think  the 
Bridgeport  people  would  have  been  patient  while  the  town  was  constructing  its 
■system  with  the  belief  that  disposal  on  a  farm  would  follow.  We  have  not  urged 
earth-closets  as  strongly  as  possible,  with  the  hope  that  we  would  get  a  system  of 
sewers. 

We  have  tried  to  get  the  Board  on  a  creditable  footing.  Last  year  we  first 
appointed  a  town  inspector.  We  have  gradually  become  more  strict,  we  have 
gradually  bien  pushing  to  get  rid  of  the  hogs,  etc. 

The  Board  has  never  dealt  with  the  Seagram  nuisance.  He  removed  the 
byres  from  the  town  to  present  site  some  six  years  ago.  Formerly  the  woollen 
factory  drained  right  into  the  town,  now  it  goes  lower  down. 

Mr.  Seagram  was  warned  by  the  inspector  not  to  pollute  the  creek  last  year 
by  effluent  from  the  cattle  bja-es. 

Jacob  G.  Stroh. 

John  W.  Schneider,  svjorn  : 

I  reside  in  corporation  of  Waterloo,  farmer,  with  farm  along  creek  belovr 
town  and  below  Seagram's  cattle  byres.  I  have  experienced  nuisance  from  creek. 
Up  to  four  3^ears  ago  was  worse  having  a  pond.  Have  none  now,  but  creek  is 
125  yards  from  house.  Stirring  up  water  with  water-wheel  made  great  nuisance. 
Flats  not  flooded  readily  now,  owing  to  straight  cut,  made  by  myself,  and  better 
fall.  I  think  the  health  of  my  family  was  affected  while  the  pond  existed.  I 
have  no  flooded  flats.  I  have  spring-water  and  cattle  drink  from  this  and  not 
from  creek. 

I  have  known  only  of  sick  cattle  on  Mr.  Quickfall's  farm,  one  horse  he  bought 
from  me.  I  have  noticed  driving  from  town  during  the  recent  warm  weather  an 
intensely  bad  smell  from  the  creek.  T  find  now  and  then  the  carcass  of  a  dog, 
Jiog  or  sheep,  which  lies  in  the  bushes  and  creates  a  nuisance. 

(Correct),  John  W.  Schneideii. 

Allan  E.  Qttickfall,  sworn  : 

I  reside  on  farm,  part  in  Waterloo  town,  part  in  township,  adjoining  Mr. 
Schneider  b-low.  Have  always  lived  there.  Ever  since  I  remamber  I  have 
noticed  nuisances  along  the  creek.  They  are  getting  worse  from  year  to  year.  It 
is  worse  now  because  they  hold  the  water  in  the  dam  and  allow  the  flats  to  be 
exposed.  It  is  then  not  fit  for  a  person  or  beast  to  live  near.  Four  or  five  or 
six  years  ago  wiien  we  were  building  a  dam,  two  of  us  got  fever.  The  doctor 
said  this  creek  is  killing  you.  Several  of  the  hands  got  sick,  and  my  sister  too. 
She  never  recovered  fully,  and  is  now  dead.  We  often  have  to  close  the  house 
windows  at  night  which  is  400  yards  from  the  creek. 

I  have  not  taken  special  notice  before  last  year  ;  but  then  I  sold  ten  head  of 
cattle  to  a  man  named  Fry.  One  of  these  took  sick  and  the  man  blamed  the 
flats.     The  animal  pined  away,  but  suddenly  died. 

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57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


Last  year  I  had  six  colts  on  flats  to  pasture.  The  creek  got  high  one  night 
and  overflowed,  and  when  it  went  down  left  a  deposit  on  the  grass.  All  the  colts 
got  sick  and  had  to  be  removed  from  the  creek  field.  I  saw  them  first,  six  hang- 
ing their  heads  ;  all  raw-tongued,  eyes  swollen,  and  skin  came  off'  heads  and 
patches  on  sides.  Some  got  well  sooner  than  others,  but  it  has  lasted  on  some 
till  this  spring.  At  this  Mr.  Wm.  Porter,  Mr.  Seagram's  farm  manager,  said  we 
have  ten  sick  colt'*.  Mr.  Porter  told  me  that  Mr.  Sterling,  V.S.,  said  that  the 
•colts  are  poisoned  by  the  creek.  Mr.  Seagram  fences  off  creek  from  other  fields. 
The  sickness  in  Seagram's  followed  the  same  overflow  which  caused  sickness  in 
mine. 

(Correct),  Allan  E.  Quickfall.  _ 

Charles  A.  Quickfall,  sworn  : 

I  reside  on  same  farm  as  my  brother,  a  little  nearer  creek,  and  in  township 
of  Waterloo.  Am  a  brick-maker,  have  a  dam  on  creek,  and  use  water-power. 
When  we  use  wheel  it  churns  up  a  disagreeable  vapor  so  bad  smelling  that  the 
men  threaten  to  leave.  I  employ  nine  men  and  one  boy.  One  left  half  a  day 
last  summer,  sick  from  the  smell,  not  long  sick.  I  know  of  the  sickness  in  father's 
family. 

(Correct), 

C.  A.  QUICKFALL. 

From  the  statements  contained  in  the  sworn  evidence  it  will  not  be  difficult 
for  the  board  to  realize  the  nature  of  nuisance  referred  to.  In  the  opinion  of  your 
committee  the  nuisance  is  of  so  serious  a  character  as  to  demand  the  immediate 
enforcement  of  whatever  Health  Acts  are  available  for  the  abatement  of  the 
nuisance,  and  would  advise  that  the  Local  Board  of  the  township  of  Waterloo  be 
advi-sed  to  take  action  under  Section  65  of  The  Health  Act,  said  action  being  based 
on  the  report  of  your  committee. 

All  of  which  is  respectfully  submitted. 

P.  H.  BRYCE, 

J.  D.  MACDONALD. 

After  discussion  the  following  resolution  was  adopted  : 

On  motion  of  Dr.  Vaux,  seconded  by  Dr.  Macdonald  that  the  report  of  the 
committee  be  adopted,  and  that  the  secretary  be  instructed  to  transmit  a  copy  of 
the  report  to  both  Township  and  Town  Board  of  Health,  with  the  opinion  of  the 
board. 


REPORT  OF  THE  COMMITTEE  OX  SEWERAGE  AND  WATER  SUPPLY 
RE  PROPOSED  SYSTEM  OF  SEWERAGE  FOR  LINDSAY. 

To  the  Chairman  and  Members  of  the  Provincial  Board  of  Health  : 

Gentlemen, — The  Council  of  the  Town  of  Lindsay  having  forwarded  the 
report  on  the  proposed  .system  of  sewerage  for  the  town,  your  committee  in  order 
that  the  board  might  be  placed  in  a  po.sition  to  judge  of  the  advisability  of  ap- 
proving of  said  plans,  visited  Lindsay  on  the  4th  of  October.  Your  committee, 
in  company  with  the  Mayor,  Chairman  of  the  Local  Board  of  Health,  and  others 
visited  the  points  of  the  various  proposed  sewage  outfalls  into  tliii  Scugog  river, 
and  afterwards  met  in  the  town  hall,  where  the  town  officials  and  a  considerable 
number  of  the  medical  men  and  ratepavers  had  assembled. 

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i37  Victoria.  Sessional  Papers  (No.  V2).  A.  1894 


The  chairman  of  the  meeting  having  stated  the  reason  for  calling  the  meet- 
ing, Dr.  Macdonald,  for  your  committee,  stated  in  a  few  words  the  duty  of  the 
Provincial  Board  in  refeience  to  proposed  systems  of  town  sewerage  and  asked 
those  present  to  state  any  objections  wlnoh  they  might  have  to  the  proposed 
Rysrem. 

Drs.  Mc  Alpine  and  Poole  objected  to  the  report  as  not  specifying  whether  any 
provision  had  been  made  in  the  estimate  for  subsoil  and  cellar  drainage.  Your 
connuittoe  by  referring  to  page  11  of  the  report,  pointed  out  that  the  proposed 
separate  system  made,  as  one  of  its  special  features,  provision  for  dealing  with 
these  two  matters.  Your  committee  assured  them  that  it  was  reasonable  to  assmne 
that  the  estimates  intended  these  items,  although  it  had  to  confess  that  the  report 
was  not  sptH'Hic  with  regard  to  these  matters.  It  was  further  objected  that  such 
drainagt^  would  be  insuilioient  for  certain  jiarts  of  the  town,  where  the  ground 
was  springy,  and  also  that  if  these  drains  were  let  into  the  sewers  at  certain 
points  there  might  be  danger  of  sewer  air  getting  into  the  cellars.  It  was  pointed 
out,  however,  by  your  committee  that  such  diains  had  elsewhere  been  found  most 
efficient  and  that  should  they  at  any  points  be  turned  into  the  sewers,  any 
dangers  from  sewer  gas  might  be  obviated  by  tiaps  at  the  points  of  entrance 
thereto. 

Your  commiltoo  having  explained  those  points  referred  to  the  proposed  sew- 
age outfalls  into  the  river,  these  being,  as  will  be  seen  from  the  report,  four  in 
number,  throe  of  which  are  within  settled  portions  of  the  town.  Several  objected 
to  these  outfalls  on  the  ground  of  local  nuisances  arising  therefrom.  As  will  be 
seen  from  the  map  appoudod  to  the  report  the  upper  one  ot  these  runs  into  what 
is  called  the  pond,  a  sluggish  jiortion  of  the  river,  above  the  dam  ;  the  f^econd  one 
of  those  at  the  foot  of  Lindsay  street,  is  at  a  point  below  the  dam  where  there  i> 
a  bridge  over  the  river,  a  landing  place  for  the  steamers,  and  where  the  wator. 
especially  on  Sundays,  is  very  sluggish,  owing  to  the  water  being  held  up  in  the 
dam  ;  while  the  third  one,  wdiich  will  carry  the  main  body  of  .sewage,  is  above 
the  point  where  are  several  docks,  and  above  points  where  logs  and  rafts  are 
boomed. 

On  (ho  wlu»l(>  it  appeared  to  yi)ur  committee  that  apart  from  the  general 
objections  which  your  Board  take  to  pollution  of  streams  by  sewage,  as  contrary 
to  the  principles  of  the  Pid)lic  Health  Act,  there  are  real  grounds  for  the  objec- 
tions taken  to  pollution  of  the  river  at  the  several  points  referred  to. 

This  being  the  ease,  3'our  committee  assureil  those  taking  objection  to  such 
pollution  that  the  matter  at  issue  would  receive  full  attention  from  the  committee 
in  its  rej>ort. 

I  he  plan,  as  will  bo  soon  from  the  report  of  the  engineer,  provides  for  four 
district  sewerage  areas,  consitleration  being  had  on  the  ground  of  economy  an  I 
convenience  to  the  natural  draiiiage  levels  of  the  town.  You  comnuttee  fully 
approves  of  the  scheme  outlined  by  the  engineer  which  thus  provides  for  four 
sewage  outfalls ;  but  considers  that  some  provision  must  be  made  for  dealing 
with  the  sewage  at  the  several  outfalls  in  order  that  no  pollution  of  the  streau> 
may  occur. 

Such  provision  can  readily  be  made,  as  for  some  time  to  come,  as  the  report 
points  out.  it  is  not  probable  that  the  sewage  formore  than  2,000  of  a  population 
is  likely  to  be  discharged. 

Your  committee  is  further  of  the  opinion  that  at  a  snuill  cost  })rovision  can 
be  made  for  tiUration  of  the  sewage  liy  the  construction  of  a  sand  and  gravel 
filter  ahuig  the  baid<  of  the  stream,  immediately  at  or  near  the  several  present 
proposed  outfalls.  While  not  specializiTig  any  particular  form  of  ctmstruction,  it 
apj)ears  to  your  conunittee   that   filter-beds  somewhat  similar  to  those  proposed 

72 


57  Victoria.  Sessional  Papers  (No.  1*2).  A.  1894 


for  Chatham,  or  such  as  are  in  operation  at  London  Asyhim,  the  Ontario  Agri- 
cultural College,  Cuelph,  and  many  other  places  can  be  conveniently  arrangctl  so 
as  to  cause  a  clear  sewage  effluent  to  flow  into  the  stream. 

With  such  provisions  added  your  comn\ittce  has  much  pleasure  in  recom- 
mending for  adoption  the  proposed  scheme  for  the  sewerage  of  Lindsay  as  being 
one  which,  in  their  opinion  is  likely  to  fulfil  the  requirements  of  the  town,  ;*na 
which  when  constructed  will  add  greatly  to  the  prosperity  of  the  town,  so  far  as 
a  reputation  for  healthlulness  of  any  town  has  a  financial  bearing. 

All  of  which  is  respectfully  submitted. 

.1.  D.  NLVCDONALD, 

P.  H.  BRVCI-:, 

HARRY  E.  VAUX, 

Committee. 


The  foUotcing  is  a  minuU  of  the  evidence  taken  informally  at  Linditay. 

Ex-Mayor  Walters  being  in  the  chair.  Dr.  Macdonald  stat«Hi  the  objtxtof  the  c  >mmitt«»e  was  to  «btain 
information  and  hear  anj-  objections  to  the  prop  jsed  system  of  sewerage,  and  asked  thrt.<e  present  to  dis- 
cuss the  matter. 

1.  Dr.  M<' Alpine  objected  to  the  pcheme  on  financial  grounds,  owing  to  the  fact  that  no  provi^i  (n  is 
made,  as  far  as  he  knows,  f.r  dealing  with  sulwoil  watei. 

2.  Another  gentleman  spoke  in  favor  of  accepting  the  engineer "s  views  with  reganl  to  the  detaiN  and 
principles  laii  down  in  the  report. 

The  combined  syi^tem  is  ex|)en8ive. 

Dk.  McAi.riNK  raii-ed  the  point  regarding  the  turning  of  goil  water  to  the  sewer  <^n  Wellington  str-tt, 
thereby  making  the  possibility  of  gas  getting  into  house  drains. 

Dr.  Poolk  saw  the  report,  said  nothing  rr  sub  soil  drains. 

Dr.  McAlpixk  objected  to  outlet  into  pond  or  at  Georgiana  street.  2nd.  At  Lindsay  street,  the  three 
eewers  discharging  near  town  wharf. 

During  the  Sxinday  there  i«  no  current  owing  to  mill  holding  up  waters. 

An  area  of  lOO  acres  will  drain  into  this,  most  thickly  populated,  much  sewage  from  closets,  etc..  wdl 
create  a  nuisance. 

The  Franci-*  stre«t  sewer  also  discharges  in  front  of  a  wharf.  The  current  opjx>sit«>  this  under  100  feet 
per  minute  for  six  days  and  le«8  on  Sundays.  These  points  will  receive  all  the  sewage  fr.>in  alvive,  will 
smell  and  cause  nuisance.  Be'ow  this  are  four  large  mills  rear  tliis  outlet,  employing  nary  hands  ;  that 
there  are  many  raft<  and  logs  In-low  this  holding  up  water. 

lioats  churn  this  up  in  |>a.s'>ing. 

This  ..('Wage  will  in  niv  opinion  contaminate  and  make  a  nuisance  to  those  in  neighlv>rhoo<l. 

According  to  rejKirt  of  engineer  this  will  defvosit  hut  will  b«»  carrie^l  away  by  slow  water.  This  will  be 
deposited  on  banks  and  logs,  as  banks  are  low  they  flood,  and  sosewaj^e  will  l)e  exfK>sc<l  to  air. 

Mr.  Mim,s  a'.ked  whf-ther  there  will  be  any  danger  at  these  outlet-*.  Dr.  Macdonald  answered  th^'t 
there  would  be  some  nui>ance,  but  this  can  be  avoided  by  filters. 

Dii,  PoCLK,  thought  a  filter  would  !«  an  objection,  and  providing  it  would  likewise  l>e  an  objection. 

Dr.  Bcrrows  thought  oxidation  and  filtration  would  lessen  the  danger. 

Chairman  said  :     1.   Ts  it  not  practicable  to  carry  down  main  Wyond  town  "i     No. 

2    Can  we  consder  this  schome  practically  in  keeping  with  sanitary  conditions  ? 

.Mr.  Skcretahv  Dobson  thought  the  discussion  was  good  for  the  people  pre^aent.  He  thought  that  an 
outlet  must  be  had  in  river  if  at  all. 

^f  R.  Hopkins,  t<nvn  solicitor,  thought  that  while  some  pollution  will  be  inevitable,  it  would  not  to  any 
such  extent  so  as  to  be  a  serious  objection. 

Dr.  MArnoNALi)  ^tated  that  the  committee  will  be  able  to  say  there  were  one  or  two  main  objections 
which  might  b»»  stated. 

C'>rn4ine<l  r«.  .Se  >arate  Sewers,  Pollution  in  River  m  Cle.^nline«,  indicat<'  what  the  committees  duty 
is,  both  as  regards  th"  g<>neral  intere>ts  and  the  Provincial  Boards  view  of  this  matter. 

The  boards  views  will  be  reported  to  the  town  council  forthwith. 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


REPORT  ON  CHATHAM  MAIN  SEWER. 

By  p.  H.  Bryce,  M.  A.,  M.  D. 

To  the  Chairman  and  Members  of  the  Provincial  Board  of  Health: 

Gentlemen, — *As  will  be  observed  from  the  accompanj-ino^  correspoadence 
information  was  brought  to  your  secretary  that  the  Town  of  Chatham  contem- 
plated the  construction  of  a  main  sewer  alonj^  Queen  street,  the  principal  street 
running  fiom  the  Grand  Trunk  Railwa}^  to  Main  street,  wdiich  parallels  the  river. 
Primarily  this  sewer  is  intended  to  drain  the  area,  which,  lying  around  the  head 
of  this  sewer,  ha-i,  owning  to  its  being  low,  suffered  seriously  during  the  spring  and 
autumn  from  standing  water.  The  course  of  this  sew^er,  its  depth,  gradient  and 
outfall  are  illustrated  in  the  plan  herewith  submitted.  Complaint  was  made  to  this 
Board  that  the  contemplated  outlet  would  pollute  the  Thames  at  a  point  danger- 
ously near  a  large  workshop  and  at  no  great  distance  from  houses. 

As  will  be  seen  from  the  correspondence  I  at  once  communicated  with  the 
council  and  pointed  out  the  bearing  of  clause  30,  Cap.  205,  R.  S.  O.  1887,  on  the 
matter  under  discussion.  I  was  at  once  replied  to  stating  that  the  sewer  was 
intended  practically  for  drainage  only  and  was  urged  to  have  the  Board  decide 
in  favor  of  the  council's  scheme,  as  a  by-law  had  been  passed  and  the  early  con- 
struction of  the  same  w^as  urgent. 

To  expedite  matters  Dr.  Hall,  the  medical  health  officer,  was  sent  to  Toronto 
to  discuss  the  matter  with  me.  After  stating  the  position  of  the  council  and  after 
a  full  discussion  of  the  matter,  I,  at  his  request  dictated  the  letter  of  the  loth  of 
September  found  in  the  correspondence.  On  the  19th  I  proceeded  to  Chatham, 
and  met  the  board  of  health  and  council,  and  examined  with  them  the  course  of 
the  sewer  and  the  location  of  the  proposed  outfall.  It  will  be  seen  from  the 
plans  that  the  sewer  will  be  in  all  rather  moi'e  than  a  mile  in  length  is  of  H  feet 
area  in  larger  part,  and  will  serve  as  a  main  drain  for  a  considerable  number  of 
laterals.  At  present  Queen  street  is  not  closely  built  up,  there  being  along  it  a 
con.siderable  extent  of  vacant  land,  and  a  number  of  fine  residences  with  an  acre 
or  more  of  surrounding  land. 

As,  however,  water-works  are  established  there  w^ill  yearly  be  an  increasing 
number  of  water-takers,  and  the  demand  for  sew^er  connections  will  certainly 
£;row  with  a  good  main  sewer  constructed.  The  connections  at  present  are  as  seen 
in  the  map  submitted. 

Whatever  therefore  of  sewage,  at  present  or  in  the  future,  to  be  discharged 
will  be  deposited  at  the  foot  of  Second  street,  a  hundred  feet  or  so  from  Piggott's 
planing  mill.  The  river  is  probably  over  two  chains  wide  at  this  point;  and 
residences  occupy  the  opposite  bank,  A  street  distant  (some  250  feet)  up  the 
stream  is  the  present  outlet  of  a  sewer  which  drains  the  principal  business  street. 
Connected  wnth  this  sewer  are  the  principal  hotels,  banks,  etc.,  altogether  amount- 
ing to  forty  connections. 

I  examined  thd  outlet,  and  it  could  not  be  said  that,  although  discharging 
over  the  bank  above  water  level,  any  [jreceptihle  local  nuisance  was  created.  The 
lauk  vegetation  at  the  point  favored  this  result. 

After  pointing  out  that  house-connections  with  sewers  were  only  beginning 
and  that  they  would  go  on  increasing,  I  indicated  the  position  the  town  council 
would  be  in,  if  at  some  future  time  serious  complaints  were  made  and  action  for 
damages  should  be  instituted. 


*Filps  of  Cfrrespondence  submitted. 

71 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


The  probable  direction  of  this  danger  would  lie  in  the  fact  of  the  sluggish 
nature  of  the  river  at  the  point  of  discharge.  If  a  strong  west  wind  blew  from 
Lake  St.  Clair  there  would  be  a  decided  current  up  stream,  and  the  distribution 
of  sewage  in  the  river  would  become  extensive. 

The  council  and  board  readily  recognized  the  position,  which  the  non-approval 
of  the  Provincial  Board  of  Health,  w^ould  place  them  in,  and  asked  in  what  man- 
ner I  thought  the  difficulty  might  be  got  over. 

While  expressing  my  own  rather  than  the  Board's  opinion,  I  stated  that  in  my 
opinion  a  ready  and  economical  method  of  filtering  the  dry  weather  flow  of  the 
sewage  might  be  carried  out  by  constructing  along  the  river  bank  a  filter-bed  of 
gravel,  and  outlined  in  a  rough  diagram  the  proposed  bed.* 

The  board  and  council  recognized  the  practicability  of  such  a  scheme  and 
agreed  to  at  once  set  the  engineer  to  work  to  alter  the  level  of  the  sewer  ia  such 
a  way  as  to  make  the  construction  of  the  bed  practicable  ;  and  to  have  the  matter 
adjusted  at  a  special  meeting  of  the  council. 

On  this  undertaking  I  spoke  for  the  Board  in  stating  that  I  was  sure  if  this 
were  carried  out  it  would  gladly  corapl}^  with  the  council's  desire  to  push 
along  the  work  at  once,  beginning  the  surface  excavations  without  delay. 

All  of  which  is  respectfully  submitted. 

PETER  H.  BRYCE, 

Report  was  adopted.  Secretary. 


REPORT  RE  WATFORD  MAIN  SEWER. 
Prepared  by  P.  H.  Bryce,  M.A.,  M.D 

To  the  Chairman  and  Members  of  the  Provincial  Board  of  Health : 

Gentlemen, — Several  telegrams  having  urgently  requested  my  presence  in 
Watford,  I  visited  the  village  on  the  27th  of  September,  and  called  upon  the 
reeve,  and  medical  health  officer  and  members  of  the  Local  Board  of  Health. 

In  their  company  I  examined  the  course  of  the  proposed  sewer,  its  outfall 
and  heard  fully  the  objections  raised  to  its  construction,  and  the  reasons  why  an 
injunction  had  been  sought  by  an  ex-reeve  with  others  to  prevent  the  council 
from  completing  the  sewer  already  begun. 

The  accompanying  map  indicates  the  course  of  the  sewer. 

I  may  state  that  Watford  lies  in  East  Lambton  and  is  the  seat  of  the  East 
Lambtou  County  Fair ;  is  a  town  of  2,500  population,  and  the  centre  of  a  nice 
agricultural  county.  Its  site  is,  however,  on  the  flat  alluvial  area  of  Lambton, 
underlaid  everywhere  with  the  blue  clay  of  the  Erie  deposits,  thereunder  at  100 
feet  striking  the  flat  surface  of  the  Hamilton  or -oil-bearing  shales. 

The  course  of  the  sewer  is  through  the  central  Imt  lower  part  of  the  village 
running  -svesterly  and  at  right  angles  to  the  principal  business  street.  The  sewer 
is  intended  principally  as  a  drain  to  replace  an  old  wooden  drain,  of  two  feet  or 
more  square  with  the  bottom  so  arranged,  with  cross  scantling  that  deposits 
remain  behind  each  succeeding  one.  To  this  old  drain  run  several  tile  drains  from 
the  main  street,  and  from  these,  as  well  as  directly  into  it,  run  the  street  wash- 
ings and  those  from  several  hotel  yards,  manure  piles,  stables,  etc. 

The  old  drain  Avas  laid  in  one  of  the  street  gutters  \x\l\\  its  top  expjsed. 
This  had  broken  down  in  many  places  from  decay  and  Wiis  exposed  in  places 
•espesiall}^  near  where  several  cases  of  fever  occurred  last  year,  or  are  at  present. 

*  Diagram  was  submitted. 

75 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


The  drain  is  being  laid  deep  enough  though  shallow  to  be  free  from  danger 
of  frost,  and  is  having  its  joints  laid  in  loose  without  cement,  the  clay,  it  is 
thought,  likely  serving  to  close  the  joints.  No  tiles  with  shoulders  for  local 
house  connections  are  supplied,  so  that  the  openings  into  it  will  be  it'  carried  out 
as  at  present  into  main  tile  by  fractures.  I  would  strongly  urge  that  the  council 
put  in  tiles  with  junctions  opposite  each  lot  or  in  lieu  thereof  require  that  house 
drainage  be  carried  by  house  tiles  to  the  nearest  catch  basin. 

The  new  drain  will  be  more  used  than  the  old,  and  should  as  I  pointed  out, 
have  had  connection  tiles  arranged  opposite  each  lot.  The  tiles  are  good.  I 
advised  that  a  tumbling  basin  or  flush  tank  to  be  placed  at  the  head  of  the  drain, 
and  this  is  easily  carried  out  as  borings  have  been  successful  in  many  parts  of 
the  village  in  obtaining  an  abundant  supply  of  water  which  rises  to  30  feet  from 
the  surface  from  the  thin  layer  of  gravel  under  the  clay  and  on  top  of  the  rock. 
Several  factories  have  supplied  themselves  with  an  inexhaustible  supply  while  a 
medical  gentleman  is  supplying  from  a  boring  in  his  property  splendid  water  to 
an  hotel  and  several  other  consumers.  Tiie  water  is  essentially  the  same  as  that 
at  Chatham. 

The  only  outlet  for  the  town  drainage  is  along  the  course  of  the  present  sewer 
into  the  township  to  the  west  by  a  low  level  dry  water  course.  No  house  is 
within  several  hundred  yards  of  the  termination  of  the  town  drain. 

As,  hoM^ever,  the  drain  ends  in  a  pasture  field,  and  as  the  objectors  have- 
made  the  point  that  the  township  might  complain,  I  suggested  that  the  difficulty 
may  be  obviated  by  arranging  at  the  end  of  the  sewer  and  in  the  course  of 
the  ditch  a  gravel  filter  with  a  catch  basin  at  the  end  of  the  sewer.  The  deposit 
in  the  latter  may  be  removed  from  time  to  time  and  the  gravel  may  if  necessary 
be  renewed  ;  but  I  have  little  doubt  that  the  small  amount  of  sewage  which 
may  go  down  will  not  be  such  as  to  in  any  degree  injure  its  efficiency. 

The  town  is  generally  in  a  good  sanitary  condition  under  the  efficient  Medi- 
cal Health  Officer,  Dr.  Harvey. 

The  application  for  an  injunction  to  restrain  the  town  from  constructing  the 
sewer  was  being  argued  in  Toronto,  the  very  day  of  my  visit  to  the  town  and 
has  not,  as  far  as  I  am  aware,  been  yet  granted. 

All  of  which  is  respectfully  submitted. 

PETER  H.  BRYCE, 

Secretary. 


REPORT  RE  WINDSOR  WATER  SUPPLY. 
By  J.  J.  Mackenzie,  B.A. 

To  the  Chairman  and  Members  of  the  Provincial  Board  of  Health : 

Gentlemen, — I  have  the  honor  to  report  to  you  a  series  of  interesting  ex- 
periments bearing  upon  the  pollution  of  Windsor  water  by  the  sewage  of  Walker- 
ville. 

On  account  of  the  trouble  arising  from  this  pollution  analyses  have  been 
made  of  samples  of  Windsor  water  by  Dr.  Pyne  and  Dr.  Ellis,  of  Toronto,  Dr. 
Clark,  of  Detroit,  Mr.  Shutt,  of  Ottawa  and  myself  at  various  dates.  There  was 
practically  no  agreement  between  the  various  analyses,  a  fact  which  was  to  be 
expected  from  a  stream  like  the  Detroit  River,  running  fairly  rapidly  an  I  sub- 
ject to  varying  pollution, 

76 


57  Victoria.  Sessional  Papers  (No   12).  A.  1804 


Appended  to  this  report  is  a  table  of  these  analyses  dating  from  January 
1891. 

The  case  for  Windsor  reached  a  climax  in  September  when  Windsor  entered 
^  suit  against  Walkerville  for  polluting  its  water  supply. 

Whilst  in  Windsor  attending  the  trial  Dr.  Bryce,  Mr.  Chipman  and  my- 
self determined  to  make  a  test  which  might  possibly  settle  the  question  as  to 
whether  pollution  existed  or  not.  With  that  end  in  view  there  were  procured 
tvvi'  barrels  of  salt  which  were  emptied  into  an  ordinary  watering  cart  contain- 
ing 600  gallons  of  water.  The  water  was  heated  by  passing  live  steam  through 
it  until  the  salt  was  all  dissolved  and  the  brine  thus  obtained  was  taken  up  into 
Walkerville  and  emptied  into  the  sewer  about  200  yards  from  the  point  at  which 
it  opens  into  the  river.  At  the  same  time  a  float  was  dropped  into  the  river  at 
the  sewer  outlet  as  soon  as  the  flood  of  brine  reached  that  point,  that  being  indi- 
cated by  the  sudden  increase  of  the  flow. 

Shortly  after  this  float  passed  the  Windsor  water-works  intake  samples  of 
water  were  taken  from  the  river  at  that  point,  (both  surface  and  deep)  and  at 
the  same  time  from  the  tap  in  the  Windsor  water-works  pumping-house. 

Three  other  samples  were  taken  in  the  afternoon  before  the  brine  was 
dumped  into  the  sewer.  ;> 

Thanks  to  Dr.  Clark,  of  Deti'oit,  who  placed  his  laboratory  at  my  disposal, 
it  was  possible  to  make  a  determination  of  the  chlorine   the   following  mornino-. 

The  following  is  the  result  of  the  tests. 

Samples  taken  before  the  brine  was  thrown  into  the  sewer. 

Chlorine  in  parts 
No.  per  million. 

1  River  surface 1.4 

2  River  deep     1.4 

3  Tap     1.7 

Simples  taken  after  passage  of  float  indictating  entrance  of  brine  into  the 
river. 

Chlorine  in  parts 
No.  From  river.  per  million. 

4      1.4 

5      1.4 

6      1.4 

7      1.7 

8      1.4 

9      1.04 

10  1.04 

11 2.8 

12  3.5 

IS  2.80 

14 3.50 

15  2.80 

16  3.50 

17  1.04 

It  will  be  seen  from  these  results  that  the  normal  chlorine  of  tlie  river  for 
that  afternoon  was  about  1.4  parts  per  million  and  that  the  amount  of  salt 
thrown  in  was  just  suflScient  to  increase  the  chlorine  2.1  parts  \)(h-  million. 

It  was  sutK(nent,  however,  to  show  that  there  was  direct  j)ollution  of  Wind- 
sor water  by  Walkerville  sewage. 

•        77 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  Ib94 


The  following  table  gives  the  results  of  the  analyses  of  the  various  samphs- 
alonsr  with  the  time  at  which  each  was  taken  : 


Date. 

Free 
Anmionia. 

Albuminoid 
Ammonia. 

Oxygen 

in 

15  Minutes. 

Oxygen 

in 
4  hours 

Chlorine. 

Detroit  River  (Ellis) . . 

January  27,  '91. 

December  3,  '91. 
December,  '91  . 
January,   '92  . . 

May, '92 

June,  '92 

August,  '92 

August,  '93 

May,   '92    

June,   '92   

August,  '92  ... 

June,   '92 

August,   '92  .... 
August,  '93   .... 

August,  '92  ... 

1888 

0.04 

0.032 

0.17 

0.025 

0.026 

0.052 

0.024 

0.026 

0.13 
0.05 
0.02 

0  03 

0.015 

0.09 

0.24 

0.01 
0.25 

0.15 

0.28 

0.23 

0.24 

0.048 

0.24 

0.17 

0.194 

0.24 
0.12 
0.03 

0.112 
0.030 
0.13 

0.12 

0.09 
0.11 

0.28 
2.06 

0.94 

4.4 
4.0 

5.2 

1.45 

4.4 

4.0 

0.96 
0.78 
0.80 

""0.48"' 
0.46 

0.48 
0.39 
0.47 

0.69 

0.16 
0.39 

1.53 
2.02 
0.51 

""i.bi'    ' 

0.64 

0.94 
0.62 
0.78 

0.99 

0.69 
0.81 

4.5 

4.5 

Walkerville 

2.0 
4.0 

4.0 

u 

4.5 

Askin's  Point 

Detroit 

Windsor 

4.0 
4.5 
2.0 

4.5 

3.5 

1891 

3.4 

All  of  which  is  respectfully  submitted, 

J.  J.  MACKENZIE. 


Copy  of  letter  enclosing  the  preceding  report. 

To  the  Chairman   and  Members  of  the    Water  Commissioners  of  the  Town  of 
Windsor,  Ontario  : 

Gentlemen, — It  was  with  much  pleasure  that  the  Provincial  Board  of 
Health  at  its  quarterly  meeting  held  last  week  received  and  adopted  the  report 
made  by  Mr.  J.  J.  Mackenzie,  herewith  enclosed,  in  which  the  results  of  our  most 
interesting  and  satisfactojy  experiments  regarding  the  question  of  the  possibility 
of  pollution  of  Windsor  water  vvitih  Walkerville  sewage  are  recorded. 

The  experiments  are  of  extreuie  importance  to  all  sanitary  authorities,  and 
especially  to  your  town  in  view  of  the  expo.sed  position  of  your  intake  pipe. 

If  your  comuiission  will  refer  to  a  repcn-t  on  "  Pollution  of  Streams  "  ci»ntiined 
in  the  annual  report  of  this  Board  for  i«92,  read  and  adopted  at  the  annual  Con- 
ference of  State  Boards  of  Health  at  Lansmg,  Michigan,  you  wdl  see  exactly  the 
dangers  to  which  towns  on  streams  contaminated  with  sewaj^e  must  in  the  nature 
of  things  be  always  exposed. 

As  there  pointed  out,  they  may  for  a  time  be  apparently  free  from  typhi  i<l, 
cholera,  etc.,  wdien  suddenly  as  has  oocurred,  almost  everywhere,  an  outbreak 
more  or  less  serious  occurs.     (See  for  iuNtance  outbreak  at  Ottawa  of  1887;. 

All  in  your  case  required  will  be  typhoid  in  Walkerville,  when  as  cer;ainly 
as  the  germs  of  the  disease  pass  into  the  sewage  the  disea.'-e  will  make  its  appear- 
ance in  Windsor.     (See  Lawrence  and  Lowell  outbreaks  in  Massachusetts.) 

78 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


With  these  facts  as  daily  guides  to  all  health  authorities  and  custodians  of 
public  water  supplies,  it  was  with  no  common  pleasure  that  1  witnessed  the 
amicable  settlement  between  Windsor  and  Walkerville  of  a  question  wnich  must 
have  grown  yearly  more  serious,  and  which  already  has  produced  injurious  effects 
on  the  health  of  Windsor,  and  yet  more  injurious  results  on  the  city's  reputation 
as  a  desirable  place  for  prospective  residence.  I  am  not  aware  of  how  far  your 
commission  has  proceeded  to  carry  out  the  terms  of  the  agreement  entered  into, 
but  I  would  say  that,  with  every  obstacle  removed,  your  commission  has  laid 
upon  it  a  most  serious  responsibility  for  every  day's  delay  in  carrying  out  the 
wishes  of  your  people,  and  what  practically  amounts  to  a  decree  of  the  Court. 
I  trust,  however,  that  before  ice  again  forms  on  the  river,  (for  in  such  situations 
I  have  noticed  that  river  pollution  seems  to  become  most  concentrated  in  winter), 
Windsor  people  may  be  relieved  by  the  action  of  your  commission  from  the  feel- 
ing that  some  unfortunate  pollution  above  may  become  the  occasion  of  an  out- 
break of  typhoid,  and  even  though  this  do  not  occur,  of  malaise  and  malarial 
troubles,  the  ordinary  accompaniments  of  sewage  pollution. 

I  shall  be  glad  to  learn  from  your  commission  of  the  progress  made  in  the 
work  of  construction. 

Trusting  that  with  the  city's  many   natural  advantages   in   other  respects, 
this  of  perfectly  safe  water  may  be  shortly  added. 

I  remain,  gentlemen, 

Your  obedient  servant, 


October  12th,  1893. 


PETER  H.  BRYCE, 
Secretary  Provincial  Board  of  Health. 


REPORT  ON  HUNTSVILLE  TANNERY  NUISANCE. 
By  J.  J.  Mackenzie,  B.A. 

To  the  President  and  Memfihers  of  the  Provincial  Board  of  Health  : 

Gentlemen, — On  August  11th  I  visited  Huntsville  to  inspect  the  tannery 
belonging  to  D.  Alexander,  Esquire,  situated  in  that  town. 

The  Local  Board  of  Health  complained  that  this  tannery  was  causing  and  had 
caused  a  nuisance  by  draining  the  refuse  and  wash  water  into  a  swale  situated 
partly  on  the  tannery  property  and  partly  upon  an  adjoining  lot. 

The  tannery  is  a  large  building  situated  about  the  centre  of  the  town  to  the 
east  of  the  small  lake  and  south  of  the  river  Muskoka.  The  hides  tanned  are 
almost  exclusively  from  North  America  and  the  capacity  is  about  l,3o0  hides  per 
week.  The  hides  which  are,  of  course,  quite  dry,  arc  softened  by  soaking  in  river 
water ;  they  are  then  sweated,  then  placed  in  an  acid  bath  (capacity  of  vat  7x7 
X  9  feet ;  about  a  pail  to  a  pail  and  a  half  sulphuric  acid  to  each  vat) ;  after  this 
they  are  placed  in  the  tanning  liquor.  The  fleshings  and  scrapings  from  the  hides 
are  either  buried  or  larmers  are  paid  to  take  them  away. 

This  is  the  condition  of  affairs  at  present.  When  the  Local  Board  of  Health 
first  complained  about  a  month  ago  a  certain  amount  of  the  drainage  was  running 
into  the  swale.  This  the  manager  of  the  tannery  agreed  to  stop  and  he  also 
agreed  to  gradually  fill  in  the  swale  on  the  tannery  pro[)erty  with  tan  bark, 
beginning  at  the  driest  part  ou  the  side  next   the  tannery.     The  Local  Board  of 

79 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


Health  claim  that  the  tannery  is  responsible  for  the  condition  of  the  whole  swale 
and  consequently  should  be  made  to  remedy  it.  The  swale  is  about  an  acre  in 
extent,  partially  covered  with  brush.  It  is  very  little  above  the  level  of  the  lake 
to  the  west  of  it,  but  is  separated  from  it  i\v  the  railway  embankment  through 
which  is  a  culvert,  and  a  piece  of  land  occupied  by  a  sawmill.  In  the  spring  of 
the  year  when  the  water  rises  the  swale  is  flooded,  but  it  is  claimed  that  before 
the  tannery  drainage  ran  into  it,  it  soon  dried  up.  Now,  however,  it  remains 
quite  wet  throughout  the  summer  and  the  stench  which  arises  from  it  is  very  bad. 
At  its  lowest  point  there  must  be  from  two  to  three  feet  of  mud,  which  when 
stirred  up  and  examined  evidently  contains  tannery  drainage  ;  the  color  on  the 
surface  is  black  but  beneath  is  a  brownish  tanbark,  lime  and  bunches  of  hair  may 
be  occasionally  found,  although^  of  course,  most  of  the  hair  and  fleshings  are 
carried  away  from  the  tannery.  The  mixture  at  any  rate  has  enough  organic 
matter  to  putrefy  and  give  otf'  a  very  disagreeable  odor. 

The  nearest  buildinof  is  a  saw-mill  across  the  railway  embankment.  The 
school  house  is  about  twenty  rods  distant. 

Annexed  is  a  map  which  will  show  approximately  the  state  of  affairs. 

The  Local  Board  of  Health  consider  that  the  manager  of  the  tannery  is  doing 
all  in  his  power  to  prevent  an  increase  of  the  nuisance,  but  they  wish  something 
done  to  abate  the  nuisance  which  already  exists. 

The  Grand  Trunk  Railway  has  cleaned  out  the  culvert  under  their  embank- 
ment, but  it  has  never  been  deep  enough  to  drain  the  swale  and  the  cleaning  out 
has  had  no  efl'ect.  They  have  also  only  been  able  to  clear  the  ditch  leading  from 
the  culvert  to  the  boundary  of  their  property.  From  there  the  drainage  would 
pass  through  the  saw-mill  property,  and  if  there  was  a  drain  there  once,  it  is  now 
tilled  up  with  saw-dust. 

It  would  be  a  difficult  matter  deepening  the  culvert  and  drain  so  as  to  drain 
the  swale,  as  the  railway  embankment  is  mainly  made  up  ot  broken  rocks  and 
has  sunk  considerably  into  the  soft  soil  beneath  it. 

It  would  not  be  wise,  in  my  opinion,  to  stir  up  the  mud  of  the  swale  during 
the  summer,  but  something  could  be  done  in  the  fall  and  winter. 

Dr.  Howland,  the  Medical  Health  Officer,  suggests  that  in  winter  all  the  bush 
be  cut  off  and  the  whole  thing  filled  in  with  dry  earth  and  covered  with  tanbark. 
This  seems  the  only  feasible  scheme ;  the  question  is  who  shall  do  it,  the  tannery 
or  the  municipality. 


REPORT  re  SANITARY  CONDITION  OF  CHEESE  FACTORIES. 
Prepared  by  E.  E.  Kitchen,  M.D. 

To  the  Chairman  and  Members  of  the  Prooinciai  Board  of  Health : 

Gentlemen, —  Your  committee  appointed  to  examine  into  the  best  method 
for  the  disposal  of  whey  as  a  by-product  of  the  cheese  factories,  beg  leave  to 
report,  that  in  18S6  a  very  careful  and  detailed  statement,  "  Re  nuisances  arising 
from  cheese  factories,  creameries  and  piggeries  connected  with  them,  and  on  some 
remedies  proposed  therefor,"  was  given  to  the  Board  by  a  committee  consisting  of 
Dr.  Bryce  and  the  late  Dr.  Yeomans.  This  included  the  by-product  whey  upon 
which  we  have  been  asked  to  report.  This  may  be  considered  as  a  supplementary 
report  to  the  one  above  mentioned. 

Your  committee  have  gone  to  considerable  trouble  in  correspondence  with 
Inspectors  of  cheese  factories,  leading  cheesemen,  and  visiting  factories,  and  have 
found  the  following  to  be  the  custom  in  regard  to  the  disposal  of  whey. 

80 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


From  the  reports  and  correspondence  with  the  Inspectors  we  learn  that  about 
(I)  half  of  the  cheese  factories  during  the  past  year  returned  the  whey  to  their 
customers  in  the  cans  in  which  they  received  the  milk,  while  the  other  half  is 
fed  to  the  pigs  near  the  factory.  In  our  visit  to  Chicago  and  the  west  during  the 
past  month  we  notice  this  same  procedure  is  carried  on.  Wisconsin,  one  of  the 
leading  dairy  states,  and  who  manufactured  38,000,000  pounds  of  cheese  in  1892 
gave  us  a  similar  statement.  There  has  been  less  return  of  whey  in  the  cans 
during  the  past  summer  and  more  direct  feeding  to  the  pigs  at  the  factory,  caused 
chiefl}'  by  the  good  work  done  by  Inspectors,  the  carefulness  of  buyers  and  more 
inteJligence  being  shown  by  the  cheese  makers  and  their  patrons. 

Owing  to  the  great  loss  to  the  country  from  inferior  cheese,  caused  by  carry- 
ing milk  in  cans  that  have  had  whey  returned  to  the  patrons  in  them,  your 
committee  would  recommend  one  of  the  two  following  methods  to  be  pursued : 
1st.  Have  the  factory  built  on  an  elevation  and  removed  as  far  as  possible  from 
habitable  dwellings.  Let  the  whey  be  forced  into  a  vat  above  the  ground  by  a 
jet  pump  and  there  sterilized.  Now  have  the  vat  connected  with  a  properly  con- 
structed piggery  and  the  whey  fed  there.  By  a  plentiful  supplj^  of  water  the 
pen  could  be  often  cleaned  and  the  solid  and  liquid  contents  run  off  into  a  large 
cess  pool.  This  cess  pool  should  be  built  and  plastered  with  cement,  attached  to 
this  should  be  a  smaller  one  similarly  built,  but  not  more  than  two-thirds  its 
depth  and  connected  with  the  larger  one  by  a  syphon.  Thus  as  the  solid  portions 
fall  to  the  bottom,  the  liquid  is  drawn  oli  and  distributed  by  means  of  weeping 
tiles,  to  as  much  of  the  surrounding  land  as  is  needed,  and  thus  acts  as  a  constant 
fertilizer  to  growing  crops.  The  solid  portion  can  be  mixed  with  earth  and 
drawn  to  fields  where  it  is  required.  2nd.  Have  pipes  leading  from  the  vat 
referred  to  above,  to  several  small  enclosures,  where  tlie  pigs  can  remain  in  rota- 
tion. When  field  number  one,  gets  a  fair  share  of  manuring  and  is  likely  to 
become  unsanitary,  remove  them  to  the  adjoining  enclosure,  and  the  first  one  can 
be  ploughed  and  sown  with  corn,  etc.  This  can  be  changed  as  often  as  necessary. 
Neither  of  these  methods  can  be  said  to  incur  large  expense.  Greater  value  will 
be  thus  secured  for  the  whe}'^  and  proper  use  made  of  the  manure.  As  it  is  now 
in  connection  with  a  very  large  portion  of  factories,  the  whey  is  lost,  the  cheese 
frequently  sutlers  and  the  pig  pens  make  the  whole  factory  and  surroundings  an 
intolerable  nuisance,  lessening  the  price  of  cheese,  causing  disease  and  making  living 
anything  but  comfortable  to  those  who  have  the  misfortune  to  live  near. 

E.  E.  KITCHEN, 
P.  H.  BRYCE. 

The  report  was  discussed  and  adopted,  anl  the  following  resolution  carried. 

Whereas  the  canning  of  fruits,  meats,  etc.,  has  become  so  universal  and  used  so  generally  over  every 
part  of  our  coilntry,  aad,  wherea*  greac  injary  to  mtnkind  is  daily  becoming  more  general  and  much  sick- 
ness and  even  death  the  result  of  eiting  the  contents  of  such  can-",  so  often  made  poisonous  by  the  tins 
being  made  of  inferior  m  iterial,  and  the  cans  being  kept  too  long  b-;fore  citini?  :  —Therefore  be  it  resolved, 
that  this  Board  recommend  the  Government  to  insist  upon  all  canning  estab  ishments  to  place  the  date 
upon  all  their  cans  as  to  when  they  were  put  up,  and  also  to  urge  upon  the  manufacturers  the  advisability 
of  using  glass,  and  if  not  practicable,  to  me  a  better  class  of  tin  for  the  containing  of  these  goods. 


0  (II  )  81 


-57  Victoria-  Sessional  Papers  (No.  I'J).  A.  1894 


PART   III. 

INCLUDES  ANNUAL  REPORTS  OF 

CITIES.  TOWNS,  VILLAGES  AND  TOWNSHIPS, 


57  Victoria.  Sessional  Papers  (No.  I'J).  A.  1894 

Belleville. 

Report  of  the  Medical  Health  Officer. 

Belleville,  Ont,  November  30th,  1893. 
To  the  Chairman  and  Members  of  the  Local  Board  of  Health : 

Gentlemen, — I  have  the  honor  to  present"  the  following  report  for  the  year 
■ending  the  3(  th  November,  1893. 

The  mortality  for  the  past  year  has  been  lower  than  for  the  past  ten  years, 
•owing,  in  a  great  measure,  to  the  extra  sanitary  precautions  taken  and  the  cool, 
dry  summer  we  have  had. 

The  sanitary  inspector  again  divided  the  city  into  wards,  giving  each  police- 
man a  ward  to  look  after,  who  made  a  personal  inspection  of  every  yard  and 
water-closet  in  the  city,  noting  carefully  the  sanitary  state,  and  again  called  on 
those  in  which  anything  was  found  wrong,  issuing  the  necessary  order  to 
remove  or  abate  any  nuisance  found.  In  all  cases  the  parties  complained 
of  removed  or  abated  the  nuisance  without  proceeding  to  extreme  measures. 
Several  cellars  on  Front  street  were  found  in  unsanitary  state,  owing  to  the 
cellars  being  below  the  drains.  I  ordered  the  parties  to  fill  them  up  and  concrete 
the  floors  to  the  required  levels,  which  was  done  and  the  nuisance  abated. 

During  the  year  the  public  wells  have  all  been  cleaned  and  pumped  out  once — 
and  in  some  cases,  when  required,  oftener. 

I  have  had  closed  up  twenty-five  privy  pits  and  dry  earth  closets  erected 
instead.  I  hope  soon  to  see  the  day  when  there  will  not  be  a  single  privy  pit  in 
the  city. 

The  city  has  been  very  clear  of  all  preventable  diseases  such  as  typhoid  fever, 
scarlet  fever  and  diphtheria,  although  at  the  present  time  we  have  several  cases 
of  scarlet  fever  of  a  mild  type.  The  first  case  coming  from  Montreal  and  not 
reported,  being  of  such  a  mild  type,  the  children  went  to  school.  As  soon  as  the 
first  case  occurred  I  took  all  precautions,  having  each  house  placarded  and 
thorough  isolation  enforced,  and  after  convalescence  each  house  fumigated.  If 
parents,  teachers  and  physicians  would  promptly  report  all  suspicious  cases 
of  sickness,  I  have  no  hesitation  in  saying  that  scarlet  fever,  diphtheria  and 
measles  would  never  gain  a  foothold  in  our  midst. 

Complaints  have  been  made  of  the  smell  from  hide  curing  establishments 
in  the  city  limits.  I  myself  made  several  visits  both  day  and  night  to  these 
places  and  would  strongly  recommend  such  establishments  to  be  placed  outside 
the  city  limits,  for  no  matter  how  careful  and  clean  such  places  may  be  kept, 
there  must  necessarily  be  more  or  less  odor  of  not  a  pleasant  character. 

The  slaughter  houses  in  the  city  have  been  kept  clean  and  no  refuse  matter 
allowed  to  remain  on  the  premises  twenty-four  hours. 

The  market  square  has  been  kept  pretty  clean  during  the  summer,  but  there 
is  still  room  for  improvement. 

Front  street,  in  my  opinion,  has  not  been  kept  in  a  cleanly  state  during  the 
past  summer.  It  should,  in  my  opinion,  be  swept  at  least  once  a  week,  and  the 
water  cart  man  should  not  be  so  lavish  with  water,  making  it  the  muddiest  and 
■dirtiest  street  in  the  city  instead  of  the  cleanest  and  best. 

I  have  is.sued,  during  the  year,  something  over  fifty  notices  in  duplicate  for 
the  abatement  of  nuisances,  which  have  been  served  by  the  police.  I  have  person- 
ally investigated  some  sixty  cases  of  complaints,  some  of  a  trivial  character,  others 
requiring  prompt  action.  I  have  personally  disinfected  several  houses  and 
impressed  upon  all  concerned  the  great  care  to  avoid  spreading  infectious  diseases 

So 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


while  children  were  sick  with  scarlet  fever.  I  have  had  the  analyses  made  of 
water  from  wells,  and  in  case  of  doubt  about  wells  requested  parties  to  not  use 
the  water  until  I  had  an  anal3'sis  made. 

I  cannot  conclude  this  report  without  thanking  the  Inspector  and  his 
assistants  for  their  cheerful  and  prompt  assistance  in  assisting  me  in  the  dis- 
charge of  m)'  duties,  and  cannot  help  saying  that  it  is  owing,  in  a  great  measure, 
to  the  careful  and  systematic  manner  in  which  the  Inspector  anf^  his  assistants 
have  performed  their  duty  that  the  city  has  been  so  healthy  during  the  past  year  ; 
and  I  trust  that  with  the  same  care  and  energy  displayed  next  year,  we  may 
escape  that  dread  disease,  cholera,  which  has  found  a  foothold  in  almost  every 
European  country,  and  notwithstanding  the  great  precautions  taken  in  England 
has  visited  and  left  its  mark  in  several  parts  of  the  country.  We  must  then 
next  spring  be  prepared  and  do  whatever  possibly  can  be  done  to  have  the  city 
in  such  a  sanitary  state  that  if  it  should  gain  a  foothold  we  will  be  in  a  position 
to  stamp  it  out  and  prevent  it  becoming  epidemic. 

I  have  the  honor  to  be, 

Your  obedient  servant, 

R.  TRACY, 

Medical  Health  Oflficer 


Brantford. 

Report  of  the  Medical  HeaUh   O^cer. 

Brantford,  December  12th,  1898. 

The  Chairman  and  Members  of  the  Brantford  Board  of  Health  : 

Gentlemen, — I  have  the  honor  to  present  the  following  report  for  the  year 
ending  November  1st,  1893. 

Mortuary  Statistics. — The  number  of  deaths  in  the  city  during  the  year  was 
218,  which  gives  the  low  rate  of  18.88  per  1,000.  The  deaths  last  year  were  221, 
and  the  rate  14.8. 

Of  the  218  deaths,  47  were  undei-  one  year  of  age  ;  71  under  five  years  ;  48 
were  over  sixty  and  12  were  over  eighty  years  of  age. 

There  were  27  deaths  from  consumption  ;  19  from  heart  affections  and  19 
from  cholera  infantum  and  other  diarrhoeal  affections.  There  were  16  deaths 
from  diphtheria ;  5  from  scarlet  fever  and  4  from  typhoid  fever. 

Typhoid  Fever. — Last  year  the  number  of  cases  reported  was  55  with  two 
deaths.  This  year  there  were  49  reported  cases  and  four  deaths.  The  average 
number  of  cases  reported  for  the  five  years  previous  to  1892  was  about  95,  and 
the  average  number  of  deaths  was  ten  per  annum. 

Of  the  49  cases  of  typhoid  fever  reported  this  year  46  were  users  of  well 
water  and  three  only  used  city  water.  Of  the  four  fatal  cases  all  used  well  water 
and  the  wells  were  in  each  case  especially  bad,  and  the  other  sanitary  surround- 
ings were  likewise  bad. 

It  is  thus  apparent  that  the  assertion  which  has  been  made  that  the  use  of 
city  water  has  been  a  cause  of  typhoid  fever  is  utterly  unwarranted  and  reckless. 

86 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


The  present  condition  of  Brantford  as  to  this  disease  shows  a  very  remark- 
able improvement  and  the  bad  reputation  the  city  had  in  former  years  has  been 
redeemed.  This  improvement  has  steadily  kept  pace  with  gradual  abandonment, 
of  well  water  and  the  improved  sanitar}'  condition  in  other  respects. 

It  is  to  be  remembered  that  over  <"ne-half  of  the  population  still  depend  for 
their  water  supply  on  wells,  most  of  them  deriving  the  larger  part  of  their  supply 
from  the  rainfall  in  their  immediate  neighborhoods  ;  great  numbers  of  these  wells 
freely  communicate  with  each  other  through  the  extremely  porous  soil ;  the  in- 
creased use  of  one  directly  reducing  the  supply  of  others  near  by,  and  to  prevent 
their  contamination  is  simply  impossible. 

Whilst  typhoid  fever  may  undoubtedly  arise  from  other  sources  than  impure 
water,  as  from  contact  with  typhoid  patients,  from  the  use  of  contaminated 
milk,  etc.,  it  is  certain  that  nearly  all  cases  of  the  disease  are  due  to  the  use  of  con- 
taminated water ;  even  in  the  case  of  milk  the  contamination  is  due  to  the  use 
of  contaminated  water  in  rinsing  the  vessels. 

The  experience  we  have  now  had  in  Brantford  seems  to  show  plainly  that 
here  as  in  other  places  the  practical  extinction  of  this  disease  cannot  be  expected 
unless  the  use  of  well  water  is  generally  discontinued. 

I  refer  for  illustration  to  one  dwelling,  situate  on  Alexandra  Park,  where 
much  fever  has  existed  this  year.  At  this  point  there  is  a  general  depression  in 
the  .surface,  about  one  acre  of  land  being  from  two  to  three  feet  lower  than  the 
surface  in  the  neighborhood.  The  wells  in  this  locality  are  better  supplied  than 
the  surrounding  ones,  the  rainfall  obviously  tending  towards  this  depressed  local- 
ity. Last  year  there  was  a  solitary  case  of  fever  with  diarrhceal  symptoms  in 
the  dwelling  referred  to.  The  dejectives  were  carefully  buried  in  the  ground 
about  35  feet  distant  from  the  driven  well.  The  soil  thus  contaminated  was  the 
filter  through  which  subsequent  rainfalls  would  pass  to  supply  that  well  and  pro- 
bably other  neighboring  wells.  This  year  we  have  the  fruits,  all  the  rest  of  the 
family,  I  think  five  in  number,  have  had  the  fever.  All  the  other  sanitary  con- 
ditions of  the  premises  were  good.  The  family  was  in  other  respects  healthy, 
and  there  was  no  know^n  exposure  to  any  other  case  of  fever. 

Diphtheria  and  Scarlet  Fever. — I  regret  that  although  these  diseases  have 
not  been  as  prevalent  nor  as  fatal  as  they  were  in  many  former  years,  there  has 
yet  been  a  continuous  epidemic  of  both  diseases  during  the  whole  year,  and  that 
this  epidemic  still  continues  and  is  at  present  a  source  of  much  apprehension. 

These  diseases  have  their  first  origin  in  filth  and  are  thereafter  spread 
mostly  by  contact,  chiefly  through  the  schools,  especially  amongst  the  junior 
classes. 

The  whole  number  of  cases  reported  from  November  1st,  1892,  to  November 
1st,  1893,  were  of  diphtheria  114,  and  of  scarlet  fever  144.  The  deaths  from 
diphtheria  were  16  and  from  scarlet  fever  5. 

The  great  number  of  w'ays  in  w^hich  these  affections,  and  especially  scarlet 
fever,  may  be  transmitted  from  even  remote  places  make  it  about  hopeless  to  ex- 
pect their  entire  suppress 'on. 

For  instance  within  personal  knowledge  a  Brantford  township  lady  w^ent  to  the 
World's  Fair  and  afterward  visited  som3  relatives  in  Sioux  City.  The  children 
there  had  scarlet  fever.  They  played  with  a  lot  of  pasteboard  toys  daring  con- 
valescence. They  made  up*  a  parcel  of  these  toys  and  sent  them  to  their 
Canadian  cousins  in  Brantford  township.  Within  two  or  three  weeks  after  the 
receipt  of  the  toys  the  family  receiving  them  were  all  taken  ill  with  scarlet  fever^ 
though  so  far  as  known  otherwise  entirely  unexposed. 

87 


67  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


If  it  is  impossible  to  prevent  these  diseases  entirely,  much  may  nevertheless 
be  done  to  limit  their  spread  and  diminish  their  severity  and  fatality,  by  notifi- 
■cation,  isolation  and  local  sanitation. 

I  rec^ret  to  say  that  notification  according  to  the  provisions  of  the  Public 
Health  Act  has  not  been  as  well  attended  to  this  year  as  in  the  two  or  three 
years  previous,  and  I  think  it  imperative  that  the  law  in  this  regard  shall  here- 
after be  more  severely  enforced.  Laxity  in  this  respect  has  been  an  important 
cause  of  the  spread  of  diphtheria  and  scarlet  fever  during  this  year. 

As  to  isolation  much  may  be  done  by  excluding  children  from  infected 
houses,  from  the  public  schools,  and  preventing  their  mingling  with  the  unin- 
fected, and  where  cases  occur  in  roomy  dwellings  it  may  usually  be  possible  to 
isolate  the  affected  member.  If  domestic  servants  in  such  dwellings  are  attacked 
they  can  be  and  usually  are  immediately  put  out  of  the  house  to  find  shelter  and 
spread  infection  in  the  small  and  often  crowded  and  insanitary  homes  of  their 
relatives  or  friends.  There  is  however  a  variety  of  ways  in  which  a  retributive 
Providence  may  and  often  does  return  to  the  dwellings  of  the  well-to-do  the 
germs  of  these*^  diseases  cultivated  to  a  special  malignancy  in  such  favorable 
soils. 

Our  means  for  securing  isolation  are  not  equal  to  those  of  other  places,  as 
for  instance,  Guelph,  London  and  Hamilton,  where  they  have  isolation  annexes 
to  their  hospitals,  from  which  great  good  has  resulted  and  no  evil.  The  establish- 
ment of  isolation  hospitals  or  wards,  is  obviously  a  matter  of  vital  interest  to  all 
classes  in  the  community.  They  are  especially  needed  for  patients  attacked  in 
small  and  crowded  homes  with  no  means  of  separation  or  proper  nursing,  also  for 
■cases  occmring  in  hotels  and  boarding  houses',  and  for  servants  whose  homes  are 
not  in  the  city. 

In  Brant  ford  a  legal  technicality  of  doubtful  applicability  has  been  invoked 
to  prevent  the  erection  of  an  isolation  annex  to  the  hospital  and  the  surplus 
hospital  funds  which  have  been  accumulated  and  which  it  was  proposed  to  use  for 
such  a  purpose  remain  unused. 

The  increased  expense  required  to  establish  and  maintain  a  separate  hospital 
for  the  few  cases  of  diphtheria  and  scarlet  fever  requiring  hospital  isolation  in  a 
city  of  the  size  of  Brantford  ought  not  to  be  called  for.  If  the  supposed  legal 
difficulties  in  the  matter  cannot  be  removed  -we  may  nevertheless  very  soon  be 
compelled  to  incur  the  expense. 

Not  inferior  in  importance  to  notification  and  isolation  in  preventing  the 
spread  of  scarlatina  and  diphtheria  is  good  local  .sanitation.  The  value  of  a  pure 
and  wholesome  condition  of  the  dwelling  and  its  surroundings  in  this  respect  is 
well  seen  by  referring  to  the  condition  of  all  the  dwellings  where  diphtheria  and 
scarlet  fever  have  occurred  in  Brantford  this  year.    , 

The  268  cases  of  these  diseases  occurred  in  148  dwellings.  A  reference  to  the 
Sanitary  Inspector's  reports  as  to  the  condition  of  each  of  these  148  premises, 
shows  that  26  were  in  a  very  bad  state.  76,  although  in  most  respects  in  a  good 
state,  were  unsatisfactory  in  some  important  matters,  chiefl}^  in  regard  to  sinks 
or  soak  pits  or  foul  manure  heaps,  or  the  bad  state  of  adjoining  premises,  and  46 
were  marked  good.  There  were  thus  102  with  bad  sanitation  as  against  46  with 
good. 

A  review  of  the  Inspector's  book  as  to  the  general  condition  of  all  the  3,375 
premises  in  the  city,  shows  that  in  proportion  the  cases  of  scarlet  fever  and  diph- 
theria were  nearly  five  times  as  numerous  in  dwellings  in  an  insanitary  condition 
as  they  were  in  the  others.  It  is  further  apparent  from  a  study  of  these  cases  that 
with  few  exceptions  the  dwellings  in  which  there  have  been  several  cases  were 
all  in  a  bad  sanitary  state. 

88 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


It  is  thus  obvious  that  although  by  direct  contagion  these  diseases  may  occur 
in  the  most  sanitary  homes,  their  favorite  ground  for  development  is  in  those 
which  are  in  a  bad  sanitaiy  condition. 

Sanitary  Inspections. — In  view  of  the  possibility  of  a  cholera  invasion  this 
iDoard  last  spring  authorized  a  systematic  and  thorough  inspection  of  all  premises 
in  the  city.  This  work  which  occupied  several  months  of  time  of  the  Sanitary 
Inspector,  and  P.  C.  Wallace,  who  was  deputed  by  the  Chief  of  Police  to  his 
•assistance,  has  1  believe  been  well  and  faithfully  done. 

Thus  3,375  premises  were  inspected,  including  all  the  dwellings,  shops, 
factories,  work  rooms  and  public  buildings,  etc. 

The  space  in  this  report  will  not  admit  of  lengthy  details  of  this  large  num- 
ber of  inspections,  but  the  records  of  every  one  of  them  are  now  on  file  in  the 
Health  Office,  and  these  are  of  great  value  for  present   use   and  future  reference. 

It  may  be  stated  that  there  were  found  to  be  2,138  dry  earth  closets  in  use, 
and  there  are  still  in  existence,  chiefly  in  the  more  thinly  settled  parts  of  the 
■city  a  considerable  number  of  privy  soak  pits.  The  work  of  abolishing  those 
still  remaining  in  the  more  densely  populated  portions  has  not  been  pressed  dur- 
ing the  present  year  because  of  the  intention  in  very  many  cases  to  establish 
sewer  connection. 

The  number  of  sewer  connections  thus  far  made  is  about  300,  but  the  im- 
portance of  these  connections  is  not  measured  by  their  number,  as  they  include 
liotels,  public  building,  factories,  boarding-houses,  etc.,  where  the  most  urgent 
need  of  a  means  of  removing  liquid  refuse  existed. 

The  work  of  establishing  sewer  connections  is  steadily  progressing  in  a 
satisfactory  way. 

There  were  1,920  wells  in  use  and  254  not  in  use,  the  water  being  so  bad 
that  it  could  not  be  used.  The  number  of  premises  using  city  water  was  1.525  ; 
■of  these  190  have  had  the  water  laid  in  during  the  present  year.  A  very  large 
number  of  the  wells  would  have  been  abandoned  and  many  more  city  water  con- 
nections made  but  for  the  temporary  discredit  thrown  upon  the  character  of  the 
city  water. 

The  number  of  complaints  of  nuisances  during  the  year  was  242,  some  of 
these  of  rather  a  grave  character ;  nearly  all  of  them  were  readily  dealt  with,  but 
in  nineteen  cases  ])rosecutions  before  the  Police  Magistrate  were  required.  In 
eleven  cases  convictions  were  obtained  ;  two  cases  were  withdrawn  and  six 
dismissed. 

Milh  Suppljf  — The  milk  supply  of  Brantford  is  furnished  at  present  by  22 
•dairies  having  369  cows,  omitting  private  supplies.  With  the  exception  of  two 
within  the  city  limits  the  dairies  are  a' I  in  the  township  within  a  few  miles  of 
the  city  and  the  milk  is  delivered  directly  from  the  wagons,  the  daily  amount 
being  as  estimated  2,208  quarts.  Selling  at  five  cents  a  quart  the  cost  of  this 
supply  for  the  year  would  be  S40,396. 

The  dairies  are  all  in  good  condition,  some  of  them  excellent.  General  tests 
by  the  Babcock  tester  were  made  in  March,  July  and  October.  In  butter  fat  the 
whole  average  was  3  72  per  cent.,  and  no'  sample  of  really  poor  milk  was  found. 
A  good  system  of  licensing,  inspecting  and  testing  has  resulted  in  a  very  satis- 
factory improvement  in  the  quality  and  the  value  of  the  milk  supplied.  The 
average  of  butter  fat  in  1889,  was  3.20,  3.72  in  the  present  year  shows  an  im- 
provement of  16^  per  cent.,  which  means  an  increased  cash  value  of  $6,716  to  the 
consumers. 

Water  Supply. — It  must  be  a  matter  of  satisfaction  to  every  citizen  of  Brant, 
ford  to  be  assured  that  the  city  has  not  only  an  abundant  and  assured  supply  of 

89 


57  Victoria.  Sessional  l^apcrs  (No.  1*2).  A.  1894 


water,  but  that  in  purity  and  excellence  it  is  all  that  can  be  f'esired.  That  this 
is  its  present  condition  is  obvious  to  the  senses  of  any  one,  and  its  excellence  has 
further  been  confirmnd  and  demonstrated  by  the  most  exact  analytical  and 
bacteriolooical  examinations  in  the  laboratory  of  the  Provincial  Board  of  Health. 

There  was  a  time  during  the  last  summer  when  much  public  apprehension 
existed  in  this  regard,  the  water  in  appearance  and  taste  was  unsatisfactory,  its 
wholesomeness  w^as  also  probably  impaired,  although  as  has  been  shown  the  evil 
arose  not  from  any  animal  or  sewage  contamination  but  from  the  presence  of 
veg.- table  debris  decayed  wood,  leaves,  etc.,  in  the  pond  a  few  bundled  feet  south 
of  the  wate;  works  buildings.  It  has  been  shown  that  during  unusual  dearth 
when  the  subterranean  waters  feeding  the  springs  which  supply  the  collecting 
galleries  were  extremely  low,  there  was  a  trend  of  water  from  the  pond  in  which 
there  was  much  vegetable  debris,  towards  the  galleries  feeding  the  waterworks 
well.  This  has  not  now  occurred  for  several  months,  the  trend  being  in  exactly 
the  opposite  direction,  and  no  present  danger  exists  in  this  respect. 

I  nevertheless  regard  this  pond  or  "  dead  creek  "  as  a  standing  menace  to  an 
otherwise  splendid  waterworks  system. 

If  the  evil  were  incurable  it  might  be  submitted  to  for  the  reason  that  the 
possible  occasional  tainting  of  tl  e  water  from  a  pond  containing  decayed  wood^ 
etc.,  the  waters  of  which  pond  could  in  no  case  contribute  to  our  supply  without 
previously  filtering  through  several  hundred  feet  of  the  best  known  filtering  bed,, 
can  in  no  respect  be  so  serious  an  evil  as  the  tainting  of  well  water,  constantly 
occurring  from  the  filtration  of  the  rainfall  through  only  a  few  rods  of  soil  con- 
taminated b}- animal  and  vegetable  refuse  and  sewage  of  adjacent  cess  pits,  soak 
holes,  manure  heaps,  etc. 

But  the  evil  arising  from  the  existence  of  the  pond  is  entirely  curable,  as  is 
well  known,  and  no  unnecessary  delay  should  occur  in  the  matter  so  that  any 
possible  dangers  in  the  future  may  be  avoided,  public  confidence  may  be  fully 
restored,  and  the  universal  use  of  citj-  water  may  as  far  as  possible  prevail. 

I  close  this  report  by  saying  that  notwithstanding  the  prevalence  of  scarlet 
fever  and  dijihtheria.  and  notwithstanding  the  very  exceptional  number  of  27 
who  have  died  of  consumption,  the  death  rate  of  13.83  per  1,000  is  the  lowest 
that  we  have  had  since  the  establishment  of  this  Board  nine  years  ago,  and  by 
further  reminding  the  Board  that  the  amount  of  typhoid  fever  is  but  little  over 
one  third  of  what  it  M^as  a  few  years  ago. 

We  are  therefore  well  justified,  I  think,  in  feeling  that  the  sanitary  condi- 
tion of  the  city  is  in  a  very  solid,  assured  and  promising  condition. 

I  have  the  honor  to  be. 

Your  obedient  servant, 

EGERTON  GRIFFIN, 

Medical  Health  Officer. 


GUELPH. 

Medical  Health  Officer's  Report. 

GuELPH,  1st  Dec,  1893. 

It  affords  me  considerable  pleasure  to  be  able  to  report  that  during  the  official 
year  ending  the  31st  of  October,  the  mortality  rate  for  the  city  shows  a  decided 
improvement  to  that  of  the  preceding  year  ;  especially  is  this  improvement 
marked  in  reference  to  zymotic  or  preventable  diseases. 

90 


57  \^ictoria.  Sessional  Papars  (No.  12).  A.  1894 


The  books  show  that  24  cases  of  measles,  13  of  diphtheria,  3  of  scarlet  fever 
and  3  of  t3'phoid  fever  were  reported.  Of  these  all  recovered  except  two  of  the 
diphtheria  cases.  Only  two  deaths  from  preventable  diseases  in  a  place  having 
the  population  of  Guelph  is  a  remarkably  good  record.  In  the  preceding  year  no 
less  than  184  persons  were  reported  by  the  medical  men  of  the  city  for  diphtheria 
alone.  The  marked  change  for  the  better,  in  my  opinion,  was  due  to  three  things, 
namely  : 

l^t.  More  attention  was  taken  to  prevent  places  of  assembly,  especially  school 
rooms,  from  becoming  agents  in  spreading  disease. 

2nd.  The  citizens  as  a  rule  removed  their  garbage  and  other  obnoxious  sub- 
stances more  thoroughly  than  in  former  years. 

3rd.  Our  capable  sanitary  inspector  compelled  the  indifferent  ones  to  comply 
with  the  regulations  of  the  Board  of  Health  in  respect  to  the  sanitary  condition 
of  their  premises. 

Duiing  the  year  from  all  causes  141  deaths  occurred  in  the  city,  which, 
basing  our  calculation  on  the  same  population  as  last  year  (11,000),  gives  the 
exceedingly  low  rate  of  12.81  per  thousand.  Moreover,  no  less  than  twenty-one 
of  the  deaths  were  reported  as  still-born,  and  if  these  are  deducted  the  rate  falls 
to  10.90  per  thousand. 

Guelph,  in  a  sanitary  point  of  view,  has  many  natural  advantages  and  only 
requires  a  proper  system  of  sewers  to  place  it,  in  a  health  respect,  second  to  no 
other  city  on  the  continent.  There  is  reason  to  believe  that  the  majority  of  the 
citizens  are  now  aware  of  the  importance  of  drainage,  and  that  before  long  the 
want  will  be  supplied. 

H.  HOWITT, 
Medical  Health  Officer  of  Guelph. 


Hamilton. 

Report  of  the  Medical  Health  O^cer. 

December  1st,  1893. 

To  the  Chairman  and  Members  of  the  Local  Board  of  Health  : 

Gentlemen, — The  principal  nuisances  brought  before  the  notice  of  your 
Board  during  the  past  year  having  been  so  thoroughly  discussed  and  investigated 
that  it  is  needless  for  me  now  to  allude  to  them.  The  lowness  of  water  in  the 
bay  which  became  perceptible  towards  the  end  of  October  has  necessarily  reduced 
the  usual  quantity  of  water  in  the  inlets,  one  of  which  has  been  completely  un- 
covered for  a  considerable  distance,  and  into  which  city  sewage  as  also  sewage 
from  the  neighboring  factories  empty.  This  is  a  matter  which  should  leceive  at- 
tention. It  is  quite  possible  that  the  increase  of  sickness  which  has  lately  occurred 
may  be  due  partly  to  that  cause,  coupled  with  the  warmth  of  the  weather  at  that 
particular  season.  In  contagious  diseases  I  fear  that  isolation  is  not  carried  out 
as  well  as  it  should  be. 

The  ice  supply  last  summer  seems  to  have  given  satisfaction,  as  I  have  heard 
no  complaints  of  it.  The  analysis  made  last  year  having  shown  it  to  be  of 
excellent  quality,  I  would  recommend  that  the  district  so  well  selected  by  the 
late  Inspector  Nixon  be  adopted  for  the  coining  season. 

Some  arrangement  for  the  speedy  removal  of  contagious  diseases  to  the 
hospitals  is  an  actual  necessity. 

The  accompanying  tables  will  give  an  idea  of  our  sanitary  condition  for  the 
past  vear,  and  the  several  Inspectors' reports  will  show  the  amount  of  work  done. 

91 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


Tables  showing  Mortality  by  Sexes,  by  Months  and  by  Wards,  also  Contagious 
Diseases  by  Wards,  in  the  City  of  Hamilton,  jor  the  year  ending  31st 
October,  1893. 


Citv  mor- 
tality. 

Not  included. 

IS 

S 

ID 

> 
O 

36 

13 
4 

53 

S 

D 

40 

10 
6 

56 

s 
c 

1-5 

41 

13 
6 

60 

40 
12 

52 

36 

6 

6 

48 

< 

50 

72 

35 

10 

7 

52 

c 
p 

27 

10 
11 

48 

49 

20 

6 

75 

i 

50 

21 
4 

75 

ID 
a 

73 

45 

8 
4 

57 

Burial  grounds. 

EC 

s 

Is 

S 

224 

66 
38 

328 

CO 

c 

490 

146 
66 

703 

1 

C 

o 

;^ 

84 

22 
3 

109 

a 

u 

i 
m 

38 

5 

1 

44 

"3 
H 

612 

173 

70 

856 

1 

o 

O 

Hamilton  cemetery 
Roman   Catholic 

cemetery    

Buried  elsewhere. . 

Totals 

266 

80 
29 

375 

41 

9 
5 

55 

Contagious  diseases,  reported  at  health  office. 

Mortality  from  all  causes 

by  wards 

and  by  month 

s. 

Scarlet 

Diph- 

Typhoid 

fever. 

theria. 

fever. 

S 

<D 
> 

u 

a 

O 
ID 

u 

S 

1 

^ 

_>. 

s 

s 

ID 

Wards. 

ID 

.a 

a; 

90 

eg 

1 

c3 

CS 

33 

o 

o 

24 

a. 

O 
4 

Q 

O 

8 

o 

4 

P 

2 

7 

fa 

5 

2 

< 
3 

4 

1-5 

3 

5 

< 
3 

1 

O 

Number  1 

7 

"       2 

45 

2 

6 

1 

7 

14 

11 

8 

5 

10 

6 

3 

13 

6 

3 

4 

"       3 

69 

7 

1 

9 

1 

5 

8 

7 

8 

10 

7 

6 

5 

6 

9 

13 

9 

4 

23 

2 

6 

1 

9 

6 

6 

4 

6 

13 

7 

7 

3 

12 

7 

6 

"       5 

33 

8 

1 

6 

5 

3 

5 

6 

9 

11 

9 

6 

11 

8 

7 

5 

"       6 

43 

i 

11 

6 

6 

1 

12 

10 

11 

9 

5 

15 

8 

12 

19 

21 

12 

13 

"        7 

50 

1 

13 

4 

24 

1 

11 

13 

13 

12 

11 

13 

12 

12 

18 

16 

14 

11 

Totals 

287 

2 

47 

12 

65 

5 

53 

56 

60 

52 

48 

72 

52 

48 

75 

75 

57 

55 

Deaths,  703  ;  assessors'  count  gives  population  48,231  ;  death  rate,  14.57  per 
1,000  :  assumed  population,  50,000  ;  rate,  1 4.06  per  1,000  ;  of  393  adults,  there 
were  202  males,  and  191  females  ;  and  of  310  non-adults,  173  wereraaoles,  and  137 
females  ;  13  deaths  were  reported  from  accidents.  In  No.  2  ward,  6  died  in  St, 
Joseph's  Hospital ;  in  Ward  6,  12  died  in  the  House  of  Refugej  and  in  No.  7, 
there  were  38  died  in  the  City  Hospital. 

Children  under  five  years  of  age,  number  252  ;  172  of  whom  were  under  one 
year ;  the  usual  causes  of  death  prevailing,  such  as  premature  births,  debility, 
convulsions,  diarrhoea,  also  from  brain,  lung  and  bowel  diseases. 

There  were  also  reported  252  cases  of  measles,  52  of  whooping  cough,  and 
18  of  chicken-pox.     No  deaths  resulting  therefrom  reported  at   the   health  office. 

Respectfully  submitted, 

J.  RYALL, 

Medical  Health  Officer, 
92 


67  Victoria.  Sessional  Papers  (N'o.  12).  A.  1894 


Kingston. 

Report   of  the  Medical  Health  Officer. 

Kingston,  Dec.  30th,  1893. 

To  the  Chairman  and  Members  of  the  Local  Board  of  Health : 

Gentlemen, — In  accordance  with  the  requirements  of  the  Public  Health  Act, 
I  beg  to  submit  my  annual  report  to  December  31st,  1893,  and  in  reviewing 
the  work  done  under  the  supervision  of  the  health  department,  I  am  pleased  to 
be  able  to  inform  the  board  that  owing  to  the  threatened  danger  of  cholera 
spreading  to  the  United  States,  and  possibly  reaching  us,  measures  were  taken 
by  your  officers,  having  for  its  object  the  cleansing  of  the  city  thoroughly.  So 
well  has  this  been  accomplished  that  a  greater  amount  of  cleaning  up  of 
premises  has  been  done  this  year  than  in  any  former  year.  Foul  cellars 
and  other  places  which  had  previously  escaped  the  vigilance  of  the 
inspectors  were  ferreted  out  and  all  the  objectionable  matter  removed.  This 
had  a  very  beneficial  effect  upon  the  public  health,  which  has  been  better  this 
year  than  for  many  years  past,  owing,  no  doubt,  in  a  measure,  to  the  prompt 
removal  of  decomposing  matter,  as  well  as  to  the  favora.ble  weather. 

I  am  also  glad  to  note  the  fact  that  citizens  are  learning  to  protect  them- 
selves, bv  care  and  attention  along  the  line  of  cleanliness.  This  is  a  good 
indication  of  the  effect  the  work  of  the  health  department  is  having. 

There  is  a  work  going  on  in  a  number  of  our  streets,  under  the  supervision 
of  the  city  engineer,  which  will  prove  of  the  greatest  possible  benefit  from  a 
sanitary  point  of  view.  I  refer  to  the  substitution  of  artificial  stone  and  asphalt 
walks  for  the  wooden  walks,  which  have  always  been  the  producers  of  conditions 
very  detrimental  to  health  ;  I  trust  the  work  may  continue  until  there  shall  not 
remain  any  wooden  walks  in  the  more  thickly  settled  parts  of  the  city. 
I  would  also  point  out  to  the  board  that  a  number  of  important  changes  have 
been  made  to  drains  connecting  cellars  with  the  street  sewers.  This  work  has 
special  reference  to  that  part  of  Brock  street  between  King  and  Wellington  streets  ; 
old  stone  drains  have  been  abandoned  and  tile  drains  constructed  in  their  place, 
properly  protected  by  water  traps.  In  other  parts  of  the  city  the  by-law 
regulating  the  construction  of  sinks  to  premises,  has  been  enforced,  and  where 
there  were  no  sinks,  the  owners  of  the  property  have  been  required  to  erect 
sinks  of  sufficient  capacity  for  the  disposal  of  slop  and  other  waste  water,  so  that 
what  was  a  source  of  great  danger  to  the  health  of  the  occupants,  has  been 
entirely  removed.  In  connection  with  this  branch  of  the  work  there  remains 
a  great  deal  yet  to  do  to  overcome  the  evils  that  have  accumulated  in  past  years. 

During  the  year  there  were  827  permits  issued  to  empty  privy  pits  and  cess 
pools,  from  which  were  taken  40,083  cubic  feet  of  night  soil.  The  Inspectors 
examined  1,763  privy  pits  and  reported  1,191  clean,  and  572  foul  ;  1,385  yards 
were  inspected,  of  which  1,281  were  reported  clean  and  104  dirty  ;  687  cellars 
were  examined,  and  532  reported  clean,  and  155  damp  and  imperfectly  drained. 
There  are  also  reported  262  water  closets  in  use  and  345  dry  earth  closets. 

The  following  cases  of  contagious  diseases  were  reported  during  the  3'ear  : — 

Typhoid  fever 53  Cases. 

Diphtheria , 12 

Scarlet  fever 66       " 

Measles 8 

139 

Thus  making  86  cases  less  than  were  reported  last  year. 

93 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


I  am  gratified  to  know  that  in  a  few  weeks  the  new  intake  pipe  of  our 
water  supply  will  be  in  position,  so  that  we  will  be  supplied  with  water  taken 
from  a  point  about  half  a  mile  further  into  the  channel  of  the  lake  than  from 
where  we  have  been  receiving  it  in  the  past.  When  this  is  accomplished,  we 
can  safely  say  our  water  supply  will  be  as  pure  (if  not  purer)  than  any  city's 
in  the  province.  Too  much  praise  cannot  be  given  to  Mayor  Poison  for  the 
determined  stand  he  made  against  taking  the  Rosseau  pipe,  because  of  its  defective 
construction,  thereby  securing  to  the  city  perfect  machinery  for  supplying  the 
citizens  with  pure  water. 

SAMUEL  H.  FEE,  M.D., 

Medical  Health  Officer. 


London. 
Report  of  the  Medical  Health  Officer. 
To  the  Chairriian  and  Members  of  the  Local  Board  of  Health  : 

Gentlemen, — The  sanitary  condition  of  the  municipality  is  indicated  from 
the  number  of  deaths  from  what  are  called  zymotic  or  preventable  diseases.  The 
number  of  deaths  from  all  causes  cannot  be  ascertained  for  the  reason  that  ihe 
Federal  Government  has  ceased  the  collection  of  mortuary  statistics,  and  those 
collected  by  the  Provincial  Government  are  wholly  unreliable*  The  deaths,  there- 
fore, cannot  be  determined,  but  I  have  every  reason  to  believe  that  it  is  as  low, 
if  not  lower,  than  that  of  last  year. 

No  epidemic  visited  the  city,  and  the  number  of  deaths  from  infectious 
diseases  was  exceedingly  small. 

Infectious  diseases. — The  number  of  cases  of  infectious  diseases  reported  at 
the  Health  Office,  including  tho.se  sent  to  the  General  and  St.  Joseph's  Hospitals 
for  treatment,  was  148,  classified  as  follows  :  Typhoid  fever,  61  ;  diphtheria,  68 ; 
scarlet  fever,  18 ;  measles,  1.  No  case  of  scarlet  fever  occurred  after  May 
16th.  Of  the  cases  treated  at  the  City  Hospital  (69  in  number)  there  were  only 
4  deaths,  2  from  typhoid  fever  and  2  from  diphtheria.  At  St.  Joseph's  Hospital, 
y  cases  of  typhoid  fever  were  attended,  with  1  death,  and  6  cases  of  diphtheria 
with  no  deaths.  This  is  an  extremely  low  percentage,  and  speaks  well  for  both 
hospitals.  Eighty-five  complaints  were  received  and  attended  to,  being  a  less 
number  than  that  of  last  year  or  the  year  before 

Well  luater. — Water  from  eighteen  wells  was  examined ;  nine  were  found  good 
■and  nine  bad.  Fifteen  wells  were  ordered  to  be  cleaned  and  three  closed.  It  is  aston- 
ishing the  hold  these  old  wells  have  upon  the  owners.  So  long  as  clear  water  can 
be  pumped  from  them,  it  is  almost  impossible  to  convince  the  owners  that  it  is 
not  the  best  water  in  the  world.  Well  water  should  at  all  times  be  used  with 
caution — worms,  and  toads  and  creeping  things,  as  well  as  surface  drainage,  gravi- 
tate into  it.  The  germs  of  typhoid  fever  are  taken  into  the  body  almost  wholly 
by  means  of  water,  and  it  is  gratifying  to  know  that  the  city  water  is  gradually 
supplementing  the  wells.  Ten  persons  were  compelled  to  connect  their  premises 
with  the  public  sewers,  and  eight  closets  and  four  cesspools  were  removed.     Many 

*As  under  the  method  for  collecting  mortuary  statistics  by  the  two  (xovernments,  the  sources  of 
available  information,  viz.,  the  cemetery  returns,  were  the  same  in  both  cases,  the  above  opinion  would 
seem  to  require  confirmation. 

94 


I 


o7  Victoria.  Sessional  Papers  (No  12).  A.  1894 


-cellars  and  drains  were  complained  of,  which,  upon  investigation,  were  found  in  bad 
sanitary  condition.  Some  of  the  cellars  contained  water,  and  the  connecting 
drains  in  many  cases  were  either  improperly  trapped  or  not  trapped  at  all. 

House  to  house  inspection. — On  account  of  a  possible  visitation  of  cholera, 
an  extraordinary  effort  was  made  to  put  the  city  in  good  sanitary  condition,  with 
the  result  that  it  never  was  so  thoroughly  cleaned.  With  few  exceptions,  the 
citizens  cheerfully  co-operated  with  and  assisted  the  sanitary  officers  in  their  work. 
The  number  of  premises  inspected  was  7,135  ;  number  of  premises  reported  dirty, 
570  ;  number  of  closets  reported  dirty,  2,090  ;  number  of  cesspools  reported  dirty, 
23.  The  large  number  of  yards  reported  not  clean  was  on  account  of  the  late 
spring  and  early  inspection,  not  giving  the  people  time  to  clean  up.  The  good 
effects  of  this  thorough  cleaning  of  the  city  is  seen  in  the  small  number  of  deaths 
from  preventable  diseases,  such  as  typhoid  fever.  In  every  municipality  there  are 
people  who  require  the  constant  supervision  of  the  sanitary  inspector  to  compel 
them  to  keep  their  premises  clean.  Notwithstanding  this,  I  am  pleased  to  report 
that  all  orders  from  the  Health  Office  have  been  complied  with.  The  dry  summer 
necessitated  the  frequent  Hushing  of  the  sewers.  This  was  done  as  often  as  the 
water  at  Springbank  could  be  spared. 

Ice  siippiy. — Last  winter  samples  of  ice  sold  for  domestic  use  were  submitted 
to  the  Public  Analyst,  Mr.  Harrison,  for  examination.  The  Board,  however,  was 
of  the  opinion  that  an  analysis  of  the  water  from  the  respective  places  where  the 
ice  was  cut  should  also  be  made.  This  was  accordingly  done  in  the  earlier  part 
of  the  summer.  The  results  of  the  two  analyses  showed  that  both  ice  and  water 
contained  more  or  less  organic  impurities.  In  accordance  with  the  regulations  of 
your  Board  the  only  ice  now  allowed  to  be  sold  in  the  city  is  that  which  is  taken 
from  the  north  branch  of  the  Thames,  above  Saunby's  dam,  that  which  is  taken 
from  the  Cove   and  south   branch  being  prohibited,  except  for  cooling  purposes. 

House  plumbing. — Many  complaints  are  received  from  people  livin<^  in  rented 
houses  of  defective  plumbing,  allowing  foul  gas  to  enter  the  dwellings.  In  twelve 
instances  owners  have  been  compelled  to  take  out  cheap,  inferior  plumbino-  and 
substitute  that  which  will  meet  the  requirements  of  modern  sanitary  reo-ulations. 
It  is  to  be  regretted  that  the  City  Council  rejected  the  proposed  by-law  recom- 
mended by  the  Board  of  Health,  designed  to  control  and  regulate  house  plumbino-. 
Oheap  plumbing,  by  giving  a  false  sense  of  safety  to  the  occupants,  is  worse  than 
no  plumbing  at  all. 

Milk  supply. — During  the  year  167  samples  of  milk  were  examined  and  61 
herds  and  dairies  visited  twice,  making  122  visits.  The  quality  of  the  milk  was 
inferior  to  that  of  last  year,  and  was  of  very  poor  quality  in  the  months  of  July 
and  August,  many  samples  going  as  low  as  3  per  cent,  of  butter-fat. 

Servers  and  drains. — In  August  last  your  Board  passed  a  regulation  ordering 
all  drains  carrying  sewage  into  Carling's  creek  to  be  closed.  In  accordance  with 
this  I  transmitted  a  copy  of  the  resolution  through  the  Commandino-  Officer  of 
the  Barracks  to  the  military  authorities  at  Ottawa,  requesting  that  thev  immedi- 
ately close  tlie  drain  connecting  the  Barracks  with  the  creek.  Receivino-  no  reply 
from  Ottawa,  I  wrote  twice  to  the  Minister  of  Militia,  and,  after  waitino-  nearly 
two  months,  got  a  reply  stating  that  the  Government  Engineer  would  shortly 
visit  London  and  endeavor  to  come  to  an  understanding  with  the  Board  of 
Health.  The  Engineer  has  not  yet  made  his  appearance,  and  it  would  be  hardly 
fair  to  compel  private  citizens  to  close  their  drains  while  penuitting  the  Barracks 
sewage  to  enter  the  creek.  In  connection  with  this  matter  I  wish  to  draw  the 
attention  of  fhe  Board  to  the  fact  that  sooner  or  later  a  trunk  sewer  will  have  to 
be  laid  along  the  bed  of  this  creek.     The  Dominion  Government  would  no  doubt 

95 


57  Victoria.  Sessional  Papers  (No.  121  A.  1894 


bear  a  liberal  share  of  the  construction,  provided  it  was  allowed  to  connect  the 
Barracks  with  the  sewer.  If,  however,  it  is  compelled  to  go  to  the  expense  of 
making  a  oewage  farm,  such  as  the  Ontario  Government  has  made  for  the  Asylum 
for  Insane,  this  city  could  not  then  expect  aid  from  the  Government  in  construct- 
ing such  a  sewer. 

THE  MILK  SUPPLY. 

I  have  also  to  lay  before  you  my  report  upon  the  inspection  of  herds,  dairies  and  quality  of  milk.1sup- 
plied  the  city  for  the  last  half  of  the  current  year.  During  the  months  of  August  and  September,  on  account 
of  the  drouth,  the  milk  was  of  very  poor  quality,  some  samples  of  genuine  milk  going  as  low  as  3  per  cent. 
of  butter-fat.  There  was  a  marked  improvement  in  the  last  three  months,  the  average  percentage  of  market 
milk  being  3. 76,  The  quality  is  determined,  as  heretofore,  by  the  percentage  of  butter-fat  contained  in  a, 
given  quantity.     Vendors'  names  are  given  in  the  order  of  merit,  three  samples  being  found  adulterated. 

C  W.  Hourd,  Westminster,  herd  in  good  condition  and  clean.     Percentage,  5.40. 

A.  McArthur,  Westminster,  herd  in  good  condition  and  clean.     Supplies  J.  W,  Jarvis. 

J.  W.  Jarvis.     Percentage,  5.00. 

Jas.  Byers,  Dorchester  townline,  herd  in  good  condition  and  clean.     Supplies  Wm.  Phcenix. 

Wm.  Phoenix.     Percentage  5.00. 

Wm.  Robb,  London  township,  herd  in  good  condition  and  cjean.  .  Percentage,  4.75. 

—  McNabb,  address  not  known.     Percentage,  4.40. 

Geo.  Grey,  East  London.     Percentage,  4.20. 

F.  J.  Nesly,  Dorchester.     Percentage,  4.20.  ■ 

Jas.  McLaren,  London  township,  herd  in  good  condition  and  clean.     Supplies  Charles  Dobbie.^ 

Charles  Dobbie.     Average  percentage  of  two  samples,  4.00. 

Charles  Dyer,  London  township,  herd  in  good  condition  and  clean.     Percentage,  4.00. 

J.  G.  Hatch,  London  township,  herd  in  good  condition  and  clean.     Percentage,  4.00. 

Edward  Fitzgerald,  London  township,  animals  in  good  condition  and  clean.     Percentage,  4.00>. 

Mrs.  Ball,  Dundas  street.     Percentage,  4.00. 

Robert  Markham,  Westminster,  herd  in  fair  condition  and  clean.     Percentage,  4.00. 

Tho8.  Legg,  London   township,  herd  in  good  condition  and  clean.     Petcentage,  4.00. 

John  Sif ton.  South  London .     Percentage,  4.00. 

Wm.  Haldane,  Westminster,  herd  in  good  condition  and  clean.     Sells  to  W.  J.  Spettigue. 

Daniel  Ferguson,  Westminster,  herd  m  good  condition  and  clean.     Sells  to  W.  J.  Spettigue.. 

Wm    Walker,  Westminster,  herd  in  good  condition  and  clean.     Sells  to  VV.  J.  Spettigue. 

W.  J.  Spettigue.     Percentage,  4.00. 

Peter  Colon,  Wellington  street.     Percentage,  4.00. 

Walter  Thornburn,  Westminster,  animals  in  fair  condition  and  clean.     Percentage,  4.00. 

R.  H.  Cudis,  Wellington  street.     Percentage,  4.00. 

John  O'Brian,  London  township,  herd  in  good  condition  and  clean.     Supplies  R.  McCullagh., 

R.  McCullagh.     Percentage,  4.00. 

R.  J.  Wood,  Wellington  street.     Percentage,  4.00. 

Mrs.  Shelton,  Richmond  street.     Percentage,  4.00. 

W.  D.  Rodenhurst,  East  London.     Percentage,  4.00. 

J.  F.  C.  Richprdson,  Richmond  street.     Percentage,  4.00. 

Mrs.  Giblen,  Richmond  street.     Percentage,  4.00. 

Frank  Spettigue,  Westminster,  herd  in  fair  condition  and  clean.     Percentage,  4.00. 

Wm.  H.  Crittle,  East  London.     Percentage,  3.90. 

John  Rogers,  East  London,  herd  in  good  condition  and  clean.     Percentage,  3.90. 

James  Learn,  London  township,  herd  in  good  condition  and  clean.     Percentage,  3.90. 

Wm.  A.  Sage,  Nilestown,  herd  in  good  condition  and  clean.     Percentage,  3.80. 

J.  F.  McMicbael,  city.     Percentage,  3.80. 

Thomas  Davidson,  London  township,  animals  in  good  condition  and  clean.     Percentage,  3.80. 

Henry  Home,  London  township,  herd  in  fair  condition  and  clean.     Percentage,  3.80. 

Chas.  Cannom,  city.     Percentage,  3.80. 

George  Sommers,  London  township,  herd  in  good  condition  and  clean.     Percentage,  3.80. 

Mrs.  M.  Ryan,  Dundas  street.     Percentage,  3.75. 

Chas   McMurray,  Westminster,  herd  in  good  condition  and  clean.     Percentage,  3.75. 

Henry  Odell,  Westminster,  herd  in  good  condition  and  tolerably  clean.     Supplies  E.  Poile. 

E.  Poile.     Percentage,  3.75. 

Mrs.  Rutherford,  Wellington  street.     Percentage,  3.75. 

Miss  Redding,  East  London,  animals  in  good  condition  and  clean.     Percentage,  3.75. 

Heathy  Fitzsimons,  East  London,  herd  in  fair  condition  and  clean.     Percentage,  3.75. 

Mrs.  Crow,  East  London,  herd  in  fair  condition  and  clean.     Percentage,  3.75. 

David  Carroll,  Westminster,  herd  in  fair  condition,  but  not  very  clean.     Percentage,  3.70. 

Wm.  Campbell,  Wortley  Road,  herd  in  good  condition  and  clean.     Percentage,  3.70. 

James  Carroll,  Westminster,  herd  in  pood  condition  and  clean.     Percentage,  3.60. 

Thos.  Hill,  Westminster,  herd  in  good  condition  and  clean.     Percentage,  3.60. 

David  Cl»rk,  Governor's  Road,  herd  in  good  condition  and  clean.     Sells  to  R.  Heaman. 

R.  Heaman,  Governor's  Road,  herd  in  good  condition  and  clean.  Percentage,  3.00,  watered.  An- 
other sample  gave  3.60.  ,  T,  or. 

C.  H.  Sumner,   Westminster,  herd  in  fair  condition,  but  not  very  clean.     Percentage,  3.60. 

J.  J.  Wallace,  Richmond  street.     Percentage,  3.60. 

George  Heard,  Adelaide  street,  animals  in  good  condition  and  clean.     Percentage,  3.60. 

Miss  Gyde,  Horton  street.     Percentage,  3.60. 

Chas    O'Hagan,  London  township,  herd  in  good  condition  and  clean.     Percentage,  S.60. 

96 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


Mrs.  Baker,  city.     Percentage,  3.60. 

Thos.  Frampton,  East  London.     Percentage,  3.60. 

Mrs.  Hackett,  London  township,  herd  in  fair  condition,  but  only  fairly  clean.     Percentage,  5.60. 

M.  O'Uonnell,  Richmond  strtet.     Percentage,  3  60. 

VV.  Wilkinson,  London  North,  herd  in  good  condition  and  clean.     Percentage,  3.60. 

.John  Creighton,  Dorchester  township,  herd  in  good  condition  and  clean.     Supplies  A.  E.  Hourd. 

A.  E.  Hourd.     Percentage,  3.60. 

R.  (loddard,  Ridout  street.     Percentage,  3.60. 

F.  L.  Ross,  Hamilton  Road.     Percentage,  3.60. 

J.  W.  McMichael,  East  London.     Percentage,  3.60. 

Wm.  Hill,  Governor's  Road,  herd  in  good  condition  and  clean.     Supplies  J.  Hill. 

J.  Hill.     Percentage,  3.60. 

Alfred  Ingalls,  London  township,  herd  in  good  condition  and  clean.     Supplies  T.  Branton. 

T.  Branton.     Percentage,  3.60. 

Wni .   D.  Yeo,  Westminster,  herd  in  good  condition  and  clean.     Percentage,  3,50. 

Jos.  McLeod,  London  township,  herd  in  good  condition  and  clean.     Percentage,  3. .50. 

Thos.  Tmpette,  London  township,  herd  in  good  condition  and  clean.     Sells  to  John  Griffis. 

Ghas.  Coombs,  London  township,  herd  in  fair  condition  but  not  very  clean.     Sells  to  John  Griffis, 

.Tohn  Griffi-i.     Percentage,  3.50. 

Reuben  Higg,  London  township,  herd  in  good  condition  and  clean.     Percentage,  3.50. 

James  Walker,  London  North,  herd  in  good  condition  and  clean.     Percentage,  3.50. 

Mrs.  Miller,  Cartwright  street.     Percentage,  3.50. 

Job  Co.\,  London  township,  herd  in  good  condition  and  clean.     Percentage,  3.50. 

E.  Robertson,  London  township,  herd  in  good  condition  and  clean.     Supplies  A.  Windrim. 

A.  Windrim.     Percentage,  3.50. 

Wm.  N.  Bradley,  city.     Percentage,  3.50. 

Mrs.  McEwan,  Richmond  street.     Percentage,  3.50. 

J.  Kay,  Westminster,  herd  in  good  condition  and  clean.     Supplies  E.  W.  Gould. 

E.  W.  Gould.     Percentage  of  two  samples,  3.50. 

Miss  Hanlon,  Wellington  street.     Average  percentage  of  two  samples,  3.50. 

Geo.  Constable,  London  township,  heid  in  good  condition  and  clean.     Percentage,  3.40. 

J.  E.  Wilkins,  Westminster,  herd  in  good  condition  and  clean.     Perientage,  3.40. 

Geo.  Hawkins,  Westminster,  herd  in  fair  condition  and  clean.     Percentage,  3  40. 

Andrew  Hogg,  Governor's  Road,  herd  in  good  condition  and  clean.     Sells  to  John  Clark. 

.John  Clark,  Governor's  Road,  herd  in  good  condition  and  clean.     Percentage,  3.25. 

Job.  Gilbert,  London  township,  herd  in  good  condition  and  clean.     Percentage,  3.25. 

Michael  Williams,  city.     Percentage,  3.25. 

W.  Slater,  East  London.     Percentage,  3.25.     Watered. 

James  Creighton,  Dorchester  township,  herd  in  good  condition  and  clean.     Supplies  the  City  Ho.spitaL 

Samples  from  City  Hospital,  3.40 

Sample  from  Women's  Refuge  and  Infant's  Home,  2.90  ;  skimmed.     Another  sample,  3.50. 

Sample  from  Protestant  Orphan's  Home,  3.60. 

(Sgd.)  F,  V.  HUTCHINSON. 


Ottawa. 
Report  of  the  Medical  Health  Oficer. 

Ottawa,  Dec.  1st,  1893. 

To  the  Chairvian  and  Members  of  the  Board  of  Health  : 

Gentlemen, — 1  beg  to  lay  before  you  the  Annual   Report  of  the   Health 
Department  for  the  year  ending  October  3Ist,  1893. 

In  so  doing  I  regret  that  owing  to  inaccurate  and  insufficient  data,  I  am 
unable  to  make  a  report  which,  from  a  statistical  point  of  view,  wi)uld  be  of  any 
value  whatever.  Tlie  death  certiricates  i-eceived  by  the  registrar  of  this  district 
are  specially  defective,  in  '^o  far  as  the  cause  of  death  is  concerned  ;  nor  yefc 
does  it  appear  that  the  total  mortality  is  reported.  This  is  not  the  fault  of  the 
present  occupant  of  the  office,  who  has  undoubtedlv  made  everv  possible  etlbrt  to 
educate  the  parties  held  lesponsible  in  this  matter,  and  to  ha\e  the  same  duly 
Carrie.  1  «'Ut;  but  it,  is  owing  to  the  fact  that,  previous  to  his  occupancy  of  this 
otfice,  the  law  in  this  matter  was  not  enforced,  or  was  ignored.  Then,  again, 
there  appears  to  be  considerable  opposition  and  unwilliiigne.ss  on  the  part  of  some 
of  these  aHected  by  this  law  to  comj)Iv  with  the  regulations  of  the  same 
7  (H.)  "  97 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


792  is  the  total  number  of  certificates  of  deaths  occurring  within  the  period 
.C'^'iiprised  in  this  report,  received  up  to  a  few  days  ago.  This  I  take  to  be  evi- 
dently incorrect,  as,  in  my  estimation,  the  total  mortality  should  be  somewhere 
about  900.  I  know  as  a  matter  of  fact  that  the  mortality  for  the  past  year  was 
lower  than  usual,  and  that,  in  so  far  as  epidemic  diseases  are  concerned,  it  was 
markedh'  so. 

Such  a  desirable  record,  largely  indicati  ve  as  it  is  of  the  satisfactory  sanit- 
ary condition  of  our  city,  may  no  doubt  be  looked  upon  as  being,  to  a  very  large 
extent,  the  result  of  the  actiou  of  this  Department  in  causing  a  thorough  cleans- 
ing of  the  whole  city  this  spring,  in  anticipation  of  the  possible  invasion  of  this 
X30untry  by  cholera,  which,  even  then,  was  slowly  but  surely  spreading  in  several 
European  states. 

Tables,  here  appended,  show  the  number  of  cases  of  infectious  diseases 
admitted  and  treated  in  hospitals  ;  also  the  number  oE  cases  reported  at  the 
Health  Office  during  the  year.  I  also  append  the  returns  of  the  By  Ward  Found- 
ling Institution  (Bethlehem)  for  the  past  year. 

The  past  season  has  been  marked  by  satisfactory  progress  in  sanitary 
improvements  throughout  the  city,  not  only  in  the  making  of  a  number  of  sub- 
si'iiary  drains  recommended  by  this  Department  during  the  year,  but  also  in  the 
completion  of  others  initiated  in  the  previous  year. 

Then,  again,  during  the  summer,  with  becoming  promptness,  your  Board 
.avai>ed  itself  of  the  powers  granted  it  at  the  last  session  of  the  Provincial  Legis- 
latuie,  to  acquire  lands  for  the  location  thsreon  of  an  hospital  for  the  reception 
of  infectious  and  contagious  diseases,  and  without  loss  of  time,  the  necessary 
steps  were  taken  to  secure  the  immediate  construction  of  an  institution  which, 
when  completed  and  in  full  working  order,  Ottawa  will  have  just  reason  to  be 
proud  of. 

The  work  in  the  different  branches  of  this  Department,  throughout  the 
year,  was  satisfactorily  done,  with  one  exception,  however. 

The  system  inaugurated  a  couple  of  years  ago  lor  the  removal  of  household 
refuse  (not  night  soil)  has  not  been  satisfactory.  The  fact  is,  that  the  ver}' 
important  question  of  the  proper  disposal  of  household  refuse  matter  here  in 
Ottawa,  as  elsewhere,  will  never  be  permanently  settled  until  a  cremating  fur- 
nace is  procured,  when  a  proper  system  of  scavenging  may  then  be  orgmized. 
This  matter,  of  vital  interest  from  a  sanitary  point  of  view,  which  has  already  seri- 
ously engaged  the  attention  of  this  Board,  I  hope  to  see  realized  in  the  near  future. 
This  and  the  completion  of  our  isolation  hospital,  now  in  process  of  construc- 
tion, will  mai  k  Ottawa  as  a  leader  in  the  van  of  sanitary  progress  and  make  this 
.city,  what  it  should  be,  one  of  the  healthiest  on  the  continent. 

For  ;^11  details  of  the  work  done  in  the  sanitary  branch  of  this  Department, 
1  beg  to  refer  you  to  the  Sanitary  Inspector's  report  hereto  attached. 

Respectfully  submitted, 

(Sd.)         A.  ROBILLARD,  M.  D. 


9.S 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


J^uniher  of  cases  of  infections  diseases  treated  in  hospitals  during  the  year  snd- 

ivg  31st  October,  1893. 


Disease*!. 


No.  adraited. 


Diphtheria 
■'Scarlatina  . 
Measlea . . . . 


78 
31 


No.  discharged!        Died. 


68 

29 

1 


10 
2 
1 


Remarks. 


Totals 


111 


98 


13 


Jf^umber  of  cases  of  infectious  diseases  reported   at   the   Health  Oftice  during 
the  year  ending  31st  October,  1893. 


Diphtheria. 

Scarlatina. 

Measles.       iTyphoid  fever. 

i 

Total. 

Remarks. 

62 

57 

12                        23                      154 

With  the  exception  ofldiph- 
theria    and  scarlatina  fig- 
ures are  not  correct. 

Records  of  the  By  Ward  Foundling  Institution  (Bethhhem)  for  the  past  year. 


IS'ov.  1st,  1892 


Infants  remaining  in  Institution 
Admitted  during  the  year 

Total 


Nov.  Ist,  1893 


Infants  placed  during  the  year 
Died  during  the  past  year  .... 
Remaining  in  Institution 


Total 


14 
190 


204 


50 

140 

14 

204 


Report  of  the  Sanitary  Inspector  of  the  Board  of  Health. 

Health  Office,  City  Hall, 

Ottawa,  19tli  December,  1898. 

To  the  Chairman  and  Members  of  the  Board  of  Health  : 

Gentlemen, — I  have  the  honor  to  submit  for  your  con.sideralion  the  annual 
report  of  the  Sanitary  Department  for  the  year  ending  Hist  October,  1893. 

In  presenting  this,  my  sixth  annual  report,  it  gives  me  pleas. .re  to  say  of 
the  past  year,  that  it  has  been  one  of  unprecedented  activity  in  matters  pertain- 
ing to  improvementis  to  sanitation. 

The  vigorous  policy  inaugurated  in  the  beginning  of  the  year  has  also  been 
of  great  help  in  enabling  me  to  enforce  compliance  with  the  health  by-laws  to  a 
much  greater  extent  than  formerly. 

Thn  unusual  number  of  summonses  (26)  issued  during  the  year,  I  take  as  a 
proof  of  the  activity  referred  to.  Of  the  above  26  summonses,  25  convictions 
stand  on  record,  and  the  nuisances  to  which  tjiey  had  reference  have  all  been 
remedied  except  one. 

99 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


The  following  tables  show  the  work  done  in  so  far  as  it  is  possible  to  be 
shown  in  tabulated  form. 

It  is  also  a  pleasure  to  me  to  be  able  to  testify  to  the  satisfactory  manner  in 
which  the  assistant  inspectors  have  pez'formed  their  duties  during  the  past  year, 

I  am,  Gentlemen, 

Your  obedient  servant, 

(Sd.)   GEO.  McNeill 

Sanitary  Inspector. 

Table  No.  1. — Classification  of  nuisances  reported  to  the  Department  during 

the  past  year. 


Description  of  Nuisances. 


Accumulations  of  manure 

do  refuse  on  vacant  lots,  streets,  etc 

do  stagnant  water   

<  'ellars  flooded  and  otherwise  polluted 

Drains  choked  and  otherwise  defective 

do      boK  

do     none  

Dweltings,  sewer-gas  escaping  into 

do  illuminating  gas  escaping  into 

do  dirty  and  unwholesome 

Foul  yards  and  premised 

Privies  of  deff  ctive  construction   

do       otherwise  objectionable 

do      none    j 

Pigs  kept  too  near  dwellings 

Sinks  untrapped 

do     none    

Soil  pipes  un ventilated 

do        otherwise  defective    

Wash  basins  defective 

Watte  ])i|ies  of  defective  construction 

Water -closets  do  

Water  supi)ly  for  domestic  purposes  defective 

do  water-closets  defective 

Miscellaneous 


By  whom  reported. 


Totals . 


u 
02 

n5 

1 

a 

a 
0 

0 

0 

128 

21 

12 

161 

27 

9 

36 

38 

6 

20 

64 

118 

182 

14 

4 

818 

53 

87 

2 

3 

146 

35 
67 
40 

13 

71 
98 

48 

12& 

3 

3 

144 

12 

19 

3 

2 

36 

9 

1 

1 

11 

403 
236 

"162' 

71 
45 

474 

4 

387 

3 

1 

3 

3 



4 

11 

7 

18 

8 
16 

12 
12 

20 

28 

35 
9 
2 

35 
8 

""2 
6 

7 
18 

42 

2 

29 

2 

11 
10 

7 
4 

2 

48 

18 

7 

& 

4 

16 

26 

1,292 

656 

179 

10 

66 

2,203 

Table  No-  2. — Statutory  notices  issued  in  connection  with  Table  No.  1. 


Time. 


Notices. 


To  propri- 
etors. 


November,  1892 

December       " 

January,      1893 

February        " 

March 

April 

May  '[ 

June 

July  'I 

August 

September      " 

October 

Totals 


37 
30 
35 
57 
31 

106 
81 

105 
72 
54 
55 
23 


To  tenants 
and  others. 


686 


19 

27 

7 

14 

119 

210 

128 

116 

80 

92 

137 

10!) 

1,068 


Written. 


28 
24 
28 
16 
28 
97 
84 
91 
39 
47 
50 


Verbal. 


Total. 


554 


28 

56 

33 

57 

14 

42 

55 

71 

122 

150 

219 

316 

125 

209 

130 

221 

113 

152 

99 

146 

142 

192 

110 

132 

1,190 

1,744 

100 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


REPORT  ON  THE  SANITARY  CONDITION  OF  THE  CITY  OF  TORONTO 

FOR  THE  YEAR  1893. 

Toronto,  November  15th,  1893. 

To  the  Chairman  and  Members  oj  the  Local  Board  of  Health  : 

Gentlemen, — I  have  the  honor  to  present  a  final  report  for  the  departmental 
year  1892  and  1893  which  is  supplementary  to  the  monthly  statements  already 
submitted,  and  in  a  measure  a  summary  of  the  year's  work. 

I  may  say  that  having  had  charge  of  the  department  since  its  reorganization 
in  April,  I  feel  the  report  does  not  exactly  represent  a  full  year's  eflfort  upon  the 
lines  laid  down,  but  I  will  endeavor  to  so  summarize  the  work  as  to  give  an 
intelligent  idea  of  the  way  in  which  it  has  been  undertaken  and  carried  out. 

In  a  city  like  Toronto  there  are  many  points  of  interest,  and  also  difficulties 
which  arise  in  the  administration  of  the  Public  Health  enactments,  which  furnish 
a  fair  illustration  of  the  difficulties  with  which  a  Medical  Health  Officer  has  con- 
stantly to  cope,  and  in  the  lesson  thus  supplied,  useful  information  may  be 
obtained  wherein  legislation  might  improve  the  Public  Health  Act  and  wherein 
careful  management  is  necessary  to  obtain  the  utmost  beneficial  eftects  to  the 
community  in  administering  the  present  Act. 

I  desii'e  first  to  deal  with  the  matter  of  contagious  disease  as  I  look  upon  it 
as  the  most  important  work  which  the  Medical  Health  Officer  has  to  attend  to, 
and  one  which  particularly  requires  his  special  knowledge  to  deal  with.  I  will 
therefore  furnish  in  this  report  a  brief  outline  of  the  way  in  which  this  particular 
branch  of  the  department  is  handled. 

The  majority  of  reports  of  contagious  diseases  are  made  on  the  usual  cards,  a 
certain  number  also  b}''  telephone.  On  such  being  received  they  are  handed  over 
to  the  Contagious  Disease  Officers  who  are  instructed  to  visit  the  premises 
immediately  and  note  carefully  all  particulars  in  reference  to  the  condition  of  the 
house,  the  sanitary  surroundings  of  the  house  as  to  drainage,  soil  pollution,  clean- 
liness of  yards,  condition  of  sewer  on  street  as  far  as  can  be  ascertained  by 
in«pection,  whether  or  not  any  manholes  are  adjacent  to  the  premises  from  which 
noxious  gases  appear  to  emanate.  The  presence  of  children  in  the  bouse,  whether 
they  are  or  have  been  attending  or  are  likely  to  attend  school,  and  when  they 
last  attended  and  in  what  division,  also  when  the  doctor  in  attendance  first  called 
and  when  the  case  was  diagnosed. 

I  am  convinced  from  a  series  ofcaieful  observations  made  during  the  last 
seven  months  of  contagious  disease  work  that  many  cases  of  contagious  disease 
are  propagated  in  the  early  stages  of  their  development,  particularly  is  this  true 
of  diphtheria,  where  a  patch  on  the  fauces  or  pharynx  may  exist  with  few  consti- 
tutional symptoms  and  the  child  not  be  sufficiently  ill  for  a  physician  to  be  called 
in,  whilst  not  depreciating  the  possibility  of  defective  plumbing  and  sewer  gas 
producing  a  form  of  follicular  tonsilitis,  which  greatly  predisposes  to  a  successful 
inoculation  of  diphtheria,  I  am  of  the  opinion  that  it  is  in  rare  cases  where  sewer 
gas  produces  the  actual  disease.  The  main  work  in  limiting  an  attack  of  diph- 
theria in  my  opinion  should  be  done  by  carrying  out  a  rigid  system  of  quarantine, 
and  it'  the  quarantining  has  been  commenced  early  enough,  I  see  no  reason  why 
the  attack  would  not  be  practically  stam[)ed  out.  With  this  object  in  view  our 
department  have  been  most  careful  to  make  frequent  and  unexpected  daily  visits 
to  houses  occupied  by  one  or  more  patients  aflfected  with  diphtheria,  in  order  to 
see  that  all  communication  with  the  house  is  interdicted  save  such  as  is  necessit- 
ated By  the  attendance  of  the  physician. 

100a 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


It  is  in  the  poorer  and  more  ignorant  classes  particularly  where  this  form  of 
work  is  most  troublesome,  as  they  see  no  reason  for  what  is  frequently  termed 
unnecessary  interference  on  the  part  of  the  Health  Department.  A  working 
woman  with  four  or  five  children,  one  of  whom  is  affected^with  diphtheria,  would 
find  it  almost  impossible  in  a  large  city  to  keep  the  other  children  off  the  street, 
but  the  presence  of  a  sanitary  officer  frequently  upon  the  premises  would  furnish 
much  assistance  to  one  desirous  of  carrying  out  the  regulations.  In  such  cases 
the  patient's  friends  are  given  the  alternative  of  either  removing  the  affected 
children  to  the  Isolation  Hospital  or  being  summoned  to  court  for  violation  of 
quarantine  regulations,  and  this  alternative  forcibly  presented  is  generally  sufRcient 
to  enforce  perfect  quarantine,  so  far  as  the  neighborhood  is  concerned.  To  aid 
this  desirable  quarantine  the  neighbors  adjacent  are  warnsd,  as  well  as  others 
upon  the  street  having  children  that  are  apt  to  mingle  with  the  members  of  the 
household  affected.  The  case  is  followed  up  by  the  sanitary  officer  from,  day  to 
day  for  the  purpose  of  seeing  the  quarantine  regulations  effectually  carried  out 
and  also  to  note  the  progress  of  the  case,  and  I  may  here  state  my  belief  that  less 
ofience  is  given  and  better  work  done  by  an  intelligent  non  medical  officer  than 
by  one  possessing  a  medical  qualification,  as  the  same  jealousy  is  not  apt  to  arise 
in  the  mind  of  the  attending  physician,  whose  advice  and  assistance  are  most 
valuable  in  helping  to  carry  out  the  quarantine  regulations.  The  progress  of  the 
case  is  important  to  the  Health  Department,  for  in  the  case  of  death  there  is  the 
greatest  possible  danger  of  contagion  by  friends  attending  the  funeral  and  view- 
ing the  body.  In  cases  of  death  from  contagious  disease  the  funeral  is  patrolled 
by  an  officer  of  the  department  and  the  strictest  privacy  enforced,  and  every 
precaution  taken  to  avoid  communication  at  this  period  of  the  case.  Upon  death 
or  recovery  of  a  patient  from  contagious  disease,  particularly  scarlet  fever  and 
diphtheria,  disinfection  of  the  premises  or  house  is  undertaken  by  the  depart- 
ment. This  in  a  large  city  is  not  an  easy  undertaking  to  effectually  carry  out,  as 
many  people  believe  that  in  mild  cases  of  contagious  disease  the  trouble  and 
annoyance  of  a  thorough  disinfection  is  wholly  unnecessary.  The  process  which 
is  adopted  by  the  department  is  brietiy  as  follows  :  First  the  Inspector  visits  the 
premises  and  orders  all  woollen  and  cotton  goods,  such  as  carpets,  blankets,  bed- 
ding, sheets,  and  so  on  to  be  carefully  bundled  up.  These  are  removed  as  speedily 
as  possible  in  the  Health  Department  wagon  to  the  disinfecting  station,  where 
they  are  placed  for  twenty  minuter  or  half  an  hour  in  the  disinfecting  chamber, 
subject  to  steam  heat  of  a  temperature  of  about  212.07.  After  the  goods  are 
removed  from  the  house  the  apartments,  or  whole  house  in  some  cases,  is  thor- 
oughly cleansed  by  a  disinfecting  solution  consisting  of  one  in  a  thousand  of  bi- 
chloride of  mercury.  The  paintings,  windows,  base  and  floors  are  thoroughly  washed 
with  this  disinfecting  solution.  I  may  say  I  have  more  faith  personally  in  the 
bichloride  of  mercury  solution  than  any  other  form  of  disinfection.  The  modus 
operandi  of  it  being  to  coagulate  the  envelope  or  outside  covering  in  which  the 
germ  is  contained,  and  in  that  way  to  practically  destroy  its  efi'ects.  One  in  a 
thousand  is  generally  sufficient  for  this  purpose.  Tablets  are  made  for  us,  one 
tablet  to  an  ordinary  pail  of  water  making  a  solution  of  the  required  strength. 
The  walls  are  then  rubbed  down  with  a  cloth  moistened  with  the  solution,  and 
after  this  sulphur  is  burned  for  several  hours  in  the  apartment,  after  which  the 
windows  are  opened  and  free  ventilation  allowed  for  several  days  if  possible.  In 
some  cases  it  is  utterly  impossible  to  carry  out  these  regulations  as  thoroughly  as 
one  would  desire,  as  in  the  poorer  houses  only  one  or  two  beds  exist  and  these  are 
earnestly  required.  In  such  cases  instructions  are  given  to  the  disinfection  station 
to  return  the  disinfected  goods  within  twenty-four  hours  and  arrangements  made 

100b 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


for  placing  them  temporarily  in  some  other  room  than  the  one  occupied  by  the 
the  sick  person  until  thorough  disinfection  and  aeration  has  been  accomplished. 

We  have  found  it  more  satisfactory  and  more  in  the  interests  of  the  public 
health  to  undertake  this  work  as  a  matter  of  routine  ourselves,  free  of  charge, 
than  to  do  the  same  by  request.  I  may  say  that,  so  far  as  I  am  aware,  this  care- 
ful attention  to  the  disinfection  of  premises  has  been  initiated  since  the  re-organ- 
ization of  the  department  in  April  last,  with  what  results  I  refer  to  the  reports 
of  contagious  diseases  in  the  city  of  Toronto  for  the  Ijist  three  years  which,  I 
think,  will  in  a  measure  explain. 

I  might  here  point  out  that  1  look  upon  the  bichloride  of  mercury  in  the 
strength  of  one  in  a  thousand  extensively  used,  as  most  beneficial  and  certainly 
harmless  as  far  as  contaminating  the  sewer  system  with  the  bichloride,  as  owing 
to  the  large  quantity  of  albumen  in  sewage  matter  inert  albuminate  of  mercury 
would  prevent  any  ill  effects. 

Under  some  circumstances  the  occupants  of  the  house  are  willing  and  desire 
to  carry  out  this  process  of  disinfection,  in  such  cases  it  is  allowed,  providing  it 
is  done  to  the  satisfaction  of  the  department,  and  an  inspector  visits  the  premises 
at  the  time  of  such  disinfection  or  afterwards  to  see  the  instructions  in  this 
particular  matter  are  carried  out. 

I  may  say  no  reported  case  of  diphtheria  or  scarlet  fever  is  allowed  to  pass 
without  a  house  disinfection.  The  work  has  resulted,  since  the  middle  of  April 
and  up  to  the  31st  of  October,  1893,  in  501  houses  being  disinfected  either  in 
whole  or  in  part.  There  were  215  disinfected  for  scarlet  fever,  and  286  for 
diphtheria.  In  some  cases  it  is  necessary  to  disinfect  places  where  the  affected 
patient  has  been  as  well  as  where  he  is  confined. 

The  number  of  visits  made  by  the  contagious  disease  officers  from  April  1st 
to  October  31st,  1893,  have  been  for  diphtheria,  l,0i'7  ;  for  scarlet  fever,  1,732  ; 
for  typhoid,  174.  In  the  great  majority  of  diphtheria  and  scarlet  fever  cases 
occuring  among  the  poorer  classes  the  patients  are  immediately  removed  to  the 
Isolation  Hospital  after  the  first  visit,  and  the  houses  and  rooms  thoroughly  dis- 
infected. In  cases  of  typhoid  fever  the  visitings  are  less  frequent.  Upon  a  case 
being  reported  careful  inspection  is  made  of  the  surrounding  premises,  and  a  care- 
ful examination  of  the  plumbing  is  made,  and  if  upon  this  inspection  there  is  any 
reason  to  suspect  the  plumbing  not  being  in  a  good,  condition  a  smoke  test  is 
immediately  applied.  In  all  cases  of  scarlet  fever,  dij)htheria,  measles,  etc.,  care- 
ful attention  is  of  course  given  to  the  school,  and  the  school  authorities  are  noti- 
fied of  the  existence  of  contagious  disease,  and  the  utmost  vigilance  applied  to 
see  that  the  instructions  of  the  department  are  carried  out.  All  school  books 
and  public  library  books  are  removed  at  once  from  houses  where  a  case  of  con- 
tagious disease  exists.  In  all  cases  the  utmost  consideration  consistent  with  safety 
is  given  to  avoid  causing  any  unnecessary  annoyance  or  alarm  to  the  friends,  or 
interference  with  the  medical  attendant  in  charge  of  the  case.  At  the  same  time 
in  every  case  the  demand  of  the  health  of  the  community  is  made  paramount. 
That  this  work  has  been  beneficial  in  the  interests  of  public  health  of  the  City  of 
Toronto,  I  have  no  hestitation  in  saying,  and  I  am  pleased  to  be  able  to  state, 
that  during  the  last  six  months  the  city  of  Toronto  has  enjoyed  an  exemption 
from  contagious  disease  which  has  been  unequalled  in  its  previous  history.  Here- 
with are  given  the  number  of  cases  of  diphtheria,  typhoid  fever  and  scarlet  fever 
for  the  various  years  since  1887  in  months,  a  comparison  of  which  will  speak  for 
itself.  I  do  not  desire  to  claim  more  for  the  rigid  system  of  disinfection  and 
quarantine  than  it  is  entitled  to,  and  I  am  well  aware  that  epidemics  of  diphtheria 
particularly  are  prone  to  occur  at  certain  periods  and  times,  but  I  would  respect- 

100c 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


fully  draw  attention  to  the  number  of  cases  between  May  1891  and  May  1893, 
a  period  of  two  years,  aod  the  declination  since  that  time,  which  is  in  my  opinion 
beyond  the  course  of  a  simple  epidemic  to  explain. 


Diphtheria. 


C5 

J3 
O 

< 

e 
a 

to 

D 

3 
< 

ft 
in 

u 

O 

o 

a> 

1887 

50 

57 

42 

55 

33 

36 

34 

41 

60 

61 

78 

61 

1888 

47 
47 

48 
37 

37 
34 

33 
19 

27 
19 

20 
16 

30 

12 

33 
6 

87 
115 

45 
40 

46 
35 

71 

1889 

31 

1890 

23 
49 

20 
44 

21 
25 

30 
18 

16 
47 

25 
73 

32 
51 

36 
75 

41 

72 

til 
174 

62 
246 

67 

1891 

192 

1892 

141 

182 

150 

163 

141 

122 

75 

41 

75 

195 

194 

146 

1893 

115 

79 

100 

56 

84 

57 

20 

30 

21 

40 

39 

Scarlet  Fever. 


A 

m 

p 

J2 

a) 
32 

ft 

^ 
S 

a 
s 

t-5 

'3 

5c 

3 
< 

ft 
m 

O 

o 

i 

1886... 

21 

13 

11 

12 

15 

6 

5 

6 

21 

13 

8 

1887 

18 

9 

25 

23 

13 

7 

19 

25 

15 
16 
12 
25 

3 

8 
20 

27 

9 

10 
20 
20 

5 
15 
14 
35 

4 

10 

8 

61 

1 

1 

8 

13 

6 

9 

18 

24 

2 
14 
29 
35 

9 

"29' 
43 

12 

1888  

24 

1889     

28 

1890 

22 

1891 

31 

49 

24 
99 

26 
74 

19 
63 

17 
55 

23 
47 

22 
29 

22 
21 

19 

38 

39 
53 

96 
75 

70 

1892 

68 

1893 

100 

70 

50 

52 

77 

48 

56 

29 

20 

33 

35 

Typhoid  Fever. 


cs 

.0 

7 

2 

3 

10 

22 

26 

27 

16 

111 

^ 
0 

^ 

S 

ft 
< 

B 
S 

>> 

K 

3 
bo 

3 
< 

ft 

V 

m 

0 

> 

0 

d 

1885 

11 

3 
13 
10 

19 
27 
64 

27 
35 

4 

25 

2 

9 

8 

48 

24 

9 

139 

5 

5 

7 

6 

8 

29 

33 

li 

43 

"   1 

6 
10 

7 
52 
45 
26 
15 

"3 

5 
2 
6 
29 
25 
19 
13 

5 

1 

8 

6 

16 

19 

24 

26 

6 

2 
11 
37 

28 

30 

154 

184 
57 
20 

4 



65 
56 
221 
133 
88 
27 

1 

6 

52 

64 

65 

125 

156 

69 

27 

1 

13 
18 
36 
20 
96 
88 
49 
25 

5 

1886 ■••• 

1887 

1 
17 

1888 

31 

1889  

17 

18P0  

81 

1891 

52 

1892 

81 

1893 

lOOd 


hi  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


Tahle  No.  1 — A  Swmifnary  in  Detail  of  the  Work  done  in  Sanitary  Branch. 


Character  of  work  done. 


Number. 


Total  number  of  inspections  of  nuisances  complained  of   

"  house  to  house  inspections 

'*  notices  issued  respecting  nuisances 

'*  letters  issued  respecting  nuisances,  etc   

"  complaints  received  in  department   

"  livery  stables  inspected  periodically 

"  laundaries  inspected  periodically 

"  rag  shops  inspected  periodically    

"  fruit  shops  and  confectioneries  inspected  peri^Ddicaliy    

"  butcher  stands  and  slaughter  houses  inspected  periodically 

"  bake  shops  inspected 

*'  restaurants  inspected 

"  inspections  of  dairies  outside  city  limits 

Number  of  gallons  of  milk  sold  daily  by  city  retail  dairymen,  exclusive  of  shop-keepers 

and  dairymen  outside  city     

dairy  cattle  diseased  outside  city  limits    .......... 

stables  for  housing  dairy  cattle  outside  the  city  limits  not  satisfactory  .... 
premises  used  as  milk  stands  unsatisfactory  within  city  limits 

stables  for  housing  cattle  unsatisfactory  within  city  limits    

milk  cans  unfit  for  use 

gropery  shops  selling  milk 

confectioners  " 

fruiters  "  

butchers  "  

bakers  "  

stationers  "  

restaurants  "  

ice  cream  dealers     "  

flour  and  feed  merchants  selling  milk    

provision  * '  "  

tobacco  "  "  

shoe  "  "  

shops  in  which  milk  is  sold ,. 

dairies  selling  milk  only 

places  where  milk  is  sold  and  who  have  own  cows  

visits  made  to  dairies 

visits  made  to  shops    ' 

Examinations  by  smoke  test  of  plumbing  and  drainage  of  houses 

Inspections  of  plumbing  ancf  drainage  made  by  Plumbing  Inspector    

Inspections  of  contagious  diseases   

Number  rf  houses  disinfected  by  the  Department  

Number  of  cases  prosecuted  in  Police  Court 

"  withdrawn  from         "  

"  dismissed  from  "  

"  in  which  a  fine  was  imposed      


15,021 

6,723 

2,483 

2,841 

5,777 

76 

26 

44 

154 

227 

151 

11 

119 

10,185 

5 

13 

78 

20 

53 

1S7 

6 

6 

IjO 

8 

6 

2 

2 

2 

4 

1 

1 

263 

230 

40 

1,132 

840 

644 

735 

2,953 

501 

491 

467 

6 

17 


Table  No.  2. 


Classification . 


Privy  pits,  foul  or  full 

Privy  pits,  new,  without  permission         

Dry  earth  closets        

Foul,  damp  or  wet  cellars    

Unsanitary  premises,  filthy  yards 

Defective  and  obstructed  i)lumbing  and  drainage 
Garbage,  slops,  manure  thrown  in  lots  and  lanes. 

Foul  stables  (cow  and  horse) 

Water  on  vacant  lots 

Water  under  houses      

Foul  wells  and  cisterns 

Defective  refrigerators 


^_c 


S8 


3,473 

7 

39 

244 

681 

1,063 

211 

41 

9(5 

43 

69 

50 


■€  a 


0;    O 

S  a 


2,369 

3 

28 

127 

426 

584 

167 

22 

48 

25 

34 

50 


473 
4 
7 
6 

5 
229 


221 


2 

56 

151 

129 

32 

19 

20 

1 


lOOe 


57  Victoria.  Sessional  Papers  (No.  12)  A.  1894 


Table  No.  3 — Plumbing  and  drainape  examined  by  Plumbing  Inspector. 


Total  Dumber  of  examinations  of  plumbing  and  drainage  of  houses  by  the  smoke  test  . 
"  examinations  of  plumbing  and  drainage  of  housi-s  by  inspection  only. 

"  houses  where  drains  were  found  defective 

.  "  houses  where  drains  and  plumbing  were  found  defective 

"  houses  where  plumbing  was  defective  ...    .         

"  houses  where  drains  and  plumbing  were  tight 


Revenue  derived  from  Smoke  Test  Examination. 

Applying  78  smoke  tests  to  plumbing  and  drainage  of  houses,  at  $5  each 

3  smoke  tests  to  plumbing  and  drainage  of  buUdings,  at  $10. . . 

"         smoke  test  to  gaol  plumbing  and  drainage    


644 
735 
387 
237 
61 
71 


Total  revenue 


saeo  00 

30  00 
11  00 


$431  GO 


CJuis.  Sheard,  Esq.,  M.D.,  M.li.C.S.,  England,  etc..  Medical  Health  Officer,  Toronto: 

Sir, — I  have  the  honor  to  submit  the  following  report  of  cases  admitted  to 
the  Isolation  Hospital  for  treatment  for  the  year  ending  November  22jd,  1893. 

1.  The  total  number  of  eases  of  all  kinds  admitted  during  the  year  was  514. 
Of  these,  326  were  diphtheria,  135  scarlet  fever,  1  typhoid  fever,  43  measles,  1 
erysipelas,  and  8  cholera  suspects  from  Russian  Poland,  on  their  way  to  the 
United  states.  The  number  of  deaths  during  the  year,  including  4  who  were 
moribund  when  admitted,  was  89,  and  the  general  death  rate  accordingly  was 
17.33  per  cent. ;  but  if  we  deduct  the  moribund  cases,  the  death  rate  will  be  16.66 
per  cent. 

2.  Of  the  326  cases  of  diphtheria,  219  were  tonsillar,  22  pharyngeal,  8  nasal, 
51  naso-pharyngeal,  and  26  laryngeal.  Eleven  cases  were  complicated  with 
paralysis,  35  with  adenitis,  6  with  nephritis,  1  with  erysipelas,  5  with  scarlet  rash, 
13  with  pneumonia,  3  with  otomhesa,  1  with  epilepsy,  and  4  with  severe  epistaxis. 
There  were  63  deaths,  but  as  the  4  moribund  cases  are  incluiied  in  the  number, 
59  really  died  when  under  treatment  at  the  Hospital.  The  death  rate,  therefore, 
as  we  exclude  or  include  the  moribund  cases,  is  18.32  or  19.32  per  cent. 

3.  Of  the  135  cases  of  scarlet  fever,  59  were  simple,  58  anginose,  and  18 
malignant.  Twenty-four  were  complicated  with  nephritis,  15  with  adenitis,  5 
with  pneumonia,  4  with  otomhoca,  2  with  diphtheria,  2  with  convulsions,  1  with 
chronic  laryngitis,  and  1  with  erysipelas.  Of  the  scarlet  fever  patients  26  died. 
The  death  rate,  therefore  is  19.25  per  cent. 

4.  Of  the  43  cases  of  measles  all  recovered,  as  also  did  the  one  case  of  typhoid 
fever,  and  the  one  case  of  erysipelas. 

5.  Of  the  8  cholera  suspects  admitted  to  quarantine,  all  were  in  due  time 
discharged. 

Respectfully  submitted, 

G.  TWEEDIE,  M.  D. 
Isolation  Hospital, 

7th  December,  1893. 


lOOf 


fS7  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


Stratford. 
Report  of  the  Medical  Health  O^cer. 

Stratford,  Dec.  1st,  1893. 

To  the  Chairman  and  Members  of  the  Local  Board  ; 

Gentlemen, — In  presenting  the  following  report  on  sanitary  matters  in 
Stiatford  for  the  past  year,  I  have  pleasure  in  congratulating  your  board  on  the 
freedom  of  the  city  from  any  epidemic  disease.  This  was  doubtless  in  part  due 
to  the  active  measures  taken  early  in  spring  in  having  all  back  yards,  alley  ways 
and  cellars  cleaned.  Notices  for  cleaning  up  were  distributed  and  afterwards  a 
Tiouse  to  house  inspection  was  made  by  Sanitary  Inspector  Durst.  Through  his 
active  efforts  and  vigilance  many  nuisances  were  removed  and  unsanitary 
conditions  remedied.  He  is  becoming  well  acquainted  with  his  work,  which  he 
does  very  efficiently,  although  at  times  his  duties  are  not  pleasant.  I  would 
strongly  recommend  that  he  receive  a  further  remuneration  for  his  services — 
much  more  work  has  been  done  this  year  than  in  any  preceding  one.  The 
following  is  a  synopsis  of  the  work  done  : 

No.  of  premises  examined 1,496 

"       yards  ordered  to  be  cleaned 120 

"       closets  ordered  to  be  cleaned 2fi9 

"       cellars  ordered  to  be  cleaned 24 

"       wells  ordered  to  be  cleaned 40 

"       samples  of  water  taken  und  tested 185 

'•       dead  animals  removed -37 

Infectious  diseases  : 

No.  of  houses  placarded  during  the  year 23 

For  scarlet  fever 14 

For  diphtheria 5i 

No.  of  cases  of  typhoid  fever 31 

Of  these  three  were  from  other  municipalities,  brought  here  for  hospital 
treatment. 

No.  of  complaints  attended  to HO 

dry-earth  closets  in  use 316 

In  my  last  report  I  dwelt  upon  the  necessity  of  having  a  garbage  yard 
provided. 

The  disposal  of  kitchen  refuse,  as  well  as  chips,  cans,  ashes,  etc.,  not  dangerous 
to  public  health,  has  been  a  source  of  anxiety  and  trouble,  the  carters  refusing  to 
haul  such  away  as  they  could  find  no  place  to  deposit  the  same.  By  mere  chance, 
howevei',  a  place  to  dispose  of  this  season's  rubbish  was  obtained.  It  will  be  the 
duty  of  the  council  to  orgisnize  some  scheme  whereby  relief  can  be  brought  to  the 
public  by  procui  iiij^  means  for  having  same  removed. 

Milk  Supply. — Our  milk  supply  is  derived  chiefly  from  sixteen  milk  vendors. 
Accompanied  by  the  chairman  ot  the  Board  of  Health  the  Medical  Health  Oflicer 
inspected  the  stables  and  premises  of  the  vendors  with  a  view  to  ascertaining  the 
condition  of  the  cows,  the  nature  of  the  food  used,  and  the  state  of  the  stables  as 
regards  cleanliness.  On  the  whole  they  were  satisfactory.  In  view  of  the  fact 
that  diphtheria,  scarlet  fever  and  typhoid  fever  have  been  known  to  have  been 
communicated  b}'  the  cans  being  washed  with  water  impregnated  with  organic 
matter  samples  from  all  the  wells  from  which  the  cows  were  watered  and  cans 
washed  were  taken  and  examined,  and  with  one  exception  found  pure.  Samples 
of  milk  from  all  the  dailies  were  examined  six  times  during  the  year  and  with 
one  or  two  exceptiotis  were  found  up  to  the  government  standard. 

101 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


Sewerage. — In  my  last  report  I  dwelt  strongly  on  the  urgent  necessity  of 
having  a  system  of  sewerage  for  the  city  ;  I  am  pleased  to  know  that  steps  are 
being  taken  towai'ds  the  procuring  of  such.  The  city  has  recently  had  a  visit 
from  Dr.  Peter  Bryce,  Secretary  of  the  Provincial  Board  of  Health.  He  was- 
accompanied  by  Mr.  McDougall,  Civil  Engineer,  Toronto,  and  Mr.  Bowman,  town 
engineer  of  Berlin.  The  result  of  their  visit  was  to  remove  a  difficult}^  which 
has  heretofore  been  supposed  to  exist  in  the  way  of  the  adoption  of  a  general 
system  of  sewerage,  namely  the  securing  of  a  suitable  outlet. 

After  an  inspection  of  the  city  Dr.  Bryce  came  to  the  conclusion  that  all  the 
sewage  of  the  city  could  be  properly  and  effectively  disposed  of  by  the  construc- 
tion of  either  an  irrigation  tract  or  a  filtering  bed  in  the  western  portion  of  the 
city,  provided,  of  course,  that  the  levels  in  the  existing  system  be  found  to  permi': 
of  it.  It  will  therefore  be  necessary  as  a  preliminary  step  to  ascertain  if  the 
levels  are  such  as  will  permit  of  the  discharge  of  the  sewage  where  a  suitable 
spot  for  its  disposal  in  the  western  portion  of  the  city  may  be  found. 

The  system  of  sewerage  which  is  now  most  recommended  is  known  as  the 
"  Improved  Separate  System,"  which  involves  separate  connections  for  draining 
cellars  on  the  one  hand,  and  for  carrying  off  the  contents  of  sinks,  closets,  bath 
tubs,  etc.  on  the  other.  These  pipes  are  laid  close  together  but  have  no  connection 
with  each  other.  The  advantage  of  this  separation  is  that  foul  and  poisoned 
gases  arising  from  the  discharge  of  closets,  etc.  cannot  possibly  escape  into  the 
cellars  and  therefor,  through  the  hou.ses,  wliich  may  be,  and  too  often  is,  the  case 
where  all  the  discharges  are  carried  off  by  the  one  pipe. 

This  is  a  very  important  'matter  for  present  consideration  inasmuch  as  the 
adoption  of  a  general  sj^stem  of  sewerage  at  some  lime  in  the  future  will  in  all 
probability  mean  the  adoption  of  the  "  Improved  Separate  Sy^-tera."  That  being- 
the  CISC  it  is  worse  than  useless  to  continue  the  present  system  of  putting  down 
sewers,  as  they  will  not  prove  suitable  for  incorporation  in  the  gen^-ral  system,, 
when  it  is  adopted  ;  being  suitable  only  for  a  combined  system,  the  dangers  of 
which  have  been  already  inrlicated. 

Besides  this  the  connection  between  these  .sewers  and  the  cellars,  etc.,  which 
they  are  intended  to  drain  should  be  made  under  the  .supervision  of  a  competent 
engineer,  .specially  qualified  to  do  the  work  .satisfactordy  from  a  sanitary  point 
of  view,  and  it  is  therefore  highly  advisable  that  the  present  .sy.stem  ui  putting 
down  sewers  should  be  discontinued  at  once  as  it  means  a  wasfe  of  money  and  a 
danger  to  the  public  health. 

Nothing  has  been  .said  in  this  report  on  the  urgent  necessity  for  the  adoption 
as  soon  as  possible  of  a  thorough  system  of  sewerage ;  that  is  sii|iposed  to  be 
understood.  The  existing  state  of  affairs  is  most  undesirable,  many  of  the  little 
streams  which  ai^e  the  recipients  of  sewage  are  stagnant  the  greater  part  of  the 
year  and  are  therefore  not  only  an  eyesore  but  a  continual  menace  to  the  public 
health,  and  some  of  them  at  present  are  in  a  particularly  filthy  condition. 

Take  the  Romeo  street  creek  for  instance  ;  into  it  is  discharge  I  the  sewage, 
including  the  contents  of  waterclosets,  from  a  large  proportion  of  the  main  build- 
ings of  the  city.  Its  existence,  burdened  as  it  has  been  during  the  summer 
months,  at  least  cannot  be  otherwise  than  very  deleterious  to  the  health  of  the 
city,  and  may  at  no  distant  day  be  the  means  of  a»i  outbreak  of  some  serious 
disease. 

I  am  pleased  to  know  that  the  council  has  recently  appointed  a  committee,, 
who  have  under  consideration  the  construction  of  trunk  seweis  in  different  wards 
of  the  city.  The  supposed  estimates  of  same  including  cost  aad  preparation  of 
sewage  farm  or  other  means  of  sewage  disposal  will  be  less  than  $30,000. 

102 


57  Victuna  Sessional  Papers  {No.  12).  A.  1894 


It  is  to  be  hoped  that  the  committee  will  zealously  prosecute  the  work  begun 
by  them,  that  no  time  will  be  lost  by  them  in  employing  an  engineer  to  take 
levels  and  make  proper  estimates,  have  necessary  by-law  prepared  for  submitting 
such  to  the  people  for  approval,  and  as  early  as  practicable  have  this  important 
work  proceeded  with. 

J.  A.  ROBERTSON, 

Medical  Health  Officer. 


St.  Thomas. 
Medical  Health  Officer's  Report. 

St.  Thomas,  1st  Dec,  1893. 

I  have  the  honor  to  report  that  the  city  of  St.  Thomas,  during  the  year  1893, 
was  remarkably  free  from  disease,  although  there  was  a  slight  increase  as  com- 
pared with  the  previous  3'ear.  The  deaths  were  chiefly  due  to  old  age,  still  births 
and  consumption  ;  three  resulted  Irom  diphtheria,  two  from  whooping  cough,  one 
from  scarlet  fever  and  one  from  typhoid  fever  The  total  death  rate  for  the  year 
amounted  to  2.27  per  cent.,  \  per  cent,  over  the  preceding  year. 

The  cases  of  z3'motic  diseases  that  occurred  were  few,  the  exemption  being' 
due,  no  doubt,  to  the  excellent  system  of  sewerage  and  water  supply  that  rarcifies 
the  city.  There  are  now  twelve  miles  of  sewers,  constructed  of  brick  and  collar 
tiles,  and  six  miles  under  contract  to  be  completed  next  year.  The  plan  of  sew- 
erage is  so  ananged  that  all  branches  drain  into  the  trunk  sewer,  thus  rendering 
practicable  in  the  near  future  a  complete  process  of  disinfection,  and  cremation  if 
necessary. 

Our  water  supply  is  taken  from  a  spring  creek  that  flows  from  the  north- 
east of  the  county,  through  a  fine  rolling  country,  with  no  towns  in  its  course  to 
contaminate.  It  is  stored  in  a  capacious  reservoir,  carefully  filtered,  then  pumped 
from  the  waterworks  through  twenty  miles  of  pipes  ranging  from  four  to  four- 
teen inches  in  diameter.  Our  well  water  is  taken  from  above  a  solid  bed  of  clay,, 
ranging  from  six  to  ten  feet  below  the  surface  soil.  Consequently  it  is  very 
impure,  and  the  citizens  are  progressively  taking  advantage  of  the  purer  supply 
from  the  waterworks,  which  cost  the  city  $151,000  and  will  soon  become  a  good 
pa3'iug  investment. 

At  present  the  privy  pit  is  generally  used  ;  tight  boxes  are  made  obligatory, 
and  they  have  to  be  frequently  cleaned  ;  but  they  are  being  done  away  with  as 
fast  as  possible. 

Our  sanitary  inspector  is  very  diligent.  He  has  attended  to  the  general 
surface  cleaning,  has  inspected  the  condition  of  every  house  in  the  city  and 
attends  to  all  complaints  regarding  nuisances. 

During  the  year  there  was  an  epidemic  of  measles  of  a  light  type,  which 
seemed  to  abate  for  a  time  and  again  break  out.  On  investigation  I  found  that 
children  who  had  had  the  disease  returned  to  school  after  their  recovery  wearing 
the  clothes  they  had  on  when  attacked,  regardless  of  the  cautionary  advice  that 
had  been  given.  I  would  recommend  that  the  Board  obtain  from  the  Ontario 
Government  power  enabling  sanitary  inspectors  to  cause  all  clothing,  under 
similar  circumstances,  to  be  sent  to  a  place  where  they  may  be  thoroughly  cleaned 
and  disinfected  before  being-  again  worn. 

I  have  the  honor  to  be,  your  obedient  servant, 

WM.  C.  VAN  BUSKIRK,  M.D., 

Medical  Health  OflScer, 
103 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1894 

St.  Catharines. 

Report  of  the  Secretary  of  the  Local  Board  of  Health. 

To  His  Worship  the  Mayor  and  Council  of  the  City  of  St.  Catharines  : 

Gentlemen, — I  beg  to  submit  the  annual  report  of  your  Local  Board  of 
Health,  for  the  year  ending  loth  November,  1893. 

It  is  satisfactory^  to  state  that  the  scavenger  work  has  been  very  liglit  for 
some  time,  closets  and  cesspools  having  been  pretty  thoroughly  cleansed  last 
winter  and  spring. 

The  Inspector's  chief  duties  have  been  confined  to  streets,  back  alleys,  stables, 
cow  byres,  slaughter  houses,  canning  factories,  and  milk  vendors. 

The  inspection  of  clnsets  has  been  omitted,  except  in  special  cases,  where 
complaints  have  been  made.  Early  in  the  spring  it  may  be  necessary  for  the 
Inspector  to  make  regular  house  to  house  inspection. 

The  horrible  condition  of  the  two  ponds,  along  the  line  of  the  Niagara  Central 
Railway,  which  appeared  at  one  time  a  most  difficult  problem,  was  only  a  night- 
mare after  all.  At  the  suggestion  of  your  chairman  and  the  skilled  efforts  of 
your  Inspector,  both  ponds  were  thoroughly  cleaned  of  all  infectious  matter,  if 
there  was  any,  at  the  cost  of  only  $6.2.5  ;  the  ponds  afterwards  drying  up,  onh^  to 
return  again  full  of  water  next  year. 

I  am  not  aware  that  the  sewers  have  been  flushed  at  any  time  during  the 
past  season  with  the  city  water,  but  the  heavy  rains  at  different  periods  kept 
them  tolerably  well  cleaned,  and  by  the  application  of  a  little  copperas  in  the 
catch -basins,  has  made  them  in  a  fair  condition. 

The  sanitary-  condition  of  the  city  must  be  good.  The  total  number  of  deaths 
as  per  city  clerk's  return  from  all  sources  is  120.  Cases  of  contagious  diseases  are 
much  less  than  usual,  only  two  deaths  occurring — scarlet  fever  one,  diphtheria  one. 

In  the  return  of  120  deaths,  from  all  causes,  [  find  11  were  from  premature 
birth,  and  5  from  accidents.  I  consider  it  but  right  and  proper  to  deduct  these 
from  the  total  number  of  120,  leaving  104  actual  deaths  from  various  diseases 
during  the  year  ending  30th  November,  189.3. 

This,  with  an  average  population  of  10,000,  would  make  the  death  rate  10.4 
per  1,000.  I  also  observe  that  the  percentage  of  death  rate  among  cats  and  dogs 
is  not  as  large  as  it  used  to  be  in  previous  years.  Whether  this  is  owing  to  a 
better  state  of  health  or  non-vigilance  of  the  Inspector  I  am  not  prepared  to  say. 

The  expenditure  irf  connection  with  the  Board  the  past  year  has  been  about 
as  usual — sa}"  about  S480,  and  .SlOO  paid  out  for  extra  assistance  in  the  inspection 
of  water  closets  or  privy  vaults  duiing  the  months  of  February,  March  and  April 
last.     Total,  .?580. 

Our  old  friend  ex-Sanitary  Inspector,  .J.  C.  Clark,  has  passed  away  and  gone 
to  his  long  home  at  tne  advanced  age  of  81  years. 

He  was  appointed  on  the  recommendation  of  your  Board  by  the  City  Council 
when  this  Local  Board  was  first  inaugurated,  and  up  to  the  time  when  old  age 
began  to  tell  upon  him,  did  good  service.  It  appears  to  me  some  appreciation  of 
his  long  services  should  be  shown  to  his  bereaved  family  by  lesolution  of  con- 
dolence or  otherwise. 

Respectfully  submitted, 

S.  G.  DOBSON, 

Chairman. 

104 


o/    Mctoria. 


Sessional  Papers  (No.  12). 


A.  IS94 


To  the  Chairman  and  Board  of  Health  of  the  City  of  St.  Catharines  : 

Gentlemen, — I  have  the  honor  to  infoim  you  that  the  number  of  cases  of 
•contagious  diseases  returned  (as  per  medical  reports,  for  the  j'ear  ending  15th 
JSTovember,  1893,  is  as  follows  : 

Scarlet  fever 5 

Typhoid  fever 6 

Measles 1 

Diphtheria  1 

Total 13 

The  following  are  the  mortality  returns  for  the  year : 


Disease. 


■Croup    

Paralysis    

<Jonsumptiou    

Prrma,tur8  births 

Drop~y   

Infl;«ijmation  of  lungs . . 

Convulsions     

Marasmus    ..... 
Inflammation  of  bowels 

Cancer    

Unknown 

Ossification  of  arteries   . 

Asthma 

Heart  disease    

Wounds  and  accidents  . 

Scarlet  fever 

Anaemia 

Apoplexy 

IJright's  disease   


No. 


2 
6 
15 
11 
3 
2 
3 
3 
4 
7 
1 
1 
1 
14 
5 
1 
2 
4 
3 


Disease. 


Inflammation  of  the  brain   . . . 

Meningit).« 

General  debility 

firoiichitis 

Pneumonia    

Inflammation  of  the  abdomen. 

Influenza   

Tumor 

Diphtheria '. .  . . . 

Jaundice    

Blood  poisoning 

Inanition   

Cholera  infantum   

Dj'.*entery   

Valvular  diseases    , . .  . 

Theoretic  diseases 

Whooping  cough 


Total  . . . , 


3 
2 
6 
5 
2 
3 
1 
1 
1 
1 
1 
1 
1 
1 
1 
1 
1 

120 


Respectfully  submitted, 
J.  ROLLISON, 

Secretary 


Windsor. 


Report  of  the  Medical  Health  Officer. 

Windsor,  December  6th,  1893. 

To  the  Chairman  and  Members  of  the  Board  of  Health  : 

Gentlemen, — I  have  the  honor  to  report  a  summary  of  the  year's  work  as 
follows  : 

There  have  been  reported  to  the  Health  Office,  34  cases  of  scarlet  fever  and 
11  cases  of  diphtheria,  with  one  death  from  the  former  and  three  from  the  latter 
disease. 

Owing  to  the  early  appearance  of  typhoid  fever  in  the  month  of  August,  and 
the  unusually  large  number  of  people  attacked,  the  Board  requested  physicians 
to  report  their  cases,  not  with  a  view  of  placarding  houses  hut  foi*  statisticial 
purposes  and  if  possible  to  discover  the  cause.  From  the  8th  to  the  2Gth  of  Sep- 
tember 18  cases  were  reported.  Fortunately  the  disease  was  mild  in  form,  and 
the  cause  was  variously  accounted  for  by  bad  drainage  and  plumbing,  and  a  con- 
taminated water  supply. 

105 


57  Victoria.  Sessional  Papers  (No.  12).  A.  1891 


The  Dominion  Government  having  abandoned  their  regulations  for  the  col- 
lecting of  mortuary  statistics  and  the  Provincial  Government  not  having  provided 
books  of  record  I  am  unable  at  present  to  give  the  usual  mortuary  returns.  I 
hope  to  do  this  at  the  end  of  the  year. 

One  of  the  first  efforts  of  the  Board  this  year  was  to  improve  the  sanitary 
condition  of  hotels  some  of  which  were  unfit  for  human  habitation.  One  wa& 
torn  down  and  a  fine  brick  building  erected  in  its  place.  Another  was  closed 
and  re-opened  after  an  expenditure  of  several  thousands  of  dollars  in  improve- 
ment, and  others  were  repaired  to  the  satisfaction  of  the  Board.  There  are  still 
a  few  hotels  much  in  need  of  an  overhauling  and  I  would  suggest  that  the  work 
on  them  be  proceeded  with  without  delay. 

Kearly  all  the  principal  blocks  have  been  inspected  and  their  sanitary  condi- 
tion improved.  More  work  in  this  direction  has  heen  done  this  ye&v  than  in  any 
five  years  since  the  organization  of  the  Board. 

The  garbage  was  collected  and  removed  at  the  public  expense  before  the 
waiui  weather  set  in,  at  a  cost  of  S298.17.  Under  the  close  inspection  of  Mr. 
Greives  the  city  has  been  kept  veiy  clean,  and  when  nuisances  have  occurred 
they  were  promptly  abated. 

The  Board  has  still  to  complain  of  want  of  co-operation  by  the  Board  of 
"Works  in  neglecting  to  enforce  connections  with  sewers  when  notified  that  it  was 
necessary  to  do  so  in  the  interest  of  public  health. 

Ihe  mummery  called  immigiant  inspection,  again  dragged  its  snail  like  exist- 
ence, along  the  Windsor  side  of  the  Detroit  River,  all  summer,  dealing  very 
lightly  with  passengers  arriving  by  the  Michigan  Central  Railway,  develojdng  a 
slight  .show  of  energ}^  on  those  who  come  by  way  of  the  Canadian  Pacific,  and 
spending  Avhat  little  fury  it  had  left  on  passengers  who  were  unfortunate  enough 
to  travel  by  the  Grand  Trunk  Railwa3\ 

It  exists  still  in  a  very  mild  form  with  just  sufficient  force  to  draw  its  salary. 

The  city  water  supply  has  been  the  subject  of  considerable  attention  this 
year.  Fifteen  diff^erent  analyses  of  the  water  supplied  to  the  inhabitants  have 
been  made  since  ]88S,  by  fully  qualified  chemists.  Three  of  these  examinations 
showed  the  water  to  be  "  first  class," two  were  rated  "second  class"  and  ten  were 
pronounced  to  be  "  undrinkable "  and  "  containing  sewage."  These  different 
results  were  due  to  the  direction  of  the  winds,  currents,  temperature  etc.,  but 
principall3'  to  the  discharges  from  the  Walkerville  sewers.  All  room  for  dispute 
on  this  subject  was  set  at  rest  by  the  experiments  conducted  under  the  auspices 
of  the  Provincial  Board  of  Health  in  September  last  by  dissolving  two  barrels  of 
salt  and  pouring  it  into  the  Walkerville  sewers,  and  placing  floats  in  the  river  to 
indicate  the  currents,  testing  the  water  from  6.11  to  6.53  p.m.  for  the  quantity  of 
chloiide  of  sodium,  and  on  the  arrival  of  the  floats  finding  it  had  increased  from 
1.40  to  3.50  parts  per  million,  on  the  surface  of  the  water  at  the  mouth  of  the 
intake  pipe,  and  at  the  taps  in  the  pumping  hous3,  and  again  dropping  to  normal 
when  the  salt  had  passed.  The  floats  took  from  16|  to  33|  minutes  to  pass  from 
the  Walkerville  sewer  to  the  W^indsor  ii  take  and  the  first  two  passed  directly 
over  the  intake  pipe. 

Willis  Chipman,  C.  E.,  submitted  a  comparatively  cheap  plan  for  a  new  water 
supply  from  Askin's  Point  which  was  examined  and  approved  by  the  Provincial 
Board  of  Health.  He  proposes  to  use  a  30-inch  syphon  which  will  involve  a 
minimum  of  digging  and  offers  to  guarantee  its  successful  working,  and  its  cost 
will  be  less  than  865,000.  This  expenditure  according  to  a  careful  e.stimate  made 
by  the  Commissioners  will  not  increase  the  present  water  tax  beyond  the  present 
rates,  as  the  expense  will  be  divided  over  30  years,  and  the  prospective  increase 
in  population  will  meet  the  principal  and  interest  on  the  investment. 

106 


67  Victoria.  Sessional  Papers  (No.  12).  A.  1894 


Last  summer  the  Water  Commissioners  entered  a  suit  against  the  corporation 
of  Walkerville  for  polluting  the  river,  and  when  the  case  came  up  for  trial  in 
October  an  amicable  arrangement  was  arrived  at  between  the  two  corporations, 
wherein  Walkerville  undertook  to  pay  one  tenth  of  the  cost.  Before  this  had 
taken  place  however,  the  Windsor  Water  Commissioners  submitted  a  by-law  to 
the  ratepayers  for  $55,000  to  carry  out  this  work,  but  owing  to  apathy  and  a 
want  of  information  it  was  rejected.  There  were  other  causes  for  the  adverse 
majority  but  these  need  not  be  dwelt  on  here.  The  arrangement  between  W^ind- 
sor  and  Walkerville  was  made  an  order  of  Court  and  to  enable  the  Commissioners 
to  proceed  with  the  scheme,  the  Council  was  asked  for  and  granted  $30,000.  An 
injunction  was  served  on  the  Council  restraining  them  from  furnishing  the  money, 
here  the  matter  remains  for  the  present.  In  the  meantime  sewage  pollution  gr  c« 
on,  and  the  people  of  Windsor  continue  to  drink  in  variable  quantities,  a  combiii 
ation  of  slops,  dish-water,  garbage,  distillery  refuse,  washings  from  chemical 
works  and  other  factories,  otfal  of  cattle  and  horses  but  worse  than  all,  the  con- 
tents of  water  closets  and  the  overflow  of  privy  vaults. 

It  is  past  comprehension  that  in  the  19th  century  an  intelligent  people  will 
temporize  with  a  matter  of  this  sort  and  with  their  eyes  open  to  the  danger  it 
entails  of  conveying  typhoid  and  other  diseases,  why  they  are  not  unaminous  in 
demanding  the  abatement  of  a  nuisance  which  is  alike  disgusting  and  dangerous. 

Attempting  to  conserve  public  health  and  compelling  the  people  to  drink 
sewage  is  a  sanitary  absurdity,  unworthy  of  men  laying  claims  to  common 
decency. 

Milk  inspections  made  this  year  have  in  the  main  given  very  satisfactory 
results.  As  the  Board  has  decided  to  make  monthly  examinations  it  is  safe  to 
say  that  milk  consumers  will  be  benefited  not  less  than  $12^,000  annually  by 
this  arrangement. 

The  matter  of  a  contagious  disease  hospital  has  occupied  the  attention  of  the 
Board  and  to  a  large  extent  has  been  left  in  my  hands.  On  inquiry  I  find  no 
place  of  the  size  of  Windsor  with  a  suitable  building  and  equipment.  Between 
the  expense  involved  in  erecting  and  maintaining  one,  and  the  strained  relations 
between  religious  denominations  I  cannot  at  present  see  my  way  to  making  a 
recommendation  which  will  work  successfully. 

During  the  year  six  rooms  with  a  seating  capacity  for  300  pupils  have  been 
added  to  the  school  accommodation  and  still  every  school  is  crowded.  The  Board 
of  Education  has  already  taken  steps  towards  erecting  iwo  new  school  houses,  one 
at  the  east  and  one  at  the  west  end  of  the  city.  With  the  exception  of  St. 
Alphonsus  school,  all  sanitary  arrangements  are  more  satisfactory  than  at  any 
time  since  the  organization  of  this  Board. 

The  secretary's  minutes  will  show  a  very  satisfactory  attendence  of  members, 
and  to  the  work  accomplished  by  them  is  largely  due  the  comparative  fieedom 
from  contagious  disease. 

All  of  which  is  respectfully  submitted. 

JNO.  COVENTRY, 

Medical  Health  Officer. 


107 


r>7  Victoria. 


Sessional  I*apers  (No.  12). 


A.  1894 


CITIES. 


Municipality. 

o 

1° 
a 

o 
■tJ 

a; 

a 

l-H 

1 

02 

c 

o 
P. 

e 

o 
c 

s 

J 

a 

o 
O 

SI 

.2  o 

1— 1 

ol 
|Q 

U    3 

£  o 
C'S) 

5" 

03 

o 
"5 

(4-1 
O 

a 

Toronto    

C.  Sheard .... 

Numerous   in- 
spectors. 

Is  ol  at  i  o  n 
hospital  and 
contagiou  s 
disease  am- 
bulance. 

Steam  disin- 
fecting  ap- 
paratus for 
clothing    & 
house  disin- 
fection. 

45 

A.— 10,500. 

H.- 

P.— 188,333. 

Hamilton 

J.  Ryall 

ISTumeroub    in- 
spectors. 

3.  F.-287 
Q.— 47. 
T.-65. 
M.-252. 

Yes 

Yes 

A.— 3.696. 
H.— 10,300. 
P.— 48,238. 

Ottawa 

A.  Robillard  . 

3  inspectors  . . 

Sanitary    con- 
dition of  city 
during     the 
year  satisfac- 
tory.   Large 
falling  off  in 
epidemic  dis- 
eases. 

Two      isola- 
tion hospit- 
als. 

•    ' 

14  P. 

A.— 3,366. 
H.— 9.327. 
P.-47,135. 

20  S. 

Kingston   

A. -2, 300. 

H.- 

P.— 17,848. 

S.  H.  Fee  .... 

2  inspectors  . . 

Greater     care 
shown    by 
residents   to 
keep    prem- 
ises clean. 

T.-53. 
D.  -12. 

S.F.-66. 
M.-8. 

Hospital  and 
private 
ambulance 

No     provis- 
ion for  dis- 
infection. 

Brantford 

E.  Griffin  .... 

S.  Adams 

M.  H.  0.  con- 
gratu  1  a  t  e  s 
board  on  sat- 
is factory 
sanitary  con- 
dition. 

T.— 49. 
D.— 114. 
S.F.— 144. 

No      provis- 
ion for  iso- 
lation. 

6  P. 

A.— 2,541. 
H.— 3,000. 
P.— 15,273. 

Windsor 

J.  Coventry  . . 

D.  Grieve 

To    the    work 
accomplis  h  - 
ed  by  board 
is  largelj'  due 
the  compara- 
tive freedom 
from  contag- 
ious diseases. 

D.-ll. 
S.F.— 34. 

A.— 2,300. 

H.- 

P. -10, 970. 

St.  Thomas 

A. -1,600. 
H.— 2,500. 
P.— 10,691. 

W.     C.    Van- 

buskirk. 

1  inspector  . . . 

Isolation 
hospital. 

No     provis- 
ion. 

6  P. 

IS. 

Belleville 

R.  Tracy 

J.  Newton  . . . 

S.I.  made  very 
thorough    in- 
spection. The 
mortality  for 
year  has  been 
lower  than  for 
pa.st  10  years. 

6 

A. -1,700. 
H  — 
P.— 10,221. 

' 

Stratford   

T.  A.  Robert- 
son. 

E.  Goodman. . 

6.  Durst    .... 

M.  H.  0.  con- 
gratulates Bd 
on       freedom 
from  epidemic 
diseases. 
General  health 
of  commun- 
ity good. 

T.-31. 

Provision 
made     for 
disinfec'n. 

10 

A.— 3,840. 
H.— 2,000. 
P.— 10,000. 

St.  Catharines.  . 

A.— 
H.- 
P.— 9,170. 

108 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


CITIES.— GoHtmued. 


o 


222  ft. 


3,506 
3,627 


2,347 


2,floK 
200 


1,500 


2,350 


"O 


f^    3 


Forms 
plied. 


sup- 


No  forms. 


No  forms. 


Forms       sup- 
plied. 


73  factories . . . 
4,548  employes 


Forms 
plied. 


sup-  35  factories. . . 
2,120  employ^ 


No  forms. 


No  fc 


Forms 
plied. 


Forms 
plied. 


sup- 


sup- 


^ 


Water  works. 


Water  works . 

Liable  to  con- 

tamiDation. 


Water  works. 
Supply      from 
lake. 


139 


548 


Water  works.      369 
Source  of 

supply   very 

pure. 


Water  works 
system  very 
unsatisf  a  c  - 
tory.  M.  H. 
O.  advises 
complete 
change. 


30  factories.    .'Water    not 

1,000  employ«is|     liable  to  con- 

1  general  hos       tamioatiou. 

pital. 


30  factories. 
1,100  employe 


146 


293 


160 


2  slaughter 
houses.  Un- 
der inspec- 
tion. 

None  licens- 
ed in  the 
city. 


3  slaughter 
houses.  Un- 
der inspec- 
tion. 


3  slaughter 
houses.  Un- 
der  inspec- 
tion. 


None  licens- 
ed. 


No     slaugh- 
ter houses. 


All  slaugh- 
ter h)uses 
outside  the 
city  limits. 


bo 


Garbage  col- 
lected and 
burned. 

Night  soil 
col.  by  pri- 
vate parties 

Garbage  col. 
and  mixed 
with  ashes. 
Used  for 
roads. 

No  regular 
system  of 
garbage  col- 
lection. 


Garbage  re- 
moved. 


Garbage  col- 
lected at 
short  inter- 
vals. 


No  special 
prov  i  s  i  o  n 
for  disposal 
of  garbage. 

Closets  and 
cess  pools 
thoroughly 
cleaned. 


The  Board 
has  still  to 
complain  of 
want  of  co- 
operation 
by  Board  of 
VVorks  in 
neglecting 
to  make 
connections 
with     sew- 


Sewers  flush- 
ed 'in  many 
times  dur- 
iner  year. 


109 


57  Victoria, 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNS. 


Municipality. 


a)0 


Almonte  . 
A.— 
H.-600. 
P.— 3,000. 


AUiston    . 

h'.-350. 
P.— 1,700. 


Amherstburg 
A  — 
H.- 
P.— 


Aylmer  . . 
A.— 548. 
H.— 522. 
A.-2,137. 


Arnprior  . 
A. -900. 

H 

P.— 3,40C. 


O 


D.  Garvin. 


T.— 9 


Thorough  inspec 
tion  made  early 
in  the  year. 


J.    W.     McCul- !  Geo.  Maginnis.  .House   to  house 
lough.  inspection, 


Sanitary     con  -!T.  —2 
dition  first-class. 
House  to  house 
inspection. 


C.  W.  Marlatt. 


Barrie  . . . 
A. -2,100. 

H. 

P.— 5,000. 


Bowmanville  . . .  B    Lammiman. 
A.— 7,300. 

H. 

P.— 3,083, 


A.  Armstrong.. 


L.  Oliver. 


o  2 


"oQ 


a   • 


=  3 

•2.2 
■§'53 


-    '    a>  o 
s°5ci 


No..    No. 


No. 


Chief  of  Police . .  Many  properties 
visited  by  in 
spector. 


T. — A  number  of 
cases. 


Henry  Dodd 


Bracebridge 
A.— SOO. 
H.— 250. 
P. -1,600. 

Brampton    . 
A.— 
H. - 
P.— 

Brockville . . 
A.— 124. 
H. 

P. -8,631. 


S.  Bridgland  — 


R.  King Inspection  close- 
ly made. 


R.  Jarvis. ]Very  careful  in 

I  spectiou. 


S.  Spencer ,No  inspection 


No. 


Yes. 


No. 


Yes. 


H.  E,  Vaux 


D.— Some  cases. 
T.— 3. 


T.— 2  cases. 
D. — 1  case. 


C.  Rose 


House    to   houte 
inspection. 


M.    H.   O.    con 

gratulates  board 
on  satisfactory 
sanitary  condi- 
tion. 


D.— 12. 


T.— 19. 
D.-8. 
S.  F.-3. 


[solu- 
tion 
hos- 
pital 


Yes. 


5P.S. 

1  s.s. 


no 


-57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TO  WN  S. —Continued. 


55 


O 


:298 


162  ft. 


55-d 


0-- 


No  forms 11  factories  , 


No  forms. 


403    253  ft. 


781 


Forms 
plied. 


sup- 


No  forms. 


251  ft.  No  forms 


9  factories,  178 
emploj'ees. 


6  0    247  ft. 


From  wells 
drilled  in 
rock. 


Generallygood 
i  n  quality. 
Danger  o  f 
contam  i na- 
tion from 
privy  pits. 


Wells  in  which 
im]jrove- 
ment  is  ex- 
pected from 
s'v'r'l  causes. 


o  rs 

.2  OS 


Are   in  sub-  Earthclosets  Council  eflFec- 


urbs  and 
isolated. 


No  com- 
plaint. 
Constant 
care  by  In- 
spector. 


80 


110    4  in  number. 
Isolated. 


Forms    sup- 
plied. 


Forms    sup 
plied. 


150  employees 
in  factories. 


6    factories,    1 
gaol. 


Good. 


WellF. 


All  in  good 
order. 


generally 
in  use ;  no 
collection 
of  grarbage. 


ted  consid- 
erable dr'n- 
age  to  carry 
away  «  u  r - 
face   water. 


No  system-  Said  to  be  de- 
aticdispo-l  fective. 
8  i  t  i  o  n  .! 
Privy  pits 
and  earth 
closets 
cleaned 
regularly. 


Proper  spwer 
facilities. 


Dry  earth 
closets  i  n  - 
troduced. 
Provi  si  on 
made  for 
removal  of 
night  soil. 


larbage  dis- 
infect e  d 
and  burn'd 


Garbage    re-  Good, 
moved  and  i 
destroyed. 


Privy  pits 
cleau'd  an- 
n  u  a  1  1  y  . 
Garbage 
collected. 


Sewer  i  y  s  - 
tem  pushed 
wheremuch 
needed. 


Ill 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  18i'4 


TOWNS.— Cu).<mt<e(f. 


Municipality. 


Brasaele 
A.— 
H  — 
P.- 


Chatham  . 
A.— 1,6.50. 
R.— 2,000. 
P.— 8,631. 


CoUingwood , 
A. — iAM. 
H.— 1,100. 

P.— 5,O0J. 


Clinton 
A.— 
H.- 
P.— 


Deaeronto 

A.- 

H.- 

P. -3,338. 


Dresden  . 
A. -642. 
H.-500. 
P.— l,89i. 


Drayton . . 
A.— 
H.— 
P.- 

Dundas  . . 
A.— 

H. -1,264. 
P.  —3,016. 


Dunnville  . 
A.- 
H.- 
P.— 

Gait 

A.— 1,477. 
H.— 1,800. 
P.-7,220. 

Goderich 
A.- 
H.- 
P.— 


_  tl 

"So 


W.  R.  Hall 


A.  R.  Stephen   .  B.  F.  Lewis 


John  Newton 


T.  A.  Bertram. 


E.  F.  Twirs 


J.  S.  Wardlaw.. 


!A.  Taylor 


.2  c 


^   4 


Tliorough  in-jpec- 
tion  made  in 
spring. 


Town  in  g')od 
sanitary  con 
dition. 


T.— 2. 
D.-l. 


S.  F.— 6 
U.-8. 
T.— 39. 


D.— 4 
T.-l. 


YeB . .  Yes  , 


No 


Sanitary  condi-  S.F. — Fewcasea. 
tion  better|T. — 25  cases.  ... 
than  for  years. 


Sanitary    condi- 
tion good. 


Stringent  orders 
made  as  to  the 
provisions  o  f 
the  Act. 


Greatly  reduced 
number  of 
cases  of  ma- 
laria. 


S.  F.— 27. 

D.-3. 

T.-2. 


T.-2. 
U.-2. 


All   premises  T. 
cleausd      and 
put    in   good] 
sanitary  condi- 
tion. 


No 


No 


J.  Robson , 


Per8i>n»l  inspec- 
tion by  Board. 
Sanitary  con- 
dition fair. 

[House  to  house 
inspection. 


S.  F.— 23 
n.-l. 
T.— 1. 


D.-l 
T.-4. 
S.  F.- 


1  P.S. 
l.S  S. 
IH.S. 


No 


Yes 


S.F. — Few  cafes. 
T.— X  u  m  b  e  ' 

C»8e!». 


112 


57  Victoria. 


Sessional  Papers  (No.  12] 


A.  1894 


TOW^S.—Coidinued. 


j3  w 


SS 


■sJ2 


.2^ 
O 


i^    O    ^ 


i,6oa 


1,012 


192  ft. 


400 


442 


364  h.  No 


1  sraol,  1  home.  Good 


Forms     s  u  p  -  j  4  factories . . . . :  Wells 
plied.  85  employees,  i 


173 


409 


45 


None 
town. 


None 
town. 


2"^ 


Privy  ])  i  t  s 
clean'd  an- 
n  u  a  1  1  y  . 
G  a  r  b  a  !<  e 
removed. 

Older  issin-d 
for  removal 
of  garbage. 
Earth  clos- 
ets 1  n  t  r  o- 
ductd. 


Repairs  made- 
in  sewers. 


No    sewerage 
system 

exists. 


y  s  t  e  m 
some  w  li  a  t 
i  m  p  ro  V  e  d, 
during 
year. 


The  keeping 
of  hogs  in 
municipal- 
ity prohib- 
ited. 


M.  H.  O.  ad- 
vises citizens 
;     to  use  town 
1     system    of 

;       W.  W. 


1,500  I [No 


Good. 


20  factories.  . .  Good . 
1,000  employes 
1  Home. 
1  gaol. 


200 


Byres  tho- 
roughly in- 
spected. 


None      in 
lown. 


Dry  earth 
closets  sub- 
stituted for 
privy  pits. 
Garbage 
removed. 

Use  of  privy 
(lits  grad- 
ually dis- 
appearing. 


Privy  pits 
cleaned 
when  r  e  - 
quired. 
Ga  r  b  a  g  e 
removed. 


Drainage  o  f 
town  e  X- 
teiidf-d  and 
improved. 


A.  number  of 
cess-pools 
drained  a  • 
way.- 


N  o  n  e     in  Privy  p  i  t  s  Sewerage  sys- 
town.  !     continue;     tem     ad- 

a  source  of      vised, 
complaint.. 


8    (H.) 


iia 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNS. —Continued. 


Municipality. 


Gore  Bay 

A.-- 
H.- 
P.— 

Gravenliurst 

A.— 
H.- 
P.— 


Harriston 
A.— 
H.— 
P.— 


■I 'I 


System  atic  clean  - 
I  i □ g  of  all 
I     places. 


Kincardine 
A. -500. 
H.-400. 
P. -3,000. 

Leaming^ton 
A.— 
H.— 
P.— 


A.  P.  Cornell...  A.  Sloan 


S.  M.  Henry  ...V.  Montcrietf . 


.  M,   Hopkins. 


Lindsay 
A.— 
H.~ 
P.— 


Milton    

A.- 
H.- 
P.-l,476. 

Mount  Forest  . . 
A.— 
H.  - 
P.— 2,500. 

Najjanee 

A. — 1.*.  sq.  miles 
H.—  " 
P.— 4,000. 


Niapn'-a  . . 
A.— 500. 
H.- 
P  -1,200. 


Peter  Stuart . 


.  E.  B.  Perry 


A.   L.  Andfrson, 


J.  Ray  Tier. 


Sanitary     condi- 
tion good. 


Sanitary  Inspec- 
tor repiirts  town 
thoroughly 
clean. 

Sanitary  condi- 
tion satisfact- 
ory. 


Measures  of  more 
than  ordinary 
strictness 
taken. 


Thorough  inspec- 
tion made. 
Town   in  good 
sjinit.ary  condi- 
tion. 


T),-45.. 
T.-4. 
8.  F.-2. 


D.— 17. . 
S.  F.-7. 
T.-2. 


D.— 26  . , 
S.  F.— 3. 


k 

Q 

<V 

o 

OS 

<D 

o 

^ 

■c 

c 

SQ 

•^ 

3 

ril 

"o 

60 

No   ..iNo 


No   .. 


Mo 


No   ..Yes 


2  P.S. 
IH.S. 


2  P.S. 
IH.S. 


3  P.S. 
IH.S. 


A  hos- 
pital 
in  cou- 
rse o  f 
er  e  c- 
tion. 


No   .. 


No 


No   ..iNo 


No  . 


No 


No 


No 


IP.S. 
1H.S. 


114 


57  Victoria. 


Sessional  Papers  (No.  12). 


A. 1894 


TOWNS. — Cont  inued. 


1       ■  »^  . 

1                        1 

s 

n 

notifica 
teacher 
.    0.   0 
s       dis 

r2 

>. 

o 

ouses. 

g.arbag* 
soil. 

S  c 

eS 

2, 

"o 

JS 

s 

ughter  h 

posal  of 
nd  night 

p  eS 

3  00 

c«-k= 

^ 

3 

ts                           .i;  eS 

^ 

O 

;i^ 

!i< 

^ 

M             a 

Oj 

400 

No   

121 

538 

252  ft. 

4  factories .... 
120  employees. 

164 

600 

5  factories 

175  employees. 

Good.     From 
Lake  Huron. 

None     in  Placed       i  n 
town.          ,     good    con- 

dition. 

1 
,.   ..  .i 

Rem  0  ved 
when    re- 

quired. 

Good 

Satisfactory 

Proper    pro- 
'     vision 

Some  difficul- 
ty exp  e  r  i - 

made   for 

e  n  c  e  d   bv 

disposal  of 

Hoard   in 

garbage 

absence    of 

and  night- 

jjr  0  p  e  r  1  y 

soil. 

constructed 
sew  ers. 

No  forms   

3  factories,   .50 
emploj'ees. 

25 

1  gaol. 

No  forms. 

Dumping 
ground 

Sewer  system 
said  to  have 

limits. 

pro  p  e  r  1  y 

soiDe  imper- 

cared   for 

fections. 

, 

Some  more 

improve- 

ments con- 

s  i  d  e  r  e  d 

necessary. 

•231 

177  ft. 

1  factory,    100 

employees.    '. 

134 

J    slaughter- 
houses   i  n 

Alaigenum- 
b  e  r       of 

1  Home.            i 

i 

town.   Re- 
gulati  0  n  8 
observed. 

earth  clos- 
ets    intro- 
duced dur- 
i  n  g   the 
year.  Gar- 
b  a  g  e 
burned. 

115 


57  Victoria. 


Sessional  Papers  (No.  12). 


A  1894 


TOW  l^S.—Conti7med. 


Municipalitj'. 


Niagara  Falls . 

A..— 

H.— 

P.— 


Newmarket 
A.— 
H.- 
P.— 2,143, 


North  Toronto. 

A.— 

H.— 

P.— 


■-Si 

0)  O 


Sanitary  Inspec 
tor  employed 
the  entire  year 


I     CO 


CO 
O  a, 

•43  !3 

cs_o 
"o'Sd 


T.-2 

S.  F.-Afewcaaes. 
Discussing  the 
advisability  of 
an  emergency 
hospital. 


D.-9  ., 
S.  F.  2. 


Oakville. . 
A.  —500. 
H.  -500. 
P.  -1,900. 

Orillia.... 
A.— 

H.— 1,000. 
P.— 5,000. 


Parry  Sound. 
A.- 
H.— 278. 
P.— 2,000. 


Peterborough 

A.— 

H.- 

P.— 10,680. 


C.  H.  Lusk 


;A.  E.  Ardagh  . . 


Jj  R.  Stone 


House   to    house 
inspection. 


iThorough  inspec- 
I     tion  made. 


G.  Dwyer 


House  to    house  L).  — 10 

inspection.         S.  F. — 4. 

T. — Few  cases. 


No  ..No   ..  1. 


No   ..No   ..  3. 


John  Clarke Chief  of  Police. .  ^Close   inspection  D.— 12. 

1     made   by   in-;T. — 26. 
I     spector.  S.  F.  — 15. 


No   ..'No 


Yes. 


2... 


10 


Picton  , . . 
A.— 
H.— 
P.— 3,285. 


Port  Arthur. 

A.— 

H.— 

P.- 


Believes  an  ad- 
vance is  made 
in  the  sanitary 
condition. 


T.-l. 


Smallpox.— 6. 
D.-2. 
S.  F.-4. 
T.— 1. 


116 


57  Victoria. 


Sessional  Papers  (No.  1*2). 


A.  1894 


TOWNS.— Continued. 


^ 

"o^- 

k  u'o  i 

— 

c 

5^' 

ll 

lotifi 

each 

0. 

d 

ID      . 

>, 

X 

1% 

T3 

,s « 

s. 

s-     W  § 

°  3 

^ 

y_ 

Ji 

a 

'"  -, 

o  >.    .2 

o  J3 

O 

ii 

ms    f 
ion    b 
0  M. 
ontag 
ases. 

a 

bo 

1?    *5 

1 

p  08 

9  to 

Q   +5   *3     U     01 

^ 

s 

5  « 

^ 

D 

fR 

Z 

^ 

CQ 

— 

32 

Good,  analysis 
showingpure 

Garbage 
re  m  0  V  e  d 

Complete  sys- 

tem      of 

water. 

from    mu- 
nicipality. 
Dry  earth 
closets  and 
ash  closets 
being   i  a  - 
troduced. 

sewerage 
under    con 
sideration. 

Good  

M.  H.  0.  ad- 
vises   sub- 

stitu  t  i  0  n 

of    earth 

closets  for 

privj'  pits. 

Town     system 
of    water- 

Special    a  t  - 
t  en  ti  on 

Night-soil 

nui  s  a  n  c  e 

works,    very 

giv  en    to 

caused   by 

good  quality. 

slaughter  - 
houses. 

dumps 
from   T  0  - 
ronto   city 
soraewh  a  t 
abated. 

350  .. 

No  forms 

3  factories,  130 
employees. 

Garbage 
remove  d . 

Earth  clos- 

ets advised- 

1,004.. 

Yes 

13  factories, 
230  emploj'- 

Water     works 
sj'stem    now 

200 



Earth  closets 
advised 

Situation     of 

town    and 

ees 

complete. 

but  no  ac- 
tion taken. 

nature  of 
soil  favor 
natural 
drainage. 

Yes 

1  factory,  4  em- 
ployees. 

Water     works 
System. 

113 

3  slaugh  t  e  r 
houses. 

Earth    c  1  o  - 
sets  in  use 

1  gaol. 

Under  ins 
pection. 

by    2  5  7„ 
only.  Gar- 
bage C  0  1  - 
lected. 

2,000 

No  forms 

2  5      factories.  Water     works 
1,200      6  m  -      system, qual- 

No    system- 
atic dispo- 

M.   H.     0. 

str'ngly  ad- 

ployees,      1 

ity  generally 

sal  of  gar- 

vises c  0  n  - 

gaol,  Ihome, 

good. 

bage. 

struction  of 

1  hospital. 

s'w'r'ge  sys- 
tem. 

730 

21.5  ft. 

Water     works 
system.      . 

Slaughter 
houses  not 

Sewerage  o  f 
two    hotels 

allowed  in 

effected. 

the  corpo- 

ration. 

Nuisance 
ground  ad- 

vised   for 

use  of  citi- 

zens. 

117 


57  Victori. 


Sessional  Papers  (N(v  12). 


A.  1894 


T0WN8.— Continued. 


Municipality. 

_  c 

-a* 
1^ 

o 

1 

a 

a 

1 

'a 
a: 

c 

m 

a 

1 

<D 

a 

ti 

9 

'-5 

5 
'5: 

C3 
C 

Q 

i 

a   . 

O    OB 

O   10 

§1 

£  o 
c'Ei 

"o 
c 

g- 

o' 

g: 
1 

Prescott   ....... 

A. — i  sq.  mile. 
H.— 700. 
P. -3,000. 

Rat  Portage . . 

1 
W.  F.  Buckly  . . 

^.  S.  Scovil      . . 

R.  Smith 

No. 
No. 

No. 

No. 
No. 
No. 

3 
2 

A. -3, 785. 
H.— 700. 
P.-2,774. 

Sault  Ste.  Marie 

A.— 

H.- 

P. -2,903. 

Seaforth 

J.  A.  Reid 

J.  Allard 

Sanitary  in  spect- 
er    has     done 
good     work. 
Town  in  good 
condition. 

Fairly   satisfact- 
ory. 

Town  underwent 
a   thorough 
cleaning       u  p 
under  inspect- 
or. 

House   to  ^  house 
inspection 
carefully  made 

T. — A  few  cases. 

2 

A.— 
H.— 
P.- 

Strathroy  

A. -2, 000. 
H.- 
P.— 3,200. 

Simcoe    

G.  Henderson  . . 

R.Miller  

T.— Few  cases. 
D.-l. 

S.  F.— Few  cases 

D.— 1. 

S.  F.  —  Number 
of  cases. 

No. 

No. 

No. 
No. 
No. 

No. 

No. 
No. 
No. 
No. 

4 

A.— 
H.- 
P.- 
St. Mary's     . . . 

T.  Gray 

Charles  Easton  . 

1 
C.  McDonald... 

A.  Crowe 

6 

A. -2,676. 
H.— 650. 
P.-3,]51. 

Smith's  Falls 

R  McGowan 

5 

A.— 
H.— 
P.— 4,000. 

Tilsonburg 

A.— 
H.- 
P. -2,300. 

Thorold 

A.  Pow 

jT.  Dundas 

i 
1 

Improvement  in 
sanitary  condi- 
tioa  noticed. 

House   to    house 
inspection. 

1 

D.-2. 

S.  F.— Few  cases 

l).-3. 
S.  F.-3. 

4 

A. -800. 
H.-600. 
P.- 2,400. 

1 

118 


57  Victoria. 


Sessional  Papers  (No.  12). 


A  1894 


TO^Y]:^S.—Co'nHnued. 


32  a; 


O 


u  <D     ; 
V3  2  0 


.2  c 


229  ft.  No  form? 


No  forms. 


214  ft. 


232  ft. 


282  ft. 


factories,   40 
employees 


1  factory,  4 
employees,  1 
gaol. 


1  gaol 


100 


85 


Good. 


216  ft.  Forms     s  u  p  - 
plied. 


Artesian  wells 


3  factories,  90  Wells 
employees. 


194  ft. 


2.55  ft. 


3  slaughter 
houses  in 
town  un- 
der inspec- 
tion. 

Pig     pen 

nuisance 
abated. 


Inspection 
showed  a 
fair  sanit- 
ary con- 
dition. 


No    system- 
atic dispo- 


Garbage  re- 
moved in 
spring  and 
premises 
thorough- 
ly cleaned. 

Night  soil  re- 
m'v'dfrom 
town ;  gar- 
bage col- 
lected. 


4  factories,  350  Good . 
employees. 


Wells 


60    Regular  and 
close    i  n  - 
spection. 
Licensed. 


20 


2  factories,  110|  Wells 
I      employees,    i 


None  p  e  r  - 
mitted  in 
town. 


1  slaughter 
house,  iso- 
lated and 
efficiently 
cared  for. 

No  slaughter 
houses  in 
tcwn. 


Accumu- 
lation o  f 
garbage 
i  n  winter 
thorou  g  h ■ 
ly  remov'd 
in  spring. 

Dumping 
ground 
provided  ; 
regular  re- 
moval. 

Garbage  re- 
moved; 
privy  pits 
predomin- 
ate. 

Garbage  re- 
moved  ; 
earth  clo- 
sets in  use. 


Garbage    re- 
moved. 


Board  ad  vis 'd 
consider'ble- 
extension  of 
system  o  f 
surface 
drainage. 


119 


57  Victoria. 


Sessional  Papers  (No.  12, 


A.  1894 


TOW^  8.— Continued. 


Municipality. 

c8 

Sanitary  Inspector. 

General  Inspection. 

Contagious  Diseases. 

o  =« 

03    5 

1— I 

c   . 

O    m 
^  m 
C  <s> 

.IS 

^  o 

o 
o 

JS 
o 
02 

O 
XI 

a 
1 

Toronto  Junct'n 

Ct.  \V.  Clendenan 

S.  Ryding  

Very     thorough 
inspection 
made. 

Yes. 

Yes. 

3 

A.-l,225. 

H.— 

P.  -4,500. 

Trenton    

J.  Stevenson 

W  Hindi 

No. 

No. 

A.— 
H.- 

P. -4,500. 

Uxbridge     

H.  Ba&com 

A.  Wright 

No. 

No. 

1 

A.— 500. 
H.- 
P.— 2,100. 

Walkerton 

A. -300. 

R.  T.  Porter.... 

J.  Markley    

D.-l. 

S.  F.  —  Number 

No. 

No. 

H.— 

P.— .3,000. 

of  cases. 
T.-4. 

Walkerville 

A.— 
H.- 
P.- 

Dr  Hoare   

A.  B.  Griffith  . . 

Gereral    renova- 
tion effected  in 
spring. 

D.-3. 

S.  F.-  7. 
T.  —  2. 

No. 

No. 

1 

Waterloo 

A.— 
H.- 
P. -3,000. 

Dr.  Webb 

J.  Hoffman 

Thorough      i  n  - 
spection  made. 

D.-l. 
S.  F.-2. 
T.-7. 

No. 

No. 

2 

Whitby 

A.— 
H.— 
P.- 

Dr.  Bogart    

W.  Calverley   . . 

Sanitary     condi- 
tion satisfact- 
ory. 

D.-7. 
S.  F.— 1. 

No. 

No. 

5 

Town    i  n    good 
sanitary     con- 
dition. 

House   to  house 
inspection 
made. 

A.- 
H.— 
P.— 

Woodstock    

D.-31. 
S.  F.-20. 
T.-3. 

1 

A.- 
H.- 
P.- 

120 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNS.— Con^/mteJ. 


cg^ 


SS 


1,200 


s 

L, 

«. 

^^ 

<c 

a 

o 

o 

o 

J3 

o 

a 

O 

. 

eS   Si   O  2 

•J3  ao 


•510  1108  ft.  No  forms 

I 


l9  factories,  527 
I     employees. 


No  forms 16  factories. 


200 


400 


596 


250  ft. 


244  ft. 


256  ft. 


No  forms. 


9  factories,  80 
employees. 


3  factories. 


Water     works 
system. 


Wells 


130 


18 


Springs 


12  factories, 
551  employ- 
ees. 


3  factories,  115 
employees. 


More  than  or- 
dinary at- 
tentioQ  t  o 
water  supply 
this  year. 


M  .     H  ,     O  . 

advises  more 
attention  to 
be  given  to 
watf  r  s  u  p  - 

ply- 

M.  H.  O.  re- 
commends 
use  of  town 
system  of 
waterworks. 


m 

.2  c« 

Q 


No  slaughter  Garbage  re- 
houses inj  moved  ; 
town.  j     Board    or- 

d'r'd  earth 
closets. 


Pits  and 
earth  clo- 
sets clean- 
ed month- 
1  y  ;  gar- 
bage r  e  - 
moved. 


Slaughter 
houses  in- 
spected ; 
found  i  n 
good  con 
dition. 


Garbage  col- 
lected dur- 
ing sum- 
mer. 


Plumbingand 
dr a  i  D  age 
care  fully 
inspected. 


Dry     earth  Sewerage  sys- 
closets  ad-     tem  in  con- 


vised 
Board. 


by 


Garbage  re- 
mo  v  e  d  ; 
earth  clo- 
sets being 
intr'duc'd. 


M.  H.  O.  re- 
commends 
removal  of 
night  soil 
and  gar 
bage. 


templation. 


Drainage  and 
grading  o  f 
certain 
lanes  in 
rear  cif  busi- 
ness places 
advised. 


121 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


VILLAGES. 


Municipality. 


Allandale  . . 
A.-  500. 
H.— 215. 
P.  -1,01.3. 

Ailsa  Craig 
A.— 50. 
H.— 200. 
P.— 750. 

Alvinston  . . 
A.— 450. 
H.— 
P.— 1,200. 


Ayr   . . . . 
A.— 
H.- 
P.- 
Bath  ... 
A.— 
H.— 110. 
P.— 448. 


Bayfield . . . 
A.— 1,750. 
H.-175. 

P.- 680. 


Beamsville . 
A. -500. 
H.— 180. 
P.— 900. 


Beaverton . 
A. -850. 
H.— 
P. -850. 

Belle  River. 
A.- 
H.— 
P.— 


J.  R.  Anderson 


H.  McKinnon 


A.  Vanslyck . 


Dr.  Stanley  . . 


C.  A.  D.Fairfield. 


Dr.  Grant . 


o 


N.  Patterson 


W.  Wheddon. 


A.  L.  Hodge. 


Bolton    . 
A.— 750. 
H.-180 
P.— 750. 


Blyth 
A.— 
H.— 
P.— 


■R.  L.  Stewart. 


8 'els  . 
A.— 500. 
H.— 100. 
P.-l,300. 


J   A.  McNaugh- 
on. 


J.  Breadfood 


House  to  house 
inspection 
made. 


Good  sanitary 
condition  r  e  - 
ported. 


S.  P.,  3 


a  ^ 
'-5  X 

"c'Sb 
Ct 


No.      No. 


No.      No. 


No.      No. 


Thorough  i  nspec- 
tion  of  all  pre-     cases 
mises  made. 


S.  F.,  number  of 


Found  directions 
for  general 
cleaning  upl 
fairly  carried 
out. 

Rather  insanit- 
ary condition 
removed  after 
inspection. 

House  to  house 
inspection. 


|P  e  o  p  1  e  show 
i  r  8  a  d  i  ness  to 
i  comply  with 
I     regulations. 

Board  reports  the 
I  sanitary  c  o  n  - 
I  d  i  t  i  o  n  never 
I     was  better. 

In  an  excellent 
sanitary  con- 
dition. 


Citizens  respond- 
ed readily  to 
directions  o  f 
inspector. 


T.— 2 


T. — A  few  cases. 


D.-3 


T.— 1. 


No.   I  No. 


I 
No.      No.   !      2 


No. 


No. 


No. 


122 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


V I LL  A'' :  ¥.S.—Conf.i7n>^r/. 


•«^ 


o 


175    No  forms 


»    .  2 

M    03    ID 

.2  c  o  ^ 

-w  *i    O    OS 


«.2 


No  forms. 


2  factories. 


475  :       .      No  forms. 


No  forms. 


100 


243 


199  ft. 


No  forms . 


No  forms. 


1  factory. 


Wells  cleaned 
•  early  in  the 
spring. 


1  factory    ....  From    Lake 


10  employee.*. 


5  factories. . . . 
Employees  2-5. 


Ontario  and 
well 


Wells  —  good 
quality. 


Board  consid 
ers  the  water 
very  bad. 


Wells 


45 


35 


be 


^  c 


&  ^ 


S 1  a  u  g  h  ter 
hovises  con- 
sidered i  n 
fair  sanit- 
ary c  o  n  - 
dition . 

In      good 

s  a  n  i  t  ary 
condition. 


2  slaughter 
houses.  Un- 
der  inspec- 
tion. 


Contents  of 
privies  and] 
cess  pools! 
removed,    i 

Garbage  is 
c  o  1 1  e  cted  I 
and  burned 


6  factories . . . . 
30  employees. 


216 


201  ft. 


2  factories 
22  employees. 


Wells 


110 


Great  care 
taken  to 
have  all 
privies 
emptied. 


Many  privy- 
pits  aban-| 
doned  for- 
dry  eartbl 
closets.        > 

Privy   p  i  ts|N  eces  si  ty 
abolished'     f  o  r  proper 


for  dry 
earth  clos- 
ets. 


I  n  8  p  e  c  ted  Jarbage    re- 
several     moved, 
times  dur- 
i  n  g    the 
year. 


drain  a  ge 
strongly 
urged  b  y 
Board. 


124 


123 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


VILLAGES.  —  Continued. 


Municipality. 

1 

03 

A 
•Ji 

1— 1 

>5 

u 

'S 

75 

General  Inspection. 

ci 

03 

Q 

B 
O 

O 

.S.o 

^H     CO 

1— i 

C3    3 

"c'Sd 

"o 
o 
J» 

u 

in 

"o 
u 

03 
Si 

s 

s 

Burlington 

A.— 
H.- 
P.- 

A.  H.  Speers. . . 

Chief  of  Police. . 

No. 

No. 

1 

Casselman    

C.  Sabourin  .... 

« 

No. 

No. 

2 

A.  -1,200. 
H.— 
P.— 935. 

Cannington  .... 

No. 

No. 

A.— 
H.— 
P.— 

•Chesley 

In  good  sanitary 
condition. 

D. — Few  cases. . 

No. 

No. 

A. — 
H.— 
P.- 

Cardinal   

A.— 

H. 

P.- 

Greater  care  re- 
cently taken  in 
cleaning     pre- 
mises. 

S.F.,  Few  cases. 

No. 

No. 

Chesterville 

A.  -500. 
H.~200. 
P.— 750. 

Notices  sent  out 
by     Board    to 
clean  up. 

No. 

No. 

Chippawa 

A. -500. 
H.-137. 
P.— 521. 

C.  Kaumeyer  . . 

Inspector  caused 
all  precautions 
to  be  taken. 

No. 

No. 

Clifford 

Dr   Crandell 

1 

A.— 
H.-150. 
P. -600. 

R.  Thorburn  .    , 

H.  C.  Whitley. 

Thorough  in- 
spection. 

No. 

No. 

1 

A.— 1,046. 
H.— 250. 
P. -1,024. 

Dundalk  . 

J.  McMillan 

Inspector   found 
fairly  satisfact- 
ory      sanitary 
condition. 

D.  —  Few  cases. 

A. -400. 
H.  - 150. 
P.-7C0. 

T.— 

Eganville  

Orders  of  inspec- 
tor    generally 
effected. 

D.— 1 

No. 

No. 

A.- 
H- 
P- 

Several  tours  of 
inspection 
made. 

T. — Few  cases. . 

No. 

No. 

A.— 
H.- 
P.- 

124 


67  Victoria. 


Sessional  Papers  (No.  12). 


A.  1&94 


\ILLAGES.— Continued. 


5-  *  M 


;  -w  -»  o  a> 


290 


125 


254  ft.  I 


c-S 


1  factory  .... 
15  employees. 


I  No  forms 


Wells 


50 


268 


194  ft. 


No  forms 


2  factories 

25  employees. 


Wells 


15 


47 


•^ri 


c^  a 
.2  S 


Privy  pits  in 
pood  con 
dition. 


Are    outside^C  1  e  a  n  in  g' 


the  village 
limits. 


124 


80 


Outside     o  f 
corporation 


pits  and 
disposal  of 
garbage  un- 
ci e  r  c  o  n  - 
tract. 


Improve- 
ment no- 
ticed in 
cleaning 
privy  pits. 

Privy  jjits 
regularly 
cleaned  out. 
Garbage  re- 
moved. 


Privy  pitsre 
novated  as 
required 
Garbage 
burned. 


Consider 
able  atten 
tion  given 
to  pig-pen 
question. 


Drainage 
might  be 
greatly  .im- 
proved. 


125 


57  Victoria. 


Sessional  Papers  (No.  12). 


A. 1894 


VILLAGES.— Conti7iued. 


Muuicipality. 

o 

<D 
ft 

a 
1— 1 

a 
"5 

c3 
02 

a 

1 

a 

1— ( 

S 

s 

a,' 

-jc 

3 
O 

a 
o 
O 

a  * 

'    cS 
.11 

1— 1 

1    a    . 

ap 
oi 
§s 

u  a 

<iS  "^ 
"^'^ 
ft 

IS 

'o 

o 
.a 

a 
03 

1 

1    s 

!  1 

Enibro       

J.  Ross     

G.  C.  McKay  . 
D.  Geddes  

^ing-ge.-tions      of 
M.  H   0.  or  in- 
spector prompt- 
ly carried  out. 

Sanitary  inspsRt- 
or    vigilant  in 
his  duty. 

Careful     inspec- 
tion made. 

Good    sanitary 
condition 
reported. 

1 

A.— 1,400. 
H.— 200. 
P. -700. 

Eiora, 

S.  F.-3 
1  fatal. 

T.— 4    .... 

i 

No      ^'o 

3 

A.— 
H.-280. 
P.— 1,241. 

Erin 

A.- 
H.— 
P.- 
Exeter   

Dr.  Amos 

1 

A. -1,200. 
H.— 400 
P.— 1,800. 

East  Toronto. . . 

C.  H.  Britten  . . 
W.  H.  Johnson. 

D.  Booth 

1 

A. -500. 
H.-400. 
P.— 1,100. 

Fergus    

E.  Gill    . .     .... 

Work    of  Board 

has   been    less 
than  usual. 

Careful     inspec- 
t  i  o  n      from 
house  to  house. 

2 

A. -1,980. 
H.- 

p.— 1,500.        ; 

Fenelon  Falls  . .   

D.-l 

T.-l 

A.— 

GarJen  Island . . 

Dr.  Garrett  . . . 

1 

1 

A— 77. 
H.-60. 
P.— 412. 

Glencre  .- 

Dr.  Lumley X    Rl^fW 

Sanitary  con- 
dition   much 
improved. 

Board  made  gen- 
eral inspection 
and    ordered 
cleaning  up 
where  neces- 
sary. 

House  to  house 
inspection. 

Village   in  good 
sanitary  con- 
dition. 

2 

A.-  TOO. 
H.— 300.               i 
P.— 923.                 i 
1 
Hager.^^ville   

R.  McDonald 

1 
•     1 

1 

A.— 640. 
H.— 200. 
P.— 1,200. 

Hastings      

1 

2 

A. -200. 
H.-250. 
P. -700. 

HollandLauding 

A.— 

H.— 

P.— 

i 

12(J 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


VILLAGES. — Continued. 


o 

Forms   for  notifica- 
tion  by    teachers 
to  M.    H.    0.    of 
contagious    d  i  s  - 
eases. 

No.  of  factories  and 
instiutions. 

Water  supply. 

1 
u 

u 

a 

■a 

CO 

D 

o 
u 

(U 

J 

02 

.£  OS 

p 

Sewerage  and  drain- 
age. 

145 

202  ft. 
322  ft. 

No  forms  

1  factory  .... 



One   slaugh- 
ter    house. 
Inspection 
made. 

Under  in- 
spection. 

Earth  closets 
generally 
used.    Gar- 
bage    c  0  1- 
lected. 

Privy   pits 
e  m  p  t  i  ed 
twice  a 
year. 

Privy    pits 
renovated 
at    certain 
intervals. 

306 

120 

382 

27:-5  ft. 

No  forms  

t)5  employees  . 

275   . 

20  employees  . 

12 

3   slaughter 
houses 
isolated. 

494 

173  ft. 

• 
Wells 

Wells 

10 

70 

270 

5  factories 

30  employees  . 

Wells 

Great     im- 

300 

Wells 

Wells  . 

25 

provement 
made  in 
drainage. 

IbO 

Improvement 

Wells 

Pig-pen  and 
privy  p  i  t 
n  u  i  8  ance 

abated. 

made  in 
drainage 
during  sum- 
mer. 

127 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


VILL  AG  ES. — (Jo  'I  tinned. 


Municipality. 

■2c§ 
to 

i 

1 
p. 

1— 1 

'a 

o 

p. 

M 
u 

a 

o 

0 

a> 

a 
o 

1 
c 

Q 

a  ? 

6 1 

•2.2 

03 

V2  w 
o  D 

^  o 
a'bD 

00 

m 

g 

Havelock   ...    . . 

DIose  inspection 
made. 

Excellent    sanit- 
ary  condition. 

General     inspec- 
tion finds   vil- 
lage   in     good 
panitary     con- 
dition. 

Inspector    found 
sanitary     con- 
dition good. 

Sanitary    condi- 
ion    satisfact- 
ory! 

Never   in   better 
condition. 

T.— 3 

A.— 
H.- 
P.- 

Huntsville 

A.— 600. 

H.— 

P. -1,500. 

Kemptville   .... 

J.  L.  Rowland. . 

1 
R.  Scarlett  ' 

D.  —  ew  cases.  . . 
T. — few  cases. 

1 

2- 

A.— 
H.— 
P.- 

Lakefield     

A.— 500. 
H.— 260. 
P.— 1,200, 

London,  West. . 

A.Bell   

W.  Doidge  ..... 

T.-  2 

1 
... 

2; 

A.— 
H.— 
P.— 

Lucan 

Dr.  Hoosack 

Dr.  Harrison    . . 
M.  K.   Church . . 

J.  Benden 

A.  Palmer 

S.  ¥. ,  few  cases . 

2- 

A. -500. 
H.— 250. 
P. -900. 

Madoc 

2- 

A.— 
H.- 
P.— 1,100. 

Merriokville. . . 

2- 

A.— 705. 
H.-200. 
P.-  928. 

Merritton 

1 
1 

3 

A.— 434. 
H.- 

P.— 1,600. 

Newcastle 

Dr.  McNaughton 

! 
i 
i 

Inspector  report- 
ed a  very  clean 
condition. 

Satii-factory     re 
ports  from  in 
specter. 

Sanitary    condi 
tion    during 
year  good. 

1 

A.— 1,280. 
H.— 212. 
P. -600. 

Newboro' 

T.-l. 
D.-6. 

T.— 2 

A.— 
H.- 
P.— 

Newburpjh 

H.  R.  Duflf   . . . 

J.  M.  Taylor    . 

2 

A.— 1,280. 
H.-150. 

P. -650. 

128 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


VILLAGES  —Continued. 


ejrC 


9  « 


O 


c  *'  ■ 


300 


275 


190  ft. 


290 


188 


200 


296  ft. 


144 


1   factory 

30  employees 


6  factories . . . 
30  employees. 


2  factories. 
8  employees. 


Wells 


Wells 


5  factories.  . .  . 
100  employees. 


7  factories. 
425  employees. 


Wells 


5  factoiies Springs 

46emp^oyee8.        wells. 


and 


800 


15 


-^.t: 


CO 
o.  a 
.2  «« 


No  slaughter 
houses  al 
lowed  i  n 
village. 


One  slaugh- 
ter hou6e. 
Isolated. 


Board  ad- 
vises use  of 
dry  earth 
closets. 


Tannery 
n  u  i  s  ance 
in  a  great 
m  e  a  s  u  re 
remtdied. 


Cleaning 
and  closing 
up  of  pits 
closely  at 
tended  to. 


1,035  Slaughter 
bouses  iso- 
lated. 


Some  surface 
drair  smade 
to  carry 
away  stand- 
ing water. 


Sewers  a  n„d 
drains  flush- 
ed out  every 
year. 


Complaints 
of  London, 
city  sewer- 
age empty- 
ing in^iliver 
Thames.  >  _ 


9    (H.) 


i2y 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


VILLAGES.—  Continued. 


Municipality. 


^'£ 


New  Hamburg 

A.— 

H.— 

P.- 


Norwich . 
A.— 500. 
H.— 370. 
P.— 1,300. 


Norwood    .... 

A.— 

H.— 

P.— 

Niagara  Falls 
A.— 350. 
H.-250. 
P.— 1,189. 

•Oil  Springs   . . 
A.— 
H.-20O. 
P.- 


J.  McGarry 


H.  F.  Garner. 


J.  Campbell....  D.  P.  Fisk 


Paisley 

A.— 
H.— 400. 
P. -1,300. 

Portsmouth 
A.- 
H.- 
P.- 


J.  McMahon. 


Preston 

A.— 
H.— 
P.- 

Point  Edward. 
A.— 734. 
H.— 380. 
P.— 1,400. 


Port  Dalhousie. 

A.— 

H.— 

P.- 


Port  Elgin . 
A.— 600. 
H.-450 
P.-l,700. 


.J.  M.  Considine. 


Sanitary  inspect- 
or reports  pU 
premises  in 
fair  condition . 


Inspection  made 
in  May.  Con 
dition  good. 


Village  reported 
in  good  fanit 
ary  condition 
upon  inspec 
tion. 

Board  active 
and  alive  to 
n  e  c  e  s  sity  of 
t  h  o  r  ough  in 
spection. 

I 

House  to  house 
inspection. 


n.-3 

T.-l. 

S. F.— few  cases, 


D.  —a  few  cases, 
S.F.-        do 


S.F. — few  cases 


House  to  house 
inspection  b  y 
inspector.  Good 
sanitary  condi- 
tion reported. 

I  n  8  pe  c  t  or  re- 
ports  village 
in  good  sanit- 
ary condition. 

General  compli- 
ance given  to 
request  of 
Board  for 
thorou  g  h 
cleaning. 


Dr.  Heiker 


G.  Humphry 


Considerable  at- 
tention given 
to  require- 
menta  of  Act. 


130 


D.-37. 
T.-7. 
S.  F.-6. 


T. — Few  cases. 


S.  F.-l. 


O    03 

0.2 


S.o 
'o  *J 


O   ® 

.£ 

'a^    00 

O   3 

a 'be 


m 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


YILLAGES.— Continued. 


"  o 
.9  " 

12; 

<«  - 
o    : 

(D     - 

u  2 

Forms   for  notifica- 
tion  by    teachers 
to    M.  h:   0.  of 
contagious       dis- 
eases. 

No.  of  Factories  and 
institutions. 

1 

s 

1^ 

m 

(D 

3 

0 
J3 

Si 

<u 

itr 

3 
e3 

—  3 

.2  ^ 

Q 

a 

"S 

C 

WeUs 

Wells 

30 

Outside     0  f 
village. 

Outside     0  f 
corporation. 

Close  atteu- 
t i  on     to 
privy  pits. 
Ga  r  b  a  g  e 
burned. 

Earth  closets 
being  sub 
stituted. 
Garbage 
burned. 

240 

6  factories 

50  employees. 

to 
290 

The     bed    of 

200 

No  forms 

W.    W.     from 
Niagara  Riv- 
er and   wells. 
Quality  good. 

Cisterns 

Garbage   re- 
moved. 

Use   of   dry 
earth    clos 
ets  advised. 

the      creek 
cleaned    by 
order     of 
council. 

Forms  sup 'lied 

266 

261  ft. 

S  1  a  u  g  hter 
houses  kept 
in    good 
order. 

Forma  suplied 

Wells 

Wells 

Wells 

30 

25 
12 

N  0     system- 
atic   drain- 
age. 

1  institution . . 

6  factories 

70  employees. 

N  0  system- 
atic disposi- 
tion of  gar- 
bage. 

Dry  earth 
closets   al- 
most entire- 
ly in  use. 

626 

No  forms 

131 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


YajLAGBS.— Continued. 


Municipality. 


Port  Perry    . . . 

A- 

H.— 

P.— 

Port  Rowan . . . 
A.— 500. 
H.— 171. 
P.— 700. 

Port  Stanley  . , 
A. -550. 
H.-165. 
P.-619. 


Renfrew 

A.— 
H.— 
P.- 
Richmond Hill, 
A. -600. 
H.— 
P. -820. 

Southampton    . , 
A. -3,000. 
H.— 
P.— 


E.  Meek. 


L,  G.  Mothereell 


J.  W.  McColl 


S.  Enland 


Streetsyille 
A.— 600. 
H.— 150. 
P.— 660. 


Stirling  , 
A.— 120. 
H.— 130. 
P.- 820. 


Sutton  . . 
A.— 600. 
H.-220. 
P.- 750. 


Teeswater  .  . 
A.— 
H.- 
P.- 

Thamesvi'lle 
A.- 
H.— 
P.- 

Thedford    .. 
A. -500. 
H.- 
P.-517. 


W.  J.  Willson. 


W.  S.  Scott 


Village  in   good 
order. 


Inspector 
pro  mptly  at 
tended  on  all 
complaints. 

Thorough  in 
s  p  e  c  t  i  on  by 
inspector. 


Thorough 
cleaning  of  all 
p  r  e  m  i  8  es  in 
June  and  July 

House  to  house 
inspection. 


=  0 


"S  ^ 


a  p 

D   o 

S  bo 


T.— Few  cases. 


J.  Creighton 


J.  H.  Davidson. 


G.  H.  Boulter 


T.  B.  Bentley. 


House  to  house 
inspection 
made  in  spring 
and  fall. 


W.  A.  Mitchell.  Sanitary     condi- 
tion very  good. 


P.  Grant 


W.  A.   Munro. 


Satisfactory 
sanitary  con 
diticn  report 
ed. 


Board  investi' 
gated  a  num- 
ber of  com- 
plaints. 

Very  good  sanit- 
ary condition, 


'Inspector     fre 

j     quently   ex 

amined    prem 

ises  in  village. 


D.-3 
T.— 2. 


S.  F.-7. 


D, — Few  cases. 


r.-2 


132 


57  Victoria 


Sessi(  nal  Tapers  (No.  12). 


A    1894 


YILLAQES.—C  ontimied. 


S  o 
.2" 

eg 

to  a 

0 

Forms  for  notifica- 
tion by  teachers 
to  M."  H.  0.  of 
contagioUB     dis- 
eases. 

T3 

C 

<a    . 
6.2 

"Si 

a. 
3 

0 
0 

s 

<Si 

0 

a; 
60 

1 

03 

? 

bo 

^ 

"  ao 

.£  « 

P 

Sewerage  and  drain- 
age. 

Wells 

Wells 

Wei's 

50 

Permit  gran- 
ted  to  one 
slaughter 
house. 

Dry  earth 
closets  a  d  - 
vised.  Garb- 
age removed 

Earth  closets 
principally 
in  use. 

181 
200 

222  ft. 

No  forms 

1  factory 

14  employees. 

Flushing     o  f 
all    drains 
advised. 

200 

3O0 

No  forms    

No  forms    .... 

1  factory 

13  employees. 

2  factories  .... 

Wells 

42 

276 

9 

Closely     in- 
spected. 

No  forma    

51  employees. 

Wells 

Wells 

300 

274  ft. 

Forms  sup- 
plied. 

No  forms   .... 

Regular  in- 
spection. 

Two     under 
inspection. 

None  licens- 
ed.    Any 
adjacent 
to     dwell- 
ings    are 
inspected. 

Privy  pits  in 
fairly  good 
order. 

Impro  ve- 
ment  not- 
i  c  ed     in 

closet  sys- 
tem. 

drainage 
dealt  with 
and  rem- 
edy appli- 

145 

1  factory  

Wells 

Good    pure 
water. 

Wells. 

70 

408  ft. 

1  factory  

60  employees. 

133 


57  Victoria. 


Sessional  Papers  (No  12). 


A.  1894 


YILLAOES— Continued. 


Municipality. 

K  . 

■5 

te 

a 

1 

a 

General  Inspection. 

i 

IS 

s 

a> 

Q 

a 
§ 

1 

a 
o 
O 

■  sB 

p 

h-l 

.£  o 

1 

i 

"o 
u 

s 

Tilbury  Centre 

Thorough       i  n  - 
spection  made 
early     in     the 
year. 

Sanitary     condi- 
tion good. 

In      patisfectory 
sanitary     con- 
dition. 

A.- 
H.- 
P.- 

Tweed 

W.  McMather.. 
J.  H.  Hoover   . . 

T.  Beattey 

D.  Pardy 

2 

A.— 
H.- 
P.- 

Vienna   

A. -1.600. 

n.-97. 

P.- 

Ward8TiIle 

2 

A.- 
H.— 
P.- 

W^aterdown 

A  general  clean- 

S.  F.,  few  cases. 

A.- 
H.- 
P.- 

Watford 

Dr.  Haney 

J,  Rind 

J.  Terry 

A   J    Smith 

ing    every 
spring. 

All    precautions 
advised     and 
directed. 

Villatje  carefully 
looked  after. 

2 

A.— 400. 
H.-334. 
P.- 

S.  F.- 4 

2 

A. -420. 
H.- 
P.— 1,138. 

J.  Grant 

D.— 1 

1 

A. -500. 
H.— 125. 
P.— 600. 

Village  in  good 
sanitary     con- 
dition. 

A.— 
H.  - 
P- 

134 


57  Victoria. 


Sessional  i'apers  (No.  12). 


A.  1894 


VILL  hG^^— Continued. 


O  IS 


893 


430 


160 


C3    bi    O    0° 


n.3  o  o 


No  forms 


.'2  factories  . .  . . 
jlO  employees. 


No  forms. 


No  forms. 


No  forms. 


1  factory  . . . . 
6  employees. 


Belief  of  dan 
ger  in  the 
present  sup 

ply- 

M    H.  O.   be 

lieves  arr  im- 
pro  vement 
might  be 
made. 


Wells 
springs. 


md 


Wells 


Wells 


Wells 


400 


30 


One  slaugh- 
ter house. 
In  good 
order. 


3  slaughter 
h  o  u  se  s . 
Under  in- 
inspection. 

1  slaughter 
house.   Un 
der   inspec- 
tion. 


.2  =s 


No  slaughter 
houses  in 
village. 


Garbage 
carted  out- 
side of  cor- 
poration. 


Private   dis 
position  of 


Board  favors- 
tile  drainage 
where  prac- 
ticable. 

Some  drain- 
age opened 
about  the 
school  prem- 
ises. 


No  slaughter 
houses  in 
corpora- 
tion. 


Garbage  de- 
stroyed. 


A  village  by- 
law regu- 
lates the 
disposal  of 
garbage. 


Garbage  re- 
moved and 
burned. 


Cleaning  of 
privy  pits 
ordered  to 
be  c  o  m  - 
pleted  by 
the  first 
May. 

No  c  o  m  - 
plaints  re- 
ceived. 


A  drain  in 
the  village 
condemned 
and  placed 
in  proper 
order. 


13{ 


57  Victoria. 


Sessional  Papers  (No.  1*2). 


A.  1894 


TOWNSHIPS. 


Municipality. 


Adelaide  . . 
A. - 
H.— 
P.- 
Alfred .... 
A. -43,610. 
H.-610. 
P.— 3,071. 


Albion    

A.- 56,061. 
H.— 
P.— 2,733. 

Alnwick  . .  . 
A.— 17,178. 
H.— 253. 
P.-l,250. 


Albemarle  

A.— 
H.— 
P.- 
Amherst Island, 
A.— 23,040. 
H.— 
P.— 1,100. 


Ancaster  . 
A. -45,942. 
H.— 

P.— 3,884. 

Anderdon 
A.— 
H.- 
P.- 


F.  J.  Bateman . . 


A.  A.  Gibault . . 


T.  C.  Lapp 


H.  Richardson 


W.  Chapman. 


J.  Groux. 


R.  O'Hara 


Arran . 
A.— 
H.- 
P.- 


Ashlield . 
A.— 
H.- 
P.- 


Asphodel . . 
A.— 
H.— 
P.— 

Bentinck. . 
A.-7fi,247. 
H.— 
P.— 4,326. 


Dr.  McNaughton 


No  meeting  of 
Board  held 
during  year, 


House  to  house 
inspection 
made.  Much 
renovation  ne 
cessary. 

Board  reports  a 
satisf  a  c  t  o  r  y 
sanitary  con 
dition. 


General     condi 
tion  good. 


Sanitary  condi- 
tion generally 
satisfactory 


Sanitary  inspect 
or  made  gen 
eral  inspection 
and  found 
schools  in  fair 
order. 

A  marked  degree 
of    cleanliness 
obser  ved 
throughout  the 
township. 


T.— 2. 


S.F.— Few  cases 


C    (D 

.2  o 


o 


S 

s 

11 


18 


J.  Small 


Well    looked 
after. 


136 


D.— 2. 

S.  F.— 15. 


T.— 8 


Contagious    dis- 
eases limited. 


No  contagious 
diseases  dur- 
ing year. 


No      contagious 
dideases. 


D.— 3. 

T, — Few  cases. 


12 


14 


14 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— ConimMec/. 


-T3 
O  4, 

03  JS 

.2  « 

li 

3  tS 

o  a 

as 

«!    a, 

.si 

3  =" 

o 

Forms  for  notifica- 
tion by  teachers 
to  M.  H.  0.    of 
contagious     dis- 
eases. 

No.  of  factories  and 
institutions. 

3; 

1 

B 
a 

3 

i 

3 
O 

1 
be 
1 

be  ^ 

QQ 

P 

C 

I'* 
m 

Reported  good 

Wells. 

Good  quality. 

Wells. 

From    wells 
and      Lake 
Ontario 

'Springs     and 
wells.      Nob 
liable  to  con- 
tamination. 

Individual 
attention  to 
garbage  and 
manure. 

No  forms 

1  factory 

20  employees. 

800 

No  slaughter 
houses. 

Close  inspec- 
tion     of 
slaughter 
houses. 

,160 

No  forms 

150 

No  forms 

Ditch  in   se- 

Wells.    Three 
found     unfit 
for  use. 

After    great 
efforts  these 
were  placed 
in  good  or- 
der. 

Investigated 
complaints 
m.ade,  and 
found  little 
cause     for 
same. 

cond     con- 
cession tiled 
and      filled 
up. 

Wells.       Not 
liable  to  con- 
tamination. 

Springs    and 
wells. 



No  forms 

4  factories 

150  employees. 

137 


57  Victoria. 


Sessional  Papers  (No.  VJ). 


A.  1894 


TOW^^SRIVS.— Continued. 


Municipality. 

§ 

X 

"as 
a 

C 

-2 
t> 

o. 

a 
i-i 

>, 

S 

"3 

a 

_o 
'S 
o 

a 
I— 1 

a> 
C 

o 

1 
S 

m 
% 

■| 

a 
o 
O 

CD 

•      S 

-a 

S    3 

§5 

o  D 

•s'i' 

00 

o 

o 
m 

o 

a 

Barton 

Inspector  consid- 
ers     township 
in     a     very 
healthy  condi- 
tion. 

The  board  advis- 
ed   general 
cleaning  up. 

Excepti  0  n  a  1 1  y 
free  from  con- 
tagious    d  i  s  - 
eases. 

T.-3. 

S.F.— 2. 

9 

A.— 12,376. 

H.— 

P.-5,271. 

Bayham 

17 

A.— 57,600. 
H.— 
P.— 4,000. 

Bedford 

Dr.  Dwyre 

la 

A. -63. 794. 
H.— 430. 
P.— 1,484. 

Bertie 

Inspector    made 
close      inspec- 
tion and  gave 
directions     for 
general    clean- 
ing up. 

No  sanitary    in- 
spector. 

D. — Few  cases. 
S.F.-     " 

S.F.-4. 
T.-8. 

D.— Few  cases. 

S.F.  -     " 

A.— 
H.- 
P.- 
Beverley   

A.— 
H.— 
P.- 
Blenheim   

16 

A. -69,120. 
H.— 3,000. 
P. -5,000. 

Blandford 

Dr.  Wellford, 

6 

A.- 
H.— 
P.— 

Bosanquet  

A. -70, 000. 

H.— 

P.-2,452. 

Bripfhton 

W.  A.  Munro  . . 

D.-2. 

2 

A.— 
H.- 

P. -1,500. 

Brant  

J.  Evans 

J.  Nesbitt 

A   favorable    re- 
port by  inspect- 
or  as  to  sanit- 
ary   condition. 

Directions  made 
for  general  in- 
spection. 

In  good  sanitary 
condition. 

D.-l. 
T.-2. 

D.-13. 
T.— 1. 

S.F. —4. 

T.-l. 

15 

A.— 69,305. 
H.- 
P.— 4,000. 

Brock 

A.— 
H.- 
P.- 

Brooke 

A- 
H.- 
P.- 

138 


67  Victoria. 


Sessional  Papers  (No.  12). 


A. 1894 


TOWI^SRIFS.— Continued. 


2  o- 


£.2   O   O    c3 


No  forms. 


300 


No  forms . 


No  formp. 


No  forms. 


2oO 


^  3 


1  factory  

3  employees. 


1  factory. 
30  employees. 


3  factories . . 


Wells 


Wells  and 
springs. 


1,054 


Wells 


Wells. 


Wells. 


Wells 


1,100 


1,400 


S  1  a  u  Qfhter 
houses 
sp  ec t  e  d 
from  time 
to  time. 


.2  S 


SI  a  u  ghter 
houses  un- 
der inspec- 
tion. 


Seyen 
slaugh  t  e  r 
houses.  All 
under  i  n  - 
spection. 


Some  atten- 
tion given 
to  slaugh- 
ter houses. 


A  few  earth 
closets  in 
troduced. 


A  pond  com- 
plained of. 
M.  H.  O. 
suggests  ap- 
plication of 
"  D  i  t  ches 
and  Water 
Courses 
Act." 


139 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— Con^mwerf. 


Municipality. 

a 

K 

o 

0) 

£ 

l-H 

1 

c 

u 

S 

1— 1 

o 

s 

0) 

<U 
03 
C3 
(D 

s 
i 
1 

a 
c 
O 

,     <B 

s « 
o.| 

C  2 

.S  o 

It 

1— 1 

"3 

o 

JS 

a 

m 

"o 
u 
<D 

g 

'3 

Brougham 

D.-4. 

S.F. — Few  cases. 

T.-l. 

S.F.— Few  cases. 

D.-7. 
S.F.-l. 

.... 

A.- 
H.- 
P.— 

Bruce    

Municipality    in 
satisfac  t  o  r  y 
sanitary     con- 
dition. 

A.— 
H.- 
P.- 

Burf  ord 

D.  R.  Hamilton. 

22 

A.— 
H.- 
P.  -  4,478. 

Burpee   

A.— 
H.— 
P. -159. 

Caistor     



Dr.  .Johnson .... 

I 

Sanitary    condi- 
tion  of    town- 
ship good. 

D.— Few  cases. 

S.F. — Few  cases. 

D.— 2. 
T.— 2. 
S.F. -2. 

D.— 13. 
D.-9. 

S.F.— 20  cases. 

A.— 
H.- 
P.- 

Dr.  Algie 

R.  Davis 

20 

A.— 
H.- 
P.— 6,000. 

A.— 36,904. 
H.- 
P.— 1,908. 

Garden 

In  good  sanitary 
condition. 

Good      sanitary 
condition. 

Township  in  an 
excellent  sanit- 
ary condition. 

Work  well  done 
and  with  good 
results. 

A.— 
H.- 
P.~. 

Dr.  Waddy 

A. -5, 760. 
H.-106. 
P.— 420. 

Cambridgre 

A.— 58,800. 
H.-600. 
P. -2, 500. 

.J.  M.  Boilon  . . . 
Dr.  Mcintosh. 
W.  L.  Howland 

C.  Gates.     ... 

9 

A.— 4.5,442. 
H.-300. 
P. -1,500. 

Chaffey 

A.— 44,669. 

H.-270. 

P.- 

140 


67  Victoria. 


Sessional  Papers  (No.  r_). 


A.  1894 


TOWJ^BKIPS.— Continued. 


12 


a)  3 


"  c 

o 


c3    p 


No  forms 4  factories 


No  f  orm8 . 


No  forms. 


No  forms. 


No  forms. 


3  factories. 


Wells. 


Partly  from 
wells  and 
partly  from 
Lake  Huron. 


Wells 


Wells 


Spring  water 
of  good  qual- 
ity. 


Wells  and 
springs. 


135 


3,500 


2,000 


!10 

!3q 


o  "o 
.2  * 


« 


No  regular 
inspection 
of  Hlaugh- 
ter  houses. 


Suggest  i  o  n  s 
of  M.  H.  O. 

re  certain 
ditches 
have  been 
carried  out. 


141 


o7  Victoria, 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— ConfinMec?. 


Municipality. 

o 

<D 

•5 

c 

o 

■8 

m 

1 

"a 

c 
_o 

a 
<u 

w 

a 

"ei 

a 

OJ 

IS                            1 
_0» 

3 

o 

'& 

OS 

6 

Isolation  of  Con- 
tagious Diseases. 

Disinfection  in  Con- 
tagious Diseases. 

m 
"o 
O 

o 

02 

*© 
z> 

3 

Chapman 

A.— 
H.— 
P.— 

Chatham    

D    McMillan.                   

Distributed     no- 
tices      calling: 
for       general 
renovation     of 
all  premises. 

Where  necessary 
remedies      ap- 
plied.     Town- 
ship in  a  good 
condition. 

Health    of    i  n  - 
habitants  dur- 
ing year  above 
the  average. 

Public       notices 
issued  request- 
ing    that     all 
premises      b  e 
cleaned. 

In  good  sanitary 
condition. 

Each  member  of 
Board  inspects 
his    own    sub- 
division. 

4 

A.— 
H.— 
P.— 

Charlotteville. . . 

S.F.— Fewcases. 
S.  F . — Epidemic. 

A.— 
H.- 
P.- 

Charlottenburgh 

A.— 

H.- 

P.— 

Garden 

D.— 13. 
D.-2. 

• 

A.— 
H.— 
P.- 
Clarke   

18 

A.— 643,200. 
H.- 
P.— 4,316. 

Collingwood 

A.- 68,000. 
H.— 
P.— 3,716. 

R.  H.  Hunt... 
Dr.  Gillies 

E.  Dickson    .... 

• 

11 

A.— 56,600. 

H.— 

P.— 

Dalhousie  andN. 

A.  Bradford 

Sanitary    condi- 
tion good. 

No  sanitary   in- 
spector. 

M.  H.  0.  reports 
sanitary  condi- 
tion as  fair. 

D.— 8. 

12 

A.— 70,810. 
H.-500. 
P.— 1,927. 

6 

A.— 44,201. 
H.— 191. 
P.— 716. 

Darlington 

A.— 68,.S00. 
H.- 
P.— 4,440. 

Dalton 

Dr.  Mitchell 

D. — Few  cases. 
T. — A  number  of 
cases. 

22 

Dr.  Gilchrist 

4 

A.— 45,000. 

a.— 120. 

p.  — 550. 

1 

142 


57  Victoria. 


Sessional  Papers  (No.  12). 


A. 1894 


T0W2^SRIFS.— Continued. 


31    s 


o 


«0  J3      . 

r-.    ^ 


No  forms. 


d.S 


1 No  forms . 


1,466 


400 


No  forms. 


No  forms. 


Wells    and 

springs. 
Little    if    any 

liability     to 

contamiaa 

tion. 


No  forms. 


No  foims 


No  forms. 


No   orms . 


Spring  water 


Wells  and 
springs. 


Springs 


Wells. 


No  slaughter 
houses. 


eg  a 


S 1  a  n  g  h  ter 
houses  in- 
spected & 
kept  in 
wholesome 
order. 


One.    Under 
inspection. 


One.  Under 
f  req  u  e  n  t 
inspection. 


One.      Kept 
very  clean. 


No  slaughter 
houses  in 
township 


143 


57  Victoria. 


Sessional  Papers  (No.  12). 


A. 1894 


TOWNSHIPS.-  Continued. 


Municipality. 


Derby 

A.— 
H.- 
P.— 

Dereham 
A.— 
H.- 
P.— 


Douro 

A.— 39,000. 
H.— 647. 
P.— 2,000. 


Downie  . . . , 
A.— 48,000. 
H.- 
P.— 2,765. 


Dunn  ...    . 
A.— 14,735. 
H.— 
P.— 930. 

Emestown  , 
A.— 64,000. 
H.— 
P.- 


Elderslie  .  . 

A.— 56,000. 

H.- 

P. -2,412. 


Eldon 

A.— 62,000. 
H.— 
P.— 2,700. 


Eima 

A.— 
H.— 
P.- 

Euphemia 
A.— 35,000. 
H.-460. 
P. -2,300. 

Euphrasia 
A.— 

H.— 1,000. 
P. -1,800. 

Esquesing 
A.— 
H.— 
P.— 


Essa  . 
A.— 
H.- 
P.— 


Dr.  Minshall    . .  J.  H.  George. , 


J.  R  Frazer. . 


J.  Quinn 


J.  Paul 


Inspector      dili-  S.F. 
gent.     Made 
careful  inspec- 
tion. 


;G.  Ferguson. 


J.  Grant 


Fairly  satisfact- 
ory. 


All  means  taken 
to  preserve  a 
good  sanitarv 
condition. 

Instructions  for 
cleaning  gen 
erally  carried 
out. 

I  Very  satisfactory 
sanitary  condi- 
tion. 


Sanitary    condi- 
tion good. 


Careful  inspec 
tion  made  by 
inspector. 


D. — Few  cases. 

T.- 

S.F.—     " 


T.-l. 


'G.  D.  Lockhart. 


0.2 

.2  o 


O 


0>   o 


12 


D.— 2. 

S.F. — Few  cases 


Sanitary    condi-  D. — Few  cases, 
tion    most   ex-|T. —  " 

cellent.  |S  F.—     " 


R.  Thompeon. 


T.  E.  Bennett . . '  N.  L.  Curry . 


iD.-3. 
JT.-l. 

S.F. —7. 


S.  I  reports  very 
favorably  as  to 
sanitary  condi- 
tion. 

Board       active.  D. - 
I    Made  thorough  - 
I   inspection.  | 


144 


vz 


11 


-Few  cases. 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIFS.— Continued. 


Number  in   attend- 
ance at  schools. 

u 

Forms  of  notifica- 
tion by  teachers 
to  M.  H.  0.   of 

contagious     dis- 
eases. 

c 

eS 

II 

c-.S 

% 

o 
a 

"o 

s 

ai 

(U 

S 
c 

bu 

i 

Eq 

S  1  a  u  g  hter 
houses  un- 
der license 

Inspec  t  i  0  n 
made   sev- 
eral times 
during  the 
year. 

Hog    pens 
under    in- 
spection. 

6c 

11 

ft  a 

s 

a 

S 
c8 

U 

u 

Had  several 
hog     pens 
removed  to 
greater 
dist  ance 
from  dwel- 
lings. 

No  forms 

2  factories .... 

610 

WeUs 

17 

No  forms 

No  forms 

No  forms 

1  factory  

Owners      of 
slaught  e  r 
houses   re- 
quired    to 
comply 
with  regu- 
lations   as 
to  locality. 

Complaint  as 
to  hog  pens 
inv'st'd  and 
dealt  with. 

s  t  a  g  n  ant 
pools  drain- 
ed away. 

Wells. 

Forms      s  u  p  - 
plied. 

An   excellent 

330 

Wells  and 
springs. 

Wells 

3,500 

Cleaning    & 
closing    of 
privy  pits 
well    at- 
tended to. 

A      decided 
improvem't 
is     noticed 
in  the  tan- 
nery   nuis- 
ance at  Ac- 
ton. 

system    be- 
ing rapidly 
perfected. 

Forms     s  u  p  - 
plied. 

1    slaughter 
house  ;  2  in- 
spec t  i  0  n  8 
during  year 

■» 

10    (H.) 


145 


57  Victoria. 


Sessional  Papers  (1>  c.  12). 


A.  1894 


TOWtJQUl'PS.— Continued. 


Municipality. 


•5^ 


Erin 

A.— 
H.— 
P.— 

East  Flamboro'. 
A.— 23,638. 
H.— 
P.— 2,518. 

E.    Gwillimbury 
A.— 58,463. 
H.— 700. 
P.— 3,031. 

E.  Hawkesbury. 
A.— 56,336. 
H.— 1,018. 
P. -5,082. 


J.  O.  McGregor.  W.  J.  Cairns 


East  Luther. 

A.— 

H.— 

P.- 


East  Oxford 

A.— 
H.— 
P.— 

East  Wawanosh. 

A.- 

H.— 

P.— 


East  Whitby 
A.— 
H.- 
P.— 


Etobicoke 
A.— 
H.— 
P.— 


Eerris 
A.— 
H.— 
P.- 


Flos .... 
A.— 
H.— 
P.— 

Franklin 
A.- 
H.— 
P.— 


In  good  sanitary 
I     condition. 


[A  very  favorable 
condition  re-j 
ported.  I 


c 

ffi 

6 

a 

a 

o 

rf. 

tao 

O 

^ 

Little     action  D.— 38. 
required       byT. — 2. 
Board.  S.F.— 5. 


n      remarkably  S.F. — Few  cases, 
good  condition.  T. — 1. 


Board      vigilant  M.H.O.  express- 
and  all  necess-i    es  pleasure  up- 


a  r  y      precau- 
tions taken. 


on  enjoyment 
of  almost  an 
immunity  from 
disease. 


In    good    condi-  Diphtheria    epi- 
tion  generally,      demic     among 
1     children. 


Sanitary     condi-  T. — 1. 
tion  said  to  be 
excellent. 


Inspection  made  T. — Few  cases. 
in   villages    of  D. — Some  cases, 
township. 


M.  H.  O.  reports  T.-Several  cases, 
a  marked   im-  D. —  " 

provement    in  S.F. — Few  cases, 
sanitary     con-^ 
dition. 


Inspector  i  eports 
a  healthy  con- 
dition. 


An  indifference 
noticed  as  to 
sanitary  regu- 
lations. 

Tour  of  inspect- 
or showed 
cleanly  condi 
tion. 


D. — Epidemic. 

S.F.— FewcaSes, 


O 


oQ 


15 


146 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS— Conimwet;. 


as 


o 


c3  bi   O  X 
o  (C      • -; 

■^  SO 


ca    p 


No  forms . 


Wells  and  run- 
ning streams 


Wells  and 
springs. 


From     wells 
and  springs 


Wells 


Wells. 


3,200 


S  1  a  u  g  hter 
houses  in 
good  order. 


Four  slaugh- 
ter houses. 
Not  under 
inspection 

One.  Prop- 
erly isolat- 
e  d  and 
under  in- 
spection. 


on    of 
'hter 
8  not 
■ed. 

cen- 
laid 


1^ 


Garbage 
generally 
burned- or 
buried. 


Alargenum 
b  e  r  of 
earth  clos 
ets  substi 
tuted  for 
privy  pits 

Disposal  of 
all  gar- 
bage efifect- 
ed. 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— C(m«mw€(?. 


Municipality. 


Front  of  Yonge 
and  Escott  . . . 
A.— 
H.— 
P.— 


FuUarton 

A.— 
H.- 
P.— 

Garden  Island. 

A.— 

H.- 

P  — 


Glanford  . 
A.— 
H.— 
P.- 

Georgina    . 
A.— 
H.- 
P.— 

Gloucester 
A.— 
H.— 
P.- 


m 


Goderich    

A.— 
H.— 
P.— 

GoBfield  North. 

A.— 

H.— 

P.— 


Grattan , 
A.- 
H.— 
P.— 


Grey    

A.— 65,000. 
H.— 
P.— 3,600. 


M.  Ferguson 


Greenock . . 
A.— 62,000. 
H.-725. 
P.— 3,300. 


Goulburn . . 
A.— 64,586. 
H.— 
P.— 2,520. 


.'#• 


Careful  attention 
given  to  inspec- 
tion of  town- 
ship. 

In  very  satisfact- 
ory sanitary 
condition. 


Condition  favor- 
able. 


Exceptionally 
good. 


O 


ta 

s 

s 

c:> 

0^ 

o 

Q 

n 

2 

o 

o 

rt 

bo 

*^    00 


N  o  contagious 
diseases  during 
the  year. 


S.F.-2. 
D.-l. 


In  good  sanitary  D. — 3. 
condition.  S.F.— 1. 


S.  I.  directed  re-  D.— 12. 
moval    of     all  S.F.— 1. 
garbage.  Close, 
i  ns  p  e  ct ion 
made. 


J.  Cunningham, 


G.  C.  RichardsoT 


In     good    order 
generally. 


General      condi-  T.— Several 
tion  very  satis- 1     cases, 
factory.  S.F. — Fewcases. 


Sanitary    ar- D. — 2. 
r  a  n  g  e  m  ents  S.F. — Several 


cases. 
T.— 2. 


good. 


Inspection  made 
by  members  of 
Board. 


Careful     inspec-  T.— 19. 
tion  made  and  S.F.  — 8. 
fair    condition  Typhoid  appears 
reported.  in   certain  sec- 

tion annually. 


Sanitary    condi- 

'■'•'^n  excellent. 


11 


13 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  189  4 


TOWNSHIPS.— Con^inwed 


i  ■ 

a  g 

t.    OS 

11 

3  «= 

Q 

Forms  of  notifica- 
tion by  teachers 
to  M.  H.  0.   of 
contagious     dis- 
eases. 

■a 
s 

CS 
00 
.£    :c 

SO 

^   3 

6.S 

3 

to 

o 
a 

o 

a 

3 

Slaughter  houses. 

Disposal  of  garbage 
and  night  soil. 

a 

u 

13 

■a 

a 

CO 

Applicati  0  n 
for  slaugh- 
ter    house 

- 

granted 
after  care- 
ful inspec- 
tion. 

> 

From  St.  Law- 
rence river. 

Find  slaugh- 
ter   house 

nms  a  n  c  e 
of  great 
trouble    & 

an  X  i  ety. 
Determin  - 
ed     stand 
by  board. 

S 1  a  u  g  h  ter 
houses    in 
better  con- 
dition gen- 
erally. 

No  com- 
plaint. 

743 

No  forms 

Wells 

One.     Kept 
in  good  or- 
der   and 
isolated. 

500 
500 

No  forms 

No  forms 

2  factories 

5  employees. 

3  factories .... 

Wells  and 
springs. 

2,500 
4,965 

Slaug  hter 
houses     in 
clean,  tidy 
conditi  o  n 
and  under 
inspection. 

149 


57  Victoria. 


Sessional  Papers  (No.  12). 


1894 


TOWNSHIPS  —Continued. 


Municipality. 


Harwich  . . 
A.-87,000. 
H.— 
P.— 5,000. 


■5^ 


C.  B.  Longford, 


Hamilton  . , 
A.— 61,930. 
H.- 
P.— 4,030. 


Hallowell 

A.— 

H.— 

je.— 


flay 

A.-53,074, 

H.— 

P.— 


Harvey  . . . 
A.— 4,680. 
H.— 290. 

P.— 1;013. 


G.  Buchanan ...  J.  Scott 


C.  E.  Bonnell 


Haldimand    

A.— 
H.- 
P. -7,000. 

Hagarty,  Sher- 
wood, Jones, 
Richards  and 
Burns 

A.— 

H.— 

P.— 

Hillier 

A. -31,451. 
H.- 

P.— 1,618. 


Hibbert    .. 
A.— 41,500. 
H.-600. 
P.— 


Hope 

A.— 63,000. 

H.— 

P.— 400.      . 

Houghton 
A.— 33,746. 
H.— 
P.-  1,910. 


M.  Ketchum 


E.  Sands. 


Dr.  Henderson 


J.  B.  Ruttan 


H.  D.  Nasmith 


Dr.  Beaum. 


P.  Hinman. 


J.  McElvoy 


O 


D. — Few  cases. 
S.F.— Several 
cases. 


Circular      letter  S.F.— 1. 
advising    gen- 
eral renovation 
sent  out  early 
in  year. 


Very  clean  state 
of  affairs  in 
the  township. 


Satisfactory  con- 
dition reported 
by  Inspector 
and  M.  H.  O. 

General  cleaning 
in  spring. 


Thorough      i  n  - 
spection  made. 


General  cleaning 
up  effected. 


D.— 1. 
S.F.— 59. 


T.-4. 


D.— 4. 


T.— 13. 
D.— 17. 
S.  F.— 1. 


D. — Few  cases 


S.F.— Few  cases. 


•^3 


b'Sc 


18 


21 


General  compli- 
ance to  request 
of  board  for 
cleaning  a  1 1 
premises. 

M.  H.  0.  reports  T. — Few  cases. 
>rery  good  sanit- 
ary    condition. 


Inspection  made  D. — Few  cases, 
at  periods  and  Small-pox      one 
directions     for      case 
cleaning  up. 


22 


10 


In  an    excellent 
condition. 


S.F. — Few  cases. 


1.50 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


lOWliSEI'PS. —Contmued. 


tS   fc.   o 
2  as    . 


o 


No  forms. 


1,205 


No  forms. 


No  forms. 


No  forms. 


600 


No  forms . 


800 


No  forms . 


1  factory. 
5  employees. 


No  forms. 


No  forms. 


No  forms. 


Lar^e  number 
of  artesian 
wells  in  use, 
and  number 
increasing. 

Wells  and  cis- 
terns. 


Good    water 
supply. 


Springs  and 
wells. 


Wells,  many 
of  which  are 
liable  to  con- 
tamination. 


Wells  and 
streams. 


P  r  i  n  c  i  p  ally 
surface  water. 


Good    quality. 
Wells. 


Wells  and 
springs  gen- 
erally good 
quality. 


300 


Five  slaugh- 
ter houses 
in  towns'p. 
Not  under 
license. 

S  ]  a  u  g  hter 
houses  un- 
der inspec- 
tion. 


•^.•d 


a.  c 


S 1  a  u  g  hter 
houses  in- 
spected. 


No  slaugh- 
ter houses 
in  town- 
ship. 

Slau  gli  t  e  r 
houses  un- 
der inspec- 
tion. 


Eartk  clos- 
ets being 
introduced 


jSla  u  g  h  t  e  r 
houses  in 
good  clean 
order. 

Seven 
s  1  aughter 
houses 
licensed. 


I  n  s  p  e  c  tor 
advocat  e  s 
the  use  of 
dry  earth 
closets. 


Privy  pits 
regula  r  1  y 
cleaned. 


Some  carcas- 
es buried 
by  order  of 
board. 


Inspector  ad- 
vises thor- 
ough drain- 
age of  a  sec- 
tion near  a 
creek. 


151 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— Cow^mued 


Municipality. 

s 

W 
1 

1 
u 

(D 

a, 

a 
1— t 

'3 

02 

d 

o 

$ 

a 

2 

ID 

a 

oi 

Q 

00 

3 
O 

§ 

a  S 
o  S 

C   3 

•-  2 
1— 1 

ai 

IS 

o 
"o 

u 

a 

s 

Howard  

A.  J.  Stevenson 
Dr.  Phelan 

J.  Gardiner 

People  assist  in 
effecting      im- 
provement   on 
suggestion     of 
M.  H.  0. 

T.  —Few  cases. 

14 

A.— 57,600. 
H.- 

P.— 2,985. 

Howe  Island  . . . 

3 

A.- 17,280. 
H.-40. 
P.— 400. 

Howick 

Inspection  made. 

A.— 
H.- 
P.- 

Hullett 

Condition  gen- 
erally satisfact- 
ory. 

In  fair  sanitary 
condition. 

Sanitary    cordi- 
tion     reported 
as  good. 

Inspection  made 
early  in  spring. 

Inspector  looked 
after    cleaning 
where    necess- 
ary. 

T. — Prevalent  in 
certain  section. 

D.-2. 

S.F.--Few  cases. 
T.- 

D.-20. 

T. — Few  cases 

D.— Few  cases. 

A.- 
H.— 
P.— 

Humberstone  . . 

M.  F.  Haney... 
F.  Smith    

E.  Augustine  - 
D.  McDonald  . . 

A. -30, 87  7. 
H.- 
P.— 2,581. 

Huron 

15 

A. -58, 219. 
H.— 1,000. 
P.— 3,469. 

Innisfil 

A.— 
H.- 
P.- 

Jocelyn 

3 

A.- 15,347. 
H.-87. 
P. -341. 

Keppel   

A   sub  -  division 
under    control 
of  each  mem- 
ber of  board. 

All  premises 
cleaned  up 
when  consider- 
ed dangerous. 

Co-operation    of 
residents  notic- 
ed putting 
township      i  n 
good  order. 

T.— Few  cases. 

A.— 90,333. 
H.- 
P.— 3,539. 

Kennebec 

A.— 
H.- 
P.- 

Kinloss 

T.-6. 
D.-9. 

10 

A.— 54,665. 

H.— 

P.-2,548. 

A.— 
H.- 
P.- 

lo2 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIFB.— Continued. 


S3    Ji 


600 


100 


°:d 


700 


50 


600 


c3   fci   O  2 
•J3  "O 


a  o  _ 


No  forms. 


No  forma. 


No  forms. 


5  factories. 
75  employees. 


3  factories. 
9  employees. 


No  forms. 


No  forms. 


School  wells 
thoroue:  h  1  y 
cleaned. 


Wells     drQled 
in  rock. 


300 


No  forms. 


Wells. 


Running 
springs. 


Sla  u  g  h  t  e  r 
houses  kept 
in  good 
order. 


Sla  u  g  h  1 8  r 
houses  un- 
der inspec- 
tion. 


Buried  one 
dead  horse 
and  looked 
after  garb- 
age. 

Privy  vaults 
at  schools 
atten  d  e  d 
to. 

Earth  closets 
have  al- 
most su- 
perse  d  e  d 
the  use  of 
privy  pits. 


No  slaugh- 
ter houses 
in  town- 
ship. 


A  house  in 
which 
diphtheria 
a  p  p  eared 
burned  by 
order  of 
M.  H,  O. 


153 


57  Victoria. 


Sessional  Papers  (No.  1 2). 


A.  1894 


TOWNSHIPS.— Con«m«eo?. 


Municipality. 


Lav  ant 

A.— 64,000. 
H.— 111. 

P.— 605. 


Limerick    

A.— 
H.- 
P.— 479. 

Lindsay  and  St. 

Edmonds 

A.- 
H.— 
P.— 


London  West. 
A.  -500. 
H.-500. 
P.— 1,875. 


Logan 
A.— 
H.— 
P.— 

Louth 
A.— 
H.- 
P.- 


Luther East. 
A.— 
H.-600. 
P.- 


Machar 

A. -50,000. 
H.— 150. 
P.— 680. 

Man  vers.  .. 
A.— 70,000. 
H.- 
P.— 3,334. 

Malahide.    , 
A.— 
H.— 
P.— 


Maryborough . 

A.— 

H.— 

P.— 


o 


Dr.  Kilburn 


No     board     ap- 
pointed. 


In  very  satisfact 
ory  sanitary 
condition. 


Police  officer 


R.  R.  Hopkins  .|.T.  McDonald 


!Markhani 
A.- 
H.- 
P.- 


T.  G.  Bereion  . . 


Chief  of  Police . 


A  very  satisfact 
orj  s  a  n  i  t- 
ary  condition 
reported  by  in- 
spector. 


O 


No  disease  call- 
ing for  action 
by  board. 


D. — Few  cases. 


D. — 4  cases. 


D. — Few  cases. 
T.— 1. 


D. — A' few  cases 
T.— 


S.  F.— 2. 
D.-l. 


Sanitary  condi- 
tion said  to 
have  never 
been  better. 


Circuld,r    notices  T. 
distri  b  u  t  e  d . 
Residents    ob- 
serve   require- 
ments of  law. 


o  ? 

C    IC 

C    in 

<r   O 

b'S: 


tc 


N^otices    distrib-  Not  reported   as 
uted       asking     they  should  be, 
general  clean- |D. — .Sev'l  cases. 
ing  up.  |T. —  " 

S.F. — Few  cases 


14 


154 


57  Victoria. 


Sessional  Papers  (No.  1*2). 


A.   1894 


TOWNSHIPS.— Con^mwetf. 


y_ 

c 

n 

eg 

Is 
"    C 

.Hi 
^  0 

rms  of  notifica- 
ion  by  teachers 
0  M.'H.  0.    of 
ontagious     dis- 
ases. 

c 

a 
®    . 

.2  0 

•  s 

'p. 
5" 

1 

0 
0 

c 
u 

s 

0 

be 

1 

2 

B 
cS 

? 

a  <s 

3  » 

0  — 

1 

3 

CS 

.S  =s 

^ 

0 

fM 

^ 

12; 

02 

0 

a: 

171 

.    ... 

No  forms . 

111 

No  forms  .... 

1  factory . 
12  employees. 

60 

Attention      is 
drawn    to  a 

An  improve- 
ment     in 

neglect      i  n 

d  r  a  i  nage 

cleaning 

advised. 

wells. 

A      chronic 
nuis  a  n  c  e 

at    mouth 

' 

of   20-mile 
pond, caus- 

250 

No  forms . 

ed  by  fish- 
ing parties 
depositing 
or      aban- 
doning the 

200 

1  factory. 
40  employees. 

80 

caught. 

was      re- 

moved. 

No  forms 

Wells    

Two  slaught- 
er houses. 

Not  under 

inspection. 

1 

1 

Wells. 

• 

155 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— Co?^<m«e(f. 


Municipality. 


Maidstone . 
A.- 
H.— 
P.— 


Mariposa. 
A.— 
H.- 
P.— 


Macaulay 
A.— 
H.— 
P.— 


Mattawan . 
A.— 
H.— 
P.- 


Melancthon 
A. -74,000. 
H.— 
P.— 3,330. 


Medonte  . . 
A.— 64,000. 
H.— 
P.— 1,200. 


Metcalfe 
A.— 
H.— 
P.— 


Medora    and 

Wood 

A.— 23,000, 
H.- 

P.— 1,000. 


Mersea 
A.- 
H.— 
P.— 


w 


Dr.  WillBon 


Wm.  August 


General  inspec- 
tion by  inspect- 
or, who  di- 
rected cleaning 
where  required, 

Satisfactory  con- 
dition reported, 


Personal  inspec- 
tion by  mem- 
bers of  Board. 


Close  inspection 
by  inspector. 


Excellent  sanit- 
ary condition 
reported. 


O 


T. — Few  cases. 
D.— 


T.-5. 
D.— 35. 


T.-3. 


D.— 61. 


T.-4. 
D.-3. 

S.F.  — Few  cases. 


D.— 2. 


Cases  not  report- 
ed. 

D. — Few  cases. 

T. -Several  cases. 

S.F.— A  number 
of  cases. 


O  3S 


.1i  -iJ 


Yes. 


No. 


No. 


Yes. 


Yes. 


No. 


15 


156 


57  Victoria. 


Sessional  Papers  (No.  12) 


A.  1894 


TOWlifSEITQ.— Continued. 


P  eS 

.2.S 

Forms  of  notifica- 
tion by  teachers 
to  M.  H.  0.  of 
contagious     dis- 
eases. 

No.  of  factories  and 
institutions. 

Water  supply, 

00 

& 

c 
o 

"o 
u 

<D 

B 

s 

Slaughter  houses. 

bo 

^'° 
00  ■" 

.2  § 
0 

Sewerage  and  drain- 
age. 

General 

Some     schools 
without   wa- 
ter supply. 

No  compl'nt 
made   to 
Board     as 
to   slaugh- 
ter houses. 

Under  in- 
spection. 

drainage  in 
anexcellent 
condition. 

■ 

Wells  and  from 
Ottawa  river. 

Wells 

No  forms 

1  factory. 
5  employees. 

Drainage^  in 
first  -  clasft 
conditioir. 

No  forms .    ... 

2 

From    lakes 
Muskokaand 
Joseph.  Good 
quality. 

• 

157 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— Co?i<m«e(f. 


Municipality. 


Middleton 
A.— 
H.— 
P.- 


Morris 
A,— 
H.— 
P.— 


Monmouth 
A.— 27,000. 
H.-130. 
P.— 500. 

Moulton  . . 
A.— 27,300. 
H.-400. 
P.-l,790. 


J.  McAsh 


Dr.  Gillis 


J.  Dav. 


jDr.  Hopkins. 


Minto 

A,— 
H.— 
P.— 

Mornington 
A.— 49,777. 
H.- 
P.— 2,900. 

Muskoka 
A.— 55,000. 
H.— 200. 
P.— 650. 

McDougall 
A.— 
H.— 
P.- 


McNab  . . 
A.— 
H.- 
P.— 3,334. 


J.  Johnson , 


Normanby  . . . 
A. -69,000. 
H.— 1,100. 
P. -5,069. 

Nassagaweya . 

A.— 

H.— 

P.— 2,669. 

Nichols      

A.— 26,000. 
H.— 
P.— 1,926. 


A.  P.  Cornell. 


J.  G.  Graniston. 


Peter  McLean . . 


T.  McQuire. 


Dr.  Paget. 


Q 


Great    improve-  S.F.— Fewcases. 
ment      notice- 
able.   No  com-' 
plaint     as    to 


canning, 
cry. 


fact- 


House   to    house 
inspection. 


6S 

.2  o 


SO 


10 


In  good  sanitary 
condition. 


W.  Umbach.. 


Board  distribut-  S.  F.— 2. 
ed     copies     of  D. — 11. 
Health      ActT.— 1. 
through  Tp. 


D.— 3  fatal. 


Members  of 
board  made 
thorough  in- 
spection. 

No  violation  of 
sanitary  law 
brought  to  at- 
tention of  Bd. 


Sanitarj- inspect    D. — A  few  cases. 


ors  efficiently 
discharged 
their  duties. 

Thorough  in- 
spection by  in- 
spector. 


General  condi- 
tion reported 
as  good. 


T.— Several 


No. 


T.-2. 


T. — Few  cases. 


14 


17 


17 


158 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  18i^4 


TOWNSHIPS.— Co/z^mwed 


T3      . 

flJ2 

a  SB 

s> 

.2^ 
O 

Forms  of  notifica- 
tion by  teachers 
to  M.  H.  0.   of 
contagious     dis- 
eases. 

-a 

.2     rA 

J§ 
o"J3 
^3 

d.S 

'a, 

3 
a> 

o 
o 

"o 

n 

1 

3 

Slaughter  houses. 

©"O 

'S 

T3 

§ 
<D 

S  ■ 

02 

An  abundance 
of    the    best 
quality      o  f 
water. 

Spring  water  & 
g  e  n  e  r  a  1  ly 
good     quali- 
ty. 

An      improve- 
ment   possi- 
ble  in  wells 
from    which 
water    is 
taken. 

Especial 
a  1 1  ention 
given       to 
s  1  aughter 
houses,  pig 
pens     and 
privies. 

S  1  a  u  g  h  ter 
houses  not 
under   un- 
der inspec- 
tion. 

Local     drain- 

No forms.    . . . 

ing  in  new- 
er    portion 
of  township 
said  to  have 
pre  vented 
malaria. 

Complaint    is 
made     of 
sawdust 
from    mills 
thrown  into 

No  forms. 

C  o  n  s  i  d  er- 
able      e  x- 
pense occa- 
sioned    in 
disposal  of 
carcase    of 
horse aban- 
doned. 

Genera  1 
c  1  e  a  ning 
up   direct- 
ed and  ef- 
fected. 

.... 

No  forms 

No  forms 

Wells  and 
rivers. 

Good. 

No     system 
of  inspect 
ion. 

Forms    sup- 
plied. 

1 

.    Serines      and 

5,100 

good  wells. 

Wells  and 
springs. 

Plenty  of  good 
springs. 

drainsin  Ay- 
ton       found 
d  e  f e  cti  ve 
and       reme- 

159 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


T0WNSB.1FS.— Continued. 


Municipal  ity . 

u 
4) 

o 

1 

w 

u 

■'5 

o 

1 

ze 

a 
1— 1 

>, 

1 

General  Inspection. 

w 

S- 

.1 

So 

a 
o 
O 

03 
1     '^ 

a  § 
O.I 

.2  o 
-§■§> 

M 

H 

•S  "^ 

a  a 

.£  2 
n"Sa 
'w  =« 

o 

o 

m 

o 
u 
a; 
x> 

g 
5 

Satisfactory  con- 
dition found. 

A.— 
H.- 
P.- 

T.— Few  cases. 

A.- 
H.— 
P.— 

8 

A.-32,000. 

H.— 

P.— 

Inspector     saw 
renovation 
complete  where 
necessary.    In- 
spect'n  made. 

Inspector  reports 
town  ship    in 
good  condition 

In  good  sanitary 
condition.  B'd 
distributed  no- 
tices  for  reno- 
vation of  prem- 
ises. 

2 

A.— 
H.- 
P.- 

D.  — Sever '1  cases 
T.-l. 

T.-4. 

D. — Few  cases. 

A.— 
H.- 
P.- 

burgh. 
A.— 
H.— 
P.— 

N.  Walsingham . 

A.— 

H.— 

P.- 

J.  M.  Tweedale . 

F.  Sloman 

3 

A.— 

H.-175. 

P.- 

Orillia 

Municipality    in 
good  condition. 

D.-3. 

A.— 
H.— 
P.- 
Oxford North  . . 
A. -21, 129. 
H.— 
P. -1,381. 

Ops 

L.  M.  Williams. 
T.  W.  Poole.... 

3 

W.  F.  Boyle.    .. 

D.— 3  cases. 

11 

A.— 66,183. 
H.— 567. 
P.— 2,700. 

J.  Haylon   

A.— 

H.-326. 
P.— 1,939. 

160 


67  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TO  W  N8  H  1 FS.— Continued. 


rf    j3 


No  forms. 


No  forms. 


No  forms. 


No  forms. 


No  forms . 


No  forms. 


No  forms. 


Board  advises 
more  atten- 
tion to  sup- 
ply at  schools 

Well  water. 


Wells,  springs 
and  lake. 


Springs,    wells 
and  creeks. 


3  factories. 


Rei)orted  in 
good  con- 
dition. 


Well  cared 
for  and  in 
good  con- 
dition. 


O  T3 

a.  c 
.2  c« 


In  good  con- 
dition. B'd 
asks  legis- 
lation r»  • 
quiring  100 
ft.  betw'n 
roadways 
and  pig 
pens. 


50 


Wells.      Good 
quality. 


5.     Isolated. 


Complaints 
received  as 
to  deposit 
of  garbage, 
etc. ,  from 
Li  n  d  8  a  y 
town. 


11   (H.) 


161 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— Co/,<f/iwerf. 


Municipality. 


Orford  . . . 
A  — 
H.— 
P.— 2,814. 

Otonabee. 
A.— 
H.— 
P.— 


Oso 

A.— 8,320. 
H.— 360. 
P.-], 141. 


Oro  . . . 
A.— 
H.— 
P.- 

Oneida 
A.- 
H.— 
P.— 


Papineau . . 
A.  -24,500. 
H.— 125. 
P.— 700. 


Pelhani 
A.- 
H.— 
P.— 


Pittsburg  . . 
A.— 47,568. 
H.— 
P.— 2,285. 


5'£ 
-SO 


P.  H.  Davey...  A.  J.  Rielly 


Dr.  Shaw R   Matchett 


H.  M.  Coulter. 


S.F.-l. 


J.  Herold 


Palraerston,    N, 

&S   Canonto.  Dr.  Elkington. 
A.— 160,000. 
H.— 


Pelee 

A.— 10,000. 
H.-136. 
P. -653. 

Perry 

A.— 
H.- 
P. -1,073. 


Percy 

A. -6,400. 
H.— 900. 
P.— 3,200. 


H.  L.  Berber. . . 


J.  McLeminson . 


A.  J.  R.  Medley 


l).-10. 

T.  —  A  number  of 

cases. 
S.  V. — Few  cases. 


"^3 


•■=■.2 


Jo 


Ci>ndition      r  e  - 
ported  as  good. 


Members  of  Bd. 
inspected  from 
time  to  time. 


Notices  publish-  S.  F. — 2. 
ed      requiring 
all  premises  be 
placed  in  good 
condiciou. 


Township  r  e  - 
ported  in  good 
condition. 


Thorough  inspec- 
tion made. 


Board       reports  S.F. — Few  cases, 
very     satisfac-  T 
tory  condition. 


S.  B.  Smith  . . 


General  cleaning 
advised. 


D.— 9. 

T. — A  few  cases. 


A.  M.  Sanbotn  .  Close  inspection  S.F.— Few  cases, 
of    municipali- 

!    ty.  I 


15 


14 


16.: 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.—  Continued. 


.s  °° 

S  fl 

i! 

r-      00 

Q 

Forms  of  notifica- 
tion by  teachers 
to  M.  H.  0.   of 
contagious     dis- 
eases. 

No.  of  factories  and 
institutions. 

u 

o 
u 

M 

o 
u 

0) 

be 

.2  oi 

Sewerage  and  drain- 
age. 

No  forms. 
No  forms 

Wells 

Deposit     0  f 
night    soil 
upon    cer- 
tain prem- 
ises prohi- 
hib  i ted. 
Pig  pen 
nuis  a  n  c  e 
abated. 

No    garbage 
allowed  to 
accumu- 
late. 

390 

Good 

None  in  mu- 
nicipality. 

4.  Well  kept. 

Complaints  as 
to  pond  re- 
ported on 
by  board. 

100 

No  forms 

Well.- and  Ot- 
tawa river. 

1.     Not   un- 
der inspec- 
tion. 

All    com- 
plaints sat- 
isf  actori  1  y 
arranged. 

None 

« 

Not      under 
inspection. 

I  n  d  i  vidual 
collecti  0  n 
and     dis- 
posal     0  f 
garbage. 

drainage  of 
c  e  r  t  a  i  n 
school  pre- 
mises. 

Wells. 

Springs  and 
wells. 

Lake  Erie 

300 

325 

146 

No  forms 

No  forms .    ... 

Springs  and 
wells. 

Wells 

No  forms 

drains  re- 
built. 

163 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— Con^mwet/. 


Municipality. 


P'lkington 
A.— 
H.— 
P.— 


Plympton 
A.— 75,800. 
H.- 
P.-3,590. 

Proton 

A. -80, 911. 

H.-800. 

P.-2,930. 


Portland  . . 
A.— 51,800. 
H.- 
P.-2,065. 


Dr.  Robertson. .  H.  Roberts 


P.  McGregor 


J.  McWilliams 


Pickering  . , 
A.— 
H.— 
P.- 

Puslinch  . ., 
A.-58,.513. 
H.- 
P.— 3,300. 


J.  H.  Lake 


O 


I  m  p  r  o  V  ement 
noticeable  in 
school  premi- 
ses. 


Very    satisfac- 
tory. 


No  action  taken 
by  board. 


Extra  precau- 
tions taken. 


Dr.  Howitt. 


Reported  in  goodiD. — 19. 
condition.  S.F. — 4. 

T.— 14. 


Reported  as 
good. 


Rainham    John  Fry 

A. -25,438. 

H.- 

P. -1,695. 


Rolph,  Buchanan 

and  Wylie. 
A.— 12,800. 
H.-220. 

P.-781. 


Rochester  . , 
A. -45,463. 
H.— 
P.— 2,492. 


Dr.  Burd. 


D.— 3. 


r.— 1. 

S.F.-3. 


R.  F.  Rourke. . .  J.  Strong 


RadcliflFe 
Raglan. 
A.— 
H.— 17. 
P. -100. 


Ryde 

A.- 50,000. 
H.— 

P. -6,650. 


and 


Joseph  Kinder . 


0.2S 


D    C 


.i  ■» 

P 


D. — Few  cases. 


Dr.  Bridgland. 


H.  Long General   renova- 

i  tion  advised  by 

I  Board. 


Russell .... 
A.— 45.000. 
H.-900. 
P.- 2,500. 


F.  M.  Perras...  D.  S.  McDonald 


?5 


21 


16 


13 


13 


10 


164 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS— Co«<mwerf. 


•a 
c  „■ 

11 

So  <c 
J3   O 

rms  of  notifica- 
ion  by  teachers 
0  M.  H.  0.   of 
ontagious     dis- 
ases. 

T3 
i 

-S  o 

a, 
s 

S-i 

a, 

i 

8 

S3 
S 

i 

posal  of  garbage 
nd  night  soil. 

s 

5 

0  c3 

3  m 

Q  -«  *)  o  aj 

0-- 

^ 

3 

C3 

.2  =s 

s  '^ 

^ 

O 

'^ 

^ 

;5 

CO 

Q 

CQ 

• 

4  factories. 

Surface  wells. 

1,364 

Wells. 

No  forms 

Wells 

Removal    of 
several  ef 

drains  open- 

fected. 

ed. 

Water   supply 
for      echools 

Placed  in 
wholesome 

structed  for 

poor. 

condition. 

purpose    of 
r  e  m  0  ving 
certain  stag- 

780 

No  forms 

Wells 

Under  in- 
spection. 

Wells. 

Good 

Garbage 
burned. 

Forms     s  u  p  - 
plied. 

Wells. 

Wells. 

€00 

No  forms 

2  factories. 
15  employees. 

Wells. 

165 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  18  94 


TOWNSHIPS.— Coni/Amet^. 


Muuicipality. 

1     ■ 

01 

1 

o 
o 

B 
hH 

>i 
u 

.1 

a 

m 

c 

c 

hH 

S 

V 

M 

a> 
«> 

OS 
<B 

o 

to 

§ 

a 
c 
O 

c  «s 
oS 

El   « 

•1.2 

O  -u 

1— ( 

C     • 
O   oi 

o  $ 
.S  9 

S  — 

J.i 

C   be 

'm   =* 

c 
-c 
o 

m 

"c 
u 
a; 

s 

Saugeeu 

A.— 36,055. 

H.- 

P. -1,539. 

Sandwich  East 

Dr.  Beaker 

D, -Several  cases 
T,- 

S.F.— 5. 

T.— Few  cases. 

8 

C.  H.  Hoan  .... 

J.  Campeau  .... 
D.  B'enhan 

5 

A.— 19,736. 
H.-500. 
P. -2,373. 

6 

A  -23,753. 
H.- 
P.— 2,388. 

South  E:i-ithope. 
A.— 23,779. 
fl.— 
P.— 1,819. 

R.  Whiteman 

Greater    precau- 
tion    taken 
than  usual. 

6 

Dr.  Hopkins  . . . 

^ 

A. -4,655. 
H.-95. 
P. -405. 

Stephen 

A. -56,000. 
H.— 1,175. 
P. -3,500. 

Stanley 

Dr.  Wickett 

C  o  n  d  i  t  ion    of 
township  good 
during  the 
year. 

S.F. — Few  cases 
D. — Some  cases. 

T.-l. 
D.-50. 

13 

A.- 

H.- 

P.- 

A.— 
H.- 
P.— 

S.  Marysburgh  . 
A.— 60,000. 
H.— 
P.— 1,.394. 

South  Grimsby. 
A.— 18,124. 
H.— 
P.— 1,408. 

H.  Bredin   

1 

N.  P.  Henning  . 

D.  Huntman. . . 

General   renova- 
tion     advised 
by  inspector. 

Satisfactory  con- 
dition. 

House  to   house 
inspection. 

S.F.  — Few  cases 

7 

3 

A.-9,152. 
H.— 108. 
P. -533. 

Seneca  

S.F.— Few  cases. 
D.— 2. 
T.— 2. 

A.- 
H.— 
P.- 

166 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— Con^inwerf 


n 

S  a 

at, 

to    03 

.2  J 
•2  S 
u 

Forms  of  notifica- 
tion by  teachers 
to  M.  H.  0.    of 
contagious     dis- 
eases . 

No.  of  factories  and 
institutions. 

Water  supply. 

CO 

1 

a 

a 
;5 

Slaughter  houses. 

03 
bD 

fl 

.2  § 
O 

Privy      pits 
neglected . 

Sewerage  and  drain- 
age. 

Wells 

Not  licensed 

Generally  in 
good  order. 

None. 

Removal    of 
one  ordered 

500 

Forms     s  u  p  - 
plied. 

No  forms. 

No  forms 

No  forms 

Good. 

Wells . 
Springs . 
Wells 

8  factories. 
30  employees. 

300 
120 

3  factories . 
100  employees. 

No  forms 

Wells.      Very 
liable  to  con- 
tamination . 

Wells. 

Wells  and 
springs. 

445 

No  forms 

Pig  pen  nuis- 
ance com- 
plained of. 

No  forms 

167 


57  Victoria. 


Sessional  Papers  (Kc.  12). 


A.  1894 


TOW  I^SKIFS.— Continued. 


Municipality. 

S 

o 

a 

c 
1— ( 

5 

a; 
C5 

0}                    ! 

s 

to 

O 

tS 

o 
U 

o5 

11 

a  £ 
.2  o 

1— 1 

a   . 

O    f- 

o  % 

St 

|l 

o 
m 

S 

Stamford   

.J.  M    Dee 

W.  A.  Swain... 

Made  in  May. . . 

9 

A.— 21,309. 

H.— 

P.— 

Scott  

Bouse  to  house 
inspection. 

General      condi- 
tion of  all  pre- 
mises satisfac- 
tory. 

In     fairly     good 
condition. 

S.F.— Few  cases. 
T.- 

A.— 
H.- 
P.- 
Sullivan    

G.  Cooke   

15 

A. -73, 166. 
H.-800. 
P.— 3,420. 

Stisted 

S.    F.-A    num- 
ber of  cases. 

D.-3. 
T.— 1. 

D. — Some  cases. 

S.  F.-3. 
T.-3. 

A.— 
H.— 119. 

P. -569. 

Sydenham 

A. -73, 195. 
H.— 
P.— 3,674. 

Somerville 

Dr.  A.  C.  Sloane 
J.  J. Brood.    . . . 

A.  J.  McConnell 

19 

A    fairly     good 
condition     re- 
ported. 

Very       satisfac- 
tory condition 
reported. 

Reported  in  good 
sanitary  condi- 
tion.     M.    H. 
0.    directs    at- 
tention to  the 
better  ventila- 
tion of  schools. 

Inspection  shows 
all  premises  in 
good  order. 

General      condi- 
tion good. 

8 

A.— 62,176. 
H.- 
P.— 1,800. 

Southwold     .... 

A.— 
H.— 
P.— 

Thorold 

H.  Park 

Dr.  Jtfowles    

Thos.  Sowersby. 
I.  Nattress 

A.— 
H.- 
P.- 
Toronto Gore . . . 
A.— 19,000. 
H.— 
P. -1,100. 

Tossorontio 

S.F.  —Few  cases. 

T.-l. 
D.-9. 
S.  F.— 12. 

D.— 1 

4 

A.— 
H.- 
P.- 

Turnberry 

Dr.  Fowler   .... 

9 

A.— 
H.— 
P. -2, 315. 

168 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNSHIPS.— Con^mwec^. 


T5 

<D 

a 

a 

•  r<  CD 
II 

d.S 

11 

a  «> 

12; 

''a 
®  5 

=«  o 
O 

Forms  of  notifica 
tion  by  teacher 
to  M.  H.  0.   0 
contagious     dis 
eases. 

M 

o 
o 

1 

3 

Slaughter  liou-es. 

3  a 
.'£  ^ 

C 
cS 

i> 

be 

II 

CO 

No  forms 

Wells.  Good 
quality. 

Wells. 

In  good  ord- 
er.      Cow 
byres 
closely 
looked  af- 
ter. 

946 

No  forms 

No  forms 

Wells  and 
springs. 

Wells. 

700 

Under  in- 
spection. 

Springs       not 
liable  to  con- 

tamination . 

No  forms. 

Good 

Under  in- 
spection. 

Wells     

Two.    Not 
inspected. 

Wells 

Kept  in  'fair 
order . 

Under  in- 
spection. 

No  forms 

1  factory. 
6  employees. 

Pigpen  nuis- 
ance abat- 

ed. 

169 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TO  WNSHIPS.— Con^mwerf. 


Municipality. 

§ 

o 

Sanitary  Inspector. 

General  Inspection . 

Contagious  Diseases. 

•SO 
c  5 
.2  o 

o  *= 
m 
1— 1 

.si 

M  if 

Q 

05 

c 

i 

u 

1 

M.  H.  0.  reports 
a    good    saui- 
tary  condition. 

Satisfactory  con- 
dition   report- 
ed. 

General      condi- 
tion fairly  sat- 
isfactory. 

House  to  hoase 
i  n  s  pection. 
General  condi- 
tion good. 

Notices      distri- 
buted,   as     to 
cleaning  up. 

Board  literatiire 
distributed. 

Good    condition 
reported. 

Thorough inspec- 
tion made. 

D.    —  "J  A      few 
T.     —  >     c  a  s  es 
S.F.— J      each. 

S.  F.-l. 
D.— 2. 

T.  — A  few  cases. 

A.— 
H.— 
P.— 

A.- 
H.- 
P.— 

Vespra   

12 

A.- 
H.- 

P.— 2,200. 

Vaughan 

A.— 70,000. 
H.— 1,500. 
P.- 

T.  H.Robinson. 

R.  Rumble 

S.F.— Few  cases. 

D.    — ■)  A     few 
T.     —  >     cases 
S.F.-j      each. 

D.— 35. 

T .  —Few  cases . 

D.— Few  cases. 
S.F.— Few  cases 
T.— 2. 

D  — Some  cases. 

19 

A.— 
H.- 
P.— 

Wainflpet 

W.  B.  Hopkins. 
W.  R.  Nichols. 
Dr.  Mcintosh.. 

Dr.  Coulter  .... 

J.  Woh 

J.  D.  Campbell 

J   Petch 

A.— 51,311. 
H.- 
P.— 2,654. 

Wilmot 

A.— 64,000. 
H.— 
P.— 5,305. 

T. — Few  cases. 

T.-7. 
S.F.-l. 

12 

bury. 
A. -37, 848. 
H.  -527. 
P.— 2,635. 

15 

A.— 60,000. 
H.— 750. 
P.— 3,729. 

House  to  house 
inspection . 

Inspector  reports 
a    satisfactory 
condition. 

D.-2. 

S.F.  —A  number 
cases . 

A.- 
H.- 
P.- 

A.- 
H.— 
P.— 

Widdifield 

J.  B.  Carruthers 

>T.  Jessup  .   . . 

2 

A.- 
H.- 
P.-321. 

170 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWliiSB.lFS.— Continued. 


'6 

.eg 

S   B 
a  e3 

.J 

.So 
D 

Forms  of  notifica- 
tion by  teachers 
.to  M.  H.  0.   of 
contagious      dis- 
eases . 

-a 

c 

eS 

i3    . 

li 

o"J3 
J«  3 

d.2 

Water  supply. 

o 
o 

c 
g 

3 

Slaughter  houses. 

IS 

be 

cS 

H 

bc» 

1 'S 

.si 

3 

Sewerage  and  drain- 
age. 

Wells 

Under  in- 
spection. 

Wells. 

A  lack  of  good 
water    re- 
ported. 

Springs      .... 



No  forms 

950 

Township 

d  r  a  i  n  a  ge 
improving. 

Deposit        of 

Licensed . 

Under      in- 
spection . 

Earth     clos- 
ets in  use. 

M.H.O.  re- 
commends 
dry    earth 
closets . 

sewage  from 
Berlin  into 
creek  partly 
abated . 

4  factories . 
75  employees. 

Wells 

Wells 

Wells. 
Wells. 
Good  

1,700 

Drainage  sys- 
tem propos- 
ed. 

1,200 

No  forms 

* 

An       urgent 
necessity  for 
general 
drainage  sys- 
tem. 

No  forms 

Wells 

28 

2.    Isolated. 

171 


67  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


TOWNS  RIF^.— Continued. 


Municipality. 


West  Luther 
A.— 49,244. 
H.- 
P.— 2,018. 


Woolwich 
A.— 
H.— 
P.— 


York 
A.— 
H.— 
P.— 


Zone 
A.— 
H.— 
P.— 


4=£ 


A.  E.  Clendenan 


Dr.  Page. 


J.  Towen 


Satisfactory 


Inspection  made 
byM.  H.O. 


Thorough  inspec- 
tion made. 
Special    atten- 
tion   given   to 
schools. 

Condition  good. 


D .  — Few  cases . 
T.— 


D.— 21. 
T.— 4. 


T.     1. 
S.F.-l. 


s 


172 


57  Victoria. 


Sessional  Papers  (No.  12). 


A. 1894 


TO\Y  NSKIFS.— Concluded. 


1' 

o  - 

l| 

O 

Forms  of  notifica- 
tion by  teachers 
to   M.  H.  0.   of 
contagious     dis- 
eases. 

No.  of  factories  and 
institutions. 

Water  supply. 

3 

o 

3 

x' 

Slaughter  houses. 

Disposal  of  garbage 
and  night  soil . 

Sewerage  and  drain- 
age. 

No  forms. 

Wells 

Pig      pen 
nuis  a  n  c  e 
complain- 
ed of. 

Garbage 
burned . 

Complaint 
made  as  to 
township 
being  u'sed 
a<»  a  dump- 
ing ground 

Wells 

Not  licensed 

173 


.i 


Erkata  : — On  pages  B  43,  B  55,  B  56,  and  B  57,  "  County  of  Perth  Mutual  Fire 
Insurance  Company  "  should  read,  "  Perth  Mutual  Fire  Insurance  Company  "  ;  and  on 
page  B  71 — Receipts,  "  Oash  r*^ceived,  cancelled  policies,  etc.,  $28.10  "  should  be  :  $29  10 
and  the  total  receipts  should  be  $10,795.27. 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


DETAILED    REPORT 


OF    THE 


INSPECTOR  OF  INSURANCE 


AND 


REGISTRAR  OF  FRIENDLY  SOCIETIES. 


1893 


PRINTED  BY  ORDER  OF  THE  LEGISLATIVE  ASSEMBLY. 


TORONTO: 
PRINTED  BY  WARWICK  &  SONS,  (58  and  70  FRONT  STREET  WEST. 

18  93. 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


Parliament  Buildings,  Toronto,  20th  December,   1893. 

To  the  Honorable  Colonel  Gibson,  Q.O.,  M.P.P.,  ifec , 

Provincial  Secretary^ 

Toronto. 

Sir, — I  have  the  honor  to  submit  the  accompanying  reports  respecting  the  various 
organizations  authorized  to  undertake  contracts  of  insurance,  indemnity  or  guarantee,  in 
the  Province  of  Ontario.  Of  these  organizations  the  Act  of  1892  (55  Vict.  chap.  39). 
as  amended  by  the  A.ct  of  1893  (56  Vict.,  chap.  32),  distinguishes  three  great  Divisions  -. 

A.  Registered  Dominion  Licensees  :  being  Insurance  Corporations,  Companies,  or 
Underwriters,  operating  under  the  Insurance  Act  of  Canada  and  registered  by  the 
Province  of  Ontario,  for  the  transaction  of  insurance  in  the  Province. 

B.  Provincial  Licensees  :  being  Insurance  Companies  licensed,  inspected  and  regis- 
tered by  the  Province  of  Ontario,  for  the  transaction  of  insurance  therein. 

0.  Registered  Friendly  Societies  :  being  Societies  registered  by  the  Province  of  On- 
tario, for  the  transaction  of  insurance  therein. 

Of  these  Divisions  the  Companies  comprised  in  Division  B  (Provincial  Licensees)  are 
alone  inspected  by  the  Province,  and  are  here  reported  on  in  the  usual  form  and  with 
the   usual  financial  details  pursuant  to  the  provisions  of  the  Ontario  Insurance  Act. 


The  report  upon  Division  A  (Dominion  Licensees),  made  on  the  26th  .lanuary,  1893, 
described  fully  their  mode  and  place  of  incorporation ;  their  statutory  powers,  duties, 
rights  and  obligations ;  their  internal  organization  ;  the  relation  of  the  members  inter  se  ; 
the  liabilities  of  the  members  to  creditors  of  the  Company  ;  the  kind  or  kinds  of  insur- 
ance for  which  the  Company  is  registered  in  Ontario  ;  and  the  extent  to  which  assets  of 
the  Company  have  been  deposited  in  various  countries  as  special  security  for  the  policy 
holders  of  those  several  countries.  In  the  present  report,  except  in  case  of  new 
licenses,  it  has  not  been  considered  necessary  to  set  out  all  of  these  details.  Where  any 
change  has  occurred  in  the  Company's  powers  or  status  the  nature  and  extent  of  such 
change  are  indicated. 

All  of  the  Companies  in  Division  A,  except  Ocean- Marine  Companies,  make  financial 
statements  annually  to  the  Dominion  of  Canada  ;  and  those  statements,  as  revised  by  the 
Dominion  Superintendent,  can  be  found  in  the  Superintendent's  Annual  Report.  The 
balance-sheets  therefore  printed  here,  under  Division  A,  are  limited  to  those  of  Ocean- 
Marine  Companies. 


The  report  upon  Division  C  (Friendly  Societies),  made  on  the  26th  January,  1893, 
related  to  their  mode  and  place  of  incorporation  ;  the  statutes  and  instruments  under 
which  the  Societies  were  constituted,  and  those  by  which   they  are   now  governed  ;  the 


57  7ictoria.  Sessional  Papers  (No.  13).  A.  1894 


kind  of  insurance  or  insurance-benefits  undertaken  ;  that  report  also  showed  inter  alia, 
whether  or  not  the  certificate  holders  generally  are  secured  by  a  reserve  fund  ;  and,  if 
a  reserve  fund  is  maintained,  whether  any  of  this  reserve  is  held  in  Ontario,  any,  how 
much,  how  invested,  and  by  whom  held  or  controlled. 

The  present  report  on  Division  C  consists  of  abstracts  of  the  Annual  Statement  for 
the  year  ending  31st  December,  1892,  made  by  the  Friendly  Societies  to  the  Insurance 
Department  of  Ontario  under  section  47  of  the  Insurance  Corporations  Act. 

Examples  of  the  Judgments  given  during  the  year  by  the  Registrar  of  Friendly 
Societies,  are  printed  as  an  Appendix  to  Division  C,  and  will  serve  further  to  illustrate 
the  practical  operation  of  the  new  Act. 

In  order  to  prevent  unnecessary  delay  in  publication,  the  three  Divisions  have  been 
placed  simultaneously  in  the  printer's  hands — the  pages  of  the  several  Divisions  being 
distinguished  by  the  Division  letter  prefixed.  Division  indexes  have  been  inserted  at  the 
end  of  the  volume.  These  indexes  show  the  Companies  and  Societies  standing  registered 
at  this  date. 

Besides  requiring  all  bodies  undertaking  insurance  to  be  registered,  the  new  Act 
requires  rf  gistration  of  the  individual  agents  of  Life  and  Accident  Insurance  Companies. 
The  concluding  index  shows  in  alphabetical  order  of  all  such  agents  standing  registered 
at  this  date. 

I  have  the  honor  to  be, 
Sir, 
Your  obedient  servant, 

J.  HOWARD  HUNTER, 

Inspector  of  Insurance  and 

Registrar  of  Friendly  Societies. 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


CONTENTS. 


DIVISIOX  A. — Registered  Dominion  Licensees  :  being  Insurance  Corporations,  Companies  or 
Underwriters  operating  under  the  Insurance  Act  of  Canada,  and  registered  by  the  Province 
of  Ontario,  for  the  transaction  of  insurance  in  the  Province  : — 

Abstracts  of  Ai32")lication  for  Registry Pages  A  1     et  seq. 

DI  VIS  TON'  B. — ^^rovinaial  Licensees  :  being  Insurance  Companies  licensed,  inspected  and  regis- 
tered by  tlie  Province  of  Ontario  for  the  transaction  of  insurance  therein  : — 

I.   Detailed  Statements  of  Joint  Stock  Life  Insurance  Companies .    Pages  B  3     ei  seq. 

II.  Detailed  Statements  of  Joint   Stock  fFire  Insurance    Com- 
panies    , Pages  B  19  et  seq. 

III.  Detailed  Statements  and  Synoptical  Tables  of  Cash-Mutual  Fire 

Insurance   Companies Pages  B  26  et  seq. 

IV.  Detailed  Statements  of  Synoptical  Tables  of  Strictly  Mutual 

Fire  Insurance  Companies Pages  B  61  et  seq. 

^  V.   Comj^arative  Summary  of  Assets  andPremium  Notes  of  Mutual 

Fire  Companies  of  all  classes Pages  B  196  et  seq. 

Fire-Tables  1892;  shoAving 

(a)  Localities,  Months  of  Occurrence  and  Total  Claims  paid  ; 

(h)  Localities,  causes  and  number  of  Losses. 

DIVISION  C. — Friendly  Societies  :  being  Societies  registered  by  the  Province  of  Ontario  for 
the  transaction  of  insurance  therein  : — 

Abstracts  of  Annual  Statements  for  year  ending  SIstDec. ,  1892.   Pages  C     1  et  seq. 

Appendix  t  >  Division  C  :  Judgments  of  the  Registrar  of  Friendly 

Societies Pages  C  135  ef  seq. 

INDEXES  :— 

Index  A  :  Dominion  Licensees,  standing  registered  at  the  20th  December,  1893 — being  Insur- 
ance Corporations,  Companies  or  Underwriters  operating  under  the  Insurance  Act  of 
Canada  and  registered  by  the  Province  of  Ontario,  for  the  transaction  of  insurance  in 
the  Province. 

Index  B :  Provincial  Licensees  standing  registered  at  the  20th  December,  1893 — being  Insur- 
ance Corporations  licensed,  insjiected  and  registered  by  the  Province  of  Ontario,  for 
the  transaction  of  insurance  therein. 

Index  C  :  Friendly  Societies,  standing  registered  at  the  20th  December,  1893 — being  Socie- 
ties registered  by  the  Province  of  Ontario,  for  the  transaction  of  insurance  therein. 

Index  D  :  Schedule  of  Agents  of  Life  and  Accident  Insurance  Companies,  standing  regis- 
tered at  the  20th  December,  1893. 
2*   (IN.) 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


DIVISION   A. 


REGTS'TERED  DOMINION  LICENSEES  :  BEING  INSURANCE  CORPORATIONS, 
COMPANIES  OR  UNDERWRITERS  OPERATING  UNDER  THE  INSURANCE 
ACT  OF  CANADA,  AND  REGISTERED  BY  THE  PROVINCE  OF  ONTARIO  FOR 
THE  TRANSACTION  OF  INSURANCE  IN  THE   PROVINCE. 


1  (IN.)  [A  1] 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


DIVISION  A.— REGISTERED  DOMINION  LICENSEES,  BEING  INSURANCE 
CORPORATIONS,  COMPANIES  OR  UNDERWRITERS  OPERATIN€^ 
UNDER  THE  INSURANCE  ACT  OF  CANADA  AND  REGISTERED  BY 
THE  PROVINCE  OF  ONTARIO  FOR  THE  TRANSACTION  OF  INSUR- 
ANCE IN  THE  PROVINCE 


Note. — The  report  upon  Division  A  (Dominion  Licensees),  made  on  the  26th  January, 
1893,  described  fully  their  mode  and  place  of  incorporation;  their  statutory  powers, 
duties,  rights  and  obligations  ;  their  internal  organization  ;  the  relation  of  the  members 
inter  se  ;  the  liabilities  of  the  members  to  creditors  of  the  Company  ;  the  kind  or  kinds 
of  insurance  for  which  the  Company  is  registered  in  Ontario  ;  and  the  extent  to  which 
assets  of  the  Company  have  been  deposited  in  various  countries  as  special  security  for  the 
policy  holders  of  those  several  countries.  In  the  present  report,  except  in  the  case  of  new 
licensees,  it  has  not  been  considered  necessary  to  set  out  all  of  these  details.  Where  any 
change  has  occurred  in  the  Company's  powers  or  status,  the  nature  and  extent  of  such 
change  are  indicated. 

All  of  the  Companies  in  Division  A,  except  Ocean-Marine  Companies,  make  financial 
statements  annually  to  the  Dominion  of  Canada  ;  and  those  statements  as  revised  by  the 
Dominion  Superintendent  can  be  found  in  the  Superintendent's  Annual  Report.  The 
balance-sheets  therefore  printed  here  under  Division  A  are  limited  to  those  of  Ocean- 
Marine  Companies. 

DIVISION  A. 


ALLIANCE  ASSURANCE  COMPANY. 
Register  No.  160.  Certificate  of  Registry  No.  88. 


Head  Oflice,  London  England.  Chief  Agent  and  Attorney  for  Ontario,  George  Mc- 
^lurricb,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  the 
Alliance  Assurance  Company. 

The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of  the 
Company  are  now  declared,  defined  or  governed  are  the  following  :  49  and  50  Vict.  (1886), 
chap.  74  (Imp.)  ;  The  Alliance  Assurance  Company's  Act,  1886. 

The  members  are  related  as  shareholders  in  a  joint  stock  company  with  a  capital  of 
five  million  pounds,  divided  into  250,000  shares,  each  of  the  nominal  amount  of  £20,  on 
each  of  which  the  sum  of  £2  4s.  is  deemed  to  have  been  paid.  The  contracts  of  the 
Company  contain  a  clause  limiting  the  liabilities  of  the  shareholders  to  the  amount  remain- 
ing unpaid  on  his  or  her  share  or  shares. 

Note. — The  clause  above  referred  to  is  as  follows  :  "  Provided  always  that  no  mem- 
ber of  the  Company  shall  be  liable  for  more  than  the  unpaid  portion  of  his  share  or  shares 
in  the  capital  of  the  Company." 

The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada  bear- 
ing date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894^ 
to  transact  Fire  Insurance. 

Deposited  assets. — Assets  of  the  Company  ate  deposited  and  held  in  Canada  as 
special  security  for  the  policy  hoMers  theieia  as  follows  :  Deposit  accepted  at  the  value  of 
,£60,000,  held  by  the  Receiver-General  of  Canada. 

A  2 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894- 


CANADA  LIFE  ASSURANCE  COMPANY. 
Register  No.  162.  Certificate  of  Registry  No.  90. 


1.  Head  Office,  Hamilton,  Ontario.  President  and  Managing  Director,  A.  G. 
Ramsay.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The  Canada 
Life  Assurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Province 
of  Canada,  12  Vict.,  chap.  168,  an  Acfc  to  incorporate  The  Canada  Life  Assurance  Com- 
pany; Dominion  of  Canada,  42  Vict,  chap.  71,  an  Act  to  amend  the  Act  incorporating 
the  Canada  Life  Assurance  Company,  56  Vict.,  chap.  76  (summarized  below)  ;  R.  S.  C, 
1886,  chap.  124,  The  Insurance  Act. 

3.  The  lyiembers  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  amount  ot'  shares  held  by  them. 

4.  The  Company  is  now  authorized   by  license  issued   by  the   Dominion  of  Canada 
bearing  date  31st  day  of  March,  1893,  and  expiring  on  the   31st  day  of  March,  1894,  to 
tran/<act  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  ^54,900,  held  by  the  Government  of  Canada. 

Recent  legislation  respecting  The  Canada  Life  Assurance  Company  : 

The  Act  56  Vict.,  chap.  76  of  the  Parliament  of  Canada  (1893),  recites  in  the  preamble 
that  the  Company  has  acquired  realty  in  Hamilton,  Toronto  and  Montreal,  and  has  there- 
on erected  buildings  which  are  in  part  occupied  as  the  Company's  offices,  and  in  part 
rented  to  tenants,  and  that  it  is  expedient  to  define  the  Company's  power  of  acquiriuc 
realty  in  other  countries  and  of  erecting  other  buildings  to  be  similarly  occupied  and 
used,  and  to  extend  the  Company's  powers  as  to  the  investment  of  its  funds. 

Section  1  declares  the  Company  to  have  had  and  to  have  powers  as  mentioned  in  the 
preamble,  and  also  power  to  sell  and  convey  such  realty  or  any  part  thereof  when  no 
longer  required  by  the  Company  for  its  purposes. 

Section  2  amends  and  varies  chapter  168  of  the  Statutes  of  1849  of  the  late  Province 
of  Canada,  so  that  the  Company  in  addition  to  the  realty  in  Hamilton  and  Toronto  men- 
tioned in  section  1,  or  any  realty  hereafter  acquired  in  lieu  thereof  in  these  cities,  or  either 
of  them,  may  acquire  and  use  in  like  manner  and  for  like  purposes,  realty  in  Montreal 
not  exceeding  in  annual  value  $30,000,  and  realty  in  any  Province  of  Canada  other  than 
the  Provinces  of  Ontario  and  Quebec,  not  e.xceeding  an  annual  value  of  $20,000  and 
when  no  longei  required,  may  sell  and  convey  such  realty. 

To  remove  doubts,  section  3  enacts,  that  the  Directors  have  had  and  shall  have 
power  to  invest  the  Company's  funds  in  the  bonds  or  debentures  of  any  municipality  in 
Canada,  and  in  mortgages  or  real  estate  in  any  of  the  Provinces  or  Territori*  s  of  Canada, 
and  thty  may  invest  such  funds  in  the  bonds  or  debentures  of  any  of  the  States  of  the 
United  States,  or  of  any  of  the  municipalities  in  the  United  Kingdom,  or  in  the  United 
States,  or  in  mortgages  or  real  estate  therein  ;  but  the  amount  so  invested  in  the  United 
Kingdom  shall  not  at  any  time  exceed  the  reserve  upon  all  outstanding  policies  in  force 
in  the  United  Kingdom,  and  the  amount  so  invested  in  the  United  States  shall  not  at 
any  time  exceed  the  reserve  upon  all  outstanding  policies  in  force  in  the  United  States  : 
and  such  reserve  in  each  case  shall  be  calculated  on  the  basis  prescribed  by  the  Insurance  Act. 

A3 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


^TNA  LIFE  INSURANCE   COMPANY. 
Register  No.  206.  Certificate  of  Registry  No.  133. 


1.  Head  Oiiice,  Hartford,  Conn.  Chief  Agent  and  Attorney  for  Ontario,  William 
H.  Orr,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  the 
^tna  Life  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  State  of  Connecti- 
cut, 1878,  an  Act  to  amend  the  charter  of  the  ^'Etna  Life  Insurance  Company  of  J  [art- 
ford  ;  State  of  Connecticut,  1882,  amending  the  charter  of  the  iEtna  Life  Insurance 
Company;  State  of  Connecticut,  1883,  amending  the  charter  of  the  x^^^tna  Life  Insurance 
Company. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  stock  company,  and 
the  liability  of  the  members  is  limited  to  the  amounl;  of  their  capital  stock.  The  amount 
of  the  capital  stock  is  $1,250,000. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  tHe  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows,  as  per  published  statement  of  the 
Dominion  Superintendent  of  Insurance,  26th  July,  1893  :  Those  marked  A  are  applicable 
solely  to  policies  existing  31st  March,  1879  ;  those  marked  B,  to  policies  issued  subsequently: 
$434,-500  Province  of  Quebec  Debentures,  $149,893  Province  of  Manitoba  Debentures  ; 
S66,000  Province  of  New  Brunswick  Bonds  ;  $100,000  Prince  Edward  Island  Bonds  ; 
$60,000  Montreal  Harbour  Bonds  ;  $581,224  Municipal  Debentures  and  $150,000  U.  S. 
Registered  Bonds.  Total  $3,541,617.  Accepted  value,  $3,262,169,  being  $100,000  (A), 
and  $3,162,169  (B). 


A4f 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  STANDARD  LIFE  ASSURANCE  COMPANY. 
Eegister  No.  174.  Certificate  of  Registry  No.  102. 


1.  Head  Office,  Edinburgh,  Scotland.  Chief  Agent  and  Attorney  for  Ontario, 
Charles  Hunter,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name 
of  the  Manager  for  the  time  being,  or  in  the  name  of  any  three  of  the  Directors  for  the 
time  being  of  the  said  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  United  Kingdom 
of  Great  Britain  and  Ireland,  2  Will.  IV.,  chap.  81,  Standard  Life  Assurance  Company's 
Act,  1832  ;  8  and  9  Vict ,  chap.  75,  Standard  Life  Assurance  Company's  Act,  1845  ;  22 
and  23  Vict.,  chap.  37,  Standard  Life  Assurance  Company's  Act,  1859  ;  44  Vict.,  chad. 
26,  Standard  Life  Assurance  Company's  Act,  1881  ;  54  Vict.,  chap.  6,  Standard  Life 
Assurance  Company's  Act,  1891.  Province  of  Quebec,  51  and  52  Vict,,  chap.  120.  an 
Act  to  authorize  the  Standard  Life  Assurance  Company  to  sue  and  be  sued,  and  to 
acquire  and  hold  real  estate  under  the  name  of  The  Standard  Life  Assurance  Company. 
Province  of  Ontario,  56  Vict.,  chap.  106,  summarized  below.  R.S.C.  chap.  124,  The 
Insurance  Act. 

3.  The  mewhers  are  related  a^  shareholders  in  an  unincorporated  joint  stock  company 
with  a  capital  of  iE500,000,  divided  into  10,000  shares  of  £50  each,  of  which  £,\'2  has 
been  paid.  The  paid-up  capital  is  thus  £120,000,  and  the  liability  of  the  members  is 
limited  to  the  a'nount  remaining  unpaid  upon  the  shares  held  by  them,  being  £38  per 
share. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value  of 
$2,126,68.5. 


Recent  legislation  respecting  The  Standard  Life  Assurance  Company. 

In  1891  the  Company  obtained  from  the  Imperial  Parliament  an  Act,  34  Vict.,  chap. 
6,  to  further  extend  and  regulate  the  Company's  powers  of  investment. 

In  1893  the  Company  obtained  from  the  Legislature  of  Ontario  an  Act  (56  Vict., 
chap.  106),  dealing  with  actions,  suits  or  proceedings  by  or  against  the  Company  ;  also 
empowering  the  Company  to  acquire  and  hold  real  property  in  the  Province.  This  enact- 
ment, which  is  almost  a  transcript  of  the  Special  Act  (51-2  Vict.,  chap.  120)  passed  in 
1888  by  the  Province  of  Quebec,  provides  in  section  6  that  the  effect  shall  not  be  to 
incorporate  the  Company.*  As  heretofore,  any  holder  of  stock  in  the  Company  is,  as  to 
his  fellow  shareholders  and  as  to  the  contractees  of   the   Company  (except   in  so  far  as 


*  The  words  of  theSth  Section  are  :  "  Nothing  in  thia  Act  contained  shall  extend  or  be  deemed,  con- 
strued or  takfin  to  incorporate  the  said  Company,  or  to  relieve  or  discharge  the  said  Company  or  any  of  the 
proprietors  thereof  or  subscribers  thereof,  from  any  responsibility,  duties,  contracts  or  obligations  whatso- 
ever, which  by  law  they  now  are  or  at  any  time  hereafter  may  be  subject  or  liable  to,  either  between  the 
said  Company  and  others  or  between  the  individual  jiroprietorsi  of  the  said  Company,  or  any  of  them,  and 
others,  or  amongst  themselves  or  in  any  manner  whatsoever.'' 

A5 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


limited  by  express  stipulation),  liable  to  the  same  extent  as  a  partner  in  an  ordinary  firm. 
The  Ontario  Act  does  not  alter  this  status,  but  enacts  in  effect  that  instead  of  the  Com- 
pany being  designated  by  particular  persons  (trustees,  directors  or  officers)  the  Company 
may  in  all  instruments,  securities,  actions,  suits  and  proceedings  be  designated  by  the 
name  The  Standard  Life  Assurance  Company.  This  name  the  Imperial  Act  of  1832,  2 
William  IV.  chap.  81,  bestowed  upon  the  Company,  but  with  an  expi-ess  provision 
(repeated  in  every  subsequent  Imperial  Act  relating  to  the  Company)  that  the  Company 
shall  not  be  deemed  to  be  incorporated.  By  section  5  of  the  Ontario  Act  the  Company 
is  empowered  to  acquire  and  dispose  of  property.  The  words  of  the  section  are  :  "  The 
said  Company  or  the  said  trustees  thereof,  may  acquire  absolutely  property  by  foreclosure 
or  other  proceedings  in  the  realization  of  or  for  the  protection  of  its  investments,  and  may 
hold  freehold  and  leasehold  property  so  acquired  in  the  said  Province  of  Ontario,  and  may 
sell,  lease,  mortgage  or  otherwise  dispose  of  such  freehold  and  leasehold  property,  provided 
that  the  said  Company  shall  sell  and  dispose  of  lands  on  the  security  of  which  the  said 
Company  may  have  made  advances,  and  to  which  it  may  acquire  title  by  such  foreclosure 
or  other  proceedings  aforesaid,  or  by  the  release  of  the  equity  of  redemption  thereunder, 
-within  seven  years  from  the  date  of  such  foreclosure  or  release  ;  the  said  Company  or  its 
trustees,  ma}^  also  acquire  for  the  purpose  of,  or  in  connection  with  its  business  of  life 
insurance,  real  and  leasehold  property  in  the  Province  of  Ontario,  the  annual  value 
whereof,  exclusive  of  any  buildings  which  it  may  erect  thereon,  shall  not,  without  the  con- 
sent of  the  Lieutpnant-Governor  in  Council,  exceed  §2.5,000,  and  may  hold  the  property 
30  acquired  by  it.'"' 


A  6 


57  Victoria  Sessional  Papers  (No.  13).  A.  1894 

COMMERCIAL  UNION  ASSURANCE  COMPANY  (LIMITED). 

Register  No.  210.  ■  Certificate  of  Registry,  No.  137. 


1.  Head  Office,  London  England.  Chief  Agent  and  Attorney  for  Ontario,  Richard 
Wickens,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  the 
Commercial  Union  Insurance  Company  (Limited). 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  Public  General 
Acts  of  the  United  Kingdom  :  25  and  26  Vict.,  chap.  89,  The  Companies'  Act,  1862; 
27  Yict.,  chap.  19,  The  Companies'  Seal  Act,  1864;  30  and  31  Vict.,  chap.  131,  The 
Companies'  Act,  1867;  33  and  34  Vict.,  chap.  104,  The  Joint  Stock  Companies'  Arrange- 
ment Act,  1870  ;  40  and  41  Vict.,  chap  26,  The  Companies'  Act,  1877  ;  42  and  43  Vict., 
chap.  76,  The  Companies'  Act,  1879;  43  Vict.  chap.  10,  The  Companies'  Act,  1880;  46 
47  Vict,  chap.  25," The  Companies'  Act,  1883;  46  and  47  Vict,  chap.  30,  The  Com- 
panies' (Colonial  Registers)  Act,  1883  ;  49  Vict,  chap.  23,  The  Companies'  Act,  1886  ;  53 
and  54  Vict,  chap,  62,  The  Companies'  (Memorandum  of  Association)  Act,  1890;  53 
and  54  Vict,  chap.  63,  The  Companies'  Winding  Up  Act,  1890. 

3.  The  memhers  are  related  as  shareholders  in  an  incorporated  joint  stock  company 
the  share  capital  of  which  consists  of  50,000  shares  of  £50  each,  and  the  liability  of  the 
members  is  limited  to  the  amouut  remaining  unpaid  upon  the  shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire,  Inland  Marine  and  Life  Insurance. 

5.  Deposited  assets.  Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $352,998,  held  by  Receiver  General. 


A  7 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894r 

CONFEDERATION  LIFE  ASSOCIATION. 
Register  No.  189.  .  Certificate  of  Registry  No.  117. 


1.  Head  Office,  Toronto  Ontario.  Managing  Director,  John  Kay  Macdonald.  Suits- 
hj  or  against  the  Company  may  be  brought  in  the  name  of  the  Confederation  Life 
Association. 

•2.  The  legislative  e-aoxtments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  a?  follows  : — Canada, 
34  Vict.,  1871,  chap.  54,  an  Act  to  incorporate  the  Confederation  Life  Association;  37 
Yict.,  1874,  chap.  58,  an  Act  to  amend  the  Act  incorporating  the  Oonfederacion  Life 
Association  ;  42  Vict.,  1879,  chap.  72,  an  Act  to  amend  the  Act  of  incorporation  of  the 
Confederation  Life  Association ;  53  Vict.,  1890,  chap.  45,  an  Act  relating  to  the  Con- 
federation Life  Association. 

3.  Members,  hovj  related. — Certain  of  the  members  are  related  as  shareholders  in  an 
incorporated  joint  stock  company.  The  amount  of  the  authorized  capital  stock,  of  which 
the  full  amount  has  been  sub?cribed,  is  81,000,000,  divided  into  10,000  shares  of  SlOO 
each.  Ten  per  cent.,  8100,000,  has  been  paid  up.  (The  capital  stock  was  originally 
8500,000  and  increased  to  81,000,000  under  authority  of  charter.)  The  liability  of  those 
members  who  are  shareholders  is  limited  to  the  amount  of  the  subscribed  capital  stock. 
The  Association  being  incorporated  on  the  stock  and  mutual  plans  combined,  certain  of  the 
members  are  related  as  policy  holders  and  are  entitled  along  with  the  shareholders  to  vote 
at  and  take  part  in  the  proceedings  at  all  general  and  special  meetings  of  the  Association, 
and  they  participate  (in  the  mutual  branch  of  the  Company's  business)  in  the  distribution 
of  surplus  or  profits  earned  to  the  extent  of  not  less  than  ninetj'  per  cent. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  ]March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  assets  — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  1.  Deposit  accepted  at  the 
value  of  876,050,  held  by  Dominion  Government. 


A8 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

ROYAL  INSURANCE  COMPANY. 
Register  No.  175.  Certificate  of  Registry  No.  103. 


1.  Head  Office,  Liverpool,  England.  Chief  Agent  and  Attorney  for  Ontario,  John 
Kay,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Royal  Insurance  Company. 

t 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  novr  declared,  defined  or  governed  are  the  following : — United  King- 
dom, 25  and  26  Vict.,  chap.  89,  The  Companies'  Act,  1862  ;  United  Kingdom,  54  and 
55  Vict.,  chap.  81,  an  Act  to  define  and  extend  the  objects  of  The  Royal  Insurance  Com- 
pany, to  provide  for  the  transfer  to  that  Company  of  the  business  of  the  Queen  Insurance 
Company  and  for  other  purposes. 

3.  F/ce  OT(?m&e?-s  ar«3  re?a^e<i  as  shareholders  in  an  incorporated  stock  company,  and 
the  liability  of  the  members  is  unlimited. 

4.  The  Company  is  cow  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  and  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $689,533,  held  by  Glynn,  Mills  &l  Co.,  London,  and  Receiver-General,  Canada,  for 
Canadian  Government. 


A  9 


57  Victoria.  Sessional  Papers  (No.  i:^).  A.  1894 

WESTERN  ASSURANCE  COMPANY 
Register  No.  164:.  Certificate  of  Registry  No.  92. 


1.  Head  Ofiice,  Toronto,  Ontario  ;  J.  J.  Kenny,  Managing  Director.  Suits  by  or 
against  the  Company  may  be  brought  in  the  name  of   The  Western  Assurance  Company. 

2.  The  members  of  the  Company  are  all  related  to  each  other  as  shareholders  of  a  joint 
stock  company,  and  the  liability  of  the  members  is  limited  to  the  amount  remaining 
unpaid  upon  the  shares  held  by  them. 

3.  The  Company  is  now  authorized  by  license  issued  by  the  .  Dominion  of  Canada, 
bearing  date  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894,  to 
transact  Fire  and  Inland  Marine  Insurance. 

4.  Deposited  assets. — Assets  of  the  Company  are  deposited  in  Canada  as  special 
security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value  of 
^51,930,  held  by  Receiver-General  of  Canada. 


A  10 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  NORTHERN  ASSURANCE  COMPANY. 
Register  No.  218.  Certificate  of  Registry  No.  144. 


1.  Head  Offices,  London,  England,  and  Aberdeen,  Scotland.  Chief  Agent  and  Attor- 
ney for  Ontario,  Edwin  P.  Pearson,  Toronto.  Suits  by  or  against  the  Company  may  be 
brought  in  the  name  of  The  Northern  Assurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Acts  of 
the  Parliament  of  the  United  Kingdom  of  Great  Britain  and  Ireland,  1865,  chap.  123,  The 
Northern  Assurance  Act,  1865 ;  1874,  37  Vict,  chap.  9,  The  Northern  Assurance  Act,  1874j 
1889,  52  and  53  Vict.,  chap.  35,   Northern  Assurance  Act,  1889. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  unlimited,  but  each  contract  of  assurance  contains  a 
clause  limiting  the  liability  of  shareholders  in  respect  of  same  to  the  amount  remaining 
unpaid  upon  the  shares  held  by  them. 

Note. — The  clause  referred  to  is  as  follows  :  "  Provided  always,  and  it  is  hereby 
agreed  that  the  capital  stock  and  funds  of  the  Company  shall  alone  be  liable  to  answer 
and  make  good  all  demands  under  or  by  virtue  of  this  policy,  and  that  no  shareholder  or 
member  of  the  Company  shall  be  liable  to  any  such  demands,  nor  be  in  anywise  charged 
or  chargeable  by  reason  of  this  policy  beyond  the  amount  unpaid  on  his  or  her  share  or 
shares  in  the  Company." 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value  of 
$200,555,  held  by  the  Receiver-General  of  Canada. 


A  11 


57  Victoria  Sessional  Papers  (No.  1'6).  A.  1894 


THE  LIVERPOOL   AND  LONDON    AND    GLOBE    INSURANCE    COMPANY. 
Register  No.  197.  Certificate  of  Registry  No.  125. 


1.  Head  Office,  Liverpool,  England.  Chief  Agent  and  Attorney  for  Ontario,  Joseph 
B.  Reed,  Toronto.  Suits  may  be  brought  by  or  against  the  Company  in  the  name  of  the 
Chairman,  Deputy  Chairman,  or  any  of  the  Directors  of  the  said  Company,  or  the  Com- 
pany itself. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following :  Parliament  of 
the  United  Kingdom  of  Great  Britain  and  Ireland,  6  and  7  William  IV,  chap.  119,  14th 
July,  1836,  an  Act  to  enable  The  Liverpool  Fire  and  Life  Insurance  Company  to  sue  and 
be  sued  in  the  name  of  the  Chairman,  Deputy  Chairman,  or  any  one  of  the  Directors  of 
the  said  Company  and  for  other  purposes  ;  10  and  11  Vict.,  chap.  268,  22nd  July  1847, 
an  Act  to  change  the  name  of  The  Liverpool  Fire  and  Life  Insurance  Company,  and  for 
other  purposes  ;  27  and  28  Vict.,  chap.  116,  23rd  June,  1864,  an  Act  to  confirm  an  agree- 
ment for  the  amalgamation  of  The  Globe  Insurance  Company  with  The  Liverpool  and 
London  Fire  and  Life  Insurance  Company,  and  to  alter  the  name  of  the  last  mentioned 
Company,  and  for  other  purposes  ;  52  and  53  Vict.,  chap.  150,  12th  August,  1890,  an 
Act  for  extending  and  amending  the  Acts  relating  to  The  Li\  erpool  and  London  and  Globe 
Insurance  Company,  and  for  other  purposes. 

3.  T/te  members  are  related  as  stockholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  unlimited. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Djminion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894,  to 
transact  Fire  and  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $320,533. 


A  12 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  LANCASHIRE  INSURANCE  COMPANY. 
Register  No.  170.  Certificate  of  Registry  No.  98. 


1.  Head  Office,  Manchester,  England.  Chief  Agent  and  Attorney  for  Ontario,  James 
G.  Thompson,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name 
of  The  Lancashire  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Great 
Britain,  Act  of  1862.  25  and  26  Vict.,  chap.   89  ;  The  Companies'  Act,  1862. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  unlimited. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

.5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  ^192,333,  held  by  Receiver-General  of  the  Dominion  Government  at  Ottawa, 


A  l:{ 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


PHOENIX  ASSURANCE  COMPANY  OF  LONDON. 

Register  No.  235,  Certificate  of  Registry  No.  161. 


1.  Head  Office,  London,  England.  Chief  Agent  and  Attorney  for  Ontario,  George 
H.  Gillespie,  Hamilton,  Ontario.  Suits  by  or  against  the  Company  may  be  brought  in 
the  name  of  the  Secretary  or  any  member  of  the  Company. 

2.  The  meynbers  are  related  as  shareholders  in  an  unincorporated  joint  stock  com- 
pany, in  the  capital  of  which  they  are  interested  in  proportion  to  the  number  of  shares 
they  hold,  and  the  liability  of  the  members  is  not  limited.  The  special  conditions  are  as 
follows  :  That  the  proprietors  of  shares  for  the  time  being  shall  be  interested  in  the 
capital  and  profits  of  the  Company,  and  shall  bear  all  losses  attending  the  carrying  on  of 
the  business  of  the  Company  in  proportion  and  according  to  the  number  of  shares  they 
shall  from  time  to  time  respectively  hold  in  the  Company. 

3.  The  Company  is  now  authorized,  by  license  issued  by  the  Dominion  of  Canada^ 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894,, 
to  transact  Fire  Insurance. 

4.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as- 
special  security  for  the  policy  holders  therein  as  follows  :  Canada  4  per  cenc.  loan, 
$50,000  ;  Canada  4  per  cent,  stock,  $51,500  ;  Canada  3^  per  cent,  stock,  $37,500;  Cana- 
dian Pacific  Railway  Land  Grant  Bonds,  $57,500,  held  by  Receiver-General  for  Canada 
in  trust  for  The  Phoenix  Assurance  Company. 


A   14 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


LONDON  AND  LANCASHIRE  FIRE  INSURANCE  COI^PANY. 
Register  No.  212.  Certificate  of  Registry  No.  165. 


1.  Head  Office,  Liverpool,  England.  Chief  Agent  and  Attorney  for  Ontario,  Alfred 
Wright,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
London  and  Lancashire  Fire  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  oi 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  Legislature  of 
Great  Britain,  7  and  8  Vict.,  chap.  110,  an  Act  for  Registration,  Incorporation  and 
Regulation  of  Joint  Stock  Companies  ;  25  and  26  Vict.,  chap.  89,  The  Companies'  Act, 
1862;  31  and  32  Vict.,  chap.  131,  The  Companies'  Act,  1867;  33  and  34  Vict.,  chap. 
134,  The  Joint  Stock  Companies'  Arrangement  Act ;  40  and  41  Vict.,  chap.  26,  The 
Companies'  Act,  1877  ;  42  and  43  Vict.,  chap.  76,  The  Companies'  Act,  1879  ;  43  Vict., 
chap.  19,  The  Companies'  Act,  1880;  49  Vict.,  chap.  23,  The  Companies'  Act,  1886; 
51  and  52  Vict.,  chap.  62,  The  Preferential  Payments  in  Bankruptcy  Act,  1888  ;  53  and 
54  Vict.,  chap.  62,  The  Companies'  Memorandum  of  Association  Act,  1890  ;  53  and  54 
Vict.,  chap.  63,  The  Companies'  Winding  up  Act,  1890  ;  53  and  54  Vict.,  chap.  64, 
The  Directors'  Liability  Act,  1890. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  in  respect  of  any  claim  or  demands  under  the  Company's 
policies  is  limited  to  the  amount  remaining  unpaid  upon  the  shares  respectively  held  by 
such  members.  Paid  up  Capital,  £212,750  ;  Reserve  Funds,  £814,100  ;  Unpaid  Capital, 
£1,914,750  ;  Total  Security,  £2,941,600. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada  to 
transact  Fire  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  S131,400,  held  by  Receiver-General. 


A  h 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  MUTUAL  LIFE  INSURANCE  COMPANY  OF  NEW  YORK. 
Register  No.  212.  Certificate  of  Registry  No.  138. 


1.  Head  Office,  New  York  City.  Chief  Agent  and  Attorney  for  Ontario,  Henry  K. 
Merritt,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Mutual  Life  Insurance  Company  of  New  York. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  State  of  New 
York,  1842,  chap.  246,  an  Act  to  incorporate  The  Mutual  Life  Insurance  Company  of 
New  York  ;  State  of  New  York,  1851,  chap.  60,  an  Act  to  amend  the  Act  entitled,  an 
Act  to  incorporate  The  Mutual  Life  Insurance  Company  of  New  York,  passed  April  1  2, 
1842  :  State  of  New  York,  1862,  chap.  131,  an  Act  in  relation  to  the  dividends  of  The 
Mutual  Life  Insurance  Company  of  New  York. 

3.  The  members  are  related  mutually.  There  is  no  share  capital  and  no  personal 
liability  of  the  assured,  who  constitute  the  members. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value  of 
$1,965,300,  held  by  the  Receiver-General  at  Ottawa;  assets  other  than  deposit, 
$140,575.50,  held  by  the  Receiver-General  at  Ottawa. 


A    l(i 


57  Victoria.  Sessional  Papers  (No.  13)  A.  1894 


THE  QUEEN  INSURANCE  COMPANY  OF  AMERICA. 
Register  No.  179.  Certificate  of  Registry,  No.  107, 


1.  Head  Office,  New  York  City.  Chief  Agent  and  Attorney  for  Ontario,  George  H. 
Muntz,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Queen  Insurance  Company  of  America, 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  New  Yoik,  1853, 
chap.  466,  an  Act  entitled  an  Act  to  provide  for  the  incorporation  of  Insurance  Companies 
and  Acts  supplementary  thereto. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  shareholdei'S  is  limited  to  amount  of  capital  stock  held  by  them 
respectively,  and  said  capital  stock  is  fully  paid  up. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  March,  1893,  and  expiring  on  the  31st  day  of  Match,  1894,  to 
transact  Fire  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows:  Deposit  26th  July,  1893,  as 
per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was  as  follows  : 
$100,000  U.  S.  bonds,  ^60,000  City  of  Halifax  5  p.  c.  stock,  $48,657  New  Zealand  4 
p.  c.  stock,  $24,333.33  Province  of  Quebec  bonds,  and  $29,200  Province  of  Manitoba 
5  p.  c.  debentures,  total,  $262,200.     (Accepted  at  $256,200.) 


2  (IN.)  A  17 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

UNION  ASSURANCE  SOCIETY. 

Kegister  No.  178.  Certificate  of  Registry  No.  106. 


1 .  Head  Office,  London,  England.  Chief  Agent  and  Attorney  for  Ontario,  Edgar  A. 
Badenach,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  the 
Chairman  or  Secretary  for  the  time  being. 

2.  The  legislative  enactments  by  which  the  duties,  rights  and  obligations  of  the  Company 
are  now  declared,  defined  or  governed  are  as  follows  :  1815,  55  Geo.  III.,  Chap.  46,  an 
Act  to  enable  the  Union  Society  for  eflfecting  insurance  from  Fire,  and  the  Union  Life 
Office  for  efiecting  insurance  on  lives  and  survivorships  and  for  granting  and  purchasing 
annuities,  to  sue  and  be  sued  in  the  name  of  the  Chuirman  or  Secretary  for  the  time  being. 
1892,  55  and  56  Vict.,  (Imp.)  Union  Assurance  Society's  Act,  1892,  which  is  to 
be  read  with  the  new  rules  and  regulations  confirmed  by  the  shareholders  on  the 
2nd  December,  1892,  and  enrolled  on  the  2i3rd  December,  1892,  in  the  Central  Office  of 
the  Supreme  Court  of  Judicature,  London,  England.  A  copy  of  these  rules  and  regula- 
tions has  been  filed  in  the  Department  of  Insurance  for  Ontario. 

.3.  The  present  collective  name  of  the  Company  is  The  Union  Assurance  Society. 

4.  The  members  are  related  as  shareholders  in  an  unincorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

5  The  capital  of  the  Society  is  £450,000,  of  which  £300,000  has  been  subscribed  and 
£150,000  added  from  profit, — such  capital  being  divided  into  45,000  shares,  each  of  the 
nominal  amount  of  £10  on  each,  of  which  13s.  id.  has  been  paid,  and  £3  6«.  ^d.  added 
from  profits.     {Rules  and  Regulations,  December  23,  1892,  p.  6.) 

6,  The  Company  is  now  authorized  by  license  issued  V)y  the  Dominion  of  Canada, 
bearing  date  the  31st  March  1893,  and  expiring  on  the  31st  day  of  March,  1894,  to 
transact  Fire  Insurance. 

7.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada 
as  special  security  for  the  policy  holders  therein  as  follows  :  Consols  '2'1  per  cent.,  accepted 
at  $100,000,  hold  by  trustees  for  the  Canadian  Government. 


A    18 


57  Victoria.  Sessional  Papers  (Xo.  13).  A.  1894 

QUEBEC  FIEE  ASSURA>'CE  COMPANY. 
Register  No.  205.  Certificate  of  Eegistrv  No.  132. 


1.  Head  ( irice.  Quebec  City,  Pi-ovince  of  Quebec.  Chief  Agent  and  Attorney  for 
Ontario,  George  J.  Pyke. 

2.  The  Uffx^lativr  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  Province  of 
Lx)wer  Canada,  16G<K)  IV.,  chap.  11  (An  Act  to  incorporate  the  Quebec  Fire  Assurance 
Company);  PoLuinion  of  Canada,  46  Vict.  chap.  83,  1883,  an  Act  to  further  reduce  the 
capital  stock  of  The  Quel)ec  Fire  Assurance  Company. 

3.  Th^  nieml>e7s  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the  shares 
held  by  them. 

4.  The  Compjvny  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  March,  1893.  and  expiiing  on  the  31st  day  of  March,  1894,  to 
transact  Fire  Insurance. 

5.  Deposited  ajwste. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  jxtlicy  holdei-s  therein  as  follows  :  Deposit  accepted  at  the  value 
■of  $56,200,  held  by  Insurance  Branch.   Finance   Department,  Ottawa. 


A  19 


57  Victoria.  Sessional  Papers  (Mo.  13).  A.  1894 


FEDERAL  LIFE  ASSURANCE    COMPANY  OF  ONTARIO. 
Register  No.  234.  Certificate  of  Registry  No.  160. 


1 .  Head  Office,  Hamilton,  Ontario  ;  David  Dexter,  Managing  Director.  Suits  by  or 
against  the  Company  may  be  brought  in  the  name  of  The  Federal  Life  Assurance  Com- 
pany of  Ontario.  . 

2.  The  legislative  enactments  by  which  the  powers,  duties,  tights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Ontario, 
38  Vict.,  chap.  68,  1884,  an  Act  to  incorporate  The  Industrial  and  Commercial  Life 
Assurance  Company  of  Canada;  Ontario,  39  Vict.,  chap.  1,  s.  7,  1875,  an  Act  to  amend 
and  repeal  certain  enactments  of  the  last  session  of  the  Legislature;  R.S.  0.  1886,  chap. 
124,  the  Insurance  Act. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value  of 
$50,226. 


A  20 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  GUARDIAN    FIRE    AND    LIFE    ASSURANCE    COMPANY   (LIMITED) 

OF  LONDON,  ENGLAND. 

Register  No.  213.  Certificate  of  Registry,  No.  139. 


1.  Head  Office,  London,  England.  Chief  Agent  and  Attorney  for  Ontario,  Henry 
D.  P.  Armstrong,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the 
name  of  the  Company,  which  (as  mentioned  below),  became  on  the  25th  May,  1893,  incor- 
porated as  a  Company  limited  by  shares. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  United  King- 
dom, 13  and  14  Vict.,  1850,  chap.  25,  an  Act  for  the  better  enabling  The  Guardian  Fire 
and  Life  Assurance  Company  to  sue  and  be  sued,  and  to  alter  certain  provisions  of  their 
Deed  of  Settlement,  and  to  give  other  powers  to  the  Company  ;  29  and  30  Vict.,  1866, 
chap,  225,  an  Act  to  enable  The  Guardian  Fire  and  Life  Assurance  Company  to  recuce 
the  amount  of  their  paid-up  subscription  capital  stock,  and  to  alter  certain  provisions  of 
their  Deed  of  Settlement  and  to  amend  The  Guardian  Assurance  Company's  Act^  1850, 
and  to  give  further  powers  to  the  Company  and  Directors  thereof  ;  33  and  34  Vict.,  1870, 
chap.  61,  The  Life  Assurance  Companies'  Act,  and  The  Guardian  Assurance  Company's 
Act,  1893.    More  particularly  referred  to  below. 

3.  The  members,  prior  to  the  25th  May,  1893,  were  related  as  shareholders  in  an 
unincorporated  joint  stock  company,  and  the  liability  of  the  members  was  unlimited, 
except  so  far  as  their  liability  was  limited  by  the  51st  article  of  the  Deed  of  'Settlement, 
which  required  that  all  policies  and  instruments  of  assurance  to  be  granted  by  the  Com- 
pany should  contain  a  proviso  limiting  the  liability  of  the  shareholders  in  the  Company  to 
the  amount  of  their  respective  shares  in  the  capital  stock  and  funds  of  the  Company,  and 
by  the  109th  article  ol  the  same  deed  which  required  that  all  deeds  and  contracts  entered 
into  by  the  Directors  and  other  officers  of  the  Company  should  contain  a  like  proviso,  and 
by  the  proviso  to  the  efiect  aforesaid,  which  by  the  practice  of  the  Company  was  actually 
inserted  in  all  the  policies  of  assurance  issued  by  the  Company.  The  Company  was 
advised  that  by  the  laws  of  the  United  Kingdom  the  efi'ect  of  the  said  articles  and  proviso 
when  so  inserted  was  to  restrict  the  liability  of  the  shareholders  to  the  amount  remaining 
unpaid  upon  the  shares  held  by  them,  so  far  as  regarded  their  liability  to  the  persons 
assured  by  or  claiming  under  any  such  policy,  instrument,  deed  or  contract  containing 
such  proviso. 

By  the  Guardian  Assurance  Company's  Act,  1893  (Imp.)  which  received 
the  Eoyal  Assent  April  29th,  1893,  the  Company  was  empowered  to  register  under  the 
Companies'  Act,  1862  to  1890  as  a  limited  liability  Company,  and  this  was  done  on  the 
25th  May,  1893.  Section  9  of  the  Act  of  1893  provides:  "Nothing  in  this  Act  shall 
operate  to  prejudice  or  afiect  the  rights  of  the  existing  policy  holdei-s  of  the  Company." 
Copies  of  the  Act  of  1893,  of  the  Memorandum  of  Association,  1893,  and  of  the  Certifi- 
cate of  Incorporation  are  filed  in  the  Department  of  Insurance  for  Ontario. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  Si  67,900,  held  by  the  Receiver-General  in  Canada. 

A  21 


r>7  Victoria  Sessional  Papers  (No.  13).  A.  1^94 

THE  UEU.MANIA  LIFE   IN'STKAXCE  COMPANY. 
Register  No.  242.  Certificate  of  Registry  No.  1C6. 


1.  Hc«d  Office,  New  York  City.  Chief  Agent  and  Attorney  for  Ontario,  Georg«>  W. 
Rouue,  Toronto. 

2.  Thm  liT'tfijfUuivf  enact mi^ntJii  hy  which  the  [lowei-;?,  dutie.<.  rights  and  obli^tions  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  State  of  New 
York.  chap.  690.  1892,  The  Insurance  Law.  Dominion  of  Canada,  R.  S.  C..  chap.  124, 
The  Insurance  Act. 

3.  This  m^mfmrs  aer^  rttated  as  shareholders  in  an  incorporated  joint  stock  company, 
.'»nd  the  lial>ility  is  limited  to  the  amount  remaining  unj^aid  upon  the  shares  held  by  them, 
the  whole  amount  Innng,  however,  paid  up  in  this  case. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada. 
K'aring  date  the  ."Use  Maivh,  1893,  and  expiring  on  the  31st  day  of  March.  IS94,  to 
transact  Life   Assurance. 

5.  D(?posi(''d  atstt*. — Assets  of  the  Company  are  deposited  and  held  in  Cau.^da  as 
special  security  for  the  policy  holdera  therein  as  follows :  Deposit  accepted  at  the  Mftlu- 
of  $72,500,  held  by  Receiver-General. 


A  22 


.57  Victoria.  Sessional  Papers  (No.  13).  A.  1?>94 


THE  GUARANTEE  COMPANY  OF  NORTH  AMERICA. 
Register  No.  202.  Certificate  of  Registrv  No.  129. 


1.  Head  Office,  Montreal,  Province  of  Quebec.  Chief  A^nt  and  Attorney  for 
Ontario,  William  A.  Medland.  Toronto.  Suits  Viy  or  against  the  Company  may  be  brought 
in  the  name  of  The  Guarantee  Company  of  North  America, 

2.  The  l^yUkUive  etxactment^  by  which  the  powers,  duties,  rights  and  obligations  ot 
the  Company  are  now  declared,  defined  and  governed  are  the  following  :  Province  of 
Canada,  14  and  15  Vict.,  chap.  36.  1851,  an  Act  to  incorporate  The  Canada  Guarantee 
Company.  Dominion  of  Canada,  36  Vict.,  chap.  22,  1873,  an  Act  to  amend  the  Act 
incorporating  The  Canada  Guarantee  Company.  Canada.  i3  Vict.,  chap.  71.  1880,  an 
Act  further  to  amend  the  Act  therein  cited,  incorporating  The  Canada  Guarantee  Com- 
pany. Canada.  44  Vict.,  chap.  57,  1881,  an  Act  further  to  amend  the  Act  incorporating 
The  Canada  Guarantee  Company,  and  to  change  the  name  of  the  said  Company  to  The 
Guarantee;  Company  of  North  America, 

3.  Th'>  members  are  rdat^.d  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  members  is  limited  to  the  amount  remaining  unpaid  upon  the  shares 
held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  March,  1893,  and  expiring  on  the  .31.st  day  of  March,  1894,  to 
transact  Guarantee  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  respectively  therein  as  follows  :  Deposit  accepted 
at  the  value  of  $53,800.  held  bv  Receiver-General  of  Canada. 


A  28 


^7  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


ALBION  FIRE  INSURANCE  ASSOCIATION  (LIMITED),  FORMERLY  CALLED 
THE  FIRE  INSURANCE  ASSOCIATION  (LIMITED). 

Register  No.  224.  Certificate  of  Registry  No.   150. 


1.  Head  Office,  London,  England.  Chief  Agent  and  Attorney  for  Ontario,  Samuel 
Bruce  Harman,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name 
of  The  Albion  Fire  Insurance  Association  (Limited). 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following :  United  Kingdom 
of  Great  Britain  and  Ireland,  1862,  chap.  89,  The  Companies'  Act;  1864,  chap.  19,  The 
Companies'  (Seals)  Act,  1864;  1867,  chap.  131,  The  Companies'  Act.1867;  1870,  chap. 
104,  Joint  Stock  Companies'  Arrangement  Act,  1870  ;  1877,  chap.  26,  The  Companies' 
Act,  1877  ;  1880,  chap.  19,  The  Companies'  Act,  1880. 

3.  Change  of  corporate  name. — The  Company  has,  with  the  sanction  of  a  special 
resolution  of  the  shareholders  (passed  under  The  Companies'  Act,  1862  to  1890)  and  with 
the  approval  of  the  Board  of  Trade,  changed  its  name  to  The  Albion  Fire  Insurance 
Association  (Limited)  ;  and  the  Registrar  of  Joint  Stock  Companies  (London,  England; 
registered  the  new  name  on  the  11th  April,  1893. 

In  a  circular  to  Agents  dated  April,  1893,  Mr.  David  Laurie,  General  Manager  of 
the  Company,  explains  as  follows  the  reason  for  the  change  of  corporate  name  : — "  It  has 
been  frequently  suggested  that  the  name  of  the  Company  might  with  advantage  be 
changed.  Many  of  our  agents  and  friends  complained  that  the  somewhat  vague  and 
indefinite  character  of  our  title  did  not  sufficiently  distinguish  us  from  other  fire  insurance 
associations,  and  that  consequently  they  were  unable  to  give  such  prominence  to  the  Com- 
pany as  was  desirable  in  pushing  for  an  extension  of  business.  .  To  remove  this  difficulty 
and  prevent  future  misunderstandings,  it  has  been  desided  to  add  the  word  '  Albion,'  to 
the  title,  and  the  necessary  formalities  having  been  complied  with,  the  Company  will  in 
future  be  known  as  The  Albion  Fire  Insurance  Association  (Limited).  This  change  of 
name  involves  no  alteration  in  the  constitution  of  the  Company,  nor  the  arrangements 
now  existing  for  conducting  the  business.  It  will  not  effect  the  validity  of  policies  issued 
under  the  old  title,  and  it  will  not  bo  necessary  to  disturb  them.  They  will  simply  be 
renewed  by  receipt  as  before,  but  of  course  all  new  policies,  whether  applicable  to  the 
new  transactions  or  cancelling  old  ones,  will  be  in  the  new  name." 

4.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
theie  being  100,000  shares  of  £8  each,  having  10  shillings  per  share  paid  up,  and  the 
liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the  shares  held 
hy  them  namely,  <£7  10s.  per  share. 

5.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

6.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders^therein  as  follow  :  Deposit  accepted  at  the  value 
of  $100,000,  held  by  Dominion  Government. 


A  24 


57  Victoria,  Sessional  Papers  (No.  18).  A.  1894 

NORTH  AMERICAN  LIFE  ASSURANCE  COMPANY. 
Register  No.  181.  Certificate  of  Registry  No.  109. 


1.  Head  Office,  Toronto  ;  William  McCabe,  Managing  Director.  Suits  by  or  against 
the  Company  may  be  brought  in  the  name  of  The  North  American  Life  Assurance 
Company. 

2.  Coinpany,  how  constituted  or  incorporated. — The  Company  was  incorporated  under 
Dominion  Act  42  Vict.,  chap.  73. 

3.  The  members  are  related  as  shareholders  in  a  joint  stock  company,  and  the  liability 
of  the  members  is  limited  to  the  amount  unpaid,  viz.,  $240,000.  Guarantee  Fund 
$300,000  ;  paid  in  cash  thereon,  20  per  cent.,  $60,000.  [See  the  following  Acts  of  Can- 
ada :  42  Vict.,  c.  73  ;  45  Vict ,  c.  98.] 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  Mai-ch,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  assets.  —  Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  as  follows  :  Deposit  accepted  at  the  value  of 
$53,775,  held  by  Dominion  Government. 


A  25 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  ATLAS  ASSURANCE  COMPANY. 
Register  No.  184.  Certificate  of  Registry  No.  112. 


1.  Head  Office,  London,  England.  Chief  Agent  and  Attorney  for  Ontario,  Georgf> 
W.  Wood,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  o  f 
the  Chairman  and  Secretary  for  Ihe  time  being. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following:  54  Geo.  III.,  chap. 
79  (Imp.),  an  Act  to  enable  The  Atlas  Assurance  Company  to  sue  and  be  sued  in  the 
name  of  their  Chairman  or  Secretary  under  certain  regulations  ;  The  Life  Assurance 
Companies'  Act,  1870,  and  Acts  amending  it. 

3.  The  members  are  related  as  shareholders  in  an  unincorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  unpaid  upon  the  shares  held 
by  them  under  a  special  clause  in  the  Deed  of  Settlement,  and  on  the  face  of  every  policy 
contract.  The  Company  has  a  capital  of  £1,200,000,  consisting  of  24,000  shares  of  £50 
each  :  on  each  of  which  shares  the  sum  of  £6  has  been  paid. 

Note. — The  special  clause  above  referred  to  is  as  follows  :  Provided  always  that  the 
funds  or  property  of  the  Company  for  the  time  being  shall  alone  be  answerable  to  the 
demands  thereupon  under  the  policy,  and  that  no  member  of  ,the  Company  shall  upon 
any  account  be  subject  or  liable  to  any  demands  for  any  loss  of  property  under  the  policy 
beyond  his  or  her  share  or  interest  in  the  capital  stock  or  funds  of  the  Company,  and 
which  share  is  set  opposite  to  his  or  her  signature  to  the  Deed  of  Settlement  establishing 
the  Company  or  mentioned  in  some  other  deed  referring  thereto,  and  declaring  him  or  her 
to  be  a  member  thereof,  anything  contained  in  the  policy  to  the  contrary  notwithstanding. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  March,  1893,  and  expiring  on  the  3l8t  day  of  March,  1894,  to 
transact  Fire  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $107,066.67,  held  by  Messrs.  Glyn  <k  Co.,  bankers,  as  agents  for  the  Receiver-General 
for  the  Dominion  of  Canada. 


A  26 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  EQUITABLE  LIFE  ASSURANCE  SOCIETY  OF  THE  UNITED  STATES. 

Register  No.  228.  Certificate  of  Registry  No.  154. 


1.  Head  Office,  New  York  City.  Chief  Agent  and  Attorney  for  Ontario,  George 
Broughall,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of 
The  Equitable  Life  Assurance  Society  of  the  United  States. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  An  Act  to  provide 
for  the  incorporation  of  Life  and  Health  Insurance  Companies,  and  in  relation  to  agencies 
of  such  companies,  passed  June  24th,  1853. 

3.  Members,  how  related. — Under  the  charter  of  the  Society  it  is  a  mutual  company, 
and  all  the  profits  are  distributed  among  the  policy  holders.  Under  the  law  of  New 
York  State  when  this  Society  was  incorporated  Life  Insurance  Companies  were  required 
to  have  a  cash  capital  of  Si 00, 000.  Dividends  on  said  capital  are  limited  to  7  per  cent, 
per  annum. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  March,  1894,  to 
transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July. 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance  was  as 
follows  :  (A)  are  applicable  solely  to  policies  existing  31st  March,  1878,  (B)  to  policies 
issued  subsequently  :  $100,000  U.  S.  Bonds  (A)  $375,000  U.  S.  Bonds  and  $732,000 
Municipal  Debentures  (B)  accepted  at  $1,111,300,  being  $100,000  (A),  and  $1,011,300 
(B).     Also  $1,180,000  in  the  hands  of  Canadian  Trustees  under  the  Insurance  Act. 


A  27 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

SCOTTISH  UNION  AND  NATIONAL  INSURANCE  COMPANY. 

Eegister  No.  187.  Certificate  of  Registry  No.  115. 


1.  Head  Office,  Edinburgh,  Scotland.  Chief  Agent  and  Attorney  for  Ontario, 
William  A.  Medland,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the 
name  of  The  Scottish  Union  and  National  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  folio  vising  :  41  Vict.,  chap. 
53,  1878,  The  Scottish  Union  and  National  Insurance  Company's  Act,  1878;  49  Vict, 
chap.  6,  1886,  The  Scottish  Union  and  National  Insurance  Company's  Act,  1886  ;  55 
Vict.,  chap.  17,  1892,  The  Scottish  Union  and  National  Insurance  Company'd  Act,  1892. 

3.  The  members  are  related  as  shareholders  in  a  joint  stock  company,  and  the  liability 
of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the  shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

5. — Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $100,483,  held  by  the  Dominion  Government. 


A  28 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

NEW  YORK  LIFE  INSURANCE  COMPANY. 
Register  No.  169.  Certificate  of  Registry  No.  97. 


1.  Head  Office,  City  of  New  York.  Chief  Agent  and  Attorney  tor  Ontario,  T.  G. 
McConkey,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of 
The  New  York  Life  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  New  York,  1892, 
chap.  690,  an  Act  in  relation  to  Insurance  Corporations,  constituting  chapter  38  of  the 
General  Laws.  New  York,  1892,  chap.  687,  an  Act  to  amend  the  General  Corporation 
Law. 

3.  The  members  are  related  in  the  respect  that  the  Company  is  a  purely  mutual 
company,  and  that  every  person  effecting  insurance  with  the  Company  becomes  a  member 
of  the  Company  and  has  the  right  to  vote  at  the  annual  elections  of  Trustees  of  the 
Company.  There  are  no  shareholders,  and  the  liability  of  the  members  is  limited  to  the 
terms  of  their  respective  policies. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  81,163,700  held  by  Government. 


A  29 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  BRITISH  AMERICA  ASSURANCE  COMPANY. 
Register  No.  191.  Certificate  of  Registry  No.  119. 


1.  Head  Office,  Toronto  ;  P.  H.  Sims,  Secretary.  Suits  by  or  against  the  Company 
may  be  brought  in  the  name  of  The  British  America  Assurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Canada, 
17th  May,  1882;  45  Vict.,  chap.  99,  an  Act  to  amend  and  consolidate  as  amended,  the 
several  Acts  relating  to  The  British  America  Assurance  Company,  the  latest  of  which 
56  Vict.,  chap,  75  (D),  is  summarized  below. 

3.  TJie  members  are  related  as  shareholders  in  an  incorporated  stock  company.  The 
amount  of  capital  stock  issued  is  ^500,000,  which  is  fully  paid  up. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  and  Marine  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  tor  the  policy  holders  therein  as  follows  :  Amount  ou  deposit  26th  July, 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was  as 
follows  :  860,540  Municipal  Debentures  and  $1,000  Canada  Pacific  Railway  Bonds. 
(Accepted  at  854,900.) 

Recent  legislation  respecting  The  British  America  Assusance  Company. 

The  Act  56  Victoria,  chap.  75  of  the  Parliament  of  Canada,  amends  chapter  99  of 
the  Statutes  of  1882,  and  enacts  in^er  alia  as  follows  : 

The  titles  of  the  two  chief  officers  of  the  Company  shall  be  changed  from  "  Governor  " 
and  "  Deputy-Governor  "  to  "  President  "  and  "  Vice-President,"  respectively.   (Section  2.) 

The  Directors  may  at  any  time,  and  from  time  to  time  elect  one  of  their  number  to  be 
the  managing  director  of  the  Company,  who  shall,  in  the  absence  of  the  President  and 
Vice-President,  have  their  powers,  ani  shall  in  their  absence,  or  when  it  is  convenient  so 
to  do,  act  in  all  matters  in  their  place,  subject  to  any  by-law  of  the  Company  or  resolution 
of  the  Directors.     (Sec.  3.) 

The  Directors  shall  ap''oint  from  among  themselves  for  each  year  an  executive  com- 
mittee whose  duties  shall  be  defined  by  by-law  of  the  Company  or  resolution  of  the 
directors.  They  may  also  appoint  an  assistant  Secretary  to  act  in  the  absence  of  the 
Secretary,  under  the  direction  of  the  Board,  and  perform  all  acts  required  of  the  Secretary. 
(Section  4  ) 

The  shareholders  may,  under  section  18  of  chapter  99  of  the  Statutes  of  1882,  iacrease 
-the  capital  stock  to  a  hum  not  exceeding  $2,000,000,   and  may  deal  with  the  same  in  all 
particulars  as  by  the  said  section  provided,  except  that  such  etock   shall   not   be  allotted 
among  the  shareholders  at  a  less  price  than  par.      (Section  5.) 

If  at  any  time  the  assets  of  the  Company,  exclusive  of  its  paid  up  capital,  shall, 
according  to  the  method  of  calculation  adopt^d  by  the  Superintendent  of  Insurance,  be 
found  nibutiicient  to  meet  its  liabilities,  including  the  possible  claims  under  the  then 
-existing  policies  of    the  Companv,  the  directors  may  so   often   as  the  same  shall  happen 

A  80 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


pass  a  by-law  to  reduce  or  strike  off  so  much  of  the  paid  up  capital  stock  as  will  equal 
the  deficiency  :  Provided  such  by-law  has  been  ratified  by  a  vote  of  not  less  than  two- 
thirds  of  all  the  subscribed  stock  of  the  Company  at  the  annual  general  meeting,  or  at  a 
special  general  meeting  duly  called  to  consider  the  said  by-law.     (Section  6  (1).) 

The  Directors  may  from  time  to  time  by  by-law  increase  the  paid-up  stock  so  reduced 
by  an  amount  not  exceeding  the  reduction,  by  declaring  a  stock  dividend  or  bonus  or 
otherwise  out  of  the  profits  of  the  business  ;  and  thereupon  the  paid  up  capital  stock 
shall  represent  the  aggregate  of  the  amounts©  reduced  and  of  the  subsequent  additions  as 
aforesaia. 


A  :U 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

CALEDONIAN  INSUEANOE  COMPANY. 
Register  No.  182.  Certificate  of  Registry  No.  110, 


1.  Head  Office,  Edinburgh,  Scotland.  Chief  Agent  and  Attorney  for  Ontario, 
George  Harold  Muntz,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the 
name  of  The  Caledonian  Insurance  Company. 

2.  The  legislatice  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  Parliament  of 
Great  Britain  and  Ireland.  1846,  chap.  65,  an  Act  for  incorporating  the  Caledonian 
Insurance  Company  ;  1880,  chap.  68,  an  Act  to  amend,  vary  and  extend  the  powers  of  The 
Caledonian  Insurance  Company  ;  1892,  an  Act  for  enlarging  the  poAvers  of  The  Caledonian 
Insurance  Company  and  for  amending  the  Company's  Acts  of  1846  and  1880. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company,, 
and  the  liability  of  the  members  is  unlimited,  but  the  policies  of  the  Company  contain  a. 
clause  by  which  the  liability  is  limited  to  the  amount  remaining   unpaid  upon  the  shares. 

Note. — The  clause  above  referred  to  is  as  follows :  It  is  hereby  expressly  provided 
and  declared  that  the  capital  stock  and  funds  ot  the  said  Company  for  the  time  being  shall 
alone  be  answerable  for  any  demands  arising  under  this  policy,  and  that  no  shareholder  or 
member  of  the  said  Company  shall,  under  any  circumstances,  be  subject  or  liable  for  more 
than  the  amount,  not  already  called  up,  of  his  or  her  share  or  shares  in  the  capital  of  the 
said  Company  at  the  time]the  claim  shall  arise. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  Slst  March,  1893,  anil  expiring  on  the  31st  day  of  March,  1894,  tO' 
transact  Fire  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July;> 
1893,  as  per  published  statement  of ^| the  Dominion  Superintendent  of  Insurance,  was  as 
follows:  Province  of  Quebec  Bonds,  $3,893.33;  Canada  Bonds, -$4,866.77  ;  Municipal 
Debentures,  $106,438.86.     (Accepted  at  $104,55.5  ) 


A  32 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  EASTERN  ASSURANCE  COMPANY  OF  CANADA. 
Register  No.  200.  Certificate  of  Registry  No.  127. 


1.  Head  Office,  Halifax,  N.  S.  Chief  Agent  and  Attorney  for  Ontario,  John  H. 
Ewart,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Eastern  Assurance  Company  of  Canada. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  detined,  limited  or  governed  are  the  following  :  Canada, 
51  Vict.,  chap.  96,  1888,  an  Act  to  incorporate  The  Eastern  Assurance  Company  of 
Canada. 

3.  The  memh'.rs  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearinur  date  the  31st  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894,  to 
transact  Fire  insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $50,400,  held  by  the  Receiver-General  of  Canada. 


3  (i.x.)  A  33 


57  Victoria.  Sessional  Papers  (No.  13).  A  1894 

THE  UNITED  FIRE  INSURANCE  COMPANY  (LIMITED). 
Register  No.   190.  Certificate  of  Registry  No,  118. 


1.  Head  Office,  Manchester,  England.  Chief  Agent  or  Attorney  for  Ontario,  John 
Stephenson,  London.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of 
The  United  Eire  Insurance  Company  (Limited). 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  Imperial  Parlia- 
ment of  Great  Britain  and  Ireland,  1802  to  1890,  Limited  Liability  and  Companies' 
Acts. 

3.  The  memhers  are  related  as  shareholders  in  an  incorporated  joint  stock  company  ; 
all  membei.s    aie  shareholders;    they  hold    12,500    shares    of  £20    each,  of  which   £8 

per  share  has  been  paid  up,  equal  to  £100,000,  the  capital  at  call  being  £150,000. 
The  liability  of  the  member  is  limited  to  the  amount  remaining  unpaid  upon  the  shares 
held  by  them,  say,   £12  per  share. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

b.  ^Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value  of 
^203,400,  held  by  the  Insurance  Department,  Ottawa. 


A  :34. 


57  Victoria.  Sessional  i^apors  (No.  13).  A.  1894 


THE  UNITED  STATES  LIFE  INSURANCE  COMPANY  IN  THE  CITY 

OF  NEW  YORK. 

Register  No.  193.  Certificate  of  Registry  No.  121. 


1.  Head  Office,  New  York  City.  Chief  Agent  and  Attorney  for  Ontario,  Lewis  A. 
Stewart,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
United  States  Life  Insurance  Company  in  the  City  of  New  York. 


__  ]2.  The  Legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  or  governed  are  the  following  :  New  York,  chap. 
308,  1849.  an  Act  to  provide  for  the  Incorporation  of  Insurance  Companies,  passed  April 
10th,  1849;  chap.  710,  1870,  an  Act  to  amend  the  Charter  of  The  United  States  Life 
Insurance  Company,  passed  May  6,  1870  ;  chap.  624,  1872,  an  Act  to  amend  the  Charter 
of  The  United  States  Life  Insurance  Company  in  the  City  of  New  York,  passed  May  10, 
1872  ;  chap.  44,  1882,  an  Act  to  amend  the  Charter  of  the  United  States  Life  Insurance 
Company  in  the  City  of  New  York,  passed  March  31,  1882. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company. 
The  directors  are  elected  by  the  owners  of  the  capital  stock,  but  the  policy  holders  are 
eligible  as  directors.  The  capital  is  entitled  to  7  per  cent,  interest  only,  all  other  profits 
belong  to  the  policy  holders.  There  is  no  liability  to  stockholders,  as  the  capital  stock 
($440,000)  is  fully  paid  up. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  3l8t  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

2.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
f^peciHJ  spcurity  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value  of 
$120,000,  held  by  the  Minister  of  Finance  of  the  Dominion  of  Canada. 


A  .3.5 


57  Victoria.  Sessional  Papers  (No.  13).  A   1894 

UNION  MUTUAL  LIFE  INSURANCE  COMPANY. 

Register  No,  208.  Certiticate  of  Registiy  No.  135. 


L  Head  Office,  Portland,  in  the  State  of  Maine.  Chief  Agent  and  Attorney  for 
Ontario,  Edwin  J.  Atkinson,  Toronto.  Suits  by  or  against  the  Company  may  be  brought 
in  the  name  of  The  L'nion  Mutual  Life  Insurance  Company. 

2.  Tlie  Jegidative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  State  of  Maine, 

1848,  chap.  124,  an  Act   to   incorporate  The  Union   Mutual    _.       Insurance   Company 

1849,  chap.  312,  an  Act  in  addition  to  an  Act  to  incorporate  The  Union  Mutual  Life 
Insurance  Company  ;  1864,  chap.  316,  an  Act  additional  to  an  Act  to  incorporate  The 
Union  Mutual  Life  Insurance  Company,  and  to  amend  an  Act  in  addition  thereto,  ap- 
proved of  June  27th,  1849  ;  1869,  chap.  10,  an  Act  to  amend  the  Charter  of  The  Union 
Mutual  Life  Insurance  Company  ;  1877,  chap.  334,  an  Act  to  amend  the  Charter  of  the 
Union  Mutual  Life  Insurance  Company  j  1878,  chap.  74,  an  Act  to  consolidate,  revise 
and  amend  the  various  Acts  which  constitute  the  Charter  of  The  Union  Mutual  Lite 
Insurance  Company  ;  1889,  chap.  526,  an  Act  to  amend  the  Charter  of  The  Union  Mutual 
Life  Insurance  Company  ;  1883  (Revised  Statutes),  chap.  49,  Insurance  and  Insurance 
Companies  ;  1885,  chap.  290,  an  Act  to  amend  section  73  of  chap.  49  of  Revised  Sta'utes, 
relating  to  licensing  In.^urance  Agents  ;  1885,  chap.  329,  an  Act  providing  for  the  Taxa- 
tion of  Life  Insurance  Companies  ;  1878,  chap  5,  an  Act  to  amend  section  59,  chap.  49, 
of  the  Revised  Statutes  relating  to  securities  ;  1887,  chap.  71,  an  Act  to  amend  sections 
91  and  92  of  chap.  49  of  the  Revised  Statutes  relating  to  Life  Insurance  ;  1889,  chap. 
258,  an  Act  to  amend  section  65  of  chap.  49  of  the  Revised  Statutes  relating  to  examina- 
tion of  Insurance  Companies  ;  1889,  chap.  281,  an  Act  to  prohibit  discrimination  in 
Life  or  Endowment  Insurance  Policies  ;  1891;  chap.  112,  an  Act  to  amend  chap.  49  of 
the  Revised  Statutes  relating  to  Insurance;  1891,  chap.  128,  an  Act  to  prohibit  dis- 
crimination in  Life  or  Endowment  Insurance  Policies. 

3.  The  Com)iany  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

4  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893;  as  per  published  statement  of  the  Dominion  Superinteudeut  of  Insurance,  was  as 
follows  :  Province  of  Ontario  Annuity  bonds,  present  value,  $393,531  ;  Montreal  Harbor 
Bonds.  S30,000  ;  and  Province  of  New  Brunswick  bonds,  $100,000.  Total  accepted  value, 
§520,531. 


A  3(3 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  TRAVELLERS'  INSURANCE  COMPANY. 

Register  No.  209.  Certificate  ot  Registery  No.  13G. 


1.  Head  Office,  Hartford,  Conn.  Chief  Agent  and  Attorney,  Wilson  Irwin,  Toronto. 
Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The  Traveller's' 
Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  Resolution  incor- 
porating The  Travellers"  Insurance  Company,  June  17th,  1863  ;  resolution  amending  the 
Charter  of  The  Travellers'  Insurance  Company,  June  16th,  1864  ;  same,  May  31st,  1865  ; 
same,  June  6th,  1866  ;  same,  April  2-lth,  1883  ;  same,  April  13th,  1887. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
the  capital  stock  has  been  fully  paid  in  by  the  shareholders,  and  there  is  no  liability  upon 
the  members. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  and  Accident  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July. 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was  as 
follows  :  -$74,947  Province  of  Manitoba  5  per  cent.  Bonds,  $584,615  Municipal  Debentures, 
$35,000  Montreal  Harbour  Bonds,  and  $50,000  Canadian  Pacific  R.R  Bou'ls  Total, 
$744,562.     (Accepted  at  $677,600.) 


A  37 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  TEMPERANCE    AND    GENERAL    LEFE    ASSURANCE    COMPANY    OF 

NOliTH    AMERICA. 

Register  No.  180.  Certificate  of  Registry  No.  108. 


1.  Head  OflBce,  Toronto,  Ontario  ;  Henry  Sutherland,  Manager.  Suits  by  or  against 
the  Company  may  be  brought  in  the  name  of  The  Temperance  and  General  Life  Assurance 
Company  of  North  America. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  gov^erned  are  the  following :  47  Vict.,  chap.  97, 
April  19th, '1884;  E.  S.  C,  chap.  124,  The  Insurance  Act. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company. 
Amount  of  authorized  capital,  $1,000,000;  amount  of  subscribed  capital,  $100,000; 
amount  of  paid  up  capital,  $60,000,  and  the  liabilities  of  the  members  is  limited  to  the 
amount  remaining  unpaid  upon  the  shares  held  by  them,  viz.,  $40,000. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  aseefs. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $50,000,  held  by  the  Treasury  Department,  Ottawa. 


A  38 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  SUN  LIFE  ASSURANCE  COMPANY  OF  CANADA. 
Register  No.  161.  Certificate  of  Re£;istry  No.  89. 


1.  Head  Office,  Montreal,  Que.  Chief  Agent  and  Attorney  for  Ontario,  George  E. 
Reid,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Sun  Life  Assurance  Company  of  Canada. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  Canada,  1865, 
chap.  43,  an  Act  to  incorporate  The  Sun  Insurance  Company  of  Montreal  ;  1870,  chap. 
58,  an  Act  to  amend  the  Act  intituled  an  Act  to  incorporate  The  Sun  Insurance 
Company  of  Montreal;  1871,  chap.  53,  an  Act  to  amend  the  Act  incorporating  The  Sun 
Insurance  Company  of  Montreal  ;   1882,  chap    100. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  is  limited  to  the  amount  remaining  unpaid  upon  the  shares  held  by  them. 
Capital  subscribed,  $500,000,  of  which  there  has  been  paid  up  $62,500. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  "the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  ZJejoosiico?  fwseis.  — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  157,501,  held  by  the  Receiver-General,  Ottawa. 


A  39 


57  Victoria.  Sessional  Papers  (No.  18).  A.  1894 


THE    EDINBURGH    LIFE    ASSURANCE    COMPANV. 
Register  No.  199.  Certificate  of  Registry  No.  169. 


1.  Head  Office,  Edinburgh,  Scotland.  Chief  Agent  and  Attorney  for  Ontario, 
David  Higgins.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Edinburgh  Life  Assurance  Company. 

2.  The  legislative  enactment'^  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  8  and  9  Vict, 
chap.  76  ;  21  Vict.,  chap.  3. 

3.  The  memhers  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
having  a  share  capital  of  £500,000,  in  5.000  shares  of  £100  each,  of  which  capital 
£100,000,  or  £20  per  share  has  b  en  paid  up,  and  £400,000  remains  uncalled.  By  a 
recent  resolution  of  the  proprietors  a  sum  of  £25,000  was  transferred  to  the  paid-up  cap- 
ital, increasing  the  same  to  £100,000,  as  above  mentioned,  and  the  liability  of  the 
members  is  limited  to  the  amount  remaining  unpaid  upon  the  shares  held  by  them  in 
terms  of  the  contract  of  co-partnership  and  Act  of  Parliament. 

4.  The  Company  is  now  collecting  premiums  and  paying  claims  in  Canada  in  virtue 
of  clause  32  of  The  Insurance  Act,  R.  S.  C,  chap  124. 

5.  DepoHted  assets. — The  Company  has  deposited  with  the  Receiver-General  of 
"Canada  the  sum  of  S150,367  as  special  security  for  the  policy  holders  in  Canada. 


A  40 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  LONDON  AND  LANCASHIRE  LIFE  ASSURANCE  COMPANY. 

Register  No.  223.  Certificate  of  Registry  No.  142. 


\.  Head  Office,  London,  England.  Chief  Agent  and  Attorney  for  Ontario,  Samuel 
Brnce  Harman,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name 
of  The  London  and  Lancashire  Life  Assurance  Company.  , 

2.  The  Legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  2.5  and 
26  Vict.,  chap.  89  :  30  and  31  Vict.,  chap.  131  ;  40  and  41  Vict.,  chap.  26  ;  42  and  43 
Vict,  chap.  76  :  43  Vict.,  chap  19;  46  and  47  Vict.,  chap.  30  ;  49  Vict.,  chap.  23;  53 
and  .54  Vict ,  chap.  62  and  63,  Companies'  Act,  1862,  and  amending  Acts  (1867  to  1890), 
cited  as  the  Companies'  Acts,  1862  to  1890;  27  Vict.,  chap.  19,  Companies'  Seal  Act, 
1864;  33  and  34  Vict.,  chap.  61,  Life  Assurance  Companies'  Act,  1870,  and  amending 
Acts;  35  and  36  Vict.,  chap.  41. 

3.  7'he  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company. 
The  capital  is  fully  subscribed.  One  hundred  thousand  pounds  in  10,000  shares  of  XIO 
each,  on  which  £1  per  share  was  originally  paid  up,  and  a  further  £1  per  share  has  been 
paid  up  out  of  profits  declared,  making  £20,000  or  £2  per  share  paid  up.  The  liability 
of  the  members  is  unlimited,  but  in  all  policies  issued  by  the  Company  a  clause  is  inserted 
which  limits  the  liability  of  the  shareholders,  in  respect  of  such  policies,  to  the  amount 
unpaid  on  the  shares  held  by  them. 

Note. — The  clause  referred  to  is  as  follows  :  Provided  further,  and  it  is  hereby 
stipulated  and  agreed,  that  the  Directors  signing  this  policy,  and  the  other  proprietors 
and  holders  of  shares  in  the  Company,  shall  not  individually,  in  any  manner  be,  or  by  any 
process,  be  made  liable  to  make  good  any  claim  or  demand  whatsoever  under  or  by  virtue 
of  this  policy,  further  than  to  pay  and  contribute  to  the  Capital  of  the  Company  the  full 
amount  of  his  or  her  shares  in  such  capital,  and  that  all  such  claims  and  demands  shall 
alone  be  satisfied  out  of  the  capital,  funds  and  property  of  the  Company  for  the  time 
being. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  lite  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was  as 
follows:  -SIO.OOO  Victoria,  B.C.,  Bonds;  .$23,500  Province  of  Quebec  Bonds;  and  Muni- 
cipal Securities,  .$87,680.  Also  .$950,609  invested  with  Canadian  Trustees  under  Insur- 
ance Act.      Accepted  at  $1,050,609. 


A  41 


57  Victoria.  Sessional  Papers  (No.  13),  A.  1894 


MASSACHUSETTS  BENEFIT  LIFE  ASSOCIATION. 

Register  No.  166.  Certificate  of  Registry,  No.  94. 


1.  Head  Office,  Boston,  Massachusetts.  Chief  Agent  and  Attorney  for  the  Province 
of  Ontario,  Thomas  E.  P.  Sutton.  Suits  by  or  against  the  Association  may  be  brought  in 
the  name  of  The  Massachusetts  Benefit  Life  Association. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Association  are  now  declared,  defined,  limited  or  governed  are  the  following  :  State 
of  Massachusetts,  1885,  an  Act  relating  to  Life  and  Casualty  Insurance  on  the  Assessment 
Plan  :  1890,  chap   421,  an  Act  relating  to  Assessment  Insurance. 

3.  The  members  are  related  as  members  of  an  assessment  association,  and  the  liability 
of  the  member  is  limited  to  his  proportion  of  the  mortality  cost,  according  to  age  and 
amount  insured,  together  with  loading  of  33^  per  cent,  for  emergency  or  reserve  and  his 
proportion  of  the  expense  cost. 

4.  The  Association  is  now  authoi-ized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance  on  the  Assessment  Plan. 

5.  Deposited  assets. — Assets  of  the  Association  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $50,000,  held  by  Receiver  General  of  Canada. 


A  42 


57  Victoria  Sessional  Papers  (No.  13).  A.  1894 


LLOYDS  PLATE  GLASS  INSURANCE  COMPANY. 
Register  No.  165.  Certificate  of  Registry  No.  93. 


L  Head  Office,  New  Y'ork.  Chief  Agent  and  Attorney  for  Ontario,  Arthur  L.  East- 
mure,  Toronto. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  New  York, 
1853,  amended  1879,  chap.  485,  an  Act  to  provide  for  the  incorporation  of  Life  and 
Health  Insurance  Companies. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894,  to 
transact  Plate  Glass  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  ard  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $10,000,  held  by  Minister  of  Finance. 


A  48 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  LONDON   ASSURANCE. 
Register  No.  231.  Certificate  of  Registry  No.  157. 


1.  Head  Office,  London,  England.  Chief  Agent  and  Attorney  for  Ontario,  Peter 
Turner  Wilson,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name 
of  The  London  Assurance. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Parlia- 
ment of  Great  Britain,  54  and  55  Vict.,  The  London  Assurance  Act,  1891. 

3.  The  members  are  re^aiec/ as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire,  Life  and  Inland  Marine  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was  as 
follows  :     $167,000  Municipal  Securities.     (Accepted  at  S150,300.) 


A  44 


57  Victoria.  Sessional  Papers  (No.  13j.  A.  1894 


THE  LONDON  LIFE  INSURANCE  COMPANY. 
Register  No.  207.  Certificate  of  Registry  No.  ]  34. 


1.  Head  Office,  London,  Ontario  ;  John  George  Richter,  Manager  and  Secretary. 
Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The  London  Life  Insur- 
ance Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Ontario, 
37  Vict.  chap.  85  ;  Canada,  47  Vict,  chap.  89  ,  Canada,  48  and  49  Vict,  chap,  94  ; 
Canada,  r)4  and  55  Vict,  chap.  117. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  the  31st  day  of  March,  1894,  to 
transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows:  Deposit  accepted  at  S54,000, 
held  by  Government  of  Canada. 


A  45 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  LONDON  MUTUAL  FIRE  INSURANCE  COMPANY  OF  CANADA. 
Register  No.  236.  Certificate  of  Registry  No.  162. 


L  Head  Office,  London,  Ontario  ;  Duncan  C.  Macdonald,  Manager  and  Secretary. 
Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The  London  Mutual  Fire 
Insurance  Company  of  Canada. 

2.  The,  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Province 
of  Upper  Canada,  1859,  chap.  52,  General  Insurance  Act;  Parliament  of  Canada,  1863, 
27  Vict.,  chap.  52,  an  Act  to  grant  certain  powers  to  The  County  of  Middlesex  Mutual 
Fire  Insurance  Company,  and  to  change  its  name  ;  Dominion  of  Canada,  1878,  41  Vict., 
chap.  40,  an  Act  to  grant  certain  powers  to  Agricultural  Mutual  Assurance  Association 
of  Canada,  and  to  change  its  name  ;  Dominion  of  Canada,  R.  S.  C,  chap.  124,  The  Insur- 
ance Act. 

3.  The  members  are  related  as  members  of  a  mutual  fire  insurance  company  insuring 
on  the  premium  note  as  well  as  on  the  cash  system,  and  the  liability  of  the  members  is 
limited  to  the  amount  of  their  premium  notes  or  cash  premium,  as  the  case  may  be. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $50,058,  held  by  Receiver-General  of  Canada. 


A  46 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


PHENIX  INSURANCE  COMPANY,  OF  BROOKLYN,  N.Y. 
Register  No.  195.  Certificate  of  Registry,  No.  123. 


1     Head  Office,  Brooklyn,  N.Y.     Chief  Agent  and  Attorney  for  Ontario,  Lewis  C 
Camp,  Toronto.     Suits    by  or  against    the   Company  may  be  brought  in   the   name   of 
Phenix  Insurance  Company. 

2.  The  legislative  enactments  by  wliich  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  State  of 
New  York,  1892,  chap.  690,  an  Act  in  relation  to  Insurance  Corporations,  constituting 
chap.  38  of  the  general  laws. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company 
and  the  liability  of  the  members  is  limited  to  the  amount  of  the  shares  held  by  them,  the 
whole  amount  of  the  shares  being,  however,  (pursuant  to  the  laws  of  the  State)  fully 
paid  up. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  and  Inland  Marine  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policyholders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $100,000. 


A  47 


57  Victoria.  Sessional  Papers  (No.  13)  A.  1894 

THE  ACCIDENT  INSURANCE  COMPANY  OF  NORTH  AMERICA. 
Register  No.  203.  Certificate  of  Registry  No.  130. 


1.  Head  Office,  Montreal,  Que.     Chief  A^ent  and  Attorney  for  Ontario,  William  A 
Medland,  Toronto.     Suits  by  or  against  the  Company  may  be  brought  in  the  name  of 
The  Accident  Insurance  Company  of  North  America. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Canada, 
1872,  35  Vict,  chap.  105,  an  Act  to  incorporate  The  Accident  Insurance  Company  of 
Canada  ;  Canada,  1881,  44  Vict.,  chap.  54,  an  Act  to  amend  the  Act  of  incorporation  of  The 
Accident  Insurance  Company,  and  to  authorize  the  change  of  the  name  of  the  said  Com- 
pany to  The  Accident  Insurance  Company  of  North  America. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  3l8t  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Accident  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was  as 
follows  :  S23,500  Montreal  Harbour  Bonds  ;  $500  Municipal  Debentures,  and  $§50  5  p. 
c.  Canada  Stock.     (Accepted  at  $22,150.) 


A  4S 


57  Victoria.  Sessional  Papers  (No.  lOi.  A^  1894 


THE  MANUFACTURERS    LIFE  IXSURANCE   CJOMPAXY. 
Register  Xo.  214.  Certificate  of  R^stry,  Xo.  liO. 


Head  0£ce,  Toronto.  John  F.  Ellis.  Managing  Director.  Suits  by  or  Si^ainst  the 
Company  may  be  brought  in  the  name  of  The  Manafaetorers'  Lite  Insm-ance  Company. 

2.  77i«  leg^i^aiirf  enactments  by  which  the  powers,  duties  rights  and  obligations  of 
the  Comp«nT  are  now  declared,  defined,  limited  or  governed  are  the  following  :     Canada 
ciap.  104,  ls^~,  Vict.  50  and  51,  an  Act  to  incorporate  The  Manufacturers'  Life  Insur- 
ance Company  ;  Canada,  R.  S.  C.  (1S86),  chap.  124,  The  Insurance  Act. 

3.  The  mfnibfrs  are  niai'sd  as  niembers  of  an  incorporated  joint  stocJt  company,  and 
the  liability  of  the  members  is  limited  to  the  amount  of  shares  held  by  theoL 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1S93.  and  expiring  on  the  31st  day  of  March,  1894, 

to  transact  Life  Insurance. 

5.  Dtf'<:^iie.i  as-s^fU. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  tor  the  policy  holders  therein  as  follows  ;  Deposit  accepted  at  the  Talue 
of  ^0,000,  held  by  the  Goremment  of  Canada, 


4  0^'-)  A  49 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  MANUFACTURERS'  GUARANTEE  AND  ACCIDENT  INSURANCE 

COMPANY. 

Register  No.  225.  Certificate  of  Registry  No.  151. 


1.  Head  Office,  Toronto,  Ontario  ;  John  F.  Ellis.  Managing  Director.  Suits  by  or 
against  the  Company  may  be  brought  in  the  name  of  The  Manufacturers'  Guarantee  and 
Accident  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Canada, 
chap.  104,  1887,  Vict.  50  and  51  ;  Canada,  R.  S.  C ,  chap.  124,  The  Insurance  Act. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  of  shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  8 1st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Accident  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows :  Deposit  accepted  at  the  value 
of  .$20,000,  held  by  the  Government  of  Canada. 


Recext  Legislation  Respecting  the  Manufacturers'  .Occident  Insurance  Company. 


The  Act  of  the  Parliament  of  Canada,  56  Victoria,  chapter  80,  enacts  in  efi"ect  as 
follows  : 

Change  of  corporate  name. — The  corporate  name  is  changed  to  "The  Manufacturers' 
Guarantee  and  Accident  Insurance  Company," — the  change  of  name  not  to  affect  existing 
rights  and  liabilities. 

Powers. — The  Incorporation  Act  (statutes  of  1887,  chap.  105),  amended  by  adding 
to  section  1  the  following  sub-section  : 

"  2.  The  Company  shall  also  be  authorized  : 

"(a.)  To  guarantee  the  fidelity  of  persons  filling  or  about  to  fill  situations  of  trust 
or  confidence,  and  the  due  performance  and  discharge  by  such  persons  of  all  or  any  of 
the  daties  and  obligations  imposed  on  them  by  contract  or  otherwise  : 

"  (b.)  To  guarantee  the  due  performance  and  discharge  by  receivers,  officials  and 
other  liquidators,  committees,  guardians,  executors,  administrators,  trustees,  attorneys, 
brokers  and  agents  of  their  respective  duties  and  obligations  :  , 

"  (c.)  To  guarantee  persons  filling  or  about  to  fill  situations  of  trust  or  confidence 
against  liabilities  in  connection  therewith,  and  in  particular  against  liabilities  resulting 
from  the  misconduct  of  any  co-trustee,  co-agent,  sub-agent  or  other  person." 

Subscribed  capital  to  be  increased  to  at  least  8200,000,  and  875,000  thereon  paid  in 
cash  before  guarantee  business  is  undertaken.       Section  3. 


A  .50 


57  Victoria.  Sessional  Papers  (ISo.  13).  A.  1894 

THE  MERCANTILE  FIRE  INSURANCE  COMPANY. 
Register  No.  215.  Certificate  of  Registry  No.  141. 


1.  Head  Office,  Waterloo,  Ontario  ;  James  Lockie,  Secretary.  Suits  by  or  against 
the  Company  may  be  brought  in  the  name  of  The  Mercantile  Fire  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Ontario, 
37  Vict.,  chap.  87,  an  Act  to  incorporate  The  Mercantile  Fire  Insurance  Company  ;  55 
Vict.,  chap.  101,  an  Act  to  amend  the  Act  to  incorporate  The  Mercantile  Fire  Insurance 
Company. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
under  and  as  set  forth  in  their  said  Act  of  Incorporation,  and  the  liability  of  the  members 
is  limited  to  the  amount  remaining  unpaid  upon  the  shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

0.   Deposited  a»a'e<^.— Assets  or  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :     Deposit  accepted  at  the  value  of 
),057,  held  by  Receiver-General  at  Ottawa. 


A-  51 


57  Victoria.  Sessional  Papers  (Xo.  13).  A.  1894 

THE  COMMERCIAL  TRAVELLERS'  MUTUAL  BENEFIT  SOCIETY. 
Register  No.  183.  Certificate  of  Registry  No.  111. 


1.  Head  Office,  Toronto,  Ontario  j  William  G,  H.  Low3,  Secretary.  Suits  by  or 
against  the  Society  may  be  brought  in  the  name  of  The  Commercial  Travellers'  Mutual 
Benefit  Society. 

2.  The  legislative  ervactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Society  are  now  declared,  defined,  limited  or  governed  are  the  following  :  R.  S.  O. 
1887,  chat.-.  172  ;  Ontario,"  188S,  chap.  26  ;  Ontario,  1890,  chap.  39  ;  Canada,  R.  S.  C,  c. 
124,  an  Act  respecting  Insurance. 

3.  Jhe  members  are  related  as  members  of  an  assessment  society,  and  the  liability  of 
the  members  is  limited  to  assessments  and  annual  fees.  (By-laws,  article  15,  provides  as 
follows  : — "There  shall  be  payable  upon  the  decease  of  a  member  .... 
which  &um  shall  be  realized  as  far  as  may  be  necessary  from  assessmentts  made  on  each 
member  until  the  same  is  paid  in  fuH,  without  deduction  or  abatement.") 

4.  The  Society  is  now  authorized  by  certificate  of/registration  issued  by  the  Dominion 
of  Canada,  bearing  date  the  31st  March,  1893,  and  expiring  on  the  3 lot  day  of  March, 
1894,  to  transact  Assessment  Life  Insurance. 

5.  The  Society  has  no  deposit  with  the  Dominion  Government. 


A  52 


57  Victoria.  Sessional  Papers  (No.  18).  A.  1894 

THE  DOMINION  LIFE  ASSURANCE  COMPANY. 

Register  No.  240.  Certificate  of  Registry  No.  1 63. 


1.  Head  Office,  Waterloo,  Ontario;  Thomas  HilHard,  Managing  Director.  Suits  by 
or  against  the  Company  may  be  brought  in  the  name  of  The  Dominion  Life  Assurance 
Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Canada, 
1889,  52  Vict.,  chap.  95,  an  Act  to  incorporate  The  Dominion  Life  Assurance  Company  ; 
R.  S.  C,  chap.  124,  The  Insurance  Act  ;  R.  S.  C,  chap.  118,  The  Companies'  Clauses  Act. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
with  a  subscribed  capital  of  $257,6C0,  of  which  25  per  cent,  has  been  called  in  and  fully 
paid  up  in  cash,  amounting  to  $64,400,  and  the  liability  of  the  members  is  limited  to  the 
amount  remaining  unpaid  upon  the  shares  held  by  them,  being  75  per  cent,  of  the  said 
subscribed  capital  stock. 

4.  The  Company  is  now  authoriz8d  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  the  31st  day  of  March,  1894,  to 
transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  as  security  for 
the  policy  holders  in  Canada  as  follows  :  Deposit  accepted  at  the  value  of  150,195,  held 
by  Receiver  General  of  Canada. 


A  53 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE    DOMINION  PLA.TE    GL^SS  INSURANCE  COMPANY. 


Eegister  No.  198.  Certificate  of  Registry  No.  126. 


1.  Head  Office,  Montreal,  Que.  Chief  Agent  and  Attorney  for  Ontario,  Joseph  B. 
Eeed.  Suits  by  or  against  the  Company  may  be  Vjrought  in  the  name  of  The  Dominion 
Plate  Glass  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Canada,. 
1888,  chap.  95,  an  Act  to  incorporate  The  Dominion  Plate  Glass  Insurance  Company. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company^ 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  on  the  shares 
held  by  them. 

4.  The  Company  is  now  anthorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Plate  Glass  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit,  26th  July, 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was  as 
follows:  $5,000  Province  of  Quebec  Bonds,  and  $11,000  Municipal  Securities,  Total, 
$16,000.     (Accepted  at  $14,900.) 


A  54 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  PROVINCIAL  PROVIDENT  INSTITUTION. 
Register  No.  171.  Certificate  of  Registry  No.  99. 


1.  Head  Office,  St.  Thotuas,  Ontario;  E.  S.  Miller,  Secretary.  Suits  by  or  against 
the  Company  may  be  brought  in  the  name  of  The  Provincial  Provident  Institution. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following :  R.  S.  O. 
1887,  chap.  172  :  R.  S.  C,  1886,  chap.  124,  The  Insurance  Act. 

3.  The  members  are  related  as  members  of  an  assessment  company  or  association, 
and  the  liability  of  the  member  is  to  pay  all  assessments  levied  for  death  rates  pursuant 
to  the  rules  ;  semi  annual  dues  in  advance  on  the  15th  May  and  November  in  each  year 
for  expenses  and  levies  for  permanent  disability  of  any  member,  and  also  to  conform  to 
the  by-laws,  rules  and  regulations  of  the  Company.  Should  <"he  reserve  fund  become 
exhausted  the  members  are  liable  to  pay  all  assessments  necessary  to  meet  death  and  per- 
manent disability  losses  and  claims. 

4.  By  renewal  of  certificate  of  registration  issued  by  the  Dominion  of  Canada,  on 
he  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894,  the  Company  is 
authorized  to  transact  Assessment  Life  Insurance. 

5.  Deposited  assets. — The  Company  has  no  deposit  with  the  Government  of  Canada. 


A  55 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

COVENANT  MUTUAL  BENEFIT  ASSOCIATION  OF  ILLINOIS. 
Register  No.  222.  Oertificate  of  Registry  No.  148. 


1.  Head  Office,  Galesburg,  111.  Chief  Agent  and  Attorney  for  Ontario,  Addison  H. 
Hoover,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Covenant  Mutual  Benefit  Association  of  Illinois. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Association  are  now  declared,  defined,  limited  or  governed  are  the  following  :  General 
Assembly  of  the  State  of  Illinois,  1887,  an  Act  to  provide  for  the  organization  and  man- 
agement of  Corporations  or  Societies  for  the  purpose  of  furnishing  life,  indemnity  or 
pecuniary  benefit  to  the  beneficiaries  of  deceased  members,  or  accident  or  permanent  disa- 
bility indemnity  to  members  thereof. 

3.  The  members  are  all  policy  holders  of  the  Association,  and  the  liability  of  the 
members  is  limited  to  the  payment  of  mortuary  calls  in  accordance  with  the  rules  and 
regulations  of  the  Association. 

4.  The  Association  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  SJst  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Assessment  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Association  are  deposited  and  held  in  Canada  as 
special  security  for  ihe  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $53,533,  held  by  Receiver-General  of  Canada. 


A  56 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE    BOILER    INSPECTION-  AND    INSURANCE    COMPANY  OF  CANADA. 


Register  No.  192.  Certificate  of  Registry  No.  120. 


1.  Head  Office,  Toronto  ;  Alexander  Eraser,  Secretary-Treasurer.  Suits  by  or  against 
the  Company  may  be  brought  in  the  name  of  the  corporation. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Parliament 
of  Canada,  38  Vict.,  chap.  95,  an  Act  to  incorporate  The  Canadian  Steam-Users'  Insur- 
ance Association  ;  45  Vict.,  chap.  102,  an  Act  to  amend  the  Act  incorporating  The 
Canadian  Steam-Users'  Association;  52  Vict.,  chap.  97,  an  Act  to  amend  the  Act  incor- 
porating The  Boiler  Inspection  and  Insurance  Company  of  Canada  ;  55  Vict.,  an  Act 
respecting  The  Boiler  Inspection  and  Insurance  Company  of  Canada. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  on  the  shares 
held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Steam  Boiler  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $49,252,  held  by  the  Receiver-General  of  Canada. 


A  67 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

SUN  INSURANCE  OFFICE. 
Register  No.  163.  Certificate  of  Registry  No.  91. 


1.  Head  Office,  London,  England.  Chief  Agent  and  Attorney  for  Ontario,  Henry 
M.  Blackburn,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name 
of  the  Chairman  or  Treasurer  of  the  Directors  for  the  time  being,  or  of  the  Secretary  of 
the  Office, 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Parliament 
of  the  United  Kingdom  of  Great  Britain  and  Ireland,  54-55  Yict.,  chap.  97,  Sun  Insur- 
ance Office  Act,  1891. 

3.  The  members  are  related  as  shareholders  in  an  unincorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  by  contract  to  the  amount  remaining  unpaid 
upon  the  shares  held  by  them.  [See  Sun  Insurance  Office  Act,  1891,  54-55  Vict.,  chap. 
97,  (Imp.)  sec.  21.] 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance.. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value  of 
$300,000,  held  by  Superintendent  of  Insurance,  Ottawa. 


A  58 


57  Victoria.  Sessional  Papers  (No.  13).  A.  189 


PROVIDENT  SAVINGS  LIFE   ASSURANCE   SOCIETY  OF  NEW  YORK. 
Register  No.  232.  Certificate  of  Registry  No.  158. 


1.  Head  Office,  New  York.  Cnief  Agent  and  Attorney  for  Ontario,  Robert  H. 
Matson,  Toronto. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Society  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Charter 
filed  under  the  law  of  New  York  ;  Dominion  of  Canada,  R.  S,  C,  124,  The  Insurance 
Act. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them, — all  of  the  stock  ($100,000)  being,  however,  fully  paid  up,  pursuant 
to  the  law  of  New  York  State, 

4.  The  Society  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894,  to 
transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Society  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $50,400,  held  by  Receiver-General  of  Canada. 


A  59 


57  Victoria.  Sessional  Papers  (No.  18).  A.  1894 

THE  ONTARIO  MUTUAL   LIFE  ASSURANCE  COMPANY. 
Register  No.  188.  Certificate  of  Registry  No.  116. 


1.  Head  Office,  Waterloo,  Ontario  ;  William  Hendry,  Manager.  Suits  by  or  against 
the  Company  may  be  brought  in  the  name  of  The  Ontario  Mutual  Life  Assurance 
Company. 

2.  The  leghlative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following :  Canada, 
41  Vict.,  chap.  33,  an  Act  to  incorporate  The  Ontario  Mutual  Life  Assurance  Company; 
52  Vict.,  chap.  96,  an  Act  to  amend  the  Act  incorporating  the  Ontario  Mutual  Life 
Assurance  Company. 

3.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

4.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $92,693,  held  by  Receiver-Geneval  at  Ottawa. 


A  60 


67  Victoria.  Sessiomal  Papers  (No.  13).  A.  1894 

THE  INSURANCE  COMPANY  OF  NORTH  AMERICA. 
Register  No.  204.  Certificate  of  Registry  No.  131. 


1.  Head  Office,  Philadelphia,  U.S.  Chief  Agent  and  Attorney  for  Ontario,  George 
John  Pyke,  Toronto. 

2.  The  Company  was  incorporated  by  Act  of  General  Assembly,  April  14th,  1794, 
of  the  Commonwealth  of  Pennsylvania,  U.S.A.,  and  the  documents  evidencing  the  same 
are  filed  or  deposited  in  the  office  of  the  Secretary  of  State  at  Harrisburg,  Penn. 

3.  Tlie  members  are  related  as  members  of  a  joint  stock  company,  capital  $3,000,000, 
fully  paid,  and  the  liability  of  the  members  is  limited  to  the  amount  of  their  full  paid 
stock. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  and  Inland  Marine  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  8100,000. 


A  61 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  HOME  LIFE  ASSOCIATION  OF  CANADA. 
Register  No.  167.  Certificate  of  Registry  No,  95. 


1.  Head  Office,  Toronto;  James  G.  Howorth,  General  Agent.  Suits  by  or  against 
the  Company  may  be  brought  in  the  name  of  The  Home  Life  Association  of  Canada. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Dominion 
of  Canada,  53  Vict.,  chap.  46,  1890  (Special  Act).  R.  S.  C,  chap.  124,  The  Insurance 
Act  ;  R.  S.  C,  chap.  118,  The  Companies'  Clauses  Act. 

.3.  The  members  are  related  as  members  of  an  assessment  association,  and  the  liability 
of  the  members  is  limited  to  the  assessments,  of  which  due  notice  has  been  given. 

4.  Guarantee  fund  stock  of  $100,000  is  authorized,  of  which  $33,600  has  been 
subscribed. 

5.  The  Company  is  now  authorized  by  certificate  of  registration  issued  by  the 
Dominion  of  Canada,  bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  3l8t 
day  of  March,  1894,  to  transact  Life  Insurance  on  the  Assessment  Plan. 

6.  Deposited  assets. — The  Association  has  no  deposit  with  the  Government  of 
Canada. 


A  62 


57  Victoria  Sessional  Papers  (No.  13).  A.  1894 

MONGENAIS,  BOIVIN  &  CO. 
Register  No.  216.  Certificate  of  Registry  No.  142. 


1.  Head  Office,  Montreal,  Que.  Chief  Agent  and  Attorney  for  Ontario,  Thomas 
Clark  Blogg,  Toronto.  Suits  by  or  against  the  partnership  may  be  brought  in  the  name  of 
Mongenais,  Boivin  &  Oo. 

2.  The  present  full  name  of  the  firm  is  Mongenais,  Boivin  &  Oo.  ;  the  firm  is 
composed  of  J.  B.  Amendi  Mongenais,  Joseph  M.  Dufresne,  Leonard  I.  Boivin  and 
Joseph  M.  Wilson. 

3.  Members  of  the  firm  are  related  as  partners  with  no  reservations.  All  are  jointly 
and  severally  responsible. 

4.  The  firm  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Insurance  against  Accident  to  Plate  Glass. 

5.  Deposited  assets. — Assets  of  the  firm  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was  as 
follows  :     $.5,000  Canada  Stock  and  $8,567  Municipal  Securities.     (Accepted  at  $12,711.) 


A  63. 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  COXNECTIOUT  FIRE  INSURANCE  COMPANY. 
Register  No.  217.  Certificate  of  Registry  No.  143. 


1.  Head  Office,  Hartford,  Conn.  Chief  Agent,  and  Attorney  for  Ontario,  Edwin 
P.  Pearson,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of 
The  Connecticut  Fire  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited,  or  governed  are  the  following;  :  General 
Assembly,  State  of  Connecticut,  May  Session,  18.50,  Incorporation;  State  of  Connecticut, 
May  Session,  1875,  power  to  increase  capital  to  §1,000,000  ;  State  of  Connecticut,  Janu- 
ary, 1884,  time  of  annual  meeting  changed. 

3.  The  mevibers  are  reloXed  as  shareholders  in  an  incorporated  joint  stock  company^ 
and  the  liability  is  limited  to  the  amount  of  stock  owned. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

5.  Deposited  Assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $100,000,  held  by  the  Dominion  of  Canada. 


A  64 


57  Victoria.  Sessional  Papers  (No.  13).  A.  18^4 

THE  IMPERIAL  INSURANCE  COMPANY  (LIMLTED). 
Regi-^ter  No.  173.  Certificate  of  Registry  No.  101. 


1.  Head  Office,  London,  Eng.  Chief  Agent  and  Attorney  for  Ontario,  Alfred  W. 
Smith.  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Imperial  Insuiance  Company  (Limited.) 

2.  The  legislative  enactments  by  which  the  powers,  duties  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Great 
Britain  and  Ireland,  1891,  chap.  112,  Acts  54  and  55  Vict. 

3  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
registered  under  and  subject  to  the  Companies'  Acts,  1862  to  1890  (which  limit  the 
liability  of  the  members),  and  "with  memorandum  of  and  articles  of  Association,  and  the 
liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the  shares  held 
by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insuiance. 

5.  Deposited  Assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was 
as  follows  :  $129,453  Canada  Stock  and  .$63,266.67  Province  of  British  Columbia,  3  per 
cent.  Stock. 


(IN  )  A  6( 


57  Victoria.  Sessional  Papers  (Xo.  13).  A.  1894 


NOETH  BRITISH  AND  MERCANTILE  INSURANCE  COMPANY. 
Register  No.  186.  Certificate  of  Registry  No.  114. 


1.  Head  Office,  London,  England,  and  Edinburgh,  Scotland.  Chief  Agent  and 
Attorney  for  Ontario,  Robert  Nelson  Gooch,  Toronto.  Suits  by  or  against  the  Company 
may  be  brought  in  the  name  of  North  British  and  Mercantile  Insurance  Company. 

2.  The  legislative  enactments  V'y  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  1860, 
23-24  Vict,  chap.  115  (Imp.),  The  North  British  Insurance  Company's  Act,  i860;  1862, 
125-26  Vict.,  chap.  102,  North  British  and  Mercantile  Insurance  Company's  Act,  L862  ; 
1870,  33  Vict,  chap.  21,  The  North  British  and  Mercantile  Insurance  Company's  Act, 
1870  ;  1882,  45  Vict.,  chap.  52,  The  North  British  and  Mercantile  insurance  Company's 
Act,  1«82  :  1889,  52-53  Vict.,  chap  142,  The  North  British  and  Mercantile  Insurance 
Company's  (Scottish  Provincial  Transfer)  Act,  1889  ;  1892,  55  Vict.  (Royal  assent",  20oh 
May,  1892),  The  North  British  and  Mercantile  Insurance  Company's  Acr,  1892. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  and  Life  insurance. 

5.  Deposited  Assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th 
July,  1893,  as  per  puhiisbed  statement  of  the  Dominion  Supprintendeno  of  Insurance,  was 
as  follows  :  $175,000  Montreal  Harbour  Bonds  ;  .$343,000  Municipal  Debentures ; 
$75,000  Province  of  New  Brunswick  Bonds;  §31,146.67  Proviaoe  of  Manitoba  Bonds  ; 
$i0,613.33  Vior.oria  Gn-erninnn'-.  Bonis;  §97,333  33  Queensland  Bond-i.  Total, 
^772,093.33.  Accepted  at  §713,993  ;  being  §322,147  Fire,  §52,200  Lie  A  and  §339,646 
Life  B. 


A  06 


o7  Victoria.  Sessional  Papers  (No.  13).  A.  lh.94 


MANCHESTER  FIRE  INSURANCE  COMPANY. 

Register  No.  221.  Certificate  of  Registry  No.  147. 


1.  Head  Office,  Manchester,  England.  Chief  Agent  and  Attorney  for  Ontario,  James 
Boomer,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  ot  The 
Manchester  J^ire  Insurance  Company. 

2.  The  legislative  enact7nents  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  The 
several  (Imp.)  Public  General  Acts  affecting  insurance  companies,  and  the  business  of 
insurance;  Canada,  R.  S.  C,  chap.  124,  The  Insurance  Act. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  unlimited, 

4.  The  (Company  ia  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  dat*^  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

o.  Deposited  assets — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
sppcial  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893,  as  oer  published  statement  of  the  Dominion  Superintendent  of  Insurance,  -f  102,200 
Canada  3^^  per  cent.  Stock. 


A  m 


57  Victoria.  Sessional  Papers  (No.  lo).  A.  1894 


^TNA  INSURANCE  COMPANY. 

Register  No.  194.  Certificate  of  Registry  No.  122. 


1.  Head  Office,  Hartford,  Conn.  Chief  Agent  and  Attorney,  Thomas  R.  Wood, 
Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The  ^tna 
Insurance  OompKny. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  ;  General 
Assembly  of  the  State  of  Connecticut,  1820,  1839,  1857,  1864,  1877,  1881,  1886. 

3.  The  members  are  r'>lated  to  each  other  as  shareholders  of  an  incorporated  joint 
stock  company,  and  the  liablifcy  of  the  members  is  nil,  as  the  stock  is  fully  paid  up. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  and  Inland  Marine  Insurance.' 

5.  Deposited  Assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance  :  $19,000 
Municipal  Securities,  $4,000  Montreal  Harbour  Bonds,  and  $89,000  Canadian  Paciiic 
Railway  Bonds.     (Total  deposit  accepted  at  $100,800.) 


A  68 


57  Vjctoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  NORWICH  AND  LONDON  ACCIDENT  INSURANCE  COMPANY. 
Register  No.  24:1.  Certificate  of  Registry  No.  164. 


1.  Head  Office,  Norwich,  England.  Chief  Agent  and  Attorney  for  Ontario,  Hugh 
Scott,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  the 
Trustees  of  the  Association,  or  any  of  the  Directors  ;  and  the  Association  may  be  sued  in 
its  own  name. 

2.  The  legislative  enactment'^  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  There 
was  no  Act  of  Parliament  in  force  for  regulating  insurance  companies  in  England  at  the 
time  this  Association  was  established  ;  in  Canada,  the  Company  is  governed  by  the 
public  general  law  of  the  Dominion  and  of  the  Province. 

3.  The  members  are  related  as  shareholders  in  an  unincorporated  joint  stock  company, 
and  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the  shares 
held  by  them,  by  a  special  clause  inserted  in  each  policy,  in  accordance  with  the  provisions 
of  clause  42  of  the  Deed  of  Settlement. 

Note. — The  clause  referred  to  reads  as  follows  :  Provided  always  that  the  subscribed 
capital  and  other  funds  and  property  of  the  Association  for  the  time  being,  according  to 
the  Deed  or  Supplemental  Deeds  of  Settlement  of  the  Association,  shall  alone  be  liable 
to  make  good  and  satisfy  all  claims  and  demands  under  this  policy,  and  no  director  or 
shareholder  of  the  Association,  his  heirs,  executors  or  administrators  shall  be  in  anywise 
individually  subject  or  liable  to  any  such  claims  or  demands,  or  to  any  process  or  execu 
tion  in  respect  thereof,  beyond  so  much  of  the  share  or  shares  held  by  him,  her  or  them, 
in  the  said  capital  as  at  the  time  of  such  claims  or  demands  being  made  shall  not  be  sub- 
ject to  prior  claims  or  demands,  and  shall  not  have  been  then  paid  up,  and  no  other  per- 
son shall  on  any  account  whatsover  be  in  anywise  subject  or  liable  to  any  claim  or  demand 
in  respect  of  this  policy. 

4.  The  Company  is  now  authorized,  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1883,  and  expiring  on  the  31st  day  of  March,  1894, 
to  tiansact  Accident  Insurance. 

5.  Depositpd  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  In  Canada  deposit  accepted  at 
the  value  of  S58,400,  Canada  4  per  cent.  Bonds. 


A  69 


57  Victoria.  Sessional  Papers  (No.  13).  A   1894 


THE  NORWICH  UNION  FIRE  INSURANCE  SOCIETY. 
Register  No   176.  CertiBcate  of  Registry,  No.  104. 


1.  Head  Office,  Norwich,  England.  Chief  Agent  and  Attorney  for  Ontario,  Alex" 
ander  Dixon,  Toronto.  Suits  by  or  against  the  Society  may  be  laid  in  the  name  of  the 
Public  Officers  of  the  Society. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Society  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Parliament 
of  Great  Britain  and  Ireland,  1879,  The  Norwich  Union  Fire  Insurance  Society's  Act. 

3.  The  mpmhers  are  related  as  shareholders  in  an  incorporated  joint  stock  Company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

4.  The  Society  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of 
March,  1894,  to  transact  Fire  Insurance. 

5  Deposited  assets. — Assets  of  the  Society  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893,  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was 
$100,000,  Canada  Stock. 


A  70 


57  Victoria.  Sessional  Papers  (No.  13)  A.  1894 


AMERICAN  SURETY  COMPANY  OF  NEW  YORK. 
Register  No.  177.  Certifieate  of  Registry  No.  105. 


1.  Head  Office,  New  York  City.  Chief  Agent  and  Attorney  for  Ontario,  Alexander 
Dixon,  Toronto. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  New 
York,  1892,  chap.  690. 

3.  Memhers  are  related  as  shareholder.^  in  an  incorporated  joint  stock  comnany,  and 
the  liability  of  its  members  is  limited  to  the  amount  remaining  unpaid  upon  the  shares 
held  by  them.     The  capital  of  the  Company  is  $1,000,000,  and  is  fully  paid  up. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31?t  day  of  March,  1894, 
to  transact  Guarantee  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893,  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was 
S50,000  United  States  Bonds. 


A  71 


57  Victoria.  Sessional  Papers  (No    13).  A   1894 


THE  NATIONAL  ASSURANCE  COMPANY  OF  IRELAND. 


Register  No.  185.  Certificate  of  Registry  No    11.3. 


1.  Head  Office,  Dublin,  Ireland.  Chief  Agent  and  Attorney  for  Ontario,  George  W. 
Wood,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
National  Assurance  Company  of  Ireland. 

2.  The  Legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following,  in  addi- 
tion to  the  Charter  :  Parliament  of  thft  United  Kingdom,  1876,  39-40  Vict.,  chap  86,  an 
Act  for  transferring  to  The  National  Assurance  Company  of  Ireland,  the  business  of  The 
Liberal  Annuity  Company  of  Dublin  ;  for  amending  the  Charter  for  the  first-named  Com- 
pany and  for  other  purposes  ;  1887,  50-5  1,  Vict.,  an  Act  to  amend  The  National  Assurance 
Company  of  Ireland,  Act  1876,  and  to  make  further  provision  with  respect  to  the  Chatter 
and  capital  of  the  Company  ;  and  as  to  agreements  made  by  the  Company,  and  for  other 
purposes. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  company  whose  capital 
is  £1,000,000,  divided  into  40,000  shares  of  £25  each,  on  each  of  which  £2  10s.  has  been 
paid,  with  power  under  aforesaid  Charter  to  increase  the  capital  to  .$2,000,000,  and  the 
liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the  shares  held 
by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

5.  Deposited  assets — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Amount  on  deposit  26th  July, 
1893.  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  was 
$100,161  Canada  Sfock. 


A  72 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  HARTFORD  FIRE  INSURANCE  COMPANY. 

Register  No.  196.  Certificate  of  Registry  No.  124. 


1.  Head  Office  of  the  Company,  Hartford,  Conn.  Chief  Agent  and  Attorney  for 
Ontario,  Peter  A.  McCallum.  Suits  by  or  against  the  Company  may  be  brought  in  the 
name  of  The  Hartford  Fire  Insurance  Company, 

2.  The  legidatice  enactments  by  which  the  powers,  duties,  rights,  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following :  Charter  of 
1810  and  subsequent  amendments, 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  par  value  of  stock  held  by  them. 

4.  The  Company  is  licensed  by  the  Dominion  of  Canada  to  transact  Fire  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follow  :  In  Canada,  deposit  accepted  at 
the  value  of  $100,000,  held  by  Minister  of  Finance. 


A  73 


57  Victoria.  Sessional  Papers  (No.  13).  A.  189 J: 

THE  PHCENIX  INSURANCE  COMPANY  OF  HARTFORD. 
Register  No.  l'19.  Certificate  of  Registry  No   145. 


1.  Head  Office,  Hartford,  Conn.  Chief  Agent  and  Attorney  lor  Ontario,  Richard 
H.  Butt,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Phoenix  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Charter, 
May  26th,  1857  ;  amendments  to  charter,  January  15th,  1874  ;  March  31st,  1881  ; 
February  25th,  1885. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
with  a  capital  of  82,000,000,  consisting  of  20,000  shares  of  -SI 00  each,  fully  paid  up  in 
cash,  and  the  liability  of  the  members  is  limited  to  the  amount  of  the  shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Fire  Insurance. 

5.  Deposited  assets  — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follow  :  Deposit  accepted  at  the  value  of 
$173,200,  held  by  Receiver-General. 


A  74 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

AGRIGULTUItAL  INSURANCE  SOCIETY. 

Register  No  227.  Certificate  of  Registry  No.  15.3. 


1.  Head  Office,  Watevtown,  New  York.  Chief  Agent  and  Attorney  for  Ontario, 
Joseph  FJynn,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name 
of  The  Agricultural  Insurance  Company. 

2.  TIiP  l-i(iislative  enactments  by  which  the  powers,  duties,  rights  and  obiigatioAS  of 
the  Company  are  now  declared,  defined,  limited,  or  governed  are  the  following :  State  of 
New  York,  1892,  chap.  690,  an  Act  in  relation  to  Insurance  Cor|)orations ;  1884,  chap. 
3-38,  an  Act  to  amend  the  Charter  of  The  Agricultural  Insurance  Company;  1892,  chap. 
3,  an  Act  to  amend  chapter  338  of  laws  of  1884. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada,  bear- 
ing date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894,  to 
transact  Fire  Insurance. 

.5.  Deposited  ass'ts. — Assets  of  the  Company  are  deposited  an  1  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follow  :  The  amount  on  deposit  26th 
July,  1893,  as  per  published  statement  of  the  Dominion  Superintendent  of  Insurance,  vsras 
as  follow  :  $141,600,  Municipal  Debentures,  accepted  at  $126,000. 


A  75 


57  Victoria.  Sessional  Papers  (No.  13)  A.  1894 


MUTUAL  RESHRVE  FUND  LIFE  ASSOCIATION. 
Register  No.  229.  Certificate  of  Eegistry  No.  155. 


1.  Head  Office,  New  York  City.  Chief  Agent  and  Attorney  for  Ontario,  William 
J.  McMurtry,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name 
of  The  Mutual  Reserve  Fund  Life  Association. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
thet^orapany  are  now  declared,  defined,  limited  or  governed  are  the  following:  State  of 
New  York,  1875,  chap.  267,  an  Act  for  the  incorporation  of  Societies  and  Clubs  for 
certain  lawful  purposes  ;  188S,  chap,  175,  an  Act  to  provide  for  the  incorporation  and 
regulation  of  Co-operative  or  Assessment  Life  and  Casualty  Insurance  Associations  and 
Societies. 

3.  The  members  are  related  as  follows  :  Each  policy  holder  becomes  a  member  of  the 
Association,  and  becomes  entitled  to  a  vote  at  the  annual  meeting  of  the  Association,  and 
there  is  no  liability  incurred  by  becoming  a  member  of  the  Association. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance  on  the  Assessment  Plan. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows :  Deposit  accepted  at  the 
value  of  $100,857,  held  by  Receiver-General. 


A   76 


57  Victoria.  Sessional  Papers  (No.  131  A.  1894 


THE  CANADA  ACCIDENT  ASSURANCE  COMPANY. 
Register  No.  233.  Certificate  of  Registry  No.  159. 


1 .  Head  Office.  Montreal,  Que.  Chief  Agent  and  Attorney  for  Ontario,  W.  H.  Hol- 
land. Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The  Canada 
Accident  Assurance  Company. 

'2.  Thu  legislative  enacttnents  by  which  the  powers,  duties,  rights  and  oblicrations  of 
the  Company  are  now  delared,  defined,  limited  or  governed  are  the  following  :  Dominion 
of  Canada,  1887,  50  51  Vict.,  chap.  106,  an  Act  to  incorporate  The  Canada  Accident 
Assurance  Company. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company,  and 
the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  on  the  shares 
held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  Slat  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Accident  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
sprcial  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $25,072,  held  by  Dominion  Government. 


A  77 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


LONDOX  GUARANTEE  AND  ACCIDENT  OJMPANY  (LIMITED). 
Register  No.  230.  Certificate  of  Registry  No.  156. 


1.  Eead  OHic^,  London,  England.  Chief  Agmt  and  Attorney  for  Ontario,  Andrew- 
Taylor  McCord.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
London  Guarantee  and  Accident  Company  (Limited). 

2.  The  legislative  enactmenis  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following :  United 
Kingdom,  1867,  chap.  31,  The  Companies'  Ac«-  ;  1870,  chap  102,  Joint  Stock  Companies' 
Arrmgement  Act,  1870;  1877,  chan.  26,  1879  oh-^p.  79,  1880,  chap.  19,  1883,  chap.  23, 
1883,  chap.  30,  1886,  chap.  23,  1890,  chap.  62,  1890,  chap.  63,  Companies'  Acts. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company, 
and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid  upon  the 
shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  3l8t  day  of  March,  1894, 
to  transact  Guarantee  and  Accident  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  155,000  held  hj  Glyn  &  Co.  in  the  name  of  the  Receiver-General  of  Can?  da. 


A  78 


57  V^ictoria  Sessional  Papers  (No.  13).  A.  1894: 


THE  BRITISH  EMPIRE  MUTUAL  LIFE  ASSURANCE  COMPANr. 
Register  No.  172.  Certificate  of  Registry  No.  100. 


1.  Head  Office,  London,  En^.  Chief  Agent  and  Attorney  for  Ontario,  Alfred  W. 
Smitli,  Toronto.  Suits  Vjy  or  against  the  Company  may  be  brought  in  the  name  of  The 
British  Empire  Mutual  Life  Assurance  Company, 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  Great 
Britain  and  Ireland,  15  Vict,  chap.  53,  The  British  Empire  Mutual  Life  Assurance  Act, 
1852  ;  25  and  26  Vict ,  chap.  89,  The  Companies'  Act,  1862. 

3.  Members,  how  related. — All  persons  who  have  etFected  policies  (for  the  time  being 
in  force)  entitled  to  participate  in  profits,  and  the  liability  of  the  members  is  limited  to 
the  funds  and  property  of  the  Company  by  virtue  of  a  proviso  in  the  policies. 

Note. — The  proviso  above  referred  to  reads  as  follows  :  Provided  that  the  funds 
and  property  of  the  Company,  according  to  the  said  Deeds  of  Settlement,  shall  alone  be 
liable  to  the  payment  of  the  moneys  payable  by  or  under  this  policy  ;  and  that  no  director 
or  member  of  this  Company  shall  be  responsible  for  the  payment  of  or  contribution 
towards  the  moneys  payable  by  or  under  this  policy,  or  personally  liable  to  any  demand  in 
resptct  thereof.  And  that  this  policy  shall  not  bs  deemed  or  taken  to  be  the  contract,  or 
engagement  or  assurance  of  us  by  whom  this  policy  is  signed,  or  of  any  director  or  member 
of  the  said  Company,  and  that  no  suit  of  proceeding  whatever  shall  be  brought,  taken 
or  issued  against  us  or  any  director  or  member  of  the  said  CJompany,  or  against  our  lands 
or  goods,  or  the  lands  or  goods  of  any  director  or  member  of  the  said  Company,  for  any 
breach,  non-performance  or  non-observance  of  this  policy. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Ins^urance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  8113,977.33,  held  bj  the  Government  of  Canada,  also  $632,500  invested  in  tlie  hands 
of  Canadian  trustees  under  The  Insurance  Act. 


A  79 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

METROPOLITAN  LIFE  INSURANCE  COMPANY. 
Register  No.  220.  Certificate  of  Registry  No.  146. 


1.  Head  Office,  New  York  City.  Chief  Agent  and  Attorney  for  Ontario,  A.  Gold- 
thorpe,  Toronto.  Suits  by  or  against  the  Company  may  be  laid  in  the  name  of  The  Metro- 
politan Life  Insurance  Company. 

2.  The  legislative  enactments  by  which  the  poM-ers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  New 
York  State,  1883,  chap.  437,  an  Act  to  amend  the  charter  of  The  Metropolitan  Life  Insur- 
ance Company  of  the  City  of  New  York. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock  company  ; 
their  stock  is  full  paid  and  they  have  no  liabilities  as  shareholders  in  the  Company.  The 
Company  in  its  ordinary  department  is  by  its  charter  a  mixed  Company  ;  whereby  after 
the  payment  of  a  dividend  of  seven  per  cent  per  year,  and  after  jjioviding  for  all  the  out- 
standing liabilities  of  the  Company,  the  remaining  profits  or  surplus  are  placed  to  the 
credit  of  the  policy  holders. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $101,178,  hf^ld  by  Receiver-General. 


A  80 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  GREAT  WEST  LIFE  ASSURANCE  COMPANY. 
Register  No.  168.  Certificate  of  Registry  No.  96. 


1.  Head  Office  of  the  Company,  Winnipeg,  Man.  Chief  Agent  and  Attorney  for 
the  Province  of  Ontario,  Henry  Brock,  Toronto. 

2.  The  legislative  enactnierits  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  detined,  limited  or  governed  are  the  following  :  54-55 
Vict  ,0.  115  (D),  An  Act  to  incorporate  the  Great  West  Life  Assurance  Company. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  stock  company,  and 
the  liability  of  the  members  is  limited  to  the  amount  unpaid  upon  the  shares  held  by  them, 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
jearing  date  the  Slst  day  of  March,  1893,  ai.d  expiring  on  the  31st  day  ofMarch, 
1894,  to  transact  Life  insurance. 

5.  Deposited  assets  — Assets  of  the  Company  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $50,400. 


.6  (iN.j  A  81 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  STAR  LIFE  ASSURANCE  SOCIETY. 

Register  No.  226.  Certificate  of  Registry  No.  152. 


1.  Head  Office  of  the  Society,  London,  Eng.  Chief  Agent  and  Attorney  for  Ontario, 
Alfred  D.  Perry,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name 
of  The  Star  Life  Assurance  Society. 

2.  TJie  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined  or  governed  are  the  following  :  Deed  of  Settle- 
ment, 2nd  October,  1843  ;  The  Star  Life  Assurance  Society  Act,  1868  ;  The  Star  Life 
Assurance  Society  Act,  1884;  Resolutions  adopted  13th  August,  1884;  Resolutions 
adopted  1st  April,  1885  ;  Articles. 

3.  Tlie  members  are  related  as  shareholders  in  the  Society  to  the  extent  of  their  shares 
therein  as  defined  by  the  Deed  of  Settlement,  and  the  liability  of  the  members  is  limited 
to  the  amount  remaining  unpaid  upon  the  shares  held  by  them. 

Note. — Each  policy  of  the  Society  contains  the  following  stipulation  :  Provided  that 
the  funds  and  proper^y  of  the  Society,  for  the  time  being  remaining  unapplied  and  undis- 
posed of,  shall  alone  be  answerable  for  any  claim  or  demand  upon  the  Society,  under  or  by 
virtue  of  this  policy,  and  that  only  after  satisfying  all  prior  claims  and  demands  thereon, 
and  that  no  policy  holder  of  the  Society,  not  being  a  shareholder  therein,  shall  be  subject 
or  liable  to  any  such  claim  or  demand,  either  in  law  or  in  equity,  and  that  neither  the 
directors  who  have  executed  this  policy  nor  any  other  director  or  shareholder  of  the 
Society,  whether  they  shall  be  respectively  policy  holders  or  not,  shall  be  subject  or  liable 
to  any  such  claim  or  demand,  or  any  payment  or  contribution  in  respect  thereof,  beyond 
so  much  of  the  share  or  shares  (if  any)  then  held  by  them,  him  or  her,  in  the  capital  of 
the  Society,  as  shall  not  for  the  time  being  have  been  ^aiJ  up,  and  as  shall  not  be 
required  for  the  satisfaction  of  such  prior  claims  and  demands  as  aforesaid  ;  and  that 
upon  the  legal  transfer  by  any  shareholder,  in  accordance  with  the  regulations  of  the 
Soijiety,  of  any  share,  the  person  or  persons  to  whom  such  transfer  shall  have  been  so 
made,  and  not  the  transferring  shareholder,  shall  be  accountable  for  the  unpaid  part  of 
such  share. 

4.  The  Society  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  6.\te  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of  March,  1894, 
to  transact  Life  Insurance. 

5.  Deposited  assets. —  Assets  of  the  Society  are  deposited  and  held  in  Canada  as 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value  of 
$146,000,  held  by  Dominion  Government  at  Ottawa. 


A  82 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  CANADIAN  ORDER  OF  THE  WOODMEN  OF  THE  WORLD. 
Register  No.  319.  Certificate  of  Registry  No.  170. 


Par.  10. — Head  Office,  London.  Ont.  ;  W.  C.  Fitzgerald,  Secretary.  Suits  by  or 
-against  the  Company  may  be  brought  in  the  name  of  The  Canadian  Order  of  the  Wood- 
men of  the  World. 

Par.  2. — Coni]>any,  how  constituted  or  Incorporated. — The  Company  was  incor- 
porated on  the  1st  April,  1893,  by  special  Act  of  the  Dominion  Parliament  in  the  56th 
year  of  Her  Majesty's  reign,  being  chapter  92. 

Par.  4. — The  legislative  enactmentsi  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  : 
Parliament  of  Canada,  1893,  56  Vict.,  chap.  92;  R.  S.  C,  1886,  chap.  124. 

Par.  13. — The  members  are  related  Sl^  mQxahers,  of  an  assessment  company,  and  the 
liability  of  the  members  is  unlimited. 

Par.  15. — The  Company  is  now  authorized  by  certificate  of  registration  issued  by 
the  Dominion  of  Canada,  bearing  date  the  29th  day  of  June,  1893,  and  expiring  on  the 
31st  day  of  March,  1894,  to  transact  Life  Insurance  on  the  Assessment  Plan  to  the 
extent  authoriz'^d  by  the  Act  of  Incorporation. 

Par.  16. — Formit  used  by  the  Company  in  Ontario  filed  as  exhibits  3  to  5. 

Par.  17. — Deposited  assets.— The  Gompdiny  ha,s  no  deposit  with  the  Government  of 
Oanada. 


A  83 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


RELIANCE  MARINE  INSURANCE  COMPANY  (LIMITED). 
Register  No.  238.  Certificate  of  Registry  No.  172. 


Signatories. — 1.  Application,   William  Blain,   Chairman.     2.  Power  of  Attorney , 
William  Blain,  Chairman,  Edwin  Woodgate,  one  of  the  Directors. 


Pars.  10,  11,  12 — Head  Office,  Liverpool,  England.  Chief  Agent,  and  Attorney  ior 
Ontario,  John  Maughan,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in 
the  name  of  The  Reliance  Marine  Insurance  Company  (Limited). 

Par.  2. — Company,  liow  constituted  or  incorporated. — The  Company  was  incorporated 
under  the  Companies'  Act,  1862  to  1880,  on  the  8th  day  of  February,  1881,  in  Eagland, 
with  a  memorandum  and  articles  of  association,  and  the  documents  evidencing  the  same 
are  filed  or  deposited  in  the  Registry  of  Joint  Stock  Companies  at  Somerset  House, 
London. 

Par.  4. — The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Company  are  now  declared,  defined  or  governed  are  the  following  :  Legisla- 
ture of  Great  Britain,  25  and  26  Vict.,  chap.  89,  The  Companies'  Act,  1862  ;  27  and  28 
Vict.,  chap.  19,  The  Companies'  Seals  Act,  ISGi ;  31  and  31  Vict.,  chap  131,  The 
Companies'  Act,  1867  ;  33'and  34  Vict.,  chap.  104,  The  Joint  Stock  Companies"  Arrange- 
ment Act;  40  and  41  Vict.,  chap.  26,  The  Companies'  Act,  1877  ;  42  and  43  Vict ,  chap. 
76,  The  Companies'  Act,  1879  ;  43  Vict,  chap.  19,  The  Oompmies'  Act,  1880;  46  and 
47  Vict.,  chap.  30,  The  Companies'  (Colonial  Registry)  Act,  1883  ;  49  Vict.,  chap.  23, 
The  Companies'  Act,  1886  :  51  and  52  Vict,  chap.  62,  The  Preferential  Payments  in 
Bankruptcy  Act,  1888  ,  53  and  54  Vict,  chap.  62,  The  Companies'  (Memorandum  of 
Association)  Act.  1890  ;  53  and  54  Vict ,  chap,  63,  The  Companies'  (Winding  Up)  Act, 
1890;  53  and  54  Vict,  chap.  64,  The  Directors'  Liability  Act,  1890.  (Public  General 
Acts  still  in  force.) 

Par.  5.  —  The  original  corporate  name  of  the  Company  was  Reliance  Marine  Insur- 
ance Company  (Limited),  which  name  is  still  in  force. 

Par,  13. — The  members  are  related  as  shareholders  in  an  incorporated  joint  stock 
company,  and  the  liability  of  the  members  in  respect  of  any  claim  or  demands  under  the 
Company's  policies  is  limited  to  the  amount  remaining  unpaid  upon  the  shares  held  by 
them. 

The  Company  being  found  within  the  intent  of  sec.  3a  and  49  (4)  of  The  Insurance 
Act  of  Canada,  was,  upon  due  application,  admitted  to  registry  in  Ontario  for  the  transac- 
tion of  Ocean-Marine  Insurance  for  the  term  ending  30th  April,  1894,  pursuant  to 
Statute  of  Ontario,  56  Vict,  chap.  32,  sec.  10  (6). 

Par.  17. — Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in 
various  states  and  countries  as  special  security  for  the  policy  holders  respectively  therein 
as  follows  :  1.  In  Canada,  pursuant  to  sec.  3a  and  49  (4)  Insurance  Act  of  Canada,  no 
deposit  is  required  of  this  Company.  2.  As  to  other  states  or  countries.  In  the  United 
States,  sundry  deposits  accepted  at  £61,000,  held  Vjy  Insurance  Superintendent  for  State 
of  New  York,  Treasurer  of  Commonwealth  of  Massachu.setts  and  Old  Colony  Trust 
Company,  Boston. 


A  84 


I 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

RELIANCE  MARINE  INSURANCE  COMPANY  (LIMITED). 

Balance  Sheet  Bearing  Date  31st  December,  1892. 

Profit  and  Loss  Account  3ls<  December,   1892. 

£  s.  d. 

To  balance  1st  January,  1892 ir),8-23  5  i 

"       "         of  underwriting  account,   1891    ri8,28l  14  2 

*'  interest  account 6,459  3  9 


£80,564  3  0 

JL  s.  d. 

By  dividend  paid  to  shareholders 10,000  0  0 

"  amount  carried  to  reserve  fund 15,000  0  0 

"  income  tax,  1891    184  12  6 

*'  claims,    re-insurances,   returns,  commissions,  etc,    for   1891  and  pre- 
vious years   .    40,769  6  6 

*'  Balance  carried  down 14,610  4  0 


£80,564  3  0 

Underwriting  Account^   1892. 

£  s.  d. 

To  premiums,  less  re-insurances,  returns  and  agency  charges    103,365  6  6 

"  transfer  fees    15  12  6 


£103,380   19     0 


£         s.  d. 

By  claims 33,601     8  10 

"  general  expenses,  including  salaries,  rent,  subscription  to  underwriters' 
rooms,   registers  of  shipping,  etc.,   Liverpool,    London  and  New 

York 12,276   12  9 

*'  auditors'  remuneration 100     0  U 

"  directors'  fees 1,500     0  ') 

"  balance  carried  down 55,902   17  5 


£103,380  19     0 


A  8: 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


Balance  Sheet,  2t\st    December,   1892, — Continued. 

£  s.  d. 
To  capital  : — 

50.000  shares  at  £10  per  share.  £500,000. 

Paid  up  £2  per  share    100,000  0  (J- 

"  reserve  fund    85,000  0  0^ 

"  balance  of  profit  and  loss  account £14,610     4     0 

Less  interim  dividend  paid  1st  July,  1892    ....  5,000     0     0 

9,610  4  0 

"  balance  of  underwriting  account,  1892 55,902  17  5 

"   accounts  due  by  the  Company 7,235  2  6 

"  dividends  unpaid     57  6  0 

£257.805  9  11 

£  6\  d. 

By  loans  and  investments 210,752  11  0 

"  investment  fluctuation  account 8,637  0  8 

"  stamps     103  18  4 

"  furniture  and  fixtures,  laverpool,  London  and  New  York 869  5  8 

"  cash  at  bankers  and  in  hand 10,696  13  2 

"  interest  accrued,  but  not  received 1,721  17  3- 

"  accounts  due  to  the  Company  for  premiums,  salvages,  etc 25,024  3  10 


£257,805     9  11 

t 


We  have  examined  and  checked  the  books  and  vouchers  from  which  the  above 
accounts  are  compiled,  and  have  also  satisfied  ourselves  as  to  the  existence  and  value  of 
the  securities  for  investments  and  loans  to  the  amount  specified  above,  and  hereby  certify 
that  they  are  correct, 

(Signed)  Chalmers,  Wade  &  Co., 

Auditors, 

Liverpool,  14th  January,  1893. 


A  86 


57  Victoria.  Sessional  Papers  (No   13).  A.  1894 


THAMES  AND  ]\rERSEY  MARINE  INSURANCE  COMPANY  (LIMITED). 
Register  No.  243.  Certificate  of  Registry  No.  173. 


Signatories. — 1.  Application,  James  Kidman,  Secretary  for  the  Company.  2. 
Power  of  Attorney  ior  the  Province  of  Ontario,  A.  M,  Anderson,  Chairman  ;  James- 
Kidman,  Secretary. 


Pars.  10,  11  and  12.^Head  Office,  Liverpool,  England.  Chief  Agent  and  Attorney 
for  Ontario,  George  IMcMurrich,  Toronto.  Suits  by  or  against  the  Com|:any  may  be 
brought  in  the  name  of  The  Thames  and  Mersey  Marine  Insurance  Company  (Limited). 

Par.  2. — Company,  how  constituted  or  incorporated. — The  Company  was  registered 
under  the  Act  7  and  8  Vict.,  chap.  110,  on  21st  June  1860,  in  London,  and  was  there 
incorpoiated  under  The  Companies'  Act,  1862,  as  a  limited  Company  on  31st  October, 
1862,  and  the  documents  evidencing  the  same  are  filed  or  deposited  in  the  Companies' 
Registration  Office  at  Somerset  House,  London. 

Par.  5, — The  original  corporate  name  of  the  Company  was  Thames  and  Mersey 
Marine  Insurance  Company  (Limited),  which  name  is  still  in  force. 

Par.  13. — The  members  are  related  as  shareholders  in  an  incorporated  joint  stock 
company,  and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid 
upon  the  .=ihares  held  by  them. 

The  Company  being  found  within  the  intent  of  sec.  3a  and  49  (4)  of  The  Insurance 
Act  of  Canada,  was,  upon  due  application,  admitted  to  registry  in  Ontario  for  the  transac- 
tion of  Ocean  Marine  Insurance  for  the  term  ending  30th  April,  1894,  pursuant  to 
Statute  of  Ontario,  56  Vict.,  chap.  32,  sec.  10  (5). 

Par.  17. — Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  various 
states  or  countries  as  special  security  for  the  policy  holders  respectively  therein  as  fol- 
lows :  1  In  Canada,  pursuant  to  sec,  3a  and  49  (4),  Insurance  Act  of  Canada,  no  deposit 
is  required  of  this  Company.  2  In  other  states  or  countries  :  In  New  York,  deposit 
accepted  at  $200,000,  lield  by  Superintendent  of  Insurance.  In  Oregon,  $50,000,  held 
by  State  Treasurer.  In  Georgia,  $25,000,  held  by  State  Treasurer.  In  Massachusetts, 
$100,000,  held  by  State  Treasurer  ;  also  $80,000'  in  hands  of  trustees  for  the  Company 
in  compliance  with  the  requirements  of  the  Insurance  Commissioner  of  Ma.ssachusetts. 


A   87 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THAMES  AND  MERSEY  MARINE  INSURANCE  COMPANY  (LIMITED). 
Balaxce  Siikkt    I-Jkarimg    Date  .'Ust   Deck.mher,    1892. 

Profit  and.  Loss  Account  -ilst  /Jticemher,  1892. 

£         H,    iJ.         £         8.     d. 

Balance,  Ist  January,    1892    72,-501      1     .'i 

Less  Dividends  paid  January  and  July,  1892    ....  4.5,000     0     0 

27,501      1     5 

Balance  of  underwriting  account,  1891,  at  .'31.st  December, 

1891 192,818  4  b 

Interest  on  investments    34,022  17  1  ) 

Profit  on  sale  of  investments .'311  6  2 

Transfer  fees . 40  2  6 

£254,693   12     5 

£         .s.    d.         £         8.    d. 
Claims,  returns  and   reinsurances    paid    on  1891  account 

from  1st  January,  1892,  to  date   130,802      1  ?> 

Amount  carried  to  suspense  account  on  closing  1891  acct.  32,000     0  0 

Underwriters'  commission  on  189Kaccount 1,637   12  1 

Bad  debts,  1891  account 0     7  8 

Income  tax,  1891  account 232   16   10 

164,732   17   10 

Loss  in  exchange  on  withdrawing  Government  deposit  on 

closing  the  Rio  de  Janeiro,- Agency     1,304   10     2 

Balance  carried  down 88,656     4     o 

£254,693   12     5 

Underwriting  Account,  1892. 

£  H.     d. 

Premiums — less  returns  and  reinsurances 324,348   13     3 

£324,348   13     3 

£  H.  d. 

Claims  paid    103,714  17  2 

Office  expenses,  including  salaries,  eto  ,  London,  Liverpool  &  Manchester  21,258  3  10 

Agency  expenses ^  -,04o  16  11 

Directors'  and  Auditors'  fees    4,700  0  0 

General  law  charges ^  .j  10 

Bad  debts 65  18  2 

Balance  carried  down 182,564  13  4 

£324,348   13     3 
A   88 


57  Victoria.  Sessional  Papers  (No.  18).  A.  1894 


General  Balance  Sheet,  31st  December,  1893. 

£ 

To  Capital 200,000 

"  Reserve  fund , 425,000 

"  Outstanding  accounts 14,330 

*'  Reinsurance  account 47,750 

*'  Investment  tluctuation  account,  being  the  increase  in  market  value  of 

securities  since  30th  June,  1871 156,355   15     9 

*'  Suspense  account    49,865   12   11 

"  Dividends  not  yet  claimed    452     2     0 

"  Balance  of  profit  and  loss  account 88,656     4     5 

do           underwriting  account,  1892 182,564  13     4 


s. 

d. 

0 

0 

0 

0 

2 

10 

7 

4 

£1,164,974  18     7 


£         s.  d. 

By  Investments  in  and  loans  on  Government  and  other  securities 1,017,253     8  8 

"  Debtors  for  premiums 62,084  18  3 

*'  Interest  accrued,  but  not  received    13,769     7  8 

•'  Office  furniture  and  fixtures 639  17  5 

"  Stamps  on  hand 588     2  4 

"  Bills  receivable 4,862   17  10 

*'  Cash  on  deposit £40,000     0     0 

"     "      at  bankers  and  in  hand 25,776     6     5 

65,776     6  5 


£1,164,974  18     7 


We  have  examined  and  checked  the  books  and  vouchers  belonging  to  the  offices  in 
our  respective  districts,  from  which  the  above  accounts  are  compiled,  and  have  also 
sitistied  ourselves  as  to  the  existence  of  the  securities  specified  in  the  accounts  rendered 
by  each  Local  Board,  and  hereby  certify  that  they  are  correct. 

(Signed)  J.  Weise,  London,  \ 

J.  S.  H.  Banner,   Liverpool,    |'  Auditors. 
A.  Murray,  Manchester,  I 


A  89 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

LLOYD'S, 
liegister  No.  237.  Certificate  of  Registry  No.  17L 


Applicant  for  Registry,  Chas.  B.  Watts,  B^ard  of  Trade  Building,  Toronto,  agent  for 
Messrs  Dent  and  Vaiz^v,  Insurance  Brokers,  Lloyd's,  and  6  Crosby  Square,  London, 
(Eng.)  E.  C. 

Service  of  Process. — See  56  Vict.,  chap.  32  (0.),  sec.  10  (5),  cited  infra. 

Lloyd'd  is  an  association  of  merchants,  shipowners,  underwriters  and  insurance  brokers, 
which,  since  1774,  has  bad  its  headquarters  in  the  Royal  Exchange,  London,  England. 
The  committee  of  Lloyd's  devised  a  general  printed  form  of  Marine  policy,  which  was 
finally  adopted  by  the  members  on  the  12th  January,  1779,  and  with  but  slight  altera- 
tions continues  in  use  by  Lloyd's  underwriters  to  the  present  day.  The  association  was 
reorganized  in  1811,  and  in  1871  was  incorporated  by  the  Act  of  the  British  Parliament, 
34-5  Victoria,  chapter  21,  which  still  continues  in  force. 

According  to  this  Act  of  incorporation  the  three  main  obiec*^s  for  which  the  association 
or  society  exists  are  :  1.  Carrying  on  the  business  of  Marine  Insurance  by  individual 
underwriting.  2  The  protection  of  the  interest  of  the  members  of  the  association.  3.  The 
collection,  publication  and  diffusion  of  intelligence  and  information  with  respect  to  ship- 
ping For  this  last  object  Lloyd's  "Register"  was  devised;  the  Register  Oomniittee 
have,  since  1834,  undertaken  the  survey  of  ships,  which  when  surveyed  they  classify  and 
publish  the  lists. 

The  underwriting  members  of  Lloyd's  pay  an  annual  fee  of  £100,  and  are  required 
to  deposit  securities  varying  in  value  from  £5,000  to  £10,000,  according  to  circumstances,  as 
a  guarantee  for  the  member's  engagements.  Failure  to  meet  a  loss  forfeits  for  ever  all  right 
to  do  business  at  Lloyd's.  Each  of  the  underwriting  members  conducts  his  business  accord- 
ing to  his  own  views,  and  for  those  views,  or  for  the  business  transactions  of  underwriting 
members,  Lloyd's  as  a  corporation  is  in  no  way  liable. 

In  order  to  admit  Lloyd's  underwriters  to  transact  Marine  Insurance  in  Ontario, 
the  Provincial  Statute,  56  Victoria,  chapter  32,  section  10  (5),  enacts  as  follows:  — 

"  Upon  due  application  of  any  underwriter  of  the  establishment  or  Society  known  as 
Lloyd's,  and  more  particularly  described  in  an  Act  passed  by  the  Parliament  of  the  United 
Kingdom  in  the  thirty-fourth  and  thirty-fifth  years  of  Her  Majesty's  reign,  and  chapteied 
21,  or  upon  due  application  of  any  such  underwriter's  broker,  or  broker's  agent,  the  said 
establishment  or  Society  may,  for  the  undertaking  and  transaction  of  Marine  Insurance, 
be  registered  under  the  general  name  of  Lloyd's,  which  shall  include  the  corporation,  all 
underwriters  of  Lloyd's  for  the  time  being  and  their  brokers,  and  the  agents  in  Ontario 
of  the  corporation  or  of  the  underwriters  or  brokers.  In  any  action  or  proceeding  against 
the  corporation,  or  against  any  underwriter,  or  broker,  or  agent  as  aforesaid,  for  liabilities 
incun-ed  in  Ontario,  the  Inspector  of  Insurance  may  receive  and  accept  service  of  process  ; 
and  acceptance  of  service  in  writing  under  his  hand  shall  to  all  intents  and  purposes 
whatsoever  be  legal  and  binding  upon  the  corporation,  underwriter,  broker  or  agent." 

Lloyd's  was,  upon  due  application,  admitted  to  registry  for  the  transaction  of  Ocean- 
Marine  Insurance  for  the  term  ending  30th  April,  1894,  pursuant  to  Statute  of  Ontario, 
56  Vict.,  chap.  32,  sec.  10  (5),  above  cited. 


A  90 


Sessional  Papers  (No.  13)  A.  1894 


THE  MANNHEIM  INSURANCE  COMPANY  (LIMITED). 

Register  No.  ■24.">.  Ci  rtiticate  of  Registry  No.  176. 


Signatories — I.  Application,  F.  Engelhorn,  President.  2,  Power  of  Attorney 
for  the  Province  of  Ontario,  N.  .Miihlinghaus,  Managing  Se'-retary,  and  F.  Herm  for  the 
Company. 

Par.-^.  10,  11,  12. — Head  Office,  Mannheim,  Geraiany.  Chief  Agent  and  Attorney 
for  Ontario,  Tfiomas  Murray  Pringle,  Toronto.  Suits  by  or  against  the  Company  may 
be  brought  in  the  name  of  The  Mannheim  Insurance  Company  (Limited). 

Par.  2. — Companij,  hoic  constituted  or  incorporated. — The  Company  was  originally 
organized  and  incorporated  on  the  10th  May,  1879,  in  accordance  with  the  laws  of  the 
State  of  Baden  (Germany),  and  the  documents  evidencing  the  same  are  filed  or  deposited 
in  the  Record  Office  of  the  Grand  Ducal  County  Court,  at  Mannheim. 

Par.  •^. — The  original  corporate  name  oi  the  Company  was  The  Mannheim  Insurance 
Company  (Limited),  which  name  is  still  in  force. 

Par.  13.  —  The  members  are  related  as  shareholders  in  an  incorporated  joint  stock 
company,  and  the  liability  is  limited  to  the  amount  remaining  unpaid  upon  the  shares 
held  by  them. 

The  Company  being  found  within  the  intent  of  sec.  3a  and  49  (4)  of  The  Insurance 
Act  of  Canada,  was,  upon  due  application,  admitted  to  registry  for  t)je  transaction  of 
Ocean-Marine  Insurance  for  the  term  ending  30th  April,  1894,  pursuant  to  Statutes  of 
Ontario,  56  Vict.,  c.  32,  sec.  10  (5). 

Par.  17. — Deposited  asse/.s'. —Assets  of  the  Company  are  deposited  and  held  in  various 
states  or  countries  as  special  security  for  the  policy  holders  respectively  therein  as  follows  : 
1.  In  Canada,  pursuant  to  sec.  3i  and  49  (4),  Insurance  Act  of  Canada,  no  deposit  is 
required  of  this  Company,  2,  In  other  states  or  countries  :  In  Austria,  .$21,271.50,  held 
by  the  Government.  In  United  States,  deposit  accepted  at  $350,000,  held  by  State 
Treasurer.^,  In  Brazil,  $17,764.45,  held  by  Brazilian  Government.  In  Switzerland,  $4,250, 
held  bv  the  Swiss  Government. 


Thirteenth  Balance  Sheet  of  the  Mannheim  Insurance  Company  of  Mannheim 
(Mannheimer  Versicherungsgesellschaft),  for  the  Period  from  1st  July,  1891 
to  30th  June,   1892. 

Issued    Capital   of  the   Company    £400,000 

Reserve  Fund    "  100,000 

The  Guarantee  Fund  of  the  Company  consists  now  in  : 
£400,000  00  00  Issued  Capital. 
100,000  00  00   Reserve  Fund. 
74,340   15  06   Reserves  for  outstanding  claims  and  risks  not  run  oM. 


£574,340    15  06 


Balance  Sheet. 
Dr. 

■subscribed  Capital £400,000       0     0 

Reserve  Fund     100,000       0     0 

Creditors 13,447        7   10 

Reserve  for  risks  not  run  otf 26,282      1 2      9 

Reserve  for  outstanding  claims 48,058       2     9 

A    01 


67  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Balance  Sheet. — Continued. 

Dr. 

Gratuity  fund  for  the  clerks  of  the  Company £.3,255 

"Dividends  unclaimed 185 

Balance  of  profit  and  loss  account . .  13,583 


£604.841     10  10 


Cr. 

Shareholders'  acceptance  for  uncalled  capital £300,000 

Investments  in  bords  and  mortgages • 

House  property    

Furniture ! 

Cash  in  hand  and  at  our  bankers 

Bills  receivable 

Balances  at  the  Agents'  and  Assured 

Sundry  debtors 

Interest  due  and  unpaid 


00,000 

0 

0 

90,708 

1 

11 

8,715 

16 

5 

631 

15 

0 

45,547 

19 

0 

4,452 

12 

9 

44,970 

9 

5 

8,673 

15 

2 

1,141 

1 

2 

£604,841      10     10 


Profit  and  Losx  Accowd. 

Balance  from  last  year's  account £       233       2     6 

Reserves  from  last  year's  account  for  risks  not  run  off  and  outstanding 

claims    59,988        1      1 

Gross  premium  income  during  the  period  from  1st  July,  1891,  to  30th 

June,  1892 246,222     16     8 

Balance  of  interest  account 7,842       3     4 


Total  receipts £314,286       3     7 


Amount  of  premium  paid  for  reinsurance £  65,267 

Net  losses  paid 134,369 

Agency  commission 20,695 

Expenses  of  management 6,028 


11  10 
17     2 

12  5 

19     2  £226,362 


Excess  of  receipts 

Deduct : 

Eeserve  for  risks  not  run  off £26,282 

Reserve  for  outstanding  claims 48,0-58 


12     9 
2     9 


£  87,924 


74,340     15     6 


Net  profit  ..  £13,583       7 

The  General  Meeting  decided  the  following  distribution  of  the  net  profits  of  £13,583   7 
To  shareholders  10  per  cent  dividend 


Bonus  to  the  Directors 

To  Gratuity  Fund  for  the  Clerks  of  the  Company 

To  Gratuities  to  the  Clerks  of  the  Company  .... 

To  amount  written  off  the  furniture 

Balance  to  next  year's  account 


£10  000 

1,252 

500 

600 

131 

1,099 


0 
10 

0 

0 
15 

I 


Mannheim,  the  7th  October,  1892. 


For  the  Board  of  Directors, 

F.   Engelhorn". 


£13,583     7     6    ' 


Mannheim  Insurakce  Company. 
(Mannheimer  Versicherungsgesellschaf t. ) 


The  Managers, 


MUHLINGHAUS. 


Post. 


A  92 


57  Victoria.  Sessional  Papers  (No.  13),  A.  1894 

DOMINION    BURGLARY  GUARANTEE  COMPANY  (LIMITED). 
Register  No.  292.  Certificate  of  Registiv  No.  168. 


Signatories — L   Application,  Samuel  Finley,  President.     2.  Power  of  Attorney  for 
Ontario,  Samuel  Finlfy,  President,  and  John  Campbell,  Secretary,  lor  the  Company. 


Pars.  10,  11,  12. — Head  Office,  Montreal,  Que.  Chief  Agent  aad  Attorney  for 
Ontario,  Henry  D.  P.  Armstrong,  Toronto.  Suits  by  or  against  the  Company  may  be 
brought  in  the  name  of  The  Dominion  Burglary  Guarantee  Company  (Limited) 

Par.  2. — Company,  how  constituted  or  incorporated. — The  Company  was  incorporated 
by  an  Act  of  the  Parliament  of  Canada,  in  the  fifty-sixth  year  of  Her  Majesty's  reign,  and 
assented  to  on  the  1st  day  of  April,  1893. 

Par.  4. — The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Company  are  now  declared,  defined  or  governed,  are  the  following  :  Canada,. 
R.  S.  C,  chap.  124,  The  Insurance  Ast ;  and  the  Act  of  Incorporation  which  is  summar- 
ized below. 

Par.  5. — Tlie  original  corporate  name  of  the  Company  was  The  Dominion  Burglary 
Guarantee  Company,  Limited,  whicli  name  is  still  in  force. 

Par.  13. — The  members  are  related  as  shareholders  in  an  incorporated  joint  stock 
company,  and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid 
upon  the  shares  held  by  them. 

Par.  15. — -The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of 
Canada,  bearing  date  the  14th  day  of  June,  1893,  and  expiring  on  the  31st  day  of  March, 
1894,  to  transact  Burglary  Guarantee  Insurance. 

Par.  16. — Forms  used  by  the  Company  in  Ontario  filed  as  exhibits  1  to  3. 

Par.  17. — Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  various 
states  or  countries  as  special  security  for  the  policy  holders  respectively  therein,  as  follows  : 
1.  In  Canada,  deposit  accepted  at  the  value  of  $25,200,  held  by  the  Treasury  Depart- 
ment, Ottawa. 


Abstract  of  Incorporation  Act,  56  Vict.,  o.  78  (D). 

The  corporators  are  the  Hon.  G.  A.  Drumuiond,  Samuel  Finley,  Hugh  Graham,  J.  N. 
Greenshields,  J.  A.  Grose,  E.  P,  Heatoo,  A.  II.  Sims,  Frederick  Fairman,  William 
Strachan,  Benjamin  Tooke,  Robert  Bickerdike,  G.  D.  Ross,  Thomas  Jordan,  Joseph 
Eveleigh,  E.  F.  Mosely,  Hon.  A.  W.  Ogilvie  and  John  Torrance,  all  of  Montreal,  and 
J.  W.  McRae,  of  Ottawa.     (Sec.  1.) 

Powers. — The  Company  may  make  and  enter  into  contracts  with  any  person  for  the 
purpo.se  of  guaranteeinij  such  person  against  any  loss  or  damage  by  reason  of  burglary  or 
house-breaking,  and  the  Company  may  insure  its  guarantee  policies  in  such  form  as  it 
determines.     (Sec.  2). 

A  93 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


The  capital  stock  is  $200,000,  in  shares  of  $100  ;  but  after  the  whole  amount  has  been 
subscribed,  and  fifty  per  ci^nt.  paid,  the  Company  may  increase  the  capital  stock  to  an 
amount  not  exceeding  $1,000,000,  provided  that  such  increase  and  the  amount  thereof 
has  been  lirst  sanctioned  by  two-thirds  of  the  votes  at  a  special  general  meeting  of  the 
shareholders,  duly  called  for  the  purpose  of  considering  the  same,  at  which  meeting 
shareholders  representing  at  least  two-thirds  in  value  of  the  original  stock  are  present  in 
person  or  represented  by  proxy.      (Sec   3.) 

Provisional  Directors.     (Sec.  4.) 

First  meeting  of  shareholders. — Director  to  hold  at  least  ten  shares  of  stock,  on 
which  all  calls  due  have  been  paid.     (Sec.  5  (1).) 

The  Company  not  to  commence  business  till  $40,000  of  capital  stock  has  been  paid 
into  a  chartered  bank  of  Canada  to  the  credit  of  the  Company,  the  said  amount  not  to 
be  withdrawn  except  for  the  purposes  of  the  Company  under  the  Act  ;  and  a  further  call 
of  ten  per  cent,  on  the  subscribed  stock  to  be  made  and  paid  within  twelve  months  from 
the  first  meeting  of  shareholders.     (Sec.  5  (2).) 

Annual  meeting,  date  of.     (Sec.  G.) 

Annual  election  of  seven  directors  ;  qualification  of  voters  ;  numb'-r  of  directors 
may  be  increased  to  nine  ;  a  majority  of  the  Directors  to  be  a  quorum.     (Sec.  7.) 

Head  Office  sha'l  be  at  Montreal,  but  may  be  changed  to  such  other  place  in  Canada 
as  is  fixed  by  by-law  passed  at  any  annual,  general,  or  at  any  special  meeting  of  share- 
holders dully  called  for  that  purpose.     (Sec.  8.) 

^^^'^f^Sa/efy  Vaults  business. — The  Company  may  also  establish  safety  vaults  for  the 
purpose  of  receiving  and  caring  for  and  guaranteeing  against  loss,  jewellery,  bullion  and 
other  movable  property  deposited  with  it  for  safe  keeping      (Sec  9.) 

Premiums  on  Risks. — The  Company  may  charge  such  premium  for  the  risks  under- 
taken by  it  as  the  persons  contracting  with  the  Company  agree  to  pay.     (Sec.  10.) 

Investment  of  Funds. — The  Company  may  invest  its  funds  in  the  debentures,  bonds, 
stocks,  or  other  securities  in  [sic^  Canada,  or  of  any  province  of  Canada,  or  of  any  muni- 
cipal corporation  in  Canada,  or  in  debentures  of  any  building  society,  loan  or  investment 
company,  or  on  the  security  of  any  of  the  said  debentures,  bonds,  stocks  or  securities,  or 
on  the  security  of  piid-up  shares  of  any  building  society,  loan  or  investment  company, 
or  on  the  security  of  any  real  estate  in  any  province  of  Canada.     (Sec    11.) 

The  Company  may  also  invest  or  deposit  such  portion  of  its  funds  in  foreign 
securities  as  is  necessary  for  the  maintenance  of  any  foreign  branch.     (Sec.  12.) 

The  Companies  Clauses  Act  (R.  S,  C,  c.  118),  except  section  18,  to  apply  so  far  as 
not  inconsistent.     (Sec.  13.) 

The  Company  and  the  exercise  of  the  powers  conferred  to  be  subject  to  TIt.e  Insur- 
ance Act,^.  S.  C,  c.  124.      (Sec  14.) 


A  94 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  STEAM  BOILER  AND  PLATE  GLASS  INSURANCE  COMPANY 

OF  CANADA. 

Register  No.  320.  Certificate  of  Registry  No.  175. 


Head  Office,  London,  Ont  ;  James  Laut,  Manager.  Suits  by  or  against  the  Company 
may  be  brought  in  the  name  of  The  Steam  Boiler  and  Plate  Glass  Insurance  Company  of 
Canada. 

Far.  2. — Company,  how  constituted  or  incorporated. — The  CoTipany  was  lawfully 
incorporated  by  Act  of  the  Parliament  of  the  Dominion  of  Canada,  54  and  55  Vict, 
chap.    118. 

Far.  4. — The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following : 
Canada,  54  and  55  Vict,  chap,  118,  an  A.ct  to  incorporate  The  Steam  Boiler  and  Plate 
Glass  insurance  Company  of  Canada  *;  R.  S.  C,  chap.  118,  The  Companies'  Clauses  Act  ; 
R.  S.  C,  chap.  124,  The  Insurance  Act. 

Par.  13.  —  7  he  iD^mbers  tire  related  as  shareholders  in  an  incorporated  joint  stock 
company,  and  the  liability  of  th'*  innnibers  is  limited  to  the  amount  nnnaining  unpaid 
upon  the  shares  held  by  them.      The  capital  stock  authorized  is  §500. 000  in  shares  of  $100. 

Par.  15.  The  Company  is  now  authorized  l)y  license  issu'd  bv  the  D  ininion  of 
Canada,  bearing  date  the  26th  day  of  July,  lt<93,  Hud  expiring  on  th<i  31st  day  of  March, 
1894,  to  transact  Steam  Boiler  and  Plate  Glass  Insuranc-,  as  df-tined  in.  and  to  the  extent 
authorized  by  its  Act  of  Incorporation. 

Par.  16. — Forms  used  by  the  Company  in  Ontario  filed  as  exhibits  5  to  12. 

Far.  17. — Deposited  assets. — Assets  of  the  Com]>any  are  depositt-cl  and  h'^ld  in  Canada 
as  special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the 
value  of  $20,000,  held  by  the  Receiver-General  of  Canada. 

*  The  powers  of  the  Company  in  respect  of  insurance  contracts  are  defined  as  follows,  by  section  3  of 
the  Act  of  Incorporation  :  — 

"3.  The  Company  may  make  contracts  of  insurance  and  re-insuvance  against  loss  or  d  image  from 
explosion  of  stationary,  marine  and  locomotive  boilers,  to  such  boilers,  the  machinery  connected  therewith, 
or  the  house,  store  or  building,  or  ves=tel  or  steamer,  boat  or  other  craft  in  which  the  same  are  placed  or  to 
which  they  are  attached,  or  to  any  goods,  wares,  merchandise,  cargo  or  other  property  of  any  description 
stored  or  conveyed  therein  ;  and  may  also  make  contracts  of  insurance  with  any  person  against  anj'  loss  or 
damage  to  plate  or  other  glass,  whether  placed  in  doors,  windows  or  other  parts  of  buildings,  and  whether 
stored  or  in  transit,  on  shore  or  aHoat  ;  and  for  the  said  purposes,  or  any  or  either  of  them,  at  any  and  all 
times  and  places,  may  make  and  execute  written  or  printed,  or  partly  written  and  partly  printed,  policies, 
contracts,  agreements  or  undertakings,  according  to  the  exigency  of  the  particular  case,  and  gc-nerally 
may  do  and  perform  all  the  necessary  matters  and  things  connected  with  and  proper  to  pr.imote  these 
objects;  provided  that  the  risk,  taken  by  the  Company  upon  any  one  property,  shall  not  at  anytime 
exceed  ten  per  cent,  of  the  paid  up  capital  stock  of  the  Company." 


A   9" 


57  Victoria,  Sessional  Papers  (No.  13).  A.  1894: 

FIREMAN'S  FUND  INSURANCE  COMPANY. 

Register  No.  244.  Certificate  of  Registry  No.  174. 


Signatories. — 1.  Application,  Bernard  Faymonville,  Secretary.  2.  Power  of 
Attorney  for  the  Province  of  Ontario,  D.  J.  Staples,  President,  and  Bernard  Faymonville, 
Secretary. 


Pars.  10,  11,  12. — Head  Office,  San  Francisco,  California.  Chief  Agent  and  Attor- 
ney for  Ontario,  Geoige  McMurrich,  Toronto.  Suits  by  or  against  the  Company  may 
be  brought  in  the  name  of  The  Fireman's  Fund  Insurance  Company. 

Par.  2. — Company,  how  constituted  or  incorporated. — The  Company  was  lawfully 
incorporated  on  25th  April,  1863,  at  the  City  and  County  of  San  Francisco,  State  of 
California,  by  filing  in  the  County  Clerk's  office  of  the  said  city  and  county  a  certificate 
of  incorporation  pursuant  to  sections  33  and  34  of  the  Act  of  the  Legislature  of  the 
State  of  California,  adopted  April  22nd,  1850,  entitled  an  Act  concerning  Corporations, 
and  the  documents  evidencing  the  same  are  tiled  or  deposited  in  the  office  of  the  Secretary 
of  State  of  California  at  Sacramento,  California. 

Par.  4. — The  legislative  enactmeiits  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Company  are  now  declared,  defined  or  governed  are  the  following  .  Legisla- 
ture of  California,  1872,  Civil  Code  of  California, — Public  Act  still  in  force. 

Par,  5. — The  original  corporate  name  of  the  Company  was  The  Fireman's  Fund 
Insurance  Company,  which  name  is  still  in  force. 

Par.  13. — The  members  are  related  as  shareholders  in  an  incorporated  joint  stock 
company,  and  by  the  laws  of  California  each  stockholder  is  individually  and  personally 
liable  for  such  proportions  of  its  debts  and  liabilities  as  the  amount  of  shares  owned  by 
him  bears  to  the  whole  of  the  subscribed  capital  stock  of  the  corporation,  and  for  a  like 
proportion  only  of  such  debt  or  claim  against  the  corporation.  All  the  capital  has  been 
subscribed,  fully  paid  and  issued. 

The  Company  being  found  within  the  intent  of  sec.  3a  and  49  (4)  of  the  Insurance 
Act  of  Canada,  was,  upon  due  application,  admitted  to  registry  in  Ontario  for  the  transac- 
tion of  Ocean-Marine  Insurance  for  the  term  ending  30th  April,  1894,  pursuant  to 
Statute  of  Ontario,  56  Yict.,  chap.  32,  sec.  10  (5). 

Par.  17. — Dfiposited  assets. — Assets  of  the  Company  are  deposited  and  held  in 
various  states  or  countries  as  special  security  for  the  policy  holders  respectively  therein  as 
follows  :  1.  In  Canada,  pursuant  to  sec.  3a  and  49  (4)  Insurance  Act  of  Canada,  no 
deposit  is  required  of  this  Company.  2.  As  to  other  states  or  countries  :  In  Oregon, 
deposit  accepted  at  $50,000,  held  by  State  Treasurer. 


Summary  of  the  Thiptieth  Annual  Statement,  December  31,  1892. 

A  ssets. 

125,000  Omnibus  Cable  Co.'s  bonds .$143,750  00 

50,000  Powell  Street  Railway  Co.'s  bonds 57.000  00 

50,000  Sutter  Street  Railway  bonds 52,500  00 

A  96 


57  Tictoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Assets. — Continued. 

$37,000  Presidio  and  Ferries  K.  R.  Co.'s  bonds 

25,000  Piedmont  Cable  Oo.'s  bonds 

50,000  Oakland  City  Gas,  Light  and  Heat  Oo.'s  bonds 

20,000  Han  Diego  Gas  and  Electric  Light  Co.'s  bonds.  . 

70,000  Riverside  Water  Co.'s  bonds 

49,000  California  Dry  D.  ck  Co.'s  bonds 

18,000  Pacific  Rolling  Mills  bonds 

2,000  Union  Iron  Works  bonds 

18,750  San  Pascual  School  District  bonds 

2978  Shares  Home  Mutual  Insurance  Co.'s  stock 

60 

107 

100 

314 

450 

200 
1000 

550 

440 

5.50 

400 

400 

656 

500 


Bank  of  California  stock 

First  iS^ational  Bank,  S.  F.,  stock 

Anglo  Oalifornian  Bank  stock,  50  per  cent   paid  up    

Grangers'  Bank  of  California  stock 

Oakland  Bank  of  Savings  stock,  50  per  cent,  paid  up 

Sather  Banking  Co.'s  stock 

California  Street  Cable  R.   R.   Co.'s  stock 

Presidio  &  Ferries  R.  R.  Oo.'s  stock,  55   per  cent,  paid  up .  . 

Sutter  Street  R.  R.  Oo.'s  stock   

Oakland  Gas,  Light  and  Heat  Oo.'s  stock,  20  per  cent,  paid  up 

Spring  Valley   Water  stock 

Pacific  Gas  Imported  Co.'s  stock,  33^  per  cent,  paid  up 

California  Dry  Dock  Oo.'s  stock 

■  Pacific  Rolling  Mills  stock 

Loans  on  bond  and  mortgage 

Loans  on  collaterals ' 

Interest  and  rents  due  and  accrued 

Real  estate,  Company's  Home  Oflice 

Other  real  estate  owned  by  Company 

Premiums  in  course  of  collection  and  in  hands  of  agents 

Marine  premium  notes 

Cash  in  banks  and  oflfice 

All  other  assets 


50 
00 
00 
00 
00 
00 


$38,850  00 
25,000  00 
51,250  00 
20,600  00 
71,400  00 
49,000  00 
18,360  00 
2,020  00 
19,312 

579,221 
15,750 
19,260 
6,750 
33,598 
33,750  00 
23,000  00 

112,500  00 
15,125  00 
44,000  00 
22,550  00 
39,200  00 
31,400  00 
19,680  00 
25,000  00 

338,875  00 

154,050  00 
9,605  82 

300.000  00 
20,700  00 

325,855  61 
77,631  67 

231.001  26 
10,160  91 


$3,037,706  77 
Liabilities. 

Losses  in  process  of  adjustment — Fire $140,554  98 

Marine 28,383  71 

$168,938  69 

Re-Insurance  Reserve  (California  Standard) — Fire    ,    $l,0o5,637   16 

—Marine 85,817  64 

1,141,474  80 

Marine  bills  payable 15,307  74 

All  other  claims  and  demands 31,01 1   53 

Capital  paid   up  in  cash 1,000,000  OO 

Net  suiplus 680,974  01 


J,037,706  77 


Income. 

Net  piemiums  received  in  cash — Fire -f  1,488,395  57 

—Marine       249,728  46 

Interests  and  dividends 102,732  10 

Rents 25,327  49 


7  (IN.) 


■11,866, lf<3  62: 


A  97 


57  Victoria. 


Sessional  Papers  (No.  13). 


1 


A.  1894 


Expenditures. 

Net  losses  paid— Fire $844,928  66 

—Marine 159,851   93 

$1,004,780  59 

Dividends 120,000  00 

Commission  and  brokerage 252,751   85 

Salaries,  fees,  etc 148,928  71 

Taxes— State,  National,  Local 27,652  79 

All  other  expenditures 149,226  25 


Comparative  Condition. 


$1,703,340  19 


Jan.  l8t. 

Assets. 

Re-Ins.  Reserve. 

Net  Surplus. 

1880.. . 

.  .    ..$   741,487    72 

$    244.603  64 

$153,172   13 

1885.. . 

1,520,894  77 

407,998  68 

268,331   90 

1890.. . 

2,431,717  79 

797,618  97 

484,438  25 

1892.. . 

2.844,389  82 

986,340  87. 

667,178  33 

1893.. . 

3,037,706  77 

1,141,474  80 

680,974  01 

A  98 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  BKITISH  AND  FOREIGN  MARINE  INSURANCE  COMPANY 

(LIMITED). 

Register  No.  239.  Certificate  of  Registry  167. 


Summary  of  Application  for  Registry. 

Signatories. — 1.  Application,  Arthur  McNeill,  Secretary.  2.  Power  of  Attorney 
ior  the  Province  of  Ontario,  Thomas  Chilton,  Chairman ;  William  Bingham,  one  of  the 
Directors,  and  Arthur  McNeill,  Secretary,  for  the  Company. 


Fars.  10,  11,  12. — Head  Office,  Liverpool,  Eng.  Chief  Agent  and  Attorney  for 
Ontario,  Hugh  Scott,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the 
name  of  The  British  and  Foreign  Marine  Insurance  Company  (Limited). 

Far.  2. — Company,  how  constituted  or  incorporated, — The  Company  was  lawfully 
incorporated  under  the  Companies'  Act,  1862,  with  a  memorandum  and  articles  of 
association,  on  the  5th  day  of  August,  1867,  and  the  documents  evidencing  the  same  are 
duly  filed  or  deposited  with  the  Registrar  of  Joint  Stock  Companies  in  London,  Eng. 
Copy  of  memorandum  and  articles  tiled  as  exhibit  1. 

Far.  4. —  The  legislative  enactments  by  which  the  powers  duties,  rights  and  obliga- 
tions of  the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following : 
^25  and  26  Vict.,  chap.  89  ;  30  and  31  Vict.  chap.  131  ;  40  and  41  Vict.,  chap.  26 ;  42  and 
43  Vict.,  chap.  76;  43  Vict.,  chap.  19;  46  and  47  Vict.,  chap.  30  ;  49  Vict.,  chap.  23  ; 
53  and  54  Vict.,  chap.  62,  63  and  64. 

Far.  5. — The  original  corporate  name  of  the  Company  was  The  United  British  and 
Foreign  Marine  Insurance  Company  (Limited). 

Fars.  7,  8. — The  corporate  name  was  altered  25th  September,  1867,  by  special 
resolution  of  the  Company  to  The  British  and  Foreign  Marine  Insurance  Company 
(Limited),  which  name  is  still  in  force. 

Far.  13. — The  members  are  related  as  shareholders  in  an  incorporated  joint  stock 
com[)any,  and  the  liability  of  the  members  is  limited  to  the  amount  remaining  unpaid 
upon  the  shares  held  by  them. 

Far.  15. — The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of 
Canada,  bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  31st  day  of 
March,  1894,  to  transact  Fire  and  Inland  Marine  Insurance. 

Far.  16. — Forms  used  by  the  Company  in  Ontario  fi.led  as  exhibits  3  to  19. 

Par.  17. — Deposited  assets. — -Assets  of  the  Company  are  deposited  and  held  in 
various  states  or  countries  as  special  security  for  the  policy  holders  respectively  therein  as 
follows:  1.  In  Canada,  deposit  accepted  at  the  value  of  $112,000,  held  by  Finance 
Department,  Ottawa.  2.  In  other  states  or  countries  :  In  Massachusetts,  deposit  accepted 
at  $304,839.80,  held  by  State  Treasurer.  In  Georgia,  deposit  accepted  at  |25,000,  held 
by  State  Treasurer.  In  Ohio,  deposit  accepted  at  $100,000,  held  by  Superintendent  of 
Insurance.  In  New  Yoik,  deposit  accepted  at  $200,000,  held  by  Superintendent  of  Insur- 
ance; also  $214,000,  held  by  Central  Trust  Company  of  New  York.  In  Oregon,  deposit 
accepted  at  $50,000,  held  by  State  Treasurer.  In  Argentine  Republic,  deposit  accepted  at 
'$50,000,  held  by  Argentine  Government.  In  Rio  de  Janeiro,  deposit  accepted  at  10,000 
Rs.,  held  by  London  and  Brazilian  Bank    Limited). 

A  99 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


CANADIAN  AND    EUROPEAN   EXPOET  CREDIT  SYSTEM  COMPANY. 

Register  No.  201.  Certificate  of  Registry  No.  128. 


Summary  of  Application  for  Registry. 

1.  Head  Office,  Newark,  N.  J.  Chief  Agent  and  Attorney  fur  Ontario,  Thomas 
Christie,  Toronto.  Suits  by  or  against  the  Company  may  be  brought  in  the  name  of  The 
Canadian  and  European  Export  Credit  System  Company. 

2.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obligations  of 
the  Company  are  now  declared,  defined,  limited  or  governed  are  the  following  :  New- 
Jersey,  An  Act  concerning  corporations,  1875  ;  New  Jersey,  1889,  A  Supplement  to  the 
Act  concerning  corporations. 

3.  The  members  are  related  as  shareholders  in  an  incorporated  stock  company,  and 
the  liability  of  the  members  is  limited  to  the  amount  unpaid  upon  the  shares  held  by  them. 

4.  The  Company  is  now  authorized  by  license  issued  by  the  Dominion  of  Canada, 
bearing  date  the  31st  day  of  March,  1893,  and  expiring  on  the  3l8t  day  of  March,  1894, 
to  insure  wholesale  dealers,  jobbers  and  manufacturers  against  excess  losses  by  reason  of 
bad  debts 

5.  Deposited  assets. — Assets  of  the  Company  are  deposited  and  held  in  Canada  a» 
special  security  for  the  policy  holders  therein  as  follows  :  Deposit  accepted  at  the  value 
of  $100,000. 


A   100 


57  Victoria.  Sessional  Papers  (No.  18).  A    1894 


DIVISION  B. 


i^ROVINCIAL  LICENSEES  :  BEING  INSURANCE  COMPANIES  LICENSED, 
INSPECTED  AND  REGISTERED  BY  THE  PROVINCE  OF  ONTARIO 
FOR  THE  TRANSACTION  OF  INSURANCE  THEREIN. 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


LIFE  INSURANCE  COMPANIES. 

YEAR  ENDING  31st  DECEMBER,  1892. 


EXCELSIOR    LIFE     INSURANCE     COMPANY    OF     ONTARIO     (LIMITED). 
Commenced  business '[bth  October,  1890. 

HEAD    OFFTCE,    TORONTO. 

President — E.   F.  Clarke,  M.P.P.  |  Secretary —Ed^is    Marshall. 

Authorized  CapHal,  S500,000. 

Subscribed  Capital,  $350,900.         Paid  up,  $52,735.60. 

Deposit  at  Provincial  Treasury,  $26,800. 


Statement  for  year  ending  31st  December,  1892. 

Assets. 

Mortgages  on  Toronto  property $4i,593  62 

Cash  on  hand,  head  office $2,974  71 

Cash  in  bank 8,320  04 

11,294  75 

Cash  in  agents'  hands 3,946  65 

Bills  receivable 4,009  67 

Interest 936  67 

Office  furniture  (not  extended)    $1,603  67 

Outstanding  and  deferred  premiums 7,838  06 

Credits  on  half  credit  policies  in  force      1,153   72 

Agents'  ledger  balances    8,850  08 

Suspense  account 184  62 

Premium  obligations    2,867  49 

Total  assets $85,675  33 


57  Victoria.  Sessional  Papers  (No  13).  A.  1894 


Liabilities. 

Jleixisurance  reserve  (interest  being  taken  at  4|-  per  cent.) $31,680  00 

Amount  due  for  salaries 

"  rent  ....   

**  advertising,  etc ... 

"  medical  fees 

"  commission 

"  ofifice  expenses 


$656 

66 

179 

56 

30 

35 

294 

50 

1,668 

82 

3 

00 

2,832  69 


Total  amount  of  liabilities  except  capital  stock 34,512  89 


•Capital  stock  paid  up    52,735  60 

Receipts. 

Cash  received  for  premiums $26,595  02 

interest 3,144  52 

account  capital  stock 3,914  40 

bills  receivable    303  25 

agents'  advances  repaid 553  10 

mortgage  loans  repaid    691  50 


Total  receipts    $35,201  79 

Expenditure. 

Amount  paid  for  agents'  commission     ' $3,099  65 

salaries      2,92122 

"                    "        travelling    expenses     913  57 

"                    •'        exchange 65  25 

*'                 salaries,  fees,  etc     3,3 1 2  76 

"                 medical  fees 2,266  45 

"                actuarial  fees    41  00 

"                legal  expenses 149  36 

"                 directors'   expenses 15  10 

"                agency             "         19  50 

"                 rent,  gas,  fuel,  etc    612  45 

•'                 printing  and"  stationery 515  24 

"                 postage,  telegrams  and  express 274  52 

"                 office  expenses 104  11 

"                 advertising    675  09 

office  furniture     229  69 


losses $2,000  00 

reinsurance 205   17 

surrenders    600  00 

written   oS 48  56 

advance  premiums 20  45 

secured  loans    10,710   12 

capital  stock 449  40 

advances  to  agents 3,483  96 

suspense  account 152  52 


),214  96 


17,720  1{ 


Total  expenditure $32,935  14 

B  4 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


MISCELLANEOUS. 


Life  Risks. 

Number. 

Amount. 

Contracts  in  force  31st  Dec,  1891 .- 

543 
636 

$715,250  00 

' '        taken  during  1892 

793,500  00 

"        in  force  at  any  time  during  1892 

1179 

205 
974 

$1,508,750  00 

Deduct  contracts  matured  in  1892 

Number. 

2 

202 

1 

Amount. 

$2,000  00 

275,000  00 

1,000  00 

"               lapsed             "     

' '               surrendered   "     

Total  

205 

278,000  00 

$278,000  0© 

Net  contracts  on  foot  31st  Dec,  1892  

1,230,750  00 

B  5 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


LIST  OF  SHAREHOLDERS. 


Name. 


Allison,  W.  H.  R.,  Q.C. 
Alexander,  Rev.  John. . 
Armstrong,  .John  R. . . . , 
Armstrong,  John 


Bell,  William 

Bates,  A  ndrew 

Boddy,  H.  M 

Bullis,  W.  H.,  M.D 

Bowman,    John 

Burch,  George 

Barr,   David 

Barnet,  Alex 

Bryson,  Charles    

Brown,  W.  E.  (in  trust). 

Brown,  Mrs.  A.  A 

Barnet,  J.  E.  H 

Burt,  R.  B 

Burkinshaw,  F.  A 

Booth,  Robert 

Boddy,  James 

Bourinot,  E.  W 

Bennett,  Edward 

Breese,  Wm 


Clarke,  E.  F.,  M.P.P.... 
Cullen,  Rev.  Thomas  . . . . 
Clarke,  R.  R.,  (estate  of). 

Chad  wick,  Allen 

Clubb,  A 

Clayton,  Thomas 

Colter,  W.  F.  B 

Clement,  A.  D 

Cooney,  C.  T 

Cuthbertson,  G.J . . 

Campbell,  Peter 

Carswell,  Jonathan 

Carswell,  James    

Carswell,  Leslie  McV .    . . 

Craig,  James 

Catcher,  Charles 

Carnaham,  W.  J.  A 

Currj-,  Isaac 

Cook,  J.  C 

Curry,  W.  H 


Da  vies,  S.  J   

Denison,  Col.  F.  C.M.P... 

Doust,  .Joseph 

Donnelly,  Miss  Minnie 

Dixon,  George 

Dissette,  Richard 

Doty,  John  A 

Duggan.  Joseph 

Drake,  F.  P.,  M.  D 

Dunlop,  Arunah  (estate  of). 

Dickson,  J.  B 

Dickson,  W.  W.,  M.D 

Dulmage,  Richard 

Dey,  Mrs.  Annie 

Davies,  J.  J 

Dow,  W.  G.,  M.D 

Davies,  J.  E 


Ego,  Angus,  M.  D. 


Ferguson,  John,  M.D. 

Fasken,  David 

Foulds.J.  G 


No.  of 
shares. 


Picton 

Toronto  

1 
5 

Ottawa  

50 

Owen  Sound 

Toronto    

10 

10 
5 

t< 

15 

Dresden 

London  

10 
10 

St.  Catharines 

Renfrew 

100 
50 
45 

Ottawa 

(I 

50 
10 
40 

Renfrew 

Collingwood 

Toronto 

Pembroke 

25 

10 

5 

50 

Toronto 

5 

Wiarton 

5 

Kingston  

Chatsworth  

10 

1 

Toronto  

Aylmer      

51 
10 

Millbrook 

Kingston   

10 

2 

1 

10 

Sarnia 

50 

Brantford 

10 
10 

Petrolea 

Peterboro' 

5 
5 

Renfrew 

20 

10 
20 

Allandale    

Meaford 

5 
4 
1 

Toronto 

Kincardine 

10 
5 

Omemee 

15 

5 

10 

Bowman  ville 

22 
1 
4 

Bradshaw 

5 
10 
50 

London.   .         

10 

Pembroke 

10 
10 

(( 

10 

Arnprior 

10 

20 

Toronto 

Owen  Sound 

Toronto 

Markdale 

10 

5 

4Q 

5 

Toronto 

Sarnia 

10 
10 
20 

Amount  paid  up. 

S    c. 

15  00 

75  00 

750  OO 

150  00 

150  00 

75  00 

225  00 

150  00 

150  00 

1,500  00 

750  00 

675  00 

750  oa 

150  00 

200  00 

375  OO 

150  00 

30  00 

750  00 

70  00 

75  00 

150  OO 

15  OO 

515  00 

150  00 

150  00 

30  00 

15  00 

150  00 

750  00 

150  00 

150  00 

75  00 

75  OO 

300  00 

150  OO 

300  00 

75  00 

60  00 

15  00 

150  00 

75  OO 

225  00 

75  OO 

150  00 

330  00 

15  00 

60  OO 

75  00 

150  00 

750  00 

61  75 

150  00 

150  OO 

150  00 

150  00 

300  00 

150  00 

75  00 

75  00 

150  00 

150  00 

300  OO 

B6 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


LIST  OF  SHAREHOLDERS.— (7on<tni<«rf. 


Name. 


Fidee,  W.  C.  . 
Falconer,  U.  H  . 
Fenton,  W.  E.. 

Foster,  A 

Falls,  A.  F 

Fisher,  Thomas. 


Gaskin,  Capt.  John 

Grant,  Wilbur 

Gulledge,  E.  H 

Griffin,  Mrs.  Maria 

Graham,  F.  J 

Gillies,  James 

Gillies,  William 

Gordon,  J.  W 

Gowan,  Hon.  J.  R 

Gordon,  Alex 

Gordon,  Alex,  (in  trust). . .    . 

Gordon,  Alex,  (in  trust) 

Graydon,  .John 

Graham,  Joseph 

Graham,  Thomas  (estate  of). 

Griffin,  H.S.,  M.D 

Graham,  W.  C 

Graham,  Mrs.  E 


Hughes,  J.  L 

Hendry,  W.  J 

Harrington,  Amos   . . . 

Hopper,  S.  T 

Hallam,  Aid.  John  . . . 
Hood.  Capt.  Charles . . 
Hood,  Mihs  (!.  A.  S .  . . 

Howarth,  Thomas 

Hamilton,  J.  W 

Hurdon,  Harry 

Hopper,    William .    . . . 

Hopper,  W.  H 

Hall,  James  

Henderson,  Jonathan. 

Hale,  Thomas 

Hoyle,  W.  H 


Inglis,  T.  R. 


Jolliffe,  Rev.  T.  W. 

Jones,  .John 

Jones,  Mrs.  John.  . 

Johnston,  J.  W 

Johnston,  .J.  R 


King,  G.  R 

Kidd,  Alex 

Kearns,  A 

Kennedy,  R.  A.,  M.D 

Kerr,  William 

Kennedy,  William 


Lennox,  C.  P. . . . 

Leslie,  J.  K 

Lang,  J.  W 

Lowrie,  J.  D 

Lee,  J.  W 

Latimer  .Tames... 
Langskill,  James. 
Long,  Thomas 


McVety,  A.  F.,  M.D. 
McGeary,  J.  F„ 


Addtess. 


Toronto 

Streets  ville. 

Ottawa 

Pembroke.  . 
Chatham  .  . 
Toronto . . . . 


Kingston 
Toronto . . 
Oak  ville .. 
Ottawa 


Carlton  Place 


Brighton . 
Barrie  . . . . 
Pembroke . 


Streetsviile  . 
Meadow  vale. 


Hamilton 
Aurora  .  . 
Toronto . . 


Toronto . 


Port  Hope , 
Toronto   . . 


Oak  ville.... 
Sarnia  .  . . . 
Kincardine 
Cobourg.    . . 


Owen  Sound  . 

Barrie  

Pembroke  .. 
Cannington  . 


Sarnia 


Bowmanville 
Toronto 


Campbellford 


Sarnia. 


Toronto . 
Ottawa  . 
Cobourg . 
Barrie 

Toronto 


Sarnia 

Toronto 

Carleton  Place 
Toronto  


Kingston 
Toronto . . 

B  7 


No.  of 

shares. 


10 

25 

5 

2 

20 
20 
25 
50 
50 
55 
55 
3 
40 
20 
10 
10 
10 
10 
10 
10 
10 
20 

10 
10 

1 

8 
50 
11 

1 

25 
10 
10 

4 
10 

2 

10 

25 

'   5 


5 

25 

25 

5 

3 


Amotmt  paid  up. 


•S  c. 
.%  (0 
75  00 
15  00 
375  00 
75  00 

20  00 

300  00 
300  00 
375  00 
750  00 
750  00 
825  00 
825  00 
45  00 
600  00 
300  00 
150  00 
150  00 
150  00 
150  00 
150  00 

21  00 
150  00 
300  00 

150  00 
150  00 

15  00 
120  00 
750  00 
165  60 

15  00 
375  00 
150  00 
J  50  00 

60  00 
150  00 

30  00 
150  00 
375  00 

75  00 

75  00 

75  00 

375  00 

375  00 

75  00 

45  00 


.50 

750  00 

50 

7.50  00 

2 

30  00 

10 

111  65 

1 

15  00 

10 

150  00 

20 

300  00 

10 

250  00 

.50 

750  00 

10 

150  00 

20 

300  00 

4 

60  00 

10 

150  00 

20 

300  00 

.50 

750  00 

5 

75  00 

57  Victoria. 


Sessional  Papers  (No.  18). 


A.  1894 


LIST  OF  SHAREHOLDERS.— ContwwccZ. 


Name. 


McKean,  E.  W 

McPherson,  Capt.  G.  R. . 

McMaster,  John 

McOleary,  William 

McOarroll,  Thomas 

McOullough,  J.  H.,  M.U. 

McCormick,  Audrew 

McFinnie,  D.  M 

McCullough,  T.,M.D.... 

McDouald,  John 

McFarland,  W.  J 

McClean,  W.  A 

McFaul,  A.  W 


Mac  vicar,  3.  A 

Macvicar,  A.  F 

MacCarthy,  H.  F. . . 

Murray,  J  ames 

Mitchell,  C.  VV 

Marshall,  Edwin    . . . 

Morrison,  A.  H 

Mitchell,  James 

Main,  J.  J 

Millar,  Mrs.  M.  J. . . 

Millar,  T.  A 

Masson,  Andrew. . . . 
Matheson,  W.  M.... 

Morrow,  A 

Micchell,  S.  E 

Morrison,  G.  E 

Moore,  C.  S.,  M.  D. 

Miall,  Edward 

Mackie,  Thomas. . . . 

Murphy,  Rev.  A 

Mohr,  Ephraim 

Morgan,  J    D 

Maloney,  Rev.  R.    . 


Nixon,  Henry  . . . . 
Norman,  Addison. 
Notter,  Mrs.  h\  J. 


Plowman,  S.  E 

Pickles,  William . . . . 

Porter,  Frank 

Palling,  J.  F.,  M.D. 

Parker,  S.  J 

Price,  Carson 


Reid,  J.  W 

Robinson,  R.  J    

Redfern,  J.  W 

Rowland,  O.  P 

Ross,  R.  A.,  M.D 

Rowland,  John  

Robertson,  Capt.  W.  T. 

Ronan,  J.  H 

Richaidson,  Matthew  . 


Sutherland,  Rev.  A. 

Stevens,  E.  A 

Shaw,  Abraham.... 

Sing,  Rev.  S 

Sheridan,  C.  W  . . . . 
Simpson,  Donald.... 

Sanders,  M.  A 

Scott,  B 

Stewart,!  Neil 

Scagel,  J.  D 

Simpson,  J.  D   . .    . 


Address. 


Hamilton 

Sarnia.. 

Thoroid ." .' . . ...... 

Meaford ...    

Owen  Sound 

Pembroke 

Arnprior 

Chatsworth 

Markdale 

Owen  Sound 

Sarnia 

Ottawa  

Toronto 

Ottawa 

Toronto 

Rockton 

Toronto 

Ottawa 

Toronto 

Sarnia . 

London  

Ottawa  

Pembroke 

Chatham   

Arnprior   

Dundalk 

Markdale 

Toronto . . 

Owen  Sound 

Toronto 

Barrie .     

Owen  Sound 

Holland  Centre 

Toronto ...    

Owen  Sound 

Collingwood 

Barrie 

Collingwood 

Owen  Sound 

Sarnia 

Flesherton 

Toronto 

Kingston  

Foxboro' , 

Toronto 

Sarnia 

Toronto 

Ottawa 

New  Westminster 
Sarnia 

B  8 


15 

10 

35 

2 

1 

5 

10 

10 

5 

5 

20 

5 

2 

10 

20 

50 

5 

10 

15 

10 

25 

20 

5 

5 

50 

40 

5 

10 

10 

10 

50 

20 

10 

20 

5 

5 

10 

2 

40 

6 
5 
2 
4 
50 
3 

1 
2 
10 
10 
10 
20 
10 
10 
5 

5 
10 

2 
20 

1 
10 
10 

2 
50 
10 
10 


Amount  paid  up. 

$  c. 

225  00 

150  00 

525  00 

30  00 

15  00 

75  00 

150  00 

150  00 

75  00 

75  00 

300  00 

75  00 

30  00 

150  00 

300  00 

750  00 

75  00 

23  40 

150  00 

150  00 

375  00 

300  00 

75  00 

75  00 

750  00 

300  00 

75  00 

160  00 

150  00 

61  75 

750  00 

300  00 

150  00 

300  00 

75  00 

75  00 

150  00 

30  00 

600  00 

75  00 

75  00 

30  00 

60  00 

750  00 

45  00 

15  00 

30  00 

150  00 

150  00 

150  00 

300  00 

150  00 

150  00 

75  00 

75  00 

150  00 

30  00 

300  00 

15  00 

150  00 

150  00 

30  00 

750  00 

150  00 

150  00 

57  Victoria. 


Sessional  Papers  (No.  13). 


A    1894 


LIST  OF  SHAREHOLDERS.— ConciudetZ. 


Name. 


Scott,  Wm 

Sweet,  Wm 

Smith,  H.  B 

Schooley,  Miss  A.  M . 
Schooley,  Miss  L.  .T.  . 
Stewart.  H.  D         . 

Schmidt,  George 

Smith,  F.  M 

Sand  ford,  S.  J 

Smith,  HE 

Smart,  A.  M 


Tucker,  Rev.  S.  . 
Tallmadge,  E.  H. 
Tinning,  J.  B. . . . 
Tolchard,  H  ... 
Taylor,  Miss  A . 
Thompson,  J.  E. 


Urquhart,  John,  M.D. 


Vickery,  Rev.  John . 
Vail,  C.  L.,  M.D.  .. 
Vail,  Mrs.  M.  E . .    , 


Whiteside,  T.  R 

Walker,  E 

Whittaker,   William.. 

Wilk.s,  Mrs.  A 

Wilks,  MissE 

Wells,  W.  C 

Wilson,  Mrs.  E 

Ward,  W.  O   

Williams,  William.  . . . 

WooUings,  .James 

Williams,  M.  H 

Weir,  G.  E 

Weir,   Miss  Caroline. . 
Weir,  Miss  Catherine . 

Wedge,  George 

Ward,  G.  D   

Wightman,  Robert 

Watson,  R.  McD.    . . . 

Wilson,  David 

White,  A.  T 

William.s,  William . . . . 

Wesley,  Samuel 

Workman,  Thomas.. . . 
White  Peter,   M.P   ... 

White,  W.  R 

Wootten,  Frank 

Woollings,  Mrs.  A.  B. 
Wurtele,  J.  W.  L 


Address. 


Ottawa  

Sarnia 

Owen  Sound. 
Welland  .  . . . 


Barrie 

Pembroke . . . 

Barrie 

Barrie  

Owen  Sound 
London  


Toroutc 


Streetaville 
Arnprior 


Oakville . 


Thornbury 
Sarnia  .... 


Toronto 

Sarnia  . 
Toronto . 


Bowmanville 
Toronto 


Oakville 
Dresden . 


Carleton  Place. 

Cobourg 

Owen  Sound  . . 

Hamilton 

CoUingwood  . . 

Pembroke 

CoUingwood  .  . 

Barrie 

Ottawa   

Pembroke 


Toronto. 
Ottawa   , 


Amount  paid  by  interest  beaiing  notes. 
Total  amount  paid  up 


50 


3,509 


Amount  paid  up 


1.50  00 
75  00 

150  00 
75  00 
75  00 
90  00 
75  00 
45  00 
.30  00 

300  00 

315  00 

300  00 
300  00 

15  00 
75  00 

16  00 
75  00 

750  00 

150  00 
60  00 
75  00 

30  00 

30  00 

600  00 

15  00 

15  00 

15  00 

75  00 

75  00 

150  00 

60  00 

375  00 

300  00 

450  00 

450  00 

45  00 

75  OO 

300  00 

45  00 

150  00 

150  00 

30  00 

75  00 

750  00 

150  00 

75  00 


15  00 


50,145  15 
2,590  45 


52,735  60 


B9 


Victoria  Sessional  Papers  (No.  13).  A.  1894 


PEOPLE'S   LIFE   INSURANCE   COMPANY   OF   TORONTO. 

Commenced  business  ith  May,   1892. 

HEAD    OFFICE,    TORONTO. 


President — Frederick  Crompton.  |  Secretary — E.   J   Lomnitz. 

Authorized  Debenture  Capital,  ^20,000. 

Subscribed  Capital,  $18,400.     Paid  up,  $18,400. 

Deposit  at  Provincial  Treasury,  #10,000. 


Statement  for  year  ending  31st  December,  1892. 

Assets. 

Cash   value  of  Government  deposit    $10,000  00 

"     on  hand,  head  office $       8   14 

«'     in  Imperial  Bank 1,760  17 


1,768  31 

"     in  agents'  hands .  -. 689  77 

Bills  receivable 786  65 

Deferied  and  outstanding  premiums 1,588  93 


Total  assets    $14,833  66 


Liabilities. 
Reinsurance  reserve  (interest  being  taken  at  4^  per  cent.) $4,229  93 


Total  amount  of  liabilities,   except  debenture  capital   ....  $4,229  93 


Debentures  paid  up $18,400  00 

B  10 


-57  Victoria. 


Sessional  Papers  (No.  13). 


A,  1894 


Receipts.* 

Cash  received  for  premiums $3,511   46 

interest 319  93 

debentures    18,400  00 

Total    receipts    j22,23j^  39 

Expenditure. 

Amount  paid  for  agents'  commission $2,981   36 

"                salaries 1,691   35 

"                 medical  feea. 224  85 

"                 legal  expenses 10  00 

"                 all  other  expenses 2,287  94 

Total  expenses  of  management    $7,195  50 

Miscellaneous. 

Amount  paid  for  claims    2,000  00 

"  office    furniture    $398  45 

"  other  expenses 531   27 

929  72 

Total  expenditure $10,125   22 

MISCELLANEOUS. 


Life  Risks. 


Amount. 


Contracts  taken  during  1892 

"        expired  lapsed,  become  claims,  etc. 
Net  contracts  on  foot  31st  December,  1892  . . . 


*May  to  December,  1892. 


B  11 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894: 


LIST  OF   DEBENTURE  HOLDERS. 


1 

Name. 

Residence. 

Amount 
subscribed.     1 

Amount 
paid   up. 

Alfred  Baker,  M.  A 

John  Flett 

Toronto    

Renfrew       

-S       c. 
2,500  00 
1,300  00 
1.200  00 
1,200  00 
1,300  00 
1,200  GO 
1,100  00 
.5,000  00 
1,200  00 
1,200  00 
1,200  00 

$       c. 
2,500  00 
1,300  00 
1,200  OO 

Carleton  Place 

1,200  00. 

W.  H.  Hunter                                  

1,300  00 

James  P.  Murray 

W.  Beattie  Nesbitt,    M.  D                 

1,200  00 

C( 

1,100  00 

,, 

5,000  OO 

Hon.  M.  SuUivan,  Senator 

Kingston 

1,200  00 

Frank  Turner,  C.E 

Toronto    

Pembroke    

1,200  00 

Hon.  Peter  White,  M.P    

1,200  00 

Total                                               

$18,400  00 

$18,400  00 

B  12 


57  Victoria.  Sessional  Papers  (No.  13).  A.  18i4 


RECAPITULATION 


ASSETS,    LIABILITIES,    REVENUE     AND    EXPENDITURE 


OF  LIFE  INSURANCE  COMPANIES. 


8  (IN.) 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


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i 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


JOINT  STOCK  FIRE  INSURANCE  COMPANIES. 


YEAR  ENDING  81st  DECEMBER,  1892. 


I 

I 


57  Victoria. 


Sessional  Papers  (No.  13) 


A.  1894 


JOINT  STOCK  FIRE  INSURANCE  COMPANIES, 

YEAR  ENDING  31st  DECEMBER,   1892. 


HAND-IN-HAND    INSURANCE    COMPANY    (MUTUAL    AND    STOCK)    and 

MILLERS'  AND  MANUFACTURERS'    INSURANCE    COMPANY    (STOCK 

At^D  MUTUAL)  SEE  UNDER  "CASH  MUTUAL  COMPANIES." 


QUEEN  CITY  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    TORONTO. 

Commenced  business  1st  July,  1871. 


President — W.  H.  Howland.  |  Secretary — Thomas  Walmslby. 

Authorized  Capital,  $100,000. 

Subscribed  Capital,  $100,000.     Paid  up,  $50,000. 

Securities  deposited  in  Treasury  of  Ontario,  $10,000  par  value. 


Assets. 

Value  of  real  estate  held  by  Company,  being  land  and  building  on  the  west 
side  of  Church  Street,  Toronto,  where  the  head  offices  of  the  Company 

are  situated    $80,633  69 

Debentures  of  Freehold  Loan  and   Savings  Company 10,000  00 

Amount  of  loans  secured  by  mortgage 23,264  00 

"             "         on  bank  stock 54,500  00 

Agents'  balances 2,612  69 

Interest  accrued  and  unpaid  on  all  loans  as  above 1,025  74 

Accrued  rents   1,713  34 

Cash  on  deposit  in  Dominion  Bank 6,698  45 

Amount  of  all  other  Assets 550  53 

$180,998  44 
Liabilities. 

Unearned  premiums,  being  50  per  cent,  of  gross  premiums $14,741  37 

Other  liabilities 89  85 

Total  liabilities,  except  capital  stock $14,831   22 

Capital  stock  paid  up  in  cash $50,000  00 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


Revenue  Account. 

Gross  premiums  received  in  cash $19,685  58 

Received  for  interest,  dividends  on  stocks  and  all  other  sources     4,783  01 

Rents 5,091  15 

Cash,  all  other  sources 50,330  00 

Total $79,889  74 

Expenditure. 

Amount  paid  for  losses  occurring  during  the  year  1892 $3,995  51 

"           for  re-insurance  premiums , 1,434  97 

"           for  cancelled  policies , 1,752   15 

Amount  of  dividends  paid  during  the  year  to  shareholders 2,500  00 

"            rebate              "                    "              policy  holders 120  63 

Paid  for  commission  or  brokerage 2,476  76 

"       salaries,  fees,  and  all  other  remuneration  of  officials 3,660  00 

"       rent     400  00 

"       bonus 160  00 

$16,500  02 

"       statutory  assessment  and  license  fee S  113  02 

"      books,  stationery,  printing  and  advertising 441   92 

"      travelling  expenses    38  67 

"       postage,  etc 47   12 

"       voted  to  President  at  annual  meeting 1,000   00 

"      legal  expenses    11   02 

"       bonus  salary   83  33 

'•       over  time    18  91 

"      expenses  against  rent 2,325  75 

4,079  74 

Loan 54,500  00 

Total  expenditure $75  079  76 

MISCELLANEOUS. 


Fire  Risks. 

Number. 

Amount. 

Policies  in  force  (gross)  Slst  December,  1891 

Taken  during  the  year  1892,  new  and  renewed 

2,784 
1,824 

S         c. 
2,830,239  00 

2,341,583  00 

Total   

4,608 
1,689 

5,171,822  00 

Deduct  expired  and  cancelled  during  1892 

2,558,556  00 

In  force  at  31st  December,  1892 

Of  which  was  re-insured 

2,919 

2,613,266  00 
264,041  00 

Net  risks  carried  by  Company,  Slst  December,  1892 

2,349,225  00 

I 


B  20 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


LIST  OF  STOCKHOLDERS. 


Name. 


Austin,  James 

Badenach,  William 

Copp,  Clark  &  Co 

Downey,  J 

Elliott,  R.  W  . . . 

English,  C.  E 

English,  E.  Taylor 

Harvey,  A 

Howland,  W.  H 

Maclennan,  James 

Maclennan,  James") 

Walmsley,  Thos . .  |-  Trustees 

I 
Howland,  W.  H..  J 

McMurrich,  W.  B) 

>  Trustees 
McMurrich,  Geo . .  ) 


Roaf,  J.  R 

Scott  &  Walmsley 

Scott,  Hugh , , 

Scott,  James 

Scott,  J.  G 

Strathy,  H.  H  

Smith,  W.  H.  (intrust). 

Walmsley,  William 

Walmsley,  Thomas 

Watson,  James 

Wood,  A.  T 


Total 


Toronto 


Barrie. . 
Toronto 


Residence. 


Hamilton 


5,000  00 


3,000  00 


Amount  sub- 
scribed. 

Amount  paid  up 
in  cash. 

$         c. 

$        c. 

2,000  00 

1,000  00 

1,000  00 

500  00 

1,000  00 

500  00 

1,000  00 

500  00 

2,500  00 

1,250  00 

12,300  00 

6,150  00 

200  00 

100  00 

500  00 

250  00 

4,000  00 

2,000  00 

5,000  00 

2,500  00 

2,500  00 


1,500  00 


1,500  00 

750  00 

27,500  00 

13,750  00 

5,000  00 

2,500  00 

3,000  00 

1,500  00 

1,000  00 

500  00 

1,000  00 

500  00 

10,000  00 

5,000  00 

1,000  00 

500  00 

10,000  00 

5.000  00 

1,000  00 

500  00 

1,500  00 

750  00 

100,000  00 

50,000  00 

B  21 


« 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


CASH-MUTUAL   FIRE   COMPANIES, 

ASSETS  AND  LIABILITIES  :     INCOME  AND  EXPENDITURE. 


i 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


CASH-MUTUAL   FIRE    COMPANIES 

YEAR  ENDING  31st  DECEMBER,  1892. 


ECONOMICAL  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD   OFFICE,    BERLIN. 

Commenced  business  28th  October,  1871. 


President — J.  Fennell.  Manager — Hugo  Keanz. 

Unassessed  premium  note  capital,  $221,120.92. 

Securities  deposited  at  Provincial  Treasury,  par  value,  $27,556.47. 


Assets. 


Cash  value  of  mortgages  on  real  estate  = $50,271   48 

Cash  value  of  real  estate 15,000  00 

Cash  on  deposit  to  Company's  credit  in  Canadian  Bank  of  Commerce  and  on 

hand 13,602  24 

Cash  in  Agents'  hands,  acknowledged  by  them  to  be  due,  and  considered  good  123  33 

Amount  unpaid  of  assessments  levied  during  1892 2,083  38 

"  "  "  in  prior  years  (not  extended) $243  96 

Amount  of  short  date  notes,  or  due  bills,  less  than  one  year  overdue     1,693  02 

"  premium   notes  in    force   after  deducting  all  payments 

thereon  and  assessments  levied $221,120  92 

Less  premium  notes  given  for  re-insurance 3,732  00 

217,388  92 

Other  amounts  due  Company 594  14 

"  of  rent 42  50 

"  of  office  furniture  (not  extended) $500  00 


Total  assets $300,799  01 

Liabilities. 

Amount  of  re-insurance  reserve $7,313  00 

•'         loss  supposed 2,975  00 


Total  liabilities , $10,288  00 

Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $75,808  63 

Cash  received  as  first  payments,  being  part  payment  of  premium  notes $23,066  45 

for  assessments  levied  in  1892 23,277  34 

assessments  levied  in  years  prior  to  1892 1,302  63 

premiums  on  cash  system  .  .  .  .  , 9,895  42 

interest   3,729  96 

transfer  fees 110  50 

rents 875  00 


Total  receipts $62,257  30 

B  25  ^'^^^^'^ 


57  Victoria, 


Sessional  Papers  (No.  13). 


A.  18P4 


Expenditure. 

Expenses  of  Management : 

Amount  paid  for  commission  to  agents . 09,322  54 

"                 statutory  assessment 156  91 

"                  printing,  stationery  and  advertising 824  44 

"                  salaries,  directors'  and  auditors'  fees 5,459  70 

*•                  postage,  telegrams  and  express 654  93 

fuel  and  light 118  57 

*«                 taxes    180  20 

"                 travelling  expenses 1,075  37 

"                 costs,  law 57  89 

Expenses  of  management $17,850  55 

Miscellaneous  Payments : 

Cash  paid  for  losses  which  occurred  during  1892 $34,423  48 

"  *'  "  prior  to  1892    1,000  00 

"  re-insurance , 769   11 

"  rebate,  abatement  and  returned  premiums ...  .  432  66 

"  furniture  and  repairs,  watchman  and  cleaning 

expenses 444  83 

"  dividends 4,271  58 

41,341   66 

Total  expenditure $59,192  21 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

One  j-ear  or  less. 

Three  years. 

Total. 

Mutual 

S        c. 

S        c. 
5,377,038  00 
1,302,821  00 

S       c. 
5,377,038  00 
1,756,932  00 

Cash 

454,111  00 

Total  

454,111  GO 

6,679,859  00 

64,957  00 
1,500  00 

7,133,970  00 

Re-insured. 
Mutual 

Cash 

Total  

66,457  00 

66,457  00 

Net  risks  carried  by  Companv,  31st  Dec,  1892 

7,067,513  00 

1 

B  26 


57  Victoria 


Sessional  Papers  (No.  13). 


A.  1894 


MOVEMENT  IN  RISKS. 


System  of  Insurance. 


Fire  Risks. — Mutual  System. 
Policies  in  force  31st  December,  1891 

"      new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 

Fire  Risks. — Cash  System. 
Policies  in  force  31st  December,  1891 

"    new  and  renewed  during:  1892 

Gross  number  during  1892 , j 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  Cash  system  31st  December,  1891 


Number. 


5,008 
2,261 


7,269 
2,196 
5,073 

1,205 
1,080 


2,285 
240 


2,045 


Amount. 


5,190,948  00 
2,433,559  00 


7,624,507  00 
2,247,469  00 
5,377,038  00 

999,568  00 
1,059,324  00 


2,058,892  00 

301,960  00 

1,756,932  00 


BUSINESS  TRANSACTED; 


General  Fire  Insurance. 


PREMIUM  NOTES  OR  UNDERTAKINGS 


On  Policies  in  force  31st  December,  1892, 


Amount  of  face  of  all  premium  notes  held  by  Company,  and  legally  liable  to  assessment. . 
Amount  of  all  premium  notes,  after  deducting  all  payments  thereon,  and  assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892   

Residue  of  premium  notes  given  by  Company  for  re-insurance 


B  27 


Total. 


303,471  00 

221,120  92 

145,815  00 

3,732  00 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


FIRE  INSURANCE  EXCHANGE. 

HEAD    OFFICE,    TOROXTO. 

Commenced  business  Srd  August,  1886. 


President — Frederick  Wyld.  Secretary — Hugu  Scott, 

Securities  deposited  in  Treasury  of  Ontario  : 

Debenture  of  Manitoba  and  N.  W.  Loan  Oo'y $5,000  00 

Subscription  list  of  guarantee  capital 200,000  00 

Unassessed  premium  note  capital 11.567  85 


Assets. 

Shares,  debentures  and  other  securities $14,200  00 

Cash  on  deposit  in  Standard  Bank,  Toronto 5,211  75 

Undertakings,  unassessed  amount $11,567  85 

Less  residue  of  premium  notes  given  for  re-insurance 1,197  75 

10,370  10 

Amount  due  by  sundry  persons 1,373  98 

Total  assets $31,155  83 

Liabilities. 

Unearned  premiums,  being  50  per  cent,  of  gross  premiums $2,475  27 

All  other  liabilities 108  76 

Total $2,584  03 

Income. 

Cash  received  for  first  payments,  1892 $12,294  56 

"           "               premiums  on  cash  system 4,147  32 

"           "              interest. 748  92 

"           "               debentures 5,000  00 

"           "               re-insurance  claims 419  26 

Total $22,610  06 

B  28 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Expenditure. 

Cash  paid  for  commission  to  agents 

'•  investigation  and  adjustment  of  claims 

"  statutory  certificate  and  license 

"  rent  and  taxes 

"  salaries,  directors'  and  auditors'  fees 

"  printing,  stationery  and  advertising 

"  travelling  expenses  and  inspection  of   risks 

"  plans,    telephone  and   exchange 

Total  expenses  of  management 

Oash  paid  for  losses  which  occurred  during  1892 $8,841   16 

"            re-insurance    premiums 1,801   83 

"           rebate 1,239  60 

"           dividends  to  guarantors 1,000  00 

"            investments 9,200  00 

Total    expenditure   


11,449 

31 

37 

86 

59 

61 

300 

00 

1,916 

00 

468 

17 

148 

52 

46 

27 

1,425  74 


22,082  59 


$26,508  33 


CURRENCY  OF  RISKS 


Amount  covered  by  Policies  in  force  31st  Decemher,  189Z. 


System. 

One  year  or  less. 

Three  years. 

Total. 

Matual       

$        c. 
837,660  00 
307,027  00 

S        c. 

$        c. 
837,660  00 
518,697  25 

Cash 

211,670  25 

Total 

1,114,687  00 

123,828  00 
56,120  00 

211,670  25 
.S0,000  00 

1,356,357  25 

Re-insured. 

Cash      . .                               

Total                          

179,948  00 

30,000  00 

209,948  00 

N  et  risks  carried  by  Company,  31st  December,  1892. . 

964,739  00 

181,670  25 

1,146,409  25 

9  (IN.) 


B29 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


MOVEMENT  IN  RISKS. 


System  of  Insurance. 


Number. 


Amount. 


Mutual  Si/stem. 
Policies  in  force  31st  December,  1891 

"       new  and  renewed  during  1892 

Gross  number  during  1892  

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892. 

Cash  System. 
Policies  in  force  31st  December,  1891 

"       new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 . . . . 

Net  risks  in  force  on  cash  system  31st  December,  1892 . . . 


287 
344 
631 
381 


1,064,253  00 
1,032,664  00 


2,096,917  00 
1,259,257  00 


250 

118 
99 

217 
52 

165 


837,660  00 

379,932  25 
496,002  00 


875,934  25 
357,237  00 
518,697  25 


BUSINESS  TRANSACTED ; 


General   Fire  Insurance. 


PREMIUM  NOTES  OR  UNDERTAKINGS 


On  Policies  in  force  31st  December,  1892. 


One  year  risks. 


Amount  of  face  of  all  premium  notes  held  by  Company,  and  legally  liable  to  assessment. 
Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and  assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 

Residue  of  premium  notes  given  by  Company  for  reinsurance 


23,135  70 

11,567  85 

25,204  90 

1,197  75 


B  30 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


LIST  OF   GUARANTORS. 


Sul'Scription  List  of  Guarantee  Capital  deposited  as   security  in   the  Provincial  Treasury. 


Name  of  Guarantor. 


Allen,  W.  A 

Breunan,  J.  C 

Brock,  \V.  R 

Bunting.  C.  W    

Bain,  Laidlaw  &  Co  

Blain,  Hugh 

Bate  &  Co.,  C.  T    ..'.    ... 

Cronyn,  V . . 

Campbell,  A.  H 

Darling,  Andrew 

Dunnett,  Thomas   

Devlin.  R.  .J 

Elliott,  W  

£bv,  J.  V 

Elliott,  Robert  W 

Gurney,  E    

Gage,  W.  J 

Garland.  J.  M 

Howland,  Sir  W.  P  

Hamilton,  W.  B 

Howland,  H.  S    

Hallam,  John 

Hedley,  Jaaies    

Howland,  W.  H 

Ince,   Wil  iam 

Irving,  A.  S 

MacKay,  Donald    

McKinnon,  S.  F  

Martin,  C 

Mucklestone,  J    

O'Brien,  Henry     

Patterson,  R.  L 

Park,  W.  W    

Roger.s,  Elias    

Rose,  G.  M 

Spink,  J.  L 

Scott,  Hugh 

Scott,  James   .    . . 

Wyld,  Fred 

Withrow,  John  J    

VVahnsley,  Thomas    

Watson,  James       

Wilson,  William 

Waldie,  John     

Wood,  Honourable  S.  C 

Wood,  A.  T 

Yarker,  G.  W 


Residence. 


Ottawa  . . 

Toronto  . . 
(( 

(( 

Ottawa  . . 
London  . . 
Toronto  . . 

Ottawa  . . 
Toronto 

(( 

Ottawa  . . 
Toronto  . . 

(( 

a 
(< 

(C 

Kingston 
Toronto  . 

(< 

Hamilton 
Toronto  . 


Amount 
Guaranteed. 


S       c. 

1,500  00 
1,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
1,000  00 
2,000  00 
5,000  00 
5,000  00 
1,500  00 
1,500  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
1,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
1,500  00 
3,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
2,500  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
5.000  00 
5,000  00 
3,500  00 
5,000  00 
5,000  00 

.$200,000  00 


B31 


57  Victoria.  Sessional  Papers  (No.  1^).  A.   1894 


GORE  DISTRICT  MUTUAL  FIRE  INSURANCE  COMPANY. 


HEAD    OFFICE,    GALT. 


Commenced  business,   IQth   October,   1839. 


President — Hon.  James  Young.  |  Secreto.ry — R.  S.    Strong. 

Unassessed  premiutu  note  capital,  $187,811.58. 

Securities  deposited  in  Treasury  of  Ontario,  par  value,  ^20,000. 

Assets. 

Loans   secured  by   mortgages $97,423  13 

Market  value  of  shares,  bonds,  debentures  and  securities  other  than  the 

foregoing 10,000  00 

$107,423   13 

Actual  cash  on  hand  at  head  office $1,432   47 

Cash  on   deposit  to  the   Company's   credit,  not  drawn   against 
in  the  following  chartered  banks  : 

Merchant's  Bank,  agency  at  Gait    30,097  83 

Bank  of  Commerce,  "  16,784  49 

48,314  79 

Cash  in  agents'   hands   acknowledged  by  them   to  be  due  and  considered 

good    3,135  01 

Amount  unpaid  of  premium  notes   in   force   after  deducting  all 

payments  thereon  and  assessments  levied $187,811   58 

Less  residue  of  premium    notes    given   by    the    Company  for 

re  insurance 227   10 

Net  premium  notes 187,584  48 

Aniount  of  interest  accrued 3,728  98 

Total  assets $350,186  39 

B  82 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Liabilities. 

Amount  required  to  re-insui  e  all  outstanding  risks  taken  on  the  cash  system, 
being  50  per  cent,  of  gross  premiums  on  all  cash  system  policies  in 
force  at  31st  December,  1892 

Amount  resisted  loss 

"        adjusted  loss 


Total  liabilities , 


Revenue. 

Cash  at  head  office,  as  per  last  statement  (not  extended) 

Oash  received  as  assessment  of  1892 

"  premiums  on  cash  system 

"  interest   

"  re-insurance  claims 

"  transfer  fees  and  extra  premiums  .... 

**  bonus  to  members    


24 


Total  receipts 


$28,691 

76 

550 

00 

900 

00 

$30,141 

76 

>65,758  46 

38,678  55 

7,244  86 

5,636  48 

542  83 

11,405  52 

.29,266  70 


Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  commission  and  bonus  to  agents  .  .  . 

"  fuel  and  light 

"  statutory  assessment  or  certificate . . . 

"  printing,  stationery  and  advertising 

"  rent  and  taxes 

"  salaries,  directors'  and  auditors'  fees , 

"  travelling  expenses 

"  postage  

"  telegrams  and  express 


$17,452 

66 

57 

49 

226 

83 

916 

60 

587 

63 

7,431 

33 

5,211 

13 

890 

42 

125 

50 

Expenses  of  management . 


,209   14 


Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 $59,058  06 

"  re  insurances 8,566  81 

"  rebate,  abatemer.t  and  returned  premiums. .       2,601   53 

"  incidentals 694  03 

"  bonus  to  members < 1 1,372  55 


Total  expenditure , 


J,292  98 


.10,502  12 


B33 


57  Victoria. 


Sessional  Papers  (No.  13) 


A.  1894 


CURRENCY  OF   RISKS. 
Amount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 

One  year  or  less.       Two  years. 

Three  years. 

Total. 

Mutual  

8        c.                 S         c. 

S         c. 
4,149,232  86 
4,665,720  95 

$        c. 
4,149,232  86 
6,041,901  28 

Cash    

1,376,180  33      

Total 

1,376,180  33 

8,814,953  81 

7,050  00 
387,020  49 

10,191,134  14 
7,050  00 

Re-in&ured. 
Mutual  

Cash    

112,684  98      

499,705  47 

Total 

112,684  98      

394,070  49 

506  755  47 

Net  risks  carried  by  Company,  Dec. 
31st,  1892   

1,263,495  35      

8,420,883  32 

9,684,378  67 

MOVEMENT  IN  RISKS. 


System  of  Insurance. 

Number. 

Amount. 

Mutual  System. 

Policies  in  force  31st  December,  1891 

Policies  new  and  renewed  during  1892 

2700 

$         c. 
3,795,291  00 
1,740,873  50 

Gross  number  during  1892    

5,536,165  36 

Less  expired  and  cancelled  in  1892                           .               

1,386,932  60 

Net  risks  in  force  on  mutual  system,  31st  December,  1892    

Cash  System. 

Policies  in  force,  31st  December,  1891 

Policies  new  and  renewed  during  1892         "      .                          

2882 
5656 

4,149,232  86 

5,806,461  73 
2,596,073  66 

Gross  number  during  1892  

8,402,-535  39 

Less  expired  and  cancelled  in  1892    

2,360,634  11 

Net  risks  in  force  on  cash  system,  31st  December,  1892 

5899 

6,041,901  28 

B34 


57  Victoria. 


Sessional  Papers  (No.  18). 


A.  1894 


BUSINESS  TRANSACTED  : 

General  Fire  Insurance. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


One  year 
risks. 

Two  year 
risks. 

Three  year 
risks. 

Total 

Amount  of  face  of  all  premium  notes 
held   by    Company,    and  legally 

$         c. 

$         c. 

S         c. 

305,730  00 

187,811  58 
122,464  00 

S         c. 
305,730  00 

Amount  of  premium   notes,  after  de- 
ducting all  payments  thereon  and 
assessments  levied    

187,811  58 

Amount  of  premium  notes  received 
during  the  year  1892 

122,464  00 

Rc-insurancc. 
Residue  of  premium  notes  given  by 

227  10 

227  10 

B35 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


HAND-IX-HAXD  INSUKANCE   COMPANY,  MUTUAL  AND  STOCK. 

HEAD    OFFICE    TORONTO,    OXT. 

Commenced  business  Ist  Jvly,   1873. 


President — W.    H.   Howlaxd. 


Secretary — Hugh  Scott. 


By  Act  4:2  Vic.  cap.  85,  Ontario  Statutes,  1879,   power  was  granted  to  this  Company  to 
raise  Capital  Stock  and  do  business  on  the  Cash  System. 

Authorized  Stock  Capital    6500,000  00 

Subscribed                     "         100,000  00 

Paid  up  in  Cash           "         20,000  00 

Stock  uncalled 80,000  00 

Securities  deposited  in  the  Treasury  of  Ontario  (par  value)    10,000  00 

LIST  OF  STOCKHOLDERS. 


Name. 


Austin,  James . 


Campbell,  A.  H.. 
CofiFee  &  Co.,  L  . . 

Dixon,  B,  Homer 
Downej',  John 


Elliott,  Wm 

Fisher,  D 

Gzowski,  Sir  C.  S.,  A.D.C. 


Howland,  Sir  W.  P 
Howland,  W.  H.... 


Residence. 


Macjjherson,  Sir  D.  L 

Maclennan,  Hon.  Justice 

MacMaster,  Hon.  Wm.,  estate  of. 

Smith,  Prof.  Goldwin   

Smith,  Larratt  W.,  D.C.L 

Smith,  Henry  A 

Scott,  James 

Smith,  Sir  D.  A 

Scott  &  Walmsley 


Total 


Toronto 


Bowman  vUle 
Toronto 


London,  Ont 

Toronto  

Montreal .... 
Toronto 


Amount 
Subscribed  for. 


S      c. 

5,000  00 

5,000  00 
5,000  00 

5,000  00 
5,000  00 

5,000  00 

5,000  00 

5,000  00 

5,000  00 
5,000  00 

5,000  00 
5,000  00 
5,000  00 

5,000  00 
5,000  00 
5,000  00 
5,000  00 
5,000  00 
10,000  GO 

100,000  00 


Amount 
paid  up  in  cash. 


$      c. 

1,000  00 

1,000  00 
1,000  00 

1,000  00 
1,000  00 

1,000  00 

1,000  00 

1,000  00 

1,000  00 
1,000  00 

1,000  00 
1,000  00 
1,000  00 

1,000  00 
1,000  00 
1,000  00 
1,000  00 
1,000  00 
2.000  00 

20,000  00 


B  36 


57  Victoria..  Sessional  Papers  (No.  13).  A.  1894 


Assets. 

Mortgages  on  property  in  Toronto SI 6,686  33 

Loans  on  bank  stocks 24,447  50 

Shares,  debentures  and  other  securities 550  00 

841,683  83 


Cash  on  deposit  to  Company's  ci-edit  in  Ontario  Bank $9,338  63 

'•                                      "               Freehold     Loan    and 
Savings  Company 1 2,175  45 


21,514  08 

Cash  in  agents'  hands 4,777  76 

Premium  notes  in  force  after  deducting  all  payments  thereon 

and  assessments  levied $1 7,460  18 

Less  residue  of  premium  notes  given  for  re-insurance 8,487  08 

8,973  10 


Total $76,948  77 

Subscribed  capital  uncalled 80,000  00 


Liabilities. 

Amount  required    to  re-insure  all  outstanding  risks  taken  on  cash  system, 
being  50  per  cent,   of  gross  premiums  on  all   cash  system  policies  in 

force  at  31st  December,  1892 $5,879  73 

Directors'  fees,  etc 300  00 

Other  liabilities 2   12 


Total  liabilities .-. $6,181  85 


Revenue  Account. 

Cash  received  for  premiums  on  cash  system $13,602  37 

"  as  first  payments  on  deposits,  being  part  payment  of  premium 

notes 20,591  56 

'•          for  interest    1,405  99 

"           for  plate  glass  insurance 2,027   38 

"          re-insurance    3,011  94 

"           loans  repaid 23,993  90 

Total $64,633  14 

B  37 


57  Victoria 


Sessional  Papers  (No.  1 3). 


A.  1894 


Expenditure. 


Oash  paid  for  rent    

"  inspecting  risks  and  clerical  work    

"  statutory  assessment,  license,  etc 

"  printing,  stationery  and  advertising    .  , . 

"  salaries,  directors'  and  auditors'  fees    . . . 

"  investigation  and  adjustment  of  claims, 

"  postage,  telegrams  and  express,  etc 

"  travelling  expenses    

"  agents'  commission 


Total    management  .... 
Cash  paid  for  losses  during  1892 
"  "       prior  to     " 


.2.365  37 
338  23 


re-insurances  (premiums  paid) 

rebate,  abatement  and  returned  premiums 

dividends 

debentures,  shares,  etc 

other  expenses 


Total  expenditure , 

CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892, 


$  400  00 

102  25 

91  52 

206  08 

1,305  00 

51  42 

42  43 

29  82 

4,462  83 

S6,691  35 


12,703  60 

12,347  84 

2,741  91 

2,000  00 

24,847  50 

262  96 

$61,595  16 


System. 

One  year  or  less. 

Three  years. 

Total. 

Insurance, 
Mutual 

$        c. 

1,022,751  00 

867,407  00 

$        c. 

$        c. 
1,022,751  00 

Cash    .* 

554,862  00 

1,422,269  00 

Total 

1,890,158  00 

501,844  00 
178,219  GO 

554,862  00 

2,445,020  00 

Re-insurance. 
Mutual  

501,844  00 

Cash 

20,816  00 

199,035  00 

Total 

680,063  00 

20,816  00 

700,879  00 

Net  risks  carried  by  Company,  31st  Dec,  1892 

1,210,095  00 

534,046  00 

1,744,141  00 

B  38 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1-C4 


MOVEMENT  IN  RISKS. 


System  of  Insurance. 


Fire  Risks — Mutual  System. 
Policies  in  force  31st  December,  1891 

"      new  and  renewed  during  1892 

Gross  number  during  1892 . 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  Slst  December,  1892 

Fire   Risks — Cash  System. 
Policies  in  force  Slst  December,  1891 

"      new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  cash  system  Slst  December,  1892  . , 

Plate  Glass  Risks. 
Policies  in  force  Slst  December,  1891 

"     new  and  renewed  during  1892 

Gross  number  during  1892 

Le5s  expired  and  cancelled  in  1892 

Net  risks  in  force  Slst  December,  1892 


Number. 

Amount. 

$   c. 

291 

1,107,363  00 

S97 

1,377,429  00 

688 

2,484,792  00 

398 

1,462,041  00 

290 

1,022,751  00 

383 

1,219,651  00 

626 

1,472,008  00 

1,009 

2,691,659  00 

512 

1,269,390  00 

497 

1,422,269  00 

740 

186,324  00 

271 

36,564  00 

1,011 

222,888  00 

280 

37,980  00 

731 

184,908  00 

BUSINESS   TRANSACTED: 
General  Fire,  Plate  Glass  and  Inland-Marine  Insurance. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  Slst  December,  1892, 


Amount  of  face  of  all  premium  notes  held  by  Company,  and  legally 
liable  to  assessment 


Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 


Amount  of  premium  notes  received  during  the  year  1892. 
Residue  of  premium  notes  given  for  reinsurance 


One  year  risks. 


34,920  36 


B  39 


17,460  18 
41,183  12 


Total. 


34,920  36 

17,460  18 

41,183  12 

8,487  08 


57  Victoria.  Sessional  Papers  (No.  IS).  A  lh94 


THE  MILLERS'  AIS^D  MANUFACTURERS'  INSURANCE  COMPANY, 

MUTUAL  AND  STOCK. 

HEAD    OFFICE,    TORONTO,    ONTARIO. 

Co7nmenced  business  1st  September,  1885. 


President — James  Goldie.  |  Secretary — Hugh  Scott. 

Authorized  stock  capital $250,000  00 

Subscribed  stock  capital 122,500  00 

Paid  up  in  cash 23,750  00 

Capital  stock  uncalled 98,750  00 

Securities  deposited  at  Provincial  Tieasury 10,000  CO 

Assets. 

Shares,  debentures  and  other  securities §29,500  00 

Cash  on  deposit  in  Traders'  Bank,  Toronto    $6,237  64 

"  Bank  of  Commerce 362  45 

6,600  09 

25,124  71 


Undertakings,  unassessed  amount $40,763  06 

Less  residue  of  premium  notes  given  for  re-insurance 15,638  35 


Ofl&ce  furniture  (not  extended) S594  90 

Interest $  425  93 

Fire  equipment 531  40 

Uncollected  premiums 4,314  81 

Loans  on  stock 34,400  00 


39,672  14 


Total  assets $100,896  94 

Capital  stock  uncalled $98,750  00 

Liabilities. 

Supposed  or  reported  losses $2,000  00 

Re  insurance  reserve , 369  1 1 

Otherjiabilities 1,668  75 


Total  liabilities  to  public $4,037   86 

Liability  to  stockholders — 

Paid  up  stock $23,750  00 

Revenue  Account. 

Cash  received  as  first  payments  or  deposits,  being  part  payment  of  premium 

notes $43,699  65 

for  interest 3,211   84 

cash  premiums 1,203  29 

call  on  stock 3,650  00 

commission 2,598  83 

re-insurance  claims 15,319  79 


Total  income    $69,683   40 

B  40  ^^^^"""^ 


57  Victoria. 


Sessional  Papers  (No.  13). 


A   1894 


Expenditure. 

Cash  paid  for  law  costs    $  28  43 

"            statutory  assessment,  license,  etc   77   63 

"           travelling  expenses 514  81 

rent    400  00 

"            salaries,  directors'  and  auditors'  fees o,827   45 

"            printing,  stationery  and  advertising 305  81 

"           postage,  telegrams  and  express    64   11 

"            sundries    .  258   15 

Total  expenses  of  management S7,476   39 

Gas*!  piid  for  losses  which  occuired  during  1892 28,479   20 

"            re.bate 3,256   33 

"            re-insurance  (premiums) 18,356   73 

"           dividends  (shareholders  and  policy  holders)    5,220  90 

Total  expenditure S62,789  55 

CURRENCY  OF  RISKS. 
A7nount  covered  by  Policies  in  force  Slat  December,  1892. 


System. 


Total. 


Mutual  insurance 
Cash 


Re-in.'iurance  : 
Mutual  . . 
Cash 


2,252,597  00 
59,045  00 


2,311,(542  00 

8S2,(;04  00 

2,000  00 


I         884,604  00 
Net  risks    |      1,427,038  00 


MOVEMENT  IN  RISKS. 


Number. 

Amount. 

. 

Mutual  System. 
Policies  in  force  31st  Decf'mber,  189 1 

518 
721 

$          c. 

2,301,203  00 
2,772,732  00 

Policies  new  and  renewed  during  1892 

Gross  number  durini?  1892 

Less  e.\])ired  or  cancelled  in  1892    

1,239 
701 

538 

5,073,935  00 
2,821.338  00 

Net  risks  in  force  on  mutual  system  3l^t  December,  1892 

2,252,597  00 

Cash  System. 

Policies  in  force  3lst  December,  1891 

Policies  taken  duiing  1893,  o  i  cash  system     . .    .    

28 

22,250  00 
93,838  00 

Less  expired  and  cancelled  in  U'92   

Net  risks  in  force  on  cash  system  31at  Dec-mber,  18 J2. 


34 
13 


21 


116,088  00 
57,043  00 

59,045  00 


B  41 


57  Victoria. 


Sessional  Papers  (No.  13;. 


A.  Ih94 


BUSINESS  TRANSACTED : 
Manufacturing  Risks. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Amount  of  face  of  all  premium  notes  held  by  Company  and  legally 
liable  to  assessment 

Amount  of  all  p-emium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 

Residue  of  premium  notes  given  for  re-insurance 


One  year  risks. 


81,526  12 

40,703  06 
81,526  12 
15,638  35 


Total. 


81.526  12 

40,763  06 
81,526  12 
15,638  35 


LIST  OF  STOCKHOLDERS. 


Name. 


Address. 


Armstrong,  J.  B Guelph 

Baird,  A.  H Paris. 

Barber,  John  R Georgetown 

Baird,  H.  N Toronto 

Bell,  Wm Guelph 

Burnett,  -T.  S VVmterbourne 

Elliott,  R,  W Toronto 

Forbes,  Robert Guelph . 

G  oldie,  J  as 

Goldie  &  McCulloch  Co.,  Limited Gait     

Rowland,  W.  H    Toronto    . . 

Hall,  Jas.  &  Co Brockville. 

Hilborn,  Jacob ,  Blair   ... 

Karn,  D.  W.  &  Co i  Woodstock 

King  Bros !  Whitby  . . . 

Mustard,  H i   Wyoming  . 

MuBkoka  Mill  and  Lumber  Co Toronto    . . 

McBride,  Wm . j  Strathroy  . 

McLaughlin  &  Moore !  Toronto    . . 

McKay,  Thos  &  Co !  Ottawa 

McNally,  Angus Blair 


Norval 

Ingersoll 

St.  Catharines 


fans 

Preston  . 
Merritton 


Noble,  Robert 

Noxon  Bros 

Neelon,  S 

Norris,  Jas 

O'Neail,  Thos 

Pattinson,  George 
Riordon,  Charles  . 

Saunby,  J.  D London 

Stewart,  Robert !  Guelph 

Smith,  R.  H.  Co.,  Limited    j  St.  Catharines 

Spink,  J.  L   Toronto    

Scott,  Hugh I         "  

Sutton,  Wm        j  Simcoe 

Sadler,  Dundas  &  Co j  Lindsay  

Seagram,  Jos.  E Waterloo ...    . . 

Storey,  W.  H ,  Acton 

Taylnr  &  Bates St.  Catharines 

Watts,  A !  Braitford 

Whitelaw,  C Paris 

Whitelaw,  R i  Woodstock  .  . . 

Wilson,  Wm       [  Toronto    ...    . 

Walmsley,  Thos i         "  


No.  of 
Shares. 


50 

10 

20 

30 

80 

10 

10 

20 

70 

60 

60 

20 

10 
20 
15 
10 
50 
10 
25 
10 
10 
30 
30 
30 
30 
?, 
50 
50 
20 
10 
10 
50 
30 
10 
30 
30 
50 
10 
50 
10 
10 
50 
30 


Total. 


Amount  of 
stock  held. 


1,225 


•S  c. 
5,000  00 
1,000  00 
2,000  00 
3.000  00 
8,000  00 
1,000  00 
1,000  00 
2,000  00 
7,000  00 
6,000  00 
6,000  00 
2,000  00 
1.000  GO 
2,000  00 
1,500  00 
1,000  00 
5,000  00 
1,000  00 
2,500  00 
1,000  00 
1,000  00 
3,00n  00 
3,000  00 
3,000  00 
3,000  00 

500  00 
5,000  00 
5,000  (jO 
2,000  00 
1,000  00 
1,000  00 
5,000  00 
3,000  00 
1,000  00 
3,000  00 
3,000  00 
5,000  00 
1,000  00 
5,000  00 
1,000  00 
1,000  00 
5,000  00 
3,000  00 

122,  .500  00 


Amount 

paid,  being 

20  per  cent. 

of  amount 

stock  held, 

31st  Dec, 

1892. 

S      c. 
1,000  00 
200  00 
400  00 
600  00 
1,600  00 
200  00 
200  00 
400  00 
1,400  00 
1,200  00 
1,?00  00 
400  00 
200  00 
200  00 
300  00 
200  00 
1,000  00 
100  00 
500  00 
200  00 
200  00 
600  00 
600  00 
300  00 
600  00 
50  00 
1,000  00 
1,000  00 
400  00 
200  00 
200  00 
1,000  00 
600  00 
2010  00 
601'  00 
COO  00 
1,000  00 
200  00 
1,000  00 
200  00 
100  00 
1.000  00 
600  00 

23,750  00 


B  42 


o7  Victoria.  Sessional  Papers  (No.  13)  A.  1894 

COUNTY  OF  PERTH  MUTUAL  FIRE  INSURANCE  COMPANY. 

Commenced  business  \st  December,  1863. 

President — Wm.  Davidson.  (  Secretary — Charles  Packebt. 

Deposited  ia  the  Treasury  of  Ontario,  $6,000.00. 
Unassessed   premium   note   capital,  $132,954.77. 


Assets. 


Cash  value  of  mortgages    $17,800  00 

Value  of  debentures 22,931   00 

),731   00 


Actual  cash  on  dejjosit  in  Canadian  Bank  of  Commerce,  Stratford 11,535   92 

Cash  in  agents'  hnids  acknowledged  by  them  to  be  due,  and  considered  good       1,997   44 
Amount  unpaid  of  assessments  levied  during  1892 1,996  33 

"         of  short  date  notes,  or  due  bills,  less  than  one  year  overdue 844  84 

"         of  premium  notes  in  force,  after  deducting  all  payments 

thereon  and  assessments  levied $132,954  77 

"         less  residue  of  premium  notes  given  for  re- insurance  .  .         9,850  89 


123,103  88 

office  furniture  and  Goad's  plans  (not  extended) $1,630  93 

of  interest  accrued 619  55 


Total  assets   -. $180,828  96 

Liabilities. 

Amount  required  to  re  insure  all  outstanding  risks  taken  on  the  cash  system, 
being  50  per  cent,  of  gross  premiums  on  all  cash  system  policies  in 

force  31st  December,  1892 $13,203   10 

"        of  sundries 237   77 


Total  liabilities $13,440  87 

Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $1,293  54 

Cash  received  as  fiist  payment,  being  part  payment  of  premium  notes    $17,722  19 

"            for  assessments  levied  in  1892 15,312  44 

"             years    prior  to  1892 1,828  35 

"            for  premiums  on  cash  system 20,225  92 

"            for  interest ^.  . .  .  1,925  40 

"            debentures  matured,  etc 900  00 

"            for  reinsurance    322  27 

"            for  rebate 1  95 

'•            extra  piemiums,  transfer  fees,  etc 227  67 

"            amount   withdiawn  from  savings  bank 10,000  00 

'•            sundry 49  68 

*'           contra  accounts 4,408  76 


Total  receipts    $72,924  63 

B  43 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


EXPEXDITUBE. 

Expenses  of  Management  : 

Amount  paid  for  commission  to  agents  (including  bonuses)    §9,255  14 

II                fuel  and  light 32  73 

II                investigation  and  adjustment  of  claims    475  40 

II                statutory  assessment  and  license 148  83 

II                printing,  stationery  and  advertising 940  80 

II                rent   and  taxes 213  10 

II                salaries,  directors'  and  auditors'  fees 3,026  50 

II                travelling  expenses 205  55 

II                postage,  telegrams  and  express 528  23 

It               law  costs 4  7  00 

II                other    expenses 239  88 

Total  expenses  of  management    815,1 13  16 

Miscellaneous  Paynifints  : 

Cash  paid  for  losses  which  occurred  during  1892 24,11 1  74 

II           re-insurance   3,966  36 

rebate 2,49'J  37 

ri           debentures  and  other  security 13,800  00 

11           deposit   in   savings  bank 13,810  23 

Total  expenditure 873,300  86 

CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 


Mutual ,. 

Cash      

Total  at  risk 

Re-insured  Mutual  System 

"  Cash  System 

Total  re-insarance 

Net  risks  at  31st  December,  1892 


One  year  or  less.      Three  years. 


221,731  00 
757,749  00 
979,480  00 


84,605  00 


84,605  00 


3,830,794  00 
1,786,153  00 


5,616,947  GO 

250,821  00 

35.100  00 


285,921  00 


894,875  00     j      5,331,026  00 


B  44 


Total. 


S        c. 

4,052,525  00 

2,543,902  00 

6,596,427  00 

250,821  00 

119,705  00 


370,526  00 


6,225,901  CO 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  lcS9  4 


MOVEMENTS  IN  RISKS. 


System  of  Insurance. 


Mutual  Si/ stem. 

Policies  in  force,  3!st  December,  1891   

"       new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  ris^ks  in  force  on  mutual  system  3Ist  December,  1892 

Cash  Si/ stem. 

Policies  in  force  31st  December,  1891 

"      new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892    

Net  risks  in  force  on  cash  system  31st  December,  1892  . . 


Number.  Amount. 


2,833 
1,314 


4,147 
1,072 


3,075 


2,471 
1,896 


4,367 
1,348 


3,019 


S   c. 

3,762,787  00 
1,761,793  00 
5,524,580  00 
1,472,055  00 
4,052,525  00 


2,034,437  00 
1,804,676  00 


3,839,113  00 
1,295,211  00 
2,543,902  00 


CLASSIFICATION  OF  RISKS  : 
General  Fire  Insurance. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Amount  of  face  of  all  premium  notes  held  by  company 
and  legally  liable  to  assessment 


Amount  of  all  premium  notes,  after  deducting  all  pay- 
ments thereon  and  assessments  levied 


One  year  risks. 


Amount  of  premium  notes  received  during  the  year 
lb92  


S        c. 
9,185  68 

4,592  84 

9,771  18 


Residue  of  premium  notes  given  for  re-insurance. 


Three  year  risks. 


180,959  70 

128,361  93 

82,016  55 
9,850  89 


Total. 

S        c. 
190,145  38 

132,954  77 

91,787  73 
9,850  89 


10  (IN.) 


B    45 


/)7  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


WATERLOO  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    WATERLOO. 

Commenced  business  1th  Murcli,  1S63. 

President — Ohas.  Hendry.  |  Secretary — C.  M.  Taylor. 

Unassessed  premium  note  capital,  $'-05,036.09, 

Deposited  with  Government  of  Ontario,  $14,500  par  value. 


Assets. 


Oa?h  vaiuo  of  real  estate,  less  incumbrances 815,12-4  23 

"  mortgages 56,667  65 

"  shares,  bonds,  debentures  and  securities 17,500  00 

Cash  on  deposit  to  the  Company's  credit,  not  drawn  against,  in 

the  Molson's  Bank,  Waterloo $13,532  55 

O^sh  on  hand  at  head  office 9   96 


13,592  51 

Cash  in  Agents'  hands,  acknowledged   by  them  to  be  due,  and  considered 

good 5,600  81 

Amount  unpaid  of  assessments  levied  during  1892 1,576   15 

"         of  short  date  notes  or  due  bills,  less  than  one  year  overdue 1,876   20 

"        of  premium    notes    in  force,  after  deducting  all  pay- 
ments thereon   and  assessments  levied $205,036  09 

Less  residue  of  premium  notes  given  for  re-insuraTice 14,046  49 


Offi.-e  furniture  and  Goad's  plans  (not  extended).  .  .  .$2,249   70 

Amount  of  all  other  assets 

"  unpaid  rent 


90,989 

60 

3,668 

86 

36 

00 

Total  assets    8306,632  01 

Liabilities. 

Amount  of  losse.s  resisted S     600  00 

<•'  '•'        supposed 1 ,866  83 

Amount  required  to  re-insure  all  outstanding  risks  taken  on  the  cash  system, 
being  50  per  cent,  of  gross  premiums  on  all  cash  system  policies  in 
force  at  31st  December,   1892 48,052  84 


Total  liabilities 850,519   67 


57  Victoria. 


Sessional  Papers  (No    13). 


A.  1894 


Eevenue. 

Cash  at  head  office  as  per  last  statement,  (not  exleiidod) 

"     premiums  and  investments $138,709   20 

"     for  interest  and  transfer  fees 4,135   49 

"     for  rent 806  00 

Totnl  receipts $143,710  69 

Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  printinj?,  stationery,   advertising,  postage,  telegrams 

and  express $3,625  92 

Amount  paid  for  salaries,  directors'  fees , , 8,284  50 

*'              "      audit  and  other  expenses 2,520  72 

Miscellaneous  payme^it^  : 

Cash  paid  for  losses,  less  re-insurance 85  275  66 

"  re-insurance 11,251   70 

"  rebite,  abatement  and  commissions 30,930  56 

Total  expenditure $141,^89  06 


CURRENCY  OF  RISKS. 

Amouvt  covered  by  Policies  in  force  Slat  Dcccmhcr,  1S92. 


System. 

One  year  or  less . 

Three  years. 

Total. 

Mutual 

Insurance. 

S        c. 

S        c. 

4,808,007  00 

10,049,558  00 

S        c. 

4,808,007  00 

11,J'82,110  00 

Cash 

1,832,552  00 

Total  .... 

1,832,552  00 

14,857,565  00 

511,847  00 
87,031  00 

16,690.117  00 

511,847  00 
188,658  00 

Mutual 

Bc-insurayice. 

surance . .    . 

by  Coiripany  at  31st 

Cas^h 

December, 

1891 

101,627  OO 

Total  re- in 
Net  risks  carried 

101, ()27  00 
1,730,925  CO 

598,878  00 
14,258,087  CO 

700,50.:-  00 
15,989,612  00 

B47 


57Victoria. 


Sessoinal  Papers  (No.  13). 


A.  1894 


MOVEMENT  IN  RISKS. 


Mutual  System. 

Policies  in  force  31st  December,  1891 

Policies  new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892. 


Cash  System. 

Policies  in  force  31st  December,  1891 

Policies  new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  cath  system  31st  December,  1892 


4,642,884  CO 
1,996,838  00 
6,639,722  00 
1,831,715  00 


12,470 
6,341 

18,811 
5,259 

13,552 


CLASSIFICATION  OF  RISKS  : 

General  Fire  Insurance. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


4,808,007  00 


10,099,910  00 
6,899,041  00 


16,998,951  00 
5,116,841  00 


11,882,110  00 


Amount  of  face  of  all  premium  notes  held   by  Company,    and  legally 
liable  to  assessment 

Amount  of  all  premium   notes,  after   deducting  all   payments  thereon 
and  assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 

Residue  of  premium  notes  given  for  re-insurance 

B    48 


Three  year  risks. 


379,198  09 

205,036  09 

138,225  93 

14,046  49 


Total. 


379,198  09 

205,036  09 

138,225  93 

14,046  49 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  WELLINGTON   MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    GUELPH. 

Commenced  business  September,   1840. 


Fresident — Fred,  W.  Stone.  |  Secretary — Charles  Davidson. 

Unassessed  premium  note  capital,  $124,064.22. 
Deposited  in  the  Provincial  Treasury,  $14,000. 


Assets. 


Cash  value  of  securities  held  by  Company $   14,000  00 

"     on  hand  at  head  office $  908  06 

"  deposit  to  Company's  credit   in   Bank   of  Commerce, 

Guelph 9,419  74 


10,327  80 
Cash  in  agents'  hands  acknowledged  by  them  to  be  due  and  considered  good  1,280   29 

Amount  unpaid  of  assessments  levied  during  1892 849  86 

"           "                      "                "       in  prior  years  (not  ex- 
tended)      $271   43 

"       unpaid  due  bills  less  than  one  year  overdue 559  77 

"        of  premium  notes  in  force,  after  deducting  all  pay- 
ments thereon  and  assessments  levied $124,064   22 

'*       less  given  for  re  insurance ...  514  75 

123,549  47 

Office  furniture,  etc.  (not  extended) 1,545  49 

Total  aisets $150,567   19 

Liabilities. 

Amount  of  losses  adjusted .  .         $2,044  04 

"  required  to  re-insure  all  outstanding  risks  taken  on  cash  system, 
being  50  per  cent,  of  gross  premiums  on  all  cash  system 
policies  in  force  at  31st  December,  1892 18,813  29 


Total  liabilities $20,857  33 

Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $924  79 

'•     received  as  first  payments,  being  part  payment  of  premium  notes.  .  .  $10,682   49 

"         "         for  assessments  levied  in  1892 18,742   39 

years  prior  to  1892 1009  40 

"          "          premiums  on  cash    system 12,396   54 

"          for  interest 1,096    14 

"          ''          promissory   notes,  etc 370  GO 

"          "          rent    1 00  00 

"          "          carpenters'  risks  and  fees 1 12   70 

"         "         agents'   balances 491    64 

Total   receipts $45,001    90 

B  49 


o7  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Expenditure. 


Expenses  of  Management  : 


Amount  paid  for  coinmission  to  agents 

"  law  costs 

"  fuel  and   light 

"  investigation  and   adjustment  of  claims 

"  statutory  assessment  and  license  fee 

"  printing  stationery  and  advertising , 

"  rent  and  taxes    

"  salaries,  directors'  and  auditors'  fees 

"  travellin<_'  and  company's  inspector's  expenses , 

"  postage,  teleg?'ams  and  express 


S7,405 

13 

587 

39 

47 

60 

317 

53 

116 

fS 

810 

90 

307 

40 

5,116 

73 

553 

64 

726 

07 

Expenses  of  management $15,988  92 


Miicellaneoiis  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 $23,717   23 

prior  to  1892 5,802  80 


"     rebate,  abatements  and  returned  premiums. 

"     re-insurance     

"     Goad's  plans,  etc 


29,520  03 

1,432  04 

199  32 

449  65 


Total  expenditure $47,590  96 


CURRENCY    OF    RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

One  year  or  less. 

Three  years. 

Total. 

Insurance. 

Mutual 

Cash  . 

S        c. 
""587,524  07" 

$        c. 

2,696,049  38 
1,271,789  25 

$        c. 

2,696,049  38 
1,859,313  32 

Total 

587,524  07 

3,967,838  63 
6,000  00 

4,555,362  70 

6,000  00 
7,200  00 

Less  re-insurances  : 

Mutual 

Cash 

7,200  00 

Total     

7,200  00 

6,000  00 

13  200  00 

Net  risks  actually  carried  at  31st  December,  1892 

580,324  07 

3,961,838  63 

4,542,162  70 

Rr,o 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


MOVEMENT   OF   RISKS. 


Mutual  System. 


Policies  in  force  31st  December.  1891 . . 
"        new  and  renewed  during  1892. 


Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 . 


Net  risks  in  force  on  mutual  system  31st  December,  1892. 


Cash  Siistcm. 


Policies  in  force  31st  December,  1891 . 
"       taken  during  1892 


Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  cash  system,  31st  December,  1892. 


Number. 


2,232 
759 


2,991 
838 


2,153 


1,320 
1,075 


2,395 
474 


1,921 


Amount. 


2,812,832  71 
944,124  07 


3,756,957  38 
l,0(30,tK)8  00 


2,696,049  38 


1,408,379  25 
1,005,824  39 


2,414,203  64 
554,890  32 


1,859,313  32 


BUSINESS  TRANSACTED  BY  COMPANY 


General  Fire  Insurance. 


PREMIUM   ON   NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December  1S92. 


Amourit  of  face  of  all  premium  notes  held   by  Company,   and  legally 
liable  to  assessment 

Amount  of  all  premium  notes,   after  deducting  all  payments  thereon 
and  assessments  levied 


Three  year  risks. 


Amount  of  premium  notes  received  during  the  year  1892. 
Amount  of  residue  piemium  notes  given  for  re-insurance. 

B  51 


Total. 


S   c. 

S   c. 

183,382  54 

183,382  54 

124,064  22 

124,064  22 

68,228  67 

68,228  67 

514  75 

514  75 

57  Victoria.  Sessional  Papers  (No.  18).  A.  1894 


RECAPITULATION 


ASSETS,    LIABILITIES,    INCOME    AND    EXPENDITURE 


CASH-MUTCTAL  FIRE  INSURANCE  COMPANIES. 


57  Victoria. 


Sessional  Papers  (Xo.  13). 


A.  1894 


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Sessional  Papers  (No.  13). 


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57  Victoria.  Sessional  Papers  (No.  13).  A.  1S94 


STRICTLY  MUTUAL  FIKE  IKSUKAINCL  COMPAKIES. 


YEAE  ENDING  81st  DECEMEEE,  1892. 


Note — To  avoidg delay  in  publication,  the  Compsnies  compiised  in  this  class  are  cot  arranged  in 
alphabetical  order  ;  but  the  statement  of  any  Company  can  be  readily  f(  und  by  referring  to  the  Index- 
Regi.ster  at  the  etd  of  the  volume. 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


STRICTLY  MUTUAL  FIRK  INSURANCE  COMPANIES. 


Nora: — To  avoid  delay  in  publication,  the  Companies  comprised  in  this  class  are  not  arranged  in  alpha- 
betical order  ;  but  the  statement  of  any  Company  can  be  readily  found  by  referring  to  the  Index- 
Register  at  the  end  of  the  volume. 


HOWICK  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    GORRIE. 

Commenced  Imsiness  lOtJi  July,   1873. 


President — James  Edgar.  |  Secretary — Wm.   S.    McKercher, 

Unassessed  premium  note  capital,  $194,218.25. 


Assets 


Actual  oash  in  bank $    2,078  70 

Amount  unpaid  cf  assessments  levied  during  1892 793   96 

"  "  in  prior  years  (not  extended)  $305.31 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 194,218  25 


Total  assets $197,090  91 

Liabilities. 
Retained  premiums $62  55 


Total  liabilities $62  55 


Receipts. 

Cash  at  office  as  per  last  statement  (not  extended)    $3,010.25 

Cash  received  per  assessments  levied  in   1892 $7,513  99 

"                       "                     "           years  prior  to  1892 535   17 

"                premiums  retained 45   19 

"                interest    23  87 

"                 borrowed  money 2  117   75 


Total  receipts    $10,235   97 

Expenditure. 
Expenses  of  Management : 

Amount  paid  to  agents  for  commission 

"  for  ipvestigation  and  adjustment  of  claims 

"  statutory  assessment  and  license 

"  printing,  stationery  and  advertising 

"  interest , 

"  .salaries,  directors'  and  auditors'  fees 

"  postage,  telegrams  and  express    

"  rent  and  taxes 

"  sundries 


$174 

75 

102 

50 

85 

41 

139 

75 

26 

00 

729 

80 

57 

12 

10 

00 

65 

20 

Expense  of  management  {Carried  forward) $1,390  53 

11  (IN.)  B  61 


57  Victoria.                  Sessional  Papers  (No.  13).  A.  1894 

Expenses  of  management  (^Brought  forward) = $1 ,390  53 

Miscellaneous  payments  : 

Cash  paid  for  losses  which  occurred  during  1892 ^5,622   70 

"  before  1892 2,002  00 

7,624  70 

"              rebate  and  returned  premiums 34  54 

"              repayment  of  loans 2,117  75 

Total  expenditure SH.Jj^T'  52 


CURRENCY  OF  RISKS. 
Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Four  years. 

Five  years. 

Total. 

$          c. 

S          c. 
4,237,150  00 

5          c. 

$          c. 
4,237,150  00 

MOVEMENT  IN  RISKS. 

Mutual    System. 


Policies  in  force  31st  December,  1891 

i  ~  „"     new  and  renewed  during  1892 

Gross  number  during  1892     

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Number. 


2,722 
699 


3,421 
512 


2,909 


Amount. 


3,922,626  00 
993,130  00 


4,915,755  00 
67»,605  00 


4,237,150  00 


CLASSIFICATION  OF  RISKS. 
Farm  and  non-hazardous. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1802. 




Three  year  risks. 

Four  year  risks. 

Five  year  risks . 

Total. 

Amount  of  face  of  all  premium  notes 
held  by  Company,  and  legally  liable 

$          c. 

$          c. 
211,857  50 

$          c. 

$          c. 
211,857  50 

Amount  of  all  premium    notes,  after 
.  deducting  all  payments  theieon  and 

194,218  25 

Anionnt  of   premium   notes  received 

49,6.56  50 

B  62 


57  Victoria.  Sessional  l*aper3  (No.  18)  A.  Ib9 i 


BAY  OF  QUINTE  AGRICULTURAL  MUTUAL  FIRE  INSURANCE 

COMPANY. 


HEAD    OFFICE,     PICTON. 

Commenced  business  3lst  October,  1874. 


President — Thomas  Wellbanks.  |  Secretary — C.  H.  Widdifield. 

Unaseessed  premium  note  capital,  ^24,726.60. 


Assets. 


Amount  cash  in  bank $         7  62 

"         unpaid  of  assessments  levied  in  1892 .  482  97 

'•                  "                       "                        prior  years    241   62 

"         of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied       24,726   60 


Receipts. 

Cash  first  payments,  being  part  payment  of  preQ)ium  notes 

"     assessments  levied  in    1892    

"     in  years  prior  to  1892    

'*     received  for  interest    

*'     borrovped  during  1892    

"     transfers       


Total  receipts    

B  63 


Total  assets   $25,458  81 


Liabilities. 

Promissory  notes $500  00 

Interest 25 


Total  li3,bilities $500  25 


$605 

89 

3,365 

39 

103 

31 

6 

37 

3,600 

00 

3 

00 

$7,683  96 

57  Victoria, 


Sessional  Papers  (No.  13). 


A.  Ib94 


Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  commission  to  agents    

"  interest 

"  salaries,  directors'  and  auditors'  fees 

"  statutory  assessment  and  license ....    

"  printing,  stationery  and  advertising    

"  investigation  and  adjustment  of  claims 

"  rent  and  taxes 

"  postage,  telegrams,  etc ... 

"  moving  safe     

Total  expenses  of  management    

Cash  paid  for  losses  which  occurred  during  1892 

"  "  prior  to  1892    

"  repayment  of  loan 

"  rebate 

Total  expenditure 

CURRENCY  OF  RISKS. 
Avwunt  covered  by  Policies  iti,  jurce  31$t  December,  1892. 


8109 

50 

154 

70 

404 

25 

27 

14 

.59 

70 

3 

00 

2 

00 

21 

60 

5 

00 

$786 

89 

1,4.51 

00 

625 

00 

5,500 

00 

3 

25 

18.366 

14 

System . 

Three  years. 

Five  yeArs. 

Amount. 

$       c. 
1,021,953  00 

$       c. 

$      c. 

l,021,9f)3  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31bt  December,  1891 

"     new  and  renewed  during  1892 

Gro.s8  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  Sltt  December,  1892  . 

B  64 


Number. 


800 
219 


1,019 
253 


766 


Amonut. 


1,073,604  00 
281,170  00 


1,354,834  00 
332,881  00 


1,021,9.53  00 


57  Victoria  Sessional  Papers  (No.  13).  A.  1894 


NORTH   WATERLOO    FARMERS'  MUTUAL    FIRE   INSURANCE  COMPANY. 

HEAD  OFFICE,  WATERLOO, 

Commenced  biisiness  l,st  August,  1874. 


President — Gko.  F.  Lackner.  |  Manager — Levi  Stauffkr. 

Unassessed  premium  note  capital,  $147,266.23. 


Assets. 


Cash  on  hand  in  bank |;?,096  95 

Amount  unpaid  of  assessments  levied  during  1892 356   10 

*•  "  "  in  prior  years  (not  extended)   $43  42 

"        of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 147,266  23 

Total  assets $150,719   28 

Liabilities.— None. 

Receipts. 

Cash  at  head  office  as  per  last  .st.itcmcut  (not  extended) $2,221.09 

Cash  received  for  assessments  levied  in  1892    $3,419  35 

"                           "                           years  prior  to  1892     442   25 

"               interest 50  91 

Total  receipts    $3,912  51 

EXPKNDITURE. 

Expenses  of  Management  : 

Amount   paid    for  rent  and  taxes $12  50 

'*                   investigation  and  adjustment  of  claims 15  00 

"                   fuel  and  light    = 5  50 

"                    statutory  assessment  and  license  fee    63  73 

"                    printing,  stationery  and  advertising    55   57 

••                    salaries,  directors'  and  auditors'  fees 618  20 

"                    postage,  telegrams  and  express    44  42 

"                    travelling  expenses    22  59 

"                    other  expenses 9   69 

Expenses  of  management $847   20 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during   1892 2,189  45 

Total  expenditure $3,036  65 

B  65 


67  Victoria. 


Sessional  Papers  (No.  13^ 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  Dccembe>-,  1892. 


System. 

Three  years. 

Four  years.            Five  years. 

Total. 

Mutual   

S       c. 

$      c.                    S      c. 
3,058,60100      

?      c. 

3,058,601  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 

Amount. 

Policies  in  force  31st  December,  1891 

1,542 
461 

$       c. 
2,865,323  00 

"      new  and  renewed  during  1892    

825,170  00 

Gross  number  during  1892 

2,003 
338 

3,690,493  00 

Less  expired  and  cancelled  during  1892 

631,892  00 

Net  risks  in  force  on  mutual  system,  31st  December,  1892              

1,665 

3,058,601  00 

CLASSIFICATION  OF  RISKS ; 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Three  year  risks. 

Four  year  risks. 

Five  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes 
held  by  Company,   and   legally 

S       c. 

S       c. 
154,927  00 

147,266  23 
41,792  00 

$       c. 

$      c. 
154,927  00 

Amount  of  premium  note.s,  after  de- 
ducting all  payments  thereon  and 

147,266  23 

Amount  of  premium  notes  received 

41,792  00 

B  66 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


HOPEWELL  CREEK  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    NEW    GERMANY, 

Commenced  business  $rd  March,  1880. 


President— E.VGH  Roberts.  |  Secretary — Anton  Frank. 

Unassessed  premium  note  capital,  $73,974.41. 


Assets. 


Amount  unpaid  of  assessments  levied  in  1892 $  700  00 

prior  to  1892 219  81 

II  of  premium  notes  in  force,  after  deducting  all  payments  thereon  and 

assessments  levied '  3,9  /  4  41 

Total  assets   $74.894  22 

Liabilities. 

■Amount  of  unpaid  losses $644  00 

II       due  Secretary 5  95 

Total  liabilities $649  95 

Receipts. 

Cash  received  for  assessments  levied  in  1892 $4,<84  18 

II                assessments  levied  in  years  prior  to  1892 215  69 

II                borrowed  money "•'O  00 

Total  receipts $5,949  87 

Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  investigation  and  adjustment  of  claims $   14  50 

II                  printing,  etc 68  65 

II                  salaries,  directors'  and  auditors'  fees 292  00 

II                  statutory  assessment 40  13 

II                  postage,  etc 48  49 

II                  commission 23  25 

II                  interest     120  30 

II                 law  costs 5o  82 

II                  other  expenses 15  00 

Expenses  of  management $678  14 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during   1892 $2,443  00 

II          for  repayment  of  loans 2,825  03 

II          other  expenditure 9  65 

Total  expenditure $5,955  82 

B  67 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  policies  in  force  31st  December,  189Z. 


System. 

Three  years. 

Total. 

Mutual  

S        c.     1 
1,560,328  00 

$           0. 

1,560,328  00 

MOVEMENT  IN  RISKS. 
Mutual  System. 


Number. 


Policies  in  force  31st  December,  1891 1,321 

"      new  and  renewed  during  1892 335 

Gross  number  during  1892 >  1  656 

Less  expired  and  cancelled  in  1892 432 

Net  risks  in  force  on  mutual  system  31st  December,  1892 1,224 


Amount. 


J  0. 

1,662,220  00 

432,650  00 


2,094,870  00 

534,542  00 

1,560,328  00 


CLASSIFICATION  OF  RISKS. 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  Slst  December,  1892. 


Amount  of  face  of   all  premium  notes  held  by  Company  and  legally 
liable  to  assessment 


Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 


Three  year  risks. 


82,104  05 

73,974  41 
22,797  50 


Total. 


$        c. 

82,104  06 

73,974  41 
22,797  50 


B  68 


57  Victoria.  Sessoinal  Parers  (No.  13).  A.  1894 

GRENVILLE  PATRON  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    SPENCERVILLE. 

Commenced  business  '2dth  June,  1892. 


President — Joseph  Scott.  |  Secretary — F.  M.   Scott. 

Unassessed  premium  note  capital,  $3,361.50. 


Assets. 
Unassessed  premium  notes' $3,361   50 

Liabilities. 
Amount  due  Secretary $18  89 


Receipts. 

Cash  received  at  taking  application $95  50 

II              from  County  Association  Patrons  of  Industry 75  00 

Total   receipts $170  50 


Expenditure. 

Cash  paid  agents'  commission    $46  50 

It           statutory  assessment 35  00 

II           printing,  stationery  and   advertising 99  38 

II           postage,    etc     7  51 

Total  expenses  of  management $188  39 

Miscellaneous  : 

Cash  paid  rebate 1  00 

Total  expenditure $189  39 

B  09 


57  Victoria.  Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892, 


System. 

Three  years. 

Total. 

Mutual 

$       c 
112,050  00 

$        c. 
112,050  00 

MOVEMENT  IN  RISKS. 


CLASSIFICATION  OF  RISKS. 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Three  years. 

Total. 

Amount  of  face  of  all  premium  notes  held  by  Company  and   legally 
liable  to  assessment  , ,    

$        c. 
3,361  50 

3,3      50 

$        c. 
3,.361  60 

Amount  of  premium  notes  taken  during  the  year  1892 

3,361  50 

B70 


57  Victoria.                   Sessional  Papers  (No.  13).  A.  1894 

COUNTY  OF  BRANT  FARMERS*  MUTUAL   FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    PARIS. 

Commenced  business  21  fh  Mat/,  1861. 

Fresident—Wu.  Edmondson.  |  Secretary — Wm.    Turnbull. 

Unassessed  premium  note  capital,  $117,185.86 

Assets. 

Cash  on  hand  at  head  office     $510  23 

Amount  of  cash  in  agents'  hands     1,216   60 

•'         premium  notes  in   force,  after  deducting  ail  payments  thereon 

and  assessments  levied    117,185  86 

Total  assets   $118,912  69 

Liabilities. 

Amount  of  borrowed  money  and  interest $2,400  00 

losses  adjusted   721   00 

"           interest 17  95 

Total  liabilities $3,138  95 

Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $1,637.57 

"    received  for  assessments  levied  in  1892 $4,789  38 

prior  to  1892 2,376  79 

"    borrowed     3,600  00 

'•    receipts  from  cancelled  policies,  etc 28   10 

Total  receipts    $10,794  27 

Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  commission $843  70 

"               investigation  and  adjustment  of  claims 49  00 

"               interest 212  76 

"               statutory  assessment  and  license 90  65 

"               printing,  stationery  and  advertising 31   65 

"               rent  and  taxes 50  00 

"               salaries,  directors'  and  auditors'  fees 789  40 

"               postage,  telegrams  and  express 45   50 

'•               travelling  expenses 16   00 

"               other   expenses    14   70 

"               fuel  and  light 6  00 

"  rent  

Total  expenses  of  management $2,149   36 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 4,173   25 

"                 "                prior  to  1892 800  00 

Repayment  of  loans 4,800  00 

Total  expenditure $11,922  61 

B71 


57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


CURRENCY  OF  RISKS. 

Aviount  covered  hv  Policies  in  force  31st  December,  1892. 


System. 

1 
Three  years,     i     Four    years. 

i 

■ 

Five  years. 

Total. 

$        c. 
1,140,130  00 

-S        c. 
3.100,737  00 

$       c. 

$         c. 
4,240,867  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 


Policies  in  force  Slst  December,  1891 . 
"    new  and  renewed  during  1892. . 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892   . . . , 
Net  risks  in  force  Slst  December,  1892 


2810 
1025 


383.0 

999 

2836 


Amount. 

$        c. 
4,178,210  00 

1,523,217  00 

5,701,427  00 

1,460,560  00 

4,240,867  00 


CLASSIFICATION  OF  RISKS 
Farm  and  Non-hazardous. 


PREMIUM  NOTES  OR   UNDERTAKINGS 
On  Policies  in  force  Slst  December,  1892. 


\ 

Three  years 
risks. 

Four  years 
risks. 

Five  years 
risks. 

Total. 

Amount  of  face  of  all  premium  notes 
held  by  Company  and  legally  liable 
to  assessment     

$        c. 
33,973  77 
29,120  85 

S         c. 

91,751  13 

88,065  01 
45,362  62 

S        c. 

$        c. 

125,724  00 

Amount  of  all   premium  notes,  after 
deducting    all    payments    thereon 

117,185  86 

Amount  of  premium  notes  received 
during  the  year  1892 

45,362  63 

B72 


57  Victoria,  Sessional  Papers  (No.  13).  A.  1894 


NORTH  DUMFRIES  AND  SOUTH  WATERLOO  FARMERS'  MUTUAL   FIRE 

INSURANCE   COMPANY. 

HEAD    OFFICE,    AYR. 

Commenced  business  15th  May,  1856. 


President — Isaac  Master.  |  Secretary — Wm.  Dbaits. 

Unassessed  premium  note  capital,  $184,448.75. 


Assets. 


Amount  unpaid  of  assessments  levied  during  1892     $198   93 

"         of  assessments  levied  before  1892  (not  extended) $37.76 

"         of  premium  notes  in  force,  alter  deducting  all  payments  thereon, 

and  assessments  levied 184,448  75 


Total  assets   $184  647  68 

Liabilities. 
Amount  due  treasurer $303   10 

Total  liabilities 

Receipts. 

Cash  at  head  office,  per  last  year's  statement  (not  extended)  $3,172  89 

"    received  for  assessments  levied  in  1892 

"  "         in  years  prior  to  1892 

"    borrowed    

''     received  for  interest    

"    other  sources     


Total  receipts 


Expenditure. 


Expenses  of  Management  : 

Amount  paid  for  statutory  assessment  and  license  fee .  .  . 
"  printing,  stationery  and  advertising  .  .  . 

"  rent  and  taxes     

"  salaries,  directors'  and  auditors'  fees. .  . 

"  postage,  telegrams  and  exprpss 

"  investigation  and  adjustment  of  claims 

"  law  costs 

"  intere.st     


Total  expenses  of  management 


$303 

10 

$8,585 

54 

248 

34 

3,000 

00 

41 

64 

17 

00 

$11,892 

52 

$93 

43 

51 

50 

72 

50 

75. i 

70 

46 

10 

104 

80 

7 

00 

37 

05 

$1,168 

08 

Miscellaneous  Payments  : 

Cash  paid  for  losses  that  occurred  during  1892 $11,1 67   43 

"               repayment  of  loan 3,000  00 

"               sundries    33  00 


Total  expenditure    $15,368  51 

B73 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF   RISKS. 
Amount  covered  by  Policies  in  force  31st  December,  1S92. 


System. 

Three  years. 

Four  years.            Five  years.                 Total. 

$         c. 

■S        c.                   S          c.                   $          e. 
4,550,615  00      4,550,615  00 

MOVEMENT  IN  RISKS. 
Mutual  Si/stem. 


Policies  in  force  31st  December,  1891 

"      new  and  renewed  during  1892    

Gross  number  during  1892   ' 

Less  expired  and  cancelled  in  1 892    

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Number. 


Amount. 


1788        I      4,313,290  00 
546        I      1,263,630  00 

2334 
437 


5,576,920  00 
1,026,305  00 


1897 


4,550,615  00 


CLASSIFICATION  OF   RISKS 
Isolated  and  non-hazardous. 


PREMIUM   NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  Slst  December.  189?. 


Four  year 
risks. 


Five  year 
risks. 


TotaJ. 


Amount  of  face  of  all  premium  notes  held  by  Company, 
and  legally  liable  to  assessment 


Amount  of  all  premium  notes,  after  deducting  all  pay- 
ments thereon  and  assessments  levied 


Amount  of  premium  notes  received  during  the  year 
1892 


199,828  25 

184,448  75 

55,833  75 


B  74 


$         c. 

199,828  25 

184,448  75 

55,833  75 


57  Victoria.  •    Sessional  Papers  (No.  13).  A.  1894 

DOMINION  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    OWEN    SOUND. 

Commenced  business  29th  March,  1877. 


President — Jesse  Trull.  |  Manager — Richard  J.  Doyle. 

Unassessed  premium  note  capital,  $131,106.22. 


Assets. 

Cash  value  of  real  estate,  less  incumbrances $5, 103  00 

»           mortgages 6,822  00 

Actual  cash  on  hand  at  head  office 300   1 1 

Cash  on  deposit  to  the  Company's  credit,  not  drawn  against,  in   Bank   of 

Hamilton  agency,  Owen  Sound 5,098   22 

Amount  of  short  date  notes  or  due  bills  less  than  one  year  overdue 2,880  81 

"              *'                                 '•            one   year    or    more    overdue    (not 
extended) $68  45 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 131,106   22 

Amount  due  and  accrued  interest 554  48 

"      advanced  to  agents 79  67 

"       suits  in  Division  Court 325   1 5 

"       other  assets 50  GO 

"       office  furniture,  etc.  (not  extended) $375  00 

Total  assets $152,319   66 


Liabilities. 

Amount  of  claims  resisted $1,400  00 

"      loss  supposed 1,572   1 1 

"      sundry  small  items 48   G5 

Total  liabilities $3,020  76 

B75 


57  Victoria.  Sessional  Papers  (No.  13).-  A.  1894 


Receipts 

Cash  at  head  office  as  per  last  statement  (not  extended) $5,077   73 

Cash  received  as  tirs,t  payments,  or  deposits,  being  part  payment  of  premium 
notes 

for  assessments  levied  prior  to  1892 

for  interest 

fees  and  extra  risks 

investment  account 

suspense  account , 

advertising  and  printing 

other  sources 


Total  receipts 


$13,963  89 

42 

41 

626 

30 

500 

00 

48 

44 

299 

54 

168 

15 

$15658 

73 

Expenditure, 


Expenses  of  Management  : 

Amount  paid  for  commission 
'  law  costs  . . 


investigation    and    adjustment    of   claims,    Coroner's 

inquest  and  general  agency 

statutory  assessment  and  license 

printing,  stationery,  advertising  and  books 

taxes  and  insurance 

salaries,  directors'  and  auditors'  fees 

travelling  expenses 

postage,  telegrams,  express,  etc.,  etc 

fuel,  light  and  other  expenses , 

interest,  discount  and  exchange 


8815 

77 

415 

82 

1,852 

93 

110 

97 

1,449 

23 

96 

75 

2,442 

05 

140 

06 

350 

70 

305 

31 

3 

49 

Total  expenses  of  management $7,983  08 


Miifcellaneous  Payments : 

Cash  paid  for  losses  which  occurred  during  1892, 

"  re-insurance 

"  rebate 

"  other   expenses 


Total  expenditure 

B  76 


7,141 

08 

86 

15 

113 

17 

14 

65 

S15,338 

13 

57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 


Mutual  

Less  re-insured. . 
Net  risks  carried. 


One  year  or 


Two  year. 


$0.1  $      c. 


8,650  00 


8,650  00 


7,650  00 


7,650  00 


Three  year. 


1,252,345  00 

22,500  00 

1,229,845  00 


Four  years. 


Total. 


3,449,028  00 
3,449,028  00 


4,717,673  00 

22,500  oa 

4,695,173  00 


CLASSIFICATION  OF  RISKS 
Non-hazardous. 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 

"     taken  during  1892 

Gross  number  in  force  31st  December,  1892. 

Less  expired  and  concelled  in  1892 

Net  risks  in  force  on  31st  December,  1892  . 


Number. 

Amount. 

S         c. 

4,329 

5,169,255  00 

1,302 
5,631 

1,621,339  00 
6,790,594  00 

1,576 

2,072,921  00 

4,055 

4,717,673  00 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


One  year 
risks. 


Two  year 
risks. 


Three  year       Four  year 
risks.       j         risks. 


Total. 


Amount  of  face  of  all  premium  notes 
held  by  Company,  and  legally  liable 
to  assessment 


Amount  of  all  premium  notes,  after 
deducting  all  payments  thereon  and 
assessments  levied 


Amount  of  premium  notes  received  dur- 
ing the  year  1892 


259  50 

225  88 
283  50 


263  40 

199  02 
136  50 


74,117  91 

59,810  78 
565  10 


$    c. 
101,058  07 

70,870  54 
46,471  68 


S     c. 
175,698  88 

131,106  22 
47,456  78 


12  (IN.) 


B77 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

SIMCOE  COUNTY  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    KEENAKSVILLE. 

Commenced  business  \st  June,  1878. 


President — Geo.  C.  Morrow.  |  Secretary — T.  Q.  McGoey. 

Unassessed  premium  note  capital,  815,131.05. 


Assets. 


Amount  of  cashgOn  hand,  head  office SlOO  93 

"        unpaid.:of  assessments  of  1892 234  65 

"^^osAHOirg"                         prior  to  1892     125  77 

"        of  '^premium    notes,   after  deducting   all    payments   thereon    and 

Tgi   uj-^a.  assessments  levied 15,131  05 

Total  assets 815,592  40 

Liabilities. 

Amount  promissory  note $343  00 

Total   liabilities    S343  00 

Receipts. 

Cash  received  for  assessments  levied  in  1892     8942  00 

"                           "                         years  prior  to  1892 157   10 

"              interest    2  70 

"             borrowed  money 343  33 

Total  receipts    $1,445  13 

Expknditure. 
Expenses  of  Management  : 

Amount  paid  for  salaries,  directors'  and  auditors'  fees 8362  80 

"               statutory  assessment 13  59 

"               printing,  stationery,  advertising 48  00 

"               interest 10  66 

"               postage 8  35 

Total  expenses  of  management    8443  40 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 81,176  40 

Rebate 2  00 

Other  expenditure    25 

Total  expenditure    81,622  05 

B78  ^^"^^^^ 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Total. 

Mutual 

S          c. 
482,132  00 

8          c. 
482,132  00 

MOVEMENT  IN  RISKS. 

Mutual  System, 


Number. 

Policies  in  force  31  st  December,  1891 

314 
149 

§          c. 
419,282  00 

"        taken  during  1892,  new  and  renewed  ... 

211,892  00 

463 
109 

631,174  00 

Xjcss  expired  and  cancelled  in  1892 , 

149,042  00 

Net  risks  in  force  31st  December,  1892 

354 

482,132  00 

CLASSIFICATION  OF  RISKS : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Amount  of   face  of  all  premium  notes  held  by  Company,  and  legally 
liable  to  assessment - 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892  

B79 


Three  year  risks. 


S  c. 

16,883  45 

15,131  05 
7,252  00 


Total. 


^         c. 
16,883  45 

15,131  05 
7,252  00 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  GRAND  RIVER  FARMERS'   MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    YORK. 

Commenced  business  \bth  Aprils  1875. 


President — James  Asher.  |  Secretary — F.  A.  Nelles. 

Unassessed  premium  note  capital,  820,687.78. 


Assets. 


Cash  on  hand  at  head  office     $61   27 

"        deposit  to  the  Company's  credit,  not  drawn  against  in 

Bank  of  Commerce  Agency,  Cayuga 760  00 


Cash  in  agents'  hands,  acknowledged  hy  them  to  be  due,  and  considered  good. 
Amount  of  assessments  of  1892  still  unpaid , 

«'  "  prior  years     

"  premium  notes  in  force,  after  deducting  all  payments  thereon 
and  assessments  levied 


Total  assets   

Liabilities — None. 

Receipts. 

Cash  at  head  office  and  in  bank  as  per  last  statement  (not  ex- 
tended)       81,358  88 

Cash  received  at  taking  of  applications 

'* .  for  assessments  levied  during  1892    

"  "  "       prior  to  1892 


$821 

53 

159 

12 

27 
00 
95 
99 

20,687 

78 

821,734 

99 

for  interest.  . 
other  sources 


Total  receipts. 


$101 

00 

1,772 

27 

104 

95 

14 

64 

4 

00 

81,996 

86 

Expenditure. 


Expenses  of  Management  : 


Amount  paid  for  statutory  assessment  and  license  . .  . , 
"                   printing,  advertising  and  postage  .  . 
"                   salaries,  directors'  and  auditors'  fees 
"  other  expenditure 


Total  cost  of  management. 

Amount  of  losses  during  1892  . 
"  prior  to  1892 


Total  expenditure 

B80 


819 

14 

34 

90 

263 

20 

2 

75 

8319 

99 

1,734 

48 

480 

00 

82,534 

47 

57  Victoria. 


Sessional  Papers  (No.  IS). 


A,  1894 


CURRENCY  OF  RISKS. 
Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 


Mutual . 


Three  years. 


898,917  00 


Total. 


S  c. 

898,917  00 


MOVEMENT  IN  RISKS. 

Mutual  System, 


Policies  in  force  Slst  December,  1891 

Policies,  new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  or  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Number. 


470 
239 


715 
175 


540 


Amount. 


689,905  00 
480,212  00 


1,170,117  00 
271,200  00 


898,917  00 


CLASSIFICATION  OF  RISKS ; 
All  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Three  year  risks. 

Total 

Amount  of   face  of  all  premium  notes  held  by  Company,  and  legally 

$          c. 
24,271  43 

20,687  28 
11,536  04 

$          c. 
24,271  43 

Amount  of  all  premium  notes,  after  deducting   all   payments  thereon 

20,687  78 

Amount  of  all  premium  notes  received  during  the  year  1892 

11,536  04 

B  81 


57  Victoria.  Sessional  Papers  (No.  13).  A  1894 


THE  YARMOUTH  MUTUAL  FIRE  INSURANCE  COl^IPANY. 

HEAD    OFFICE,    NEW    SARUM. 

Commenced  business  17th  October,  1881. 


President — W.  G.  Saunders.  |  Secretary — Wm.  H.  Elliott. 

Uuassessed  premium  note  capital,  $16,938.86. 


Assets. 


Actual  cash  on  hand  at  head  office     $13  63 

Cash  on  deposit  to  the  Company's  credit,  not  drawn  against, 

in  Southern  Loan  and  Savings  Company,  St.  Thomas 538  67 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied     16,938  86 


Total  assets S17.491   16 

Liabilities — None. 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) ^761.02 

Cash  received  as  first  payments,  being  part  payment  of  premium  notes. ,  . .  S541   98 

"           for  transfer  fees  and  engine  licenses 18  50 

«           for  interest   34  62 


Total  receipts $595  10 

Expenditure. 

Expenses  of  Managem,ent  '• 

Amount  paid  for  statutory  assessment  and  license 

"  printing,  stationery  and  postage . .  . 

"  salaries,  directors'  and  auditors'  fees    

"  caretaker 

"  investigation  of  claims 

"  other  expenses   


$17 

17 

8 

64 

204 

00 

2 

25 

3 

00 

2 

60 

Total  expenses  of  management    $237   66 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 562  16 

"             rebate 4  00 


Total  expenditure $803  82 

B  82 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System . 

Over  one  but 

under  two 

years. 

Over  two  but 

under  three 

years. 

Three  years. 

Total. 

Mutual 

S      c. 
9,150  00 

$      c. 
4,950  00 

S      c. 
626,825  00 

S        c. 
640,925  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 

Policies  in  force  31st  December,  1891 

417 
159 

$        c. 
594,420  00 

223,175  00 

576 
126 

817,595  00 

Less  expired  and  cancelled  in  1892 

176,670  00 

Net  risks  in  force  31st  December,  1892 

450 

640,925  00 

CLASSIFICATION  OF  RISKS. 
Farm  and  non-bazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Amount  ot  face  of  all  premium  notes 
held  by  Company  and  legally  liable 
to  assessment     

Amount  of  all  premium  notes,  after 
deducting  all  payments  thereon 
and  assessments  levied 

Amount  of  premium  notes  received 
during  the  year  1892   


Over  one  but 

under  two  year 

risks. 


114  38 

104  82 
95  88 


Over  two  but 
under  three 
years  risks. 


Three  years. 


$        c, 
117  75 

107  40 
47  25 


$        c. 

S        c. 

18,696  13 

18,928  26 

16,726  61 

16,938  86 

6,369  75 

6,512  88 

Total. 


B83 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


WALPOLE  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 


HEAD    OFFICE,    JARVIS. 

Commenced  business  27th  July,  1867. 


President — Robert  Miller.  |  Secretary — George  Miller. 

Unassessed  premium  note  capital,  $35,771.55 


ASSESTS, 

Cash  on  hand  at  head  office $194  41 

"  on  deposit  in  Bank  of  Commerce,  Jarvis 585  53 

$779  94 

Cash  in   agents'  hands   acknowledged  by  them  to  be  due,  and  considered 

good 55  35 

Cash  unpaid  assessments  of  1892     268  67 

Amount  of  premium  notes  in  force,   after  deducting  all  payments  thereon 

and  assessments  levied 35,771   55 


Total  assets $36,875  51 

Liabilities. 
Amount  of  adjusted  loss $9  28 


Total $9  28 


Receipts. 

Cash  at  head  office  and  in  bank,  as  per  last  statement  (not  ex- 
tended)          $948  89 

Cash  received  at  taking  of  applications     $231   00 

"  as  first  payments,  being  first  payment  of  premium  notes.  .  .  .  249  93 

"  for  assessments  levied  in  1892    4,495  05 

"  "  "  prior  to  1892    70  02 

"  for  interest    20  66 


Total  receipts    $5,066  66 

Expenditure. 

Expenses  of  Management  : 

Amount  paid  to  agents  for  commission  and  fees  on  application    $25  00 

"          rent,  taxes 2  00 

"          for  investigation  and  adjustment  of  claims 9  00 

"               statutory  assessment  and  license 32  40 

"                printing  and  advertising 41    40 

"               salaries,  directors'  ard  auditors'  fees 362  70 

"               postage,  express  and  stationery     10  50 

"               fuel  and  light     5  00 

"               travelling  expenses    10  00 


Total  expenses  of  management    $498  00 

Miscellaneous  Payment!^  : 

Cash  paid  for  losses  which  occurred  during  1892 4,713  46 

"         rebate 24  15 


Total  expenditure     $5,235  61 

B  84  ^=^=* 


57  Victoria. 


Sessional  Papers  (No.  13) 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 

One  year 
or  less. 

Two 
years. 

Three 
years. 

Four 
years. 

Five 

years. 

Total. 

$        c. 
3,990  00 

$       c. 
5,860  00 

$         c. 
1,361,320  00 

$        c. 

$           0. 

$       c. 
1,371,170  00 

MOVEMENT  IN  RISKS. 
Mutual  St/stem. 


Policies  in  force  31st  December,  1891 

"        now  and  renewed  during  1892 

Oross  number  during  1892  

Less  expired  and  cancelled  in  1892  

Net  risks  in  force  on  mutual  system,  3l8t  December,  1892 


Number. 


737 
221 


958 
217 


741 


Amount. 


1,337,057  00 
383,360  00 

1,720,417  00 
349,247  00 


1,371,170  00 


CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  189Z. 


Amount  of  face  of  all  pre- 
mium notes  held  by  the 
Company,  and  legally 
liable  to  assessment  ...    . 

Amount  of  all  premium 
notes,  after  deducting  all 
payments  thereon  and 
assessments  levied 

Amount  of  premium  notes 
received  during  the  year 
1892 


One  year 
risks. 


$    c. 


51  35 


36  24 


31  85 


Two  year 
risks. 


122  27 


103  24 


Three  year 
risks. 


41,805  45 


35,632  07 


Four  year 
risks. 


65  82        11,529  44      11,630  11 


Five  year 
risks. 


Total. 


S    c. 


41,979  07 


35,771  55 


B  85 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

ONEIDA  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    TOWN    HALL,    ONEIDA. 

Commenced  business  the  21th  March,  1875. 

President — Robert  Harper.  |  Secretary— Sows  Senn. 

Unassessed  premium  note  capital,  $13,808.46. 

Assets. 

Cash  on  hand  at  head  oiEce $26  59 

Amount  of  premium  notes  in  force,   after  deducting  all   payments  thereon 

and  assessments  levied 13,808  46 

Cash  in  agents'  hands • 1   50 

Amount  of  assessments  of  1892  still  unpaid 191   71 

Total  assets   - $14,028  26 

Liabilities. 
Amount  of  loss  unpaid $197  86 

Total $197  86 

Receipts. 

Cash  at  head  oflfice,  as  per  last  statement  (not  extended) $107   41 

Cash  received  at  taking  of  applications $92  25 

"                for  steam  threshing  certificates,  etc 17   50 

««               for  assessments  levied  in  1892 2,728  20 

«                              "               "       prior  to  1892    9  26 

Total  receipts $2,847  21 

Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  statutory  assessment  and  license  fee $15  91 

"                printing,  stationery  and  advertising 3  50 

"               salaries,  directors'  and  auditors'  fees 137  00 

fuel 2  00 

6  60 


Total  expenses  of  management -  •  •  •        $165  01 

Miscellaneous  payments  : 

Cash  paid  for  loss  during  1892 2,763  02 

Total  expenditure $2,928  03 

B  86 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892, 


System. 

Three  years. 

Total. 

Mutual 

$        c. 
543,056  00 

$        c. 
543,056  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 

"      new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system,  31st  December,  1892 


Number. 


354 
126 


480 
129 


351 


Amount. 


532,210  00 
208,136  00 


740,340  00 
197,290  00 


543.056  00 


CLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Pe  licics  in  force  31st  December,  1892. 


Three  years. 

Total. 

Amount  of   face  of  all  premium  notes  held  by  Company,  and  legally 
liable  to  assessment 

$        c. 
16,572  85 

13,808  46 
6,366  93 

$        c. 
16,572  85 

13,808  46 
6,366  93 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied    

Amount  of  premium  notes  received  during  the  year  1892    

B87 


57  Victoria  Sessional  Papers  (No.  13).  ^      A.  1894 


BERTIE    AND    WILLOUGHBY    FAR>tERS'    MUTUAL    FIRE    INSURANCE 

COMPANY. 

HEAD    OFFICE,    RIDGEWA.Y. 

Commenced  business  Gth  February,  1880. 


President — H.  J.  Beam.  |  Secretary — M.  N.  Hibbard. 

Unassessed  premium  note  capital,  $33,458.45. 


Assets. 


Actual  cash  on  hand  at  head  ofiS.ce  and  in  bank    $664  85 

Amount  unpaid  of  assessments  levied  prior  to  1892  (not  extended). .  .  .$18.76 
'*         of  premium  notes  in  foree  after  deducting  all  payments  thereon  and 

assessments  levied 33,458  45 


Total  assets $34,123  30 


Liabilities. — None. 

Receipts. 

Cash  at  head  ofl&ce,  as  per  last  statement  (not  extended) $917.04 

Cash  received  as  first  payments,  being  part  payment  of  premium  notes $413  10 

"               for  assessments  prior  to  1892    49  98 

"                     interest 20  90 


Total  receipts $483  98 

Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  commission  to  agents $126  00 

"                statutory  assessment  and  license 26   93 

"                printing,  stationery  and  advertising 14  60 

"                salaries,  directors'  and  auditors'  fees Ill   00 

*'                postage,  telegrams,  express,  etc 15  48 

*'                travelling  expense* 17   55 

"                investigation  of  claims 14  30 

"               other  expenses 5  85 


Total  expenses  of  management $331   71 

Cash  paid  for  losses  which  occurred  during  1892 404  46 

Total  expenditure $736  17 

B  88 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Total. 

Mutual  , 

$       c. 
1,150,324  00 

$        c. 
1,150,324  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 


Policies  in  force  Slst  December,  1891 . . 
"       new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  31st  December,  1892 


Amount. 


783 

$        c. 
1,069,805  00 

392 

531,124  00 

1,175 

1,600,929  00 

307 

450,605  00 

868 

1,150,324  00 

OLA-SSinCATION  OF  RISKS  : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  Slst  December,  1892. 


Amount  of  face  of   all  premium  notes  held  by  Company,  and  legally 
liable  to  assessment 

Amount  of  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied    

Amount  of  premium  notes  received  during  the  year  1892    

B89 


Three  year  risks. 


35,203  14 

33,458  45 
16,298  31 


Total. 


$        c. 
85,203  14 

33,458  45 
16,298  31 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


ERIE  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    SELKIRK. 

Commenced  business  2nd  September,  1871. 


President — Edwin  Hoover.  |  Secretary — J.  W.  Holmes. 

Unassessed  premium  note  capital,  $25,747.20. 

Assets. 

Actual  cash  on  hand  at  head  office $  2  70 

Amount   unpaid  of   premium  notes  in  force,  after  deducting  all   payments 

thereon  and  assessments  levied 25,747  20 

"              notes  or  due  bills  less  than  one  year  overdue 303  06 

Total  assets $26,052  96 

Liabilities. 

Amount  promissory  note $175  00 

Total $175  00 

Receipts. 

Cash  as  per  last  statement  (not  extended) $155  26 

"     at  taking  of  applications $111   75 

"    received  as  first  payments,  being  part  payment  of  premium  notes  at 

head  office 193  56 

"    assessments  levied  in  1892 31   58 

"    cash  borrowed 175  00 

Total  receipts   $511  89 

Expenditure. 

Expenses  of  Management : 

Amount  paid  for  fuel  and  caretaker $2  00 

"                statutory  assessment  and  license    21   77 

"               printing,  stationery  and  advertising  .  , 4  00 

■"               salaries  of  directors' and  auditors' fees    77  30 

"               postage,  telegrams  and  express 2   17 

"               travelling  expenses    3  00 

^'               other  expenses    Ill   75 

*'               agents'  commission .... 5  46 

Total  expenses  of  management    $227  45 

Amount  paid  for  losses  which  occurred  in  1892 437  00 

Total  expenditure $664  45 

B  90  ^^^^^^ 


67  Victoria. 


Sessional  Papeis  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hij  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Five  years. 

Total. 

Mutual 

$        c. 
258,740  00 

S        c. 
592,625  00 

§        c. 
851,365  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 

"      taken  during  1892,  new  and  renewed 

Gross  number  during  1892 , . 

Deduct  expired  and  cancelled  in  1892 

Net  risks  in  force  31st  December,  1892 


Number. 


Amount. 


693 
189 


818,073  00 
239,500  00 


882 
178 
704 


1,057,573  00 
206,208  00 


851,365  00 


CLASSIFICATION  OF  RISKS 
Farm  aud  non-hazardou3. 


PREMIUM  NOTES  OR  UNDERTAKINGS. 




Three  year  risks. 

Five  year  risks. 

Total. 

Amount  of  face  of  all   premium  notes  held  by  Com- 
pany, and  legally  liable  to  assessment 

$         c. 
5,083  48 

5,083  48 

$          c. 
28,84]  50 

20,663  72 
9,079  00 

$         c. 
28,324  98 

25,747  20 
9,679  00 

Amount    of  all   premium   notes   on   policies   in    force 
31st  December,  1892,  after  deducting  all  payments 
thereon,  and  assessments  levied 

Amount  of  premium  notes  received  during  the  year 
1892 

B  91 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


TOWNSEND  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    WATERFORD. 

Commenced  business  \Oth  April,  1879. 


President — Oscar  McMichael.  |  Secretary — S.  Cunningham, 

Unassessed  premium  note  capital,  $35,190.02. 


Assets. 


Actual  cash  on  hand  at  head  office $649   65 

"        in  bank    . . .  , 1,022  48 

$1,672   13 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon  and 

assessments  levied 35,190  02 

Amount  of  assessments  levied  during  1892  still  unpaid 44  49 

"  "  "      prior       "  "  11   38 

Total  assets $36,918  02 

Liabilities — None. 

Receipts. 

Cash  at  head  office,  as  per  last  statement $1,032  38 

received  at  taking  of  application $146  00 

"       as  first  payment 685  21 

"       for  assessments  levied  in  1892    , 1,476  76 

"      prior  to  1892 8112 

for  interest 22  48 


Total  receipts $2,411  57 

Expenditure. 

Expenses  of  Managevient  : 

Amount  paid  for  statutory  assessment $28  99 

"                 investigation  of  claims    3  50 

"                 printing  and  advertising   25  75 

"                 salaries,  directors'  and  auditors'  fees 320  20 

"                 postage  and  stationery 9  85 

"                 other  expenses 11   70 


Expenses  of  management    , $399  99 

Amount  paid  for  losses  which  occurred  during  1892 1,371   83 


Total  expenditure    $1,771   82 

B  92 


67  Victoria, 


Sessional  Papers  (No.  13). 


A.  18P4 


CURRENCY  OF  RISKS. 
Araount  covered  by  Policies  in  force  Slst  Dcceniber,  1892. 


System. 

Three  years. 

ToUl. 

Mutual 

$         c. 
1,172,112  00 

$        c. 
1,172,112  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 


Amount. 


Policies  in  force  Slst  December,  1891 

"      new  and  renewed  during'  1892 

Gross  number  during  1892   

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  3]  st  December,  1892 


815 
292 
1,107 
308 
799 


1,170,372  00 
429,025  00 

1,599,397  00 
427,285  00 

1,172,112  00 


CLASSIFICATION  OF  RISKS: 
Farm  and  non-hazardous. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  Slst  December,  189'^. 


iThree  year  risks.  Total. 


Amount  of   face  of  all  premium  notes  held    hy  Company,  and    legally 
liable  to  assesssment 


Amount  of.all  premium  noted,  after  deducting  all  payments  thereon  and 
assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 


§        c. 

$        c. 

37,810  17 

37,810  17 

35,190  02 

35,190  02 

13,674  63 

13,674  63 

13  (IN.) 


B  93 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


FORMOSA  MUTUAL  FIRE  INSURANCE  COMPANY. 


HEAD    OFFICE,    FORMOSA. 

Commenced  business  21nd  May,  1880. 


President — Andkew  Waechter.  |  Secretary — J.  J.  Schumacher. 

Unassessed  premium  note  capital,  $54,517.44. 


Assets. 

Amount  of  mortgages 

"        of  cash  on  hand  at  head  office,  31st  December,  1892  .... 
"        on  deposit  to  Company's  credit,    Slst    December,    1892 

in  Merchant's 'Bank,  Walkerton 2,950  00 


$0  68 


$2,400  00 


of  assessments  of  years  prior  to  1892  (not  extended) ....      $19   68 
of  premium  notes  in  force,   after  deducting  all   payments  thereon 

and  assessments  levied 

of  due  bills  more  than  one  year  overdue  (not  extended)  .  .        $7   19 

of  inteiest 

safe  (not  carried   out)    .    $100  00 


2,950  68 


54,517  44 
68  50 


Total  assets $59,936  62 


Liabilities. — None. 
Receipts. 

Cash  received  as  first  payments,  being  part  payment  of  premium  notes , 

"  for  assessments  levied  in  1892     

•'  "  "         before  1892 

'"  for  interest 

Cash  on  due  bills 

"    other  sources    


Total  receipts 


Expenditure. 
Expenses  of  Mauagemeat  : 

Commission  to  agents 

•        Amount  paid  for  statutory  assessment  and  license 

"  salaries,  etc 

"  postaae,  telegrams  and  express .  . 

"  printing  and  stationery 

"  investigation  of  claims    

"  rent  and  taxes 


Total  expenses  of  management 

Amount  paid  for  loss  in  1892 

"  rebate  

"  other  expenditure 

Total  expenditure     


B  94 


$1,009 

32 

1,211 

90 

2 

80 

225 

27 

30 

18 

2 

60 

$2,482 

07 

$171 

00 

35 

29 

339 

75 

39 

11 

39 

45 

16 

55 

2 

00 

$643 

15 

81 

55 

12 

99 

95 

90 

$833  59 

57  Victoria. 


Sessional  Papers  (No.  13). 


A,  1894 


Mutual 


CURRENCY  OF  RISKS. 

Amount  coicrcd  bi/  Policies  ui  forct  31st  December,  189S. 


System. 


Three  years. 


$       c. 
1,7.50,206  00 


Total. 


$       c. 
1,750,206  00 


MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 


Amount. 


Policies  in  force  3l8t  December,  1891. 

"       new  and  renewed  during  1892 

Grods  number  during  1892 

Less  expired  or  cancelled  in  1892 

Net  risks  iu  force  on  mutual  system,  Slst  December,  1892 


$   c. 

1,300 

1,472,546  00 

670 
1,970 

712,961  OC 
2,185,507  00 

370 

435,301  00 

1,600 

1,750,206  00 

CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

Oit  Policies  in  force  Slst  December,  lS9S. 


|Three  year  risks. 


'I'otal. 


Amount  of  face  of  all  premium  notes  held  by  Company,   and  legally! 
liable  to  assessment 

Amount  of    all  premium  notes,    after  deducting  all  payments  thereon! 
and  assessments  levied    

Amount  of  premium  notes  received  during  the  year  1892  

B^5 


61,632  00 

54,517  44 
25,068  00 


61,632  00 

54,517  44 
25,068  00 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1^94 

HALTOX  UNION  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD  OFPrCE,  ACTO"^'. 

Commenced  business  2nd  April,  1890. 


President — John  Ramsey.  |  Secretary — Colin  Campbell. 

Unassessed  premium  note  capital,  $23,904.37. 


Assets. 


Cash  on  hand  at  head  office   ' $  49   28 

"    in  bank,  Guelph 762  93 


1812  21 

Amount  of  notes  or  due  bills,  less  than  one  year  overdue    18  57 

"  premium  notes  in  force,  after  deducting  all   payments   thereon 

and  assessments  levied 23,904  37 


Total  assets $24,735   15 

Liabilities. — None. 
Receipts. 

Cash  received  as  first  payment  or  deposit,  being  part  payment  of  premium 
notes  


for  interest    

Total  receipts    

Expenditure. 


Amount   paid  for  statutory  assessment,  etc 

"  travelling  expenses   

"  rent  and  taxes 

"  printing,  stationery,  advertising,  postage  and  telegrams. 

"  adjustment  of  claims 

"  salaries,  directors'  and  auditors'  fees 

"  other  expenses    


$636 

88 

20 

72 

$657 

60 

$14 

45 

1 

00 

3 

50 

56 

65 

1 

00 

89 

20 

6 

25 

Total  expenses  of  management    $172  05 

Miscellaneous  Payments  : 

Amount  paid  for  losses  of   1 892 30  00 

"             rebate   27  14 


Total  expenditure $229   1  9 

B  96  ^^=- 


f)?  Victoria. 


Sessional  Papers  (No.  18). 


A.  1894 


CURKENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  189S. 


System. 


Total. 


Mutnai . 


737,635  00 


MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 

Policies  in  force  3ist  December,  1891 

"        taken  during  1892 

372 

224 

596 

26 

$       c. 
460,996  00 

303,758  50 

Total  number  and  amount  in  force  31st  December,  1892 

Deduct  expired  and  cancelled  in  1892    

764,755  00 
27,120  00 

Net  rieks  in  force  at  31st  December,  1892 

570            1         737,635  00 

1 
1 

CLASSIFICATION  OF  RISKS 
All  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 
On  Policies  in  force  31st  December,  1892. 


[Three  year  risks. 


Total. 


Amount  of  face  of  all  premium  notes  held  by  Company,    and  legally 
liable  to  assessment 

Amount  of  all  premium  notes,  after   deducting  all  payments  thereon 
and  as.sessments  levied    

Amount  of  premium  notes  received  during  the  year  1892  

B97 


25,453  52 

23,904  37 
10,463  78 


$   c. 
25,453  52 

23,904  37 
10,463  78 


67  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


GUELPH  TOWNSHIP  MUTUAL  FIRE  IXSURANCE  COMPANY. 

HEAD  OFFICE,  GUELPH  TOWNSHIP,   LOT   27,   CON.    1,   DIV,    A. 

Commenced  business  \^th  February,  1860. 


President — John  J.  Hobson. 


Secretary — Major  Geo.  B.  Hood. 


Unassessed  note  capital,  $27,803.39. 


Assets. 

Actual  cash  on  hand,  head  office    $11    19 

"  "  deposit  in  Bank  of  Commerce  in  Guelph 668  83 

$     680  02 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied   27,803  39 

Total  assets $28,483  41 

Liabilities. — None. 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) $893  81 

Cash  received  as  first  payments,  being  part  payment  for  premium  notes  .  .  $407  02 

"  for  interest ,. . .  25  02 

Total  receipts    $432  04 

Expenditure. 
Expenses  of  Management : 

Amount  paid  for  statutory  assessments  and  license  fee    $17  30 

"                 printing,  stationery  and  advertising 1675 

"                 salaries,  directors'  and  auditors'  fees 59  00 

"                 postage,  etc 10  78 

"                 other  expenses 2  00 

Expenses  of  management $105  83 

Miscellaneous  payments  : 

Cash  paid  for  losses  which  occurred  in  1892 540  00 

Total  expenditure $645  83 

B  98 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1S92. 


System. 


Three  years. 


Total. 


Mutual 


$        c. 
631,325  00 


$        c. 
631,325  00 


MOVEMENT  IN  RISKS. 

Mutual  System. 


Amount. 


Policies  in  force  31st  December,  1891  . . 

"      new  and  renewed  during  1892  . 

Gross  number  and  amount  during  1S92 

Leas  expired  and  cancelled  in  1S92 

Net  risks  in  force  31st  December,  1892 


600,375  00 
223,200  00 


823,575  00 
192,250  00 
631,326  00 


CLASSIFICATION  OF  RISKS: 
Farm  and  non  hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Three  year  risks. 

Total 

Amount  of  face  of  all  premium  notes  held  by  Company,  and  legally 
liable  to  assessment  

Amount  of  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

§        c. 

29,451  75 

27,803  39 
10,602  00 

$        c. 
29,451  75 
27,803  39 

Amount  of  premium  notes  received  during  the  year  1892 

10,602  00 

.B99 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


ERAMOSA.  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    ROCKWOOD. 

Commenced  business  9th  April,  1861. 

President — Jamas  W.  Benham.  |  Secretary — Hugh  Black. 

Unassessed  premium  note  capital,  $17,073.67. 


Assets. 


Actual  cash  in  hand  at  head  office $173  34 

Cash  on  deposit   to   the  Company's  credit,  not  drawn   against, 

in  the  Canadian  Bank  of  Commerce,  Guelph 137  09 

$       310  43 

Amount  unpaid  of  assessments    97  99 

Amount  of  premium  notes  in  force,  after  deducting  all   payments   thereon 

and  assessments  levied   17,073  67 


Total  assets - $17,482  09 

Li  ABiLiTi  ES. — None. 

Receipts. 

Cash  on  hand  as  per  last  statement  (not  extended) $2,267   65 

Cash  received  as  first  payments,  being  part  pa\  ment  of  premium  notes   .  .  .  $220  85 

"                 second     "                           "      '                 "                             ...  119  05 

*'                 for  interest 64  96 


Total  receipts    $404  86 

Expenditure. 

Expenses  of  Managem,ent  : 

Amount  paid  for  statutory  assessment  and  license $   14  03 

"                  printing,  postage,  etc    62  05 

"                  srilarie?,  directors'  and  auditors'  fees    51   00 

rent 3  00 

"                  solicitors'  fees       8  00 

"                  agents'  fees 279  00 

"                  investigation  of  claims 2  00 

"                  other  expenses     6   17 


Total  expenses  of  management    $    425   25 

Amount  paid  for  losses  which  occurred  during  1892    1,936  83 


Total  expenditure    $2,362  08 

B  100 


57  Victoria. 


Sessional  Papers  (No.  13] 


A.  1894 


CURRENCY  OF  RISKS. 
Amount  covered  by  policies  in  force  Slst  December,  189t. 


System. 

Three  years.                Total. 

Mutual     

•S        c.                   $        c. 
483,735  00             483,735  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 

"      new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Amount. 


440,460  00 
150,375  00 
590,835  00 
107,100  00 
483,735  00 


CLASSIFICATION  OF  RISKS 
Isolated  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  policies  in  force  Slst  December,  1892. 


Three  year  risks. 


Total. 


Amount  of  face  of  all  premium   notes  held  by  Company,  and  legally 
liable  to  assessment 


Amount  of  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 


Amount  of  premium  notes  received  during  the  year  1892 


18,399  75 

17,073  67 
7,025  75 


B  101 


18,399  75 

17,073  67 
7,025  75 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1^V^4 

GERMANIA  FAP.MERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    LOT    4,    CONCESSION    8,    TOWNSHIP    OF    NORMANBY. 

Commenced  business  \Qth  March,   1878. 

President — Jno.  Roedding.  |  Secretary — Geo.  Hop». 

Unassessed  premium  note  capital,  $46,974.27. 

Assets. 

Actual  cash  on  band  at  head  office $103  22 

"  to  Company's  credit  in  Mercliarts'  l>ank,  Walkerton.       2,259  80 

$2,363  02 

Amount  unpaid  assessments  of  1892 36   31 

"        of   premium  notes  in  force,  after  deducting   all   payments  thereon 

and  assessments  levied 46.974  27 

Total  assets    $49,373  60 

Liabilities. — None. 

Receipts. 

Cash  at  head  office  acd  in  bank,  as  per  last  statement  (not 

extended) $1,378  75 

Cash  received  for  first  payments  on  premium  notes f 560  00 

"              asspssments  levied  in  the  year  1892 981   84 

prior  to  1892 55  00 

"              interest 83  40 

Total  receipts $1,680  24 

Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  statutory  assessment  and  license $29  34 

"  printing,  stationery  and  advertising 37  70 

"  salaries,  directors'  and  auditors'  fees 115  00 

"  travelling  expenses 12  50 

"  postage,  telegrams  and  express 17  03 

"  investigation  and  adjustment  of  claims     24  00 

"  commission 26  25 

Total  expenses  of  management    $261   82 

Amount  of  loss  which  occurred  during  1892 434   15 

Total  expenditure $695  97 

B    102 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  bii  Policies  in  force  Slst  December, 


System. 


Matual 


Total. 


S  c.  $  c.  $  c. 

838,145  00     ;         492,970  00  1,331,115  00 


MOVEMENT  IN  RISKS. 
Mutual  System. 


Policies  in  force  31st  December,  1891 

"        new  and  renewed  during  1892 

Gross  number  during  1892 

Lesfe  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Number. 

Amount. 

870 
361 

$          c. 
1,187,580  00 

492,970  00 

1,231 

268 

1,680,550  00 
349,435  00 

963 

1,331,115  CO 

CLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892, 


Amount  of  face  of  all  premium  notes  held  by  Company 
and  legally  liable  to  assessment 


Amount  of  all  premium  notes,  after  deducting  all  pay- 
ments thereon  and  assessments  levied 


Three  year  risks. 


28,301  62 
27,841  48 


Five  year  risks. 


Amount  of   premium  notes  received  during  the  year ' 
1892 1. 


19,728  50 
19,132  79 
19,728  50 


Total. 


48,030  12 
46,974  27 
19,728  50 


B  103 


57  Victoria.  Sessional  Papers  (No.  13).  A.  18J<4 

GREY  AND  BRUCE  MUTUAL  FIRE  IN&URANOE  COMPANY. 

HEAD    OFFICE,    HANOVER, 

Commenced  business  Qth  Juli/,   1878. 

/'resident — David  McNicol.  j  Secretary/ — Duncan  Campbell. 

Unasaessed  premium  note  capital,  $49,044.04. 

Assets. 

Cash  on  deposit  to  the  Company's  credit,  not  drawn  against,  in 

the  Bank  of  Commerce  agency  at  Walkerton    894  45 

Cash  on  hand,  head  office     645  74 

$1,540  19 

Amount  unpaid  of  assessments  of  1892 107   45 

"        of  premium  notes  in  force,  after  deducting   all   payments   thereon 

and  assessments  levied 49,044  04 

Total  assets $50,691   68 

Liabilities. — None. 

Receipts. 

Cash  received  for  assessments  levied  in  1892 SI, 329  60 

"                              "                  years  prior  to  1892 48  40 

"               interest 71   57 

"         from  liquidators  Central  Bank 118  21 

Total  receipts    81.567  78 

Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  salaries,  directora'  and  auditors'  fees.  • S201   00 

"                 statutory  assessment,  license  and  commission  on  draft.  27  09 

"                 postage,  stationery,  etc 26  20 

"                 printing    33  50 

"                 commission 224  50 

Total  expenses  of  management.  .  .    $512  29 

Losses  in  1892   835  50 

Total  expenditure $1,347  79 

B104 


o7  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  DecewMer, 


System. 

One  year. 

Two  years.           Three  years. 

Total. 

M^utiiJ*! . 

$          c. 
9,000  00 

Set            $          c. 
12,874  00          1,228,081  00 

$          c. 
1,249,955  00 

MOVEMENT  OF  RISKS. 

Mutnal  Si/stein. 


Policies  in  force  31st  December,  1891  . . 
"        new  and  renewed  during  18913  . 

GrosB  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  Slst  December,  1892 


Number. 

Amount. 

1,010 
433 

$          c. 
1,070,110  00 

475,631  00 

1,443 
293 

1,545,741  00 
295,786  00 

1,1.50 

1,249,955  00 

CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  PolicicK  in  force  31st  Decemher,  1892, 


One  year  risks. 

Two  year  risks. 

Three  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes 
,    held  by  Company,  and  legally  liable 
.    to  asses.sment    

Amount  of   all  premium  notes,  after 
deducting  all  payments  thereon  and 
assessments  levied 

$          c. 
121  76 

$           c. 
453  60 

«          c. 
53,561  45 

$          c. 
54,136  81 

49,044  04 
20,293  26 

Amount   of   premium  notes   received 
during  the  year  1892 

B  lOJ 


57  Victoria.  Sessional  Papers  (No.  13).  A   1894 


OULROSS  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE.    TtJiSWATER. 

Commenced  business  ^rd  June,   1872. 


President — Peter  Clark.  |  Secretary — Alex.  Adamson. 

Unassessed  premium  note  capital,  •^26,627.28. 


Assets. 


Cash  on  hand  at  head  office •    •  •        ^729  29 

Cash  on  deposit,   to   Company's  credit  in    Bank  of  Hamilton, 

Wingham  agency 70  00 

Amount  unpaid  of  assessments  levied  during  1892 

"       of  premium  notes  in  force,  after   deducting  all  payments  thereon 

and  assessments  levied 

"      of  interest 


^799 

29 

178 

75 

26,627 

28 

S27,605 

32 

Total  assets 

Liabilities.  — None. 

Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) S612   92 

Cash  received  for  assessments  levied  in  1892     $941   42 

"                               "                         years  prior  to  1892 94  7-t 

"                 interest    1 7  00 


Total  receipts    $1,053  16 

Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  statutory  assessment  and  license    

"  salaries,  directors'  and  auditors'  fees 

"  printing,  stationery,   advertising  and  postage 

"  rent  and  taxes 

"  commission  to  agents     

"  law  costs    


S18 

26 

138 

00 

12 

95 

12 

00 

52 

50 

2 

00 

Total  expenses  of  management      ^235  71 

Miscellaneous  Payments  : 

Cash  paid  for  losses  of  1892 618  33 

"    sundries    12  75 


Total  expenditure $866  79 

B106 


57  Victoria. 


Sessional  Papers  (No.  i:?). 


A   1894 


CURRENCY  OF  RISKS. 

Amount  covered  hij  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Total. 

Mutnal 

*          c. 

$          e. 
706,979  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 

"     new  and  renewed  during  1S92 , 

Gross  number  during  1892 

LesB  expired  or  cancelled  in  1892    

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Amount. 


647,050  00 
312,822  00 
959,872  00 
•J52,S93  00 
706,979  00 


CLASSIFICATION   OF  RISKS  : 
Farm  and  Non-hazardous. 


PREMIUM  NOTES  OR   UNDERTAKINGS 

On  Policies  in  force  Slst  December,  189H. 


Th 

-•ee  year  risks. 

$        c. 
l.'8,279  16 

26,627  28 
12,512  88 

Total. 

Amount  of  face  of  all  premium  notes  held 
liable  to  assessment 

by  the 

Company 

and 

legally 

$        c. 
28,279  16 

Amount  of  all  premium  notes, 
assessments  levied    

Amount  of  premium  notes  rec 

after  deduct 
eived  during 

mg  all 
the  ye 

payments  thereon  and 
ar  1892  

26,627  28 
12  512  88 

B  107 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


McGILLIVRAY  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    WEST    m'gILLIVRAY. 


Commenced  business  2nd  May,  1877. 


President — Wm.   L.  Corbett.  |  Secretary — Wm.   Eraser. 

Unassessed  premium  note  capital,  $10,314.60. 


Assets. 

Amount  of  cash  at  head  office $39   63 

"  on  deposit  in  Bank  of  Commerce,  Parkhill     .  .  65   32 

$104  95 

"  value  of  debentures 1,000  00 

Amount  of  notes  or  due  bills  less  than  one  year  overdue     68  00 

"  "  more  "  (not  extended)  ...    $38  20 

Amount  of  premium  notes  in  force,  after   deducting  all   payments  thereon 

and  assessments  levied 10,314  60 

Amount  of  interest  accrued 30  00 

Total  assets    ^Il,j517  55 

Liabilities. 
Amount  of  losses  adjusted    $2,067  00 

Total  liabilities $2,067  00 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) $97   74 

Cash  received  as  first  payments  or  deposits,  being  part  payment  of  premium 

notes $398  65 

Cash  received  for  interest 82  26 

"           for  short  date  notes    271   85 

'<           from  McGillivray  Township  (discharge  of  debentures) 1,800  00 

Total  receipts $2,552  76 

Expenditure. 
Expenses'jof  Management  : 

Amount  paid  for  statutory  assessment  and  license    ....    $13  60 

"               postage 5  00 

"              salary,  auditors'  and  directors'  fees 107  00 

"               printing  and  stationery    17  00 

"              agents'  tees    42  50 

Total  expenses  of  management     $185    10 

Aliscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 850  00 

"  rebate 10  45 

loan 1,500  00 

Total  expenditure $2,545  55 

B  108 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

A  mount  covered  by  Policies  m  force  31st  December,  1892. 


System. 

Three  years. 

Total. 

Mutual 

$         c. 
429,825  00 

f         c. 
429,825  00 

MOVEMENT  IN  RISKS. 

Mutual  Svstcrn. 




Number. 

Amount. 

Policies  in  force  31  st  December,  1891 

430 

85 

$         c. 
419,875  00 

77  775  00 

"     taken  during  1892,  new  and  renewed 

Gross  number  and  amount  of  risks  in  force  on  31st  December,  1892    .... 
Deduct  expired  and  cancelled  in  1892    

515 

88 

497,650  00 
67,825  00 

Net  risks  in  force  31st  December,  1892 

427 

429,825  00 

CLASSIFICATION  OF  RISKS 
Farm  aud  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Three  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes   held  by  Company,   and   legally 
liable  to  assessment 

$         c. 
12  409  05 

S         c. 
12,409  05 

10,314  60 
2,333  25 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied    

Amount  of  premium  notes  received  during  the  year  1892    

10,314  60 
2,333  25 

14  (IN.) 


B  109 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


McKILLOP  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    LOT    17,    CON.     5,    m'kiLLOP. 

Commenced  business  '20th  May,  1876. 


President — Donald  Ross.  |  Secretary — W.  J.  Shannon. 

Unassessed  premium  note  capital,  $76,343  60. 


Assets. 

Actual  cash  on  hand  at  head  office ... 

Amount  unpaid  of  assessment  levied  during  1892 

•'  "  "  prior  to  1892  (not  extended).     858  05 

"     of  premium  notes  in  force,   after   deducting   all   payments  thereon 

and  assessments  levied 

"      safe  and  letter  press  (not  ext^nded) $100  00 


Total  assets 


$387 

61 

241 

05 

76,343 

60 

$76,972 

26 

Liabilities. 
Amount  of  adjusted  losses $1,447  00 

Total  liabilities 

Receipts. 

Amount  of  cash  at  head  office,  as  per  last  statement  (not  extended)  $2,148  95 
Cash  received  for  assessments  levied  in  1892 

"  "  years  prior  to  1892 

"  transfer  fees,  etc 

"  borrowed  money 

Total  receipts $6,668  15 

Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  investigation  and  adjustment  of  claims 

"  commission 

"  statutory  assessment  and  license.    

"  printing,  stationery,  and  advertising,  postage,  etc.. . 

*'  salaries,  directors'  and  auditors'  fees 

"  interest 

"  rent  and  taxes 

"  travelling  expenses 

Total  expenses  of  management $1,087   39 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occured  during  1892 $472   10 

«  ".  "         prior  to  1892 2,170  00       2.642   10 

"         repayment  loans 4, 700  00 


$1,447 

00 

$5,042 

80 

206 

7.^ 

18 

60 

1,400 

00 

$6,668 

15 

$47 

30 

24 

61 

62 

99 

131 

47 

617 

65 

170 

37 

10 

00 

23 

00 

Total  expenditure $8,429  49 

B  110 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892, 


System. 

Three  years. 

Five  years. 

Total. 

Mu  tual 

$      c. 
778,425  00 

%      c. 
1,815,995  05 

$      c. 
2,594,420  05 

MOVEMENT  IN  RISKS, 

Mutual  System. 


Policies  in  force  31st  December,  1891 , 

Policies  new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Number. 


1,733 
795 


Amount. 


2,536,585  05 
1,154,460  00 


3,691,045  05 
1,096.625  00 
2,594,420  05 


CLASSIFCATION  OF  RISKS ; 
Farm  and  Non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  olst  December,  1S92. 


Three  year  risks. 

Five  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes  held  by  Com- 
pany, and  legally  liable  to  aesessment..    

Amount   of  all   premium   notes,   after  deducting  all 
payments  thereon  and  assessments  levied  

$      c. 
21,982  61 

$    c. 
60,709  42 

$      c. 
82,692  03 

76,343  60 

40,572  30 

Amount  of  premium    notes   received    during  the  year 
1892 

B  111 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


PEEL    AND    MARYBOROUGH    MUTUAL    FIRE    INSURANCE  COMPANY. 

HEAD    OFFICE,    DRAYTON. 

Oo7)imenced  business  \st  July,  1887. 

President — James  Duncan.  |  Secretary — Jas.  McEwing. 

Unassessed  premium  note  capital, $20, 685. 83 


Assets. 


Cash  on  hand  at  head  office     $39  72 

Cash  at  Traders'  Bank,  Drayton 1,286  55 


Amount  unpaid  of  assessments  levied  during  1892 

«'  "  "       prior  to  1892 

"       of  premium   notes  in   force,  after  deducting  all  payments  thereon 

and  assessments  levied 

"       of  notes  and  due  bills  less  than  tne  year  ovenlue 


Total  assets , 


LiABiWTiES.  —  None. 
Receipts. 

Cash  on  hand  and  in  Traders'  Bank  as  per  last  statement  (not 

extended) $1,741  07 

Cash  received  lor  fees  at  taking  ot  applications 

"  as  first  payments,  being  part  payment  of  premium  notes  . 

'*  for  assessment  levied  in  1892 

«  "  before  1892    

"  interest 


Total  receipts , 


EXPENDITUKE. 

Expenses  of  Management  : 

Amount  paid  for  agents'  commission    

"  statutory  assessment  and  license  fee     ...... 

«'  printing,  stationery,  advertising  and  postage . 

"  salaries,  directors'  and  auditors'  fees 

"  investigation  and  adjustment  of  claims     .  .  .  . 

'*  travelling  expenses - 

"  other  expenses 

"  law  costs 


Expenses  of  management 

Miscellaneous  Payments-: 

Cash  paid  for  losses  which  occurred  during   1892 


rebate,  abatements  and  returned   premiums, 
Total  expenditure 


$1,326  27 

133  04 

16  70 

20,685  83 

78  48 


>22,240  32 


$190  50 

417  02 

599  04 

77  93 

73  46 

$1,357  95 

$211 

50 

17 

88 

42 

97 

185 

00 

16 

50 

11 

25 

2 

00 

4 

05 

$491    15 


1,247   33 
34   27 


;i,772  75 


B  112 


57  Victoria. 


Sessional  Papers  (No.  13). 


A   1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  ^orce  31st  December,  1892. 


System . 

One  year. 

Two  years. 

Three  years. 

Total. 

Mutual  

$        c. 

S        c. 

$       c. 
717,420  00 

%        c. 
717,420  00 

MOVEMENT  IN  RISKS. 
Mutual  System. 


Number. 

506 
233 

Amount. 

Policies  in  force  31st  December,  1891 

"        taken  during  1892,  new  and  renewed 

$      c. 
628,580  00 

311,210  00 

Crross  number  and  amount  in  force  during  1892 

739 

]84 

939,790  00 

Deduct  expired  and  cancelled  in  1892 

222,370  00 

Net  risks  in  force  31st  December,  1892 

555 

717,420  00 

CLASSIFICATION  OF  RISKS  ; 
Isolated  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  policies  in  force  31st  December,  1892. 




One  year  risks. 

Two  year  risks. 

Three  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes 
heldby  Company,  and  legally  liable 
to  assessments 

S      c. 

S      c. 

$      c. 
22,036  65 

20,685  S3 
9,588  30 

22,036  65 

20,685  83 
9  588  30 

Amount  of  all  premium  notes,  after 
deducting   all     payments    thereon 
and  assessments  levied 

Amount  of  premium  notes  received 
during  the  year  1892 

B  113 


57  Victoria. 


Sessional  Papers  (No.  18), 


A.  1894 


NICHOL  MUTUAL  FIRE  INSURAT^CE  COMPANY. 

HEAD    OFFICE,    FERGUS. 

Commenced  business  \st  May,   1860. 


President — William  Taylor.  |  Secretary — John  Beattie. 

Unassessed  premium  note  capital,  $38,921.17. 


Assets. 

Amount  unpaid  of  assessments  levied  during  1892 

•'  "  "  in  prior  years  (not  extended)     $291    62 

"       of  short  date  notes  or  due  bills,  less  than  one  year  overdue 

"  "  "  "  one  year  or  more  overdue 

(not  extended) $32  99 

"       of  premium  notes  in   force,  after  deducting   all   payments  thereon 
and  assessments  levied 


Total  assets 


Liabilities. 


Amount  due  treasurer .  . 
Total  liabilities 


Receipts. 


Cash  received  as  first  payments,  being  part  payment  of  premium  notes . 

*'  for  assessments  levied  in  1892 

"  "  "  years  proir  to  1892 

"  for  bills  receivable 

"  on  loan,  balance  due  treasurer     

"  for  interest  


Total  receipts 


Expenditure. 


Expenses  of  Management  : 

Amount  paid  for  investigation  and  adjustment  of  claims  . 

"  statutory  assessment  and  license  fee.  .  . 

"  printing,  stationery  and  advertising.  .  . 

"  commission,  being  fees  on  applications. 

"  salaries,  directors'  and  auditors'  fees  .  . 

"  postage,  telegrams  and  express 

"  travelling  expenses 

"  other  ex|)enses 

"  law  costs 


Expenses  of  management  {Carried  forivard) 

B  114 


$282  65 
56  02 

38,921  17 
$39,259  84 

$11  25 
$11  25 


$657  13 

2,124  19 

389  31 

303  19 

11  2& 

26  64 


J,511  71 


$34 

70 

29 

78 

82 

00 

429 

00 

400 

10 

17 

80 

20 

00 

29 

25 

30 

63 

[,073  26 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Expenses  of  mapagetnent  {Brought  forward). $1,073   26 

Miscellaneous  Tayvients  : 

Cash  paid  for  losses  which  occurred  during   1892 1,740  81 

rebate 2160 

Repayment  of  loans 676  04 

Total  expenditure $3,511   71 

CURRENCY  OF  RISKS. 

AinGunt  covered  hy  policies  in  force  31st  December,  1892, 


System. 

Three  years. 

Total. 

Mutual , 

$          c. 
1,157,567  00 

1 

1,1-/53,   OD 

MOVEMENT  IN  RISKS. 

Mutual  system. 


• 

Number. 

Amount. 

Policies  in  force  31st  December,  1891   

"        new  and  renewed  during  1892  

930 
286 

$          c. 
1,209,202  00 

371,345  00 

Gross  number  and  amount  during   1892 

1,216 
330 

1,580,547  00 

Less  expired  and  cancelled  in  1892   

422,980  00 

Net  risks  in  force  on  mutual  system  31st  December,  1892 

886 

1,157,567  00 

CLASSIFICATION  OF  RISKS 
Farm  and  non -hazardous. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  policies  in  force  31st  December,  1892. 


Three            risks 

Total. 

Amount  of  face  of  all   premium  notes  held  by  Company  and  legally 
liable  to  assessment 

$           c. 
4,134  86 

38,921  17 

13,978  85 

$          c. 
44,134  86 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon 
and  assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 

38,921  17 
13,978  85- 

B  115 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


COUNTY   OF    PEEL  FARMERS'    MUTUAL    FIRE    INSURANCE  OOMPAN V 

HEAD    OFFICE,    BRAMPTON. 

Commenced  business  lUh  June,  1876. 


President — N.   V.  Watson.  |  Secretary — Luther  Cheyne. 

Unassessed  premium  note  capital,  $133,145.78. 


Assets. 


Cash  on  deposit  in  Dominion  Bank  Agency,  Brampton 
Actual  cash  on  hand  at  head  office 


5U8  72 
243  98 


Amount  unpaid  of  assessments  levied  during  1892 

"  "  "  in    prior    years     (not 

extended) $1,272  65 

"      of  premium  notes  in  force,  after  deducting   all  payments  thereon 

and  assessments  levied 

*'      of  office  furniture  (not  extended)     $250  00 

Total  assets 


Liabilities. 


Amount  due  on  premium  notes 


Total  liabilities , 


Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended)    ....    $2,654  96 
•Cash  received  as  first  payments,  being  part  payment  of  premium  notes 

"  for  assessments  levied  in  1892     

"  "  years  prior  to  1892     :  . 

"  for  interest  

"  carpenter's  risk,  etc 

*'  borrowed 


$392  70 
1,151  99 


133,116  78 


[34,661   47 


$173  45 
$173  45 


$1,559  75 

8,270  70 

704  81 

1   75 

72  10 

2,500  00 


Total  receipts $13,109  11 


Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  commission  to  agents 

"  investigation  and  adjustment  of  claims 

"  statutory  assessment 

"  printing  and  advertising 

"  salaries,  directors'  and  auditors'  fees     . 

"  postage  and  stationery    

"  rent  

"  other  expenses    

"  fuel  and  light 

"  interest  


Total  expenses  of  management  {carried  forward) 

B  116 


$355  00 

68  P5 

98  52 

51  80 

1,715  30 

124  86 

102  50 

127  74 

20  62 

42  45 

$2,707  64 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Expenses  of  management  {brought  forward) 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 $8,703  73 

'•  "  "         prior  to    "      1,460  00 


"                re-payment  of  loans . 
Total  expenditure , 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  Decemhei ,  1892, 


$2,707  64 


10,163  73 
2,500  00 

!li,371  37 


System. 

Three  years. 

Four  years. 

Total. 

Mutual 

$        c. 

$        c. 
5,004,213  00 

$        c. 
5,004,213  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 


Amount. 


Policies  in  force  31st  December,  1891  .      

Policies  new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 


2,735 

4,562,340  00 

709 
3,444 

959,890  00 
5,522,230  00 

354 

518,017  00 

3,090 

5,004,213  00 

CLASSIFICATION  OF  RISKS : 

Farm  and  non-hazardous. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Three  year  risks. 

Four  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes  held  by   Com- 
pany, and  legally  liable  to  assessment. .    

$        c. 

$        c. 
157,161  30 

133,145  78 

30,586  37 

$         c. 
157,161  30 

133,145  78 

.  30,586  37 

Amount  of  all  premium  notes,  after  deducting  all  pay- 
ments thereon  and  assessments  levied 

Amount  of  premium  notes  received  during  the   year 

1892 :.  .    ..... 

B  117 


57  Victoria.  Sessional  Papers  (No.  13)  A.  1894 


ELMA  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    ATTWOOD. 

Commenced  business  'i2nd  March,  1884. 


President — W.  Shearer.  |  Secretary — Robt.  Cleland. 

Unassessed  premium  note  capital,  $48,236.42. 


Assets. 


Amount  of  cash  on  hand  at  head  office    .  .  . .  = 

"        unpaid  of  assessments  levied  in  1892 

"  "  "  prior  years 

"        of  premium  notes  in  force,   after  deducting   all  payments   thereon 


and  assessments  levied 
Total  assets 


$1,081 

61 

103 

42 

11 

38 

48,236 

42 

$49,432 

83 

Liabilities. — None. 


Receipts. 


Cash  received  for  assessments  levied  in  1892    $909  92 

"  "  prior  to  1892 87  76 

"  interest    7  55 


Total  receipts     $1,005   2a 

Expenditure. 
Expenses  of    Management  : 

Amount  paid  for  statutory  assessment  and  license    

"  printing  and  stationery 

"  salaries 

"  postage,  etc 

"  rent  

"  travelling  expenses 


Total  expenses  of  management    

Amount  paid  for  losses  which  occurred  during  1892 

Total  expenditure    

B  118 


$22 

04 

49 

50 

143 

00 

10 

06 

4 

50 

1 

20 

$230 

30 

327 

33 

$557 

63 

57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amou7it  covered  hii  Policies  in  force  31st  December, 


System. 

Three  years. 

Four  years. 

Total. 

Mutual 

6         c. 
222,065  00 

$         c. 
811,832  GO 

$         c. 
1,033,877  00 

MOVEMENT  IN  RISKS. 
Mutual  System. 


Policies  in  force  31st  December,  1891   

"      taken  during  1892 

Gross  number  in  force  on  mutual  system  31st  December,  1892 

Less  expired  and  cancelled  in  1892 , 

Net  risks  in  force  31st  December,  1892 

CLASSIFICATION   OF  RISKS 
Farm  and  non-hazardous. 


1,033,897  00 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Three  year 
risks. 

Four  year 
risks. 

Total.  ■ 

Amount  of  face  of  all  premium  notes  held  by  Com- 
pany, and  legally  liable  to  assessment 

$         c. 
11,103  25 

%         c. 
40,591  G4 

S         c. 
51  694  89 

Amount  of  premium  notes,  after  deducting  all  pay- 
ments thereon  and  assessments  levied 

48  236  42 

Amount  of  premium   notes  received  during   the  year 
1892  

25,276  85 



B  119 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


DUWNIE  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD  OFFICE,   ST.   PAULS. 

Commenced  business  2\st  April,  1884. 


President — Duncan  McIntosh.  |  Secretary — Peter  Smith. 

Unassessed  premium  note  capital,  ^22,784.93. 


Assets. 


Cash  on  hand  at  head  office $246  00 

Amount  of  assessments  levied  during  1  892    34  06 

"  premium  note  in   force,  after  deducting  all  payments  thereon 

and  assessments  levied 22,784  93 

Total  assets    $23,064  99 


Liabilities. — None. 

Receipts. 

Cash  at  head  office,  as  per  last  statement   (not  extended) $306   50 

Cash  received  for  assessments  levied  during  1892 $2,961    25 

prior  to  1892    5  64 

"           as  part  cost  of  investigation    22  25 

Total  receipts    $2,989   14 


Expenditure. 
Expenses  of  Management  ; 

Amount  paid  for  interest    $45  00 

statutory  assessment  and  license    22  41 

"                  salaries,  etc 39  CO 

'■                  printing,  stationery  and  advertising 13   15 

"                  postage,  telegrams  and  express,  etc 11   83 

■'                   investigation  of  claims    57  00 

fuel  and  light 1   75 

■'                  other  expenses    70  00 

Total  expenses  of  management    $260   14 

Amount  paid  for  losses  incurred  in  1892 1,789  50 

beiore  1892         500  00 

"        of  loan  repaid 500  00 

Total  expenditure $3,049  64 

B  120  =^=^ 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  lSi92. 


System. 

Three  years. 

Five  years. 

Total. 

Mutual  

%      c. 
875,220  00 

$      c. 

S      c. 
875,220  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891   

"        taken  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Number. 

AmouQt. 

443 
194 

S       c. 
849,41.5  00 

354,595  OO 

637 
186 

1,204,010  00 
328,790  00 

451 

875,220  00 

CLASSIFICATION  OF  RISKS 
Isolated  and  non-hazardou.s. 


PREMIUM  NOTES  OR  UNDERTAKINGS. 


■(?:,.„  ,, 

Total. 

Amount  cf  face  of  all  premium  notes  held  by  the  Com- 
pany, and  legally  liable  to  asses.^ment 

$      c. 
26,535  20 

22,784  93 
10,637  85 

§       c. 

■S       c. 
26,535  20 

22,784  93 
10,637  85 

Amount  of  all   premium    notes    on    policies    in    force 
31st  December,  1892,  after  deducting  all  payments 
thereon  and  assessments  levied 

Amount   of   premium  notes  received  during  the  year 
1892 

B  121 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THE  USBORNE  AND  HIBBERT  MUTUAL    FIRE    INSURANCE  COMPANY. 

HKAD  OFFICE,  FARQUHAR. 

Commenced  business  28th  June,  1876. 


President — David  Mitchell.  |  Secretary — Thomas  Cameron. 

Uuassessed  premium  note  capital,   $75,199.38. 


Assets. 

Actual  cash  on  hand  at  head  office $1,297   27 

Amount  unpaid  of  assessment  levied  during  1892     330  83 

"  "  ''  in  prior  years  (not  extended)  ..S91    05 

"         of  premium  notes  in  force,  alter  deducting  all  payments  thereon 

and  assessments  levied , 75,199  38 


Total  assets ." $76,8 2j;  48 

Liabilities. 
Amount  losses  reported   $983  25 


Total  liabilities $983  25 

Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $187   79 

"     received  for  assessments  levied  in  1892    $4,229   90 

"                 before  1892 447  92 

"     borrowed     1,300  00 


Total  receipts    $5,977  82 

Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  investigation  of  claims    

•'  commission 

"  interest     

"  statutory  assessment  and  license    

"  printing,  stationery  and  advertising 

"  rent  imd  taxes 

"  salaries,  directors'  and  auditors'  fees 

"  travelling  expenses 

"  postage,  telegrams  and  express 


$28 

00 

65 

05 

39 

62 

63 

75 

105 

37 

25 

00 

289 

97 

5 

00 

52 

19 

Expenses  of  management     $673  95 

Miscellaneous  Payments  : 

Amount  paid  for  losses  which  occurred  during  1892      ...     $2,390  31 
«'  "  "  prior  to  1892 500  00 


2,890  31 

of  loan  repaid    1,300  00 

refund     4  08 


Total  expenditure $4,868  34 

B  122 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


CURRENCY  OY  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 


Mutual 


Total. 


$      c. 
3,139,270  00 


MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 

"        new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Number. 


1,786 
752 


2,538 
597 


1,941 


Amount. 


?5      c. 
2,866,005  00 

1,183,725  00 


4,049,730  00 

910,460  00 

3,139,270  00 


CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  Slst  December,  1892. 


Amount  of  face  of  all  premium  notes  held  by  Company  and  legally  liable  to  assessment. . 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and   assessments 
levied    


Amount  of  premium  notes  received  during  the  year  1892 


Total. 


83,633  77 

75,199  38 
35,351  69 


B  123 


57  Victoria.  Sessional  Papeis  (No.  13).  A.  1894 


WEST  WAWANOSH   MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    DUNGANNON. 

Commenced  business  \3fh  May,  1879. 

President— GnAS.  Girvin.  |  Secretary^J.  M.   Roberts, 

Unassessed  premium  note  capital,  $90,587.94, 

Assets. 

Actual  cash  on  hand  at  head  office ,    ...  $089  35 

Amount  unpaid  of  assessments  levied  during  1892 418  7(> 

Amount  of  premium  notes  in  forcCj  after  deducting  all   payments  thereon 

and  assessments  levied 90,587  94r 

Total  assets _$9U95_97 

Liabilities — None. 
Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $55   9fi 

Cash  received  for  assessments  levied  in   1892 $4,26 1   85- 

"              "       before   1892 434   14 

"                transfer  fees,  etc 45  01 

on  loan 1,400  00 

Total  receipts S6.141   00 

EXPEKDITURE. 

Expenses  of  Management  : 

Amount  paid  for  statutory  assessment  and  license .^52  81 

"                 interest V24:  '2b 

'*                  printing,  stationery  and  advertising 65  69 

"                 salaries,  directors'  and  auditor.s'  fees 576  00 

««                  postage,  telegrams  and  express 63  17 

"                  travelling  expenses 7  I  50 

'*                 investigation  of  claims  . 75  00 

Total  expenses  of  management $1  028  42 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 $1,200  00 

"  "  "  prior  to   1892 1,367   50 

"  rebate 6   71 

2,574   21 

"  repayment  of  loans 1,900  00 

"  other   payments 5   00 

Total  expenditure S5  507  63 

B  124 


57  Victoria. 


Sessional  Papers  (No.  13). 


A  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Four  years. 

Total. 

%        c. 
1,648,722  00 

$        c. 
778,575  00 

2,427,297  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  Slst  December,  1891 

' '      new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  niutual  system,    1st  December,  1892 


Amount. 


2,332,335  06 
778,575  00 


3,110,910  00 

683,613  00 

2,427,297  Oe 


CLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Three  year  risks. 

Four  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes  held  by  Company, 
and  legally  liable  to  assessment 

$        c. 
65,948  88 
59,444  94 

%        c. 

31,143  00 

31.143  00 
31  143  00 

$        c. 

97,091  88 

90,587  94 
31,143  00 

Amount  of  all  premium  notes,  after  deducting  all  pay- 
ments thereon  and  assessments  levied 

A»U)untof  premium  notes  received  during  the  year  1892 

15  (IN.) 


B  125 


57  Victoria.  Sessional  Papers  (No.  13).  '       A.  1894 

TOWNSHIP  OF  EAST  WILLIAMS  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    NAIRN. 

Commenced  business  Sth  August,   1875. 


Fresident — Neil  McTaggart.  |  Secretary — Wm.   McCallcm, 

Unassessed  premium  note  capital,  $9,756.58. 


Assets. 

Cash  on  hand 860  79 

Cash  in  Bank  of  Commerce  at  Ailsa  Craig 2.3  44 


$84  2i 

Cash  in  agents'  hands,  acknowledged  by  them  to  We  due  and  considered  good.  12  90 

Amount  unpaid  of  assessments  levied  during  1892 96  39 

"  "  "  in  prior  years  (not  extended) .  .J$43   10 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 9,756  58 


Total  assets S9,950   10 

Liabilities. 
Amount  promissory  note $300  00 


Total. 


Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $505  64 

Cash  received  as  first  instalments  on  premium  notes 

"  from  assessments  of   1892.  .  .    

"  "  prior  to   1892    

"  for  interest 

"  from  other  sources 


Total  receipts 

Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  statutory  assessment  and  license  .  .  .  . 
"  printing,  stationery  and  advertising .  . 

"  salaries,  directors'  and  auditors'  fees. 


postage,  etc 

investigation  of  claims 


$300 

00 

$285 

38 

361 

66 

114 

84 

17 

71 

13 

60 

8793 

19 

$11 

81 

15 

19 

106 

00 

3 

48 

11 

00 

Expenses  of  management $147  48 

Miscellaupous  Payments  : 

Cash  paid  for  losses  which  occurred  in   1892 $1,050  00 

"  rebate,    etc. 16  62 

"  other    expenditure   50  « 

1,067   12 


Total   expenditure  .  .    $1,214   60 

B  126 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Aviount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Total. 

§        c. 
368,780  00 

$        c. 
368,780  00 

MOVEMENT  IN  RISKS. 
Mutual  System. 


Policies  in  force  Slst  December,  1891 

"      new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system,  3l8t  December,  1892. 


Number. 


257 
118 


375 

96 
279 


Amount. 


332,525  00 
149,390  00 


481,915  00 
113,135  00 


368,780  00 


CLA.SSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREVIIUM  NOTES  OR  UNDERTAKINGS 

On  Policiea  in  furcc  31st  December,  1892. 


AiuiHint  of   face  of  all  premium  notes  held  Ly  Company,  and  legally 
liable  to  assessment 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 . . . 

BT27^ 


Three  years. 

Total. 

S        c. 

$        c. 

11,063  40 

11,063  40 

9,756  58 

9,756  58 

4,481  70 

4,481  70 

b7  Victoria,  Sessional  Papers  (No.  13).  A.  1894 


WEST  BRUCE  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    KINCARDINE. 

Commenced  business  3rd  July,  1885. 


Prssident — William  Hunter.  |  Secretary — J.  H.  Fleming. 

Unassessed  premium  note  capital,  $19,399.14. 


Assets. 

Cash  in  Treasurer's  hands $236   68 

Amount   of   premium   notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 19,399   14 

Amount  unpaid  of  assessments  levied  during  1892 364   33 

"                            "                         in  prior  years    450  53 

Total  assets $20,450  68 

Liabilities. 

Amount  of  promissory  note $350  00 

Total  amount  of  liabilities   $350  00 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) $561   39 

"    received  for  assessments  levied  during  1892 $1,072  85 

before  1892 330  84 

"        notes 700  00 


Total  receipts    $2,103  69 

Expenditure. 
Expe'rises  of  Management  : 

Amount  paid  for  investigation  of  claims    $10  70 

"                  postage,  etc 22  45 

"                  statutory  assessment  and  license 17   94 

"                  printing,  stationery  and  advertising,  1892 33  00 

"                  interest    28  25 

"                  salaries,  directois'  and  auditors'  lees,  1892 273   20 

'•                  law  costs 3  28 

"                  rent  and  taxes    30  75 


Total  expenses  of  management    $419  57 

Amoucit  paid  for  losses  during  1892    189  65 

"     prior  to  1892     1,423  56 

loan 350  00 

"                  rebate 36 

Amount  of  assessments  credited  in  tire  claims 45   26 


Total  expenditure $2.428  40 

B  128 


67  Victoria. 


Sessional  Papers  (No.  18). 


A.  1894 


CURRENCY  OF  KISKS. 

Amount  covered  by  Policies  in  force  31st  Dcccinher,  1S92. 


System. 

Three  years. 

Total. 

Mutual  

$           c. 
579,979  00 

$          c. 
579,979  00 

MOVEMENT  IN  RISKS. 

Mutual  Si/stem. 


Number. 

Amount. 

Policies  in  force  31st  December,  1891 

' '        new  and  renewed  during  1892 

541 
249 

S         c. 
631,064  00 

251,845  GO 

Gross  numbers  during  1892    

790 
248 

882,909  00 
302,930  00 

Less  expired  or  cancelled  in  1892 

Net  risks  in  force  31st  December,  1892 

542 

579,979  00 

CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 


PREMIUM  NOTES   OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


' 

Three  year  risks. 

Total. 

Amount   of   face  of  all  premium  notes  held  by  Company,  and  legally 
liable  to  assessment 

$          c. 
26,335  04 

19,399  14 
9,848  50 

$          c. 
26,335  04 

19  399  14 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied    

Amount  of  premium  notes  received  during  the  year  1892    

9,848  50 

B  129 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

SOUTH  EASTHOPE  FARMERS'    MUTUAL    FIRE    INSURANCE    COMPANY. 

HEAD    OFFICE,    TAVISTOCK. 

Commenced  business  the  2Sth  December,  1871. 


President — Werner  Youngblut.  |  Secretary — W.  S.  Russell. 

Unassessed  premium  note  capital,  $101,575.49. 

Assets. 

Cash  on  hand,  head  office  .  . . , $458  33 

"       deposit  to  Company's  credit  in  Bank  of  Commerce,  Stratford.  .  .  .  600  00 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 101,575  49 

"       unpaid  of  assessments  of  1892 108  12 

Total  assets    $2^2,741   94 

Liabilities. — None. 

Receipts. 

Cash  at  head  office  and  in  bank,  as  at  last  statement  (not  ex- 
tended)         $290  75 

Cash  received  for  assessments  levied  before  1892 82,479  47 

borrowed 400  00 

Total  receipts $2,879  47 

Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  salaries,  directors'  and  auditors'  fees $208  00 

"  statutory  assessment  and  license  fee  .  .  .  .  , 45  96 

"  printing,  stationery  and  advertising 93  95 

"  postage,  telegrams  and  express 9  30 

"  travelling  expenses 14  00 

"  investigation  of  claims    6  00 

"  other  expenses 14  50 

"  interest 1 2  00 

"  rent 7  00 

Expenses  of  management $410  71 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occuired  during  1892 1,301    18 

•'     repayment  of  loans 400  00 

Total  exppi  ditur  ■ .S2,l  1 1    89 

B  130 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Avioitnt  covered  by  Policies  in  force  31st  Decemher,  1892. 


System. 

Three  years. 

Four  years. 

Five  years. 

Total. 

Mutual     

$          c. 
19,500  00 

$          c. 
2,058.345  00 

$          c. 

§          c. 
2,077,845  00 

MOVEMENT  IN  RISKS. 

Mutual  Si/ stem. 


Policies  in  force  31st  December,  1891 

"        new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892  

Net  risks  in  force  on  mutual  system,  31st  December,  1892. 


Number. 

Amount. 

$          c. 

1,029 

1,998,070  00 

382 

756,560  00 

1,411 

2,754,630  00 

365 

676,785  00 

1,046 

2,077,845  00 

CLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


T'REMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Amount  of  face  of  all  premium  notes 
held  by  the  Company,  and  legally 
liable  to  assessment    


Amount  of  all  premium  notes,  after 
deducting  all  payments  thereon  and 
assessments  levied 


Amount   of   premium   notes  received 
during  the  year  1892 


Three  year  risks. 


975  00 


940  83 


Four  year  risks. '  Five  year  risks.     Total. 


iS       c.           .?       c.    ;  $  c. 

102,917  25  j  103,892  25 

100,634  66  I :  101,575  49 

37,828  00  I '  37,828  00 


B131 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1H94 


SYDENHAM  MUTUAL   bIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    ANNAN. 

Commenced  bushieas  August,  1869. 

President — GIDEO^  Karkness.  |  Secretary — Hugh  Reid. 

Unassessed  premium  note  capital,  .$106,726.03. 

Assets. 

Gash  in  agents'  hands  acknowledged  by  them  to  be  due  and  considered  good  $690   12 

Amount  unpaid  of  assessments  levied   before  1892  (not  extended)     .$51   91 

during  1892 2,81124 

"         of  premium  notes  in  force,  after   deducting   all   payments  thereon 

and  assessments  levied 106,726  03 

Total  assets 8110,227  39 

Liabilities. 

Amount  of  adjusted  losses $360  42 

"      due  treasurer 1,186   12 

Total  liabilities $1,546  54 

Receipts. 

Cash  at  head  office,  as  per  last  year's  statement  (not  extended)     $2,509  28 

Cash  received  for  membership  fees S371    25 

"           as  first  payments^  being  part  payment  of  premium  notes.  .  .  .  2,094   22 

"            assessments  levied  in  1892 4,823  59 

prior  to  1892 2,107  54 

"            cish  borrowed 1,185  07 

Total  receipts $10,581   67 

Expenditure. 

Expenses  of  Management : 

Amount  paid  for  commission $94  73 

"  law   costs 10  00 

"  investigation  and  adjustment  of  claims 104  47 

''  statutory  assessment  and  license 90  28 

"  printing,  stationery  and   advertising 171    28 

"  rent  and  taxes 8  00 

"  salaries,  directors'  and  auditors'  fees 673   10 

"  postage,  telegrams  and  express 148  21 

"  other  expenses 58  00 

"  travelling  expenses 14  00 

Total  expenses  of  management $1,372  07 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occured  during  1892 .$10,755  88 

"         "         "         "  "        prior  to  1892 963  00 

Total  expr  nditure .§13,090  95 

B  132 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 

One  year  or 
less. 

Two  years. 

Three  years. 

Four  years. 

Five  years. 

Total. 

S      c. 
24,800  00 

$      c. 
48,585  00 

4,587,78    00 

%      c. 
93,420  00 

c. 

$       c. 
4,755,587  00 

MOVEMENT   IN  RISKS. 

Mutual  System. 


Number. 


Amount. 


Policies  in  force  31st  December,  1891. . 
'      new  and  renewed  during  1892. 

Gross  number  during  1892  

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  31st  December,  1892 


3,392 
1,485 


4,877 

933 

3,944 


$  c. 

4,160,616  00 
1,714,524  00 


5,875,140  00 
1,119,553  00 
4,755,587  00 


CLASSIFICA.TION  OF  RISKS  : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 
On  Policies  in  force  31st  December,  1892, 


One  year 
risks. 

Two  year, 
risks. 

Three  year, 
risks. 

Four  year 
sks. 

Five  year 
risks. 

Total. 

Amount  of  face  of  all  pre- 
mium notes  held  by  Com- 
pany,   and   legally  liable 

S      c. 

$       c. 

$       c. 

c. 

$        c. 
121,736  97 

Amount    of    all    premium 
notes,  after  deducting  all 
payments     thereon     and 

106,726  03 

Amount  of  premium  notes 
received  during  the  year 
1892                  .... 

43,935  77 

B  18H 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

NORFOLK  COUNTY  FARMERS'  MUTUAL  FIRE  INSURANCE   COMPANY. 

HEAD    OFFICE,    SIMCOE. 

Commenced  business  30tJi  January,   1882. 

President — Oliver  Austin.  |  Secretary — J.  H.  Ansley. 

Unassessed  premium  note  capital,  ^25,022.06. 


Assets. 


Cash  in  Treasurer's  and  Secretary's  bands 0     284  68 

'          Bank  Commerce,  Sinicoe    L53  93 

Amount  of  premium   notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied     25,022  06 

j^.mount  unpaid  of  assessments  levied  during  1892 244  76 

prior  to  1892     27120 

"              Short  date  notes    147   38 

Total  assets S26,124  01 

Liabilities. 

Amount  of  claims  reported %      10  00 

"           money  borrowed 2,000  00 

"           salaries  and  directors'  fees    223  50 

Total  liabilities $2,233  50 

Revenue  Account. 

Amount  deficit  in  audit  for  1890  (not  extended) $17   00 

Cash  received  as  first  payments   on   deposits,  being   part   payment   of  pre- 
mium notes    SI, 173  94 

Cash  received  for  assessments  levied  in  1892    , 2,412  63 

"                "         prior  to  1892    53  07 

Cash  borrowed 3,606   10 

Total  receipts 87,245  74 

Expenditure. 
Expenses  of  Management : 

Amount  paid  for  commission $231   35 

"             printing,  stationery  and  advertising 83   12 

"             travelling  expenses 8   10 

*'             rent,  taxes  and  retaijaing 76  44 

"             statutory  assessment  and  license 27   55 

"             salaries  and  auditors'  fees 270  00 

"             postage,  telegrams  and  express 59  75 

"              furniture,  etc 80   25 

"             interest 75  76 

"             law  expenses    130  25 

Expenses  of  management   Carried  forward      $1,042   57 

B  134 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


[,042  57 


Amount  brought  forxoard , 

Miscellaneous  Expenses  : 

Cash  paid  for  losses  whicli  occurred  prior  to  1892    

"  repayment  of  loans    

"  rebate   

"  re-insurance   

"  balance  due  treasurer 

Total  expenditure 

CURRENCY  OF  RISKS. 

Amount  covered  by  policies  in  force  ^^Ist  December,  1892. 


1,929 

77 

3,800 

00 

32 

87 

8 

30 

10 

62 

$6,824 

13 

System. 

One  year  or  le?s. 

Three  years. 

Total. 

Mutual 

$        c. 

S        c. 
1,058,045  00 

S        c. 
1,058,045  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 


Amount. 


Policies  in  force  31st  December,  1891  . . 
"      new  and  renewed  during  1892. 

Gross  number  during  1892 

Less  expired  or  cancelled  in  1892 

Net  risks  in  force  31st  December,  1892 . 


1,180 
443 


1,623 

405 

1,218 


1,100,130  00 
376,765  00 


1,476,895  00 
418,850  00 


1,058,045  00 


CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 

PREMIUM  NOTES  OR  UNDERTAKINGS 
•    On  Policies  in  force  31st  December,  1892, 




One  year  risks. 

Two  year  risks. 

Three  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes 
legally  liable  to  assessment 

S        c. 

$        c. 

$        c. 
32,746  00 

25,022  06 
11,156  53 

$        c. 
32,746  00 

25,022  06 

Amount  of  all  premium  notes,  after 
deducting  all  payments  thereon 
and  assessments  levied   

Amount  of  premium  notes  received 
during  the  year  1 892 

11,156  .53 

B  135 


57  Victoria. 


Sessional  Papers  (No.  i:3). 


A.  1894 


LENNOX  AND  ADDINGTON  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD  OFFICE,   XAPANEE. 

Commenced  business  17 th  August,  1876. 


President — J.  E.  Aylsworth. 


Secretary — M.  C.  Bogart, 


Unassessed  jjremium  note  capital,  -$32,802.72. 


Assets. 

Cash  value  mortgage     , 

Actual  cash  on  hand  at  head  office     

Amount  unpaid  of  assessments  levied  during  1892 

"  "  in  prior  years    

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 
and  assessments  levied 


Total  assets 


$      100 

19 

274 

118 

32,802 

00 

45 
66 
08 

72 

$33,314 

91 

Liabilities. 


Amount  of  piomissory  notes 
Total  liabilities 


Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended)     ,    $849   77 

"     received  as  first  payments,  being  part  payment  of  premium  notes.  .  .  . 

"  "         for  assessments  levied  in  1892     

before  1892 

"  "         borrowed  money 

Total  receipts    


Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  commission  and  agents'  fees 

"  statutory  assessment  and  license  fee ..  . 

"  printing  and  stationery 

"  salaries,  directors'  and  auditors'  fees.  .  . 

"  postage,  etc 

"  interest     

,"  investigation  and  adjustment  of  claims 

Total  expenses  of  management    

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 


rebate 
"  re-insurance 

Payment  on  loans     ...... 

Other  expenditure 


Total  expenditure 


$4,100  GO 
$4,100  00 


982 

41 

2,291 

09 

225 

08 

1,100 

00 

$4,598 

58 

$554 

12 

26 

79 

46 

50 

421 

75 

41 

42 

232 

48 

24 

00 

$1,347  06 


2,697 

00 

8 

29 

15 

00 

1,300 

00 

61 

55 

$5,428 

90 

B  136 


57  Victoria 


Sessional  Papers  (No.  13) 


A.  1894 


CURRENCY  OF  RISKS. 

Aniount  covered  by  policies  in  force  Slst  December,  1892. 


System. 

Three  years. 

Total. 

$        c. 

1,040,386  00 

3,000  00 

$        c. 

1,040,386  00 

3,000  00 

Re-iiisurance 

Net  risks  31st  December,  1892 

1,037,386  00 

1,037,386  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Amount. 


Policies  in  force  31st  December,  1891 

Policies  new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  or  cancelled  in  1892 . . 

Net  risks  in  force  on  mutual  system  31st  December,  1892. 


1,063,091  00 
373,41.5  00 

1,436,506  00 
396,120  00 

1,040,386  00 


CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  policies  in  force  31st  December,  1892, 


Three  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes  held  by   Company,   and  legally 
liable  to  assessment 

$        c. 

39,793  35 

•32,802  72 
13,160  86 

$        c. 

39,793  35 

32^802  72 
13,160  86 

Amount  of  all  premium   notes,   after  deducting  all   payments  thereon 
and  assessments  levied   

Amount  of  premium  notes  received  during  the  year  1^92 

B  137 


67  Victoria.  Sessional  Papers  (No.  13)  A.  1894 

OXFORD   FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE.    EMBRO. 

Commenced  business  2nd  June,    1884. 


President — Alex.  McCorc^uodale.  |  Secretary — James  Munro. 

Unassessed  premium  note  capital,  ^34,914.32. 


Assets. 


Actual  cash  on  hand  in  head  office 81   50 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 34,914   32 

"         unpaid  of  assessments  of  1892 159   7  I 

^'  "  "  prior  to  1892  (not  extended)  .  .  $45   92 

Total  assets    $35,07  5  53 

Liabilities. 

Amount  of  promissory  notes    $1,510  00 

"         due  sundry  persons    61   25 

Total  liabilities 8L571    25 

Receipts. 

Cash  at  head  office  as  per  statement  (not  extended) Nil. 

"  -  received  for  assessments  levied  during  1892 $2,1 11    12 

"  ^^i     -"                   <<                   "     in  prior  years 90  21 

*'    ;  borrowed 2,683   30 

"     for  fees,  etc 10  40 

Total  receipts •     $4,895  03  ; 

Expenditure. 
Expenses  of  Management  : 

Cash  paid  for  law  costs     .' •. $50  00 

"              printing  and  stationery     21    00 

"              statutory  assessment  and  license 23  97 

"              rent , > 3  00 

"              salaries,  etc 257   45 

"              interest '. 60  "d 

"              all  other  expenses 22   ^8 

"              investigation  and  adjustment  of  claims 3  00 

"              postage 18  23 

Total  expenses  of  management $459  53 

Cash  paid  for  losses  during  1892  . $2,334  00  , 

prior  to  1892 900  00  • 

«'         repayment  of  loans 1,200  00 

4,434   UO 

Total  expetuliture $4,893   53 

B  138 


57  Victoria. 


Sessional  Papers  (No.  IS) 


A.  1894 


CURRENCY    OF    RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892, 


System. 

One  year. 

Three  years. 

Total. 

Mutual 

S        c. 
860  00 

S        c. 
947,755  00 

$        c. 
948,605  00 

MOVEMENT  IN  RISKS. 
Mutual  System. 


Number. 

Amount. 

Policies  in  force  31st  December,  1891  

722 

313 

1,035 

304 

$        c. 
925,855  00 

396,700  00 

Policies  taken  during  1892  and  renewed    , 

Gross  number  during  1892 

1,322,555  00 

Deduct  expired  and  cancelled  in  1892    

373,950  00 

Net  risks  in  force  at  31st  December,  1892  

731 

948,605  00 

CLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


One  year  risks. 

Three  year  risks. 

Total. 

Amount  of  face  of  all  prf^mium  notes  held   by  Com- 
pany, and  legally  liable  to  assessment 

§        c. 
34  00 

32  98 

34  00 

S        c. 
37,184  70 

3t,881  34 

15,328  50 

$        c. 
37,218  70 

Amount  uf  all  premiutn  notes,  after  deducting  all  pay- 
ments thereon  and  assessments  levied 

Amount  of  premium  notes  received  during  the  year 
1892 • 

34,914  32 
15,362  50 

B  139 


57  Victoria. 


Sessional  Papers  (No.  18). 


A.  1894 


DEREHAM  AND  WEST  OXFORD  MUTUAL  FIRE  INSURANCE  COMPANY 

HEAD  OFFICE,  MT.   ELGIN. 

C ominenced  business  ISth  May,   1887. 


President — W.  Nancekivell.  |  Secretary — Alex.  Bell. 

Unas8essed  premium  note  capital,  $17,034.23. 


Assets. 


Cash  in  head  office    

'•       Traders'  Bank,  Ingersoll 


Amount  unpaid  of  assessments  levied  in  1892 

"                      "                      "           prior  years 
Amount  of  un assessed  premium  note  capital 


Total  assets 


$263  26 
351  81 


$615  07 

79  29 

40  50 

17,034  23 

U7.769  09 


Liabilities. — None. 
Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) .$180  75 

Cash  received  as  first  payments 

"  for  second  and  third  instalments  of  first  payments 

"  for  assessments  levied  in  years  prior  to  1892 '. 


Total  receipts 


Expenditure. 


Expenses  of  Managi'.ment 


Amount  paid  for  interest 

"  statutory  assessment  and  license 

"  salaries,  directors'  and  auditors'  fees 

"  printing,  stationery,  advertising  and  postage 

"  rent  and  taxes 

"  investigation  of  claims 


Total  expense  of  management. 

Miscellaneous  Payments  : 

Cash  paid  for  losses  during  1892  .  , 

Cash  repayment  of  loans 

"     rebate   


$18   17 

316   77 

5  63 


Total  expenditure . 


$329  96 
549  69 
:02  57 


$982  22 


$9  69 

14  85 

141    10 

36  69 

2  00 

4  00 

8208  33 


340  57 


$54s  90 


B  140 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Total. 

Mutual 

$        c. 
536,704  00 

$        c. 
536,704  00 

MOVExMENT  IN  RISKS. 

Mutual  System. 


Number. 

Amount. 

Policies  in  force  31st  December,  1891 , 

276 
118 

$           c. 
474,092  00 

182,007  00 

Policies  taken  during  1892 

Gross  number  and  amount  in  force  31st  December,  1892 

Deduct  expired  and  cancelled  in  1892    

394 

69 

656,099  00 
119,395  00 

Net  risks  in  force  at  31st  December,  1892 

325 

536,704  00 

CLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  Deccrnher,  1892. 


Three  year  risks. 

Total. 

Amount  of   face  of   all  premium  notes  held  by  Company,-  and  legally 
liable  to  assessment 

$          c. 
19,034  87 

17,0.34  23 
6,470  25 

S          c. 
19,034  87 

17,034  23 
6,470  25 

Amount  of  all  premium  notes,  after  deducting  all   payments  thereon, 
and  assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892   

1()  (in.)  B  141 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


HOWARD  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD  OFFICE,  RIDGETOWN. 

Comnienced  business  \th  April,  1892. 


President — John  McKerricher,  Botany.       |       Secretary — E.  D.  Mitton,  Ridgetown. 
Unassessed  premium  note  capital,  86,841.80. 


Assets. 


Actual  cash  on  hand  at  head  office .  . 
Cash  in  Molson's  Bank,  Ridgetown 


$85  20 
2  63 


"       agents'  hands 

Amount  of  assessments  unpaid  which  were  levied  in  1892 

"           premium  notes  in  force,  after   deducting   all  payments  thereon 
and  assessments  levied 


Total  assets 


$87  83 
27  90 
12  00 

6,841  80 

86,969  53 


Amount  due  secretary , 
"  rent  hall 


rotal  liabilities. 


Liabilities. 


$50  00 
2  75 

852  75 


Cash  received  as  first  payments , 
"    borrowed 


Total  receipts 


Receipts, 


$452  80 
96  90 

$549  70 


Expenditure. 


Cash  pa'd  for  interest  or  discount '.  . 

"  statutory  assessment  and  license  fee 

"  rent  and  taxes 

"  printing,  stationery  and  advertising 

"  postage,  telegrams  and  express    .  .  .  . 

"  other  expenses  of  management    . .  .  . 


Total  expenses  of  management 


Miscellatieous  Faynieats  : 

Cash  paid  for  losses  which  occurred  in  1892 
"     loan  rejyaid 


Total  expenditure . 


$  3 

10 

40 

00 

3 

00 

84 

41 

5 

20 

33 

49 

$169  20 


195  77 
96  90 

$461  87 


B  142 


57  Victoria. 


Sessional  Papers  (No.  lb). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1S92 


System. 

Three  years. 

Total. 

Mutual        

%      c. 
244,350  00 

S       c. 
244,350  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 

Amount. 

0 

Policies  new  and  renewed  during  1892 

198 

246.350  00 

Gioss  number  during  1892 

198 
2 

246,350  00 
2,000  00 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  31st  December,  1892  .                

196 

244,350  00 

CLASSIFICATION  OF  RISKS : 
Farm  and  non-hazardous. 


PREMIUM   NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  Deceraber  1892. 


Three  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes  held  by  Company,   and  legally 
liable  to  assessment " 

$        c. 

7,330  50 

6,841  80 
7,390  50 

S        c. 
7,330  50 
6,841  80 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon 
and  assessments  levied  .    

Amount  of  premium  notes  received  during  the  year  1892 

7,390  50 

B  14.3 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


KENT  AND  ESSEX  FARMERS'  MUTUAL    FIRE    INSURANCE    COMPANY. 

HEAD    OFFICE,    ROMNEY. 

Commenced  business  '27th  Jul//,  1888. 


President — William  Wickwire,  j  Secretary — Thos.  C.  Renwick. 

Unassessed  premium  note  capital,  $20,734.92. 


Assets. 

Cash  on.  hand   at  head  office    $269  40 

"     in  Standard  Bank,  Chatham 278  53 

$547  93 

Amount  of  premium  notes  in   force,  aflei   deducting  all  payments  thereon 

and  assessments  levied 20,734  92 

Amount  of  due  bills  less  than  one  year  overdue    49   62 

Safe  (not  extended) 8146  47 

Total  assets    $21,332  47 

Liabilities.  — None. 

Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $1,783.82 

"    received  as  first  payments,  being  part  payment  of  premium  notes. . . .  $1,183  79 

'•          "         for  assessments  levied  prior  to  i892 2  94 

"         "                interest    75  73 

'•          "                 tiansfers,  etc 1  95 

Total  receipts    81,264  41 

Expenditure. 
Expenses  of  Management : 

Cash  paid  for  investigation  of  claims $38  00 

"           salaries,  directors'  and  auditors'  fees 221  00 

"            p'^jstage,  etc    14  36 

"           statutory  assessment  and  license  fee 17  05 

"           printing,  stationery  and  advertising 31  25 

"            other  expt-nses  of  management    2  00 

Total  expenses  of  management $323   66 

Losses  during  1892 2,170  25 

Cash  paid  for  rebate     6  39 

Total  expenditure $2,500  30 

B  144 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

One  year. 

Two  years. 

Three  years. 

Four  years. 

Total. 

Mutual   . . 

S      c. 
6,100  00 

$        c. 
4,480  00 

$      c. 
592,701  00 

$       c. 
68,565  00 

S      c. 
673,846  00 

MOVEMENT  IN  RISKS. 

Mutxial  System, 


Number. 

Amount. 

Policies  in  force  31  st  December,  1891 

458 
179 

$      c. 
588,603  00 

"     taken  during  1892 

216,691  00 

Total  number  and  amount  in  force  81st  December,  1 892 

637 
101 

805,294  00 

Deduct  expired  and  cancelled  in  1892 

124,698  00 

Net  risks  in  force  at  31st  December,  1892 

536 

680,596  00 

CLASSIFICATION  OF  RISKS ; 
All  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


One  year 
risks. 

Two  year 
risks. 

Three  year 
risks. 

Four  year 
risks. 

Total. 

Amount  of  face  of  all  premium  notes 
held  by  Company,  and   legally 
li.able  to  assessment 

Amount  of  premium  notes,  after  de- 
ducting all  paymentsthereon  and 
assessments  levied 

S       c. 
72  40 

61  58 
72  40 

$      c. 
155  62 

132  27 
24  10 

$      c. 
20,963  76 

17,812  16 
6,901  96 

.?       c. 
3,208  82 

2,728  91 
504  40 

$      c. 
24,400  60 

20,734  92 

Amount  of  premium  notes  received 
uring  the  year  1892 

7,504  86 

B  145 


67  Victoria. 


Sessional  Papers  (No.  13); 


A  1894 


THE  LAMBTON  FARMERS'  MUTUAL   FIRE  INSURANCE  COMPANY. 

HEAD  OFFICE,  WATFORD. 

Commenced  business  5th  November,  1875. 


President — Arch.  McIntyre.  |  Secretary — W.   G.  Willoughby. 

Unasaessed  premium  note  capital,  $94,490.06. 


Assets. 

Cash  value  of  debentures  .  . 

"     on  hand 

"     on  deposit  to  Company's  credit  in  Bank   of  Commerce, 
Sarnia . 


^       11   35 
3,376   76 


Amount  of  short  date  notes,  or  due  bills,  less  than  one  year  overdue 

"        of  premium  notes  in  force,  after  deducting  all  payments  thereon 
and  assessments  levied 


Total  assets 


Liabilities. — None. 
Receipts. 

Cash  at   head   office   and   in   bank,   as    per  last  statement  (not 

extended) $4,791.17 

Cash  received  as  first  payments,  being  part  payment  of  premium  notes .... 

"  for  interest     

"  for  debentures 

"  refunds 


Total  receipts 


Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  commission  to  agents 

"  statutory  assessment 

"  printing,  stationery  and  advertising.  .  ;, 

'*  salaries,  directors'  and  auditors'  fees     .  . 

"  postage,  telegrams  and  express 

"  travelling  expenses 

"  rent  of  hall 

"  other  expenses     

•'                investigation  and  adjustment  of  claims 
"  law  costs 


Total  expenses  of  management    

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892  , 

prior  to  1892 

"  rebate 

"  debentures 

Other  expenditure    


$      285  00 


3,388  11 
974  15 

94,490  06 

599,137  32 


Total  expenditure $10,880  55 

B  146 


$8,871 

08 

138 

36 

465 

00 

3 

05 

$9,477 

49 

$942 

00 

80 

76 

125 

95 

571 

00 

70 

25 

34 

90 

8 

00 

6 

85 

78 

40 

3 

22 

$1,921 

33 

8,487 

55 

20 

00 

258 

92 

180 

00 

12 

75 

$10,880 

55 

67  Victoria, 


Sessional  Papers  (No.   13) 


A.  lS94r 


CUKRENCY  OF  RISKS. 

Amount  covered  by  policies  inforee  31st  December,  1892. 


System. 

Three  years. 

Total. 

Mutual  

%        c. 
3,928,418  00 

$        c. 
3,928,418  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 . . 
"      new  and  renewed  during  1892. 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892. .  . . 
Net  risks  in  force  31st  December,  1892 


Number. 


3,071 
1,253 


4,324 
1,096 
3,228 


Amount. 


!lp         c. 
3,696,052  00 

1,503,936  00 

5,199,988  00 

1,271,570  00 

3,928,418  00 


OLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Amount  of  face  of  all  premium  notes  held  by  Company  and  legally 
liable  to  assessment 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

Amoxmt  of  premium  notes  received  during  the  year  1892 


B  147 


Three  year  risks. 


118,048  50 

94,490  06 
45,118  10 


Total. 


118,048  50 

94,490  06 
45,118  10 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

TeE  WESTMINSTER  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    LOT    1+,    CON    4,    WESTMINSTER. 

Commenced  business  llth  December,  1857. 


President — James  K.  Little.  |  Secretary — Henry  Anderson. 

Unasse.ssed  premium  note  capital,  $34,512.66. 

Assets. 

Cash  at  head  office    $      27   89 

Cash  on  deposit  to  the  Company's  credit,  not  drawn  against,  in 

the  Canadian  Trust  and  Loan  Company,  London 4,173  38 

London  Loan  and  Savings  Company,  London    .■ 4,479   55 

Huron  and  Erie  "  "  3,712  56 

— $12,393  38 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon, 

and  assessments  levied 34,512  66 


Total  assets $46,906  04 

Ijabilities. — None. 
Receipts. 

Cash  at  head  office,  on  deposit,  as  per  last  statement  (not  ex- 
tended)   $11,262  22 

Cash  received  for  first  payments     $2,417  50 

"  at  taking  of  application      152   47 

"  for  inttrest     544  07 


Total  receipts 83,114  04 

Expenditure. 

Expenses  of  Management : 

Amount  paid  for  commission  to  agents 

"  investigation,  adjustment  of  claims,  etc 

"  statutory  assessment  and  license 

"  salaries,  directors'  and  auditors'  fees 

"  printing,  stationery  and  advertising,  etc 

"  salvage 

"  postage,  etc 

"  other  expenses     


Total  expenses  of  management 


Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 


Total  expenditure    .$1,982 

B    148 


$155 

lO 

42 

00 

31 

08 

442 

50 

59 

40 

26 

33 

4 

63 

36 

23 

$797 

17 

$1,185 

71 

.81,982 

88 

57  Victoria. 


Sessional  Papers  (No.  12). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 


Mutual 


Three  years. 


$        c. 
1,297,385  00 


MOVEMENT  IN  RISKS. 
Mutual  System. 


Total. 


$       c. 
1,297,385  00 


Policies  in  force  31st  December,  1891  . . 
"        new  and  renewed  during  1892  . 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  iu  force  31st  December,  1892 . 


Number. 

Amount. 

851 
399 

%        c. 

1,275,740  00 

634,300  00 

1,250 
384 

1,910,040  00 
612,655  00 

866 

1,297,385  00 

CLASSIFICATION  OF  RISKS. 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892, 


Amount  of  face  of  all   premium  notes  held  by   Company  and  legally 
liable  to  assessment     .    

Amount  of  all  premium  notes  after  deducting  all  payments  thereon  and 
assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 

B   149 


Three  years. 


39,308  30 

34,512,66 
19,029  00 


Total. 


39,  .308  30 

34,512  66 
19,029  00 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1804 


CANADIAN  MILLERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    HAMILTON. 

Commenced  business  20tJi  September,   1878, 


President — David  Goldie.  |  Secretary — Seneca  Jones 

Unassessed  premium  note  capital,  $51,086.25, 


Assets. 


Cash  value  of  mortgages $22,800  00^ 

Actual  cash  on  hand  at  head  office $     329  66 

Cash  on  deposit  to  the  Company's  credit,  not  drawn  against,  in 

Bank  of  Hamilton,  at  Hamilton 8,599  84 

.':.q:    8,929  50 

Amount  of  premium   notes  in  force,  after  deducting  all  pay- 
ments thereon  and  assessments  levied 51,086  25 

Less  residue   of   premium    notes    given  by    Company  for  re- 
insurance     „ 1,083  60 

50,002,65 

Amount  unpaid  of  assessments  levied  during  1892 

"  first  payments  of  1892 25  00 

"  accrued  interest 405  42 


Total  assets $82,162  57 

Liabilities. — None. 

Receipts. 

Cash  at  head  office  and  in  bank  as  per  last  statement  (not  ex- 
tended)     $8,898  42 

Cash  received  as  first  payments,  being  part  payment  of  premium  notes  ...       $  6,969  40 

"          for  assessments  levied  during  1892       9,202  35 

prior  to       "          .: 215  00 

"         on  mortgage 4,000  00 

•'         for  fees,  etc 13  90 

"              interest 1,461  55 


Total  receipts    $21,862  20-     f 

B  150 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  statutory  assessment  and  license  fee $          1812 

"                printing,  stationery  and  advertising 56   10 

"                salaries,  directors'  and  auditors'  fees. 2,077  58 

"                travelling  expenses 350  98 

"                postage,  telegrams,  express  and  exchange 58  57 

"                iovestigation  and  adjustment  of  claims ....  48  04 

"               office  expenses 50  00 

Total  expenses  of  management $2,659  39 

Miscellaneous  Payments: 

Amount  paid  for  losses  which  occurred  during  1892   $  8,700  00 

"                 re-insurance 324  54 

"                 rebate 147   19 

"                 investment 10,000  00 

Total  expenditure $21,831    12 


CCJRRENGY  OF  RISKS. 

Amount  covered  by  Policies  in  force  olst  December,  1892. 


System . 

One  year  or  less. 

Three  years. 

Total. 

Mutual     

$      c. 
500  00 

S      c. 
663,925  00 

17,200  00 

$      c. 
664,425  00 

' '       re-insured    

17,200  00 

Net  risks  covered  by  Company  31st  December,  1892  . . 

500  00 

646,725  00 

647,225  00 

B  151 


57  Victoria 


Sessional  Papei's  (Xo.  13). 


A    1894 


MOVEMENT  IN  RISKS. 
Mutual  System. 




Number. 

Amount. 

Policies  in  force  31st  December,  1891 

"      new  and  renewed  during  1892 

238 
108 

S      c. 
639,800  00 

285,875  00 

Gross  number  during  1892 

346 

98 

925,675  00 

Less  expired  and  cancelled  in  1892 

261,250  00 

Net  risks  in  force  31st  December,  1892  

248 

664,425  00 

CLASSIFICATION  OF  RISKS  : 

The  Company's  business  is  exclusively  confined  to  flouring  mills,  and  their   stocks  and 

machinery. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 




One  year  risks. 

Three  year  risks. 

Total. 

S        c. 

S        c. 

$        c. 

Amount  of  face  of  all  premium  notes  held  by  Com- 
pany and  legally  liable  to  assessment 

45  00 

82,638  50 

82,451  Oe 

Amount  of  all  premium  notes,   after  deducting   all 
payments  thereon  and  assessments  levied 

38  70 

51,047  55 

51,086  25 

Amount  of  premium  notes  received  during  the  year 
1892 

45  00 

35,065  00 

35,110  00 

B  152 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


LONDON  TOWNSHIP  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    ARVA. 

Commenced  business  27th  May,  1882. 


President — Edward  Roberts.  |  Secretary — Ed.  Dann. 

Unassessed  premium  note  capital,  $24,871.05. 


Assets. 

Actual  cash  on  hand  at  head  office $       7   33 

Cash  in  London  Loan  Company,  London 2,244  40 

$2,251   73 

Amount  unpaid  of  assessments  levied  during  1892 122  81 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 24,871   05 


Total  assets $27,245  59 

Liabilities. — None. 

Receipts. 

Cash  on  hand  at  head  office  (not  extended)    $2,390  48 

Cash  received  for  assessments  levied  in  1892 , 

"  "  "  "  before  1892 .  , 

"  "         interest  

"  "         from  other  sources , 


Total  receipts 

Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  commission  to  agents 

"  statutory  assessment  and  license.  . .  . 

'*  printing,  stationery  and  advertising 

'*  salaries,  directors'  and  auditors'  fees 

"  postage,  etc 

*'  investigation  of  claims 


$1,508 

35 

94 

68 

108 

90 

2 

50 

1,714 

43 

Total  expenses  of   management 

Cash  paid  for  losses  during  1892 , 

"  rebate 


Total  expenditure 

B   153 


$121 

50 

23 

59 

17 

45 

195 

60 

16 

83 

3 

00 

$377 

97 

1,456 

50 

18 

71 

$1,85;'. 

IS 

57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Total. 

Mutual 

S         c. 
946,311  00 

S         c. 
946  311  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 

Amount. 

Policies  in  force  31st  December,  1891 

"      taken  during  1892,  new  and  renewed 

Gross  number  during  1892   

Deduct  expired  and  cancelled  in  1 892    

679 
243 

8         c. 
907,015  00 

320,763  00 

922 
210 

1,227,778  00 
281,467  00 

Net  risks  in  force  31st  December,  1892    

712 

946,311  00 

CLASSIFICATION  OF  RISKS: 
Farm  and  non-hazardous. 

PREMIUM  NOTES  OR  UNDERTAKINGS. 


Three  years. 


Total. 


Amount  of  face  of  all  premium  notes  held   by  Company,  and  legally 
liable  to  assessment 


Amount  of  all  premium  notes  on  Policies  in  force  Slst  December,  1892, 
after  deducting  all  payments  thereon  and  assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 

B  154 


S         c. 

S         c. 

28,496  53 

28,496  53 

24,871  05 

24,871  05 

9,659  76 

9,659  76 

57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

NOETH  BLENHEIM  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    CHESTERFIELD. 

Commenced  business  I5th  August,  1861. 


President — Thomas  Lockhart.  |         Secretary — George  Middlemas. 

Unassessed  premium  note  capital,  $57,426.94. 

Assets. 

Amount  of  cash  on  hand  at  head  office $  63   20 

"  in  Bank  of  Commerce,  Woodstock 903  09 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 
■  t     and  assessments  levied     57,426  94 

Amount  unpaid  of  assessments  of  1892 72  90 

Total  assets    $58,466   13 

Liabilities. — None. 
Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $62  55 

Cash  received  for  assessments  levied  during  1892 $1,081    65 

"  interest    2  09 

Total  receipts $L084   74 

Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  printing,  stationery  and  advertising $33  45 

"                 travelling  expenses 6  26 

"                 salaries,  directors'  and  auditors'  fees 24  00 

"                 rent  and  taxes 5  50 

"                 postage,  telegrams  and  express 12  08 

"                 statutory  assessment    27  32 

"                  sui  dries     2  40 

Total  expenses  of  management $111   ^'0 

Cash  paid  for  losses  which  occurred  durinLr   1892    70  00 

Total  expenditure $181   00 

B  io5 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CQIIRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 


Four    years. 


Mutual . 


S       c. 
1,172,600  00 


Total. 

S        c. 
1,172,600  00 


MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 

"    new  and  renewed  during  1892 

Gross,  number  during  1892   

Less  expired  and  cancelled  in  1S92    

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Number. 


458 
121 


579 

93 

486 


Amount. 

S        c. 
1,088,950  00 

290,500  00 


1,379,450  00 

206,850  00 

1,172,600  00 


CLASSIFICATION  OF  RISKS 
Farm  property  exclusively. 


PREMIUM  NOTES  OR   UNDERTAKINGS 

On  Policies  in  force  31st  Decemher,  1S92, 


Amount  of  face  of  all  premium  notes  held  by  Company  and  legally  liable 
to  assessment 


Amount  of  all  premium  notes,   after  deducting  all  payments  thereon 
and  assessments  levied  


Amount  of  premium  notes  received  during  the  year  1892 


Four  years 
risks. 


Total. 


S    c. 

§    c. 

58,630  00 

58,630  00 

57,426  94 

57,426  94 

14,525  00 

14,525  00 

67  Victoria.  Sessional  Papers  (No,  13).  A.  1894 


OARADOO    FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    MOUNT     BRYDGES. 

Commenced  bnsiness  28th  June,  1884. 


President — Win.  Young.  |  Secretary — Wm.  E.  Sawyer. 

Unassessed  premium  note  capital,  $20,940.31. 

Assets. 

Actual  cash  on  hand  at  head  otfice ^0  44 

in  bank 1,012   25 

$1,012  69 

Amount  of  premium   not«^s  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 20,940  31 

Amount  of  unpaid  assessments  levied  during  1892 37   20 

"  "  prior  to  1892  (not extended). $11   44 


Total  assets $21,990  20 


Liabilities. 

Amount  of  adjusted  loss $9  00 

"         directors'  fees 8  00 


Total  liabilities $17  00 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) $1,196  44 

Cash  received  at  taking  of  application $125  50 

as  first  payment •  265  57 

assessments  of  1892 774  19 

"              prior  years 11   44 

interest 36  24 

other  sources 2  50 


Total   receipts $1,215  44 

Expenditure. 

Expenses  of  Management  : 

Cash  paid  to  agents  for  fees $125  50 

"         for  salaries,  diiectors'  and  auditors'  fees ...  106  00 

"         travelling  expenses 3  50 

"         statutory   certificate    17  60 

"         printing,  stationery  and  advertising 11  00 

"         investigation  and  adjustment  of  claims 11  00 

"         other  expenses 15  56 


Total  expenses  of  management $290   16 

Cash  paid  for  losses  which  occurred  during  1892 1,089   95 

"  rebate 18  08 


Total  expenditure $1,398  19 

17  (IN.)  B  157 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 

One  year 
or  less. 

Two  years. 

Three  years. 

Total. 

Mutual 

S     c. 
800  00 

5      c. 
7,865  00 

S          c. 
749,832  00 

S          c 
758,497  00 

MOVEMENT  IN  RISKS. 

Mutual    System. 


Policies  in  force  Slst  December,  1891  . 
Taken  during  1892,  new  and  renewed 

Gross  number  during  1892 

Less  expired  and  cancelled  in  1892   . . . 
Net  risks  in  force  Slst  December,  1892 


Amount. 


S        c. 
614,421  00 

311,656  00 

926,077  00 

167,580  00 


758,497  00 


CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  Slst  December,  1892. 




One  year  risks.     Two  year  risks. 

Three  year  risks.           TotaL 

Amount  of  face  of  all  premium  notes 
held  by  Company,  and  legally  liable 
to  assessment   

S    0. 
24  00 

23  30 

24  00 

S    c. 
235  95 

228  85 
235  95 

S      c. 
22,494  96 

20,688  16 
9,089  73 

S          c. 
22,754  91 

20,940  31 
9,349  68 

Amount    of     all    premium   notes    on 
policies    in    force    31st   December, 
after  deducting  all  payments  there- 
on and  assessments  levied   

Amount  of  premium   notes  received 
during  the  year  1892 

B  158 


57  VicLoria.  Sessional  Papers  (No.  13).  A.  18ij4 


LOBO  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD  OFFICE,  COLDSTREAM. 

Commenced  business  llth  August,  1882. 


President — John  Oliver.  |  Secretary —i acob  Marsh. 

Unassessed  premium  note  capital,  $21,754.16. 

Assets. 
Actual  cash  on  hand  at  head  office $   182  47 

Cash  on  deposit  to  Company's  credit,  not  drawn  against,  in  Bank 

of  Toronto  agency,  at  London 2,296  73 

$2,479  20 

Amount  unpaid  of  assessments  levied  during  1892 47   55 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon  and 

assessments  levied 21,754   16 

Amount  of  due  bills  less  than  one  year  overdue 2  00 


Total  assets $24,282  91 

Liabilities. — None. 

Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended). $2,314  62 

"    received  as  first  payments,  being  part  payment  of  premium  notes $469  37 

"         "         for  assessments  levied  before  1892 822  44 

"         "          interest 84  95 


Total  receipts 81.376  76 

Expenditure. 
Expenses  of  Management ; 

Amount  paid  for  statutory  assessment  and  license  fee 

"  printing,  stationery  and  postage 

"  salaries  and  directors'  fees    

"  agents'  commission    

"  investigation  and  adjustment  of  claims 

"  exchange   


$15 

96 

34 

19 

133 

00 

66 

50 

5 

00 

15 

Total  expenses  of  management $254  80 

Cash  paid  for  losses  which  occurred  during  1892 935  00 

"           rebate i  8  98 

"           other  expenditure 3  40 


Total  expenditure $1,212  li 

B  1.59  .== 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS, 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Total. 

S        c. 
591,919  00 

$       c. 
591,919  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force,  31st  December,  1891 

"       taken  during  1892,  new  and  renewed , 

Gross  number  and  amount  during  1892 

Deduct  expired  or  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 


Number. 

Amount. 

407 

$        c. 
534,644  00 

133 
540 

172,775  00 
707,419  00 

111 

115,500  00 

429 

591,919  00 

CLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

Cn  Policies  in  force  31st  December,  1892. 


Amount  of  face  of   all   premium  notes  held  by  Company,  and  legally 
liable  to  assessment 


Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 


Amount  of  premium  notes  received  daring  the  year  1892 . 


Three  year  risks. 


B  160 


S        c.     I 
23,676  76 

21,754  16 
7,066  60 


Total. 


23,676  76 

21,754  16 
7,066  60 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


HAY  TOWNSHIP  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD     OFFICE,    ZURICH. 

Commenced  business  ?>rd  February,  1875. 


President — Thomas  Yearley.  |  Secretary — Henry  Eilber. 

Unassessed  premium  note  capital,  $88,507. 73. 


Assets. 


Cash  on  hand  at  head  office $  98  07 

"     deposit  in  Molson's  Bank,  Exeter 3,041   50 

$3,139  57 

Amount  unpaid  of  asssessments  of  1892 37  40 

"        of  premium  notes  in  force,  after  deducting  all  payments  thereon  and 

assessments  levied 88,507  73 

Total  assets   $91,684  70 

Liabilities. — None. 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) $973  00 

Cash  received  as  first  payments,  being  part  payment  of  premium  notes S240  25 

"            for  assessments  levied  during  1892 5,164  03 

"            interest .' 101  90 

"            debentures 150  00 

Cash  borrowed 500  00 

"     from  all  other  sources 5  00 

Total  receipts $6,161  18 

Expenditure. 
Expenses  of  Management : 

Amount  paid  for  statutory  assessment  and  license  fee .    $49  69 

"                printing,  stationei'y  and  advei-tising .  .  .  , 118  00 

"                salaries,  directors'  and  auditors'  fees 270  1 5 

"                travelling  expenses 17  20 

•'                postage,  telegrams  and  express 63  80 

"                investigation  and  adjustment  of  claims 33  75 

•*                other  expenses 12  60 

"                commission  to  agents 144  40 

"               interest 5  00 

Total  expenses  of  management $714  59 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 $1,508  25 

"  '«  prior  to  1892 1,260  00 

2,768  25 

"              rebate 1177 

"               repayment  of  loans 500  00 

Total  expenditure $3,994  61 

B  161 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  forct  31st  December,  1892, 


System. 

Three  years. 

Four  years. 

Total, 

Mutual 

%        c. 

%        c. 
2,335,054  00 

S        c. 
2,335,054  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 


Amount. 


Policies  in  force  Slst  December,  1891 

"       new  and  renewed  during  1892 

Gross  number  during  1892  , 

Less  expired  and  cancelled  in  1892  , 

Net  risks  in  force  on  mutual  system  31  at  December,  1892 


1,432 
324 


1,756 

223 

1,533 


$        c. 

2,180,379  00 

444,515  00 


2,624,894  00 

289,840  00 

2,335,054  00 


CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

0)1  Policies  in  force  31st  December,  1892. 


Four 
year  risks. 

Tota' 

Amount  of  face  of  all  premium  notes  held  by  Company  and  legally  liable 
to  assessment 

S        c. 

94,839  00 

88,507  73 
18,270  OCT 

$       c. 
94,839  00 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

88,507  73 

Amount  of  premium  notes  received  during  the  year  1892 

18,270  00 

B  162 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

VICTORIA  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,     HAMILTON. 

Commenced  business  November,  1863. 


President— Geo.  H.  Mills.  |  Secretary — W.  R.  Stuart. 

Unassessed  premiurri  note  capital,  ^54,044.74. 


Assets. 


Cash  on  deposit  in  Bank  of  Hamilton  and  at  head  office $  1,580  87 

Amount  unpaid  of  assessments  levied  during  1892 789  07 

"  *'  "  before  1892  (not  extended)  $664  01 

"     of  short  date  notes  or  due  bills  less  than  one  year  overdue 573  41 

"  "  "  4       one   year    or  more  overdue  (not 

extended) 8222  82 

Amount  of  premium   notes  in  force   after  deducting  all  payments  thereon 

and  assessments  levied 54,044  74 

"     office  furniture  (not  extended) $100  00 


Total  assets , $56,988  09 

Liabilities. 
Deposit  for  future  assessments,  etc $149  44 


Total  liabilities $149  44 


Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $2,118  89 

as  first  payments,  being  part  payment  of  premium  notes $    487  09 

received  for  assessments  levied  in  1892 

"  "  "  prior  to  1892 

"  interest   

"  bills  receivable 

"  carpenters'  risks  and  transfer  fees,  agencies,  etc 

"  conscience  money 

Total  receipts $5,926  89 

B    163 


3,189 

28 

428 

23 

59 

70 

1,454 

09 

8 

50 

300 

00 

$5,926 

89 

57  Victoria. 


Sessional  Papers  (Xo.  I'J). 


A.  lh'.^4: 


EXPESDITUEE. 

.^penges  of  ila-nagerneni  : 

Amount  paid  for  commission $    693  56 

•'                 investigation  and  adjustment  of  claims 9  00 

"                 fjiinting,  stationery  and  advertising 283  30 

"                 rent  and  taxes 403  51 

"                 salaries,  directors'  and  auditors'  fees 3,124  53 

"                 postage,  telegrams  and  express 58  00 

"                 fuel  and  light 22  85 

"                 statutory  asse^ment  and  license  fee -  -  - .  31  1 2 

"                 other  expenses 176  88 

Expenses  of  management .  $4,802  7v 


Cash  paid  for  losses  which  occurred  during  1?92 

rebate.  

"         '•        snndries 

Total  expraiditore 


$1,G00  05 
58  02 

4  09 

^1404  91 


CURRENCY  OF  BISKS. 
Amminl  e&vertd  Vy  FfJUeks  in  f&ree  SIM  Ixseewfjer,  JMii. 


S^steiOL 


Mntoal. 


Tbreie  vears^ 


i,/yy;.>o^  c^o 


T^Mu. 


.;•."-..'.■.;-   /J 


MOYBMEXT  Uf  BISKS. 

Mutual  Spitem. 


Policies iin  i<»o&31ie&  Dec^xcti^er,  l^Sl ,.,, ,,, 

*•      new  and  leoeved  d-rjiig'  TSSi . , 

OnMH  mmnber  dmin^  1S&2 

Leaa  expired  and  caneelkd  in  l9$K2; 

liiet  ri^ES  in  foree  en  unttoal  $fste»)  3(L«t  Deeember,  l^SB. . 

B   164 


4r2/X6  f/J 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CLASSIFICATION  OF   RISKS  : 

General  Fire  Insurance. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  Deceinther,  JS9S. 


Three  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes  held  by  Company,  and  legally 
liable  to  assessment 

66,451  43 

54,044  74 

23,366  47 

S      c. 
66,451  43 

Amount  of  all  premium  notes,  after  deducting  all  payments  theron  and 
assessments  levied 

54,044  74 
23,366  47 

Amount  of  premium  notes  received  during  the  year  1892 

B    165 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

BLANSHARD  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    ST.    MARY'S. 

Commenced  business  27th  March,  1876. 


Presiderd — Wm.  F.  Sanderson.  |  Secretary — P.  S.  Armstrong. 

Unassessed  premium  note  capital,  $20,543.18. 


Assets. 


Actual  cash   on  hand $     23  40 

Amount  unpaid  of  assessments  levied  during  1892 146  01 

before  1892 30  70 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 20,543  18 


Total  assets S20,743  29 

Liabilities. 

Amount  promissory  note $     300  OO 

"        due    sundry  persons 40  00 


Total  liabilities $340  00 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) $549  92 

Cash  received  for  assessments  levied  in  1892 $     989  81 

"                          "               "      prior  to  1892 79  80 

"                  borrowed  money 300  00 


Total  receipts $1,369  61 

Expenditure. 


Expenses  of  Management 


Law  costs 

Amount  paid  for  fuel  and  light 

"  statutory  assessment  and  license  . .  . 

"  salaries,    and    directors'  fees 

"  printing,  stationery  and  advertising , 

"  other  expenses 

3,  etc , 


Total  expenses  of  management 

Cash  paid  for  losses  which  occurred  during  1892. . 
•'  "  "  prior   to  1892 

Total  expenditure   

B  166 


$15 

00 

2 

00 

18 

58 

56 

00 

16 

50 

15 

00 

18 

OO 

$  141 

08 

1,743 

75 

11 

30 

$1,896 

IS 

57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  jMlicks  in  force  31st  December,  1S92. 


System. 


Mutual . 


Three  years. 


S       c. 
718,670  00 


Total. 


$        c. 
718,670  GO 


MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891   . 
"    new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  or  cancelled  in  1892 

Net  risks  in  force  .3lst  December,  1892. 


CLASSIFICATION  OF  RISKS ; 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  policies  in  force  31st  December,  1S92. 


Amount  of  face  of  all  premium  notes  legally  liable  to  assessment 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 


Amount  of  premium  notes  received  during  the   year  1892. 


Three  year  risks. 


22,298  50 

20,543  18 
6,164  60 


B  167 


Total. 


22,298  50 

20,543  18 
6,164  60 


57  Victoria.  Sessional  Papers  (No.  13).  A,  1894 

SALTFLEET  AND    BINBROOK    MUTUAL   FIRE    INSURANCE    COMPANY. 

HEAD    OFFICE,    ELFRIDA. 

Comvienced  business  30th  July,  1880. 


President — A.  D.  Lee.  |  Secretary — Jno.  0.  Harris. 

Unassessed  premium  note  capital,  $23,364.99. 

Assets. 

Actual  cash  on  hand  at  bead  office %     737  55 

Amount  of  assessments  unpaid  levied  during   1892 45  49 

"       unpaid  of  assessments  levied  before    1892 30  95 

Amount  of  premium  notes  in  force,   after   deducting  all   payments  thereon 

and  assessments  levied 23,364  99 

Total  assets $24,178  98 

Liabilities, 

Directors'  and  auditors'  fees,  etc <^66   /  7 

Total  liabilities 866  77 

Receipts. 

Cash  at  head  office,  as  per  last  statement  (not  extended) $628  88 

Cash  received  for  assessments  which  were  levied  in  1892 $709   63 

"                  "                    "      before    1892 57  80 

"                for  interest    14  78 

Total  receipts $782  21 

Expenditure. 
Expenses  of  Management  : 

Amount  paid  to  agents  for  fees  and  commission $     2  50 

"         for  statutory  assessment  and  license  fee 15  45 

"                printing,    stationery  and  advertising 34   15 

•'                salaries,  directors'  and  auditors'  fees 177   63 

"                postage,    etc 9  48 

"                investigation  of  claims 6  00 

"                other   expenses 3  40 

Total  expenses  of  management 248  61 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred    during   1892 420  80 

"                        "           prior  to  1892 4  73 

Total  expenditure $674  14 

B  168 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  policies  in  force  31st  December,  1893. 


System. 

One  year. 

Three  years. 

Total. 

Mutual  

$        c. 
4,500  00 

$        c. 
577,140  00 

$        c. 
581,640  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 




Number, 

Amount. 

Policies  in  force  Slst  December  1891 

385 
176 

$        c. 
509,943  00 

244,920  00 

"    taken  during  1892,  new  and  renewed 

Gross  number  during  1892 

561 
136 

754,863  00 
173  223  00 

Deduct  expired  and  cancelled  in  1892 

Net  risks  in  force  Slst  December,  1892 

425 

581,640  00 

CLASSIFICATION  OF  RISKS: 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS. 


One  year. 

Three  years. 

Total. 

Amount  of  face  of  all  premium  notes  held  by  Company, 
and  legally  liable  to  assessment 

Amount  of  all  premium  notes  on  policies  in  force  De- 
cember 3l8t,   1892,   after  deducting  all   payments 
thereon  and  assessments  levied 

$    c. 
96  50 

96  50 
96  50 

$        c. 
30,674  34 

23,268  49 
10,145  42 

$        c. 
30,670  84 

23,364  99 

Amount  of  premium  notes  received  during   the  year 
1892 

10,241  92 

B  169 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


EKFRID  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    APPIX. 

Commenced  business,   1 6th  September,   1891. 


President — John  P.   Corxeil.  |  Secretary — A.   P.  McDougald. 

Unassessed  premium  note  capital,  $&,9i7.71. 


Assets. 


Cash  on  hand  at  head  office $       239  51 

Amount  of  premium  notes  in  force,  after  deductirig  all  payments  thereon 

and  assessments  levied 9,957  71 

"           assessments  of  1892  still  unpaid 76  98 

"           blank  forms,  etc 22  50 

Total  assets 810,296  70 

Liabilities. — None, 

Receipts. 

Amount  received  at  taking  application $  94  50 

"              from  assessments  of  1892 410  51 

"                 "   transfer  fees    2  GO 

Total  receipts    $507  01 

Expenditure. 

Amount  paid  for  salaries,  directors'  and  auditors'  fees Sill   50 

•'                  printing,  stationery,  etc 38  00 

"                 postage,  etc 2  90 

'*                  statutory  assessment  and  license 7   10 

"                  travelling  expenses 1   80 

«                  interest    6  00 

Total  expenses  of  management    167  30 

Amount  paid  for  losses  which  occurred  in  1891    8  75 

«'                  repayment  of  loan 100  00 

Total  expenditure S276  05 

B  170 


hi  Victoria. 


Sessional  Papers  (No.  18). 


A.   1894 


CURRENCY  OF  RISKS. 

Amount  covered  hy  Policies  in  force  31st  December,  1892. 


System. 


One  year  or  less. 


Three  j'ears. 


Total. 


Mutual 


S       c. 
2,100  00 


346,020  00 


348,120  00 


MOVEMENT  IN  RISKS. 
Mutual  System. 


Number. 

78 
189 

$      c. 
102,620  00 

247,500  00 

267 
2 

360,120  00 

2,000  00 

Net  risks  in  foice  at  31st  December,  1392 

265 

348,120  00 

CLASSIFICATION  OF  RISKS  : 
All  non-haaardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


One  year  or  less. 

Three  years. 

Total. 

Amount  of  face  of  all  premium  notes  held  by  Company, 
and  legally  liable  to  assessment 

Amount  of  all  premium  notes,  after  deducting  all  pay- 
ments thereon  and  assessments  levied 

Amount  of  premium  notes  received  during  the  year 
1892 

$    c. 
63  OQ 

59  85 

63  00 

%      c. 
10,380  60 

9,897  86 

7,362  00 

55       c. 
10,443  60 

9,957  71 

7,425  00 

B  171 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


OTTER   MUTUAL    FIRE   INSURANCE   COMPANY. 

HEAD    OFFICE,    XORWICH. 

Commenced   business  13th  August,  1887. 


President — John  Topham.  |  '  Secretary — H.  J.  Dager. 

Unassessed  premium  note  capital,  $21,159.98. 


Assets. 

Actual  cash  on  hand  at  head  office  for  year  ending  31st  December,  1892  .  .  8     33  05 
Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 21,159  98 

"      unpaid  of  assessments  levied  during  1892 27  01 

"                       "                         "         prior  to   "      11   0& 

Total  assets $21,231   10 

Liabilities. — None. 

Receipts. 

Cash  received  for  assessments  levied  during  1892 8715  81 

"                 "         prior  to    " 39  77 

"             extra  risk     3  10 

Total  receipts $758  68 

Expenditure. 

Expenses  of  Management : 

Amount  paid  for  salaries,  directors'  and  auditors'  fees $144  00 

"                 stationery,  printing  and  advertising 10  05 

"  ■                postage 13  55 

*'                  investigation  and  adjustment  of  claims     5  00 

''                 statutory  assessment  and  license 17  37 

"                 interest 21   60 

Total  expenses  of  management    $211  57 

Amount  of  loss  which  occurred  during  1892 546  00 

Total  expenditure $757  57 

B  172  "^ 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1S92. 


System. 

Three  years. 

Total. 

Mutual  

$          c. 
680,770  00 

$          c. 
680,770  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 . . 

"        taken  during  1892 

Gross  number  during  1892 

Deduct  cancelled  in  1892 

Net  risks  in  force  Slst  December,  1892 


Amount. 


603,700  00 
218,845  00 
822,545  00 
141,775  00 
680,770  00 


CLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Three  year  risks. 


Amount   of   face  of  all  premium  notes  held  by  Company,  and  legally 
liable  to  assessment 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
atisessments  levied    

Amount  of  premium  notes  received  during  the  year  1892   

.18  (IN.)  B  173 


22,234  94 

21,159  98 
7,459  53 


Total. 


22,234  94 

21,159  98 
7,459  33 


o7  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


PUSLINOH  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD    OFFICE,    ABERFOYLE. 

Commenced  business  May,  1859. 


President — John  Clark. 


Secretary — James  Scott. 


Unassessed  premium  note  capital,  $16,921.59. 


Assets. 


Cash  on  hand  at  head  office .$54   61 

Cash  on  deposit  to  Company's  credit  in  Bank  of  Commerce, 

Guelph 399  24 


Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 
and  assessments  levied    


Total  assets 


Liabilities — None. 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended;  ....        $700  81 
Cash  received  for  membership  fees,  not  being  part  payment  of  premium 

notes 

Cash  received  as  first  payments,  being  part  payment  of  premium  notes .  . 

"  assessments  of   1892    

"  interest    

Total  receipts    


Expenditure. 

Expenses  of  Managem,ent  : 

Amount  paid  for  statutory  assessment  and  licease  fee. 
"  printing,  stationery  and  advertising . 

**  salaries,  directors'  and  auditors'  fees 

**  postage,  telegrams  and  express 

"  investigation  claims      

"  other  expenses  of  management 


Total  expenses  of  management 
Amount  paid  for  losses  prior  to  1892  .  .  . 
"        rebate 


Total  expenditure 


453  85 

16,921  59 
$17,375  44 


8  50 

205  25 

850  47 

18  33 


$1,082 

55 

$   16 

60 

19 

65 

24 

00 

7 

00 

1 

00 

15 

50 

83 

75 

1,24  3 

53 

2 

23 

SI. 329.51 

B  174 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 
Atnoiitit  covered  by  Policies  in  force  31sl  December,  1892. 


System. 

Three  years. 

Total. 

•S        c. 
600,890  00 

$        c. 
600,890  00 

MOVEMENT  OF  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891  . . 
*'        new  and  renewed  during  1892 

Gross  numbers  during  1892 

Lees  expired  or  cancelled  in  1892 

Net  risks  in  force  31st  December,  1892 


Number. 


291 
109 


400 
93 


307 


Amount. 


566,195  00 
221,545  00 


787,740  00 
186,850  00 


600,890  00 


CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 
On  Policies  in  forc-e  31st  Deceviber,  1892. 


Three  year  risks. 

Total. 

Amount  of  face  of  all  premium  notes  held  by  Company,   and  legally 
liable  to  assessment 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

?        c. 
18,067  20 

16,921  59 
6,646  35 

$        c. 
18,067  20 

16,921  59 
6,646  35 

Amount  of  premium  notes  received  during  the  year  1892 

B  175 


57  Victoria,  Sessional  Papers  (No.  13)  A.  1894 

THE   SOUTHWOLD    FARMERS'    MUTUAL  FIRE    INSURANCE    COMPANY. 

HEAD    OFFICE,    SHEDDEN. 

Commenced  business  9th  September,  1878. 


President — Daniel  Turner.  |  Secretary — R.  N.  Stafford. 

Unassessed  premium  note  capital,  $25,680  01. 


Assets. 


Cash  on  deposit  to  Company's  credit  in   Imperial   Bank  at  St. 

Thomas $1,060  45 

Actual  cash  in  hand  at  head  office 74  04 

$1,134  4^ 

Amount  unpaid  of  assessments  levied  during  1892 303  55 

Amount  of  premium  notes  in  force,  after  dedu^-ting  all   payments   thereon 

and  assessments  levied 25,680  01 

Total  assets $27,118  05 

Liabilities — None. 

Rkoeipts. 

Cash  at  head  offi'je,  as  per  lasc  statement  (not  extended)     . .  .  ,     $1,813   61 

Cash  received  for  assessments  levied  in  1892 $     854  69 

prior  to  1892 158   15 

"                interest 45  45 

Total  receipts , $1,058  29 

Expenditure. 

Expenses  of  Management  : 

Amount  paid  for  statutory   assessment   and  license     $     19  26 

"                  printing  and  stationery 18  70 

"                 salaries,  directors'  and  auditors'  fees 177  00 

"                 postage,  etc 11   45 

"                  travelling  expenses 10  00 

"                 rent  and  taxt  s   8  GO 


Total  expenses  of  management    244  41 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 1,493  00 


Total  exp(  nditure $1,737   41 

B  176  ^ 


i 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Four  years. 

Total. 

Mutual 

S       c. 
278,845  00 

$        c. 
501,950  00 

S        c. 
780,795  00 

MOVEMENT  IN  RISKS. 
Mutual  System. 


Policies  in  force  Slst  December,  1891 

"      taken  during  1892 

Gross  number  during  1892 

Le     expired  and  cancelled  in  1892 

Net  risks  in  force  on  mutual  system,  Slst  December,  1892 


Number. 


452 
168 
620 
133 


487 


Amount. 


696,045  00 
292,475  00 


988,520  00 
207,725  00 
780,795  00 


CLASSIFICATION  OF  RISKS 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  Slst  December,  1892. 


Three  year  risks. 

Four  year  risks. 

T»tal 

Amount  of  face  of  all  premium  notes  held  by  Company, 
and  legally  liable  to  assessment 

$       c. 
8,365  35 

$        c. 
20,075  00 

$            0. 

28,443  35 

Amount  of  all  premium  notes,  after  deducting  all  pay- 

25,680  01 

Amount  of  premium  notes  received  during  the  year  1892 

11,699  00 

B  177 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

NISSOURI  FARMERS'  MUTUAL  FIRE    INSURANCE  COMPANY. 

HEAD    OFFICE,    KINTORE. 

Commenced  business  loth    May,  1878. 

President — Adam  Henderson.  |  Secretary — E.  J.  Pearson. 

Unassessed  preminm  note  capital,  $70,441.17. 


Assets. 


Amount  cash  on  hand  at  head  office $      320  71 

Amount  unpaid  of  assessments  levied  in  1892 270  48 

prior   to    1892 28  97 

Amount  of  premium  notes  in  force  after  deducting  all  payments  thereon 

and  assessments  levied 70,441   17 


Total  assets    $71,061  33 

Liabilities. 

Amount  of  loss  supposed  or  reported %    675  00 

"           note  issued  by  Company 1,000  00 

"           interest 19  07 

"          other  liabilities 86  13 


Total  liabilities $1,780  20 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) $75  00 

"     received  for  assessments  levied  in  1892 $2,184  40 

"                   before  1892 649  34 

'•'     borrowed 1,060  00 

"     retained  premiums ' 10  00 

"     received  for  interest 1  13 


Total  receipts $3,904  87 

Expenditure. 
Expenses  of  Management  : 

Amount  paid  for  statutory  assessment    

"  printing,  advertising,  postage,  etc 

"  rent  and  taxes    

"  salaries,  directors'  and  auditors'  fees 

"  investigation  of  claims 

"  interest , 

"  travelling  expenses 

"  other  expenses    , 


$  35 

93 

103 

43 

9 

00 

307 

90 

15 

00 

45 

30 

20 

50 

91 

25 

Expenses  of  management  (^carried  forward)    $628  31 

B  178 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Expenses  of  management  {brought  forward) , 

Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  before  1892    %      10  00 

.       2,335  05 


"  during  1S92  ... 


Repayment  of  loans , 
Rebate,   etc 


Total  expenditure . 


CURRENCY  OF  RISKS. 

Amount  covered  hy  policies  in  force  Slst  December,  1892. 


)28  31 


2,345  05 

660  00 

15  80 

^3,649  16 


System. 

Three  years. 

Total. 

Mutual 

$        c. 
1,621,332  00 

$        c. 
1,621,332  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Number. 


Amount. 


Policies  in  force  31st  December,  1891 

"      new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  or  cancelled  in  1892 

Net  risks  in  force  on  mutual  system  31st  December,  1892 . . 


875 
353 


1,508,949  00 
559,508  00 


1,228 
268 
960 


2,068,457  00 
447,125  00 


1,621,332  00 


CLASSIFICATION  OF  RISKS  : 
Farm  and  non-hazardous. 

PREMIUM  NOTES  OR  UNDERTAKINGS 
On  Policies  in  force  31st  December,  1892. 


Three  years. 

Total. 

Amount  of  face  of  all  premium  notes  held  by  Company,  and  legally 
liable  to  assessment 

S        c. 

71,820  32 

70,441  17 
26,317  52 

$        c. 

71,820  32 

70,441  17 
26,317  52 

Amount  of  all  premium  notes,  after  deducting  all  payment?  thereon 
and  assessments  levied   

Amount  of  premium  notes  received  during  the  year  1892  

B  179 


57  Victoria.  Sessional  Papers  (No.  18).  A.  1894 

DUNWICH  FARMERS'  MUTUAL  FIRE  INSURANCE  COMPANY. 

HEAD  OFFICE,   WAIXACETOWN. 

Commenced  business  September,   1880. 


President — D.  P.  McPherson.  |  Secretary — W.  A.  Galbraith. 

Unassessed  premium  note  capital,  $20,362.26. 


Assets. 


Cash  on  hand  at  head  office    $      184  77 

"    in  Imperial  Bank,  St.   Thomas 400  00 

AmouLt  of  unpaid  assessments  levied  during  1892 34   10 

Amount  of  unassessed  premium  note  capital 20,362  26 

Office  safe  (not  extended) $110  00 

Total  assets    $20,981   13 

Liabilities. — None. 

Receipts. 

Amount  of  cash  received  for  assessments  levied  in  1892 $1,343  61 

"                       "                        "                        prior  to  1892 15  31 

borrowed   200  00 

"                received,  sundries 8  91 

Total  income $1,567  83 

Expenditure. 
Eitpenses  of  Management : 

Amount  paid  for  postage,  etc $  23  78 

"                  statutory  assessment  and  license    18  35 

"                  printing,  stationery  and  advertising ......    2929 

"                  salaries,  directors'  and  auditors'  fees 135  00 

"                  travelling  expenses 11   00 

"                  rent  and  taxes 4  00 

"                  interest 8  33 

"                  sundries   2  00 

"                  investigation  and   adjustment  of  claims 3  00 

Total  expenses  of  management 234  75 

Cash  paid  for  losses  which  occurred  during  1892 539  75 

Repayment  of  loans 200  00 

Other  expenditure 8  56 

Total  expenditure $983  06 

B  180 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  policies  in  force  Slst  December,  1S92. 


System. 

Three  years. 

Total. 

Mutual 

%        c. 
748,465  00 

8       c. 
748,465  00 

MOVEMENT  IN  RISKS. 

Mutual  System, 


Number. 

Amount. 

Policies  in  force  Slst  December,  1891 

"     new  and  renewed  during  1892    

576 
269 

$        c. 
651,  S40  GO 
297,700  00 

Gross  number  during  1892 

845 
179 

949,040  00 
200,575  00 

Deduct  expired  and  cancelled  in  1892 

Net  risks  in  force  Slst  December,  1892 

666 

748,465  00 

CLASSIFICATION  OF  RISKS : 
Farm  and  non-hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  policies  in  force  Slst  December,  1892. 


Amount  of  face  of  all  premium  notes  held  by  Company  and  legally  liable 
to  assessment 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 

B  181 


Three  year  risks. 


22,453  95 

20,362  26 
8,931  00 


Total. 


22,463  95 

20,362  26 
8,931  00 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


NORTH  AND  SOUTH  DORCHESTER  MUTUAL  FIRE  INSURANCE 

COMPANY. 

HEAD    OFFICE,    HARRIETSVIIiE, 

Commenced  business  ^th  January,  1869. 


President — S.  Charlton.  |  Secretary — Francis  Kunz. 

Unassessed  premium  note  capital,  $36,471.92. 


Assets. 


Cash  on  hand  at  head  office %        43  03 

"      deposit  to  the  Company's  credit,  not  drawn   against,  in  the  Agri- 
cultural Savings  and  Loan  Company,  London 3,119  58 

Amount  unpaid  of  assessments  levied  during  1892     67  50 

"        premium  notes  in  force,  after  deducting  all  payments  thereon  and 

assessments  levied 36,47 1  92 


Total  assets    $39,702  03 

Liabilities. — None. 

Receipts. 

Cash  at  head  office  as  per  last  statement  (not  extended) $2,377  22 

Cash  received  as  first  payments,  being  part  of  premium  notes $    826  91 

"               for  assessments  levied  in  1892 1,787  24 

"                          "                   "      prior  to  1892 15  80 

"              interest 149  55 

Total  receipts $2,779  50 

Expenditure. 
Expenses  of  Management : 

Amount  paid  for  printing  and  stationery $  32  35 

"                 statutory  assessment  and  certificate 31  03 

"                 rent     5  00 

"                 salaries  and  auditors'  fees 242  00 

"                 postage 13  50 


Total  expenses  of  management $323  ^8 

Miseellaneoxis  Payments  : 

Cash  paid  for  losses  which  occurred  during  1892 1,634  41 

"                 "                 "                prior  to  1892 7  35 

"               rebate 27  77 


Total  expenditure $1,993  41 

B  182 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CURRENCY  OF  RISKS. 

Amount  covered  by  Policies  in  force  31st  December,  1892. 


System. 

Three  years. 

Total. 

Mutual                       

$        c. 
1,362,178  00 

%        c. 
1,362,178  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  Slat  December,  1891 

"     new  and  renewed  during  1892 

Gross  number  during  1892 

Less  expired  or  cancelled  in  1892 

Net  risks  in  force  on  mutual  system,  31st  December,  1892 . 


Number. 


858 
345 


1,203 
303 
900 


Amount. 


1,271,633  00 
532,145  00 


1,804,048  00 
441,870  00 


1,362,178  00 


CLA.SSIFICATION  OF  RISKS  : 
Farm  and  non- hazardous. 


PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Amount)  of  face  of  all  premium  notes  held  Ly  Company,  and  legally 
liable  to  assessment 

Amount  of  all  premium  notes,  after  deducting  all  payments  thereon  and 
assessments  levied 

Amount  of  premium  notes  received  during  the  year  1892 

B  183 


Three  year  risks. 


$        c. 

40,865  34 

36,471  92 
16,972  45 


Total. 


40,865  34 

36,471  92 
15,972  46 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


THE  HURON  AND  MIDDLESEX  MUTUAL  FIRE  INSURANCE  COMPANY. 

(Now  in  liquidation. — John  Stephenson,  London,  Liquidator.) 

HEAD    OFFICE,    LONDON. 

Commenced  business  \ltli  Septeynher,   1878. 


President — R.  S.  Murray. 


Secretary — John  Stephenson. 


Unassessed  premium  note  capital,  $46,291.29. 


Assets. 

Actual  oash  on  hand  at  head  office $  77   33 

"  in    agency    of    Bank    of    British  North    America, 

London 232  45 

$309  78 

Cash  in  agents'  hands,  acknowledged  by  them  to  be  due  and  considered  good  840  07 

Amount  unpaid  of  assessments  levied  during  1892 )  i  a  i  m    n^ 

before  1892 f         ^^^^^^^ 

Amount  unpaid  of  short  date  notes  or  due  bills  less  than  one  year  overdue.  41 1   08 

Amount  of  premium  notes  in  force,  after  deducting  all  payments  thereon 

and  assessments  levied 46,291   29 

Amount  of  office  furniture  (not  extended) $450  00 

Total  assets $57,953  43 

Liabilities. 

Amount  of  losses  adjusted $5,879  35 

bills  payable 3,143  05 

salaries 148  86 

Total  liabilities $9,171   26 

Cash  Receipts. 

Gash  at  head  office  as  per  statement  (not  extended) $631   83 

Cash  received  as  first  payments,  being  part  payment  of  premium  notes  ...  $  7,281  26 

'*          for  assessments  levied  in  1892      24,757  74 

"              interest 63  51 

"         from  other  sources 229  68 

Total  receipts    $32,332  19 

B  184 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


Expenditure. 
Expenses  of  Management  : 


Amount  paid  for  commission  to  agents 

"  fuel  and  light 

"  ipvestigation  and  adjustment  of  claims , 

"  interest 

"  statutory  assessment 

"  printing,  stationery  and  advertising. . . 

"  rent  and  taxes 

"  salaries,  directors'  and  auditors'  fees . . 

"  travelling  expenses , 

"  postage,  telegrams  and  express 

**  law  costs 

"  other  expenses    


Total  expenses  of  management 


Miscellaneous  Payments  : 

Cash  paid  for  losses  which  occurred  prior  to  1892 
"  "  "      during  1892. 


re-insurance 

returned  premiums  and  rebate 

repayment  loans 

Dun,  Wiman  &  Co 


Total  expenditure . 


$3,073 

74 

38 

40 

280 

03 

589 

10 

57 

97 

568 

02 

201 

10 

2,574 

60 

295 

39 

571 

32 

916 

14 

7 

10 

$9,172 

91 

$15,315 

50 

105 

61 

1,896 

66 

7,245 

35 

60 

00 

$33,796 

03 

B   185 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


OURRENCY  OF  RISKS. 

AmoutU  covered  by  Policies  in  force  31st  December,  1892. 


System . 

One  year  or  less. 

Three  years. 

Total. 

Mutual  

$       c. 
170,112  00 

S      c. 
1,573,435  00 

%      c. 
1,743,547  00 

Net  risks  carried  bjr  Oompany  Slst  December,  1892  . . . 

170,112  00 

1,573,435  00 

1,743,547  00 

MOVEMENT  IN  RISKS. 

Mutual  System. 


Policies  in  force  31st  December,  1891 . . . 
"     new  and  renewed  during  1892  . 

Gtoss  number  during  1892 

Less  expired  and  cancelled  in  1892 

Net  risks  in  force  Slst  December,  1892 


Number. 


3,336 

717 


4,053 
1,703 


2,350 


Amount. 


$      c. 
2,583,986  00 

507,257  00 

3,091,243  00 

1,347,696  00 


1,743,547  00 


BUSINESS  TRANSACTED  : 
General  Fire  Insurance. 

PREMIUM  NOTES  OR  UNDERTAKINGS 

On  Policies  in  force  31st  December,  1892. 


Face  of  premium  notes  held  by  Company  and  legally 
liable  to  assessment 

Amount  of  all  premium  notes,  31st  December,  1892, 
after  deducting  all  payments  thereon  and  assess- 
ments levied  


Amount  of  premium  notes  received  during  the  year 
1892 


One  year  risks. 


$        c. 
33,667  37 


Three  j'ear  risks. 


Total. 


180,628  09 


14,815  18  15,598  45 


214,295  46 

46,291  29 
30,413  63 


B  186 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


RECAPITULATION 


OP 


ASSETS,  LIABILITIES,  INCOME  AND  EXPENDITURE 


OF    ALL 


STRICTLY  MUTUAL  FIRE  INSURANCE  COMPANIES. 


67  Victoria. 


Sessional  Papers  (No.  IS). 


A. 1894 


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A.  1894 


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Sessional  Papers  (No.  13). 


A.  1894 


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I  III: 


57  Victoria.  Sessional  Papers  (No.  13).  A.  181^4 


FIRE  LOSSES  FOR  1892, 


(a)  LOCALITIES,  MONTHS  OF  OCCURRENCE,  AND  TOTAL  CLAIMS  PAIJX 
{b)  LOCALITIES,  CAUSES,  AND  NUMBER  OF  LOSSES. 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


DIVISION  C. 


FRIENDLY  SOCIETIES  :  BEING  SOCIETIES  REGISTERED  BY  THE  PRO- 
VINCE OF  ONTARIO  FOR  THE  TRANSACTION  OF  INSURANCE 
THEREIN. 


1    (IN) 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


DIVISION  C— FRIENDLY  SOCIETIES  :  BEING  SOCIETIES  REGISTERED 
BY  THE  PROVINCE  OF  ONTARIO  FOR  THE  TRANSACTION  OF 
INSURANCE  THEREIN. 


ABSTRACT  OF  ANNUAL  STATEMENT  S;  ALSO  OF  APPLI- 
CATIONS  FOR  REGISTRY   FILED  SINCE 
LAST   REPORT. 


ANCIENT  ORDER    OF    FORESTERS    OF    THE    DOMINION    OF    CANADA. 

Annual  Statement  for  the  Year  Ending  31st  July,   1892. 

Head  Office — S3  Richmond  St.,    W ,   Toronto. 


Organized  13th  July,  1871,  incorporated  in  Ontario  9th  April,  1874. 
[Register  No.  62.  Renewal  Certificate  of  Registry,  No.  63. 


The  Executive  Officers  of  the  Society  at  the  31st  July,  1892,  were  as  follows  : 

D.  F.  Mac  Watt,  High  Chief  Ranger, Barrie. 

E.  T.  Perry,  Sub-High  Chief  Ranger Montreal. 

H.  E.  Griffiths,   High  Treasurer Toronto. 

A.  O.  Jeffery,  High  Senior  Woodward London. 

Jno.  Young,  Hiyh  Junior  Woodward I [anailton. 

H.  Allan,  High  Senior  Beadle St.  Thomas. 

E.  W.  Symes,  High  Junior  Beadle Chatham. 

W.  Williams,  Permanent  Secretary Toronto. 

I.  Currency  op  Insurance  Certificates. 

Gross  insurance  in  force  at  Slst  July,  l?<92 $760,250  CO 

II.  Movement  in  Insurance  Certifcates. 

{a)  Contracts  tor  Endowments  or  for  benefits  in  the  nature  thereof. 

None. 


67  Victoria. 


Sessional  Papers  (No   13). 


A.  1894 


(b)  Contracts  for  Insurance  other  than  Endowments^   Sick  Benefits  or  Funeral  Bene/its. 


Number. 

Amount. 

Contracts  in  force  Slst  July, 
Contracts  taken  during  1892, 

1891 
new 

b    on 

and  renewed, 
foot    at    any 

554 
187 

.$          c. 
574,500  00 

209,250  <.0 

time   durin 

g  year   ending 

Gross    number  and   amoun 
31st  July    1892    

738 

783,750  00 

aly  1892  . . 

1 

Number. 

Aniount. 

Deductions  : 

Contracts  matured  1892   . 
lapsed  in  1892. 

i 

1 
1 

1 

3 

17 

$      c. 
3,500    00 
20,000  00 

Total  deductions  extended  . 

20 

23,500  00 

20 

23,500  00 

Net  contracts  on  foot  31st  J 

1 

718 

$760,250  00 

1 

III.   Funeral  Benefits. 

Funeral  Benefits  are  paid  by  the  High  Court. 

The  total  membership  of  the  branches  of  the  High  Court  as  at  Slst  July,  1892,   wan 
as  follows  : 


Subordinate  bodies 
Juvenile  branches 
Auxiliary  bodies.  . . 


Total , 


11.746 
2.082 
1,750 

15.578 


Number  of  Members  died  in  1892,  48. 

The  total  amount  of  iuneral  benefits  paid  in  1892  in  respect  of  deceased  members 
was  $4,650. 

The  number  of  members'  wives  deceased  in  1892  was  41. 

The  total  amount  of  funeral  benefits  paid  in  1892  in  respect  of  deceased  wives  was 
$2,025, 

The  total  cash  standing  to  credit  of  the  High  Court  Sick  and  Funeral  Fund  at  Slst 
July,  lb92,  was  $8,362.06. 

IV.  Sick  Benefits. 


The  Sick  Benefits  are  paid  partly  by  the  High  Court  and  partly  by  the  Subordinate 
Courts. 

The  number  of  members  who  received  Sick  Benefits  in  1892 — No  information. 

C  4 


57  Victoria.  Sessional  Papers  (No.  VS).  A.  1894 


Total  amount  of  Sick  Benefits  paid  in  1892  was  as  follows  : 

By  High  Court ^2,798   V6 

By  Subordinate  Courts    32,433  87 

Number  of  weeks  sickness  experienced  in  1892,  8,558. 

V.  Assets. 

Bonds,  debentures  and  seeuritips  other  than  mortgages $6,829  50 

Cash  on  deposit  Imperial  Bank,  Toronto 8,294  07 

"  "       Huron  (fe  Erie  Loan  &  Savings  Co.,  London 4,43tl8 

Dues  and  assessments  due  and  unpaid  on  certificates  in  force.  .      $1176   40 

Less  cost  of  collection 3(1  00 

Net  value  extended 1,146   40 

All  other  assets 8,166   42 

Assets  held  by  Subordinate  Courts $126,593  32 

"  "      Juvenile  Branches 6,994  74 

"  *•       Auxiliary  Branches 1,078  45 

134,666  51 


Total $163,537  08 

VI.  Liabilities. 

Sundry  accounts  due $1,389  52 

Contributions  to  credit  of  members 183  99 


Total $1,573  51 

VII.  Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during  1892  :  — 
Action  to  recover  possession  of  the  books  and  moneys  from   the  Board  of   Directors  of 

Endowment  Fund.     Settled  by  consent  judgment. 

Assessments  mada  for  purposes  of  life  insurance  certificates  are  fixed  sums  payable 
on  the  Isb  day  of  each  month  in  advance. 

Twelve  payments  were  made  in  1892. 

The  Society's  accounts  were  audited  on  the  2nd  day  of  August. 

The  Society's  accounts  are  kej)t  in  the  following  books  :  cash  books,  ledgers,  accounts 
■with  each  member  of  the  Beneficiary  Fund  and  Courts  of  the  Order  and  monthly  balances. 

Names  and  post  office  addresses  of  the  Auditors  for  1892  were  as  follows:  F.  G. 
Butt,  Toronto  ;  R.  Howie,  Guelph  ;  F.  Abbott,  Meaford. 

No  changes  were  made  in  the  organization  or  management  of  the  Society  during  1892. 

No  changes  were  made  in  the  constitution  during  1892. 

VIII.  Cash  Receipts. 

High  Court  c&ah  balances  from  1891  (not  extended) $19,808   18 

Cash  received  by  High  Court  during  1892  from  : 

Application  fees  and  contributions  Beneficiary  Fund $7,31)7   97 

Per  capita  tax  and  levies 1 7, 1 32  45 

Supplies  sold 2,988  97 

Interest  and  dividends 683  88 

Other  sources : 380  00 

Ancient  Forester  account  ....      . 1,384  07 

$29,967  34 
C  5  ""  " 


57  Victoria.                  Sessional  Papers  (No.  13).  A.  1894 

IX.    EXPRNDITUKK. 

Cash  paid  during:  1892,  for  : 

(a)    Expenses  of   Afanagpmtmt  : 

Returned  application  fees 8     :"•  I   20 

Commission 442  06 

Law  costs* 2,092  25 

Supplifs  bought 3,206  21 

Travelling  expenses 578  80 

Rent,  light,  heat  and  taxes 380  00 

Salaries,  officers'  and  auditors'  f-es 2.702   62 

Printing,  stationery  and  advertising 2,381    82 

Postage,  telegrams  and  express 486  55 

Premiums  for  guarantee  of  lodge  officers 62  50 

Other  management  expenses  detailed  in  ineraorandnra    2,822  76 

Total  expenses  of  management .^15,186  77 

(b)  Miscellaneous  Exp-'nditnr''  : 

Life  insurance  claims  other  than  endowments 3500  00 

Funeral  benefits 6,775  00 

Sick  benefits 2,798   13 

Gratiuties  to  distressed  Courts 100  00 

Expenditure  other  than  any  of  the  foregoing 1,857   87 


Grand  totals $30,217  77 

*Extraordinary  expenditure  not  likely  to  o-cur  ai,'iin. 


C  6 


57  Victoria, 


Sessional  Papers  (No.  13). 


A. 1894 


GRAND  LEGION  OY  ONTARIO,  SELECT  KNIGHTS  OF  CANADA 

Annual  Statement  for  the  year  ending  31st  December,  1892. 

Read  Office,  17  King  Street,  St.  Catharines,  Ontario. 

Organized  24th  May,  1883,  and  incorporated  in  Ontario  16th  October,  1883. 
[Register  No.  75.  Renewal  Certificate  of  Registry,  No.  76.] 

The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  foUowg  : — 
Thomas  L.  L.  Lf^wis,  Grand  Commander.  .  15  Howard  St.,  Toronto,  Ont. 
Bernard  J.  Leubsdorf,  Grand  Recorder.  .St.  Catharines,  Ont. 
John  McL.  Stevenson,  Grand  Treasurer , .  Barrie,  Ont. 

I.  Currency  of   Insurance  Certificates. 

Maturing  subse- 
quent to  1897.  Total. 
Amomit  covered  by  Endowment  Contracts  in  force  31st 

December,  1892 $1,287,000  00       %]  ,287,000  00 

Amounts  covered  by  contracts  other  than  for  endow- 
ments,or  for  sick  or  funeral  benefits  in  force  3l8t 
December,  1 892     5,875.000  00 

Total  at  3l8t  December,  1892 $7.162,000  00 

II.  Movement  in  Insurance  Certificates. 

(a)  Contracts  for  Endowments  or  Benefits  in  the  nature  therenf. 


Number . 

Contract^  in  force  31st  December,  1891 

Add  contracts  taken  dnrinpr  1892,  new  or  renewed 

1,101 
316 

1,101,000  00 
316,000  00 

GrosH  number  and  amount  of  contracts  on  foot  at  any  time  during  1892 

1,417 

1,417,000  00 

Number. 

Amount. 

Deductions- 
Contracts  matured  in  1892 

"         lapsed  in  1892 

5 
21 

18 
86 

?        c. 

5,000  00 

21,000  00 

18,000  00 

86,000  00 

"          surrendered  in  1892 

cancelled  in  1892 

Total  deductions  extended 

130 

130,000  00 

LSO.OOO  00 

Net  Endowment    Contracts    on    foot   Slst 
December  1892 

1,287 

1,287,000  00 

C  7 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


(b)    Contracts  for  Insurance   other  than    Ewlovim'.nts,   Sick  Biw.Hts  or  Faneral  Benefits 


Oontract'i  in  force  Slst  December,  1891 

Add  contracts  taken  during  1892,  new  or  renewed  . 


Grown  number  and  atnount  of  contracts  on  foot  at  any  time  during  1892. 


Number. 


Deductions — 
Contracts  matured  in  1892.    . . 
lapsed  in  1892    ... 
"  surrendered  in  1892 

"         cancelled  in  1892 . . . 


21 

.54 

5 

92 


Amount. 


Add  to  above  deductions  the  amount  by 
which  various  certificates  still  on  fojc 
were  reduced  during  1892 


Total  deductions  extended 

Net  contracts  on  foot  31st  December,  1892. 


S        c. 

42.000  00 

98,000  00 

8,000  00 

163,000  00 

8,000  00 


172 


319,000  CO 


Number. 


3,236 


172 


3,064 


Amount. 


§            c. 

2,832 

]      5,436,000  00 

404 

758,000  00 

6,194,000  00 


319,000  00 


5,875,000  00 


III.  Funeral  Benefits. — None. 


IV.  Sick  Benefits. — None. 


V.  Assets. 

Cash  value  of  mortgages    $50,350  GO 

Cash  on  deposit  to  the  Society'.s  credit  (not  drawn  against)  in  the  following 
chartered  Banks : 

Imperial  Bank,   St.   Catharines,  Ont 8,645  21 

Bank  of  Toronto,  St.  Catharines,  Ont 5,610  75 

Dues  and  assessments  due  and  unpaid  on  certificates  in  force.  .$     742   00 
"  "  called  but  not  yet  payable 9,000  00 


Interest  due  and  accrued 

Supplies  on  hand    

Office  furniture 

Accounts  receivable  for  supplies  furnished 


9,742  00 

1,521   30 

980  00 

348  95 

822  65 


Total  assets     , $78,020  86 


C   8 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


VI.    Liabilities. 

Amount  of  claims  admitted  by  Society $29,000  00 

Other  liabilities 374  20 

Total  liabilities    29.374  20 


VII.  Miscellaneous. 

No  actions  or  proceedings  were  instituted  or  prosecuted  by  or  against  the  Society 
during  1892. 

Assessments  are  made  in  the  Endowment  Department  on  the  20th  day  of  each 
month  ;  and  in  the  Beneficiary  Department  on  the  28Lh  day  of  each  month.  During 
1892,  twelve  assessments  were  made  in  the  Endowment  Depirtment  and  seventeen  in 
the  Beneficiary  Department.  The  former  assessments  are  due  on  the  last  day  of  the 
month  and  the  latter  on  the  first  day  of  the  month. 

The  Society's  bonks  were  duly  audited  during  1892  in  iMay,  July,  August,  Septem- 
ber, October,  November,  December,  and  in  January,  1893. 

The  following  books  are  kept  for  purposes  of  insurance  certificates  or  benefits  : 
Journal,  Ledger,  Cash  Book,  Monthly  Statement  Book,  Beneficiary  Certificate  R>'gister, 
Endowment  Certificate  Rej^ister,  Benefi  iary  Certificate  Ledger,  Endownent  Certificate 
Ledger,  Death  Register,  books  showing  the  surrendered  certificates,  and  the  increase  or 
decrease  of  insurance  in  re-issued  certificates. 

The  names  and  addresses  of  the  Auditors  for  1892  were  as  follows  : — 

James  "Watt,  Secretary-Treasurer,  Globe  Printing  Co. .Toronto,  Ont. 

George  Woltz,  100  Brunswick  avenue Toronto,  Ont. 

N.  M.  Black St.  Catharines,  Ont. 

No  changes  were,  during  1892,  made  in  the  organization  or  management  of  the 
Society  in  relation  to  insurance  certificates  or  benefits. 

VTII.  Cash  Receipts. 

Cash  balance  from    1891   (not  extended) ^24,570.23 

Cash  received  during   1892  from  : — 

Application  fees $       682  00 

Initiation     15  00 

Dues    145  00 

Assessments 77,857  00 

Per  capita  tax  ar.d  levies    3,647   50 

Charter  fees    700  00 

Supplies  sold 944  72 

Interest  and  dividends 1,115   37 

All  other  sources 42  00 

Repaid  loans 38  88 

Total  Receipts    $85.187  97 


C  9 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


IX.  Cash  Expenditdhe. 
Cash  paid  during  1892  for : — 

(a)  Evpenses  of  Management. 

Commission  on  risks  and  loans    §       666  50 

Law  costs 25  00 

Tuel  and  light    46  50 

Supplies  bought 1,310  99 

Travelling  expenses    15?   10 

Rent,  light,  heat  and  taxes 1 20  OO 

Salaries,  officers'  and  auditors'  fees,  including  clerk   hire .  2,532  93 

Printing,  stationery  and  advertising 398  87 

Postage,  telegrams  and  express    467   39 

Premiums  for  guarantee  of  lodge   officers    40  00 

Grand  Legion  Session,   1892    1.332  75 

Post  Office  box 2  00 

Professional  services  Grand  Medical   Examiner    241   25 

Registration  of  Society,  and  other  expenses 40  85 

Blf.nk  books  for  Grand  Recorder's  office    31   45 

Membership  in  Canadian  fraternal   Association 30  00 

Expenses  of  delegates  to  above 9  32 

Expenses  meeting  Amalgamation  Committee    45  85 

Law  books  and  Ontario  .Gaz-^tte 15  00 

Grand  Legion  Ritual  and  ritualistic  work    1 9  20 

Typewriter 95  00 

Total  expenses  of  management $7,623  95 

(b)  Miscellaneous  Expenditure. 

Borrowed  money  returned    %      798  91 

Endowments  or  payments  in  the  nature  thereof 2,300  00 

Life  insurance  claims  other  than  endowments 43,840  50 

Total  expenditure S54.563  36 


C  10 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

INDEPENDENT    ORDER    OF    ODDFELLOWS    OF    ONTARIO. 

Annual  Statement  fob  the  1;  ear  Ending  31st  December,  1892. 

To  wliich  are  appended  statements  of  the  Auxiliary  Bodies  lettered  heloir  ns  A.  B.  C.  and  D. 

Head  Office,  J^2  King  Street    Fast,   Toronto,   Ontario. 


Organized  27th   July,   1855,  and  incorporated  in  Ontario  7th  January,  1875. 
[Register  No.  68.  ^  Renewal  Certificate  of  Registry,  No.  69. 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  :  — 

Rev.  T.  W.  JolUffe,  Grand  Master Bowmanville,  Ont. 

Joseph  Oliver,  Deputy  Grand  Master Toronto,  Ont. 

W.  H.  Hoyle,  Grand  Warden Cannington,  Ont. 

J.  B.  King,  Grand  Secretary    Toronto,  Ont. 

Wm.  Badenach,  Grand  Treasurer Toronto,  Ont. 

The  Grand  Master  and  Grand  Secretary  are  the  chief  Executive  Officers. 

I.  Currency  of  Insurance  Certificates. 

Amount  covered  by  Endowment  Contracts  in  force  31st  December,  1892    None 

Amount  covered  by  Contracts  of  Insurance  other  than  Endowments    None 

II.  Movement  op  Insurance  Certificates. 

(a)  Contracts  of  Endowment  or  benefits  in  the  natjre  thereof None 

{h)  Contracts  of  Insurance  other  than  Endowments,  Sick  Benefits  or  Funeral  Benefits .  None 

III.  Funeral  Benefits. 

The  Subordinate  Lodges  undertake  Funeral  Benefits.  The  total  membership  of 
these  lodges  at  the  31st  December,   1892,  was  19,445. 

The  number  of  deaths  in  the  Society  in  1892  was  160. 

The  amount  of  funeral  benefits  paid  in  1892  in  respect  of  deceased  members  was 
$6,701.56. 

The  number  of  members'  wives  deceased  in  1892  was  73. 

The  total  amount  of  Funeral  Benefits  paid  in  1892  in  respect  of  deceased  wives  was 
$1,817.50. 

IV.  Sick  Benefits. 

The  Subordinate  Lodges  undertake  Sick  Benefits. 
The  total  number  of  members  who  received  Sick  Benefits  was  3,029. 
Total  amount  of  benefits  paid  in  1892  in  respect  of  sick  members  was  $44,051.58 
The  number  of  weeks'  sickness  experienced  in  1892  was  14,024. 

The  total  amount  standing  to  credit  of  Sick  and  Funeral  Benefit  Fund  at  31st 
December,  1892,  was  $353,879.30. 

C  11 


o7  Victoria. 


Sessional  Papers  (No.  I'S). 


A.  1894 


Y.  Assets. 

SuiKjrdinate  Bodies. 

Amount  of  cash  in  bank  and  in  Treasurer's  hands .$172,515  02 

invested  in  mortgages  and  securities    18  1.364  28 

•'         buildings,  land,  etc 20 1  351   31 

"         furniture  and  regalia •  164,039  73 


Total  amount  of  assets . 


•9,270  34 


VI.    LiABiLiTiKS  —  None. 
VII.    Miscellaneous. 

No  actions  or  proceedings   were   instituted   or   proseculed  by  or  against  the  Society 
in  1892. 

No  changes  were,  during  1892,  made   in  the  Constitution   and    Rules   in  relation  to 
insurance  certiBcates  or  benefits. 


Vill.  Oasu  Receipts. 

Cash  received  during  1892  from  : — 

Subordinate 
Grand  Body.  Bodies. 

Initiation  fees,  degrees  and  cards $     32,685  72 

Dues  and  re-instatements    105,864  85 

Per  capita  tax $9,435  79 

Charter  fees 256  50 

Supplies  sold 1,11125 

Interest  and  all  other  .sources 224  40  42,465   13 


Total  receipts. 


$11,027  94        $181,015  70 


IX.  Cash  Expenditure;. 


Cash  paid  during  1892  :  — 


(a)  Expenses  of  Mannyement. 

Grand  Body. 

Charter  fees 

Per  capita  tax    $   1 50  00 

Law  costs 84  49 

Fuel  and  light .  28  00 

Supplies  bought 1.114  80 

Travelling  expenses  and  p' r  diem  (annual   m.  eting)    6.221  60 

85  I  34 

1,752  20 

45 1  30 

348  87 

36  25 

1,005  21 

$11,544  06 


Rent  and  telephone . 

Salaries,  officers'  and  Au'iitors'  fees 

Printing,  stationery  and  advertising  .  .     . 

Postage,  telegrams  and  express 

Premiums  for  guarantee  of  lodge  officer.s 
Other  management  expenses    


Total  exp' nses  of  management .  .  . 

C  12 


Subordinate 
Bodies. 

$  256  00 
9.435  79 


1,111  25 


60,820  91 
^71,623  95 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


(b)  Miscellaneous  Expenditure. 

Funeral  benefits f  6,70 1  56 

Benefits  to  widows  and  orphans 14,440  46 

Sick  benefits 44,051  58 

Totals $11,544  06  S136,817  55 


(A.)    The  Oddfellows^  Funeral  Aid  Association  of  the  Counties  of  Lincoln  and  Welland 

Annual  Statement  for  the  Year  Ending  31st  Decembkr,  1892. 

Number  of  members  December  31st,  1891 133 

Number  of  members  admitted  during  the  year None 

Died  during  the  year    None 

Number  dropped  during  the  year None 

Number  members  31st  December,  1892    133 

Cost  ot  management $  30  50 

Balance  of  Cash  on   hand    165   35 

Amount  of  each  call 1    10 

Proportion  of  call  for  expenses    10 


{B  )   Abstract  from  the  returns  of  Rehekah  Lodges  to  the  Grand  Lodge  of  Ontario^ 

31st  December,  1892. 

Number  of  Lodges,  1 7. 

Bros.  Sisters.  Total. 

Number  of  members  31st  December,   1891 454  542  996 

Admitted  during  the  year   1892    242  179  421 


Gross  number  at  any  lime  during  1892    696  721  1,417 

Deductions  : — 

Withdrawn  anrl  dropped  in  1892 
Died  in  1892 


Bros. 

Sisters. 

141 
5 

144 

2 

Total  deductions    146  146  146  U6  292 


Net  membership  31st  December,  1892 550  575  1,125 

Balance  on  hand  31st  December,  1891 $2,249  59 

Keceived  during  the  year  1892 1,822   12 


Expended  during  1892  : — 

In  relief $  328  00 

Current  expenses  of  lodges 1,406  76 


$4,071    71 


$1,734   76 


Balance  on  hand  3l3t  Di'cember,  1892 $2,336   96 

C  13 


57  Victoria.  Sessional  Papers  (No.  13).  A.  18P4 


{(J)   The  foUowiity  suntmary  fro7n  the  Returns  of  the  Grand  Encempment  shov)s  the  Mem- 
bership and  Standing  at  81st  December,  1892. 

Number  of  meiiibera  as  from  last  Report 3,507 

Initiated  during  the  year  ending  31st  December,  1892 292 

Admitted  by  card               "                     "                        "        15 

Reinstated                          "                    "                       "        20 

Total  membership  at  any  time  during  1892    3,834 

Deductions  : 

Withdrawn  by  card 39 

Suspended  for  non-payment  of  dues    153 

"  cause  1 

Expelled 3 

Decea-^ed    23  219 

Net  membership  31st  December,  1892    3,615 

Number  of  patriarchs  relieved  in  1892 386 

"           weeks'   sickness    experience-  in  1892 1,430 

Amount  paid  for  burying  the  dead  in  1892    $   215  00 

*'         special  relief                           "      4 1   90 

"         relief  to   widowers'    families  in  1892 10  00 

"  for  relief  of  patriarchs  "      3.445    19 


Total  aa:ount  of  relief  paid $3,712  09 


Invested  Funds  of  Subordinates $20,463   10 

Total  amount  of  annual  revenue    10,221    61 


(D.)   Record  of  the   Oddfellows   Mutual  Aid  Association  oj  the   City  af    London,  Ontario. 

Year  Ending  31st  December,   1892. 

?Vuml)er  of  members  admitted  during  the  year 11 

Average   age  at    admission 39  .  7  years 

Number  of  members  dropped  or  lapsed  in  1892 6 

died  in  1892 4 

Average  age  at  death    65  . 5  years 

Number  of  members  entitled  to  benefits,  31st  December,  1892    94 

Amount  of  cash  received  during  the  year %  218   65 

"          death  claims  paid  in  1892 194  50 

*'          expenses  of  management  in  1892 8  08 

"     on  hand  31st  December,  1892    63  07 

'  •     •  1     ill  on  each  death   55 


C  14 


67  Victoria. 


Sessional  Papers  (No.  18). 


A   1894 


GKAND    COUNCIL    OF    THE   CANADIAN  ORDER  OF  CHOSEN   FRIENDS. 
Annual  Statement  for  the  Year  Ending  31st  December,   1892. 
Head  Office,  29  James  St.   iS.,  Hamilton,   Out. 


Organized  28th  March,  1887,  and  incorporated  in  Ontario,  Ist  June,  1887. 
[Register  No.  59.  Renewal  Certificate  of  Registry,  No.  GO.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,    1892,   were  as  follows  : 

James  Dixon,  Grand  Councillor Hamilton,  Ont. 

A.  E.  Lyon,  Grand  Vice-Councillor Guelph,  Ont. 

Wm.  F.  Montague,  Grand  Recorder    Hamilton,  Ont. 

W.  F.  Campbell,  Jr.,  Grand  Treasurer Dundas,  Ont. 

H.  N.  Colquhoun,   Grand  Representative London,  Ont. 

H.  Gummer,  Grand  Trustee  (Chairman) Guelph,   Ont. 

James  Symmers,  Past  Grand  Councillor Hamilton,  Ont. 

L   CuRRENcr  OF  Insurance  Certificates. 

Amount  covered  by  contracts  other  than  for  Endowments,  or  for  Sick  or 

Funeral  Benefits,  at  3l3t  December,  1892 $8,364,750 

II.  Movement  in  Insurance  Certificates. 

(a)  Contracts  for  Endowments  or  for  Benefits  in  the  nature  thereof None. 

(b)  Contracts  for  Insurance  other  than  Endowments,  Sick  Benefits  or  Funeral  Benefits. 


Number.        Amount. 


Contracts  in  force  31st  December,  1891    

Add  coatnictj  taken  iu  18J2,  new  or  renewed 

Gross  number  and  amount  of  contracts  on  foot  at  any  time  during  1892. 


Deductions  : 

Contracts  matured  in  1892 


Contracts  lapsed  ia  1892  . . . 
Contracts  cancelled  in  1892  . 


Add  to  a^)f)ve  deductions  the  aiu'tuntby  which  vari- 
ous certitioates  still  ou  fojt  wero  reduced  io  1891-2 


Total  deductions 

Net  contracts  on  foot  31st  December,  1892 


Number. 


24 

360 

1 


385 


385 


Amount. 


3t),500  00 

496,000  00 

2,000  00 


.'J34,500  00 


750  00 


535,250  00 


3,145 
3,172 


6,317 


385 


4,469,000  00 
4,431,000  00 
8,900,000  00 


635,250  00 
8.364.750  00 


0    16 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


III.  Funeral  Benefits. 
No  Funeral  Benefits  are  undertaken. 

IV.  Sick  Benefits. 

The  Grand  Council  undertakes  Sick  Benefits. 

One  hundred  and  thirty  four  members  received  Sick   Benefits  during  1892. 

The  total  amount  of  Sick  Benefits  paid  in  1892  was  $2,709.25. 

The  number  of  weeks'  sickness  experience  in  1892  was  541  6/7. 

Total  amount  of  cash  standing  to  the  credit  of  the  Sick  Benefit  Fund  at  31st 
December,  1892  was  $291.75. 

The  number  of  females  who  received  benefits  in  respect  of  sickness  during  1892  was 
23;  and  the  average  weeks  of  illness,  4.60. 

The  number  of  males  who  received  benefits  in  respect  of  sickness  during  1892  was 
111  ;  and  the  average  weeks  of  illness,  3.96. 

V.  Assets. 

Cash  on  deposit  to  Society's  credit,  not  drawn  against,  in  the  foJlowing  chartert-d 
banks  : 

Grand  Body. 

Bank  of  Hamilton,  Hamilton,   Ont.,  Relief  Fund $21,  l-'"^   77 

Sick  Benefit  Fund 29175 

General  Fund 827   17 

«'  "  Indemnity  Fund 152  45 

Dues  and  assessments  called  but  not  yet  payable,  estimated  at. 4.718  75 

Outstanding  accounts  due  from  Councils 467   97 

Supplies  in  stock 1.000  68 

Office  furniture.   ; 370  95 

Total  assets S28.96.H  49 

VI.  Liabilities. 

Grand  Eudy. 

Amount  of  claims  admitted  by  the  Society    $2,666  67 

All  other  liabilities  : 

Amounts  standing  to  the  credit  of  Councils    81    79 

Amount  due  Grand  Medical  Examiner 178   25 

Amount  sundry  accounts,  not  yet  in,  estimated 482   1 1 

Total  liabilities S3,408  82 


VIT.    Miscellaneous. 

No  actions  or  proceedings  were  instituted  or  prosecuted  against  the  Grand  Council 
or  members  of  the  Order. 

Assessments  are  made  for  purposes  of  life  insurance  certificates  monthly  and  are 
payable  on  the  last  day  of  each  month  without  notice  ;  twelve  of  such  assessmeiits  were 
made  during  1892. 

The  Society's  books  were  duly  audited  on  July  12th,  1892,  and  January  20th,  1893, 

C   16 


57  Victoria.  Sessional  Papers  (No.  )3).  A.  1894 


The  following  books  of  record  or  account  are  kept  for  purposes  of  insurance  certifi- 
cates or  benefits :  Relief  Fund  Certificate  Registers  B.  and  C.,  Sick  Benefits  Certificate 
Register  A.,  Register  of  Deaths,  Register  of  Disabilities,  Register  of  Sick  Benefit 
Claims,  three  Cash  Books  (one  for  each  fund),  Daily  Balance  Book,  Petty  Ledger, 
Ledger  B,,  Quarterly  Report  Book. 

The  names  and  post  office  addresses  of  the  Auditors  for  1892  were  as  follows  : — 

S.  Broadfoot,  Guelph,  Ont.,  R.  Butler,  London,  Out.,  Ohas.  Kister,  Chippewa,  Ont. 

No  changes  were  during  1892  made  in  the  organization  or  management  of  the 
Society  in  relation  to  insurance  certificates  or  benefits. 

Certain  changes  were  during  1892  made  in  the  Constitution  and  Liws  in  relation  to 
insurance  certificates  or  benefits,  and  a  copy  of  same  has  been  attached  to  this 
stratement. 

VIII.  Cash  Receipts. 
Cash  balance  from  1891  (not  extended) .$12,351   60 

Cash  received  duiing  1892  from  : — 

Assessments $47,153  90 

Per  capita  tax 3,952  40 

Supplies  sold 5,720  18 

Interest '666  95 

Total  receipts ^57,493  43 

IX.  Cash  Expenditure. 
Cash  paid  during  1892  for: — 

(a)  Expenses  of  Management. 

Expenses  of  Annual  Meeting. ^  1,132  45 

Grand  Medical  Examiner's  Fees  and  Postage 1,104  60 

Organization  j^ccount,  etc 473  35 

Law  Costs  and  Investigation  of  Claims 441   00 

Mileage  and  pf^r  diem  of  Executive  and  Com.  on  Laws    162   18 

Fees  for  Initial  Application  for  Registry 30  00 

Office  Furniture,    Typewriter,  etc 205   00 

Supplies  bought,  printing,  stationery,  circula'-s 2,788  73 

Travelling  expenses,  etc 223  54 

Rent  and  heat 240  00 

Salaries,  Officers'  and  Auditors'  Fees,  Clerical  Expenses 1,862  37 

Expenses  attending  Protest  Registry,    O.C.F 21    45 

Postage,  telegrams,  express,  exchange,  gas,  etc 632  64 

Premiums  for  guarantee  of  Grand  Officers  and  Insurance  on  supplies 55  00 

Fee  to  Canadian  Fraternal  Association 25  00 


Total  expenses  of  management $     9,397   31 

(i)   Miscellaneous. 

Life  Insurance  Claims $  35,333   33 

Sick  Benefits 2,709  25 


Total  expenditure ..g  47,439  89 

2  (IN.)  C  1  7 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


SUPREME  COURT  OF  THE  INDEPENDENT  ORDER  OF  FORESTERS. 

Annual  Statement  for  the  Year  Ending   31st  December,  1892. 

Head  Office,   72   Yonge  St.,  Toronto,  Ont. 


Organized  1st  July,  1881,  and  incorporated  in  Canada,  2nd  May,  1889. 
[Register  No.  63.  Renewal  Certificate  of  Registry,  No.  64.] 


The  Executive  Officers  of  the  Society  at  the  31st  day  of   December,    1892,   were  as 
follows  : 

Oronhytekha,  ISI.D.,  Supreme  Chief  Ranger Toronto,  Ont. 

Edward  Botterell,  Past  Supreme  Chief  Ranger Ottawa,  Ont. 

D.  D.  Aitken,  Supreme  Vice-Chief  Ranger Flint,  Mich. 

John  A.  McGillivray,  Q.C.,  Supreme  Secretary Toronto,  Ont. 

T.  G.  Davey,  Supreme  Treasurer London,  Ont. 

Thomas  Millman,  M.D.,  Supreme  Physician Toronto,  Ont. 

Hon.  W.  Wedderburn,  (Judge),  Supreme  Councillor ..  Hampton,  N.B. 

I.  Currency  of  Insurance  Certificates, 


Maturing. 

Subsequently 
to  1897. 

Total. 

Amount  covered  by  EndowTnent  Contracts  in  force  31st  December,  1892 

Amount  covered  by  contracts  other  than   for  Endowments  or  for  Sick  or 
Funeral  Benefits,  in  force  31st  December,  1892    . 

$759,000  00 

^759,000  00 
52,484,000  00 

Total,  31st  December,  1892 

§53,243,000  00 

1 

II.  Movement  of  Insurance  Certificates. 
(a)   Cont'^actsfor  Kn<lov;ment  c^  for  Benefits  in  the  nature  thereof. 




Number. 

Amount. 

Contracts  in  force  31st  December,  1891 

Add  contracts  taken  during  1892   new  or  renewed 

430 

114 

S        c, 
593,000  00 

166,000  00 

Gross  number  and  amount  of  contracts  on  foot  at  any  time  during,  1892 . . . 
Deductions- 

544 

759,000  00 

Net  contracts  on  foot  3)  st  December,  1892 

544 

795,000  00 

C  18 


67  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


(6)  Contracts  of  Insurance  other  than  Endowments,  Sick  Benefits  or  Funeral  Benefits. 




Number. 

Amount. 

Contracts  in  force  31st  December,  1891 

31,237 
13,802 

S        c. 
38,161,000  00 

17,323,000  00 

Add  contracts  taken  during  1892  new  or  rene\ 
Gross  number  and  amount  of  contracts  on  foo 

ved 

t  at  any  time  during,  1892 

45,039 

2,559 

55,484,000  00 

Deductions— 

Contracts  matured  in  1892 

Number. 

Amount. 

209 
2,350 

S        c. 
255,000  00 

2,745,000  00 

Contracts  lapsed  in  1892 

Contracts  surrendered  in  1892 

Contracts  cancelled  in  1892 

Total  deductions  extended . . 

2,559 

3,000,000  00 

3,000,000  00 

Net  contracts  on  foot  at  31st  December,  1892. 

42,480 

52,484,000  00 

III.  AND  IV.  Sick  and  Funeral  Benefits. 

Sick  and  Funeral  Benefits  are  undertaken  by  the  Supreme  Body. 
During  1892,  3,283  Sick  and  Funeral  Benefits  were  paid,  amounting  to  .$55,398  82 
Number  of  weeks'  sickness  experienced  in  1892,  12,387.5. 

Balance  standing  to  the   credit  of  Sick  and  Funeral  Benefit   Fund  at  31st  December, 
1892,  ^9,741.17. 

V.   Assets. 

Cash  value  of  mortgages $140,51 5  25 

"  "       bonds,  debentures,  securities  other  than  foregoing  195,175  83 

§335,691  08 

Actual  cash  on  hand,  other    than    in  Bank,  as    per 
Audit   Statement  at  31st  December,  1892  .... 

Held  by  Supreme  Secretary $4,274  03 

Treasurer •• 7,455  96     11,729  99 


Cash  on  Deposit  to  Society's  credit  (not  drawn  against)  in  Mol- 

sons  Bank,  Toronto 95,499  G7 

Cash  in  Post  Office  Savings  Bank 13,565  6 1 

Amount  of  interest  due  and  accrued 4,213  23 

"           rent  due 87  50 

"           balance  due  by  High  Courts 12,359  42 

"           supplies  in  stock  for  sale 6,036  18 

"           office  furniture  and  furnishings 4,000  00 

"           cash  deposited  with  British  Government 100,000  00 

*'           loan  to  Province  of  New  Brunswic'< 20,012  50 

"           loan  to  High  Courts 4,100  00 


271,604   10 


Total  assets 


C  19 


8607,295  18 


57  Vicioria.  Sessional  Papers  (No.  13).  A.  1894 


VI,  Liabilities. 

Amount  of  claims  admitted  by  the  Society $4,050  GO 

Total  liabilities = $4,050  00 

VII.  Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during 
1892,— None. 

Assesssments  are  made  for  pur[joses  of  life  insurance  or  Endowment  Certificates 
monthly. 

Twelve  such  assessments  were  made  during  1892,  each  being  payable  on  the  first  of 
every  month. 

The  Society  accounts  were  audited  in  the  months  of  March,  May,  August,  October 
and  December,  1892. 

The  following  books  of  record  and  account  are  kept  for  purposes  of  insurance  cer- 
tificates or  benefits  :  Cash  Book,  Ledgers,  Journal,  Membership  Registers,  Policy  Regis- 
ters, Mortuary  Registers,  Sick  and  Funeral  Benefit  Registers,  Mortgage  Ledger, 
Investment  Ledger,  Deposit  Record,  Surplus  Funds,  Permanent  Investments,  Medical 
Register,  Court  Ledgers. 

Names  and  Post  Office  addresses  of  the  auditors  for  1892  were  as  follows:  B.  W. 
Greer,  London,  Ont.  ;  Thomas  Lawless,  Toronto,  Ont. 

No  changes  were  during  1892  made  in  the  organization  or  management  of  the 
Society  in  relation  to  insurance  certificates  or  benefit.". 

No  changes  were  during  1892  made  in  the  Constitution  and  rules  in  relation  ta 
insurance  certificates  or  benefits. 

VIII.  Cash  Receipts, 

Cash  balance  from  1891  (not  extended) $404,919   42 

Cash  received,  during  1892,  from  ; — 

Initiation  fees $31,405  00 

Assessments 530,115  93 

Per  capita  tax  and  levies 17,715  75 

Supplies  sold 12,383  27 

Rent 161  75 

Interest  and  dividends 1 3,682  92 

All  other  sources,  Royalty  received  from  H.  C 240  00 

Total  receipts $605,704  62 


C  20 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


IX.  Cash  Expenditure. 

Cash  paid,  during  1892,  for  : — 

(a)  Expenses  of  Management. 

Law  costs $187  25 

Investigation  of  claims 149  30 

Travelling  Expenses 8,079   13 

Kent,  light,  heat  and  taxes 1,873  04 

Salaries,  officers'  and  auditors'  ft'es 17,093  00 

Printing,  stationery  and  advertising 9,672   20 

Postage,  telegrams  and  express 2,3^0  22 

Premiums  for  guarantee  of  lodge  officers 272  00 

Other  management  expenses,  salaries,  paid  clerks $  7,250  59 

Salaries  and  commissions  paid   organizers 10,570  36 

Premiums  paid  for  accident  insurance 372   45 

Sundry  office  expenses 294  20 

18,487   60 


Total  expenses  of  management $58,193    <4 

(b)  Miscellaneous  Payments  : 

Life  insurance  claims  other  than  endowments $285,350  00 

Sick  benefits  and  funeral  benefits 55,398  82 

Supplies  purchased  for  trading  purpose's 27,412  08 

Incorporation  and  license  fees 1,521   61 

Furniture,  Furnishings  and  repairs 1,319   18 

Fees  and  assessments  refunded 621   00 

Fraternal  congress  fees 219  bo 


Total  Expendituu- $^30,02 


6  19 


C  21 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


ODDFELLOWS'  RELIEF  ASSOCIATION. 

Annual  Statement  for  the  Year  ending  31st  December,  1892. 
Head  Office,  Oddfellows^  Hall,  Kingston,   Ont. 


Organized,  9th  May,  1874.       Incorporated,  16th  April,  1875. 
[Register,  No.  72.  Renewal  Certificate  of  Registry,  No.  73.] 


The  Executive  officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

Fife  Fowler,  M.D.,  President Kingston. 

John  P.  Mclver,  Vice-President Kingston. 

R.  Meek,  Secretary    Kingston. 

D.  Callaghan,  Treasurer Kingston. 

A.  H.  Blackaby,  Superintendent  of  Agencies   Gait. 

II.  Movement  in  Insurance  Certificates. 
(a)  Contracts  for  endowments  or  for  benefits  in  the  nature  thereof ......  None. 

(b)  Contracts  for  Insurunce  other  than  Endowments. 


Number. 

5,102 
1,083 

Amount. 

Contracts  in  force,  31st  December,  1891 

%         c. 
7,164,000  00 

Add  contracts  taken  during  1892,  new  or  rene\ 
Gross  number  and  amount  of  contracts  on  foo 

ved -. 

1,466,000  00 

b  at  any  time  during  1892  .... 

6,185 
250 

8,630,000  00. 

Number. 

Amount. 

Deductions  :— 

Contracts  matured  in  1892 

Contracts  lapsed  in  1892 

Contracts  surrendered  in  1892 

Contracts  cancelled  in  1892 

37 
128 
35 
50 

$         c. 

48,500  00 

165,500  00 

47,000  00 

80,000  00 

Add    to  above  deductions    the  amount  by 
which  various  certificates  still  on  foot  were 
reduced  during  1892 

341,000  00 
111,000  00 

Total  deductions  extended 

250 

452,000  00 

452,000  00 

Net  contracts  on  foot  at  31st  December,  1892. 

.5,935 

8,178,000  00 

C  22 


57  Victoria.  Sessional  Papers  (No,  13).  A.  1894 


III.    ^ND  IV.  Sick  and  Funeral  B^inefits. — None  given. 

V.  Assets. 

Cash  value  of  bonds,  debentures,  securities $25,000  00 

No  cash  is  held  over  ;  deposited  daily  as  received. 

Cash  on  deposit  to  Society's  credit  not  drawn  against  as  follows  : 

Bank  of  Montreal,  Kingston,  special  deposit 3,000  00 

Merchants'  Bank  of  Canada,        "  " 2,000  00 

Frontenac  Loan  and  Investment  Society,  current  account 2,627   73 

Dues  and  assessments  due  and  unpaid  on  certificates  in  force.  .      $1,239  88 

Dues  and  assessments  called,  but  not  yet  payable 9,747   58 

Gross  total  of  such  dues  and  assessments 10,987  46 

Less  cost  of  collection 612  75 

Net  value  extended $10,374  71 

10,374  71 

All  other  assets 326  80 

Total  assets S43,329  24 

VI.  Liabilities. 

Amount  of  claims  admitted  by  Society $2,500  00 

VII.  Miscellaneous. 

Action  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during 
1892  :  Subject  of  action— a  demand  for  benefits  payable  to  Mrs.  Jones,  or  her  legal  repre- 
sentatives, which  was  tried  in  the  H.  C.  J.,  Chancery  Division.  The  amount  claimed  was 
$1,000,  and  the  defence  was  that  Mrs.  Jones'  estate,  as  well  as  that  of  her  husband, 
should  be  administered  ;  that  letters  of  administration  in  his  case  did  not  cover  hers. 
Verdict  was  entered  for  plaintiff  by  consent ;  cost  of  case  being  paid  out  of  the  estate. 

Seven  assessments  were  made  during  the  year  1892,  as  follows:  15th  February,  1st 
April,  16th  May,  15th  July,  1st  September,  15th  October,  1st  December. 

The  books  and  accounts  were  audited  during  the  year. 

Registers  are  kept  as  follows :  Register  of  membership,  register  of  members' 
accounts,  register  of  the  dead,  register  of  suspensions,  withdrawals,  etc.,  register  of  can- 
cellations and  reductions,  register  of  claims  and  payments. 

Names  and  post  oifice  addresses  of  the  auditors  for  1892  :  T.  H.  Sargent  and  A.  T. 
Smith,  Kingston,  for  July  term  ;  A.  T.  Smith  and  John  Nicolle,  Kingston,  for  January 
term. 

No  change  was  made  in  the  management  or  system  during  1892. 

Certain  changes  were  made  during  1892  in  the  constitution  and  rules  in  relation  to 
insurance  certificates  or  benefits,  and  a  copy  of  the  same  is  incorporated  with  the  annual 
statement. 

VIII.  Cash  Receipts. 

Cash  received  during  1892  from  : 

Application  fees $2,791  50 

Assessments 63,786  37 

Interest  and  dividends 1,163  52 

All  other  sources   2,937  50 

Total  cash  receipts $70,678  89 

C  23 


57  Victoria.  Sessional  Papers  (No.  13).  A.   1894 


IX.  Cash  Expenditure. 

Oash  paid  during  1892  for  : 

(a)  Expenses  of  Managemerd. 

Commission ^5, 1 38  4.5 

Law  costs   42  25 

Fuel  and  light 20  30 

Travelling  expenses — supeiintendent  of  agencies 8C0  00 

Kent 189  14 

Salaries,  officers'   an  '   auditors'  fees    3,172  50 

Printing,  stationery  and  advertising 757  07 

Postage,  telegrams  and  express 481  93 

Premiums  for  guarantee  of  lodge  officers 25  00 

Other  management  expenses  detailed  in  memo.  . .    959  62 

Total  expenses  of  management $11. 586  26 

(Vj)  Miscellaneous  Expenditure. 

Life  insurance  claims  other  than  endowment $55,600  00 

Expenditure  other  than  the  foregoing    171  33 

Total  expenditure     $67,357  59 


C  24 


57  Victoria. 


Sessional  Papers  (No.  IS). 


A.  1894 


ORDER  OF  CANADIAN  HOME  CIRCLES. 

Annual  Statement  for  the  Year  Ending  31st  December,    1892. 
Head  Office  {King  Street  East),   Toronto. 


Organized  14th  November,  1884,  incorporated  in  Ontario  28th  October,  1885. 
[Register  No.  59.  Renewal  Certificate  of  Registry,  No.  60.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,   1892,  were  as  follows : 

Rev.  John  Kay,  Supreme  Leader Dundas. 

W.  H.  Goodwin,         "       Vice-Leader Kingston. 

A.  J.  Pattison,  "       Secretary...      Toronto. 

D.  R.  Foster  "       Treasurer .  .  Waterford. 

I.  Currency  of  Insurance  Certificates. 

Maturing  Subse- 
quent to  1897.  Total. 
Amount  covered  by  endowment  contracts   in  force   31st 

December,   1892 $6,637,000  GO    $6,637,000  00 

Amount  covered  by  contracts  other  than  endosvment,  or 

for  sick  or  funeral  benefits,  in  force  Slst  Dec'r,  1892  6,637,000  00 

Total,  31st  December,  1892 $13,274,000  00 

11.  Movement  in  Insurance  Certificates. 

(a)  Contracts  Jor  Endovjments  or  for  benefits  in  the  nattire  thereof. 




Number. 

Amount. 

6,626 
1,047 

$        c. 
5,961,500  00 

927,000  00 

Add  contracts  taken  during  1892,  new  or  rene 
Gross  number  and  amount  of  contracts  on  foo 

wed 

t  at  any  time  during  1892 

7,673 

6,888,500  00 

Deductions  : 
Contracts  lapsed  in  1892 

Number. 

244 
45 

Amouqt. 

$        c. 
210,500  00 

41,00  00 

"       cancelled  in  1892 

Total  deductions  extended 

289 

251,500  00 

289 

251,500  00 

Net  endowment  contracts  on  foot  at  Slst  De- 
cember, 1892  

7,384 

6,637,000  00 

C  25 


57  Victoria. 


Sessional  Papers  (No.  1 3). 


A.  1894 


(b)   Contracts  for  Insurance  other  than  Endowments,   Sick  Benefits  or  Funeral  Benefits. 


Number. 

Amount. 

Contracts  in  force  31st  December,  1891 

6,626 
1,047 

$        c. 
5,961,500  00 

927,000  00 

Add  contracts  taken  during  1892,  new  or  renei 
Gross  number  and  amount  of  contracts  on  foot 

ived 

at  any   time  during  1892 

7,673 

6,888,500  00 

Number. 

Amount. 

Deductions : 
Contracts  matured  in  1892 

45 
244 

S        c. 
41,000,  00 

210,500,  00 

"        lapsed  in  1892 

Total  deductions  extended 

289 

251,500  00 

289 

251,500  OO 

Net  contracts  on  foot  at  31st  December,  1892. 

7,384 

6,637,000  OO 

III.  Funeral  Benefits. 
The  Order  has  no  Funeral  Benefit  Department. 

IV.  Sick  Benefits. 

Sick  Benefits  are  undertaken  by  the  Supreme  Body. 

Number  of  members  who  received  sick  benefits  during  1892,  226. 

Amount  of  benefits  paid  to  sick  members,  $3,582.00. 

Number  of  weeks'  sickness  experienced  in  1892,  909. 

Total  amount  of  cash  to  credit  of  fund  31st  December,  1892,  $125. 

V.  Assets. 

Cash  on  deposit  to  Society's  credit  in  Dominion  Bank,  Toronto $21,147  75 

Dues  and  assessments  called  but  not  yet  payable 9,000  00 

All  other  assets 4,543  59 

Totals  assets $34,691  34 

VI.  Liabilities. 

Amount  of  supposed  or  reported  claims $1,000  00 

Other  liabilities 3,517  67 

Total  liabilities , $4,517  67 

C  26 


i 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


VII.  Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during 
1892.— None. 

Assecsments  are  made  monthly,  unless  waived. 

Ten  assestments  were  made  during  1892,  each  being  payable  30  days  from  the  1st 
of  each  month. 

The  Society's  accounts  were  audited  in  January,  1893. 

The  books  of  record  kept  for  purposes  of  insurance  certificates  are,  register  of  certi- 
cates  issued,  register  of  lodge  membership,  ledgers,  etc. 

Names  and  addresses  of  the  auditors  for  1892  were  as  follows  :  Ohas.  Arnoldi, 
Edison  General  Electric  Co.,  Toronto  ;  Wm.  Wilkinson,  M.A.,  Brantford. 

The  changes  made  in  the  constitution  were  :  Allowing  ladies  from  $1,000  to  $3,000 
insurance,  which  was  formerly  restricted  to  $1,000  ;  assessment  as  a  fund  to  meet  life 
expectancy  claim.  Other  changes  as  directed  by  the  Registrar  to  harmonize  with  Insur- 
ance Act. 

VIII,  Cash  Receipts. 

Cash  balance  from  1891  (not  extended) $16,166   13 

Cash  received  during  1892  from  : 

Assessments 

Per  capita  tax  and  levies ; 

Fines 

Charter  fees 

Supplies  sold 

Interest  and  dividends 

All  other  sources 


$91,904  36 

8,195 

52 

5 

60 

60 

00 

498 

25 

165 

02 

2,954 

93 

Total  receipts $103,783  68 

IX.  Cash  Expenditure. 

Cash  paid  during  1892,  for: 

(a)  Expenses  of  Management  : 

Commission  on  membership • $170  75 

Law  costs 152  50 

Fuel  and  light 93  59 

Supplies  bought 656  15 

Rent 250  00 

Salaries,  officers' 2,361  00 

Postage,  telegrams  and  express 790  41 

Other  management  expenses  detailed  in  memo 7,565  66 


Total  expenses  of  management $1 2,040  06 

(b)  Miscellaneous  Expenditure  : 

Life  insurance  claims  other  than  endowments 82,820  GO 

Total  disability  benefits 360  00 

Sick  benefits 3,582  00 

Grand  totals $98,802  06 

C  27 


57  Victoria. 


Sessional  Papers  (No.  1^^). 


A.  1894 


CANADIAN  ORDER  OF  FORESTERS. 

Annual  Statement  for  Year  ending  31st  December,  1892. 

Head  Office,  4^  George  Street,   Branfford,   Onf. 


Organized,  25th  November,  1879,  and  Incorporated  in  Ontario,  1st  December,  1879. 
[Register  No.  101.  Renewal  Certificate  of  Registry,  No.  102.] 


The  Executive  officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

Edward  Towe,  High  Chief  Ranger London,  Ont. 

H.  Gummer,  High  Vice  Chief  Ranger Guelph,  Ont. 

Thos.  White,  High  Secretary Braniford,  Ont. 

Robert  Elliot,         ^  /  Wingbam,  Ont. 

0.  E.  Britton,  I  Elected  Members  J  Gananoque,  Ont. 

H.  D.  Henderson,  C  j  W  hitechurch,  Ont. 

F.  J.  Jameson,        j                                                                ( Peterborough,  Ont. 
John  Neelands,  High  Treasurer Wingham,  Ont. 

I.  Currency  of  Insurance  Certificates. 

Amounts  covered  by  contracts  other  than  for  endowments  or  for  sick 

or  funeral  benefits .$15,117,000  00 

II. — Movement  in  Insurance  Certificates. 
(b)  Contracts  of  Insurance  ether  than  Endowment,  Sick  Benefits,  or  Funeral  Benefits. 


Number. 

12,565 
3,468 

S            c. 

12,646.000  00 

3,565,000  00 

Add  contracts  taken  during  1892,  new  or  renewed 

during  1892  . . 

Gross  number  and  amount  of  contracts  on  foot  at  any   time 

16,033 
1,093 

16,211,000  00 

Nvimber. 

Amount. 

Deductions  :— 

Contracts  matured  in  1892 

Contracts  lapsed  in  1892 

85 
1,008 

S         c. 

86,000  00 

1,008,000  00 

Total  deductions  extended 

1,093 

1,094,000  00 

1,094,000  00 

Net  contracts  on  foot  31st  December,  1892  . 

14,940 

15,117,000  00 

C  28 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


111.  Funeral  Benefits. 

The  funeral  benefits  are  undertaken  by  the  subordinate  courts,  and  the  total   mem- 
bership of  those  bodies  wis,  at  the  3 1st  December,  1892,  14,940. 
Eighty-five  members  of  the  Society  died  during  1892. 
The  total  amount  of  funeral  benefits  paid  in  1892  was  $1,836.92. 

The  total  amount  of  cash  standing  to  the   credit  of   the   Sick  and   Funeral   Benefit 
Fund  at  31st  December,  1892,  was  850,094.70. 

IV.  Sick  Benefits. 

The  sick  benefits  are  undertaken  by  the  subordinate  courts. 

The  total  amount  of  sick  benefits  paid  in  1892  was  $21,650.25. 

The  total  amount  of  cash  standing  to  the  credit  of  the   Sick   and  Funeral   Benefit 
Fund  at  31st  December,  1892,  was  $50,094.70. 

V.  Assets. 


Cash  value  of  bonds,  debentures  and  other  securities. 


Actual  cash  on  hand  as  per  audit  statement,  3lst  December,  1892 

(Cash  mentioned  in  above  item  is  held  by  treasurers  and  trustees  of 
subordinate  lodges.) 

Cash  on  deposit  to   Society's  credit  not  drawn  against   in   the   following 
chartered  banlcs  : 


Hamilton  Bank,  Wingham 

Standard  Bank,  Brantford    

Toronto  Bank,  Gananoque     

Molson's  Bank,  Winnipeg 

All  other  assets  held  by  subordinate  courts. 


Total  atsets 


High  Court. 


!i5        c. 
140,000  00 


33,920  90 
10,000  00 
10,000  00 
31,363  75 


225,284  65 


Subordinate 
Bodies. 


$        c. 


50,094  70 


28,657  05 


78,751  75 


VI.  Liabilities. — None. 


VJI.  Miscellaneous. 

An  action  was  taken,  H.  C.  J.,  in  Smith  v.  CO  F.,  to  recover  amount  of  endowment, 
$1,000  ;  defence  of  Society  :  "  Admission  obtained  through  fraud."  Judgment  was  given 
against  the  Society,  and  the  amount  was  duly  paid. 

Payments  for  purposes  of  insurance  or  endowment  certificates  are  made  monthly, 
and  are  due  on  the  last  day  of  each  month.  There  were  twelve  such  payments  made  in 
1892. 

C  29 


57  Victoria. 


Sessional  Papers  (No.  18). 


A.  1894 


The  Society's  accounts  were,  during  1892,  audited  quarterly,  in  the  months  of 
February,  May,  August  and  December. 

The  following  books  of  record  or  account  are  kept  for  purposes  of  insurance  certifi- 
cates or  benefits  :  Day  Book,  Cash  Book,  Record  Book,  Certificate  Register,  Endowment 
Insurance  Ledger,  General  Ledger,  Monthly  Return  Books,  Semi-annual  Return 
Books,  etc. 

Names  and  post  office  addresses  of  the  auditors  for  1892  were  as  follows  :  Thomas 
W.  Gibson,  Parliament  Buildings,  Toronto,  Ont.  ;  Robert  Elliott,  571  Dundas  Street., 
London,  Ont.  ^ 

Certain  changes  were,  during  1892,  made  in  the  constitution  in  relation  to  insur- 
ance certificates  or  benefits,  and  a  copy  of  the  same  is  incorporated  with  the  annual 
statement. 


VIII.  Cash  Receipts. 
Cash  balance  from  1891  (not  extended) 


$229,030  73 


High  Court. 

District 
High  Court. 

Subordinate 

Bodies. 

Cash  received  during  1892  from  : 

Application  and  initiation  fees 

$        c. 

$        c. 

%        c. 
7,965  61 

Dues 

53,584  87 

Assessnaents 

119,348  76 
12,788  63 

1,100  00 

Per  capita  tax  and  levies 

Fines . . , 

22  25 

Degrees  and  cards  

113  25 

1,870  00 
2,233  38 
7,994  30 

775  13 

650  00 

Supplies  sold 

Interest  and  dividends 

All  other  sources,  medical  examination  fees,  changes  in 
certificates . .    

Total  receipts 

145,010  20 

1,750  00 

61,685  98 

C  30 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


IX.  Cash  Expenditure. 


Cash  paid  during  1892  for  : 

(a)  Expenses  of  Management. 

Charter  fees 

Commission      

Law  costs  (including  solicitor's  fees)  

Supplies  bought  (including  seals)' 

Travelling  expenses 

Rent,  light,  heat  and  office  furnishings 

Salaries,  oflBcers'  and  auditors'  fees  (including  clerks) .....   . . 

Printing,  stationery  and  advertising  (including  official  paper, 
Canadian  Forester)  ....    

Postage,  telegrams,  express,  telephone  and  freight 

Premiums  for  guarantee  of  High  Court  officers 


Total  expenses  of  management. 


(b)  Miscellaneous  Expenditure. 
Life  insurance  claims  other  than  endowments 

Funeral  benefits 

Sick  benefits 


High  Court. 


Expenditure  other  than  foregoing :  Fire  premiums,  badge 
cases  for  officers,  prize  competition,  District  H.C.,  Mani- 
toba delegates,  grants  to  hospitals    


Current  expenses  of  subordinate  courts. 
Medical  aid 


Total  expenditure. . , 


2,989  87 
504  36 

1,666  02 

1,005  96 
349  80 

5,664  17 

3,514  29 

691  28 

75  00 


16,460  75 


85,387  83 


747  15 


102,595  73 


Subordinate 
Bodies. 


2,520  00 


2,520  00 


1,836  92 
21,650  25 


24,503  52 
9,242  18 


59,752  87 


C  31 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.   1894 


ANCIENT  ORDER  OF  UNITED  WORKMEN. 

Annual  Statement  for  the  Year  Ending  31st  December,  1892. 
Head  Office,  St.    Thomas,    Ont. 


Organized  18th  February,  1879,  and  Incorporated  in  Ontario  11th  August,  1879. 
Register,  No.  65.  Renewal  Oertificdte  of  Registry,  No.  65.] 


The  Executive  OiBcers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

F.  G.  Inwood,  Grand  Master  Workman Toronto,  Ont. 

M.  D.  Carder,  Grand  Recorder St.  Thomas,  Ont. 


I.   Currency  of  Insurance  Certificates, — No  information. 
n.   Movement  in  Insurance  Certificates. 
(a)  Contracts  for  endowment  or  benefits  in  the  nature  thereof. — None. 
(b)   Contracts  for  Insurance  other  than  Edowments,  Sick  Ben''Jits  or  Funeral  Benefits. 


Number. 

Amount. 

Number  of  contracts  ia  force  3lst  December,  1891 

24,743 

3,852 

$      c. 

Number  of  contracts  taken  during  1882,  new  or  renewec 

1 

Gross  number  contracts  in  force  at  any  time  in  1892. . . 

28,595 
1,942 

Number. 

Amount. 

Deductions  :  — 

194 

534 

1,214 

388,000  00 
1,068,000  00 
2,428,000  00 

Contracts  lapsed  in  1892 

Contracts  surrendered  in  1892* 

Total  deductions  extended.               

1,942 

3,884,000  00 

3,884,000  00 

Net  contracts  in  force  31st  December,  1892 

26,653 

53,306,000  00 

*  Withdrawn  to  form  Grand  Lodge. 


C  32 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

III.  Funeral  Benefits. — None. 
IV.  Sick  Benefits. — None. 

V.  Assets. 

Cash  on  deposit  to  Society's  credit,  not  drawn  against,  in  the  following  chartered 
banks : 

Imperial  Bank,  St.  Thomas,  Beneficiary  Fund $13,276  00 

General            "  8,153.64 

"                     "             Relief               "  1,46 1  00 

"                     "             Hickcox           "  406  40 

$23,297.04 

All  other  assets,  blank  bocks,  etc $833  34 

Office  furniture,  etc.  ...     690  60 

Subordinate  lodges  (for  supplies) 2,288  46 

3,812  40 

Total  assets $27,109  44 

VI.  Liabilities. 
Amount  of  claims  supposed  or  reported $11,800  00 

VII.  Miscellaneous. 

Actions  or  proceeding  instituted  or  prosecuted  by  or  against  the  Society  during 
1892— None. 

Assessments  are  made  for  purposes  of  life  insurance  certificates  monthly,  and  then 
only  when  Benefit  Fund  is  reduced  below  $2,000. 

Sixteen  such  assessments  were  made  in  1892,  each  being  payable  on  or  before  the 
28th  of  the  month  for  which  levied. 

The  Society's  accounts  were  audited  monthly  during  1892. 

Registers  are  kept  for  pur|)Oses  of  insurance  certificates  or  benefits. 

Names  and  post  office  addresses  of  the  auditors  for  1892  were  as  follows  :  M.  D. 
Dawson,  London,  Ont.  ;  Thomas  0.  Irving,  Toronto,  Ont.  ;   H.  B   Taylor,  Whitby,  Ont. 

Certain  changes  were  during  1892  made  in  the  constitution  and  rules  in  relation 
to  insurance  certificates  and  benefits,  and  a  capy  of  the  same  is  incorporated  with  the 
annual  statement. 

VIII.  Oash  Receipts. 

Cash  received  during  1892  from  : 

Application  fees $4,427   50 

Assessments   412,365  40 

Per  capita  tax  and  levies : 15,51 7  96 

Changing  certificates,  etc 233  00 

Charter  fees 3,600  00 

Supplies  sold 5,786  04 

Interest  and  dividends 1,154  32 

Relief  Fund,  call  No.  13 1,461   00 

Hickcox  Fund 406  4C 

R.  M.  M.  Patton,  estate  (refund  loan) 637   50 

Relief  call  No.  1 1,  included  in  amount  transferred 14  00 

Total  receipts $445,603  12 

3  (IN.)  C  33 


57  Victoria  Sessional  Papers  (No.  l:i).  A.  1894 


Oash  paid  during  1892  for  : 


IX.  Cash  Expenditure. 


(a)  Expenses  of  Jfanagement. 


Expense  annual  meeting  Grand  Lodge 89,703   1  3 

"         Fraternal  Association 5-1  78 

Commission  paid  for  organizing  lodges 2,850  00 

Law  costs 359  88 

Registration  fee 33  00 

Office  furniture 84  50 

Per  capita  tax  Supreme  Lodge 2.474  30 

Blank  books,  etc 5,268  21 

Trdvelling  expenses  District  Deputy  Grand  Masters   997   39 

Rent,  light,  insurance  and  telephone .  .  283  00 

Salaries,  officers'  and  auditors',  fees,  committee,  etc 5,778  51 

Printing,  stationery,  advertising  and  jewels 872   15 

Postage,  telegrams,  express  and  duty 1.548   11 

Premiums  guarantee  lodge  officers 120  00 

Loan  for  benefit  of  Patton  family 62  50 

Refunded  application  fees 6  25 

Assessments  H.  B.  Hickcox,  Founder  of  Order 13  00 

Total  expenses  of  management 830,508  71 

(b)  Miscellaneous  Expenditure.- 

Life  insurance  claims  paid 384,200  CO 

Paid  relief  to  overburdened  jurisdictions 15,915   25 

R,elief  call  No.  11  (transferred).  .  .    14  00 

Total  expenditure 8430,637  96 


C  84 


57  Victoria 


Sessional  Papers  (No   13). 


A.  1894 


SONS  OF  SCOTLAND  BENEVOLENT  SOCIETY. 

Annual  Statement  for  the  Year  ending  31st  December,  1892. 

Head  Cffice,   Toronto. 


Organized,  27th  June,  1876  ;    incorporated  in  Ontario,  8th  April,  1880. 
[Register  No.  60.  Renewal  Certificate  of  Registry  No.  61.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

David  McCrae,  Grand  Chief   Guelph. 

H.  M.  Henderson,  "     Chieftain Hamilton. 

Alex.  Hay,  "     Treasurer    Toronto. 

Wm.  Banks,  "     Secretary     Toronto. 

I.  Currency  of  Insurance  Certificates. — No  information. 

11.     Movement  in  Insurance  Certificates. 

(a)  Contracts  for  endowment  or  for  benefits  in  the  nature  thereof No  information. 

(b)  Contracts  for  Insurance  other  than  Endoit'ments,  Sick  Benefits  or  Funeral  Benefits  : 


* 

Number. 

Amount. 

Contracts  ia  force  Slst  December,  1891,  about  

Add  contracts  taken  during  1892,  new  and  renewed,  about   . . 

ring  1892  .... 

2,200 
1,750 

S        c. 

Gross  number  and  amount  of  contracts  on  foot  at  any  time  di. 

3,950 
135 

3,029,500  00 

Number. 

Amount. 

Deductions : 

Contracts  matured  in  1892 

lapsed  in  1892,  about 

15 
120 

$        c. 
9,500  00 

100,000  00 

Total  deductions  extended 

13.5 

109,500  00 

109  500  00 

Net  contracts  on  foot  31st  December,  1892  ,  . . 

3,820 

2,920,000  00 

C8r 


57  Victoria.  Sessional  Papers  (No.  13).       .  A.  1894 


in.  Funeral  Benefits. 

Funeral  benefits  are  undertaken  by  the  Grand  Camp,  and  the  total  membership  at 
31st  December,  1892,  was  3,820. 

Fifteen  members  died  in  1892. 

Total  amount  of  funeral  benefits  paid  in  1892,  $9,500. 

Amount  of  cash  standing  to  credit  of  Funeral  Benefit  Fund  at  31st  December,  1892,. 
$1,376.50. 

IV.  Sick  Benefits. 

Sick  benefits  are  paid  by  subordinate  camps  only^  and  pending  the  next  annual  meet- 
ing sick  benefits  are  virtually  in  abeyance,  so  far  as  the  Grand  Camp  is  concerned. 

V.  Assets. 

Actual  cash  on  hand,  held  by  Grand  Secretary  (under  bonds)  at  31st  Decem- 
ber, 1892 81,411  o3 

Cash  on  deposit  in  Dominion  Bank,  Toronto 1, 1 86   11 

Dues  and  assessments  due  and  unpaid  on  certificates  in  force,  about 2,515  00 

All  other  assets 752  50 


Total  assets , $5,865  14 

VI.  Liabilities. 

Amount  of  claims  admitted  by  society $2,000  00 

All  other  liabilities 2,093  13 


Total  liabilities $4,093  13 


VII.    Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  Society  during  1892  : 
Jack  vs.  Sons  of  Scotland  Society.  Action  to  ascertain  who  was  entitled  to  the  benefit 
money;  tried  in  High  Court,  the  amount  claimed  being  $1,000.  The  defence  askf^d  for  a 
decision  as  to  which  of  several  claimants  werr^  entitled  to  the  money.  The  Court  ordered 
the  money  to  be  paid  to  t^v-o  of  the  claimants.  Faulkner  vs.  Banks  (Grand  Secretary). 
Subject  of  action,  contract ;  amount  claimed,  $100.  The  defence  was  no  contract,  and 
judgment  was  for  defendant.  Faulkner  vs.  Sons  of  Scotland  Society.  Subject  of  action, 
for  a  certificate  and  damages  ;  amount  claimed,  $1,000.  The  defence,  misrepresentation. 
Action  still  pending. 

Assessments  are  made  for  purposes  of  life  insurance  certificates  as  may  be  necessary. 
Five  assessments  were  made  during  1892,  payable  on  31st  January,  28th  March,  17th 
July  and  two  on  6th  October. 

The  society  accounts  were  audied  monthly  during  1892.  The  books  of  record  or 
account  kept  for  purposes  of  insurance  certificates  or  benefits  : — A  register  of  the  certifi- 
cates issued  to  each  subordinate  camp,  but  kept  at  head  office. 

The  names  and  post  office  addresses  of  the  auditors  of  accounts  for  1892  were  :  J.  TV. 
Grant,  111  Augu.sta  Avenue,  Toronto;  L.  McCorkindale,  Toronto,  and  Geo.  Banks,  111 
Hamilton  Street,  Toronto. 

The  only  change  made  during  1892  in  the  constitution  in  relation  to  insurance  cer- 
tificates or  benefits,  was  that  10  per  cent,  of  all  payments  for  insurance  is  now  set  aside 
for  a  reserve  fund. 

C36 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


VIII.  Cash  Receipts. 

Cash  balances  from  1891  (not  extended)     8844   16 

Assessments 810,184  00 

Per  capita  tax   1,364  75 

Charter  fees 3,336  50 

Supplies  sold 1,103  77 

All  other  sources 32  05 

Total  cash  receipts    816,021  07 


IX.  Cash  Expenditures. 
Cash  paid  during  1892  for: 

(a)  Expenses  of  Management. 

Charter  fees  (allowed  for  opening  new  camps) 82,221  50 

Supplies  bought 249  25 

Travelling  expenses  (including  delegates  to  Grand  Camp)   1,426  45 

Salaries,  officers'  and  auditors'  fees       320  00 

Printing,  stationery  and  advertising 112  80 

Postage,  telegrams  and  express    318  94 

Premiums  for  guarantee  of  lodge  officers 12  50 

Other  management  expenses  detailed  in  memo 106  15 

Total  expenses  of  management    84,767  59 

(b)  Miscellaneous  Expenditure. 

Life  insurance  claims  other  than  endowment     9,500  00 


Grand  total  expenditure 814,267  59 


C  3/ 


57  Victoria. 


Sessional  Papers  (No.  Hi). 


A.  1894 


COMMERCIAL  TRAVELLERS'  MUTUAL  BENEFIT  SOCIETY  OF  WESTERN 

ONTARIO. 

Annual    Statement    for    the    Year    ending    31st    December,    1892. 
Head  Office,  Masonic  Temple,  Richmond  Street,  London,  Ontario. 


Organized  3rd  October,  1885  ;  incorporated  4th  November,  1885. 
[Register  No.  69.  Renewal  Certificate  of  Registiy,  No.  70.] 


The  Executive  Oificers  of  the  Society  at  the  31st  December,  1892,  were  as  follows : 

George  M.  Anderson,  President London. 

Alfred  Robinson,   Secretary London. 

William  J.  Craig,  Treasurer  . ' London. 

I.  Currency  of  Insurance  Certificates. 

Amount  covered  by  endowment  contracts None. 

Amount  covered  by  contracts  other  than  for  endowments  or  for  sick  or 

funeral  benefits  in  force  31st  December,  1892 1608,400  00 

II.  Movements  in  Insurance  Certificates. 

{a)  Contracts  for  endowments  or  for  benefits  in  the  nature  thereof      None. 

(b)  Contracts  for  insurance  other  than  Endowments,  Sick  Benefits  or  Funeral  Benefits: 


Number. 

Amount. 

Contracts  in  force  31st  December  1891          

706 
140 

S        c. 
494,200  00 

Add  contracts  taken  during  1892,  new  or  renewed    

105,000  00 

Total 

846 

599,200  00 
58,840  00 

Increased  insurance  taken   

ring  i892 

Gross  number  and  amount  of  contracts  on  foot  at  any  time  du 

846 
66 

o58,040  00 

Number. 

Amount. 

Deductions  : 

Contracts  matured  in  1892  

9 

57 

S        c. 
6,890  00 

42,750  00 

"          lapsed 

Total  deductions 

66 

49,640  00 

49,64C  00 

Net  contracts  on  foot  31st  December,  1892  . . . 

780 

608,400  00 

C38 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


III  AND  IV.  Funeral  and  Sick  Benefits. — None. 

V.  Assets. 

Bonds,  debentures,  securities 82,900  00 

Gash   on   deposit   to   Society's   ci-edit,   not  drawn  against,  in  the  following 
chartered  banks  : 

Huron  and  Erie  Savings  and  Loan  Co.,  London    102  82 

Dominion  Savings  and  Investment  Society,  London 1,4:63  82 

Total  assets   .^4,466  64 

VI.  Liabilities. — None. 

VII.  Miscellaneous. 

No  actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during 
1892. 

Assessments  were  made  every  two  months  and  were  payable  on  the  31st  of  the 
months  in  which  they  were  levied. 

The  books  of  the  Society  were  audited  twice  during  1892,  viz.  :  18th  November 
and  30th  June. 

The  books  kept  for  purposes  of  insurance  certificates  or  benefits  are  register,  cash 
book,  receipt  book  and  ledt^er. 

The  name  and  post  office  address  of  the  auditor  for  1892  was  as  follows :  George  F. 
Jewell,  F.C.A.,  London,  Ont. 

No  changes  were  made  in  the  organizition  or  management  of  the  Society  during 
1892. 

Gertain  changes  were  made  during  1892  in  the  constitution  and  laws  in  relation  to 
insurance  certificates  or  benefits,  and  a  copy  of  same  has  been  filed  with  this  statement. 

VIII.  Cash  Receipts. 

Cash  balances  from  1891  (not  extended)    $1,528  69 

Application  fees    '. $  1 20  00 

Dues 799  00 

Assessments ' 6,718   14 

Interest  and  dividends 263   23 

Total  cash  receipts ... $7,900  37 

IX.  Cash  Expenditure. 

(a)  Expenses  o/  Management, 

Law  costs $     41   37 

Rent,  light,  heat  and  taxes 25  00 

Salaries,  officers'  and  auditors' fees 575  00 

Printing,  stationery  and  advertising 131   73 

Postage,  telegrams  and  express   189   32 

Premium  for  guarantee  of  lodge  officers 10  00 

Total  expenses  of  management    $  972  42 

(b)   Miscellaneous  Expenditure. 
Life  insurance  claims  other  than  endowment 6,890  00 

Grand  total  expenditure $7,862  42 

C89 


57  Victoria. 


Sessional  Papers  (No.  13' 


A. 1894 


SUPREME  COUNCIL  OF  THE  EOYAL  ARCANUM 

Annual  Statement  for  the  year  ending  31st  December,  1892 
Head  Office,  Jf^07  Shawmut  Avenue,  Boston,  Mass. 

Chief  agent  and  Attorney  for  Ontario,  Daniel  F.  MacWatt,  Barrie. 


Organized  23rd  June,  1877.     Incorporated  in  Massachusaetts,  oth  November,  1877. 
[Pvegister  No.  77.  Renewal  Certificate  of  Registry,  No.  78] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  lollows  : — 

H.  H.  C.  Miller,  Supreme  Regent Chicago,  111. 

W.  O.  Robson,  "  Secretary Boston,  Mass. 

E.  A.  Skinner,  "         Treasurer Westfield,  N.  Y. 

I.  Currency  of  Insurance  Certificates. 

Amounts  covered  by  contracts  other  than  for  endowments,  or  for  sick  or 

funeral  benefits,  in  force  31st  December,  1892 $401,083,500  00 

II.  Movement  in  Insurance  Certificates. 

(a)  Contracts  for  endowment  or  for  benefits  in  the  nature  thereof None. 

(b)  Contracts  for  Insurance  other  than  Endowments,  Sick  Benefits  or  Funeral  Benefits 


Number. 

Amount. 

J 

Contracts  in  force  31  st  December,  1891 

124,766 
17,293 

S      c. 
365,778,000  00 

49,360,500  00 

Add  contracts  taken  during  1892,  new  or  renei 
Gross  number  and  amount  of  contracts  on  fool 

ived      ....    . 

at  any  time  during  1892 

142,059 

415,138,500  00 

Number 

Amount. 

Deductions  : 

Contracts  matured  in  1892 

1,141 

3,63.5 

91 

3 

S      c. 

3,349,500  00 

10,435,.500  00 

261,000  00 

9,000  00 

"         lapsed  in  1892 

"          surrendered  in  1892    

"          cancelled  in  1892 

otal  deductions  extended 

4,870 

14,055,000  00 

4,870 

14,055,000  CO 

Net  contracts  on  foot  at  31st  December,  1892. 

137,189 

401,083,500  00 

I  [I.  AND  IV.  Funeral  and  Sick  Benefits  — None  undertaken  by  Supreme  Council. 

G  40 


57  V^ictoria.  Sessional  Papers  (No.  13).  A.  1804 


V.  Assets. 

Cash  value  of  real  estate,  less  encumbrances $59,049   18 

Actual  cash  on  hand,  as  per  auditors'  statement,  at  31st  December,  1892.  .  9   38 
Cash  on  deposit  to  Society's  credit,  not  drawn  against,  in  the  following 
banks : 

First  National  Bank,  New  York 14,112  92 

Merchants'  National  Bank,  New  York 9,008  70 

National  Bank  of  the  Republic,  New  York 11,617  63 

Garfield  National  Bank,  New  York    11,365   17 

Corn  Exchange  Bank,  New  York 15,140  05 

National  Bank  of  the  Commonwealth,  Boston 18,466  90 

National  Bank  of  the  Republic,  Boston 13  503  60 

Commercial  National  Bank,  Chicago 18,368  28 

The  Bankers'  National  Bank,  Chicago 19,954  60 

National  Bank  of  Commerce,  St.  Louis 18,951    73 

National  Bank  of  Westfield,  New  York     8,507  88 

Central  National  Bank  of  Philadelphia 18,900  51 

Commercial  National  Bank,  Deti'oit    19,757  86 

Bank  of  Toronto,  Tor-^nto  Ont 5,994  95 

Commercial  National  Bank,  Cleveland 16  581   71 

The  National  Bank,  Baltimore    19,453  86 

United  States  Trusts  Company,  New  York 40,000  00 

New  England  Trust  Company,  Boston    40,000  00 

National  Bank  of  the  Commonwealth,  Boston,  Supreme  Secretary's 

Contingent  Fund 2,500  00 

Dues  and  assessments  due  and  unpaid  (per  capita  tax,  etc.)    22,748  93 

Dues  and  assessments  called,  but  not  yet  payable 236,400  00 

Interest  due  and  accrued 1,678   16 

All  other  assets     9,032   68 

Total  assets $651,104  68 

YI.  Liabilities. 

Amount  of  claims  admitted $42,000  00 

Amount  of  claims  supposed  or  reported 291,000  00 

Amount  of  claims  resisted 24,000  00 

All  other  liabilities    1,256  59 


Total  liabilities $358,256  59 


VII.   Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during 
1892  :  J.  B.  Foley,  State  of  New  Jersey  ;  amount,  $3,000  ;  defence,  misrepresentation  as 
to  physical  condition  ;  decision  in  favor  of  Society.  A.  B.  Wood,  State  of  Massachussetts  ; 
amount,  $3,000  ;  defence,  misrepresentation  as  to  physical  condition  ;  since  compromised. 
F,  L.  Level),  State  of  New  York  ;  misrepresentation  as  to  occupation ;  amount,  $3,000. 
\V.  N.  Harinton,  State  of  Penn.sylvania ;  amount,  .$3,000  ;  payment  contested  by  credi- 
tors of  beneficiary  ;  since  settled.  P.  Hamill,  State  of  Illinois  ;  amount,  $3,000  ;  two 
claimants  ;  interpleader  filed  ;  since  settled.  E.  H.  Peters,  State  of  New  York  ;  amount, 
^3,00C  ;  died  under  suspension.  C.  H.  Lee,  State  of  Michigan;  omount,  $3,000  ;  died 
under  suspension.  W.  H.  Clark,  State  of  Massachussetts  ;  amount,  $3,000  ;  disappeared 
in  December,  1889 — no  proof  of  death.  R.  Meyer,  State  of  Massachussetts  ;  amount, 
^3,000  ;  defence,  failure  of  designation  of  beneficiary. 

C41 


57  Victoria.  Sessional  Papers  (No.  13).  A.  l^M 


Assessments  for  the  purpose  of  life  insurance  certificates  are  made  as  often  as  neces- 
sary to  keep  the  assets  above  liabilities.  Fifteen  assessments  were  made  during  the  year 
1892. 

The  accounts  and  books  of  the  Society  were  audited  on  18lh  April,  1892. 

The  books  of  record  and  account  kept  for  purposes  of  insurance  certificates  or  benefits 
are  registers  of  membeiship  of  each  council,  registers  of  benefit  certificates  and  the  usual 
cash  book,  journal  and  ledger. 

Name  and  address  of  the  auditors  of  accounts  for  1892  :  S.  M.  Lindsley,  Utica,  New 
Yoik  ;  C.  P.  Ingersoll,  Westfield,  New  York;  W.  L.  Douglass,  Garfield  National  Bank, 
New  York. 

VII.  Cash  Receipts. 

Cash  balances  from  1891  (not  extended)     $333,428  71 

Application  fees    $33,080  00 

Assessments    3,432,833   68 

Per  capita  tax  and  levies 42,938  09 

Fines  from  delinquent  councils , 2,512  40 

Dues  and  cards  from  members  at  large 24  00 

Charter  fees,  instituting  councils 1,300  00 

Supplies  sold 8,850  73 

Rent 1G2  50 

Interest  and  dividends , 9,883  93 

All  other  sources 1,901   50 

Total  cash  receipts   , $3,533,486  8'S 

IX.  Cash  Expenditure. 
Cash  paid  during  1892  for  : 

(a)  Expenses  of  Management. 

Charter  fees $1,462  Oa 

Law  costs 2.247   21 

Investigation  of  claims    170  25- 

Interest  on  con  tested  cases 40  00 

Travelling  expenses,  ofiicial  visits,  etc    2,127   12 

Rent,  light,  heat  and  taxes 3,786  05 

Salaries,  ofiicers'  and  auditors'  fees , 6,494   60 

Clerk  hire 17,778   14 

Pay  roll  at  annual  session , 8,925  90- 

Supreme  Council  session 3,541   74 

Office  furniture 2,076   10 

Printing,  stationery  and  advertising 2,793  61 

Postage,  telegrams  and  express 3,398  79 

Other  management  expenses,  detailed  in  memorandum    12,916  02^ 

Total  expense  of  management $77,756  53 

(b)  Miscdlaneous  Expenditure. 

Life  insurance  claims $3,401 ,750  00 

Expenditure  other  than  foregoing  (including  new  building,  supplies,  etc.).  .         38,394  09 

Total  expenditure $3  517.900  62 


C42 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


SUPREME  TEJ^T  OF  THE  KNIGHTS  OF  THE  MACCABEES  OF  THE 

WORLD. 

Annual  Statement  for  the  year  ending  31st  December,  1892. 

Head  Office,  20^  Huron  Avenue,  Port  Huron. 

Chief  Agent  and  Attorney  for  the  Province  of  Ontario,   H.  E.   Trent,  Adelaide  Street 

West,  Toronto. 


Organized  1st  Saptember,  1883.     Incorporated  in  State  of   Michigan,    11th   September, 

1885. 

[Register  No.  90.  Renewal  Certificate  of  Registry,  No.  91.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : — 

Daniel  P.  Markey,    Supreme  Commander Port  Huron. 

Nathan  S.  Boynton,        "         Record  Keeper Port  Huron. 

Chas.  D.  Thompson,        "          Finance     "        Port  Huron. 

Joseph  S.  Kite,                "         Trustee Port  Huron. 

David  D.  Aitken,            "         Trustee Flint 


I.  Currency  of  Insurance  Certificates. 

Amount  covered  by   contracts  other  than   endowments,  or  for  sick  or 

funeral  benefits,  at  31st  December,  1892 ;S;57,1 14,200  GO 

II.    Movement  in  Insurance  Certificates. 

(a)  Contiacts  for  endowment  or  for  benefits  in  the  nature  thereof No  information. 

C43 


67  Victoria.                   Sessional  Papers  (No.  13). 

A.  1894 

(b)    Contracts  for  Insurance  other  than  Efi'lowments,  Sick  Beiie 

fit-i  or  Funeru 

I  Beupjits, 

Number. 

Contracts  in  force  Slst  December,  1891 

Add  contracts  taken  during  1892,  new  or  renewed 

23,176 
17,942 

S      c. 
42,601,000  00 

19,595,000  00 

Gross  number  and  amount  of  contracts  on  foot  at  any  t'me  during  1892    .... 

41,118 
2,841 

62,196,000  00 

Number. 

Amount. 

Deductions : 

Contracts  matured  in  1892   

187 
2,654 

S       c. 
312,765  00 

4,723,235  00 

lapsed  in  1892     

Add  to  above  deductions  the  amount  by  which 
various  ceitificates  still  on  foot  were  re- 
duced during  1892 

5,066,000  00 
5,800  00 

Total  deductions  extended 

2,841 

5,071,800  00 

5,071,800  00 

Net  contracts  on  foot  at  31st  December,  1892. 



38,277 

57,114,200  00 

III.  AND  IV.  Funeral  and  Sick  Benefits. — No  information. 

Y.  Assets. 

Cash  in  Commercial  Bank,  Port  Huron •'§26.815   64 

Dues  and  assessments  due  and  unpaid  on  certificates  in  force.  .  $78,000   00 
Dues  and  assessments  called,  but  not  yet  payable 4,000  00 


Gross  total  of  dues  and  assessments    82,000  00 


82,000  00 


Total  assets  8108,81-5  64 


VI.  Liabilities. 

Amount  of  claims  admitted  by  Society S  9,000  00 

Amount  of  claims  supposed  or  reported 34.000  00 

Amount  of  claims  resisted   11,000  00 


Total  liabilities $54,000  00 


VII.    Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by   or  against  Society  during  1892  : 

One — Anna  M.  Lithgow  vs.  Supreme  Tent,  tried  in  Circuit  Court  at  Washington,  Penn., 

the  amount  of  claim  being   $3,000,   and   the   defence  was   that   the   member   committed 

suicide    within  two  years  after  becoming  a  member.     The  plaintiti'  submitted  to  a  non-suit, 

C  44 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


Assessments  ai^e  made  when  deaths  or  disability  claims  require  it. 

Twelve  assessments  were  made  during  the  year  1892,  and  were  payable  on  the  10th 
day  of  the  month. 

The  Society's  books  were  audited  monthly  by  the  Supreme  Finance  Auditors,  and 
quarterly  by  the  Supreme  Trustees. 

Names  and  addresses  of  the  auditors  of  accounts  for  1892  :  Judge  C  W.  Harris, 
Port  Huron  ;  Dr.  P.  C.  Tibbals,  Port  Huron  ;  Hon.  T.  G.  Beaver,  Niles. 

No  changes  were  made  in  the  organization  or  management  during  1892  in  relation 
to  insurance  certificates  or  benefits. 

VIII.  Cash  Receipts 

Cash  balances  from  1891  (not  extended)    .$13,005   65 

Cash  received  during  1892  : 

Application  fees    ^1 1,202  10 

Assessments 367,458  03 

Per  capita  tax  and  levies 1195  89 

Charter  fees  and  supplies 473  S3 

Interest  and  dividends 651  92 


Total  cash  receipts    $380,981   77 

IX.  Cash  Expenditure. 

(a)  Expenses  of  Management. 

Commission    $7,099  92 

Law  costs 430  10 

Great  camps  and  state  convpntions 8,762   32 

Supplies  bought 4,003  16 

Travelling  expenses 2,164  93 

Rent,  light,  heat  and  taxes 1,106  83 

Salaries,  officers',  auditors'  fees  and  clerk  hire    12,947   61 

Printing,  stationery,  official  organ,  etc     ...    17,227   27 

Postage,  telegrams  and  express    3,683   39 

Total  expenses  of  management $57,425  53 

(b)  Miscellaneous  Expenditure. 

Life  insurance  claims  other  than  endowments $313,846  25 


Total  expenditure $371,271   78 


C  45 


57  Victoria.  Sessional  Papars  (No.  13).  A.  1894 


CATHOLIC  ORDER  OF  FORESTERS  OF  UNITED  STATES  AND   CANADA. 

Annual   Statement   for  the  Year  ending  31st  December,   1892. 

Head  Office  of  the  Society,  69  Dearborn  Street,  Chicago,  III. 

Chief    Agent    and    Attorney    for    Ontario,    Philip     DeGruchy,    396     Crawford     Street, 

Toronto,  Ont. 


Organized  ■24th  May,  1883,  and  incorporated    under  [the  laws  of    the   State  of  Illinois, 

24th  May,  1883. 

[Register  No.  95.  Renewal  Certificate  of  Registry,  No.  96.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

John  C.  Schubert,  High  Chief  Ranger Chicago,  111. 

C.  Ritchat,  Vice-High  Chief  Ranger  .    Montreal,  Que. 

Thomas   H.   Cannon,  High   Secretary Chicago,  111. 

Henry  Detmer,  High  Treasurer : Chicago,  111. 

Thomas  F.  O'Mally,  High  Medical   Examiner Chicago,  111. 

I.  Currency  of  Insurance  Certificates. 

Amount  covered  by  Endowment  contracts  in  force  31bt  December,  1892.  None. 

Amount  covered  by  contracts   other  than   for   Endowments,  or  for  Sick 

or  Funeral  Benefits $21,739,000  00 

II.  Movement  in  Insurance  Certificates. 

(a)  Contracts  for  Endowments  or  for  Benefits  in  the  nature  thereof. — None. 

C46 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


(b)   Contracts  for  Insurance  other  than  Endovjnients,  Sick  or  Funeral  Benefits. 


Number. 

Amount. 

Contracts  in  force  31st  December,  1891    

Add  contracts  taken  during  1892,  new  or  rene 

Gross  number  and  amount  of  c  jntracts  on  foot 

wed 

16,881 
6,947 

8        c. 

16.881,000  00 

6,947,000  00 

at  any  time  during  1892 

23,828 
2,089 

23,828,000  00 

Number. 

Amount. 

Deductions- 
Contracts  matured  in  1892   

174 
1,915 

S       c. 
174,000  00 

1,915,000  00 

"         lapsed,  surrendered  and  cancelled 
in  1892   

Total  deductions  extended 

2,089 

2,089,000  00 

2,089,000  00 

Net  contracts  on  foot  at  31st  December,  1892. 

21,739 

21,739,000  00 

III.,  IV.    Sick  and  Funeral  Benefits. 

Sick  and  Funeral  Benefits  are  undertaken  by  subordinate  bodies,  and  no  report  of 
same  is  made  to  the  High  Court.  The  membership  of  these  bodies  at  31st  December, 
1892,  was  21,739. 

During  the  year  ending  3l8t  December,  1892,  174  members  of  the  society  died. 

V.  Assets. 

Cash  on  deposit  to  the  Societj  's  credit,  not  drawn  against,  in  the  following  chartered  bank  : 

Chicago   National  Bank,  Chicago,  Ills $6,824  64 

Dues  and  assessments  due  and  unpaid . .    $3,301   53 

"  "  called  but  not  yet  payable 21,605  98 

24,907  51 


Total  assets $31,732   15 


VI.  Liabilities. 


Amount  of  claims  admitted  by  the  Society 

"  "  supposed  or  reported  .  . 

"  "  resisted 

"  statutory  liability   


$7,000  00 
4,000  00 
1,000  00 
1,000  00 


Total  liabilities _$13,000  00 

C  47 


57  Victoria.  Sessional  Papers  (No.  13).  A   18U4 


VIE.    Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during  1892  i 

One — to  recover  Endovvment  Benefit,  Circuit  Court  ;  amount  claimed  $1,000  ; 
Society's  defence,  non-payment  of  dues;  compromised. 

Assessments  are  made  monthly,  and  are  payable  within  fifty  days  of  call. 

Twelve  such  assessments  were  made  during  the  year  1892. 

The  Society's  books  were  audited  during  1892,  on  the  1st  May  and  quarterly  there- 
after. 

Books  kept  by  Society  roster  :  endowment  register  book,  ledger,  journal,  cash  book. 

Names  and  Post  Office  Addresses  of  the  Auditors'  for  1892,  were  as  follows  :  J.  E, 
Rafiercy,  179  Clark  Street,  Chicago,  111.  ;  J.  E.  Meany,  Kankanna,  Wis.  ;  E.  J.  L. 
Herault,  Minneapolis,  Minn. 

Changes  made  during  1892  in  the  organization  or  management  of  the  Society  in 
relation  to  Insurance  Certificates  or  Benefits  are  filed  with  this  report. 

Changes  made  during  1892  in  the  Constitution  or  Rules  of  the  Society  in  relation  to 
Insurance  Certificates  or  Benefits  are  filed  with  this  report. 

VIII.  Cash  Receipts. 

Cash  balance  from   1891  (not  extende.l) $10,096   76 

Cash  received  during  1892  from  : 

Assessments $1  79, .539  74 

Per  capita  tax  and  levies 18,538  25 

Charter  fees     7,000  00 

Supplies   sold    7,676  72 

Total  receipts    $212,754  71 

IX.  Cash  Expenditure. 

(a)  Expenses  of  Managevient. 

Commission    $3  500  00 

Law  costs 462  50 

Fuel  and  light 55  00 

Supplies  bought    6,497  75 

Travelling  expenses 10,932  30 

Rent,  light,  heat  and  taxes 1,125  00 

Salaries,  officers'  and  auditors'  fees 5,281  50 

Printing,  stationery,  advertising,   postage,    etc 2,508  73 

Printing  paper  of  the  Order  "  Guide  " 1,920  90 

Total  expenses  of  management $32,283  68 

(b)  Miscellaneous. 
Life  insurance    claims $179,000  00 

Total  expenditure , $211,283  68 


C  48 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


GRAND  COUNCIL  OF  THE  CATHOLIC  MUTUAL  BENEFIT  ASSOCIATION 

Annual  Statement  for  the  Year  ending  31st  December,  1892. 
Head  Office,  391   Queen's  Avenue,  London,    Ont. 


Organized  10th  February,  1880;    incorporated  18th  January,  1890. 
[Register  No.  82.  Renewal  Certificate  of  Registry,  No.  83. 


The  Executive  Officers  of  the  Society  at  the  31st  December,   1892,  were  as  follows  ; 

Oliver  K.  Eraser,  President Brockville. 

Samuel  R.  Brown,  Secretary , London. 

William  J.  McKee,  Treasurer Windsor. 

Rev,  P.  M.  Bardou,  Trustee Cayuga. 

Rev.  M.  J.  Tiernan,  Trustee London. 

Lasalle  Gravelle,  Trustee Ottawa. 

Timothy  P.  Tansey,  Trustee Montreal. 

Philip  J.  O'Keefe,  Trustee St.  John,  N.  B. 

I.  Currency  of  Insurance   Certificates. — No  Information. 

II.  Movement  in  Insurance  Certificates. 

(a)  Contracts  for  Insurance  other  than  Endowments,  Sick  Benefits  or  Funeral  Benefits* 


Number. 

Amount. 

Contracts  in  force  31st  December,  1891 

7,771 
623 

$        c. 
13,489,000  00 

853  000  00 

Add  contracts  taken  during  1892,  new  and  re 
Gross  number  and  amount  of  contracts  on  fo 

newed 

at  at  any  time  during  1892 

8,394 
355 

14,342,000  CO 

Deductions  : 

Contracts  matured  in  1892 

"         surrendered  in  1892 

cancelled  in  1892 

Add   to  above  deductions  the  amount 
by   which   various  certificates  etill 
on  foot  were  reduced  during  1892. . 

Number. 

Amount. 

61 

22 

272 

$        c. 
111,000  00 

34,000  00 

454,000  00 

60,000  00 

Total  deductions  extended 

355 

659,000  00 

659,000  00 

Net  contracts  on  foot  at  Slst  December,  1892. 

8,039 

13,683,000  00 

•Undertaken  by  Supreme  Council,  but  the  Grand  Council  of  the  C.  M.  B.  A.  of  Canada  on  the  Slst 
December,  1892,  issued  policies  to  the  members  and  the  Supreme  Council  policies  were  surrendered. 

4  (IN.)  C  49 


67  Victoria.  Sessional  Papers  (No   13).  A.  1894 


111.  AND  IV.  Funeral  and  Sick  Benefits. — None. 

V.  Assets.* 

Actual  cash  in  hands  of  Grand  Treasurer  at  31st  December,  1892 $  384   19 

Cash  in  Bank  of  Commerce,   Cayuga 26,752   15 

Interest  due  and  accrued  (about) 500  00 

Total  assets $27,636  34 

VI.  Liabilities. 

Amount  of  claims  admitted  by  Societyf     $      5,000  00 

All  other  liabilities 1,500  00 

Total  liabilities $6,500  00 

VII.    Miscellaneous. 

Actions  or  proceedings  instituted  or   prosecuted    by  or  against  the    Society 

during  1892 None. 

Assessments  are  made  monthly  for  purposes  of  life  insurance  certificates. 
Eighteen  assessments  were  made  during  1892. 
The  books  and  accounts  were  duly  audited  on  21st  July,  1892. 

Names  and  post  oifice  addresses  of  the  auditors  for  1892  :     James  Quillinan,  Niagara 
Falls,  Out.;  Thomas  O'Neail ;  Paris;  John  Ronan,  Hamilton. 

The  Grand  Council  had  to  issue  certificates  instead  of  the  Supreme  Council. 

VIII.  Cash  Receipts. 

Cash  balances  from  1891  (not  extended)    $110  46 

Cash  received  during  1892  from  : 

Initiation  fees $         477   50 

Assessments 159,084  25 

Per  capita  tax  and  levies 3,520  00 

Supplies  sold 1 ,067   1 1 

All  other  sources    2,467  00 

Total  receipts    $157,615   86 

IX.  Cash  Expenditure. 
Cash  paid  during  1892,  for: 

(a)  Expenses  of  Managevient. 

Law  costs $17  88 

Supplies  bought     892  18 

Travelling  expenses  and  deputies  per  diem    726  35 

Salaries,  ofiicers'   and  auditors'  fees 978  90 

Printing,  stationery  and  advertising 424  87 

Other  management  expenses  detailed  in  memo 4,217  70 

Total  expenses  of  management    $7,257  88 

(b)  Miscellaneous  Expenditure. 
Life  insurance  claims  other  than  endowments 100,000  00 

Total  expenditure $107,257  88 

*  Note  in  Annual  Statement. — The  Grand  Council  of  Canada  issued  no  assessments  for  itself  in  1892. 
The  amount  due  on  assessments  issued  in  1892  goes  to  Supreme  Council,  and  is  not  to  be  considered  an  asset 
of  the  Grand  Council. 

t  Note  in  Annual  Statement.  -The  balance,  $6,000,  is  to  be  paid  by  the  Supreme  Council  of  the  United 
States. 

C  50 


I 


57  Victoria 


Sessional  Papers  (No.  13). 


A.  1894 


DOMINION  PROVIDENT,  BENEVOLENT  AND  ENDOWMENT  ASSOCIATION 

OF  STRATFORD,  ONTARIO. 

(Now  IN  Receivership)."^ 
Head  Office,    Wellington  StreH,  Strat/ord,  Ont. 


Organized  15th  July,  1889,  and  incorporated  in  Ontario  23rd  July,  1889. 
[Register,  No.   70.  Interim  Renewal  Certificate  of  Registry,  No   71. J 


The  Executiv^e  Officers  of  the  Association  at  31st  December,  1892,  were  as  follows 

S.  R.  Hesson,  President Stratford,  Ont. 

Geo.    Guillet,   First   Vice-President Cobourg,  Ont. 

H.  Smith,  Second  Vice-President London,  Ont. 

J.  A.  Robinson,  Treasurer Stratford,  Ont. 

W.  M.  English,  Trustee London,  Ont. 

W.  F.  W.  Findlater,  Trustee    London,  Ont. 

H.  Baker,  Trustee Stratford,  Ont. 

E.  K.  Barnsdale,  Manager-Secretary Stratford,  Ont. 

O.  O.  Benson,  Superintendent  of  Agencies    London,  Ont. 


L  Currency  of  Insurance  Certificates. 


Maturing. 

1893. 

1894. 

1895. 

1866. 

1897. 

SubFe- 

quentlv  to 

1897. 

Total. 

Amount  covered  by  en- 
dowment contracts  in 
force   31st  December, 
1892 

Amount  covered  by  con- 
tracts other  than  en- 
dowments or  for  sick 
or  funeral  benefits  . . . 

$     c. 
21,687  65 

$     c. 
07,734  04 

.f      c. 
28,194  30 

S     c. 
26,457  15 

S     c. 

S         c. 
1,397,926  86 

$          c. 
1,542,000  00 

*By  judgment  of  the  Registrar  of  Friendly  Societies,  bearing  date  31st  July,  1893,  the  registry  of  the 
Association  was  revoked  absolutely  and  cancelled.  (See  Appendix  to  Division  C,  of  this  Report.)  By 
order  of  the  Local  Master,  at  Stratford,  bearing  date  11th  October,  1893,  M.  C.  Motherwell  and  J.  A. 
Macfadden,  of  Stratford,  were  appointed  joint  receivers,  the  appointment  to  take  effect  upon  E.  K.  Barns- 
dale>  interim  receiver,  obtaining  his  discharge. 

C  51 


57  Victoria. 


Sessional  Papers  (No.  18). 


A.  1804 


11.  Movement  in  Insurance  Certificates. 
(a)   Contracts  for  Endowments  or  Benefits  in  the  nature  thereof  : 


Number. 

Amouut. 

Contracts  in  force  31st  December,  1891  

455 
201 

$         c. 
1,463,000  00 

452,000  00 

Add  contracts  taken  during  1892,  new  or  rene 
Gross  number  and  amount  of  contracts  on  foo 

wed   

t  at  any  time  during  1892 

656 
167 

1,915,000  00 

Deductions  : 

Contracts  lapsed  in  1892    

"         surrendered  in  1892 

"         cancelled  by  death      

Number. 

Amount. 

159 
6 
2 

S        c. 
344,000  00 

27,000  00 

2,000  00 

, 

Total  deductions  carried  out  . . . 

167 

373,000  00 

373,000  00 

Net  endowment  contracts  on  foot  at  31st  Dece 

mber,  1892.... 

489 

1,542,000  00 

(b)  Contracts  for  Insurance  other  than  Endowments  or  Sick  or  Funeral  Benefits. — None 

III.  Funeral  Benefits. 

Funeral  benefits  are  undertaken  by  the  Society. 

Total  membership  of  the  Society,  489. 

Number  of  deaths  in  1892,  2. 

Total  amount  of  funeral  benefits  paid  in  1892,  $50.00. 

V.  Assets. 

Cash  on  deposit  to  Society's  credit  not  drawn  against  as  follows  : 

In  Trust  Corporation  of    Ontario    ,       $19,658  &^ 

In  Canadian  Bank  of  Commerce,  Stratford 6,833  43 

Interest  due  and  accrued 474  00 


Total  assets 


$26,966  11 


VI.  Liabilities. 

Amount  due  directors $       166  22 

Total  liabilities $166  22 

C  52  ^i=^==^ 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


VII.  Miscellaneous. 

Fifteen  assessments  per  annum  were  made  for  purposes  of  endowment  insurance  pay- 
able on  the  first  of  each  month. 

The  Society's  books  were  audited  during  1892,  in  the  months  of  July  and  October, 
and  in  January,   1893, 

Names  and  post  office  addresses  of  the  auditors  for  1892,  were  as  follows  :  M.  D. 
Dawson,  London,  Ont.;  F.  W.  Byatt,  Stratford,  Ont. 

The  following  books  of  record  or  account  are  kept  for  purposes  of  insurance  certifi- 
cates or  benefits  :  cash  book,  journal,  ledger,  roll  book,  lapse  book  and  arrears  book. 

Certain  changes  were  during  1892  made  in  the  Constitution  and  Rules  in  relation 
to  insurance  certificates  or  benefits,  and  the  same  have  been  set  forth  in  this  annual 
report. 

VIII.  Cash  Receipts. 

Cash  balance  from  1891  (not  extended) $15,264  06 

Cash  received  during  1892,  from  : 

Application  fees    $       725  00 

Assessments 13,831   00 

Fines 58  97 

Interest  and  dividends 741   11 

Total  receipts $15,356  08 

IX.  Cash  Expenditure. 

Cash  paid  during  1892,  for  : 

(a)  Expenses  of  Management. 

Commission $2,532  33 

Law  costs 34  00 

Rent,  light,  heat  and  taxes 110  90 

Salaries,  officers'  and  auditors'  fees 475  20 

Printing,  stationery  and  advertising 172  86 

Postage,  telegrams  and  express e 96  86 

Other  management  expenses 36   78 

Total  expenses  of  management    $3,458  93 

(b)  Miscellaneous  Payments. 

Endowments  or  payments  in  the  nature  thereof 619   10 

Funeral  benefits    50  00 


Total    expenditure    $4,128  03 


C53 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


SONS  OF  ENGLAND  BENEVOLENT  SOCIETY. 

Annual  Statement  for  Year  ending  1st  February,  1893. 

Head  Office,  28  Queen  Street   W(st,  Toronto. 


Organized  12th  December,  1874;  incorporated  19th  February,  1875. 
[Register  No.  99.  Renewal  Certificate  of  Registry,  No.  100.] 


The  Executive  Officers  of  the  Society  at  the  1st  February,  1893,  were  as  follows : 

W.  E.  Stroud,  Grand  President = Ottawa. 

Thos.  Elliott,   Grand  Vice-President Brantford. 

R.  Ivens,  Past  Grand  President,  Toronto Toronto. 

B.  Hinchcliffe,  Grand  Treasurer    Toronto. 

John  W.  Carter,  Grand  Secretary Toronto. 

I.  Currency  of  Insurance  Certificates. 

Amount  covered  by  contracts  other  than  endowments  or  for  sick  or  funeral 

benefits  in  force  1st  February,  1893 $2,237,500  00 

IL  Movement  in  Insurance  Certificates. 

(a)  Contracts  for  Endowments  or  for  Benefits  in  the  nature  thereof, — None. 

(b)  Contracts  for  Insurance  other  than  Endowments,  Sick  or  Funera'  Benefits. 


Number. 

Amount. 

Contracts  in  force  1st  February,  1892 

1,858 
436 

$          c. 
1,845,500  00 

436,000  00 

Contracts  taken  during  1892 

during  1892    . . 

Gross  number  and  amount  on  foot  at  any  time 

2.294 
44 

2,281,500  00 

Number. 

Amount. 

Contracts  matured  in  1892 

"        lapsed  in  1892 . . 

11 
30 

S        0. 
14,000  00 

30,000  00 

44,000  00 

Net  contracts  on  foot  1st  February,  1893    . . . 

44 

44,000  00 

2,250 

2,237,500  00 

C  54 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


III.  Funeral  Benefits. 

Funeral  benefits  are  undertaken  by  the  Grand  Lodge. 

The  membership  of  subordinate  lodges  on  1st  February,   1893,  was  11,074,  juvenile 
branches  677,  total  11,756. 

Sixty  six  members  of  subordinate  lodges  died  in  1892. 

Twenty-six  members  wives  died  and  sixteen  children. 

Funeral  benefits  to  deceased  members $6,100  00 

"  members  wives 1,575  00 

"  "  children 234  00 

Total  cash  to  credit  of  funeral  fund  at  1st  February,  1893.    9,335  90 

IV.  Sick  Benefits. 

The  sick  benefits  are  paid  by  subordinate  lodges. 

Total  amount  of  sick  benefits  paid  in  1892  . . .  , $19,636  72 

V.  Assets. 

Cash  value  of  bonds,  debentures  or  securities    $       170  00 

Actual  cash  on  hand 334  21 

Cash  on  deposit  in  Imperial  Bank,  Toronto    .....    16,434  74 

All  other  assets 2,189  21 

Total  assets  of  Grand  Lodge $19,128  16 

Subordinate  lodges 54,864  69 

Juvenile    branches 1,265  85 

Total  assets  of  Society $75,258  70 


VI.  Liabilities. 
Total  amount  of  liabilities    $902  20 

VII.  Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  Society  during 

1892 None. 

Assesements  for  purposes  of  life  insurance  certificates  are  made  at  death. 
Fourteen  assessments  were  made  during  1892,  and  were  payable  within  thirty  days 
of  call. 

The  books  and  accounts  were  duly  audited  on  the  14th  March,  1893. 
Books  of  account  kept  by  Society  :  beneficiary  and  cash  book. 

Names   and    post   office   addresses    of     auditors  :     Harry    Symonds,    Toronto,    and 
W.  Barker,  16  Adelaide  Street,  Toronto. 

Coo 


57  Victoria.  Sessional  Papers  (No.  13).       '  A.  1894 


VIII.  Cash  Receipts. 

Cash  balances  from  1892  (not  extended)    $11,171   94 

Application  fees    S 

Initiation  fees    

Assessments    

Per  capita  tax  and  levies ' 

Fines   , 

Charter  fees 

Supplies  sold 

Interest  and  dividends 

Premiums  for  guarantee  of  lodge  officers 


936 

25 

838 

25 

26,.501 

10 

3,681 

30 

46 

50 

110 

00 

2,705 

74 

355 

86 

262 

05 

Total  receipts    $35,437  05 

IX.  Cash  Expenditure. 
Cash  paid  during  1892,  for  : 

(a)  Expenses  of  Management. 

Law  costs 8         83  00 

Supplies  bought   2,019  57 

Travelling  expenses 750  11 

Rent,  light,  heat  and  taxes 100  00 

Salaries,  officers'  and  auditors'  fees    2,035  50 

Printing,  stationery  and  advertising 824  42 

Postage,  telegrams  and  express 513  21 

Premium  for  guarantee  of  lodge  officers 174  29 

Grand  Lodge  meeting 293  70 

Total  expenses  of  management    $6,794  57 

(b)  Miscellaneous  Expenditure. 

Life  insurance  claims   . .  .  . , , $14,750  00 

Funeral  benefits    7,909  50 

Expenditure  other  than  foregoing , 385  97 


Total   expenditure    $29,840  04 


C56 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


ORAND  TEMPLE  OF  THE  INDEPENDENT   ORDER  OF  GOOD    TEMPLARS 

OF  CANADA. 

.  Annual  Statement  for  the  Year  ending  31st  December,  1892. 

Head  OfficBy  93  Bay  Street,  Toronto,  Ont. 


Organized  21st  November,  185 J:,  and  incorporated  in  Canada  30th  June,  1864. 
[Register  No.  97.  Renewal  Certificate  of  Registry,  No.  98.J 


The  Executive  Officers  of  the  Society  for  year  ending  31st  December,  1892,  were  as 
follows  : 

F.  S.  Spence,  Grand  Chief  Templar Toronto,  Ont. 

F.  S.  Morison,  Grand  Counsellor Hamilton,  Ont. 

Rachel  M.  Starr,  Grand  Vice-Templar Ottawa,  Ont. 

Mrs.  W.  L.  Scott,  Grand  Superintendent    Toronto,  Ont. 

Thomas  Lawless,  Grand  Secretary    Toronto,  Ont. 

Frank  Metcalf,  Grand  Treasurer Blyth,  Ont. 

John  L.  Robertson,  Past  Grand  Chief  Templar Toronto,  Ont. 

L  Currency  of  Insurance  Certificates. 

Maturing 
subsequently  to 

1897  Total. 

Amount  covered  by  Endowment  Contracts  31st  December,  1892.    $1,500  00    $1,500  00 
Amount  covered  by  contracts  other  than  for  Endowments  or  for 

Sick  or  Funeral  Benefits  in  force  31st  December,  1892 11,500  00 

Total  at  31st  December,  1893 $13,000  00 

IL  Movement  in  Insurance  Certificates. 
(a)  Contracts  for  Endowments  or  ^or  Benefits  in  the  nature  thereof. 


Number. 

Amount. 

■Contracts  in  force  Slst  December,  1891 

"        taken  during  1892,  new  or  renewed  

2 

$      c. 

1,500  00 

Oross  number  and  amount  of  contracts  on  foot  at  any  time  during  1892 

Deductions.  — None. 

2 

1,500  00  . 

2 

1,600  00 

C  57 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


(b)  Contracts  for  Insurance  other  than  Endowmeyits,  Sick  or  Funeral  Benefits. 


Number. 

« 

13 

8       c. 
•     15,500  00 

at  any  time  during  1892 

Gross  number  and  amount  of  contracts  on  foot 

13 
2 

15,500  00 

Number. 

Amount. 

Contracts  lapsed  in  1892 

2 

8      c. 
4,000  00 

Total  deductions  carried  out 

2 

4,0C0  00 

4,000  00 

Net  contracts  on  foot  31st  December,  1892  . . . 

11 

11,500  00 

1 

III.  AND  IV.  Sick  and  Funeral  Benefits. 

Sick  and  Funeral  Benefits   are  undertaken  by  Auxiliary   Body    known  as  *'  Good 
Templar  Benefit  Association." 

No  sickness  was  experienced  during  the  year. 

Total  amount  of  cash  standing  to   the  credit  of  Sick  and  Funeral  Benefit  Fund  at 
31st  December,  1892,  $39.82. 

V.  Assets. 

Actual  cash  on  hand  as  per  Au-dit  Statement  at  31st  December,  1892 $47  64 

Total  assets    ....  S47  64 

VI.  Liabilities. 

Assessments  paid  in  advance $8  83- 

Total  liabilities $8  8a 

VII.  Miscellaneous. 

Assessments  are  made  monthly,  and  are  payable  on  the  first  day  of  every  month. 

The  Society's  books  were  duly  audited  during  1892,  in  July  and  in  February,   1893v 

C  58 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


Name  and  post  office  address  of  the  auditor  for  1892,  was:  Edward  Lloyd, 
Toronto,  Ont. 

The  following  books  of  record  and  account  are  kept  for  purposes  of  insurance  certifi- 
cates or  benefits  :  ledger,  cash  book,  membership  register,  policy  register  and  medical 
register. 

Certain  changes  were,  during  1892,  made  in  the  Constitution  and  Rules  of  the 
Society  in  relation  to  insurance  certificates  or  benefits,  and  the  same  have  been  set  forth 
in  the  annual  statement. 

VIII.  Cash  Receipts. 

Cash  balance  from  1891  (not  extended)     $6  67 

Cash  received  during  1892,  from  : 

Dues $     5  00 

Assessments 227  68 

Interest 1   92 

Total  receipts $234  60 

IX.  Cash  Expenditure. 

Application  fee  (received  in  1891)  refunded $     1  00 

Re-insurance  of  endowment  and  insurance  contracts    192  63 


Total  expenditure $193  63 


0  59 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


CANADIAN  ORDER  OF  ODDFELLOWS. 

Annual  Statement  for  the  Year  ending  31st  December,  1892. 
Head  Office,  15  Kmg  Street  West,  Toronto,  Ont. 


Organized  in  1852,  and  incorporated  in  Ontario  11th  September,  1882. 
[Register  No.  65.  Renewal  Certificate  of  Registry,  No.  66.] 

The  Executive  Officers  for  the  year  ending  31st  December,  1892.  were  as  follows  : 

H.  A.  Collins,  Grand  Master 39  Melinda  Street,  Toronto,  Ont. 

Henry  Richards,  Past  Grand  Master 504  Yonge  Street,  Toronto,  Ont. 

Albert  S.  Warren,  Deputy-Grand  Master    ....  Inn'ood,  Ont. 

Robert  Fleming,  Grand  Secretary    15  King  Street  West,  Toronto,  Ont. 

George  Boxall,   Grand  Treasurer 252  J-  Yonge  Street,  Toronto,  Ont. 

I  Currency  of  Insurance  Certificates. 

Maturing 
subsequently  to 

1897.  Total. 

Amount    covered   by    Endowment   Contracts   in    force  31st 

December,  1892     $206,200  00    8206,200  00 

Amount  covered  by  contracts  other  than  for  Endowments, 
or  for  Sick  or  Funeral  Benefits  in  force  31st  December, 
1892   , 468,300  00 

Total  31st  December,  1892 $674,500  00 

II.  Movement  in  Insurance  Certificates. 

(a)  Contracts  for  Endowments  or  for  Benefits  in  the  nature  thereof. 


Number. 

Amount. 

■• 

Contracts  in  force  Slst  December,  1891 

6.59 
151 

S      c. 
186,200  00 

Add  contracts  taken  in  1892,  new  or  renewed 
Gross  number  and  amount  of  contracts  on  foot 

62,400  00 

at  any  time  during  1892 

810 
129 

248,600  00 

Deductions  : 

Contracts  lapsed  in  1892 

Number. 

125 
4 

Amount. 

$        c. 
41,400  00 

1,000  00 

"         surrendered  in  1892  

Total  deductions  extended 

129 
er,  1892 

42,400  00 

42,400  00 

Net  endowment  contracts  on  foot  Slst  Decemt 

681 

206,200  00 

C  60 


57  Victoria. 


Sessional  Papers  (No.  13). 


A   1894 


(b)  Contracts  for  Insurance  other  than  Endoioments,  Sick  Benefits  or  Funeral  Benefits. 




Number. 

Amount. 

Contracts  in  force  31st  December,  1891 

670 
327 

S        c. 
287,800  00 

264,600  00 

Add  contracts  taken  in  1892,  new  or  renewed 
Gross  number  and  amount  of  contracts  on  fool 

at  any  time  during  1892 

997 
149 

552,400  00 

Number. 

Amount. 

Contracts  lapsed  in  1892 

"         surrendered  in  1892   

Total  deductions  extended 

145 

4 

149 

S      c. 
82,600  00 

1,500  00 

84,100  00 

84,100  00 

Net  contracts  on  foot  Slst  December,  1892. . . . 

848 

468,300  00 

1 

III.  Funeral  Benefits. 


Funeral  benefits  are  undertaken  by  the  Grand  Body.  Total  membership  of 
subordinate  bodies  at  31st  December,  1892,  4,319,  made  up  as  follows  :  Ontario,  3,214; 
British  Columbia,  1,033 ;   Washington  Territory,  U.  S.,  72. 

Twenty  members  died  during  1892  ;    and  the  amount  of  funeral   benefits  paid  was 


Twelve  members'  wives  died  in  1892  ;  and  the  amount  of  funeral  benefits  paid  was 


Total  cash  standing  to  the  credit  of  Funeral  Benefit  Fund  at  31st  December,  1892, 
was  S55.40. 


IV.  Sick  Benefits. 


Sick  benefits  are  undertaken  Vjy  subordinate  bodies  entirely. 

The  total  amount  of  benefits  paid  in  1892  in  respect  to  sick  members  was  $3,579.71. 
The  total  amount  paid  for  medical  fees  was  $2,425.62, 

C  61 


$3,500  00 

1,216 

67 

3,013 

70 

1,266 

40 

50 

83 

810 

21 

57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


V.  Assets. 

Cash  value  of  real  estate 

"  bank  shares    

Oash  on  deposit  to  Society's  credit,  not  drawn  against  as  follows  : 

In  Imperial  Bank,  Queen  and  Yonge  Streets,  Toronto 

In  Western  Canada  Loan  and  Savings  Society 

Interest  due  and  accrued   

Balance  due  from  subordinate  courts 

Total  assets $9,857  81 

VI.  Liabilities. — iVo  information. 

VII.  Miscellaneous, 

Actions  or   proceedin<^g    instituted   or   prosecuted   by  or  against  the   Society  during 
1892  :     One,  Stock  v.  C.  O.  O.  F.,  H.  0.  J.,  Chancery  Division,  to  recover  clai  m  under 
policy  No.  542  for  $500  ;  Society's  defence,  false  declaration  as  to  age  on  application  for 
membership;  compromised  for  $276.90. 

Assessments  are  made  for  purposes  of  life  insurance  monthly,  and  are  payable  on  the 
first  of  each  month.     Twelve  such  assessments  were  made  in  1892. 

The  Society's  books  were  duly  audited  during  1892  in  May,  August  and  October. 

Books  of  record  or  account  kept  by  the  Society  :  Register,  record  ledger,  cash  book, 
journal  and  ledger. 

Names  and  post  office  addressee  of  the  auditors  for  1892  were  as  follows  :  G.  E.  R. 
Wilson,  Colborne,  Ont,;  W.  L.  Young,  Markdale,  Ont.;  M.  B.  Thomas,  Dundas,  Ont. 

Certain  changes  were,  during  1892,  made  in  the  Conscitution  and  Rules  in  respect 
to  insurance  certificates  or  benefits,  and  the  same  have  been  set  forth  in  the  annual 
statement. 

VIII.  Cash  Receipts. 

Cash  balances  from  1891  (not  extended)  : 

Grand  Treasurer , $684  94 

Trustees 88  87 

Total $773  81 

C  62 


57  V^ictoria.  Sessional  Papers  (No.  13).  A.  1894 


Cash  received  during  1892,  from  : 


Assessments $5,258  68 

Per  capita  tax  and  levies 5,045  87 

Supplies  sold 447  05 

Interest  and  dividends    608  94 

Mortgage  paid 1,100  00 


Cash  paid  during  1892,  for 


IX.  Cash  Expenditube. 


(a)  Expenses  of  Management. 


Total  receipts $12,460  54 


$697 

25 

296 

20 

28 

50 

646 

91 

1.359 

42 

93;^ 

67 

181 

44 

93 

46 

4 

50 

9 

49 

3 

00 

10 

00 

24 

00 

Commission    

Law  costs 

Investigation  of  claims    

Supplies   bought    , 

Travelling  expenses 

Salaries,  officers'  and  auditors'  fees 

Printings  stationery  and  advertising 

Postage,  telegrams  and  express 

Insurance  on  stock  and  furniture  } 

Discount  on  cheques,  etc 

Fee  for  application  for  registry 

Registration  fee    ■ 

Expenses  of  Grand  Trustees 

Total  expenses  of  management , $4,186  84 

(b)  MiscellaneouslPayments. 

Life  insurance  claims    

Funeral  benefits    

Benefits  to  widows  and  orphans ....,- 

Remittance  to  Manchester  Board  for  English  members    

Sick  pay  to  English  members 

Assurance  premium  returned 

Total  expenditure 

C  63 


2,276 

90 

1,040 

00 

1,280 

62 

110 

80 

52 

16 

6 

93 

$8,954 

25 

57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CANADIAN  RELIEF  SOCIETY. 

Annual  Statement  for  the  Year  Ending  31st  December,  1892. 

Head  Office,  98    Victoria  Street,   Toronto,  Ont. 

Organized,    16th   February,    1886,   and   incorporated,    in  Ontario  26th  November,  1886. 
[Register  No.  71.  Renewal  Certificate  of  Registry,  No.  72.] 

The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

John  R.  Miller,  President Toronto,  Ont. 

James  Watt,  Treasurer Toronto,  Ont. 

Wm.  J.  Roe,  M.D.,  Medical  Director Georgetown,  Ont. 

Thomas  Sargent,  Members'  Representative  of   Financial 

Committee Toronto,   Ont. 

Henry  M.  Wilkinson,  Secretary,   44  Maitland  St Toronto.  Ont. 

I.  Currency  of  Insurance  Certificates. 

Amount  covered  by  contracts  other  than  for  Endowments  or  for  Sick   or  Funeial 
Benefits,  in  force  3l8t  December,  1892,  $1,741,838.50. 

II.  Movement  in  Insurance   Certificates. 
(a)   Contracts  for  Endowment  or  for  benefits  in  the  nature  thereof. — None. 
(b)  Contracts  for  Insurance  other  than  Endowments,  Sick  or  Funeral  Benefits. 


Number. 

Amount. 

Contracts  in  force  31st  December,  1891 

Add  contracts  taken  during  1892,  new  or  rent 

1,758 
263 

S       c. 
1,764,838  50 

239,350  00 

b  at  any  time  during  1892 

Gross  number  and  amount  of  contracts  on  foo 

2,021 
243 

2,004,188  50 

Number. 

Amount. 

Deductions : 

Contracts  matured  in  1892 

"         lapsed  in  1892 

"         cancelled  in  1892 

14 

227 

2 

$        c. 
16,320  00 

234,762  00 

2,034  00 

Add  to  above  deductions  4he  amount  by 
which  various  certificates  still  in  force 
were  reduced  during  1892   

9,284  00 

Total  deductions  carried  out 

243 

262,400  00 

262,400  00 

Net  contracts  on  foot  at  31st  December,  1892. 

1,778 

1,741,688  50 



C  64 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


III.  Funeral  Benefits. 

Funeral  Benefits  are  undertaken  by  the  Society.  Total  memliership  of  which  is 
1,658. 

Fifteen  members  died  during  1892,  and  funeral  benefits  to  the  amount  of  $C50,  were 
paid. 

Six  members'  wives  died  during  1892,  atd  funeral  benefits  to  the  amount  of  $550, 
were  paid. 

IV.  Sick  Benefits. 

Sick  Benefits  are  undertaken  by  the  Society.  Number  of  members  who  received 
benefits  during  1892,  201.  Amount  of  benefits  paid  in  1892,  in  respect  of  sick  members, 
$8,687.50.     Number  of  weeks'  sickness  experienced  in  1892,  1,482. 

V.  Assets. 

Cash  on  deposit  to  Society's  credit,  not  drawn  against  in  the  following  Chartered  Banks  : 

Dominion  Bank,  Toronto,   Ont $678  94 

Imperial  Bank  *'  215  51 

Government  Savings  Bank  ....     342  98 

Dues  and  assessments  due  and  unpaid  on  certificates  in  force.  $     200  00 
"  "  called  but  not  yet  payable 3,290  00 

$3,490  00 
Less  cost  of  collection 174  60 

3,315  50 

Office  furniture,  stationery,  etc 150  00 

Total  assets $4,702  93 

VI.  Liabilities. 

Amount  of  claims  supposed  or  reported $2,990  00 

"  various  sick  claims 568  00 

Total  liabilities $3,558  00 

VII.  Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during 
1892  : 

In  Kirtland  v.  Canadian  A.O.U.W.  Relief  Society,  High  Court  of  Justice,  Q.B.D. 
to  recover  benefit  of  $1,000,  Society's  defence  :  death  caused  by  excessive  drinking. 
Settled  out  of  Court  for  $600. 

In  Canadian  A.O.U.W.  Relief  Society  v.  Barber,  Division  Court,  County  of  Wel- 
lington, fraudulent  claim.     Judgment  for  Society  with  interest  and  costs. 

Assessments  are  made  monthly  and  are  payable  before  the  first  of  the  following 
month.  Twelve  such  assessments  were  made  in  1892.  The  Society's  books  were  duly 
audited  during  1892.  Names  and  Post  Office  addresses  of  the  auditors  for  1892,  were 
as  follows  :  Thomas  Bell,  20  Earl  St.,  Toronto,  Ont.  ;  Wm.  Hutcheson,  135  William  St., 
Toronto,  Ont. 

5  (IN.)  C  65 


57  Victoria.  Sessional  Papers  (No.  13),  A.  1894 


The  following  books  of  record  or  account  are  kept  by  the  Society  :  certificate  registry, 
sick  notice  book,  benefit  ledger,  movement  in  beneficiary  certificates,  register,  beneficiary 
payments. 

Certain  changes  were  during  1892,  made  ia  the  organization  and  management  of  the 
Society  in  relation  to  insurance  certificates  or  benefits  and  the  same  have  been  set  forth 
in  the  annual  statement. 

Certai)!  changes  were  also  made  during  1892  in  the  Constitution  and  Eules  of  the 
Society  in  relation  to  insurance  certificates  or  benefits,  and  the  same  have  been  set  forth 
in  the  annual  statement. 

YIII.  Cash  Receipts. 

Cash  balances  from  1891,  (not  extended) 34,512  03 

Cash  received  during  1892,  from  : — 

Assessments 824,967  00 

Per  capita  tax  and  levies 1,516  00 

Interest 30  90 

Total  receipts $26,513  90 

IX.  Cash  Expexdituee. 
Cash  paid  during  1892,  for  : — 

(a)  Expenses  of  Management : 

Commission 8   1,487  43 

Law  costs 235  00 

Investigation  of  claims 171  86 

Supplies  bought 229  00 

Travelling  expenses , 87  70 

Salaries,  officers'  and  auditors'  fees 1,267  35 

Printing,  stationery  and  advertising 398  20 

Postage,  telegrams  and  express 126  62 

Premiums  for  guarantee  of  lodge  officers 15  00 

Registration  fees 27  00 

Per  diem,  directors  and  finance  committee 148  00 

Fraternal  association  fee 25  00 

Total  expenses  of  management $4,218   16 

(b)  Miscellaneous  Payments : 

Life  insurance  claims 816,320  00 

Funeral  benefits 550  00 

Benefit  to  widows  and  orphans 100  00 

Sick  Benefits , 8,687  50 

Total  expenditure 829,875  66 

C  GQ 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


TORONTO  DISTKIOT  INDEPENDENT  ORDER  OF  ODDFELLOWS. 

(Manchester  Unity.) 

Annual  Statement  for  the  Year  Ending  31st  December,  1892. 

Head  Office,  J 37  Major  Street,   Toronto. 


Organized  16th  December,  1887. 
[Register  No.  76.  Renewal  Certificate  of  Registry,  No.  77,] 


The  Executive  Officers  of  the  Society  at  the  31st   December,  1892,  were  as  follows  : 

John  Willmott,  Provincial  Grand  Master Toronto. 

William  Irving,  "  Deputy  Grand  Master " 

Owen  Mead,  "  Corresponding  Secretary ,        " 

Charles  Fry,  "  Past  Grand  Master ,        " 

Edward  J.  Walsh,  District  Treasurer «' 

I.  Currency  of  Insurance  Certificates — None. 

II.  Movement  op  Insurance  Certificates — None. 

III.  Funeral  Benefits. 

/^i^^Funeral  benefi^ts  are  undertaken   by  the  district  ;  membership  of  which  at  31st  of 
December,  1892,  was  443. 

Two  members  died  in  1892. 

f^^i'^'-The  amount  of  funeral  benefits  paid  in  1892  was  -SI 60. 

Two  members  wives  died  in  1892. 

Amount  of  funeral  benefits  paid  in  1892  in  respect  of  deceased  wives  was  $80. 

Total  cash  to  credit  of  funeral  fund  at  Slst  of  December,  1892,  $1,949.11 ;  Juvenile 
Branch,  $41.32  ;  widow  and  orphan  fund,  $121.17. 

IV.  Sick  Benefits. 

Sick  benefits  are  undertaken  by  the  subordinate  lodges. 

Number  of  members  who  received  sick  benefits  in  1892 — 53. 

Total  amount  of  benefits  paid  in  1892  in  respect  of  sick  members,  $785.82. 

Number  of  weeks'  sickness  experienced  in  1892 — 196^. 

Total  amount  of  cash  standing  to  the  ciedit  of  sick  benefit  fund  at  31st  of  December, 

1892— $1,094.05. 

C  67 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


V.  Assets. 

Cash  value  of  mortgages S     950  00 

Cash  on  deposit  to  Society's  credit,  not  drawn  against,in  the  following  chartered 
banks  : — 

Bank  of  Commerce,  Toronto 750  00 

"         (special) 42174 

Funeral  benefit  (advanced  to  lodge  2550,  England)    69  39 

All  other  assets 250  00 

Total  assets    $  2,441   13 


VI.  Liabilities — None. 
VIII.  Cash   Receipts. 


District. 

Initiation  fees 

Dues 

Per  capita  tax  and  levies 

Fines 

Supplies  sold S  46  00 

Rent 

Interest  and  dividends 76   37 

All  other  sources 915  70 

Total  receipts 81,038  07 

IX.  Cash  Expenditure 

(a)  Expenses  of  Management  : 

District. 

Fuel  and  light     

Interest 

Supplies  bought ' $  79  92 

Travelling  expenses 25  00 

Rent,  light,  heat  and  taxes 20  00 

Salaries,  including  medical  attendance  ($296.93) 139   12 

Printing,  stationery  and  advertising 

Postage,  telegrams  and  express 15   36 

Premiums  for  guarantee  of  lodge  officers 5  00 

Total  expenses  of  management $  284  40 

(b)   Miscellaneous  Expenditure  : 

Funeral  benefits $  240  00 

Sick  benefits 

Money  advanced  to  lodge  2550,  England 69   39 

Expenditure  other  than  any  of  foregoing 77  45 

Total  expenditure    S  671   24 

C  68 


Subordinates. 

$  129 

53 

2,206 

16 

56 

30 

6 

00 

48 

00 

27 

45 

$2,473 

44 

Subordinates 

$  19 

04 

18 

00 

250 

00 

479 

20 

18 

82 

31 

61 

$  816  92 


$  785  82 


8  1.602  74 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


CIVIL  SERVICE  MUTUAL  BENEFIT  SOCIETY. 
Annual  Statement  for  the  Year  Ending  31st  December,  1892. 
Head  Office,  Government  Buildings,  Ottawa. 


[Register  No.  113. 


Organized  January,  1872. 

Renewal  Certificate  of  Registry,  No.  114.] 


The  Execntive  Officers  of  the  Society  at  the  31st  December,   1892,  were  as  follows  : 

Major  C.  J.  Anderson,  Chairman Ottawa. 

A.  G.  Kingston,  Treasurer " 

W.  J.  Lynch,  Secretary " 

I.  Currency  of  Insurance  Certificates. 

Amount  covered  by  contracts  other  than  for  endowments,    or  for  sick   and  funeral 
benefits,  in  force  31st  December,  1892,  $50,600. 

II.  Movement  in  Insurance  Certificates. 

(a)  Contracts  Jor  Endowment  or  for  Benefits  in  the  natjire  thereof. — None. 

(b)  Contracts  for  Insurance  other  than  Endowments,   Sick   Benefits  and  Ftmeral  Benefits 


Number. 

Contracts  in  force,  31st  December,  1891 

Add  contracts  taken  during  1892,  new  or  renewed 

uringl892.... 

264 
5 

?        c. 
52,800  00 

1,000  00 

Gross  number  and  amount  of  contracts  on  foot  at  any  time  d 

269 
16 

53,800  00 

Number. 

Amount. 

Deductions  : 

9 

7 

•S        c. 
1,800  00 

1,400  00 
3,200  00 

"         lapsed  in  1892 

16 

3,200  0 

Net  contracts  on  foot  at  Slst  December,  1892 

253 

50,600  00 

C  69 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

III.  AND  IV.  Funeral  and  Sick  Benefits  — None. 

Y.  Assets. 

Amount  of  cash  in  hands  of  Treasurer,  31st  December,  1892 $     51   72 

Cash  on  deposit.  Dominion  Government  Savings  Bank,  Toronto 1,737  67 

Dues  and  assessments  called,  but  not  yet  payable 12  83 

Total  assets $1,802  22 

VI.  Liabilities. — Mo.  Information. 

VII.  Miscellaneous. 

No  actions  or  proceedings  were  instituted   or   prosecuted  by  or  against  the  Society 
during  1892. 

Asse.ssments  for  purposes  of  life  insurance  certificates  are   made  monthly,   and  are 
payable  on  the  last  day  of  each  month. 

The  accounts  for  the  year  1892  were  duly  audited  on  the  27th  of  .Tanuary,  1893. 

The  books  of  record  or  account  kept  for  purposes  of  insurance  certificates  or  benefits, 
are :  registers  1  and  2,  treasurer's  cash  book  and  hank  deposit  books. 

Names  and  post  office  addresses  of  the  auditors  of  accounts  for  1892  :  S.  McLaughlin 
and  0.  E.  D.  Chubbick,  Railway  and  Canals  Department,  Ottawa. 

No   changes   were   made  in  the   management  or   constitution  of  the  Society  during 
1892.  *  :i  ^ 

VIII.  Cash  Receipts. 

Ca.«h  balances  from  1891,  (not  extended) $1,937  44 

Initiation  fees %     20  00 

Dues 1,641  48 

Interest  and  dividends 49  42 

Total  receipts $1,710  90 

IX.  Cash  Expenditdre. 

Salaries,  officers'  and  auditors'  fees $25  GO 

Printing,  stationery  and  advertising 26  95 

Registration ...  7  00 

Total  expenses  of  management $58  00 

Miscellaneous  Expenditure. 

Life  insurance  claims $1,800  00 

Total  expenditure $1,858  95 

C  70 


57  Victoria,  Sessional  Papers  {No.  13)  A.  1894 

FEDERATED  ASSOCIATION  OF  LETTER  CARRIERS. 
Annual  Statement  for  the  Year  Ending  31st  December,   1892. 
Head  Offi^ce,  352  Givens  Street,   Toronto,   Out. 


Organized  15th  September,  1891. 
[Register  No.  78.  Renewal  Certificate  of  Registry,  No.  79.] 

The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

Robert  Fair,  President Ottawa. 

Alex.  McMordie,  Secretary Toronto. 

David  0.  Dowrie,  Treasurer Hamilton. 

I.  Currency  of  Insurance  Certificates. — None. 

II.  Movement  in  Insurance  Certificates. 

(a)  Gontracts  for  Endowments,  or  for  Benefits  in  the  nature  thereof. — None. 

(b)   Contracts  for  Insurance  other  than  Endovnnents,   Sick  Benefits   or  Funeral  Benefits. 

Contracts  in  force  Slet  December,  1891 197 

Add  contracts  taken  during  1892,  new  or  renewed 100- 

Gross  number  on  foot  at  any  time  during  1892 297 

Contracts  matured  in  1892 3 

Contracts  lapsed  in  1 89  2    20 

Total  deductions   23  23 

Net  contracts  on  foot  31st  December,  1892 274 

Assessments  are  made  on  the  death  of  each  member,  and  the  benefit  paid  is  $1.00 
from  each  member  in  good  standing. 

III.  AND  IV.  Funeral  and  Sick  Benefits. — None. 

V,  Assets. 

Cash  on  Deposit  in  Canadian  Bank  of  Commerce,  Toronto $398   10 

VI.  Liabilities. — None. 

VII.  Miscellanaous. 

No  actions  or  proceedings  were  instituted  or  prosecuted   by  or  against  the  Society 
during  1892. 

Assessments  are  made   for   purposes  of  life  insurance   certificates  on  date  of  death 
of  a  member,  and  are  payable  within  30  days,  one  advance  assessment  being  kept  on  hand. 

G  71 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


Four  assessments  were  made  during  1892,  payable  in  the  months  of  January,  July, 
September  and  October. 

The  Society's  accounts  were  duly  audited  during  1892 — date  not  gi\en. 

The  books  of  record  or  account  kept  for  purposes  of  insurance  certificates  or  benefits 
are  :  certificate  register  and  account,  roll  book,  day  book,  ledger.  Names  and  Post  Office 
addresses  of  the  auditors  for  1892  :  David  C.  Dowrie,  Eamilton  ;  C.  H.  Moss,  Ottawa  ; 
James  J.  Gushing,   London. 

VIII.  Cash  Receipts. 

Cash  balances  from  1891  (not  extended) $167  45 

Application  fees S     99  50 

Assessments 762  00 

Per  capita  tax  and  levies 150  80 

Charter  fees 2  00 

Supplies  sold 16  16 


Total  receipts $1,030  46 

IX.  Cash  Expenditure. 

(a)  Expenses  of  Manaqemsnt : 

Law  costs $52  00 

Supplies  bought 65  20 

Travelling  expenses 35   60 

Pent,  light,  heat,  and.  taxes 5  00 

Printing,  stationery  and  advertising 5   70 

Postage,  telegrams  and  express 17  76 

Total  expenses  of  management $181   26 

(b)  Miscellaneous   Expenditure. 

Life  insurance  claims,  other  than  endowment 633  00 

Total  expenditure $814  26 


C  72 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

YOCJNG  MEN'S  PROTESTANT   BENEVOLENT  ASSOCIATION. 

Annual  Statement  for  the  Year  Ending  31st  December,  1892. 

Head   Office,  8Jf.  Emerald  Street,  Hamilton,   Ont. 

Organized,  30th  August,  1881. 
[Register  No.  114.  Renewal  Certificates  of  Registry,  No.  115. J 


The  Exeeutive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

John  W.  Morrow,  Grand  Master Gananoque. 

William  Derby,  "     Secretary Hamilton. 

James  F.  Harper,         "     Treasurer .  Hamilton. 

Funeral  Benefits, 

The  Funeral  benefits  are  undertaken  by  the  Grand  Lodge,  the  membership  of  which 
at  [31st  December,  1892,  was  550.  One  member  of  the  Society  died  in  1892.  The 
amount  of  funeral  benefits  paid  in  1892,  was  SIOO. 

Sick  Benefits. 

Sick  benefits  are  undertaken  by  the^  subordinate  lodges. 
Number  of  members  who  received  sick  benefits  in  1892,  30. 
Amount  of  benefits  paid  in  1892,  $127. 
Number  of  weeks  sickness  experienced  in  1892,  42. 
Total  amount  of  cash  standing  to  credit  of  fund,  $1,050. 

Assets. 

Cash^in  Bank  of  Hamilton,  at  Hamilton $    107  40 

"       Subordinate  lodges 1,130  60 

Total  assets $1,238  00 

Liabilities. — None. 

Miscellaneous. 

No  actions  or  proceedings  were  instituted  by  or  against  the  Society  during  1892. 
The  accounts  of  the  Society  were  audited  10th  August,  1892. 

The  books  of  account  kept  by  the  Society  are  :  ledgers  of  Grand  Secretary  and  Treas- 
urer. Names  and  addresses  of  auditors  of  accounts  for  1892  :  John  W.  Morrow,  Dun- 
dalk  ;  D.  Coulter,  Hamilon  ;  H.  West,  Owen  Sound ;   F.  H.  Stringer,  Port  Credit. 

C  73 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Cash   Eeceipts. 

Application  fees S86  OO 

Initiation  fees 86  00 

Per  capita  tax  and  levies 1 1 3  00 

Charter  fees 36  00 

Supplies  sold 14  80 

Total  receipts S335  80 

Cash  Expenditure. 

(a)  Expenses  of  Management : 

Supplies  bought $     92  25 

Travelling  expenses 48  00 

Salaries,  officers'  and  auditors'  fees 25  00 

Printing,  stationery  and  advertising 7  OO 

Postage,  telegrams  and  express 11  00 

Total  expenses  of  management $183  25 

(b)  Miscellaneous   Expenditure  : 

Funeral  benefits 100  00 

Sick  benefits = 127  00 

Total  expenditure $410  25 


C  74 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

THE  OFFICERS'.  WIDOWS'  AND  ORPHANS'  FUND  OF  THE  BANK  OF 
BRITISH  NORTH  AMERICA. 

Annual  Statement  for  the  year  ending  3 1st  December,  1892. 

Head  Office,  HO  St  James  Street,  Montreal,  Que. 

Head  Otlice  in  Ontario,  corner  of  Wellington  and  Yonge  Streets,  Toronto,  Ont. 

Chief  Agent  for  Ontario  :  David  Simpson,  Accountant,  Bank  of  B.  N.  A.,  Toronto,  Out. 


Organized  14th  October,  1891.* 
[Register  No.  103.  Renewal  Certificate  of  R-^gistry,  No.  104  ] 


The  Executive  Officers  of  the  Fund  at  Slst  December,  1892,  were  as  follows  : — 

Richard  Roe  Grind  ley.  President Montreal,  Que. 

Alfred  G.  Wallis,  Yice-President London,  England. 

Jeffrey  Penfold,  Tiustee     Montreal,  Que. 

William  Grindlay,  Trustee    Toronto,  Ont. 

James  Elmsley,  Trustee    Woodstock,   Ont. 

EdwardBurroughBrownlow,  Secretary-Treasurer.  .  Montreal,  Que. 

I.  Currency  of  Insurance  Certificates. — No  information. 

II.  Movement  in  Insurance  Certificates.  —  No  informition. 

III.  and  IV.  Sick  and  Funeral  Benefits. — None. 

V.  Assets. 

Cash  on  deposit,  to  credit  of  Fund,   not   drawn   against,   in   the   following 
chartered  bank  : 

Bank  of  British  North  America,  Montreal,  Qae $11,636  01 

Total  assets    $11,636  01 

VI.  Liabilities. — None. 

VII.  Miscellaneous. 
No  assessments  are  made. 

The  Fund's  accounts  were  duly  audited  during  1892  on  12bh  October. 
Names  and  post  office  addresses  of  auditors   for   1892    were   as   follows:  E.  Singer, 
Bank  of  B.  N.  A  ,  Montreal.  Que.  ;  C.  F.  Djacon,  Bauk  of  B.  N.  A.,  Montreal,  Que. 

*By  the  Bank  Act,  53  Victoria  (1890),  chapter  31  ( D),  section  22,  a  chartered  bank  is  authorized  to 
create  a  guarantee  or  pension  fund  for  the  employees. 

C  75 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


YIII.  Cash  Receipts. 

Cash  balance  from  1891  Cnot  extended) $3,295  56 

Cash  received  during  1892  from  : — 

Interest S     330  27 

Subscriptions  from  married  members,  and  fees  from  unmarried  members  3,790  85 

Donation  from  Bank 4,329  83 


Total  receipts    $8,450  95 

IX.  Cash  Expenditure. 
Cash  paid  during  1892  for  : — 

(a)  Expenses  of  Management  ; 

Actuary's  fees    $85  00 

Doctor's  fees 12  50 

Application  for  registration  in  Ontario 5  00 

Fee  for  registration  in  Ontario     5  00 

Legal  expenses 3  00 

Total  expenditure $110  50 


C  76 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

HAMILTON  POLICE  BENEFIT  FUND. 

Annual  Statement  for  the  year  ending  31st  December,  1892. 
Head  Office,  Haviilton,  Ont. 


Organized  13th  February,  1891.     Incorporated  13th  February,  1891. 
[Register  No.  91.  Renewal  Certificate  of  Registry,  No.  92.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : — 

Hugh  McKinnon Treasurer. 

Alexander  Smith    Chairman. 

John  H.  Blakeley Secretary, 

Bernard  McMahon     Committeeman. 

Donald  Campbell    " 

Alfred  Moore 

Samuel  B.  Fuller    

Assets. 

Cash  on  deposit  to  Society's  credit  in  Bank  of  Hamilton $4,880  44 

Liabilities., — None. 

Cash  Receipts. 


Dues  from  members . 

Concert 

Donations 

Interest 


Total  receipts 


^4  385  58 

182 

40 

68 

00 

251 

46 

$4,887 

44 

Cash  Expenditure. 
Application  and  registration  fee = $7  00 


C  77 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


ANCIENT  ORDER  OF  HIBERNIANS. 

Annual  Statement  for  the  year  ending  31st  December,  1892. 
Head  Office,  18  Markham  Place,  Toronto. 


Organized  24th  September,  1888. 
rRe<^ister  No.  92.  Renewal  Certificate  of  Registry..  No.  93.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : — 

John   Carry,   Provincial  Delegate    Hamilton. 

John  McGarry,        "         Secretary Toronto. 

Michael  Gueiin,     "         Treasurer Stratford. 

Funeral  and  Sick  Benefits. 

Funeral  and  sick  benefits  are  undertaken  by  the  subordinate  divisions,  the  membership 
of  which,  at  31st  December,  1892,  was  630. 
Two  members  died  in  1892. 
Amount  of  funeral  benefits  paid  in  1892,  .$110 
Two  members'  wi\es  died  in  1892. 

Amount  of  funeral  benefits  paid  in  respect  to  deceased  wives,  .$50. 
Number  of  members  who  received  sick  benefits  during  1892,  24. 
Number  of  weeks'  sickness  experienced,  164. 
Amount  of  cash  standing  to  credit  of  fund  31st  December,  1892,  $937.82. 

Cash  Receipts. 

Cash  on  hand  31st  December,  1891,  not  extended    $1,283  78 

Initiations $  678  00 

Dues  and  assessments 2,696  72 

Interest  and  entertainments    ■•  336  39 

Total  receipts    $3,711   11 

Cash  Expenditure. 

Per  capita  tax  and  levies $  133   14 

Hall  rent 230  00 

Charitable  purposes 661   31 

Stationery,  etc 1,052  62 

Total  cost  of  management  2,077  07 

Sick  benefits 820  00 

Funeral  benefits  (members) 110  00 

"  members'  wives)    50  00 

Total  expenditure     $3,057  07 

C  78 


.^7  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

GRAND  LODGE  KNIGHTS  OF  PYTHIAS  OF  ONTARIO. 

Annual  Statement^for  the  Year  Ending  31st  December,  1892. 
Head  Office  of  Supreme  Lodge,  Nashville,  Term.,  U.S.A. 


Chief  Agent  aad  Attorney  for  Ontario,  George  H.  Mitchell,   157  Denison  Avenue, 

Toronto,  Ont. 

Organized  19th  February,  1864. 

[Register  No.  94.  Renewal  Certificate  of  Registry,  No.  95.] 


The  Executive  Officers  of  the  Society  for  the  31st  December,  1892,  were  as  follows  : 

John  B.  Davidson,  Grand  Chancellor St.  Thomas,  Ont. 

R.  E.  Rispen,  Grand  Vice-Oh-vncellor Chatham,  Ont. 

Geo.  H.  Mitchell,  Grand  Keeper  of  Records  and  Seals  .  .  .  Toronto,  Ont. 
D.  J.  Peace,  Grand  Master  of  Exchequer Hamilton,  Ont. 

I.  Currency  of  Insurance  Certificates. 
Life  insurance  undertaken  by  the  supreme  body. — No  information  given. 

III.  Funeral  Benefits. 

Funeral  benefits  are  undertaken  by  the  subordinate  bodies,  with  a  total  membership 
of  1,507  at  31st  December,  1892. 

Eight  members  of  the  Society  died  during  1892,  and  funeral  benefits  amounting  to 
$371  were  paid. 

IV.  Sick  Benefits. 

Number  of  members  who  received  sick  benefits  in  1892,  125. 
Amount  of  benefits  paid  during  1892  in  respect  of  sick  members,  $1,379.52. 
Number  of  weeks'  sickness  experienced  in  1892,  471^. 

Amount  cash  standing  to  the  credit  of  Sick  and  Funeral  Benefit  Fund  at  31st 
December,  1892,  $4,857.57. 

v.  Assets. 

Grand  Subordinate 

Body.  Bodies. 

Cash  on  hand  31st  T>ecember,  1892 $47126  •     $3,695  05 

"     in  bank           "                  "          4,857  57 

Furniture  and  paraphernalia 9,441   72 

Total  assets $471   26  $17,994  34 

C  79 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


on  the  lOtb 


Subordinate 

Lodges. 

$1,667  50 

6,844  65 

2,263  60 

86  90 
1,633  11 

$12,495  76 


VI.   Liabilities. — None. 

VII.  Miscellaneous. 

Assessments  for  insurance  certificates  are  made  monthly  and  are  payable 
day  of  each  month. 

The  books  of  the  Society  were  audited  on  4th  June,  1892. 

VIII.  Cash  Receipts. 

Grand  Subordinate 

Lodges.  Bodies. 

Cash  balances  from  1891  (not  extended)  $340  90        .§3,897  04 

Cash  received  during  1892  from  : 

Grand 
Lodge. 

Initiation  fees 

Dues 

Per  capita  tax  and  levies $2,019  92 

Degrees  and  cards 

Supplies  sold 269  35 

Reinstatements    

Proceeds  of  entertainments,  etc 

Total  receipts $2,289  27 

IX.  Cash  Expenditure. 

Cash  paid  during  1892  for  : 

(a)  Expenses  of  Management  : 

Grand 
Lodge. 

Charter  fees $      90  50 

Per  capita  tax  and  levies   100  00 

Supplies  bought 201  70    ' 

Travelling  expenses 168  74 

Rent,  light,  heat  and  taxes 40  00 

Printing,  stationery  and  advertising 34  50 

Salaries,  directors'  and  auditors'  fees 100  00 

Postage,  telegrams  and  express 83  46 

Registration 41   05 

Paid  on  account  of  loss,  reception  Supreme  Lodge,  1886.     1,298  55 

Total  expenses  of  management 2,158  50 

(b)  Miscellaneous  Payments  : 

Funeral  benefits 

Benefits  to  widows  and  orphans 

Sick  benefits 

Medical  attendance 

Total  expenditure $2,158  50 

C  80 


Subordinate 
Bodies. 


9,893  65 


9,893  65 


371 

00 

337 

00 

1,380 

06 

716 

04 

$12,697 

75 

57  Victoria.  Sessional  Papers  (No.  lo).  A   1894 


ST.  JOSEPH'S  AID  SOCIETY. 

Annual  Statement  for  the  Year  Ending  31st  Decembek,   1892. 
Head  Office,  Formosa,  Oatario. 


Organized  6th  March,  1887. 
[Register  No.  116.  Renewal  Certitica^ie  of  Registry,  No.  117. 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

J.  J.  Schumacher,  President Formosa. 

W.  Bitschv,  Vice-President Teeswater. 

A.  Zettel,  Secretary Formosa. 

John  Hunat,  Treasurer Formosa. 

Funeral  and  Sick  Benefits. 

Total  membership  of  Society,  119. 

Number  of  membtrs  who  received  sick  benefits  in  1892,  19. 

Amount  of  beuetJts  paid  in  1892  to  .sick  member.s,  §141.68. 

Number  of  weeks'  sickness  experienced  in  1892,  -44. 

Total  amnnnt  of  cash  to  credit  of  fund  31st  December,  1892,  .$317.62. 

Assets. 

Actual  cash  on  hand  31st  December,  1892 .$317   16 

Dues  and  assessments  due  and   unpaid 6  45 

Interest  due  and  accrued 5    16 

$328  77 

LlABlLlTIKS. l^i\. 

Miscellaneous. 

The  books  and  accounts  of  the  Socic^ty  were  duly  audited  2.5th  February,  1893. 

The  books  of  record  or  account  kept  by  the  Society  are  :  Register  of  members,  ca.sh 
book  and  minute  book. 

The  names  and  addresses  of  the  auditors  for  1892  were:  J.  M.  Klein,  Formosa;  0. 
Weiler,  Formosa. 

Cash  Receipts. 

Cadi  balances  from  l8'Jl  [not  extended) §282  61 

Initiation  fees .$  46  00 

Dufs 130  00 

Fines .3  00 

Supplies  .soM '.  4  .^lO 

Interest  and  dividends 13  81 

.f202   31 
0  (IN.)  C    81  — 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

Cash  Expenditure. 

Charter  fees,  etc 

Supplies  bought 

Rent,  light,  heat  and  taxes : 

Printing,  stationery  and  advertising 

Postage,  telegrams  and  express 

Total  expenses  of  management 27   97 

Miscellaneous  Expenditure. 
Sick  benefits ,  141   68 


$25 

15 

0 

30 

2 

50 

0 

82 

1 

20 

Total  expenditure #169  65 


C  82 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


THEATRICAL  MECHANICS'  ASSOCIATION. 

Annual  Statement  for  the  Year  Ending  30th  April,  1893. 
Head  Office,  152  Dovercourt,   Toronto. 


Ororanized  2l8t  September,  1886  ;  incorporated  20th  May,  1887. 
[Register  No.  100.  Renewal  Certificate  of  Registry,  No.  101] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : — 

•John  Woodburn,  President Toronto. 

C.  G.  Richardson,  1st  Vice-President Toronto. 

C.  0.  R ickwood,  2nd  Vice-President Toronto. 

W.  E.  Meredith,  Recording-Secretary    Toronto. 

J .  Amblei",  Treasurer Toronto. 

Funeral  and  Sick  Benefits. 

Total  membership  of  Society,  75. 

Funeral  and  Sick  Benffits  are  undertaken  by  the  Society. 

Total  amount  of  Sick  Benefits  paid  during  the  year  $75. 

Amount  of  c?sh  standing  to  credit  of  Sick  Benefit  Fund,  .$2,516.93. 

Assets. 

Actual  cash  in  Treasurer's  hands  as  per  Auditor's  Report ,$      10   39 

Cash  on  dejjosit  in  Home  Loan  Savings  Bank,  Toronto 2,506  54 

Total  assets    $2.51 6  93 

Liabilities. — None. 
Cash   Receipts. 

Dues a     377  30 

Supplies  sold 21   00 

Interest  and  dividend 64  07 

All  other  sources 536  00 

Total  receipts    .$998  37 

Cash  Expenuiture. 
(a)  Expenses  of  Afanaijement : 

Orand  Lodge   Assessment    8         5  00 

Registration 10  00 

Rent,  light,  heat  and  taxes 18  00 

Salaries,  officers'  and  auditors'  fees 1 7   00 

Printing,  stationery  and  advertising 46   65 

Other  management  expenses  detailed  in  memo 142   75 

Total  expen.ses  of  management    .■?:i39  40 

(b)   Miscellaiifoit^   Expenditurp,  : 
Sick  benefits '"t^       75  00 

Total  expenditure $314  40 

C  83 


57  V^ictoria.  Sessional  Papers  (No.  13).  A.  1894 

ST.  JOSEPH  SOCIETY  OF  THE  CITY  OF  OTTAWA. 

AxxuAL  Statement  for  the  Year  Ending  31st  December,  1892. 

Head  Office,  York  and  DalhousI.e  Street-^,  Ottawa. 


Organized  22nd  March,  1863  ;  Incorporated  1st  June,  1864. 
[Registry  No.  86.  Renewal  Certificate  of  Registry,  No.  87.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  f ollo\\  s  : — 

J.  F.  H.  Laperriere,  President Ottawa. 

A   Dostaler,  Secretary    Ottawa. 

I.  Cote,  Treasurer    Ottawa. 

Funeral  Benefits. 

Funeral  Benefits   are  undertaken  by   the  Society,  the   membership  of  which  at  Sisr. 
December,  1892,  was  760. 

Five  members  died  in  1892. 

\mount  of  benefits  paid  in  respect  of  deceased  members,  $1,975. 

Five  members'  wives  died  in  1892.- 

Amount  of  benefits  paid  in  vespect  of  d.^ceised  wives,  §384.60. 

Sick  Benefits. 

Sick  benefits  are  undertaken  by  the  Society. 
Sixty-three  members  received  Sick    Benefits  during  1892. 
Amount  of  Sick  Benefits  paid  8 1,640. 
Number  of  weeks'  sickness  experienced  during  1892,  546|^. 

Assets. 

Cash  value  of  real  estate,  less  incumbrances , $  4,800  00 

Actual  cash  on  hand    1  35 

Cash  on  deposit  to  the  Society's  credit  in  the  following  chartered  banks  : — 

Le  Banque  Nationale,  Ottawa 2,404  69 

Government  Savings,         "       4,283  80 

Roman  Catholic  Episcopal  Corporation 5,000  00 

Dues  and  Assessments  due  and  unpaid    1,335  15 

Total  assets    §17,824  99 

Liabilities. 
Amount  of  claim  admitted  by  Society    .  .  .  .  : 6500  00 

Miscellaneous. 

An  assessment  of  $1  is  made  at  the   decease  of  a  member,  and  10  cents  at  the  death 
of  a  member's  wife. 

The  accounts  were  audited  balf-yeaily  during  1892,  30th  April  and  31st  October. 

Names  and  addresses  of  auditors :    Napoleon   Casault,  96    Cathcart   street,  Ottj.wa  ; 
Samuel  Richard,  309  Cathcart  street,   Ottawa. 

C  84 


57  V'ict.iria  Sessional  ]'a})erti  {^<(k  V3).  A.  18i4 


Cash  Reckipts. 

Initiation  fees ^        73  00 

Dues 2,158  00 

Assessments 1,938  70 

Fines     '653  80 

Cards     4  80 

Rent  .  .  .- 332   20 

Interest  and  dividends    408  61 

All  other  sources 170  75 

Total  receipts   S5,739  86 

Cash  Expenditure. 
(a)  Eo:pense>i  of  Managemerd  : 

Fuel  and  light 8  U3  69 

Supplies  bought    50 

Travelling  expenses 15  00 

Rent,  light,  heat  and  taxes 20  54 

Salaries,   office)  s'  and  auditors'  fees 330  00 

Printing,  Stationery  and  advertising 62   04 

Postage,  telegrams  and   express 20  00 

Other  management  expenses  detailed  in  memo 107  62 

Total  expenses  of  uiai  ag(  nif-nt   699  39 

(b)   Miscellaneous  Expenditure  : 

Funeral  Benefits  for  members'  wives 384  60 

Benefits  to  widows  and  orphans    1,975  00 

Sick  Benefits 1,640  00 


Total  expenditure     $4,698  99 


C  85 


57  \'ictoria.  Sessional  Papers  (No    \2).  A.  1894 


OTTAWA    U.NITY  PROTESTANT  BENEFIT  SOCIETY  OF  OTTAWA. 
Head  Office,  193  Albert  Street,   Ottawa,   Ont. 


Organized  1st  June,  1869,  and  incorporated  in  Ontario  January,  1869. 
[Register  No.  85.  Renewal  Certificate  of  Registry,  No.  86.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

D.  Story,  President    Ottawa. 

T.  D.  McFarlane,  Vice-President  . •' 

John  McFarlane,  Treasurer    , " 

H.  W,  Sherwood,  Financial  Secretary " 

W.  J.  Eastcott,  Recording  Secretary " 

III.  Funeral  Benefits. 

Funeral  Benefits  are  undertaken  by  the  Society. 

No  members  of  the  Society  died  during  1892,  and  no  payments  were  made  in  respect 
of  funeral  benefits. 

A  special  levy  is  made  for  each  benefit  paid. 

IV.  Sick  Benefits. 

Sick  Benefits  are  undertaken  by  the  Society.  Forty-five  members  received  sick 
benefits  during  1892,  amounting  to  $441.  Number  of  weeks'  sickness  experienced  during 
1892,  147.  Total  amount  of  cash  standing  to  credit  of  Sick  Benefit  Fund  at  31st 
December,  1892,  81,577.48. 

V.  Assets. 

Actual  cash  on  hand  as  per  Auditor's  Statement $     58  25 

Cash  on  deposit  to  Society's  credit,  not  drawn  against,  in  the  following  char- 
tered bank  : 

Post  Ofiice  Savings  Bank,  Ottawa,  Ont 1,407  33 

Quebec  Bank,                               " Ill  90 

Ottawa      "                                  "              318  80 

Total  assets   $1,896  28 

VI.  Liabilities. — No  Information. 
VII.   Miscellaneous. 

Actions   or   proceedings   instituted   or   prosecuted   by  or  against  the  Society  during 

1892.     No  Information. 

The  Society's  books  were  duly  audited  in  June,  1892. 

Names  and  post  office  addresses  of  the  auditors  for  1892  were  as  follows  .  W.  R. 
Truman,  Bank  street,  Ottawa,  Ont.  ;  Jno.  R.  Greenfield,  Cooper  street,  Ottawa,  Ont.  ; 
F.  Pearen,  Ottawa  street,  Ottawa,  Ont. 

No  changes  were,  during  1892,  made  in  the  Constitution  and  Rules  in  relation  to 
benefits. 

C  86 


57  Victoria.  Sessional  Papers  (No.  lo).  A.  1894 


YIII.  Cash  Receipts. 

Gash  balance  from  1891  (not  extended) $1,491   49 

Cash  received  during  1892  from  : 

Application  fees S     11   00 

Initiation  fees 122   25 

Dues 797  95 

"     previous  years 37  80 

Fines 11    10 

Supplies  sold 3  85 

Rent 3  60 

Interest 56   15 

Sunday  collections 14  00 

Concert  receipts 29  50 

Excursion 210  00 

Total  receipts gl.297   20 

IX.  Cash  Expenditure. 

Cash  paid  during  1892  for  : 

(a)  Expenses  of  Management: 

Rent,  light,  heat  and  taxes 

Salaries,  officers'  and  auditors'  fees 

Printing,  stationery  and  advertising 

Registration 

I nsurance  

Janitor  (special  meeting) 

Return  of  proposition  fees 

Total  expenses  of  management 399  96 

(b)  Miscellaneous  Expenditure  : 

Sick  benefits = 

Gratuities  to  distressed  members 

Donations  to  Sabbath  School 

Total  expenditure 


1  45 

84 

285 

30 

53 

07 

9 

00 

1 

75 

4 

50 

50 

441 
35 
14 

00 
00 
00 

$889 

96 

C  87 


57  Victoria.  Sessional  Papers  (No    1^).  A.  1894 


TORONTO  POLICE  BENEFIT  FUND. 

Anxual  Statement  for  the  Year  Ending  31st  December,   1892. 

Head  Office.   Police  Headquarters,   Toronto. 


Organized  1st  Jauuary,  1882;  incorporated  2nd  March,  1882. 
Register  No.  104.  Renewal  Certificate  Registry,  No.  105.] 


The  Executive  Officers  of  the  Society  at  the  3Lst  December,  1892,  were  as  follows  : 

Jos.  Johnston,  Chairman Toronto. 

Chas.  Seymour,  Secretary Toronto. 

H.  J.  Grasett,  Treasurer Toronto. 

Assets. 

Mortgages , '......      .$41,400  00 

Cash  on  deposit  in  Imperial  Bank,  Toronto 14,186  45 


Total  assets $55,586  45 

Liabilities. 
Amount  of  claims  admitted  by  Society $1,319  66 

jMiscellaneous. 

No  actions  or  proceedings  were  instituted  or  prosecuted  by  or  against  the  Society 
during  1892. 

Three  per  cent,  is  deducted  from  salaries  monthly.  The  Society's  accounts  were 
audited  20th  February,  1893,  The  books  of  record  or  account  kept  are  :  ledger  and  pen- 
sion book. 

Names  and  post  office  addnsses  of  auditors  for  1892:  Thomas  F.  Houston  and 
George  Duncan,  Toronto. 

Changes  were  made  in  thf;  Constitution  and  Rules  as  follows  :  Assessments  or  per- 
centage on  salary  increased  from  3  to  5  per  cent.  Members  under  tlie  old  scale  to  serve 
twenty-five  years  instead  of  twenty  before  being  entitled  to  pension. 

Cash  Receipts. 

Dues 85,952  51 

Fines 421  60 

Interest  and  dividends 2,908  34 

All  other  sources : 2,405  01 

Total  receipts 811,687  46 

C  88 


57  V'ictoria.  vSessional  Papsrs  (No.  13).  A.  1894 


Cash  Expenditube. 

(a)  Expenses  of  Manar/ement  : 

Charter  fees 812  00 

Supplies  bought 4-50 

Printing,  stationery  and  advertising 5   60 


Total  expenses  of  management 22   10 

(b)  Miscellaneous  Expenditure  : 

Endowments  or  payments  in  the  nature  thereof 

Life  insurance  claims  other  than  endowment     

Sick  benefits 

Other  expenditure     . 

Total  expenditure     


2,545 

44 

2311 

49 

740 

00 

284 

04 

$5,903  07 

C  89 


57  Victoria. 


Sessional  Papers  (No.  IS). 


A. 1894 


ROYAL  TEMPLARS  OF  TEMPERANCE. 

Head  Office,  112  James  Street,  Hamilton,   Ont. 

Organized,  14th  February,  1884,  and  incorporated  in  Ontario,  9th  February,  1885. 
[Register  No.  84.  Renewal  Certificate  of  Registry,  No.  80.] 

The  Executive  Officers  of  the  Society  at  31st  December,  1892,  were  as  follows  : 

A.  M.  Featherston,  Dominion  Councillor Montreal,  Que. 

J.  H.  Land,  Dominion  Secretary  .    ...    Hamilton,  Ont. 

P.  H.  Stewart,  Dominion  Auditor    Barrie,  Ont. 

I.    OURRENCT    OF    INSURANCE    CSRTIFICATES. 

Amount  covered  by  Endowment  contracts  in  force  31st  December,  1892. — None. 
Amount  covered  by  contracts  other  than  for  Endowments,  or  for  Sick  or  Funeral 

Benefits,  S6, 458, 500. 

II.  Movement  in  Insurance  Certificates. 

(a)  Contracts  for  Endowments  or  Benefits  in  the  nature  thereof. — None. 

(b)   Contracts  for  Insurance  other  than  Endowments,  Sick  or  Funeral  Benefits. 


Contracts  in  force  31st  December,  1891 

Add  contracts  taken  during  1892,  new  or  renewed 

Gross  number  and  amount  of  contracts  on  foot  at  any  time  in  1892 


Number. 


4,070 

796 


Amount. 


4,866 


6,016,500  00 

877,500  00 

6,894,000  00 


324 

Number. 

27 

266 

20 

11 

Amount. 

Deductions  : 
Contracts  matured  in  1892 

S        c. 
33,000  00 

363,000  00 

28,500  00 

9,500  00 

lapsed  in  1892 

"         surrendered  in  1892    

•'         cancelled  in  1892 

Add  to  above  deductions    the    amount    by 
which  various  certificates    still    on    foot 
were  reduced  during  1892 

324 

434,000  00 

1,500  00 
435,  .500  00 

Total  deductions 

324 

436,500  00 

Net  contracts  on  foot  31st  December,  1892 . . . 

1 

4,542 

6,458,500  00 

III.  Funeral  Benefits. 

Funeral  Benefits  are  undertaken   by   the   Grand  Council  of  Ontario,   the  total  mem- 
bership of  which  is  564. 

Seven  members  of  the  Grand   Council  died   in   1892,   and  funeral   benefits  to  the 
amount  of  $350  were  paid. 

C  90 


57  Victoria. 


Sessional  Papers  (No.  13). 


A   1894 


IV.  Sick  Benefits. 

Sick  Benefits  are  undertaken  by  the  Grand  Council  of  Ontario. 
There  were  paid  in  1892,  182  sick  benefits,  amounting  to  $2,950. 
The  number  of  weeks'  sickness  experienced  in  1892  was  532. 

Total  cash  standing  to  the  credit  of  Sick  and  Funeral  Benefit  Fund  at    31st  Decem- 
ber, 1892,  was  197. 2i. 

V.  Assets. 


Actual  cash  on  hand  (other  than  in  bank)  held  by  Secretary  pend- 
ing deposit 


Cash  on  deposit  to  Society's  credit,  not  drawn  against,  in  the  fol- 
lowing chartered  banks  : 

Bank  of  Montreal,  Hamilton   

Bank  British  North  America,  Hamilton 

P.  0.  Savings  Bank,  Hamilton ... 

Interest  due  and  acrrued   

Grand  Councils  for  Supplies 

"      Tax 

Select  Council  supplies 

Stock  on  hand 

Loans 

Totals 


Supreme 
Body. 


1,799  06 


50,313  06 


Grand  Body 


$    c. 
46  07 

97  24 
1,775  91 


595  00 

1,583  97 

1,647  30 

115  02 

791  57 

625  00 

57,449  90 


Subordinate 
Bidies. 


S    c. 


414  63 


100  00 


1,919  22, 


514  63 


Grand  total  of  assets,  ^59,883  75. 
VI.  Liabilities. 


Supreme 
Body. 


Grand  Body 


Auxiliary 
Bodies. 


Amount  of  claims  admitted  by  Society 

"        accounts  for  supplies 

"        publishing  department  proportion  of  tax. 

"        office  expenses 

"        medical  fees 

"        current  accounts,  office  expenses 

K.  T.  of  T.  loan   

"        J.  H.  Land     "     

Totals 


$    c.  ?    c. 

7,000  00  200  00 


$    c. 


555  67 

1,395  90 

23  56 

77  53 

32  28 

2,061  40 

310  50 

11,456  77 


200  00 


Grand  total  of  Liabilities,  $11,650.77. 
C  91 


57  \  ictoria. 


Sessional  Papers  (No.  liJ) 


A.  1894 


VII.   Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Societv  during 
1892  : 

An  action  was  taken  in  the  High  Court  of  Justice,  Chancery  Division,  against  the 
Society,  in  Shi[»man  v.  Dominion  Council  of  Canada  and  Xewfoundlaad,  Royal  Templars 
of  Temperance,  to  recover  §1,000  beneSt.  Society's  defence  :  non-payment  of  assess- 
ments and  member  not  able  to  pass  medical  examination  for  re -in  statement.  Action 
dismissed  with  costs. 

Assessments  are  made  for  purposes  of  life  insurance  each  month,  and  are  payable 
first  of  each  month.     Twelve  such  assessments  were  made  in  1892. 

The  Society's  books  were  duly  audited  during  1892  on  the  first  week  in  each  month. 

Xames  and  post  office  addresses  of  the  auditors  for  1892  were  as  follows  :  P.  H- 
Stewart,  Barrie.  Ont.  ;  Byron  Smith,  Hamilton,  Ont.  ;  G.  A.  Blackstock  (special 
audit),   Hamilton,  Ont. 

Certain  changes  were,  during  1392,  made  in  the  Constitution  and  R,ules  of  the 
Society  in  i-elation  to  insurance  certificates  or  benefits,  and  are  set  forth  in  the  annual 
statement. 

VIII.  Ca.sh  Receipts. 

Cash  balances  from  1391  (not  extended)  : 

Dominion  Council    S42,646  57 

Grand  Council ' 1,895  73 

K.  T.  of  T     710  83 


845.253  13 


Supreme 
Body. 


Grand  Body 


Auxiliary 
Bodies. 


Cash  received  during  1892  from  : 


Application  fees      

Assessments  

Ver  capita  tax  and  levies . 

Charter  fees 

Supplies  sold 

Interest 

Advertisements  paid 

und  on  vault 

Collections  by  lectures  . . . 
Totals 


S    c. 
646  00 

51,297  52 

7,002  45 


1,121  59i 

I 
1,020  09  . 

i 
43  83 

25  00, . 


61,156  48 


8    c. 


7,961  74 

i 

795  00 

321  75 


1.610  95i 


1,773  27 


10,689  44  1,773  27 


C    92 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


IX.  Cash  Expenditure. 


'sr  ^^^^M^i::' 


(a)  Expenses  of  Manayeincnt  : 
Per  capita  tax  or  levies  for  management 

Commission 

Law  costs 

Supplies  biiught 

Travelling  expenses 

Rent,  light,  heat  and  taxes 

Salaries,  officers'  and  auditors'  fees .... 

Printing,  stationery  and  advertising 

Premiums  for  guarantee  Lodge  Officers 

Postage,  telegram.s  and  express 

Publication  department 

Medical  examiners 

Camp  at  Montreal    

Registration  fees 

€amp  expenses,  1892 

Prizes 

Other  expenses  of  management 

Total  expenses  of  management 


(bj  Miscdlaneous  payments  : 
Per  capita  tax  and  levies  other  than  for  management 

Life  insurance  claims 

Funeral  benefits 

Sick  benefit? 

Loan  repaid   

Fraternal  Association 

Fees  refunded 

Loans 

Dominion  Alliance   

St.  John  sufferers 

Rebate  to  districts 

TnUU 


533  90j 

88(5  40' 


I 

590  34'. 

I 

1,187  96, 

401  95 1 

I 

113  64 

2,518  01! 

656  26 


791  61 
956  77' 


216  53 

4,633  32 

385  77 

200  00 

30  00 

3,243  11 

455  53 

12  50 

206  86 


100  00 

I 

100  00 


3  00 1 

10,936  78 

I 
i 

162  72 

I 

34,525  00' 


7,286  68 


2,669  53  . 


350  00 
2,950  00 


1,352  48 
25  00 

34  00! 

I 
625  00 


50  00  , 

I 

10  00  , 

I 

126  201 , 


.S47,660  98      .?1,3,442  41 


«    c. 
50  00 


27  50 


77  50 


2,100  00 


*2,177  50 


(■    U:] 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


ST.  ANTIOXE   DE  PADOUE  D'OTTAWA. 

Annual  Statement  for  the  Year  Ending  31st  December,   1892. 
Head  Office^  Ottawa. 


Incorporated  9th  August,  1887,  in  Ontario. 
[Register  No.  110.  Renewal  Certificate  of  Registry,  No    lll.j 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,   were  as  follows  : 

Isidore  Cote,  President Ottawa. 

F.  Fortier,  Recording  Secretary Ottawa. 

P.  A.  Huddon,  Corresponding  Secretary Ottawa. 

J.  F.  Dionne,  Treasurer Ottawa. 

Funeral  Benefits. 

Five  members  died  in  1892. 

Amount  of  Funeral  Benefits  paid  in  1892,  $1,100. 

Twomembeis'  wives  died  in  1892. 

Amount  of  Funeral  Benefits  paid  in  respect  of  deceased  wives,  644.-10. 

Total  cash  standing  to  credit  of  Funeral  Fund  31st  December,  1892,   $163.75. 

Sick   Benefits. 

Number  of  members  who  received  Sick  Benefits  in  1892,  27. 
Amount  of  Sick  Benefits  paid  in  1892,  8645.50. 
Number  of  weeks'  sickness  experienced,  218. 

Cash  Receipts. 

Entrance  fees    $  65  00 

Dues 692  25 

Funeral  assessments    1,215  00 

Dues  ior  wife's  benefit    36  50 

Supplies  sold,  etc 54  20 

Fines 4  45 

Interest  on  deposits 165  59 

Sandri<  s .  -    3  10 

Total  receipts §2  236  09 

C  94 


57  Victoria. 


Sessional  Papers  (No,  13). 


A.  1894 


Cash  Expenditure. 

(a)  Expenses  of  Management  : 

Caretaker  of  hall gjg  qO 

Officers'  salaries 64  60 

Printing 32  QO 

Fire  and  light 12  70 

Postage,  stationery,  notices,  etc., 19  27 

Sundries 35  82 

Total  cost  of  management 182  39 

(b)  Miscellaneous  Expenditure  : 

Sick  benefits 645  50 

Funeral  benefits,  members 1,100  50 

"              "         members'  wives 44  40 

Total  expenditure   SI, 972  79 


(]  9o 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


LOYAL  TRUE  BLUE  ASSOCIATION. 

Annual  Statement  for  the  Yeak  Ending  31st  December,   1892. 
Head  Office,  Simcoe  Street,  Fort  Perry. 


Organized  30th  November,  1875. 
[Register  No.  106.  Renewal  Certificate  of  Registry,  No.   107.  | 


The  Executive  Officers  of  the  Society  at  the  31st  Deceaiber,  1892,  were  as  follows 

William  Fitzgerald,  Grand  Master, Toronto. 

Nicholas  Ingram,  Grand  Secretary Port  Peirv. 

Robert  Bunting,  Grand  Treasurer Lindsay. 

III.  Funeral  Benefits. 

The  Funeral  Benefits  are  undertaken  by  the  Graad  Lodge,  the  total   membership  of 
which  at  31st  December,  1892,  was  1,944. 

Total  number  of  members  who  died  during  1892,  10. 

Amount  of  Funeral  Benefits  paid  in  respect  of  deceased  members,  $750. 

Cash  standing  at  credit  of  funeral  fund  at  31st  December,  1892,  6456.13. 

IV.  Sick  Benefits. 

The  Sick  Benefits  are  under  the  control  of  the  Subordinate  Lodges.     In  future  the 
receipts  and  expenditures  of  this  fund  will  be  reported  to  Grand  Lodge. 

V.  Assets. 

Actual  cash  in  hands  of  Grand  Secretary .$456   13 

Dues  and  assessments  called  but  not  yet  payable ■';jl78  35 

Less  cost  of  collection 2   35 

Net  value  extended .•i?176  00  17G  00 

$632   13 

VI.  Liabilities. — None. 

VIII.  Cash  Receipts. 

Cash  balance  from  1891,   (not  extended) $337   96 

Assesments  for  funeral  benefits $1,016  45 

Per  capita  tax  and  levies 290  80 

Charter  fees 93  OO 

Supplies  sold 11-5  20 

All  other  sources 8  00 

Total  receipts .$1.523  4-'. 

C  96 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


IX.  Cash  Expenditure. 

(a)  Management  Expenses  : 

Supplies  bought ^  f\0  ^'y 

Travelling  expenses 1 5  00 

Salaries,  officers'  and  auditors'  fees    /  3j5  qq 

Printing,  stationery  and  advertising 106  80 

Postage,  telegrams  and  express * 45  97 

Total  management  expenses 533  q2 

(b)  Miscellaneous  Expenditure  : 

Funeral  Benefits y kq  qq 

Expenditure  other  than  foregoing '  135  40 

Total  expenditure ^1413  43 


7  (IN.)  C  97 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


UNDERTAKERS  ASSOCIATION  OF  ONTARIO. 

Annual  Statement  for  the  Year  Ending  31st  December,  1892. 
Head  Office,   Cannington,   Ont. 

Organized  3rd  July,  1884  ;  and  incorporated  in  Ontario  1st  October,  1887. 
[Register  No.  80.  Renewal  Certificate  of  Registry,  No.  81.] 

The  Executive  Officers  of  the  Society  at  31st  December,  1892,  were  as  follows  : 

Alexander  Millard,  President  .347  Yonge  St.,  Toronto,  Ont. 

W.   H.   Hoyle,  Secretary Cannington,  Ont. 

J.  B,  Mclntyre,  Treasurer St.  Catharines,  Ont. 

II.  Movement  in  Insurance  Certificates. 

Number.  Amount. 

Net  contracts  on  foot  31st  December,  1892 23  $11,500  00 

III.  Funeral  Benefits. 

Funeral  Benefits  are  undertaken  by  the  Society. 

Total  membership  of  Society,   474. 

Total  cash  standing  to  credit  of  Funeral    Benefit  Fund   at  31st  December,    1892, 
111.02. 

VII.  Miscellaneous. 

Assessments  are  made  at  the  death  of  a  certificate  holder. 

No  assessments  were  made  during  1892. 

The  Society's  books  were  duly  audited  during  1892  in  September. 

The  names  and  post-oflice  addresses  of  the  auditors  for  1892  were  as  follows  :  J.   H. 
Millard,  Newmarket,  Ont.  ;  E.  Hopkins,  Yonge  St.,  Toronto,  Ont. 

VIII.  Cash  Receipts. 

Cash  received  during  1892  from  : — 

Application  fees $23  00 

Total  receipts .•  $23  00 

IX.  Cash  Expenditure. 

Cash  paid  during  1892,  for  : — 

(a)  Expenses  of  Management  : 

Application  and  registration  fre $  7  00 

Supplies  bought 50 

Printing,  stationery  and  advertising 2  13 

Postage,  telegrams  and  express 2  35 

Total  expenditure $11   98 

C   98  ^"^"^^^^^ 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


HER   MAJESTY'S  ARMY  AND   KAVY   VETERANS. 

Annual  Statement  for  the  Year   Ending  31st  December,  1892. 
Head  Office,  Occidental  Hall,  Toronto. 

Organized  9th  August,  1887  ;  incorporated  25th  January,  1888. 
[Register  No.  102.  Renewal  Certificate  of  Registry,  No.  103.] 

The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

Alexander  Muir,  President Toronto. 

Alfred  L.  Bower,  Secretary -Treasurer Toronto. 

Edward  Fawcett,  Trustee Toronto. 

Jesse  Butler,  "         Toronto, 

James  fisher,  "        Toronto. 

Funeral  Benefits. 

Funeral  benefits  are  undertaken  by  the  Society,  the  membership  of  which  is  311. 

Two  members  of  the  Society  died  in  1892. 

Amount  of  funeral  benefits  paid,  $80. 

Total  cash  standing  to  credit  of  Funeral  Fund,  $601.20. 

Assets. 
Cash  on  deposit  in  Bank  of  Commerce  at  Toronto $601   20 

Liabilities. — None. 

Cash  Receipts. 

Initiation  fees  and  dues $397  35 

Rent 33  00 

$430  35 

Cash  Expenditure. 

Salaries,  officers'  and  auditors'  fees $  44  00 

Printing,  postage,  etc 1 38  79 

Total  expenses  of  management ««...». $182  79 

C  99 


57  Victoria.  Sessional  Papers  (No,  13).  A,  1894 

GRAND   PRIORY  OF  ONTARIO,   KNIGHTS  OF  ST.  JOHN  ^.ND   MALTA. 

Heoxl  Office,  Toronto,  Ont. 


Organized  27tb  January,  1875. 
[Register  No.  108.  Renewal  Certificate  of  Registry,  No.  109,] 


The   Executive   Officers  of   the  Society  at   the  31st  of   December,   1892,  were  as 
follows  : 

Henry  Ellis,  Grand  Prior Toronto,  Ont. 

A.  E.  0.  May,  Deputy  Grand  Prior Toronto,  Ont. 

J.  A.  Cowan,       | 

Thomas  Bewley,  >  Grand  Trustees Toronto,  Ont. 

Samuel  Findlay,  I 

Clarkson  W.  Jones,  Grand  Chancellor Toronto,  Ont. 

No  annual  statement  has  been  made  since  the  1st  day  of  September,  1892,  and  the 
particulars  of  the  same  and  of  the  general  affairs  of  the  Order  appear  in  the  application 
for  registration  filed  prior  to  the  31st  day  of  December,  1892. 

The  financial  statement  of  the  affairs  of  the  Order  as  shown  on  September  1st,  1892, 
was  as  follows  : 

Sept.  1st,  1892  :  Balance  and  receipts.  Endowment  Fund.  .  .  .    $25,020  96 
'*  "  Disbursements  for  year 21,379   19 

"  "  Balance  in  Endowment  Fund $3,641   77 

"  Balance  and  receipts,  General  Fund $3,069  28 

"         "  Disbursements , 2,767  72 

Balance  General  Fund 301  56 

"         «  Total  balance  on  hand $3,943  33 

No  further  detailed  statement  can  now  be  given  as  to  the  affairs  of  the  Order  in 
Ontario,  the  whole  having  been  included  in  the  report  of  the  Chapter  General  for 
America,  prior  to  September  1st,  1892. 


C  100 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


IRISH  CATHOLIC  BENEVOLENT  ASSOCIATION. 

Annual  Statement  for  the  Year  Ending  31st  December,   1892. 
Head  Office,  22  Elm  Street,  Toronto. 


Incorporated  7th  April,  1883. 
[Register  No.  107.  Renewal  Certificate  of  Registry,  No.  108.] 

The  Executive  Officers  of  the  Society  at  the  3l3t  December,  1892,  were  as  follows  : 

William  Memory,  President Toronto. 

P.  Delacity,  First  Vice-President Coboiirg. 

Thomas  Barrett,  Second  Vice-President Gait. 

Patrick  Shea,  Secretary Toronto. 

William  Lavin,  Treasurer. .    Paris. 

Funeral  and  Sick  Benefits. 

Funeral  and  sick  benefits  are  undertaken  by  subordinate  branches,  the  membership 
of  which  at  31st  December,  1892,  was  311. 
Total  amount  of  benefits  paid,  $768.23. 

Cash  Receipts. 

Cash  balances  from  1891  (not  extended) $443  23 

Per  capita  tax  and  levies $      46  05 

All  other  sources 2,048  67 

Total  receipts $2,094  72 

Cash  Expenditure. 

Registration  fees $         7  00 

Stationery,  postage  and  supplies , 9  00 

Travelling  expenses :    5  00 

Sick  benefits  paid 768  23 

Expenses  for  1892 1,129  90 

Total  expenditure $1,919  13 


C  101 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


ONTARIO  WEST  GRAND  ORANGE  LODGE  BENEFIT  SOCIETY. 

Annual  Statement  for  the  Year  Ending  31st  December,  1892. 

Heiid  Office,  Jf.9  King  Street,  West,  Toronto,  Ont. 


Organized  15th  September,  1881,  and  incorporated  in  Canada  11th  September,  1891. 
[Register  No.  79.  Renewal  Certificate  of  Registry,  No.  80.] 


The  Executive  Officers  of  the  Society  at  the  31st   December,  1892,  were  as  follows: 

"W.  Nicholson,  President Hamilton,  Ont. 

W.  W.  Fitzgerald,  Q.C.,  Executive London,  Ont. 

E.  F.  Clarke,  M.P.P.,  Treasurer Toronto,  Ont. 

W.  M.  Lockhart,  Executive Everett,  Ont. 

R.  Birmingham,  Secretary Toronto,  Ont. 

I.  Currency  of  Insurance  Certificates. — Xo  information. 

II.  Movement  in  Insurance  Certificates. 

(a)  Contracts  for  Endowments  or  for  Benefits  in  the  nature  thereof.  — None. 

(b)  Contracts  for  Insurance  other  than  Endowments,  Sick  or  Funeral  Benefits. 


Contracts  in  torce  31st  December,  1891 

Add  contracts  taken  during  1892,  new  or  renewed 

Gross  number  and  amount  of  contracts  on  foot  at  any  tiine  during  1892. 


2,198 
305 


Number. 


Deductions  : 

Contracts  matured  in  1S92 

lapsed  in  1892 

Total  deductions  carried  out 

Net  contracts  on  foot  at  any  time  during  1892. 


25 
219 


244 


Amount. 


2,503 


25,000  00 
219,000  00 


244,000  00 


244 


2,259 


Amount. 


S       c. 
2,198,000  00 

305,000  00 


2,503,000  00 


244,000  00 


2,259,000  00 


V,    102 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

III.  Funeral  Benefits. 

Funeral  benefits  are  undertaken  by  the  subordinate  bodies,  with  an  estimated  mem- 
bership of  12,000. 

IV.  Sick  Benefits. 
Sick  benefits  are  undertaken  by  the  primary  Lodges. 

V,  Assets. 
Cash  on  deposit  to  Society's  credit,  not  drawn  against,  in  Dominion  Bank.  .        $2,182  79' 


Total  assets 32,182  79- 


VI.  Liabilities. 
Amount  of  claims  admitted  by  the  Society $5,000  00' 


Total  liabilities $5,000  00 


VII.  Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during 
1892  : 

Earls  V.  Orange  Mutual,  in  the  Court  of  Common  Pleas,  to  recover  amount  of  policy, 
^1,000  ;  defence  of  Society,  "  Several  other  Claimants  ;  "  judgment  in  favour  of  plaintiff. 

Sufficient  assessments  are  made  to  cover  death  claims.  Thirteen  such  assessments 
were  made  during  1892,  and  were  payable  in  February,  April,  June,  August,  October  and 
December,  1892. 

The  Society's  accounts  were  duly  audited  on  February  16th,  1893. 

The  following  books  of  record  and  d,ccount  are  kept  for  purposes  of  insurance  certifi- 
cates or  benefits  :   Membership  register,  assessment  register  and  cash  book 

Names  and  post  office  addresses  of  the  auditors  for  1893  were  as  follows  .  Rev.  Wm. 
Walsh,  Brampton,  Ont. ;  W.  J.  Parkhill,  Midland,  Out. 

The  following  changes  were,  during  1892,  made  in  the  constitution  and  rulei  of  the 
Society  in  relation  to  insurance  certificates  or  benefits  :  The  words  "  assessment  system  " 
added  to  all  documents  ;  and  the  monthly  assessment  system  was  adopted  to  come  into 
efiect  last  January,  1893. 

VIII.  Cash  Receipts. 

Cash  received  during  1892  from  : 

Application  fees w  1  )P59  00 

Initiation  fees ^29  00 

Dues -.061   00 

Assessments 24,401   37 


Total  receipts $27,850  37 

C   103 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


IX.  Cash  Expenditure. 
Cash  paid  during  1892  for  : 

(a)  Expenses  of  Managemet  : 

Commission 

Law  costs 

Supplies  bought 

Travelling  expenses 

Rent,  light,  heat  and  taxes 

Salaries,  officers'  and  auditors'  fees 

Printing,  stationery  and  advertising 

Postage,  telegrams  and  express 

Premiums  for  guarantee  of  Lodge  officers 

Total  expenses  of  management 

(b)  Miscellaneous  Payments  : 

Life  insurance  claims , 

Other  expenditure 

Total  expenditure 


%   1,041 

00 

5 

58 

302 

10 

228 

70 

240 

00 

2,418 

60 

312 

05 

270 

70 

12 

50 

^  4,831 

23 

23,000  00 
16  05 

827,847  28 


C  104 


57  Victoria.  Sessional  Papers  (No.  18).  A.  1894 


TORONTO  FIREMEN'S  BENEFIT  FUND. 
Statement  as  on  31st  December,  1892. 


[Register  No.  109.  Renewal  Certificate  of  Registry,  No.  110.] 


Receipts. 


Balance  on  hand  31st  December,  1891 $8,515  64 

Civic  grant,  1892 2,500  00 

Contributions  from  men  deducted  from  pay  sheets  : 

January   0126  53 

February 124  08 

March 127  25 

April 127  23 

May 182  68 

June 142  61 

July 202   11 

August 126  94 

September 127  56 

October 127  96 

November 157   22 

December 128  48 

1,700   65 

Donations  from  : 

J.  G.  Foster $100  00 

John  Taylor  &  Co 100  00 

Todhunter  &  Co 25  00 

W.  Wilson 25  00 

H.  Cawthra 20  00 

D.  L.  Van  Vlack 5  00 

D.  McCarthy 20  00 

Grand  &  Co 25  00 

320  00 

Interest  on  deposits  : 

People's  Loan  and  Savings  Co.,  to  31st  July,  1892 6254  50 

Land  Security  Co.,  to  3l3t  Dec,  1892 232   10 

486  60 

Total  receipts $13,522  89 

Disbursements. 

J.  W.  Beatty,  account  expenses,  re  fund $        10  00 

W.  E.  Davis,  executor,  late  H.  Q.  Mosey 325  00 

John  Thompson,  expenses  re  fund 10  00 

Balance  on  hand 13,177  89 

Total  disbursements $13,522  89 

C   105 


57  Victoria.  Sessional  Papers  (No.  3  3).  A.  1894 


ANCIENT  ORDER  OF  SHEPHERDS. 
Annual  Statement  for  the  Year  Ending  31st  December,  1892. 

Head  Office,  229  Young  Street,  Hamilton,  Out, 


[Register  Xo.  73.  Renewal  Certificate  of  Registry,  No.  74.] 


Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : 

T.  Rumsey,  S.  H.  Pastor Hamilton,  Ont. 

John  Young,  S.  H.  Sub-Pastor Hamilton,  Ont. 

John  Springate,  S.  H.  Treasurer Ray  Street,  Hamilton,  Ont. 

W.  P.  Smith,  S.  H.  Scribe 229  Young  Street,  Hamilton,  Ont. 

Chas.  Phillips,  S.  H.  1st  Attendant Hamilton,  Ont. 

M.  Hendershott,  S.  H.  2nd  Attendant Hamilton,  Ont. 

Jas.  Jackson,  S.  H.  1st  Keeper Hamilton,  Ont. 

Geo.  Springate,  S.  H.  2nd  Keeper Hamilton,  Ont. 

III.  Funeral  Benefits. 

Funeral  benefits  are  undertaken  by  the  Society  ;  total  membership  380. 

Two  members  of  the  Society  died  during   1892,  and  funeral   beuetibs  amountiug  to 
$100  were  paid. 

Four  members'  wives  died  during  1892,  and  funeral  benefits  amounting  to  $100  were 
paid. 

Total  amount  of  cash  standing  to  the  credit  of  Funeral  Benefit  Fund  at  31st  Dec.^ 
1892,  was  $167.98. 

lY.  Sick  Benefits. 

Sick  benefits  are  undertaken  partly  by  the  supreme  body  and  partly  by  the  subordi- 
nate branches. 

Total  amount  of  benefits  paid  during  1892  :  Supreme  body,  ^11  ;  subordinate  bodies, 
$1,056. 

Number  cf  weeks'  sickness  experienced  by  subordinate  bodies  in  1892,  473. 

Total  amount  cash  standing  to  credit  of  Sick  Benefit  Fund  of  subordinate  bodies  at 
31st  December,  1892,  $2,400.91. 

7.  Assets. 

Supreme  Body^ 

Actual  cash  on  hand  as  per  audit  statement $  21   78 

Cash  on  deposit,  not  drawn  against,  in  Imperial  Bank,  Toronto  .  .  .  104  00 

Total  assets $125  78 

VI.  Liabilities  (Supreme  Body). — None. 
C   106 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


VII.  Cash  Receipts. 

Cash  balance  from  1891  (not  extended)   $228.68 

Cash  received  during  1892  from  : 

.  .     .  Supreme  Body. 

Initiation  fees .  .' c;  -20  00 

Per  capita  tax  and  levies , 306  30 

Supplies  sold 38  60 

Interest  and  dividends , 4  00 

Total  receipts $368  90 

IX.  Cash  Expexditure. 
Cash  paid  during  1892  for  : 

(a)  Expenses  of  Management  : 

Supreme  Body. 

Rent,  heat,  light  and  taxes $     6  50 

Salaries,  officers'  and  auditors'  fees 61   74 

Printing,  stationery  and  advertising 52  35 

Postage,  telegrams  and  express 11   20 

Total  expenses  of  management $131  79 

(b)  Miscellaneous  Expenditure  : 

Funeral  benefits 200  00 

Sick  benefits 11  00 

Total  expenditure $Wi  79 


C  107 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

ST.  LAWEENCE  FOUNDRY  CO.  EMPLOYEES'  MUTUAL  BENEFIT  SOCIETY. 

Annual  Statement  for  the  Year  Ending  31st  December,  1892. 
Read  Office,  262  Front  St.  East,  Toronto,  Ont. 


Organized  2nd  July,  1890;  and  incorporated  in  Canada,  27th  Sept.,  1892. 
[Register  No.  112.  Renewal  Certificate  of  Registry,  No.  113.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : — 

Thomas  -J.  Sedgewick,  President Toronto,  Ont. 

John  Campbell,  Vice-President -  .  Toronto,  Ont. 

"Wm.  M.  Hamilton,  Treasurer,  35  Berkeley  St Toronto  Ont. 

John  S.  Ferguson,  Secretary,  227|  George  St Toronto  Ont. 

III.  Funeral  Benefits. 

Funeral  Benefits  are  undertaken  by  the  Society,  with  a  total  membership  of  91.      No 
members  of  the  Society  died  during  1892. 

IV.  Sick  Benefits 

Sick  Benefitjj  are  undertaken  by  the  Society. 

Twenty-seven  members  received  sick  benefits  during  1892,  amounting  to  $462. 
!N umber  of  weeks  sickness  experienced  during  1892,  82. 

Total  amount  of  cash  standing   to   the   credit   of  the   General   Fund  from  which  all 
benefits  are  paid  $95.89. 

V.  Assets. 

Amount  of  cash  in  Treasurer's  hands  as  per  Audit  Statement $95  89 


To'al  assets $95  89 


VI.  Liabilities.. — None. 
VII.  Miscellaneous. 

Actions  or  proceedings  instituted  or  prosecuted  by  or  against  the  Society  during 
1892.     None. 

The  Society's  books  were  duly  audited  during  1892,  in  June  and  December. 

The  following  books  of  record  or  account  are  kept  for  purposes  of  insurance  certifi- 
cates or  benefits  :  Secretary's  Cash  Book,  Treasurer's  Cash  Book  and  Minute  Book. 

Names  and  Post  Office  addresses  of  the  Auditors  for  1892,  were  as  follows : 

John  V,  Phipps Toronto,  Ont.  ) 

S.  Carothers Toronto,  Ont.  y     For  June  Term. 

Thos.  Greenaway Toronto,  Ont. 

C.   E.  Caron Toronto,  Ont. 

H.  J.  Hamilton Toronto,  Ont.  )^  For  December  Term. 

H.  C.   Mills Toronto,  Ont. 

C   108 


67  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


No  changes  were,  during  1892,  made  in  the  organization  or  management  of  the 
Society  in  relation  to  insurance  certificates  or  benefits.  * 

Certain  changes  were,  during  1892,  made  in  the  Constitution  and  Rules  of  the 
Society  in  relation  to  benefits  and  the  same  have  been  set  forth  in  the  annual  state- 
ment. 

VIII.  Cash  !Receipts. 

Cash  balance  from   1891   (not  extended) $34  74 

Cash  received  during  1892  from  assessments $591   68 


Total  receipts $591   65 

IX.  Cash  Expenditure. 
Oash  paid  during  1892,  for ; — 

(a)  Expenses  of  Management. 

Refreshments,  light,  heat  and  taxes $36  00 

Registration  expenses.  Dominion  and  Provincial  Governments 26  50 

Printing,  advertising   and  stationery 6  00 

Total  expenses  of  management . . , $68  50 

(b)  Miscellaneous  Payments. 

Sick  Benefits -* 462  00 

Total  Expenditure $530  50 


C  109 


57  V^ictoria.  Sessional  Papers  (No.  13).  A.  1894 


UMBERTO  PRIMO  ITALIAN  BENEVOLENT  SOCIETY. 

Annual  Statement  for  the  year  ending  31st  December,  1892. 
Head  Office,  Victoria  Hall,  Queen  Street  East,  Toronto. 


Organized  27th  February,  1888;  incorporated  in  Ontario,   r2th  March,  1888. 
[Reo'ister  No.  93.  Renewal  Certificate  of  Registry  No.  94.] 


The  Executive  Officers  at  the  31st  December,  1892,  were  as  follows  : — 

N.  Labraico,  President Toronto. 

Rocco  Laraia,  Secretary Toronto. 

V.  Glionna,  Treasurer Toronto. 

P.  Setaro,  j 

P.  P.  Pratrapertore,  >  Executive  Committee. 

N.  Surdo,  ) 

Funeral  Benefits. 

rfih=;sjThe  Society  undertakes  funeral  benefits.     The  membership  at  31st  December,  1892, 
was_50. 

One  member  died  in  1892. 
|i]q3. Total  amount  paid  for  funeral  benefits,  $25 

No  benefit  is  paid  in  respect  of  wives  of  members. 

Sick  Benefits. 

The  Society  undertakes  sick  benefits. 

Number  of  members  who  received  sick  benefits  in  1892,  12. 
Total  amount  of  sick  benefits  paid  in  1892,  $215.63. 
Number  of  weeks'  sickness  experienced  in  1892,  54. 

Total  amount  of  cash  standing  to  credit  of  sick   and  funeral  fund  at  31st  December, 
1892,  ^700.23. 

Assets. 

Actual  cash  on  hand,  31st  December,    1892 |  14  83 

Cash  on  deposit  in  Government  Savings  Bank,  Toronto 685  40 

$700  23 

Liabilities. — None. 
C   110 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


HEINTZMAN  &  GO'S  EMPLOYEES  BENEFIT  SOCIETY, 

Annual  Statement  for  Y''ear  Ending  31st  December,  1892. 

Head  Office,  117  King  Street    West,   Toronto,   Out. 


Incorporated  19th  December,   1885. 
[Register  No.  66.  Renewal  Certificate  of  Registry,  No.  67.] 


The  Executive  Officers  of  the  Society  at  31st  December,  1892,  were  as  follows 

Thomas  H.  Eagan,  President Toronto,  Ont. 

Daniel  Ray,  Vice-President Toronto,  Ont. 

Alfred  Linton,  Secretary,  32  Gladstone  Avenue Toronto. 

Wm.  Ray,  Treasurer,  34  Grange  Avenue Toronto. 

Arthur  Consterdim,' 
Wm.  Dewar, 

RoTen Tvaud,  )-Directors Toronto,  Ont. 

Edwin  Spacey, 
Albert  Hartmann. 

III.  Funeral  Benefits. 

Funeral  Benefits  are  undertaken  by  the  Society,  with  a  total  membership  of  53.     No 
members  died  during  1892. 

IV.  Sick  Benefits. 

Sick  Benefits  are  undertaken  by  the  Society. 

Eight  members  of  the  Society  received  Sick  Benefits  during  1892,  amounting  to  $85. 

Total  amount  to  credit  of  General  Fund,  from  which  all  claims  are  paid,  J$  160.61. 

V.  Assets. 

Cash  deposited  to   Society's   credit,   not   drawn   against   in    Imperial   Bank, 

Toronto,  Ont > «160  61 


Total  assets $160  61 


VI.  Liabilities. — None. 

VII.  Miscellaneous. — No  Information. 
C  HI 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


VII  r.  Cash  Receipts. 

Cash  balance  from  1891  (not  extendpd) $117  21 

Cash  received  during  1892 $156  00 


Total  receipts $156  00 

IX.  Cash  Expenditure. 
Cash. paid  during  1892  for  : — 

(a)  Expenses  of  Management  : 
Salaries,  officers'  and  auditors'  fees $15  00 


Total  expenses  of  management $15  00 

(b)  Miscellaneous  Payments. 
Sick  Benefits 97  60 


Total  expenditure $112  60 


4 

4 


C  112 


57  Victoria.  Sessional  Papers  (No.  13).  A    1894 


EMERALD  BENEFICIAL  ASSOCIATION. 

Annual  Statement  for  the  Year  Ending  31st  December,   1892. 

Head  Office,  17  Hamburg  Avenue,   Toronto. 


Organized  4th  January,  1874  ;  incorporated  in  Ontario  15th  September,  1880. 
[Kegister  No.  96.  Renewal  Certificate  of  Registry,  No.  97.] 


The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  :  — 

David  A.  Carey,  President Toronto. 

William   Hogan,  Vicp-President Peterborough, 

William  Lane,  Secretary-Treasurer Toronto. 

Funeral  Benefits. — No  Information. 

Sick  Benefits. 

Sick  Benefits  are  undertaken  by  the  subordinate  branches. 
Total  amount  of  benefits  paid  in  1892  in  respect  of  sick  members,  ^741. 
Total  amount  of  cash  standing  to  credit  of   Sick    Benefit   Fund    at   31st   December, 
1892,  $300. 

Assets. 

Cash  on  hand  at  31st  December,  1892,  grand  branch $428  06 

"  "  subordinate  branches 562  87 


Total  assets $990  93 

Liabilities. — None. 

Cash  Receipts. 

Grand  Branch.       Sub-Branches. 
Cash  balances  from  1891  (not  extended)  — 

Grand  Branch $188  08 

Subordinate  Branches 878  73 

Initiation  fees 

Dues 

Per  capita  tax  and  levies 

Charter  fees 

Supplies  sold    


78  00 

$   80  00 

88  93 

1,709  86 

67  25 

67  25 

15  00 

17  55 

Total  receipts $666  73  $1,857   11 

Cash  Expenditure. 
Cash  paid  during  1892  for  : — 

Charter  fees $   15  00 

Per  capita  tax  and  levies 67   25 

Supplies    bought ^  ^^  ^?  ^^  ^^ 

Truvelling  expenses 

Rent,  li^ht,  heat  and  taxes ^  300  00 

Salaries,  officers'  and  auditors'  fees 

Piinting,  stationery  and  advertising 71    25  20  00 

Postage,  telegrams  and    express 

Premiums  for  guarantee  of  lodge  officers    

Total  expenses  for  management $204   40  i?419  80 

8  (IX.)  C   113 


$  50 

00 

9 

40 

140 

00 

71 

25 

15 

00 

18 

75 

$204 

40 

57  Victoria,  Sessional  Papers  (No.  13)  A.  1894 


L'UNION  ST.  JEAN  BAPTISTE,  D'OTTAWA. 

Annual  Statement  for  the  Year  Ending  SIst  October,  1892. 
Head  Office,  Queen  Street    West,  Ottavja. 


Organized  lOlh  Xovember,  1887  ;  incorporated  18th  September,  1888. 
[Re^iiiter  No.  111.  Renewal  Certificate  of  Registry,  No.  112.] 


The  Executive  Officers  at  the  31st  October,  1892,  were  as  follows  : — 

J.  B.  Dorion,  President Ottawa. 

Charles  Castonguay,  Recording-Secretary.  . Ottawa. 

J.  N.  Rattey,  Treasurer Ottawa. 

Funeral  Benefits. 

Funeral  benefits  are  undertaken  by  the  Society,  the  membersbip  of  which  is  160. 
The  Funeral  Fund  is  made  up  of  a  contribution  of  $1  per  member  at  the  decease  of  a 
member,  and  a  contribution  of  25  cents  per  member  at  the  decease  of  a  member's  wife. 

Two  members  of  the  Society  died  in  1892. 

Total  amount  of  funeral  benefits  paid  in  respect  of  deceased  members  was  $262. 

Number  of  members'  wives  deceased  in  1892,  one. 

Amount  of  funeral  benefits  paid  in  respect  of  deceased  wives,  $38.75. 

Sick  Benefits. 

Sick  benefits  are  undertaken  by  the  Society. 

Number  of  members  who  received  sick  benefits  in  1892,  14. 

Amount  of  sick  benefits  paid  in  1892,  8199.50. 

Number  of  weeks'  sickness  experienced  in  1892,  57. 

Assets. 

Actual  cash  on  hand  for  the  year  ending  31st  October,  1892 S       27   60 

Cash  on  deposit  in  La  Banque  Nationale,  Ottawa 1,146   56 

Dues  and  assessments  due  and  unpaid 231   40 

Total  assets $1,405  56 

Liabilities. 
Amount  of  claims  admitted  by  Society  (not  yet  due) SI 33  50 

Miscellaneous. 

The  Society's  accounts  were  audited  on  the  10th  November,  1892. 
Names  and  post  office   addresses   of  the   Auditors'   for  1892  :  P.  Latour,  258  (^ueen 
Street,  Ottawa  ;  C.  Castonguay,  48  Sherwood  Street,  Ottawa 

*  Changes  were  made  in  the  rules  so  far  as  relate  to  members'  funeral  benefits.  The 
amount  of  the  benefit  was  fixed  at  8200,  payable  at  each  member's  decease  to  his  widow, 
orphan  or  heirs. 

C  114 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


Cash  Reobipts. 

Cash  balances  from  1891  (not  extended) $7   75 

Cash  received  during  1892  from — 

Initiation  tees $  37  50 

Dues 390  25 

Assessments 250  75 

Fines 28  60 

Rent 48  00 

Interest  and  dividends 38  73 

All  other  sources 34  35 

Total  receipts $828  18 

Cash  Expenditure. 

Cash  paid  during  1892  for : — 

(a)  Expenses  of  Management. 

Fuel  and  light $     1  66 

Rent  and  taxes 88  00 

Salaries,  officers'  and  auditors'  fees 12  55 

Printing,  stationery  and  advertising    7  25 

Postage,  telegrams  and  express   2  04 

Other  management  expenses  (detailed  in  memo.) 50  85 

Total  expenses  of  management $162  35 

(b)  Miscellaneous  Expenditure. 

Funeral  benefits 38  75 

Benefits  to  widows  and  orphans 262  00 

Sick  benefits 199  50 

Total  expenditure §662  60 


C    115 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


LA  SOCIETJ&  ST.    PIERRE  D'OTTAWA. 

Annual  Statement  for  the  year  ending  31st  December,  1892. 

Head  Office,  Ottawa,  Ont. 


Incorporated  in  Ontario  22nd  May,  1874. 
[Register  No.  67.  Renewal  Certificate  of  Registry,  No.  68.] 


Receipts. 
Cash  received  for  : 

Initiation  fees $     17  50 

Dues 569  00 

Funeral  levies  (for  members) 817  00 

"            (for  members'  wives)    39  61 

Annual  celebration 59  75 

Fines '. 34  35 

Postage,  etc 8  50 

Supplies  sold = 1  50 

Proposition  fee 50 

Interest  and  dividends 77  18 

Other  sources    14  75 

Total  receipts    81,6-39  63 

Expenditure. 
Oash  ]jaid  for  : 

Sick  benefits $547  00 

Funeral  benefits  (membf  rs) 893  02 

"  (members'  wives) 26  10 

11,466   12 

Salaries  of  officers 52   95 

Printing 18  75 

Rent  of  hall 62  00 

Books,  etc 53  85 

Death  notices    2   50 

Stationery,  postage,  etc    4  60 

Law  costs     5  00 

Sundries 5  75 

Total  expenditure 81.671   52 

Assets. 

Invested  funds 82,039  23 

In  hands  of  treasurer 2   96 

Total  assets    82,042   19 

Liabilities. — None. 

Audited  and  found  correct. 

A.  Lavocque, 

Auditor. 

C    116 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


L'UNION  ST.  THOMAS. 

Abstract  of  Receipts  and  Expenditure  fr©m  7Tn  November,   1875,  to  31st 

December,  1892. 

Head  Office,  Ottawa. 

Incorporated  in  Ontario  10th  August,  1877. 
[Register  No.  88.  Renewal  Certificate  of  Registry,  No.  89.] 


The  Executive  Officers  for  1892-3  were  as  follows  : 

L.  A .  Lavigne,  President Ottawa. 

Theo.  V^zina,  1st  Vice-President Ottawa. 

E.  Alarie,  2nd  Vice-President Ottawa. 

L.  A.  Trdpanies,  Recording  Secretary Ottawa. 

Napoleon  Casault,  Treasurer    Ottawa. 

Receipts. 


Cash  receiTed  for  : 

Initiation  fees 

Dues   

Funeral  levies  (for  members) 

"  (members' wives) . 

Disability  assessment  (Ferd.  Dupuis) 

Annual  celebration 

Application  fees 

Supplies 

Interest  and  dividends 

Other  sources  

Total  


c8  ja 


2,748  50 

14,194  75 

17,203  00 

1,556  60 

314  50 

171  40 

23  50 

229  26 

1,280  83 

360  49 


38,082  83 


For  half  year  ending  1892. 


30th  June. 


S    c. 

34  00 

842  25 

1,853  00 

46  .50 


4  50 
3  00 


177  40 
13  00 


31st  De- 
cember. 


2,973  65 


S    c. 

35  50 

762  50 

1,037  00 

18  10 


47  00 
3  50 
2  40 

52  35 
45 


1,958  80 


Total 
for  1892. 


69  50 
1,604  75 
2,890  OO 

64  60 


51  50 

6  50 

2  40 

229  75 

13  45 


4,932  45 


Si 

"i  a 

*■■  a) 

s-  CO  1-H 

C3 


S    c, 

2,818  00 

15,799  50 

20,093  00 

1,621  20 

314  50 

222  90 

30  00 

231  66 

1,510  58 

373  94 


43,015  28 


C  IIT 


57  Victoria. 


Sessional  Papers  (No.  18). 


A.  1894 


Expenditure. 


Cash  paid  for : 

Sick  benefits 

Fvineral  benefits  (members) 

"  (members'  wives) 

Purchase  of  banner  ....    

Permanent  disability  benefit  (Ferd.  Dupuis). 

Postage,  etc 

Salaries  of  officers   

Printing     

Annual  celebration 

Rent    

Death  notices  

Law  costs . 

Total 


Od 


•^a 


For  half  year  ending  1892. 


30th  June. 


$     c. 

8,344  57 
17,896  39 

1,445  20 
272  72 
400  00 


1,080  00 
609  13 
265  55 
534  00 


504  70 


32,190  78 


$    c. 

719  35 

1,715  00 

50  90 


12  00 

85  50 
15  20 


31  00 

5  00 

6  00 


31st  De- 
cember. 


696  00 
1,105  00 


6  85 
85  50 
16  30 
29  00 
31  00 

1  00 


2,650  95 


1,970  65 


Total 
for  1892. 


«     c. 

1,415  35 

2,820  00 

50  90 


18  85 

171  00 

31  50 

29  00 

62  00 

6  00 

6  00 


4,621  60 


to  S 


$    e. 

9,759  92 

20,716  39 

1,496  10 

272  72 

400  00 

18  85 

1,251  00 

640  63 

284  55 

696  00 

0  00 

510  70 


36,812  58 


Audited  and  found  correct. 


O.  DiONNE,  \    .      ,. 

J.  H.  Charlebois.  J 


C   118 


57  Victoria. 


Sessional  Papers  {No.  13). 


A.  1894 


CANADIAN  MASONIC  MUTUAL  BENEFIT  ASSOCIATION. 

Annual  Statement  for  the  Year  Ending  31st  December,  1892. 
Head  Office,  Richmond  Street^  London,  Ont. 


Organized  27th  December,  1870,  and  incorporated  in  Canada  2nd  March,  1872. 
Register  No.  74.  Renewal  Certificate  of  Registry,  No.  75.] 


Executive  Officers  of  the  Society  at  31st  December,  1892,  were  as  follows  : 

Robert  Lewis,  President London,  Ont. 

Melville  D.  Dawson,  Vice  President London,  Ont, 

John    S.    Dewar,   Director London,  Ont. 


Thomas  Williams, 
A.  B.  Munson, 
John  D.  Sharman, 
David  W.  Vary. 
W.  Skinnor, 


London,  Ont. 
London,  Ont. 
London,  Ont. 
Strathroy,  Ont. 
London,  Ont. 


I.  OuRRENcr  OP  Insurance  Certificates. 

Amount  covered  by  endowment  contracts  in  force  31st  December,  1892. — No  endowments 

undertaken. 
Amount  covered  by  contracts  other  than  for  endowment-*,  sick  or  funeral 

benefits,  at  31st  December,  1892 $1,964,620  00 

II.  Movement  in  Insurance  Certificates. 

{a)  No  endowments  taken, 
(b)   Contracts  for  Insurance  other  than  Endowments,  Sick  or  Funeral  Benefits. 


Number . 

Amount. 

1,337 
215 

$       c. 
1,773,500  00 

Add  contracts  taken  during  1892,  new  or  renev 
Gross  number  and  amount  of  contracts  on  foot 

277,000  00 

at  any  time  during  1892 

1,552 
128 

2,050,500  00 

Number. 

Amount. 

Deductions  : 

29 
99 

S       c. 
36,500  00 
49,380  00 

Total  deductions  carried  out  

128 

85,880  00 

85,880  00 

Net  contracts  on  foot  at  31st  December,  1892. 

1,424 

1,964,620  00 

C  119 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


III.  AND  IV.  Sick  and  Funeral  Benefits. — None  taken. 
V.  Assets. 

Cash  value  of  bonds,  debentures  and  other  securities    $66,614  50 

Actual  cash  on  hand  as  per  audit  statement; 84  66 

Cash  deposited  to  Society's  credit,  not  drawn   against,    in    Canada  Savings 

and  Loan  Co 8,871  02 

Dues  and  assessments  due  and  unpaid  on  certificates  in  force.  .    $     912  00 

Dues  and  assessments  called,  but  not  yet  payable 2,350  00 

.  3,262  00 

Interest  due  and  accrued 1,545  06 

Office  furniture 340  00 

Printed  blanks  on  hand    75  00 

Death  claims  account 1,075  08 

All  other  assets 19  56 

Total  assets    881,886  88 

VI.  Liabilities. 

Amount  of  claims  admitted  by  Society $6,900  00 

All  other  liabilities 37  30 

Total  liabilities 86.937  50 

VII.  Miscellaneous. 

Assessments  are  made  for  purposes  of  life  insurance  in  Class  A  monthly  ;  in  Class 
B,  bi  monthly.  Twelve  assessments  were,  during  1892,  made  in  Class  A,  and  six  in  Class 
B.     Assessments  are  payable  thirty  days  from  date  of  assessment. 

The  Society's  books  were  audited  monthly  in  1892. 

Names  and  post  office  addresses  of  the  auditors  for  1892  were  as  follows  :  John 
Overill,  London,  Ont.  ;  D.  C.  Hannah,  London,  Ont. 

The  following  books  of  record  or  account  are  kept  for  purposes  of  insurance  certifi- 
cates or  benefits  :  Two  assessment  ledgers,  two  members'  ledgers,  general  ledger,  registra- 
tion book  A,  registration  book  B,  death  claims  account  book,  minute  book  and  cash  book. 

Certain  changes  were,  during  1892,  made  in  the  constitution  and  rules  of  the  Society 
in  relation  to  insurance  certificates  or  benefits,  and  the  same  have  been  set  forth  in  the 
annual  statement. 

VIII.  Cash  Receipts. 

Cash  balances  from  1891  (not  extended)     $1,836  00 

Cash  received  during  1892  from  : 

Application  fees    $1,555  00 

Assessments  : 

Class  A '. $31,635   19 

Class  B     6,703  00 

38,338  19 

Interest  and  dividends 4,610  99 

Stock  London  Street  Railway  sold 15,300  00 

Church  mortgage  sold 3,000  00 

Fees,  new  certificate    5  00 

Furniture  sold 10  00 


Total  receipts    $62,819  18 

C  120 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


TX.  Expenditure. 
Cash  paid  during  1892,  for  : 

(a)   Expenses  of  Management  : 

Commission $1,438  00 

Law  costs 1 00  28 

Travelling  expenses.  .  .    710  00 

Rent,  heat,  light  and  taxes 1 90  60 

Salaries,  officers'  and  auditors'  fees 2,610  75 

Printing,  stationery  and   advertising 166   35 

Postage,  telegrams  and  express 307  62 

Premiums  for  guarantee  of  lodge  officers    50  00 

Other  expenses  of  management 147  74 

Total  expenses  of  management    $5,721   34 

(b)  Miscellaneous  Expenditure  : 

Life  insurance  claims $36,500  00 

Purchase  of  Masonic  Temple  stock 13,478  16 

Total  expenditure $55,699  50 


C   121 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 

ROMAN   CATHOLrO    UNION    OF    THE    KNIOHTS    OF    ST.    JOHN. 
Annual  Statement  for  the  Year  Ending  31st  December,  1892. 
Head  Office,  53  Burton   St.,  Cleveland,   0.,    U.S.A. 


Organized  10th  May,  1886  ;  and  incorporated  in  State  of  New  York,  10th  May,  1886. 
[Register  No.  105.  Renewal  Certificate  of  Registry,  No.  106.] 

The  Executive  Officers  of  the  Society  at  31st  December,  1892,  were  as  follows: — < 

John  Wilhelm,  Supreme  President .Cleveland,  O. 

Timothy  Nolan,        "  Secretary Cleveland,  0. 

Rev.  P.  H.  Rowan,  "  Treasurer Evans ville,  Ind. 

Anthony  Heupert,   "  Trustee Bufialo,  N.Y. 

John  F.  Tobin,         "  Trustee  . Moundsville,  W.  Va. 

VIT.    Miscellaneous. 

No  actions  or  proceedings  are  pending  against  the  Society. 

Assessments  are  made  for  purposes  of  life  insurance  or  benefits  upon  each  death ; 
and  are  payable  thirty  days  after  issue. 

Nineteen  assessments  were  made  during  1892. 

The  Society's  books  were  duly  audited  in  June,  1892. 

Names  and  post  office  addresses  of  the  auditors  for  1892,  were  as  follows  -.—James 
Dempsey,  Alleghany,  Pa. ;  John  Herbig,  Newport,  Ky, ;    J.  S.  Stiuer,  Munro,   Mich. 

No  changes  were,  during  1892,  made  in  the  Constitution  or  Rules  in  respect  to  insur- 
ance certificates  or  benefits. 

VIII.  Cash  Receipts. 

Cash  received  during  1892  from  : — 

Application  fees $      50  35 

Assessments 8,605  86 

Per  capita  tax  and  levies 1,691   00 

Charter  fees 188  00 

Supplies  sold    312  75 

Total  receipts .$10,847  94 

IX.  Cash  Expenditure. 
Cash  paid  during  1892  for  : — 

(a)  Expenses  of  Management  : 

Travelling  expenses $  200  00 

Salaries,  officers'  and  auditors'  fees 700  00 

Printing,  stationery  and  advertising 747  94 

Postage,  telegrams  and  express 200  00 

Total  expenses  of  management $1,847  94 

•  (b)  Miscellaneous  Expenditure. 

Benefits  to  widows  and  orphans 9,000  00 

Total  expenditure $10,847  94 

C  122 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


MUTUAL  MASONIC  COMPACT. 

Annual  Statement  for  the  Year  Ending  31st  December,  1892. 
Head  Office,  St.  Catharines,  Ont. 

Organized  15th  September,  1877 ;  incorporated  in  Ontario  3rd  December,  1892. 
[Register  No.  89.  Renewal  Certificate  of  Registry,  No.  90.] 

The  Executive  Officers  of  the  Society  at  the  31st  December,  1892,  were  as  follows  : — 

Edwin  Goodwin,  President St.  Catharines. 

William  E.  Clarke,  Vice  President Grimsby. 

Levi  Yale,  Secretary-Treasurer St.  Catharines. 

Assets. 

Cash  on  deposit  in  Security  Loan  and  Savings  Co.,  St.  Catharines $761   63 

Liabilities. — None. 

Miscellaneous. 

Assessments  for  the  purpose  of  life  insurance  certificates  are  made  when  found 
necessary. 

Two  assessments  were  made  during  1892,  25  h  June  and  10th  November. 

The  accounts  of  the  Society  were  audited  on  10th  February. 

Books  of  record  or  account  kept  for  purposes  of  insurance  certificates  are  :  cash  book 
and  journal,  ledger,  mpmbership  roll  and  list  of  beneficiaries. 

Names  and  post  office  addresses  of  Auditors'  for  1892  :  A.  Mittleberger,  St.  Catharines, 
and  I.  E.  Beeton,  St.  Catharines. 

Cash  Receipts. 

Cash  received  during  1892  from  : — 

Application  fees $     7  50 

Dues 150  00 

Assessments 310  00 

Interest  and  dividends 29  60 

Total  receipts •        8497  00 

Cash  Expenditure. 
Cash  paid  during  1892  for  : — 

(a)  Expenses  of  Management  : 

Charter  fees ?  ^  00 

Commission 45  85 

Law  costs 11  00 

Printing,  stationery  and  advertising 13  55 

Postage,  telegrams  and  express 3  30 

Total  expenses  of  management *79  70 

(b)  Miscellaneous  Expenditure. 

Life  insurance  claims 500  00 

Total  expenditure ^579  70 

C  123 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


COMMERCIAL  TRAVELLERS  ASSOCIATION   OF  CANADA. 

Annual  Statement  for  the  Year  Ending  30th  November,  189£. 
Head  Office,  51    Yonge  Street,   Toronto,   Ont. 


Incorporated  in  Canada,  26th  May,  1874. 
[Register  No.  98.  Renewal  Certificate  of  Registry,  No   99.] 


The  Executive  Officers  for  the  year  ending  30th  November,  1892,  were  as  follows  : — 

C.  C.  VanNorman,  President Toronto,  Ont. 

R.  H   Gray,  1st  Vice-President Toronto,  Ont. 

Jas.  Haywood,  2nd  Vice  President * Toronto,  Ont. 

Jas.  Black,  Treasurer Toronto,  Ont. 

Jas.  Sargant,  Secretary Toronto.  Ont. 

I.  Currency  of  Insurance  Certificates. — No  hiformation. 

II.  Movement  in  Insurance  Certificates. 

Gross  number  and  amount  of  contracts  on  foot  at  any  time  during  1892, 

3,402 $2,500,000  00 

III.  Sick  Benefits — No  Official  Sick  Fund. 

IV.  Funeral  Benefits. — None. 

V.  Assets. 

Cash  value  of  real  estate S  49,745  91 

"  shares,  bonds,  debentures,  etc.,  deposited  with  : 

Dominion  Government     .$53,105  54 

Dominion  Bank    91,604  15 

144,709  69 

Cash  on  deposit  not  drawn  against  iu  Dominion  Bank,  Toronto 10,108   13 

All  other  assets 2,497  66 

,  Total  assets $207,061   39 

VI.  Liabilities — None. 
VII.   Miscellaneous. 

No  assessments  are  made. 

The  Associations  books  were  duly  audited  on  13th  December,  1892. 

No  books  of  record  or  account  are  kept  for  purposes  of  insurance  contracts  or  benefits. 

Names  and  post  office  addresses  of  the  Auditors'  for  1892,  were  as  follows  :  William 
Anderson,  Toronto  ;  William  Badenach,  Toronto. 

No  changes  were,  during  1892,  made  in  the  constitution  or  rules  in  relation  to 
insurance  certificates  or  benefits. 

C    124 


57  Victoria.  Sessional  Papers  (No.  13).  A.  18P4 


VIII.  Cash  Receipts. 

Cash  received  during  1892  from  : — 

Ordinary  certificates $32,735  00 

Honorary      " 1,290  00 

Duplicate       "  66  00 

$34,091  00 

Freehold  Loan  Co.,  debentures  matured 15,000  00 

Union             "                  "                  "       5,000  00 

Interest 7,003  84 

Rentals 3,620  00 

Profit  from  accident  insurance 1,481   00 

Total  receipts $66,195  84 

IX.  Expenditure. 
Cash  paid  during  1892  for  :  — 

(a)  Expenses  of  Management  : 

Commission $    421   00 

Printing 361   70 

Stationery 161   58 

Papers  and  periodicals Ill    15 

Secretary's  salary , 1,800  00 

Assistants 364  00 

OMce  furniture 251   71 

General  expense    915  93 

Advertising 37   80 

Rental  expenses,  water,  light,  etc 1,591   40 

Rent , 1,500  00 

Total  expenses  of  management $7,516  27 

(b)  Miscellaneous  Expenditure. 

[nvestments $20,000  00 

Mortuary  benefits 20,568  00 

Accident  bonus 1,998  50 

Special  expense 1,260  00 

Building  improvement  account 157  45 

Total  expenditure    $51,500  22 


C   125 


67  Victoria.  SessioDal  Papers  (No.  IS).  A  1894 


GERMAN  BENEVOLENT  SOCIETY. 

Annual  Statement  for  the  Year  ending  1st  September,  1892. 
Head  Office,   Hamilton,  Ont. 


Incorporated  in  Ontario,  2nd  September,  1881. 
[Register  ISo.  8T.  Renewal  Certificate  of  Registry  No.  88.] 


The  Executive  Officers  of  the  Society  at  the  1st  September  were  as  follows  : — 

T.  Richter,  President    Hamilton. 

Fred.  Behm,  Yice  President Hamilton. 

George  Roth,  Recording  Secretary     Hamilton. 

George  Bartmann,  Corresponding  Secretary     Hamilton. 

E.  Faustmann,  Treasurer    Hamilton. 

Assets. 
Cash  on  hand  and  in  bank ^837  33 

Liabilities. — None. 


C   126 


67  Victoria  Sessional  Papers  (No.  13).  ,  A.  1894 


GRAND    LODGE    SONS    OF    IRELAND    PROTESTANT    ASSOCIATION. 
Register  No.  119.  Certificate  of  Registry,  No.  120. 


Date  of  application  for  registry,  6th  October,  1893. 


Par.  2. — Society  how  constituted  or  incorporated. — The  Society  was  lawfully  incor- 
porated on  the  6th  October,  1893,  and  the  documents  evidencing  the  same  are  filed  in  the 
office  of  the  Provincial  Registrar  at  Toronto. 

Par.  3. — Incorporation  how  effected. — The  incorporation  was  effected  under  the  fol- 
lowing general  statute  :   55  Vic,  Chap.  39,  as  amended  by  56  Vic,  Chap.  32. 

Par.  4. — The  legislative  enactment  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Society  are  now  declared,  defined,  limited,  or  governed,  is  the  following  :  55 
Vic,  Chap.  39,  Insurance  Corporations  Act,    1892. 

Pars.  5,  8,  9. — The  original  corporative  or  collective  name  of  the  Society  was  Grand 
Lodge  Sons  of  Ireland  Protestant  Association,  which  name  is  still  in  force. 

Par.  10. — The  Head  Office  of  the  Society  is  at  Toronto.  Suits  by  or  against  the 
Society  may  be  brought  in  the  name  of  the  Grand  Lodge  Sons  of  Ireland  Protestant 
Association. 

Par.  16. — The  general  insurance  funds  of  the  Society  are  in  the  possession  or  con- 
trol of  the  following  executive  officers,  who  are  elected  yearly  : — 

W.  J.  Dunlop,  President Toronto,  Ont. 

John  Phillips,   Secretary    -  . .  Toronto,  Ont. 

A.  R.  Williamson,  Treasurer Toronto,  Ont. 

P(ir.  17. — The  Society  has  in  Ontario  a  reserve  fund  of  $4:02  to  secure  holders  of 
insurance  contracts. 

Par.  18. — The  Society  by  itself  or  its  lodges  undertakes  exclusively  with  members  of 
the  Society  the  following  insurance: — Funeral  benefits  of  $100;  and  sick  benefits 
(optional)  of  $3  to  $5. 

Par.  19. — Forms  used  V>y  the  Society  in  Ontario  for  purposes  of  insurance  filed  as 
f  xhibits  numbered  1  to  3. 

Par.  20. The  Society  was,  on  the  tenth  day  of  March,  1890,  in  actual  and  active 

operation  in  Ontario  as  a  lawful  Society,  and  as  an  insurance  Society,  and  had  on  that  day 
a  subsisting  and  bona  fide  membership  of  at  least  240  persons  residing  in  Ontario,  entitled 
to  benefits  or  holding  insurance  certificates. 

Par.  21.  The  Society  has  since  the  tenth  of  March,  1890,  and  up  to  the  date  of  this 
application,  continued  in  actual  and  active  operation  in  Ontario  as  a  lawful  Society,  and 
had,  at  the  date  of  this  application,  in  good  standing  upon  the  books  of  the  Society  not 
less  than  456  members,  nor  more  than  500  members,  all  residents  of  Ontario  and  holding 
insurance  ceitificates  or  entitled  to  insurance  benefits  under  the  constitution  of  the  Society. 
[Quarterly  returns  from  local  lodges  made  to  Grand  Secretary] 

Par.  22. The  document  filed  as  exhibit  1  is  declared  to  be  a  true  copy  of  the  con- 
stitution, by-laws  and  rules  of  the  Society  as  far  as  they  relate  to  the  insurance  contracts. 

C    127 


67  Victoria.  •  Sessional  Papers  (No.  13).  A    1894 


LOYAL    PROVIDENT    UNiON. 
Register  No.  106.  Certificate  of  Registry,  No.  107. 

Date  of  application  for  registry,  24th  June,  1893. 


Par.  2. — The  Society  how  incorporated, — The  Society  was  incorporated  on  the  2.3rd 
June,  1893,  and  the  documents  evidencing  the  same  are  deposited  in  the  office  of  the  Pro- 
vincial Registrar  at  Toronto. 

Par.  3. — Incorporation  how  effected. — The  incorporation  was  effected  under  56  Vic, 
Chap.  32,  an  Act  respecting  the  Insurance  Law. 

Par.  4. — The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Society  are  now  declared,  defined,  limited,  or  governed,  are  the  following  : — 
55  Vic,  Ohap.  39,  Insurance  Corporations  Act,  1892  ;  56  Vic,  Chap.  32,  an  Act  respect- 
in  the  Insurance  Law.. 

Far.  5. — The  original  corporate  or  collective  name  of  the  Society  was  the  "Workmen's 
National  Co-operative  Union." 

Par.  7.  —  The  original  corporate  or  collective  name  of  the  Society  was  altered  on  the 
23rd  June,  1893,  to  the  "  Loyal  Provident  Union,"  which  name  is  still  in  force.  Auth- 
ority for  change  of  name — Certificate  of  incorporation. 

Par  10  — The  Head  Office  of  the  Society  is  at  Toronto  Suits  by  or  against  the 
Society  may  be  brought  in  the  name  of  the  Loyal  Provident  Union. 

Par.  16  — The  general  insurance  funds  of  the  Society  are  in  the  possession  or  control 
of  the  following  executive  officers  elected  by  the  members  in  general  meeting  assembled  ; 
and  holding  office  for  one  year  : — 

William  Wynon Toronto,  Ont. 

William  Banks Toronto,  Ont. 

C.  E.  Martin,  Jr Toronto.  Ont. 

Par.  17. — The  Society  has  in  Ontario  a  cash  balance  to  secure  holders  of  insurance 
certificates  of  $266.  The  said  cash  balance  is  in  the  possession  or  control  of  the  officers 
mentioned  in  Par.  16. 

Par.  18. — The  Society  by  itself  undertakes  exclusive] yr  with  th^  members  of  the 
Society  the  following  insurance  : — Sick  benefits  not  exceeding  .$4  per  weftk,  for  first  thir- 
teen weeks;  and  $2  per  week  for  the  succeeding  thirteen  weeks  ;  and  $1.50  per  week 
thereafter  in  the  case  of  male  members  ;  and  $3,  .$1.50  and$l  per  week,  resoectively,  as 
above,  in  the  case  of  female  members.  Funeral  benefits  not  exceeding  $80  for  male 
members  ;  and  $50  for  female  members. 

Par.  19. — Forms  used  by  the  Society  in  Ontario  are  filed  as  exhibit  numbered  2, 

C    128 


I 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


Par.  20. — The  Society  was,  on  the  tenth  day  of  March,  1890,  a  Friendly  Society 
within  the  meaning  of  Section  6,  of  56  Vic,  Chap.  32,  and  was  on  that  day  in  actual  and 
active  operation  in  Ontario  as  a  lawful  Society,  and  as  a  Friendly  Society,  and  had  on  that 
day  a  subsisting  bona  fide  membership  of  at  least  thirty-three  persons,  residing  in  Ontario, 
entitled  to  benefits  or  holding  insurance  certificates.     (Roll  Book   Exhibit  2a.) 

Far.  21. — The  Society  has  since  the  tenth  of  March,  1890,  and  up  to  the  date  of  this 
application,  continued  in  actual  and  active  operation  in  Ontario  as  a  Society,  and  as  a 
Friendly  Society,  and  had  at  the  date  of  application,  in  good  standing  upon  the  books  of 
the  Society  not  less  than  fifty-four  members,  nor  more  than  fifty-five  members,  all  resi- 
dents of  Ontario,  and  holding  insurance  certificates  or  entitled  to  insurance  benefits  under 
the  constitution  of  the  Society.     (Minute  Book  of  the  Society.) 

Par.  22. — The  documents  filed  with  the  application  for  incorporation  are  declared  to 
be  true  copies  of  the  constitution,  by-laws  and  rules  of  the  Society  so  far  as  they  relate  to 
the  insurance  contracts. 


9  (IN.)  C  129 


57  V'ictoria.  Sessional  Papers  (No.  13).  A.  1894 


TORONTO    CIVIC    EMPLOYEES'    BENEVOLENT    ASSOCIATION. 
Register  No.  115.  Certificate  of  Registry,  No.  116. 

Date  of  application  for  registry,  30th  June,  1893. 


Par.  2. — Society  how  incorporated. — The  Society  was  lawfully  incorporated  on  the 
20th  July,  1893,  and  the  documents  evidencing  the  same  are  tiled  in  the  office  of 
the  Provincial  Registrar  at  Toronto. 

Par.  3. Incorporation    how    effected. — The    incorporation    was    effected  under  the 

Insurance  Corporations  Act,  1892. 

Par.  4. — The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obli- 
gations of  the  Society  are  now  declared,  defined,  limited  or  governed,  are  the  follow- 
ing; — Ontaiio  Insurance  Corporations  Act,   1892. 

Pars.  5,  8,  9. — The  original  corporate  name  of  the  Society  was  The  Toronto 
Civic  Employees'  Benevolent  Association,  which  name  is  still  in  force. 

Par.  10. — The  Head  Office  of  the  Society  is  at  Toronto.  Suits  by  or  against  the 
Society  may  be  brought  in  the  name  of  The  Toronto  Civic  Employees'  Benevolent 
Association. 

Par.  16. — The  general  insurance  funds  of  the  Society  are  in  the  possession  or  control 
of  its  executive  officers,  elected  by  the  members  in  general  meeting,  and  holding  office  for 
one  year. 

Par.  17. — The  Society  has  in  Ontario  a  reserve  fund  of  ^254.67  to  secure  holders 
of  insurance  contracts.     Sa,id  fund  is  in  possession  or  control  of  its  executive  officers. 

Par.  18. — The  Society  by  itself,  undertakes  exclusively  with  its  members  the  f cl- 
ewing insurance  : — Sick  and  funeral  benefits. 

Par.  20. — The  Society  was  on  the  tenth  day  of  March,  1890,  in  actual  and 
active  operation  in  Ontario  as  a  lawful  Society,  and  had  on  that  day  a  subsisting 
and  bona  fide  membership  of  at  least  thirty-seven  persons,  residing  in  Ontario,  entitled 
to  benefits  or  holding  insurance  certificates.  (Exhibit  :  Membership  Roll  of  10th  of 
March,  1890.) 

Par.  21. — The  Society  has  since  the  tenth  of  March,  1890,  and  up  to  the  date 
of  the  application,  continued  in  actual  and  active  operation  in  Ontario  as  a  lawful 
Society,  and  had  at  the  date  of  application  in  good  standing  upon  the  books  of  the 
Society  not  less  than  fifty  members,  nor  more  than  fifty  members,  all  residents  of  On- 
tario, and  holding  insurance  certificates  or  entitled  to  insurance  benefits  under  the 
constitution  of  the  Society.      (Exhibit: — Membership  roll  of  present  date.) 

Par.  23, — The  documents  filed  as  exhibit  four  are  declared  to  be  true  copies  of 
the  constitution,  by-laws  and  rules  of  the  Society  so  far  as  they  relate  to  the  insurance 
contracts. 

C   ISO 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


GRAND  ORANGE  LODGE  OF  BRITISH  AMERICA  BENEFIT  FUND. 
Register  No.  61.  CertiQcate  of  Registry,  No.  G2. 


Date  of  application  for  registry,  2nd  March,  1893. 


Par.  -2.— Society  liow  condituted  or  incorporated. — The  Society  was  lawfully  incor- 
porated on  the  24th  day  of  April,  1890,  and  the  documents  evidencing  the  same  are 
filed  or  deposited  in  the  office  of  the  Secretary  of  State,  Ottawa. 

Par.  ?>.— Incorporation,  how  effpxted. — The  incorporation  was  effected  under  the  fol- 
lowing special  Act  :  Parliament  of  Canada,  53  Vict,  chap.,  105,  An  Act  to  incorporate 
the  Grand  Orange  Lodge  of  British  America. 

Par.  5. — The  original  corporate  name  of  the  Society  was  Grand  Oran<ye  Lod^e  of 
British  America,  which  name  is  still  in  force. 

Par.   10. — The  Head  Office  of  the  Society  is  at  Toronto, 

Par.  16. — The  general  insurance  funds  of  the  Society  are  in  the  possession  or  con- 
trol of  its  executive  officers,  who  are  elected  by  the  Grand  Lodge  and  hold  office  for  one 
year. 

Par.   17. — The  Society  has  in  Ontario  no  reserve  fund. 

Par.  18. — The  Society  by  itself  or  its  lodges  or  divisions  undertakes  the  following 
insurance :  By  itself,  an  insurance  of  $1,000,  payable  at  death  ;  by  its  lodges  or  divisions, 
a  funeral  benefit  not  to  exceed  $60,  and  a  sick  benefit  of  $3  per  week. 

Par.  19. — The  Forms  used  by  the  Society  in  Ontario  for  purposes  of  insurance  filed 
as  exhibits  2  to  4. 

Par.  20. — The  Society  was  on  the  10th  day  of  March,  1890,  in  actual  and  active 
operation  in  Ontario  as  a  lawful  society,  and  as  an  insurance  Society,  and  had  on  that 
day  a  subsisting  membership  of  at  least  40,000  persons  residing  in  Ontario  entitled  to 
benefits  oi  holding  insurance  certificates.      (Annual  reports.) 

Par.  2L. — The  Society  has  since  the  10th  March,  1890,  and  up  to  the  date  of  the 
application  continued  in  actual  and  active  opperation  in  Ontario  as  a  lawful  society,  and 
had  at  the  date  of  application  in  good  standing  upon  the  books  of  the  Society,  not  less 
than  40,000  nor  more  than  45,000  members,  all  residents  of  Ontario  and  holding  insur- 
ance certificates  or  entitled  to  insurance  benefits  under  the  constitution  of  t,he  Society. 
(Annual  reports.) 

Par.  22. — The  documents  filed  as  exhibits  5  and  7  are  declared  to  bi  true  copies  of 
the  constitution,  by-laws  and  rules  of  the  Society,  so  far  as  they  relate  to  the  insurance 
contracts. 

C    131 


57  Victoria  Sessional  Papers  (No.  IS).  A.  18P4 


THE  HACK  MAN'S  UNION  OF  OTTAWA  CITY. 
Register  No.  117.  Certificate  of  Registiy,  No.  118 

Date  of  application  for  Registry,  11th  September,  1893. 


Par.  2. — Society,  hoio  constituted  or  incorporaterh — The  Society  was  lawfully  organ- 
ized on  the  8th  September,  1885;  incorporated  in  Ontario,  loth  September,  1893,  and 
the  documents  evidencing  the  same  are  filed  in  the  office  of  the  Provincial  Registrar, 
Toronto. 

Far.  3. — Thi'  said  incorporation  was  effected  under  Insurance  Corporations  Act, 
1892. 

Far.  4. — The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Society  are  now  declared,  defined,  limited  or  governed,  are  the  fnllowing  : 
Ontario,  56  Vict.,  chap.  32. 

Par.  5.  —  The  original  corporate  name  of  the  Society  was  The  Hackman's  Union  of 
Ottawa  City,  which  name  is  still  in  force. 

Par.  10. — The  Head  Office  of  the  Society  is  at  Ottawa.  Suits  by  or  against  the 
Society  may  be  brought  in  the  name  of  the  Hackman's  Union  of  Ottawa  City. 

Par.  16. — The  general  insurance  funds  of  the  Society  are  in  the  possession  or  con- 
trol of  the  executive  officers  elected  by  the  members  in  general  meeting  and  holding  office 
for  one  year. 

Par.  17. — The  Society  has  in  Ontario  a  reserve  fund  of  $678.77,  to  secure  holders  of 
insurance  contracts. 

Far.  18. — The  Society,  by  itself,  undertakes  exclusively  with  its  members  the  follow- 
ing insurance  :  Sick  benefits. 

Par.  20. — The  Society  was  on  the  10th  day  of  March,  1890,  in  actual  and  active 
operation  in  Ontario  as  a  lawful  society,  and  as  an  insurance  Societv,  and  had  on  that 
day  a  subsisting  and  hona  ^de  membership  of  at  least  42  persons  residing  in  Ontario  en- 
titled to  benefits  or  holding  insurance  certificates.  (Names  and  addresses  of  members  on 
10th  March,  1890.) 

Far.  21. — The  Society  has,  since  the  10th  March,  1890,  and  up  to  the  date  of  the 
application,  continued  in  actual  and  active  operation  in  Ontario  as  a  lawful  society  and 
as  an  icsurance  Society,  and  had  at  the  date  of  aj)plication,  in  good  standing  upon  the 
books  of  the  Society,  not  less  than  39  members  nor  more  than  50  members,  all  residents 
of  Ontario,  and  holding  insurance  and  entitled  to  insurance  benefits  under  the  constitu- 
tion of  the  Society.     (Names  and  addresses  of  members  at  date  of  application.) 

C  132 


57  Victoria.  Sessional  Papers  (No.  13).  A   1894 


DOMINION  EXPRESSMEN'S  SICK  BENEFIT  ASSOCIATION. 

Eegister  No.  119.  Certificate  of  Registry,  No.  120. 

Date  of  application  for  registry  6th  December,  1893. 


Tar.  2. — Society,  how  constituted  or  incorporated. — The  Society  was  lawfully  incor- 
porated on  the  6th  day  of  December,  1893,  and  the  documents  evidencing  the  same  are 
filed  or  deposited  in  the  office  of  the  Provincial  Registrar  at  Toronto. 

Far.  3. — Incorporation,  how  ej^ected. — The  incorporation  was  effected  under  56 
Vict.,  chap.  32. 

Par.  4. — The  legidative  enactments  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Society  are  now  declared,  defined,  limited  or  governed  are  the  following  : 
55  Vict,   chap.  39  ;  56   Vict.,  chap.  32. 

Par.  5. — The  original  collective  name  of  the  Society  was  The  Expressmen's 
Mutual  Benefit  Association,   Division  No.    74. 

Pars.  7,  8. — The  corporate  name  was  altered  30th  November,  1890,  by  resolution 
of  members  in  general  meeting  to  The  Dominion  Expressmen's  Sick  Relief  Association. 

Par.  9.  The  Society  hereby  applies  to  be  registered  under  the  name  of  The 
Dominion  Expressmen's  Sick  Benefit  Association. 

Par.  10.  The  Head  Office  of  the  Society  is  at  Toronto.  Suits  by  or  against  the 
Society  r^ay  be  brought  in  the  name  of  the  Dominion  Expressmen's  Sick  Benefit  Asso- 
ciation. 

Par.  16.  The  general  insurance  funds  of  the  Society  are  in  the  possession  or  con- 
trol oi  the  President  and  Secretary-Treasurer,  who  are  elected  by  open  vote  at  the 
annual   meeting,   and  hold  office  for  one  year. 

Par.   17. — The  Society  has  in  Ontario  a  reserve  fund  of  .^600.00  to  secure  holders 
of  insurance  contracts.     The  reserve  fund  is  in  the  possession  or  control  of  the  Presi 
dent  and  Secretary-Treasurer,   who  hold  office  for  one  year. 

Par.  18. — The  Society  by  itself  undertakes  exclusively  with  members  of  the 
Society  the  following  insurance :  Insurance  against  sickness  or  accident  of  S6  per 
week  for  26  weeks. 

Par.  19. — Forms  used  by  the  Society  in  Ontario  for  purposes  of  insurance  filed  as 
exhibits  2  to  6. 

Par.  20. — The  Society  was  on  the  10th  day  of  March,  1890,  in  actual  and  active 
operation  in  Ontario  as  a  lawful  society,  and  as  an  insurance  corporation,  and  had  on 
that  day  a  subsisting  and  bona  fide  membership  of  at  least  23  persons,  residing  in 
Ontario,  entitled  to  benefits  or  holding  insurance  certificates.  (Roll  of  members  of 
the  Society  ) 

Par.  21.  The  Society  has  since  the  10th  March,  1890,  and  up  to  the  date  of  the 
application,  continued  in  actual  and  active  operation  in  Ontario  as  a  lawful  society, 
and  had  at  the  date  of  application  in  good  standing  upon  the  books  of  the  Society 
not  less  than  90  members,  all  residents  of  Ontario,  holding  insurance  or  entitled  to 
insurance  benefits  under  the  constitution  of  the  Society. 

Par.  22. — The  document  filed  as  exhibit  7  is  declared  to  be  a  true  copy  of  the 
constitution,  by-laws  and  rules  of  the  Society,  so  far  as  they  relate  to  the  insurance 
contracts. 

C  133 


57  Victoria.  Sessional  Papers  (No    1^).  A.  1894 

ST.  JOSEPH'S  MUTUAL  BENEFIT  SOCIETY. 

Register  No.   81.  Certificate  of    Registry,  No.  82. 

Date  of  application  for  registry,   22nd  June,    1893. 


Par.  2. — Society,  how  constituted  or  incorporated. — The  Society  was  lawfully  incor- 
porated on  the  22nd  day  of  June,  1893,  and  th'^  documents  evidencing  the  same  are  ffied 
or  deposited  in  the  office  of  the  Provincial  Registrar  at  Toronto. 

Par.  3. — Incorjjoration,  how  effected. — The  incorporation  was  effected  under  56 
Yict.,  chap.   32. 

Pa,r.  4.  The  legislative  enactments  by  which  the  powers,  duties,  rights  and  obliga- 
tions of  the  Society  are  now  declared,  defined,  limited  or  governed,  are  the  following: 
Ontario,  1892,  chap.  39,  The  Insurance  Corporations  Act,  1892. 

Par.  5,  8,  9. — The  original  corporate  name  of  the  Society  was  The  St.  Joseph's 
Mutual  Benefit  Society,  which  name  is  still  in  force. 

Par.  10. — The  Head  Office  of  the  Society  is  at  Toronto.  Suits  by  or  against  the 
Society  may  be  brought  in  the  name  of  The  St.  Joseph's  Mutual  Benefit  Society. 

Par  16.  —  The  general  insurance  funds  of  the  Society  are  in  the  possession  or  control 
of  the  executive  officers,  who  are  elected  by  representatives  of  the  subordinate  circles 
assembled  in  general  meeting  and  hold  office  one  year. 

Par.  17. — The  Society  has  no  reserve  fund  in  Ontario,  but  a  cash  balance  of 
$296.44  was  on  hand  at  1st  June,  1893. 

Par.  18. — The  Society,  by  itself,  undertakes  exclusively  with  members  of  the  Society 
the  following  insurance  :  Sick  benefits  not  exceeding  $3  per  week  for  12  weeks;  Funeral 
benefits  of  $1  per  member,  which  is  paid  to  widow  or  family  of  deceased. 

Par.  19. — Forms  used  by  the  Society  in  Ontario  for  purposes  of  insurance  filed  as 
exhibit  2. 

Par.  21.— The  Society  has  since  the  10th  March.  1890,  and  up  to  the  date  of  the 
application,  continued  in  actual  and  active  operation  in  Ontario  as  a  lawful  society  and 
as  an  insurance  society,  and  had  at  the  date  of  application  in  good  standing  upon  the 
books  of  the  Society  not  less  than  55  members,  nor  more  than  65  members,  all  residents 
of  Ontario,  and  holding  insurance  or  entitled  to  insurance  benefits  under  the  constitution 
of  the  Society.      (Exhibit :  Minute  book  and  Register  of  the  Society.) 

Par.  22. — The  document  filed  as  exhibit  3  is  declared  to  be  a  true  copy  of  the  con- 
stitution, b^-laws  and  rule  s  of  the  Society  so  far  as  they  relate  to  the  insurance  contracts. 

C   134 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


APPENDIX    TO    DIVISION    C. 


JUDGMENTS  OF  THE  REGISTRAR  OF  FRIENDLY  SOCIETIES. 


57  Victoria.  Sessional  Papers  (No.  13).  A.  18P4 


In  the  Mattkr  of  the  Insurance  Corporations  Act,  1892,  and  the  Application  for 
Renewal  of  Registry  of  the  Dominion  Provident,  Benevolent  and  Endowment 
Association. 

Before  the  Registrar  of  Friendly  Societies. 


Judgment 


31st  July,  1893. 


The  Dominion  Provident,  Benevolent  and  Endowment  Association  of  Stratford, 
applied  for  initial  registry  as  a  friendly  society  by  documents  bearing;  date  the  1st  June, 
1892.  Upon  examination  of  the  documents  I  felt  very  grave  doubts  whether  the  applicant 
body  could  be  regarded  as  a  bona  fide  friendly  society.  Its  constitution  and  rules  were  so 
framed  as  to  deprive  the  certiBcate-holders  of  any  effective  control  over  the  insurance 
funds  of  the  body.  The  executive  authority  generally  and  the  control  of  the  assets  were 
vested  in  certain  persons  who  held  office  for  life.  Those  life  officers  had  it  in  their  power 
to  distribute  amongst  themselves  all  offices  of  emolument,  and  to  decide  upon  the  amount  of 
their  emoluments.  The  Constitution  made  it  almost,  if  not  quite,  impossible  for  the  mem- 
bers of  the  Society  to  obtain  any  reform  of  the  Constitution  and  By-laws  against  the  will  of 
the  executive  officers.  If  any  member  claiming  under  a  benefit  contract  of  the  Associa- 
tion conceived  himself  wronged,  the  Constitution  forbade  him  from  seeking  relief  in  the 
ordinary  tribunals  of  the  Province.  The  decision  of  the  "  Association  "  which,  under  the 
Constitution,  was  a  mere  alias  for  the  Executive  Council,  was  made  final.  The  Executive 
Council  in  any  case  of  wrong  against  members  were  judges  in  their  own  cause,  and  were 
at  once  the  first  and  last  court  of  resort. 

Shortly  stated,  the  Association's  Certificate  was  an  undertaking  to  pay  to  the  member 
personally  (but  not  to  his  assign  or  nominee)  a  sum  of  $1,000,  or  a  multiple  of  a  $1,000 
up  to  85,000,  in  ten  equal  instalments  at  intervals  of  four  years  from  the  date  of  the 
certificate,  provided  the  member  lived  to  the  instalment  date  and  continuously  fulfilled 
all  the  onerous  terms  and  conditions  imposed  upon  him.  If  a  member  should  die  even  an 
hour  before  the  due  dale  of  the  quadrennial  instalment  his  widow  or  representatives  were 
entitled  to  nothing  beyond  a  funeral  benefit  of  $25  ;  and  even  to  this  sum  they  were  not 
entitled  if  the  member  should  die  within  the  first  six  months  of  the  date  of  his  certificate. 
The  member  had  to  pay  in  advance  monthly  assessments  without  notice.  If  he  were  ten 
days  in  default,  10  per  cent,  was  added  ;  if  he  were  30  days  in  default,  he  stood  suspended 
and  could  only  be  reinstated  within  60  days  thereafter  by  paying  double  the  amount  of 
all  assessments  then  in  arrears  If  the  defaulting  member  could  not  or  would  not  pay 
these  fines,  then  all  thit  he  had  paid  into  the  Association  was  absolutely  forfeited.  If 
the  meinb(-r  continued  to  keep  up  with  the  advance  monthly  assessments  he  had  still  to 
reckon  with  certain  special  assessments  ;  and  a  brief  default  in  paying  them  was  equally 
fatal.  The  lapses  inevitably  arising  from  these  onerous  and  unjust  conditions  in  the  con- 
tract were  fully  foreseen  by  the  executive  officers  and  were  in  their  circulars  computed  as 
profits.  Ooe  of  the  documents  filed  as  an  exhibit  to  the  Association's  Application  for 
Registry  said,  by  way  of  inducement  to  intending  investors  :  "  The  condition  upon  which 
members  join  the  Association  is  that  they  have  to  live  to  draw  the  amount  at  the  time 
stated.  *         *         *         "j-jje   number  of   lapses  that   have  oc  mrred  and  are  sure  to 

occur  will  be  a  large  source  of  revenue,  and  the  deaths  that  take  place  from  time  to  time 
lessen  the  liabilities  of  the  Association." 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


It  was  questionable  whether  an  Association  so  constituted  and  administered  should  be 
admitted  to  legistry  at  all  However,  T  exercised  in  favor  of  the  applicants  the  discretion 
giren  me  by  the  Statute,  and  on  the  30th  November,  1892,  issued  a  Direction  which 
enabled  the  applicants  to  put  in  an  amended  Constitution  with  By-laws,  and  to  obtain 
registry  for  the  six  months  ending  June  30,  1893.  This  Direction,  after  referrins:  to  the 
objectionable  provisions  of  the  existing  Constitution  and  By-laws,  proceeded  as  follows  : 

"  The  above  cited  provisions  respecting  fines  and  forfeitures  of  members  are  now  in 
direct  conflict  with  section  40  of  the  Insurance  Corporations'  Act,  1892,  and  any  scheme 
of  society  so  contrived  as  to  promote  lapses  of  certain  members'  contracts  for  the  aggrandise- 
ment of  certain  other  members  would  be  '  a  society  conducted  as  a  trading  or  mercantile 
venture,  or  for  purposes  of  commercial  gain,'  and  therefore  (section  4:  (2  D)  )  inadmissible 
to  registry  as  a  friendly  society.  Under  any  such  scheme  the  profits  of  persisting  mem- 
bers are  deliberately  created  out  of  the  confiscation  of  the  moneys  of  equally  deserving 
members  whom  the  unjust  conditions  of  the  contract  have  forced  to  the  wall.  To  be 
admissible  to  registry,  the  purposes  of  the  Society  must  be  a  '  provident  purpose  '  within 
the  meaning  of  the  Benevolent  Societies  Act.  Neither  as  to  the  persisting  nor  as  to  the 
discontinuing  members,  can  a  scheme  which  is  based  upon  unjust  gain  and  unjust  loss  be 
properly  designated  a  provident  purpose. 

"  The  Insurance  Corporations  Act  has  been  in  the  hands  of  the  executive  olficers  for 
seven  months  and  the  repugnancy  of  the  present  Constitution  and  By  laws  of  the  Associa- 
tion must  have  no  doubt  been  long  ere  this  considered. 

"  Even  apart  from  the  Act,  I  have  noticed  in  an  address  of  the  President  delivered 
many  months  ago  some  excellent  counsel  in  the  direction  of  changes  above  indicated. 

"  If  such  a  draft  as  I  can  approve  of  a  revised  Constitution  and  By-laws  signed  by 
the  Executive  is  submitted  without  delay,  I  will  issue  an  interim  Certificate  of  Eegistry 
made  for  such  a  term  as  will  enable  the  Association  to  perfect  and  ratify  such  revised 
Constitution  and  By-laws.  To  receive  approval,  this  revised  instrument  must  contain  pro- 
visions making  executive  otficers  elective  for  terms  not  exceeding  three  years  ;  the  election 
must  be  either  by  the  members  in  meeting  assembled  or  by  delegates  properly  representa- 
tive of  the  members.  The  funds  of  the  Association  must  be  held  and  administered  as  a 
trust  for  the  members.  The  contract  for  benefits  must  be  one  reasonable  in  its  terms, 
and  otherwise  conformable  to  law.  Efiective  provisions  for  audit  will  be  necessary  ;  and 
in  other  respects  such  amendments  will  be  required  as  are  necessary  to  bring  the  Asso- 
ciation into  line  with  the  letter  and  spirit  of  the  Insurance  Corporations  Act." 

The  application  papera  for  initial  registry  bearing  date  the  1st  June,  1892,  disclosed 
no  liabilities  of  the  Association  beyond  the  sum  of  8207.58,  said  to  be  due  to  the  direc- 
tors. But  the  fact  has  since  come  to  light  that,  though  the  Association  had  been  but  a 
short  time  on  foot,  large  obligations  in  the  form  of  coupons  were  then  rapidly  maturing 
and  that  the  assets,  actual  or  prospective,  were  utterly  insuificient  to  meet  these  obliga- 
tions. It  was  not,  of  course,  the  intention  of  the  Insurance  Corporations  Act,  1892, 
that  any  society  shall  be  registered  which  either  is  practically  insolvent  or  is  on  the  verge 
of  insolvency.  Section  25  (1)  of  the  Act  has  been  amended  by  56  Victoria,  chapter  32, 
section  10  (8)  so  as  to  place  this  matter  beyond  all  question.  As  amended,  the  provision 
now  reads:  "  LTpon  proof  that  any  registry  or  any  certificate  of  registry  has  been  obtained 
by  fraud  or  mistake,  or  that  a  corporation  exists  for  an  illegal  purpose  or  is  insoh^ent,  or 
is  on  the  verge  of  insolvency,  or  has  in  terms  of  section  -l-i  made  default  of  payment,  or 
has  wilfully,  and  after  notice  from  the  Registry  Ofiicer,  contravened  any  of  the  provisions 
of  this  Act,  or  has  ceased  to  exist,  the  registry  of  the  corporation  may  be  suspended  or 
cancelled  by  the  Registry  Otiicer  ;  but  such  suspension  or  cancellation  shall  be  appealable 
as  hereinafter  provided."  Section  2  (16)  of  the  Insurance  Corporations  Act,  1892,  has 
feeen  amended  by  section  10  (2)  of  56  Victoria,  chapter  32,  so  as  to  read  as  follows  : 
"'Solvent,'  as  applied  to  a  friendly  society  not  undertaking  endowment  insurance  or 
annuities,  means  a  society  respecting  which  it  has  been  made  to  appear  to  the  Registry 
Officer  that  the  Society  has  no  present  liabilities,  apart  from  actuarial  liabilities,  or  ha* 

C  138 


bl  Victoria  Sessional  Papers  (ISo.  13).  A.  1894 


immediately  realizable  assets  adequate  to  discharge  its  present  actual  liabilities."  The 
intention  of  this  provision  when  read  with  t,he  provision  last  cited  clearly  is  that,  where 
a  friendly  bociety  undertaking  endovrment  insurance  applies  for  registry,  original,  or 
renewed,  the  Registry  Officer  in  considering  the  question  of  solvency  shall  take  account, 
not  merely  of  matured  obligations  but  also  of  obligations  near  maturity.  To  remove 
doubts  as  to  what  constituted  endowment  insurance  56  Victoria,  chapter  32,  section  1  (4) 
enacts  :  "  '  Endowment  Insurance'  includes  any  contract  of  insurance  which  contains  an 
undertaking  to  pay  an  ascertained  or  ascertainable  sum  at  a  fixed  future  date,  provided 
the  assured  is  then  alive."  The  scheme  of  insurance  undertaken  by  the  present  Associa- 
tion falls  within  this  definition.  The  Association  by  its  certificate  undertakes  to  pay  at 
intervals  of  four  years  an  ascertained  or  ascertainable  portion  of  the  gross  sum  named  in 
the  certificate,  provided  the  assured  is  alive  at  the  completion  of  such  quadrennial  period  ; 
and  if  the  assured,  being  then  a  member  of  at  least  six  months'  standing,  should  die  dur- 
ing any  quadrennial  period,  the  Association  undertakes  to  pay  to  the  legatee  named  in 
the  Certificate  a  funeral  benefit  of  $25.  (Exhibit  12,  in  the  matter  of  the  Renewal  of 
Registry,  Articles  IV.  and  VII.)  The  Association  "Certificates  are  issued  wi-th  ten 
coupons  attached,  each  for  one-tenth  of  the  face  value  of  the  Certificate  and  go  into  full 
force  and  effect  on  the  first  day  of  the  month  following  that  in  which  the  application  was 
received  at  the  head  office."     {Ibid.     Article  IV.  section  4.) 

When,  therefore,  this  Association  applies  for  renewal  of  registry  it  is  my  duty  to 
take  account  of  coupons  now  fast  approaching  maturity.  Pursuant  to  section  47  of  the 
Insurance  Corporations  Act,  1892,  the  Association  made  on  the  printed  form  supplied 
by  the  Insurance  Department,  a  statement  of  its  financial  aff tirs  for  the  year  ending  31st 
December,  1892.  (Exhibit  2  in  proceedings  for  Renewal  of  Registry.)  This  document 
disclosed  for  the  first  time  the  maturing  obligations  of  the  Association. 

The  coupons  maturing  in  1893  were  shewn  as  $       21,687   65 

1894  "  67,734  04 

1895  "  28,194  30 

.    "                          "        1896               "  26,457   15 

Making  a  total  of '. 144,073   14 

Also  certificate  coupons  to  mature  in  years  subsequent  to 

1897  were  shewn  as 1,397,926   86 

Making  tot  il  liabilities,  near  and  remote,  undtr  certificate- 

,   coupons   1,542,000  00 

Under  the  Constitution  of  the  Association  the  above  maturing  coupons  were  to  be 
met  by  the  Endowment  Fund.  From  the  statement  of  the  Auditors  date  IJanuary  5th, 
1893,  the  Endowment  Fund  then  stood  as  follows :  With  the  Trusts  Corporation  of 
Ontario,  $17,390.74  ;  in  bank,  $3,358.41  ;  total,  $20,749.15— a  sum  insufficient  to  meet 
the  coupons  maturing  in  1893,  without  considering  the  coupons  amounting  to  $67,734.04, 
which  would  mature  in  1894,  or  coupons  maturing  or  to  mature  in  years  subsequent  to 
1894. 

The  coupons  being  quadrennial  and  the  first  certificate3  having  been  issued  in  1889, 
the  first  coupons  of  the  1889  certificite  would  mature  in  1893,  the  seccnd  coupons  of  the 
1889  certificates  would  mature  in  1897;  and  supposing  the  1889  certificates  then  on 
foot  to  stand  in  1897  as  they  stand  in  1893,  the  second  coupons  of  those  certificates 
maturing  in  1897  would  amount  to  $21,687.65,  as  they  did  in  1893.  But  in  the  annual 
statement  of  the  Association  for  the  year  ending  3 1st  December,  1892,  filed  in  this 
Department,  it  is  represented  that  no  coupons  mature  in  1897,  apparently  overlooking 
the  fact  that  the  st;cond  coupons  of  the  1889  certificates  mature  in  that  year  as  well  as 
the  first  coupons,  if  any,  of  the  1893  certificates  For  the  present  purpose  it  is  unneces- 
sary to  enter  further  into  the  liabilities  of  1897,  as  the  liabilities  maturing  and  to  mature 
during  the  eighteen  months  ending  December  3lst,  1894,  are  S3  serious  as  to  demand 
immediate  action. 

C   139 


57  Victoria.  Sessional  Papers  (N-o.  13).  A.  1804 


During  the  first  four  years  of  the  Association,  that  is  from  1889  to  1892  inclusive, 
no  coupons  matured,  and  there  was  therefore  during  those  years  a  better  opportunity  for 
accumulating  a  surplus  than  would  be  likely  ever  to  occur  again  under  such  a  scheme  of 
endowment.  Now,  the  whole  accumulation  of  the  endowment  fund  during  those  years 
was  as  above  stated  S20,749  15  ;  so  that  at  the  1st  January,  1893,  the  Association  having 
no  more  than  this  sum  to  meet  all  its  maturing  certifica  es  had  in  the  year  1893  to  pro- 
vide 821,687.65  for  coupons  and  within  the  three  years,  1894,  1895  and  1896,  had  to  provide 
for  coupons  aggregating  §122,385  49.  In  other  words,  the  whole  surplus  and  accumula- 
tion at  the  Isc  January,  1893,  was  insufficient  to  meet  even  the  coupons  of  the  year  1893. 

This  state  of  facts  must  have  become  patent  to  the  management  of  the  Association 
in  the  'preparation  of  the  above  mentioned  annual  statement  for  the  Department  of 
Insurance,  if  not  previously.  Early  in  1893  the  members  generally  of  the  Association 
seemed  to  have  become  aware  that  a  financial  crisis  was  at  hand  ;  for  I  find  at  a  special 
general  meeting  held  in  Stratford  on  the  16th  February,  1893,  a  committee  was  appointed 
to  investigate  the  affairs  of  the  Association  and  report  at  the  afternoon  session.  This 
committee  in  a  report  which  was  adopted  recommended  "  that  the  Manager-Secretary  be 
empowered  and  instructed  to  call  a  special  meeting  of  the  certificate  holders  of  said  Associa- 
tion at  as  early  a  date  as  possible,  at  his  office  in  the  city  of  Stratford,  for  the  purpose  of 
fully  considering  the  advisability  of  winding  up  the  said  Association  and  distributing  its 
funds  among  the  certificate  holders  entitled  thereto,  with  a  view  of  reorganizing  the  said 
Association  on  the  basis  required  by  the  Registrar  of  Friendly  Societies." 

Pursuant  to  the  above  report  a  special  general  meeting  of  the  Association  was  held 
at  Stratford  on  the  20th  April,  1893.  At  this  meeting  a  resolution  was  passed  providing 
for  a  cash  surrender  of  the  present  certificates. 

On  the  12th  June,  1893,  I  examined  the  Managing-Secretary,  Mr.  Barnsdale,  as  to 
the  financial  position  of  the  Association.  From  the  evidence  then  given,  since  supple- 
mented by  a  schedule  of  June  15th,  1893  (Exhibit  21),  I  found  that  as  at  the  15th  June, 
1893,  after  surrenders  and  lapses  are  deducted,  the  coupons  still  in  force  and  maturing 
in  1893  amount  to  .$19,760.10,  and  maturing  in  1894  amounted  to  $28,640.70,  making  a 
total  of  coupons  to  be  met  before  the  31st  December,  1894,  of  $48,400.80.  To  meet 
these  imminent  liabilities  the  Endowment  Fund  showed  at  the  12th  June,  1893,  only 
$18,172.06  (Ledger  folio  165)  consisting  of  $1,504.63  in  the  Bank  of  Commerce,  Strat- 
ford, and  the  balance  in  the  Trusts  Corporation  of  Ontario.  The  reserve  fund  (Ledger 
folio  139)  showed  a  balance  of  83,914.68.  It  is  evident  therefore  that  even  if  the  coupons 
then  in  force  and  maturing  in  the  next  eighteen  months  were  alone  considered  there  were 
not  then  in  sight  funds  to  pay  more  than  45  cents  on  the  dollar.  It  would  not  of  course 
be  either  justifiable  or  legal  for  the  management  to  limit  their  view  to  these  coupons 
maturing  in  1893  and  1894  ;  all  holders  of  certificates  issued  from  1889  to  1893  should 
be  considered  and  dealt  with. 

By  letter  (Exhibit  22)  to  E.  K.  Barnsdale,  Manager- Secretary  of  the  Association, 
dated  3rd  July,  1893,  I  brought  these  facts  to  his  attention  and  added  :  "  Upon  the  fore 
going  state  of  facts  it  is  impossible  that  the  Association  can  be  continued  upon  the  Reg- 
ister unless  the  members  generally  agiee  to  such  compromise  as  will  bring  back  the 
Association  to  a  statfi  of  solvency. 

"  For  this  purpose  I  have  granted  an  interim  registry  of  three  months.  I  under- 
stand that  a  general  meeting  of  the  members  will  be  held  on  the  11th  July,  1893,  and 
the  interim  registry  granted  will  afford  the  members  the  opportuniuy  of  determining  upon 
their  course.  The  effect  of  the  Association  becoming  unregistered  is  ipso  /actu  to  place 
the  Association  in  the  hands  of  a  receiver  under  the  provisions  of  the  Insurance  Corpora- 
tions Act." 

After  the  special  general  meeting  of  the  20th  April  the  executive  of  the  Association 
printed  and  circulated  a  copy  of  the  cash-surrender  resolution  passed  thereat  and  com- 
mended to  the  members  this  commutation  of  maturing  coupons  as  a  "  liberal  offer." 

C   140 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


That  resolution  applied  only  to  certificate  holders  who  had  been  at  least  tw^o  years  in 
the  Association  ;  but  the  circular  (Exhibit  13)  added  this  intimation  :  "  Iq  order  also  to 
pro"ide  for  the  surrender  of  the  certificates  of  those  whose  membership  carried  a  less 
period  than  two  years,  it  was  decided  that  an  amendment;  to  the  By-laws  should  be  sub- 
mitted at  the  annual  meeting  in  July,  whereby  those  members,  if  desirous  of  doing  so, 
may  surrender  their  certificates,  and  take  out  new  ones  under  the  present  rates."  If  this 
circular  meant  anything,  it  amounted  to  an  undertakiag  on  the  pirt  of  the  exe:;utive  that 
all  the  coupons  falling  within  the  resolution  of  the  •20th  April  would  be  treated  alike  and 
commuted  upon  the  same  basis  ;  and  further  that  some  not  dissimilar  basis  would,  at  the 
annual  meeting  of  the  11th  July,  1893,  be  arranged  for  coupons  not  within  the  prior 
resolution  (Exhibits  13  and  14;  and  evidence  of  E.  K.  Barnsdale,  19th  July,  1893,  pp. 
13-17).  When  I  granted  interim  Renewal  of  Registry  it  was  upon  the  faith  of  these  repre- 
sentations^, and  as  was  expressly  stated  in  my  letter  to  the  Manager- Secretary,  which  was 
read  at  the  annual  meeting  on  11th  July,  1893,  to  enable  the  executive  ofS.3ers  at  that 
meeting  to  arrange  an  equitable  commutation  of  all  liabilities  and  briag  the  Association 
into  a  state  of  solvency. 

The  annual  meeting  pursuant  to  notice  was  held  at  Stratford  on  the  1 1th  July,  1893  • 
Only  25  members  were  in  attendance,  including  th-^  President,  a  Vice-President,  three 
Trustees,  the  Managf-r-Secretary,  the  Superintendent  of  Agencies  and  one  of  the  Auditors. 
(Exhibits  26  and  2.)  So  far  from  carrying  forward  an  i  encouraging  th<^  liquidati  m  of 
the  coupons  upon  the  basis  of  the  resolution  of  the  20th  April,  1893,  the  President 
re-opened  the  whole  question,  using  these  words  :  "  A  large  number  had  taken  advantage  of 
this  (resolution),  and  it  was  for  this  meeting  to  decide  wheth'^r  it  was  advisable  to  con- 
tinue paying  cash  surrenders  on  the  same  conditions."  (Exhibit  23  )  The  report  of  the 
Manager-Secretary  said  :  "  I  have  to  direct  your  attention  to  the  amounts  paid  out  ot  the 
Endowmpnt  Fund  for  cash-surrendern,  which  have  made  a  great  reduction  in  that  fund." 
(Exhibit  23.)  Responding  to  these  evident  suggestions,  the  meeting  rescinded  the  reso- 
lution of  the  20th  April,  and  passed  the  following  resolution  :  "  Moved  by  Mr.  Benson, 
seconded  by  Dr.  English,  That  upon  maturity  of  coupon  the  coupon  holder  shall  as  a  guar- 
antee of  continuance  of  certificate  pay  to  the  Manager-Secretary  a  sum  equal  to  two 
years'  assessments  to  apply  as  assessments  in  advance  on  next  coupon  of  said  certificate- 
holder.  In  case  of  death  during  the  said  two  years,  any  unearned  assessments  shall  be 
paid  as  a  death  benefit  in  addition  to  the  ordinary  deith  benefit.  Certificate  holders  now 
under  old  rates  of  assessments  shall  pay  on  second  and  all  future  coupons  assessments  at 
the  rate  of  ninety  cents  for  $1,000  of  certificate  per  assessment,  and  shall  in  case  of  death 
receive  a  death  benefit  of  $25.00  per  $1,000  of  certificate  held  by  him  or  her." 

The  dates  and  values  of  the  several  coupons  maturing  in  1893  and  1894,  the  numbers 
of  the  respective  certificates  and  the  names  and  addresses  of  the  certificate-holders  are  set 
out  in  Exhibit  15  ;  and  the  particulars  of  all  cash- surrenders  efl'ected  by  the  Association 
up  to  the  19th  July,  1893,  are  set  out  in  the  evidence  of  E.  K.  Barnsdale,  given  on 
that  day,  pages  4  to  10.  The  early  certificates  were  issued  for  gross  sums  of  $5,000, 
$4,000,  $3,000,  $2,000  and  $1,000  ;  and  the  amount  of  any  maturing  coupon  is  one- 
tenth  of  the  face  of  the  certificate  to  which  it  is  attached,  less  ten  per  cent,  of  the 
assessments  paid  in  by  the  certificate  holder  (evidence  of  E.  K.  Barnsdale,  June  12, 
1893,  p.  50).  The  holders  of  the  earliest  maturing  coupons — maturing  on  the  1st  Sep- 
tember, 1893,  and  onwards — are  the  executive  officers  of  the  Association  and  their  rela- 
tives and  friends.  (Exhibits  15  and  21.)  Their  certificates  are  generally  for  $5,000, 
and  the  maturing  coupon  attached  to  such  a  certificate  is  $481.80  or  $482.15.  The  cou- 
pon being  one-tenth  of  the  face  of  the  certificate  less  ten  per  cent,  of  the  assessments 
paid  in  by  the  certificate  holder,  it  follovvs  that  a  coupon  of  $482  15  represents  assess- 
ment payments  to  the  Association  of  $188.50  ;  that  is,  the  member  who,  like  the  first  nine, 
entered  the  Association  on  the  19th  of  August,  1889,  and  has  paid  assessments  amount- 
ing to  $188.50,  would  be  entitled  on  the  1st  September,  1893,  to  a  cash  payment  of 
$482.15,  or  a  return  within  four  years  of  nearly  156  per  cent  upon  the  investment.  The 
resolution  of  the  20th  April,  1893,  offered  in  settlement  of  this  coupon  for  $482.15,  a 

C    141 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


cash-surrender  payment  of  $192.81,  being  only  $4.31  more  than  the  assessments  paid  in 
by  the  coupon-holder  to  the  Association.  That  resolution  was  represented  to  the  annual 
meeting  of  11th  July,  1893,  as  eagerly  taken  adv^antage  of  by  coupon-holders  and  as 
depleting  the  assets  ;  the  resolution  was  rescinded  and  the  present  resolution  was  substi- 
tuted ostensibly  because  more  advantageous  to  the  Association.  Under  this  new  resolu- 
tion the  holder  of  a  coupon  of  $482.15  tenders  his  cheque  for  $135,  and  the  Association 
gives  him  a  cheque  for  $482.14,  which  on  the  difference  of  cheques  would  amount  to  a 
net  expenditure  by  the  Association  of  $347.15  (Evidence  of  E.  K.  Barnsdale,  19th 
July.  1893,  p.  23.)  Under  the  former  resolution  a  settlement  was  to  be  effected  for 
$192.81,  being  only  a  profit  of  $4.31  to  tlie  investor  ;  while  for  every  such  coupon 
redeemed  under  the  new  resolution  there  would  be  a  difference  of  $154.34  against  the  Asso- 
ciation, and  a  profit  to  the  investor  of  $158.65,  or  a  return  of  over  80  per  cent,  within 
four  years.  At  this  rate  of  liquidation  the  coupons  maturing  within  the  next  few 
months  would  completely  exhaust  all  the  visible  assets  of  the  As  ociation  ;  and  while  the 
executive  ofiicers  of  the  Association  and  other  early  coupon  holders  would  obtain  an 
unjust  and  fraudulent  preference,  nothing  would  be  left  for  the  later  coupon-holders. 
The  Association  is  in  such  a  financial  condition  that  it  is  admittedly  insolvent  if  the  cou- 
pon-holders of  1893  and  1894  still  unpaid  should  insist  upon  payment  in  full  of  their 
coupons  as  they  mature.  (Evidence  of  E.  K.  Barnsdale,  12th  June,  1893,  p.  41.)  It  is 
also  admitted  that  the  visible  assets  are  insufiicient  to  simply  refund  to  the  present 
certificate  holders  the  assessments  paid  into  the  Association.  (Evidence  of  E.  K. 
Barnsdale,   19th  July,   1893,   pp.   43,   44.) 

1  find,  therefore,  that  the  Dominion  Provident,  Benevolent  and  Endowment 
Association,  if  not  in  actual  fact  insolvent,  is  on  the  verge  of  insolvency  within  the 
meaning  of  the  statute  hereinbefore  recited. 

The  registry  of  the  said  Association  is  hereby  absolutely  revoked  and  cancelled  ; 
and  pursuant  to  section  59  of  the  Insurance  Corporations'  Act,  1892,  I  hereby  direct 
and  require  Elijah  Kitchen  Barnsdale  and  all  other  persons  having  the  accounts, 
account  books  and  insurance  funds  of  the  said  Association  in  their  charge,  custody, 
possession,  or  power  forthwith  to  comply  with  the  provisions  of  section  53  of  the 
said  Act. 

Given  in  triplicate  under  my  hand  and  the  seal  of  my  office  this  31st  dav  of 
July,  A.  D.   1893. 

(Signed)  J.  HOWARD  HUNTER, 

Registrar  of  Friendly  Societies. 


C   142 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


Ix  THE    MATTER    OF  THE    APPLICATION    FOR    INCORPORATION    OF    THE    PROVINCIAL    CoUNCI  L 

OF  THE  Order  of  Chosen   Friends. 
Before  the  Registrar  of  Friendly  Societies. 


Judgment : 

5th  August,  1893. 

This  is  an  application  of  the  Provincial  Council  of  the  Order  of  Chosen  Friends  under 
the  provisions  of  section  6,  of  5G  A^ictoria,  chapter  32,  seeking  incorporadon  as  aF  riendly 
Society  under  the  name  of  the  Supieme  Council  of  the  Ontario  Order  of  Chosen  Friends. 
The  same  applicants  filed  papers  last  year  under  the  Insurance  Corporations  Act,  1892  ; 
and,  deeming  themselves  to  be  the  Viody  incorporated  on  the  17th  January,  1882,  under 
the  name  of  the  Grand  Council  of  Ontario  of  the  Order  of  Chosen  Friends,  and  founding 
upon  that  incorporation,  applied  to  be  registered  under  that  name.  The  application  for 
registry  was  vigorously  contested  by  the  Canadian  Order  of  Chosen  Friends  who  denied 
the  identity  of  the  applicant  body  with  that  incorporated  on  the  17th  January,  1882. 
Upon  the  evidence  and  arguments  I  did  not  feel  at  liberty  to  refuse  registry,  and  I  decided 
that  the  body  might  be  registered  under  a  name  which  did  not  clash  with  the  name  of 
the  contestants. 

From  this  decision  the  contestants  took  an  appeal  under  the  statute  to  the  Divisional 
Court  of  the  High  Court.  Argument  was  heard  by  the  full  Court,  (Armour,  0.  J.,  Fal- 
conbridge  and  Street,  J,  J.,)  and  on  the  4th  March,  1893,  the  appeal  was  allowed  without 
costs. 

The  Court  held  that,  on  the  10  .h  March,  1890,  the  applicants  were  not  bona  fide  in 
actual  and  active  operation  as  a  Friendly  Society,  which  under  the  statute  was  a  condition 
precedent  to  registry. 

The  present  application  for  incorporation  is  resisted  by  the  same  contestants  as 
appeared  in  the  former  registry  proceedings  ;  and  they  ground  their  present  case  largely 
upon  the  effect  of  the  decision  of  the  Divisional  Court  in  those  proceedings. 

Though  the  j  adgment  in  that  apj)eal  decided  that  the  applicants  for  registry  were  not 
on  the  10th  March,  1890,  in  actual  and  active  exercise  of  corporate  functions  as  a  Pro- 
vincial Friendly  Society,  there  was  no  express  pronouncement  upon  the  other  question  which 
was  raised  by  the  registry  proceedings  ;  that  is,  whether  or  not  the  applicants  were,  for 
any  purpose,  officers  or  representatives  of  the  society  incorporated  on  the  17th  January, 
1882,  under  the  name  of  the  Grand  Council  of  Ontario  of  the  Order  of  Chosen  Friends. 
This  question  became  the  main  issue  in  a  subsequent  case,  Lumsden  v.  Gowanlock  et  cd, 
tried  at  St.  Catharines,  spring  asssizes  1893,  before  Armour,  C.  J.  From  having  heard 
the  same  question  argued  in  the  registry  appeal,  the  Chief  Justice  must  have  been  prepared 
for  the  arguments  advanced,  but  on  this  occasion  the  two  parties  had  become  transposed. 
The  contestants  in  the  registry  proceedings  held  a  judgment  against  the  Grand  Council 
of  the  Order  of  Chosen  Friends,  and  their  counsel  who,  on  the  registry  appeal,  strenuously 
denied  that  the  applicants  for  registry  bore  any  relation  to  the  corporation  of  1882  now 
most  strenously  insisted  upon  their  absolute  identity.     (Exhibit  15,  pp.  55  to  62.) 

But  the  Chief  Justice,  adopting  the  opinions  expressed  by  Dalton,  M.  C,  in  a  former 
proceeding,  decided  that  there  was  no  relationship.     (Ibid.) 

As  the  result  of  these  decisions  the  present  applicants  for  incorporation  must  be  held 
to  be  merely  individual  members  in  Ontario  of  an  organization  which  until  October,  1891, 
was  an  integral  part  of  a  Friendly  Society  having  its  head-office  at  Indianapolis  in  the 

C  143 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


United  States.  The  creation  of  benefit  insurance  societies  after  10th  March,  1890,  was 
prohibited  by  the  Act  55  Victoria,  chapter  39,  section  9,  so  that  severing  themselves  from 
the  Indianapolis  corporation  in  October  1891  they  were  then  unable  to  acquire  incorpora- 
tion or  legal  status  as  an  Ontario  society.  The  Act  of  1893,  56  Victoria,  chapter  32, 
under  which  the  applicants  are  proceeding  does  not  even  by  implication  repeal  or  modify 
the  above  cited  Act  of  1890 ;  on  the  contrary,  the  Act  of  1893  founds  upon  that  of  1890. 
The  particular  section  of  the  Act  of  1893  upon  which  the  applicants  take  their  stand  i& 
the  following  : — 

"  8.  Where  a  friendly  society  has  its  head  office  in  Ontario,  and  the  society  or  the 
lodges  of  the  society  were,  on  the  10th  March,  1890,  and  also  on  the  thirty  first  day  of 
December,  1892,  in  actual  and  active  operation,  and  though  the  society,  being  at  the  first 
mentioned  date  entitled  to  incorporation,  did  not,  on  or  before  that  date,  take  out  incor- 
poration, the  Registrar  of  Friendly  Societies  upon  proof  of  the  facts,  shall  in  his  discre- 
tion, have  authority  to  issue  a  certificate  of  incorporation  as  in  section  2  hereof  fnacted, 
and  the  tiling  of  this  certificate  in  the  office  of  the  Provincial  Registrar  shall  have  the 
same  effect  and  be  subject  to  the  same  limitations  as  therein  provided  ;  upon  due  applica- 
tion the  Eeoistrar  of  Friendly  Societies  shall,  in  his  discretion,  have  authority  to  admit 
to  registry  the  society  so  incorporated." 

Now,  as  the  result  of  the  recent  decisions  above-mentioned,  there  is  no  society  or 
body  before  me  answering  to  the  conditions  imposed  by  the  section,  and  therefore,  there  is 
no  society  or   body  upon   which  the   provisions  of   the  section  can  operate  or  take  effect. 

The  application  for  incorporation  must  therefore  be  refused  and  as  this  decision 
necessarily  leaves  the  applicant  body  unregistered  and  disqualified  for  registry,  I  hereby, 
in  pursuance  of  section  59  of  the  Insurance  Corporations  Act,  1892,  direct  and  require 
Adam  Purves  and  all  other  persons  having  the  accounts,  account  books  and  insurance 
funds  of  the  applicant  body  in  their  charge,  custody,  possession  or  power  forthwith  to 
comply  with  the  provisions  of  section  53  of  the  said  Act, 

Given  in  triplicate  under  my  hand  and  the  seal  of  my  office  this  fifth  day  of  August, 
A.D.  1893. 

(Signed)     J.  HOWARD  HUNTER, 

Registrar  of  Friendly  Societies. 


C   144 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


INDEXES 


TO 


DETAILED  REPORT 


OP    THE 


INSPECTOR  OF  INSURANCE 


AND 


REGISTRAR  OF  FRIENDLY  SOCIETIES. 


The  following  Indexes  comprise  all  Insurance  corporations  or  companies  standing 
regiatered^at  the  20th  December,  1893  ;  and  the  Schedule  of  Agents  comprises  all  agents 
of  Life^and  Accident  Insurance  Corporations  or  Companies  standing  registered  at  the 
same  date. 

Page  3. — Index  A  :  Dominion  Licensees,  standing  registered  at  the  'iOth  December 
1893,  being  Insurance  Corporations  or  Companies  licensed  and  inspected 
by  the  Dominion  of  Canada,  and  registered  by  the  Province  of  Ontario  tor 
the  transaction  of  insurance  in  the  Province. 

Pagers. — Index  B  :  Provincial  Licensees  standing  registered  at  the  20th  December 
1893,  being  insurance  corporations  licensed,  inspected  and  registered  bv 
the  Province  of  Ontario  for  the  transaction  of  insurance  therein. 

Page  12. — Index  C  :  Friendly  Societies,  standing  registered  at  the  20th  December 
1893,  being  Societies  registered  by  the  Province  of  Ontario  for  the 
transaction  of  insurance  therein. 

Page  15. — Index  D  :  Schedule  of  Agents  of  Life  and  Accident  Insurance  Companies 
standing  registered  at  the  20th  December,  1893. 

J.    HOWARD  HUNTER, 
Inspector  of  Insurance  and  Registrar  of  Friendly  Societies. 
21    (IN.) 


1 


57  Victoria 


Sessional  Papers  (No.  13). 


A. 1894 


Index  A  :    Dominion  Licensees  standing  reijis'ered  at  20th  December,  1893. 


o  ai 


Name  of  Company. 


A  48 
A6S 

A    4 

A  75 
A  24 

A    2 
A  71 

A  26 
A  57 

A  79 

A  30 

A  99 

A  32 

A  77 

A    3 
A 100 

A  83 
A  52 


Accident    Insurance    Company    of 
North  America    

^Etna  Insurance  Company  of  Hart- 
ford, Conn 

.Etna  Liff"  Insurance  Company  of 
Hartford,  Conn 

Agricultural  Insurance  Company 

Albion  Fire  Insurance  Association 
(Limited) 

Alliance  Assurance  Company  . . 

American  Surety  Company  of  New 
York   


For  what  Kind  of  Insurance 
Licensed. 


Registry 
1      begins 
!       1893. 


203 
194 

206 

22 

224 
160 

177 


Accident  Insurance May  1 . 

Fire  and  Inland  Marine 


Life  Insurance    .    ... 
Fire  Insurance 


Fire  Insurance 
Fire  Insurance 


Atlas  Assurance  Company 184 

192 


Boiler    Inspection    and    Insurance 
Company  of  Canada 


British  Empire  Mutual  Life  Assur- 
ance Company 

British  American  Assurance  Com- 
pany, Toronto 

British  and  Foreign  Marine  Insur- 
ance Company  (Limited) 


Caledonian  Insurance  Company. . , 

Canada  Accident  Assurance    Com 
pany    

Canada   Life  Assurance  Company, 
Haniilton 

Canadian    and    European    Export 
Credit  System  Company    . . : . . 


Canadian  Order  of  the  Woodmen 
of  the  World  


Guarantee  Insurance 
Fi'  e  Insurance 


Commercial      Travellers'      Mutual 
Benefit  Society 


A    7    Commercial  Union  Assurance  Com- 
pany (Limited)    

A    8    Confederation  Life  Association  of 
I  Canada  

A  64  I  Connecticut  Fire  Insurance  Com- 
I  pany  of  Hartford,  Conn 


172 
191 
239 
182 
233 
162 
201 

319 

183 
210 
189 
217 


Steam  Boiler  Insurance . . . . 

Life  Insurance 

Fire  and  Inland  Marine  Insurance. 

Ocean    and    Inland     Marine     In- 
surance   


Fire  Insurance 


Accident  Insurance. 


Life  Insurance 


Insuring  Wholesale  Dealers,  Job- 
bers and  Manufacturers  against 
excess  Losses  by  reason  of  Bad 
Debts    

Life  Insurance  on  the  Assessment 
Plan  to  the  extent  authorized 
by  its  Act  of  Incorporation. 

Life  Insurance  on  the  Assessment 
rian    


Fire,   Ocean,   Inland   Marine  and 
Life  Insurance 


July  6 . 
May  1. 


Life  Insurance 
Fire  Insurance 


Registry 
ends  1894. 


April    30 

30 

30 
"        30 

"        30 
30 

30 
30 

'       30 

30 
"        30 

"        30 
30 

30 

30 

30 

30 

30 

30 
"        30 

"        30 


Chief  Agent  and  Attf.rney  is  now  George  H.  Maurer. 

3 


f)7  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


lyDEX  A  :    Dominion  Licensees,  etc. — Continued, 


be  a 


Name  of  Company. 


A56 
A  93 

A  53 
A  54 

A  331 
A  40 
A  27 

A  20 

A'96 

A  22 
A  81 


Covenant  Mutual  Bsnefit  Associa- 
tion  

Dominion      Burglary       Guarantee 


M 


For  what  Kind  of  Insurance 
Licensed. 


Registry 
begins 
1893. 


222    Life  Insurance  on  the  Assessment 
Plan    


May  1 . 


Company  (Limited) 


Dominion  Life  Assurance  Company. 


292:  Insurance  eruaranteeing  against 
Loss  or  Damage  from  Burglary 
or  Uouse-breaking 

240    Life  Insurance  


Dominion    Plate    Glass    Insurance 

Company ,198    Plate  Glass  Insurance . 


Eastern  Assurance  Company 

Edinburgh  Life  Assurance  Company 


200    Fire  Insurance 
199    Life  Insurance. 


Equitable  Life  Assurance   Society 

of  the  United  States '  228    Life  Insurance. 


Federal  Life  Assurance   Company 
of  Ontario 


234    Life  Insurance 


Fireman's    Fund    Insurance   Com- 
pany        244    Ocean  Marine  Insurance 


Germania  Life  Insurance  Company.    242    Life  Insurance. 

Life  Insurance 


Great  West  Life   Insurance  Com- 
pany  I  168 


A  23    Guarantee      Company     of     North 

America 202 


A  21     Guardian  Fire  and  Life  Assurance 
I         Company  ( Limited)    

A  73  !  Hartford  Fire  Insurance  Company, 
Hartford    


A  62 
A  65 

A  61 

A 13 
A 12 


Home  Life  Association  of  Canada. 


213 

196 
167 


Guarantee  Inourance 
Fire  Insurance 


Fire  Insurance 


Life  Insurance  on  the  Assessment 
Plan 

Fire  Insurance 


Imperial    Insurance    Company    of 

London,  Eng    I  173 

Insurance      Company      of      North 

America 204    Fire  and  Inland  Marine  Insurance. 

Lancashire  Insurance  Company  . . .    170    Fire  Insurance. 


Liverpool  and  London  and  Globe 

Insurance  Company 197    Fire  and  Life  Insurance 


A  43    Lloyd's  Plate  Glass  Insurance  Com- 

panj-    165    Plate  Glass  Insurance . 

A'90  I  Lloyd's  Underwriters    237    Ocean  Marine 


A'44    London     Assurance      Corporation,! 

England* I  231j  Fire,  Life  and   Inland  Marine  In- 

I         surance  


Registry 
ends  1894. 


April    30 

"       30 
"       30 

"        30 

30 

"        30 

30 

30 

'•       30 
30 

"        30 

30 

30 

.30 

30 
30 

"        30 
30 

30 

"       30 
"        30 

30 


*  Chief  Agent  and  Attorney  for  Ontario  is  now  Arthur  P.  Taylor. 

4 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Index  A  :    Dominion  Licens^'es,  etc. — Continued. 


A  78 

A 15 

A  41 

A  46 

A  45 

A  67 

A  91 

A  50 

A  49 

A  42 

A  51 

A  80 

A  63 

A 16 

A  76 

A  72 

A  29 

A  25 

A  66 

All 

A  69 

A  70 

AGO 

Name  of  Company. 


London    Guarantee    and   Accident 
Company  (Limited)*    


London  and  Lancashire  Fire  Insur 
ance  Company 


London  and  Lancashire  Life  Insur- 
ance Company 


London     Mutual    Fire    Insurance 
Company 


London  Life  Insurance  Company. . 

Manchester  Fire  Assurance  Com- 
pany       


Mannheim  Insurance  Company  . . . 

Manufacturers'  Guarantee  and  Ac- 
cident Insurance  Compaiuy .... 

Manufacturers'  Life  Insurance  Com- 
pany    


Massachusetts  Benefit  Life  Associa- 
tion    


Mercantile    Fire    Insurance    Com- 
pany    


Metropolitan  Life  Insurance  Com- 
pany of  New  York 


Mongenais,  Boivin  &  Co. 


Mutual  Life  Insurance  Company  of 
New  York 


Mutual  Reserve  Fund  Life  Associa- 
tion, New  York 


National    Assurance    Company  of 
Ireland  


New  York  Life  Insurance  Company. 

North    American    Life    Insurance 
Company  


North  British  and   Mercantile  In- 
surance Company 


Northern  Assurance  Company 

Norwich  and  London  Accident  In- 
surance Association 


Norwich    Union    Fire    Insurance 
Society  .    ...      


Ontario    Mutual    Life    Assurance 
Company     


230 

212 

223 

236 
207 

221 
245 

225 

214 

166 

215 

220 
216 

211 

229 

185 
169 

181 

186 

218 

241 
176 
188 


For  what  Kind  of  Insurance 
Licensed. 


Guarantee  and  Accident  Insurance 

Fire  Insurance 

Life  Insurance 


Fire  Insurance 
Life  Insurance 


Fire  Insurance 

Ocean  Marine  Insurance 

Accident  Insurance 

Life  Insurance 


Registry 

begins 

1893. 


May  1 . 


Life  Insurance  on  the  Assessment 
i'lan 


Fire  Insurance 


Life  Insurance 

Plate  Glass  Insurance . 


Life  Insurance 


Life  Insurance  on  the  Assessment 
Plan    


Fire  Insurance. 
Life  Insurance 

Life  Insurance 


Fire  and  Life  Insurance . 
Fire  Insurance 


Accident  Insurance. 
Fire  Insurance 
Life  Insurance 


'  Chief  Agent  and  Attorney  for  Ontario  is  now  C.  D.  Richardson. 

5 


Registry 
ends  1894. 


April  30 

30 

30 

30 
30 

30 
30 

30 

30 

15 
30 

30 
30 

30 

30 
30 
30 

30 

30 

30 

30 
30 
30 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


Index  A  :    Dominion  Licensees,  etc.  —  Continued. 


o  ® 

A  47 

A 14 

A  74 

A  59 

A  55 

A 19 

A 17 

A  84 

A  9 

A  28 

A  5 

A  82 
A  95 


A  58 
A  39 

A  38 

A  87 
A  37 
JV.36 
A 18 
A  34 
A  35 
A 10 


Name  of  Company. 


Phenix      Insurance     Company     of 
Brooklyn 


Phoenix  Fire  Assurance  Company, 
London,  England   . .    .     


Phoenix  Insurance  Company,  Hart 
ford,  Conn 


Provident  Savings  Life  Assurance 
Society 

Provincial  Provident  Institution  . 

Quebec  Fire  Assurance  Company. 

Queen      Insurance     Company      of 
America  


Reliance    Marine    Insurance  Com- 
pany (Limited) 


Royal  Insurance  Company 


Scottish  Union  and  National  Insur- 
ance Company   

Standard  Life  Assurance  Company, 
Scotland 


Star    Life     Assurance    Society    of 
England* 

Steam  Boiler  and  Plate  Glass  In- 
surance Company  of  Canada. . 


Sun  Insurance  Office,  London,  Eng. 

Sun   Life  Insurance    Company    of 
Canada  


Temperance  and  General  Life  As- 
surance Company  of  North 
America 


Thames  and  Mersey  Marine  Insur- 
ance Company  (Limited) 


Travellers'  Insurance  Company  of 
Hartford,  Conn   


Union  Mutual  Life  Insurance  Com- 
pany of  Maine 

Union  Assurance  Society,  London, 
Eng ': 

United  Fire   Insurance    Company 
(Limited) 


United  States  Life  Insurance  Com- 
pany     

Western       Assurance      Company, 


Toronto 


be 

Qi 

195 
235 
219 

232 

171 

205 

179 

238 
175 

187 

174 

226 
320 

163 
161 

180 
243 
209 
208 
178 
190 
193 
164 


For  what  Kind  of  Insurance 
Licensed. 


Fire  and  Inland  Marine  Insurance. 

Fire  Insurance 

Fire  Insurance 


Life  Insurance 


Life  Insurance  on  the  Asssessment 
Plan    

Fii  e  Insurance 

Fire  Insurance 


Registry 
begins 
1893. 


May  1 


Registry 
ends  1894. 


Ocean  Marine 

Fire  and  Life  Insurance . 

Fire  Insurance 

Life  Insurance 


Life  Insurance 


Steam  Boiler  and  Plate  Glass  In- 
surance as  defined  in  and  to  the 
extent  authorized  by  its  Act  of 
Incorporation   

Fire  Insurance 


Life  Insurance. 


Life  Insurance 

Ocean  Marine  Insurance    ... 
Life  and  Accident  Insurance 

Life  It  surance 

Fire  Insurance 

Fire  Insurance  , 

Life  Insurance  


Aug.  2  . . 
May  1 . . . 


Fire ;    also    Ocean     and     Inland 
Marine   


April  30 
30 
30 
30 


•Chief  Ag«nt  and  Attorney  for  Ontario,  ad  interim,  Rev.Wm.  Briggs,  D.D., {Method ist  Book  Room,  Toronto 

6 


57  Victoria.  Sessional  Papers  (No.  13).  A.  1894 


INDEX    B: 


PROVINCIAL  LICENSEES,  STANDING  REGISTERED  AT  THE  20tu  DECEM- 
BER, 1893,— BEING  INSURANCE  CORPORATIONS  LICENSED,  IN- 
SPECTED AND  REGISTERED  BY  THE  PROVINCE  OF  ONTARIO  FOR 
THE  TRANSACTION  OF  INSURANCE  THEREIN. 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


REGISTER  OF  FIRE  INSURANCE  COMPANIES,  INCLUDING  ALL 

OF   PUBLICATION 


P5   pL, 


63 


B  166 

B  155 

B  71 

B  128 

B  150 
B  157 
B  106 

B  140 

B  75 

B  182 

B  120 

B  73 

B  18G 

B  130 
B  25 
B  170 
B  118 
B  100 
B  90 

B   3 


B  28 

B  94 

B  102 

B  32 

B  80 

B  69 

B  104 

B  98 


Name  of  Company. 


'Avr  Farmers' 


Bay  of  Quinte  Agriculture . . 
Bertie  &  Willoughby  Farm- 
ers'   

Blanshard 

Blenheim,  North 

Brant  County,  Farmers' 

Bruce  West,  Farmers' 


Canadian  Millers' 
Caradoc  Farmers' 
Culross 


Dereham  and  West  Oxford . . 

Dominion  Mutual 

Dorchester  North  &  South . . 

Downie 

Dumfries,  N.,  &  Waterloo,  S. 
Dunwich  Farmers' 


Easthope,  South,  Farmers'. 

Economical 

Ekfrid 

Elraa  Farmers' 

Eramosa 

Erie  Farmers' 


System. 


Mutual . 


Mutual . 


Mutual. 
Mutual . 
Mutual . 
Mutual . 
Mutual. 


Mutual . 
Mutual . 
Mutual . 

Mutual . 
Mutual . 
Mutual . 
Vlutual . 
Mutual 
Mutual . 


Head  Office, 


Ayr . . . 
Picton . 


Ridgeway  . . 
St.  Mary's. 
Chesterfield 

Paris 

Kincardine . 


Hamilton     . 

Mount  Bridges. 
Teeswater 


Mount  Elgin. 
Owen  Sound   . 
Harrietsville 
St.    Paul's.... 
Ayr. 


Mutual 

Cash   Mutual. 

Mutual 

Mutual 

Mutual 

Mutual 


Tavistock  . 

Berlin 

Melbourne 
Atwood  . . . 
Rockwood . 
Selkirk.... 


Excelsior  Life Joint  Stock 


B  161 


B  67 

B  61 

B  142 

B  184 


B  144 

B  146 

B  136 

B  159 

B  153 


Fire  Insurance  Exchange. 
Formosa    


Germania  Farmers' 

Gore  District 

Grand  River 

Grenville  Patron  . . 
Grey  and  Bruce . . . 
Guelph  Township. 


Halton  Union  Farmers' . 

Hand-in-Hand 

Hay  Township  Farmers' 

Hopewell  Creek 

Howick  Farmers' 

Howard   Farmers' 

tHuron  and  Middlesex . . 


Kent  and  Essex 


Lambton  Farmers' 

Lennox  and  Addington 

Lobo  Township   

London  Township,  Farmers 


Mutual  &,  Guarantee 
Mutual 


Mutual 

Cash  Mutual 

Mutual 

Mutual 

Mutual 

Mutual 


Mutual Acton . . 

Mutual  and  Stock  .  .  Toronto 
Mutual 


Toronto 


Toronto  . 
Formosa 


President. 


David  Goldie  . . 
Thos.  Welbank. 


H.  J.  Beam 

W.   F.  Sanderson. 

T.  Lockhart 

W.  Edmonson 

Wm.    Hunter 


David  Goldie 

William    Young. 
P.    Clark 


W.   Nancekivell  . , 

Jesse   Trull 

S,  Charleton   .... 

D.  Mcintosh 

Isaac    Master 


Wallacetown D.   P.   McPherson 


Lot  4.  con.  8,T'p.Normanby 

Gait 

York.... 

Spencerville 

Hanover 

Guelph 


Werner  Youngblut . 

J.  Fenuell 

J.   P.    Cornell 

W.    Shearer 

J.  W.  Benham 

E.  Hoover 


E.  F.  Clarke.M.P.P. 


Fred.    Wyld 

And.    Wsechter. . . 

John   Roedding. . . 
Jas.  Young,   Hon. 

James  Asher 

Joseph  Scott 

David  McNichol.. 
John  Hobson 


Mutual . 
Vlutual . 
Mutual . 
Mutual. 

Mutual . 

Mutual . 
Mutual. 
Mutual . 
Mutual . 


Zurich 

N^ew  Germany. 

Gorrie    

Ridgetown 

London  


Romney 


Watford  ... 
Napanee  . . . 
Coldstream . 
Arva 


John  Ramsay  . . . 
W.  H.  Howland . 

T.  Yearly 

H.  Roberts   

James  Edgrar. . . 
J.  McKerricher  . 
R.  S.  Murray  . . . 


William  Wick  wire. . 

Archibald  Mclntyre 
John  B.  Aylsworth. 

J.  Oliver 

E.  Roberts 


Ayr  Farmers'  Mutual  Fire  Insurance  Company  was  licensed  on  the  20th  December,  1893, 

t  In  liquidation,  John  Stephenson, 


57  Victoria. 


Sessional  Papers  (No.  13), 


\.  1S94 


COMPANIES  AUTHORIZED  TO  TRANSACT  BUSINESS  AT  THE  DATE 
OF  THIS  REPORT. 


Post  Office. 


Ayr 


Milford 


Blackcreek  . 
St.  Mary's. . 
Walmer  . . . 
Brantford  . 
Underwood 


Ayr 

Munnt   Bridges 
Teeswater    


Ingersoll 
Oshawa    .... 
Springfield  . . 
Avonbank . . . 

Berlin 

Campbellton 


Tavistock  . 
Berlin   . . .  . 

Appin 

Listowel  . . 
Rockwood 
Selkirk   ... 


Toronto 


Vice-President. 


Wm.  Oliver 


G.  Nelson  Ro.se 


R    McCredie 

Geo.  B.  Web-ter  . 

A.  Bean 

L.  B.  D.  Lapurre 
A.  Fraser 


Wm.  Snider 

J,  J.  Sutherland. 
T.  Alison    


Thomas  Prouse 

W.  Eyres 

S.  Barr  

Geo.  Frame  . .  . . 

T.  McKay 

Arch.  McCoU  . . 


Leonard  Schaefer 

Geo.  Lang 

J.  Scates   

Jas.  Donaldson. . . 

1.  Waters   

C.  T.  Meadows  . . 


J.  W.  Lang 


Post  Offi  e. 


Ayr 


Waupous    . 

Chippawa  . 
St.  Mary's. 
Bright  .  . . . 

Paris   

Ripley  . . . . 


Seci  etary. 


.Joseph  Wrigley  ., 

C.  H.  Widdifield  , 

H.  N.  Hibbard  . . 
P.  S.  Armstrong. 
Geo.  Middlemas. 
Wm.  Turnbull , . , 
J.  H.  Fleming. .  . 


Toronto    W.  H.  Rowland 

Walkerton A.  Zettel 


Alsfeldt I  Philip  Schaiiss Asfeldt Geo   Hopf 


Waterloo   ISeneca  Jones .    . 

Mount  Bridges W.  E.  Sawyer. . 

Teeswater    I  Alex.  Adamson 


Dereham  Centre I  Alex.  Bell     

Cannington . . .  IR.  J.  Doyle 

:D.  D.  York 

Sebringville Peter  Smith 

Richwood Wm.  Deans 

\ldboro' W.  A.  Galbraith 


Tavistock 

Berlin 

Appin 

Atwood 

Rockwood   .... 
Bingham  Road 

Toronto  


Toronto    . , 
Formosa  . 


Wm.  S.  Russell  . . 

Hugo  Kranz 

A.  P.  McDougald 
Robt.  Cleland  . . . 
Hugh  Black  ..  . 
J.  W.  Holmes  . . . 


E.  Marshall. 


Hugh  Scott 

J.  J.  Schumacher 


Gait 
Caist-orville   , 
Prescott   . . .  , 
Lamlash  . . . 
Mosborough 


Eden  Mills P.  Kennedy. 

Toronto    B.  Homer  Dixon 

Crediton .J.  Melick 

Elora John  J.  Laidlaw. 

Gorrie Wm.  Douglas 

Botany   Wm.  Simpson  . 

London D.  M.  Cameron 


A.  Warnock. 

R.  Johnston   

Henry  Morgatroyd 

Hugh  Wilson   

M.  Sweetnam 


Wheatley 


Napier  . . . . 
Newburg  . . 
Duncrief  . . , 
Bryanston . . 


Robert  Wilkie . 


John  Dallas  . 
B.  C.  Lloyd 
S.  P.  Zavitz. 
John  Abray  . 


Gait j  R-.  S.  Strong  . 

Empire   |F.  A.  Nelles. 


Mainsville. 
Walkerton 
Guelph     . . 


Acton  .... 
Tor.mto  . . 
Zurich  .... 
Guelph  . . . 
Wroxeter  . 
Ridgetown 
Strathroy  . 

Blenheim   . 


Thedford  ..... 
Napanee  Mills 
Coldstream  . . . 
Arva   


Post  Office. 


F.  M.  Scott 

Duncan  Campbell  . 

Major  Geo.  B.  HoodjGuelph. 


Ayr. 

Pic!on. 

Ridgeway. 
Sr,.  MaryV. 
Chesterfield. 
Paris. 
Kincardine. 

Hamilton. 
Mount  Brydges 
Teeswater. 

Verschoyle. 

Owen  Sound. 

Harrietsville. 

Sebringville. 

Gait. 

lona  Station. 

Tavistock. 

Berlin. 

Melbourne. 

Listowel. 

Rockwood. 

Selkirk. 

Toronto. 


Toronto. 
Formosa. 

Moltke. 

Gait. 

York. 

Spencerville. 

Hanover. 


Colin  Cameron  ...    . 

Hugh  Scott 

Henry  Eilber     

Anton  Frank   . 
Wm.  S.  McKercher. 

E.  D.  Mitton  

John  Stephenson  . . . 


Eden   Mills. 

Toronto. 

Crediton. 

New  Germany. 

Wroxeter. 

Ridgetown. 

London. 


Thos.  C.  Renwick  . .  Romney. 

W.  G.  Willoughby . .  1  Walnut. 

M.  C.  Bogart   lNa])anee. 

J.  Marsh    |Co]d-itream . 

Edward  Dann i  Bryanston. 


to  insure  only  on  the  premium  note  plan,  fire  risks  other  than  mercantile  and  manufacturing. 
London,  Ont.,  liquidator. 

9 


57  Victoria 


Sessional  Papers  (No.  13). 


A    1894 


REGISTER  OF  FIRE  INSURANCE  COMPANIES,  INCLUDING  ALL 


«      Oh 


B 

108 

B 

110 

B 

40 

B 

114 

B 

178 

B 

134 

B 

86 

B 

172 

B 

138 

McGillivray Mutual 

McKillop  •.  Mutual 

Millers'  and  Manufacturers'.  Stock  Mutual 


Nichol ,  Mutual . 

Nissouri  Farmers' ! Mutual. 

Norfolk  Farmers' Mutual. 


Oneida  Farmers' I  Mutual . 

Otter iMutual. 

Oxford  Farmers' Mutual . 


B  112  Peel  and  Maryborough Mutual 

B  116  Peel  County,  Farmers' Mutual Brampton 

B     10  People's  Life   Cash Toronto 

B     43  Perth Cash  Mutual Stratford 

B  174  Puslinch    Mutual .    Aberfoyle 


B  19 

B  168 

B  78 

B  176 

B  132 


Head  Office. 


West  McGillivray Wm.  L.  Corbett. 

Lot  17,con.5,  McKil!op,T'p  D.  Ross 

Toronto James  Goldie .    . 


President. 


Fergus . 
Kintore 
Simcoe  . 


Oneida  . . 
Norwich 
Bmbro  . . 


Queen  City 


Joint  Stock   'Toronto 


Saltfleet  and  Binbrook Mutual E  frida 

Simcoe  County Mutual Keenansville. 

Sonthwold  Farmers' Mufual Sheddon  .... 

, Mutual jAnt  an 


Sydenham  

B     92  Townsend  Farmers' Mutual Waterford 


B  122 
B   163 


Usborne  and  Hibbert Alutual Farquhar 

Victoria Mutual 1  Hamilton 


84  Walpole  Farmers' Mutual '  Jarvis . . . . 

46  Waterloo Cash-Mutual I  Waterloo 


65  Waterloo,  North,  Farmers'. 
124  Wawai.osh,  West 

49  Wellington 

148  Westmmster  Township 

126, Williams,  East 


B     82  Yarmouth 


Mutual Waterloo   . . . 

-Mutual Dungannon  . 

Cash-Mutual >  Guelph   

Mutual Westminster 

Mutual Nairn 

Mutual New  Sarum  . 


Wm.  Taylor.  . 
A.  Henderson 
Oliver  Austin 


Robt.  Hai  per 

John  Topham 

Alex.  McCorquodale 


Urayton   Jas.  Duncan 


N.  V.  Watson 

Fred.  E.  Crompton. 

Wm.   Davidson 

John  Clark   


W.  H.  Howland.. 

A.  D.  Lee 

Geo.  C.  Morrow. . 

D.  Turner 

Gideon  Harkness. 

Oscar  McMichael. 

David  Mitchell  . . . 

Geo.  H.  Mills  . . . . 


Robt.  Miller  . . . . 
Chas.  Hendry  . . . 
Geo.  F.  Lackner. 
Chas.  Girvin  . . . . 
Fred.  W.  Stone  . 

J.  K.  Little 

N.  McTaggart.. 

W.  G.  Sanders  . . 


10 


I 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


COMPANIES  AUTHORIZED  TO  TRANSACT  BVSm ESS.— Concluded. 


Post    Office. 


Brim.oley 
Clinton  . . 
Guelph   . . 


Fergus    

Kintore 

Ijynn  Valley 

Cranston  . . . 
Burgessville  . 
Nissouri 


Drayton  . . 
Edmonton. 
Toronto  . . 
Seafortb  . . 
Morriston  . 


Toronto   .    .     . . . 

Stony  Creek 

Keenansville  ... 
West  Magdala . . . 
Annan , 


Waterford . . 
Staffa 


Hamilton 


Vice-President. 


Post  Office. 


John  D.   Drunimond. .  Ailsa  Craig 

M.  Murdie Seaforth 

W.  H.  Howland Toronto' 


Chas.  Nicklin 
.Tas.  Stewart . . 
Wm.  Dawson 


W.  A.  Nelles  . . 
Senneca  Pitcher 
Wm.  Stewart  . . 


I.  Burrows  . . . 
M.  W.  Cook.  . 
W.  H.  Hunter 
Wm.  Mowat. . . 
Wm.  Rae    


James  Austin 


Wm.  Martin  . . . 

fas.  Brett 

Angus  McLarty 
Jas.  Gardner  . . . 


Wm.  P.  Skirrow. 

J.  Essery 

Jas.  Cummin gs.. 


Ponsonby 
Belton  . . . 
Vittoria   . 


Caledonia 
Norwich  . 
Hickson . . 


Drayton . . . 

Cooksville . 
Toronto  .  . 
Stratford  . 
ArkhUl   ... 


Toronto 


Binbrook 
AUiston    . . . 
St.  Thomas 
Meaford 


Bloomsburg 
Exeter 


Nanticote 

Waterloo   

Hawksville   . . . 

Nile 

Guelph jGeo 

Lambeth    IWm 


John  Craddock   Springvale  . . . 

Geo.  Randall Waterloo   

J.  L.  Neubach Elmira    

J.  Ballantyne Pine  River  . . . 

Randall     Waterloo   

H.  Beattie  |  Wilton  Grove 


Hamilton 


Nairn Wm.  Ross iNairn  . 


St.  Thomas 


. .  D.  F.  Thompson St.  Thomas 


Secretary. 


Post  Office, 


William   Eraser  ....  W.  McGillivray. 
W.  J.  Shannon    ....  Seaforth. 
Hugh  Scott Toronto. 


.John  Beattie  . 
E.  .J.  Pearson 
J.  H.  Ansley 


•John  Senn  . . . 
H.  J.  Dagar. . 
James  Munro 


Jas.  McEwing. 
L.  Cheyne  .  . . . 
E  .J.  Lomnitz. 
Chas.  Packert  . 
Jas.  Scott 


Thos  Walmsley 


.J.  C.  Harris... 
T.  Q.  McGoey. 
R.  N.  Stafford. 
Hugh  Reid. . . . 


S.  Cunningham  . . 
Thomas  Cameron. 
W.  R.  Stuart  . . . . 


Geo.  Miller  ... 
C.  M.  Tajlor  .. 
Levi  Stauffer  .  . 
Jno.  M.  Roberts 
Chas.  Davidson 
Henry  Anderson 
Wm.  McCallum 


W.  H.  Elliott  . . . 


Fergus. 

Kintore. 

Simcoe. 

Yoik. 

Norwich. 

Embro. 

Drayton. 

Brampton. 

Toronto. 

Stratford. 

Aberfoyle. 

Toronto. 

Hamilton. 
Tottenham. 
Sheddon. 
Annan. 

Waterford. 

Farquhar. 

Hamilton. 

Jarvis. 

Waterloo. 

Waterloo. 

Dungannon. 

Guelph. 

Wilton  Grove. 

Nairn. 

New  Sarum. 


11 


57  Victoria, 


Sessional  Papers  {No.    13) 


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A.  1894 


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57  Victoria. 


Sessional  Papers  (No.  13). 


A   IS94 


INSURANCE  CORPORATIONS  ACT,  1892. 

Schedule  of  Life  and  Accident  Insurance  Agents  Standing  Registered 
AT  2()TH  December,  1893. 

The  persons  enumerated  in  the  following  Schedule  are  duly  registered  as  Agents 
for  the  transaction  of  Life  and  Accident  Insurance  during  the  term  in  the  Schedule 
specitied. 

Schedule. 


Name  of  Agent. 


Register 
No. 


Abbott,   John  B   3640 

Abbs,  F.  R 2837 

Abrahaui.s,  George 3668 

Abr^y,  w  .  R 3093 

Adaius,  CM   2421 

Adam,  Julm  M 2823 

Adams,  W.  H        2241 

Agar,  Stephen  3232 

Aiken,  Dawson  F 284.'i 

AikcQ,  J.  A    3545 

Aikman,  Alex   2756 

Aiuslie,  Matthew  F 2454 

Alexander,  George  E 3995 

Alexander,  S.  R   3934 

Allan,.].  A 2651 

Alison,  P.  J      3072 

Algie,  R 2990 

Allen,  B 3223 

Allen,   Frank  T   3309 

Allen,  G.  H    3^51 

Allen,  Robert 3751 

Allen,  Samuel  J    3619 

Allen,  Thomas   3853 

Allen,  W.  H     3773 

Ambro.se,   Walter 2509 

Ambroie,  Wm.  F 2510 

Ambrust,  J  .    221.'! 

Ames,  (i.  W     2876 

Anderson,  D.  B j  3164 

Anderson,  Geo.  A 3813 

Anderson,  James 3321 

Anderson,  John  G    3447 

Anderson,  P.  J 3384 

Anderson,  R,  A   3462 

Anderson,  R.  H 3136 

Anderson,  Thomas  E 3943 

Anuis,  L.  E    2754 

Annis,  Wesley  E 3960 

Appleford.  Robert .3688 

Archer,  E.  A 225ii 

Arlidge,  Walter  T.  C 2784 

Armitage,  J.  W.  Green 3021 

Armstrong,  .J.  C   3650 

Armstrong,  P.  S    2755 

Armstrong,  Stewart 2190 

Armstrong,  Thomas  H   3551 

Arnold,  Henry      2368 

Atkin.son,   E.  L ,  2962 

Atkinson,  Geo.  K   j  2797 

Atkinson,  Moitimer    j  3955 


Atkiuson,  M.  M 
Austin,  Kord  C. 
Austin,  W.  C  . . . 
Auston,  1j.  E  . . . 
Ayers.  Wm  .... 


3721 
3860 
3544 
3570 
2519 


Residence. 


Gananoque     ... 

Toronto    

Uxbridgs 

Gore  Bay   

Pre.'^ton 

St.  Mary's 

Chatham 

Stratford     .    . 

Jarvis 

I  )rangeville 

London  

Drurabo 

Grimsby 

Brampti'U    

Perth 

Strathroy 

Alton 

Stratford   

St.  Thomas  

Kingston   

Cobden  

Carleton  Place  . . 

Toronto    

Carlet'>n  Place  . . 

Hamilton 

Hamilton 

Toronto    

Wiarton     

VVaubiushene 
St   Thomas   .... 

Windsor 

Dungannon   

Goi  e  Bay    

Victoria   Koad   . . 

Wingham    

Napanee 

Toronto 

Mitchell     

Blenheim 

Petrolia    

Meaford     

Fergus      

Lindsay 

St.  Mary's 

Torooto    

Toronto    

Hensall 

(^ananoque   .... 

Chatham    

Cobourg     

Ayr   

Portland      

Brockville   

Toronto  Junction 
Beanisville 


Registry 
begins   1893. 


Aug.  26 
July  1. 
Sept.  2. 
July    5. 

1, 

1. 

1. 
12 

1. 
Auer.  12. 
July    1. 

1. 
Dec.  18. 
>ov.  28. 
July    1. 

5. 

4. 

12. 

17. 

18. 

Sept.  21 . 

Aug.  24. 

Oct.    30. 

Sept.  28. 

July     1. 

1. 

1. 

1. 

8. 
Oct.  14. 
July  18. 
31. 
21 
Aug.  2. 
July  7 
Nov.  29. 
July  1. 
Dec.  6. 
Sept.  7. 
July    1 


15 


Aug.  25 
July    1. 

1. 
Aug.  12 . 
Julv    1 

3. 

1. 
Dec.  5 . 
Sept. 16. 
Oct.  30. 
Aug.  12. 
19. 
July    1. 


Registry 
ends  1894. 


June  30. 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,   1892. 
Schedule  op  Life  and  Accident  Insurance,  etc. — Coiitinued. 


Name  of  Ageut. 


Backus,  Graut  H  . . 
Badge,  Jdiaiuphrey 
Baguley,  Charles  J 
i-iailey,  Wm.  T  . .  . 
Bain,  John 


Register 

No. 


3122 
2814 
2957 
2430 
3346 


Bain,  Thomas I     283L 

Baird,  R.  S """ 

Baird,  W.  M 

Baker,  Alanson 

Baker,  A.  G   

Baker,  B.  L    

Baker,  A .  S    

Baker,  F.  M   •      - 

Baker,  Henry 

Ball,  R.  J    

Ballard,  B.  J 

Ballentine,  'I'homas  G 

Balmer,  R   

Bamford,  W.  B   

Bann,  Juo.  C 

Banting,  Thos.  M 

Barlee,  F.  R.  S 

Barber,  A        

Barnhill,  Wm 

Barr,  George 

Barrett,  T.  B 

Barron,  Henry 

Barron,  John  A 

Bartholomew,  Lewis   

Bartlet,  W.  F    

Bascom,  Oliver 

Bassingthwaighte,  James 

Batchelor,  Jno.  W 

Batemen,  Lewis 

Batten,  Alexander  C   

Bascedo,  J.  A 

Bauden  Thomas 

Bauer,  Fred  H 

Baxter,  Albert  W 

Bazin,  P.  J 

Beacock,  G.  A 

Beall,  James  W 

Beam,  J.  G 

Beau,  A.  T 

Bean,  W.  S 

Beard,  Chas.  L 

Beaton,  Frank  W 

Beaton,  J.    A 

Beattie,  James 

Beattie,  Thomas    

Bechtel,  Byron  L 

Beingessner,  B 

Bfegg,  James  B 

Bell,  A.  H    

Bell,  Basil  H   

Bell,  Chas         

Bell,  Cyrus  N 

Bell,  Uavid   

Bell,  John   

Bell,  John  K 

Bement,  J.  A 

Benjamin,  A.  W   

Bennett,  B.  H   


2474 

2971 

3683 

2694 

2418 

3172 

2472 

3845 

2330 

2277 

:-839 

2378 

3764 

3538 

3723 

3739 

2644 

3294 

3244 

3290 

3664 

.3864 

3595 

3789 

3171 

.3249 

3686 

3395 

2573 

3342 

3971 

3193 

3191 

2085 

2622 

3734 

2497 

3737 

2785 

2080 

2417 

2585 

3286 

3354 

2807- 

3644 

3529 

3624 

3811 

2894 

.3784 

2660 

3092 

3541 

2171 

2996 

3922 


Residence. 


Registry 
begins  1893. 


8imcoe    

Mount  Bridges  . . 

Toronto    

Orangeville 

Paris     

Toronto    

Toronto    

Toronto    

Delta    

Leamington 

Tilsouburg 

Au]t->ville 

Toronto    

Stratford   

Hanover 

Hawkesville 

Brockville 

Oakville     

Peterborough   . . . 

BrcckviJle 

Cookstown 

Lakefield   

Cobourg  . ,    . 

Meadowvale 

Brockville 

Pt.  Dover 

Forest 

Lindsay 

Lindsay 

Windsor 

Kemptville   

Sault  Ste.  Marie 

Brampton    

Deerhurst    

Barrie     

Newmarket     . . . . 

Toronto    

Toronto    

Brockville 

Ottawa  

Toronco    

London,  West . . . 

Elora 

Dash  wood 

Gorrie 

Woodstock    

Niagara  Falls  . . . 

Chesley    

Fergus    

Fergus   

Waterloo 

Formosa  .    

Lindsay 

Westbrook 

Ottawa 

Oxley    

St.  George  

Rockton     

Hamilton    

Toronto    

Hamilton 

Yarker   

Toronto    

16 


Sept. 
July 


July    6.. 

1.. 

4.. 

1.. 
18.. 

1.. 

1.. 

4.. 

6.. 

1.. 

1.. 
10  . 

1.. 
Oct.  25.. 
July     1.. 

1   . 

Oct.    23.. 

July     1.. 

Sept.  26.. 

Aug.  11.. 

Sept.  16.. 

20.. 

July    1.. 

15.. 

13.. 

IE. 

Sept.    1 . . 

Nov.    1.. 

Aug.  21   . 

Oct.     4.. 

July  10.. 

14. 

Sept.  6 . , 

July  24. 

1. 

18.. 

Dec.     8. 

July  10. 

10. 

1. 

1. 
Sept. 19 
July  1. 
Sept. 20. 
July    1. 

1. 

1. 

1. 

15. 

19. 

1. 
Aug.  26 

10. 

24. 

10. 

1 

3. 

1. 

5. 

Aug.  11. 

July    1. 

4. 

Nov.  22. 


Registry 
ends  1894. 


Oct. 
July 
Oct. 
July 


June  30. 


t 


67  Victoria. 


Sessional  Papers  (No   13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Bennetts,  A    

Bennington,  John 

Benson,  F.  A 

Berry,  Geo.  W 

Berthon,  Augustus  M 

Bertrand,  C.  A     

Bertrim,  Wni.  N 

Bessey,  Joseph  B 

Best,  Tbomas 

Best,  W.  E.  A  

Bethune,  V.  N 

Beveridge,  John  B  

Bevis,  H.  Hirst 

Bick,  Thomas 

Bickell,  Wm 

Bickerstaff,  Arthur  R 

Bierman,  Wm    

Biette,  F 

Bigelow,  Geo 

Billings,  John  L    

Bingham,  H.  A 

Bingham,  James  

Bingham,  Thos 

Bird,  T.  A 

Birtch,  Nicholas  E   

Bissetc,  E.  A 

Bissett,  Will.  F 

Black,  Daniel 

Black,  Geo.  W 

Black,  Mac.  M 

Black,  P.  A    

Blackmore,  Robert  H 

Blackwood,  J   C   

Blackstock,  G.  A 

Blow,  E.  R 

Blowes,  Albert  J    

Boddy,  H.  M 

Boddy,  J.  S    

Buddy,  T.  E 

Bofinger,  G 

Bogart,  Gordon 

Bole,  D 

Bolster,  Geo.  I 

Bolton,  Albert  E 

Bolton,  B.  W      

Booth,  Geo.  E    

Bothwell,  C.  J 

Boucher,  Edmund  J 

Bottom,  Wm.  H  

Bourne,  Alex 

Bourne,  Samuel 

Bowden,  Henry 

Bowden,  W.  S   

Bowman,  W.  H 

Boyce,  W.  D 

Boyce,  Wm 

Boyd,  J    

Boyd,  Jab.  T 

Boyle,  John    

Bradbury,  A.  E 

Bradley,  Chas.  J 

Bradley,  John   

Braendle,  M.  E 

Bramley,  John  W 


Register 
No. 


2601 

2147 

2373 

250.5 

3044 

2289 

3550 

3540 

3457 

2850 

2370 

2950 

3428 

2911 

3088 

3746 

3086 

2906 

2993 

2297 

3923 

2753 

2464 

2813 

2101 

3276 

2669 

2214 

2205 

3338 

3112 

3322 

2156 

2305 

3761 

2854 

3117 

2792 

3767 

2927 

3292 

2S0O 

3343 

3933 

.3745 

2752 

3123 

3600 

2.306 

2239 

2970 

3046 

3143 

3768 

2506 

3262 

2365 

2432 

2498 

2499 

2949 

3315 

.3144 

3230 


Residence. 


Registry 
begins  1893. 


22  (in.) 


Toronto  

Milton      

Port  Hope 

Lucknow   

Toronto  

Gorunna 

Parham 

Montreal  

Gait 

Harlock 

Smith's  Falls  

Point  Edward 

Toronto  

Bobcaygeon    

Branchton       

Toronto    

Listowel 

Paisley    

Aultsville 

Hamilton 

Orillia 

Tyrone  

Bowmanville    

Cobourg       

St.  Mary's 

Brockville 

Toronto    

lona  Station 

Hamilton 

Springfield 

Owen  Sound 

St.  Thomas 

Erin 

Hamilton 

Whitby    

Mitchell     

Toronto    

Bradford    

Peterborough   

Baden     

Berwick 

Sault  Ste.  Marie 

Orillia 

Bolton 

Toronto    

Harwick 

Toronto   

Rainy  River 

Kemptville     

Wallaceburg     

Ottawa     

Kingston    

New  Dundee 

Berlin     

Waterford 

Osborne    

Simcoe    

Toronto    

Orillia 

Ottawa 

London  

Harriston 

St.  Jacob's  

St.  Catharines ... 

17 


Registry 
ends  1894. 


July 


July    1.. 

1.. 

1.. 

1.. 

5.. 

1.. 

Aug.  12.. 

11.. 

1.. 

1.. 

1.. 

3.. 

31.. 

1.. 

5.. 

Sept. 20.. 

July    5 . . 

1.. 

4.. 

1.. 

Nov.  27.. 

July    1.. 

1.. 

1.. 

1.. 

15.. 

1.. 

1.. 

1.. 

18  . 

6.. 

18.. 

1.. 

1.. 

Sept.  26.. 

July     1.. 

6.. 

1.. 

Sept.  26.. 

July     1.. 

15.. 

1.. 

18.. 

Nov.  28   . 

Sept.  20.. 

July    1.. 

6.. 

Aug.  21 . . 

July    1.. 

1. 

4. 

5. 

7. 

Sept. 26. 

July    1. 

14. 

1. 

1. 

1. 

1. 

3 

17. 

7. 

I  12. 


June  30. 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Ageut. 


Brandon,  James 

Brant,  John   B 

Brethour,  M.  G 

Brethour,  Samuel 

Bretz,   Abram 

Bricker,  M 

Bridgland,  H.  B 

Briggs,  Thos 

Bright,  T.  W 

Broley,  W.  E   

Bronsdon,  J .  H 

Brough,  Frank 

Brown,  A.  C 

Brown,  A.  Stevens 

Brown,  D.  B 

Brown,  G.  N    . , 

Brown,  Geo.  T 

Brown,  H.  M 

Brown,  John 

Brown,  J.  C 

Brown,  J.  E 

Brown,  J.  E   

Brown,  Myron 

Brown,  N.  C 

Brown,  Richard     

Brcwn,  Roland  C 

Brown,  S.  K      

Brown,  Wm 

Browne,  J.  Archibald.. 

Bruce,  King 

Brumdrett,   Wm 

Bryant,  G.  E 

Buchanan,  C.  K 

Buchanan,  W  

Buchner,  Wm 

Budge,  Walter  S 

Bushy,  Wm 

Bunbury,  H.  T  

Burger,  Wm.  McD . . . . 

Burbank,  J 

Burke,  L.  W 

Burnie,  J.  H 

Burns,  John  M 

Burritt,  Edmund 

Burritt,  Jas.  H 

Burrows,  Geo.  F 

Burrows,  S 

Burwash,  Stephen 

Butchart,  A.  K 

Butter,  Jas.  W   

Butterfield,  D.  S 

Byam,  Jesse  F 

Byers,  A.  E 

Byrch,  W.  P 

Caesar,  John 

Cairns,  Thomas 

Calder,  Wm 

Calvert,  H.  A.  Burton. 
Callaghan,  David  S . . . . 
Callaghan,  James  J. . . . 

Callaghan,  P.  F 

Callaghan,  S.  J 

Callaway,  W.  R 


I  Register 

1   Mo.  I 


3564 
3008 
2353 
2440 
2598 
3149 
2793 
2250 
2842 
2934 
2984 
2199 
3769 
2829 
3062 
2527 
3189 
3103 
3856 
3766 
3902 
2655 
3983 
3446 
3220 
2946 
3386 
3673 
2936 
3672 
2382 
2292 
2806 
3689 
3352 
3077 
3848 
2252 
3596 
3128 
3084 
2329 
2310 
3111 
3478 
3356 
2126 
2141 
3677 
3648 
3991 
3559 
3387 
3242 

2394 
3827 
2761 
2603 
3871 
3695 
3185 
3186 
3760 


Registry 
begins  1893. 


Toronto 

Smithville 

Kingsville 

Sunderland 

Toronto 

Listowel 

Bracebridge 

Kingston 

Toronto 

Elora 

Toronto 

Hamilton 

Elora 

Gait 

Orangeville 

Foxborough 

London 

Thornhill 

Stratford 

Oranereville 

Thedford 

Toronto 

Sudbury 

A^hburn 

Manchester 

Toronto 

Toronto 

Owen  Sound 

Toronto 

Lucknow 

Peterborough 

Hamilton 

Brantford 

Ottawa 

Welland 

Detroit 

Oakville 

Hamilton 

Fergus , 

Brantford 

London 

Dresden 

Hamilton 

Easton's  Corners. 

Pembroke 

Dundas 

Belleville 

Baltimore 

Toronto  Junction 

London 

Norwich 

Toronto 

Omemee 

Toronto 


Sept.  7. 
July  18. 

5. 
Oct.  26. 
July  1. 
Aug.  19. 
July    6. 

5. 

1. 

1. 

6. 
Aug.  4 . 
July  19. 

1. 

1. 
Sept.  5 . 
Aug.  26. 
Dec.  15. 
Aug.  12. 
July  24. 
13. 


I  Markdale 1 . 

I  Owen  Sound Oct.   16. 


Spence  . . 
Guelph. . 
Toronto  . 
Orillia... 
Cornwall . 
Cornwall . 
Toronto  . 

18 


July  1. 
1. 
Nov.  2. 
Sept.  12. 
July  10. 
10. 
Sept.  26. 


Registry 
ends  1894. 


June  30. 


57  Victoria. 


Sessional  Papers  (No.  13). 


A   1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Cameron,  C.  S   

Cameron,  J.  A    

Cameron,  Wm 

Camp,  a.  F 

Camp,  L.  C    

Campbell,  Alex 

Campbell,  Angus , 

Campbell,  A.  A   . . 

Campbell,  A 

Campbell,  A.  S 

Campbell,  Donald 

Campbell,  F.  A , 

Camjjbell,  H 

Campbell,  John  D 

Campbell,  John  W  . .  . , 
Campbell,  Peter  E . . . . 

Campbell,   Wm 

Campbell,  W.  H 

Campbell,  Wm.  J 

Campion,  J.  B . 

Cann,  Harry 

Card,  Geo.  A 

Cardiff,  Geo.  McD 

Carlaw,  D 

Carlile,  J.  B 

Carling,  T.  B 

Carmichael,  Angus 

Carney,  R.  H 

Carpenter,  Luther 

Carpenter,  Thos.  H.  P . 

Carroll,  G.  H 

Carscallen,  A.  W 

Carswell,  W.  E 

Carter,  Jonathan 

Carter,  Wm 

Cassel,  Wm.  D 

Cathcart,  J.  R.  R 

Caton,  Arch'd.   W 

Caton,  Geo.  A 

Caton,  W.  A 

Caufield,  Homer 

Caven,  Thomas  M 

Center,  Martin 

Chadwick,  Clias.  W 

Chadwick,  C.  W 

Chalup,  A.  J 

Chamberlain,  H  W 

Chamberlain,  S.  G..  ... 

Chalmers,  J.  F 

Chapman,  J.  A 

Chaunsey,  G.  J 

Chesnut,  A.  E    

Chesnut,  D.  G 

Cheyne,  Luther 

Chisholm,  A.  J 

Chisholm,  .J  as.  A 

Chitty,  Chas.  D 

Christie,*  George 

Christmas,  T.  H 

Chryatal,  George 

Church,  Horace  A 

Churchill,  Fred.  W 

Clancey,  Thomae 

Claris,  Geo.  T 


Register 

No, 


3398 

3271 

3035 

2895 

2997 

3893 

2889 

3724 

3477 

3660 

2751 

2896 

2872 

2114 

3314 

3654 

3554 

3638 

3572 

.S113 

2173 

3775 

3433 

3701 

3195 

2890 

3536 

2976 

3196 

2084 

3697 

2972 

2152 

2750 

3792 

.S812 

3661 

3840 

2564 

2862 

3434 

3518 

2168 

3842 

2092 

2670 

2367 

2975 

2350 

2504 

3142 

3824 

2757 

2191 

2339 

3981 

2749 

3305 

2485 

3975 

3436 

2938 

3954 

3039 


Residence. 


Registry 
begins  1893, 


July 


Port  Elgin July  24. 

Stayner 15 

Port  Elgin 5. 

St.  Catharines 1 . 

St.  Catharines 4 . 

Attwood Nov.  11 . 

Appin ...    July    1. 

Loudon     

Kincardine 

Lucknow  

Sutherland  Corners 

Mitchell ,.  ,., 

Milton 

Rat  Portage 

Toronto 

Cornwall 

Blyth 

Belleville , 

Belleville 

Belleville 

Bowmanville 

Tilsonburg 

Admaston 

Warkvv^orth 

Toronto  

Exeter 

Rat  Portage 

Saulte  Ste.  Marie 

Ridgetown 

Winona 

Paris 

Marmora 

TJxbridge 

Rodney 

Sundridge 

New  Dundee 

Chatham 

Napanee  Mills 

Napanee 

Napanee 

Belleville 

Toronto  

Brampton 

Toronto 

Rat  Portage 

Penetang 

Pembroke 

Belleville 

Adolphustown 

Port  Elgin 

Markham 

Toronto Oct. 

Toronto 

Brampton 

Meaf  ord 

Belleville 

Ottawa 

Guelph 

Montreal 

Beeton 

Chelsea 

Collingwood 

Toronto 

St.  Thomas 


Nov. 
July 
Sept.  16. 
Aug^.    4 . 

31. 
July    1. 

1. 

1. 

1. 
17. 
Aug.  29. 
12. 
26. 
21. 

6. 

1. 
Oct.  2., 
.July  31. 
Sept.  14. 
July  10. 

1. 

Aug.  11., 

July    4. 

10. 

1. 
Sept.  12. 
July    4. 

1. 

1. 
Oct.  4. 
11. 
Aug.  31.. 
Oct.  23., 
July    1., 

1., 
31., 
Aug.  9.. 
July  1., 
Oct.  24.. 
July    1.. 

1.. 

1.. 

4.. 

1.. 

1.. 

7., 
16.. 

1.. 

1.. 

1.. 

Dec.  12.. 

July    1., 

17., 

1.. 
Dec.  9.. 
July  31., 

4.. 
Dec.  2.. 
July    6.. 


Registry 
ends  1894, 


June  30. 


July 


19 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


INSURANCE  COEPOEATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Register 
No. 


Clark,  A.  C i     2204 

Clarke,  Chas.  L I     3712 

Clark,  E.  A 2351 

Clark,  Geo.  C |     2907 

Clark,  Frank  R 3155 

Clark,  James  M 3442 

Clark,  .John 2496 

Clark,  Jno.  W 3913 

Clark,  Phineas  H 3095 

Clark,  Wm 3810 

Clarke,  Wm.  G 364fi 

Clark,  W.  1 3978 

Clayton,  W.  R 3831 

Clint,  James 2161 

Clufif,  W.  J 2471 

Coates,  J.  B 2375 

Coaces,  Wm 3132 

Cochrane,  Jos.  S 

Cochrane,  R.  J 

Cochrane,  Thomas  L 

Cochue,  F.  X 

Code,  John 

Cody,  J.  A   

Cody,  W.  H 

Cohen,  Mark 

Colcleugh,  Jno.  W 

Cole,  David 

Cole,  Wm 

Coleridge,  John 

Collard,  William  L 

Collins,  C   C 

Conley,  Franklin 

Conlej',  Thos 

Connell,  Wm 

Connelly,  J.  E       

Connelly,  -John  H 

Conron,  Wm.  J 

Conway,  F 2411 

Conquergood,  Porteous 3236 

Cook,  H.  L 2748 

Cook,  J.  J 2287 

Cook,  Jno.  W 3319 

Cook,  George 3952 

Cook,  Thomas 3370 

Cook,  Wm 3953 

Cooke,  Herbert 2390 

Cooke,  J.  C 2338 

Cooke,  Peter  B 2597 

Cooper,  Arthur  B 217 

Cooper,  R 3906 

Cooper,  Wm 2747 

Copeland,  George   3713 

Copeland,  Wm.  W 3972 

Copeland,  W.  A 2991 

Cupp,  Wm '      " 

Coram,  Hy.  G 

Corkran,  thos.  W 

Cornell,  A.  C 

Cornell,  W.   F 

Costello,  Frank 

Coulter,  D.  M 

Coulter,  W.  W 

Courtice,  A.J 

Courtice,  J.  L 

Coutts,  Wm 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  akd  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Register 

No. 


Residence. 


Registry 

Registry 

begins  1893. 

ends  1894 

July  15.... 

June  30. 

15.... 

1.... 

6.... 

Sept.   4.... 

July  14..   . 

Aug.    7 

Oct.   30.... 

July    1.... 

Sept.   5.... 

July    1... 

1.... 

1.... 

Aug.  12.... 

24.... 

July  18.... 

Dec,    2.... 

July    1.... 

1.... 

Oct.  20.... 

July    1.... 

1.... 

4.... 

1.... 

1.... 

1.... 

Dec.  15     . 

July    4.... 

1.... 

1.... 

1.... 

28.... 

10.... 

1.... 

Sept.  14.... 

July    1.... 

1.... 

11... 

Aug,  21.... 

22.... 

July    I.... 

Sept.  19.... 

July    1.... 

15.... 

1.... 

5.... 

Aug.  12.... 

July    1.... 

Sept.    6 

July  10.... 

5.... 

Aug.  10.... 

July  12.... 

1  ... 

1.... 

1.... 

7.... 

Nov.  17.... 

M 

Aug.    5 

July     1.... 

It 

31 ... . 

1   ... 

Oct.     2 . . . . 

July    1.... 

<:3ox,  E.  w 

<jok,  Geo.  A 

Coyle,  R.  H 

Craig,  James 

Craighead,  Thomas  C 

Crainer,  Ira  J 

Crandell,  Franklin 

Crane,  Chas.  J 

Crawford,  James  B... 

Crawley,  Alfred 

Creighton,  George  P  . . 

Cremer,  Chas.  D 

Creseman,  E.  S 

Crocker,  H.J 

CroU,  J.  A 

Crombie,  W.  B 

Crosby,  b\  H 

Crossley,  J.  W 

Crozier,  Wm 

Cruse,  Wm.  H 

Cunningham,  C.  P  . . . 
Cunningham,  Robt  . . . 
Cumminford,  W.  S... 
Cunnington,  J.  H  . . . . 

Culbert,  John  L 

Currie,  John 

Currey,  C.  R 

Cuthbertson,  D.  G 

Cuthbertson,  G.  J 


Bale,  J.  A 

Dale,  Samuel 

Daley,  R.  J 

Daly,  Wm.  H.  W 

Daniel,  E  .    

Darling,  John  D.  W   . . 

Dart,  James  A 

Darrach,  Angus 

Dauley,  Frank  L 

Davidson,  James  H . . . . 
Davidson,  John  .    ... 

Davidson,  John     

Davidson,  John  C 
Davidson,  John  J . 

Davis,  A.  L 

Davis,  Henry   

Davis,  Samuel   

Davis,  Sanford  S 

Davis,  T.  G 

Davis,  Wm.  D  

Davis,  Wm.  H 

Davison,  George  S   

Dawson,  Alex    

Dawson,  John   . , 

Deacon,  J.  W    

DeGruchy,  Ph 

De  La  Hooke,  Edward 

De  La  Matter,  Ira  

DeLong,  Benj.  F 

Den  ike,  Robert  B 

Denny,  W.  H  

Denovan,  A.  A.  C  ... 

Dent,  A  

Denton,  C.  H 

Deroche,  H.  M 


3282 
3281 
2667 
3119 
3669 
3253 
3513 
3861 
2772 
3675 
2630 
2744 
2455 
3546 
3635 
3339 
3948 
2473 
2824 
3835 
2140 
2098 
3005 
2743 
2132 
2778 
3988 
2966 
2346 

2661 
2840 
3406 
3173 
2648 
.S711 
2420 
2654 
3207 
3611 
3615 
2082 
3731 
2634 
3273 
2154 
3027 
3543 
2354 
3682 
3175 
3079 
3532 
3224 
2314 
2802 
2408 
3137 
3907 
3498 
2146 
3435 
2345 
3779 
2193 


Toronto  

Toronto 

Manilla 

Owen  Sound . . . . , 

Parry  Sound . 

Aultsville 

Lindsay    

Toronto  

Dutton 

Ottawa 

Owen  Sound .... 

Toronto 

Hanover , 

Fingal 

Kemptville , 

Thorold    . 

Uxbridge 

King 

Gore  Bay 

Kingston 

Ottawa 

Guelph 

South  Woodslee 

Parkhill 

Ottawa 

Oshawa 

Drumbo 

Ingersoll '. 

Petrolia 


Mohawk 

Toronto 

Stoufifville  

Napanee 

Guelph 

Lansdowne 

Ridsretown 

St.  Thomas , 

North  Williamsburg 

Toronto    

Maxville 

Guelph     , 

Bracebridge    

Drayton 

Peterborough     

Wingham 

Centralia 

Brockville   

Napanee 

Tweed    

In  verm  ay ... 

Ottawa     

Wingham 

Sault  Ste.  Marie     . . 

Mattawa 

Toronto    

London  

Fonthill    .    .  . 

Toronto    

Campbellf  ord     

Acton     

Norwich 

Mitchell 

Tilsonburg 

Napanee 


21 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Gontinn^d. 


Name  of  Agent, 


Despard,  W.  P... 
Deziel,  Arthur  . . 
Diamond,  Irwin    . 

Dice,  Samuel   

Dickert,  Henrj'  .-> 
Dickinson,  G.  L. . , 
Diekins  .n,  R.  W  . 

Dickson,  R.  O 

Dingle,  F.  E  .... 
Dippel,  Moses  G . . 
Dixon,  Joseph  . . . . 
Dixon,  Robert. . . . 

Dixon,  R.  B 

Dobie,  D.  R 

Dobie,  Joshua  C . . 
Dodds,  W.  F.,  jr  . 
Doidge,  Jas.  A  . . 
Doller,  W.  J  . .  . . 
Donaghy,  Thomas 
Donald,  Alex  T  . . 
Donald,  Frank  . . . 
Donald,  James  P 
Donaldson,  G.  Y  . 

Donnelley,  E    

Donnelly,  James. . 
Dorsey,  Frank  J . . 

Dow,  Joseph 

Dow,  Thom«s 

Dowling,  E.  W  . . 
Downey,  E.  J  ... 
Downing,  G.  T  . . . 

Dowsley,  M 

Doxsee,  Geo.  W . . 
Doxsee,  Jay  H  . . . 

Drain,  T.  J   

Dransfield,  E.  R. . 
Draper,  Susan . . . 

Draper,  Wm 

Drawley,  Geo.  H 
Drope,  Wm.  J   . . . 
Duffy,  Francis  P  . 
Duke,  Robert  P  . . 
Duncan,  James  . . 

Duncan,  John 

Dundas,  .T.  R 

Dunham,  J.  B. . . . 
Dunlevie,  M.  K  . . 
Dunn,  James  P  . . 
Dunning,  R.  J 


3687 
2079 
2463 
3719 
3816 
3588 
3567 
2412 
3385 
3857 
2801 
2590 
3246 
2980 
3710 
2603 
3969 
3445 
3348 
2318 
3255 
2446 
3037 
3466 
3656 
3826 
2087 
2386 
3897 
3770 
2611 
2251 
2550 
3050 
3061 
2257 
2593 
2592 
2401 
2685 
3401 
3510 
2678 
2467 
2102 
2170 
3919 
2395 
2607 


Eagleson,  David 3622 

Eagleson,  James  S 3411 

Earle,  Barton 3494 

Eastmure,  A.  L 3594 

Ebbs,  Simons  3486 

Eden,  G.  C  3508 

Ecclestone,  Alfred  M    3880 

Edgington,  John 3470 

Edgar,  C.  E  3696 

Edgar,  Thomas   3748 

Edwards,  Albert  W 3898 

Edwards,  T.  S 2323 

Egan,  Charles 2908 

Elliott,  A.  T 3024 

Elliott,  George  A 2207 

Elliott,  John I  2089 


Residence. 


Picton . 

St.  Joachim    . . , 

Belleville   

Milton 

Woodstock 

Manotick 

Kemptville   . . . , 

Toronto    

Ottawa 

Collingwood   . . , 
Lansdowne .... 

Toronto    

Toronto    

Owen  Sound . . . 
Port  Arthur   . . 

Toronto    

Hamilton 

Tweed    

Mount  Forest  . 

Burnbrae 

Carleton  Place 

Toronto    

Listowel 

Alvinston  .... 

Toronto    

Winnipeg 

Pembroke    .... 

Windsor 

Kingston 

Fergus 

Toronto    

Prescott  

Woodstock    . . 
Peterborough 

Norwood 

Toronto     

Toronto    

Toronto    

North  Toronto 
Peterborough   . 

Cobourg     

Havelock     

Ottawa       

Thamesville    . . 

Lindsay   

Orillia    

Ottawa       

Chatham    

Toronto    


Coldsprings  ... 

Ottawa 

Peterborough . . . 

Toronto    

Ottawa     

Woodstock 

St.  Catharines   . 
Brownsville  .... 

Preston    

Peterborough . . . 

Empire 

Iroquois   

Petrolia 

Highland  Creek 

Strathroy  . 

Stouffville   


Registry 
begins  1893. 


Registry 
ends  1894. 


Sept.  7. 
July  1. 
1. 
Sept.  15. 
.Tuly  12. 
Aug.  21. 
19. 
July 


Oct. 
July 


Aug. 

Oct. 
July 


1. 
21. 
30. 

1. 

1. 
13. 

4 
Sept.  15. 
July  1. 
Dec.  8. 
July  31. 
18 

1. 
14. 

1. 

5. 

2. 
29. 
16. 

1. 

1. 

Nov.  14 . 
Sept.  26. 
July    1. 

1. 

1. 

5. 

5. 

1. 

1. 

1. 

1 

1. 
24. 

5. 

1. 

1. 

1. 

1. 
Nov.  24. 
July    1. 

1. 

Aug.  22. 
July  25. 
Aug.    5 . 

14. 

4. 

5. 

Nov.    6. 

Aug.    2. 

Sept.  12 . 

20. 
Nov.  14. 


Aug. 
July 


July 


June  30. 


22 


57  Victoria 


Sessional  Papers  (No.  13). 


A. 1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  [nsurance  Agents,  etc  — Continued. 


Name  of  Agent. 


Elliott,  John  A    

Elliott,  John 

Elliott,  John  C    

Elliott,  J.  Foster 

Elliott,  T.  H 

Elliott,  Wm 

Enamerton,  John  T    . . 

England,  Chas.  E 

Enright,  James   

English,  Wm.  S 

Erbach,  W.  H 

Errett,  Richard  W 

Esterbrook,  Wm.  C     . 

Evans,  H.  J 

Evans,  James  F . . 

Evans,  W.  J 

Evison,  Henry 

Ewald,  H.  E    

Ewing,  D 

Ewing,  P.  S , 

Fahey,  Wm 

Fair,  W.  J 

Falconbridge,  B 

Falk,  Adam 

Falls,  A.  F  

Falls,  Wm 

Falls,  W.  S  

Fanson,  Wm    

Farley,  E.  H    

Farrell,  John     

Faulkner,  Ambrose  C 

Faulkner,  S.  Q    

Fear,  Isaac  V 

Ferguson,  Angus  S  . . , 

Ferguson,  D   A 

Ferguson,  John   

Ferguson,  J.  B    

Ferguson.  J.  D    

Ferguson,  Leonard 

Ferguson,  Wm 

Ferris,  A.  R 

Ferris,  J.  B 

Fife,  Herbert  A 

Finagin,  E 

Findlay,  James  F 

Fink,  (ieorge    

Firth,  JohnR 

Fisher,  James  E 

Fisher,  Peter    

Fisher,  Valentine   

FitzPatrick,  P.  E.  J  . . 

Flanagan,  M  

Fleming,  C.  A 

Fleming,  Herbert  D  . . 

Fleming,  J.  H 

Fleming,  W.  A   

Fletcher,  Wm.  A    . . . . 

Fligg,  W.  H 

Flint,  Geo.,  jr 

Flumerfelt,  Stephen  A 

Ford,  E.  E    

Ford,  N.  W 

Ford,  G.  W 

Forster,  Chas.  H 


Register 
No. 


Residence. 


2452 
3742 
2742 
2537 
2741 
3151 
2637 
2G02 
3765 
3941 
3439 
3259 
2923 
2281 
2342 
3629 
2145 
3299 
2130 
3609 

3918 
3211 
2561 
3065 
2327 
2520 
3389 
2325 
3865 
3131 
3947 
3060 
3062 
3911 
3892 
2816 
3298 
3359 
3377 
3114 
2484 
3268 
3328 
2595 
2268 
3344 
3850 
3905 
3899 
3680 
2357 
2403 
3876 
3422 
2083 
3213 
2666 
2657 
2770 
2115 
2117 
21.38 
2859 
3240 


Ridgetown    

Toronto    

London  

Sarnia 

Sault  Ste.  Marie 

London  

Clinton 

St.  Catharines    . . 

Ingersoll 

Toronto    

Baden  

Peterborough 

Merlin    

London  

Toronto    

St.  Thomas 

Toronto    

Hanover 

Cobourg 
Warkworth 


Toronto    

Kingston 

Aberfoyle  . . . 
Tavistock  .... 
Chatham    .... 

Carp 

Amherstburg 
Thornbury  .  . . 
Hamilton  .    . . 

Forest 

Foxboro'  .... 
Peterborough . 

Seaforth  

Toronto    

Meaford 

North  Keppel 
Wingham  . . . . 

Aj'lmer 

St.  Thomas  . . 
Peterborough 

Harrow 

Campbellford 
Peterborough . 

Toronto    

Carluke 

Preston  ...  . 
Brantford  . . . 
Hunts ville  . . . 
Wingham  . . . . 
Collingwood  . 
Hamilton     . . . 

Kingston 

Owen  Sound.  . 
Brantford    . . . 
St.  George  . . . 
Ottawa  .    . 
Peterborough . 

Ottawa     

Stouffville    ... 

Siloam 

Simcoe 

St.  Thomas . . . 

Toronto    

Toronto   . . .    . 


Registry 
begins  1893. 


July  1. 
Sept.  20. 
July    1. 

1. 

1. 

7. 

1. 

1. 

Sept  26. 

Nov.  28. 

July  31. 

14. 

1. 

1 

1. 

Aug.  24. 

July    1. 

15. 

1. 
Aug.  21. 

Nov.  21 . 

July  11. 

1. 

5. 

1. 

1. 

24. 

1. 

Nov.    1. 

July    7. 

Nov.  30. 

July    5. 

Aug.  21 . 

Nov.  20. 

10. 

July    1. 

15. 

19. 

21. 

6. 

1. 

15. 

18 

1. 

1. 

18. 

Oct.   26. 

Nov.  17. 

15. 

Sept.   6, 

July    1. 

1. 

Nov.    4. 

July  26. 

1. 

11. 

1. 

1. 

1 

1. 

1. 

1. 

1. 

13. 


Registry 
ends  1894. 


June  30. 


28 


-57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Fortier,  Alfred  J 

Fowkes,  Thomas 

Fowlds,  F.  W 

Fox,  John   

Foy,  Wm.  H 

Frank,  Fred  W     . . . . 

Fraser,  Wm    

Frawley,  P.  S 

Freeman,  Jas.  A  .  . . . 
Freeman,  Joshua  W. 

Freeman,  R.  K    

French,  H.J    

French,  S.  Y    

French,  W.  J 

Fudger,  James  B    . . . 

Fuller,  0.  H 

Fuller,  George 

Fullerton,  W.  B 

Fulton,  Robt.  W 


3254 
2614 
3345 
3190 
3579 
3700 
3942 
3791 
2139 
2470 
2856 
2290 
2245 
2567 
3727 
3064 
3776 
3076 
2113 

2623 
3288 
3410 
2416 
2627 
2428 
2893 
2439 
2616 
2177 
3684 
3528 
3178 
3580 
2903 
2672 
2331 
2624 
2769 
2255 
2827 
2642 
3977 
3552 
3219 
2740 
3625 
3516 
2555 
3963 
3796 
3452 
3074 
3081 
3108 
2739 
3798 
3491 
2955 
3141 
2619 
2334 
2371 
•Goodrow,  George  L  3145 


«aden,  J.  F 

Gale,  T.  A 

Gales,  Thos.  W  . . . 
Gallagher,  Henry  . 
Gamble,  Chas.  B . . . 
Gamble,  Robert  H 

Gamble,  P.  H 

Gamey,  Robert  R  . 

Gammie,  J.  C 

Gardiner,  Jno.  A  . 
Gardiner,  vVm.  J    . 

Garroch,  John 

Garvin,  George  . . . 
Gates,  F.  W.,  jr  ... 

Gates,  H.  E 

Gatschene,  Jacob    . 

Geddes,  E.  W 

George,  C.  F 

•Oeorge,  T.  H   

German,  C.  E 

German,  H.  B 

Getty,  J.  F 

■Giauque,  A   J    

Gibbs,  Malcolm  . . . 
Gibson,  Thos.  G... 

Gibson,  Wm 

Gibson,  W.  J   

Gifford,  A 

Gilbert,  John  D  . . . 
Gilchrist,  Thos.  V  . 

<Jilbert,  M 

Gildersleeve,  J.  P 
Oilkerson,  Wm.  J  . 

Gillean,  Alex   

Gillespie,  James  F. 
Gillies,  John  D    . . . 

Gillies.  R 

Gillogly,  James  A. 

•Glern,  W.  G    

Glover,  T.  G 

-Godwin,  S.  G  

Godwin,  W.  H  . . . . 
"Goldsmith,  Geo 


Register 
No. 


Residence. 


Pembroke  . . . 
Hamilton  . . . . 
Hastings   .... 

Lucan  

Toronto    

Brantford    . . . 

Arva 

Sudbury  • 

Brantford    . . . 

Freeman 

Toronto    

Dresden  

Toronto    

Glencoe  

Toronto    

Essex 

Braniford  . . . 
Gananoque  . . 
Hensall 

Hamilton  . . . . 

Elora  

Toronto  .  . . . 
Hagersville . . . 

Toronto    

Brockville 

Grimsby 

Gore  Bay  .... 

Toronto    

Kingston 

Millbrook    . . . 

Sarnia 

Almonte 

Hamilton 

London  

Hesson 

Hepworth    . . . 

Hamilton 

Paisley 

Strathroy  . . . 
Shelburne    . . . 

Strathroy 

Niagara  Falls 

Toronto    

Gait 

London,  West 
Gananoque. . . 

Meaford 

Picton 

Ottawa     

Blenheim  . . . . 

Kingston 

Trenton    .... 

London  

Picton     

Highgate 

Paris  Station. 

Lindsay    

St.  Mary's   . . . 

Kingston 

Toronto    

Kingston 

Belleville  . . . 
Cayuga  


Registry 
begins  1893. 


July  14. 

1. 
18. 
10. 
Aug.  15 . 
Sept.  12. 
Nov.  29. 
Oct.  4. 
July    1. 

1. 

1. 

1. 

1. 

1. 
Sept.  16. 
July  5. 
Oct.  2. 
July    5. 

1. 

1. 
15. 
25. 

1. 

1. 

1. 

1. 

1. 

1. 

1. 
Sept.  6. 
Aug.  10. 
July  10. 
Aug.  16 . 
July    1. 

1. 

1. 

1. 

1. 

1. 

1. 

1. 
Dec.  9. 
Aug.  12. 
July  12 

1. 
Aug.  23. 

9. 
July 
Dec. 
Oct. 
Aug. 
July 


Oct. 

Aug. 
July 


Registry 
ends  1894. 


June  30. 


24 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Gordon,  D.  M 

Gordon,  H 

Gordon,  W.  H 

Gormley,  W 

Goth,  J.  A      

Gowanlock,  J 

Gould,  J.  W 

Gouinlock,  John 

Gourlay,  Robt.  J    

Graham,  C.  J.  G  . 

Graham,  Frederick  C 

Graham,  John 

Graham,  Jno    

Graham,  John  R 

Graham,  L.  H 

Graham,  O.  A 

Graham,  T.  F  

Graham,  W.  H    

Grand  Trunk  Railway 

Grandy,  John 

Grant,  J.  M 

Grant,  John 

Grant,  Wm 

Grant,  Wm.  H    

Grant,  Wm.  J 

Graveline,  Alexander 

Gray,  James 

Gray,  H.  R 

Gray,  J.  E 

Gray,  Richard  M    ... 

Graydon,  Wm  J , 

Greaza,  Charles  N 

Green,  G  

Green,  John 

Green,  Jas.  A 

Green,  M.  W  

Green,  Richard   

Green,  R.  F 

Greenhill,  G.  V.  J.... 

Greer,  William    , 

Gregory,  Wm.  H    

Grey,  John   

Griffin,  Peter  J   

Griffin,  Wm.  H 

Griggs,  P.  V 

Griggs,  W.  D 

Gripton,  Chas.  McP . , 

Grist,    Henry 

Grover,  J.  M   

Groves,  J.  T 

Grundy,  Geo.  H 

Grundy,  R.  S 

Guenther,  F.  W 

Hagerman,  J.  G 

Haggan,  J.  R . . 

Hagle,  L 

Haight,  S.  J 

Hall,  John 

Hall.  W.  E 

Hall,  W.  F 

Hall,  W.  H 

Hall,  W.  J 

Hamer,  Wm.  T 


Register 
No. 


2864 

3012 

•J659 

3279 

3590 

3582 

3709 

3188 

2285 

3368 

3323 

3003 

3404 

2933 

3630 

3932 

3210 

3777 

3371 A 

2492 

2393 

3846 

2583 

2600 

2405 

3450 

2852 

3881 

2870 

3482 

3884 

3729 

3306 

2081 

3096 

3632 

2771 

3265 

2347 

2304 

3678 

2518 

2212 

2475 

2341 

2531 

2449 

2360 

3261 

3335 

2076 

2841 

3805 

3182 
2599 
2135 
2572 
3000 
2880 
3736 
3053 
2928 
3642 


Residence. 


Wingham    

Toronto    

Wiarton 

Pickering 

Carleton  Place 

Toronto    

Uxbridge 

Toronto    

Stratford 

Kingston 

Ottawa     

Fort  Erie 

Campbellford 

Fenelon  Falls 

Toronto    

Brantford    

Winnipeg 

Petrolia 

Montreal 

Chatham 

Toronto   

Delhi 

Ottawa     

Toronto    . . 

Hamilton 

Windsor 

Kincardine    

Ottawa     

Harriston 

Peterborough 

Streets  ville 

Kingston 

Belleville 

Waburn   

McDonald's  Corners 

Toronto    

Toronto    

Brantford    

Gait 

St.  Thomas 

Toronto    

Glanford 

Brantford    

Stratford 

Mimico 

Forest     

St.  Catharines  

Ottawa     

Toronto    

St.  Catharines  

Toronto    

Toronto    

Milverton    

Coburg 

Toronto  

Sarnia 

Toronto 

Woodstock 

Blenheim 

Napanee 

Markham 

Ingersoll 

Bradford   


Registry 
begins  1893. 


Oct. 
July 


July    1. 

5. 

1. 

15. 

Aug.  21 . 

21. 

Sept.  14. 

July  10. 

1. 
20. 
18. 

4. 
24. 

1. 
Aug.  24. 
Nov.  28 
July  11. 
Oct.  2. 
July  20. 

1. 

]. 
24. 

1. 

1. 

1. 
31. 

1. 
Nov.  6. 
July  1. 
Aug,  4 . 
Nov.  8. 
Sept.  16. 
July  17. 

1. 

5. 

Aug.  25. 

July    1. 

15. 

1. 

1. 

5. 

1. 

1. 

1. 

1. 

1. 

1. 

1. 
14. 
18. 

1. 

1. 

7. 


Sept, 
July 


Oct. 


July  10 

1. 

1. 

1. 

4. 

1. 
Sept.  19. 
July    5. 

1. 
Aug.  26. 


Registry 
ends  1894. 


June  30. 


25 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Hamill,  Jno.  D 

Hamilton,  B.  G 

Hamilton,  F.  D 

Hamilton,  Geo.  R     ... 
Hamilton,  Patrick  P. . 

Hamilton,  K.  A 

Hamilton,  T.  L   

Hamilton,  Wm   

Hamley,  Samuel  W. . . 

Hammond,  F.  J 

Hammond,  R.  M   . , . , 

Hancock.  John 

Hand,  T.  G 

Hanley,  Thomas 

Hannah,  Alfred  S. .  . . 

Hannah,  R.  S 

Hanrahan,  W.  A 

Hanratty,  J.  J    

Hansel,  Chas.  E 

Hanson,  Geo.  F 

Hardy,  Edward    . . . 

Hare,  Joshua,  T~> 

Harper,  Henry 

Harper,  Richard 

Harper,  W.  H 

Harrington,  Reuben  A 

Harris,  J 

Harris,  J.  C   

Harris,  James  G 

Harris,  James  P 

Harris,  Wm 

Harrison,  Geo.  M 

Harrison,  W.  S 

Harron,  George  

Hartman,  C.  W 

Hartleib,  Harry  A . . . . 

Hartnett,  P.  J 

Hartwell,  Lewis 

Hastings,  Henry  S .    . . 

Hay,  Thos.  A 

Hay,  W.D  

Haycock,  R.  H 

Hayden,  Wm 

Hayes,  Frank 

Healey,  Henry  J 

Heath,  Fred.  H 

Heathcote,  D 

Hegler,  H.  W 

Helliwell,  Heward 

Henders,  R.  C   

Henders,  Wm.  J 

Henderson,  D 

Henderson,  Jas.  B. . . , 

Henderson,  J.  B 

Henderson,  J.  H 

Henderson,  Jno.  M . . . 

Henderson,  J.  T 

Henderson,  R.  H 

Henry,  James  0 

Henry,  W.  J 

Henwood,  E.  D 

Henser,  Alex 

Hewat,  W.  R.  C 

Hewson,  Wm.  H 


3946 
3889 
3553 
2581 
3583 
3547 
2738 
2737 
3526 
2106 
2234 
3033 
3047 
2402 
3872 
3116 
2540 
2522 
2638 
3063 
3705 
3771 
2779 
2493 
2899 
3833 
2476 
2295 
3324 
3852 
2242 
3222 
3379 
2526 
2999 
2568 
3134 
3381 
3413 
2253 
2188 
3B75 
2397 
2075 
2786 
2451 
2608 
3054 
2100 
3045 
3468 
2879 
2693 
2845 
2985 
3101 
2810 
3537 
3965 
3181 
3127 
2762 
2977 
2230 


Nov. 
July 


Sep. 
July 


Meaf  ord 

Fort  William 

Stratford 

Orillia 

Stratford 

Peterboro 

Listowel 

Toronto  

Meaford 

London  

Almonte 

Port  Arthur 

Toronto    

Kingston 

London  

London  

Windsor 

Kingston 

Humberston    

Toronto    

Hamilton 

Orangeville 

Barrie  

Toronto    

Chatham 

Chatham 

Mitchell 

Hamilton 

Ottawa 

Mt.  Elgin 

Rockwood 

Glencoe    

Brantford    

St.  Elgin 

Clarksburg 

Baden  

Peterborough 

Georgetown 

Guelph 

Peterborough 

Toronto 

Ottawa 

Woodstock  . .    

Toronto , 1  • 

Hamilton 1 . 

Ottawa 1  ■ 

Toronto 1 . 

Ingersoll 5. 

St.  Catharines 1  • 

London    5 . 

Toronto Aug.    2. 

Acton July    1. 

Orillia 1- 

Owen  Sound 1 . 

Smith's  Falls 4 . 

Smith's  Falls 5 . 

Perth    1. 

Toronto Aug.  11 

Westfield Dec.     7 


Registry    '     Registry 
begins  1893.    ends  1894. 


Nov.  30. 

9. 

Aug.  12 . 

July     1. 

Aug.  21. 

12. 

July    1. 

1. 

Aug.  iO. 

July     1 

1. 

5. 

5. 

1. 

2. 

6. 

1. 

1. 

1. 

5. 

14. 

30. 

1. 

1. 

1. 

Aug.  24. 

July    1. 

1. 

18. 

Oct.   30. 

July    1. 

12. 

21. 

1. 

4. 

1. 

7. 

21. 

26. 

1. 

1. 

15. 

1. 


Kincardine. . 
Brantford  . . 
Collingwood. 
Orangeville . . 
Orangeville.. 

26 


July  10. 
6. 
1, 
4. 
1. 


June  30. 


67  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Hickey,  William  ..... 

Hickey,  Wm.  J 

Hickey,  W.  R 

Hicks,  Lewis 

Hicks,  Orrin  S 

Higgins,   B    R . 

Higgins,  Herbert  O.  N 
Higgins,  Rozelle  W. . . 

Higginson,  J 

Hiles,  Wm.  C 

Hill,  Caleb  N 

Hill,  John  J 

Hill,  S.  W 

Hill,  W.  H 

Hilliard,  Irwin 

Hislop,  .Jno 

Hippie,  Jacob. ....... 

Hitchman,  Alfred  E,  . 

Hobbs,  Ueo ... 

Hobbs,  Richard 

Hobbs,  Thos.  P 

Hodges,  Edwin 

Hodges,  Jas.  H 

Hodgins,  Charles  C  . . . 

Hodgins,  Thos.  S 

Hodgins,  W.  S 

Hoey,  James 

Hoga,n,  John 

Hogg,   Wm 

Holbrook,  D.  G 

Holland,  F.  J 

Holland,  S 

Holland,  W.  H 

Hollingshead,  Wm .... 

Holmes,  Dudley 

Holmes,  J.  W 

Holmes,  J.  W 

Holtby,  F.  B 

Holmested,  F 

Holway,  .James 

Hook,  Thomas 

Hooper,  Harry 

Hoover,  C.  F 

Horkins,  W.  A 

Horn,  T.  R 

Home,  Francis 

Horsey,  Edward   H . . . 

Horton,  W.  L 

Hortop,  Jos.  N 

Howden,  Jno.  D 

Howe,  VVellington  M 

Howell,  Nelson 

Howell,  Wesley 

Howorth,  J.  G 

Howorth,  Thos  

Houston,  Daniel  W . . . 

Hubbell,  K 

Huckins,  J.  C 

Hughes,  B.  B 

Hughes,  Jno.  R 

Hughes,  Jno.  W 

Hughes,  R.  A 

Hugill,  John 

Hume,  A 


Register 
No. 


3.517 
3239 
2735 
2650 
2653 
3056 
3245 
2538 
2994 
3844 
2317 
3073 
2227 
3497 
3355 
3997 
3430 
2604 
3069 
2288 
2661 
3720 
2269 
3808 
3257 
2683 
3627 
2613 
2968 
3910 
2528 
2658 
2973 
3403 
3531 
2887 
3631 
3823 
3094 
3228 
2195 
3685 
2612 
2309 
2734 
2577 
3414 
2569 
2134 
3820 
3465 
2198 
2733 
2664 
2202 
2826 
3979 
2280 
3449 
3671 
.S744 
3714 
3891 
3208 


Residence. 


Deiux  Rivieres 

Barrie . 

Bothwell    

Milford 

Bayside 

Brucefield 

Gait 

Toronto  

L'Orignal 

Hamilton 

Woodstock 

London  

Ridgeville  

Peterboro 

Morrisburg 

London 

Campden 

Toronto 

Woodstock 

London  

London  

Myrtle 

Welland 

Lucan 

London  West 

Waterloo 

Paris     

Hamilton 

Toronto 

Sioux  Falls,  S.  Da. 

Winnipeg 

Aurora  

Whitby 

Dutton 

Goderich 

Dunnville 

Toronto  

Mitohell 

Seaforth 

Windsor 

Toronto 

Solina 

Niagara  Falls 

Peterborough 

Pembroke 

Orillia 

French  River 

Goderich 

Kinsale 

Whitby 

Arnprior 

Brantford 

Brantford 

Toronto 

Oakville 

Hawkesville 

Ottawa 

Stratford 

Toronto  

London  

Toronto  

Chatham 

St.  Thomas 

Gait 

27 


Registry 

Registry 

begins  1893. !  ends  1894. 

1 

! 

Aug.    9....    June  30. 

July  13....! 

1.... 

,, 

1.... 

1, 

1.... 

,, 

5.... 

13... 

1.... 

4.... 

Oct.    23.... 

July     ] . . . . 

5  ... 

1.... 

Aug.    5 

July  19  . . . 

Dec.  19.... 

July  31.... 

1  ... 

5.... 

1.... 

1.... 

Sept.  15.... 

July    1.... 

Oct.      9.... 

July  14.... 

1.... 

Aug.  22 

July     1 . . . . 

.. 

4.... 

Nov.  20.... 

,, 

July    1.... 

1.    .. 

„ 

4  .. 

,, 

24 ... . 

„ 

Aug.  10.... 

„ 

July    1.... 

„ 

Aug.  24 . . . 

., 

Oct.   16... 

,, 

July    5 

,, 

12... 

,, 

1.... 

,, 

Sept.   6.... 

„ 

July    1.... 

t. 

1.... 

,, 

1 

,j 

1.... 

,, 

26.... 

,, 

1.... 

„ 

1.... 

,, 

Oct.   16.... 

,, 

Aug.    2.... 

,, 

July    1.... 

„ 

1.... 

,, 

1.... 

„ 

1.... 

,, 

1.... 

1, 

Dec.  11.... 

,, 

July    1.... 

,, 

31.... 

,, 

Sept.   5.... 

„ 

20... 

,, 

14.... 

„ 

Nov.  10.... 

,, 

July  11.... 

II 

57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Hume,  Joseph  H . . . . 

Hume,  W.  W 

Humphries,  Alex.  .  . 
Humphrey,  .J.  W . . . . 
Hungerford,  R.  B. . . . 

Hunt,  Geo.  M 

Hunt,  Wm   

Hunter,  Geo.  A   

Hunter,  James 

Hunter,  Thomas 

Hunziger,  Joseph. . . . 

Huston,  H.  E 

Huston.  Joseph  S    , . . 

Hutcheson,  W   E 

Hutchinson,  Thos.  H 
Hutton,  Edwin  H 


3801 
2387 
3085 
2282 
2732 
3083 
2276 
3589 
3383 
2912 
3530 
2731 
3258 
3788 
3340 
2392 

Hutton,  Jno I     .3407 

Hutton,  J.  0     2987 

Huyck,  Wm.  H 3432 


Illing,  F.  H 

Ingersoll,  Nelson  F. 

Ireland,  F.  0 

Ingram,  Andrew  B  . 

Irish,  A.  D .  . 

Irvine,  Jno.  L 

Irvine,  Piercie 

Irwin,  James 

Irwin,  John . 


•Jackson,  Chas.  S  . . . . 
Jackson,  Henry  F.  J 

Jackson,  Robert 

Jackson,  Thos.  J   ... 

James,  F.  R 

James,  W.  E 

Jameson,  J.  H 

Jamieson,  Walter  F  . 

.Tamieson,  Wm 

Jarman,  Wm   

Jane,  John  H 

Jarvis,  C.  W 

Jarvis,  Geo.  S 

Jarvis,  Joseph  J 

Jarvis,  R.  H 

Jav,  C    H 

Jefifers,  J.  F 

Jeffrey,  W 

Jell,  Horatio 

Jelley,  Henry 

Jelley,  John  J   

Jennings,  James   

Jerome,  -Toel 

.Job,  Edward 

Johnson,  E.  P 

Johnson,  Jos.  H 

Johnston,  Andrew... 

Johnston,  David 

Johnson,  Duncan . . . . 
•Johnston,  Henry  . . . . 
Johnston,  James  .     . . 

Johnston,  W.  E 

Jones,  Anson    

Jones,  E.  W.  P 


2217 
3962 
3558 
3925 
3226 
2981 
2187 
3437 
3483 

3397 
2536 
3313 
2247 
3557 
3556 
2337 
2144 
3670 
2398 
2910 
2570 
2348 
2542 
3269 
2825 
3283 
2238 
3029 
3133 
3474 
2197 
3706 
2213 
3022 
3161 
2804 
3100 
3607 
2673 
2469 
2301 
2937 
2151 


Watford 

Paris  Station . . . . 

Tweed 

Chatham 

London  

Toronto  

Brantford 

Sault  Ste.  Marie. 

Wiarton 

Toronto  

Chipstow 

Exeter 

Stratford ....... 

Toronto 

St.  Thomas 

Gue'ph  

Port  Elgin 

Brampton 

Brighton 


Berlin  .    . . . 

Ottawa 

Toronto  . . 
St.  Thomas. 
Winnipeg  . , 
Port  Hope  . 
Woodstock 
Norwich  . . . 
Strathroy  . . 


Oct  6. 
July    1. 

5. 

1. 

1. 

5. 

1. 
Aug.  21 . 
•Tuly  21. 

1. 
Aug.  10. 
July  1. 
14. 
Oct.  4. 
July  18. 

1. 
28. 

4. 
31. 

1. 
Dec.  7. 
Aug.  12. 
Nov.  27. 
July  11. 

4. 

1. 

31. 

Aug.    4. 


Registry 
ends  1894. 


June  30. 


Sep. 


International  Bridge July  24 

Prockville 1 

Elmira 17 

Guelph 1 

Toronto Aug.  12 

Toronto 12 

St.  Mary's July 

Hillsdale 

Hullet    

Toronto , July 

Toronto  

Fort  William 

Cornwall 

Kimball 

Toronto  

Meaf  ord 

Toronto  

Strat  ford 

Woodsville 

Mount  Forest 

Harriets\-ille  ....    

Toronto  

Glanford 

Toronto July 

L'Orignal July 

Siracoe 7. 

Pembroke 1 . 

Behvood  

Woodville Aug.  21. 

Delaware -July     1 . 

Mildmay 1 . 

Chesley 1 . 

Mount  Albert 4 . 

Brantford    1 . 

28 


1.... 
1.... 

4.... 

1.... 

3.... 

1..., 

1.    .. 

I.... 
15... 

1.... 
15... 

1..., 

5... 

7... 
Aug.  2... 
July  1... 
Sep.  14... 


i 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,   1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Jones,  F 2935 

Jones,  F.  C 3312 

Jones,  Geo.  H 2488 

Jones,  Henry      3735 

Jones,  Seneca 3184 

Jones,  Thomas 3637 

Jones,  W.  H 2560 

Jones,  Wm.  H 3847 

Jones,  W.  J 2926 

Jory,  H.  E 2794 

Jose,  Charles    2692 

J  unkin,  Irvine 2777 

Junkm,  W.  F 3180 

2544 
3651 
3652 
2820 
2427 
2358 
3578 
3402 
3854 
3778 
3159 
3699 
2730 
3667 
2632 
3238 
2399 
2436 
2093 
3763 
3334 
3939 
3882 
2179 
3800 
3931 
3264 
3049 
2729 
3888 
3405 
3628 
3350 
3349 
3372 
3900 
2525 

Key,  Wm 2167 

Kidd,  David    3289 

Kidd,  Thomas  H 3576 

KiJborn,  W 2596 

Kilgour,  Jno.  W   2344 

Kilpatrick,  S.  J I     2220 

Kimmel,  John  2768 

King,  Charles 2223 

King,  G.  E 2728 

King,  Henry  S 3431 

King,  J     3762 

King,  Samuel 3690 

Kinsman.  E.  C 2443 

Kinton,  Mackie  .   ...     2406 


Kahn,  F.  L 

Kahrs,  W.  H 

Kaingsburg,  Simon 
Kavanagh,  James  A. 

Kay,  John   

Kay,  T.  M 

Kean,  Alex 

Kean,  John 

Keary,  Jno.  W 

Keating,  W.J 

Keeler,  R.  M 

Keeling,  C.  W 

Keeling,  G.  L 

Keetch,  A   

Keith,  James     

Keith,  -Tames  J 

Kellogg,  Moses  E .    . . 

Kelly,  J 

Kemp,  Geo.  S 

Kennedy,  <t.  E.     -    . . 

Kennedy,  W 

Kennedy,  Wm.  C.  . . . 

Kenney,  .John  N 

Kenny,  S.  M 

Ken  word,  Frank  .    . . 

Kerr,  Adolph  

Kerr,  George    

Kerr,  H.  W 

Kerr,  Ja  lies 

Kerr,  James  G 

Kerr,  John    

Kerr,  Joha  L 

Kerr,  John  W 

Kerr,  Thomas 

Kerr,  W.  H 

Kerr,  W.  P 

Ketcheson,  A.  M. 


Register 

No. 


Residence. 


Port  Arthur   . 

Toronto    

Toronto    

Toronto    .... 
Hamilton  .... 

Forest 

Mount  Forest 

Guelph 

Bowmanville  . 
Barrie  


July  4. 
17. 

1. 
Sept.  19. 
July  10. 
Aug.  26 . 
July  1. 
Oct.  25. 
July     1. 

1. 

1. 

1 
10. 

1. 

Aug.  29. 

29. 

July    1. 

1. 

1. 
Aug.  14. 
July  24. 
Oct.    30. 

2. 
Prescott   !  July    7 , 


Foxborough  . . 
Bobcaygeon  .  . 
Fenelon  Falk 


Toronto    

Georgetown    . 

Ottawa 

Prescott   

Paris  .     

Farquhar  .    . . 
Nassagaweya 

Ottawa 

London  ...... 

Toronto    


Registry         Registry 
begins   1893.'  ends   1894. 


Cargill 

Cargill 

Webb  wood    .  . . 

Lindsay    

Lindsay    

St.  Catharines 

Durham   

Exeter 

Thamesville  . . 
Bobcaygeon    . . 

Toronto    

Ridgetown 

Hamilton  .    ... 

Warwick    

Waterloo 

Pickering 

Oshawa 

Petrolea  

Toronto    

North  Gower . . 

Toronto    

Toronto    

Toronto    

Brussels   

Madoc      

Belleville 

Paris 

Hamilton 

Toronto    

Toronto    

Guelph 

Lyn  

Berlin   

Ottawa 

Wingham 

Tavistock 

St.  Thomas 

Tilbury  Centre 
St.  Thomas.  . . . 
Huntsville  .... 


Sept.  12. 
July  1. 
Sept.  1. 
July  1. 
13. 

1. 

1. 

1. 
Sept.  26. 
July  18. 
Nov.  28. 

7. 
July  1. 
Oct.  6. 
Nov.  27. 
July  15, 

5. 

1. 
Nov.  9. 
July  24. 
Aug.  24. 
July  18. 
18. 
21. 
Nov.  15. 
July    1. 

1. 

15. 

Aug.  16. 

July    1. 

1. 

1. 

1. 

1. 

1. 

31. 

Sept.  26 . 


July 


June  30. 


29 


Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS    ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Kirby,  Wm.  J 

Kitt,  T 

Knapp,  Wm.  W. . . . 

Knowles,  F.  B 

Knowls;m,  Jas.  B. .. 
Know] son,  J.  M. . , . 

Kranz,  Hugo    

Kuderling,  L.  H. . . 
Kyle,  Andrew  J 

LaBelle,  James   . . . . 

Lacey,  Enos 

Lachlan,  D 

Lahey,   W 

Lahmer,  John    

Laing,  F.  H 

Laing,  George 

Laing,  Joseph 

Laird,  J.  W 

Lally,  E.  S   

Lalond,  Peter  F 

Land,  W.  A 

Landsborough,  A.  . . 

Lane,  Charles  T 

Lane,  Wm 

Lane,  Wm 

Lapum,  Edwin  S.   .  . 

La  Roche,  E.  H 

La  Rue,  Burton  . . . . 

Larke,  C 

Latta,  Samuel  J 

Laughtcn,  J.  H 

Lavis,  George  A 
Lawlor,  Herbert  W. 

Lawrence,  W 

Lawrence,  W.  A . . . . 
Lawson,  James  A. . . 

Lawson,  Joseph 

Lazier,  T.  C 

Leach,  Geo.  E 

Leach,  Z.  A 

Leatherdale,  Wm.  J 

Lee,  Wm 

Leek,  John   

Legate,  Thos 

Legate,  Wm 

Leighton,  Robert . . . 
LeMoyne,  A.  M. .  .  . 
Lendrura,  Wm.  G. . . 

Lennox,  T.  H 

Ijent,  James  E 

Lett,  C.  A 

Lett,  F.  A 

Levitt,  Samuel 

Lewis,  Geo.  D 

Lewis,  W.  H 

Leys,  F.  B 

Liddell,  J.  G 

Liersch,  E   

Lightboum,  F.  J.  .. 

Lillie,  Chas 

Limpert,  John 

Limpert,  Orion    

Limage,  J.  A 

Lindsay,  A.  N 


Register 
No. 


3874 
2453 
38oo 
3274 
2364 
2787 
2805 
2194 
3179 

3034 
2294 
2523 
2662 
2307 
2881 
2940 
3423 
2349 
3559 
3653 
2765 
3208 
S577 
2621 
2727 
3703 
2725 
3738 
2429 
3993 
2447 
3415 
3487 
2363 
3944 
3832 
2652 
2356 
3121 
3806 
3102 
2335 
3429 
2175 
2182 
3781 
3194 
3481 
2795 
3505 
3266 
3272 
2283 
2821 
3968 
3998 
3392 
3440 
3515 
2588 
2679 
3755 
2833 
2580 


Residence. 


Toronto    

Lucan   

Colborne  .    . 

Peterborough . . . 

Lindsay   

Lindsay   

Berlin   

Sault  Ste.  Marie 
Wiarton 

Windsor 

London  

Blenheim 

Brantford    

Carrville 

Windsor 

London  

St.  Thomas 

St.  Mary's 

Barrie   

Zona  Station  . . . 

Ottawa 

Shelburne    

Peterboro'   

Toronto    

Goderich     

Napanee  

Belleville 

Staples 

Colborne    

Zurich 

Parkhill 

Iroquois 

Hawkesbury  . . . 

Stratfoi-d 

Milton 

Delhi 

Chesley 

Belleville 

Tilsonburg 

Lucknow 

Coldwater   

Toronto    

Mt.  Albert    

Shelburne    

Owen  Sound  . . . 

Crossbill 

Penetang 

Peterboro'   

Aurora , 

Picton 

Barrie  

Barrie  

London  

Gait 

Hamilton 

London  .    

Brantford    ..... 

Baden  

Toronto    

Toronto    

Preston 

Hespeler 

Toronto    

St.  Catharines  . 

30 


Registiy 
begins   1893. 

Nov.    2.... 

July     1.... 
Oct.    30... 

July  L5 . . . . 
1.... 

1.... 

1.... 

1.... 

10. . . . 

5.... 

1.... 

1.... 

1.... 

1.... 

1  ... 

4.... 

26  ... 

1.... 

1... 

Aug.  29 

July    1.... 
11.... 

Aug.  14.... 

July    1.... 

1.... 

Sept.  14.... 
July    1.... 

Sept.  20 

July    1.... 
Dec    18.... 

July    1.... 
26.... 

Aug.    4 . . . . 
July     ] . . . . 
Nov.  30. .    . 

Oct.   17.... 

July    1.... 
1.... 

July    6 

Oct.     7.... 

July    5.... 
1.... 

31.... 

1.... 

1.... 

Oct.     2.... 

July  10.... 

Aug.    4 

July    1.... 

Aug.    5 

July  15.... 
15.... 

1.... 

1.... 

Dec.     8.... 

19.... 

July  24.... 
31  ... 

Aug.    9.... 
July    1.... 

Sept.  22 ... . 
July    1.... 

Registry 
ends  1894. 


June  30. 


i 


67  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSUEANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Lindsay,  H.  P 

liindsay,  N.  A 

Lindsay,  W.  R 

Linger,  E.  E 

Linton,  C.  B 

Linton,  E 

Litt,  J.  G 

Little,  James 

Littlejohn,  Robert  W. .. 

Little,  Wm.  U 

Livingston,  T.  C 

Logan,  Alex 

Logan,  M.  S 

Logan,  S.  A 

Loney,  P.  A 

Long,  Thomas 

Loscombe,  Albert  E.  M. 

Lourey,  D 

Lovell,  Robert 

Lowes,  J.  W 

Lowrey,  E.  M 

Lucas,  VVm 

Luckham,  D.  R 

Luckhaidt,  J.  P 

Lyndon,  Joseph 

Lyons,  (jleorge 


Register 

No. 


Macal aster,  Wm.  L. . 
Macartney,  E.  A. . . . 

Macartney,  W.  C 

Macdonald,    D.  J. . . 
Macdonald,  Jno.  A.  . 

Macdonell,  A.  I 

MacFarlane,  R 

Macgregor,  A.  S 

Macgurn,    Foster.... 

MacKechnie,  N 

Mackenzie,  Alex 

Mackenzie,  Jno.  A. . 
Mackid,  A.  A       . . 

Mac  Lean,  Joseph 

MacmahoD,  H.  P.  . . 
Macnab,  Finlay  F.  . . 
Macomb,    Thomas . . . 

MacNabb,  John 

Macpherson,  A 

Macpherson,  D . .  .  . 
Macpherson,  W.  F. . . 

Madill,   B 

Magill,  Samuel 

Maguire,  Chas.  H.  J. 

Magurn,   J.  B 

Mahafify,  Gibson   . . . . 

Mahon,  M.  J 

Maitland,    James.    .. 

Malone,   John   

Mallon,   Arthur  D . . . 

Mansell,  I.  J 

Marcey,  Andrew.... 
Mareach,  John  L .  . . 

Marler,  W.  L 

Marsden,  Wm 

Marshall,  C,  S. 

Marshall,  Edwin  . . . 
Marshall,  F.  J 


2849 
2579 
3235 
2211 
2fi88 
2517 
2262 
3548 
3815 
2158 
3936 
3849 
3484 
3507 
2332 
2096 
2225 
2983 
2913 
2221 
2995 
3617 
3028 
3869 
3974 
3198 

3915 
2322 
3183 
2435 
3415 
3488 
3366 
2237 
3924 
2726 
3904 
2885 
2174 
3851 
2883 
3666 
2333 
2782 
2963 
2400 
3166 
3589 
3655 
3949 
3105 
3399 
2229 
3866 
3980 
3935 
3603 
2275 
3499 
2086 
2201 
2546 
3520 
3754 


Residence. 


Peterborough . . 
St.  Catharines 

Toronto    

Hamilton 

Gait 

Gait     

Berlin 

Belleville 

Clachon    

Milverton    . . . . 

Winnipeg 

Parry  Sound  . . 

Morrisburg 

Brockville   . . . . 

Cornwall    

Port  Hope 

Kingston 

Brantford    .-.  . . 

Toronto    

Toronto    

Brantford 

Watfoid 

Amherstburg.. 

Eimira    

Toronto    

Toronto    


Toronto 

Paisley 

Hamilton  . . . . 

Toronto 

Arnprior 

Cornwall 

Durham 

London  

Windsor 

Paisley   

Hamilton  . . . . 

Sarnia 

Hamilton  . . . . 
Bowmanville  . 

Aylmer 

Arnprior 

Toronto 

Lucknow .... 

Markdale 

Ottawa  . 

Prescott 

Beaverton    .  . . 

Lindsay   

Montreal   . . . . 

Toronto 

Mitchell 

Colgan 

Omemee. .    . . . 

Brechin 

Lindsay 

Brockville. . . . 
Brantford  .  . . . 
Port  Hope. . . . 

Ottawa 

Burlington  . . . 

London  

Toronto  

Grand  Valley. 

31 


Registry 

begms   1893. 

July    1.... 

1.... 

13.... 

1.... 

1.... 

1.... 

1.... 

Aug.  12.... 

Oct    14.... 

July     1.... 

Nov.  28 ... . 

27.... 

Aug.    4.... 

0.  . . . 

July     1.... 

1.. 

1.... 

4.... 

1.... 

1.... 

4.... 

Aug.  23.... 

July    5.... 

Nov.    2.... 

Dec.     8.... 

July  10... 

Nov.  20.... 

July    1.... 

10.... 

1.... 

1.... 

Aug.    4 

July  20.... 

1.... 

Nov.  27.... 

July    1.... 

Nov.  17.... 

July    1.... 

1.... 

Oct.    30.... 

July    1.... 

S«pt.   1.... 

July    1.    ..I 

1.... 

4... 

1.... 

8.... 

Aug.  21 ... . 

29.... 

Dec.    2.... 

July    5 

24.... 

1.... 

Nov.    2.... 

Dec.  11.... 

Nov.  28.... 

Aug.  21.... 

July    1.... 

Aug.    5 

July    1.... 

July    1.... 

1.... 

Aug.    9... 

Sept.  22.... 

Registry 
ends  1894. 


June  30. 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892, 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent, 


Marshall,  George  E 

Marshall,  James 

MarshaU.  W.  J 

Martin,  D.  Esdon 

Martin,  Evan  S 

Martin,  G.  T 

Martin,  J.  F 

Martin,  W 

Martin,  Wm.  F 

Martin,  W.  H 

Martin,  Wm.  S 

Martyn,  Ang^s 

Martyn,  Murdock 

Marx,  Frederick 

Mason,  !>,  K 

Mason,  John 

Mason,  John 

Mastin,  R.  B 

Mather,  W.  J 

Matthews,  James 

Mattheivs,  J.  J 

Mawhinney,  Wm 

Maxwell,  H 

Maxwell,  R.  T 

May,  George 

May,  W.  F   ...      

Maycock,   Alfred 

Mayburry,  T.  A 

McAlpine,  D 

McArthur,  A.  B 

McArthur,   Donald 

McArthur,  N.  D 

McAuley.  W.  J 

McBeth,  Jno.  J.  D     . . . . 
McBride,  Roderick 

McBroom,  Gf  orge 

McCall,  Walter  C 

McCallum,  Angus  P.  .    . 

MeCann,  J.  S.  R 

McCartney,  H 

McCartney,  W.  H   

McCarthy,  J.  O   

McCaw,  Wm 

McClean,  Jno.  N 

McClellan,  J.  H 

McCleilan.  P..^ 

McConnell,  J.  S     

McConnell,  NeuTnan  C. 

McCrimmon,  A.    M. . . 

McCuaig,  Colin  M 

McCurdy,  J  no 

McCutcheon,  J.  K 

McDonald,  C 

McDonald,  Hugh  J 

McDougall,  Neil 

McDougall,  W.  H 

McElderry,   J.  E 

McEwan,  David  R 

McGee,  Samuel 

McGibbon,  Walter  .... 

McGillivray,   John  A.. 

McG.iverin,  Thomas  . . . 

McGrath,  Robert 

McGregor,  J.  Russell.. 

McGregor,  R.  A 


Eiegistei 
No. 


3362 

3066 

3090 

3636 

2185 

2809 

3082 

2576 

3966 

2571 

3571 

2649 

2639 

2951 

2110 

3378 

2565 

2150 

2838 

3790 

3509 

3817 

3167 

3040 

3937 

2931 

2799 

3001 

3156 

2759 

3920 

3496 

2206 

3752 

3692 

2388 

2313 

3967 

3426 

2362 

3495 

2847 

3809 

3682 

3160 

2775 

2169 

3707 

2668 

3555 

2877 

2502 

.S026 

3444 

3028 

2791 

2819 

2383 

2897 

2482 

2121 

.S663 

3511 

3990 

2646 


Residence. 


Registry 
begins,  1893. 


Bailieboro' !  July  20 

Kingston 

Waterloo 

Wingham 

Cayuga  

Smith's  Falls 

Pari? 

North  Bay | 

St.  Thomas   Dec. 

Ottawa July 

Toronto j  Aug. 

Ripley i  July 

Ripley 

Chatham 

Toronto    

Brantford    

Stratford 

Picton 

Toronto    , .     . . 

Acton      

Petrolia 

North  Bay 

Oshawa  

Sarnia    .  • 

Toronto    

Parkhill 

Bailieboro' 

Parkhill 

London  

Walkerton 

Gore  Bay 

Belleville 

Hilton     

Markham 

Arnott 

Toronto    

Simcoe 

Belmont 

Kingston   

Millbrook 

Bethany 

Welland 

Montreal 

Ruskview 

Toronto    

Sutton  West 

Chatham 

Athens 

Vankleek  Hill 

Woodstock 

Kirkton 

Toronto    

Markham 

Ridgetown 

Port  Arthur . 

Alliston 

Guelph 

Berlin 

Amherstburg 

St.  Catharines ....      .... 

Toronto    

Gait 

Bethany  

Gore  Bay 

Massie 


Aug.  25.., 
July    1... 

1.. 

5... 

1.. 

7.. 

1.. 
19.. 

i. . 

1.. 

3.. 

1.. 
21.. 

1.. 

1.. 

1.. 
Oct.  4.. 
Aug.  5  . 
Oct.  11.. 
July    8.. 

5. . 
Nov.  28.. 
July    1.. 

1.. 

4.. 

7.. 

1.. 
Nov.  24.. 
Aug.  5.. 
July  1.. 
Sept.  21.. 

11. 
July    1.. 

1  . 
Dec.  7.. 
July  28.. 

1.. 
Aug.    5 . . 
July 
Oct. 
Sept. 
July 


1. 
10. 

6. 

7. 

1. 

1. 
Sept.  14 . 
Julv  1. 
Aug.  12. 
July    1. 

1. 

5. 
31. 


1. 

1 

1. 

1. 

1. 

1. 
Aug.  31 . 

7. 
Dec.  14. 
July    1. 


Registry 
ends,  1894. 


June 


32 


57  Victoria. 


Sessional  Papers  (No.  13). 


A. 1894 


INSURANCE  CORPORATIONS  ACT,   1892. 
Schedule  op  Life  and  Accident   Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


McIIroy,  S.  B 

Mclnnes,  \J.  S 

Mclnnes,  Malcolm 

Mclnnis,  J.  H 

Mcintosh,  Colin 

Mcintosh,  Duncan 

Mcintosh,  Jno.  H 

Mcintosh,  J.  J 

Mcintosh,  Wm 

Mclntyre,  W.  F 

McKay,  Alex.  J 

McKay,  -J.  A 

McKay,  N 

McKee,  Thomas 

McKee,  W.  J 

McKeown,  Daniel  .1  .... 
McKeown,  Henry 
McKercher,  Thomas. 

McKenzie,   Alex 

McKenzie,  A.  1 ) 

McKenzie,  Alex  F 
McKenzie,  Archibald.  . . 

McKenzie,  D    K   . 

McKenzie,  .Tohn   

McKinn,  Thomas 

McKinlay,  1  )uncan .    ... 

McKinlay,  John  F 

McKinnon,  Peter  D 

McKitrick,  S.  H  .    

McLachlin,  Gen.  E 

McLaren,  Hugh,  jr 

McLaughlin,  James  . . . 

McLaughlin,  Wm 

McLean,  Donald  McK  . 
McLaughlin,  .(ohn 

McLeod,  U.  A 

McLeod,  [>  W 

McLeod,  J.  R       

McLeod,  John  S         

McMahon,  James  H   . . . . 

Mc Master,    F.  J.  C 

McMiMan,  Peter  .    

McMillan,  Wm   (J 

McMrmagle,  A.  R    

McMullen,   Win   

McMurtry,  J.  A 

McMurtry,   T.  II    

McNahb,  W.  D 

McNauffhton.  Alex 

McXee,  Arch'd    

McNeil,  Wm.  T 

McNichol,  John 

McPherson,  Arch'd. . 

Mc  Pherson,  Peter 

McRae,  Philip  J 

McRitchie,  A.  R 

McRitchie,   John 

McRobert,  E   J 

McRobert,   Freeman 

McSherry,    W.  G 

McTaggart,  Geo.  D 

McTavish,  D 

McTavish,  Chas.  F 

McWhinnie,  W.  L 

Meadows,  H.  M 


Register 
No. 


3017 
3813 
2244 
2967 
3917 
2865 
3333 
3542 
3330 
2582 
3020 
2613 
1515 
3080 
3859 
2407 
3013 
3(i()8 
3S31 
3915 
2478 
2803 
3285 
2265 
2953 
2148 
3059 
3371 
3987 
3139 
2882 
2298 
2143 
3877 
2481 
3336 
2149 
3914 
3300 
3412 
2915 
3763 
3199 
3501 
2620 
2315 
3018 
2817 
3719 
3786 
3469 
3785 
3816 
3662 
2C95 
3212 
3689 
2543 
2547 
3400 
2240 
2228 
3318 
2308 
2551 


Residence. 


23  (IN.) 


Hamilton 

Hamilton 

London 

Barrie 

Carleton  Place. 

Embro    . .  . 

Strathroy 

Toronto    

Constance 

"Toronto      

Toronto      

Woodstock 

Plattsville. .    . . 

Winnipeg 

Windfor 

North  Bay  . .    . 

Kernptville .... 

StittsvilJe 

Hlyth 

Rat  Portage .  . . 

Mavden 

Durliam     ..    .. 

•St.  Thomas 

Shelburne    .  . . . 

Shelburne    .  .  . . 

Midland 

Ridgetowu    . . . 

Rat  Portage.    . 

Orangeville.  . . . 

Hamilton  .    . . . 

Pt.  Elgin 

Plattsville 

Meaford 

Kincardine .... 

Perth  .    ., 

Woodstock  .... 

Colli  ngwood. . . 

Georgetown  . . . 
London  . 

Hanover 

Madoc    

Beaverton 

London  . 
Monroe's  Mills 

Toronto    

Toronto 
Bowmanville    . 

St.  Thomas 

Fort  William.. 

Windsor 

London  

Creemore   

London  

Tiverton 

Brechin 

Morpeth 

Ripley 

London  .    

London  

Toronto 

Clinton 

Toronto    

H.amilton , 

Woodstock  . .    . , 
Woodstock    .... 

33 


Registry 
begins,  1893. 


July 
Oct. 
July 


Oct. 
July 


Nov.  21 , 
July  1. 
18 
Aug.  11 
July  18. 

1 

5. 

1. 

1. 

5. 
30: 

1. 

5. 

Aus.  21. 
•July  18. 
Nov,  30. 
July    1. 

1. 
15 

1. 

4. 

1. 

5. 

21 

Dec.  13 

July    7. 

1. 

1. 

1. 

4. 

1. 
18. 

1 

Nov.  20. 

July  15 

25 

1. 

1. 

10 

Aug.    5. 

July    1. 

1. 


Sept.  15. 

Oct.     3. 

Aug.    2. 

Oct.     3. 

11. 

Aug.  31. 

July    1. 

11. 

Sept.  12. 

July    1. 

1. 

24. 

1. 

1. 

18. 

1. 

1. 


Nov. 
July 


Registry 
ends,  1894. 


June  30 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE    CORPORATIONS  ACT,   1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Meadow.-,  Thomas    .  .  . 

Meharry,  H.  B 

Meikle,  John  L    

Meir,  George 

Meiritt,  Geo.   H 

Merry,  VVm.  T 

Metnerell,  Geo.  A 

Metzler,  Jno.   W 

Middleton,   H.  A   .... 
Middleton,  Thos.  A  . 

Miheli,  G.  A    

Mill,  J.  A 

Miliar,   Wm 

Miller,  Chas.  P   

Miller,  Geo.  W   

Miller,  H.  H 

Miller,  Jas.  A 

Miller,  Jas.  W 

Miller,  John 

Miller,  John  N 

Miller,  R.  B 

Miller,  Kobt.  fl 

Miller,  R.  K 

Mi  ler,  Thomas 

Miller,  Walter 

Milliau,  Jno.  H 

Millman,  Jno.  T 

Mills,  John  ... 

Mill.s  J.  Bidwell.... 
Mill-,  Thomas   .... 

Mills,  Thomas 

Milne,  Wm.  G    

Miner,  Henry 

Minto,  James 

Minty,  F.  C.  G   

Misener,  Frank  E  .  .  . 

Mitchell,  Fred 

Mitchell,  W 

Mitchell,  W.  D 

Mitchell,  \V.  G   ...    . 

Mix,  James 

Moag,  Stewart 

MoflEat,  J.  S 

Mole,  Charles 

Moles,  R.  G 

Monk,  Lewis  H 

Monroe,  Duncan  . . . . 

Monteith,  John 

Moody,  Hoberc 

Mooney,  Henry    . . . . 

Moore,  Thomas  .    . . . 

Moore,  F.  A    

Moore,  Geo.  F 

Moore,  J.  Austin    . . . 

Moorehouse,  H.  J . . . 

Mooring,  George  . . . . 

Moreton,  R.  R 

Morgan,  Chas.  E. . . . 

Morgan,  P.  L 

Morgan,  W.  P 

Morris,  Abraham   . . . 

Morris,  Alexander... 

Morris,  Charles 

Morris,  Harvey 

Morris,  S.  B 


Register 
No. 

Residence. 

Registry    ' 
begins,  1893. 

Registry 
ends,  1894. 

2553 
2192 
3448 
2733 
2426 
3803 
3237 
2724 
3169 
3170 
3256 
2960 
2898 
24S3 
2514 
3361 
2466 
2490 
3472 
3909 
2324 
3740 
3055 
2222 
2516 
3418 
2766 
3621 
3214 
2108 
3129 
2119 
2722 
3106 
2425 
2162 
2284 
2157 
3512 
2764 
2534 
3612 
2721 
3158 
3162 
3708 
2584 
2215 
3976 
2521 
2336 
2548 
3929 
3704 
2855 
2155 
3692 
3227 
2625 
3189 
2828 
3416 
2380 
2090 
2124 

Woe  dstock 

Peterborough 

Poit  Arthur 

Owen  Sound 

July    1... 

1     .. 
31.... 

1.... 

1.... 
Oct.      7.... 
July    13.... 

1.... 
10.... 
10.... 
14.... 

4.... 

1... 

1.... 

1.... 
20... 

1.... 

1.... 
Aug.     2.... 
Nov.   18.... 
July      1.... 
Sept.  20.    ,. 
July      5.... 

1.... 

1... 
26.... 

1.... 
Aug.   22.... 
July    11.    .. 

1.... 

7. . . . 

1..   . 

1.... 

5.... 

1.... 

1.... 

1.... 

1.... 
Aug.     7 . . . . 
July     1.... 

1... 
Aug.   21.... 
July      1.... 

7.... 

7.... 
Sept.  14.... 
July     1... 

1.... 
Dec.     8.... 
July     1.... 

1.... 

1/... 
Nov.   27  .. 
Sept.  14.... 
July     1.... 

Sept.     9,'.'.'.'. 

July    12.... 

1.... 

10... 

1.... 

26.... 

1.... 

1.... 

1.... 

June  30. 

Loudon  

<> 

Toronto    .... 

(( 

Lindsay 

i< 

N  apanee 

Lindsav 

(( 

Lindi-ay    

Ailsa  Craig 

" 

( "ttawa 

J, 

Toronto 

1( 

London  

X 

" 

Mt.    Albert 

<« 

<( 

\V  alkerton 

Goodwood 

Owen  Sound     

Hamilton     ...    

St    Helen's 

'< 

Stratford 

., 

Goderich 

<< 

Woodstock 

" 

Hamilton 

" 

Kingston   

<t 

Belleville 

'1  oronto    

(( 

Smith's  Falls    

" 

<( 

^^'alkerville 

•  ( 

Marshville 

Innerkip    

(< 

Port  Elgin 

(t 

Atwood 

Carleton  Place 

Elmvale    

Smith's  Falls     

Gait 

JJ 

" 

" 

Cornwall 

Raper         

<t 

" 

Ottawa 

<( 

Toronto 

Toronto  . . . , 

(I 

«« 

Brockville 

(1 

(C 

FTamilton        

«< 

Clifton 

" 

Napperton 

l( 

Uxbridge 

it 

Toronto 

II 

Rodney  

" 

34 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS    ACT,  1892. 
Schedule  of  Life  and   Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Register 

1     No, 


Morrow,  Charles  R. 

Morson,  Alfred  E 

Morton,  Adam 

Morton,  Geo.  K 

Morton,  R.  M 

Morton,  S.  E   

Moseley,  Frank 

Mosher,  A 

Mowbraj-,  R.  R 

Moyer,  Melvin 

Muir,  James  M 

Muirhead,  Andrew  D   . 

Munro,  G.  G.  G   

Muntz,  Geo.  H    

Murchison,  John 

Murdoch,  A 

Murphy,  J.  A 

Murray,  David 

Murray,  .John  C 

Murray,  Wm.  A 

Murray,  W.  C 

Murray,  W.  J    

Mutchmor,  Alexander. 


Naftel,  Francis  J.  T   . 

Naftel,  F.  J.  T 

Neal,  W.  J.  T 

Neil,  Oscar 

Neill,  James  H   

Nelles,  J.  A   

Nelles,  T.  R  

Nesbitt,  S.  G.  M 

Nesbitt,  Samuel    .    . 
Neville,  Rich'd.  B.  T. 
Neville,  Richard . . . .    . 

Nicholis,  John  T 

Nightingale,  Chas.  E  . 

Niles,   VV.  C 

Nixon,  F 

Nixon,  H.  R 

Noble,  VVm 

Noble,  Wm 

Nutting,  Marshall  L   . 
Nye,  Bartlett 


O'Boyle,  W.  F 

O'Brien,  George   . . . 

O'Brien,  J.  H 

O'Connor,  H.,  jr. .  . 
O'Conrtor,  James  M 
O'Donnell,  John. . .. 
O'Donoghue,  John. . 
O'Donovan,  M  . . .    , 

O'Flynn,  H.  H 

O'Loughlin,  Henry  . 

O'Meara,  T.  J 

Odette,  Daniel  B  .. 
Ogden,  Henry  H  . . . 

Ogilvie,  J.  B 

Old,  James,  jr 

Oliver,  Wm.  C 

Oram,  John  P 


Morrison,  George  E :  3732 

Morrison,  Stuart 3203 

Morrison,  Wm '  3295 

'"   "   ~  2320 

3613 
2774 
2270 
3606 
3441 
2760 
3912 
3702 
2133 
2321 
3838 
2857 
3956 
2892 
2941 
2677 
2914 
3725 
3365 
2541 
3019 
3618 


2105 
2720 
3459 
3390 
3750 
2948 
2511 
3041 
3626 
3475 
3561 
3091 
3138 
2606 
3303 
3605 
2489 
3125 
3549 
31.12 

3168 
2869 
3014 
2875 
2109 
3825 
2952 
2210 
3277 
3535 
2815 
3930 
2441 
2719 
2888 
3940 
2468 


Residence. 


Sarnia    

Toronto    

Toronto    

Copetown ». 

Toronto  

Brampton   

St   Thomas     . . . 

Windsor 

Keswick 

Parry  Sound  . . . 

Toronto    

Kinsale 

St.  Catharines   . 

Waterloo   

Brantford 

Toronto    

Toronto    

Lncknow 

Hamilton     

Ottawa  

Kingston 

Braemar 

Iroquois 

Aylmer  . .      .... 

Brooklin 

Ottawa 


Goderich  . . . 
Goderich  .  . . , 
Kingston  . . . 
Seaforth  . . . . 
Toronto  .... 

London     

Simcoe   

Brighton  . . . . 
Toronto  . . . . 
Toronto  . . . . 
Woodstock  . 
Strathroy  . . . 
Wallaceburg 

Toronto  

Dundalk  ... 
St.  George  . . 
Brampton . . . 

Guelph 

Lindsay 

Montreal .... 


Lindsay 

Toronto  

Uxbridge    . . . . 

IngersoU 

Brussels   

Peterboro'   . . . . 

Stratford 

Whitby 

Madoc 

St.  Catharines 

London  

Windsor 

Sarnia 

Aylmer 

Caledonia    . . . . 

Toronto    

Kingston 

35 


Registry 
begins,  1893. 


Aug. 
July 


Sept.  19 

July    11 

15 

1. 
21. 

1. 

1. 

Aug.  21. 
July    31. 

1. 
Nov.  20. 
Sept.  13. 
July      1. 

1. 
Oct.  21. 
July  1. 
Dec.  5 
July      1. 

3. 

1. 

1. 
Sept.  16. 
July    20. 

1. 

5. 
Aug.  23. 

July     1. 
1. 

Aug.  1. 
July  24. 
Sept  20. 
July      3. 

1. 

5. 
Aug.  22. 

2. 
12. 

5. 

7. 

1. 

17. 

Aug.   21. 

July     1. 

6. 
Aug.  12. 
July      7. 


July 


Oct. 
July 


July    10. 

1 

5. 

1 

1. 
16. 

4. 

1. 
15. 
Aug.  10. 
July  1. 
Nov.  27. 
July     1. 

1. 

1. 
Nov.  28. 
July      1 


Regi.^try 
ends,  1894. 


June  30 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS    ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continue'/. 


Name  of  Agent. 


Orr,  George  H  . . . 

Osier,  E.  H 

Ouelette,  C.  A  . . . 
Ouimette,  Wru.  L 

Owens,  J.  P 

Owens,  P.  B 

Owens,  Wm.  G   . . 

Oxlev,  A.  M 

Oxley,  A.  E 


Pacaud,   Gaspard   . . 

Packert,  Ohas    

Pauier,  S.  H 

Palmer,  P.  R   

Papineau.  P.  C 

Paqn-tte,  P.  S 

Paidington,  Jos.  H   . 

Parker,  James 

Parker,  Jas.  E 

Parkes,  Thomas  ...    . 

Parlow,  Edward 

Prescott,  E.  E 

Parsons,  E.  E 

Parsons,  Horace  W. . 
Parsons,  Thomas  . . . . 

Passmore,  8.  F 

Pastorius,  C.  J 

Patterson,  Henry  J . . 
Paterson,  James  A  . . 

Paterson,  Peter  

Paton,  P 

Patterson,  Thomas 
Patterson,  Thomas  . . 

Pattison,  A.  O 

Paul,  John    

Payne,  G.  Pack  wood 

Pearen,  J.  M 

Pearce,  R.  P 

Pearson,  Chas 

Peckham,  J.  R 


Register 

No 


2491 
2263 
2718 
2916 
2973 
2812 
3110 
2442 
2690 

3757 
2424 
2419 
2249 
3728 
3485 
2839 
3585 
2404 
3427 
3895 
2645 
3819 
2943 
3025 
3337 
3325 
3657 
2091 
3562 
3821 
2433 
2448 
2530 
2422 
2258 
2586 
3067 
2717 
2163 


Pedlar,  Samuel   j    2486 

Peine,  Louis     ]    3157 

Peirce.  Robert i    3388 

Pengilly,  W.  H  . . 
Pennington,  M.  A 
Pennock.J.  T... 

Pennock,  Wm 

Perdue,  W.  H 

Perkins,  W.  A  . . . . 
Perchard,  J.  F    ... 

Percy,  John 

Percy,  Uriah   

Perkins,  Joseph  L. 
Perlev,  Chas.  S  . . . 

Perrett,  H.  W 

Perrin,  J.  D     ...... 

Perry,  A   

Perry,  Arthur  W 
Perry,  Lewis  E   .  . . 

Perry,  R.   P 

Perry,  Wm.  C 

Peters,  H.  S 

Peters,  N 

Peterson,  C  H 


3959 
3649 
2524 
2366 
2716 
2278 
3492 
3408 
3126 
3419 
3304 
2456 
2917 
3068 
3519 
3156 
2986 
2369 
2507 
2682 
2267 
Pethick,  Wm.  E i     2959 


Residence. 


Toronto  

Cobourg  

Tilbury  Centre 
Londesborough 

Oshawa 

London  

Forest 

Toronto    

Toronto    


Windsor  ...... 

Stratford 

St.  Thomas 

Belleville  

Constance 

Vanleek  Hill . . 
Toronto  ....    .. 

Stirling 

Ottawa 

Empire 

Toronto 

Chatham 

Walkerville  . . . 

Forest 

Orangeville  . . . 
Brantford    .... 

Harrow 

Ale.xandria    . . . 

Totoiito    

Tori'iito     

Parrie 

Stratford  

Gait    

Clinton 

London  

Toronto    

Mt.  I  lennis , . . 

Kingston 

Toronto    

Niagara  Falls  . 

Toronto    

New  Hamburg 

Brantfojd 

Cobourg  

Hamilton 

Ottawa 

Ottawa 

Walkerton  .... 

Petrolea 

Lindsay   

Toronto    

W  hitevale   .... 

Lindsay     

Brantford  .... 
Pembroke  .... 
Bailieborough 

Kingston 

Toronto    

Newburgh  .... 
Bracebridge    . . 

VI  t.  Forest 

Uxbridge 

Port  Hope  . . . . , 

Clifford 

Bowmanville    . 


Registry 

Registry 

begins,  1893. 

end.<,  1894. 

July    1.... 

June  30. 

1.... 

1.... 

1.... 

4.... 

1.... 

5.... 

1.... 

1... 

Sept.  23... 

July     1 . . . . 

1.    .. 

1.    .. 

Sept.  16.    . 

Aug.    4.. 

July    1   .  . . 

Aug.  21.    .. 

July     1.... 

31.... 

Nov.  13.... 

July    1.... 

Oct.   16.    .. 

July    4.... 

5.... 

18....; 

18.... 

Aug.  30 

Ju.y    1 

Aug.  18.... 

Oct.   16.... 

July     1.... 

1.... 

1.... 

1....I 

1..    . 

1.... 

5.... 

1.... 

" 

1.... 

" 

1.... 

7.... 

(( 

24. . . . 

" 

Dec.     6.... 

" 

Aug.  25... 

<i 

July    1.... 

" 

1... 

" 

1.... 

" 

L.  .  .  . 

" 

Aug.    5  ... 

" 

July  25.... 

6.   . 

" 

26.... 

i( 

17.... 

"♦ 

1... 

" 

1.... 

" 

5.... 

" 

Aug.    9.... 

«' 

1.... 

" 

July     4.... 

K 

1.... 

>« 

1.... 

" 

1.... 

" 

4.... 

" 

I 


36 


bl  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSUEANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Register 
No. 


Eesidence. 


Petre,  Alexander      2715 

Petrie,  W.  T    3473 

Pettypiece,  J.  H      . .    2355 

Phelps,  Wesley  H 3733 

Phillips,  D    3984 

Phillips,  Richard   3841 

Phillips,  Samuel 2998 

Pickell,  Belding 2343 

Pickell,  Belding 2558 

Pickup,  W.  S 2714 

Pinder,  Wellington   3357 

Piercy,  Jas.  W    2196 

Pillon,  VVm.  J 2958 

Pinkerton,  Thos 3042 

Pitkin,  Gilbert  S    3505 

Piatt,  Rupel  C 3369 

Plewes,  David  1     3533 

Plum,  W.  R. .    3165 

■         ■  3130 

3747 
2231 
2674 
2127 
3560 
3539 
2299 
3247 
2866 
2566 
3645 
2438 
2437 
2671 
3665 
2272 
2665 
2781 


Plumley,  Miles  S   

Plummer,  Albert  H 

Pochlman,  Thos. . . 

Porte,  W.  J , 

Porteous,  A.  T    

Potter,  Dexter,  D.'E..., 

Potticary,  Mark   , 

Pottruff,  Jonathan    . , . . 

Powell,  A.  B    

Powell,  J.  B    

Pratt,  T.  S   

Pray,  Chas.  W    

Price,  Geo 

Pritchard,  Geo    

Proctor,  C.  E 

Proctor,  Wm   

Pujolas,  Robt.  .J 

Purvis,   Henry  J    

Pye,  Chas 


Quarrie,  W.  S. 


Radcliffe,  J.  H    

Radcliffe,  Richard . . . 

Rae,  Robert 

Rae,  R.  A 

Rae,  .John 

Rae,  W.  H   

Rahellej',  Michael  J. 

Rainsford,  Wm 

Raitt,  Thos.  R    

Ramsay,  .John 

Rapley,  J.  W 

Rapley,  M    

Ratcliff,  Thomas 

Rathbun,  F.  S 

Ratz,  .Jacob 

Ray,  S.  W    

Raymo,  Wm.  A 

Read,  F.  H      

Read,  John 

Read,  John  L 

Redditt,  B    

Reed,  Jos.  B    

Reed,  J.  C   

Reece,  Jno.  R 

Reesor,  F.  A    


2618 

2956 
2909 
3802 
2713 
3574 
2944 
3973 
3317 
2609 
3233 
2712 
2874 
2789 
3278 
2461 
2858 
3643 
3908 
3814 
3396 
2120 
2097 
2798 
3332 
290] 


Eloia    

Holstein 

An;herstburg   . 
St.  Catharines 

Kingston 

Havelock     

Georget6wn    . . 

Seagrave 

Seagrave  

Millbiook    

Arthur. ...... 

Hamilton 

Comet  .    

Pinkerton    .... 

Petrolea   

Thamesville    . . 

Norwood 

New  Hamburg 
Napanee  . . . 

Blyth    

Hanover 

Forest 

Cornwall 

St.  Catharines 

Brantford    

Hamilton     .... 

London    

Whitby    

Tilsonburg 

Alvinston    

Owen  Sound  . . 

London    

Corunna  

Harrington. . . . 

Weston    

Toronto    

Clarksburg    . . . 


Toronto 


Toronto    

Goderich 

Thedford 

Oil  Springs. . . . 

Alvinston 

Winnipeg    .... 

Toronto    

Fort  Erie   

Toronto    

Ux  bridge 

Kincardine, . . . 
Strathroy  .... 
Newmarket  . . 
Deseronto  . . . 
New  Hamburg 
Port  Arthur   . . 

Waterloo 

Brockville   

Petrolea     .... 
Bobcaygeon    . . , 
Richmond  Hill  . 

Toronto    

Toronto    

Hiintsville 

'  Markham    


Registry 
begins  1893. 


July  1.... 
Aug.  2... 
July  1... 
Sept.  19.... 
Dec  13.... 
Oct.  23.... 
July    4.... 

1.... 

1.... 

1.... 
19... 

1.... 

4.... 

5.... 

Aug.    5 

July  20 

Aug.  10.... 
July    8... 

7.... 
Sept.  20.... 
July    1.... 

1.... 

1.... 

Aug.  12 

11.... 

July    1  ... 

13.... 

1.... 

1.... 
Aug.  26. . . . 
'  '       1.... 

1.... 

1.... 

1.... 

1.... 

1.... 

1.... 

1... 


Registry 
ends,  1894. 


June  30. 


July 


Sept. 
July 


4.. 
1.. 
6.. 
1., 
17.. 
4.. 


Oct. 
July 
Aug. 
July 

Dec.     8.. 
July  18.. 

1.. 
13.. 

1... 

1... 

1... 
15.. 

1.. 

1... 
Aug.  26... 
Nov.  11... 
Oct.  13... 
July  24 . . . 

1... 

1... 

1... 
18... 

1... 


37 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894: 


INSURA.NCE  CORPORATIONS    ACT,  189?. 
Schedule  of  Life  and  Accident    Insurance  Aoents,  etc — Continued. 


Name  of  Agent, 


Reeves,  Chas.  J 

Raid,  Edwin  J   

Reid,  J    D    

Reid,  John  R     

Reid,  Robert  W 

Rennie,  J  ohn   

Rettenmier,  J.  H   . . , 
Reveler.  Samuel  S   . . 
Rew,   Harman 
Reynolds,  James  G 

Reynolds,  Jno 

Rice,  H.  L    

Rice,  \V.  H 

Richards,  E   

Richardson,  A     

Richardson,  C.  D  . . , 
Richardson,  John  . . 
Richardson,  Joseph 
Richardson,  J.  C  . . , 
Richardson,  Jas.  M  . 
Richardson,  Wm.  T  . 
Richardson,  W.  V  . , 
Riddel),  Robt  T    ... 

Ridden,  VV.  H    

Risk,  Geo  , 

Rispin,  W.  E  

Rittenhouse,  W.  B 

Ritter,  R.  E 

Roberts,  David   .... 
Roberts,  Edward    ... 
Roberts,  Geo.  W    . . 
Roberts,  Jas.  E     ... 
Robertson,  George . . . 
Robertson,  James  . . . 

Robertson,  Jno    

Robertson,  James  W 
Robertson,  Norman  . 

Robins,  VV.  S 

Robinson,  0.  H 

Robinson,  F.  W   

Robinson,  Geo.  H    . . 

Robiason,  J 

Robinson,  Thos.  jr  . , 

Robinson,  Wm    

Robinson,  W.  M     . . . 

Roche,  Gilbert 

Rochester,  James  K 

Roe,  CO    

Rogers,  Peter 

Rogers,  D.  H 

Rogers,  George    

Rogers,  R.  R   , 

Rogerson,  John 

Rogerson,  Richard . . . 

Romain,  C.  E , 

Rome,  A   

Roman,  R 

Roos,  J.  H    

Roos,  Michael 

Roos,  Peter  H 

Rorke,  George 

Rose,  A.  M , 

Rose,  Wm.  H 

Rose,  W.  S  

Ross,  Fred.  H , 


Register 
No. 


3052 
3875 
3901 
2858 
3490 
3999 
2710 
3461 
3097 
3780 
2279 
2235 
3048 
2711 
2377 
2532 
3463 
3231 
2796 
2444 
2176 
2709 
3563 
2535 
3004 
2925 
3146 
3135 
2708 
3989 
3202 
2529 
3833 
2183 
3115 
3837 
2818 
3593 
3310 
2165 
2072 
2918 
2707 
3i21 
3137 
3787 
3710 
3010 
3098 
3641 
3364 
2118 
2939 
3523 
3358 
3087 
3147 
3782 
2218 
3217 
2706 
3192 
3420 
3221 
3647 


Residence. 


Registry 
begins  1893. 


Woodstock July     5 . . 

Marlbank    Nov.    4  . 

Burk's  Falls   16.. 

Ottawa .   July    1 . . 

Peterborough   Aug.    5 . . 

St.  Catharines    Dec.  19  . 

Duart      July    1   . 

Winchester Aug.    2 .  . 

Inwood       I  July    5   . 

Allendalr     Oct.     2.. 

Pari>i   July    1   . 

St.  Mary's 1. . 

Carrie's  Crossing 5   . 

Melbourne     1 . . 

Chatham 1 . . 

Toronto    1 .  . 

Scarboro   Aug.    2 . . 

Tavistock    July  12 . . 

Beeton 1 . . 

Windsor       1.. 

Toronto .  1. 

Pickering     1 . . 

Wallaceburg Aug.  16 . . 

Waterloo July    1 . . 

Chesterfield     4   . 

Chatham 1 . . 

Beamsville    7. . 

Harri.ston    7 . . 

Cobourg   1 . . 

Toronto    Dec.  14   .  . 

Toronto    July  11 . . 

Toronto    1.. 

Toronto    Oct.    18. 

Brockville   i  July     1   . 

Toronto    6.. 

Lynedoch    ;  Oct    21 . . 

Walkerton July     1 . . 

Wyebridge Aug.  21   . 

Walkerville July  17. . 

Wallaceburg 1 . . 

Toronto    1   . 

Mt.  Brydges 1 . . 

CoUingwood     1  1 . . 

Winthrop |  26 . . 

Wroxeter 1  •  ■ 

St.  Thomas !  Oct.     3  . 

Renfrew Sept.  14   . 

(ieorgetown    July    4 . . 

Woo.dbridge    i  5 . . 

Gananoque   !  Aug.  26 . . . 

Londm    j  July  20.. 


8tayner  .  . . . 
Barrie  . . .  . 
Ingersoll  . . . 
Toronto  . . . . 
Owen  Sound 

Ottawa   

Waterloo . . . . 

Berlin   

Waterloo  . . . 
Thornbury  . . 
Rat  Portage 

Napanee 

Berlin 


7. 

4. 
Aug.  9 
July  19 


7.. 

Oct.     2.. 

July    1.. 

12  . 

1.. 

10.. 

26 

12  . 

Toronto    '  Aug.  26. 


Registry 
ends,  1894. 


June  30 


38 


57  Victoria. 


Sessional  Papers  (No.  ]3). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  am>  Accident  Insurance  Agents,  etc. —  Continued. 


Name  of  Agent. 


Register, 
No.      I 


Residence. 


'     Registry 
begins,  1893. 


Ross,  J.  L    

Ross,  J.  W  

Ross,  J.  P   

Ross,  Walter,  T  . . . 

Ross,  Wm 

Ross,  Wm.  J 
Rothwell,  W.  E  . . . . 
Rothwell,  Jas.  A    . . 

Roughton.  S 

Rouse,  S.  J 

Routh,  Jno.  T 

Runnalls,  Jno 

Rush,  H 

Rush,  T.  O    

Russell,  A 

Russell,  J.  A    

Pussell,  W.  S 

Rutherford,  George 

Ruttan,  J.  F 

Ryan,  C.  B   

Ryan,  Thomas 

Ryan,  Thomas  J  . . . 


St.  Morris,  Charles., 

Sails.  S.  E  

Sal-bury,  C , 

Salter,  J.  E      

Salter,  John  H 

Samson,  A 

Sanders,  M.  A 

Sanders,  W.  B 

Sanderson,  A 

Sanderson,  Thos. . . . 
Sand  ford,  Thos.  D.. 
Sangster,  .Tames  F. . 

Sangster,  R.  J 

Saunders,  L.  C    

Sargant,  James   

Savage,  P.  G    

Savage,  Thos.  F.... 

Scarff,  James  S 

Scarlett,  H.  A 

Schell,  D.  M 

Scott,  Chas.  R , 

Scott,  F.  W 

Pcott,  J.  W 

Scott,  R.  B 

Scott,  Ralph  E 

Scott,  R.  H 

Scott.  Wm 

Scott,  W.  R 

Scott,  R.  W 

Scott,  W.  H   

Scripture,  Thos.  W. 

ScoUard,  Thos 

Schmitendurf,  F.  A. 
Schoeliig,  Geo.  I. .  . . , 
Scholfield,  Edmund.. 

Schooley,  J.  F 

Schooley,  Wilton  A  . 
Schultz,  Christina  F . 

Secord,  J.  P 

Secord,  Percy    

Secord,  S.  W 

Seger,  Abner  O 


3887 
2125 
3373 
2929 
3722 
3717 
3376 
3209 
2129 
2591 
2104 
2705 
2460 
3140 
3205 
2500 
3961 
3883 
3569 
2554 
3311 
2073 

3109 
2992 
3075 
3347 
3870 
3204 
3391 
2780 
2783 
2434 
3932 
3783 
2327 
2091 
2423 
2459 
2385 
2116 
3868 
2181 
2094 
3326 
2871 
3038 
2462 
3200 
3453 
3382 
2389 
2164 
2236 
3250 
2413 
3424 
3154 
3329 
3522 
3756 
3597 
2138 
2552 
2410 


Aurora   

Nelles  Corner.i 
Exeter    .      . . : . 

Picton 

Glammis 

Port  Arthur    . . 

Gait 

Walkerton     . . . 

Belleville 

Toronto 

Hamilton     

Welcome 

Peterborough . . 
Peterborough . . 
Bracebridge    . . 

Chatham   

Tavistock    .... 

Shelburne    

Port  Arthur   . . 

Ingersoll 

Peterborough . . 
Sudbury  

Toronto   

Toronto    

Montreal 

AlHston    

Hagarsville 

Blenheim    

Sarnia     ...... 

Stayner 

Caledon  East. . , 

Toronto    

Brighton.    ..   . 

Florence  

Toronto    

Toronto    

Tcronto    

Richmond  Hill 

Guelph 

Woodstock  .... 

Blyth    

St.  Thomas. . . . 

Ottawa 

Highgate 

Listowel 

Seatorth     

Forest 

Stratford 

Winnipeg  .... 
Grand  Valley  .  , 

Chatham 

P(  rt  Hope 

Toronto    , 

Chatham , 

Toronto    

Zurich 

Montreal   

Brantford    , 

Humberstone  . . 

Preston    

Orillia      

St.  Catharines. . 
Woodstock  . . . . 
Welland 

39 


Nov.    8 . . 

July    1.. 

21.. 

1.. 

Sept.  16.. 

15.. 

July  21.. 

11... 

1. 

1.. 

1.. 

1.. 

1.. 

7.. 

11. 

1.. 

Dec.     7 . . 

Nov.    7.. 

Aug.  19.. 

July    1  . 

17.. 

1.. 


5., 
4., 
5., 

18., 
2., 
1.. 

24., 
1.., 
1. 
1. 

28.. 
2 

is!! 
1. 

1... 
1. 
1. 
1. 

2. 

1. 

1., 
18.. 

1.. 

5., 

1.. 
U.. 

1 
21.. 

1.. 

1  . 

1.. 
14.. 

1.. 
26.. 

7.. 
18   . 

9.. 
22.. 
21.. 

1.. 

1.. 

1.. 


Nov. 
July 


Nov. 
Oct. 
July 


Nov. 
July 


Aug. 
July 


Aug. 
Sept. 
Aug. 
July 


Registry 
ends,  1894. 


June  30. 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  axd  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Register 

No. 


Residence. 


I     Registry 
begins,  1893. 


Registry 
ends.  1894. 


Selwvn,  Edwin  A. . . . 

Scha'fer,  P.  C 

Shambleau,  Alfred  L 
Shambleau,  P.  E  .    . . 

Shannon,  W.  T 

Sharp,  Fi-ed.  S 

Sharman,  Samuel  H 

Sharp,  S    J 

Shaver,  F.  B 

Shaver,  Walter 

Shaw,  John 

Shaw,  W.  M 

Shirley,  Margaret  A 

Short,  W.  B   

Shouldice,  J.  H 

Shultis,  .John.        ..    . 

Shunk,  Silas 

Shuttleworth,  Alma  . 

Sifton,  .loseph  T 

Silcox,  Edgar , 

Silvester,  \Vm.  A.    .. 

Sinclair,  A 

Sinclair,  Uonald  A   . 

Sinclair,  D.  N 

Sisley,  E.  H 

Skerritt,  .J 

Slack,  J.  H 

Slaght,  I'       

Slatter,  Philip  J   

Sleeman,  Geo 
Slimmon,  David  T.  . . 

Sloaa,  J.  H       

Sloan,  Robert 

Sloan,  \^         

Smale,  E.  H 

Smallwood,  David  J 
Smallwood,  D.  -f  .... 
Smart,  Alfred  M  .... 

Smiley,  James 

Smith,  A.  E 

Smith,  A.  R.  0 

Smith,  Chas.  S 

Smith,  David 

Smith,  Geo.  F 

Smith,  Geo.  W 

Smith,  H.  J 

Smith,  James 

Smith,  James  H   .... 
Smith,  .John  S   . . .    . 
Smith,  Thomas      ... 

Smith,  W.  A        

Smith,  \V.  ]•: 

Smith,  W.   G 

Smith,  W.  T 

Smitheram,  A   E    ... 

Smyth,  Geo.  C- 

Snell,  Charles  ... 

Snell,  Edward 

Snell,  .Joseph        .... 
Snell,  Joseph  W  . . . 

Snider,  F 

Snow,  Horace  C   . .    . 

Snyder,  H.  E 

Somerville,  F.  L 

Sorley,  J.  M 


3.568 
3994 
3620 
3599 
2359 
3380 
3749 
2533 
2209 
3218 
3;i08 
2i.57 
2479 
2974 
3089 
3011 
3829 
2166 
2635 
2790 
3587 
2361 
2844 
2811 
3176 
2891 
2539 
2549 
2409 
2501 
3679 
2208 
2i46 
3503 
2326 
3793 
3927 
2391 
2311 
2786 
3674 
2961 
3575 
2886 
3S94 
2589 
3834 
2494 
3753 
3818 
3296 
3394 
2379 
21S6 
3799 
3104 
.S07S 
.'<5>i4 
3032 
3051 
2512 
2458 
2988 
2945 
2835 


Ottawa  

Carluke    

Chatham    .... 
Wallaceb  irg  . . 

Pictoa 

Windsor 

Athens       

Toronto       .... 
Brantf  ord 
Woodstock ... 
Brussels 
Port  Credit    ... 

Napanee    

Toronto    

Hamilton 

Vandecar  ..... 

Sherwood  

Walker  ton  .... 

Dutton 

Shedden  

Stouffville 

Harriston  .    ... 
Owen  Sound .  . . 
Aberarder . 
Richmond  Hill 

Arthur 

St.  Marys    .... 

London 

Toronto     

Guelph  

Winfield 

Hamilton  . 

Gait 

Gravenhurst  . . 
Woodstock  .  . 
North  Bay  . .  - 
North  Bay 

London  

Princeton 

Wingham 

Cold  water 

Heidftlburg 

London  

Southampton  . 
Ravenshoe  .... 

Toronto    

Toronto    ..... 

Montreal 

Ingersoll    

Hamilton  .    ... 

Windsor 

Toronto    

Guelph     

Elmwood  .  . . 
Fene'on  Falls  . 
Acton  West.    . 

E.xeter 

Wingham 

Dash  wood.    ... 

Seaforth 

Hamilton 

Ottawa  

Brockville.  .    . . 

Tjinlsay 

Toronto    

40 


Sept. 
July 


Aug.  19. 
Dec.  18. 
Aug.  24. 
21. 
July  1. 
21. 
Sept.  20. 
.July     1. 

1. 
1^ 
17. 

1. 

1. 

4 

rt . 

4. 
Oct.  16. 
.July     1. 

1. 

1. 
Aug.  21 
July    1. 

1. 

1. 
10. 

1. 

1. 

1. 

1. 

1 

6. 

1. 

1. 

Aug.  5. 
July  1. 
Oct.  4. 
Nov.  27 . 
July    1. 

1 

1. 
Sept.  5. 
July  4. 
Aug.  15. 
.July  1. 
Nov.  11. 
July  1 
Oct.  18. 
July  1. 
Sept.  21. 
Oct.  13. 
July  15. 
24. 

1. 

1. 
Oct.  5. 
July    5 

5. 
Aug.  10 
July    5. 

5 

1. 

1 

4. 

4. 

i. 


June  30. 


Jll 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Souch,  J.  E 

Sparks,  R     

Sparliog,  James  .... 

Sparling,  W 

Speers,  Hugh 

Speers,  Wm.  A   

Spence,  .J.  M    

Spike,  B.  A 

Spike,  George 

Spratt,  Wm.   A. 

Stabler,  .J.  M       

Stainton,  Geo.  A . .    . . 

Stanfield,  James 

Stanley,  R.  I) 

Stanley,  T.  D 

Stanley,   Wm 

Staples,  .Joseph  V  . . . 
Stauffer,  Wellington. 
Stearns,  Seargent  P. . 

Steben,  B.  F 

Steele,  Angus 

Steele,  Angus 

Steel,  Thomas        

Steeves,  H.  IM  

Stephenson,  .John  . . . 

Stern,  Samuel 

Stevens,  VV.  M 

Stephenson,  Geo 

Stevenson,  H    

Stewart,  -vlex 

Stewart,  Alexander 

Stewart,  A.  M 

Stewart,  Duncan  . . . . 

Stewart,  I  >.  VV    

Stewart,  Geo.  A 

Stewart,  James   

Stewart,   James 

Stewart,  John  A.  C    . 

Stewart,  Robert 

Stewart,  S.  W 

Stewart,  W.  A  . .      . . 

Still,  Wm 

Stimers,  A.  O 

Stinson,  J.  D   

Stinson,  R.   H 

Stiven,  G  

Stokes,  .lames  C 

Stokes,  Robert  A. . . . 

Stone,  Alfred 

Stone,  F.  W 

Stoneman,  J,  C   

Stovel,  C.  W    

Stover,  W.  N  

Stoney,  .Tno.  L 

Stratford,  J.  E.  H  . . . 
Stratton,  John  F  . . . . 

Strong,  A.   D 

Strong,  F.  W  

Strong.  Richard  S  . . . 
Summers,  F.  .T.  C  ... 

Sumner,  W.  K 

Suter,  F.  D 

Sutherland,  ]).  H  ... 
Sutherland,  R.  O  . . . . 
Sutherland,  R.  W  .  . . 


Register 

No. 


3280 
2232 
3592 
3566 
5675 
2562 
26  tl 
2122 
.Si93 
3691 
2867 
2860 
3:^16 
3393 
2074 
2300 
3464 
3243 
3150 
2578 
2142 
2556 
2900 
3454 
3124 
2545 
2261 
3015 
3284 
2676 
3867 
2414 
2680 
2613 
3148 
2286 
2703 
3873 
2219 
212.^ 
3163 
2200 
3458 
2702 
3903 
2450 
2945 
3514 
3002 
3009 
3639 
3.584 
2.508 
2172 
26.'S8 
31.53 
2678 
3896 
2107 
3409 
3353 
2878 
3248 
398? 
3010 


Residence. 


Newmarket  . . 
Waterdown  . . 

Barrie 

Forest 

Ivy 

Oakville 

Belwood 

Meaford 

Meaford 

Hamilton  .... 

Berlin  

Toronto  

London  

Toronto      .... 

Sc.  Mary's 

Lucan   .    . . 
Victoria  Road 

Toronto    

Montreal 

Ottawa 

Stratford 

Stratford 

Ridgetown  . ,  . 
Rat  Portage  . 
London    .... 

Toronto    

Athens 

Peterborough . 
Mount  Forest 

Stratford 

Blackstock  . . . 

Windsor 

Stratford    ... 

Renfrew 

Lindsay    

Meaford , 

Saltford    ...     , 

Brantford    

Ottawa 

Walkerton 

Lancaster    

Orangeville. . . , 

Essex    

Ches'ey    

Meaford 

Goderich 

King 

Toronto    

Guelph 

Guelph 

Hensall 

Walkerton  .  . . . 

Sombra 

Hamilton 

Brantford    

Montreal 

Gait 

Mitchell 

Gait 

Toronto    

IngersoU 

Dundas    

Huntsville 


Registry    i     Registry 
begins,  1893.    ends,  1894. 


Sept. 
July 


July  15 . 
1. 

Aug.  18. 

19. 

July    1. 

1. 

1. 

1. 
15. 

8. 

1 

1. 
17. 
24. 

1. 

1. 
Aug.  2. 
July  13. 

7. 

1. 

1. 

1 

1. 

1. 

6. 

1. 

1. 

5. 
15. 

1. 


Aug. 
July 


Nov. 
July 


Nov. 
July 


2. 

1. 

1 

1. 

7. 

1. 

1. 

2. 

1. 

1 

8. 

1. 
Aug.  1. 
July  1 . 
Nov.  17 
July     1 . 

4. 

9 

4. 

4. 

Aug.  26. 

21. 

July     1. 

1 
Aug.  30. 
July    7. 

1. 

Nov.  14. 

July    1. 

25. 

18. 

1. 
13. 


Aug. 
July 


24    (IN.) 


Wallacetown -  Dec.  12 . , 

Toronto    July    5., 

41 


June  30. 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  of  Life  and  Accidext  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Swan,  R.  J    

Swift,  Jos.  F 

Swift,  W.  W    

Switz^r,  Harvey  F . 

Sydie,  H.  A  

Sykfs,  B.   D 

Szeliski,  Paul  V   . . 


Tibberuer,  Christopher. 

Tait,  .J.  F 

Tallman,  F.  A   

Tape,  .Jame* 

Tatham,  Herbert 

Taunt,  George 

Taylor,  Charles 

Taylor,  F.  C       

Taylor,  Frank  O 

Taylor,  Israel     

Taylor  John 

Taylor,  J.  H 

Tavior,  .John  J 

Taylor,   Wm 

TaVlor,  W.   M.  P    

T.  etzel,  J.  D    

Telf er,  Arthur  B   

Telfer,  T.  A.  S  

Telford,  W.  R 

Templin,  .Jno 

Tench,  W.  E 

Tennant,  E    

Thomas,  Geo.  .T     . 

Thompson,  Alfred 

Thomas,  .Jno.  P 

Thompson,  C.  A   

Thimpson,  D.  J 

Thompson,  Geo.  C 

Thompson,  .J.  .1 

Thompson,  L    . .      

Thompson,  M.  McL  . . . 

Thompson,  Wm 

Thompson,  Wm     

Thompson,  Wm.  J  .... 

Thompson,  .Jno.  H 

Thornton,  Isaiah 

Thornton,  .Tn  > 

Thurtell,  R.  ^J 

Tiernay,  A  rthur  H     ... 

Tiernay,  -J 

Tilden,  C.  X.  O      

TiUpy,  H.  R   

Tilt.  .Vathaniel 

Tindall,  ^V    

Tindell,  W.   B 

Tisdall,  Jnr>.  P 

Titus,  W    M 

Tobin,  A.  M 

To  id,  Archibald. ...    . 

Tomb,  James   

Tompkins,  Wm.  L 

Torrop,  N.  H     

Totten,  William   

Tnwe,  Edward     

Tree,  E.  B 

Tremb'e,  Wm 

Trew-n,  F.  W 

Trimble,  Jno.  A 


Register 
No. 


3986 

smo 

2180 
3886 
2112 
2271 
3610 

337.0 

2340 

2131 

3451 

2291 

3234 

3726 

2873 

2328 

3031 

3438 

2203 

3797 

3879 

3107 

2273 

3795 

2832 

2312 

2773 

29.30 

3215 

2905 

3.521 

2396 

2352 

2919 

2969 

3263 

2834 

2099 

2902 

3493 

3573 

2686 

3504 

3058 

2701 

2700 

3341 

3992 

3030 

3187 

2243 

2372 

3591 

2111 

2233 

2656 

2574 

3759 

2136 

3476 

2248 

3916 

3958 

3118 

3417 


Residence. 


Registry    Registry 
begins,  1893.  ends,  1894. 


Wingham  j  Dec 

Kingston    

St.  '  'atharines  i  July 

Midland |  Nov. 

Orangeville !  July 

Brantford 


Toronto    Aug.  21 . 


Listowel 

L'Amable  .... 
Merriekville  . . 

Highgate 

London    

Toronto    

Gobies 

Lindsay    

Harriston  .  . . . 
Clinton 

Ottawa 

Hightield 
Manitowaning 

Clinton 

Toronto    

Morpeth 

Sartiia 

Toronto    

Walkerton     . . 

Fergu-* 

Niagara  Falls . 
C)rnwall  . .    .  . 

Ess»-x 

Penetang  .... 
Rel'eville  .... 
Penetang  .... 

Button    

Toronto  

Orillia 

Toronto      .... 

Belleville 

Norval 

Peterboro'   . .  . 

Toronto    

St.  Thomas . . 

Omemee 

Garden  Hill  . 
Teeswater    . . 

Blyth        

Arnprior 

Ailsa  Craig.  .  . 

Toront  >    

Listowel  . .    . . 
Walkerton 
Parry  Sound  . 
Clinton . .    ... 
St.  Tho  nas. . . 
Watertord 
Walkerton 
Alexandria    .. 

Brighton 

Montreal . .    . . 

Toronto    

Lond  >n 
Woodstock  . .  . 

Ottawa 

Oshawa 

Brampton    . .  . 


July  21   . 

1   . 

1.. 

31.. 

1.. 

13   . 

Sept.  16.. 

July     1 

1.. 


31. 
1 

Oct.     5. 

Nov.    6. 

July    5. 
1. 

Oct. 

July  1 
1 
1 
I 
12 
1 

Aug. 

July 


4. 


9.. 

1.. 

1    . 

1 

4 
15.. 

1.. 

1   . 

1.. 
Aug.  5  . 
17  . 
•Julv  1.. 
Aug.  5  . 
July     5.. 

1.. 

1.. 

18,. 

Dec.  18.. 

•July    5  . 

10  . 

1.. 

1.. 
Aug.  21 . 
July    1 . . 

1  . 

1 

1. 
Sept.  25.. 
July  1 . 
Aug.  2.. 
July  1 , . 
Nov.  21  .. 
Dec.  5.. 
July    6 

26., 


June  30. 


42 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  COlil  ORATIONS  ACT,  1892. 
Schedule  of  LiFt:  and  Alcident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent. 


Register 
Is'o. 


Tripp,  N    

Trounce,  W.  J 

Troy,  John  L   .  . . . 

Troy,  T.  J    

Truax,  Richard    . . 

Trull,  Henry 

Tucker,  Thomas . . 
Turner,  Henry  A 
Tyte,  W.  .J 


Ullyot,  Geo.  M. 


Vallantyne,  J.  B 

Vandervoort,  G,  W . . . . 
Van  Derwater,  R.  W  . . 
Vandrick,  Alexander  J 

Vaughan,  Geoi-ge 

Vaughan,  Joseph  E . . . . 

Vernon,  Alex.  A 

Viau,  David  M 

Vick,  John  P   

Vickery,  John     

Vincent,  Lewis  D   

Virgil,  W.  Turner    . . . . 

Vodden,  Wm 

VoUick,  R.  W 


Waddell,  George  ... 

Waddell,  A    

Wade,  Robert 

Waldron,  L   W     . . . . 
Walker,  Alexander  . . 

Walker,  David 

Walker,  C.   W 

Walker,  John 

Walker,  John 

Wallace,  CO 
Wallace,  David. 

Wallace,  James 

W  allace,  S 

Wallace,  Thos.  W    . 
W^almsley,  James. . . , 

Walsh,  J.  W 

Walton,  M 

Ward,  James 

Ward.  T.  W 

Ward,  W.  J 

Warne,  Albert  .J 

Warren,  F.  W   

Warren,  H.  A 

Warren,  John    

Washburn,  A.  C .  . . . 

Waters,  W   J 

Waterbury,  W.  B 
Watkins,  Charles  M 
Watson,  Beachell. . . 
Watson,  Fred  C  . . . . 
Watson,  James  .... 
Watson,  John  W. . . 

Watson,  Neil 

Watt,  James 

Watters,  George  H  . 


3J07 
3581 
2259 
3921 
3229 
2226 

3:i25 

3794 
2610 

2477 

3291 
2303 
2932 
3177 
2629 
3741 
2153 
3252 
3730 
2964 
2689 
2808 
3623 
2184 

2626 
2851 
2758 
2848 
3070 
3367 
2296 
2640 
2.^20 
3830 
3822 
2557 
2431 
3774 
2699 
2965 
3614 
3604 
3363 
3006 
3996 
3480 
2615 
2266 
3715 
2921 
2631 
3957 
3301 
2697 
2922 
2942 
2088 
2698 
3772 


Residence. 


Forest 

Toronto    

Toronto    

New  Germany 

Toronto    

Oshawa     ...    .  . 

Stratford 

Millbrook 

Toronto    


Elmii  a . 


Sunderland .... 
Campbellford . . 

Kingston 

Port  Elgin 

Hamilton 

Dundas 

Owen  Sound . . . 
Clarence  Creek 
Owen  Sound.  . . 
Thornbury  .... 

Exeter 

Gait 

Harriston 

Burlington  .... 


Registry 
begins,  1893. 


July  4.. 
Aug.  14.. 
July  1. 
Nov.  24. 
July  12. 
1. 


Oct. 
July 


Toronto  

Stratford  

Oriilia .    . . 

Welland 

Mitchell 

Charing  Cross 

Hamilton 

Petrolea 

Paris   

Waubausheoe 

Toronto  

Ottawa 

Dresden 

Toronto  

Wiarton 

St.  Catharines 

Toronto 

Fullerton 

Toronto 

Brigden 

Cobjurg 

Oshawa 

Toronto 

Frome 

Kincardine    

Campbellford 

Mitchell 

Spiingfield 

Owen  S jund 

Sarnia 

Seaforth 

Toronto 

Harwich 

Lanark 

Kingston '  Sept.  28. 

43 


Oct. 
July 


12., 
4. 
1. 


15. 

1. 

1. 

10. 

1. 

Sept.  20. 

July     1. 

14. 

Sept.  16. 

July    4. 

1. 

1. 

Aug  24. 

July    1. 


1. 

1. 

1. 

1. 

5. 
20. 

1. 

1. 

1. 
16. 
16. 

1. 

1. 

Sept.  28. 
July    1. 

4. 

Aug.  21 . 

21. 

July  20. 

4. 
Dec.  18 
Aug.  4 . 
July    1. 

1. 
Sept.  15. 
July    1. 

1. 
Dec.  5. 
July  15. 

1. 

1 

4. 

1. 

1 


Registry 
ends,  1894. 


June  30. 


57  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,   1892. 

SCHKDULE    OF    LiFE    AND    ACCIDEXT    IxSURANCE    A(iENTS,    ETC.  —  Continued. 


Xame  of  Agent. 


Register 
No. 


Residence. 


Weatherbee,  J.  H 

Webb,  F.  A 

Webb,  F.  R 

Webb.  H.  C 

Webster,  A.  F 

Webster,  F.  T 

Webster,  William 

Webster,  Wm.  G 

Weeks,  C.  E     

Wegenast,  John  G 

Weir,  J  ohn 

We'don,  Francis  P 

Weldon,  Jas.  E 

Weller,  J.  S 

Weller,  Henrv 

Wells,  M.  C /. 

Werrett,  George 

West,  William  C 

Westover,  S 

Whalley,  Thomas  W 

Whateley,  George 

White,  A.  F 

White,  .James  G 

White,  J.  T 

White,  Wm 

White,  W.  H 

White.  W.  J.  B      

Whitefield,  W.  J 

Wickett,  Thos.  H 

Wij^gins,  .Jno.   W 

Wight,  Geo.   H 

Wigle,  Andrew •    ■  • 

Wilde,  W.  S 

Widdilield,  J.  E....     

Wildfang,  Levi    

Wilkins,  Gpo.  W 

Willi  ims,  David  L 

Williams,  Geo.  H 2293 

Williams,  Robt.  F I     3506 

Williams.  R.  G 3801 

Williams,  R.  L    !     2376 

Williams,  Walter  A !     3320 

WUliamson,  J.  C 3425 

Willson,  F.  Curran 2224 

Wilson,  A.  A 2989 

Wilson,  Edward 2776 

Wi'sim,  James 3071 

Wilson,  W.  S  !     2822 

Wing,  F.  C     3374 

Winter,  Chas.  A  34'50 

Winter,  Joseph j     3923 

Winters.  Henry 3455 

Wolfe,  T.  G   i     2788 

Woodcock,  A.  E 3890 

Woodcock,  E    '     2316 

Woodley,  Jas.  H '     3743 

Woods,  Geo.  B |     3471 

Woods,  .JnD.  S 3862 

Woodside,  John  B . . . . , '     2594 

Woodward,  Dan 3676 

Wooley,  John  S I     3616 

Wotton,  C.  W 12  628 


3926 
2863 
2254 
3270 
2189 
2836 
2260 
2384 
3267 
2636 
3307 
2445 
3631 
3297 
3241 
3495 
2696 
3204 
2695 
3863 
3659 
2846 
3970 
2982 
2947 
2830 
3479 
2617 
3758 
2381 
3858 
2077 
3605 
3525 
3043 
3878 
3360 


Registry 
begins,  1393. 


Toronto i  Nov. 

Toronto July 

Petrolea i 

Cobaurg 

Toronto  

Toronto    

Fenelon  Falls 

Hamilton 

Woodville 

Hespeler 

Kinesville. . . 
Chatham  . . . 
Chatham  . . . 
Cornwall  .... 
Toronto  .... 
Mt.  BrydgeS. 

Simcoe    

Wallaceburg 
Fox  borough  . 
Toronto    .... 

Perth 

Welland  .... 
Hamilton  . . . 
KingsroD .... 

London  

Toronto  .... 
Kingston .... 
Hamilton  ... 

Stirling '  Sept. 

Weston :  July 

Queensville Oct. 

Kingsville i  July 

Toronto    j 

Newmarket j  Aug. 

Tavistock inly 

Huntsville  .  . . 
Prince  Albert 
Hamilton  .... 
Toronto 


.\ug. 
July 


Oct 

Aug. 

July 

Dec. 

July 


Aug. 
July 


Nov. 
July 

Aug. 

Chesley !  Oct. 

Goderich July 

Buckingham,  C2ue 

Toronto    

Toronto    

Barrie 

Bright 

Orchard    

St.  Catharines ■ 

Carm'^na 

Waterloo Aug. 

Arva j  Nov. 

Sudbury \  Aug. 

Tottenham July 

Toronto i  Nov. 

Goderich    .   July 

Sault  Ste.  Marie ■  Sept. 

Gait '  .Aug. 

Toronto      Oct. 

Toronto    July 

Cannington Sept. 

Tilsonbirg Aug. 

Hamilton '  July 

44 


27... 

1... 

1... 
15.    . 

1... 

1  .. 

1... 

1... 
15... 

1... 
17... 

1  .. 
24... 
15... 
13... 

1... 

1... 
11... 

1... 
.31... 
30... 

1... 

8.    . 

4... 

3... 

1... 

4... 

1... 
25   .. 

1... 
30... 

1... 

1... 
10... 

5. . . 

6... 
19... 

1... 

5... 

7... 

1... 
18... 
26... 

1... 

4... 

1... 

5... 

1... 
21... 

1... 
27... 

I... 

1... 
10... 

1... 
20... 

2... 
30... 

1... 

5... 
22... 

1... 


Registry 
endf,  1894. 


June  30. 


67  Victoria. 


Sessional  Papers  (No.  13). 


A.  1894 


INSURANCE  CORPORATIONS  ACT,  1892. 
Schedule  op  Life  and  Accident  Insurance  Agents,  etc. — Continued. 


Name  of  Agent, 


Wright,  Alfred  . , . 

Wright,  C 

Wright,  Edward  . 
Wright,  Geo.  W.. 
Wright,  H.  W.... 
Wright,  Jno  ...    . 

AVright,  J.  J 

Wright,  Wm 

Wright,  Wm 

Wright,  W 

Wurtele,  J.  W.  L. 
Wynne,  John  B  . . 


Register 

No. 


Yerex,  W^m.  E 

Young,  Al'an  V.  R. 

Young,  James 

Young,  James  A  . . . 
Young,  James  A  . . . 

Young,  R.  J   

Young,  W.  H 

Young,  Wm.  L 

Yule,  Jno.  M 


3443 
3200 
3565 
2264 
3174 
2904 
3201 
3467 
3S07 
3586 
3120 
2302 

3885 
3836 
3057 
3524 
2681 
3694 
3287 
2767 
2274 


Residence. 


Registry 
begins,  1893. 


Toronto    July  31 . 

Amherstburg 14 

Sarnia  Aug.  19 . 

Berlin I  July    1. 

Toronto    j  10. 

London  1 

London 11 


Bradford  . 
Huntsville 
Tweed  . . . . 
Ottawa .... 
Brigden    . . 


Little  Britain . 

Toronto    

Auburn 

Toronto    

Mt.  Forest  . . . 

Glencoe    

Oakville 

Mark  dale  .  . . . 
Brantford  . . . . 


Aug.  2. 
Oct.  7. 
Aug.  21. 
July  6. 
1 

Nov.  8 
Oct.  21. 
July  5. 
Aug.  10. 
July  1. 
Sept.  11 . 
July  15. 

1. 

1. 


Registry 
ends,  1894. 


June  30. 


2o    (IN.) 


45 


2  4  29 


/ 


0 


V